Report of the Insurance Department of the Comptroller-General's Office for the Year Ending December 31, 1918

i
HE LIBRARY OF
THE UNIVERSITY OF GEORGIAREPORT
OF THE
J7
a Insurance Department
OF THE
STATE OF GEORGIA
FOR THE
YEAR ENDING DECEMBER 31
1918
xtfO
BYRD PRINTING CO State Printers
ATLANTA GA
REPORT
Atlanta April 1 1919
To His Excellency Hugh M Dorsey Governor
SirIn compliance with the law of the State I have the
honor to submit the annual report of the Insurance Depart
ment for the year ending December 31 1918
The detailed reports of the insurance companies associa
tions and fraternal societies embodied herein show the re
sults of the operations for the year ending December 31
1918 as well as their financial condition at the close of the
year as shown by the sworn statements on file in this De
partment
In my previous reports I have called your attention to
the remarkable growth of the insurance business in the
State The tables given below are for the purpose of
further impressing you with the proportions that have
been reached in the different lines
COMPARATIVE TABLE OF PREMIUMS LOSSES ETC FOR YEARS
STATED
FIRE AND FIRE AND MARINE COMPANIES
Year Premiums Collected Losses Incurred
1883 141214800 139307000
1893 169170800 104335400
1903 319542600 143133300
1913 632692600 321578800
1914 576239470 399198286
1915 630167279 421691362
1916 731728794 676741405
1917 907074079 722741314
1918 1111244221 LIFE INSURANCE COMPANIES 373185995
Year Premiums Collected Amt Ins in Force
1883 29682400 909882200
1893 237524400 6993126500
1903 529881600 14267275100
1913 1144052000 36762392100
1914 1062969300 33008271700
1915 1164156400 36251669800
1916 1270644870 38997529400
1917 1437691161 43309924700
1918 1580045515 48392736100
RAnnual Report
MISCELLANEOUS INSURANCE COMPANIES
Year Premiums Collected Losses Paid
1893 433700 42000
1903 12295700 1133300
1913 165351500 83297100
1914 163958100 82734700
1915 243028700 101784400
1916 189334100 83227900
1917 307323751 97175630
1918 312470536 126242382
These totals do not include the business of the assessment and local indus
trial companies and the fraternal societies
INDUSTEIAL COMPANIES
There are twelve of these industrial life and health com
panies now organized and doing business in accordance
with the laws of this State Two of them went over to
the stock basis during the year There are now three
stock companies and nine operating on the mutual plan
These twelve companies collected in premiums and paid
losses as follows
Premiums collected 305835778 losses paid 139287372
ASSESSMENT FIEE COMPANIES
There are at present nine of these assessment fire com
panies organized and doing business on the Four
County pan The following is the amount of assessments
collected and claims paid
Assessments collected 4185924 losses paid 3205356
ASSESSMENT LIFE COMPANIES
There are three assessment life companies of other states
doing business upon that plan in this State The amount
of preminums or assessments and the total losses paid are
as follows
Premiums collected 1863803 losses paid 1203618
FRATERNAL SOCIETIES
Thirtyfive fraternal societies reported to this Depart
ment in the year 1918 Thirtyone are on the life plan and
Insurance Department of Georgia 5
four on the accident plan The amount of premiums or
assessments and losses paid are as follows
Plan Premiums Losses Paid
Life 31 139300475 96262880
Accident 4 4409109 3467016

While the losses paid by the life societies amounted to
96262880 the total losses incurred is 135331685
EXAMINATIONS
In the supervision of the companies chartered and
operating in this State and licensed by this Department
special examinations of certain companies have been made
during the year In each case the reports of the
special examiners have been filed showing the con
dition of the companies and where necessary rulings
and recommendations have been made to correct prac
tice not in accord with sound business where these
were found to exist The following companies were ex
amined Cherokee Life Ins Co Standard Life Ins Co
American Insurance Co and the Eminent Household of
Columbian Woodmen
FIRE INSPECTOR
Appended hereto you will find the annual report of the
State Fire Inspector which covers the work done in that
department during the year 1918 The report of the Fire
Inspector for the last four years shows a decline in suspici
ous fires The moral effect that these investigations has
had in this State is best demonstrated by the following
comparative statement of suspicious fires investigated in
the last four years
Year 1915 Suspicious fires 101
1916 85
1917 43
1918 34
cas6 Annual Report
The following is a statement of the income and disburse
ment on account of the fire inspection work for the year
Cash on hand January 1 1918 554 56
Special tax levied in 1918 7 035 12
768968
Fire Inspectors salary j2 000 00
Traveling expenses gg4 05
Postage I 2200
Telegrams 5 lr
Refund tax overpaid 22 78 2 734 00
Balance on hand December 31 1918 4 955 6S
DEPARTMENT EXPENSES
I submit the following statement showing the revenue
collected through the Insurance Department and the ex
pense of the Department for the year ending December 31
1918 This statement shows an increase in revenue col
lected of 4761335 over the previous year The amounts
do not include the collections for the fire inspection fund
REVENUE COLLECTED
Licenses for companies and agents 4212000
Taxes of insurance companies 269 23716
Total 31135716
DEPARTMENT EXPENSES
Postage 30000
Telephone and telegraph 2887
Printing and stationery 3 157 19
Salaries 7m00
Salary insurance clerk 1800 00
Office fixtures 53
Total 1 1283931
COMPANIES IN PROCESS OF LIQUIDATION
The Department has two companies in process of diquida
tion both of which have been mentioned in previous re
ports the American Life Annuity Company and the Em
pire Life Ins CoInsurance Department of Georgia 7
AMERICAN LIFE ANNUITY COMPANY
At the close of the year there were only two matters to
be closed up before we can make final disposition of this
Company It is hoped that these can be disposed of dur
this year The following statement shows the transactions
for the year 1918
Cash on hand January 1 1918 953422
Collected W H Born settlement 75000
1028422
Paid on S H Fuller judgment266288
Court costs 1000
Taxes 6367
Advertising 318
Traveling expenses i 1250 275223
Cash on hand December 31 1918 753199
EMPIRE LIFE INSURANCE COMPANY
Other than some collections being made on outstanding
accounts there was little accomplished during the year due
to the fact of certain questions having been submitted to
the Supreme Court for decision The Supreme Court has
held that the holders of unmatured policies are to be treated
on a parity with death claims and this disposes of an im
protant question which has been before the Court for some
time
The following is a statement taken from the books of
the company As was done in previous statements it
seems advisable to state that the value of the asserts of
the Company listed in statement are the values appearing
on the books of the Company at the date the affairs of the
company were placed in the hands of this Department no
attempt has been made to revalue them for the reason
that their actual value can best be determined by actual
collection and saleAnnual Report
THE EMPIRE LIFE INSURANCE COMPANY ATLANTA GA
In liquidation
STATEMENT OF TRANSACTIONS FOR YEAR ENDING DECEMBER 31 1918
INCOME AND CREDITS
Decrease of Liens on Reinsurance contract 1671425
Credits under reinsurance contract 2250000
Interest on bank balance 25500
Interest on mortgage and stock notes 6476
Total income and credits3953401
DISBURSEMENTS AND CHARGES
Costs of investigating claim 490
Clerical salaries 7468
Rent of office 24500
Exchange and collection charges 300
Postage telephone and telegraph 333
Legal fees and court costs 249000
Miscellaneous expenses 550
Charges under reinsurance contract 2870340
Auditing 63000
Reinstated liens on reinsurance contract 1793444
Stock notes written off 582423
Mortgage loans written off 333111
Book value real estate written off 449235
Total disbursements and charges 6374194
STATEMENT OF ASSETS AND LIABILITIES DECEMBER 31 1918
ASSETS
Book Value
Cash in bankssubject to check 1734980
Cash in sundry banks doubtful of collection 73034
Certificate of deposit doubtful of collection 202000
Liberty Bond 50000
Purchase money notes 122925
Notes receivable for Capital Stock12363448
Stocks Mutual Bldg CoEnglish Am B L 36204333
Mortgage loans 220592
Collateral loans 1233883
Policy loans notes liensDissenting policyholders 1041325
Agents balances 4691184
Accounts receivable 1266303
Furniture and fixtures 1423185
Total assets book value 60627192
LIABILITIES
Reinsurance liens Reserve as established by the re
insurance contract 31716 50217420
Less lapsed liens to 31718 21984953
Balance as of 31718 28232467
Reserve for dissenting policyholders 1158762
International Life Ins Co as of 31718 2680998
Policy dividends due lapsed and dissenting policyholders 98327
Policy dividends due on reinsured policies 225644Insurance Department of Georgia 9
Death claimsone sum
Death claimsannuities 5107008
Sick and accident claimsI 8278139
Contested death claims 38842
Medical Examiners balancesZZ 2100000
Agents balances 61500
Sundry bills and accounts payablellY 175324
Accrued salaries due officers 449463
Unpaid certificate dividends 197401
Mutual Building Co account payable 1 4410
City and County Taxes 163355
Capital stock 1090410
28555250
Total liabilities
78617800
STATE MUTUAL LIFE INSURANCE COMPANY
The affairs of this company are being cared for by order
of the Court by a special Deputy under my direction and
I append hereto the report made to this Department for
the year ending December 31 1918
REPORT ON STATE MUTUAL LIFE INSURANCE CO
Rome Ga March 18 1919
Hon Wm A Wright Insurance Commissioner
Atlanta Ga
My dear Sir
As Special Deputy Insurance Commissioner conducting
the affairs of the State Mutal Life Insurance Company I
beg leave to submit herewith report of operations for the
year 1918 together with statement of financial condition of
the company as of date December 31st 1918 said statement
being attached hereto and marked Exhibit A
This statement covers the operations of the Company for
the twelve months January 1st 1918 to December 31st
1918 showing income and disbursements for the calendar
year together with list of assets and liabilities as of Decem
ber 31st 1918 and is to be considered in connection with
this explanatory letter10
Annual Report
The real estate holdings of the Company which had by
foreclosure and otherwise become the property of the com
pany prior to your administration of its affairs are carried
on the records of the office at the actual cost of the several
properties some of which as heretofore advised had beer
carried by the former management of the company at
larger book values These excess values were reduced to
actual cost figures and the real estate since acquired under
mortgage foreclosure is carried at the net cost of same to
the company We have not deemed it advisable to under
take to determine the true value of each of these holdings
especially because of the fact that the times are not
propitious in view of the floating by the government of
its several large bonded loans temporarily depressing real
estate values except as we have opportunity of liquidating
these properties
One of the properties acquired by the Company known
as the Davis Farm on the Coosa River Floyd County
Georgia was brought in under mortgage foreclosure sale
at the sum of 3069874 a mortgage loan having been
placed upon this property by C R Porter a former presi
dent of the company and so carried by him at the time you
took charge of the Cbmpany s affairs With your approval
this property was sold for the sum of 25000and the sum
of 569874 charged off to profit and loss
We also disposed of certain parcels of suburban and
vacant property held by the Company known as the Hill
City Land Companys property taking in exchange in
comeproducing property located at Dayton Ohio and
charging off the sum of 733500 overvaluation this
transaction being authorized by you a special resolution of
the members of the board of directors of the State Mutual
endorsing same
There was commission of 156000 incurred on account
of these transactionsInsurance Department of Georgia 11
In the statementsExhibit Ahereto attached you
will note the item Unassigned Funds 2348560 which
sum can be applied toward making good the book loss on
real estate account
An analysis of the results of the operations of the com
pany shows a gain made from expense loading from in
terest and from mortality
The mortality experience of the State Mutual during the
year was to a more or less extent affected by the serious in
fuenza epidemic as was the experience of every other life
company death losses during 1918 attributable to that
cause aggregating 1799100 but the mortality was well
within the expected in accordance with the American
mortality tables our savings from that source being 8
70737
Adding to the apparent improvement of 2845860 shown
by comparison of this statement with statement filed for
the year 1917 certain items which are in no sense charge
able against the operations of the past year and which
have never been covered by liability charges of the past
towit
The payment of 1777997 on annuities thesum of 13
03374 charged off to profit and loss account by reason of
liquidation of real estate items above referred to 156000
commissions accrued on this account and the sum of 9
63852 paid on account of death claim that had not been
charged as a liability for the reason that the policies had
lapsed prior to the time you were placed in charge of the
affairs of the company but under a strained construction
of the policy form a judgment was rendered by the court
against the company These sums aggregating a total of
7047083 should properly be considered as the surplus
earning or improvement in the condition of the company
for the year 1918
With the return of normal conditions so confidently ex
pected and which we all hope for with the formal conclu2 Annual Report
sion of peace and government financing completed the
real estate holdings of the company should be gradually
liquidated and with the continued good will and coopera
tion of the policyholders we are hopeful that the impair
ment of the reserve liability will be made good and a safe
basis for the future operations of the company established
for which we have earnestly striven may be realized
Yours very truly
Hamilton Yancey
Special Deputy Insurance Commissioner
EXHIBIT A
u 101 290956097
Assets December 31 191f
INCOME
33567702
Premiums
Int rfse Ioans
Bonds
Policy loans etc gM
Deposits
Rents including 2500 for own occu
pancy 2367169
Total interest and rents ll
Items previously charged oft
Gain on sale of Averett property iuun
48977442
Total income
339933539
DISBURSEMENTS
Death claims
Disability claims
Annuities 17778M7
Surrendered policies values applied to
cancel policy loans Innft on
Matured endowments
Coupon reduction of Premiums dbsissz
Total payments on policies M
j 45112U
Renewal commissions
Z3975
Traveling expenses
Medical and inspection fees
l i 814
Salaries
Rent own occupancy
Advertising printing postage etc
4obUol
Legal expenses
Furniture and fixtures
Repairs and expenses on real estate 2 13481
Fire insurance Insurance Department of Georgia
13
Office expenses
Taxes on real estate and personal property
Department and municipal licenses and fees
Federal corporation tax
Commission on sale of real estate
Taxes on premiums
Profit and Loss Account
State Mutual Agency1000000
In connection with sale of Davis farm 569874
In connection with sale of Hill City
Land Co property 733500
Other items 6555
56036
603523
8075
240234
156000
55271
2371929
43830626
Balance 1296102913
LEDGER ASSETS
Real estate see letter
Mortgage loans
38536041
74751299
Policy loans 149806603
5477582
19626482
7742697
162209
296102913
Premium notes
Bonds U S state and municipal
Cash on deposit at interest
Agents debit balances i
Total ledger assets
NONLEDGER ASSETS
Interest due and accrued
Mortgage loans
Bonds
Rent due and accrued
Unearned fire premiums
Net uncollected and deferred premiums
Gross assets
ASSETS NOT ADMITTED
Policy loans and lien notes in excess of reserve 47374
Agents debit balances 162209
Total nonadmitted assets
2909423
288990
26166
98013
2136436
01561941
209583
Total admitted assets 301352358
LIABILITIES
Net value outstanding policies
Death claims in process of adjustment
Death claims resisted litigation pending when Insurance Com
missioner took charge of company
Coupons left to accumulate together with interest
Premiums paid in advance
Interest paid in advance
Renewal commissions to agents accrued
Medical and inspection fees accrued
Miscellaneous bills and accounts
Taxes accrued i
Unassigned funds or contingency reserve see letter
2
91108694
1049000
1300000
1012761
10562
3346899
351671
26100
92515
669576
2384580
Total liabilities 30135235814
Annual Report
SUGGESTED LEGISLATION
Under the Fraternal Societies Act approved August 17
1914 a foreign society pays a license fee less than is re
quired of a local society This is unfair to our local
societies and should be corrected In view of the fact that
these societies selling life insurance are not required by
law to pay a tax on the premium income and license fees
for their agents it is suggested that an annual license fee
of 10000 be charged each society
Section 32 of this Act exempts societies with a member
ship of less than 5000 thus defeating the purpose of the
whole Act These societies no matter how small should
come within this Act They should be just as thoroughly
and intelligently supervised and guided where necessary
in the established principles of insurance as the larger
societies The provisions of this Act are a step forward
in this direction and there should be no exceptions
Section 29 of this Act should be amended so as to define
Death benefits This Section exempts from the control
of the insurance laws of this State any company or society
that pays a benefit of not over 50000 This should be
amended so as to bring under the control of the Insurance
Department all companies or societies carrying insurance
or death benefits for any amount
Under this Act the Fraternal Societies are to readjust
their rates and maintain a reserve It is suggested that
these societies be required to make a deposit of at least ten
thousand dollars in this State for the protection of certifi
cate holders
The laws of this State relating to the farmers coopera
tive assessment and Four County fire companies are not
clear and it is suggested that such business be defined
Limitations to these Four County companies should be
made
There seems to be no penalty on insurance companies for
not filing their annual statement with the Insurance DepartInsurance Department of Georgia
15
ment It is suggested that a penalty be placed against
such companies that fail to comply with the law relative to
submitting their reports and papers in connection with
their appication for renewal of license
There is a tendency in recent months for the various
insurance companies to go beyond their respective class of
insurance The life insurance companies want to get into
the health and accident business the casualty companies
want to get into the fire business and the fire insurance
companies want to branch out Our present laws are not
sufficient to meet these conditions If these companies are
to branch out into other lines they should be made to comply
with the requirements of such companies as are operating
in those other lines If a life insurance company wants to
get into the casualty business that is issue health and
accident insurance they should comply with the require
ment imposed upon the casualty company they should pay
the additional license for company and agents A readust
ment should be made along these lines and I ask that special
attention be given to this feature The fire company is en
titled to protection from an invasion of its field of opera
tions by companies of other lines and until such companies
comply with the requirement imposed upon the fire com
panies they should be restricted to their own fields of
operations
WM A WRIGHT
Insurance Commissioner
W A BLAIE Deputy Insurance Commissioner16
Annual Report
STATE FIRE INSPECTORS REPORT
January 1 1919
HON WM A WRIGHT Insurance Commissioner
Atlanta Ga
Dear Sir As State Fire Inspector I submit to you this my Sixth Annual
Report of the work done by me during the year 1918 Suspicious or incendiary
fires have fallen off very materially In fact they have been getting less each
year since I have taken charge of this Department I investigated every
suspicious fire in the State that was reported to me or that I heard of during
the year and then my work was small compared with other years In making
my investigations when court is in session I can take my cases direct to the
Grand Jury but often it is between courts and then I am forced to go before
a justice As a rule that is very unsatisfactory I have lost several good cases
on that account as the accused has a right to demand a preliminary trial and
he always has a lawyer and as I am not authorized to employ an attorney and
the Solicitor does not live in that section and then he is not required to look
after a case until it gets to the Grand Jury I have to appear before the
justice unassisted which puts me to a great disadvantage The Fire Inspector
should have authority to employ an attorney at a reasonable amount when
necessarv And then I occasionally find a justice who is a personal friend or
closely connected with the accused It seems they have a right to object to a
justice but the State is required to take whoever is selected I made the follow
ing investigations during the year 1918
1 SALE CITY
I went to Sale City and Valdosta to get up additional affidavits in the Ragan
case We succeeded in getting some affidavits all of which have been turned
over to the Solicitor
2 STONE MOUNTAIN
I went to Stone Mountain to investigate a suspicious fire that occurred
there I am satisfied from my investigation that this was not an accidental fire
We succeeded in getting some strong circumstantial evidence but nothing direct
enough to make a case
3 COLUMBUS GA
I was called to Columbus Ga to investigate the burning of a small store
iust outside the city I am satisfied this was an incendiary fire I interviewed
several of the neighbors Circumstantial evidence was very strong against the
proprietor but nothing direct
4 NEWTON COUNTY
I was requested by the sheriff of Newton County to come to Covington and
help him investigate the burning of some farm houses I went down and we
made the investigation They had a negro put in jail charged with arson but
they only had suspicious circumstances nothing that would warrant holding
him for the Grand Jury
5 AUGUSTA GA
This was a fire that occurred April 4th 1917 and was not reported to this
office until February 1st 1918 This fire was about ten miles from Augusta
Had I been promptly notified I feel sure a case would have been made against
some one for I am satisfied this was an incendiary fire I succeeded in getting
several affidavits which are attached to my report This is another case of
not being notified promptly
6 SALE CITY
A man named Ragan was under a 500000 bond charged with burning the
Moye property at Sale City I made this trip for the purpose of getting some
affidavits which I succeeded in getting and turned them over to the SolicitorInsurance Department of Georgia
17
7 MACON GA
I was called to Macon to investigate a fire that occurred there March 9th
This was without doubt an incendiary fire but the Chief of the Fire Department
and myself could only find circumstantial evidence nothing direct enough to
make an arrest
8 CANTON GA
I was called to Canton to investigate the burning of a new house My
investigation showed that this house was well overinsured and it appears
like it was fired for the insurance The agent should not have insured the
property for the amount allowed The Chief of Police the Sheriff and myself
could only find strong circumstantial evidence
9 PULTON COUNTY
I was requested to investigate a fire that occurred out on the1 Howell Mill
Road in Pulton County I am satisfied this place was robbed and then set on
fire but we failed to find any evidence against any one
10 ROME GA
I was called to Rome to investigate several fires that had recently oc
curred there on First avenue I found that these houses were badly out of re
pair and all open and unoccupied I am satisfied these fires were caused by
children playing in those houses Very little damagewas done and as soon
as they were nailed up the fires stopped
11 MACON GA
I was called to Macon by the Chief of the Fire Department to investigate
a suspicious fire This evidently was an incendiary fire Very little damage
was done This was in a negro neighborhood and a general row was going
on among the negroes We failed to find any evidence against any particular
person
12 CANTON GA
This was my second trip to Canton on account of the fire of March 2nd
Very little additional evidence was secured on this trip
13 WATNESBORO GA
I was called to Waynesboro to investigate a suspicious fire that occurred
there in the Express Office I am satisfied this place was fired I am also
informed that there was a shortage but we could only find circumstantial
evidence
14 CAMILLA GA
I was called to attend court at Camilla I appeared before the Grand Jury
in the Sale City case They found a true bill against a man named Ragan He
was placed under a 500000 bond He will be tried later
15 CAMILLA GA
I was in Camilla this week attending Superior Court the Ragan case
charging him with burning the Moye property at Sale City was tried and the
jury returned a verdict of Not Guilty
16 LaFATETTE Ga
I have a good case against a man in LaFayette but for some reason it
seems hard to get it tried I am afraid it has been delayed so long we will
lose the case
17 VINING STATION
I was called to Vining to investigate the burning of three negro houses
On investigation we arrested a negro woman She confessed to the burning
and her people took out a writ of lunacy She was tried before the Ordinary
and sent to the asylum at Milledgeville
18 SURRENCY GA
I was called to Surrency to investigate a suspicious fire that occurred there
about one month before I was notified My investigation satisfied me that
goods were removed from this store and then the place was fired to cover up
tracks I also feel satisfied if I could have gotten the cooperation of certain
officials we could have worked up a good case for I am satisfied I was on the
right track but I couldnt get the proper help and not doing detective duty I
was badly handicapped18
Annual Report
19 RICHLAND GA
I was called to Riehland and on arrival I found there had been a small
fire Very little damage was done There was trouble between the Telephone
Company and the City about giving an alarm of Are I think the matter was
finally settled to the satisfaction of both parties
20 CAIRO GA
I was called to Cairo by Solicitor Bell to discuss with him about several
suspicious fires that had occurred at Whigham I went from Cairo to Whigham
21 WHIGHAM GA
I made a thorough inspection of the conditions at Whigham and found
strong circumstantial evidence against a local insurance agent I succeeded in
getting several affidavits which are attached to my report These affidavits
are not direct evidence but look very suspicious I suggested that the authori
ties employ a good detective and put him on the case because I am satisfied
the parties are there
22 MACON GA
I was called to Macon to make an inspection of a Are that had recently oc
curred there On examination by the Chief of the Fire Department and myself
we were both satisfied there was no suspicious circumstances connected with this
fire
23 MABLETON GA
I went to Mableton to investigate a fire that occurred about two miles in
the country There seems to be a general family row going on about this
property I am satisfied it was set on fire One side accuses the other with
no direct evidence against any one I am also satisfied the property was well
overinsured
24 ATLANTA GA
The Block Candy and Cracker Co and the Southern Furniture Co had
two small fires The owners got uneasy and requested me to make an investi
gation which I did I was satisfied that both of these fires were caused from
carelessness and think I had the proper corrections made
25 WAYCROSS GA
I was called to Waycross to investigate a fire that burned a house near the
city limits This was a peculiar fire only one occupant in the building and his
mind seemed to be unbalanced There was no direct evidence against any one
26 WAYCROSS Ga
While in Waycross I investigated a fire that occurred there at No 27 Young
Street I am satisfied that this was not an accidental fire but I failed to find
any evidence of arson against any one but I found where invoices had been
changed from 1916 to 1918 which clearly indicated fraud as those changes
appear to have been made to conform to the proof of loss I gave what infor
mation I had to the insurance company that was interested
27 LaFAYETTE GA
I was called again to LaFayette to attend the Tilford arson trial but after
arriving at LaFayette I was informed that the case would not be tried until
next term of court so I returned to Atlanta
28 JONES COUNTY
I went to Jones County with the sheriff to try and identify a negro that
we were after for arson This proved to be the wrong negro The general im
pression is that the negro we are after has joined the army and cant be
located
29 BULLOCHVILLE GA
I was called to Bullochville to investigate the burning of a cotton warehouse
I found strong circumstantial evidence against a certain party As this party
had left Bullochville I got the interested parties to get a detective which they
did My last information was that they were still working on the case
30 FITZGERALD GA
I investigated a fire at Fitzgerald that I am satisfied was of incendiary
origin Got several affidavits and turned them over to the Solicitor General
with the understanding that the case would be brought before the next Grand
Jury It looked like a good case to me but for some reason I cant get it
tried I have written the Solicitor about this case but have failed to hear
from himInsurance Department of Georgia
19
31 MITCHELL COUNTY
I was called to Mitchell County by phone and got there before the place
had quit smoking This was an incendiary fire without a doubt and a com
plicated affair I saw it would have to be worked very carefully and would take
some time so I got the parties to employ a detective The case is now in the
hands of a detective Agency
32 FITZGERALD GA
This is my second trip to Fitzgerald about the Britt case
yet been presented to the Grand Jury
It has not as
33 TOOMBS COUNTY
I went to Toombs County to investigate a fire that had recently occurred
there This was a complicated affair so I got them to employ a detective
which they agreed to do and he is now working on the case
34 ATLANTA GA
I investigated a small Are that occurred at No 72 Peachtree Place Strong
circumstantial evidence pointed to the janitor but not enough to hold him for
arson before the Grand Jury but the Grand Jury did get a verdict against him
for burglary
Thanking you for the assistance given me and the many favors shown me
during the past year I am
Respectfully
W R JOYNER
State Fire InspectorTABLE NO 1
Showing Business of Fire Insurance Companies in Georgia for Year Ending
December 31 1918
to
o
NAME OPCOMPANY LOCATION Risks Taken During Year Premiums Received Losses
Paid Incurred
Hartford Conn Watertown N Y Philadelphia Pa New York St Louis Mo Cincinnati O New York Newark N J Savannah Ga 40286647 3200750 2624259 1668453 4469563 172412 4584664 5861268 2202796 8671724 11681775 2922846 2112708 5728725 1118794 3892072 2322857 10655861 2231254 2486157 2634634 6414215 25269559 1645597 2479603 820957 18632371 14658594 18576439 4158940 276910 4042302 2926977 1890996 71064439 5179493 3625736 2569142 6131798 255575 5540293 7142486 1280493 13388859 7205229 4011000 3083431 7215755 2118726 5976384 3364526 19616372 2484174 3556389 4751181 7605610 29913396 2848730 2949476 1070730 24957209 24485595 29941086 5924100 635026 6527560 4637310 2539490 22817942 1735937 568374 620961 2100340 1222 2607828 1977547 106208 4564946 2216562 909414 1079480 1423691 673884 548282 816765 6626590 236910 884198 938843 1215375 10555804 494008 341547 88142 9864314 5635017 7768176 214204 232916 1135155 1644302 539491 25068732
1724665
784753
1274261
2086446
1222
American Eagle Fire Insurance Co 2846304 2332947
251408
4888447
Hartford Conn Toronto Canada 312517
1159294
985217
Camden N J Van Wert Ohio 1984833
271451
557129
New York 914665
7134138
New York New York Milwaukee Wis Hartford Conn 436910
1052890
719475
1050324
13001251
Philadelphia Pa 405195
Eagle Star British Dominions Insurance Co Ltd 397047
Providence R I 88142
12403944
Philadelphia Pa San Francisco Cal Newark N J Fitchburg MassPhiladelphia Pa Columbus Ga Philadelphia Pa 5716597
8326356
52035
197629
Franklin Fire Insurance Co Girard Fire Marine Insurance Co 1365751 1616582 644708
to

4Co
Glens Falls Insurance Co
Globe Rutgers Fire Insurance
Great American Insurance Co
Hanover Fire Insurance Co
Hardware Dealers Mutual Fire Insurance Co
Hartford Fire Insurance Co
Home Fire Marine Insurance Co
Home Insurance Co
Indiana Lumbermens Mutual Insurance So
Insurance Co of North America
Insurance Co of the State of Pennsylvania
Liverpool London Globe Insurance C6 Ltd
London Assurance Corporation
London Lancashire Fire Insurance Co
Lumber Mutual Fire Insurance Co
Lumbermens Mutual Insurance Co
Massachusetts Fire Marine Insurance Co
Mechanics Insurance Co
Mercantile Mutual Fire Insurance Co
Milwaukee Mechanics Insurance Co
Minnesota Implement Mutual Fire Insurance Co
NationalBen Franklin Fire Insurance Co
Nationale Fire Insurance Co of Paris
National Fire Insurance Co
National Liberty Insurance Co
National Union Fire Insurance Co
Newark Fire Insurance Co
New Brunswick Fire Insurance Co
New Hampshire Fire Insurance Co
New Jersey Insurance Co
Niagara Fire Insurance Co
North British Mercantile Insurance Co
Northern Assurance Co Ltd
Northern Insurance Co
North River Insurance Co
Northwestern National Insurance Co
Norwich Union Fire Insurance Society
Orient Insurance Co
Pacific Fire Insurance Co
Palatine Insurance Co Ltd
Pennsylvania Fire Insurance Co
Pennsylvania Lumbermens Mutual Insurance Co
Pennsylvania Millers Mutual Fire Insurance Co
Phenix Fire Insurance Co of Paris
Phoenix Assurance Co Ltd
Phoenix Insurance Co
Providence Washington Insurance Co
Queen Insurance Co of America
Glens Falls N Y
New York
New York
New York
Stevens Point Wis
Hartford Conn
San Francisco Cal
New York
Indianapolis Ind
Philadelphia Pa
Philadelphia Pa
Liverpool
London
Liverpool
Boston Mass
Mansfield Ohio
Boston Mass
Philadelphia Pa
Providence R I
Milwaukee Wis
Owatonna Wis
Pittsburg Pa
Paris France
Hartford Conn
New York
Pittsburg Pa
Newark N J
New Brunswick N J
Manchester N H
Newark N J
New York
London
London
New York
New York
Milwaukee Wis
Norwich England
Hartford Conn
New York
London
Philadelphia Pa
Philadelphia Pa
Wilkes Barre Pa
Paris France
London
Hartford Conn
Providence R I
New York
4431621
7295269
14306067
5201970
335640
47864234
1683017
37952877
112650
17690258
5646761
21779781
2142747
7068163
409158
777252
1519652
1504778
1219528
4086761
301560
2626334
3303628
19510512
7880071
5850320
1006458
1721034
8422435
2744018
5628027
14292090
9765716
1354309
2602057
5043601
4927134
4860465
5187772
8584221
4028810
360078
90812
3069710
7835386
12869461
4692710
17793712
5240862
11250551
19269905
7099521
523059
75533379
2003760
52842561
238131
24283193
8276215
27377395
3089311
9863453
13fl5287
1929015
2224276
2156125
156058
6807875
468203
4297747
5193934
26858952
12303320
6666009
1306671
2891633
7378997
4607269
7224720
17394860
14837364
2849218
3911009
5390719
4822124
5743542
10412774
12754675
6254624
611025
225516
4907281
8727946
13458382
8788244
26583887
2248184
4299390
7020299
1489681
266017
26345529
2536
16712266
8630
6197629
2195565
11740370
618149
2888638
8631
267862
552832
283461
15038
1043435
3315
512086
2208734
0428674
3051164
1675203
231629
1262191
2253200
1390567
2076052
4379540
3194728
643256
263525
1345423
1306618
2495144
3840607
7687126
2113054
0
8894
2150082
1977766
3291314
2818217
12559922
2105449
3775058
6305799
1878447
344057
28243623
68250
19002987
8630
6962906
1802634
11985805
533149
3610876
8631
325213
553820
319881
17338
537313
3315
360834
2784150
7004186
2834721
2408458
532095
1043707
2286061
1470867
2258720
3965630
3067103
505249
512225
1092112
1880515
2453652
3799236
8402046
2484874
8630
0
2667961
2065166
3258955
2533009
11842522
S
Co
S
a

o
fa
G5

2 TABLE NO 1Continued
Showing Business of Fire Insurance Companies in Georgia for Year Ending
December 31 1918
to
to
NAME OF COMPANY LOCATION Risks Taken During Year Premiums Received Losses
Paid Incurred
Rhode Island Insurance Co Providence R I 7444605 3891034 21037823 1161417 11057693 4193737 42563257 8010145 1870605 978974 1720291 8517685 1163879 7694129 2924427 871962 1836245 6197881 5609331 4754428 4822250 2617206 10741913 4292570 36636427 1588795 11150826 7223161 39156994 11029242 2912080 1412452 1507048 8538034 3853387 12371515 3121361 1046615 2098576 10495159 5423240 6495889 6558933 3675747 2849271 1480142 11610458 75615 2185085 1335223 7012505 2612118 946872 271793 583563 1404809 1365067 4482515 1193277 182955 445055 3437101 1348419 2265013 1209031 1495767 4296142 1545181 11271611
Royal Exchange Assurance Co
Royal Insurance Co Ltd
Savannah Fire Insurance Co Savannah Ga Scotland New Haven Conn Athens Ga Springfield Mass New York Indianapolis Ind Hartford Conn St Paul Minn
Scottish Union National Insurance Co Security Insurance Co 2470739
Southern Mutual Insurance Co Springfield Fire Marine Insurance Co 6663737 3300398
Star Insurance Co of America
Sterling Fire Insurance Co
Standard Fire Insurance Co 383651 644838 1898450 1244567
St Paul Fire Marine Insurance Co
Stuyvesant Insurance Co
Sun Insurance Office New York
Svea Fire Life Insurance Co 1342506 287155
Tokio Marine Fire Insurance Co Union Assurance Society Ltd Tokio JapanLondon Paris France New York New York
Union Fire Insurance Co of Paris
United States Fire Insurance Co Westchester Fire Insurance Co 1762519 2323666
Western Assurance Co Toronto Canada York England
Yorkshire Insurance Co Ltd

Totals 723643309 1003277340 298348202 321418582

aTABLE NO 2
Showing Business of Marine and Inland Companies in Georgia for Year Ending
December 31 1918
NAME OF COMPANY
Aetna Insurance Company
Agricultural Fire Insurance Co
Alliance Insurance Company
American Alliance Insurance Co
American Eagle Fire Insurance Co
American Insurance Co
Atlas Assurance Co Ltd
Automobile Insurance Co
Boston Insurance Co
Camden Fire Insurance Association
Citizens Insurance Company
Commercial Union Assurance Co Ltd
Commonwealth Insurance Co
Concordia Fire Insurance Co
Connecticut Fire Insurance Co
Continental Insurance Co
Columbia Insurance Co
Equitable Fire Marine Insurance Co
Fidelity Phenix Fire Insurance Co
Firemans Fund Insurance Co
Firemens Insurance Company
Great American Insurance Co
Hanover Fire Insurance Co
Hartford Fire Insurance Co
Home Fire Marine Insurance Co
Home Insurance Company
Insurance Company of North America
Insurance Company of the State of Pennsylvania
Liverpool London Globe Insurance Co Ltd
London Assurance Corporation
London Lancashire Fire Insurance Co Ltd
Massachusetts Fire Marine Insurance Co
Milwaukee Mechanics Insurance Co
National Ben Franklin Fire Insurance Co
LOCATION
Hartford Conn
Watertown N Y
Philadelphia Pa
New York
New York
Newark N J
London
Hartford Conn
Boston Mass
Camden N J
St Louis Mo
London
New York
Milwaukee Wis
Hartford Conn
New York
Jersey City N J
Providence R I
New York
San Francisco Cal
Newark N J
New York
New York
Hartford Conn
San Francisco Cal
New York
Philadelphia Pa
Philadelphia Pa
Liverpool
London
Liverpool
Boston Mass
Milwaukee Wis
Pittsburg Pa
Risks Taken
During Year
Losses
Premiums
Received
I
3646202
3700
46692
21500
11389
11583
238253
10316
1168333
464544
26850
53319859
166300
4000
677444
1853492
320897
214294
176692
2688377
2000
373109
40000
1918845
14542
1367597
15411900
52348
2557197
4826565
921657
23000
1250
314774

Paid
Incurred
2031260
7486
27623
66884
5547
23097
553705
24078
1913107
1209662
35813
16392091
353939
11531
1184576
3085102
411417
318825
80322
3245240
40359
823713
4S000
2743079
1454800
938123
9804997
205192
275952
14871
886812
5750
1875
524841
198025
7400
0
1250
0
0
82992
21282
271319
149262
0
1326762
167606
0
440940
7030
44947
12155
7028
2948497
0
50263
0
772052
0
316671
8276068
529310
114174
0
206673
4325
0
585853
372025
7400
0
1350
0
0
43792
21282
78819
255412
0
1326762
113106
0
220707
7030
69947
120819
7028
3556682
0
143663
0
0
0
399047
10641068
166810
141274
0
276073
5325
0
545853
TO
to
to
TO
O
2
to
COTABLE NO 2Continued
Showing Business of Marine and Inland Companies in Georgia for Tear Ending
December 31 1918

NAME OP COMPANY
National Liberty Insurance Co
Newark Fire Insurance Co
New Brunswick Fire Insurance Co
New Hampshire Fire Insurance Co
New Jersey Insurance Company
Niagara Fire Insurance Co
North British Mercantile Insurance Co
Northern Assurance Co Ltd
North River Insurance Co
Northwestern National Insurance Co
Norwich Union Fire Insurance Co
Orient Insurance Co
Phoenix Assurance Co Ltd
Phoenix Insurance Co
Providence Washington Insurance Co
Queen Insurance Company of America
Royal Exchange Assurance Co
Royal Insurance Co Ltd
Scottish Union National Insurance Co
Security Insurance Co
Springfield Fire Marine Insurance Co
St Paul Fire Marine Insurance Co
Stuyvesant Insurance Co
Standard Marine Insurance Co Ltd
Tokio Marine Fire Insurance Co
Thames Mersey Marine Insurance Co Ltd
Union Marine Insurance Co Ltd
United States Fire Insurance Co
United States Lloyds Inc
Westchester Fire Insurance Co
Western Assurance Co
LOCATION
Losses
New York
Newark N J
New Brunswick N J
Manchester N H
Newark N J
New York
London
London
New York
Milwaukee Wis
Norwich England
Hartford Conn
London
Hartford Conn
Providence R I
New York
London
Liverpool
Scotland
New Haven Conn
Springfield Mass
St Paul Minn
New York
Liverpool
Tokio Japan
Liverpool
Liverpool
New York
New York
New York
Toronto Canada
Risks Taken
During Year
140874
13650
1067597
8500
548407
1452098
171200
335147
183280
83505
306262
179103
438666
1046072
0070182
769475
1094749
4067598
768856
10500
360845
11832177
34548
25566710
587210
2683951
1429122
274920
9972992
322606
74028
Premiums
Received J
Paid
353424
39117
1902953
31081
1002650
2646968
385572
699607
86144
312853
41136
252584
778569
1793002
6794179
1375632
22570
2758313
805859
43000
7795
7994016
49123
15606239
864472
456830
164884
129215
6580637
738134
22018
202353
17257
803614
0
254167
1202604
168074
144655
0
6116
0
30779
451000
318126
2006174
381958
778344
704251
270804
0
14650
4511119
497910
7317516
167737
23741
184605
0
11977443
114863
0
Incurred
3264
27
11582
0
3086
14040
1894
2571
0
61
0
1812
4238
1572
23726
3954
9599
7177
3219
0
448
44289
4681
69912
2609
237
21197
0
120499
761
0

67
16
74
55
16
79
oo y
22 a
44 3
58
81 S
51
04
90
43
10
16
46
41
20
80
70
Totals
164733283

107966881
49098044
51767413 TABLE NO 3
bnowing Business of Life Insurance Companies in Georgia for Tear ending
December 31 1918
NAME OF COMPANY
Aetna Life Insurance Co
American Central Life Insurance Co
American National Insurance Co Ord
American National Insurance Co Indus
Atlantic Life Insurance Co
Bankers Reserve Life Insurance Co
Cherokee Life Insurance Co
Columbian National Life Insurance Co
Connecticut Mutual Life Insurance Co
Equitable Life Assurance Society
Federal Life Insurance Co Ord
Federal Life Insurance Co Indus
Fidelity Mutual Life Insurance Co
Franklin Life Insurance Co
George Washington Life Insurance Co
Guardian Life Insurance Co
Home Life Insurance Co
Illinois Life Insurance Co
Indiana National Life Insurance Co
International Life Insurance Co
InterSouthern Life Insurance Co
Jefferson Standard Life Insurance Co
Life Insurance Co of Virginia Ord
Life Insurance Co of Virginia Indus
Life and Casualty Insurance Co Indus
Lincoln Reserve Life Insurance Co
Manhattan Life Insurance Co
Maryland Assurance Corporation
Maryland Life Insurance Co
Massachusetts Mutual Life Insurance Co
Metropolitan Life Insurance Co Ord
Metropolitan Life Insurance Co Indus
Michigan Mutual Life Insurance Co
Missouri State Life Insurance Co
LOCATION
Hartford Conn
Indianapolis
Galveston
Galveston
Richmond
Omaha
Rome Ga
Boston
Hartford
New York
Chicago
Chicago
Philadelphia
Springfield 111
Charleston W Va
New York
New York
Chicago
Indianapolis
St Louis
Louisville
Greensboro N C
Richmond
Richmond
Nashville
Birmingham
New York
Baltimore
Baltimore
Springfield
New York
New York
Detroit
St Louis

up
m
SO
5
kS3
W D o
O U QJ

ft
5991050
697121
766U12
3153695
176167
141347
2129
684920
1024254
1486071
11825
1540
497723
813586
319451
298540
28881
936960
86000
773436
918902
1547015
1553036
2972126
1373082
1487600
32801
5000
421988
1945900
5702631
7004680
132968
3273133
14793849
1113010
2323659
6544540
1102071
499901
85159
3632124
4849459
13981654
158194
2098
3581480
3661831
1924738
2123851
1631571
3673362
511000
4979151
3714129
6705637
4136588
9375778
945546
2054150
2317744
5000
3015558
13459629
21753006
31933993
1686244
7158818
1
41008094
2998624
7026576
23973023
3500359
1537826
220598
9819702
15107936
43757821
635633
11600
12439263
9754294
5929218
7295944
4656790
8544665
1315843
16371494
11272501
24540481
11855133
35871066
3098076
9605302
6349612
4445
9966247
47144111
62732247
L12079715
4542139
22689700
277942
9385
20500
98361
8009
5096
2000
40860
87606
325760
2000
50
120388
43645
18502
26480
50966
28160
7000
76996
45850
52527
26272
120980
7685
12000
63424
33650
129160
281150
493091
27269
75473
g
280642 a
10418
24500 O
103333
7000
2000 a
CT
51394
89696 S
363154 5
i
S
127783 2
52260 g
21529
131744
50966
41274
9000 rv
100593 p
51850 S
75079 S
33784 d
123200 g
7999 S
26000
66424
39633
125233
275479
493652
27269
87750
bOShowing Business
TABLE NO 3Continued
of Life Insurance Companies in Georgia for Year ending
December 31 1918
to
NAME OF COMPANY
Morris Plan Insurance Co Indus
Mutual Benefit Life Insurance Co
Mutual Life Insurance Co
National Life Insurance Co
National Life Insurance Co of the U S A
National Life Accident Insurance Co Indus
New England Mutual Life Insurance Co
New York Life Insurance Cor
North Carolina Mutual Provident Association Ord
North Carolina Mutual Provident Association Indus
Northwestern Mutual Life Insurance Co
Pacific Mutual Life Insurance Co
PanAmerican Life Insurance Co
Penn Mutual Life Insurance Co
Phoenix Mutual Life Insurance Co
Provident Life Accident Insurance Co
Provident Life Trust Co
Prudential Insurance Co of America
Reliance Life Insurance Co
Reserve Loan Life Insurance Co
Security Mutual Life Insurance Co
Southern States Life Insurance Co
Standard Life Insurance Co
State Life Insurance Co
State Mutual Life Assurance Co
Travelers Insurance Co
Union Central Life Insurance Co
United Life Accident Insurance Co
Volunteer State Life Insurance Co
LOCATION
Totals
New York
Newark
New York
Montpelier Vt
Chicago
Nashville
Boston
New York
Durham
Durham
Milwaukee
Los Angeles
New Orleans
Philadelphia
Hartford
Chattanooga
Philadelphia
Newark
Pittsburg
Indianapolis
Binghampton N Y
Atlanta
Atlanta
Indianapolis
Worcester Mass
Hartford
Cincinnati
Concord N H
Chattanooga
Ordinary
Industrial
a u
Ct
p 60
2
2fe
I
34900
3569749
4821840
2117289
946061
2683920
1348475
8708027
295314
1763014
1938100
1824279
885404
4446477
594742
64500
1329627
2918470
1114480
184500
196472
2284401
1836082
867560
902362
2305962
4558772
302229
524603
82642324
18986957
34900
25190727
36123760
11319270
3570466
2812708
9477018
41252010
597376
2894137
25468439
5233151
3706925
39690763
3364035
76950
2944246
21274539
3516023
1089115
2089684
11763034
2838250
7359894
3237991
8934085
26036813
379429
2217101
429383661
54543700

a
in 3
Cfl OJ P
O t 0
812
1245
364
121
351
288
1417
18
141
752
178
87
1381
101
1
76
595
113
31
76
348
120
164
115
227
820
12
55
85655
90700
86437
49619
33609
66141
52203
12780
74043
94775
12314
15668
75779
96917
64814
86589
56679
22822
33429
18820
00827
16700
57500
06819
19272
29312
88476
70545
70193
334307
703611
102302
6147
153889
94056
690305
13555
2244
65464
80051
10162928114839273611580045515
361893
67575
14813
475883
57313
400
25000
326804
29426
12982
47065
106663
29969
39500
33316
107495
316488
1000
30900
IB U
oH
343307
710813
106817
88978
155001
110377
803117
968704
874056
438447
74400
15439
534741
62277
400
27794
354404
35026
10982
49178
122790
29969
41500
40316
116130
320872
1000
33900
S

1645428
883185
6842760 7528613Transactions in Georgia in 1918 byMiscellaneous Companies compiled from
Statements on file in the Insurance Department of the State
NAME OF COMPANY
Aetna Casualty Surety Co
Aetna Life Insurance Co
American Casualty Co
American CreditIndemnity Co
American National Insurance Co
American Surety Co
American Indemnity Co
Clover Leaf Casualty
Columbian National Life Insurance Co
Commonwealth Casualty Co
Continental Casualty Co
Employers Liability Assur Corp Ltd
Federal Casualty Co
Federal Life Insurance Co
Fidelity Casualty Co
Fidelity Deposit Co
Gen Acct Fire Life Assn Corp Ltd
Some companies combine under one head
LOCATION
j
Hartford L
I
Hartford L
P
Reading PaL
r
New YorkI
P
Galveston L
P
New YorkI
P
Galveston L
I
Jacksonville 111I
P
Boston L
P
I
P
Hammond IndL
P
London I
P
Detroit L
P
Chicago L
P
New YorkL
P
Baltimore L
P
ScotlandL
Philadelphia
2950677
2355363
599160
229683
11931011
568445
10636828
1633635
2883178
466774
509711
90418
306400
3772016
2805456
438237
38241
592279
510951
170673
89167
3706787
1306003
91121
170545
1502839
523729
10636828
5808512
334123
499862
1447602
1541357
295062
160141
4147840
3351146
35260
651929
1064639
467603
430234
492707
18908929
4725291
5751941
258700
287339
19896
582955
625523
613087
4557809
962784
3452340
1643389
120268
66221
614980
222855
3631202
939402
27429
85
3435745
1150366
5
S
149798
95670
2777083
2548307
10750
253871
130253
35503
40421
183746
56123
3047618
1000265
522149
204881
92235
45007
723592
86389
CO

I
ft
b
a
re
Si

3
toTABLE No 4Continued
Trn reactions in Georgia in 1918 by Miscellaneous Companies compiled from
TranSa Statementeon file in the Insurance Department of the State
NAME OF COMPANY
Georgia Casualty Co
Globe Indemnity Co
Hartford Accident Indemnity Co
Hartford Steam Boiler Insp Ins Co
InterState Casualty Co
InterState Life Accident Co
Lloyds Plate Glass Ins Co
London Guaranty Accident Co Ltd
Loyal Protective Insurance Co
Maryland Assurance Corp
Maryland Casualty Co
Masonic Protective Association
Massachusetts Bonding Insurance Co
Metropolitan Casualty Ins Co
National Casualty Co
National Relief Assurance Co
LOCATION
Macon GaL
New YorkL
Hartford L
Hartford 1
Birmingham L
ChattanoogaL
New YorkL
London L
Boston L
L
r
Baltimore L
L
P
L
P
New YorkL
L
I
PhiladelphiaL
Baltimore
Worcester
Boston
Detroit
2985 4179
56802 26673
2148
380220
318678
4199
2000
2210250
661584
233707
97594
113868
41892
321
16376
3153
65572
155566
2075020
1716422
1194700 1008700
6451491 742155
19325
5463
67985
15939
344932
320728
3189323
2479845
7010
127494
1637705
1357267
1952531
815695
440618
103282
652374
355404
1284410
437416
2151952
1405086
6735
186016
u
Q
w h

d P3
o
o 1

3
w
467685
46877
247645
206045
27956377
7558819
39775
609049
5325
371801
199062
10335
6828
292180
218261
108190
18700
263722
203341
2746586
477795
388547
285615
3 94445 1542204 912027
46000 80266 407187
2155
500
608534
1300
99036
15631
336337
122417
592138
38675
to
k
oNational Surety Co P New York L P New York L P Chicago L P London L P 2831928 1075212 700987 109390 2418882 955623 497011 308187 4200611 2163220 213776 36224 649933 636489 521317 96378 4414838 1493750 73830 4549412 1826371 843255 172772 1164970 1382810 12576216 5238212 1803464 63286 390144 163633 1507535 609009 133556 185660 190110 50626 220498 77077 1601753 927709 9000 1712523 1337911 644773 424409 782195 683540 3891625 2535410 1669578 146951 1845183 833463 1068040 166655 21748363 7099830 9848672 3196396 12566660 3387362 2524373 1520861 730148 91794 3342410 1081000 2233208 2547074 209999 797627 474879 406168 127299 578463 271897 517115 158027 15553 5688 583543 182279
New York Plate Glass Ins Co
North American Accident Ins Co
Ocean Accident Guarantee Corp Ltd Pacific Mutual Life Ins Co 12698 23668
Preferred Accident Ins Co P New York L P Chattanooga L P Pittsburg L P Worcester MassL P New York L P Detroit L r Hartford L P
Provident Life Accident Ins Co
Reliance Life Insurance Co
Ridgely Protective Association
Royal Indemnity Co 18280

Standard Accident Ins Co 5743940 5206045
Travelers Indemnity Co 347910
Travelers Insurance Co
United States Casualty Co P New York L P Baltimore L P Chicago L P Rome Ga L
United States Fidelity Guar Co
National Life Ins Co of the U S A Cherokee Life Insurance Co
Totals 131803175j15056375 40227314 4895781 17365340 11974330 6344929 2983851 4441204 626527
Losses 33455233 22044l26
Co
a
s

S5
toTABLE NO 4Continued
Transactions in Georgia in 1918 by Miscellaneous Companies compiled from
Statements on file in the Insurance Department of the State
NAME OF COMPANY
Aetna Casualty Surety Co
Aetna Life Insurance Co
American Casualty Co
American CreditIndemnity Co
American National Insurance Co
American Surety Co
American Indemnity Co
Clover Leaf Casualty
Columbian National Life Insurance Co
Commonwealth Casualty Co
Continental Casualty Co
Employers Liability Assur Corp Ltd
Federal Casualty Co
Federal Life Insurance Co
Fidelity Casualty Co
Fidelity Deposit Co
Gen Acct Fire Life Assn Corp Ltd
LOCATION
P
Hartford L
P
Hartford L
P
Reading PaL
P
New YorkL
P
Galveston L
P
New YorkL
P
Galveston L
P
Jacksonville 111L
P
Boston L
P
PhiladelphiaL
P
Hammond IndL
P
London L
P
Detroit L
P
Chicago L
P
New YorkL
P
Baltimore L
I
ScotlandL

pa
266574
76696
32756
3175
150589
9050
9710
4400
159929
34750
s p
O d
1502191
971366
1163489
894192
221437
94655
38185
207681
28141
167139
29961
573355
144950

34805
792180
199192
40400
415301
229785
91464
151346
H
O
69072
13714
926916
100000
12036
OfL
3322968
23052707
1668662
9269a6
21273656
655887i
863618
2883T78
843834
306400
5219618
6208 L 3 8
592279
170673
14671759
6325616
8460428
2295572
7649099
649952
ioobo6
7442147
3496759
74867
466774
590280
4346813
137s698si
510951
891 6 7
7685192
32057l8
l3jmll
CO

o
sGeorgia Casualty Co
Globe Indemnity Co
Hartford Accident Indemnity Co
Hartford Steam Boiler Insp Ins Co
InterState Casualty Co
InterState Life Accident Co
Lloyds Plate Glass Ins Co
London Guaranty Accident Co Ltd
Loyal Protective Insurance Co
Maryland Assurance Corp
Maryland Casualty Co
Masonic Protective Association
Massachusetts Bonding Insurance Co
Metropolitan Casualty Ins Co
National Casualty Co
National Relief Assurance Co
National Surety Co
New York Plate Glass Ins Co
North American Accident Ins Co
Ocean Accident Guarantee Corp Ltd
Pacific Mutual Life Ins Co
Preferred Accident Ins Co
Provident Life Accident Ins Co
Reliance Life Insurance Co
P
Macon Ga L
1
New York L
I
Hartford Jl
r
Hartford j
Birmingham i L P
Jhattanooga
P
New York 1
P
1
I
I
P
Baltimore L
P
Baltimore L
P
Worcester 1
r
Boston L
P
New York 1
P
Detroit 1
P
Philadelphia 1
r
New York i
r
New York I
p
Chicago i
F
London
P
Los Angeles L
P
STew York L
P
Chattanooga L
P
Pittsburg L
154963 2732888 1159647 17425 23930 442267 316613
181906 14639373 83473 5773538 30758
21454
151871 201370 202500
1091C 4416019 2872041 2642060 1532058
125455
779395 292172 856075 262145 2416759 1051761 75272 10661 692511 279321 294916 S9202 477795
992802
60229
289129 194497 4453689 263722 10147127 344932 5669168 2396706 203341 3437904 320728 355703S
1126124 8674 345865 27756
321603 35308358 1637705 3379456 1030850 652374 1284410 9845577 1357267 1290813 488490 355404 437416
39937 33711
6250 56746 252977 27454 736604 39367
155679 431015 5010558 797627 2831928 4223614 474879 1075212
157318 7289206 3926417 2682334 4200611 403886 3356672 1564632
87273 1400
2163220 86850
5
Co
S
to
a
0

2TABLE NO 4Continued
Transactions in Georgia in 1918 by Miscellaneous Companies compiled from
Statements on file in the Insurance Department of the State
CO
to
NAME OF COMPANY
Ridgely Protective Association
Royal Indemnity Co
Standard Accident Ins Co
Travelers Indemnity Co
Travelers Insurance Co
United States Casualty Co
United States Fidelity Guar Co
National Life Ins Co of the U S A
Cherokee Life Insurance Co
Totals
LOCATION
Worcester Mass
P
L
P
New YorkL
P
Detroit L
P
Hartford L
P
Hartford L
P
New YorkL
P
Baltimore L
P
Chicago L
Rome Ga L
Premiums
Losses
J3SH
a c
221596
61420
486482
78475
195390
147170
780217
198690
6287347
2716443
PS1
u
fill
465741
172003
2838
127901
2552724
1224048
657498
209941
1418591
250479
17117891
6976428
E
3178
7660
358572
O
3S
d CD

25300
51876
94158
165937
33928
115544
108174
2710749
540863
649933
48397T03
7S68529
39947T21
2806217l
T237lb78
26498b70
12576216
isoum
312470536
126242382
636489
l6040T2
2716K15
Ti605T50
Td358270
4190304
I
ei
T3
5238212
682S6TABLE NO 5
Transactions in Georgia in 1918 by Assessment and Industrial Companies com
piled from Statements on file in the Insurance Department of the State
NAME OF COMPANY Assessment Fire Insurance Companies LOCATION Total Premiums Received bosses Paid Losses Incurred
Bartow County Mutual Fire Storm Insurance Co Vdnirsvilie Ga Rome Ga Dawson Ga 253656 1705700 1787SO 1015483 346809 149126 103950 432 L56000 245650 1705700 45600 1028610 17974 217732 78500 37600 2500 245650 1705700 45600
Farmers Mutual Fire Insurance Co 856600 17974
Gordon County Mutual Fire Storm Insurance Co South Georgia Farmers Fire Insurance Co Calhoun Ga Thomasville Ga 217732 78500 37600
2500

4341924 3379566 3207856

Assessment Life and Accident Companies of Other States
52338 1585860 225605
Springfield Mass 1103618 100000 1203999
100000

1863803 1203618 1303999

to

TO
to

5
oo
00TABLE NO 5Continued
Transaetons in Georgia in 1918 by Assessment and Industrial Companies com
piled from Statements on file in the Insurance Department of the State
CO
NAME OF COMPANY
Industrial Life Health and Accident
Georgia Companies
Atlanta Mutual Insurance Co
American Insurance Co
Bankers Health Life Insurance Co
Chatham Mutual Life Health Insurance Co
Continental Life Health Insurance Co
Fireside Mutual Insurance Co
Georgia Mutual Industrial Life Health Ins Co
Guaranty Mutual Life Health Insurance Co
Industrial Life Health Insurance Co
Mutual Benefit Industrial Life Insurance Association
Peoples Health Life Insurance Co
Pilgrim Health Life Insurance Co
LOCATION
Atlanta Ga
Savannah Ga
Macon Ga
Savannah Ga
Atlanta Ga
Atlanta Ga
Augusti Ga
Savannah Ga
Atlanta Ga
Savannah Ga
Macon Ga
Augusta Ga
Total Premiums
Received
Losses Paid
538
24
397
58
202
19
232
199
697
139
21
527
09523
48965
34128
16882
66584
98009
09059
08117
17815
12265
87598
96803
24565061
1188844
17403390
2180678
8443295
404673
10859050
7925875
32597840
6227355
886635
25807976
Losses Incurred
245
11
176
21
84
4
108
79
331
62
8
258
65061
88844
25790
80678
43295
04673
59050
25875
72140
to
27355 5
86635 c
07976 3
Totals
05835778
138490672
139287TABLE NO 6
Transactions in Georgia in 1918 by Fraternal Orders Compiled from Statements
on file in the Insurance Department of the State
NAME OF ORDER
American Insurance Union
American Woodmen Supreme Camp of
American Workman
BenHur Supreme Tribe of
Catholic Knights of America
Columbian Circle
Columbian Woodmen Eminent Household of
Fraternal Aid Union
Golden Cross United Order of the
Golden Seal Order of the
Grand Fraternity
Heralds of Liberty
Jr Order United American Mechanics
Knights of Columbus
Knights of Pythias Supreme Lodge
Maccabees The
Maccabees Womans Benefit Association of the
Masonic Mutual Life Association
Masons Annuity
Modern Brotherhood of America
Modern Woodmen of America
Mosaic Templars of America
National Protective Legion
National Union Assurance Society
Praetorians Modern Order of
Royal Arcanum Supreme Council of the
Royal Neighbors of America
Woodmen Circle Supreme Forest
Woodmen of the World Sovereign Camp of the
Workmen Circle
LOCATION
Columbus O
Denver Colo
Washington D C
Crawfordsville Ind
St Louis Mo
Chicago 111
Atlanta Ga
Lawrence Kas
Knoxville Tenn
Roxbury Y
Philadelphia Pa
Huntsville Ala
Pittsburg Pa
New Haven Conn
Indianapolis Ind
Detroit Mich
Port Huron Mich
Washington D C
Atlanta Ga
Mason City Iowa
Rock Island 111
Little Rock Ark
Waverlv N Y
Toledo Ohio
Dallas Texas
Boston Mass
Rock Island 111
Omaha Neb
Omaha Neb
New York City
2
3S
I
f 317750
542000
245100
345892
4000
0
138000
126900
3000
55500
147280
19500
19500
24000
165746
113500
42500
111500
165500
16000
3492000
252900
0 I
5000
377000
127561
28000
1031700
12015134
8500

a
aj l
P to
CO fl 1h
sis
Totals
440250
956350
520650
506992
282154
18500
1708656
1504620
23750
202750
182598
252000
326500
315150
3818823
1400000
458300
369000
8007001
1660001
98945001
773100
4575
2335022
267181
4056688
82250
4062800
53916305
58000
318050
2260095
2862457
614441
676953
26695
3517754
2919071
40066
593989
381635
436080
566130
600056
9160098
2101324
824093
788150
11228103
260751
10600871
915875
19714
6423304
719807
14833940
78259
4953015
668785
124419
19940963 89704164 139300475 96262880 135331685 CO
0f
to
cj to
c c
7163
1124870
481654
200000
500000
0
3787496
3728497
50000
314000
0
290000
525000
300000
5429400
2450000
1400000
750000
6690700
400000
6150000
495000
100000
9775000
1000000
14248200
0
2516700
33483400
65800

22866
5673
3000
3000
0
38065
43997
0
4140
0
2500
5500
2000
58294
22500
12000
5500
66907
4000
75000
6700
0
89750
11000
157891
3000
33300
675985
658
99
20 2
54 TO
00
oo to
89
03 a
oo i
oo 2
oo g
oo
oo c
oo ii
00
00 v
oo S5
00
00
oo sa
00
00
00
00
00
00
00TABLE NO 6Continued
Transactions in Georgia in 1918 by Fraternal Orders Compiled from Statements on File in the Insurance Department of the State
CO
OS
ACCIDENT
Benefit Association of Railway Employees
Railway Mail Association
Travelers Protective Association of America
United Commercial Travelers of America
3
D tj
tl



aJ v c be
a to Losses p during
w ss mi o 4
Chicago 111
Portsmouth N H
St Louis Mo
Columbus Ohio
Totals
109384 63616
315025
2894100
1090600
352500
1844000
1206900
4409109 3467016
63937
140700
i
485800 Kg
2307400 L
TO
2997837 O
Insurance Department of Georgia
37
STATE OF GEORGIA
INSURANCE DEPARTMENT
LIST OP INSURANCE COMPANIES ASSOCIATIONS AND PRATERNAL ORDERS
LICENSED TO DO BUSINESS IN GEORGIA POR THE YEAR 1919
I FIRE AND FIRE AND MARINE COMPANIES
GEORGIA COMPANIES
Name of Company
Home Office
Atlantic Mutual Pire Ins Co Savannah Ga
Georgia Home Ins CoColumbus Ga
Name of Company
Home Office
Savannah Eire Ins Co
Southern Mutual Ins Co
Savannah Ga
Athens Ga
GEORGIA COMPANIES
Name of Company
Aetna Insurance Co
Agricultural Ins Co
Alliance Insurance Co
AmerAlliance Ins Co
American Central Ins Co
American Druggists Pire Ins Co
American Eagle Pire Ins Co
American Ins Co
Atlas Assurance Co London
Automobile Insurance Co
Boston Insurance Co
British America Assurance Co
Caledonia Ins Co
Camden Ins Co
Central Manufacturers Mutual
Citizens Insurance Co
City of New York Ins Co
Commercial Union Assur Co Ltd
Comml Union Fire Ins Co
Commonwealth Ins Co
Concordia Fire Ins Co
Connecticut Fire Ins Co
Continental Insurance Co
County Fire Ins Co
Eagle Star British Dominions
Ins Co Ltd
Equitable Fire Marine Ins Co
Fidelity Phoenix Fire Ins Co
Fire Association of Philadelphia
Home or U S
Office
Attorney for
Service
Hartford Conn
Watertown N Y
Philadelphia Pa
New York City
St Louis Mo
Cincinnati O
New York City
Newark N J
New York City
Hartford Conn
Clarence L Ruse
E J Dickey
Robt N Hughs
H E Parker
Chas H Godfrey
C D Jordan
Sam T Maddox
L J Leonard
C C Hatcher
Wm H Rhett
Address
Boston MassWm L Wilson
Toronto Canada I Chas H Godfrey
New York City
Camden N J
Van Wert Ohio
St Louis Mo
New York City
New York City
New York City
New York City
Milwaukee Wis
Hartford Conn
New York City
Philadelphia Pa
New York City
Providence R I
New York City
Philadelphia Pa
Bowie Martin
jC M Jerome
J L Riley
W R Prescott
Wm H Rhett
D I Mclntyre
J A Whitner
W L Reynolds
L C Quin
A E Hill
Edgar Dunlap
John J McKay
M Dargan Jr
iFlovd Johnson
A L Waldo
W E Chapin
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Monticello
Atlanta
Atlanta
Atlanta
Atlanta
Savannah
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Macon
Atlanta
Atlanta
Atlanta
Atlanta38 Annual Report
FIRE AND FIRE AND MARINE COMPANIESNONRESIDENTCONTIN 1E 1
Name of Company
Firemans Fund Ins Co
Firemens Insurance Co
Fitchburg Mutual Fire
Franklin Fire Ins Co
Home or IT
Office
Attorney for
Service
San Francisco Cal
Newark N J
Fitchburg Mass
Philadelphia Pa
Philadelphia Pa
Glens Falls N Y
New York City
New York City
Girard Fire Marine Ins Co
Glens Falls Fire Ins Co
Globe Rutgers Fire Ins Co
Great American Ins Co
Hanover Fire Ins CoNew York City
Hardware Dealers Mutual Fire I
Ins Co Stevens Pnt Wis
Hartford FireIns Co Hartford Conn
Home Fire Marine Ins CoSanFraneiseo Cal
Home Ins Coew
Hudson Ins CoNew lork Clty
Edgar T Gentry
A L Brooks
J L Riley
C W Phillips
A L Brooks
G Arthur Howell
J L Riley
H E Parker
J L Skinner
W S Harlan
W R Prescott
K T Gentrv
Chas W Phillips
E N OBeirne
Address
Indiana Lumbermen Mutual Ins
Co
Insurance Co of North America
Insurance Co of State of Penn
Liv London Globe LtdEng
London Assurance Corporation
London Lancashire Fire Ins Co
Lumber Mutual Fire Ins Co
Lumbermens Mutual Ins Co
Maryland Motor Car Ins Co
Mass Fire Marine Ins Co
Mechanics Ins Co
Mercantile Mutual Fire Ins Co
Millers Mutual Fire Ins Co
Milwaukee Mechanics Ins Co
Minnesota Implement Mutual
Fire Ins Co
National Ben Frank Fire Ins Co
Nat Fire Ins Co of ParisFrance
National Fire Ins Co
National Liberty Ins Co
National Union Fire Ins Co
Newark Fire Ins Co
New Brunswick Fire Ins Co
New Hampshire Fire Ins Co
New Jersey Insurance Co
Niagara Fire Insurance Co
North British and Merc Ins Co
Northern Assurance Co Ltd
Northern Insurance Co
North River Insurance Co
Northwestern National Ins Co
Norwich Union Fire Ins Society
Orient Insurance Co
Pacific Fire Ins Co
Indianapolis Ind
Philadelphia Pa
Philadelphia Pa
iNew York City
j New York City
INew York City
Boston Mass
Mansfield Ohio
Baltimore
Boston Mass
Philadelphia Pa
Providence R I
Ft Worth Tex
Milwaukee Wis
Owatonna Minn
Pittsburgh Pa
Providence R I
Hartford Conn
New York City
Pittsburgh Pa
Newark N J
NBrunswick NJ
Manchester N H
Newark N J
New York City
New York City
New York City
New York City
New York City
Milwaukee Wis
New York City
J L Riley
Robt N Hughs
W H Rhett
B P Walker Jr
W G Harrison
R A Hancock
J L Riley
J L Riley
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Savannah
Atlanta
Atlanta
Atlanta
F H Reynolds
Jas L Dickey Jr
A L Brooks
R D Ernst
J C Lloyd
Wm II Hill
Atlanta
Atlanta
Atlanta
Savannah
Atlanta
Atlanta
Hartford Conn
New York City
J L Riley Atlanta
L C QuinAtlanta
Gordon Williams Atlanta
H T Powell Atlanta
S C Williams Atlanta
C Y SmithAtlanta
Milton Dargan Atlanta
L C QuinAtlanta
John J McKay Macon
L C QuinAtlanta
Floyd Johnson Atlanta
W H HillAtlanta
Edgar Dunlap Atlanta
Milton DarganJr Atlanta
J L RileyAtlanta
H L LayfieldAtlanta
A Wilkerson Atlanta
R A Hancock Atlanta
J F LewisAtlantaInsurance Department of Georgia 39
FIRE AND FIRE AND MARINE COMPANIESNONRESIDENTCONTINUED
Name of Company
Palatine Ins Co Ltd London
Palmetto Fir Ins Co
Pennsylvania Fire Ins Co
Pa Lumbermens Mut Ins Co
Pennsylvania Millers Mutual
Fire Ins Co
Peoples National Fire Ins Co
Phenix Fire Ins Co of Paris
France
Phoenix Assurance Co Ltd
Phoenix Fire Ins Co
ProvidenceWashington Ins Co
Queen Insurance Co of America
Rhode Island Ins Co
Royal Exchange Assurance
Royal Ins Co Ltd Liverpool
Scottish Union National Ins Co
Security Ins Co
Springfield Fire Marine Ins Co
Star Ins Co of America
Sterling Fire Insurance Co
Standard Fire Insurance Co
St Paul Fire Marine Ins Co
Stuyvesant Ins Co
Sun Insurance Office England
Svea Fire Life Ins Co
Tokio Marine Fire Ins Co
Union Assur Soc Ltd
Union Fire Ins Co of Paris
France
United British Ins Co Ltd
United States Fire Ins Co
Westehester Fire Ins Co
Western Assurance Co
Yorkshire Insurance Co Ltd
Home or U S
Office
New York City
Sumter S C
Philadelphia Pa
Philadelphia Pa
WilkesBarre Pa
Wilmington Del
Providence R I
New York City
Hartford Conn
Providence R I
New York City
Providence R I
New York City
New York City
Hartford Conn
New Haven Conn
Springfield Mass
New York City
Indianapolis Ind
Hartford Conn
St Paul Minn
New York City
New York City
New York City
New York City
New York City
Povidence R I
Newark N J
New York N Y
New York City
Toronto Canada
New York City
Attorney for
Service
Address
Jno A Whitner Atlanta
D I Maclntyre I Atlanta
C A Rauschenbergi Atlanta
J L RileyAtlanta
J L Riley
R N Hughes
Gordon Williams
Edgar Dunlap
C A Rauschen
berg Jr
C M Jerome
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
S Y Tupper Atlanta
Gordon Williams j Atlanta
S C Fleming Atlanta
Milton Dargan Atlanta
W R HoytAtlanta
Alton F Irby Atlanta
Jas L Dickey Jr Atlanta
P B Walker JrAtlanta
W R Prescott Atlanta
C D Martin Atlanta
F M Spratlin Atlanta
J F LewisAtlanta
J T FittenAtlanta
W H Rhett Atlanta
C Y SmithAtlanta
F G Lumpkin Columbus
D A Maclntyre Atlanta
L C QuinAtlanta
W R Hoyt Atlanta
C A Rauschen
berg JrAtlanta
Chas H Godfrey Atlanta
A H TurnerAtlanta
II LIFE COMPANIES
GEORGIA COMPANIES
Name of Company Home Office Name of Company Home Office
Cherokee Life Insurance Co Standard Life Insurance Co
40
Annual Report
LIFE COMPANIESNONRESIDENT
Name of Company
Aetna Life Ins Co
American Central Life Ins Co
Am National Ins Co
Atlantic Life Ins Co
Bankers Reserve Life Co
Columbian National Life Ins Co
Connecticut Mutual Life Ins Co
Equitable Life Assurance Society
Federal Life Ins Co
Fidelity Mutual Life Ins Co
Franklin Life Insurance Co
Home Office
Attorney for
Service
Address
Hartford Conn W E Hawkins
Indianapolis IndiShepard Bryan
Galveston Texas C E Wilson
Richmond Va0 D McKinney
Omaha Neb
Boston Mass
Hartford Conn
C M Furlow
A C Newell
Oscar Palmour
Guardian Life Insurance Co
George Washington Life Ins Co
Home Life Insurance Co
Illinois Life Insurance Co
Indiana National Life Ins Co
International Life Insurance Co
InterSouthern Life Ins Co
Jefferson Standard Life Ins Co
Life Insurance Co of Virginia
Lincoln Reserve Life Ins Co
New York N Y W E Duncanson
Chicago HILee 0 Wright
Philadelphia Pa J H Byrley
Springfield 111 W W Reid
New York N YAlex C King
Charleston W Va T A Coleman
New York N YC C McGehee
J W Tumlin
J E McJenkin
11 W Campbell
B W Crume
J C Howard
R L Gamble
Manhattan Life Insurance Co
Maryland Assur Corp
Maryland Life Insurance Co
Mass Mutual Life Insurance Co
Metropolitan Life Ins Co
Michigan Mutual Life Ins Co
Missouri State Life Insurance Co
Morris Plan Ins Co
Mutual Benefit Life Insurance Co
Mutual Life Ins Co of N Y
National Life Ins Co
National Life Ins Co of U S A
Natl Life Acct Ins Co
New England Mutl Life Ins Co
New York Life Insurance Co
North Carolina Mut ProvAsso
Northwestern Mut Life Ins Co
Pacific Mut Life Insurance Co
PanAmerican Life Ins Co
Penn Mutual Life Insurance Co
Phoenix Mutual Life Ins Co
Provident Life Ace Ins Co
Provident Life Trust Co
Prudential Ins Co of Am
Chicago 111
Indianapolis Ind
St Louis Mo
Louisville Ky
Greensboro N C B G Statham
Richmond Va
Birmingham Ala
New York N Y
Baltimore Md
Baltimore Md
Springfield Mass
New York N Y
Detroit Mich
St Louis Mo
New York City
Newark N J
New York N Y
Montpelier Vt
Chicago 111
Nashville Tenn
Boston Mass
New York N Y
Durham N C
Milwaukee Wis
Los Angeles Cal
New Orleans La
Philadelphia Pa
Hartford Conn
Chattanga Tenn
Philadelphia Pa
Newark N J
R C Alston
W J Welsh
H N Randolph
Wm J Harty
A W Smith
G S Obear
H C Lorick
H N Randolph
R L Foreman
R F Shedden
Atlanta
Atlanta
Atlanta
Atlanta
Madison
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Macon
Atlanta
Atlanta
Atlanta
Atlanta
Macon
Atlanta
Atlanta
Gainesville
Atlanta
Atlanta
Atlanta
Savannah
Atlanta
Atlanta
Augusta
Atlanta
Atlanta
Atlanta
Geo M Hope Atlanta
J B WoodAtlanta
G C LynchAtlanta
R JGuinnj Atlanta
E J ClarkI Atlanta
J L Wheeler Atlanta
W Woods White Atlanta
R H GordyAtlanta
AJShropshireJr Atlanta
TI C BaglevAtlanta
Geo L Hunt Atlanta
A M Conway Atlanta
W W Daniel Atlanta
J M Skinner AtlantaInsurance Department of Georgia
LIFE COMPANIESNONRESIDENT
41
Name of Company
Reliance Life Insurance Co
Reserve Loan Life Ins Co
Security Mutual Life Ins Co
Sou States Life Ins Co
State Life Insurance Co
State Mutual Life Ass Co
Home Office
Travelers Insurance Co
Union Central Life Insurance Co
United Life Accident
Volunteer State Life Ins Co
Pittsburgh Pa
Indianapolis Ind
BinghamptonNY
Atlanta Ga
Indianapolis Ind
Worcester Mass
Hartford Conn
Cincinnati Ohio
Concord N II
ChattanoogaTenn
Attorney for
Service
J E Husbands
C A West
P W Coleman
Wilmer L Moore
C V LeCraw
F W Burr
W W Willis
Thos H Daniel
W M Hardy
Miss Carrie Porter
Address
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Rome
Atlanta
III MISCELLANEOUS COMPANIES
Health Accident and General Casualty Lines
GEORGIA COMPANIES
Name of Company Home Office

NONRESIDENT COMPANIES
Name of Company Home or U S Office Attorney for Service Address
Hartford Conn Hartford Conn New York City Huntington Pa Galveston Texas New York City Galveston Tex Jacksonville 111 New York N Y Boston Mass Philadelphia Pa Hammond Ind Kansas City Mo Chicago III New York City Baltimore Md Wm H Rhett W E Hawkins J B Marbury J F Burkhart F E Twitty C E Wilson H N Hutchison 0 M Stanton Geo W Cooper J L Dickey Jr A C Newell Stiles Hopkins L J Haas R A Kennedy Ralph L Reed Wm A Wright Lee 0 Wright EugeneOberdorfer Leonard Haas
Aetna Life Ins Co

American CreditIndemnity Co American ReInsurance Co Atlanta Brunswick Atlanta



Columbian National LifeIns Co Atlanta

Emplovers Liability Assur Corp Ltd Atlanta

Federal Life Ins Co Fidelity Deposit Co of Md Atlanta Atlanta Atlanta
42 Annual Report
MISCELLANEOUS COMPANIESrNONRESIDENTCONTINUED
Name of Company
Gen Ace Eire and Life Assur
ance Corp Ltd
Globe Indemnity Co
Hartford Accident Indemnity
Hartford Steam Boiler Inspec
tion and Insurance Co
InterState Casualty Co
InterState Life Accident
Liberty Mutual Ins Co
Life Casualty Ins Co
Lloyds Plate Glass Ins Co
London Guar and Ace Co Ltd
Loyal Protective Ins Co
Home or U S
Offiee
Service
Attorney for
Thos Lewis
Philadelphia Pa
New York N Y W E Hoyt
Hartford ConnW R Prescott
Hartford Conn wm M Erancis
Birmingham AlaC B Shelton
ChattanoogaTenn J L Vaughan
Address
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Maryland Assurance Corp
Maryland Casualty Co
Masonic Protective Assn
Mass Bonding Ins Co
Metropolitan Casualty Co
Metropolitan Life N Y
National Casualty Co
National Belief Assurance Co
National Surety Co
New York Plate Glass Ins Co
North American Accident Ins Co
National Life Accident Ins Co
Ocean Ace and Guar Corp Ltd
Pacific Mutual Life Ins Co
Preferred Accident Insurance Co
Provident Life and Accident
Insurance Co
Boston Mass
Nashville Tenn
New York City
Chicago 111
Boston Mass
Baltimore Md
Baltimore Md
Worcester Mass
Boston Mass
New York City
New York N Y
Detroit Mich
Philadelphia Pa
JNew York City
New York City
Chicago 111
Nashville Tenn
J S Bussey Jr Atlanta
Harvey Hatcher Atlanta
D I McIntvreSrAtlanta
S B Wright Jr Atlanta
M O StricklandAtlanta
W J WelshAtlanta
Edwin R Haas J Atlanta
R L Thurman Atlanta
Eugene Dodd Atlanta
ins GillespieAugusta
A W SmithAtlanta
E D Parkinson jSavannah
W W Haskill Atlanta
WL McCalleyJr Atlanta
Wm H BhettAtlanta
Jsiiepard Bryan Atlanta
jG C Lynch Atlanta
Reliance Life Ins Co
Eidgely Protec Assn
Eoyal Indemnity Co
New York City Edgar Dunlap Atlanta
Los Angeles Cal E H GordyAtlanta
New York City E B HarroldMacon
ChattanoogaTennJA M Conway Atlanta
Pittsburgh Paj E Husbands Atlanta
Worcester Mass M M Coggins Atlanta
New York City Milton DarganJr Atlanta
Standard Marine Ins Co Liver
pool
Standard Accident Ins Co
New York N Y W L Wilson
Detroit Mich C A BickerstafT
Thames Mersey Marine Ins Co
Travelers Indemnity Co
Travelers Insurance Co
New York City IA L Eairie
Hartford ConnE J Brown
Hartford Conn W W Willis
Savannah
Atlanta
Savannah
Atlanta
Atlanta
Union Marine Ins Co LtdNew York City T I LynchAtlanta
United States Casualty CoNew York City Jno H Mullin Atlanta
V S Fidelity and Guaranty Co Baltimore MdIWm A Smith Atlanta
IT S LloydsNew York City jSimon Ereitag AtlantaInsurance Department of Georgia
43
THE FOLLOWING COMPANIES ARE AUTHORIZED TO WRITE
FIDELITY AND SURETY BONDS
Name of Companv
Home Office
Aetna Cas Surety CoHartford Conn
American Surety CoNew York N Y
Fidelity Deposit Co of Md Baltimore Md
Hartford Act Indmy Co Hartford Conn
Maryland Casualty CoBaltimore Md
Name of Company
Home Office
Mass Bonding Ins CoBoston Mass
National Surety CoNew York N Y
Royal Indemnity CoNew York N Y
U S Fidelity Guaranty Co Baltimore Md
IVASSESSMENT FIRE COMPANIES
Four Counties and Farmers Cooperative plans
Name of Company
Home Office
Bartow Co Mut Fire Storm Ins Co
Adairsville Ga
Farmers CoOpve Fire Ins Co Jackson Ga
Farmers Cooper Fire Ins Asso Rome Ga
Farmers Mutual Fire Ins CoDawson Ga
Farmers Mutual Ins AsseLafayette Ga
Farmers Protective Fire Ins Co
Lithonia Ga
Name of Company
Home Office
Gordon County Mutual Fire Storm
Ills CoCalhoun Ga
South Georgia Farmers Fire Ins
CoThomasville Ga
Southeastern Mutual Fire Ins Co
Atlanta Ga
Southern CoOperative Fire Ins Co
Macon Ga
VASSESSMENT OF OTHER STATE INSURANCE COMPANIES
Name of Company
Home Office
Guarantee Fund Life AssnOmaha Neb
Masonic Mutual Acet Co Springfield Mass
Name of Company
Home Office
National Life AssnDes Moines Iowa
VIINDUSTRIAL LIFE HEALTH ACCIDENT COMPANIES
a Capital 2500000
Atlanta Mutual Insurance Co Atlanta Ga Industrial Life Health Ins Co Atlanta Ga
Bankers Health Life Ins Co Macon Ga
b Muttal Companies
Name of Company
Home Office
American Insurance CoSavannah Ga
Continental Life Health Ins Co
Atlanta Ga
Chatham Mutual Health Life Ins Co
Savannah Ga
Fireside Mutual Ins CoAtlanta Ga
Georgia Mutual Ind Life Health
Ins CoAugusta Ga
Name of Company
Home Office
Guaranty Mutual Life Health Ins
Co Savannah Ga
Liberty Mutual Life Health Ins
CoSavannah Ga
Mutual Benefit Ind Life Insurance
Ass n Savannah Ga
Peoples Health Life Ins CoMacon Ga
Pilgrim Health Life Ins Co Augusta Ga44
Annual Report
VII FRATERNAL ORDERS
a Domestic
Name Home Office Attorney for Service
Columbian Woodmen Eminent Household of Masons Annuity Atlanta Ga Insurance Commr Insuraree Commr
b Foreign
American Insurance Union
American Woodmen Supreme Camp of The
American Workmen
Benefit Assn of Ry Employees
Ben Hur Supreme Tribe
Catholic Knights of America Supreme Coun
cil
Columbian Circle The
Fraternal Aid Union
Golden Cross United Order of The
Golden Seal The Order of
Grand Fraternity The
Heralds of Liberty
Columbus Ohio
Denver Colo
Washington D C
Chicago 111
Crawf ordsv e Ind
St Louis Mo
Chicago 111
Knights of Columbus
Knights of Pythias Supreme Lodge of
Maccabees The
Maccabees The Womens Benefit Asso
Masonic Mutual Life Assn
Modern Brotherhood of America
Modern Woodmen of America
Mosaic Templers of America
Lawrence Kan
Knoxville Tenn
Roxbury N Y
Philadelphia Pa
Huntsville Ala
New Haven Conn
Indianapolis Ind
National Protective Legion
National Union Assurance Society The
Praetorians Modern Order of
Railway Mail Association
Royal Arcanum Supreme Council
Royal Neighbors of America
Travelers Protective Ass n of America
United Commercial Travelers of America
Order of
Womans Catholic Order of Foresters
Woodmen Circle Supreme Forest
Woodmen of the World Sovereign Camp
Workmens Circle
Detroit Mich
Port Huron Mich
Dist of Columbia
Mason City Iowa
Rock Island 111
Little Rock Ark
Waverly N Y
Toledo Ohio
Dallas Texas
Portsmouth N H
Boston Mass
Rock Island 111
St Louis Mo
Columbus Ohio
Chicago 111
Omaha Neb
Omaha Neb
New York City
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance CommrFIRE INSURANCE COMPANIES
AETNA INSURANCE COMPANY
670 Main Street Hartford Conn
Wm B Clark President E J Sloan Secretary
Attorney for service in GeorgiaClarence L Ruse Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Automobile Marine
Sprinkler Leakage
Capital Stock
Amount of paidup capital 500000000
Ledger assets Dec 31 1917 3013712375
Extended at 5 3013712375
Income
Gross premuims on new business 2055712625
Deduct amounts paid for reinsurance and return
premiums 1223777053
Total premiums 1831935572
Interest and rents 114777280
Profits on sale or increase by adjustment of assets 4585800
Other sources
Conscience Fund 42050
Agents balances previously charged off 111722
153772
Total income 1951452424
Carried forward 4965164799
Disbursements
Net amount paid policyholders for losses 880780619
Commissions and allowances to agents 11811536
b Renewal 354034283
Salaries of officers and employes 125no H
Rents and interest 27oo
Advertising printing postage telegrams etc 2o904884
Paid Policyholders for dividends 100000000
Loss on sale and decrease by adjustment of assets 2061562
Other items
Furniture and fixtures 26757 il
Maps including corrections 1328016
Inspections and surveys including underwriters
board and tariff association 28442277
Federal taxes 59899569
Taxes licenses and fees 807275t7
Legal expenses 2Tc
Agents balance charged off ifsnJn
Deposit premiums returned on perp risks Innnn
Premiums on Group insurance X
Contributions to relief funds iHSi
Expenses and taxes on real estate 1334858
Insurance on certificates of indebtedness 5000
16246516
Total disbursements t 1685404636
Balance 827976016S46
Annual Report
Ledger Assets
Book value of real estate
Loans secured by pledge of bonds stocks or other collateral
Bonds at book value 21
Stocks at book value 4
Cash in office
Deposits at interest 2
Deposits not at interest
Agents balances net 3
Other items
Bills receivable taken for marine and inland risks 48000
Bills receivable taken for fire risks 28900
62720793
4359000
57070675
17634546
584213
95433677
2387798
39492561
76900
Total ledger assets as per balance No 23 3279760163
NonLedger Assets
Interest due and accrued 18608517
Other items
Reinsurance due on paid losses 7251158
Salvage recoverable on paid losses 6041200
Total assets 3311661038
Deduct Assets Not Admitted
Agents balances 16116798
Bills receivable 11070
Other items
Over due and accrued interest on bonds in default 3376250
Market value of special deposits in excess of
corresponding liabilities 16933382
Book value over market value real estate 217i20793
Stock and bonds 46024930
88055355
Total not admitted assets 104183223
Total admitted assets 3207477sl5
Liabilities
Net amount of unpaid losses and claims 2 303 307 08
Reserves or unearned premiums on risks outstanding 1485243838
Salaries and miscellaneous accounts due or accrued 15000 00
Taxes due or accrued 1000 000 00
Total amount of liabilities except capital I 18l70745 46
Capital actually paid in cash 500000000
Surplus over all liabilities 890403269
Surplus protection to policyholders 1390403269
Total liabilities 3207477815
Business in the State of Georgia
In force on the 31st day of December as per line
6 under the heading in last years statement 2551357703
Written or renewed during the year per income
No 5 1968657655
Excess of orginal premiums over amount received
for reinsurance
Total 4520015358
Deduct those expired and marked off as terminated 1677236611
In force at the end of the year 2842778747
Deduct amount reinsured schedule F page 21 381307167
Net amount in force 2461471580
2592147030
2090158438
747765
4683053233
1710395026
2972658207
329234950
2643423257Insurance Department of Georgia
47
Business in ForceMarine and Inland
In force on the 31st day of December as per line
6 under this heading in last years statements 120009497 202418158
WNote5 0lZT7JLJIlJllJTlZ2m 965444221
Total 1349812305 1217862379
Deductthose expired and marked off as terminated 1212364557 944064446
In force at the end of the year 137447748 273797933
Deduct amount reinsured Schedule F page 21 51607128 104229567
Net amount in force 85840620 169568366
Perpetual risks not included above 494409800 Deposits Premiums on same
11160771
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 5891402300 399178600
Less 11176861 risks cancelled and 7796099 rein
surance in Companies authorized in Georgia 1862737600 34558400
Net risks written Wf9 ttfiil
Gross premiums on risks written 90b630b2 Ma6si
Less 11574786 return premiums and 8574961
premiums for reinsurance in Companies au K11
thorized in Georgia 19598623 b511Z4
Net premiums received 1 71064439 2031260
Losses paid deducting salvage 26043794 198025
Less losses on risks reinsured in Companies au
thorized in Georgia otoTto 19 1 980 25
Net losses paid 22817942 198025
Losses incurred 33836308 372025
Less losses on risks reinsured in Companies au
thorized in Georgia nimv t 7n 25
Net losses incurred 25068732 372025
Investments in Georgia
Bonds 5837000
eremS 12071000
btocKS 12071000
Total investments in Georgia 17908000
AGRICULTURAL INSURANCE COMPANY
203 Washington St Watertown N Y
W H Stevens President 5 Wffimott Secretary
Attorney for service in GeorgiaE J Dickey 317 Trust Co of Ga Bldg
Atlanta Ga
Kinds of business done in GeorgiaFire Tornodo Hail explosion War
Sprinkler leakage Automobile and Marine
Capital Stock
Amount of paidup capital 50000000
Ledger assets Dec 31 1917 573653218
Extended at 57365321848 Annual Report
Income
Gross premiums on new business and renewals 626783157
Deduct amounts paid for reinsurance and return
premium 261531584
Total premiums 365251573
Interest and rents 28005420
Profit on sale or increase by adjustment of assets 1117583
Other sources
From Agents balances previously charged off 26448
Total income 394401024
Carried forward 968054242
Disbursements
Net amount paid policyholders for losses 163584516
Commissions and allowances to agents 4554149
a First year b Renewal 85388394
85388394
Salaries of officers and employes 10680901
Rents and interest 1784909
Advertising printing postage telegrams etc 3872285
Paid stockholders for dividends 20000000
Loss on sale and decrease by adjustment of assets 13456136
Other items
Taxes 14397770
Legal expenses 5000
Real Estate expenses 191410
War work 500000
Sundries 78716
Agents balances charged off 65866
Field supervisory expenses 10315520
Furniture and fixtures 259012
Maps 785130
Inspections and surveys 8500916
35099340
Total disbursements 338420630
Balance 629633612
Ledger Assets
Book value of real estate 4470565
Mortgage loans first liens 50793200
Bonds at book value 321178040
Stocks at book value 151643182
Cash in office 616524
Deposits at interest 53892343
Agents balances net 37157208
Other items
Collateral loans 9882550
9882550
Total ledger assets as per balance No 23 629633612
NonLedger Assets
Interest due and accrued 5697890
Other items
Reinsurance due on paid losses 1800997 1800997
Total assets 637132499
Deduct Assets Not Admitted
Agents balances 1211155
Other items
Market value of special deposits in excess of
corresponding liabilities 1 270000
Book value of ledger assets over Market value 19079387
Total not admitted assets f 20290542
Total admitted assets i 616841957Insurance Department of Georgia
49
Liabilities
Net amount of unpaid losses and claims eoo7
Reserves or unearned premiums on risks outstanding linnnn
Salaries and miscellaneous accounts due or accrued innnnnnfl
Taxes due or accrued 10000000
Other items
Conflagration reserve buouuoo
Total amount of liabilities except capital 373756142
Capital actually paid in cash 50000000
Surplus over all liabilities 193085815
Surplus protection to policyholders iifiinkZ
Total liabilities blbS4195
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 619876300 566292800
Written or renewed during the year 488719400 48323002o
Total 1108655700 1049522825
Deduct these expired and marked off as terminated 405369400 379923825
In force at the end of the year IKSSfffi iSSISmSo
Deduct amount reinsured 149086100 l4i868600
Net amount in force 554200200 521730400
Business in ForceMarine and Inland
In force on the 31st day of December 1917 f 522H5
Written or renewed during the year 35J2c2392 i4mDaiai
Total 376148473 171953350
Deduct those expired and marked off as terminated 345758573 125706873
in force at the end of the year 7 30389900 46246477
Deduct amount reinsured 602600 1786500
Net amount in force 148M00 4oaii
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 810953000 870000
Less 3475980 risks cancelled and 1557000 rein nn
surance in Companies authorized In Georgia lo3280000 2420000
Net risks written T657673000 1550000
Gross premiums on risks written 1 7649322 33551
Less 1317119 return premiums and 1178775 pre
miums for reinsurance in Companies authorized
in Georgia2469829 2b0b5
Net premiums received 5179493 7486
Losses paid deducting salvage 2020815 7385
Less losses on risks reinsured in Companies au
thorized in Georgiabztuw
Net losses paid 4898815 7385
Dosses incurred IM 73S5
Less losses on risks reinsured in companies au
thorized in Georgia HS 7
Net losses incurred 1535115 lit
Investments in Georgia
Bond city of Dublin Ga 1725 Inc and 40 a 1000 1054287
Total investments in Georgia io4zsi50
Annual Report
ALLIANCE INSURANCE COMPANY
3rd and Walnut Sts Philadelphia Penn
Benjamin Rush President John Krember Secretary
rr Attorney for service in GeorgiaRobt N Hughs Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Tornado Hail Sprinkled
Leakage Explosion Marine Inland Automobile Bombardment
Invasion Insurrection Riot Civil or Commotion Military or
Usurped Powder
Capital Stock
Amount of paidup capital 750 000 00
Ledger assets Dec 31 1917 3510J4L87
Extended at 351014187
Income
Total premiums 205276046
Interest and rents 145 504 n
Profit on sale or increase by adjustment of assets 431 96
Other items
Deposit premiums written on perpetual risk gross 90472
Total income 219960606
Carried forward 570974793
Disbursements
Net amount paid policyholders for losses 3
Legal and administrative expenses in adjustment of claims
Total field supervisory expenses
Commissions and allowances to agents
Salaries of officers and employes II
Rents and interest
Advertising printing postage telegrams etc 1
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other sources
Agents balances charged off 741 51
Federal taxes 3076001
All other taxes licenses and fees 51 983 02
Donations 500000
Registration of stock 5000
Deposits premiums returned on perpetual risks 114 07
101757886
1426100
3635442
36343779
7118595
579368
5055994
7500000
765701
Total disbursements 1730 57764
Balance
397917029
Ledger Assets
Bonds at book value Ui ino 79
Stocks at book value ni fi7KS7
Cash in officeIIIIIIIIIIIII 803
Deposits at interest 29 nfii ss
Deposits not at interest 14298 76
Agents balances net I 294615R4
Other items
Amounts recoverable for reinsurance and paid losses 119745
Total ledger assets as per balance No 23 Jj 397917029
NonLedger Assets
Interest due and accrued 43 828 69
Total assets 702199898Insurance Department of Georgia
51
Deduct Assets Not Admitted
Agents balances 377838
Other items
Market value of special deposits X2 en
Bonds and stocks ll413o
This companies proportion of reinsurance bureau 937
Total not admitted assets 19005323
Total admitted assets 383194575
Liabilities
Net amount of unpaid losses and claims oiHnJv
Reserves or unearned premiums on risks outstanding lilblVli
Salaries and miscellaneous accounts due or accrued connnrtn
Taxes due or accrued bouuuuu
Other items oronc
Amounts reclaimable on prepetual policies ISso
Contingent commissions or other charge due or
accrued 1200000
Total amount of liabilities except capital 176500187
Capital actually paid in cash ZXUxX
Surplus over all liabilities ckojqss
Contingent reserve fund 5bba43
Surplus protection to policyholders aSi oak
Total liabilities 383ia4
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 lHSHSg Hollsi
Written or renewed during the year 263232908 249348a01
TotaJ 487066673 461875767
Deduct thoseexpired and marked off as terminated 198780562 182817596
In force at the end of the year 288286111 279058171
Deduct amount reinsured 79693906 79765621
Net amount in force 208592205 199292559
Business in ForceMarine and Inland
in force on the 31st day of December 1917 IMSJIS SZn 31
Written or renewed during the year 95480100 79852395
Tota 11464ff916 117929259
Deduct thoseexpired and marked off as terminated 98074992 88221521
in force at the end of the year 1657H mM
Deduct amount reinsured S 9qK J
Net amount in force Whlfkllm 29b72938
Perpetual Risks not included above
Deposit premiums on same zuti44u
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 667928100 4669200
Less 1786105 risks cancelled and 2268917 rein
surance in Companies authorized in Georgia 405502200
w ii0 written 262425900 4669200
GreoUpremUmsenonriskSwritTen 7501773 27623
Net premiums received 3625736 27623
Less 12 82244 return premiums and 2593793 pre
miums for reinsurance in companies authorized
in Georgia 387603752 Annual Report
Losses paid deducting salvage n 308 32 I
Less losses on risks reinsured in Companies au
thorized in Georgia 562458
Net losses paid i 56834
Losses incurred t 16 802 11
Less losses on risks reinsured Tn Companies au
thorized n Georgia 895458
Net losses incurred 5 7l4753
AMERICAN ALLIANCE INSURANCE COMPANY
1 Liberty Street New York
Charles G Smith President Edwin M Cragin Secretary
Attorney for service m GeorgiaHarry E Parker Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Auto Mail Package
Capital Stock
Amount of paidup capital s 1 000 000 00
Ledger assets Dec 31 1917 312368837
Extended at 312368837
Income
Gross premiums on new business 542436995
Deduct amounts paid for reinsurance and return
premiums 431976258
Total premiums 1 in an
Interest and rents ZZZZZZZZZZ 13823481
Profit on sale or increase by adjustment of assets 91it
Other sources
Kanawba and Hockeny Valley Coal and Coke Co
Bondholders committee final refund of expenses 2000
Total income 124288561
Carried forward 436657398
Disbursements
Net amount paid policyholders for losses 422 801 06
Commissions and allowances to Agents 525090
a First year b Renewal 344322 K1
Salaries of officers and employes 11896 11
Advertising printing postage telegrams etcIZ 1750
Paid stockholders for dividends 135 01000
Loss on sale and decrease by adjustment of assets 23 731 97
Legal expenses 521582
Federal taxes 1807668
Licenses and Taxes 24 284 92
Red Cross contribution 5 000 00
LTnited war work campaign contribution 500oo0
5767742
Total disbursements 1000 737 67
Balance 336583631
Ledger Assets
Bonds at book value s o m aaQ
Stocks at book value W1S71J
Cash in officeZZZZ ZZ 10000
Deposits at interest jno 705 7
Agents balances net ZZZZZ 131234 60
Total ledger assets as per balance No 23 3365 836 31Insurance Department of Georgia 53
NonLedger Assets
Interest due and accrued 27 226 00
Total assets 3393o623l
Deduct Assets Not Admitted
Other items
Market value of special deposits in excess of
corresponding liabilities 14 g71 50
Book value of ledger assets over market value 35698291
Total not admitted assets 371854 4
Total admitted assets 302120790
Liabilities
Net amount of unpaid losses and claims l7 9o9 nn
Reserves or unearned premiums on risks outstanding 84420661
Taxes due or accrued oc i
Other items 3500000
Interest received in advance on Hockenv Valley
Ry notes 25100
Total amount of liabilities except capital q7fi fiso fi1
Capital actually paid in cash i noo OnrwTn
Surplus over all liabilities 104451929
Surplus protection to policyholders 2 044 515 29
Total liabilities 302120790
Business in ForceFire
In force on the 31st day of December 1917 643741703 3S
ntten or renewed during the year 598288693 526865i8
TaI Vi1242030396 1069304276
Deduct those expired and marked off as terminated 481989303 421691117
In force at the end of the year 760041093 6477 031 59
Deduct amount reinsured 565475546 4 991 007 37
Net amount m force 194565547 148602422
Business in ForceMarine and Inland
I force on the 31st day of December 1917 2 794005 mS
Written or renewed during the year 8145028 15560477
n0tal ti 10939033 22042203
Deduct those expired and marked off as terminated 5889490 13053097
In force at the end of the year 5049 543 89 891 06
Deduct amount reinsured 4 903 548 S5 609 89
Net amount in force 145995 438L17
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 236517300 217 00
Less fire 696720 risks cancelled and Marine 200
reinsurance in companies authorized in Georgia 69672000 200
Net risks written 166845300 21500
Gross premiums on risks written 3169295 6803954
Annual Report
Less 600153 Fire return premiums and 1155 Ma
rine premiums for reinsurance in Companies au
thorized in Georgia
Net premiums received
Losses paid deducting salvage
Net losses paid
Losses incurred
Net losses incurred
600153
1155
2569142 66884

620961 1250

620961 1274261 1274261 1250
1350
1350
AMERICAN CENTRAL INS COMPANY
816 Olive Street Saint Louise Mo
B G Chapman Jr President Harold M Hess Secretary
Attorney for service in GeorgiaC H Godfrey Hurt Bldg Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Tornoda Marine
Automobile and Explosion Insurance
Capital Stock
Amount of paidup capital M0000000
Ledger assets Dec 31 1917 479020749
479020747
Extended at
Income
Gross premiums on new business 677315814
Deduct amounts paid for reinsurance and return
premiums
o 174 i 7o no
Total premiums 160o33l
Other sources
Agents balance previously charged off 118741
Total income 1 IJUSuS
Carried forward 712576229
Disbursements
Net amount paid policyholders for losses 11J52
Commissions and allowances to agents IS
b Renewal 57Q0ni
Salaries of officers and employes igni 4
Rents and interest
Advertising printing postage telegrams etc isltlia
Loss on sale and decrease by adjustment of assets 14Usu
Other items
Taxes licenses fees lcc9o
Field men expenses smso
Legal expenses nn
Furniture and fixtures sssouu
Agents balances charged off 14
Maps including corrections oi
Auditors fees
Inspections and surveys oSHi
Premiums insurance office furniture and fixtures 28b03
Federal Taxes 2Hlll
Office sundries Ml3 19586581
SteAl mImSoInsurance Department of Georgia
55
Ledger Assets
Mortgage loans cnn nn
Bonds at book value jKHi
Stocks at book value II
Cash in office I ll I imjm
Deposits at interest 471991 31
Deposits not at interest 4lfi23 56
Agents balances net 597204 13
Total ledger assets as per balance No 23 504888890
NonLedger Assets
Interest due and accrued 040 00
Market value of assets over book value 40
Other items illf
Interest accrued in collateral loans gi 8g
Reinsurance recoverable on paid losses 3943011
Total nsset 3949199
lotal assets 513691864
Deduct Assets Not Admitted
Agents balances 520361
Other items
Market value 3394845
Book value of ledger assets 53583839
Total not admitted assets 573 ggj 45
Total admitted assets 4 602 928 19
Liabilities
Net amount of unpaid losses and claims 2S0 717 Off
Reserves or unearned premiums on risks outstanding 1 975425 54
Dividends to policyholders declared but unpaid 25598
Salaries and miscellaneous accounts due or accrued t 550RQ
Taxes due or accrued snnnnnn
Other items suuuuuu
Contingent commissions if 15 00000
Total amount of liabilities except capital 2 3249494i
Capital actually paid in cash 1 000 000 00
Surplus over all liabilities 1237 978 78
Surplus protection to policvholders 9 997 070 7
Total liabilities ZZZZZlil lislmil
Business in ForceFire
A Fire Marine and
In force on the 31st day of December as per line
6 under this heading in last years statement 855999498 8 267 414 94
Written or renewed during the year per income
No 5 600739107 621119133
al vV31456738605 J 1447860627
Deduct those expired and marked off as terminated 563570820 551592454
In force at the end of the year 893167785 8 962 681 73
Deduct amount reinsured schedule required 527 381 470 5 30535781
Net amount in force 365786315 365732392
Business in ForceMarine and Inland
Risks Premiums
19440499 36947546
33856466 56196681
In force on the 31st day of December as per line
6 under this heading in last years statement
Written or renewed during the vear per income
No 5
Total 53296965 9314422756 Annual Report
Deduct those expired and marked off as terminated 25299115 50273071
In force at the end of the year T2I2SS iAlHt
Deduct amount reinsured schedule required 14023925 21bXaaiS
Net amount in force 13973925 21185578
Business in the State of Georgia
A Fire
Gross risks written 12512905
Less 3648032 risks cancelled and 4395310 reinsurance in Com
panies authorized in Georgia 8044
Net risks written 4469563
Gross premiums on risks written 14921371
Less 13074196 return premiums and reinsurance in Companies
authorized in Georgia 8i89ai3
Net premiums received 6131798
Losses paid deducting salvage 4045516
Less losses on risks reinsured in Companies authorized in Georgia 194517b
Net losses paid 2100340
Losses incurred 42ioaa i
Less losses on risks reinsured in Companies authorized in Georgia 2140411
Net losses incurred 2086446
AMERICAN DRUGGISTS FIRE INS CO THE
1005 Mercantile Library Building Cincinnati O
Chas H Averv President Frank H Freericks Secretary
Attorney for service in GeorgiaChas D Jordan Monticello
Kinds of business done in GeorgiaFire Insurance
Capital Stock
20000000
51331291
Amount of paidup capital
Ledger assets Dec 31 1917
Extended at
Income
Gross premiums on new business and renewals 25258291
Deduct amount paid for reinsurance and return
premiums
Total premiums
Interest and rents
Other sources
Stocks transfer fees
Adjustment of ledger assets
6179527
1050
18258
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
a First year 2270331
Salaries of officers and employes
51331291
19078764
2114403
19308
21212475
72543766
6088173
273426
2270331
1960521Insurance Department of Georgia
57
Rents and interest 1
Advertising printing postage telegrams etc
Paid Policyholders for dividends
Decrease by adjustment of assets
Other items
Field supervisory expenses 502993
Inspections and surveys 114820
Taxes 1809428
Life insurance 144460
Other items 205655
Total disbursements
Balance
169750
920318
2000000
134238
2777346
16594103
55949663
Ledger Assets
Book value of real estate 4678546
Bonds at book value 42402079
Stocks at book value 3016501
Cash in office 354538
Deposits at interest 1575806
Agents balances net 1872180
U S certificates of indebtedness 2000000
Reinsurance due 50014
Total ledger assets as per balance No 23 55949663
2050014
NonLedger Assets
Interest due and accrued
Total assets
576399
56526062
Deduct Assets Not Admitted
Other items
Book value of bonds over market value 503423
Book value of stocks over market value 288500
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital
Capital actually paid in cash 20000000
Surplus over all liabilities 23695025
Surplus protection to policyholders
Total liabilities
791923
55734139
484032
10092530
99174
1363378
12039114
43695025
55734139
Business in ForceFire
Risks Premiums
In force on the 31st day December 1917 21368254 22769519
Written or renewed during the year 23778794 25258291
Total 45147048 48017810
Deduct those expired and marked off as terminated 21188749 22176464
In force at the end of the year 23958299 25851346
Deduct amount reinsured 4634494 568747
Net amount in force 19323805 2016386858
Annual Report
Business in the State of Georgia
Fire
Gross risks written 18368700
Less 1127500 risks cancelled and No reinsurance in Companies
authorized in Georgia 1127500
Net risks written 17241200
Gross premiums on risks written 270027
Less 14452 return premiums and no premiums for reinsurance
in Companies authorized in Georgia 14452
Net premiums received 255575
Losses paid deducting salvage 1222
Net losses paid 12i
Losses incurred 1222
Net losses incurred 1222
AMERICAN EAGLE FIRE INSURANCE COMPANY
80 Maiden Lane New York N Y
Henry Evans President Ernest Sturm Secretary
Attorney for service in GeorgiaSam T Maddox Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Tornado Sprinklered
Leakage Explosion Ocean Marine and other Insurances granted by charter
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1917 270655851
Extended at
Income
Gross premiums on new business and renewals 527236751
Deduct amounts paid for reinsurance and return
premiums 376512462
270655851
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Borrowed money gross
103000000
150724280
14536516
11540764
103000000
Total income
Carried forward
279801589
550457440
Disbursements
Net amount paid policyholders for losses 41167265
Legal and administrative expenses in adjustment of claims 601852
Commissions and allowances to agents 240J71758
Salaries of officers and employes 7081433
Rents and interest 463926
Advertising printing postage telegrams etc 7905976
Paid Policyholders for dividends 13000000
Loss on sale and decrease by adjustment of assets 2352700
Other items
Borrowed money repaid gross 141000000Insurance Department of Georgia
59
Interest on borrowed money 1174873
War work contribution 70000
Investment expenses other than real estate 3009
142247882
Total disbursements 238892792
Balance 311564648
Ledger Assets
Bonds at book value 67680000
Stocks at book value 152685000
Cash in office 59515
Deposits at interest 28604756
Agents balances net 62361293
Other items
Amount recoverable for reinsurance on paid losses
per schedule E r 174084
Total ledger assets as per balance No 23 311564648
NonLedger Assets
Interest due and accrued 752300
Market value of assets over book value 1941250
Total assets 314258198
Deduct Assets Not Admitted
Agents balances 777962
Total not admitted assetsi 777962
Total admitted assets 313480236
Liabilities
Net amount of unpaid losses and claims 21447138
Reserves or unearned premiums on risks outstanding 96976573
Salaries and miscellaneous accounts due or accrued 200000
Taxes due or accrued 4799308
Total amount of liabilities except capital 123423019
Capital actually paid in cash 100000000
Surplus over all liabilities 90057217
Surplus protection to policyholders 190057217
Total liabilities 313480236
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 438249493 390444256
Written or renewed during the year 471647386 457265026
Total 909896879 847709282
Deduct those expired and marked off as terminated 295093370 260252957
In force at the end of the year 614803509 587456326
Deduct amount reinsured 469196492 446126944
Net amount in force 145607017 141329381
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 6834184 if 16032329
Written or renewed during the year 90957779 69971725
Totai 97791963 86004054
Deduct those expired and marked off as terminated 75759723 51407797
In force at the end of the year 22032240 34603257
Deduct amount reinsured 4740742 14188545
Net amount in force 17291498 2041471260
Annual Report
Business in the State of Georgia
A Fire
Gross risks written 1375751900
Less 2687678 risks cancelled arid 6485177 rein
surance in Companies authorized in Georgia 917285500
Net risks written 458466400
Gross premiums on risks written 16160823
Less 1947364 return premiums and 8673166
premiums for reinsurance in Companies authorized
in Georgia 10620530
Net premiums received 5540293
Losses paid deducting salvage 4418082
Less losses on risks reinsured in Companies au
thorized in Georgia 1810254
Net losses paid 2607828
Losses incurred 4242541
Less losses on risks reinsured in Companies au
thorized in Georgia 1396237
Net losses incurred 2846304
Marine and
Inland
1138900
1138900
5547
AMERICAN INSURANCE COMPANY
70 Park Place Newark New Jersey
C W Bailey President F Hoadley Secretary
Attorney for service in GeorgiaLouis J Leonard Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Marine
Capital Stock
Amount of paidup capital 200000000
Ledger assets Dec 31 1917 1255313931
Extended at 1255313931
Income
Gross premiums on new business 994955507
Deduct amounts paid for reinsurance and return
premiums
327267816
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
From agents balances previously charged off
For Liberty Loan subscription of
12207
212000000
667687691
52379744
500
45000000
Total income 765080142
Carried forward 2020394073
Disbursements
Net amount paid policyholders for losses 276300463
Legal and administrative expenses in adjustment of claims 7973360
Commissions and allowances to agents 158827906
Salaries of officers and employes 45578319
Rents and interest 4979920
Advertising printing postage telegrams etc 9337091
Paid Policyholders for dividends 8300Insurance Department of Georgia
61
Paid stockholders for interest or dividends amount declared
during the year
Loss on sale and decrease by adjustment of assets
Other items
Furniture Maps Inspection and surveys and taxes
Legal expenses
Agents balances charged off
Decrease in liabilities
Reinsurance treaties
Interest on defends balances and approval fees
Auditing N J state examinations and other items
United war work relief campaign
15317
157739
352030
522086
40000000
2073694
41046673
17553
2941843
2100000
Total disbursements 591707208
Balance 1428686865
Ledger Assets
Book value of real estate 1 47250000
Mortgage loans first liens 176178100
Bonds at jook value 703735414
Stocks at book value 286809735
Cash in office 1514ll
Deposits at interest 79726222
Deposits not at interest 2621740
Agents balances net 92106945
Other items
Bills receivable taken from fire risks S 40101238
40101238
Total ledger assets as per balance No 23 1428686865
NonLedger Assets
Interest due and accrued 2592525
Market value of assets over book value 8696749
Other items
Other nonledger assets viz a reinsurance recover
able on paid losses schedule E 1405152
Total assets gross 1441381291
Deduct Assets Not Admitted
Agents balances 884372
Bills receivable 4500014
Other items
Market value of special deposits in excess of
corresponding liabilities from special dep schedule
page 10 414943
Book value of ledger assets over market value
viz Stocks and bonds 68059149
Excess of bills receivable less past due over
unearned premiums 5148456
Total not admitted assets 79006934
Total admitted assets 5 1362374357
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid nil 3700 forfeited
Dividends declared and unpaid to stockholders
Salaries and miscellaneous accounts due or accrued
Other items
Interest on borrowed money
Estimated amount hereafter payable for federal state and other
taxes based upon business of the year of this statement
Contingent commissions on other charges due or accrued
Funds held under reinsurance treaties
Due and to become due for borrowed moneyj
Commission on farm premiums payable when notes become due
Special reserve funds see chapter 258 laws of 1908 state of N J
74302869
711148449
10000000
500000
357277
18000000
750000
336151
45000000
1928396
3000000062 Annual Report
Total amount of liabilities except capital 892323142
Capital actually paid in cash 200000000
Surplus over all liabilities 270051215
Surplus protection to policyholders 470051215
Total liabilities 1362374357
Business in ForceFire
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement 1348748181 1305311859
Written or renewed during the year per income
No 5 902199508 872111656
Total 2250947689 2177423515
Deduct those expired and marked off as terminated 774045619 682582465
In force at the end of the year1476902070 14948 41050
Deduct amount reinsured schedule required 224190476 214684328
Net amount in force 1252711594 1280156722
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December as per line
6 under this heading is last years statement 21171607 45745090
Written or renewed during the year per income
No 5 52732352 122843851
Total 73903959 168588941
Deduct those expired and marked off as terminated 43654564 96167422
In force at the end of the year 30249395 72421519
Deduct amount reinsured schedule required 6061672 8059813
Net amount in force 24187723 64361706
Business in the State of Georgia
A Fire Marine and
i Inland
Gross risks written 1182962400 13 750 00
Less 3807738 risks cancelled and 2162785 re
insurance in Companies authorized in Georgia 596835600 216700
Net risks written 586126800 1158300
Gross premiums on risks written 123 134 37 03 t0
Less 2116647 return premiums and 3061567 pre
miums for reinsurance in Companies authorized in
Georgia 5170951 7263
Net premiums received 7142486 23097
Losses paid deducting salvage 13022557
Less losses on risks reinsured in Companies au
thorized in Georgia 1045010
Net losses paid 1977547
Losses incurred 4217026
Less losses on risks reinsured in Companies au
thorized in Georgia 1884079
Net losses incurred 2332947
ATLAS ASSURANCE COMPANY LIMITED
100 William St New York N Y
Frank Lock U S Manager
Attorney for service in GeorgiaCliff C Hatcher Atlanta Ga
Kinds of business done in GeorgiaFire Automobile Tornado Sprinkler
Leakage Explosion and War Risk InsuranceInsurance Department of Georgia
63
Capital Stock
Ledger assets Dec 31 1917 372220818
Extended at
372220818
Income
Gross premiums on new business and renewalsf 555795493
Deduct amounts paid for reinsurance and return
premiums 263787289
Total premiums 292008204
Interest and rents 13233914
Profit on sale or increase by adjustment of assets 245750
Other sources
Remittances from home office 1141244
Total income 306629112
Carried forward 678849930
Disbursements
Net amount paid policyholders for losses 131431266
Commissions and allowances to agents 3401804
a First year and renewal 50134740
Salaries of officers and employes 20332361
Salaries and expenses of field men and supervision 11511245
Rents and interest 2218948
Advertising printing postage telegrams etc 6014805
Loss on sale and decrease by adjustment of assets 1661566
Other items
Furniture and fixtures 888873
Legal 150837
Maps 869684
Agents balance charged off 320468
Underwriters Boards 5742289
Miscellaneous 1127569
Federal taxes 4626204
Remittances to home office 1869042
Other taxes and fees 7718687
Real estate and investment expenses 450664
23764317
Total disbursements 250471052
Balance 428378878
Ledger Assets
Book value of real estate 5000000
Bonds at book value 285926369
Stocks at book value 28485188
Cash in office 763443
Deposits at interest 34601570
Agents balance net 72029883
Other items
Reinsurance due on paid losses 1245029
Balance Liberty Loan subscription employes 327396
1572425
Total ledger assets as per balance No 23 428378878
NonLedger Assets
Interest due and accrued 3840064
Total assets 43221894264
Annual Report
Deduct Assets Not Admitted
Agents balacnes 1 2536530
Other items
Special deposits 829298
Bonds and stocks 31644557
Real estate 1500000
33973855
Total not admitted assets 36510385
Total admitted assets J 305708557
Liabilities
Net amount of unpaid losses and claims 23190117
Reserves or unearned premiums on risks outstanding 241959719
Salaries and miscellaneous accounts due or accrued 230844
Taxes due or accrued 5000000
Other items
Contingent commissions 2500000
Total amount of liabilities except capital 272880680
Surplus over all liabilities 122827877
Surplus protection to policyholders 122827877
Total liabilities 395708557
Rusiness in ForceFire
Risks Premiums
In force on the 31st day of December 1917 552122884 515791535
Written or renewed during the year 561780369 546069969
Excess of orginal premiums over amount received
for reinsurance 382738
Total 1113903253 1062244242
Deduct those expired and marked off as terminated 417326329 407577486
Tn force at the end of the vear 696576924 654666756
Deduct amount reinsured 239857666 196867154
Net amount in force 456719258 457719600
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 9128825 5167429
Written or renewed during the year 5376064 9725524
Total 14504889 14892953
Deduct those expired and marked off as terminated 11119545 7922218
In force at the end of the year 3385344 6970735
Deduct amount reinsured 190921 273400
Net amount in force 3194423 6697335
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1887505200 30858000
Less 3400484 risks cancelled and 6873171 rein
surance in Companies authorized in Georgia 1020332800 7032700
Net risks written 867172400 23825300
Gross premiums on risks written 23598991 6 788761
Less 3327016 return premiums and 7008287 pre
miums for reinsurance in Companies authorized
in Georgia 10210132 125171
Net premiums received 13388859 553705
Losses paid deducting salvage 8506960 82992Insurance Department of Georgia
65
Less losses on risks reinsured in Companies au
thorized in Georgia 34
Net losses paid 4564946 82992
Losses incurred 9286161 43792
Less losses on risks reinsured in Companies au
thorized in Georgia 4397714
Net losses incurred 4888447 43792
Investments in Georgia
Bonds 1037000
Total investments in Georgia 1037000
ATLANTIC MUTUAL FIRE INSURANCE COMPANY
19 Bay Street East Savannah Ga
C H Konemann President Fred Wessels Jr Secretary
Kinds of business done in GeorgiaFire Tornado Automobile
Capital Stock
Amount of paidup guarantee fund 10000000
Ledger assets Dec 31 1917 20585047
Extended at 20585047
Income
Gross premiums on new business 11631200
Deduct amounts paid for reinsurance and return
premiums 2421308
Total premiums nJ59J
Interest and rents 1U8U4U
Other sources
Dividends from stock 1 oo
Dividends from reinsurance company 531288
b87258
Total income 10977587
Disbursements
Net amount paid policyholders for losses 1966285
Commissions and allowances to agents SbJ
a First vear 1974780
a first jear 1974780
Salaries of officers and employes 125oHa
Guarantors interest nner
Advertising printing postage telegrams etc oSJccb
Paid Policyholders for dividends 87n
Loss on sale and decrease by adjustment of assets
Other items 4lbS
Other items
Depreciation on building Tmii
Depreciation furniture and fixtures SIHI
Office incidentals 5SJ
Taxes and traveling expenses47741
Total disbursements 7664803
Bajance 331278466
Annual Report
Ledger Assets
Book value of real estate 22 352 92
Mortgage loans first liens ZI 9878853
Bonds at book value 5900 00
Stocks at book value 38835 75
Cash in office 14744 2G
Deposits at interest 8 gng 93
Agents balances net 33 847 71
Other items
Loans on stocks and bonds H 785 00
War savings stamp 840 00
Total ledger assets as per balance No 23 23550404
NonLedger Assets
Interest due and accrued 1 00000
Total assets 23650404
Liabilities
Net amount of unpaid losses and claims 1 480 00
Reserves or unearned premiums on risks outstanding 55868 88
Taxes due or accrued 1 000 00
Other items
Commission due Agents 100000
Due other companies for reinsurance 3197754
Reserve for contingences 500000
Reserve for guarantors Interest 200000
Total amount of liabilities except capital 70 266 42
Guarantee fund actually paid in cash lOOOOoToO
Surplus over all liabilities 6623762
Total liabilities 5 23650404
Business in ForceFire
t i j Risks Premiums
In force on the 31st day of December 1917 T 5167343 69 957 17
Written or renewed during the year 7504461 116312oO
S01 TC7ZTV 12671804 18626917
Deduct those expired an marked off as terminated 3847337 6465262
In force at the end of the year 8824467 121 616 55
Deduct amount reinsured 2196678 24 213 08
Net amount in force 6627789 9740347
Business in the State of Georgia
Gross risks written 3 q 231 nn
Less 291654 risks cancelled and 522781 reinsurance in Companies
authorized in Georgia g4 435 qq
Net risks written L 220279600
Gross premiums on risks written 43 962 88
Less return prerpiums and 789656 premiums for reinsurance in
Companies authorized in Georgia 7 ggg gg
Net premiums received 36 066 32
Losses paid deducting salvage i r 005 76
Less losses on risks reinsured in Companies authorized in Georgia l879f3
Net losses paid 394673
Losses incurred g 7
Less losses on risks reinsured in Companies authorizedinGeorga l89L23
Net losses incurred i 3 9 Insurance Department of Georgia
67
Investments in Georgia
Real estate 2185292
Mortgage loans 9878853
Collateral loans 1178500
Total investments in Georgia
13242645
AUTOMOBILE INS CO THE OF HARTFORD
650 Main St Hartford Conn
CONN
M G Buekeley President
Attorney for service in Georgia
Amount of paidup capital
Ledger assets Dec 31 1917
J C Barden Secretary
Rhett Atlanta Ga
200000000
714391582
Extended at 714391582
Income
Gross premiums on new business and renewal 1783534658
Deduct amounts paid for reinsurance and return
premiums 1000117518
Total premiums 783417140
Interest and rents 25096169
Profit on sale or increase by adjustment of assets 40625
Other items
Increase in liabilities on account of reinsurance
treaties 5745712
From agents balances charged off 390424
Total income 814690070
Carried forward 1529081652
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
b Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders for dividends
Other items
Investment expense 83638
Sundry expense 3418918
Interest on treaty deposit 597838
327156887
5206502
137759568
32405311
29086901
5639080
55064845
20000000
4100394
Total disbursements 5 61641948
Balance 912662164
Ledger Assets
Mortgage loans 114497500
Bonds at book value 457684414
Stocks at book value 5756000
Cash in office QJ1L4
Deposits at interest 195614164
Deposits not at interest oioHS o5
Agents balances net l53lb794
Bills receivable marine and inland 1968331
Fire 16910068
Annual Report
Suspense items 193965
Due form reinsurance companies on paid losses 1142867
Advance traveling 523047
Total ledger assets as per balance No 23 912662164
NonLedger Assets
Interest due and accrued 7985275
Other items
Due form reinsurance companies on paid losses 5427857
Total assets 926075296
Deduct Assets Not Admitted
Agents balances 25366
Bills receivable 2137431
Other items
Book value of ledger assets over market value 1575414
Advance traveling expense 523047
Suspense 193965
Total not admitted assets 4455223
Total admitted assets 921620073
Liabilities
Net amount of unpaid losses and claims 157242427
Reserves or unearned premiums on risks outstanding 3263 90236
Dividends to policyholders declared but unpaid 5000000
Salaries and miscellaneous accounts due or accrued 1784720
Taxes due or accrued 24061706
Other items
Contingent commissions or other charges due or
accrued 3917085
Reinsurance treaties 19824018
Investment expense 13208
Total amount of liabilities except capital 538233400
Capital actually paid in cash 200000000
Surplus over all liabilities 183386673
Surplus protection to policyholders 3833 86673
Total liabilities 921620073
Business in ForceFire
In force on the 31st day of December 1917 348684305
Written or renewed during the yeari 822436859
Excess of original premiums over amount received
for reinsurance
Total 1171121164
Deduct those expired and marked off as terminated 484765987
In force at the end of the year 686355177
Deduct amount reinsured 222832131
Net amount in force 463523046
Business in ForceMarine and Inland
Risks
In force on the 31st day of December 1917 145556396
Written or renewed during the year338710808
Total 3532677204
Deduct those expired and marked off as terminated 277198938
In force at the end of the year 760687966
Deduct amount reinsured 626359682
Net amount in force 134328284
Premiums
306048304
711894216
81182431
1099124951
469199344
629925607
178935521
450990086
Premiums
234444S79
1071640442
1306085321
1083689374
222395947
51678706
170717241Insurance Department of Georgia
69
BOSTON INSURANCE COMPANY
87 Kilby Street Boston Massachusetts
William R Hedge President Freeman Nickerson Secretary
Attorney for service in GeorgiaW L Wilson Savannah Ga
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1917 947749075
Extended at 947749075
Income
Total premiums 756525144
Interest and rents 38758575
Other items
2794136
Total income 798077855
Carried forward 1745826930
Disbursements
Net amount paid policyholders for losses 3
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents l
Salariesof officers and employes
Rents and interest
Advertising printing postage telegrams etcZZZZZ
Loss on sale and decrease by adjustment of assets
Other items
Other items
Paid stockholders
55276006
5390680
48226014
46235552
4145086
8339923
7039537
46411733
24000000
Total disbursements 645064531
Balance j 1100762399
Ledger Assets
Book value of real estate
Mortgage loans first liens I
Bonds at book value 5
Stocks at book valueZ 2
Caeh in office
Deposits at interest
Deposits not at intrest ZZ
Agents balances net
Other items
Total ledger assets as per balance No 23 I n
50655830
29780000
52958852
51882877
15623898
54688301
3364494
24523243
17284904
00762399
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Total assets ZZZZ 11
Deduct Assets Not Admitted
Agents balances 85123 28
Bills receivable 5 003 50
Other items 6 62i0597
7207974
12097566
20067939
Total not admitted assets 15303275
Total admittd assets If 1104764664
Liabilities
Net amount of unpaid losses and claims 1 791 947 86
Reserves or unearned premiums on risks outstanding 4667860 80
Salaries and miscellaneous accounts due or accrued 12500 0070 Annual Report
Taxes due or accrued 18120000
Other items M
Dividends unpaid to stockholders T rnnnnnn
Special reserve for marine reinsurance buuuuuu
Total amount of liabilities except capital t8dtu o
Capital actually paid in cash VS2s2
Surplus over all liabilities diaioo
Surplus protection to policyholders 4zzinsia
Total liabilities UM7MM4
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 gHEMBZ vmsotH
Written or renewed during the year 87375040 04307518
Excess of orginal premiums over amount received
for reinsurance 510d078
1511252677 1413430320
DeductTh5sierPTred andmarkedoff as terminated 542220929 498073333
gyssrsa ryear sasss ss
Net fmouTtta SSTL 726308000 693263229
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 71522165 198639541
Written or renewed during the year 453220626 595764819
Total 524742791 794404360
Deduct those expired and marked off as terminated 453144796 572716609
In force at the end of the year 1 71597995 2216877 51
Deduct amount reinsured 8285832 3pl935ds
Net amount in force 63312163 186495213
Business in the State of Georgia
Marine and
Inland
Gross risks written r 131620600
Less 111236 risks cancelled and 36637 reinsurance in Companies
authorized in Georgia
Net risks written 116833300
Gross premiums on risks writtenrS 2320210
Less 310779 return premiums and 96324 premiums for rein
surance in Companies authorized in GeorgiaiunV6
Net premiums received 1913107
Losses paid deducting salvage 271319
Net losses paid 271319
Losses incurred ssiq
Net losses incurred isaia
BRITISH AMERICAN ASSURANCE COMPANY
18 20 and 22 Front St Bast Toronto
W B MBIKLE President E F Garrow Secretary
Attorney for service in GeorgiaC H Godfrey Atlanta Ga
Kinds of business done in GeorgiaFire InsuranceInsurance Department of Georgia 71
Capital Stock
Amount of paidup capital deposit capital 200 000 00
Ledger assets Dec 31 1917 224953044
Extended at 224953044
Income
Gross premiums 290563196
Deduct amounts paid for reinsurance and return
premiums 118138092
Total premiums 1 724 251 04
Interest and rents 80779 44
Profit on sale or increase by adjustment of assets 30 00
Other sources
Recieved from home office 28265929
Total income g 208771977
Carried forward X33725021
Disbursements
Legal and administrative expenses in adjustment of claims 1209559
Commissions and allowances to agents 41035235
Salaries of officers and employes 8963857
Rents and interest 923918
Advertising printing postage telegrams etcZ 3ll4477
Other items
Taxes 6574241
Paid to home office 236 484 21
Supervision 3488301
Furniture and fixtures 7 536 99
Maps 283567
Boards 2926985
Legal 58161
Sundries 7127
4029539
Total disbursements 182888606
Balance 250836415
Ledger Assets
Bonds at book value 176788385
Stocks at book value 8l84700
Deposits at interest 370 85772
Agents balances net 28777558
Total ledger assets as per balance No 23 250836415
NonLedger Assets
Interest due and accrued 2743576
Reinsurance recoverable on paid losses schedule E Column 1 32624
Total assets 253612615
Deduct Assets Not Admitted
Agents balances 848193
Other items
Market value of special deposits in excess of
corresponding liabilities per special deposit
schedule page 10 321079
Bonds and stocks 6225119
Total not admitted assets 7394391
Total admitted assets 246218224Annual Report
27171741
3008306a
200000
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Other items
Estimated amount hereafter payable for federal
state and other taxes based upon the business ot
the year of this statement5 bbsbw
Contingent commissions or other charges due or
accrued i R rqa 41
Total amount of liabilities except capital
Capital actually paid in cash JM
Surplus over all liabilities 61b4978J
Surplus protection to policyholders
Total liabilities
81649783
46218224
Business in ForceFire
Risks
In force on the 31st day of December as per line
6 under this heading in last years statementS 320299 i3B
Written or renewed during the year per income
Excess of original premiums over amount received
for reinsurance
Total 628580585
Deduct those expired arid marked off as terminated29182991o
In force at the end of the year ISiqkS
Deduct amount reinsured schedule required 851858 a
Net amount in force 251565295
Premiums
301941995
283687870
2047080
587676945 259983543
327693402 72880902
254812500
Business in ForceMarine and Inland
Risks
In force on the 31st day of December as per line
6 under this heading in last years statement 2bb53U3
Written or renewed during the year per income
No 5 10442821
13108124
11524074
TQV
Deduct those expired and marked off as terminated
In force at the end of the year
Deduct amount reinsured schedule required
Net amount in force
1584050
126662
1457388
Year
Written
Term
Amount
Covered
1918 One year or less 105352121
1917 Two years
1918 Two years iViT5I5
1916 Three years SXSm SK
1917 Three years oHoo
1918 Three years it6ii6a
1915 Four years
1916 Four years
1917 Four years
1918 Four years
1914 Five
1915 Five
1916 Five
1917 Five
1918 Five
Gross
Premiums
Charged
Less Reins
109677615
Premiums
I 5258786
6875326
12134112
7792215
4341897
232873
4109024
Fraction Premiums
Unearned Unearned
ears 7756463
vears 6988907
vears 6184777
years 7341467
vears 5205898
32421133
35082063
36509941
9306197
8262156
7658904
8797882
7096609
12
14
34
l
12
56
18
38
58
78
110
310
12
710
910
54838808
Total 251565295 254812500
Grand Total 251565295 254812500
5403522
17541031
30424951
930620
2478647
3829452
6158517
6386948
127992496
127992496Insurance Department of Georgia
73
Business in the State of Georgia
Fire
Gross risks written 525888500
Less 1667410 risks cancelled and 668629 reinsurance in
Companies authorized in Georgia 233603900
Net risks written 1 292284600
Gross premiums on risks written 6481712
Less 1519900 return premiums and 950812 premiums for rein
surance incompanies authorized in Georgia 2470712
Net premiums received 4011000
Losses paid deducting salvage 934710
Less losses on risks reinsured in companies authorized in Georgia 25296
Net losses paid 909414
Louses incuired 1LS7290
Less losses on risks reinsured in companies authorized in Georgia 27996
Net losses incurred 1159294
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
CALEDONIAN INSURANCE COMPANY
50 and 52 Pine St New York
Charles H Past U S Manager R C Christopher Asst U S Manager
Attorney for service in GeorgiaBowie Martin Atlanta Ga
Kinds of business done in GeorgiaFire Insurance
Ledger assets Dec 31 1917 272737513
Extended at 272737513
Income
Gross premiums on new business and renewal 9
Deduct amounts paid for reinsurance and return
premiums
381168000
169700121
Total premiums
Interest and rents
Profit on sale or in crease by adjustment of assets
Other sources
Remittance from home office
211467879
11555213
81875
20014214
Total income 243119181
Carried forward
Disbursements
Net amount paid policyhoiders for losses
Legal and administrative expenses in adjustment of claims
a First year and renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Field supervisory expenses
Furniture and fixtures
Maps including corrections
Inspections and surveys
Federal taxes
Taxes licenses and fees
Legal expenses
515856694
103262701
4670547
49797630
12251533
1008329
3015923
7254001
3713612
347864
441879
3382108
3576080
6499341
2914474
Annual Report
Agents balances charged off 23824
War fund subscription and miscellaneous office
expenses 146823
Real estate expenses 2877621
Total disbursements 202298960
Balance 313557734
Ledger Assets
Book value of real estate 44378058
Bonds at book value 162924539
Stocks at book value 31662621
Cash in office 34957
Deposits at interest 572809
Deposits not at interest 35139625
Agents balances net 38574804
Reinsurance due on paid losses 270330
Total ledger assets as per balance No 23 313557734
NonLedger Assets
Interest due and accrued 1817192
Total assets 315374926
Deduct Assets Not Admitted
Agents balances 485291
Other items
Market value of special deposits in excess of
corresponding liabilities per special deposit
schedule page 10 328322
Book value of ledger assets over market value bonds
and stock 11122660
Real estate 3378058
Total not admitted assets 15314331
Total admitted assets 300060595
Liabilities
Net amount of unpaid losses and claims 24100908
Reserves or unearned premiums on risks outstanding 183762492
Salaries and miscellaneous accounts due or accrued 200000
Taxes due or accrued 3000000
Other items
Reserve for contingencies 1000000
Total amount of liabilities except capital 212063400
Surplus over all liabilities 87997195
Surplus protection to policyholders 87997195
Total liabilities 300060595
Business in ForceFire
Risks Premiums
In force on the 31st flay of December 1917 389999320 393390181
Written or renewed during the year 280377385 303319349
Total 670376705 696709530
Deduct those expired and marked off as terminated 274629267 281929312
In force at the end of the year 395747438 414780218
Deduct amount reinsured 95892949 103692816
Net amount in force 299854489 311087402Insurance Department of Georgia 75
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 3494883 10664952
Written or renewed during the year 17734314 77848651
Total 21229197 88513603
Deduct those expired and marked off as terminated 7433044 32642101
In force at the end of the year 13796153 55871502
Deduct amount reinsured 2381468 6611721
Net amount in force 11414685 49259781
Business in the State of Georgia
Fire
Gross risks written 461116900
Less 1090084 risks cancelled and 1408377 reinsurance in Com
panies authorized in Georgia 249846100
Net risks written 211270800
Gross premiums on risks written 5982688
Less 915406 return premiums and 1983851 premiums for rein
surance in Companies authorized in Georgia 2899257
Net premiums received 3083431
Losses paid deducting salvage 2523269
Less losses on risks reinsured in Companies authorized in Georgia 1443789
Net losses paid 1079480
Losses incurred 2346201
Less losses on risks reinsured in Companies authorized in Georgia 1360984
Net losses incurred 985217
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
CAMDEN FIRE INSURANCE ASSOCIATION
434 Federal St Camden New Jersey
Edmund E Read Jr President Joseph K Sharp Secretary
Attorney for service in GeorgiaCharles M Jerome Equitable Bldg
Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Marine and Explosion
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1917 449911357
Increase of paidup capital during year 20000000
Extended at 469911357
Income
Gross premiums on new business 591590208
Deduct amounts paid for reinsurance and return
premiums 231434366
Total premiums 360155842
Interest and rents 2045400376
Annual Report
Profit on sale or increase by adjustment of assets
Other sources
Deposit premiums written on perpetual risks gross
39048
43240
Total income
Carried forward
380692133
S5060349v
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Field supercisory expenses
Commissions and allowances to agents renewal
Salaries of officers and employes
Rents and interest
Real estate expenses
Advertising printing postage telegrams etc
Paid stockholders for dividends
Other items
Agents balances charged off Si S
Legal expnses excluding legal expenses on losses i
Furniture and fixtures maps and inspections 670b09b
Federal taxes licenses and feesTnnTTnn
Donations to Red Cross and united war work 1S52
Deposits premiums returned on perpetual risks
Interest paid on new capital 8lbiuu
158993630
2548932
2672640
94407217
12366255
1023327
203948
3521580
9597960
15863884
23538625
Total disbursements
Balance
541653603
Ledger Assets
Book value of real estate
Mortgage loans first liens
Loans secured by pledge of bonds stocks or other collateral
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Bills receivable faken from fire risks An An
Cash deposit with Philadelphia underwriters assn ISSSS
Cotton insurance association
Western Sprinklered association n no
Reinsurance clearing house Tyn
Western improved risk association
Reinsurance clearing house excess
Oil insurance association
12727292
62289800
1890000
287693064
111736300
107299
17747747
120692
47173933
10000
3U0IK1
150000
Total ledger assets as per balance No 23 541653603
NonLlger Assets
Interest due and accrued
Other items
Reinsurance losses due from other companies on
paid losses schedule E colume Hi
Total assets
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Cash deposits line 131415
Real estate
Bonds and stocks
Total not admitted assets
5361032
547706809
271478
7476
150000
77292
11938214
12444460
Total admitted assets 535262349Insurance Department of Georgia
77
Liabilities
Net amount of unpaid losses and claims 51607346
Reserves or unearned premiums on risks outstanding 271723196
Dividends to policyholders declared but unpaid 46070
Salaries and miscellaneous accounts due or accrued 450903
Taxes due or accrued 10000000
Other items
Amount reclaimable by the insured on peretual
fire insurance policies being 90 per cent of the
premium or deposit received 2835816
Contingent commissions or other charges due or
accrued 500000
Interest on mortgage No 696 paid in advance 60000
3395816
Total amount of liabilities except capital 337223331
Capital actually paid In cash 100000000
Surplus over all liabilities 98039018
Surplus protection to policyholders 198039018
Total liabilities 535262349
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 500085766 481027701
Written or renewed during the year 500615701 524805829
Excess of original premiums over amount received
for reinsurance 598316
Total 1000701467 1006431846
Deduct those expired and marked off as terminated 387931466 391344799
In force at the end of the year 612770001 615087047
Deduct amount reinsured 108128181 109256136
Net amount in force 504641820 505830911
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 7332720 11528558
Written or renewed during the year 536028472 66784379
Total 543361192 78312937
Deduct those expired and marked off as terminated 526692907 69558531
In force at the end of the year 16668285 8754406
Deduct amount reinsured 422226 447701
Net amount in force 16246059 8306705
Perpetual risks not included above 130319500
Deposit premiums on same 3150907
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1287543500 53865200
Less 4304201 risks cancelled and 2917617 rein
surance in Companies authorized in Georgia 714671009 7510800
Net risks written 572872500 46454400
Gross premiums on risks written 13086049 1353965
Less 3220974 return premiums and 2793623 pre
miums for reinsurance in Companies authorized
in Georgia 5870294 144303
Net premiums received 7215755 1209662
Losses paid deducting salvage 1857738 149262
Less losses on risks reinsured in Companies au
thorized in Georgia 434047
Net losses paid 1423691 14926278
Annual Report
Losses incurred 2665089 255412
Less losses on risks reinsured in Companies au
thorized in Georgia 680256
Net losses incurred 1984833 255412
CENTRAL MANUFACTURERS MUTUAL INSURANCE CO
122124 West Main Van West Ohio
H V Olney President C A S Purmort Secretary
Attorney for service in GeorgiaJ L Riley Atlanta Ga
Kinds of business done in GeorgiaFire and Automobile
Capital Stock
Ledger assets Dec 31 1917
Extended at
99823585
99823585
Income
Gross premiums on new business 125085199
Deduct amounts paid for reinsurance and return
premiums 23222816
Total premiums 101862383
Interest and rents 3865059
Profit on sale or increase by adjustment of assets 162532
Total income 103889974
Carried forward 205713559
Disbursements
Net amount paid policyholders for lossesL
Legal and administrative expenses in adjustment of claims
b Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc 16 and 18 I
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Miscellaneous 350258
Real estate 124995
8 Field supervisory expenses 788536
11 Furniture and fixtures etc 408676
1213 Map corrections inspections etc 2056112
1415 Taxes etc 2495043
17 Legal expenses etc 321497
423
6
165
29
3
6
129
1
95329
39342
66058
55425
93727
77512
90382
62500
Total disbursements 83325392
Balance 122388167
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Cash in office
Deposits not at interest III
Agents balances net
Total ledger assets as per balance No 23 11
4000000
16535000
76083600
718186
7170245
17881136
122388167Insurance Department of Georgia
79
NonLedger Assets
Interest due and accrued 1004708
Total assets 123392875
Deduct Assets Not Admitted
Other items
Book value of ledger assets over market value 955700
Total not admitted assets
155700
Total admitted assets 122437175
Liabilities
Net amount of unpaid losses and claims 4568025
Reserves or unearned premiums on risks outstanding 54755669
Salaries and miscellaneous accounts due or accrued 50000
Taxes due or accrued 1450000
Other items
Contingent commissions or other charges due or accrued 3397416
Total amount of liabilities except capital 64221110
Surplus protection to policyholders 58216065
Total liabilities 122437175
Business in ForceFire
Risks
67625849
89697298
In force on the 31st day of December 1917
Written or renewed during the year
Total 157323147
Deduct those expired and marked off as terminated 74060110
In force at the end of the year
Deduct amount reinsured
Net amount in force
83263037
677483
82585554
Premiums
i 87842267
125085199
212927466
102855231
110072235
999101
109073134
Business in the State of Georgia
Fire
Gross risks written 163093300
Less 51213900 risks cancelled and reinsurance in companies au
thorized in Georgia 51213900
Net risks written I 111879400
Gross premiums on risks written 3175984
Less 1057258 return premiums and premiums for reinsurance in
Companies authorized in Georgia 1057258
Net premiums received
CITIZENS INSURANCE CO OF MISSOURI
2118726
Losses paid deducting salvage 673884
Net losses paid 673884
Losses incurred 271451
Net losses incurred 271451
Chas B Chase President P O Croker Secretary
Attorney for service in GeorgiaW R Prescott Atlanta Ga80
Annual Report
Capital Stock
Amount of paidup capital 20000000
Ledger assets Dec 31 1917 111223223
Extended at
Income
Gross premiums on new business and renewal 374126531
111223223
Deduct amounts paid for reinsurance and return
premiums 334041826
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Agents balances previously charged off 260
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
a First year and renewal 13369725
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders fo dividends 1
Loss on sale and decrease by adjustment of assets
Other items
Federal taxes
Taxes insurance departtment
678108
150
Total disbursements
Balance
40084705
3338128
10000
260
43433093
54656316
16109246 154996
13369725 11946 10929 856 1600000 1951874
678258
33887830
120768486
Ledger Assets
Mortgage loans first lien
Bonds at book value
Stocks at book value
Deposits at interest
Agents balances net
4110000
54649451
97500
44096015
17815520
Total ledger assets as per balance No 23 120768486
NonLedger Assets
Interest due and accrued 871148
Total assets 121639634
Deduct Assets Not Admitted
80389
2892451
Agents balances
Other items
Book value over bonds and stocks
Total not admitted assets
2972840
Total admitted assets 118666794
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
4771307
25233783Insurance Department of Georgia
81
Taxes due or accrued 700000
Other items
Funds held under reinsurance treaties 39281974
Total amount of liabilities except capital 69987064
Capital actually paid in cash 20000000
Surplus over all liabilities 28679730
Surplus protection to policyholders 48679730
Total liabilities t 118666794
Business in ForceFire
Risks Premiums
In force on the 31st day December 1917 217491088 215153883
Written or renewed during the year 349967510 365653672
Total 567458598 580807555
Deduct those expired and marked off as terminated 47802368 40516090
In force at the end of the year 519656230 540291465
Deduct amount reinsured 474799475 494745108
Net amount in force 44856755 45546357
Business in ForceMarine and Inland
In force on the 31st day December 1917
Written or renewed during the year
Total
Deduct those expired and marked off as terminated
In force at the end of the year
Deduct amount reinsured
Net amount in force
Risks 3029896 P emiums 5967836
5189213 8472859

8219109 14440695
id 4782324 7959568
3436785 6481127
3411272 6442928

25513
38199
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 594075600 2840000
Less 154391000 risks cancelled and 506324 rein
surance in Companies authorized in Georgia 204868400 15500U
Net risks written 389207200 2685000
Gross premiums on risks written 7887598 38538
Less 1166714 return premiums and 747335 pre
miums for reinsurance in Companies authorized
in Georgia 1911214 2SL25
Net premiums received 5976384 35813
Losses paid deducting salvage 945314
Less losses on risks reinsured in Companies au
thorized in Georgia397032
Net losses paid 548282
Losses incurred 1056713
Less losses on risks reinsured in Companies au
thorized in Georgia493584
Net losses incurred 55712982
Annual Report
CITY OF NEY YORK INSURANCE COMPANY
Maiden Lane William St New York
Major A White President j Carroll French Secretary
Attorney tor service in GeorgiaW H Rhett Atlanta Ga
Kinds of business done in GeorgiaFire
Capital Stock
Amount of paidup capital 600 00o 00
Ledger assets Dec 31 1917 i 92421400
Increase of paidup capital during year 1680oo0
Extended at
194101420
Income
Gross premiums on new business and renewal 2 047 208 35
Fire Marine ll640747
Deduct amounts
premiums
Fire and Marine
paid for reinsurance and return
5849977
5849977
Total premiums
Interest and rents IIZ
Other sources
Profit on sale of stocks
Agents balances previously charged off
Profit on sale of scrip
Total income
64600
25871
6123
Total disbursements
Balance
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Ledger Assets
99909119
10602486
6768627
117467707
Carried forward 3
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents first year and renewal
balanes of officers and employes
Rents and interest
Advertising printing postage telegrams etc IZ I
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assetsI
Other items
Agents balances charged off 245 52
United war work campaign 325 00
Stock registrar 50 00
Stock transfer stamps 10 00
11569127
44083054
1459026
26097278
9706643
669699
8072938
3429600
3609450
38500
97356579
214212548
25625000
71559125
78508781
422645
12748755
1074394
24273848
Total ledger assets as per balance No 23 2142125 48
NonLedger Assets
Interest due and accrued
Other items
I1 e due or paid losses 50 612 26
Total assets
1244566
220518340Insurance Department of Georgia
83
Deduct Assets Not Admitted
Agents balances 608261
Other items
Market value of special deposits excess of corres
ponding liabilities 1167876
Book value Bonds and stocks over market value 13727506
Total not admitted assets 15503643
Total admitted assets 205014697
Liabilities
Net amount of unpaid losses and claims 12337300
Reserves or unearned premiums on risks outstanding 87722165
Salaries and miscellaneous accounts due or accrued 50000
Taxes due or accrued estimated 3700000
Other items
Contingent commissions insurance 250000
Total amount of liabilities except capital 104059465
Capital actually paid in cash 60000000
Surplus over all liabilities 40955232
Surplus protection to policyholders 100955232
Total liabilities 205014697
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 221647141 208922614
Written or renewed during the year 203207849 204720835
Total 424854990 413643449
Deduct those expired and marked off as terminated 173021173 167884522
In force at the end of the year 251833817 245758927
Deduct amount reinsured 77445486 77328174
Net amount in force 174388349 168430753
Business in ForceMarine and Inland
Risks Premiums
Written or renewed during the year 8014668 11640747
Total 8014668 11640747
Deduct those expired and marked off as terminated 6276163 10074058
In force at the end of the year 1738505 1566689
Deduct amount reinsured 869252 783344
Net amount in force 869253 783345
Business in the State of Georgia
Fire
Gross risks written 591857100
Less 2554737 risks cancelled and 1040977 reinsured in Com
panies authorized in Georgia 359571400
Net risks written 232285700
Gross premiums on risks written 9081913
Less 3504104 return premiums and 2213283 premiums for rein
surance in Companies authorized in Georgia 5717387
Net premiums received 3364526
Losses paid deducting salvage 1421080
Less losses on risks reinsured in Companies authorized in Georgia 604315
Net losses paid 81676584 Annual Report
Xiosses incurred 1856280
Less losses on risks reinsured in Companies authorized in Georgia 941615
Net losses incurred 914665
Investments in Georgia
Bonds 1020000
Total investments in Georgia 1020000
COMMERCIAL UNION ASSURANCE COMPANY LIMITED
U S Office 55 John St New York
A H Wray U S Manager
Attorney for service in GeorgiaD I Mclntyre Atlanta Ga
Kinds of business done in GeorgiaFire and Marine
Capital Stock
Ledger assets Dec 31 1917 1173745556
Extended at 1173745556
Income
Gross premiums on new business 1546056680
Deduct amounts paid for reinsurance and return
premiums 618943413
Total premiums 927113267
Interest and rents 42557618
Profit on sale or increase by adjustment of assets 75000
Other sources
Received from home office 24690265
Deposit premiums written on perpetual risks
gross 423978
24690265
Total income 994860128
Carried forward 2168605684
Disbursements
Net amount paid policyholders for losses 459745622
Commissions and allowances to agents 80571 53
b Renewal 19307X194
Salaries of officers and employes 52859909
Rents and interest 22189760
Advertising printing postage telegrams etc 10420677
Loss on sale and decrease by adjustment of assets 31665 24
Other items
Federal taxes 24478555
Taxes licenses and fees 29693068
Agents balances charged off L29380
New service 11200
Remitteu home office 96602868
American Red Cross 500000
United war work campanign 2J50OOO
British and Canadian patriotic fund 20 H i x
Deposit premiums returned on perpetual risks 456175
Real estate expenses 5513335
157734581
Total disbursements 907345420
Balance 1261260264Insurance Department of Georgia
85
Ledger Assets
Book value of real estate 612 500 00
Mortgage loans tirst liens I zsmM
Bonds at book vaue 716948863
Stocks at book value 18027998
Cash in office 1 794 06
Deposits at interest ZZZZZZZZZZZZ 260779353
Deposits not at interest 89 669 77
Agents balances net ZZZZZZZZZZZZZ 160992669
Other items
Bills receivable 294 58
Due for reinsurance 129 678 84
Reinsurance recoverable on paid losses 157910 06
Loans secured by pledge of bond per schedule C 16666i50
Total ledger assets as per balance No 23 12 612 602 64
NonLedger Assets
Interest due and accrued 100 99 99
Market value of assets over book value ZZ 347 50000
Total assets 1306109863
Deduct Assets Not Admitted
Agents balances 8834779
Bills receivable 294 58
Bond and stocks ZZ 52780861
Total not admitted assets 61j 45Q 9g
Total admitted assets 444 647 6i
Liabilities
Net amount of unpaid losses and claims j 1 901 o
Reserve on unearned premiums on risks outstandingZ 7403313 41
Salaries and miscellaneous accounts due or accrued 15796 ii
Taxes due or accrued 48417 15
Total amount of liabilities except capital q 9bi
Surplus over all liabilities ZZ jJYll02684 aisibJU81
Surplus protection to policyholders 0911 im
Total liabilities ZZZZZZZZZZZZZZZZZZZZ 1244464765
Business in ForceFire
Risks
In force December 31st 19171594 671631
Written or renewed in 1918 1326215852
Excess of original premiums over amount received
for reinsurance
Total 2920887483
Deduct expirations and cancellations 1169498 277
In force December 31 1918 1751 389 206
Deduct amount reinsured 373780 622
Net amount in force 1377608584
Business in ForceMarine and Inland
Premiums
1497682978
1200641325
109462
2698433765
105531409O
1643119675
322380340
1320739335
In force December 31st 1917 34315S552 ZTsMSI
Written or renewed in 1918 7558829806 345415355
Total 7593145358 375308316
Deduct expirations and cancellations 7468191502 2 901196 34
In force December 31 1918 124953856 851 886 82
Deduct amount reinsured 1 999 958 129485
Net amount in force 12295398 83l69l97
Perpetual Risks not included above 4 374549no
Deposit premiums on same 97425lE86
Annual Report
Year
Written
Term
Amount
Covered
1918 One year or Less 1492740383
1917 Two Years 7830837
1918 Two Years 8645453
1916 Three Years 180256928
1917 Three Years 215292255
1918 Three Years 226688583
1915 Four Years 1653870
1916 Four Years 1869159
1917 Four Years 2470245
1918 Four Years 5505290
1914 Five Years 44447390
1915 Five Years 42514963
1916 Five Years 42893386
1917 Five Years 44828359
1918 Five Years 53323150
Over Five Years 1700888
Advance Premiums 4947445
Totals 1377608584
Perpetual Risks 4374549
Grand Totals 1381983133
Premiums
Charged
Less Reins
1475196884
6234609
6624477
156922348
186333572
210232640
2051148
2248468
3089470
4904409
51913092
50032741
50694476
52677264
5589U766
1693589
3999382
1320739335
9742515
1330481850
Fraction Premiums
Unearned Unearned
12
14
34
78
110
310
12
710
910
pro rate
100
237598442
1558652
4968358
26153726
93166786
175193867
256394
843176
1930919
4291358
5191309
15009822
25347238
36874085
50301689
983023
3999382
683668226
8768264
692436490
Business in the State of Georgia during 1918
A Fire
Gross risks written 2156312900
Less 694170700 risks cancelled and 694443000
reinsurance in Companies authorized in Georgia 1090726800
Net risks written 1065586100
Gross premiums on risks written 29202921
Less 8581815 return premiums and 6848127 pre
miums for reinsurance in Companies authorized
in Georgia 9586549
Net premiums received 19616372
Losses paid deducting salvage 8308726
Less losses on risks reinsured in Companies au
thorized in Georgia 1682136
Net losses paid 6626590
Losses incurred 9601374
Less losses on risks reinsured in Companies au
thorized in Georgia 2467236
Net losses incurred 7134138
Marine and
Inland
5629872800
297886900
5331985900
22235484
5843393
16392091
I 1326762
1326762
1326762
1326762
COMMERCIAL UNION FIRE INS CO THE OF N Y
55 John Street New York
A H Wray President C 1 Holman Secretary
Attorney for service in GeorgiaJ H Whitner Atlanta Ga
Kinds of business done in GeorgiaFire Auto Tourist Tornado Sprinkler
Leakage
Capital Stock
Amount of paidup capital 20000000
Ledger assets Dec 31 19171 152035828
Extended at 152035828Insurance Department of Georgia
87
Income
Gross premiums on new business and renewal 3
Deduct amounts paid for reinsurance and return
premiums
185278694
84289297
Total premiums
Interest and rents
101989391
5361131
Total income 107350528
Carried forward f 259386356
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc I
Loss on sale and decrease by adjustment of assets
Other items
Dividends 2000000
Taxes 5086122
Sundrius 2978091
45645753
887559
25172377
5540842
246660
422251
52500
10064213
Total disbursements
Balance
88032153
171354203
Ledger Assets
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Reinsurance on paid losses
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued 992500
Total assets 172346703
Deduct Assets Not Admitted
535556
92629596
34899793
2817
21037770
21035577
1748650
171354203
Agents balances
Other items
Market value special deposits 1353464
Book value bonds and stocks over market value 9699789
11053253
Total not admitted assets 11588809
Total admitted assets 160757894
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Contingent commissions
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all liabilities
Surplus protection to policyholders
20000000
38339756
10086900
86947738
30000
4789500
564000
102418138
58339756
Total liabilities 16075789486
Annual Beport
Year
Written
Term
Amount
Covered
1918 One year or Less 1492740383
1917 Two Years 7830837
1918 Two Years 8645453
1916 Three Years 180256928
1917 Three Years 215292255
1918 Three Years 226688583
1915 Four Years 1653870
1916 Four Years 1869159
1917 Four Years 2470245
1918 Four Years 5505290
1914 Five Years 44447390
1915 Five Years 42514963
1916 Five Years 42893386
1917 Five Years 44828359
1918 Five Years 53323150
Over Five Years 1700888
Advance Premiums 4947445
Totals 1377608584
Perpetual Risks 4374549
Grand Totals 1381983133
Premiums
Charged
Less Reins
1475196884
6234609
6624477
156922348
186333572
210232640
2051148
2248468
3089470
4904409
51913092
50032741
50694476
52677264
55890766
1693589
3999382
1320739335
9742515
1330481850
Fraction Premiums
Unearned Unearned
12
14
34
16
12
56
18
38
58
78
110
310
12
710
910
pro rate
100
237598442
1558652
4968358
26153726
93166786
175193867
256394
843176
1930919
4291358
5191309
15009822
25347238
36874085
50301689
983023
3999382
683668226
8768264
692436490
Business in the State of Georgia during 1918
A Fire
Gross risks written 2156312900
Less 694170700 risks cancelled and 694443000
reinsurance in Companies authorized in Georgia 1090726800
Net risks written L 1065586100
Gross premiums on risks written 29202921
Less 8581815 return premiums and 6848127 pre
miums for reinsurance in Companies authorized
in Georgia 9586549
Net premiums received 19616372
Losses paid deducting salvage 8308726
Less losses on risks reinsured ill Companies au
thorized in Georgia 1682136
Net losses paid 6626590
Losses incurred 9601374
Less losses on risks reinsured in Companies au
thorized in Georgia 2467236
Net losses incurred 7134138
Marine and
Inland
5629872800
297886900
5331985900
22235484
5843393
16392091
1326762
1326762
1326762
1326762
COMMERCIAL UNION FIRE INS CO THE OF N Y
55 John Street New York
A H Wray President C 1 Holman Secretary
Attorney for service in GeorgiaJ H Whitner Atlanta Ga
Kinds of business done in GeorgiaFire Auto Tourist Tornado Sprinkler
Leakage
Capital Stock
Amount of paidup capital 20000000
Ledger assets Dec 31 1917 152035828
Extended at 152035828Insurance Department of Georgia
87
Income
Gross premiums on new business and renewal 188278694
Deduct amounts paid for reinsurance and return
premiunjs 84289297
Total premiums
Interest and rents
Total income
Carried forward
101989391
5361131
107350528
259386356
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Doss on sale and decrease by adjustment of assets
Other items
Dividends 2000000
Taxes 5086122
Sundries 2978091
45645753
887559
25172377
5540842
246660
422251
52500
10064213
Total disbursements
Balance
i32153
171354203
Ledger Assets
Bonds at book value 92629596
Stocks at book value 34899793
Cash in office 2817
Deposits at interest 21037770
Agents balances net 21035577
Other items
Reinsurance on paid losses 1748650
Total ledger assets as per balance No 23 171354203
NonLedger Assets
Interest due and accrued 992500
Total assets 172346703
Deduct Assets Not Admitted
535556
Agents balances
Other items
Market value special deposits
Book value bonds and stocks over market value
1353464
9699789
11053253
Total not admitted assets 11588809
Total admitted assets 160757894
Liabilities
Net amount of unpaid losses and claims 10086900
Reserves or unearned premiums on risks outstanding 86947738
Salaries and miscellaneous accounts due or accrued 30000
Taxes due or accrued 4789500
Other items
Contingent commissions 564000
Total amount of liabilities except capital 102418138
Capital actually paid in cash 20000000
Surplus over all liabilities 38339756
Surplus protection to policyholders 58339756
Total liabilities 160757894Annual Report
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917i 199827208 191457922
Written or renewed during the year 180623519 l70360o72
Total 380450727 361818494
Deduct those expired and marked off as terminated 147558314 140686808
In force at the end of the year 232892413 221131686
Deduct amount reinsured 66276118 67071296
Net amount in force 166616295 154060390
Business in ForceMarine and Inland
Risks Premiums
Written or renewed during the year 5584885 15918122
Total 5584885 15918122
Deduct those expired and marked off as terminated 1436118 4760395
In force at the end of the year 4148767 11157727
Deduct amount reinsured 179025 407595
Net amount in force 3969742 10750132
COMMONWEALTH INSURANCE CO THE OF N Y
76 William Street New York City
E G Richards President R R Barbour Secretary
Attorney tor service in GeorgiaW L Reynolds Atlanta Ga
Kinds of business done in GeorgieFire Auto Tornado Sprinkler Leakage
Explosion War Risks
Capital Stock
Amount of paidup capital 50000000
Ledger assets Dec 31 1917 354683415
Extended
at 354683415
Income
Gross premiums on new business 379275224
Deduct amounts paid for reinsurance and return
premiums 179208495
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
From agents balances previously charged oft
9487
200066729
14289002
130268
9487
Total income
Carried forward
214495486
569178901
Disbursements
Net amount paid policyholders for lossesj SHI
Legal and administrative expenses in adjustment of claims 2246784
Commissions and allowances to agents 45018973
Salaries of officers and employes 18051234
Rents and interest JSiJoJo
Advertising printing postage telegrams etc 3216248
Paid Policyholders for dividends 5000000Insurance Department of Georgia
89
Loss on sale and decrease by adjustment of assets 76639
Other items
Real estate expenses 606965
Inspecitions and surveys including underwriters boards and
tariff association 3044248
Federal taxes 3000886
Taxes licenses and fees 5730614
Agents balances charged off 12297
Miscellaneous 391407
Legal expenses excluding legal expenses on losses 5509fr
Total disbursements 194503247
Balance 374675654
Ledger Assets
Book value of real estate 9564512
Mortgage loans first liens i 18255000
Bonds at book value 230678437
Stocks at book value 77736689
Deposits at interest 10776758
Agents balances net 26163173
Other items
Bills receivable i 60339
Reinsurance recoverable on paid losses authorized
companies 1235881
Reinsurance recoverable on paid losses unau
thorized companies 204865
Total ledger assetsper balance No 23 374675654
NonLedger Assets
Interest due and accrued 3048425
Total assets 377724079
Deduct Assets Not Admitted
Agents balances 1664105
Bills receivable i 60339
Other items
Market value of special deposits in excess of
corresponding liabilities 955065
Book value of ledger assets over market value
bonds and stocks 27241126
Reinsurance recoverable on paid losses unau
thorized companies 264865
Total not admitted assets 30125500
Total admitted assets 347598579
Liabilities
Net amount of unpaid losses and claims 28569921
Reserves or unearned premiums on risks outstanding 153823960
Salaries and miscellaneous accounts due or accrued 600000
Taxes due or accrued 5284799
Other items
Contingent commissions or other charges due or
accrued 900000
Total amount of liabilities except capital 189178680
Capital actually paid in cash aSSSS
Surplus over all liabilities 108419899
Surplus protection to policyholders 158419899
Total liabilities 347598579
Business in ForceFire
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement 399450456 32481022990 Annual Report
Written or renewed during the year per Income
No 5 385846012 312654382
Total 785296468 637464611
Deduct those expired and marked oft as terminated 309590972 248879146
In force at the end of the year 475705496 388585465
Deduct amount reinsured schedule required 163400684 133273022
Net amount in force 312304812 255312443
Business in ForceMarine and Inland
Risks x Premiums
In force on the 31st day of December as per line
6 under this heading last years statement 26431702 57169547
Written or renewed during the year per Income
No 5 34621400 66620842
Total 61053102 123790389
Deduct those expired and marked off as terminated 40761548 73678974
In force at the end of the year 20291554 50111415
Deduct amount reinsured schedule required 5139204 9899024
Net amount in force 15152350 40212391
A Fire Marine and
Inland
Business in the State of Georgia
Gross risks written 667644100 36090000
Less 221401600 70600 risks cancelled and 1976286
124000 reinsurance in companies authorized in
Georgia 419028400 19460000
Net risks written 248615700 16630000
Gross premiums on risks written 7558255 650359
Less 1601614 94351 return premiums and 2400252
202069 premiums for reinsurance in companies
authorized in Georgia 4001866 296420
Net premiums received 3556389 353939
Losses paid deducting salvage 1144470 275455
Less losses on risks reinsured in Companies au
thorized in Georgia 260272 107849
Net losses paid 884198 167606
Losses incurred 2506862 220955
Less losses on risks reinsured in Companies au
thorized in Georgia 1453972 107849
Net losses incurred 1052890 113106
CONCORDIA FIRE INSURANCE CO THE OF MILWAUKEE
105 Wells St Milwaukee Wis
Gustav VoIIoeger Jr President Frank Damkehler Secretary
Attorney for service in GeorgiaDangdon Q Quin Atlanta Ga
Kinds of business done in GeorgiaFire and Marine Insurance
Capital Stock
Amount of paidup capital 75000000
Ledger assets Dec 31 1917 308079345
Extended at 308079345Insurance Department of Georgia
91
Income
Gross premiums on new business 289457176
Deduct amounts paid for reinsurance and return
premiums 83190865
Total premiums 206266311
Interest and rents 13211443
Profit on sale or increase by adjustment of assets 1967675
Other sources
Conscience money 1000
Agents balances previously charged off 12068
2013068
Total income 223458497
Carried forward 531537842
Disbursements
Net amount paid policyholders for losses 85999826
Commissions and allowances to agents 1857182
a First year and renewal 61731312
Salaries of officers and employes 12927453
Rents and interest 1118842
Advertising printing postage telegrams etc 1973813
Paid policyholders for dividends 7500000
Loss on sale and decrease by adjustment of assets 2692200
Other items
Miscellaneous donations etc 356059
Decrease in liabilities on account of reins treaties 4457401
Furniture and fixtures 479943
Maps 795918
Federal Tax 2285751
Inspections 3075448
Taxes licenses etc 6296301
Legal expenses excluding Agents balances marked expenses
for losses 287728 off 233930 Borrowed money and interest
thereon 2006111
Total disbursements 196055218
Balance 335482624
Ledger Assets
Mortgage loans first liens 104170000
Bonds at book value 168249200
Stocks at book value 14065000
Cash in office 1917307
Deposits at interest 9562549
Deposits not at interest 4189201
Agents balances net 33329367
Total ledger assets as per balance No 23 335482624
NonLedger Assets
Interest due and accrued 3516615
Other items
Due from other companies for losses paid schedule
E column 1 i 1683214
Total assets 340682453
Deduct Assets Not Admitted
Agents balances 1 198145
Total not admitted assets 198145
Total admitted assets 34048430892
Annual Report
Liabilities
Net amount of unpaid losses and claims 18156155
Reserves or unearned premiums on risks outstanding 190491389
Taxes due or accrued 5500000
Other items
Contingent commissions 1000000
Total amount of liabilities except capital 215147544
Capital actually paid in cash 75000000
Surplus over all liabilities 50336764
Surplus protection to policyholders 125336764
Total liabilities 340484308
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917i 358353553 357872001
Written or renewed during the year 254787788 281775141
Total 613141341 639647142
Deduct those expired and marked off as terminated 209919620 220080138
In force at the end of the year 403221721 419567004
Deduct amount reinsured 55078726 59572767
Net amount in Force 348142995 359994237
Business in ForceMarine and Inland
Risks Premiums
Written or renewed during the year 4412888 7682035
Total 4412888 7682035
Deduct those expired and marked off as terminated 3211564 5274307
In force at the end of the year 1201324 2407728
Net amount in force 1201324 2407728
Business in the State of Georgia during 1918
A Fire Marine and
Inland
Gross risks written 3732875 400000
Less 1066409 risks cancelled and 31832 rein
surance in companies authorized in Georgia 109824100
Net risks written 263463400 400000
Gross premiums on risks written 5815551 11531
Less 1035643 return premiums and 28727 pre
miums for reinsurance in companies authorized
in Georgia 1064370
Net premiums received 4751181 11531
Losses paid deducting salvage 1089769
Less losses on risks reinsured in companies au
thorized in Georgia 150926
Net losses paid 938843
Losses incurred 870401
Less losses on risks reinsured in companies au
thorized in Georgia 150926
Net losses incurred 719475
CONNECTICUT FIRE INSURANCE COMPANY
30 Trinity Street Hartford Connecticut
Edwin Milligan President
John A Cosmus F W Bowers G C
Long Jr Secretaries
Attorney for service in GeorgiaA E Hill Atlanta GaInsurance Department of Georgia
93
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1917 875968314
Extended at t 875968314
Income
Gross premiums on new business and renewal 9127632 28
Deduct amounts paid for reinsurance and return
premiums 275094882
Total premiums 637668346
Interest and rents 31911501
Profit on sale or increase by adjustment of assets 174000
Other sources
Trust fund payments by employes on Liberty Bonds 304250
Agents balances previously charged off 16318
Total income S 670074415
Carried forward 1546042729
Disbursements
Net amount paid policyholders for losses 5 262774343
Commissions and allowances to agents 5358492
a First year and renewal 151928719
151928719
Salaries of officers and employes 47521873
Rents and interest 2945209
Advertising printing postage telegrams etc 17200000
Paid Policyholders for dividends 27500000
Loss on sale and decrease by adjustment of assets 8250
Federal taxes 18601503
All other taxes licenses and fees 16980562
Legal expenses 130000
Agents balances charged off 177627
Miscellaneous expenses 1262980 37152672
Total disbursements 552389558
Balance 993653171
Ledger Assets
Mortgage loans first liens 50160000
Stocks at book value 755201721
Cash in office nnn iA
Deposits at interest 107363424
Deposits not at interest 4704542
Agents balances net 65744417
Other items na0n
Bill receivable taken for fire risks 10438714
Total ledger assets as per balance No 23 993653171
NonLedger Assets
Interest due and accrued 10806960
Amount recoverable for reinsurance on paid losses
per schedule E 1421438
Total assets 1005881569
Deduct Assets Not Admitted
Agents balances U2na
Bills receivable au4vi
Other items 1957c no
Interest over due or accrued iooocrV
Market value of special deposit Xti94
Annual Report
Bonds and stocks
45756121
Total not admitted assets 600 980 68
Total admitted assets 945783501
Liabilities
Net amount of unpaid losses and claims 64642000
Reserves or unearned premiums on risks outstanding 547010365
Salaries and miscellaneous accounts due or accrued 15000 00
Other items
Commissions or other charges due or accrued 1800000
Trust fund payments by employes on account
Liberty Loan Bonds 656750
Total amount of liabilities except capital 640609115
Capital actually paid in cash 100000000
Surplus over all liabilities 205174586
Surplus protection to policyholders 3 051743 86
Total liabilities 945783501
Business in ForceFire
Risks
In force on the 31st day of December as per line
6 under this heading in last years statement1023838598
Written or renewed during the year per Income
No 5 767965045
Excess of original premiums over amount received
for reinsurance
Premiums
983419609
801866355
28745
1785314709
638340631
1146974078
161558940
Net amount in force 996091101 985415138
Total 1791803643
Deduct those expired and marked off as terminated 641831048
In force at the end of the year 1149972595
Deduct amount reinsured schedule required 153881494
Business in ForceMarine and Inland
Risks
In force on the 31st day of December as per line
6 under this heading in last years statement 19568838
Written or renewed during the year per Income
No 5 401578982
Total 4211477820
Deduct those expired and marked off as terminated 394695261
26452559
537228
In force at the end of the year
Deduct amount reinsured schedule required
Net amount in force 25915331
Business in the State of Georgia during 1918
A Fire
Gross risks written 11532 849 00
Less 3179186 risks cancelled and 2198151 rein
surance in Companies authorized in Georgia 511863400 25870300
Net risks written 6414215 67744400
Gross premiums on risks written 128164 69
Less 2613220 return premiums and 2834620 pre
miums for reinsurance in Companies authorized
in Georgia 5210859
Premiums
42847349
110896873
153744222
90355275
63388947
667808
62721139
Marine and
Inland
93614700
1421557
236981
7605610
Net premiums received
Losses paid deducting salvage 1398209
Less losses on risks reinsured in Companies au
thorized in Georgia 182834
1184576
440940Insurance Department of Georgia
95
Net losses paid 1215375 440940
Losses incurred
Less losses on risks reinsured in Companies au
thorized in Georgia
Net losses incurred 1050324 220707
1231366 220707
181042
CONTINENTAL INSURANCE COMPANY THE
80 Maiden Lane New York N Y
Henry Evans President Ernest Sturm Secretary
Attorney for service in GeorgiaEdgar Dunlap Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Tornado Sprinkler Leakage
Inland and Ocean Marine Automobile Explosion Registered Mail and other
Insurance as granted by charter
Capital Stock
Amount of paidup capital 1000000000
Ledger assets Dec 31 1917 32415 6128
Extended at 3241576128
Income
Gross premiums on new business and renewal 2129371813
Deduct amounts paid for reinsurance and return
premiums 744030613
Total premiums ijelil
Interest and rents ji
Profit on sale or increase by adjustment of assets 19199416
Other sources
Agents balances previously charged off wii
Total income 1753654106
Carried forward 4995230231
Disbursements
Net amount paid policyholders for losses 1 573709827
Commissions and allowances to agents inilii oi
a First year and renewal r aaiSSS ii
Salaries of officers and employes fg
Rents and interest aonosKiQ
Advertising printing postage telegrams etc 14803619
Paid Policyholders for dividends iiHnn
Loss on sale and decrease by adjustment of assets 11147600
Other items in 7
Agents balances charged off oQonnnn
War work contributions sci ni
Investment expenses 707 94
Real estate expenses ntitii
Total disbursements 1362636394
3632593840
Balance T
Ledger Assets
Book value of real estate Itmoo
Mortgage loans first liens fiiisoo
Bonds at book value Hlssno
Stocks at book value 3 201 01
Cash in office 3 062440 16
Deposits at interest 30b440lt96
Annual Report
Deposits not at interest 737 59
Agents balances net 225350451
Other items
Bills receivable for tire risks 19009755
Amount recoverable for reinsurance on paid losses 1697958
20707713
Total ledger assets as per balance No 23 3632593840
NonDedger Assets
Interest due and accrued 18805663
Market value of assets over book value 15551375
Total assets 3666950878
Deduct Assets Not Admitted
Agents balances 9963219
Bills receivable 6937233
Other Items
Market value of special deposits in excess of
corresponding liabilities 4231687
Total not admitted assets 21132139
Total admitted assets 3645818739
Liabilities
Net amount of unpaid losses and claims 124350258
Reserves or unearned premiums on risks outstanding 1311244119
Dividends to policyholders declared but unpaid 100000000
Salaries and miscellaneous accounts due or accrued 19572812
Taxes due or accrued 63370000
Other items
Reserve for contingencies 10000000
Total amount of liabilities except capital 1628537189
Capital actually paid in cash 10000000000
Surplus over all liabilities 1017281550
Surplus protection to policyholders 2017281550
Total liabilities 3645818739
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 2511637783 2419412496
Written or renewed during the year 153390268 1782942096
Total 4365028051 4202354592
Deduct those expired and marked off as terminated 1463031218 1434733899
In force at the end of the year2901996833 27676 206 93
Deduct amount reinsured 432062998 390722731
Net amount in force 2469933835 2376897962
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 51182548 962 299 59
Written or renewed during the year1853390268 1782942096
Total 523060828 442659676
In force at the end of the year 2901996833 2767620693
In force at the end of the year 66890311 1 031 126 62
Deduct amount reinsured 6661593 21210020
Net amount in force 60228718 81902642Insurance Department of Georgia
Business in the State of Georgia during 1918
A Fire
Gross risks written I 3880510200
Less 7459037 risks canceled and 667538a rein
surance in Companies authorized in Georgia 1353554300
Net risks written 2526955900
Gross premiums on risks written 41863111
Less 5610379 return premiums and 6406684 pre
miums for reinsurance in Companies authorized U
in Georgia 11949715
Net premiums received 29913396
Losses paid deducting salvage 7 12579313
Less losses on risks reinsured in Companies au
thorized in Georgia 0idaua
Net losses paid 10555804
Losses incurred 15472719
Less losses on risks reinsured in Companies au
thorized in Georgia 2471468
Net losses incurred 13001251
97
Marine and
Inland
245237100
59887900
185349200
3152450 67348
3085102
14058 7028
7030
14058 7028
7030
COUNTY FIRE INSURANCE CO
110 South Fourth St Philadelphia Pa
Frank W Sargeant VicePresident Lewis W Crockett Secretary
jranK rn fo service in GeorgiaJohn J McKay Macon Ga
Kinds of business done in GeorgiaFire Lightning Tornado
Capital Stock
Amount of paidup capital qnVSfiqll
Ledger assets Dec 31 1917 90396911
90396911
Extended at
Income
Gross premiums on new business 103Ii2nn
Gross perpetual premiums
Deduct amounts paid for reinsurance and return
premiums
33156840
Total premiums 43 314 36
Interest and rents
Other sources oS4 re
Dis perpetual premiums asiaa
37526731
Total income
127923642
Carried forward
Disbursements
i 1 ro 1 AO Q7
Net amount paid policyholders for losses i
a First year 7071506
Salaries and expenses of officers and employes gsus
Rents and repairsfiTetc 395986
Advertising printing postage telegrams etc 20 00000
Paid Policyholders for dividends 98
Annual Report
Loss on sale and decrease by adjustment of assets 1 778 25
Other items
Deposit premiums returned 5 482 53
Inspections surveys including board association 8889 30
Agents balances charged off 1 197 88
Taxes and tees 23i812oO
Total disbursements 307 024 gg
Balance 97221156
Ledger Assets
Book value of real estate 40 94c 06
Mortgage loans first liens 3790000
Bonds at book value 68684393
Stocks at book value 102 620 00
Deposits at interest 18753 92
Agents balances net ZZZZl 7565AO
Name of Company Deposit
Lumbermans Insurance Company 140 00
Mechanics Insurance Company 142 50
Insurance Company of North America 45uO
Pennsylvania Fire Insurance Company 70625
ReUacne Insurance Company 165 00
United Firemens Insurance Company 29250
149125
Total ledger assets as per balance No 231 97221L56
NonLedger Assets
Interest due and accrued iq 3oj 55
Market value of assets over book value lnVnqcii
Other items luauaoi
Reinsurance due on losses paid 3 748 78
Interest Phila Fire United Association deposit 10ooo
Total assets f 109157138
Deduct Assets Not Admitted
Agents balances 5 952 24
Other items
Market value of special deposits in excess of
corresponding liabilities 561571
Total not admitted assets j R rK aK
Total admitted assets JLJJIZZZZZZIZZ lOsiwlit
Liabilities
Net amount of unpaid losses and claims 52 313 4c
Reserve or unearned premiums on risks outstanding 40555456
Salaries and miscellaneous accounts due or accrued 1100 00
Taxes due or accrued
Other items 2500000
10 Perpetual deposits other companies 149 12
Total amount of liabilities except capital 404 si7 10
Capital actually paid in cash 400 000 00 oii
Surplus over all liabilities 200486 30
Surplus protection to policyholders 600 486 30
Total liabilities 108500343
Business in ForceFire
Risks
In force December 31 1917 122663333
Written or renewed in 1918 102 788 909
Totals 225452242
Deduct expirations and cancellations 83107031
In force December 31 1918 142 345 211
Premiums
112729415
103070803
215800218
79743605
136056613Insurance Department of Georgia
99
Deduct amount reinsured
88278048
Net amount in force
Perpetual Risks not included in above
54067163
7561227
Business in the State of Georgia during 1918
89139413
46917200
17827808
Fire
Gross risks written 209297300
Less 41960000 risks cancelled and 2777600 reinsurance in Com
panies authorized in Georgia 44737600
Net risks written 164559700
Gross premiums on risks written
Less 305011 return premiums and 38789 premiums for rein
surance in Companies authorized in Georgia
Net premiums received
3192530
343800
2848730
Losses paid deducting salvage 553619
Less losses on risks reinsured in Companies authorized in Georgia 59611
Net losses paid 494008
Losses incurred 491501
Less losses on risks reinsured in Companies authorized in Georgia 86306
Net losses incurred
Year
Written Term
Amount
Covered
1918 Oone vear or less 24291385
1917 Two years 677816
1918 Two years 1018577
1916 Three years 5957502
1917 Three years 8028277
1918 Three years 8089400
1915 Four years 205254
1916 Four years 58215
1917 Four years 129663
1918 Four years 349729
1914 Five year 749450
1915 Five years 1356464
1916 Five years 1065004
1917 Five years 1054056
1918 Five years 990571
Over Five years
45800
Gross
Premiums
Charged
Less Reins
21982846
378644
593910
4586019
5776873
6632025
193858
69305
107915
168793
833883
1640517
1356745
1253045
1291165
51657
405195
Fraction Premiums
Unearned Unearned
11
14
34
16
i2
j6
18
28
S8
78
110
310
12
710
910
Pro rata
Totals 54067163 46917200
Perpetual 7561227 17827808
61628390 64745008
10991423
94661
145433
764337
2888437
552688
24232
25689
67447
147694
83388
4921 65
678313
8771S2
1162049
46576
24316014
16239442
40555456
City of Augusta
4 12 due 1944
Investments in Georgia
Flood Protection
Par value
Registered
1000000
Market value
1020000
EAGLE STAR BRITISH DOMINIONS INSURANCE CO LIMITED
123 William Street New York City
Fred S James Co U S Managers
Attorney for service in GeorgiaMilton Dargan Jr Atlanta Ga
Kinds of business done in GeorgiaFire and Tornado
Capital Stock
Amount of deposit capital 30000000
Ledger assets Dec 31 1917 117774495
Extended at 117774495100
Annual Report
Income
Gross premiums on new business 138320032
Deduct amounts paid for reinsurance and return
premiums 78459986
Total premiums 10
Interest and rentsIHZIZ 45025 71
Profit on sale or increase by adjustment of assets 1 005 28
Other sources 1sio
Remittance from home office i 21458
Total income 124584603
Carried forward 242359098
Disbursements
Net amount paid policyholders for losses 44 026 7
Commissions and allowances agents qioc
a First year IIIIIIIIIIIIITTlsTmToI
010 1 n a flfj
Salaries of officers and employes ijf
Rents and interest Iiitti
Advertising printing postage telegrams etc 62220n
Other items
Remittance to home office 7069363
Total disbursements 939 g74 26
Balance 148371672
Ledger Assets
Bonds at book value 1 oRR n Qc
Deposits at interest ibb4blJb
Agents balances net IIIZII 16522869
Total ledger assets as per balance No 23 1483716 72
NonLedger Assets
Interest due and accrued 16 100 62
Market value of assets over book value 60004
Other items b0004
Reinsurance recoverable on paid losses 705 92
Total assets i50652630
Deduct Assets Not Admitted
Total admitted assets j 50g 52K 30
Liabilities
Net amount of unpaid losses and claims 142 47c 3c
Reserves or unearned premiums on risks outstanding 723742 47
Salaries and miscellaneous accounts due or accrued L 150000
Taxes due or accrued icnnXnX
Other items 1500000
Contingent commissions due or accrued 5 032 01
Total amount of liabilities except capital 007 7 00
Surplus over all liabilities 618 77547 8
Surplus protection to policyholders 618 775 47
Total liabilities 150652630
Business in ForceFire
In force on the 31st day of December 1917 83 497017 TegM
Written or renewed during the year 204889246 193883679
Total 288386263 270829153Insurance Department of Georgia 101
Deduct those expired and marked off as terminated 130392336 110376472
In force at the end of the year 157993927 160452681
Deduct amount reinsured 33848613 32410821
Net amount in force 124145314 128041860
I
Business in the State of Georgia during 1918
Fire
Gross risks written 412547100
Less 1006988 risks cancelled and 638880 reinsurance in Com
panies authorized in Georgia 164586800
Net risks written 247960300
Gross premiums on risks written 4057069
Less 705348 return premiums and 402245 premiums for rein
surance in Companies authorized in Georgia 1107593
Net premiums received 2949476
Losses paid deducting salvage 341547
Net losses paid 341547
Losses incurred 397047
Net losses incurred 397047
EQUITABLE FIRE AND MARINE INSURANCE CO
Custom House Street Providence Rhode Island
Fred W Arnold President Samuel G Howe Secretary
Attorney for service in GeorgiaFloyd Johnson Atlanta Ga
Capital Stock
Amount of paidup capital 50000000
Ledger assets Dec 31 1917 151425243
Extended at 151425243
Income
Gross premiums on new business and renewal 288779496
Deduct amounts paid for reinsurance and return
premiums 211469342
Total premiums 77310154
Interest and rents 7178233
Total income 84488387
Carried forward 235913630
Disbursements
Net amount paid policyholders for losses 38046371
Commissions and allowances to agents 333400
b Renewal 25756133
Salaries of officers and employes 1157607
Rents and interest 278216
Advertising printing postage telegrams etc 42080
Paid Policyholders for dividends 5000000
Loss on sale and decrease by adjustment of assets 446250
Other items
Taxes Federal 1874095
State taxes 1850
Other taxes licenses fees 48808102
Annual Report
Agents balances charged off 63298
Real estate expenses and taxes 450526
2438577
Total disbursements
Balance
73498634
162414996
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Deposits at interest
Deposits not at interest
Other items
Suspense account Water Burglary Gas Light Co
Stock subscription
100000
8168000
9445000
102933333
30085000
13100343
1416680
100000
Total ledger assets as per balance No 23 162414996
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Reinsurance due on paid losses
Rents accrued
964
48500
1633672
703900
49464
Total assets 164802032
Deduct Assets Not Admitted
Other items
Market value special deposits per schedule pg 10
2256363
Total not admitted assets 2256392
Total admitted assets 162545640
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital
Capital actually paid in cash 50000000
Surplus protecton to policyholders 49479497
Surplus protection to policyholders
Total liabilities
15934735
44469254
162154
2500000
63066143
99479497
162545640
Business in the State of Georgia during 1918
A Fire
Gross risks written 343822900
Less 126228200 risks cancelled and 142507400
reinsurance in Companies authorized in Georgia 261727200
Net risks written 82095700
Gross premiums on risks written
Less 1162076 return premiums and 2092367 pre
miums for reinsurance in Companies authorized
in Georgia
Net premiums received
Losses paid deducting salvage
Less losses on risks reinsured in Companies au
thorized in Georgia
4179160
Marine and
Inland
28437800
7008400
21429400
464838
3108430
1070730
658579
570437
146013
318825
12155Insurance Department of Georgia
Net losses paid
Losses incurred
Less losses on risks reinsured in Companies au
thorized in Georgia
Net losses incurred
na 103
88142 12155
393747 119969
305605 88142 850 120813
FIDELITYPHENIX FIRE INSURANCE COMPANY OF NEW YORK
80 Maiden Lane New York
Henry Evans President Ernest Sturm Secretary
Attorney tor service in GeorgiaA L Waldo Atlanta Ga
Kinds of business done in GeorgiaFire Lightning YVindstrom Tornado
Sprinkler Leakage Inland Marine Ocean Marine Explosion and other
insurance as granted by charter
Capital Stock
Amount of paidup capital 250000000
Ledger assets Dec 31 1917 1899713728
Extended at 1899713728
Income
Gross premiums on new business and renewal 1763890904
Deduct amounts paid for reinsurance and return
premiums
544469142
Total premiums 1219421762
Interest and rents 98286891
Profit on sale or increase by adjustment of assets 88263831
495121302
11880990
269444504
87361506
7310158
25591647
55000000
40730700
Total income 1405972484
Carried forward 3305686212
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year and renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other Disubrsements
Furniture and fixtures 2430660
Maps including corrections 1617912
Inspections and surveys 16542720
Federal taxes 17456912
State County and municipal taxes 198J87194
Insurance Department licenses and fees 4177856
Fire Department Fire Patrol and Salvage Corps
assessments fees taxes and expenses 5222568
Legal expenses 266475
Agents balances charged off 9136
Bills receivable past due charged off 963154
War work contributions 1640000
Investment expenses other than real estate 77255
Repairs and expenses on real estate 901886
Taxes on real estate 408000
71651728
Total disbursements 1064082535
Balance 2241603677104
Annual Report
Ledger Assets
Book value of real estate 4JiISSSn
Mortgage loans first liens conn
Bonds at book value Iiiiznn
Stocks at book value 977i5no79
Cash in office ff
Deposits at interest f coom
Agents balances net 1655318b4
Bills receivable taken for fire risks 52816863
Amount recoverable for reinsurance on paid losses 5553266
58370129
Total ledger assets as per balance No 23 2241603677
NonLedger Assets
Interest due and accrued nnifor
Market value of assets over book value 800 ab
Other items
Rents due and accruedif 84u
8450
Total assets 2260370547
Deduct Assets Not Admitted
Agents balances 10635822
Bills receivable 14974731
Other items
Market value of special deposits in excess of
corresponding liabilnties 4338592
Total not admitted assets f no ooiMo
Total admitted assets 22304Z14Ui
Liabilities
Net amount of unpaid losses and claims 1112i
Reserves or unearned premiums on risks outstanding 1172530677
Dividends to stockholders declared but unpaid 37500000
Salaries and miscellaneous accounts due or accrued AoAnnn
Taxes due or accrued 40370000
Contingent commissions or other charges due or
accrued 5 4838050
Reserve for contingencies 5000000
9oooUoU
Total amount of liabilities except capital 1377152884
Capital actually paid in cash250000000
Surplus over all liabilities603268518
Surplus protection to policyholders 853268518
Total liabilities 2230421402
Business in ForceFire
Risks Premiums
In force on the 31st day of Decmeber 1917 2067305011 2036506424
Written or renewed during the year1525482484 1528808283
Total 3592787495 3565314707
Deduct those expired and marked off as terminated 1289792323 1168279499
In force at the end of the year2352995172 2397035208
Deduct amount reinsured 339754934 337249444
Net amount in force 2013240238 2059787564
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of Decemeber 1917 40103091 778450310
Written or renewed during the year 305922214 235082621
Total 346025305 313532931Insurance Department of Georgia
Deduct those expired and marked aff as terminated 279471175
In force at the end of the year 66554130
Deduct amount reinsured 8169590
Net amount in force 58384540
Business in the State of Georgia
A Fire
Gross risks written 2836637900
Less 626695800 risks cancelled and 347010000
reinsurance in Companies authorized in Georgia 973400800
Net risks written 1863237100
Gross premums on risks written 34091479
Less 5158845 return premiums and 3979263 pre
miums for reinsurance in Companies authorized
in Georgia 9134270
Net premiums received 24957209
Losses paid deducting salvage 11767627
Less losses on risks reinsured in Companies au
thorized in Georgia 1903313
Net losses paid 9864314
Losses incurred 16137726
Less losses on risks reinsured in Companies au
thorized in Georgia 3733782
Net losses incurred 12403944
105
210670208
102862723
20934520
81928203
Marine and
Inland
17974200
305000
17669200
84160
3838
80322
7028
7028
7030
7030
FIRE ASSOCIATION OF PHILADELPHIA
E C Irvin President M G Garrigues Secretary
Attorney for service in GeorgiaW B Chapin Atlanta Ga
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1917 1237766572
Extended at 1237766572
Income
Gross premiums on new business and renewal 1188490947
Deduct amounts paid for reinsurance and return
premiums 428225332
Total premiums 760265615
Interest and rents 54947257
Other items
Deposit premiums 1929750
Earned deposits 448658
Agents balances charged off 88795
Gross profit on sale assets 569631
Gross increase in book value assets 11815
3048649
Total income 818261521
Carried forward 2056028093106
Annual Report
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
a First year and renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Field supervisory
Furniture and fixtures
Maps
Inspections
Federal taxes
Taxes licenses
Legal
Agents balances
Miscellaneous
Deposits premiums account
Real estate expenses
Total disbursements
Balance
22698014
668113
1767751
13925874
13569927
18668708
124505
347313
7294
4510815
2209711
339237329
5108781
152495066
41875061
5543092
8548827
40000000
514929
78498225
671821310
1384206783
Ledger Assets
Book value of real estate 67186044
Mortgage loans first liens 298626366
Bonds at book value 730143807
Stocks at book value 34344313
Cash in office 106703670
Deposits not at interest 4495828
Agents balances net 131346394
Other items
Collateral loans 7315000
7315000
Total ledger assets as per balance No 23 1384206783
NonLedger Assets
Interest due and accrued 15568253
Market value of assets over book value 13145600
Other items
Rents due and accrued 191155
Reinsurance due on paid losses 4978450
5169605
i
Total assets i 1405076097
Deduct Assets Not Admitted
Agents balances 709686
Other items
Companys stock owned 868000
Fxcess deposits 4542689
Book value over market value 1 50797620
56208309
Total not admitted assets 56917995
Total admitted assets 1348158102
Liabilities
Net amount of unpaid losses and claims 95238224
Reserves or unearned premiums on risks outstanding 74234778
Salaries and miscellaneous accounts due or accrued 2202308
Taxes due or accrued 15500000
Contingent commissions due or accrued 1020468
Total amount of liabilities except capital 888195778Insurance Department of Georgia 107
Capita actually paid in cash 100000000
Surplus over all liabilities 359962324
Surplus protection to policyholders 459962324
Total liabilities 1348158102
Business in ForceFire
Risks Premiums
In force on the 31st day of December as per line
6 under this in last years statements1210780618 1171246020
Written or renewed during the year per income
No 5 1049797248 1126360282
Total 2260577866 2297906302
Deduct those expired and marked off as
terminated 899795583 917053789
In force at the end of the year 1360782283 1380552513
Deduct amount reinsured schedule required 189683743 194860118
Net amount in force1171098540 1185692395
Business in ForceMarine and Inland
Written or renewed during the year per income
No 5 135281765 62130665
Total 135281765 62130665
Deduct those expired and marked off as
terminated y 122488279 44898363
In force at the end of the year 12793486 17232302
Deduct amount reinsured schedule required 2579471 3250466
Net amount in force 10214015 13981836
Perpetual Risks not included above 6792800700 Deposits Premiums on same
154167303
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
FIREMANS FUND INSURANCE COMPANY
401 California Street San Francisco
J B Levison President Herbert P Blanchard Secretary
Attorney for service in GeorgiaE T Gentry Atlanta Ga
Capital Stock
Amount of paidup capital 150000000
Ledger assets Dec 31 1917 1755455644
Extended at 1755455644
Income
Gross premiums on new business 2713751677
Deduct amounts paid for reinsurance and return
premiums 1349086920
Total premiums 1364664757
Interest and rents 66114477
Profit on sale or increase by adjustment of assets 209900
Total income 1430989134
Carried forward 3186444778108
Annual Report
Disbursements
Net amount paid policyholders for losses 823024282
Legal and administrative expenses in adjustment of claims 10923511
Commissions and allowances to agents 232568498
Salaries of officers and employes 92487286
Rents and interest 5412015
Advertising printing postage telegrams etc 151389435
Paid Policyholders for dividends 30000000
Loss on sale and decrease by adjustment of agsets 41282
Total disbursements 1345846309
Balance 1840598469
Ledger Assets
Book value of real estate
Mortgage loans first liens 1
Bonds at book value 9
Stocks at book value
Cash in office t
Deposits at interest 2
Deposits not at interest
Loans secured by pledges of bonds and stocks 19747500
Agents balances 330177158
Bills receivable 20807336
Total lerger assets as per balance No 23
42596467
99125000
13676377
77165600
2591911
29766010
4945080
1840598469
NonLedger Assets
Interest due and accrued
Other items
Reinsurance recoverable on paid losses Marine
Reinsurance recoverable on paid losses Fire
18054146
34148207
997769
Total assets 1893798591
Deduct Assets Not Admitted
Agents balances 28145238
Bills receivable 2586900
Other items
Loans on personal security 680000
Over due interest 4295330
Ledger assets over market value 62224878
On deposit in Rhemischen credit bank Mannberin
Germany 1883987
Total not admitted assets 99816333
Total admitted assets 1793982258
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts du or accrued
Taxes due or accrued
Other items
Reserve for unpaid liability losses
Total amount of liabilities except capital
Capital actually paid in cash 150000000
Surplus over all liabilities 401710805
Surplus protection to policyholders L
Total liabilities
284903990
857541984
7500000
23550000
67500000
1275479
1242271453
551710805
1793982258
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 1131235237 i 1241845459
Written or renewed during the year 1013811025 1099513759
Total 2145046262 2341359218Insurance Department of Georgia
109
Deduct those expired and marked off as terminated 768345790 839634751
In force at the end of the year 1376700472
Deduct amount reinsured 291359593
Net amount in force 1085340879
Business in ForceMarine and Inland
In force on the 31st day of December 1917 298419328
Writtten or renewed during the year 5018440705
Total 5316860033
Deduct thise expired and marked off as terminated 5041663099
In force at the end of the year 275196934
Deduct amount reinsured 78399394
Net amount in force 196797540
Business in the State of Georgia during 1918
A Fire
Gross risks written 3144177700
Less 861763500 risks cancelled and 459282500
reinsurance in Companies authorized in Georgia 1272578800
Net risks written 1871598900
Gross premiums on risks written 44080527 4113278
Less 9096775 return premiums and 5830995 pre
miums for reinsurance in Companies authorized
in Georgia 14059732 868038
Net premiums received 30020795 3245240
Losses paid deducting salvage 9054396 2948497
Less losses on risks reinsured in Companies au
thorized in Georgia 1286220
Net losses paid 7768176 2948497
Losses incurred 9901198 3556682
Less losses on risks reinsured in Companies au
thorized in Georgia 1574842
Net losses incurred 8326356 3556682
1501724467
280853774
1220870693
Premiums
616012499
1614237918
2230250417
1641569170
588681247
192815833
395865414
Marine and
Inland
317304900
48467200
268837700
FIREMENS INSURANCE COMPANY
780 to 786 Broad St Newark N J
Daniel H Dunham President A H Hassinger Secretary
Attorney for service in GeorgiaA L Brooks Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Marine and Inland
Capital Stock
Amount of paidup capital 125000000
Ledger assets Dec 31 1917 587315481
Extended at 587315481
Income
Gross premiums on new business 748356459
Deduct amqunts paid for reinsurance and return
premiums 282799680
Total premiums 465556779110
Annual Report
Interest and rents 39127070
Profit on sale or increase by adjustment ot assets 4322088
Other sources
United States revenue stamps refund 134605
Employes Liberty Bonds Subscriptions 74034
Sale of rights American Tel and Tel Co stock 550
Prom agents balances previously charged off 23500 232689
Total in Come 509238626
Carried forward 1096554107
Disbursements
Net amount paid policyholders for losses 198190875
Commissions and allowances to agents 4554260
b Renewal 107154105
Salaries of officers and employes 19190808
Rents and interest 2026993
Advertising printing postage telegrams etc 4695351
Paid Policyholders for dividends 30000000
Loss on sale and decrease by adjustment of assets 46 20940
Other items
Furniture and fixtures 1176384
Legal expenses 182015
Maps 623549
Agents balances charged off 250997
Inspections and surveys 7666511
Miscellaneous 826951
Taxes 19478718
Real estate expenses 7389558
Field supervisory expenses 9442398
47037075
Total disbursements 417470407
Balance 79083700
Ledger Assets
Books value of real estate 107957765
Mortgage loans 218945000
Bonds at book value 163009666
Stocks at book value 89660000
Cash in office 1815310
Deposits at interest 19256939
Deposits not at interest 1000000
Agents balances net 77439020
Total ledger assets as per balance No 23 679083700
NonLedger Assets
Interest due and accrued 4990741
Market value of assets over book value 163005668
Other items
Reinsurance due on losses paid schedule E column 1 9588209
Total assets 856668318
Deduct Assets Not Admitted
Agents balances
Other items
Market value special deposits
Total not admitted assets
1063689
2506673
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Principal unpaid on scrip 232604
Contingent commission 1200000
3570362
77395848
414214367
750000
9000000Insurance Department of Georgia Ill
Employes Liberty Bond subscription account 257903
Home office commission due brokers 432827
2123334
Total amount of liabilities except capital 503483549
Capital actually paid in cash 125000000
Surplus over all liabilities 224614407
Surplus protection to policyholders 349614407
Total liabilities 853097956
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 926183449 900604127
Written or renewed during the year 628983843 665841379
Total 1555167292 1566445506
Deduct those expired and marked off as terminated 598778466 596717032
In force at the end of the year 956388826 969728474
Deduct amount reinsured 200054543 204598353
Net amount in force 756334283 765130121
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 3089814 9914460
Written or renewed during the year 29462530 82515080
Total 32552344 92429540
Deduct those expired and marked off as terminated 17848632 42564265
In force at the end of the year 14703712 49865275
Deduct amount reinsured 2601646 7797305
Net amount in force 12102066 42067970
Business in the State of Georgia during 1918
A Fire Marine and
Inland
Gross risks written 857617400 300000
Less 1983294 risks cancelled and 2434940 rein
surance in Companies authorized in Georgia 441723400 100000
Net risks written 415894000 200000
Gross premiums on risks written 9629971 43093
Less 1525665 return premiums and 219940 pre
miums for reinsurance in Companies authorized
in Georgia 3705871 2734
Net premiums received 5924100 40359
Losses paid deducting salvage 1643897
Less losses on risks reinsured in Companies au
thorized in Georgia 1429693
Net losses paid 214204
Losses incurred 844334
Less losses on risks reinsured in Companies au
thorized in Georgia 792299
Net losses incurred 52035
Inevestments in Georgia
Bonds 1000000
Total investments in Georgia 1000000112 Annual Report
FITCHBURG MUTUAL FIRE INSURANCE CO
781 Main St Fitchburg Mass
Lincoln R Welch President Freak W Porter Secretary
Attorney for service in GeorgiaJ L Riley Atlanta Ga
Kinds of business done in GeorgiaMutal Fire Insurance
Capital Stock
Ledger assets Dec 31 1917 24246360
Extended at 24246360
Income
Gross renewal premiums 44914832
Deduct amounts paid for reinsurance and return
premiums i 10718996
Total premiums 34195836
Interest and rents 1321828
Profit on sale or increase by adjustment of assets 86045
Total income 35603709
Carried forward 59850069
Disbursements
Net amount paid policyholders for losses 14059315
Commissioins and allowances to agents 217970
b Renewal 3846881
Salaries of officers and employes 1600760
Rents and interest 179666
Advertising printing postage telegrams etc 552864
Paid Policyholders for dividends 5483608
Loss on sale and decrease by adjustment of assets 141559
Othe it ms
Real estate expense 556742
State taxes 575357
Federal taxes 283556
Inspections 1202987
Maps 75087
Miscellaneous 116537
Field supervisory expense 306058
3116324
Total disbursements 29198947
Balance 30651122
Ledger Assets
Book value of real estate 5600000
Bonds at book value 10567105
Stocks at book value 8210948
Cash in office 25445
Deposits at interest r 2115712
Agents balances net 4131912
Total ledger assets as per balance No 23 30651122
NonLedger Assets
Interest due and accrued 164806
Other items t
Rents due 39825
Reinsurance due 50265
95090
Total assets 30911018Insurance Department of Georgia
113
Deduct Assets Not Admitted
Other items
Book value over market value of securities 683753
Total not admitted assets 683753
Total admitted assets 30227265
Liabilities
Net amount of unpaid losses and claims 2112151
Reserves or unearned premiums on risks outstanding 19385738
Dividends to policyholders on risks outstanding 235337
Salaries and miscellaneous accounts due or accrued 53420
Taxes due or accrued 535397
Total amount of liabilities except capital 22322043
Surplus over all liabilities 7205222
Surplus protection to policyholders 7905222
Total liabilities 30227265
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 33471382 41817574
Written or renewed during the year 34325610 44914832
Total 67796992 86732406
Deduct those expired and marked off as terminated 30508546 37336909
In force at the end of the year 37288446 49395497
Deduct amount reinsured 10813813 11684137
Net amount in force 26474633 37711360
Business in the State of Georgia during 1918
Fire
Gross risks written 46416000
Less 18725000 risks cancelled and reinsuranse in Companies au
thorized in Georgia 18725000
Net risks written 27691000
Gross premiums on risks written 754633
Less 118167 return premiums and 1440 premiums for rein
surance in Companies authorized in Georgia 119607
Net premiums received 635026
Losses paid deducting salvage 232916
Net losses paid 232916
Net losses incurred 197629
Inevestments in Georgia
Bonds S 1000000
Total investments in Georgia 1000000
FRANKLIN FIRE INSURANCE COMPANY THE
421 Walnut Street Philadelphia
Elbredge G Snow President Charles L Tyner Secretary
Attorney for service in GeorgiaC W Phillips Atlanta Ga114
Annual Report
Capital Stock
Amount of paidup capital
Ledger assets Dec 31 1917
50000000
293283568
Extended at 293283568
Income
Gross premiums on new business 690739052
Deduct amounts paid for reinsurance and return
premiums 531392923
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
United securities
Transfer fees
11030
40900
Total income
Carried forward
160439414
12083212
27757118
51930
200331674
493615242
Disbursements
Net amount paid policyholders for losses 54879735
Legal and administrative expenses in adjustment of claims 2736058
Commissions and allowances to agents 43715508
Salaries of officers and employes 4262293
Rents and interest 2566S3
Advertising printing postage telegrams etc 474266
Paid policy holders for dividends 5000000
Loss on sale and decrease by adjustment of assets 2475482
United war fund war chest 1000000
Sundry items 3715
10037 15
Total disbursements
Balance
114833740
378781502
Ledger Assets
Book value of real estate 15049511
Bonds at book value 253565062
Stocks at book value 23136760
Deposits at interest 26757913
Agents balances net 602172256
Total ledger assets as per balance No 23 378781502
NonLedger Assets
Interest due and accrued
Total assets
Deduct Assets Not Admitted
Agents balances
Other items
Real estate 801906
Stocks and bonds 4193997
Total not admitted assets
Total admitted assets
3592485
382373987
136669
4995903
5132572
377241415
Liabilities
Net amount of unpaid losses and claims 27788100
Reserves or unearned premiums on risks outstanding 15204O1
Salaries and miscellaneous accounts due or accrued 73817913Insurance Department of Georgia 115
Taxes due or accrued 5000000
Total amount of liabilities except capital 259020174
Capital actually paid in cash 50000000
Surplus over all liabilities 68221241
Surplus protection policyholders 118221241
Total liabilities 377241415
Business in ForceFire
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement 480967319 440565800
Written or renewed during the year per income
No 5 582897887 513160856
Total 1063865206 953726656
Deduct those expired and marked off as terminated 417081265 332252856
In force at the end of the year 646783941 621473800
Deduct amount reinsured schedule required 461681249 461312200
Net amount in force 185102692 160161600
Business in the State of Georgia during 1918
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement 12635353 34442900
Written or renewed during the year per income
No 5 113693152 177578196
Total I 126328805 212021096
Deduct those expired and marked off as terminated 99490884 137144696
In force at the end of the year 26837921 74876400
Deduct amount reinsured schedule required 17753228 51674100
Net amount in force 9084693 232023oo
Perpetual risks not included above 26424219
Deposit premiums on same 56656281
Business in the State of Georgia
Fire
Gross risks written 455250700
Less 510205 risks cancelled and reinsurance in Companies au
thorized in Georgia 51020500
Net risks written 404230200
Gross premiums on risks written 7356053
Less 828493 return premiums for reinsurance in Companies au
thorized in Georgia 828493
Net premiums received 6527560
Losses paid deducting salvage 1135155
Net losses paid 1135155
Losses incurred 1365751
Net losses incurred 1365751
GEORGIA HOME INSURANCE CO THE
1046 Broad Street Columbus Georgia
Rhodes Browne President Dana Blackmar Secretary
Kinds of business done in GeorgiaFire Insurance116
Annual Report
Amount of paidup capital 20000000
Ledger assets Dec 31 1917 62987451
Extended at 62987451
Income
Gross premiums on new business gross renewal
premiums 73729240
Deduct amounts paid for reinsurance and return
premiums 38124180
Total premiums
Interest and rents
Profit on sale or increase by adjustmnet of assets
Other sources
Ledger accounts previously charged off
Borrowed money
Adjustment reinsurance balances
35605060
2937877
138000
42059
18502917
571652
Total income 57797565
Carried forward 120785016
Disbursements
Net amount paid policyholders for losses 11291333
Legal and administrative expenses in adjustment of claims 314135
Commissions and allowances to agents First year and renewal 7S15041
Salaries of officers and employes 3173983
Rents and interest 661761
Advertising printing postage telegrams etc 867703
Loss on sale and decrease by adjustment of assets 698082
Other items
Taxes 1620237
Building expense and taxes 956650
Borrowed money repaid 18415980
Maps Und Boards Auditing Accts charged off General
Office Expense etc 1104117
Total disbursements 46919022
Balance
73865994
Ledger Assets
Book value of real estate
Mortgage loans
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Collateral loans
Due from ReIns Cos Losses paid
Personal accounts
Total ledger assets as per balance No 23
6000000
3799002
26838650
14965000
922606
373657
4284426
12037753
3896615
642443
105842
73865994
XonLedger Assets
Interest due and accrued 256259
Market value of assets over book value j 1553873
Total assets 75676126
Deduct Assets Not Admitted
Agents balances 60369
Other items
Personal accounts 105842Insurance Department of Georgia
117
Total not admitted assets
Total admitted assets
166211
75509915
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Taxes due or accrued
Other items
Reinsurance accounts
Borrowed money
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all liabilities
20000000
13250561
5498803
24550740
750000
3459811
8000000
42259354
Surplus protection to policyholders 332 505 gj
Total liabilities 75509915
Business in ForceFire Insurance Companies

In force on the 31st day of December
Written or renewed during the year
Total f
Deduct those expired and marked off as terminated
In force at the end of the year
Deduct amount reinsured
Net amount in force
Risks
45605080
64262623
109867703
49389630
60478073
24095747
36382326
Premiums
61995784
73729240
135725024
57053777
78671247
31264050
47406397
Business in the State of Georgia During 1918
681027800
Gross risks written
Less 1416139 risks cancelled and 2467162 reinsuranceirT Com
panies authorized in Georgia 3 SS3 301 qq
Net risks written 7292697700
Gross premiums on risks written
Less 1241464 return premiums and 3569797 premiums for rein
surance in Companies authorized in Georgia
9448571
4811261
Net premiums received fi 7 1ft
Losses paid deducting salvage 29699 7
Less losses on risks reinsured in Companies authorized in Georgia 13 I505
Net losses paid
Losses incurred
Less losses on risks reinsured in Companies authorized inGeorgia
Net losses incurred
1644302
3551624
1935042
1616582
GIRARD FIRE MARINE INSURANCE CO
633 Chestnut St Philadelphia Penna
Henry M Gratz President Davis G Vaughan Secretary
Attorney for service in GeorgiaA L Brooks Atlanta Ga
Kinds of business done in GeorgiaFjre and Tornado
Amount of paidup capital S 500 000 00
Ledger assets Dec 31 1917 2590130499
Extended at 259030499118
Annual Report
Gross premiums on new business 229597296
Deduct amounts paid for reinsurance and return
premiums 91617859
Total premiums 1no7Ko
Interest and rents oa Jc
Profit on sale or increase by adjustment of assets 4Suu4t
Other sources
Deposit premiums on perpetual risks in
Assignment fees on perpetual policies IJi52
Agents balance previously charged off21096
Total income 154523514
Carried forward 413554013
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents First year and renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Field Supervisory Expense
Furniture and fixtures
Maps
Inspections and surveys
Taxes
Legal expenses
Agents balance charged off
Deposit premiums returned
Miscellaneous
3339803
392213
222353
2127518
6278867
24975
240
17937
405419
45307078
775692
33780082
7764354
1322050
1816488
6000000
18216814
15409325
Total disbursements 130391883
Balance
283162130
Ledger Assets
Mortgage loansi 5 133finooo
Bonds at book value JifiOKnoo
Stocks at book value 189878
Cash in office liss
Deposits at interest iS
Agents balances net 2250433
Other items
Loans per Schedule C 702o7
Bills receivable SJ
U S Govt Thrift Stamps
Philadelphia Sub Undw Assn10000 7 275 42
Total ledger assets as per balance No 23 283162130
NonLedger Assets
Interest due and accrued qoft
Market value of assets over book value nasauu
Reinsurance recoverable on paid losses 1684013
Total assets 289206944Insurance Department of Georgia
119
Deduct Assets Not Admitted
Agents balances
schedule P 10 I
Other items
Market value of special deposits in excess of corres
ponding liabilities Per schedule special deposit
schedule p 10
Total not admitted assets
Total admitted assets
460993
604160
1065153
288141791
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Amount reclaimed by insured 52237815
12118230
133382212
600000
2500000
52237815
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all liabilities
50000000
37303534
200838257
Surplus protection to policyholders
Total liabilities
87303534
288141791
Business in Force Fire Insurance Companies
Fire Risks
In force on the 31st day of
December 1917
Written or renewed during
the year
Total
Deduct those expired and
marked off as terminated
In force at the end of the
year
Deduct amount reinsured
Net arnpunt in force
Perpetual Risks not included
Deposit premiums on same
279529761
219570320
517100081
Gross
Premiums
Thereon
258935065
226155886
485090951
Marine Gross
and In Premiums
land Risks Thereon
161336442 153407698
355763639
103728047
252035592
above
331683253
99187061
232496192
1154922
1154922
176241
978681
978681
3441410
3441410
513285
2928125
2928125
2830276800
58042016
Business in the State of Georgia During 1918
Fire
Gross risks written 371341800
Less 800368 risks cancelled and 1022455 reinsurance in Com
panies authorized in Georgia 1182242200
Net risks written
Gross premiums on risks written
Less 709474 return premiums and 1401547 premiums for re
insurance in Companies authorized in Georgia
189099600
4650511
2111021
Net premiums received
Losses paid deducting salvage
Less losses on risks reinsured in Companies authorized in Ga
Net losses paid
2539490
1289582
750091
539491
Losses incurred 1473000
Less losses on risks reinsured in Companies authorized in Ga 828292
Net losses incurred 644708120
Annual Report
Investments in Georgia
Bonds 1000000
Total investment in Georgia1 1000000
GLENS FALL INSURANCE CO
Corner Bay and Glen Glens Falls N X
R A Little President H N Dickinson Secretary
Attorney for service in GeorgiaArthur Howell Chandler Bldg Atlanta Oa
Kinds lot business done in GeorgiaFire Automobile Marine Tornado
Sprinkler Leakage Explosion Riot and Civil Commotion
Capital Stock
Amount of paidup capital 50000000
Ledger assets Dec 31 1917 7108li95i
Extended at
Income
Gross premiums on new business and renewal 729325268
Deduct amounts paid for reinsurance and return
premiums 275b90405
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
From agents balances previously charged ott
710817957
53634803
32252163
4644185
19296
Total income 490550447
Carried forward 1201368404
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Agents balances charged off
b Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Maps including corrections
Inspections and surveys including underwriters
boards and tariff association
Taxes licenses and fees
Real estate repairs expenses and taxes
Interest on treaty reserves
Decrease in liabilities in year on account of rein
surance treaties
216996829
4977233
854652
99268666
31782071
2098371
7965266
18500000
6909600
1473343
17640250
2524344
343770
376715
Total disbursements 1 j0680098
Balance 78068830b
Ledger Assets
Book value of real estate 22725655
Mortgage loans oa7987i 4
Bonds at book value SqJq nn
Stocks at book value 6632ir22
Cash in office anaVilai
Deposits at interest 90877492Insurance Department of Georgia 121
Deposits not at interest ilS2
Agents balances net 7345509U
Other items
Loans secured by pledge ot bonds or other collater
al 20090200
Total ledger assets as per balance No 23 780688306
NonLedger Assets
Interest due and accrued 5 6338512
Other items
Reinsurance due on losses paid szo5
Total assets 790854396
Deduct Assets Not Admitted
Agents balances 800213
Other items
Market value special deposit in excess of cor
responding liabilities 988867
Mortgages other than first see line 2 650000
Total not admitted assets 2439080
Total admitted assets 788415316
Liabilities
Net amount of unpaid losses and claims flff
Reserves or unearned premiums on risks outstanding 35b95431b
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued Mnons
Taxes due or accrued 8609055
Other items
Funds held under reinsurance treaties 7426728
Reserved for contingencies 4000000
Reserved for dividends 12500000
Total amount of liabilities except capital 48239944
Capital actually paid in cash f2SS22SS
Surplus over all liabilities 256035o72
Surplus protection to policyholders Sr
Total liabilities 78841531b
Business in ForceFire
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement 778772182 659167370
NTTTZ 585072124 571805016
Totals 1363844306 1230972386
Deduct those expired and marked off as terminated 485633389 436831288
In force at the end of the year 878 210917 S 794141098
Deduct amount reinsured schedule required 17705b310 1538 884a
Net amount in force 701154607 640262249
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement 41826121 104328418
e5 LTi3Ah7flln mmm 157520252
Tnt t 488729527 261848670
Deduct ThoseexFiredandmarked off as terminated 450790386 193828000
In force at the end of the year WAV i mftS
Deduct amount reinsured schedule required 7046492 137li204
Net amount in force 30892649 54303466122 Annual Report
Business in the State of Georgia during 1918
liire
Gross risks written 855286 i00
Less 203041700 risks cancelled and 209082600 reinsurance in
Companies authorized in Georgia 412124300
Net risks written 443162100
Gross premiums on risks written 10186282
Less 1875962 return premiums and 3069458 premiums for re
insurance in Companies authorized in Georgia 4945420
Net premiums received S 5240862
Losses paid deducting salvage 3609841
Less losses on risks reinsured in Companies authorized in Georgia 1361657
Net losses paid 2248184
Losses incurred 3467106
Less losses on risks reinsured in Companies authorized in Georgia 1361657
Net losses incurred 5 2105449
Investments in Georgia
Bonds 2500000
Total investments in Georgia 25JOOOC
GLOBE RUTGERS FIRE INS CO
Ill William St New York City
E C Jameson President J H Mulwhite Secretary
Attorney for service in GeorgiaJ L Riley Atlanta la
Kinds of business done in GeorgiaFire Tornado Auto
Capital Stock
Amount of paidup capital fOO60000
Ledger assets Dec 31 1917 S2103086t0
Extended at 2210308640
Income
Gross premiums on new business 310314462
Gross renewal premiums 2722294784
Deduct amounts paid for reinsurance and return
premiums 998819104
Total premiums 2033790142
Interest and rents 109567273
Other sources
Borrowed money profit on sales of securities 709199
Total income 2305480114
Carried forward 4515788754
Disbursements
Net amount paid policyholders for losses 933932301
Commissions and allowances to agents 9186011
b Renewal 296935167
Salaries of officers and employes 48481274
Rents and interest 9233601
Advertising printing postage telegrams etc 3129730Insurance Department of Georgia
123
Paid Policyholders for dividends 33600000
Loss on sale and decrease by adjustment of assets 791982
Federal state taxes legal expense Inspection survey expensesetc 138644116
Total disbursements 1459134182
Balance 3056654572
Ledger Assets
Book value of real estate 7897500
Mortgage loans 25840000
Bonds at book value 1355824045
Stocks at book value 1059020967
Cash in office 2576248
Deposits at interest 242627718
Deposits not at interest 4500000
Agents balances net 360358094
Total ledger assets as per balance No 23 3056654572
NonLedger Assets
Interest due and accrued 21728732
Other items
Premiums recoverable on paid losses 8724768
8724768
Total assets 3087108072
Deduct Assets Not Admitted
Agents balances 30742505
Other items
Book value of ledger assets over market value 17419412
Total not admitted assets 48161917
Total admitted assets 3038946155
Liabilities
Net amount of unpaid losses and claims 391033800
Reserves or unearned premiums on risks outstanding 1150112324
Salaries and miscellaneous accounts due or accrued 1500000
Taxes due or accrued 84500000
Other items
Commission due for borrowed money and reserve per Deprecia
tion of secureties 459400000
Total amount of liabilities except capital 2086546124
Capital actually paid in cash 70000000
Surplus over all liabilities 882400031
Surplus protection to policyholdders 952400031
Total liabilities 3038946155
Business in ForceFire
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement11373217657 1575321031
Written or renewed during the year per income
No 5 1798318489 2098873309
Total 3171536146 3674194300
Deduct those expired and marked off as terminated 1344743142 1431590233
In force at the end of the year1826793004 2242604107
Deduct amount reinsured schedule required 264702780 399556163
Net amount in force 1562090224 1843047944124
Annual Report
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement 74217225 195579351
Written or renewed during the year per income
No 5 794170224 933735937
Total 868387449 1129315288
Deduct those expired and marked off as terminated 702598659 826676883
In force at the end of the year 165788790 302638405
Net amount in force 165788790 302638405
Business in the State of Georgia during 1918
Fire
Gross risks written lf24064000
Less 386887100 risks cancelled and 7650000 reinsurance in
Companies authorized in Georgia 394537100
Net risks written 729526900
Gross premiums on risks written 15530595
Less 4202210 return premiums and 80044 premiums for rein
surance in Companies authorized in Georgia 4282254
Net premiums received 11250551
Losses paid deducting salvage 4294281
Less losses on risks reinsured in Companies authorized in Georgia 891
Net losses paid 4293390
Losses incurred 3775949
Less losses on risks reinsured in Companies authorized in Georgia 891
Net losses incurred 3775058
GREAT AMERICAN INSURANCE COMPANY
One Liberty St New York
Charles G Smith President Edwin M Cragin Alexander R Phillips Sees
Attorney for service in GeorgiaHarry E Parker Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Explosion War Risks
Sprinkler Leakage Ocean Marine Auto Tourist and Mail Package
Capital Stock
Amount of paidup capital 200000000
Ledger assets Dec 31 1917 2802702798
Increase of paidup capital during year 300000000
Extended at 3102702798
Income
Gross premiums on new business and renewal 2602456404
Deduct amounts paid for reinsurance and return
premiums 896796932
Total premiums 1705659472
Interest and rents 124645638
Profit on sale or increase by adjustment of assets 2985097
Other sources
Agents balances 197925
Premium on new capital stock 150000000
On Philadelphia underwriter association deposit 1468
From unlisted assets per schedule X 974326Insurance Department of Georgia
125
On deferred payments on agents balances 235336
Prepayment of taxes 83759
Premium col on business placed with other Cos 1586013
Hocking Valley coal company bondholders com
mittee final refund expense 8000
Premiums on U S funds used in payment of
Canadian Victory Loan Bonds 145485
Total income 1986522519
Carried forward 5089225317
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
a First year and renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Federal tax
Taxes licenses and fees
Agents balances charged off
Furniture and fixtures maps inspections surveys
Underwrites board and tariff association
Real estate expenses repairs and expenses
Taxes
Premium on business placed with other Cos
Red Cross contribution
Interest on deferred payment of reinsurance balance
Interest on deferred payment of loss
846647052
19377402
371473086
134252209
8259065
41382477
60000000
18784855
32542471
38030421
31947
35419684
11469599
4545315
855263
1500000
55221
2283
Total disbursements 1624628350
Balance 3464596967
Ledger Assets
Book value of real estate 2687inn
Loans secured by pledge of bonds stocks or other collateral 4273 JO
Mortgage loans first liens 10
Bonds at book value jf
Stocks at book value iXJeKGi
Cash in office ISSmI
Deposits at interest 1mIoSi7
Deposits not at interest Jo 7107J
Agents balances net ttiiLttv
Other items CQ
Bills recivable taken for fire risks 266380
Reinsurance return premiums due from Cologne
Reinsurance Companies alien profits custodians 26011490
Advance to N Y Trust Co under officers Agts
and employers partcipation plan to be repaid
in accordance with plan 377214OU
Total ledger assets as per balance No 23 3464596967
NonLedger Assets
Interest due and accrued 23031375
Other items 3 73243
Recoverabfeforrefnsurance paid losses per schedule E 37945042
Total assets 3525946626126
Annual Report
Deduct Assets Not Admitted
Agents balances 5
Bills receivable
Other items
Market value of special deposits in excess of
corresponding liabilities 13457496
Book value of ledger over market value viz
Bonds 178858026
Stocks 156945343
Real estate 93238569
11283283
519204
Total not admitted assets 454301921
Total admitted assets 3071644705
Liabilities
Net amount of unpaid losses and claims 168427100
Reserves or unearned premiums on risks outstanding 1302624183
Salaries and miscellaneous accounts due or accrued 4458279
Estimated based upon business of the year of this statement 40000000
Contingent commission or other charges due or accrued 5000000
Other items
Rents paid in advance 87501
Interest received in advance Hocking Valley Ry
notes 25000
Premiums due to become due on business placed
with other companies 1586013
Due reinsurance companies for salvage 192570
Reinsurance received in advance on paid losses 750646
Total amount of liabilities except capital 1523151292
Capital actually paid in cash 500000000
Surplus over all liabilities 1048493413
Surplus protection to policyholders 1548493413
Total liabilities 3071644705
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 2956413338 2597712467
Written or renewed during the year2438778985
Total 5395192323
Deduct those expired and marked off as terminated 2179136833
2438562915
5065495582
2108241508
In force at the end of the year3216055490 2957254074
Deduct amount reinsured
658703053
512574955
Net amount in force 2557352437 2444679119
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 17416583 43908057
Written or renewed during the year 81393812 163893489
Total 98810395 207801546
Deduct those expired and marked off as terminated 64812010 133513055
In force at the end of the year 33998385 74288491
Deduct amount reinsured 732955 2616231
Net amount in force 33265430 71672260
Business in the State of Georgia during 1918
A Fire
Gross risks written 2450895500
Less fire 6218962 marine 83190 risks cancelled
and fire 3983926 marine 103243 reinsurance in
Companies authorized in Georgia 1020288800
Marine and
Inland
55954200
18643300Insurance Department of Georgia 127
Net risks written 1430606700 37310900
Gross premiums on risks written 28230621 1044346
Less tire 4668988 marine 117789 return premiums
and fire 4291728 marine 102844 premiums for
reinsurance in Companies authorized in Georgia 8960716 220633
Net premiums received 19269905 823713
Losses paid deducting salvage 8214716 50263
Less losses on risks reinsured in Companies au
thorized in Georgia 1194417
Net losses paid 7020299 50263
Losses incurred 8027216 143663
Less losses on risks reinsured in Companies au
thorized in Georgia 1721417
Net losses incured 6305799 143663
HANOVER FIRE INS COJHE
3436 Pine St New York
R Emory Warfield President B S Jarvis Secretary
Attorney for service in GeorgiaJ L Skinner Atlanta Ga
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1917 576755925
Extended at 576755925
Income
Gross premiums on new business 595298561
Deduct amounts paid for reinsurance and return
premiums w 227851590
Total premiums 367446971
Intrest and rents 25897640
Profit on sale or increase by adjustment of assets 588800
Other sources
Increase in liabilities on account reinsurance treaties 1982049
Agents balances previously charged off 26728
Total income 395942188
Carried forward 972698113
Disbursements
Net amount paid policyholders for losses 198877541
Commissions and allowances to agents 11190576
b Renewal 84839522
Salaries of officers and employes 19673286
Rents and interest 2322532
Advertising printing postage telegrams etc 3597864
Paid Policyholders for dividends 10000000
Loss on sale and decrease by adjustment of assets 1191905
Other items
Field supervision 7767431
Furniture maps inspections and taxes 25712557
Legal 201398
Office expenses and postage 3127598
Real estate expenses 5405474
Agents balances charged off 63001
Total disbursements 373970685
Balance 597827428128
Annual Report
Ledger Assets
Book value of real estate 90795606
Bonds at book value 250843655
Stocks at book value 167707797
Cash in office 1280862
Deposits at interest 23113535
Deposits not at interest 1039371
Agents balances net 62826037
Other items
Loans secured by pledge on bonds 973850
Agents balances prior to October 1 146715
Total ledger assets as per balance No 23 598727428
NonLedger Assets
Interest due and accrued 3228545
Market value of assets over book value 7134394
Other items
Rents due 168627
Unpaid reinsurance on paid losses 6822633
Total assets 616081627
Deduct Assets Not Admitted
Agents balances 146715
Other items
Book value of ledger assets over market value 31916452
Total not admitted assets 32063167
Total admitted assets 584018460
Liabilities
Net amount of unpaid losses and claims 71375040
Reserves or unearned on risks outstanding 334536988
Dividends to policyholders declared but unpaid 2500000
Salaries and miscellaneous accounts due or accrued 2195073
Taxes due or accrued 7000000
Other items
Funds held under reinsurance treaties 1982049
Rents paid in advance 410204
Total amount of liabilities except capital 419999354
Capital actually paid in cash 100000000
Surplus over all liabilities 4019106
Surplus protection to policyholders 164019106
Total liabilities 584018460
Business in ForceFire
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement 73154950000 694322387
Written or renewed during the year per income
No 5 48867599200 510777300
Excess of original premiums over amount received
for reinsurance 211333
Total 122022549200 1205311023
Deduct those expired and marked off as term
inated 43792946000 435340936
In force at the end of the year 78229603200 769970087
Deduct amount reinsured schedule required 15113882400 146448389
Net amount in force 63115720800 623521698Insurance Department of Georgia
129
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement 33631991 5510669
Written or renewed during the year per income
No 5 124376946 84521258
Total 158008937 139627955
Deduct those expired and marked off as terminated 133055892 93717750
In force at the end of the year 24953045 45910205
Deduct amount reinsured schedule required 3506450 6941079
Net amount in force 21446595 38969126
Business in the State of Georgia during 1918
A Fire Marine and
Inland
Gross risks written 736038900 4000000
Less 152770100 risks cancelled and 63071800 re
insurance in Companies authorized in Georgia 215841900
Net risks written 520197000 4000000
Gross premiums on risks written 9194219 48000
Less 1158480 return premiums and 936218 pre
miums for reinsurance in Companies authorized
in Georgia 2094698
Net premiums received 7099521 48000
Losses paid deducting salvage 1489681
Net losses paid 1489681
Dosses incurred 1969347
Less losses on risks reinsured in Companies au
thorized in Georgia 90900
Net losses incurred 1878447
HARTFORD FIRE INSURANCE COMPANY
125 Trumbell Street Hartfort Conn
R M Bissell President Frederick Samson Secretary
Attorney for service in GeorgiaW R Prescott Atlanta Ga
Kinds of business done in GeorgiaFire and Marine
Capital Stock
Amount of paidup capital 200000000
Ledger assets Dec 31 1917 3602166002
Extended at 3602196002
Income
Gross premiums on new business 4517018544
Deduct amounts paid for reinsurance and return
premiums 1429718189
Total premiums 3oSsnifi
Interest and rents 125348010
Profits on sale or increase by adjustment of assets 33191
Other sources 7n
Conscience money 7 A 0
Old checks never presented for collection 1454J130
Annual Report
From agents balances previously charged off 101711
170523
Total income 3213156079
Carried forward 6815352081
Disbursements
Net amount paid policyholders for losses 1438640572
a First year and renewal 581077029
581077029
Salaries of officers and employes 121840516
Rents and interest 13166409
Advertising printing postage telegrams etc 46682648
Paid Policyholders for dividends 80000000
Loss on sale and decrease by adjustment of assets 859341
Other items
335793698
Total disbursements 2658243274
Balance 4157108807
Ledger Assets
Book value of real estate 71557793
Mortgage loanst f rst liens 41600000
Bonds at book value 2565354737
Stocks at book value 404145196
Cash in office 113423
Deposits at interest 418348490
Deposits not at interest 5231655
Agents balances net 642307513
Other items 8450000
Total ledger assets as per balance No 23 4157108801
NonLedger Assets
Interest due and accrued 31743329
Market value of assets over book value 542207
Reinsurance due on losses paid 31519377
3r 193 77
Total assets 42209ll3720
Deduct Assets Not Admitted
Agents balances 9337480
Bills receivable 512555
Other items
Bonds and stocks 238674823
Total not admitted assets 248524858
Total admitted assets 3972388862
Liabilities
Net amount of unpaid losses and claims 2
Reserves or unearned premiums on risks outstanding 23
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued 1
Other items
Total amount of liabilities except capital 28
Capital actually paid in cash 200000000
Surplus over all liabilities 912366008
Surplus protection to policyholders 1112366008
Total liabilities 3972388862
72981194
17041660
5000000
80000000
85000000
160022854Insurance Department of Georgia 131
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 4453188473 4220614362
Written or renewed during the year 3715556817 408f0m
Tota 8168745290 8307688784
Deduct thoseexpired and marked off as terminated 3355644698 3296937177
In force at the end of the year 84813100692 BMHJ
Deduct amount reinsured 807757024 6894396ii
Net amount in force 4005343568 4321311974
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 56512390 117888915
Written or renewed during the year 385067830 429944122
Tnt 441580220 547833037
Deduct thosiixplred and marked off as terminated 373848431 413067303
In force at the end of the year 6HH W25419n
Deduct amount reinsured ztuji zdiijij
Net amount in force 8 65411988 132223763
Business in the State of Georgia during 1918
A Fire Marine and
Inland
Gross risks written 6628476200 227826200
Less 1410695000 risks cancelled and 467299500
Net risks written 4786423400 191884500
Gross premiums on risks written 95575968 3538i00
Less 14773614 return premiums and 6124796
premiums for reinsurance in Companies au or
thorized in Georgia 20042589 8boai
Net premiums received 87553339 2743079
Losses paid deducting salvage 31973494 S 772052
Less losses on risks reinsured in Companies au
thorized in Georgia5629Ttb
Net losses paid 26345529 772052
Dosses incurred 8 36655683 1040035
Less losses on risks reinsured in Companies au
thorized in Georgia 88412060
Net losses incurred 8 28243623 1040035
HARDWARE DEALERS MUTUAL FIRE INSURANCE CO
212 Strongs Ave Stevens Point Wis
n r rhlafer President p J Jacobs Secretary
Attorney for service in GeorgiaWalter S Harlan Atlanta Ga
Kinds of business done in GeorgiaFire and Lightning Insurance
Capital Stock
Ledger assets Dec 31 1917 34881742
Extended at
34881742132
Annual Report
Income
Gross premiums 516 47479
Deduct amounts paid for reinsurance and return
premiums 3251971
Total premiums
Interest and rents ZI
Other sources
Commission 1 595 49
Refund Federal income tax 1915L I 256 23
Refund penalty withholding returns 500
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents Z
a First year 2080383
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders for divdends
Other items
Fixtures 659843
Taxes 661923
Ratings and inspections 251708
Decrease by adjustment in book value of bonds 6oo0
Total disburesments
Balance
Ledger Assets
Bonds at book value
Cash in office
Deposits at interestX
Deposits not at interest
Agents balances net
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Total assets
Deduct Assets Not Admitted
Agents balances 592 83
Other items
Interest on bonds in deposit 15000
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims j
Reserves or unearned premiums on risks outstanding I I
Dividends to policyholders declared but unpaid
48395508
1548754
185672
50129934
85011676
11711764
187409
2080383
2638044
105871
899197
15997889
1579474
35200031
49811645
44533600
2500
325557
2508789
2441199
49811645
719449
59000
50590094
15000
74283
50515811
1600000
24629953
284582Insurance Department of Georgia
133
Salaries and miscellaneous accounts due or accrued 56000
Other items
Estimated amount hereafter payable for taxes 300000
Total amount of liabilities except capital 26870535
Surplus over all labilities 23645276
Surplus protection to policyholders 23645276
Total liaiblities 50515811
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 18508927 33506412
Written or renewed during the year 26106264 51639829
Total 44615191 85146241
Deduct those expired and marked off as terminated 18808480 35779110
In force at the end of the year 25806711 49369131
Deduct amount reinsured 227960 385539
Net amount in force 25578751 48981592
Business in the State of Georgia during 1918
Fire
Gross risks written 35764000
Less 1600000 risks cancelled and 600000 reinsurance in Com
panies authorized in Georgia 2200000
Net risks written 33564000
Gross premiums on risks written 822419
Less 285122 return premiums and 14238 premiums for rein
surance in Companies authorized in Georgia 299360
Net premiums received 523059
Losses paid deducting salvage 266017
Net losses paid 266017
Losses incurred 344057
Net losses incurred 344057
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
HOME FIRE AND MARINE INSURANCE COMPANY OF CALIFORNIA
401 California Street San Francisco California
J B Levison Presiddent Herbert P Blanchard Secretary
Attorney for service in GeorgiaE T Gentry Atlanta Ga
Amount of paidup capital 50000000
Ledger assets Dec 31 1917 150000000
Extended at 150000000
Income
Gross premiums on new business 193949614
Deduct amounts paid for reinsurance and return
premiums 89346592
Total premiums 104603022134
Annual Report
Interest and rents 3875131
Total income 5 108478153
Carried forward 258478153
Disbursements
Net amount paid policyholders tor losses H
Legal and administrative expenses in adjustment of claims 127663
Commissions and allowances to agents SSoo
Salaries of officers and employes ISSlc
Rents and interest 5ci no
Advertising printing postage telegrams etc 7475109
Total disbursements 54173583
Balance 204304570
Ledger Assets
Bonds at book value 1
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
30470336
128350
50992163
4219186
18494535
Total ledger assets as per balance No 23 204304570
NonLedger Assets
Interest due and accrued
Market value of assets over book value
1192695
1501164
Total assets 206998429
Deduct Assets Not Admitted
Agents balances 182957
Other items
Market value of special deposits in excess of lia
bilities 3883449
Total not admitted assets 4066406
Total admitted assets 202932023
Liabilities
16475653
48590423
250000
3000000
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital 68316076
Capital actually paid in cash 50000000
Surplus over all liabilities 84615947
Surplus protection to policyholders 134615947
Total liabilities 202932023
Business in ForceFire
Written or renewed during the year
Total
Deduct those expired and market off as terminated
In force at the end of the year
Deduct amount reinsured
76763914 80692408
80692408
14168671
76763914
13124985
63638929
15345654
66523737
17590526
Net amount in force 48293275 48933211113257206
65317279
47939927
20306572
Insurance Department of Georgia 135
Business in ForceMarine and Inland
Written or renewed during the year 210194783 113257206
Total 210194783
Deduct those expired and marked oft as termi
nated 186844233
In force at the end of the year 23350550
Deduct amount reinsured 10552211
Net amount in force 12798339 27633355
Business in the State of Georgia 1918
Gross risks written 255287400 3512400
Less 309000 risks cancelled and 581439 rein
surance in Companies authorized in Georgia 86985700 2058200
Net risks written 168301700 1454200
Gross premiums on risks written 3355974 26594
Less 428595 return premiums and 935665
premiums for reinsurance in Companies author
ized in Georgia 1352214 12046
Net premiums received 2003760 14548
Losses paid deducting salvage 2536
Net losses paid 2536
Losses incurred 68250
Net losses incurred 68250
HOME INSURANCE COMPANY THE
No 56 Cedar Street New York N Y
Elbridge G Snow President Charles L Tyner Secretary
Attorney for service in GeorgiaC W Phillips Atlanta Ga
Amount of paidup capital 600000000
Ledger assets Dec 31 1917 4541416560
Extended at 4541416560
Income
Gross premiums on new business 4417030675
Deduct amounts paid for reinsurance and return
premiums 1257205935
Total premiums 3159824740
Interest and rents 195902099
Profit on sale or increase by adjustment of assets 14246643
Other sources
Unlisted securities 40836
Profit and loss items 117577
158413
Total income 3370131895
Carried forward 7911548455
Disbursements
Net amount paid policyholders for losses 1419254494
Legal and administrative expenses in adjustment of claims 41467868
Commissions and allowances to agents 665704661
Salaries of officers and employes 171732679136 Annual Report
Rents and interest lfio
Advertising printing postage telegrams etc TiJiJSiS
Paid policyholders for dividends SViiana
Loss on sale and decrease by adjustment of assets 7ll4u
Other items
Red Cross 30000
TTnitpd War Work 2500U
Lnitea wax worn 5500000
Total disbursements 2741675358
Balance 5169873097
Ledger Assets
Mortgage loans first liens 550000 f50000
Bonds at book value cociiin
Stocks at book value occiqqm
Deposits at interest cioonilie
Agents balances net bisus
Other items
Bills receivable 1194987ii
Total ledger assets as per balance No 23 516873097
NonLedger Assets
Interest due and accrued 34988000
Other items
Recoverable for reinsurance on paid losses 48bbio
Total assets 5253819522
Deduct Assets Not Admitted
Agents balances nioo7Q
Bills receivable 119498 a
Other items
Market value of special deposits in excess of
liabilities ooHifiin
Stocks and bonds ldd92ibo
Total not admitted assets 224718948
Total admitted assets 5029100574
Liabilities
Net amount of unpaid losses and claims ooioaonn
Reserves or unearned premiums on risks outstanding 2355994900
Salaries and miscellaneous accounts due 6r accrued ocnnnnnn
Taxes due or accrued 85000000
Other items Q0 fiQ 1R
Funds held under reinsurance treaties ibn
Total amount of liabilities except capital 2903430214
Capital actually paid in cash J0
Surplus over all liabilities 1525670360
Surplus protection to policyholders 2125670360
Total liabilities 5029100574
Business in ForceFire
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement 4674933664 441596500
WNoten6 LrT5I 3583420428 3944560006
Excess of original premiums over amount re
ceived for reinsurance i4aiuu
Tota J 8258354092 8403205606Insurance Department of Georgia
Deduct those expired and marked off as termi
nated 3252262323
In force at the end of the year 5006091769
Deduct amount reinsured Schedule required 637695356
Net amount in force 4368396413
Busniess in ForceMarine and Inland
Risks
In force on the 31st day of December as per line
6 under this heading in last years statement 73775878
Written or renewed during the year per Income
No 5 1884769710
Total 1958545588
Deduct those expired and marked off as termi
nated 1865555597
In force at the end of the year 92989991
Deduct amount reinsured Schedule required 16561357
Net amount in force 76428734
Business in the State of Georgia During 1918
A Fire
Gross risks written 4295319800
Less 5125391 risks cancelled 500032100
Net risks written 3 3795287700
Gross premiums on risks written 60493604
Less 7712681 return premiums 7651043
Net premiums received 52842561
Losses paid deducting salvage 16712266
Net losses paid 16712266
Losses incurred 19002987
Net losses incurred 19002987
137
3468517206
4934688400
586572900
4348115500
Premiums
207579300
472470669
680049969
436129869
243920100
51130000
192790100
Marine
and Inland
149266700
12507000
136759700
999761 61638
938123
316671
316671
399047
399047
INDIANA LUMBERMENS MUTUAL INSURANCE CO
518 North Delaware St Indianapolis Indiana
J W Pinnell President F B Fowler Secretary
Attorney for service in GeorgiaJ L Riley Atlanta Ga
Kinds of business done in GeorgiaMutual Fire
Ledger assets Dec 31 1917 83599911
Extended at 83599911
Income
Gross premiums on new business gross renewal
premiums 72455117
Deduct amounts paid for reinsurance and return
premiums 6683889
Total premiums Ilesonof
Interest and rents 4052093
Total income 70323321
Carried forward 153923232138
Annual Report
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents 1st year nenewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Other items
Furniture and fixtures 141464
Taxes and fees 1744949
Repairs and expenses on real estate 267289
War charities 200000
Total disbursements
Balance
24841036
181426
1016634
5665415
255000
1050233
23535248
608753
58898694
95024538
Ledger Assets
Book value of real estate 3650000
Mortgage loans first liens 338150 33815000
Bonds at book value 52570000
Deposits at interest 2342998
Agents balances net 2646540
Total ledger assets as per balance No 23 95024538
NonLedger Assets
Interest due and accrued 1103927
Total assets 96128465
Deduct Assets Not Admitted
Other items
Market value of special deposits over liabilities
Book value of bonds over market value
Total not admitted assets
Total admitted assets
632844
58000
690844
95437621
Liabilities
Net amount of unpaid losses and claims 2045800
Reserves or unearned premiums on risks outstanding 31825579
Salaries and miscellaneous accounts due or accrued 324551
Taxes due or accrued 1500000
Total amount of liabilities except capital
Surplus over all liabilites
Surpjlus protection to policyholders
35695930
59741691
59741691
Total liabilities 95437621
Business in ForceFire
In force on the 31st day of December 1917f
Written or renewed during the year
Total i
Deduct those expired and marked off as termi
nated
In force at the end of the year
Risks
29159864
37246365
Premiums
56930011
72455117
i 129385128
65220590
33251364 64164538
66406229
33154865Insurance Department of Georgia 139
Deduct amount reinsured 366100 513380
Net amount in force 32885264 63651158
Business in the State of Georgia During 1918
A Fire
Gross risks written 12965000
Less 17000 risks cancelled 1700000
Net risks written 11265000
Gross premiums on risks written 422679
Less 30351 return premiums and 154197 dividends to policy
holders in Georgia 184548
Net premiums received 238131
Losses paid deducting salvage 8630
Net losses paid 8630
Losses incurred 8630
Net losses incurred 8630
INSURANCE COMPANY OF NORTH AMERICA
Corner 3rd and Walnut Sts Philadelphia Pa
Benjamin Rush President John Kremer Secretary
Attorney for service in GeorgiaRobt N Hughs Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Tornado Hail Sprinkler
Leakage Explosion Marine Inland Automobile Bombardment Invasion
Insurrection Riot Civil or Comotion Military or Userped Power
Capital Stock
400000000
Amount of paidup capital
Extended at 2902485493
Income
Gross premiums on new business 3030615987
Deduct amounts paid for reinsurance and return
premiums 952182468
Total premiums 2078433519
Interest and rents 117444661
Profit on sale or increase by adjustment of assets 5682842
Other sources
Deposit premiums written on perpetual risks 1875756
From agents balances previously charged off 78872
Perpetual transfer fees and earned deposits 250144
Total income 2203765794
Carried forward 5106251287
Disbursements
Net amount paid policyholders for losses 1062941645
Legal and administrative expenses in adjustment of claims 12841937
Commissions and allowances to agents 371332566
Real estate expenses L 1110376
Deposit premiums returned on perpetual risks 1668388
Salaries of officers and employes 125119721
Rents and interest 7999805
Advertising printing postage telegrams etc 55877577
Paid Policyholders for dividends 64000000140
Annual Report
Loss on sale and decrease by adjustment of assets 8796940
Other items
Federal taxes MiiSli
Total field supervisory expenses oiin
Agents balances charged off JiJIZiS
Donation 5098540
Contribution to gratuity relief fund 2iS9SSS
Miscellaneous innnn
Registration of stock ijo on
All other taxes etc aolii66i
Total disbursements 1913374424
Balance 3192876863
Ledger Assets
Book value of real estate loityV
Mortgage loans first liens lHAVit
Bonds at book value Bioi
Stocks at book value 7oo5u
Cash in office ojis rq
Deposits at interest iSiiJu
Deposits not at interest
Agents balances net 33550340b
Other items
Bills receivable taken for Marine and Inland risks 462700
Bills receivable taken for Are risks 3994311
Amount receivable for reinsurance on paid losses 27039121
3149bl32
Total ledger assets as per balance No 23 3192876863
NonLedger Assets
Interest due and accrued 31823161
Total assets 3224700024
Deduct Assets Not Admitted
Agents balances 17866822
Bills receivable 1481199
Other items i
Market value of special deposits 20616215
Bonds and stocks 982Zlo5o
Reinsurance bureau 7il
Reinsurance clearing house 99456
Total not admitted assets 138373166
Total admitted assets 3086326858
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Other items
Amounts reclaimable on perpetual policies 9095 per cent
Estimated amount payable for federal and other taxes
Contingent commissions or othher charges due or accrued
Total amount of liabilities except capital
Capital actually paid in cash 400000000
Surplus over all liabilities 900172736
Surplus protection to policyholders
459106833
1148892260
3685122
71469907
90000000
13000000
1786154122
1300172736
Total liabilities 3086326858
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 2024328464 1961125207Insurance Department of Georgia 141
Written or renewed during the year1905021751 1822941046
Excess of original premiums over amount received
for reinsurance 2213627
Total i3929350218 3786279880
Deduct those expired and marked off as terminated 1498825835 1412706270
In force at the end of the year 2430524383 2373573610
Deduct amount reinsuredj 462450321 431951907
Net amount in force1968074062 1941621703
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 200065608 274281088
Written or renewed during the year 1974343076 1207674941
Total 2174408684 1481956029
Deduct those expired and marked off as terminated 1958400052 1237637541
In force at the end of the year 216008632 244318488
Deduct amount reinsured 8580604 7502387
Net amount in force 207428028 236816101
Perpetual Risks not included above 3112813500
Deposit Premiums on same 78930438
Business in the State of Georgia during 1918
A Fire Marine and
Inland
Gross risks written 3333039700 1761838100
Less 1288394900 risks cancelled and 496267100
reinsurance in Companies authorized in Georgia 1564013900 220648100
Net risks written 1769025800 1541190000
Gross premiums on risks written 42398540 14537931
Less 14197592 return premiums and 8650689 pre
miums for reinsurance in Companies authorized
in Georgia 18115347 4732934
Net premiums received 24283193 9804997
Losses paid deducting salvage 10113569 8276068
Less losses on risks reinsured in Companies au
thorized in Georgia 3915940
Net losses paid 6197629 8276068
Losses incurred 9538194 10641068
Less losses on risks reinsured in Companies au
thorized in Georgia 2575288
Net losses incurred 6962906 10641068
INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA THE
30810 Walnut St Philadelphia Pennsylvania
Gustavus Remak Jr President John J P Rodgers Secretary
Attorney for service in GeorgiaWilliam H Rhett Atlanta Ga
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1917 471842605
Extlnded at 471842605142
Annual Report
Income
Gross premiums on new business 454972921
Deduct amounts paid for reinsurance and return
premiums 175287547
Total premiums 2
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Transfers on perpetual policies 25200
American Union Fire Ins Co dividend of 10
on claims 142744
Agents balances charged off 20853
Borrowed money 43400000
Total income 343659838
Carried forward 815502443
79685374
19753875
631792
43588797
Disbursements
Net amount paid policyholders for losses 154690054
Commissions and allowances to agents 4508087
a First year and renewal 73363650
Salaries of officers and employes 12374542
Rents and interest 1020658
Advertising printing postage telegrams etc 2022706
Loss on sale and decrease by adjustment of assets 1812709
Other items
Field supervisory expenses 5814325
Furniture and fixtures 212026
Maps etc 576729
Inspections surveys etc 4140556
Taxes 11155120
Legal expense 20982
Agents balances 9261
War welfare council 200000
Deposits on perpetual policies returned 1347156
Real estate expense 3000895
Borrowed money repaid 31800000
Interest on borrowed money 785801
59062851
Total disbursements 308855257
Balance 506647186
Ledger Assets
Book value of real estate 39645263
Bonds at book value 263402870
Stocks at book value 120686048
Cash in office 9058283
Deposits at interest 18715132
Agents balances net 54985465
Other items
Deposits reclaimable on perpetual policies 154125
Total ledger assets per balance No 23 506647186
NonLedger Assets
Interest due and accrued 3295170
Other items
Reinsurance due on losses paid 1084738
Total assets 511027094Insurance Department of Georgia
143
Deduct Assets Not Admitted
Agents balances 2749448
Other items
Special deposits in excess liabilities 5255272
Book value over market value real estate 2544430
Book value over stock and bonds 26724668
Total not admitted assets Lj 37273818
Total admitted assets 473753276
Liabilities
Net amount of unpaid losses and claims 46463100
Reserves or unearned premiums on risks outstanding 272133978
Dividends to stockholders declared but unpaid 209412
Salaries and miscellaneous accounts due or accrued 220000
Taxes due or accrued 3500000
Other items
Interest accrued borrowed money 135000
Borrowed money 20000000
20135000
Total amount of liabilities except capital 342661490
Capital actually paid in cash 100000000
Surplus over all liabilities 31091786
Surplus protection to policyholders 131091786
Total liabilities 473753276
Business in ForceFire
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statementif 487897851 505691324
Written or renewed during the year per income
No 5 355817819 393996798
Total 843715670 899688122
Deduct those expired and marked off as
terminated 360036155 378265478
In force at the end of the year 483679515 521422644
Deduct amount reinsured schedule required 101137347 116410249
Net amount in force 382542168 405012395
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement 14579654 39777243
Written or renewed during the year per income
No 5 13557546 60594136
Total 28137200 100371379
Deduct those expired and marked off as
terminated 18256004 60779313
In force at the end of the year 9881196 39592066
Deduct amount reinsured schedule required 468389 1833641
Net amount in force 9412807 37758425
Perpetual risks not incurred above 2224310841
Deposit premiums on same 52670523144
Annual Report
RECAPITULATION OF FIRE RISKS AND PREMIUMS
Year Amount Premiums Fraction Premiums
Written Term Covered Charged Unearned Unearned
Less Reins
1918 One year or less 132906368 154711239 12 17Hia
1917 Two years 1441311 1320117 14 3I
1918 Two vears 869859 916072 34 687054
1916 Three vear 58964 625 560 09822 16 9334970
1917 Threl years ZZT 62350592 56892204 12 jl
1918 Three years 59796245 60363217 56 503fi
1915 Four years 136224 165240 18 20655
1916 Four years 93170 144140 38 54053
1917 Four years 907051 670485 58 419053
1918 Four years 530 335 238230 78 208451
1914 Five years 9502074 10610286 110 1061028
1915 Five years I 12306850 13887357 310 4166207
1916 F ve years I 13 857 543 16418284 12 8209142
1917 Five years 15 199 840 17092047 710 11964432
1918 Five years 10917003 13055319 910 11749787
Over five years 2227128 1974706 pro rata 1175521
Perpetual risks 535950 543630 100 543630
Totals 382542168 405012395 206028415
Perpetual risks 22243108 52670523 90 and 100 47946420
Grand Totals 404785276 457682918 253974835
Business in the State of Georgia during 1918
A Fire
Gross risks written 1158181400
Less 352676500 risks cancelled and 250235300
reinsurance in Companies authorized in Georgia 593509300
Net risks written 564676100
Gross premums on risks written 14347905
Less 3248075 return premiums and 2941919 pre
mums for reinsurance in Companies authorized
in Georgia 6071690
Net premiums received 8276215
Losses paid deducting salvage 2372790
Less losses on risks reinsured in Companies au
thorized in Georgia17i225
Net losses paid 2195565
Losses incurred 1962899
Less losses on risks reinsured in Companies au
thorized in GeorgialMbt
Net losses incurred 5 1802634
Marine and
Inland
4171700
9406500
5234800
323496 118304
205192
529310
529310
166810
166810
LIVERPOOL LONDON GLOBE INS CO LIMITED
80 William St New York
Attorney for service in GeorgiaB P Walher Jr Atlanta Ga
Kinds of business done in GeorgiaFire Marine Automobile Windstorm
Lightning Sprinkler Leakage Tourist Parcel Post War Explosion Riot
and Civil Commotion
Capital Stock
Amount of paidup capital 1668316260
Extended at 1668316260Insurance Department of Georgia
145
Income
Gross premiums on new business 2412480184
Deduct amounts paid for reinsurance and return
premiums 1250596099
Total premiums 1161884085
Interest and rents 58513049
Other sources
Deposit premiums 484449
Received from home office 5077592
5562041
Total income 1225959175
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Furniture
Maps and surveys
Taxes
Legal expenses
Remitted home office
Agents balances charged off
Deposit premiums
Real estate expenses
564391084
12584697
223575946
82073883
7809318
15526497
8817070
1614638
25219274
45348393
315283
97701528
61699
538345
8S23799
179722959
Total disbursements 1094501454
Balance 1799773981
Ledger Assets
Book value of real estate
Mortgage loans
Bonds at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Farm notes 5025634
Due from reinsurance companies for paid losses 10183022
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Due for reinsurance on paid losses
118518804
96925000
1054387473
5486086
203629680
305618282
15208656
1799773981
13763941
881196
1274940
Total assets 1815694058
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Due for reinsurance in unauthorized companies
Book value of ledger assets over market value
31559114
2368008
170551
73156647
Total not admitted assets
Total admitted assets
107254320
1708439738146
Annual Report
Liabilities
Net amount of unpaid losses and claims 1726 57587
Reserves or unearned premiums on risks outstanding 995725710
Salaries and miscellaneous accounts due or accrued 2000000
Taxes due or accrued 400 00000
Other items
Contingent commissions if 7935724
Reserved for unknown liabilities 2000000
99 35724
Total amount of liabilities except capital 12203l9o21
Surplus protection to policyholders 488l20717
Total liabilities 1708439738
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 2677957853 2459533203
Written or renewed during the year2157874723 2164803241
Excess of original premiums over amount received
for reinsurance 1439625
Total 4835832576 4625776069
Deduct those expired and marked off as terminated 2003698447 1872815363
In force at the end of the year 2832134129 27529 607 06
Deduct amount reinsured 955071862 9555 607 28
Net amount in force 1877062267 1797399978
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 56549217 120562178
Written or renewed during the year 293264890 247676943
Total 1 349814107 368239121
Deduct those expired and marked off as terminated 289892249 242953899
In force at the end of the year 59921858 125285222
Deduct amount reinsured 16590624 34317780
Net amount in force 43331234 90967442
Perpetual risks not included above 681235900
Deposit premiums on same 18139831
Business in the State of Georgia during 1918
A Fire Marine and
Inland
Gross risks written 4491654400 323437000
Less 10797808 risks cancelled and 13016128 rein
surance in companies authorized in Georgia 2313676300 67717300
Net risks written 21779781 255719700
Gross premiums on risks written 56227109 3 031 74
Less 10550306 return premiums and 18356630 pre
miums for reinsurance in companies authorized
in Georgia 28879714 27222
Net premiums received 27377395 275952
Losses paid deducting salvage 18966847 114174
Less losses on risks reinsured in companies au
thorized in Georgia 7226477
Net losses paid 11740370 114174
1 osses Incurred 23503901 141274
Less losses on risks reinsured in companies au
thorized in Georgia 11518096Insurance Department of Georgia
147
LONDON ASSURANCE CORPORATION
84 William Street Ney York
United State Manager Charles L Case
Attorney for service in GeorgiaW G Harrison Savannah Ga
Kinds of business done in GeorgiaFire and Marine
Capital Stock
Ledger assets Dec 31 1917 626344637
Extended at
626344637
Income
Gross premiums on new business and renewal 824653393
Deduct amounts paid for reinsurance and return
premiums 397255404
Total premiums 4
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Received from home office 40817678
From agents balances previously charged off 91995
27397989
21387715
328031
40909673
Total income 490023408
Carried forward 1116368045
Disbursements
Net amount paid policyholders for losses
Legal administrative expenses in adjustment of claims
b Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Remitted to home office
Taxes
Furniture
Maps
Inspections etc
Miscellaneous
34418950
37440426
703386
671204
6574065
1694230
235923988
3868842
100594458
3203623C
2864317
6756182
329000
47083311
Total disbursements
Balance
463875278
652492767
Ledger Assets
Bonds at book value 5
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Due from other companies for reinsurance on losses already paid
Total ledger assets as per balance No 23
05228438
9929625
727254
44067650
982120
69451038
22106642
52492767
Non Ledger Assets
Interest due and accrued on bondst 6081458
Total assets
658574225148
Annual Report
Deduct Assets Not Admitted
Agents balances 9891142
Other items
Book value of ledger assets over market value
bonds and stocks net 33407163
Unauthorized 5962365
Total not admitted assets I
49260670
Total admitted assets 609313555
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Contingent commission or other charges due or accrued
fotal amount of liabilities except capital
Surplus protection to policyholders
Total liabilities
99883244
279239360
1231990
11616022
7129474
399100091
210213465
609313555
Business in ForceFire
A Fire
In force on the 31st day of December as per line
6 under this heading last years statement 70871986
Written or renewed during the year per No 6
page 2 460792893
Total 1003896682
Deduct those expired and marked off as terminated 386067617
In force at the end of the year A 617829065
Deduct amount reinsured schedule required 159434573
Net amount in force 458394492
Business in ForceMarine and Inland
Risks
In force on the 31st day of December as per line
6 under this heading last years statement 70871986
Written or renewed during the year per No 6
page 2 571543634
Total 642415620
Deduct those expired and marked off as terminated 581796044
In force at the end of the year 60619576
Deduct amount reinsured schedule required 16698262
Net amount in force 43921314
Marine and
51655646
437638390
10611041 3934526 95 72
6676515 1745315 23 16
493120007
Premiums
51655646
3270150 03
378670649
328207754
50462895
9641546
40821349
RECAPITULATION OF FIRE RISKS AND PREMIUMS
Year Amount
Written Term Covered
1918 One year or less 148363436
1917 Two years 453155
1918 Two years 4268948
1916 Three years 68807006
1917 Three years 77158693
1918 Three years 81940289
1915 Four years 612949
1916 Four years 831469
1917 Four years 420496
1918 Four years 1037070
1914 Five years 16381313
Premiums Fraction Premiums
Charged Unearned Unearned
Less Reins
171741346 12 85870673
594191 14 148548
3844191 34 2883143
67059896 16 11176649
73118633 12 36559316
85208680 56 71007233
751971 18 93997
808197 38 303074
339712 58 212320
1034091 78 904830
18355804 110 1835580
Insurance Department of Georgia
149
1915 Five years 13440603 15688898 310 4706670
1916 Five years 14284040 16723631 12 8361815
1917 Five years 15444173 18654920 710 13058444
1918 Five years 14473594 18742646 910 16868381
Over five years 477158 453200 pro rata 260665
Grand Totals 458394492 493120007 254251338
Business in the State of Georgia during 1918
A Fire Marine and
Inland
Gross risks written 318245900 483627200
Less 105371200 fire risks cancelled and 1400000
fire reinsurance in companes authorized in
Georgia 103971200 970700
Net risks written 2142747 482656500
Gross premiums on risks written 3791392 1502021
Less 712496 fire return premiums and 10415 fire
premiums for reinsurance in Companies au
thorized in Georgia 702081 14823
Net premiums received 3089311 1487198
Losses paid deducting salvage 618149
Net losses paid 618149
Losses incurred 533149
Net losses incurred 533149
LONDON AND LANCASHIRE FIRE INSURANCE CO LIMITED
5759 William St New York
A G M Ilwaine Jr Manager
Attorney for service in GeorgiaR A Hancock Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Tornado Sprinkler Leakage
Marine Explosion and War Coverage
Capital Stock
Ledger assets Dec 31 1917 602952012
Extended at 602952012
Income
Gross premiums on new business 667196189
Deduct amounts paid for reinsurance and return
premiums 311542165
Total premiums 355654024
Interest and rents 2099712
Other sources
Remittances from home office 2304520
2304520
Total income 378955665
Carried forward 981907677
Disbursements
Net amount paid policyholders for losses 144273813
Commissions and allowances to agents 8176681150
Annual Report
53683144
a First year and renewal 376 584 34
Salaries ol officers and employes 3793s80
Rents and interest 7l293 94
Advertising printing postage telegrams etc
Other items 7 72o 04
Furniture and fixtures 673103
VIBPS 6tC
Inspections and surveys including underwriters 07d7111
bonds and tariff association 10570747
Federal taxes cq78Viv7
State county and municipal taxes oo71n4
Insurance department licenses 2305446
Fire department taxes iQons7
Fire patrol and salvage corps 201455
Legal expenses i32ns47
Real estate repairs and expenses 7 00920
Real estate taxes 1247 41
Agents balances charged off jnnnnn
Contribution to Red Cross 578957
Office expenses 22377674
Remittances to home office 59094961
315832074
Total disbursements
666075603
Balance
Ledger Assets
30000000
Book value of real estate 4 069 32988
Bonds at book value 466OOO
Stocks at book value 484901
Cash in office 61509312
Deposits at interest 428894
Deposits not at interest 94485082
Agents balances net
undf deposited wthi United State Trustees 71646500
Suspense account 71768426
Total ledger assets as per balance No 23 666075603
NonLedger Assets
6164955
Interest due and accrued
Due from other companies for reinsurance on paid losses 1139476
673380034
Total assets
Deduct Assets Not Admitted
7906831
Agents balances 714533
Bills receivable
Other items 19628109
Bonds and stocks 1 219 26
STerdu1aanTacncWdTnYe7eronbonls7ndeTauTt 437500 20L875S5
28808899
Total not admitted assets
644571135
Total admitted assets
Liabilities
S 227 289 56
Salaries and miscellaneous accounts due or accrued Insurance Department of Georgia 151
Taxes due or accrued 11000000
Other items
Contingent commission or other charges due or
accrued 900000
Total amount of labilities except capital 3 62230782
Surplus over all liaibilities 2 823 403 53
Surplus protection to policyholders 11 282340353
Total liabilities 644571135
Business in ForceFire
to ti i Risks Premiums
In force on the 31st day of December 1917 869285 443 7 484 791 29
Written or renewed during the year 671728147 580321o94
t101 TC1541013590 1328700223
Deduct those expired and marked off as terminated 597772179 497212561
In force at the end of the year 943241411 831587662
Deduct amount reinsured 300012640 244099940
Net amount in force 643228771 587487722
Business in ForceMarine and Inland
T Risks Premiums
In force on the 31st day of December 1917 35 880 379 634 732 11
Written or renewed during the year 104606721 86875o95
S01 CrV 140487100 150348306
Deduct those expired and marked off as terminated 102150402 94964348
In force at the end of the year 38336698 553 839 58
Deduct amount reinsured 5437599 8087801
Net amount in force 32899099 4726157
Business in the State of Georgia during 1918
A Fire Marino and
Inland
Gross risks written 1195868000 S 1 043 229 Off
Less 320882500 risks cancelled and 180326400
reinsurance in companies authorized in Georgia 489051700 12157200
Net risks written 706816300 92165700
Gross premiums on risks written 13337492 10 671 00
Less 1983545 return premiums and 1670782 pre
miums for reinsurance in companies authorized
in Georgia 3474039 180288
Net premiums received 9863453 886812
Losses paid deducting salvage 3066502 2 072 06
Less losses on risks reinsured in companies au
thorized in Georgia 177864 533
Net losses paid 2888638 206673
Losses incurred 5 3771395 2 766 06
Less losses on risks reinsured in companies au
thorized in Georgia 160519 5 33
Net losses incurred 3610876 276o73
Investments in Georgia
Bonds par value 1000000
Total investments in Georgia j 10 00000152 Annual Report
LUMBER MUTUAL FIRE INSURANCE CO THE OF BOSTON MASS
141 Milk Street Boston Mass
George H Davenport President Harry E Stone Secretary
Attorney for service in GeorgiaJ L Riley Atlanta Ga
Kinds of business done in GeorgiaInsuring Lunber and Woodworking Bisks
Capital Stock
Ledger assets Dec 31 1917 125087526
Extended at 125087526
Income
Gross premiums on new Business 77969397
Deduct amounts paid for reinsurance and return
premiums 6471304
Total premiums 7r4oSof
Interest 5495394
Profit on sale or increase by adjustment of assets 97731
Other sources nnn nn
From Gale and Stone agents
From agents balances previously charged off
Total income0291648
Carried forward 205379174
Disbursements
Net amount paid policyholders for losses 28225273
Ledgal and administrative expenses in adjustment of claims l3b38
a First year 4453608 4453608
Salaries of officers and employes 4 28807
Rentsc c fQR no
Advertising printing postage telegrams etc mSmSrt
Paid policyholders for dividends aqrqi
Loss on sale and decrease by adjustment of assets aavi
Other items Mr
Field supervisory expenses S qJ2k
Legal expenses kti k
Furniture and fixtures no nv
Agents balances charged off
Taxes and fees kAki
Expenses of companys meetings cinn
Auditing of accounts son
Collecting bad bills i
All other disbursements 40 953 60
Total disbursements 68723561
Balance 136655613
Ledger Assets
Bonds at book value 121151nn
Cash in office 122 05684
Deposits at interest 9Qisn
Agents balances net tJAVivi
Total ledger assets as per balance No 23 136655613
NonLedger Assets
Interest due and accrued 1782918
0tAmountmdue from Gale and Stone agent sqq
Total assets l4103b899Insurance Department of Georgia 153
Deduct Assets Not Admitted
Agents balances 4666
Other items
Over due and accrued interest on bonds in default 300209
Market value of special deposits in excess of
corresponding liabilities insurance commissioners
valuation 356763
Book value of ledger assets over market value
insurance commissioners valuations 7197726
Amount due from Gale and Stone agents 2598368
10453066
Total not admitted assets 10457732
Total admitted assets 130579167
Liabilities
Net amount of unpaid losses and claims 1923475
Reserves or unearned premiums on risks outstanding 34014317
Salaries and miscellaneous accounts due or accrued 67611
Taxes due or accrued 1847765
Other items
Reserve for contingenicies Guaranty capital 20000000
Total amount of liabilities except capital 57853168
Surplus over all liabilities 72725999
Surplus protection to policyhoulders 72725999
Total liabilities 130579167
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 29682833 62245041
Written or renewed during the year 37604078 77969397
Total5 67286911 140214438
Deduct those expired and marked off as terminated 34443427 72185805
In force at the end of the year 32843484 68028633
Net amount in force 32843484 68028633
Business in the State of Georgia during 1918
Fire
Gross risks written 50835833
Less 9920000 risks cancelled and reinsurance in Companies au
thorized in Georgia 9920000
Net risks written 40915833
Gross premiums on risks written 1450509
Less 135222 return premiums for reinsurance in Companies au
thorized in Georgia 185222
Net premiums receiced 1315287
Losses paid deducting salvage 8631
Net losses paid 8631
Losses incurred 8631
Net losses incurred 8631
Investments In Georgia
Bonds City of Augusta Ga 4 12 regular and bonds
due Nov 1942 1020000
Total investments in Georgia 1020000154
Annual Report
LUMBERMENS MUTUAL INSURANCE CO THE
Lumbermens Heights Mansfield Ohio
E S Nail President W H G Kegg Secretary
Attorney tor service in GeorgiaJ L Riley Atlanta Ga
Capital Stock
Ledger assets Dec 31 19171918 i 107963468
Extended at 107963468
Income
Gross premiums 111714084
Deduct amounts paid or reinsurance and return
premiums 19959570
Total premiums ITSoaJq
Interest and rents a JS
Profits on sale or increase by adjustment of assets loOOO
Other sources
The Ohio Lumbermens Fire Ins Agy Co for use of inspections
and surveys 2802nnr
Old vouchers redeemed 7995
Total income 99021054
Carried forward 206984522
Disbursements
Net amount paid policyholders for losses1
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Expenses field men and other than field men
Rents and interest
Advertising printing postage telegrams etc
Furniture and fixtures including rent and repairs on same
Paid Policyholders for dividends
Inspections and surveys
Loss on sale and decrease by adjustment of assets
Federal taxes
Other items
State 969534
County municipal 340692
Insurance Department 138850
Fire Department 54880
Fire Patrol 64962
War tax 696674
Postage tel and telephone exchange and expenses 293070
Legal expense 114355
Office supplies 114002
Freight and dray 9175
Memebrship 118121
Insurance home office 35528
Auditing books 17063
Real estate repairs 247872
Taxes 23439
Total disbursements
40197160
467764
10753234
6501979
2505670
400405
723728
424829
24139337
859196
474315
194671
Balance
90890505
116094017
Ledger Assets
Book value of real estate 3000000
Mortgage loans 20450000
Bonds at book value 53300000
Stocks at book value 12074550Insurance Department of Georgia 155
Cash in office1 47421
Deposits at interest 15790942
Agents balances net 11347304
Other items
War savings stamps 83800
Total ledger assets as per balance No 23 116094017
NonLedger Assets
Interest due and accrued 898822
Market value of assets over book value 500000
Total assets 117492839
Deduct Assets Not Admitted
Agents balances 21715
Other items
Bonds 226500
Stocks 751050
Total not admitted assets 999265
Total admitted assets 116493574
Liabilities
Net amount of unpaid losses and claims 4468900
Reserves or unearned premiums on risks outstanding 50765156
Dividends to policyholders declared but unpaid 367161
Salaries and miscellaneous accounts due or accrued 32839
Estimated amount hereafter payable for federal state and other
taxes based upon the business of the year of this statement 1500000
Contingent commissions 50000
Commission due or to become due on agents balances 2490836
Total amount of liabilities except capital 59674892
Surplus protection to policyholders 5681882
Total liabilities 116493574
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 57637483 90727303
Written or renewed during the year 68706816 111714086
Total 126344299 202441387
Deduct those expired and marked off as terminated 61394400 102939393
In force at the end of the year 64949899 99501994
Deduct amount reinsured 965800 902543
Net amount in force 63984099 98599451
Business in the State of Georgia during 1918
Fire
Gross risks written 5 128241700
Less 50939600 risks cancelled and 423100 reinsurance in Com
panies authorized in Georgia 50516500
Net risks written 77725200
Gross premiums on risks written 3267381
Less reserve premiums 630295 dividend 664588 return premiums
and 43483 premiums for reinsurance in Companies authorized
in Georgia 1338366
Net premiums received 1929015
Losses paid deducting salvage 267862
Net losses paid 267862
Losses incurred 325213
Net losses incurred 325213156
Annual Report
Investments in Georgia
Bonds Atlanta Ga
Total investments in Georgia
1000000
1000000
MASSACHUSETTS FIRE AND MARINE INSURANCE CO
95 Water Street and 65 Kilby Street Boston Massachusetts
Everett C Benton President Walter Adlard Secretary
Attorney for service in GeorgiaJames L Lackey Jr Atlanta Ga
Kinds of business done in GeorgiaFire and Marine
Capital Stock
Amount of paidup capital 50000000
Ledger assets December 31 1917 187713403
Extended at 187713403
Income
Gross premiums on new business 231932060
Deduct amount paid for reinsurance and return
premiums 105489242
Total premiums 126442818
Interest and rents 6770874
Profit on sale or increase by adjustment of assets 110240
Other sources
Stock rights sold 5155
Agents balances previously charged off 1332
6487
Total income 133330419
Carried forward 321043822
Disbursements
Net amount paid policyholders for losses 79833848
Legal and administrative expenses in adjustment of
claims 2891220
Commissions and allowances to agents
a First year 34260722
34260722
Salaries of officers and employes 6317245
Rents and interest 473763
Advertising printing postage telegrams etc 7987336
Paid Policyholders for dividends 3000000
Loss on sale and decrease by adjustment of assets 84700
Total disbursements 134848834
Balance 186194988
Ledger Assets
Bonds at book value 105031930
Stocks at book value 46496610
Cash in office 345733
Deposits at interest 14684438
Agents balances net 19636277
Total ledger assets as per balance No 23 186194988
NonLedger Assets
Interest due and accrued 1209336
Other items
ReInsurance recoverable on Paid Losses 4104317
Total assets 191508641Insurance Department of Georgia 157
Deduct Assets Not Admitted
Agents balances 254784
Other items
Book value of assets over market value Bonds
and Stocks 6917940
Total not admitted assets 7172724
Total admitted assets 184335917
Liabilities
Net amount of unpaid losses and claims 34059355
Reserves or unearned premiums on risks outstanding 77320237
Salaries and miscellaneous accounts due or accrued 161798
Taxes due or accrued 2699732
Other items
Contingent commissions 66247
Total amount of liabilities except capital 114307369
Capital actually paid in cash 50000000
Surplus over all liabilities 20028548
Surplus protection to policyholders 70028548
Total liabilities 184335917
Business in ForceFire
A Fire Marine and
Inland
In force on the 31st day of December as per line 6
under this heading in last years statement 118785645 113986142
Written or renewed during the year per income No 5 88242672 92488723
Total 207028317 206474865
Deduct those expired and marked off as terminated 83633873 80517203
In force at the end of the year 123394444 125957662
Deduct amount reinsurance Schedule required 23306754 23899727
Net amount in force 100087690 102057935
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December as per line 6
under this heading in last years statement 41762372 69630231
Written or renewed during the year per income No 5 110807628 139443337
TtaI 152570000 209073568
Deduct those expired and marked off as terminated 126323479 146352151
In force at the end of th eyear 26246521 62721417
Deduct amount reinsured Schedule required 5335779 12391784
Net amount in force 20910742 50329633
Business in the State of Georgia during 1918
A Fire Marine and
Inland
Gross risks written217988000 2300000
Less 43878800 risks cancelled and 22145000 re
insurance in Companies authorized in Georgia 66022800
Net risks written 151965200 2300000
Gross premiums on risks written 3028005 5750
Less 492600 return premiums and 311129 pre
miums for reinsurance in Companies authorized in
Georgia 803729
Net premiums received 2224276 5750
Losses paid deducting salvage 852117 4325158
Annual Report
Less losses on risks reinsured in Companies author
ized in Georgia
Net losses paid
Losses incurred
Less losses on risks reinsured in Companies author
ized in Georgia
Net losses incurred
299285
552832
4325
851221
297401
5325
553820
5325
MECHANICS INSURANCE COMPANY
500 Walnut Street Philadelphia Penna
Daniel H Dunham President John A Snyder Secretary
Attorney for service in GeorgiaA L Brooks Atlanta Ga
Kind of business done in GeorgiaFire and Tornado
Capital Stock
Amount of paidup capital 25000000
Ledger assets December 31 1917 163561540
Extended at 163561540
Income
Gross premiums on new business 134387338
Deduct amounts paid for reinsurance and return
premiums 51561085
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other Items
Deposit Premiums on perpetual risks
Recovered from Amer Union Ins Co on bill
Assignment on perpetual deposits charged off
1250020
32
24850
82826253
6973895
2543232
1274902
936182S2
Total income
Carried forward 1 257179822
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents
a First year 19445745
b Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Field Supervisory Exp2013871
Furn and Fixt 240036
Maps 144679
Inspec and Surveys 1529135
Taxes 3468709
Legal Exp 18195
Agts Bal Chgd off 116936
Deposit Prem Ret 1155800
Real Est Exp 556058
Miscellaneous 136395
Total disbursements
34715331
738167
19445745
4562347
717562
1026746
2500000
8718913
9379814
81804625
Balance 175375197
Ledger Assets
Book value of real estate
Mortgage loans first liens
liens none
Bonds at book value
Stocks at book value
175000 other than first
8319377
8875000
129450000
7852500Insurance Department of Georgia
159
Cash in office
Deposits at interest
Agents balances net
Other items
Perpetual reinsurance deposits
Deposited with Phila Und Association
Total ledger assets as per balance No 23
NonLedger Assets
631631
10000
23860
6843939
13368890
641631
175375137
Interest due and accrued
Market value of assets over book value
Other items
Reinsurance due on losses as per schedule E j
Total assets 179985332
1662387
1480623
1467125
Deduct Assets Not Admitted
Agents balances
Other items
Market value special deposits
Stocks and Bonds
Perpetual reinsurance deposits
809029
1166550
25164
871564
2000743
Total not admitted assets
Total admitted assets
2872307
177113025
Liabilities
Net amount of unpaid losses and claims
Reserve or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Amount reclaimable on perpetual fire insurance policies
Total amount of liabilities except capital
Capital actually paid in cash 25000000
Surplus over all liabilities 31170523
Surplus protection to policyholders
Total liabilities
9444150
77718751
400000
1500000
31879601
120942502
56170523
177113025
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 142836689 136628067
Written or renewed during the year 131797905 133524813
Total 247634594 270155880
Deduct those expired and marked off as terminated 9274114 90358562
In force at the end of the year 18H9ii HVAiVA
Deduct amount reinsured 3b746881 395M4bb
Net amount in forcet 145144599 140220862
Business in ForceMarine and Inland
Written or renewed during the year
Total
Deduct those expired and marked off as terminated
In force at the end of the year
Deduct amount reinsured
Perpetual risks not included above 1
Deposit premiums on same
Risks Premiums
327132 862525
327132
84665
862525
233981
242467 628544
242467 628544
14609545
35282082
160
Annual Report
Business in the State of Georgia during 1918
Fire
Gross risks written 3115040
Less 49142500 risks cancelled and 111883700 reinsurance in
Companies authorized in Georgia 161026200
Net risks written 150477800
Gross premiums on risks written 3739440
Less 480157 return premiums and 1103158 premiums for rein
surance in Companies authorized in Georgia 1583315
Net premiums received 2156125
Net premiums received 2156125
Losses paid deducting salvage 383461
Less losses on risks reinsured in Companies authorized in Georgia 100000
Net losses paid 283461
Losses incurred 422989
Less losses oil risks in companies authorized in Georgia 103108
Net losses incurred 319881
Investments in Georgia
Bonds
Total investments in Georgia
1000000
1000000
MERCANTILE MUTUAL FIRE INSURANCE COMPANY
10 Weybosset Street Providence Rhode Island
Alfred U Eddy President Frederick N B Branch Secretary
Attorney for service in GeorgiaR D Ernst Savannah Ga
Capital Stock
Ledger assets Dec 31 1917 35615021
Extended at 35615021
Income
Gross premiums on new business 37970369
Deduct amounts paid for reinsurance and return
premiums 2577532
Total premiums 35392837
Interest and rents 1517957
Other sources
Refund excise tax 27366
Insurance in book value 500000
527366
Total income 37438160
Carried forward 73053181
Disbursements
Net amount paid policyholders for losses 3459798
Commissions and allowances to agents 3000
Salaries of officers and employes 1636770
Rents and interest 140521Insurance Department of Georgia
161
Advertising printing postage telegrams etc 291615
Paid Policyholders for unabsorbed premiums 25588909
Loss on sale and decrease by adjustment of assets 500000
Other sources
Traveling 220765
Taxes insurance department fees etc 549321
Miscellaneous 186392
Furniture 19109
Inspections 554926
1450513
Total disbursements 33071126
Balance 39982055
Ledger Assets
Bonds at book value SfSio
Stocks at book value 5HiH
Cash in office 4M
Deposits at interest on iiSc
Deposits not at interest 40176s
Tiians 585250
Joans 1 585250
Total ledger assets as per balance No 23 39982055
NonLedger Assets
Interest due and accrued 313178
Total assets 40295233
Deduct Assets Not Admitted
Total not admitted assets 1528209
Total admitted assets 38767024
Liabilities
Net amount of unpaid losses and claims oilS222
Reserves or unearned premiums on risks outstanding il47b40
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued 500000
Surplus over all liabilities 16610594
Surplus protection to policyholders ibbiut94
Total liabilities 38767024
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 illZttll qvm
Written or renewed during the year 45901932 37970369
Tota 89636107 73781775
Deduct those expiredand marked off as terminated 39441069 32893333
ft force at the end of the year 50195038 40888442
Net amount in force 50195038 40888442
Business in the State of Georgia during 1918
Fire
Gross risks written 144664000
Less 22611200 risks cancelled and reinsurance in Companies in
Georgia MblLuu
Net risks written 121952800
Gross premiums on risks written 1123146
Less return premiums for reinsurance in Companies authorized
in Georgia ouss162
Annual Report
Net premiums received
Losses paid deducting salvage
Net losses paid
Losses incurred t j
Net losses incurred 1
Investments in Georgia
Bonds 7 1000000
Total investments in Georgia s
156058
15038
5038
17338
17338
1000000
MILWAUKEE MECHANICS INSURANCE COMPANY
First National Bank Building Mason and East Nater St Milwaukee Wis
Chas H Yunker President Oscar Griebling Secretary
t attorney for service m GeorgiaW H Hill Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Tornado Hail Explosion
Kiot and Civil Commotion Sprinkler Leakage Automobile and Marine
Capital Stock
Amount of paidup capital 1 050 000 00
Ledger assets Dec 31 1917 554145552
Extended at 554145552
Income
Gross premiums on new business 3 751 26669
Deduct amounts paid for reinsurance and return
premiums 79524743
Total premiums 2 ocr oiq 9
Interest and rents 2S0 804ri
Profit on sale or increase by adjustment of aassets nnri
Other sources rfouuu
Conscience money 265 00
Agents balances previously charged off ZZZZZZ 20911
47411
Total income 320764768
Carried forward 874910320
Disbursements
Net amount paid policyholders for losses 3 1 o71 7KQ Q
Commissions and allowances to agents Xiino
o FMrqt vpar 7 3580200
a irst year 71626700
Salaries of officers and employes ImI
Rents and interest fcSliS
Advertising printing postage telegrams etc IZ
Paid policyholders for dividends innnnn
Loss on sale and decrease by adjustment of assets i 7rK
Other items iiauuu
Field supervisory expenses qi
Funiture and fixtures f 2 89270
Maps 93455
Inspections and surveys 4878311
Federal taxes 45073 70
Taxes licienses and fees 98597 75Insurance Department of Georgia
163
Deerease reinsurance 860888
oUbioS i y
Total disbursements 268293033
Balance 606617287
Ledger Assets
Book value of real estate t5ISS
Mortgage loans J
Bonds at book value looociin
Stocks at book value noK9
Cash in office liqiwes
Deposits at interest itooa cl
Agents balances net 4J4S2SbS
Other items
Deposits board of underwriters J
Due from Munich Reinsurance Company b793
Due from Swiss 8787
Total ledger assets as per balances No 23 606617287
NonLedger Assets
Interest due and accrued
Other items
Recoverable for reinsurance
Total assets
Deduct Assets Not Admitted
Agents balances
Bills receivable
Books and value of ledger assets
Total not admitted assets
Total admitted assets
439262
314219
3065864
5174007
12042
611803330
3879345
607923991
Liabilities
Net amount of unpaid losses and claims iI2
Reserves or unearned premiums on risks outstanding iQA66Xtt
Salaries and miscellaneous accounts due or accrued
Taxes due or accruedr 10000000
Other items n
Contingent commissions
Funds held for reinsurance rn
Reserved for dividends 75uouw g
Total amount of liabilities except capital 351304670
Capital actually paid in cash HirVqIo
Surplus over all liabilities iiibibsz Rlq 91
Surplus protection to policyholders 2bbbi9Ji
Total liabilities 607923991
Business in ForceFire
Risks Premiums
In force on thhe 31st day of December 1917 9661259 WW683
Written or renewed during the year 325508894 35b74b39
t 905170153 933519472
DeductuToseexpled andmarked off as terminated 298192918 311087603
Tn force at the end of the year 606977235 622431869
Untlirat reinsured 46386916 45727998
Sit auTta fSrT 560590319 576703871164 Annual Report
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 2915793 5623505
Written or renewed during the year 11682390 18379730
Total 14598183 24003235
Deduct those expired and marked off as terminated 10087222 12845340
In force at the end of the year 4510961 11157889
Deduct amount reinsured 14071 37940
Net amount in force 4496890 11119949
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 490236600 125000
Less 70835500 risks cancelled and reinsurance in
Companies authorized in Georgia 708355
Net risks written 419401100 125000
Gross premiums on risks written 7705018 1875
Less 835465 return premiums for reinsurance in
Companies authorized in Georgia 835465
Net premiums received 6869553 1875
Losses paid deducting salvage 1045170
Net losses paid 1045170
Losses incurred 539048
Net losses incurred 539048
MINNESOTA IMPLEMENT MUTUAL FIRE INSURANCE CO
211 North Cedar St Owatonna Minnesota
F J Lake President C J Buxton Secretary
Attorney for service in GeorgiaJ L Riley Atlanta Ga
Kinds of business done in GeorgiaFire and Tornado
Capital Stock
Ledger assets Dec 31 1917 32434447
Extended at 32434447
Income
Gross premiums on new business 66508774
Deduct amounts paid for reinsurance and return
premiums 16211462
Total premiums 50297312
Interest and rents 1691518
Other sources
Commissions on mortgage loans 3500
Premiums paid in advance 490192
493692
Total income 52482522
Carried forward 84916969Insurance Department of Georgia
165
Disbursements
Net amount paid policyholders for losses 12671346
Legal and administrative expenses in adjustment of claims 183829
a First year 5267451
5267451
Salaries of officers and employes 2044829
Rents and interest 130690
Advertising printing postage telegrams etc 11886753
Other items
Legal expenses 79475
Inspections and surveys including underwriters
board and tariff associations 472385
Field supervisory expenses 84357
Maps furniture and fixtures 243647
Taxes licenses and fees 941825
Postage telegraph telephone exchange and ex
penses 294554
Printing and stationery advertising and subscrip
tions 525500
Miscellaneous 21075
2662818
Total disbursements 34847716
Balance 50069253
Ledger Assets
Mortgage loans 36905000
Bonds at book value 3147160
Deposits at interest 2753855
Deposits not at interest 2859603
Agents balances net 2836248
Other items
Bills receivable taken for fire risks 7368
Due for reinsurance 1060019
Paid on fourth liberty loan 500000
Total ledger assets as per balance No 23 50069253
NonLedger Assets
Interest due and accrued 1034346
Market value of assets over book value 10790
Other items
Reinsurance recoverable on losses paid 122896
Due for reinsurance commissions 117140
240036
Total assets 51354425
Deduct Assets Not Admitted
Total admitted assets 51354425
Liabilities
Net amount of unpaid losses and claims 1980151
Reserves or unearned premiums on risks outstanding 24910278
Dividends to policyholders declared but unpaid 55845
Salaries and miscellaneous accounts due or accrued 20000
Taxes due or accrued 500000
Other items
Contingent commission or other charges due or
accrued 200000 200000
Total amount of liabilities except capital 27666274
Surplus protection to policyholders 23688151
Total liabilities 51354425
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 22630131 41632090166 Annual Report
Written or renewed during the year 35201124 66508774
Excess of original premiums over amount received
tor reinsurance 78394
Total 57831255 108219258
Deduct those expired and marked off as terminated 22709474 43246191
In force at the end of the year 35121781 64973067
Deduct amount reinsured 6367870 16330135
Net amount in force Z 28753911 48642932
Business in the State of Georgia
Fire
Gross risks written 34656000
Less 4500000 risks cancelled and reinsurance in Companies in
Georgia 4500000
Net risks written 30156000
Gross premiums on risks written 617673
Less 149470 return premiums for reinsurance in Companies
authorized in Georgia 149470
Net premiums received J 468203
Losses paid deducting salvage 3315
Net losses paid 3315
Losses incurred 3315
Net losses incurred 3315
NATIONAL BEN FRANKLIN FIRE INS CO
120122 Ohio St West Pittsburgh Pa
Samuel McKnight President H M Schmitt Secretary
Attorney for service in GeorgiaLangdon CQuin Atlanta Ga
Kinds of business done in GeorgiaFire Tornado and Automobile
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1917 398684798
Extended at 398684798
Income
Gross premiums on new business 379486652
Deduct amounts paid for reinsurance and return
premiums 128941923
Total premiums 2525tonj5
Interest and rents
Profit on sale or increase by adjustment of assets 110169
Other sources
From agents balances previously marked off 27553
Total income 270134495
Carried forward 668819293
Disbursements
Net amount paid policyholders for losses 108412348
Commissions and allowances to agents 3521273Insurance Department of Georgia
167
b Renewal 74880294
Salaries of officers and employes 9503727
Rents and interest 1099699
Advertising printing postage telegrams etc 2118871
Paid stocKholders for dividends 12000000
Other items
Field supervisory expenses T 4869089
Furniture and fixtures 34003
Inspections surveys and map corrections 2947892
Taxes licenses and fees 13055355
Legal expenses Agents balances charged off and
real estate expenses 857640
21763979
Total disbursements 233300191
Balance 435519191
Ledger Assets
Book value of real estate 18527455
Mortgage loans 222305602
Stocks at book value 7457250
Bonds at book value 98804857
Cash in office 3751214
Deposits at interest 35044143
Agents balances net 42831581
Other items
Note Swift and Co Chicago 111 due April 28 1919 2500000
Philadelphia underwriters association per schedule 20000
Loans secured by pledge of bonds stock 4267000
6787000
Total ledger assets as per balance No 23 435519102
NonLedger Assets
Interest due and accrued 4648780
Market value of assets over book value 924848
Other items
Reinsurance recoverable on losses paid schedule E 570101
Total assets 441662831
Deduct Assets Not Admitted
Agents balances p 1612284
Other items
Market value of special deposits 8161295
Book value of stocks and bonds 1361834 9523129
Total not admitted assets 11135413
Total admitted assets 430527418
Liabilities
Net amount of unpaid losses and claims 28738620
Reserves or unearned premiums on risks outstanding 230153245
Salaries and miscellaneous accounts due or accrued 147220
Taxes due or accrued 9000000
Other items
Dividends declared and unpaid to stockholders 33500
Contingent commissions 232090
Interest received in advance on note Swift and
Company 51667
317257
Total amount of liabilities except capital 268356342
Capital actually paid in cash 100000000
Surplus over all liabilities 62171076
Surplus protection to policyholders 162171076
Total liabilities 430527418168 Annual Report
Business in ForceFire
Risks
In force on the 31st day of December as per line
6 under this heading in last years statement 455092708
Written or renewed during the year per income
No 5 312549006
Excess of original premiums over amoufnt re
ceived for reinsurance
Total 767641714
Deduct those expired and marked off as terminated 270247891
In force at the end of the year 497393823
Deduct amount reinsured schedule required 94918251
Net amount in force 402475572
Business in ForceMarine and Inland
Risks
In force on the 31st day of December as per line
6 under this heading in last years statement 12728711
Written or renewed during the year per income
No 5 12737852
Total 25466563
Deduct those expired and marked off as terminated 14958778
In force at the end of the year 10507785
Deduct amount reinsured schedule required 268006
Net amount in force 5 10239779
Business in the State of Georgia
A Fire
Gross risks written 411007800
Less 136503500 risks cancelled and 21205700 re
insurance in Companies authorized in Georgia 148374400
Net risks written 262633400
Gross premiums on risks written 5806715
Less 1156355 return premiums and 509081 pre
miums for reinsurance in Companies authorized
in Georgia 1508968
Net premiums received 4297747
Losses paid deducting salvage 923665
Less losses on risks reinsured in Companies au
thorized in Georgia 411579
Net losses paid 512086
Losses incurred 898005
Less losses on risks reinsured in Companies au
thorized in Georgia 537171
Net losses incurred 360834
Premiums
453125082
341553313
1559995
796238390
274567272
520771118
112236225
408534893
Premiums
36475665
37933339
74409004
44091335
30317669
3006 42
30017027
Marine and
Inland
408122 00
9334800
31477400
I
681309
156468
524841
585853
585853
545853
545853
RECAPITULATION OF FIRE RISKS AND PREMIUMS
Teal Amount Premiums
Written Term Covered Charged
Less Reins
1918 One year or less 99323397 114016462
1917 Two years 260638 170416
1918 Two years
Fraction Premiums
Unearned Unearned
12
14
34
57008231
42604Insurance Department of Georgia
169
1916
1917
1918
1915
1916
1917
1918
1914
1915
1916
1917
1918
years 70789552
years 75770957
years 86123408
years 4375
years
years 87225
years
years 12183028
years 12080572
years 14205462
years 15469339
Five years 14597925
Over Five Years 1479694
Advance Premiums
Totals 402475578
i hree
Three
Three
Four
Four
Four
Four
Five
Five
Five
Five
60938306
66837959
83452797
10449
20139
14227776
13284936
16954900
18169471
18907704
1362329
108534893
Grand Totals 402475572 408534893
Investments in Georgia
Bonds
16
12
56
18
38
58
78
pro rata
100
Total investment in Georgia
10156384
33418980
69543995
1306
135868
1427777
3985480
8477450
12718629
17016930
1226097
2151447731
215144731
1020000
NATIONAL FIRE INSURANCE CO OF HARTFORD
95 Pearl Street Hartford Conn
H A Smith President F D Layton Secretary
Attorney for service in GeorgiaH T Powell Atlanta Ga
Kinds of business done in GeorgiaFire and Marine
Capital Stock
Amount of paidup capital 200000000
Ledger assets Dec 31 1917 1944717030
Extended at 1944717030
Income
Gross premiums on new business renewal 2338345424
Deduct amounts paid for reinsurance and return
premiums 1026850570
Total premiums 1311494854
Interest and rents 74485821
Profits on sale or ncrease by adjustment of assets 791425
Conscience fund 22705
Agents balances previously charged off 81928
104633
Total income 1386876733
Carried forward 1 3331593763
Disbursements
Net amount paid policyholders for losses 625851834
Commissions and allowances to agents 19646701
a First year and b renewal 215804856
Salaries of officers and employes 99072324
Rents and interest 6228158
Advertsing printing postage telegrams etc 19226275
Paid Policyholders for dividends 40000000
Loss on sale and decrease by adjustment of assets 14728945
Field supervisory expenses furniture and fixtures maps taxes
Etc 152218052
Total disbursements 1192777145
Balance 2138816618170
Annual Report
Ledger Assets
Book value of real estate SSSfJSIn
Mortgage loans first liens liiii oSc i
Bonds at book value JaJSio
Stocks at book value ioS il
Cash in office J
Deposits at interest icaeal
Deposits not at interest SSJSom
Agents balances net L6ts0
Other items
Due from departmental managers5 27994
Due from other insurance companies 21932889
219b0ool
Total ledger assets as per balance No 23 2138816618
NonLedger Assets
Interest due and accrued 2oiooo
Market value of assets over book value real estate 2438322
Due from other insurance companies reinsurance on fire losses
paid see column 1 schedule E page 10 19539254
Total assets 2189470133
Deduct Assets Not Admitted
Agents balances i9fn7l9
Bills receivable 21b0rf43
Over due and accrued interest on bonds in default 9578667
Market value of special deposits in excess of
correspondng liabilities 13571643
Book value of ledger assets aver marke value
stocks and bonds 349U4b25
Total not admitted assets 63140849
Total admitted assets 2126329284
Liabilities
Net amount of unpaid losses and claims 144294544
Reserves or unearned premiums on risks outstanding 12038411bu
Salaries and miscellaneous accounts due or accrued WJJJW
Taxes due or accrued 0000000
Other items
Funds held under reinsurance treaties 2bb93Sl
Special reserve fund covering all contingent
labilities 3000000 32669381
Total amount of liabilities except capital 1458805085
Capital actually paid in cash 200000000
Surplus over all liabilities 467524199
Surplus protection to policyholders bb7524i99
Total liabilities 2126329284
Business in ForceFire
Risks Premiums
In force on the 31st dav of December 19172864037094 2710636289
Written or renewed during the year 2084628437 2115703905
Excess of original premiums over amount received
for reinsurance 338973
Total 4948665531 4826679167
Deduct those expired and marked off as terminated 1913739591 1848150368
In force at the end of the year 3034925940 2978528799
Deduct amount reinsured 895804584 764015859
Net amount in force 2139121356 2214512940Insurance Department of Georgia
171
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 48966957 82136298
Written or renewed during the year 206801270 222641519
Total 255768227 304777817
Deduct those expired and marked off as terminated 193759193 195914837
In force at the end of the year 62009034 108862980
Deduct amount reinsured 4600330 12120008
Net amount in force 57408704 96742972
Business in the State of Georgia
Fire
Gross risks written 5 2861757600
Less 590956800 risks cancelled and 319749600 reinsurance in
Companies authorized in Georgia1 910706400
Net risks written 1951051200
Gross premiums on risks written 33663882
Less 5689171 return premiums and 1115759 premiums for re
insurance in Companies authorized in Georgia 6804930
Net premiums received 26858952
Losses paid deducting salvage 7042050
Less losses on risks reinsured in Companies authorized in Georgia 613376
Net losses paid 6428674
Losses incurred 8160712
Less losses on risks reinsured in Companies authorized in Georgia 1156526
Net losses incurred 7004186
NATIONAL LIBERTY INSURANCE COMPANY OF AMERICA
62 Wlliam Street New York
Geo B Edwards President G H Kehr Secretary
Attorney for service in GeorgiaS C Williams Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Tornadotests Sprinkler
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1917 819616898
Extended at 819616898
Income
Gross premiums on new business 808592978
Deduct amounts paid for reinsurance and return
premiums 284128840
Total premiums 524464138
Interest and rents 39595772
Profit on sale or increase by adjustment of assets 30912689
Other sources
Conscience money 25675
Borrowed money on Liberty Loan Bonds 70000000
Agents balances previously charged off 2099
70027774
Total income 665000373
Carried forward 1484617271172
Annual Report
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents
b Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Taxes licenses and fees 1
Legal expenses
Agents balances charged off
Investment expenses other than real estate
Exchange
Audits
Charity
Donations Red Cross
United War work campaign
Miscellaneous office expenses
10 Shares Underwriters Adjustment Co Chicago
stocks transferred to unlisted assets
Real estate expenses
Borrowed money
Interest on borrowed money
Furniture and fixtures
Maps including corrections
Inspections and surveys including Underwriters
Boards and Tariff Associations
22109325
676411
476478
44800
118860
550624
26425
500000
250000
237694
75000
4053897
20000000
1028627
924867
890164
252351460
13915471
138034230
21431776
3146167
10617109
20000000
11518312
8502228
Total disbursements
Balance
38356075
531479928
953137343
Ledger Assets
Book value of real estate
Mortgage loans other than first liens
Bonds at book value 4
Stocks at book value 2
Cash in office
Deposits at interest
Deposits not at interest
Aents balances net 1
Total ledger assets as per balance No 23
66350000
76610000
18381850
28416000
834212
45449456
1276652
15819173
53137343
NonLedger Assets
6812647
39502150
7399910
Interest due and accrued
Market value of assets over book value
Reinsurance on losses paid as per schedule E 1
Total assets 1000852050
Deduct Assets Not Admitted
Agents balances
Total not admitted assets
Total admitted assets
6385300
6385300
1000466750
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued Estimated amount hereafter payable
Other items
Interest on borrowed money 308510
Contingent commissions or other charges 2800386
Borrowed on Liberty Loan Bonds 50000000
Total amount of liabilities except capital
6375518
494158730
400000
10000000
53108896
621422811Insurance Department of Georgia 173
Capital actually paid in cash 100000000
Surplus over all liabilities 279043939
Surplus protection to policyholders 379043939
Total liabilities 1000466750
Business in ForceFire
Risks Premiums
In force on the 31st daj of December as per line
6 under this heading in last years statement1001030052 929082309
Written or renewed during the year per income
No 5 659410328 676698224
Excess of original premiums over amount received
for reinsurance 213182
Total 1660440380 1605993715
Deduct those expired and marked off as terminated 570511463 547150798
In force at the end of the year1089928917 1058842917
Deduct amount reinsured schedule required 177374468 180933424
Net amount in force 912554449 877909493
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement 40197745 83457756
Written or renewed during the year per income
No 5 65357343 131894754
Total 105555088 215352510
Deduct those expired and marked off as terminated 56409668 122322110
In force at the end of the year 49145420 93030400
Deduct amount reinsured schedule required 2910245 9475308
Net amount in force 46235175 83555092
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1044148300 15683600
Less 224847400 risks cancelled and 32890000 re
insurance in Companies authorized in Georgia 256141200 1596200
Net risks written 788007100 14087400
Gross premiums on risks written 14331628 404646
Less 1737363 return premiums and 342167 pre
miums for reinsurance in Companies authorized
in Georgia 2028308 51222
Net premiums received 12303320 353424
Losses paid deducting salvage 3078395 202353
Less losses on risks reinsured in Companies au
thorized in Georgia 27231
Net losses paid 3051164 202353
Less losses on risks reinsured in Companies au
thorized in Georgia 31928
Net losses incurred 2834721 326428
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000174
Annual Report
NATIONAL UNION FIRE INSURANCE COMPANY
Seventh and Smithfield Streets Pittsburgh Pa
E B Cole President Wm G Armstrong Secretary
Attorney or service in GeorgiaCarleton T Simth Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Tornado Sprinkler Leakage
Explosion and War Risks Insurance
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1917 544782000
Extended at 544782000
Income
Gross premiums on new business 672145851
Deduct amounts paid for reinsurance and return
premiums 344004031
Total premiums 328141820
Interest and rents 19630172
Other sources
Prom agents balances previously charged off 36111
Total income 347808103
Carried forward 892590103
Disbursements
Net amount paid policyholders for losses 198442328
Commissions and allowances to agents 6650826
b Renewal 66037267
Salaries of officers and employes 25038045
Rents and interest 1359711
Advertising printing postage telegrams etc 7660004
Paid Policyholders for dividends 10000000
Loss on sale and decrease by adjustment of assets 4200
Other items
Taxes licenses and fees 19819671
Field supervisory expenses 4844415
Inspecitions and surveys 6964205
Outlays made on unlisted assets per schedule X 235000
Total disbursements 347055672
Balance 545534431
Ledger Assets
Book value of real estate 217214
Mortgage loans 27950000
Bonds at book value 335799592
Stocks at book value 40829477
Cash in office 1735444
Deposits at interest 49619577
Deposits not at interest 1198878
Agents balances net 73413573
Other items
Bills receivable taken for fire risks 4126720
Due from other companies 10643956
Total ledger assets as per balance No 23 545534431
NonLedger Assets
Interest due and accrued 5029179
Total assets 550563610Insurance Department of Georgia
175
Deduct Assets Not Admitted
Agents balances 2200625
Bills receivable 2860370
Market value of special deposits in excess of
corresponding liabilities 5832657
Book value of stocks and bonds over market value 18102573
Total not admitted assets 28996225
Total admitted assets 521567385
Liabilities
Net amount of unpaid losses and claims 31893192
Reserves or unearned premiums on risks outstanding 293065454
Salaries and miscellaneous accounts due or accrued 2500000
Taxes due or accrued 15000004
Other items
Special reserve for contingencies 2500000
Total amount of liabilities except capital 344958646
Capital actually paid in cash 100000000
Surplus over all liabilities 76608739
Surplus protection to policyholders 176608739
Total liabilities 521567385
Business in Force
Fire
Gross risks written 684049300
Less 98376800 risks cancelled and 6405 reinsurance in Com
panies authorized in Georgia 99017300
Net risks written 585032000
Gross premiums on risks written 8638080
Less 1944354 return premiums and 27717 premiums for rein
surance in Companies authorized in Georgia 1972071
Net premiums received 6666009
Losses paid deducting salvage 1675203
Net losses paid 1675203
Losses incurred 1 2408458
Net losses incurred 2408458
NATIONAL FIRE INSURANCE CO OF PARIS FRANCE
U S Office 17 Custon House St Providence R I
Starkweather and Shepley Managers
Attorney for service in GeorgiaGordon Williams Atlanta Ga
Capital Stock
Ledger assets Dec 31 1917 98438778
Extended at 98438778
Income
Deduct amounts paid for reinsurance and return
premiums 62513757
Total premiums 62513757
Interest and rents 3317422176 Annual Report
Profit on sale or increase by adjustment of assets 3317422
Total income 65831179
Carried forward 164269957
Disbursements
Net amount paid policyholders for losses 29866556
Commissions and allowances to agents 18179113
Salaries of officers and employes 34254
Advertising printing postage telegrams etc 39167
Other items 3678748
Total disbursements 51797838
Balance 112472119
Ledger Assets
Bonds at book value 84611797
Deposits not at interest 9692689
Agents balances net 18157633
Other items 10000
Total ledger assets as per balance No 23 112472119
NonLedger Assets
Interest due and accrued 1011717
Market value of assets over book value 510415
Total assets 113994251
Deduct Assets Not Admitted
Total not admitted assets 1290947
Total admitted assets 112703304
Liabilities
Net amount of unpaid losses and claims 7903260
Reserves or unearned premiums on risks outstanding 45226397
Salaries and miscellaneous accounts due or accrued 1800000
Taxes due or accrued 5203196
Total amount of liabilities except capital 60132853
Surplus over all liabilities 52570451
Surplus protection to policyholders 52570451
Total liabilities 112703304
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 154246301 144667369
Written or renewed during the year 168640452 163578594
Total 322886753 308245963
Deduct those expired and marked off as terminated 141299823 126476071
In force at the end of the year 181586930 181769892
Deduct amount reinsured 94286275 95350773
Net amount in force 87300655 86419119
Business in the State of Georgia
Fire
Gross risks written 779695900
Less 215053100 risks canceled and 234280000 reinsurance in
Companies authorized in Georgia 449333100
Net risks written 330362800
Gross premiums on risks written 10044667Insurance Department of Georgia 177
Less 1610403 return premiums and 3240330 premiums for re
insurance in Companies authorized in Georgia 4SDlH3i
Net premiums received 5193934
Losses paid deducting salvage lj9HI
Less losses on risks reinsured in Companies authorized in Georgia 1295b 19
Net losses paid 2208734
Losses incurred 4817876
Less losses on risks reinsured in Companies authorized in Georgia 2033726
Net losses incurred 2784150
NEWARK FIRE INSURANCE CO
41 Clinton St Newark New Jersey
E J Haynes President T L Farquhar Secretary
Attorney tor servce in GeorgiaM Dargon Atlanta Ga
Capital Stock
Amount of paidup capital 50000000
Extended at
Income
240515563
Gross premiums on new business and renewal 357846856
Deduct amounts paid for reinsurance and return
premiums
171369245
Total premiums
Interest and rents
Other sources
Agents balances previously charged off etc
29831
186477611
10187443
29831
Total income
196694885
Carried forward 437210448
Disbursements
Net amount paid policyholders for lossesT7
Legal and admnistrative expenses in adjustment of claims
b Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Managment expenses etc iamja
87704284
2491489
38066115
9989823
1708726
3230288
3120
339466
15710152
Total disbursements 159243463
277966985
Balance
NonLedger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cach in office
Deposits at interest
Deposits not at interest
Agents balances net
18207930
39495006
116085664
41587613
46651
29048061
262596
33223464178 Annual Report
Other items
Philadelphia Fire Underwriters Association deposit 10000
Total ledger assets as per balance No 23 277966985
NonLedger Assets
Interest due and accrued 1895649
Market value of assets over book value 5914717
Other items
Losses recoverable 5342556
Total assets 289119907
Deduct Assets Not Admitted
Agents balances 1515724
Other items
Special deposits 1690160
Market value of bonds and stock under book value 8171277
9861437
Total not admitted assets 11377161
Total admitted assets 277742746
Liabilities
Net amount of unpaid losses and claims 20184576
Reserves or unearned premiums on risks outstanding 142491224
Dividends to stockholders declared but unpaid 9ll610
Salaries and miscellaneous accounts due or accrued 2150000
Taxes due or accrued 6000000
Total amount of liabilities except capital I 1717374A0
Capital actually paid in cash 50000000
Surplus over all liabilities 56005336
Surplus protection to policyholders 106005336
Total liabilities 277742746
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 342135600 1655000
Less 78520800 risks cancelled and 163259000 re
insurance in Companies authorized in Georgia 241489800 290000
Net risks written 100645800 1365000
Gross premiums on risks written 4562278 525 52
Less 1012198 return premiums and 2256844 pre
miums for reinsurance in Companies authorized
in Georgia 3255607 13435
Net premiums received 1306671 39117
Losses paid deducting salvage 486684 17257
Less losses on risks reinsured in Companies au
thorized in Georgia 255055
Net losses paid 231629 17257
Losses incurred 801984 2743
Less losses on risks reinsured in Companies au
thorized in Georgia 269889
Net losses incurred 532095 2743
Investments in Georgia
Other items
United State Panama Canal Loan 3 1961 Par val 1000000
Total investments in Geargia 1000000Insurance Department of Georgia
179
NEW BRUNSWICK FIRE INSURANCE COMPANY THE
40 Paterson Street New Brunswick N J
Chas D Ross President B B Wycoff Secretary
Attorney for service in GeorgiaLarigdon C Quin Atlanta Ga
Kinds of business done in GeorgiaFire Automobile Marine Sprinkler Leakage
Explosion War Risks Tornado Tourists Baggage Registered Mail Hail
Earthquake
Capital Stock
Amount of paidup capital 50000000
Ledger assets Dec 31 1917 217552013
Extended at 217552013
Income
Gross renewal premiums 299019013
Deduct amounts paid for reinsurance and return
premums 116497688
Total premiums ornl
Interest and rents ISrlli
Profit on sale or increase by adjustment of assets 255780
Total income 192481816
Carried forward 1 410033829
Disbursements
Net amount paid policyholders for losses 859SS120
Commissions and allowances to agents
b Renewal i2Alkok
Salaries of officers and employes 5 io
Rents and interest Jln r
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets 186650
Other items
Field supervisory expenses 9175662
Furniture and fixtures 287638
Maps 310554
Inspections and surveys 1637881
Federal taxes 1798177
Paid stockholders for dividends 6745
Taxes licenses and fees 5036735
United War Work campaign 50000
Mortgage No 157 charged off 12
Real estate expenses In
Borrowed money repaid 12000000
Interest on borrowed money 211616
Total disbursements 177910469
Balance 232123360
Ledger Assets
Mortgage loans first liens Sin
Bonds at book value IS
Stocks at book value oAXo oo
Cash in office oirnKfi
Deposits at interest iiVnicl
Agents balances net iibfUfUb
Other items
Deposits with Philadelphia Underwriters 10000
Total ledger assets as per balance No 23 232123360
NonLedger Assets
Interest due and accrued 1289056180
Annual Report
Market value of assets over book value
Other items
Schedule E Column 1
720960
124297
Total assets 234257673
Deduct Assets Not Admitted
Agents balances 363405
Total not admitted assets 363405
Total admitted assets 233894268
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Contingent commissions or other charges due or accrued
Total amount of liabilities except capital
Capital actually paid in acsh 50000000
Surplus over all liabilities 33243237
Surplus protection to policyholders
24751900
122394834
4297
200000
3000000
300000
150651031
83243237
Total liabilities 233894268
Business in ForceFire
In force on the 31st day of December 1917
Written or renewed during the year
Risks
222589340
216903863
Premiums
240665125
232991109
473656234
185638450
288017784
76181865
Net amount in force 190484684 211835919
Total 439493203
Deduct those expired and marked off as terminated 179338411
In force at the end of the year 260154792
Deduct amount reinsured 69670108
Business in ForceMarine and Inland
In force on the 31st day of December 1917
Written or renewed during the year
Total
Deduct those expired and marked off as terminated
Risks
6085669
43694432
49780101
38082740
In force at the end of the year 11697361
Deduct amount reinsured 746251
Premiums
11600599
66027904
77628503
53392386
24236117
893497

Net amount in force 10951110 23342620
Business in the State of Georgia
A Fire
Gross risks written 474701400
Less 188622400 risks cancelled and 149342600
reinsurance in Companies authorized in Georgia 302598000
Marine and
Inland
142126700
35367000
Net risks written 172103400 106759700
Gross premiums on risks written 5770065 2317094
Less 1465422 return premiums and 1827691 pre
miums for reinsurance in Companies authorized in
Georgia 2878972 414141Insurance Department of Georgia 181
Net premiums received 2891633 1902953
Losses paid deducting salvage 3027222 8 143 96
Iess losses on risks reinsured in Companies au
thorized in Georgia 1765031 10782
Net losses paid 1262191 f 803614
Losses incurred j 3237268 1180771
Less losses on risks reinsured in Companies au
thorized in Georgia 2193561 22482
Net losses incurred 1043707 1158289
NEW HAMPSHIRE FIRE INS CO
156 Hanover Street Manchester N H
Prank W Sargeant President Lewis w Crockett Secretary
v Attorney tor service in GeorgiaJ J McKay Macon Ga
Kinds of business done in GeorgiaFire Tornado Lightning Sprinklered
Leakage and Marine
Capital Stock
Amount of paidup capital 150000000
Ledger assets Dec 31 1917 677869241
Extended at 677869241
Income
Gross premiums on new business 607371642
Deduct amounts paid for reinsurance and return
premiums 206295320
Total premiums n1n 7R 9
Interest and rents LIZ 321 221 51
Profit on sale or increase by adjustment of assets ItufiVl
Other sources
Agents balances previously charged off 107 51
Total income 433343899
Carried forward 1111213140
Disbursements
Net amount paid policyholders for losses 1 gi 9 65q h
Commissions and allowances to agents 1029900 30
Salaries of officers and employes 129294 88
Rents and repairs 28814 71
Advertising printing postage telegrams etc 4234272
Paid Policyholders for dividends 18oo06 00
Loss on sale and decrease by adjustment of assets s78244
Other items sizi
Field supervisory expenses J 125 458 76
Maps and corrections 6 176 44
Inspections and surveys J 57 ug 75
Taxes and fees 172653 53
Agents balances charged off 645 25
Total disbursements 360587690
Balance 750625450
Ledger Assets
Book value of real estate 246 000 00
Mortgage loans first liens 6 307 50
Bonds at book value 4 512 120 35X82 Annual Report
189462797
Stocks at book value 1 49302
Cash in office 283J9002
Deposits not at interest 562 51064
Agents balances net
Total ledger assets as per balance No 23 750625450
NonLedger Assets
t 6483106
Interest due and accrued T 428 46568
Market value of assets over book value
Other items 3763104
Reinsurance due on losses paid
803718228
Total assets
Deduct Assets Not Admitted
254566
Agents balances
Marketmvalue of special deposits in excess of
corresponding liabilities titow
2577246
Total not admitted assets S 8 01140982
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
geseres or unearned premiums on risks outstanding fsootOO
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued 18o 00000
Taxes due or accrued 4374l0774
Total amount of liabilities except capital
Capital actually paid in cash 2l3730208
Surplus over all liabilities 363730208
Surplus protection to polio holders j
801140982
Total liabilities
Business in ForceFire
Risks Premiums
K 1Q17 764883081 722368283
In force December 31 1917 536 159 363 584519826
Written or renewed in 1918 J
1301042444 i 1306888109
850449030 828643685
In force December 31 1918 156491 988 140065404
Deduct amount reinsured
a 693957042 688578281
Net amount in force I 463124 2311137
In force December 31 1917 11751001 22851816
Written or renewed in 1918
12214125 25162953
Sennet eraonVandcanTatio 8042714 713769
v i 101s 4171411 11449184
In force December 31 1918 g 45 97426
Deduct amount reinsured
4112666 11351758
Net amount in force
Business in the State of Georgia
A lire Marine and
Inland
1330759600 850000
ESS 1 llifiloM ta VanSitedandY3l66689 re
insurance in Companies authorized in Georgia 488516100
842243500 850000
Net risks written Insurance Department of Georgia
183
Gross premiums on risks written
Less 1446486 return premiums and 3368911 pre
miums tor reinsurance in Companies authorized
m Georgia
Net premiums received 5
Losses paid deducting salvage
Less losses on risks reinsured in Companies au
thorized in Georgia
Net losses paid 3
Losses incurred
Less losses on risks reinsured in Companies au
thorized in Georgia
Net losses incurred
12194394
4815397
7378997
3352988
1099788
2253200
3159365
873304
31081
31081
2286061
RECAPITULATION OF FIRE RISKS AND PREMIUMS
rtrL Amount
Written Term Covered
1918 One year or less 209 584 143
1917 Two years 340V858
wo years 2289420
1916 Three years 102275 261
1917 Three years 123684210
1918 Three years 117802933
1915 Pour years 989035
1916 Pour years 1226202
1917 Pour years 1260758
1918 Pour years 1388976
1914 Five years 23979499
1915 Five years 23154 986
1916 Five years 25358281
1917 Five years 28021 460
1918 Five years 27083708
Over Five Years 2454312
Totals 693957042
Premiums Fractior Premiums
Charged Unearned Unearned
Less Reins
227965070 12 113982535
1927336 14 481834
2226010 34 1669508
88230045 16 14705008
103522707 12 51761354
112925388 56 94104490
1096233 18 137029
1341077 38 502904
1100412 58 687758
1348549 78 1179980
26322312 110 2632231
24738417 310 7421525
28260955 12 14130478
31913282 710 22339297
33452573 910 30107316
2207915 pro rata 1808315
688578281 357651562
NEW JERSEY INSURANCE COMPANY
40 Clinton Street Newark N J
C P Stewart President t r ritvHo o
Attorney for service in GeorgiaLangdon C Qu Atonta
Kinds of business done in GeorgiaFire Automobile Tornado Explosion
Sprinkler Leakage
Capital Stock
Amount of paidup capital 000 000 00
Ledger assets Dec 31 1917 245l69828
Extended at 245169828
Income
Gross premiums on new business 262424780
Deduct amounts paid for reinsurance and return
premiums 105661193
Total premiums 1 cfi7
Interest and rentsZZZZZZZZZZZ 13367880184
Annual Report
Profit on sale or increase by adjustment of assets
Other sources 11979
Agents balances previously charged oft
170195946
Total income
415365774
Carried forward
Disbursements
Net amount paid policyholders for losses l367o86
Commissions and allowances to agentsgjjjjj
a First year 37494609
139 058 5t
Salaries of officers and employes il89174
Rents and interest I6l3749
Advertising printing postage telegrams etc j
Loss on sale and decrease by adjustment of assets leiS
Other tems
147091014
Total disbursements
268274760
Balance
Ledger Assets
31888849
Book value of real estate 44230565
Mortgage loans first liens 677 23174
Bonds at book value 86312899
Stocks at book value 10 08702
Cash in office 10664255
Deposits at interest 26433246
Agents balances net
Deposirwith Philadelphia Underwriters association 10000
Investment expenses collectibleZf 268274760
Total ledger assets as per balance No li
NonLedger Assets
1500545
Interest due and accrued rvvi 367326
Market value of assets over book value 1636325
Reinsurance recoverable on paid losses
271778956
Total assets
Deduct Assets Not Admitted
1253373
Agents balances
ookvalue of ledger assets over market value 7399760
Reinsurance due on paid losses from American 9 11g 49
Union Fire Ins Co
9565982
Total not admitted assets
262212974
Total admitted assets
Liabilities
28780350
Net amount of unpaid losses and claims Tjjr 93836018
Reserve or unearned premiums on rsksoutstanding 0 0Q
Salaries and miscellaneous accounts due or accrued 4000000
Taxes due or accrued 127126368
Other items Il000OObOO
Capital actually paid in cash 35096606
Surplus over all liabilities 135096606
Surplus protection to policyholders j 262212974
Total liabilities
Business in ForceFire
Risks Premiums
in force on the 31st day of De em 1917 196 486 768 187946465
Written or renewed during the yearInsurance Department of Georgia 185
Total 402154100 392822818
Deduct those expired and marked off as terminated 180002444 160759923
In force at the end of the year 222151656 232062895
Deduct amount reinsured 74397896 75094559
Net amount in force 147753760 156968336
Business in ForceMarine and Inland
In force on the 31st day of December 1917 11260653 24349000
Written or renewed during the year 75568515 112188718
Total 86829168 136537718
Deduct those expired and marked off as terminated 44811838 70186321
In force at the end of the year 42017330 66351397
Deduct amount reinsured 31881914 44664641
Net amount in force 10135416 21686756
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 492327600 78081300
Less 202361500 risks cancelled and 38804900 re
insurance in Companies authorized in Georgia 217925800 23240600
Net risks written 274401800 54840700
Gross premiums on risks written 6851192 1281619
Less 1945445 return premiums and 577447 pre
miums for reinsurance in Companies authorized
in Georgia 2243923 278969
Net premiums received 4607269 1002650
Losses paid deducting salvage 1422014 255877
Less losses on risks reinsured in Companies au
thorized in Georgia 31447 1710
Net losses paid 1390567 254167
Losses incurred 1502314 310377
Less losses on risks reinsured in Companies au
thorized in Georgia 31447 1710
Net losses incurred 1470867 308667
NIAGARA FIRE INSURANCE CO
123 William St New York City
O E Lane President Chas A Lung Secretary
Attorney for service in GeorgiaFloyd Johnson Atlanta Ga
Kinds of business done in GeorgiaFire Automobile and Tornado
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1917 938989227
Extended at 938989227
Income
Gross premiums on new business and renewal 1054073954
Deduct amounts paid for reinsurance and return
premiums 411866956186
Annual Report
Total premiums 642206938
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Employes liberty loan fund
Agents balances previously charged off
449600
29338
40327675
192780
478938
Total income 683206391
Carried forward 1621995618
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Red Cross Contribution 500000
United war workers campaign contribution 250000
297688229
6365674
123546646
46159118
4172209
66753019
25000000
3507900
750000
Total disbursements
Balance
573942795
5 1048052823
Ledger Assets
Mortgage loans first lien 23200000
Bonds at book value 443877887
Stocks at book value 369429263
Cash in office 269342
Deposits at interest 82438481
Deposits not at interest 984487
Agents balances net 117408151
Other items
Losses and loss expenses recoverable on paid losses 10445212
Total ledger assets as per balance No 23 1048052823
NonLedger Assets
Interest due and accrued 5658595
Total assets 1053711418
Deduct Assets Not Admitted
Agents balances 3405904
Other items
Maket value of special deposit in excess of cor
responding liabilities 4129167
Book value of ledger assetts over market value 17517950
Total not admitted assets 25053021
Total admitted assets 1028658397
Liabilities
Net amount of unpaid losses and claims 68126700
Reserves or unearned premiums on risks outstanding 516847044
Salaries and miscellaneous accounts due or accrued 7200000
Taxes due or accrued 24150000
Other items
Employees liberty Loan Fund 624000 624000
Total amount of liabilities except capital 616947744
Capital actually paid in cash 100000000
Surplus over all libalities 311710653
Surplus protection to policyholders 411716653
Total liabilities 1028658397Insurance Department of Georgia 187
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
Business in ForceFire
Risks Premiums
In force on the 31st day December 19171076243569 1001361888
Written or renewed during the year 951377743 951372465
Excess of originial premiums over amount received
for reinsurance 267629
Total 2027621312 1953001982
Deduct those expired and marked off as terminated 785510612 756528756
In force at the end of the year1242110700 1196473226
Deduct amount reinsured 300271395 273468053
Net amount in force 941839305 923005173
Business in ForceMarine and Inland
In force on the 31st day December 1917 15744433 56309066
Written or renewed during the year 48945514 102701489
Total 64689947 159010555
Deduct those expired and marked off as terimnated 40741135 95759267
In Force atthe end of the year 23948812 63251288
Deduct amount reinsured 539027 1237680
Net amount in force 23409785 62013608
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1046545200 166608200
Less 284386700 risks cancelled and 220754200
reinsurance in Companies authorized in Georgia 483742500 21398400
Net risks written 562802700 145209800
Gross premiums on risks written 12743428 3248466
Less 2854355 return premiums and 3265851
premiums for reinsurance in Companies author
ized in Georgia 5518708 601498
Net premiums received 7224720 2646968
Losses paid deducting salvage 2903388 1202604
Less losses on risks reinsured in Companies au
thorized in Georgia 827136
Net losses paid 2076252 1202604
Losses incurred 3214196 1404016
Loss losses on risks reinsured in Companies au
thorized in Georgia 955476
Net losses incurred 2258720 1404016
Investments in Georgia
Bonds 1020000
Total investments in Georgia 1020000
188
Annual Report
NORTH BRITISH AND MERCANTILE INSURANCE CO
76 William St New York N T
E G Richards U S Manager
Attorney for service in GeorgiaW H Hill Atlanta Ga
Kinds of business done in GeorgiaFire Automobile Tornado Sprinkler
Leakage Explosion War Risk
Capital Stock
Amount of paidup capital Statutory Deposit 40000000
Ledger assets Dec 31 1918 1095235141
Extended at 1095235141
Income
Gross premiums on new business 1210151296
Deduct amounts paid for reinsuraance and return co10
premiums 532375918
Total premiums 6IlHIHa
Interest and rents
Other sources
Deposit Premiums written on perpetual risks
From agents previously charged off
70519
43101
Total income
35275032
113620
713164030
Carried forward 1808399171
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of clai
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Other items
Furniture Fixtures etc
Inspection and Surveys TJnd Boards etc
Maps including Corrections
Federal Taxes
State County Municipal Taxes etc
Postage telegraph telephone etc
Legal Expenses
Agents balances charged off
Deposit premiums returned
Subscription to Red Cross
Commercial and Protective Agencies
Incidental and Petty Expenses
Charge to Home Office
Remittance to Home Office
341300346
6490154
144092785
61099349
3396903
5597625
1468448
13117562
443604
12125445
21716805
2340853
267535
31653
38650
400000
420527
337026
104718
55000000
disbursements
107812826
669789988
Total
Balance 1138609183
Ledger Assets
Bonds at book value foncfsnI
Stocks at book value iI iq
Cash in oce 17 707 in
Deposits at interest
Agents balances net 119863bl
Other items
Agents balances representing business written prior to Oct 1
1918 leii
Bills Receivable aoin
Reinsurance recoverable on paid losses authorized companies 6230998
Reinsurance recoverable on paid losses unauthorized companies 7750
Total ledger assets as per balance No 23 1138609183Insurance Department of Georgia
189
NonLedger Assets
Interest due and accrued 1044324
Total assets 1149055507
Deduct Assets Not Admitted
Agents balances 7286703
Bills receivable 36171
Other items
Book value over market value bonds and stocks 104377870
Reinsurance recoverable on paid losses unauthor
ized companies 7750
Total not admitted asses 111708494
Total admitted assets 1037347013
Liabilities
Net amount of unpaid losses and claims 93774385
Reserves or unearned premiums on risks outstanding 585796666
Salaries and miscellaneous accounts due or accrued 2300000
Taxes due or accrued 20546500
Other items
Contingents commissions or other charges due or accrued 2900000
Total amount of liabilities except capital 705317551
Capital actually paid in cash 1 40000000
Surplus over all liabilities 292029462
Surplus protection to policyholders 332029462
Total liabilities 1037347013
Business in ForceFire
In force on the 31st day of December as per line 6
under this heading in last years statement
Written or renewed during the year per Income
No 5 1412913949
Risks Premiums
1612410275 1297557840
1125484048
Total 3025324224
Deduct those expired and marked off as terminated 1295824529
2423041888
978108655
1444933233
358151432
In force at the end of the year 1729499695
Deduct amount reinsured schedule required 462256890
Net amount in force 1267242805 1086781801
Business in ForceMarine and Inland
In force on the Slst day of December as per line 6
under this headng in last years statement 35728520 72256256
Written or renewed during the year per Income
No 5 48056108 84667248
Totaj 83784628
Deduct those expired and marked off as terminated 58884026
In force at the end of the year 24900602
Deduct amount reinsured Schedule required 8680740
156923504 99143037
57780467 16681016
Net amount in force 16219862 41099451
Perpetual Risks not included above lb388i0oo
Deposit Premiums on same
Business in the State of Georgia
4956158
A Fire Marine and
Inland
Gross risks written 2477275700 38300000
Less 6 21309400 9650000 risks cancelled and
4 26757300 11530000 reinsurance in Companies
authorized in Georgia 1048066700
21180000
Net
risks written 1429209000 17120000190 Annual Report
Gross premiums on risks written 25519667 863016
Less 4320518 209366 return premiums and 38
04289 268078 premiums for reinsurance in
Companies authorized in Georgia 8124807 477444
Net premiums received 17394860 385572
losses paid deducting salvage 5256800 291073
Less losses on risks reinsured in Companies au
thorized in Georgia 877260 122999
Net losses paid 4379540 168074
Losses incurred 5317690 312473
Less losses on risks reinsured in Companies au
thorized in Georgia 1352060 122999
Net losses incurred 3965630 189474

NORTH RIVER INS CO THE
95 William Street New York N Y
F H Crum President David G Wakeman Secretary
Attorney for service in GeorgiaJ L Riley Atlanta Ga
Kind of business done in GeorgiaFire Marine Automobile Sprinkler Leakage
Explosion
Capital Stock
Amount of paidup capital 60000000
Ledger assets December 31 1917 419116307
Extended at 419116367
Income
Gross premiums on new business and renewal
Deduct amounts paid for reinsurance and return
187638413
premiums 300244165
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Total income 410757878
387394248
21085066
2278564
Carried forward 829874185
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
a First year and renewel
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders for dividends nil stockholders
Loss on sale and decrease by adjustment of assets
Taxes 12086385
American Red Cross 400000
United War Work campaign Inc 200000
Premiums on surety bonds 15900
152603208
4167594
97555319
22626825
2034266
16724530
5997750
2771934
12702285
Total disbursements 317183711
Balance 512690474
Ledger Assets
Book value of real estate 887118Insurance Department of Georgia
191
Mortgage loans first liens 20390000
Bonds at book value 139731491
Stocks at book value 233514790
Deposits at interest 56515599
Agents balances net 61651476
Total ledger assets as per balance No 23 512690474
NonLedger Assets
Interest due and accrued 1982273
Market value of assets over book value 16041819
Other items
Reinsurance due on paid losses 1501913
Total assets 32216499
Deduct Assets Not Admitted
Total admitted assets 532216499
Liabilities
Net amount of unpaid losses and claimsi 54111213
Reserves or unearned premiums on risks outstanding 264832483
Dividends to policyholders declared but unpaid 24625
Salaries and miscellaneous accounts due or accrued 500000
Taxes due or accrued 12000000
Total amount of liabilities except capital 331468321
Capital actually paid cash 60000000
Surplus over all liabilities 140748188
Surplus protection to policyholders 200748188
Total liabilities 532216479
Business in ForceFire
Risks Premiums
In force on the 31st day of Decemeber as per line
6 under this heading in last years statement 591628141 589993477
Written or renewed during the year per income
No 5 599468217 622633219
Total 1191096358 1212626696
Deduct those expired and marked off as terminated 534599587 532333556
in force at the end of the year 656496771 6802931it
Deduct amount reinsured schedule required 178437789 176291453
Net amount in force 478058982 504001687
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of Decemeber as per line
6 under this heading in last years statement 39554 254264
Written or renewed during the year per income
No 5 155781057 65005194
Total 155820611 65259458
Deduct those expired and marked off as terminated 145861068 48583063
In force at the end of the year 9959543 16676395
Deduct amount reinsured schedule required 2595948 5234983
Net amount in force 7363595 11441412
RECAPITULATION OF FIRE RISKS AND PREMIUMS
Year Amount Premiums Fraction Premiums
Written Term Covered Charged Unearned Unearned
Less Reins
1918 One year or less211352190 243644515 12 121822258
1917 Two years 1148785 1377960 14 344490
1918 Two years 509392 681768 34 511326192
Annual Report

60478318 16 10079720
65920254 12 32960127
69982142 56 58318452
137136 18 17142
624850 38 234319
438074 58 273796
157510 78 137821
9934170 110 993417
9102459 310 2730738
11197100 12 5598550
14887192 710 10421034
14896745 910 13407071
30030 pro rata 18595
511464 100 511464
504001687 258380320
1916 Three years 68288898
1917 Three years 72887599
1918 Three years 72753067
1915 Four years 249973
1916 Four years 424675
1917 Four years 584088
1918 Four years 402882
1914 Five years 8308406
1915 Five years 7318287
1916 Five years 8967452
1917 Five years 12714609
1918 Five years 11700389
Over five years 36598
Advance Premiums 411692
Grand Totals 478058982
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 425279200 18328000
Less 165323500 risks cancelled and 250000 rein
surance in Companies authorized in Georgia 1650735
Net risks written 260205700 18328000
Gross premiums on risks written 5456388 86144
Less 1511825 return premiums and 33554 pre
miums for reinsurance in Companies authorized
in Georgia 1545379
Net premiums received 3911009 86144
Losses paid deducting salvage 263525
Net losses paid 263525
Losses incurred 512225
Net losses incurred 512225
UNITED STATES BRANCH OF NORTHERN ASSURANCE COMPANY
LIMITED OF LONDON ENGLAND
55 John St New York City N Y
Tttorney Geo W Babb
Attorney for service in GeorgiaEdgar Dunlap Atlanta Ga
Capital Stock
Amount of paidup capital none in the V S Sta
tionery deposit i 20000000
Ledger assets Dec 31 1917 695390025
Extended at 695390025
Income
Fire Marine and Inland 805469888
Gross premiums 25470861
Fire Marine and Inland 344240884
Deduct amounts paid for reinsurance and return
premiums 4923698
Total net premiums written other than perpetual risks 481776167
Interest and rents 24816789
Other sources
Received from head office 1855480
From agents balances previously charged off 846 78Insurance Department of Georgia
193
Gross profit on sale of bonds
5000
x 508538114
Total income v
1203928139
Carried forward
Disbursements
Net amount paid polieyholders for lossesVTi
Legal and administrative expenses in adjustment ot claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising subscriptions printing postage telegrams etc
Loss on sale and decrease by adjustment of assets bonds
Other items
Total field supervisory expenses
Maps including corrections
Inspection and surveys including underwriters
board and tariff association
Federal taxest
All other taxes licenses and fees except on real
estate
Agents balances charged off j
Remitted to head office
Miscellaneous expenditures
Legal expenses excluding legal expenses on losses
Furniture and fixtures including rent of and re
pairs to same L
2
Total disbursements
Balance
17247961
719703
7029660
7514206
13267217
295655
660002
160710
28784474
4479175
92975374
24485777
3057310
6846838
76500
95716813
456422261
747505878
Ledger Assets
fl
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Other items
oXerS
treaty reinsurance remitted companies
13500000
542595726
28771814
30138
58414962
1354170
102839068
747505878
Total assets
Deduct Assets Not Admitted
Agents balances
0tBookUval1ue of ledger assets over market value viz
Bonds
Stocks
8173220
40096466
8877814
Total not admitted assets
Total admitted assets
Liabilities
isret amount of unpaid losses and claims
Resets or unearned premiums on risks outstanding
Salartefand miscellaneous accounts due or accrued
7427470
14510251
940739
770384338
48974280
57147500
713236838
65982865
412921771
1633749194
Annual Report
Taxes due or accrued 21466808
Other items
Contingent commissions or other charges due or accrued 1702812
Total amount of liabilities except capital 5 037 080 Ois
Stationery deposit 20000000
Surplus over all liabilities 189528833
Surplus protection to policyholders 209528833
In force on the 31st day of December 1917 928139695
Written or renewed during the year 803926133
Excess of original premiums over amount for rein
surance
Total 1732065828
Deduct those expired and marked off as terminated 687110919
In force at the end of the year1044954909
Deduct amount reinsured 292295397
Net amount in force 752659512
Business in ForceMarine and Inland
Premiums
901221351
805469888
830074
1707521313
667149119
1040372194
266110663
774261531
In force on the 31st day of December 1917
Written or renewed during the year
Risks
8094271
12032690
Total 20126961
Deduct those expired and marked off as terminated 11457807
In torce at the end of the year 8669154
Deduct amount reinsured 373336
Premiums
I 10359913
25470861
35830774
15504383
20326391
246598
Net amount in force 8295818 20079793
Business in the State of Georgia
A Fire
Gross risks written j 1524447200
Less 446056600 risks cancelled and 110199700
reinsurance in Companies authorized in Georgia 547875600
Marine and
Inland
41895400
8380700
Net risks written 976571600 33514700
Gross premiums on risks written 18609628 9 016 94
Less 3358652 return premiums and 615699 pre
miums for reinsurance in Companies authorized
in Georgia 377264 202087
Net premiums received 14837364
Losses paid deducting salvage 5306130
Less losses on risks reinsured in Companies au
thorized in Georgia 2111402
Net losses paid
3194728
699607
144655
144655
Losses incurred 1 5036105 2 571 55
Less losses on risks reinsured in Companies au
thorized in Georgia 1969002
Net losses incurred 3067103 257155
NORTHERN INSURANCE CO OF NEW YORK
No 1 Liberty Street New York City N Y
William Mason President James Marshall Secretary
Attorney for service in GeorgiaMilton Dargan Jr Atlanta Gecretary
Kinds of business done in GeorgiaFire and Lightning InsuranceInsurance Department of Georgia 195
Capital Stock
Amount of paidup capital 50000000
Ledger assets Dec 31 1917 192468724
Extended at 192468724
Income
Gross premiums on new business and renewal 194118390
Deduct amounts paid for reinsurance and return
premiums 66825574
1 272 928 16
Total premiums iiqwra
Interest and rents 1243474
Profit on sale or increase by adjustment of assets ltt6it
Other sources nftn ftn
Borrowed moneyi00UUUU 3000000
Total income M0382092
Carried forward 332800816
Disbursements
Net amount paid policyholders for losses 5n49i7
Commissions and allowances to agents 47600048
b Renewal 45nno
Salaries of officers and employes 5380 00
Rents and interest g0
Advertising printing postage telegrams etc ooooo
Paid stockholders for dividents S
Loss on sale and decrease by adjustment of assets waaits
Other items snuiw
Borrowed money and interest 6982098
Taxes i500 00
Miscellaneous iouuuu 10146230
Total disbursements 1261qtTiT
Baiance 206693406
Ledger Assets
Mortgage loans first liens 98l6342
Bonds at book value 751 92200
Stocks at book value 7o94o6
Cash in office 94360 28
Deposits at interest 15189 97
Deposits not at interest 14973033
Agents balances net
Total ledger assets as per balance No 23 206693406
NonLedger Assets
q 12 174 30
Interest due and accrued
Other items 4 140 74
Reinsurance recoverable on paid losses
208324910
Total assets
Deduct Assets Not Admitted
Agents balances 1S25M
Other items oo qoa 42
Book value over market value it
Total not admitted assets 3555442
Total admitted assets 204769468196 Annual Report
Liabilities
Net amount of unpaid losses and claims 10351958
Reserves or unearned premiums on risks outstanding 112581500
Taxes due or accrued 2500000
Total amount of liabilities except capital 125433458
Capital actually paid in cash 50000000
Surplus over all liabilities 29336010
Surplus protection to policyholders 79336010
Total liabiliteies 204769468
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 246691089 232275149
Written or renewed during the year 183567661 194118390
Total 430258750 426393539
Deduct those expired and marked off as terminated 158604873 156956506
In force at ttoe end of the year 271653877 2694 07033
Deduct amount reinsured 51044006 54093415
Net amount iu force 220t09871 215313618
Business in the State of Georgia
Fire
Gross risks written 4 386 439 00
Less 245300500 risks cancelled and 53912500 reinsurance in
Companies authorized in Georgia 303213000
Net risks written 135430900
Gross premiums on risks written 6276082
Less 1996392 return premiums and 1430472 premiums for re
insurance in Companies authorized in Georgia 3426864
Net premiums received 2849218
Losses paid deducting salvage 1243142
Less losses on risks reinsured in companies authorized in Georgia 5998i86
Net losses paid 643256
Lossas incurred 488468
Less losses on risks reinsured in Companies authorized in Georgia 16781
Net losses incurred 505249
NORTHWESTERN NATIONAL INSURANCE CO
Corner Wisconsin and Jackson Sts Milwaukee Wis
Alfred F James President Lubin M Stuart Secretary
Attorney for service in GeorgiaH Leon Layfield Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Marine and Autombile
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1917 859776112
Extended at 859776112
Income
Gross premiums on new business and renewal 609926003
Deduct amounts paid for reinsurance and return
premiums 200377313
Total premiums 409548690Insurance Department of Georgia
197
Interest and rents 34791941
Profit on sale or increase by adjustment of assets 45ooO
Other sources
Agents balances previously charged off 166 02
16602
Total income 444402233
Carried forward 1304178345
Disbursements
Net amount paid policyholders for losses 170564475
Commissions and allowances to agents 5172532
a First year and renewal 119237727
119237727
Salaries of officers and employes 21110912
Rents and interest 1360000
Advertising printing postage telegrams etc 31982212
Paid Policyholders for dividends 18500000
Losses on sale and decrease by adjustment of assets 1739265
Total disbursements 369667123
Balance 934511222
Ledger Assets
Book value of real estate 22796096
Mortgage loans first liens 167182250
Bonds at book value 623936211
Stocks at book value 6549000
Cash in office 3628145
Deposits not at interest 36461681
Agents balances net 73957839
Total ledger assets as per balance No 23 934511222
NonLedger Assets
Interest due and accrued 8678665
Other items
Reinsurance recoverable on losses paid per schedule
E 413202
413202
Total assets 943603089
Deduct Assets Not Admitted
Agents balances a 1782662
Other items
Book value of bonds and stocks over market value 61623805
Over due and accrued interest on bonds in default 3320833
Market value of special deposit in excess of
corresponding liabilities 8945268
73889906
Total not admitted assets 75672568
Total admitted assets 867930521
Liabilities
Net amount of unpaid losses and claims 86183656
Reserves or unearned premiums on risks outstanding 425913211
Dividends to policyholders declared but unpaid 4500000
Salaries and miscellaneous accounts due or accrued 4343371
Taxes due or accrued 20000000
Other items
Reserve for comflagration and other extraordinary
losses 60000000
60000000
Total amount of liabilities except capital 600940238198 Annual Report
Capital actually paid in cash HSJoon
Surplus over all liabilities ibbyuzSiS
Surplus protection to policyholders ooauM
Total liabilities 867930521
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 91M44952 MMM
Written or renewed during the year 462694989 4493UHa
Total 1379539941 1244629065
Deduct those expired and marked off as terminated 405956285 368b38018
In force at the end of the year K588 ioItImIo
Deduct amount reinsured 11778675 l08722d2U
Net amount in force 855796881 767268727
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 JiSSfl jJKH
Written or renewed during the year 1356228b3 lbUblM
Total 159288071 218313170
Deduct those expired and marked off as terminated 132281523 146116984
In force at the end of the year 27006548 glHLM
Deduct amount reinsured S ifiolfiS 71
Net amount in force 18770322 5605b871
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 654861000 10055500
Less 1385273 risks cancelled and 15750 rein 0 nn t
surance in Companies authorized in Georgia 138397300 1705000
Net risks written 516463700 8350500
Gross premiums on risks written 6322763 348969
Less 853851 return premiums and 28650 pre
miums for reinsurance in Companies authorized
in Georgia 846385 36116
Net premiums received 5476378 312853
Losses paid deducting salvage 1353031 6116
Net losses paid 1353031 6116
Losses incurred 5 1099720 6116
Premiums in Force
In force Dec 31 1917 InQQJSn 11
Written or renewed during the year SfJioc
Quin 14oil4iioo
Deductceasedto btTiiTforce during year 514755002
In force Dec 31 1918 H5H1H
Deduct amount returned 5oJSSiroa
Net premiums in force azs6ooaa
Net losses incurred 1099720 6116Insurance Department of Georgia
199
NORWICH UNION FIRE INSURANCE SOCIETY LIMITED
59 John St New York N T
U S Managers J Montgomery Hare and William Hare
Attorney for service in GeorgiaAugustus Wilkerson Atlanta Ga
Kinds of business done in GeorgiaFire and Marine Insurance
Capital Stock
Ledger assets Dec 31 1917 397780129
Extended at 397780129
Income
Gross premiums on new business and renewal 600847014
Deduct amounts paid for reinsurance and return
premiums 244791124
Total premiums 356055890
Interest and rents 13209995
Other sources
Remittance from home Office 37557048
406822933
Total income
Carried forward 804603062
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
First year and renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Other items
Field supervisory expenses
Furniture and fixtures and maps
Inspections and surveys including underwriters
boards and tariff associations
Federal state county and municipal taxes
licenses fees etc 14888390
Legal expenses 35635
Agents balances charged off 3909
Contributions 164939
Remittance to home office 72000786
Interest on bonded indebtedness 725000
157532492
7757935
61557410
20777935
3441337
4268610
e
7350308
1656133
6990615
103815715
Total disbursements 359151434
Balance 445451628
Ledger Assets
Bonds at book value 270847994
Stocks at book value 54176915
Cash in office 20000
Deposits at interest 29335750
Deposits not at interest 5684519
Other items
Agents balances net 85049416
Bills receivable taken for fire and marine risks 295369
Balances in hands of special agents 41685
337034
Total ledger assets as per balance No 23 445451628
NonLedger Assets
Interest due and accrued 3476027
Other items
Reinsurance due but uncollected on paid losses 3944436
Total assets 442872091200
Annual Report
Deduct Assets Not Admitted
Agents balances oordo
Bills receivable 29349
Other items
Market value of special deposits in excess of
corresponding liabilities 115su
Book value of ledger assets over market value
stocks and bonds Ifrar
Balances in hands of special agents 41b80
Total not admitted assets f jjiJHiH
Total admitted assets 4ztllMr
Liabilities
Net amount of unpaid losses and claims fijIjaJtM7
Reserves or unearned premiums on risks outstanding sHd
Dividends to policyholders declared but unpaid te
Salaries and miscellaneous accounts due or accrued insQi97q
Taxes due or accrued iMiii
Other items 8mli
Contingent commissions due or accrued isjusoi
Home office liabilities marine awaiting settle
vt 2819900
ment 4640327
Total amount of liabilities except capital 305813216
Surplus over all liabilities liVivvivi
Surplus protection to policyholders xiaiwix
Total liabilities 426117307
Business in ForceFire
Risks Premiums
in force on the 31st day of December 1917 5olR dlsioi
Written or renewed during the year 492980117 484728101
Excess of original premiums over amount received
for reinsurance
rpnt 1061110150 1011381489
DeduCrTh7s71xi7iiaVndma7kecloff as terminated 409657623 395945421
In force at the end of the year fAHUll 1 sISItoII
Deduct amount reinsured 212829595 l85b203a
Net amount in force 438622932 429809033
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 22112665 32827432
e Cannot be answered by U S Branch the subject being entirely within
the province of the home office
Written or renewed during the year 749015325 116118913
t 771127990 148946345
Icttho7e71ridanlimarkVaoff as terminated 711604062 106396529
In force at the end of the year 52 iM 46l660
Deduct amount reinsured 4 41932705166072
Net amount in force 55330658 36783744
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 807461000 30626200
Less 199685900 risks cancelled and 115061700
reinsurance in Companies authorized in Georgia 314747600
Net risks written 492713400 30626200
Gross premiums on risks written 6195518 41136Insurance Department of Georgia 201
Less 873768 return premiums and 499626 pre
miums for reinsurance in Companies authorized
in Georgia 1373394
Net premiums received 4822124 41136
Losses paid deducting salvage 1339611
Less losses on risks reinsured in Companies au
thorized in Georgia 32993
Net losses paid 1306618
Losses incurred 1901908
Less losses on risks reinsured in Companies au
thorized in Georgia 21393
Net losses incurred 1880515
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
orieTnt insurance company
2022 Trinety Street Hartford Conn
A G Mcllwaine Jr President Henry W Gray Jr Secretary
Attorney for service in GeorgiaRobert A Hancock Atlanta Ga
Kinds of business done in GeorgiaFirej Marine Lightning Tornado Explosion
Sprinkler Leakage and War Coverage
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1917 461780423
Extended at 461780423
Income
Gross premiums for 1918 410655744
Deduct amounts paid for reinsurance and return
premiums 179584420
Total premiums 231071324
Interest and rents 16060134
Total income 247131458
Carried forward 708911881
Disbursements
Net amount paid policyholders for losses 101061350
Commissions and allowances to agents 5178690
b Renewal 42385956
Salaries of officers and employes 19791997
Rents and interest 1535262
Advertising printing postage telegrams etc 3611021
Paid stockholders for dividends 10000000
Other items
Maps and surveys 6575240
Furniture and fixtures 447080
Taxes 16449333
Legal expenses 30801
Balances charged off 2795
Office expenses 241112202
Annual Report
Contribution to Red Cross
111500
17282621
Total disbursements 207422137
Balance 501489744
Ledger Assets
Book value of real estate
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Bills receivable taken for marine and inland risks 381416
Suspense account 11948
17830788
345295079
8826260
289786
77648817
51205650
393364
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Other items
Reinsurance due from other companies on paid
losses 994563
501489744
Total assets
Deduct Assets Not Admitted
7015538
994563
409499845
Agents balances
Bills receivable
Other items
Accrued interest on bonds in default 2758333
Market value of special deposits over
liabilities 3126323
Book value over market value of bonds
and stocks 40949539
Suspense aaccount 11948
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Contingent commissions
2660883
381416
46846143
490000
Total amount of liabilities except capital
Capital actually paid in cash 100000000
Surplus over all liabilities 118969843
Surplus protection to poilcyholders i
Total liabilities
49888442
459611403
18925321
214126239
100000
7000000
490000
240641560
218969843
459611403
Business in ForceFire
Risks
In force on the 31st day of December 1917 499066399
Written or renewed during the year 406768041
Premiums
450957708
351221074
Total 905834440
Deduct those expired and marked off as terminated 333548473
802178782
290986135
511192647
137394601
Net amount in force 406554085 373798046
In force at the end of the year 572285967
Deduct amount reinsured 165731882Insurance Department of Georgia
203
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 27724941 45302006
Written or renewed during the year 58683046 59434670
Total 86407987 104736676
Deduct those expired and marked off as terminated 54456450 61464026
In force at the end of the year 31951537 43272650
Deduct amount reinsured 5013344 6032198
Net amount in force 26938193 37240452
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 773992700 24003300
Less 152015000 Are and 6093000 marine risks
cancelled and 135931200 Are reinsurance in
companies authorized in Georgia 287946200 6093000
Net risks written 486046500 17910300
Gross premiums on risks written 7537084 344985
Less 1007091 fire and 92401 marine return pre
miums and 786451 fire premiums for reinsur
ancein companies authorized in Georgia 1793542 92401
Net premiums received 5743542 252584
Losses paid deducting salvage 2560014 30779
Less losses on risks reinsured in Companies au
thorized in Georgia 64870
Net losses paid 2495144 30779
Losses incurred 2444217 181279
Less losses on risks reinsured in Companies au
thorized in Georgia 9435
Net losses incurred 2453652 181279
Investments in Georgia
Bonds 2000000
Total investments in Georgia 2000000
PACIFIC FIRE INSURANCE COMPANY
Ill Williams Street New York N Y
C V Meserale President H G Stephens H B Larny Jr Secretaries
Attorney for service in GeorgiaJ H Lewis Atlanta Ga
Capital Stock
Amount of paidup capital 40000000
Ledger assets December 31 1917 169650305
Extended at 169650305
Income
Gross premiums on new business 343162663
Gross renewal premiums 160854141
Deduct amounts paid for reinsurance and return
premiums 182308522
Total premiums 182308522204
Annual Report
Interest and rents
Profit on sale or increase by adjustment ot assets
Other sources
6494348
400153
603282
189806305
Total income
Carriedd forward 359456605
Disbursements
Net amount paid policyholders for losses
Legal and administrative expense in adjustment of claims
Commissions and allowances to agents first year
Salaries of officers and employes
Rents and interest
Paid Palicyholders for dividends
Loss on sale of Sec
Other items
Pin Field Expenses
Furniture and Fixtures
Maps
Insp and Surveys
Federal Taxes
State Taxes
Post Tel
Legal
Adv and Subscriptions
Over 90 day balance
Bal due old Gen agency
871938
480628
122163
1005375
2759486
2582664
401662
67251
1775324
150006
514294
Total disbursements
Balance
87801551
1518855
28961068
8991351
560174
3998264
410050
10730791
142972104
216484506
Ledger Assets
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net 2
Other items
Total ledger assetts as per balance No 23
6650000
92111370
61841536
302597
20002487
5208
35571308
16484506
216484506
NonLedger Assets
948 72
Intterest due and accrued n81
Maket value of assets over book value sanoi
Other items or o or
Reinsurance due on Paid Losses aaBaaaa
Total assets 7 225998884
Deduct Assets Not Admitted
Agents balances 1309895
Other items aKoi7Sfi
Book value of ledger assets abdnao
Total not admitted assets1 2S1H1
Total admitted assets JlbUsuu
Liabilities
Net amount of unpaid losses and claims mfrio4
Reserves or unearned premiums on risks outstanding iui4siwu
Dividends to policyholders declared but unpaid 30 00000
Taxes due or accrued 272805 44
Other items Insurance Department of Georgia 205
Capital actually paid in cash 40000000
Surplus over all liabilities 47776689
Surplus protection to policyholders 87776689
Total liabilities 215057233
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 190577105 210554217
Written or renewed during the year 284635552 343162663
Total 475212657 553716880
Deduct those expired and marked off as terminated 244553953 276161687
In force at the end of the year 230658704 277555193
Deduct amount reinsured 66480097 77995676
Net amount in force 164178607 199559517
Business in the State of Georgia
A Fire
Gross risks written 10234662
Less 3249553 risks cancelled and 1797337 reinsurance in Com
panies authorized in Georgia 5046890
Net risks written 5187772
Gross premiums on risks written 15129743
Less 2673562 return premiums and 2043407 premiums for re
insurance in Companies authorized in Georgia 4716969
Net premiums received 10412774
Losses paid deducting salvage 4798172
Less losses on risks reinsured in Companies authorized in Georgia 957565
Net losses paid 3840607
Losses incurred 4764801
Less losses on risks reinsured in Companies authorized in Georgia 965565
Net losses incurred 3799236
PALATINE INSURANCE CO LTD THE
55 John St New York N Y
A H Wray U S Manager
Attorney for service in GeorgiaJno A Whitner Atlanta Ga
Capital Stock
Ledger assets Dec 31 1917 382749423
Extended at 382749423
Income
Gross renewal premiums 487301828
Deduct amounts paid for reinsurance and return
premiums 229234207
Total premiums 21
Interest and rents
Other sources
Received from Home Office 920
Agents balances previously charged off 3600
Total income 280049596
Carried forward 6
58067621
1277367S
9208296
162799019206
Annual Report
Disbursements
Net amount paid policyholders for losses 122613699
Commissions and allowances to agents 3683742
Renewal 55694058
Salaries of officers and employes 19379892
Rents and interest 1201268
Advertising printing postage telegrams etc 2376928
Paid Policyholders for dividends 454585
Other items
Furniture fixtures and maps 503793
Inspections and surveys 5893151
Taxes 15741833
Legal Expenses 7713
Agents Bal charged off 19319
Remitted to Home Office 12246894
34412703
Total disbursements 239816875
Balance 422982144
Ledger Assets
Bonds at book value 274272222
Stocks at book value 9150714
Deposits at interest 78687286
Deposits not at interest 5399925
Agents balances net 48591008
Other items
Agents balances prior October 1 1918 1334340
Bills receivable taken for fire risks 34054
Reinsurance recoverable on paid losses 5512595
6880989
Total ledger assets as per balance No 23 422982144
NonLedger Assets
Interest due and accrued 3577000
Total assets 426559144
Deduct Assets Not Admitted
Agents balances 1334340
Bills receivable 34054
Other items
Market value of special deposits in excess of lia
bilities 1558368 book value bonds and stocks
over market value 26018936 27577304
Total not admitted assets 28945698
Total admitted assets 39763446
Liabilities
Net amount of unpaid losses and claims 26578100
Reserves or unearned premiums on riskes outstanding 233282955
Salaries and miscellaneous accounts due or accrued 1300000
Taxes due or accrued 9866800
Total amount of liabilities except capital 271027855
Surplus over all liabilities 126585591
Surplus protection to policyholders 126585591
Total liabilities 397613446
PENNSYLVANIA FIRE INSURANCE CO THE
508510 Walnut St Philadelphia
E G Richards President W Gardner Crowell Secretary
Attorney for service in GeorgiaC A Rauschenberg Atlanta Ga
Kinds of business done in GeorgiaFire Automobile Tornado Sprinkler
Leakage Explosion War RisksInsurance Department of Georgia
207
75000000
914248997
Capital Stock
Amount of paidup capital
Ledger assets Dec 31 1917
Extended at
Income
Gross premiums on new business 672330446
914248997
Deduct amounts paid for reinsurance and return
premiums 237151726
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Conscience fund
Perpetual transfer fees
From agents balances previously charged off
5135
29117
25527
435178720
35825276
2489178
59779
Total income 473552953
Carried forward 1387801950
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Real estate expenses
Inspections and surveys including Underwriters
board
Federal taxes
Taxes licenses and fees
Legal expenses excluding expenses on losses
Agents balances charged off
Incidental and petty subscription to Red Cross etc
Deposit premiums returned on perpetual risks
239229733
3283717
91172017
40311269
3288476
7905352
37500000
1286967
377184
8584808
8235708
14079533
128483
576377
547091
2219550
34748734
Total disbursements
Balance
458726265
929075685
Ledger Assets
Book value of real estate 16473886
Mortgage loans first liens 11050000
Bonds at book value 734929982
Stocks at book value 40615394
Cash in office 40000
Deposit at interest 24943585
Agents balances net 99910666
Other items
Loans securred by pledge of bonds and stocks etc 288876
Reinsurance recoverable on paid losses 823296
1112172
Total ledger assets as per balance No 23 929075685
NonLedger Assets
Interest accrued
Total assets
10547096
939622781208
Annual Report
Deduct Assets Not Admitted
Agents balances 3769705
Other items
Book value of ledger assets over markte value
real estate 3973886
Book value of ledger assets market value
bonds and stocks 79271928
Total not admitted assets 87015517
Total admitted assets 852607264
Liabilities
Net amount of unpaid losses and claims 64026292
Reserves or unearned premiums on risks outstanding 514714112
Salaries and miscellaneous accounts due or accrued 1300000
Taxes due or accrued 12234000
Other items
Contingent commissions due or accrued 750000
750000
Total amount of liabilities except capital 593024404
Capital actually paid in cash 75000000
Surplus over all liabilities 184582860
Surplus protection to policyholders 259582860
Total liabilities 852607264
Business in ForceFire
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement 974837788 918115081
Written or renewed during the year per income
No 5 696301520 647351009
Total 1671139308 1565466090
Deduct those expired and marked off as terminated 614549866 599439863
In force at the end of the year1056589442 966026227
Deduct amount reinsured schedule required 189177462 167119595
Net amount in force 867411980 798906632
Business in ForceMarine and Inland
Risks Premiums
Written or renewed during the year per income
No 5 10848464 23706316
Total 10848464 23706316
Deduct those expired and marked off as terminate 2376905 5436175
In force at the end of the year 8471559 18270141
Deduct amount reinsured schedule required 115613 159242
Net amount in force 8355946 18110893
Perpetual Risks not included above 4535411300
Deposit premiums on same 113941672
Business in the State of Georgia
Fire
Gross risks written 945120000
Less 267520000 risks cancelled and 274719000 reinsurance in
Companies authorized in Georgia 542239000
Net risks written S 402881000
Gross premiums on risks written 11507139
Less 2372584 return premiums and 2879931 premiums of re
insurance in Companies authorized in Georgia 5252515
Net premiums received 6254624
Losses paid deducting salvage 2634891Insurance Department of Georgia 209
Less losses on risks reinsured in Companies authorized in Georgia 521837
2113054
Net losses paid
36 573 11
LelffossneTonedrisksriiniuredTn CompanTeV autnorizidlnGeorgra724
2484874
Net losses incurred
PENNSYLVANIA LUMBERMENS MUTUAL FIRE INS CO
806 Lafayette Building Philadelphia Pa
Edward F Henson President Harry Humphreys Secretary
Attorney tor service in GeorgiaJ L Riley Atlanta ba
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Ledger assets Dec 31 1917
Extended at
97004283
97004283
Gross premiums on new business
Deduct amounts paid for reinsurance and return
premiums
Total premiums
pfoflfosfleOTlncreabyadTuVtrmnToTsslts
OtTranSsferC0f agency and Brokerage profits
Borrowed money to purchase Liberty Bonds
71422807
Total income
Carried forward
Disbursements
4718472
1500000
8500000
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
First year and renewal
4295741
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders for dividends rZZ7Z
Loss on sale and decrease by adjustment of assets
Other items
Agents balances charged ott
Postage telegrams telephone and expense
Legal expenses
Furniture and fixtures
Taxes license fees etc
All other disbursements
10106
292154
102234
109349
1641506
1681003
Total disbursements
Balance
66704335
4672315
1398775
10000000
82775425
179779708
25199944
192922
4295741
4621798
341480
644719
24443046
1819000
3826246
65395002
114384706
Mortgage loans first liens
Bonds at book value
Stocks at book value
Ledger Assets
12250000
89671925
197500210
Annual Report
Cash in office
Deposits at interest
Agents balances net
Total ledger assets as per balance No 23 114384706
266527
8733533
3265221
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Due from Justin Peters Agency
1399866
3810875
2834180
Total assets 122429627
Deduct Assets Not Admitted
Agents balances 11950
Other items
Market value of special deposits in excess 480373
Due from Justin Peters Agency 2834180
Over due and accrued interest on bonds in default 30833
Total not admitted assets
Total admitted assets
3357336
119072291
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Inspection charges due or accrued
Due or to become due from borrowed money
Total amount of liabilities except capital
Capital actually paid in cash Mutal Company no Capital
Net cash surplus over all liabilities 75457865
Surplus protection to policyholders
Total liabilities 119072291
Business in ForceFire
In force on the 31st day of December 1917 28427207
Written or renewed during the year 34587867
1302769
32302839
59877
1159219
289722
8500000
43614426
75457865
Premiums
59105026
71422807
Total 63015074
Deduct those expired and marked off as terminated 31572875
130527833
65905700
In force at the end of the year 31442199
Deduct amount reinsured 16500
64622133
46155
Net amount i force 31425699
Business in the State of Georgia
Gross risks written
Less 4610000 risks cancelled and reinsurance in Companies au
thorized in Georgia
64605678
Fire
40617833
4610000
Net risks written 36007833
Gross premiums on risks written 1193108
Less 582083 return premiums and expiration return premiums
for reinsurance in Companies authorized in Georgia 582083
Net premiums received 611025
Losses incurred 8630
Net losses incurred 8630Insurance Department of Georgia
211
Investments in Georgia
Bonds
1000000
Total investments in Georgia
1000000
PENNSYLVANIA MILLERS MUTUAL FIRE INS CO
405406 Coal Exchange Building Barro Pa
Asher Miner President John Hoffa Secretary
Attorney tor service in GeorgiaJ L Riley Atlanta ua
Capital Stock
Ledger assets Dec 31 1917 70201153
t j 70201153
Extended at
Income
Gross deposits premiums on new business and re
newal 3297958i
Deduct amounts paid for reinsurance and return
deposit premiums ZWttti 7n12fi4i
Total net deposits premiums written onZlTiTII 3J
Total assessments collected iV4m44
Interest and rents
Total income LSSSSO
Carried forward 110738850
Disbursements
Net amount paid policyholders for losses 15n27
Commissions and allowances to agents
a First year and renewal ltiiui 47407
Salaries of officers and employes B884l48
Rents and interest c 2R7o5
Advertising printing postage telegrams etc 7i 95
Loss on sale and decrease by adjustment of assets iuiio
Other items
Funiture and Fixtures iiii
Inspections and surveys 011940
Taxes and license fees Bjiau
Legal expenses Annual or special meetings
Auditors Sundries iiam 41886
Total disbursements 23925562
86813288
Balance
Ledger Assets
Mortgage loans first liens 74l49028
Bonds at book value 3O00ooO
Deposits at interest 77l4091
Deposits not at interest 17434l9
Agents balances net
Other items fi7 rn
Balance advanced inspectors for expenses wau
Total ledger assets as per balance No 23 86813288
NonLedger Assets
10 017 69
Interest due and accrued212 Annual Report
Market value of assets over book value 406472
Other Items
Assetsments due 2888 0
Deduct Assets Not Admitted
Other items
Balance in hands of inspectors expenses 6750
Total not admitted assets 6750
Total admitted assets 88503649
Liabilities
Net amount of unpaid losses and claims 3407612
Reserves or unearned premiums on risks outstanding 20587648
Salaries and miscellaneous accounts due or accrued 100000
Taxes due or accrued 600000
Other items
Contingent commissions 300000
Total amount of liabilities except capital 63508389
Surplus protection to policyholders 63508389
Total liabilities 88503649
Business in ForceFire
Deposit
Risks Premiums
In force on the 31st day of December 1917 24310639 33962654
Written or renewed during the year 25609604 32979582
Total 49920243 66942236
Deduct those expired and marked off as terminated 20790901 25766941
In force at the end of the year 29129342 41175295
Net amount in force 29129342 41175295
Business in the State of Georgia
Gross risks written 29531300
Less 20450000 risks cancelled and reinsurance in Companies
authorized in Georgia 20450000
Net risks written 9081300
Gross premiums on risks written 293594
Less 68078 return premiums for reinsurance in Companies au
thorized in Georgia 68078
Net premiums received 225516
Losses paid deducting salvage 8894
Net losses paid 8894
PHENIX FIRE INS CO OF PARIS FRANCE
17 Custom House Street Providence
Starkweather and Sheey Inc United States Managers
Attorney for service in GeorgiaGordon Williams Atlanta Ga
Kinds of business done in GeorgiaFire and Lightning
Capital Stock
Ledger assets Dec 31 1917 86715501
Extended at 86715501Insurance Department of Georgia
213
Income
3ross premiums on new business
Deduct amounts paid for reinsurance and return
premiums
Total premiums
Interest and rents
Other sources
Cash deposited with Philadelphia Underwriters
Association
160697149
98183392
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents
a First year and renewal
Salaries of officers and employes
Advertising printing postage telegrams etc
Other items
Inspections and surveys
Federal taxes
Taxes licenses and fees
Auditing accounts 1917
Total disbursements
Balance
886
660251
722838
1689027
13125
62513757
3151092
886
66636017
153351518
29368098
498458
18179113
34254
38225
3085241
51203389
102148129
Ledger Assets
Bonds at hook value
Deposits at interest ZZZ I
Agents balances net I
Other items
Cash deposited with Philadelphia Underwriters
Association t
20000
74638464
11177575
16312090
20000
Total ledger assets as per balance No 23
NonLedger Assets
102148129
Interest due and accrued
Other items
Reinsurance due from other Companies per Schedule E
Total assets
Deduct Assets Not Admitted
Other items
Book value of ledger assets over market value
Total not admitted assets
Total admitted assets
29815
858950
81829
103088908
929815
102159093
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstandingI
Taxes due or accrued
Other items
Contingent Commissions or other charges due or accrued
Total amount of liabilities except capital
Surplus over all liabilities 42026240
Surplus protection to policyholders
7903260
45226397
1800000
5203196
60132853
42026240
Total liabilities 102159093214 Annual Report
Business in ForceFire
Risks Premiums
in force on the 31st day of Jef Jfstaemeltllnl 147662796 139108875
fi under this heading in last year s statement j
Written or renewed during the year per income MZ 160697149
No 5
S 313907999 299806024
uctThWeVre W1
179 142954 175647453
In force at the end of e year 91842299 89228334
Deduct amount reinsured schedule reuirea
87300655 86419119
Net amount in force
Business in the State of Georgia
A Fire
6667929
20mrl 3598219
paniesauthorized in Georgia JTo
Net risks written 8g gg5 fs
Net premiums received
sf fos on Hskrlinsureln oSS3ttSSEtt Georgia174
Net losses paid
IffoH
Net losses incurred
Investments in Georgia
1000000
Bonds 1000000
Total investments in Georgia
PHOENIX ASSURANCE COMPANY LIMITED
100 William Street New York City N Y
Percival Beresford U S Manager
Attorney toUjX Leakage
Kinds of business done ineoig e
Capital Stock
i iai7 492903100
Ledger assets December 31 1917
meager a 492903100
Extended at
Income
8 318 421 90
SSS2SZ rSZnSsrsrisss imm59
premiums
Total premiums 16728488
Interest and rents Insurance Department of Georgia
215
Profit on sale or increase by adjustment of assets
Other sources
Received from Home Office
From agents balances previously charged off
1433250
22625378
33107
Total income 404521254
Carried forward 897424354
Disbursements
Net amount paid policyholders for lossesf
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Other items
Taxes licenses and fees 21022466
Remitted to Home Office 40346873
Agents balances charged off 356136
Bonds 5021000
Total disbursements
Balance
172075163
4739726
56490125
42603322
2584641
18130246
66746475
3633696
534054656
Ledger Assets
Bonds at book value 375440000
Stocks at book value 463600
Cash in office 65000
Deposits at interest 40981913
Deposits not at interest 721305
Agents balances net 111814821
Other items
Philadelphia Fire Underwriters Association Deposit 20000
Reinsurance due on losses paid authorized Companies M H 2894977
Reinsurance due on losses paid unauthorized Companies M D 1653040
Total ledger assets as balance No 23 534054656
NonLedger Assets
Interest due and accrued 5273564
Other items
Reinsurance due on losses paid Eire Dept 1646865
Total assets 540975085
Deduct Assets Not Admitted
Agents balances 3325262
Bills receivable 37666
Other items
Reinsurance due on losses paid unauthorized Com
panies M D 1653040
Total not admitted assets 5015968
Total admitted assets 535959117
Liabilities
Net amount of unpaid losses and claims 35348356
Reserves or unearned premiums on risks outstanding 285315904
Salaries and miscellaneous accounts due ro accrued 634015
Taxes due or accrued 10500000
Other items
Contingent commissions or other charges 4 1300000216 Annual Report
t 333098275
Total amount of liabilities except capital nSi h
Capital actually paid in cash not applicable in U S Brancn
Statement 202860842
Surplus over all liabilities T
202860842
Surplus protection to policyholders
535959117
Total liabilities
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 mimSto ifllMil
Written or renewed during the year iaa
Excess of original premiums over amount received 1201683
for reinsurance
1881948416 1539929414
DedauctTho7eeTPired 565017
1 053 153 946 883417705
In force at the end of the year 459 981 665 366506440
Deduct amount reinsured
593172281 516911265
Net amount in force
Business in ForceMarine and Inland
Risks Premiums
17594923 34738928
In force on the 31st day of December 1917 99990598 60056639
Written or renewed during the year
117585521 94795567
DeuctThosTex iZ
S 22328326 37398567
In force at the end of the year 5 831386 7432800
Deduct amount reinsured
16496940 29965767
Net amount in force
Business in the State of Georgia
A Fire Marine and
Inland
13941032 64434200
7835386 43866600
Net risks written
S 12457344 1328244
Lmiums for reTnsurance in Companies authorized gg
in Georgia
s 8727946 778569
Net premiums received
2143312 563749
Losses paid deducting salvage pvrrTJITO
Less losses on risks reinsured in Companies au x65546 112749
thorized in Georgia
1977766 451000
Net losses paid
2238412 529749
lTsI6 losses rteta 1SE5ST uToSESSei au lmM
thorized in Georgia
2065166 423800
Net losses incurred
Premiums in Force
5587371
In force December 31 1916 6994643
Written or renewed during year ZZ1ZZ 12582014
DVtobe tafdilrtnyir IHtHl
In force December 31st 1917 2891769
Deduct amount returned 4333795
Net premiums in force Insurance Department of Georgia
217
Investments in Georgia
Bonds
Total investments in Georgia
1000000
1000000
PHOENIX INSURANCE COMPANY
30 Trinity Street Hartford Connecticut
Edw Milligan President Geo M Lovejoy VicePresident
John B Knox Thos C Temple Geo C Long Jr Secretaries
Attorney tor service in GeorgiaC A Ranschenberg Jr Atlanta Ga

Capital Stock
Amount of paidup capital J5222i2
Ledger assets December 31 1917 lb2b2S8bbJ
Extended at 1626238562
Income
Gross premiums on new business 1591245646
Deduct amounts paid for reinsurance and return
premiums 667499625
Total premiums fOl
I 3i96750
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources m
Agents balances previously charged off
Conscience money
Trust Fund Liberty Loan Bonds for expenses
64119
22640
311080
397839
Total income 1018835211
carrLd orTaM2645073773
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders for dividends 60000000 Paid Policyholders
tax 9758925
Loss on sale and decrease by adjustment of assets
Taxes
394105675
188372418
78780237
4791032
32389078
69758925
8580163
50953873
Other items
Real estate repairs and taxes
Red Cross War fund subscription
Investment Bureau
Investment expenses sundry
Agents Balances charged off
3322224
1500000
320153
2837
294545
5439759
Total disbursements 840171940
1804901833
Balance
Ledger Assets
Book value of real estate
Mortgage loans first liens 10650000 other than first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
61635668
10650000
915460044
72172125
306994
130670185
5648851218 Annual Report
Agents balances net 188157966
Other items
Waterbury Gas Light Co Stock advance payment 200000
Loans on collateral security 20000000
Total ledger assets as per balance No 23 1804901833
NonLedger Assets
Interest due and accrued 16022139
Market value of assets over book value 164690305
Other items
Reinsurance from other Companies due on paid
losses 9146642
9146642
Total assets 1994760919
Deduct Assets Not Admitted
Agents balances 6704400
Other items
Over due and accrued interest deposit 2864580
market value of special deposits in excess of cor
responding liabilities 14572154 17436734
Total not admitted assets 24141134
Total admitted assets 1970619785
Liabilities
Net amount of unpaid losses and claims 108374499
Reserves or unearned premiums on risks outstanding 760101404
Salaries and miscellaneous accounts due or accrued 6500000
Taxes due or accrued 43500000
Other items
rayments by employees of Liberty Loan Bonds pruchased by
them 1502650
Total amount of liabilities except capital 919978553
Capital actually paid in cash 300000000
Surplus over all liabilities 750641232
Surplus protection to policyholders 1050641232
Total liabilities 1970619785
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 1729920072 1615204111
Written or renewed during the yaer 1268418712 1242693589
Total 2998338784 2857897700
Deduct those expired and marked off as termiated 1157033375 1104361704
In force at the end of the year 1841305409 1753535996
Deduct amount reinsured 403957740 377861409
Net amount in force1437347669 1375674587
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 55459937 124767770
Written or renewed during the year 1194812848 348552057
Total 1250272785 473319827
Deduct those expired and marked off as terminated 1199712183 353608551
In force at the end of the year 50560602 119711276
Deduct amount reinsured 21229967 40119809
Net amount in force 29330635 79591467Insurance Department of Georgia 219
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 2596961600 192504700
Less 804374000 risks cancelled and 593539000
reinsurance in Companies authorized in Georgia 1310015500 87897500
Net risks written 1286946100 104607200
Gross premiums on risks written 24895313 3136614
Less 5709497 return premiums and 7071046 pre
miums for reinsurance in Companies authorized
in Georgia 11436931 1343612
Net premiums received 13458382 1793002
Losses paid deducting salvage 4397185 318126
Less losses on risks reinsured in Companies author
ized in Georgia 1105871
Net losses paid 3291314 318126
Losses incurred 5011397 157222
Less losses on risks reinsured in Companies author
ized in Georgia 1752442
Net losses incurred 3258955 157222
Investments in Georgia
Bonds 1000000
Mortgage loans 1250000
Total investments in Georgia 2250000
PROVIDENCE WASHINGTON INSURANCE COMPANY
20 Market Square Providence Rhode Island
J B Branch President A G Beals
Attorney for service in GeorgiaC M Jerome Atlanta
Secretary
Capital Stock
Amount of paidup capital 100000000
Ledger assets December 31 1917 595583507
Extended at 595583507
Income
Gross premiums on new business and gross renewal
premiums 1092802149
Deduct amounts paid for reinsurance and return
premiums 485536705
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
607265444
28258820
2199439
Total income
Carried forward
637723703
1233307210
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
363888171
3810472
127740664
34809255
2044905220
Annual Report
Advertising printing postage telegrams etc loXnnnnn
Paid Policyholders for dividends nnn
Loss on sale and decrease by adjustment of assets g
Furniture and fixtures iu4i
Other items
Maps Sfi27
Inspections and surveys oSSnoo o
Taxes 3089so
Miscellaneous S5t
Real estate expenses and taxes 940198 437 4 g0
Total disbursements 595751546
Balance 637555664
Ledger Assets
Book value or real estate Unnnn
Mortgage loans Jo4
Bonds at book value i n gale
Stocks at book value qqr
Cash in office iSJ
Deposits at interest 11 nfiil
Deposits not at interest oci insi
Agents balances net 96140851
Bills receivable taken for marine and inland risks 1700251
Total ledger assets as per balance No 23 637555664
NonLedger Assets
Interest due and accrued Smnfi
Market value of assets over book value tutsiuo
Other items n7
Due from reinsuring Companies on paid losses iiL6iivt
Total assets 742876329
Deduct Assets Not Admitted
Agents balances 6X2SIn
Bills receivable zusu
Other items
Market value of special deposits in excess of cor
responding liabilities per special deposit schedule 709223b
Total not admitted assets 7799163
Total admitted assets 735077166
Liabilities
Net amount of unpaid losses and claims 86676616
Reserves or unearned premiums on risks outstanding 3163b725
Salaries and mscellaneous accounts due or accrued jOMOW
Taxes due or accrued JnoJci
Total amount of liabilities except capital 420858341
Capital actually paid in cash s1 100000000
Surplus over all liabilities 214218825
Surplus protection to policyholders 314218825
Total liabilities 735077166
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written t 1216299300 657137700
7PHR 4 003 11000 risks cancelled and 396836800
insurance in Companies authorized in Georgia 747028300 50119500
Insurance Department of Georgia 221
Net risks written 469271000 607018200
Gross premiums on risks written 15995965 8101760
Less 49 07994 return premiums and 3607308 pre
miums for reinsurance in Companies authorized
in Georgia 7207721 1307581
Net premiums received S788244 6794179
Losses paid deducting salvage I 3084124 2015882
Less losses on risks reinsured in Companies author
ized in Georgia 265907 aus
v roM 2818217 2006174
SsseTS I 4028672 2382352
Less losses on risks reinsured in Companies author
ized in Georgia 149ibbs as
Net losses incurred 2533009 2372644
QUEEN INSURANCE COMPANY OF AMERICA
84 William St New York City N Y
George W Burchell President Frederick P Hamilton Secretary
ueorge wrney or service in GeorgiaS Y Tupper Atlanta Ga
Capital Stock
200000000
1422269638
Amount of paidup capital
Ledger assets Dec 31 1917
Extended at
Income
Gross premiums on new business and renewalS 1256864175
Deduct amounts paid for reinsurance and return
premiums
1422269638
443488002
Total premiums
Interest and rents rrrr7
Profit on sale or increase by adjustment of assets
Other sources
From agents balances previously charged off
813376173
51090945
85813
12121
Total income
Carried forward
864565052
2286834690
Disbursements
Net amount paid policyholders for losses
ilgaTnd administrative expenses in adjustment of claims
a First year and renewal
Salaries of officers and employesZZZZZZ
Advertilrtngr
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
tpSdltdunriing current year for income tax withheld in previous
356929069
9574925
149589031
66003570
5277142
92938024
50000000
5108361
year v
Agents balances charged off
Total disbursements
Balance
398050
55411
735873583
1550961107222
Annual Report
Ledger Assets
Mortgage loans first Hens 6200000
Bonds at book value 1037734674
Stocks at book value 262333097
Cash in office 2299919
Deposits at interest 90132227
Deposits not at interest 318197
Agents balances net 128497800
Other items
Reinsurance due on losses paid 23445193
Total ledger assets as per balance No 23 1550961107
NonLedger Assets
Interest due and accrued 13863412
Total assets 1564824519
Deduct Assets Not Admitted
Agents balances 11015887
Other items
Market value of special deposits in excess of
corresponding liabilities 6177173
Book value of ledger assets over market value
bonds and stocks 91259754
Reinsurance due on losses Paid unauthorized Cos 10656676
Total not admitted assets 119109490
Total admitted assets 1445715029
Liabilities
Net amount of unpaid losses and claims 98957490
Reserves or unearned premiums on risks outstandng 616236172
Salaries and miscellaneous accounts due or accrued 7442387
Taxes due or accrued 54705476
Other items
Pension obligations 2328500
Total amount of liabilities except capital 779670025
Capital actually paid in cash 2000u0000
Surplus over all liabilities 466045004
Surplus protection to policyholders 666045004
Total liabilities 1445715029
Queen Insurance Company of America
Business in ForceFire
Risks
In force December 31 1917118547999400
Written or renewed in 1918 99733080400
Totals 1218281079800
Deduct expirations and cancellations 83959759100
In force Dec 31 1917 84831901
Deduct amount reinsured schedule required 26674174700
Net amount in force107647146000
Business in ForceMarine and Inland
In force Dec 31 1917 84831901
Written or renewed in 1918 676981909
Totals 761813810
Premiums
t 1136595416
979432860
2116028276
809069592
97572937
227674989
1079283695
97573937
277431315
375004252Insurance Department of Georgia
223
Deduct expirations and cancellations 633753907 264172473
In force Dec 31 1918 128059903
Deduct amount reinsurance schedule required 18012446
Net amount in force 11004i457
110831779
3056431
107775348
Recapitulation of Fire Risks and Premiums
Year
Written
Term
1918
1917
1918
1916
1917
1918
1915
1916
1917
1918
1914
1915
1916
1917
1918
One year or
Two years
Two years
Three years
Three years
Three years
Four years
Four years
Four years
Four years
Five years
Five years
Five years
Five years
Five years
Over five
less
years
Amount
Covered
35928211000
544997600
800262400
15624882800
17883702800
19752084300
135974900
332919700
191613300
298389700
2926448600
2936347300
3255268300
3634500300
3316002400
85540600
Premiums
Charged
Less Reins
390159964
4923699
6390796
140901935
158464010
185470344
1512178
2864182
1737377
2651255
33326503
33033140
37582149
39266797
4u47284
952082
Fraction Premiums
Unearned Unearned
12
14
34
16
12
56
18
38
58
78
110
310
12
710
910
Var
Totals 107647146000 1079283695
Business in the State of Georgia
A Fire
Gross risks written 3085979200
Less 820911000 risks cancelled and 5078077 re
insurance in Companies authorized in Georgia 13066080
Net risks written 17793712
Gross premiums on risks written 39118484
Less 69 61778 return premiums and 5874729 pre
miums for reinsurance in Companies authorized
in Georgia 1253459i
Net premiums received 26583887
Losses paid deducting salvage 13929439
Less losses on risks reinsured m Companies au
thorized in Georgia i6biaii
Net losses paid 12559922
Dosses incurredT 12322139
Less losses on risks reinsured in Companies au 7QR17
thorized in Georgiasmon
Net losses incurred 11842522
195079982
1230925
4793096
23483656
79232005
154558617
189021
1074069
1085859
2319849
3332650
9909940
18791075
27486758
36042556
636976
559247034
Marine and
Inland
99058200
22110700
76947500
1677542
301910
1375632
381958
381958
395458
395458
RHODE ISLAND INSURANCE CO
17 Custom House St Providence R I
George L Shepley President Emil G Pieper Secretary
Attorney for service in GeorgiaGordon Williams Atlanta Ga
Capital Stock
Amount of paidup capital 50000000
Ledger assets Dec 31 1917 2129031
212920315
Extended at 224
Annual Report
Income
Gross preimums on new business oqIqk
Gross renewal premiums iii4doaoo
Deduct amounts paid for reinsurance and return
premiums
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
154660116
154660116
8178296
99281
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Commssions and allowances to agents
a First year
50900035
Salaries of officers and employes
Advertising printing postage telegrams etc
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Taxes licenses and fees
Inspections and surveys
Felix Herbert auditing of accounts 1917
Donations to American Red Cross fund
United War Work campaign
5298436
5682591
20000
10000
50000
162937693
375858008
62778324
1279100
50900035
21187
71294
5000000
12230
11061027
Total disbursements
Balance
131123197
244734811
Ledger Assets
140765828
57237206
11401525
35320252
10000
Bonds at book value
Stocks at book value
Deposits at interest
Agents balances net
tCashtdeosited with Philadelphia Fire Underwriters Assn
Total ledger assets as per balance No 23 244734811
NonLedger Assets
Interest due and accrued
Other items
Reinsurance due from other companies per schedule E
1600581
1640142
Total assets
247975534
Deduct Assets Not Admitted
Other items
Ledger assets
11715034
11715034
Total not admitted assets
11715034
Total admitted assets 236260500
Liabilities
Net amount of unpaid losses and claims 5
Reserves or unearned premiums on risks outstanding 1
Salaries and miscellaneous accounts due or accrued
Taxxes due or accrued
Total amount of liabilities except capital
Capital actually paid in cash 50000000
Surplus over all liabilities 40913368
Surplus protection to policyholders
Total liabilities
14784630
14906819
11655683
4000000
45347132
90913368
236260500Insurance Department of Georgia
225
Business in ForceFire
Risks Premjs
in force on the 31st day of December 1917 340258602 i3 18474
Written or renewed during the year attiiaiii
702050329 641415555
Ded1ctThos71Xpireaand 270524434
S 414 798 680 370891121
In force at the end of the year 168684 473 1 57363164
Deduct amount reinsured
246114207 213527957
Net amount in force
Business in the State of Georgia
Fire
1262492164
SstKrtsV ln 518031700
Companies authorized in Georgia
744460464
Net risks written 15694660
fW1 4952756
insurance in Companies authorized in Georgia
10741913
Net preimums received
3575042
2849271
Net losses paid
4887874
4296142
Net losses incurred
ROYAL EXCHANGE ASSURANCE THE
92 William St New Work N Y
R D Harvey United States Manager
v Ga
Capital Stock
40000000
Deposit capital 397914811
Ledger assets Dec 31 1911
397914811
Extended at
Income
601564406
Gross premiums
Deduct amounts paid for reinsurance and return 2m09
premiums
Total premiums 14444700
Interest and rents
Rereived from home officerZZZi 4232
From agents balances previously charged off
336363869
Total income 734278680
Carried forward 226
Annual Report
Disbursements
Net amount paid policyholders for losses
Commssions and allowances to agents
Salaries of officers and employes
Rents
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Traveling expenses
Taxes
Remittance to home office
Agents balances charged off
168701552
69789376
15872376
1150124
9166578
7500
3765417
15212555
14445892
57329
Total disbursements 301125229
Balance 433153451
Ledger Assets
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Collateral loans
Total ledger assets as per palance No 23
NonLedger Assets
Interest due and accrued
Other items
Reinsurance due on paid losses schedule B column 1
360951444
441742
18689325
52964440
10650000
433153451
4398514
12113630
Total assets 449665595
Deduct Assets Not Admitted
Agents balances 4053593
Other items
Bonds 19904485
Stocks 3710959
23615444
Total not admitted assets 27669037
Total admitted assets 421996558
Liabilities
Net aomunt of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Contingent commissions or other charges due or accrued
Total amount of liabilities except capital
Deposit capital 40000000
Surplus over all liabilities 101591327
Surplus protection to policyholders
Total liabilities 421996558
55548502
214021981
512112
9304949
1016357
280405231
141591327
Business in ForceFire
Risks
In force on the 31st day of December 1917 505872261
Written or renewed during the year 397291359
Total 903163620
Deduct those expired and marked off as terminated 357183470
Premiums
434079472
372047504
806126976
314076904
In force at the end of the year 545980150 4 920 500 72
Deduct amount reinsured 154182907 1 248 934 39
Net amount in force 391797243 367ll56633Insurance Department of Georgia
227
Business in ForceMarine and Inland
Risks
In force on the 31st day of December 1917 vrnoMCTS
Written or renewed during the year Wluitfil
747485408
Deduct 7h8iixpiredand marked off as terminated 698831405
In force at the end of the year5 2l317296
Deduct amount reinsured ianiao
Net amount in force 27336707
Premiums
I 72782373
229516902
302299275
217076227
85223048
36746176
48476872
ROYAL INSURANCE COMPANY LIMITED
84 William Street New York N Y
C F Shallcross General Attorney for U S
Attorney for service in GeorgiaMilton Dargan Alatnta Ua
Kinds of busings done in GeorgiFire Tornado Automobile Sprinkler
Leakage KSSfon and War Risks Tourist Floater and Marine Insurance
Capital Stock
Amount of deposit capital 52S57
Ledger assets Dec 31
Extended at
1917 1712231227
1712231227
Income
Gross premiums on new business and renewal3 2120452640
Deduct amounts paid for reinsurance and return
premiums
Total premiums
IrofiTonsale or increase by adjustment of assets
Other sources
Received from home office
Premiums on life policies r
Interest on loans under life policies
From agents balances previously charged oft
1214120446
76666571
13408165
43810027
381678
30506
3174
Total income
Carried forward
44225385
1348420567
3060651794
Disbursements
Commissions and allowances to agents first year and renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on slle and decrease by adjustment of assets
Other items
Remitted to home office
Traveling expenses
Legal expenses
Taxes licenses fees
Furniture and fixtures
Maps and corrections
Federal taxes
1916 income taxes
Real estate expenses
Claims loans etc life policies
566514072
17930155
190338209
113399614
10416020
22503610
18284954
72302020
13756341
200192
43619970
3142752
1506876
26936790
101462
20953154
3572268228
Annual Report
Agents balances charged off 184862
Inspections and surveys 23349933
Miscellaneous items 2471326
Premiums rented on perpetual risks 273192
140069118
Total disbursements 1151757772
Balance 1908894022
Ledger Assets
Book value of real estate 266850000
Mortgage loans first liens 18190000
Bonds at book value t 1177965000
Stocks at obok value 22583543
Cash in office 802469
Deposits at interest i 124494830
Agents balances net 252106175
Other items
Bills receivable notes taken for fire risks 1420752
Due from other companies for reinsurance on losses
already paid 44481253
45902005
Total ledger assets as per balance No 23 1908894022
NonLedger Assets
Interest due and accrued 13976344
Rents due and accrued 962035
962035
Total assets 1923832401
Deduct Assets Not Admitted
Agents balances 30378883
Other items
Book value of bonds and stocks over market 57261543
Amount recoverable from unauthorized Cos 9071168
Excess of farm notes Over unearned premiums 155107
66487818
Total not admitted assets 96866701
Total admitted assets 1826965700
Liabilities
Net amount of unpaid losses and claims 163222686
Reserves or unearned premiums on risks outstanding 1028952239
Salaries and miscellaneous accounts due or accrued 1773980
Taxes due or accrued 67623101
Other items
Reserve on perpetual fire polices 7191231
Reserve on life or any other special department 2619500
Contingent commission etc 9030853
18841584
Total amount of liabilities except capital 1280413590
Capital Deposit capital 66200000
Surplus tver all liabilities 480352110
Surplus protection to policyholders 546552110
Total liabilities 1826965700
Business in ForceFire
Risks Premiums
In force on the 31st day of Decemeber 19172301221590 2185453469
Written or renewed during the year1688396320 17092810 51
Total 3989617910 3894734520
Deduct those expired and marked off as terminated 1522348652 14608 169 12
In force at the end of the year2467269258 2433917608
Deduct amount reinsured i 612052085 589858123
Net amount in force 1855217173 1844059485Insurance Department of Georgia
229
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 104683117 131412880
Written or renewed during the year 1257151293 411171589
Total 13618344JO 542584469
Deduct those expired and marked off as terminated 1213600526 387722135
In force at the end of the year 148233884 154862334
Deduct amount reinsured 63588272 4367347
Net amount in force 84645612 150494987
Perpetual risks not included above 384013400
Deposit premiums on same 3378134
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 3447830600 470928800
Less 893963400 risks cancelled and 514253900
reinsurance in Companies authorized in Georgia 1344048300 64169000
Net risks written 2103782300 406759800
Gross premiums on risks written 50069404 4189113
Less 10086555 return premiums and 4777222 pre
miums for reinsurance in Companies authorized
in Georgia 13432977 1430800
Net premiums received 36636427 2758313
Losses paid deducting salvage 12807322 704251
Less losses on risks reinsured in Companies au
thorized in Georgia 1196864
Net losses paid 11610458 704251
Losses incurred 11885822 717751
Less losses on risks reinsured in Companies au
thorized in Georgia 614211
Net losses in curred 11271611 717751
SAVANNAH FIRE INSURANCE COMPANY
Bryan and Drayton Sts Savannah
Miles B Lane President W F Train Secretary
Kinds of ubsiness done in GeorgiaFire Insurance
Capital Stock
Amount of paidup capital 10000000
Ledger assets Dec 81 1917 22459385
Extended at 22459385
Income
Gross premiums on new business 9049993
Deduct amounts paid for reinsurance and return
premiums 4317731
Total premiums fHIH
Interest and rents Id9441
Profit on sale or increase by adjustment of assets 1315
Total income 6069828
Carried forward 28529213230
Annual Report
Disbursements
Net amount paid policyholders for losses 6i2767
Commissions and allowances to agentsflon9
a First year 224902 224902
fi St 54
Salaries of officers and employes fi85 54
Kents and interest ss740
Advertising printing postage telegrams etc nnnno
Paid policyholders for dividends Iu
Other items q ooo ns
Items 8 11 12 13 14 15 and 22 9299U8
Total disbusements 3459840
25069373
Balance
Ledger Assets
Book value of real estate 11snnnoo
Mortgage loans first liens 09481 68
Bonds at book value 5000 00
Deposits at interest 50fi66
Deposits not at interest oSSccjo
Agents balances net uinoSJ
Other items 1 orn 00
Collateral loans
Total ledger assets as per balance No 23 ivtsaia
NonLedger Assets
Interest due and accrued 128213
Other items Q 7Pl
Rents duedJa
Total assets 25230561
Deduct Assets Not Admitted
Total admitted assets J68U5ei
Liabilities
Net amount of unpaid losses and claims5 tHo
Reserves or unearned premiums on risks outstanding i4Mo
Taxes due or accrued
Total amount of liabilities except capital siS4t4
Capital actually paid in cash iV 07
Surplus over all liabilities 111UI
Surplus protection to policyholders otoki
Total liabilities 2M3Utbi
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 1 6211295 fAfAl
Written or renewed during the year 6673196 044s
Total 12884491 18190928
Deduct those expired and marked off as terminated 5729726 7246347
In force at the end of the year 7154765 1
Deduct amount reinsured 2965525 41d79dd
Net amount in force 189240 6806648
Business in the State of Georgia
Fire
Gross risks written 441923100
Less 83924400 risks cancelled and 241857000 reinsurance in alnn
Companies authorized in Georgia jzasi4m
Net risks written 116141700
Gross premiums on risks written 5536704
Less 636294 return premiums and 3311615 premiums for rein
surance in Companies authorized in Georgia iviuuvInsurance Department of Georgia 231
Net premiums received 1588795
Losses paid deducting salvage 150771
Less losses on risks reinsured in Companies authorized in Georgia 75156
Net losses paid 75615
Losses incured 162984
Less losses on risks reinsured in Companies authorized in Georgia 74315
Net losses incurred 88660
Investments in Georgia
Real estate 11100000
Bonds 5085170
Mortgage loans 800000
Collateral loans 135000
Total investments in Georgia 17120170
SCOTTISH UNION NATIONAL INSURANCE CO
75 Elm Street Hartford Conn
James H Brewster Manager
Attorney for service in GeorgiaW R Hoyt Atlanta Ga
Capital Stock
Amount of paidup capital deposit 20000000
Ledger assets Dec 31 1917 777184074
Extended at
777184074
Income
Gross premiums on new business and renewal 790229611
Deduct amounts paid for reinsurance and return
premiums
418868552
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Total income 401901819
371361059
30468736
72024
Carried forward 1179085893
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
a First year and renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Maps Inspections surveys furniture and fixtures
Taxes
Legal expenses
Agents balances charged off
Remitted to home office
Contributions war work
Real estate expenses
Decrease account reinsurance treaties
9610452
20744920
89245
14990
51231489
300000
516167
5562065
156727754
3326057
78037682
31316287
1380701
4217967
36607
Total disburments
Balance
363112383
815973510232
Annual Report
Ledger Assets
t t 21502836
Book value of real estate 93 500 qq
Mortgage loans first liens 6 3449919
Bonds at book value 4131 25
Stoks at book value 57o093 45
Deposits at interest 520811
Deposits not at interest 884474 74
Agents balances net
Total ledger assets as per balance Na 23 815973510
NonLedger Assets
j 11166529
Interest due and accrued
827140039
Total assets
Deduct Assets Not Admitted
Agents balances 2976868
OverltdTeSand accrued interest on bonds in default 1800000
Bonds and stocks mvssom
38710512
Total not admitted assets
A 788429527
Total admitted assets
Liabilities
Net amount of unpaid losses and claims isiini 97
Reserves or unearned premiums on risks outstanding 33580019
Salaries and miscellaneous accounts due or accrued 15000000
Taxes due or accrued
Other items t 10 000 00
Contingent commissions Tr3i 28
Funds held under reinsurance treaties Ti rtoII
Payments of employers on liberty bonds ntwso 38i00980
Total amount of liabilities except capital MOOOOO0 395579977
Capital deposit actually paid in cash 728 49550
Surplus over all liabilities 3IS4Siou
Surplus protection to policyholders jaiaoat
788429527
Total liabilities
Business in ForceFire
Risks
In force on the 31st day of December 19171032660762
Written or renewed during the year mamm
1868402536
DeductThoseexpIredandmarked off as terminated 744918247
In force at the end of the year ipRsws
Deduct amount reinsured 7n99l741
Net amount in force 702Jio4i
Business in ForceMarine and Inland
Risks
In force on the 31st day of December 1917 JHsv
Written or renewed during the year 66aataoi
j 45067589
Deduct those expired and marked off as terminated 21266920
In force at the end of the year 237n37n
Deduct amount reinsured 045299
Net in force
Premiums
836524350
744936261
1581460611
624636210
956824401
342035135
614789266
Premiums
16783693
45293350
62077043
27592698
34484345
1158653
33325692Insurance Department of Georgia 233
Business in the State of Georgia
A Fire Marine and
Risks Premiums
Gross risks written 5 1544658700 112473400
Less 405343100 risks cancelled and 69134100 S7S nn
reinsuranc in Companies authorized in Georgia 438889400 355S8UU
Net risks writtent 11057693 76885600
Gross premiums on risks written 14203472 940452
Less 2634133 return premiums and 554006 pre
miums for reinsurance in Companies authorized
in Georgia 3053546 lJ45ad
Net premiums received 11150826 805859
Losses paid deducting salvage 2228923 270804
Less losses on risks reinsured in Companies au
thorized in Georgia 46X6X
Net losses paid f 2185085 270804
Losses incurred l 2527677 321904
Less losses on risks reinsured in Companies au
thorized in Georgia bbysv
Net losses incurred 2470739 321904
Investments in Georgia
Bonds I 2440000
Total investment in Georgia 2440000
SECURETY INSURANCE COMPANY
115 Elm Street New Haven Conn
John W Ailing President Victor Roth Secretary
Attorney for service in GeorgiaAlton F Irby Atlanta Ga
Kinds of business done in GeorgiaFire Lighting Tornado Automobile Marine
Sprinkler Leakage War and Explosion
Capital Stock
Amount of paidup capital f022
Ledger assets December 31 1917 491791895
Extended at 491791895
Income
Gross premiums on new business 689396973
Deduct amounts paid for reinsurance and return
premiums 26398b248
Total premiums oHc
Interest and rents leSInn
Profit on sale or increase by adjustment of assets iiccn
Other sources 1046160
Total income 0801
Carried forward 941412696
Disbursements
Net amount paid policyholders for losses 18112
Commissions and allowances to agents 93662L27
Salaries andexpensesofofficers and employes 32lq7779
Rents and interest n7q
Advertising printing postage telegrams etc 4nnnfi
Loss on sale and decrease by adjustment of assets tuzuuo234 Annual Report
Other items 35418100
Total disbursements 352655609
Balance 588757087
Ledger Assets
Book value of real estate lilalnnn
Mortgage loans first liens 52685000 5s 77R
Bonds at book value smqIi
Stocks at book value 11431 20
Cash in office 1
Deposits not at interest isS 148 84
Agents balances net Vnn ssiC7
Other items 1008 Jlix
Total ledger assets as per balance No 231 588757087
NonLedger Assets
Interest due and accrued qiSi
Market value of assets over book value aanaijs Jn
Total assets taaus4t4u
Deduct Assets Not Admitted
Agents balances sivl
Bills receivable 1 htmi
Other items 1476614
Total not admitted assets 15717097
Total admitted assets 582367543
Liabilities
Net amount of unpaid losses and claims nsos
Reserves or unearned premiums on risks outstanding 3344uszs
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued lfflJK
Other itemsiwA
Total amount of liabilities except capital 386107511
Capital actually paid in cash i 100000000
Surplus over all liabilities 9b260032
Surplus protection to policyholders 196260032
Total liabilities 587367543
Business in ForceFire
Risks Premiums
In force December 31 1917 689138372 664392223
Written or tJJ 601823298 669158883
Excess of original premiums over amount received
for reinsurance wtuts
Total 1290961670 S 1335392339
Deduct thoseexpired and marked off as terminated 484988302 537288815
In force at end of year 1918 973368 T98108B24
Deduct amount reinsured schedule required 187811432 l7a3
Net amount in force December 31 1918i 618155936 622764531
Business in ForceMarine and Inland
Risks Premiums
Xot r re 10714438 20238090
T t j 10714438 20238090
Deduct those expired and marked off as terminated 10020479 19191993Insurance Department of Georgia
235
In force at end of year 1918 693959 1046097
Deduct amount reinsured schedule required 1000 4125
Net amount in force December 31 1918 J 692959 1041972
Recapitulation of Fire Risks and Premiums
Year
Written
Term
Amount
Covered
1918 One year or less 179640681
1917 Two years 2814717
1918 Two years 4002956
1916 Three years 86870425
1917 Three years 99344638
1918 Three years 111705670
1915 Four years 303406
1916 Four years 472677
1917 Four years 536728
1918 Four years 762312
1914 Five years 20472057
1915 Five years 21679533
1916 Five years 25530626
1917 Five years 30318474
1918 Five years 33701016
Over five years 0
Advance premiums 0
Totals 618155936
Perpetual Risks 0
Grand Totals 618155936
Premiums
Charged
Less Reins
199726049
1924678
3568965
71489963
81886640
103548242
258342
500699
529425
1071554
23211794
26335815
27696157
36379148
44637008
0
0
622764531
0
622764531
Fraction Premiums
Unearned Unearned
12
14
34
16
12
56
18
38
58
78
110
310
12
710
910
pro rata
100
90
99863024
481169
2676724
11914994
40943320
86290246
32293
187762
330891
937610
2321180
7900745
13848079
25465404
40173307
0
0
333366748
0
333366748
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1001049000 1850000
Less 303282000 risks cancelled and 279193300 nno on
reinsuranc in Companies authorized in Georgia 581675300 800000
Net risks writtenS 419373700 1050000
Gross premiums on risks written 12635922 80500
Less 3106459 return premiums and 2343802 pre
miums for reinsurance in Companies authorized
in Georgia 5412761 37500
Net premiums received 7223161 43000
Losses paid deducting salvage 1648131
Less losses on risks reinsured in Companies author
ized in Georgia312908
Net losses paid 1335223
Losses incurred 2089561
Less losses on risks reinsured in Companies author
ized in Georgia 467053
Net losses incurred 1622508
SOUTHERN MUTUAL FIRE INSURANCE COMPANY
Southern Mutual Building Athens Georgia
Billups Phinizy President A B Griffith Secretary
Attorney for service in GeorgiaOfficers of the Company
Kinds of business done in GeorgiaFire insurance only236
Annual Report
Capital Stock
Ledger assets December 31 1917 61476292
Extended at
Income
Gross premiums on new business 39HJ
Deduct amounts paid for return premiums4iii
39156994
Total premiums 37 614 26
Interest and rents cn 00
Profit on sale or increase by adjustment of assetsouuu
43013420
Total income
104489712
Carried forward
Disbursements
Net amount paid policyholders for losses 599629
Commissions and allowances to agents 2205000
Salaries of officers and employes nn 71
Rents and interest and Office Bldg Espenses and Taxes 52071
Advertising printing postage telegrams etc ios65l75
Paid Policyholders for dividends a560oO
Doss on sale and decrease by adjustment of assets dowuu
Other items 4000000
Paid Borrowed Money 500 00
Conrftutton 8 fill
Taxes Federal 353821 State City and C 493625 84440
x 32904395
Total disbursements 1
71585317
Balance
Ledger Assets
24587983
Book value of real estate T 445 ft36 00
Bonds at book value 6275 69
Deposits not at interest 18661 65
Agents balances net
Total ledger assets as per balance No 23 71585317
NonLedger Assets
Interest due and accrued
Other items
Amount of Rents due net

Total assets
Deduct Assets Not Admitted
Total admitted assets
681000
243600
72509917
72509917
Liabilities
Net amount of unpaid losses and claims
Reserve or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Taxes due or accrued
Total amount of liabilities except capital
Surplus protection to policyholders
Total liabilities
S 307606
19578497
5744102
26303
25656508
46853409
72509917Insurance Department of Georgia 237
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 42972206 J 38100866
Written or renewed during the year 43324882 dtfbttia
86297088
DeducroToseeipired andrnlrked off as terminated 43563741 475521
In force at the end of the year 42733347 39156994
Net amount in force 733347 39156994
Business in the State of Georgia
k itten 4332488200
Lessrfsks cancelled di76lT62500 Companies authorized in Geo
gia
425632500
Net risks written
Gross premiums on risks written 39632515
Less 4 75521 return premiums and premiums for reinsurance In
Companies authorized in Georgiaiodi
39156994
Net premiums received
Losses paid deducting salvage 7012505
7012505
Net losses paid
Losses incurred 3 487 68
656374 in 1917 paid in 1918 fifies7 37
307606 in 1918 unpaid bbbil6i
6663737
Net losses incurred
Investments in Georgia
t t S 24587983
Real estate 31420000
Bonds
Total investments in Georgia 56007983
SPRINGFIELD FIRE AND MARINE INSURANCE COMPANY
195 State St Springfield Massachusetts
w rm President E H Hildreth Secretary
A W Dn Prudent GeorgiaJarnes L Dickey Jr Atlanta
Kind of business done in GeorgiaFire Tornado and Sprinkler Leakage
Capital Stock
Amount of paidup capital JimSisM
Ledger assets December 31 1917 I10
t S 1319491354
Extended at
Income
Gross premiums on new business 1363136000
Deduct amounts paid for reinsurance and return
premiums
890034337
Total premiums 569 58828
LeceiVlrr 581
Other sources 3000
Agents balances previously charged off
947073746
Total income
S 2266565100
Carried forward 238
Annual Report
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Agents balances charged off
Furniture and fixtures
Maps
Inspection and surveys
Taxes Licenses and Fees
Citizens War Fund
Repairs and expenses on real estate
Total disbursements
Balance
359387
817496
1259692
15107851
38362695
995840
129788
394044482
6556732
182963300
87259015
5179336
16095643
25000000
693
57032749
774131950
1492433150
Ledger Assets
Book value of real estate 30000000
Mortgage loans first liens 263367000 263367000
Bonds at book value 349245389
Stocks at book value r 521493270
Cash in office 78151
Deposits at interest 126632094
Deposits not at interest 30036421
Agents balances net 171580825
Total ledger assets as per balance No 23 1492433150
NonLedger Assets
Interest due and accrued 12192716
Other items
Reinsurance due on Paid Losses 4743204
Total assets 1509369070
Deduct Assets Not Admitted
Agents balances 1785485
Other items
Book value of ledger assets over market value
15651159 Market value of special deposits in
excess of corresponding liabilities 17662234 33313393
Total not admitted assets
35098878
Total admitted assets 1474270192
Liabilities
Net amount of unpaid losses and claims 83246549
Reserves or unearned premiums on risks outstanding 805687605
Salaries and miscellaneous accounts due or accrued 2000000
Taxes due or accrued 22500000
Other items
Contingent commissions 3000000
3000000
Total amount of liabilities except capital 916434154
Capital actuallv paid in cash 250000000
Surplus over all liabilities 307836038
Surplus protection to policyholders 557836038
Total liabilities 1474270192Insurance Department of Georgia 239
Business in ForceFire
t j Icq TrPTn in ms
In force on the 31st day of December 1917 1562310070 1530423361
Written or renewed during the year 1306457314 1316315286
Total 2868767384 2846738647
Deduct those expired and marked off as terminated 1079843483 1046208595
In force at the end of the year 1788923901 1800530052
Deduct amount reinsured 340910513 294303522
Net amount in force 1448013388 1506226530
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 28071367 18090370
Written or renewed during the year 233499653 46820714
Total 261571020 64911084
Deduct those expired and marked off as terminated 211792847 29126136
In force at the end of the year 49778173 35784948
Deduct amount reinsured 12821527 6342092
Net amount in force 36956646 29442856
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1442134600 143029600
Less 450917100 risks cancelled and 297148100
reinsurance in Companies authorized in Georgia 641120100 106945100
Net risks written5 801011500 36084500
Gross premiums on risks written 17000859 1098230
Less 3296527 return premiums and 2993734
premiums for reinsurance in Companies author
ized in Georgia 5971617 318644
Net premiums received 11029242 779586
Losses paid deducting salvage 3166072 14650
Less losses on risks reinsured in Companies author
ized in Georgia 553954
Net losses paid 2612118 14650
Losses incurred 4146303 44890
Less losses on risks reinsured in Companies author
ized in Georgia 845905
Net losses incurred 3300398 44890
Investments in Georgia
Bonds i 1020000
Total investments in Georgia 1020000
STANDARD FIRE INSURANCE COMPANY
18 Asylum Street Hartford Connecticut
M L Hewes President H B Anthony Secretary
Attorney for service in GeorgiaC D Martin Atlanta Ga240
Annual Report
Capital Stock
Amount of paidup capital
Ledger assets December 31 1917
50000000
155414363
Extended at
155414363
Income
Gross premiums on new business and gross renewal
premiums
Deduct amounts paid for reinsurance and return
premiums
121484618
49137859
Total premiums
Interest and rents
Total income
Carried forward
72346759
5901583
78248342
233662705
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Inspections and surveyszrZjTi
Loss on sale or maturity of ledger assets viz Bonds per Schedule V
Other items
Furniture and fixtures
Maps and corrections
Field Supervisory Expenses
Agents balances charged off
Investment Expenses
Federal Taxes
Taxes Licenses and Fees
Total disbursements
Balance
34004643
729717
16857119
4663072
436158
1361342
1651454
182384
109433
186265
3488130
290646
957500
959811
2541079
68418753
165243952
Ledger Assets
Bonds at book value S
Stocks at book value
Cash in office
Deposits at interest
Agents balances net y6i
Total ledger assets as per balance No 23 1652
NonLedger Assets
87474
10900
48239
54657
42682
43952
Interest due and accrued on bonds 1
Other items
Maps furniture etc cost 3559986
Id
43338
00000
Total assets 1680
87290
Deduct Assets Not Admitted
Agents balances
Book value of ledger assets over market value
Other items
Furniture fixtures and safes
Overdue and accrued interest on bonds in default
63706
11840834
1000000
150000
Total not admitted assets 13054540
Total admitted assets 155032750Insurance Department of Georgia
241
Liabilities
Net amount of unpaid losses and claims ciorIc
Reserves or unearned premiums on risks outstanding bistzzzb
Salaries and miscellaneous accounts due or accrued 15330
Taxes due or accrued Estimated amount hereafter payable for
Federal State and other taxes based upon the business of the
year of this statement 75o2q rr
Total amount of liabilities except capital iZdaybt
Capital actually paid in cash
Surplus over all liabilities 32b5Z784
Surplus protection to policyholders 82652784
Total liabilities 155032750
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 187176221 62895330
Written or renewed during the year 131452Ml izi484b
Total 318628852 284379948
Deduct those expired and marked off as terminated 125936799 115379245
in force at the end of the year 192692053 100703
Deduct amount reinsured 5b630804 488szzi8
Net amount in force 136061249 120148485
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written r 355630900
Less 102070500 risks cancelled and 81531300 reinsurance in
Companies authorized in Georgia 183b018ou
Net risks written 1 17S5722
Gross premiums on risks written zooiii
Less 506297 return premiums and 656382 premiums for remsur
ance in Companies authorized in Georgia icnvn is
Net premiums received Jamua
Losses paid deducting salvage J
Less losses on risks reinsured in Companies authorized in Georgia hllHl
Net losses paid iX6Qt6
Losses incurred 831601
Less losses on risks reinsured in Companies authorized in Georgia HSooo
Net losses incurred b44838
STAR INSURANCE COMPANY OF AMERICA
80 William St New York N Y
Hugh R London President J B Rremer Secretary
Attorney for service in GeorgiaB P Walker Jr Atlanta Ga
Kinds of business done in GeorgiaFire Marine Automobile Windstorm
Lightning Sprinkler Leakage Tourist Parcel Post War
Explosion Riot and Civil Commotion

Capital Stock
Amount of paidup capital tXXin
Ledger assets December 31 1917 150099110
j 150099110
Extended at 242
Annual Report
Income
Gross premiums on new business 197147846
Deduct amounts paid for reinsurance and return
premiums 133307274
Total premiums
Interest and rents
63840572
4783042
Total income 68623614
Carried forward 218722724
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
b Renewal
Salaries of officers and employees
RentsN and interest
Advertising printing postage telegrams etc
Paid Polyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Surveys inspections and Maps 13258i6
Taxes State and Federal 4072019
Contributions Red Cross etc 145269
Legal expenses 3776
Total disbursements
24142080
659849
9676266
5064170
481864
1418823
3000000
94256
5547770
50085078
Balance 168637646
Ledger Assets
Bonds at book value
Deposits at interest 1
Deposits not at interest
Agents balances net
Other items
Miscellaneous accounts receivable
121590452
3204426
18870786
24905316
66666
Total ledger assets as per balance No 23 168637646
NonLedger Assets
Interest due and accrued 990938
Other items
Reinsurance recoverable on paid losses 89208
Total assets I 169717792
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Miscellaneous accounts
10622452
166 stocks and bonds
1261503
10358
10689118
Total not admitted assets t 11960979
Total admitted assets 157756813
Liabilities
7601800
54285605
750000
4000000
66637405
40000000
91119408
Total liabilitiesi 157756813
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all liabilities 51119408Insurance Department of Georgia 243
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 JHSKS SoSSsli
Written or renewed during the year 178316437 l74Uasa
Excess of original premiums over amount reiceived 177 60
for reinsurance
Tnt 343343714 334756218
Deducttno7eexpiredand markedoff as terminated 152764747 142255488
In force at the end of the year tmtS lulllll
Deduct amount reinsured 96732752 9t48959U
Net amount in force 93846215 95011140
Business in ForceMarine and Inland
fa force on the 31st day of December 1917 IlfAll aloiisff
Written or renewed during the year 8932924 23048874
14692701 35080007
DeductTheixprreJanXmXrkVdofYasterminated 9752199 Mg
In force at the end of the year iiUfn 1215635
Deduct amount reinsured J 41 277q7
Net amount in force 1744582 aHit
Business in the State of Georgia
Lesf 4415208 ln s7on7n no
Companies authorized in Georgia 6suutuuv
T 187060500
Net risks written y
Oross premiums on risks written 7839454
Less 13 999 17 return premiums and 35 27457 premiums for re
insurance in Companies authorized in Georgia 29120 80
Net premiums received iiqRRR
Losses paid deducting salvage iJSi
Less losses on risks reinsured in Companies authorized in Georgia 551774
946872
Net losses paid
1523066
Llf losses on risksriiniured in Companies authorized in Georgia 551794
Net losses incurred
STERLING FIRE INSURANCE COMPANY
115 North Penn St Indianapolis Indiana
Edward D Evans President SSStt AtlantaSeCretary
Attorney for service in GeorgiaW R Prescott Atlanta
Capital Stock
Amount of paidup capital
Ledger assets December 31 1917
Extended at
85000000
177907099
177907099
Deduct amounts paid for reinsurance and return premiums
Total premiums
Interest and rents
Other sources c 094 92
Loan commission Q7
Certificates of deposit previously charged oft
From agents balances previously charged off
600000
80719767
10675829
20695
1126989244
Annual Report
Total income
92543280
Carried forward 270450379
Disbursements
Net amount paid polieyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Dividends to stockholders
Other items
Furniture fixtures and maps
Federal taxes
State County and Municipal taxes
Insurance department licenses and fees
Real estate repairs expenses and taxes
577
1452861
1715200
60250
2150
Total disbursements
Balance
39010004
383506
24371691
1180864
206918
111251
23178
2550000
3231038
71068450
199381929
Ledger Assets
Mortgage loans iHItrsk
Bonds at book value 2500
Cash in office ftoSiq
Deposits at interest o loonl
Agents balances net tlliVA
Total ledger assets as per balance No 23 199381929
NonLedger Assets
Interest due and accrued 3284930
Total assets 202666859
Deduct Assets Not Admitted
Other items
Book value of bonds over market value
Total not admitted assets
Total
231873
231873
admrtted assets 1 202434986
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital
Capital actually paid in cash Ecc
Surplus over all liabilities 47b639b4
Surplus protection to polieyholders
14486279
51284743
15000
3985000
69771022
132663964
Total
liabilities 202434986
Business in ForceFire
Risks
239207275
In force on the 31st day of December as per line 6
under this heading in last years statement
Written or renewed during the year per income
j0 r lyO lib541
Total 434334119 427575845
Premiums
1 234202916
193372929Insurance Department of Georgia 245
Deduct those expired and marked off as terminated 100182618 91265290
In force at the end of the year 334151501 336310555
Deduct amount reinsured Schedule required all
in Hartford Fire Insurance Co Hartford Conn 243386765 241438214
Net amount in force 90764736 94872341
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December as per line 6
under this heading in last years statement 664497 1785200
Written or renewed during the year per income
No 5 1128069 3322868
Total 1792566 5108068
Deduct those expired and marked off as terminated 1305490 3356169
In force at the end of the year 487076 1751899
Deduct amount reinsured Schedule required all
in Hartford Fire Insurance Co Hartford Conn 401235 1610702
Net amount in force 85841 141197
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 164645900
Less 42925000 risks cancelled and 23823500 reinsurance in
Companies authorized in Georgia 66748500
Net risks written 97897400
Gross premiums on risks written 2182579
Less 413375 return premiums and 356752 premiums for rein
surance in Companies authorized in Georgia 770127
Net premiums received 1412452
Losses paid deducting salvage 556249
Less losses on risks reinsured in Companies authorized in Georgia 284456
Net losses paid 271793
Losses incurred 620115
Less losses on risks reinsured in Companies authorized in Georgia 236464
Net losses incurred 1 383651
ST PAUL FIRE MARINE INS CO
5th and Washington Sts St Paul Minn
F R Bigelftw President A W Perry Secretary
Attorney for service in GeorgiaFrank M Sprillin Atlanta Ga
Capital Stock
Amount of paidup capital 100000000
Ledger assets December 31 1917 1399533999
Extended at 1399533999
Income
Gross premiums on new business 1725727606
Deduct amounts paid for reinsurance and return
premiums 678985278
Total premiums 1046742328246 Annual Report
57654120
Interest and rentsrVlVtnfiMt 427375
Profit on sale or increase by adustment of assets
0tChheUomI astern lil R R Co Coal Bonds I 250000
KcllntTbfa
1105105975
Total income
2504639974
Carried forward
Disbursements
637947113
Net amount paid policyholders for losses 17481261
Commissions and allowances to agents 243336223
b Renewal 1 14086767
Field supervisory expenses 22972833
Salaries of officers and employes 1179188
Repairs expenses taxes on real estate 1551255
Rents and interestTr 11953724
Advertising printing postage telegrams etc 300oo000
Paid for dividendsCVt7entofassets 859033
Loss on sale and decrease by adustment ot assets
Other items 939950
Furniture fixtures and maps 282042
Agents balances charged oft 9994198
Inspections and surveys lfBB 46657987
Federal State and other taxes and fees 13 55626
All other disbursements 59229803
1040597200
Total disbursements
1464042774
Balance
Ledger Assets
24273046
Book value of real estate 187281602
Mortgage loans first liens lllV 102iH
Bonds at book value 27iI55
Stocks at book value HoH2
Cash in office 91292475
Deposits at interest 2294472
Deposits not at interest 113480000
Agents balances net
LoanfsTcured by pledge of bonds stocks or other
jsrstsrsrsrssz and M g87 58
risks 11687818
Other ledger assets 15636371
9 1464042774
Total ledger assets as per balance No 23
NonLedger Assets
10915566
inaerest due and accrued 1474958340
Total assets
Deduct Assets Not Admitted
2834599
Agents balances 1447690
Bills receivable
t5ferirSand accrued interest on bonds in default 637J0
Market value ol special deposits 57508338
fWrncoS5SSSSMful 140553
72263957
Total not admitted assets
iOT 1402694383
Total admitted assets Insurance Department of Georgia
247
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes estimated amount
Other items
Contingent commissions or other charge due or accrued
Reserve for conflagration fund
Total amount of liabilities except capital
Capital actually paid in cash 100000000
Surplus over all liabilities 430453595
Surplus protection to policyholders
132355816
675501746
250000
6000000
3129022
1004204
872240788
530453595
Total liabilities 1402694383
Business in ForceFire
In force on the 31st day of December as per line
6 under this heading in the last years statement 1166713213
Written or renewed during the year per income
No 5 907560260
Excess of original premiums over amount received
for reinsurance
Total 2074273473
Deduct those expired and marked off as terminated 807794616
In force at the end of the year1266478857
Deduct amount reinsured schedule required 168725041
Net amount in force 1097753816
Business in ForceMarine and Inland
In force on the 31st day of December as per line
6 under this heading in last years statements 129192353
Written or renewed during the year per income
No 5 2139506935
Total 2268699288
Deduct those expired and marked off as terminated 2167149671
In force at the end of the year 101549617
Deduct amount reinsured schedule required 3538804
Net amount in force 78010813
Premiums
1246277290
1048800914
595199
2295673403
939111725
1356561678
170888533
1185673145
Premiums
186402378
676926692
863329070
710299054
153030016
17636148
135393868
RECAPITULATION OF FIRE AND RISKS AND PREMIUMS
Tefr m mount Premiums Fraction Premiums
Written Term Covered Charged Unearned Unearned
Less Reins
1918 One year or less 288447025 332366141 12 1 661 830 70
1917 Two years 4370768 2510102 14 6 27525
1918 Two years 2049769 1118685 34 8s9ol4
1916 Three years 188216061 180511474 16 30085246
1917 Three years 203182127 192037535 12 96ll87fi7
1918 Three years 181512569 187507453 56 1 562562l1
1915 Four years 637399 574951 18 7isfi9
1916 Four years 704247 586714 38 2 20ol8
1917 Four years 2886270 817169 58 5l073O
1918 Four years 1319194 766817 78 6709ftt
1914 Five years 42283935 53170342 110 5317034
1915 Five years 42072268 52829681 310 15848qo4
1916 Five years 43484424 54122801 12 270614oo
1917 Five years 52175011 63485456 710 444qqsiq
1918 Five years 44342369 63190310 910 668712 79
Over five years 70380 77514 pro rata 42949
Totals 1097753816 1185673145 601064800
248 Annual Report
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1069841600 1495059700
Less risks cancelled and reinsurance in companies 3 118 420 00
authorized Georgia 218073100 Jlliuuu
Net risks written 851768500 1183217706
Gross premiums on risks written 11809131 10639506
Less return premiums and premiums for reinsurace
in Companies authorized in Georgia 3271097 zb404au
Net premiums received 8538034 7994016
Losses paid deducting salvage 1670792 4513119
Less losses on risks reinsured in Companies au A nn
thorized in Georgia 265983 i0uu
Net losses paid 1404809 4511119
Losses incurred 2183133 4430943
Less losses on risks reinsured in Companies au n
thorized in Georgia isqsi In s 44 28943
Net losses incurred 1898450 4428943
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
STUYVESANT INSURANCE COMPANY
111 William St New York City
J S Trelerghmysen Persident G F Hulchengs Secretary
Attorney for service in GeorgiaJ T Lewis Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Autombile Tornado
Capital Stock
Amount of paidup capital 22m
Ledger assets Dec 31 1917 202967364
Extended at 202967364
Income
Gross renewal premiums 243874691
Deduct amounts paid for reinsurance and return
premiums 117445106
Total premiums 127Qfi7fio4
Interest and rents M97Knn
Profit on sale or increase by adjustment of assets 3swtuu
Other sources 34515865
Loans
Total income 1240554
Carried forward 375207918
Disbursements
Net amount paid policyholders for losses Hq
Commissions and allowances to agents i4
b Renewal IniS 7
Salaries of officers and employes Ii7
Advertising printing postage telegrams etc 45517Insurance Department of Georgia
249
Loss on sale and decrease by adjustment of assets 93750
Other items
Rent 254000
Maps 290 06
Inspections and surveys ilSooro
Federal taxes r i28252
State taxes 2708950
Legal expense 5SS5I
Investment expenses oococ
Agents bond premiums
Examination expense N Y Department 85245
Rent sate deposit 4000
Loan repaid ifSSJ
Interest on loan195341 zmM
Total disbursements 145927805
Balance 229280113
Ledger Assets
Mortgage loans first liens olSSSSSS
Bonds at book value lnviki
Stocks at book value ioonn
Cash in office niiui
Deposits not at interest S5o52q ka
Agents balances net jmd
Total ledger assets as per balance No 23 229280113
NonLedger Assets
Interest due and accrued 901411
Other items t
Reinsurance recoverable on paid loses iisoiot
Total tassets 234917276
Deduct Assets Not Admitted
Agents balances 1860446
Other items
Excess book over market value lzbBBoa
Total not admitted assets 14429314
Total admitted assets 220487962
Liabilities
Net amount of unpaid losses and claims UoSi
Reserves or unearned premiums on risks outstanding 7ionnnnft
Taxes due or accrued lsouuuu
Other items Sisissfis
Due for borrowed money bb JSSs
Total amount of liabilities except capital l56
Reserves or unearned premiums on risks oumfwypwypfwypp35 deposia9foE
Capital actually paid in cash IVSSieSS
Surplus over all liabilities 11664675
Surplus protection o pohcyholders sib64ta
Total liabilities 220487962
Business in ForceFire
Risks Premiums
In force on the 31st day of December 19175 JjjHfUg HKIo
Written or renewed during the year 20307344 tidumm
387854793 509903917
DedtthMeiiplmrriVrrfraa terminated 221742439 271676135
250 Annual Report
In force at the end of the year 166112354 238227782
Deduct amount reinsured 71287924 94489000
Net amount in force 94824430 143738782
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 1061496 4000007
Written or renewed during the year 67157 273711
Total 1128653 4273718
Deduct those expired and marked off as terminated 1128653 4273718
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 463827600 13655300
Less 179553200 risks cancelled and 1780870 re
insurance in Companies authorized in Georgia 347439700 10200500
Net risks written 116387900 3454800
Gross premiums on risks written 7264727 203995
Less 1849460 return premiums and 1716752 pre
miums for reinsurance in Companies authorized
in Georgia 3411340 154872
Net premiums received 3853387 49123
Losses paid deducting selvage 2951249 606637
Less losses on risks reinsured in Companies au
thorized in Georgia 1586182 108727
Net losses paid 1365067 497910
Losses incurred 2349549 555637
Less losses on risks reinsured in Companies au
thorized in Georgia 1104982 87527
Nt losses incurred 1244567 468110
TOKIO MARINE FIRE INSURANCE CO LTD
3 South William Street New York N Y
Appleton Cox Attorneys
Attorney for service in GeorgiaC Y Smith Atjanta
Kinds of business done in GeorgiaMarine and Fire
Capital Stock
Amount of deposit capital 53000000
Ledger assets December 31 1917 127531210
Extended at 127531210
Inome
Gross premiums on new business and renewal pre
miums 393872412
Deduct amounts paid for reinsurance and return pre
miums 196444635
Total premiums 197427777
Interest and rents 6628230Insurance Department of Georgia
251
Profit on sale or increase by adjustment of assets 19625
Other sources
Received from home office 150800655
150800655
Total income 354876287
Carried forward 482407497
Disbursements
Net amount paid policyholders for lossesP 89121032
Commissions and allowances to agents 764995
b Renewal 57012933
Salaries of officers and employes 420785
Rents and interest 23958
Advertising printing postage telegrams etc 74402
Other items
Remitted to home office 11149297
Exchange 1752
Taxes 13842240
Legal expense etc 422739
s541604O
Total disbursements 172834133
Balance 309573364
Ledger Assets
Bonds at book value 2X5H505
Stocks at book value 252 n
Deposits at interest 2llV i
Agents balances net 37596440
Other items
Reinsurance recoveries on paid fire losses 444418
Total ledger assets as per balance No 23 1 309573364
NonLedger Assets
Interest due and accrued 2olSI
Market value of assets over book value 278495
Other items
Reinsurance recoveries on paid marine losses 1860785
Total assets 331054311
Deduct Assets Not Admitted
Agents balances 4745252
Total not admitted assets 4745252
Total admitted assets 326309059
Liabilities
Net amount of unpaid losses and claims 2511nc
Reserves or unearned premiums on risks outstanding b450bU8
Salaries and miscellaneous accounts due or accrued 151451
Taxes due or accrued 658549
Other items rAA
Contingent commissions or other charges due or accrued ri
Total amount of liabilities except capital 10091925b
Deposit capital 22H
Surplus over all liabilities1 iJdgBiM
Surplus protection to policyholders 225389803
Total liabilities 326309059
Business in Georgia
Fire Marine
In force December 31st 1917 202962252 Annual Report
Issued revived or increased 1046615
Sum 1 1046615
Deduct ceased to be in force during the year 74692
In force December 31st 1918 971923
Net losses paid during year l2ll
Net losses incurred during year 28155
Business in ForceFire
Risks
Written or renewed during the year 219578856
Excess of original premiums over amount received
for reinsurance
Total 219578856
Deduct those expired and marked off as terminated 75287711
In force at the end of the year 144291145
Deduct amount reinsured 8637041
Net amount in force 135654104
Business in ForceMarine and Inland
Risks
In force on the 31st day of December 1917 35743147
Written or renewed during the year 695176553
Total 73091i700
Deduct those expired and marked off as terminated 692292625
In force at the end of the year 38627075
Deduct amount reinsured 19364168
Net amount in force 19252907
Business in the State of Georgia
A Fire
Gross risks written 193658600
Less 31061600 risks cancelled and 1802879 rein
surance in Companies authorized in Georgia 106462400
Net risks written 87196200
Gross premiums on risks written 2296457
Less 655583 return premiums and 2195222 pre
miums for reinsurance in Companies authorized
in Georgia 1249842
Net premiums received b4665
Losses paid deducting salvage 183481
Less losses on risks reinsured in Companies author
ized in Georgia 1 Jb
Net losses paid igaaa
Losses incurred 287681
Less losses on risks reinsured in Companies author
ized in Georgia
Net losses incurred 287155
2465435
2668397
2110354
558043
167737
260946
Premiums
100090460
98139880
198230340
64726346
133503994
8184487
125319507
Premiums
49990035
293781952
343771987
294427356
49344631
20198637
29145994
Marine and Inland 163608100
104887100 58721000
f 2465435
1600963
1 864472 635011
468275 167737
807111
546165
260946
UNITED STATES BRANCH SUN INSURANCE OFFICE
54 Pine St New York
J J Guile Manager
Attorney for service in GeorgiaJ T Fitten Atlanta Ga
Kinds of business done in Georgia Fire InsuranceInsurance Department of Georgia 253
Capital Stock
Ledger assets Dec 31 1917 555135064
Extended at 555135064
Income
Gross premiums on new business 735515061
Deduct amounts paid for reinsurance and return
premiums d351bUUb
Total premiums 4oo77si7
Interest and rents Vnotk
Profit on sale or increase by adjustment of assets Litin
Other sources
Received from home office irninn
Employes liberty loan fund icVo
From agents balances previously charged off Ibu
Total income 4M145
Carried forward 1005036309
Disbursements
Net amount paid policyholders for losses fljonHI
Commissions and allowances to agents K45Q7
b Renewal 7 091 30
Salaries of officers and employes 0747 in
Rents and interest in sis In
Advertising printing postage telegrams etc 60M8U
Doss on sale and decrease by adjustment of assets 4b88
Other items
Remitted to home office
Taxes licenses and fees tH
Inspections and surveys and Underwriters boards 14334841
Other items 657054 7g7303g6
Total disbursements 385965322
Balance 619070987
Ledger Assets
Book value of real estate 5J
Bonds at book value SoTiKSKq
Stocks at book value snnnn
Cash in office X
Deposits at interest JjJJ
Agents balances net 80907843
Other items 11 mu
Reinsurance recoverable on paid losses llMbli
Liberty bonds purchased for account employes 515000
Total ledger assets as per balance No 23 619070987
NonLedger Assets
Interest due and accrued 6n74q6
Market value of assets over book value 26827532
Total assets DD010
Deduct Assets Not Admitted
Agents balances 1602247
Overdueemand accrued interest on bonds in default lojjfi
Bonds and stocks wosoi
Total not admitted assets 4utw4
Total admitted assets 586230758254
Annual Report
Liabilities
Net amount of unpaid losses and claims 54702124
Reserves or unearned premiums on risks outstanding 381169476
Salaries and miscellaneous accounts due or accrued 2401269
Taxes due or accrued 11000000
Other items
Employees Liberty Loan Fund 70500
Total amount of liabilities except capital 449343369
Capital actually paid in cash 20000000
Surplus over all liabilities 116887389
Surplus protection to policyholders 136887389
Total liabilities 586230758
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 754533394 744585334
Written or renewed during the year 655701318 631346981
Total 1410234712 1375932315
Deduct those expired and marked off as terminated 529818893 497302681
In force at the end of the year 880415819 878629634
Deduct amount reinsured 164214521 227792119
Net amount in force 716201298 650837515
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 1732021 3769633
Written or renewed during the year 26075293 103407794
Total 27807314 107177427
Deduct those expired and marked off as terminated 6869939 26092297
In force at the end of the year 20937375 81085130
Deduct amount reinsured 1660363 5843415
Net amount in force 19277012 75241715
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1172984300
Less 262265900 risks cancelled and 141305500 reinsurance in
Companies authorized in Georgia 403571400
Net risks written 769412900
Gross premiums on risks written 16738536
Less 2461189 return premiums and 1905832 premiums for rein
surance in Companies authorized in Georgia 4367021
Net premiums received 12371515
Losses paid deducting salvage 5830916
Less losses on risks reinsured in Companies authorized in Georgia 1348401
Net losses paid 4482515
Losses incurred 6649642
Less losses on risks reinsured in Companies authorized in Georgia 1554801
Net losses incurred 5094841
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000Insurance Department of Georgia 255
SVEA FIRE LIFE INSURANCE CO LTD
100 William St New York N Y
J M Wennstrom U S Manager
Attorney for service in GeorgiaW H Rhett Atlanta Ga
Capital Stock
Amount of paidup deposit 20000000
Ledger assets December 31 1917 230700720
Extended at 230700720
Income
Gross premiums on new business and renewal pre
premiums 292064684
Deduct amounts paid for reinsurance and return
premiums 137751241
Total premiums 154313443
Interest and rents 6695884
Other sources
Remittance from home office 781686
781686
Total income 161791013
Carried forward 392491733
Disbursements
Net amount paid policyholders for losses 69588376
Commissions and allowances to agents 4754846
a First year b Renewal 39552151
39552151
Salaries of officers and employes 6443598
Rents and interest lo SS
Advertising printing postage telegrams etc 23808 It
Other items
Furniture and fixtures 44b20U
Maps 197237
Inspection of money 3161848
Federal tax 1575667
Othher taxes5466026
Total disbursements f 134109523
Balance 258382210
Ledger Assets
Bonds at book value 18oo22
Stocks at book value Jdoin X
Cash in office 20000
Deposits at interest J
Deposits not at interest Cnn
Agents balances net stbiHsii
Other items
Bills recoverable due on order tozasie
Reinsurance recoverable on paid loans JbbtYl
Phil and Ann Deposit10CUM
Total ledger assets as per balance No 23 258382210
NonLedger Assets
Interest due and accrued 2766721
Total assets 261148931256
Annual Report
Deduct Assets Not Admitted
Agents balances 1
Bills receivable past due 1105067
Other items
Bonds over market value 7871700
Stocks 1203125
Total not admitted assets 11008569
Total admitted assets 250140362
Liabilities
Net amount of unpaid losses and claims li2SSn
Reserves or unearned premiums on risks outstanding 1321OU
Salaries and miscellaneous accounts due or accrued 200000
Taxes due or accrued 2800000
Contingent and commissions due and accrued J0o2SS
Total amount of liabilities except capital 14803109
Deposit actually paid in cash 2 noSSo
Surplus over all liabilities 82109333
Surplus protection to policyholders 102109333
Total liabilities 250140362
Business in ForceFire
Risks
m force December 31st 1917 i5
Written or renewed in 1918 256341000
Total 491501353
Deducfexpiration and cancellations l2Hn
In force December 31 1918 293197059
Deduct amount reinsured 83199494
Net amount in force 209997565
Premiums
275862249
292064684
567926933
222918071
345008862
91322062
253686800
Recapitulation of Fire Risks and Premiums
Year Amount
Written Term Covered
1918 One year of less 87205272
1917 Two years 214482
1918 Two years 470175
1916 Three years 26424362
1917 Three years 30306032
1918 Three years 31843414
1915 Four years 66152
1916 Four years 80780
1917 Four years I
1918 Four years eZhlii
1914 Five years 5521145
1915 Five years 5Sl92ii
1916 Five years 6741500
1917 Five years 7694702
1918 Five years 6283008
Over five years
Advance premiums 39331b
Totals 209997565
Premiums
Charged
Less Reins
101155381
217320
638030
27216139
32529147
34283716
70469
52462
80744
55221
8953223
10257742
10519362
13212713
13643001
802130
253686800
Fraction Premiums
Unearned Unearned
12
14
34
16
12
56
18
38
58
78
110
310
12
710
910
pro rata
100
50577690
54330
478522
4536023
16264573
28569763
8809
19674
50462
48319
895322
3077322
5259681
9248899
12278701
802130
132170220
Business in the State of Georgia
A Fire
Gross risks written 797899600
Less 244359400 risks cancelled and 261097500 reinsurance in
Companies authorized in Georgia 505456900Insurance Department of Georgia 257
292442700
Net risks written
S 8540930
gesf rentreS mJiirfemiToV g9
surance in Companies authorized in Georgia
3121361
Net premiums received
eirfosSfr
a ii 932 77
Net losses paid 1725656
1342506
Net losses incurred
UNION ASSURANCE SOCIETY LTD
55 John St New York N Y
A H Wroy U S Manager
Attorney for service in GeorgiaF G Lumpkm Columbus
Capital Stock
Ledger assets December 31 1917 201798748
201798748
Extended at
Income
Gross premiums on new business and renewal pre 218415566
Deduct8 amoutitspaFdfor reinsurance and return 10ne69Si
premiums
110948582
Total premiums 7049325
Other sources 15732006
Received from home office
133744675
Total income
S 335543423
Carried forward
Disbursements
421 900 40
Net amount paid policyholders for losses T I2l6822
Commissions and allowances to agents 23876761
b Renewal 9324021
Salaries of officers and employes 566138
Rents and interestTiaVVot7 1025278
Advertising printing postage te f f rams etc
Loss on sale and decrease by adjustment ot assets
Other items 208283
Furniture fixtures and maps 20 366 33
Inspection and surveys II 5527151
Taxes l0883
Legal expenses J 15799579
Remitted to home office 23582529
101908614
Total disbursements
233634809
Balance
Ledger Assets
163103758
Bonds at book value 100000
Stocks at book value 258
Annual Report
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Agents balance prior to October 1 1918 4 730 87
Reinsurance due on paid losses 15612 45
43362781
1079399
23954539
2034332
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Total assets
Deduct Assets Not Admitted
233634809
1462800
235097609
Agents balances
Other items
Market value of special deposits in
excess of liabilities
Bonds and stocks
1061412
7849758
473087
8911170
Total not admitted assets
9384257
Total admitted assets j 2 257 133 52
Liabilities
Net amount of unpaid losses and claims 131 533 00
Reserves or unearned premiums on risks outstanding I 972175 75
Salaries and miscellaneous accounts due or accrued 5370 00
Taxes due or accrued 3613000
Total amount of liabilities except capital 1 145208 75
Surplus over all liabilities 111192477
Surplus protection to policyholders 1111 92477
Total liabilities 225713352
Business in the State of Georgia
Gross risks written 3 5g 2lifoO
Less 112361800 risks cancelled and 58834800 reinsurance in
Companies authorized in Georgia 1 7 ggg qq
Net risks written 1 1 836 245 00
Less 601278 return premiums and 957583 premiums for rein
surance in Companies authorized in Georgia
1558861
Net premiums received
I
2098576
Losses paid deducting salvage 7 330 00
Less losses on risks reinsured in Companies authorized in Georgia 293843
Net losses paid 2
445055
Losses incurred t
Less losses on risks reinsured in Companies authorized in Georgia
Net losses incurred x
1060798
470343
590455
UNION FIRE INSURANCE COMPANY OF PARIS
17 Custom House Street Providence Rhode Island
Geo L Shepley President Emil G Pieper VicePresident
Attorney for service in GeorgiaD I Maclntyre 50311 Empire Bldg Atlanta
Georgia
Kinds of business done in GeorgiaFireInsurance Department of Georgia
259
Capital Stock
Ledger assets December 31 1917 125693373
Extended at
Income
Gross premiums on new business and renewal pre
125693373
miums
Deduct amounts paid for reinsurance and return pre
miums
142190489
55947323
Total premiums
Interest and rents
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents
a First year b Renewal
27495119
Salaries of officers and employes
Advertising printing postage telegrams etc
Other items
Inspections and surveys
Federal taxes
Taxes licenses and fees
Remittance to home office
897451
880762
2374550
101324
Total disbursements
Balance
Ledger Assets
Bonds at book value
Cash in office
Agents balances net
Other items
Philadelphia Underwriting Association
10000
86243166
4647161
90890327
216583700
39459801
657474
27495119
60687
51633
4254087
71978801
144604899
105838000
14626672
24130227
10000
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
ither items
Reinsurance
Total assets
144604899
due from other Companies per Schedule E
1310067
314465
146229431
Deduct Assets Not Admitted
Bookue of ledger assets over market value 3872086
Total not admitted assets
Total admitted assets
Liabilities
3872086
142357345
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Taxes due or accrued
0tCommfsions on outstanding premiums
Total amount of liabilities except capital
Surplus over all liabilities
10011758
62029827
2500000
7962975
82504560
59852785260
Annual Report
Surplus protection to policyholders 59852785
Total liabilities 142357345
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 137728034 133128794
Written or renewed during the year 134966223 142190489
Total 272694257 275319283
Deduct those expired and marked off as terminated 117924091 116027307
In force at the end of the year 154770166 159291976
Deduct amount reinsured 36499857 40825598
Net amount in force 118270309 118466378
Business in the State of Georgia
A Fire
Gross risks written 1410072715
Less 384749000 risks cancelled and 405535600 re
insurance Companies authorized in Georgia 790284600
Net risks written 619788115
Gross premiums on risks written 21335919
Less 3600588 return premiums and 7240172 premiums for rein
surance in Companies authorized in Georgia 10840760
Net premiums received 10495159
Losses paid deducting salvage 7969423
Less losses on risks reinsured in Companies author
ized in Georgia 4532322
Net losses paid 3437101
Losses incurred 11288636
Less losses on risks reinsured in Companies author
ized in Georgia 6826328
Net losses incurred 4462308
UNITED STATES FIRE INSURANCE COMPANY
95 William Street New York N T
George R Branson President David G Wakeman Secretary
Attorney for service in GeorgiaW B Hotz Atlanta
Capital Stock
Amount of paidup capital 140000000
Ledger assets December 31 1917 743244034
Extended at 883244034
Income
Gross premiums on new business and renewal pre
miums 976038772
Deduct amounts paid for reinsurance and return
premiums 445453146
Total premiums 530585626
Interest and rents 37323797
Profit on sale or increase by adjustment of assets 3871355
Other items
Sale of lease 59 John St N Y 799171
Total income 572579949Insurance Department of Georgia
261
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 185382067
etc
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Taxes etc
Total disbursements
229965564
5371487
185382067
4890128
614155
2456250
14003130
10659471
25219981
478562233
Balance 837261750
Ledger Assets
Book value of real estate 11365l5n
Mortgage loans 000
Bonds at book value noSlconS
Stocks at book value
Cash in office 324
Deposits at interest illYvAl
Agents balances net 7b047bd3
Other items
Bills receivable 6859830
Collateral loan 300000
1o9ooW
Total ledger assets as per balance No 23 837261750
NonLedger Assets
Interest due and accrued 5 JioooH
Market value of assets over book value 17328814
Other items
Reinsurance recoverable on paid losses schedule B col 1 bo394 d
Total assets 864296847
Deduct Assets Not Admitted
Other items
Market value of special deposits in excess of cor
responds liabilities 630780
Total not admitted assets630780
Total admitted assets 863666067
Liabilities
Net amount of unpaid losses and claims on
Reserves or unearned premiums on risks outstanding 430139a
Dividends to policyholders declared but unpaid Znnnnn
Salaries and miscellaneous accounts due or accrued ulnnnftft
Taxes due or accrued 8 1450UUUU
Total amount of liabilities except capital 5iloS4bb
Capital actually paid in cash M0000000
Surplus over all liabilities 201513601
Surplus protection to policyholders 342513601
Total liabilities 863666067262
Annual Report
Business in ForceFire
Risks
In force on the 31st day of December as per line 6
under this heading in last years statement 88954Z9S
Written or renewed during the year per income
20 5 7Boyiyoi
Excess of original premiums over amount received
for reinsurance
Total 1678460235
Deduct those expired and marked off as terminated 690581153
In force at the end of the year 2ljjl2
Deduct amount reinsured Schedule required 232281617
Net amount in force 755597465
In force on the 31st day of December as per line 6
under this heading in last years statement is34sbi
Written or renewed during the year per income
No 5 4Z4titiH4
Total 445791237
Deduct those expired and marked off as terminated 423681410
In force at the end of the year 2210
Deduct amount reinsured Schedule required 107b712
Net amount in force ii44uiid
Premiums
898476757
826433831
3413001
1728323589
688085670
1040237919
232347873
807890046
23692832
149604941
173297773
142860778
I 30436995
13467239
16969756
Recapitulation of Fire Risks and Premiums
Tear Amount
Written Term Covered
1918 One year or less248637662
1917 Two years 842450
1918 Two years 363738
1916 Three years 108807291
1917 Three years 121020905
1918 Three years 122266334
1915 Four years 421659
1916 Four years 416900
1917 Four years 844515
1918 Four years 548910
1914 Five years 26196188
1915 Five years 24842945
1916 Five years 30901892
1917 Five years 35590521
1918 Five years 33442100
Over five years 135041
Advance premiums 318414
Totals 755597465
Premiums Fraction Premiums
Charged Unearned Unearned
Less Reins
287453411 12 143726706
704559 14 176140
346944 34 260208
97829697 16 16304949
111111483 12 55555742
121618127 56 101348439
412812 18 51602
375959 38 140985
572703 58 357939
252727 78 203636
30558889 110 3055889
29947770 310 8984331
36850631 12 18425315
43921199 710 30744839
45381517 910 40843365
108685 pro rata 45028
462933 100 462933
807890046 420688040
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 779424900 45020000
Less 219641800 risks cancelled and 17178000 re
insurance in Companies authorized in Georgia 218491800 18328000
Net risks written 560933100 27492000
Gross premiums on risks written 7360354 216553
Less 1910393 return premiums and 114059 pre
miums for reinsurance in Companies authorized
in Georgia 1957114 87338
Net premiums received I 5423240 129215Insurance Department of Georgia 263
Losses paid deducting salvage 1351384
Less losses on risks reinsured in Companies author
ized in Georgia 2965
Net losses paid 1348419
Losses incurred 1765484
Less losses on risks reinsured in Companies author
ized in Georgia 2965
Net losses incurred 1762519
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
WESTCHESTER FIRE INSURANCE COMPANY
100 William St New York N Y
Otto E Schaefer President C B G Gaillard Secretan
Attorney for service in GeorgiaC A Rauschenberg Jr Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Marine Sprinkler Leakage
Automobile Explosion and War Risk
Capital Stock
Amount of paidup capital 100000000
Ledger assets December 31 1917 858372663
Extended at 858372663
Income
Gross premiums on new business 1141048096
Deduct amounts paid for reinsurance and return
premiums 463097693
Total premiums 677950403
Interest and rents 34332023
Profit on sale or increase by adjustment of assets 406625
Total income 712689051
Carried forward 1571061714
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
a First year 159046570
Slaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders for dividends
Other items
Expenses of field men and executives
Furniture and fixtures
Maps
Inspections surveys etc
Federal taxes
Taxes licenses and fees
Legal
Agents balances charged off
Collection and exchange
Real estate taxes
Donations
13369890
1619812
412924
11253393
10204359
17553926
36995
350904
306431
9754
7000
331610340
6688708
159046570
40374931
1878675
3011211
25000000
Total disbursements 623428823
Balance 947632891264
Annual Report
Ledger Assets
Book value of real estate
587600
10226000
Mortgage loans 3 84194937
Bonds at book value 3 862 326 12
Stocks at book value 1778447
Deposits at interest
Deposits not at interest
Agents balances net
Other items
79565359
75941839
9106097
Total ledger assets as per balance No 23 947632891
NonLedger Assets
Interest due and accrued
Total assets
Deduct Assets Not Admitted

4941525
952574416
Agents balances
Other items
Market value of special deposits m excess corres
ponding liabilities
Book value of legal assets over market value real
estate
Bonds notes and stocksXTT
Balance due for reinsurance written prior to Oct 1
3945770
8437715
137600
74639223
9106097
Total not admitted assets
Total admitted assets
96266405
856308011
Liabilities
Net amount of unpaid losses and claimsrrx R n5s
Reserves or unearned premiums on risks outstanding ornnn no
Salaries and miscellaneous accounts due or accrued irnonnon
Taxes due or accrued iiuuuuuu
Contingent commissions or other charges due or accrued 1500000
Total amount of liabilities except capital 1 nnnnnooo
Capital actually paid in cashrsToniTnV J
Surplus over all liabilities l33950bu
Surplus protection to policyholders 8563o80ll
Total liabilities
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 HfaoKol 10 mIUIt
Written or renewed during the year 918006503 10434224ti
2099792561 2155360882
DductthVBVCTpfridaamMked oil as terminated 797498578 891279273
In force at the end of the year 4S3g iSwIssS
Deduct amount reinsured 338156381 3U447d3bo
Net amount in force 964137602 959608244
Business in ForceMarine and Inland
A Fire
In force on the 31st day of December 1917 16556188
Written or renewed during the year biggimo
Total 535382713
Deduct those expired and marked off as terminated 519901893
15480820
1152671
In force at the end of the year
Deduct amount reinsured
Marine and
Inland
35526354
97625669
133152023
97327310
35824713
2786606
Net amount in force 14328149 33038107
Insurance Department of Georgia
Business in the State of Georgia
A Fire
Gross risks written 12210794
Less 406686600 risks cancelled and 343720000
reinsurance in Companies authorized in Georgia 745636600
Net risks written 475442800
Gross premiums on risks written 11517660
Less 2490668 return premiums and 200
premiums for reinsurance in Companies author
ized in Georgia 5021771
Net premiums received 6495889
Losses paid deducting salvage 3461000
Less losses on risks reinsured in Companies author
ized in Georgia 1195997
Net losses paid 2265013
Losses incurred I 3987308
Less losses on risks reinsured in Companies author
ized in Georgia Iq936 66
Net losses incurred zassooo
265
Marine and
Inland
37030600
4770000
32260600
805966
67832
738134
125891
11028
114863
76170
76170
AY
WESTERN ASSURANCE COMPANY
22 Wellington St East Toronto Dominion of Canada
B Meikle President C C Foster Secretary
Attorney for service in GeorgiaC H Godfrey Atlanta Ga
Kinds of business done in GeorgiaFire Marine Tornado and Explosion
Insurance
Capital Stock
Amount of paidup capital deposit capital 40000000
Ledger assets December 31 1917 430882204
Extended at 430882204
Income
Gross premiums on new business 686241918
Deduct amounts paid for reinsurance and return
premiums 384305703
Total premiums
Interest and rents
Profit on sale or maturity of ledger assets
Other sources
Unlisted assets
Agents balances previously charged off
Received from home office
3019
142
518
36215
41292
1500
11216
5626
24795
Total income 368020644
Carried forward 798902848
Disbursements
Net amount paid policyholders for lossesf 1
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Field supervisor expenses
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
80472923
1261666
68685136
6755662
88884612
942784
139491266
Annual Report
Legal expenses excluding legal excesses on losses
Other items
Remitted to home office
Furniture and fixtures including rent and repairs to same
Maps including corrections
Inspection and surveys including underwriters board and tariff
associations
Federal taxes
Taxes licenses and fees
Total disbursements 316640123
482262725
291988168
112931942
77325765
16850
179973
21728728
140074
313298
3521377
10155320
10459079
Balance
Bonds at book value
Deposits at interest
Agents balances net
Other items
Bills receivable taken for fire risks
Total ledger assets as per balance No 23 482262725
NonLedger Assets
Interest due and accrued 3962016
Other items
Reinsurance due on losses paid 68279
Total assets 483293020
Deduct Assets Not Admitted
Agents balances 5043622
Bills receivable 16850
Other items
Over due and accrued interest on bonds in default 50000
Market value of special deposits in excess of cor
responding liabilities 1791790
Bonds and stocks over book value 10032705
Total not admitted assets
Total admitted assets
16934967
469358053
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Contingents commissions or other charge due or accrued
Total amount of liabilities except capital
Capital actually paid in cash
Surplus actually paid in cash 40000000
Surplus over all liabilities 133361630
Surplus protection to policyholders
105067048
178536621
150000
10927096
1315655
295996420
40000000
173361633
Total
liabilities 469358053
Business in ForceFire
In force on the 31st day of December 1917 478174866
Written or renewed during the year 463211249
Excess of original premiums over amount received
for reinsurance
Total 941386115
Deduct those expired and marked off as terminated 430828961
In force at the end of the year 510557154
Deduct amount reinsured 198045243
Net amount in force 312511911
Premiums
432695382
405670501
3390670
841756553
368922314
472834239
169833942
303000297Insurance Department of Georgia 267
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day ol December 1917 45674754 71790750
Written or renewed during the year 331866562 280571417
Total 377541316 352362167
Deduct those expired and marked oft as terminated 308103217 282561972
In force at the end of the year 69438099 69800195
Deduct amount reinsured 26278042 28424016
Net amount in force 43160057 41376179
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1001017000 7402800
Less 343005600 risks cancelled and 175486400
reinsurance in Companies authorized in Georgia 518792000
Net risks written 482225000 7402800
Gross premiums on risks written 10997460 22018
Less 2487612 return premiums and 1950915 pre
miums for reinsurance in Companies authorized
in Georgia 4438527
Net premiums received 6558933 22018
Losses paid deducting salvage 1302118
Less losses on risks reinsured in Companies author
ized in Georgia 93087
Net losses paid 1209031
Losses incurred 1435498
Less losses on risks reinsured in Companies author
ized in Georgia 172287
Net losses incurred 1263211
Investments in Georgia
Bonds 930000
Total investments in Georgia 930000
YORKSHIRE INSURANCE COMPANY LTD THE OF YORK ENG
80 Maiden Lane New York N Y
Frank DuBois President W S Managess Secretary
Attorney for service in GeorgiaMilton Dargan Jr Atlanta Ga
Kinds of business done in GeorgiaFire Motor Vehicle Sprinkler Leakage
Explosion and War Risk
Capital Stock
Amount of paidup capital 20000000
Ledger assets December 311917 153253267
Extended at 153253267
Income
Gross premiums on new business 291424072
Deduct amounts paid for reinsurance and return
premiums 164195441
Total premiums 127228681
Interest and rents 4454863268
Annual Report
Profit on sale or increase by adjustment of assets 250000
Other sources
Received from home office jwuaiig
Total income 161936713
Carried forward 315189980
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 25738538
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Other items
Expenses of fieldmen
Executive traveling expenses
Furniture and fixtures
Maps
Inspection and surveys
Federal taxes
Taxes licenses and fees
Legal expenses
Agents balances charged off
Remitted to home office
Bank collections
Insurance on furniture
United war work campaign
Miscellaneous
20869
40085
76317
58350
33143
02722
76431
6423
46437
51419
29495
16098
12500
27179
53543234
1004538
25738538
9356902
789806
1768546
11397468
Total disbursements
Balance
103599032
211590948
Ledger Assets
Bonds at book value 1iil2nl
Deposits at interest b894b0b7
Deposits not at interest 412871
Agents balances net 27041412
Total ledger assets as per balance No 23 211590948
NonLedger Assets
Interest due and accrued 1582962
Market value of assets over book value 675642
Other items
Sundry reinsurance companies losses recoverable on paid losses
per schedule B page 10 928548
Total assets 214778100
Deduct Assets Not Admitted
Agents balances 320831
Total not admitted assets 320831
Total admitted assets 214457269
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
19096469
86814825
100000
6100000Insurance Department of Georgia 269
Total amount of liabilities except capital 112111294
Capital actually paid in cash 200000000
Surplus over all liabilities 82345975
Surplus protection to policyholders 102345975
Total liabilities 214457269
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1917 208490222 215036454
Written or renewed during the year 282997482 275471754
Total 491487704 490508208
Deduct those expired and marked off as terminated 251481530 234264833
In force at the end of the year 240006174 256243375
Deduct amount reinsured 92414797 100860261
Net amount in force 147591377 155383114
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 1227553 3709156
Written or renewed during the year 5825909 15952318
Total 7053462 19661474
Deduct those expired and marked off as terminated 2568679 7045925
In force at the end of the year 4484783 12615549
Deduct amount reinsured 255272 358544
Net amount in force 4229511 12257005
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 827217100
Less 252742100 risks cancelled and 312754400 reinsurance in
Companies authorized in Georgia 565496500
Net risks written 261720600
Gross premiums on risks written 10061817
Less 2741495 return premiums and 3644575 premiums for re
insurance in Companies authorized in Georgia 6386070
Net premiums received 3675747
Losses paid deducting salvage 2227594
Less losses on risks reinsured in Companies author
ized in Georgia 731827
Net losses paid I 1495767
Losses incurred 1869386
Less losses on risks reinsured in Companies author
ized in Georgia 730858
Net losses incurred 1138528
Investments in Georgia
Bonds market value 980000
Total investments in Georgia 980000LIFE INSURANCE COMPANIES
AETNA LIFE INS CO
J
650 Main St Hartford Conn
M G Bulkeley President C B Gilbert Secretary
Attorney for service in GeorgiaW B Hawkins Atlanta
Kinds of business done in GeorgiaLife Accident Health Group and1 Liability
Capital Stock
Amount of paidup capital 500000000
Ledger assets December 31 1917 11741952990
Extended at 11741952990
Income
Gross premiums on new business 405091280
Gross renewal premiums 1539593261
Deduct amounts paid for reinsurance and return
premiums 33916352
Total premiums 1910768189
Interest and rents 615811844
Profits on sale or increase by adjustment of assets 7753468
Other sources
War risks premiums 182520
Consideration for supplementary contracts not in
volving life contingencies 24482659
Dividends left with company to accumulate at in
terest 21864746
Foreclosure expense 45030
Investment expense 3081672
Report for reinsurance reserve 14968000
Cancelled checks missing policy claimant 126441
Exchange 16076
64767244
Total income 2599100645
Carried forward 14341053635
Disbursements
Net amount paid polieyholders for losses and ma
tured endowments
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents 204532763
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid polieyholders for dividends and surrender values
Loss on sale and decrease by adjustment of assets
Other items
Taxes 75807712
Branch office salaries and expenses 44995764
Medical examiners fees 13240709
Furniture and fixtures safes 3921506
11
60270756
587310
61893305
13687253
32004725
186406516
355010272
Annual Report
Repairs and expenses
Paid stockholders
All other disbursements
6597608
50000000
57019447
251582746
Total disbursements 2111320384
Balance 12229733251
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Bills receivable
597167
127136
Other items
Loans secured by pledges of bonds stock or other
collateral 67013900
Premiums reported on TJ S War Risk Ins Bureau 182520
Loans made to policyholders on this companys
policies assigned and collateral 12107758 96
Premium notes on policies in force of which
139728 is for first year premium 6551938
111387663
5804150159
3931182359
696547636
1078344
274023379
126115154
724303
1284524254
Total ledger assets as per balance No 2312229733251
NonLedger Assets
Interest due and accrued
Amortized value of bonds and market value of stocks over book value
Other items
Due from other companies for losses or claims on
policies of this company reinsured 6500000
Net amount of uncollected and deferred premiums 168252962
264214270
191685281
174752962
Total assets12860385764
Deduct Assets Not Admitted
Agents balances 2521679
Bills receivable 127136
Other items
Premium notes policy loans and other policy as
sets in excess of net value and of other policy
liabilities on individual policies 9971
Overdue and accrued interest on bonds in default 4485000
Total not admitted assets
7143786
Admitted assets Life business
Admitted assets Accident Health and Liability business
Total admitted assets14978810039
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding including
special reserve
Dividends to policyholders declared but unpaid 3782382ii
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Present value of amounts not yet due on supple
mentary contracts 107095800
Deposits for reinsurance reserve and accrued in
tarest thereon 22891358
12853241978
2125568061
136047145
10820427900
5004197
76864772Insurance Department of Georgia
273
All other disbursements 45684783
175671941
Total amount of liabilities except capital
Life business 11592254172
Accident Health and Liability 1670090474
13262344646
Capital actually paid in cash 500000000
Surplus over all liabilities 1216465393
Surplus protection to policyholders 1716465393
Total liabilities 14978810039
Business in Force Life Insurance Companies
Ordinary
In force December 31 1917572olrSl5
Issued revived or increased during year 2182514o634
Sum 79116773879
Deduct ceased to be in force during year 11799627125
In force December 31 1918 6731 il46754
Business in Georgia
Ordinary
In force December 31 1917 1337J40048
Issued revived or increased wSSsifiSS
gom 1936845037
Deduct ceased to be in force during the year 45I9i22
In force December 31 1918 ootonn
Net losses paid during year Hnn
Net losses incurred during year 280b400
AMERICAN CENTRAL LIFE INS CO
8 Bast Market St Indianapolis Ind
Herbert M Woollen President Carroll B Carr Secretary
Attorney for service in Georgia Shepard Bryan Atlanta
Kind of business done in Georgia Life Insurance
Capital Stock
Amount of paidup capital 13700000
Ledger assets December 31 1917 570375660
Extended at 570375660
Income
Gross premiums on new business nooInan
Gross renewal premiums 103340604
Deduct amounts paid for reinsurance and return
premiums 2004bo
Total premiums
Interests and rents
Other sources o a on no
Supplementary contracts 843293
Endow additions left with company 6J
Coupons JSo2J
Insureds personal benefit fund b938IS
Surrender value reinstated 23iS
Restored on policies reinstated I5JII
Policy loans restored 5o
Premium extended balance 2127
Agents balance previously charged off 75276
Total income 171091955
Carried forward 741467615
33114932
35988356
1988667274
Annual Report
Disbursements
Net amount pair policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Kents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends or applied to purchase additions
Other items
Endowments 6924109
Taxes licenses and fees 2884288
Surrender values 29287243
Medical fees and inspection of risks 1755000
Stock dividends 1096000
Medical Bureau 710626
Agency and branch office expense 3626962
Traveling expense 751462
Heal estate expense and taxes 2306135
Miscellaneous 2638659
Total disbursements
Balance
54885180
241466
21794401
10409565
1090696
3314153
4340131
51980484
148056076
593411539
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Premiums reported to War Risk Ins Bureau 28 29
Policy loans 118024255
War savings stamps 1 252 08
Premium Cr Bal net 288818
Total ledger assets as per balance No 23
42660167
378433132
39640000
280778
13667750
866238
117863474
593417539
NonLedger Assets
Interest and rents due and accrued
Market value of assets over book value
Other items
TJncollected and deferred premiums 10567026
Unearned Fire and Liability premiums 386997
Furniture and fixtures 1500000
Liberty bonds subscribed but not paid 27ooOooO
Total assets
10530552
7604116
39454023
051000230
Deduct Assets Not Admitted
Agents balances 10528 32
Other items
Furniture and fixtures 1500000
Policy loans etc in excess of net value 1164280
Premium dividend balance 4709
Total not admitted assets 3765105
Total admitted assets 647235125
Liabilities
Net amount of unpaid losses and claims 83 800 21
Reserves or unearned premiums on risks outstanding 5 586774 83
Dividends in policyholders declared but unpaid 3056 85
Salaries and miscellaneous amounts due or accrued l4 63Insurance Department of Georgia 275
Taxes due or accrued 3820358
Other items
Premiums paid in advance 090343
General contingencies 1000000
Interest and rents paid in advance 3275622
Due on Liberty bond 27000000
lres val supply contracts 2530209
Insds per ben fund 5757739
C g86 40948524
Total amount of liabilities except capital 612346984
Capital actually paid in cash 13700000
Surplus over all liabilities 21188141
Surplus protection to policyholders 34888141
Total liabilities 647235125
Business in Force Life Insurance Companies
In force December 31 1917 4685581800
Issued revied or increased during year 1513404600
gom 61989864 Ob
Deduct ceased to be in force during year 795828400
In force December 31 1918 5403158000
Business in Georgia
In force December 31 1917 lno 112
Issued revived or increased4 69712100
gum 145976700
Deduct ceased to be in force during the year 34675700
In force December 31 1918 1H3M0JJ
Net losses paid during year 938oOO
Net losses incurred during year 1041800
Investments in Georgia
Mortgage loans 4220000
Policy loans 233071
Total investments in Georgia 4453071
AMERICAN NATIONAL INS CO
21st and D Galveston Texas
W L Moody Jr President W J Shaw Secretary
Attorney for service in Georgia C B Wilson Supt Trust Company of Georgia
Building Atlanta
Kinds of business done in Georgia Life Health and Accident
Capital Stock
Amount of paidup capital 250000
Ledger assets December 31 1917 496897924
Extended at 496897924
Income
Gross premiums on new businessI 25559044
Gross renewal premiums 70356030
95915074
Deduct amounts paid for reinsurance and return
premiums 2182286
Industrial premiums 176408918
Total premiums 270141706
Interest and rents 32474390276
Annual Report
Profit on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts not in
volving life contingencies
Coupons left with company to accumulate at in
terest
Bank balances previously charged off 15386
Suspense 68815
Agents cash bonds i 448950
1263820
Agents balances previously charged off
1032282
1589198
533151
69560
From Accident statement
Total
3224191
58880052
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Kents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Paid for claims on supplementary contracts not
involving life contingencies
Coupons and interest thereon held on deposit sur
rendered during the year
Paid stockholders for interest or dividends
Compensation of managers and agents not paid by
commission for services in obtaining new insur
ance
Agency supervision and traveling expenses of
supervisors except compensation for Home Of
fice supervision
Branch office expenses including salaries of mana
gers and clerks
Medical fees 5883652
Inspection of risks 710325
Legal expense
Furniture fixtures and safes
Repairs and expenses other than taxes on real
estate
States taxes on premiums
Insurance department license and fees
Federal corporation tax1029960
War rax on new business 8c per 100 105846
Municipal tax 339796
Investment exp12 02361
Petty office exp 8457
1210818
Agents bond prems 98026
Printing plant exp 4 36736
534762
Int on Cuban bonds bor
rowed 66664
Int on cash bonds 1550
68220
Agents cash bonds ret 5000
Exam and audit 273570
Agents bal charged off
Ordinary
Industrial
78570
1451985
89213
From Accident statement
193324
50332
5000000
210055
2009263
22483005
6593977
434103
510127
2163006
1993246
555965
1475602
2092370
15411OS
62104243
365984159
862882083
103531384
272961
62250094
9879172
5149492
5400303
30000
49775434
59050983
Total 108826417Insurance Department of Georgia
277
Total disbursements
Balance
Ledger Assets
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Due from other companies
Other items
Premiums counted in transmission
Deterred and uncollected premiums
3203488
12071096
Total assets
Deduct Assets Not Admitted
Agents balances
Bills receivable
Real estate
Excess items
3418856
507325
3190299
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Reserve for taxes
Special compensation contracts
Other items
Reserve for depreciation s
Cash bonds and suspense account
From account statement
2030056
764869
2155050
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all liabilities
25000000
69185736
Surplus protection to policyholders
Total liabilities
Business in Force Life Insurance Companies
In force December 31 1917
Issued revived or increased during year
Sum
Deduct ceased to be in force during year
In force December 31 1918
Ordinary
2646298800
861452200
3507751000
545012300
2962738700
295339823
567542260
Book value of real estate
Mortgage loans
Bonds at book value
Deposits at interest
Deposits not at interest
Agents balances net
Policy loans
87620299
79093011
72062703
13080955
55519920
3275546
56889626
567542260
23935429
796200
15275484
607549373
7116480
600423893
12374457
462228068
17530240
3330948
4600000
1233469
4949975
506247157
94185736
1 600432893
Industrial
3930205100
2569500700
6499714800
1952474300
4547240500
Business in Georgia
Ordinary
In force December 31 1917 i roo 7rV nn
Issued revived or increased 766119nn
Sum
Deduct ceased to be in force during the year
In force December 31 1917
Net losses paid during year
Net losses incurred during year
76611200
258987900
26622000
232365900
2050000
2450000
Industrial
578875300
315369500
894244800
239790800
654454000
9836121
10333271278
Annual Report
ATLANTIC LIFE INS CO
7th and Franklin Sts Richmond Va
t jt Hoy M Jones Secretary
Ed Strudwick President u
Attorney for service in Georgia Chas D McKinney Atlanta
Kinds of business done in Georgia Life Insurance
Capital Stock
Amount of paidup capital
Ledger assets December 31 1911
Extended at
30000000
417627677
417627077
Income
k 44 749 9
Gross premiums on new business no82601
CJross renewal premiums
Deduct amounts paid for reinsurance and return
premiums S 1 40092290
Total premiums 26708896
Kleincreasy byadjustment of assets i V I 34015
0tDividenSeon policies deposited with company 2311363
Profits on war sayings stamps
178146625
Total income
Carried forward
595774302
Disbursements
rAffit if ustmentof claims
Commissions and allowances to agents
Salaries of officers and employes
Kents and interest
Adertising printing postage telegrams etc
Iiid DOlicvholders for dividends
Loss in sale and decrease by adjustment of assets
Total disbursements
Baalnce
36965197
12737
30397895
6278184
482459
2982275
12773990
858
117075007
478699295
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Collateral loans
Policy loans

Furniture and fixtures
Premlumsep0ted wwir Klsk insBureau ac
count soldiers and sailors civil relief account
Total ledger assets as per balance No 23
4495426
69022221
610905
300000
5674766
35027
749593
341949180
29968359
1293485
17269858
3034413
4298062
80138345
478699295Insurance Department of Georgia
279
NonLedger Assets
Interest due and accrued 6037100
Other items
Net uncollected and deferred premiums 6553762
Due from reinsurance company on death claim 2o3750
Total assets 491543907
Deduct Assets Not Admitted
Agents balances 4298062
Commuted ren com 610905
4908967
Other items
Furniture and fixtures 300000
Premium and policy liens in excess or reserve 1567964
Book value of bonds over market value 703173
25711 37
Total not admitted1 assets 7480104
Total admitted assetsIf 484063803
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Premiums paid in advance
Dividend and interest on deposit
Interest paid in advance
For refund of war extra premiums paid
Total amount of liabilities except capital
Capital actually paid in cash 30000000
Surplus over all liabilities 19215706
Surplpus protection to policyholders
Total liabilities
7164092
391773624
16310890
100000
1003976
408590
16284440
1702485
100000
434848097
49215706
484063803
Business in Force Life Insurance Companies
In force December 311917 36Vl3a6470O
Issued revived or increased during year 10 919 576 00
S1 V 47433223i00
Deduct ceased to be in force during year 3107 396 00
In force December 31 1918 4432827oO
Business in Georgia
Or
In force December 31 1917 1
Issued revived or increased
Sum 1
Deduct ceased to be in force during the year
In force December 31 1918 1
Net losses paid during year
Net losses incurred during year
Investments in Georgia
Heal estate 250000
Bonds market value 180000
Mortgage loans 38651627
Collateral loans 2300 00
Policy loans 1698829
Total investments in Georgia
dinary
08788800
17616700
26405500
16198400
10207100
800900
700900
41010456280
Annual Report
BANKERS RESERVE LIFE CO
Omaha Neb
R Li Robison President
R C Wagner Secretary
Attorney for service in Georgia C M Purland Madison
Kind of business done in Georgia Life Insurance
Capital Stock
Amount of paidup capital
Ledger assets December 31 1911
Extended at
10000000
740995757
740995757
Income
Gross premiums on new business
Gross renewal premiums
Deduct amounts paid or reinsurance and return
premiums
Total premiums
Interests and rents
Other sources
Supplementary contracts
Dividends left with company
Bonus on mtg loans
War tax fund
Suspense items
Accrual of discount
Agents balances
Total income
Carried forward
30219106
126709435
1485903
2040250
1767626
4800
14240
905890
75896
47177

155442638
38623756
4899179
198965573
939961330
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents
Salaries of officers and employes
Advertising printing postage telegrams etc
Paid policynolders for dividends
Loss on adjustment of assets
Other items
Surrender values
Supplement contracts
Dividends to stockholders
Dividends to stockholders
Agency supervision
Medical examiner
Legal expenses
Furniture and fixtures
Taxes and fees
Loss and gain
Actuarial expenses
Office expenees
Traveling and ind expense
Premium on bonds
Agents balances
Total disbursements
Balance
17187027
136588
1000000
1000000
7150132
2754456
347000
443643
3241428
14707
30000
480025
207087
30018
30792
31228175
21886892
8490795
531978
2872738
17381887
860722
33323703
116576890
823384440
Ledger Assets
Mortgage loans first liens V60 isiM
Bonds at book value 5ob0S5lS
Cash in office
24443Insurance Department of Georgia
281
Deposits at interest 34869754
Agents balances net 14564
Other items
Loans to policy holders 123985764
Renewal prem notes 4914782
128900546
Total ledger assets as per balance No 23 823384440
NonLedger Assets
Interest accrued 5539060
Other items
Unpaid premiums 2146769
2146769
Total assets 831070269
Deduct Assets Not Admitted
Agents balances 181720
Other items
Book value of bonds over market value 10385619
Total not admitted assets 10567339
Total admitted assets 820502930
Liabilities
Net amount of unpaid losses and claims 10525775
Reserves 637928100
Dividends to polieyholders declared but unpaid 20886774
Salaries and miscellaneous accounts due or accrued 210100
Taxes due or accrued 3100000
Other items
Supplementary contracts 1918936
Sur values 293518
Dividends left with company 5159508
Premiums paid in advance 1175578
Unearned inteerst 3678614
Susp items 1105266
Reserve account war hazard 724695
14056115
Total amount of liabilities except capital 686706864
Capital actually paid in cash 10000000
Surplus over liabilities 123796066
Surplus protection to policyholders 133796066
Total liabilities 820502930
Business in Force Life Insurance Companies
Ordinary
In force December 31 1917 4028115703
Issued revived or increased during year 807506346
Sum 4835622049
Deduct ceased to be in force during year 479959325
In force December 31 1918 4355662724
Business in Georgia
Ordinary
In force December 31 1917 46448550
Issued revied or increased 14134700
Sum 60583250
Deduct ceased to be in force during the year 10593200
In force December 31 1918 49990050
Net losses paid during year 509600
Net losses incurred during year 200000282
Annual Report
C L Guice President
Kinds of business done in Georgia
Life
CHEROKEE LIFE INS CO
No 7 2d Are Rome Ga
Ben W Lacy Secretary
Industrial Life Health and Accident and Old
Capital Stock
Amount of paidup capital
Ledger assets December 31 1917
10000000
18540528
Extended at
Income
Gross premiums on new business
Gross renewal premiums
Deduct amounts paid for reinsurance and return
premiums
Total ppremiums
Interest and rents
Other sources
Income Health and Accident Dept
Commissions on reinsured business
Received on bonds H A Dept
3264
2160719
34623
3736369
753508
9350
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissiones and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Medical and inspection fees
Legal expenses
Repairs expense and taxes and R E
Borrowed money and interest
Other items
State tax on prems
Ins Dept licenses and fees
Municipal licenses
Miscellaneous expense
Traveling expense
1 Erectors expense
Interest mtg home office bldg
Paid on bonds H A Dept
Expense of H A Dept
39936
50017
2000
7800
31488
20366
65000
22965
4586272
Total disbursements
Balance
Ledger Assets
Book value of real estate
Mortgage loans first lien
Bonds at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Bills receivable 144758
Policy loans and liens 675628
18540528
2129350
984078
4499227
7612655
26153183
746210
28300
93419
290723
36000
52465
900
6355
475481
1167508
4825844
7723205
18420978
3882479
2072509
10358860
92381
62315
1141048
820386
Total ledger assets as per balance No 23
18420978Insurance Department of Georgia
283
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Due from reinsurance company for losses 139910
Net uncollected and deferred premiums 131747
Renewal premium note 37505
Advance on disability claims 11208
Total assets
529284
65200
320370
19344832
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
P N P L and liens in excess of net
value 8248
Bonds book value of market value 118299
Cash items insolvent banks 60321
1145693
144758
186868
Total not admitted assets
Total admitted assets
t
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Premiums paid in advance
Interest paid in advance
Balance due reinsuring company
Interest due reinsuring company
22489
27947
218246
22399
1477319
17867513
555260
4667804
25000
93274
291081
Total amount of liabilities except capital 5632419
Capital actually paid in cash 10000000
Surplus over all liabilities 2235094
Surplus protection to policyholders 12235094
Total liabilities
Business in Force Life Insurance Companies
17867513
In force December 31 1917
Issued revived or increased during year
Sum
Deduct ceased to be in force during year
In force December 31 1918
Business in Georgia
In force December 31 1917
Issued revied or increased
Sum
Deduct ceased to be in force during the year
In force December 31 1918
Net losses paid during year
Business in Georgia During 1918
Health
Totals
Gross Premiums
less Return Pre
miums on Risks
Written or Re
newed during
the Year
1803464
Ordinary
93406300
1698500
95104800
28509500
66595300
Ordinary
8903000
212900
8115900
600000
7512900
200000
Gross Losses
Paid
63286
1803464
63286284
Annual Report
Investments in Georgia
Real estate 3882479
Bonds 10358860
Mortgage loans 207500
Policy loans 75139
Total investments in Georgia
14523968
COLUMBIAN NATIONAL LIFE
77 Franklin St Boston Mass
Arthur E Childs President William H Brown Secretary
Attorney for service in Georgia Alfred C Newell 1504 Candler Bldg Atlanta
Kinds of business done in Georgia Life Accident and Health
Capital Stock
Amount of paidup capital 100000000
Ledger assets December 31 1917 1370944738
Extended at 1470944738
Income
Disability premium 1986767
Gross premiums on new business 49824327
War premium 232500
Gross renewal premiums 231566070
Premiums reported to War Risk Ins Bureau 38798
Deduct amounts paid for reinsurance and return
premiums
Accident and Health premiumsnet
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Dividends left with company
Interest on OBrien mortgage bal
Advance deposits with applications
Consideration for supplementary contracts
283648462
4404977
279243485
35851112
3
183013
7546
41484
3806720
15094597
71317306
1206532
4038765
Total income 391657200
Carried forward 1762601938
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Accident and Health 9575808
First Year Life 18835380
Renewal Life 12106055
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Furniture and fixtures
Medical fees and inspection of risks
Salary and traveling expense supervisors
111743187
357880
40517243
14096240
5221415
5334666
5317723
1125762
656197
3342126
1540551Insurance Department of Georgia
285
Home office expense and traveling
Taxes and fees
Miscellaneous
1698284
8654907
65403465
Total disbursements 265009646
Balance 1497592292
Ledger Assets
Book value of real estate
Mortgage loans per schedule B
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Bills receivable Accident and Health
Other items
Accident and Health premiums in course of collection
Loans on policies
Premium notes
Premiums reported to War Kisk Ins Bureau
Suspense account
Contingent fund subject to draft by cashiers
103012275
229390209
867175449
15601546
1124369
21582775
997589
9095084
177475
8830914
222371862
18176989
38798
2738
14220
Total ledger assets as per balance No 24 1497592292
NonLedger Assets
Interest due and accrued and accrued rents
Other items
Net deferred and uncollected premiums
Reinsurance
25188817
24476283
854695
Total assets 1548112087
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Loading on notes
Overdue and accrued interest on bonds in default
Banks in hands of receivers
Book value over market and amortized
Premiums three months overdue
Contingent funds 14220
Suspense 2738
94
1
58045
77475
2591388
1457917
72397
13989658
862017
16958
Total not admitted assets
Total admitted assets
28625855
1519486232
Liabilities
Net amount of unpaid losses and claims 31427633
Reserves or unearned premiums on risks outstanding 1309626245
Dividends to policyholders declared but unpaid 1409127
Salaries and miscellaneous accounts due or accrued 1385668
Taxes due or accrued 4865631
Other items
Premiums paid in advance 2694817
Present value supplementary contracts 13327500
Unearned interest 3535217
Medical fees ancT legal expenses 447017
Dividends awaiting apportionment 21401750
Miscellaneous 6L18608
Total amount of liabilities except capital 1396239213
Capital actually paid in cash 100000000
Surplus over all liabilities 23247019
Surplus protection to policyholders 123247019
Total liabilities 1519486232286
Annual Report
Business in Force Life Insurance Companies
Ordinary Industrial
In force December 81 1917 8205985125 24380400
Issued revived or increased during year 1790731200 34300
Sum 9996716325 24414700
Deduct ceased to be in force during year 777133800 1438200
In force December 31 1918 9219582525 22976500
Business in Georgia
Ordinary
In force December 31 1917 353594500
Issued revived or increased 68492000
Sum 422086500
Deduct ceased to be in force during the year 58874129
In force December 31 1918 363212371
Net losses paid during year 4086015
Net losses incurred during year 5139415
Premiums in Force Miscellaneous Companies
In force December 31 1917 32098003
Written or renewed during year 46021967
Sum 78119970
Deduct ceased to be in force during year 44107851
In force December 31 1918 34012119
Deduct amount reinsured 5216577
Net premiums in force 28795542
Business in Georgia During 1918
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Accident 509711 90418
Health 334123 499862
Totals 843834 590280
Investments in Georgia
Real estate 1702642
Bonds 3500000
Mortgage loans 16909508
Policy loans 6371721
Total investments in Georgia 28483871
CONNECTICUT MUTUAL LIFE
36 Pearl St Hartford Conn
Henry S Robinson President Jacob H Greene Secretary
Attorney for service in Georgia Oscar Palmour Atlanta
Kinds of business done in Georgia Life
Capital Stock
Ledger assets December 31 1917 7708600632
Extended at 7708600632
Income
Gross premiums on new business 115719450
Gross renewal premiums 796345131Insurance Department of Georgia
287
Total premiums
Inteerst and rents
Profit on sale or increase by adjustment of assets
Ofher sources
Consideration for supplementary contracts not in
volving Life contingencies
Dividends left with company to accumulate
suspense accounts
912064581
389192505
1669939
23311707
38430289
1514110
63255106
Total income 1366182131
Carried forward 9074782763
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year
Renewal
39712465
46573203
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets including agents
balance 2372
Other items
Annuities paid 4291315
Expenses bal 32917552
Installment contracts 3647574
Taxes 40954708
Surrendered policies 103686569
Salaries and guarantees 1490999
Suspense accounts of December 31 1917 1194365
581691094
166044
86285668
29241638
7141266
9379768
109246935
2554453
188177082
Total disbursements 1113883948
Balance
7960898815
Ledger Assets
Book value of real estate including land contracts
Mortgage loans first liens
Bonds at book value
Stocks at book value
Deposits at interest
Agents balances net
Other items
Policy loans
Premium notes
Bills receivable
s
63923123
05941819
28881335
36774525
56036175
1122878
199020457
9793045
153293
Total ledger assets
per balance No 23
NonLedger Assets
908966795
7960898815
Interest and rents due and accrued 170056681
Market value of assets over book value 16755775
Other items
Uncollected and deferred prem net 98762116
Total assets 8246473387
Deduct Assets Not Admitted
Agents balances 1535037
Bills receivable 10097
Other items
Overdae interest on bonds in default 6779750
Total not admitted assets
8324884288
Annual Report
Total admitted assets 8238148503
Liabilities
Net amount of unpaid losses and claims 59009836
Reserves or unearned premiums on risks outstanding 7364404576
Dividends to policyholders declared but unpaid 233203556
Salaries and miscellaneous accounts due or accrued 3310607
Taxes due or accrued estimated 37500000
Other items
Reserve on account of dividends to be declared ap
portioned to annual dividend policies payable to
policyholders to and including December 31 1919 182000000
Prem paid in advance 999818
Unearned int and rent 11291984
Surrender values credited 365520
Suspense accounts 1513110
205169532
Total amount of liabilities except capital 7902598107
Surplus over all liabilities 335550396
Surplus protection to policyholders 335550396
Total liabilities 8238148503
Business in Force Life Insurance Companies
Ordinary
In force December 31191727024322737
Issued revived or increased during year 3200309634
Sum 30224632371
Deduct ceased to be in force during year 1712489002
In force December 31 1918 28512143369
Total 28512143369
Business in Georgia
Ordinary
In force December 31 1917 437841400
Issued revived or increased 102425400
Sum 540266800
Deduct ceased to be in force during the year 55320900
In force December 31 1918 484945900
Total 484945900
Net losses paid during year 8769600
Net losses incurred during year 8969600
EQUITABLE LIFE ASSURANCE SOCIETY
120 Broadway New York N Y
W A Day President W Alexander Secretary
Attorney for service in Georgia William E Duncanson Healey Bldg Atlanta
Kind of business done in Georgia Old Line Life
Capital Stock
Amount of paidup capital 10000000
Ledger assets December 31 1917 56721276610
Extended at56721276610
Income
Gross premiums on new business 1156644368
Gross renewal premiums 5625946150
6782590518Insurance Department of Georgia
289
Deduct amounts paid for reinsurance 35204426
Total premiums
Interest and rents
Proflt on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts not involving life con
tingencies
Dividend left with the Society to accumulate at interest
Interestdividend deposits
Foreign exchange and currency adjustment
Deposits account insurance
Reports in transit
Dividend suspense
Policy loan suspense
U S taxes collected
Fire loss account
Kent deposits
Policy claim recoveries
Unclaimed accounts
Dividend on capital stock refunded by trustees for policyholders
of the Society
Sale of waste paper furniture etc
Miscellaneous
From agents balances previously charged off
Borrowed money
6747386092
2626183424
46356253
166345275
49837127
5424100
1944801
8016592
21326387
85143
2067377
7823
382659
1411175
939415
244567
180698
95455
97703
1066426
2301855050
Total income11981253542
Carried forward68702530152
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions to agents
First year 360985059
Renewal 273893566
2784984921
3992165
Salaries of officers and home office employes
Rents
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Matured endowments
Annuities
Surrender values
Claims on supplementary contracts not involving
life contingencies
Dividend deposits and interest surrendered
Paid stockholders for dividends
Compensation of managers and agents
Agency supervision and traveling expenses
Branch office expenses
Medical examiners fees and inspection of risks
Legal expenses
Furniture fixtures and safes
Repairs and expenses other than taxes on real
estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation taxes
Sundry disbursements
Decrease in special funds
Tntpipst
Dividend deposits5424100
Policy claims 1348248
Miscellaneous 167650
1080267325
146000570
1024957383
634878625
182526867
58581550
47016322
1505038819
215727703
Sundry losses
Premium on capital stock acquired
Organization expenses Accident and Health de
partment
Agents balances charged off
115170153
19528625
700000
1937949
49897967
69019767
46687225
5481639
9307828
44085589
29452617
75979596
860289
15834429
52012813
36901913
11954501
6939998
255324
52180000
1903499
1832623290
Annual Report
Borrowed money repaid
Interest on borrowed money
200000000
17741385
3116891007
Total disbursements 8549637979
Balance60152892173
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in offices
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Policy loans
Collateral loans
1955436720
11059676600
35828233198
1676237500
7198501
452628214
22957295
40619995
9026664885
6500000
Cash in transit
War liens
Bills receivablejj
Supplies
44487003
8267829
384565
13055023
Par value of capital stock acquired1 under mutualization plan
Premiums reported on U S monthly difference lists to War Risk
Ins Bureau in accordance with soldiers and sailors civil relief
act
9033164885
52754832
13439588
9770000
774845
Total ledger assets as per balance No 2360152892173
NonLedger Assets
Interest and rent due and accrued
Other items
Uncollected and deferred premiums
Total assets
7S4865408
736186787
61673944368
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Supplies
Policy loans in excess of net value
Special deposits in excess of corresponding lia
bilities
Book value of ledger assets over amortized value
of bonds and market value of stocks
Total not admitted assets
Total admitted assets
49685544
384565
13055023
258698
93810505
335358050
Liabilities Surplus and Other Funds
Net amount of unpaid losses and claims
Reserves on unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Extra reserve for disability420927 00
For additional accidental death bene
fits 16661600
492552385
61181391983
836519307
47843405000
170462625
27559364
151600000
Present value of amounts not yet due on supple
mentary contracts not involving life contin
gencies
Present value of amounts incurred but not yet due
for total and permanent disability benefits
58754300
462625300
16935Jl00Insurance Department of Georgia
291
Liability on policies cancelled and not included in
net reserve upon which a surrender value may
be demanded
Due and unpaid on supplementary contracts not
involving life contingencies
Dividend deposits and accrued interest thereon
Premiums paid in advance
Interest and rent paid in advanceWin
Borrowed money 2101855050
Interest thereon 303652
Reserve for acquisition of Capital stock under
mutualization plan
Reserve for taxes in dispute
Fire relief fund
Fire loss account
Sundry liabilities
6924248
820899
215877959
36970740
204788692
2102158702
3220000
90000000
787081
382659
50324749
Total amount of liabilities except capital
Capital actually paid in cash
Surplus and dividend funds
10000000
8891075258
3250770429
52280316725
8901075258
Total61181391983
Business in Force Life Insurance Companies
Ordinary
In force December 31 1917175486890800
Issued revived or increased during year do04b0J2O00
am ZlUo1osyooouu
Deductceased to be in force during year 18079125500
In force December 31 1918 192453857800
Business in Georgia
Ordinary
In force December 31 1917 15f2i22
Issued revived or increased IJoSliiJnn
aum 1502b4oo0U
Deductceased tobe inforce during the year 1044 83200
In force December 31 1918 139816o400
Net losses paid during year ooSiSVai
Net losses incurred during year dbdioidi
Investments in Georgia
Bonds AffA
Mortgage loans M6822480
Policy loans 12077944b
Total investments in Georgia 802126470
FEDERAL LIFE
166168 North Michigan Ave Chicago 111
Isaac Miller Hamilton President Chas S Rannells Secretary
Attorney for service in Georgia Lee O Wright 405 Silvey Bldg Atlanta
Kinds of business done in Georgia Life Accident and Health
Capital Stock
Amount of paidup capital 30000000
Ledger assets December 31 1917 409038o85
Extended at 439038585292
Annual Report
Income
Gross premiums on new business 15142209
Gross renewal premiums 66385326
Deduct amounts paid for reinsurance and return
premiums
Total premiums including total disability and double Indemnity
81527535
1907201
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Increase in suspense account
Commissions received on mortgage loans
Fourth Liberty loan subscription
14166
530170
5000000
Total income
Accident and Health department
Life department
79620334
460747
80081081
24859774
10000
1087895
5544336
33078795
111583086
Carried forward 553700466
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and1 allowances to agents
Industrial 131462
first year 9493351
Kenewal 3616535
Salaries of officers and employes
lients and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Expense on investments
Miscellaneous expenses
352952
281186
All other disbursements including 32662021 Accident and Health
department
30880858
446401
13241348
6497560
1380000
4427771
2379849
7500
634138
67773642
Total disbursements including Accident and Health department 127669067
Balance
426031399
Ledger Arxets
Book value of real estate
Mortgage loans
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Loans to policyholders 1201468 24
Loans secured by pledge of bonds stocks etc 45 000 00
Prem notes on policies in force 2o087 82
Bills receivable 7762 25
Uncollected premiums Accident and Health depart
2939328
ment
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Other Items
Due from other companies
54041403
165426950
73155200
580000
550010
1286943
610734
130371159
426031399
6204871
1418511Insurance Department of Georgia
293
Net uncolleeted and deferred premiums
7044914
8463425
Total assets 4 4969
Deduct Assets Not Admitted
Agents balances 610734
Bills receivable 7 76225
Other items
Prem notes and loans in excess of value of policy 29 382 45
Book value ledger assets over market value 322755
Total not admitted assets 4647959
Total admitted assetsi 4 36O 517 36
Liabilities
Net amount of unpaid losses and claims s 68 209 87
Reserves or unearned premiums on risks outstanding 2 60907582
Dividends to policyholders declared but unpaid Ho92079
Salaries and miscellaneous accounts due or accrued 1531831
Taxes due or accrued 1671929
Other items 1671922
Present value not yet due on suppl contracts 56006 96
Judgment and suspense account 4 373 53
Liabilities Accident and Health 105137 0
Fourth Liberty Loan Subscr bal and int 5o39546
Miscellaneous 1 85252
21726549
Total amount of liabilities except capital 4 042 509 50
Capital actually paid in cashS 300000 00
Surplus over all liabilities 1800786
Surplus protection to policyholders 318 00786
Total liabilities 436051736
Business in Force Life Insurance Companies
In force December 31 19172r5loT63500
Issued revived or increased during year 5710 011 00
PU VV I 3081l64600
Deduct ceased to be in force during year 4 803 381 00
In force December 31 1918 2600826500
Industrial
6757000
3733600
10490600
4371200
6119400
Business in Georgia
In force December 31 1917 192I433 00
Issued revived or increased 1182500
Sum 20425800
Deduct ceased to be in force during the year 46o64 09
In force December 31 1918 158l9391
Net losses paid during year 2000 00
Industrial
1299800
154000
1453800
1244000
209800
5000
Premiums in Force Miscellaneous Companies
In force December 31 1917 isio 36
Written or renewed during year 35047226
Sum 47531262
Deduct ceased to be in force during year 34q972Q9
In force December 31 1918 132 039 70
Deduct amount reinsured 167431
Net premiums in force 130 36s39294
Annual Report
Accident and
Business in Georgia During 1918
dross Premiums
less Return Pre
miums on Risks
Written or Re
newed during
the Year
Health 170673
Totals
Gross Losses
raid
170673
89167
89167
FIDELITY MUTUAL LIFE
112116 North Broad St Philadelphia Pa
Walter LeMar Talbot President Chas G Hodge Secretary
Attorney for service in Georgia J H Byrley Atlanta
Kinds of business done in Georgia Participating
Capital Stock
Ledger assets December 31 1917 3425717669
Extended at
342571766
Income
Gross premiums on new business
S 79411222
Gross renewal premiums 48UD0H0U
Deduct amounts paid for reinsurance and return
premiums
3450348
Total premiums
Interest and rents
Profit on sale or Increase by adjustment of assets
Borrowed money part of 20000000 Fourth Lib
erty loan
U S monthly difference list sailors and soldiers
Acet supplementary contracts not involving Life
contingencies
Dividends left to accumulate
All other income
556016824
186748828
978192
97500000
70779
5178234
3408317
160000
106317330
Total income
Carried forward
850661174
4276378843
Disbursements
Net amount paid policyholders for losses endowments and annuities
Legal and administrative expenses in adjustment of claims
Paid for supplementary contracts
Commissions and allowances to agents
First year
Renewal
Salaries of officers and employes home office
Rents and interest
Rent
Interest
32258577
7349011
722500
Advertising printing postage telegrams etc
Paid policyholders for dividends
Paid policyholders for surrender values
253264436
349836
5834086
62477104
22534991
8071511
8082666
70193631
104911442Insurance Department of Georgia
295
Loss on sale and decrease by adjustment of assets 10873858
Other items
Taxes and insurance department fees and licenses 14825430
Branch office and agency expenses 148 485 47
Mtd examination and inspection of risks 39754 79
Repairs and exp on real estate 69458 34
All other expenses 2685881
Total disbursements 589874732
Balance 3686504111
Ledger Assets
Book value of real estate 1 472 187 31
Mortgage loans first liens 15066106 27
Bonds at book value 1231o84821
Stocks at book value 140 460 50
Cash in office 47553
Deposits at interest 483 15597
Deposits not at interest 100000
Agents balances net 223077 61
Other items
Collateral loans 87 900 00
Policy loans 6542ib81 37
Premium notes 51025744
U S monthly defense list soldiers and sailors account1 707 79
Bills received 2678311
Total ledger assets as per balance No 23 3686504111
NonLedger Assets
Interest and rents due and accrued 47825653
Market value of assets over book value 10444624
Other items
Due from companies account losses 3049200
Premiums unreported 46604261
Total assets 3794427849
Deduct Assets Not Admitted
Agents balances 24237275
Bills receivable 2678311
Other items
Premium notes and loans in excess of the net
value of policies 7853977
Book value of assets over market value of stocks
and amortized value of bonds 35013453
Total not admitted assets 69783016
Total admitted assets 3724644833
Liabilities
Net amount of unpaid losses and claims awaiting proofs 50842695
Reserves on risks outstanding 3147645018
Dividends to policyholders declared payable during 1919 72829492
Salaries and miscellaneous accounts due or accrued 7915642
Taxes due or accrued 12923734
Other items
Premiums and interest prepaid 22550588
Balance due on 2000000 subscription to Fourth Liberty loan 97500000
Reserve for deferred distribution policies 189977897
Reserve for dividends left on deposit at interest 14143705
Total amount of liabilities 3716328771
Surplus over all liabilities 108316062
Total liabilities 3724644833
Business in Force Life Insurance Companies
Ordinary
In force December 31 191614202256900296
Annual Report
Issued revived or increased during year jgiJIolgoo
Sum 1 oooViiSQ 00
Deduct ceased to be in force during year jtfffiffitfR
In force December 31 1918
Business in Georgia
Ordinary
In force December 31 1917 3Iq772300
Issued revived or increased 370so84oO
Sum 1 90 cAi dj
Deduct ceased to be in force during the year ai aro 00
In force December 31 1918 10038988
Net losses paid during year 107 7886
Net losses incurred during year 110 0
Investments in Georgia
t a 20222693
Bonds 94050000
Mortgage loans 201 98584
Policy loans
Total investments in Georgia 134471277
FRANKLIN LIFE
812 South Sixth Springfield 111
Geo B Stodden President
Attorney for service in Georgia
Kinds of business done in Georgia Life
Capital Stock
Henry Abels Secretary
W Heid Atlanta
Amount of paidup capital
Ledger assets December 31 1917
10000000
840966109
Extended at
840966109
Gross premius on new business 251r ot
Gross renewal premiums lbS0t4taa
Deduct amounts paid for reinsurance and return
premiums 3890693
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Premiums paid in advance
Agents balances previously charged off
Considerations for supplementary contracts
Dividends left with company
26246
77307
630700
79749
45526264
63141
814002
251119081
Total income
1092085190
Carried forwardv
Disbursements
Net amount paid policyholders for losses and other policy claims
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
ltents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
88744325
168208
38142589
12399036
2000000
10713956
4935139Insurance Department of Georgia
297
Loss on sale and decrease by adjustment of assets 8200
Other items
Taxes fees and all other expenses 6088622
Total disbursements 16320007
Balance 92888515
Ledger Assets
Book value of real estate 24000000
Mortgage loans first liens 566143000
Bonds at book value 90706460
Cash in office 257765
Deposits at interest 9868012
Agents balances net 5061119
Other items
Policy loans 214232154
Due from U S government 35549
Premium notes 4207306
Collateral loans 14373750
232848759
Total ledger assets as per balance No 23 928885115
NonLedger Assets
Interest due and accrued 20646655
Market value of assets over book value 191290
Other items
Dncollected and deferred premiums 14221681
Total assets 963944741
Deduct Assets Not Admitted
Agents balances 5334384
Other items
Assets in excess of net value of policies 1157085
Total not admitted assets 6491469
Total admitted assets 957453272
Liabilities
Net amount of unpaid losses and claims 12331569
Reserves or unearned premiums on risks outstanding 805645700
Dividends to policyholders declared but unpaid 8765808
Salaries and miscellaneous accounts due or accrued taxes due or
accrued 11308577
Capital actually paid in cash 10000000
Surplus over all liabilities 109401618
Surplus protection to policyholders 119401618
Total liabilities 957453272
Business in Force Life Insurance Companies
Ordinary
In force December 31 1917 6233669800
Issued revived or increased during year 1634672300
Sum 7868342100
Deduct ceased to be in force during year 809717300
In force December 31 1918 7058624800
Business in Georgia
Ordinary
In force December 31 1917 322403900
Issued revived1 or increased 81358500
Sum 403762400
Deduct ceased to be in force during the year 37579300
In force December 31 1918 366183100
Net losses paid during year 4364506
Net losses incurred during year 5226037298
Annual Report
GEO WASHINGTON LIFE
Coyle Richardson Bldg Charleston W Va
Harrison B Smith President Ernest C Milair Secretary
Attorney for service in Georgia T A Coleman Maeon
Kind of business done in Georgia Life Insurance
Capital Stock
25000000
150498454
Amount of paidup capital
Ledger assets December 81 1917
Extended at 1J5498454
Income
Gross premiums on new business
Gross renewal premiums
Deduct amounts paid for reinsurance and return
premiums
9162823
30934247
1808033
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Profit on sale of real estate
Dividends at interest
Dividends on reinsurance
Policyholders war tax
Discount on mortgage loans
Discount on collateral loans
Investment expense
Gained supplementary contracts
Policyholders savings bureau
Cash with application
Agents balance charged off
Borrowed money
18750
21735
21062
2296
234000
360400
392
12403
15659
12555
927
18190000
Total income
Carried forward

38289037
9388000
2784896
18890179
69352112
244850566
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year 5f52
Renewal 101440
Salaries of officers and employes
Bents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Annuities
Loss on notes
Surrender values
Supplementary contracts
Stockholders dividends
Agency and branch office
Medical fees and inspection
Furniture and fixtures
Real estate expense
Taxes and state fees
Bonus to agents
General expense
Interest on other debts
Loss on commercial notes
Real estate title fees
1110000
4632
3139247
161190
1000560
1871929
1061624
173759
54526
760996
27350
215511
118609
1860
830
10481185
150155
6400669
3481926
202500
899454
654895
20000Insurance Department of Georgia
299
Home office traveling expense 34945
Fire insurance 29207
Suspense 16566
Accounts payable 8174
Agents balances 28577
Total disbursements
Balance
9826087
32116871
187733695
Ledger Assets
Book value of real estate 9597604
Mortgage loans first liens 86076400
Bonds at book value 41746200
Stocks at book value 1330000
Cash in office 10000
Deposits at interest 4754390
Agents balances net 1592552
Other items
Collateral loans 18494769
Premiums reported to War Risk Bureau 4272
Loans to policyholders 20026412
Premium notes 3636212
Bills receivable 446573
Suspense 18311
42626549
Total ledger assets as per balance No 23 187733695
NonLedger Assets
Interest due and accrued
Other items
Uncollectec and deferred premiums 3026558
Reserve on policy carried by Company on life of
its president 21700
Supplies stationery and printed matter 454941
Furniture fixtures and safes 730828
Total assets
Deduct Assets Not Admitted
Agents balances 1592552
Bills receivable 446573
Other items
Furniture fixtures and supplies 1185769
Premium note in excess of value 28474
Citizens and Screven County Bank 79810
Total not admitted assets
Total admitted assets
1639660
4234107
193607462
3333178
190274284
Liabilities
Net amount of unpaid losses and claimsI
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Supplementary contracts 136657
Dividends at interest 73795
Premiums and interest paid in advance 1313007
Borrowed money 2000000
Dividends to policyholders year 1919 700000
1502831
138456819
30103
2500
300000300 Annual Report
Policyholders Sayings Bureau iltns
Cash with application annnn
Due on Liberty Bonds 1nnnnnn
Dividends to stockholders louuuuu 21479336
Total amount of liabilities except capital 161771589
Capital actually paid in cash JWJS
Surplus over all liabilities 3502695
Surplus protection to policyholders 2850269o
Total liabilities 190274284
Business in Force Life Insurance Companies
Ordinary
In force December 31 1917 1ofttiillfi
Issued revived or increased during year 12 995606s9
Deduct ceased tobe in forceduring year iimindQ
In force December 31 1918 ll701SO4d
Business in Georgia
Ordinary
In force December 31 1917 1lqlno
Issued revived or increased 144420 00
Deduct ceased to be in force during the year ii5lann
In force December 31 1918 iRni RQ
Net losses paid during year oikqrrk
Net losses incurred during year ziodo
GUARDIAN LIFE
50 Union Square New York N Y
Herbert CiUls President Carl Heye Secretary
Attorney for service in Georgia Alexander C King Atlanta
Kinds of business done in Georgia Life and Accident combined with Life Insurance
Capital Stock
Amount of paidup capital 2 o S2
Ledger assets December 31 1917 54386o5229
5438655229
Extended at v
Income
Gross premiums on new business l2oa27Q
Gross renewal premiums aaodi
Deduct amounts paid for reinsurance and return
premiums 5629451
Totai premiums 1179ol
Interest and rents sokrarr
Profit on sale or increase by adjustment of assets aziooioo
Other sources
Consideration for supplementary contracts not
involving life contingencies d4S0SJ
Dividends left with the company to accumulate
at interest lAo
Agents balances previously excluded from ledger
assets 19d9dUoInsurance Department of Georgia
301
Miscellaneous
980117
13691986
Total income 1011042331
Carried forward 6449697560
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year 2SX2S
Renewal 28004591
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Paid stockholders for interest and dividends
Other items
Taxes and fees
Furniture fixture and safes repairs and expenses
on real estate
Legal expenses traveling expenses legislative ex
penses association dues
Office supplies Life extension institute service les
son exchange sundries
Agents balances charged off borrowed money re
paid gross
Medical examiner fees and inspection of risks
18207589
21276101
671430
3116197
31434761
6605860
Total disbursements
Balance
520953203
122932
66040124
63359485
8174783
11342685
124606938
31312684
2624000
81311938
909848772
5539848788
Ledger Assets
Book value of real estate nMI77
Mortgage loans first liens SI2JioSc
Bonds at book value 171SS S
Stocks at book value 29iY22
Cash in office itnnn
Deposits at interest JoaicS
Deposits not at interest oaoii n
Agents balances net Ubllob
Other items
Loans made to policyholders on this companys
policies assigned as collateral 720315732
Premiums reported on U S monthly difference
lists to War Risk Insurance Bureau in accord
ance with the soldiers and sailors civil relief
aCC0UDt 720410547
Total ledger assets as per balance No 23 5539848788
NonLedger Assets
Interest due and accrued 81666348
Other items
Net amount of uncollected and deferred premiums 158797415
Adjustment on account of rates of exchange used for European
securities and policy values In this statement and actual rates
at the end of 1918 46058261
Total assets 58263708 12302
Annual Report
Deduct Aissets Not Admitted
Agents balances 9621136
Other items
Book value of bonds and stocks over market value 247699604
Total not admitted assets 257320740
Total admitted assets 5569050072
Liabilities
Net amount of unpaid losses and claims 100958094
Reserves or unearned premiums on risks outstanding 4889121363
Dividends to policyholders declared but unpaid 388135878
Salaries and miscellaneous accounts due or accrued 2886960
Taxes due or accrued 8192726
Other items
Unearned interest and rent paid in advance 12320678
Borrowed money and interest thereon 10991587
Miscellaneous 1042658
24354923
Total amount of liabilities except capital 5413649944
Capital actually paid in cash 20000000
Surplus over all liabilities 135400128
Surplus protection to policyholders 155400128
Total liabilities 5569050072
Business in Georgia
Ordinary
lu force December 31 1917 205907200
Issued revived or increased 29854000
Sum 235761200
Deduct ceased to be in force during the year 23376100
In force December 31 1918 212385100
Net losses paid during year 2647998
Net losses incurred during year 13174363
Investments in Georgia
Bonds on mileage basis 9498000
Policy loans 10664376
Total investments in Georgia 20162376
HOME LIFE
256 Broadway New York N Y
George E Ide President Ellis W Gladwin Secretary
Attorney for service in Georgia C C McGehee Jr Atlanta
Kind of business done in Georgia Life
Capital Stock
Ledger assets December 31 1917 3436648627
Extended at 3436648627
Income
Gross premiums on new business 105018294
Gross renewal premiums 441432561
Deduct amounts paid for reinsurance and return
premiums 24047084
Total premiums 522403771
Interest and rents 169958921Insurance Department of Georgia
303
Profit on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts not involving life con
tingencies
Dividends left with the company to accumulate at interest
Extra premiums war risks
Reserve on policies reinsured deposited with the company
Total income
Carried forward
1598250
6813828
4032999
2618443
4100155
711526367
4148174994

Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year 31842802
Renewal 29269215
etc
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Matured endowments annuities and supplementary contracts
Surrender values
Repairs and expenses on real estate
Taxes licenses and fees
All other disbursements
176223529
269674
61112017
26307150
3146943
4449195
79569997
1370650
78479636
78886730
4491985
11757801
23756816
Total disbursements 549822123
Balance 3598352871
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Loans to policyholders
Premium notes on policies in force
Loans on collateral
Premiums reported to War Risk Insurance Bureau
50000000
00317700
187232100
26619108
162624
11306378
2861043
296106
40687462
78614428
211970
43952
Total ledger assets as per balance No 23 3598352871
NonLedger Asset
Interest and rent due and accrued 32057172
Other items
Net amount of uncollected and deferred premiums 56733696
Total assets 3687143739
Deduct Assets Not Admitted
Agents balances
Other items
Premium notes in excess of net value on poli
cies
Book over market value of bonds and stocks
321194
1502656
75618208
Total not admitted assets 77442058
Total admitted assets 3609701681304
Annual Report
Liabilities
Total amount of unpaid losses and claims HH
Reserves or unearned premiums on risks outstanding ddassidouu
Dividends to policyholders due and declared but unpaid 4Jd94bbs
Salaries and miscellaneous accounts due or accrued oineionn
Present value of amounts not yet due on supplementary contracts zuobdyuu
Other items 1M1wni
Dividends left with the company at interest 0100079
Premiums paid in advance iecoi it
Unearned interest and rent paid in advance IrnnZnnn
Estimated amount hereafter payable for taxes ASncVio
All other liabilities289ob42
Total amount of liabilities except capital 3517339574
Surplus over all liabilities 92362107
Surplus protection to policyholders 92362107
Total liabilities 3609701681
Business in Force Life Insurance Companies
Ordinary
In force December 31 1917152nR77nn
Issued revived or increased during year 17056082200
Deduct ceased to be in force during year 1185053000
In force December 31 1918 15871029200
Business in Georgia
Ordinary
In force December 31 1917 179iinS
Issued revived or increased 823601 00
Deduct ceased to be in force during the year 19203000
In force December 31 1918 2i 007 oi
Net losses paid during year li onioi
Net losses incurred during year 410
Investments in Georgia
Mortgage loans IfoHnnn
Tolicy loans estimated ldUl40oo
Total investments in Georgia
29869000
ILLINOIS LIFE
10 South LaSalle St Chicago 111
James W Stevens President Oswald J Arnold Secretary
Attorney for service in Georgia J W Tumlin Atlanta
Kind of business done in Georgia Life Insurance
Capital Stock
Amount of paidup capital 50000000
Ledger assets December 31 1917 1381216522
Extended at 1381216522Insurance Department of Georgia
305
Income
Gross premiums on new business 50440294
Gross renewal premiums 231344251
Total premiums 2Tlatlfn
Interest and rents llro
Profit on sale or increase by adjustment of assets 414 J63
Oli pi onrops
Borrowed money gross 60000000
60000000
Total income 417480618
Carried forward 1798697140
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year
Renewal
26595697
17596693
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Surrender value applied to purchase paidup insurance and annuities
Loss on sale and decrease by adjustment of assets
Other items
Annuities aJbo
Surrender 583730o9
Surrender value to pay premiums
Claims on supplementary contracts
Div to stockholders
Total disbursements
Balance
7758084
603902
10000000
1456875
680888
1763009
Comp of mngrs
Agency supervision
Branch office expenses
Medical fees and inspections 3804951
Legal expenses loo2
Furniture ooqq iq
Repairs and expenses 333819
Taxes
Incidental expenses
Coll of premiums
Legal expenses
Association Life Insurance presidents
4505835
649205
238888
12282
53296
102557473
252320
44192390
20919660
2740331
4924610
7208604
3905953
78070
58377024
18361986
3900772
6548025
5406210
53296
279426724
1519270416
Ledger Assets
Book value of real estate lioolo
Mortgage loans per Schedule B 2i jjf
Bonds at book value JJf
Stocks at book value 2qJ5
Cash in office oTnS5i
Deposits at interest per Schedule N Tiao7o9
Agents balances net 178zJoJ
Other items A
Loans secured by pledge of bonds stocks or other collateral 228922400306
Annual Report
Loans made to policyholders 185600710
rrernium notes on policies in forcedio
Total ledger assets as per balance No 24 1519270416
NonLedger Assets
Interest due and accrued
lilarket value of assets over book value
Other items
Due from other companies for losses or claims reinsured
Net amount of uncollected and deferred premiums
Total assets 15
12973917
5773790
363075
33623541
72004739
Deduct Assets Not Admitted
Agents balances 22239395
Other items
Premium notes policy loans and other policy as
sets in excess of net value and of other policy
liabilities on individual policies 3470069
Market value of special deposits in excess of
corresponding liabilities 303600
Book value of ledger assets over market value 4009118
Total not admitted assets S 30022182
Total admitted assets 1541982557
Liabilities
Net amount of unpaid losses and claims 18466198
Reserves or unearned premiums on risks outstanding 1240902900
Dividends to policyholders declared but unpaid Irf777d8g
Salaries and miscellaneous accounts due or accrued 6147818
Taxes due or accrued 228Jb7
Other items
Present value of amounts not yet due on sup
plementary contracts 5420410
Premiums paid in advance 2119190
Borrowed money 60000000
Special reserve liability on reinsured policies 13S1
Contingency reserve 15000000
Survivorship investment fund 75623338
lOoOUlUtfi
Total amount of liabilities except capital 1440424420
Capital actually paid in cash 50000000
Surplus over all liabilities 51558137
Surplus protection to policyholders 101558137
t
Total liabilities 1541982557
Business in Force Life Insurance Companies
Ordinary
In force December 81 1917 8509801882
Issued revived or increased during year 1601867154
Sum 10111729036
Deduct ceased to be in force during year 1107330554
In force December 31 1918 9004398482
Business in Georgia
Ordinary
In force December 15 1917 349104300Insurance Department of Georgia
307
Issued revived or increased 93696000
Sum 442800300
Deduct ceased to be in force during the year 75464100
In force December 31 1918 367336200
Net losses paid during year 2815990
Net losses incurred during year 4127400
INDIANA NATIONAL
316 N Meridian St Indianapolis Incl
C D Renick President C E Henderson Secretary
Attorney for service in Georgia J E McJenkin Atlanta
Kind of business done in Georgia Life Insurance
Capital Stock
Amount of paidup capital 21000000
Ledger assets December 31 1917 173217854
Decrease of paidup capital during year 24031500
Extended at 140186354
Income
Gross premiums on new business 5847851
Gross renewal premiums 32673250
Deduct amounts paid for reinsurance and return
premiums 692331
Total premiums 37828770
Interest and rents 6696198
Profit on sale or increase by adjustment of assets 2799
Other items 21455252
Total income 65983019
Carried forward 215169373
Disbursements
Net amount paid policyholders for losses 12563313
Commissions and allowances to agents
First year 3536813
Renewal 1065136
4601949
Salaries of officers and employes 3802750
Rents and interest 437084
Advertising printing postage telegrams etc 867274
Other items 17127818
Total disbursements 42029557
Balance 173139816
Ledger Assets
Book value of real estate 30481500
Mortgage loans per Schedule B 67725411
Bonds at book value 9870100
Cash in office 1014494
Deposits at interest per Schedule N 484205
Deposits not at interest 2237736
Agents balances net 1636230
Other items 53690140
Total ledger assets as per balance No 24 173139816308
Annual Report
NonLedger Assets
Interest due and accrued 3023819
Market value of assets over book value 770000
Other items 42 96737
Total assets 181230372
Deduct Assets Not Admitted
Agents balances 1676792
Bills receivable 7gg jo
Other items 15 45641
Total not admitted assets 3299045
Total admitted assets 1 779 313 27
Liabilities
Net amount of unpaid losses and claims n 189 64
Reserves or unearned premiums on risks outstanding 1 452898 66
Dividends to policyholders declared but unpaid 3366459
Salaries and miscellaneous accounts due or accrued 1767 52
Taxes due or accrued 70000
Other items 1422505
Total amount of liabilities except capital 1 520 745 46
Capital actually paid in cash 210 000 00
Surplus over all liabilities 4856781
Surplus protection to policyholders 25856781
Total liabilities 177931327
Business in Force Life Insurance Companies
In force December 31 1917 1643 00
Issued revived or increased during year 244208600
Sum 1479742900
Deduct ceased to be in force during year 2l38sno
In force December 31 1918 lonLOO
Business in Georgia
In force December 31 1917 fiSfnL no
sumedreviveior lncreased stoXoo
Deduct ceased to be in force during the year 204ooono
In force December 31 1918 11 no no
Net losses paid during yeari 700000
Net losses incurred during year 900000
INTERNATIONAL LIFE
722 W Chestnut St St Louis Mo
Masse Wilson President W F Grantges Secretary
Attorney for service in Georgia H W Campbell Atlanta
Kind of business done in Georgia Life Insurance
Capital Stock
Amount of paidup capital r nnn na
Ledger assets December 31 1917 912433692
Ixtml1 at 912433692Insurance Department of Georgia 309
Income
Gross premiums on new business 409 707 0
Gross renewal premiums 9 iJll
Deduct amounts paid for reinsurance and return
premiums 3180100
Total premiums
Interest and rents 2flir49437
OttS sources6 lnCrea8e by a assets i i i J
Miscellaneous income 76609140
Total income
405029202
Carried forward T
1317462894
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents 0419411
Renewlf 28163712
a 12302933
Salaries of officers and employes JJ22M
Rents and interest 10836181
Advertising printing postage telegrams etc VlYaAl
Paid policyholders for dividends oH2213
OtTerTtems6 deCTeaSe y ent of assets 2H
Miscellaneous disbursements
63oy8789
Total disbursements Z
197091684
Balance
1120371210
Ledger Assets
Book value of real estate
Mortgage loans 117947282
Bonds at book value 614994847
Cash in office 95857169
Deposits at interest 156459
Deposits not at interest 40567905
Agents balances net 258606
Other items 22708451
Collateral loans Toncoo
Policy loans isn
Premium notes 9S1 n2o
oU7bo2
227880491
Total ledger assets as per balance No 23 11 203 712 10
NonLedger Assets
Interest due and accrued
Market value of assets over book value on22
Other items 1320670
Reinsurance liens
Otnher1CCsts0edtsand Preml 179ilOT2
utnei assets 800000
49427119
Total assets
1193584679
Deduct Assets Not Admitted
Agents balances
Bills receivable 2f8909
Other items 1217402
Book value of ledger assets over market value 85 449 36
Overdue and accrued interest on bonds in default 1I8147R
Excess of indebtedness over reserves 126976
Total not admitted assets 342 196 99
Total admitted assetsTiio
310 Annual Report
Liabilities
29815549
Net amount of unpaid losses and clams 949502790
Reserves or unearned premiums on risks outstanding 3201004
DWdends to policyholders declared but unpaid 7 29437
Salaries and miscellaneous accounts due 01 acciued 7190882
Taxes due or accrued
0tDWldeendSs left with company to accumulate at 64968981
interesfand premiumspaid in advance ilillooO
Depreciation and contingent reserve account 12776330
Miscellaneous liabilities 103664719
Total amount of liabilities except capital 109
Capital actually paid in cash 5 07 60599
Surplus over all liabilities buoJ
65260599
Surplus protection to pohcyholders j
1159364980
Total liabilities
Business in Force Life Insurance Companies
Ordinary
Q1 7022748600
In force December 31 1911 2176480700
Issued revived or increased during year 01 99229300
Deduct ceased to be in force during year 7704249900
In force December 31 1918 7704249900
Total
Business in Georgia
Ordinary
1Q17 485904900
In force December 31 1917 77343600
Issued revived or increased 563248500
Deduct ceased to be in force during the year 4 9791510o
In force December 31 1918 4979I15IOO
Total 7699641
Net losses paid during year 10059269
Net losses incurred during year
Investments in Georgia
Mortgage loans 9l684
Bank balances lioa
94026537
Total Investments in Georgia
INTERSOUTHERN LIFE
Fifth and Jefferson Louisville Ky
James H Duffln President George G Summers Secretary
Attorney for service in Georgia B W Crume Macon
Kind of business done in Georgia Life Insurance
Capital Stock
Amount of paidup capital RonTOftes
Ledger assets December 31 1931 4 anSwa
Decrease of capital during yearOotHbl
450623101
Extended at T
Income
Cross premiums on new business 17427115Insurance Department of Georgia
311
Gross renewal premiums
Deduct amounts paid for
premiums
reinsurance and return
92682642
2303274
Total premiums
Interest and rents
Other sources
Consideration for supplementary contracts
involving life contingencies j
Premiums paid in advance and items subiect to
ret
not
Sale of materialbuilding
Profit and loss
1429745
59945
25221
978882
Total income
Carried forward
Disbursements
Net amount paid polieyholders for losses
Legal and administrative expenses in adjustment of
Commissions and allowances to agents
First year
Kenewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid polieyholders for dividends
Other items
Dividends to stockholders
Paid for claims on supplementary cont not inv
life
Agency supervision and branch office exp
Medical fees and insp
Legal expenses
Furniture and fixtures
Exp of real estate
Taxes and fees
Fire insurance
Photo Equip
Ins state compen
Bonds
Assess bank stock
Spec cont
Advisory board comm
Trav exp
Actuarial exp
Invest exp
General exp
Convention exp
Fla Life exp
Agents bals charged off
Int and Disct
claims
Total disbursements
Balance
13046001
4384599
35340
929690
2338289
1849586
697792
33102
6725338
1458661
323
44178
25870
119840
395000
1451487
17040
509955
377353
78437
419616
255594
417747
12338
1013984
107806483
27752843
2493793
138053119
588676220
69897472
67191
17431200
7392030
1050000
1822683
2423134
19206560
119290270
469385950
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Loan on collateral 126760 13
Loans on policies 1 537 804 04
111599502
105117167
24796050
4467000
2689028
14134843
24119217
5509299
Bills rec
312532312 Annual Report
1658422
Personal bals 854488
Bankers Realty Co 7671985 o
Fla Life acct182463143
Oo 4693859io
Total ledger assets as per balance Ao za
NonLedger Assets
5808296
Interest due and accrued
Tcollecte and deferred premiums 8927341
Internal Revenue stamps 12508
Postage 194867
Unearned Fire Insurance 9141829
484336075
Total assets
Deduct Assets Not Admitted
5883963
Agents balances 312532
Bills receivableV
Other items 1658422
rremhfm notin exceO neivalue ofpoUcy OO 1913422
8109917
Total not admitted assets
Total admitted assets
Liabilities
12035833
JSS SUrSS Tng 38etS
Dividends to policyholders declared but unpaid 550000
Taxes due or accrued
Other items 304177
Div to stockholders unpaid 642818
IaaesnreandVsanoCraceetCexpenses brito and accounts
due 142700
Medical examiners fees due 1465141
1 400887255
Total amount of liabilities except capital 729 32 67
Capital actually paid in cash 2395636
Surplus over all liabilities
75338903
Surplus protection to policyholders
476226158
Total liabilities
Business in Force Life Insurance Companies
Ordinary
3600572646
In force December 31 1917 730154500
Issued revived or Increased during yeai 4330727146
Sum 637655871
Deduct ceased to be in force during year 3693071275
In force December 31 1918
Business in Georgia
Ordinary
349740100
In force December 31 1911 91890200
Issued revived or increased 441630300
Deduct ceased to be in force during the year 3 7ltoo
In force December 31 1918
Investments in Georgia
21887330
Mortgage loans
21887330
Total investments in Georgia
Insurance Department of Georgia
313
JEFFERSON STANDARD
Elm Street Greensboro N C
Attorney for service in Georgia B G Statham Atlanta
Capital Stock
Amount of paidup capital
Ledger assets December 31 1917
Extended at 832891973
35000000
832891973
Income
Gross premiums on new business
Gross renewal premiums
Deduct amounts paid for reinsurance and return
premiums
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Otber sources
Supp contracts I
Dividends to accumulate
War tax
83328654
198605704
4378608
277545750
50835338
954329
1270980
407884
776068
Total income
Carried forward
2454932
331790349
1164682322
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year 54930887
Renewal 8402513
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Annuities
Surrender values
Stock dividend
Supp contracts
Policy dividends surrendered
Taxes and fees
Agency supervision branch office expense special
credits medical fees
Miscellaneous items
2287271
8173122
6300000
609384
49263
8553173
12429260
5614824
Total disbursements
Balance
Ledger Assets
Book value of real estate
Mortgage loans
First liens
Other than first liens
561581961
463973
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Collateral loans
74369837
44650
63333400
11137434
913387
4653960
13566335
310119
44167827
212496949
952185373
23999157
562045934
75941500
824850
1727063
33528501
23391626
16584217
26476500314
Annual Report
Policy loans 1524gl5
U S mo differences QAcii
Premium notes and liens auo
Total ledger assets as per balance No 23
214142565
952185373
NonLedger Assets
Interest due and accrued 12797662
Other items RR 7
Uncollected and deferred premiums J4rfbbo 766 57
Total assets 989359692
Deduct Assets Not Admitted
Agents balances 17nnnon
Premium notes excess iAXqqqq
Book value over marketiuuajza
Total not admitted assets 19027197
Total admitted assets 970332495
Liabilities
Net amount of unpaid losses and claims 7 IHnoiq
Reserves or unearned premiums on risks outstanding 7AAoriaa
Dividends to policyholders declared but unpaid lUUrfolss
Salaries and miscellaneous accounts due or accrued Ji nan
Taxes due or accrued rfu usu
Other items
Deferred dividend fund IoHtt 6
Annuity fund 397773 81674780
Total amount of liabilities except capital 912832495
Capital actually paid in cash rfaOooouu
Surplus over all liabilities 22o00000
Surplus protection to policyholders 57500000
Total liabilities 9703324Lo
Business in Force Life Insurance Companies
Ordinary
In force December 31 1917 oitoann
Issued revived or increased during year SJS
gum 8914849000
Deduct ceased to be in force during year aTS6
In force December 31 1918 8104499400
Business in Georgia
Ordinary
In force December 31 1917 57STfrnn
Issued revived or increased ISSiSisnS
gum 7o7oz8UU
Deduct ceased to be in force during the year 66962100
In force December 31 1918 672oKOflfi9
Net losses paid during year onnoo
Net losses incurred during year 85U7y
Investments in Georgia
Real estate alHIatl
Mortgage loans 81538934
Policy loans 17HI
Bank deposits 741730
Total investments in Georgia 101202392Insurance Department of Georgia
315
LIFE INS OF VIRGINIA
Capital and 10th St Richmond Va
J G Walker President A c McKenney Secretary
Attorney for service in Georgia J C Howard Supt Atlanta
Kind of business done in Georgia Life
Capital Stock
Amount of paidup capital 800 000 00
Ledger assets December 31 1917 1614174573
Extended at
1614174573
Income
Industrial premiums paid in cash 3 15 752 8
Gross premiums on new business 230350fiT
Gross renewal premiums 84995621
Extra prems for total and permanent disability
Deduct amounts paid for reinsurance and return
Premiums 1225798
Total premiums
Consideration for sup conts not involvinglifecontingencies
Interest and rents
Prems reported in re soldiers and sailorsrelief acct
Profit on sale or increase by adjustment of assets
Other sources
Agents cash bonds
Employes Liberty Bond acct
Tennille Bank Trust Co and Irish Amei Bank
Borrowed money
Reserve deposited by reinsurance companies
War tax on insurance policies received
Unclaimed deposits on indus applications
4890
14
964
25781
16183
28804
17484
08048
35000
4607470
5153
34000000
43908
593112
158710
39443353
Total income
Carried forward
625539653
2239714226
Disbursements
Net amount paid policyholders for losses c
Commissions and allowances to agents
Industrial premiums
Ordinary premiums
First year
Renewal
67297762
12371029
5190421
etc
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Disbursements to policyholders other than above
Dividends to stockholders
Salaries and expenses of agencies
Taxes
All other disbursements
11588466
18000000
38539950
12067381
17206479
223290252
84859212
27851822
6272464
6622527
2743157
361327
97402276
Total disbursements
Balance
449416257
1790297969
Ledger Assets
Book value of real estate r
Mortgage loans 3Hi826
Bonds at book value VW jjgjg316
Annual Report
Stocks at book value 9721831
Cash in office 55o446 45
Deposits at interest 3 20o35
Deposits not at interest dMVao
Other items 791 72
Bills receivableiVJIi tr nnnnn
Loans secured by pledge of bonds stocks etc 7600000
Loans to policyholders on this company s poll
Prems reported in VV S S relief acct lltlf
Premium notes on policies in force 0970
Premium lien notes Vnii75
Reserve deposits with reinsurance companieslaata 660 27246
Total ledger assets as per balance No 23 1790297969
NonLedger Assets
Interest due and accrued 2qTs7q74
Market value of assets over book value
Net Vmount uncollected and deferred premiums 14427639
Due from other companies for losses and claims
on policies reinsured 15olsa
Premiums extended on noteslatiov 4g6 9g
Total assets 1839058447
Deduct Assets Not Admitted
Bills receivable 72172
Other items
R L bond accts Nos 147 and 152 Bayou Sara 1nnnnnft
Lumber Co iSnnnnn
Mortgage No 1815 McCann 1700000
Total not admitted assets 2772172
Total admitted assets 1836286275
Liabilities
Net amount of unpaid losses and claims nofi
Reserves or unearned premiums on risks outstanding 10010Obouv
Dividends to policyholders declared but unpaid iiiiZaZ
Salaries and miscellaneous accounts due or accrued 4biijoai
Taxes due or accrued am0
Amount set apart for participating policies 23332262
Borrowed money and interest thereon 34115a J4
Premiums paid in advance including sur values
afQ lUXjUUbO
EmployeslibertyBond acct and interest thereon III2S
All other liabilities 8090033
Total amount of liabilities except capital 1662682478
Capital actually paid in cash jSHXotJ
Surplus over all liabilities 93603791
Surplus protection to policyholders 173603797
Total liabilities 1836286275
Business in Force Life Insurance Companies
Ordinary Industrial
In force December 31 1917 3217182600 9961949800
Usued revived or increased during year 40 OTtSm 00 lllelOlOO
ilfeJSJl Sir during yf a21iSSf88 iig8Insurance Department of Georgia
317
Business in Georgia
Ordinary Industrial
In force December 31 1917 289256600 797741800
Issued revived or increased 155303600 297212600
Sum 444560200 1094954400
Deduct ceased to be in force during the year 30901400 157376600
In force December 31 1918 413658800 937577800
Net losses during year 2627160 12097995
Net losses incurred during year 3478360 12356738
Investments in Georgia
Bonds 3555866
Mortgage loans 228600900
Policy Joans 3942156
Bank balance 920612
Total investments in Georgia 237019534
LINCOLN RESERVE LIFE
90720 Jefferson County Bank Bldg Birmingham Ala
J F Stallings President J It Burns Secretary
Attorney for service in Georgia It L Gamble Gainesville
Kind of business done in Georgia Old Dine Degal Reserve Life
Capital Stock
Amount of paidup capital December 31 1917
Ledger assets December 31 1917
Decrease of paidup capital during year
Extended at
11456000
26750392
1353000
25397392
Income
Gross premiums on new business 16529919
Gross renewal premiums 16771156
Total premiums
Profit on sale or increase by adjustment of assets
Other sources
Borrowed money
Surplus from stock sales
Miscellaneous
Gross capital sales stock not yet issued
Common stock reduction
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year 9993543
Renewal 1370984
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Other items
All license fees and taxes
Prem notes voided
Surrender values paid etc
255302
337859
33301075
1697477
851116
1550000
532720
25
2852500
1500000
42284913
67682305
6556248
115566
11364527
2954427
189260
611221
956084
593161318
Annual Report
Agencies expenses 40940
Medical and inspn fees 197385
Legal expenses 157635
Furniture and fixtures 112285
Real estate expenses 71187
Borrowed money paid 1550000
Office and trav exp
Stock sale comm
All other
Total disbursements
Balance
Ledger Assets
Book value of real estate
Mortgage loans
Bonds at book value
Stocks at book value
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Call loans 286308
Pol loans 779297
Prem notes 957413
Bills receivable
Accounts rec and payablenet
Stock notes
Total ledger assets as per balance No 23
NonLedger Assets
Interest and rents due and accrued
Market value of assets over book value
Other items
Net due and deferred premiums 1729211
Furniture and fixtures 465031
Stationery 100000
Postage 12000
Two Ford autos 75000
Total assets
Deduct Assets Not Admitted
Agents balances
Bills receivable and accounts rec
Other items
Supplies etc 565031
Premium notes 202614
Tall loans 264013
Stock notes 2249217
Ford cars 75000
Old bank balance 74406
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
2172160
1733472
510326
369500
264925
28390877
39291428
6924005
16168865
5682362
230000
148125
5253078
376584
2023018
105276
130898
2249217
39291428
686638
704788
565031
87000
43064096
467795
380294
767645
2513230
149406
4278370
38785726
3850000
23993400
41464SInsurance Department of Georgia 319
Taxes due or accrued 5839 36
Other items
Comm due when notes paid 110000
Partial payts on cap stock not issued 348483
Total amount of liabilities except capital 293 004 67
Capital actually paid in cash 10103000
Surplus over all liabilitiesdeficit 617741
Surplus protection to policyholders 9485259
Total liabilities 38785726
Business in Force Life Insurance Companies
Ordinary
In force December 31 1917 462385000
Issued revived or increased during year 377o50000
Sum 839435000
Deduct ceased to be in force during year 1255350 00
In force December 31 1918 7 139 000 00
Total 713900000
Business in Georgia
Ordinary
In force December 31 1917 100330000
Issued revived or increased 1487 600 00
Sum 249090000
Deduct ceased to be in force during the year 43675000
In force December 31 1918 2 054 150 00
Total 2054115000
Net losses paid during year 1200000
Net losses incurred during year 1400000
Investments in Georgia
Mortgage loans 10000
Total investments in Georgia 10000
64 66
MANHATTAN LIFE
and 70 Broadway New York N Y
Thomas E Lovejoy President
Attorney for service in Georgia R C
Kind of business done in Georgia Life Insurance
Capital Stock
Amount of paidup capital
Ledger assets December 31 1917 1891014055
Melvin De Mott
Alston Atlanta
10000000
Secretary
Extended at 1891014055
Income
Gross premiums on new business 15300284
Extra premiums for disability travel accident and
war 735915
Gross renewal premiums 155608060
Deduct amounts paid for reinsurance
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Discount on bond and mortgage loan E 321
Foreclosure expenses previously charged profit and
loss now charged E E 136
171644259
4693846
395520
102055
66950413
08939323
2943282
320
Annual Report
Unclaimed checks deposited 5S
Deposits account interest rents etc 2bb4oSo
Deposits account Liberty Bond agreements c5o87brfo
Miscellaneous rfld4o8t gg 22601
Total income 288755619
Carried forward 2179769674
Disbursements
Net amount paid pollcyholders for losses and matured endowments 14910062
Legal and administrative expenses in adjustment of claims 2bo5Jo
Commissions and allowances to agents
First year 56oooo
Renewal8 riginal I 11 V 7755648
Renewal 13379426
Salaries of officers and employes iltliit
Advertising printing postage telegrams etc 3065492
Paid pollcyholders for dividends 55oi nn
Loss on sale and decrease by adjustment of assets dsziuu
Other Items
Holmes Electric Protection ooV
Assoc Life Insurance Presidents otkts
Auditing agents accounts JJJ
Library Bureau ToAOfia
Books papers and subscriptions ftanr
Premiums on fidelity bonds isoo
Legislative expenses nn
Expenses election of directors 6Su
Traveling expenses home office employes libodz
Commissions on real estate sales 8oloOU
Commissions for renting home office bldg dloOOU
Miscellaneous expenses 80bo7
Disbursements from accounts held for sundry par
Account of interest rents etc 2IS
Account of Liberty Bond agreements l7lbSbo
Surrender values paid in cash or applied in
liquidation of loans or notes b6W
Paid stockholders for int on dividends 13b074S
Repairs and expenses on real estate iTlijXi
Miscellaneous 22940379 1 150 264 44
Total disbursements 306999091
Balance 1872770583
Ledger Assets
Book value of real estate i6JniinQi
Mortgage loans first liens 3 aagmoO
Bonds at book value VoTononn
Stocks at book value 7o9oa
Cash in office asq 1097
Deposits at interest oSoi 7
Deposits not at interest on booh
Agents balances net toioazo
Other Items
Loans made to pollcyholders on this company s
policies assigned as collateral 38146404b
Premium notes on policies in force of which
678593 is for first years premiums 13908827
Premiums and premium notes reported on U S
monthly difference lists to War Risk Bureau In
accordance with the soldiers and sailors civil
rellrf aCt 395375773
Total ledger assets as per balance No 23 1872770583Insurance Department of Georgia
321
NonLedger Assets
Interest ana rents due and accrued 38110890
Market values of assets over book values 708986
Net amount of uneollected and deferred premiums 13422031
Due from other companies for losses or claims on
policies of this company reinsured 2308900
Prepaid Are insurance premiums 697889
16428820
Total assets 1928019279
Deduct Assets Not Admitted
Agents balances in excess of net value 2851342
Premium notes policy loans and other policy assets
in excess of net value and of other policy liabili
ties on individual policies 301416
Other items
Book value of ledger assets over market value viz
on stocks 2240000
On bonds in default of interest 1400000
Total not admitted assets 6792758
Total admitted assets 1921226521
Liabilities
Net amount of unpaid losses and claims 19222493
Net present value of all outstanding policies as com
puted by New York Insurance Dept 1814438000
Dividends to policyholders declared but unpaid 2239494
Salaries and miscellaneous accounts due or accrued 1129400
Taxes due or accrued 2950000
Other items
Present value of amounts not yet due on supple
mentary contracts not involving life contin
gencies 14969600
Liability on lapsed policies 209500
Dividends left with the company to accumulate at
interest and accrued interest thereon 1081424
Unearned interest and rent paid in advance 8308927
24569451
Miscellaneous 6519937
Total amount of liabilities except capital 1871068775
Capital actually paid in cash 10000000
Surplus over all liabilities 40157746
Surplus protection to policyholders 50157746
Total liabilities 1921226521
Amount held subject to contingencies for sur
vivorship dividend policies 16985726
Asset fluctuation and general contingency fund 5000000
Contingent reserve fund 18172020
40157746
Business in Force Life Insurance Companies
Ordinary
In foroe December 31 1917 5446712000
Issued revived or increased during year 438816000
gum 6185528000
Deduct ceased to be in force during year 541424700
In force December 31 1918 5644103300
Business in Georgia
Ordinary
In force December 31 1917 25ig64600
Issued revived or increased 3280100
gum 255244700
322
Annual Report
Deduct ceased to be in force during the year
In force December 81 1918
Net losses paid during year
Net losses incurred during year
Investments in Georgia
Real estate
Mortgage loans
Policy loans
Total investments in Georgia
23470300
231774400
6342400
6642400
1117166
3825000
15667900
20610066
MARYLAND ASSURANCE CORPORATION
579 South Gay St Baltimore Md
John T Stone President Harry C Michael Secretary
Attorney for service in Georgia W J Welsh 728 Candler Bldg Atlanta
Kinds of business done in Georgia Life Accident and Health Insurance
Capital Stock
Amount of paidup capital 50000000
Ledger assets December 31 1917 78966115
Extended at 78966115
Income
Gross premiums on new business 1987476
Deduct amounts paid for reinsurance and return
premiums 152330
Total premiums 1835146
Interest and rents 5233924
Profit on sale or increase by adjustment of assets 317724
Other sources
Accident and Health department 21168373j
Total income 219070526
Carried forward 298036641
Disbursements
Net amount paid policyholders for losses 100000
Commissions and allowances to agents
First year 399399
Salaries of officers and employes 1148179
Kents and interest 19249
Advertising printing postage telegrams etc 240742
Loss on sale and decrease by adjustment of assets 412
Other items
Branch offices 366674
Agency supervision 1312657
Taxes and fees 945201
Furniture and fixtures 331249
Reporting service 43080
Traveling expenses 176504
Miscellaneous office expenses 3954
Accident and Health department 152402088
155581407
Total disbursements 157489388

Balance 140547253
Ledger Assets
Bonds at book value 103949560
Cash in office 61652Insurance Department of Georgia 323
Deposits at interest 8417240
Deposits not at interest 375299
Agents balances net 57881
Other items
Premium notes on policies in force 2550
Accident and Health department 27683071
27685621
Total ledger assets as per balance No 23 140547253
NonLedger Assets
Interest due and accrued 879401
Other items
Net amount of deferred and uncollected premiums 154606
Total assetsY 141581260
Deduct Assets Not Admitted
Agents balances 57881
Other items
Policy assets in excess of net value on individual
policies 35352
Accident and Health department 2148705
Total not admitted assets 2241938
Total admitted assets 139339322
Liabilities
Reserves or unearned premiums on risks outstanding 855589
Salaries and miscellaneous accounts due or accrued 129500
Taxes due or accrued 73986
Other items
Accident and Health department 86571136
Total amount of liabilities except capital 87630211
Capital actually paid in cash 50000000
Surplus over all liabilities 1709111
Surplus protection to poliCyholders 51709111
Total liabilities 139339322
Business in Force Life Insurance Companies
Ordinary
Issued revived or increased during year 107394300
Sum 107394300
Deduct ceased to be in force during year 400000
In force December 31 1918 106994300
Total 106994300
Business in Georgia
Ordinary
Issued revived or increased 500000
Sum 500000
In force December 31 1918 500000
Total 500000
Premiums in Force Miscellaneous Companies
Written or renewed during year 252749317
Sum 252749317
Deduct ceased to be in force during year 83695470
In force December 31 1918 169053847
Deduct amount returned 30978150
Net premiums in force 138075697
324
Annual Report
Business in Georgia During 1918
Gross Premiums
less Return Pre
miums on Risks
Written or Re
newed during
the Year
Accident 2HHJ
Health 2479845
Totals 5669168
Gross Losses
Paid
2151952
1405086
3557038
MARYLAND LIFE INS CO
8 and 10 South St Baltimore Md
Douglas H Rose President Chas G Smith
Attorney for service in Georgia Hoilins N Randolph Atlanta
Kind of business done in Georgia Life Insurance
Capital Stock
Amount of paidup capital 10000000
Ledger assets December 31 1917 366401o40
Extended at
Income
Gross premiums on new business 152ln
Gross renewal premiums 40915129
Disability premiums 137750
Deduct amounts paid for reinsurance and return
premiums 1623646
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Premium notes previously charged off 11220
Policies of reinsurance 260335
Divds left with company to accumulate at in
terest 282955
Total income
Carried forward 4
Disbursements
Net amount paid policyholders for lossesmatured
endowments
Legal and administrative expenses in adjustment of
claims
Commissions and allowances to agents
Hirst year 3848104
Renewal 1523246
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Med examinations 1015987
Taxes 1288470
Legal expenses 60000
Furniture 7835
Sundry expenses 562646
Secretary
366401540
46344452
18920423
1684754
554510
67504139
39905679
27816547
15000
5371350
3076908
517150
455315
7446648
564747 IBBiH
Insurance Department of Georgia
325
Annuities 642645
Prem notes voided by lapse returned prems 130976
Surrender values 55122 80
Divds to stockholders 700000
Compensations of managers etc 12865 67
Traveling expenses 7 740 81
Repairs on bldg 536758
12518245
Total disbursementsjj 577 81910
Balance 376123769
Ledger Assets
Book value of real estate 23250000
Mortgage loans first liens 185 goo u
Bonds at book value 263407o67
Stocks at book value 11383687
Cash in office 6 333 35
Deposits at interest 1390428
Deposits not at interest 4275457
Agents balances net 2256 22
Other Items
Loans on collateral 8500 00
Loans on policies 492821 93
Premium notes etc 14 494 27
Open accounts judgments and suspended accts
etc 1396542
Deposit with Balto Eqt Society 20000
52998162
Total ledger assets as per balance No 23 376123769
NonLedger Assets
Interest due and accrued 41 592 51
Other items
Due from other companies on reinsured policies 100000
Net deferred and in collection prems 3746261
3846261
Total assets 384129281
Deduct Assets Not Admitted
Agents balances 5378 66
Other items
Prem notes etc in excess net value of policies 20000
Open accts judgment and suspended accts 1396542
Book value of bonds and stocks over market value 5960104
Total not admitted assets 7914512
Total admitted assets 376214769
Liabilities
Net amount of unpaid losses and claims 4404311
Reserves or unearned premiums on risks outstanding 3275507 57
Dividends to policyholders declared but unpaid 2680643
Salaries and miscellaneous accounts due or accrued 323702
Taxes due or accrued 795427
Other items
Premiums and unearned interest paid in advance 191586
Dividends left with company to accumulate at in
tefest 701062
Special reserve for mortality fluctuation 391800
Amount set apart upon deferred dividend policies 12557945
13842393
Total amount of liabilities except capital 3495972 33
Capital actually paid in cash 10000000
Surplus over all liabilities 16617536
Surplus protection to policyholders 26617536
Total liabilities 376214769326 Annual Report
Business in Force Lite Insurance Companies
Ordinary
1Q1 1383473100
In force December 31 1917 179512800
Issued revived or increased during yeai 1562995900
Sum i 123747500
Deduct ceased to be in force during year 14 39238400
In force December 31 1918
Business in Georgia
Ordinary
t in1 290953300
In force December 31 191 43842700
Issued revived or increased 334796000
Sum tv Voi 33240200
Deduct ceased to be m force during the yeai 301555800
In force December 31 1918 3365000
Net losses paid during year 3963265
Net losses incurred during year
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
500 Main St Springfield Mass
Wheeler H Hall Secretary
Wm W McClench Tresident
Attorney for service in Georgia
Wm T Harty 606612 National Bank Bldg
Atlanta
Kind of business done in Georgia
Life Insurance
Capital Stock
Amount of paidup capital OTllSs
Ledger assets December 31 191 tnbiid
Extended at
9762121325
Gross premiums on new business aBlR57929
Gross renewal premiums
Total premiums
lofirtSonnsIa1erorltincrease byadjustment of assets
Other sources
Other income
Total income
Carried forward
1607845601
493874965
4940420
539379172
2646040158
12408161483
Disbursements
losses 586Jil552
Net amount paid policyholders for
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents g03 4Q7 5Q
First year 86750892
Renewal
Salaries of officers and employes
Advertising printing postage telegrams etc 24542077
laid policvholdcrs for dividends r7rfi0 54
Loss on sale and decrease by adjustment of assets bb54
Other items 335042058
Other disbursements
1498766023
10909395460
185640
176091642
43544916
11729711
15169673
Total disbursements
BalanceMMSSBBMMH
Insurance Department of Georgia
327
Ledger Assets
Book value of real estate i
Mortgage loans first liens i
Bonds at book value f
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Other items
Due from TJ S government under soldiers and
sailors civil relief act i cop 07
Policy and premium loans 16 420323 15
16251257
10308395
88389135
26512500
334632
10154505
15252334
1642192702
Total ledger assets as
per balance No 2310909395460
NonLedger Assets
Interests and rents due and accrued 1 not fi7ft 1fi
Other items 15o701b
Net deferred and uncollected premiums 9 046 50 74
Interest paid in advance on money borrowed for the purchaseof u4
1292709
D S Liberty Loan bonds
Total assets
11308905559
Deduct Assets Not Admitted
Other items
Over due and accrued interest on bonds in default
Book value of ledger assets over market value viz
Real estate 20374 24
Stocks and bonds 329747 77
7708124
35012201
Total not admitted assets
Total admitted assets
42720325
11266185234
Liabilities
Net amount of unpaid losses and claims Q1Q QO D
Reserves or unearned premiums on risks outstanding q 58fiAn
Dividends to policyholders declared but unpaid 4Wtr22
Salaries and miscellaneous accounts due or accrued 64 5sqfii
Taxes due or accrued oSJ22M2
Other items 36476077
Other liabilities 1Q
Capital actually paid in cash Purely mutual J81407
Surplus over all liabilities 5318054 82
Surplus protection to policyholders
Total liabilities
531805482
11266185234
Business in Force Life Insurance Companies
In force December 31 1917 MAOISM i 00
Issued revived or increased during year esISOaoo
Deduct ceased to bein force during year 524nnfqtnn
In force December 31 1918 49079329100
Business in Georgia
In force December 31 1917 ftoJSwJJi 00
Issued revived or increased 1onXX
Sum l94o90000
Deduct erased to be in force during the yew 1485632noo
In force December 31 1918 nK
Net losses paid during year foqfionn
Net losses incurred during year 125233 00328 Annual Report
Investments in Georgia
176983431
Bonds 194600000
Mortgage loans 71186097
Policy loans
Other items 5960404
Premium loans
448729932
Total investments in Georgia
METROPOLITAN LIFE INSURANCE COMPANY
1 Madison Avenue New York N T
james S Roberts Secretary
John E Hegeman President
Attorney for service in Georgia A W Smith Atlanta
Kinds of business done in Georgia Life Health and Accident
Capital Stock
n1 68179198982
Ledger assets December 31 1 Jl f
B 68179198982
Extended at
Income
Gross premiums on new business ordinary jSS 60054
Gross renewal premiums ordinary 84 76406969
s BH8BT aanentdisabiiity
Dedubctneafimounts paid for reinsurance and return m28409
premiums
15456434730
Total premiums 3520448635
SKnienWc y Wtot oiassets gliEIJI
Disability insurance department
0tConsideraton for supplementary contracts not in
volvine life contingencies
DWaend left with the company to accumulate at 1M4B618
LcdgeTMsets Vtherthanpremiums received from
other companies for assuming their risks doOouuao
SfeiSK Mnsurine S 4592390
1AffmSSfSS 182739
Fire insurance fund 3759821 miscellaneous in g gi5
From eaenlsf balances previously charged off
2 323 75 borrowed money gross to pay in
ftallments on subscription of 60000000 to 4th
Liberty Loan 8000000 8UUAd 951266941
20021876348
Total income
88201075300
Carried forwardInsurance Department of Georgia
329
Disbursements
Net amount paid policyholders for losses and matured endowments 6646466174
Legal and administrative expenses in adjustment of claims 3823667
Commissions and allowances to agents
First year 329159167
Renewal 339821008
r 668980175
Compensation in industrial department to superintendents deputies
assistants and agents 1837006330
Salaries of officers and employes home office 5 887 426 67
Rents and interest l64705o62
Advertising printing postage telegrams etc li206628 87
Paid policyholders for dividends and return premiums 9627805 68
Loss on sale and decrease by adjustment of assets 180021 37
Disability insurance department 326900 27
Other items
Paid policyholders for annuities and surrender
values 629867690
Paid for claims on supplementary contracts not
involving life contingencies 30124143
Dividends and interest thereon held on deposit sur
rendered during the year 15 232 28
Branch office expenses including salaries agency
supervision etc 300810039
Medical examiners fees and inspection of risks
156763233 legal expense 3086258 1598 494 91
Furniture fixtures and safes 10986012 repairs
and expenses on real estate 100832232 1118 182 44
Taxes on real estate 58018406 state tax on
premiums 186016199 other license taxes and
fees 76908911 320943516
Health and welfare work 207044825 Miscel
laneous 131452970 3 384 977 95
Return of Pittsburgh Life Trust Co assets pre
viously received for assuming their risks 908 939 01
Agents balance charged off 753641 liquidation
of prem deposit fund 050 borrowed money
repaid 150000000 interest on borrowed
money 2208220 agents deposits returned
6440865 losses miscellaneous 71500 159474276
2143808323
Total disbursements13187668517
Baance 75013406813
Ledger Assets
Book value of real estate 97 ins ir no
Mortgage loans per schedule B 277937 31099
Prems reported on U S monthly difference lists in
accordance with the soldiers and sailors civil
relief act 8 535 39
Bonds at book value s7 n43QR9 q
Stocks at book value 7499M
Cash in office 171 91572
Deposits at interest per schedule N 4s584rr
Deposits not at interest 1 rnS
Collateral loans 3662V66 15d7db3
Policy loans and premium notes 56 156 72160
t 5618734860
Agents balances et credit 210 341 27
Cash in transit 65320852
Cash in branch office banks 1 223 37
Renting section inventory 25962 17
Other items
Suspense account unadjusted items 47338 46
Fire insurance premiums advanced secured 30 00
Taxes on mortgaged property advanced secured 23 84744
Contingent reversion 5 yqq qo
Fund for purchase of war savings stamps for re
sale to public 16368094
Advances on account of disability provision of the
Verhoray Aid Assn contracts reinsured 207500330
Annual Report
7127246S
Due from Insurance commissioner of Pennsylvania as receiver of the
Pittsburgh Life Trust Co in settlement of the reinsurance
agreement 404359388
Total ledger assets as per balance No 2475013406813
NonLedger Assets
Interest due and accrued 1185243277
Market value of assets over book value 11999142
Other items
Net amount of uncollected and deferred premiums 1339000731
Industrial premiums due and unpaid less loading 182891827
Checks for annuities issued in advance 10
44199 int paid in advance on borrowed
money 997260 2041459
1523934017
Total assets77734583249
Deduct Assets Not Admitted
Agents balances 36992948
Other items
Prem notes poliev loans etc in excess of net
value 41076223
Amortized value of special deposits in excess of
liabilities 47481
Book value of ledger assets over market value
bonds not subject to assessment 103666706
Renting sections inventory 2596217 suspense
unadjusted Items 4733846 7330063
152120473
Total not admitted assets 189113421
Total admitted assets77545469828
Liabilities
Net amount of unpaid losses and claims 416264571
Reserves or unearned premiums on risks outstanding 72037645500
Dividends to policyholders declared but unpaid 575897772
Salaries and miscellaneous accounts due or accrued 140866868
Taxes due or accrued 255000000
Disability insurance department 21170301
Other items
Extra reserve and special funds 108001577
Present value of amounts not yet due on supple
mentary contracts not Involving life contingen
cies 88494964
Present value of amounts incurred but not yet due
fcr total and permanent disability benefits 17829400
Liability on policies cancelled upon which a sur
render value may be demanded 85356500
Due and unpaid on supplementary contracts not in
volving life contingencies 97050
Dividends left with the company to accumulate
interest and accrued interest thereon 37049816
Premium deposit fund 29400 premiums paid in
advance 222407511 222436911
Unearned Interest and rent paid in advance
10485063 borrowed money 650000000 660485063
Fire insurance fund 29110975 safe burglary
insurance 35228 agents cash deposits
86316925 65469128
Accrued interest on deposits 371545 suspense
7996995 deposit account mortgage interest
and rent 5972041 14340581
1299560990
Due insurance commissioner of Pennsylvania as receiver of Pitts
burg Life Trust Co in settlement of reinsurance agreement 94172422
Total amount of liabilities except capital7484057842Insurance Department of Georgia 331
Surplus over all liabilities 27048 914 04
Surplus protection to pollcyholdersT77TTTTTTT7TTT 27 048 914 04
Ttal UabiIitieS 7545489828
Business in Force Life Insurance Companies
In force December 31 1917 1 773 907 8100 S9 19 anv 00
S2revlved or increasea durlng 1IeIooI44oo HtllllTmoo
Total Leeembel dl 1918 208400763800 234550417800
442951181600
Business in Georgia
In force December qi 1017 Ordinary Industrial
ereer0e ei SllSS 21II88
KX Se 325838888
Total uecember 31 1918 2175300600 3193399300
Net losses paid during year 2g j V49 83 Ht 0908O
Net losses incurred during year WbSjoIoO SiOlM
NoteRailroad prorated on basis of mileage within the state
Tremiums in Force Miscellaneous Companies
In force December 31 1917 Health and Accident
written or renewed during year 3illlil
Deduct ceased to bein force during year SSS
In force December 31 1918 9I 2
Net premiums in force 2878288
Business in Georgia During 1918
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Accident and Health 86490 373275
Totals 366490 373275
Investments in Georgia
Morflageioans 82SS
Poliyloans jeffilo
Total investments in Georgia 691661092
NoteRailroad prorated on basis of mileage within the State
MICHIGAN MUTUAL
150 Jefferson Ave Detroit Mich
O R Looker President A p Moorej gecretary
Attorney for service in Georgia Geo S Obear Rotunda Healey Bldg Atlanta
Kind of business done in Georgia Life332
Annual Report
Capital Stock
Amount of paidup capital
Ledger assets December 31
25000000
igi 1287768112
Extended at
1287768112
Income
Gross premiums on new business 2lno5
Gross renewal premiumsi ll ioaoiauo
Deduct amounts paid for reinsurance and return
premiums
6347839
Total premiums
Interest and rents
Profit on sale or of assets
Consideration for supplementary contracts not involving life con
tingencies
Total income
176049595
66606743
42015
Carried forward
1946700
244645053
1532413165
Disbursements
Net amount paid policyholders for losses and matured endowments
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year
Renewal
13982724
8263326
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
For annuities involving life contingencies
Surrender values
0tpaid1foSciaims on supplementary contracts not involving life con
107054925
262030
22246050
8912037
2494201
2400622
6644984
58378
32277953
tingencies
Dividends to stockholders
Medical examinations and branch office expenses
Federal State and city taxes
Agents balances charged off
Other expenses
Total disbursements
Balance
656146
4000000
11566605
4471292
49966
1528150
204623339
1327789826
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Loans on collateral V
Loans made to policyholders on company s policies
Premium notes on policies in force
Total ledger assets as per balance No 23
NonLedger Assets
8674775
1049701615
26083400
927716
57075104
309290
50000
178808877
6159049
1327789826
Interest due and accrued
Market value of assets over book value
Other items
Due from other companies reinsurance
Net amount uncolleeted and deferred premiums
Total assets
19280443
1622020
280583
13571346
1362544218Insurance Department of Georgia 333
Deduct Assets Not Admitted
Agents balances Debit 313828
Notes interest and premiums unsecured 463491
Total not admitted assets 777319
Total admitted assets 1361766899
Liabilities
Net reserve 1233853452
Net amount of unpaid losses and claims 7821953
Reserves or unearned premiums on risks outstanding 6975jo
Dividends to policyholders declared unpaid and awaiting appor
tionment 25701162
Salaries and miscellaneous accounts due or accrued 4180955
Taxes due or accrued 2481182
Other items
Present value of amounts not yet due on supplementary con
tracts not involving life contingencies 5706963
Total amount of liabilities except capital 1280443222
Capital actually paid in cash 25000000
Surplus over all liabilities 56323677
Surplus protection to policyholders 81323677
Total 1361766899
Business in Force Life Insurance Companies
Ordinary
In force December 31 1917 6012937404
Issued revived or increased during year 865062780
Sum 6878000184
Deduct ceased to be in force during year 620259520
In force December 31 1918 6257740664
Business in Georgia
Ordinary
In force December 31 1917 167392181
Issued revived or increased 13296845
Sum 180689026
Deduct ceased to be in force during the year 12064662
In force December 31 1918 168624364
Net losses paid during year 2726877
Net losses incurred during year 2726877
Investments in Georgia
Policy loans 7254236
Total investments in Georgia 7254236
MISSOURI STATE LIFE INSURANCE COMPANY
Fifteenth and Locust Sts St Louis Mo
J E Kendall President F H Morgan Asst Secretary
Attorney for service in Georgia H C Lorick Augusta
Kind of business done in Georgia Life Insurance
Capital Stock
Amount of paidup capital 100000000
Ledger assets December 31 1917 1628200071
Extended at 1628200071334
Annual Report
2374059
522 32
13066258
450490948
583610097
7930914
Income
Gross premiums for total and permanent disability
and accidental death benefits
Gross health and accident premiums
Gross premiums on new business
Gross renewal premiums
Deduct amounts paid for reinsurance and return
premiums
Total premiums flsjfTf 1 5
Interest and rents
Profit on sale orincrease by adjustment of assets 12961
Premiums reported during the year on U S monthly difference list
to War Risk Insurance Bureau 102544
Consideration for supplementary contracts not involving life contin
gencies 1063200
Dividends left with company to accumulate at interest 4942854
Bonus on mortgage loans paid off prior to maturity 799877
Certificates of deposit previously charged off f qS22
Repayment of mortgage loans previously charged off 87323
Borrowed money 68747018
Total income 760794155
Carried forward 2388994226
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Health accident total and permanent disability
benefits
First year
Renewal
1131348
87192799
23681000
181392704
722143
112005147
21587423
3000000
7816221
28894139
652998
2051720
10000000
4701332
3464138
2661999
10741862
1314818
1316677
2041781
16492578
20664
36217491
295
525279
207936
1394095
1020215
2572284
193635
349828
800977
1475282
68747018
524382779
Balance 1864611447
Ledger Assets
Book value of real estate 40867437
Mortgage loans first liens 1235200013
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Paid for claims on supplementary contracts not involving life contin
gencies
Dividends with interest on deposit surrendered
Dividends to stockholders
Compensation to managers and agents not paid by commission In
obtaining new business
Agency supervision
Branch office expenses salaries of managers and clerks
Medical examiners fees and inspection of risks
Legal expense
Furniture fixtures and safes
Repairs and expenses on real estate
Taxes fees and licenses
Suspense items
Surrender value paid
Agents balances charged off
Commuted renewal commissions
Premiums on bonds securing deposits in banks
Investment expense
Commission paid on mtg loans and sale of real estate
Expenses of 1918 100000 club
Collection of premiums
Agent bond premiums
Misc traveling expenses and incidental office expense
Paid insurance departments for examinations
Borrowed money repaid
Total disbursementsInsurance Department of Georgia
335
Bonds at book value 166048700
IT S government war saving certificates 84600
Cash in office 266238
Deposits at interest 10860181
Deposits not at interest 85876000
Agents balances net 5411986
Other items
Bills receivable 10958214
Collateral loans 1204546
Loans on policies 291010414
Premium notes 16720574
Premiums reported D S monthly difference lists to War Risk In
surance Bureau 102544
Total ledger assets as per balance No 23 1864611447
NonLedger Assets
Interest due and accrued 57083801
Market value of assets over book value 35996696
Other items
Collateral loan previously charged off 5509117
Uncolleeted and deferred premiums 48807450
Total assets 2012008511
Deduct Assets Not Admitted
Agents balances 7774967
Bills receivable 10958214
Other items
Premium notes policy loans and other policy
assets in excess of net value and of other
policy liabilities 3709972
Total not admitted assets 22443153
Total admitted assets 1989565358
Liabilities
Net amount of unpaid losses and claims 49005564
Reserves or unearned premiums on risks outstanding 1607616180
Dividends to policyholders declared but unpaid 90476887
Salaries and miscellaneous accounts due or accrued 3536184
Taxes due or accrued 9361025
Other items
Dividends left with company to accumulate at interest and accrued
interest 9481015
Premiums paid in advance including surrender values so applied 3578206
Unearned interest and rent paid in advance 6543372
Commission due agents on premium notes when paid 297221
Cash in suspense 1082123
Total amount of liabilities except capital 1780977777
Capital actually paid in cash 100000000
Surplus over all liabilities 108587581
Surplus protection to policyholders 208587581
Total liabilities 1989565358
Business in Force Life Insurance Companies
Ordinary
In force December 31 191715694854211
Issued revived or increased during year 4138008215
Sum 19832862426
Deduct ceased to be in force during year 2158198826
In force December 31 1918 17674663600
Business in Georgia
Ordinary
In force December 31 1917 478112300
Issued revived or increased 327313300
Sum 805425600336 Annual Report
Deduct ceased to be in force during the year 89543800
In force December 31 1918 715881800
Net losses paid during year 7547344
Net losses incurred during year 8774986
Investments in Georgia
Real estate 2032700
Mortgage loans 8647850
Policy loans 7797276
Total investments in Georgia 18477826
MORRIS PLAN INS SOCIETY
52 William St New York N Y
Arthur J Morris President Joseph B Gilder Secretary
Attorney for service in Georgia Hollins N Randolph Atlanta
Kind of business done in Georgia Life
Capita Stock
Amount of paidup capital 10000000
Ledger assets December 31 1917 19053784
Extended at
19053784
Income
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Agency supervision and traveling expenses of supervisors
Medical fees
Legal expenses
Furniture fixtures and miscellaneous
State taxes on premiums insurance department licenses and fees
and war revenue tax
Total disbursements
Balance
7626557
Gross premium on new business 6923482
Total premiums 6923482
Interest and rents 696395
Profit on sale or increase by adjustment of assets 6680
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents
First year 1710925
26680341
620000
1710925
1606424
159472
428727
15411
1212253
52500
40000
104502
441260
6391474
20288867
Ledger Assets
Bonds at book value
ash in office
Deposits at interest
Other items
Advances to societys representatives
Total ledger assets as per balance No 23
15632600
6000
4609267
41000
20288867Insurance Department of Georgia
337
NonLedger Assets
Interest due and accrued 276794
Other items
Net amount of uneollected and deferred premiums 47338
Total assets 20612990
Deduct Assets Not Admitted
Total not admitted assets 41000
Total admitted assets 20571999
Liabilities
Net amount of unpaid losses and claims 470000
Reserves or unearned premiums on risks outstanding 2367937
Salaries and miscellaneous accounts due or accrued 36410
Other items
Estimated amount hereafter payable for Federal State and other
taxes 400000
Total amount of liabilities except capital 3274347
Capital actually paid in cash 3 0000000
Surplus over all liabilities 7297652
Surplus protection to policyholders 17297652
Total liabilities 20571999
Business in Force Life Insurance Companies
Industrial
In force December 31 1917 16780000
Issued revived or increased during year 298892500
gum 315672500
Deduct ceased to be in force during year 69225000
In force December 31 1918 246447500
Total 246447500
Business in Georgia
Industrial
Issued revived or increased 3490000
Sum 3490000
In force December 31 1918 3400000
Total 3490000
MUTUAL BENEFIT LIFE INSURANCE COMPANY
750 Broad St Newark N J
Frederick Frelinghuysen President William Johnson Secretary
Attorney for service in Georgia Robert L Foreman Atlanta
Kind of business done in Georgia Life Insurance
Capital Stock
Ledger assets December 81 191721480859665
Extended21480859665
Income
Gross premiums on new business 483552189
Gross renewal premiums 2983846394
Total premiums gij98583
Interest and rents iusics338
Annual Report
Profit on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts 116512870
Borrowed money obligation account Liberty Loan
Bonds 1485000000
897464
1601512870
Total income 6151147414
Carried forward27632007079
Disbursements
Net amount paid policyholders for losses and claims
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year 171804263
Renewal 172725249
Salaries of officers and employes
Kents and interest
Advertising printing postage telegrams etc
Paid policvholders for dividends 690675514
Surrendered policies 336535047
Loss on sale and decrease by adjustment of assets
Other items
Taxes fees and licenses
Supplementary policy claims
All other disbursements
91890206
79883265
57949387
1440534751
102006
344529512
64619274
8368262
13616248
1027210561
6830005
Total disbursements
Balance
229722858
3135533477
24496473602
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Loans on collateral
Policy loans
S 2863
103089
92917
17
7
1954
204
4
84298
72105
27273
25000
71062
79986
69223
96443
Premiums guaranteed under soldiers and sailors
civil relief act
310000000
4080185411
26201
4390448212
Total ledger assets as per balance No 2324496473602
NonLedger Assets
Interest due and accrued 462310264
Other items
Net amount of uncollected and deferred premiums 329868344
Total assets25288652210
Deduct Assets Not Admitted
Agents balances 1181838
Other items
Overdue and annual interest on bonds in default 8416666
Book value of assets over market values 366424433
376022937
Total not admitted assets
Total admitted assets24912629273
Insurance Department of Georgia
339
Liabilities
Net amount of unpaid losses and claims J
Reserves or unearned premiums on risks outstanding 2110bb4oA0O
Dividends to policyholders declared but unpaid 82Jj
Salaries and miscellaneous accounts due or accrued iSpoAnnR
Taxes due or accrued estimated 02600000
Other items
Present value of amounts not yet due on supple
mentary contracts 525609100
Other liabilities except contingency reserve funds 1575382415
2100991olo
Total amount of liabilities except contingency reserve funds24283669657
Contingency reserve funds 62899616
Total liabilities24912629273
Business in Force Life Insurance Companies
Number
In force December 31 1917365249
Issued revived or increased during year 33127
Sum 398376
Deduct ceased to be in force during year 3 6869
In force December 31 1918381507
Business in Georgia
Number
In force December 31 1917 11029
Issued revived or increased 1212
Sum 12
Deduct ceased to be in force during the year all
In force December 31 1918 12 on
Net losses and claims paid during year 139
Net losses and claims incurred during year 144
Amount
91529742200
11319728600
102849470800
4101292100
98748178700
Amount
2269559000
356974900
2626533900
107461200
2519072700
33430700
34330700
Investmnts in Georgia
Bonds
Mortgage loans
Policy loans
75335000
234860000
167667337
Total investments in Georgia 477862337
MUTUAL LIFE INSURANCE CO OF N Y
34 Nassau St New York N Y
Charles A Peabody President William Frederick Jr Secretary
Attorney for service in Georgia B F Shedden Atlanta
Kinds of business done in Georgia Life Insurance Disability Insurance
Capital Stock
Ledger assets December 31 191763011709167
Extended at63011709167
Income
Gross premiums on new business lln2pI
Gross renewal premiums o496367645
Deduct amounts paid for reinsurance and return oa Q1 QQ
premiums 12bJib93
Extra premiums for total and permanent disability
benefits 32889376
Total premiums SllSIJwSfnS
Interest and rents 29939bjJJ340
Annual Report
Profit on sale or increase by judgment of assets
Consideration for supplementary contracts not in
volving life contingencies
Dividends left with the company to accumulate at interest
Other sources
Premiums reported during year on V S monthly difference lists
to War Risk Insurance Bureau in accordance with the soldiers
and sailors civil relief act
Borrowed money gross
Premium extension fees 2328542
Policy fees 53879
105550425
5204848S
12848117
899343
2445000000
Deposits on account of pending insurance
Collections or deposits received for account of other not paid out
From agents balance previously charged off
Exchange
Total income
Carried forward
2382421
10249513
13834835
581996
38977870
12389769470
75401478637
Disbursements
Net amount paid policyholders for death losses and matured endow
ments
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year 355337830
Renewal 213135737
Salaries of officers employes and trustees
Kents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Taxes on real estate
Paid policyholders for surrender values
For annuities involving life contingencies
Repairs and expenses on real estate
State tax on premiums
49276950
79537122
Agency expense
Medical examiners
205463441
37549701
U S and English war tax
All other disbursements
3432323352
4359746
568473567
185686070
57089378
77109956
1922273875
23966109
39483665
1352854573
257691181
14072
243013142
77160984
161286129
Total disbursements 8531585799
Balance 66869892838
Ledger Assets
Book value of real estate 17
Mortgage loans first liens 106
Bonds at book value 426
Stocks at book value 26
Cash in office 4020254
In transit since received 17595578
Deposits at interest 1
Deposits not at interest
Agents balances net
M her Items
Loans made to policyholders 87
Advanced or deposited to pay policy claims 1
Accounts collectible 23434011
Supplies 6986231
48099993
41009017
77050760
55621099
21621832
64622925
39009489
470324
73565848
14827924
Cash advanced to or in the bonds of employes
Premium reported on i S monthly difference lists to war risk In
surance bureau in accordance with the soldiers and sailors
relief act
30420242
2074042
899343
Total ledger assets as per balance No 2366869892838Insurance Department of Georgia
341
NonLedger Assets
Interest due and accrued 7 n
Other items 870274411
Net amount of uncollected and deferred premiums 570408739
Total assets TTTT
68310375988
Deduct Assets Not Admitted
Agents balances n
Other items 470324
Supplies e 69 86 31
Cash advanced to or in the hands of
agents of officers 20 740 42
Collectible accounts 23434oll
Book value of bonds and stock over market 32494284
TUUe 906181997
Total not admitted assets7777777T7 939146605
Total admitted assets67371429383
Liabilities
Net amount of unpaid losses and claims S7M
Net reserve paid for basis k273
Dividends to policyholders declared but unpaid Istik
axes duer SST T Will
Other items 15032900
Fund held awaiting apportionment on deferred dividend policies K1 K7 rk oo
Fund for depreciation of securities and general Contingent es ilAAl
Sc Z iS f mtS not due on supplementary con lo73107552
tracts not involving life contingencies 4 Mn nrio
Borrowed money and interest thereon olllAl
All other liabilities 2448o564o6
620616286
Total amount of liabilities except capital673714293 83
Total liabilities
6737142938a
Only value of bonds not subject to amortization included
Borrowed to purchase Liberty Bonds Juemuea
Business in Force Life Insurance Companies
In force December 31 1917 Pdinary
issued revived or increased during year VVVVVV VolfH
Deduct ceased to be in force during year londA Anlo00
In force December 31 1918 12044996200
186188195300
Business in Georgia
In force December 31 1917 P0IdLnaiy
Issued revived or increased rfV 4190
Sum 482184048
Deduct ceased to be in force during the vear 3oo238
In force December 31 1918 y o2232206
Losses unpaid December 31 1917 abvi6i 6032
Losses unpaid December 31 1918 505310
Net losses paid during year Ao566
Net losses incurred during vear 70361066
6 71081322342
Annual Report
NATIONAL LIFE INS CO
116 State St Montpelier Vt
Fred A Howland President
Osman D Clark Secretary
Attorney for service in Georgia Geo M Hope Grant Bldg Atlanta
Kinds of business done in Georgia Life and Annuity
Capital Stock
Ledger assets December 31 1917 6670965409
Extended at
Income
Gross premiums on new business 2nQn
Gross renewal premiums
Prems advanced under soldiers and sailors civil
relief act
6670965409
46492
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Consideration for supplementary contracts
Other sources
Dividends left with company to accumulate at interest
Liberty Loan deposits
Recovered from overloan policy No 102019
Agents balances previously charged off
Total income
Carried forward
824526699
342160530
843751
9452875
2612365
260660
161
607846
1180464887
7851430296
Disbursements
Net amount paid policyholders for losses including 138091826
matured endowments
Surrender values paid in cash and applied on premiums
Legal and administrative expenses in adjustment of claims
For claims on supplementary contracts
Commissions and allowances to agents
First year
Renewal
422785066
113676408
560090
5074752
43034548
44709593
Salaries of officers and employes
Branch office expenses and agency supervision
Rents and interest
Medical fees
Advertising printing postage telegrams etc
Furniture fixtures and safes
Paid policyholders for dividends
Annuity payments
Loss on sale and decrease by adjustment of assets
Agents balances charged off
State taxes on premiums department fees and licenses
Taxes on real estate repairs and legal expenses
Home office supplies and travel
Investment expense
Total disbursements
Balance
87744141
22746970
14178516
0910038
5512939
9419752
1901144
176181965
69039163
1525659
317339
24886955
1561813
2734605
4996336
971753651
6879676645
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Cash In office
Deposits at interest
Deposits not at interest
25100000
3177480745
2581142986
385362
49358490
2000000Insurance Department of Georgia 343
Agents balances net
Other items 410226
Loans to policyholders
Premium notes 836761235
Premiums reported to War Risk Insurance Bureau i Hl
Total ledger assets as per balance No 23 Ra Qa
b8 yb 664o
NonLedger Assets
Interest due and accrued
Other items 163540253
Net amount of uncollected and deferred premiums 957916 57
Total assets
7139008555
Deduct Assets Not Admitted
Agents balances
Other items 442744
we and accrued interest on bonds in default 222 on
Book value over market vahu of bonds 35166992
Total not admitted assets
35631936
Total admitted assets
7103376619
Liabilities
Net amount of unpaid losses and claims
For losses incurred but not yet reported 27031520
Reserves or unearned premiums on risks outstanding 10000000
Dividends to policyholders declared but unpaid g 6007877850
Dividends deferred and held for future payment 214192303
Salaries and miscellaneous accounts due ov accrued 414963541
Taxes due or accrued accrued 4975611
Other items 28679145
Dividends held at interest
Surrender values unpaid 5832077
Liberty Loan deposit account 394352
1262364
Total amount of liabilities except capital
Surplus over all liabilities 3 ski 678 56 6715208763
Surplus protection to policyholders
388167856
Total liabilities
7103376619
Business in Force Life Insurance Companies
In force December 31 1917 Ordinary
Issued revived or increased during veai22359386600
Sum ng year 2610448100
Deduct ceased to be in force during veai 249698347 00
In force December 31 1918 1627397100
23342437600
Business in Georgia
In force December 31 1917 Ordinary
Issued revived or increased 1054098790
Sum 211728908
Deduct ceased to be in force during the veai 1266427698
In force December 31 1918 134500699
Net losses paid during year 1131926999
Net losses incurred during vear 10230216
10681716
Investments in Georgia
Bonds
Policy loans 40725000
36014603
Total investments in Georgia
76739603344
Annual Report
NATIONAL LIFE INS CO OF THE U S A
29 South LaSalle St Chicago 111
Robert D Lay Secretary
A M Johnson President
Attorney for service in Georgia T B Wood Atlanta
Kinds of business done in Georgia Lite Accident and Health
Capital Stock
Amount of paidup capita1 14792J8033
Ledger assets December 31
Extended at
147927803S
Income
Gross premiums on new business
BXtreamWountPsTarStor reinsurance and return
premiums
51939976
268712344
7313665
3
Total premiums
ProfitiiKU adjustment ofassets
SSaHon for supplementary contracts 1
Casualty department
All other
13338655
76598768
14000
1116999
53785379
56031252
Total income
Carried forward
600885053
2080163086
Disbursements
ranMlrffi
Commissions and allowances to agents
First year
Renewal
28138223
29900330
and employes
Salaries of officers
Advertising printingV postage telegrams etc
2 orte ofassets
0tpolicle7and annuities paid policyholders for matured endowments
MexaminerV ices and inspection of risk
Insurance department licenses fees and taxes
Casualty department
All other
122291525
608357
58038553
21679675
3217500
3183118
13852399
1405000
70270717
4120976
6986663
152398882
15022005
Total disbursements
Balance
473075370
1607087716
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Collateral loans
KwmStaTuath losses that are carried for full
amount in liabilities
6413092
666931924
296945725
304153507
2747570
20604261
2759819
9839227
4864500
287500970
1397758Insurance Department of Georgia
345
Casualty department
All other 2838616
90747
Total ledger assets as per balance No 23 16 070 877 16
NonLedger Assets
Interest due and accrued
Market value of assets over book value 2onSf24
Other items 19899874
Due from other companies for reinsurance
Net amount of uncollected deferred premiums osS
Casualty department 28371674
502014
Total assets
1678400172
Deduct Assets Not Admitted
Agents balances A
Other items 10090747
Policy assets in excess of the net value of their
policies
Casualty department 24316 6
Total not admitted assets
14804441
Total admitted assets r
1663595731
Liabilities
Net amount of unpiad losses and claims
Reserves or unearned premiums on risks outstanding 24414689
ZtJXfifc d6Clared UutnaddTr provisionally
Salaries and miscellaneous accounts due or accrued loJf5
Taxes due or accrued 69374135
Other items 9413656
Casualty department
11535828
Total amount of liabilities except capital t iq7i a Z
Capital actually paid in cash i knn nrirt 1507164O43
Surplus over all liabilities 164 316 88
Surplus protection to policyholders77777
ot4olo88
Total liabilities
1663595731
Business in Force Life Insurance Companies
In force December 31 1917 Ordinary
Issued revived or increased during year IiI22HT
Sum 1604218644
Deduct ceased to be in force during year 111oI2J1
In force December 31 1918 1264164972
10058043409
Business in Georgia
In force December 31 1917 Ordinary
Issued revived or increased 319746780
Sum 94606062
Deduct ceased to be in force during the veai 4lih5aA2
In force December 31 1918 57306246
Net losses paid during year 357046596
Net losses incurred during vear 6147844
s 8897844
Premiums in Force Miscellaneous Companies
In force December 31 1917
Written or renewed durine year 8262516
Sums 149308822
Deduct ceased to be in force during Venr 157571338
In force December 31 1918 g y 150509126
Deduct amount reinsured 7062212
Net premiums in force 677288
6384924

346 Annual Report
Business in Georgia During 1918
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Accident and Health 12576216 5238212
Totalg 12576216 5238212
Investments in Georgia
Mortgage loans tSSSt
Policy loans 77Urfi
Total investments in Georgia 8393721
NATIONAL LIFE ACCIDENT
3027 Avenue N Nashville Tenn
C A Craig President C R Clements Secretary
Attorney for service in Georgia G C Lynch Atlanta
Capital Stock
Amount of paidup capital 30000000
Ledger assets December 31 1917 284320542
Extended at
Income
Total premiums
Interest and rents
Other sources
Deposits by agents in lieu of cash
Policy fees
Reinsurance etc
Agents balance previously charged off
653699
29885
12241
1238
284320542
653261141
14980075
697063
Total income 668938279
Carried forward 953258821
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Taxes
Dividends
Convention furniture and fixtures and general expense
Agents balances charged off
Total disbursements
Balance
303909675
417453
201751704
91322022
6007904
8410883
237500
14128722
12000000
7676359
149317
646011539
307247282
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
9021062
177130987
90568215
100000Insurance Department of Georgia
347
Cash in office 54 gQ6 45
Deposits at interest 200312 78
Deposits not at interest 2o000 00
Agents balances net s22595
Other items
Stock and carriage 77500
Total ledger assets as per balance No 23 307247282
NonLedger Assets
Interest due and accrued 3336754
Other items
Net uncollected and deferred premiums 28 16693
Total assets 3134007 29
Deduct Assets Not Admitted
Agents balances 10090 03
Cash in hands of agents 310896
Other items
Market value special deposits over lia
bilities 548773
Stock and carriage 77500
Book value bonds and stocks over market
value1105037
1731310
Total not admitted assets 30 51209
Total admitted assets 310349520
Liabilities
Net amount of unpaid losses and claims 40445 76
Reserves or unearned premiums on risks outstanding 1 405308 74
Salaries and miscellaneous accounts due or accrued 102885 05
Taxes due or accrued 97043 93
Other items
Contingent reserve 80000000
Agents deposits in lieu of cash 100 28866
Total amount of liabilities except capital s 2 545 972 14
Capital actually paid in cash 30000066
Surplus over all liabilities 25752306
55752306
Total liabilities 310349520
Business in Force Life Insurance Companies
t u n Industrial
In force December 31 1917 3414402800
Issued revived or increased during year 26 501 010 00
p 6oi645o38oo
Deduct ceased to be in force during year 14 144 491 00
In force December 31 1918 46500547oo
Business in Georgia
u 01 im Industrial
In force December 31 1917 1 jqq gg qo
Issued revived or increased 2J683 920i00
Sum 445079800
Deduct ceased to be in force during the year 1638 790 00
In force December 31 1918 lOsloo
Net losses paid during year I53 ggg gg
Net losses incurred during year 155001 19348
Annual Report
NEW ENGLAND MUTUAL
87 Milk St Boston Mass
Alfred D Foster President
Attorney lor service In Georgia Robert J Gulnn Atlanta
Kind of business done in Georgia Life
Capital Stock
Ledger assets December 81 1917 8232395445
Extended at
Income
J A Barbey Secretary
8232395445
as mzabusiness iS8St
6170542
Gross renewal premiums
Disability and war risk premiums
Total premiums
PflTonTaleortocreaVe by adjustment ofassetsand abatements of
Federal corporation tax
Other sources
Consideration for supplementary contracts not in
volving life contingencies
Dividends left with the company
War Risk Ins Bureau on U S monthly difference
lists
1338461508
388673560
3738743
33355800
1600216
269026
35225042
Total income 1766098853
Carried forward9998494298
Disbursements
Net amount paid policyholders for losses 5408firIn
Legal and administrative expenses in adjustment of claims bbo
Commissions and allowances to agents 3g2 7Q
SIM eatoo
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
tjiInlrlnio ftr rHHrlpTidK
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Matured endowments
Surrender values paid in cash
Miscellaneous items
140809410
36597047
5098296
9175873
49578872
674200
74051226
122861632
89224307
186137165
Total disbursements 1268917946
Balance 8729576352
Ledger Assets
Book value of real estate io2nfi
Mortgage loans first liens i5lnlao nri
Bonds at book value 5if5o
Stocks at book value
Cash in office
Deposits at interest
Other items nmm
Collateral loans ls2X0922
Premium notes 105395467
Loans to pollcyhvlders 1349476789
U S monthly difference lists to W R 1 269026
257381500
1227845
60756264
1468641282
Total ledger assets as per balance No 23 8729576352Insurance Department of Georgia
349
NonLedger Assets
Interest due and accrued 115582936
Market value of assets over book value real estate 349900
Other items
Net amount of uncollected and deferred premiums 81739078
Total assets 8927248266
Deduct Assets Not Admitted
Other items
Book value of ledger assets over amortized value bonds and
stocks
10584500
Total admitted assets 8916663766
Liabilities
Net amount of unpaid losses and claims 77451813
Unearned premiums on risks outstanding 13822557
Dividends to polieyholders declared but unpaid 304174422
Salaries and miscellaneous accounts due or accrued 3387485
Taxes due or accrued 28ljll570
Other items
Net reserve 7988752486
Present value of supplementary contracts 107203966
Reserve for equalization of mortality etc 15000000
Miscellaneous items 18018231
8128974683
Total amount of liabilities except capital 8555922530
Surplus protection to polieyholders 360741236
Total liabilities 8916663766
Business in Force Life Insurance Companies
Ordinary
In force December 31 191737549465800
Issued revived or increased during year 47352794 00
Sum 42284745200
Deduct ceased to be in force during year 1923758400
In force December 31 1918 403609868 00
Total 40360986800
Business in Georgia
Ordinary
In force December 31 1917 883002600
Issued revived or increased 134847500
Sum 1017850100
Deduct ceased to be in force during the year 70148300
In force December 31 1918 947701800
Total 947701800
Net losses paid during year 9405000
Net losses incurred during year 11037700
Investments in Georgia
Bonds 81631400
Mortgage loans 48600000
Policy loans 29712412
Other items
Premium notes 2883714
Total investments in Georgia 162827526350
Annual Report
NEW YORK LIFE
346 Broadway New York City N T
Darwin P Kingsley President Seymour M Ballard Secretary
Attorney for service in Georgia E J Clark Atlanta
Kinds of business done in Georgia Life insurance including permanent physical
disability benefits and other insurances appertaining thereto and granting pur
Chasing and disposing of annuities and making endowments and receiving and
executing trusts etc as authorized by its charter
Capital Stock
Ledger assets December 31 191791169802602
Extended at91169802602
Income
Gross premiums on new business 1789101599
Gross renewal premiums 9126851208
Extra premiums for disability and accidental death
benefits 103342400
Deduct amount paid for reinsurance 5415693
41
Total premiums 110
Premiums reported to War Risk Bureau under soldiers and sailors
civil relief act
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts not involving life con
tingencies
Dividends left with the company to accumulate at interest includ
ing surrender values of reversionary additions left on deposit
5528494
Borrowed money 24
All other income
13879514
1534402
50087698
85040893
142154416
91970432
00000000
3970585
17888637940
Total income
Carried forward109058440542
Disbursements
Net amount paid policyholders for losses matured endowments an
nuities surrender values and trust funds
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First vear 658271184
Renewal 232374183
7240723494
4881792
Salaries of officers and employes
Rents
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Agency expenses medical fees and inspection of risks
Taxes licenses and insurance department fees
Real estate taxes repairs and expenses
For total and permanent disability
Borrowed money repaid gross
All other disbursements
Total disbursements
Balance
890645367
237358303
60796561
90820899
2609365633
21624S9S4
300228754
225532050
77759483
6283093
132000000
177375687
12270020700
96788419842
Ledger Assets
Book value of real estate 1344960000
Mortgage loans first liens 16605380471
Bonds at book value 61079865092
Stocks at book value 9937500Insurance Department of Georgia
351
Cash in office 3828
Deposits at interest 1529r680
Deposits not at interest 4 991 325
Bills receivable 54450
Branch office net debit balances 4235911
42903
Other items
Premium notes and policy loans 155114802
Cash 278192
United States war savings certificates and United States thrift
stamps 22 140
Collateral loans 71g 550
Premiums reported to War Risk Bureau under soldiers and sailors
civil relief act 15 344
Total ledger assets as per balance No 23907884198
NonLedger Assets
Interest due and accrued 15 105 402
Other items
Net amount of uncollected and deferred premiums 13 647 771
Due from reinsuring companies 194660
Total assets990832032
Deduct Assets Not Admitted
Bills receivable 544 50
Other items
Book value of ledger assets over market value
viz on stocks and bonds not subject to amor
tization 118073706
Branch office debit balances 36880603
Reinsurance due from foreign companies not
transacting business in the State of New York 19466000
Total not admitted assets 1744747
Total admitted assets995 087 284
Liabilities
Net amount of unpaid losses and claims 17 447 200
Reserves on risks outstanding 75o699y22
Dividends to polieyholders declared but unpaid 2l81647
Salaries and miscellaneous accounts due or accrued 257196
Taxes due or accrued 3 282492
Other items
Extra reserve for disability and accidental death benefits in life
policies 996330
Present value of future instalment payments and disability bene
fits 0509713
Unearned interest ana rent paid in advance 2957831
Reserves for dividends and contingencies 172310870
Additional reserves 515i liii
Miscellaneous items 2819o72o
Total liabilities995087284
Business in Force Life Insurance Companies
Ordinary
In force December 31 19172673834336
Issued revived or increased during year 356 99366
Sum i 3030i327602
Deduct ceased to be in force during year terminated and trans
ferred 191497800
In force December 31 1918 2838829802
Total 2838329802
Business in Georgia
Ordinary
In force December 31 1917f 36040 904
Issued revived or increased 8708027
Sum 44J4893lj
61
02
41
00
45
86
00
00
00
00
00
00
00
00
00
00352
Annual Report
Deduct ceased to be in force during the year 349692100
In force December 81 1918 4125201000
Total 4125201000
Net losses paid during year 69030554
Net losses incurred during year 80311684
Investments in Georgia
Bonds State county municipal 165272716
Mortgage loans 329817469
Policy loans 249164772
Other items
Railroad bonds apportioned according to mileage
basis 448698480
Total investments in Georgia 1192953437
N C MUTUAL PROVIDENT ASSOC
212 Parish St Durham N C
John Merrich President A M Moon Secretary
Attorney for service in Georgia J L Wheeler Atlanta
Capital Stock
Extended at 30853087
Income
Total premiums 80039363
Interest and rents 1692085
Profit on sale or increase by adjustment of assets 237500
Other sources
Sundry 8161
8161
Disburse merits
122830196
Net amount paid policyholders for lossesi
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Agents salary and agency superintendents 1002398
Branch office expense 742967
Medical ex fee 3534997
Licenses taxes and fees 1662448
Furniture fixtures and ex real estate and sun
dry 691820
34638311
23776
25875348
3193649
180000
1416644
319072
Total disbursements
Balance
73281430
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Other items
Policy loan account
Bills receivable
War S S
828090
168263
91700
39548766
5393150
4002539
28680000
200000
8996
175028
1088053
Total ledger assets as per balance No 23
39548766Insurance Department of Georgia
353
NonLedger Assets
Interest due and accrued 606825
Market value of assets over book value 2271850
Other items
Rents due and accrued 9685
Net amount uncollected and deferred premiums 5400702
Furniture fixtures printing matter 1325000
6835387
Total assets 49162828
Deduct Assets Not Admitted
Bills receivable 168263
Other items
Furniture and fixtures 1200000
Printed matter 125000
Total not admitted assets 1493263
Total admitted assets 47669565
Liabilities
Net amount of unpaid losses and claims 240530
Reserves or unearned premiums on risks outstanding 386243oO
Salaries and miscellaneous accounts due or accrued 409847
Taxes Federal estimated 600000
Other items
Prem paid in advance 235460
Unclaimed interest 6648
242108
Total amount of liabilities except capital 40116785
Surplus over all liabilities 7552780
Surplus protection to policyholders 7552780
Total liabilities 47669565
Business in Force
Ordinary Industrial
In force December 31 1917 289111200 8265860 00
Issued revived or increased during year 368122600 5 432 832 00
Sum 657233800 1369869200
Deduct ceased to be in force during year 72562500 3448 683 00
In force December 31 1918 5846713 10250009oO
Business in Georgia
Ordinary Industrial
In force December 31 1917 34931200 191857900
Issued revived or increased 29531400 1 763 014 00
Sum 64462600 368159300
Deduct ceased to be in force during the year 4725000 787456 00
In force December 31 1918 59737600 289413700
Investments in Georgia
Mortgage loans 210000
Total investments in Georgia 210000
NORTHWESTERN MUTUAL
Milwaukee Wis
W D Van Dyke President A S Hathaway Secretary
Attorney for service in Georgia W Woods White Atlanta
Kind of business done in Georgia Life Insurance354
Annual Report
Capital Stock
Amount of paidup capitalPurely mutual
Ledger assets December 31 191738246155944
Extended at38246155944
Income
Gross premiums on new business 682846975
Extra premiums for total and permanent disability
benefits 1919076
Extra premiums for war service 3524062
Gross renewal premiums 5037236473
Premiums reported to U S War Risk Insurance
Bureau 623552
Total premiums 5726150138
Interest and rents including 27000000 for companys occupancy of
its own buildings 1934496106
Profit on sale or increase by adjustment of assets 9621982
Other sources
Consideration for supplementary contracts not involving life con
tingencies 115815249
Dividends left with company to accumulate at interest 6321014
Money received from an unknown source 9750
Deficiency judgment collected 36000
Remittances in advance of agents reports 10398966
Federal income tax withheld at the source 2400
10447116
Total income 7802851605
Carried forward46049007549
Disbursements
For death losses matured endowments annuities surrendered poli
cies and disability claim 3325858165
Paid policyholders for dividends 1373777259
Total paid policyholders 4699635424
Legal expenses in adjustment of claims 254823
Commissions to agents
First year 227682104
Renewal 339113318
566795422
Salaries of officers trustees and home office employes 101660457
Rent for companys occupancy of its own building 27000000
Advertising printing postage telegrams etc 28487552
Loss on sale and decrease by adjustment of assets 65049154
Other items
Paid for supplementary contracts not involving life
contingencies 79656047
Taxes 147191968
Medical examinations and inspection of risks 21308120
All other disbursements 41887857
290043992
Total disbursements 5778926824
Balance40270080725
Ledger Assets
Book value of real estate 447408409
Mortgage loans first liens 21045071593
Bonds at book value 12536691926
Stocks at book value 42697600
Cash in office 491442
Deposits at interest 210795311
Agents balances net 2031281
Other items
Loans made to policyholders on this companys policies 5816794680
Premium notes and automatic premium loans 167474931Insurance Department of Georgia
355
Premiums reported to U S War Risk Insurance Bureau
623552
Total ledger assets as per balance No 2340270080725
NonLedger Assets
Interest and notes due and accrued 661292118
Amortized value of bonds over book value 71085945
Other items
Due and preferred premiums 502981061
Total assets41505439849
Deduct Assets Not Admitted
Agents balance
Other items
Remittances in advance of agents reports
Policy asset in excess of net value
Book value of stocks over market value
2031281
10398966
546428
8716000
Total not admitted assets 21692675
Total admitted assets41483747174
Liabilities
special contracts
3
366
7
Net amount of unpaid losses and claims
Reserve required by law and for annuities and
Present value of not due installments
Dividends to policyholders due and in course of payment
Salaries and miscellaneous accounts due or accrued
Estimated amount of taxes payable in 1919
Other items
Deferred dividends payable in 1919
Funds for deferred dividends payable after 1919
Annual dividends payable in 1919 14
Reserved for contingencies 19
49078341
27414200
415768 00
00116099
26326456
42306268
26934727
19872900
00243900
49877683
Total amount of liabilities41483747174
Capital actually paid in cash Purely mutual
Bonds amortized in accordance with Section 18 of Ch 33 Daws 1909 State
of New York
Business in Force Life Insurance Companies
Ordinary
In force December 31 1917160442632400
Issued revived or increased during year 15134612700
gum 175577245100
Deduct ceased to be in force during year 7483590510
In force December 31 1918 168093654600
Business in Georgia
Ordinary
In force December 31 1917 2438145300
Issued during year 193810000
gum 2b31905300
Deduct ceased to be in force during the year 85111400
In force Decembr 31 1918 2546843900
Net losses paid during year 36189300
Net losses incurred during year 43844700
Investments in Georgia
Bonds 42000000
Mortgageloans oo22
Policy loans 179297644
Total investments in Georgia 510715144356
Annual Report
PACIFIC MUTUAL
501 W Sixth St Los Angeles Cal
Geo I Cochran President C I D Moore Secretary
Attorney for service In Georgia R H Gordy Atlanta
Kinds of business done in Georgia Life Personal Accident and Health
Capital Stock
Amount of paidup capital 100000000
Ledger assets December 31 1917 3836781027
Extended at 3836781027
Income
Gross premiums on new business 154947355
Gross renewal premiums 595360533
Extra premiums for total and permanent disability 5549789
Deduct amounts paid for reinsurance and return
premiums 8865638
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts not Involving life con
tingencies
Dividends left with the company to accumulate at interest
Liquidation dividend Boca and Loyalton Ey
Liquidation Sather Banking Co
Increase in liabilities during year on account of Munich reinsur
ance contract
Liquidation Pacific Mutual Indemnity Co 289953
Recovery of taxes paid in previous years 35595
Agents balances charged off 82617
746992039
230898576
2170287
9206773
4216774
29886
222372
908097
408165
Total income 995052969
Carried forward 4831833996
Disbursements
Net amount paid policyholders for lossesmatured endowments and
annuities 265235193
Legal and administrative expenses in adjustment of claims 4874 32
Commissions and allowances to agents
First year
Renewal
82244924
38192918
Salaries of officers and employes
Rents and interest1
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Paid for surrendered and lapsed policies
Paid stockholders for interest on dividends
Other disbursements
120437842
38624622
8455983
11094932
76259305
1254091
87390064
5000000
63004201
Total disbursements 6 772 43615
Balance 41545903Il
Ledger Assets
Book value of real estate 207875850
Mortgage loans first liens 21 768 303 68
Bos at book value 564904289
Cash in office 1297635
Depos ts at interest 103386068
Deposits not at Interest 149 58306Insurance Department of Georgia
357
Agents balances net
Other items
uZl oCpoHdcybhyolPdeerdsge bndS StKS V ther CUateral
Premium notes and liens
Total ledger1 assets as per balance No 23
NonLedger Assets
1117698
323364576
664437039
96418552
4154590381
Interest due and accrued
Other items
DUcUretasCuOrmedanieSfOr0SSeS ClamS a PUcieS 0 this
Net amount of uncollectedanddeferred premi
Total assets
75808715
490500
70631686
4301521282
1300581
Deduct Assets Not Admitted
Agents balances
Other items
Premium notes policy loans and other policy
assets in excess of net value and of other
policy liabilities on individual policies 4 s4 rs
Overdue and accrued interest on bonds in default 220833
Total not admitted assets
Admitted assets Life department
Admitted assets Accident department
Total admitted assets
4057882
4297463400
245806161
4543269561
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to pohcyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Dividends payable to policyholders during 1919
Set aside for payment of future deferred dividends
All other liabilities
Ttal lus1011 llabiIities exeept capital and sur
Life department
Accident department
Capital actually paid in cash V V Ann nnn no
Surplus over all liabilities 100000000
Life department 717
Accident departmentm tsIooooo
Surplus protection to policyholders7777
51621814
3731959400
970956
1727740
12000000
47022223
273364500
103721596
4222388229
138306161
182575171
4543269561
Total liabilities Life and1Accident departments
Business in Force Life Insurance Companies
In force December 31 1917 rdlILafy
Issued revived or increased during year 9roc2H2
Sum 3b9o788400
Deduct ceased to be in force during year 2H2Io2
In force December 31 1918 1426882300
Total 20864752000
20864752000
Business in Georgia
In force December 31 1917 qSTq on
Issued revived or increased oS
Sum 182427900
Deduct ceased to be in force duringthe year 577rnn
In force December 31 1918 rlllAI
Total 523315100
Net losses paid duringyear 52SiS100
Net losses incurred during year 74 40000358
Annual Report
Investments in Georgia
1000000
Mortgage loans T 1Lo 90713
Policy loans
Other items 13775000
Bank deposits

Total investments in Georgia
26067715
PANAMERICAN LIFE
Thirteenth Floor Whitney Central Bldg New Orleans La
Crawford H Ellis President James E Woodward Secretary
Attorney for service in Georgia A J Shropshire Jr Atlanta
Kind of business done in Georgia Life Insurance
Capital Stock
ui 100000000
Amount of paidup capital 6 019 28558
Ledger assets December 31 1917
Extended at
601928558
Income
Additional accidental death benefits 424 78633
Gross premiums on new business v 37l456o6
Gross renewal premiums 11
War risk extra premiums
181293884
8959521
Total
Deduct amounts
premiums
paid for reinsurance and return
Total premiums
ProflTonerfncrease byadjustment ofassets 11 i
Consideration for supplementary contracts
Coupons left with the company
Internal revenue tax
Mercury Iteins Co
Suspense No 1j
Miscellaneous
Agents balances previously charged oft
1740000
6831222
586568
1384823
303286
7521000
200851
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Surrender values and all other payments to policyholders
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents 29269582
1205157
First year
llenewal
All other
3537414
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends and coupons
Loss on sale and decrease by adjustment of assets
Other items
Dividends to stockholders
Medical examiners arid inspection fees
8000000
3799244
172334363
33160171
360822
18567750
224423106
826351664
42098340
53310453
1277047
40012753
10579762
1301243
3801915
126019s6
1664483Insurance Department of Georgia
359
Fees taxes and licenses g o
Miscellaneous llifiioll
29774224
Total disbursements 196422206
BalaDCe 629929458
Ledger Assets
Book value of real estate i17 Jw n
Mortgage loans first Hens n 790Si Q9
Bonds at book value iqn 99A ar
Stocks at book value 111 RQnnn
Cash in office 20000
Deposits at interest 1 o7 JcqaY
Agents balances net Vn7iqi
Other items 5607161
Collateral loans 1150000
Policy loans 68488157
Premium notes 8882965
Miscellaneous 52 19766
78740888
Total ledger assets as per balance No 23 629929458
NonLedger Assets
Interest due and accrued 10a lfi4 4o
Market value of assets over book value 7jS
Other items mooiu
Reinsurance due from other companies 5 O00 00
Due and deferred premiums 12853 35
Miscellaneous 432678
Total assets 656739584
Deduct Assets Not Admitted
Agents balances 5643050
Other items
Furniture and fixtures 38 596 70
Miscellaneous 2752oi
Total not admitted assets 97779 21
Total admitted assetsi 6 469 616 63
Liabilities
Net amount of unpaid losses and claims 129 013 25
Reserves or unearned premiums on risks outstanding 4 35343780
Dividends to policyholders declared but unpaid 78246
Salaries and miscellaneous accounts due or accrued 7 087 06
Taxes due or accrued SOOoioO
Other items
Persistency bonus fund 97 129 58
War risk extra premiums 14605 33
Coupons on deposit 187826 71
Unearned interest paid in advance 10648 59
Surplus apportioned for contingencies not other
wise provided for 68 667 84
Miscellaneous 12167555
50055360
Total amount of liabilities except capital 5 030 374 17
Capital actually paid in cash 1000 000 00
Surplus over all liabilities 43924246
143924246
Total liabilities 646961663
Business in Force Life Insurance Companies
Ordinrv
In force December 31 1917 45 803 114 00
Issued revived or increased during year 1284765500360
Annual Report
5865076900
Sum 818286200
Deduct ceased to be In force during year 5Q 467 90700
In force December 31 19 8
Business in Georgia
Ordinary
327045400
In force December 31 1917 88540400
Issued revived or increased 415585800
Sum 44893300
Deduct ceased to be in force during tbe year 3 70g 925 oo
In force December 31 1918 1481299
Net losses paid during year 1543899
Net losses incurred during year
Investments in Georgia
13145000
Mortgage loans 4 64810
Policy loans
21609810
Total investments in Georgia
17918026443
PENN MUTUAL
Sixth and Walnut Sts Philadelphia Pa
George K Johnson President John Humphreys Secretary
Attorney for service in Georgia Henry C Bagley Atlanta
Kind of business done in Georgia Life
Capital Stock
Ledger assets December 31 191717918026448
Extended at
Income
Gross premiums on new business 24 874 469 82
Gross renewal premiums
Deduct amounts paid for insurance and return 24 787 78
premiums
Total premiums
Profits on sale or increase by adjustment of assets
0tConsideration for supplementary contracts not tavoWln life cojg
tingencies iLVH Y
Dividends left with company to accumulate at in 33607
terest 1957090
Bonuses on mortgages etc SbBkm
Premiums to War Risk Insurance Bureau zoddba
ill other items including 1250000000 borrowed
money Fourth Liberty Loan lA507Srfuiu
2908124151
909950734
1841726
Total income
Carried forward
1359494414
5179411025
23097437473
Disbursements
Net amount paid policyholders for losses and maturedi endowments 1295
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Eirst yf i52o73i79
Renewal
Commuted commissions
Salaries of officers and employes
Rents
Advertising printing postage telegrams etc
306265508
14782072
69850233
19717971
21137834

Insurance Department of Georgia 361
Paid polioholders for dividends and interest on instalment policies 5294 966 78
Loss on sale and decrease by adjustment of assets 427 411 92
Other items
Annuities involving life contingenciesS 523 340 35
Surrender values 3 28498416
Id for claims on supplementary contracts not in
volving life contingencies 494 73756
Taxes 57306911
All other disbursements including 250000066 re
paid money and interest Fourth Liberty Loan 314276391
801889509
Total disbursements 3101872949
Balance19995564524
Ledger Assets
SaftKSSS 28
Cash in officeYYYYYYYYYYYY 14090 22
Deposits at interest sa4 9 ii
Agents balances net YY Silnln
Other items 4jj4urfu
Collateral loans 103260000
Policy loans and premium notes 32 558 111 i
Bills receivable 6431o59
A others 2502677
3368004810
Total ledger assets as per balance No 2319995564524
NonLedger Assets
Interest and rents due and accrued o oak rko
Other items AS4Sb0rfbd
Net uncollected and deferred premiums 3 877 29073
Total assets20667858960
Deduct Assets Not Admitted
Agents balances Mun0
Bills receivable 04 3100
Other items 04diu09
Book value of ledger assets over market value
bonds and stocks 370179836
Interest accrued on bills receivable 34598
370214434
Total not admitted assets 3 815 594 73
Total admitted assets20286299487
Liabilities
Policy claims 2 2 2S o
Reserves to mature policy contracts 166571 442 19
Reserve for asset and mortality fluctuation and general equalization
iiinu o 057 41 t 11
Dividends to polieyholders declared but unpaid YYYYYYYY 18348 53446
Salaries and miscellaneous accounts due or accrued i2n5w
Taxes due or accrued Tinflfii no
Other items 75066600
Unearned interest and rent paid in advance 438 874 37
Premiums paid in advance 108 232 67
Dividends left with company to accumulate at in
1tt 33214285
All other items including 1000000000 borrowed
money and interest on Fourth Liberty Loan 1022833687
1110758676
Total amount of liabilities except capital20286299487
Total liabilities20286299487362
Annual Report
Business in Force Life Insurance Companies
Ordinary
In force December 31 19177nIiniTnn
Issued revived or increased y2iixSi
gum 8o321056100
Deduct ceased to be in force during year 5SIIS2
In force December 31 1918 80222o78700
Business in Georgia
Ordinary
In force December 31 1917 3835HJnn
Issued revived or increased 4JfiI
Sum 4281442800
Deduct ceased to be in force during the year 312366500
In force December 31 1918 3960i2ooS
Net losses paid during year I81
Net losses incurred during year 53414131
Investments in Georgia
Bonds 87056000
Mortgage loans 546994600
Policy loans 183383596
Premium notes 49150000
Total investments in Georgia 866584196
Estimated
PHOENIX MUTUAL
49 Pearl St Hartford Conn
John M Holcombe President Harry E Johnson Secretary
Attorney for service in Georgia George L Hunt Atlanta
Kind of business done in Georgia Life Insurance
Capital Stock
Ledger assets December 31 1917 4448510526
Extended at 4448510526
Income
Gross premiums on new business 167045994
D S government guarantee fund 101699
Gross renewal premiums 625615227
Deduct amounts paid for reinsurance and return
premiums 13912271
Total premiums 778850649
Interest and rents 243513747
Profit on sale or increase by adjustment of assets 1461075
Other sources
Reserve on policies reinsured deposited with this
company 5938910
Death loss paid in 1915 1080964
Dividends left with the company to accumulate
at interest 37366471
Consideration for supplementary contracts not in
volving life contingencies 11667429
Guarantee of mortgage loans 39308
Mortgage loan commissions received 311770
Agents balances previously charged off 2000092
58404944
Total income 1082230415
Carried forward 5530740941Insurance Department of Georgia
363
Disbursements
Net amount paid policyholders for losses
rS and adml5Istrative expenses in adjustmentof claims
Commissions and allowances to agents b
First year
Renewal 4d 1399
1 34609579
Salaries of officers and employes
Rents and interest
Advertising printing postage telegramsetc
Paid policyholders for dividends
OtnerTtems6 decrease by adjustment ofassets
Furniture
TaxesI
allowances medical andinspection tees
Mortgage loan bonus and expenses
Miscellaneous and other expenses
contracts Vf VaIueS and suPpientary
Total disbursements
Balance
2010526
25456172
34271079
2816528
6369690
95741683
367745196
409157
78323978
27725593
2000000
7939397
131293639
7851836
166665678
789954474
4740786467
ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Other items
LOaasnScomaatdeeral assigned
Premium notes on policies in force 30 39595
iJVUment guar fund SOIdiS and sailors rf95
101699
relief act
Total ledger assets as per balance No 23 T
NonLedger Assets
Interest due and accrued
Othe items f f aSS6tS OTer bk inotsubjecttoamortization5
Net amount of uncolleeted and deferred premiums
Total assets
71000006
2756503334
1140099195
36279000
173487
86637948
2810696
647282807
4740786467
92081248
3454125
60875702
4897197542
Deduct Assets Not Admitted
Agents balances
Other items
Overdue and accrued interest on bonds in default
Total not admitted assets
Total admitted assets
2810696
624833
9059029
4888138513
Liabilities
Net amount of unpaid losses and claims
i
Reserves or unearned premiums on risks out
Dividends to policyholders declared but unpaid 8 4
laxaesI1rodrmccndneOUSaCCOUntS dUe 0r awd
Other items
Instalment claims
40584826
47136
278045682
932665
12360000
Premiums paid in advanceand unearned interest
41082600
16437123364 Annual Report
Sundries 1849990
Mortality and investment fluctuation funds 94471100
General equalization 50rf2id91
Total amount of liabilities except capital 4888138513
Total liabilities 4888138513
Business in Force Life Insurance Companies
Ordinary
In force December 31 19171fi77nn
Issued revived or increased during year oSooiionn
am 2J6oooUU
Deduct ceased to be in force during year JMolIiR
In force December 31 1918 21347996500
Business in Georgia
Ordinary
In force December 31 1917 32q4loin
Issued revived or increased 604 486 00
Deduct ceased to be in force during the year 9ninn
In force December 31 1918 33
Net losses paid during year o iQ4rt
Net losses incurred during year oiio
PROVIDENT LIFE ACCIDENT
721 Broad St Chattanooga Tenn
Robt J Maelellan President W C Cartinhour Secretary
Attorney for service in Georgia A M Conway Atlanta
Kinds of business done in Georgia Life Health and Accident
Capital Stock
Amount of paidup capital
Ledger assets December 31 1917
Extended at
20000000
48583962
48583962
Gross premiums business
Gross premiums Life
Total premiums
Interest and rents
Other sources
Miscellaneous
Income
Accident and Health
Total income
Carried forward
74210603
10012567
84223170
2202605
1115
86426890
135010852
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
THKef 2474338
1Hits 9 004 Oft
General expense onoQs
Dividends to stockholders duyos
41791547
477779
26890769
5674294
872381
3373328
5797792Insurance Department of Georgia
365
Total disbursements 84889540
Balance 50121312
Ledger Assets
Collateral loans 1550000
Mortgage loans first liens 14731500
Bonds at book value 17515580
Cash in office 105000
Deposits not at interest 3567586
Agents balances net 835569
Other items
Policy loans 1340991
Prem notes 88047
Furniture 1064410
Bills receivable 54600
Premiums in course of collection 9268029
11816077
Total ledger assets as per balance No 23 50121312
NonLedger Assets
Interest due and accrued 456572
Market value of assets over book value 4220
Other items
Life department deferred premiums 540656
Total assets 51122760
Deduct Assets Not Admitted
Agents balances 934986
Bills receivable 54600
Other items
Life department paid in excess of reserve 33246
Furniture 1064410
Prem in course of col prior to October 1 1918 239606
Total not admitted assets 2326848
Total admitted assets 48795912
Liabilities
Net amount of unpaid losses and claims 4306500
Reserves or unearned premiums on risks outstanding 7199331
Salaries and miscellaneous accounts due or accrued 350000
Taxes due or accrued 1228965
Other items
Com on prem in course of collection 1699082
Life department reserve 10092463
Total amount of liabilities except capital 24876341
Capital actually paid in cash 20000000
Surplus over all liabilities 3919571
Surplus protection to policyholders 23919571
Total liabilities 48795912
Business in Force Life Insurance Companies
Ordinary
In force December 31 1917 110909700
Issued revived or increased during year 217907500
Sum 328817200
Deduct ceased to be in force during year 29553800
In force December 31 1918 299263400
Business in Georgia
Ordinary
In force December 31 1917 3825000
Issued revived or increased 6450000
Sum 10275000
366
Annual Report
Deduct ceased to be in force during the year
In force December 31 1918
Net losses paid during year
Net losses incurred during year
Premiums in Force Miscellaneous Companies
In force December 31 1917
Written or renewed during year
Sum
Deduct ceased to be in force during year
In force December 31 1918
Net premiums in force
2580000
7695000
40000
40000
10475475
74210603
84686078
71081204
13604874
13604874
Business in Georgia During 1918
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Accident and Health 4200611 2163220
Totals 4200611 2163220
Investments in Georgia
Mortgage loans 1000000
Total investments in Georgia 1000000
PROVIDENT LIFE TRUST
N W Corner of Fourth and Chestnut Sts Philadelphia Pa
Asa S Wing President Leonard C Ashton Secretary
Attorney for service in Georgia W W Daniel Atlanta
Kind of business done in Georgia Life
Capital Stock
Amount of paidup capital 200000000
Ledger assets December 31 1917 9262115630
Extended at 9262115630
Income
Gross premiums on new business 237881923
Gross renewal premiums 1246731768
War hazard premiums 1449144
Total premiums 14
Premiums reported to War Risk Insurance Bureau in accordance with
soldiers and sailors civil relief act
Interest and rents 4
Profit on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts not involving life con
tingencies
Dividends left with the company to accumulate at interest
M iscellaneous
86072835
353162
65068214
4287299
20824412
4833644
2380207
Total income 1983819773
Carried forward11245935403Insurance Department of Georgia
367
Disbursements
Net amount paid polieyholders for losses and matured endowments 769797556
Legal and administrative expenses in adjustment of claims 13000
Commissions and allowances to agents
First year 69041179
Renewal 72860305
141901484
Salaries of officers and employes 65521389
Rents and interest 8510645
Advertising printing postage telegrams etc 14143945
Paid polieyholders for dividends and war hazard premiums returned 233690879
Loss on sale and decrease by adjustment of assets 608297
Other items
Surrenders medical fees taxes etc 251163200
Total disbursements 1485350395
Balance 9760585008
Ledger Assets
Book value of real estate 90969085
Mortgage loans
First liens 2631539407
Other than first liens 32800000
Ground rents 5175166
2669514573
Bonds at book value 5642028162
Deposits at interest 3134007
Other items
Collateral loans 231500500
Policy loans 1123073343
Premium notes 12176
Premiums reported to War Risk Insurance Bureau
in accordance with the soldiers and sailors civil
relief act 353162
1354939181
Total ledger assets as per balance No 23 9760585008
NonLedger Assets
Interest and rents due and accrued 1
Market value of assets over book value 1
Other items
Net amount of uncoileeted and deferred premiums paidfor basis 189855559
Sundry payments made in advance matured en
dowments 1843200
Annuities 578193
Supplementary contracts 68740
Total assets10211638799
138348701
20359398
2490133
Deduct Assets Not Admitted
None
Total admitted assets10211638799
Liabilities
Net amount of unpaid losses and claims 62855732
Reserves on risks outstanding 9170152700
Dividends to polieyholders declared but unpaid 263726213
Salaries and miscellaneous accounts due or accrued 4105482
Taxes due or accrued 48139500
Other items
Including special reserve for possible taxes for 1919 202925119
Total amount f liabilities except capital 9751904746368
Annual Report
Capital actually paid in cash ISSSSM
Surplus over all liabilities 259734053
Surplus protection to policyholders 4597340o3
ul4 10211638799
Total liabilities
Business in Force Life Insurance Companies
Ordinary
In force December 31 1917356462200
Issued revived or increased during year 441 638171L00
Deduct ceased to be in force during year 1 IISItoino
In force December 31 1918 4lt833J0100
Business in Georgia
Ordinary
In force December 81 1917 i9qr2700
Issued revived or increased 340507300
Deduct ceased to be in force during the year 46082700
In force December 81 1918 Ifjjeioo
Net lossespaid during year death claims jj22nn
Net losses incurred during year death claims tiinvu
Investments in Georgia
Bonds estimated SSfriK
Mortgage loans islMOO
Policy loansldloduu
Total investments in Georgia 69717800
PRUDENTIAL INS CO
755 to 769 Broad St Newark N J
Forrest F Dryden President Willartf I Hamilton 2d VicePrest and Secy
Attorney for service in Georgia J M Skinner Atlanta
Kind of business done in Georgia Life Insurance
Capital Stock
Amount of paidup CapitalKim
Ledger assets December 31 1917 41766539486
Extended at47766539486
Income
Gross premiums on new business ordinary 5I9a1c i
Gross renewal premiums ordinary 405440bbt
Deduct amounts paid for reinsurance otiSianA
Industrial premiums 7BHM4u
lremiums advanced under soldiers and sailors civil
relief act lttuai
Total premiums11lotlll
interest and rents 1 m 7iq2
Profit on sale and increase by adjustment of assets issraioio
Other sources
Consideration for supplementary contracts not Involving lite con
129617254
3037265
tingencies
Dividends left with the company to accumulate at Interest
Borrowed money gross used in part payment of company s sub
scription for 60000000 Fourth Liberty Loan bonds 4000000000
Dividend returned to company for distribution to policyholders on
par value of capital stock of the company purchased pursuant toInsurance Department of Georgia
369
the provisions of Chapter 99 of the laws of New Jersey for the
year 1913 and assigned to Austen Colgate trustee for the policy
holders of the company 176 00
Conscience fund o onooo
Deposits to secure rent under lease 2S7K
Exchange premium on New York funds transferred to Canada94rfo
Total income includes 40000000 borrowed money19099712391
r 66866251877
Carried forward v
Disbursements
5776850536
441429
1945303970
1098312507
124584946
103359432
1326411705
207921504
70306801
Net amount paid policyholders for lasses matured endowment an
nuities and surrendered values
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year ordinary fV ibq ii
Renewal ordinary 1518914
Industrial l14bUlttb
Salaries of officers directors trustees employes branch office ex
penses medical examiners fees and inspection of risks
Rents
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Paid for claims on supplementary contracts not involving life
contingencies
Dividends and interest thereon held on deposit surrendered dur
ing the year
Paid stockholders for interest on dividends
Legal expense not included
Furniture fixtures and safes
Repairs and expenses other than taxes
Taxes on real estate
State and provincial taxes on premiums
Insurance department licenses and fees
State excise taxes
New Jersey tax on surplus
Municipal taxes and licenses
Local licenses and privilege taxes
Provincial taxes on interest receipts
United States revenue tax and Canadian war tax
United States capital stock tax
United States war tax on insurance
Law library
Expenses of annual audit by public accountants
Expense of examination by New Jersey State department
Sundrv general expenses includes contribution of 1296220 to
ward expenses of the Association of Life Insurance Presidents
of which 11983 was disbursed by them for legal expenses and
239250 for legislative expenses and 83000 Red Cross and
other war relief contributions
Premiums on surety bonds J
Investment expense account including 24000 for company s oc
cupany of its own buildings
Legislative expenses
Service retirement and insurance allowances paid and payments
made to disabled home office and field employes
Military and naval service allowances paid to home office and held
employes
Expenses on account of service disability allowances
Business conferences
Expenses in connection with mutualization of company
Premiums paid on capital stock of the company purchased pursuant
to the provisions of Chapter 99 of the laws of New Jersey for
the year 1913 and assigned to Austen Colgate trustee for the
policyholders of the company
Total disbursements11172225330
Balance 55694026547
1
450
48
203
640
463
1633
53
41
150
23
4
11
9
350
10
1
59669
00000
bo860
60471
57326
99720
88000
59349
41410
89205
61650
72926
33932
47450
05050
38572
86559
150000
31000
35039173
283431
8926895
349727
33121871
815868
107272
5917013
538188
19075500
370
Annual Report
Ledger Assets
Book value of real estate 1954892317
Mortgage loans first liens 13191662720
Bonds at book value 34940058927
Stocks at book value 397435074
Cash in office and in transit 1948480
Deposits at interestper schedule E 660142114
Deposits not at interest 63216125
Agents balances net 699012
Other items
Par value of capital stock of the company purchased pursuant to
the provisions of Chapter 99 of the laws of New Jersey for the
year 1913 and assigned to Austen Colgate trustee for the
policyholders of the company 188973750
Loans secured by pledge of bonds stocks or other collateral 207293500
Loans made to policyholders on this companys policies assigned
as collateral 4086981891
Premiums advanced under soldiers and sailors civil relief act 722637
Total ledger assets as per balance No 2355694026547
NonLedger Assets
Interest and rents due and accrued 708019538
Market value of assets over book value stocks 130782666
Other items
Dividend to be returned to company for distribution to policy
holders on par value of capital stock of the company purchased
pursuant to the provisions of Chapter 99 of the laws of New
Jersey for the year 1913 and assigned to Austen Colgate trus
tee for the policyholders of the company 42519094 Dividend
declared December 23 1918 payable and paid January 2 1919 to
stockholders of record December 31 1918 and returned to com
pany by trustee January 8 1919 42519094
Net amount of uncollected and deferred premiums 981107449
Supplies stationary printed matter furniture fixtures safes and
law library 7005204
Gross assets57563460498
Deduct Assets Not Admitted
Agents balances 319012
Bills receivable 380000
Other items
Par value of capital stock of the company pur
chased pursuant to the provisions of Chapter
99 of the laws of New Jersey for the year 1918
and assigned to Austen Colgate trustee for the
policyholders of the company 188973750
Supplies stationery printed matter furniture fix
tures safes and law library 7005204
Premium notes policy loans and other policy as
sets in excess of net value and of other policy
liabilities on individual policies 16991
Book value of ledger assets over market value viz
bonds and stocks 220534597
Total not admitted assets 417229554
Total admitted assets Includes 40000000
Fourth Liberty Loan bonds purchased with bor
rowed money 57146230944
Liabilities
Net amount of unpaid losses and claims including claims in process
of adjustment or adjusted and not due 6
Reserves on risks outstanding4G9
Dividends declared but not yet due payable in 1919 17
Apportioned to the credit of deferred dividend policies payable after
1919 13
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued 1
Taxes due or accrued 2
00619065
37754200
39612500
84323779
77766550
05913842
01641466Insurance Department of Georgia
371
Borrowed money 40000000 and interest thereon 18888927 40
000000 used in part payment of companys subscription for
60000000 Fourth Liberty Loan bonds 4018888927
Other items
Present value of amounts not yet due on supplementary contracts
not involving life contingencies 236351118
Present value of amounts incurred but not yet due for total and
permanent disability benefits 23335790
Due and unpaid on supplementary contracts not involving life
contingencies 3130697
Unearned interest and rents paid in advance 108292373
Premiums paid in advance including surrender values so applied 211517242
Dividends left with the company to accumulate at interest and ac
crued thereon 5397199
Unpaid dividends to stockholders 45000000
Reserve for service insurance allowances home office and field em
ployes 14548500
Surrender values due and unpaid 94375
Premium over par value of the capital stock of the company not
yet purchased for the policyholders 89312625
Deposits to secure rent under lease and accrued interest thereon 302250
Total amount of liabilities except capital55803802498
Capital actually paid in cash 200000000
Surplus over all liabilities 1142428446
Surplus protection to policyholders 1342428446
Total liabilities including 40000000 borrowed to purchase Fourth
Liberty Loan bonds57146230944
188973750 par value of the capital stock of the company has been pur
chased pursuant to the provisions of Chapter 99 of the laws of New Jersey for the
year 1913 and assigned to Austen Colgate trustee for the policyholders of the
company
Business in Force Life Insurance Companies
Ordinary Industrial
In force December 31 1917141867043800 203976729700
Issued revived or increased during year 33780801800 41017979200
Sum 175647845600 244994708900
Deduct ceased to be in force Turing year 11426881100 20039840000
In force December 31 1918 164220964500 224954866900
Business in Georgia
Ordinary
In force December 31 1917 1950529500
Issued revived or increased 291847000
Sum 2242376500
Deduct ceased to be in force during the year 114922600
In force December 31 1918 2127453900
Net losses paid during year 32680411
Net losses incurred during year 354404 33
Investments in Georgia
Bonds 608639440
Mortgage loans 286972500
Policy loans 138212100
Cash in Georgia banks 605583
Total investments in Georgia 1034429623
RELIANCE LIFE
Fifth Ave and Wood St Pittsburgh Pa
Jas H Reed President H G Scott Secretary
Attorney for service in Georgia J C Husbands Atlanta372
Annual Report
Capital Stock
Amount of paidup capital
Ledger assets December 31
1917
100000000
726762704
Extendpd at 726762704
Income
Oross premiums on new business
Gross renewal premiums
Deduct amounts paid for reinsurance and return
premiums
Total premiums
Profit on sale or increase by adjustment of assets
Other sources
Receipts Accident and Health department
Cons supplementary contr
Dividends left with company
91227035
248566694
8215613
17395494
3559194
870429
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents
First year s
Renewal
Salaries of officers and employes
Rents
61924551
10788366
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Annuities
Prem notes voided by lapse
Cash surrender values
Accident and Health department
Taxes and all other items
194191
2068410
10170578
15765233
50475044
Total disbursements
Balance
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Bills receivable
Outstg Accident and Health premiums
War savings stamps etc
Policy loans and premiun
36836762
132814
21825117
390372809
1117135513
93332064
72712917
9865117
2229000
4216537
12737968
56250
78679456
273829309
843306204
16359640
100746998
494330215
15400000
195000
56812385
1533000
13192877
premium lien notes
2149061
3340149
82218
139264661
Total ledger assets as per balance No 28
NonLedger Assets
144836089
843306204
Interest due and accrued
Market value of assets over book value
Other items
Office fixtures
tents due
11287526
3125614
6620056
214900Insurance Department of Georgia
Due from other companies account reins claims
Deferred and uneollected premiums
500000
36471276
Total assets
Deduct Assets Not Admitted
373
43806232
991525576
Agents balances
Bills receivable 13658994
Other items 2149061
Office fixtures
6620056
Total not admitted assets
22428111
Total admitted assets
879097465
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding 9231047
Dividends to policyholders declared but unpaid 723585200
Salaries and miscellaneous accounts due or accrued 4348030
Taxes due or accrued accrued 655100
Other items 3550000
Accident and Health department reserve rq n
Accident and Health department explnle ss1
Premiums paid in advance 1318156
Unearned interest and rents paid in advance illlnll
Commissions due agents auvance 1459036
Present value supplementary contracts nHHt
rr t 17431411
lotal amount of liabilities excent canitni
Capital actually paid in cashP CaPaly V XXX v 758800788
Surplus over all liabilities 100000000
Surplus protection to policyholders
120296677
Total liabilities
879097465
Business in Force Life Insurance Companies
In force December 31 1917 Ordinary
Issued revived or increased during year 8656371700
Sum B year 2734402700
Deduct ceased to be in force during year 11390774400
In force December 31 1918 1106648100
10284126300
Business in Georgia
In force December 31 1916 Ordinary
Issued revived or increased 274983000
m 111448000
Deduct ceased to be in force during the war 386431000
In force December 31 1918 34828700
Net losses paid during year 351602300
Net losses incurred during year 2942576
3502576
Premiums in Force Aliscellaneous Companies
In force December 31 1917
Written or renewed during year 15764221
Sums 3 22942067
Deduct ceased to be in force during vear 38706288
In force December 31 1918 17288477
Deduct amount returned 21417811
Net premium in force 7605883
13811928374 Annual Report
Business in Georgia During 1918
Gross Premiums
less Return Pre
miums on Bisks
Written or Re
newed during
the Year
134998
Accident 103923
Health j 238921
Totals
Investments in Georgia 49534
Policy loans
Total investments in Georgia
Gross Losses
Paid
36224
50626
86850
7149534
RESERVE LOAN LIFE
429 North Pine St Indianapolis Ind
Chalmers Brown President
Attorney for service in Georgia
Lite Insurance
G L Stayinan Secretary
C A West Atlanta
Kind of lusiness done in Georgia
Capital Stock
10000000
Amount of paidup capital 408704100
Ledger assets Decembei 31 1917 4j0804100
Extended at
Income
Gross premiums on new business
G
Deduct
premiums
rammrtiTW reinsurance and return
41241677
73514831
803994
Total premiums
pfoflToAreoMnoreasV by adjustment of assets
Other sources
Policy coupons
survivorship distribution funds etc
114691681
19040272
1080
3303742
Total income
Carried forward
137036775
545740875
Disbursements
alldia1 Wustmentof bairns V
Commissions and allowances to agents 14702434
First year 2627679
Renewal
Salaries of officers and employesV
s d gprtottaW postage telegrams etc

28618954
142237
17330113
8236154
780000
1915346
2801566
6898
HSarStmentoiassets
0tSurrenTer values agency expenses examinations licenses taxes 63 51543
fees etC 136182811
Total disbursements V j j409558064
BalanceInsurance Department of Georgia
375
Ledger Assets
Pook Talue of rfeal estate
Mortgage loans first liens SJr000
Bonds at book value 2o9150o90
Cash in office 20085396
Deposits at interest 81699
Agents balances net 14596206
Other items 752170
PtifiatSnSet1emiUm nteS overnment Premiums war saving cer
105167003
Total iedger assets as per balance No 23 409558064
NonLedger Assets
Interest due and accrued
Other items 9852440
Unearned Fire Insurance premiums g
Ttal aSSetS 4283353si
Deduct Assets Not Admitted
Agents balances
Other items 1010119
Prem Notes and net prems excess 12 7RQ 81
Book value of bonds over market 165976
Total not admitted assets 24530 76
Total admitted assets 425882275
Liabilities
Net amount of unpaid losses and claims c1
Reserves or unearned premiums on risks outstanding fSkZiZ
Dividends to policyholders declared but unpaid aUHZ
Salaries and miscellaneous accounts due or accrued nT
Taxes due or accrued 520517
Other items 3000000
Special funds
Policy coupons and interest iiRfiinVo
Suspense account 26239
18176805
Total amount of liabilities except capital qQS Aa
Capital actually paid in cash V ionhnnnn 3834149
Surplus over all liabilities 160 48l26
Surplus protection to policyholders7T777TTTTT777T 260 481 26
Total liabilities
425882275
Business in Force Life Insurance Companies
In force December 31 1917 Ordinary
Issued revived or increased during year l8qnn
Deduct ceased to be in force during year 3n2 JM9
In force December 31 1918 M9 85500
3146512100
Business in Georgia
In force December 31 1917 Ordinary
Issued revived or increased 113668100
Sum 18450000
Deduct ceased to be in force during the year HS3100
In force December 31 1918 B 23101600
Net losses paid during year 108911500
Net losses incurred during year 1298165
6 1098165gyg Annual Report
Investments in Georgia
51620000
Mortgage loans 5204963
Policy loans
Total investments in Georgia
56824963
SECURITY MUTUAL
Corner Court and Exchange Sts Binghampton N Y
Charles A La Due Secretary
David S Dickinson President
Attorney for service in Georgia F V Coleman 812 Empire Bldg Atlanta
Kind of business done in Georgia Life insurance
Capital Stock
Ledger assets December 31 1917
Extended at
833717775
833717775
Income
27440317
Gross premiums on new business i67124966
SanTo reinsurance and return M
premiums
Total premiums
WaderlncreasV byadjustment offsets
Profit on sale or
0tPeremSr tinder soldiers and sailors civil relief j
Conderationior Bupplcmentwycontracts not in
DivleftKny to accumulate
13981
451644
1281656
192965158
43454543
245996
1747281
Total income
Carried forward
238412978
1072130753
Disbursements
adSnlsSnserirXsntof ciaims IV
Commissions and allowances to agents 10492769
First year 10613346
Renewal
Salaries of officers and employes
Advertling
ESl2 gSFSrAZZ Assets
Other items
Federal corporation taxes
Corporation taxes State and city
608875
1483270
2693720
878825
State taxes on premiums
Ins Dept licenses and fees
Paid for claims on supplementary clauses not in
volving life contingencies
Dividends and interest surrendered during year jy
Agency supervision and traveling 08174
Branch office expenses
98326585
264697
21106115
11139746
3438336
1990464
13782619
235476
2092145
3572545
415156
566995
12364771
lied
examiners fees and inspections
2784040Insurance Department of Georgia
377
Legal expenses 695942
3479982
Furniture and fixtures 212228
Kepairs real estate 2660814
Taxes real estate 1348408
4221450
Total disbursements 176999782
Balance 895133671
Ledger Assets
Book value real estate 74357007
Mortgage loans first liens 292087500
Bonds at book value 330302824
Stocks at book value 2635000
Cash in office 1250628
Deposits at interest 18701755
Deposits not at interest 5535872
Agents balances net 2415659
Other items
Premiums reported on U S monthjy difference
lists to War Risk Bureau under soldiers and
sailors relief act 13981
Loans to policy holders on companies policies as
collateral 161058745
Premium notes on policies in force 6234933
Suspense account 539767
167847426
Total ledger assets as per balance No 23 895133671
NonLedger Assets
Interest and rents due and accrued 16478720
Market value of assets over book value 11842993
Other items
Due from other companies for lossesvreinsured 700000
Net uneollected and deferred premiums 21705417
Due from Pittsburgh Life Trust Co dissolved 62048
22467465
Total assets 945922849
Deduct Assets Not Admitted
Agents balances 2415659
Other items
Premium notes policy loans etc in excess of net
value and other liabilities on policies 1714520
Book value of ledger assets over market value 2447366
Total not admitted assets 6577545
Total admitted assets 939345304
Liabilities
Net amount of unpaid losses and claims 18028516
Reserves or unearned premiums on risks outstanding 881943335
Dividends to policynolders declared but unpaid 5648474
Salaries and miscellaneous accounts due or accrued 2876419
Taxes due or accrued 40000i00
Other items
Credit acct Carly policies 32104 Beeville Bank
judgment 640027 672131
War extra premiums subject to refund 120000
Estimated cost of defending pending suits 75000
Deferred dividends provisionally ascertained 7041446
Premiums and unearned interest paid in advance 2847793
10756370
Total amount of liabilities except capital 923253114
Surplus protection to policyholders 16092190
Total liabilities 939345304378
Annual Report
Business in Force Life Insurance Companies
Ordinary Industrial
hr 1 1917 3623200 5461621800
JssueTrSTr 3Zi d year 14500 352500
ISSit ceased to be ineduring year 3656 00 5 0l 92500
In force December 31 1918
Business in Georgia
Ordinary
In force December 31 1917 1Iroo
Issued revived or increased ljisioo
Deductceasedto bein force during the year JOO
In force December 31 1918 o no
Net lossespaid during year itinci
Net losses incurred during year iou
Investments in Georgia
BondsCentral of Georgia R R consolidated 5s
due Nov 1 1945 112 000 00
Mortgage loans SiKnftnfi
Policy loansLiens and notesououo
Total Investments in Georgia
Industrial
212072085
19647175
231719260
22750868
208968392
4706476
4917768
24217888
SOUTHERN STATES LIFE
133 Candler Bldg Atlanta Ga Mitylene Ala
Wilmer L Moore President Frank Orme Secretary
Attorney for service in Georgia W L Moore Atlanta
Capital Stock
Amount of paidup capital 10000000
Extended at 222433829
Income
Gross premiums on new business
Gross renewal premiumsi
Deduct amounts paid for reinsurance and return
premiums
15389160
65299219
3543434
Total premiums
Interest and rents
Other sources
Dividends left to accumulate
Received from bank failures
465659
81634
77144945
12561954
547293
Total income 90254192
Carried forVard 312688021
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year 10820655
Renewal 2116347
Salaries of officers and employes
Bents and interest
Advertising printing postage telegrams etc
19977739
351223
12937002
5321952
473634
1746107Insurance Department of Georgia
379
Paid policyholders for dividends
Loss on sale and decrease by adjustment ofassets 4550266
Other sourcesAnnuities assets 104828
Other items 12320365
Internal revenue
Gen L I 5 6962
City taxes 284090
War tax on insurance 414537
State tax on premiums 99641
Ins Dept L and fees 623670
Stats exam exp 49302
Actuarial exp 37211
Directors and Comm 324300
Legislative 123573
Ins Jrnls 12395
Officers trav 38085
Incidentals 84262
Investment 682345
Real estate ex and taxes 113801
Agts bal charged off J522
o 26912
ro u 3837608
lotal disbursements
61620724
Balance
251067297
Ledger Assets
Book value of real estate
Mortgage loans 698735
First liens
Other than first liens 99325878
342985
Bonds at book value 99668863
Cash in office 74632 84
Deposits at interest 517121
Deposits not at interest 35924299
Other items 107483 66
Policy loans including automatic loans 771 Qi nn
Loans secured 7 TIJ94u99
Prem notes 13657082
Bills ree 3338951
Furniture and fixtures oo5804
Mortgage expenditures 1280270
Sundry susp 43439
p a coupon 22498
Dishonored checks 18250
War loans 63493
2243
r 96046629
lotal ledger assets as per balance No 23 H
25106729
NonLedger Assets
Interest due and accrued
Other items 2026891
Due from reinsurance company
Net uncollected and deferred premiums 7o59660
7709660
Total assets
260803848
Deduct Assets Not Admitted
Bills receivable
Other items 425804
Furniture and fixtures
N G checks 1280270
Sundry susp 13193
Prem notes and loans in excess of policy iiab 128847
Total not admitted assets
1870612
Total admitted assets
I 258933236380
Annual Report
Liabilities
5 0 627 44
Net amount of unpaid losses and claims is88557
Reserves or unearned premiums on risks outstanding 4 88500
DMdends to policyholders declared but unpaid assilos
Salaries and miscellaneous accounts due or accrued 3 00000
Taxes due or accrued
Other items 17 736 34
Dividends left to accumulate Vinn
Premiums paid in advance osnin2
Com due agents on prem notes 34 22070
Policy reserves 1333012
Other sources 13ddOlJ
Total amount of liabilities except capital 245118782
Capital actually paid in cash 38 14454
Surplus over all liabilities 3814454
1 tft 144 S4
Surplus protection to policyholders ocL
258933236
Total liabilities
Business in Force Life Insurance Companies
Ordinary Industrial
tww 31 1917 1066982000 2125877700
In force December 31 lai v 9 9a44n1 nn 5138 733 00
Issued revived or increased during year illll22100 439751000
seSs sk xs
Business in Georgia
Ordinary
101 1066982000
In force December 31 1911 v 2 284 401 00
Issued revived or increased 1295422100
Deduct ceased to be in force during the year 11 763 034 00
In force December 31 1918 106663 00
Net losses paid during year 12790 00
Net losses incurred during year
Investments in Georgia
50570878
Mortgage loans 136 57082
Collateral loans 432 78900
Policy loans 1 qo 004 04
Cash in Bank at interest I984a
Total investments in Georgia 126796284
STANDARD LIFE
200 Auburn Ave Atlanta Ga
Herman E Perry President Harry H Pace Secretary
Kind of business done in Georgia Life Insurance
Capital Stock
Amount of paidup capital 29513218
Ledger assets December 31 1917 29DldJl8
Extended at
Income
Gross premiums on new business 1 qrt
Gross renewal premiums i5Bdmop
Total premiums
29513218
33932777Insurance Department of Georgia
381
Interest and rents 1774882
Other sources
Installment by employes on bonds 4580
Total Income 35712239
Carried forward 65225457
Disbursements
Net amoutn paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year 6609337
Renewal 804726
Salaries of officers and employes
Rents and interest
Adertising printing postage telegrams etc
Other items
Federal State and municipal taxes
Paid stockholders for dividends
Furniture and fixtures
Medical fees and inspection
Miscellaneous
Total disbursements
Balance
502057
750000
390104
3046735
3372342
7973347
18116
7414063
1615844
171666
1040918
8061238
26295192
38930265
Ledger Assets
Mortgage loans
First liens
Other than first liens
Bonds at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
War savings stamps
Bills receivable
8196576
81455
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Other items
Net amount of uncollected and deferred premiums
Furniture and fixtures
Total assets
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Furniture and fixtures
Amortization
Mortgage loansecond
699863
87595
812898
48933
81455
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
8278031
25896939
942477
2487175
1077251
699863
74743
87595
41430265
543905
6821778
812898
49608846
1730744
45378102
632485
29281620
509179382
Annual Report
Taxes due or accrued 591216
Other items
Employes bond installments 4580
Unearned int paid in advance 28500
Unpaid subscription on Liberty bonds 2500000
Total amount of liabilities except capital 33547580
Capital actually paid in cash 12500000
Surplus over all liabilities 1830522
Surplus protection to policyholders 14330522
Total liabilities 47878102
Business in Force Life Insurance Companies
Ordinarv
In force December 31 1917 517449100
Issued revived or increased during year 604150100
Sum 1121599200
Deduct ceased to be in force during year 300727200
In force December 31 1918 820872000
Business in Georgia
Ordinary
In force December 31 1917 176834600
Issued revived or increased 183608200
Sum 360442800
Deduct ceased to be in force during the year 76617800
In force December 31 1918 283825000
Net losses paid during year 2996899
Net losses incurred during year 2996899
Investments in Georgia
Bonds 14720000
Mortgage loans 3172399
Policy loans 887181
Total investments in Georgia 18779580
STATE LIFE INS CO
The State Life Bldg Indianapolis Ind
H W Bennett President Albert Lahm Secretary
Attorney for service in Georgia C V La Craw Atlanta
Capital Stock
Ledger assets December 31 1917 1847513349
Extended at 1847513349
Income
Gross premiums on new business 52268335
Gross renewal premiums 274590649
326858984
Deduct amounts paid for reinsurance and return
premiums 1346888
Total premiums 325512096
Interest and rents Q98 64 47
Other sources
Consideration for sup contracts not involving life
contingencies 23060 39
Dividends left with company to accumulate at
interest 2875496
Partial payments on voided notes 506 75Insurance Department of Georgia
383
4705
5236915
From agents balances previously charged off
Total income 440613258
Carried forward 2288126607
Disbursements
Net amount paid policyholders for losses 1 362 218 99
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year 33388425
Kenewal 21462192
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Miscellaneous
Medical examiners and inspection fees
Disct on prems paid in advance
Real estate expenses and taxes
State and Federal taxes and miscellaneous fees
Agency supervision and branch office expense
229915
54850617
15227276
2020938
3471791
59836088
427309
2833085
3578421
2028034
6784035
6324025
4224357
25771957
Total disbursements
Balance
298057790
1990068817
Ledger Assets
Book value of real estate 108139113
Mfage lleDS 1119300638
Bonds at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Loans made to policyholders on this companys
policiesj
Premium notes on policies in force
Prems War Risk Insurance Bureau
462216901
5132832
53321
242739185
1327072
48618071
2541684
467403054
Total ledger assets as per balance No 23 1990068817
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Net amount of uncollected and deferred premiums 191 283 82
Unearned premiums for fire insurance home office
building 270000
22801413
15442034
19398382
Total assets 2047710646
Deduct Assets Not Admitted
Agents balances
Other items
Book value of bonds over market value
Policy assets in excess of net value
Overdue and accr int on bonds in default
3489839
6936185
747015
71250
11244289
Total not admitted assets
Total admitted assets 2036466357
Liabilities
Net amount of unpaid losses and claims 194086 20384 Annual Report
Reserves or unearned premiums on risks outstanding 1672822655
Dividends to policyholders declared but unpaid 3bl4b9do
Salaries and miscellaneous accounts due or accrued 54290bo
Other items
Dividends left with company to accumulate 7116562
Unearned interest and rent paid in advance 10526198
Reserve special or surplus funds not included in
N0 44 16046775
33689535
Total amount of liabilities except capital 1775054280
Surplus over all liabilities 261412077
Surplus protection to policyholders 261412077
Total liabilities 2036466357
Business in Force Life Insurance Companies
Ordinary
In force December 31 1917 853624600
Issued revived or increased during year 13674bl400
Sum 10021086000
Deduct ceased to be in force during year 689140300
In force December 31 1918 9331945700
Total 9331945700
Business in Georgia
Ordinary
In force December 31 1917 703536100
Issued revived or increased 86756000
Sum 790292100
Deduct ceased to be in force during the year 54302700
In force December 31 1918 735989400
Total 735989400
Net losses paid during year 3950000
Net losses incurred during year 4350000
Investments in Georgia
Mortgage loans 107180268
Total investments in Georgia 107180268
STATE MUTUAL LIFE ASSUR CO
340 Main St Worcester Mass
B H Wright President D W Carter Secretary
Attorney for service in Georgia F W Burr Atlanta
Kinds of business done in Georgia Life insurance with and without disability
provisions
Capital Stock
Ledger assets 5356060143
Extended at 5356060143
Income
Gross premiums on new business 119780188
Gross renewal premiums 712292111
Deduct amounts paid for reinsurance and return
premiums 2617215
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Premium notes restored less No 272 voided by
lapse 73000
20455084
67253551
1733745Insurance Department of Georgia
385
Supplemental contracts not involving lite contingencies
Dividends left to accumulate
10179167
22284727
Total income 1130979274
Carried forward 6487039417
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents
First year 44887071
Renewal 47895078
338488947
etc
92782149
17744004
6741480
8144849
170141958
1884554
23936759
109060861
19097025
6318900
Total disbursements 794341486
Balance 5692697931
Ledger Assets
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Taxes and fees
Annuities supplemental contracts and surrender values
Other administration expenses
Real estate expense
Book value of real estate
Mortgage loans per Schedule B
Bonds at book value
Stocks at book value
Cash in office
Deposits not at interest
Other items
Collateral loans
Premiums reported in accordance with soldiers and sailors civil
relief act
Policy loans
Deferred premium notes
Total ledger assets as per balance No 24
NonLedger Assets
173800000
1842239600
2577252950
151037138
96125
122021329
2500000
60110
822577079
1113600
5692697931
82689304
Interest due and accrued
Other items
Annuities paid in advance
Net uncollected and deferred premiums
Total assets 5885462094
287256
109787603
Deduct Assets Not Admitted
Other items
Book value of ledger assets over investment value 35592513
Total not admitted assets 35592513
Total admitted assets 5849869581
Liabilities
Net amount of unpaid losses and claims 44373200
Reserves or unearned premiums on risks outstanding 5148806445
Dividends to policyholders declared but unpaid 184861793
Salaries and miscellaneous accounts due or accrued 2304402
Taxes due or accrued 16000000
Other items
Supplementary contracts 58166067
Dividends left to accumulate 89214130
Premiums and interest in advance 9547744
Held for deferred dividends 17115600386
Annual Report
Unpaid surrender values and returned premiums 825962
Total amount of liabilities except capital 5571215343
Surplus over all liabilities 278654238
Surplus protection to policyholders 278654238
Total liabilities 5849869581
Business in Force Life Insurance Companies
Ordinary
In force December 31 191722250827300
Issued revived or increased during year 3021938700
Sum 25272766000
Deduct ceased to be in force during year 1257552700
In force December 31 1918 24015213300
Business in Georgia
Ordinary
In force December 31 1917 268486000
Issued revived or increased 90236200
Sum 358722200
Deduct ceased to be in force during the year 34923100
In force December 31 1918 323799100
Net losses paid during year 3331579
Net losses incurred during year 4031579
TRAVELERS INS CO
700 Main St Hartford Conn
Louis F Butler President James L Howard Secretary
Attorney for service in Georgia W W Willis 1622 Healey Bldg Atlanta
Kinds of business done in Georgia Life Accident Health Liability Workmens
Collective Business
Capital Stock
Amount of paidup capital 600000000
Ledger assets December 31 1917 9554967340
Extended at 9554967340
Income
Gross premiums on new business 477244706
Gross renewal premiums 1508319467
Gross premiums for disability and additional death
benefits 18758073
Deduct amounts paid for reinsurance and return
premiums 37624925
Total premiums 1966697321
Interest and rents 484821095
Profit on sale or increase by adjustment of assets 6305778
Other sources
Consideration for supplementary contracts not
involving life contingencies 72029541
Increase in liabilities on account of funds held under reinsurance
treaties 3608000
Exchange 1099201
Profit and loss miscellaneous 25947
From agents balance previously charged off 59
Total income 2534586942
Carried forward12089554282Insurance Department of Georgia
387
Disbursements
Net amount paid policyholders for losses I
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year 161481581
Renewal 74939545
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Paid for claims on supplementary contracts not involving life
contingencies
Mortgage loan expense
Taxes licenses and fees
All other disbursements
1017811615
2304509
236421126
166239750
25217683
22165109
6749162
27217540
69081016
7786324
66239707
37217774
Total disbursements 1684451315
Balance 10405102967
Ledger Assets
Book value of real estate 4
Mortgage loans first liens 41
4o
i
i
Bonds at book value
Stocks at book value
Deposits at interest
Agents balances net
Other items
Loans on companys policies
Funds held under reinsurance treaties
13
89669315
77163448
66358209
52087770
12646611
23772
90695942
16457900
Total ledger assets as per balance No 2310405102967
NonLedger Assets

168701447
44878980
Interest due and accrued
Market value of assets over book valuei
Other items
Due from other companies for losses or claims on policies of this
company reinsured 2200000
Net amount of uncollected and deferred premiums 268114526
Total assets
10888997920
Deduct Assets Not Admitted
Agents balances 23772
Other items
Overdue and accrued interest on bonds in default 11249766
Total nonadmitted assets
11273538
Admitted assets Life business 10877724382
Admitted assets Accident Health Liability Workmens Compensa
tion and Workmens Collective business 3979119637
Total admitted assets14856844019
Liabilities
Net amount of unpaid losses and claims 1
Reserves or unearned premiums on risks outstanding 101
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Liability on policies canceled upon which a surrender value may
be demanded
63127933
64640326
49394473
6468755
60433023
2930270388
Annual Report
Unearned Interest and rent paid in advance 28609071
Special reserves 7562830
Funds held under reinsurance treaties 16457900
Total liabilities Life business10499624501
Total liabilities Accident Health Liability Workmens Compensa
tion and Workmens Collective business 2895264605
Total amount of liabilities except capital13394889186
Capital actually paid in cash 600000000
Surplus over all liabilities 861954833
Surplus protection to policyholders 1461954833
Total liabilities14856844019
Business in Force Life Insurance Companies
Ordinary
In force December 31 191761723900400
Issued revived or increased during year 21407945700
Sum 83131846100
Deduct ceased to be in force during year 7702737900
In force December 31 1918 75429108200
Business in Georgia
Ordinary
In force December 81 1917 740900600
Issued revived or increased 230596200
Sum 971496800
Deduct ceased to be in force during the year 78088300
In force December 31 1918 893408500
Net losses paid during year 10749539
Net losses incurred during year 11613039
Investments in Georgia
Bonds and stocks 71973721
Mortgage loans 89610000
Policy loans 55070100
Total investments In Georgia 216653821
UNION CENTRAL LIFE
17 West Fourth St Cincinnati Ohio
Jesse R Clark President George L Williams Secretary
Attorney for service in Georgia T H Daniel Atlanta
Kinds of business done in Georgia Life Insurance
Capital Stock
Amount of paidup capital 200000000
Ledger assets December 31 1917 11654851783
Extended at 11654851783
Income
Gross premiums on new business 317096788
Gross renewal premiums 1622892867
Premiums reported during year to War Uisk In
surance Bureau 292141
Total premiums 1940281796
Interest and rents 758486188
Profit on sale or increase by adjustment of assets 682612
Other sources
Consideration for supplementary contracts 21945083
Dividends left with company to accumulate at in
terest 4118890Insurance Department of Georgia
389
Proceeds of policies left with company to accumu
late at interest
Other receipts
Total income
Carried forward
41172845
39592087
106828905
2806279501
14461131284
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Renewal 119568117
102920952
1005921
Salaries of officers and employes
Rents and interest
PMrrnsl IIntlnf Postage telegramsetc
Paid policyholders for dividends f
SKe and decrease adjustment of assets oHls
Other items
Other payments to policyholders 641683558
51538316
56399042
10175499
12771804
Taxes
Mortgage loan expense
Medical examiners fees and inspections
All other disbursements
594385942
54343
223494990
66874606
17540074
13153635
Total disbursements
Balance
887498219
2155747865
12300383419
Ledger Assets
Book value of real estate
Mortgage loans first liens
267018509
Bonds at book value 9374404228
Cash in office
Deposits at interest
Deposits not at interest
Other items
f Sin8 SiOIteLt0 War Risk Insurance Bureau 2 53115
Loans to policyholders 1R438 7R9 1R
premium notes 1ffIi
Total ledger assets as per balance No 23
NonLedger Assets
463049600
3115340
155092868
56395
2042646479
12305383419
Interest due and accrued
Other items
Net amount of uncollected and deferred
miums
426555404
pre
85275878
Total assets
85275878
12817214701
Deduct Assets Not Admitted
Other items
FrTJlm n0tes poilcy loans and other policy
assets in excess of net values s
Schedule A re1 eSta6 Ver mark 1ue s
BScheduieeDf Market vaiue see
Total not admitted assets
Total admitted assets
43833
372422
350000
766255
12816448446390
Annual Report
Liabilities
1 033 587 97
Net amount of unpaid losses and claims 105739o8200
Reserves or unearned premiums on risks outstanding 4 oqa 829 56
Dividends to policyholders declared but unpaid 30437344
Salaries and miscellaneous accounts due or accrued 3i463l84
Estimated amount payable for taxes
0tSurpof Life rate end and dif div policies 583994300
Present value of installment settlements 14a5aKn
Dividends left to accumulate at interest iiAftHSns
Premiums paid in advance iImQ3R
Other liabilities iatiuino 901477078
Total amount of liabilities except capital 12142077559
Capital actually paid in cash li70887
Surplus over all liabilities 474370887
4 K 74 TOR 8T
Surplus protection to policyholders oiiqiv
12816448446
Total liabilities v
Business in Force Life Insurance Companies
Ordinary
Q1 1Q1 52234042700
In force December 31 1911 7fifln2 158 00
Issued revived or increased during year gggsssioo
Sum ai a99 00
Deduct ceased to be in force during year 540o
In force December 31 1918
Business in Georgia
Ordinary
1Q17 2349409600
In force December 31 1911 v 4553 772 00
Issued revived or increased 28052868oO
Deduct ceased tobe in force during the year 2603681300
In force December 31 1918 qiris7ts
Net losses paid during year
Net losses incurred during year
31648778
32087178
Investments in Georgia
Mortgage loans
Policy loans
Premium notes
Cash in bank
28418532
87036658
11750674
2845621
Total investments in Georgia 130051485
UNITED LIFE ACCIDENT
24 South Main St Concord N H
S W Jameson President Robert J Merrill Secretary
Attorney for service in Georgia W M Hardy Rome
Kinds of business done in Georgia Life and Accident Insurance
Capital Stock
Amount of paidup capital 22222gS
Ledger assets December 31 1917 123883000
173883050
Extended at v
Insurance Department of Georgia
391
Income
Gross premiums on new business
Gross renewal premiums
7058212
24159845
Total premiums
Interest and rents
Other sources
Consideration for supplementary contracts not in
volving life contingencies
Agents balances charged off
Borrowed money
Misc items
882400
6736
2170924
48759
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustmentof claim
Commissions and allowances to agents aim
First year
Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Claims on sup contracts
Other items
Agency sup and tray exp
Branch office exp
Med ex fees and inspections
Legal expense
Furniture and fixtures
Repairs and exp on real estate
Taxes on real estate
State tax on prems
Ins dept fees
Taxes
Borrowed money sub andagentsbal
Total disbursements
Balance
Ledger Assets
Book value of real estate
Mortgage loans
Bonds at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Collateral loans a
Policy loans
Premium notes
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Amortized value of bonds over book
Net uncollected and deferred prems
Total assets
3203105
553890
2005561
566787
972671
65500
62140
140118
2977200
85705
i 89375
704138
2536124
51218057
7025020
3108819
41351896
165234946
1325000
9177732
467243
284311
2699363
12557427
64200
3756995
3104864
364694
1541073
32500
25000
7694037
29107624
136127322
1715094
68723857
52152789
69368
354580
1680219
401440
10969975
136127322
2474789
184906
2983674
141770691392 Annual Report
Deduct Assets Not Admitted
461440
Agents balances v
remTotes and policy loans in excess of net value 397496
858936
Total not admitted assets
140911755
Total admitted assets
Liabilities
o 375 72
Net amount of unpaid losses and claims 617o6500
Reserves or unearned premiums on risks outstanding g34 Q7
Salaries and miscellaneous accounts due or accrued 325000
Taxes due or accrued
Other items 404 94
Tremiums paid In advance 552o5
Unearned interest and rent silOO
Medical examiners fees n 1042o
Miscellaneous 1443149
Total amount of liabilities except capital AAW0aa6
Capital actually paid in Cash 00 161 27
Surplus over all liabilities oUltoli
Surplus protection to polieyholdersf
S 140911755
Total liabilities
Premiums in Force Miscellaneous Companies
Ordinary
Q1 101 776240100
In force December 31 1917 250094900
Issued revived or increased during year 1026335000
Deduct ceased to be in force during year 880663lO0
In force December 31 1918 880663100
Total
Investments in Georgia
Ordinary
1Q 10850000
In force December 31 1911 v 31492900
Issued revived or increased 42342900
Deduct ceased tobe in force during the year 37942900
In force December 31 1918 il07 14
Net losses paid during year ll0714
Net losses incurred during year
Investments in Georgia
Policy loans113
I 1 Q GO
Total investments in Georgia
VOLUNTEER STATE LIFE
Volunteer State Life Bldg Chattanooga Tenn
Z C ratten President E Leon Porter Secretary
Attorney for service in Georgia Miss Carrie Porter Atlanta
Kind of business done in Georgia Life Insurance
Capital Stock
Amount of paidup capital 20000000Insurance Department of Georgia
393
Ledger assets December 31 1917 300157180
Extended at
300157180
Income
Gross premiums on new business
Gross renewal premiums
Deduct amounts paid for reinsuranceandreturn
premiums
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
consideration for supplementary contracts
Other sources
Gain from worthless notes charged off j
Gain from unpaid checks charged off
Mercury Reinsurance Co 500000 premiums
paid in advance 25774
Premiums pending
Total income
Carried forward
17731027
78041721
4600946
2499
7206
525774
122833
91156484
23954450
180035
2370200
658312
118319481
1 418476661
Disbursements
Net amount paid policyholders for losses
Commit administrative expenses in adjustmentof claims
Commissions and allowances to agents
EeneVa1 10772126
Kentwal 3889970
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
OthS it Sale aDd decrease by adjustmentof assets
Space will not permit itemizing these disbursements
Total disbursements
Balance
27273077
77876
14662096
4938415
711456
943859
2555048
4357
20800888
71967072
346509589
Ledger Assets
Book value of real estate
Mortgage loans first liens n fAiVSSf9
Bonds at book value 1SL4I7li
Collateral note 77109916
Cash in office 69674
Deposits at interest 92
Deposits not at interest TSnSs
Agents balances net IcSSl1
Other items 430772
Premium notes 1349685 policy loans 74542887 75892572
Total ledger assets as per balance No 23 ziQZ
101
Interest due and accrued
Other items
Unreported premiums
Total assets
NonLedger Assets
5660116
7292441
359462146394
Annual Report
Deduct Assets Not Admitted
Agents balances 604210
Other items
Premium notes policy loans and other policy as
sets in excess of net value and ot other policy
liabilities on individual policies 330000
Total not admitted assets
Total admitted assets
934210
358527936
Liabilities
Net amount of unpaid losses and claims 8nIn5o
Reserves or unearned premiums on risks outstanding 19705Z
Dividends to policyholders declared and previously ascertained 546o670
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued 1000000
Other items
Legal reserve policies in force 304930b00
Present value supplementary contracts not due 4137775
Unearned interest 5oI
Commissions due agents 149146
Medical fees 22liR
Reserve for extra premiums war permits 3045630
Mercury Reinsurance Co 1500000
Miscellaneous 234949 316273397
Total amount of liabilities except capital 331550671
Capital actually paid in cash 20000000
Surplus over all liabilities 6977265
Surplus protection to policyholders 26977265
Total liabilities 358527936
Business in Force Life Insurance Companies
Ordinary
In force December 31 1917 2nlonnn
Issued revived or increased during year 2ooi Jn
cum 3b84o0lUU
Deduct ceased to be in force during year ono5Qno
In force December 31 1918 3303171300
Business in Georgia
Ordinary
In force December 31 1917 SEpoinn
Issued revived or increased JSoinS
Qnm z59 i o4UU
Deduct ceased to be in force during the year 224822
In force December 31 191822iHnnftn
Net losses paid during year
Net losses incurred during year 3yuuuu
Investments in Georgia
Mortgage loans Hlillio
Policy loans 6699842
Total investments in Georgia
47947692MISCELLANEOUS COMPANIES
ETNA CASUALTY AND SURETY COMPANY THE
650 Main Street Hartford Connecticut
M G Bulkeley President
JJ N Gage Secretary
Attorney for service in GeorgiaWilliam H Rhett 33 Poplar St Atlanta Ga
Capital Stock
Amount of paidup capital nnft nn nn
Ledger assets December 31 1917I lol
Extended at
1041379422
Income
GrpSremfrnsmS 6W business ani Sss renewal
DedmumTUntrSTa7e
301527282
Total premiums
Interest and rents
Profit on sale or increase by adJustmentoiasietsZ
Total income
Carried forward
898917796
36362370
252500
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment ofTlalmT
Commissions and allowances to agents claims
First year and renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage
Other items
telegrams etc
Total disbursements
Balance
935532666
1976912088
357504598
32924105
166065915
79259526
6607786
18386602
78496372
739244904
1237667184
Ledger Assets
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest I
Deposits not at interest
Agents balances net
Other items
mfirei ATWe nd susPense accounts x
fSSSVInSS Reinsurance An
144210000
525989990
133208525
217978
91006514
118202704
158282701
Advance traveling expenses and comr
Loans secured by pledge of bonds stocks etc I
1358573
4430622
178072
60581505
Total ledger assets as per balance No 23
66548772
1237667184
396
Annual Report
NonLedger Assets
13133082
Interest due and accrued T 209 ggqgs
Market value of assets over book value
Estimated recovery LaSalle St Trust and Savings
Bank loss idifi7i
Due from reinsurance companies on paid losses 2o 68832
1273858083
Total assetsT
Deduct Assets Not Admitted
S 8460331
Agents balances 1358573
Bills receivable
Other items itRncii
Market value of special deposits etc in7
Advance traveling expense and commissions iibuh x5824028
25642932
Total not admitted assets 12 482 151 51
Total admitted assets
Liabilities
S 2 997 002 49
Net amount of unpaid losses and claims t496l8054
Reserves or unearned premiums on risks outstanding 3110949
Salaries and miscellaneous accounts due or accrued 36834762
Taxes due or accrued
Other items fioo qc
Investment expenses mortgage loans toam
Estimated expense of investigation and adjust
ment of unpaid claims
Commissions brokerage etc Knftnnnn
Dividends and stockholders
Reinsurance lliio 34880430
Total amount of liabilities except capital 724144444
Capital actually paid in cash In 707 07
Surplus over all liabilities 324070707
Surplus protection to policyholders 52407070i
1248215151
Total liabilities
Premiums in Force
01 1017 645514012
In force December 31 1917 2 004 450 78
Written or renewed during year J
845959090
Deduct ceased to be in force during year 1zl
In force December 31st 1918 kHroii
Deduct amount returned r oioii
Net premiums in force 570689464
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
430234 492707
Liability 287339 19896
Fidelity 582955 625523
Surety 149798 95670
Plate glass 266574 76696
Burglary and theft 69072 13714
Sprinkler 34805
Fly wheel ITVI 15 02191 971366
Auto and teams property damage la
S 3322968 2295572
Totals s
Insurance Department of Georgia
397
AMERICAN CASUALTY CO
607 Washington St Reading Pennsylvania
E P VanReed President Harvey H Shomo Secretary
Attorney for service in GeorgiaJ B Marbury 212 Gandler Bldg Atlanta Ga
Kinds of business done in GeorgiaAccident Health Plate Glass Burglary
Liability Auto Property
Capital Stock
Amount of paidup capital
Ledger assets December 31 1917
Extended at
40000000
95339265
95339265
Income
Total premiums 658 01172
Interest and rents 43 22316
Profit on sale or increase by adjustment of assets 10 00
Other sources
Commission on bonding business written
Total income
48757
70173245
Carried forward 1 165512510
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etcII
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assetsZZI
Other items
Underwriting and investmnet expenses
Furniture and fixtures 278638
Legal expenses 1500
Agents balances charged off 54 78
Taxes 2703536
Inspections 213870
Repairs and expenses on real estate 10 675 40
26805034
2939917
17916644
5621942
529325
1003718
3200000
17290
484720
4270562
Total disbursements 62789152
Balance 102723358
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
23456413
19705700
41076581
750000
5S19
8589206
9145458
Total ledger assets as per balance No 23 102723358
NonLedger Assets
Interest due and accrued
Market value of assets over book value
703234
200000C
Total assets 105426592398
Annual Report
Deduct Assets Not Admitted
Agents balances 965355
Other items
Bonds schedule D part No 1 966347
Stocks schedule D part No 2 337500
Total not admitted assets 2269202
Liabilities
Total admitted assets l5i5MM
Net amount of unpaid losses and claims i ISi
Reserves or unearned premiums on risks outstanding 23210231
Dividends to policyholders declared but unpaid 5031073
Other items
Reinsurance premiums 35240
Estimated expenses of investigation and adjust
ment of claims 50000
85240
Total amount of liabilities except capital 48031920
Capital actuallv paid in cash 40000000
Surplus over all liabilities 15125470
Surplus protection to policyholders 55125470
Total liabilities 103157390
Premiums in Force
In force December 31 1917 47131584
Written or renewed during year 83915344
Sum 131046928
Deduct ceased to be in force during year 82087605
In force December 31st 1918 48959323
Deduct amount returned 169143
Net premiums in force 48790180
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Accident and health 599160 229683
Liability 575194 258700
Plate glass 253871 130253
Burglary and theft 32756 3175
Auto and teams property damage 207681 28141
Totals 1668662 649952
AMERICAN CREDITINDEMNITY COMPANY OF NEW YORK THE
415 Locust Street St Louis Missouri
E M Treat President Jos J Gross Secretary
Attorney for service in GeorgiaJ F Burkhart Atlanta
Kinds of business done in GeorgiaCredit Insurance
Capital Stock
Amount of paidup capital 35000000
Ledger assets December 31 1917 190397866
Extended at 190397866
Income
Oross premiums on new business 92218403
Deduct amounts paid for reinsurance and return
Insurance Department of Georgia
399
premiums
5185990
Total premiums
Interest and rents I
Profit on sale or increase by adjustment ofassets
Other sources
Collection of Premium War Tax for U S government
Premium notes previously charged off
Agents balances previously charged off
Total income
Carried forward
87032413
8384517
10300
872964
35222
44501
96379917
286777783
Disbursements
Net amount paid policyholders for losses j
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Country exchange 339 65
Traveling L 140888
Mercantile agencies 238500
Miscellaneous expenses 617274
Agents balances charged oftI 6775106
Total disbursements
7257719
2691931
21255355
5929767
734832
11775965
7000000
187224
58540726
Balance 228237057
Ledger Assets
Mortgage loans first liensj
Bonds at book value 1701538 03
Stocks at book value 36775142
Cash in office
Deposits at interest
Deposits not at interestIT
Other items
Premium notes
Miscellaneous accountstravel expense to adjstrs
5671518
25629
2500000
i06928945
324173
12564161
222631
5697147
Total ledger assets as per balance No 23 228237057
NonLedger Assets
Interest due and accrued
2024999
Total assets 230262056
Deduct Assets Not Admitted
Book vaue of ledger assets over market value
Bonds and stocks
Bills receivable premium notes past due
Other items
Miscellaneous accounts
Premium war tax due U S GovernmentI
Market value of special deposits in excess ot cor
responding liabilities
Total not admitted assets
Total admitted assets
21186345
208350
25629
154401
383771
21958496
208303560400 Annual Report
Liabilities
Net amount of unpaid losses and claims3 72007384
Reserves or unearned premiums on risks outstanding 44779997
Commissions brokerage etc due to agents 75728
Salaries and miscellaneous accounts due or accrued 258522
Taxes due or accrued estimated 5000000
Other items
Contingent reserve for guarantees to policyholders 500000
Agents credit balances 1025023
Special reserve for excess of securities by insurance Departments
over market value 7100000
Total amount of liabilities except capital 130746654
Capital actually paid in cash 35000000
Surplus over all liabilities 42556906
Surplus protection to policyholders 77556906
Total liabilities 208303560
Business in Force
Credit
Credit
In force December 31 1917 77687517
Issued revived or increased during year 92218403
Sum 169905920
Deduct ceased to be in force during year 85246737
In force December 31st 1918 84659183
Deduct reinsurance 1327539
Total 83331644
Business in Georgia
Premiums Losses
In force December 31st 19181 926916 100000
Business in Georgia During 1918
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Credit 926916 100000
Totals 926916 lOOOOO
AMERICAN INDEMNITY COMPANY
2328 Strand Galveston Texas
Sealy Hutchings President Geo Sealy Secretary
Attorney for service in GeorgiaO M Stanton Atlanta
Capital Stock
Amount of paidup capital 50000000
Ledger assets December 31 1917 139970911
Extended at 139970911
Income
Gross premiums on new business and renewed 108208767
Deduct amounts paid for reinsurance and returnInsurance Department of Georgia
401
premiums
31335415
Total premiums
Interest and rents
Front on sale or increase by adjustment of assets
Other sources
Equity in funds of workmens compensation
Reinsurance Bureau
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Unallocated claim expense
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends nil traveling
Loss on sale and decrease by adjustment of assets
Other items
All other underwriting expenses
76873350
7755051
71230
10897
84710528
224681439
27112474
3091201
872952
18321906
5618229
241500
1370105
750439
50000
4899158
Total disbursements 62327964
Balance 162353475
Ledger Assets
Mortgage loans first liens
Collateral loans
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Reinsurance Recoverable on paid losses
Accounts receivable
104267
688418
54701098
3862222
84179079
877999
1055993
1225000
2800
15870733
584151
Total ledger assets as per balance No 23 162353475
NonLedger Assets
Interest due and accrued 2261018
Total assets 164614493
Deduct Assets Not Admitted
Agents balances 2240456
Accounts receivable 688418
Other items
Book value of ledger assets over market
Bonds 887679
Stocks 134400
1022079
Total not admitted assets
3950953
Total admitted assets 160663540
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Other items
Special reserve for unpaid liability and workmens compensation
losses
Estimated expenses of investigation and adjustment of unpaid
claims
6703839
31813785
20861925
690895402
Annual Report
Commissions due are to become due 3039606
Reserve for taxes 1000000
Premiums paid in advance 875
Capital actuallly paid in cash 50000000
Surplus over all liabilities 46552615
Surplus protection to policyholders 96552615
Total liabilities 1 160663540
Premiums in Force
In force December 31 1917 48899268
Written or renewed during year 108208765
Sum 157108033
Deduct ceased to be in force during year 91022769
In force December 31st 1918 66085264
Deduct amount reinsured 2589840
Net premiums in force 63495424
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Liability 613087
Fidelity 27429 85
Surety 10750
Plate glass 35503 40421
Burglary and theft 9710 4400
Auto and teams property damage 167139 29961
Totals 863618 74867
AMERICAN SURETY COMPANY OF NEW YORK
100 Broadway New York City New York
F W Lafrentz President C W Goltchiris Secretary
Attorney for service in GeorgiaH N Hutchinson Atlanta
Kinds of business done in GeorgiaSurety on Bonds
Capital Stock
Amount of paidup capital 500000000
Ledger assets December 31 1917 1099900234
Extended at 1099900234
Income
Deduct amounts paid for reinsurance and return
premiums 173427287
Total premiums 464402052
Interest and rents 71829865
Profit on sale or increase by adjustment of assets 252183
Other sources
Dec 31 1918 14391699
Increase in advance prems Dec 31 1917 7891542 6500157
Dec 311918 2224445
liability for reins Dec 31 1917 1260858 963587
Proportion of profit on reinsurance 152313
7616057Insurance Department of Georgia 403
Total income 544100162
Carried forward
Disbursements
Net amount paid policyholders tor losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of offlcerss and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
16440003
77805441
13868700
71409534
144974492
7447632
20960300
40000000
3907664
55257492
Total disbursements 435631255
Balance 1208369141
Ledger Assets
Book value of real estate
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Employees Liberty Loan Purchase account secured
by Liberty bonds
Reinsurance recoverable schedule E column I
Excise reinsuring fund
Total ledger assets as per balance No 23
NonLedger Assets
3700600
664366
7836259
316604791
519793481
205569472
606000
26793861
25948506
100851805
12201225
1208369141
Interest due and accrued
6151442
Total assets 1214520583
Deduct Assets Not Admitted
Other items
Premiums in course of collection effective prior to
October 1 1918 44383330
Market vaule of special deposits in excess of cor
responding liabilities per special deposit schedule 11926681
Bonds per schedule D 10353481
Stocks per schedule D 11234472
Total not admitted assets 77897964
Total admitted assets 1136622619
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Reinsurance
Premiums paid in advance
Special reserve 5000 shares Amsuco securities Co
stock
2224445
14391699
50000000
129103086
289233249
18196214
18196214
16144
Total amount of liabilities except capital
Capital actually paid in cash 500000000
Surplus over all liabilities 1 179 685 87
Surplus protection to policyholders
Total liabilities 1136622619
518654032
617968587404
Annual Report
Premiums in Force
In force December 31 19171 215326581
Written or renewed during year 281235679
Sum 496562260
Deduct ceased to be in force during year 247710002
In force December 31st 1918 248852258
Deduct amount returned 22480161
Net premiums in force 226372097
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Fidelity 3631202 939402
Surety 2777083 2548307
Burglary and theft 150589 9050
Totals 6558874 3496759
Investments in Georgia
Total investments in GeorgiaWe had no investments in Georgia on December
31 1918 other than 25000 City of Atlanta 4 bonds due January 1 1940
deposited with the State Treasurer These bonds were returned and 25000
iYi second Liberty Loan bonds converted deposited in their place February
11 1919
CLOVER LEAF CASUALTY CO
306308 E State St Jacksonville 111
F H Rowe President R y Rowe Secretary
Attorney for service in Georgia G W Cooper 911 Austell Bldg Atlanta
Kind of business done in GeorgiaHealth and Accident
Capital Stock
Amount of paidup capital 12500000
Ledger assets December 31 1917 17546731
Extended at 17546731
Income
Gross premiums on new business and gross
renewal premiums 41896971
Deduct amounts paid for reinsurance and return
premiums 648880
Total premiums 41248191
Interest and rents 570o25
Other sources
Policy fees as required by app 2252500
Miscellaneous and merchandise 108184
Balance charged off 56313
2416997
Total income 44235113
Carried forward 61781844Insurance Department of Georgia
405
Disbursements
b Renewal If 22525 00
15759196
gSS eerreSstand empls
s fees 163238 furniture fnrt fivXeS f711530
60294 court costs 304 37 nrntiatX d flxtures 175575
home office expenses VfiJfi Si d necks 58917 certified
checks 8539fesSce11a64e605u43 WnH 93 suTpHes
charged off 411143Z dll7416 gents balance
Total disbursements L
Balance
Ledger Assets
GSWeo flrSt lieS
SIMS tXrrai
Agents balances net
Other items
and certified checks
Collections in hands of agents and bills receivable
Total ledger assets as per balance No 23
Interest due and accrued
Other items
Furniture and fixtures
Office supplies
NonLedger Assets
950000
236060
Total assets
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Furniture and fixtures nnm
Supplies 50 00
236050
Total not admitted assets
Total admitted assets
611020
215535
1186050
Liabilities
Net amount of unpnid losses and claims
Total amount of liabilities except capital
Capital actually paid in cah capital
Surpus over all labilitiesT
ToSrseiontopocyhoaers
12500000
2020031
12390629
487391
18011696
2556013
631820
1335253
625000
8489924
44527726
172541li
10120000
1067039
842590
1251969
611020
3161500
265050
1186050
18705218
2012605
16692613
1230582
787000
67500
87500
2172582
14520031
16692613406
Annual Report
Premiums in Force Miscellaneous Companies
3963521
In force December 31 191 41896971
Written or renewed during year
45860492
DeducrceasedtobeTiiforceduring year 410986
4761832
In force December 31st 1918 509925
Deduct amount returned reinsurance
425190
Net premiums in force
Business in Georgia During 1918
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
a TTuh 2883178 466774
Accident and Health
2883178 466774
Totals
COLUMBIA INSURANCE COMPANY
15 Exchange Place Jersey City N J
F H Canty Secretary
Geo F Crane President
Attorney for service in Georgia J L Dickey Atlanta
Kind of business done in GeorgiaMarine Insurance
Capital Stock
Amount of paidup capital 86156
Ledger assets December 31 1917 i
140861756
Extended at
Income
0
Gross premiums on new business 81021405
Deduct amounts paid for reinsurance and return
premiums
573 579 90
Total premiums 5434498
Interest and rents
62792488
Total income
203654244
Carried forward
Disbursements
Net amount paid policyholders for losses 241iq
Commissions and allowances to agents leiIe
b Renewal ifiru
Salaries of officers and employes 102269
Rents and interest Viin7fi
Advertising printing postage telegrams etc H
Loss on sale and decrease by adjustment of assets 1212 9
Other itemsAgents balances charged off 318240
field supervisory expenses 45269 inspections
and surveys Underwriters Board and Tariff As
sociations 135355 federal and state taxes
licenses and fees 1144206 legal expenses ex
cluding expenses on losses 14798 subscription
to American Red Cross 87500 expenses inci
dental to conversion of Canadian securities
24383 17b9i51
Total disbursements 41266857Insurance Department of Georgi
HI
407
Balance
162387387
Ledger Assets
Bonds at book value
Deposits at interest 139593072
Agents balances net 5910794
Other items 1445213i
Bills receivable for interest on securities 270 00
Due from authorized Companies on losses paid
2404383
Total ledger assets as per balance
Interest due and accrued
Total assets
Deduct Assets Not Admitted
Agents balances
Other items
Overdue and accrued interest on
Book value of ledger assets viz On
bonds in default
Market value of special deposits in ex
cess of corresponding liabilities per
special Dep schedule P
Total not admitted assets
Total admitted assets
27000
7902525
936492
2431383
No 231 16238738
NonLedger Assets
1762831
164150218
18240303
145909915
Liabilities
RfLSunt of unpaid losses and claims
Reserves or unearned premiums on risks outstandin
rLm0ntoi iabilities except capital
Capital actually paid in cash
Surplus over all liabilities
5495236
24516094
100000
950000
40000000
74848585
31061330
Surplus protection to policyholders
Total liabilities
Business in Force Fire Insurance Companies
Marine and
Inland
In forceon the 31st day of December 3140sk7a8M
Written or renewed during the yearZZZZ 78 488 177 nn
Total
DedUnCitedh0Se expired and marked off as termi
7848817700
10995855500
7498888100
In force at the end of the year
Deduct amount reinsuredZIZZZZZZr 771145800
Net amount in force
114848585
145909915
Gross
Premiums
Thereon
45761438
81021405
126782843
68791665
57991178
9268311
2725821600
Business in the State of Georgia During 1917
1
48722867
Marine and
Inland
ircs risks written
Less 59414 risks cancelled andm9F3Y7eTn7urano77ncnn 534800
pames authorized in Georgia insurance in Com
27845100408 Annual Report
32089700
Net risks written 659800
Gross premiums on risks writtenXITT MmwinlTf5r
Less 122851 return premiums and 125532 premiums lor
reinsurance in Companies authorized in Georgia
t 411417
Net premiums received 65794
Georgia
449 41
Net losses paid Z
90794
MLesinioSd5nr 20847
Georgia
699 47
Net losses incurredT
Business in Georgia During 1918
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
536949 65794
Marine
Totals 536949 65794
Investments in Georgia
0theCityeonfSColumbus Waterworks 5 due 1944 1000000
Total investments in Georgia 1000000
COMMONWEALTH CASUALTY CO
529537 Drexel Bldg S E Cor 5th and Chestnut Sts Philadelphia Pa
I N Stevens President E S Cook Secretary
Attorney for service in Georgia Stiles Hopkins Atlanta
Kind of business done in GeorgiaHealth and Accident
Capital Stock
Amount of paidup capital mSSS
Ledger assets Dec 31 1917 nono
Increase of paidup capital during year 5000000
Extended at 37204482
Income
Gross premiums on new business and gross renewal
premiums 899issn
Deduct amounts paid for reinsurance and return
premiums 30525420
Total premiums oIrtsr
Interest and rents 1046786
Other sources ft ftfm
New stock subscriptions i Sno q
Accounts payable iJoainA
Policy fees 1438500
Total income 64876046
Carried forward 10208052SInsurance Department of Georgia
409
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 16124406
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc Z
Paid stockholders for dividends
Other itemsTaxes and fees etc
Policy fees 1439300 auto expenses 665048 GoldBoard
expenses 1110700 bond account officers 3300 home office
expenses 2759510 investigating committee 2875 agents
balance charged off 70877 furniture and fixtures 77045
Total disbursements
Balance t
14629098
954822
16124406
3998102
376833
2302291
1864243
1382226
6128655
47760676
54319852
Ledger Assets
Bonds at book value
Stocks at book value
Cash in office
Deposits at interestfillI
Agents balances net Z1Z1
Other items
Bills receivable
Furniture and fixtures
Printing and stationery
Total ledger assets as per balance No 23 543 19852
NonLedger Assets
Interest due and accrued
Premiums in course of collection
Total assets
Deduct Assets Not Admitted
Bills receivable j
Other items
Furniture and fixtures and printing and sta
tionery
Premiums in course of collection prior 101Z
Bond depreciation
Total not admitted assetsj
Total admitted assets
150000
400000
29524
1071741
28141991
195750
305140
14848879
10288092
150000
200000
200000
240653
745691
55306196
1651265
53654931

Liabilities
Iset amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other itemsCorns No 27 to No 31
Total amount of liabilities except capital
Capital actually paid in cash 250000 00
Surpus over all liabilities 84i854o6
Surplus protection to policyholders
Total1 liabilities
Premiums in Force Miscellaneous Companies
In force December 31 1917
Written or renewed during year
3965500
15417988
188611
525809
71617
20169525
33485406
53654931
5613212
89795889410 Annual Report
Sum 954091i01
Deduct ceased to Vie in force during year edduct amount returned 65118742
In force December 31st 1918 30290359
Nen premiums in force 30290359
Business in Georgia During 1918
Gross Premiums
less Return Pre
miums on Risks
Written or Re
newed during
the Tear
Accident and Health 306400
Totals 364
CONTINENTAL CASUALTY COMPANY
910 S Michigan Ave Chicago Illinois
H G B Alexander President W H Betts Secretary
Attorney for service in GeorgiaL J Haas
Kinds of business done in GeorgiaAccident and Health
Capital Stock
Amount of paidup capital 2222S22
Ledger assets December 31 1917 Hnnnnnnn
Increase of paidup capital during year 30000000
Extended at 348436645
Income
Gross premiums on new business 747399249
Deduct amounts paid for reinsurance and return
premiums lb7208U12
Total premiums 58Q9ilni
Interest and rents i
Profit on sale or increase by adjustment of assets 124311
Other sources
Policy fees
From suspense items credited to P L
Miscellaneous small items
From agents balances previously charged off
8059350
518213
2841
161884
8742288
Total income 598271881
Carried forward 946708526
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Taxes 13913422
Dividends to stockholders 6000000
All other disbursements 50465568
220206986
18472798
183873367
34154075
3084154
6899671
11534
70378990Insurance Department of Georgia
411
Total disbursements Bi870ig1675
Balance 409626951
Ledger Assets
Book value of real estate s 7r nnn nn
Mortgage loans first liens 7in SS
Bonds at book value 1HS22
Stocks at book value ilili
Cash in office H00
Deposits at interest icnirin
Deposits not at interest s co
Agents balances net oo JJoi
Other items 3879887
Premiums in course of collection i 252 785 74
Cash in hands of P Ms and Treas in transit l5355250
Workmen s compensation reinsurance bureau 3227921
All other ledger assets net 5625045
Total ledger assets as per balance No 23 ImISIi
NonLedger Assets
Interest due and accrued q1 01
Market value of assets over book vafue i5I
Total atjAto odlj2ob
xoiai assets 416099344
Deduct Assets Not Admitted
Agents balances 5r
Bills receivable
Other items 252495
Furniture and fixtures 84 702 58
Premiums in course of collection prior to 101 18 36434 19
Excess of special deposits 15091 73
Total not admitted assetsr j 194 167 3Q
Total admitted assets 396682614
Liabilities
Net amount of unpaid losses and claims 8K 0 9
Reserves or unearned premiums on risks outstanding 1 m 27804
Salaries and miscellaneous accounts due or accrued kVilA
Taxes due or accrued ncA
Other items 11600000
Commissions to accrue 310 aM ofi
Estimated expense of investigation of unpaid claims 100000
UlLiXlLcLI y r6Sci VGM 00 a nt 00
39443574
Total amount of liabilities except capital TTkku
Capital actually paid in cash iYolfobTon 306682614
Surplus over all liabilitiesZllZZZ SOOOOOioo
Surplus protection to policyholders 900 000 00
Total liabilities 396682614
Premiums in Force
In force December 31 1917 s 2 67 ai nn
Written or renewed during year 4 992 49
Deductceasidt8beinf8rcearTng7ear lelll
In force December 31st 1918 R1sm
Deduct amount reinsuredL li
tU574a
Net premiums in force 344304313412
Annual Report
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Accident 3772016 2805456
Health II 1447602 1541357
Totals 5219618 4346813
Investments in Georgia
Mortgage loans j 15460000
Total investments in Georgia 15460000
EMPLOYERS LIABILITY ASSURANCE CORPORATION LIMITED THE
33 Broad Street Boston Massachusetts
Attorney for service in GeorgiaRalph L Reed Atlanta Ga
Capital Stock
Statutory deposit 2500
Ledger assets Dec 31 1917 1434066062
Extended at 1434066062
Income
Total premiums 19illlaiz
Interest and rents iS o2
Profit on sale or increase by adjustment of assets 18370137
Other sources
From agents balances previously charged off 488b7
Total income 2064388159
Carried forward S 3498454221
Disbursements
Net amount paid policvholders for losses 662547820
Legal and administrative expenses in adjustment of claims 109104733
Commissions and allowances to agents 382652778
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Remitted to head office
Loss on sale and decrease by adjustment of assets
Other items
Agents balances charged off
Taxes licenses and fees
Furniture and fixtures
Investment expenses
Miscellaneous expenses
Inspections other than medical and claim
71326172
7038835
17873666
47592463
13854630
52824656
499252
3581548
284897
11066299
19775987
Total disbursements 1400023736
Balance 2098430485
Ledger Assets
Bonds at book value 1572117625
Cash in office 377815
Deposits at interest 581762Insurance Department of Georgia 413
Deposits not at interest R o9 8
Agents balances net 4 fii7n92
Other items ibwub4
Cash deposited with trustees with Kidder Peabody Co on
interest 590 632 34
Advance to employes on account subscription to the liberty bonds 38l92oo
Total ledger assets as per balance No 23 2098430485
NonLedger Assets
Interest due and accrued 1Q4 2B1 is
Market value of assets over book valueZZZZZZZZZ 481747 25
Total assetsj 21660313i42
Deduct Assets Not Admitted
Total not admitted assets 478 462 40
Total admitted assets 21 181 851 02
Liabilities
Net amount of unpaid losses and claims 9 680 374 00
Reserves or unearned premiums on risks outstanding 600748ioi
Dividends to policyholders declared but unpaidZZZ 93362556
Salaries and miscellaneous accounts due or accrued 20oooooo
Taxes due or accrued rnnnnnn
Other items 125000000
Voluntary additional reserve for catastrophe estimated expenses
of investigation and adjustment of unpaid claims 1825500
50000000
Total amount of liabilities except capital 18 589 737 59
Statutory deposit T 250 00000 1SiSS759
Surplus over all liabilities ZZZZZ 2342ll343
Surplus protection to policyholders 2592 113 43
Total liabilities 2118185102
Business in Force
In force December 31 1917 10 307 iXR
Issued revived or increased during yearZZZZZZZZZZZZ 25i60628798
faUin or qi o 774 CO
Deduct ceased to be in force during yearZZZZZZZZZZZZZZZ 2394163364
In force December 31st 1918 11 972 040 99
Total 1197204099
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re
newed during
the Year
Accident 438237
eKnh 295062
Liability 4557809
Plate glass x 837 46
Burglary and theft 159929
Auto and teams property damageZZiZ 573355
TotalsJjj 6208138
Paid
38241
160141
962784
56123
34750
144950
1396989414
Annual Report
FEDERAL CASUALTY CO
479 Woodward ave Detroit Mich
V D Cliff President M M Cliff Secretary
Attorney for service in GeorgiaW A Wright Atlanta
Capital Stock
Amount of paidup capital 20000000
Ledger assets December 31 1917 43484674
Extended at 43484674
Income
Gross premiums on new business 39079949
Deduct amounts paid for reinsurance and return
premiums 111608
Total premiums
Interest and rents
Profit on sale of R E and bonds
Other sources
Policy fees
Total income
Carried forward
38968341
2106384
78500
3969700
45122925
88607599
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Policy fees retained by agent
Salary and traveling expense acct
Medical examinations
Agents balance
Real estate expenses
Real estate tax
Tax on premiums
Insurance Department licenses and fees
Printing and stationery
Federal corporation taxes
Supplies
Head office travel
Postage telephone and telegrams
Furniture and fixtures
General expense
397162
102194
42585
71904
476101
727959
178612
360954
252162
52750
93508
405496
30110
367572
16428956
159997
12687267
2929755
1065530
137984
2100000
1359051
3969290
Total disbursements 44396897
Balance 44210702
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits not at interest
Total ledger assets as per balance No 23
7910998
4700000
24595196
6471323
211468
321717
44210702Insurance Department of Georgia 415
NonLedger Assets
Other items
Interest due and accrued 5 10641
Total assets 44721343
Deduct Assets Not Admitted
Book value of ledger assets over market value 2026119
Total admitted assets 426 95224
Liabilities
Net amount of unpaid losses and claims 36 530 00
Reserves or unearned premiums on risks outstanding 20367 10
salaries and miscellaneous accounts due or accrued 300 00
Taxes due or accrued 10 000 00
Other items
Commission and brokerage 225000
Interest due real estate mortgage lioOOOO
Real estate taxes l50000
475000
Capital actually paid in cash 20000000
Surplus over all liabilities 15480514
Surplus protection to policyholders 35480514
Total liabilities 42695224
Premiums in Force
In force December 31 1917 17 940 17
Written or renewed during year 39079940
Sum 40873966
Deduct ceased to be in force during year 38837256
In force December 31st 1918 2036710
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Accident and health 592279 If 510951
Totals 592279 510951
FIDELITY AND CASUALTY CO OF NEW YORK THE
9294 Liberty St 97103 Cedar St New York City
Robert J Hillas President Theodore E Gaty Secretary
Attorney for service in GeorgiaEugene Oberdorfer Atlanta
Kinds of business done in GeorgiaAccident Health Liability Workmens Com
pensation Workmens Collective Fidelity Surety Plate Glass Steam Boiler
Burglary and Theft Fly Wheel Auto and Teams Property Damage and
Collision
Capital Stock
Amount of paidup capital 100000000
Ledger assets December 31 1917 1663901239
Extended at 1663901239416
Annual Report
Income
Gross premiums on new business and renewal pre
miums 1813251855
Deduct amounts paid for reinsurance and return
premiums 4ol7Js0sb
Total premiums 135JfJlil
Interest and rents oisoi
Other sources
Suspense account iTZai
Fidelity Insurance Fund 1700
Profit and loss irn
London Guarantee and Accident Co 377150
Royal Exchange Assurance Corporation 2l3bbl2
Munich Reinsurance Co iSoSs
Agents balances previously charged off biili
8Ublb40
Total income 1442111308
Carried forward 3106012547
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Medical examiners fees and salaries
Inspections other than medical and claim
Licenses taxes and fees
Legal expenses
Furniture and Fixtures
Agents balances charged off
1015214
42850198
60232484
185021
3864548
1246523
478688287
82477852
314701147
128842307
28691674
12438153
25000000
5108594
109393988
Total disbursements 1185342002
Balance 1920670545
Ledger Assets
Book value of real estate
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Loans collateral securities
Premiums in course of collection
Bills receivable
Bank deposits at agencies
Equity in Excise Reinsurance Association
Equity in Workmens Compensation Reinsurance
Bureau
275024888
50000
2496782
6448442
22499298
121883345
977965215
432540038
3864683
59540961
13837615
4519278
306519410
Total ledger assets as per balance No 23 1920670545
NonLedger Assets
Interest due and accrued 12725286
Other items
Reinsurance on paid losses 3965995
Total assets 1937361826
Deduct Assets Not Admitted
Agents balances 13837615Insurance Department of Georgia
417
Bills receivable 50000
Other items
Stocks and bonds 120253047
Premiums in course of collection prior to Oct 1 1918 65048858
Overdue and accrued interests bonds in default 94500
Market value special deposits in excess of corres
ponding liabilities 10514646
Total not admitted assets 209798666
Total admitted assets 1727563160
Liabilities
Net amount of unpaid losses and claims 175965132
Resterves on risks outstanding 387500000
Salaries and miscellaneous accounts due or accrued 2509118
Taxes due or accrued 25373843
Other items
Reinsurance 2722781
Commissions due agents 49811123
Expenses of investigation 9000000
Fidelity insurance fund 1285315
Unearned premiums 672860423
Contingency reserve 75000000
Unearned premiums and balances retained under
contract London G Accident Co 2218886
Unearned premiums and balances retained under
Suspense account 711694
contract Royal Exchange 1744778
Miscellaneous 499820
815854820
Total amount of liabilities except capital 1407202913
Capital actually paid in cash 100000000
Surplus over all liabilities 220360247
Surplus protection to policyholders 320360247
Total liabilities 1727563160
Premiums in Force
In force December 31 1917 1250746811
Written or renewed during year 1813251855
Sum 3063998666
Deduct ceased to be in force during year expiration and cancel
lations 1668248398
In force December 31st 1918 1395750268
Deduct amount reinsurance 66105022
Net premiums in force 1329645246
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Tear
Accident 3706787 1306003
Health 4147840 3351146
Liability 3188632 1643389
Fidelity 176329
Surety 83350
Plate glass 522149 204881
Steam boiler 723592 86389
Burglary and theft 1163489 894192
Fly wheel 151346
Auto and teams property damage 792180 199192
Workmens collective 16065
Totals 14671759 7685192418
Annual Report
FIDELITY AND DEPOSIT COMPANY OF MARYLAND
Nw cor Charles and Rexington Sts Baltimore Md
Edwin Warfleld President Robt S Hart Secretary
Attorney for service in GeorgiaL Haas Atlanta
Capital Stock
I
Amount of paidup capital 300000000
Ledger assets December 31 1317 1239286785
Extended at 1239286785
Income
Gross premiums on new business and renewal pre
miums less amounts paid for reinsurance and
return premiums 320971099
Total premiums 320971099
Interest and rents 53046361
Profit on sale or increase by adjustment of assets 12676678
Various other sources 42494790
Total incore 429188928
Carried forward 1668475713
Disbursements
Net amount paid policyholders for losses 183759489
Legal and administrative expenses in adjustment of claims 21422601
Commissions and allowances to agents 112884060
Salaries of officers and employes 39485843
Rents and interest 6831428
Advertising printing postage telegrams etc 7225887
Paid for dividends 48000000
Loss on sale and decrease by adjustment of assets 11165872
Various other items 99109414
Total disbursements 529884594
Balance 1138591119
Ledger Assets
Book value of real estate 255828409
Mortgage loans first liens1 12074400
Bonds at book value 450710503
Stocks at book value 187877950
Cash in office 8226719
Deposits at interest 94600543
Deposits not at interest 4282338
Agents balances net 112729411
Other items
New York excise funds 1 7519137
Surety Association of America 50000
Reins salvage due 3855664
Due by suspended banks 836045
12260846
Total ledger assets as per balance No 23 1138591119
NonLedger Assets
Interest due and accrued 550468
Market value of assets over book value 160900 47
Total assets 1155231634Insurance Department of Georgia
419
Deduct Assets Not Admitted
Agents balances 48162703
Other items
Special deposit 28974388
Total not admitted assets 77137091
Total admitted assets 1078094643
Liabilities
Net amount of unpaid losses and claims 236443974
Reserves or unearned premiums on risks outstanding 256669366
Salaries and miscellaneous accounts due or accrued 13881729
Taxes due or accrued 22532735
Other items
Return premiums 11269872
Rents 15868593
Liquidation reserve A B Co 2648335
Liquidation reserve Phila Cas Co 100000
Liquidation reserve discontinued lines 9136547
Reserve for dept foreign exchange 37341632
76364979
Total amount of liabilities except capital 605892783
Capital actually paid in cash 300000000
Surplus over all liabilities 172201760
Surplus protection to policyholders 472201760
Total liabilities 1078094543
Premiums in Force
In force December 31 1917
Written or renewed during year
Sum
Deduct ceased to be in force during year
In force December 31st 1918
Deduct amount reinsured
Net premiums in forcei
9753043
8371301
18124344
11041967
7082377
1559447
5522930
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Accident 9U21 170545
Health 35260 651929
Liability 120168 66221
Fidelity 3435745 1150366
Surety 3047618 1000265
Plate glass 92235 45007
Burglary and theft 221437 94655
Auto and teams property damage 40400 41530
Totals 6325616 3220518
Bonds 2500000
Investments in Georgia
Total investments in Georgia 2500000420
Annual Report
GENERAL ACCIDENT FIRE AND LIFE ASSURANCE CORPN LTD
Fourth and Walnut Sts Philadelphia Pa
Frederick Richardson Manager for the United States
Attorney for service in GeorgiaThos Lewis Atlanta Ga
Kinds of business done in GeorgiaAccident Health Liability Auto Liability
Burglary Auto and Teams Property Damage
Capital Stock
Amount of paidup capital
Ledger assets December 31 1917
Extended at 382704716
25000000
382704716
Income
Gross premiums on new business and renewal pre
miums 568521647
Deduct amounts paid for reinsurance and return pre
miums 124773151
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Policy fees 7852750
Borrowed money 31000000
Remittance from Home Office 20182627
4
43748496
9987322
5322627
59035377
Total income 518093822
Carried forward 900798538
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claimsZI
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest III
Advertising printing postage telegrams etcZII
Loss on sale and decrease by adjustment of assets
Other items
Borrowed money repaid 31000000
Policy fees retained by agents 7852750
217629044
41286688
101556153
30388882
4202101
30703941
2433557
38852750
Total disbursements
Balance
467053116
433745422
Ledger Assets
Book value of real estate
Bonds at book value
Cash in office
Stocks at book value
Deposits at interest
Deposits not at interest
Agents balances net
18106852
224310393
3362954
64002238
10900802
3969093
109093090
Total ledger assets as per balance No 23
433745422Insurance Department of Georgia 421
NonLedger Assets
Interest due and accrued
Other items 2923470
AyearrW095fr overpayment fedel taxes for
Total assets 324953
436993845
Deduct Assets Not Admitted
Agents balances
Other items 14584460
Overdue interest on bonds 1nnn
Market value of special deposits over liabllfties 12 2
andVbondsOVer market ValUe o reaI estate stocks 12272
24407683
Total not admitted assets I 38992X43
Total liabilities
398001702
Liabilities
Net amount of unpaid losses and claims Q
geeinesrncreunearned preraiu out lillilUl
TtxeToae lISslOl
Other items 9000000
Commissions due agents and brokers 206 87ft a
Agents and sundry credit balances ii37903
21824947
Total amount liabilities except canital 1
Capital actually paid in cash PTSSmrii 329650101
Surplus over all liabilities o22
ioo D lb Ul
Surplus protection to poticyholders 683 516 01
Total liabilities
398001702
Premiums in Force
In force December 31 1917
Written or renewed during yearHZlZZ 568521647
Sum
Deduct ceased to be in itorce during yWr fSslloli
In force December 31st 1918 o nK Mn
Deduct amount reinsuredZ ito2 o
11957493
Net premiums in force 292544560
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Accident thcIl
Health tH9 523729
Liability KMH 467603
Burglary and theft off 222855
Auto and teams property damage 229785 914 64
Totals
is 34504 2g 1305651422
Annual Report
GEORGIA CASUALTY COMPANY
Georgia Casualty Building Macon Georgia
W E Small President E P Amerine Secretary
Kinds of business done in GeorgiaEmployers Automobile Teams Liability
Plate Glass Burglary Workmens Collective and Automobile and
Teams Property Damage
Capital Stock
Amount of paidup capital qrii
Ledger assets December 31 1917 186833311
Extended at
Income
Gross premiums on new business 30522251
Deduct amounts paid for reinsurance and return
premiums
Total premiums
Interest and rents
833311
70303601
234918968
I 8265980
Total income 243184948
Carried forward 430018259
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interestv
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Federal State County and Municipal license taxes and fees
Repairs and expense on real estate
Inspections and traveling expenses
99824900
20960166
60177264
7507794
414000
4522185
2103780
100744
7610622
2203990
2257111
Total disbursements 207682556
Balance
222335703
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other iterns
Advance on contract bond and traveling expense secured
Printing plant and equipment
Bills receivable
Agents ledger balance
Collateral loans
Total ledger assets as per balance No 23
NonLedger Assets
Interest and rents due and accrued
37500000
65831672
39745497
1475000
595145
9944635
10892569
53732041
527319
568922
250870
958470
313563
222335703
1401560
Total assets 223737203Insurance Department of Georgia
423
Deduct Assets Not Admitted
Agents balances n rA
Bills receivable onnevn
Other items 250870
Printing plant and equipment n fioQ
Over 90 day premiums dueII 157S095
Book value over market value bonds and stockI 6l9337
Total not admitted assetsj 3970694
Total admitted assets 219766569
Liabilities
Net amount of unpaid losses and claims s fiQfl o
aTeHlS h unarfd Premiums on risks outstanding 83549752
Salaries and miscellaneous accounts due or accrued 50000
Taxes due or accrued XaXXX
Other items 4000000
Reinsurance premiums
Commissions on premiums in course b7ooUecaonJi 12695847
Total amount of liabilities except capital 1 694 w 96
Capital actually paid in cash i3l0 54000 1ba403296
Surplus over all liabilitiesI 20309273
Surplus protection to policyholders 503 632 73
Total liabilities T9
Premiums in Force
In force December 31 1917 fifi
Written or renewed during yearZZZZZZZZZZZZZZZZZZZZZZZZZZZ 304995079
Deduct casedt5bein7oredL7inY7er 228924oi4
In force December 31st 1918 9 9 77 c
Deduct amount returned ZZZZZZZZZZZZZZZZZZZZ 589 22694
Net premiums in force 166815072
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Accident the Tfaroc
Health 985 56802
Liability imslH 6673
Surety 11386885 4189223
Plate glass jvV I975
Burglary and theft ZZZZZZZZZZZZZZ IsllH JM
Auto and teams property damage 273208 1159647
Totals i4639373 j 5773538
Investments in Georgia
Real estate 37500000
Mortaieibans M2S2
Total investments in aeorzzzzzzzzzzzzzzzzzzzzrzzzzJ6jllf U30j31672424
Annual Report
GLOBE INDEMNITY COMPANY
45 William Street New York City
A Duncan Reid President H Kingsbury Secretary
Attorney for service in Georgia W R Hoyt Atlanta Ga
Kinds of business done in GeorgiaCasualty and Fidelity and Surety
Capital Stock
Amount of paidup capital 708718143
Ledger assets December 31 191
Extended at
708718143
Gross premiums on new business and renewal pre g029335 94
DeduSamountVpaid fo7reTnsurance and return pre 3 02Mg0 21
Total premiums
Interest and rentsrr77J1XZ
Profit on sale or increase by adjustment of assets
600125573
26476816
89000
Total income
Carried forward
626691389
1335409532
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses m adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Salaries traveling and other expenses not paid by
commission qVkriib
Examination fees and salaries oS
State tax on premiums
Insurance department licenses and fees
Federal corporation tax
City and county taxes
Miscellaneous taxes and fees
Internal revenue stamps and war revenue tax
Legal expense
Furniture and fixtures
Miscellaneous expense
212915927
38031634
123182821
34641702
3398889
6541481
7500000
394493
9292288
964736
1659624
197772
230100
5003215
254894
1419883
3536678
43384874
Total disbursements 469991821
Balance 865417711
Ledger Assets
Interest due and accrued 7713370
750000
Other items
LaSalle Street Trust Sav Bank salvage
Total assets 881081
Deduct Assets Not Admitted
Agents balances 970199
Other items
Premiums in course of collection over 90 days5 lv
Market value of Sepec dep in exces etaoin oeSJnS o
Book value ledger assets over market B L ztddutaaInsurance Department of Georgia 425
Total not admitted assets5 56528093
Total admitted assets 817352988
Liabilities
Net amount of unpaid losses and claims 2 953 302 75
Reserves or unearned premiums on risks outstanding 258529748
Salaries and miscellaneous accounts due or accrued 25000 00
Taxes due or accrued 15500000
Cther items
Commissions due or to become due brokers or
agents on policies effective on or after Oct 1st 240 717 79
Reinsurance 27 156 00
Estimated expense adjustment unpaid claims 36 307 00
Voluntary reserve for claims and contingencies 40000000
70418079
Total amount of liabilities except capital 1 6 422 781 02
Capital actually paid in cash 75000000
Surplus over all liabilities 100074886
Surplus protection to policyholders 175074886
Total liabilities 817352988
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Accident S 21 48
Liability 32n
Fidelity 24 64
Plate glass 103 35 6g 2g
Burglary and theft 214 54
Auto and teams property damage 17425 23930
Totals f g59 37 30758
HARTFORD ACCIDENT AND INDEMNITY CO
125 Trumbull St Hartford Conn
R M Bissell President Jas L D Kearney Secretary
Attorney for service in GeorgiaW R Prescott Atlanta
Capital Stock
Amount of paidup capital 800 000 00
Ledger assets Dec 31 1917 540225635
Extended at 540225635
Income
Gross premiums on new business 5955 413 88
Gross renewal premiums 7963 44763
Deduct amount paid for
reinsurance and return
premiums 200803375
Interest and rents
Increase to surplus paid in by stock holdersZZZZ
Total income
17220380
30000000
642761768
Carried forward 1182987403
Disbursements
Net amount paid policyholders for losses 2 201 571 78
Legal and administrative expenses in adjustment of claims 408779 28
b Renewal 1 viiutanA
inspectors IZ MoMSl426
Annual Report
Salaries of officers and employes oSaq
Advertising printing postage telegrams etc ionnn
Loss on sale and decrease by adjustment of assets nsoae
Other items give items and amounts 420898b
Publications etc 4157673t agents balance charged off 513 51313
State Taxes on premiums 8153681 other taxes 8329762
Insurance Department and licens 1030181 17513b24
Total disbursements 482471765
Balance 700515638
Ledger Assets
Mortgage loans first liens 19000000 other than first liens
Bonds at hook value 4
Cash in office
Deposits at interest
Other items
Agent sundry balances etc
Funds in hands of N Kmns Compensation Reinsurance Beureau
Equity N Y excise fund
Reinsurance recoverable on paid loses per schedule E
Total ledger assets as per balance No 23
19000000
41357726
4287932
86345506
534380
9963560
2355600
1183969
14037509
NonLedger Assets
Interest due and accured 5269524
Total assets 705785162
Deduct Assets Not Admitted
Agents balances 5oiin2
Bills receivable jsub
Other items on on
Premiums over 90 days iliin
Excess value special deposits 485700
Bank value bonds over market 9656726
Others 315767
Total not admitted assets 1 22487411
Total admitted assets 683297751
Liabilities
Net amount of unpaid losses and claims 51Sol
Reserves or unearned premiums on risks outstanding 230215780
Salaries and miscellaneous account due or accured WMOOO
Taxes due or accrued 11000000
Other items
Estimated expenes of investigation and adjustment
of unpaid claims 275000
Commission brokerage and etc 25760061
26035061
Total amount of liabilities except capital 520163489
Capital actually paid in cash 80000000
Surplus over all labilities 83134262
Surplus protection to policyholclers b3l34Zb
Total liabilities 683297751
Premiums in Force
In force December 31 1917 454128847
Written or renewed during year I9b3447b3
gum 1255473610
Deduct ceased to be in force during year 756119716
In force December 31st 1918 49I353894
Deduct amonut reinsured U
Net premiums in force 45i2358o2Insurance Department of Georgia
427
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Tear
Accident 380220 318678
eV 233707 97594
Liability 1637670 315300
Fidelity 467685 46877
Surety 609049 5325
Plate glass 292180 218261
Burglary and theft 151871 10910
Auto and teams property damage 442267 3 166 13
Live stock 201370 2o25oO
Totals 4416019 1532058
Inevestments in Georgia
Bonds 2500000
Total investments in Georgia 2500000
HARTFORD STEAM BOILER INSPECTION AND INSURANCE CO THE
56 Prospect Street Hartford Conn
Chas S Blake President Wm R C Carson Secretary
Attorney for service in GeorgiaVVm M Francis 1314 Empire Bldg Atlanta
Kinds of business done in GeorgiaSteam Boiler and Fly Wheel
Amount of paidup capital
Ledger assets December 31
Extended at
1917
200000000
727487658
Income
Gross premiums on new business 287137988
Deduct amounts paid for reinsurance and return
and return premiumsi 34854748
Total premiums
Interest and rents
Other sources
Inspections 5709323
From employees on liberty loans 329500
727487658
252283240
32730063
6038823
Total income 291052126
Carried forward 1018539784
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Repairs and expenses 1065148
Inspections 62907868
State Taxes and Fees 5030736
U S Revenues 15119819 Legal expenses 55130 15179449
Furniture etc 643042 office expenses 1496034 2139076
Total disbursements
21443335
69333
41746898
1430000
5935251
20000000
4461712
86317777
219437683
Balance If 799102101428
Annual Report
Ledger Assets
Book value of real estate t 9000000
Mortgage loans SJH
Bonds at book value 466383829
Stocks at book value 66138418
Cash in office Jll2
Deposits at interest 34509363
Deposits not at interest 1010186
Agents balance net 398027
Other items
Premiums in course of collection 708b0306
Tottal ledger assets as per balance No 23 799102101
NonLedger Assets
Interest due and accrued 10815283
Total assets 809917384
Deduct Assets Not Admitted
Other items
Premiums in course of collectio n 5449063
Market value of special deposits 3054415
Bonds and stocks per schedule D 17319147
Total not admitted assets 25822625
Total admitted assets 784094759
Liabilities
Net amount of unpaid losses and claims 15337880
Reserves or unearned premiums on risks outstanding 342936368
Salaries and miscellaneous accounts due or accrued 400000
Tax due or accrued 20000000
Other items
Special and contingent reserve on account of the
assumed liability for guaranteeing the faithful per
formance by The Boiler Inspection and Insurance
Company of Canada of its covenants and obligat
ions assumed under certain policies issued by that
companythis companys proportion of the total
premiums pertaining to such polices namely
5687870 being 20 per cent of 28439351 The pro
rata thereon amounting to 2903020
Received from employees on liberty bonds subs 329500 3232520
Total amount of liabilities except capital 394989016
Capital actually paid in cash 200000000
Surplus over all liabilities 189105743
Surplus protection to policyholders 389105743
Total liabilities 784094759
Business in Georgia
Steam boiler 2746586 477795
Fly Wheel 125455
Totals 2872041 477795
INTERSTATE CASUALTY COMPANY
Clark Building Birmingham Ala
Henry B Gray President D B Lightner Secretary
Attorney for service in GeorgiaChas B Shelton Atlanta Ga
Kinds of business done in georgiaLiability Automobiles and Teams prop
erty damage and collision Plate Glass A and H Burglary and TheftInsurance Department of Georgia
429
Capital Stock
Amount of paidup capital 30000000
Ledger assets Dec 31 1917 722 673 80
Extended at 72267380
Income
Gross premiums on new business 70258462
Deduct amounts paid for reinsurance and return
premiums 14406940
Total premiums 55851522
Interest and rents 26 02672
Profit on sale or increase by adjustment of assets 5060
Other sources
Agents balance previously charged off 85 86
Total income 58467840
Carried forward 130735220
Disbursements
Net amount paid policyholders for losses 30538291
Commissions and allowances to agents 3578096
a First year 13452447
b Renewal 13452447
Salaries of officers and employes 2855534
Rents and interest 192832
Advertising printing postage telegrams etc 737267
Paid Policyholders for dividends 900000
Loss on sale and decrease by adjustment of assets1 2000
Other items
State Taxes and fees 1037050 expenses taxes on Real Estate
276454 Federal taxes 249976 General expenses 616004 balance
charged off 5296 2184780
Total disbursements 54446247
Balance 76288973
Ledger Assets
Books value of real estate 15270000
Mortgage loans frst liens 3459000
Bonds at book value 38495281
Cash in office 521512
Deposits at interest 200000
Deposits not at interest 8112405
Agents balance net 9983699
Other items
Sundry accounts 5 36847
Cash on hands attorney 11583
Deposit with reinsurance 100000
Guardean C G Co losses paid by us 96846
Total ledger assets as per balance No 23 76288973
NonLedger Assets
Interest due and accrued 386520
Deduct Assets Not Admitted
Other items
Sundry accounts 36847
Special deposits 309000
Book value over market 754481
Total not admitted assets 1100328
Total admitted assets 75575165
Liabilities
Net amount of unpaid losses and claims 21562849
Reserves or unearned premiums on risks outstanding 8333545
Salaries and miscellaneous accounts due or accured 26373
Taxes due or accrued 1319236430
Annual Report
Total amount of liabilities except capital 33751603
Capital actually paid in cash 30000000
Surplus over all liabilities 11823562
Surplus protection to policyholders 41823562
Total liabilities 75575165
Premiums in Force
In force December 31 1917 19761210
Written or renewed during year 70258462
Sum 90019672
Deduct ceased to be in force during year 60928561
In force December 31st 1918 29091111
Deduct amount returned 12424020
Net premiums in force 16667091
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
th Ycur
Accident 4199 2000
Health 65592 155566
Liability 1932536 546385
Auto and teams property damage 779395 292172
Totals 2642060 992802
INTERSTATE LIFE AND ACCIDENT COMPANY
Vounteer State Life Bdg Chattanooga Tennessee
H D Huffaker President Jas E Watkins Secretary
Attorney for service in GeorgiaJ D Vaughan Atlanta
Kinds of business done in GeorgiaLife Accident Health Plate Glass and
Weekly Ind
Capital Stock
Amount of paidup capital 15259800
Ledger assets Dec 31 1917 22328642
Increase of paidup capital during year 204000
Extended at
22532642
Income
Gross premiums on new business 43303986
Gross renewal premiums 571161
Deduct amounts paid for reinsurance and return premiums 42732825
Interest and rents 1251140
Other sources
Miscellaneous Income 217476
Surplus paid in on stock sub 585000
Barrowed money 2615000
Total income 47401441
Carried forward 69934083
Disbursements
Net amount paid policyholders for losses 21044710
Legal and administrative expenses in adjustment of claims 333347
Commissions and allowances to agentts 19989505
Salaries of officers and employes 1933485Insurance Department of Georgia
431
Rents and interest 5 394 14
Advertising printing postage telegrams etc 11 lo93756
Loss on sale and decrease by adjustments of assets 4920 00
Other items
Taxes 3 an
Business Bought sl9223
Borrowed money repaid 12l50 00
Medical examinations fees 4300 00
Stock commissions 107400
Miscellaneous ZZZZZ 572650
Total disbursements ZSZZZ Z 48781887
Balance j 21152196
Ledger Assets
Books value of real estate 357 00
Mortgage loans 125 34ooo
Bonds at book value uqcnnn
Cash in office Z 1234557
Deposits at interest 2276045
Deposits not at interest 276l28
Other items
Premiums in course of collection 3 078 27
Bills receivable 3770 00
Premiums in course of transmissionZZZZZ 451739
War savings stamps ZZZZ 84200
Total ledger assets as poor balance No 23 21152196
NonLedger Assets
Interest due and accured s ssqsik
Other items 559815
Net uncollected and deferred life preimums 1 110 u
Total assets JlZZZJIZZZZi 2uMdi
Deduct Assets Not Admitted
Other sources
Market value of special deposits in excess of corresponding
liabilities 740 00
Life policy assets in excess 300 35
Total not admitted assets 1 04o35
Total admitted assets ZZIZ 21719910
Liabilities
Net amount of unpaid losses and claims 5 069 10
Reserves or unearned premiums on risks outstanding 9 0005 36
Salaries and miscellaneous accounts due or accured 2 262 77
Taxes due or accured 3doOooO
Other items
Reinsurance 200 00
Commissions and other charges ZZZZ 1247 89
Borrowed money 14000 00
Reserve ZZZ 2531342
Total amount of liabilities except captial s 60098 54
Surplus over all liabilities 4 502 56
Surplus protection to policyholders 157 100 56
Total liabilities f 21719910
Premiums in Force
In force December 31 1917 j 9389 47
Written or renewed during year 14634999
Sum J 15573946
Deduct amount reinsured 9gg Qg
In force December Slst 1918 IIIZZZZZZZZZZZZ 18 988 78
Net premiums in force ZZZ 18010 72432
Annual Report
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed dring
Amt 2210250 661584
Accident 2075020 1716422
Shgtasr wf9 18700
Life departmentbZB
Totals 4453689 2396706
Inevestments in Georgia
Mortgage loans 2600000
Total investments in Geirgia zouuuuu
LIBERTY MUTUAL INSURANCE COMPANY
185 Devonshire Street Boston Massachusetts
Walter S Bucklin President Clark E Woodward Secretary
Attorney or service in GeorgiaJ S Bussey Jr Atlanta Ga
Kinds of business done in GeorgiaLiability Workmens compensation
Auto and teams property damage and collision insurance
Capital Stock
Ledger assets Dec 31 1917 274522880
Extended at 2745880
Income
Gross premiums on new business HoqIsTq
Gross renewal premiums aML
370338974
Deduct amounts paid for reinsurance and return
premiums bV6i66U
Total premiums ii474i
Interest and rents i Si J
Profit on sale or increase by adjustment of assets iniio
Total income 876600625
Carried forward 651123505
Disbursements
Net amount paid policyholders for losses oloo
Commissions and allowances to agents JAlAi
Salaries of officers and employes oiis9
Rents and interest i77ftSK
Advertising printing postage telegrams etc 2770555
Paid Policyholders for dividends Koa79
Doss on sale and decrease by adjustment of assets 58
Total disbursements Jit4
Balance 436370860
Ledger Assets
Bonds at book value 33rnnnnnn
Stocks at book value ssinn
Cash in office isQslnni
Deposits at interest 48384004Insurance Department of Georgia 433
Members balance net 47723380
Other items
F T Ley Co 73772
Penn Mutual Liability association 537583
Employeesbusiness training school 61320
672675
Total ledger assets as per balance No 23 436370860
NonLedger Assets
Interest due and accrued 3983633
Total assets 440354493
Liabilities
Net amount of unpaid losses and claims 211003328
Reserves or unearned premiums on risks outstanding 122238945
Dividends to policyholders declared but unpaid 21329254
Salaries and miscellaneous accounts due or accrued 1106243
Taxes due or accrued 4498760
Other items
Mutual compensation insurance company 996586
Reinsurance 2751563
Interest accrued on surplus participation certifi
cates 120486
3868635
Total amount of liabilities except capital 364045165
Surplus over all liabilities 71290338
Surplus protection to policyholders 792851
Total liabilities 435335503
Premiums in Force
In force December 31 1917 172635287
Written or renewed during year 365303644
Sum 537938931
Deduct ceased to be in force during year 350027839
In force December 31st 1918 187911092
Net premiums in force 187911092
Inevestments in Georgia
Bonds Georgia Railway and slectrict Co 2300000
Total investments in Georgia 2300000
LIFE AND CASUALTY INS CO OF TENNESSEE
309311 Church St Nashville Tennessee
A M Burton President H B Folk Secretary
Attorney for service in GeorgiaHarvey Hatcher Atlanta Ga
Kind of business done in GeorgiaIndustrial Life Health and Accident
Capital Stock
Amount of paidup capital 20000000
Ledger assets Dec 31 1917 49602998
Extended at 49602978
Income
Gross premiums on new business 6827350
Gross renewal premiums 197989015
Deduct amounts paid for reinsurance and return
premiums 279213
Total premiums 204537152
Interest and rents 3726588434
Annual Report
Agents balance previously charged off 2380
Other sources
Premiums on sale of capital stock 30352
Agents license recovered 450930
Sundries 234115
Borrowed money 5750000 6465397
Total income to purchase liberty bonds 2147315H
Carried forward 264334495
Disbursements
Net amount paid policyholders for losses SlSBTllS
Commissions and allowances to agents 51255
HuOiOvfltXO
Salaries of officers and employes onscilsB
Rents and interest n5in no
Advertising printing postage telegrams etc 4041093
Dividends to stockholders S2
Taxes dept fees and licenses 3684325
Other items
Traveling expenses 4727252
Furniture and fixtures 1213420
Repairs and expenses real estate 1120542
General expenses etc 1863013
Total disbursements 207466207
Balance 56868288
Ledger Assets
Book value of real estate
Mortgage first liens
Bonds at book vaule
Cash in office
Deposits not at interest
Agents balances and bills receiv
Other items
U S War Saving Stamps
Total ledger assets as per balance No 23
9730000
34077500
10059368
1730
2372833
543257
83600
56868288
NonLedger Assets
Interest and rent due and accrued
TJnexpired value fire Ins premiums
Other items
Automobiles 86052 bills received 48652
Furnitures fixtures 1749408
Stationery supplies and printed matter 1000000
Total assets
577291
143887
2884112
60473548
Deduct Assets Not Admitted
Agents balances 163540
Bills receivable 573156
Other items
Furniture and fixtures 1749408
Stationery and printing 1000000
Automobiles 86052
Book value bonds over market value 102368
Total not admitted assets
Total admitted assets
3674524
56799024
Liabilities
Net amount of unpaid losses and claims 876695
Reserves or unearned premiums on risks outstanding 19713832
Salaries and miscellaneous accounts due or accrued 216346BNHBHl
Insurance Department of Georgia 435
Taxes due or accrued 2146114
Other items
Premiums paid in advance 4896460
Commissions due agents 2405018
Rents paid in advance 1708
Borrowed money 5750000
13053186
Total amount of liabilities except capital 36006173
Capital actually paid in cash 20000000
Surplus over all liabilities 7928 51
Surplus protection to policyholders 20792851
Total liabilities 56799024
Business in Force
In force December 31 1917 898997400
Issued revived or increased during year 18 622037 00
Sum 2761201100
Deduct ceased to be in force during year 1151084500
In force December 31st 1918 1610117000
Business in Georgia
Issued revived or increased 137308200
Sum 137308200
Deduct ceased to be in force during the year 42753600
In force December 31st 1918 94554600
Net losses paid during year 768505
Net losses incurred during year 799980

LLOYDS PLATE GLASS INS CO
6163 William St New York
William T Woods President Charles B W Chambers Secretary
Attorney for service in GeorgiaD I Maclntyre Atlanta
Kinds of business done in GeorgiaPlate Glass
Capital Stock
Amount of paidup capital 25000000
Ledger assets December 31 1917 101235700
Extended at 101235700
Income
Gross renewal premiums 91362879
Deduct amounts paid for reinsurance and return
premiums and not taken 12412812
Total premiums 78950067
Interest and rents 4984854
Profit on sale or increase by adjustment of assets 12202
Other sources
Agents balance previously charged off 3223
Total income 83950346
Carried forward 185186046
Disbursements
Net amount paid policyholders for losses 33074983
Salaries of officers and employes 7879605
Rents and interest 1310273
Advertising printing postage telegrams etc 1572073
Loss on sale and decrease by adjustment of assets 1307214
Other items
Commission or brokerage less ammounts received on claim
436
Annual Report
premiums and reinsurance 24448213
Salaries travelling and all other expenses of agents not paid by
commissions 6712t7
Repairs and expenses other than taxes and real
estate 1025309
Taxes real estate 837800
Insurance Department licenses and fees 648847
State Taxes on premiums 838740
Frederal corporation tax 185805
City county taxes 86027
Canadian taxes 225102
Premiums war tax 744531
Miscellaneous war tax 4163
Legal expenses 106541
Furniture and fixtures 37540
Stockholders for interest on dividends 5000000
Sundries 87nHi
Agents balance charged off inn
Borrowed money repaid 2000000
12626622
Total disbursements 82890271
Balance 102295775
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits not at interest
Premiums in course of collection
Total ledger assets as per balance No 23 102295775
25576318
2325000
32622404
23201612
572342
3103685
14894414
NonLedger Assets
Interest due and accrued liJHov
Market value of assets over book value 192db8i
Other items
Rents due 08J4
Salvage glass on hand ilcnn
Sundry account 145UO
Total assets 105221084
Deduct Assets Not Admitted
Other items
Salvage glass on hand
Sundry accounts
Market value special department
Premiums in course of collection pior to October 1 1918
Book value ledger assets over market value bonds 2212804
Stock 5064812
Total not admitted assets
Total admitted assets
484914
14500
2958585
246176
7277616
10981791
94239293
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and misscellaneous accounts due or accrued
Taxes due or accrued
Other items
Return premiums
Total amount of liabilitties except capital
Capital actually paid in cash 250000000
8409989
41287353
4540954
133927
2400000
57347
56829570Insurance Department of Georgia
437
Surplus over all liabilities 124 097 23
Surplus protection to policyholders II 37409723
Total liabilities 94239293
Premiums in Force
In force December 31 1917 i 670 427 64
Written or renewed during year 2 913 62879
Sum 584056 43
Deduct ceased to be in force during year 764986 57
In force December 31st 1918 ZII 81906986
Net premiums in force 819069 8f
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Dosses
Plate glass
Totals
Written or Re
newed during
the Year
263722
263722
Paid
203341
203341
LONDON GUARANTEE ACCIDENT CO LTD
134 S La Salle St Chicago Ills
P W Lawson General Manager For the United States
Attorney for servce in Georgia T B Wright Jr Atlanta Ga
Capital Stock
Amount of paidup capital 500 000 00
Dedger assets December 31 1917 9 081 372 65
Extended at 908137265
Income
Gross premiums on new business 1332440665
Deduct amounts paid for reinsurance and return
premiums 235941917
Total premiums io 964 987 48
Interest and rents III 365i59388
Profit on sale or increase by adjustment of assets 202191
Other sources
Prapertion of Coinsurance premiums on coal mines and
prohibited risks to be remitted to other companies when re
ceived by us 25398001
Total income 1158658328
Carried forward 2066795593
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
14 12 Inspecitons other than medical
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Remitted to home office London
Loss on sale and decrease by adjustment of assets
Other items
State tax on premiums 14504388
Licenses and Fees 529685
370394752
62049753
9395543
244580752
23076840
2776368
7852593
18228344
149095438
Annual Report
1 t 819 79
Corporation tax war tax and etc 33616052
n 721 98
Bureau and other subscriptions 1293473
Office and generaal expenses 63 65671
778485763
Total disbursements 1288309830
Balance
Ledger Assets
1100000
Mortgage loans first liens 8 72055011
Bonds at book value 3134471
Cash in office 66978947
Deposits at interest 2 96118613
Agents balance net
Other items 0
Balance due from employes subscriptions to 3rd 2Rm09
and 4th liberty loans rifill bllSUJ
Cash in branch claim department 574000 lravel 61 155 23
vlrrliiiTr i62i349
Comric g0741981
compensation reinsurance bureau 30590402 30741981
Agents balances subject to adjustment 7666242
prohibited risks comp loss suspense 101809 7lXi
Prohibited risks compensation medical suspense btvia 4g9227 88
w 95 1288309830
Total ledger assets as per balance No is
NonLedger Assets
12534808
Interest due and accrued 13 008 44638
Total assets
Deduct Assets Not Admitted
57573807
1ueriiV6rerornd8todefault 250000
L Book vulue ledger assets over market value
Bonds per schedule D 370523
Travelling suspense 777I7VTV7 m9ifus4
Agents balance subject to adjustments balance 10u1s
Workmans compensation reinsurance bureau
Cash in branch claim department udou 11901745
Total not admitted assets 9268006
Total admitted assets 1202576632
Liabilities
Net amount of unpaid losses and claims IlIIHHg
Reserves or unearned premiums on risks outstanding 30378295
Commissions brokerage other charges due aSts brokers on 4g3 g41 3
SalariedandmTscVnaneous accounts due or accrued i952667
Taxes due or accured 182763 13
Return premiums and reinsurance
Due associated companies on coinsurance premiums
on coal mines and prohibited risks 25398001
Voluntary additional reserve for contingencies 50000000
Special reserve for federal taxes 52500Uuu 127898001
Total amount of liabilities except capital Mbnffioo 1095726665
Capital actually paid in cash statutory deposits OOOOOOO
Surplus over all liabilities 5b8499b
Surplus protection to policyholders iubs499b
1202576632
Total liabilities Insurance Department of Georgia 439
Premiums in Force
In force December 31 1917 nC7 nK
wntten or renewed during year zzzzzzzzzzzzzzz JismImm
Sum 7
Deduct ceased to be in force iiurinT yearZZZZZZZZZZZZZZZZZZZZZZZZ 12161702 38
In force December 31st 1918 R nn7
Deduct amount reinsured ZZZZZZZZZZZZZZZZZZZZZZZZZZ 174 15382
Net premiums in force 6055g5350
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Accident tne Year
Health 1194700 645149
Liabilitfy 1008700 742155
BuTglarJ and ThefrZZZZZZZZZZ Wf9
Auto and teams property damage ZZZZZIZZIZZZZZZZZZ izlojl IMlAS
Totals 10147127 3437904
LOYAL PROTECTIVE INSURANCE COMPANY
581 Baylston St Boston Massachusetts
S Augustus Allen President Prancis R ParkS Secretary
Attorney for service in GeorgiaM o Strickland Atlanta
Kinds of business done in GeorgiaCommercial Health and Accident
Capital Stock
Amount of paidup capital
Ledger assets December 31 1917 ZZZZ
Extended at
10000000
56723204
56723204
Income
Gross premiums on new business 67282950
Deduct amounts paid for reinsuran
premiums
ce and return
252057
Total premiums
Interest and rents ZZZ
Other sources
Policy fees required by applications
Prom agents balance previously charged off
5557500
389096
67030893
2145427
5946596
Total income
Carried forward
75122916
t 131846120
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims ZZ 2qqqqfi
First year
b Renewal
5385550
5091105
299996
Salaries of officers and employes 131 090 44440
Annual Report
891000
Rents and interestT7XZllt 2243096
Advertising printing postage telegrams etc 1000000
Paid stockholders for dividends
Other items 265 00
Medical examiners fees and salaries
Inspections other than medical and claim io 16207
State taxes on premiums 503970
Insurance department licenses fees i635999
Federal corp tax 483725
Legal expenses 85600
Furniture and fixtures 361 45
Agents balance charged oft 4491028
75710030
Total disbursements
56136090
Balance
Ledger Assets
41917676
Bonds at book value 5872814
Stocks at books value 266900
Cash in office 8078700
Deposits not at interest
T 9 56136090
Total ledger assets as per balance No a
NonLedger Assets
623977
Interest due and accrued
56760067
Total assets
Deduct Assets Not Admitted
verduTand accrued interest on bonds tadefault 68750
Book value of ledger assest over market value viz 10i35676
Bonds 522814
Stocks 1558490
1627240
Total not admitted assets
55132827
Total admitted assets
Liabilities
Net amount of unpaid losses and claims tjv 13789633
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued il52343
Taxes due or accrued VTnftYi 29104617
Total amount of liabilities except capitalwd 00000
Capital actually paid in cash 16o28210
Surplus over all liabilities 26028210
Surplus protection to policyholders
55132827
Total liabilities
Premiums in Force
In force December 31 1917
Written or renewed during year
Deduceceaaed tcTbe in force during year
Inforce December 31st 1918
Net premiums in force
17012050
67282950
84295000
65747600
18547400
18547400B
Insurance Department of Georgia 441
Amount payable quarterly 18547400
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Accident and health 344932 320728
Totals 344932 320728
MARYLAND CASUALTY COMPANY
North and Balto Streets Baltimore Md
John T Stone President John A Hartman Secretary
Attorney for service in GeorgiaE R Haas Atlanta Ga
Kinds of business done in GeorgiaCasualty Fidelity and Surety
Capital Stock
Amount of paidup capital 200000000
Ledger assets December 31 1918 1317916036
Increase of paidup capital during year 50oo0000
Extended at 1367916036
Income
Gross premiums on new business and renewal
premiums 2079940921
Deduct amounts paid for reinsurance and return
premiums 501370734
Total premiums 1578570187
Interest and rents 570 370 11
Profit on sale or increase by adjustment of assetsI 87145 74
Other sources
Proportion of coinsurance premiums on coal mines and pro
hibited risks to be remitted to other companies when received
by us
22944785
Total incofe 166V266557
Carried forward 3035182593
Disbursements
Net amount paid policyholders for losses 562351398
Commissions and allowances to agents 863417 40
b Renewal 2804554o9
Salaries of officers and employes 922 146 64
Rents and interestI 5775429
Advertising printing postage telegrams etc 29o925l8
Paid stockholders for dividends 349862150
Loss on sale and decrease by adjustment of assets 461383 00
Other items
Inspections 34344107
Taxes and Insurance Department Fees 47975057
Real Estate expenses other than taxes 12157807
Agents balance charged off 5807490
Transfer of surplus fund to capital stock account 50000000
150284461
Total disbursements 1287640171
Balance 1747542423442
Annual Report
Ledger Assets
Book value of real estate 157784532
Mortgage loans first liens 4940133
Bonds at book value 1080424462
Stocks at book value 84548150
Cash in office 297227i
Deposits at interest 70665806
Agents balance net 3625689
Other items
Premiums in course of collection 333962814
Bills receivable 879012
Reinsured losses due for other companies 1356944
Collateral loans 6382608
342581378
Total ledger assets as per balance No 23 1747542422
NonLedger Assets
Interest due and accrued 8970042
Other items
Salvage 3860089
Totals assets 1760372553
Deduct Assets Not Admitted
Agents balances 3625689
Bills receivable 879012
Other items
Premiums in coure of collection effective prior to
Octtober 1 1918 66876537
Market value of special deposits in excess of
Liabilities 980940
Total not admitted assets 72362178
Total admitted assets 1688010375
Liabilities
Net amount of unpaid losses and claims 589301723
Reserves or unearned premiums on risks outstanding 574860118
Salaries and miscellaneous accounts due or accrued 3095755
Taxes due or accrued 31571404
Other items
Reinsurance 6377074
Commission due agents 52035589
Estimated expenses of investigation of claims 3818100
Due associated companies 29072502
Voluntary additional reserve 50000000
141303265
Total amount of liabilities except capital 1340132265
Capital actually paid in cash 200000000
Surplus over all liabilities 147878110
Surplus protection to policyholders 347878110
Total liabilities 1688010375
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Accident t 7010 127494
Health 6735 186016
Liability 27956777 7558819
Fidelity 394445 46000
Surety 1542204 80266
Plate glass 912027 407187
Steam boiler 592138 38675
Burglary and theft 1126124 321603Insurance Department of Georgia
Sprinkler pttom
Fly wheel s5J4 10
Auto and teams property damage 7 24 167
Workmens collective JniJ
Phys DefenseZJ1ZZZZ1ZIZZZZZZ1ZZZZZ 723o9
Total Jj 3530g36g
443
23838
1051761
3918
845577
MASONIC PROTECTIVE ASSOCIATION
18 Franklin St Worcester Mass
Francis A Harrington President Lemuel G Hodgkins Secretary
Attorney for service in GeorgiaR L Thurman Atlanta Ga
Kinds of business done in GeorgiaPersonal Accident and Health Insurance
Capital Stock
Extended at i 72792253
Income
Gross premiums on new and renewal 113317543
Deduct amounts paid for reinsurance and return
premiums 144644
ITn0tearesPtremiUmS 113172899
Other sources 2772030
Agents balances previously changed off ik on
Policy fees 98590 47 9860547
Total income 198597729
Disbursements
NFoIcT feesPaid policyholders or les 67368986
b Renewal 9816375
saffr
Advertising printing postage77eTegfams Sc 44w
Other items ait6a
Adjustment of claims u 47fi 4
Salaries and expenses of agents 51 782 28
Taxes and Insurance Department fees 46l4l2
Legal expenses ann99
Furniture and Fixtures 4qk 99
Dividends to Stockholders 1000000
Agents balance charged off
Miscellaneous ZZ1Z 2350142 16350194
Total disbursements 123556014
Balance J 7507B
Ledger Assets
Bonds at book value
Cash in office a2
Deposits at interest oioooi
Other items 21933604
Advances to agents 1 04 06
Premiums in course of collectionIi 992 46
107652
Total ledger assets as per balance No 23j 750 417 15444 Annual Report
NonLedger Assets
Interest due and accrued
Total assets
Deduct Assets Not Admitted
Agents balancesTXir i IrIII
Market value of special deposits in excess liabilities lZb54Z
Other items 1 QSn nn
Overdue and accrued interest on bonds
Book value of bonds in excess market SinB MBi r
Advances to agents 8406 299bl5b
Total not admitted assets 3189451
Total admitted assets 72841504
Liabilities
Net amount of unpaid losses and claims oinnfiK
Reserves or unearned premiums on risks outstanding S70bSUb
Estimated expenses of adusting claims o9n
Salaries and miscellaneous accounts due or accrued iJiasu
Taxes due or accrued Kornfiftii
Total amount of liabilities except capital 52506041
Capital actually paid in cash5
Surplus over all liabilities ltwdMw
Surplus protection to poMcyholders ii66ttbs
Total liabilities I 72841504
Premiums in Force
In force December 31 1917 2S2
Written or renewed during year itt6sit6
Sum 143547043
Deduct ceased to be in force during year 10650975
In foroe December 31st 1918 3739605
Net premiums in force 37396075
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Dosses
Written or Re Paid
newed during
Accident Health 1637705 1357267
Totals 1637705 1357267
MASSACHUSETTS BONDING AND INSURANCE COMPANY
7785 State Street Boston Mass
T J Talvey President John T Bennett Secretary
Attorney for service in GeorgiaEugene Dodd Atlanta Ga
Kinds of business done in GeorgiaFidelity and Surety Bonds and Casualty InsInsurance Department of Georgia
445
Capital Stock
Amount of paidup capita 150000000
Ledger assets Dec 31 1917 525693437
Extended at 525693437
Income
Gross premiums on new business 612651661
Deduct amount paid for reinsurance and return
premiums 134200526
Total premiums 478451135
Interest and rents 17351762
Profits on sale or increase by adjustment of assets 513664
Other sources
Sale of American Tel anl Tel Co Rights 200
Policy fees 14703473
14703673
Total income 511020234
Carried forward 1036713671
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
b Renewal
Salaries of officers and employes
Rents
Advertising printing postage telegrams telephone supplies and
express etc
Loss on sale and decrease by adjustment of assets
Other items
Policy fees
Furniture and fixtures
Salaries and expenses of Agents
Insurance Department licenses and fee
Medical examiners fees
All other licenses and fees
Inspections
Legal expenses
Repairs and expenses on real estate
Agents balances charged off
Taxes on premiums
Other disbursements
201856388
27722355
118414337
20466091
2693249
5693515
1125835
14703473
959358
46794596
1162782
296248
3688792
2553728
960182
120273
764098
8893614
4958714
85855858
Total disbursements 463827628
Balance 572886043
Ledger Assets
Book value of real estate 1850000
Bonds at book value 395545725
Stocks at book value 34956992
Cash in office and intransit 10185458
Deposits at interest 23987164
Deposits not at interest 4843097
Agents balance net 85825193
Other items
Bills receivable 287361
Advances on contracts 5857350
War savings stamps 19998
Cashier suspended banks 2661413
Workmens compensation reinsurance bureau 2451357
Salvage assets 534076
Balances due on liberty bonds for employes 3880859 15692414
Tetal ledger assets as per balance No 23 572886043446
Annual Report
NonLedger Assets
Interest and rents accrued 4662475
Other items
Due from other companies for reinsurance on paid losses 37794
Total assets1 577586312
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Special deposits
Book value of stocks and bonds on market vale
Advances on contracts
15347630
287361
341074
16816617
5857350
23015041
Total not admitted assets 38650032
Total admitted assets 5 538936280
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Estimated expenses of Investigation and Adjust
ment unpaid losses 4994000
Commissions due agents outstanding premiums 15241233
Reinsurance due other companies 2778323
137483822
172003385
1615768
9526461
23013556
343642992
195293288
Total amount of liabilities except capital
Capital actually paid in cash 150000000
Surplus over all liabilities 45293288
Surplus protection to policyholders
Total liabilities 538936280
Premiums in Force
In force December 31 1917 305006132
Written or renewed during year 612651661
Sum
Deduct ceased to be in force during year
In force December 31st 1918
Deduct amount reinsured
917657793
550583375
367074418
28764572
Net premiums in force 338309846
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Accident Health
Liability
Fidelity
Surety
Plate
Burglary
Auto and
and theft
teams property damage
Written in Re
newed during
the Year
1952531
388547
215599
608534
99036
39937
75272
Paid
815695
285615
500
130000
15631
33711
10661
Totals
Investments in Georgia
3379456
2500000
Bonds par value
Total investments in Georgia
1290813
2500000Insurance Department of Georgia 447
METROPELITAN CASUALTY INSURANCE CO OF N Y
47 Cedar Street New York
Eugene H Winslow President w r
b Wm Burton Secretary
Attorney for service in GeorgiaJas Giilespie Augusta Ga
Kinds of business done in GeorgiaAccident Health Piate Gass and Burgiary
and Theft
Capital Stock
Amount of paidup capital
Ledger assets Dec 31 1917 20000000
w 96566850
Extended at
96566850
Income
Gross renewal premiums 1192 4fj8 33
Dpdremium0UntS m for durance and return
Total premiums 18023613
T 101222220
Interest and rents
Other sources 3256088
Prom agents balance previously charged off 1700
1700
Total income
M 104480008
Carried forward
201046858
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents 44474681
b Renewal sems 651518
Salaries of officers and employes 32656416
Rents and interest 12291315
Inspections 195770
State Taxes on premiums 6800
Other items 11729 47
Furniture and fixtures
Insurance licenses 128584
Federal corporation tax I 583036
Federal war tax 14600
Municpal licenses 1066354
Legal expenses 109149
Stockholders dividends 97526
Exchange on bank chs 3600000
Auditor fees 13517
Sundry off expense 1 50000
Contributions Red ols
Dues underwriters and Com agency IAai
Agents balances charged of 545952
43539 6551180
Total disbursements
Balance 100287137
100759721
Ledger Assets
Bonds at book value
Stocks at book valueI 47570305
Cash in office 26407432
Deposits at interest 51521b
3968434448 Annual Report
Agents balances net 22093301
Other items
Reinsurance loss etc duaua
Total ledger assets as per balance No 23 S 100759721
NonLedger Assets
Interest due and accrued j 690196
Total assets 101449917
Deduct Assets Not Admitted
Agents balances 1 243713
Other items
Market value of special deposits in excess of
corresponding liabilities jnqi7 49 803 21
Stocks and bonds 4091237 WVQiiL
Total not admitted assets 5224034
Total admitted assets 96225883
Liabilities
Net amount of unpaid losses and claims nonn
Reserves or unearned premiums on risks outstanding 5030801U
Salaries and miscellaneous accounts due or accrued 72268
Taxes due or accrued estimated 1487112
Other items
Commissions brokerage and other charges due 696454
Reinsurance 264695 7228949
Total amount of liabilities except capital 65941747
Capital actually paid in cash 20000000
Surplus over all liabilities 108413b
Surplus protection to policyholders 3028413b
Total liabilities 9b2258S3
Premiums in Force
Inforce December 81 1917 a
Writen or renewed during year iid4iB3
Sum 202668098
Deduct ceased to be in force during year 100618464
In force December 31st 1918 102049634
Deduct amount returned MmAi
Net premiums in force 100025203
Business in Georgia
i
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Accident 440618 103282
Health 247645 206045
PhtA fflass 336337 122417
Burglary and theft 6250 56746
Totals 1030850 488490Insurance Department of Georgia 449
NATIONAL CASUALTY COMPANY
422 Majestic Building Detroit Michigan
W G Curtis President E A Grant Secretary
Attorney for service in GeorgiaR D Parkinson Savannah Ga
Kinds of business done in GeorgiaAccident and Health
Capital Stock
Amount of paidup capital 20000000
Ledger assets Dec 31 1917 36969457
Extended at 36969457
Income
Gross premiums on new business 72014031
Deduct amounts paid for reinsurance and return
premiums 2122917
Total premiums 69891114
Interest and rents 1629311
Profit on sale or increase by adjustment of assets 11365
2632100
Total income 74163890
Carried forward 111133347
Disbursements
Net amonnt paid policyholders for losses 31227173
Commissions and allowances to agents 446401
b Renewal 27055429
Salaries of officers and employes 5897670
Rents and interest 715083
Advertising printing postage telegrams etc 2090236
Paid Policyholders for dividends 1600000
Other items
Policy fees 2630000
Beneral expenses 277019
Taxes etc 2239190
Traveling 400076
Legal 320815
Furniture 18675
Agents balance 167202 6052977
Total disbursements 7584969
Balance 36048378
Ledger Assets
Mortgage loans first liens 3000000
Bonds at book value 26546080
Stocks at book value 4525500
Cash in office 397924
Deposits not at interest 829899
Agents balance net Collateral loans 75000
Other items
Premiums in course of collection 680000
War savings stamps 83975
763975
Total ledger assets as per balance No 23 36048378
NonLedger Assets
Interest due and accrued 571297
Other items
Agents personal accounts 546433
450 Annual Report
Furniture and supplies 30 000 00
Reinsurance L85078 3731511
Total assets 40351186
Deduct Assets Not Admitted
Other items
Furnitures and fictures supplies printed matter
and stationery 3000000
Total not admitted assets 3000000
Total admitted assets 373 51X86
Liabilities
Net amount of unpaid losses and claims 2944000
Reserves or unearned premiums on risks outstanding 2036300
Salaries and miscellaneous accounts due or accrued L0O0OO
Taxes due or accrued on premiums 13o0oo0
Total amount of liabilities except capital 6380S00
Capital actually paid in cash 20000000
Surplus over all liabilities 10970886
Surplus protection to policyholders 30970886
Total liabilities 37351186
Premiums in Force
In force December 31 1917 3505000
Written or renewed during year 69891ll4
Sum 1 73396114
Deduct ceased to be in force during year 697035 14
In force December 31st 1918 36326o0
Net premiums in force 3g 92600
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written in Re Paid
newed during
Accident Health 652374 355404
Totals 652374 355404
NATIONAL RELIEF ASSURANCE CO
108 S 4th St Phila Pa
M C Boyer President Robert M Fry Secretary
Attorney for service in GeorgiaW W Haskell Atlanta Ga
Kinds of business done in GeorgiaPersonal Health and Accident
Capital Stock
Amount of paidup capital 100 000 00
Ledger assets Dec 31 1917 17652848
Extended at 17652848
Insurance Department of Georgia
Income
Gross renewal premiums 21041221
Deduct amounts paid for reinsurance and return
premiums 5715
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Policy fees represerved by applicasions 2606100
Total income
Carried forward
451
21035506
644568
9117
2606100
24295291
41948139
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
b Renewal
Salaries of officers and employest
Rents and interest
Advertising printing postage telegrams etc
Other items
Policy fees received by agents 2606100
Salary and travelling expense of agents not paid
by commission 584395
Medical fees 6400
Insurance Department fee 99420
War taxes on premiums 284384
Federal Coporation tax 67296
Municipal and county taxes and fees 13246
Legal expense 66550
Dividend to stockholders 900000
Premium on surety bonds 300
Memberships 16100
Subscriptions 3437
Insurance Expense 1325
Agents balances charged off 172813
Total disbursements
Balance
7742929
48687
8276920
1805569
136131
600083
4821762
23432085
18516054
Ledger Assets
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in offic
Deposits at interest
Deposits not at interest
Other items
Premiums in course of collection 563688
Bills receivable 28600
Furniture and fixtures and supplies 540271
Agents balances secured 88248
Accounts receivable 1896447
Mileage r 1681
Total ledger assets as per balance No 23
1173600
12395375
902500
94860
913382
5650
3030687
18516054
NonLedger Assets
Interest due and accrued
Total assets
119149
18635203452
Annual Report
Deduct Assets Not Admitted
Agents balances over 3 mos old 763454
Bills receivable 28600
Other items
Companys stock owned 15000
Book value stocks and bonds over market value 522875
Mileage 1681
Premium course of collection 1112669
Funiture fixtures and supplies 540271
Total not admitted assets 1904723
Total admitted assets 16730480
Liabilities
Net amount of unpaid losses and claims 1711115
Reserves or unearned premiums on risks outstanding 598492
Salaries and miscellaneous accounts due or accrued 116786
Taxes due or accrued 150000
Total amount of liabilities except capital 2576393
Capital actually paid in cash 10000000
Surplus protection to policyholders 4154087
Total liabilities 5 16730480
Premiums in Force
In force December 31 1917 188397
Written or renewed during year 21041221
gum 21229618
Deduct ceased to be in force during year 20962418
In force December 31st 1918 267200
Net premiums in force 267200
Business in Georgia
t
Gross Premiums
less Return Pre
miums on Risks Gross Dosses
Written or Re Paid
newed during
Accident Health 1284410 437416
Totals 1284410 437416
NATIONAL SURETY CO
115 Broadway New York
Wm B Joyce President Hubert J Hewitt Secretary
Attorney for service in GeorgiaW L McCalley Jr Atlanta Ga
Kinds of business done in GeorgiaFidelity Surety Burglary and Theft
Capital Stock
Amount of paidup capital 400000000
Ledger assets Dec 31 1917 1496809763
Extended at 1496809763Insurance Department of Georgia
453
Income
Gross premiums on new business renewal premiums 820150432
inmTUntS Paid for reinsurance and returns
premiums 234814282
Total premiums
Interest and rents 6ioqH2
tnerSsourceas lnreaSe W NiseisZ 61K
Inspections
Borrowed money U84w
Agents balances previously charged off 6075
Miscellaneous Income and adjustments 159 85857
101618113
Total income
earned w
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents 1320 3f2fifi
Salaries of officers and employes iMwtt
Rents
etc
Advertising printing postager telegrams
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
147325178
14162497
23998029
74672238
5320010
14939721
47998400
2868192
58549023
Total disbursements
Balance
521872554
Ledger Assets
Book value collateral loans
Book value of real estate
Mortgage loans
Bonds at book value Z
Stocks at book value
Cash in office and branch office II
Deposits at interest
Deposits not at interest
Agents balance
Other items I
Total ledger assets as per balance No 23
NonLedger Assets
1723484801
7205218
10525392
6933346
1114047496
300279726
2051402
25934945
53674498
157887635
54952343
1723484801
Interest due and accrued
Other items
Total assets
14134869
4601855
1742221525
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Special deposits
Stocks and bonds
Stocks and bonds
36030032
1000000
12587412
77513626
6553166
Total not admitted assets 03 842 36
Total admitted assets s 16 085 372 89
Liabilities
Expense of adjustment
7631500
Net amount of unpaid losses and claims 1 787 654 91
Reserves or unearned premiums on risks outstandingII 3i53607672454 Annual Report
Dividends to stockholders declared but unpaid 12Ssnn
Salaries and micellaneous accounts due or accruea okSobkw
Taxes due or accrued ooi
Commission IHinnn
Borrowed money and interest iW
Other miscellaneous accounts payable 14U4
Total amount of liabilities except capital 721947300
Capital actually paid in cash 22s2
Surplus over all liabilities 4sbtsaae
Surplus protection tb policyholders Jakqso
Total liabilities 1608537S9
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Fidelity 2524373 1520861
qrPtv 2233208 2547074
lurgiLyandTnetr 252977 155679
Totals 5010558 4223614
Inevestments in Georgia
Bonds at cost price 2706300
Total investiments in Georgia 2706300
NEW YORK PLATE GLASS INS CO
Maiden Lane William St New York
Major A White President 3 Carroll French Secretary
Attorney for service in GeorgiaW H Rhett Atlanta Ga
Capital Stock
Amount of paidup capital 5 222222
Ledger assets Dec 31 1917 113894752
Extended at 113894752
Income
Gross premiums on new business and renewals 116477802
Interest and rents doioxus
Other sources
Agents balances charged off ino
Gross profit on sale of maturity of ledger assets8063 344 2
Total income 119523082
Carried forward 233417834
Disbursements
Net amount paid policyholders for losses 222225
First year and renewal JJooKoii
Salaries of officers and employes o
Rents and interest JK
Advertising printing postage telegrams etc Ani
Paid Policyholders for dividends JXK
Loss on sale and decrease by adjustment of assets 104841
Insurance Department of Georgia 455
Total disbursements
111158887
Balance
122258947
Ledger Assets
Mortgage loans first liens
Bonds at book value 4100000
Stocks at book value 18830128
Cach in office 65306666
Deposits at interest 488265
Deposits not at interest 6514075
Other items 288043
Premiums in course of collection 267 m 70
Total ledger assets as per balance No 23 U22I589 47
NonLedger Assets
Interest due and accrued
428538
Total assets
122687485
Deduct Assets Not Admitted
Other items
Premiums in course of collection nrinr tn rw 1 1010
SarffujSff 2369209
Bonds and stocks iSSiTTZZZZ Si 202 949 03
Total not admitted assets 20294903
Total admitted assets
102392582
Liabilities
fSS ts rduesoccdng 535iltt
Other items 1450000
Total amount of liabilities except ranitai T 7970374
Capital actually paid in cash P rMfii5r5i 7184018
Surplus over all liabilities XSm
Surplus protection to policyholders ZZZZZZZSZZZZ 305 523 98
Total liabilities
102392582
Premiums in Force
In force December 31 1917
Written or renewal during vear 75618155
s 3 148113676
Sum
223731831
Deduct ceased to be in force during vear 7
Inforce December 31st 1918 116660391
107071440
Net premiums in force
107071440
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Rate gass ujea
Toffl
797627 474879456 Annual Report
NORTH AMERICAN ACCIDENT INSURANCE COMPANY
209 So La Salle St Chicago Illinois
A E Forrest Secretary
E C Waller President A
Attorney lor service in GeorgiaShepard Bryan Atlanta Ga
Kinds of business done in GeorgiaAccident and Helath
Capital Stock
Amount of paidup capital gMS
Ledger assets Dec 31 1917
92405298
Extended at i 712 442 91
Gross renewal premiums
Deduct amounts paid for reinsurance and return 23386459
premiums
151857832
Total premiums 4079843
Interest and rentsl7tZZlll 38562
Profit on sale or increase by adjustment of assets
Other sources ivmrtviprn Trust Co 1500000
Balance 4th liberty loan subscription thru Noithern irust 10
166224919
Total income 258630217
Carried forward
Disbursements
Net amount paid policyholders for losses 44io07
Commissions and allowances to agents 49187915
Renewals 12210169
Salaries of officers and employes 20 04328
Rents and interestTrrrit1 3552952
Advertising printing postage telegrams etc 25
LoJs on sale and decrease by adjustment of assets 5525
Other items 07 4gc go
Policv fees retained by agentsff
Salaries and all other expenses of agents not paid gg
by commissions 5027 88
Medical examiners 148965
SesrateTnsumnceDepartmlnVanlFeleral 17064
Furniture and fixtures 30000 00
Dividends T l21l69
Bank exchange fi562 38
Incidental expenses 118I6
Agents balance charged off 24720039
S l64l22691
Total disbursements 94507526
Balance
Ledger Assets
29880000
Mortgage loans first liens 464 33001
Bonds at book value 41 10o 00
Stocks at book value 2797188
Cash in office 1975507
Deposits at interest 4 748 g5
Deposits not at interest 993991
Agents balances net
Other items 12 000 00
Collateral Loans Kfi42q54
Premiums in course of collection oto 7842954
Total ledger assets as per balance No 23 94507526
NonLedger Assets
Interest due and accrued
95832794
Total assets Insurance Department of Georgia 457
Deduct Assets Not Admitted
Agents balances j 993991
Other items
Premiums in course of colln prior to Oct 1 1918 284160
Over due interest on bonds in default 4 288 62
Special deposits 435590
Book value of ledger assets over market value 3860601 5009213
Total not admitted assets 6003204
Total admitted assets 89829590
Liabilities
Net amount of unpaid losses and claims 18349951
Reserves or unearned premiums on risks outstanding 27359833
Salaries and miscellaneous accounts due or accrued 4183874
Taxes due or accrued 24 000 00
Other items
Reinsurance 134225
Tontine fund 247428
381653
Total amount of liabilities except capital 526 753 11
Capital actually paid in cash 200 00000
Surplus over all liabilities 17154279
Surplus protection to policyholders 37154279
Total liabilities 89829590
Premiums in Force
In force December 31 1917 51159521
Written or renewed during year 175244291
Sum 226403812
Deduct ceased to be in force during year 123096077
In force December 31st 1918 53307735
Deduct amount returned 2178503
Net premiums in force 511 29232
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Dosses
Written or Re Paid
newed during
the Year
Accident 2831928 1075212

OCEAN ACCIDENT GUARANTEE CORPORATION LIMITED OF LONDON
ENGLAND
New York office 59 John Street New York City
Charles H Neely Manager and Attorney for the United States
Attorney for service in GeorgiaEdgar Dunlap Atlanta
Kinds of businness done in GeorgiaMiscellaneous Casualty Credit Insurance
Amount of deposit capital 25000000
Dedger assets Dec 31 1917 999916461
Extended at 999916461458
Annual Report
Income
Gross premiums on new business and renewals 1553365474
Deduct amount paid for reinsurance and return
premiums 396642096
Total premiums 1156723378
Interest and rents 36515341
Profit on sale or increase by adjustment of assets 274653
Prom agents balances charged off 1240055
Total income 1194753427
Carried forward 2194669888
Disbursements
Net amount paid policyholders for losses
Ledgal and administrative expenses in adjustment of claims
a First year renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Remittance to home office
Loss on sale and decrease by adjustment of assets
Other items
Inspections 17991070
State Federal and County tax and licenses 31121091
Legal 223830
Furniture and fixtures 3007552
General Expense 6473125
Agents balances 3726070
Premiums paid in advance 1851500
4035965 la
59758961
206192975
68672637
4718147
8132516
44326539
154340
64394238
Total disbursements 859946929
Balance 1334722959
Ledger Assets
Mortgage loans first liens 9600000
Bonds at book value 1009499702
Deposits at interest 58480755
Deposits not at interest 65683
Agents balances net 1962464
Other items
Outstanding premiums 172861862
Over 90 days 45324550
Due from reinsuring companies 4459291
Bills receivable 119402
Equity work camp reinsurance bureau fund 27250145
Premium notes 427500
Due from employees subscriptions to liberty loans
Bonds held by corporation 4671605
Total ledger assets as per balance No 23 1334722959
NonLedger Assets
Interest due and accrued 14698520
Total assets 1349421479
Deduct Assets Not Admitted
Agents balances 1962464
Bills receivable 119402
Other items
Premiums in course of collection 45324550
Over due interest 451667Insurance Department of Georgia
Book over market on bonds
Total not admitted assets
42561239
459
88337456
90419322
Total admitted assets 1229002157
Liabilities
Net amount of unpaid losses and claims 3
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Return premiums 7 343 08
Reinsurance 933 01
Work compensation reinsurance fundZ 7 343 17
Voluntary reserve for contingencies l940ooooO
502071348
357202305
45072116
23720000
195612426
1123678195
Total amount of liabilities except capital
Deposit capital 26000000
burplus over all liabilities 1 103 239 62
Surplus protection to policyholders ZZ
Total liabilities
Premiums in Force
In force December 31 1917 6 293 392 05
Written or renewed during year 1553365474
135323962
1259002157
Sum 21
82704679
Deduct ceased to be in force during year 14 fji cik n4
In force December 31st 1918 Z 7l9M3l 75
Deduct amount returned
14932048
Net premiums in forceZZZZZZZZZZZZZZZZ 7 046111 27
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Accident
Health
Liability
Plate glass
Steam boiler
Burglary and theft Z
Credit
Ply wheel
Auto and teams property damage
Totals j
Written or Re
newed during
the Year
700987
390144
3891625
406168
12698
431015
736604
27454
692511
Paid
109390
163633
2535410
127299
23668
157318
39367
279321
7289206
3356672
PREFERRED ACCIDENT INSURANCE CO OF NEW YORK
80 Maiden Lane New York
KinballC Atwood President Willfrid C Potter Sceretary
Attorney for service in GeorgiaE B Harrold Macon Ga
Kinds of business done in GeorgiaCasualty
Capital Stock
Amount of paidup capital 700 000 00
Ledger assets Dec 31 1917 I 492555455
Extended at 492555455460
Annual Report
Income
Gross premiums on new business 189fnioc
Gross renewal premiums 147407186
Deduct amounts paid for reinsurance and return
premiums 964281
Total premiums
Interest and rents
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
b Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
327213523
18957659
346171182
838726637
103574629
16610581
78871931
24574713
1825335
2135053
447575
38040334
Total disbursments t 266080151
Balance 572646486
Ledger Assets
Mortgage loans first liens f
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balance net
Other items
8200000
442991708
13089936
431687
11226049
5000000
90210296
1496810
Total ledger assets as per balance No 23 572646486
NonLedger Assets
Interest due and accrued 5235187
Total assets 577881673
Deduct Assets Not Admitted
Agents balance
Bills receivable
14551946
1475282
56168144
Total not admitted assets 42195372
Total admitted assets
Liabilities
535686301
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Total amount of liabilities exept capital
104062812
160002883
19656606
15000000
66964000
365686301
Capital actually paid in cash 70000000
Surplus over all liabilities 100000000
Surplus protection to policyholders 170000000
Total liabilities S 535686301Insurance Department of Georgia 461
Premiums in Force
In force December 31 1917 2 735 557 87
Written or renewed during year21II 430l61841
Sum 703717628
Deduct ceased to be in force during year sns W9 71
In force December 31st 1918 SZZZZ 322iJ85s58
Deduct amount reinsured 37 946 97
Net premiums in force r 3 190 906 61
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Accident 497011 308187
Health 133556 185660
Liability 1669578 1 469 51
Burglary and theft 87273 1400
Auto and team property damage 294916 892 02
Totals If 2682334 731400
RIDGELY PROTECTIVE ASSOCIATION
18 Franklin Street Worcester Mass
Austin A Heath President James P Gray Secretary
Attorney for service in GeorgiaM M Coggins Atlanta Ga
Kinds of business done in GeorgiaPersonal Accident and Helath Insurance
Capital Stock
10000000
57484084
Amount of paidup capital
Ledger assets Dec 31 1917
Extended at 57484084
Income
Gross premiums on business written and renewed 69082500
Deduct amount paid return premiums 167508
Total premiums
Interest and rents III
Profit on sale or increase by adjustment of assets
Other sources
Policy fees required or represented by applications
Total income 80193480
68914992
2602723
28615
8647150
Carried forward 137677564
Disbursements
Net amount paid policyholders for losses 43971128
Legal and administrative expenses in adjustment of claims 636122
Commissions and allowances to agents including Policy fees 11574745
Salaries of officers and employes 16822903
Rents and interest 410004462
Annual Report
Advertising printing postage telegrams etc
Loss on sale and decrease by adustment of assets
Other items ft7
Furniture and fixtures 6uivi
Salaries traveling and all other expenses of agents
not paid by commissions JJ
Taxes State and Federal okqcss
Insurance Department licenses and fees WJ
Stocksholders dividends W
Agents balance charged off iq
Miscellaneousiaasa
Total disbursements
Balance
2752808
61250
84525934
53151630
Ledger Assets
Bonds at book value
Cash in office
Deposits at interest
Total ledger assets as per balance No 23
49559550
274438
3317642
53151630
NonLedger Assets
Interest due and accrued on bonds
Total assets
1119300
54270930
Deduct Assets Not Admitted
Other items 91
Over due and accrued interest on bonds sfiiin
Market value of special deposits in excess of
corresponding liabilities Sici
Bonds schedule D 3162550
Total not admitted assets
Total admitted assets
4532146
49738784
Liabilities
Net amount of unpaid losses and claims and estimated expense of
adjustment and investigation Sookbm
Reserves or unearned premiums on risks outstanding oninSi
Salaries and miscellaneous accounts due or accrued KUi
Taxes due or accrued okcin
Total amount of liabilities except capital ixaiiiis
Capital actually paid in cash JoVii
Surplus over all liabilities 1411411 01A11
Surplus protection to policyholders inn
Total liabilities 49738784
Premiums in Force
In force December 31 1917 JtnsoHn
Written or renewed during year ousouu
Sum 87527425
Deduct ceased to be in force during year 66117850
In force December 31st 1918 21409575
Net premiums in force 21409576Insurance Department of Georgia
463
Business in Georgia
Accident Health
Totals
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
649933 636489
649933
636489
ROYAL INDEMNITY COMPANY
84 William St New York
Charles H Holland President William Mackintosh Secretary
Attorney for service in GeorgiaM Dragon Jr Atlanta Ga
Kinds of business done in GeorgiaCasualty Fidelity and Surety
Capital Stock
Amount of paidup capital 1 ooo 000 00
Ledger assets Dec 31 1917 651557881
Extended at 051557881
Income
Gross premiums on new business and renewals 874926868
Deduct amounts paid for reinsurance and return
premiums 218761658
Total premiums 656165210
Interest and rents 237 794 86
Other sources
Contingent commission on reinsurance 262419
Agents balance previously charged off 1830
264249
Total income 680208945
Carried forward 1331766826
Disbursements
a First year renewal 137690476
Salaries of officers and employes and inspections 545 923 94
Rents and interest 37312 35
Advertising printing postage telegrams etc II 6244267
Loss on sale and decrease by adjustment of assets 15 159 60
Insurance Deparment licenses taxes and fees 171081 52
Legal expenses 182888
Employes and agents Fidelity bonds 160536
Auditors fees 394803
Exchange and collection fees 624l3
Local boards 1033792
Agents balance charged off 76038
Sundry expense 1804233
r 3649489
Total disbursements 477542179
Balance 854224647
Ledger Assets
Stocks at book value g 11476947
Cash in office 3339353
Deposits at interest 874 60370464
Annual Report
Deposits not at interest iS
Agents balances net l321blo4U
Other items
Bills receivable bosu
Equity funds of the workmens conpensation Re
insurance Bureau iJJJ
Losses recoverable from reinsurance companies 1577a 4
Agents sundry balances and advance traveling
expenses 19623167
Total ledger assets as per balance No 23 854224647
NonLedger Assets
Interest due and accrued 7988548
Total assets 866213195
Bills receivable oou
Other items
Over due and accrued interest on bonds in default iOOUU
Market value and special deposits in excess of
corresponding iZIIIIqa
Bonds at par sechudle isaso
Agents sundry balances and advance traveling
expenses 4026124
Companies proportion of lose reserve fund of the
workmens compensation insurance bureau 420365
Total admitted assets 35890052
Total admitted assets 826317143
Liabilities
Net amount of unpaid losses and claims HoHnlo
Reserves or unearned premiums on risks outstanding 2bzs4as3s
Dividends to policyholders declared but unpaid locnnnn
Salaries and miscellaneous accounts due or accrued ooncnnnn
Taxes due or accrued HAni
Total amount of liabilities except capital bUB4uu8a
Capital actually paid in cash 100000000
Surplus over all liabilities 117916254
Surplus protection to policyholders iiivibiit
Total liabilities 826317143
Premiums in Force
In force December 31 1917 ooJHf
Written or renewed during year 8749ib8bs
Sum 1321923546
Deductceased to be in force during year 752082681
In force December 31st 1918 Joijilnfs
Deduct amount reinsured
Net premiums in force 51580283
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Acrident 521317 96378
Heath 220498 77077
Liability 1845183 833463
Fidelity 730148 91794
Surety II 209999
Plate glass 578463 271897Insurance Department of Georgia
Steam boiler 18280
Burglary and theft I 221596
Fly wheel 3178
Auto and teams property damage 465741
Workmens collective 2J5300
Totals 4839703
Investments in Georgia
Bonds at book value 2452500
Total investments in Georgia
455
61420
172003
1604032
2452500
STANDARD ACCIDENT INSURANCE CO
906 Penoboscot Building Detroit Mich
Lem M Bowen President j g Heaton Secretary
Attorney for service in GeorgiaCharles A Beckerstaff Atlanta Ga
Capital Stock
Amount of paidup capital 1 000 000 00
Ledger assets Dec 31 1916 729234620
Extended at 1 729234620
Income
Gross premiums on new business and renewals 837831189
Deduct amounts paid for reinsurance and return
premiums 142785352
Total premiums 6 950 458 37
Interest and rents 346840 13
Profit on sale or increase by adjustment of assets 50327 38
Other sources
Policy fees required or represented by applications 2906222
Total income 737668810
Carried forward 1466903430
Disbursements
Net amount paid policyholders for losses 246406874
Commissions and allowances to agents 29946158
a First year and renewal 165790594
Salaries of officers and employes 470l55i24
Rents and interest 2o448l3
Advertising printing postage telegrams etc 10ol98i5J
Paid Policyholders for dividends 100o0000
Loss on sale and decrease by adjustment of assets 137322 05
Other items
Taxes licenses and fees 19243417
Bureau expense credit reports 5i346l7
Traveling expenses and general H O expenses 1203417
Inspections and medical claims 8591776
29573283
Total disbursements 554529302
Balance 912374128
Ledger Assets
Mortgage loans first liens 29555000
Bonds at book value 7559 113 00
Cash in office 2li04586466 Annual Report
Deposits at interest 8ccmoi
Deposits not at interest qti iostk
Agents balances net oiion
Deposits with workmens compensation 12399067
Total ledger assets as per balance No 23 912374128
NonLedger Assets
Interest due and accrued 135P2nn
Market value of assets over book value 15784600
Total assets 941736826
Deduct Assets Not Admitted
Other items
Premiums in course of collection effective prior
Oct 1 1918 13067935
Collaterial Loans 187578
13255513
Total not admitted assets 13255513
Total admitted assets 928481313
Liabilities
Net amount of unpaid losses and claims 55147508
Reserves or unearned premiums on risks outstanding 582552406
Dividends to policyholders declared but unpaid 19993932
Salaries and miscellaneous accounts due or accrued 1500000
Taxes due or accrued 17000000
Other items
Return premiums workmans compensation rein
surance bureau 3484784
Reserve for losses 312616
Estimated expenses of investigating and adjust
ments of claims 2500000 6297400
Total amount of liabilities except capital 682491246
Capital actually paid in cash 100000000
Surplus over all liabilities 145990067
Surplus protection to policyholders 245990067
Total liabilities 928481313
Premiums in Force
In force December 31 1917 409664901
Written or renewed during year 8375217J2
Sum 1247186613
Deduct ceased to be in force during year 755101461
In force December 31st 1918 492085152
Deduct amount returned r 7173426
Net premiums in force 484911726
Busines in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Accident 4414838 1493750
Health 1601753 927709
Liability 1068040 166655
Auto and teams property damage 283898 127901
Totals 736852f 2716015
Insurance Department of Georgia
Investments in Georgia
Bonds
4650000
Total investments in GeorgiaI5
457
4650000
STANDARD MARINE INSURANCE CO
6315 Beaver St New York City
W J Roberts U S Manager
Attorney tor service in GeorgiaW D Wilson Savannah Ga
Kinds of business done in GeorgiaMarine Insurance
Capital Stock
Amount of deposit capital 20000000
Ledger assets Dec 31 1917 265806753
Extended at 265806753
Income
Gross premiums on new business if 560316455
Deduct amount paid for reinsurance and return
premiums
Total premiums
Interest and rents
Other sources
389092184
171224271
10647684
Remittances to home office 112230315
Total income 294102270
Carried forward 559909023
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Field supervisory expense
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Taxes 9060732
Inspections etc 1396464
Furniture etc 51942
Remittances to home office 132144814
Agents balances charged off 191758
129569000
1192500
18752621
53054
5324451
377237
1523487
14
142845710
Total disbursements 299638083
Balance 260270940
Ledger Assets
Bonds at book value 147560100
Stocks at book value 41987700
Cash in office 7500
Deposits at intterest 40617928
Deposits not at interest 418072468
Annual Report
Agents balances net 284134u8
Total ledger assets as per balance No 23 259004708
NonLedger Assets
Interest due and accrued 2038688
Other items
Due from sundry reinsuring companies on losses paid 29112623
Total assets 90156019
Deduct Assets Not Admitted
Other items
Book value over market value of bonds and stocks 12209800
Total admitted assets 277948219
Liabilities
46889800
32894192
850000
6500000
87133992
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital
Capitol deposit 20000000
Surplus over all liabilities 170814227
Surplus protection to policyholders 190814227
Total liabilities 277948219
Business in ForceFire
Risks Premiums
In force on the 31st dav of December 1918 8951389600 70797868
Written or renewed during the year J 71128423900 560316455
Total 80079813500 631114323
Deduct those expired and marked off as terminated 63287996300 552266126
In force at the end of the year 16791817200
Deduct amount reinsured 5492578800
78848197
44995709
33852488
Net amount in force 11299238400
Business in ForceMarine and Inland
Gross risks written 4451365100
Less 1310845 risks cancelled and 17637096 reinsurance in
companies authorized in Georgia 1894794100
Net risks written 2556571000
31055249
15449010
Gross premiums on risks written
Less 4651789 return premiums and 10797221 premiums for re
insurance in companies authorized in Georgia
Net premiums received 15606239
Losses paid deducting salvage 12179618
Less losses on risks reinsured in Companies authorized in Georgia 4862102
Net losses paid 7317516
Losses incurred 11692718
Less losses on risks reinsured in Companies authorized in Georgia 4701502
Net losses incurred 6991216
THAMES AND MERSEY INSURANCE CO L1M1TDE
27 William Street New York
H K Fowler Manager of United States Branch
Attorney for service in GeorgiaA L Fairie Savannah Ga
Kinds of business done in GeorgiaMarine InsuranceInsurance Department of Georgia
469
Capital Stock
Amount of paidup capital
Ledger assets Dec 31 1917 20000000
131 175052558
Extended at
175052558
Income
g2 ZliirZshnl iitlitlll
premium018 PaM fr reinsurance and return ll
117852250
Total premiums
Interest and rents 117852250
Other sources 6587118
aS for account of home office ss
SdlerCSfs for fice nizatTon 28o6
189611
29716975
Total income
j 154156343
Carried forward
S 329208901
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents 37548166
b Renewal 439515
Salaries of officers and employes 16356708
Rents and interest 7710994
Advertising printing postage teligramsetc 635824
Other items 6 ecc 2162606
Expenses of field men
Federal state taxes licenses fees nnS2
sssrssjsr9 una ana 34269683
53131
Total disbursements 46335353
111189166
Balance
I 218019735
Ledger Assets
Bonds at book value
Stocks at book value 11 124151476
Deposits at interest 25891300
Deposits not at interest I 62867
Agents balances net 4494616
Other items 12728556
Deposit with auto underwriters detective bureau S inn nn
Due from authorized companies on losses paid 487 lin
Due from unauthorized companies on losses paM llftl
Total ledger assets as per balance No 23 1cn
418019735
NonLedger Assets
Interest due and accrued
1591891
Total assets
219611626
Deduct Assets Not Admitted
Agents balances
Other items 6965332
Book value of ledger assets over market value
on bonds and stocks per schedule D 128 47 7
Market value special deposits in excess of core O4
sponding liabilities per special deposits schedule 1998148470 Annual Report
Due from unauthorized companies on losses paid 1952570I75494
23740826
Total not admitted assets
185870800
Total admitted assets
Liabilities
S 839 214 93
Net amount of unpaid losses and claims r 28786986
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued 181 08479
Total amount of liabilities except capital 00QO
Capital actually paid in cash 1 57762321
Surplus over liabilities 77762321
Surplus protection to policyholders 1 958708oo
Total liabilities
Business in ForceFire
Risks Premiums
in force on the 31st day of December 1917 756 85350 60
Written or renewed during the year 2442880630 465768929
L xniridaifkedQHlmiKated 2251491496 422033930
1 Q13 81 14 737 349 99
In force at the end of the year 662 299 46 27146880
Deduct amount reinsured
125159188 46588119
Net amount in rce Inland 4 g02 34500
WMMSbZZ3 2 118 394 00
Companies authorized in Georgia
268395100
Net risks written
5589265
Gross premiums on risks written yvyfyor re
Less 449158 return premiums and 46 83277 premiums ior re
insurance in companies authorized in Georgia 513l4d5
456830
Net premiums received
S 237 41
Losses paid deducting salvage j
23741
Net losses paid
t 23741
Losses incurred
237 41
Net losses incurred
Premiums in Force
i 1Q17 64862306
In force December 31 1917 4 309 066 23
Written or renewed during year
495768929
DUeducrceasedTobrinf8rceu7inrrea7 422033930
Inforce December 31st 1918 271468 80
Deduct amount reinsured
46588119
Net premiums in force
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
5140107 23741
Marine
5140107 23741
Totals Insurance Department of Georgia
471
Investments in Georgia
Other items
State of Georgia 4 12 per cent due
Total investments in Georgia
1942
1000000
1000000
TRAVELERS INDEMNITY COMPANY
700 Main Street Hartford Conn
Louis F Butler President James H Coburn Secretary
Attorney for service in GeorgiaEdwin J Brown Atlanta Ga
Kinds of business done in GeorgiaAccident Health Plate Glass Steam
Boiler Burglary and Theft Ply Wheel Auto and Teams Property Damage
Capital Stock
Amount of paidup capital
Ledger assets Dec 31 1917
Exttended at
100000000
437065161
437065161
Income
Gross premiums on new business renewals 566880539
Deduct amounts paid for reinsurance and return
premiums
154846658
Total premiums
Interest and rents 412033881
Profit on sale or increase by adjustmentassets 18wr
Other sources 75776
Refund Federal War tax stamps
Refund of exchange
Inspections
11818
49802
978063
1039683
Total income
Carried forward
i 432503431
869568592
Disbursements
Net amount paid policyholders for losses i tai ess ot
LrFitdyaedaidrartrneweaXrnSeS SSSTZZ f
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Taxes
Agents balances S
Miscellaneous
57277181
2458269
8059822
8000000
294031
13380243
40257
1909091
15329591
Total disbursements s q vka in
Rfilancft 035925430
valance 533643162
Ledger Assets
Mortgage loans first liens
Bonds at book value S 7
QtnnVo o nnlr i1h 585954900
Stocks at book value
Cash in office
5710612
47380472 Annual Report
15342118
Deposits at interest 67518
Agents balances net
Other items qnn nn
Collateral Loans sli WfiT7
Outstanding premiums 8iv 87120637
Total ledger assets as per balance No 23 533643162
NonLedger Assets
5287810
Interest due and accrued
538930972
Total assets
Deduct Assets Not Admitted
Agents balances 6i518
Other items
Outstanding Premiums effective prior to Oct 14978889
Marketvalue special deposits in excess of
corresponding liabilities ikkrqrki
Bonds and stocks per schedule I lttoaaDi
32075780
Total not admitted assets
506855192
Total admitted asseas
Liabilities
Net amount of unpaid losses and claims ml9775
Reserves or unearned premiums on risks outstanding 17Jlia
Salaries and miscellaneous accounts due or accrued 102 lOlZ
Taxes due or accrued
0tBxpe1nsesSof investigation and adjustment 1H
Contingent fund 217713
Reinsurance isgusOO
Commissions 28111808
Total amount of liabilities except capital 344472069
Capitol actually paid in cash Sj
Surplus over all liabilities
Surplus protection to policyholders ipi
506855192
Total liabilities
Premiums in Force
K 1Q17 329075133
In force December 31 1917 g 05
Written or renewed during year 5tboi
895955672
DeaWceosedtobTin7o7ceduring year 454043192
In force December 31st 1918 mlts
Deduct amount reinsured
Net premiums in force 429619190
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
73830
Accident 90 00
Se1lth 517115 158027
Plate glass 3479 10
Steam boiler 486482 78475
Burglary and thett
Fly wheel bu
Insurance Department of Georgia 473
Auto and teams property damage 2552724 1224048
Totals 3994721
Investments in Georgia
Bonds
Total investments in Georgia 5783698
1460550
5783698
UNION MARINE INSURANCE COMPANY LIMITED
27 William Street New York
H K Fowler United States Manager
Attorney for service in GeorgiaThomas Lynch Atlanta Ga
Kinds of business done in GeorgiaMarine Insurance
Capital Stock
Amount of paidup capital 20000000
Ledger assets Dec 31 1917 146715676
Extended at 146715676
Income
Gross premiums on new business 248603118
Deduct amounts paid for reinsurance and return
premiums 168878336
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assets
Other sources
Remittances from and for account of home office
Recovery on furniture and fixtures
From agents balances previously charged off
39800868
306491
70303
79724782
4339578
723
40177662
Total income 124242745
Carried forward 270958421
Disbursements
Net amount paid policyholders for losses 52917807
Legal and administrative expenses in adjustment of claims
Commissions and allowance to agents
Salaries of officers and employes
Rents and interest T
Advertising printing postage telegrams etc
Other items
Donation to American Red Cross and kindred
activeties 137500
Office organization expense 476000
To and for account of home office 37924743
452802
15797276
7993276
560463
9103109
Total disbursements 125362976
Balance 145595445
Ledger Assets
Bonds at book value1 97498522
Deposits at interest 1357033
Agents balances net 20214244
Other items
Due from authorized companies on losses paid 25090669
Due from unauthorized companies on losses paid 1424977474
Annual Report
Deposit with auto detective bureau
10000
26525646
Total ledger assets as per balance No 23 J 145595445
NonLedger Assets
Interest due and accrued 1089257
Total assets 146684702
Deduct Assets Not Admitted
Agents balances 5
Other items
Market value of deposits in excess of corespond
ing liabilities per S D Schedule
Due from unauthorized companies on losses paid
Book value of ledger assets over market value
viz on bonds per schedule D
8339056
1004426
1424977
5996222
Total not admitted assets 1 ISoSnn S
Total admitted assets inzuuzi
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due on accrued
Other items
Contingent commissions or other charges due or accrued
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all liabilities
Surplus protection to policyholders
20000000
33369563
53772272
19078186
200000
3000000
500000
76550458
53369563
129920021
Total liabilities
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1917 oZlIIIlSS 5niis
Written or renewed during the year4293272423 248603118
Total 4373161523 308153267
Deduct those expired and marked off as
terminated 4111240039 238340643
In force at the end of the year 262921484 M
Deduct amount reinsured 139137107 41468669
Net amount in force 123208377
Businness in ForceMarine and Inland
Gross risks writttenirrriTTJJ
Less 105 48200 risks cancelled and 394089200 reinsurance in
Companies authorized in Georgia 404637400
Net risks written 142912200
Gross premiums on risks written 4431559
Less 5 24302 return premiums and 3742373 premiums for re
insurance in companies authorized in Georgia 4266675
28343955
547549600
Net premiums received
Losses paid deducting salvage
Less losses on risks reinsured in Companies authorized in Georgia
Net losses paid
Losses incurred rr
Less losses on risks reinsured in Companies authorized m Georgia
Net losses incurred
164884
355804
171199
184605
1948521
171199
2119720Insurance Department of Georgia 475
Premiums in Force
In force December 31 1917 rqr lq
Written or renewed during year ZZZZZZZZZZZZZ 248603ll8
In foroeDeoember81stZl918ZZZZZZ 3fiQ9KiI
Deduct amount returned I2rsrbo
Net premiums in force ZZZZZZZZZZZZZZZZZZ 28343955
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
Marine 3907257 355804
Totals 1 3907257 355804
Investments in Georgia
Bonds j 1000000
Total investments in Georgia 10 qoq qq
LIMITED STATES CASUALTY COMPANY
80 Maiden Dane New Xork
Edson S Lott President D G Duckett Secretary
Attorney for service in GeorgiaJohn H Mullin Atlanta Ga
Kinds of business done in GeorgiaCasualty
Capital Stock
Amount of paidup capital 50000000
Dedger assets Dec 31 1917 4 261 085 30
Extended at 426108530
Income
Gross premiums on new business and renewal 551149638
Deduct amounts paid for reinsurance and return
premiums and policies not taken 151746484
Total premiums
Interest and rents ZZ
Profit on sale or increase by adjustment of assets
Other sources
Recovery of items previously charged to profit
and loss
Profit and loss exchange of bonds
Borrowed money
399403154
17649092
100000
39859
25000
22500000
22564859
Total income 439717105
Carried forward 865825635
Disbursements
Net amount paid policyholders for losses 155523482
Degal and administrative expenses in adjustment of claims 248858 51
a First year and renewal 86144878
Salaries of officers and employes 263765 92
Rents 1678362476
Annual Report
Advertising printing postage telegrams etc 6004516
Paid dividends 9Hnn
Loss on sale and decrease by adjustment of assets 300000
Other items
Inspections 4749694
Taxes on real estate 1008
Tax on premiums 6075924
Insurance Department licenses and fees 918099
Federal corporation tax 6360803
Tax on personal property 8687
Municipal licenses 228011
Advertising 376343
Profit and losses 167032
Pees of auditors 280765
Extended furniture accident insurance 1012000
Exchange on checks 88831
Miscellaneous 1444273
Dues and subscriptions to associated bureaus and
commercial agencies 1071683
18033459
Total disbursements 5 333688834
Balance 532136801
Borrowed from Franklin Trust Company to purchase additional
Unite State Government Fourth Liberty Loan Bonds
Ledger Assets
Book value of real estateL 2n
Mortgage loans first liens 16650000
Bonds at book value 285854271
Stocks at book value 158541585
Cash in office iHoe
Deposits at interest HoS
Deposits not at interest 4936229
Agents balances net debits 66402
Other items
Premiums in course of collection 55925257
The workmens compensation bureau fund 7345623
Cash in hands of resident managers and adjusters 725000
63995880
Total ledger assets as per balance No 23 532136801
NonLedger Assets
Interest due and accrued 3777329
Total assets 535914130
Deduct Assets Not Admitted
Agents balances 66402
Book value of ledger assets or market value 45713356
Cash in hands of resident managers and adjusters 725000
46438356
Total not admitted assets 46504758
Total admitted assets 489409372
Liabilities
Net amount of unpaid losses and claims 155078200
Reserves or unearned premiums on risks outstanding 163773704
Dividends declared but unpaid 1297200
Salaries and miscellaneous accounts due or accrued 1898273
Taxes due or accrued 10000000
Other items
Commissions on premiums in course of collection 12719936
Estimated expenses of investigation and adjust
ment of claims 2714560
Borrowed money to purchase additional United
State Government Fourth Liberty Loan Bonds 22500000
Interest on above 183281Insurance Department of Georgia 477
Reserve for reinsurance in companies not admitted
Q QCC 90
ReinsuranceZZZZZZZZZ 11 796 51
Reserve for unadjusted claims workmens Com
pensation reinsurance bureau 2 257 39
Total amount of liabilities except capital 3 719 093 72
Capital actually paid in cash TonnnfTof i35i
Surplus over all liabilities 67500000
Surplus protection to policyholders 1 1175 00000
Total liabilities 489409372
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
j t the year
Wealth 843255 L72772
Titwmv 644773 424409
piater 98f565f3 ig
Burglary and theft ZZZZZZ lmM 147170
Auto and teams property damage 6 574 98 2nqq 41
Workmens collective 659 37 33928
Totals 1 12371078 4190304
UNITED STATES FIDELITY AND GUARANTY CO
Calvert and Redwood Sts Baltimore Md
John R Bland President r Howard Bland Secretary
Attorney for service in GeorgiaW A Smith Atlanta Ga
Capital Stock
Amount of paidup capital 1 3 000 000 00
Ledger assets Dec 31 1917 1713o61719
Extended at 1713061719
Income
Gross premiums on new business and renewal 20 949 738 85
Deduct amount paid for reinsurance and return
premiums 467132647
Total premiums 1627841238
Interest and rents
Other sources
Inspections 421376
Department of Guaranted Attorneys net 23426 86
Recovery of Mt Vrnon National Bank deposits 250000
From agents balances previously charged off 30183
Gross profit on sale or maturety of bonds per
schedule D 697440
60060826
Total income 1691643749
Carried forward 3404705468
Disbursements
Net amount paid policyholders for losses 6 420 819 04
Legal and administrative expenses in adjustment of claims 518979 38
Commissions and allowances to agentts 300259673478
Annual Report
Salaries of officers and employes 4oki
Rents and interest TooSnivt
Advertising printing postage telegrams etc Mcnnnnnn
Paid stock holders for dividends Sm iX
Loss on sale and decrease by adjustment of assets oa
Ctther items
Improvements 26 and 28 S Calvert St 414185
Decrease in liabilities account funds held under
associattions and bureaus 1
Reinsurance iVHic
Home office traveling expense IToTiS
Agents balances charged off oocnlo
Subscriptions to charities nnooni
Charged off account E N Ashley Loan bobbbk
General miscellaneous expenses 4bssS5
Total disbursements 1398122180
Balance 2006583288
Ledger Assets
Book value of real estate ioIMqHb
Mortgage loans i am 24q4
Bonds at book value sTk777
Stocks at book value ions
Cash in office bo1
Deposits at interest ihiwbS
Deposits not at interest iocroorl
Agents balances net SlSbbtiM
Otther items inn nn
Bills receivable 340000
Deposit with workmens compensation reinsurance
bureau 3MtH
Accounts with suspended banks 6btosa
Due for subscriptions department guarnanteed At
torneys 54J9Js
Agents balances suspense account tine kkk Qd9 at
Equity in New York excise funds 8450633 5559425J
Total ledger assets as per balance No 23 2006583288
NonLedger Assets
Interest and rents due and accrued
Total assets
16791673
2023374961
Deduct Assets Not Admitted
Agents balances smll
Bills receivable d40000
Other items
Guaranteed attorneys subscriptions within prior
to Oct 1st 1918 736108
Market value of special deposits in excess of
corresponding liabilities per special deposit
schedule 10408600
Agents Balances suspense account nnloHo
Bonds and stocks 70962942
Total not admitted assets 167903567
Total admitted assets 1855471394
Liabilities
Net amount of unpaid losses and claims 613892373
Reserves or unearned premiums on risks outstanding SOSiAJSAt
Salaries and miscellaneous accounts due or accrued b450iInsurance Department of Georgia
479
Taxes due or accrued 44654950
Other items
Estimated expense of investigation and adjustment
of unpaid claims 1060200
Commission brokerage and other charges due or
to become due to agents or policies effective on or
after October 1st 1918 55672542
Return premiums 3291596
Reinsurnace 5821720
Funds held under reinsurance treaties 3464278
78310336
Total amount of liabilities exqept capital 1340745251
Capital actually paid in cash 300000000
Surplus over all liabilities 214726143
Surplus protection to policyholders 514726143
Total liabilities 1855471394
Premiums in Force
In force December 31 1917 1246707223
Written or renewed during year 2094973885
Sum 3341681108
Deduct ceased to be in force during year 2066329719
In force December 31st 1918 1275351389
Deduct amount returned reinsurance 86021755
Net premiums in force 1189329634
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
Accident 1164970 1382810
Health 782195 683540
Liability 12566660 3387362
Fidelity 3342410 1081000
Surety 5743940 5206045
Plate glass 583543 182279
Burglary and theft T 780217 198690
4uto and teams property damage 1418591 250479
Workmens collective 115544 108174
Totals I 26498070 12480379
UNITED STATES LLOYDS INC
3 South William St
Herbert Appleton President
New York
F H Appleton Secretary
Attorney for service in GeorgiaS Freitag Atlanta Ga
Kinds of business done in GeorgiaMarine
Capital Stock
Amount of paidup capital 2JJJJS25
Ledger assets Dec 31 1917 300673220
Increase of paidup capital during year 30000000
Extended at 330673220
Income
Deduct amounts paid for reinsurance and return
premiums 440060844480
Annual Report
Total premiums 363722351
Interest and rents 11220210
Profit on sale or increase by adjustment of assets 674140
Other sources
Reinsurance commission 6645705
Total income 382262406
Carried forward 712935626
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents
First year and renewal
Salaries of officers and employes
Rents
Advertising printing postage telegrams etc and legal expenses
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Exchange
Expenses of field men
Furniture and fixtures
Inspections
Taxes
109989
1312176
723683
2046636
22871865
Total disbursements
Balance
247103159
3584787
82668643
21402751
1328310
7223249
7500000
2104250
27064349
399979498
312956128
Ledger Assets
Bonds at book value
Stocks at book value
239775000
7620000
Cash in office
Deposits at interest
Agents balances net
Total ledger assets as per balance No 23 3
47395000
250000
54063934
11247194
1295612
NonLedger Assets

Interest due and accrued 2593558
Other items
Reinsurance due on paid losses 29284924
Total assets 344834610
Deduct Assets Not Admitted
Agents balances 16673543
Other items
Special Deposits net 5b575
Total not admitted assets 16730118
Total admitted assets 328104492
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital
Capital actually paid in cash o222222
Surplus over all liabilities 86245988
Surplus protection to policyholders
108937268
81219482
1950000
9751754
201858504
126245988
Total
liabilities 328104492Insurance Department of Georgia
481
Business in ForceFire
In force on the 31st day of December 1917 139737144 204719674
Written or renewed during the year4507745480 803783195
Total 4467482624 1008502869
Deduct those expired and marked off as terminated 4495733472 785047446
In force at the end of the year 151749152 223455423
Deduct amount reinsured 60339885 70557511
Net amount in force 91409267 152896912
Business in the State of Georgia
Risks Premiums
Gross risks written 1045235600
Less 7950 risks cancelled and 474414 reinsurance in Companies
authorized in Georgia 47936400
Net risks written 997299200
Gross premiums on risks written 7461734
Less 369121 return premiums and 511976 premiums for rein
surance in Companies authorized in Georgia 881097
Net premiums received 6580637
Losses paid deducting salvage 12086927
Less losses on risks reinsured in Companies authorized in Georgia 109484
Net losses paid 1
Losses incurred L4ixvtt
Less losses on risks reinsured in Companies authorized in Georgia 130292
Net losses incurred 12049980
Investments in Georgia
Bonds 2000000
Total investments in Georgia 2000000ASSESSMENT FIRE COMPANIES
BARTOW COUNTY MUTUAL FIRE AND STORM INSURANCE COMPANY
Adairsville Georgia
W M Dodd President A W Barber Secretary
Kinds of business done in GeorgiaFire and Storm Insurance
Income
Gross premiums on new business29972
Total premiums 29972
Other sources
Assessments for losses
Disbursements
Other items 9 nn
State tax tJ2
Premium tax 311
Ledger Assets
i 858
Cash m office
Liabilities
2500
Taxes due or accrued
Business in Force
Gross Premiums
Fire Risks Thereon
In force on the 31st day of December 1917 3fSZlTo lW
Written or renewed during the year iaa4uu j
38385000 151389
DeductThose expired and marked off as termi 18 37500
nated
in force at the end of the yearI 36547500 lB8
36547500 151389
Net amount in force
Business in Georgia
Fire
36547500
Gross risks written
36547500
Net risks written
29972
Gross premiums on risks written
29972
Net premiums received484
Annual Report
FARMERS COOPERATIVE FIRE INSURANCE COMPANY
Jackson Georgia
J M Ball President j t Goodman Secretary
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Ledger assets December 31 1917
5787
Extended at 7273
Income
Gross premiums on new business 652285
652285
Total premiums
Other sources
Assessment for losses 1705700
Extra assessment of income tax and of losses 11893
1717593
Total income 2377151
Carried forward 2377151
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Salaries of officers and employes
Advertising printing postage telegrams etc
Other items
State premium tax
License tax
U S income tax
Secretary of State fee
18013
2500
2744
50
1705700
391377
228515
13552
23307
Total disbursements 2362451
Balance 14700
Ledger Assets
Cash in office 14700
Total ledger assets as per balance No 23 14700
NonLedger Assets
Total assets 14700
Deduct Assets Not Admitted
Total not admitted assets None
Total admitted assets 14700
Liabilities
Surplus over all liabilities 14700
Total liabilities None
Business in Force
Gross Premiums
Fire Risks Thereon
In force on the 31st day of December 1918 6430339 32156665
Written or renewed during the year 1244571 622285
Total t
7674910
387455Insurance Department of Georgia
Deduct those expired and marked off as terminated 191714
In force at the end of the year 7483196
Net amount in force 7483196
Business in Georgia
Losses paid deducting salvage
Net losses paid
Losses incurred
Net losses incurred
485
95855
3746598
Fire
1705700
1705700
1575700
1575700
FARMERS COOPERATIVE INSURANCE ASSN FLOYD COUNTY GA
Masonic Temple Rome Ga
Jas S Berryhill President John P Davis Secretary
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Amount of paidup capital None
Ledger assets Dec 31 1918 unpaid assessments 89927
Extended at 89927
Income
Gross premiums on new business through December
31st 1918 67858
Gross amount received from assessments up to and
including December 31 1918 178753
Total premiums 246611
Total income 336538
Disbursements

45600 33929 12700 8435 14127
Commissions and allowances to agentsfirst year 33929
Salaries of officers and employes Advertising printing postage telegrams etc Other items 14127
Total disbursements 114791

221147 461677
Ledger Assets Deposits not at interest

Total ledger assets as per balance No 23 Deduct Assets Not Admitted Other items Uncollected assessments 89927 221147
Total not admitted assets 89927
Total admitted assets 131220
486
Annual Report
Liabilities
Taxes due or accrued 1 per cent on income
Reserve fund 461677
Surplus over all liabilities 461677
2466
FARMERS MUTUAL FIRE INSURANCE COMPANY OF GEORGIA
Dawson Georgia
H A Petty President W H Gurr Secretary
Kinds of business done in GeorgiaAssessment Fire and Storm Insurance
Capital Stock
Ledger assets December 31 1917 292309
Extended at 292309
Income
Gross premiums on new business
Other sources
Annual dues
Assessments
83000
161000
854483 1098483

Total income 1390792
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agentsrenewal
Salaries of officers and employes
Advertising printing postage telegrams etc
Other items
Tax and license
Bond for treasurer
7987
900
1028610
15700
83000
59000
16650
8887
Total disbursements 1211847
Balance 178945
Ledger Assets
Deposits not at interest 178945
Total ledger assets as per balance No 23 178945
Liabilities
Net amount of unpaid losses and claims 22000
Total amount of liabilities except capital 22000
Surplus over all liabilities 156945
Surplus protection to policyholders
178945
Total liabilities 178945
Business in Force
Gross Premiums
Fire Risks Thereon
In force on the 31st day of December 1917 169860000 161000Insurance Department of Georgia 487
Written or renewed during the year 16600000 83000
Deduct those expired and markeT7ff lisermfnated 4900000
In force at the end of the year 181560000
Net amount in force 181560000
Business in Georgia
Gross risks written Sno nA
Less risks cancelled 4 90000
Net risks written 16110000
Gross premiums on risks written iio00
Net premiums received sn nfl
Losses paid deducting salvage IZII 10 286 10
Net losses paid i028610
Losses incurred3 ieiioo
Net losses incurred 1 g 56g
Investments in Georgia
No investments except cash kept in office or in banks
FARMERS PROTECTIVE FIRE INSURANCE COMPANY OF GEORGIA
Lithonia Georgia
J W Philips President A H Flake Secretarv
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Amount of paidup capital None
Ledger assets December 31 1917 226726
Extended at 226726
Income
Gross premiums on new businesss 539 15
Gross renewal premiums 292894
Total premiums o c0 no
Interestand rents 77 21749
Total income J 552M
Disbursements
Net amount paid policyholders for losses 1 179 74
Commissions and allowances to agentsrenewal Yoo
Salaries of officers and employes1ZJ1ZJ1ZZ 359 00
itents 21 25
Advertising printing postage telegrams7eteil ina21
Other items wj
License 2500
Taxes 3449
5949
Total disbursements 72969
Balance 522315488
Annual Report
Ledger Assets
Bonds at book value
Deposits at interest
Total ledger assets as per balance No 23
Liabilities
Total amount of liabilities except capital
Surplus over all liabilitiesb4ilb
Surplus protection to policyholders
Total liabilities
Business in Georgia
Gross risks written
Less risks cancelled
Net risks written
Gross premiums on risks written
Net premiums received
Losses paid deducting salvage1
Net losses paidt
Net losses incurred
300000
222315
522315
None
522315
522315
Fire
75360000
1767000
73593000
346809
346809
17974
17974
17974
GORDON COUNTY MUTUAL FIRE STORM INSURANCE COMPANY
Calhoun Gordon Co Georgia
H B Herrington President P L Hicks Secretary
Kinds of business done in GeorgiaFire and Storm Insurance
Income
Gross premiums on new business 7757
Total income 160268
Disbursements
Net amount paid policyholders for losses 217732
Legal and administrative expenses in adjustment of claims 4000
Advertising printing postage telegrams etc 4435
Loss on sale and decrease by adjustment of assets 4791
Other items
Licenses and fees 2550
Corporation tax 2241
Total disbursements 230958
Balance over draft advanced by treasurer
Liabilities
Net amount of unpaid losses and claims
33787
108787
Total liabilities
108787Insurance Department of Georgia
Business in Force
489
Gross risks written
Net premiums received
Fire
74022000
7757
SOUTH GEORGIA FARMERS FIRE INSURANCE COMPANY
Broad Street Thomasville Ga
C L Heald President
Robt C Alexander Secretary
Kinds of business done in GeorgiaMutual Fire Insurance
Capital Stock
Ledger assets December 31st 1917 1900
Extended at
Income
Gross premiums on new business
Other sources
Assessments on members for losses and expenses
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etcTII
Other items
Paid incorporators dividends
State tax and license
Office expenses I
44700
103950
1900
148650
150550
78500
26800
21900
4800
4000
8000
4650
1900
Total disbursements
Business in Force
150550
In force on the 31st day of December 1917
Written or renewed during the year
Gross Premiums
Fire Risks Thereon
32089200
8941500
44700
Total
Deduct those expired and marked off as terminated
In force at the end of the year
Net amount in force
Business in Georgia
Gross risks written
Net risks written
Gross premiums on risks written
Net premiums received
Losses paid deducting salvage
Net losses paid
Net losses incurred
41030700
722700
40308000
40308000
8941500
8941500
148650
148650
78500
78500
78500490
Annual Report
SOUTHEASTERN MUTUAL FIRE INSURANCE COMPANY
704 Silvey Bldg Atlanta Ga
L A Trowbridge President Geo A Morris Secretary
Kinds of business done in GeorgiaWeekly Industrial Fire Insurance
Capital Stock
Ledger assets December 31 1917 15000
Extended at 15000
Income
Gross premiums on new business 432420
Deduct amounts paid for reinsurance and return
premiums 458
Total premiums 431962
Other sources
Advanced by Organizers 111957
Total income 543919
Carried forward 15000
Brought forward 558919
Disbursements
Net amount paid policyholders for losses 37600
Commissions and allowances to agents 15897
Salaries of officers and employes 352336
Rents and interest 17184
Advertising printing postage telegrams etc 8448
Other items
Insurance Department license and fees 4046
Federal tax typewriter and traveling expense 2021
6067
Total disbursements t 437532
Balance 121387
Ledger Assets
Deposits at interest per schedule N 121387
Total ledger assets as per balance No 24 121387
NonLedger Assets
Other items Mm
Premiums due and unpaid5 15000
Printing and stationery on hand 10000
25000
Total assets 146387
Deduct Assets Not Admitted
Agents balances 15000
Other items
Printing and stationery on hand 10000
25000
Total not admitted assets 25000
Total admitted assets I 121387
Insurance Department of Georgia 491
Liabilities
Surplus over all liabilities 121387
Surplus protection to policyholders 121387
Total liabilities 121387
Business in Force
Gross Premiums
Fire Risks Thereon
weekly
In force on the 31st day of December 1917 as per
line 6 under this heading in last years state
ment 8590000 8590
Written or renewed during the year 22275000 22275
Total 30865000 30865
Deductyiose expired and marked off as terminated 17850000 17850
In force at the end of the year 13015000 13015
Net amount in force 13015000 13015
Business in Georgia
Losses incurred 37600
Net losses incurred1 37600
SOUTHERN COOPERATIVE FIRE INSURANCE COMPANY
21 Faqus Building Macon Ga
A A Johnson President R W Freeman Secretary
Kinds of business done in GeorgiaAssessment Fire Insurance
Capital Stock
Ledger assets December 31 1917 35590
Extended at 35590
Income
Gross premiums on new business and renewals 156000
Total premiums 156000
Total income 156000
Carried forward 191590
Disbursements
Net amount paid policyholders for losses 2500
Salaries of officers and employes 134500
Rents and interest 9000
Advertising printing postage telegrams etc 1500
Other items
License fees and taxes 7459
7459
Total disbursements 1 154959
Balance I 36631492
Annual Report
Ledger Assets
Cash In office
Other items
Furniture fixtures and office supplies
33000
Total ledger assets as per balance No 23
NonLedger Assets
Other items
Premiums or assessments due and unpaid
Assessments due but not called for
9800
13000
Total assets
Business in Force
3331
33000
36631
22800
59431
In force on the 31st day of December 1917
Written or renewed during the year
Gross Premiums
Fire Risks Thereon
10556000 108309
2962500 83916
Total
Deduct those expired and marked off as terminated
In force at the end of the year
Net amount in force
Business in Georgia
13518500
8687500
10831000
10831000
Gross risks written
Less risks cancelled
Net risks written
Gross premiums on risks written
Less for reinsurance in Companies authorized in Georgia
Net premiums received
Losses paid deducting salvage
Net losses paid
192225
86403
105822
105822
Fire
13518500
2687500
10831000
192225
86403
105822
2500
2500
Losses incurred 2500
Net losses incurred 2500ASSESSMENT LIFE COMPANIES
GUARANTEE FUND LIFE ASSOCIATION
Brandeis Tr Bldg Omaha Nebraska
J C Bufflngton President j w Hughes Secretary
Attorney for service in GeorgiaInsurance Commissioner
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital None
Ledger assets December 31 1917ZT 250407717
Extended at 250407717
Income

Gross premiums on new business 255 596 36
Gross renewal premiums 1 i5xioi9l
Deduct amounts paid for return premiums 39J94g25
Total premiums 136675002
Total income 151005173
Carried forward 401412890
Disbursements
Net amount paid policyholders for losses 667 1 58 q
Commissions and allowances to agents
a First year j 18306399
b Renewal 4357579
Salaries of officers and employes osqs
Rents and interest ir iqonn
Advertising printing postage telegrams etc 3ls46 14
Other items
Taxes office supplies miscellaneous etc 9159650
Total disbursements 1 119 218 72
Balance 2 894 910 18
Add memo fund account advertisinlrintingZZZZZZ 566329
Total 1 290057347
Ledger Assets
Book value of real estate en nnn nn
Mortgage loans first liensZZ ZZZZZ 2 17778885
Bonds at book value iqqnnnnn
Stocks at book valueZZZZZZZZZZZZZT 59900000
Cash in offiee 260 79
Deposits at interestZZZZZZZZtZZZ 28 764 23
Deposits not at interest I I 457 97
Agents balances net 28 32158
Other items
Bills receivable 1 598005
Total ledger assets as per balance No 231 290057347494
Annual Report
NonLedger Assets
Interest accrued 4905052
Total assets 294962399
Deduct Assets Not Admitted
Agents balances 2832268
Bills receivable 598005
Total not admitted assets 3430273
Total admitted assetsi 291532126
Liabilities
Net amount of unpaid losses and claims 43113754
Salaries and miscellaneous accounts due or accrued estimated 1000000
Taxes due or accrued estimated 2000000
Other items
Advance premiums 566329
Total amount of liabilities except capital 46680083
Surplus over all liabilities 244852043
Surplus protection to policyholders 244852043
Total liabilities 291532026
Business in Force
In force December 31 1917 9162300000
Issued revived or increased during year 1368650000
Sum 10530950000
Deduct ceased to be in force during year 1084200000
In force December 31st 1918 9446750000
Business in Georgia
In force December 31st 1917 4200000
Issued revived or increased moved in 1400000
Sum 5600000
Deduct ceased to be in force during the year 1400000
In force December 31st 1918 4200000
MASONIC MUTUAL ACCIDENT COMPANY
145 State Street Springfield Mass
Clyde W Young President Samuel W Munsell Secretary
Attorney for service in GeorgiaW E Jones Atlanta
Kinds of business done in GeorgiaPersonal Accident and Health
Capital Stock
Ledger assets December 31 1917 6412987
Extended at
6412987Insurance Department of Georgia
495
Income
Gross premiums on new business 22686769
Deduct amounts paid for reinsurance and return
premiums 1 41413
Total premiums
Interest and rents
Profit on sale or increase by adjustment of assetsIZm
Total income
Carried forward1
22545356
291246
5990
22842592
29255579
Disbursements
Net amount paid policyholders for losses
Furniture and Fixtures
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes I
Rents and interest
Advertising printing postage telegrams etcII
Paid policyholders for dividends collected and remittance of fees
dues assessments and premiums
Loss on sale and decrease by adjustment of assets
Other items
Insurance Department licenses and fees
Salaries and fees of managers not paid by commission
Salaries and fees of medical examiners
Traveling and other expenses of officers etc
Taxes on assessments or premiums
Other licenses and feesKansas Bond 12500t California bond
5000t Arkansas bond 1670
Agents balances written off
Taxes on premiums state California
Tax on investments
Atlanta city tax
Internal revenue
Massachusetts state income tax
War chest subscription
Investigating claims
Miscellaneous expenses
Total disbursements
franchise
I
9025
5550
5000
91297
86639
1750000
5619400
18407800
11735952
1040081
6990
2898223
2321002
272070
1275307
1983795
3500
137075
374010
4050
219184
113637
19170
21392
Balance
21944631
7310948
Ledger Assets
Bonds at book value
Cash in office
Agents balances net
Other items
Bills receivable
Interest in hands state treasurerZIZI
Total ledger assets as per balance No 23
NonLedger Assets
6792551
339029
16439
8700
14125
7310948
Interest due and accrued
Other items
Furniture and fixtures
Supplies on hand
Premiums actually collected but not turned in
Mortuary assessments due and unpaid
Total assets
119648
350000
75000
36900
337825
8230321
496
Annual Report
Deduct Assets Not Admitted
Agents balancesI 158679
Bills receivable 8700
Other items
Book value of bonds and stocks over market value 237551
Furniture and fixtures 350000
Supplies on hand 75000
Total not admitted assets 829930
Total admitted assets 7400391
Liabilities
Net amount of unpaid losses and claims 2071798
Reserves or unearned premiums on risks outstanding 1926601
Salaries and miscellaneous accounts due or accrued 37139
Taxes due or accrued 242918
Other items
Commission to agents due or accrued 32021
Advance premiums or assessments 1419900
Total amount of liabilities except capital 5730377
Total liabilities 5730377
Total Business
No
Policies or certificates in force December 31 1917 16768
Policies written during the calendar year 11261
Total 28029
Policies lapsed during the year 6216
Total policies or certificates in force Dec 31 1918 21813
Losses and claims unpaid Dec 31 1917 215 621000
Losses and claims incurred during the calendar year 4659 11114950
Total 4874 11735952
Losses and claims paid during the year 4019 11735952
Losses and claims outstanding unpaid Dec 31 1918 855
Business in Georgia
No
Policies or certificates in force Dec 31 1917 1198
Policies written during the calendar year 1181
Total 2379
Policies lapsed during the year 677
Total policies or certificates in force Dec 31 1918 1702
Losses and claims unpaid Dec 21 1917 15 49619
Losses and claims incurred during the calendar year 459 1054009
Total 574 1103628
Losses and claims paid during the year 410 1103628
Losses and claims outstanding unpaid Dec 31 1918 64
Premiums collected during the year 1585860
No proofs of loss received For estimate of liability see page No 5Insurance Department of Georgia
497
NATIONAL LIFE ASSOCIATION
Fifth and Walnut Streets S and L Building DesMoines Iowa
James P Hewitt President A W Layman Secretary
Attorney for service in GeorgiaN A Wright Atlanta
Capital Stock
Amount of paidup capitalNone Mutual
Ledger assets December 31 1917 144286358
Extended at 144286358
Income
Gross premiums on new business 15562278
Gross renewal premiums 54L38443
Deduct amounts paid for reinsurance and return
premiums 1539161
Total premiums 68161560
Interest and rents 56 84314
Profit on sale or increase by adjustment of assets ZI Z 36 41
Other sources
Suspense credits 95 32
Eefund of taxes on mortgagesI 73188
Trust Fund credits cancelled 74
Insolvent bank 35
Total income j 73933474
Carried forward 218219832
Disbursements
Net amount paid policyholders for losses 434 600 00
Commissions and allowances to agents
a First year 11421500
b Renewal 975620
23 971 20
Salaries of officers and employes 43976 95
Rents and interest 3772 60
Advertising printing postage telegrams etcIIII lo36720
Loss on sale and decrease by adjustment of assets l535 95
Other items
Salaries and fees of managers not paid by coramis
sion 658951
Salaries and fees paid to medical examiners 1356600
Traveling and other expenses 505881
Collections and remittance of fees dues assess
ments and premiums 288439
Insurance Department fees and licenses 1693 15
Branch office expense Chicago and Dallas Offices 2246 21
Sundries 195350
Taxes on assessments or premiums 742667
Taxes on real estate 55205
War tax on insurance 7548ioO
U S revenue stamps 5250
Postage express telephone and telegraph 7770 68
Legal expense in litigating claims L62757
Furniture and fixtures 274619
Deduction of reserve obligations not yet due 51692312
Inspection service 5 36209
Advance mortgage interest applied 386322
Total disbursements 120608756
Balance 97611076
498
Annual Report
Ledger Assets
Book value of real estate 5813503
Mortgage loans first liens 76861000
Bonds at book value 10162600
Cash in office 387444
Deposits at interest 2l36o98
Agents balances net 1785197
Other items
Bills receivable and other items 464734
Total ledger assets as per balance No 23 97611076
Ledger Assets
Book value of real estate 5813503
Mortgage loans first liens 76861000
Bonds at book value 10l62600
Cash in office 387444
Deposits at interest 2l36598
Agents balances net 1785197
Other items
Bills receivable and other items 464734
Total ledger assets as per balance No 23 97611076
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Mortuary assessments due and unpaid on last call made within
sixty days on insurance in force and for which notices have
been issued
Total assets 110719586
2167953
1576497
9364060
Deduct Assets Not Admitted
Agents balances 1805482
Bills receivable and other items 464734
Other items
Excess of item 36 of nonledger assets over corres
ponding liability for unpaid claims 2964060
Total not admitted assets 5234276
Total admitted assets 105485310
Liabilities
Net amount of unpaid losses and claims 6400000
Salaries and miscellaneous accounts due or accrued 650791
Taxes due or accrued estimated 800000
Other items 59348
Total liabilities 7910139
Business in Force
In force December 31 1917i 3902800000
Issued revived or increased during year 1709750000
Sum 5612550000
Deduct ceased to be in force during year 1310300000
In force December 31st 1918 4302250000Insurance Department of Georgia 493
Business in Georgia
In force December 31st 1917 146 000 00
issued revived or increased 62oooo0
Sum 20800000
Deduct ceased to be m force during the year 6300000
In force December 31st 1918 14500000
Total 14500000
Net losses paid during yearl 1 000 00
Net losses incurred during year 100000
INDUSTRIAL LIFE HEALTH AND
ACCIDENT COMPANIES
AMERICAN INSURANCE CO
J R Morton President
M L Sutherland Secretary
m n Park Ave West Savannah Ga
Kinds of business done in GeorgiaIndustrial Healtth and Accident

Capital Stock
2 Ledger assets December 31 1917
4 Extended at
1011239
Income
5 IS Premiums on new business and gross
renewal premiums 1
7 Deduct amounts paid for reinsurance and re
turn premiums
8 Total premiums
9 Interest and rents I
12 Total income
2450800
1835
Carried forward
Disbursements
13 Net amount paid policyholders for losses
15 Commissions and allowances to agents
lb balanes of officers and employes
17 Rents and interest
9 nZrtlne VntinZ Postage7eTegrams7etc
21 Other itemsTraveling expense 1250 office exnVnsemYiv
egal expense 40 licenses taxes 214 00 fax on nrVmitm
K2MJ3 audi 6 Premium on fire insurTnc
mv S 1050 taxes 11189 borrowed
money repaid 150000
22 Total disbursements
23 Balance
Ledger Assets
It BoUVe6 50 eSS 23 brance
28 Cash in office
30 Deposits not at interest
32 Other items
Furniture and office equipment
33 Total ledger assets as per balance No 23
NonLedger Assets
34 Interest due and accrued
36 Other items
Weekly dues due and unpaid less cost of collections
37 Total assets
1011239
2448965
27725
2476690
3487929
1188844
764143
300200
18420
36282
220654
2528543
959386
270000
470000
24988
53653
140745
959386
4375
52403
1016164502 Annual Report
Deduct Assets Not Admitted
40 Other items
Book value bonds over market value 10000
Furniture and office equipment 140745
41 Total not admitted assets 141745
42 Total admitted assets 1865419
Liabilities
43 Net amount of unpaid losses and claimsf o2
44 Reserves or unearned premiums on risks outstanding l8
46 Salaries and miscellaneous accounts due or accrued 2Sn
47 Taxes due or accrued 320
48 Other items
a Premium paid in advance1 33350
b Borrowed money with interest 179510
c Interest accrued on mortgage 1022
213882
49 Total amount of liabilities except capital ialva
51 Surplus over all liabilities H
51 Surplus over all liabilities JJiiSi
52 Surplus protection to policyholders taaisa
53 Total liabilities 865419
Business in Force
Industrial
54 In force December 31 1917 25iJ22
55 Issued revived or increased during year 339bboo
56 Sum 43355100
57 Deduct ceased to be in force during year 24541500
58 In force December 31st 1918 18813600
Business in Georgia
60 In force December 31st 1917 iSn
61 Issued revived or increased 33966700
62 sum 43355100
63 Deduct ceased to be in force during the year 24541500
64 In force December 31st 1918 18813600
66 Net losses paid during year 1188844
67 Net losses incurred during year ll88o94
ATLANTA MUTUAL INSURANCE COMPANY
200 Auburn Ave Atlanta Ga
A F Herndon President C C Shanks Secretary
Kinds of business done in GeorgiaHealth Accident and Life
Capital Stock
1 Amount of paidup capital 2500000
2 Ledger assets December 31 1917 6489357
4 Extended at
8989357Insurance Department of Georgia
503
Income
5 Gross premiums on new business 12 525 40
Gross renewal premiums 52571218
n 53823758
7 Deduct amounts paid for reinsurance and re
turn premiums 142 35
8 Total premiums coo na 95
9 Interest and rents iafl a
11 Other sources alW
Miscellaneous cash 4
12 Total incomeJ 54400408
Carried forward 63389765
Disbursements
13 Net amount paid policyholders for losses 245 650 61
15 Commissions and allowances to agents 20634843
16 Salaries of officers and employes oicoqsi
17 Rents and interest I 3 52290
18 Advertising 65945 printing 438139 postager205337tele
grams and telephone 58994 8 516 11
19 Paid policyholders for dividends l250oo
21 Other items izsouo
Agents balances written off 1 041 94
Municipal and state taxes and assessments and
Insurance Department fees 7 362 00
Branch office and home office expense misc I 1521 84
Furniture and fixtures 30l9S
Legal expenses 2 898 30
Medical examinations 403 50
Bank exchange 74 38
Fire insurance 32 34
Acturarial expense I 461 68
Supplies 1 24345
1129947
22 Total disbursements 1 499 239 27
23 Balance J 13465838
Ledger Assets
24 Book value of real estate
26 Bonds at book value
28 Cash in office
29 Deposits at interest
31 Agents balances net
32 Other items
War Saving stamps Sqq 33
Premium on subscription to Capital StockI 23615
Deduct ledger1 liabilities viz agents bond re
serve deposits 371971 balance due on Lib
erty Loan Bond 580000
33 Total ledger assets as per balance No 23
NonLedger Assets
34 Interest due and accrued s
36 Other items
Annual payments on premiums due and unpaid
less estimated cost of collection
37 Total assets
1386600
11357928
360476
676450
582707
53648
14417809
951971
13465838
274233
716170
14466241504 Annual Report
Deduct Assets Not Admitted
38 Agents balances 582707
40 Other items ml
Book value of bonds over market value ik
Unpaid premium on stock subscriptionszacio
41 Total not admitted assets
42 Total admitted assets
Liabilities
43 Net amount of unpaid losses and claims
46 Salaries and miscellaneous accounts due or accrued
47 Taxes due or accrued
48 Other items
Net solvent assets required on insurance m force
49 Total amount of liabilities except capital
50 Capital actually paid in cash 7oiVft8
51 Surplus over all liabilities 7S31108
806500
13649741
451904
33813
80230
3352686
3918633
1
THE BANKERS HEALTH AND LIFE INSURANCE CO
60891011 Grand Building Macon Ga
P L Hay President P c Carnes Secretary
Kinds of business done in GeorgiaHealth Accident Life Insurance
Capital Stock
2 Ledger assets December 31 1917 SSHj
3 Increase of paidup capital during year 93b7bi
4 I 3591995
4 Extended at
Income
6 Gross premiums 20489855
7 Deduct amount paid for reinsurance and return
premiums
20475500
8 Total premiums 17ZIZ at id
10 Profit on sale or increase by adjustment of assets0slu
Carried forward 2123805
Disbursements
13 Net amount paid policyholders for losses 82
14 Legal and administrative expenses in adjustment of claims 15530
15 Salaries to agents afmin
16 Salaries of officers and employes 1451 50
17 Rents and interest tW
18 Advertising printing postage telegrams etc ivi6n
21 Other items
Salaries of special agents managers etc WAn
Legal retainer fee etc yiuuu
Insurance Department license fees and other
license fees
Taxes on premiums state etc i it o
Traveling expenses of managers agents JnAnnn
Income certificates redeemedbuuuuu
22 Total disbursements 19466369
4657436
23 Balance rInsurance Department of Georgia 505
Ledger Assets
26 Bonds at book value A
30 Deposits not at interest Z 4oiI
32 Other items 337871
Automobiles
33 Total ledger assets as per balance No 23 4F50T18
NonLedger Assets
36 Other items
Gross premiums due and unpaid less 25 3 388 k
Supplies and stationery innnnn
Furniture and fixtures IH 3oooioo
738835
37 Total assets j
Deduct Assets Not Admitted
40 Other items
Supplies and stationery Si nnn nn
Furniture and fixtures r f oooZoo
41 Total not admitted assets 4 00
42 Total admitted assets 7 48 893 53
Liabilities
43 Net amount of unpaid losses and claims 2 224 on
fo gfserves or unearned premiums on risks outstanding 28M7KQ
48 Other items oooo
Taxes due 112 no
Premiums paid in advance ZIZZZIZ 629420
49 Total amount of liabilities except capitalf 30isil69
50 Capital actually paid in cash 7 iee C7
52 Surplus protection to policyholdersZZZZZZZZZZZZZZ 1170466
53 Total liabilities 48g93 53
Business in Force
54 In force December 31 1917 s no 7n nn
55 Issued revived or increased to August 13 1918ZZZZZZZZZZZZZZZZ li25979ooO
56 Sum s 7SD icn nn
57 Deduct ceased to be in force during yearZZZZZZZZZZZZZZZZZ 104412000
58 In force December 31st 1918 1739 040 00
Business in Georgia
60 In force December 31st 1917 sIn1dclK
61 Issued revived or increasedZZZZZZZZZZZZZZZZZZZZZZZ U59I79000
62 Sum Z 2 7Xf ifin nn
63 Deduct ceased to be in force during the yearZZZZZZZ 1044 12000
64 In force December 31st 1918ZZZZZZZZZZZ U3904000
66 Net losses paid during period S9 fi7c 1C
67 Net losses incurred during yearZZZZZZZZZZZZZZ 84900 15
Investments in Georgia
106 Bonds 40 c7c n
110 Other items 405547
Deposited in bank t o7s 7
Autos ZZZZZZZZZZZZZZZZZZZ mill
111 Total investments in Georgiaj 45 505 lg
506
Annual Report
THE BANKERS HEALTH AND LIFE INSURANCE CO
608612 Grand Building Macon Georgia
P L Hay President P C Carnes Secretary
Kinds of business done in GeorgiaHealth Life and Accident
Capital Stock
Capital Stock
Amount of paidup capital 2500000
Ledger assets December 31 1917 4657436
Extended at 7157436
Income
Gross premiums on new business 19272013
Gross renewal premiums 13385
Total premiums 192552
Interest and rents 136396
Other sources
Agents balance charged off 218
Total income 26552678
Disbursements
Net amount paid policyholders for losses 9135775
Commissions and allowances to agents 6497966
Salaries of officers and employes 2014639
Rents and interest 276732
Other items
Traveling expenses 1201358
Miscellaneous expense 1201358
Fuel and lights 2014
Special Auditor 30330
Rent 115650
Legal expense 50360
License and tax 72530
Furniture and fixtures 2865
Autos 299800
Total disbursements 19024391
Balance 7528287
Ledger Assets
Bonds at book valuei 7427119
Cash in office 15
Deposits not at interest 100568
Agents balances net 585
Total ledger assets as per balance No 23 7528287
NonLedger Assets
Interest due and accrued 51411
Other items
Weekly dues due and unpaid less 25 443670
Supplies and stationery 100000
Furniture and fixtures 300000
Autos 299900
1194881
Total assetsII 8723168Insurance Department of Georgia 507
Deduct Assets Not Admitted
Other items
Supplies and stationery 1000 00
Furniture and fixtures 3 000 00
Autos 299800
Difference in book value and market value bonds 75619
775419
Total not admitted assets 79 47749
Liabilities
Net amount of unpaid losses and claims 3 152 50
Reserves or unearned premiums on risks outstanding 34790 89
Taxes due or accrued l7642
Other items
Premiums paid in advance 865375
Total amount of liabilities except capital 37 943 33
Capital actually paid in cash 2500000
Surplus over all liabilities net 7703i93
Surplus protection to policyholders 3645812
Business in Force
t Industrial
In force August 13 1918 1739 040 00
Issued revived or increased during period 118938000
Sum 1 292842000
Deduct ceased to be in force during period 82749000
In force December 31st 1918f 210093000
Business In Georgia
In force August 13 1918 1739 040 00
Issued revived or increased during period 118938000
Sum 292842000
Deduct ceased to be in force during period 82749000
In force December 31st 1918 210093000

CHATHAM MUTUAL LIFE AND HEALTH INSURANCE CO
458 West Broad Savannah Georgia
A H Dunbar President Duncan Pringle Secretary
Kinds of business done in GeorgiaIndustrial Life and Health Insurance
Capital Stock
Ledger assets December 31 1917 787647
Extended at 787647
Income
Gross premiums on new business 206500
Gross renewal premiums 5620107
5826607
Deduct amounts paid for reinsurance and return
premiums 9725
Total premiums 5816882508
Annual Report
Interest and rents
Other sources
Advanced salaries from offiecrs
Borrowed money
Agents bond reserve
99486
7550
58333
Total income
Carried forward
23270
160369
6000521
6788168
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agentsFirst year
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Other items
Medical examiner
Express
Office expenses
Insurance licenses
Taxes
Borrowed money
Furniture
Furniture
Liberty Bonds
W S S
Prizes to agents
Traveling expense
Agent Bond Reserve
Total disbursements
Balance
1000
3318
18577
37150
18577
7550
22075
22075
30000
25200
3300
53100
21336
2180678
2730
1567841
1379104
77735
147693
289903
5645684
1142484
Ledger Assets
Bonds at book value5
Cash in office
Deposits at interest
Deposits not at interest
Other items
Cash in hands of agents 7047
Bills receivable 30587
Furniture and fixtures 89455
Total ledger assets as per balance No 23
554720
6888
409130
44657
127089
1142484
NonLedger Assets
Interest due and accrued 14858
Other items
Weekly dues unpaid by members due 157234
Total assets 1314576
Deduct Assets Not Admitted
Bills receivable 30587
Other items
Furniture and fixtures 89455
Total not admitted assets 120042
Total admitted assets 1194534Insurance Department of Georgia
Liabilities
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items 363 00
Claims ccniQ
Agents Bond Reserve 1700
Premiums paid in advance 14340
Borrowed money
Total amount of liabilities except capital
Surplus over all liabilities
Total liabilities
509
23000
4600
134564
495383
699151
1194534
CONTINENTAL LIFE AND HEALTH INSURANCE CO
Candler Building Atlanta Georgia
B M Cross Secretary Candler Bldg Atlanta Ga
Kinds of business done in GeorgiaIndustrial Life Health and Accident Ins
Capital Stock
Ledger assets December 31 1917 1051026
Extended at
Income
1051026
759272
Gross premiums on new business5
Gross renewal premiums 1B0J
Total premiums
Interest and rents
Other sources
Borrowed money
Agents bond premiums and cash bonds
80000
4900
20266584
41177
84900
Total income
Carried forward
20392661
Disbursements
Net amount paid polipyholders for losses
Commissions and salaries to agents first year and renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Agents cash bonds returned
Other items 0K4 4c
Taxes and licenses XOOOO
Borrowed money repaid I
Agents balances written off
Premium on Liberty Bond subscriptionsnauu
1443687
8443295 9695170 1235928 236693 452951 8652
276996
Total disbursements
Balance
20349685
Ledger Assets
Bonds at book value
Cash in hands of agents
Deposits not at interest
Other items
Bills receivable
1094002
750000
21140
135443
1660510 Annual Report
Furniture and fixtures 185759
187419
Total ledger assets as per balace No 23 1094002
NonLedger Assets
Interest due and accrued 2070
Market value of assets over book value 2000
Other items
Weekly dues due and unpaid 434550
Less 25 for collection 108637
325913
Total assets 1423985
Deduct Assets Not Admitted
Bills receivable 1660
Other items
Furniture and fixtures 185759
187419
Total admitted assetsr 1236566
Liabilities
Reserves or unearned premiums on risks outstandingf 883887
Salaries and miscellaneous accounts due or accrued 45704
Taxes due or accruedr 19532
Other items
Premiums paid in advance 8625
Agents bond premiums and cash bonds 4900
Agents balances 32039
45564
Total amount of liabilities except capital 994687
Capital actually paid in cash 241879
Total liabilities 1236566
Business in Force
Industrial
In force December 31 1917 37763700
Issued revived or increased during year 93206700
Sum 130970400
Deduct ceased to be in force during year 72044600
In force December 31st 1918 58925800
Business in Georgia
In force December 31 1917 37763700
Issued revived or increased during year 93206700
Sum 130970400
Deduct ceased to be in force during year 72044600
Iri force December 31st 1918 58925800
Investments in Georgia
Real estate 500000
Other items
Cash in bank 1 135443
Bills receivable 1660
Furniture and fixtures 185759
Cash in hands of agents 21140
344002
Total investments in Georgiai 844002Insurance Department of Georgia
511
FIRESIDE MUTUAL INSURANCE COMPANY
192 Auburn Avenue Atlanta Georgia
W S Camron President T K Gibson Secretary
Kinds of business done in GeorgiaLife Health and Accident Insurance on the
Mutual Cooperation Assessment Plan
Income
Gross premiums on new business 38561
Gross renewal premiums 1961763
Deduct amounts paid for reinsurance and return
premiums 2315
Total premiums 1998009
Interest and rents joo 00
Other sources
Agents bond reserve X3 40
Advances by officers 6535oo
Carried forward 2644349
Disbursements
Net amount paid policyholders for losses 4 046 73
Commissions and allowances to agents 1248ofiO
Salaries of officers and employes 1721 40
Rents and interest 430 33
Advertising printing postage telegrams etcI 716 18
Other items
Traveling expense 59954
Taxes etc 14057
Department licenses and fees 33631
Home and branch office miscellaneous expense 33018
Furniture and fixtures 17150
157810
Total disbursements 20 97334
Balance j 547015
Ledger Assets
Bonds at book value 4 725 00
Deposits not at interest 601 46
Other items
Cash in transit 14369
Total ledger assets as per balance No 23 547015
NonLedger Assets
Interest due and accrued 100 00
Weekly dues 131225
Less 25 per cent for commission 32806
98419
Total assets 655434
Liabilities
Net amount of unpaid losses and claims 17525
Reserves or unearned premiums on risks outstanding 247562
Salaries and miscellaneous accounts due or accrued 80 80
Taxes due ar accrued 40 07
Other items
Premium advance paymentsc 12475
Agents bond reserve 1340
13715
Total amount of liabilities except capital 290989512 Annual Report
Surplus over all liabilities 364445
Surplus protection to policyholders 364445
364445
Total liabilities 6554434
Premiums in Force
Written or renewed during year 198305
Sum 198305
Deduct ceased to be in force during year 95400
In force December 31st 1917 102905
Net premiums in force 102905
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Health 1998009 404673
Totals 1998009 404673
Investments in Georgia
Bonds 500000
Total investments in Georgia 500000
GEORGIA MUTUAL IND LIFE HEALTH INSURANCE CO
827 Gwinnett St Augusta Georgia
G N Stovey President A M Sherrill Secretary
Kinds of business done in GeorgiaIndustrial Life Health Insurance on
weekly payment plan
Capital Stock
Amount of paidup capital
Ledger assets December 31 1917 2434747
Extended at 2434747
Income
Gross premiums on new business 478477
Gross renewal premiums 22737097
Deduct amounts paid for reinsurance and return
premiums 6515
Total premiums 23209059
Interest and rents 101534
Total income 23310593
Carried forward 25745340
Disbursements
Net amount paid policyholders for lossesf 10859050
Commissions and allowances to agents 6196402
Salaries of officers and employes 1818739
Rents and interest 235200
Advertising printing postage telegrams etc 218787
Traveling expenses 633651Insurance Department of Georgia
Sundry expenses
Other items
Legal expenses
Taxes 135560 city license 140879 276439
Int on guaranty fund certificates 11200
Agents balance written off 29468
Guaranty fund certificates redeemed 70000
Special agents salaries 2774549
Total disbursements
Balance
Ledger Assets
Bonds at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Cash advanced to officers secured 571029
Furniture and fixtures 422394
njQ i pfrpTfiss6tm iv
Less ledger liabilitiesNotes payable 123943 agents B S Res
492113
Total ledger assets per balance
NonLedger Assets
Interest due and accrued
Other items
Weekly dues due and unpaid
Total assets
Deduct Assets Not Admitted
Agents balances 152282
Other items
Furniture and fixtures 422394
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital
Surplus protection to policyhoders
Total liabilities
Premiums in Force
In force December 31 1917
Written or renewed during year
Sum
Deduct ceased to be in force during year
In force December 31st 1918
Net premiums in force 1
424820
22246
3161656
23570551
21747
520000
109314
1240376
72268
1993423
2790845
616056
2174789
5000
414398
2594187
574676
2019511
161275
1317325
9850
16475
1343650
675861
2019511
295345
478480

773825
193660

580165

580165514
Annual Report
GUARANTY MUTUAL LIFE AND HEALTH INSURANCE COMPANY
468 West Broad Street Savannah Georgia
Walter S Scott President L M Pollard Secretary
Kinds of business done in GeorgiaIndustrial Life Health and Accident
Capital Stock
Amount of paidup capital
Ledger assets December 31 1917
Mutual
1609029
Income
Gross premiums on new businessf 566440
Gross renewal premiums 19230035
Deduct amounts paid for reinsurance and 22473
Total premiums
Interest and rents
Other sources
Agents bond reservei
201331
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year J 566440
b Renewal 6082837
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etcIIZ
Loss on sale and decrease by adjustment of assetsI
Other items
Taxes and licenses
Furniture and fixtures
Medical Examinations
Railroad fares
Donations
Agents bond reserve
209862
34468
1850
353885
15000
155380
Total disbursements
Balance r
Ledger Assets
Mortgage loans first liens
Bonds at book value
Deposits at interest IIIZ
Deposits not at interestI
Agents balances net
Other items
Furniture and fixtures
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Other items
Weekly dues due and unpaid
Less 25 per cent cost of collection
561155
140289
1609029
19908117
69724
201331
20179172
21788201
7925875
13805
6649277
2729435
144187
497227
28732
526115
18758983
3029218
459543
2029400
197316
2397
30349
310213
Total assets j
3029218
26703
420866
3476787
Insurance Department of Georgia 515
Deduct Assets Not Admitted
Agents balances 35729
Other items
Book value of bonds over market value 2500
Furniture and fixtures 310213
Total not admitted assets 348442
Total admitted assets 3128345
Liabilities
Net amount of unpaid losses and claims 82800
Reserve or unearned premiums on risks outstanding 61855
Other items
Agents bond reserve 371963
Reserve per Act of 1909 1114078
Total amount of liabilities except capital 1630696
Surplus over all liabilities 1497649
Surplus protection to policyholders 1497649
Total liabilities 3128345
Premiums in Force
In force December 31 1917 2568900
Written or renewed during year 36J77900
Sum 6246800
Deduct ceased to be in force during year 3062700
In force December 31st 1918 3184100
Deduct amount returned 95
Net premiums in force 3184100
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Accident Health Life 19908117 7925875
Investments in Georgia
Bonds 522500
Mortgage loans 459543
Other items
Deposits on interest 197316
Total investments in Georgia 1179359
INDUSTRIAL LIFE AND HEALTH INSURANCE CO
9193 Walton Street Atlanta Georgia
J N McEachern President I M Sheffield Secretary
Kinds of business done in GeorgiaIndustrial Mutual Aid
Capital Stock
Amount of paidup capital 2600000
Ledger assets December 31 1917 19370752
Extended at J 21970752516
Annual Report
Income
Gross premiums on new business 43 437 39
Gross renewal premiums 1 38828565
Deduct amounts paid for reinsurance and return
premiums
Total premiums
Interest and rents
143172295
81105
Total income
Carried forward
143091190
799834
143891024
165861776
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agentsFirst year and renewal
Salaries of officers and employes
Rents and interest 1
Advertising printing postage telegrams etcIIZI
Other items
Exchange
Medical examiner
Furniture and fixtures
Income certificates retiredIII
Licenses and taxes
Traveling expenses managers and agentsIIIIIII
All others miscellaneous
34167
9250
266455
1500000
3192337
3401108
550288
Total disbursements
Balance
6414310
567422
48780084
11355078
1512657
1447441
8953605
139030615
26831161
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Deposits not at interest
Agents balances net
Other items
War savings stamps
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Other items
Weekly dues due an unpaid
Less estimated cost of collection
2084020
521005
Total assets
Deduct Assets Not Admitted
Book value of bonds over market value
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding H
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued I
Total amount of liabilities except capitall I I
Capital actually paid in cash j 2600000
6570000
3720000
12440000
3637284
45877
418000
26831161
180830
1563015
28575006
163500
28411506
1182450
8088806
140064
2297810
11709130Insurance Department of Georgia 517
Surplus over all liabilities 14102376
Surplus protection to policyholders 16702376
Total liabilitiesJ 28411506
Business in Force
In force December 31 1917 3 gVsiS 00
Issued revived or increased during yearI 488791200
Sum 868272500
Deduct ceased to be m force during year 329028800
In force December 31st 1918 539243700
Business in Georgia
In force December 31st 1917 1 859 458 00
Issued revived or increased 204955800
Sum 390901600
Deduct ceased to be in force during the year 133143100
In force December 31st 1918j 257758500
Net losses paid during year s 325 978 40
Net losses incurred during year 33172140
Premiums in Force
In force December 31 1917 2529165
Written or renewed during year 4073260
Sum3 6602425
Deduct ceased to be in force during year 28 618 35
In force December 31st 1918 3740590
Business in Georgia
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Writtenor Re Paid
newed during
Health 69747845 32597840
Totals 5 69747845 32597840
Investments in Georgia
Real estate 6570000
Bonds 11990000
Mortgage loans 37 200 00
Other items
Cash in bank 3637284
Total investments in Georgia 25917284
MUTUAL BENEFIT 1ND LIFE INSURANCE ASSN OF GEORGIA
223 West Broughton St Savannah Georgia
Aaron Ranzin President j m Wood Secretary
Kinds of business done in GeorgiaSick Accident and Death518
Annual Report
Capital Stock
Amount of padiup copitalNone Mutual Assn
Ledger assets December 31 1917 1347123
Extended at
Income
Full benefit fees5 1750
Gross premiums on new business 306725
Gross renewal premiums 13800675
14109150
Deduct amounts paid for reinsurance and return
premiums 196885
Total premiums
Other sources
Interest on bonds 50605
On deposit 17400
Total income
Carried forwardI
1347123
13912265
68005
13980270
15339549
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agentsrenewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Branch office expenses
General Health expenses
Other items
Insurance Department fees and licenses
Other taxes and licenses
Donation war chest
Auditing
Exchange
Lien notes
Bonds returned agents
18100
148447
2500
28521
1898
8470
3700
Total disbursements I
Balance
Ledger Assets
Bonds at book value
Deposits at interest
Deposits not at interest
Other Items
Agents Dr bals
Less Cr bal
Bills receivable
46887
19912
5952
Total ledger assets as per balance No 23
NonLedger Assets
6227355
1100
5031617
1712222
472523
67635
131132
66428
216636
13921648
1417901
1045000
203000
136974
32927
1417901
Other items
Weekly dues due and unpaid1 322658
Less 25 per cent for collection 177299
Total assets
499957
1917858
Insurance Department of Georgia 519
Deduct Assets Not Admitted
Agents balances aro 97
Bills receivable rqi
Other items
Furniture and fixtures 1 772 99
Total not admitted assets 2 301 38
Total admitted assets 1 16 877 20
Liabilities
Net amount of unpaid losses and claims 1 n7n os
Other items 107095
Premiums paid in advance 257 65
Agents bond reserve 250 24
50789
Total amount of liabilities except capital 1 c7s S1
Surplus over all liabilities 596if63
Surplus protection to policyholders 934573
Total liabilities iijifJo
Business in Force
In force December 31 191720190 policies 543 79200
Issued revived or increased during year26942
Sum 37 loo
Deduct ceased to be in force during yearHZIl6 124
In force December 31st 191821008 62304900
Business in Georgia
In force December 31 191720190 policies 543 792 00
issued revived or increased during year26 942
Sum 37132
Deduct ceased to be in force during year16124
In force December 31st 191821008 policies 62304900
Investments in Georgia
Other items
City of Hapeville Ga sewer and water bonds on
deposit with state treasurer 500000
United States liberty bonds 545000
Total investments in Georgia 1045000
THE PEOPLES HEALTH AND LIFE INSURANCE CO
455 Cotton Avenue Macon Georgia
C E Moore President p w 3 Disroon Secretary
Kinds of business done in GeorgiaSick and Accident
Capital Stock
Amount of paidup capital Mutual
Ledger assets December 31 1917 541919
Extended at 541919
520
Annual Report
Income
Gross premiums on new business
Deduct amounts paid tor reinsurance and return
premiums
2189918
2320
Total premiums
Interest and rents
Other sources
Bond reserve
Tital income
Carried forward
2187598
20400
21036
2229034
2770953
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Other items
General H O expenses
License and fees
Taxes
Borrowed money
Furniture and fixtures
Refunded reserve
Miscellaneous
Adv District
Total disbursements
Balance
2200
6800
43045
20500
7553
12680
22224
800
886635
140
999548
100810
56100
50243
115802
2209278
561675
Bonds at book value
Cash in office
Deposits not at interest
Agents balances net
Ledger Assets
Total ledger assets as per balance No 24
453125
31012
24262
53276
561675
NonLedger Assets
Interest due and accrued
Other items
Weekly dues due and unpaid
Less collections
278010
69500
8750
208510
Total assets 778935
Deduct Assets Not Admitted
Total admitted assets 778935
Liabilities
Other items
Rents borrowed money agents bond reserve advertising and
printing
Total amount of liabilities except capital
Surplus over all liabilities
96081
202617
576318
Surplus protection to policyholders 106536
Total liabilities 202617Insurance Department of Georgia
521
PILGRIM HEALTH AND LIFE INSURANCE COMPANY
1143 Gwinnett Street Augusta Ga
Charles Williams President O J Walker
Kinds of business done in GeorgiaIndustrial
Capital Stock
Ledger assets December 31 1917 7201611
Extended at
Income
Gross premiums on new business
Deduct amounts paid for reinsurance and return
premiums
Total premiums
Interest and rents
Other sources
Bills payable net
Fines and charges
Defunct Irish American Bank
Agents bond reserve
52826047
29444
32181
48062
57595
138163
Secretary
7201611
52796803
388071
276001
Total income 53460875
Carried forward 60662486
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agentsrenewal
Salaries of officers and employes
Rents and interest
Other items
Repairs to R E 25645
Exchange 228
Fire insurance 25928
H O sundry
Branch office expenses
License
Medical examiner
Special tax
Traveling expenses
Agency advances
Advertising printing and stationery
Telephone postage and supplies
Total disbursements
Balance
56477
33839
85259
20425
4200
27125
33796
23382
54630
25807976
42742
18295433
2359839
373621
51801
3239133
50170545
10491941
Ledger Assets
Book value of real estate 2670562
Mortgage loans 153500
Bonds at book value 3113000
Transit cash in office 92074
Deposits at interest 2144701
Deposits not at interest 1551965
Other items
Furniture and fixtures 766139
Total ledger assets as per balance No 23 104919 41522
Annual Report
NonLedger Assets
Interest due and accrued 89104
Other items
Weekly dues due and unpaid less 25 per cent for collection 71
Total assets 11315964
Deduct Assets Not Admitted
Other items
Furniture and fixtures
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Bond reserve
Total amount of liabilities except capital
Surplus over all labilities
766139
10549825
835275
42500
25541
1463590
2366906
8182919
Total liabilities 10549825
Business in Force
Industrial
In force December 31 1917 HoHolHn
Issued revived or increased during year it4iituu
gum 311655625
Deduct ceased to be in force during year 103885875
In force December 31st 1918 207769750
Investments in Georgia
Real estate
Bonds
Mortgage loans
Other items
W S Liberty Bonds
2670562
103000
153500
3010000
Total investments in Georgia
5937062FRATERNAL ORDERS
AMERICAN INSURANCE UNION
44 West Broad St Columbus Ohio
John J Lentz President Ge0 w ogUn Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 7915070
Reserve funds 6Zf 1H
Disability funds 9qq
Expense funds jiq1Z
Other funds viz 2341947
Temple
Junior Benefit 210603
70560732
Income
Membership fees actually received
Expense funds 12 378 Qn
Assessments or premiums during first 12 months of
which all or an extra percentage is used for expenses
Expense funds
All other assessments and premiums noMJi
Mortuary funds 60392329
Reserve funds Kos
Disability funds 17 75469
Expense funds 17229529
Other funds viz Junior BenefitZ 8517 68
Other payments by members 86300720
Fraternal and patriotic war contributions Mor
tuary jg gy gi rjo
Reinstatement fees expense l9820
Total received from members 6768998
Mortuary funds 67141507
Reserve funds 60 51625
Disability funds 17 754 69
Expense funds 34393841
Utner funds viz Junior Benefit 8 51768
110214210
Deduct payments returned
Mortuary funds S 700 74
Reserve funds 31 38
Disability funds ZIIIZ 64 10
Expense funds R17Q
Junior Benefit ZI 180
141585
Net amount received from members
Mortuary funds 67071433
Reserve funds 6048487
Disability funds 1769059
Expense funds 34332058
Other funds viz Junior Benefit 851588
Interest and rents received 110072625
Reserve funds 3852553
Temple 7 87654
4640207524
Annual Report
Profit on sale or increase by adjustment of assets
Reserve funds 6319500
All other income
Representatives payments returned Expense 8326
Miscellaneous Reserve Temple Expense 192581
Merger receipts Mortuary Reserve Junior Bene
fit Expense 7120510
Borrowed money Reserve 1000000
Sale of lodge supplies Expense 261330
8582747
Grand total income
Mortuarv funds 72010084
Reserve funds 17769684
Disability funds 1769059
Expense funds 36403690
Other funds viz
Temple 799264
Junior Benefit 863298
Total income all funds 129615079
Amounts carried forward
Mortuary funds 79223357
Reserve funds 78220663
Disability funds 2065011
Expense funds 38745637
Other funds viz
Temple 847242
Junior Benefit 1073901
Total amount carried forward 200175811
Disbursements
Net amount paid for losses
Mortuary funds 67768750
Reserve funds t 3966707
Disability funds 2215515
Other funds viz Junior Benefit 514800
74465772
Legal and administrative expenses in adjustment of
claims
Expense funds 243943
Commissions and allowances to deputies and organizers
Expense funds 18628106
Salaries of officers and employees
Expense funds 8988146
Rents and interest
Expense funds 568100
Advertising printing postage telegrams etc
Expense funds 6481094
Loss on sale or decrease by adjustment in assets
Reserve funds 6902487
Other disbursements
Traveling expenses of officers trustees and com
mittees Expense 1430470
Premiums of members at war Mortuary 790526
Taxes repairs etc on real estate Reserve and
Temple 1544332
Office supplies and sundries Expense 645916
Salaries and fees to subordinate medical exam
iners Expense 1446222
Borrowed money repaid Reserve 1000000
6857466
Total disbursements
Mortuary funds 68559276
Reserve funds 12609630
Disability funds 2215515
Expense funds 38431997
Other funds viz
Temple 803896
Junior Benefit 514800
Grand total disbursements 123135114
Balance before transfers
Mortuary funds 10664081Insurance Department of Georgia
525
Reserve funds 65611033
Disability funds over 150504
Expense funds 313640
Other funds viz
Temple 43346
Junior Benefit 559101
Balance
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Deposits at interest per schedule N
Total ledger assets as per balance No 25
NonLedger Assets
Interest due and accrued
Other items
Assessments collected by subordinate lodges and not turned over
to Supreme Lodge
Betterments and fixtures of A I U Building 1350167
Furniture and fixtures of national office 1165839
National office chapter supplies 350000
Total assets
Deduct Assets Not Admitted
Betterments and fixtures of A I U Building 1350167
Furniture and fixtures of national office 1165889
National office chapter supplies 350000
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total liabilities
VALUATION EXHIBIT
77040697
20245426
40978093
12802338
3014840
77040697
1246785
9252870
2866006
90406358
2866006
87540352
30806727
516928
3008703
264671
34597029
AssetsActual and Contingent
Present midyear value of future net contributions Net basis used
Admitted assets less 3291917 funds not available for claims 84248435
Liens loans and interest thereon on certificate valued according to
the prospective method 6687743
Total 90936178
Amount of Junior and expense funds 3291917
Amount of NonAdmitted Assets 2866006
LiabilitiesActual and Contingent
Present midyear value of promised benefits 52156300
On whole life certs death and death and dis 51811400
On limited payment certs 313400
On term certs 31500
Accrued liabilities less 3359529 Junior and Expense funds 31237500
Total 83393800
Accrued claims on Junior and expense fund 3359529
Assets item 8 to liabilities item 20 10904526 Annual Report
Business in Force
In force December 31st 1917 5785169033
Issued revived or increased during year 2280697500
Sum 8065866533
Deduct ceased to be in force during year 9 117 93373
In force December 31st 1918 7154073160
Business in Georgia
In force December 31st 1917 237500 00
Issued revived or increased1 31775ooo
Sumg 55525000
Deduct ceased to be in force during the year 11500000
In force December 31st 1918 440 25000
Net losses paid during year 7163
Net losses incurred during year 8899
AMERICAN WOODMEN THE SUPEEME CAMP OF
i622 Arapohoe St Arapohoe Bldg Denver Colorado
C M White President L H Lightner Secretsry
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 17203654
Expense funds 135304
17338958
Income
Membership fees actually received
Expense funds 134875
All other assessments and premiums
Mortuary funds 16679276
Other payments by members
Special Liberty Fund Mortuary 314342
Total received from members
Mortuary funds 16993618
Expense funds 7006073
23999696
Deduct payments returned
Mortuary funds 80270
Net amount received from members
Mortuary funds 16913348
Expense funds 7006078
23919426
Interest received
Mortuary funds 1217299
All other income
Mortuary funds 12470
Expense funds 459448
471918
Grand total income
Mortuary funds 18143117
Other funds 7465526
Total income all funds 25608643
Amounts carried forward
Mortuary funds 35346771
Expense funds 7600830
Total amount carried forward 429476011
Insurance Department of Georgia
527
Disbursements

Net amount paid for losses
Mortuary funds
Salaries of officers and employees
Expense funds
Rents
Expense funds
Advertising printing postage telegrams etc
Expense funds
Other disbursements
Expense funds
Total disbursements
Mortuary funds
Expense funds
11358783
7184176
Grand total disbursements
Ledger Assets
Mortgage loans first liens
Bonds at book value
Cash in office
Deposits at interest per schedule N
Deposits not at interest
Other items
Bills receivable
Total ledger assets as per balance No 25
NonLedger Assets
Interest due and accrued a
Other items
Assessments actually collected by subordinate lodges not yet
turned over to Supreme Lodge estimated
Furniture and fixtures 150000 stock and supplies 500 00
Total assets
Deduct Assets Not Admitted
Bills receivable
Other items
Furniture and fixtures 150000
Stock and supplies 50000
34990
200000
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Salaries and miscellaneous accounts due or accrued
Other items
Cash forfeiture bond securing office lease
Total liabilities
Business in Force
11358783
807940
201550
695724
1478962
18542959
21619000
2270000
51794
100000
328858
34990
24404642
203045
1800000
200000
26607687
234990
26372697
1385375
217986
22500
In force December 31st 1917
Issued
1625861
1267940000
983045000
Sum
Deduct ceased to be in force during yearZZZ1
In force December 31st 1918
Business in Georgia
In force December 31st 1917S
Issued
2250985000
459190000
1791775000
72210000
54200000
Sum
Deduct ceased to be in force during the year
In force December 31st 1918
126410000
30775000
95635000528
Annual Report
Net losses paid during year Matured value
Net losses incurred during year Face value
1124870
2286620
AMERICAN WORKMAN THE
620 F St N W Washington D C
John B Harrell President R T Harrell Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Expense funds 498875
Other funds viz Benefit fund 2735993
3234868
Income
Membership fees actually received 301300
Assessments or premiums during first 12 months of
which all or an extra percentage is used for expenses
Expense funds 3567288
Other funds viz Benefit fund 1185181
4752469
All other assessments and premiums
Expense funds 950603
Other funds viz Benefit fund 1421959
2372562
Other payments by members
Medical examiners fees actually received 225950
Total received from members
Expense funds 4517891
Other funds viz
Benefit fund 2607140
Membership fees 527250
7652281
Deduct payments returned
Benefit fund 20313
Net amount received from members
Expense funds 4517891
Other funds viz
Benefit fund 2586827
Membership fees 527250
7631968
All other income
Benefit fund interest 150237
Grand total income
Expense funds 4517891
Other funds viz
Benefit fund 2737064
Membership fees 527250
Total income all funds 7782205
Amounts carried forward
Expense funds 5016766
Other funds viz
Benefit fund 5473057
Membership fees 527250
Total amount carried forward 11017073
Disbursements
Net amount paid for losses
Benefit fund 1132056
Legal and administrative expenses in adjustment of
claims
Expense funds 5250
Commissions and allowances to deputies and organizers
Expense funds 1687968
Other funds viz Membership fees 301300
1989268
Salaries of officers and employees
Expense funds 1306644
Insurance Department of Georgia 529
Other funds Membership fees 225950
1532594
Rents and interest
Expense funds 29150
Advertising printing postage telegrams etc
Expense funds 711460
Other disbursements
Expense funds 71625
Total disbursements
Expense funds 3812097
Other funds viz
Benefit fund 1132056
Membership fees 527250
Grand total disbursements 5471403
Balance before transfers
Expense funds 1204669
Other funds viz Benefit fund 4341001
Balance 5545670
Ledger Assets
Book value of real estate 553358
Mortgage loans first liens 74000
Bonds at book value 1005000
Stocks at book value 35000
Cash in office 40000
Deposits at interest per schedule N 2575000
Deposits not at interest 1241223
Other items Loans on membership certificates 22089
Total ledger assets as per balance No 25 5545670
NonLedger Assets
Interest due and accrued 25832
Other items Furniture and fixtures 161276
Total assets 5732778
Deduct Assets Not Admitted
Furniture and fixtures 161276
Total admitted assets 5571502
Liabilities
Net amount of unpaid losses and claims 268966
Total liabilities 268966
VALUATION EXHIBIT
AssetsActual and Contingent
Present midyear value of future net contributions 124060253
On Class A Certs death only 122436508
On Class D Certs death and disability 1623745
Admitted assets 4366833
Total 128427086
Amount of general or expense fund 1204669
LiabilitiesActual and Contingent
Present midyear value of promised benefits 124018299
On Class A Certs death only 121662126
On Class D Certs death and disability 2356173
Accrued liabilities 268966
Total 124287265
Assets item 8 to liabilities item 20 10333

530
Annual Report
Business in Force
In force December 31st 1917 104540000
Issued revived or increased during year 132460000
Sum 237000000
Deduct ceased to be in force during year 105300942
In force December 31st 1918 131699058
Business in Georgia
In force December 31st 1917 35880000
Issued revived or increased 60495000
Sum 96375000
Deduct ceased to be in force during the year 44310000
In force December 31st 1918 52065000
Net losses paid during year 481654
Net losses incurred during year 567354
BENEFIT ASSOCIATION OF RAILWAY EMPLOYEES
326 W Madison St Chicago Illinois
R A Leets President G M Culver Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Disability funds
Other funds
7614829
873025
8487854
Income
Assessments or premiums during first 12 months of
which all or an extra percentage is used for expenses
Expense funds
All other assessments and premiums
Mortuary funds 388100
Disability funds 26175097
Expense funds 18032018
Other payments by members
Disability and expense
Total received from members
Mortuary funds 473600
Disability funds 26175097
Expense funds 22312136
Deduct payments returned
Disability funds 248438
Expense funds 181346
Net amount received from members
Mortuary funds 1 473600
Disability funds 25926659
Expense funds 22130790
Interest and rents received
Disability funds 246248
Expense funds 77522
Grand total income
Mortuary funds 473600
Disability funds 26172907
44495215
4280118
48960833
429784
48531049
323770Insurance Department of Georgia
531
Expense funds 22208312
Total income all funds
Amounts carried forward
Mortuary funds 473600
Disability funds 33787736
Expense funds 23081337
Total amount carried forward
Disbursements
Net amount paid for losses
Mortuary funds 150000
Disability funds 23515043
Legal and administrative expenses in adjustment of
claims
Expense funds
Commissions and allowances to d3puties and organizers
Expense funds
Salaries of officers and employees
Expense funds
Rents and interest
Expense funds
Advertising printing postage telegrams etc
Expense funds
Other disbursements
Expenst funds
Total disbursements
Disability funds 23665043
Annuity funds 21864344
Grand total disbursements
Balance before transfers
Mortuary funds 323600
Disability funds 10272693
Other funds 1216993
Balance
Ledger Assets
Bonds at book value
Cash in office
Deposits at interest per schedule N
Other items Deposit with Wisconsin D S S
Total ledger assets as per balance No 25
NonLedger Assets
Assessment collected not turned over
Due from organizers
Total assets
Deduct Assets Not Admitted
Agents balances 148749
Deposits in excess of liabilities 382258
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Salaries and miscellaneous accounts due or accrued
Total liabilities
48854819
57342673
23665043
36651
5762900
3638740
498543
1329324
10598186
45529387
11813286
7100000
10000
4620086
83200
11813286
4282079
148749
16244114
531007
15713107
3875998
398545
4274543532
Annual Report
VALUATION EXHIBIT
AssetsActual and Contingent
Admitted assets 14865337
Total 14865337
Amount of general or expense fund 847770
Amount of NonAdmitted Assets 531007
LiabilitiesActual and Contingent
Present midyear value of promised benefits 92823
On ordinary life 1917 certificates death only 81918
On 20 pay 1918 certificates Pre term 10905
Accrued liabilities 3866998
Net sick and accident fund 10272693
Total 14232514
Accrued claims on general or expense fund 398545
Assets item 8 to liabilities item 20 10445
Business in Force
In force December 31st 1917 50400000
Issued revived or increased during year 53650000
Sum 104050000
Deduct ceased to be in force during year 13950000
In force December 31st 1918 90100000
Business in Georgia
In force December 31st 1917 100
Issued revived or increased 46
Sum 146
Deduct ceased to be in force during the year 58
In force December 31st 1918 88
Net losses paid during year 63616
Net losses incurred during year 63937
BENHUR THE SUPREME TRIBE OF
Cor Main and Water St Crawfordsville Indiana
R H Gerard President Jno C Snyder Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 164321493
Expense funds 2330985
166652478
Income
Assessments or premiums during first 12 months of
which all or an extra percentage is used for expenses
Expense funds 16513410
Mortuary funds 4128252
20641662
All other assessments and premiums
Mortuary funds 117542913
Expense funds 18118187
135661100
Other payments by members
Per capita tax expense fund 52450
Medical fees expense fund 22900
Certificate fees expense fund 107725
183075
Total received from members
Mortuary funds 121671165Insurance Department of Georgia 533
Expense funds 34814672
Deduct payments returned 156485837
Mortuary funds
Net amount received from members 41811
Mortuary funds 91R OQQ K
Expense funds ZZZZIZZZ Ijtffgll
Interest and rents received 156444026
Mortuary funds ntw1
Expense funds 60893
All other income 9615905
Lodge supplies expense
Grand total income ciiyau
Mortuary funds M
Expense funds ZZZZZZZZ HJIaI
Total income all funds fiKoTon1
Amounts carried forward lot371911
Mortuary funds s 2 95 nis so
Expense funds BTSqelio
Total amount carried forward 3330389
Disbursements
Net amount paid for losses
Mortuary funds
Legal and administrative expenses in adjustment of 126923287
claims
Mortuary funds ni
Expense funds x sgggi
Commissions and allowances to deputies and organizers 167443
Expense funds
Salaries of officers and employees 17146790
Expense funds
Rents and interest 6272272
Expense funds
Advertising printing postage telegrams etc 722799
Expense funds
Loss on sale or decrease by adjustment in assets 2390462
Mortuary funds
Other disbursements 249900
SfS8 g
Total disbursements 8179915
Mortuary funds 128584022
Expense funds 33468846
Grand total disbursements
Balance before transfers 162052868
Mortuary funds 1 j66921837
Expense funds 4049684
Baance1 170971521
Ledger Assets
Book value of real estate
Mortgage loans first liens I
Bonds at book value Jl5000
Cash in office l134o9422
Deposits at interest per schedule NZZ1ZI 246 280 41
Total ledger assets as per balance No 25 1709 715 21
NonLedger Assets
Interest due and accrued m on cm on
Market value of assets over book value tilta in
Other items 1456957
Rent due 37400534
Annual Report
Assessments due
3848956
3886356
0 178384554
Total assets w
Deduct Assets Not Admitted
Market value of special deposits in excess of corre
sponding Liabilities
495900
Total not admitted assets1 7qrrr22
Total admitted assets l78SHb4
Liabilities
Net amount of unpaid losses and claims
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Advanced assessments
17163067
684799
253428
219958
Total liabilities
VALUATION EXHIBIT
AssetsActual and Contingent
18321252
Present midyear value of future net contributions
On whole life certificates death only
1699622392
821639543
476641203
On certificates death and disability 46l3416 46
ASStSftEktoSiToMrMtadrnotaVMfrweTorciMmB msbo
Liens loans and interest thereon on certificate valued according to 62 173 51
the prospective method
1879678713
4049684
495900
Total
Amount of general or expense fund
Amount of NonAdmitted Assets
LiabilitiesActual and Contingent
Present midyear value of promised benefits gggga
On whole life certificates death only s933220 02
On certificate death and disability 4305550 33
ViraiMunaiinr 17383025
2005555344
938227
9372
Total
Accrued claims on general or expense fund
Assets item 8 to liabilities item 20
Business in Force
1Q17 8343106500
In force December 31st 1917 losnasssoo
Issued revived or increased during year
1250385500
Sum
9593492000
1997121100
Deduct ceased to be in force during year
7596370900
In force December 31st 1918
Business in Georgia
In force December 31st 1917
Issued revived or increased

55625000
34589200
Sum
Deduct ceased to be in force during the year
In force December 31st 1918
Net losses paid during year
Net losses incurred during year
90214200
39515000
Investments in Georgia
Bonds
50699200
200000
300000
1000000Insurance Department of Georgia 535
CATHOLIC KNIGHTS OF AMERICA THE
717 Locust St St Louis Missouri
Dr F Gaudin President Hemy iemet Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 115447758
Expense funds 9 164 10
Other funds viz Organization 381959
116746127
Income
All other assessments and premiums
Mortuary funds 44813941
Expense funds 33 867 05
Total received from members 48200646
Mortuary funds 44813941
Expense funds 3386705
Met amount received from members
Mortuary funds 44813941
Expense funds 3386705
Interest and rents received 48200646
Mortuary funds 7 7Q
All other income oaaiit
Expense funds 341 04
Organization 2550
Total income all funds t co7 cn7a
Amounts carried forward anaiuld
Mortuary funds 165781472
Expense funds 4337219
Organization 384509
Total amount carried forward 1 705 q32 q0
Disbursements
Net amount paid for losses
Mortuary funds 521
Legal and administrative expenses in adjustment of
claims
Expense funds
Commissions and allowances to deputies and organizers
Organization 3 j fi
Salaries of officers and employees 4
Expense funds 929996
Organization j 50000
Rents and interest 1079996
Expense funds 00 0
Advertising printing postage telegrams etc
Expense funds 112019
Organization 17855
1 298 74
Loss on sale or decrease by adjustment in assets
Mortuary funds flrn
Total disbursements iaoulb
Mortuary funds 523158 54
Expense funds 1946156
Organization g 056 72
Grand total disbursements 550 675 go
Balance 115435518
Ledger Assets
Mortgage loans first liens 5 5q0 oo
Bonds at book value 2 12687453
Deposits at interest per schedule N 21980 65
Total ledger assets as per balance No 25 115435518536
Annual Report
NonLedger Assets
Interest due and accrued 2inonnn
Furniture and fixtures ZUJUuu
Assessments actually collected by subordinate lodges not yet turned
over to Supreme Lodge229210a
Total assets 120084009
Deduct Assets Not Admitted
Book value of bonds and stocks over market value
per schedule D 2241523
Total not admitted assets 2241523
Total admitted assets 117843486
Liabilities
Net amount of unpaid losses and claims 12ofcoc
Salaries and miscellaneous accounts due or accrued 244696
Total liabilities 12839171
Business in Force
In force December 31st 1917 1985725812
Issued revived or increased during year OJOouuu
gum 2049822932
Deduct ceased to be in force during year 98739022
In force December 31st 1918 1951083910
Business in Georgia
In force December 31st 1917 28noo
Issued revived or increased4uuuuu
Sum 28865374
Deduct ceased to be in force during the year650000
In force December 31st 1918 loHnalt
Net losses paid during year J
Net losses incurred during year 03uio lu
COLUMBIAN CIRCLE THE
159 N State St Chicago Illinois
Irwin R Hazen President N J Hein Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds JSIoon
Reserve funds Saqcq
Expense funds768 60982900
Income
Membership fees actually received
Expense funds d4uu
Assessments or premiums during first 12 months of
which all or an extra percentage is used for expenses
Expense funds U7o4
All other assessments and premiums
Mortuary funds 2M2o
Expense funds 5iJ
War Risk assts 10229 35309433
Other payments by members
Dues and per capita tax ii604
Insurance Department of Georgia
537
Medical examiners fees 58700
2224182
Total received from members
Mortuary funds 29143553
Expense funds 9476509
War risk 1022900
39642962
Deduct payments returned
Mortuary funds 9257
Expense funds 1134
10391
Net amount received from members
Mortuary funds 29134296
Expense funds 9475375
War risk 1022900
39632571
Interest and rents received
Reserve funds 3471119
Expense funds 62638
3533757
Profit on sale or increase by adjustment of assets
Reserve funds 125900
All other income
Expense funds 352332
Grand total income
Mortuary funds 29134296
Reserve funds 3597019
Expense funds 9890345
War risk 1 1022900
Total income all funds 43644560
Amounts carried forward
Mortuary funds 31188326
Reserve funds 62449021
Expense funds 9967213
War risk 1022900
Total amount carried forward 104627460
Disbursements
Net amount paid for losses
Mortuary funds 36958768
War risk 906621
Legal and administrative expenses in adjustment of
claims
Expense funds item 28
Commissions and allowances to deputies and organizers
Expense funds items 9 10 and 11
Salaries of officers and employees
Expense funds items 12 to 18 inclusive
Rents and interest
Expense funds items 22 and 40
Advertising printing postage telegrams etc
Expense funds items 19 20 23 24 25 and 26
Loss on sale or decrease by adjustment in assets
Reserve funds item 41b and 42b
Other disbursements
Mortuary funds 130
Reserve funds 726919
Expense funds 3662687
Total disbursements
Mortuary funds 36958895
Reserve funds 920324
Expense funds 9758928
War risk 906621
Grand total disbursements
Balance before transfers
Mortuary funds 5H2H2
Reserve funds a nioaK
Expense funds
War riskM6279
Balance
37865389
18086
1353593
3120091
314232
1290239
193405
4389736
48544771
56382689538
Annual Report
Ledger Assets
Book value of real estate 14226982
Mortgage loans first liens 1706211
Bonds at book value 37905300
Cash in office and petty cash 881751
Deposits at interest per schedule N 1246745
Liberty loan contingent fund 115700
Total ledger assets as per balance No 25 56082689
NonLedger Assets
Interest due and accrued 621906
Assets actually collected by subordinate branches 4257659
Total assets 60962254
Deduct Assets Not Admitted
Overdue and accrued interest on bonds in default 19000
Total admitted assets 60943254
Liabilities
Net amount of unpaid losses and claims 9126524
Reserves or unearned premiums on risks outstanding items 25 and 27 513397
Salaries and miscellaneous accounts due or accrued 70424
Taxes due or accrued 204092
Present worth of paidup policies 137596
Advance assets 899
138495
Total liabilities 10052932
Business in Force
In force December 31st 1917 2381825000
Issued revived or increased during year 52675000
Sum 2434500000
Deduct ceased to be in force during year 224400000
In force December 31st 1918 2210100000
Business in Georgia
In force December 31st 1917 3800000
Sum 3800000
Deduct ceased to be in force during the year 1950000
In force December 31st 1918 1850000
COLUMBIAN WOODMEN THE EMINENT HOUSEHOLD
401 Hurt Bldg Atlanta Georgia
Lloyd T Binford Presidtnt E E Temple Secretary
Balance from previous year
Mortuary funds 102772091
Reserve funds 2226739
Expense funds and surplus 12060162
Overages and advances 300012
117359004
Income
Combined income 61873528
Other payments by members
Dues and per capita tax 351455
Certificate fees 277500Insurance Department of Georgia
539
Overages and advances 1590798
2219753
Total 64093281
Deduct payment returned
To applicants members and credits 1911946
62181335
Interest and rents received 6784592
Profit on sale or increase by adjustment of assets
Bonds 8632
All other income
Mat and dues etc 104783
Sale of buttons 1075
Organizers bonds 5900
Change of beneficiary 3650
Salt of premiums 25105
Organizers balances previously charged off 68719
Warrants returned for cancellation 180268
389500
Grand total income 69364059
Total amount carried forward 186723063
Disbursements
Net amount paid for losses 33227932
Legal and administrative expenses in adjustment of
claims
Expense in litigating claims 380294
Counselor 420000
800294
Commissions and allowances to deputies and organizers 3228896
Salaries of officers and employees 3203167
Fees paid to Supreme Medical Examiner 240000
Traveling expenses officers etc 250429
3693596
Rents and interest
Mortuary funds 342000
For collection and remittance of assessments etc 47753
389753
Advertising printing postage telegrams etc
Total 2529373
Loss on sale or decrease by adjustment in assets
Bonds 29117
Bonds 117822
146939
Other disbursements
Taxes on investments 835663
All other disbursements 1325878
2161541
Grand total disbursements1 46178324
Balance 140544739
Ledger Assets
Mortgage loans 47553960
Bonds at book value 40712199
Cash in office and thrift stamps 6450
Deposits at interest per schedule N 3264154
Deposits not at interest Certificates 2000000
Premium liens and loans to certificate holders 43524476
Due from Bureau War Risk Insurance 1320
Bills receivable I25fn
Organizers balance Ti an
Furniture and fixtures I1411U
Automobiles and special field equipment 65910
1 o483500
Total ledger assets as per balance No 25 140544739540 Annual Report
NonLedger Assets
Interest due and accrued on mortgages 1709216
Interest due and accrued on bonds 550863
Interest due and accrued on other assets 10667
2270746
Total assets 142815485
Deduct Assets Not Admitted
Balance due from organizers not secured by bonds 1591450
Bills receivable 703660
Book value of bonds and stocks over market value 23276
Furniture and fixtures 1121160
Automobiles and special field equipment 65910
Total not admitted assets 8505456
Total admitted assets 139310029
Liabilities
Net amount of unpaid losses and claims 14384992
Salaries and miscellaneous accounts due or accrued 456412
Advance assessments 2624178
Overages and advances 233866
Deposits employees account Liberty Bonds 25400
Special reserve for unpaid claims 346154
Reserve for liens and contingencies 5000000
Reserve on all outstanding certificates Dec 31 1918 90022855
95628275
Total liabilities 113093857
Business in Force
In force December 31st 1917 2422522300
Issued revived or increased during year 277o33200
Sum 2699555500
Deduct ceased to be in force during year 283424000
In force December 31st 1918a 2416131500
Business in Georgia
In force December 31st 1917 1775669300
Issued revived or increased 13800000
Sum 191369300
Deduct ceased to be in force during the year 20503700
In force December 31 1918k 170865600
Net losses paid during the year 33227932
Net losses incurred during year 39698651
Investments in Georgia
Bonds 8182684
Mortgage loans 47373900
Cash in bank 3264154
Intal investments in Georgia 58820738
FRATERNAL AID UNION THE
Cor 8th and Vermont Lawrence Kansas
V A Young President L D Roberts Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 849069
Reserve funds 3419552Insurance Department of Georgia
541
Disability funds 105668015
Annuity funds 18443599
Expense funds 17824009
Other funds 229332
146433576
Income
Membership fees actually received
Expense funds 599 30
Assessments or premiums during first 12 months of
which all or an extra percentage is used for expenses
Mortuary funds 200 891 33
All other assessments and premiums
Mortuary funds 237999581
Reserve funds 1760704
Funds 20438654
Expense funds 26524237
r v 286723176
Other payments by members 169 309 53
Total received from members
Mortuary funds 237999581
Reserve funds 1760704
Funds 40545287
Funds 43557620
4 323863192
Deduct payments returned
Mortuary funds 232337
Reserve funds 1525
Special General funds 108004
General funds 78326
420192
Net amount received from memuers
Mortuary funds 237767244
Reserve funds 1759179
Funds 40437283
Expense funds 43479294
323443000
Interest and rents received
Reserve funds 231000
Emergency funds 5114844
Special reserve funds 259500
5605344
Profit on sale or increase by adjustment of assets
Emergency funds 61795
All other income
Reserve funds 56260
Emergency funds 14000000
Special General funds 70649
Special Reserve funds 660316
General funds 4403252
19190477
Grand total income
Mortuary funds 237767244
Reserve funds 2046439
Emergency funds 19176639
Special General funds 40507932
Expense funds 47882546
Special Reserve funds 919816
Total income all funds 348300616
Amounts carried forward
Mortuary funds 238616313
Reserve funds 5465991
Emergency funds 124844654
Special General funds 58951531
Expense funds 48111878
Special Reserve funds 18743825
Total amount carried forwW 494734192
Disbursements
Net amount paid for losses
Mortuary funds 283403319
Reserve funds 2000000
Reserve funds 2000000542
Annual Report
Special General funds 13719483
299122802
Legal and administrative expenses in adjustment of
claims
Expense funds 817008
Commissions and allowances to deputies and organizers
Expense funds 25780194
Salaries of officers and employees
Expense funds 12760143
Rents and interest
Emergency funds 106250
Expense funds 496600
Other funds 389450
992300
Advertising printing postage telegrams etc
Expense funds 3317722
Loss on sale or decrease by adjustment in assets
Emergency funds 113217
Other disbursements
Reserve funds 124222
Emergency funds 1638801
Special General funds 76510
Special Reserve funds 1 1124410
Expense funds 17722414
20686424
Total disbursements
Mortuary funds 283403319
Reserve funds 2124222
Funds 1858268
Funds 13795993
Expense funds 1124477
Other funds 61283531
Grand total disbursements 363589810
Balance before transfers
Mortuary funds 44787006
Reserve funds 3341769
Funds 122986386
Funds 45155538
Funds 17619348
Other funds 13171653
189103041
57958659
Balance 131144382
Ledger Assets
Book value of real estate 23437039
Mortgage loans first liens 48332235
Bonds at book value 17309275
Cash in office 30740
Deposits at interest per schedule N 22902145
Reserve liens 18995868
Certificate 137080
19132948
Total ledger assets as per balance Xo 25 131144382
NonLedger Assets
Interest due and accrued 1940243
Market value of assets over book value 3198218
Assessments actually collected by subordinate lodges not yet turned
over to Supreme Lodge 34944757
Total assets 171227600
Total admitted assets 171227600
Liabilities
Net amount of unpaid losses and claims 43718707
Taxes due or accrued 157458
Money borrowed and interest 20507500
Advance assessments 2319741
Reserves on Amer 4 Certs 26116219Insurance Department of Georgia
543
Reserves on N F C Certs
Total liabilities
10786124
103605749
GOLDEN CROSS UNITED ORDER OF THE
Room 412 Empire Bldg Knoxville Tennessee
Joseph P Burlingame President William R Cooper Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 12952054
Expense funds 151458
13103512
Income
Assessments or premiums during first 12 months of
which all or an extra percentageis used for expenses
Expense funds 273458
All other assessments and premiums
Mortuary funds 39796187
Expense funds 4452183
44248370
Other payments by members
Per capita tax 25800
Certificate fees 21950
47750
Total received from members
Mortuary funds 39796187
Expense funds 4773391
44569578
Net amount received from members
Mortuary funds 39796187
Expense funds 4773391
44569578
Interest and rents received
Mortuary funds 114417
Emergency or reserve bonds 428835
Expense funds 6616
549868
Profit on sale or increase by adjustment of assets 16190
Grand total income
Mortuary funds 39910604
Emergency funds 428835
Expense funds 4796197
Total income all funds 45135636
Amounts carried forward
Mortuary funds 52862658
Emergency funds 428835
Expense funds 4947655
Total amount carried forward 58239148
Disbursements
Net amount paid for losses
Mortuary funds 40693729
Legal and administrative expenses in adjustment of
claims
Expense funds 218540
Commissions and allowances to deputies and organizers
Expense funds 2013000
Salaries of officers and employees
Expense funds 1455308
Rents and interest
Expense funds 98400
Advertising printing postage telegrams etc
Expense funds 626187
Other disbursements
Expense funds 163280
Total disbursements
Mortuary funds 40693729
544
Annual Report
Expense funds
4574715
Grand total disbursements
Balance before transfers
Mortuary funds
Emergency funds
Other funds
12168929
428835
372940
Balance
Ledger Assets
Book value of real estate
Bonds at book value
Cash in office
Deposits at interest per schedule N
Total ledger assets as per balance No 25
NonLedger Assets
Interest due and accrued
Assets collected not turned into Supreme Treasury Dec 31 1918
Total assets
Deduct Assets Not Admitted
Market value of assets under book value
Bonds
Real estate
788432
250000
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Salaries and miscellaneous accounts due or accrued
Total liabilities
45268444
12970704
1530000
9495432
2725
1942547
12970704
154686
3644211
16769601
1038432
15731169
13260000
127555
13387555
GOLDEN SEAL THE ORDER OF
Roxbury N Y
Hill Montague Supreme Commander Arthur F Bouton Supreme Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 31149711
Benefit funds 5254685
Fraternal Life A A funds 3930739
Assurance League general funds 1826986
Expense funds 2433684
Assurance League Optional 19244700
63840503
Income
Membership fees actually received
Expense funds 1 74900
Assessments or premiums during first 12 months of
which all or an extra percentage is used for expenses
Expense funds 1243651
All other assessments and premiums
Mortuary funds 6972820
Benefit funds 2621424
Frat Life A A funds 88333
Expense funds 6701031
Assurance League Optional 5967365
22350973
Total received from members
Mortuary funds 6972820Insurance Department of Georgia
545
Benefit funds 2621424
Frat Life A A funds 88333
Expense funds 8119582
Assurance League Optional 5967365
Deduct payments returned
Mortuarv funds 2205
Benefit funds 3705
Expense funds 11384
Net amount received from members
Mortuary funds 6970615
Benefit funds 2617719
Prat Life A A funds 88333
Expense funds 8108198
Assurance League Optional 5967365
Interest and rents received
Profit on sale or increase by adjustment of assets
Benefit funds
All other income
Mortuary funds 34947
Benefit funds 1006750
Expense funds 301786
Grand total income
Mortuary funds 7885700
Benefit funds 3716535
Prat Life A A 314836
Expense funds 8440058
Assurance League General 94239
Assurance League Optional 6976261
Total income all funds
Amounts carried forward
Mortuary funds 39035411
Benefit funds 8971220
Prat Life A A funds 4245575
Expense funds 10873742
Assurance League General 1921225
Assurance League Optional 26220961
Total amount carried forward
23769524
17294
23752230
2296797
35119
1343483
27427629
27427629
91268134
Disbursements
Net amount paid for losses
Mortuary funds 3476528
Benefit funds 2935400
Frat Life A A funds 291928
Expense funds 374225
Assurance League General Assurance League
Optional 3884701

Legal and administrative expenses in adjustment of
claims
Benefit funds 2500
Expense funds 572738
Commissions and allowances to deputies and organizers
Expense funds
Salaries of officers and employees
Expense funds
Rents and interest
Mortuary funds 131761
Benefit funds 9458
Prat Life A A funds 110889
Expense funds 19952
Assurance League General 13424
Assurance League Optional 165173
Advertising printing postage telegrams etc
Expense funds
Paid members for dividends
Mortuary funds
Loss on sale or decrease by adjustment in assets
Mortuary funds 2248033
10962782
575238
4818159
1739868
450657
482310
301917546
Annual Report
Fraternal Life A A funds 25000
Expense funds 1 96498
Other disbursements
Mortuary funds 237427
Benefit funds 35o4o58
Fraternal Life A A funds 500000
Assurance League General 250
Expense funds 12053oi
Total disbursements
Mortuary funds 6395666
Benefit funds 6451416
Frat Life A A funds 9278l7
Expense funds 9409051
Assurance League General 13674
Assurance League Optional 4049874
Grand total disbursements
Balance before transfers
Mortuary funds 32639745
Benefit funds 2519804
Frat Life A A funds 3317758
Expense funds 1464691
Assurance League General 1907551
Assurance League Optional 22171087
Balance
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest per schedule N
Deposits not at interest
Agents balances net
Other items
Loans secured by pledge of stocks 40000
Bills receivable 500000
Furniture and fixtures 379921
Loans on transferred certificates 15279855
Loans on death benefit certificates 892897
Total ledger assets as per balance No 25
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Assessments actually collected by lodges not yet
turned in 2000000
Due from camps for supplies 100000
Liens and accrued interest Assurance League Certs
Option 3 6045920
Printed matter and supplies on hand 250000
Total assets
Deduct Assets Not Admitted
Agents balances 176912
Bills receivable 500000
Book value of bonds and stocks over amortized value 704734
Furniture and fixtures 379921
Due from camps for supplies 100000
Printed matter and supplies on hand 250000
Total not admitted assets j
Total admitted assets
2469531
5447036
27247498
64020636
5836109
15060378
23279454
161429
919214
68272
1426195
176912
17092673
64020636
1522833
350000
8395920
74289389
2111567
72177822Insurance Department of Georgia 547
Liabilities
Net amount of unpaid losses and claims 3854257
Salaries and miscellaneous accounts due or accrued 156375
Advance assessments 951551
Borrowed money 15600 and interest due or accrued
on same 78000 1638000
Borrowed money general fund 1050000 and interest
due or accrued on same 231350 1281350
3870901
Total liabilities 3870901
Business in Force
In force December 31st 1917 1275142557
Issued revived or increased during year 648670000
gum 1923812557
Deduct ceased to be in force during year 604908690
In force December 31st 1918 1318903867
Business in Georgia
In force December 31st 1917 39500000
Issued revived or increased 5550000
gum 45050000
Deduct ceased to be in force during the year 24775000
In force December 31st 1918 20275000
Net losses paid during year 10429339
Net losses incurred during year 12886846
GRAND FRATERNITY THE
1626 Arcji St Philadelphia Pa
Frederick Gaston President W E Gregg Secretary
Attorney for serviee in GeorgiaWilliam A Wright Insurance Sommissioner Atlanta
Balance from previous year
Reserve funds 45562691
Expense funds 10640
Sick and accident funds 547637
46120968
Income
Assessments or premiums during first 12 months of
which all or an extra percentage is used for expenses
Expense funds 2225666
All other assessments and premiums
Mortuary funds 14338363
Expense funds 6000000
Sick and accident3V77305
Total received from members o
Mortuary funds 14338363
Expense funds 8225633
Sick and accident377305 22941301
Deduct payments returned
General funds W4H
Net amount received from members
Mortuary funds i
Expense funds 8llon
Sick and accident37730j 22933352
Interest and rents received
Mortuary funds 40SHa
General funds 49 410Q624548
Annual Report
Profit on sale or increase by adjustment of assets
Reserve funds
All other income
General funds go 70
Reserve funds IZI 10418
Grand total income
Mortuary funds 18428638
Reserve funds 263 50
Expense funds 8237oo3
Sick and accident 3 773 05
Total income all funds
Amounts carried forward
Mortuary funds 18428638
Reserve funds 45589041
Expense funds 8247643
Sick and accident 9 249 42
Total amount carried forward
15932
19388
27069296
73190264
Disbursements
Net amount paid for losses
Mortuary funds 13868561
Reserve funds 3342013
Sick and accident 3 357 79
Commissions and allowances to deputies and organizers
Expense funds
Salaries of officers and employees
Expense funds
Rents and interest
Mortuary funds 27 953 21
Expense funds 6o0000
Advertising printing postage telegrams etc
Expense funds
Loss on sale or decrease by adjustment in assets
Reserve funds
Other disbursements
Reserve funds 500000
Mortuary funds 2 101 60
General funds 924273
Total disbursements
Mortuary funds 168 740 42
Reserve funds 3885329
Expense funds 8186480
Sick and accident 3 557 79
Grand total disbursements g
Balance before transfers
Mortuary funds 15 545 9g
Reserve funds 41703712
Expense funds 611 63
Sick and accident 5 39153
Balance
Ledger Assets
Book value of real estate
Bonds at book value I
Deposits at interest per schedule NIII
Loans secured by liens on members certificatesIIIZ
Total ledger assets as per balance No 25Jjj
NonLedger Assets
Interest due and accrued 0
Market value of assets over book valueIIIIIII I
Cash in subordinate lodges II
Certificate liens IIIII
Total assets 1
17596353
3551844
2630500
3395321
479863
43316
1634433
29331630
43858634
22700132
4553872
57108
16547522
43858634
52997
14599868
1886951
2427910
62826360Insurance Department of Georgia 549
Deduct Assets Not Admitted
Certificate liens 2427910
Total admitted assets 60398450
Liabilities
Net amount of unpaid losses and claims 11017700
Borrowed money 6500000
Reserve value old age and widows annuity benefits 10258100
Total liabilities 27775800
Business in Force
In force December 31st 1917 1029668300
Issued revived or increased during year 122770500
Sum 1152438800
Deduct ceased to be in force during year 123137500
In force December 31st 1918 1029301300
Business in Georgia
In force December 31st 1917 14740000
Issued revived or increased 14728000
Sum 29468000
Deduct ceased to be in force during the year 11208200
In force December 31st 1918 18259800
HERALDS OF LIBERTY
Northern Department 40101214 Chestnut St Philadelphia Pa
Southern Department Elks Bldg Huntsville Ala
Tracy W Pratt President Emanuel Barrick Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 8035717
Reserve funds 4067495
Expense funds 1410340
Joint life funds 9111826
22625378
Income
Assessments or premiums during first 12 months of
which all or an extra percentage is used for expenses
Expense funds1 3276187
All other assessments and premiums
Mortuary funds 11025076
Reserve funds 2551384
Expense funds 14033677
Joint life funds 11015478
38625615
Other payments by members
Expense funds 22400
Total received from members
Mortuary funds 11025076
Reserve funds 2551384
Expense funds 17332264
Joint life funds 11015478
41924202
Deduct payments returned
Expense funds 25768
Mortuary funds 7389
Reserve funds 1652550
Annual Report
Joint life funds 7389
Net amount received from members
Mortuary funds 11017687
Reserve funds 2549732
Expense funds 17306496
Joint life funds 11008089
Interest and rents received
Expense funds
All other income
Expense funds borrowed money
Grand total income
Mortuary funds 11017687
Reserve funds 2549732
Expense funds 23314409
Joint life funds 11008089
Total income all funds
Amounts carried forward
Mortuary funds 19053404
Reserve funds 6617227
Expense funds 24724749
Joint life funds 20119915
Total amount carried forward
41882004
1007913
5000000
47889917
70515295
Disbursements
Net amount paid for losses
Mortuary funds 7800000
Joint life funds 6600000

Commissions and allowances to deputies and organizers
Expense funds
Salaries of officers and employees
Expense funds
Rents and interest
Expense funds
Advertising printing postage telegrams etc
Expense funds
Other disbursements
Expense funds including 4000000 borrowed money repaid
Total disbursements
Mortuary funds 7800000
Expense funds 24067484
Joint life funds 6600000
Grand total disbursements
Balance before transfers
Mortuary funds 11253404
Reserve funds 6617227
Expense funds 657265
Joint life funds 13519915
Balance
Ledger Assets
Mortgage loans first liens
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest per schedule N
Agents balances net
Bills receivable
Total ledger assets as per balance No 25
NonLedger Assets
Interest due and accrued
Furniture and fixtures 855707
Unearned premium on fire insurance policy 787
Total assets
14400000
8846679
6076252
1005404
1067384
7071765
38467484
32047811
5345060
13070639
100000
3422215
6327737
2021998
1760162
32047811
162671
856494
33066976Insurance Department of Georgia 551
Deduct Assets Not Admitted
Bills receivable 1760162
Total not admitted assets 17 qq 62
Total admitted assets jc 313 qqq 1v
Liabilities
Net amount of unpaid losses and claims 124 20000
Salaries and miscellaneous accounts due or accruedZ 45714
Borrowed money 5000000
Interest on borrowed money 11000
5011000
Total liabilities 174 76714
Business in Force
In force December 31st 1917 1993820000
Issued revived or increased during year 64950000
Sum 2058770000
Deduct ceased to be m force during year 1 847 50000
In force December 31st 1918 1874020000
Business in Georgia
In force December 31st 1917 254 500 00
Issued revived or increased or received by transfer 1950ooO
um rjz 27400000
Deduct ceased to be in force during the year 22 00000
In force December 31st 1918 252 000 00
Net losses paid during year 290000
Net losses incurred during year 250ooO
JE OEDER UNITED AMEEICAN MECHANICS BENEFICIARY DEGREE
410 Liberty St Wabash Bldg Pittsburgh Pa
H L W Traylor President Stephen Collins Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 40778113
Expense funds 825230
41603343
Income
Membership fees actually received
Expense funds 128 75
Assessments or premiums during first 12 months of
which all or an extra percentage is used for expenses
Expense funds 41 121 41
All other assessments and premiums
Mortuary funds 13228871
Expense funds 2319511
15548382
Other payments by members
Expense funds medical examiners fees 1 36550
Total received fiom members
Mortuary funds 13228871
Expense funds 6581077
t 19809948
Deduct payments returned not included in above 222524 94
Net amount received from members
Mortuary funds 13228871552
Annual Report
Expense funds 6581077
Interest and rents received
Mortuary funds 2375774
Expense funds 66772
Grand total income
Mortuary funds 15604645
Expense funds 6647849
Total income all funds
Amounts carried forward
Mortuary funds 56382758
Expense funds 7473079
Total amount carried forward
Disbursements
Net amount paid for losses
Mortuary funds
Legal and administrative expenses in adjustment of
claims
Mortuary funds 31880
Expense funds 59851
Commissions and allowances to deputies and organizers
Expense funds
Salaries of officers and employees
Expense funds
Rents and interest
Expense funds
Stationery telephone advertising printing postage
telegrams
Expense funds
Other disbursements
Expense funds
Total disbursements
Mortuary funds 10660600
Expense funds 5764159
Grand total disbursements
Balance
Mortuary funds 45722158
Expense funds 1708920
Balance
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Deposits at interest per schedule N
Total ledger assets as per balance No 25
NonLedger Assets
Interest due and accrued
Assessments item 19 620375
Rents due and unpaid 18000
Liens on old class certificates 4132345
Total assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Total liabilities
19809948
2442546
22252494
63855837
10626720
91731
3096946
818724
83484
297291
1407863
16424759
47431078
3029631
37489500
3468395
3443552
47431078
725112
4770720
52926910
4900000
856183Insurance Department of Georgia 553
VALUATION EXHIBIT
AssetsActual and Contingent
Present raidyear value of future net contributions 216498940
On Class A Certs death only 45131220
On Class B Certs death and disability 156671718
On Class C Certs death only 10345229
On Class D Term to 65 Certs 4350773
Admitted assets 52926910
Total 269425850
Amount of general or expense fund 1708920
LiabilitiesActual and Contingent
Present midyear value of promised benefits 333640915
On Class A Certs death only 89286892
On Class B Certs death and disability 221334050
On Class C Certs death onlv 16857511
On Class D Certs Term to 65 6162462
Accrued liabilities 5756183
Total 339397098
Assets item 8 to liabilities item 20 7938
Business in Force
In force December 31st 1917 1045400000
Issued revived or increased during year 353850000
Sum 1399250000
Deduct ceased to be in force during year 116750000
In force December 31st 1918 1282500000
Total certificates 12378
Business in Georgia
In force December 31st 1917 33150000
Issued revived or increased 1950000
Sum 35100000
Deduct ceased to be in force during the year 2450000
In force December 31st 1918 32650000
Total certificates 300
Net losses paid during year 525000
Net losses incurred during year 550000
KNIGHTS OF COLUMBUS
956 Chapel St New Haven Connecticut
Jas A Flaherty President Win J McGinley Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 5000000
Reserve funds 773380880
M K F of 1892 27560851
Expense funds 1886138
807827869
Income
All other assessments and premiums
Mortuary funds 187210103
Other payments by members
M R F 44189554
Annual Report
Expense funds 33704125
Total received from members
Mortuary funds 187254292
Expense funds 33704125
2
Deduct payments returned
M E F
Net amount received from members
Mortuary funds 187250508
Expense funds 33704125
2
Interest and rents received
M R F 223459
Reserve fund 33968703
Expense funds 155525
Fiofit on sale or increase by adjustment of assets
Reserve funds
All other income
Expense funds
Grand total income
Mortuary funds 187473967
Reserve funds 35283241
Expense funds 36236311
Total income all funds 2
Amounts carried forward
Mortuary funds 192473967
Reserve funds 836224972
Expense funds 38122449
Total amount carried forward 10
33748314
20958417
3784
20954633
34347687
1314538
2376661
58993519
66821388
Disbursements
Net amount paid for losses
Mortuary funds 154355944
Legal and administrative expenses in adjustment of
claims
Expense funds 803905
Salaries of officers and employees
Expense funds 8544268
Rents and interest
Expense funds 360000
Advertising printing postage telegrams etc
Expense funds 2542218
Loss on sale or decrease by adjustment in assets
Reserve funds 315380
Other disbursements
Expense funds 25454444
Total disbursements
Mortuary funds 154355944
Reserve funds 315380
Expense funds 37704835
Grand total disbursements 192376159
Balance before transfers
Mortuary funds 38118023
Reserve funds 835909592
Expense funds 417614
Balance 874445229
Ledger Assets
Mortgage loans first liens 61575000
Bonds at book value 790030301
Deposits at interest per schedule N 20100478
Deposits not at interest 2739450
i
Total ledger assets as per balance No 25 874445229Insurance Department of Georgia
555
NonLedger Assets
Interest due and accrued
Assets credit liens ledger 1257333 dues from subordinate
councils for interest on assets credit liens ledger 23636 dues
from subordinate councils for per capita tax 1449780 ledger
dues from subordinate councils for sub phy fees 67654 due
I from subordinate councils for supplies etc 473814 ledger
assets actually collected by subordinate lodges not yet turned over
to supreme lodges ledger 6650926
Total assets
Deduct Assets Not Admitted
Bills receivable 2014884
Overdue and accrued interest on bonds in default 2520083
Market value of special dep in excess of corresponding
liabilities 1150000
Book value of bonds not amortized over market value 2696678
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Salaries and miscellaneous accounts due or accrued
Total liabilities
12933702
9923143
897302074
8381645
888920429
60349286
1500000
61849286
KNIGHTS OF PYTHIAS SUPREME LODGE
Indiana Pythian Bldg Indianapolis Ind
Harry Wade President W O Powers Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 895987664
Disability funds 13626
Expense funds 51198018
947199308
Income
Membership fees actuallv received
Expense funds1 528400
All other assessments and premiums
Mortuary funds 218511267
Disability funds 52161
Expense funds 29748869
248312297
Deduct payments returned
Mortuary funds 219402
Net amount received from members
Mortuary funds 218291865
Disability funds 52161
Expense funds 30277269
248621295
Interest and rents received
Mortuary funds 47096259
Expense funds i 2655108
49751367
Profit on sale or increase by adjustment of assets
Mortuary funds 468947
Expense funds 41368
510315
ill other income
Expense funds 302159
Grand total income
Mortuary funds 265857071
Disability funds 52161556 Annual Report
Expense funds 33275904
Total income all funds 299185136
Amounts carried forward
Reserve funds 1161844735
Annuity funds 65787
Expense funds 84473922
Total amount carried forward 1246384444
Disbursements
Net amount paid for losses
Mortuary funds 183501800
Commissions and allowances to deputies and organizers
Expense funds 8072318
Salaries of officers and employees
Expense funds 7500055
Rents and interest
Expense funds 620196
Advertising printing postage telegrams etc
Expense funds 3336093
Loss on sale or decrease by adjustment in assets
Mortuary funds 1185336
Expense funds 61850
1247186
Other disbursements
Expense funds 17098973
Total disbursements
Mortuary funds 184687136
Expense funds 36689485
Grand total disbursements 221376621
Balance before transfers
Mortuary funds 977157599
Disability funds 65787
Expense funds 47784437
Balance 1025007823
Ledger Assets
Mortgage loans first liens 20000000
Bonds at book value 942191917
Cash in office 75000
Deposits at interest per schedule N 15838504
Agents balances net 291562
Certificate loans and liens 46610840
Total ledger assets as per balance No 25 1025007823
NonLedger Assets
Interest due and accrued 17304852
Market value of assets over book value 2118684
Assessments collected 2587726
Postage 83696
2671422
Total assets 1047102781
Deduct Assets Not Admitted
Agents balances 291562
Overdue interest 77500
Market value of spec dep in excess liabilities 787872
Total not admitted assets 1156934
Total admitted assets 1045945847
Liabilities
Net amount of unpaid losses and claims 31570845
Reserves or unearned premiums on risks outstanding 817751547418422
45945847
45945847
49335406
1156934
04574113
42844309
Insurance Department of Georgia 557
Salaries and miscellaneous accounts due or accrued 3095949
Legal reserve 4th class 40979956
Legal reserve 5th class 863594157
904574113
Total liabilities 9
VALUATION EXHIBIT
AssetsActual and Contingent
Admitted assets 10
Total 10
Amount of general or expense funds
Amount of NonAdmitted Assets
LiabilitiesActua and Contingent
Present midyear value of promised benefits 9
Accrued liabilities
Total 9
Accrued claims on general or expense fund
Assets item 8 to liabilities item 20
Business in Force
In force December 31st 1917 96
Issued revived or increased during year 6
Sum 10313510900
Deduct ceased to be in force during year 676966400
In force December 31st 1918 96
Business in Georgia
In force December 31st 1917 3
Issued revived or increased
Sum 406166300
Deduct ceased to be in force during the year 24284000
In force December 31st 1918 381882300
Net losses paid during year 5429400
Net losses incurred during year 5829400
47418422
3095949
111
50813500
62697400
36544500
89591700
16574600
MACCABEES THE GEORGIA
1021 Woodward Ave Detroit Mich
D P Markey Supreme Commander L B Sisler Supreme Record Keeper
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous vear
Mortuarv funds 49898702
Reserve funds 1358857313
Sick and accident funds 1837118
Relief fund No 1 7903844
Relief fund No 2 11499
Expense funds 6106907
Trust funds 1383373
1425997856
Income
Assessments or premiums during first 12 months of
which all or an extra percentage is used for expenses
Expense funds 22733337
Mortuarv funds 4560624
27293961
All other assessments and premiums
Mortuary funds1 529174486
Sick and accident funds 8097122558
Annual Report
Relief fund No 1 3601063
Relief fund No 2 15609670
Expense funds 2024303
t 558506644
Other payments by members
Dues and per capita tax expense funds 38698950
Special assessment Sept 1 1918 100 per mem
ber for members killed in war patriotic
fund 30165560
68864510
Total received from members 6546 65115
Total received from members
Mortuary funds 533735110
Sick and accident fund 8097122
Relief fund No 1 36oio63
Relief fund No 2 15609670
Expense funds 63456590
Patriotic funds 30165560
rtAl 654665115
Deduct payments returned
Mortuary funds 592551
Sick and accident funds 66747
6 592 98
Net amount received from members
Mortuary funds 533142559
Sick and accident 8030375
Relief fund No 1 3601063
Relief fund No 2 15609670
Expense funds 63456590
Patriotic funds 30165560
T t t 654005817
Interest ana rents received
Mortuary funds 71458976
Sick and accident funds 2079605
Relief fund No 1 1437204
Relief fund No 2 9312
Expense funds 41726
Trust funds 58671
Patriotic funds 53499
751 389 93
Profit on sale or increase by adjustment of assets
Reserve profit 207276
Reserve discount 751999
ah 959275
All other income
Relief fund No 1 7025195
Expense funds 5588098
Trust funds 1059092
14672385
trranu total income
Mortuary funds 604601535
Reserve funds 995275
Sick and accident 10109980
Relief fund No 1 12063462
Expense funds 69086414
Relief fund No 2 15618982
Trust funds 1117763
Patriotic funds 30219059
Total income all funds 743776470
Amounts carried forward
Mortuary funds 654500237
Reserve funds 1359816588
Sick and accident 11947098
Relief fund No 1 19967306
Expense funds 75193321
Relief fund No 2 15630481
Trust funds 2501136
Patriotic funds 30219059
Total amount carried forward 2169775226
Disbursements
Net amount paid for losses
Mortuary funds 610183973
Sick and accident funds 6910623Insurance Department of Georgia
559
Relief fund No 1 1206881
Patriotic funds 21325000
639628477
Legal and administrative expenses in adjustment of
claims
Relief fund No 2 632946
Expense funds 7J956i49
1428595
Commissions and allowances to deputies and organizers
Expense funds 36325375
Relief fund No 2 14915999
51241374
Salaries of officers and employees
Expense funds 13209377
Rents and interest
Expense funds 46050
Advertising printing postage telegrams supplies
official journal etc
Expense funds 10627087
Loss on sale or decrease by adjustment in assets
Reserve funds 1669186
Expense funds 2500000
4169186
Other disbursements
Expense funds 7834729
Mortuary funds 2500000
Sick and accident funds 1500000
Relief fund No 1 6478556
Trust funds 647694
18960979
Total disbursements
Mortuary funds 612683973
Reserve funds 1669186
Sick and accident funds 8410623
Relief fund No 1 7685437
Relief fund No 2 15548945
Trust funds 647694
Expense funds 71338267
Patriotic funds 21325000
Grand total disbursements 739309125
Balance before transfers
Mortuary funds 41816264
Reserve funds 1358147402
Sick and accident funds 3536475
Relief fund No 1 12281869
Relief fund No 2 81536
Expense funds 3855054
Trust funds 1853442
Patriotic funds 8894059
Balance 1430466101
Plus transfer from L B real estate to mortuary 2500000
1432966101
Ledger Assets
Book value of real estate 17500000
Bonds at book value 1368517493
Cash in office 1944108
Deposits at interest per schedule Nu 45004500
Total ledger assets as per balance No 25 1432966101
NonLedger Assets
Interest due and accrued 32483686
Assessments collected but not turned over 52500000
Liens charges and interest on certificates 820646797
Furniture and fixtures 2950000
Present value of future interest on investments 164808724
Total assets 2506355308560
Annual Report

Deduct Assets Not Admitted
Overdue and accrued interest on default bonds 561458
Market value of special deposits over corresponding
liabilities 2633974
Book value of bonds over market value 1956039
Furniture and fixtures 2950000
Liens charges and interest on certificates 820646797
Present value of excess interest 164808724
Total not admitted assets 993556992
Total admitted assets 1512798316
Liabilities
Net amount of unpaid losses and claims 230955052
Salaries and miscellaneous accounts due or accrued 5759259
Borrowed money 5953445
Trust fund 1853442
Total liabilities 244521198
Business in Force
In force December 31st 1917 35982468782
Issued revived or increased during year 1814100000
Sum 37796568782
Deduct ceased to be in force during year 2371152819
In force December 31st 191835425415963
Business in Georgia
In force December 31st 1917 150000000
Issued revived or increased 11350000
Sum 161350000
Deduct ceased to be in force daring the year 21350000
In force December 31st 1918 140000000
Net losses paid during year 2450000
Net losses incurred during year 2250000
Investments in Georgia
Bonds 3592820
MACCABEES WOMANS BENEFIT ASSOCIATION OF THE
Womans Benefit Association Building Port Huron Michigan
Miss Bina M West President Miss Frances D Partridge Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 15079083
Reserve funds 1083482520
W B A Patriotic funds 34304
Expense funds 2818169
Hospital service and fraternal funds 19618795
1121032871
Income
Membership fees actually received
Expense funds 678675
Assessments or premiums during first 12 months of
which all or an extra percentage is used for expenses
Expense funds 10704636
Insurance Department of Georgia
561
Mortuary funds 8931468 196i361o4
All other assessments and premiums
Mortuary funds tAtoll
Expense funds 15R144
Junior protection funds13 1 g34 336 18
Other payments by members
W B A patriotic funds AAfkVk
Hospital service and fraternal funds 5oa 7ai si
Expense funds 23878484 380226 g0
Total received from members
Mortuary funds 2q72631
W B A patriotic funds 40525047
Expense funds 1 561 44
Junior protection funds JSJ
Hospital service and fraternal funds liiioQ3 41771077
Deduct payments returned mm
Expense funds 9R84
Mortuary funds oinn
W B A patriotic funds Zi
Junior protection funds
Hospital service and fraternal funds3 2 064 02
Net amount received from members
Mortuary funds oq23
W B A patriotic funds iSiIsi an
Expense funds 1 5210
Junior protection funds
Hospital service and fraternal funds llltwugu 241564675
Interest and rents received
Expense funds 6 95396
Mortuary funds rcBVii7
Reserve funds 545I5
W B A patriotic funds 1026
Junior protection funds c
Hospital service and fraternal fundsaaiaua 57116644
Profit on sale or increase by adjustment of assets
Reserve funds 1ddbq
Hospital service and fraternal funds
Expense funds 133853
All other income 911 55
Reserve funds 660994
Expense funds 7 52149
Grand total income K75 194 02
Mortuary funds otlSS
Reserve funds Qn 947 36
W B A patriotic funds OSsifje
Expense funds 1 562 45
Junior protection funds 117saju
Hospital service and fraternal funds 11IJ
m 299567321
Total income all fundsv
Amounts carried forward 202598485
Mortuary funds 11393 85658
Reserve funds iJ mn
W B A patriotic funds 44023555
Expense funds 62 45
Junior protection funds Qii779oq
Hospital service and fraternal funds tfj3 iiug
Total amount carried forward 1420600192
Disbursements
Net amount paid for losses 353 67
Mortuary funds Hss or
W B A patriotic funds 88250
Expense funds 1 rq 00
Junior protection funds 562 Annual Report
Hospital service and fraternal funds 61 19524
166902349
Legal and administrative expenses in adjustment of
claims
Expense funds 1382044
Commissions and allowances to deputies and organizers
Expense funds 22317302
tealaries ot officers and employees
Expense funds 7465317
Rents and interest
Expense funds 9 223 65
Advertising printing postage telegrams etc
Expense funds 64 241 42
Decrease by adjustment in assets
Mortuary funds lg go
Reserve funds 23833o4
Hospital service and fraternal funds 19130
W B A patriotic funds 4325
2408559
Other disbursements
Hospital service and fraternal funds 21 80
Expense funds 2831090
rr i a v 2833270
lotal disbursements
Mortuary funds 160137167
Reserve funds 2383304
W B A patriotic funds 549633
Expense funds 41430510
Junior protection funds l39oo
Hospital service and fraternal funds 6140834
Grand total disbursements 2 106 553 48
Balance before transfers
Mortuary funds 424613 18
Reserve funds 1137002354
W B A patriotic funds 2509407
Expense funds 2593045
Junior protection funds 142345
Hospital service and fraternal funds 25236375
Balance 1209944844
Ledger Assets
Book value of real estate 34190135
Bonds at book value 1155020028
Cash in onice 21033 11
Deposits at interest per schedule NZZ 186 313 70
Total ledger assets as per balance No 25 1209944844
NonLedger Assets
Interest due and accrued c 199 vso ec7
Rents due and accrued 34900
Assessments actually collected not turned over to Supreme Lodge 169 000 00
Per capita tax on benefit and social members in hands of Record K s 19227 70
Furniture and office equipment 1354401
Supplies printed matter and stationery 3 L 342 48
Total assets 1245566420
Deduct Assets Not Admitted
Furniture and office equipment 13 544 01
Supplies printed matter and stationery 3134248
Total not admitted assets 44 ggg 49
Total admitted assetss 12 410 777 71
Liabilities
Net amount of unpaid losses and claims 345 835 61
Salaries and miscellaneous accounts due or accrued 31 506 43
Total liabilities 37834204Insurance Department of Georgia
563
MASONIC MUTUAL LIFE ASSOCIATION OF D 0 THE
1621 H St N W Washington D C
Charles J ONeill President William Montgomery Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary and reserve funds 111414270
Expense funds 4192250
115606520
Income
Assessments or premiums during first 12 months of
which all or an extra percentage is used for expenses
Expense funds 14437453
All other assessments and premiums
Mortuary and reserve funds 41503185
Expense funds 4192250
46173914
Other payments by members
Expense funds 100
Total received from members
Mortuary and reserve funds 41503185
Expense funds 19108282
60611467
Net amount received from members
Mortuary and reserve funds 41503185
Other funds 19108282
60611467
Interest and rents received
Reserve funds 6578419
Profit on sale or increase by adjustment of assets
Reserve funds 64000
All other income
Reserve funds 126450
Grand total income
Mortuary and reserve funds 6768869
Amounts carried forward
Mortuary and reserve funds 48272054
Expense funds 19108282
Total amount carried forward 67380336
Disbursements
Net amount paid for losses
Mortuary and reserve funds 17240051
Commissions nnd allowances to deputies and organizers
Expense funds 8748500
Salaries of officers and employees
Expense funds 4965992
Rents and interest
Expense funds 424500
Advertising printing postage telegrams etc
Expense funds 1308500
Paid members for dividends
Mortality and reserve funds 314068j
Other disbursements
Expense funds 13178038
Total disbursements
Mortuary and reserve funds 20380736
Expense funds 19877020
Grand total disbursements 40257756
Balance before transfers
Mortuary and reserve funds 139305588
Expense funds I 3423512
Balance 142729100564 Annual Report
Ledger Assets
Book value of real estate 10806967
Mortgage loans first liens 68999254
Bonds at book value 29857750
Cash in office 345920
Deposits at interest per schedule N 171800
Deposits not at interest 2101057
Agents balances net 2 940 05 6
Policy loans 26763951
Premium notes 1 79042
Bills receivable 49211
Loans secured by bond 500000
Assessment reported to U S War Risk Bureau 14092
27506296
Total ledger assets as per balance No 25 142729100
NonLedger Assets
Interest due and accrued 1874933
Market value of assets over book value 1011933
Net due and deferred premiums on all policies reserve
charged in liabilities 25689943
Office furniture and fixtures 799981
26489924
Total assets 172105890
Deduct Assets Not Admitted
Agents balances 3133394
Bills receivable 49211
Book value of bonds and stocks over market value 45750
Office furniture and fixtures 799981
Total not admitted assets 4028336
Total admitted assets 168077554
Liabilities
Net amount of unpaid losses and claims 6448117
Reserves or unearned premiums on risks outstanding 159423962
Salaries and miscellaneous accounts due or accrued 329025
Interest paid in advance 90649
Assessments paid in advance 244512
335161
Total liabilities 166536265
VALUATION EXHIBIT
AssetsActual and Contingent
Total admitted assets 168077554
Amount of NonAdmitted Assets 4028336
LiabilitiesActual and Contingent
Present midyear value of promised benefits 159239800
Accrued liabilities 6308672
Value of unpaid installments 658768
Total 166207240
Accrued claims on general or expense fund 329025
Assets item 8 to liabilities item 20 101
Business in Force
In force December 31st 1917 1980951200
Issued revived or increased during year 728325000
Sum m 2709276200
Deduct ceased to be in force during year 304815000
In force December 31st 1918 2404461200Insurance Department of Georgia
Business in Georgia
In force December 31st 1917
Issued revived or increased
Sum
Deduct ceased to be in force during the year
In force December 31st 1918
Net losses paid during year
Net losses incurred during year
obo
45850000
11150000
57000000
20100000
36900000
750000
550000
MASONS ANNUITY THE
Edgewood Ave and Ivy St Atlanta Georgia
etias T Nunnally President Robt E Edwards Secretary
Balance from previous year
Premiums 14007968
Class B annuity reserve1 68795407
Class A annuity reserve 14129202
Expense funds 502737
Benefit funds 86732
Emergency funds 74021
97596057
Income
Premiums during first 12 months of which all or
an extra percentage is used for expenses
Expense funds 2492229
Mortuary funds 1869798
Local lodge dues 286944
4648971
All other premiums 16828189
Total received from members 21477160
Deduct payments returned
Expense funds 4880
Net amount received from members 21472280
Interest and rents received
Interest 4298956
Rents 240607
4539563
All other income
Expense funds 41697
Class B reserve paid mortgage bonds redeemed
bills paid real estate etc 406039
447736
Grand total income
Benefit funds 16864316
Premiums 630358
Class B reserve 3640669
Reserve 635814
Expense funds 5191159
Emergency funds 74021
Total income all funds 26459579
Amounts carried forward
Benefit 16951038
Premiums 14638326
Class B reserve 72436076
Reserve 14765016
Expense funds 5191159
Emergency funds 74021
Total amount carried forward 124155636566
Annual Report
Disbursements
19694765
1990399
1346636
60000
274494
111396
Net amount paid for losses
Benefit funds 1830887
Class B funds 14883878
Reserve funds 2980000

Commissions and allowances to deputies and organizers
Expense funds
Salaries of officers and employees
Expense funds 934400
Other funds 412236
Rents and interest
Class B funds
Advertising printing postage telegrams etc 99468
Expense funds 126345
Other funds 41281
7500
Loss on sale or decrease by adjustment in assets
Class B reserve amortization
Other disbursements
Class B reserve 209706
Expense funds 230000
42160
186102
55080
577687
1300729
Total disbursements
Benefit funds 1830887
Class B funds 15494980
Reserve funds 2980000
Expense funds 4472658
Grand total disbursements 24778525
Balance before transfers
Benefit funds 15120151
Class B funds 56941096
Premium reserve 14638326
Reserve funds 11785016
Expense funds 718501
Emergency funds 74021
Balance 99277111
Ledger Assets
Book value of real estate 9000000
Bonds at book value 88128363
Deposits at interest per schedule N 1314082
Agents balances net 584666
Bills receivable 250000
Total ledger assets as per balance No 25 99277111
KonLedger Assets
Interest due and accrued 1188541
Market value of assets over book value 1449461
Furniture and fixtures 429477
1878938
Total assets 102344590
Deduct Assets Not Admitted
Agents balances 584666
Bills receivable 250000
Furniture and fixtures 429477
Total not admitted assets 1264143
Total admitted assets 101080447Insurance Department of Georgia 567
Liabilities
Present value deferred annuity payments bqq r1 Qg
Premium reserve account 111111111111111 197 401 00
Total liabilities 103611733
VALUATION EXHIBIT
AssetsActual and Contingent
Admitted assets less 520366 funds not available for claims 1 005 600 81
Amount of general or expense fund
Amount of NonAdmitted Assets 1264143
LiabilitiesActual and Contingent
Net reserve
On 3905 Class A annuities death only 1 io530noo
Value of unpaid installments 140530000
Class A annuities oo anc
Class B annuitiesIIIIIIIIIIIIIIIIIIIIII STMBBls
Total 103989475
Business in Force
In force December 31st 1917 4940 lllVoo 00
Issued revived or increased during year 784 and 34 23480ooo
Deduct ceased to be in force during year 456 ZZZZZZZZZZZZZZZZZZZ lsisoooo
In force December 31st 1918 5302J 1 803 700 00
Investments in Georgia
Brads6888 9oooooo
North Carolina bondZZZZZZZZZZZZZZIZZZZZZZZZZZ sooooo
U S Government Liberty Bonds 65000 00
Total investments in Georgia 971 283 63
MODERN BEOTHEEHOOD OF AMEEICA
Mason City Iowa
T B Hanley President E L BaIZi Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 334970488
Reserve funds 5 497 57
Expense funds 50o61l4
Suspense account 18 44036
Less suspense account being money received in 1917 deposited in
bank but not distributed to the different funds 18 44036
340526369
Income
Membership fees actually received
Expense fundsg g2 573 97
All other assessments and premiums
Mortuary funds 114661195
Ifceserve funds 2 489 61
Trust funds Z 1308125
116218281
Other payments by members
Expense funds 578660
Suspense account 1717039568
Annual Report
2295699
Total received from members
Mortuarv funds 11466119o
Reserve funds 248961
Expense funds 17368936
Suspense account 1717039
Trust funds 1308125
135304256
Deduct payments returned
Mortuary funds I9b5b3
Reserve funds 3265
Trust funds a6ii
Expense funds59725 8iM9M
Net amount received from members
Mortuary funds 114464632
Reserve funds 245696
Expense funds 1677i2gQ
Suspense account 1717039
Trust funds1680 li34500258
Interest and rents received iqifissno
Mortuary funds lyl
Reserve funds lj
Expense funds428244 19599030
All other income
Expense funds doa
Grand total income
Mortuary funds t HH
Reserve hinds
Expense funds 17Hsn
Trust funds j
Suspense account iiitvdv
Total income all funds 154595917
Amounts carried forward
Mortuarv funds i625l
Reserve funds ooaflg
Expense funds i4mn
Trust funds i7o1q
Suspense account tiilvw
Total amount carried forward 495122286
Disbursements
Net amount paid for losses M0
Mortuary funds 86829453
Commissions and allowances to deputies and organizers
Expense funds 561637
Salaries of officers and employees
Expense funds 368o058
Rents and interest
Expense funds oouo
Advertising printing postage telegrams etc ki
Expense funds 411US01
Other disbursements mcncio
Mortuary funds fin22q2
Expense funds 6d08998 8469047
Total disbursements
Mortuary funds nn
Expense funds 1849o996
Grand total disbursements 107285498
Balance before transfers 708 144 18
Mortuarv funds totaIS
Reserve funds
Expense funds flmfiSn
Trust funds 01680
Suspense account 1717UaM
Balance 387836788Insurance Department of Georgia
569
Ledger Assets
Book value of real estate 28910621
Mortgage loans first liens 223380000
Bonds at book value 130459999
Deposits at interest per schedule N 2 daily balances 5086168
Total ledger assets as per balance No 25 387836788
NonLedger Assets
Interest and rents due and accrued 9769496
Market value of assets over book value 419266
Assessments actually collected by subordinate lodges not yet turned
over to Supreme Lodge 10645000
Deputy bond fund bank balance 12357
t Total assets 408682907
Total admitted assets 408682907
Liabilities
Net amount of unpaid losses and claims 27817390
Salaries and miscellaneous accounts due or accrued 555731
Advance assessments 1153149
Total liabilities 29526270
VALUATION EXHIBIT
AssetsActual and Contingent
Present midyear value of future net contributions 1472808152
On whole life certificates death only 172558573
On death and old age certificates death and disability 1154131064
On term certificates 135849395
On 20 payment life certificates 10269120
Admitted assets less 5995612 general or expense funds 1510869
is credit of nonrerated members and 15340980 net acci
dent funds 385735446
Liens loans and interest thereon on certificate valued according to
the prospective method net 57677741
Total 1916221339
Amount of general or expense fund 5995612
LiabilitiesActual and Contingent
Present midyear value of promised benefitsJ 2323441520
On whole life certificates death only 216285232
On death and old age certificates death and disability 1952241237
On term certificates MnaKofsI
On 20 payment life certificates 1 J
Accrued liabilities less 555731 general fund account and 2300000
belonging to nonrerated members tuli6S6l
Value of unpaid installments less 819975 belonging to nonrerated oaT 9n
members57OT8U
Tota 2349292084
Accrued claims on general or expense fund 6557A1
Assets item 8 to liabilities item 20 81abb
Business in Force
In force December 31st 1917 bimIsO 00
Issued revived or increased during yearU
7433400000
Deduct ceased to be in force during year io14boo4ij
In force December 31st 1918 5818434525
Business in Georgia
a 17300000
In force December 31st 1917 16 000 00
Issued revived or increased570 Annual Report
Sum g
Deduct ceased to be in force during the yearI
In force December 31st 1918
Net losses paid during year
Net losses incurred during year
18900000
2300000
16600000
400000
400000
MODERN WOODMEN OF AMERICA
Corner 15th St and 3rd Ave Rock Island Illinois
A K Talbot President A N Bort Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 1237250993
Patriotic and mortuary funds 88858038
Expense funds 153725642
1479834673
Income
All other assessments and premiums
Mortuary funds 1391083940
Patriotic and mortuary funds 406283973
Expense funds 199579012
r 1996946925
Deduct payments returned
Expense funds 2 41301
Net amount received from members 19 957 Q56 24
Interest and rents received
Mortuary and expense fund interest 62624110
Rents 13l9450
63943560
Profit on sale or increase by adjustment of assets
Mortuary funds 49974
All other income
Lodge supplies expense fund 5676208
Advertising official paper expense fund 65J44153
12220361
Grand total income
Mortuary funds 1448666837
Patriotic and mortuary funds 410011748
Expense funds 214240934
Total income all funds 20 729 195 19
Amounts carried forward
Mortuary funds 2685917830
Patriotic and mortuary funds 498869786
Expense funds 367966576
Total amount carried forward 35 527 54192
Disbursements
Net amount paid for losses
Mortuary funds 1838342285
Legal and administrative expenses in adjustment of
claims
Expense funds 41 537 j2
Commissions and allowances to deputies and organizers
Expense funds 51460383
Salaries of officers and employees
Expense funds 27170955
Expense fund traveling expense 1636641
28807596
Rents and interest
Mortuary funds 1182541
Expense funds 1610000
2792541
Advertising printing postage telegrams etc
Expense funds 34692934
Loss on sale or decrease by adjustment in assetsInsurance Department of Georgia
571
Mortuary funds 5023045
Other disbursements
Expense funds 25617493
Expense funds sanatorium 23597093
49214586
Total disbursements
Mortuary funds 1844547871
Expense funds 169939211
Grand total disbursements 2014487082
Balance before transfers
Mortuary funds 1340239745
Expense funds 198027365
1538267110
Balance 1538267110
Decrease account transfer to head banker previous to audit 80000000
Balance 1458267110
Ledger Assets
Book value of real estate 125077455
Mortgage loans first liens 1826325oO
Bonds at book value 727270573
Deposits at interest per schedule N 423286582
Total ledger assets as per balance No 25 1458267110
NonLedger Assets
Interest due and accrued 18500226
Assessments actually collected by subordinate lodges not yet turned
over to Supreme Lodge 112500000
Lodge office utility furniture library sanatorium chattel and
printing plant inventories 41430917
Amount of general or expense fund 194190557
Total assets 1630698253
Deduct Assets Not Admitted
Lodge office utility furniture library sanatorium
chattel and printing plant inventories 41430917
Total not admitted assets 41430917
Total admitted assets 1589267336
Liabilities
Net amount of unpaid losses and claims 538515165
Salaries and miscellaneous accounts due or accrued 8096207
599 death claims incurred in 1918 not reported until 1919 to and
including January 14 1919 90000000
Total liabilities 636611372
VALUATION EXHIBIT
AssetsActual and Contingent
Present midyear value of future net contributions20313252993
Admitted assets less 571389714 funds not available for claims
and special 1017877622
Total 21331130615
Amount of NonAdmitted Assets 41430917
LiabilitiesActual and Contingent
Present midyear value of promised benefits6317367736P
Accrued liabilities 538515165
Total63712192534572 Annual Report
Accrued claims on general or expense fund
Assets item 8 to liabilities item 20
Includes patriotic and general funds
Business in Force
In force December 31st 1917 1638
Issued revived or increased during year gi
Sum 1720
Deduct ceased to be in force during year 75
In force December 31st 19181644
Business in Georgia
In foree December 31st 1917m g
Issued revived or increased 3
Sum n
Deduct ceased to be in force during the year 1
In force December 31st 1918 9
Net losses paid during yearIII
Net losses incurred during year
Investments in Georgia
Bonds
8096207
5348
89950000
68450000
58400000
92200000
66200000
39350000
49200000
88550000
99100000
89450000
6150000
7500000
2000000
MOSAIC TEMPLARS OP AMEEIOA
904 Broadway St Little Rock Arkansas
S J Elliott President C E Bush Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 21461757
Expense funds 1453214
22914971
Income
All other assessments and premiums
Mortuary funds 20945645
Expense funds 2214555
Other funds viz Juvenile Dept
Mortuary funds 375990
Expense funds 40340
rw v 23576530
Other payments by members
Dues and per capita tax 1734925
Medical examiners fees 73850
m j v 1808775
Total received from members
Mortuary funds 20945645
Expense funds 3967320
Other funds viz Juvenile Dept
Mortuary funds 375990
Expense funds 96350
25385305
Deduct payments returned 5 60035
Net amount received from members
Mortuary funds 20432295
Expense funds 3935220
Other funds viz Juvenile Dept
Mortuary funds 363085
Expense funds 94670
T 24825270
Interest and rents received
Interest on mortgage and bonds 453912Insurance Department of Georgia
573
Other sources 181555
635467
All other income
Lodge suppliesp JDUU
Cancelled checks credited back to account 81500
Juvenile department 727230
812230
Grand total income
Mortuary funds 21149262
Expense funds 3938720
Other funds viz Juvenile Dept
Mortuary funds 1rli
Expense funds 145674
Total income all funds 26272967
Amounts carried forward AORiima
Mortuary funds oia4
Expense funds jd91934
Other funds viz Juvenile Dept nonoi
Mortuary funds Iiial
Expense funds l45b74
Total amount carried forward 49187938
Disbursements
Net amount paid for losses
Mortuary funds ilrfn
Juvenile mortuary funds 140 494 85
Legal and administrative expenses in adjustment of
claims qo
Expense in litigating claims KntIn
Other legal expenses50550
Commissions and allowances to deputies and organizers
Expense funds 68000
Salaries of officers and employees
Expense funds 202
Medical examiner ikiin
Juvenile expense fundsbbibo
Advertising printing postage telegrams etc n 1
Expense funds 457041
Other disbursements
Traveling expense of officers etc
Insurance department fees 36545
Furniture and fixtures auditing and actuarial
donations etc 79105 rC
211557
Total disbursements
Mortuary funds 9
Expense funds 3s
Other funds viz Juvenile Dept
Mortuary funds
Expense fundsbfoou
Grand total disbursements 9 16999268
Balance before transfers
Mortuary funds olnqSni
Expense funds 2509201
Other funds viz Juvenile Dept
Mortuary funds iiciJ
Expense funds7b34
Balance 32188670
Ledger Assets
Mortgage loans first liens oooOOO
Bonds at book value 31 67535
Cash in office inn4q
Deposits at interest per schedule N 11270700
Deposits not at interest 2000 00
Printing outfit
Total ledger assets as per balance No 25 32188670574 Annual Report
NonLedger Assets
Interest due and accrued 1 37500
Total assets 32326170
Deduct Assets Not Admitted
Printing outfit 200000
Total not admitted assets 200000
Total admitted assets 321 26170
Liabilities
Net amount of unpaid losses and claims 98 99834
Total liabilities 9899834
Business in Force
In force December 31st 1917 16151411 00
Issued revived or increased during yearZ 712140ooO
Sum 2327281100
Deduct ceased to be m force during year 2 033 11100
In force December 31st 1918 21 239 70000
Business in Georgia
In force December 31st 1917 504 900 00
Issued revived or increased 25290000
Um T1 81780000
Deduct ceased to be in force during the year 44 70000
In force December 31st 1918 773 iqo qo
Net losses paid during yearZZZZZZZZ 495000
Net losses incurred during yearZZZ 670000
NATIONAL PROTECTIVE LEGION
433 Fulton St Waveiiy New York
Geo A Scott President H C Lockwood Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 15036003
ni n 46645
Class C 93770
New B 447554
Expense funds 22502
Convention fundZ 2700
15649174
Income
Membership fees actually received
Expense funds 2 255 58
Assessments or premiums during first 12 months of
which all or an extra percentage is used for expenses
Expense funds 5204051
Mortuary funds 2763451
Other unds 29 19507
am v j 10887003
All other assessments and premiums
Mortuary funds 6768797
Old B 26820Insurance Department of Georgia
575
Class C 3265830
New B 4479256
Expense funds 3327180
Other payments by members
Expense funds
Total received from members
Mortuary funds 9532248
Old B 26820
Class C 4240949
New B 6423638
Expense funds 8844829
Net amount received from members
Mortuary funds 9532248
Old B 26820
Class C 4240949
New B 6423638
Expense funds 8844829
Interest and rents received
Mortuary funds 550918
Expense funds 258832
All other income
Mortuary funds 104985
Old Class B 1174
Class C 17742
New B 14875
Convention fund 680
Expense funds 2639430
Grand total income
Mortuary funds 10188151
Old B 27994
Class C 4258696
New B 6438513
Expense funds 11970237
Convention fund 680
Total income all funds
Amounts carried forward
Mortuary funds 25224154
Old B 74639
Class C AZllH6n
New B 6886067
Expense funds 11992739
Convention fund 3380
Total amount carried forward
17867883
88040
29068484
29068484
809750
2778891
32884271
48533445
Disbursements
Net amount paid for losses
Mortuary funds 10536566
Old B I 16385
rlas c 4195887
New b 64oi68i

Commissions and allowances to deputies and organizers
Expense funds
Salaries of officers and employees
Expense funds
Rents and interest
Expense funds
Advertising printing postage telegrams etc
Expense funds
Other disbursements 27 690 17
Expense funds
Class C 50TL0O
Total disbursements o
Mortuary funds 1055 or
Old B ledHo
Class O 4245887
New B 6401681
21150519
4299488
1950379
518609
937649
2819017576
Annual Report
Expense funds
Grand total disbursements
Balance
Mortuary funds
Old B
Class C
New B
Expense funds
Convention fund
Balance
11945142
146
87588
58254
06579
84386
47597
380
33145661
15387784
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Stocks at book value
Deposits not at interest
Total ledger assets as per balance No 25
3400000
2800000
7283137
510000
1394647
15387784
NonLedger Assets
Interest due and accrued
Rents due
Assessments collected but not yet turned over to Supreme Lodge
Office fixtures supplies and stock in home office and field
Total assets
558711
35700
2551400
4944183
23477783
Deduct Assets Not Admitted
Bills receivable 466935
Office fixtures supplies and stock in home office and
field 4477253
Total not admitted assets
Total admitted assets
4944188
18533595
Liabilities
Net amount of unpaid losses and claims
Salaries and miscellaneous accounts due or accrued
Advance assessments
Borrowed money
Total liabilities
2647895
400632
192684
2680000
5921211
Business in Force
In force December 31st 1917 1215412500
Issued revived or increased during year 217681250
Sum 1433093750
Deduct ceased to be in force during year 234584000
In force December 31st 1918 1198509750
Business in Georgia
In force December 31st 1917
Deduct ceased to be in force during the year
In force December 31st 1918
Net losses paid during year
557500
100000
457500
lOOOiOInsurance Department of Georgia 577
NATIONAL UNION ASSURANCE SOCIETY
437 Michigan St Toledo Ohio
E A Myers Secretary
D A Helpman President
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year 3583345
Mortuary funds x 701 31616
Reserve funds 2396150
Expense funds 115 964 18
Other funds 187707529
Income
Membership fees actually received 107120
Expense funds
All other assessments and premiums 2 213 48688
Mortuary funds 18i 22590
Expense funds 7678683
Protection funds 247149961
Other payments by members 727 00
Dues and per capita tax inn
Medical examiners fes actually received fi9200
Chg of ctfs and social mlrs 742100
Total received from members 221348688
Mortuary funds i8971810
Expense funds 7678683
Protection funds 247999181
Deduct payments returned 4 00
To applicants and members
Net amount received from members 2 213 486 88
Mortuary funds 189714 10
Expense funds 7678e83
Protection funds 247998781
Interest and rents received 4 966 93
Mortuary funds 7l29835
Reserve funds 366300
Protection funds 2 676 02
Expense funds 8260430
Profit on sale or increase by adjustment of assets 11209
Reserve funds
All other income 212194
Expense funds
Grand total income 221845381
Mortuary funds 71 410 44
Reserve funds 194512o6
Expense funds 8044983
Protection funds
A 256482614
Total income all funds
Amounts carried forward 2 254 287 26
Mortuary funds l77272660
Reserve funds 21847356
Expense funds 14696036
Protection funds 49 453 65
Building funds
444190143
Total amount carried forward
Disbursements
Net amount paid for losses 2 763 45000
Mortuary funds 34 25668
Protection funds 279770668
Legal and administrative expenses in adjustment of
claims 101937
Expense funds578 Annual Report
Commissions and allowances to deputies and organizers
Expense funds 4221185
Salaries of officers and employees
Expense funds 57 79g 3
Rents and interest
Expense funds 846050
Advertising printing postage telegrams etc
Expense funds 28 453 65
Loss on sale or decrease by adjustment in assets
Reserve funds 2036618
Protection funds 20910
2057528
Other disbursements
EPense funds 5033682
Total disbursements
Mortuary funds 276345000
Reserve funds 20 366 18
Expense funds 18828053
Protection funds 34 46578
Grand total disbursements 3006 562 49
Balance before transfers
Mortuary funds 50916274
Reserve funds 175236042
Expense funds 3019303
Protection funds 11249458
Building funds 4945365
Balance 143533894
Ledger Assets
Book value of real estate 4g 45365
Bonds at book value 1 22345792
Deposits at interest per schedule N 16241625
Premium loans secured by reserves n12
Total ledger assets as per balance No 25 143533894
NonLedger Assets
Interest accrued 1589125
Market value of assets over book value 15 00000
Deferred premiums on Am Exp 4 and 3 secured by reserve and
assessments actually collected by subordinate bodies and not
turned over to Supreme Lodge 22990707
Total assets 169613726
Deduct Assets Not Admitted
Book value of bonds over market value per schedule D 951492
Total admitted assets 168662234
Liabilities
Net amount of unpaid losses and claims 257 47800000
Salaries and miscellaneous accounts due or accrued 9l2533
Taxes due or accrued 429 29
Reserve on Am Exp 3 2928477
Reserve on Am Exp 4 8062400
10990877
Total liabilities 59746339
Business in Force
In force December 31st 1917 98434 210 00
Issued revived or increased during year 1902 50000
Um rIT75i10033671000
Deduct ceased to be m force during year 904405700
In force December 31st 1918 9129265300Insurance Department of Georgia
579
Business in Georgia
In force December 31st 1917 2
Issued revived or increased
2
Sum
Deduct ceased to be in force during the year
In force December 31st 1918 2
Net losses paid during year
Net losses incurred during year
53402200
500000
53902200
20400000
33502200
9775000
8975000
PRAETORIANS MODERN ORDER OF
Praetorian Bldg Dallas Texas
C B Gardner President Geo G Taylor Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year mM
Mortuary funds qAi7
Reserve funds 159481887
Expense funds2JZlZl9 li72056045
Income
Membership fees actually received
Expense funds
Assessments or premiums during first 12 months ot
which all or an extra percentage is used for expenses
Expense funds is on04
Mortuary fundsoauja 89760
All other assessments and premiums 11BS
Mortuary funds kT 1QQ7S
Expense funds oiiib 473 34526
Other payments by members 17 015 8
War fund mortuary fund
Total received from members
Mortuary funds IsesUlo
Expense funds 1Hb 63257876
Deduct payments returned
Mortuary funds 7795
Expense funds j 56273
Net amount received from members
Mortuary funds 86 446 54
Expense funds 63201603
Interest and rents received 150 184 83
Reserve funds
All other income 4 299 58
Reserve funds 5o0WOO
Mortuary funds 966 56
Expense funds 5526614
Grand total income fiQ
Mortuary funds 56949
Reserve funds Tot 41 in
Expense funds 18741310
83746700
Total income all funds
Amounts carried forward 59653791
Mortuary funds 748 797 28
Reserve funds 21269226
Expense funds
Total amount carried forward a 580
Annual Report
Disbursements
Net amount paid for losses
Mortuary funds gg 253 43
Legal and administrative expenses in adjustment of
claims
Mortuary funds 55 qq
Commissions and allowances to deputies and organizers
Expense funds 07 04 qe
Salaries of officers and employees
Expense funds A fto qq
Rents and interest 4ibdbd
Expense funds 5 5Q3 qq
Advertising printing postage telegrams etc
mi ExPese fundl 1054887
Other disbursements
Reserve funds 64139 20
Expense funds 3615587
Total disbursements 10029507
Mortuary funds 379318 43
Reserve funds 6413920
Expense funds 18074917
Grand total disbursements 624 206 80
Balance before transfers
Mortuary funds 217 219 48
Reserve funds 168465808
Expense funds 31 94309
Balance 193382065
Ledger Assets
Book value of real estate 804 442 32
Mortgage loans first liens 82955200
Bonds at book value 192434 00
Cash in office 25 00
Deposits at interest per schedule N 289 24
Deposits not at interest g5 26475
Agents balances net 18 11137
Bills receivable 68447
Premium loans 107750
176197
Total ledger assets as per balance No 25 193382065
NonLedger Assets
Interest due and accrued 1956866
Market value of assets over book value 12988l72
Assessments actually collected by subordinate lodges not yet turned
over to Supreme Lodge 56 262 19
Rents due II 80650
Total assets 214033972
Deduct Assets Not Admitted
Agents balances 1811137
Bills receivable 68447
Total not admitted assets 1879584
Total admitted assets 212154388
Liabilities
Net amount of unpaid losses and claims 13551120
Salaries and miscellaneous accounts due or accrued 850580
Taxes due or accrued 6235 98
Borrowed money 5o7o0000
Advance assessments 715876
Over remittance from subordinate bodies 84953
Interest paid in advance less accrued Dec 31st 54786Insurance Department of Georgia 581
Accrued interest on building mortgage 56250
Rent paid in advance 3450
DOjldQ1t
Total liabilities 20940613
Business in Force
In force December 31st 1917 3221542300
Issued revived or increased during year 682650000
Sum 3904192300
Deduct ceased to be in force during year 520264100
In force December 31st 1918 3383928200
Business in Georgia
In force December 31st 1917 30625800
Issued revived or increased 37700000
gum 68325800
Deduct ceased to be in force during the year 41607700
In force December 31st 1918 9 26718100
Net losses paid during year JJ
Net losses incurred during year 1100000
EAILWAY MAIL ASSOCIATION
10 Congress St Portsmouth New Hampshire
E J Ryan President R E Ross Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta
Balance from previous year
Mortuary funds 9 17579911
Expense funds887 1758621
Income
Membership fees actually received
Expense funds 9 56000
All other assessments and premiums
Mortuary and disability funds 10011025
Expense funds 2232150 12243175
Other payments by members i sr nn
Chg of Beneficiaries expense 156uu
Total received from members
Mortuary and disability funds 10011025
Expense funds 2303750 12314775
Net amount received from members
Mortuary and disability funds 1001102o
Expense funds 2303750 123il4775
Interest and rents received
Benefit funds 585684
Profit on sale or increase by adjustment of assets
Benefit funds 32800
All other income
Expense funds 4o
Grand total income
Mortuary and disability funds oonaT no
Expense funds 2308709
Total income all funds9 12938198
Amounts carried forward
Mortuary and disability funds 9 SJS
Expense funds 2497419
Total amount carried forward9 30506819582 Annual Report
Disbursements
Net amount paid for losses
Mortuary and disability funds 13826098
Legal and administrative expenses in adjustment of
claims
Expense funds 303048
Salaries of officers and employees
Expense funds 358900
Rents and interest
Expense funds 44923
Advertising printing postage telegrams etc
Expense funds 338377
Loss on sale or decrease by adjustment in assets
Benefit funds 200845
Other disbursements
Expense funds 762454
Total disbursements
Mortuary and disability funds 14026943
Expense funds 1807702
Grand total disbursements 15834645
Balance before transfers
Mortuarv and disability funds 13982457
Expense funds 689717
Balance 14672174
Ledger Assets
Bonds at book value 13615101
Deposits not at interest 1057073
Total ledger assets as per balance No 25 14672174
NonLedger Assets
Interest due and accrued 112095
Total assets 14784269
Deduct Assets Not Admitted
Book value of bonds over market value 307101
Total not admitted assets 307100
Total admitted assets 14477168
Liabilities
Net amount of unpaid losses and claims 1865800
Salaries and miscellaneous accounts due or accrued 7500
Total liabilities 1873300
Business in Georgia
In force December 31st 1917 347 138800000
Issued revived or increased 36 14400000
Sum 383 153200000
Deduct ceased to be in force during tbe year 46 18400000
In force December 31st 1918 337 134800000
Net losses paid during year 352500
Net losses incurred during year 365700
ROYAL ARCANUM SUPREME COUNCIL OF THE
407409 Shawmut Ave Boston Massachusetts
C Arch Williams Supreme Recent Samuel N Hoag Supreme Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta GeorgiaInsurance Department of Georgia
583
Capital Stock
Balance from previous year
a Mortuary funds 198234232
b Reserve funds 403014210
e Expense funds 11192203
g Totals 612440645
All other assesments and premiums mortuary 668460423
Half cash liens in 1918 assets 15085387
Accumulated interest on liens 3355279 18423666
Expense funds due and per capital tax 30464520
Other funds viz mortuary interest on protested
check 530
Interest half cash payments 40537 41067
Total 717389676
Other payments by members
Expenses fund R A Bulletin 172700
Changes of Ben Certs 172700
Member at large 200
Totals 173030
Total received from members
Mortuary funds 686925156
Expense funds 30638050
Total 717563206
Deduct payments returned
General fund Ben Certs fees returned 500
Total 500
Net amount received from members
a Mortuary funds 686925156
e Expense fund 30637550
Totals 717562706
Interest and rents received
Reserve fund interest on bonds and bank balances 17185008
W and O B fund bank balances and interest 1828748
General fund interest 199441 rents 260000 459441
Total 19473197
Profit on sale or increase by adjustment of assets
Reserve fund schedule D 11454
Total 11454
All other income
Sale of large supplies 99247
R A Bulletin to Gd and Sub C Co 73804 173051
Fines 72310
Sale of old papers 5757
R A Bulletin advertsing 8382 86449
American Express Co for Ben Certificates lost
In transit 4000
Borrowed money 1500000
1763500
Total 21248151
Grand total income
a Mortuary funds 1828748
b Reserve funds 17196462
Expense funds 2222941
21248151
Total income all funds 738810857
Amount carried forward
a Mortuary funds 886988136
b Reserve funds 420210672
e Expense funds 44052694
Total amount carried forward 1351251502
Disbursements
Net amount paid for losses
a Mortuary funds death claims 600834874
Total 600834874584
Annual Report
tegal and administrative expenses in adjustment of claims
Expenses 1211260
Total
Commissions and allowances to deputies and organizers
a Expense funds
Salaries of officers and employes
a Expense funds
1689450
9998195
Total
Rents and interest
e Expense funds rents 1
Interest
448900
13250
1211260
1689450
9998195
462150
Total
Advertisng printing postage telegrams etc
a Expense funds
2738008
Total
Loss on sale or decrease by adjustment in assets
Reserve schedule D
Reserve schedule D
248224
766655
Total
Other disbursements
W and O B fund half cash items
General fund including 15000 borrowed money re
paid Gross
20087514
6252368
462150
2738008
1014879
26339882
644288698
Total
Total disbursements
a Mortuary funds 7o
Reserve fund JclH
e Expense funds 22d51431
Grand total disbursements
Balance before transfers
a Mortuary funds rSSli n
b Reserve funds 41HH
e Expense funds Zlfuubd
Balance 7065162804
Summary of Transfers
February 12 1918 from W and O B fund to Emergency fund
February 14 1918 from W and O B fund to Emergency fund
March 11 1918 from W and O B fund to Emergency fund
May 10 1918 from W and O B fund to emergency fund
July 30 918 from W and O B fund to emergency fund
Aug 15 1918 from W and O B fund to emergency fund
ug 31 1918 from W and O B fund to emergency fund
Oct 16 1918 from W and O B fund to emergency fund
Dec 30 1918 from W and O B fund to emergency fund
10000000
10000000
6000000
10600000
10000000
5000000
10000000
20000000
18400000
Ledger Assets
Book value of real estate 718665a
Loans secured by benefit certificate in force Dec
t1 1918 Prin schedule A 892406b9
Interest lll 15063289 104303958
Loans secured by benefit certificates matured by
death unpaid Dec 31 1918 prin 18138b9
LetCerebstVnd 353842 2167711
Bonds at book value 499786870
Assets and dues reported on United States monthly difference
list to war risk insurance bureau in accordance with soldiers
and sailors civil relief account iiI
Deposits at interest per schedule N douu
Other items nn
Deposits with provincial treasurer of Quebec booouo
Total ledger assets as per balance No 25 706962804Insurance Department of Georgia
585
NonLedger Assets
Interest due and accrued on bonds 8ln7oi
Interest accrued W and O B funds oil97
Intrest accrued General funds okois
Bank balances lai
Other Items
Assessments actually collected by subordinate lodges not yet
turned over to supreme lodge 547195lb
Supreme councils dues actually collected by subordinate lodges
not yet turned over to supreme lodge 78890
Due from councils and grand councils oSjji
Printing plant HjoJ
Printing material ioccr
Supplies for sale JvfSno
Office furniture 618202
Total assets 780885884
Deduct Assets Not Admitted
Bills receivable 366627
Other items
Over due and accrued interest on bonds in de
fault Boston and Maine R R 1858750
Book value of real estate over market value
schedule A 2047155
Book value of bonds and stocks over market value
schedule D ltiid
Prniting plant 9 dlJ
Printing material
Supplies for sale ITeon
Office furniture o lou
Amount of liens under halfcash plan priumiums 89240669
Interest lo0o5oy iU496ijibu
Total not admitted assets 141320831
Total admitted assets 639565053
Liabilities
Net amount of unpaid losses and claims 1033ijnni
Salaries and miscellaneous accounts due or accrued uvvi
Other items 77 r
Due councils a
Total liabilities 103460500
Business in Force
In force December 31st 1917 24HHnHi
Issued revived or increased during year 5bii35bb
Sum 25199351851
Deduct ceased to be in force during year3aa32oH
In force December 31st 1918 22800953101
Business in Georgia
In force December 31st 1917 4160500
Issued revived or increased iwabiuu
Sum 477560600
Deduct ceased to be in force during the year liHJsnn
In force December 31 1918 4fS5l i
Net losses paid during year 1J7 bqi nn
Net losse incurred during the year 15789100586
Annual Report
ROYAL NEIGHBORS OF AMERICA
Safety Building Rock Island
Eva Child President Hada M Carlson Secretary
Attorney for service in GeorgiaWilliams A Wright Insurance Commissioner
Atlanta Ga
Capital Stock
Balances from previous year
a Mortuary funds 249578041
e Safety funds 4609762
d Relief funds 281554
e Expense funds 65861988
f Special war fund 4912716
Totals 325244061
Income
Memebership fees actually received
a Expense funds 3575300
Total 3575300
All other assestments and premiums
a Mortuary funds 245047347
b Juvenile mortuary 98547
c Special war fund 3763370
Total 248909264
Other payments by members
Certificate and card fees expense fund 639980
Totals 639980
Total received from members
a Mortuary funds 245047347
b Juvenile mortuary 98547
d Special war funds 3763370
e Expense funds L 43617759
Total 29252723
Deduct payments returned
Expense fund 232181
Total 232181
Net amount received from members
a Mortuary funds 245047347
e Expense funds 43385578
Juvenile mortuary 98547
Special war fund 3763370
Totals 292294842
Mortuary fund 9755957
Juvenile mortuary 516
Savety fund 147791
Interest and rents received
Relief fund 5650
Special war fund 128125
Expense fund 2942228
Total 12980267
Profit on sale or increase by adjustment of assets
Safety fund 32468
Mortuary fund 1069211
Expense fund 110580
Total 1212259
All other income
Safety fund 652298
Expense fund 3547261
Total 4199559
Grand total income
a Mortuary funds 255872515
d Special war funds 3891495
e Expense funds 49985647Insurance Department of Georgia
587
Juvenile mortuary
Safety
Relief fund
Total income all funds
Amount carried forward
a Mortuary funds
b Safety funds
e Expense funds
Juvenile mortuary
Relief fund
Special war fund
Total amount carried forward
99063
832557
5650
310686927
505450556
5452319
115847635
99063
287204
8804211
635930988
Disbursements
Net amount paid for losses
a Mortuary funds
Juvenile mortuary
Special war funds
249394909
75000
500000
Tdtal
Ledgal and administrative expenses in adjustment of claims
Expense fund
150604
Total
Commissions and allowances to deputies and organizers
Expense fund 16406379
Salaries of officers and employes
a Expense funds
10837464
249969909
950604
16406379
946445
Total
Rents and interest
e Expense funds
Total
Advertising printing postage telegrams etc
a Expense funds 15747482
Total
Loss on sale or decrease by adjustment in assets
Mortuary fund
Expense fund
617083
204747
Total
Other disbursements
Safety fund
Relief fund
Expense fund
196906
5590
406034
Total
Total disbursements
a Mortuary funds 250011992
b Safety funds 196906
e Expense funds 44399155
Juvenile mortuary 75000
Relief fund 5590
Special war fund 500000
10837464
946445
15747482
821830
608530
Grand total disbursements
Balance before tranfers
a Mortuary funds 255438564
Safety fund 5245413
e Expense funds 71448480
Juvenile mortuary 24063
Relief fund 281614
Special war fund 8304211
Balance
Summary of Transfers
July 31 1918 from expense fund to Juvenile benefit fund
Ledger Assets
Book value of real estate
Bonds at book value
295188643
340742345
100000
1350000
226239103588
Annual Report
Deposits at interest per schedule N 113153242
Total ledger assets as per balance No 25 340742345
NonLedger Assets
Interest due and accrued on bonds 3405929
Market value of real estate over book value 1150000
Other items
Assessments actually collected by subordinate lodges not yet
turned over to supreme lodge est 18412519
Total assets 363710793
Deduct Assets Not Admitted
Other items
Book value of bonds and stocks over market value
per schedule D
Total not admitted assets 3004703
Total admitted assets 360706090
Liabilities
Net amount of unpaid losses and claims 152699203
Salaries and miscellaneous accounts due or accrued Est 3000000
Taxes due or accrued 63308
3004703
Total liabilities 155762511
Business in Force
In force December 31st 1917 35291125000
Issued revived or increased during year 3360200000
Sum 38651325000
Deduct ceased to be in force during year 766225000
In force December 31st 1918 37885100000
Total 37885100000
Business in Georgia
In force December 31st 1917
Issued revived or increased
13550000
2800000
Sum
Deduct ceased to be in force during the year
In force December 31 1918
Total
Net losses incurred during year
16350000
8125000
8225000
8225000
300000
TRAVELERS PROTECTIVE ASSOCIATION OF AMERICA
915 Olive St Louis
Alex Lawrence Jr President T S Logan Secretary
Attorney for service in GeorgiaWlliam A Wright Insurance Commissioner
Atlanta Ga
Capital Stock
Balance from previous year
a Mortuary funds 9331990
b Reserve funds 17994474
e Expense funds 4023487
Total 31349951Insurance Department of Georgia 589
Income
Membership fees actually received
a Expense funds 2433bOO
Total 2433600
All other assessments and premiums
a Mortuary funds too
e Expense funds iddtpa
Total 53837275
Other payments by members leunn
Transfers and changes expense ibouu
Totals 16600
Total received from members
Total 56287475
Deduct payments returned
Mortuary or benefit rVnii
Expense 59106
Total 851538
Net amount received from members
a Mortuary funds i4
e Expenses funds u11
Totals 55435937
interest and rents received
Renefit 362301
Expense SJSarf
Total 1426252
All other income nn
Expense 1UU4
Total 10045
Grand total income
a Mortuary funds olSnes
b Reserve funds issqiq
e Expense funds lssiaia
Total income all funds 56872234
Amounts carried forward
a Mortuary funds iHtH Ai
b Reserve funds Slr5ne
e Expense funds 1686540b
Total amount carried forward 88222185
Disbursements
Net amount paid for losses
a Mortuary funds or benefit fund ibtiwts
Tota 45426848
Legal andadministrative expenses in adjustment of claims
Expense 1509127
Total 150J1W
Commissions and allowances to deputies and organizers
a Expense fund 622770
Totalzzirzr 622770
Salaries of officers and employes
a Expense funds 2831790
Total ZlZirrZ 2831790
Rents and interest
e Expense funds z4sti
Total 249612
Advertising printing postage telegrams etc
a Expense funds lbl4Zn
Total 1614221590 Annual Report
Loss on sale or decrease by adjustment in nssets
Expense 69810
Reserve 8640
Total 78450
Other disbursements
Expense 2491642
Total 2491642
Total disbursements
a Mortuary funds 4542684S
b Reserve funds 8640
e Expense funds 9388972
Grand total disbursements 54824460
Balance before transfers
a Mortuary funds 6955389
b Reserve funds 18965902
e Expense funds 7476424
Balance 33397725
Summary of Transfers
May 21 1918 from expense fund to benefit fund 4000000
Ledger Assets
Bonds at book value 21362335
Deposits at interest per schedule N 11734240
Other items
Office fixtures 301150
Total ledger assets as per balance No 25 33397725
NonLedger Assets
Interest due and accrued 421713
Total assets 33819438
Deduct Assets Not Admitted
Other items
Special deposits schedule Page 9 698000
Book value of books over market value 23835
Office fixtures 301150
Total not admitted assets 32796453
Liabilities
Net amount of unpaid losses and claims 8612500
Other items
Advanced assessments 861600
Bills payable 346262
1207862
Total liabilities 9820362
Business in Force
In force December 31st 1917 32600500000
Issued revived or increased during year 6610500000
Sum 39211000000
Deduct ceased to be in force during year 6090000000
In force December 31st 1918 33121000000
Business in Georgia
In force December 31st 1917 1364000000
Issued revived or increased 344500000
Sum 1708500000
Deduct ceased to be in force during the year 337000000
In force December 31 1918 1371500000
Net losses paid during year 1 1844043
Net losses incurred during year 2307403Insurance Department of Georgia
591
UNITED COMMERCIAL TRAVELERS OF AMERICA
638 N Park St Columbus Ohio
W E Ford Chairman Superintendent Ex Comm Walter D Murphy Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Ga
Capital Stock
Balance from previous vear
a Mortuary funds 5099777
b Reserve funds 43623817
c Disaiity funds 3240353
e Expense funds 11244256
Buildings and suspense funds 219365
W O fund 9264871
Totals 72692439
Income
Membership fees actually received
b W O fund 2662000
Total 2662000
All other assessments and premiums
a Mortuary funds 22530901
b Reserve funds 9012359
c Disability funds 36049440
e Expense funds 22530900
Total 90123600
Other payments by members
Dues and per capita tax 3791940
Totals 3791940
Total received from members
a Mortuary funds 22530901
b Reserve funds 9012356
c Disability funds 36049440
e Expense funds 22530900
W O fund 6453940
Total 96577540
Deduct payments returned
W O fund 48690
Total 48690
Net amount received from members
a Mortuarv funds 22530901
b Reserve funds 9012359
c Disability funds 36049440
e Expense funds 22530900
W O fund 6405250
Totals 96528850
Interest and rents received
Reserve fund 2021644
Death 100755
Disablity 73878
W O 401836
General 648010
Building 8256
Total 3254379
Profit on sale or increase by adjustment of assets
Reserve fund 366596
Total 366596
All other income
Building 659885
Widows orphans 2346933
General Exxpense 659885592
Annual Report
Total 3396139
Grand total income
a Mortuary funds 22631656
b Reserve funds 11400599
c Disability funds 36123318
e Expense funds 25525843
Widows and orphans 7196407
Bulding and Suspense 668141
103545964
Amounts carried forward
a Mortuary funds 27731433
b Reserve funds 55024416
c Disability funds 39363671
eExpense funds 36770099
Widows and orphans 16461278
Building and suspense 887506
Total amount carried forward 176238403
Disbursements
Net amount paid for losses 37774252
c Disability funds 34683347
Widows and orphans 5241350
Total 77698949
Legal and administrative expenses in adjustment of claims
General expense 1503785
Total 1503785
Salaries of officers and employees
General expense 5582715
Total 5582715
Rents and interest
e Expense funds 500000
Total 500000
Advertising printing postage telegrams etc
a Expense funds general 2151506
Total 2151506
Loss on sale or decrease by adjustment in assets
Reserve 955674
Total 1 955674
Other disbursements
W O fund 1636
Suspense refunds to secretaries 673922
General expense 7448793
Total 8124351
Total disbursements 96516980
Balance before transfers
a Mortuary funds over drawn 10042819
b Reserve funds 54068742
c Disability funds 4580324
e Expense funds 19583300
W O fund 11218292
Building and suspense 213584 7972142
Summary of Transfers
General expense fund to disability fund 1000000
General expense fund to death fund 10400000
Death reserve fund to death fund 6258648
Death fund to death weekly fund 7176010
Ledger Assets
Book value of real estate 39166 00
Cash in office 1500
Deposits at interest per schedule N 28127421
Other items
War certificates 225902
Total ledger assets as per balance No 25 1 79721423Insurance Department of Georgia
593
NonLedger Assets
Interest due and accrued 6512
Other items 7 7fi7 05
Due from Sub Grand Councils uisqoo
Due from Bonding Co on bond of former Supr Sec y 15427 49
Furniture and fixtures 78310
Stationery and house supplies
103843377
Total assets
Deduct Assets Not Admitted
Bills receivable 4192685
Other items K nn
Book value of bonds over market value ik A97
Furniture and fixtures tnii in
Stationery and house supplies otsaiv
Total not admitted assets 6318244
u 97525133
Total admitted assets
Liabilities
Net amount of unpaid losses and claims 27lll
Salaries and miscellaneous accounts due or accrued 39766
Taxes due or accrued
f 27210144
Total liabilities
Business in Force
in force December 31 1917 IToToO
Issued revived or transferred during year 3849000000
gum 42158500000
DeducTceasedTcTbe in force during year 49nnnnno
In force December 31st 1918 37320500000
Business in Georgia
In force December 31st 1917 471000000
Issued revived or transferred Jg70
Deductceased tobeinforce during the year 110000000
In force December 31s 1918 420000000
WOODMEN CIRCLE
14th and Farnam Sts Omaha Nebraska
Emma B Manchester President Dora Alexander Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Ga
Capital Stock
Balance from previous year
a Mortuary funds iiJniS5
b Reserve funds M9q 9
e Expense funds
659032487
Totals T
Income
All other assessments and premiums
a Mortuary funds lieS 11
b Reserve funds 6
e Expense funds iiiaoai594
Annual Report
War service fund u 36617
Other paymintsbymembersT 231149440
Dues and per capita tax expense fund 5 393 00
bUDscriptions to official organ expense fund 99 974 00
Certificate fees expense fund 4288750
Total recelvedfrommembersT 14825450
a Mortuary funds 177143278
o Reserve funds 196 759 14
e Expense funds Z 480l9081
War service fund 1136617
j ulb1 t jq tjs fn
Deduct payments returned
Mortuary fund cie5 7
Bxpense fund 3 021 90
I OLcll o rt qc
Net amount received from members
a Mortuary funds 177046703
b Reserve funds 195 759 14
e Expense funds 477168 91
War service fund ll366l7
Totals 2 45 7C1 2
Interest and rents received mortuary fund 142674
Reserve fund 28204361
Expense fund 54 30
total a 283 981 65
Profit on sale or increase by adjustment of assets
Reserve fund 7g g2
1 otal rQci 09
All other income s
Cancelled warrant mortunary fund 2 500 00
Borrowed money expense fund 20000 00
Misc receipts expense fund 13o3959
Total 9 on cq
Grand total income odojos
a Mortunary funds 1 774 393 77
b Reserve funds 479 589 57
e Expense funds III 510 719 80
f Other funds viz
War service fund 11366 17
g Total amount carried forward I S 2 776 069 31
Amounts carried forward
a Mortuary funds 1889 209 05
b Reserve funds 6 927 679 89
e Expense funds 538i39o7
Other funds viz
Ware Service Funds 1136617
Total amount carried forward 9 355 394 43
Disbursements
Net amount paid for losses
a Mortunary funds 159184416
g Total j 4 91 g44 4
Legal and administrative expenses in adjustment of claims
Kxpense fund 44 134 16
Total 1 1113416
Commissions and allowances to deputies and organizers
a Expense funds 25430396
Total 254 303 96
Salaries of officers and employees
a Expense funds 107778 68
War service fund 1 533 20Insurance Department of Georgia
1320000
Total
Rents and interest
e Expense funds
Total
Advertising printing postage telegrams etc
a Expense funds 9477090
Total
Loss on sale or decrease by adjustment in assets
Reserve fund
955601
Total
Other disbursements
Traveling expense expense fund
Ins department fees lodge supplies expense fund
Miscellaneous expense expense fund
543791
1083851
2926468
Total
Total disbursements
a Mortuary funds 159184446
b Reserve funds 9Booon
e Expense funds 52672880
f Other funds viz
War service fund 153320
595
10931188
1320000
9477090
955601
4554110
212966247
g Grand total disbursements
Balance before transfers
a Mortuary funds 29736459
b Reserve funds b918188
e Expense funds 1141027
f Other funds viz
War service fund 983297
Balance 723673171
Summary of Transfers
March 31 1918From the beneficiary fund to the emergency fund200
Julv 1 1918From the beneficiary fund to the beneficiary fund 175
October 31 1918From the beneficiary fund to the beneficiary fund 100
December 31 1918From the emergency fund to the beneficiary fund 360
Ledger Assets
Mortgage loans first liens
Bonds at book value
Cash in office
Deposits at interest per schedule N
Other items
War saving stamps 8Z8uu
50
6974
3
208
00000
00000
00000
00000
00000
48936
18282
23153
Total ledger assets as perbalance No 25
NonLedger Assets
Interest due and accrued
Other items
Assessments not yet turned over to Supreme Lodge furniture
fixtures supplies printed matter etc inventories
Total assets
82800
723673171
13516993
264
7636
10678
00842
Deduct Assets Not Admitted
Other items
Book value of bonds over market value 1
Market value of special deposits in excess of cor
responding liabilities
Furniture fixtures supplies printed matter etc
inventories
Total not admitted assets 14220148
Total admitted assets 749380694
8526136
93334
5600678596 Annual Report
Liabilities
Net amount of unpaid losses and claims 699 723 65
Salaries and miscellaneous accounts due or accrued 27000 00
Other items
Borrowed money 2000000 and interest accrued
15000 2015000
Advance assessments 51 752 88
Protested remittances in process of adustment l83850
7374138
Total liabilities 80004653
Investments in Georgia
Bonds 4500000
Total investments in Georgia 4500000
WOODMEN OF THE WORLD SOVEREIGN CAMP OF THE
W O W Building Omaha Nebraska
W A Fraser President John T Yates Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Capital Stock
Balance from previous year
a Mortunary funds 38184976
e Expense funds 44557398
f Other funds viz Emergency 3363403573
g Totals 3386145947
Income
Membership fees actually received
a Expense funds 12041078
c Total 12041078
Assessments or premiums during first 12 months of
which all or an extra percentage is used for ex
penses
a Expense funds 4408780
b Mortuary funds 3735424
c Other funds viz Reserve 2l904l7
d Total 10334621
All other assessments and premiums
a Mortuary funds 1129494177
e Expense funds l52352558
f Other funds viz Emergency 144806946
g Total 14266536Si
Other payments by members
Fraternal Members and mortuary fund 471 64
Totals 47164
Total received from members
a Mortuary funds 11332767 65
b Reserve funds 21 90417
e Expense funds 190850691
f Other funds viz Emergency 144806946
g Total 1471124819
Deduct payments returned
Mortuary fund 1540691
Reserve 13208Insurance Department of Georgia 597
Expense810748
Total 2364647
Net amount received from members
a Mortuary funds 1131T S
b Reserve funds lllliA
e Expense funds iuuaa
f Other funds viz
Emergency fund 144806946
g Totals 1468760172
Interest and rents received
Reserve 9
Emergency fund 16H
Mortuary fund oiXllr7
Expense fund 20046457
Total 184259709
Profit on sale or increase by adjustment of assets
Emergency fund 4173Id
Total ZZTITZ 417313
All other income
Mortunary fund Iiok
Reserves fund toSo
Toafesa t 17961610
Grand total income
a Mortuary funds 113olSa
b Reserve funds JfSnoq
e Expense funds 227740393
f Other funds viz
Emergency fund smiBPii
g Total income all funds 1671404804
Amounts carried forward
a Mortuary funds nllalVn
b Reserve funds Tooqvfiq
e Expense funds mioai
f Other funds viz
Emergency fund 1 Kn rtk rtrw 11
g Total amount carried forward tuoioouoi
Disbursements
Net amount paid for losses
g aTo3tSrtls 1099766882
Legal and administrative expenses in adjustment of
claims Q
Expense fundstiint
Total j
Commissions and allowances to deputies and organ
a Expense funds 50986834
Total 50986834
Salaries of officers and employees
a Expense funds 30504770
Total 30501770
ExnsluTds 4830000
Total 4830000
Advertising printing postage telegrams etc t
a Expense funds zza4id
Total 22541823
Loss on sale or decrease by adjustment m assets
Emergency fund j4oaat
Total 53459M
Other disbursements
Mortuary d4txuu598
Annual Report
Expense 71025899
Total 71371599
Total disbursements
a Mortunary funds 1100112582
e Expense funds 182002455
f Other funds viz
Emergency 5345996
g Grand total disbursements 1287461083
Balance before transfers
a Mortuary funds 71648894
b Reserve funds 2269340
e Expense funds 90295236
f Other funds viz
Emergency 3605876248
Balance 3770089718
Summary of Transfers
January 30 1918From the expense fund to the mortuary fund 25520
January 31 1918Prom the general fund to the emergency fund 546380
February 12 1918From the beneficiary fund to the emergency fund 50000000
February 28 1918From the general fund to the emergency fund 50931360
March 31 1918From the general fund to the emergency fund 547854
April 30 1918From the general fund to the emergency fund 389752
May 2 1918From the beneficiary fund to the emergency fund 40000000
May 30 1918From the general fund to the emergency fund 742715
July 31 1918From the beneficiary fund to the emergency fund 161485
Aug 31 1918From the general fund to the emergency fund 882819
September 30 1918From the general fund to the emergency fund 692482
October 31 1918From the General fund to the emergency fund 671872
November 30 1918From the general fund to the emergency fund 691261
November 26 1918From the emergency fund to the beneficiary fund 100000000
December 31 1918From the general fund to the emergency fund 750510
Sections No 72 No 73 and No 76 Constitution Laws and ByLaws
Sovereign executive council proceedings October 10 1914 247033956
Ledger Assets
Book value of real estate 135430224
Mortgage loans first liens 12800000
Bonds at book value 3439264268
Cash in office 3406105
Deposits at interest per schedule N 179189121
Total ledger assets as per balance No 25 3770089718
NonLedger Assets
Interest due and accrued 37147248
Rents due 25741
Other items
Assts actually collected and balances due from camps 137907831
Accounts receivable 100576
Liens on certificates excess value of loss on 4 basis and in
ventory 513419391
Total assets 4458690505
Deduct Assets Not Admitted
Accounts receivable 100576
Other items
Book value of bonds over market value 12239586
Liens on certificates excess value of bonds and
inventory 513419391
Total not admitted assets on 4 net basis 525759553
Total admitted assets 3932930952Insurance Department of Georgia
599
Liabilities
Net amount of unpaid losses and claims 89ooonlor
Reserves or unearned premiums on risks outstanding iv 6VJ60
Salaries and miscellaneous accounts due or accrued
Total liabilities 904555350
Business in Force
In force December 31st 1917 1 f52nn
Issued revived or increased during year In n
gum bl4t i6diUV
Deduct ceased to be in force during year 6092900
In force December 31st 1918 5391630o00
Business in Georgia
In force December 31st 1917 eHK
Issued revived or increased ioo
DUe1ductceasedtobeTinforce during the year non2ncnn
In force December 31 1918 63iq
Net losses paid during year 07snnnn
Net losses incurred during year oiuuuu
Investments in Georgia
Bonds 10
Total investments in Georgia 29890000
WORKMENS CIRCLE THE
175 E Broadway New York N Y
Abraham Epstein President Joseph Baskin Secretary
Attorney for service in GeorgiaWilliam A Wright insurance Commissioner
Atlanta Georgia
Balance from previous year
a Mortuary funds 103bbZb
b Reserve funds 59MH
c Disability funds 7649
e Expense funds 967161
f Other funds viz
Sanatorium funds oocoi
Voluntary contribution 66m44
g Totals
90924099
Income
Membership fees actually received
b Other funds viz Reserve fund lo98100
c Total 1398100
All other assessments and premiums
a Mortuary funds 9149995
b Reserve funds 4609375
e Disability funds 21603300
e Expense funds 8137682
f Other funds viz
Sanatorium funds T TSii
Voluntary contributions lb45bl0
g Total 52705567
Other payments by members
Mortuary fund reinstated bOlZb600
Annual Report
Voluntary contributions for charitable purposes 4831312
Expense fund special assessments 1060720
Totals 5952157
Total received from members
a Mortuary funds 9210120
b Reserve funds 6007475
c Disability funds 21603300
e Expense funds 9198402
f Other funds viz
Sanatorium funds 7570605
Voluntary contributions 6465922
g Total 60055824
Deduct payments returned
Expense funds 91152
Disability funds 209809
Sanatorium funds 72521
Voluntary contributions 19452
Total 392934
Jset amount received from members
a Mortuary funds 9210120
b Reserve funds 6007475
c Disability funds 21393491
e Expense funds 9107250
f Other funds viz
Sanatorium funds 7498084
Voluntary contributions 6446470
g Totals 59662890
Interest and rents received
Mortuary funds 28073
Reserve funds 3118801
Expense funds 43200
Total 3190074
Profit on sale or increase by adjustment of assets
Reserve fund 688000
Total 688000
All other income
Voluntary contributions 80233
Reserve funds 217736
Sanatorium funds 2249706
Expense funds L 193729
Total 2741404
Grand total income
a Mortuary funds 9238193
b Reserve funds 10032012
c Disability funds 21393491
e Expense funds 9344179
f Other funds viz
Sanatorium funds 9747790
Voluntary contributions 6526703
g Total income funds 66282368
Amount carried forward
a Mortuary funds 19604419
b Reserve funds 696 722 30
c Disablity funds 29014960
e Expense funds 10311340
f Other funds viz
Sanatorium funds 21739971
Voluntary contributions 6863547
g Total amount carried forward 1572 06467
Disbursements
Net amount paid for losses
a Mortuary funds 7772189
c Disability funds 23170996
g Total 30943185
Salaries of officers and employees
a Expense funds 1987924Insurance Department of Georgia
601
1987924
Total 282000
e Expense funds
282000
Advertising printing postage telegrams etc 2 688 26
a Expense funds
268826
Loss on7aleo7dc7easeb7S7utmentin assets
Reserve funds
1931875
Total
Other disbursements 30 00
Reserve funds 65 287 44
Expense funds 8816468
Sanatorium funds 57 gl7 08
Voluntary contributions
21099920
Total
Total disbursements 77 72189
a Mortunary funds 19348 75
b Reserve funds 23l70996
c Disability funds 90 674 94
e Expense funds
f Other funds viz 88 164 68
Sanatorium funds 57 51708
Voluntary contributions
56513730
g Grand total disbursements
Balance before transfers 118 32230
a Mortuary funds 677 373 55
b Reserve funds 58 43954
c Dsability funds n2 43846
e Expense funds
f Other funds viz 129 23503
Sanatorium funds H 11839
Voluntary contributions
100692737
Balance
Ledger Assets
10531049
Book value of real estate 4250000
Mortgage loans first liens 80638862
Bonds at book value 2803911
Deposits at interest per schedule J j 270000
Deposits not at interest
tX sanatorium department I 200000
With P O Passaic 136201
Branch supplies 400735
Furnitures and fixtures yZXZZ 1406169
Sanatorium furnitures and fixtures 1 029 00
Plates 133703
Special reimbursement 56351
Member at large 18676
M L Jarmulows Ry
2648661
Less credit balance on branch accounts prepared
assessments 2198915
VT 0n 100692737
Total ledger assets as per balance No 25
NonLedger Assets
1023457
Interest due and accrued 400138
Market value of assets over book value
other items 1093725
Deferred assessments
103210057
Total assets 02 Annual Report
Deduct Assets Not Admitted
Other items
Inventories as above 411
Deferred assessments TJ 10937 25
Total not admitted assets 7
Total admitted assets 7
Liabilities
Net amount of unpaid losses and claims
Other items
Theatrical production aci m
Applications tor approval 990 71
W C cemetery department siB 04
Sanatorium deposits 0 87
Russian Refugees Rel Society 50cok
Labor League 50000
gr f
Suspense 09nc
J Mislow ZI 60000
Voluntary contribution 7 760 41
Total liabilities 7
3527436
3527436
99682621
6694815
1359528
54343
WOMENS CATHOLIC ORDER OF FORESTERS
140 N Dearbon St Chicago Illinois
Rose D Rittman President Anna E Phelan Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Capital Stock
Balance from previous year
a Mortuary funds 70 jq7 fic
b Reserve funds o rioo2
c Disability funds convention I sotsb
d Annuity funds K C fund I g 26554
e Expense funds 3295 30
Total received7rommembers 268801203
a Mortuary funds 145160256
b Reserve funds 10
e Epense funds I 9017936
t Other funds viz
K C fund 242786
Church extension 1 01 r
g Total iio
Deduct payments returned 154440133
Mortuary 761 4
Total
Net amount received from members 101
a Mortuary funds 145084132
b Reserve funds
e Expense funds lin 9017936
t Other funds viz
Knights of Columbus 2 427 86
Church estension 191 45
Interest and rents received 154364009
Bonds 12150587Insurance Department of Georgia
603
783763
Banks
S 12934350
Total
All other income 3 877 86
Sale of Lodge supplies Vs3o91
Certificates advertising etc
Extra 1 on purchase of bonds 926377
Total
Grand total income 1 450 841 32
a Mortuary funds 129 398 25
b Reserve funds 9938848
e Expense funds
f Other funds viz 427 86
Knights of Columbus l9l45
Church extension 1
168224736
g Total income all funds
Amount carried forward 1529 338 97
a Mortuary funds 269768458
b Reserve funds 132 341 78
e Expense funds
f Other funds viz 1S1 45
Church extension 10 g93 40
Knights of Columbus 921
Convention J
437025939
g Total amount carried forward
Disbursements
Net amount paid for losses 1 202 g31 87
a Mortuary funds
120293187
p Totfll
Legal and administrative expenses in adjustment of
claims 359302
Commi7slonVandanowance7Todeputiis and organ
izers 1074136
a Expense funds
f Other funds viz 150000
Chairman Org Dept 1304 50
Compensation trustees 1610 00
Premiums for new members 1
1515586
Total
Salaries of officers and employees 25 763 45
a Expense funds
2576345
Totalr 360000
e Expense funds
360000
AdvertiiingrprinttagT postage telegrams etc io 95350
a Expense funds
1095350
lols1 oniali ordecreaeby adjuVtmenfTnlVseTs 48
Reserve funds maturity of bonds
Other disbursements 1137947
Mis V I 228017
Traveling expenses officers 4920
Convention 1070390
Knights of Columbus 19145
Church extension
2460419
Total
Total disbursements 120293187
a Mortuary funds 44248
b Reserve funds 7272547
e Expense funds
KOCherlf07030iZConvention J4920 Church ex
tension 604
Annual Report
g Grand total disbursements
Balance before transfers
a Mortuary funds 326 407 10
b Reserve funds 269724210
e Expense funds 5961631
r Other funds viz
128704437
Convention 3999 K C 1050
5049
Balance
308321502
Summary of Transfers
May 31 1918From the mortuary fund to the reserve fund
June 30 1918From the mortuary fund to the reserve fund
October 30 1918From the mortuary fund to the reserve fund
December 31 1918From the Mortuary fund to the reserve fund
December 31 1918From the mortuary fund to the reserve fund
December 31 1918From the mortuary fund to the expense fund
January 31 1918From the general fund to the convention fund
December 3 1918From the general fund to the mortuarv fund
December 3 1918From the general fund to the K C fund
2563191
4287989
8000000
10376450
251000
2346
3999
3880
1050
Ledger Assets
Bonds at book value
Depositts at interest per schedule NIII
Total ledger assets as per balance No 25 308321502
292121332
16200170
NonLedger Assets
Interest due and accrued s
Other items
Estimated assessments collected by subordinate lodges not vet
remitted to High Court1
4856011
11141010
Total assets 324318523
Deduct Assets Not Admitted
Other items
Deposit Montreal Bank Canada
Book value of bonds over market value
Total not admitted assets
Total admitted assets
500000
2845272
3345272
320973251
Liabilities
Net amount of unpaid losses and claims 221 51850
Total liabilities j 22151850
Business in Force
In force December 31st 1918 7099075000
issued revived or increased during year 2823 250 0
Sum 738i4ooooO
Deduct ceased to be in force during year 2 306 750 00
In force December 31st 1918 TlINDEX
FIRE COMPANIES
A
AETNA INSURANCE CO HARTFORD CONN
Statement of 4S
AGRICULTURAL FIRE INS CO WATERTOWN N Y
Statement of 4
ALLIANCE INS CO PHILADELPHIA PA
Statement of ou
AMERICAN CENTRAL INSURANCE CO ST LOUIS MO
Statement of
AMERICAN ALLIANCE CO NEW YORK
Statement of 0j
AMERICAN DRUGGISTS FIRE INS CO CINCINNATI OHIO
Statement of
AMERICAN EAGLE FIRE INS CO NEW YORK N Y
Statement of 0B
AMERICAN INSURANCE CO NEW JERSEY 60
Statement of
ATLAS ASSURANCE CO NEW YORK N Y
Statement of bA
ATLANTIC MUTUAL FIRE INS CO GEORGIA
Statement of
AUTOMOBILE INS CO CONN 6Y
Statement of
B
BOSTON INSURANCE CO BOSTON MASS
Statement of
BRITISH AMERICA ASSURANCE CO CANADA
Statement of
C
CALEDONIAN INS CO NEW YORK N Y
Statement of
CAMDEN FIRE INSURANCE ASSOCIATION CAMDEN N X
Statement of
CENTRAL MANUFACTURERS MUTUAL INS CO VAN WEST O 7g
Statement of
CITIZENS ISURANCE CO ST LOUIS MO
Statement of
CITY OF NEW YORK INS CO NEW YORK N Y
Statement of
COMMERCIAL UNIQN ASSURANCE CO NEW YORK N Y
Statement of
COMMERCIAL UNION FIRE INS CO NEW YORK
Statement of 8t606 Annual Report
COMMONWEALTH INS CO NEW YORK
Statement of 88
CONCORDIA FIRE INS CO MILWAUKEE WIS
Statement of 90
CONNECTICUT FIRE INS CO HARTFORD CONN
Statement of 8
CONTINBNTAL INS CO NEW YORK
Statement of Jo
COUNTY FIRE INS CO PHILADELPHIA PA
Statement of
E
EAGLE STAR BRITISH DOMINION INS CO NEW YORK gg
Statement of
EQUITABLE FIRE MARINE INS CO PROVIDENCE R I
Statement of
F
FIDELITYPHENIX INS CO NEW YORK N Y 1Q3
Statement of
FIRE ASSOCIATION OF PHILADELPHIA PA
Statement of
FIREMANS FUND INS CO CAL 10
Statement of
FIREMENS INSURANCE CO N J 109
Statement of
FITCHBURG MUTUAL FIRE INS CO MASS
Statement of
FRANKLIN FIRE INS CO PHILADELPHIA PA u
Statement of
G
GEORGIA HOME INS CO COLUMBUS GA n
Statement of
GIRARD FIRE INS CO PENN m
Statement of
GLENS FALLS INSURANCE CO N Y
Statement of
GLOBE RUTGERS FIRE INS CO N Y
Statement of 122
GREAT AMERICAN INS CO NEW YORK
Statement of 124
H
HANOVER FIRE INS CO NEW YORK
Statement of i
HARTFORD FIRE INS CO CONN
Statement of 129
HARDWARE DEALERS MUTUAL FIRE INS CO STEVENS POINT WIS
Statement of 1 I
HOME FIRE INS CO SAN FRANCISCO CAL
Statement of jog
HOME INSURANCE CO NEAV YORK N Y
Statement of 13Insurance Department of Georgia 607
i
INSURANCE CO OF NORTH AMERICA PA
Statement of 139
INDIANA LUMBERMENS INS CO INDIANAPOLIS IND
Statement of 137
INSURANCE CO OF STATE OF PENN PHILADELPHIA PA
Statement of HI
L
LIVERPOOL LONDON GLOBE INS CO NEW YORK N Y
Statement of 144
LONDON LANCASHIRE INS CO N Y
Statement of 149
LUMBER MUTUAL FIRE INS CO BOSTON MASS
Statement of 152
LUMBERMENS MUTUAL INS CO MANSFIELD OHIO
Statement of 154
M
MASSACHUSETTS FIRE MARINE INS CO MASS
Statement of 156
MECHANICS INS CO PHILADELPHIA PA
Statement of 158
MERCANTILE MUTUAL FIRE INS CO R I
Statement of 160
MILWAUKEE MECHANICS INS CO WIS
Statement of 162
MINNESOTA IMPLEMENT FIRE INS CO
Statement of 164
N
NATIONAL BEN FRANKLIN INS CO PA
Statement of 166
NATIONALE FIRE INS CO OF PARIS FRANCE PROVIDENCE R I
Statement of 175
NATIONAL LIBERTY INS CO OF AMERICA NEW YORK
Statement of 171
NATIONAL UNION FIRE INS CO PA
Statement of 174
NEW BRUNSWICK FIRE INS CO N J
Statement of 179
NEWARK FIRE INS CO N J
Statement of 177
NEW HAMPSHIRE FIRE INS CO N H
Statement of 181
NEW JERSEY INSURANCE CO N J
Statement of 183
NIAGARA FIRE INS CO N Y
Statement of 18
NORTH BRITISH MERCANTILE INS CO N Y
Statement of 18s
NORTHERN INS CO OF NEW YORK
Statement of 194608 Annual Report
NORTHERN ASSURANCE CO LONDON ENG U S BRANCH N Y
Statement of 192
NORTHWESTERN NATIONAL FIRE INS CO WIS
Statement of 196
NORTH RIVER INSURANCE CO N Y
Statement of 190
NORWICH UNION FIRE INS CO ENGLAND NEW YORK
Statement of 199
O
ORIENT INSURANCE CO CONN
Statement of 201
P
PACIFIC FIRE INSURANCE CO N Y
Statement of 203
PATALINE INSURANCE CO NEW YORK
Statement of 205
PENNSYLVANIA FIRE INS CO PHILADELPHIA PA
Statement of 206
PENNA LUMBERMENS MUTUAL FIRE INS CO PA
Statement of 209
PENNA MILLERS MUTUAL FIRE INS CO BARRE PA
Statement of 211
PHOENIX ASSURANCE CO LTD NEW YORK
Statement of 214
PHENIX FIRE INSURANCE CO OF PARIS FRANCE
Statement of 212
PHOENIX INS CO HARTFORD CONN
Statement of 217
PROVIDENCE WASHINGTON INS CO R I
Statement of 219
Q
QUEEN INSURANCE CO OF AMERICA N Y
Statement of 221
Ft
RHODE ISLAND INSURANCE CO R I
Statement of 223
ROYAL EXCHANGE ASSURANCE N Y
Statement of 225
ROYAL INSURANCE CO LTD N Y
Statement of 227
S
SAVANNAH FIRE INSURANCE CO GA
Statement of 229
SCOTTISH UNION AND NATIONAL INS CO CONN
Statement of 231
SECURITY INSURANCE CO CONN
Statement of 233
SOUTHERN MUTUAL FIRE INSURANCE CO GA
Statement of 235Insurance Department of Georgia 609
SPRINGFIELD FIRE AND MARINE INS CO MASS
Statement of
STANDARD FIRE INS CO CONN 9JJ9
Statement of
STAR INS CO OF AMERICA NEW YORK
Statement of
STERLING FIRE INS CO IND 248
Statement of
ST PAUL FIRE AND MARINE INSURANCE CO MINN
Statement of
STUYVESANT INSURANCE CO N Y
Statement of
SVEA FIRE AND LIFE INS CO N Y
Statement of
T
TOKIO MARINE FIRE INS CO NEW YORK
Statement of
U
U S BRANCH SUN INSURANCE OFFICE N Y
Statement of
UNION ASSURANCE SOCIETY LTD N Y
Statement of
UNION FIRE INS CO OF PARIS FRANCE
Statement of
UNITED STATES FIRE INS CO N Y
Statement of
W
WESTCHESTER FIRE INS CO N Y 26
Statement of
WESTERN ASSURANCE CO CANADA 2gg
Statement of
Y
YORKSHIRE INSURANCE CO LTD N Y 267
Statement of
LIFE COMPANIES
A
AETNA LIFE INSURANCE CO CONN m
Statement of
AMERICAN CENTRAL LIFE INS CO IND 273
Statement of
AMERICAN NATIONAL INSURANCE CO TEXAS m
Statement of
ATLANTIC LIFE INSURANCE CO VA 27g
Statement of
B
BANKERS RESERVE LIFE CO NEBRASKA 2g0
Statement of610 Annual Report
c
CHEROKEE LIFE INS CO ROME GA
Statement of 2S2
COLUMBIAN NATIONAL LIFE BOSTON MASS
Statement of 284
CONNECTICUT MUTUAL LIFE HARTFORD CONN
Statement of 286
E
EQUITABLE LIFE ASSURANCE SOCIETY NEW YORK
Statement of 2SS
F
FEDERAL LIFE INSURANCE CO ILL
Statement of 291
FIDELITY MUTUAL LIFE PHILADELPHIA PA
Statement of 294
FRANKLIN LIFE INSURANCE CO ILL
Statement of 296
G
GEORGE WASHINGTON LIFE INS CO W VA
Statement of 298
GUARDIAN LIFE NEW YORK
Statement of 300
H
HOME LIFE INSURANCE CO N Y
Statement of 302
ILLINOIS LIFE INS CO ILL
Statement of t 304
INDIANA NATIONAL LIFE INS CO IND
Statement of 307
INTERNATIONAL LIFE INS CO MO
Statement of 303
INTERSOUTHERN LIFE INS CO KY
Statement of 3 0
J
JEFFERSON STANDARD LIFE INS CO N C
Statement of g 1 s
L
LIFE INSURANCE CO OF VA
Statement of 31
LINCOLN RESERVE LIFE INS CO ALA
Statement of 31
M
MANHATTAN LIFE NEW YORK
Statement of
MARYLAND ASSURANCE CORPORATION MD
Statement of
MARYLAND LIFE INS CO MD
Statement of Insurance Department of Georgia 611
MASSACHUSETTS MUTUAL LIFE INS CO MASS 3
Statement of
METROPOLITAN LIFE INS CO N Y 3s
Statement of
MICHIGAN MUTUAL LIFE INS CO MICH 331
Statement of
MISSOURI STATE LIFE INS CO MO 338
Statement of
MORRIS PLAN INS SOCIETY NEW YORK 3j
Statement of
MUTUAL BENEFIT LIFE INS CO NEWARK N J 33y
Statement of
MUTUAL LIFE INS CO NEW YORK 339
Statement of
N
NATIONAL LIFE AND ACCIDENT INSURANCE CO TENN
Statement of
NATIONAL LIFE INS CO OF THE U S OF A ILL m
Statement of
NATIONAL LIFE INS CO MONTPELIER VT 346
Statement of
NEW ENGLAND MUTUAL LIFE INS CO MASS g48
Statement of
NEW YORK LIFE INS CO N Y 36
Statement of
N C MUTUAL AND PROVIDENT ASSOC 352
Statement of
NORTHWESTERN MUTUAL MILWAUKEE WIS gg3
Statement of
P
PACIFIC MUTUAL LOS ANGELES CAL
Statement of sot
PAN AMERICAN LIFE INS CO NEW ORLEANS LA
Statement of Bss
PHOENIX MUTUAL LIFE INS CO CONN
Statement of SDj
PROVIDENT LIFE AND ACCIDENT INS CO CHATTANOOGA TENN
Statement of dtl4
PROVIDENT LIFE TRUST PHILADELPHIA PA
Statement of S0D
PRUDENTIAL INS CO NEWARK N J
Statement of 00
R
RELIANCE LIFE INS CO OF PITTSBURGH PA
Statement of
RESERVE LOAN LIFE INS CO IND 374
Statement of
S
SECURITY MUTUAL LIFE INS CO BINGHAMPTON N Y
Statement of
SOUTHERN STATES LIFE 37g
Statement of612 Annual Report
STANDARD LIFE INS CO GA
Statement of 330
STATE LIFE INS CO INDIANAPOLIS IND
Statement of 3go
STATE MUTUAL LIFE ASSURANCE CO MASS
Statement of 334
T
TRAVELERS INSURANCE LIFE DEPARTMENT CONN
Statement of 386
U
UNION CENTRAL LIFE INS CO OHIO
Statement of 388
UNITED LIFE AND ACCIDENT INS CO N H
Statement of 390
V
VOLUNTEER STATE LIFE INS CO TENN
Statement of 392
MISCELLANEOUS COMPANIES
A
AETNA CASUALTY AND SURETY CO CONN
Statement of 395
AMERICAN CASUALTY CO PENN
Statement of 397
AMERICAN CREDITINDEMNITY CO OF NEW YORK
Statement of
AMERICAN INDEMNITY CO TEXAS
Statement of
400
AMERICAN SURETY CO OF NEW YORK
Statement of
C
CLOVER LEAF CASUALTY CO ILL
Statement of
404
COLUMBIA INSURANCE CO N J
Statement of
406
COMMONWEALTH CASUALTY CO Re
statement of
408
CONTINENTAL CASUALTY CO ILL
Statement of
410
E
EMPLOYERSmLIABILITY ASSURANCE CO BOSTON MASS
412
F
FEDERAL CASUALTY CO MICH
Statement of
414
FIDELITY AND CASUALTY CO OF NEW YORK
Statement of
415
FIDELITY AND DEPOSIT CO OF MD
Statement of
418
Insurance Department of Georgia 613
G
GEORGIA CASUALTY CO GA
Statement of aa
GENERAL ACCIDENT FIRE AND LIFE ASSURANCE CORPORA
TION LTD PA
Statement of
GLOBE INDEMNITY CO N Y
Statement of
H
HARTFORD ACCIDENT AND INDEMNITY CO CONN
Statement of 3
HARTFORD STEAM BOILER INSPECTION AND INS CO CONN
Statement of
INTERSTATE CASUALTY CO ALA 42g
Statement of
INTERSTATE LIFE AND ACCIDENT CO TENN
Statement of is
L
LIBERTY MUTUAL INS CO MASS
Statement of Mi
LIFE AND CASUALTY INS CO TENN
Statement of a0
LLOYDS PLATE GLASS INSURANCE CO N Y
Statement of i60
LONDON GUARANTEE AND ACCIDENT CO LTD
Statement of
LOYAL PROTECTIVE INS CO MASS
Statement of
M
MARYLAND CASUALTY CO MD 441
Statement of
MASONIC PROTECTIVE ASSOCIATION MASS
Statement of
MASSACHUSETTS BONDING AND INSURANCE CO MASS
Statement of
METROPOLITAN CASUALTY INSURANCE CO OF NEW YORK
Statement of
N
NATIONAL CASUALTY CO MICH 449
Statement of
NATIONAL RELIEF ASSURANCE CO PA
Statement of
NATIONAL SURETY CO N Y 4B2
Statement of
NEW YORK PLATE GLASS INSURANCE CO 454
Statement of
NORTH AMERICAN ACCIDENT INSURANCE CO ILL 4gg
Statement of
O
OCEAN ACCIDENT AND GUARANTEE CORN LTD NEW YORK
Statement of614 Annual Report
p
PREFERRED ACCIDENT INSURANCE CO OF NEW YORK
Statement of 459
R
RIDGELY PROTECTIVE ASSOCIATION MASS
Statement oft 4gj
ROYAL INDEMNITY CO N Y
Statement of 453
S
STANDARD ACCIDENT INSURANCE CO MICH
Statement of 4 fi
STANDARD MARINE INSURANCE CO DTD 1 NY
Statement of 45y
T
THAMES MERSEY INS CO NEW YORK
Statement of g
TRAVELERS INDEMNITY CO CONN
Statement of 4 71
U
UNION MARINE INS CO NEW YORK
Statement of
4 1
UNITED STATES LLOYDS INS CO NEW YORK
Statement of
40
UNITED STATES CASUALTY CO N Y
Statement of
45
UNITED STATES FIDELITY AND GUARANTY CO MD
Statement of a
477
ASSESSMENT FIRE COMPANIES
B
BARTOWCOUNTY MUTUAL FIRE AND STORM INS CO GA
Statement of
4 S 3
F
FARMERS COOPERATIVE FIRE INS CO JACKSON CO GA
Statement of
4S4
FARMERS COOPERATIVE INS ASSN FLOYD CO GA
Statement of
4
FARMERS MUTUAL FIRE INSURANCE CO OF GEORGIA
Statement of
4 S I
FARMERS PROTECTIVE FIRE INSURANCE CO OF GEORGIA
Statement of VJJX1
G
GORDON COUNTY MUTUAL FIRE INSURANCE CO GA
Statement of
1VI
S
SOUTHERN COOPERATIVE FIRE INSURANCE CO GA
Statement of l1Insurance Department of Georgia 615
SOUTHEASTERN MUTUAL FIRE INSURANCE CO GA
Statement of ia0
SOUTH GEORGIA FARMERS FIRS INS CO GA
Statement of 491
ASSESSMENT LIFE COMPANIES
g
guarantee fund life association neb
Statement of i9s
M
MASONIC MUTUAL ACCIDENT CO MASS
Statement of i9i
N
NATIONAL LIFE ASSOCIATION IOWA
Statement of 497
INDUSTRIAL LIFE HEALTH AND ACCIDENT COMPANIES
A
AMERICAN INSURANCE CO GA
Statement of 601
ATLANTA MUTUAL INS CO GA
Statement of oi
B
BANKERS HEALTH AND LIFE INS CO GA
Statement of 04
BANKERS HEALTH AND LIFE INS CO MAOON GA
Statement of 60h
C
CHATHAM MUTUAL LIFE AND HEALTH INS CO GA
Statement of su
CONTINENTAL LIFE AND HEALTH INS CO GA
Statement of 50
F
FIRESIDE MUTUAL INS CO GA
Statement of a11
G
GEORGIA MUTUAL LIFE AND HEALTH INS CO GA
Statement of ol
GUARANTEE MUTUAL LIFE AND HEALTH INS CO GA
Statement of 51
I
INDUSTRIAL LIFE AND HEALTH INS CO GA
Statement of 51
M
MUTUAL BENEFIT IND LIFE INS CO GA
Statement of a l616 Annual Report
p
PEOPLES HEALTH AND LIFE INSURANCE CO GA
Statement of 519
PILGRIM H L INSURANCE CO GA
Statement of 521
FRATERNAL SOCIETIES
A
AMERICAN INSURANCE UNION OHIO
Statement of 593
AMERICAN WOODMEN SUPREME CAMP OF DENVER COL
Statement of 526
AMERICAN WORKMEN THE D C
Statement of52s
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COLUMBIAN WOODMEN EMINENT HOUSEHOLD OF GA
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FRATERNAL AID UNION THE KANSAS
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GOLDEN CROSS UNITED ORDER OF TENN
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GOLDEN SEAL THE ORDER OF N Y
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GRAND FRATERNITY THE PA
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HERALDS OF LIBERTY PA
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JUNIOR ORDER UNITED AMERICAN MECHANICS PA
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KNIGHTS OF COLUMBUS CONN
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