Report of the Insurance Department of the Comptroller-General's Office for the Year Ending December 31, 1914

THE LIBRARY OF
THE UNIVERSITY OF GEORGIASTATE CAPITOL ATLANTAREPORT
OF THE
Insurance Department
OF THE
COMPTROLLERGENERALS OFFICE
FOR THE
YEAR ENDING DECEMBER 31
1914
Atlanta Ga
Chas P Byrd State Pkinter
1915
THE GENERAL LIBRARY
THE UNIVERSITY OF GEORGIA
ATHENS GEORGIAn

LIBRARY
V Op
GECM
REPORT
Atlanta January 1 1915
To His Excellency John M Slaton Governor
Sir In compliance with law I have the honor to sub
mit the annual report of the Insurance Department for
the year ending December 311914 Conforming with the
practice established last year the reports of the several
companies contained herein show the condition of these
companies as at the end of the last calendar year
The following table furnishes a progressive compari
son of the growth of the insurance business in the past
thirtythree years
FIRE AND FIRE AND MARINE COMPANIES
Year No of Companies Premiums Collected Losses Paid
1883 45 1412148 00 1393070 00
1893 55 1691708 00 1043354 00
1903 56 3195426 00 1431333 00
1913 103 t 6326926 00 3215788 00
1914 103 5490196 00 3460957 00
The above figures for 1913 do not include the com
panies that do marine business only Such companies
are now classed as Miscellaneous Companies
LIFE INSURANCE COMPANIES
Amt Ins in Force
1883 15 296824 00 9098822 00
1893 27 2375244 00 69931265 00
1903 41 5298816 00 142672751 00
1913 59 11440520 00 367623921 00
1914 60 10629693 00 330082717 00
THE GENERAL LIBRARY
THE UNIVERSITY OF GEORGIA
ATHENS GEORGIA
LBRARYVI
ComptbolleeGeneeals Eepoet
MISCELLANEOUS INSURANCE COMPANIES
1883 None None None
1893 4 4337 00 420 00
1903 22 122957 00 14333 00
1913 53 1653515 00 832971 00
1914 50 1639581 00 827347 00
FRATERNAL ORDERS
Thirtythree fraternal orders reported that they had
collected from members during the year 1914 dues and
assessments to the extent of 117050128
EXAMINATIONS
In the supervision of the companies chartered in and
operating in this State special examinations of compan
ies have been made during the year 1914 In each case re
ports have been filedshowing the conditions discovered
by the examinations and ruling and recommendations
have been made to correct practices not in accord with
sound business The following are the companies exam
ined during 1914
Atlanta Mutual Co Bankers Health Life Co Col
umbia Fire Co Empire Life Insurance Co Georgia Cas
ualty Co Georgia Mutual Industrial Life Health Co
Pilgrims Health Life Co Savannah Fire Insurance
Co Standard Life Insurance Co Union Mutual Assn
Two companies the American Life and Annuity Com
pany and the Cosmopolitan Life Insurance Company
were placed in liquidation through this Department by
orders of court prior to the beginning of the year covered
by the report
Statements of the transactions in these two companies
follow In the case of the American Life and Annuity
Company there have been many matters in suit some of
which are still pending These are being pressed with
1
0
CompteolleeGenebals Repoet
Vll
all possible diligence looking to a full disposition of this
companys affairs
The affairs of the Cosmopolitan Life Insurance Com
pany have been brought to a point where a final distri
bution may be made and this Department discharged from
further duties in this connection The statement of this
companys affairs incorporated herein covers the whole
period of this Departments supervision under orders of
court
Accompanying this report is a statement of the ex
penses of this Department for the year 1914 and also of
the Fire Inspectors Fund for that year
SUGGESTED LEGISLATION
There are certain faults in the Fraternal Societies
Act passed at the last session of the Legislature which
should be corrected in order to make the Act most effec
tive
In Section 15 an annual license fee of forty dollars is
provided while the last paragraph of Section 16 provides
a less amount as license fee of foreign societies The
fee for annual license should be established at forty dol
lars
Section 32 of this Act exempts societies with a mem
bership of less than 5000 thus defeating the purpose of
the whole Act Public policy demands that fraternal so
cieties no matter how small should be thoroughly and
intelligently supervised and guided where necessary
in the established principles of insurance The provis
ions of this Act are a step forward in this direction and
the small societies should be made to comply with these
provisions as well as the large Indeed the smaller
societies by complying with this Act may be taught to
avoid the mistakes that some of the larger societies have
made in the past

IVlll
ComptrollerGenerals Report
GENERAL INSURANCE ACT OF 1912
The statute above referred to has been in operation
for something over two years and as anticipated by its
authors and supporters has very largely clarified the
insurance situation in this State Under its wise pro
visions this department has been vested with authority
to protect the public from wildcat promotional schemes
which had formerly flourished in this State in the absence
of any law for the protection of credulous investors No
provision of this statute has been of more immediate
benefit to the public than the section which I drafted deal
ing with what are known as Income or Interest
Bearing certificates issued by mutual and cooperative
or assessment industrial companies The State of Geor
gia in 1909 legalized the issuance of these certificates
It was a law peculiar to Georgia and unfortunately en
couraged in this State many promotional schemes over
which the Insurance Department had absolutely no jur
isdiction The sale of these certificates caused a financial
loss to many citizens not only of this but of other South
ern States they by their express terms as well as by
a decision of the Supreme Court not being treated as a
legal liability in determining the solvency of a company
Since the passage of the Act under discussion the further
issuance and sale of these certificates has been prohib
ited and in addition this department has been given jur
isdiction over the sale of stock of insurance companies
As a result the professional stock salesman and profes
sional promoter has been largely eliminated the conser
vative commission fixed by this department holding out
no inducements to them
Wm A Wright
W A Higgins Insurance Commissioner
Deputy Insurance CommissionerCompteolleeGtenebals Keport ix
DEPARTMENT EXPENSES
Postage 305 G0
Telephone telegraph and express 16 12
Printing and stationery 6457 30
Salaries 7500 00
Salary insurance clerk 1800 00
Office fixtures 86 13
Total 16164 55
REVENUE COLLECTED THROUGH INSURANCE DEPARTMENT
Licenses of companies and agents 42916 00
Taxes insurance companies 188248 52
Total 23116452
FIRE INSPECTORS FUND
Cash in bank Jan 1st 1914 2996 84
Special tax levied Sept 1st 1914 6405 88
9402 72
Withdrawals during 1914
Fire inspectors salary 1800 00
Expense advances and incidental
expenses 1576 29 3376 29
Bank balance Dec 31st 1914 6026 43
Balance expense advances of 1913 not
covered by 1913 vouchers 16 66
Expense advances of 1914 1576 29
1592 95
Expense vouchers of 1914 1461 05
Balance expense advances not covered by 1914 vouchers 131 90
Total fund Dec 31st 1914 6158 33
AMERICAN LIFE AND ANNUITY COMPANY
Statement of Cash Transactions for Year Ending December 31st 1914
Under the Direction of the Insurance Department
Bank balance Jan 1st 1914 I150 68ComptrollerGenerals Report
24868 49
Income
Cash in office deposited 13 48
Proceeds of sale of bonds 22732 33
Interest on bonds and mortgages 572 33
Payment on principal mortgage loan 400 00 23717 81
Disbursements
Premiums refunded 1181 60
Fees and expenses of temporary receiver
attorneys and accountants 5741 40
Interest and taxes 2152 29
Clerical salaries 255 00
Death claims 11787 96
Bills payable 3022 36
Sundries 57 53 24198 14
Bank balance Dec 31st 1914 670 35
STATEMENT OF COSMOPOLITAN LIFE INSURANCE COMPANY
Under direction of the Insurance Commissioner From date of Court
order placing insurance in charge to point of final distribution of assets
Selling price of business approved by court order 354000 00
Cash on hand not sold to purchasing company 416 67
354416 67
Payments received on above in accordance with court orders
1 Miscellaneous cash items paid by pur
chasing company for commissioner 121536 48
2 Cash dividends paid for commissioner by
purchasing company to retiring
stockholders 39991 00
3 Preferred shareholders paid cash in full
settlement as per court order 5675 00
4 Shareholders preferred by court order
transferring their equities to pur
chasing company 19750 00
5 Dividends applied as per court order as
credits on notes given for stock 644
shares at 43 per cent part value 27692 00
George Bros 2 shares and J B Osburn 2 shares notes
in full
6 43 per cent par value dividends credited
to 247914 shares transferring their
equities to purchasing company 106607 75
100 00ComptbollebGenebals Bepoet
XI

7 J C Peavy 25 shares and S I Sheats
25 shares at 43 per cent 2150 00
8 Final dividend credits on notes 644
shares at 329 2118 76
Final dividend transferring equity to
purchasing company 2479 shares
at 329 8156 73
Final dividend S I Sheats 25 shares J
C Peavy at 329 164 50
Claims for salaries 4783 34
Rent 416 67
State tax on premiums 65 88
State and county tax 1912 2790 95
Claim of Joel Armstead 3174 53
Claims for legal services 482 90
Claims for advertising 174 83
Claims for inspection of risks 66 00
Claims for printing and stationery 169 15
Claims for furniture and fixtures 207 41
Claims for medical fees 95 00
Claims for court costs Jeff Davis County 13 50
Sundry miscellaneous accounts and bills 1424 00
Cash dividend to J D Osborne 2 shares
at 800 16 00
Balance on hand for distribution as final
dividend 659429
Total
354416 67Xll
ComptrollerGenerals Eepoet
FIRE INSURANCE INSPECTORS REPORT
Atlanta Ga Jan 1st 1915
Hon Wm A Wright Insurance Commissioner
Atlanta Ga
Dear SirAs State Fire Inspector I have investigated the following
suspicious fires during the year just past that were reported to me for
investigation
1 Atlanta Ga Jan 1st
I investigated a fixe that occurred at the old Atlanta Machine Works
on King St Atlanta Ga early in January On investigation I failed to
find any suspicious circumstances connected with this fire It appeared
to tie accidental
2 Millen Ga Jan 2d
I visited Millen Ga to investigate a suspicious fire that occurred
there last October The parties interested waited so long before notify
ing me that when I arrived at Millen I found that Dr Ash in whose
dental parlors the fire seemed to have originated had moved away and
no one seemed to know anything only hearsay evidence
3 Gaxfield Ga Jan 2d
I investigated a fire that occurred near Garfield Ga Jan 2d This was
the burning of a barn I secured evidence that convinced me that this
barn was burned by a man named G C Gay I turned all the evidence I
had over to the SolicitorGeneral They found a true bill against Gay
charging him with arson His case was to be tried at the July term of
court but he died before court met
4 Macon Ga
There was a suspicious fire reported to me that occurred in Macon
Ga I investigated this fire and found it to be the burning of a negro
house that had some suspicious circumstances connected with it but I
could not find any direct evidence
5 Moultrie Ga
I investigated a fire that occurred near Moultrie Ga under suspicious
circumstances It was the burning of a house owned by Mr R E Lewis
but I could not find any direct evidence against anyone
6 Milledgeville Ga
At the request of the Governor and the Board of Trustees of the
State Sanitarium at Milledgeville I inspected the buildings of that
institution as to fire escapes and fire prevention I have made my report
to the Hon Jno T Brantley President Board of Trustees G S SComptbolleeGenebals Repobt
Xlll
7 Macon Ga
On December 29th last year a fire occurred about three miles from
Macon Ga It burned a house belonging to Jas E Davis I could only
find circumstantial evidence This appeared to be a case of overinsurance
8 Atlanta Ga
I investigated a fire that burned a house owned by Mr M Haralson
in this city I failed to find anything that caused me to suspicion any
one with burning this place It appeared to be accidental
9 Macon Ga
I received a wire to come to Macon and investigate the burning of
the residence of O J Massee Jr On investigation I was satisfied this
was an incendiary fire but I could find no evidence against any particu
lar person
9A Macon Ga
While in Macon I was requested to investigate a fire that occurred 12
miles out in the country I am satisfied this place was fired for the pur
pose of destroying it and that the owner H H Pierce knows much more
than he has told but the grand jury failed to find a bill as they did
not think a conviction could be had with the evidence submitted
10 Mineral Bluff Ga
I visited Mineral Bluff Ga for the purpose of investigating a fire
that occurred there last September I failed to find any suspicious
circumstances connected with this fire
11 Pavo Ga January 13th
I visited Pavo to investigate a fire that occurred there Jan 13th
Very strong circumstantial evidence appears against the proprietor C H
Eedfern This was an incendiary fire and a case of overinsurance
11A Soperton Ga February 9th
While in this section I visited Soperton Ga to investigate a fire
that occurred there on the night of Feb 9th in the store of C H Peter
son There seems to be considerable talk and suspicion about this fire
but I could not find any direct evidence against any particular person
This was no doubt an incendiary fire
12 Walnut Grove Ga
I visited Walnut Grove for the purpose of investigating a fire that
occurred there On investigation I found this house burned last September
and the parties had moved to parts unknown
13 Sylvester Ga
I visited Sylvester for the purpose of investigating a fire that oc
curred there in the Union Cotton Warehouse This was an incendiary
fire and I took out a warrant against 0 L Deariso the lessee for arsonXIV
ComptrollerGenerals Report
and several farmers took out warrants against him for larceny some six
or seven warrants in all against him His total bond was 6000 This
case is still in court We expect to have it tried at the next term
14 Atlanta Ga
I investigated a fire that occurred in the residence of Hon Win A
Wright No 99 E 15th St I had the servant girl arrested charging her
with arson She confessed and on account of her age she was sent to the
reformatory until she is 21 years of age
15 Columbus Ga
I was requested to investigate the burning of the pavilion at a park
owned by the Street Car Company of Columbus This place was no doubt
set on fire but as this was March and the place practically isolated and
out of the city it seemed impossible to get suspicious evidence against
any one person in particular
16 Macon Ga
I investigated a fire that occurred in Macon in the home of J W
Yarbrough that was of a very suspicious origin I looked up Yarbrough s
record and found same to be very suspicious he having had suspicious
fires in Columbus Ga Birmingham and Montgomery Ala on previous
occasions A detective has been engaged to work this case and I feel
sure of some damaging evidence
16A Ashburn Ga
1 visited Ashburn to investigate the burning of a cotton gin There
was considerable suspicion against one man but I failed to find any
direct evidence against anyone
16B Talbotton Ga
I also visited Talbotton to investigate the burning of the residence of
G M Allen I found that the Allen family had had several fires and on
that account quite a bad reputation Allen was refused insurance at
Talbotton and Woodland but succeeded in getting insurance at Barnes
ville This was a very suspicious fire but I could get no direct evidence
against anyone
17 Macon Ga
I visited Macon at the request of SolicitorGeneral Ross who wanted
me before the grand jury in reference to the burning of the Woolfolk
place ten miles from Macon This place is now owned by H H Pierce
I went out to this place soon after the fire Circumstantial evidence is
very strong but in the opinion of the Solicitor and myself the evidence
was not sufficient to get a true bill
17A Americus Ga
I went from Macon to Americus to attend the meeting of the State
Fire Prevention Society I found this to be a very interesting meetingComptbolleeGenebals Eepoet
XV
and I am satisfied that the way this society is working they will ac
complish much good
17B Augusta Ga
I went from Americus to Augusta to investigate two suspicious fires
Both of these fires were of incendiary origin My investigation is not
finished The city detectives are assisting me I gave them all the
information I had and will return later
18 LaGrange Ga
I investigated a fire that occurred at LaGrange on the morning of
April 19th This is a very suspicious fire and my investigation is not
complete
19 Atlanta Ga
I investigated a fire that occurred at No 284 W Fair St on April
30th I was assisted in this investigation by city detectives Gillespie
and McGill After a thorough investigation we arrested S Gerinsky the
proprietor and had him tried in the Municipal Court He was bound over
to the grand jury which body bound him over to the superior court under
bond of 75000 The trial is pending
20 Swainsboro Ga
I visited Swainsboro to investigate a fire that occurred near there on
the 30tih of April I secured enough evidence against a negro named
Benny Bird to warrant my taking out a warrant against him for arson
He is not under bond for his appearance in court The trial is pending
21 Macon Ga
Last fall I had the grand jury of Bibb County to return a bill against
C L Lewis charging him with arson This case was in Macon Lewis
was tried but for lack of direct evidence that Lewis himself set fire to
this place the jury brought in a verdict of not guilty
22 Hazlehurst Ga
I investigated a fire tihat occurred at Hazlehurst This fire occurred
more than a year ago but certain things developed that caused suspicion
and I was requested to investigate All that I could find was rumors No
evidence sufficient to warrant an arrest being made
23 Atlanta Ga
I investigated a fire that occurred at No 191 Peters St I found that
this place had been robbed and then fired with the help of city detectives
we located a negro named Jim George The stolen goods were found in
his possession He was bound over under the charge of arson and burg
lary and in default of 150000 bond went to jail The Superior Court
found him not guilty under the arson charge but sentenced him to serve
two years under the charge of burglaryXVI
CompteollebGeneeals Report
24 Athens Ga
I investigated a fire that occurred in Athens Ga April 30th This
fire was of a very suspicious nature but I could find no direct evidence
against any particular person The Solicitor is still handling this case
and we expect to get some results from further investigation
25 Canton Ga
A fire occurred at Canton in the Cherokee Hotel that was reported
for investigation but no direct evidence could be found to warrant an
arrest being made
26 LaGrange Ga
I investigated a fire that occurred near LaGrange April 2d in a negro
house owned and occupied by Son Burston I have secured some strong
circumstantial evidence and hope to secure more direct evidence I ex
pect to take the case before the grand jury the first Monday in August
27 Dublin Ga
I investigated a suspicious fire that occurred at this place June 30th
After investigating this fire I took out a warrant against Q L Mathews
charging him with arson He was bound over to the Superior Court under
bond of 250000 His trial is pending
28 Fitzgerald Ga
I investigated a suspicious fire that occurred at this place in the store
of B O Cook on E Pine St The evidence is very strong and the Solicitor
suggests that we work this case quietly and go before the grand jury
The Solicitor is to keep me posted and let me know in time
28A Broxton Ga
I investigated two fires that occurred at this place one in the store of
Jno W Allen which did considerable damage and the other in the home
of the town marshal Both of these fires are very suspicious and the
mayor has employed the Pinkerton detectives to assist me on both of
these cases
29 Dublin Ga
I went before the grand jury on the Q L Mathews case and secured
a true bill against Mathews for arson and one against Mrs M I Welsh
as accessory The gTand jury thought my evidence so strong that they
ordered Mathews arrested and put in jail without bond and also had Mrs
Welsh locked up without bond The trial is pending and will be tried at
an early date
30 Dublin Ga
I attended court in the case of Q L Mathews and Mrs M I Welsh
This case was badly handled and the jury brought in a verdict of not
guilty Some of the evidence I had secured was used and in my opinion
the strongest evidence was not used Then some of the evidence wasComptrollerGenerals Report
xvn
thrown out of court One prominent citizen remarked after the trial
well they might as well burn the court house if the law does not allow
a conviction insuch cases as these
31 Savannah Ga
I was requested to visit Savannah and investigate several suspicious
fires but I could get no evidence on anyone direct
31A Columbus Ga
I went from Savannah to Columbus and found several suspicious
fires In all cases it appeared that the property was overansured A fire
of Friedman Son on Broad was very suspicious and I am still looking
into this fire I will have to return to Columbus later
32 Dublin Ga
I investigated a fire that occurred at this place in the Georgia
Grocery Companys store This is a very suspicious fire but will take
a little time to work out The mayor and council have hired a detective
and will keep me posted
33 Howells Ga
I investigated a fire that occurred at this place last June I secured
some valuable evidence and presented same to the Solicitor but the grand
jury failed to find a bill I sent several witnesses to Statenville to testify
before the grand jury but without results
33A Pine Park Ga
I investigated a fire that occurred at this place in the store of Mrs
J L Baldy which I was satisfied was of incendiary origin Her brother
A W Garter was also implicated in this affair and when I took the
case before the grand jury they returned a true bill against both parties
for arson They are now out under a bond of 200000 each Their trial
will come up at the next term of court
33B Norman Park Ga
I investigated a fire that occurred at this place where two negroes had
set fire to the residence of W M Martin and that Martin had agreed to
pay them 5000 to do the job I secured a true bill against all three
of them The negros were tried and convicted and sentenced to serve five
years each Martin is out under 150000 bond His trial will come up
at the next term of court
34 Atlanta Ga
I investigated a fire that occurred at No 278 Decatur St this city
on the 17th of September This was a very suspicious fire but I could find
no direct evidence against any particular person
35 Dublin Ga
I returned to this place to make final investigation of the fire at the
Georgia Grocery Company and was satisfied that A N Strong and H Bxvm
CoMPTROLLEEG ENEEALs RePOBT
Thigpen were the guilty parties I secured warrants for arson against
both and carried them before the grand jury and they were both bound
over under bond of 300000 each
36 Coolidge Ga
I investigated a fire that occurred at this place August 2d in the
store of T F Moore Some strong circumstantial evidence was found
but not enough to do anything with I am still looking into this and
expect to find something more definite in the near future
37 Savannah Ga
I visited Savannah to investigate a fire that occurred there in the
store of J B Whittaker This was a very suspicious fire but I could find
no direct evidence against any particular person
38 Atlanta Ga
In reference to the Weinberg caso which appears in my last report
I worked this case up and went before the grand jury and secured four
true bills against Weinberg He was arrested and placed in jail and after
wards released under bond of 200000 I attended his trial which was
called on September 30th but Weinberg did not appear His bond W33
forfeited and the court ordered that he be brought into court or thai the
bond be collected
39 Tifton Ga
I investigated a fire that occurred in the barn of W T Register who
lives about 10 miles in the country from this place On investigation I
found that two negroes Martin Williams and Jno McAllister had made
repeated threats against Mr Register I secured warrants against both
and they were bound over without bond to the Superior Court Their
trial will come up in December
40 Norman Park Ga
I attended court at Moultrie to assist in the case of Lewis Johnson
and Adam Barr colored See report 33B
41 Athens Ga
I investigated a fire that occurred at this place in the store of Eber
hart Davis which was of a very suspicious nature but I could get no
direct evidence against any particular person sufficient to warrant an
arrest being made
42 Coolidge Ga
I investigated a fire that occurred at this place in the store of Geo
L Duren Jr There was some suspicious circumstances connected with
this fire but I could get no direct evidence against any particular personComptbollerGeneeal s Report
XIX
43 Coolidge Ga
I investigated a fire that occurred at this place in the residence of
W S Poitevint This appeared to be a case of overinsurance but I
could find no direct evidence against any particular person
44 Norman Park 6a
I attended court at Moultrie in the case of Wm Martin of Norman
Park but owing to a mistake in the bill made by the Solicitor Judge
Thomas rather than throw the case out of court continued it until the
January term
45 Nashville Ga
I investigated a fire that occurred at this place in the residence of
J L Williams but failed to find sufficient evidence to warrant an
arrest being made
46 Cuthbert Ga
I investigated a fire that occurred 8 miles in the country from Cuth
bert where the barn of W C Sanders was burned I had Will Brown
arrested tried and convicted and he was sentenced to serve 7 years on the
chain gang I also had arrested Arthur Brown and Sherman Butler
colored as accessory They will be tried at the next term of court
47 Iron City Ga
I investigated a fire that occurred at this place in the store of E B
Ward This is a very suspicious and serious case and will take time
to work out I think I have the guilty parties spotted and will return
and do what I can to get the right party
48 Dublin Ga
I attended court at this place in the trial of A N Strong who is out
under bond of 300000 The case was not reached but will be tried next
week at which time I will return here
49 Columbus Ga
I investigated a fire that occurred at this place October 27th in a
house in the course of construction This is another case of overinsur
ance but I could find nothing definite against any particular person
50 Sylvester Ga
I received a wire from Solicitor Bell to be present at the meeting of
the grand jury in the case of O L Deariso see report 13 I went before
the grand jury and secured a true bill against Deariso for arson and
several people secured true bills against him for larceny He is out
under bond of 600000
51 Savannah Ga
I investigated a fire that occurred out on the Waters road near
Savannah but could get no direct evidence against any particular personXX
ComptrollerGenerals Report
52 Atlanta Ga
I investigated a fire that occurred at 143 N Boulevard in a small place
run by Jemson Copeland colored I secured strong evidence against
Copeland and had him arrested and bound over to the grand jury Th
grand jury met and bound him over to the Superior Court without bond
53 Cairo Ga
I received a wire from Solicitor Bell to be in Cairo to attend trial of
Mrs J L Baldy and A W Carter but case was put off until next term
of court
54 Jefferson Ga
I visited Jefferson this week to attend trial of Bear Montgomery who
I had charged with arson He was convicted last year but received a new
trial This new trial resulted in a mistrial He is still in jail
54A Atlanta Ga
I investigated a fire that occurred at No 241 Peters St in the store
of Warren Bros furniture dealers A negro named Will Barge con
fessed to burning this place and implicated S D and J E Warren I
secured true bills against all three and they were placed in jail The
Warren Bros later made bond in the sum of 500000 each Barge is
still in jail
55 Eastman Ga
I went to Eastman to investigate a fire that occurred there under
suspicious circumstances but could find no evidence sufficient to warrant
an arrest being made
56 Atlanta Ga
I investigated a fire that occurred at 284 W Fair St this city The
store was occupied by S Gerinsky I went before the grand jury and
secured a true bill against Gerinsky charging arson He is out under
bond of 200000
57 Americus Ga
I attended court at Americus in tine trial of Will Sevier col charged
with arson He was tried and convicted and sentenced to serve five
years in the gang
57A Atlanta Ga
I investigated a fire that occurred on Marietta St this city in a drug
store run by Geo Hill This was a very suspicious fire and I went before
the grand jury and secured a true bill against Geo Hill charging him
with arson He is out under bond of 200000
58 Brunswick Ga
I investigated a suspicious fire that occurred at this place but could
get no direct evidence against any particular personComptrollerGeneral s Report
xxi
59 Ball Ground Ga
I investigated a fire that occurred at this place in the job printing
shop of W Walton On investigation I could find no direct evidence
against any particular person
60 Sparks Ga
I investigated a fire that occurred in the dormitory of the Boys
School at Sparks Ga I secured some strong evidence against five boys
and have turned same over to the SolicitorGeneral to handle
HINTS AND SUGGESTIONS
1 Insurance agents and brokers in writing policies can do efficient
fire prevention work by paying more attention to the moral hazards and
as to whether or not the property is overinsured and less to the amount
of their commissions
2 Keep your place in such condition that if a person wanted to start
a fire he would have to first hunt for the material with which to start it
3 Persons in charge of churches schools and other public buildings
should see to it that all doors open outward and are frequently examined
so in case of emergency they will Open freely Serious loss of life is
often occasioned by exits becoming blocked and not working freely
Each suspicious fire reported or that I have heard of in the State
was investigated by me I have numbered eaeh inspection so as to
conform to the same number on my reports
There have been ten trials for arson and six have been convicted and
are serving sentences I have secured twentyfive true bills from grand
juries in various parts of the State Numerous other cases are now
being investigated by SolicitorGenerals sheriffs chief of police and
myself
A large number of the incendiary fires I have investigated I find to
be overinsured If local agents would exercise more care in writing in
surance and see that the property is not overinsured I am satisfied that
incendiary fires would be greatly reduced I have investigated 64 suspi
cious fires during the year
I could render much better service in a number of cases if I were more
promptly notified I should be notified just as soon after a fire occurs as
is possible QUICK ACTION WILL GET BEST RESULTS
Yours very truly
W R JOYNER
State Fire InspectorTABLE No 1
Showing Business Done in the State of Georgia by Fire Insurance Companies for the Year Ending December 31st 1914

NAME OF COMPANY
STATE
Aachen and Munich Fire
Aetna Fire Insurance Co
Agricultural Fire Insurance Co
Alliance Insurance Co
American Central Fire
American Druggists
American Insurance Co
Atlanta Home
Atlas Assurance Co Ltd
Boston Insurance Co
British America Assurance Co
Caledonia Insurance Co
Camden Fire Insurance Co
Citizens Insurance Co
City of New York Fire
Columbia Fire Insurance Co
Commercial Union Assr Co Ltd
Commonwealth Insurance Co
Concordia Fire
Connecticut
Equitable Fire and Marine
Equitable Insurance Co
Continental Fire Insurance Co
Fidelity Phenix Fire
Fire Association of Philadelphia
Firemans Fund Insurance Co
Firemans Insurance Co
N Y
Conn
N Y
Pa
Mo
Ohio
N J
Ga
N Y
Mass
Canada
N Y
N J
Mo
N Y
Ga
N Y
N Y
Wis
Conn
R I
S C
N Y
N Y
Pa
Cal
N J
Risks Writ
ten During
Year
2236745
19286211
2601800
788509
2997630
179770
1893031
3334762
4227515
538117
1614950
895925
2543694
2497884
1770224
4586658
9066364
760133
2271954
1473413
Total
Premiums
1002583
12539054
7841635
6194738
5041457
1931639
3141133
34844018
2652500
1155985
4540929
298375
3309283
5971736
6574698
338746
2334986
1392545
2574593
4294601
1203380
9237642
14062134
1370688
3754545
2985844
952337
2050247
18522943
12398940
10025756
8106415
2869206
Losses
Paid
2611785
24472149
1827715
790697
3873074
5507
2188356
4125868
3421841
354311
1541390
979697
1307131
3716190
1741777
6032957
11184862
640882
1061526
2100051
445430
1674774
10851050
5683804
6315300
4669396
18589501
Losses
Incurred
23686
245913
18932
9762
43750
55
19386
49661
37115
3502
16391
10869
14547
42557
21479
62126
112573
5300
21409
26293
356
17896
198247
89570
71755
60034
18309
17
52
77
51
58
07
67
68
91
09
85
42
37
45
77
16
76
20
77
96
97
58
33
30
06
21
25
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HFirst National Fire D C 1629778 2287353 1903770 2316932
Fitchburg Mutual Mass 296846 491030 843605 843605
Franklin Fire Pa 586627 1176241 1216368 1480750
Georgia Home Ga 3139084 5875556 4515048 4461107
German Alliance N Y 1828154 2983587 3242011 3221311
German American N Y 8984940 14960240 14778017 16355117
Germania Fire N Y 4633141 7721920 4184978 4220475
Girard Fire and Marine Pa 1709351 3364529 2108045 2361645
Glens Falls Insurance Co N Y 3602628 4407822 2494243 2801391
Globe and Rutgers Fire N Y 2738143 5010523 1799322 2011969
Great Southern Fire Ky 195701 399694 1728677 2160613
HamburgBremen N Y 2394547 3973336 2052610 2415610 H3
Hanover Fire N Y 1878852 3496166 2430037 3434022 s
Hartford Fire Fire Conn 24505467 41235460 28114272 26935890 f
The Home Insurance Co N Y 17512248 29623144 14450928 15728604 t1
Insurance Co of N A Pa 5849349 8202070 6940376 7098554 H
Insurance Co State of Pennsylvania Pa 1458596 2431954 1530945 1269959 Q
Liverpool London and Globe Insurance Co Ltd Eng N Y 32008961 19664033 15745357 16610829
Liverpool London and Globe Insurance Co of New York N Y 812428 1325205 981478 1664580 3
London Assurance Corporation N Y N Y 1658480 4451607 2765813 5712829 1620516 2359631 2234253 2481749 a
London and Lancaster Fire
Lumber Mutual Fire Mass N Y Ohio 394533 124973 256283 1224359 324845 853921 315273 287130 58984 501068 533427 247484 W
Lumber Underwriters
Lumbermens Mutual
Mass Fire and Marine Mass R I 844537 559851 1403010 643952 1497657 199415 1682145 107039
Mercantile Mutual Fire
Milwaukee Mechanics Wis 2199347 3876091 2707780 3497349 O W
Nationale Fire of Paris France R I 852627 1250373 881501 1166845
National Fire Conn 16363137 13384738 9555828 10800776
National Union Pa 3966735 4317955 4817886 4305941
National BenFranklin Pa 896342 1394038 53932 370608
Newark Fire N J 1744332 1321360 377251 453851
New Brunswick Fire N J 1418229 3042241 1810458 2011941
New Hampshire Fire N H 4654679 3519735 3379907 3332103 M
Niagara Fire N Y 2180806 3671653 1249197 1189773 X
NordDeutsche Fire N Y 1559980 2772792 1237413 1409788
Showing Business Done in the State of
TABLE No 1Continued
Georgia by Fire InsurancCmnpamesjcheY
v
NAME OF COMPANY
North British and Mercantile Ny
Ltd
Northern Assurance Co
Northern Insurance Co
North River
Northwestern National inre
Norwich Union New York
Orient
Pacific Fire
Palatine Insurance Co Ltd
Pennsylvania Fire
Pennsylvania Lumbermans Mutual I ire
Pennsylvania Millers Mutual Fire
Peoples National Fire
Phoenix Fire of Paris France
Phoenix Assurance Corporation Ltd
Phoenix Fire Insurance Co
ProvidenceWashington Fire
Queena
Saint Paul Fire and Marine
Savannah Fire
Rhode Island Fire
Royal Exchange Assurance
Royal Fire Insurance Co
Scottish Union and National
Security Fire
Southern Mutual Fire
Southern Underwriters
STATE
N Y
NY
N Y
Wis
NY
Conn
NY
NY
Pa
Pa
Pa
Del
RI
NY
Conn
RI
NY
Minn
Ga
RI
NY
NY
Conn
Conn
Ga
N C
Risks Writ
ten During
Year
Total
Premiums
5846611
3545548
932665
1496053
998077
2510119
1512618
1872045
2332104
4524509
294003
67933
1060888
679550
4360869
5777643
2216898
7705312
2356934
673175
2603024
2416808
9205885
6026051
3408098
42362329
75175
4751247
5494460
1486234
2515086
1368947
2749204
2660993
3492764
3847012
8268245
572631
240658
1314035
959140
5446714
7633486
3116743
14562658
3889275
1021161
4234174
3256991
12711017
6565627
3961023
38758838
144860
Losses
Paid
4538807
4070779
260504
1274398
86413
1225057
2783275
1387916
2969018
5234257
281450
13699
849730
703216
2979158
5289597
1686901
10512312
1771413
338988
1923625
1460968
7081112
4543077
2336284
12259870
Losses
Incurred
51499
46479
5790
13772
939
17906
25834
16726
31267
58672
2823
1043
10922
9344
30216
52989
19744
123755
24578
1605
29335
17767
81688
48673
24538
127816
90
17
58
36
13
68
27
16
68
05
06
23
40
23
57
49
71
12
04
72
19
24
49
21
17
42
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Springfield Fire and Marine Mass Conn 5611252 845787 10029649 775115 6644945 994496 7885399 668949
Svea Fire and Life Insurance Co Union Fire of Paris France N Y R I Pa N Y N Y Canada N Y N Y 1337585 1953272 556216 574475 2737397 2422328 2219116 1378129 1965279 2991452 961068 1031024 3507131 3653409 2403369 2169789 1632521 1373942 880050 538552 2964751 1331578 2835112 1497621 1770246 1873014 851713
688887
2797075
1673074
2733512
Yorkshire Insurance Co Ltd 2325772
408156752 549019639 346095702 388708309
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TABLE No 2
Showing Business Done in the State of Georgia by Marine and Inland Insurance Companies for the Year Ending December 31st 1914
H
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NAME OF COMPANY
Aetna Insurance Co
Boston
Columbia Insurance Co
Commercial Union Assurance Co Ltd
Continental
Firemans Fund
Home Insurance Co
Hartford
Insurance Co of North America
London Assurance Corporation
Massachusetts Fire and Marine
Phoenix Assurance Co Ltd
Providence Washington
Royal Exchange
Royal Fire Insurance Co
St Paul and Marine
Standard Marine Insurance Co Ltd
Thames and Mersey Marine Insurance Co Ltd
Union Marine Insurance Co Ltd
United States Lloyds
Western Assurance Co
Total
STATE
Conn
Mass
N J
N Y
N Y
Cal
N Y
Conn
Pa
N Y
Mass
N Y
R I
N Y
N Y
Minn
N Y
N Y
N Y
N Y
Canada
Risks Writ
ten During
Year
1845935
311534
563714
30345120
4750
416255
1908675
369457
13170220
1
307282
100
248954
473504
71177
732100
942800
189097
836906
484892
493834
266551
Total
Premiums
1965331
581061
963011
7039175
1500
949794
397793
736867
2788532
451485
250
721035
3056419
90248
686088
2692538
2219835
475361
740010
672598
177418
65140513 27219831
Losses
Paid
493680
223400
868192
1037103
1106665
107387
356067
1491485
67612
391837
1278138
6400
419345
1023428
408645
100105
425353
82308
45729
1
10032879
Losses
Incurred
503780
263400
868192
1037103
1117316
107387
297556
1101485
67612
153291
1362024
17969
467845
1437108
919835
26559
549753
96033
95729
10489977TABLE No 3
Showing Business Done by Life Insurance Companies During Year Ending December 31st 1914
NAME OF COMPANY
Aetna Life
American Central
American National
Atlantic
Bankers Reserve
Cherokee
Columbia
Columbian National
Connecticut Mutual
Cosmopolitan
Equitable Life Assurance Society of U S
Federal
Fidelity Mutual
Franklin
George Washington
Germania
Home Life
Illinois
Indiana National
International
Independent
Jefferson Standard
Life Insurance Co of Virginia
Manhattan
Maryland
Massachusetts Mutual
Meridian
STATE
Conn
Ind
Texas
Va
Neb
Ga
Ohio
Mass
Conn
Ga
N Y
111
Pa
111
W Va
N Y
N Y
111
Ind
Mo
Tenn
N C
Va
N Y
Md
Mass
ilnd
New Busi
ness Writ
ten During
Year
Total Insur
ance in Force
1963346
11000
2090842
290000
74211
747500
530890
860293
528375
824475
663564
52522
691039
804000
2010876
166500
166097
1162886
205000
388689
30000
895835
3368127
563928
318297
1150157
1261712
9340862
26725
6186887
652110
202692
671000
754830
3008796
2974289
1258931
13543315
205137
4438115
3241051
2312391
1428193
1939918
3509887
303500
1336907
30000
3898371
6848416
3113860
2665083
11071452
3403720
Premiums
26713928
79766
23409107
1924651
624303
2086110
1465657
8048945
9387771
3521152
42540788
274315
15783750
9670374
2282600
4564296
6732208
7327828
607001
2911915
75725
13205305
27726057
9117215
7838929
38211963
6231643
Losses
Incurred
16677300
9725561
300000
100000
250000
1700000
2272500
500000
23336198
129850
4337740
1778952
350000
2041963
2087821
2439078
100000
1700000
3884584
8231946
3264442
1200500
8990200
1778404
Losses
Paid
162982 00
100655
3000
1000
2500
61
00
00
00
12000
40515
00
00
221953
1298
46377
23034
3500
23419
19378
24288
3000
17000
98
50
40
02
00
63
21
78
00
00
3980184
8295457
3464442
1800500
7986000
1828404
9
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aMetropolitan Ord
Michigan Mutual
Missouri State
Mutual Benefit
Mutual Life
National Life U S A
National Life
National Life and Accident
New England Mutual
New York Life
North Carolina Mutual and Provident
Northwestern Mutual
PanAmerican
Pacific Mutual
Prudential
Pennsylvania Mutual Life
Phoenix Mutual
Pittsburg Life and Trust
Reserve Loan Life
Reliance Life
Standard Ord and Ind
Security Mutual
Southern States
Southern Life and Trust
State Life
State Mutual Life Assurance Co
Travelers Insurance Co
Union Central Life
United Life and Accident
Volunteer State Life
N Y
Mich
Mo
N J
N Y
111
Vt
Tenn
Mass
N Y
N C
Wis
La
Cal
N J
Pa
Conn
Pa
Ind
Pa
Ga
N Y
Ala
N C
Ind
Mass
Conn
Ohio
N H
Tenn
Total
2823084
457069
225371
2399091
3353122
469764
1871530
431488
1188164
3557903
1288884
1905000
254100
263952
1436666
4486867
391924
469891
481177
251000
471000
229122
1969500
155584
758667
269406
417588
2906719
633033
396191
12469921
1923542
1173010
19157005
30033837
2222845
8483035
365243
6617395
28583884
793605
23398464
472300
1999399
15082449
33296343
2775747
1352393
1245295
2078824
518750
2125326
9679640
148584
6788104
2009181
5230285
18662815
791369
2238139
37647089
5129924
3575586
60318897
99661000
11613574
24225418
5481476
20408811
90737567
39496742
72183323
1002433
6960849
43109207
04033185
10791349
3159132
3642904
6875593
2846255
6790214
28889962
413954
15026637
6843408
13987648
47187207
2192193
6435345
17756555
3188916
930933
21704000
30303500
812943
4417400
1924254
6149100
46106278
20214904
29667300
2216210
15597825
32462932
4745522
1461894
600000
1225697
532750
4236500
7954200
6750000
4137974
7277147
19461678
100000
1798800
58330018 330083717 1062969335 390812251 393637092
17587868
3188916
932333
21304000
31792400
917111
4516200
1932354
4773900
46211664
20219054
30684700
2216210
16047825
32951332
5356922
1361894
600000
1226397
532750
3963747
7854200
6850000
4237974
7171563
19361678
100000
1798800
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XTABLE No 4
Showing Business Done in the State of Georgia by Miscellaneous Companies During the Year Ending Dec 31st 1914

NAME OF COMPANY
Aetna Accident and Liability
Aetna Life Accident Dept
American Casualty
American Credit Indemnity
American Life and Accident
American National
American Surety
Casualty Co of America
Columbian National
Continental Casualty
Employers Liability
Equitable Surety
Federal Casualty
fidelity and Casualty
Fidelity and Deposit
Frankfort General
General Accident
Georgia Casualty
rlobe Indemnity
General Indemnity Corporation
Hartford Steam Boiler
Interstate Casualty
Interstate Life and Accident
Lloyds Plate Glass
London and Lancaster
London Guar and Accident
STATE Health and Accident Liability Fidelity Surety
Prems Losses Prems Losses Prems Losses Prems Losses
Conn Conn 33 51811 5032 30635 1479 613 30295 1649 96 9077 423 1444 3538 3270 24 Q o
Pa irl
N Y H
Mo 19005 18984 7675 10714 fed o
Tex t1
N Y 21404 26 3591 19499 5 2115 t1
N Y Mass 63 13605 87670 2991 19 8910 45003 1660 706 1424
Ind
Mass 19888 9116 3
Mo 2703 197 2274 12 w u
Mich 2799 75125 6306 580 30387 26420 97 1003 38478 2514 9 16837 31698
N Y 16686 13797 883 9836 30633 1444 18403 4048 633 11733 13782 914 hH
Md N Y 26366 16382 30046 14641 fed
N Y
Ga N Y N Y 23 162 879 1 633 o w H
Conn
Ala Tenn 2179 37060 1108 25046 19 2333 845 266 547
NY
N Y 2046 4067 1073 1318 3832 315 277
111
Loyal Protective Maryland Casualty Mass Md Mass Mass Mass N Y N Y Mich N Y Mass N Y 111 N Y Cal N Y Tenn Pa Mass N Y Mich Conn Conn N Y Md 2733 34552 2122 14706
64731 42810 5642 468 5034 1392
11649 8126 6832 532 6073 8581 3270 3189
Massachusetts Bonding and Insurance Metropolitan Casualty Metropolitan Life A D National Casualty National Surety New England Casualty 4481 6541 3730 13606 417

4500
24333 926 11454 14338 821 15703
8616 2311 9466 2422
23283 7031 39372 5684 10698 2180 9335 11807 30054 414 73010 15867 16327 10377 1597 13748 2031 5646 1005 8180 8120 19720 47449 5135 6994
Ocean Accident and Guar 28104 10592

556 177


Ridgely Protective Royal Indemnity Standard Accident Travelers Indemnity Travelers Insurance Co United States Casualty United States F and G
18125 7257 589 97372 41744 36384 12083 4190 6762 2410 352

42977 34099 31525

29318 7377 48823 8314
Total 710309 393147 438477 259713 122954 45488 139214 43786

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NAME OF COMPANY STATE Plate Glass Steam Boiler and Fly Wheel Burg and Theft and Credit Auto and Teams
Prems Losses Prems Losses Prems Losses Prems Losses
Aetna Accident and Liability Conn Conn Pa N Y Mo Texas N Y N Y Mass Ind Mass Mo Mich N Y Md N Y N Y Ga N Y N Y Conn Ala Tenn N Y N Y N Y Md 874 560 1337 314 23020 19028
Aetna Life Accident Dept
1925 1266 144 10731 29 2463 560 123
American Credit Indemnity


American Surety Casualty Co of America
17 80 1

Continental Casualty Employers Liability Equitable Surety Federal Casualty Fidelity and Casualty Fidelity and Deposit Frankfort General
543 181 486 17 1553 840


4035 1195 1100 224 6643 345 5815 2247 78 339 1346 4627 1742 318 709 1115 2321 159 1024 5806 1005 1310

1758
Georgia Casualty 2005 29 899 2754

General Indemnity 50 18350 10
1507 1341 30
Interstate Casualty 6 10 373

Lloyds Plate Glass 1433 73 584
196 1846 8041 101
24 8608 175 84 1014 6110 268 865 887
Maryland Casualty 6943 3135 2439

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Masonic Protective Assurance Massachusetts Bonding and Insurance Metropolitan Casualty Metropolitan Life A D New England Casualty New York Plate Glass North American Accident Ocean Accident and Guar Pacific Mutual Life Mass Mass N Y N Y Mich N Y Mass N Y 111 N Y Cal N Y Tenn Penn Mass N Y Mich Conn Conn N Y Md
843 1797 359 716 543 144 64 18



1873 614 1084 418
1357 3541 1009 2074 801 175


1805 308 275 11250 5725 2686 653
100 88 177 216 140 15
Provident Life and Accident


3031 2382 1255 485 2397 1060 7023 1293 10407 2005
303
1196 7058

59 2921 12 1089 1073 485 4830 23 736 1492 5296 723
United States F G 1036
34515 15996 19026 10891 70209 22265 76294 42605
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NAME OF COMPANY STATE Workmans Collective All Others TOTALS
Prems Losses Prems Losses Prems Losses
Aetna Accident and Liability Conn 174 260 29537 82105 9311 10731 19005 18985 40903 738 13605 87670 25462 4977 2799 109428 82279 1700 41587 67091 1596 50 19691 2710 37060 1433 6425 19453 19028
Aetna Life Accident Dept Conn 39712
American Casualty Pa 3320
American Credit Indemnity N Y 2463
Mo 7675
Tex 10714
N Y 5706
Casualty Co of America N Y 1444
Mass 8910
Continental Casualty Ind 45003
Mass 11814
Equitable Surety Federal Casualty Mo 209
Mich 1003
N Y Md 8 63958
40861
N Y 959
N Y 30329
Ga N Y 3 50728
914
N Y
Conn 1507
Interstate Casualty Ala 5216
25046
N Y 584
N Y 1489
Ill 18 14702
Loyal Protective Mass 2733 2122
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Massachusetts Bonding and Insurance Metropolitan Casualty Metropolitan Life National Casualty National Surety New England Casualty New York Plate Glass Mass 31393 8630 532 6073 40544 22601 3541 23283 61860 39372 6658 10698 2180 9335 50802 38604 12607 171370 62234 144347 10748
N Y 3905
N Y
Mich 4500
N Y 28242
Mass 6336
N Y 2074
111 10377
Ocean Accident and Guaranty N Y Cal 10649 3737 22603
13748
N Y 2527
Tenn 5646
Mass 1005
Mass 8180
N Y Mich 50 11 28557
24213
Conn 7058
Conn N Y Md 988 1356 349 214 167 445 90640
129 98 255 61 30414
57578
14585 4610 1742 576 1639347 827347
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TABLE No 5 Showing Business Done in the State of Georgia by Assessment Insurance Companies During the Year Ending Dec 31st 1914
NAME OF COMPANY Location Risks Written During Year Total Premiums Losses Paid
ASSESSMENT FIRE COMPANIES Farmers Cooperative Fire Jackson Ga 1626413 1260130 475430 14 204 00
Farmers Mutual Fire 9 738 00
Farmers Mutual Insurance Assn Oakman Ga 522007 172500
German Mutual Fire Savannah Ga 188800
Gordon County Mutual Fire and Storm Insurance Co Calhoun Ga 411318 112986 388146
South Georgia Farmers Fire Thomasville Ga 60150
Sunlight Insurance Co Atlanta Ga 2719003 559528
Total
6794206 96112 163651 4096531
ASSESSMENT LIFE COMPANIES ORDINARY Merchants Life Assn Burlington Iowa DesMoines Iowa Total Savannah Ga 129000 403500 2 000 00
National Life Assn 250000
INDUSTRIAL American Insurance Co 532500 259763 3571375 22597543 19419006 10986879 15337056 9830732 89771680 13683025 548005 29971927 450000 1447022
Atlanta Mutual Insurance Assn Atlanta Ga 9499404
Bankers Health and Life Macon Ga 8378177
Continental Aid Assn Atlanta Ga 4698623
Georgia Mutual Industrial Life and Health Augusta Ga 5666452
Guar Mutual Life and Health Savannah Ga 3420736
Industrial Life and Health Atlanta Ga 38707880
Mutual Benefit Industrial Savannah Ga 5295630
Peoples Health and Life Macon Ga 103395
Pilgrim Health and Life Augusta Ga 13159401
Total
215717228 90376720

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HFIRE INSURANCE COMPANIES
AACHEN MUNICH FIRE INSURANCE COMPANY NEW YORK CITY
United States Manager J A Kelsey
Jerome Brown Attorney for Service
IDeposit Capital
lIn the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
New York State 245000 00
ohio 100000 00
5 Amount of ledger assets as per balance December 31 of
previous year 2750510 69
IIIncome
6 Gross premiums per item 2 VI 1823162 36
7 Deduct reinsurance premiums fire 301
83804 return premiums 34104554 642883 58
8 Total premiums other than perpetual 1180278 78
12 Gross interest on bonds and dividends on
stocks 92407 50
13 Gross interest on deposits in trust companies
and banks per Schedule N 2318 87
14 Gross interest from other sources 2328 89
16 Interest received Reins Bureau 92 28
18 Total gross interest and rents 9714 o4
19 Received from home office
28 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 1290 61
1318062 06
30 Total income v
IIIDisbursements
1 Gross amount paid policyholders for losses 946135 97
2 Deduct amount received for salvage fire
1205505 reinsurance fire 21253394
discount fire 36400 224952
3 Net amount paid policyholders for losses 721182 982 ComptrollerGenerals Eeport
4 Expenses of adjustment and settlement of losses 24030 00
5 Commissions or brokerage 257 203 08
6 Allowances to agencies for miscellaneous agency expenses 8 00
7 Salaries 2384251 expenses 1874115 of special and
general agents 42583 66
8 Salaries fees and all other charges of officers directors
trustees and home office employees 86 051 42
9 Eents 6897 52
10 Advertising 350525 printing and stationery 860407 12109 32
11 Postage telegrams telephone and express 10243 84
13 Furniture and fixtures 710 63
14 Maps including corrections 4 519 42
15 Underwriters boards and tariff associations 21 492 51
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses 16966 89
17 Inspection and surveys 2 599 21
20 State taxes on premiums 21 797 70
21 Insurance department licenses and fees 7689 17
22 All other licenses fees and taxes Federal corporation tax
58429 municipal licenses and taxes 446854 county
taxes and fees 157323 emergency revenue 37882 7004 88
23 Other disbursements Commercial ratings 163490 miscel
laneous items 118781 2822 71
27 Home office 25697 65
36 Agents balances charged off 285 72
39 Total disbursements 1271896 3
IVLedger Assets
4 Book value of bonds 2430568 41
5 Cash in companys office 54 34
6 Deposit in trust companies and banks not on interest per
Schedule N 370 98
7 Deposits in trust companies and banks on interest per
Schedule N 168 239 91
8 Agents balances representing business written subsequent
to October 1 1914 191052 06
9 Agents balances representing business written prior to Oct
1 1914 2206 71
11 Bills receivable taken for fire risks 684 03
16 Total ledger assets as per balance Item 40 2796676 44
XonLedger Assets
18 Interest accrued on bonds per Schedule D Part 1 30154 64ComptrollerGenerals Report
28 Reinsurance recoverable on paid losses viz Rossia Insur
ance Co
6229 59
30 Gross assets 2833056 67
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 2206 71
35 Bills receivable past due taken for marine
inland and fire risks 684 03
37 Overdue and accrued interest on bonds in
default 1210 00
38 Market value of special deposits in excess of
corresponding liabilities per special de
posit schedule 6143 38
39 Book value of ledger assets over market
value 158149 41
42 Total admitted assets 2664663 14
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of adjust
ment or in suspense plus 1600000 re
serve for losses incurred prior to Dec 31
of which no notice had been received on
that date
3 Gross claims for losses resisted
6461 04
170308 13
19655 76
4 Total 196424 93
5 Deduct reinsurance due or accrued as per
Schedule E 65266 78
6 Net amount of unpaid losses and claims 131158 15
7 Gross premiums less reinsurance received and receivable
uponall unexpired fire risks 248138696 unearned
premiums per recapitulation page 6 column 6 1291056 30
15 Salaries rents expenses bills accounts fees etc due or
accrued 2436 36
16 Estimated amount hereafter payable for federal State and
other taxes based upon the business of the year of this
statement
17500 00
17 Contingent commissions or other charges due or accrued 4322 68
23 Total amount of all liabilities except deposit capital 1446473 49
24
25
26
ComptrollerGenerals Report
Deposit capital 200000 00
Surplus over all liabilities 1018189 65
Surplus as regards policyholders 1218180 65
Total liabilities 2664663 14
VIRisks ami Premiums
Fire Risks Premiums Thereou
In force on the 31st day of Dec as per
line 6 under this heading in last years
statement 292603091 00 2838691 90
Written or renewed during the year 192006614 00 ls23162 36
Total 484609705 00 4661854 26
Deduct those expired and marked off as
terminated 173726554 00 1712778 61
In force at the end of the year310883151 00 2949075 65
Deduct amount reinsured schedule re
quired 48036774 00 467688 69
Net amount in force 262846377 00 2481386 96
JETNA INSURANCE COMPANY OF HARTFORD CONNECTICUT
William B Clark President E J Sloan Secretary
Clarence L Ruse Attorney for Service
ICapital Stock
1 Amount of capital stock
paid up in cash 5000006 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 22432781 15
4 Extended at 22432781 15
IIIncome
Fire Marine and Inland
5 Gross premiums per item 2
VI page 6 12360997 98 3411740 42ComptrollerGenerals Report
6 Deduct reinsurance prem
iums fire 178236275
marine and inland 1
23526163 return prem
iums fire 160796582
marine and inland 336
18308 3390328 57
1571444 71
8
10
11
12
13
15
16
Total net premiums other
than perpetual 8970669 41
Deposit premiums written on perpetual risks gross
Gross interest on collateral loans per
Schedule C
Gross interest on bonds and dividends on
stocks less 807902 accrued interest on
bonds acquired during 1914 per Schedule
D
Gross interest on deposits in trust com
panies and banks per Schedule N
Gross interest from all other sources
Interest on farm notes
Interest received from Phila Fire TJnd
Assn 945 agents balances 14481
Gross rents from companys property in
cluding 2500000 for companys oc
cupancy of its own buildings
1840295 71 10810965 12
5481 50
708 34
5875i2 24
28023 34
200 91
154 26
25404 00
17
18
24
25
26
Total gross interest and rents
From all other sources Conscience fund
Increase in liabilities during the year on account of re
insurance treaties
From agents balances previously charged off
Gross profit on sale or maturity of ledger assets viz
Bonds per schedule D
913243 09
490 00
42415 58
141 65
234 37
28
Total income
11772971 31
IIIDisbursements
Fire Marine and Inland
1 Gross amount paid policy
holders for losses in
cluding 90310568 oc
curring in previous
years 6106574 99 1676667 89
2 Deduct amount received for
salvage fire 5551301
marine and inland 70ComptrollerGenerals Report
98740 reinsurance fire
97857573 marine and
inland 78533342 dis
count fire 51847 1034607 21
856320 82
9
10
11
12
13
14
15
16
17
18
19
20
21
22
Net amount paid policy
holders for losses 5071967 7S 820347 07 5892314 85
Expenses of adjustment and settlement of losses 66988 23
Commissions or brokerage 2053053 67
Salaries 21792761 and expenses 16951116 of speeial
and general agents 387438 77
Salaries fees and all other charges of officers directors
trustees and home office employees 454253 40
Rents including 2500000 for companys occupancy of
its own buildngs 58373 70
Advertising 1841679 printing and stationery 100
57260 118989 39
Postage telegrams telephone and express 63073 73
Legal expenses 17824 18
Furniture and fixtures 16143 16
Maps including corrections 15763 24
Underwriters boards and tariff associations 122809 35
Fire department fire patrol and salvage corps assessments
fees taxes and expenses including 2 per cent tax 26
65245 fire marshal tax 852184 49770 34
Inspections and surveys 52606 75
Repairs and expenses other than taxes on real estate 668 52
Taxes on real estate 11521 00
State taxes on premiums 194873 96
Insurance department licenses and fees 31435 84
All other licenses fees and taxes Federal
corporation tax 10414 39
Taxes assessed in various towns on prem
ium receipts 5624 64
City and town licenses 16936 40
Tax on franchise 553 43
State corporation tax on capital stock 145739 50
War revenue tax 2357 02
Less taxes recovered from New York City
181625 38
4581 84
177043 54
23 Other disbursements Auditing 100000 coal 164273
electric light and gas 387005 ice 39753 janitors
and engineers supplies 182579 laundry 68258
lunch system 1663862 newspaper subscriptions et
114092 water 27059 vault protection 74078
pensions 220000 livery 4500 premium on fire andComptrollerGenerals Eeport 7
liability policies 392531 mercantile agencies 1
90440 36284 30
30 Paid Munich Keinsuranee Company for interest on balance
see Q 20 page 5 19112 09
33 Deposit premiums returned 2392 91
34 Paid stockholders for interest or dividends amount de
clared during the year 90000000 900000 00
38 Agents balances charged off 23587 9
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 46504 34
41 Total disbursements 10812827 18
IVLedger Assets
1 Book value of real estate 627207 93
4 Book value of bonds 1465468752 and
stocks 410608860 per Schedule D 18760776 12
5 Cash in companys office 4982 60
6 Deposits in trust companies and banks not
on interest per Schedule N 71194 32
7 Deposits in trust companies and banks on
interest per Schedule N 1899641 44
8 Agents balances representing business
written subsequent to Oct 1 1914 1968522 84
9 Agents balances representing business
written prior to Oct 1 1914 56074 65
10 Bills receivable taken for marine and in
land risks 3239 71
11 Bills receivable taken for fire risks 1285 67
16 Total ledger assets as per balance Item 42 23392925 28
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1 H2502 81
21 Interest on spec deposit N Y Life Ins
Trust Co N Y 364 89
24 Total 112867 70
26 Market value not including interest in item 18 of bonds
and stocks over book value per Schedule D 178774 25
30
Gross assets 23684567 238
ComptrollerGenerals Report
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to October 1 1914 56074 65
35 Bills receivable past due taken for ma
rine inland and fire risks 861 83
37 Overdue and accrued interest on bonds in
default 9895 83
39 Book value of ledger assets over market
value viz Real estate 217207 93
284040 24
42 Total admitted assets 23400526 99
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 30953028
2 Gross claims for losses in process of ad
justment or in suspense plus 8186631
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 1264316 12
3 Gross claims foT losses resisted 97626 99
4 Total 1671473 39
5 Deduct reinsurance due or accrued as per
Schedule E 643818 69
6 Net amount of unpaid losses and claims 1027654 70
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 1754882915 unearned prem
iums per recapitulation page 6 column 6 9240096 82
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
83221147 unearned premiums fifty
per cent 416105 74
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 5639476
unearned premiums 100 per cent 56394 76
10 Total unearned premiums as computed above 9712597 32
11 Amount reclaimable by the insured on perpetual fire in
surance policies being 90 per cent of the premium or
deposit received 107716 62ComptrollerGenerals Report
9
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the yean of
this statement
20 Funds held under reinsurance treaties
22 All other liabilities viz Int accrued not due on funds
held under reinsurance treaties
1000 00
350000 00
522990 99
10118 97
25 Total amount of all liabilities except capital 11732078 60
26 Capital actually paid up in cash 5000000 00
27 Surplus over all liabilities 6668448 39
28 Surplus as regards policyholders
29 Total liabilities
VIRisks and Premiums
11668448 39
1 In force on the 31st day of Dec as per
line 6 under this heading in last
years statement 1600329704 17909307 91
2 Written or renewed during the year per
income No 5 1064935932 12360997 98
4 Total 2665265636
5 Deduct those expired and marked off as
terminated
903894970
30270305 89
10574875 41
6 In force at the end of the year 1761370666 19695430 48
7 Deduct amount reinsured Schedule F
page 21 204284154 214660133
8 Net amount in force 1557086512
9 Perpetual risks not included above 520341900 deposit
premiums on same
Business in the State of Georgia During 1914
17548829 15
119685 13
Gross risks written 5
Less 3188593 risks canceled and 22399500 reinsurance in
companies authorized in Georgia
Net risks written i
Gross premiums received
Less 3816298 return premiums and 440735 premiums for
reinsurance in companies authorized in Georgia
19286211 00
390284 43
41844 2510 ComptrollerGenerals Report
Net premiums received 348440 18
Losses paid deducting salvage 245774 48
Less losses on risks reinsured in companies authorized in
Georgia I052
Net losses paid 244721 49
Losses incurred 246966 51
Less losses on risks reinsured in companies authorized in
Georgia 052
Net losses incurred 245913 o
AGRICULTURAL FIRE INSURANCE COMPANY OF
WATERTOWN N Y
W H Stevens President J Q Adams Secretary
Thomas I Lynch Attorney for Service
TCapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 4448317 62
4 Extended at 4448317 62
IIIncome
5 Gross premiums per item 2 VI page 6 2746667 67
6 Deduct reinsurance premiums fire 583
72564 return premiums fire 458
16148 1041887 12
7 Total premiums other than perpetual 1704780 55
S Gross interest on mortgage loans per
Schedule B
10 Gross interest on collateral loans per
schedule C
11 Gross interest on bonds and dividends on
stocks less 550489 accrued interest
on bonds acquired during 1914 per
Schedule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
35683 29
8993 50
145954 21
6891 74ComptrollerGenerals Report
11
13 Gross interest from all other sources Con
tract sales of real estate 22 22
16 Gross Tents from companys property in
cluding 250000 for companys occu
pancy of its own buildings 2520 00
17 Total gross interest and rents 200064 96
24 Increase in liabilities during the year on account of re
insurance treaties 529 79
25 From agents balances previously charged off 32 75
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule I 3478 26
27 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D 4424 50
28
Total income 1913310 81
IIIDisbursements
1 Gross amount paid policyholders for losses
including 13956980 occurring in pre
vious years 1427089 24
2 Deduct amount received for salvage fire
1236313 reinsurance fire 417
85774 discount fire 56174 430782 61
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
IS
Net amount paid policyholders for losses 996306 63
Expenses of adjustment and settlement of losses 31821 70
Commissions or brokerage 347827 20
Allowances to local agencies for miscellaneous agency
expenses 5353 23
Salaries 4519483 and expenses 6768289 of special
and general agents 112827 72
Salaries fees and all other charges of officers directors
trustees and home office employees 63319 87
Rents including 250000 for companys occupancy of its
own buildings 3695 00
Advertising 1183957 printing and stationery 12
56511 24404 68
Postage telegrams telephone and express 11556 89
Legal expenses 270 21
Furniture and fixtures 1202 93
Maps including corrections 50S9 60
Underwriters Boards and Tariff Associations 34657 12
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 13357 83
Inspections and surveys 10390 79
Repairs and expenses other than taxes on real estate 594 6412
ComptrollerGenerals Eeport
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes Federal
corporation tax
Municipal and county
Local tax on personal property
Publishing statement State bonds war
revenue
23 Other disbursements Audits insurance
publications association memberships
25 Fuel and light
26 Office supplies
3785 36
5853 94
1908 25
1551 33
1991 43
773 06
979 85
34 Paid stockholders for interest or dividends amount de
clared during the year 10000000
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 155596 stocks per Schedule
D 380244
40 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D
680 65
36701 29
9405 14
13098
3744 34
100000 00
1332 62
5358 40
2570 11
41
Total disbursements 1835577 4
IVLedger Assets
1 Book value of real estate 35993 51
2 Mortgage loans on real estate per Schedule B first liens 704547 00
3 Loans secured by pledge of bonds stocks or other collat
eral per Schedule 0 96425 00
4 Book value of bonds 189298596 and stocks 1070
64216 per Schedule T 2963628 12
5 Cash in companys office 2073 96
7 Deposits in trust companies and banks on interest per
Schedule N 406989 19
8 Agents balances representing business written subse
quent to Oct 1 1914 307217 77
9 Agents balances representing business written prior to
Oct 1 1914
9176 41
16 Total ledger assets as per balance Item 42 4526050 96ComptrollerGenerals Report
13
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 11107 04
18 Interest accrued on bonds per Schedule D
part 1 27881 59
19 Interest accrued on collateral loans per
Schedule C part 1 1924 50
26 Interest on bank balances 1280 39
24 Total 42193 52
30 Gross assets 4568244 48
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 9176 41
38 Book value of ledger assets over market
value viz Eeal estate 5514 74
39 Bonds 12263896 stocks 4874616 171385 12
40 Deductions per N Y Dept Appraisal Mtg
No 508875 Loan No 1543000 3875 00
189951 27
41
Total admitted assets 4378293 21
VLiabilities
1 Gross losses adjusted and unpaid due
2492211 not yet due 2017098
2 Gross claims for losses in process of adjust
ment or in suspense plus 2595640
reserve for losses incurred prior to Dec
31 of which no notice had been received
on that date
3 Gross claims far losses resisted
45093 09
165459 97
20668 50
4 Total
5 Deduct reinsurance due or accrued
231221 56
70218 97
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 3700825 unearned premiums
per recapitulation page 6 column 64
161002 59
1905253 74
10
Total unearned premiums as computed above 1905253 7414
17
IB
23
26
27
28
ComptrollerGenerals Eeport
Salaries rents expenses bills accounts fees etc due or
accrued
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
All other liabilities viz Conflagration reserve
6000 00
38000 00
200000 00
Total amount of all liabilities except capital 2310256 33
Capital actually paid up in cash 500000 00
Surplus over all liabilities 1568036 88
29 Surplus as regards policyholders 2068036 88
30 Total liabilities 4378293 21
VIRisks and Premiums
Fire Risks Gross Premiums
1 In force on the 31 day of Dec as per line
6 under this heading in last years
statement 469171600 4487186 00
2 Written or renewed during the year per
Income No 5 286202500 2746667 67
Total
Deduct those expired and marked off as
terminated
755374100 7233853 67
266526300 2620916 67
In force at the end of the year 488847800 4612937 00
Deduct amount reinsured schedule re
quired 89603600 912112 00
Net amount in force 399244200 3700825 00
Business in the State of Georgia During 1914
17 Gross risks written 3059900 0O
Less 41690000 risks cancelled and 4120010 reinsur
ance in companies authorized in Georgia 458100 00
Net risks written 2601800 0O
28 Gross premiums on risks written 33091 24
Less 583836 return premiums and 72788 premiums
for reinsurance in companies authorized in Georgia 6566 24
Net premiums received 26525 00ComptrollerGeneral s Report 15
29 Losses paid deducting salvage 20101 12
Less losses on risks reinsured in companies authorized in
Georgia 1823 9
Net losses paid 18277 15
30 Losses incurred 20757 34
Less losses on risks reinsured in companies authorized in
Georgia M24 57
Net losses incurred 18932 t i
ALLIANCE INSURANCE COMPANY OF PHILADELPHIA PA
Eugene L Ellison President T Howard Wright Secretary
Dan B Harris Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 750000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 2397071 96
4
Extended at
2397071 96
IIIncome
5 Gross premiums per Item 2 VI page 6 1464755 35
6 Deduct reinsurance premiums fire 185
92692 marine and inland 5569202
return premiums fire 18363230 ma
rine and inland 6384248
7 Total premiums other than perpetual
8 Deposit premiums written on perpetual risks gross
11 Gross inteTest on bonds and dividends on
stocks less 203378 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust compan
ies and banks per Schedule N
13 Gross interest from all other sources
Branch office bank balances
Deferred settlements
92426 22
2189 63
29 72
1 88
975661 63
892 50
17
Total gross interest and rents 94647 4516
CompteollehGenebals Repoet
3 8 From other sources Perpetual department fees 129 90
26 Gross profit on sale or maturitybf ledger assets viz
Stocks per Schedule D 2555 60
28 Total income 1073887 08
IIIDisbursements
Gross amount paid polieyholders for losses
Deduct amount received for salvage fire
611675 marine and inland 1455670
reinsurance fire 14299928 marine
and inland 2485624
749135 71
Net amount paid polieyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency ex
penses
Salaries 981305 and expenses 540020 of special and
general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Eents
Advertising 115979 printing and stationery 566369
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters Boards and Tariff Associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes Federal corporation tax
286979 Federal stamp tax 4875 Pennsylvania tax
on capital stoek 370529 municipal licenses 2
61749
Other disbursements Registration of stock 5000 sub
scriptions 200
Deposit premiums returned
Paid stockholders for interest or dividends
Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
41 Total disbursements
10
11
12
13
14
15
16
17
20
21
22
23
33
34
39
560606 74
7S28 99
194148 29
18397 87
15213 25
23899 06
3791 85
6823 4S
3185 12
2631 23
135 15
1237 53
1024U 111
4004 57
1228 43
15544 81
IMO 50
9241 32
52 00
799 00
60000 00
6 25
94V 58
ComptrollerGenerals Keport
IVLedger Assets
17
4 Book value of bonds 206114015 and
stocks 19299275 per Schedule D 2254132 90
5 Cash in companys office
6 Deposits in trust companies and banks
not on interest per Schedule N
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
9 Agents balances representing business
written prior to Oct 1 1914
10 Bills receivable taken for marine and in
land risks
23 33
14790 52
115882 45
139636 83
1771 88
865 55
16
Total ledger assets as per balance Item 42 2527103 46
ISTonLedger Assets
IS Interest accrued on bonds per Schedule D
part 1
23337 06
24
30
Total
23337 06
Gross assets 2550440 52
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 1771 88
38 Book value of ledger assets over market
value viz Bonds and stocks per Sched
ule D 16436090
41
Total admitted assets 2384307 74
VLiabilities
1 Gross losses adjusted and unpaid
2 Gross claims for losses in process of ad
justment or in suspense
3 Gross claims for losses resisted
11687 00
186832 90
3900 00
4 Total 202419 90
6 Net amount of unpaid losses and claims 174340 31
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired18
ComptrollerGeneral s Report
9
fire risks 108110130 unearned prem
iums per recapitulation page 6 column 6 551027 30
Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
8395876 unearned premiums fifty
per cent 41979 38
Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 11722430
unearned premiums 50 100 per cent 64987 15
10
11
18
23
26
27
28
Total unearned premiums as computed above 657993 83
Amount reclaimable by the insured on perpetual fire in
surance policies being 90 per cent of the premiums or
deposit received 15647 63
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement 15000 00
All other liabilities viz Contingent fund 21325 97
Total amount of all liabilities except capital 884307 74
Capital actually paid up in cash 750000 00
Surplus over all liabilities 750000 00
29 Surplus as regards policyholders 1500000 00
30 Total liabilities 2384307 74
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per line
6 under this heading in last years
statement 128766264 1535617 17
2 Written or renewed during the year per
Income No 5 155057770 1464755 35
Total 283824034 3000372 52
Deduct those expired and marked off as
terminated 142076767 1421760 41
In force at the end of the year 141747267 1578612 11
Deduct amount reinsured schedule re
quired 21201432 296327 75
Net amount in force 120545835 1282284 36
Perpetual risks not included above 56855000 deposit
premiums on same 17386 25ComptrollerGenerals Report 19
Business in the State of Georgia During 1914
27 Gross risks written 2025642 00
Less 39728600 risks cancelled and 839847 reinsurance
in companies authorized in Georgia 1237133 00
Net risks written 788509 00
28 Gross premiums on risks written 24943 60
Less 385123 return premiums and 953252 premiums
for reinsurance in companies authorized in Georgia 13383 75
Net premiums received 11559 85
29 Losses paid deducting salvage 12101 24
Less losseson risks reinsured in companies authorized in
Georgia 4194 27
Net losses paid 7906 97
30 Losses incurred 14956 78
Less losses on risks reinsured in companies authorized in
Georgia 5194 27

Net losses incurred 9762 51
THE AMERICAN INSURANCE COMPANY OF NEWARK N J
Home Office 70 Park Place Newark New Jersey
P L Hoadley President Frederick Hoadley Secretary
Louie J Leonard Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 10334913 53
4 Extended at 10334 913 53
IIIncome
5 Gross premiums per Item 2 VI page 6 6188186 17
6 Deduct reinsurance premiums fire 927
84555 marine and inland 120510620
ComptrollerGeneral s Report
return premiums fire 12275738
rine and inland 4784827
2215318 75
7 Total premiums other than perpetual 3972867 42
9 Gross interest on mortgage loans per
Schedule B less 1849 accrued interest
on mortgages acquired during 1914 88087 C9
11 Gross interest on bonds and dividends on
stocks less 27957 accrued interest on
bonds acquired during 1914 per Sched
ule D 310548 74
12 Gross interest on deposits in trust com
panies and banks per Schedule N 3162 81
13 Gross interest from all other sources Ac
counts and bills receivable 338 74
16 Gross rents from companys property in
cluding 1982010 for companys occu
pancy of its own buildings 27537 14
17 Total gross interest and rents 429674 52
24 Increase in liabilities during the year on account of re
insurance treaties 9099 48
241 Increase in liabilities during the year on account of
income tax on salaries withheld at source 187 40
25 Prom agents balances previously charged off 43 IS
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 316 90
Stocks per Schedule D 121 S 00
28 Total income 4413406 90
IIIDisbursements
1 Gross amount paid policyholders for losses
including 24274892 occurring in pre
vious years 2741757 02
2 Deduct amount received for salvage fire
1658130 marine and inland 61635
reinsurance fire 55174085 marine
and inland 606427 575002 77
3 Net amount paid policyholders for losses 2166754 25
4 Expenses of adjustment ami settlement of losses 69415 12
5 Commissions or brokerage 966798 27
7 Salaries 8117042 expenses 5161585 of special and
general agents 1 27S6 27
8 Salaries fees and all other charges of officers directors
trustees home and department office employees 212376 12ComptrollerGenerals Eeport
21
9 Eents including 1982010 for companys occupancy of
its own buildings 21996 37
10 Advertising 248194 printing and stationery 4440831 46890 25
11 Postage telegrams telephone and express 31028 98
12 Legal expenses v 175 53
13 Furniture and fixtures 4927 87
14 Maps including corrections 8388 do
15 Underwriters Boards and Tariff Associations 26862 88
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses 29178 35
17 Inspections and surveys 36129 16
18 Repairs and expenses other than taxes on real estate 1266 36
19 Taxes on real estate 8388 56
20 State taxes on premiums 87120 58
21 Insurance department licenses and fees 22155 96
22 All other licenses fees and taxes Federal corporation
tax 488362
Municipal taxes and licenses 10392 o8
Federal stamp tax x259 43
23 Other disbursements Auditing 4558 15
Maintenance of office buildings including light and heat 12167 14
Collecting premium notes 1932 4
Commercial agency 2670 o0
Premium on surety bonds and liability insurance 479 97
Appraisal fees mortgage loans i001 35
34 Paid stockholders for interest or dividends amount de
clared during the year 28000000 280000 00
Paid policyholders for dividends amount declared during
the year 5200 53
38 Agents balances charged off 3660 85
40 Gross decrease by adjustment in book value of ledger
assets viz Real estate per Schedule A 72 18
Bonds per Schedule D 21m 95
Stocks per Schedule D 1218 00
41 Total disbursements 4218100 3
IVLedger Assets
1 Book value of real estate 454700 00
2 Mortgage loans on real estate per Schedule B first liens l79386o 75
4 Book value of bonds 447719009 and stocks 2348
62930 per Schedule D 6825819 39
5 Cash in companys office 617 97
6 Deposits in trust companies and banks not on interest
1 T 25000 00
per Schedule JN
7 Deposits in trust companies and banks on interest per
a v 434588 40
Schedule JN 22
8
9
11
16
17
18
ComptrollerGenerals Report
Agents balances representing business written subse
quent to Oct 1914
Agents balances representing business written prior to
Oct 1 1914
Bills receivable taken for fire risks
Total ledger assets as per balance Item 42
NonLedger Assets
Interest due 314850 and accrued 21
98267 on mortgages per Schedule B 25131 17
Interest accrued on bonds per Schedule D
part 1 63588 35
593266 79
9381 79
392979 97
10530220 06
1719 52
24 Total
30 Gross assets 10618939 58
34
35
38
39
41
Deduct Assets Not Admitted
Agents balances representing business written prior to
Oct 1 1914 9381 79
Bills receivable past due taken for marine inland and
fire risks 47416 94
Book value of ledger assets over market value viz
Stock and bonds 283314 39
Market value of special deposits in excess of correspond
ing liabilities 31884 97
Total admitted assets 10246941 49
VLiabilities
Gross claims for losses in process of ad
justment or in suspense plus 3000000
reserve for losses incurred prior to Dec
31 of which no notice had been received
on that date 422896 99
Gross claims for losses resisted 39738 00
Total
Deduct reinsurance due or accrued
462634 99
97422 10
Net amount of unpaid losses and claims 365212 89
Gross premiums less reinsurance received and receiv
able upon all unexpired fire risks 9
68552812 unearned premiums per re
capitulation page 6 column 6 4991546 66CoMPTKOLLERGrENEKALs REPORT
23
Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired navigation risks 125
67362 unearned premiums fifty per
cent
62836 81
10 Total unearned premiums as computed above
16 Dividends declared and unpaid to stockholders 7000000
to policyholders 11300
17 Salaries rents expenses bills accounts fees etc due or
accrued estimated
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
20 Funds held under reinsurance treaties
23 All other liabilities viz Commission on farm prems
payable when notes become due
25 Income tax on salaries withheld at source
26 Total amount of all liabilities except capital
27 Capital actually paid up in cash 1000000 00
Special reserve fund see Chapter 258
Laws of 1908 State of N J 300000 00
28 Surplus over all liabilities 3366393 67
5054383 49
70113 00
5000 00
50000 00
9099 48
26551 58
187 40
5580547 82
29 Surplus as regards policyholders
4666393 67
30
Total liabilities 10246941 49
Business in the State of Georgia During 1914
27 Gross risks written
Less 102420700 risks cancelled and 43639800 reinsur
ance in companies authorized in Georgia
Net risks written
28 Gross premiums on risks written
Less 678317 return premiums and 832680 premiums
for reinsurance in companies authorized in Georgia
Net premiums received
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
3353636 00
1460605 00
1893031 00
48202 80
15109 97
33092 83
28972 16
7088 60
Net losses paid
21883 56
24 ComptrollerGenerals Eeport
30 Losses incurred 26908 88
Less losses on risks reinsured in companies authorized in
Georgia 7522 21
Net losses incurred 19386 67
AMERICAN CENTRAL FIRE INSURANCE COMPANY OF
ST LOUIS MO
Edw T Campbell President B G Chapman Jr Secretary
C H Godfre Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 5902514 01
3 Decrease of paidup capital during the year 1000000 00
4
Extended at
4902514 01
11Income
5 Gross premiums per Item 2 VI page 6 5443042 70
6 Deduct reinsurance premiums fire 2492
93446 return premiums fire 1009
34710 marine and inland 2266 3502304 22
7 Total premiums other than perpetual 1940738 4S
9 Gross interest on mortgage loans per
Schedule B 2704 11
10 Gross interest on collateral loans per
Schedule C 11279 92
11 Gross interest on bonds and dividends on
storks less 0665 accrued interest on
bonds acquired during 1914 per Sched
ule D 195125 57
12 Gross interest on deposits in trust com
panies and banks per Schedule N 2973 51
13 Gross interest from all other sources 777 66
17 Total gross interest and rents
18 From other sources Decrease in capital transferred to
surplus
212862 77
1000000 00ComptrollerGenerals Eeport
25
24 Increase in liabilities during the year on account of re
insurance treaties 138283 9
25 From agents balances previously charged off 241 98
26 Gross profit on sale or maturity of ledger assets viz
Bonds per ScheduleD 3255 09
28 Total income 3295382 24
IIIDisbursements
1 Gross amount paid policyholders for losses
including 39129819 occurring in pre
vious years 2945178 68
2 Deduct amount received for salvage fire
1928693 marine and inland 300448
reinsurance fire 74627590i discount
fire 97147
9
10
11
12
13
14
15
16
17
20
21
22
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency ex
penses
Salaries 15835343 and expenses 7531099 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents
Advertising 526212 printing and stationery 4849270
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters Boards and Tariff Associations
Fire department fire patrol and salvage corps assessments
fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes Federal corporation
tax
23 Other disbursements Unlisted assets as per Schedule
34 Paid stockholders for interest or dividends amount de
clared during the year 15000000
37 Decrease in liabilities during the year on account of re
insurance treaties
38 Agents balances charged off
2175639 90
36467 86
56217 36
12637 61
233664 42
119085 83
19459 01
53754 82
27717 62
2573 73
2956 64
10784 05
28660 20
9428 75
35156 02
72532 12
23228 83
1108 13
19545 70
5925 00
149985 00
138283 92
19877 4526 ComptrollerGenerals Report
39 Gross loss on sale or maturity of ledger assets viz
o u j i Ti 44408 09
Bonds per Schedule D
41 Total disbursements 3299098 6
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B first liens 34250 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 192385 62
4 Book value of bonds 270778506 and
stocks 113593736 per Schedule D 3843722 42
5 Cash in companys office 10864 24
6 Deposits in trust companies and banks not
on interest per Schedule N 62570 24
7 Deposits in trust companies and banks on
interest per Schedule N 106272 32
8 Agents balances representing business
written subsequent to Oct 1 1914 623861 15
9 Agents balances representing business
written prior to Oct 1 1914 9402 90
12 Other ledger assets viz Due from Bossia
Ins Co 28891236 due Commercial
Union Assn Ltd 27344306 15469 30
16 Total ledger assets as per balance Item 42 4898798 19
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 54293
18 Interest accrued on bonds per Schedule D
part 1 36715 44
19 Interest accrued on collateral loans per
Schedule C part 1 i997 94
24 Total 39256 31
27 Other nonledger assets
30 Gross assets 4947813 65
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 9402 90
S Book value of ledger assets over market
value 613964 39CompteollerGenebals Kepobt
27
39 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule page 10
3855
41 Total admitted assets
VLiabilities
1 Gtoss losses adjusted and unpaid due
2 Gross claims for losses in process of ad
justment or in suspense plus 3500000
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
4320590 48
149150 29
361783 61
20667 82
531601 72
165601 12
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 337089936 unearned prem
iums per recapitulation page 6 column 6 1744737 95
S Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
2098049 unearned premiums fifty
per cent
V Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 9356 un
earned premiums 100 per cent
10490 24
93 56
366000 60
10 Total unearned premiums as computed above 1755321 75
16 Dividends declared and unpaid to stockholders 898 48
17 Salaries rents expenses bills accounts fees etc due
or accrued 6664 17
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 35000 00
26 Total amount of all liabilities except capital 2163885 00
27 Capital actually paid up in cash 1000000 00
28 Surplus over all liabilities 1156705 48
29 Surplus as regards policyholders 2156705 48
30 Total liabilities 4320590 4828 ComptrollebGenebals Kepoet
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 5 under this heading in last
years statement 666560878 7051040 09
2 Written or renewed during the year per
Income No 5 490828277 5371833 79
3 Excess of original premiums over
amount received for reinsurance 149346 42
4 Total 1157389155 12572220 30
5 Deduct those expired and marked off
as terminated 396106322 4823293 62
6 In force at the end of the year 761282833 7748926 68
7 Deduct amount reinsured Schedule re
quired 429701486 4378027 3Z
8 Net amount in force 331581347 3370899 3S
THE AMERICAN DRUGGISTS FIRE INSURANCE COMPANY OF
CINCINNATI OHIO
has H Avery President Frank H Freericks Secretary
Ben S Persons Macon Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years
347694 23
Extended at 347094 2
IIIncome
5 Gross premiums per Item 2 VI page 6 150827 66
6 Deduct reinsurance premiums fire 18
78451 return premiums fire 749192 26276 43
7 Total premiums other than perpetual 124oul 23
11 iross interest on bonds and dividends on
stocks less 56897 accrued interest on
bonds acquired during 1914 per Sched
ule D 13243 86ComptrollerGenerals Eeport
29
12 Gross interest on deposits in trust com
panies and banks per Schedule N 442 93
17 Total gross interest and rents
18 From other sources Stock transfer fees
27 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D
28 Total income
IllDisbursements
1 Gross amount paid polieyholders for losses
including 349873 occurring in pre
vious years 45444 14
2 Deduct amount received for salvage fire
1185 reinsurance fire 459529
3
4
5
7
8
9
10
11
13
16
17
20
21
22
25
34
40
41
Net amount paid polieyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage less 375062 reinsurance com
missions
Salaries 179065 expenses 213177 of special and
general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents
Advertising 296321 printing and stationery 116227
Postage telegrams telephone and express
Furniture and fixtures depreciation
Fire department fire patrol and salvage corps assessments
fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes Federal corporation
tax 23159 tax on cap Vt 4000 Tenn 3000
Hamilton Co O pres prop 12885 Federal war tax
stamps 21000 city license tax Atlanta Ga 2500
Macon Ga 7500 Los Angeles Cal 4000 Topeka
Kan 5000 city license tax on prems Covington Ky
112 Macon Ga 428 Ga bond deposit fee 375
Other disbursements General expenses
Paid stockholders for interest or dividends amount de
clared during the year 1800000
Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D
Total disbursements
13686 79
7 50
157 62
138403 14
40837 00
1867 48
14126 61
3922 42
14454 92
480 00
4125 48
1325 34
79 60
303 37
512 52
3156 22
1688 65
839 59
1212 29
18000 0O
856 84
107788 3330
ComptkollerGenekals Kepoet
IVLedger Assets
4 Book value of bonds 343564 30
5 Cash in companys office 203 23
7 Deposits in trust companies and banks on
interest per Schedule N 18630 92
8 Agents balances representing business
written subsequent to Oct 1 1914 15194 19
12 Other ledger assets viz Office furniture 716 40
16 Total ledger assets as per balance Item 42 378309 04
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1
21 On acet current at bank
5008 65
10 03
5018 6S
383327 72
716 40
24 Total
30 Gross assets
Deduct Assets Not Admitted
33 Furniture fixtures and safes
41 Total admitted assets 382611 32
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 2040 5
2 Gross claims for losses in process of ad
justment or in suspense plus 50000
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date S444 20
4 Total
5 Deduct reinsurance due or accrued
4484 85
702 48
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
risks 13021417 unearned premiums
per recapitulation page 6 column 6 65568 50
3782 37
10 Total unearned premiums as computed above 65568 50ComptkollerGkneeals Report
31
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
26 Total amount of all liabilities except capital
27 Capital actually paid up in cash 200000 0
28 Surplus over all liabilities 109537 34
858 48
2864 63
29 Surplus as regards policyholders
30
73073 98
309537 34
Total liabilities 382611 32
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 12454793
Written or renewed during the year
per Income No 5 14785282
127711 08
150827 66
Total
27240075 278538 74
Deduct those expired and marked off as
terminated
12758764
128319 96
In force at the end of the year 14481311 150218 78
Deduct amount reinsured schedule re
quired 1713137 20004 61
27
28
29
30
Net amount in force 12768174 130214 17
Business in the State of Georgia During 1914
Gross risks written 240045 00
Less risks cancelled 60275 00
Net risks written 179770 00
Gross premiums on risks written
Less return premiums
3821 72
837 97
Net premiums received
Losses paid deducting salvage
Losses incurred
2983 75
55 07
55 07
32
ComptrollerGeneral s Eeport
ATLANTA HOME INSURANCE COMPANY OF ATLANTA GEORGIA
Joel Hurt President Chas A Bickerstaff Secretary
Home Office Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 460709 31
4 Extended at
46070i 31
IIIncome
5 Gross premiums per item 2 VI page 6 110351 03
3 Deduct reinsurance premiums fire 26
03480 return premiums fire 1966334 45698 14
7 Total premiums other than perpetual
9 Gross interest on mortgage loans per
Schedule B less 5833 accrued interest
on mortgages acquired during 1914
10 Gross interest on collateral loans per
Schedule C
11 Gross interest on bonds and dividends on
stocks less 38042 accrued interest on
bonds acquired during 1914 per Sched
ule D
13 Gross interest from all other sources
Smith Thornton Vvinn Co
Bickerstaff Richards Co
11252 65
654 13
64652 89
16637 34
39 35
44 22
17 Total gross interest and rents it
IS From other sources Sale of local agency 160000
out Coins 42484
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
28
Total income
IIIDisbursements
57286 03
1 Gross amount paid policyholders for losses
2 Deduct amount received for salvage fire
24197 reinsurance fire 1578538 16027 35
3
Net amount paid policyholders for losses
28627 69
2024 84
537 00
95S42 42
41258 68ComptrollerGenerals Report
33
9
10
11
12
14
15
20
21
22
23
34
38
39
41
Expenses of adjustment and settlement of losses
Commissions or brokerage less 750060 reinsurance com
missions
Salaries 164000 and expenses 190922 of special and
general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents
Advertising 48706 printing and stationer 68078
Postage telegrams telephone and express
Legal expenses
Maps including corrections
Underwriters Boards and Tariff Associations
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes Federal corporation
tax 2294 municipal taxes and licenses 153294
State and county taxes 89151 city taxes 78125
Other disbursements General expenses 84321 ex
change 12419 interest paid 289940
Paid stockholders for interest or dividends
Agents balances charged off
Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 158000 Stocks per Schedule
D 202500
Total disbursements i
751 00
10112 26
3549 22
10719 08
1884 00
1167 84
941 36
1038 70
211 50
1716 03
448 32
289 66
3228 64
3866 80
7000 00
2115 83
3605 00
93480 92
IVLedger Assets
2 Mortgage loans on real estate per Schedule
B first liens
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule 0
4 Book value of bonds 5270000 and
stocks 20937500 per Schedule D
5 Cash in companys office
6 Deposits in trust companies and banks not
on interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
9 Agents balances representing business
written prior to Oct 1 1914
12 Other ledger assets viz Notes receivable
154500 00
10000 00
262075 00
10931 45
3308 14
20224 99
1750 49
280 74
16
Total ledger assets as per balance Item 42 463070 8134
17
18
21
24
30
34
41
ComptrollerGenerals Eeport
NonLedger Assets
Interest accrued on mortgages per Sched
B 58 33
Interest accrued on bonds per Schedule
I part 1 380 42
Div accrued on stocks 3120 00
Total 355s 75
Gross assets 466629 56
Deduct Assets Not Admitted
Agents balances representing business written prior to
Oct 1 1914 1 750 49
Total admitted assets
464S79 07
YLiabilities
10
17
18
23
26
27
28
29
30
Gross claims for losses in process of ad
justment or in suspense 20133 00
Gross claims for losses resisted 2750 00
Total
Deduct reinsurance due or accrued
22883 00
5293 00
Net amount of unpaid losses and claims
Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 13123381 unearned prem
iums per recapitulation page 6 column 6
67216 22
Total unearned premiums as computed above
Salaries rents expenses bills accounts fees etc due or
accrued
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
AH other liabilities viz Reins Cos
Total amount of all liabilities except capital
Capital actually paid up in cash 200000 00
Surplus over all liabilities 175188 87
Surplus as regards policyholders
Total liabilities
17590 00
67 216 22
1033 83
1000 00
2850 10
89690 20
375188 87
464879 07ComptbollebGenebals Eepoet 35
VIEisks and Premiums
Fire Eisks Premiums Thereon
1 In force on the 31 day of December as
per line 6 under this heading in last
years statements 9138136 00 166048 90
2 Written or renewed during the year
per Income No 5 6880109 0O 110351 03
4 Total 16018245 00 276399 93
5 Deduct those expired and marked off as
terminated 7005880 00 109587 16
6 In force at the end of the year 9012365 00 166812 77
7 Deduct amount reinsured schedule re
quired 2095817 00 35578 96
8 Net amount in force 6916548 00 131233 81
Business in the State of Georgia During 1914
27 Gross risks written 6285647 00
Less 1415368 risks cancelled and 153551700 reinsur
ance in companies authorized in Georgia 2950885 00
Net risks written 3334762 00
28 Gross premiums on risks written 102318 71
Less 1696690 return premiums and 2563445 premiums
for reinsurance in companies authorized in Georgia 42601 35
Net premiums received 59717 36
29 Losses paid deducting salvage 57044 06
Less losses on risks reinsured in companies authorized in
Georgia 15785 38
Net losses paid 41258 68
30 Losses incurred 54954 68
Less losses on risks reinsured in companies authorized in
Georgia 5293 0C
Net losses incurred 49661 68
THE GENERAL LIBRARY
THE UNIVERSITY OF GEORGIA
ATHENS GEORGIA36
ComptrollerGeneral s Report
ATLAS ASSURANCE COMPANY LTD OF LONDON ENGLAND
United States Manager Frank Lock
C C Hatcher Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
New York 200000 00
Ohio 100000 00
5 Amount of ledger assets as per balance December 31
of previous year 3154052
IIIncome
6 Gross premiums per Item 2 VI 2809211 17
7 Deduct reinsurance premiums fire 503
71313 return premiums 52563403 1029347 16
8 Total premiums other than perpetual 1779864
12 Gross interest on bonds and dividends on
stocks less 198208 accrued interest on
bonds acquired during 1914 per
Schedule D 104667 92
13 Gross interest on deposits in trust com
panies and banks per Schedule N 2136 89
17 Gross rents from companys property in
cluding 50000 for companys occu
pancy of its own buildings 4687 96
18 Total gross interest and rents 111 490
19 Received from home office 18 332
28 Gross profit on sale or maturity of ledger assets viz
Bonds peT Schedule D 227
30 Total income 909 910
IIIDisbursement s
1 Gross amount paid policyholders for losses
including 10991802 occurring in pre
vious years 1251661 41
99
111
64CoMPTROLLERGrENERAEs REPORT
37
2 Deduct amount received for salvage Are
1881492 reinsurance fire 28742756
discount fire 28434 306526 82
3 Net amount paid policyholders for lossesi
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to agencies for miscellaneous agency expenses
7 Salaries 4717497 and expenses 4358428 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents including 50000 for companys occupancy of its
own buildings
10 Advertising 738091 printing and stationery 1194053
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters Boards and Tariff Associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes Federal corporation
tax 99836 municipal licenses and taxes 765102
23 Other disbursements Auditors fees
Classification and statistics 225674
Dunn Coand Bradstreets 178450
Donations 6800 entertaining agents and
fieldmen 8860
Extra stenography 113441 horse and
buggy San Francisco Dept 42000
Extra night work 241772 office sup
plies 41628
Storage of office records 12000 sundries
58269
Premium employees liability bond
30358 moving to new office San
Francisco Dept 11680
Special reports rate book corrections and
field books
3099 91
4041 24
156 60
1554 41
2834 00
702 69
420 38
675 26
945134 59
31000 02
334308 29
3881 70
90759 25
120297 51
18198 21
19321 44
14603 13
351 26
5480 96
7324 48
26370 71
6805 32
13145 09
3661 03
559 00
30494 77
12075 60
8649 38
34 Remitted to home office
13484 49
103273 3938 ComptrollerGenerals Report
36 Agents balances charged off 63 25
37 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 5640 00
39 Total disbursements 1814888 87
IVLedger Assets
1 Book value of real estate 83878 81
4 Book value of bonds 231002230 and
stocks 28670188 per Schedule D 2596724 18
5 Cash in companys office 3324 32
7 Deposits in trust companies and banks on
interest per Schedule N 178847 26
8 Agents balances representing business
written subsequent to Oct 1 1914 357853 17
9 Agents balances representing business
written prior to Oct 1 1914 28453 13
16 Total ledger assets as per balance Item 40 3249080 87
STonLedger Assets
18 Interest accrued on bonds per Schedule
D part 1 28813 90
23 Rents accrued on companys property or
lease 278 83
24 Total 29092 73
30 Gross assets 3278173 60
Deduct Assets Not Admitted
31 Cash 11801384
34 Agents balances representing business
written prior to Oct 1 1914 28453 13
38 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 26460 86
39 Book value of ledger assets over market
value viz Bonds and stocks 237289 18
Real estate 23878 81
434095 82
42 Total admitted assets 2844077 78
10
15
15
23
24
25
ComptrollerGenerals Report
VLiabilities
Gross losses adjusted and unpaid not yet
39
due
Gross claims for losses in process of ad
justment or in suspense plus 831204
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
Gross claims for losses resisted
2874 98
140560 95
19725 29
Total
Deduct reinsurance due or accrued
163161 22
33437 27
Net amount of unpaid losses and claims
Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 326963860 unearned prem
iums per recapitulation page 6 col 6 1691756 56
129723 95
Total unearned premiums as computed above
Salaries rents expenses bills accounts fees etc due or
accrued
Estimated amount hereafteT payable for Federal State
and other taxes based upon the business of the year of
this statement
Contingent commission or other charges due or accrued
1691756 56
5737 32
30000 00
9959 45
Total amount of all liabilities except deposit capital 1867177 28
Deposit capital 300000 00
Surplus over all liabilities 676900 50
26 Surplus as regards policyholders
27
976900 50
Total liabilities 2844077 78
VIRisks and Premiums
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement i
2 Written or renewed during the year
3 Excess of original premiums over
amount received for reinsurance
374709372
280616088
3809529 67
2809211 17
4950 16
4
Tota 655325460 6623691 0040
ComptrollerGenerals Report
5 Deduct those expired and marked off as
terminated 252727257
6 In force at the end of the year
7 Deduct amount reinsured schedule re
quired
402598203
82572099
2606609 73
4017081 27
747442 67
8 Net amount in force 320026104 3269638 60
Business in the State of Georgia Diving 1914
1 Gross risks written 7138284 00
Less 160391100 risks cancelled and 130685800 re
insurance in companies authorized in Georgia 2910769 00
Net risks written
2 Gross premiums on risks written
Less 1705439 return premiums and 1470597 premiums
for reinsurance in companies authorized in Georgia
4227515 00
97507 34
31760 36
Net premiums received 0546 98
3 Losses paid deducting salvage 39855 18
Less losses on risks reinsured in companies authorized in
Georgia 5630 77
Net losses paid 34218 4
4 Losses incurred 43035 68
Less losses on risks reinsured in companies authorized in
Georgia 5919 77
Net losses incurred
37115 91
BOSTON INSURANCE COMPANY OF BOSTON MASS
Ransom B Fuller President Freeman Nickerson Secretary
Win L Wilson Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 6799364 49
4 Extended at 0799364 49ComptrollerGenerals Report
41
IIIncome
5 Gross premiums per Item 2 VI page 6 5406521 03
5 Deduct reinsurance premiums fire 637
90653 marine and inland 29385360
return premiums fire 70120473 ma
rine and inland 32993854 1962903 40
7 Total premiums other than perpetual 3443617 63
9 Gross interest on mortgage loans per
Schedule B 21485 73
10 Gross interest on collateral loans per
Schedule C 1233 87
11 Gross interest on bonds and dividends on
stocks less 55109 accrued interest on
bonds acquired during 1914 per Sched
ule D 193714 68
12 Gross interest on deposits in trust com
panies and banks per Schedule N 6703 78
13 Gross interest from all other sources
Notes rec 7624 Phila Bd Fire Und
630 reins bureau 4639 128 93
16 Gross rents from companys property in
cluding 1875000 for companys occu
pancy of its own buildings 19125 03
17 Total gross interest and rents 242392 02
18 From other sources Conscience money 25 00
Profit on home office agency 4081 06
Borrowed money 100000 00
104106 06
25 From agents balances previously charged off 367 69
26 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A 1200 00
Stocks per Schedule D 8038 75
9238 75
28 Total income 3799722 15
IIIDisbursements
1 Gross amount paid policyholders for losses
including 31106864 occurring in pre
vious years
2 Deduct amount received for salvage fire
1407565 marine and inland 59
2705481 9242
ComptrollerGenerals Report
01837 reinsurance fire 50615341
marine and inland 11388286 dis
count fire 23555 marine and inland
45542
693821 26
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
34
29
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency
expenses
Salaries 3546957 and expenses 4182881 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Eents including 1875000 for companys occupancy of
its own buildings
Advertising 561010 printing and stationery 2245571
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters Boards and Tariff Associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes Federal corporation
tax 415689 municipal licenses 481568 internal
revenue 124927 franchise tax 844161
Other disbursements Int prepayment marine prems and
notes 87072 interest borrowed money 52709
miscellaneous expense 2006823 borrowed money
repaid 10000000
Paid stockholders for interest or dividends
Gross loss on sale or maturity of ledger assets viz
Stocks per Schedule D
2011660 66
33731 10
704181 65
15327 27
77298 38
219404 06
28513 91
28065 81
18039 47
937 27
12334 27
5129 38
28037 93
17817 19
8416 16
7322 64
7543 52
46086 52
16193 47
18663 45
121466 04
240000 00
14767 00
41
Total disbursements 3704772 03
IVLedger Assets
1 Book value of real estate 505340 92
2 Mortgage loans on real estate per Schedule
B 418500 00

ComptbollebGeneeals Repobt 43
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 20000 00
4 Book value of bonds 129831010 and
stocks 351326299 per Schedule D 4811573 09
5 Cash in companys office 32832 48
7 Deposits in trust companies and banks on
interest per Schedule N 451901 04
8 Agents balances representing business
written subsequent to Oct 1 1914 565896 63
9 Agents balances representing business
written prior to Oct 1 1914 28611 66
10 Bills receivable taken for marine and in
land risks 56380 84
11 Bills receivable taken for fire risks 1894 62
12 Other ledger assets viz Notes receivable 83 33
Deposits with boards 1300 00
16 Total ledger assets as per balance Item 42 6894314 61
XoiiLedger Assets
17 Interest due 147508 and accrued 2
45299 on mortgages per Schedule B 3928 07
18 Interest due 125000 and accrued 16
48038 on bonds per Schedule D part 1 17730 38
27 Other nonledger assets viz Eeins return
prems due from companies 1196 60
30 Gross assets 6917169 66
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 28611 66
35 Bills receivable past due taken for marine
inland and fire risks 8351 34
36 Loans on personal security endorsed or
not 83 33
37 Overdue and accrued interest on bonds
in default 1458 33
38 Book value of ledger assets over market
value viz Spec dep p 10 6921 66
Schedule D parts 1 and 2 404675 09
Mortgage No 113 1345 08
451446 49
41 Total admitted assets 6465723 1744
ComptrolleeGenebals Repoet
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 845931
reserve for losses incurred prior to Dec
31 of which no notice had been received
on that date
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
5151 86
855123 69
44993 19
905268 74
329328 57
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 339867068 unearned prem
iums per recapitulation page 6 col 6 1795010 09
S Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired ocean and inland naviga
tion risks 104562433 unearned prem
iums fifty per cent 522812 17
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 5990268
unearned premiums 100 per cent 59902 68
575940 17
10 Total unearned premiums as computed above 2377724 94
16 Dividends declared and unpaid to stockholders 120000 00
17 Salaries rents expenses bills accounts fees etc due or
accrued 2000 00
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 43175 11
19 Contingent commissions or other charges due or accrued 2500 00
23 All other liabilities viz Reins prems due to companies 6654 19
26 Total amount of all liabilities except capital 3127994 41
27 Capital actually paid up in cash 1000000 00
28 Surplus over all liabilities 2337728 76
29 Surplus as regards policy holders 3337728 76
30 Total liabilities 6465723 1728
29
30
ComptrollerGenerals Report 45
VIEisks and Premiums
In force on the 31 day of Dee as per line 6 under this
heading in last years statement 456325488
Written or renewed during the year per income No 5 488472963
Total 944798451
Deduct those expired and marked off as terminated 436434899
In force at the end of the year 508363552
Deduct amount reinsured schedule required 114977038
Net amount in force 393386514
Business in the State of Georgia During 1914
Gross risks written 1040636 00
Less 12044200 risks cancelled and 7054300 reinsur
ance in companies authorized in Georgia 190985 00
Net risks written 89651 00
Gross premiums on risks written 10921 38
Less 144115 return premiums and 28216 premiums
for reinsurance in companies authorized in Georgia 1723 31
Net premiums received 9198 0
Losses paid deducting salvage W l
a 6136 09
Losses incurred
BRITISH AMERICAN ASSURANCE COMPANY OF TORONTO CANADA
Home Office 18 20 and 22 Front St East Toronto Dominion of Canada
VicePresident and General Manager W B Meikle
C H Godfrey Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
New York State 00 00
5 Amount of ledger assets as per balance Dec 31 of
previous year
1958651 0846
ComptrollerGenerals Eeport
IIIncome
6 Gross premiums per Item 2 VI 1S34945 99
7 Deduct reinsurance premiums fire 408
29442 return premiums 38432703
8 Total premiums other than perpetual 1042324 54
12 Gross interest on bonds and dividends on
stocks less 16575 accrued interest on
bonds acquired during 1914 per Sched
ule D 56863 42
13 Gross interest on deposits in trust com
panies and banks per Schedule N 7286 95
14 Gross interest from other sources Unlisted
assets 163 42
18 Total gross interest and rents 64313 79
19 Received from home office 77962 77
27 From agents balances previously charged off 176 49
30 Total income 1184777 59
IIIDisbursements
1 Gross amount paid polieyholders for losses
including 9181438 occurring in pre
vious years 1009953 42
2 Deduct amount received if or salvage ifire
899430 reinsurance fire 25742188
discount fire 24106
9
10
11
12
13
14
15
16
17
Net amount paid policylioldars for losses
Expenses of adjustment and settlement of losses
Commissions vor brokerage
Salaries 2065930 and expenses 2844132 of special
and general agents
Salaries fees and all other dharges of officers directors
trustees and home office employees
Rents
Advertising 367875 printing and stationery 1416940
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters Boards and Tariff Associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
743296 18
16788 96
242403 79
49100 62
54165 65
4016 25
17848 15
7670 21
652 69
710 18
3365 90
22260 35
626 94
466 30
ComptrollerGenerals Report
47
20 State taxes on premiums 10449 92
21 Insurance department licenses and fees 19780 84
22 All other licenses fees and taxes Federal corporation
tax 25558 municipal 979598 10051 56
23 Other disbursements Exchange 1248 75
Water and ice 42 02
Heat light and cleaning 116 06
Insurance 75 21
34 Remitted to home office 40138 60
37 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 11421 50
39 Total disbursements 1256696 63
IVLedger Assets
4 Book value of bonds 136809938 and
stocks 6247000 per Schedule D 1430569 38
7 Deposits in trust companies and banks on
interest per Schedule N 304355 64
8 Agents balances representing business
written subsequent to October 1 1914 143451 07
9 Agents balances representing business
written prior to Oct 1 1914 6662 68
12 Other ledger assets viz Supplies 1693 27
16 Total ledger assets as per balance Item 40 1886732 04
NonLedger Assets
18 Interest 22577 20
30 Gross assets 1909309 24
Deduct Assets Not Admitted
31 Cash 253329 02
32 Supplies printed matter and stationery 1693 27
34 Agents balances representing business
written prior to Oct 1 1914 6662 68
38 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 3755 51
39 Book value of ledger assets over market
value viz Bonds and stocks 53612 64
42 Total admitted assets 1590256 1248
ComptbolleeGenebals Repobt
VLiabilities
2 Gross elairas for losses in process of ad
justment or in suspense plus 2353800
reserve for losses incurred prior to Dee
31 of which no notice had been receiv
ed on that date i
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
163645 71
16057 00
179702 71
37401 00
0 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 191650961 unearned prem
iums per recapitulation page 6 col 6 958715 87
142301 71
0 Total unearned premiums as computed above
15 Salaries rents expenses bills accounts fees etc due or
accrued
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
17 Contingent commissions or other charges due or accrued
958715 87
1000 00
15634 86
2500 00
23 Total amount of all liabilities except deposit capital
24 Deposit capital 215000 00
25 Surplus over all liabilities 255103 68
26 Surplus as regards policyholders
27 Total liabilities
VIRisks and Premiums
1120152 44
470103 68
1590256 12
1 In force on the 31 day of Dee as per
line 6 under this heading in last
years statement 242640917
2 Written or renewed during the year
per Income No 5 177234679
3 Excess of original premiums over
amount received for reinsurance
1834945 99
43442 03
4 Total 419875596
5 Deduct those expired and marked off as
terminated 1 75619768
4331643 07
1872476 77ComptrollerGenerals Eepobt 49
6 In force at the end of the year 244255828 2459166 30
7 Deduct amount reinsured schedule re
quired 5413409 5426o6 69
8 Net amount in force 190121738 1916509 61
Business in the Siae of Georgia During 1914
1 Gross risks written 2717338 00
Less 85044300 risks cancelled and 25194500 reinsur
ance in companies authorized in Georgia 1102388 00
Net risks written 1614950 00
2 Gross premiums on risks written 35969 96
Less 918104 return premiums and 343906 premiums
for reinsurance in companies authorized in Georgia 12620 10
Net premiums received 23349 86
3 Losses paid deducting salvage 18617 36
Less losses on risks reinsured in companies authorized in
Georgia 3203 46
Net losses paid 5413 90
4 Losses incurred 1959a 31
Less losses on risks reinsured in companies authorized in
Georgia 3203 46
Net losses incurred 16391 85
CALEDONIAN INSURANCE COMPANY OF NEW YORK N Y
Chas H Post U S Mgr R C Christopher Asst U S Mgr
Bowie Martin Attorney for Service
TCapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous years 2265353 30
4 Extended at 2265353 3
IIIncome
5 Gross premiums per Item 2 VI page 6 2331373 5450
ComptrollerGenerals Report
6 Deduct reinsurance premiums fire 4i4
44322 return premiums fire 433
53168 907974 90
7 Total premiums other than perpetual
11 Gross interest on bonds and dividends on
stocks less 2916600 accrued interest
on bonds acquired during 1914 per
Schedule D 60910 G9
Gross interest on deposits in trust com
panies and banks per Schedule N 1015 04
Gross rents from companys property in
cluding 455000 for companys occu
pancy of its own buildings 31012 34
1423398 64
12
16
17 Total gross interest and rents i
18 From other sources Remitted from home office
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
92938 07
25445 57
375 00
28
Total income
1542157 28
IIIDisbursements
1 Gross amount paid policyholders for losses
including 13129981 occurring in pre
vious years 1151073
2 Deduct amount received for salvage fire
687743 reinsurance fire 27075934
discount fire 27206
3 Net amount paid policyholders for losses 873165 05
4 Expenses of adjustment and settlement of losses 46110 38
5 Commissions or brokerage 294370 04
7 Salaries 1521369 and expenses 1785176 of special
and general agents 33065 45
8 Salaries fees and all other charges of officers directors
trustees and home office employees 99956 62
9 Rents including 455000 for companys occupancy of its
own buildings 10008 63
10 Advertising 124185 printing and stationery 1001860 11260 45
11 Postage telegrams telephone and express 11708 75
12 Legal expenses 110 07
13 Furniture and fixtures 1200 88
14 Maps including corrections 6328 52
15 Underwriters Boards and Tariff Associations 22862 80
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 11041 73ComptrollerGenerals Report
51
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate
39 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes Federal corporation
tax
County and municipal license and taxes
23 Other disbursements Office expenses and miscellaneous
27 Remitted to home office
38 Agents balances charged off
41
Total disbursements
3646 81
16108 85
7298 00
25905 24
7514 65
1571 68
7353 20
3089 02
10626 35
193 39
1504496 56
1 VLedger Assets
1 Book value of real estate 442085 58
4 Book value of bonds 97542414 and
stocks 48206947 per Schedule D
5 Cash in companys office
6 Deposits in trust companies and banks not
on interest per Schedule X
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
9 Agents balances representing business
written prior to Oct 1 1914
367 84
5026 65
107631 47
285812 97
4595 90
16 Total ledger assets as per balance Item 42
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1 1818 70
24 Total
25 Market value of real estate over book value per Schedule
A
10818 70
82914 42
30 Gross assets 2396747 14
Deduct Assets Not Admitted
4595 90
34 Agents balances representing business
written prior to Oct 1 1914
38 Book value of ledger assets over market
value viz Bonds and stocks 94748 6152
ComptbolleeGenerals Report
Market value of special deposits in excess
of corresponding liabilities per special
deposit Schedule page 10
13361 46
4i
Total admitted assets 2284041 17
VLiabilities
1 Gross losses adjusted and unpaid due
1218686 not yet due 6110039 3287 25
2 Gross claims for losses in process of ad
justment or in suspense 154438 88
3 Gross claims for losses resisted 20388 28
4 Total
5 Deduct reinsurance due or accrued
248114 41
61565 43
6 Net amount of unpaid losses and claims 186o48 98
7 Gross premiums less reinsurance receiv
ed and receivable upon all nnexpired
fire risks 283359312 unearned prem
iums per recapitulation page 6 col 6 1460252 59
10 Total unearned premiums as computed above
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
23 All other liabilities viz Reserve for contingencies
1460252 59
2000 00
25000 00
10000 00
26 Total amount of all liabilities except capital
28 Surplus over all liabilities 600239 60
29 Surplus as regards policyholders
30 Total liabilities
1683801 57
600239 60
2284041 17
Business in the State of Georgia During 1914
27 Gross risks written
Less 41785000 risks cancelled and 25434400 reinsur
ance in companies authorized in Georgia
1568119 00
672194 00
Net risks written 895925 00
28 Gross premiums or risks written 22627 08ComptrollerGenerals Keport 53
Less 487267 return premiums and 382896 premiums
for reinsurance in companies authorized in Georgia 8701 63
Net premiums received 1392o 4o
29 Losses paid deducting salvage 11030 61
Less losses on risks reinsured in companies authorized in
Georgia 1233 64
Net losses paid 9796 9v
12 420 29
30 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia L550 80
Net losses incurred 10869 42
CAMDEN INSURANCE COMPANY OF CAMDEN NEW JERSEY
Edmund E Read Jr President Joseph K Sharp Secretary
C M Jerome Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 700000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 3107826 98
3 Increase of paidup capital during the
year
100000 oo
Extende
d at 3207826 93
TIIncome
5 Gross premiums per Item 2 VI page 6 2544501 88
5 Deduct reinsurance premiums fire 340
09114 return premiums fire 551
744M 891836 00
7 Total premiums other than perpetual l85266o 8
8 Deposit premiums written on perpetual risks gross 755 00
9 Gross interest on mortgage loans per
Schedule B less 2676 accrued jnterest
on mortgages acquired during 1914 40227 OS
10 Gross interest on collateral loans per
Schedule C 3547 3854
ComptrollerGenerals Eeport
11 Gross interest on bonds and dividends on
stocks less 110540 accrued interest on
bonds acquired during 1914 per
Schedule D 87937 56
12 Gross interest on deposits in trust com
panies and banks per Schedule N 1197 92
13 Gross interest from all other sources
Deposit with Phila Und Assn 315
agents balances 175 reinsurance
bureau 4640 notes receivable 3729 88 59
16 Gross rents from companys property in
eluding 600000 for companys occu
pancy of its own buildings 6000 00
17 Total gross interest and rents 13S998 53
18 From other sources Transfer fees 12 00
Borrowed on note 115000 00
Paid by stockholders to increase surplus 100000 00
215012 00
28 Total income 2007431 41
IIIDisbursements
1 Gross amount paid policyholders for losses
including 10806047 occurring in pre
vious years 1322402 18
2 Deduct amount received for salvage fire
1378425 reinsurance fire 25421966
discount fire 64062 268644 53
3 Net amount paid policyholders for losses 1053757 65
4 Expenses of adjustment and settlement of losses 15092 33
5 Commissions or brokerage 414381 06
6 Allowances to local agencies for miscellaneous agency ex
penses 5591 39
7 Salaries 2036622 and expenses 1290618 of special
and general agents 33272 40
8 Salaries fees and all other charges of officers directors
trustees and home office employees 74333 98
9 Bents including 600000 for companys occupancy of
its own buildings 6727 23
10 Advertising 142228 printing and stationery 1217693 13599 21
11 Postage telegrams telephone and express 8680 11
12 Legal expenses 2941 90
13 Furniture and fixtures 1157 68
14 Maps including corrections 5256 69
ComptrollerGenerals Eeport
55
15 Underwriters Boards and Tariff Associations 20253 01
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 7615
3 434 99
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate 88 0
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees blbi
22 All other licenses fees and taxes Federal
921 04
corporation tax Jl
City and county tax 241 92
Miscellaneous taxes 66o 96
3998 92
23 Other disbursements Care of garden
980 60 subscriptions to publications
19383 47443
Electric power 10658 paid on note
11500000 113106 58
Heating 51495 interest on money
borrowed 47712 2 7
T 477 16
Lighting
Office and janitors supplies 304 82
Printing equipment 361 9
Traveling expenses of officers and clerks 2271 72
All other expenses 66y 6
122320 28
j 816 43
33 Deposit premiums returned
34 Paid stockholders for interest or dividends amount de
clared during the year 7200000 79183 ZS
Includes 5 interest on payments toward new capital
and surplus 720368 gg
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D i043 75
Stocks per Schedule D 5087 12
6130 87
41 Total disbursements 1908731 53
IVLedger Assets
1 Book value of real estate 105036 19
2 Morteage loans on real estate per Schedule
B first liens 0056 CompteolleeGenebals Eepoet
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule 0 61750 00
4 Book value of bonds 144991806 and
stocks 47465390 per Schedule D 1924571 96
5 Cash in companys office 2160 56
6 Deposits in trust companies and banks not
on interest per Schedule N 1027 50
7 Deposits in trust companies and banks on
interest per Schedule N 145783 73
8 Agents balances representing business
written subsequent to Oct 1 1914 292864 22
9 Agents balances representing business
written prior to Oct 1 1914 4672 94
11 Bills receivable taken for fire risks 74 76
12 Other ledger assets viz Cash deposit
with Philadelphia Underwriters Assn 100 00
Cash deposit with Western Sprinkled Risk
Assn 500 00
15 Cash deposit with Cotton Insurance Assn 250 00
16 Total ledger assets as per balance Item 42 3306526 86
NonLedger Assets
17 Interest due 114965 and accrued 11
60829 on mortgages per Schedule B 12757 94
18 Interest accrued on bonds per Schedule D
part 1 20340 37
19 Interest accrued on collateral loans per
Schedule C part 1 5 83
20 Interest due on bank deposits 679 73
24 Total 33783 87
30 Gross assets 3340310 73
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 4672 94
35 Bills receivable past due taken for ma
rine inland and fire risks 74 70
Deposit with Western Sprinkled Risk
Association 500 00
Deposit with Cotton Insurance Assn 250 00ComptbolleeGenebals Eepoet
39 Eeal estate
40 Bonds and stocks
6036 19
40855 96
57
52389 85
41
Total admitted assets 3287920
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 2000000
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 261179 00
4 Total
5 Deduct reinsurance due or accrued
261179 00i
50389 57
6 Net amount of unpaid losses and claims 210789 43
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 289588089 unearned prem
iums per recapitulation page 6 col 6 1514034 85
10 Total unearned premiums as computed above 1514034 85
11 Amount reclaimable by the insured on perpetual fire in
surance policies being 90 per cent of the premium or
deposit received
16 Dividends declared and unpaid to stockholders
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Kstimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
23 All other liabilities viz Interest paid in advance mort
gages 696 and 577
27891 30
379 10
2417 02
20000 00
26 Total amount of all liabilities except capital 1776270 45
27 Capital actually paid up in cash 700000 00
28 Surplus over all liabilities 811650 43
29 Surplus as regards policyholders I5116o0 43
30 Total liabilities 3287920 8858
ComptrollerGenerals Eeport
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement
2 Written or renewed during the year
per Income No 5
3 Excess of original premiums over
amount received for reinsurance
283959191 3081710 04
235686825 2544501 88
12946 32
4 Total
5 Deduct those expired and marked off as
terminated
519646016 5639158 24
200677013 2289459 24
6 In force at the end of the year 318969003 3349699 00
7 Deduct amount reinsured schedule re
quired 38525083 453818 11
S Net amount in force 280443920 289588089
Business in the State of Georgia During 1914
27 Gross risks written 4857119 00
Less 119071500 risks cancelled and 112271000 re
insurance in companies authorized in Georgia 2313425 00
Net risks written 2543694 00
43070 00
17324 07
Net premiums received
28 Gross premiums on risks written
Less 817290 return premiums and 915117 premiums
for reinsurance in companies authorized in Georgia
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
25745 93
18647 16
5575 85
Net losses paid
30 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
13071 31
20409 16
5861 79
Net losses incurred 14547 37ComptrollerGenerals Report
59
CENTRAL MANUFACTUEEES MUTUAL OF VAN WEET OHIO
H V OJney President C A L Purmort Secretary
F Wade Vaugfaan Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous years
600358 13
i
Extended at
600358 13
IIIncome
5 Gross premiums per Item 2 VI page 6 565740 08
6 Deduct reinsurance premiums fire 5
12350 return premiums fire 9188727
7 Total net premiums other than perpetual 468729 31
9 Gross interest on mortgage loans per
Schedule B less 5800 accrued interest
on mortgages acquired during 1914 per
Schedule D 5415 39
11 Gross interest on bonds and dividends on
stocks less 22222 accrued interest on
bonds acquired during 1914 per
Schedule D 14926 78
16 Gross rents from companys property in
cluding 120000 for companys occu
pancy of its own buildings 2739 57
17 Total gross interest and rents
28 Total income
IllDisbursements
22081 74
491811 05
1 Gross amount paid policyholders for losses
including 873924 occurring in pre
vious years 195290 92
2 Deduct amount received for salvage fire
101596 discount fire 42533
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
193849 63
2313 49
61664 3960
ComptrollerGeneral s Report
10
11
12
13
14
15
16
17
18
19
20
21
99
23
34
41
Salaries 224200 and expenses 506029 of special and
general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including 120000 for companys occupancy of
its own buildings
Advertising 38107 printing and stationery 168110
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters Boards and Tariff Associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes Federal corporation
tax
Van Wert County Ohio personal
Other disbursements Fuel
Supplies
Janitor
Gen expenses
Premiums on bonds
Paid policyholders dividends amount declared during the
year 7513188
Total disbursements
7302 29
21011 00
1200 00
2062 17
1447 28
844 09
773 60
370 43
35 55
381 22
11310 26
66 65
534 19
5730 64
952 28
1635 47
754 26
356 89
466 20
600 00
2614 12
25 00
75131 88
393432 98
IVLedger Assets
1 Book value of real estate 40000 00
2 Mortgage loans on real estate per Sched
ule B 114075 00
4 Book value of bonds 426200 00
5 Cash in companys office 2566 00
6 Deposits in trust companies and banks not
on interest per Schedule N 33472 00
S Agents balances representing business
written subsequent to Oct 1 1914 82421 82
16
Total ledger assets as per balance Item 42
698736 20ComptrollerGenerals Keport
61
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 1886 18
18 Interest accrued on bonds per Schedule D
part 1 4043 45
21 Market Value of bonds over book value 2420 00
24 Total 707025 83
30 Gross assets
707025 83
VLiabilities
10
17
18
Gross claims for losses in process of ad
justment or in suspense 16666 04
Gross claims for losses resisted 3000 00
Net amount of unpaid losses and claims
Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 255518 36
19
25
28
29
Total unearned premiums as computed above
Salaries rents expenses bills accounts fees etc due or
accrued
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
Contingent commissions or other charges due or accrued
19666 04
255518 36
200 00
Total amount of all liabilities except capital
Surplus as regards policyholders
Total liabilities and surplus
6800 00
14840 00
297024 40
410001 43
707025 83
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 32156290 427217 22
2 Written or renewed during the year
per Income No 5 42483678 565740 08
4
Total 74639968 992957 3062 ComptbollerGenebals Kepobt
5 Deduct those expired and marked off as
terminated 34797229 489854 37
6 In force at the end of the year 39843739 503102 93
7 Deduct amount reinsured schedule re
quired 345850 495S 7o
8 Net amount in force 39496889 498144 18
CITIZENS INSURANCE COMPANY OF ST LOUIS MO
Chas E Chase President P O Crocker Secretary
V E Prescott Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 847699 90
4
Extended at 84699 90
IIIncome
5 Gross premiums per Item 2 VI page 6 1797258 11
3 Deduct reinsurance premiums fire 1877
86347 marine and inland 114138
return premiums fire 27473774
marine and inland 38155 2152601 21
7 Total premiums other than perpetual
9 Gross interest on mortgage loans per
Schedule B
11 Gross interest on bonds and dividends on
stocks less 14200 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources On
deposit with underwriters boards
4361 65
14454 58
1197 92
27 29
17 Total gross interest and rents
28 Total income
355343 10
20041 44
335301 66ComptrollerGenerals Report
63
IIIDisbursements
1 Gross amount paid policyholders for losses
including 14469733 occurring in pre
vious years 1012764 84
2 Deduct amount received for salvage fire
1399973 reinsurance fire 99445436
3
4
5
8
9
10
11
13
14
15
20
21
22
23
34
38
39
Net amount paid policyholdeTS for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents
Advertising
Postage telegrams telephone and express
Furniture and fixtures
Maps including corrections
Underwriters Boards and Tariff Associations
State taxes on premiums
Insurance department license and fees
All other licenses fees and taxes State corporation tax
Other disbursements Surety bonds
Paid stockholders for interest or dividends
Agents balances charged off
Gross loss on sale or maturity of ledger assets viz Bonds
per Schedule D
41
Total disbursements
4310 75
46 98
164833 12
70 00
95 65
6 38
2 94
54 44
15 00
317 92
44 02
18 90
3047 25
71 96
18000 00
27 50
23462 49
115240 84
IVLedger Assets
2 Mortgage loans on real estate per Schedule
B 81700 00
4 Book value of bonds 26286626 and
stocks 82500 per Schedule D 263691 26
7 Deposit in trust companies and banks on
interest per Schedule N 108928 01
8 Agents balances representing business
written subsequent to Oct 1 1914 158469 55
9 Agents balances representing business
written prior to Oct 1 1914 14850 26
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B i
956 0864 CoMPTROLLEEGrENBRALS REPORT
18 Interest accrued on bonds per Schedule D
part 1 4621 66

Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 14850 26
38 Book value of ledger assets over market
value viz Bonds 16686 26
41 Total admitted assets 601680 30
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 530S1 54
2 Gross claims for losses in process of ad
justment or in suspense 123119 65
3 Gross claims for losses resisted 20745 97
4 Total 196947 16
6 Net amount of unpaid losses and claims 8914 54
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 4618239 unearned prem
iums per recapitulation page 6 col 6 26313 35
10 Total unearned premiums as computed above 26313 35
27 Capital actually paid up in cash 200000 00
28 Surplus over all liabilities 363952 41
29 Surplus as regards policyholders 563952 41
30 Total liabilities 601680 30ComptrollerGenerals Report
65
CITY OF NEW YORK INSURANCE COMPANY OF NEW YORK CITY
JIaiden Lane and William St New York N Y
Major A White President J Carroll French Secretary
William H Rhett Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 583200 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 1680806 08
3 Increase of paidup capital during the year 3200 00
4 Extended at W006 08
IIIncome
5 Gross premiums per Item 2 VI page 6 1133923 45
6 Deduct reinsurance premiums fire 386
88997 return premiums fire 266
76639
653656 36
7 Total premiums other than perpetual
9 Gross interest on mortgage loans per
Schedule B
11 Gross interest on bonds and dividends on
stocks less 105000 accrued interest
on bonds acquired during 1914 per
Schedule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
15163 40
47350 31
1257 88
480267 09
17 Total gross interest and rents
18 From other sources Surplus paid in by stockholders ac
quiring new stock at price of 200 per share
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
Stocks per Schedule D
310 00
153 47
63771 59
3200 00
542 88
4i3 47
28
Total income
548245 0366
ComptrollerGenerals Report
IIIDisbursements
1 Gross amount paid policyholders for losses
including 8679996 occurring in pre
vious years 606717 05
2 Deduct amount received for salvage fire
415412 reinsurance fire 27380067
discount fire 20658 278161 37
3 Net amount paid policyholders for losses 328555 68
4 Expenses of adjustment and settlement of losses 9355 44
5 Commissions or brokerage 95206 72
7 Salaries 862296 and expenses 632843 of special and
general agents 14951 39
8 Salaries fees and all other charges of officers directors
trustees and home office employees 65354 98
Rents 11172 62
Advertising 81671 printing and stationery 424660 5063 31
Postage telegrams telephone and express 4697 12
Legal expenses 1066 41
Furniture and fixtures 125 96
Maps including corrections 3377 39
Underwriters Boards and Tariff Associations 9968 15
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 4800 04
Inspection and surveys 1836 84
State taxes on premiums 13200 20
Insurance department licenses and fees 4774 24
All other licenses fees and taxes Municipal licenses 2763 93
War premium tax 318 34
Other disbursements Mercantile reports 1536 00
Sundry office expenses 4 71 57
Paid stockholders for interest or dividends amount de
clared during the year 5616000 56080 00
Agents balances charged off 129 70
Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 100 00
41 Total disbursements 634906 03
9
10
11
12
13
14
15
16
17
20
21
22
23
34
38
39
IVLedger Assets
2 Mortgage loans on real estate per Schedule
B 308250 00
4 Book value of bonds 33675875 and
stocks 75657913 per Schedule D 1093337 88
5 Cash in companys office 14668 68ComptrollerGenerals Report
67
Deposits in trust companies and banks not
on interest per Schedule N 7301 78
Deposits in trust companies and banks on
interest per Schedule N 58916 37
Agents balances representing business
written subsequent to Oct 1 1914 108914 48
Agents balances representing business
written prior to Oct 1 1914 5955 89
16
17
18
25
30
34
37
38
Total ledger assets as per balance Item 42
NonLedger Assets

Interest accrued on mortgages per Sched
ule B
Interest accrued on bonds per Schedule D
part 1
5384 50
5054 16
1597345 08
Total
Gross assets
10438 66
Deduct Assets Not Admitted
1607783 74
Agents balances representing business
written prior to Oct 1 1914 5955 89
Overdue and accrued interest on bonds in
default 466 67
Book value of ledger assets over market
value viz Bonds and stocks 138713 88
Market value of special deposits in excess
of corresponding liabilities Schedule 10 3178 08
41
1
2
3
4
148314 52
Total admitted assets 1459409 22
VLiabilities
Gross losses adjusted and unpaid not yet
due
Gross claims for losses in process of ad
justment or in suspense plus 998100
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
Gross claims for losses resisted
3000 00
111382 00
15240 00
Total 129622 0068
ComptrollerGenerals Eeport
5 Deduct reinsurance due or accrued
70791 49
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 110458555 unearned prem
iums per recapitulation page 6 col 6
16 Dividends declared and unpaid to stockholders
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
5SS30 51
560671 27
14580 00
1000 00
500 00
26 Total amount of all liabilities except capitalS
27 Capital actually paid up in cash 583200 00
28 Surplus over all liabilities 233687 44
642581 7
29 Surplus as regards policyholders 816887 44
30 Total liabilities 1459469 22
VIRisks and Premiums
Fire Bisks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 182090266 172391134
2 Written or renewed during the 3ear per
income No 5 117711525 1133923 45
4 Total 299801791 2857834 79
5 Deduct those expired and marked off as
terminated 119565849 1152055 SI
6 In force at the end of the year 180235942 1705778 9S
7 Deduct amount reinsured schedule re
quired 59820394 601193 13
Net amount in force 120415548 1104585 85
Business in the State of Georgia During 1914
27 Gross risks written 2813944 00
Less 56945200 risks cancelled and 47426800 reinsur
ance in companies authorized in Georgia 1043720 00
Net risks written 1770224 00CompteollebGenebals Report 69
28 Gross premiums on risks written 49084 78
Less 905241 return premiums and 799857 premiums
for reinsurance in companies authorized in Georgia 17050 98
Net premiums received r 32033 80
29 Losses paid deducting salvage 18581 27
Less losses on risks reinsured in companies authorized in
Georgia M63 50
Net losses paid 17417 77
30 Losses incurred 24169 27
Less losses on risks reinsured in companies authorized
in Georgia 2689 50
Net losses incurred 21479 It
COMMERCIAL UNION ASSURANCE COMPANY LTD OF
LONDON ENGLAND
United States Manager A H Wray
D I Mclntyre Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policy holders of the com
pany in the United States as follows
New York 481000 00
Massachusetts 100000 00
ohio 100000 00
Amount of ledger assets as per balance Dec 31 of
previous year 7569162 71
IIIncome
Fire Marine and Inland
6 Gross premiums per Item
2 VI 9217365 27 1239948 41
7 Deduct reinsurance prem
iums fire 159270247
marine and inland 45970
ComptrollerGenerals Report
35102 return premiums
150033999 marine
and inland 14559871 3C93042 46
001947 76
9
10
12
13
17
18
19
25
27
28
30
Total premiums other
than perpetual 6124322 SI 634998 65 6759
Deposit premiums written on perpetual risks gross
Gross interest on mortgage loans per
Schedule B 870 00
Gross interest on bonds and dividends on
stocks 223900 45
Gross interest on deposits in trust com
panies and banks per Schedule N 7457 63
Gross rents from companys property 68545 57
Total gross interest and rents
Received from home office
Income tax withheld at the source
From agents balances previously charged off
Gross profit on sale or maturity tf ledger assets viz
Bonds per Schedule D

321 46
628 00
300
700
773 65
960 11
370 00
82 66
359 91
Total income 7762495 i 9
IIIDisbursements
1 Gross amount paid policy
holders for losses in
cluding 63488739 oc
curring in previous
years 3410255 17 920733 16
2 Deduct amount received
for salvage fire 46
83212 marine and in
land 13082882 rein
surance fire 82620820
marine and inland
36600879 873040 32 496837 61
3 Xet amount paid policyholders for losses 2961110 40
4 Expenses of adjustment and settlement of losses 71524 29
5 Commissions or brokerage 1717370 44
6 Allowances to agencies for miscellaneous agency expenses 9195 62
7 Salaries 6314742 and expenses 5431886 of special
and general agents 11 7466 28
8 Salaries fees and all other charges of officers directors
trustees and home office employees 216172 29
9 Rents 27126 18ComptrollerGenerals Report
71
10 Advertising 579261 printing and stationery 47
24022 153032 83
11 Postage telegrams telephone and express 26357 89
12 Legal expenses o46 69
13 Furniture and fixtures 5269 79
14 Maps including corrections 7690 3b
15 Underwriters Boards and Tariff Associations 58439 02
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 37426 67
17 Inspections and surveys ioo
18 Repairs and expenses other than taxes on real estate 29795 90
19 Taxes on real estate 17112 31
20 State taxes on premiums 94069 47
21 Insurance department licenses and fees 18039 93
22 All other licenses fees and taxes Federal coTporation
tax 375278 franchise tax 387848 State county
and municipal 872472 internal revenue stamp tax
78204 17A38 02
32 Exchange 4823 55
33 Deposit premiums returned
34 Remitted to home office 559816 92
36 Agents balances charged off 8 02
38 Gross decrease by adjustment in book value of ledger
assets viz Real estate per Schedule A 2186362
bonds per Schedule D 696741 28831 03
39 Total disbursements 6100459 03
IVLedger Assets
1 Book value of real estate 676300 00
2 Mortgage loans on real estate per Sched
ule B first liens 30000 00
4 Book value of bonds 563323307 and
stocks 13235498 per Schedule D 5765588 05
5 Cash in companys office 999 29
6 Deposit in trust companies and banks not
on interest per Schedule N 177907 80
7 Deposits in trust companies and banks on
interest per Schedule N 1113103 30
8 Agents balances representing business
written subsequent to Oct 1 1914 1388222 36
9 Agents balances representing business
written prior to Oct 1 1914 77904 88
11 Bills receivable taken for fire risks 1173 79
16 Total ledger assets as per balance Item 40
9231199 4772 ComptrollerGenerals Report
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 595 55
18 Interest accrued on bonds per Schedule D
part 1 70358 00
23 Rents accrued on companys property or
lease 9491 90
24 Total 80445 45
25 Market value of real estate over book value per Sched
ule a 283700 00
30 Gross assets 9595344 92
Deduct Assets Not Admitted
31 Cash 442010 39
34 Agents balances representing business
written prior to Oct 1 1914 77904 88
35 Bills receivable past due taken for ma
rine inland and fire risks 169 24
39 Book value of ledger assets over market
value viz Bonds and stocks 313218 05
833302 56
42 Total admitted assets 8762042 36
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 51763 00
2 Gross claims for losses in process of ad
justment or in suspense plus 2557300
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 679573 66
3 Gross claims for losses resisted 23495 00
4 Total 754831 66
5 Deduct reinsurance due or accrued 161803 56
6 Net amount of unpaid losses and claims 593028 10
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 1170394038 unearned
premiums per recapitulation page 6
column 6 6083888 73ComptbollebGenebals Eepobt
73
10
11
15
16
17
23
24
Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
3794460 unearned premiums fifty
per cent 1S972 30
Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 14821599
unearned premiums 8172122 at 50 per
cent 4086061 6649477 at 100 per
cent 6649477 107355 38
Total unearned premiums as computed above 6210216 41
Amount reclairnable by the insured on perpetual fire in
surance policies being 90 per cent of the premium or
deposit received 85316 94
Salaries rents expenses bills accounts fees etc due or
accrued 2840 00
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement 115082 34
Contingent commissions or other charges due or accrued 14120 00
Total amount of all liabilities except deposit capital 7020603 79
Deposit capital 450000 00
Surplus over all liabilities 1291438 57
26 Surplus as Tegards policyholders 1741438 57
27 Total liabilities 8762042 36
YTRisks and Premiums
Fire Bisks Premiums Thereon
Tn force December 31 1913 883272836 8895378 89
Written or renewed in 1914 1072383961 9217365 27
Excess of original premiums over
amount received for reinsurance 1639018 17
Totals 1955656797 19751762 33
Deduct expirations and cancellations 620328151 6556135 36
Tn force December 31 1914 1335328646 13195626 97
Deduct amount reinsured 163352987 1491686 59
Net amount in force 1171975659 11703940 3874
ComptrollerGenerals Eeport
COMMONWEALTH INSURANCE COMPANY OF NEW YORK CITY
E G Richards President Robert Newboult Secretary
Prank H Reynolds Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 2757040 64
4
Extended at 2757640 64
ITIncome
5 Gross premiums per item 2 VI page 6 1633905 11
6 Deduct reinsurance premiums fire 408
60537 return premiums fire 32442190 733117 27
7 Total premiums other than perpetual 900787 84
9 Gross interest on mortgage loans per
Schedule B 14033 20
11 Gross interest on bonds and dividends on
stocks less 44715 accrued interest on
bonds acquired during 1914 per Sched
ule D 95066 00
12 Gross interest on deposits in trust com
panies and banks per Schedule X 601 80
13 Gross interest from all other sources
Interest on deferred payments of inter
est of bonds and mortgages 20 85
Westein Adjustments Inspection Co 12 00
17 Total gross interest and rents 110633 85
18 From other sources Conscience fund account
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
Stocks per Schedule D
131 94
7S 7
1533 75
28 Total income 1013166 13
IIIDisbursements
1 Gross amount paid policyholders for losses
including 8674109 occurring in pre
vious years 4
792357 41ComptrollerGeneral s Eeport
75
2 Deduct amount received for salvage fire
498375 reinsurance fire 27348722
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to local agencies for miscellaneous agency ex
penses
7 Salaries 1755500 and expenses 1619693 of special
and general agents
8 Salaries fees and all othercharges of officers directors
trustees and home office employees
9 Rents
10 Advertising 66519 printing and stationery 996151
1 1 Iostage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters Boards and Tariff Associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes Federal corporation
tax
Municipal licenses and fees
Legal publications
Emergency revenue tax
Total expenses 33110798
34 Paid stockholders for interest or dividends amount de
clared during the year 5000000
38 Agents balances charged off
40 Gross decrease by adjustment in book value of ledger
assPts viz Stocks per Schedule 1
41 Total disbursements
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B first liens 290200 00
4 Book value of bonds 148932446 and
stocks 83673915 per Schedule D 2326063 61
5 Cash in companys office 20 0
7 Deposits in trust companies and banks on
interest per Schedule N 05259 90
8 Agents balances representing business
written subsequent to Oct 1 1914 157303 60
513886 43
9941 84
184449 85
4087 66
33754 93
22353 22
7351 67
10626 70
6496 73
694 11
491 41
1061 44
13568 65
7237 89
l20O 66
16667 46
5407 80
1401 25
3853 17
500 60
260 94
50000 00
25 21
1533 75
890853 3776
ComptrollerGenerals Report
9 Agents balances representing business
written prior to Oct 1 1914
12 Other ledger assets viz Western Adjust
ment Inspection Co
4726 29
200 00
16
Total ledger assets as per balance Item 42 2873953 40
NonLedger Assets
17 Interest due 110000 and accrued 2
53627 on mortgages per Schedule B 3636 27
18 Interest accrued on bonds per Schedule
D part 1 16660 40
24 Total
30 Gross assets 2894250 07
Deduct Assets Not Admitted
20296 67
34 Agents balances representing business
written prior to Oct 1 1914
38 Book value of ledger assets over market
value
39 Market value of special deposits in excess
of corresponding liabilities
4726 29
122065 11
15959 48
41 Total admitted assets 2751499 19
VLiabilities
1 Gross losses adjusted and unpaid due
2 Cross claims for losses in process of ad
justment or in suspense plus 271400
reserve for losses incurred prior to Dec
31 of which no notice had been received
on that date
3 Gross claims for losses resisted
11878 00
117142 84
8195 00
4 Total
5 Deduct reinsurance due or accrued
137215 84
44723 56
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire riskSj 155738221 unearned prem
iums per recapitulation page 6 col 6 807218 81
H2492 28
10
Total unearned premiums as computed above 807218 8117
18
19
26
27
28
29
30
27
ComptrollerGenerals Report 77
Salaries rents expenses bills accounts fees etc due or
accrued 1200 00
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement 32000 00
Contingent commissions or other charges due or accrued 1000 00
Total amount of all liabilities except capital 933911 09
Capita actually paid up in cash 500000 00
Surplus over all liabilities 1317588 10
Surplus as regards policyholders 1817588 10
Total liabilities 2751499 19
Business in the State of Georgia During 1914
Gross risks written 2117842 00
Less 51712200 risks cancelled and 84058700 reinsur
ance in companies authorized in Georgia 1357709 00
Net risks written
28
Gross premiums on risks written
Less 36845700 return premiums and 488809 premiums
for reinsurance in companies authorized in Georgia
760133 00
22279 54
8572 66
29
30
Net premiums received
Losses paid deducting salvage
Net losses paid
Losses incurred
Net losses incurred
13706 88
8071 14
6408 82
7942 52
5300 20
CONCORDIA FIRE INSURANCE COMPANY OF MILWAUKEE WIS
Gustav TVallaeyer Jr President Frank Damkoehler Secretary
Langdon C Quinn Attorney for Service
TCapital Stock
1 Amount of capital paid up
in cash 600000 0078
ComptrollerGenerals Report
2 Amount of ledger assets as per balance
Dec 31 of previous years i
4 Extended at
2339036 10
2339036 10
IIIncome
5 Gross premiums per item 2 VI page 6 1857464 20
6 Deduct reinsurance premiums fire 403
81281 return premiums fire 303
74648 707559 29
7 Total premiums other than perpetual 1140904 97
9 Gross interest on mortgage loans per
Schedule B less 26765 accrued inter
est on mortgages acquired during 1914 4S036 76
11 Gross interest on bonds and dividends on
stocks less 174041 accrued interest on
bonds acquired during 1914 per Sched
ule D 41211 20
12 Gross interest on deposits in trust com
panies and banks per Schedule N 525 34
13 Gross interest from all other sources Mil
waukee Board of Fire Underwriters
Milwaukee Wis 8 00
Underwriters Salvage Co Chicago 111 24 00
17 Total gross interest and rents 92849 30
18 From other sources Loan at Second Ward Savings Bank
Milwaukee Wis 40000 00
24 Increase in liabilities during the year on account of re
insurance treaties 19761 54
21 From agents balances previously charged off 23S5 96
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 625 00
27 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D 11096 00
28 Total income 1316625 77
IIIDisbursements
Gross amount paid policyholders for losses
including 11475667 occurring in pre
vious years 856983 65
Deduct amount received for salvage fire
1473221 reinsurance fire 214
51421 discount fire 75086 9
JO
11
12
13
14
15
16
20
21
22
23
24
25
26
27
28
29
30
31
32
32a
32b
34
38
40
41
ComptrollerGenerals Report 79
Net amount paid policjholders for losses 626986 3i
Expenses of adjustment and settlement of losses 14377 83
Commissions or brokerage 295570 88
Allowances to local agencies for miscellaneous agency ex
penses 699 29
Salaries 2873750 and expenses 2037671 of special
and general agents 49114 1
Salaries fees and all other charges of officers directors
trustees and home office employees 49260 06
Eents 512966
Advertising 108712 printing and stationery 1107004 12157 16
Postage telegrams telephone and express 8589 90
Legal expenses c1
Furniture and fixtures 7a9 20
Maps including corrections 4860 94
Underwriters Boards and Tariff Associations 16601 13
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 14378 52
State taxes on premiums 28000 02
Insurance department licenses and fees 9llo 30
All other licenses fees and taxes Federal corporation
tax 5809 municipal licenses 148260 local taxes
327S9 United States revenue tax 16898 2037 56
Other disbursements
Rent of deposit vault Second Ward Savings Bank 75 00
Premium on bond of cashier
Repairs of office and office sundries 439 11
Registers fees and recording mortgages 27 oO
r i 635 38
Donations
Merchants and Manufacturers Association 95 00
Meals for clerks working overtime 486 65
Entertaining agents and special agents 526 85
Traveling and mileage of officers 349 39
Loan at bank Second Ward Savings Bank Milwaukee
Wis 4000000
Interest paid bank on above loan 172 22
Paid stockholders for interest or dividends amount de
clared during the year 6000000 60000 00
O 1 C3 A
Agents balances charged off y10i
Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D 4605 49
Total disbursements 1260601 64
IVLedger Assets
2 Mortgage loans on real estate per Schedule
B first liens
936250 0080
ComptrollerGenerals Report
4 Book value of bonds 1014421 30
5 Cash in companys office 12790 68
6 Deposits in trust companies and banks not
on interest per Schedule N 60522 22
7 Deposits in trust companies and banks on
interest per Schedule N 56638 76
8 Agents balances representing business
written subsequent to Oct 1 1914 310485 90
9 Agents balances representing business
written prior to Oct 1 1914 3951 37
16 Total ledger assets as per balance Item 42
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 8114 18
18 Interest accrued on bonds per Schedule D
Part 1 16604 06
20 Interest accrued on other assets On 25
00000 deposited in Second Ward Sav
ings Bank Milwaukee Wis 138 04
395060 23
24
30
Total
24856 28
Gross assets 2419916 51
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914
3951 37

41 Total admitted assets 2415965 14
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 1456112
reserve for lfisses incurred prior to Dec
31 of which no notice had been receiv
ed on that dsrte
3 Gross claims for losses resisted
65830 62
119356 00
21150 Hi
4
Total 206336 62
6 Net amount of unpaid losses and claims 120060 45ComptrollerGenerals Report
81
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 224898469 unearned prem
iums per recapitulation page 6 col 6 1167271
10 Total unearned premiums as computed above
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
19 Contingent commissions or other charges due or accrued
20 Funds held under reinsurance treaties
23 All other liabilities viz Reserve for contingencies
1167271 99
30000 00
46992 84
50347 80
10000 00
26 Total amount of all liabilities except capital
27 Capital actually paid up in cash 600000 00
28 Surplus over all liabilities 391292 06
29 Surplus as regards policyliolders
30 Total liabilities
Business in the State of Georgia During 1914
27 Gross risks written
Less 42268100 risks cancelled and 7777500 reinsur
ance in companies authorized in Georgia
1424673 08
991292 06
2415965 14
2772410 00
500450 00
Net risks written
28 Gross premiums on risks written
Less 559615 return premiums and 158049 premiums
for reinsurance in companies authorized in Georgia
2271954 00
44722 09
7176 64
Net premiums received
29 Losses paid deducting salvage
Net losses paid
30 Losses incurred
Net losses incurred
37545 45
10615 26
10615 26
21409 77
21409 7782
ComptrollerGenerals Report
CONNECTICUT FIEE INSURANCE COMPANY OF HAETFOED CONN
Edward Milligan President John A Cosmus Secretary
Coke Davis Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 CO
2 Amount of ledger assets as per balance
Dec 31 of previous years 7173384 67
4
Extended at 7173384 67
IIIncome
5 Gross premiums per Item 2 VI page 6 4988952 14
6 Deduct reinsurance premiums fire 738
81511 return premiums fire 712
71923 1451534 34
7 Total premiums other than perpetual
9 Gross interest on mortgage loans per
Schedule B
10 Gross interest on collateral loans per
Schedule C
11 Gross interest on bonds and dividends on
stocks less 143886 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
16 Gross rents from companys property
43622 7
1425 00
3537417 Si
1 71739 81
4772 64
1839 80
121 50
17 Total gross interest and rents
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
223521 62
138 69
87 50
28
Total income 3761165 61
IIIDisbursements
1 Gross amount paid policyholders for losses
including 23418309 occurring in pre
vious years 2508636 73ComptrollerGeneral s Report
83
Deduct amount received for salvage fire
1694650 reinsurance fire 442
74220 discount fire 41904
460107 71
9
10
11
12
13
14
15
10
17
18
19
20
21
99
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency ex
penses
Salaries 9955018 and expenses 6675638 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Bents
Advertising 888856 printing and stationery 65
86736
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters Boards and Tariff Associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Bepairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes Federal
corporation tax 1136 36
Mmicipal licenses and fees 7571 30
State corporation tax on capital stock 35832 80
34 Paid stockholders for interest or dividends amount de
clared during the year 16000000
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule T
40 Gross decrease by adjustment in book value of ledger
assets viz Beal estate per Schedule A
2048529 02
33303 57
755497 73
16177 15
166306 56
218404 25
31784 68
74755 92
18765 41
7562 58
21895 76
6124 84
19599 40
22S30 83
42377 36
86 38
118 53
70567 33
20810 61
44540 46
160000 00
2469 03
9987 48
1400 00
41
Total disbursements 3793954 88
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate per Schedule
B first liens
1850 00
327600 0084 ComptbolleeGenebals Eepoet
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 30000 00
4 Book value of bonds 500221981 and
stocks 29940566 per Schedule D 5321625 47
5 Cash in companys office 229 55
6 Deposits in trust companies and banks not
on interest per Schedule X 33216 81
7 Deposits in trust companies and banks on
interest per Schedule N 323647 78
8 Agents balances representing business
written subsequent to October 1 1914 370020 98
9 Agents balances representing business
written prior to Oct 1 1914 18190 13
11 Bills receivable taken for fire risks 114214 68
16 Total ledger assets as per balance Item 42 7140595 40
NonLedger Assets
17 Interest due 137500 and accrued 10
75717 on mortgages per Schedule B 12132 17
18 Interest accrued on bonds per Schedule
D part 1 70517 71
19 Interest accrued on collateral loans per
Schedule C part 1 403 75
24 Total 3053 63
30 Gross assets 722364 03
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 18190 13
35 Bills receivable past due taken for ma
rine inland and fire risks 30510 20
38 Book value of ledger assets over market
value viz Bonds and stocks 382268 47
39 Market value of special deposit in excess
of corresponding liabilities per special
deposit schedule 23550 56
454519 36
41 Total admitted assets 6769129 67ComptrollerGenerals Report
VLiabilities
85
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 2775884
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
91417 17
338492 52
58647 11
4 Totai 488556 80
5 Deduct reinsurance due or accrued 118783 61
6 Set amount of unpaid losses and claims 369773 19
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 793799094 unearned prem
iums per recapitulation page 6 col 6 4031982 85
10 Total unearned premiums as computed above 4031982 85
17 Salaries rents expenses bills accounts fees etc due or
accrued
7500 00
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 100000 00
19 Contingent commissions or other charges due or accrued 750 00
26 Total amount of all liabilities except capital 4510006 04
27 Capital actually paid up in cash 1000000 00
28 Surplus over all liabilities 1259123 63
29 Surplus as regards policyholders 2259123 63
30 Total liabilities
VIBisks and Premiums
6769129 67
Fire Risks Premiums Thereon
1 In force on the 31 day of December as
per line 6 under this heading in last
years statement 860132214 9047070 86
2 Written or renewed during the year per
Income No 5 467951691 4988952 14
3 Excess of original premiums over
amount received for reinsurance
979 10
4
Total 1328083 905 14037002 10ComptrollerGenerals Report
Deduct those expired and marked off as
terminated
443553648 4953469 91
In force at the end of the year 884530257 9083532 19
Deduct amount reinsured schedule re
quired 103183266 1145341 25
Net amount in force 781346991 7937990 94
Business in the State of Georgia During 1914
Gross risks written 2641856 00
Less 66705100 risks cancelled and 50139200 rein
surance in companies authorized in Georgia 1168443 00
28
Net risks written 1473413 00
Gross premiums on risks written 40460 71
Less 691341 return premiums and 368886 premiums
for reinsurance in companies authorized in Georgia 10602 27
Net premiums received

29 Losses paid deducting salvage
30 Losses incurred
29858 44
21000 51
26293 96
CONTINENTAL INSURANCE COMPANY OF NEW YORK CITY
Henry Evans President J L Lopez Secretary
T L Riley Co Attorneys for Service
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as
per balance December 31
of previous year 27502974 04
4 Extended at 27502974 04
IIIncome
Fire Marine and Inland
5 Gross premiums per item
2 VI page 6 10947706 98 279550 61ComptrollerGenerals Eeport 87
6 Deduct reinsurance prem
iums fire 135097064
marine and inland 79
98314 return premiums
fire 1377584 99 marine
and inland 7134342 2728555 63 151326 56
7 Total net premiums written
other than perpetual 8219151 35 128224 05 8347375 40
Gross interest on mortgage loans per Sched
ule B 135 00
Gross interest on collateral loans per Sched
ule C 1020 83
Gross interest on bonds and dividends on
stocks less 4546224 accrued interest on
bonds acquired during 1914 per Sched
ule I 1051368 01
Gross interest on deposits in trust compan
ies and banks per Schedule N 69793 72
Gross interest from all other sources give
items and amounts see schedule here
with 1091 80
Gross rents from companys property in
cluding 4400 00 for companys occupan
cy of its own buildings 72717 43
Total gross interest and rents 1196126 79
From other sources
Federal Income Tax withheld at source 1366 54
Refund of assessment of 5 made by
the Lake Shore Stockholders Protective
Committee I 15730 00
17096 54
24 Increase in liabilities during the year on ac
count of reinsurance treaties 4807 73
25 From agents balances previously charged
off 218 31
26 Gross profit on sale or maturity of ledger
assets viz
Bonds per Schedule D 31897 00
Stocks per Schedule D 200049 00
231946 00
27 Gross increase by adjustment in book value
of ledger assets viz
9
10
11
12
13
16
17
18
19
2088 ComptrollerGenerals Beport
Bonds per Schedule D 36638 00
Stocks per Schedule D 57122 00
93760 00
28 Total income 9891330 77
IIIDisbursements
Fire Marine and Inland
1 Gross amount paid policyhold
ers for losses including
510555 06 occurring in
previous years 5255249 02 85671 21
2 Deduct amount received for
salvage fire 28532 70
marine and inland 1
86536 reinsurance fire
85273906 marine and
inland 3200546 881271 76 3387082
10
11
12
13
14
15
16
17
18
19
20
21
22
Net amount paid policy
holders for losses 4373977 26 51800 39
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to agencies for miscellaneous agency expenses
Salaries 147223 67 and expenses 121087 77 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including 4400 00 for companys occupancy of its
own buildings
Advertising 3414667 printing and stationery 490S615
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assessments
fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax 16189 06
4425777 65
130104 14
1682250 34
1256 26
268311 44
457017 09
73343 32
83232 82
64230 31
728 48
13116 35
23621 07
89481 63
27791 15
17366 00
31164 12
21527 33
169830 82
30952 01ComptrollerGenerals Report
89
Federal emergency revenue tax
Municipal taxes
3023 68
23104 65
23 Other disbursements
24 Mercantile agencies
25 Miscellaneous
26 Exchange
27 Subscription to papers
7725 20
2011 69
9097 64
2892 50
28 Investment expenses other than real estate
31 Federal Income Tax withheld at source
32 Bills receivable past due charged off
34 Paid stockholders for interest or dividends amount de
clared during the year 100000000
35 Scrip or certificates of profits redeemed in cash
36 Interest paid to scripholders
37 Decrease in liabilities during the year on account of rein
surance treaties
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger as
sets viz
Bonds per Schedule D 2127 00
Stocks per Schedule D 45314 00
42317 39

21727 03
13818 75
371 85
9075 24
1000000 00
43 00
1 38
11977 94
1769 93
47441 00
40 Gross decrease by adjustment in book value
of ledger assets viz
Bonds per Schedule D 214650 00
Stocks per Schedule D 916732 00
1131382 00
41 Total disbursements 9892027 84
IVLedger Assets
1 Book value of real estate per Schedule A 1175000 00
2 Mortgage loans on real estate per Schedule
B first liens 2700 00
4 Book value of bonds 924094200 and
stocks 1245823800 per Schedule D 21699180 00
5 Cash in companys office 2143 51
6 Deposits in trust companies and banks not
on interest per Schedule N 216 22
7 Deposits in trust companies and banks on
interest per Schedule N 3214907 6890 ComptrollerGenerals Report
8 Agents balances representing business writ
ten subsequent to October 1 1914 1169432 05
9 Agents balances representing business writ
ten prior to October 1 1914 10612 55
11 Bills receivable taken for fire risks 228084 96
16 Total ledger assets 27502276 97
NonLedger Assets
18 Interest due 3751850 and accrued 75
98354 on bonds per Schedule D part 1 113502 04
20 Interest accrued 23916 on bank balances 239 16
23 Eents due 1700 82
24 Total 11544202
26 Market value not including interest in Item 18 of bonds
and stocks over book value per Schedule D 79498 25
30 Gross assets 27697217 24
Deduct Assets Not Admitted
34 Agents balances representing business writ
ten prior to October 1 1914 10612 55
35 Bills receivable past due taken for marine
inland and fire risks 81987 25
38 Market value of special deposits in excess of
corresponding liabilities per Special De
posit Schedule page 10 16425 21
109025 01
42 Total admitted assets 87588192 23
VLiabilities
2 Gross claims for losses in process of adjust
ment or in suspense plus 10073000 re
serve for losses incurred prior to Decem
ber 31 of which no notice had been re
ceived on that date 847949 99
3 Gross claims for losses resisted 37355 00
4 Total 885304 99
5 Deduct reinsurance due or accrued give
list of companies and amounts as per
Schedule E 160909 92ComptrollerGenerals Report
91
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks 1834383540 unearned premiums
per recapitulation page 6 column 6 9471087 04
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
13909392 unearned premiums fifty
per cent
724395 07
69546 96
10 Total unearned premiums as computed above 9540634 00
14 Principal unpaid on scrip or certificate of profits author
ized or ordered to be redeemed
15 Interest due or accrued on scrip
16 Dividends declared and unpaid to stockholders
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement
19 Contingent commissions or other charges due or accrued
20 Funds held under reinsurance treaties reserve 217130
interest 28702
22 All other liabilities viz Rent paid in advance
23 Federal Income Tax withheld at source
24 Reserve for contingencies
26541 00
6061 74
500000 00
27500 00
166000 00
67959 88
2458 32
124 17
1048 03
100000 00
25 Total amount of all liabilities except capital 11162722 21
26 Capital actually paid up in cash 2000000 00
27 Surplus over all liabilities 14425470 02
28 Surplus as regards polieyholders 16425470 02
29 Total liabilities 27588192 23
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December as
per line 6 under this heading in last
years statement 19221191586 19398535 22
2 Written or renewed during the year per
income No 5 1120424542 10947706 98
4 Total 3042616128 30346242 20
5 Deduct those expired and marked off as
terminated 1000387428 10005987 7892
ComptrollerGenerals Report
6 In foree at the end of the year 2042228700 20340254 42
7 Deduct amount reinsured schedule re
quired 211314144 1096419 02
8
Net amount in force 1830914556 18343835 40
Business in the State of Georgia During 1914
27 Gross risks written 17739452 00
Less 4170274 risks cancelled and 1030124 reins in
companies authorized in Georgia 5200398 00
Net risks written 12539054 00
28 Gross premiums on risks written 224873 90
Less 3086159 return premiums and 878288 premiums
for reinsurance in companies authorized in Georgia 39644 47
Net premiums received
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
1S5229 43
108881 65
371 15
Net losses paid
30 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
108510 50
198612 25
364 92
Net losses incurred 19824 33
COUNTY FIRE INSURANCE COMPANY OF PHILADELPHIA PA
Chas B Peck President E A Law Secretary
W M King Attorney for Service
ICapital Stock
1 Amount of capital stock
paid up in cash 400000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 1132089 70
4 Extended at 1132089 70CompteolleeGeneeals Kepobt
93
IIIncome
5 Gross premiums per Item 2 VI page 6 649061 80
6 Deduct reinsurance premiums fire 430
64894 return premiums fire 131
34683 561995 77
7 Total net premiums other than perpetual
8 Deposit premiums written on perpetual risks gross
9 Gross interest on mortgage loans per
Schedule B
10 Gross interest on collateral loans per
Schedule 0
11 Gross interest on bonds and dividends on
stocks
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources De
posits on taxes H P Shaw note 745
Phila Fire Undrs Assn deposits 315
16 Gross rents from companys property in
cluding 250000 for companys occu
pancy of its own buildings
17 Total gross interest and rents
18 From all other sources Discounts per
petual premiums
Perpetual deposits earned by loss
Excess of commission reed over com pd
Temporary loan
05 13
165 00
31011 64
1097 36
17 56
3901 00
499 76
59 33
27196 31
15000 00
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
37066 03
2185 25
43697 69
42755 40
288 21
28
Total income
175992 58
IIIDisbursements
1 Gross amount paid policyholders for losses
including 3391065 occurring in pre
vious years 317446 46
2 Deduct amount received for salvage fire
297907 reinsurance fire 16561263
discount fire 10431 168696 01
3 Net amount paid policyholders for losses 148750 4594
ComptrollerGenerals Report
9
10
11
13
14
15
16
17
18
19
20
21
22
23
33
34
35
38
39
41
Expenses of adjustment and settlement of losses
Allowances to agencies for miscellaneous agency ex
penses
Salaries 651796 and expenses 385407 of special and
general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including 250000 for companys occupancy of its
own buildings
Advertising 39050 printing and stationery 429911
Postage telegrams telephone and express
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes Addl corp tax on re
turns 1909 to 1912 inc
Other disbursements Miscellaneous expenses
Temporary notes payable
Deposit premiums returned
Paid stockholders for interest or dividends amount de
clared during the year 21600000
Interest paid to banks
Agents balances charged off
Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
Total disbursements
3567 70
2010 65
10372 03
22715 52
2500 00
4689 61
3445 40
68 29
3430 57
7142 21
1063 06
1034 85
597 22
803 00
12346 64
4011 35
108 80
3080 38
15000 00
5695 82
216000 00
292 31
126 85
12949 25
481801 96
IVLedger Assets
1 Book value of real estate 55057 18
2 Mortgage loans on real estate and ground
rents per Schedule B first liens 72785 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 2800 00
4 Book value of bonds 30766459 and
stocks 20150142 per Schedule D 509160 ol
5 Cash in companys office 510 9
7 Deposits in trust companies and banks on
interest per Schedule N 78387 26ComptrollebGenebal s Report
95
L2
16
17
IS
19
23
24
25
Agents balances representing business
written subsequent to Oct 1 1914 96244 77
Agents balance representing business
written prior to Oct 1 1914 9419 40
Other ledger assets viz Perp deposits
other cos 1903 75
Total ledger assets as per balance Item 42
NonLedger Assets
Interest due 3000 and accrued 106114
on mortgages per Sehed B and ground
rents
Interest due 14000 and accrued 3
52328 on bonds per Schedule D part 1
Interest accrued on collateral loans per
Schedule C part 1
Rents accrued 5000 on companys prop
erty or lease
826280 32
1091 14
3663 28
35 25
50 00
Total
Market value of real estate over book value per Sched
ule A
Market value not including interest in Item 18 of
bonds and stocks over book value per Schedule D
Other nonledger assets viz Phila Fire TJndrs Assn
deposit
30
34
42
Agents balances representing business
written prior to Oct 1 1914
9419 40
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 139500
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
11656 25
41408 02
4839 67
16107 82
12242 99
100 00
Gross assets 859570 80
Deduct Assets Not Admitted
9419 40
Total admitted assets 850151 4096
3 Gross claims for losses resisted
4
ComptrollerGenerals Eeport
200 00
Total 53264 27
Deduct reinsurance due or accrued as per
Schedule E 29295 90
Net amount of unpaid losses and claims
Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 27986591 unearned prem
iums per recapitulation page 6 col 6
177925 06
LO
11
17
18
22
Total unearned premiums as computed above
Amount reelaimable by the insured on perpetual fire in
surance policies being 90 and 95 per cent of the prem
ium or deposit received
Salaries rents expenses bills accounts fees etc due or
accrued
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
All other liabilities viz 10 per cent perpetual deposits
other companies
25
26
27
28
29
Total amount of all liabilities except capital
Capital actually paid up in cash 400000 00
Surplus over all liabilities 61452 30
Surplus as regards policyholders
Total liabilities
23968 37
177925 06
179615 29
100 00
600 00
190 38
388699 10
416452 30
850151 40
EQUITABLE FIRE AND MARINE INSURANCE COMPANY OF
PROVIDENCE R I
Fred W Arnold President Samuel G Howe Secretary
T J McKay Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 400000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 938089 40
4 Extended at 938089 40ComptrollerGenerals Eeport
97
IIIncome
5 Gross premiums per Item 2 VI page 6 1661688 37
6 Deduct reinsurance premiums fire 1027
60592 return premiums fire 298
21095 marine and inland 70i37 1325887 24
7 Total premiums other than perpetual
9 Gross interest on mortgage loans per
Schedule B
11 Gross interest on bonds and dividends on
stocks less 2375 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
Philadelphia Underwriters Association
deposit
16 Gross rents from companys property in
cluding 250000 for companys occu
pancy of its own buildings
5959 69
31601 83
232 47
12 60
5335 65
335801 13
17 Total gross interest and rents
18 From other sources Borrowed money
Conscience money
Sale of maps and furniture
Inspection and surveys refund
25 From agents balances previously charged off
28
Total income
IIIDisbursements
754730 37
1 Gross amount paid policyholders for losses
including 3704398 occurring in pre
vious years
2 Deduct amount received for salvage fire
157833 marine and inland 51326
reinsurance fire 56327578 discount
fire 1000
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rnts including 250000 for company s occupancy of its
own buildings
43142 24
27000 00
25 00
834 00
250 00
3 08
407055 45
189353 00
3202 98
113791 54
14493 31
2500 0098
ComptrolleeGenerals Report
10
11
12
16
17
18
19
20
21
22
21
34
37
38
10
41
Advertising 6016 printing and stationery 31909
Postage telegrams telephone and express
Legal expenses
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes Federal corporation
tax
Municipal taxes
Other disbursements Borrowed money
Interest on borrowed money
Exchange
Subscriptions to magazine and papers
Lighting laundry water and ice
Sundry expenses
Paid stockholders for interest or dividends amount de
clared during the year 2400000
Decrease in liabilities during the year on account of re
insurance treaties
Agents balances charged off
Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D
Stocks per Schedule D
Total disbursements
379 25
315 12
217 51
2 35
8 00
2312 53
1967 13
3521 97
157 49
843 00
82 50
27000 00
826 43
6 52
38 03
111 76
89 38
24000 00
37678 04
704 55
62 50
615 00
424280 49
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate per Schedule
B first liens
4 Book value of bonds 49608333 and
stocks 20080000 per Schedule D
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
9 Agents balances representing business
written prior to Oct 1 1914
12 Other ledger assets viz Insurance Asso
ciation of Provi deposit
Cincinnati Underwriters Association
101180 10
112800 00
696883 33
5710 34
2379 28
1436 41
100 00
125 00
ComptrollerGenerals Report
99
Milwaukee Board of Underwriters
Philadelphia Underwriters Association
50 00
200 00
16 Total ledger assets as per balance Item 42 920864 36
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B
18 Interest accrued on bonds per Schedule
D part 1
23 Rents accrued on companys property or
lease
150 86
1271 11
605 00
24 Total
26 Market value not including interest in Item 18
bonds and stocks over book value per Schedule B
30 Gross assets
Beduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914
39 Market value of special deposits in excess
of corresponding liabilities
Beposits with Underwriters Associations
as above
1436 41
61177 85
475 00
41
Total admitted assets
VLiabilities
26792 60
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 134942
reserve for losses incurred prior to Bee
31 of which no notice had been receiv
ed on that date 104008 82
3 Gross claims for losses resisted 7432 76
4 Total 138234 18
5 Beduct reinsurance due or accrued 101669 57
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired

9026 97
21774 34
951665 67
1576 41
36564 6110 10 17 18 23 26 27 28 29 30 1 2 4 5 6 7 8 0 ComptrollerGeneral fire risks 48426502 unearned premiums per recapitulation page 6 col 6 Total unearned premiums as compute Salaries rents expenses bills accounts fe s Report 243464 63 243464 250 3500 423 63 00 00 35
es etc due or
Estimated amount hereafter payable for and other taxes based upon the business Federal State of the year of
All other liabilities viz Interest on mortgages collected
Total amount of all liabilities except Capital actually paid up in cash Surplus over all liabilities
capital 400000 00 204373 82 284202 004373 59 82
Surplus as regards policvholders


8S8576 1708880 166160S j 70 37
VIRisks and Prem In force 31st day of Dec as per line No 6 under this heading in last ums 163573416 156205156
Written or renewed during the year per

Total 319778572 117441534 3370549 1348187 07 26
Deduct those expired and marked off as
In force at the end of the year Deduct amount reinsured schedule re 202337038 155140676 2n22361 1538096 81 79
Net amount in force 47196362 484265 02
EQUITABLE INSTJBANCE COMPANY OF CHABLESTON S C
David Huguenin President Wm G Mazyck Secretary
F H Reynolds Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 200000 00ComptrollerGeneral s Eeport
101
2 Amount of ledger assets as per balance
Dec 31 of previous yearsI
400192 24
Extended at 400192 24
IIIncome
Gross premiums per Item 2 VI page 6 194545 97
Deduct reinsurance premiums fire 44
41221 return premiums fire 4156653 85978 74
7
9
10
11
12
13
16
17
IS
Total premiums other than perpetual
Gross interest on mortgage loans per
Schedule B
Gross interest on collateral loans per
Schedule C
Gross interest on bonds and dividends on
stocks
Gross interest on deposits in trust com
panies and banks per Schedule N
Gross interest from all other sources Sea
shore Imp Co 2126 Chas Board
Fire Und 100 Wulbern Fertilizer Co
1860 Bank of Charleston N B A
49900 S M Gibson 120
Gross rents from companys property in
cluding 72000 for companys occu
pancy of its own buildings
1796 81
4060 34
10758 33
359 90
541 06
1515 00
Total gross interest and rents
From other sources Increase in cash surrender value of
policy 87500900 Equitable Life Assurance Society
108567 23
19031 44
120 00
28 Total income
127718 67
IIIDisbursements
Gross amount paid policyholders for losses
including 877389 occurring in pre
vious years 97081 54
Deduct amount received for salvage fire
203854 reinsurance fire 2890132 30939 86
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to local agencies for miscellaneous agency ex
penses
06141 68
1820 18
14899 95
934 83102
ComptrollerGenerals Report
7 Salaries 138750 and expenses 350922 of special and
general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Bents including 72000 for companys occupancy of its
own buildings
10 Advertising 5860 printing and stationery 86093
11 Postage telegrams telephone and express
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes Federal
corporation tax 147 49
Municipal taxes and licenses 4071 08
23 Other disbursements Commercial agency
Exchange
Light water and fuel
Petty cash items
Insurance
34 Paid stockholders for interest or dividends amount de
clared during the year 1400000
39 Gross loss on sale or maturity of ledger assets viz
Stocks per Schedule D
41 Total disbursements
IVLedger Assets
1 Book value of real estate 15582 95
2 Mortgage loans on real estate per Schedule
B first liens 40370 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 62440 00
4 Book value of bonds 22802997 and
stocks 1100000 per Schedule D 239029 97
5 Cash in company s office 5 400 82
6 Deposits in trust companies and banks not
on interest per Schedule N 5656 42
7 Deposits in trust companies and banks on
interest per Schedule N 6 714 47
48
12688 76
720 00
919 53
678 60
8 00
84 70
2 00
39 22
75 35
584 S3
1328 18
1267 93
4218 57
180 00
225 90
258 35
127 40
248 95
14000 00
999 50
126642 13
ComptrollerGenebals Eepoet 103
8 Agents balances representing business
written subsequent to October 1 1914 22444 37
9 Agents balances representing business
written prior to Oct 1 1914 1349 42
11 Bills receivable taken for fire risks 425 36
12 Other ledger assets viz Cash surrender
value policy 87500900 Equitable Life
Assurance Society L855 00
16 Total ledger assets as per balance Item 42 401268 8
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 497 47
18 Interest accrued on bonds per Schedule D
Part 1 80416
19 Interest accrued on collateral loans per
Schedule C Part 1 157 33
90 Interest on other assets Savings Bank de
posits 945
Note Seashore Improvement Co 202
stocks owned 35000 352 02
3 Rents accrued on companys property or
lease 31 25
24 Total 95168
25 Market value of real estate over book value per Sched
4417 05
ule A
t 407637 51
30 Gross assets T
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 1349 42
38 Book value of ledger assets over market
value viz Stocks and bonds 3264 97
4614 39
41 Total admitted assets 403023 12
VLiabilities
2 Gross premiums for losses in process of ad
justment or in suspense 13515 63
4 Total 13515 63104
ComptrollerGenerals Report
Deduct reinsurance due or accrued
5038 44
10
17
18
19
26
27
28
29
30
Net amount of unpaid losses and claims
Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fie risks 106283 97
8477 19
Total amount premiums as computed above
Salaries rents expenses bills accounts fees etc duo
or accrued
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
Contingent commissions or other charges due or accured
Total amount of all liabilities except capital 120183 07
Capital actually paid up in cash 200000 00
Surplus over all liabilities 82840 05
106283 97
86 57
2000 00
3335 34
Surplus as regards policyholders
Total liabilities
282840 05
403023 12
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31 day of Dec as per
6 under this heading in last years
statement 15241896 64 283890 52
Written or renewed during the year per
Income Xo 5 9428308 28 194545 97
6
Total 24670204 92 478436 49
Deduct those expired and marked off as
terminated 10109358 99 201676 89
In force at the end of the year 14560845 93 276759 60
Deduct amount reinsured schedule re
quired 3522175 32 63298 14
8 Net amount in force 11038670 61 213461 46
Business in the State of Georgia During 1914
27 Gross risks written 535 213 83
Less 39429698 risks cancelled and 23833434 reinsur
ance in companies authorized in Georgia 632 631 32
Net risks written 1002582 51
ComptrollerGenerals Report
28 Gross premiums on risks written
Less 536005 return premiums and 380695 prem
iums for reinsurance in companies authorized in Ga
Net premiums received
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
Net losses paid
30 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
Net losses incurred 17896 58
105
29669 47
9167 00
20502 47
17639 71
891 97
16747 74
18788 55
891 97

FIDELITYPHOENIX FIRE INSURANCE COMPANY OF
NEW YORK CITY
Henry Evans President J A Swinnerton Secretary
A L Waldo Attorney for Service
ICapital Stock
1 Amount of capital stock
paid up in cash2500000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 14934360 83
4 Extended at 14934360 83
IIIncome
5 Gross premiums per Item 2 VI page 6 9277710 93
6 Deduct reinsurance premiums fire 1339
83302 marine and inland 5283278
return premiums fire 126858075
marine and inland 6302164 2724268 19
7 Total net premiums other than perpetual 65534ii 4
9 Gross interest on mortgage loans per
Schedule B 1175 00
11 Gross interest on bonds and dividends on
stocks less 2956983 accrued interest106
ComptrollerGenerals Report
on bonds acquired during 1914 per
Schedule D 563887 38
12 Gross interest on deposits in trust com
panies and banks per Schedule N 39023 55
13 Gross interest from all other sources 1758 53
16 Gross rents from companys property in
cluding 550000 for companys occu
pancy of its own buildings 29645 48
17 Total gross interest and rents 635489 94
18 From all other sources Federal income tax withheld at
source 319 06
24 Increase in liabilities during the year on account of re
insurance treaties 2516 96
25 From agents balances previously charged off 147 00
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 29828 00
Stocks per Schedule D 45514 00
27 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D 14112 00
Stocks per Schedule D 79120 00
28 Total income 7360489 70
IIIDisbursements
1 Gross amount paid policy holders for losses
including 390i25834 occurring in pre
vious years 4138193 65
2 Deduct amount received for salvage fire
2878811 marine and inland 169457
reinsurance fire 77477280i marine
and inland 1932737 824582 So
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to agencies for miscellaneous agency expenses
7 Salaries 14159820 and expenses 11258661 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Bents including 550000 for company s occupancy of its
own buildings
10 Advertising 2653459 printing and stationery 4505218
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
3313610 80
112785 77
1318116 00
1376 28
2541S4 81
431036 49
65270 35
71586 77
47831 57
5750 60
5872 16ComptrollerGeneral s Report
107

14 Maps including corrections 24899 61
15 Underwriters boards and tariff associations 78860 58
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 28944 11
7 Inspections and surveys 13426 73
18 Repairs and expenses other than taxes on real estate 4068 43
19 Taxes on real estate 3175 72
20 State taxes on premiums 129331 72
21 Insurance department licenses and fees 33764 97
22 All other licenses fees and taxes Federal corporation
tax 5627 50
Municipal taxes 15963 11
Federal emergency revenue tax 2339 78
23 Other disbursements Mercantile agencies 7050 06
Miscellaneous 1979 43
Exchange 9594 23
Subscription to papers 1377 93
Investment expenses other than real estate 1256 81
31 Federal income tax withheld at source 197 06
Bills receivable past due charged off 3794 66
34 Paid stockholders for interest or dividends amount de
clared during the year 25000000 250000 00
37 Decrease in liabilities during the year on account of re
insurance treaties 5516 83
38 Agents balances charged off 943 89
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 2084 00
Stocks per Schedule D 25755 00
40 Gross decrease by adjustment in book value of ledger
assets viz Real estate per Schedule A 3549 89
Bonds per Schedule D 145972 00
Stocks per Schedule D 468571 00
41 Total disbursements 6895466 65
IVLedger Assets
1 Book value of real estate 572500 00
2 Mortgage loans on real estate per Sched
ule B first liens 23500 00
4 Book value of bonds 389433100 and
stocks 798699500 per Schedule D 11881326 00
5 Cash in companys office 838 75
7 Deposits in trust companies and banks on
interest per Schedule N 1519630 29
8 Agents balances representing business
written subsequent to Oct 1 1914 954103 21108
ComptrollerGenerals Keport
11
16
17
18
20
23
24
26
30
34
35
38
42
Agents balances representing business
written prior to Oct 1 1914 9131 72
Bills receivable taken for fire risks 438353 91
Total ledger assets as per balance Item 42 15399383 88
NonLedger Assets
Interest accrued on mortgages per Sched
ule B 350 01
Interest due 1570i873 and accrued 40
351 68 on bonds per Schedule D part 1 56060 41
Interest accrued on other assets Bank
deposits 204 36
Bents due 2400 and accrued 33390 on
companys property or lease 357 90
Total
Market value not including interest in item 18 of bond
and stocks over book value per Schedule D
56972 68
39318 25
Gross assets 15495674 81
Deduct Assets Not Admitted
Agents balances representing business
written prior to Oct 1 1914 9131 72
Bills receivable past due taken for ma
rine inland and fire risks 91128 52
Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 116421 01
Total admitted assets 15278993 56
VLiabilities
Gross claims for losses in process of ad
justment or in suspense plus 6656500
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
Gross claims for losses resisted
722272 97
73040 00
4 Total
5 Deduct reinsurance due or accrued as per
Schedule E
795312 97
166958 91
Net amount of unpaid losses and claims
628354 06ComptrollerGenerals Keport
109
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 1413271793 unearned
premiums per recapitulation page 6
column 6 7486835 72
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
13255953 unearned premiums fifty
per cent 66279 77
10 Total unearned premiums as computed above
16 Dividends declared and unpaid to stockholders
17 Salaries rents expenses bills accounts fees etc due
or accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
19 Contingent commissions or other charges due or accrued
20 Funds held under reinsurance treaties reserve 97910
interest 12094
22 All other liabilities viz Federal income tax withheld
at source
Reserve for contested liabilities not losses
7553115 49
125000 00
25000 00
142000 00
24909 13
1100 04
122 00
250000 00
25 Total amount of all liabilities except capital 8749600 72
26 Capital actually paid up in cash 2500000 00
27 Surplus over all liabilities 4029392 84
28 Surplus as regards policyholders 6529392 84
29 Total liabilities 15278993 56
VIBisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 1418805096 15203393 26
2 Written or renewed during the year
per income No 5 875031880 9277710 93
4 Total 2293836976 24481104 19
5 Deduct those expired and marked off as
terminated 754149281 8236281 96
6 In force at the end of the year 1539687695 16244822 23110 CompteollerGteneeals Repoet
7 Deduct amount reinsured schedule re
quired 181694675 1979544 77
8 Net amount in force 1357993020 14265277 46
Business in the State of Georgia During 1914
1 Gross risks written 9323267 00
Less 132471300 risks cancelled and 15631900 rein
surance in companies authorized in Georgia 1481032 00
Net risks written 7842235 00
2 Gross premiums on risks written 144327 69
Less 1855171 return premiums and 177458 premiums
for reinsurance in companies authorized in Georgia 20326 29
Net premiums received
3 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
Net losses paid
124001 40
57800 54
962 50
4 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
Net losses incurred i
56838 04
91251 57
1681 27
89570 30
FIRE ASSOCIATION OF PHILADELPHIA PHILADELPHIA PA
E C Trvin President M G Garrigues Secretary
W E Chapin Atlanta Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 750000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 9245592 76
4 Extended at 9245592 76ComptrollerGenerals Report
111
IIIncome
5 Gross premiums per Item 2 VI page 6 6227290 19
6 Deduct reinsurance premiums fire 853
61369 return premiums fire 1066
54475
7 Total premiums other than perpetual 4307131 7o
8 Deposit premiums written on perpetual risks gross 22862 02
9 Gross interest on mortgage loans per
Schedule B less 13247 accrued inter
est on mortgages acquired during 1914 113297 80
10 Gross interest on collateral loans 7885 50
11 Gross interest on bonds and dividends on
stocks less 136770 accrued interest on
bonds acquired during 1914 per Sched
ule D 246160 86
12 Gross interest on deposits in trust com
panies and banks per Schedule N 4705 45
13 Gross interest from all other sources
From land contract for sale of real
estate 5444 on agents balances
15090 from deposits with Tariff Assn
315 20849
16 Gross rents from companys property in
cluding 1500000 for companys occu
pancy of its own buildings 35069 24
17 Total gross interest and rents 407327 34
18 From other sources Profit loss mortgage 916 50
Earned deposits 469 3
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 3269 65
28 Total income 4746300 23
IIIDisbursements
1 Gross amount paid policyholders for losses
including 32109709 occurring in pre
vious years 3138846 59
2 Deduct amount received for salvage fire
4322911 reinsurance fire 511
49686 discount fire 64060 555366 57
3 Net amount paid policyholders for losses 2583480 02
4 Expenses of adjustment and settlement of losses 46456 85112
ComptrollerGenerals Report
5 Commissions or brokerage 833520 70
6 Allowances to local agencies for miscellaneous agency
expenses 14567 17
7 Salaries 17459225 and expenses 11800421 of special
and general agents 292596 46
8 Salaries fees and all other charges of officers directors
trustees and home office employees 195341 90
9 Rents including 1500000 for companys occupancy of
its own buildings 28703 48
10 Advertising 548985 printing and stationery 31
24587 36735 72
11 Postage telegrams telephone and express 28026 52
12 Legal expenses 2412 74
13 Furniture and fixtures 5115 50
14 Maps including corrections 12182 79
15 Underwriters boards and tariff associations 55808 54
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 14074 08
17 Inspections and surveys 28207 79
18 Repairs and expenses other than taxes on real estate 9341 43
19 Taxes on real estate 9351 88
20 State taxes on premiums 103704 30
21 Insurance department licenses and fees 23536 95
22 All other licenses fees and taxes Federal
corporation tax 4122 16
Municipal license tax 11245 61
1034 22
16401 99
33 Deposit premiums returned 49810 67
34 Paid stockholders for interest or dividends amount de
clared during the year 30000000 300000 00
38 Agents balances charged off 257 86
39 Gross loss on sale or maturity of ledger assets viz
Real estate per Schedule A 16820 57
Bonds per Schedule D 179 00i
18610 57
40 Gross decrease by adjustment in book value of ledger
assets viz Stocks per Schedule D 7650 00
41 Total disbursements 4715895 91
IVLedger Assets
1 Book value of real estate 738696 12
2 Mortgage loans on real estate per Sched
nle B first liens 1937761 66ComptrollerGenerals Report 113
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 145576 00
4 Book value of bonds 489898107 and
stocks 30766347 per Schedule D 5206644 54
5 Cash in companys office 25486 63
6 Deposits in trust companies and banks
not on interest per Schedule N 64462 56
7 Deposits in trust companies and banks on
interest per Schedule N 430563 55
8 Agents balances representing business
written subsequent to October 1 1914 720433 86
9 Agents balances representing business
written prior to Oct 1 1914 6372 16
16 Total ledger assets as per balance Item 42 9275997 OS
NonLedger Assets
Interest due 493939 and accrued 29
18700 on mortgages per Schedule B 34126 48
Interest due 162500 and accrued 73
65005 on bonds per Schedule D part 1 75275 50
Interest accrued on collateral loans per
Schedule O part 1 704 51
Interest accrued on other assets Bank de
posits see Schedule N 1016 37
Rents due 252307 and accrued 12937
on companys property or lease 2652 44
Total 113775 30
Gross assets 9389772 38
Deduct Assets Not Admitted
Companys stock owned 10416 00
Agents balances representing business
written prior to Oct 1 1914 6372 16
Market value of special deposits in excess
of corresponding liabilities 29357 07
Book value of ledger assets over market
value viz Real estate 24296 12
Bonds 201833 07
Stocks 1121 22
283295 64
41 Total admitted assets 9106476 74
17
18
19
20
23
24
30
31
88114
ComptrollerGenerals Report
VLiabilities
1 Gross losses adjusted and unpaid
2 Gross claims for losses in process of ad
justment or in suspense plus 4500000
reserve for losses incurred prior to Dee
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
124437 91
429616 88
71658 22
625713 01
145948 99
6 Net amount of unpaid losses and claims 479764 02
7 Gross premiums lessreinsurance receiv
ed and receivable upon all unexpired
fire risks 7706918 53 unearned prem
iums per recapitulation page 6 col 6 4034121 15
10 Total unearned premiums as computed above 4034121 15
11 Amount reclaimable by the insured on perpetual fire in
surance policies being 90 and 95 per cent of the prem
ium or deposit received 1515326 41
17 Salaries rents expenses bills accounts fees etc due
or accrued 6012 24
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 50000 00
19 Contingent commissions or other charges due or accrued 18480 83
26 Total amount of all liabilities except capital
27 Capital actually paid up in cash 750000 00
28 Surplus over all liabilities 2252772 09
6103704 65
29 Surplus as regards policyholders 3002772 09
30 Total liabilities 9106476 74
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 796557458 8274797 83
2 Written or renewed during the year
per Income No 5 559135888 6227290 19
4
Total 1355693346 14502088 02ComptrollerGenerals Report
5 Deduct those expired and marked off as
terminated
115
511829677 5972108 95
6 In force at the end of the year 843863669 8529979 07
7 Deduct amount reinsured schedule re
quired 74643966 823060 54
8 Net amount in force 769219703 7706918 53
9 Perpetual risks not included above 73247935 deposit
premiums on same 165917766
Business in the State of Georgia During 1914
27 Gross risks written 9452819 00
Less 247198300 risks cancelled and 78609800 rein
surance in companies authorized in Georgia 3258081 00
Net risks written
6194738 00
148246 75
28 Gross premiums on risks written
Less 3267381 return premiums and 1531538 premiums
for reinsurance in companies authorized in Georgia 47989 19
Net premiums received
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
Net losses paid
100257 56
73657 54
10504 54
30 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
Net losses incurred
63153 00
85130 91
13375 85
71755 06
FIREMANS FUND INSURANCE COMPANY OF SAN FRANCISCO CAL
Bernard Faymonville President Louis Weinmann Secretary
Edgar T Gentry Atlanta Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1500000 00116
ComptrollerGenerals Report
2 Amount of ledger assets as per balance
Dec 31 of previous years 10057232 54
4 Extended at 10057232 54
IIIncome
5 Gross premiums per Item 2 VI page 6 11630342 98
6 Deduct reinsurance premiums fire 1
01802675 marine and inland 2414
24294 return premiums fire 1069
26260 marine and inland 50168017 5003212 46
7 Total premiums other than perpetual 6627130 52
9 Gross interest on mortgage loans per
Schedule B less 481 accrued interest
on mortgages acquired during 1914 83606 48
10 Gross interest on collateral loans per
Schedule O 23996 64
11 Gross interest on bonds and dividends on
stocks less 18333 accrued interest on
bonds acquired during 1914 per Sched
ule D 260775 95
12 Gross interest on deposits in trust com
panies and banks per Schedule N 9878 91
13 Gross interest from all other sources
On fire premium notes taken on farm
risks 8861 90
16 Gross rents from companys property in
cluding 397500 for companys occu
pancy of its own buildings 4552 75
17 Total gross interest and rents 391672 63
25 From agents balances previously charged off 1358 25
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 600 00
28 Total income 7020761 40
IIIDisbursements
1 Gross amount paid polieyholders for losses
including 92962727 occurring in pre
vious years 5629882 17
2 Deduct amount received for salvage fire
1799557 marine and inland 112
11472 reinsurance fire 53286733
ComptrollerGenerals Report
117
marine and inland
count fire 47766
123020177 dis
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
34
38
39
41
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency
expenses
Salaries 27357035 and expenses 12186405 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including 397500 for companys occupancy of
its own buildings
Advertising 5226844 printing and stationery 53
95362
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and smveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax
Franchise tax 20000 municipal licenses 484775
Internal revenue tax stamp
Personal property tax
Other disbursements
Donations
Paid stockholders for interest or dividends amount de
clared during the year 24000000
Agents balances charged off
Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
Stocks per Schedule D
3736225 32
75619 37
1210963 32
31807 34
395434 40
263171 07
38799 08
106222 06
43197 71
7824 83
10093 52
11786 10
69640 18
12252 30
13155 16
343 71
5976 99
142915 72
31706 30
3715 21
5047 75
2082 11
84 06
3869 27
240000 00
9243 73
128 15
2003 15
Total disbursements 6473307 61
IVLedger Assets
1 Book value of real estate 574287 56
2 Mortgage loans on real estate per Sched
ule B first liens 1236156 28118 ComptrollerGenerals Report
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 442400 00
4 Book value of bonds 483459427 and
stocks 68890200 per Schedule D 5523496 27
5 ash in companys office 12596 06
6 Deposits in trust companies and banks not
10400 00
7 Deposits in trust companies and banks on
1504296 53
8 Agents balances representing business
written subsequent to October 1 1914 1059841 66
9 Agents balances representing business
50582 55
10 Bills receivable taken for marine and in
11483 16
11 Bills receivable taken for fire risks 179146 26
16 Total ledger assets as per balance Item 42 10604686 3
NonLedger Assets
17 Interest due 122150 and accrued 7
45714 on mortgages per Schedule B 8678 64
18 Interest due 401250 and accrued 81
25739 on bonds per Schedule D part 1 85269 89
19 Interest due 621781 and accrued
99869 on collateral loans per Sched
7216 50
24 Total


Deduct Assets Not Admi tted
34 Agents balances representing business
50582 55
35 Bills receivable past due taken for marine
18427 82
37 Overdue and accrued interest on bonds in
8491 60
38 Book value of ledger assets over market
value viz Collateral loans Schedule
D 64500 00
Real estate Schedule A part 1 3287 56
Bonds and stocks Schedule D 385127 34


ComptrollerGenekals Report
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 134561 90
2 Gross claims for losses in process of ad
justment or in suspense plus 1181
51571 reserve for losses incurred prior
to Dec 31 of which no notice had been
received on that date 1181515 11
3 Gross claims for losses resisted 78424 19
119
4
Total 1394501 80
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 870567158 unearned prem
iums per recapitulation page 6 col 6 4519760 03
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired time and auto risks 1
34150225 unearned premiums fifty
per cent
Auto liability risks 874103 50 per cent
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 4991554
unearned premiums 100 per cent
670751 12
4370 51
49915 54
810578 78
10 Total unearned premiums as computed above 024479 20
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
19 Contingent commissions or other charges due or accrued
23 All other liabilities viz Earned quarterly dividend to
Dec 31 1914 declared Jan 19 1915
2500 00
127500 00
155000 00
60000 00
26 Total amount of all liabilities except capital 6400375 98
27 Capital actually paid up in cash 1500000 00
28 Surplus over all liabilities 2275058 51
29 Surplus as regards policyholders
30 Total liabilities
3775058 51
10175434 49120 ComptrollerGeneral s Eeport
VIEisks and Premiums
1 In force on the 31 day of December as per line 6 under
this heading in last years statement 9852124 31
2 Written or renewed during the year per Income No 5 6307687 51
4 Total 16159811 82
5 Deduct those expired and marked off as terminated 5956941 41
6 In force at the end of the year io 202 870 41
7 Deduct amount reinsured schedule required 1 497 198 83
8 Net amount in force 8705671 58
Business in the State of Georgia During 1914
27 Gross risks written 8849862 00
Less 203528600 risks cancelled and 135686400 rein
surance in companies authorized in Georgia 3392150 00
Net risks written 5457712 0O
28 Gross premiums on risks written 137 356 qq
Less 2691810 return premiums and 1987587 premiums
for reinsurance in companies authorized in Georgia 46793 97
Net premiums received 90 562 09
29 Losses paid deducting salvage 65 835 57
Less losses on risks reinsured in companies authorized in
Georgia 8074 96
Net losses paid 57760 61
30 Losses incurred 85 299 77
Less losses on risks reinsured in companies authorized in
Georgia 14085 40
Net losses incurred 71 207 37ComptrollebGenehals Report
121
FIREMENS INSURANCE COMPANY OF NEWARK N J
Daniel H Dunham President A H Hassinger Secretary
Jas L Eiley Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash
2 Amount of ledger assets as per balance
Dec 31 of previous years 6094740 31
4
Extended at 6094740 31
IIIncome
5 Gross premiums per Item 2 VI page 6 4175851 65
6 Deduct reinsurance premiums fire 685
07101 return premiums fire 752
20740 1437278 41
7 Net premiums
9 Gross interest on mortgage loans per
Schedule B 130622 32
11 Gross interest on bonds and dividends on
stocks less 45542 accrued interest on
bonds acquired during 1914 per Sched
ule D 130968 32
12 Gross interest on deposits in trust com
panies and banks per Schedule N 791 54
16 Gross rents from companys property in
cluding 1200000 for companys occu
pancy of its own buildings 99421 22
18 From other sources
Loan
20 Income tax withheld at source
26 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A
27 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D
2738573 24
325000 00
265 00
65 31
524 00
28
Total income 3426230 95122
ComptbollebGtenebals Eepoet
IIIDisbursements
1 Gross amount paid policyholders for losses
including 22292150 occurring in pre
vious years
2 Deduct amount received for salvage fire
1096123 reinsurance fire 16228209
1073 96
173243 32
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency ex
penses
Salaries 4684550 and expenses 3571810 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including 1200000 for companys occupancy of
its own buildings
Advertising 285878 printing and stationery 15
86992
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax 3514 77
Revenue tax 953 09
Local city tax 1029 60
1704830 64
37052 01
653217 64
10727 12
82561 60
130701 68
22325 62
18728 70
17565 96
2284 07
3260 15
8439 73
44020 72
28887 86
53S5 11
35129 27
23708 04
44710 22
19817 30
23 Other disbursements
Auditors fees
Loan repaid
Interest on loan
34 Paid stockholders for interest or dividends amount de
clared during the year 24000000
38 Agents balances charged off
40 Gross decrease by adjustment in book value of ledger
5497 46
1055 75
275000 00
4698 62
240000 00
605 2941
16
17
18
23
26
30
34
41
1
2
ComptbollebGeneeals Repoet 123
assets viz Bonds per Schedule D 1100 00
Stocks per Schedule D 12379 80
Total disbursements 3435690 36
IVLedger Assets
Book value of real estate 1066190 34
Mortgage loans on real estate per Sched
ule B 2601850 00
Book value of bonds 121464666 and
stocks 69965000 per Schedule D 1914296 66
Cash in companys office 6165 63
Deposits in trust companies and banks on
interest per Schedule N 8225 20
Agents balances representing business
written subsequent to Oct 1 1914 471519 76
Agents balances representing business
written prior to Oct 1 1914 19033 31
Total ledger assets as per balance Item 42 6087280 90
NonLedger Assets
Interest due 240050 and accrued 34
45470 on mortgages per Schedule B 36855 20
Interest accrued on bonds per Schedule D
part 1 15278 86
Rents due on companys property or lease 2152 80
Market value not including interest in item 18 of bonds
and stocks over book value per Schedule D 778585 91
Gross assets 6920153 67
Deduct Assets Not Admitted
Agents balances representing business
written prior to Oct 1 1914 19033 31
Total admitted assets 6901120 36
VLiabilities
Gross losses adjusted and unpaid not yet
due 213466 32
Gross claims for losses in process of ad
justment or in suspense 235447 17124
ComptrollerGenerals Eeport
3 Gross claims for losses resisted
4
35648 26
Total
Deduct reinsurance due or accrued
484561 75
120246 02
Net amount of unpaid losses and claims
Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 570130784 unearned prem
iums per recapitulation page 6 col 6 2922524 02
364315 IS
10
14
17
18
19
22
23
Total unearned premiums as computed above
Principal unpaid on scrip or certificate of profits author
ized or ordered to be redeemed
Salaries rents expenses bills accounts fees etc due or
accrued
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
Contingent commissions or other charges due or accrued
Due and to become due for borrowed money
All other liabilities viz Income tax withheld at squrce
Total amount of all liabilities except capitali
Capital actually paid up in cash 1000000 00
Surplus over all liabilities 2528182 77
29
30
Surplus as regards policyholders
Total liabilities
VIRisks and Premiums
2922524 02
2332 84
1500 00
26000 00
6000 00
50000 00
265 00
3572937 59
3528182 77
6901120 36
In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 621203240
Written or renewed during the year
per Income No 5 273481602
4175851 65
6
Total 894684842 10539958 00
Deduct those expired and marked off as
terminated 233650506 3807163 91
In force at the end of the year 661034336 6732794 09
Deduct amount reinsured schedule re
quired 89993317 1031486 26
Net amount in force 571041019 5701307 84ComptrollerGeneral s Keport
125
Business in the State of Georgia During 1914
27 Gross risks written 2631541 00
Less nsKs cancelled 699902 0O
Net risks written 1931639 00
28 Gross premiums on risks written 34772 78
Less return premiums 6080 72
Net premiums received 28692 06
29 Losses paid deducting salvage 18589 50
30 Losses incurred 18309 25
FIRST NATIONAL FIRE INSURANCE CO WASHINGTON B C
Robert J Wynne President John E Smith Secy Pro Tem
J L Riley Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 877275 00
2 Amount of ledger assets as per balance
December 31 of previous years 1637789 68
3 Increase of paidup capital during the year 85320 00
Extended at
1723109 68
IIIncome
5 Gross premiums per Item 2 VI page 6 647121 18
6 Deduct reinsurance premiums fire 102
98066 return premiums fire 176
23450 279215 16
7 Total premiums other than perpetual
9 Gross interest on mortgage loans per
Schedule B
10 Gross interest on collateral loans per
Schedule C
11 Gross interest on bonds and dividends on
stocks less 446363 accrued interest on
bonds acquired during 1914 per Sched D
367906 0i
12700 08
186 41
44216 29126 ComptrollerGenerals 12 Gross interest on deposits in trust companies and banks per Schedule N 13 Gross interest from all other sources N W Report 1768 75 37 84 65148 83 124058 20 207274 47 3 75 1882 50
16 Gross rents from companys property including 353925 for companys oecu
18 From other sources Payments on subscriptions to stock 59703 20 62555 43 3101 07 3964 77 77950 00
Commercial Fire Ins Co interest on mtgs So Bldg to 121514
Commercial Fire Ins Co taxes on So Bldg to 19J1514

25 From agents balances previously charged off 26 Gross profit on sale or maturity of ledger assets viz

701124 94
IIIDisbursements 1 Gross amount paid policyholders for losses including 3360285 occurring in pre 245237 19
Deduct amount received for salvage fire
91933 reinsurance fire 2479508
discount fire 19307
25907 48
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to local agencies for miscellaneous agency ex
penses
7 Salaries 794155 and expenses 937316 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Bents including 353925 for companys occupancy of its
own buildings
10 Advertising 359183 printing and stationery 753516
11 Postage telegrams telephone and express
12 Legal expenses
219329 71
5472 86
109407 08
460 70
17314 71
52248 54
4082 75
11126 99
5377 35
8704 5GCoMPTROLLERGrENERAL s EePORT
127
1 3 Furniture and fixtures 881 54
14 Maps including corrections 1077 57
15 Underwriters Boards and Tariff Associations 1724 81
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses 898 17
17 Inspections and surveys 980 47
18 Repairs and expenses other than taxes on real estate 50725 62
19 Taxes on real estate 6502 26
20 State taxes on premiums 6182 97
21 Insurance department licenses and fees 6503 58
22 All other licenses fees and taxes
City and county taxes licenses and fees 3097 19
Internal revenue stamp tax 337 12
3434 31
23 Other disbursements
Auditing 292772 newspapers etc
23683 3164 55
Collection expenses 39450 notary and
recording 23773 632 23
Election expense 148635 traveling
599595 7482 30
Interest on bills payable 238 18
Miscellaneous home office expense 3503 62
Commission stock sales 8205 00
Salaries and expense stock sales 6844 80
Transferred from partpaid to fullpaid
capital and surplus 88455 00
Bill payable 77950 00
196475 68
38 Agents balances charged off 14966 15
39 Gross loss on sale or maturity of ledger assets viz
Stocks per Schedule D 2707 81
40 Gross decrease by adjustment in book value of ledger assets
viz Real estate per Schedule A 100000 00
41 Total disbursements 826586 19
IVLedger Assets
Book value of real estate less 64550000
incumbrances per Schedule A 254500 00
Mortgage loans on real estate per Schedule
B first liens 235600 00
Book value of bonds 979235 28
Cash in companys office 100 00m
7
11
12
S ComptbollerGenekals Eepoet
Deposits in trust companies and banks on
interest per Schedule N 38287 53
Agents balances representing business writ
ten subsequent to October 1 1914 81266 65
Agents balances representing business writ
ten prior to October 1 1914 4215 98
Bill receivable taken for fire risks 3150 51
Other ledger assets viz
Deposits in underwriters boards 100 00
Cash in industrial department 399 05
Cash in hands of manager Southern Bldg 768 43
Checks in suspense 25 00
16
17
18
20
23
24
26
27
30
34
36
39
40
41
Total ledger assets as per balance Item 42 1597648 43
NonLedger Assets
Interest due 46375 and accrued 432001
on mortgages per Schedule B 4783 76
Interest accrued on bonds per Schedule D
Part 1 14512 20
Interest accrued on other assets Bank
deposits 402 82
Rents due on companys property or lease 7486 25
Total
Market value not including interest in Item 18 of bonds
and stocks over book value per Schedule D
Other nonledger assets viz
Adjustment expenses due from other companies
Advances etc to special agents and others unsecured
Over payment of interest on So Bldg mortgages
27185 03
1014 72
274 32
260 81
30 00
Gross assets 1626413 31
Deduct Assets Not Admitted
Agents balances representing business
written prior to Oct 1 1914
Loans on personal security endorsed or
not see line 28
Market value of special deposits in excess
of corresponding liabilities
Checks in suspense
Total admitted assets 1614627 81
4215 98 260 81 7283 71 25 00
11785 50
CompteolleeGenebals Repobt
VLiabilities
129
1 Gross losses adjusted and unpaid not yet
due
2 Gross claim for losses in process of adjust
ment or in suspense plus record not
closed until Jan 15 1915 reserve for
losses incurred prior to December 31 of
which no notice had been received on that
date
3 Gross claims for losses resisted
939 50
50446 84
3900 00
4 Total
5 Deduct reinsurance due or accrued
63745 34
24466 93
39278 41
6 Net amount of unpaid losses and claimst
7 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks 44379728 unearned premiums
per recapitulation page 6 column 6 244603 01
15 Interest due or accrued on borrowed money
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State and
other taxes based upon the business of the year of this
statement
19 Contingent commissions or other charges due or accrued
23 All other liabilities viz
Taxes accrued on real estate
Unpaid expenses on real estate
789 16
7000 00
367 62
8665 50
612 46
26 Total amount of all liabilities except capital 310684 49
27 Capital actually paid up in cash full paid
87727500 part paid 2226070 899535 70
28 Surplus over all liabilities 404407 62
29 Surplus as regards policyholders 1303943 32
30 Total liabilities 1614627 81
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
as per line 6 under this heading in
last years statement 25494095 358523 43
2 Written or renewed during the year per
t k 47 774 966 647121 18
Income No 5 u130
ComptrollerGeneeals Report
3 Excess of original premiums over amount
received for reinsurance
26790 82
4 Total 73269 061 1032435 43
5 Deduct those expired and marked off as
terminated 32215997 483455 38
548980 05
105182 77
8 Net amount in force 33623149 443797 28
Business in the State of Georgia During 1914
27 Gross risks written 2567376 00
6 In force at the end of the year 41053064
7 Deduct amount reinsured schedule re
quired 7429915
Less 1023136 risks cancelled and 85538 reinsurance in
companies authorized in Georgia
Net risks written
28 Gross premiums on risks written
Less 1263095 return premiums and 100954 premiums
for reinsurance in companies authorized in Georgia
Net premiums received
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
937598 00
1629778 00
36514 02
13640 49
22873 53
25842 80
6805 10
Net losses paid
30 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
19037 70
34734 37
11565 05
Net losses incurred
23169 32COMPTROLLERGrENEBAL s RePOBT
131
FITCHBURG MUTUAL FIEE FITCHBURG MASS
Lincoln R Welch President Brentford J Alley Secretary
F Wade Vaughan Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous years
276241 56
Extended at
276241 56

IIIncome
5 Gross premiums per Item 2 VI page 6 229294 92
6 Deduct reinsurance premiums fire 8
19495 return premiums fire 3373456 41929 51
7 Total net premiums other than perpetual
9 Gross interest on mortgage loans
11 Gross interest on bonds and dividends on
stocks less 16710 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
Notes payable
16 Gross rents from companys property in
cluding 150000 for companys occu
pancy of its own buildings
271 86
7688 67
259 45
7 75
5112 39
17 Total gross interest and rentst
18 From all other sources
Borrowed money
Rebate of assessments Minn Thresher Mfg Co
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
28
Total income
187365 41
13340 12
40000 00
30 64
21 81
1000 00
241757 98
IIIDisbursements
1 Gross amount paid policyholders for losses
including 564464 occurring in pre
vious years 137300 25132
ComptrollerGenerals Eepoet
2 Deduct amount received for Salvage fire
96734 reinsurance fire 863808 dis
count fire 9607
9680 49
9
10
11
12
13
14
15
16
17
18
19
20
21
23
34
39
40
41
Net amount paid policyholders for lossesi
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to agencies for miscellaneous agency expenses
Salaries 442660 and expenses 313357 of special and
general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Bents including 150000 for companys occupancy of
its own buildings
Advertising 164083 printing and stationery 244754
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
Other disbursements
Investment expenses com and coll
Bond ins
Magazines and papers
Safe deposit box
Care of office
Interest on borrowed money
Payment on acet Salem In
Paid policyholders for interest or dividends
Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
Gross decrease by adjustment in book value of ledger
assets viz
Real estate per Schedule A
Total disbursements
IVLedger Assets
1 Book value of real estate 58000 00
2 Mortgage loans on real estate per Sched
ule B 3 425 00
127619 76
1434 26
18041 67
147 98
7560 17
15880 54
1500 00
4088 37
2403 84
622 48
1090 35
818 31
1161 95
235 96
9229 08
3353 89
988 51
2861 57
1523 14
8 07
132 07
72 00
16 00
351 73
723 83
331 U
53304 28
12 50
1000 00
256513 45ComptrollerGenerals Eeport
133
4 Book value of bonds
5 Cash in companys office
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
182488 59
924 80
1347 17
15300 53
16 Total ledger assets as per balance Item 42 261486 09
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B
18 Interest accrued on bonds per Schedule D
part 1
20 Interest on other assets Pitch Nat Bank
in liquidation as per Schedule X
23 Rents accrued on companys property or
lease
78 74
1500 65
200 00
220 50
24
Total 20348598
Deduct Assets Not Admitted
39 Book value of ledger assets over market
value viz i
911 09
42
Total admitted assets 255574 89
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 755194
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
860 00
7551 94
3085 62
Total
11497 56
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 34614280 unearned prem
iums per recapitulation page 6 col 6 171375 15
11497 56
10
Total unearned premiums as computed above
171375 15134 ComptbolleeGtenebals Eepobt
16 Dividends declared and unpaid to policyholders 6987
17 Salaries rents expenses bills accounts fees etc due or
accrued 8J7
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement 1810
21 Due and to become due for borrowed money 40000
29 Total liabilities 232409
30 Amount of such surplus which constitutes a permanent re
serve fund represented by scrip which by the terms of
its issue cannot be so as to diminish said reserve 23026
VIBisks and Premiums
1 In force on the 31st day of December as per line 6 under
this heading in last years statement 391765
2 Written or renewed during the year per Income No 5 229294
3 Excess of original premiums over amount received for
reinsurance 2 100
4 Total
5 Deduct those expired and marked off as terminated
6 In force at the end of the year
7 Deduct amount reinsured schedule required
8 Net amount in force 346185
Business in the State of Georgia During 1914
1 Gross risks written 366175
Less risks cancelled 69329
Net risks written 296846
2 Gross premiums on risks written 5655
Less return premiums 745
Net premiums received 4 910
3 Losses paid deducting salvage 8436
4 Losses incurred 8 43Q
99
00
00
92
07
92
23
623160 82
263976 86
359183 96
12998 56
40
00
00
00
55
25
30
05
05ComptrollerGenerals Eeport
135
FEANKLIN FIRE INSUEANCE CO PHILADELPHIA PA
F E Parkhurot President Edgar P Luce Secretary
William B Stovall Atlanta Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 500000 00
2 Amount of ledger assets as per balance December 31 of
3320786 51
previous year v
IIIncome
5 Gross premiums per Item 2 VI page 6 2097844 60
6 Deduct reinsurance premiums fire 328
084 79 return premiums fire 393
24223 721327 02
7 Total premiums other than perpetual 136517 58
8 Deposit premiums written on perpetual
risks gross 7256 47
9 Gross interest on mortgage loans per
Schedule B 733 64
11 Gross interest on bonds and dividends on
stocks less 289699 accrued interest
on bonds acquired during 914 per
Schedule D 113200 14
12 Gross interest on deposits in trust com
panies and banks per Schedule N 1540 51
16 Gross rents from companys property in
cluding 6000 for companys occupancy
of its own buildings 7436 00
17 Total gross interest and rents 123910 29
18 From other sources
Perpetual policy transfer fees 626 50
Reinsurance deposit perpetual 145 00
26 Gross profit on sale or maturity of ledger
assets viz Bonds per Schedule D 7698 15
1516153 99
28 Total income v
IIIDisbursements
1 Gross amount paid policyholders for
losses including 11492042 occur
ring in previous years 1054846 25136
ComptbolleeGenebals Repobt
2 Deduct amount received for salvage Are
77429 reinsurance fire 16130605
3 Net amount paid policyholders for losses 885797 29
4 Expenses of adjustment and settlement of losses 16683 02
5 Commissions or brokerage 287531 97
6 Allowances to local agencies for miscellaneous agency ex
penses 4068 95
7 Salaries 3397187 and expenses 3466112 of special
and general agents 68632 99
8 Salaries fees and all other charges of officers directors
trustees and home office employees 78272 66
9 Eents including 600000 for companys occupancy of its
own buildings 8 360 42
10 Advertising 481223 printing and stationery 889917 13711 40
11 Postage telegrams telephone and express 9958 58
12 Legal expenses 103 20
13 Furniture and fixtures 711 23
14 Maps including corrections 5 678 29
15 Underwriters Boards and Tariff Associations 21838 60
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses 3 811 75
17 Inspections and surveys 4 589 91
18 Repairs and expenses other than taxes on real estate 971 70
19 Taxes on real estate 1810 22
20 State taxes on premiums 31 412 65
21 Insurance department licenses and fees 9496 21
22 All other licenses fees and taxes
Federal corporation tax 26 21
Municipal licenses 7154 23
Capital stock tax 3 035 94
23 Other disbursements
Incidental expenses 6118 95
Reinsurance deposit account perpetual 10 00
33 Deposit premiums returned 25 981 74
34 Paid stockholders for interest or dividends amount de
clared during the year 60000 60001 50
38 Agents balances charged off 213 98
39 Gross loss on sale or maturity of ledger assets viz
Real estate per schedule A 5117 80
Bonds per Schedule D 4 993 75
41 Total disbursements 1566095 17
IVLedger Assets
1 Book value of real estate per Schedule A 136360 56
2 Mortgage loans on real estate per Schedule B first liens 26435 00ComptrollerGenerals Report 137
4 Book value of bonds 255941723 and stocks 5973400
per Schedule D 2619151 23
5 Cash in companys office 1579 49
7 Deposits in trust companies and banks on interest per
Schedule N 139069 63
8 Agents balances representing business written subsequent
to October 1 1914 335351 76
9 Agents balances representing business written prior to
October 1 1914 12897 66
16 Total ledger assets as per balance Item 42 3270845 33
NonLedger Assets X
17 Interest accrued on mortgages per Sched
ule B 396 52
18 Interest accrued on bonds per Schedule
D Part 1 34647 89
24 Total 35044 41
30 Gross assets 3305889 74
Deduct Assets not Admitted
34 Agents balances representing business
written prior to October 1 1914 12897 66
38 Book value of ledger assets over market
value viz
Real estate 6860 56
Stocks and bonds 72849 23
41 Total admitted assets 3213282 29
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 25543 73
2 Gross claims for losses in process of ad
justment or in suspense plus 712889
reserve for losses incurred prior to Dec
31 of which no notice had been re
ceived on that date 204477 11
3 Gross claims for losses resisted 17260 13
4 Total 247280 97138
ComptbollebGIenebals Kepoet
5 Deduct reinsurance due or accrued
67018 89
1334998
6 Net amount of unpaid losses and claims 180262 08
7 Gross premiums less reinsurance received and receivable
upon all unexpired fire risks 257072629 unearned
premiums per recapitulation page 6 column 6
11 Amount reclaimable by the insured on per
petual fire insurance policies being 90
per cent 47092037 95 per cent
17761794 of the premium or deposit
received 648538 31
16 Dividends declared and unpaid to stock
holders 15 00
17 Salaries rents expenses bills accounts
fees etc due or accrued 1868 27
18 Estimated amount hereafter payable for
Federal State and other taxes based
upon the business of the year of this
statement 19261 57
19 Contingent commissions or other charges
due or accrued 40573 73
26 Total amount of all liabilities except capital
27 Capital actually paid up in cash 500000 00
28 Surplus over all liabilities 487764 46
29 Surplus as regards policyholders 987764 46
2225517 83
30
Total liabilities 3213282 29
Business in the State of Georgia During 1914
27 Gross risks written
Less 29988800 risks cancelled and 12418400 reinsur
ance in companies authorized in Georgia
Net risks written
28 Gross premiums on risks written
Less 333918 return premiums and 200197 premiums for
reinsurance in companies authorized in Georgia
1010696 66
424070 00
586626 66
17103 56
5341 15
Net premiums received 11762 41
29 Losses paid deducting salvage 16777 24
Less losses on risks reinsured in companies authorized in
Georgia 4613 56
Net losses paid
12163 68ComptrollerGenerals Report 139
30 Losses incurred 20410 46
Less losses on risks reinsured in companies authorized in
Georgia 5603 41
Net losses incurred 14807 05
GEORGIA HOME INSURANCE COMPANY OF COLUMBUS GA
Rhodes Browne President Wm C Coart Secretary
ICapital Stock
1 Amount of capital stock
paid up in cash 300000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 719063 19
4 Extended at 719063 19
IIIncome
5 Gross premiums per Item 2 VI page 6 485612 85
6 Deduct reinsurance premiums fire 112
99985 return premiums fire 7486711 187866 96
7 Total net premiums other than perpetual
9 Gross interest on mortgage loans per
Schedule B
10 Gross interest on collateral loans per
Schedule C
11 Gross interest on bonds and dividends on
stocks
13 Gross interest from all other sources
Loans on personal security endorsed or not
16 Gross rents from companys property in
cluding 100000 for companys occu
pancy of its own buildings
3306 50
1183 73
21126 96
1639 44
4032 30
297745 89
17 Total gross interest and rents
31288 93140
ComptkollerGenebals Repoet
18 From all other sources
Borrowed money 40000 00
Reed from Reins Cos on losses paid 1913 424 84
Furniture and fixtures sold 140 90
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
27 Gross increase by adjustment in book value of ledger
assets viz
Bonds per Schedule D
28 Total income
40565 74
1500 00
202 00
2137 50
374440 06
IIIDisbursements
1 Gross amount paid policyholders for losses 283946 97
2 Deduct amount received for Salvage fire
97642 reinsurance fire 7694566
discount fire 8047 78002 55
8
9
10
11
12
14
15
18
19
20
21
22
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to agencies for miscellaneous agency expenses
Salaries 906770 and expenses 1019059 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including 100000 for companys occupancy of its
own buildings
Advertising 121088 printing and stationery 211841
Postage telegrams telephone and express
Legal expenses
Maps including corrections
Underwriters boards and tariff associations
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Personal State county and city taxes 1 S4S 00
Municipal and all other taxes and licenses 6427 39
205944 42
3970 30
45588 70
1724 08
19258 29
21173 11
1000 00
3329 29
2118 76
573 42
578 63
2865 43
939 42
883 13
8477 90
3020 95
8275 39
23 Other disbursementsComptbollekGtenebals Repoet
141
Miscellaneous and office expenses 772 48
Difference market value and cost of cotton 56G 8G
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
40 Gross decrease by adjustment in book value of ledger
assets viz
Bonds per Schedule D
1339 34
733 67
21 13
325 00
41
Total disbursements 332140 36
IVLedger Assets
1 Book value of real estate 60000 00
2 Mortgage loans on real estate per Sched
ule B 52150 00
4 Book value of bonds 20597500 and
stocks 29442000 per Schedule D 500395 00
5 Cash in companys office 10143 59
6 Deposits in trust companies and banks not
on interest per Schedule N 19447 37
8 Agents balances representing business
written subsequent to Oct 1 1914 90248 77
9 Agents balances representing business
written prior to Oct 1 1914 8135 11
12 Other ledger assets viz
Loans on personal security 3830 48
Due from Reins Cos on losses paid 506 41
Cotton acct 53 bales 28202 lbs at 8c 2256 16
16 Total ledger assets as per balance Item 42 761362 89
NonLedger Assets
17 Interest on mortgages per Schedule B
18 Interest on bonds per Schedule D part 1
19 Interest on collateral loans per Schedule
C part 1
20 Interest on other assets Inst personal
loans endorsed or not
24 Total
30 Gross assets
2323 34
2020 00
62 44
252 14
4657 92
766020 81142
CompteollebGenebals Kepoet
Deduct Assets Xot Admitted
34 Agents balances representing business
written prior to Oct 1 1914 8135 11
36 Loans on personal security endorsed or
not 4082 62
42
Total admitted assets
VLiabilities
1 Gross losses adjusted and unpaid
2 Gross claims for losses in process of ad
justment or in suspense
3 Gross claims for losses resisted
546S3 49
42487 45
9100 00
4 Total 106270 94
5 Deduct reinsurance due or accrued as per
Schedule E 30843 04
6 Net amount of unpaid losses and claimst
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 56429447 unearned prem
iums per recapitulation page 6 col 6 288853 23
12217 73
753803 OS
75427 00
10 Total unearned premiums as computed above 2S8853 23
15 Interest due or accrued including 62027 on borrowed
money 620 27
17 Salaries rents expenses bills accounts fees etc due or
accrued 6000 00
21 Due and to become due for borrowed money 40000 00
25 Total amount of all liabilities except capital 410901 40
26 Capital actually paid up in cash 300000 00
27 Surplus over all liabilities 42901 68
28 Surplus as regards policyholders
29 Total liabilities
342901 68
753803 08
YIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on tne 31 day of Dec as per
line 6 under this heading in last
years statement 52406719 838228 956
CompteollebGeneeals Eepoet
27434524
Written or renewed during the year
per Income No 5
Excess of original premiums over
amount received for reinsurance
143
485612 85
2413 98
Total 79841243 1326255 78
Deduct those expired and marked off as
terminated 37382464 564723 63
In force at the end of the year
Deduct amount reinsured schedule re
quired
42458779 761532 15
12739695 197237 68
Net amount in force 29719084 564294 47
Business in the State of Georgia During 1914
Gross risks written 5490438 00
Less 91411600 risks cancelled and 143723800 rein
surance in companies authorized in Georgia 2351354 CO
Net risks written 3139084 00
Gross premiums on risks written 97045 68
Less 1302704 return premiums and 2526308 prem
iums for reinsurance in companies authorized in Ga 38290 12
Net premiums received
Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
Net losses paid
Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
Net losses incurred
58755 56
75149 30
29998 82
45150 48
71942 23
27331 16
44611 07144
ComptrollerGenerals Report
GERMAN ALLIANCE FIRE INSURANCE CO OF NEW YORK CITY
William N Kremer President Edwin M Cragin Secretary
George N Hurt Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 400000 00
2 Amount of ledger assets as per balance December 31st of
previous years 1967786 80
IIIncome
5 Gross premiums per Item 2 VI page 6 3353929 28
6 Deduct reinsurance premiums fire 2
03769749 return premiums fire 698
32492 2736022 41
7 Total premiums other than perpetual 617906 87
9 Gross interest on mortgage loans per
Schedule B 2662 50
11 Gross interest on bonds and dividends on
stocks less 30294 accrued interest on
bonds acquired during 1914 per Sched
ule D 85657 14
12 Gross interest on deposits in trust com
panies and banks per Schedule N 722 30
13 Gross interest from all other sources
On subscription payments for bonds and
stocks 212 53
On unlisted assets per schedule 71 00
17 Total gross interest and rents 89325 47
26 Gross profit on sales or maturity of led
ger assets viz
Bonds per Schedule D 68 82
Stocks per Schedule D 3 76
72 58
28 Total income 707304 92
IIIDisbursements
1 Gross amount paid policyholders for losses
including 22370777 occurring in
previous years 1916535 10ComptrollerGenerals Eeport
145
2 Deduct amount received for salvage fire
626539 reinsurance fire 1512372
54 discount fire 6425 1518702 18
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
8 Salaries fees and all other charges of officers directors
trustees and home office employees
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax 205 63
Municipal
397832 92
6049 40
169911 10
3545 00
3105 99
10398 70
3249 82
County
174 99
34 Paid stockholders for interest or dividends amount de
clared during the year
1146 58
60000 00
41
Total disbursements 655239 51
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B first liens
4 Book value of bonds 72898237 and
stocks 108634589 per Schedule D
5 Cash in companys office
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to October 1 1914
25000 00
1815328 26
300 00
70098 19
109125 76
16 Total ledger assets as per balance Item 42
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B
18 Interest accrued on bonds per Schedule
D Part 1
24 Total
30 Gross assets
562 50
8420 00
2019852 21
8982 50146
ComptrollerGenerals Report
Deduct Assets not Admitted
38 Book value of ledger assets over market
value viz
Bonds 65012 37
Stocks 131571 89
41
196584 26
Total admitted assets 1832250 45
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 1500000
reserve for losses incurred prior to
December 31 of which no notice had
been received on that date
3 Gross claims for losses resisted
54388 54
346799 00
31800 00
Total 432987 54
5 Deduct reinsurance due or accrued
309601 00
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 93813769 unearned prem
iums per recapitulation page 6 col 6
123386 54
497409 04
10 Total unearned premiums as computed above
18 Estimated amount hereafter payable for Federal State and
other taxes based upon the business of the year of this
statement
26 Total amount of all liabilities except capital
27 Capital actually paid up in cash 400000 00
28 Surplus over all liabilities 801454 87
497409 04
10000 00
630795 58
29 Surplus as regards policyholders 1201454 87
30 Total liabilities 1832250 45
VIRisks and Premiums
Fire Bisks Premiums Thereon
1 In force on the 31st day of December as
per line 6 under this heading in last
years statement 472536271 467550 54ComptrollerGenerals Eeport 147
2 Written or renewed during the year per
Income No 5 337734424 3353929 28
4 Total 810270695 8029519 82
5 Deduct those expired and marked off as
terminated 323233985 3312270 57
6 In force at the end of the year487036710 4717249 25
7 Deduct amount reinsured schedule re
quired 392414726 3779111 56
8 Net amount in force 94621984 938137 69
t
Business in the State of Georgia During 1914
27 Gross risks written 2467834 00
Less risks cancelled 639680 00
Net risks written 1828154 00
28 Gross premiums on risks written 36822 12
Less return premiums 6986 25
Net premiums received 2983o 87
29 Losses paid deducting salvage 32420 11
30 Losses incurred 32213 11
GERMAN AMERICAN FIRE INSURANCE CO OF NEW YORK CITY
William N Kremer President Edwin M Cragin Secretary
George N Hurt Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 22998168 36
22998168 36
4 Extended at v
IIIncome
5 Gross premiums per Item 2 VI page 6 15045600 14148 ComptrollerGenerals Eepoet
6 Deduct reinsurance premiums fire 3440
50521 return premiums fire 2929
92168 6370426 89
7 Total premiums other than perpetual 8675173 25
9 Gross interest on mortgage loans per
Schedule B 4064 17
11 Gross interest on bonds and dividends on
stocks less 371371 accrued interest on
bonds acquired during 1914 per Sched
ule D 847617 78
12 Gross interest on deposits in trust com
panies and banks per Schedule N r6870 36
13 Gross interest from all other sources
On Philadelphia Underwriters Association
deposits 945 from unlisted assets per
Schedule X 629941 on subscription
payments for bonds and stocks 96703 7275 89
On deferred payments of agents balances
155169 prepayment of taxes 18840 1740 09
16 Gross rents from companys property in
cluding 5664500 for companys occu
pancy of its own buildings 215097 82
17 Total gross interest and rents 1092666 11
3 8 From other sources
Premiums collected on business placed with other com
panies 8533 90
American Fruit Product Company receivers dividend per
Schedule X 3000 00
25 From agents balances previously charged off 1756 95
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 2 695 82
Stocks per Schedule D 17 790 78
28 Total income 9801616 81
IIIDisbursements
1 Gross amount paid policyholders for losses
including 884247 34 occurring in pre
vious years 7662384 68
2 Deduct amountreceived for salvage fire
4552340i reinsurance fire 2375
58485 discount fire 74282 2421851 07
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5240533 61
128850 98CoMPTKOLLERGrElSrEEALs REPOET
149
5 Commissions or brokerage
6 Allowances to local agencies for miscellaneous agency
expenses
7 Salaries 43421310 and expenses 14698777 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents including 5664500 for companys occupancy of
its own buildings
10 Advertising 2674102 printing and stationery 6
90054
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax
Municipal 1133330 county 259026
Emergency revenue tax
Other disbursements
Mercantile agency reports special reports and reference
books
Premiums on business placed with other companies
Office cleaning lighting and heating
Premium on compensation insurance policy
Paid stockholders for interest or dividends amount de
clared during the year 600000000
Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
Stocks per Schedule D
1588921 91
2217 12
58il200 87
347986 44
76693 76
17
18
19
20
23
34
38
93641 56
70228 41
6208 25
20168 22
24868 68
118632 07
45957 21
67184 44
75643 02
35289 06
165272 45
49397 42
2217 53
13923 56
4002 58
10779 60
3141 15
3120 41
1139 76
600000 00
5550 79
48 77
1412 05
41
Total disbursements W380 68
IVLedger Assets
lit
1 Book value of real estate 2682385
9 Mortgage loans on real estate per Sched
ule B first liens 35500 00150 ComptrollerGenerals Eeport
4 Book value of bonds 967576200 and
stocks 805948155 per Schedule D 17735243 55
5 Cash in companys office 7147 19
6 Deposits in trust companies and banks not
on interest per Schedule N 97401 87
7 Deposits in trust companies and banks on
interest per Schedule N 1119197 22
8 Agents balances representing business
written subsequent to Oct 1 1914 1645758 94
9 Agents balances representing business
written prior to Oct 1 1914 33555 15
11 Bills receivable taken for fire risks 46214 88
16 Total ledger assets as per balance Item 42 23402404 49
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 867 50
18 Interest accrued on bonds per Schedule D
part 1 138958 50
23 Bents due on companys property or lease 5926 42
24 Total 145752 42
30 Gross assets 23548156 91
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 33555 15
35 Bills receivable past due taken for marine
inland and fire risks 195 69
38 Book value of ledger assets over market
value viz
Bonds 84534600 stocks 94605000
Schedule D 1791396 55
Real estate Schedule A 232385 69
41 Total admitted assets 21490623 83
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 145491 00
2 Gross claims for losses in process of ad
justment or in suspense plus 45000003
ComptrollerGenerals Report
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
edon that date 1362147 00
Gross claims for losses resisted 140888 00
151
Total
Deduct reinsurance due or accrued
1648526 00
553051 32
Net amount of unpaid losses and claims 1095474 68
Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 1800451070 unearned
premiums per recapitulation page 6
column 6 9168457 75
10
17
18
19
23
26
27
28
29
30
Total unearned premiums as computed above 916S4o7 7o
Salaries rents expenses bills accounts fees etc due or
accrued
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
Contingent commissions or other charges due or accrued
All other liabilities viz
Bents paid in advance
Premiums due or to become due on business placed with
other companies
36224 42
137699 00
8773 28
1547 25
8533 90
Total amount of all liabilities except capital 10456710
Capital actually paid up in cash 2000000 00
Surplus over all liabilities 9033913 5o
Surplus as regards policyholders 11033913 5
Total liabilities
21490623 83
VIBisks and Premiums
Fire Bisks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 2336843972 22763286 94
2 Written or renewed during the year 4
per Income ho o
3 Excess of original premiums over
amount received for reinsurance
24334 99
4 Total
3919841131 37833222 07152 ComptrollerGenerals Eeport
5 Deduct those expired and marked off
as terminated 1518512907 15155517 63
6 In force at the end of the year 2401328224 22677704 44
7 Deduct amount reinsured schedule re
quired 529450661 4673193 74
8 Net amount in foirce 1871877563 18004510 70
Business in the State of Georgia During 1914
27 Gross risks written 12740603 00
Less 303067300 risks cancelled and 72499000 reinsur
ance in companies authorized in Georgia 3755663 00
Net risks written 89g4940 00
28 Gross premiums on risks written gg 5gg gi
Less 3482002 ireturn premiums and 514649 premiums
for reinsurance in companies authorized in Georgia 39966 51
Net premiums received 449 go 40
29 Losses paid deducting salvage 157 399 68
Less losses on risks reinsured in companies authorized in
Georgia 10029 51
Net losses paid U7780 1
30 Losses incurred m 915 6g
Less losses on risks reinsured in companies authorized in
GeOTSia 9364 51
Net losses incurred 163 551 17
GERMANIA FIRE INSURANCE COMPANY OF NEW YORK CITY
Geo B Edwards President GlIgtav Kehr Secretary
Samuel C Williams Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00ComptrollerGeneral s Report
153
2 Amount of ledger assets as per balance
Dee 31 of previous year 7811050 54
4 Extended at
7811050 54
IIIncome
9
11
12
13
16
17
18
25
28
Gross premiums per Item 2 VI page 6 4226126 64
Deduct reinsurance premiums fire 653
30714 return premiums fire 57338166 1226688 80
Total premiums other tJhan perpetual 2999437 84
Gross interest on mortgage loans per
Schedule B
Gross interest on bonds and dividends on
stocks
Gross interest on deposits in trust com
panies and banks per Schedule X
Gross interest from all other sources
Miscellaneous
Gross rents from companys property in
eluding 2500000 for companys occu
pancy of its own buildings
24048 01
249573 31
9314 72
232 89
113 03
57 75
47759 25
Total gross interest and rents 331098 95
From other sources
Conscience money received
From agents balances previously charged off
210 33
Total income 3330905 IS
IIIDisbursements
1 Gross amount paid policyholders for losses
including 20493444 occurring in pre
vious years 1887054 31
2 Deduct amount received for salvage fire
1350689 reinsurance fire 357
49005 discount fire 82563 371822 57
3 Net amount paid policyholders for losses 1515231 74
4 Expenses of adjustment and settlement of losses 78113 94
5 Commissions or brokerage 626903 00
6 Allowances to local agencies for miscellaneous agency
expenses 91417 64
154
CompteollebGenebals Repobt
7 Salaries 8885039 and expenses 5018415 of special
and general agents 139034 54
8 Salaries fees and all other charges of officers directors
trustees and home office employees 146392 32
9 Eents including 2500000 for companys occupancy of
its own buildings 31573 15
10 Advertising 564932 printing and stationery 2115692 28806 24
11 Postage telegrams telephone and express 21293 90
12 Legal expenses 5614 50
13 Furniture and fixtures 3230 10
14 Maps including corrections 10159 58
15 Underwriters boards and tariff associations 7328 18
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 22727 21
17 Inspections and surveys 46417 96
18 Repairs and expenses other than taxes on real estate 15302 65
19 Taxes on real estate 11214 00
20 State taxes on premiums 61061 S9
21 Insurance department licenses and fees 17075 77
22 All other licenses fees and taxes
Federal corporation tax 3797 14
Municipal and county licenses 10336 25
Internal revenue tax 1237 40
15370 79
23 Other disbursements
Investment expense other than real estate 8470 00
Exchange 3937 98
Mercantile agencies 2228 00
Auditing 1387 50
Subscriptions 77775 charity 10625 ins
premiums and surety bonds 69317
spring water ice towels 78577 misc
18391 2546 85
18570 33
34 Paid stockholders for interest or dividends amount de
clared during the year 20000000 200000 00
38 Agents balances charged off 195 86
39 Gross losses on sale or maturity of ledger assets viz
Bonds per Schedule D 502 50
40 Gross decrease by adjustment in book value of ledger
assets viz
Real estate per Schedule A 20744 13
41 Total disbursements 313228192ComptrollerGenerals Report
IVLedger Assets
1 Book value of real estate 730000 00
2 Mortgage loans on real estate per Schedule
B first liens 575250 00
4 Book value of bonds 291105344 and
stocks 273734962 per Schedule D 5648403 06
5 Cash in company s office 2417 48
6 Deposits in trust companies and banks not
on interest per Schedule N 16151 19
7 Deposits in trust companies and banks on
interest per Schedule N 491022 83
S Agents balances representing business
written subsequent to October 1 1914 536691 20
9 Agents balances representing business
witten prior to Oct 1 1914 9737 98
155
16
17
18
23
24
30
34
38
41
Total ledger assets as per balance Item 42
NonLedger Assets
Interest accrued on mortgages per Sched
ule B i
Interest accrued on bonds per Schedule D
part 1
Rents due on companys property or lease
1009673 74
10865 19
38731 07
158 34
Total
49754 60
Gross assets 8059428 34
Deduct Assets Not Admitted
Agents balances representing business
written prior to Oct 1 1914i
Book value of ledger assets over market
value viz
9737 98
765035 56
774773 54
Total admitted assets 7284654 80
VLiabilities
Gross losses adjusted and unpaid not yet
due 186398 84
Gross claims for losses in process of ad
justment or in suspense 167873 65156
ComptrollerGenerals Eeport
3 Gross claims for losses resisted
37157 00
10
17
18
19
26
27
29
30
Total 39d429 49
Deduct reinsurance due or accrued 102834 16
Net amount of unpaid losses and claims
Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 674018775 unearned prem
iums per recapitulation page 6 col 6 3441914 54
288595 33
Total unearned premiums as computed above
Salaries rents expenses bills accounts fees etc due
or accrued
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
Contingent commissions or other charges due or accrued
Total amount of all liabilities except capital
Capital actually paid up in cash 1000000 00
Surplus over all liabilities 2486142 59
Surplus as regards policjholders
Total liabilities
3441914 54
2136 07
55000 00
10866 27
3798512 21
3486142 59
7284654 8ft
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of December as
per line 6 under this heading in last
years statement 784327985 7437416 57
2 Written or renewed during the year
per Income No 5 423474793 4226126 64
3 Excess of original premiums over
amount received for reinsurance 4344 96
4 Total
5 Deduct those expired and marked off
1207802778 11667888 17
as terminated
397533401 3993316 23
6 In force at the end of the year 810269377 7674571 94
7 Deduct amount reinsured schedule re
quired 85305712 934384 19
8 Net amount in force
724963665 6740187 75ComptrollerGenerals Report 157
Business in the State of Georgia During 1914
27 Gross risks written 5976167 00
Less 130832600 risks cancelled and 3470000 reinsur
ance in companies authorized in Georgia 1343026 00
Net risks written 4633141 00
28 Gross premiums on risks written 92999 80
Less 1513863 return premiums and 64197 premiums
for reinsurance in companies authorized in Georgia 15780 60
Net premiums received 77219 20
29 Losses paid deducting salvage 41849 78
30 Losses incurred 42204 75
CURARD FIRE MARINE INSURANCE COMPANY OF
PHILADELPHIA PA
Henry M Gratz President Edward J Thomason Secretary
Jno A Whitner Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 2557637 85
IIIncome
5 Gross premiums per Item 2 VI page 6 1349938 69
6 Deduct reinsurance premiums fire 311
29949 return premiums fire 211
00676 522306 25
7 Total premiums other than perpetual 827632 44
8 Deposit premiums written on perpetual risks gross 12277 79
9 Gross interest on mortgage loans per
Schedule B 072 52
10 Gross interest on collateral loans per
Schedule C 1713 34
11 Gross interest on bonds and dividends on
stocks less 31917 accrued interest on
158
ComptbollebGenebals Eepoet
bonds acquired during 1914 per Sched
ule D 81996 21
12 Gross interest on deposits in trust com
panies and banks per Schedule N 1175 67
13 Gross interest from all other sources
Dividend on Mutual Assce Co policy co s
real estate 30 00
On bills receivable 59 52
On Phila Und Assce deposit 3 15
16 Gross rents from companys property in
cluding 900000 for companys occu
pancy of its own buildings 17290 23
17 Total gross interest and rents
18 From other sources Bills payable
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
27 Gross increase by adjustment in book value of ledger
assets viz
Bonds per Schedule D
28 Total income
111340 64
17500 00
100 00
2693 29
971544 16
IIIDisbursements
1 Gross amount paid policyholders for losses
including 6860988 occurring in pre
vious years 583332 45
2 Deduct amount received far salvage fire
170226 reinsurance fire 17711478
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
0 Allowances to local agencies for miscellaneous agency
expenses
7 Salaries 990000 and expenses 822803 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents including 900000 for companys occupancy of
its own buildings
10 Advertising 105743 printing and stationery 870814
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
404515 41
8893 42
214241 13
5006 39
18128 03
60403 25
12485 54
9765 57
2698 79
636 35
354 85
4448 37
9603 12CoMPTROLLERGrENERAL s KePORT
159
16 Fire department fire patrol and salvage eoips assess
ments fees taxes and expenses
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax 1461 23
Capital stock 3603 66
City and county licenses and fees 2897 07
Mo anti trust suit 5 00
War revenue 230 42
111 anti trust suit 1 0O
23 Other disbursements Electricity 14599 auditing books
100 ice water 13195 statistical books 183 laun
dry 2544 ins on F F 14655 entertaining agents
3805 Christmas presents 45975 prems on personal
bonds 18125 gas 19649 notary fees 6275 sun
dries 18525
30 Bills payable
31 Interest on bills payable
32 Investment exp
33 Deposit premiums returned
34 Paid stockholders for interest or dividends amount de
clared during the year
38 Agents balances charged off
40 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D
41 Total disbursements
IVLedger Assets
1 Book value of real estate 211497 32
2 Mortgage loans on real estate per Schedule
B first liens 190100 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 24200 00
4 Book value of bonds 173256018 and
stocks 137022 31 per Schedule D 1869582 49
5 Cash in companys office 1655 75
7 Deposits in trust companies and banks on
interest per Schedule N 142339 30
8 Agents balances representing business
written subsequent to Oct 1 1914 144565 72
9542 67
3497 33
3481 70
4019 28
10629 13
7415 61
8198 38
1856 47
17500 00
87 39
148 00
21230 05
100000 00
40 34
1325 88
940152 45
160
ComptbollekGteneeals Repokt
9 Agents balances representing business
written prior to Oct 1 1914 1506 73
11 Bills receivable taken for fire risks 2769 75
12 Other ledger assets viz
Perpetual pol of ins on cos real estate 712 50
Phila Und Deposit 100 00

16
Total ledger assets as per balance Item 42 2589029 56
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 2470 15
18 Interest accrued on bonds per Schedule D
part 1 22980 46
19 Interest accrued on collateral loans per
Schedule C part 1 328 05
24 Total 25778 66
25 Market value of real estate over book value per Sched
ule A 55752 68
27 Other nonledger assets viz Unearned portion of prems
on fire ins pol covering cos B E holdings 1496 75
30
Gross assets 2672057 65
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 1506 73
40 Stocks and bonds 172319 99
41
Total admitted assets 2498230 93
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 335900
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
98484 00
3700 00
4 Total 102184 00
5 Deduct reinsurance due or accrued 38191 00
Net amount of unpaid losses and claims
63993 00ComptrollerGenerals Report 161
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 189612957 unearned prem
iums per recapitulation page 6 col 6 991993 76
10 Total unearned premiums as computed above 991993 76
11 Amount reclaimable by the insured on perpetual fire insur
ance policies being 90 per cent of the premiums or de
posit received 576873 87
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 3500 00
26 Total amount of all liabilities except capital 1636360 63
27 Capital actually paid up in cash 50000
28 Surplus over all liabilities
361870 30
29 Surplus as regards policyholders 861870 30
30 Total liabilities 2498230 93
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 252644032 2345079 15
2 Written or renewed during the year
per Income No 5 133364338 1349938 69
4 Total 386008370 3695017 84
5 Deduct those expired and marked off as
aA 121967449 1265604 Ov
terminated ajovi
6 In force at the end of the year 264040921 2429413 77
7 Deduct amount reinsured schedule re
47099197
533284 20
quired
j 916 941 724 1896129 57
Net amount m force tioyii
640970 96
9 Perpetual risks not included above 3123925400 de
posit premiums on same
Business in the State of Georgia During 1914
3944665 00
27 Gross risks written v
Less 87329100 risks cancelled and 136202300 rein
surance in companies authorized in Georgia 223o314 00
Net risks written
1709351 00162 COMPTBOLLEEGrENEBALs RePOET
28 Gross premiums on risks written 71492 47
Less 1267893 return premiums and 2516825 prem
iums for reinsurance in companies authorized in Ga 37847 18
Net premiums received 33645 29
29 Losses paid deducting salvage 44587 78
Less losses on risks reinsured in companies authorized in
Georgia 23507 31
Net losses paid 21080 45
30 Losses incurred 51137 76
Less losses on risks reinsured in companies authorized in
Georgia 27521 31
Net losses incurred 23616 45
GLENS FALLS FIRE INSURANCE COMPANY OF GLENS FALLS N Y
B A Little President H N Dickinson Secretary
A L Brooks Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 500000 00
2 Amount of ledger assets as per balance December 31st of
previous years 5477541 94
IIIncome
5 Gross premiums per Item 2 VI page 6 3392794 09
159384 84
6 Deduct reinsurance premiums fire 566
46616 marine and inland 441750
return premiums fire 52757500
marine and inland 3759244 1136051 13
7 Total premiums other than perpetual 2416127 80
9 Gross interest on mortgage loans per Sched
ule B less 3542 accrued interest on
mortgages acquired during 1914 103178 46
10 Gross interest on collateral loans per
Schedule C 10184 16
11 Gross interest on bonds and dividends on
stocks 138252 76ComptrollerGenerals Beport
163

12 Gross interest on deposits in trust com
panies and banks per Schedule N 7205 31
13 Gross interest from all other sources
Gross interest on real estate contracts
etc 23694 less allowed on deferred
loss claim 17540 61 54
16 Gross rents from companys property in
cluding 12000 for companys occupancy
of its own buildings 24223 07
17 Total gross interest and rents 283
18 From other sources Unredeemed checks to profit and loss 44 35
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Stocks per Schedule T
27 Gross increase by adjustment in book value of ledger as
sets viz
Bonds per Schedule D 21403 00
Stocks per Schedule D n445 00
32848 00
2732500 45
28 Total income
IIIDisbursements
1 Gross amount paid policyholders for losses
including 182820 occurring in pre
vious years
2 Deduct amount received for salvage fire
781574 marine and inland 1458
55 reinsurance fire 33220257 ma
rine and inland 397369 discount
fire 83556 marine and inland 500
3 Net amount paid policyholders for losses 111 11
4 Expense of adjustment and settlement of losses Wi oo
oU4ooy 4U
5 Commissions or brokerage
6 Allowances to local agencies for miscellaneous agency ex
penses
7 Salaries 11516504 and expenses 5690616 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees 814
9 Rents including 12000 for companys occupancy of its
own buildings
10 Advertising 816848 printing and stationery 2516183 33330 dl
11 Postage telegrams telephone and express 1 164
ComptrollerGenerals Beport
12 Legal expenses 314 o
13 Furniture and fixtures 6 057 86
14 Maps including corrections 11 846 90
15 Underwriters Boards and Tariff Associations 31812 76
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses 11 444 87
17 Inspections and surveys 9 861 65
18 Repairs and expenses other than taxes on real estate 815 41
19 Taxes on real estate 8 680 04
20 State taxes on premiums 38 474 45
21 Insurance department licenses and fees 15 861 13
22 All other licenses fees and taxes
Federal corporation tax 1 456 44
Local and municipal 672300 pub
statements 32733 7 050 33
Delta lever tax 10000 filing licenses
875 187 05
8693 82
23 Other disbursements
Maintenance new office building 11784 57
Miscellaneous office expenses 2805 96
New building account to profit and loss 19371 55
33962 08
34 Paid stockholders for interest or dividends amount declared
during the year 140000 110000 00
38 Agents balances charged off 351 54
39 Gross loss on sale or maturity of ledger as
sets viz
Real estate per Schedule A 550 00
Bonds per Schedule D 650 20
Stocks per Schedule D 12500 00
13700 20
40 Gross decrease by adjustment in book value
of ledger assets viz
Bonds per Schedule D 49 429 00
Stocks per Schedule D 1916 68
51345 68
41 Total disbursements 2694 237 87
IVLedger Assets
1 Book value of real estate per Schedule A
2 Mortgage loans on real estate per Sched
216590 5516
17
18
20
23
24
27
30
34
41
1
ComptrollerGenerals Report 165
ule B first liens 1780035 other
than first 8500 17885 35
Loans secured by pledge of bonds stocks
or other collateral per Schedule C 200000 00
Book value of bonds 2099580 41 and
stocks 36077700 per Schedule D 2460357 41
Cash in companys office 14420 55
Deposits in trust companies and banks on
interest per Schedule N 434577 60
Agents balances representing business
written subsequent to October 1 1914 400231 07
Agents balances representing business
written prior to Octoer 1 1914 1092 34
Total ledger assets as per balance Item 42 5515804 52
NonLedger Assets
Interest due 524342 and accrued 6
51334 on mortgages per Schedule B 11756 76
Interest accrued 2683493 on bonds per
Schedule D Part 1 26834 93
Interest accrued 14250 on other assets
on bank deposits l2 50
Ents accrued on companys property or
lease 211 73
Total 3894592
Other nonledger assets viz Reinsurance due on losses
paid 723Q 71
Gross assets 5561981 15
Deduct Assets not Admitted
Aeents balances representing business written prior to Oct
1 1914 i092 34
Total admitted assets 5560888 81
VLiabilities
Gross losses adjusted and unpaid not
yet due 53038 81
Gross claims for losses in process of ad
justment or in suspense plus 39376
reserve for losses incurred prior to De166
ComptrollerGenerals Eeport
cember 31st of which no notice had been
received on that date
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
308407 75
32663 00
394109 56
92274 85
6 Net amount of unpaid losses and claims 301834 71
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks 475822227 unearned
premiums per recapitulation page 6
column 6 2475515 17
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
17302414 unearned premiums fifty
per cent 86512 06
10 Total unearned premiums as computed above
16 Dividends declared and unpaid to stockholders
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State and
other taxes based upon the business of the year of this
statement
23 All other liabilities viz Beihsurance premiums due other
companies
26 Total amount of all liabilities except capital
27 Capital actually paid up in cash 500000 00
28 Surplus over all liabilities 2128262 29
2562027 23
30000 00
3000 00
33000 00
276458 00
2932626 52
29 Surplus as regards polieyholders
30 Total liabilities
2628262 29
5560888 81
VIRisks and Premiums
Fire Bisks Premiums Thereon
1 In force on the 31st day of December as
per line 6 under this heading in last
years statement 533246374 00 5196857 61
2 Written or renewed during the year per
Income No 5 353249236 00 3392794 09

4
Total
495610 00 8589651 70ComptrollerGenerals Report 167
3033714 19
5 Deduct those expired and marked off as
terminated 295125026 00
6 In force at the end of the year591370584 5555937 51
7 Deduct amount reinsured schedule re
quired 82112544 00 797715 24
8 Net amount in force 509258040 00 4758222 27
Business in the State of Georgia During 1914
27 Gross risks written 7366689 00
Less 1630986 risks cancelled and 2133075 reinsurance
in companies authorized in Georgia 3764061 00
Net risks written 3602628 00
87329 31
43251 09
28 Gross premiums on risks written
Less 1786984 return premiums and 2538125 premiums
for reinsurance in companies authorized in Georgia
Net premiums received
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
44078 22
36289 86
11347 43
Net losses paid
24942 43
30 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
11347 43
Net losses incurred 28013 91
GLOBE RUTGERS FIRE INSURANCE COMPANY OF
NEW YORK CITY
E C Jameson President
V H Paulison Secretary
J L Biley Co Atlanta Ga Attorney for Service
ICapital Stock
1 Amount of capita paid up
in cash
400000 00168
ComptkollerGtenerals Repokt
2 Amount of ledger assets as per balance
Dec 31 of previous years 8446411 13
4 Extended at
8446411 13
llIncome
5 Gross premiums per Item 2 VI page 6 7176422 76
6 Deduct reinsurance premiums fire 1358
44267 return premiums fire 1277
67082 marine and inland 257688 2638690 37
7 Total premiums other than perpetual 4537732 39
9 Gross interest on mortgage loans per
Schedule B 5078 10
11 Gross interest on bonds and dividends on
stocks less 496128 accrued interest on
bonds acquired during 1914 per Sched
ule D 367368 44
12 Gross interest on deposits in trust com
panies and banks per Schedule N 1355 25
13 Gross interest from all other sources
Miscellaneous 6 30
16 Gross rents from companys property 5508 72
17 Total gross interest and rents 369 316 81
18 From other sources
Mercantile Natl Bank in liquidation 2 025 00
Received account borrowed money 120 000 00
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 1 940 25
Stocks per Schedule D 470 jg
28 Total income 5031486 57
IIIDisbursements
1 Gross amount paid policyholders for losses
including 70586600 occurring in pre
vious years
2 Deduct amount received for salvage fire
4334022 reinsurance fire 850
72442 discount fire 346804
3591989 82
3 Net amount paid policyholders for losses 2694457 14
4 Expenses of adjustment and settlement of losses 41160 18
5 Commissions or brokerage 745 177 23
8 Salaries fees and all other charges of officers directors
trustees and home office employees 157236 62ComptrollerGenebals Report
169
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
34
39
40
41
Rents 12 122 04
Advertising 360132 printing and stationery 1401468 17616 00
Postage telegrams telephone and express 9355 03
Legal expenses 10601 58
Furniture and fixtures 3 187 54
Maps including corrections 6 268 99
Underwriters boards and tariff associations 29046 47
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 13977 94
Inspections and surveys 15 239 63
Repairs and expenses other than taxes on real estate 280 55
Taxes on real estate 227 17
State taxes on premiums 55 703 83
Insurance department licenses and fees 4938 85
All other licenses fees and taxes
Federal corporation tax 5 261 68
Franchise tax 11 020 11
Emergency revenue tax 2472 28
Other disbursements
Interest on borrowed money 36542 32
Exchange on agents drafts 2435 90
Subscription to papers and mercantile agencies 2138 50
Premiums on agents and employees bonds 1437 65
Paid stockholders for interest or dividends amount de
clared during the year 16000000 160000 00
Gross loss on sale or maturity of ledger assets viz
Stocks per Schedule D 4195 38
Gross decrease by adjustment in book value of ledger
assets viz
Stocks per Schedule D 24537 00
Total disbursements 4067637 61
IVLedger Assets
1 Book value of real estate 72945 00
2 Mortgage loans on real estate per Sched
ule B first liens 87700 00
4 Book value of bonds 319534384 and
stocks 451669464 per Schedule D 7712038 48
5 Cash in companys office 2999 74
6 Deposits in trust companies and banks not
on interest per Schedule N 178940 34
7 Deposits in trust companies and banks on
interest per Schedule N 133938 79
8 Agents balances representing business
written subsequent to Oct 1 1914 1195046 03170
ComptrollerGeneral s Eeport
9 Agents balances representing business
written prior to Oct 1 1914
26652 01
16 Total ledger assets as per balance Item 42 9410260 39
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 1976 66
18 Interest accrued on bonds per Schedule D
part 1 45491 90
24 Total
47468 56
30 Gross assets 9457728 95
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 26652 01
38 Book value of ledger assets over market
value viz 465005 48
41
Total admitted assets 8966071 46
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 3000000
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
129026 00
787709 00
32595 00
4 Total 949330 00
5 Deduct reinsurance due or accrued 258641 00
6 Net amount of unpaid losses and claims 690689 00
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 658205751 unearned
premiums per recapitulation page 6
column 6 3369726 39ComptrollerGenerals Report
Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
18392566 unearned premiums fifty
per cent 91962 83
171
30 Total unearned premiums as computed above 3461689 22
17 Salaries rents expenses bills accounts fees etc due
or accrued 2500 00
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 30000 00
19 Contingent commissions or other charges due or accrued 71498 58
22 Due and to become due for borrowed money 690000 00
26 Total amount of all liabilities except capital 4946376 80
27 Capital actually paid up in cash 400000 00
28 Surplus over all liabilities 3619694 66
29 Surplus as regards policyholders 4019694 66
30
Total liabilities 8966071 46
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 611353890 7056548 34
2 Written or renewed during the year
per Income No 5 659722100 7176422 76
3 Excess of original premiums over
amount received for reinsurance 222915 15
4 Total 1271075990 14455886 25
5 Deduct those expired and marked off as
terminated 601241828 6738105 20
6 In force at the end of the year 669834162 7717781 05
7 Deduct amount reinsured schedule re
quired 75731361 951797 88
8 Net amount in force 594102801 6765983 17172 ComptrollerGenerals Report
Business in the State of Georgia During 1914
27 Gross risks written 5477288 00
Less 270164500 risks cancelled and 3750000 reinsur
ance in companies authorized in Georgia 2739145 00
Net risks written 2738143 00
28 Gross premiums on risks written 70113 19
Less 1943763 return premiums and 57033 premiums
for reinsurance in companies authorized in Georgia 20007 96
Net premiums received 50105 23
29 Losses paid deducting salvage 20695 17
Less losses on risks reinsured in companies authorized in
Georgia 2701 95
Net losses paid 17993 22
30 Losses incurred 23136 64
Less losses on risks reinsured in companies authorized in
Georgia 3016 95
Net losses incurred 20119 69
HAMBURGBREMEN INSURANCE COMPANY OF NEW YORK CITY
H N Kelsey United States Manager
C A Bickerstaff Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
New York 200000 00
Ohio 100000 00
5 Amount of ledger assets as per balance
Dec 31 of previous year 1948608 74
IIIncome
6 Gross premiums per Item 2 VI 2035662 64ComptrollerGenerals Report
17c
Deduct reinsurance premiums fire 576
73388 return premiums 37464277
951376 65
8 Total premiums other than perpetual 1084285 H
12 Gross interest on bonds and dividends on
stoeks 69977 50
13 Gross interest on deposits in trust com
panies and banks per Schedule N 669 23
14 Gross interest from other sources Gross
interest on unlisted assets pet
Schedule X 210 00
18 Total gross interest and rents 70856 73
19 Received from home office 10149 60
20 From other sources
Borrowed money 50000 10
28 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 7878 75
30 Total income 1223171 13
IIIDisbursements
1 Gross amount paid policyholders for losses
including 11435855 occurring in pre
vious years
2 Deduct amount received for salvage fire
1249181 reinsurance fire 329
740 03 discount fire 36997
9
10
11
12
13
14
15
16
17
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to agencies for miscellaneous agency expenses
Salaries 5218390 and expenses 2898574 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents
Advertising 566282 printing and stationery 1405080
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
697489 11
26888 73
166717 81
355 96
81169 64
101592 88
18217 31
19713 62
13940 67
739 93
4359 52
5682 65
25372 35
7687 04
5323 67
174
ComptrollerGenerals Eeport
20 State taxes on premiums 35244 72
21 Insurance department licenses and fees 9932 07
22 All other licenses and fees and taxes
Federal corporation tax 120739 U S
revenue tax 45134 1658 73
State licenses 1655 00
City and county licenses 1671 70
City and county taxes and fees 8114 94
13100 37
23 Remittances to home office 7665 44
Borrowed money repaid 50000 00
Premiums on surety bond to various States
and employees 525 51
Exchange 500 65
Subscription to periodicals 403 34
Commercial agency 1603 25
Interest on borrowed money 1689 58
Auditors fees 2441 57
64829 34
36 Agents balances charged off 102 06
38 Gross decrease by adjustment in book value of ledger
assets viz
Bonds per Schedule D 42455 00
39 Total disbursements 1340914 45
IVLedger Assets
4 Book value of bonds 1538413 67
7 Deposits in trust companies and banks on
interest per Schedule N 79016 27
8 Agents balances representing business
written subsequent to Oct 1 1914 195785 42
9 Agents balances representing business
written prior to Oct 1 1914 17650 06
16 Total ledger assets as per balance Item 40 1830865 42
NonLedger Assets
18 Interest on bonds per Schedule D part 1 23000 21
26 Market value not including interest in
item 18 of bonds and stocks over book
value per Schedule D 40421 33
30
Gross assets 1894286 96ComptbollebGenebals Eepobt
Deduct Assets Not Admitted
175
34 Agents balances representing business
written prior to Oct 1 1914
17650 06
42
Total admitted assets
1876636 90
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 1821500
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued as per
Schedule E
15620 00
211640 00
28470 00
255730 00
90725 0O
165005 00
10
15
16
23
24
25
26
27
Net amount of unpaid losses and claims
Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 220734233 unearned prem
iums per recapitulation page 6 col 6 1116384 75
Total unearned premiums as computed above 1116384 75
Salaries rents expenses bills accounts fees etc due or
accrued
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 25W 00
7500 00
Total amount of all liabilities except deposit capital 1316389 75
Deposit capital 200000 00
Surplus over all liabilities 360247 15
Surplus as regards policyholders 560247 15
Total liabilities 1876636 90
VIBisks and Premiums
Fire Eisks Premiums Thereon
In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 288922104 3282339 38176 ComptrollerGenerals Kepobt
2 Written or renewed during the year
per No 6 page 2 180827342 2035662 64
3 Excess of original premiums over
amount received for reinsurance 15247 10
4 Total 469749446 5333249 12
5 Deduct those expired and marked off as
terminated 181790988 214117181
6 In force at the end of the year 287958458 3192077 31
7 Deduct amount reinsured schedule re
quired 83581468 984734 98
8 Net amount in force 204376990 2207342 33
Business in the State of Georgia During 1914
1 Gross risks written 3421799 00
Less 86797600 risks cancelled and 15927600 reinsur
ance in companies authorized in Georgia 1027252 00
Net risks written 2394547 00
2 Gross premiums on risks written 53115 3cS
Less 1043585 return premiums and 294617 premiums
for reinsurance in companies authorized in Georgia 13382 02
Net premiums received 39733 36
3 Losses paid deducting salvage 21502 29
Less losses on risks reinsured in companies authorized in
Georgia 976 19
Net losses paid 20526 10
4 Losses incurred 25132 29
Less losses on risks reinsured in companies authorized in
Georgia 976 19
Net losses incurred 24156 10ComptrollerGenerals Report
177
HANOVER FIRE INSURANCE COMPANY OF NEW YORK CITY
B Emory Warfield President Joseph MoCord Secretary
F A McCarroll Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 10100000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 4715624 99
4 Extended at 4715624 99
IIIncome
5 Gross premiums per Item 2 VI page 6 3570809 01
6 Deduct reinsurance premiums fire 777
71963 return premiums fire 513
80316 1291522 79
7 Total premiums other than perpetual 2279286 22
9 Gross interest on mortgage loans
11 Gross interest on bonds and dividends on
stocks less 48403 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
On daily deposit at Chicago office
16 Gross rents from companys property in
cluding 1800000 for companys occu
pancy of its own buildings
175 00
131611 08
2514 20
141 38
63959 36
17 Total gross interest and rents 198401 02
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
1218 75
Total income 2479138 67
IIIDisbursements
1 Gross amount paid policyholders for losses
including 252451 59 occurring in pre
vious years 1815999 46178
ComptrollerGenerals Eeport
2 Deduct amount received for salvage fire
1213457 reinsurance fire 44360624
discount fire 82571
456566 12
10
11
12
13
14
15
16
17
18
19
20
21
22
23
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries 9230354 and expenses 3117994 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including 1800000 for companys occupancy of
its own buildings
Advertising 1289592 printing and stationery 19
96390
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assessments
fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax 2267 87
Local taxes and licenses 6288 53
Other disbursements
Office expenses
Commercial agency reports
Ins on office furn bond of cashier
workingmen compensation
Auditing books
and
1359432 94
104399 66
459270 04
123483 48
119350 64
25890 94
32859 82
22803 50
1006 57
1561 38
11498 21
13214 OS
22976 16
43871 22
24129 90
14976 10
48822 67
22387 68
8556 40
L 4395 35 2655 25 737 25 l70O 00
9487 85
34 Paid stockholders for interest or dividends amount de
clared during the year 12500000 125000 00
38 Agents balances charged off 1180 25
39 Gross losses on sale or maturity of ledger assets viz
Stocks per Schedule D 45536 50
41
Total disbursements 2641695 99ComptrollerGenerals Report 179
IVLedger Assets
1 Book value of real estate 907956 06
2 Mortgage loans on real estate per Sched
ule B first liens 3500 00
4 Book value of bonds 188886309 and
stocks 120046189 per Schedule D 3089324 98
5 Cash in companys office 6036 95
6 Deposits in trust companies and banks not
on interest per Schedule N 28955 29
7 Deposits in trust companies and banks on
interest per Schedule N 136655 39
8 Agents balances representing business
written subsequent to Oct 1 1914 375441 10
9 Agents balances representing business
written prior to Oct 1 1914 5197 90
16 Total ledger assets as per balance Item 42 4553067 67
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 14 58
18 Interest accrued on bonds per Schedule D
part 1 27168 68
23 Bents due on companys property or lease 1967 08
24 Total 29160 34
25 Market value of real estate over book value per Sched
ule D 221516 94
30 Gross assets 4803744 95
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 5197 90
38 Book value of ledger assets over market
value viz 194171 48
199368 38
41 Total admitted assets 4604375 57
VLiabilities
1 Gross losses adjusted and unpaid 128487 24
2 Gross claims for losses in process of ad180
ComptrollerGenerals Report
justment or in suspense plus 4243141
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
Gross claims for losses resisted
228239 33
42988 24
4
5
Total 399714 81
Deduct reinsurance due or accrued 128288 41
Net amount of unpaid losses and claims
Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks 503588161 unearned premiums
per recapitulation page 6 column 6 2544976 18
271426 40
10
17
18
19
23
26
27
28
Total unearned premiums as computed above 2544976 18
Salaries rents expenses bills accounts fees etc due or
accrued 8730 50
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 45000 00
Contingent commissions or other charges due or accrued 6300 98
All other liabilities viz Rents paid in advance 2325 50
Total amount of all liabilities except capital 2878759 56
Capital actually paid up in cash 1000000 00
Surplus over all liabilities 725616 01
29 Surplus as regards policyholders 1725616 01
30
Total liabilities 4604375 57
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31 day of December as
per line 5 under this heading in last
years statement 606281105 6187765 20
Written or renewed during the year
per Income No 5 340680827 3570809 01
Excess of original premiums over
amount received for reinsurance 719 65
Totals 946961932 9759293 86
Deduct those expired and marked off as
terminated 342339605 3649341 00
6 In force at the end of the year 604622327 6109952 86CompteollebGtenebals Bepoet 181
7 Deduct amount reinsured schedule re
quired 106768863 1074071 25
8 Net amount in force 497853464 503588161
Business in the State of Georgia During 1914
27 Gross risks written 2524031 00
Less 57206200 risks cancelled and 7311700 reinsur
ance in companies authorized in Georgia 645179 00
Net risks written 1878852 00
28 Gross premiums on risks written 42278 62
Less 602479 return premiums and 129217 premiums
for reinsurance in companies authorized in Georgia 7316 96
Net premiums received 34961 66
29 Losses paid deducting salvage 28969 53
Less losses on risks reinsured in companies authorized in
Georgia 4669 16
Net losses paid 24300 37
30 Losses incurred 38283 90
Less losses on risks reinsured in companies authorized in
Georgia 3943 68
Net losses incurred 34340 22
HARTFORD FIRE INSURANCE COMPANY OF HARTFORD CONN
R M Bissell President Fredk Samson Secretary
W E Preseott Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 2000000 00
2 Amount of ledger assets as per balance December 31st of
previous years 27268554 94
IIIncome
5 Gross premiums per Item 2 VI page 6 23100068 27
6 Deduct reinsurance premiums fire 3
28160150 marine and inland 264182 ComptrollerGenerals Report
25487 return premiums fire 3135
31478 marine and inland 21549687 6896668 02
7 Total premiums other than perpetual 16203400 25
9 Gross interest on mortgage loans per
Schedule B 21050 72
10 Gross interest on collateral loans per
Schedule C 421 18
11 Gross interest on bonds and dividends on
stocks less 560002 accrued interest on
bonds acquired during 1914 per Sched
ule D 951406 16
12 Gross interest on deposits in trust companies
and banks per Schedule N 14408 48
13 Gross interest from all other sources
On agency balances 910 27
On deposit with underwriters boards 6 30
16 Gross rents from companys property in
cluding 20000 for companys occu
pancy of its own buildings 40612 79
17 Total gross interest and rents 1029 815 90
18 From other sources
Conscience money i563 85
20 Dividend on Ontario bank stock 650 00
Old checks 247 12
Premiums on exchange of bonds 375 00
Sale of rights Southern Pacific stock 1 58
25 From agents balances previously charged
off 7486 83
26 Gross profit on sale or maturity of ledger
assets viz
Real estate per Schedule A 159 76
Bonds per Schedule D 34224 50
Stocks per Schedule D 1662 50
28 Total income 17279587 29
IIIDisbursements
1 Gross amount paid policyholders for losses
including 143575163 occurring in
previous years 11545603 85
2 Deduct salvage fire 16365641 marine
and inland 1401649 reinsurance fire
199966331 marine and inland 201
89373 2379229 94
3 Net amount paid policyholders for losses 9166373 91ComptbolleeGenebals Eepoet 183
4 Expenses of adjustment and settlement of losses g 217264 70
5 Commissions or brokerage
7 Salaries 51975425 and expenses 30520797 of special
and general agents
8 Salaries fees and all other charges of offers directors
trustees and home office employees
9 Rents including 20000 for companys occupancy of its
own buildings
at isl 311 50 printing and stationery iai
10 Advertising ltiaiiov pxuiu 259 204 82
89332 10849128
11 Postage telegrams telephone and express
12 Legal expenses 33g3 40
13 Furniture and fixtures 3 6g2 97
14 Maps including corrections i275417 92
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assessments g
fees taxes and expenses 68200 08
17 Inspections and surveys 60344 54
18 Repairs and expenses other than taxes on real estate 60344
19 Taxes on real estate 292209 33
20 State taxes on premiums 6178g 57
21 Insurance department licenses and fees
22 All other licenses fees and taxes 10680 30
Federal corporation tax 12g 33g 4Q
State tax on capital stock 4oo75 53
County and municipal taxes and fees gg
Custom duties and foreign licenses and fees
23 Other disbursements 10159 93
Pensions paid to employees 0g44 6Q
Commercial ratings 8 123 92
Interest on reserve held for reinsurance companies
Water ice and toilet supplies 3513 gQ
Insurance on companys property and interests
Newspapers and periodicals 5 833 18
Rental computing machines V 800 000 00
34 Paid stockholders for interest or dividends
37 Decrease in liabilities during the year on account of rein
surance treaties 3607 08
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 32796 49
Stocks per Schedule D
40 Groes decrease by adjustment in book value of ledger as
sets viz Bonds per Schedule D 1 g
Stocks per Schedule D
16650099 32
41 Total disbursements 184 ComptrollerGenerals Eeport
IVLedger Assets
1 Book value of real estate per Schedule A 724658 99
2 Mortgage loans on real estate per Sched
ule B first liens 394500 00
3 Loans secured by pledge of bonds stocks or
other collateral per Schedule C 30000 00
4 Book value of bonds 1917426826 and
stocks 316340344 per Schedule D 22337671 70
5 Cash in company g office 802 80
6 Deposits in trust companies and banks not
on interest per Schedule N 12667 47
7 Deposits in trust companies and banks on
interest per Schedule N 1508196 55
8 Agents balances representing business writ
ten subsequent to October 1 1914 2765076 46
9 Agents balances representing business writ
ten prior to October 1 1914 114652 47
11 Bills receivable taken for fire risks 9816 47
16 Total ledger assets as per balance Item 42 27898042 91
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 4474 68
18 Interest accrued on bonds per Schedule D
Part 1 260617 18
19 Interest accrued on collateral loans per
Schedule C Part 1 675 00
24 Total 265766 86
25 Market value of real estate over book value per Sched A 3341 01
30 Gross assets 28167150 78
Deduct Assets not Admitted
34 Agents balances representing business
written prior to October 1 1914 114652 47
38 Books value of ledger assets over market
value viz Bonds and stocks 1098398 85
41 Total admitted assets 26 954 Q99 46
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 513457 03CompteolleeGeneeals Eepoet
185
2 Gross claims for losses in process of ad
justment or in suspense plus 10000 re
serve for losses incurred prior to De
cember 31st of which no notice had been
received on that date 1391618 12
3 Gross claims for losses resisted 173681 65
4 Total 2078756 80
5 Deduct reinsurance due or accrued 424486 46
6 Net amount of unpaid losses and claims 1654270 34
7 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks 29124859 56 unearned prem
iums per recapitulation page 6 col 6 14923510 18
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
65598610 unearned premiums fifty
per cent
327943 65
10 Total unearned premiums as computed above 15251453 23
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State and
other taxes based upon the business of the year of this
statement
19 Contingent commissions or other charges due or accrued
20 Funds held under reinsurance treaties
23 All other liabilities viz
Due treaty companies for cash advanced on loss account
Special reserve
25000 00
250000 00
30000 00
35727 77
164545 00
500000 00
26 Total amount of all liabilities except capital 17910996 34
27 Capital actually paid up in cash 2000000 00
28 Surplus over all liabilities 7043103 12
29 Surplus as regards policyholders 9043103 12
30 Total liabilities 26954099 46186
ComptrollerGenerals Report
HOME INSURANCE COMPANY OF NEW YORK CITY
Elbridge G Snow President Charles L Tyner Secretary
Chas W Phillips Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 6000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 35143927 67
4 Extended at 35143927 67
IIIncome
Fire Marine and Inland
5 Gross premiums per Item
2 VI page 622207077 81 1431027 67
6 Deduct reinsurance prem
iums fire 458030309
marine and inland 379
93015 return premiums
fire 315567856 ma
rine and inland 262
63710 773598165 642567 25
7 Total premiums other
than perpetual 14471096 16
9 Gross interest on mortgage loans per
Schedule B
11 Gross interest on bonds and dividends on
stocks less 30809 48 accrued interest
on bonds acquired during 1914 per
Schedule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
Miscellaneous including interest on agents
balances
788460 42 15259550 58
597 32
1483713 90
32022 44
2981 99
17 Total gross interest and rents 1519315 65
18 From other sources profit and loss items
Income from unlisted securities 417 82
Conscience money 769 00
1183 82ComptrollerGenerals Report
187
24 Increase in liabilities during the year on account of re
insurance treaties 436oo 61
25 From agents balances previously charged off 186 ol
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 44840 15
Stocks per Schedule D 26538 50
71378 65
28 Total income 17289280 5S
IIIDisbursements
Fire
1 Gross amount paid policy
holders for losses in
cluding 131115678 oc
curring i n previous
years 10392758 71
2 Deduct amount received for
salvage fire 6839247
marine and inland 28
92214 reinsurance fire
240300347 marine
and inland 21173746 2471395 94
Marine and Inland
599346 03
240659 60
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
20
Net amount paid policy
holders for losses 7921362 77 358686 43
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency ex
penses
Salaries 36845800 and expenses 16275943 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents
Advertising 8601727 printing and stationery 265
32326
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
State taxes on premiums
8280049 20
201797 42
3025432 52
3723 51
531217 43
523431 80
156833 56
351340 53
114118 69
4866 29
23445 46
24439 98
140645 97
49429 40
107278 52
336479 19188
ComptrollerGenerals Eeport
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax 14605 33
Federal stamp tax 3832 40
23 Other disbursements
Traveling expenses other than Item 7
Exchange
Lunch for officers and home office em
ployees
Miscellaneous
Employers liability insurance premiums
6865 93
23986 49
45178 64
329 82
3086 27
75440 30
18437 7
7P447 15
34 Paid stockholders for interest or dividends 1200000 00
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 10375 00
Stocks per Schedule D 65367 58
40 Gross decrease by adjustment in book value of ledger
assets viz
Bonds per Schedule D
4399 83
75742 58
20641 25
41
Total disbursements 15348638 31
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B first liens 5500 00
4 Book value of bonds 1777406339 and
stocks 14045950 28 per Schedule D 31820013 67
6 Deposits in trust companies and banks
not on interest per Schedule N 2137016 95
7 Deposits in trust companies and banks on
interest per Schedule N 24163 03
8 Agents balances representing business
written subsequent to October 1 1914 2857845 96
9 Agents balances representing business
written prior to Oct 1 1914 134057 01
11 Bills receivable taken for fire risks 105973 27
16 Total ledger assets as per balance Item 42 37084569 8918
24
30
34
35
41
1
9
ComptrollerGeneeals Beport 189
NonLedger Assets
Interest accrued on bonds per Schedule D
Part 1 250635 00
Total 250635 00
Gross assets 37335204 89
Deduct Assets Not Admitted
Agents balances representing business
written prior to Oct 1 1914 134057 01
Bills receivable past due taken for marine
inland and fire risks 105973 27
Book value of ledger assets over market
value viz
Stocks 954885 28
Bonds 26750 06
2021665 62
Total admitted assets 35313539 27
VLiabilities
Gross losses adjusted and unpaid not yet
due 31614600
Gross claims for losses in process of ad
justment or in suspense plus 1000
00000 reserve for losses incurred prior
to Dec 31 of which no notice had been
received on that date 2042923 10
Gross claims for losses resisted 108914 00
Total 2467983 10
Deduct reinsurance due or accrued 913598 31
Net amount of unpaid losses and claims 1554384 79
Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 2665338000 unearned
premiums per recapitulation page 6
column 6 13838497 00
Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
67484600 unearned premiums fifty
per cent 337423 00190 ComptrollerGenerals Report
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 9210400
unearned premiums 100 per cent 92104 00
10 Total unearned premiums as computed above 14268024 00
17 Salaries rents expenses bills accounts fees etc due
or accrued 100000 00
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 250000 00
20 Funds held under reinsurance treaties 437656 32
23 All other liabilities viz
Reserve as conflagration surplus 2000000 00
26 Total amount of all liabilities except capital 18610065 11
27 Capital actually paid up in cash 6000000 00
28 Surplus over all liabilities 10703474 16
29 Surplus as regards policyholders 16703474 16
30 Total liabilities 35313539 27
VIRisks and Premiums
1 In force on the 31st day of Dec as per
line 6 under this heading in last
years statement 2979109708 28767988 00
2 Written or renewed during the year
per Income No 5 2260585423 22207077 81
3 Excess of original premiums over
amount received for reinsurance 261371 00
4 Total 5239695131 51236436 81
5 Deduct those expired and marked off as
terminated 1969827695 20053086 81
6 In force at the end of the year 3269867436 31183350 00
7 Deduct amount reinsured schedule re
quired 514356646 4529970 00
8 Net amount in force 2755510790 26653380 00
Business in the State of Georgia During 1914
27 Gross risks written 21314763 00
Less 384855500 risks cancelled 3802515 00
Net risks written 17512248 00ComptrollerGenerals Report 191
28 Gross premiums on risks written 340695 95
Less 4458201 return premiums 44464 51
Net premiums received 296231 44
29 Losses paid deducting salvage 144509 28
30 Losses incurred 157286 04
INSURANCE COMPANY OF NORTH AMERICA OF PHILADELPHIA PA
Eugene L Ellison President T Houard Wright Secretary
Ian B Harris Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 4000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 18279007 67
4 Extended at 18279007 67
IIIncome
5 Gross premiums per Item 2 VI page 6 13510868 47
6 Deduct reinsurance premiums fire 1166
28724 marine and inland 85152599
return premiums fire 124031663 ma
rine and inland 55451501 3812644 87
7 Total premiums other than perpetual 9698223 60
8 Deposit premiums written on perpetual risks gross 12444 59
9 Gross interest on mortgage loans per
Schedule B
11 Gross interest on bonds and dividends on
stocks less 892774 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
Branch office bank balances
Deferred settlements
12347 28
678869 SO
18505 42
226 67
3 00
192
ComptrollerGenerals Eeport
16 Gross rents from companys property in
eluding 1000000 for companys occu
pancy of its own buildings 14480 50
17 Total gross interest and rents 724432 oi
18 From other sources Perpetual permits transfer fees and
earned deposits 2784 16
Borrowed funds 200000 00
25 From agents balances previously charged off 318 83
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 8835 08
28 Total income 10647039 23
IIIDisbursements
1 Gross amount paid policyholders for losses 7368610 35
2 Deduct amount received for salvage fire
2713299 marine and inland 356
21636 reinsurance fire 77333922 ma
rine and inland 63048506 1787173 63
10
11
12
13
14
15
16
17
18
19
20
21
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency
expenses
Salaries 34972901 and expenses 13952199 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Bents including 1000000 for companys occupancy of
its own buildings
Advertising 2930022 printing and stationery 71
89261
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Bepairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
5581436 72
104255 35
1824353 35
298437 71
489251 00
206217 69
51817 44
101192 83
60301 59
8951 09
10097 97
17943 73
74884 03
33920 39
49719 65
2726 00
3226 7d
185680 36
39271 80ComptrollerGenerals Report
193
22 All other licenses fees and taxes
Federal corporation tax 746013 Federal stamp tax
195220 9412 33
Arkansas franchise tax 200 00
Pennsylvania tax on capital stock 22308 71
Municipal licenses 16391 93
23 Other disbursements
Janitor and engine room expenses 1fil 37
Heat and light 1778 49
Employees lunches 7161 45
Registration of stock 100 00
1 011 20
Subscriptions duil
Expenses on mortgage loans 65 00
Contribution to gratuity and relief fund 2o000 00
Borrowed funds repaid 200000 00
Interest paid on borrowed funds i258 33
33 Deposit premiums returned 19242 47
34 Paid stockholders for interest or dividends amount de
clared during the year 48000000 480000 00
38 Agents balances charged off 2715 37
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 157 50
40 Gross decrease by adjustment in book value of ledger
assets viz
Stocks per Schedule D 2194 10
41 Total disbursements 9935692 66
IVLedger Assets
1 Book value of real estate 235300 00
2 Mortgage loans on real estate per Schedule
B first liens 222025 00
4 Book value of bonds 1318547150 and
stocks 233282748 per Schedule D 15518298 98
5 Cash in companys office 950 58
6 Deposits in trust companies and banks not
on interest per Schedule N 25000 00
7 Deposits in trust companies and banks on
interest per Schedule N 1206786 59
8 Agents balances representing business
written subsequent to October 1 1914 1639231 05
9 Agents balances representing business
written prior to Oct 1 1914 22566 47
10 Bills receivable taken for marine and in
land risks 308 42
11 Bills receivable taken for fire risks 103887 15
16 Total ledger assets as per balance Item 42 18990354 24194
ComptrollerGenerals Keport
NonLedger Assets

17 Interest due 3000 and accrued 1
78400 on mortgages per schedule B 1814 00
18 Interest accrued on bonds per Schedule D
part 1 159513 44
30 Gross assets 19151681 68
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 22566 47
35 Bills receivable past due taken for marine
inland and fire risks 144 00
38 Book value of ledger assets over market
value viz
Bonds and stocks 693184 82
Market value of special deposits in excess
of corresponding liabilities 125071 29
VLiabilities
1 Gross losses adjusted and unpaid 213491 23
2 Gross claims for losses in process of ad
justment or in suspense plus 5000000
reserve for losses incurred prior to Dec
31 of which no notice had been received
on that date 1658022 61
3 Gross claims for losses resisted 40112 42
4 Total 1911626 26
5 Deduct reinsurance due or accrued 171977 29

6 Net amount of unpaid losses and claims 1739648 97
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 1241182443 unearned
premiums per recapitulation page 6
column 6 6376176 30
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
79876946 unearned premiums fifty
per cent 399384 73
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 64273143ComptrollerGenerals Report
unearned premiums 50 and 100 per
195
cent
358865 72
10 Total unearned premiums as computed above 7134426 15
11 Amount reclaimable by the insured on perpetual fire in
surance policies being 90 and 95 per cent of the prem
5 714440 4o
ium or deposit received
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
23 All other liabilities viz
Contingent fund
26 Total amount of all liabilities except capital 10310715 1
27 Capital actually paid up in cash
28 Surplus over all liabilities
4000000 00
29 Surplus as regards policyholders
30 Total liabilities
VIRisks and Premiums
8000000 00
18310715 10
Fire Bisks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement
2 Written or renewed during the year per
Income No 5
1365069168 15262411 97
1817690711 13510868 47
4 Total 3182759879 28773280 44
6 Deduct those expired and marked off as
terminated
6 In force at the end of the year 1464375138 15572953 80
7 Deduct amount reinsured schedule re
quired
8 Net amount in force71299019 13853325 32
9 Perpetual risks not included above 3041140721 de
posit premiums on same 78846665
Business in the State of Georgia During 1914
89577 71
27 Gross risks written
Less 200133200 risks cancelled and 110709000 rein
suranee in companies authorized in Georgia 31084
Net risks written
5849349 00196 ComptrollerGenerals Beport
28 Gross premiums on risks written 118672 04
Less 2216416 return premiums and 1448718 premiums
for reinsurance in companies authorized in Georgia 36651 34
Net premiums received 82020 70
29 Losses paid deducting salvage 87491 35
Less losses on risks reinsured in companies authorized in
Georgia 18087 59
Net losses paid 69403 76
30 Losses incurred 90066 04
Less losses on risks reinsured in companies authorized in
Georgia 19080 50
Net losses incurred 70985 54
INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA OF
PHILADELPHIA PA
Gustavus Eemak Jr President John T P Rodgers Secretary
D I llelntyre Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 1000000 00
2 Amount of ledger assets as per balance December 31st of
previous years 4206039 56
IIIncome
5 Gross premiums per Item 2 VI page 6 3760846 91
6 Deduct reinsurance premiums fire 859
04462 marine and inland 2031129
return premiums fire 77615916 ma
rine and inland 18254009 1838055 16
7 Total premiums other than perpetual 1922791 75
8 Deposit premiums written on perpetual risks gross 5554 85
9 Gross interest on mortgage loans per
Schedule B 2701 36
11 Gross interest on bonds and dividends on
stocks per Schedule D 139479 12
12 Gross interest on deposits in trust com
panies and banks per Schedule N 860 34CompteoeleeGenebals Kepobt
197
13 Gross interest from all other sources
Underwriters Association deposit 3 15
15 Perpetual policy deposit
16 Gross rents from companys property in
cluding 9000 for companys occupancy
of its own buildings 27671 07
17 Total gross interest and rents Ico st
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
o u t i 400 00
Seal estate per Schedule A
Bonds per Schedule D 50 00
Stocks per Schedule D
2101956 03
28 Total income v
IIIDisbursements
Gross amount paid policyholders for losses
including 398053 92 occurring in pre
vious years
Deduct amount received for salvage fire
2073455 marine and inland 2000
10 reinsurance fire 56644433 marine
and inland 47154 discount fire 571
1926111 11
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commission or brokerage
6 Allowances to local agencies for miscellaneous agency ex
penses
7 Salaries 3767488 and expenses 2452373 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Bents for companys occupancy of its own buildings
10 Advertising 331477 printing and stationery 793824
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses
17 Inspections and surveys
18 Bepairs and expenses other than taxes on real estate
19 Taxes on real estate
1335889 06
41194 67
466291 37
6900 34
62198 61
103672 46
9000 00
11253 01
6004 31
756 47
352 40
6220 04
19469 69
14655 68
10564 37
15173 00
6996 10198
ComptrollerGenerals Report
20 State taxes on premiums 44442 68
21 Insurance department licenses and fees 15084 24
22 All other licenses fees and taxes Emergency revenue stamp
tax 563 83
23 Other disbursements
Registration of stock certificates 52 09
Fidelity bond 222 98
Safe deposit box 250 00
Ice and water 246 96
Sale of mortgage 24 00
Traveling expenses 6189 35
Interest on borrowed money 707 88
Conflagration indemnity 1000 00
Redemption of American Fire Insurance Co San Francisco
script 25272 18
33 Deposit premiums returned 17625 87
34 Paid stockholders for interest or dividends 60003 50
38 Agents balances charged off 14362 59
39 Gross loss on sale or maturity of ledger assets viz
Real estate per Schedule A 1575 00
Bonds per Schedule D 6820 18
Stocks per Schedule D 153 40
41 Total disbursements 2311188 31
IVLedger Assets
1 Book value of real estate per Schedule A 402843 73
2 Mortgage loans on real estate per Sched
ule B first liens 67800 00
4 Book value of bonds 170202334 and
stocks 124478099 per Schedule D 2946804 33
5 Cash in companys office 19802 39
7 Deposits in trust companies and banks on
interest per Schedule N 129406 71
8 Agents balances representing business writ
ten subsequent to October 1 1914 417733 70
9 Agents balances representing business
written prior to October 1 1914 10875 17
12 Other ledger assets viz Deposit reclaim
able on perpetual policies 1541 25
16 Total ledger assets as per balance Item 42
NonLedger Assets
3996807 28
17 Interest accrued on mortgages per Sched
ule B 1056 92ComptrollerGeneral s Report
199
18 Interest accrued on bonds per Schedule
D Part 1 25315 05
23 Bents accrued on companys property or
lease 108 32
24 Total 2648029
27 Other nonledger assets viz Claim against American Un
ion Fire Insurance Co of Philadelphia 1408080 at 50
per cent as approved by Pennsylvania Insurance De
F 7040 40
partment
30 Gross assets 4030327 97
Deduct Assets not Admitted
34 Agents balances representing business
written prior to October 1 1914 10875 17
38 Book value of ledger assets over market
value viz
Bonds and stocks 192412 58
Real estate 35844 30
41 Total admitted assets 3791195 92
VLiabilities
Gross losses adjusted and unpaid not yet
due 5568919
2 Gross claims for losses in process of adjust
ment or in suspense plus 10000 reserve
for losses incurred prior to December
31st of which no notice had been re
ceived on that date 282506 89
3 Gross claims for losses resisted 57963 81
4 Total 396159 89
5 Deduct reinsurance due or accrued 126723 31
6 Net amount of unpaid losses and claims 269436 58
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 284816551 unearned prem
iums per recapitulation page 6 col 6 1449391 07
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
350 29502 unearned premiums fifty
s 175746 05
per cent
200
ComptrollerGeneral s Eeport
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks unearned
premiums 100 per cent
11334 18
10 Total unearned premiums as computed above
11 Amount reclaimable by the insured on perpetual fire insur
ance policies being 90 and 95 per cent of the premium
or deposit received
16 Dividends declared and unpaid to stockholders
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State and
other taxes based upon the business of the year of this
statement
26 Total amount of all liabilities except capital
27 Capital actually paid up in cash 1000000 00
28 Surplus over all liabilities 325316 04
1636471 30
522378 09
969 55
1624 36
35000 00
2465879 88
29 Surplus as regards policyholders
30 Total liabilities
1325316 01
3791195 92
VIRisks and Premiums

Fire Risks Premiums Thereon
1 In force on the 31st day of December as
per line 6 under this heading in last
years statement 401768756 81 4736896 46
2 Written or renewed during the year per
Income No 5 296188855 25 3760846 91
4 Total 697957612 06 8497743 37
5 Deduct those expired and marked off as
terminated 320019998 56 4128236 04
6 In force at the end of the year377937613 50 4369507 33
7 Deduct amount reinsured schedule re
quired 97898969 70 1159712 62
8 Net amount in force 280038643 80 3209794 71
9 Perpetual risks not included above 23
589005 deposit premiums on same
57382038ComptrollerGenebals Eepoet 201
Business in the State of Georgia During 1914
27 Gross risks written 3202330 33
Less 99177373 risks cancelled and 75196080 reinsur
ance in companies authorized in Georgia 1743734 53
Net risks written 1458595 80
28 Gross premiums on risks written 48963 41
Less 1267596 return premiums and 1196791 premiums
for reinsurance in companies authorized in Georgia 24643 87
Net premiums received 24319 54
29 Losses paid deducting salvage 27959 97
Less losses on risks reinsured in companies authorized in
Georgia 12650 52
Net losses paid 15309 45
30 Losses incurred 22044 75
Less losses on risks reinsured in companies authorized in
Georgia 9345 16
Net losses incurred 12699 59
LIVERPOOL LONDON GLOBE ENGLAND NEW YORK CITY
Manager in the IT S Heriry W Eaton
Deputy Manager George W Hoyt
B P Walker Jr Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous years 14651281 98
4 Extended at 14651281 98
IIIncome
5 Gross premiums per item 2 VI page 6 15776535 46
6 Deduct reinsurance premiums fire 2738
01216 marine and inland 30351621202
ComptbollerGenekals Eepokt
return premiums fire 393558402 ma
rine and inland 13187400 7108986 39
9
10
11
12
13
16
17
18
Total premiums other than perpetual 8667549 07
Deposit premiums written on perpetual risks gross 2525 55
Gross interest on mortgage loans per
Schedule B 157661 30
Gross interest on collateral loans per
Schedule O 6 00
Gross interest on bonds and dividends on
stocks less 297849 accrued interest on
bonds acquired during 1914 per Sched
ule D 273788 30
Gross interest on deposits in trust com
panies and banks per Schedule N 24464 27
Gross interest from all other sources
Interest on farm notes 1197 07
Gross rents from companys property in
cluding 3125000 for companys occu
pancy of its own buildings 123058 62
Total gross interest and rents
From other sources
Received from home office
Premiums on life policies in force
580175 56
35122 19
160 68
26
27
28
Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D
35282 87
2908 27
2884 61
Total income 9291325 93
IIIDisbursements
1 Gross amount paid policyholders for losses
including 107251065 occurring in
previous years 7850991
2 Deduct amount received for salvage fire
8876418 marine and inland 10
23546 reinsurance fire 257906688
marine and inland 7072323 2748789 75
3 Net amount paid policyholders for losses 5102207 29
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
1750311 77ComptrollerGenerals Keport
203
6 Allowances to local agencies for miscellaneous agency ex
penses
7 Salaries 15329627 and expenses 9421708 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents including 3125000 for companys occupancy of
its own buildings
10 Advertising 5215666 printing and stationery 60
50061
11 Postage telegrams telephone and express
12 Legal expenses 5
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax 15081 53
Local taxes 55765 36
23 Other disbursements
Office expenses
Life expenditure
Revenue tax
37777 73
271 26
801 08
33 Deposit premiums returned
36 Interest paid to scripholders remitted to head office
38 Agents balances charged off
40 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D
972 61
247513 35
393673 37
65782 80
112657 27
36172 88
3237 61
6384 66
12101 50
121441 61
46198 16
44631 70
56951 53
28718 36
140863 24
21587 33
70846 89
38850 07
4363 00
413654 55
698 38
7683 05
41 Total disbursements
IVLedger Assets
1 Book value of real estate 1509598 52
Mortgage loans on real estate per Sched
uleB 2961764 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 100 00204 ComptrollerGeneral s Report
4 Book value of bonds 533325147 and
stocks 134776508 per Schedule D 6681016 55
3825 69
6 Deposits in trust companies and banks not
117622 30
7 Deposits in trust companies and banks on
1465609 38
8 Agents balances representing business
written subsequent to Oct 1 1914 2282617 00
9 Agents balances representing business
written prior to Oct 1 1914 86965 18
11 Bills receivable taken for fire risks 3915 39
12 Other ledger assets viz Farm notes 1359 89
16 Total ledger assets as per balance Item 42 15114393 90

NonLedger Assets
17 Interest due 25645 and accrued 33
15581 on mortgages per Schedule B 33412 26
18 Interest accrued on bonds per Schedule D
part 1 63704 14
20 Interest accrued on other assets
Bank balances 188 90
97305 30
23 Rents accrued on companys property or lease 10000 00
25 Market value of real estate over book value per Sched
ule A 137746 11
30 Gross assets 15359445 31
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 86965 18
36 Loans or personal security endorsed or
not Farm notes 1359 89
38 Book value of ledger assets over market
value viz
Bonds 289586 47
Stocks 197915 08
575826 62
41 Total admitted assets 14783618 69ComptrollerGenerals Eeport
205
VLiabilities
1 Gross losses adjusted and unpaid due
9208878 not yet due 1953378
2 Gross claims for losses in process of ad
justment or in suspense plus 15349700
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
111622 56
1550279 51
113776 00
4 Total 1775678 07
5 Deduct reinsurance due or accrued 658885 53
6 Net amount of unpaid losses and claims 1116792 54
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired fire
risks 1543849704 unearned prem
premiums per recapitulation page 6
column 6 8111386 72
S Gtoss premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
67774691 unearned premiums fifty
per cent
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 323930
unearned premiums 100 per cent
338873 46
3239 30
10 Total unearned premiums as computed above
11 Amount reclaimable by the insured on perpetual fire in
surance policies being 95 per cent of the premium or
deposit received
12 Net premium reserve and all other liabilities except
capital under the life insurance or any other special
department
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and otlier taxes based upon the business of the year
of this statement
19 Contingent commissions or other charges due or accrued
8453499 48
179434 43
4578 77
3211 85
179946 13
24000 00
26 Total amount of all liabilities except capital
29 Surplus as regards policyholders
9961463 20
4822155 49
30 Total liabilities
14783618 69
206 ComptrollerGeneral s Report
VIRisks and Premiums
1 2 4 5 6 7 In force on the 31 day of Bee as per line 6 under this heading in last Written or renewed during the year 2089266369 1517148643 20624703 14632677 39 14

Total 3606415012 1433922559 35257380 14084262 53 69
Deduct those expired and marked off as
Deduct amount reinsured schedule re 2172492453 654525486 21173117 5734620 84 00
Net amount in force 1517966967 15438497 84

9 Perpetual risks not included above 686315800 de
posit premiums on same 188878 35
Business in the State of Georgia During 1914
27 Gross risks written 21012195 00
Less 525182400 risks cancelled and 367510000 rein
surance in companies authorized in Georgia 8926924 00
28
Net risks written 11085271 00
Gross premiums on risks written 320436 82
Less 6286074 return premiums and 605S854 prem
iums for reinsurance in companies authorized in Ga 123449 28
29
Net premiums received 196987 54
Losses paid deducting salvage 217523 31
Less losses on risks reinsured in companies authorized in
Georgia 60069 74
30
Net losses paid 157453 57
Losses incurred 218850 60
Less losses on risks reinsured in companies authorized in
Georgia 52742 31
Net losses incurred 166108 29ComptrollerGenerals Report
207
LIVERPOOL LONDON GLOBE OE NEW YORK NEW YORK CITY
Henry W Eaton President George W Hoyt Secretary
B P Walker Jr Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 1150462 11
Extended at
1150462 11
IIIncome
5 Gross premiums per item 2 VI page 6 934904 37
6 Deduct reinsurance premiums fire 339
59057 marine and inland 2425447
return premiums fire 19750008 ma
rine and inland 3284383 594188 95
7 Total premiums other than perpetual
11 Gross interest on bonds and dividends on
stocks less 45417 accrued interest on
bonds acquired during 1914 per Sched
r 31290 83
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
340715 42
4210 58
17 Total gross interest and rents
27 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D
28 Total income
35501 41
202 79
376419 62
IIIDisbursements
1 Gross amount paid policyholders for losses
including 5626280 occurring in pre
v 345528 10
vious years
2 Deduct amount received for salvage fire
590121 reinsurance fire 16930021
marine and inland 1083605 186037 4
3 Net amount paid policyholders for losses All
4 Expenses of adjustment and settlement of losses 4108 0208
ComptrollerGeneral s Report
5 Commissions or brokerage
8 Salaries fee and all other charges of officers directors
trustees and home office employees
10 Advertising 165783 printing and stationery 571813
11 Postage telegrams telephone and express
12 Legal expenses
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax 954 80
Local taxes 3344 84
23 Other disbursements
Exchange 538 54
Mercantile agencies 50 00
34 Paid stockholders for interest or dividends amount de
clared during the year 2000000
40 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D
41 Total disbursements 280882 68
IVLedger Assets
52607 31
10045 00
7375 96
1993 48
186 04
3369 97
613 32
1876 11
10729 97
2820 37
4299 64
588 54
20000 00
717 77

4 Book value of bonds 52808979 and
stocks 36409253 per Schedule D 892182 32
6 Deposits in trust companies and banks not
on interest per Schedule N 27463 61
7 Deposits in trust companies and banks on
interest per Schedule N 155836 75
8 Agents balances representing business
written subsequent to Oct 1 1914 158981 20
9 Agents balances representing business
written prior to Oct 1 1914 11535 17
16 Total ledger assets as per balance Item 42 1245999 05
ComptrollerGenerals Report 209
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1 6912 49
30 Gross assets 1252911 54
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 11535 17
38 Book value of ledger assets over market
value viz
Bonds 22029 79
Stocks 50692 53
84257 49
41 Total admitted assets 1 A68654 05
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 500000
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
5 Deduct reinsurance due or accrued
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 56434596 unearned prem
iums per recapitulation page 6 col 6
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
3547732 unearned premiums fifty
per cent
103490 00
47950 00
303207 95
17738 66
55540 00
10 Total unearned premiums as computed above
17 Salaries rents expenses bills accounts fees etc due
or accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
320946 61
7500 00
6687 40
210
ComptrollerGenerals Eeport
19 Contingent commissions or other charges due or accrued
10000 00
26 Total amount of all liabilities except capital 400674 01
27 Capital actually paid up in cash 200000 00
28 Surplus over all liabilities 567980 04
29 Surplus as regards policyholders 767980 04
30 Total liabilities 1168654 05
VIRisks and Premiums
1 In force on the 31 day of Dec as per line 6 under this
heading in last years statement 1051695 21
2 Written or renewed during the year per Income No 5 934904 37
4 Total 1986599 58
5 Deduct those expired and marked off as terminated 815855 97
6 In force at the end of the year 1170743 61
7 Deduct amount reinsured schedule required 570920 33
S
Net amount in force 599823 28
Business in the State of Georgia During 1914
27 Gross risks written 2167912 00
Less 79398900 risks cancelled and 56149500 rein
surance in companies authorized in Georgia 1355484 00
Net risks written 812428 00
28 Gross premiums on risks written 28941 60
Less 829731 return premiums and 739224 premiums
for reinsurance in companies authorized in Georgia 15689 55
Net premiums received 13252 05
10681 43
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
S66 65
Net losses paid
30 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
9814 78
22283 68
5637 88
Net losses incurred 16645 80ComptrollerGenerals Report
LONDON ASSURANCE CORPORATION 0 NEV YORK CITY
United States Manager Charles L Case s
E S Kelly Attorney for Service
211
IDeposit Capital

12
13
14
18
20
Amount of ledger assets as per balanced December 31
39969oo iZ
of previous year v
IIIncome
Fire Marine and Inland
Gross premiums per Item
2j VI 3422806 07 1427529 32
Deduct reinsurance prem
iums fire 70009354
marine and inland 781
52876 return premiums
57131932 marine and
inland 4581624 1271412 86 827345 00
Total premiums other
than perpetual 2151393 21 600184 32 2751577 53
Gross interest on bonds and dividends on
stocks less 41250 accrued interest on
bonds acquired during 1914 per Sched
r 141425 30
ule D
Gross interest on deposits in trust com
panies and banks per Schedule N 4146 4
i 973 Q4
Gross interest from other sources 3
Total gross interest and rents
From other sources
Income tax collections at the source
Received from home office
145845 65
217 26
107046 46
30
From agents balances previously charged off
Total income
IllDisbursements
Fire Marine and Inland
Gross amount paid policy
holders for losses in
107263 72
11 46
3004698 36212
ComptrollerGenerals Eeport

eluding 59408729 oc
curring i n previous
years 1637618 30 983478 85
2 Deduct amount received for
salvage fire 878268
marine and inland 63
31759 reinsurance fire
39356751 marine and
inland 56808658 dis
count fire 10434 402454 53 631404 17
9
10
11
12
13
14
15
16
17
20
21
22
Net amount paid policy
holders for losses 1235163 77 352074 68
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries 4412063 and expenses 4080322 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents
Advertising 788176 printing and stationery 2070i385
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax 2006 65
City and county licenses 8147 91
Local taxes and fees 1842 55
Emergency Tevenue stamp tax 859 89
23 Other disbursements
Miscellaneous expenses sched attached 13094 38
Remitted to home office 215484 94
33 Deposit premiums returned
36 Agents balances charged off
37 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
1587238 45
37838 05
560481 05
84923 85
169354 08
24515 95
28585 61
20767 88
931 36
433 31
9082 86
33772 Sfi
23061 15
11316 S6
56426 41
12694 70
12857 00
228579 32
1132 40
1367 95
39
Total disbursements 2905961 19ComptrollerGenerals Eeport 213
IVLedger Assets
4 Book value of bonds 322782288 and
stocks 5417125 per Schedule D 3281994 13
5 Cash in companys office 5255 32
e Deposit in trust companies and banks not
on interest per Schedule N 10977 26
7 Deposits in trust companies and banks on
interest per Schedule N 286408 93
8 Agents balances representing business
written subsequent to Oct 1 1914 463879 41
9 Agents balances representing business
written prior to Oct 1 1914 47187 44
16 Total ledger assets as per balance Item 40 4095702 49
NonLedger Assets
18 Interest accrued on bonds per Schedule D
42636 64
part 1
42636 64
24 Total fiq 88
27 Other nonledger assets viz Loss expenses
4139023 01
30 Gross assets
Deduct Assets Not Admitted
214497 41
31 Cash v
34 Agents balances representing business
written prior to Oct 1 1914 47187 44
38 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 17422 3
39 Book value of ledger assets over market
value viz Bonds and stocks net 160984 13
440091 01
3698932 00
42 Total admitted assets
VLiabilities
1 Gross losses adjusted and unpaid due
2226246 not yet due 1082600 33088 46
2 Grossclaims for losses in process of ad
justment or in suspense plus 1032200
reserve for losses incurred prior to Dec214
ComptrollerGenerals Report

31 of which no notice had been receiv
ed on that date 749481 00
3 Gross claims for losses resisted 42874 00
4 Total 825443 46
5 Deduct reinsurance due or accrued 289634 06
6 Net amount of unpaid losses and claims 535809 40
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 417122525 unearned prem
iums per recapitulation page 6 col 6 2164479 53
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
5415531 unearned premiums fifty
per cent
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 15279955
unearned premiums hull and time
10316168 50 per cent 5158085
trip 4963787 100 per cent 4963787 101218 72
27077 65
10 Total unearned premiums as computed above 2292775 90
15 Salaries rents expenses bills accounts fees etc due or
accrued
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
17 Contingent commissions or other charges due or accrued
20 All other liabilities viz Income tax collections at the
source
1750 00
66216 09
15414 52
217 26
23 Total amount of all liabilities except deposit capital 2912183 17
26 Surplus as regards polieyholders 786748 83
27
Total liabilities 3698932 00
VIRisks and Premiums
Fire Eisks Premiums Thereon
1 In foTce on the 31 day of December as
per line 6 under this heading in last
years statement if
2 Written or renewed during the year
per I ncoitic No 5
4 Total
464280709 4892722 71
316733700 3422806 07
781014409 8315528 78ComptrollerGenerals Repobt 215
5 Deduct those expired and marked off as
terminated
G In force at the end of the year 495528112 5171247 24
7 Deduct amount reinsured schedule re 90
quired
405 270 616 4171225 25
8 Net amount in force 4uowuuu
Business in the State of Georgia During 1914
1981149 00
1 Gross risks written 322669 00
Less risks cancelled
1658480 00
Net risks written
31160 06
2 Gross premiums on risks written 3 gQl g3
Less return premiums t
27658 13
Net premiums received
16207 76
3 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
16205 16
Net losses paid
22344 76
4 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
22342 53
Net losses incurred
LONDON AND LANCASHIRE FIRE INSURANCE COMPANY OP
NEW YORK CITY
Principal Office in the United States Nos 57 and 59 William St
New York N Y
United States Manager Archibald G Mcllwaine Jr
p W Cole Attorney for Service
XDeposit Capital
In the austody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows216
ComptrollerGenerals Eeport
New York 415000 00
Ohio 100000 00
5 Amount of ledger assets as per balance December 31
of previous year 5102661 04
IIIncome
6 Gross premiums per Item 2 VI 4611692 44
7 Deduct reinsurance premiums fire 1104
90761 marine and inland 3228768
return premiums 760237 96 marine
and inland 6130201 1958735 26
8 Total premiums other than perpetual 2652957 18
12 Gross interest on bonds and dividends on
stocks 130314 80
13 Gross nteiist on deposits in trust com
panies and banks per Schedule N 15030 35
14 Gross interest from other sources
On trust funds 11567 60
On agents balances 44 41
17 Gross rents from companys property in
cluding 1150000 for companys occu
pancy of its own buildings 23369 93
18 Total gross interest and rents 180327 09
19 Received from home office 181280 25
30
Total income 3014564 52
IIIDisbursements
1 Gross amount paid policyholders for losses
including 17816923 occurring in pre
vious years
2 Deduct amount received for salvage fire
3675206 marine and inland 3
00652 reinsurance fire 5593SCU21
marine and inland 956861 discount
fire 39734
1997046 45
3 Net amount paid policyholders for losses 1387940 71
4 Expenses of adjustment and settlement of losses 49100 90
5 Commissions or brokerage 406123 16
6 Allowances to agencies for miscellaneous agency expenses 20044 78
7 Salaries 5959610 and expenses 4998893 of special
and general agents 109585 03ComptrollerGenerals Report
217
8 Salaries fees and all other charges of officers directors
trustees and home office employees 167494 33
9 Rents including 1150000 for companys occupancy of
its own buildings 29633 84
10 Advertising 763223 printing and stationery 26
87656 3450879
11 Postage telegrams telephone and express 20694 91
12 Legal expenses
13 Furniture and fixtures 6vy ol
14 Maps including corrections 9274 b
15 Underwriters boards and tariff associations 41636 52
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses aoo oo
20 498 19
17 Inspections and surveys J
18 Repairs and expenses other than taxes on real estate 12159 64
19 Taxes on real estate 5
20 State taxes on premiums
21 Insurance department licenses and fees 14889 67
22 All other licenses and fees and taxes
5 Q ii x o
Federal corporation tax
Municipal taxes and fees
United States emergency stamp tax 1S05
23 Other disbursements
Collections and exchange 11496 53
Miscellaneous expenses
1602 Oo
Subscriptions
34 Remitted to home office 580441 a
37 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 13052
39 Total disbursements 3050289 55
IVLedger Assets
1 Book value of real estate 300000 00
4 Book value of bonds 306641034 and
stocks 466000 per Schedule D 3071070 34
S Cash in companys office 2l14 90
3 Deposit in trust companies and banks not
on interest per Schedule N 4931 55
7 Deposits in trust companies and banks on
interest per Schedule N 650574 90
8 Agents balances representing business
written subsequent to Oct 1 1914 534255 38
9 Agents balances representing business
written prior to Oct 1 1914 32834 61
11 Bills receivable taken for fire risks 1368 01
218 ComptrollerGeneral s Keport
12 Other ledger assets viz
Funds deposited with U S Trustee 468598 95
Balances due from other companies 1287 37
16 Total ledger assets as per balance Item 40 5066936 01
Xonledger Assets
18 Interest due 2942750 and accrued 16
45375 on bonds per Schedule D
part 1 45881 25
20 Interest accrued 43334 on other assets
Bank balances 433 34
24 Total 46314 59
30 Gross assets 5113250 60
Deduct Assets Xot Admitted
31 Cash 65752135 and all investments
27525000 not in control of trustees 932771 35
34 Agents balances representing business
written prior to Oct 1 1914 32834 61
35 Bills receivable past due taken for ma
rine inland and fire risks 469 20
37 Overdue and accrued interest on bonds in
default 2125 00
38 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 17325 28
39 Book value of ledger assets over market
value viz
Bonds and stocks 195232 84
Balance due from other companies 883 94
42 Total admitted assets 3931608 38
VLiabilities
1 Gross losses adjusted and unpaid due
3012100 not yet due 720700 37328 00
2 Gross claims for losses in process of ad
justment or in suspense plus 666100
reserve for losses incurred prior to DecComptrollerGenerals Report
219
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
23872 04
26550 00
4 Total 30262004
5 Deduct reinsurance due or accrued as per
Schedule E
81645 47
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks521916229 unearned prem
iums per recapitulation page 6 col 6 2700502 07
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
18100713 unearned premiums fifty
per cent
220974 57
90503 56
10 Total unearned premiums as computed above
15 Salaries rents expenses bills accounts fees etc due or
accrued
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
17 Contingent commissions or other charges due or accrued
2791005 63
2733 94
57275 00
7400 00
23 Total amount of all liabilities except deposit capital 3079389 14
24 Deposit capital 2O000 00
25 Surplus over all liabilities 6o2219 24
26 Surplus as regards policyholders
852219 24
27
Total liabilities
3931608 38
VIBisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of December as
per line 6 under this heading in last
year statement 697773116 6595292 19
2 Written or renewed during the year
per Income No 5 463235201 4391522 59
4 Tota 1161008317 10926814 78220 ComptrollerGenerals Eeport
5 Deduct those expired and marked off as
terminated
439488685
4167694 07
6 In force at the end of the year 721519632 6759120 71
7 Deduct amount reinsured schedule re
quired 161014904 1539958 42
8 Net amount in force 560504734 5219162 29
Business in the State of Georgia During 1914
1 Gtoss risks written 6100051 00
Less 143425400 risks cancelled and 21419000 rein
surance in companies authorized in Georgia 1648444 00
Net risks written 4451607 00
2 Gross premiums on risks written 68254 37
Less 939909 return premiums and 172699 premiums
for reinsurance in companies authorized in Georgia 11126 08
Net premiums received
3 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
Net losses paid
4 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
57128 29
25298 55
1702 24
23596 31
25838 31
1020 82
Net losses incurred
24817 49
LUMBER MUTUAL INSURANCE COMPANY OF BOSTON MASS
George W Gale President Harry E Stone Secretary
F Wade Vaughan Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous years 800700 68
Extended at 800700 68
ComptrollerGenerals Report
221
IIIncome
5 Gross premiums per Item 2 VI page 6 5529il2 26
6 Deduct return premiums fire 63241 28
7 Total net premiums other than perpetual
11 Gross interest on bonds less 123070 ac
crued interest on bonds acquired during
1914 per Schedule D 30434 38
12 Gross interest on deposits in trust com
panies and banks per Schedule N 4583 14
13 Gross interest from all other sources
Interest on overdue premiums 61
17 Total gross interest
18 From all other sources
From Gale and Stone agents
25 From agents balances previously charged off
26 Gross profit on sale or maturity bf ledger assets viz
Bonds per Schedule D
27 Gross increase by adjustment in book value of ledger
assets viz
Bonds per Schedule D
28 Total income
489670 98
35018 13
23500 00
9 50
45 02
476 52
548720 15
IIIDisbursements
1 Gross amount paid policyholders for losses
including 185163 occurring in pre
vious years
2 Deduct amount received for salvage fire
1261 discount fire 52900
176267 42
541 61
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to agencies for miscellaneous agency expenses
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Bents
10 Advertising 30078 printing and stationery 216928
Id Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
175725 81
780 94
26695 62
2648 03
41927 45
4200 00
2470 06
1231 88
352 29
697 50
342 11
5006 58222
ComptrollerGenerals Eeport

20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax
Various municipal taxes
Cal Ga 111 Ind Me Minn O Ore publication of
statements
Ga 111 Ky N J O Vt Y Va special taxes
23 Other disbursements
Subscription to publications
Collecting bad bills j
26 Premium on surety bonds and workingmens compensation
policy
Auditing of accounts
Expense of companys meetings
Expense of attending various meetings
Profit and loss larceny
All other disbursements
33a Dividends to policyholders
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
40 Gross decrease by adjustment in book value of ledger
assets viz
Bonds per Schedule D
7804 71
1021 25
235 03
65 41
306 54
131 74
287 75
17 30
222 55
550 00
230 70
346 61
722 70
899 47
186686 93
173 69
339 85
288 90
41
Total disbursements 462409 40
IVLedger Assets
4 Book value of bonds
5 Cash in companys office
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
9 Agents balances representing business
written prior to Oct 1 1914
12 Other ledger assets viz
Cash in office mileage account
755534 13
644 00
108852 28
21512 45
40 98
427 59
16 Total ledger assets as per balance Item 42
NonLedger Assets
57011 43
18 Interest accrued 10018 93 on bonds per
Schedule D part 1 10018 93CompteollerGenerals Report
223
20 Interest on other assets International
Trust Co special account
187 50
24 Total
27 Other nonledger assets viz
Amount due from Gale and Stone agents
Cash held for agency expenses
30
10206 43
12551 13
665 63
Gross assets 910434 62
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914
38 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule
39 Book value of ledger assets over market
value
40 Amount due from Gale and Stone agents
40 98
2256 06
33889 13
12551 13
42
Total admitted assets 861697 32
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense
3 Gross claims for losses resisted
Total
11911 71
2171 25
14082 96
6 Net amount of unpaid losses and claimsI
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 46435350 unearned prem
iums per recapitulation page 6 col 6 232176 75
10 Total unearned premiums as computed above
17 Salaries rents expenses bills accounts fees etc due
or accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
22 All other liabilities viz
Reserve for Federal income tax
14082 96
232176 75
681 17
7808 04
20 00
25 Total amount of all liabilities except capital 254768 92224 ComptrollerGenerals Report
27 Surplus over all liabilities 606928 40
28 Surplus as regards policyholders 606928 40
29 Total liabilities 861697 32
VIBisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of December as
per line 6 under this heading in last
year s statement 19810579 442290 26
2 Written or renewed during the yeaT per
Income No 5 24885693 552912 26
4 Total 44696272 995202 52
5 Deduct those expired and marked off as
terminated 23476231 530849 02
6 In force at the end of the year 21220041 464353 50
Business in the State of Georgia During 1914

1 Gross risks written 4S094 67
Less 9356135
Net risks written 394533 32
2 Gross premiums on risks written 14657 59
Less 2414 00
Net premiums received 12243 59
1 Losses paid deducting salvage 3152 73
4 Losses incurred 5010 68
LUMBER UNDERWRITERS OF NEW YORK CITY
Attorney in Fact Eugene F Perry
Wm A Wright Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous years 237078 12
Extended at 237078 12ComptrollerGenerals Report
IIIncome
5 Gross premiums per Item 2 VI page 6 400870 75
6 Deduct reinsurance premiums fire 154
07435 return premiums fire 113
07506 26714941
225
7 Total premiums other than perpetual
11 Gross interest on bonds and dividends on
stocks
12 Gross interest on deposits in trust com
panies and banks per Schedule N
133721 34
18 Prom other sources
Net brokerage received
28
Total income
350 00
3695 54
6029 36
143796 24
IIIDisbursements
1 Gross amount paid policyholders for losses
including 6564978 occurring in pre
vious years
2 Deduct amount received for salvage fire
176841 reinsurance fire 13940481
278967 69
141173 22
3 Net amount paid policyholders for losses
4 Expense of adjustment and settlement of losses
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Bents
10 Advertising
12 Legal expenses
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
20 State taxes on premiums
21 Insurance department licenses and fees
23 Other disbursements
General expense
Quarterly audit
730 61
958 14
34 Paid stockholders for interest or dividends amount de
clared during the year 3050000
38 Agents balances charged off
137794 47
1543 66
34078 39
1000 00
456 00
2046 59
98 48
1963 46
618 55
41 Total disbursements
1688 75
30500 00
896 62
212684 97226
ComptrollerGenerals Beport
IVLedger Assets
4 Book value of bonds 10000 00
6 Deposits in trust companies and banks not
on interest per Schedule N 6524 16
7 Deposits in trust companies and banks
on interest per Schedule N 100359 39
8 Agents balances representing business
written subsequent to Oct 1 1914 49441 86
9 Agents balances representing business
written prior to Oct 1 1914 1863 98
16 Total ledger assets as per balance Item 42
NonLedger Assets
18 Interest due on bonds per Schedule D
part 1 175 00
24 Total
27 Other nonledger assets viz Atty in fact
Dividends on mutual reins due and payable
Reins losses due from reinsuring cos
30
34 Agents balances representing business
written prior to Oct 1 1914 1863 98
38 Book value of ledger assets over market
value viz State Ga Reg 3y2 bonds 500 00
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 79500 34
168189 39
175 00
786 58
2167 30
13794 66
Gross assets 185112 93
Deduct Assets Not Admitted
2363 98
41 Total admitted assets 182748 95
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense 22056 52
22056 52
10 Total unearned premiums as computed above
79500 34ComptrollerGenerals Keport 227
21 Reinsurance and return premiums due other companies 13976 70
26 Total amount of all liabilities except capital 115533 56
28 Surplus over all liabilities 67215 39
29 Surplus as regards policyholders 67215 39
30 Total liabilities 182748 95
VIRisks and Premiums
1 In force on the 31 day of Dec as per
line 6 under this heading in last
year statement 28475863 390537 55
2 Written or renewed during the year
per Income No 5
24593251 400870 75
4 Total 53069114 791408 30
5 Deduct those expired and marked off as
terminated 34663798 491029 27
6 In force at the end of the year 18405316 300379 03
7 Deduct amount reinsured schedule re
quired 8662745 141378 34
Net amount in
force 9742571 159000 69
Business in the State of Georgia During 1914
27 Gross risks written 528015 00
Less 19734700 risks cancelled and 20569500 reinsur
ance in companies authorized in Georgia
403042 00
124973 00
risks written v
Net ri
28 Gross premiums on risks written
9856 7J
Less 277336 return premiums and 383497 premiums
for reinsurance in companies authorized in Georgia 6608 33
Net premiums received
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
Net losses paid
3248 45
7584 31
4713 01
2871 30228 ComptrollerGeneral s Eeport
30 Losses incurred 11266 40
Less losses on risks reinsured in companies authorized in
Georgia 5932 13
Net losses incurred 5334 27
LUMBERMENS MUTUAL INSURANCE COMPANY OF
MANSFIELD OHIO
E S Nail President W H G Kegg Secretary
Commissioner of Insurance of Georgia Atlanta Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dee 31 of previous years 598643 16
Extended at 598643 16
IIIncome
5 Gross premiums per Item 2 VI page 6 524463 64
6 Deduct reinsurance premiums fire
79967 return premiums fire 66
58293 67382 60
7 Total net premiums other than perpetual
9 Gross interest on mortgage loans per
Schedule B less 3750 accrued interest
on mortgages acquired during 1914 per
Schedule D
11 Gross interest on bonds and dividends on
stocks less 12333 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
On overdue premiums
On cash in hands of agents
17 Total gross interest and rents
18 From all other sources
Losses subrogated
3568 08
19398 17
176 72
17 04
73 19
457081 04
23233 20
111 11ComptrollerGenerals Beport
229
25 From agents balances and premiums previously charged
off
103 43
28
Total income
480528 71
IIIDisbursements
1 Gross amount paid policyholders for losses
including 69730 occurring in previous
years
2 Deduct amount received for salvage fire
1261 discount fire 53264
170853 41
545 25
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9
10
11
12
15
16
17
18
19
20
21
22
Rents
Advertising 245107 printing and stationery 57785
Postage telegrams telephone and express
Legal expenses
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax 74 38
Local corporation tax 746 09
23 Other disbursements
Traveling expense
Directors expenses
Office expenses
General expense
1533 57
650 19
1937 49
2954 82
34 Paid policyholders for interest or dividends amount de
clared during the year 17334494
40 Gross decrease by adjustment in book value of ledger
assets viz
Bonds per Schedule D
170308 16
961 26
29947 11
28024 11
592 00
3028 92
1164 59
465 32
150 00
1125 30
15512 47
668 51
136 78
6224 53
1232 04
820 47
41 Total disbursements
7076 07
173344 94
84 50
440867 08230 ComptrollerGenerals Eeport
IVLedger Assets
1 Book value of real estate 23700 00
2 Mortgage loans on real estate jer Sched
ule B first liens 89750 00
4 Book value of bonds 42874315 and
stocks 4972500 per Schedule D 478468 15
5 Gash in companys office 70 00
6 Deposits in trust companies and banks not
on interest per Schedule N 14961 53
7 Deposits in trust companies and banks on
interest per Schedule N 4771 26
8 Agents balances representing business
written subsequent to Oct 1 1914 24359 56
9 Agents balances representing business
written prior to Oct 1 1914 224 36
12 Other ledger assets viz Cash in branch
office of the company 2000 00
16 Total ledger assets per balance Item 42
638304 86
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 1287 70
18 Interest accrued on bonds per Schedule D
part 1 4814 60
24 Total 6102 30
26 Miarket value not including interest in item 18 of bonds
and stocks over book value per Schedule D 3805 45
30 Gross assets 648212 61
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 224 36
38 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 5792 14
42
6016 50
Total admitted assets 642196 11
ComptrollerGenerals Beport
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 1000
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 14225 00
3 Gross claims for losses resisted 5500 00
231
4
Total
19725 00
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
lire risks 44278251 unearned prem
iums per recapitulation page 6 col 6 221391 26
10 Total unearned premiums as computed above
16 Dividends declared and unpaid to policyholders
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
19 Contingent commissions or other charges due or accrued
22 All other liabilities viz Ret prems due and unpaid to
policyholders
25 Total amount of all liabilities except capital
27 Surplus over all liabilities 390325 26
19725 00
221391 26
2927 42
500 00
5000 00
1582 85
744 32
251870 85
28 Surplus as regards policyholders 39032o 26
29 Total liabilities
642196 11
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
as per line 6 under this heading in
last years statement 19729068 00
2 Written or renewed during the year
per Income No 5 24219551 00
422968 32
524463 64
4 Tota 43948619 00 94743196
5 Deduct those expired and marked off as
terminated 22942350 00
503850 57
6 In force at the end of the year 21006269 00 443581 39232
COMPTROLLERGrENEBAL s KePORT
7 Deduct amount reinsured schedule re
quired
35500 00
798 88
Net amount in force 20970769 00 442782 51
MASSACHUSETTS FIEE AND MARINE INSUEANCE COMPANY OF
BOSTON MASSACHUSETTS
Everett C Benton President Walter Adlard Secretary
James L Dickey Jr Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 1379394 28
4
Extended at 1379394 28
IIIncome
5 Gross premiums per Item 2 VI page 6
marine 46131498 fire 61065325 1071968 23
6 Deduct reinsurance premiums fire 93
19183 marine and inland 8170049
return premiums fire 9810092 ma
rine and inland 8289192 355885 16
7 Total premiums other than perpetual
11 Gross interest on bonds and dividends on
stocks less 73100 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
Interest on Phila Fire Under Deposit
47157 47
1528 50
3 15
716083 07
17 Total gross interest and rents
18 From other sources
Eights sold
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D and coupon notes
48689 12
1513 87
1388 45ComptrollerGenerals Report
233
27 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D
28
353 60
Total income 768028 11
IIIDisbursements
1 Gross amount paid polieyholders for losses
including marine 1974156 fire 3944529
2 Deduct amount received for salvage fire
316925 marine and inland 557949
reinsurance fire 6861149 marine and
inland 5075885 discount fire 5011
541647 02
9
10
11
12
13
14
15
16
17
20
21
22
23
Net amount paid polieyholders for losses 413477 83
Expenses of adjustment and settlement of losses 8843 86
Commissions or brokerage 185443 69
Allowances to local agencies for miscellaneous agency ex
347 30
penses
Salaries 1098626 and expenses 303314 of special
and general agents 14019 40
Salaries fees and all other charges of officers directors
trustees and home office employees 46108 36
t 5544 97
Rents
Advertising 174534 printing and stationery 490739 6652 73
Postage telegrams telephone and express 3129 96
Legal expenses
Furniture and fixtures 73o 47
Maps including corrections 2446 59
Underwriters boards and tariff associations 6379 71
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 5528 07
1 431 30
Inspections and surveys ox
7 Q75 68
State taxes on premiums
Insurance department licenses and fees 3045
All other licenses fees and taxes
State fees for entering California 1 00
City taxes and licenses a8 66
State tax for Missouri
State tax for Insurance Bd Kentucky 31 71
Other disbursements
229 42
Insurance
Underwriters Protective Assn
Alfred M Best Co 00
B G Dun Co subscription
B G Dun Co foreign reports J 00
298 OZ
Miscellaneous
Emergency revenue tax 234
ComptrollerGenerals Report
34 Paid stockholders for interest or dividends amount de
clared during the year 1500000
38 Agents balances charged off
40 Gross decrease by adjustment in book value of ledger
assets viz
Bonds per Schedule D 492 70
Stocks per Schedule D 1513 87
41
15000 00
515 07
2006 57
Total disbursements 731946 19
IVLedger Assets
4 Book value of bonds 75389753 and
stocks 43270861 per Schedule D 1186607 14
5 Cash in companys office 1932 36
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
9 Agents balances representing business
written prior to Oct 1 1914
10 Bills receivable taken for marine and in
land risks
87575 20
134359 T
4911 73
90 00
16
Total ledger assets as per balance Item 42 1415476 20
NonLedger Assets
18 Interest accrued on bonds per Schedule D
Part 1
8095 01
24 Total 8095 01
30 Gross assets 1423571 21
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914
38 Book value of ledger assets over market
value
4911 73
16115 14
41
Total admitted assets 1402544 34ComptbollebGenebals Eepoet
235
VLiabilities
1 Gross losses adjusted and unpaid marine
1081646 fire 2930225
2 Gross claims for losses in proeess of ad
justment or in suspense plus 130200
marine 601300 fire reserve for losses
incurred prior to Dec 31 of which no
notice had been received on that date
2861400 marine 3959200 fire
40118 71
75521 00
4 Total 115639 71
5 Deduct reinsurance due or accrued ma
rine 351123 fire 668633 10197 56
Net amount of unpaid losses and claims 105442 15
Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 76180735 unearned prem
iums per recapitulation page 6 col 6 403196 47
Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 27802497
unearned premiums fifty per cent 139012 49
10
17
18
26
27
28
29
30
Total unearned premiums as computed above
Salaries rents expenses bills accounts fees etc due or
accrued
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
Total amount of all liabilities except capital
Capital actually paid up in cash 500000 00
Surplus over all liabilities 242831 46
542208 96
1432 35
10629 42
659712 88
742831 46
4
Surplus as regards policyholders
Total liabilities 402544 34
VIEisks and Premiums
Fire Eisks Premiums Thereon
In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 81719463 812198 42
Written or renewed during the year
per Income No 5 60643282 610653 25
Tota 142362745 142285167236
ComptrollerGenerals Eeport
50488028
5 Deduct those expired and marked off as
terminated
519429 07
6 In force at the end of the year 91874717 903412 60
7 Deduct amount reinsured schedule re
quired 15137915
141605 25
8 Net amount in force 76736802 761807 35
Business in the State of Georgia During 1914
27 Gross risks written 1181725 00
Less 18531500 risks cancelled and 15187300 rein
surance in companies authorized in Georgia 337188 00
Net risks written
28 Gross premiums on risks written
Less 240883 return premiums and 168999 premiums
for reinsurance in companies authorized in Georgia
Net premiums received
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
Net losses paid
30 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
Net losses incurred
844537 00
18128 92
4098 82
14030 10
16670 51
1693 94
14976 57
18515 39
1693 94
16821 45
MERCANTILE MUTUAL FIRE INSURANCE COMPANY OF
PROVIDENCE R I
Henry T Grant President Alfred IT Eddy Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of guaranty capital paid up in cash 267705 21ComptrollerGenerals Report
IIIncome
237
5 Gross premiums per Item 2 VI page 6
e Deduct
284918 77
22874 02
7 Total net premiums other than perpetual
11 Gross interest on bonds and dividends on
stocks less 35350 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
16 Gross rents from companys property
262044 75
12904 00
324 86
850 00
17 Total gross interest and rents
18 From all other sources
Final dividend in liquidation E I National Bank
Borrowed money
26 Gross profit on sale or maturity of ledger assets viz
Stocks per Schedule D
14078 86
601 20
10000 00
100 00
28
Total income
286824 81
IIIDisbursements
1 Gross amount paid polieyholders for losses
including 187000 occurring in pre
vious years 00 94
3 Net amount paid polieyholders for losses
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents
10 Advertising 16120 printing and stationery 104761
11 Postage telegrams telephone and express
m Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax
City taxes
23 Other disbursements
Auditing
Office and miscellaneous
15000 94
6935 00
2181 20
1208 81
1188 81
135 98
4047 12
2559 62
972 78
24 64
713 66
100 00
404 19
238
ComptrollerGeneral s Eeport
Travel
Interest on loan
33 Deposit premiums returned
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C
4 Book value of bonds 8024310 and stocks
17042700 per Schedule D
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
3400 00
259670 10
14107 51
9958 55

Total ledger assets as per balance Item 42
NonLedger Assets
18 Interest on bonds per Schedule D part 1
19 Interest on collateral loans per Schedule
C part 1
128
75 00
24
30
Total
Gross assets
1734 82
676 93
219509 36
41 Total disbursements 267393 86
IVLedger Assets
287136 16
1361 25
288497 41
Deduct Assets Not Admitted
39 Book value of ledger assets over market
value i
42
Total admitted assets
29490 10
259007 31
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 12000
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks
1320 00
151463 51
1320 00
10
Total unearned premiums as computed above 151463 51ComptrollerGenerals Eeport
239
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
21 Due and to become due for borrowed money
186 00
3200 00
10000 00
25 Total amount of all liabilities except capital 166169 51
27 Surplus over all liabilties 92837 80
29 Total liabilities 259007 31
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of Dec as per
line 6 under this heading in last
year statement 33060681 283699 83
2 Written or renewed during the year
per Income No 5 33288338 284918 77
4 Total 66349019 568618 60
5 Deduct those expired and marked off as
terminated 31130049
268273 55
Net amount in force 35218972 300345 05
Business in the State of Georgia During 1914
931441 00
as written
1 Gross risk
Less risks cancelled
Net risks written
371590 00
559851 00
2 Gross premiums on risks written
Less return premiums
7696 24
1256 72
Net premiums received
3 Losses paid deducting salvage
4 Losses incurred
6439 52
1994 15
1070 39240
ComptrollerGenerals Report
MILWAUKEE MECHANICS INSURANCE COMPANY OF
MILWAUKEE WISCONSIN
William L Jones President Oscar Greebling Secretary
William H Hill Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 4398410 46
4
Extended at 4398410 46t
IIIncome
5 Gross premiums per Item 2 VI page 6
6 Deduct reinsurance premiums fire 447
09104 return premiums fitre 490
40081
2864302 12
7 Total premiums other than perpetual 1926810 27
9 Gross interest on mortgage loans per
Schedule B 89272 10
11 Gross interest on bonds and dividends on
stocks less 16563 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
14 Underwriters Salvage Co dividend
4000 underwriters deposit int 1030 50 30
16 Gross rents from companys property in
cluding 133333 for companys occu
pancy of its own buildings 1803 83
93984 93
2349 77
457 89
17 Total gross interest and rents
18 From other sources
Borrowed money
187918 82
50000 00
25 From agents balances previously charged off
50000 00
87 90ComptrollerGenerals Keport
241
26 Gross profit on sale or maturity of ledger assets viz
Eeal estate per Schedule A 10500 00
Bonds per Schedule D 181 25
10681 25
27 Gross increase by adjustment in book
value of ledger assets viz
Bonds per Schedule D 7280 00
7280 00
28 Total income 2182778 24
IIIDisbursements
1 Gross amount paid policyholders for losses
including 13619168 occurring in pre
vious years
2 Deduct amount received for salvage fire
1086784 reinsurance fire 314
61361 discount fire 105798
1615329 01
326539 43
9
10
11
12
13
14
15
16
17
18
19
20
21
22
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries 5675912 and expenses 3786228 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including 133333 for companys occupancy of
its own buildings
Advertising 176189 printing and stationery 1408262
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax 1830 28
i 4114 19
Municipal taxes
1288789 58
38098 46
447913 35
94621 40
100604 14
11301 71
15844 51
18787 75
440 85
7536 26
5611 33
4258 92
22389 86
25326 38
14 76
1517 02
56894 68
17696 19
242 ComptrollerGeneral s Report
Municipal licenses 5806 52
Tederal stamp duty 241 73
11992 72
23 Other disbursements
Expense on securities 106 25
Exchange 190810 insurance prem
iums 24802 2156 12
Heating lighting and cleaning office etc 2204 40
Auditing 140075 newspaper subscrip
tions 15512 1555 87
Mercantile agencies 127788 surety
bonds 45850 meals 49610 2232 48
Donations 2700 entertaining agents
47553 funeral expenses 1700 519 53
Tabulating machine 49347 business
assn 50000 moving exp 1020 74
Borrowed money 50000 00
Interest on borrowed money 295 83
60091 22
34 Paid stockholders for interest or dividends amount de
clared during the year 12000000 120000 00
37 Decrease in liabilities during the year on account of re
insurance treaties 1106 44
38 Agents balances charged off 10199 51
40 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D 45952 00
41 Total disbursements 2406989 04
IVLedger Assets
1 Book value of real estate 27300 00
2 Mortgage loans on real estate per Sched
ule B first liens 1719784 96
4 Book value of bonds 179827750 and
stocks 4444000 per Schedule D 1842717 50
5 Cash in companys office 13064 68
7 Deposits in trust companies and banks on
interest per Schedule N 224707 47
8 Agents balances representing business
written subsequent to Oct 1 1914 337822 53
9 Agents balances representing business
written prior to Oct 1 1914 7221 35ComptrollerGenerals Report 243
12 Other ledger assets viz Deposit Mil
Board of Fire Und 100 00
Due from Munich Reins Co M01 17
16 Total ledger assets as per balance Item 42 4174199 66
NonLedger Assets
17 Interest due 137452 and accrued 27
11544 on mortgages per Schedule B 28489 96
18 Interest accrued on bonds per Schedule D
part 1 15258 32
20 Interest accrued on other assets Land
contract 273 33
24 Total 44021 61
30 Gross assets 4218221 27
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 7221 35
38 Book value of ledger assets over market
value viz
Market value of special deposits in excess
of special deposit Schedule page 10 7784 45
15005 80
41 Total admitted assets 4203215 47
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 4591025
2 Gross claims for losses in process of ad
justment or in suspense plus 1341209
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 225877 26
3 Gross claims for losses resisted 20700 00
4 Total 292487 51
5 Deduct reinsurance due or accrued 64256 84
6 Net amount of unpaid losses and claims 228230 67
7 Gross premiums less reinsurance receiv
244
ComptrollerGenerals Keport
ed and receivable upon all unexpired
fire risks 443855964 unearned prem
iums per recapitulation page 6 col 6 2259601 15
10
17
18
19
20
23
26
27
28
Total unearned premiums as computed above 2259601 15
Salaries rents expenses bills accounts fees etc due or
accrued 5000 op
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 75000 00
Contingent commissions or other charges due or accrued 20000 00
Funds held under reinsurance treaties 8228 18
All other liabilities viz Reserved for dividends 30000 00
Total amount of all liabilities except capital 2626060 00
Capital actually paid up in cash 1000000 00
Surplus over all liabilities 577155 47
29 Surplus as regards policyholders 1577155 47
30
2
Total liabilities 4203215 47
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 496321278 5177900 00
Written or renewed during the year
per Income No 5 269902566 2864302 00
Total 766223844 8050315 00
Deduct those expired and marked off as
terminated 257696433 2839655 00
In force at the end of the year 508527411 5210660 00
Deduct amount reinsured schedule re
quired 68162691 772100 00
Net amount in force 440364720 4438559 00
Business in the State of Georgia During 1914
27 Gross risks written 322767700
Less risks cancelled 930780 00
Net risks written 2296897 00ComptrollerGenerals Report
28 Gross premiums on risks written
Less return premiums
Net premiums received
29 Losses paid deducting salvage
30 Losses incurred
245
51100 63
11865 87
39234 76
27111 75
35007 44
NATIONALBEN FRANKLIN FIRE INSURANCE COMPANY
Saml McKnight President H M Schmitt Secretary
Langdon C Quinn Athens Ga Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assetsas per balance
Dec 31 of previous years 3296465 61
4
Extended at
3296465 61
IIIncome
5 Gross premiums per Item 2 VI page 6 2553025 37
6 Deduct reinsurance premiums fire 448
31852 return premiums fire 46104955 900368 0
7 Total premiums other than perpetual 1643657 30
9 Gross interest on mortgage loans peT
Schedule B
10 Gross interest on collateral loans per
Schedule C
11 Gross interest on bonds and dividends on
stocks less 267346 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
16 Gross rents from companys property in
cluding 600000 for companys occu
pancy of its own buildings
143052 54
4952 35
8703 36
1956 54
83 32
10502 50
17 Total gross interest an
25 From agents balances previously charged off
drents 1169250 61
186 49246
ComptrollerGeneral s Keport
26 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A
28
Total income
429 56
IIIDisbursements
1 Gross amount paid policyholders for losses
including 11348444 occurring in pre
vious years 1098843 53
2 Deduct amount received for salvage fire
405729 reinsurance fire 17004785
9
10
11
12
13
14
IS
16
17
18
19
20
21
22
23
34
38
Net amount paid policyholders for losses 924738 39
Expenses of adjustment and settlement of losses 21348 93
Commissions or brokerage 472344 71
Allowances to local agencies for miscellaneous agency ex
penses 36230 71
Salaries 2110229 and expenses 2170744 of special
and general agents 42809 73
Salaries fees and all other charges of officers directors
trustees and home office employees 70903 73
Rents including 600000 for companys occupancy of
its own buildings 6000 00
Advertising 63475 printing and stationery 736487 7999 62
Postage telegrams telephone and express 3623 08
Legal expenses 97 54
Furniture and fixtures 1227 31
Maps including corrections 894 19
Underwriters boards and tariff associations 11308 86
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 16420 13
Inspections and surveys 5807 24
Repairs and expenses other than taxes on real estate 3701 96
Taxes on real estate 2470 48
State taxes on premiums 21417 64
Insurance department licenses and fees 9310 30
All other licenses fees and taxes
Federal corporation tax 1164 81
Capital stock tax 4774 92
Municipal taxes 3186 04
Fire marshal taxes 1937 81
Revenue taxes 572 57
Other disbursements 2519 55
Paid stockholders for interest or dividends amount de
clared during the year 120000 00
Agents balances charged off 2300 69ComptrollerGenerals Report
247
39 Gross loss on sale or maturity of ledger assets viz
Real estate per Schedule A
Bonds per Schedule D
1289 54
75 00
41
Total disbursements 1796475 48
12
IVLedger Assets
Book value of real estate 133657 60
Mortgage loans on real estate per Sched
ule B 2297021 45
Loans secured by pledge of bonds stocks
or other collateral per Schedule C
Book value of bonds 32005967 and
stocks 726000 per Schedule D
Cash in companys office
Deposits in trust companies and banks on
interest per Schedule N
Agents balances representing business
written subsequent to Oct 1 1914
Agents balances representing business
written prior to Oct 1 1914
Other ledger assets
81500 00
327319 67
47806 15
167518 98
253 712 39
4 777 85
200 00
16 Total ledger assets as per balance Item 42 3313514 09
NonLedger Assets
17 Interest due 748900 and accrued 31
55748 on mortgages per Schedule B 39046 48
18 Interest accrued on bonds per Schedule D
part 1
19 Interest due 6033 and accrued 15899
on collateral loans per Schedule C
part 1
23 Rents due on companys property or lease
6511 05
219 32
95 00
24 Total
25 Market value of real estate over book value per Sched
ule A
26 Market value not including interest in item 18 of bonds
and stocks over book value per Schedule D
45871 85
13142 40
6909 85
30
Gross assets
3379438 19248
ComptrollerGenerals Eeport
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914
4777 85
41 Total admitted assets 3374660 34
VLiabilities
1 Gross losses adjusted and unpaid due
2 Gross claims for losses in process of ad
justment or in suspense plus 2380201
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
61217 16
169287 27
23859 09
4 Total 254363 52
5 Deduct reinsurance due or accrued 49785 05
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 349155289 unearned prem
iums per recapitulation page 6 col 6 1761473 30
204578 47
10 Total unearned premiums as computed above 1761473 30
16 Dividends declared and unpaid to stockholders
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
19 Contingent commissions or other charges due or accrued
335 00
119 33
22000 00
600 00
26 Total amount of all liabilities except capital 1989106 10
27 Capital actually paid up in cash 1000000 00
28 Surplus over all liabilities 385554 24
29 Surplus as regards policyholders 1385554 24
30 Total liabilities 3374660 34
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of Dec as per
line 6 under this heading in last
years statement 397724601 3771003 71ComptrollerGenerals Report 249
2 Written or renewed during the year per
Income No 5 252552307 2553025 37
3 Excess of original premiums over
amount received for reinsurance 140894 33
4 T0tai 650276908 6464923 41
5 Deduct those expired and marked off as
terminated 219656202 2204909 83
6 In force at the end of the year 430620706 4260013 58
7 Deduct amount reinsured schedule re
quired 68996025 768460 69
8 Net amount in force 361624681 3491552 89
Business in the State of Georgia During 1914
27 Gross risks written 1066912 00
Less 15222000 risks cancelled and 1835000 reinsur
ance in companies authorized in Georgia 170570 00
Net risks written 896342 00
28 Gross premiums on risks written 17040 09
Less 289746 return premiums and 20225 premiums
for reinsurance in companies authorized in Georgia 3099 71
Net premiums received 13940 38
29 Losses paid deducting salvage
Net losses paid 539 32
30 Losses incurred 4276 50
Less losses on risks reinsured in companies authorized in
570 42
Georgia
Net losses incurred 3706 08250
ComptrollerGeneral s Report
NATIONAL FIEE INSURANCE CO OF HARTFORD CONNECTICUT
James Nichols President
G N Tryon Secretary
H T Powell Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 15571361 71
Extended at 15571361 71
IIIncome
5 Gross premiums per Item 2 VI page 6 13800358 07
6 Deduct reinsurance premiums fire 3332
47900 return premiums fire 1824
32814 5156807 14
7 Total premiums other than perpetual 8643550 9I
9 Gross interest on mortgage loans per
Schedule B less 882750 accrued in
terest on mortgages acquired during
1914 84125 16
11 Gross interest on bonds and dividends on
stocks less 771981 accrued interest
on bonds acquired during 1914 per
Schedule D 501215 38
12 Gross interest on deposits in trust com
panies and banks per Schedule N 14021 71
18 Gross interest from all other sources
Interest on bills receivable 677934
protested ck 469 6784 03
Interest on cert of deposit bank accounts
closed 571 65
16 Gross rents from companys property in
cluding 2000000 for companys occu
pancy of its own buildings 33236 52
17 Total gross interest and rents
18 From other sources
Borrowed money
24 Increase in liabilities during the year on account of rein
surance treaties
639954 45
788057 92
8886 53ComptrollerGenerals Report
251
25 From agents balances previously chajged off 777 44
26 Gross profit on sale of maturity of ledger assets viz
Bonds per Schedule D 2504 08
Stocks per Schedule D 6639 75
28 Total income 10090371 10
IIIDisbursements
1 Gross amount paid policyholders for losses
including 38520170 occurring in pre
vious years 6867182 78
2 Deduct amount received for salvage fire
5735304 reinsurance fire 2007
52640
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to local agencies for miscellaneous agency ex
penses
7 Salaries 71149954 and expenses 21640766 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Bents including 2000000 for companys occupancy of
its own buildings
10 Advertising 3322047 printing and stationery 6527048
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspection and surveys
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax
Tax on capital stock Connecticut
City and county taxes
State county and city licenses and fees
Revenue stamp tax
Other taxes licenses and fees
2064879 44
56577 32
1549028 66
1731 49
927907 20
227567 68
51525 16
98490 95
73428 86
17275 19
9417 22
12593 30
114480 03
56086 38
15560 08
3946 82
9131 93
178180 95
30191 59
8546 97
55974 20
16080 25
17695 75
3088 02
443 68252
ComptrollerGenerals Report
23 Other disbursements
Office expenses 9559 33
Mercantile reports 3191 17
Premiums on surety bonds 609 21
Traveling expenses 10707 93
Other miscellaneous expenses 1451 IS
Borrowed money paid 788057 92
Interest on borrowed money 6519 92
Interest on uninvested resources of reinsuring companies 130 45
Investment expenses and commissions 1627 25
34 Paid stockholders for interest or dividends amount de
clared during the year 40000000 400000 00
38 Agents balances charged off 1590 05
39 Gross loss on sale or maturity of ledger assets viz
Real estate per Schedule A 2426 20
Bonds per Schedule D 4883 68
Stocks per Schedule D 7389 10
41 Total disbursements 9575396 41
IVLedger Assets
1 Book value of real estate 587338 04
2 Mortgage loans on real estate per Sched
ule B first liens 1739775 00
4 Book value of bonds 952052557 and
stocks 116561184 per Schedule D 10686137 41
5 Cash in companys office 3771 64
6 Deposits in trust companies and banks not
on interest per Schedule N 63547 76
7 Deposits in trust companies and banks on
interest per Schedule N 1379697 32
8 Agents balances represent
ing business written sub
sequent to Oct 1 19141492895 67
Less due to special agents
830935 due to other
insurance companies
13124799 139557 34 1353338 33
9 Agents balances representing business
written prior to Oct 1 1914
11 Bills receivable taken for fire risks
12 Other ledger assets viz Cash genl agts
office Chicago
Bills receivable taken for agents balances
25696 87
232592 13
261 24
932 11ComptrollerGenerals Report 253
Due from dept mgrs miscellaneous see
line 40 748 55
Collections due from financial agents 12500 00
16 Total ledger assets as per balance Item 42 16086336 40
NonLedger Assets
17 Interest due 80000 and accrued 32
75148 on mortgages per Schedule B 33851 48
18 Interest due 1125000 and accrued 133
513 19 on bonds per Schedule D part 1 144763 19
24 Total 17861467
25 Market value of Teal estate over book value per Schedule
lo229 io
A
16280180 52
30 Gross assets
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 25696 87
35 Bills receivable past due taken for marine
inland and fire risks 15059 78
37 Overdue and accrued interest on bonds in
default 1756167
38 Book value of ledger assets over market
17274 32
value
Market value of special deposits in excess
of corresponding liabilities 140274 15
Other assets not admitted 14588 29
41 Total admitted assets 16049725 44
VLiabilities
Gross losses adjusted and unpaid not yet
due 265498 32
2 Gross claims for losses in process of ad
justment or in suspense plus 5503524
reserve for losses incurred prior to Dee
31 of which no notice had been receiv
ed on that date 1050346 09
3 Gross claims for losses resisted 113204 93
4 Total 1429049 34
5 Deduct reinsurance due or accrued 553855 49
6 Net amount of unpaid losses and claims 875193 85254
ComptrollerGenerals Eeport
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 1707312194 unearned prem
iums per recapitulation page 6 col 6 8909007 7
10 Total unearned premiums as computed above 8909007 78
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
19 Contingent commissions or other charges due or accrued
20 Funds held under reinsurance treaties
23 All other liabilities viz
Special reserve fund covering all cont liabilities
23319 75
225000 00
26680 25
84348 59
300000 00
26 Total amount of all liabilities except capital 10443550 22
27 Capital actually paid up in cash 2000000 00
28 Surplus over all liabiliites 3606175 22
29 Surplus as regards policyholders 5606175 22
30 Total liabilities 16049725 44
VIBisks and Premiums
1 In force on the 31 day of Dec as per line 6 under this
heading in last years statement 19531772 35
2 Written or renewed during the year per Income No 5 13800358 07
3 Excess of original premiums over amount received for re
insurance 541805 71
4 Total 33873936 13
5 Deduct those expired and marked off as terminated 12249571 30
6 In force at the end of the year 21324364 83
7 Deduct amount reinsured schedule required 4251242 89
8
Net amount in force 17073121 94
Business in the State of Georgia During 1914
27 Gross risks written 14780529 00
Less 184471400 risks cancelled and 1223671 reinsur
ance in companies authorized in Georgia 3068385 00
Net risks written 11712144 00ComptkollerGenebals Eepoet 255
28 Gross premiums on risks written 163631 37
Less 2247057 return premiums and 731342 prem
iums for reinsurance in companies authorized in Ga 29783 99
Net premiums received 133847 38
29 Losses paid deducting salvage 98674 59
Less losses on risks reinsured in companies authorized in
Georgia 3116 31
Net losses paid 95558 28
30 Losses incurred 118801 70
Less losses on risks reinsured in companies authorized in
Georgia 10793 94
Net losses incurred 108007 76
NATIONAL UNION FIRE INSURANCE CO OF PITTSBURG PA
E E Cole President W P Braun Secretary
Carleton Y Smith Atlanta Ga Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 4750490 73
4 Extended at 4750490 73
IIIncome
5 Gross premium per Item 2 VI page 6 4694963 88
6 Deduct reinsurance premiums fire 1445
50061 return premiums fire 1280
09175 2725592 36
7 Total premiums other than perpetual 196937152
9 Gross interest on mortgage loans per
Schedule B 31322 06
30 Gross interest on collateral loans per
Schedule C
11 Gross interest on bonds and dividends on
stocks less 185772 accrued interest on
6037 50256
ComptrollerGeneral s Report
bonds acquired during 1914 per Sched
ule Di 132520 56
12 Gross interest on deposits in trust com
panies and banks per Schedule N 3273 96
13 Gross interest from all other sources
Interest on bills receivable taken for
fire risks 583 13
Gross income from unlisted assets per
Schedule X 156 84
16 Gross rents from companys property 2442 04
17 Total gross interest and rents
18 From other sources
Borrowed money 250000 00
Gross income from stock of FirstSecond
National Bank Pittsburgh Pa pre
viously charged off 529 41
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
176336 09
250529 41
250 72
2734 74
28
Total income 2399222 48
IIIDisbursements
1 Gross amount paid polieyholders for losses
including 23744197 occurring in pre
vious years 2603413 74
2 Deduct amount received for salvage fire
1325290 reinsurance fire 985
06723 discount fire 106763 999387 76
3 Net amount paid polieyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commission or brokerage
6 Allowances to local agencies for miscellaneous agency ex
penses
7 Salaries 8716303 and expenses 5408628 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents
10 Advertising 195174 printing and stationery 2493699
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
1604025 9S
38739 65
397171 19
13227 41
141249 31
138632 13
15940 20
26888 73
15365 52
346 11
1600 30CompteollebGeneeals Repobt
257

6533 28
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses g2Q
17 Inspections and surveys 1 q 04
18 Repairs and expenses other than taxes on real estate 233 U4
19 Taxes on real estate 75 302 38
20 State taxes on premiums is611 49
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax 8 073 06
Municipal licenses g Q
Pennsylvania franchise tax
Federal stamp tax
13316 76
23 Other disbursements
Interest paid 0Q
Borrowed money
151844 44
34 Paid stockholders for interest or M amount de
Glared during the year 4o0O000
37 Decrease in liabilities during the year on account ot
reinsurance treaties 749 gg
38 Agents balances charged off
2814528 99
41 Total disbursements
IVLedger Assets
d QQ 554 40
1 Book value of real estate
2 Mortgage loans on real estate per Sched
ule B first liens a
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 115000 00
4 Book value of bonds 242859290 and
stocks 40679477 per Schedule D 283438 6
5 Cash in companys office nbS8
6 Deposits in trust companies and banks not
on interest per Schedule N 48738 24
7 Deposits in trust companies and banks on
interest per Schedule N 150889 40
8 Agents balances representing business
written subsequent to October 1 1914 518828 3
9 Agents balances representing business
written prior to Oct 11914 19070 73
11 Bills receivable taken for fire risks 42994 0S258
CompteollebGtenebals Eepoet
12 Other ledger assets viz
Due from other companies
75308 38
16
Total ledger assets as per balance Item 42 4335184 22
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 8n8 24
18 Interest accrued on bonds per Schedule
D parti 36876 58
19 Interest accrued on collateral loans per
Schedule C part 1 1648 41
24
30
Total
46643 23
Gross assets 4381827 45
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914
35 Bills receivable past due taken for ma
rine inland and fire risks
38 Book value of ledger assets over market
value viz Bonds and stocks
19070 73
36243 41
69597 32
124911 46
41 Total admitted assets 4256915 99
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 1800000
reserve for losses incurred prior to Dee
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
94152 70
316097 74
41413 92
4 Total 451664 36
5 Deduct reinsurance due or accrued 159037 70
6 Net amount of unpaid losses and claims 292626 66
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpiredMHM
ComptrollerGenerals Eepoet
fire risks 481725774 unearned prem
iums per recapitulation page 6 col 6 2479502 43
10 Total unearned premiums as computed above
15 Interest due or accrued including 51667 on borrowed
money
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
20 Funds held under reinsurance treaties
22 Due and to become due for borrowed money
26 Total amount of all liabilities except capital
27 Capital actually paid up in cash 1000000 00
28 Surplus over all liabilities 263340 23
259
2479502 43
516 67
4458 02
55000 00
61471 98
100000 OO
2903575 76
29 Surplus as regards policyholders
30 Total liabilities
Business in the State of Georgia During 1914
27 Gross risks written
Less 79936600 risks cancelled and 3100000 reinsur
ance in companies authorized in Georgia
1263340 23
4256915 99
Net risks written
28 Gross premiums on risks written
Less 2430441 return premiums and 17600 premiums
for reinsurance in companies authorized in Georgia
Net premiums received
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized m
GeoTgia
4797101 00
830366 00
3966735 00
67659 96
24480 41
43179 55
48201 71
22 85
Net losses paid
30 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
48178 86
43082 26
22 85
Net losses incurred
43059 41260 ComptrollerGenerals Eepoet
nationale fire insurance company of paris france
Home Office Providence R I
United States Manager Starkweather Shepley
Hon William A Wright Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
Supt of Insurance New York State 216000 00
5 Amount of ledger assets as per balance December 31 of
previous year 708663 46
IIIncome
6 Gross premiums per Item 2 VI 833437 61
7 Deduct reinsurance premiums fire 338
41731 return premiums 21929825
8 Total premiums other than perpetual 275722 05
12 Gross interest on bonds and dividends on
stocks 22340 00
13 Gross interest on deposits in trust com
panies and banks per Schedule N 2698 32
14 Gross interest from other sources
From cash deposited with Philadelphia
Underwriters Assn 315
From Phenix Fire Insurance Co interest
under reinsurance treaty 230 96
18 Total gross interest and rents 25272 43
20 From other sources
Remittance from home office 53 92
30 Total income 301048 40
IIIDisbursements
1 Gross amount paid policyholders for losses
including 4882028 occurring in pre
vious years 415781 53
2 Deduct amount received for salvage fireComptrollerGenerals Repoet
261
329183 reinsurance fire 23280454
discount fire 14092
3
4
5
8
10
15
16
17
20
21
92
23
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries fees and all other charges of officers directors
trustees and home office employees
Advertising 30644 printing and stationery 531
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax
City taxes and licenses
Other disbursements
Surety bonds
Auditing books
Remittance to home office
Paid for interest on deposits in Phenix Fire Ins Co and
LAbeille Fire Ins Co under reinsurance treaty
39
Total disbursements
IVLedger Assets
4 Book value of bonds per Schedule D
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
12 Other ledger assets viz
Cash deposited with Philadelphia Under
writers Assn
Balance due from reinsuring company un
der reinsurance treaty
Less balances due reinsuring company
under treaty
534610 00
126592 78
107433 89
100 00
33680 42
85907 16
L6
Total ledger assets as per balance Item 40
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1
6998 33
179544 24
3131 36
93306 05
78 75
311 75
3297 27
1613 81
665 41
5552 80
2690 75
54 27
1256 15
149 62
112 50
1179 48
257 72
293201 93
710509 93
24
Total
6998 33262
ComptrollerGenerals Eeport
26 Market value not including interest in item 18 of
bonds and stocks over book value per Schedule D 3680 00
27 Other nonledger assets viz Undivided interest in cash
held by Phenix Fire Ins Co 1709 64
30
Gross assets
728897 90
Deduct Assets Not Admitted
38 Market value of speeialdeposits in excess
of corresponding liabilities per special
deposit schedule 10644 16
42
Total admitted assets
718253 74
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 6815 49
2 Gross claims for losses in process of ad
justment or in suspense plus 490302
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 86507 19
3 Gross claims for losses resisted 2000 00
4 Total 95322 68
5 Deduct reinsurance due or accrued per
Schedule E 55037 99
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
risks 216291 47
10 Total unearned premiums as computed above
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
17 Contingent commissions or other charges due or accrued
20 All other liabilities viz
Undivided interest in cash due LAbeille Fire Ins Co
23 Total amount of all liabilities except deposit capital
25 Surplus over all liabilities 430247 52
2i Surplus as regards polieyholders
27 Total liabilities
40284 69
216291 47
5000 00
21316 87
5113 19
288006 22
430247 52
718253 74ComptrollerGenerals Report 263
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line fi under this heading in last
years statement 88845434 807747 32
2 Written or renewed during the year per
Income No 5 94906892 833437 Cl
4 Total 183752326 1641184 93
5 Deduct those expired and marked off as
terminated 86327809 750605 88
6 In force at the end of the year 97424517 890579 05
7 Deduct amount reinsured schedule re
quired 53579373 49712196
8 Net amount in force 43845144 393457 09
Business in the State of Georgia During 1914
1 Gross risks written 1705123 00
Less 38190400 risks cancelled and 47059200 reinsur
ance in companies authorized in Georgia 852496 00
Net risks written 852627 00
2 Gross premiums on risks written 23909 73
Less 436255 return premiums and 704345 premiums
for reinsurance in companies authorized in Georgia 11406 00
Net premiums received 12503 73
3 Losses paid deducting salvage 13152 82
Less losses on risks reinsured in companies authorized in
Georgia 4337 81
Net losses paid 8815 01
4 Losses incurred 1 380 83
Less losses on risks reinsured in companies authorized in
Georgia 5712 38
Net losses incurred 11668 45264
ComptrollebGtenebals Report
NEW BRUNSWICK FIRE INSURANCE COMPANY OF
NEW BRUNSWICK N J
Geo A Viehmann President Chas D Boss Secretary
M B Yates Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 400000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 1023058 20
4
Extended at
1023058 20
IIIncome
5 Gross premiums per Item 2 VI page 6 1021525 38
6 Deduct reinsurance premiums fire 140
15380 return premiums fire 220
57636 360730 16
7 Total premiums other than perpetual 660795 22
9 Gross interest on mortgage loans per
Schedule B less 91732 accrued in
terest on mortgages acquired during
1914 11075 63
10 Gross interest on collateral loans per
Schedule C 1037 24
11 Gross interest on bonds and dividends on
stocks less 8889 accrued interest on
bonds acquired during 1914 per Sched
ule D 27479 45
12 Gross interest on deposits in trust com
panies and banks per Schedule N 1134 02
16 Gross rents from companys property in
cluding 250000 for companys occu
pancy of its own buildings 12729 00
17 Total gross interest and rents 3
18 Prom other sources
Balance paid account increase capital and
surplus 151649 99
53455 94
151649 99ComptrollerGenerals Report
265
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
28
Total income
198 00
866099 15
IIIDisbursements
1 Gross amount paid polieyholders for losses
including 3598683 occurring in pre
vious yeaTs 404495 67
2 Deduct amount received for salvage fire
442282 reinsurance fire 8058206
discount fire 22233
3 Net amount paid polieyholders for losses 319268 46
4 Expenses of adjustment and settlement of losses 8027 88
5 Commissions or brokerage 159018 91
7 Salaries 2372671 and expenses 2341404 of special
and general agents 47140 75
8 Salaries fees and all other charges of officers directors
trustees and home office employees 33465 48
9 Rents including 2500 for companys occupancy of its
own buildings 2500 00
10 Advertising 148447 printing and stationery 556403 7048 50
11 Postage telegrams telephone and express 4867 63
13 Furniture and fixtures 1497 42
14 Maps including corrections 2240 41
15 Underwriters boards and tariff associations 5930 20
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 5754 38
17 Inspections and surveys 2670 60
18 Repairs and expenses other than taxes on real estate 4813 47
19 Taxes on real estate 2148 41
20 State taxes on premiums 7617 26
21 Insurance department licenses and fees 5400 10
22 All other licenses fees and taxes
Federal corporation tax 48 35
Personal tax 129 50
City licenses 2496 64
23 Other disbursements
Miscellaneous expenses
Documentary internal revenue
Paid brokerage on sale of new issue of
stock
2674 49
118 68
172 15
9957 49
10248 32
266 CompteollebGenebals Eepoet
34 Paid stockholders for interest or dividends amount de
clared during the year 4049613 40496 13
41 Total disbursements 672828 80
IVLedger Assets
1 Book value of real estate 132362 00
2 Mortgage loans on real estate per Sched
ule B first liens 266126 00
4 Book value of bonds 22486363 and
stocks 31816630 per Schedule D 543029 93
5 Cash in companys office 5902 69
7 Deposits in trust companies and banks on
interest per Schedule N 150321 07
8 Agents balances representing business
written subsequent to Oct 1 1914 118149 09
9 Agents balances representing business
written prior to Oct 1 1914 337 77
12 Other ledger assets viz Deposits with
Philadelphia Underwriters 100 00
16 Total ledger assets as per balance Item 42 1216328 55
XonLedger Assets
17 Interest due 117167 and accrued 2
24824 on mortgages per Schedule B 3419 91
18 Interest accrued on bonds per Schedule D
part 1 2675 63
24 Total 6095 54
26 Market value not including interest in item 18 of
bonds and stocks over book value per Schedule D 35490 07
30 Gross assets 1257914 16
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 337 77
38 Book value of ledger assets over market
value viz
On mortgage not considered good No 157 272 00
609 77
41 Total admitted assets 1257304 39
ComptrollerGenerals Eepobt
VLiabilities
Gross claims for losses in process of ad
justment or in suspense 65211 00
Deduct reinsurance due or accrued 12125 00
267
Net amount of unpaid losses and claims
Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 105616560 unearned prem
iums per recapitulation page 6 col 6 574657 68
53086 00
10
16
17
18
26
27
28
Total unearned premiums as computed above
Dividends declared and unpaid to stockholders
Salaries rents expenses bills accounts fees etc due or
accrued
Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement
574657 68
42 97
7500 00
5000 00
Total amount of all liabilities except capital 640286 65
Capital actually paid up in cash 400000 00
Surplus over all liabilities 217017 74
617017 74
29 Surplus as regards policyholders
30 Total liabilities 1257304 39
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 83645157 1050019 69
2 Written or renewed during the year per
Income No 5 83587692 1021525 38
3 Excess or original premiums over
amount received for reinsurance 936 16
Total 167232849 207248123
Deduct those expired and marked off as
terminated 64844703 821266 41
In force at the end of the year 102388146 1251214 82
Deduct amount reinsured schedule re
quired 15080512 195049 22
Net amount in force 87307634 1056165 60268 ComptrollerGenerals Report
Business in the State of Georgia During 1914
27 Gross risks written 2580340 00
Less 81732700 risks cancelled and 34478400 reinsur
ance in companies authorized in Georgia 1162111 00
Net risks written 1418229 00
28 Gross premiums on risks written 49454 35
Less 1168563 return premiums and 734631 premiums
for reinsurance in companies authorized in Georgia 19031 94
Net premiums received 30422 41
29 Losses paid deducting salvage 25980 64
Less losses on risks reinsured in companies authorized in
Georgia 776 06
Net losses paid 18104 58
30 Losses incurred 29352 SI
Less losses on risks reinsured in companies authorized in
Georgia 9233 40
Net losses incurred 20119 41
NEW HAMPSHIRE INSURANCE COMPANY OF MANCHESTER N H
Frank W Sargeant President Lewis W Crockett Secretary
W jr King Atlanta Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1350000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 5778318 31
4 Extended at 5778318 31
IIIncome
5 Gross premiums per Item 2 VI page 6 3833334 84ComptrollerGeneral s Report
269
6 Deduct reinsurance premiums fire 600
5092 return premiums fire 482
9317
1083441 40
10
Total premiums other than perpetual
Gross interest on mortgage loans per
Schedule B 6396 16
Gross interest on collateral loans per
Schedule C 1061 09
11 Gross interest on bonds and dividends on
stocks less 9495200 accrued interest
on bonds acquired during 1914 per
Schedule D 251738 63
16 Gross rents from companys property in
eluding 150000 for companys occu
pancy of its own buildings 11449 62
2749893 44
17 Total gross interest and rents
18 From other sources
Real estate contracts
Temporary notes payable
24 Increase in liabilities during the year on account of rein
surance treaties
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
27 Gross increase by adjustment in book value of ledger
assets viz
Stocks per Schedule D
28
Total income
270645 50
600 00
300000 00
23616 45
164 80
406 25
349387 50
3694713 94
IIIDisbursements
1 Gross amount paid policyholders for losses
including 24005194 occurring in pre
vious years 2025988 63
2 Deduct amount received for salvage fire
1099211 reinsurance fire
25614 discount fire 70493
3 Net amount paid policyholders for losses 1526035 45
4 Expenses of adjustment and settlement of losses 18901 43
5 Commissions or brokerage 583695 67
6 Allowances to local agencies for miscellaneous agency
expenses 84304 41
7 Salaries 6729944 and expenses 6648055 of special
and general agents 133779 99270 ComptbolleeGeneeals Kepoet
8 Salaries fees and all other charges of officers directors
trustees and home office employees 801 77
9 Bents including 150000 for companys occupancy of
its own buildings 1500
10 Advertising 594927 printing and stationery 1810535 240o4 62
11 Postage telegrams telephone and express 8140 39
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections 8488
15 Underwriters boards and tariff associations 3109o 78
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses SD od
17 Inspections and surveys 15989
18 Eepairs and expenses otheT than taxes on real estate 53oo 89
19 Taxes on real estate V8
20 State taxes on premiums oy
21 Insurance department licenses and fees 12337 84
22 All other licenses fees and taxes
2 047 96
Federal corporation tax
Municipal taxes and licenses u0u0
T 13500 00
Franchise tax
23 Other disbursements
Temporary notes payable 300000 00
Miscellaneous expenses
34 Paid stockholders for interest or dividends amount de
clared during the year 13500000 135030 00
36 Interest paid to banks 8175 6
38 Agents balances charged off 790 60
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D i312 50
40 Gross decrease by adjustment in book value of ledger
assets viz
Bonds per Schedule D 628 50
Stocks per Schedule D 694387 50
41 Total disbursements 3783741 74
IVLedger Assets
1 Book value of real estate 162077 50
2 Mortgage loans on real estate per Sched
ule B first liens 39500 00
4 Book value of bonds 317794647 and
stocks 171801360 peT Schedule D 4895960 07
5 Cash in companys office 902 72
6 Deposits in trust companies and banks not
on interest per Schedule N 119968 93
8 Agents balances representing businessComptbollebGenebals Eepoet 271
written subsequent to Oct 1 1914 465696 79
9 Agents balances representing business
written prior to Oct 11914 5184 50
16 Total ledger assets as per balance Item 42 5689290 51
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 350 13
18 Interest due 53333 and accrued 50
50494 m bonds per Schedule D part 1 51038 27
24 Total 51388 40
25 Market value of ireal estate over book value per Sched
ule A 18650 00
26 Market value not including interest in item 18 of
bonds and stocks over book value per Schedule D 609683 43
27 Other nonledger assets viz
Due from Munich Reinsurance Company 15 21

30 Gross assets 6369027 55
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 5184 50
36 Overdue and accrued interest on bonds in
default 533 33
37 Book value of ledger assets over market
value viz
Market value of special deposits in excess
of corresponding liabilities 13230 63
41 Total admitted assets 6350079 09
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 123709 22
2 Gross claims for losses in process of ad
justment or in suspense plus 1000000
reserve for losses incurred prior to Dec
31 of which no notice lad been receiv
ed on that date 292949 10272 ComptrollerGenerals Keport
3 Gross claims for losses resisted 17500 00
4 Total
5 Deduct reinsurance due or accrued
434158 32
115489 45
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 503634052 unearned prem
iums per recapitulation page 6 col 6 2569137 01
10 Total unearned premiums as computed above
16 Dividends declared and unpaid to stockholders
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
19 Contingent commissions or other charges due or accrued
20 Funds held under reinsurance treaties
21 Return premiums due other companies
23 All other liabilities viz
Sinking fund for office building
26 Total amount of all liabilities except capital
27 Capital actually paid up in cash 1350000 00
28 Surplus over all liabilities 1725713 78
318668 87
2569137 01
67500 00
15000 00
70000 00
10000 00
23616 45
75442 98
125000 00
3274365 31
29 Surplus as regards policyholders
30 Total liabilities
3075713 78
6350079 09
Business in the State of Georgia During 1914
27 Gross risks written 6647111 00
Less 91900000 risks cancelled and 107343200 reinsur
ance in companies authorized in Georgia 1992432 00
Net risks written 4654679 00
28 Gross premiums on risks written 59406 63
Less 1010959 return premiums and 1409969 prem
iums for reinsurance in companies authorized in Ga 24209 28
Net premiums received 35197 35
29 Losses paid deducting salvage 49075 79ComptrollerGenerals Report 273
Less losses on risks reinsured in companies authorized in
Georgia 15276 72
Net losses paid 33799 07
30 Losses incurred 47568 77
Less losses on risks reinsured in companies authorized in
Georgia 14247 74
Net losses incurred 33321 03

NEWARK TIRE INSURANCE COMPANY OF NEWARK N J
E J Haynes President S L Farquhar Secretary
J T Carson Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 2026231 12
4
Extended at 2026231 12
IIIncome
Fire Marine and Inland
5 Gross premiums per item
2 VI page 61631107 34 20098 99
6 Deduct reinsurance prem
iums fire 27063259
marine and inland 1
20620 return premiums
fire 28251540 marine
and inland 600873 553147 99 7214 93
7 Total premiums other than perpetual 1090843 41
9 Gross interest on mortgage loans per
Schedule B 25467 41
11 Gross interest on bonds and dividends on
stocks 48744 92
12 Gross interest on deposits in trust com
panies and banks per Schedule N 952 05274
ComptrolleeGenebals Eepoet
13 Gross interest from all other sources
Philadelphia Fire Underwriters Associa
tion deposit
16 Gross rents from companys property in
cluding 555000 for companys occu
pancy of its own buildings
3 15
5550 00
17 Total gross interest and rents
26 Gross profit on sale or maturity of ledger assets viz
Stocks per Schedule D
27 Gross increase by adjustment in book value of ledger
assets viz
Eeal estate per Schedule A
80717 53
212 08
48 00
28
Total income 1171821 02
111Disbursements
Fire Marine and Inland
1 Gross amount paid policy
holdeirs for losses in
cluding 11907927 oc
curring in previous
years 706365 85
2 Deduct amount received
for salvage fire 4
27400 reinsurance fire
15406285 discount
fire 12460 15846145
960 19
lft
11
12
L3
1
15
16
Not amount paid policy
holders for losses 597904 40 960 19
Expenses of adjustment and settlement of losses
ommissinns or brokerage
salaries 13337206 and expenses 2451742 of special
anil general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Bents including 555000 for companys occupancy of
its own buildings
Advertising 456179 printing and stationery 1375103
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fin patrol and salvage corps assess
ments fees taxes and expenses
54SS64 59
11358 86
2279H2 99
57889 50
156111 39
6175 62
18312 82
si
76 12
7t 7
1996 71
13198 69
1912 S2CompteollekGeneeals Eepoet
275
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax 70 06
Federal emergency tax 385 12
Taxes on personal property 514 80
23 Other disbursements
Auditing
Incidental expenses
1083 50
1560 78
34 Paid stockholders for interest or dividends amount de
clared during the year 6990500
38 Agents balances charged off
3292 82
3527 72
3068 21
22083 00
9732 91
969 98
2644 28
69735 00
488 23
41
Total disbursements 1085174 57
IVLedger Assets
1 Book value of real estate 181865 25
2 Mortgage loans on real estate per Sched
ule B 522650 0O
4 Book value of bonds 73081865 and
stocks 34097463 per Schedule D 1071793 28
5 Cash in companys office 526 48
7 Deposits in trust companies and banks on
interest per Schedule N 134769 57
8 Agents balances representing business
written subsequent to Oct 1 1914 195038 61
9 Agents balances representing business
written prior to Oct 3 1914 6134 38
12 Other ledger assets viz
Philadelphia Fire Underwriters Associa
tion deposit 100 00
16
Total ledger assets as per balance Item 422112877 57
NonLedger Assets
17 Interest due 61600 and accrued 7
66850 on mortgages per Schedule B
8284 50276 ComptrollerGenerals Eeport
18 Interest accrued on bonds per Schedule
D part 1 9673 34
24 Total 17957 84
25 Market value of real estate over book value per Sched
ule A 4147 17
30 Gross assets 2134982 58
Deduct Assets Not Admitted
34 Agents balances representing business
written prioir to Oct 1 1914 6134 38
38 Book value of ledger assets over market
value 23428 88
29563 26
41 Total admitted assets 2105419 32
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 35352 00
2 Gross claims for losses in process of ad
justment or in suspense plus 1353100
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 137242 78
3 Gross claims for losses resisted 26278 00
4 Total 198872 78
5 Deduct reinsurance due or accrued 57174 35
6 Net amount of unpaid losses and claims 141698 43
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 166426725 unearned prem
iums per recapitulation page 6 col 6 913520 78
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
1274299 unearned premiums fifty
per cent 6371 49
10 Total unearned premiums as computed above 919892 27
16 Dividends declared and unpaid to stockholders 8614 25ComptrollerGeneral a Report
277
17
18
26
27
28
Salaries rents expenses bills accounts fees etc due or
accrued 2266 04
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement 17500 00
Total amount of all liabilities except capital 1089970 99
Capital actually paid up in cash 500000 00
Surplus over all liabilities 515448 33
29 Surplus as regards polieyholders 1015448 33
30
Total liabilities 2105419 32
VIEisks and Premiums
Fire Risks Premiums Thereon
In force on the 31 day of December as
per line 6 under this heading in last
years statement 159150255 1625872 17
Written or renewed during the year per
Income No 5 150781337 1651206 33
Total 309931592 3277078 50
Deduct those expired and marked off as
terminated 114668379 1266387 38
In force at the end of the year195263213 2010691 12
Deduct amount reinsured schedule re
quired 28979269 333680 88
27
Net amount in force 166283944 1677010 24
Business in the State of Georgia During 1914
Gross risks written 1145652 00
Less 32286700 Tisks cancelled and 1500000 reinsur
ance in companies authorized in Georgia 337867 00
Net risks written
807785 00
28
Gross premiums on risks written 17443 32
Less 412722 return premiums and 10250 premiums for
reinsurance in companies authorized in Georgia 4229 72
Net premiums received 13213 60
29
30
Losses paid deducting salvage
Losses incurred
3772 51
4538 51278
ComptrollerGeneral s Kepobt
NIAGARA FIRE INSURANCE COMPANY OF NEW YORK CITY
Harold Herrick President Geo W Dewey Secretary
J Hall Mailer Atlanta Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 7026307 31
4
Extended at
7026307 31
IIIncome
5 Gross premiums per Item 2 VI page 6 5740942 28
6 Deduct reinsurance premiums fire 1124
05483 marine and inland 478890
return premiums fire 76383590 ma
rine and inland 2066564 1913345 27
7 Total premiums other than perpetual
9 Gross interest on mortgage loans per
Schedule B
11 Gross interest on bonds and dividends on
stocks less 540339 accrued interest
on bonds acquired during 1914 per
Schedule D
12 Giross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
From note as per Schedule X
From deposit with Phil Underwriters
From income tax reserved
27083 20
274019 79
3239 15
130 00
3 15
532 35
3827597 n
17 Total gross interest and rents
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds per schedule D
305007 64
1001 25
15973 40
28
Total income 4149579 30
IITDisbursements
1 Gross amount paid policyholders for losses
including 25681873 occurring in pre
vious years 2492524 56ComptrollerGenerals Report
279
2 Deduct amount received for salvage fire
1378467 marine and inland 44500
reinsurance fire 64304276 mairine
and inland 101091 discount fire
14548 658428 82
Net amount paid polieyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries 6716648 and expenses 5787264 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents
Advertising 228239 printing and stationery 3769443
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax
Municipal licenses
State licenses
Revenue tax
Other disbursements
Incidental
Commercial reports
Exchange
Duty
Subscriptions
Premiums on fidelity bonds
Premiums on furniture and fixtures
Premiums on automobile
Interest on loan
Interest paid on provident loan security stock
Paid stockholders for interest or dividends amount de
clared during the year 25000000
Agents balances charged off
Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
9
10
11
12
13
14
15
16
17
20
21
22
23
34
38
1834095 74
46908 50
863098 61
125039 12
207062 06
43525 49
39976 82
24743 25
3851 73
3858 07
12392 17
53060 42
8009 03
20846 87
79979 00
13497 37
4205 79
7778 05
4335 15
1280 99
2333 20
1644 54
3215 71
22 58
2413 10
358 00
133 23
196 50
72 92
316 67
250000 00
1155 57
250 00
41
Total disbursements 36596o6 25280
ComptbollebGeneeal s Kepoet
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule b 553500 00
4 Book value of bonds 220640538 and
stocks 362766294 per Schedule D 5834068 32
5 Cash in companys office 999 10
6 Deposits in trust companies and banks not
on interest per Schedule N
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
9 Agents balances representing business
written prior to Oct 1 1914
12 Other ledger assets viz Citizens Fire
Ins Co of W Va
199670 11
275056 81
517381 08
41368 55
94186 39
16 Total ledger assets as per balance Item 42 7516230 36
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B
18 Interest accrued on bonds per Schedule D
part 1
21 Deposit with Metropolitan Trust Co
Deposit with TJ S Mortgage Trust Co
7887 83
29016 10
1898 62
417 12
24
Total 7555450 03
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 41368 55
38 Book value of ledger assets over market
value viz Securities 11208 32
41
Total admitted assets 7502873 16
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 4865300
reserve for losses incurred prior to DecComptrollerGenerals Keport
281
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
412686 08
43790 96
456477 04
109161 92
6 Net amount of unpaid losses and claims 347315 12
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 699170257 unearned prem
iums per recapitulation page 6 col 6 3664905 61
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
3537414 unearned premiums 50 per
cent 17687 07
10 Total unearned premiums as computed above
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
19 Contingent commissions or other charges due or accrued
23 All other liabilities viz Income tax reserved
3682592 68
5000 00
75000 00
5000 00
532 35
Total amount of all liabilities except capital 4115440 15
26
27 Capital actually paid up in ca
1000000 00
28 Surplus over all liabilities 2387433 01
29 Surplus as regards policyholders 3387433 01
30
Total liabilities 7502873 16
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 707166672 7141940 30
2 Written or renewed during the year
per Income No 5 565918194 5740942 28
3 Excess of original premiums over
amount received for reinsurance 511910 05
4
Totai 1273084866 13394792 63282 ComptrollerGenerals Eeport
5 Deduct those expired and marked off as
terminated 441089526 4826307 16
6 In force at the end of the year 831985340 8568485 47
7 Deduct amount reinsured schedule re
quired 142559208 1541408 76
8 Net amount in force 689416132 7027076 71
Business in the State of Georgia During 1914
27 Gross risks written 2995063 00
Less 75875600 risks cancelled and 5550100 reinsur
ance in companies authorized in Georgia 814251 00
Net risks written 2180806 0O
28 Gross premiums on risks written 44684 89
Less 729250 return premiums and 67586 premiums
for reinsurance in companies authorized in Georgia 7968 36
Net premiums received 3b16 53
29 Losses paid deducting salvage L2567 69
Less losses on risks reinsured in companies authorized in
Georgia 73
Net losses paid 12491 9
30 Losses incurred 11971 67
Less losses on risks reinsured in companies authorized in
Georgia 73 M
Net losses incurred 1189 i 3
NORD DEUTSCHE FIRE INSURANCE COMPANY OF NEW YORK CITY
123 William Street New York City
United States Manager J H Leneham
United States Manager Marine Dept F Herrmann Co
W H Rhett Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as followsComptrollerGenerals Report
283
New York 400000 00
Ohio 100000 00
5 Amount of ledger assets as per balance December 31 of
previous year 1451920 74
IIIncome
6 Gross premiums per Item 2 VI 2019814 71
7 Deduct reinsurance premiums fire 280
39607 marine and inland 4978464
return premiums 28505131 marine
and inland 9699018 712222 20
8 Total premiums other than perpetual 1307592 51
12 Gross interest on bonds and dividends on
stocks less 354078 accrued interest on
bonds acquired during 1914 per Sched
ule D 51037 55
13 Gross interest on deposits in trust com
panies and banks per Schedule N 3437 54
14 Gross interest from other sources
Reinsurance bureau deposits 23 19
Phila Underwriters Assn deposits 3 15
18 Total gross interest and rents 54501 43
19 Received from home office 126349 07
28 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 682 50
30 Total income 1489125 51
IIIDisbursements
Gross amount paid policyholders for losses
including 7983705 occurring in pre
vious years 861978 56
Deduct amount received for salvage fire
783874 marine and inland 1198618
reinsurance fire 17649190 marine
and inland 752630 discount fire
16099
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to agencies for miscellaneous agency expenses
657974 45
17135 87
300563 16
3926 03284
COMPTROLLERGENERAL s EePOKT
9
10
11
12
13
14
15
16
17
20
21
22
23
34
36
39
Salaries 1709176 and expenses 2057693 of special
and general agents 37668 69
Salaries fees and all other charges of officers directors
trustees and home office employees 49331 06
Bents 4900 00
Advertising 387801 printing and stationer 1008011 13958 12
Postage telegrams telephone and express i 611 15
Legal expenses
Furniture and fixtures
Maps including corrections 293 d
Underwriters boards and tariff associations 9922 31
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 6598 60
Inspections and surveys 2o80 2b
State taxes on premiums 21103 18
Insurance department licenses and fees 7893 29
All other licenses fees and taxes
Emergency revenue tax
City and county tax 2344 7o
Other disbursements
Miscellaneous expenses 3981 12
Auditors fees 600 00
Remitted to home office 10322 24
Agents balances charged off 1241 49
Total disbursements 1164124 36
IVLedger Assets
4 Book value of bonds 1408973 76
5 Cash in companys office HI 83
6 Deposit in trust companies and banks not
on interest per Schedule N 7594 39
7 Deposits in trust companies and banks on
interest per Schedule N 193368 15
8 Agents balances representing business
written subsequent to Oct 1 1914 144719 18
9 Agents balances representing business
written prior to Oct 1 1914 21954 58
12 Other ledger assets viz
Deposit with Philadelphia Underwriters
Assn 100 00
Deposit with Automobile Underwriters of
jr Y 100 00
16
Total ledger assets as per balance Item 40 1776921 89CompteollebGenebals Bepobt
285
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1 18866 62
24 Total 18866 62
26 Market value not including interest in item 18 of bonds
and stocks over book value per Schedule D 2536 24
30 Gross assets
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914
42
Total admitted assets
21954 58
1776370 17
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 256897
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
1181708
172063 52
20850 00
204730 60
41123 36
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired fire
risks 102057371 unearned premiums
per recapitulation page 6 col 6
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired time hull and cargo risks
16300259 unearned premiums fifty
per cent
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 760764
unearned premiums 100 per cent time
hulls 50 per cent
550483 10
81501 30
163607 29
7607 64
10 Total unearned premiums as computed above 639592 04286
ComptrollerGenerals Keport
15 Salaries rents expenses bills accounts fees etc due or
accrued
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
17 Contingent commissions or other charges due or accrued
20 All other liabilities viz Reserve for contingencies
400 00
26000 00
3000 00
5000 00
23 Total amount of all liabilities except deposit capital
24 Deposit capital 400000 00
25 Surplus over all liabilities
538770 84
837599 53
938770 84
26 Surplus as regards policyholders
27 Total liabilities 1776370 17
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of Dec as per
line 6 under this heading in last
years statement 95716179
2 Written or renewed during the year 206454046
3 Excess of original premiums over
amount received for reinsurance
2019814 71
58110 91
4 Total 302170225 3227732 78
5 Deduct those expired and marked off as
terminated 175804329 1685383 50
6 In force at the end of the year 126365896 1542349 28
7 Deduct amount reinsured schedule re
quired
29059888
351165 34
8 Net amount in force 97306008 1191183 94
Business in the State of Georgia During 1914
1 Gross risks written 2726431 00
Less 82128500 risks cancelled and 345166 reinsurance
in companies authorized in Georgia 1166451 00
Net risks
written 155980 00
42509 87
2 Gross premiums on risks written
Less 943834 return premiums and 534361 premiums
for reinsurance in companies authorized in Georgia 14781 95
Net premiums received
27727 92CompteolleeGenebals Eepoet 287
3 Losses paid deducting salvage 14510 99
Less losses on risks reinsured in companies authorized in
Georgia 2136 86
Net losses paid 12374 13
4 Losses incurred 16251 40
Less losses on risks reinsured in companies authorized in
Georgia 2153 52
Net losses incurred 14097 88
U S BRANCH NORTH BRITISH AND MERCANTILE INSURANCE CO
OF NEW YORK CITY
United States Manager E G Richards
Wm H Hill Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
Statutory deposit New York State 200000 00
5 Amount of ledger assets as per balance December 31
of previous year 9622909 45
IIIncome
6 Gross premiums per Item 2 VI 7305401 69
7 Deduct reinsurance premiums fire 1057
60479 return premiums 135948198 2417086 77
8 Total premiums other than perpetual 4888314 92
9 Deposit premiums written on perpetual risks gross 1537 60
12 Gross interest on bonds and dividends on
stocks 331738 00
13 Gross interest on deposits in trust com
panies and banks per schedule N 1565 94
14 Gross interest from other sources
Underwriters Salvage Co 18000 Wes
tern Adj and Inspection Co 1200288
ComptrollerGenerals Report
Milwaukee Und Bldg Assn 1448
Phila Und Assn 315
209 63
18 Total gross interest and rents
19 Eeceived from home office
20 From other sources
Conscience fund account
27 From agents balances previously charged off
333513 57
36152 06
345 35
4 28
30 Total income
5259867
IIIDisbursements
1 Gross amount paid policyholders for losses
including 49193609 occurring in pre
vious years v
2 Deduct amount received for salvage fire
3135962 reinsurance fire 71363152 744991 14
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to agencies for miscellaneous agency ex
penses
7 Salaries 13849418 and expenses 10520731 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Bents loloon no
10 Advertising 648979 printing and stationery 3423008
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax
Municipal
Commercial reports and subscriptions
33 Deposit premiums returned
34 Remitted to home office
36 Agents balances charged off
39
Total disbursements
3063946 75
47398 92
1046159 72
19787 51
243701 49
318217 65
37187 81
40719 87
28766 81
2836 04
3366 19
14337 85
82249 22
57205 89
17336 68
81278 88
16950 76
6567 60
12365 84
5087 75
947 20
86890 08
832 64
5234139 15CompteolleeGenebals Eepoet
289
IVLedger Assets
4 Book value of bonds 717231873 and
stocks 130536581 per Schedule D 8477684 54
5 Oash in companys office 500 00
7 Deposits in trust companies and banks on
interest per Schedule N 253103 97
8 Agents balances representing business
written subsequent to Oct 1 1914 873051 47
9 Agents balances representing business
written prior to Oct 1 1914 40691 10
11 Bills receivable taken for fire risks 626 00
12 Other ledger assets viz
Milwaukee Und Bldg Assn 18100 Un
derwriter Salvage Co N Y 100000
Und Salvage Co Chicago 100000
Assn Fire Und Balto Md 10000
Phila Und Assn 10000 Sou Adj
Bureau 40000 Westn Adj and Insp
Bureau 20000 2981 00
16 Total ledger assets as per balance Item 40 9648638 0
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1 95401 24
24 Total 95401 24
30 Gross assets 9039 32
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 40691 10
39 Book value of ledger assets over market
value 781740 54
42 Total admitted assets 8921607 68
VLiabilities
1 Gross losses adjusted and unpaid due
7748642 not yet due 200000 79486 42
2 Gross claims for losses in process of ad
justment or in suspense plus 1846300
reserve for losses incurred prior to Dec290
ComptrollerGenerals Report
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued as per
Schedule E
478546 00
54362 00
612394 42
118097 18
6 Net amount of unpaid losses and claims 494297 24
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 915977391 unearned prem
iums per recapitulation page 6 col 6 4673458 35
10 Total unearned premiums as computed above 4673458 35
11 Amount reclaimable by the insured on perpetual fire in
surance policies being 95 per cent of the premium or
deposit received
15 Salaries rents expenses bills accounts fees etc due
or accrued
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
17 Contingent commissions or other charges due or accrued
38576 00
15000 00
79500 00
4000 00
23 Total amount of all liabilities except deposit capital 5304831 59
25 Surplus over all liabilities 3616776 09
26 Surplus as regards policyholders 3616776 09
27 Total liabilities 8921607 68
Business in the State of Georgia During 1914
1 Gross risks written 10146912 00
Less 306668800 risks cancelled and 123361300 rein
surance in companies authorized in Georgia 4300301 00
Net risks written 5846611 00
2 Gross premiums on risks written 109639 77
Less 1908240 return premiums and 875207 prem
iums for reinsurance in companies authorized in Ga 27804 47
Net premiums received 81835 30
ComptrollerGenerals Report 291
3 Losses paid deducting salvage 47512 47
Net losses paid 45388 07
4 Losses incurred 54055 30
Net losses incurred 51499 90
NORTH RIVER INSURANCE COMPANY OF NEW YORK CITY
Win E Hutchins President Fredk H Drum Secretary
J L Riley Atlanta Ga Attorney for Service
ICapital Stock
1 Amount of capita paid up
in cash 500000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 2750876 42
4
Extended at 2750876 42
IIIncome
5 Gross premiums per Item 2 VI page 6 3408372 98
6 Deduct reinsurance premiuKS fire 1011
01296 return premiums fire 68555336 1696566 32
7 Total premiums other than perpetual 1711806 66
9 Gross interest on mortgage loans per
Schedule B
10 Gross interest on collateral loans per
Schedule C
11 Gross interest on bonds and dividends on
stocks less 51249 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
10167 00
347 60
99073 50
4624 67
17 Total gross interest and rents 114212 77
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 615 37
28
Total income 1826634 80292
ComptbollerGenebal s Report
IIIDisbursements
1 Gross amount paid polieyholders for losses
2 Deduct amount received for salvage fire
1305982 reinsurance fire 55942736
discount fire 174421
35359 44
574231 39
9
10
11
12
14
15
16
17
20
21
22
Net amount paid polieyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries 2032976 and expenses 2962042 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Bents
Advertising 177072 printing and stationery 11
134 93
Postage telegrams telephone and express
Legal expenses
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax
23 Other disbursements
Car fare
Ice and water
Towels and soap
Premiums on surety bonds
34 Paid stockholders for interest or dividends amount de
clared during the year 5000000
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
Stocks per Schedule D
921128 05
31301 23
415630 31
49950 18
135324 77
15000 00
12905 65
5081 43
2097 85
4887 68
24310 64
9913 30
4617 23
31808 10
5897 05
631 18
1559 48
6240 75
80 63
84 36
257 17
302 50
51991 50
1796 87
791 50
41
Total disbursements 1733589 41
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B 211600 00ComptrollerGenerals Eeport 293
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 8690 00
4 Book value of bonds 49715713 and
stocks 146417482 per Schedule D 1961331 95
7 Deposits in trust companies and banks on
interest per Schedule N 360076 39
8 Agents balances representing business
written subsequent to Oct 1 1914 302223 47
16 Total ledger assets as per balance Item 42 2843921 81
NonLedger Assets
17 Interest accrued on mortgages per Sehed
ule B 3384 82
18 Interest accrued on bonds per Schedule D
Part 1 7624 16
19 Interest accrued on collateral loans per
Schedule C Part 1 123 11
24 Total 11132 09
26 Market value not including interest in item 18 of bonds
and stocks over book value per Schedule D 7135 05
30 Gross assets 2862188 95
Deduct Assets Not Admitted
38 Book value of ledger assets over market
value viz
Market value of special deposits in excess
of corresponding liabilities 2057 46
41 Total admitted assets 2860131 49
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 40352 30
2 Gross claims for losses in process of ad
justment or in suspense plus 2000000
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 241085 00
3 Gross claims for losses resisted 36370 70
4 Total 317808 00
5 Deduct reinsurance due or accrued 104699 31
6 Net amount of unpaid losses and claims 213108 69 294 ComptrollerGenerals 7 Gross premiums less reinsurance received and receivable upon all unexpired fire risks 285236729 unearned premiums per recapitulation page 6 col 6 Report 1486938 84
10 Total unearned premiums as computed above 16 Dividends declared and unpaid to stockholders 17 Salaries rents expenses bills accounts fees etc due or 1486938 84 161 25 2000 00
18 Estimated amount hereafter payable for Federal State and other taxes based upon the business of the year 25000 00
26 Total amount of all liabilities except ca 27 Capital actually paid up in cash
1727208 78
500000 00 632922 71

1132922 71

2860131 49
VIRisks and Premiu Fir 1 In force on the 31 day of December as per line 6 under this heading in last ms 3 Risks Prem 396317652 334426345 iums Thereon 4080131 98
2 Written or renewed during the year per 3408372 98
3 Excess of original premiums over amount received for reinsurance 13807 80
730743997 308275248 7502312 76
5 Deduct those expired and marked off 3255202 82

422468749 136870130 4247109 94
7 Deduct amount reinsured schedule re 1394742 65
285598619 i During 1914 2852367 29
Business in the State of Georgii 2750683 00
Less 106845300 risks cancelled and 18617700 rein 1254630 00
1496053 00

ComptrollerGenerals Beport 295
28 Gross premiums on risks written 38892 65
Less 1052197 return premiums and 32982 premiums
for reinsurance in companies authorized in Georgia 13741 79
Net premiums received 25150 86
29 Losses paid deducting salvage 30450 62
Less losses on risks reinsured in companies authorized in
Georgia 17706 64
Net losses paid 12743 98
30 Losses incurred 16033 62
Less losses on risks reinsured in companies authorized in
Georgia 2261 26
Net losses incurred 13772 36
NORTHERN ASSURANCE COMPANY LTD OF LONDON ENGLAND
Home Office New York City
United States Manager Geo W Babb
Edgar Dunlap of Atlanta Ga Attorney for Service
IDeposit Capital
1 In the custody of State Officials for the
benefit of all policyholders of the com
pany in the United States as follows
State of New York 525000 00
State of Ohio 100000 00
5 Amount of ledger assets as per balance December 31 of
previous year 5380297 62
IIIncome
6 Gross premiums per Item 2 VI 4786242 56
7 Deduct reinsurance premiums fire 892
14100 return premiums 84320171 843201 71
8 Total premiums other than perpetual 3050899 85
10 Gross interest on mortgage loans per
Schedule B 2916 56296
ComptrollerGeneral s Eeport
12 Gross interest on bonds and dividends on
stocks less 353114 accrued interest on
bonds acquired during 1914 per Sched
ule D 178381 36
13 Gross interest on deposits in trust com
panies and banks per Schedule N 6524 40
17 Gross rents from companys property 3268 68
18 Total gross interest and rents 191091 00
19 Received from home office 500338 00
27 From agents balances previously charged off 827 12
28 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A 85000 00
Bonds per Schedule D 268 15
30 Total income 3828424 12
IIIDisbursements
1 Gross amount paid policyliolders for losses
including 25243866 occurring in pre
vious years 2351788 40
2 Deduct amount received for salvage fire
1541070 reinsurance fire 64781020
discount fire 31120
3
4
5
7
10
Net amount paid policyholders for losses 1688256 30
Expenses of adjustment and settlement of losses 37495 66
Commissions or brokerage 507290 68
Salaries 7359132 and expenses 6437206 of special
and general agents 137963 38
8 Salaries fees and all other charges of officers directors
trustees and home office employees 220052 68
9 Rents 28137 10
Advertising 1389436 printing and stationery 33
16737 47061 73
11 Postage telegrams telephone and express 20331 68
12 Legal expenses 1956 60
15 Furniture and fixtures 4550 95
14 Maps including corrections 8529 06
15 Underwriters boards and tariff associations 48778 88
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 29365 83
17 Inspections and surveys 24101 98
18 Repairs and expenses other than taxes on real estate 1016 48
20 State taxes on premiums 65017 13
21 Insurance department licenses and fees 17167 83ComptrolleeGenebals Repobt
297

22 All other licenses fees and taxes
Federal corporation tax 1502 17
County and municipal taxes etc 11701 77
Emergency revenue tax 1444 63
23 Other disbursements
Books newspapers and periodicals 986 42
Cleaning heating and lighting 1497 15
Collecton and exchange fees 3821 53
Traveling 7622 31
Miscellaneous 5360 75
34 Remitted to home office 412790 78
36 Agents balances charged off 580 07
37 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 2000 00
39 Total disbursements 3336381 53
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B first liens 135000 00
4 Book value of bonds 443992986 and
stocks 29426550 per Schedule D 4734195 76
5 Cash in companys office 289 10
6 Deposit in trust companies and banks not
on interest per Schedule N 5577 73
7 Deposits in trust companies and banks on
interest per Schedule N 389262 41
8 Agents balances representing business
written subsequent to Oct 1 1914 571404 49
9 Agents balances representing business
written prior to Oct 1 1914 18040 08
11 Bills receivable taken for fire risks 8571 86
12 Other ledger assets viz
Balance of account First Russian Insur
ance Company 4466 65
Balance of account Salamandra Insur
ance Company 5532 13
16 Total ledger assets as per balance Item 40 5872340 21
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 478 12
18 Interest due 2373625 and accrued 27
68091 on bonds per Schedule D part 1 51417 16
24 Total 51895 28298
ComptrollerGenerals Keport
27
30
31
34
35
39
42
1
2
10
15
16
17
23
Other nonledger assets viz
Earned profit commissions due from treaty reinsurance
admitted companies
13482 84
Gross assets 5937718 33
Deduct Assets Not Admitted
Cash
Agents balances representing business
written prior to Oct 1 1914
Bills receivable past due taken for ma
rine inland and fire risks
Book value of ledger assets over market
value
395129 24
18040 08
8571 86
327305 76
Total admitted assets 5188671 39
VLiabilities
Gross losses adjusted and unpaid not yet
due
Gross claims for losses in process of ad
justment or in suspense plus 2669695
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
Gross claims for losses resisted
Total
Deduct reinsurance due or accrued as per
Schedule E
43221 22
350524 18
47645 00
441390 40
101943 56
339446 84
Net amount of unpaid losses and claims
Gross premiums less reinsurance receiv
ed and receivable upon all unexpired fire
risks 322354845 unearned premiums
per recapitulation page 6 col 6 2878369 70
Total unearned premiums as computed above 2878369 70
Salaries rents expenses bills accounts fees etc due or
accrued 0
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 69665 88
Contingent commissions or other charges due or accrued 9708 89
Total amount of all liabilities except deposit capital 3304860 21ComptrollerGenerals Eepokt 299
24 Deposit capital statutory deposit 200000 00
25 Surplus over all liabilities 1683811 18
26 Surplus as regards policyholders 1883811 18
27 Total liabilities 5188671 39
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of Dec as per
line 6 under this heading in last
years statement 664258374 6781770 19
2 Written or renewed during the year 474677462 4786242 56
3 Excess of original premiums over
amount received for reinsurance 2652 85
4 Total 1138935836 11570665 60
5 Deduct those expired and marked off as
terminated 442393106 4576931 65
6 In force at the end of the year 696542730 6993733 95
7 Deduct amount reinsured schedule re
quired 146812387 1423609 39
8 Net amount in force 549730343 5570124 56
Business in the State of Georgia During 1914
1 Gross risks written 4997579 00
Less 144746200 risks cancelled and 456900 reinsur
ance in companies authorized in Georgia 1452031 00
Net risks written 3545548 00
2 Gross premiums on risks written 63977 40
Less 639359 return premiums and 263921 premiums
for reinsurance in companies authorized in Georgia 9032 80
Net premiums received 54944 60
3 Losses paid deducting salvage 41352 85
Less losses on risks reinsured in companies authorized in
Georgia 645 06
Net losses paid 40707 79300 ComptrolleeGenerals Eeport
4 Losses incurred 47161 71
Less losses on risks reinsured in companies authorized in
Georgia 6S5 54
Net losses incurred 46479 17
NORTHERN INSURANCE COMPANY OF NEW YORK CITY
William Mason President James Marshall Secretary
Milton Dargan Jr Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 350000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 1385439 94
Extended at 1385439 94
IIIncome
5 Gross premiums per Item 2 VI page 6 1191785 12
C Deduct reinsurance premiums fire 157
58675 return premiums fire 189
71810 347304 85
7 Total premiums other than perpetual 844480 27
9 Gross interest on mortgage loans per
schedule B 5760 00
11 Gross interest on bonds and dividends on
stocks less 29847 accrued interest on
bonds acquired during 1914 per Sched
ule D 55837 40
12 Gross interest on deposits in trust com
panies and banks per Schedule N 431 30
1 7 Total gross interest and rents
27 Cross increase by adjustment in book value of ledger
assets viz Stocks per Schedule D
02128 70
200 00
28
Total income 90670S 97ComptkolleeGtenekals Bepoet
301
IIIDisbursements
1 Gross amount paid policy holders for losses
including 3008422 occurring in pre
vious years 562689 99
2 Deduct amount received for salvage fire
344144 reinsurance fire 11885532
discount fire 71593 123012 69
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Eents
10 Advertising
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
City licenses
Internal revenue
23 Other disbursements
Agents bonds
Audit
Safe deposit rental
34 Paid stockholders for interest or dividends amount de
clared during the year 2100000
40 Gross decrease by adjustment in book value of ledger
assets viz
Bonds per Schedule D
Stocks per Schedule D
439677 30
11087 05
305229 84
1520 00
5300 00
5 20
5909 23
8137 67
16047 20
5538 15
548 50
63 01
445 25
437 50
55 00
21000 00
12830 00
40320 00
41
Total disbursements 874150 90
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B 128000 00
4 Book value of bonds 41930000 and
stocks 65539250 per Schedule D 1074692 50
5 Cash in companys office 2897 89
6 Deposits in trust companies and banks not
on interest per Schedule N 28084 94
7 Deposits in trust companies and banks on
interest per Schedule N 69056 37302 CompteolleeGeneeals Bepoet
8 Agents balances representing business
written subsequent to Oct 1 1914 114171 58
9 Agents balances representing business
written prior to Oct 1 1914
1094 73
16
Total ledger assets as per balance Item 42 l41998 01
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B
18 Interest accrued on bonds per Schedule
D part 1
1728 75
4729 12
24 Total
26 Market value not including interest in item 18 of bonds
and stocks over book value per Schedule D
6457 87
901 10
30 Gross assets 1425356 88
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914
1094 73
41
Total admitted assets M24 262 15
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 901311
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date5
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
91219 07
5350 00
96569 07
19780 27
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all miexpired
fire risks 1423947 unearned prem
iums per recapitulation page 6 col 6 755453 63
10 Total unearned premiums as computed above
76788 80
755453 63ComptrollerGenerals Report
303

18
26
27
28
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
15000 00
Total amount of all liabilities except capital 847242 43
Capital actually paid up in cash 350000 00
Surplus over all liabilities 227019 72
29 Surplus as regards policyholders
577019 72
30
Total liabilities 1424262 15
VIRisks and Premiums
In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 153891368 1459992 46
Written or renewed during the year
per Income No 5 119083996 1191785 12
Total 272975364 2651777 58
Deduct those expired and marked off as
terminated 95789449
996557 36
In force at the end of the year 177185915 1655220 22
Deduct amount reinsured schedule re
quired 249883152 231273 22
Net amount in force 152197563 1423947 00
NORTHWESTERN NATIONAL INSURANCE COMPANY OF
MILWAUKEE WISCONSIN
Wilford M Patton President Joseph Huebl Secretary
H L Layfield Attorney for Service
ICapital Stock
1 Amount of capital stock
paid up in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 7069409 22
i 7069409 22
4 Extended at M 304
CompteolleeGeneeals Kepobt
IIIncome
5 Gross premiums per Item 2 VI page 6 3418172 43
6 Deduct reinsurance premiums fire 330
89203 return premiums fire 346
13547 marine and inland 266534 679692 84
7 Total net premiums other than perpetual 2738479 o9
9 Gross interest on mortgage loans per
Schedule B 62944 09
11 Gross interest on bonds and dividends on
stocks less 19500 accrued interest on
bonds acquired during 1914 per Sehed
r 208208 SO
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N 2363 03
13 Gross interest from all other sources
On branch office bank deposits 512 73
On bills receivable 236 39
From all other sources per Schedule X 220 31
16 Gross rents from companys property in
cluding 1000000 for companys occu
pancy of its own buildings 10000 00
17 Total gross interest and rents 28448o 3d
18 From all other sources Deposit returned from Milwaukee
Board of Fire Underwriters 50 00
25 From agents balances previously charged off 84 82
28 Total income 3023099 76
IIIDisbursements
1 Gross amount paid policyholders for losses
including 14444340 occurring in pre
vious years 1527288 16
2 Deduct amount received for salvage fire
1180175 reinsurance fire 17130531
discount fire 10838 183215 44
3 Net amount paid policyholders for losses 1344072 72
4 Expenses of adjustment and settlement of losses 41674 26
5 Commissions or brokerage 657102 36
6 Allowances to agencies for miscellaneous agency expenses 7211 13
7 Salaries 7227000 and expenses 20227948 of special
and general agents 274549 48
8 Salaries fees and all other charges of officers directors
trustees and home office employees 107697 40ComptrollerGenerals Eeport
305
9 Rents including 1000000 for companys occupancy of
its own buildings 10000 00
10 Advertising 108281 printing and stationery 1464742 15730 23
11 Postage telegrams telephone and express 24527 64
12 Legal expenses 455 00
13 Furniture and fixtures 1749 00
14 Maps including corrections 6355 70
15 Underwriters boards and tariff associations 12751 99
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 16826 40
17 Inspections and surveys 302 50
18 Repairs and expenses other than taxes on real estate 4448 98
19 Taxes on real estate 4649 50
20 State taxes on premiums 75677 63
21 Insurance department licenses and fees 19096 50
22 All other licenses fees and taxes
Federal corporation tax 4142 69
Miscellaneous municipal and county taxes and licenses 7174 57
23 Other disbursements
Subscriptions and publications 524 03
Bradstreet Co 1935 22
Typewriters dictaphones and repairs 954 76
Premiums of fidelity and State bonds 726 47
Western Insurance Bureau 2816 45
Underwriters Protective Association 250 00
Revenue stamps 1199 64
National Board of Fire Underwriters 2596 87
Miscellaneous expenses 820 37
34 Paid stockholders for interest or dividends amount de
clared during the year 15000000 150000 00
38 Agents balances charged off 625 6
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 128 33
41 Total disbursements 2798773 68
IVLedger Assets
1 Book value of real estate 178000 00
2 Mortgage loans on real estate per Sched
ule B first liens 1358000 00
4 Book value of bonds 4994536 49
5 Cash in companys office 53127 70
7 Deposits in trust companies and banks on
interest per Schedule N 308099 91
8 Agents balances representing business
written subsequent to Oct 1 1914 381752 58306 ComptrollerGenerals Report
9 Agents balances representing business
written prior to Oct 1 1914
11 Bills receivable taken for fire risks
18722 47
1496 15
16 Total ledger assets as per balance Item 42 7293735 30
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B
18 Interest accrued on bonds per Schedule D
part 1
10707 66
24695 67
24
30
Total
35403 33
7329138 63
Gross assets
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 18722 47
35 Bills receivable past due taken for ma
rine inland and fire risks 1496 lo
37 Overdue and accrued interest on bonds in
default 3125 00
38 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 931 63
40 Book value of bonds over market value 591253 09
661528 36
42 Total admitted assets 6667610 27
VLiabilities
1 Gross losses adjusted and unpaid
2 Gross claims for losses in process of ad
justment or in suspense plus 1002283
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
63455 70
136394 72
29221 71
4 Total 229072 13
5 Deduct reinsurance due or accrued as per
Schedule E 23360 16
Net amount of unpaid losses and claims 805711 9ComptrollerGenerals Report
307
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 646995486 unearned prem
iums per recapitulation page 6 col 6
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
1719244 unearned premiums fifty
per cent
3296088 31
8596 22
10 Total unearned premiums as computed above
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
19 Contingent commissions or other charges due or accrued
22 All other liabilities viz Conflagration reserve
25 Total amount of all liabilities except capital
26 Capital actually paid up in cash 1000000 00
27 Surplus over all liabilities 1520377 01
1667 76
110000 00
25169 00
500000 00
4147233 26
28 Surplus as regards polieyholders 2520377 01
29
Total liabilities 6667610 27
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of Dec as per
line 6 under this heading in last
years statement 775481785 6891800 86
2 Written or renewed during the year
per Income No 5 347054119 3378843 47
4 Tota 1122535904 10270644 33
5 Deduct those expired and marked off as
terminated 320891417 3219441 86
6 In force at the end of the year 801644487 7051202 47
7 Deduct amount reinsured schedule re
quired 62041913 581247 61
8 Net amount in force 739602574 6469954 86308 CoMPTROLLERGrENERAL s REPORT
Business in the State of Georgia During 1914
1 Gross risks written 1453981 00
Less 10613000 risks cancelled and 34977400 reinsur
ance in companies authorized in Georgia 455904 00
Net risks written 998077 00
2 Gross premiums on risks written 19492 40
Less 194176 return premiums and 386117 premiums
for reinsurance in companies authorized in Georgia 5802 93
Net premiums received 13689 47
3 Losses paid deducting salvage 864 13
4 Losses incurred 939 13
NORWICH UNION FIRE INSURANCE SOCIETY OF NEW YORK CITY
Home Office 59 John Street New York City
United States Managers J Montgomery Hare William Hare
Augustus Wilkerson Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
200000 00
5 Amount of ledger assets as per balance December 31
of previous year 3099918 25
IIIncome
6 Gross premiums per Item 2 VI 3109084 32
7 Deduct reinsurance premiums fire 741
66316 return premiums 44260703 1184270 19
8 Total premiums other than perpetual 1924814 13
12 Gross interest on bonds and dividends on
stocks less 45912 accrued interest on
bonds acquired during 1914 per Sched
ule D 106734 48CoMPTROLLERGtENERALs BEPORT 309
13 Gross interest on deposits in trust com
panies and banks per Schedule N 2694 46
14 Gross interest from other sources
Dividends on stock of the Underwriters
Salvage Co of N Y per Schedule X 100 00
18 Total gross interest and rents 109528 94
27 From agents balances previously charged off 116 41
28 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 750 00
Stocks per Schedule D 1071 84
30 Total income 2036281 32
IIIDisbursements
Pire Marine and Inland
1 Gross amount paid policyholders
for losses including 159
23311 occurring in previous
years 1640382 98 53 95
2 Deduct amount received for sal
vage fire 1404292 reinsur
ance fire 50291759 516960 51 62 56
10
11
12
13
14
15
16
17
20
21
22
Net amount paid policyholders
for losses 1123422 47
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to agencies for miscellaneous agency expenses
Salaries 6193728 and expenses 4636301 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Bents
Advertising 355313 printing and stationery 1710982
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax
61 1123413 86
22587 71
342902 74
735 30
108300 29
120821 50
16395 21
20662 95
13458 43
398 46
2517 68
5630 21
29638 28
18529 97
7183 33
37570 53
14301 47
42 10310
ComptrollerGenerals Eeport
War tax 543 63
Tax on Deposit in Va 16 50
City and County taxes and licenses 9515 38
23 Other disbursements
Subscriptions to directories ins and other publications 1105 96
Water ice towels and petty office supplies 534 43
Rent of safe deposit vaults and premiums on bonds 485 66
Auditors fees and credit reports 2483 50
Library bureau for statistical tabulation 2675 53
Miscellaneous disbursements 1317 28
Payment on account of interest on bonded indebtedness 6690 00
34 Remitted to home office 40410 41
36 Agents balances charged off 1156 39
39 Total disbursements 1952024 69
IVLedger Assets
16
Book value of bonds 205445467 and
stocks 50925576 per Schedule D 2563710 43
Cash in companys office 2255 06
Deposit in trust companies and banks not
on interest per Schedule N 3781 72
Deposits in trust companies and banks on
interest per Schedule N 262295 63
Agents balances representing business
written subsequent to Oct 1 1914 336928 82
Agents balances representing business
written prior to Oct 1 1914 11531 84
Billsreceivable taken for fire risks 1866 63
Other ledger assets viz
Balances in hands of special agents 1804 75
Total ledger assets as per balance Item 40 3184174
NonLedger Assets
Interest due 1481250 and accrued 12
52582 on bonds per Sched D part 1 27338 32
24
30
Total
27338 32
Gross assets 3211513 20
Deduct Assets not Admitted
31 Cash 1797611 ami all investments 2
55000 not in control of trustees
20526 11ComptrollerGenerals Report 311
34 Agents balances representing business
written prior to Oct 1 1914 11531 84
35 Bills receivable past due taken for ma
rine inland and fire risks 1866 63
38 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 1268 86
39 Book value of ledger assets over market
value viz 67554 43
Balances in bands of special agents 1804 75
104552 62
42 Total admitted assets 3106960 58
VLiabilities
1 Gross losses adjusted and unpaid due
17542664 not yet due 265074 178077 38
2 Gross claims for losses in process of ad
justment or in suspense plus 4548336
reserve for losses incurred prior to Dec
31 of which no notice had been received
on that date 130998 26
3 Gross claims for losses resisted 23613 50
4 Total 332689 14
5 Deduct reinsurance due or accrued as per
Schedule E 126604 47
6 Net amount of unpaid losses and claims 206084 67
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 328212813 unearned prem
iums per recapitulation page 6 col 6 1684405 17
10 Total unearned premiums as computed above 1684405 17
15 Salaries rents expenses bills accounts fees etc due or
7841 33
accrued
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 43035 00
17 Contingent commissions or other charges due or accrued 3035 00
23 Total amount of all liabilities except deposit capital 1944401 17312 ComptrollerGenerals Eeport
24 Deposit capital 200000 00
25 Surplus over all liabilities 962559 41
26 Surplus as regards policyholders 1162559 41
27 Total liabilities 3106960 58
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of Dec as per
line 6 under this heading in last
years statement 407659139 4118909 65
2 Written or renewed during the year 289906084 3109084 32
3 Excess of original premiums over
amount received for reinsurance 21313 46
4 Total 697565223 7249307 43
5 Deduct those expired and marked off as
terminated 269646817 2955999 50
6 In force at the end of the year 427918406 4293307 93
7 Deduct amount reinsured schedule re
quired 102849419 1011179 80
8 Net amount in force 325068987 3282128 13
Business in the State of Georgia During 1914
1 Gross risks written 3528574 00
Less 82189400 risks cancelled and 19656100 reinsur
ance in companies authorized in Georgia 1018455 CO
Net risks written 2510 119 00
2 Gross premiums on risks written 32816 61
Less 391288 return premiums and 141169 premiums
for reinsurance in companies authorized in Georgia 5324 57
Net premiums received 27492 04
3 Losses paid deducting salvage 17112 48
Less losses on risks reinsured in companies authorized in
Georgia 4861 91
Net losses paid 12250 57ComptrollerGenerals Report 313
4 Losses incurred 22767 38
Less losses on risks reinsured in companies authorized in
Georgia 4860 70
Net losses incurred 17906 68
ORIENT INSURANCE COMPANY OF HARTFORD CONN
Home Office 2022 Trinity St Hartford Conn
Archibald G Mcllwaine Jr President Henry W Gray Jr Secretary
W R Hoyt Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 3740362 31
4 Extended at 3740362 31
IIIncome
5 Gross premiums per Item 2 VI page 6 2577918 46
6 Deduct reinsurance premiums fire 558
11559 marine and inland 1152307
return premiums fire 41100317 ma
rine and inland 3358387 1014225 70
7 Total premiums other than perpetual 1563692 76
11 Gross interest on bonds and dividends on
stocks less 367493 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
Gross interest from Philadelphia Under
writers Assn
Gross interest agents balances
16 Gross rents from companys property in
cluding 456803 for companys occu
pancy of its own buildings
116350 57
12268 41
3 15
5 60
12500 00
17
Total gross interest and rents 141127 73314
ComptrollerGenerals Eeport
25 From agents balances previously charged off
28 Total income
IllDisbursements
5 00
1704825 49
1
9
10
11
12
13
14
15
16
17
18
19
20
21
22
Gross amount paid policyholders for losses
including 85281B4 occurring in pre
vious years l178o67 72
Deduct amount received for salvage fire
1296425 marine and inland 131703
reinsurance fire 26922381 marine
and inland 209549 discount fire
25427 285854 85
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency ex
penses
Salaries 3150022 and expenses 2693681 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Bents including 456803 for companys occupancy of
its own buildings
Advertising 4731601 printing and stationery 1791324
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax 1653 16
Municipal taxes and fees 4923 99
United States emergency stamp taxes 597 10
Franchise tax 13673 00
892712 87
27043 22
321597 62
1197 28
58437 03
73677 53
9599 05
22229 25
10191 48
222 40
1325 48
3472 80
22463 22
18970 32
7072 68
3451 02
3649 00
28457 39
11986 24
20847 25
23 Other disbursements
Collection and exchange
900 67 H
COMPTROLLEKGrENEKAL s Report 315
930 95 6270 03


8101 65
39 41 Gross loss on sale or maturity of ledger assets viz 6938 60

1553643 38
IVLedger Assets
1 2 4 5 7 8 9 11 12 167686 38 4215 65 3122694 94 2799 28 298780 55 284162 74 10846 17 123 75 234 96
Mortgage loans on real estate per Sched
Book value of bonds 303443234 and stocks 8826260 per Schedule D Deposits in trust companies and banks on Agents balances representing business Agents balances representing business written prior to Oct 1 1914 Bills receivable taken for fire risks Other ledger assets viz Balance due from

Total ledger assets as per balance Item 42 3891544 42
NonLedger Assets
20 30 Interest accrued on mortgages per Sched 38 64 43128 75 68 75
Interest due 2307000 and accrued 2005875 on bonds per Schedule D part 1 Interest accrued on other assets On bank

43236 14

3934780 56
Deduct Assets Not Admitted
33 34 Market value of special deposits in excess Agents balances representing business 40761 90 10846 17

316
ComptrollerGeneral s Report
37 Overdue and accrued interest on bonds in
default 3083 34
38 Book value of ledger assets over market
value viz
Balances due from other companies 31 21
Bonds and stocks 254385 94
309108 56
41 Total admitted assets 3625672 00
VLiabilities
1 Gross losses adjusted and unpaid due
3239800 not yet due 322526
2 Gross claims for losses in process of ad
justment or in suspense plus 671800
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
35623 26
133605 37
19855 00
4 Total
5 Deduct reinsurance due or accrued
189083 63
78736 30
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 275197657 unearned prem
iums per recapitulation page 6 col 6 1425463 71
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
10514444 unearned premiums fifty
per cent
110347 33
52572 22
10 Total unearned premiums as computed above 1478035 93
7 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
19 Contingent commissions or other charges due or accrued
21 Reinsurance and return premiums due other companies
866 40
30500 00
3600 00
256 90
26
Total amount of all liabilities except capital 1623606 56COMPTROLLEEGrENEEALs RePOET 317
27 Capital actually paid up in cash 1000000 00
28 Surplus over all liabilities 1002065 44
29 Surplus as regards polieyholders 2002065 44
30 Total liabilities 3625672 00
VIRisks and Premiums
1 In force on the 31st day of December as
per line 6 under this heading in last
years statement 341773302 3457700 00
2 Written or renewed during the year per
Income No 5 234174882 2421162 59
4 Total 575948184 5878862 59
5 Deduct those expired and marked off as
terminated 215991731 2338080 75
6 In force at the end of the year 359956453 3540781 84
7 Deduct amount reinsured schedule re
quired 78393520 788805 27
8 Net amount in force 281562933 2751976 57
Business in the State of Georgia During 1914
27 Gross risks written 2129947 00
Less 61017600 risks cancelled and 715300 reinsurance
in companies authorized in Georgia 617329 00
Net risks written 1512618 00
28 Gross premiums on risks written 32279 16
Less 540747 return premiums and 26176 premiums
for reinsurance in companies authorized in Georgia 5669 23
Net premiums received 26609 93
29 Losses paid deducting salvage 27832 75
30 Losses incurred 25834 27318
ComptrollerGenerals Report
PACIFIC FIRE INSURANCE COMPANY OF NEW YORK CITY
C V Meserole President H G Stephens Secretary
Hughes Yates Lewis Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 400000
2 Amount of ledger assets as per balance
Dec 31 of previous years 1254767 58
4
1254767 58
Extended at
IIIncome
5 Gross premiums per Item 2 VI page 6 920874 62
6 Deduct reinsurance premiums fire 132
40536 return premiums fire 267
12502 399530 38
7 Total premiums other than perpetual 521344 24
11 Gross interest on bonds and dividends on
stocks 52596 20
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
Special deposit of 10000 with Philadel
phia Underwriters
385 81
6 30
17 Total gross interest and rents
18 From other sources
Principal and interest on 2d mortgage
Sale of old shelving
Sale of old paper
On account of Union Pacific Railroad Co
stock
Loan from Liberty National Bank
52988 31
63 12
25 00
600 00
302 27
20000 00
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
Stocks per Schedule D
992 14
20990 39
4087 76
28
Total income 599410 70CompteollerGteneeals Eepoet
319
IIIDisbursements
1 Gross amount paid policyholders for losses
including 10804296 occurring in pre
vious years
2 Deduct amount received for salvage fire
658274 reinsurance fire 14200202
discount fire 245000
603798 91
151034 76
3 Set amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to local agencies for miscellaneous agency ex
penses
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents
10 Advertising 56281 printing and stationery 141038
11 Postage telegrams telephone and express
12 Legal expenses
15 Underwriters boards and tariff associations
20 State taxes on premiums
21 Insurance department licenses and fees
23 Other disbursements
Interest on demand loan 228 33
Paid old stockholders of the Greenwich
Insurance Company 151 85
34 Paid stockholders for interest or dividends amount de
clared during the year 4000000
39 Gross loss on sale or maturity of ledger assets viz
Stocks per Schedule D
40 Gross decrease by adjustment in book value of ledger
assets viz Stocks per Schedule D
41
Total disbursements
452764 15
10865 50
134763 28
28
36
12271 85
1135 00
1973 19
69 15
1140 40
4996 38
10599 68
3275 14
380 18
40000 00
2469 08
302 27
679885 61
IVLedger Assets
4 Book value of bonds 39473687 and
stocks 68760722 per Schedule D 1082344 09
5 Cash in companys office
6 Deposits in trust companies and banks not
on interest per Schedule N
7 Deposits in trust companies and banks on
interest per Schedule N
174 47
14409 08
19387 81320 ComptrollerGenerals Report
8 Agents balances representing business
written subsequent to Oct 1 1914
121472 57
16 Total ledger assets as per balance Item 42 1237788 02
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1
3135
24
30
Total
3135 80
Gross assets i0923 82
Deduct Assets Not Admitted
38 Book value of ledger assets over market
value 60265 09
41
Total admitted assets 1180658 73
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 319000
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 100623 13
3 Gross claims for losses resisted 5250 00
4 Total
5 Deduct rensurance due or accrued
105873 13
13151 04
92819 09
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 67969187 unearned prem
iums per recapitulation page 6 col 6 849840 4
10 Total unearned premiums as computed above 349840 1
15 Interest due or accrued including 30000 on borrowed
money 30 M
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 5
20 Funds held under reinsurance treaties 1017 08
22 Due and to become due for borrowed money 20000 00
26 Total amount of all liabilities except capital 468976 itComptrollerGenerals Beport 321
27 Capital actually paid up in cash 400000 00
28 Surplus over all liabilities 311682 09
29 Surplus as regards policyholders 711682 09
30 Total liabilities 1180658 73
VIRisks and Premiums
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 75417451 1011366 51
2 Written or renewed during the year
per Income No 5 80473094 920874 62
4 Total 155890545 193224113
5 Deduct those expired and marked off as
terminated 95709804 1098775 66
6 In force at the end of the year 60180741 833465 47
7 Deduct amount reinsured schedule re
quired
13244495 153774 10
Net amount in force 46936246 679691 37
PALATINE INSURANCE COMPANY LTD OF LONDON ENGLAND
Home Office New York City
United States Manager A H Wray
John A Whitner Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
New York 218000 00
Ohio 1000 00
5 Amount of ledger assets as per balance December 31
of previous year 3351523 59322
CoMPTBOLLERGrENEKALs KePORT
IIIncome
6 Gross premiums per Item 2 VI 8206526 21
7 Deduct reinsurance premiums fire 586
57551 return premiums 61856778 1205143 29
8 Total premiums other than perpetual
12 Gross interest on bonds and dividends on
stocks
13 Gross interest on deposits in trust com
panies and banks per Schedule N
119500 00
4103 63
2001382 92
18 Total gross interest and rents
19 Received from home office
27 From agents balances previously charged off
28 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
123603 63
5148 38
5 00
1781 25
30
Total income 2131921 18
IIIDisbursements
1 Gross amount paid policyholders for losses
including 162252 37 occurring in pre
vious years 1551622 72
2 Deduct amount received for salvage fire
1347192 reinsurance fire 36855658 379028 50
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of Tosses
5 Commissions or brokerage
6 Allowances to agencies for miscellaneous agency ex
penses
7 Salaries 3381516 and expenses 2570200 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rnts
10 Advertising 101499 printing and stationery 1624667
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Dire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
1172594 22
35860 12
439386 75
4288 15
59517 16
82052 27
11356 64
17261 46
10581 97
167 92
972 34
4312 69
24622 81
15768 40
10371 68
34680 02ComptbollebGenebals Eepoet 323
21 Insurance department licenses and fees 9660 91
22 All other licenses fees and taxes
Federal corporation tax 1765 14
Franchise tax 1473 56
State county and municipal licenses and
fees 7691 16
10929 86
32 Exchange 1694 14
34 Eemitted to home office 158161 42
36 Agents balances charged off 134 24
38 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D 5376 40
39 Total disbuTsements 2109751 57
IVLedger Assets
4 Book value of bonds 226286902 and
stocks 35063020 per Schedule D 2613499 22
6 Deposit in trust companies and banks not
on interest per Schedule N 6229 41
7 Deposits in trust companies and banks on
interest per Schedule N 368689 53
8 Agents balances representing business
written subsequent to Oct 1 1914 371533 71
9 Agents balances representing business
written prior to Oct 1 1914 13395 73
11 Bills receivable taken for fire risks 345 60
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1 30030 00
24 Total 30030 00
30 Gross assets 3403723 20
Deduct Assets not Admitted
31 Cash 22425317 and all investments 251
86000 not in control of trustees 476113 17
34 Agents balances representing business
written prior to Oct 1 1914 13395 73324
ComptrollerGenerals Report
38 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 26953 92
39 Book value of ledger assets over market
value viz Bonds and stocks 177599 22
694062 04
42
Total admitted assets 2709661 16
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 1571700
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
37409 00
231264 00
13006 00
281679 00
61700 00
6 Net amount of unpaid losses and claims 219979 00
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 368822344 unearned prem
iums per recapitulation page 6 col 6 1915961 08
10 Total unearned premiums as computed above 1915961 08
15 Salaries rents expenses bills accounts fees etc due or
accrued 930 00
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 40030 00
17 Contingent commissions or other charges due or accrued 4436 00
23 Total amount of all liabilities except deposit capital 2181336 08
24 Deposit capital 200000 00
25 Surplus over all liabilities 328325 08
26 Surplus as regards policyholders 528325 08
27 Total liabilities 2709661 16ComptrollerGenerals Eeport 325
VIBisks and Premiums
Fire Risks Premiums Thereon
1 In force December 31 1913 371403895 4060753 60
2 Written or renewed in 1914 282705067 3206526 21
4 Totals 654108962 7267279 81
5 Deduct expirations and cancellations 249210180 2865395 12
6 In force December 31 1914 404898782 4401884 69
7 Deduct amount reinsured 67049298 713661 25
8 Net amount in force 337849484 3688223 44
PENNSYLVANIA FIRE INSURANCE COMPANY OF
PHILADELPHIA PA
R Dale Benson President W Gardner Crowell Secretary
W E Ohapin Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 750000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 8465726 89
Extended at 8465726 89
IIIncome
Gross premiums per Item 2 VI page 6 5223806 36
Deduct reinsurance premiums fire 779
09250 return premiums fire 796
52332 1575615 82
10
Total premiums other than perpetual 3648190 54
Deposit premiums written on perpetual risks gross 23930 83
Gross interest on mortgage loans per
Schedule B 9050 00
Gross interest on collateral loans per
Schedule C 15148 62326 ComptbollerGteneeals Report
11 Gross interest on bonds and dividends on
stocks less 519640 accrued interest on
bonds acquired during 1914 per Sched
ule D 292109 82
12 Gross interest on deposits in trust com
panies and banks per Schedule N 4898 03
13 Gross interest from all other sources
Interest on perp policy on office bldg 35 65
16 Gross rents from companys property in
cluding 800000 for companys occu
pancy of its own buildings 8158 22
17 Total gross interest and rents 32939o 34
18 From other sources Assignments of perpetual policies 361 00
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 974i 59
27 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D 6169 09
28 Total income 4017791 39
IIIDisbursements
1 Gross amount paid policyholders for losses
including 34251973 occurring in pre
vious years 2687715 52
2 Deduct amount received for salvage fire
1664901 reinsurance fire 33817293 354821 94
3 Net amount paid policyholders for losses 2332893 58
4 Expenses of adjustment and settlement of losses 49858 68
5 Commissions or brokerage 800658 81
7 Salaries 12043210 and expenses 2892092 of special
and general agents 149363 02
8 Salaries fees and all other charges of officers directors
trustees and home office employees 76440 33
9 Bents including 800000 for companys occupancy of
its own buildings 22623 67
10 Advertising 474261 printing and stationery 2237096 27113 57
11 Postage telegrams telephone and express 21317 26
12 Legal expenses 12S7 26
13 Furniture and fixtures 379i 22
14 Maps including corrections 9008 29
15 Underwriters boards and tariff associations 45928 37
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 3442 90
17 Inspections and surveys 10095 95
18 Kepairs and expenses other than taxes on real estate 1001 71ComptrollerGenerals Eeport
327
19 Taxes on real estate 2430 00
20 State taxes on premiums 81407 22
21 Insurance department licenses and fees 15779 34
22 All other licenses fees and taxes
Federal corporation tax 2456 69
Municipal licenses and fees 6583 85
Tax on capital stock 8591 53
17632 07
23 Other disbursements
Entertaining agents 1005 09
Dinners 3613 72
Bradstreets surety bonds 1836 50
Coal 448 50
Miscellaneous expenses 1501 85
Revenue stamps 693 00
9098 66
33 Deposit premiums returned 27335 75
34 Paid stockholders for interest or dividends amount de
clared during the year 225000 00
38 Agents balances charged off 15362 19
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 11062 50
40 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D 1778 74
41 Total disbursements 3961714 09
IVLedger Assets
1 Book value of real estate 189377 07
2 Mortgage loans on real estate per Sched
ule B 170750 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule 0 124979 12
4 Book value of bonds 659771401 and
stocks 43215494 per Schedule D 7029868 95
5 Cash in companys office 807 20
7 Deposits in trust companies and banks on
interest per Schedule N 214360 82
8 Agents balances representing business
written subsequent to Oct 1 1914 777021 70
9 Agents balances representing business
written prior to Oct 1 1914 14639 33
16
Total ledger assets as per balance Item 42 8521804 19328
ComptkollerGtenebals Report
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B
18 Interest accrued on bonds per Schedule D
part 1
19 Interest accrued on collateral loans per
Schedule C part 1
2198 22
91818 18
1458 33
24 Total 8617278 92
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914
38 Book value of ledger assets over market
value viz
Bonds and stocks
Real estate
14639 33
462072 45
50377 07
527088 85
41 Total admitted assets 8090190 07
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 500000
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
25615 52
422060 18
25591 87
4 Total
5 Deduct reinsurance due or accrued
473267 57
48321 91
6 Net amount of unpaid losses and claims 424945 66
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 704508191 unearned prem
iums per recapitulation page 6 col 6 3582448 89
10 Total unearned premiums as computed above 3582448 89
11 Amount reclaimable by insured on perpetual fire insur
ance policies being 90 per cent of the premium or de
posit received i006742 18ComptrollerGenerals Report
329
17
18
19
26
27
28
Salaries rents expenses bills accounts fees etc due
or accrued
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
Contingent commissions or other charges due or accrued
2500 00
50000 00
25000 00
Total amount of all liabilities except capital 5151636 73
Capital actually paid up in cash 750000 00
Surplus over all liabilities 2188553 34
29 Surplus as regards policyholders 2938553 34
30 Total liabilities 8090190 07
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 770870357 7671723 31
2 Written or renewed during the year
per Income No 5 482864572 5223806 36
Total 1253734929 12895529 67
Deduct those expired and marked off as
terminated 46963426 4730755 77
In force at the end of the year 784100633 8164763 90
Deduct amount reinsured schedule re
quired 109273157 1119681 99
Net amount in force 674827476 704508191
Perpetual risks not included above 46901740 00
Deposit premiums on same 1185269 09
PENNSYLVANIA LUMBERMENS MUTUAL INSURANCE COMPANY
OF PHILADELPHIA PA
Edward F Henson President Harry Humphreys Secretary
F Wade Vaughan Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous years 610087 72
4
Extended at 610087 72330
ComptrollerGenerals Eepoet
IIIncome
5 Gross premiums per Item 2 VI page 6 526712 87
6 Deduct reinsurance premiums fire 14054
return premiums fire 6309151 63232 05
7 Total net premiums other than perpetual
9 Gross interest on mortgage loans per
Schedule B less 69404 accrued interest
on mortgages acquired during 1914 per
Schedule D
11 Gross interest on bonds and dividends on
stocks less 40328 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
649 96
21775 64
3021 73
463480 82
17 Total gross interest and rents
18 From all other sources
Commission on mortgages purchased
Transfer of agency and brokerage profits
Withheld from salaries at source acct
federal income tax
455 00
10000 00
100 00
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D part 4
27 Gross increase by adjustment in book value of ledger
assets viz
Bonds per Schedule I part 1
Stocks per Schedule D
28
Total income
TTTDisbursements
1 Gross amount paid policyholders for losses
including 158590 occurring in pre
vious years
2 Deduct amount received for salvage fire
40150 reinsurancefire 50000 dis
count fire 62042
170612 05
1521 92
3 Net amount paid policyholders for lossesI
4 Expenses of adjustment and settlement of losses
5 Inspection charges
S Salaries fees and all other charges of officers directors
trustees and home office employees
25447 33
10555 00
191 25
6755 00
100 00
506529 40
169090 13
1352 68
28004 09
32129 68ComptrollerGenerals Eeport
331
9 Rents
10 Advertising 210848 printing and stationery 183787
11 Postage telegrams telephone express and incidentals
12 Legal expenses
13 Furniture and fixtures
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax additional for 1911
23 Other disbursements Traveling expenses
34 Dividends to policyholders 18071873 less dividends
received from reinsuring companies 2657
38 Agents balances charged off
40 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D part 1
41 Total disbursements
2768 00
3946 35
3654 08
526 45
438 27
493 77
11233 01
6254 64
1445 09
1370 23
2011 98
180692 16
192 68
80O 00
446403 29
IVLedger Assets
2 Mortgage loans on real estate per Schedule
B first liens
4 Book value of bonds 50620000 and
stocks 215000 per Schedule D
5 Cash in companys office
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
9 Agents balances representing business
written prior to Oct 1 1914
12 Other ledger assets viz Office furniture
and fixtures
16 Total ledger assets as per balance Item 42
NonLedger Assets
57500 00
508350 00
1686 51
72365 46
26307 95
59 44
3944 47
m 42 670213 83
17 Interest accrued on mortgages per Sched
ule B 121 91
18 Interest accrued on bonds per Schedule D
part 1 7117 08
24 Total
8398 99332
ComptrollerGenerals Eeport
27 Other nonledger assets viz
Due from Justin Peters agency
30
Gross assets
Deduct Assets Not Admitted
33 Furniture fixtures and safes
34 Agents balances representing business
written prior to Oct 1 1914
39 Book value of ledger assets over market
value viz Carried at market value
Due from Justin Peters agency
42
Total admitted assets
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 856
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
13204 02
2171 25
4 Total 1537527
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 45297283 unearned prem
iums per recapitulation page 6 col 6 226486 42
10 Total unearned premiums as computed above
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
19 Inspection charges due
22 All other liabilities viz Withheld from salaries at source
account federal income tax
25 Total amount of all liabilities
27 Net cash surplus over all liabilities 418059 04
4093 87
682706 69
mitt ed 3944 47
59 44
5562 78
4093 87
13660 56
669046 13
15375 27
226486 42
109 51
6884 61
2031 28
100 00
250987 09
28 Net cash surplus as regards policyholders
29 Total liabilities
418059 04
669046 13ComptrollerGenerals Eeport 333
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 20449196 441816 66
2 Written or renewed during the year per
Income No 5 24255067 526712 87
4 Total 44704263 968529 53
5 Deduct those expired and marked off as
terminated 23460760 515492 00
6 In force at the end of the year 21243503 453037 53
7 Deduct amount reinsured Indiana Lum
bermens Mutual Ins Co Ind ins
600000 prems 4470 Central
Manufacturers Mutual Ins Co Ohio
ins 250000 prems 2000 8500 64 70
8 Net amount in force 21235003 452972 83
Business in the State of Georgia During 1914
1 Gross risks written 379170 00
Less risks cancelled 85166 67
Net risks written 294003 33
2 Gross premiums on risks written 11760 86
Less return premiums and dividends 6034 55
Net premiums received 5726 31
3 Losses paid deducting salvage 2814 50
4 Losses incurred 2823 06
PENNSYLVANIA MILLERS MUTUAL FIRE INSURANCE COMPANY
OF WILKES BARRE PA
Asher Miner President John Hoffa Secretary
F Wade Vaughan Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous years 432044 05
4
Extended at 432044 05334
ComptrollerGenerals Eeport
IIIncome
5 Gross deposit premiums per Item 2 VI
page 6 121136 31
6 Deduct return premiums fire 96430 23
Total net deposit premiums written 24706 08
Assessments collected 140526 11
7 Total net deposit premiums and assessments
9 Gross interest on mortgage loans per
Schedule B
11 Gross interest on bonds and dividends on
stocks less 67697 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
14
28
Total interest
Total income
1386 00
16773 03
790 85
165232 19
18949 88
616226 12
IIIDisbursements
1 Gross amount paid policyholders for losses
including 96758 occurring in pre
vious years 1
2 Deduct amount received for salvage fire
736 discount fire 13183
77235 72
139 19
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents
10 Advertising 97024 printing and stationery 61815
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
77096 53
677 84
6652 48
15430 00
630 00
1588 29
901 24
233 90
580 40
26 02
11645 58
1172 26
803 52
COMPTROLLER GENERAL s BePORT
335
22 All other licenses fees and taxes
Federal corporation tax
Tax on investments
95 46
272 84
23 Other disbursements
Annual and special meeting expenses
Auditing
Commercial reports
Premium on Guaranty Bonds
Sundries
352 29
125 00
160 00
124 00
250 01
40
41
Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D premiums on bonds
purchased
Total disbursements
12
16
17
18
20
IVLedger Assets
Mortgage loans on real estate per Sched
ule B first liens 23100 00
Book value of bonds 426743 50
Cash in companys office 4601 93
Deposits in trust companies and banks not
on interest per Schedule N 8993 44
Deposits in trust companies and banks on
interest per Schedule N 26468 67
Agents balances representing business
written subsequent to Oct 1 1914 5587 76
Other ledger assets viz Balance advanced
inspectors for expenses 134 41
368 30
1011 30
1778 75
120596 41
Total ledger assets as per balance Item 42 495629 71
NonLedger Assets
Interest accrued on mortgages per Sched
ule B
Interest accrued on bonds per Schedule D
part 1
Interest accrued on other assets Bank de
posit
344 16
3746 09
150 00
24
27
30
Total
Other nonledger assets viz Assessments due
Gross assets
4240 25
1184 35
501054 31336
ComptrollerGenerals Eepoet
Deduct Assets Not Admitted
39 Book value of ledger assets over market
value viz
42 Total admitted assets
2420 00
498634 31
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense
3 Gross claims for losses resisted
1400 00
3100 00
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 19670288 unearned prem
iums per recapitulation page 6 col 6 98351 44
10 Total unearned premiums as computed above
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
19 Contingent commissions or other charges due or accrued
4500 00
98351 44
1500 00
500 00
25 Total amount of all liabilities except capital 104851 44
27 Surplus over all liabilities 393782 87
28 Surplus as regards policyholders
29 Total liabilities
393782 87
498634 31
VIRisks and Premiums
1 Tn force on the 31 day of December as
per line 6 under this heading in last
years statement 10850437 30 171996 80
2 Written or renewed during the year per
Income No 5 7614205 17 121136 31
4 Total 1846464247 293131 11
5 Deduct those expired and mniked off as
term
inated 5875971 22 96430 23
3 In force at the end of the year 12588671 25 196702ComptrollerGenerals Eeport
Business in the State of Georgia During 1914
1 Gross risks written
Less risks cancelled
Net risks written
2 Gross premiums on risks written
Less return premiums
Net premiums received
3 Losses paid deducting salvage
4 Losses incurred
337
102500 00
34566 89
67933 11
3039 39
632 81
2406 58
136 99
1043 23
PEOPLES NATIONAL FIRE INSURANCE COMPANY OF
PHILADELPHIA PA
E O Stokes President Henry T Alley Secretary
Robert N Hughs Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 1880085 40
4 Extended at 1880085 40
IIIncome
5 Gross premiums per Item 2 VI page 6 1298933 91
6 Deduct reinsurance premiums fire 202
46083 return premiums fire 207
53325 409994 08
7 Total premiums other than perpetual
8 Deposit premiums written on perpetual risks gross
9 Gross interest on mortgage loans per
Schedule B less 26400 accrued inter
est on mortgages acquired during 1914 27560 90
10 Gross interest on collateral loans per
Schedule C 680 68
888939 83
2275 18338 ComptbollebGenebals Eepoet
11 Gross interest on bonds and dividends on
stocks less 101624 accrued interest
on bonds acquired during 1914 per
Schedule D 49553 40
12 Gross interest on deposits in trust com
panies and banks per Schedule N 1068 92
13 Gross interest from all other sources
Philadelphia Underwriters Association
315 bonus on mortgage extended
10000 interest miscellaneous 10825 HI 40
16 Gross rents from companys property in
cluding 500000 for companys occu
pancy of its own buildings 16444 25
17 Total gross interest and rents 9o419 55
18 From other sources
Borrowed money 50000 00
Gain on perpetual policies cancelled o 80
Transfers on perpetual policies 1 50
50007 30
25 Prom agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D j
Stocks per Schedule D j
28 Total income 1039740 24
IIIDisbursements
1 Gross amount paid policyholders for losses
including 4926742 occurring in pre
vious years 601880 69
2 Deduct amount received for salvage fire
322539 reinsurance fire 11746358
discount fire 16709 120856 06
Net amount paid policyholders for losses 481024 63
3
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to local agencies for miscellaneous agency ex
penses
7 Salaries 717735 and expenses 627023 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Bents including 500000 for companys occupancy of
its own buildings
10930 46
269460 22
30 00
13447 58
44574 82
5000 00CoMPTROLLERGrENERAL s BePORT
339
10 Advertising 161031 printing and stationery 500726
11 Postage telephone telegrams and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
War stamp tax
23 Other disbursements
Interest paid mtge 450000 ground rent 43780
Exchange on checks
Borrowed money returned 5000000 interest 77222
Bond premium 43919 audits 21833
Registering stock 11879 safe deposit 13750
Subscriptions 53405 office supplies 20439
Traveling and entertaining 258408 sundries 19458
Meals to employees etc 28092
33 Deposit premiums returned
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
41 Total disbursements
6617 57
4043 56
73 90
143 58
1496 74
11474 45
877 09
664 06
9089 67
3025 00
19081 13
11486 16
208 41
4937 80
148 50
50772 22
657 52
256 29
738 44
2778 66
280 92
656 00
1727 82
1621 42
957324 62
IVLedger Assets

1 Book value of real estate less 10670416
incumbrances per Schedule A 72399 10
2 Mortgage loans on real estate per Sched
ule B first liens 490950 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 7000 00
4 Book value of bonds 98981526 and
stocks 13527025 per Schedule D 1125085 51
5 Cash in companys office 6374 94
6 Deposits in trust companies and banks not
on interest per Schedule N 78 74
7 Deposits in trust companies and banks on
interest per Schedule N 131353 69
8 Agents balances representing business
written subsequent to Oct 1 1914 127167 39340 CoMPTROLLEBGrENEBAL s EEPOET
9 Agents balances representing business
written prior to Oct 1 1914 2091 65
16 Total ledger assets as per balance Item 42 1962501 02
NonLedger Assets
17 Interest due 66420 and accrued 7
10151 on mortgages per Schedule B 7765 71
18 Interest due 50000 and accrued 15
08050 on bonds per Schedule D part 1 15580 50
19 Interest accrued on collateral loans per
Schedule C part 1 119 00
24 Total 23465 21
25 Market value of real estate over book value per
Schedule A 20896 74
30 Gross assets 2006862 97
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 2091 65
38 Book value of ledger assets over market
value 48605 01
Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 12926 67
41 Total admitted assets 1943239 64
VLiabilities
1 Gross losses adjusted and unpaid due
1627499 not yet due 329113 19566 12
2 Gross claims for losses in process of ad
justment or in suspense plus 598841
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 75879 46
3 Gross claims for losses resisted 5396 00
4 Total 100841 58
5 Deduct reinsurance due or accrued 31334 57
6 Net amount of unpaid losses and claims 69507 01
ComptbolleeGeneeals Eepoet
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 1139885 14 unearned
premiums per recapitulation page 6
column 6 586770 70
341
10 Total unearned premiums as computed above 586770 70
11 Amount reclaimable by the insured on perpetual fire in
surance policies being 90 per cent of the premium or
deposit received
15 Interest due or accrued
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
12053 44
2250 00
245 0C
10000 00
26 Total amount of all liabilities except capital 680826 15
27 Capital actually paid up in cash 1000000 00
28 Surplus over all liabilities 262413 49
29 Surplus as regards policyholders 1262413 49
30 Total liabilities 1943239 64
VIRisks and Premiums
Fire Eisks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 139333916 1527352 71
2 Written or renewed during the year
per Income No 5 93038581 1298933 91
3 Excess of original premiums over
amount received for reinsurance 60 04
4 Total 232372497 2826346 66
5 Deduct those expired and marked off as
terminated 99084670 1353823 90
6 In force at the end of the year 133287827 1472522 76
7 Deduct amount reinsured schedule re
quired 29741354 332637 62
8 Net amount in force 103546473 1139885 14
9 Perpetual risks not included above 430625 00
Deposit premiums on same
13392 71
342 ComptrollerGenerals Beport
Business in the State of Georgia During 1914
27 Gross risks written 1880750 00
Less 54241100 risks cancelled and 27745100 reinsur
ance in companies authorized in Georgia 819862 00
Net risks written 1060888 00
28 Gross premiums on risks written 22407 74
Less 471345 return premiums and 455394 premiums
for reinsurance in companies authorized in Georgia 9267 39
Net premiums received 13140 3o
29 Losses paid deducting salavge 15287 29
Less losses on risks reinsured in companies authorized in
Georgia 6789
Net losses paid 8497 30
30 Losses incurred 17504 85
Less losses on risks reinsured in companies authorized in
Georgia 6582 45
i 10 9 40
Net losses incurred
PHENIX FIRE INSURANCE COMPANY OF PARIS FRANCE
Home Office Providence R I
United States Manager Starkweather Shepley Inc
Hon W A Wright Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
Supts of Insurance State of New York
200000 00
5 Amount of ledger assets as per balance December 31
of previous year
629743 30ComptrollerGenerals Keport
343
IIIncome
6 Gross premiums per Item 2 VI 708817 40
7 Deduct reinsurance premiums Are 238
568 01 return premiums 19452734 433095 35
8 Total premiums other than perpetual
12 Gross interest on bonds and dividends on
stocks 21050 00
13 Gross interest on deposits in trust com
panies and banks per Schedule N 1288 42
14 Gross interest from other sources
From cash deposited with Phila Under
writers Association 5 25
From National Fire Ins Co interest
under reinsurance treaty 154 61
18 Total gross interest and rents
19 Received from home office
30 Total income
275722 05
22498 28
53 92
298274 25
IIIDisbursements
1 Gross amount paid policyholders for losses
including 2660419 occurring in pre
vious years
2 Deduct amount received for salvage fire
329179 reinsurance fire 15863167
discount fire 7981
341547 53
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
8 Salaries fees and all other charges of officers directors
trustees and home office employees
10 Advertising 30643 printing and stationery 528
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax
City taxes and licenses
23 Other disbursements
Auditing books 112 50
17
20
21
179544 20
3131 33
93306 03
78 75
311 71
3297 27
1613 85
665 40
5552 80
2690 75
54 26
1256 10
344
ComptrollerGenerals Eeport
Surety bonds
Remittance to home office
Paid for interest on deposit to Nationale
Fire Ins Co and LAbeille Fire Ins Co
under reinsurance treaty
149 61
3880 92
384 90
39
IVLedger Assets
4 Book value of bonds
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
12 Other ledger assets viz
Cash deposited with Phila Underwriters
Assn
Balance due from reinsuring company as
per treaty
Less balance due reinsuring companies as
per treaty
511050 00
64502 10
64823 67
100 00
51970 21
60458 87
16 Total ledger assets as per balance Item 40
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1
6416 66
4527 93
Total disbursements 296030 44
631987 11
24
30
Total 61416 66
Gross assets 638403 77
Deduct Assets Not Admitted
38 Market value of special deposits in excess of correspond
ing liabilities per special deposit schedule
39 Book value of ledger assets over market value
4765 12
4050 00
42 Total admitted assets 629588 65
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
5426 38OomptrollerGeneeals Eepokt
345
2 Gross claims for losses in process of ad
justment or in suspense plus 191228
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued as per
Schedule E
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks
61126 70
2125 00
68678 08
28335 54
216291 47
40342 54
10 Total unearned premiums as computed above
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
17 Contingent commissions or other charges due or accrued
20 All other liabilities viz Undivided interest in cash due
IrAbeille Fire Ins Co
National Fire Ins Co
216291 47
5000 00
21316 87
6252 96
1709 64
23 Total amount of all liabilities except deposit capital 290913 48
24 Special deposit capital 200000 00
25 Surplus over all liabilities 338675 17
26 Surplus as regards policyholders
27 Total liabilities
338675 17
629588 65
VIBisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 65306225 572927 47
2 Written or renewed during the year per
Income No 5 82291290 708817 40
4 Total 147597515 1281744 87
5 Deduct those expired and marked off as
terminated 66447601 567657 82
6 In force at the end of the year 81149914 714087 05
346
ComptrollerGenerals Beport
7 Deduct amount reinsured schedule re
n 37304770
quired
320629 96
Net amount in force 43845144 393457 09
PHOENIX ASSURANCE COMPANY LTD OF LONDON ENGLAND
Home Office New York City
United States Manager P Beresford
Edgar Dunlap Atlanta Ga Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
New York
Ohio
410000 00
100000 00
5 Amount of ledger assets as per balance December 31
of previous year
3881492 08
IIIncome

6 Gross premiums per Item 2 VI 4732351 10
7 Deduct reinsurance premiums fire 1085
53148 marine and inland 25531057 1340842 05
Return premiums 70081826 ma
rine and inland 9851721 799335 47
8 Total premiums other than perpetual 2592173 58
12 Gross interest on bonds and dividends on
stocks less 148001 accrued interest on
bonds acquired during 1914 per Sched
ule D
13 Gross interest on deposits in trust com
panies and banks per Schedule N
14 Gross interest from other sources
Philadelphia Fire Underwriters Deposit
125613 95
5097 71
12 60
18 Total gross interest and rents
19 Received from home office
28 Gross profit on sale or maturity of ledger assets viz
130724 26
20775 69
604 53ComptrollerGenerals Report 29 Gross increase by adjustment in book value of ledger assets viz Bonds per Schedule D 347 61302 31

30
Total income 2805580 37
IIIDisbursements
Gross amount paid policyholders for losses
including 211157 36 occurring in pre
vious years 2195318 71
Deduct amount received for salvage fire
2367643 marine inland 1211990
reinsurance fire 58019166 marine
and inland 13616510 discount fire
559
9
10
11
12
13
14
15
16
17
20
21
22
23
34
36
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to agencies for miscellaneous agency expenses
Salaries 103952 61 and expenses 7331683 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents
Advertising 404695 printing and stationery 33
18067
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax
State licenses
Local taxes
Advertising required by law
Other disbursements
Exchange
Emergency war tax
Remitted to home office
Agents balances charged off
1443160 03
48190 21
492555 85
11459 55
177260 44
167562 72
23766 77
37227 62
28273 84
120 55
12478 71
10473 03
37289 98
32141 9
19925 21
55543 1
10304 86
673 4o
2455 50
7380 32
916 45
2440 84
1124 69
51495 66
2513 19
348 ComptrollerGenerals Eeport
38 Gross decrease by adjustment in book value of ledger
assets viz
Bonds per Schedule D 661 44
39 Total disbursements 2683359 74
IVLedger Assets
4 Book value of bonds 310495000 and
stocks 308600 per Schedule D 3108036 00
5 Cash in companys office 2820 39
6 Deposit in trust companies and banks not
on interest per Schedule N 3084 46
7 Deposits in trust companies and banks on
interest per Schedule N 308127 43
8 Agents balances representing business
written subsequent to Oct 1 1914 553841 82
9 Agents balances representing business
written prior to Oct 1 1914 17591 72
10 Bills receivable taken for marine and
inland risks 6085 89
12 Other ledger assets viz Philadelphia Fire
Underwriters deposit 20 00
Maps 370000
Accrued interest on Georgia bonds sold
uncollected 225 00
16 Total ledger assets as peT balance Item 40 4003712 71
NonLedger Assets
18 Interest due 2975625 and accrued 15
53501 on bonds per Schedule D part 1 45291 213
24 Total 4049003 97
30 Gross assets 4049003 97
Deduct Assets Not Admitted
31 Cash 24172711 and all investments 3
28600 not in control of trustees 245013 11
34 Agents balances representing business
written prior to Ott 1 1914 17591 72
39 Book value of ledger assets over market
value viz
Maps 3700 00
42 Total admitted assets 3782699 14ComptrollerGenerals Eeport
349

VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 1552000
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
61121 00
284421 97
16822 00
4 Total 362364 97
5 Deduct reinsurance due or accrued as per
133520 11
Schedule E
6 Net amount of unpaid losses and claims 228844 8
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 415058019 unearned prem
iums per recapitulation page 6 col 6 2144357 76
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
20206440 unearned premiums fifty
per cent 101032 20
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 356613
unearned premiums 100 per cent time
hulls 50 per cent 3566 13
10 Total unearned premiums as computed above 2248956 09
15 Salaries rents expenses bills accounts fees etc due or
accrued 4000 00
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 46 250 00
17 Contingent commissions or other charges due or accrued 7500 00
23 Total amount of all liabilities except deposit eapital 2535550 95
24 Deposit capital 510000 00
25 Surplus over all liabilities 737148 19
26 Surplus as regards policyholders 1247 148 19
27 Total liabilities 3782699 14350
CompteollebGeneeals Bepobt
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement T TZ 23
2 Written or renewed during the year 454652448 4093589 23
3 Excess of original premiums over
amount received for reinsurance
G212 84
4 ToU1 1037561148 9594486 00
5 Deduct those expired and marked off as
413805236
terminated
3876066 6fi
6 In force at the end of the year 623755912 5718419 38
7 Deduct amount reinsured schedule re
quired
j 444 281 127 4150580 19
8 Net amount m force 444iifli
Business in the State of Georgia During 1914
4 6171525 00
1 Gross risks written
Less 158350500 risks cancelled and 32367700 rein
in companies authorized in Georgia 844 17506
surance in companies authori
Net risks written
2 Gross premiums on risks written
Less 1380987 return premiums and 418256 premiums
for reinsurance in companies authorized in Georgia
Net premiums received
i656 00
4360869 00
68236 32
13769 18
54467 14
3 Dosses paid deducting salvage
48980 05
Less losses on risks reinsured in companies authorized in
Georgia
Net losses paid
19188 47
29791 58
50096 04
4 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
Net losses incurred
30216 57amm
CompteollebGenebals Bepobt 351
phoenix fire insurance company of hartford conn
Edward Milligan President John B Knox Thos C Temple Secretaries
Butherford Lipscombe Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 3000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 12833650 49
Extended at 12833650 49
HIncome
5 Gross premiums per Item 2 VI page 6 8020736 60
6 Deduct reinsurance premiums fire 1387
75669 return premiums fire 123327860 2621 035 29
7 Total premiums other than perpetual 5399701 31
9 Gross interest on mortgage loans peT
Schedule B 5016 36
10 Gross interest on collateral loans per
Schedule C 1875 89
11 Gross interest on bonds and dividends on
stocks 616391 84
12 Gross interest on deposits in trust com
panies and banks per Schedule X 16383 26
13 Gross interest from all other sources
On agents balances 516 85
16 Gross rents from companys property 13692 91
17 Total gross interest and rentsi
18 Prom other sources
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
653877 11
12439 00
27 93
2093 75
28
Total income
6068163 44
IIIDisbursements
1 Gross amount paid policyholders for losses
including 48419720 occurring in pre
vious years 3886198 17S52
ComptbollerGeneeals Beport
2 Deduct amount received for salvage fire
2170559 reinsurance fire 807
18777 discount fire 53975
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
7 Salaries 27734684 and expenses 15295969 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Bents
10 Advertising 691128 printing and stationery 72005 b
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
ie Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax
34 Paid stockholders for interest or dividends amount de
clared during the year
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule T
Stocks per Schedule D
40 Gross decrease by adjustment in book value of ledger
assets viz
Stocks per Schedule D
3056765 06
46984 87
1027403 77
430306 53
254386 51
38755 07
78917 04
38514 22
6606 93
9307 03
14217 11
75746 74
17439 25
31651 12
4394 39
2773 65
135685 93
36343 42
8250 38
663091 05
711 13
3647 50
1877 50
24 St
41
Total disbursements
6003259 19
IVLedger Assets
1 Book value of real estate 119635 64
2 Mortgage loans on real estate per Sched
leB 164880 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 10000 00
4 Book value of bonds 10816416 34
5 Cash in companys office 1592 29
ComptrollebGeneeals Eepobt
6 Deposits in trust companies and banks not
on interest per Schedule N 50569 48
7 Deposits in trust companies and banks on
interest per Schedule N 740133 63
8 Agents balances representing business
written subsequent to Oct 1 1914 954164 46
9 Agents balances representing business
written prior to Oct 1 1914 41162 90
353
16 Total ledger assets as per balance Item 42 12898554 74
NonLedger Assets
17 Interest on mortgages per Schedule B 4014 94
18 Interest on bonds per Schedule D part 1 99954 13
19 Interest on collateral loans per Schedule
C part 1 250 00
20 Interest on other assets 5000 00
23 Rents on companys property or lease 1139 85
24 Total 110358 92
25 Market value of real estate over book value per Sched
ule A 21377 74
26 Market value not including interest in item 18 of
bonds and stocks over book value per Schedule D 1158188 91
27 Other nonledger assets Foreign premiums in course of
collection which have not been carried to ledger acct 53100 00
30
Gross assets 14671580 31
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 41162 90
37 Overdue and accrued interest on bonds in
default 1391 66
38 Book value of ledger assets over market
value viz Market value of special de
posits in excess of corresponding liabili
ties as per special deposit schedule 65512 89
41 Total admitted assets 14563612 86
VLiabilities
1 Gross losses adjusted and unpaid 125393 96354
ComptrolleeGtenebal s Eepoet
2 Gross claims for losses in process of ad
justment or in suspense
543390 75
30162 27
3 Gross claims for losses resisted
4 Totai 698946 98
6 Net amount of unpaid losses and claims 146190 20
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 5487449 10
10 Total unearned premiums as computed above 5487449 10
17 Salaries rents expenses bills accounts fees etc due or
accrued 35000 00
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 205000 00
19 Contingent commissions or other charges due or accrued 10000 00
30
Total liabilities
1290205
VIRisks and Premiums
1 In force on the 31 day of December as
per line 6 under this heading in last years statements 12361574 54
2 Written or renewed during the year per Income No 5 8093236 60
4 Total 20454811 14
5 Deduct those expired and marked off as terminated 79994 21
6 In force at the end of the year 12455333 93
7 Deduct amount reinsured schedule required 1829334 58
8 Net amount in force 10625999 35
Business in the State of Georgia During 1914
27 Gross risks written 10063634 00
Less 241685700 risks cancelled and 186913400 rein
surance in companies authorized in Georgia 4285991 00
Net risks written
5777643 00
28 Gross premiums on risks written 123820 83
Less 1981328 return premiums and 2767269 prem
iums for reinsurance in companies authorized in Ga 47485 97
Net premiums received 76334 86warn
CompteollebGenerals Eepoet 355
29 Losses paid deducting salvage 69368 64
Less losses on risks reinsured in companies authorized in
Georgia 16472 67
Net losses paid 52895 97
30 Losses incurred 60299 78
Less losses on risks reinsured in companies authorized in
Georgia 7310 29
Net losses incurred 52984 49
PROVIDENCEWASHINGTON INSURANCE COMPANY
OF PROVIDENCE R I
J B Branch President A G Beals Secretary
Charles M Jerome Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 4047719 26
4
Extended at 4047719 26
IIIncome
5 Gross premiums per Item 2 VI page 6 6157931 46
6 Deduct reinsurance premiums fire 926
40741 marine and inland 65197870
return premiums fire 68371764 ma
rine and inland 20667298 2468776 73
7 Total premiums other than perpetual
9 Gross interest on mortgage loans per
Schedule B 991 25
11 Gross interest on bonds and dividends on
stocks 176835 54
12 Gross interest on deposits in trust com
panies and banks per Schedule N 11199 38
13 Gross interest from all other sources
On marine premiums 363 22
3689154 73
17
Total gross interest and rents 189389 39356
CompteollerGenebals Keport
18
27
From other sources
Profit and loss Great Northern rights
Profit and loss Southern Pacific rights
Gross increase by adjustment in book value of ledger
assets viz
Bonds per Schedule D
Stocks per Schedule D
1117 87
9 05
4487 50
4621 25
28
Total income
3930379 79
IIIDisbursements
1 Gross amount paid policyholders for losses
including 59420653 occurring in pre
vious years
2 Deduct amount received for salvage fire
33583 25 marine and inland 117
74789 reinsurance fire 59331725
marine and inland 30956505 dis
count fire 23916 marine and inland
33065
3273680 65
10
11
12
13
14
15
16
17
20
21
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency ex
penses
Salaries 9427922 and expenses 3040792 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Bents
Advertising 363760 printing and stationery 2687032
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax
Bevenue tax
County and city taxes
County and city licenses
Franchise tax
2218897 40
37000 18
759637 97
1007 61
124687 14
124222 79
15052 62
30507 92
22270 10
553 S2
1268 87
6817 48
36427 26
18955 25
17149 68
83519 83
14322 45
2710 19
909 30
3139 62
6554 86
1163 26ComptrollerGeneral s Report
357
23 Other disbursements
Exchange
Subscriptions to various publications
Premiums on guaranty bonds
Entertainment
Painting portrait of former president
34 Paid stockholders for interest or dividends amount de
clared during the year 10000000
40 Gross decrease by adjustment in book value of ledger
assets viz
Bonds per Schedule D
Stocks per Schedule D
41
Total disbursements
2094 70
726 SO
d89 92
553 90
300 00
100000 00
9566 50
20000 00
3660607 42
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B 65000 00
4 Book value of bonds 165890000 and
stocks 126640000 per Schedule D 2925300 00
5 Cash in companys office 3113 10
6 Deposits in trust companies and banks not
on interest per Schedule N 6369 12
7 Deposits in trust companies and banks on
interest per Schedule N 613943 28
8 Agents balances representing business
written subsequent to Oct 1 1914 684700 60
9 Agents balances representing business
written prior to Oct 1 1914 826 73
10 Bills receivable taken for marine and in
land risks 17818 37
11 Bills receivable taken for fire risks 420 43
H
Total ledger assets as per balance Item 42
NonLedger Assets
4317491 03
17 Interest accrued on mortgages per Sched
ule B 243 75
18 Interest accrued on bonds per Schedule D
part 1 12746 87
24 Total 12990 62
26 Market value not including interest in item 18 of
bonds and stocks over book value per Schedule D 864306 00
30
Gross assets 519478S 25358
ComptrollerGenerals Report
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914
35 Bills receivable past due taken for marine
inland and fire risks
38 Book value of ledger assets over market
value viz Market value of special de
posits in excess of corresponding liabili
ties per special deposit schedule
826 73
505 93
9802 25
41
Total admitted assets
5183653 34
VLiabilities
1 Gross losses adjusted and unpaid due
2 Gross claims for losses in process of
justment or in suspense
3 Gross claims for losses resisted
ad
4 Total
5 Deduct reinsurance due or accrued
90417 97
873441 13
20464 26
984323 36
269855 87
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 424841430 unearned prem
iums per recapitulation page 6 col 6 2214740 36
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
46226779 unearned premiums fifty
per cent
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 16559906
unearned premiums 50 per cent on
time risks
714467 49
231133 89
90080 08
10 Total unearned premiums as computed above 2535954 33
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
52000 00
19 Contingent commissions or other charges due or accrued 10000 00
26 Total amount of all liabilities except capital 3317421 82ComptrollerGenerals Beport
359
27 Capital actually paid up in cash 1000000 00
28 Surplus over all liabilities 866231 52
29 Surplus as regards policyhojders
30 Total liabilities
1866231 52
5183653 34
VIBisks and Premiums
Fire Risks Premiums Thereon
1 In force Dee 31 1913 as per line No
5 under this heading in last years
statement 513318613 517211194
2 Written or renewed during the year per
Income No 5 401112600 4066592 62
4 Total 914431213 9238704 56
5 Deduct those expired and marked off as
terminated 362714334 3748057 60
6 In force at the end of the year 1914
7 Deduct amount reinsured
551716879 5490646 96
115946875 1242232 66
8 Net amount in force Dec 31 of 1914 435770004 4248414 30
Business in the State of Georgia During 1914
27 Gross risks written 4570176 00
Less 127799000 risks cancelled and 135320800 rein
surance in companies authorized in Georgia 2353278 00
Net risks written
2216898 00
55373 93
24206 50
28 Gross premiums on risks written
Less 1739933 return premiums and 1589428 prem
iums for reinsurance in companies authorized in Ga
Net premiums received 31167 43
29 Losses paid deducting salvage 23898 79
Lrss losses on risks reinsured in companies authorized in
Georgia 7029 78
Net losses paid
I
I
30 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
Net losses incurred 19744 71
16869 01
32279 49
12534 78360
ComptrollerGenerals Eeport
QUEEN INSURANCE COMPANY OF AMERICA OF NEW YORK CITY
Edward F Beddall President Nevett S Bartow Secretary
S Y Tupper Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 10494215 25
4 Extended at 10494215 25
IIIncome
5 Gross premiums per item 2 VI page 6 7077237 92
6 Deduct reinsurance premiums fire 847
25584 marine ani inland 6039232
return premiums fire 93464450 ma
rine and inland 16966591 2011958 57
7 Total premiums other than perpetual
9 Gross interest on mortgage loans per
schedule B
11 Gross interest on bonds and dividends on
stocks less 407760 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
Bills receivable
3100 00
382166 70
7414 24
42 12
5065279 35
17 Total gross interest and rents
18 Prom other sources
Income tax withheld at source from employees salaries
as required under the provisions of the Income Tax
Law of Oct 3d 1913
25 Prom agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Stocks per Schedule D
392723 06
500 69
16 89
9079 86
28
Total income
5467599 85If 1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 20 21 22 23 34 38 40 CoMPTROLLERGrENERAL s IIIDisbursements Gross amount paid policyholders for losses Deduct amount received for salvage fire 2434241 marine and inland 13 73598 reinsurance fire 45377224 marine and inland 2399501 discount fire 39565 Report 3474209 74 516241 29 361 2957968 45 75684 07 929538 80 11494 48 190561 73 360284 34 44599 05 64173 86 33130 21 1593 04 8436 92 14007 97 52170 61 28476 72 30956 66 91552 89 20385 94 28014 60 34411 68 300000 00 1891 42

Net amount paid policyholders for losses Expenses of adjustment and settlement of loss Commissions or brokerage Allowances to local agencies for miscellaneous
agency ex
Salaries 11299771 and expenses 7756402 and general agents of special
Salaries fees and all other charges of officers directors trustees and home office eniDlovees

Advertising 2177954 printing and stationery 4239432 Postage telegrams telephone and exnress
Legal expenses

Maps including corrections
Underwriters boards and tariff associations Fire department fire patrol and salvage c Inspections and surveys
rps assess
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes 1551 70 8320 48 12115 13 3612 16 25 73 938 40 1451 00
Municipal licenses


Paid stockholders for interest or dividends clared during the vear t3000000O amount de
Gross decrease by adjustment in book value of ledger assets viz
362
ComptbolleeGenebals Repoet
Bonds per Schedule D
Stocks per Schedule D
1494 00
9079 86
41
Total disbursements 5289407 30
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B first liens
4 Book value of bonds 668917806 and
stocks 263228183 per Schedule D
5 Cash in companys office
6 Deposits in trust companies and banks not
on interest per Schedule N
7 Deposits in turst companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
9 Agents balances representing business
written prior to Oct 1 1914
11 Bills receivable taken for fire risks
12 Other ledger assets viz Liability acknow
ledged by the Employers Liability As
surance Corporation under fidelity bond
63000 00
9321459 89
9630 57
6145 23
479290 10
763700 49
24939 70
48 96
4192 86
16
Total ledger assets as per balance Item 42 10672407 80
Non Ledger Assets
17 Interest accrued on mortgages per Sched
ule B 542 89
18 Interest due 97333 and accrued 90
63210 on bonds per Schedule D part 1 91605 43
20 Interest accrued on other assets Bank
balances 086 U
24 Total 9423376
30 Gross assets
Deduct Assets Not Admitted
10766641 56
34 Agents balances representing business
written prior to Oct 1 1914 24939 70
38 Book value of ledger assets over market
value vizComptrollerGenerals Report
363
Bonds and stocks 435569 89
Excess of special deposits over correspond
ing liabilities 119101 93
579611 52
41 Total admitted assets 10187030 04
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 3278947
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
123098 36
349539 20
52168 43
524805 99
71245 97
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 831960382 unearned prem
iums per recapitulation page 6 col 6 4265657 16
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
56505181 unearned premiums fifty
per cent 282525 91
Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 1548656
unearned premiums 100 per cent 15486 56
9
453560 02
10 Total unearned premiums as computed above 4563669 63
17 Salaries rents expenses bills accounts fees etc due or
accrued 063 31
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 102 824 P3
19 Contingent commissions or other charges due or accrued 14 690 77
23 All other liabilities viz
Pension obligations 29 278 50364
ComptrollerGenerals Beport
Income tax withheld at source from employees salaries
as required under the provisions of the income tax law
of Oct 3d 1913
26 Total amount of all liabilities except capital 5165587 8o
27 Capital actually paid up in cash Tl q
28 Surplus over all liabilities 4021442 19
29 Surplus as regards policyholders
30 Total liabilities
10187030 04
Business in the State of Georgia During 1914
11417918 00
27 Gross risks written
Less 268777400 risks cancelled and 102483200 rein
surance in companies authorized in Georgia d71ZWQ
Net risks written
7705312 00
195948 35
28 Gross premiums on risks written
Less 3352759 return premiums and 1679418 prem
for reinsurance in companies authorized m Ga oUdi
aims
Net premiums received
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
145626 58
122355 33
Georgia
Net losses paid
17232 21
30 Losses incurred
Less losses on risks reinsured in companies authorized m
Georgia
105123 12
142674 33
18919 21
Net losses incurred
123755 12ComptrollerGeneral s Report
365
EHODB ISLAND FIRE INSURANCE COMPANY PROVIDENCE E I
Geo L Shepley President Emil G Pieper Secretary
Wan A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 400000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 1 401 115 63
4
Extended at 1401115 63
IIIncome
5 Gross premiums per item 2 VI page 6 12220700 45
6 Deduct reinsurance premiums fire 289
09297 return premiums fire 267
60904 556702 til
7 Total premiums other than perpetual
11 Gross interest on bonds and dividends on
stocks less 41914 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
From cash deposited with Philadelphia
Underwriters Assn
50627 16
706 85
663998 44
3 15
17 Total gross interest and rents
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
28
Total income
51337 16
357 21
715692 81
IIIDisbursements
1 Gross amount paid policyholders for losses
including 6810622 occurring in pre
vious years 568039 74
2 Deduct amount received for salvage fire
570555 reinsurance fire 19738519
discount fire 13866
3 Net amount paid policyholders for losses 364810 34366 ComptkollerGtenekals Keport
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage g6
10 Advertising Q0
11 Postage telegrams telephone and express 13 94
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys 9910 49
20 State taxes on premiums 60
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax 3 551 92
City taxes and licenses
23 Other disbursements
30f 81
Surety bonds
Commission on investments
1 1 20b 40
Auditing books
34 Paid stockholders for interest or dividends amount de
clared during the year 4000000 40000 00
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
i Kc3 213 50
41 Total disbursements ooaio o
IVLedger Assets
4 Book value of bonds 90205363 and
stocks 28381230 per Schedule D 1185865 93
7 Deposits in trust companies and banks on
interest per Schedule N 89052 19
8 Agents balances representing business
written subsequent to Oct 1 1914 188576 80
12 Other ledger assets viz
Cash deposits with Philadelphia Under
writers Assn 1000
16 Total ledger assets as per balance Item 42 1463594 92
NonLedger Assets
18 Interest accrued on bonds per Schedule D
Parti n524 53
24 Total n524 53
30 Gross assets 1475119 45ComptrollerGenerals Report
Deduct Assets not Admitted
367
38
Book value of ledger assets over market
value
39497 93
41 Total admitted assets 1435621 52
VLiabilities
Gross losses adjusted and unpaid not yet
due
Gross claims for losses in process of ad
justment or in suspense plus 662349
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
Gross claims for losses resisted
20133 50
87894 77
2810 00
Total
Deduct reinsurance due or accrued
110838 27
35410 84
Net amount of unpaid losses and claims
Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 103539338 unearned prem
iums per recapitulation page 6 col 6
556862 09
10
18
19
26
27
28
29
30
Total unearned premiums as computed above
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
Contingent commissions or other charges due or accrued
Total amount of all liabilities except capital
Capital actually paid up in cash 400000 00
Surplus over all liabilities 328601 65
Surplus as regards policyholders
Total liabilities
75427 43
556862 09
12500 00
62230 35
707019 87
728601 65
1435621 52
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of Dec as per
line 6 under this heading in last
years statement 131705597 1210599 11368
ComptbollebGenebals Repobt
2 Written or renewed during the year per
Income No 5 136238472 1220700 45
4 Total 267944069 2431299 56
5 Deduct those expired and marked off as
terminated 110808076 993398 v 7
6 In force at the end of the year 157135993 1437900 79
7 Deduct amount reinsured schedule Te
quired 45468192 40256 41
8 Net amount i
in force 111667801 1035393 38
Business in the 6Hae of Georgia During 1914
4539333 63
27 Gross risks written
Less 87990100 risks cancelled and 106640900 rein
surance in companies authorized in Georgia 1936310 00
Net risks written
2603023 63
Net premiums received
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
Net losses paid
14
28 Gross premiums on risks written 6
Less 1209634 return premiums and 1223936 premiums
for reinsurance in companies authorized in Georgia 2433o 70
42341 74
27456 48
8220 23
19236 25
43097 27
30 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
13762 08
Net losses in
curred 29335 19ComptrollerGenerals Eeport
369
ROYAL EXCHANGE ASSURANCE OF LONDON ENGLAND
Home Office New York City
R D Harvey United States Manager
A L Brooks Atlanta Ga Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United itates as follows
New York 4s7POd 00
Massachusetts 200000 00
Ohio 100000 00
5 Amount of ledger assets as per balance December 31
of previous year 3089476 47
IIIncome
Gross premiums per Item
2 VI 2687775 74
Deduct reinsurance prem
iums fire 58520703
marine and inland 211
93532 return prem
iums 55574774 ma
rine and inland 106
14231 1140954 77
n 95
318077 63
12
13
18
19
20
30
Total premiums other
than perpetual 1546820 97 362900 32 190972129
Gross interest on bonds and dividends on
stocks 102156 24
Gross interest on deposits in trust com
panies and banks per Schedule N 3 762 19
Total gross interest and rents 105 918 43
Received from home office Ig3 gg2 76
From other sources
Federal income tax on compound interest withheld at the
source in 1913 refunded in 1914 22 50
Federal income tax withheld on salaries etc 199 92
Total income 2199684 90
370
CompteolleeGtenebals Kepoet
IIIDisbursements
1 Gross amount paid policy
holders for losses in
cluding 13945185 oc
curring in previous
years 1218217 93 364445 06
2 Deduct amount received
for salvage fire 8
35692 marine pud in
land 1833762 rein
surance fire 32231263
marine and inland 146
18486 discount fire
31700 330986 55 164522 48
8
9
10
11
12
13
14
15
16
17
20
21
90
Net amount paid policy
holders for losses 887231 38 199922 58
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to agencies for miscellaneous agency ex
penses
Salaries 5581318 and expenses 3943528 of special
and general agents
Salaries fees and all other charges of cheers directors
trustees and home office employees
Rents
Advertising 240026 printing and stationery 1247544
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax
Federal income tax withheld on salaries
Federal income revenue stamps
Municipal and county taxes and licenses
Publication fees
1087153 96
28115 60
403895 91
7472 85
95248 46
89763 87
10563 05
14875 70
11125 27
184 25
391 32
4492 52
27615 13
15899 09
7305 81
49576 36
10202 60
670 81
199 92
274 71
7982 04
439 02
9566 50
23 Other disbursements
Auditing fees
1200 00ComptrollerGeneral s Report
371
Books of reference
Fidelity bonds and insurance premiums
Mercantile reports
Miscellaneous
376 28
245 43
732 50
1100 57
34 Eemitted to home office
36 Agents balances charged off
39 Total disbursements
2654 78
302115 33
693 12
2178911 48
IVLedger Assets
4 Book value of bonds 250235176 and
stocks 5000000 per Schedule D 2552351 76
5 Cash in companys office 50 00
7 Deposits in trust companies and banks on
interest per Schedule N 234 037 03
8 Agents balances representing business
written subsequent to Oct 1 1914 307737 23
9 Agents balances representing business
written prior to Oct 1 1914
16073 87
16
Total ledger assets as per balance Item 40 3110249 89
NonLedger Assets
18 Interest accrued on bonds per Schedule D
9A T parV 33609 04
M Interest accrued on other assets Bank in
terest
416 34
24
30
Total
Gross assets
34025 38
3144275 27
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914
38 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule
39 Book value of ledger assets over market
value viz Bonds 16796926 stocks
1000000
16073 87
2656 97
177969 26
196700 10
42
Total admitted assets
2947575 17372
ComptrollerGenerals Keport
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 2037700
reserve for losses incurred prior to Dec
31 of which no notice bad been receiv
ed on that date
3 Gross claims for losses resisted
3000 00
333243 00
30215 00
4 Total 366458 00
5 Deduct reinsurance due or accrued 138608 08
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
tire Tisks 288984372 unearned prem
iums per recapitulation page 6 col 6 1498152 76
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation Tisks
12181610 unearned premiums 50 per
cent
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 6616739
unearned premiums 100 per cent time
hulls 50 per cent
227849 92
60908 05
36426 93
10 Total unearned premiums as computed above 159o487 74
15 Salaries rents expenses bills accounts fees etc due
j 4774 62
or accrued
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
4 887 49
of this statement 00
17 Contingent commissions or other charges due or accrued 8267 Oo
23 Total amount of all liabilities except deposit capital 1880266 82
24 Deposit capital 40000000
25 Surplus over all liabilities 667308 35
26 Surplus as regards policyholders 1067308 3o
27 Total liabilities 2947575 17CompteollerGenebals Eepoet 373
VIBisks and Premiums
t T Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
statement 372553598 3614650 38
A Written or renewed during the year per
InCOme N 5 275966844 2687775 74
t n T 648520442 6302426 12
o Deduct those expired and marked off as
terminated 252882093 2570664 17
6 In force at the end of the year 395638349 3731 761 95
7 Deduct amount reinsured schedule re
quired 94927040 841918 23
8 Net amount in force 300711309 2889843 72

ROYAL INSURANCE COMPANY LTD OF LIVERPOOL ENGLAND
Home Office New York City
United States Attorney Edward Pitch Beddall
Milton Dargan Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
New York 450000 00
0hio 110000 00
4 560000 00
5 Amount of ledger assets as per balance December 31
of previous year 12899482 84
IIIncome
Fire Marine aid Inland
6 Gross premiums per item
2 VI 11413450 11 1462613 48374
ComptrollerGenerals Report
7 Deduct reinsurance prem
iums fire 222951506
marine and inland 160
52054 return premiums
203187295 marine
and inland 26453813
4261388 01
415058 67
8 Total premiums other
than perpetual 7152062 10 1047554 81
9 Deposit premiums written on perpetual risks gross
10 Gross interest on mortgage loans per
Schedule B
12 Gross interest on bonds and dividends on
stocks less 198331 accrued interest on
bonds acquired during 1914 per Sched
ule D
13 Gross interest on deposits in trust com
panies and banks per Schedule N
14 Gross interest from other sources
From subbranch offices etc
17 Gross rents from companys property in
cluding 5576938 for companys occu
pancy of its own buildings
11898 61
266101 80
14855 90
365 72
400373 08
5199616 91
50
18 Total gross interest and rents
19 Received from home office
20 From other sources
Premiums on life policies
Interest on loans under life policies
5105 47
113 44
25 Income tax withheld at source from employees salaries
27 From agents balances previously charged off
693595 11
33332 75
30 Total income
5218 91
1004 02
12 89
8932781 09
IIIDisbursements
Fire Marine and Inland
1 Gross amount paid policy
holders for losses in
cluding 55650756 oc
curring in previous
years 5251624 90 527860 50ComptrollerGenerals Report
375

2 Deduct amount received
for salvage fire 48
88956 marine and in
land 2853345 rein
surance fire 1155
09275 marine and in
land 6912708 dis
count fire 10612 1204088 43
97660 53
3
Net amount paid policy
holders for losses 4047536 47 430199 97
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to agencies for miscellaneousagency expenses
7 Salaries 16017443 and expenses 9789949 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents including 5576938 for company soccupancy of
its own buildings
10 Advertising 3427472 printing andstationery60334 29
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax 9 855 43
Municipal licenses county taxes and fees 19961 01
Wot revenue tax stamp act 2867 37
23 Other disbursements
Miscellaneous expenses
Claims under life policies
Loans under life policies
Other life expenditures
8158 21
864 76
222 49
33 Deposit premiums returned
34 Remitted to home office
4477736 44
116487 47
1419244 28
17873 27
258073 92
638140 34
87916 73
94609 01
55120 82
2117 24
18215 74
14495 98
107005 07
85620 64
68589 59
193228 37
55476 64
159202 39
24697 63
32683 81
50782 60
9245 46
2224 00
326787 47376
ComptrollerGenerals Beport
36 Agents balances charged off
38 Gross decrease by adjustment in book value of ledger
assets viz
Eeal estate per Schedule A
Bonds per Schedule D
1294 33
7438 22
7437 64
39
Total
disbursements 833174510

IVLedger Assets
1 Book value of real estate 4381265 43
2 Mortgage loans on real estate per Sched
ule B first liens
4 Book value of bonds 609520000 and
stocks 22058543 per Schedule D
5 Cash in companys offices
7 Deposit in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
9 Agents balances representing business
written prior to Oct 1 1914
240100 00
6315785 43
1791 95
1102641 25
1418140 06
40794 71
16
Total ledger assets as per balance Item 40 13500518 83
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B
18 Interest due 25000 and accrued 76
56264 on bonds per Schedule D part 1
23 Bents accrued on companys property or
lease
24
30
Total
Gross assets
3474 30
76812 64
14956 05
95242 99
13595761 82
Deduct Assets not Admitted
31 Cash 79246439 and all investments 69
06700 not in control of trustees 861531 39
34 Agents balances representing business
written prior to Oct 1 1914 40794 71
37 Overdue and accrued interest on bonds in
default 312 50Comptroller Generals Report
39 Book value of ledger assets over market
value viz Bonds and stocks 263 017 43
42 Total admitted assets
377
1165656 03
12430105 79
VLiabilities
1 Gross losses adjusted and unpaid due
12538424 not yet due 3121121 156595 45
2 Gross claims for losses in process of ad
justment or in suspense plus 5016900
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 832205 73
3 Gross claims for losses resisted 120 737 46
4 Total 1109538 64
5 Deduct reinsurance due or accrued as per
Schedule E 336j210
6 Net amount of unpaid losses and claims 773328 58
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 1557861392 unearned prem
iums per recapitulation page 6 col 6 7935374 26
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
74875435 unearned premiums fifty
Per eent 374377 18
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 1684398
unearned premiums 100 per cent time
hulls 50 per cent 16843 98
10 Total unearned premiums as computed above 8326 595 42
11 Amount reclaimable by the insured on perpetual fire in
surance policies being 90 and 95 per cent of the prem
ium or deposit received 2 067 48
12 Net premium reserve and all other liabilities except
capita under the life insurance or any other special
department 906n 6
15 Salaries rents expenses bills accounts fees etc due or
accrued 9 499 39378
ComptrollerGenerals Eeport
215308 85
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
17 Contingent commissions or other charges due or accrued 6MJ
20 All other liabilities viz
Income tax withheld at source from employees salaries 10U4 U
t of all liabilities except deposit capital 9531074 76
560000 00
2339031 03
23 Total amoun
24 Deposit capital
25 Surplus over all liabilities
26 Surplus as regards policyholders
12430105 79
27
Total liabilities
VIRisks and Premiums
Fire risks Premiums thereon
1 Tn force on the 31 day of Dec as per
line 6 under this heading in last
vtars statement 1840012440 19 081991 4
2 Written or renewed during the year 1489421450 128i6063 59
3 Excess of original premiums over
amount received for reinsurance
42773 10
4 Total 3329433895 32000828 53
5 Deduct those expired and marked off as 0o1fioKO w
inated 1399958517 12316859 63
termir
6 In force at the end of the year 1929475378 19683968 90
7 Deduct amount reinsured schedule re
quired
1599 494 419 16344212 25
8 Net amount in force 1wiHM
9 Perpetual risks not included above
Deposit premiums on same
4364117 00
94952 64
Business in the State of Georgia During 1914
12038259 00
1 Gross risks written
Less 226815500 xisks cancelled and 56321900 rein
surance in companies authorized in Georgia p6ti w
9205885 00
Net risks written
i t0 162949 95
2 Gross premiums on risks written ComptbollebGeneeals Repoet 379
Less 2926088 return premiums and 657890 premiums
for reinsurance in companies authorized in Georgia 35839 78
Net premiums received Z 19r
il 110 11
3 Losses paid deducting salvage 82 538 93
Less losses on risks reinsured in companies authorized in
Gergia 11727 81
Net losses paid
4 Losses incurred 990g9 93
Less losses on risks reinsured in companies authorized in
Gergia 1737144
Net losses incurred 81688 49
ST PAUL FIEE AND MAEINE INSURANCE COMPANY OF
ST PAUL MINN
P E Bigelow President
A B Tumlin Atlanta Attorney for Service
ICapital Stock
1 Amount of capital paid up
in easn 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 9787939 02
3 Increase of paidup capital during the
year 500000 00
A W Perry Secretary
4 Extended at
10287939 02
IIIncome
5 Gross premiums per Item 2 VI page 6 9871529 96
6 Deduct reinsurance premiums fire 978
13251 marine and inland 105120699
return premiums fire 91626034 ma
rine and inland 32094761 3266547 45
7 Total premiums other than perpetual 6604 982 51
9 Gross interest on mortgage loans per
Schedule B less 331800 accrued in
terest on mortgages acquired during
1914 39023 06380 ComptkollebGenekals Eepoet
10 Gross interest on collateral loans per
Schedule G
11 Gross interest on bonds and dividends on
stocks less 736502 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
Interest on notes taken for premiums iw
16 Gross rents from companys property in
cluding 1200000 for companys oecu
pancy of its own buildings Ib
418162 79
17 Total gross interest and rents
18 From other sources
From Natl GermanAmerican Bank stock 80U uu
ui 50000 ou
From bills payable 2gQ QQ
From taxes 247 71
From Alberta Canada bonds
51327 71
5 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
7077160 94
28 Total income
HIDisbursements
Yive Marine
1 Gross amount paid policy
holders for losses in
cluding 52941784 oc
curring in previous
yearB 3411781 95 1655050 81
2 Deduct amount received
for salvage fire 18
37425 marine and in
land 8309279 reinsur
ance fire 56639718
marine and inland 612
203 93 discount fire
B64 58544997 695296 02
riw
4 Expenses of adjustment and settlement of losses 9643 ComptrolleeGenERALs repobt 3gl
5 Commissions or brokerage
6 Allowances to local agencies miscellaneousagency ex
IiSGS
f Salaries 6558703 and expens 15omA6 of special
and general agents
8 Salaries fees and all other changes of ntiVew directors
trustees and home office employees
9 Rents including 1200000 for companys occupancy of
its own buildings
10 Advertising 919558 printing and stitioneryVsVSO 2 684 2
11 Postage telegrams telephone and express 35 I
12 Legal expenses Il
13 Furniture and fixtures 7795 70
14 JIaps including corrections 39179
15 Underwriters boards and tariff associations 2o 26 89
16 Fare department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
J 09 Q9 QQ
18 Repairs and expenses other than taxes on real estate 3469 27
19 Taxes on real estate
20 State taxes on premiums gJ JJJ JJ
21 Insurance department licenses and fees oTok f
22 All other licenses fees and taxes
Federal corporation tax 5fi 5g
City licenses and taxes 10 879 41
State and county licenses taxes and fees 106 75
Emergency revenue tax 1 407 64
9Q rui j u 17449 35
23 Other disbursements
33 Bills payable paid
34 Pad stockholders for interest or dividends amount de
clared during the year 12000000 stock 50000000 620 000 00
At Decrease in liabilities during the year on account of rein
surance treaties OD
0286 45
38 Agents balances charged off 6 668
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 6 132 40
40 Gross decrease by adjustment in book value of ledger
assets viz
Bonds per Schedule T
41 Total disbursements g g91
IVLedger Assets
1 Book value of real estate 248 396 30
2 Mortgage loans on real estate per Sehed382
ComptbollebGenebals Eepoet
ule B first liens 109500500 other
than first 40000 1096405 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 200000 00
4 Book value of bonds 731121887 and
stocks 29657818 per Schedule D 760 797 05
5 Cash in companys office
6 Deposits in trust companies and banks not
on interest per Schedule N 1
7 Deposits in trust companies and banks on
interest per Schedule N 684298 43
8 Agents balances representing business
written subsequent to Oct 1 1914
9 Agents balances representing business
written prioT to Oct 1 1914
10 Bills receivable taken for marine and in
land risks
11 Bills receivable taken for fire risks
12 Other ledger assets viz
Due from reinsurance companies on losses
paid
651574 37
4260 99
5393 80
32967 12
10547 39
16 Total ledger assets as per balance Item
NonLedger Assets
42 10543778 86
17 Interest due 57400 and accrued 14
94258 on mortgages per Schedule B
18 Interest accrued on bonds per Schedule D
part 1
19 Interest accrued on collateral loans per
Schedule C part 1
21
Total
15516 58
59453 69
1007 64
27 Other nonledger assets viz Unliquidated interest in
100 shares of Natl GermanAmerican Bank stock
75977 91
200 00
30
Gross assets
10619956 77
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914i
35 Bills receivable past due taken for marine
inland and fire risks
36 Miscellaneous stock
37 Mortgages other than first
4260 99
13855 26
1325 00
400 00ComptrollerGenerals Report 383
38 Book value of ledger assets over market
value
r 436799 71
Uue from reinsurance co s collection
dUbtful 860 97
457501 93
41 Total admitted assets 1A
10162 454 84
VLiabilities
1 Cross losses adjusted and unpaid not yet
dUe 87221 60
2 Gross claims for losses in process of ad
justment or in suspense 869 934 87
3 Gross claims for losses resisted 39430 00
4 Total qqb a
r 996086 4
o JJeduct reinsurance due or accrued 418 145 20
6 Net amount of unpaid losses and claims 578 441 T
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 9334027 21 unearned prem
iums per recapitulation page 6 col 6 4793388 21
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
81217467 unearned premiums fifty
0 Percent 406087 33
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 3414256
unearned premiums 100 per cent 34142 56
10 Total unearned premiums as computed above 5 933 61g 10
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement loomw
19 Contingent commissions or other charges due or accrued 3 421 53
21 Reinsurance and return premiums due other companies V00O 87
23 All other liabilities viz unpaid bills 1000 Q0
26 Total amount of all liabilities except capital 5945811 77384
ComptrollerGenerals Keport
1000000 00
27 Capital actually paid up in cash
28 Surplus over all liabilities
29 Surplus as regards policyholders
30 Total liabilities
4216643 07
10162454 84
VIRisks and Premiums
Fire risks Premiums thereon
1 In force on the 31 day of December as
per line 6 under this heading in last 9j8ftl975 90
years statement
2 Written or renewed during the year per
Income No 5
3 Excess of original premiums over g
amount received for reinsurance
1317069424 16564465 31
4 Total
5 Deduct those expired and marked off as
terminated
459430718 6321583 32
6 In force at the end of the year
7 Deduct amount reinsured schedule re
quired
857638706 10242881 99
72592646 908854 78
8 Net amount in force
785046060 9334027 21
Business in the State of Georgia During 1914
97 nrnqs risks written
Less 65349600 risks cancelled and 133086000 rem
surance in companies authorized in Georgia
10284090 00
1984356 00
Net risks written
8299734 00
87567 45
28 Gross premiums on risks written
Less 1158693 return premiums and 1016239 prem
companies authorized in W tfi
iums for reinsurance in
Net premiums received
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
65818 13
32378 06
4429 65
Net losses paid
27948 41i
ComptrollerGenerals BepOrt
30 Losses incurred
Less losses on risks reinsured in companies authorized
Georgia T7
Net losses incurred
385
44653 77
5704 65
38949 12
SAVANNAH FIEE INSURANCE COMPANY OF SAVANNAH GA
Mills P Lane President

ICapital Stock
1 Amount of capital paid up
in cash 100000 00
2 Amount of ledger assets as per balance
Dec 31 ofprevious years
Extended at
IIIncome
7 Total premiums other than perpetual
10 Gross interest on collateral loans per
Schedule C 4
11 Gross interest on bonds and dividends on
stocks
12 Gross interest on deposits in trust com
panies and banks per Schedule N
13 Gross interest from all other sources
Interest on municipal and county notes
16 Gross rents from companys property
17 Total gross interest and rents
28 Total income
IllDisbursements
1 Gross amount paid policyholders for losses
including 308816 occurring in pre
vious years
W F Train Secretary
168052 86
168052 86
5 Gross premiums per Item 2 VI page 6 28571 84
6 Deduct reinsurance premiums fire 13
21160 return premiums fire 402902 17 240 62
11331 22
55 17
6 00
1131 79
694 42
8348 25
10235 63
21566 85
5959 27386
ComptbollebGenebals Kepobt
2 Deduct amount received for salvage fire
7413 reinsurance fire 213420
2208 33
3 Net amount paid policyholders for losses
i Expenses of adjustment and settlement oflosses
8 Salaries fees and all other charges of officers directors
trustees and home office employees
10 Advertising 11710 printing and stationery 29953
11 Postage telegrams telephone and express
15 Underwriters boards and tariff associations VV
18 Eepairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax
Sundry town licenses
23 Other disbursements
Travelling expense
Emergency tax stamps V
40 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D
3750 U
38 86
2823 37
416 63
156 18
13 00
3358 02
1599 10
41 43
200 00
68 10
424 11
156 27
ie 03
65 00
41
Total disbursements
13127 04
IVLedger Assets
1 Book value of Teal estate 1
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule O
4 Book value of bonds
and banks
12
Deposits in trust companies
not on interest per Schedule N
Deposits in trust companies and banks on
interest per Schedule N
Agents balances representing business
written subsequent to Oct 1 1914
Other ledger assets viz County notes
800 00
1000 00
16
Total ledger assets as per balance Item 42
1177 16
18287 45
7228 06
28000 00
176492 67
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1
19 Interest accrued on collateral loans per
Schedule C Part 1
18 75
5 49ComptrollerGenerals Report
20 Interest on other assets
Interest on deposits and county notes
Rents due
24 Total
30 Gross assets
Deduct Assets Not Admitted
41 Total admitted assets
895 37
373 00
387
1292 61
177785 28
177785 28
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense
5 Deduct reinsurance due or accrued
2000 00
2000 00
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 2335674 unearned prem
iums per recapitulation page 6 col 6 12716 53
10 Total unearned premiums as computed above carried at 13716 53
26 Total amount of all liabilities except capital
27 Capital actually paid up in cash 100 000 00
28 Surplus over all liabilities 646S 7g
13716 53
164068 75
29 Surplus as regards policyholders
30 Total liabilities
177785 28
VIRisks and Premiums
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement
2 Written or renewed during the year
per income No 5
Fire Risks Premiums Thereon
2284459 36425 48
2185756
28571 84
Total
4570215 64997 3S388 ComptrollerGenerals Befort
5 Deduct those expired and marked off as
terminated
1778474
20672 51
6 In force at the end of the year 2791741 44324 81
7 Deduct amount reinsured schedule re
quired V 1437631 20968 07
8 Net amount in force 1354110 23356 74
Business in the State of Georgia During 1914
2100676 00
27 Gross risks written
Less 56207000 risks cancelled and 86543100 reinsur
ance in companies authorized in Georgia 1427501 00
Net risks written
28 Gross premiums on risks written
Less 388605 return premiums and 1321160 prem
iums for reinsurance in companies authorized in Ga
Net premiums received
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
673175 00
27309 26
17097 65
10211 61
5400 50
2010 62
Net losses paid
30 Losses incurred
Lesslosses on risks reinsured in companies authorized in
Georgia i
3389 88
2i 1429
708 57
Net losses incurred
1605 72
SCOTTISH UNION AND NATIONAL INSURANCE COMPANY OF
HARTFORD CONN
United States Manager James H Brewster
W R Hoyt Atlanta Ga Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the eom
Banv in the United States as follows
F i u 200000 00
New York
5 Amount of ledger assets as per balance December 31
of previous year
ComptrollerGenerals Report 389
IIIncome
6 Gross premiums per Item 2 VI4457102 29
7 Deduct reinsurance premiums fire 1264
31051 return premiums 81979584 2084106 35
8 Total premiums other than perpetual 2372 995 94
10 Gross interest on mortgage loans per
Schedule B 7517 75
12 Gross interest on bonds and dividends on
stocks less 501469 accrued interest on
bonds acquired during 1914 per Sched
ule D 223547 22
13 Gross interest on deposits in trust com
panies and banks per Schedule N 6231 31
17 Gross rents from companys property in
cluding 900000 for companys occu
pancy of its own buildings 11201 83
18 Total gross interest and rents 248 498 12
19 Received from home office 90 902 50
27 From agents balances previously charged off 22 50
30 Total income 2712419 06
IIIDisbursements
1 Gross amount paid policyholders for losses
including 22500929 occurring in pre
vious years 1974351 87
2 Deduct amount received for salvage fire
1958830 reinsurance fire 653
80568 discount fire 43400 673827 98
3 Net amount paid policyholders for losses 1 300 523 89
4 Expenses of adjustment and settlement of losses 25792 50
5 Commissions or brokerage 504 159 28
6 Allowances to agencies for miscellaneous agency ex
Penses 8080 78
7 Salaries 5820208 and exprenses 4395632 of special
and general agents 102158 40
8 Salaries fees and all other charges of officers directors
trustees and home office employees 114 009 73
9 Rents including 900000 for companys occupancy of
its own buildings 10 873 07
10 Advertising 200287 printing and stationery 2108287 23085 74
11 Postage telegrams telephone and express 14 719 79
12 Legal expenses gl7 06390 ComptrollerGenerals Beport
q TOO gg
13 Furniture and fixtures T g
14 Maps including corrections aqaoa 47
15 Underwriters boards and tariff associations 4J44 il
16 Fire department fire patrol and salvage corps assess
mients fees taxes and expenses
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate
1 i 1 3997 80
19 Taxes on real estate on
59816 89
20 State taxes on premiums 10094 Q5
21 Insurance department licenses and fees 1084 yo
22 All other licenses fees and taxes
Federal corporation tax 5206 41
Revenue tax stamp 918
Municipal licenses 7588 5o
13713 60
23 Other disbursements
Mercantile reports 1260
Office supplies 704 71
Premiums on bonds and insurance 1244 58
Safe deposit box 650 00
Subscriptions 885 16
Tabulating machines 131 15
6275 50
34 Remitted to home office
35 Decrease in liabilities during the year on account of rein
10 573 22
surance treaties
36 Agents balances charged off
37 Gross loss on sale or maturity of ledger assets viz
Real estate per Schedule A 5550 24
Bonds per Schedule D 3472 46
9022 70
39 Total disbursements 2320898 62
IVLedger Assets
1 Book value of real estate 234413 86
2 Mortgage loans on real estate per Sehed
ule B first liens 152600 00
4 Book value of bonds 513843235 and
stocks 5020625 per Schedule D 5188638 60
7 Deposits in trust companies and banks on
interest per Schedule N 392480 70
8 Agents balances representing business
written subsequent to Oct 1 1914 517888 14m

ComptrollerGenerals Report
391
9 Agents balances representing business
written prior to Oct 1 1914
8480 61
16 Total ledger assets as per balance Item 40 6494501 91
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B
18 Interest due 5655125 and accrued 38
02972 on bonds per Schedule D part 1
24 Total
30 Gross assets
2730 30
94580 97
97311 27
6591813 18
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914
37 Overdue and accrued interest on bonds in
default
39 Book value of ledger assets over market
value Bonds and stocks
42
8480 61
15624 99
204893 60
228999 20
Total admitted assets g
362813 98
y
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 139325 00
2 Gross claims for losses in process of ad
justment or in suspense pluB 428200
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 219944 00
3 Gross claims for losses resisted 21 416 00
4 TotaI 380685 00
5 Deduct reinsurance due or accrued as per
Schedule E 134162 00
6
Net amount of unpaid losses and claims 246 I
523 00392
ComptrollebGenekals Beport
7 Cross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks462506177 unearned prem
iums per recapitulation page 6 col 6 242348a
10 Total unearned premium as computed above 2427348 48
Is Salaries rents expenses bills accounts fees etc due or
16 JSS H
aud other taxes based upon the business of the year
of this statement
17 Contingent commissions or other charges due or accrued
18 Funds held under reinsurance treaties
23 Total amount of ail liabilities except
3428809 32
2000 00
30000 00
10000 00
18133 18
24 Deposit capital
25 Surplus over all liabilities
26 Surplus as regards policyholders
27 Total liabilities
3628809 32
6362813
VIBisks and Premiums
Fire Bisks Premiums Thereon
1 In force on the 31 day of December as
per liue 6 under thisheadnig m last 5957691 92
4457102 29
years statement
2 Written orrenewed during the year
per Income No 5
505442230
1154745295 10414794 21
424705691
3960308 03
4 Total
5 Deduct those expired and marked off as
terminated
730 039 604 6454486 18
6 In force at the end of the year 73003 W
7 Deduct amount reinsured schedule re mfi57m 1829424 41
quired
i 517382253 4625061 77
g Net amount m force
Business in the State of Georgia During 1914
7580027 00
ance in companies authorized in Georgia
6026051 00
Net risks writtenComptrollerGenerals Report
393
2 Gross premiums on risks writte
Net premiums received
3 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
Net losses paid
4 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
78634 17
Less 1096163 return premiums and 201627 premiums
for reinsurance in companies authorized in Georgia 12977 90
65656 27
45449 80
19 03
45430 77
48692 24
19 03
Net losses incurred 4g gyo of
SECURITY INSURANCE COMPANY OF NEW HAVEN CONN
John W Ailing President
Jerome Brown Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash T V 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 4118348 61
Victor Roth Secretary
4 Extended at 4118348 61
IIIncome
5 Gross premiums per Item 2 VI page 6 3492378 11
6 Deduct reinsurance premiums fire 741
12557 return premiums fire
27820
1402403 77
7 Total premiums other than perpetual 2089974 34
9 Gross interest on mortgage loans per Sched
ule B
10 Gross interest on collateral loans per
Schedule C
20634 00
1076 32394 ComptrollerGenerals Report
11 Gross interest on bonds and dividends on
stocks less 154253 accrued interest
on bonds acquired during 1914 per
Schedule D 145424 90
13 Gross interest from all other sources
Premium notes 18
Philadelphia XInderw deposits 315
reins bureau 3884 41 99
Deferred agency balance 12965 bills
receivable 48 130 3
16 Gross rents from companys property in
cluding 1104050 for companys oc
cupancy of its own buildings 11850 00
17 Total gross interest and rents 179335 55
18 From other sources Borrowed money 160000 00
25 From agents balances previously charged off 646 07
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
28 Total income 2430145 96
IIIDisbursements
1 Gross amount paid policyholders for losses
including 21286773 occurring in pre
vious years 1737599 0
2 Deduct amount received for salvage fire
997695 reinsurance fire
91638 discount fire 92475
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to local agencies for miscellaneous agency
expenses
7 Salaries 4998808 and expenses 4244689 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents including 1104055 for companys occupancy of
its own buildings
10 Advertising 297334 printing and stationery 1170373
11 Postage telegrams telephone and express
T2 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
1236780 94
30422 63
412976 28
21548 32
92434 97
118139 96
13370 53
14677 07
14106 20
3224 39
1023 33
7198 03
24366 01ComptrollebGenebals Report 395
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 17 426 52
17 Inspections and surveys 12 898 56
18 Repairs and expenses other than taxes on real estate 84 90
19 Taxes on real estate 2 870 32
20 State taxes on premiums 38 077 37
21 Insurance department licenses and fees 13551 02
22 All other licenses fees and taxes
Emergency revenue tax 496 49
Federal corporation tax 1 705 40
Municipal licenses 2 837 43
Tax on capital stock 14 294 66
City and county taxes 8 607 44
23 Other disbursements
General expenses Schedule 11 261 23
Borrowed money 160000 00
Interest on borrowed money 899 32
34 Paid stockholders for interest or dividends amount de
clared during the year 90000 00
38 Agents balances charged off 702 04
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 1 537 50
Stocks per Schedule D 520 75
41 Total disbursements 2 368 040 61
IVLedger Assets
1 Book value of real estate 239267 88
2 Mortgage loans on real estate per Schedule
B first liens 406400 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 16750 00
4 Book value of bonds 229918312 and
stocks 72902022 per Schedule D 3028203 34
5 Cash in companys office 1640 70
6 Deposits in trust companies and banks not
on interest per Schedule N 99842 75
8 Agents balances representing business
written subsequent to October 1 1914 346938 75
9 Agents balances representing business
written prior to Oct 1 1914 2039 06
11 Bills receivable taken for fire risks 37328 45
12 Other ledger assets viz
Cash deposited with Phila Underw Assn 100 00
Beins due on losses paid Schedule E 1940 03
Total ledger assets as per balance Item 42 4180453 96396
ComptrollerGenerals Report
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B
18 Interest accrued on bonds per Schedule D
part 1
19 Interest accrued on collateral loans per
Schedule C part 1
4209 02
38628 10
238 73
24 Total
25 Market value of real estate over book value per Sched
ule A
43075 85
10882 12
30 Gross assets 4234411 93
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914
35 Bills receivable past due taken for marine
inland and fire risks
38 Book value of ledger assets over market
value
Market value of special deposit in excess
of corresponding liabilities per special
deposit schedule page 10
2039 06
2844 66
50306 71
5320 24
41 Total admitted assets 4173901 26
VLiabilities
1 Gross losses adjusted and unpaid 62182 37
2 Gross claims for losses in process of ad
justment or in suspense plus 1200000
reserve for losses incurred prior to Bee
31 of which no notice had been received
on that date 181579 78
3 Gross claims for losses resisted 19136 48
4 Total 262898 63
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 413157372 unearned prem
iums per recapitulation page 6 col 6 2150543 10
70801 18
10 Total unearned premiums as computed above 2150543 10CompteollerGenerals Report
397
17 Salaries rents expenses bills accounts fees etc due or
ffccrned 1548 46
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 35 000 00
26 Total amount of all liabilities except capital 2379189 01
27 Capital actually paid up in cash 1000000 00
28 Surplus over all liabilities 794 712 25
29 Surplus as regards policyholders 794 712 25
30 Total liabilities 4173 901 26
VIRisks and Premiums
Fire risks Premiums thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 471141222 4828701 10
2 Written or renewed during the year
per Income No 5 324353126 3492378 11
3 Excess of original premiums over
amount received for reinsurance 10 330 13
4 Total 795494348 8331409 34
5 Deduct those expired and marked off as
terminated 282483962 3126715 87
6 In force at the end of the year 513010386 5204693 47
7 Deduct amount reinsured schedule re
quired 105498083 1073119 75
Net amount in force 407512303 4131573 72
Business in the State of Georgia During 1914
27 Gross risks written 5830676 00
Less 136319000 risks cancelled and 105938800 rein
surance in companiesauthorized in Georgia 2422 578 00
Net risks written 3408098 00
29 Losses paid deducting salvage 29 051 82
Less losses on risks reinsured in companies authorized
398 COMPTROLLERGENERALS KEPORT
r 5688 98
in Georgia
T 23362 84
Net losses paid
29864 20
30 Losses incurred
Less losses on risks reinsured in companies authorized
032b 03
in Georgia
24538 17
Net losses incurred
SOUTHERN MUTUAL INSURANCE COMPANY
OF ATHENS GEORGIA
Billups Phinizy President
A E Griffith Secretary
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous years 1045871 71
1045877 71
4 Extended at v
IIIncome
5 Gross premiums per Item 2 VI page 6 392270 86
6 Deduct return premiums fire 4682 48
7 Total net premiums other than perpetual
11 Grossinterest on bonds and dividends on
stocks less 933 accrued interest on
bonds acquired during 1914 per Sched
ule D
16 Gross rents from companys property in
cluding 150000 for companys occu
pancy of its own buildings
38248 17
25947 42
387588 38
17 Total gross interest and rents
18 From all other sources
South North Alabama R R Co 42 shares sold this
stock was charged off May 30 1879
64195 59
4200 00
28
Total income 455983 97ComptrollerGeneral s Report
399
IIIDisbursements
1 Gross amount paid polieyholders for losses
including 594826 occurring in pre
vious years 122598 70
3 Net amount paid polieyholders for losses
5 Commissions or brokerage
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents including 150000 for companys occupancy of
its own buildings
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax 350 00
State and city tax on furniture and cash 508 45
Municipal licenses and tax on premiums 2799 87
23
35
41
Other disbursements
Expense account Items 4 6 1014 inc
Scrip or certificates of profits redeemed in cash policy
holders
Total disbursements
IVLedger Assets
Book value of real estate 265000 00
Book value of bonds 57300000 stocks
18500000 per Schedule D 758000 00
Deposits in trust companies and banks not
on interest per Schedule N 11823 00
Agents balances representing business
written subsequent to Oct 1 1914 6350 99
122598 70
58137 26
20900 00
1500 00
10434 85
3894 83
385 09
585 10
3658 32
3049 31
235544 23
460687 69
16 Total ledger assets as per balance Item 42 1041173 99
NonLedger Assets
18 Interest due 545000 stocks accrued 12
16875 on bonds per Schedule D part
23 Rents due on companys property or lease
24 Total
17618 75
2500 00
1061292 74
400
ComptrollerGenerals Beport
26 Market value not includinginterest in item 18 of bonds
and stocks over book value per Schedule D Juu uu
30
Gross assets
1151317 74
Deduct Assets Not Admitted
42 Total admitted assets
1151317 74
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense
4
Total
11165 98
11165 98
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable up on all unexpired
fire risks 38758838 unearned prem
iums per recapitulation page 6 col 6 193794 19
10 Total unearned premiums as computed above
16 Dividends declared and unpaid to policyholders
8 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
11165 98
193794 19
150178 70
25 Total amount of all liabilities except capital
27 Surplus over all liabilities
201 96
355340 83
795976 91
29
Tot
vTfo 1151317 74
al liabilities
VIRisks and Premiums
1 In force on the 31 day of December as per line 6 under
this heading in last years statement 40272479 00
2 Written or renewed during the year per Income No 5 43192925 00
4 Tota 83465404 00
5 Deduct those expired and marked off as terminated 4201672 00
6 In force at
the end of the year 41433732 00ComptrollerGeneral b Beport 401
Business in the State of Georgia During 1914
1 Gross risks written 43192925 00
Less risks cancelled 830596 00
Net risks written 42362329 00
2 Gross premiums on risks written 392 270 86
Less return premiums 4 682 48
Net premiums received 387588 38
3 Losses paid inc 594826 1913 losses 122598 70
4 Losses incurred 1116598 1914 unpaid 5217 7
Net losses incurred 127 816 42
SOUTHERN UNDERWRITERS FIRE INSURANCE COMPANY
OF GREENSBORO N C
A W McAlister President C A Mebane Secretary
m R L Woods Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 383051 13
4 Extended at 38305113
IIIncome
5 Gross premiums per Item 2 VI page 6 169984 11
6 Deduct reinsurance premiums fire 42
06797 return premiums fire 1811122 60179 19
7 Total premiums other than perpetual 109804 92
9 Gross interest on mortgage loans per
Schedule B 11543 42
10 Gross interest on collateral loans per
Schedule C 446 11
11 Gross interest on bonds and dividends on
stocks less 8472 accrued interest on
bonds acquired during 1914 per Sched
ule D 7158 28402 ComptrollerGenerals Report
12 Gross interest on deposits in trust com
panies and banks per Schedule N 3 79
13 Gross interest from all other sources
On bills receivable 368 32
17 Total gross interest and rents
26 Gross profit on sale or maturity of ledger assets viz
Stocks per Schedule D
27 Gross increase by adjustment in book value of ledger
assets viz Stocks per Schedule D
28 Total income
IIIDisbursements
1 Gross amount paid policyholders for losses
including 530450 occurring in pre
vious years 75625 38
2 Deduct amount received for salvage fire
128826 reinsurance fire 895147 10239 73
3 Ket amount paid policyholders for losses
8 Salaries fees and all other charges of officers directors
trustees and home office employees
22 All other licenses fees and taxes
Federal corporation tax
State and county tax
Tax on capital stock
City tax
23 Other disbursements
Commission to G A
Com paid for selling bonds
Com paid for selling stocks
34 Paid stockholders for interest or dividends amount de
clared during the year
41 Total disbursements
IVLedger Assets
2 Mortgage loans on real estate per Schedule
B 204308 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 14965 00
4 Book value of bonds 2272050 and
stocks 11407500 per Schedule D 136795 50
5 Cash in companys office 3410 00
19519 92
185 00
2925 00
132434 84
i 65385 65
286 43
313 71
908 52
381 15
1985 93
43922 16
111 00
40 70
12000 00
125335 25ComptkollekGtenekals Eeport
6 Deposits in trust companies and banks not
on interest per Schedule N 4 704 50
7 Deposits in trust companies and banks on
interest per Schedule N 100 00
8 Agents balances representing business
written subsequent to Oct 1 1914 23574 09
9 Agents balances representing business
written prior to Oct 1 1914 1902 89
11 Bills receivable taken for fire risks 290 74
403
16 Total ledger assets as per balance Item 42 390150 72
NonLedger Assets
17 Interest due 45900 and accrued 3
52652 on mortgages per Schedule B 3985 52
18 Interest accrued on bonds per Schedule D
Part 1 519 17
19 Interest accrued On collateral loans per
Schedule C part 1 120 70
24 Total
30 Gross assets
4625 39
394776 11
Deduct Assets Not Admitted
41 Total admitted assets 394 776 11
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense 4 418 01
6 Net amount of unpaid losses and claims
10 Total unearned premiums as computed above
16 Dividends declared and unpaid to stockholders
4418 01
118551 93
12000 00
26 Total amount of all liabilities except capita 134969 94
27 Capita actually paid up in cash 200000 00
28 Surplus over all liabilities 59806 17
29 Surplus as regards policyholders
259806 17
30 Total liabilities 394 776 11404 ComptrollerGenerals Report
VIRisks and Premiums
Fire risks Premiums thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 16456069 268799 05
2 Written or renewed during the year
per income No 5 10565369 169984 11
4 Total 27021438 438783 16
5 Deduct those expired and marked off as
terminated 9128137 147273 36
6 In force at the end of the year 17893301 291509 80
7 Deduct amount reinsured schedule re
quired 4165342 64103 60
8 Net amount in force 13727959 227496 20
Business in the State of Georgia During 1914
27 Gross risks written 9302 00
Less risks cancelled ll8o m
Net risks written 75175
28 Gross premiums on risks written I688 01
Less return premiums
Net premiums received 448 60
SPRINGFIELD FIRE AND MARINE INSURANCE COMPANY
OF SPRINGFIELD MASS
A W Damon President W J Mackay Secretary
Jas L Dickey Jr Atlanta Ga Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 2500000 00
2 Amount ofledger assets as per balance
Dec 31 of previous years 10990962 34
Kxendedat 10990962 34COMPTHOLEEEGENERALS BePORT 405
IIIncome
5 Gross premiums per Item 2 VI page 6 8644753 42
6 Deduct reinsurance premiums fire 1407
116 75 return premiums fire 1357
14148 2764258 23
7 Total premiums other than perpetual 5880495 19
9 Gross interest on mortgage loans per
schedule B 94482 12
11 Gross interest on bonds and dividends on
stocks less 207768 accrued interest on
bonds acquired during 1914 per Sched
ule D 297347 98
12 Gross interest on deposits in trust com
panies and banks per Schedule N 11900 58
13 Gross interest from all other sources
Union Pacific R R interest on delayed
extra cash dividend 22 73
16 Gross rents from companys property in
cluding 1800000 for companys occu
pancy of its own buildings 18000 00
17 Total gross interest and rents 421 753 41
18 From other sources
Refund of taxes on Massachusetts bank stock 17 923 96
24 Increase in liabilities during the year on account of re
insurance treaties 13 474 49
25 From agents balances previously charged off 154 56
26 Gross profit on sale or maturity of ledger assets viz
Stocks Schedule D 73 053 9
28 Total income 6406854 73
IIIDisbursements
1 Gross amount paid policyholders for losses
including 53049764 occurring in pre
vious years 4306423 47
2 Deduct amount received for salvage fire
3202320i reinsurance fire 82628024
discount fire 3153
3 Net amount paid policyholders for losses 3448 088 50
4 Expenses of adjustment and settlement of losses 54061 76
5 Commissions or brokerage 2 102 785 61
6 Allowances to local agencies for miscellaneous agency
expenses 26427 42406
CompteollebGenebals Kepoet

7 Salaries 20232518 and expenses 13866954 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Bents including 1800000 for companys occupancy of
its own buildings
10 Advertising 2040310 printing and stationery 5076124
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
18 Bepairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax
Massachusetts franchise tax
County and municipal taxes
Federal internal revenue tax
23 Other disbursements
Interest paid Munich Beinsurance Co per contract
Premiums on bonds fire and liability policies
Mercantile reports directories and magazines
Light and heat
Laundry toilet etc
Auditing and exchange
Lunch system entertaining etc
Sundrv items
34 Paid stockholders for interest or dividends amount de
clared during the year 25000000
38 Agents balances charged off
40 Gross decrease by adjustment in book value of ledger
assets viz Stocks per Schedule D
340994 72
343424 07
35340 10
71164 34
24471 91
7293 67
4307 41
10771 16
64047 92
30267 98
43356 02
544 91
5007 75
119002 50
27196 88
6559 42
17923 96
19878 13
2263 12
10456 66
1006 95
1964 02
3223 15
1242 89
2696 94
6S4 92
1165 67
250000 00
2255 38
29057 50
41 Total disbursements
6113933 34
IVLedger Assets
1 Book value of real estate 300000 00
2 Mortgage loans on real estate per Sched
uhB first liens 2053870 0C
4 Book value of bonds 105273214 and
stocks 587320000 per Schedule D 6925932 14ComptrollerGenerals Report
5 Cash in companys office 924 01
6 Deposits in trust companies and banks not
on interest per Schedule N 408 907 64
7 Deposits in trust companies and banks on
interest per Schedule N 368472 01
8 Agents balances representing business
written subsequent to Oct 1 1914 1201893 42
9 Agents balances representing business
written prior to Oct 1 1914 23884 51
407
16 Total ledger assets as per balance Item 42 11283883 73
NonLedger Assets
17 Interest accrued on mortgages per Sched
ule B 48332 83
18 Interest accrued on bonds per Schedule D
part 1 17453 58
24
30
Total
65786 41
Gross assets 11349670 14
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 23884 51
38 Book value of ledger assets over market
value 267660 14
Market value of special deposits over cor
responding liabilities 87721 35
41
Total admitted assets 10970404 14
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 101036 13
2 Gross claims for losses in process of ad
justment or in suspense plus 2609623
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 574010 98
3 Gross claims for losses resisted 56895 49
4 Total 731942 60
5 Deduct reinsurance due or accrued 148242 24
6 Net amount of unpaid losses and claims 583700 36408
ComptkollekGenerals Beport
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 1065681501 unearned prem
iums per recapitulation page 6 col 6 5542965 64
10 Total unearned premiums as computed above
15 Interest due or accrued on borrowed money to Munich
Reins Co
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
19 Contingent commissions or other charges due or accrued
20 Funds held under reinsurance treaties
5542965 64
5324 78
15000 00
50000 00
10000 00
272976 83
4490436 53
10970404 14
26 Total amount of all liabilities except capital
27 Capital actually paid up in cash 2500000 00
28 Surplus over all liabilities 1990436 d3
20 Surplus as regards policyholders
30 Total liabilities
VIRisks and Premiums
1 In force on the 31 day of Dec as per
line 6 under this heading in last
vears statement 1057044659 Ho90419 92
XV1nerNTreddngheyeaPer 798972112 8644753 42
4 Tota 1856016771 20235173 34
5 Deduct those expired and marked off as onQQQ Tn
mq 691043203 7808848 0
terminated
6 In force at the end of the year 1164973568
7 Deduct amount reinsured schedule re
n 168475252
quired
8 Net amount in force 996498316
Business in the State of Georgia During 1914
27 Gross risks written
Less 198871100 risks cancelled and 9485200 reinsur
ance in companies authorized in Georgia
12426324 64
1769509 63
10656815 01
7694815 CO
2083563 00
Xet risks written
5611252 00CompteolleeGeneeal s Eepoet
409
28 Gross premiums on risks written 129592 82
Less 2748173 return premiums and 181460 prem
iums for reinsurance ijLcompanies authorized in Ga 29290 33
Net premiums received
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
100296 49
66453 39
3 94
Net losses paid 66449 45
30 Losses incurred 78864 82
Less losses on risks reinsured in companies authorized in
Georgia 10 83
Net losses incurred
78853 9
STANDARD FIRE INSURANCE COMPANY OF HARTFORD CONN
Home Office 18 Asylum St Hartford Conn
M L Hewes President H B Anthony Secretary
W A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 750000 00
2 Amount of ledger assetsas per balance
Dec 31 of previous years 1267929 39
3 Increase of paid up capital during the year 250000 00
4 Extended at 1517929 39
IIIncome
5 Gross premiums per item 2 VI page 6 1033111 21
6 Deduct reinsurance premiums fire 181
03277 return premiums fire 178
24339 360276 16
7 Total premiums other than perpetual
11 Gross interest on bonds and dividends on
stocks less 284675 accrued interest
on bonds acquired during 1914 per
Schedule D
51740 26
672835 05410
ComptrollerGenerals Report
12 Gross interest on deposits in trust com
panies and banks per Schedule N 2484 35
17 Total gross interest and rents
18 From other sources Surplus paid in
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
28 Total income
54224 61
125000 00
362 50
852422 16
IIIDisbursements
1 Gross amount paid policyholders for losses
including 3891477 occurring in pre
vious years 467211 23
2 Deduct amount received for salvage fire
117310 reinsurance fire 11326451 114437 61
3 Net amount paid policyholders foT losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to local agencies for miscellaneous agency
expenses
7 Salaries 2086889 and expenses 1957518 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
8 Traveling expenses home office
9 Rents
10 Advertising 146119 printing and stationery 655667
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Notarial fees 62 00
U S Revenue tax 169 87
352773 62
9097 16
159753 67
3406 68
40444 07
31596 05
1725 93
2833 86
8017 86
5393 33
60 00
762 01
2822 82
5062 25
2618 90
6594 94
13999 25
6587 96
231 87
23 Other disbursements
Legal and other expenses
with new stock
in connection
1919 73COMPTROLLERGrENERAL s EePORT
411

State tax on new stock
Capital stock tax
500 00
3000 00
34
38
39
41
Paid stockholders for interest or dividends amount de
clared during the year 4000000
Agents balances charged off
Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
10410
45757 70
31 49
125 00
Total disbursements
710116 15
IVLedger Assets
4 Book value of bonds 127461322 and
stocks 13351900 per Schedule D 1408132 22
5 Cash in companys office 46 16
7 Deposits in trust companies and banks
on interest per Schedule N 108052 76
8 Agents balances representing business
written subsequent to Oct 1 1914 143502 03
9 Agents balances representing business
written prior to Oct 1 1914 502 23
16
18
24
27
30
Total ledger assets as per balance Item 42
NonLedger Assets
1660235 40
Interest accrued on bonds per Schedule D
part 1
17154 47
Total
Other nonledger assets viz Maps fur
niture and fixtures cost 2518186
17154 47
10000 00
Gross assets 1687389 87
33 Furniture fixtures and safes
34 Agents balances representing business
written prior to Oct 1 1914
38 Book value of ledger assets over market
value
Deduct Assets Not Admitted
10000 00
502 23
52190 22
62692 45
41
Total admitted assets 1624697 42412
CoMPTBOLLERGrENERAL s EePORT
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 225000
reserve for losses incurred prior to Iec
31 of which no notice had been receiv
ed on that datej
3 Gtoss claims for losses resisted
36499 37
2306 00
4 Total
5 Deduct reinsurance due or accrued
68805 37
6892 99
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 108090745 unearned prem
iums per recapitulation page 6 col 6
592711 26
10 Total unearned premiums as computed above
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
26 Total amount of all liabilities except capital
27 Capital actually paid up in cash 750000 00
28 Surplus over all liabilities 206192 53
29 Surplus as regards policyholders
30 Total liabilities
61912 38
592711 26
1381 25
12500 00
668504 89
956192 53
1624697 42
VIEisks and Premiums
1 In force on the 31 day of December as per line 6 under
this heading in last years statement 984285 79
2 Written or renewed during the year per Income No 5 1033111 21
4 Total 2017397 00
5 Deduct those expired and marked off as terminated 687067 83
6 In force at the end of the year 1330 329 17
7 Deduct amount reinsured schedule required 249421 72
Net amount in force 1080907 45COMPTROLLERGENERAL s BePOKT
Business in the State of Georgia During 1914
413
1242838 00
27 Gross risks written
Less 17031500 risks cancelled and 22633600 reinsur
ance in companies authorized in Georgia 396 651 00
Net risks written
845787 00
11803 61
28 Gross premiums on risks written
Less 188735 return premiums and 216511 premiums
for reinsurance in companies authorized in Georgia 4 052 46
Net premiums received
7751 15

14167 76
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia 4 222 g0
Net losses paid
9944 96
8426 50
30 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia 3737 01
Net losses incurred
6689 49
STEELING FIRE INSUKANCE COMPANY OF INDIANAPOLIS IND
John C Bellheimer President Oscar L Boss Secretary
ICapital Stock
1 Amount of capital stock
paid up in cash 850000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 1582312 46
Extended at
1582312 49
IIIncome
5 Gross premiums per item 2 VI page 6 730192 68
6 Deduct reinsurance premiums fire 169
12430 return premiums fire 159
82585 32895015
7 Total net premiums other than perpetual 401242 53414
CoMPTROLLEEGrENEBAL s BEPOET
9 Gross interest on mortgage loans per
Schedule B less 12683 accrued interest
on mortgages acquired during 1914 per
Schedule D 66234 15
10 Gross interest on collateral loans per
Schedule C 221 03
11 Gross interest on bonds and dividends on
stocks 11260 23
13 Gross interest from all other sources
Certificates of deposit less 24975 accrued
inst on certificates of deposit acquired
during 1914 3292 08
17 Total gross interest and rents
18 From all other sources Commission on mortgage loans
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
28 Total income
81007 49
3396 00
61 15
485707 17
IIIDisbursements
1 Gross amount paid policyholders for losses
including 3693358 occurring in previous years
2 Deduct amount received for salvage fire
317900 reinsurance fire 6008483
discount fire 24914 63512 9
274341 64
9
10
11
12
13
14
15
16
17
20
21
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
ommissions or brokerage
Salaries 1105215 and expenses 927065 of special and
general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Eents
Advertising 201134 printing and stationery 375505
sup used for adv 77985
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
210828 67
4396 til
101583 70
20322 80
36681 19
3365 00
6546 24
4260 sn
707 67
1580 97
308C Ti
3890 40
4405 09
2792 42
7896 14
4617 03
ComptrollerGenerals Report 415
22 All other licenses fees and taxes
Marion county 22 744 00
City licenses fees and taxes 1 054 07
23 Other disbursements
General expense 2 688 59
Office maintenance 305 02
Library 234 66
Emergency revenue tax 181 04
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 71 54
41 Total disbursements 434 241 44
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B first liens 1141960 60
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 5450 00
4 Book value of bonds 245135 08
5 Cash in companys office 100 00
7 Deposits in trust companies and banks on
interest per Schedule N 138253 05
8 Agents balances representing business
written subsequent to Oct 1 1914 79124 53
9 Agents balances representing business
written prior to Oct 1 1914 23754 93
16 Total ledger assets as per balance Item 42 1633778 19
NonLedger Assets
17 Interest due 381815 and accrued 18
06826 on mortgages per Schedule B 21886 41
18 Interest accrued on bonds per Schedule D
Part 1 1995 40
10 Interest accrued on collateral loans per
Schedule C part 1 109 35
20 Interest accrued on certificates of deposit 715 09
24 Total 24706 25
27 Other nonledger assets viz
Commissions on reinsurance premiums see Item 22
Pa8e 5 5498 97
30 Gross assets 1663983 41416
ComptrollerGeneralis Beport
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914
38 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule
39 Book value of ledger assets over market
value viz Bonds
23754 93
33637 37
2507 18
42
Totaladmitted assets 1604083 93
VLiabilities
1 Gross losses adjusted andunpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 1231492
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
1364 54
78119 30
4515 00
4 Total 83998 84
5 Deduct reinsurance due or accrued as per
Schedule E 22293 54
6 Net amount of unpaid losses and claims 61705 30
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 60521099 unearned prem
iums per recapitulation page 6 col 6 338282 71
10 Total unearned premiums as computed above
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based uponthebusiness of the year
of this statement
22 All other liabilities viz Reinsurance premiums
338282 71
430 50
24000 00
18183 52
25 Total amount ofalMiabiiities except capital 442602 03
26 Capital actually paid up in cash 850000 00
27 Surplus over all liabilities 311481 90
28 Surplus as regards policyholders
29 Total liabilities
1161481 90
1604083 93ComptbollebGenebals Keport 417
VIBisks and Premiums
1 i fnrr Fire risks Premiums thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement ka a an ana
2 wittm V 544866 597444 39
S Written or renewed during the year
per Income No 5 ro Aaa n
68462240 730192 68
4 Total
n 122949916 1327637 07
o Deduct those expired and marked off as
terminat6d 45992467 526546 50
6 In force at the end of the year 801090
T Deduct amount reinsured schedule re
qired 17903350 195879 58
8 Net amount in force 59054099 5210 99
SUN INSURANCE OFFICE OF LONDON ENGLAND
U S Branch Office New York City
United States Manager J J Guile
T T Fitten Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
JJeWT0rk 200000 00
10 100000 00
5 Amount of all ledger assets as per balance December
31 of previous year 4912950 6g
IIIncome
6 Gross premiums per Item 2 VI 4375904 44
7 Deduct reinsurance premiums fire 989
88423 return premiums 79288651 1782770 74
8 Total premiums other than perpetual 2 593 133 70
12 Gross interest on bonds and dividends on
stocks less 181325 accrued interest on
bonds acquired during 1914 per Sched
le D 171483 25
418
ComptrollerGenerals Report
13 Gross interest on deposits in trust com
panies and banks per Schedule N 4905 64
14 Gross interest from other sources
Reinsurance Bureau bank deposits 46 68
17 Gross rents from companys property in
cluding 1580000 for companys occu
pancy of its own buildings 15800 00
18 Total gross interest and rents 192235 57
19 Received from home office 71910 62
20 From other sources
Income tax withheld 140 03
28 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 1137 27
30 Total income 2858557 19
IIIDisbursements
1 Gross amount paid policyholders for losses
including 27470895 occurring in pre
vious years 2046460 49
2 Deduct amount received for salvage fire
2287832 reinsurance fire 49816113
discount fire 99915
10
11
12
13
14
15
16
17
18
19
Net amount paid policyholders for losses 1524421 89
Expenses of adjustment and settlement of losses 42894 25
Commissions or brokerage 550088 93
Allowances to agencies for miscellaneous agency expenses 3023 13
Salaries 42979 08 and expenses 3873305 of special
and general agents 81712 13
Salaries fees and all other charges of officers directors
trustees and home office employees 167675 32
Rents including 1580000 for companys occupancy of
its own buildings 24315 32
Advertising 871519 printing and stationery 26
185 98 34901 17
Postage telegrams telephone and express 16953 82
Legal expenses 1554 47
Furniture and fixtures 2662 74
Maps including corrections 8456 95
Underwriters boards and tariff associations 44177 41
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 31086 22
Inspections and surveys 24765 23
Repairs and expenses other than taxes on real estate 5858 38
Taxes on real estate 3309 64
ComptrollerGenerals Report
39
Total disbursements
IVLedger Assets
1 Book value of real estate lnm 04
4 Book value of bonds 366012320 and
stocks 31979101 per Sehed O 3979914 n
5 Cash in companys office 700
7 Deposits in trust companies and banks on
interest per Schedule N 28g M5 39
8 Agents balances representing business
written subsequent to Oct 1 1914 493686 49
9 Agents balances representing business
written prior to Oct 1 1914 14 889 11
419
20 State taxes on premiums
21 Insurance department licenses and fees
22 AH other licenses fees and taxes
Federal corporation tax
Municipal and misc licenses and fees
23 Other disbursements
Miscellaneous expenses
34 Remitted to home office
36 Agents balances charged off l 3
58679 55
15326 02
1492 95
16694 08
2354 46
2825327 63
3 6 Total ledger assets as per balance Item 40 4946180 24
NonLedger Assets
18 Interest due 100000 and accrued 52
37024 on bonds per Sched D part 1 53 370 24
24
Total
25 Market value of real estate over book value perSched
ule A
53370 24
38074 96
30
Gross assets
5037625 44
Deduct Assets Not Admitted
31 Cash 24835058 and all investments 2
85000 not in control of trustees 251 200 58
34 Agents balances representing business
written prior to Oct 1 1914 14 889 11
37 Overdue and accrued interest on bonds in
Q P 200000
iH Hook value of ledger assets over market
value viz Bonds and stocks 161 122 53
42
Total admitted assets
4608413 22
420 ComptrollerGenerals Beport
VLiabilities
1 Gross losses adjusted and unpaid due
11978700 not yet due 919700 128984 00
2 Gross claims for losses in process of ad
justment or in suspense plus 1580300
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 274077 00
3 Gross claims for losses resisted 17322 00
4 Total 420383 00
5 Deduct reinsurance due or accrued as per
Schedule E 99902 51
6 Net amount of unpaid losses and claims 320480 49
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 569414372 unearned prem
iums per recapitulation page 6 col 0 2913780 06
10 Total unearned premiums as computed above 2913780 06
15 Salaries rents expenses bills accounts fees etc due
or accrued 4053 21
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 58802 06
17 Contingent commissions or other charges due or accrued 15000 00
20 All other liabilities viz
Income tax withheld O 03
23 Total amount of all liabilities except deposit capital 3312255 85
24 Deposit capital 200000 00
25 Surplus over all liabilities 1096157 37
26 Surplus as regards policyholders 1296157 37
27 Total liabilities 4608413 22
VIRisks and Premiums
Fire risks Premiums thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 642123176 6653309 52
2 Written or renewed during the year 412577257 4375904 44
ComptrollerGenerals Keport 421
3 Excess of original premiums over
amount received for reinsurance 1 108 68
tal 1054700433 11030322 61
o Deduct those expired and marked off as
terminated 392552687 4271520 54
6 In force at the end of the year 662147746 6758802 U
7 Deduct amount reinsured schedule re
1uired 99314363 1064620 38
8 Net amount in force 562833383 569418172
Business in the State of Georgia During 1914
1 Gross risks written 6088326 00
Less 157437900 risks cancelled and 53111500 reinsur
ance in companies authorized in Georgia 2 105 494 0C
Net risks written 3982832 00
2 Gross premiums on risks written 92 340 39
Less 1454756 return premiums and 678223 premiums
for reinsurance in companies authorized in Georgia 21 329 79
Net premiums received 71 010 60
3 Losses paid deducting salvage 38 675 70
Less losses on risks reinsured in companies authorized in
Georgia 847 72
Net losses paid 37 827 9s
4 Losses incurred 4 259 06
Less losses on risks reinsured in companies authorized in
Georgia 2214 80
Net losses incurred 39 Q37 og422
ComptrollerGeneral s Report
SVEA FIRE AND LIFE INSURANCE COMPANY LTD OF
GOTHENBURG SWEDEN
United States Branch Office New York City
United States Manager M L Duncan
Rhett O Beirne Attorneys for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all polieyholders of the com
pany in the United States as follows
New York State 200000 00
5 Amount of ledger assets as per balance December 31
of previous year 1594090 03
IIIncome
6 Gross premiums per Item 2 VI 1440550 32
7 Deduct reinsurance premiums fire 227
48821 return premiums 29115101 518639 22
8 Total premiums other than perpetual 921911 10
12 Gross interest on bonds and dividends on
stocks less 111736 accrued interest on
bonds acquired during 1914 per Sched
ule D 51395 14
13 Gross interest on deposits in trust com
panies and banks per Schedule N 1282 78
14 Gross interest from other sources
Interest on deposits Reinsurance Bureau 46 39
Interest on bills receivable 8 90
18 Total gross interest and rents 52733 21
19 Received from home office 24177 55
28 Gross profit o sale or maturity of ledger assets viz
Bonds per Schedule D 458 00
30 Total income 990279 86
IIIDisbursements
1 Gross amount paid polieyholders for losses
including 5352226 occurring in pre
vious years 636963 84ComptrollerGenerals Beport
423
2 Deduct amount received far salvage fire
652631 reinsurance fire 8731319
discount fire 50564
94345 14
3 Net amount paid policyholders for lossesj
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to agencies for miscellaneous agency expenses
7 Salaries 1130650 and expenses 1460935 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents
10 Advertising 50660 printing and stationery 709037
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Haps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax
Municipal licenses
Local taxes
Emergency revenue tax
23 Other disbursements
Remittance to home office
Home office expenses
Bank exchange
Insurance publications
Office supplies
Mercantile reports
Clout of audit Joseph Froggatt Co Inc
542618 70
11646 50
251829 36
93 70
25915 85
31997 03
4678 26
7596 97
3502 66
167 27
892 91
2337 32
11875 53
7983 46
2796 99
11797 12
6470 43
613 37
907 00
1237 65
237 48
3189 45
1205 06
364 56
165 60
71 70
960 00
1312 50
39
Total disbursements
934464 43
IVLedger Assets
4 Book value of bonds j 343 439 74
5 Cash in company g office 44 03
6 Deposit in trust companies and banks not
on interest per Schedule N 33 185 85
7 Deposits in trust companies and banks on
interest per Schedule N 90 324 19424 ComptrollerGenerals Befort
8 Agents balances representing business
written subsequent to Oct 1 1914 153991 00
9 Agents balances representing business
written prior to Oct 1 1914 4724 57
11 Bills receivable taken for fire risks 29228 39
12 Other ledger assets viz Bills receivable
taken for agents balances 974 69
16 Total ledger assets as per balance Item 40 1658905 46
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1 18328 70
24 Total 18328 70
30 Gross assets 1677234 16
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 4724 57
35 Bills receivable past due taken for ma
rine inland and fire risks 1011 17
Bills receivable taken for agents balances
over 3 months due 974 69
39 Book value of ledger assets over market
value viz Bonds 82152 74
42 Total admitted assets 1588370 99
VLiabilities
1 Gross losses adjusted and unpaid due
3103598 not yet due 555415 36590 13
2 Gross claims for losses in process of ad
justment or in suspense pins 730887
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 75933 39
3 Gross claims for losses resisted 5250 00
4 Total 117773 52
5 Deduct reinsurance due or accrued as per
Schedule E 13813 26
6 Net amount of unpaid losses and claims 103960 26ComptkolleeGeserals Report
425
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 159939444 unearned prem
iums per recapitulation page 6 col 6 848632
10 Total unearned premiums as computed above 848 632 89
15 Salaries rents expenses bills accounts fees etc due or
accrued 1439 34
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
17 Contingent commissions or other charges due or accrued
21689 48
3000 00
23 Total amount of all liabilities except deposit capital
24 Deposit capital 200000 0O
25 Surplus over all liabilities 409 649 02
26 Surplus as regards polieyholders
27 Total liabilities
978721 97
609649 02
Business in the State of Georgia During 1914
1 Gross risks written d
Less 83240000 risks cancelled and 42570600 reinsur
ance in companies authorized in Georgia
Net risks written
2 Gross premiums on risks written
Less 867160 return premiums and 597602 premiums
for reinsurance in companies authorized in Georgia
2595691 00
1258106 00
1337585 00
34300 41
14647 62
Net premiums received
3 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
19652 79
1961837
3293 16
Net losses paid
4 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
16325 21
18721 84
1019 38
Net losses incurred
17702 46426
ComptrollerGeneral s Report
UNION FIRE INSURANCE COMPANY OF PARIS FRANCE
United States Branch Office Providence B I
United States Managers Starkweather Shepley Inc
Hon Wm A Wright Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
Supt of Insurance New York State 210000 00
5 Amount of ledger assets as per balance December 31
of previous year 964493 09
IIIncome
6 Gross premiums per Item 2 VI 753174 36
7 Deduct reinsurance premiums fire 146
57511 return premiums 18724811 333823 22
8 Total premiums other than perpetual 419351 14
12 Gross interest on bonds and dividends on
stocks 28248 20
13 Gross interest on deposits in trust com
panies and banks per Schedule N 4797 46
14 Gross interest from other sources
From cash deposited with Philadelphia
Underwriters Ass n 3 15
18 Total gross interest and rents 33048 81
19 Received from home office 216 35
30 Total income 452610 30
TTTDisbursements
1 Gross amount paid policyholders for losses
including 4882838 occurring in pre
vious years
2 Deduct amount received for salvage fire
324508 reinsurance fire 14728925
discount fire 18957
415572 71
3 Net amount paid policyholders foT losses
4 Expenses of adjustment and settlement of losses
264848 81
5300 38
ComptrollerGenerals Report
5 Commissions or brokerage
8 Salaries fees and all other charges of officers directors
trustees and home office employees
10 Advertising 35661 printing and stationery 5Mh
11 Postage telegrams telephone and express
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax
City taxes and licenses
23 Other disbursements
Surety bonds
Remittance to home office
427
137285 47
300 00
361 61
2 35
4750 95
2784 63
1362 56
8119 22
4065 10
166 56
2651 33
191 62
4912 20
39
Total disbursements
437102 79
IVLedger Assets
4 Book value of bonds
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
12 Other ledger assets viz
Philadelphia Underwriters Assn deposit
698330 00
176082 30
105494 90
100 00
16 Total ledger assets as per balance Item 40
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1
8834 96
24
30
Total
Gross assets
Deduct Assets Not Admitted
39 Book value of ledger assets over market
value
16761 79
42 Total admitted assets
3007 20
8834 96
988842 16
972080 37428 ComptbollebGtenebals Repoet
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 7033 73
2 Gross claims for losses in process of ad
justment or in suspense plus 440571
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 57178 00
3 Gross claims for losses resisted 3833 33
4 Total 68045 06
5 Deduct reinsurance due or accrued as per
Schedule E 18907 09
6 Net amount of unpaid losses and claims
10 Total unearned premiums as computed above
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
17 Contingent commissions or other charges due or accrued
23 Total amount of all liabilities except deposit capital
26 Surplus as regards policyholders I
27 Total liabilities
49137 97
335674 54
8000 00
34813 32
427625 83
544454 54
972080 37
VIEisks and Premiums
Fire Eisks Premiums Thereon
1 In force on the 31 day of December as
per line 6 under this heading in last
years statement 76739887 716707 34
2 Written or renewed during the year
per Income No 5 81252756 753174 30
4 Total 157992643 146997170
5 Deduct those expired and marked off as
terminated 71439384 644049 51
6 In force at the end of the year 86553259 825922 19
7 Deduct amount reinsured schedule re
quired 20682999 206053 39
8 v Net amount in force 65870260 619868 80ComptrollerGenerals Eeport 429
Business in the State of Georgia During 1914
1 Gross risks written 3660302 61
Less 86953800 risks cancelled and 83749300 reinsur
ance in companies authorized in Georgia 1 707 031 00
Net risks written 1953271 61
2 Gross premiums on risks written 52 522 18
Less 1154814 return premiums and 1105912 premiums
for reinsurance in companies authorized in Georgia 22 607 66
Net premiums received 29 914 52
3 Losses paid deducting salvage 25 909 27
Less losses on risks reinsured in companies authorized in
Georgia 12169 85
Net losses paid 13 739 42
4 Losses incurred 4 39 013 07
Less losses on risks reinsured in companies authorized in
Georgia 13283 73
Net losses incurred 730 14
UNITED FIREMENS INSURANCE COMPANY OF PHILADELPHIA PA
William TT dark President Henry F Alley Secretary
Robert N Hughs Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 400000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 1800732 90
4 Extended at 1800732 90
IIIncome
5 Gross premiums per Item 2 VT page 6 610249 90
6 Deduct reinsurance premiums fire 106
97987 return premiums fire 13402289 241002 76
7 Total premiums other than perpetual 369247 14430
ComptrollerGenerals Report
8 Deposit premiums written on perpetual risks gross
9 Gross interest on mortgage loans per
Schedule B 8501 42
10 Gross interest on collateral loans per
Schedule C 93 51
11 Gross interest on bonds and dividends on
stocks less 77053 accrued interest on
bonds acquired during 1914 per Sched
ule D 67702 10
12 Gross interest on deposits in trust com
panies and banks per Schedule N 731 28
16 Gross rents from companys property 5791 84
1 7 Total gross interest and rents I
18 From other sources
Transfers on perpetual policies
Gain on perpetual policies cancelled
Rights of 100 shares Southern Pacific sold
26 Gross profit on sale or maturity of ledger assets viz
Bonds and stocks per Schedule D
28 Total income 3
9212 79
82820 15
861 00
2677 96
50 00
4595 35
469464 39
IIIDisbursements
1 Gross amount paid policyholders for losses
including 2947344 occurring in pre
vious years 286272 79
2 Deduct amount received for salvage fire
203189 reinsurance fire 5735351
3 Net amount paid policyholders for losses 226887 39
4 Expenses of adjustment and settlement of losses 6471 66
5 Commissions or brokerage 104923 67
7 Salaries 415633 and expenses 398770 of special and
general agents 8144 03
8 Salaries fees and all other charges of officers directors
trustees and home office employees 26642 11
9 Rents 4000 00
10 Advertising 86299 printing and stationery 304993 3912 92
11 Postage telegrams telephone and express 2423 80
12 Legal expenses 540 00
13 Furniture and fixtures 121 28
14 Maps including corrections 672 79
15 Underwriters boards and tariff associations 7242 59
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 2282 82
17 Inspections and surveys 118 50CoMPTROLLERGrENERALs REPORT 431
18 Repairs and expenses other than taxes on real estate 4111 42
19 Taxes on real estate 46c 34
20 State taxes on premiums 4 3gg 30
21 Insurance department licenses and fees 4 023 85
2 All other licenses fses and taxes
Capital tax t 1 932 72
War tax 102 46
23 Other disbursements
Traveling 835 91
Paid reinsurance on perpetual policies 1 407 53
General expenses j 49 jg
33 Deposit premiums returned 27 876 26
34 Paid stockholders for interest or dividends amount de
clared during the year 3200000 32000 00
38 Agents balances charged off 22 88
39 Gross loss on sale or maturity of ledger assets vizz
Bonds and stocks per Schedule D j 957 10
41 Total disbursements 45 573 52
TVLedger Assets
1 Book value of real estate 97 741 so
2 Mortgage loans on real estate and ground
rents per Schedule B first liens 155850 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 1000 00
4 Book value of bonds 127005000 and
stocks 7589100 per Schedule D 1345941 00
5 Cash in companys office 5 131 74
7 Deposits in trust companies and banks on
interest per Schedule N 125167 37
8 Agents balances representing business
written subsequent to Oct 1 1914 63472 54
9 Agents balances representing business
written prioT to Oct 1 1914 214 33
16 Total ledger assets as per balance Item 42 1794518 78
NonLedger Assets
17 Interest due 15850 and accrued 2
03151 on mortgages and ground rents
per Schedule B 2 190 01
18 Interest accrued on bonds per Schedule D
part 1 20002 37432 ComptrollerGenerals Report
19 Interest accrued on collateral loans per
Schedule C part 1 15 33
24 Total 22207 71
30 Gross assets 1816726 49
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 214 33
38 Book value of ledger assets over market
value viz
Stocks and bonds 75075 00
Keal estate 14841 80
41 Total admitted assets 1726595 36
VLiabilities
1 Gross losses adjusted and unpaid due4
2 Gross claims for losses in process of ad
justment or in suspense plus 339214
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
4
Total
7325 88
42113 87
5423 00
54862 75
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 67086529 unearned prem
iums per recapitulation page 6 col 6 349225 71
10 Total unearned premiums as computed above
11 Amount reclaimable by the insured on perpetual fire
insurance policies being 90 and 95 per cent of the prem
ium or deposit received
17 Salaries rents expenses bills accounts fees etc due or
accrued
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
43474 74
26
Total amount of all lial ilities except capital
349225 71
799514 60
183 53
6000 00
1198398 58CompteolleeGteneeals Eepoet 433
27 Capital actually paid up in cash 400000 00
28 Surplus over all liabilities 128l96 78
29 Surplus as regards polieykolders 528 196 78
30 Total liabilities 1726595 36
VIBisks and Premiums
Fire Bisks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
year s statement 71967556 767237 46
2 ritten or renewed during the year per
income No 5 531971 610249 90
A ixeess o original premiums over
mount received for reinsurance 64 69
4jJfa 125487127 1377752 05
5 Deduct those expired and marked off as
teinated 46768175 559706 76
6 In force at the end of the year 78718952 818 045 29
7 Deduct amount reinsured schedule re
quired 11887694 147180 00
8 Net amount in force 66831258 670865 29
9 Perpetual risks not included above 39 033916 00
Deposit premiums on same s861 50 1 3
Business in the State of Georgia During 1914
27 Gross risks written 2 g
Less 34289400 risks cancelled and 17629800 reinsur
ance in companies authorized in Georgia 519 192 00
Net risks written 556216 ofl
28 Gross premiums on risks written 17 579 02
Less 483867 return premiums and 312967 premiums
for reinsurance in companies authorized in Georgia 7968 34
Ne premiums received 9 60 g8
29 Losses paid deducting salvage 9 054 42
Less losses on risks reinsured in companies authorized in
0eOria 253 92
Xet losses paid g434 ComptrollebGenebals Report
30 Losses incurred
Less losses on risks reinsured in companies authorized in
Georgia
Net losses incurred
8845 21
328 08
8517 13
UNITED STATES FIRE INSURANCE COMPANY OF NEW YORK N Y
Charles A Norris President Otto B Candidus Secretary
Aaron Hass Son Howell Attorneys for Service
ICapital Stock
1 Amount of capital paid up
in cash 400000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 1274534 58
4 Extended at 1274534 58
IIIncome
5 Gross premiums per item 2 VI page 6 1434144 14
6 Deduct reinsurance premiums fire 410
70781 return premiums fire 310
78519 721494 00
7 Total premiums other than perpetual
9 Gross interest on mortgage loans per
Schedule R 2410
10 Gross interest on collateral loans per
Schedule C 514 17
11 Grossinterest on bonds and dividends on
stocks 45240 93
12 Gross interest on deposits in trust com
panies and banks per Schedule N 1213 39
17
28
Total gross interest and rents
Total income
IIIDisbursements
n 2650 14
49378 49
r6202S 63
1 Gross amount paid polieyholders for losses
including 9625259 occurring in pre
vious years 651442 68ComptbollebGeneeals Eepoet 435
2 Deduct amount received for salvage fire
1029025 reinsurance fire 25548180
265772 05
3 Net amount paid policyholders for losses 385 670 63
i Expenses of adjustment and settlement of losses Tll S
o Commissions or brokerage 249167 S
8 Salaries fees and all other charges of officers directors
trustees and home office employees a on
9 Rents Jou u
10 Advertising 2700 00
11 Postage telegrams telephone and express T JJJ It
12 Legal expenses b0 3
15 Underwriters boards and tariff associations 6ofI
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 4 819 03
17 Inspections and surveys 2127 2S
20 State taxes on premiums lAVr HO
21 Insurance department licenses and fees 372 9
22 All other licenses fees and taxes
Federal corporation tax city licenses and taxes 3 99 94
23 Other disbursements
34 Paid stockholders for interest or dividendsamountsde
dared during the year 2800000 28 000 00
39 Gross loss on sale or maturity of ledger assets viz
Stocks per Schedule D
884 oO
41 Total disbursements 4 ro
o49il o0
IVLedger Assets
2 Mortgage loans on real estate per Sched
uJeB first liens 51000 0Q
A Loans secured by pledge of bonds stocks
or other collateral per Schedule C 10 000 00
4 Book value of bonds 1003547 71
o Cash in companys office 82 36
6 Deposits in trust companies and banks not
on interest per Schedule N 0 0O
7 Deposits in trust companies and banks on
interest per Schedule N 130 768 30
8 Agents balances representing business
written subsequent to Oct 1 1914 106 223 28
16 Total ledger assets as per balance Item 42 1300631 65436
ComptbollebGeneeals Kepoet
NonLedger Assets
17 Interest due on mortgages per Schedule B
18 Interest accrued on bonds per Schedule D
part 1
777 92
4157 88
24 Total 4935 8
30 Gross assets 1Z06567 i5
Deduct Assets Not Admitted
38 Book value of ledger assets over market
value 62885 71
Market value special deposit etc 12685 13
75570 81
41
Total a
dmitted assets 1230996 61
VLiabilities
1 Gross losses adjusted and unpaid
2 Gross claims for losses in process of ad
justment or in suspense plus 750000
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
15404 04
98404 68
2700 00
4 Total
5 Deduct reinsurance due or accrued
116508 72
39657 85
6 Net amount of unpaid losses and claims 76850 87
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks r38271 08
10 Total unearned premiums as computed above 538271 08
17 Salaries rents expenses bills accounts fees etc due
or accrued 1000 00
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 0700 00
26
Total amount of all liabilities except capital 625821 95ComptrollerGenerals Report
437
27 Capital actually paid up in cash
28 Surplus over all liabilities
400000 00
205174 66
29 Surplus as regards policyholders 605 174 66
30 Total liabilities 3
1230996 61
Business in the State of Georgia During 1914
27 Gross risks written t 956 678 00
Less 64047900 risks cancelled and 4172400 reinsur
ance in companies authorized in Georgia 682 203 00
Net risks written 574 475 00
16667 62
6357 38
28 Gross premiums on risks written
Less 53676 return premiums and 99562 premiums for
reinsurance in companies authorized in Georgia
Net premiums received 10 310 94
5647 81
262 29
Net losses paid
29 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
30 Losses incurred 4
Less losses on risks reinsured in companies authorized in
Georgia
Net losses incurred
5385 52
7654 79
765 92
6888 87
WESTCHESTER FIRE INSURANCE COMPANY OF NEW YORK CITY
Home Office 100 William St New York N Y
George R Crawford President Otto E Scliaefer Secretary
Edgar Dunlap Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 500000 00438 ComptrollerGenerals Report
2 Amount of ledger assets as per balance
Dec 31 of previous years 5611783 13
3 Increase of paid up capital during the year 200000 00
4 Extended at 3 5811783 13
IIIncome
5 Gross premiums per Item 2 VI page 6 5621229 40
6 Deduct reinsurance premiums fire 1243
45892 return premiums fire 1005
13300 2248591 92
7 Total premiums other than perpetual 3372637 48
9 Gross interest on mortgage loans per
Schedule B 7425 05
11 Gross interest on bonds and dividends on
stocks 249560 94
8 Gross interest on deposits in trust com
panies and banks per Schedule N 5951 49
16 Gross rents from companys property 108 00
17 Total gross interest and rents 263045 48
18 From other sources
Sale of rights on stocks 3745 00
Federal income tax withheld from salaries
paid 384 02
Premiums received on increase in capital 600000 00
602129 02
25 From agents balances previously charged off 539 S5
26 Gross profit on sale or maturity of ledger assets viz
Stoeks per Schedule D 2352 24
28 Total income 4240704 07
IIIDisbursements
1 Gross amount paid policyholders for losses 2932084 01
2 Deduct amount received for salvage fire
193S576 reinsurance fire 78276337 802149 13
3 Net amount paid policyholders for losses 2129934 88
4 Expenses of adjustment and settlement of losses 40731 63
5 Commissions or brokerage 645S3S 75
7 Salaries 15315127 and expenses 10145388 of special
and general agents 254605 159
10
11
12
13
14
15
16
17
19
20
21
99
23
34
38
30
40
41
CoMPTBOLLEBGrENERAL s BepORT
Salaries fees and all other charges of officers directors
trustees and home office employees
Bents
Advertising 1103365 printing and stationery 3272970
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax
Municipal taxes and licenses
Other disbursements
Uncollectable reinsurance on losses and adjustments
Collection and exchange
Paid stockholders for interest or dividends amount de
clared during the year
Agents balances charged off
Gross losses on sale or maturity of ledger assets viz
Bonds per Schedule D
Gross decrease by adjustment in book value of ledger
assets viz Stocks per Schedule D
439
122109 28
28747 25
43763 35
25784 20
1602 14
7330 94
14167 22
45676 93
12712 38
23971 22
144 86
83173 88
17645 17
2367 64
13290 54
43 77
3206 29
160000 00
4452 30
1661 25
1745 00
Total disbursements t 3
684706 02
TVLedger Assets

1 Book value of real estate
2 Mortgage loans on real estate per Schedule
B
4 Book value of bonds 155755825 and
stocks 384994753 per Schedule D
6 Deposits in trust companies and banks not
on interest per Schedule N
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to Oct 1 1914
9 Agents balances representing business
written prior to Oct 1 1914
5876 00
122210 00
5407505 78
1273 2
3S4148 83
419078 46
16228 88
16
Total ledger assets as per balance Ttem 42 6 367 781 18440 ComptrollerGenerals Eeport
NonLedger Assets
17 Interest due 48600 and accrued 591S9
on mortgages per Schedule B 1077 89
18 Interest accrued on bonds per Schedule D
part 1 19328 34
20 Interest on other assets Syracuse Bing
hampton and New York R R Co divi
dend checks returned on account of suit 12500 00
24 Total 32906 23
30 Gross assets 6400687 41
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 16228 88
38 Book value of ledger assets over market
value viz Stocks and bonds 434347 45
Real estate 1376 00
451952 33
41 Total admitted assets 5948735 08
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 123071 71
2 Gross claims for losses in process of ad
justment or in suspense plus 8003363
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 520798 13
3 Gross claims for losses resisted 27557 75
4 Total 671427 59
5 Deduct reinsurance due or accrued 221924 34
6 Net amount of unpaid losses and claims 449503 25
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 646157743 unearned prem
iums per recapitulation page 6 col 6 3327393 08
10 Total unearned premiums as computed above 3327393 OSComptrollerGenerals Eeport
441
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 75 000 00
19 Contingent commissions or other charges due or accrued 15000 00
23 All other liabilities 384 02
26 Total amount of all liabilities except capital 3867280 35
27 Capital actually paid up in cash 500000 00
28 Surplus over all liabilities 1581454 73
29 Surplus as regards policyholders 2081454 73
30 Total liabilities 5948735 08
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of Dec as per
line 6 under this heading in last
years statement 786896161 7750519 47
2 Written or renewed during the year per
income No 5 525079278 5621229 40
4 Total 1311975439 13371748 87
5 Deduct those expired and marked off as
terminated 481386886 5279594 48
G In force at the end of the year 880588553 8092154 39
7 Deduct amount reinsured schedule re
quired 163840902 1630576 96
8 Net amount in force 666747651 6461577 43
Business in the State of Georgia During 1914
27 Gross risks written 4683686 00
Less 93792100 risks cancelled and 100836800 reinsur
ance in companies authorized in Georgia 1946289 00
Net risks written
2737397 00
54622 46
28 Gross premiums on risks written
Less 730549 return premiums and 1224566 premiums
for reinsurance in companies authorized in Georgia 19551 15
Net premiums received 35071 31442 ComptrollebGenebals Eepobt
29 Losses paid deducting salvage 41152 84
Less losses on risks reinsured in companies authorized in
Georgia 11505 33
Net losses paid 29647 51
30 Losses incurred 37483 65
Less losses on risks reinsured in companies authorized in
Georgia 9512 90
Net losses incurred 27970 75
WESTERN ASSURANCE COMPANY OF TORONTO CANADA
Vice President and General Manager W B Meikle
C H Godfrey Atlanta Attorney for Service
IDeposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
Albany N Y 212000 00
5 Amount of ledger assets as per balance December 31
of previous year 2645313 31
IIIncome
Fire Marine and Inland
6 Gross premiums per Item
2 VI 2322350 24 45980104
7 Deduct reinsurance prem
iums fire 59572936
marine and inland 127
02227 return premiums
49481852 marine and
inland 2172162 1090547 88 148743 89
8 Total premiums other
than perpetual 1231802 36 311057 15 1542859 51
12 Gross interest on bonds and dividends on
stocks less 36674 accrued interest on
bonds acquired during 1914 per Sched
ule D 90742 55CoMPTROLLEBGrENERALs EePORT 443
13 Gross interest on deposits in trust com
panies and banks per Schedule N 6359 02
14 Gross interest from other sources
Unlisted assets 299 50
18 Total gross interest and rents 97 301 07
19 Received from home office 152 774 43
28 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 180 Q0
30 Total income 1793115 01
IIIDisbursements
1 Gross amount paid policy
holders for losses in
eluding 11877973 oc
curring in previous
years 1308694 06
2 Deduct amount received
for Salvage fire 8
76038 marine and in
land 4172819 reinsur
ance fire 43693383
marine and inland 117
62024 discount fire
3009 445985 12
Fire Marine and Inland
359141 33
159348 43
9
10
11
12
13
14
15
16
17
20
Net amount paid policy
holders for losses 862708 94 199792 90
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries 2162764 and expenses 4062129 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents
Advertising 668560 printing and stationery 17443 16
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
inspections and surveys
State taxes on premiums
1062501 84
16198 86
341336 63
62248 93
70057 23
5334 77
24128 76
9991 57
1098 58
22 24
2317 71
18725 75
2970 29
4242 96
25268 41
444
ComptkollebGenebal s Repobt
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax
Federal revenue tax
Municipal
23 Other disbursements Exchange
34 Remitted to home office
39
Total disbursements
8926 81
3 99
276 93
10938 63
1510 09
124944 85
1793045 83
IVLedger Assets
4 Book value of bonds 160152175 and
stocks 37130860 per Schedule D 1972830 35
7 Deposits in trust companies and banks on
interest per Schedule N 378684 99
8 Agents balances representing business
written subsequent to Oct 1 1914 261499 72
9 Agents balances representing business
written prior to Oct 1 1914 29265 19
10 Bills receivable taken for marine and in
land risks 366 25
11 Bills receivable taken for fire risks 735 99
12 Other ledger assets viz Supplies 2000 00
16
Total ledger assets as per balance Item 40
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1 i
21191 96
30
Gross assets 2666574 45
Deduct Assets not Admitted
31 Cash 239996 91
32 Supplies printed matter and stationery 2000 00
34 Agents balances representing business
written prior to Oct 1 1914 29265 19
38 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 26018 47
39 Book value of ledger assets over market
value viz Bonds and stocks 65317 44
362598 01
42
Total 2303976 44ComptrollerGenerals Report
445
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 5301208
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
251741 39
6224 00
4 Total 257965 39
5 Deduct reinsurance due or accrued as per
Schedule E 66635 78
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 233347299 unearned prem
iums per recapitulation page 6 col 6 1167057 03
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
9441819 unearned premiums fifty
per cent 47209 09
Ocean cargo 100 per cent 24508 62
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 2239040
unearned premiums 10O per cent time
hulls 50 per cent 11195 20
191329 61
10 Total unearned premiums as computed above 1249969 94
15 Salaries rents expenses bills accounts fees etc due
or accrued 1200 00
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 23142 89
17 Contingent commissions or other charges due or accrued 1983 16
23 Total amount of all liabilities except deposit capital 1467625 60
24 Deposit capital 212000 00
25 Surplus over all liabilities 624350 84
26 Surplus as regards policyholders
836350 84
27 Total liabilities 2303976 44446 CompteolleeGenebal s Eepoet
Business in the State of Georgia During 1914
1 Gross risks written 3882783 00
Less 90246700 risks cancelled and 57557800 reinsur
ance in companies authorized in Georgia 1460455 00
Net risks written 2422328 00
2 Gross premiums on risks written 53414 11
Less 1019989 return premiums and 687950 premiums
for reinsurance in companies authorized in Georgia 16880 02
Net premiums received 36534 09
3 Losses paid deducting salvage 16946 12
Less losses on risks reinsured in companies authorized in
Georgia 3630 34
Net losses paid 13315 78
4 Losses incurred 19961 08
Less losses on risks reinsured in companies authorized in
Georgia 3230 34
Net losses incurred 16730 74
WILLIAMSBURG CITY FIRE INSURANCE COMPANY OF
NEW YORK CITY
Geo B Branson President David J Burtis Secretary
W B Hoyt Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 5020935 79
4
Extended at 5020935 79
IIIncome
5 Gross premiums per Item 2 VI page 6 4329858 84
6 Deduct reinsurance premiums fire 914
86463 return premiums fire 74816994 1663034 57
7 Total premiums other than perpetual 2666824 27ComptrollerGenerals Beport 447
9 Gross interest on mortgage loans per
Schedule B 26213 05
10 Gross interest on collateral loans per
Schedule C 375 00
11 Gross interest on bonds and dividends en
stocks less 316968 accrued interest on
bonds acquired during 1914 per Sched
ule D 173249 28
12 Gross interest on deposits in trust com
panies and banks per Schedule N 3308 42
13 Gross interest from other sources
Great Northern subscription 3506
interest on prem notes 6898 Wash
ington Water Power Co subscrip
tion 10000 Union Pacific distribution
2273 subscription D L Western R
R 6503 Mackay Co sold 1913
50000 1404 80
16 Gross rents from companys property in
cluding 15000 for companys occu
pancy of its own buildings 5362 43
17 Total gross interest and rents 209 912 98
18 From other sources Sale of maps 413 50
26 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 10 095 02
Stocks per Schedule D 12 510 56
28 Total income 2899756 33
IIIDisbursements
1 Gross amount paid policyholders for losses
including 27856620 occurring in pre
vious years 2269471 38
2 Deduct amount received for salvage fire
167949 reinsurance fire 59522304
discount fire 156036
3 Net amount paid policyholders for losses 1655896 49
4 Expenses of adjustment and settlement of losses 43230 61
5 Commissions or brokerage 036 991 61
8 Salaries fees and all other charges of officers directors
trustees and home office employees 46 951 18
9 Rents including 15000 for companys occupancy of its
own buildings 15482 98
10 Advertising 345273 printing and stationery 1680924 20261 97
11 Postage telegrams telephone and express 15921 16448
ComptbolleeGenehals Report
12 Legal expenses
13 Furniture and fixtures
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
18 Eepairs and expenses other than taxes on realestate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Federal corporation tax
U S internal revenue tax
City and county taxes
23 Other disbursements
Prem on surety bonds
Water ice and towels
Collection fees on premium note
Subscription to publication
34 Paid stockholders for interest or dividends amount de
clared during the year 12000000
38 Agents balances charged off
Mortgage chg off at no value
39 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
Stocks per Schedule D
41 Total disbursements
2050 23
24 25
32672 64
5932 31
122 05
1304 43
1215 19
46206 86
12554 88
1862 59
1925 90
8365 42
317 50
171 45
1 50
71 00
120000 00
734 80
35 S 86
1946 52
54715 14
3127289 52
IVLedger Assets
1 Book value of real estate 107931 82
2 Mortgage loans on real estate per Schedule
B first liens 546150 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 5000 00
4 Book value of bonds 136722473 and
stocks 204416124 per Schedule D 3411385 97
5 Cash in companys office 594 00
7 Deposits in trust companies and banks on
interest per Schedule N 372358 37
8 Agents balances representing business
written subsequent to October 1 1914 320649 44
11 Bills receivable taken for fire risks 29333 00
16 Total ledger assets as per balance Ttem 42
4793402 60ComptrollerGenerals Eeport
NonLedger Assets
17 Interest due 12048 and accrued 613860
on mortgages per Schedule B 6268 08
18 Interest accrued on bonds per Schedule D
Part 1 18045 09
449
24313 17
24 Total
30 Gross assets 4 gi 7 75 77
Deduct Assets Not Admitted
38 Book value of ledger assets over market
value 95316 22
Market value special deposit in excess of
iab 2465 61
41
Total admitted assets 4 719 933 94
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 25000 00
2 Gross claims for losses in process of ad
justment or in suspense plus 3000000
reserve for losses incurred prior to Dec
31 of which no notice had been receiv
ed on that date 282700 07
3 Gross claim for losses resisted 36152 00
4 Ttal 343852 07
6 Net amount of unpaid losses and claims 284 258 00
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 520625685 unearned prem
iums per recapitulation page 6 col 6 2579461 68
10 Total unearned premiums as computed above 2579461 68
17 Salaries rents expenses bills accounts fees etc due
or accrued 2000 00
18 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 35000 00
26 Total amount of all liabilities except capital 2900719 6g450
ComptrollerGenerals Report
27 Capital actually paid up in cash
28 Surplus over all liabilities
1000000 00
819214 26
29 Surplus as regards policyholders
30 Total liabilities
VIRisks and Premiums
1819214 26
4719933 94
1 In force December 31 1913 594582920 A
2 Written or renewed in 1914 440349861
3 Excess of original premiums over
amount received for reinsurance
364401 68
4 Totalg 1034932781 10837355 49
5 Deduct expirations and cancellations 413090987 4415o4 32
6 In force December 31 1914621841794 6421808 17
7 Deduct amount reinsured 120217428 1215551 32
8 Net amount in force 50 624366
Business in the State of Georgia During 1914
5206256 85
u 2677608 00
27 Gross risks written p
Less 101570000 risks cancelled and 55720800 reinsur
ance in companies authorized in Georgia 458492 0
U 2219116 00
Net risks written r
40076 75
16043 06
28 Gross premiums on risks written
Less 816218 return premiums and 788088 premiums
for reinsurance in companies authorized in Georgia
Net premiums received
39 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in
Georgia
24033 69
29117 10
765 98
Net losses paid
30 Losses incurred
Less losses on risks reinsured in companies authorized m
Georgia
28851 12
28679 10
1343 98
Net losses incurred

27335 12ComptrollerGenerals Report
451
YORKSHIRE INSURANCE COMPANY LTD OF NEW YORK CITY
United States Managers Prank DuBois
Hinton J Hopkins Attorney for Service
IDeposit Capital
1 Tn the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
New York 200000 00
0hio 100000 00
5 Amount of ledger assets as per balance December 31
of previous year 913764 44
IIIncome
6 Gross premiums per Item 2 VI 1051417 84
7 Deduct reinsurance premiums fire 279
62611 return premiums 23088945 510515 56
8 Total premiums other than perpetual 540 902 28
12 Gross interest on bonds and dividends on
stocks less 99653 accrued interest on
bonds acquired during 1914 per Shed
ule D 27498 75
13 Gross interest on deposits in trust com
panies and banks per Schedule N 1075 12
14 Gross interest from other sources
Cleveland Ohio 7662 Seattle Wash
2850 old balance 05 12
Philadelphia Unds Assn 3 15
18 Total gross interest and rents 28 682 14
30 Total income 569584 42
IIIDisbursements
1 Gross amount paid policyholders for losses
including 3169238 occurring in pre
vious years 435691 05
2 Deduct amount received for salvage fire
354265 reinsurance fire 15144378
discount fire 14164 15o 128 07
3 Net amount paid policyholders for losses 280 562 98452 ComptrollerGenerals Keport
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
7 Saiaries 741199 and expenses 555219 of special and
general agents
8 Salaries fees and all other charges of offers Erectors
trustees and home office employees gQ
9 Rents A1Q1o 7 Q36 74
10 Advertising 261761 printing and stationery 031913 795
11 Postage telegrams telephone and express g
12 Legal expenses lfim 59
13 Furniture and fixtures 2 601 08
14 Maps including corrections 5
15 Underwriters boards and tariff associations
I Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys 9608 22
20 State taxes on premiums 3fiQ8 2
81 Insurance department licenses and fees
22 All other licenses fees and taxes
War revenue stamp tax
City and county licenses and fees Vj
Local taxes and fees
3654 30
23 Other disbursements Q33 20
Subscriptions 431 33
Bank collections fi
Premiums on fidelity bonds and insurance on furniture 555 69
Night work 717 g0
Auditing
Miscellaneous acct office supplies stationery ice water
electrical work etc 3 24 65
34 Remitted to home office
535449 30
39 Total disbursements
IVLedger Assets
4 Book value of bonds 431
5 Cash in companys office San Francisco
Gal
6 Deposit in trust companies and banks not
on interest per Schedule N J60 w
7 Deposits in trust companies and banks on
interest per Schedule N a688b ly
8 Agents balances representing business
written subsequent to Oct 1 1914 H4J0o 4ComptrollerGenerals Eeport
453
9 Agents balances representing business
written prior to Oct 1 1914
41 00
16 Total ledger assets as per balance Item 40 947899 56
NonLedger Assets
18 Interest accrued on bonds per Schedule D
part 1
10277 08
24 Total
30 Gross Assets
Deduct Assets Not Admitted
10476 60
41 00
5410 00
10277 08
958176 64
81 Cash
34 Agents balances representing business
written prior to Oct 1 1914
39 Book value of ledger assets over market
value
42 Total admitted assets 942 249 04
VLiabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense plus 821369
reserve for losses incurred prior to Dee
31 of which no notice had been receiv
ed on that date
3 Gross claims for losses resisted
10209 16
64682 11
6450 00
4 Total 81341 27
5 Deduct reinsurance due or accrued as per
22209 97
Schedule E
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
fire risks 79872365 unearned prem
iums per recapitulation page 6 col 6 445380 36
59131 30
10 Total unearned premiums as computed above
15 Salaries rents expenses bills accounts fees etc due
or accrued
445380 36
500 00454 CompteollerGeneeals Bepobt
16 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
23 Total amount of all liabilities except deposit capital 513511 66
ii 200000 OU
24 Deposit capital 38
25 Surplus over all liabilities
428737 38
26 Surplus as regards policyholders
942249 04
27 Total liabilities
YIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31 day of December as
per line 6 under this heading in last
years statement 81687730 829 676 3
2 Written or renewed during the year 99105301 l0ol4184
4 Total 180843031 1881094 57
5 Deduct those expired and marked off as
terminated
6 In force at the end of the year 107613480 1120478 80
7 Deduct amount reinsured schedule re
quired

js 77 168650 798723 65
8 Net amounut m force m uLIFE INSURANCE COMPANIES
ffiTNA LIFE INSURANCE COMPANY OF HARTFORD CONN
Home Office 650 Main St Hartford Conn
Morgan G Bulieley President Charles E Gilbert Secretary
W E Hawkins Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 4000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 100726819 80
4 Extended at
100726819 80

IIIncome
5 First year s premiums on original policies
without deduction for commissions or
other expenses less 479313 for first
years reinsurance 1413507 76
6 Surrender values applied to pay first
years premiums 47 425 90
7 Total first years premiums on original
policies
8 Dividends applied to purchase paid up ad
ditions and annuities
9 Surrender values applied to purchase paid
up insurance and annuities
10 Consideration for original annuities in
volving life contingencies
11 Consideration for supplementary contracts
involving life contingencies
1460933 66
14373 15
356213 09
02614 78
12333 00
12 Total new premiums 1906467 68
13 Renewal premiums in addition to Items
14 16 and 17 without deduction for
commissions or other expenses less 14
68544 for reinsurance on renewals 9700822 78
14 Dividends applied to pay renewal prem
iums 701234 03456
CompteolleeGenebals Repobt
16 Surrender values applied to pay renewal
premiums
17 Renewal premiums for deferred annuities
960 62
3771 69
8 Total renewal premiums
19 Extra premiums for total and permanent disability bene
fits
10406789 12
60417 00
12373673 80
20 Total premium income
21 Consideration for supplementary contracts not involving
life contingencies
22 Dividends left with the company to accumulate at in
terest
24 Gross interest on mortgage loans pet
d 28l98 69
Schedule B
25 Gross interest on collateral loans per
n 00066
Schedule C
26 Gross interest on bonds and dividends on
stocks less 833346 accrued interest on
bonds acquired during 1014 per Sched
tv 1440424 14
ule D
27 Gross interest on premium notes policy
loans or liens
28 Gross interest on deposits in trust com
panies and banks per Schedule E
32 Gross discount on claims paid in advance
33 Gross rent from companys property in
cluding 3960000 foT companys occu
pancy of its own buildings per Sched A
84303 00
184563 75
713378 33
68702 85
1994 24
49729 70
5 09 750 22
34 Total gross interest and rents
35 From other sources Investment expense account
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A JJ 7
Bonds per Schedule T
Stocks per Schedule D
30533 50
41150 83
43 Gross increase by adjustment in book value of ledger
assets viz
Bonds per Schedule D
Stocks per Schedule D
20434 67
261659 73
44 Total income
282094 40
18206253 98ComptrollerGenerals Report
457

IIIDisbursements
1 For death claims less 7518400 reinsur
ance 488442512 additions 41569 4884840 81
2 For matured endowments 2 678 874 00
3 For total and permanent disability claims 11954 48
4 Net amounts paid for losses and matured endowments 7575669 29
5 For annuities involving life contingencies 49756 76
6 Premium notes and liens voided by lapse 2221 16
7 Surrender values paid in cash or applied in liquidation
of loans or notes 2 531 871 49
8 Surrender values applied to pay new premiums see In
come No 6 4742590 to pay renewal premiums see
Income No 16 96062 48 S8e
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9 356 213 09
10 Dividends paid to polieyholders in cash or applied in
liquidation of loans or notes rQS fi0 ta
t 098842 4
11 Dividends applied to pay renewal premiums see Income
701234 03
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8 14 373 15
14 Dividends left with the company to accumulate at interest
see Income No 22 0
184o3 7o
15 Total paid policyholders 12 063 131 98
16 Expenses of investigation and settlement of policv claims
including 672727 for legal expenses 6957 57
3 7 Paid for claims on supplementary contracts not involving
life contingencies 52840 04
18 Dividends and interest thereon held on deposit surren
dered during the year 130 322 88
19 Paid stockholders for interest or dividends 400 000 00
20 Commissions to agents less commission on reinsurance
First years premiums 56757044 renewal premiums
55755632 annuities original 352077 renewal
pi 144f 1128792 13
Zl l ommuted renewal commissions p 933 7
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 84 071 10
24 Branch office expenses including salaries of managers
and clerks not included in Item 22 184 885 46
25 Medical examiners fees 8780483 inspection of risks
M Qf800275 105807 58
2b Salaries and all other compensation of officers directors
trustees and home office employees 420 427 29
27 Bents including 2600000 for companys occupancy of
its own buildings 100 534 g0458 ComptbolleeGeneeals Kepoet
28 Advertising 1515419 printing and stationery 74
52338 postage telegraph telephone and express
74703 exchange 202882 i 889 OB
29 Legal expense not included in item 16 gQ
30 Furniture fixtures and safes ons52 75
31 Repairs and expenses other than taxes on real estate 30JM o
32 Taxes on real estate 152081 24
33 State taxes on premiums Q1 40
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal corporation tax
Publication fees 115463 tax on capital
stock 8010799 valuing policies 3
61934
Tax on reserves 907506 local license or
property tax 20087062 20994o
328071 72
39 Other disbursements
Investment expense account w
Sundries 29044 incidental 153837
Membership in association of life insurance
presidents
Home office travel 462908 revenue
stamps 6088 4b89
Profit and loss 25444 books papers and
subsc 73585
Expense on real estate during foreclosure 3o9 3
79367 89
2 443 41
46 Agents balances charged off
47 Gross loss on sale or maturity of ledger J J
Bonds per Schedule D
Stocks per Schedule D
IT 178 73
48 Gross decrease by adjustment in book value ofledger
assets viz Real estate per Schedule A 256065 96
Bonds per Schedule D 0
Stocks per Schedule D J
15941804 18
49 Total disbursements
IVLedger Assets
1 Book value of real estate 1 04524
2 Mortgage loans on real estate per Sched
ule B first liens 54678105 4
ComptrollerGenerals Report 459
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 1038189 35
4 Loans made to policyholders on this com
panys policies assigned as collateral 11438438 28
5 Premium notes on policies in force of
which 247226 is for first years prem
iums 99073 72
6 Book value of bonds 2714851960 and
stocks 439405345 per Schedule D 31542573 05
7 Cash in companys office 9 147 24
8 Deposits in trust companies and banks not
on interest per Schedule E 791 351 67
9 Deposits in trust companies and banks on
interest per Schedule E 2 268 247 35
10 Bills receivable 84503 agents balances
debit 4185964 credit 1108587
net 30773 77 slfils s
12 Total ledger assets as per balance Item 50102991269 60
NonLedger Assets
13 Interest due 1364818 and accrued 1
6240273 on mortgages per Sehed B 1637730 91
14 Interest due 509863 and accrued 393
37542 on bonds per Schedule D part 1 398474 05
15 Interest accrued on collateral loans per
Schedule C part 1 21 085 37
16 Interest due on premium notes policy
loans or liens 154326 45
17 Interest accrued on other assets Bank de
on Psits 1450 67
20 Rents accrued on companys property or
lease 250 00
21 Total interest and rents due and accrued o 213 317 45
23 Amortized value not including interest in Item 14 of
bonds and market value as of Dec 31 1914 of stocks
over book value per Schedule D 2897513 81
New Business Renewals
25 Gross premiums due and
nnreported on policies in
force Dec 31 1914 less
reinsurance premiums 30143 12 893825 51
460 ComptkollebGenerals Report
26 Gross deferred premiums
on policies in force Dee
31 1914 less reinsur
n 71 179 66 484851 89
ance premiums jiis ou
101 322 78 1378677 40
27Total U467 28 227016 82
28 Deduct loading i10
29 Net amount of uneollected 238516 08
and deferred premiums 868o5 50 l15Jbm j
109340616 94
35 Gross assets
Deduct Assets Not Admitted
38 Agents debit balances gross 41859
40 Loans on personal security bills receiv
able
41 Premium notes and loans on policies and
net premiums in item 29 in excess of
the net value of their policies
42768 35
109297848 59
44 Admitted assets life business inoiss87 84
Admitted assets accident health and liability business 101888
119516736 43
46 Total admitted assets
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of
Dec 1914 as computed by the company
on the following tables of mortality
and rates of interest viz
9 American experience table at 3 per cent
on entire n6nparticipating class and on
participating class issued prior to 1901 55521310 00
3 American experience table at 3 per cent
on participating class issued in 1901
and subsequently
Same for reversionary additions
5 Net present value of annuities including
those in reduction of premiums Give
tables and rates of interest viz
McClintocks annuitants 3 per cent on
business issued prior to 1910 McQinComptrollerGenerals Report
461
toeks annuitants 3 per cent and Amer
ican experience 3 per cent on business
issued in 1910 and subsequently 493531 00
Also supplementary contracts involving
life contingencies 135736 00
Total 90886373 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 35807 00
7 Extra reserve for total and permanent dii
ability benefits
90850566 00
214888 00
8 Net reserve
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
12 Claims for death losses in process of ad
justment or adjusted and not due 102 401 00
13 Claims for death losses reported for which
no proofs have been received
14 Reserve for net death losses incurred but
unreported
15 Claims for matured endowments due and
unpaid
16 Claims for death losses and other policy
claims resisted by the company
17 Claims for total and permanent disability
benefits
18 Due and unpaid on annuity claims involv
ing life contingencies
91065454 00
530894 00
9824 61
112454 00
97000 00
65356 00
98950 00
4016 00
14 77
19 Total policy claims
20 Due and unpaid on supplementary contracts not involv
ing life contingencies
21 Dividends left with the company to accumulate at in
terest and accrued interest thereon
22 Premiums paid in advance including surrender values so
applied
23 Unearned interest and rents paid in advance
24 Commissions due to agents on premium notes when paid
55371 other contingent commissions 229150
25 Commissions to agents due or accrued
480191 77
25 00
987149 09
38753 68
380820 99
2845 21
7926 19462
26
27
28
29
33
34
ComptrollerGenerals Keport
uncollected and deferred prem
tost of collection on
iums in excess of the loading thereon
Salaries rents office expenses bills and accounts due or
Medical examiners fees 1216780 and legal fees
11630due or accrued ollll
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the ear
of this statement j
Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums V j j
Dividends declared on or apportioned to annual dividend
policies payable to polieyholders during 1915 whether
contingent upon the payment of renewal premiums or
age
otherwise
5 Dividends declared on or apportioned to deferreddivi
dend policies payable to policyholders during 191o
Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
deferred dividend policies not included m item
35
36
37
upon
ResvcVpecialor spins funds not included above
Reserve under renewable and substandard contracts
21908 29
265010 89
12284 10
476099 25
114258 06
395378 39
870458 66
770213 00
43 Total liabilities life business
2 Total liabilities accident health and liab i ity
46 Capital stock
47 Unassigned funds surplus
48 Total surplus as regards policyholders
Total liabilities life health and other business
97146614 18
6869292 88
15500829 37
119516736 43
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in
force Pec 31 of previous year
18 Policies on the lives of citizens of said State
issued during the year
No Amount
4343 8574645 30
1 040 1963345 79
5383 10537991 09
19 Total i 1Q7 129 10
20 Deduct ceased to be in force during the year m 11971
21 licies in force Lee 31
1914 4621 93toMM 99MHiHH
ComptrollerGenerals Eepoet
22 Losses and claims unpaid Dec 31 of previous
year g
23 Losses and claims incurred during year 81
24 Total 87
25 Losses and claims settled during the year in
cash 16296197 by compromise 2003 77
26 Losses and claims unpaid Dec 31 1914 10
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses
463
14582 00
166773 00
181355 00
162982 00
18373 00
266558 05
AFROAMERICAN LIFE INSURANCE COMPANY OF
BIRMINGHAM ALABAMA
J F Stallings President j r Burns Secretary
Wm A Wright Insurance Comr Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 129100 00
2 Amount of ledger assets as per balance
Dee 31 of previous year
Decrease in capital during
the year 179540 00
3 Increase of capital during
the year 65640 00
283267 21
113900 00
4 Extended at
169367 21
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 49 1 71 27
13 Renewal premiums in addition to Ttems
14 16 and 17 without deduction for
commissions or other expenses 15430 03

20 Total premium income
24 Gross interest on mortgage loans peir
Schedule B 11106 92
64607 30464
ComptbollekGenebals Bepobt
25 Gross interest on collateral loans per
Schedule C
26 Gross interest on bonds and dividends on
stocks
27 Gross interest on premium notes policy
loans or liens
28 Gross interest on deposits in trust com
panies and banks per schedule E
29 Gross interest on other debts due the com
pany Gross interest on stock notes
32 Gross discount on claims paid in advance
688 45
100 00
28 67
353 14
2289 04
4 00
34 Total gross interest and rents
35 From other sources
Attorneys fees collected
Dividends refunded
Surplus from stock sales
Payments on stock notes
702 84
22822 97
46139 70
1661 37
44 Total income
IIIDisbursements
1 For death claims
6000 00
4
6
16
20
22
23
25
26
27
28
Net amount paid for losses and matured endowments
Premium notes and liens voided by lapse
Expenses of investigation and settlement of policy claims
including 37249 for legal expense
Commissions to agents less commission on reinsurance
First years premiums 2609747 renewal premiums
80068
Compensation of managers and agents not paid by com
mission for service in obtaining new insurance
Agency supervision and traveling expenses of super
visors except compensation for home office supervis
ion
Medical examiners fees
Salaries and all other compensation of officers directors
trustees and home office employees
14570 22
Pent
29
30
Advertising 365 printing and stationery 151910
postage telegraph telephone and express 83892 ex
change 285
Legal expense not included in item 16
Furniture fixtures and safes
71326 88
150504 40
6000 00
1517 21
807 08
26898 15
460 00
1418 06
6271 70
13957 49
846 50
2364 52
375 00
6S4 50
OoMPTROLLERGrENERAL s REPORT 465
33 State taxes on premiums
34 Insurance department licenses and fees 938 75
35 All other licenses fees and taxes
Federal corporation tax 943 09
Mississippi Delta tax municipal license
etc 321 86
39 Other disbursements
Investment expense 183 40
Office expense 399 14
Examination expense 2 188 49
Traveling expense Vl 48
Interest on stock notes refunded 18 470 28
Interest on mortgage loans refunded 222 97
Fire insurance g Q
Commission on stock sales 30 00
Premium paid on capital repurchased 39372 00
ar a v 63796 76
46 Agents balances charged off 1712 Qg
49 Total disbursements I 700
129o57 14
IVLedger Assets
2 Mortgage loans on real estate per Sched
ue B 169587 35
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule 0 5686 04
5 Premium notes on policies in force 363 32
6 Book value of stocks per Schedule D 4sno 00
7 Cash in companys office 76 67
8 Deposits in trust companies and banks
not on interest per Schedule E 5 749 54
9 Deposits in trust companies and banks on
interest per Schedule E 1 000 00
10 Agents balances debit 318682 CTedit
13527
30ol 00
12 Total ledger assets as per balance Item 50 190314 47
NonLedger Assets
13 Interest due 417465 and accrued 5
87969 on mortgages per Schedule R 10054 34466
ComptrollerGenerals Report
15 Interest accrued on collateral loans per
Schedule C part 1
17 Interest accrued on other assets Certifi
cate of deposit
152 45
75 11
21 Total interest and rents due and accrued
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums
26 Gross deferred premiums on policies m
force Dec 31 1914 less reinsurance
premiums
10281 90
6078 66
2717 88
27 Total
28 Deduct loading
8796 54
3509 08
29 Net amount of uncollected and deferred premiums
30 All other assets
Furniture and fixtures less 20 per cent de
preciation
2679 42
532 88
Stationery
35 Gross assets
Deduct Assets Not Admitted
36 Companys stock loans on 371777 prm
13870 interest
37 Supplies stationery printed matter 1
11548 furniture fixtures and safes
214354
38 Agents debit balances gross
39 Cash advanced to or in the hands of offi
cers or agents
3856 47
3259 02
3186 82
76 67
46 Admitted assets
YLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of
Dec 1914 as computed by the company
on the following tables of mortality
and rates of interest viz
5287 46
2143 54
1115 48
209142 85
10378 98
198763 87ComptroelerGexerae s Report
467
2 American experience table at 3 per cent
on modified preliminary term 293
policies insuring 29775000
American experience table at 3 per cent on
full preliminary term 830 policies in
suring 77225000
Same for reversionary additions
4 Other tables and rates viz
American 3i per cent Illinois standard
41 policies insuring 3250000
12897 00
5760 0O
342 00
Total
12 Claims for death losses in process of ad
justment or adjusted and not duej
13 Claims for death losses reported for which
no proofs have been received
16 Claims for death losses and other policy
claims resisted by the company
3000 00
2500 00
6500 00
19 Total policy claims
22 Premiums paid in advance including surrender values so
applied
24 Commissions due to agents on premiums notes when
paid
27 Salaries rents office expenses bills and accounts due or
accrued
28 Medical examiners fees
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
37 Reserve special or surplus funds not included above
Payments on stock notes certificates not issued
46 Capital stock
47 Unassigned funds surplus
18999 00
12000 00
133 40
40 95
1735 47
228 00
4207 69
1661 37
129100 00
30657 99
48 Total
198763 87
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in force
Dec 31 of previous year
18 Policies on the lives of citizens of said State issued dur
ing the year
34500 00
119000 00
19 Total
20 Deduct ceased to be in force during the year
153500 00
78500 00
21 Policies in force D
ec 31 1914
75000 00468 ComptrollerGenerals Beport
97 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses
5693 09
AMEKICAN CHWTRAI HFB WBJBAH COMPANY OP
INDIANAPOLIS INDIANA
Carroll B Carr Secretary
Herbert M Woollen President
Herbert Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash
2 Amount of ledger assets as per balance
Dec 31 of previous year
3859514 07
4 Extended at
3859514 07
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 186092 for first
years reinsurance
der values applied to pay first
186109 23
6 Sivrren
vears premiums
1909 61
nal
7 Total first years premiums on origi
policies
8 Dividends applied to purchase pad up ad
ditions and annuities
Surrender values applied to purchase paid
up insurance and annuities
188018 84
331 29
17143 50
12 Total new premiums
is Renewal premiums in addition to terns
14 16 and 17 without deduction for
commissions or other expenses less
596 83 for reinsurance on renewals W4ia o
4 Dividends applied to pay renewal prom
iuins
16 Surrender values applied to pay renewal
premiums
205493 63
2008 7
IS Total renewal premiums
808041 24B
ComptrollerGenerals Keport 469
19 Extra premiums for total and permanent disability bene
fits 1056 03
20 Total premium income 1014590 90
21 Consideration for supplementary contracts not involving
life contingencies 1 728 24
22 Dividends left with the company to accumulate at in
terest 256 38
24 Gross interest on mortgage loans per
Schedule B less 481103 accrued inter
est on mortgages acquired during 1914 139649 14
27 Gross interest on premium notes policy
loans or liens 6389 37
28 Gross interest on deposits in trust com
panies and banks per Schedule E 2002 77
29 Gross interest on other debts due the com
pany Agents Dr balances 160 69
33 Gross rent from companys property in
cluding 699996 for companys occu
pancy of its own buildings per Sehed
ule A 37613 54
34 Total gross interest and rents 242615 51
35 From other sources
Policy coupons 902 22
Insureds personal benefit fund 6 999 50
41 From agents balances previously charged off 349 36
44 Total income 1266665 u
IIIDisbursements
1 For death claims 222 997 98
4 Net amounts paid for losses and matured endowments 222927 98
6 Premium notes and liens voided by lapse less 60042 re
storations 8996 4S
7 Surrender values paid in cash or applied in liquidation
of loans or notes joi 3
8 Surrender values applied to pay new premiums see In
come No 6 190961 to pay renewal premiums see
Income No 16 200875 3 918 36
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9 17 I43 gn
10 Dividends paid to polieyholders in cash or applied in
liquidation of loans or notes 2 317 63
11 Dividends applied to pay renewal premiums see Income
No 14 1819 15470 CompteolleeGenebals Eepobt
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8
14 Dividends left with the Company to accumulate at inter
est see Income No 22
n u 379053 99
15 Total paid pobcyfholders
16 Expenses of investigation and settlement of policy claims
including 49869 for legal expenses
17 Paid for claims on supplementary contracts not involving
life contingencies
18 Dividends and interest thereon held on deposit surrender
ed during the year
19 Paid stockholders for interest or dividends
20 Commissions to agents less commission on reinsurance
First years premiums 12412419 renewal premiums
57 41901
23 Agency supervision and traveling expenses of srper
visors except compensation for home office supervs
ion
24 Branch office expenses including salaries of managers
and clerks not included in item 22
25 Medical examiners fees 1304650 inspection of risks
4 274 21
26 Salaries and all other compensation of officers directs
trustees and home office employees
27 Kent including 699996 for companys occupancy of
its own buildings
28 Advertising 671092 printing and stationery 13
03146 postage telegraph telephone and express 8
28498 exchange 300 08
29 Legal expense not included m item Hi g
30 Furniture fixtures and safes iVis Rfi
81 Repairs and expenses other than taxes on veal estate 14148 8b
32 Taxes on real estate
33 State taxes on premiums Qg
34 Insurance department licenses and fees
35 Ml other licenses fees and taxes Federal corporation
tax 36642 personal property tax 86674 municipal
etc 314 28 Federal stamp tax 3310 Other dis
bursements Legislative exp 10484 coupons and
in1 secrd 15855 officers trav exp 595641 pr
r bal charged off 10124 books mag etc 49545
agcy meetings 311643 light and heat 13951 re
statement ex 180000 surety bonds 106206
In societies 60275 liability prems 43637 invest
expense 77374 misc expenses 92635 L5673 IV
46 Agents balances charged off
S10211 99
49 Total disbursements ComptrollerGenerals Eeport
IVLedger Assets
1 Book value of real estate 441958 84
2 Mortgage loans on real estate per Sched
ule B first liens
4 Loans made to policy holders on this com
panys policies assigned as collateral
5 Premium notes on policies in force
7 Cash in companys office
9 Deposits in trust companies and banks on
interest per Schedule E
10 Agents balances debit 1168357 credit
34093 net 1134264 prem bal d
21379 cr 343701 net cr 322322
less income tax withheld 12950 7989 92
2595429 50
1193065 35
4311 87
995 17
72216 54
471
12 Total ledger assets as per balance Item 50 4315967
19
NonLedger Assets
13
16
17
20
21
99
Interest due 21022 and accrued 54
78927 on mortgages per Schedule B
Interest accrued on premium notes policy
loans or liens
Interest accrued on deposits
Rents due on companys property or lease
54999 49
151 22
233 65
440 00
Total interest and rents due and aocrued
Market value of real estate over book value per Sched
ule A
55824 36
7304 16
26
Gross premiums due and
unreported on policies in
force Dec 31 1914 less
reinsurance premiums
Gross deferred premiums
on policies in force Dec
31 1914 less reinsur
ance premiums
New Business Renewals
27
28
29
Totals
Deduct loading
Xet amount of nncollected
and deferred premiums
7525 70 63697 82
41 7
7567 45
3931 28
3636 17
37080 47
100778 29
10859 is
89918 71
93554 88
472 ComptrollerGenerals Report
30 All other assets 1 gg4 y9
Fire and liability prems paid in advance
Furniture and fixtures
4553575 91
35 Gross assets
Deduct Assets Not Admitted
37 Furniture fixtures and safes 13333 33
38 Agents debit balances gross n683
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies A43 2
43 Book value of ledger assets over market
value viz Premium dr bal
32374 21
4521201 0
40 Admitted assets
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of
Dec 1914 as computed by the Ind Ins
Dept on the following tables of mortal
ity and rates of interest viz
1 Actuaries table at 4 per cent on all is
sues prior to Jan 1 1908 except two
forms of policies 2331900 59
Same for reversionary additions
American experience table at 3 per cent
al other issues 224013
Same for reversionary additions
Total 39546530
6 Deduct net value of risks of this company
reinsured in other solvent companies 11211 05
3943382 45
7 Extra reserve for total and permanent dis
ability benefits
3944930 76
8 Net reserve
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company MM
CompteolleeGenerals Eepoet 473
12 Claims for death losses in orocess of ad
justment or adjusted and not due 5000 00
13 Claims for death losses reported for which
no proofs have been received 9524 76
14 Reserve for net death losses incurred
but unreported 3 297 93
19 Total policy claims 17822 69
21 Dividends left with the company to accumulate at interest
and accrued interest thereon 674 35
22 Premiums paid in advance including surrender values so
applied 3364 41
23 Unearned interest and rent paid in advance 31436 84
24 Commissions due to agents on premium notes when paid 215 59
25 ommissions to agents due or accrued 1 88
26 Cost of collection on uncollected and deferred rrem
iums in excess of the loading thereon 117 48
27 Salaries rents office expenses bills and accounts due or
accrued 1829 96
28 Medical examiners fees 190 00
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 14 955 24
33 Dividends or oher profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 144 5g
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise 159 40
37 Reserve special or surplus funds not included above
Special surplus to cover possible unknown liabilities 40000 00
41 All other liabilities
Insured s personal benefit fund 17 913 84
State county and municipal taxes payable 1915 6069 00
Policy coupons 2661 00
45 Total 4089415 05
46 Capital stock 137000 00
47 Unassigned funds surplus 294786 65
48 Total 4521201 70
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in force
Dec 31 of previous year 26 700 00474 CompteollebGenekals Eepoet
18 Policies on the lives of citizens of said State issued dur
ing the year
m41 37700 00
19 Total v 1AQ rift
20 Deduct ceased to be in force during the year LUtJ
21 Policies in force Dec 31 1914 2V25 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 7966
AMERICAN NATIONAL INSURANCE COMPANY OF GALVESTON TEX
V L Moody Jr President
L H Collier Secretary
W A Oliver Attorney for Service
IIIncome
1 Gross premiums written and renewed dur
ing the year per lines 2 9 16 and 23
VI page 6 accident 20151783
health 17718906 378706 89
2 Reinsurance Accident 4895 health
4894 97 89
3 Deduct premiums on policies cancelled
Accident 56302 health 24246
o Total deductions Accident 61197
health 29140 903 37
6 Net premiums Accident 20090586 health 17689766 377803 52
21 Policy fees required or represented by applications 94265 00
32 Prom other sources From life statement 4220632 8
805 48
40 Total income
IllDisbursements
1 Gross amount paid for losses Accident
4692701 35
4245386 health 9591354
138367 40
5 Net amount paid policyholders for losses Accident 42
45386 health 9591354 138367 40
18 Investigation and adjustment of claims viz Accident
77704 health 77704
1554 OSComptrollebGtenebals Repobt
23
24
29
30
33
36
37
38
43
44
45
46
47
49
54
56
Policy fees retained by agents
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 4439389 health 360082
Salaries fees and all other compensation of officers
directors trtstees and home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Bents including 120000 for companys occupancy of its
own buildings
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes Municipal in various
States
Legal expenses
Advertising
Printing and stationery
Postage telegraph telephone and express
Furniture and fixtures
Other disbursements
Branch office expense
Petty office expenses
Agents bond prems
Agents balances charged off
Gross decrease by adjustment in book value of ledger
assets viz From life statement
475
94116 25
80401 71
9196 63
992 00
1926 50
1592 37
761 70
477 44
14 50
2810 07
2959 73
2534 35
10 25
4383 67
2 95
88 75
789 15
1463396 74
57 Total disbursements g06 375 24
NonLedger Assets
41 Other nonledger assets viz
Deferred premiums pay order business
less corns 589111 10940 64
From life statement 3 023 922 37
44 Gross assets 3034863 01
VLiabilities
2 Losses and claims reported or in process of
adjustment Accident 271587 health
5497 3230 84
3 Losses and claims incurred but not report
ed Accident 61388 health 244366 3057 54
4 Losses and claims resisted 67 30
7 Xet unpaid claims except liability and workmens comp
claims excluding expenses of investigation and ad
justment Accident 332975 health 968863
13018 38476 OomptbollebGenebals Repobt
26 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
290i8802 unearned premiums fifty per cent 1454401 14o44 01
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after Oct 1 1914 viz Accident 57565 health
llol oO
57o6o q q
41 Advance premiums one hundred per cent
50 From life statement
51 Total amount of all liabilities except capital 2223
52 Capital actually paid up in cash 250000 00
53 Surplus over all liabilities 561174
54 Surplus as regards policyholders 81
m 3034863 01
55 Total liabilities
Business in the State of Georgia Dirring 1914
Gross premiums less return premiums on risks written or
renewed during the year Accident 949271 health
9492 71 18
Gross losses paid Accident 247397 health 823967 10713 64
ATLANTIC LIFE INSURANCE COMPANY OF RICHMOND VA
E Strudwick President M Jones Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 300000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 21 ol719 i
2151717 77
4 Extended at T
ITIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 366542 for first
years reinsurance 139413 64
7 Total first years premiums on original
policies 13V13 64ComptbollekGtenebals Eeport 477
8 Dividends applied to purchase paid up ad
ditions and annuities i 4gg iq
9 Surrender values applied to purchase paid
up insurance and annuities 8 836 69
10 Consideration for original annuities in
volving life contingencies 43 59
12 Total new premiums 49 gp 08
13 Renewal premiums in addition to Items
14 16 and 17 without deduction for
other expenses less 2894597 for re
insurance on renewals 598 193 03
14 Dividends applied to pay renewal premiums 24390 82
18 Total renewal premiums 622583 85
19 Extra premiums for total and permanent disability bene
fits 2397 54
20 Total premium income 774 7 47
22 Dividends left with the company to accumulate at in
terest 22186 06
23 Ledger assets other than premiums received from other
companies for assuming their risks 43 53
24 Gross interest on mortgage loans per
Sdhedule B less 200875 accrued in
terest on mortgages acquired during
1914 101137 59
25 Gross interest on collateral loans per
Schedule C 732 04
26 Gross interest on bonds and dividends on
stocks less 65421 accrued interest on
bonds acquired during 1914 per Sched
ule D 9893 47
27 Gross interest on premium notes policy
loans or liens 24 413 79
28 Gross interest on deposits in trust com
panies and banks per Schedule E 3040 01
29 Gross interest on other debts due the com
pany Interest on agents balances SS 4
M iscellaneous interest 4 90
33 Gross Tent from companys property 4 50
34 Total gross interest and rents 39 311 73
35 From other sources
Withheld account Federal income tax 50 49
Brokerage 1 778 98
478
ComptbolleeGeneeals Eepoet
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A
Bonds per Schedule D
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 121958
for accrual of discount
44 Total income
11 Disbursements
101 08
1175 25
1219 58
940628 17
1 For death claims less 662500 reinsur
ance 12307554
3 For total and permanent disability claims
123075 54
300 S6
4 Net amount paid for losses and matured endowments
5 For annuities involving life contingencies
7 Surrender values paid in cash or applied in liquidation
of loans or notes
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
11 Dividends applied to pay renewal premiums see Income
No 14
13 Dividends applied to purchase paid up additions and
annuities see Income No 8
14 Dividends left with the company to accumulate at in
terest see Income No 22
15 Total paid policyholders
16 Expenses of investigation and settlement of policy claims
including 162556 for legal expenses
18 Dividends and interest thereon held on deposit surrender
ed during the year
20 Commissions to agents less commission on reinsurance
First years premiums 8250257 renewal premiums
3721974
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
25 Medical examiners fees 1502375 inspection of risks
355053
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Rents
28 Advertising 671015 printing and stationery 623058
postage telegraph telephone and express 341197
exchange 59810
123376 40
3337 00
52679 87
8836 69
1936 40
24390 82
1486 16
22186 06
238229 40
1632 96
6296 96
119722 31
19659 70
18574 28
42712 91
3627 87
1095 80ComptrollerGenerals Keport 479
29 Legal expenses not included in item 16 3 051 49
30 Furniture fixtures and safes QB c
32 Taxes on real estate 35 48
33 State taxes on premiums rl
Q T lliuo 63
34 Insurance department licenses and fees 2 598 31
35 All other licenses fees and taxes
Federal corporation tax 909 91
Miscellaneous taxes 7 261 01
39 Other disbursements
Miscellaneous expenses 9 4i6 7
Miscellaneous traveling expenses 836 41
Payments to South Atlantic Life Ins Co warrant holders 1329 63
47 Gross loss on sale or maturity of ledger assets viz
Real estate per Schedule A 71 73
Bonds per Schedule D 996 37
48 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D including 10033
for amortization of premium 100 33
49 Total disbursements 498 999 42
IVLedger Assets
1 Book value of real estate per Schedule A 2526 79
2 Mortgage loans on real estate per Sched
ule B first liens 1712003 01 other
than first liens 1100000 1 723 003 01
3 Loans secured by pledge of bonds stocks
or otlher collateral per Schedule C 14750 00
4 Loans made to polieyholders on this com
panys policies assigned as collateral 370047 42
5 Premium notes on policies in force 60 580 93
6 Book value of bonds 16659826 and
stocks 6252150 per Schedule D 229119 76
7 Cash in companys office 3 601 94
8 Deposits in trust companies and banks not
on interest per Schedule E 33 214 67
9 Deposits in trust companies and banks on
interest per Schedule E 123 351 04
10 Agents balances debit 2145942 credit
6475 net 21j394 67
11 Commuted renewal commissions 825829
furniture and fixtures 350000 11758 29
12 Total ledger assets as per balance Item 50 2593348 52480
ComptrollerGenerals Report
NonLedger Assets
13 Interest due 158116 and accrued 31
80476 on mortgages per Schedule B
14 Interest accrued on bonds per Schedule
D part 1
15 Interest accrued on collateral loans per
Schedule C part 1
16 Interest accrued on premium notes policy
loans or liens
17 Interest on other assets Interest accrued
on bank deposits
Interest accrued miscellaneous
33385 92
3617 91
230 43
605 81
123 14
180 00
21 Total interest and rents due and accruedI
22 Market value of real estate over book value per Schedule
A
23 Market value not including interest in Item 14 stocks
over book value per Schedule D
New Business Renewals
25 Gross premiums due and
unreported on policies in
force Dec 31 1914 less
reinsurance premiums
26 Gross deferred premiums
on policies in force Dec
31 1914 less reinsur
ance premiums
765 05
46935 81
9713 97
27 Totals
28 Deduct loading
765 05 56649 78
481 98
9063 96
29 Net amount of uncollected
and deferred premiums
283 07 47585 82
38143 21
223 21
8528 50
47868 89
35 Gross assets
26S8112 33
Deduct Assets Not Admitted
37 Furniture fixtures and safes
38 Commuted commissions 825829 agents
debit balances gross 2145942
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies
3500 00
29717 71
15679 00
48896 71
46 Admitted assets
2639215 62ComptrollerGenerals Eeport
481
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of
Dec 114 as computed by the Bureau of
Insurance on the following tables of
mortality and rates of interest viz
1 Actuaries table at 4 per cent on policies
issued in 1900 and 1901 268 840 40
Same for reversionary additions 267 76
2 American experience table at 3 per cent
on issues subsequent to 1901 except
Item No 4 1722699 14
Same for reversionary additions 2 126 24
3 American experience table at 3 per cent on
reinsured policies 379 33
4 OtJher tables and rates viz
American experience 4 per cent 5 061 13
5 Net present value of annuities including
those in reduction of premiums
American experience 3 per cent 45422 00
Total 2044796 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 49274 00
8 Net reserve lj995522 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies 9 848 00
12 Claims for death losses in process of ad
justment or adjusted and not due 1000 00
13 Claims for death losses reported for which
no proofs have been received 13 014 00
19 Total policy claims 14014 00
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon 83 753 74
22 Premiums paid in advance including surrender values so
aPPHed 4426 53
23 Unearned interest and Tent paid in advance 8 392 00
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 20 245 98
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums estimated 1 000 00
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether482 ComptrollerGenerals Beport
contingent upon the payment of renewal premiums or
otherwise
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 14
37 Reserve special or surplus funds not included above
Contingency reserve for policyholders account M
46 Capital stock 128164 81
45 Unassigned funds surplus
2639215 62
48 Total
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 234 4ldo
18 Policies on the lives of citizens of said State
issued during the year x
361 703786 00
19 Total ri R7K nn
20 Deduct ceased to be in force during the year 24 0100
21 Policies in force Dec 31 1914 337 652110 00
23 Losses and claims incurred during year 2 3000 00
25 Dosses and claims settled during the year in
cash
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses lV4b 1
BANKERS RESERVE LITE COMPANY OF OMAHA NEB
B H Robison President C Wagner Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 100000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 4274437 78
4274437 78
4 Extended at v iaaaaaB
MMB
ComptrollerGenerals Report
IIIncome
483
5 First years premiums on original policies
without deduction for commissions or
other expenses less 165769 for first
years reinsurance 173486 29
7 Total first years premiums on original
Plicies 173486 29
8 Dividends applied to purchase paid up ad
ditions and annuities 24 015 63
9 Surrender values applied to purchase paid
up insurance and annuities 760 80
12 Total new premiums 19Sfi62 72
13 Renewal premiums in addition to Items
14 16 and 17 without deduction for
commissions or other expenses less 5
38705 for reinsurance on renewals 915 543 59
14 Dividends applied to pay renewal prem
iums 111319 26
18 Total renewal premiums 4 j Q26 862 86
00 I0 PTiUm inCme 1225125 57
22 Dividends left with the company to accumulate at in
tereSt 1816 31
24 dross interest on mortgage loans per
Schedule B less 37809 accrued interest
on mortgages acquired during 1914 59 704 25
26 Gross interest on bonds per Schedule D 110022 55
27 Gross interest on premium notes policy
loans or liens 61059 78
28 Gross interest on deposits in trust com
panies and banks per Schedule E 3 246 13
34 Total gross interest g 234 032 71
35 From other sources Items in suspense 429 59
41 From agents balances previously charged off 130 91
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 57750
for accrual of discount 577 50
44 Total income 1462112 59484
ComptrollerGenerals Report
IIIDisbursements
1 For death claims 13449368 additions
20050 134694 18
3 For total and permanent disability claims 3250 00
4 Net amounts paid for losses 137944 18
6 Premium notes and liens voided by lapse 13618 25
7 Surrender values paid in cash or applied in liquidation
of loans or notes 122046 96
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9 760 80
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 253 42
11 Dividends applied to pay renewal premiums see Income
No 14 111065 84
13 Dividends applied to purchase paidup additions and an
nuities see Income No 8 24015 63
14 Dividends left with Company to accumulate at interest
see Income No 22 1816 31
15 Total paid policyholders 411521 39
16 Expense of investigation and settlement of policy claims 132 15
19 Paid stockholders for dividends 10000 00
20 Commissions to agents less commission on reinsurance
First years premiums 13132898 renewal premiums
2070853 152037 51
S3 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 32492 05
25 Medical examiners fees 1352000 inspection of risks
509000 18610 00
26 Salaries and all other compensation of officers directors
trustees and home office employees 69083 85
27 Kent 5179 92
28 Advertising 612532 printing and stationery 623821
postage telegraph telephone and express 577138
exchange 108969 19224 60
29 Legal expense not included in item 16 2418 00
30 Furniture fixtures and safes 1874 30
33 State taxes on premiums 16831 70
34 Insurance department licenses and fees 3573 80
35 All other licenses fees and taxes
Federal corporation tax 140 76
Revenue stamp tax 26 04
City and county taxes 200 55
39 Other disbursements
Loss and gain Items 1780 70
Office expense 3215 63ComptrollerGenerals Eeport
485

Traveling expense
Premiums on fidelity bonds
Actual expense
46 Agents balances charged off
48 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D including 369225
for amortization of premium
1685 05
2478 26
600 00
360 57
3692 25
49 Total disbursements
757159 08
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B first liens 1137400 00
4 Loans made to polieyholders on this com
panys policies assigned as collateral 954451 30
5 Premium notes on policies in force 67 623 02
6 Book value of bonds 2 650 562 10
7 Cash in companys office 178 05
9 Deposits in trust companies and banks on
interest per Schedule E 169y119 02
10 Agents balances debit 84612 credit
78892 net 57 20
12 Total ledger assets as per balance Item 50 4979391 29
NonLedger Assets
13 Interest accrued on mortgages per Sched
ule B 4
14 Interest accrued on bonds per Schedule D
part 1
16 Interest accrued on premium notes policy
Joans or liens
21137 45
18786 21
2066 70
21 Total interest and rents due and accrued
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums
41990 36
28509 59
952 37
27 Total
28 Deduct loading
29461 96
7475 76
29 Net amount of uncollected and deferred
premiums
21986 20
35 Gross assets
5043367 85486 ComptrollerGenerals Eeport
Deduct Assets Not Admitted
38 Agents debit balances gross 846 12
43 Book value of bonds over market value 29712 58
46 Admitted assets 5012809 15
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of
Dec 1914 as computed by the Insurance
Dept of Neb on the following tables of
mortality and rates of interest viz
1 Actuaries table at 4 per cent 2899630 00
2 American experience table at 3y2 per cent 970232 00
Same for reversionary additions 55780 00
Total 3925642
6 Deduct net value of risks of this company
reinsured in other solvent companies 4533 00
XT 3921109 00
8 Net reserve v
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
t t 7iy y
manded
13 Claims for death losses reported for which
no proofs have been received 17004 2o
17004 25
19 Total policy claims
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon 5179 31
22 Premiums paid in advance including surrender values
so applied
23 Unearned interest and rent paid in advance yo
27 Salaries rents office expenses bills and accounts due or o Qn
accrued 7m 00
28 Medical examiners fees
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
18500 00
of this statement
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
4000 99
ferred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
1867 82
otherwise ComptbolleeGtenebals Bepobt 487
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 1 455 18
36 Amount set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in Item 35 27 894 92
37 Eeserve special or surplus funds not included above
Special fund calculated payable to the holders of deferred
dividend policies contingent upon the payment of
the annual premiums falling due during 1915 84431 29
41 All other liabilities Items in suspense 2258 41
f Trtal 4131168e7
46 Capital stoek 0 0Q
47 Unassigned funds surplus 781 640 48
48Total 5012809 15
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in force
Dec 31 of previous year 216216 25
18 Policies on the lives of citizens of said State issued dur
ing the year 74210 7g
I9 Z01 290427 00
20 Deduct ceased to be in force during the year 87 735 00
21 Policies in force Dec 31 1914 202 692 00
23 Losses and claims incurred during year 1 000 00
25 Losses and claims settled during the year in cash 1000 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 6 243 03
CHEROKEE LIFE INSURANCE COMPANY OF ROME GA
Barry Wright President G K Henshall Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in h 100000 00488 ComptbollebGenebals Repobt
2 Amount of ledger assets as per balance
Dec 31 of previous year 355270 48
355270 48
4 Extended at
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 6570 for first
years reinsurance 167561 4
7 Total first years premiums on original
policies 167561 42
12 Total new premiums
13 Renewal premiums in addition to Items
14 16 and 17 without deduction for
commissions or other expenses less 2
33717 for reinsurance on renewals 57633 42
18 Total renewal premiums OJ
225 194 84
20 Total premium income
24 Gross interest on mortgage loans per
Schedule B l85 27
26 Gross interest on bonds and dividends on
stocks 984717
27 Gross interest on premium notes policy
loans or liens 119 96
28 Gross interest on deposits in trust com
panies and banks per Schedule E 760 11
29 Gross interest on other debts due the com
pany General 6 35
33 Gross rent from companys property in
cluding 336000 for companys occu
pancy of its own buildings per Sehed
ule A 6469 8
34 Total gross interest and rents 19187 94
44 Total income 244382 78
IIIDisbursements
1 For death claims ordinary 2402959
industrial 214634 26166 93MBBWH1

CompteolleeGenebals Repoet 489
3 For total and permanent disability claims
2500 and additional accidental death
benefits 200000 2 025 00
4 Net amounts paid for losses and matured endowments 28 191 93
6 Borne Insurance Co P N charged off 3624 5
7 Rome Insurance Co P L charged off 210 98
8 P L inst chgd off
9 Sur vals paid 227 35
15 Total paid policyholders 3 2
16 Expense of investigation and settlement of policy claims
including 100142 for legal expense 1 140 82
20 Commissions to agents less commission on reinsurance
First years premiums 14173728 renewal premiums
742874
22 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
bonuses
23 Agency supervision and traveling expensesofsupervisors
except compensation for home office supervision i 77n 5
24 Branch office expenses including salaries of managers
and clerks not included in item 22 2 672 84
25 Medical examiners fees 1872569 inspectionofrisks
574761
26 Salaries and all other compensation of officers directors
trustees and home office employees lg 510
27 Bent including 336000 for companys occupancy ofits
own buildings
28 Advertising 404218 printing andstationery630722
postage telegraph telephone and express 2 776 10
exchange 2215 13
29 Legal expense not included in item 16 o09n 1n
30 Furniture fixtures and safes
31 Bepairs and expenses other than taxes on real estate 4 758 84
32 Taxes on real estate
33 State taxes on premiums 9
34 Insurance department licenses and fees 871 no
35 Municipal licenses
36 Actuarial fees 368 50
37 Miscl office expense f II
3S Directors per diem and traveling expenses 2 271 80
39 Interest on mtg on H O bldg m Q
40 Interest on temporary loan
42 Special fees acct reorganization Wright 4 000 00
King 125000 Butler 50000 5 750 00
44 Expense acct Exchange of ctfs j 847
45 Agents balances charged off acct exchange ctfs 15220 30490
ComptrollerGenerals Report
46 Agents balances charged off acct ins bus
il Gross loss on sale or maturity of ledger assetsj
Bonds per Schedule D
Less eomms given to company
6004 22
400 00
49 Total disbursements
IVLedger Assets
1 Book value of real estate less 1500000
incumbrances per Schedule A
2 Mortgage loans on real estate per Sched
ule B first liens
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C
4 Loans made to policyholders on this com
panys policies assigned as collateral
5 Premium notes on policies in foree see
No 26 below
6 Book value of bonds
7 Gash in companys office
8 Deposits in trust companies and banks not
on interest per Schedule E
9 Deposits in trust companies and banks on
interest per Schedule E
10 Bills receivable 144940 accts 53517
11 Outstg nets 4116278 agents dr bal 4
22649
31556 40
41729 70
3000 00
971 83
110527 90
649 70
40476 28
6779 80
1984 57
45389 27
12 Total ledger assets as per balance Item 50
NonLedger Assets
13 Interest on mortgages peT Schedule B
14 Interest on bonds per Schedule D part 1
17 Interest on other assets Inst on cash in
banks accrued
20 Bents
947 62
3322 92
75 24
1084 25
15635 75
5604 22
316587 81
21 Total interest jnd rents due and accrued
25 Gross premiums due and unreported on policies m force
Dec 31 1914 less reinsurance premiums
26 Gross deferred premiums on policies in force December
31 1914 less reinsurance premiums
283065 45
5430 03
11582 11
9499 15
27 Totals
21081 26ComptrollerGeneral s Report
28 Deduct loading
29 Net amount of uncollected and deferred premiums
35 Gross assets
Deduct Assets Not Admitted
38 Outstanding nets 4116278 agents
debit balances gross 422649
39 Cash in branch off 47453 cash in
Athens Bk Tr Co 32899
40 Accts receivable 53517 bills receivable
144940
41 Premium notes and loans on policies and
net premiums in Item 29 inexcess of
the net value of their policies
43 Book value of ledger assets over market
value viz Collateral loans discount
Bonds
45389 27
803 52
1984 57
1891 35
163 00
2173 40
46 Admitted assets
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of
Dec 1914 as computed by the company
on the following tables of mortality
and rates of interest viz
2 American experience table at 3 per cent
on all Cherokee business
Same for reversionary additions
3 American experience table at 4 per cent
on all Rome Insurance Co business
Same for reversionary additions
94344 82
498 20
Total
6 Deduct net value of risks of this company
reinsured in other solvent companies
94843 02
3239 65

7 Extra reserve for total and permanent
disability benefits less 80052 reins
8 Net reserve
91603 37
2544 88
491
2348 63
18732 63
307228 11
52405 11
254823 00
94148 25492 ComptrollerGenerals Report
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the disability claims
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be demand
11 Claim for death losses due and unpaid 1000 00
13 Claims for death losses reported for which
no proofs have been received buw uu
16 Claims for death losses and other policy
claims resisted by the company IJU
18000 00
19 Total policy claims 1122 45
20 Reinsurance premiums due
22 Premiums paid in advance including surrender values
so applied 18 61
23 Unearned interest and rents paid in advance gQ
25 Mars bonuses accrued
27 Salaries rents office expenses bills and accounts due or
accrued 173 00
28 Medical examiners fees
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the ear
of this statement 135 41
31 Borrowed money
119721 68
100000 00
45 Capital stock
46 Surplus to stockholders
135101 32
47 Surplus to policyholders
254823 00
48 Total
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Bee 31 previous year
18 Policies on the lives of citizens of said State
issued during the yeair
519 853000 00
19 Total q i82 000 00
20 Deduct ceased to be in force during the yearJU ls
t i ion 425 671000 00
21 Policies in force Bee 31 1914
i 2500 00
23 Losses and claims incurred during yearComptbollebGtenebals Eepobt
25 Losses and claims settled during the year in
cash
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses
493
2500 00
20861 19
COLUMBIA LIFE INSURANCE COMPANY OF CINCINNATI OHIO
F G Gross President
a M Cross Secretary
B Reins Attorney for Service
ICapital Stock
1 Amount of capital paid up
in eash 181700 00
2 Amount of ledger assets as per balance
Dec 31 of previous year
3 Increase of capital during the year
828174 62
100 00
4 Extended tat
828274 62
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 220942 for first
yeairs reinsurance t
6 Surrender values applied to pay first
years premiums
7 Total first years premiums on original
policies
8 Dividends applied to purchase paid up ad
ditions and annuities
9 Surrender values applied to purchase paid
up insurance and annuities
47779 21
10 59
47789 80
23 66
98 80
12 Total new premiums a
13 Renewal premiums in addition to Items
14 16 and 17 without deduction for
commissions or other expenses less
721191 for reinsurance on renewals 156 415 93
47912 26494 ComptrollebGenebals Eepobt
14 Dividends applied to pay renewal prem

iums
16 Surrender values applied to pay renewal
premiums
18 Total renewal premiums
7998 66
630 97
165045 56
20 Total premium income
22 Dividends left with the company to accumulate st in
t PJGst
23 Ledger assets other than premiums received from other
companies for assuming their risks
24 Gross interest on mortgage loans per
212957 82
1518 05
43516 34
Schedule B less 19347 accrued interest
on mortgages acquired during 1914
25 Gross interest on collateral loans per
Schedule C
26 Gross interest on bonds and dividends on
stocks less 19538 accrued interest on
bonds acquired during 1914 per Sched
ule D
27 Gross interest on premium notes policy
loans or liens
28 Gross interest on deposits in trust com
panies and banks per Schedule E
29 Gross interest on other debts due the com
pany Int on agents notes and overdue
mart inst
33 Gross rent from companys property
32222 78
1158 24
2618 12
7562 45
788 09
313 64
1074 13
34 Total gross interest and rents
35 From other sources
Health and accident department income
Coupons to policyholders credit
Premiums on capital stock
American life and annuity policy liens
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A
45737 47
40460 30
1429 65
100 00
1282 84
44 Total income
IIIDisbursements
47279 62
2000 00
1 For death claims less 850000 reinsur
ance
2 For matured endowments
4 Net amounts paid for losses and matured endowments
5 For annuities involving life contingencies
219 77
347222 24
49279 62
85 5ftComptrollebGenebals Eepobt
7 Surrender values paid in cash or applied in liquidation
of loans or notes
8 Surrender values applied to pay new premiums see In
come Xo 6 1059 to pay renewal premiums see In
come No 16 63097
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
111 Dividends applied to pay renewal premiums 3eo Income
No 14
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8
14 Dividends left with the company to accumulate at interest
see Income No 22
15 Total paid policyholders
16 Expense of investigation and settlement of policy claims
17 Paid for claims on supplementary contracts not involv
ing life contingencies
18 Dividends and interest thereon held on deposit surrender
ed during the year
20 Commissions to agents less commission on reinsurance
First years premums 2842313 renewal premiums
885182
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
24 Branch office expenses including salaries of managers
and clerks not included in item 22
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Bents
28 Advertising 119503 printing and stationery 380754
postage telegraph telephone and express 219929
exchange 2468
29 Legal expense not included in item 16
31 Repairs and expenses other than taxes on real estate
32 Taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Agents licenses
Chattel tax
39 Other disbursements
Applications 186753 corns on stock sale 3000
Discount on paems paid in advance
General expense
Investment exp 72566 trav expense 479900
495
13417 84
641 56
98 80
193 16
7998 66
23 66
1518 05
73256 91
1 50
550 00
806 46
37274 95
6026 65
6155 92
31238 10
1700 00
7226 54
3442 65
609 45
435 39
925 49
729 68
374 21
449 47
1897 53
26 99
2239 41
5524 66496
CompteolleeGeneeals Report
Interest paid on credit Coupons
Health and accident dept disbursements
46 Agents balances charged off
7 26
34944 92
8070 14
49 Total disbursements 231156 31
IVLedger Assets
1 Book value of real estate 32568 34
2 Mortgage loans on real estate per Sched
ule B first liens 584243 59
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule O
4 Loans made to policyholders on this com
pany s policies assigned as collateral
6 Book value of bonds
7 Cash in compnys office
8 Deposits in trust companies and banks not
on interest per Schedule E
9 Deposits in trust companies and banks on
interest per Schedule E
10 Bills receivable 191681 agents bal
ances debit 1575910 credit
21851 net 1554059
Cert ch Va 1000000 Appalachian
debit 39471 fire ins prem 11700
cotton acct 56002 furniture and fix
351888 sundry drs 2271
21145 79
171221 37
75127 60
3867 85
2736 08
21359 21
17457 40
14613 32
12 Total ledger assets as per balance Item 50 944340 53
NonLedger Assets
13 Interest due 592146 and accrued 8
68877 on mortgages per Schedule B
14 Interest accrued on bonds per Schedule D
part 1
15 Interest accrued on collateral loans per
Schedule C patrt 1
16 Interest due 5798 and accrued 12
94195 on premium notes policy loans
or liens
17 Interest accrued on other assets Branch
balances
20 Rents due on companys property or lease
14610 23
560 83
502 59
12999 93
7 60
75 00
21 Total interest and rents due and accrued
22 Market value of real estate over book value per Sched
ule A
28756 18
20240 66
ComptrollerGenerals Report
25 Gross premiums due and imreported on
policies in force Dec 31 1914 less
reinsurance premiums g 330 72
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums 17 218 44
f070tas 78549 16
28 Deduct loading 1941 7g
29 Net amount of uncollected and deferred premiums
35 Gross assets
Deduct Assets Not Admitted
37 Furniture fixtures and safes 4
38 Agents debit balances gross
40 Bills receivable
43 Book value of ledger assets over market
value viz Bonds
Cotton acct 56002 sundry drs 2271
Loans and liens in excess of reserve
3518 88
15759 10
1916 81
825 10
582 73
2114 24
46 Admitted assets
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of
Dec 1914 as computed by the Actuary
Ohio Ins Dept on the following tables
of mortality and rates of interest viz
1 Actuaries table at 4 per cent on Inter
State Assurance Cos business issued
during 1900 and 1901 118755 00
2 American experience table at 3 per cent
on InterState Insurance Gos business
issued from March 1 1910 to August
13th 1914 124124 00
3 American experience table at 3 per cent
on Columbia Life Ins Co issued from
1903 to date 513374 Appalachian Ins
Co from 1910 to 1914 33456 546830 0O
5 Net present value of annuities including
those in reduction of premiums Am
erican experience table 3 per cent 475 00
497
58907 40
1052244 79
1027527 93
Total
790184 00498
ComptrollerGenerals Report
6 Deduct net value of risks of this company
reinsured in other solvent companies
7 Extra reserve for total and permanent dis
ability benefits
9945 00
440 16
8 Net reserve
9 Present value of amounts not yet due oil supplementary
contracts not involving life contingencies computed
by the Actuary Ohio Ins Dept
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
12 Claims for death losses in process of ad
justment or adjusted and not due 6200 00
13 Claims for death losses reported for which
no proofs have been received 660 00
19 Total policy claims
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon
22 Premiums paid in advance including surrender values
so applied
23 Unearned interest and rent paid in advance
25 Commissions to agents due or accrued
26 Cost of collection on uncollected and deferred prem
iums in excess of the loading thereon
27 Salaries rents office expenses bills and accounts due or
accrued
28 Medical examiners fees
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
37 Reserve special or surplus funds not included above
H and A unearned prems 53042 prems in advance
112481 claims pending est 178073 dividends un
paid 6500 salaries and bills unpaid 5504 tax on
1914 prems est 13500
41 All other liabilities
Coupons to policyholders credit and accrued int
Payment with applications policies not issued
Ledger balances Appalachian Ins Co 2134240 to be
paid in Cos stock at 20000 per share
780679 16
5649 00
1485 00
6860 00
6072 61
1357 21
3071 73
110 55
252 57
365 32
333 50
1463 11
1228 06
3691 00
2561 13
175 94
10671 20ComptrolleeGenekals Eepoet 499
46 Capital stock 182 800 00
47 Unassigned funds surplus 19700 84
48 Total 1027527 93
Business in the State of Georgia Duing 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 229 533650 00
18 Policies on the lives of citizens of said State
issued during the year 275 530890 00
19 Total 504 1064540 00
20 Deduct ceased to be in force during the year 119 309710 00
21 Policies in force Dee 31 1914 385 754830 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 14656 67
COLUMBIAN NATIONAL LIFE INSURANCE COMPANY OF
BOSTON MASS
Arthur E Childs President William H Brown Secretary
Alfred O Newell Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 9026692 47
4 Extended at 9026692 47
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 380218 for first
years reinsurance 293827 93Eepobt
2666 19
296494 12
117 81
21526 05
32199 15 350337 13

I 1716853 30
500 ComptrollerGeneral s
6 Surrender values applied to pay first
years premiums
7 Total first years premiums on original
policies
8 Dividends applied to purchase paid up ad
ditions and annuities
9 Surrender values applied to purchase paid
up insurance and annuities
10 Consideration for original annuities in
volving life contingencies
12 Total new premiums
13 Renewal premiums in addition to Items
14 16 and 17 without deduction for
commissions or other expenses less 17
25567 for reinsurance on renewals I
14 Dividends applied to pay renewal prem
iums 4779906
16 Surrender values applied to pay renewal
premiums 287 44
17 Renewal premiums for deferred annuities 871 51
18 Total renewal premiums 1768401 31
19 Extra premiums for total and permanent disability bene
fits 8162 81
20 Total premium income 2126901 25
21 Consideration for supplementary contracts not involving
life contingencies 2864 00
29 Dividends left with the company to accumulate at in
terest a281 i9
24 Gross interest on mortgage loans per
Schedule B less 1902 accrued interest
on mortgages acquired during 1914 101845 04
26 Gross interest on bonds and dividends on
stocks less 676505 accrued interest on
bonds acquired during 1914 per Sched
ule D 188796 11
27 Gross interest on premium notes policy
loans or liens 77827 66
28 Gross interest on deposits in trust com
panies and banks per Schedule E 7307 66
29 Gross interest on other debts due the com
pany General interest including int on
overdue prems 245 8MB
M
ComptbollebGenebals Eepoet 501
33 Gross rent from companys property in
cluding 2509887 for companys occu
pancy of its own buildings per Sehed
ule A 64550 66
34 Total gross interest and rents U0m2 n
so from other sources
Accident and health dept per statement 319 798 13
Federal income tax deducted at source 215 00
Matured endowments due and unpaid 27 00
Interest on O Brien mortgage balance 150 92
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A 57 68
Bonds per Schedule D 594 76
43 Gross increase by adjustment in book value of ledger
assets viz Real estate per Schedule A 127 67
Bonds per Schedule D including 1501785 for accrual
of discount 15017 85
44 Total income 2m578 66
IIIDisbursements
1 For death claims less 1821900 reinsur
ance 36492160 additions 130592
2 For matured endowments
3 For total and permanent disability claims
366227 52
50127 00
1106 60
4 Net amounts paid for losses and matured endowments
5 For annuities involving life contingencies
6 Premium notes and liens voided by lapse less 264582
restorations
7 Surrender values paid in cash or applied in liquidation
of loans or notes
8 Surrender values applied to pay new premiums see In
come No 6 266619 to pay renewal premiums see
Income No 16 287744
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
11 Dividends applied to pay Tenewal premiums see Income
No 14
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8
417461 12
2324 76
19829 32
198087 49
5543 63
21526 05
10734 07
47799 06
117 81502 ComptrollerGenerals Beport
14 Dividends left with the company to accumulate at interest
see Income No 22
724704 80
15 Total paid policyholders
16 Expenses of investigation and settlement of policy claims
including 265057 for legal expense
17 Paid for claims on supplementary contracts not mvolv
ing life contingencies
18 Dividends and interest thereon held on deposit surrender
ed during the year 70 000 00
19 Paid stockholders for interest or dividends
20 Commissions to agents less commission on reinsurance
First years premiums 11781187 renewal premiums
73984 23 annuities original 125996 renewal
1798 08 48
21 Commuted renewal commissions
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision Ufi
24 Branch office expenses including salaries of managers
and clerks not included in item 22
25 Medical examiners fees 2738435 inspection of risks
629886 V
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Bent including 2319507 for companys occupancy of
its own buildings less 37000 received under sublease 489G 1
28 Advertising 436215 printing and stationery
postage telegraph telephone and express 1435545
exchange 71624
29 Legal expense not included in item 16
30 Furniture fixtures and safes
31 Eepairs and expenses other than taxes on real estate 21816 96
32 Taxes on real estate 99057 54
33 State taxes on premiums 5gg 1
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal corporation tax 7gg
State and municipal licenses and fees 64 76
Personal property taxes
39 Other disbursements 2 92
Legislative expenses Schedule K
Home office expanses 718672 traveling 621473 13401 45
Contribution to life ins presidents association
Discount on premiums paid in advance
American Investment Securities Co
General interest Mulkey claim 98671 OBrien mort
gage balance 15092 ComptrollerGenerals Report 503
Advance deposits
Accident and health dept per statement 310154 32
48 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D including 10
32263 for amortization of premium 10 322 63
49 Total disbursements 178588151
IVLedger Assets
1 Book value of Teal estate per Schedule A 848879 03
2 Mortgage loans on real estate per Sched
ule B first liens 1873 957 49
4 Loans made to polieyholders on this com
panys policies assigned as collateral 1630523 09
5 Premium notes on policies in force of
which 1345284 is for first years
Premiums 163740 04
6 Book value of bonds 481891725 and
stocks 9509527 per Schedule D 4914012 52
7 Cash in companys office 3 jgo qq
8 Deposits in trust companies and banks not
on interest per Schedule E 13 684 45
9 Deposits in trust companies and banks on
interest per Schedule E 545 242 53
10 Agents balances debit 10357699
credit 197463 net 101602 36
Contingent funds subject to draft by
cashiers 76933 suspense aect 1
5451 1823 84
11 Accident and health dept per statement 51774 21
12 Total ledger assets as per balance Item 50 10148389 62
NonLedger Assets
13 Interest due 1234934 and accrued 27
31921 on mortgages per Schedule B 39668 55
14 Interest due 50000 and accrued 70
99676 on bonds per Schedule D part 1 71496 76
16 Interest due 1156200 and accrued
1217844 on premium notes policy
loans or liens 23 740 44
17 Interest due 160992 and accrued
48812 on other assets Bank deposits 2098 04
20 Bents due 25000 and accrued 340094
on companys property or lease 3650 94
21 Total interest and rents due and accrued 140 654 73504
ComptrollerGeneral s Report
New Business Renewals
25 Gross premiums due and
unreported on policies in
force Dec 31 1914 less
reinsurance premiums 50249 34 159904 56
26 Gross deferred premiums
on policies in force Dec
31 1914 less reinsur
ance premiums 13427 89 82486 59
27 Totals 63677 23 24239115
28 Deduct loading 6469 49 38007 77
29 Net amount of uncollected and deferred premiums 261591 12
35 Gross assets 10550635 47
Deduct Assets Not Admitted
38 Agents debit balances gross 103576 99
39 Oash advanced to or in the hands of offi
cers or agents contingent funds 769 33
40 Loans on personal security bills receiv
able suspense account 1054 51
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies loading
on notes 28701 84
42 Overdue and accrued interest on bonds in
default 1000 00
43 Book value of ledger assets over market
value viz
Real estate 995 62
Stocks 18015 27
Bonds 29184 81
Accident and health dept per statement 3426 08
46 Admitted assets 10363911 02
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of
Dec 1914 as computed by the Mass
Ins Dept on the following tables of
mortality and rates of interest viz
2 American experience table at ZVz per cent
on 8360203 00
Same for reversionary additions 8402 00
ComptrollerGeneral s Report 505
5 Net present value of annuities including
those in reduction of premiums
American experience 3 per cent 56262 00
0tal 8424867 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 11769 00
7 Extra reserve for total and permanent dis
ability benefits 7500 00
8 Net reserve M20 gg8 0Q
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
in Thlie ACtUary 1756 00
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded 1320 25
12 Claims for death losses in process of ad
justment or adjusted and not due 41500 00
13 Claims for death losses reported for which
no proofs have been received 10 00O 00
14 Reserve for net death losses incurred but
unreported 5098 00
15 Claims for matured endowments due and
unpaid 27 00
16 Claims for death losses and other policy
claims resisted by the company 35 185 00
17 Claims for total and permanent disability
benefits 4 429 00
19 Total policy claims 4 90 930 Qn
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon 5 353 3
22 Premiums paid in advance including surrender values
so applied 12120 20
23 Unearned interest and rent paid in advance 25 537 34
27 Salaries rents office expenses bills and accounts due or
accrued 9854 91
28 Medical examiners fees 221100 and legal fees 63905
due or accrued 2 850 05
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 23 91 39
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 2 958 28506 ComptrollerGenerals Beport
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in Item
55000 00
37 Beserve special or surplus funds not included above
Reserve for contingencies
41 All other liabilities
Accident and health dept per statement T SQ
Advance deposits with applications
Balance from sale at foreclosure OBrien mortgage and
interest to Dee 31 1914 4
8900644 07
1000000 00
46 Capital stock m2M 96
47 Unassigned funds surplus
48 Total 1036391102
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 1041 2723385 00
18 Policies on the lives of citizens of said State
issued during the year 451 860293
19 Totai M92 3583678 00
2 Deduct ceased to be in force during the year196 574882 00
21 Policies in force Dec 31 1914 1296 3008796 00
22 Losses and claims unpaid Dec 31 of previous
1 5000 001
23 Losses and claims incurred during year 7 1700 00
8 22000 00
24 Total
25 Losses and claims settled during the year in
cash
26 Losses and claims unpaid Dec 31 1914 3 10000 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 80489 45ComptrollerGeneral s Eeport 507
CONNECTICUT MUTUAL LIFE INSURANCE COMPANY OF
HARTFORD CONNECTICUT
John M Taylor President William H Deming Secretary
Oscar Palmour Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous year 69185776 04
4 Extended at 69186776 04
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 721398 81
6 Surrender values applied to pay first
years premiums 800 52
7 Total first years premiums on original
policies 722259 33
8 Dividends applied to purchase paid up ad
ditions and annuities 8 915 40
9 Surrender values applied to purchase paid
up insurance and annuities 36 640 88
10 Consideration for original annuities in
volving life contingencies 62 547 54
11 Consideration of supplementary contracts
involving life contingencies 6085 92
12 Total new premiums 836399 07
13 Renewal premiums in addition to Items
14 16 and 17 without deduction for
commissions or other expenses 5538200 21
14 Dividends applied to pay renewal prem
iums 926243 67
16 Surrender values applied to pay renewal
premiums 350 14
18 Total renewal premiums 6 464 794 02
20 Total premium income 7 301 193 09
21 Consideration for supplementary contracts not involving
life contingencies 135252 72
508 ComptrollerGenerals Keport
22 Dividends left with the company to accumulate at in
terest 1019845 25
24 Gross interest on mortgage loans per
Schedule B 1711423 10
26 Gross interest on bonds and dividends on
stocks 1034483 78
27 Gross interest on premium notes policy
loans or liens 341318 95
28 Gross interest on deposits in trust com
panies and banks per Schedule E 27003 52
29 Gross interest on other debts due the com
pany Land contracts 3980057 bills
receivable 2218 deferred cash paymts
on R E sales 11077 delay prems
31475 40248 27
33 Gross rent from companys property in
cluding 3500000 for companys occu
pancy of is own buildings per Sched
ule A 164337 08
9681
34 Total gross interest and rents 3318814 70
35 From other sources
Suspense account unapplied payments on land contracts 15622 69
Federal income tax 559 68
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A 32476 41
Bonds per Schedule D 146 75
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 661700
for accrual of discount 667 GO
44 Total income 11830528 29
IIIDisbursements
1 For death claims 40i7796585 additions
12005 4078085 90
2 For matured endowments 374392 40
4 Net amounts paid for losses and matured endowments 4452478 30
5 For annuities involving life contingencies 29458 70
6 Premium notes and liens voided by lapse 157 00
7 Surrender values paid in cash or applied in liquidation
of loans or notes 1278827 91
8 Surrender values applied to pay new premiums see In
come No 6 86052 to pay renewal premiums see
Income No 16 35014 1210 66ComptrollerGenerals Report 509
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9 oa jn co
10 Dividends paid to policyholders in cashi orappliedin
liquidation of loans or notes iq7 79
XI Dividends applied to pay renewal premiums sVe Income
JNo 14
13 Dividends applied to purchase paid up additions and an 926243
nuities see Income No
14 Dividends left with the company to accumulate aVinteresi
see Income No 22 1019845 25
15 Total paid policyholders Z I
16 Expenses of investigation and settlement of poiiey claims
including 124920 for legal expenses 1 249 20
17 Paid for claims on supplementary contracts not involv
ing life contingencies
18 Dividends and interest thereon held on deposit surrender
ed during the year 273
20 Commissions to agents less commission on reinsurance
First years premiums 27329132 renewal premiums
36623656 annuities original 45908 639 992 96
22 Compensation of managers and agents not paid by com
missions for services in obtaining new insurance 14 849 99
23 Agency supervision and traveling expenses of supervisors
94 f PlCmpfiDsation f h0 ffi supervision 10430 41
li Branch office expenses including salaries of managers
and clerks not included in item 22 66 66 97
25 Medical examiners fees 5344000 inspectionof risks
1035856
26 Salaries and all other compensation of officers directors
trustees and home office employees 261 683 27
7 Bent including 3500000 for companys occupancy of
s JtSr bu 67336 79
28 Advertising 774142 printing and stationery 3178647
postage telegraph telephone and express 33147 31
exchange 109711 72 579 31
29 Legal expense not included in item 16 8763 05
30 Furniture fixtures and safes 1707 74
31 Repairs and expenses other than taxes on real estate 64l32 74
32 Taxes on real estaite KB
66 fctate taxes on premiums 77 ai0 n
oat jOuo y
34 Insurance department licenses and fees 6 940 07
35 All other licenses fees and taxes
Federal corporation tax 389377 internal revenue
35584 424961
State county and municipal Qg88 70
Com franchise 13220436 Mass reserve 1279321 14497 57510 ComptrollerGenerals Eeport
39 Other disbursements
Suspense account of Dec 31 1913 1766069 travel
1406027 3172096
Recording and notary fee 32056 safe rent 1000
lock repair 6920
Kre ins prem on office furniture at agencies ann 00
Clerk hire of farm loan inspector 317 21
Prem on fidelity bond
47 Gross loss on sale or maturity of ledger assets viz
Real estate per Schedule A 4 999 II
Bonds per Schedule 1
48 Gross decrease by adjustment in book value of ledger
assets viz Real estate per Schedule A y4
Bonds per Schedule D including 1449075 for amortiza
s 64o90 75
tion of premium 0aa on
r 1 j i ta 346Yo9 00
Stocks per Schedule 1
10365664 24
49 Total disbursements
IVLedger Assets
I Book value of real estate per Schedule A 2920400 93
2 Mortgage loans on real estate per Sehed
ule B first liens 33325038 40
4 Loans made to polieyholders on this com
panys policies assigned as collateral 7576617 42
5 Premium notes on policies in force 156391 ov
6 Book value of bonds 2390133700 and
stocks 49570025 per Schedule D 24397037 25
9 Deposits in trust companies and banks on
interest per Schedule E 1563298 27
10 Bills receivable 314265 agents balances
debit 377018 credit 96064 net
280954 5952 19
II Real estate sold under land contract bal
purchase price per Schedule A supple
F 705898 06
mentary
12 Total ledger assets as per balance on page 3 70650640 09
NonLedger Assets
13 Interest due 2584073 and accrued 949
01859 on mortgages per Schedule B 974859 32
14 Interest due 718000 and accrued 246
35930 on Bonds per Schedule D part 1 253539 30ilB
CompteollerGenebals Report
16 Interest due 9611779 and accrued 5
00488 on premium notes and due 13
55539 and accrued 4971118 on policy
loans or liens
18 Interest due 182687 and accrued 10
25347 on land contracts per Schedule
A supplementary
20 Rents due 163942 and accrued 449300
on companys property or lease
511
164389 24
12080 34
6132 42
21 Total interest and rents due and accrued 1411 000 62
New Business Renewals
25 Gross premiums due and
unreported on policies in
force Dec 31 1914 less
reinsurance premiums
paidfor basis 15242 33 234195 36
26 Gross deferred premiums
on policies in force Dec
31 1914 less reinsur
ance premiums paid
for basis 88742 93 594394 85
27 Totals 103985 26 828590 21
28 Deduct 20 per cent loading 20797 05 165718 04
29 Net amount of uncollected
and deferred premiums 83188 21 662872 17 746060 3g
35 Gross assets
Deduct Assets Not Admitted
72807701 09
38 Agents debit balances gross4
40 Bills receivable
41 Premium notes and loans on policies and
net premiums in item 29 in excess of
the net value of their policies approxi
mated
42 Overdue and accrued interest on bonds in
default
44 Book value of ledger assets over market
value viz bonds not subject to amorti
zation and stocks
3770 18
3142 65
2665 00
9945 00
39261 25
38784 0
47 Admitted assets 72 768 917 01512
ComptrollerGeneral s Eeport
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of
Dec 1914 as computed by the company
on the following tables of mortality
and rates of interest viz
1 Actuaries table ait 4 per cent on all poli
cies issued prior to April 1st 1882 and
all policies issued in exchange therefor 15179280 00
2 American experience table at 3 per cent on
all other policies 50028015 00
Same for reversionary additions 22828 00
5 Net present value of annuities including
those in reduction of premiums
McClimtock s tables with 3 per cent
interest 313376 00
Total 65543499 00
8 Net reserve 65543499 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company at 3 per cent 200023 00
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded or is given by custom of the company 66412 00
11 Claims for death losses due and unpaid 47305 95
12 Claims for death losses in process of ad
justment or adjusted and not due 37917 30
13 Claims for death losses reported for which
no proofs have been received 179469 00
14 Reserve for net death losses incurred but
unreported 80000 00
15 Claims for matured endowments due and
unpaid 18011 50
18 Due and unpaid on annuity claims involv
ing life contingencies 754 44
19 Total policy claims 363458 19
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon 1796590 17
22 Premiums paid in advance including surrender values
so applied 70328 03
23 Unearned interest and rent paid in advance mortgage
loans 28704 policy loans 12437335 124660 39
25 Commissions to agents due or accrued 1690 39
ComptrollerGeneral s Report 513
27 Salaries rents office expenses bills and accounts due or
accrued estimated 2 500 00
28 Medical examiners fees 1296600 and legal fees 3
01816 inspection of risks 107471 due or accrued 17058 87
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement gg qqq qq
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 118 251 73
42 Surrender values credited with accrued interest 4079 26
43 Suspense account unapplied payments on land contracts
1562269 Federal source tax 55968 16182 37
44 Supplementary agreements 539 29
68414972 69
47 Unassigned funds surplus 4 353 944 32
48 Total 7276891 7 01
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 1238 2786383 00
18 Policies on the lives of citizens of said State
issued during the year 264 528375 00
19 Total 1502 3314758 00
20 Deduct ceased to be in force during the year 172 340469 00
21 Policies in force Dec 31 1914 1330 2 974 289 00
22 Losses and claims unpaid Dec 31 of previous
vear 6 17790 00
23 Losses and claims incurred during year 9 22725 00
24 Total 15 40515 00
25 Losses and claims settled during the year in
eash 15 40515 00
27 Premiums collected or secured in eash and notes
or credits without any deduction for losses
dividends commissions or other expenses 93 877 71514
ComptrollerGenerals Report
COSMOPOLITAN LIFE INSURANCE COMPANY OF ATLANTA GA
James 0 Wynn President W L Pomeroy Secretary
ICapital Stock
1 Amount of capita paid up
in cash 128160 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 491882 63
3 Increase of capital during the year 450 00

4 Extended at 492332 63
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 162821 for first
years reinsurance 4
7 Total first years premiums on original
policies
12 Total new premiums
13 Renewal premiums in addition to Items
14 16 and 17 without deduction for
commissions or other expenses less
9634 for reinsurance on renewals
14 Dividends applied to pay renewal prem
iums
18 Total renewal premiums
21718 19
2171 S 19
12348 17
125 90
20 Total premium income
22 Dividends left with the company to accumulate at in
terest
24 Gross interest on mortgage loans per
Schedule B
26 Gross interest on bonds and dividends on
stocks
27 Gross interest on premium notes policy
loans or liens
28 Gross interest on deposits in trust com
panies and banks per Schedule E
6800 94
6092 92
169 84
2564 00

21718 19
12474 07
34192 26
284 48COMPTBOLLEBGrENEBAL s BePORI
97 77
29 Gross interest cm other debts due the com
pany Bills receivable
Interest on notes given for capital stock
in this company 556 70
Interest on deferred subscriptions to capi
tal stock 1 257 g
34 Total gross interest and rents
35 From other sources Interest on bills receivable
Profit on sale of capital stock
Profit on old stock notes acquired from purchase of Cos
mopolitan Life Ins Co
41 From agents balances previously charged ou
44 Total income
515
17539 68
58 64
450 00
500 00
28 17
53053 23
IIIDisbursements
6 Premium notes and liens voided by lapse 1 484 57
11 Dividends applied to pay renewal premiums see Income
NU 12590
14 Dividends left with the company to accumulate at interest
see Income No 22 284 48
15 Total paid policyholders
16 Expense of investigation and settlement of policy claims
18 Dividends and interest thereon held on deposit surrender
ed during the year
20 Commissions to agents less commission on reinsurance
First years premiums 1292375 renewal premiums
7526
22 Compensation of managers and agents not paid by com
mission for service in obtaining new insurance
25 Medical examiners fees 195275 inspection of risks
54100
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Bent 500004 for companys office less 123500 receiv
ed under sublease
28 Advertising 296576 printing and stationery 2
16097 postage telegraph telephone and express
58530 exchange 7224
29 Legal expense not included in item 16
30 Furniture fixtures and safes
33 State taxes on premiums
34 Insurance department licenses and fees
1894 95
52 64
65 10
12999 01
787 51
2493 71
16648 31
3765 04
5784 27
42 00
69 13
30 86
138 00
516
ComptrollerGenerals Beport
35 All other licenses fees and taxes
Federal internal revenue
Advalorem tax State count and city
City and county licenses and fees
39 Other disbursements
Borrowed money repaid
Traveling expense
Miscellaneous expense
Interest of borrowed money
Old stock notes reduced during the year
I S com acct of all cos assets paid during year
Partial payt for stock and sub certificates issued
46 Agents balances charged off
47 Gross loss on sale or maturity of ledger assets viz
Stocks per Schedule D
49 Total disbursements
5 26
5066 91
602 44
33082 12
361 74
633 1
2322 68
2500 00
9324 53
1048 63
2122 17
205 56
102045 55
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B first liens 12076579 other than
first liens 1516000
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C
4 Loans made to policyholders on this com
panys policies assigned as collateral
5 Premium notes on policies in force of
which 354988 is for first years prem
iums
6 Book value of bonds 10659000 and
stocks 270000 per Schedule T
7 Cash in companys office
Cash
Cash acct
9 Deposits in trust companies and banks on
interest per Schedule E acct
10 Bills receivable 11156735 agents bal
ances debit 248609 credit 7978
net 240631
Other assets
135915 79
7260 41
1754 00
5115 72
109290 00
43S 74
3949 11
2000 0O
23012 26
113973 66
40630 62
12 Total ledger assets as per balance Item 50 443340 31
NonLedger Assets
13 Interest due 456640 and accrued 1
72808 on mortgages per Schedule B
6294 48ComptrollerGenerals Report
14 Interest on bonds per Schedule D part 1 2108 33
15 Interest on collateral loans per Schedule
G Part 1 894 17
16 Interest on premium notes policy loans or
liens 107 90
17 Interest on other assets
Certificates of deposit 15927 bank bal
ances 200 bills receivable 4403 205 30
New stock notes 193035 deferred pay
ments on subscriptions to capital stock
389714 5827 49
21 Total interest and rents due and accrued
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums 3495 17
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums 669 67
27 Total 4164 84
28 Deduct loading 70 57
517
29 Xet amount of uneollected and deferred premiums
30 All other assets
Prepaid interest on bills payable discounted
Licenses fees etc paid in advance
Office furniture and fixtures
Stationery on hand
35 Gross assets
Deduct Assets not Admitted
15437 67
3374 27
33 99
97 48
5000 00
1000 00
468283 72
37 Supplies stationery printed matter 1
00000 furniture fixtures and safes
500000 6000 HI
38 Agents debit balances gross 2486 09
40 Bills receivable Ill 517 35
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies and 1 yr
premiums 76137 notes in excess of
commissions see acct 24 opp page
159400 2355 37
Deferred payments on subscription to
capital stocks 37740 00518
CompteolleeGenebal s Eepoet
Licenses and fees paid in advance
and suspense acct 9862
74S
196 10
46 Admitted assets 307938 81
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of
Dec 1914 as computed by the John A
Oopeland on the following tables of
mortality and rates of interest viz
2 American experience table at 4 per cent
3 American experience table at 3 per cent
16947 39
3826 94
Total 20774 33
6 Deduct net value of risks of this company
reinsured in other solvent companies 635 19
8 Net reserve
16 Claims for death losses and other policy
claims resisted by the company 5000 00
17 Claims for total and permanent disability
benefits Ill 88
19 Total policy claims
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon
23 Unearned interest and rent paid in advance
24 Commissions due to agents on premium notes when paid
27 Salaries rents office expenses bills and accounts due or
accrued
28 Medical examiners fees
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
31 Borrowed money
37 Reserve special or surplus funds not included above
Reinsurance premiums due and unpaid
Estimated balance due Insurance Commissioner for assets
of Cosmopolitan Life Ins Co
Reserve to provide for possible loss on mortgage and
collateral loans
46 apital stock
47 Unassigned funds surplus
48 Total
20139 14
s 5111 88
433 70
64 57
1955 88
297 96
5 00
47 85
11267 88
596 52
14238 56
5400 00
59560 94
128610 00
119767 87
307938 81
19
20
21
23
26
ComptrollerGenerals Report 519
Business in the State of Georgia During 1914
Policies on the lives of citizens of said State in force
Dec 31 of previous year 704 433 00
Policies on the lives of citizens of said state issued dur
ing the year 824475 00
Total 1528913 00
Deduct ceased to be in force during the year 269 982 00
Policies in force Dec 31 19 4 i 953 93J 00
Losses and claims incurred during year 5 OOO 00
Losses and claims unpaid December 31 1914 5 000 00
Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 35 211 52
EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES
OF NEW YORK N Y
W A Day President W Alexander Secretary
Frank W Burr Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 00000 00
2 Amount of ledger assets as per balance
Iic 31 of previous year 517934917 94
4 Extended at 517 934 917 94
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 4117148 for first
years reinsurance 4 684198 31
6 Surrender values applied to pay first
years premiums 12499 82
7 Total first years premiums on original
jolicies 4696698 13520 ComptbolleeGenebals Repoet
8 Dividends applied to purchase paid up ad
ditions and annuities 1108142 98
10 Consideration for original annuities in
volving life contingencies 745392 94
11 Consideration of supplementary contracts
involving life contingencies 492433 73
11 Consideration for disability claims 713 11
12 Total new premiums 7041954 67
13 Renewal premiums in addition to Items
14 16 and 17 without deduction for
commissions or other expenses less
55801971 for reinsurance on renewals 44434218 04
14 Dividends applied to pay renewal prem
iums 2997701 77
16 Surrender values applied to pay renewal
premiums 48815 48
17 Renewal premiums for deferred annuities 13604 49
18 Total renewal premiums 4 494339 88
19 Extra premiums for total and permanent disability bene
fits 43473 00
20 Total premium income 54579765 55
21 Consideration for supplementary contracts not involving
life contingencies 543362 97
22 Dividends left with the company to accumulate at in
terest 331584 70
24 Gross interest on mortgage loans per
Schedule B less 2097641 accrued in
terest on mortgages acquired during
1914 4648358 06
25 Gross interest on collateral loans per
Schedule C 28964 24
26 Gross interest on bonds and dividends on
stocks less 19552282 accrued interest
on bonds acquired during 1914 per
Schedule D 12725931 78
27 Gross interest on premium notes policy
loans or liens 4331920 87
28 Gross interest on deposits in trust com
panies and banks per Schedule E 226087 88
29 Gross interest on other debts due the com
pany
Agents and other balances 43431 69
Extended premiums
Overdue interest on bonds and mortgage
loans i38 87
ComptrollerGenerals Beport 521
Surrender values 462 m
Overdue rents 150 36
32 Gross discount on claims paid in advance 6 139 98
33 Gross rent from companys property in
eluding 11362540 for companys occu
pancy of its own buildings per Sched
le A 999291 31
34 Total gross interest and rents 7 93 0o7 844 7
35 Prom other sources 309844 78
Fire insurance indemnity fund n
United States income tax
Policy claims deposits 13 58
40 Profits 103587 69
Unclaimed accounts 04 83
Fees for assignments 335 oc
Policy claims recoveries 53 35
Sale of furniture 199 3
Recoveries on old accounts 1 945 70
Royalty on life insurance premiums 48 24
41 From agents balances previously charged off 3403 8g
42 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
Stocks per Schedule D Za
AO r 15796 87
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 214
46400 for accrual of discount 214 464 00
44 Total income 78988015 72
IIIDisbursements
1 For death claims less 1604650 reinsur
ance 1956680232 additions 352
65875 19919461 07
2 For matured endowments 956197726
additions 3175021 9 593 727 47
3 For total and permanent disability claims 713 H
4 Net amounts paid for losses and matured endowments 29512475 43
5 For annuities involving life contingencies 216327 72
7 Surrender values paid in cash or applied in liquidation
of loans or notes 12406807 2i
8 Surrender values applied to pay new premiums see In
come No 6 1249982 to pay renewal premiums see
Income No 16 4881548 61 315 30522
ComptbollebGenebals Eepobt
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
11 Dividendsapplied to pay renewal premiums see Income
No 14
13 Dividends applied to purchase paid up additions and i
nuities see Income No 8
14 Dividends left with the company to accumulate at interest
see Income No 22
1108142 98
331584 70
15 Total paid policyholders 5600461
16 Expense of investigation and settlement of policy claims
including 1719268 for legal expense
Premiums waived on account of disability
16
17 Paid for claims on supplementary contracts not
39
17192 68
199 81
involv
ing life contingencies
terest thereon held on deposit surrender
438106 21
123860 38
7000 00
18 Dividends and in
ed during the year
19 Paid stockholders for interest or dividends
20 Commissions to agents less commission on reinsurance
First years premiums 212795590 renewal prem
iums 263635731 annuities original 3502694
renewal 79347
21 Commuted renewal commissions
22 Compensation of managers and agents not paid by ecu
mission for services in obtaining new insurance
23 Aoencv supervision and traveling expenses of supervisors
except compensation for home office supervision
24 Branch office expenses including salaries of managers
and clerks not included in item 22
25 Medical examiners fees 29223053 inspections of risks
8869164
26 Salaries and all other compensation of officers doctors
trustees and home office employees M
27 Kentincluding 11081344 for companys occupancy ot
its own buildings less 526479 received under sublease
28 Advertising 4547601 printing and stationery lo9
28844 postage telegraph telephone and express
17322903 exchange 680547
29 Legal expense not included in item 16
30 Furniture fixtures and safes
31 Bepairs and expenses other than taxes on real estate
32 Taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
On surplus and reserve WV
17462 98
0n seCntieS 18876 68
On income
4800133 62
43175 49
68075 71
39941 LS
702866 63
380922 17
89
47607 23
384798 95
58516 84
70685 98
291904 38
189046 62
635708 66
15114 66ComptbollebGeneeals Repobt 523
Stamp taxes 4 731 78
Agents licenses and fees 19 Qa
War taxes 6oS 93
Miscellaneous licenses fees and taxes 3i008 13
36 Federal corporation tax 135441 54
39 Other disbursements 943 56
Examinations and audits 10 380 24
Conventions and meetings 5so99 13
Premiums on fidelity bonds life fire and
liability insurance 9 639
Legislative expenses 4697 g4
Traveling expenses 9
0 37 oo 44
barekeeping of securities 10114 67
Books subscriptions etc A5g
Employees welfare 4 no g
Water ice laboratory and other supplies 3533 90
Association of life insurance presidents 11554 75
New building expenses 105615 73
Equitable Veteran Legion 3275 64
Mortgage expenses g483 7g
Miscellaneous expenses oogj 97
40 Foreign exchange and currency adjustment m9 la
41 Miscellaneous interest 16
42 Interest on policy claims RJl 45
43 Kent deposits 652 32
44 Deposits on account of insurance 44670 37
45 Losses
Policy claims 954
Rents 649 38
Fire 200 00
Unclaimed accounts 407 j
Suspended bank 14 051 45
Stolen from safe 67 08
16330 04
46 Agents balances charged off 910 37
47 Gross loss on sale or maturity of ledger assets viz
Real estate per Schedule A 110 92
Bonds per Schedule D 21 339 88
48 Gross decrease by adjustment in book value of ledger
assets viz Real estate per Schedule A 356985 27524 CompteollebGenebals Eepoet
Bonds per Schedule D including 37339800 for amorti
zation of premium l281oo9 00
Stocks per Schedule D 435706 00
49 Total disbursements 70133182 66
IVLedger Assets
1 Book value of real estate per Schedule A 16502741 61
2 Mortgage loans on real estate per Sched
ule B first liens 114239678 46
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 130000 00
4 Loans made to policyholders on this com
panys policies assigned as collateral 95829458 05
6 Book value of bonds 27345589500 and
stocks 1703582600 per Schedule D 290491721 00
7 Cash in companys office 154538 56
8 Deposits in trust companies and banks not
on interest per Schedule B 643720 78
9 Deposits in trust companies and banks on
interest per Schedule E 6990807 59
10 Bills receivable 8983306 agents bal
ances debit 82295634 credit 217
30205 net 60565429 supplies 25
94525 721432 60
11 Cash in transit 1085652 35
12 Total ledger assets as per balance Item 50526789751 00
NonLedger Assets
13 Interest due 23201992 and accrued 1
46328390 on mortgages per Schedule
B 1685303 82
14 Interest due 6426867 and accrued 3
804671 20 on bonds per Schedule D
part 1 3868939 87
15 Interest on collateral loans per Schedule C
Part 1 839 59
16 Interest due 51461753 and accrued
110246 52 on policy loans 624864 05
17 Interest due 874528 and accrued 10
64531 on other assets On deposits 19390 59
20 Rents due 15243957 and accrued 10
17833 on companys property or lease 162617 90
21 Total interest and rents due and accrued 6371955 82ComptrollerGeneral s Report
525
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less rein
ance premiums 4532049 81
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums 3143695 85
27 Totals 7675745 66
28 Deduct loading 2350 per cent 1803800 23
29 Net amount of uncolleeted and deferred premiums 5871945 43
30 All other assets War liens 46081 08
35 Gross assets539079733 33
Deduct Assets Not Admitted
37 Supplies stationery printed matter
38 Agents debit balances gross
40 Bills receivable
Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule page 10
43 Book value of ledger assets over market
25945 25
822956 34
89833 06
131218 00
value viz Stocks 1485100 60
2555053 25
46 Admitted assets 536524680 08
VLiabilities Surplus and Other Funds
ReservePaid for Basis
Net present value of all the outstanding
policies in force on the 31st day of
Dec 1914 as computed by the Actuary
on the following tables of mortality
and rates of interest viz
1 Actuaries table at 4 per cent on issue to
1900 134617205 00
Same for reversionary additions 5163303 00
2 American experience table at 3 per cent
on issues 1898 to 1906 10216025 00
3 American experience table at 3 per cent on
issues 1895 to 1914 273163624 00
Same for reversionary additions 1845997 00526
ComptrollerGeneral s Report
4 Other tables and rates viz
Joint life prior to 1898American exper
ience table at 4 per cent 215684 00
Childs endowments and survivorship as
surance prior to 1898Carlisle exper
ience table at 4 per cent 46929 00
Childs endowments annual premium
18981906Carlisle experience table at
3 per cent 97266 00
Childs endowments single premium 1898
1906Hm table at 3 per cent 19532 00
Joint life 18981906Hm table at 3 per
cent 163669 00
SemiTropical 19101914 SesquiAmerican
table at 3 per cent 835460 00
Tropical 19101914Double American
Table at 3 per cent 223397 00
Survivorship assurance 1906Carlisle ex
perience table at 3 per cent 6901 00
Joint lifeAmerican experience table at
4 per cent 6419 00
SemiTropicalSesquiAmerican table at
3 per cent 30913 0O
TropicalDouble American table at 3
per cent 14031 00
5 Net present value of annuities including
those in reduction of premiums
Regular and deferred to 1898Actuaries
experience table at 4 per cent 1750554 00
Two life to 18981Hm Table at 4 per cent 117612 00
Survivorship to 1898Carlisle experience
table at 4 per cent 25849 00
All nonparticipating annuities 18981914
McCTintock s table at 3 per cent 8143899 00
Annual dividend survivorship annuities
19131914 McClintocks table at 3 per
cent 97l0O
Supplementary contracts from 3 per cent
policiesAmerican experience table at
3 per cent 1036068 00
Supplementary contracts including prem
ium reductions from 3 per cent policies
American experience table at 3 per
cent 2053831 00
Total 439793139 00COMPTROLLERGrENERALs REPORT 527
6 Deduct net value of risks of this company
reinsured in other solvent companies 1407529 00
438387610 00
7 Extra reserve for total and permanent dis
ability benefits 26 615 00
8 Net reserve paid for basis 438414225 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the Society 2783616 00
9 Present value of premiums waived on account of dis
ability 996 00
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded 69805 52
11 Claims for death losses due and unpaid 40090 53
12 Claims for death losses in process of ad
justment or adjusted and not due 142631 93
13 Claims for death losses reported for which
no proofs have been received 2040484 34
14 Reserve for net death losses incurred but
reported 450000 00
15 Claims for matured endowments due and
Paid 896112 77
16 Claims for death losses and other policy
claims resisted by the company 333459 45
18 Due and unpaid on annuity claims involv
ing life contingencies 66696 82
19 Total policy claims 3969475 84
20 Due and unpaid on supplementary contracts not involv
ing life contingencies 3 388 30
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon 899 479 79
22 Premiums paid in advance including surrender values so
applied 335813 74
23 Unearned interest and rent paid in advance 1899998 13
25 Commissions to agents due or accrued 39310 30
27 Salaries rents office expenses bills and accounts due or
accrued 134293 30
28 Medical examiners fees 1269372 and legal fees 23
79193 due and accrued 36485 65
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 969678 21528 ComptbollebGenebals Eeport
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 1148269 20
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise 5220000 00
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 7067757 00
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in Item
35 62148865 00
37 Beserve special or surplus funds not included above
Fire insurance indemnity fund 43323 12
Fire relief fund 8191 9
Deposits on account of insurance 101462 67
41 All other liabilities
United States income tax collected 3457 85
Policy claims deposits 104203 56
525402096 15
46 Capital stock 100000 00
47 Unassigned funds surplus 11022583 93
48 Total 536524680 08
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 6832 14108270 00
18 Policies on the lives of citizens of said State
issued during the year 390 663564 00
19 Total 7222 14771834 00
20 Deduct ceased to be in force during the year 556 1228519 00
21 Policies in force Dec 31 1914 6666 13543315 00
22 Losses and claims unpaid Dee 31 of previous
vear 5 15535 00
23 Losses and claims incurred during year 91 233361 98
24 Total 6 248896 98
25 Losses and claims settled during the year in
cash 22070398 by compromise 125000 89 221953 98mmtm
ComptrollerGenerals Report 529
26 Losses and claims unpaid Dec 31 1914 7 26 943 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 425 407 88
FEDERAL LIFE INSURANCE COMPANY OF CHICAGO ILL
Home Office 16668 North Michigan Blvd Chicago 111
Isaac Miller Hamilton President Chas S Rannells Secretary
W A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 300000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 3053285 41
3 Adjustment in real estate made by joint
examination as 123113 25 478 70
4 Extended at 3078764 n
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 177136 for first
years reinsurance 80 120 27
7 Total first years premiums on original
Policies so 20 27
8 Dividends applied to purchase paid up ad
ditions and annuitiea 22 55
9 Surrender values applied to purchase paid
up insurance and annuities 5351 73
12 Total new premiums j
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 13
69522 for reinsurnee on renewals 554573 31
14 Dividends applied to pay renewal prem
iums 9727 93
85494 55
18 Total renewal premiums 5434 40 24530
ComptrollerGenerals Beport
19 Extra premiums for total and permanent disability bene
fits 48954 and for additional accidental death bene
fits 146664 included in life policies
20 Total premium income
22 Dividends left with the company to accumulate at in
terest
24 Gross interest on mortgage loans per
Schedule B less 23167 accrued interest
on mortgages acquired during 1914
25 Gross interest on collateral loans per
Schedule C
26 Gross interest on bonds and dividends on
stocks less 214162 accrued interest on
bonds acquired during 1914 per Sched
ule D
27 Gross interest on premium notes policy
loans or liens
28 Gross interest on deposits in trust com
panies and banks per schedule B
29 Gross interest on other debts due the com
pany Bills receivable
33 Gross rent from companys property in
cluding 1000000 for companys occu
pancy of its own buildings per Sched
ule A
44541 58
9134 88
21488 99
53489 08
3161 69
261 23
40537 63
34 Total gross interest and rents
40 Total income accident and health department
1958 18
651753 97
1062 54
44 Total income
IIIDisbursements
1 For death claims
2 For matured endowments
3 For additional accidental death benefits
174003 44
81800 00
2000 00
172615 08
78485 83
903917 42
4 Net amounts paid for losses and matured endowments 257803 44
6 Premium notes and liens voided by lapse less 242207
restorations
7 Surrender values paid in cash or applied in liquidation
of loans or notes
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
11 Dividends applied to pay renewal premiums see Income
No 14
9050 63
94924 42
5351 73
13421 73
9727 93MB
ComptbollebGtenebals Repoet 531
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8 r
14 Dividends left with company to accumulate at interest
see Income No 22 1062 g4
15 Total paid policyholders 391 364 97
16 Expense of investigation and settlement of policy claims 2896 37
17 Paid for claims on supplementary contracts not involving
life contingencies 326 25
18 Dividends and interest thereon held on deposit surrender
ed during the year 264 51
20 Commissions to agents less commission on reinsurance
First years premiums 5398482 renewal premiums
2546991 7945473
22 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance 9108 18
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 3871 76
24 Branch office expenses including salaries of managers
and clerks not included in item 22 15 593 14
25 Medical examiners fees 663050 inspection of risks
214823
occ o I to 73
Jb Salaries and all other compensation of officers directors
trustees and home office employees 47 687 11
27 Bent including 1000000 for companys occupancy of its
own buildings OjOO0 M
28 Advertising 597813 printing and stationery 683299
postage telegraph telephone and express 795515
exchange 77342 21 539 9
29 Legal expense not included in item 16 3917 79
30 Furniture fixtures and safes 2200 30
31 Bepairs and expenses other than taxes on real estate 25567 85
32 Taxes on real estate fi9g2 57
33 State taxes on premiums 7 aan m
34 Insurance department licenses and fees 431 88
37 Total disbursements of the accident and health dept 87475 72
39 Other disbursements
Library exp 51436 actuarial exp 25575 770 n
Misc Exp 506595 investment exp 57653 5 642 48
Suspense acet a no
Coupons applied to pay renewal premiums 1 105 86
Coupons on policies paid cash 159 12
Paid balance due on interstate life contract 4 508 61
46 Agents balances charged off g757 73
49 Total disbursements t 750 263 99532 ComptrollerGenerals Report
1 VLedger Assets
1 Book value of real estate 500000 00
2 Mortgage loans on real estate per Sehed
ule B first liens 708098 65
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 99358 64
4 Loans made to policyholders on this com
panys policies assigned as collateral 1233950 36
5 Premium notes on policies in force of
which 286070 is for first years prem
35041 00
lums
6 Book value of bonds 45350200 and
stocks 1720800 per Schedule D 470710 00
7 Cash in companys office f766 0
9 Deposits in trust companies and banks on
interest per Schedule E 156986 30
10 Bills receivable 435633 agents balances
debit 804592 12402 25
11 Printing furniture library and agency
8104 32
equipments
12 Total ledger assets as per balance Item 50 3232417 o4
NonLedger Assets
13 Interest due 176825 and accrued 12
39015 on mortgages per Schedule B 14158 40
14 Interest accrued on bonds per Schedule D
4i 8074 06
part 1
15 Interest accrued on collateral loans per
Schedule C part 1 2658 21
16 Interest accrued on premium notes policy
12446 53
loans or liens
17 Interest accrued on other assets Certifi
cates of deposits in banks and bank
2332 67
balances
tl Total interest and rents due and accrued 39669 87
24 Due from other companies for losses or
claims on policies of this company re
25044 00
insured
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less rein
surance premiums 74ComptrollerGeneral s Report
533
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums
47470 79
27 Total
28 Deduct loading
121767 48
36205 96
29 Net amount of uneollected and deferred premiums
30 All other assets
Premiums in process of collection accident and health
department
35 Gross assets
Deduct Assets Not Admitted
37 Supplies stationery printed matter 2
50000 furniture fixtures and safes 5
60432
38 Agent debit balances gross
40 Bills receivable
41 Premium notes and loans on policies and
net premiums in item 29 in excess of the
net value of their policies
43 Book value of ledger assets over market
value
8104 32
8045 92
4356 33
51657 73
5771 00
85561 52
487 50
3383180 43
46 Admitted assets 3 305 245 13
VInabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the 111 Ins Dept
on the following tables of mortality
and rates of interest viz
1 Actuaries table at 4 per cent 1844525 00
2 American experience table at 3 per cent 984019 00
Same for reversionary additions 4854 00
Total 2833398 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 17996 00
7 Extra reserve for total and permanent dis
ability benefits 20100 and for addi
tional accidental death benefits 99200
included in life policies
1193 00
8 Net reserve 2816595 00534 ComptrollerGenerals Report
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 2136 00
12 Claims for death losses in process of ad
justment or adjusted and not due 1000 00
14 Reserve for net death losses incurred but
unreported 370 00
15 Claims for matured endowments due and
unpaid 1200 00
10 Claims for death losses and other policy
claims resisted by the company 39271 41
19 Total policy claims 41841 41
21 Dividends left with the company to accumulate at interest
and accrued interest thereon 7033 13
22 Premiums paid in advance including surrender values so
applied 1404 77
23 Unearned interest and rent paid in advance 0889 93
24 Commissions due to agents on premium notes when paid 1352 50
25 Commissions to agents due or accrued 1133 84
27 Salaries rents office expenses bills and accounts due or
accrued 1095 91
28 Medical examiners fees 550 00
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 13613 16
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
35 70554 36
37 Reserve special or surplus funds not included above
Coupons matured and unpaid including int 3487 36
41 All other liabilities
Liabilities accident and health department 5267 15
Reserved for possible Northern Life liability 7389 32
46 Capital stock 306000 00
47 Unassigned funds surplus 24815 29
48 Total 3305245 13
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in force
Dec 31 of previous year 171882 00
18 Policies on the lives of citizens of said State issued dur
ing the year 52522 00
19 Total 224404 00ComptrollerGeneral s Report
20 Deduct ceased to be in force during the year
21 Policies in force Dec 31 1914
23 Losses and claims incurred during year
25 Losses and claims settled during the year
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses
535
19267 00
205137 00
1298 50
1298 50
2743 15
FIDELITY MUTUAL LIFE INSURANCE COMPANY OF
PHILADELPHIA PA
Walter LeMar Talbot President Chas G Hodge Secretary
J H Byeley Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous year 28807262 51
4 Extended at 28807262 51
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 114485 for first
years reinsurance 449151 57
6 Surrender values applied to pay first
years premiums 594 32
7 Total first years premiums on original
policies 449745 89
8 Dividends applied to purchase paid up ad
ditions and annuities 35302 71
9 Surrender values applied to purchase paid
up insurance and annuities 586 64
10 Consideration for original annuities in
volving life contingencies 7273 50
11 Consideration of supplementary contracts
involving life contingencies 742 87
12 Total new premiums 493651 61536 ComptkollerGenekals Kepoet
13 Renewal premiums in addition to items
14 10 and 17 without deduction for
commissions or other expenses less 7
57613 for reinsurance on renewals 4053680 93
14 Dividends applied to pay renewal prem
iums 239295 78
15 Dividends applied to shorten the endow
ment or premiumpaying period 12162 04
ltj Surrender values applied to pay renewal
premiums 8893 16
17 Renewal premiums for deferred annuities 3409 67
18 Total renewal premiums 4317442 15
19 Extra premiums for total and permanent disability bene
fits 3719506 and for additional accidental death
benefits 615229 included in life policies 43347 35
20 Total premium income 4854441 11
21 Consideration for supplementary contracts not involving
life contingencies 515 50
22 Dividends left with the company to accumulate at in
terest 19105 87
24 Gross interest on mortgage loans per
Schedule B less 667149 accrued inter
est on mortgages acquired during 1914 656907 36
25 Gross interest on collateral loans per
Schedule C 7393 87
26 Gross interest on bonds and dividends on
stocks less 246722 accrued interest on
bonds acquired during 1914 per Sched
ule D and X 339110 62
27 Gross interest on premium notes policy
loans or liens 440463 43
28 Gross interest on deposits in trust com
panies and banks per Schedule E 9461 69
29 Gross interest on other debts due the com
pany Deferred premiums 11693 57
Agents balances 10202 36
33 Gross rent from companys property in
cluding 4000000 for companys occu
pancy of its own buildings per Sched
ule A 97562 42
34 Total gross interest and rents 1572795 32
35 From other sources
Profit on sale ground rents 114 17
Bonds on mtg No 2425 3500 00
ComptrollerGeneral s Report 537
42 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 6 577 19
Stocks per Schedule D 1 425 00
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 634214
for accrual of discount 6 342 14
44 Total income 6474815 30
IIIDisbursements
1 For death claims 169931066 additions
11858499 1817895 65
2 For matured endowments 106 676 32
3 For total and permanent disability claims
118490 and for additional accidental
death benefits 500000 6184 90
4 Net amounts paid for losses and matured endowments 1930756 87
5 For annuities involving life contingencies 16747 13
7 Surrender values paid in cash or applied in liquidation
of loans or notes 1 167 175 11
8 Surrender values applied to pay new premiums see In
come No 6 59432 to pay renewal premiums see
Income No 16 889373 9488 05
9 Surrender values applied to purchase paid up insurance
and annuities see Tncome No 9 586 64
10 Dividends paid to polieyholders in cash or applied in
liquidation of loans or notes 132 421 12
11 Dividends applied to pay renewal premiums see Income
No 14 239295 78
12 Dividends applied to shorten the endowment or premium
paying period see Tncome No 15 12162 04
13 Dividends applied to purchase paid up additions and an
nuities see Tncome No 8 35 302 71
14 Dividends left with company to accumulate at interest
see Tncome No 22 19105 87
15 Total paid polieyholders 3 563 041 32
16 Expense of investigation and settlement of policy claims
including 393769 for legal expense 5900 55
17 Paid for claims on supplementary contracts not involving
life contingencies 42188 42
18 Dividends and interest thereon held on deposit surrender
ed during the year 5854 97
20 Commissions to agents less commission on reinsurance
First years premiums 18857659 renewal premiums
18319698 annuities original 33625 372109 82538
ComptrollerGenerals Eeport
22
23
24
25
26
27
28
29
30
31
32
33
34
35
39
45
47
48
Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
Branch office expenses including salaries of managers
and clerks not included in item 22
Medical examiners fees 3767339 inspection of risks
1369355
Salaries and all other compensation of officers directors
trustees and home office employees
Bent including 4000000 for companys occupancy of
its own buildings less 94500 received under sublease
Advertising 1103144 printing and stationery 36
00142 postage telegraph telephone and express 21
65829
Legal expense not included in item 16
Furniture fixtures and safes
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax
Municipal licenses
Personal property tax
Other disbursements
Miscellaneous expenses
Commission for collecting mtg int
Gross loss on sale or maturity of ledger assets viz
Real estate per Schedule A
Bonds per Schedule D
Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule T including 2
43974 for amortization of premium
49 Total disbursements
4300 10
32353 67
100538 31
51366 94
167089 19
710116 66
68691 15
4945 67
6160 17
64509 26
15792 35
78543 86
6634 54
2926 61
1220 89
396 00
12047 29
134 1 76
6100 00
39 78
13479 54
469859C 72
TVLedger Assets
1 Book value of real estate er Schedule A 1416397 33
2 Mortgage loans on real estate per Sehed
ule B first liens 12208176 7
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 92931 21
4 Loans made to policvholdors on this com
panys policies assigned as collateral 8268864 58
5 Premium notes on policies in force of
which 8997301 is for first years prem
iums
539812 82
ComptrollerGeneral s Report
539
6 Book value of bonds 701984758 and
stocks 13998550 per Schedule D
7 Cash in companys office
9 Deposits in trust companies and banks on
interest per Schedule E
10 Bills receivable 3316119 agents bal
ances debit 44105374 credit 7
62680 net 43342694
7159833 08
418 46
430462 61
466588 13
12 Total ledger assets as per balance Item 50
NonLedger Assets
13 Interest due 961004 and accrued 206
02648 on mortgages per Schedule B 215636 52
14 Interest accrued on bonds per Schedule D
Part l 118258 74
15 Interest accrued on collateral loans per
Schedule C part 1 1354 33
20 Rents due on companys property or lease 237 00
30583488 09
21 Total interest and rents due and accrued
22 Market value of real estate over book value per Sched
ule A
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less rein
surance premiums 250 576 89
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums 305289 09
413218 32
144390 94
27 Totas 555865 98
28 Deduct loading U4 395 24
29 Net amount of uncollected and deferred premiums 441560 74
35 Gross assets
31582658 09
Deduct Assets Not Admitted
38 Agents debit balances gross 44 053 74
40 Bills receivable 3316 19
41 Premiums notes and loans on policies and
net premiums in Ttem 29 in excess of
the net value of their policies 118308 44
43 Book value of ledger assets over market
value viz Bonds and stocks 441556 58
46 Admitted assets 3054857S 14
540 ComptrollerGenerals Repobt
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the31st day of Dee
1914 as computed by the Pa Ins Dept
on the following tables of mortality
and rates of interest viz
1 Actuaries table at 4 per cent on all poli
cies issued prior to Jan 1 1901 5761666 00
2 American experience table at 3 per cent
on all policies issued since Jan 1 1901
except as specified in item No 3 1910
1914 select and ultimate 14609654 00
Same for reversionary additions 95837 00
3 American experience table at 3 per cent
on special 20year payment policies is
sued since Oct 1904 in lieu of old poli
cies also regular limited payment poli
cies issued since Jan 1 1907 5556056 00
5 Net present value of annuities including
those in reduction of premiums
McClintocks 3 per cent 100506 00
American 3 per cent 60480 00
Total 261S4199 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 5648 00
7 Extra reserve for total and permanent dis
ability benefits 4764719 and for ad
ditional accidental death benefits 3
84500 included in life policies 51492 19
8 Net reserve 26230043 19
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 360763 13
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be dp
manded 8620 47
12 Claims for death losses in process of ad
justment 21127 30
13 Claims foT death losses reported for which
no proofs have been received 79471 95
14 Reserve for net death losses incurred but
unreported 6S12 9
rHMBB
ComptrollerGenerals Report
541
16 Claims for death losses and other policy
claims resisted by the company
42000 00
19 Total policy claims 205412 14
20 Due and unpaid on supplementary contracts not involv
ing life contingencies 780 00
21 Dividends left with the company to accumulate at interest
and accrued interest thereon 50804 66
22 Premiums paid in advance including surrender values so
applied 19540 02
23 Unearned interest and rent paid in advance 189035 13
24 Commissions due to agents on premium notes when paid 15998 54
27 Salaries rents office expenses bills and accounts due or
accrued 3546 99
28 Medical examiners fees 10 050 00
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 74326 04
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 6458 80
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise 302907 85
35 Dividents declared on or apportioned to defray dividend
policies payable to policyholders during 1915 299575 02
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
35 1806421 31
37 Reserve special or surplus funds not included above
Excess interest payable during 1915 on installment
claims 2864 57
47 Unassigned funds surplus 951430 58
48 Total 30548578 14
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 1895 4162389 00
18 Policies on the lives of citizens of said State
issued during the year 312 691039 00
19 Total 2207542 ComptbollebGenebals Eepoet
20 Deduct ceased to be in force during the year 213 415313 00
21 Policies in force Dec 31 1914 1994 4438115 00
22 Losses and claims unpaid Dec 31 of previous
year 3 3000 00
23 Losses and claims incurred during year 15 4337 40
24 Total 18 46377 40
25 Losses and claims settled during the year in
cash 18 40377 40
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 157837 50
FRANKLIN LIFE INSURANCE COMPANY OF SPRINGFIELD ILL
Home Office 6th and Laurence Springfield 111
George B Stodden President Henry Abies Secretary
R P Ketchum Attorney for Service
ICapital Stock
1 Amount of capital paid up
cash 100000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 5981353 89
4 Extended at 5981353 89
I Income
5 First years premiums mi original policies
without deduction for commissions or
other expenses less 709145 for first
years reinsurance 231106 76
6 Surrender values applied to pay first
years premiums 44 86
7 Total first years premiums on original
policies 231111 62
8 Dividends applied to purchase paid up ad
ditions and annuities 114 01
ComptrollerGenerals Report 543
9 Surrender values applied to purchase paid
up insurance and annuities 57 186 10
12 Total new premiums 288481 J3
id Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 6
66703 for reinsurance on renewals 1205839 94
14 Dividends applied to pay renewal prem
mms 24650 32
16 Surrender values applied to pay renewal
premiums 65 7
18 Total renewal premiums 1230555 53
20 Total premium income 1 519 037 26
22 Dividends left with the company to accumulate at interest 397 58
24 Gross interest on mortgage loans per
Schedule B less 174063 accrued inter
est on mortgages acquired during 1914 149954 10
25 Gross interest on collateral loans per
Schedule C 22 978 10
26 Gross interest on bonds 28 314 13
27 Gross interest on premium notes policy
loans or liens 802go 90
28 Gross interest on deposits in trust com
panies and banks per Schedule E 4281 02
29 Gross interest on other debts due the com
pany Interest in quarterly and semi
annual premiums 13 735 43
33 Gross rent from companys property in
cluding 2000000 for companys occu
pancy of its own buildings per Sched
ule A 20000 00
34 Total gross interest and rents 309 543 g
35 From other sources
Income tax withheld 226 00
Premiums paid in advance policies not issued 179 75
41 From agents balances previously charged off 2 923 28
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 876 for
accrual of discount 432 ni
44 Total income 1832739 56544
ComptkollerGenerals Eepoet
IIIDisbursements
1 For death claims less 300000 reinsur
ance 393541 41 additions 1318967
2 For matured endowments
3 For total and permanent disability claims
406731 08
16070 00
46 65
4 Net amounts paid for losses and matured endowments
5 For annuities involving life contingencies
6 Premium notes and liens voided by lapse less 905416
restorations
7 Surrender values paid in cash or applied in liquidation
of loans or notes
8 Surrender values applied to pay new premiums see In
come No 6 4486 to pay renewal premiums see In
come No 16 6527
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
11 Dividends applied to pay renewal premiums see Income
No 14
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8
14 Dividends left with company to accumulate at interest
see Income No 22
15 Total paid policyholders
16 Expense of investigation and settlement of policy claims
including 52928 for legal expense
17 Paid for claims on supplementary contracts not involving
life contingencies
18 Dividends and interest thereon held on deposit surrender
ed during the year
19 Paid stockholders for interest or dividends
20 Commissions to agents less commission on reinsurance
First years premiums 14761706 renewal premiums
6640552
22 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
23 Agency supervisionand traveling expenses of supervisors
except compensation for home office supervision
25 ledial examiners fees 1679250 inspection of risks
805635
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Rent including 2000000 for companys occupancy of
its own buildings
422847 73
275 64
17842 23
234570 17
110 13
57186 10
55284 92
24650 32
144 01
397 58
813308 83
612 48
650 00
216 89
5100 00
214H22 58
29943 41
14661 92
24848 85
93756 17
23044 92mm
i
ComptrollerGenerals Report 545
28 Advertising 561250 printing and stationery 1158921
postage telegraph telephone and express 779166
exchange 240119 27394 50
29 Legal expense not included in item 16 ggs 04
30 Furniture fixtures and safes 2383 48
31 Eepairs and expenses other than taxes on real estate 8614 98
32 Taxes on real estate 2518 66
33 State taxes on premiums 17 072 81
34 Insurance department licenses and fees 5123 98
35 All other licenses fees and taxes
Federal corporation tax 1 nfi7 7a
internal revenue n
Investment tax 19196 49
39 Other disbursements
Traveling expenses 2 490 31
Investment expenses j 1 q 57
Miscellaneous expenses 7 420 47
Income tax withheld 1913 paid 1914 280 01
Balance on building contract 24 744 40
46 Agents balances charged off 474 77
48 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D including 12600
for amortization of premium 179 49
49 Total disbursements i335860 76
IVLedger Assets
1 Book value of real estate per Schedule A 280000 00
2 Mortgage loans on real estate per Sched
ule B first liens 3261350 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 238100 00
4 Loans and liens made to policyholders on
this companys policies 1 754 425 57
5 Premium notes on policies in force of
which 1000724 is for first years prem
iums 57969 82
6 Book value of bonds 613 703 41
7 Cash in companys office 8 987 18
8 Deposits in trust companies and banks not
on interest per Schedule E 58500 00
9 Deposits in trust companies and banks on
interest per Schedule E 148133 98
10 Agents balances debit 5822842 credit
116560 net 5706273 57062 73
12 Total ledger assets as per balance Item 50 6 478 232 69546
CompteolleeGenebals Bepobt
NonLedger Assets
13 Interest accrued on mortgages per Sched
ule B
14 Interest accrued on bonds per Schedule D
part 1
15 Interest accrued on collateral loans per
Schedule C part 1
16 Interest accrued on premium notes policy
loans or liens
87810 82
9799 26
2434 89
1398 97
63970 46
67771 07
97 Totals 23288 50 13174153
28 Deduct loading 13497 45 18870 61
6618 21
21 Total interest and rents due and accrued 101443 94
23 Market value not including interest in Item 14 of bonds
over book value per Schedule D
New Business Benewals
25 Gross premiums due and
unreported on policies in
force Dec 31 1914 less
reinsurance premiums 22164 00
26 Gross deferred premiums
on policies in force Dec
31 1914 less reinsur
ance premiums 1124 50
6708956 81
29 Net amount of uncollected and deferred premiums 122661 97
35 Gross assets
Deduct Assets Not Admitted
38 Agents debit balances gross 58228 42
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies 17075 77
46 Admitted assets
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the Illinois Ins
Dept on the following tables of mortal
ity and rates of interest viz
1 Actuaries table at 4 per cent on business
Issued prior to July 1 1907 4077393 00
6633652 62COMPTROLLERGrENERAL s REPORT
2 American experience table at 3 per cent
on business issued since July 1 1907 1296732 00
Same for reversionary additions 230 00
5 Net present value of annuities including
those in reduction of premiums
Actuaries 4 per cent and American 3 per
cent 5199 00
Total 5379554 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 6994 00
7 Extra reserve for total and permanent dis
ability benefits 3 047 00
8 Net reserve 5375607 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company
12 Claims for death losses in process of ad
justment or adjusted and not due 17963 67
13 Claims for death losses reported for which
no proofs have been received 29320 31
14 Reserve for net death losses incurred but
unreported 3807 31
19 Total policy claim
21 Dividends left with the company to accumulate at interest
and accrued interest thereon
22 Premiums paid in advance including surrender values so
applied
23 Unearned interest and rent paid in advance
24 Commissions due to agents on premium notes when paid
25 Commissions to agents due or accrued
26 Cost of collection on uncollected and deferred prem
iums in excess of the loading thereon
27 Salaries Tents office expenses bills and accounts due or
accrued
28 Medical examiners fees
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
547
9098 00
51091 29
1787 43
5732 61
23859 36
7736 80
5879 08
1426 74
3701 24
567 00
6457 31
3022 90
548 CompteolleeGenebals Eepoet
contingent upon the payment of renewal premiums or
otherwise
35 Dividends declared on or apportioned to deferred dividend
policies payable to policyholders during 1915 4lbyu
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
35
37 Reserve special or surplus funds not included above
Trust fund
41 All other liabilities ui 438 74
Fund held for special class of policies gg
Fund held for all other contingencies qq
46 Capital stock
6633652 62
48 Total
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 1910 3L6o80
18 Policies on the lives of citizens of said State
issued during the year
2328 3980 580 00
19 Total I Qlfi 73Q 59 00
20 Deduct ceased to be in force during the year 348 JJo
tw HI 1914 1980 324105100
21 Policies m force Dec 31 1914
22 Losses and claims unpaid Dec 31 of previous
year ygg 52
23 Losses and claims incurred during year 11
15 23034 02
24 Total
25 Losses and claims settled during the year in
cash
07 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses h
HHMBHMBH
ComptrollerGenerals Report
549
GEORGE WASHINGTON LIFE INSURANCE COMPANY
Harrison B Smith President
Brutus J Clay Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
Dee 31 of previous year 770376 83
E C Milair Secretary
4 Extended at
770376 83
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 157098 for first
year s reinsurance
9 Surrender values applied to purchase paid
up insurance and annuities
29898 33
405 41
12 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 6
75601 for reinsurance on renewalsi
181448 13
18 Total renewal premiums
19 Extra premiums for total and permanent disability bene
fits 73207 and for additional accidental death bene
fits 106168 included in life policies
20 Total premium income
23 Ledger assets other than premiums received from other
companies for assuming their risks
24 Gross interest on mortgage loans per
Schedule B
25 Gross interest on collateral loans per
Schedule C
26 Gross interest on bonds and dividends on
stocks
27 Gross interest on premium notes policy
loans or liens
28 Gross interest on deposits in trust com
panies and banks per Schedule E
26051 51
3338 79
6469 34
8004 84
504 91
30303 74
181448 13
1793 75
213545 62
65084 21550
ComptrollerGenerals REPORT
S Gross interest on other debts due the com
pany Dis on mortgages and loans
33 Gross rent from companys property
3453 33
900 00
34 Total gross interest and rents
35 From other sources
Prems pd in adv 70551 cash with app 10525
Com Notes 457020 unused sur value 18458
Title fees R E loans 10145 com agts 33899
41 From agents balances previously charged off
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D
48722 72
810 70
4754 78
440 44
39 55
8000 00
44 Total income
341398 C8
IIIDisbursements
1 For death claims
19036 00
4 Net amounts paid for losses and matured endowments
6 Premium notes and liens voided by lapse
7 Surrender values paid in cash or applied in liquidation
of loans or notes
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
claims
15 Total paid policyholders
16 Expense of investigation and settlement of policy
including 28000 for legal expense
19 Paid policyholders for interest or dividends
20 Commissions to agents less commission on reinsurance
First years premiums 1890502 renewal premiums
400309
21 Commuted renewal commissions
22 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
24 Branch office expenses including salaries of managers
and clerks not included in item 22
25 Medical examiners fees 418900 inspection of risks
82002
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Rent
19030 00
51 SS
24731 35
405 11
1483 48
45708 12
280 00
4999 20
22908 71
1 IU 177 26
3562 81
7501 07
5009 02
20343 50
1380 00
ComptrollerGeneral s Eeport
28 Advertising 315541 printing and stationery 465451
postage telegraph telephone and express 240771
collections 266
29 Lgal expense not included in item 16
30 Furniture fixtures and safes
31 Repairs and expenses other than taxes on real estate
32 Taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal corporation tax
Taxes on persona property
Income tax
39 Other disbursements
General expense
Discount on note
46 Agents balances charged off
49 Total disbursements
551
10220 29
157 48
1168 89
14 60
51 30
699 86
1020 78
90 00
2209 77
222 38
2874 64
4470 20
1329 86
138200 30
IVLedger Assets
1 Book value of real estate per Schedule A 15000 00
2 Mortgage loans on real estate per Sched
nle B 532202 05
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 75160 02
4 Loans made to policyholders on this com
panys policies assigned as collateral 142500 44
5 Premium notes on policies in force of
which 136293 is for first years prem
iums 30769 55
6 Book value of bonds 13335000 and
stocks 1207500 per Schedule D 145425 00
7 Cash in companys office 320 55
8 Deposits in trust companies and banks not
on interest per Schedule E 7 976 08
9 Deposits in trust companies and banks on
interest per Schedule B 5 646 63
10 Bills receivable 521591 agents bal
ances debit 3601275 credit 22
85600 net 1315675 18372 66
11 Miscellaneous bus 201 63
12 Total ledger assets as per balance Item 50 973574
01
t
552
COMPTROLLERGrENERAL s EePORT
NonLedger Assets
13 Interest due 554918 and accrued 2
69064 on mortgages per Schedule B
14 Interest accrued on bonds per Schedule D
part 1
15 Interest due 110532 and accrued
50181 on collateral loans per Schedule
C part 1
16 Interest due 59885 and accrued 1
41136 on premium notes policy loans
or liens
17 Interest due 33555 and accrued 13732
on other assets Bills rec
Dividends bank stock
8239 82
2185 42
1607 13
2010 21
472 87
310 00
21 Total interest and rents due and accrued
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less rein
surance premiums
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums
16740 28
11666 22
27 Total
28 Deduct loading
28406 50
5107 S5
29 Net amount of uncolleeted and deferred premiums
30 All other assets
Supplies stationery printed matter
Furniture and fixtures
14825 45
23298 65
3000 00
3621 00
35 Gross assets 1018319 71
Deduct Assets not Admitted
37 Supplies stationery printed matter 3
00000 furniture fixtures and safes
362100
38 Agents debit balances gross
40 Bills receivable
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies
6621 on
13156 75
5215 91
4560 63
29554 29
46 Admitted assets
S765 42ggijgigU
ComptrollerGenerals Report
553
vLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the Company on
the following tables of mortality and
rates of interest viz
2 American Experience table at 3 per cent
on modified preliminary term 610522 58
3 American experience table at 3 per cent
on full level premium 11929 55
Same for reversionary additions 21984 24
4 Other tables and rates viz
American experience table 3 per cent on
full preliminary term 39 029 49
TotaI 683465 86
6 Deduct net value of risks of this company
reinsured in other solvent companies 9602 40
7 Extra reserve for total and permanent dis
ability benefits 283926 for additional
accidental death benefits 60702 incld
in life policies for redemption of cou
pons 107051 4516 81
8 Net reserve
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
13 Claims for death losses reported for which
no proofs have been received 6000 00
16 Claims for death losses and other policy
claims resisted by the company 1000 00
19 Total policy claimsj
22 Premiums paid in advance including surrender values
so applied
23 Unearned interest and rent paid in advance
27 Salaries rents office expenses bills and accounts due or
accrued
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
37 Reserve special or surplus funds not included above
Cash with application
Commercial notes
Other com excess items
Si
678380 27
756 89
7000 00
705 51
8425 84
1800 00
2000 00
105 25
4570 20
2542 84554 ComptroelerGenekals Eeport
41 All other liabilities 9
Dividends to policybolders unpaid j
46 Capital stock
47 Unaligned funds surplus
988765 42
48 Total
Business in the 8lae of Georgia During 1914
Xo Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year o W4ao
18 Policies on the lives of citizens of said State
issued during the year 1
1431 2434159 00
19 Total ipiTftSOO
20 Deduct ceased to be in force during the year J9 1138
21 Policies in force Dec 31 1914 1385 23239100
23 Losses and claims incurred during year
25 Losses and claims settled during the year in
cash
GERMANIA LIFE INSURANCE COMPANY OF NEW YORK N Y
t Carl Heve Secretary
Hubert Cilhs President
Alexander C King Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 48981400 03
48981400 02
4 Extended at
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 672763 for first
year 8 reinsurance 653 32
7 Total first years premiums on original
poHcies 653077 32
COMPTROLLERGrEKERAL s BePORT 555
8 Dividends applied to purchase paid up ad
ditions and annuities g5 go4 3
9 Surrender values applied to purchase paid
up insurance and annuities 165 230 57
10 Consideration for original annuities in
volving life contingencies 10 154 00
11 Consideration for total and permanent
disability claims allowed 933 96
12 Total new premiums 895200 lg
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 18
72397 for reinsurance on renewals 4863168 69
14 Dividends applied to pay renewal prem
lums 449124 38
17 Renewal premiums for deferred annuities 135 58
18 Total renewal premiums 5j312428 65
19 Extra premiums for total and permanent disability bene
fitS 8595 86
20 Total premium income 6 216 924 67
21 Consideration for supplementary contracts not involving
life contingencies 16376 47
22 Dividends left with the company to accumulate at interest 6514 62
24 Gross interest on mortgage loans per
Schedule B less 83915 accrued interest
on mortgages acquired during 1914 1299014 80
26 Gross interest on bonds and dividends on
stocks less 654090 accrued interest
on bonds acquired during 1914 per
Schedule D 43g 444 q
27 Gross interest on premium notes policy
loans or liens 344 856 31
28 Gross interest on deposifs in trust com
panies and banks per Schedule E 3326 86
29 Gross interest on other debts due the com
pany Gross interest on advances to
aents 932 9
32 Gross discount on claims paid in advance 941 64
33 Gross rent from companys property in
cluding 4712690 for companys occu
pancy of its own buildings per Schedule
A 350737 09
34 Total gross interest and rents 9 43Q 953 66556 ComptrollerGenerals Keport
35 From other sources 1980 g7
Policy fees
Recovered on deficiency judgment on account of real
estate taken under foreclosure 238047 60
Borrowed money
42 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule DV j
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 3
22431 for accrual of discount
8931480 81
44 Total income
IllDisbursements
1 For death claims less 759000 reinsur
ance 165020193 additions 24
160100 uu
96107
2 For matured endowments 179642193
additions 2791437 1W36 3U
3 For total and permanent disability claims 933 Jb
4 Net amounts paid for losses and matured endowments 3500433 26
5 For annuities involving life contingencies
7 Surrender values paid in cash or applied m hquidation
of loans or notes
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9
10 Dividends paid to policyholders in cash or applied u
liquidation of loans or notes
U Dividends applied to pay renewal premiums see Income
3 3 Dividends appliediopurchase paid up additions and an
nuities see Income No 8 V U
14 Dividends left with company to accumulate at interest
see Income No 22
5729298 16
15 Total paid policyholders
16 Eense ofinvestigation and settlement of pohev Canns
including 99265 for legal expense 11
17 Paid for claims on supplementary contracts not mvolvutg
life contingencies
17 Premiums waived by company on account ol total and
permanent disability of insured
mam
ComptbolleeGenebal s Eepoet
557
18 Dividends and interest thereon held on deposit surrender
ed during the year
19 Paid stockholders for interest and dividends
20 Commissions to agents less commission on reinsurance
First years premiums 27327426 renewal premiums
24010820 annuities original 29034 renewal
548
21 Commuted renewal commissions
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
24 Branch office expenses including salaries of managers
and clerks not included in item 22
25 Medical examiners fees 5085764 inspection of risks
999815
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Kent including 4712690 for companys occupancy of its
own buildings
28 Advertising 1699016 printing and stationery 22
23743 postage telegraph telephone and express 39
97297 exchange 410314
29 Legal expense not included in item 16
30 Furniture fixtures and safes
31 Repairs and expenses other than taxes on real estate
32 Taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal corporation tax 2240 08
Municipal licenses and fees 2399 31
Miscellaneous fees publications etc 8970 00
39 Other disbursements
Traveling expenses of officers and home
office employees 1827 81
Association dues 1572 96
Office supplies 7879 02
Insurance papers 1591 84
Legislative expenses 484 03
Interest on loans from banks 7238 02
Sundries 5546 28
46 Agents balances charged off
47 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
1023 76
24000 00
513678 28
4225 59
89788 51
272015 53
60855 79
229516 99
47126 90
83303 70
1887 21
10446 66
126511 65
56414 26
49826 48
6513 53
13609 39
26139 96
41852 30
58 40558
ComptrollerGenekals Eepokt
48 Gross decrease by adjustment in book value of ledger
assets viz Real estate per Schedule A
Bonds per Schedule D including 427237 for amortiza
tion of premium
97401 72
4272 37
49 Total disbursements 7505060 15
IVLedger Assets
1 Book value of real estate per Schedule A 5083545 52
Mortgage loans on real estate per Sched
ule B first liens 26979404 20
4 Loans made to policyholders on this com
panys policies assigned as collateral 6651880 26
6 Book value of bonds 11400105 07
7 Cash in companys office 870 79
8 Deposits in trust companies and banks not
on interest per Schedule E 95972 35
9 Deposits in trust companies and banks on
interest per Schedule E 196042 50
12 Total ledger assets as per balance Item 50 50407820 69
NonLedger Assets
13 Interest due 523854 and accrued 453
20877 on mortgages per Schedule B 458447 31
14 Interest due 643092 and accrued 157
53269 on bonds per Schedule D part 1 163963 61
16 Interest due 1383600 and accrued 22
534 93 on premium notes policy loans
or liens 36370 93
20 Bents due on companys property or lease 4706 20
21 Total interest and rents due and accrued 663488 05
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less rein
surance premiums 900138 00
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums 628301 00
27 Total 1528439 00
28 Deduct loading 22 per cent 343898 78
29 Net amount of uncollected and deferred premiums 1184540 22
35 Gross assets 52255848 96ComptrollerGeneral s Keport
Deduct Assets Not Admitted
43 Book value of ledger assets over market
value viz Bonds 1143100 48
559
1143100 48
46 Admitted assets 51112748 48
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the New York In
surance Department on the following
tables of mortality and rates of in
terest viz
2 American experience table at 3 per cent
on all policies issued prior to Jan 1
1910 except policies issued through the
home department subsequent to Dee 31
1901 and prior to Jan 1 1907 and 5 per
cent gold bond policies 30874446 00
Same for reversionary additions 431795 00
3 American experience table at 3 per cent
on all policies issued subsequent to Dec
31 1909 and policies included in the
exceptions above 11737876 00
Same for reversionary additions 39399 00
5 Net present value of annuities including
those in reduction of premiums
American table of mortality with 3 per
cent interest 274 431 00
McClintocks annuitant table of mortality
with 3 per cent interest 148846 00
American table of mortality with 3 per
cent interest 13599 00
Present value of future premiums waived
on account of total and permanent dis
ability of insured Hunters disability
tables American experience 3 per cent 1034 00
Total 43521426 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 87007 00
43434419 00560 ComptrollerGenerals Eeport
7 Extra reserve for total and permanent dis
ability benefits 3921 00
T 43438340 00
8 Net reserve v
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
99736 85
by the company
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
10885 98
manded
11 Claims for death losses due and unpaid 16528 20
12 Claims for death losses in process of ad
justment or adjusted and not due 25677 69
13 Claims for death losses reported for which
no proofs have been received 176621 16
14 Reserve for net death losses incurred but
foq 60000 00
unreported
15 Claims for matured endowments due and
a 60937 58
unpaid
16 Claims for death losses and other policy
claims resisted by the company 2380 00
17 Claims for total and permanent disability
u fij 2271 45
benefits
18 Due and unpaid on annuity claims involv
ing life contingencies 346
347883 80
19 Total policy claims
21 Dividends left with the company to accumulate at interest
and accrued interest thereon 23866 23
22 Premiums paid in advance including surrender values so
21400 90
23 Unearned interest and rent paid in advance 98070 37
25 Commissions to agents due or accrued
27 Salaries rents office expenses bills and accounts due or
4984 61
accrued
28 Medical examiners fees 333100 and legal fees 430 75
3761 75
due or accrued
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 59744 3
31 Borrowed money 238047 60
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 192406 87
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
607000 00
otherwise COMPTROLLERGrENERAL s REPORT 561
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 410098 84
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
3 3408420 86
ii Reserve special or surplus funds not included above
38 Extra reserve for absolute war and world policies 150988 40
49122619 68
46 Capital stock 2Q0 0Q
47 Unassigned funds surplus j 790 128 80
48Total 51112748 48
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 900 1461764 00
18 Policies on the lives of citizens of said State
issued during the year m 166500 00
19 Total 1011 1628264 00
20 Deduct ceased to be in force during the year 103 200 071 00
21 Policies in force Dec 31 1914 908 1428193 00
22 Losses and claims unpaid Dec 31 of previous
year 2 4000 00
23 Losses and claims incurred during year 16 20 419 63
24 TotaI 18 24419 63
25 Losses and claims settled during the year in
cash 17 23419 63
26 Losses and claims unpaid Dec 31 1914 1 000 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 45 642 96562
ComptrollerGenerals Report
HOME LIFE INSURANCE COMPANY OF NEW YORK N Y
George E Ide President Ellis H Gladwin VieePres and Secy
Win A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 125000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 28791019 88
4 Extended at
28791019 88
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 2111687 for first
years reinsurance
7 Total first years premiums on original
400050 Irf
policies
8 Dividends applied to purchase paid up ad
ditions and annuities
8 Matured divid end applied additions
and annuities
9 Surrender values applied to purchase paid
up insurance and annuities
10 Consideration for original annuities in
volving life contingencies
11 Consideration for supplementary contracts
involving life contingencies
406330 13
291568 89
3691 16
245 69
32496 80
24872 48
12 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 64
97816 for reinsurance on renewals
14 Dividends applied to pay renewal prem
iums
15 Dividends applied to shorten the endow
ment or premiumpaying period
16 Surrender values applied to pay renewal
premiums
17 Renewal premiums for deferred annuities
759205 15
226674 44
36 74
18 Total renewal premiums
3472358 68ComptrollerGenerals Report 563
19 Extra premiums for total and permanent disability bene
fits
2400 71
20 Total premium income io9q r
n r 4Jdd94 54
81 Consideration for supplementary contracts not involving
22 TV CnwenCeS 35634 32
7 11 WUh toe comPany t accumulate at interest 14570 86
22 Matured divd endowts left with the company to ac
cumulate at interest 1 185 67
24 Gross interest on mortgage loans per
Schedule B 348580 M
26 Gross interest on bonds and dividends on
stocks less 651624 accrued interest on
bonds acquired during 1914 per Sched
uIe D 690791 26
27 Gross interest on premium notes policy
loans or liens 291 248 79
28 Gross interest on deposits in trust com
panies and banks per Schedule E 6 701 16
29 Gross interest on other debts due the com
pany Interest on agents advances
agents bank accts and miscel 1 706 73
Gross interest for extension of premiums 9 834 37
32 Gross discount on claims paid in advance 278 81
33 Gross rent from companys property in
cluding 3000000 for companys occu
pancy of its buildings per Sched
ule A 87179 19
34 Total gross interest and rents 1 436 30 62
35 From other sources
Income tax withheld by company 776 67
Reserve on policies reinsured deposited with company 7631 55
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 8
65321 for accrual of discount 8 653 21
44 Total income 5738737 44
IIIDisbursements
1 For death claims less 510000 reinsur
ance 130072837 additions 20500 1300933 37
2 For matured endowments 25387800 ad
ditions 23381036 487 688 36
2 Matured divd endowts left to ace at
interest see Income 22 185 57
4 Net amounts paid for losses and matured endowments 1789807 40564 ComptrollerGenerals Report
49856 13
5 For annuities involving life contingencies
Surrender values paid in cash or applied in liquidation
of loans or notes
8 Surrender values applied to pay renewal premiums see
Income No 16
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
11 Dividends applied to pay renewal premiums see Income
No 14
12 Dividends applied to shorten the endowment or premium
paying period see Income No 15
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8ll f
14 Dividends left with company to accumulate at interest
see Income No 22
3110507 42
15 Total paid polieyliolders
16 Expense of investigation and settlement of policy claims
including 164044 for legal expense
17 Paid for claims on supplementary contracts not lg
life contingencies
18 Dividends and interest thereon held on depoS1t surrender
ed during the year VVa 15000 00
19 Paid stockholders for interest or dividends
20 Commissions to agents less commission on nsuranee
First years premiums 17312578 renewal premiums
24423856 annuities original 113276 renewal
106677 2i8 61
21 Commuted renewal commissions IrviVors
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 3258
24 Branch office expenses including salaries of managers
and clerks not included in item 22
1 M 9qS54 50 inspection 01 risks
25 Medical examiners fees 29do4ou mspe
dn QIC 37
26 Salaries and ail other compensation of officers directors
trustees and home office employees
1 at qowi0 0O for companys occupancy 01
27 Rent including sjuuwuuu 1 30000 00
its own buildings
OS Advertising 1706130 printing and stationery 13
Z 76 postage legraph telephone and express 7
99824 exchange 80859 5W 11
29 Legal expense not included in item 16 Jg
30 Furniture fixtures and safes U
31 Repairs and expenses other than taxes on real estate
82 Taxes on real estateComptrollerGeneral s Eeport
565
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal corporation tax
Tax on reserves
39 Other disbursements
Investment expenses rent of vault etc
Traveling expenses of officers and home office emp
Legislative and other exp pd through Ass Life Ins Pres
43 Miscellaneous expenses
Expense of examination by ins dept
Profit and loss real estate
48 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D including 10
78875 for amortization of premium
54127 96
8492 79
11320 10
2640 51
1050 06
2184 15
1133 56
6921 34
3669 75
6072 53
10788 75
49 Total disbursements 4 igo 349 gj
IVLedger Assets
1 Book value of real estate per Schedule A 1458000 00
2 Mortgage loans on real estate per Sched
ule B 6854535 00
4 Loans made to policyholders on this com
panys policies assigned as collateral 4596793 11
5 Premium notes on policies in force of
which 251350 is for first years prem
iums
6 Book value of bonds 1496287839 and
stocks 131845902 per Schedule D
8 Deposits in trust companies and banks not
on interest per Schedule E
9 Deposits in trust companies and banks on
interest per Schedule E
10 Bills receivable 823732 agents bal
ances debit 952176 credit 18666
net 933510 17572 42
11 Suspense acct 12 Nat Bank Pittsburgh
Pa 1483 04
665520 83
16281337 41
10739 04
470926 62
12 Total ledger assets as per balance Item 50 30348907 47
NonLedger Assets
13 Interest accrued on mortgages per Sched
ule B 28886 48
14 Interest accrued on bonds per Schedule D
part 1 206214 08566
ComptrollerGenerals Eeport
16 Interest due 2031836 and accrued
19262 on premium notes policy loans
or liens
17 Interest on other assets Interest accrued
Banks and trust cos
20 Rents due 199875 and accrued 2
08334 on companys property or lease
20510 98
1012 31
4082 09
21 Total interest and rents due and accrued
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less rein
surance premiums 2630i4il
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
353992 44
premiums
260705 94
617067 15
139902 76
27 Total
28 Deduct loading
29 Net amount of uncollected and deferred premiums
35 Gross assets
Deduct Assets Not Admitted
31086777 80
38 Agents debit balances gross
40 Bills receivable
43 Book value of ledger assets over market
value viz Bonds 19676100 stocks
24100902
9521 76
8237 32
437770 02
46 Admitted assets
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the New York Ins
Dept on the following tables of mor
tality and rates of interest viz
1 Actuaries table at 4 per cent on life end
and term pol with continuous or ltd
premiums with or without par endt or
return prem feature par or non par
issue 18001900 inc10146378 00
Same for reversionary additions 140303 00
455529 10
30631248 70ComptrollerGeneral s Report
2 American experience table at 3 per cent
on same classes as above issues of 1901
907 inc 9628941 00
Same for reversionary additions 2667 953 00
3 American Experience table at 3 per cent
on life endt and term pol with conts
or ltd prems with or without a return
prem feature par issues of 18941914
inc 4719215 00
Same for reversionary additions 14 681 00
5 Net present value of annuities including
those in reduction of premiums
Actuaries table at 4 per cent 220 373 00
Am exp table at 3 per cent 218937 00
McClintocks table at 3 per cent 131145 00
Total 27887926 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 235256 00
567
10
12
13
14
15
16
18
19
21
27652670 00
Extra reserve for total and permanent dis
ability benefits i300 00
Net reserve 27653970 00
Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 236572 00
Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded 7253 83
Claims for death losses in process of ad
justment or adjusted and not due 1626 62
Claims for death losses reported for which
no proofs have been received 97848 43
Reserve for net death losses incurred but
unreported 20000 00
Claims for matured endowments due and
unpaid 10116 60
Claims for death losses and other policy
claims resisted by the company 7000 00
Due and unpaid on annuity claims involv
ing life contingencies 106 79
Total policy claims 136698 44
Dividends left with the company to accumulate at interest
and accrued interest thereon 52 105 28568 ComptrollebGenebals Eepoet
22 Premiums paid in advance including surrender values so
t t 41899 63
applied
23 Unearned interest and rent paid in advance 16102 il
25 Commissions to agents due or accrued 906 9
27 Salaries rents office expenses bills and accounts due or
1500 00
accrued
8 Medical examiners fees 60000 and legal fees 100000
j 1600 00
due or accrued
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
i 57000 00
of this statement
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
t 21 88 37
ferred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
125000 00
otherwise
37 Reserve special or surplus funds not included above
Income tax withheld by company 7i I
Reserve on policies reinsured deposited with company 7631 o5
41 All other liabilities Present value of dividends applied to
shorten prem paying period
12o000 OU
46 Capital stock
47 Unassigned funds surplus iioo o
48 Total 3631248 70
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 35 1915985 00
18 Policies on the lives of citizens of said State
issued during the year61 166097 21
w Total 796 2082082 21
2o Deduct ceased to be in force during the year 60 142164 21
21 Policies in force December 31 1914 736 1939918 00
22 Losses and claims unpaid Dec 31 of previous
1 1000 00
year v
23 Losses and claims incurred during year 6 20878 1
24Total 7 2187821ComptrollerGeneral s Report
569
25 Losses and claims settled during the year in
cash
26 Losses and claims unpaid Dec 31 1914
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses
6
1
19378 21
2500 00
67322 08
ILLINOIS LIFE INSURANCE COMPANY OF CHICAGO ILL
Home Office 3 0 So La Salle St Chicago Illinois
James W Stevens President Oswald J Arnold Secretary
J C Tumlin Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 10182680 30
4 Extended at 10l82680 30
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 2116612 for first
years reinsurance 467890 53
7 Total first years premiums on original
policies 467890 53
8 Dividends applied to purchase paid up ad
ditions and annuities 2 060 04
9 Surrender values applied to purchase paid
up insurance and annuities 35821 97
12 Total new premiums 505 772 54
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 30
83432 for reinsurance on renewals 1726236 41
14 Dividends applied to pay renewal prem
iums 14846 60
18 Total renewal premiums 1 741 083 01570 CompteollebGeneeals Repobt
19 Extra premiums for total and permanent disability bene
fits
2247699 60
20 Total premium income v
21 Consideration for supplementary contracts not involving
life contingencies
24 Gross interest on mortgage loans per
Schedule B less 6528400 accrued in
terest on mortgages acquired during
1914 83901 64
25 Gross interest on collateral loans per
Schedule C 96090 33
26 Gross interest on bonds and dividends on
stocks less 75001 accrued interest on
bonds acquired during 1914 per Sched
n 180032 00
ule D
7 Gross interest on premium notes policy
106135 53
loans or liens
28 Gross interest on deposits in trust com
panies and banks per Schedule E 3058 A
29 Gross interest on other debts due the com
pany Deferred premiums fM 0
Sundry interest wm 4
30 Gross discount on claims and surrenders
j 451 08
paid in advance
33 Gross rent from companys property 51136
551458 44
34 Total gross interest and rents
42 Gross profit on sale or maturity of ledger assets viz
Stocks per Schedule D
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 250 for
accrual of discount
2805445 87
44 Total income
IllDisbursements
1 For death claims less 1820000 reinsur
ance 59090657 additions 2959072 620497 29
9 For matured endowments 4079166 ad
ditions 106287 4184 3
4 Net amount paid for losses and matured endowments 662351 82
5 For annuities involving life contingencies 29 965 27
6 Premium notes and liens voided by lapse
7 Surrender values paid in cash or applied in liquidation
of loans or notes ComptrollerGeneral s Report 571
8 Interest gold bonds
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9 35 S9 97
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 44 882 13
11 Dividends applied to pay renewal premiums see Income
19 pN UJ 14846 60
12 Purchased rev additions 1 00 86
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8 2 060 04
15 Total paid policvholders 98 102 57
16 Expense of investigation and settlement of policy claims
including 30548 for legal expense 2 410 26
17 Paid for claims on supplementary contracts not involving
life contingencies 4 331
19 Paid stockholders for interest or dividends eooOO 00
20 Commissions to agents less commission on reinsurance
First years premiums 32711792 renewal premiums
10240363 bonus 1690487 446 426 42
22 Compensation for managers and agents not paid by com
missions for services in obtaining new insurance 13025 00
23 Agency supervision and traveling expenses of super
visors except compensation for home office supervision 9995 24
24 Branch office expenses including salaries of managers
and clerks not included in item 22 13 156 59
25 Medical examiners fees 2901961 inspection of risks
M 8W9 37869 80
Zb balanes and all other compensation of officers directors
trustees and home office employees 14g 735 05
zz 3041519
28 Advertising 1479156 printing and stationery 1728111
postage telegraph telephone and express 992888
exchange 169644 zm 99
29 Legal expense not included in item 16 7294 92
30 Furniture fixtures and safes 3971 39
31 Repairs and expenses other than taxes on real estate 6163 47
32 Taxes on real estate j 576 jo
33 State taxes on premiums 15 ggj 74
34 Insurance department licenses and fees 2 700 56
35 All other licenses fees and taxes
36 Federal corporation tax 85659 rev stamp tax 6262
pers tax 75413 2 g73 34
Col of premiums 241878 disct on prems 2871 2447 49
Municipal lipfcnses 304 75
39 Other disbursements
Incidental expense 6 58187
Investment expense oiq 00572
ComptrollerGenerals Eeport
Legislative expense
Mortgage expense
Assn of life ins presidents
Losses on investments
47 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
48 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D including 6o990
for amortization of premium
264 13
45 51
618 47
11000 00
208 52
659 90
49 Total disbursements
2063855 38
IVLedger Assets
1 Book value of real estate per Schedule A 1023385 22
2 Mortgage loans on real estate per Sched
ule B first liens 148844128
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 2042692 oO
4 Loans made to policyholders on this com
panys policies assigned as collateral 200006 25
5 Premium notes on policies in force 3559 64
6 Book value of bonds 126187595 and
stocks 251259539 per Schedule D 374471 34
7 Cash in companys office 1881a
9 Deposits in trust companies and banks on
interest per Schedule E 387874 39
10 Agentsbalances debit 18867670 credit
372240 net 18495430 18494 3
12 Total ledger assets as per balance Item 50 10924270 79
NonLedger Assets
13 Interest due 514384 and accrued 21
01128 on mortgages per Schedule B
14 Interest accrued on bonds per Schedule D
part 1
15 Interest accrued on collateral loans per
Schedule C part 1
16 Interest accrued on premium notes policy
loans or liens
17 Interest accrued on other assets
26155 12
7995 84
20418 72
7963 71
600 65
l Total interest and rents due and accrued
22 Market value of real estate over book value per Sched
ule A
63134 04
76114 78ComptrollerGeneral s Report
23 Market value not including interest in Item 14 of bonds
and stocks over book value per Schedule D
24 Due from other companies for losses or claims on policies
of this company reinsured
New Business Renewals
25 Gross premiums due and
unreported on policies in
force Dec 31 1914 less
reinsurance premiums 14900 92 258924 52
26 Gross deferred premiums
on policies in force Dec
31 1914 less reinsur
ance premiums 6468 32 140785 35
27 Totals 21369 24 399709 87
28 Deduct loading 17717 84 47217 12
29 Net amount of uncollected
and deferred premiums 3651 40
573
200793 16
2161 60
352492 75 356144 15
35 Gross assets 11622618 52
Deduct Assets Not Admitted
38 Agents debit balances gross 188676 70
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies 30345 71
46 Admitted assets i 403 596 u
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the Illinois Insur
ance Dept on the following tables of
mortality and rates of interest viz
1 Actuaries table at 4 per cent 7160461 00
Same for reversionary additions 54708 00
2 American experience table at 31 per cent 2435326 00
Same for reversionary additions 135551 00
5 Net present value of annuities including
those in reduction of premiums
374 00
Total 9786420 00574
ComptrollerGenerals Report
6 Deduct net value of risks of this company
reinsured in other solvent companies
7 Extra reserve for total and permanent dis
ability benefits
30839 00
422 00
8 Net reserve
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by tihe company
12 Claims for death losses in process of ad
justment or adjusted and not due
13 Claims for death losses reported for which
no proofs have been received
15 Claims for matured endowments due and
unpaid
16 Claims for death losses and other policy
claims resisted by the company
9756003 00
41515 05
26123 00
34445 27
1371 00
2500 00
19 Total policy claims
22 Premiums paid in advance including surrender values so
applied
23 Unearned interest and rent paid in advance
27 Salaries rents office expenses bills and accounts due or
accrued
28 Medical examiners fees 242867 and legal fees 36400
due or accrued
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
33 Dividends or other profits due polieyholders including
those contingent on payment of outstanding and de
ferred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to polieyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
35 Dividends declared on or apportioned to deferred divi
dend policies payable to polieyholders during 1915
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon optional endowment policies not included in Item
35
37 Reserve special or surplus funds not included above
Special reserves to cover annuity credits available on
future premiums
Special reserve to cover credits on reinsured policies
64439 27
11659 23
32533 42
10864 62
2792 67
15550 21
5454 26
20339 78
50890 99
118851 92
2449 32
2651 28w
ComptrollerGeneral s Eeport 575
41 All other liabilities Aggregate of accumulated survivor
ship investment funds held awaiting apportionment
upon survivorship investment and survivorship bonus
policies in accordance with the terms thereof 262 423 90
1039818 92
46 Capital stock 0Q
4 Unassigned funds surplus 505 177 19
48T0tal 11403596 11
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in force
Dec 31 of previous year 3376302 00
18 Policies on the lives of citizens of said State issued dur
ing the year 1162886 00
19 Total 4539188 00
20 Deduct ceased to be in force during the year 1 029 301 00
21 Policies in force December 31 1914 3 509 887 00
22 Losses and claims unpaid December 31 of previous year 6000 00
23 Losses and claims incurred during year 24 390 78
24 Total 30390 78
25 Losses and claims settled during the year in cash 23
28878 by compromise 100000 24 288 78
26 Losses and claims unpaid December 31 1914 6 102 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 73 278 28
INDEPENDENT LIFE OF AMERICA OF NASHVILLE TENN
Paul Eoberts President M J McGuire Secretary
Insurance Commissioner Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 202695 00576
CompteollebGeneeals Repoet
2 Amount of ledger assets as per balance
Dee 31 of previous year 569706 14
3 Increase of capital during the year 1760 00
4 Extended at
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 114563 for first
years reinsurance
21830 93
12 Total new premiums v
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less
60268 for reinsurance on renewals 37164 15
14 Dividends applied to pay renewal prem
259 59
mms
U Renewal premiums on industrial policies 10829o 93
18 Total renewal premiums
20 Total premium income
24 Gross interest on mortgage loans per
Schedule B
25 Gross interest on collateral loans per
Schedule C
26 Gross interest on bonds and dividends on
stocks
27 Gross interest on premium notes poliey
loans or liens
S3 Gross rent from companys property in
cluding 178000 for companys occu
pancy of its own buildings per Sched
ule A
34 Total gross interest and rents
35 From other sources Sale fire maps taken
in consolidation with Western At
lantic Fire Ins Co

3635 61
45 77
626 92
789 31
53868 34
910 00
41 From agents balances previously charged off
44 Total income
371466 14
21830 93
145719 67
167550 60
58965 95
910 00
75 74
227502 29I
CompteolleeCtenebals Eepoet
IIIDisbursements
1 For death claims 3g lg6 52
577
4 Net amounts paid for losses and matured endowments
6 Premium notes and liens voided by lapse
7 Surrender values paid in cash or applied in liquidation
of loans or notes
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
15 Total paid policyholders
16 Expense of investigation and settlement of policy claims
including 87100 for legal expense
20 Commissions to agents less commission on reinsurance
First years premiums 1483681 renewal premiums
82459
21 renewal commissions on industrial policies
22 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
23 Agency supervision and traveling expenses of super
visors except canpensation for home office supervision
24 Branch office expenses including salaries of managers
and clerks not included in item 22
25 Medici examiners fees 269050 inspection of risks
55600
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Kent including 178000 for companys occupancy of its
own buildings
28 Advertising 80730 printing and stationery 272070
postage telegraph telephone and express 84039 ex
change 3420
29 Legal expense not included in item 16
30 Furniture fixtures and safes
31 Repairs and expenses other than taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal corporation tax 30 00
County and State taxes on capital stock 4258 13
City taxes on capital stock 5 248 35
Miscellaneous
46 Agents balances charged off
47 Gross loss on sale or maturity of ledger assets viz
35156 52
11247 89
5508 45
259 59
52172 45
1178 50
15661 40
55267 77
1291 66
10696 44
2424 86
3246 50
11902 29
1780 00
4402 59
1028 22
57 00
20097 45
412 00
2652 76
9536 48
49959 87
5701 63578
ComptrollerGenerals Report
o u j i t 450 00
Bonds per Schedule D
Stocks per Schedule D
48 Gross decrease by adjustment in book value of ledger
assets viz Real estate per Schedule A 22398 32
Stocks per Schedule D 17
d 974 908 19
40 Total disbursements
IVLedger Assets
1 Book value of real estate less 19000000
incumbrances per Schedule A 35249952
2 Mortgage loans on real estate per Sched
ule B first liens 88025 05
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 2000 00
4 Loans made to polieyholders on this com
panys policies assigned as collateral 12584 58
5 Premium notes on policies in force o249 87
6 Book value of bonds 195972 and stocks
1050000 per Schedule D 12459 72
7 Cash in companys office 7S 69
8 Deposits in trust companies and banks not
on interest per Schedule E 5728 05
9 Deposits in trust companies and banks on
interest per Schedule E 5600 00
10 Bills receivable 424484 agents balances
debit 546518 9710 02
11 Other assets 30026 74
12 Total ledger assets as per balance Item 50 524760 24
NonLedger Assets
13 Interest due 107550 and accrued 1
11507 on mortgages per Schedule B
14 Interest on bonds per Schedule D part 1
15 Interest on collateral loans per Schedule C
part 1
16 Interest on premium notes policy loans or
liens
17 Interest on other assets
20 Rents on companys property or lease
21 Total interest and rents due and accrued
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less rein
surance premiums
2190 57
68 00
36 45
186 84
2273 45
6457 26
4646 66
10212 57ComptbollebGteneeals Eepoet
579
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums
2694 46
27 Total
28 Deduct loading
7341 12
2721 34
29 Net amount of uncollected and deferred premiums
30 All other assets Furniture fixtures and safes etc
35 Gross assets
Deduct Assets Not Admitted
37 Furniture fixtures and safes 4
28 Agents debit balances gross
40 Loans on personal security endorsed or not
5000 bills receivable 424484
45 Other assets
2212 00
5465 18
4294 84
28185 53
46 Admitted assets
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the Actuary on
the following tables of mortality and
rates of interest viz
Actuaries table at 4 per cent on 11 indus
trial policies issued 1908910111213
according to New York rules governing
industrial reserves 61 575 48
2 American Experience table at 3 per cent
on all ordinary policies issued 1908910
H121314 97955 79
1
Total 159531 27
6 Deduct net value of risks of this company
reinsured in other solvent companies 1731 02
8 Net reserve
12 Claims for death losses in process of ad
justment or adjusted and not due
2000 00
4619 78
2212 00
541804 59
40157 55
501647 04
157800 25
19 Total policy claims
2000 00580 ComptkollebGeneeals Eepoet
27 Salaries rents office expenses bills and accounts due or
28 Medical examiners fees 26900 and legal fees 33334
due or accrued
99 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement Q0
41 All other liabilities misc
189320 89
202695 00
46 Capital stock 109 631 15
47 Unassigned funds surplus
501647 04
48 Total
Business in the State of Georgia During 1914
No Amount
18 Policies on the lives of citizens of said State
issued during the year J
17 30000 00
i9 Totali i7 3000000
21 Policies in force Dec 31 1914
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses
INDIANA NATIONAL LIFE INSURANCE COMPANY OF
INDIANAPOLIS IND
Chas D Eeniek President C B Marshall Secretary
E C Lester Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 394500 00
Amount of ledger assets as per balance
Dec 31 of previous year 748029 69
3 Increase of capital during the year 27620 00
4 Extended at
775649 69ComptrollerGeneral s Report 581
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 25501 for first
years reinsurance 81550 96
I ltal r PremiumS 7 81550 96
Id Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less
o8369 for reinsurance on renewals 163794 16
3 4 Dividends applied to pay renewal prem
iums
16 Surrender values applied to pay renewal
premiums 17 20
18 Total renewal premiums t n
1 130 06
20 Total premium income 954 628 02
22 Dividends left with the company to accumulate at interest 453 18
24 Gross interest on mortgage loans per
Schedule B less 6825 accrued interest
on mortgages acquired during 1914 15 190 17
25 Gross interest on collateral loans per
Schedule C 10 00
26 Gross interest on bonds and dividends on
stoeks 317 32
2 Gross interest on premium notes policy
loans or liens 4 559 14
28 Gross interest on deposits in trust com
panies and banks per Schedule E less
52439 accrued interest on cert of dep
acquired in 1914 1 181 60
29 Gross interest on other debts due the com
pany Int on stock notes 128 96
Commission on mortgage loans 940 50
33 Gross rent from companys property in
cluding 300000 for companys occu
pancy of its own buildings per Sched
ule A 8512 14
34 Total gross interest and rents 30 839 83
35 From other sources
frpus 1170068
Investment expense C9Cl 0
Stock options 910
44 Total income 30200 76582
ComptbollerGtenebals Eepoet
IIIDisbursements
1 For death claims 36199 00
4 Net amount paid for losses and matured endowments
6 Premium notes and liens voided by lapse less 80585
restorations
7 Surrender values paid in cash or applied in liquidation
of loans or notes
8 Surrender values applied to pay renewal premiums see
Income No 16
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
11 Dividends applied to pay renewal premiums see Income
No 14
14 Dividends left with company to accumulate at interest
see Income No 22
15 Total paid policyholders
16 Expense of investigation and settlement of policy claims
including 29900 for legal expense
19 Paid stockholders for interest or dividends
20 Commissions to agents
25 Medical examiners fees 560800 inspection risks 1
21847
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Bent including 300000 for companys occupancy of
its own buildings J
28 Advertising 90963 printing and stationery l49o03
postage 94934 exchange 870
29 Legal expense not included in item 16
31 Repairs and expenses other than taxes on real estate
32 Taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal corporation tax
Municipal licenses and franchise tax
39 Other disbursements
ctuarial services 94250 com in stock 90000 return
ed checks 24837 misc expense 78217 trav exp
213100 taxes personal property 66080
36199 00
4798 24
14741 61
17 20
18 05
9265 70
4453 18
69492 98
49 Total disbursements
299 00
25411 95
89504 15
6826 47
15291 00
3000 00
3362 70
1200 00
3818 31
1801 52
1014 71
667 89
307 30
375 H
5664 84
228037 82ComptrollerGeneral s Eeport 583
IVLedger Assets
1 Book value of real estate 275 000 00
2 Mortgage loans on real estate per Sched
ule B first liens 36925920 other than
first liens Vendon lien 112000 370379 20
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 1750 00
4 Loans made to policyholders on this com
panys policies assigned as collateral 73063 78
5 Premium notes on policies in force 24 557 34
6 Book value of bonds 8 000 00
7 Cash in companys office 2 547 82
8 Deposits in trust companies and banks not
on interest per Schedule E 33138 36
9 Deposits in trust companies and banks on
interest per Schedule E 46 824 00
10 Stock notes 273099 agents balances
debit 614913 8880 12
11 Furniture and fixtures 539361 returned
checks repaid in June 1915 17840 5572 01
12 Total ledger assets as per balance Item 50 849712 63
NonLedger Assets
13 Interest due 247718 and accrued 6
01632 on mortgages per Schedule B 8493 50
14 Interest accrued on bonds per Schedule D
Part 140 00
15 Interest accrued on collateral loans per
Schedule C part 1 18 57
16 Interest accrued on premium notes policy
loans or liens 4oj oj
17 Interest on other assets
Interest due certificate of deposit 678 89
Interest due stock notes 156 19
20 Rents due 158 00
21 Total interest and rents due and accrued 10 049 06
New Business Renewals
25 Gross premiums due and
unreported on policies in
force Dec 31 1914 less
reinsurance premiums 56735 87 12364 47
26 Gross deferred premiums
on policies in force Dec584
ComptbolleeGenebals Repoet
31 1914 less reinsur
ance premiums
27 Totals 56735 87
28 Deduct loading 42551 90
2928 33
15292 80
1529 28
29 Net amount of uncollected
and deferred premiums 14183 97 13763 52 294 49
35 Gross assets
37709 18
Deduct Assets Not Admitted
37 Furniture fixtures and safes
38 Agents debit balances gross
41 Premium notes and loans on policies and
net premiums m
Item 29 in excess of
the net value of their policies
5393 61
6149 13
10902 37
46 Admitted assets
YLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the company on
the following tables or mortality and
rates of interest viz
2 American experience table at 3 per cent
Same for reversionary additions 49655 41
3 American experience table at 3V per cent
Same for reversionary additions 389131 4
Total

6 Deduct net value of risks of this company
reinsured in other solvent companies
7 Kxtra reserve for total and permanent dis
ability benefits
438786 95
1292 27
437494 68
1871 37
8 Net reserve
21 Dividends left with the company to accumulate at interest
and accrued interest thereon
23 Unearned interest and rent paid in advance
22445 11
865264 07
439369 05
14540 20
1777 42ComptrollerGenerals Eeport 585
27 Salaries rents office expenses bills and accounts due or
accrued
28 Medical examiners fees 91 61
29 Estimated amount hereafter payable forFederal State
and other taxes based upon the business of the year
of this statement
46 Capital stock 9973 28
47 Unassigned funds surplus JJJJ JJ
48 Total
865264 07
Business in the State of Georgia Duing 1914
17 rr 21 No Amount
17 loheies on the lives of citizens of said State
in force Dec 31 of previous year 171 318 500 00
18 1 olicies on the lives of citizens of said State
issued revived and increased during the
year
121 205000 00
19 Total
9n t J 292 523500 00
20 Deduct ceased to be in force during the year 123 220000 00
21 Policies in force Dec 31 19149 ToT
22 Losses and claims unpaid Dec 31 of previous
year
9 T 2 2000 00
Losses and claims incurred during year 1 1 000 0Q
24 Total
3 3000 00
25 Losses and claims settled during the year in
cash
3 3000 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 6 070 01586
ComptrollerGenerals Report
INTERNATIONAL LIFE INSURANCE COMPANY OF
ST LOUIS MO
Massey Wilson President W F Grantges Secretary
H W Campbell Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 325000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 3501501 22
4 Extended at
3501501 22
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 522216 for first
years reinsurance
242074 24
6 Surrender values applied to pay first
years premiums
7 Total first years premiums on original
policies
8 Dividends applied to purchase paid up ad
ditions and annuities
32 76
242707 00
97 08
12 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 17
83943 for reinsurance on renewals 1016933 2
14 Dividends applied to pay renewal prem
iums
10 Surrender values applied to pay renewal
premiums
242804 OS
91321 14
910 23
18 Total renewal premiums
1109161 65
1351968 73
3000 00
20 Total premium income
21 Consideration for supplementary contracts not involving
life contingencies
22 Dividends left with the company to accumulate at interest 1289 87
2 Ledger assets other than premiums received from other
companies for assuming their risks 8L944i 10mmm
ComptrollerGenerals Keport 587
24 Gross interest on mortgage loans per
Schedule B less 309378 accrued inter
est on mortgages acquired during 1914 157754 94
25 Gross interest on collateral loans per
Schedule C 2 643 49
26 Gross interest on bonds and dividends on
stocks less 3083 accrued interest on
bonds acquired during 1914 per Sched
lle D 22904 57
27 Gross interest on premium notes policy
loans or liens 30043 63
28 Gross interest on deposits in trust com
panies and banks per Schedule E 4475 48
29 Gross interest on other debts due the com
pany Interest on back prems 312 61
Interest on bills rec 1 424 75
33 Gross rent from companys property 47 50
34 Total gross interest and rents 219 606 97
35 From other sources Fund for liquidating stock of rein
sured company 72 115 67
41 From agents balances previously charged off 2332 18
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A 4138 39
Bonds per Schedule D 137 50
44 Total income 2545578 47
IIIDisbursements
1 For death claims less 1500000 reinsur
ance 183172 70
3 For total and permanent disability claims
36098 and for additional accidental
death benefits 3750 398 48
4 Net amounts paid for losses and matured endowments 183571 18
5 For annuities involving life contingencies 220 00
6 Liens voided by lapse 801 80
7 Surrender values paid in cash or applied in liquidation
of loans or notes 99 999 99
8 Surrender values applied to pay new premiums see In
come No 6 3276 to pay renewal premiums see In
come No 16 91023 942 99
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 11 689 04588 ComptbollebGeneeals Eepobt
11 Dividends applied to pay renewal premiums see Income
No 14 91321 U
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8
14 Dividends left with the company to accumulate at inter
est see Income No 22 78
t 474 9i3 45
15 Total paid policyholders
16 Expense of investigation and settlement of policy claims 1420 a
17 Paid for claims on supplementary contracts not involving
7o6 00
life contingencies
18 Dividends and interest thereon held on deposit surrender
ed during the year
19 Paid stockholders for interest or dividends V
20 Commissions to agents less commission on reinsurance
First years premiums 18458839 renewal premium
4222551
22 Compensation for managers and agents not paid by com
mission for services in obtaining new insurance WVl 6
23 Agency supervision and traveling expenses of super
visors except compensation for home office supervs
i 0o6 18
ion
24 Branch office expenses including salaries of managers
and clerks not included in item 22
95 Medical examiners fees 1973933 inspection of risks
2oOOo oo
5 82925
26 Salaries and all other compensation of officers directors
trustees and home office employees
78o0 30
27 Rent
28 Advertising 496109 printing and stationery 1072139
postage telegraph telephone and express 92888
exchange 136088 5g
29 Legal expense not included in Item 16
30 Furniture fixtures and safes
32 Taxes on real estate gg
33 State taxes on premiums gg
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Municipal personal property and misc taxes
39 Other disbursements Q 0Q
For retiring stock of reinsured cos
Suspense 10 9U 90
Expense mtg loans g g4g 4g
Incidental expense 29g9 4Q
Interest on bills payable l3
Special income 4o830 76
46 Agents balances charged ort COMPTROLLEKGrENERAL s REPORT
47 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
Mtg loans
589
36 00
1451 25
49 Total disbursements 1668533 52
IVLedger Assets
1 Book value of real estate per Schedule A 81105 31
2 Mortgage loans on real estate per Sched
ule B first liens 2869120 74
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C
4 Loans made to policyholders on this com
panys policies assigned as collateral
5 Premium notes on policies in force
6 Book value of bonds
7 Cash in companys office
8 Deposits in trust companies and banks not
on interest per Schedule E
9 Deposits in trust companies and banks on
interest per Schedule E
10 Bills receivable 1928060 agents bal
ances debit 8462017 credit 1
86787 net 8275230
68884 95
613121 69
61147 98
442442 50
5834 91
14723 74
120131 45
102032 90
12 Total ledger assets as per balance Item 50 4378546 17
NonLedger Assets
13 Interest due 282364 and accrued 75
40686 on mortgages per Schedule B 103643 27
14 Interest due 40200 and accrued 806493
on bonds per Schedule D part 1 8466 93
15 Interest due 3609 and accrued 279994
on collateral loans per Schedule
part 1 2836 03
16 Interest accrued on premium notes policy
loans or liens 1 H8 08
17 Interest accrued companys 25262 bank
26614 gig 76
21 Total interest and rents due and accrued
23 Market value not including interest in Item 14 of
bonds and stocks over book value per Schedule D
24 Due from other companies for losses or claims on policies
of this company reinsured
116583 07
8669 50
1000 00590
ComptrollerGenerals Eeport
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less rein
surance premiums
26 Gross deferred premiums on policies in
force Dee 31 1914 less reinsurance
premiums
89458 66
34789 50
27 Totals
28 Deduct loading
124248 16
35627 52
29 Net amount of uncollected and deferred premiun
35 Gross assets
Deduct Assets Not Admitted
38 Commuted commissions
40 Bills receivable
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies
42 Overdue and accrued interest on bonds in
default
43 Book value of ledger assets over market
value viz Bonds 242200 collateral
loans 665000 cash in suspended
banks 1139788
84620 17
16880 60
8166 44
105 00
88620 64
4593419 38
20469 88
46 Admitted assets
4463177 29
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the Actuary on
the following tables of mortality and
rates of interest viz
2 American experience table at 3V2 per cent
on West Virginia Standard 3017139 00
Same for reversionary additions 1 71 00
5 Net present value of annuities including
those in reduction of premiums
McClintocks female annuities at Wi per
cent 181000 MeAdams disability
benefits 230800 411800
Total 3038328 00
ComptrollerGeneral s Report 591
6 Deduct net value of risks of this company
reinsured in other solvent companies 18411 00
7 Extra reserve for total and permanent dis
ability benefits 5155700 and for ad
ditional accidental death benefits
13300 included in life policies 51 690 00
preserve m 0Q
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 10250 0Q
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded R71 n
12 Claims for death losses in process of ad
justment or adjusted and not due 7000 00
13 Claims for death losses reported for which
no proofs have been received 21 500 00
16 Claims for death losses and other policy
claims resisted by the company 11 319 20
19 Total policy claims gg ojq q
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon 227 823 81
22 Premiums paid in advance including surrender values so
aPPied 7743 44
23 Unearned interest and rent paid in advance 16 131 63
24 Commissions due to agents on premium notes when paid 2062 41
25 Commissions to agents due or accrued 452 62
26 Cost of collection on uncollected and deferred prem
iums in excess of the loading thereon 816 27
27 Salaries rents office expenses bills and accounts due or
accrued 3380 02
28 Medical examiners fees 122700 and legal fees 3
5O000 due or accrued 4 727 00
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 23 088 39
Stockholders dividend fund 100 000 00
37 Reserve special or surplus funds not included above
Special income 14 226 36
Due stockholders of reinsured cos 72 115 67
Stockholders dividend fund 100 000 00
41 All other liabilities
Reinsurance premiums 1 509 07
Suspense 2108 56592 ComptrollerGenerals Eepoet
525000 00
46 Capital stock
47 TJnassigned funds surplus i0
48 Total 4463177 29
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 711 1230794 00
18 Policies on the lives of citizens of said State
issued during the year j2 388689 00
19 Total 923 1619483 00
20 Deduct ceased to be in force during the year 154 282576 00
21 Policies in force Dec 31 1914 769 1336907 00
23 Losses and claims incurred during year 8 17000 00
5 Losses and claims settled during the year in
cash 8 1700000
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses Apr
30 to Dec 31 1914 29119 15
INTERSOUTHERN LITE INSURANCE COMPANY OF
LOUISVILLE KY
James E Duffin President George G Summers Secretary
Win A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 816704 18
IVLedger Assets
1 Book value of real estate less 39486902
incumbrances per Schedule A 1122919 46
0 Mortgage loans on real estate per Sched
ule B 1100503 96
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 139018 22ComptrollerGenerals Eeport 593
4 Loans made to policyholders on this com
panys policies assigned as collateral 845308 24
5 Premium notes on policies in force of
which 4746332 is for first years prem
iums 120009 58
6 Book value of bonds 12520875 and
stocks 4002500 per Schedule D 165233 75
7 Cash in companys office 1 035 61
8 Deposits in trust companies and banks not
on interest per Schedule E 104684 86
9 Deposits in trust companies and banks on
interest per Schedule E 13 620 36
10 Bills receivable 299608 agents balances
debit 10479602 credit 261628
net 10219734 105175 82
12 Total ledger assets as per balance Item 50 3717509 46
NonLedger Assets
13 Interest due 1336149 and accrued 16
82117 on mortgages per Schedule B 33182 66
14 Interest accrued on bonds per Schedule D
Part 1 2704 99
15 Interest due 1145924 and accrued 2
04294 on collateral loans per Schedule
C part 1 13502 18
16 Interest accrued 206345 on premium
notes policy loans or liens 2063 45
17 Interest accrued on other assets 8701
time deposits 53226 619 27
20 Rents accrued on companys property or
lease 7447 gg
21 Total interest and rents due and accrued
22 Market value of real estate over book value per Sched
ule A
23 Market value not including interest in Item 14 of
bonds and stocks over book value per Schedule D
24 Due from other companies for losses or claims on policies
of this company reinsured
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums 115269 34
59520 51
20026 46
896 25
991 43594
ComptrollerGenerals Eepobt
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums
5196 81
27 Totals 12046fi 5
28 Deduct loading 2239 84
29 Net amount of uncollected and deferred premiums
30 All other assets
Unearned fire ins prems
Furniture and fixtures
98075 31
3219 54
30552 30
35 Gross
assets 393079126
Deduct Assets Not Admitted
37 Furniture fixtures and safes
38 Commuted commissions
40 Loan on personal security endorsed or not
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies
43 Book value of ledger assets over market
value viz
Col loans 1979372 cash in bk 10
00000 mtg loans 15000 stocks 2
12050 real estate 10182116 overdue
ins 1769302 market value of real
estate over book value 2002646
Set aside for stockholders of two original
companies
30552 30
104795 62
2996 08
42000 95
205784 36
386129 31
46 Admitted assets 3544661 95
Vliabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dee
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
2 American experience table at 3 per cent
on full continuous reserve first yr pre
liminary term 32690 00
Same for reversionary additions 1695479 00
3 American experience table at 311 per cent
on modified prem term Ufili 00
1 9 1 00
Full continuous reserve
ComptrollerGenerals Keport
4 Other tables and rates viz
First yr preliminary term A M 3 per
cent 590653 00
595
Total 2375817 00
3 Deduct net value of risks of this company
reinsured in other solvent companies 16251 00
2359566 00
7 Extra reserve for total and permanent dis
ability benefits 70000 and for addi
tional accidental death benefits 43908
included in life policies 1139 08
8 Net reserve 2360705 08
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 44993 39
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded 1175 00
12 Claims for death losses in process of ad
justment or adjusted and not due 29000 00
16 Claims for death losses and other policy
claims resisted by the company 6500 00
19 Total policy claims 35500 00
20 Due and unpaid on supplementary contracts not involv
ing life contingencies 50 00
21 Dividends left with the company to accumulate at interest
and accrued interest thereon 12987 55
22 Premiums paid in advance including surrender values so
applied 2289 10
23 Unearned interest and rent paid in advance 21132 71
27 Salaries rents office expenses bills and accounts due or
accrued medical examiners fees legal fees due or
accrued 5490 23
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 6389 79
31 Borrowed money 59067 00
32 Unpaid dividends to stockholders 743 25
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 2596 99
44 Items in suspense 1999 02596 ComptrollerGenerals Report
816704 18
46 Capital stock 172838 57
47 Unassigned funds surplus
3544661 95
48 Total
JEFFERSON STANDARD LIFE INSURANCE COMPANY OF
RALEIGH NORTH CAROLINA
Geo A Grimsley President
C C Taylor Secretary
Hon Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 350000 00
2 Amount of ledger assets as per balance
Dee 31 of previous year i
4 Extended at
4543091 95
4543091 96
IIIncome
5 First years premiums on original policies
without deduction for commissions or other
expenses less 150276 for first years
reinsurance
191403 43
7 Total first years premiums on original poli
8 Dividends applied to purchase paidup ad
ditions and annuities
11 Consideration for supplementary contracts
involving life contingencies
191403 43
39 11
4622 14
18 Total renewal premiums
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 853168
or reinsurance on renewals 1131604
14 Dividends applied to pay renewal premiums 27613 09
16 Surrender values applied to pay renewal
premiums
1159315 18
97 66
18 Total renewal premiums
1159315 16ComptrollerGeneral s Bepoet 597
19 Extra premiums for total and permanent
disability benefits 806528 and for
additional accidental death benefits
2699 90 included in life policies 35557 18
20 Total premium income j 390 437 00
21 Consideration for supplementary contracts not involving
life contingencies 5 33g 25
22 Dividendsleft with the company to accumulate at interest 337 52
24 Gross interest on mortgage loans per Schedule B 192956 33
25 Gross interest on collateral loans per Schedule C 14258 07
26 Gross interest on bonds and dividends on stocks per
Schedule D 7 327 50
27 Gross interest on premium notes policy loans or liens 67204 05
28 Gross interest on deposits in trust companies and banks per
Schedule E 2 415 87
30 Agents balances 530 00
33 Gross rent from companys property 568 40
34 Total gross interest and rents 285 260 22
42 Gross profit on sale or maturity of ledger assets viz
Real estate 1 677 35
44 Total income 1683050 66
IIIDisbursements
1 For death claims less 1603530 reinsur
ance 29553684 additions 152836 297065 20
3 For total and permanent disability claims
466797 health 13999 and for addi
tional accidental death benefits 319744 8005 40
4 Xet amounts paid for losses and matured endowments 305070 60
5 For annuities involving life contingencies 685 30
6 Assessment annuities 16258 45
7 Surrender values paid in cash or applied in liquidation of
loans or notes 109731 42
8 Surrender values applied to pay renewal premiums see In
come No 16 97 65
10 Dividends paid to polieyholders in cash or applied in
liquidation of loans or notes 310 90
11 Dividends applied to pay renewal premiums see Income
No 14 27613 09
13 Dividends applied to purchase paidup additions and annu
ities see Income No 8 39 11
14 Dividends left with the company to accumulate at interest 337 52
15 Total paid polieyholders 461144 04598
CompteolleeGenebals Eepoet
16 Expense of investigation and settlement of policy claims
including 2475 for legal expense I4
17 Paid for claims on supplementary contracts not involving
life contingencies 140 64
18 Dividends and interest thereon held on deposit surrendered
during the year
19 Paid stockholders for interest or dividends 38500 Of
20 Commissions to agents less commission on reinsurance
First years premiums 12478897 renewal premiums
4571965 170508 62
21 Commuted renewal commissions
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 2351 55
24 Branch office expenses including salaries of managers and
clerks not included in item 22 9341 6
5 Medical examiners fees 2364939 inspection of risks
243298 2308237
26 Salaries and all other compensation of officers directors
trustees and home office employees 85399 lL
27 Kent received under sublease l
28 Advertising 396141 printing and stationery 659817
postage telegraph telephone and express 594865
exchange 1056 518
29 Legal expense not included in item lb
m 8670 14
30 Traveling expenses
31 Repairs and expenses other than taxes on real estate I
33 State taxes on premiums
34 Insurance department licenses and fees 217i
35 All other licenses fees and taxes Federal corporation
i UJ tf Jo
LdX Qfl fiC
37 Misc city and county license fees
38 State and county tax 481920 special revenue tax 2471 4843 91
39 Other disbursements Greensboro Life Ins Co acct 919 12
41 Security Life and Annuity Co acct 1189
42 Special contract fund
43 Sundries 115J
30 35
44 Loss and gam
46 Agents balances charged off 181X0 00
48 Gross decrease by adjustment in book value of ledger
assets viz Bonds
49 Total disbursements 864300 32
IVLedger Assets
1 Book value of real estate per Schedule A 38209 15
2 Mortgage loans on real estate per Sched
ule B first liens 347590293 other
than first liens 237415 3478277 08ComptrollerGeneral s Eeport
599
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 264991 50
4 Loans made to policyholders on this com
panys policies assigned as collateral 983882 97
5 Premium notes and loans on policies in
force 243722 66
6 Book value of bonds 12800000 and
stocks 2385350 per Schedule D 151853 50
7 Cash in companys office 8537 02
8 Deposits in trust companies and banks not
on interest per Schedule E 54041 51
9 Deposits in trust companies and banks on
interest per Schedule E 88168 46
10 Bills receivable 945806 agents bal
ances debit 3520092 credit 7
03279 net 2816813 37626 19
11 Furniture and fixtures 12532 25
12 Total ledger assets as per balance Item 50 5361842 29
NonLedger Assets
13 Interest due 1181335 and accrued 50
36067 on mortgages per Schedule B 62174 02
14 Interest accrued on bonds per Schedule D
part 1 2426 47
15 Interest due 31800 and accrued 82050
on collateral loans per Schedule C
part 1 1138 50
16 Interest accrued on premium notes policy
loans or liens 4658 91
17 Interest due 25117 and accrued 32585
on other assets Certificates of deposit 577 02
20 Rents on companys property or lease 180 00
21 Total interest and rents due and accrued
24 Due from other companies for losses or other claims on
policies of this company reinsured
25 Gross premiums due and unreported on
policies in force Dee 31 1914 less re
insurance premiums 64323 55
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums 43435 02
71154 92
0
10000 00
27 Totals
28 Deduct loading
106858 57
19252 69
29 Net amount of uncollected and deferred premiums
87605 88600 ComptbollebGenebals Eepoet
30 All other assets Extension notes gross 7788299 net 65607 12
35 Gross assets 5596210 21
Deduct Assets Not Admitted
37 Furniture fixtures and safes 12532 25
38 Agents debit balances gross 35200 92
40 Bills receivable 9458 06
41 Premium notes and loans on policies and
net premiums in item 29 in excess of
the net value of their policies 8258 43
43 Book value of ledger assets over market
value viz
Bonds 2783 50
Collateral bonds loaned to banks see
Schedule C 400 00
Mortgages other than first liens 2374 15
46 Admitted assets 5520202 90
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per cent 1741916 00
Same for reversionary additions 886 00
2 American experience table at 3 per cent 1036398 00
Same for reversionary additions 139 00
3 American experience table at 4 per cent 1276831 00
4 Other tables and rates viz
American experience 3 per cent 20771 00
5 Net present value of annuities including
those in reduction of premiums
American 3 per cent 21367 00
Total 4098308 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 9051 00
4089257 00
7 Extra reserve for total and permanent dis
ability benefits 736435 and for addimm
ComptbolleeGeneeals Eepoet
601
tional accidental death benefits
49595 included in life policies
13
20860 30
8 Xet reserve
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company
12 Claims for death losses in process of ad
justment or adjusted and not due 2033 00
13 Claims for death losses reported for which
no proofs have been received 27533 68
14 Reserve for net death losses incurred but
unreported 2500
1G Claims for death losses and other policy
claims resisted by the company 26137
17 Claims for total and permanent disability
benefits 231884 and for additional
accidental death benefits including
84100 resisted 2318 84
4110117 30
77262 00
00
00
19 Total policy claims
21 Dividends left with the company to accumulate at interest
and accrued interest thereon
22 Premiums paid in advance including surrender values so
applied
23 Unearned interest and rent paid in advance
24 Commissions due to agents on premium notes when paid
25 Commissions to agents due or accrued
27 Salaries rents office expenses bills and accounts due or
accrued
28 Medical examiners fees 178050 and inspection fees
14727 due or accrued
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not invluded in item
35
29
33
60522 52
881 03
11267 77
30155 12
5494 34
7284 64
969 37
1927 77
8649 83
3270 20
33905 99
2246 96
302642 96602 ComptrollerGenerals Keport
37 Reserve special or surplus funds not included above
Special contract fund 6806 00
Annuity fund 2S5f 39
Greensboro Life Reins acct 270 68
4949394 88
46 Capital stock 350000 00
47 Unassigned funds surplus 220808 02
48 Total 5520202 90
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 2283 3795057 00
18 Policies on the lives of citizens of said State
issued during the year 452 895835 00
19 Total 2735 4690892 00
20 Deduct ceased to be in force during the year 374 792521 00
21 Policies in force Dec 31 1914 2361 3898371 00
22 Losses and claims unpaid Dec 31 of previous
year 1 5000 00
23 Losses and claims incurred during year 23 38845 84
24 Total 24 43845 84
25 Losses and claims settled during the year in
cash 3905184 by compromise 75000 20 39801 84
26 Losses and claims unpaid Dec 31 1914 4 4044 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 132053 05ComptbollerGteneeals Repoet
603
LIFE INSURANCE COMPANY OF VIRGINIA OF RICHMOND VA
John G Walker President Algie S Hurt Secretary
L Z Rosser and Morris Brandon Attorneys for Service
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
Dec 31 of previous yeaT 9480486 54
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 98075 for first
years reinsurance 557775 27
6 Surrender values applied to pay first
years premiums 193 74
7 Total first years premiums on original
policies 557969 01
8 Dividends applied to purchase paid up
additions and annuities 717 81
9 Surrender values applied to purchase paid
up insurance and annuities 25 349 07
11 Consideration of supplementary contracts
involving life contingencies 78 30
12 Total new premiums 584 114 19
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 3
72965 for reinsurance on renewals 3010379 13
14 Dividends applied to pay renewal prem
iums 1905 76
16 Surrender values applied to pay renewal
premiums 400 92
18 Total renewal premiums 3012685 81
20 Total premium income 3596800 00
21 Consideration for supplementary contracts not involving
life contingencies 1840 00
24 Gross interest on mortgage loans per
Schedule B less 287042 accrued in
terest on mortgages acquired during
1914 442215 77
604 CompteollebGeneeals Kepoet
5o Gross interest on collateral loans per
2621 66
Schedule G
26 Gross interest on bonds and dividends on
stocks less 50583 accrued interest on
bonds acquired during 1914 per Sched
ule D 3331315
27 Gross interest on premium notes policy
v 20234 40
loans or liens
28 Gross interest on deposits in trust com
panies and banks per Schedule E 20365 lo
29 Gross interest on other debts due the com
pany Interest on bond loans 40 00
33 Gross rent from companys property in
cluding 2782332 for companys occu
pancy of its own buildings per Sehed
uleA 30849 95
34 Total gross interest and rents 550000 08
35 From other sources
Agents cash bonds 500 00
Unclaimed deposits on industrial appli
cations 1147 85
Profit and loss M
Federal income tax withheld 467 17
3605 39
42 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
Mortgages per Schedule B 320 0U
44 Total income 4156055 47
IIIDisbursements
1 For death claims less 1093100 reinsur
ance 1091672 11
2 For matured endowments 4257 37
2M For weekly indemnity claims 154 50
3 For total and permanent disability claims 1840 00
4 Net amounts paid for losses and matured endowments 1097923 98
5 For annuities involving life contingencies 281 94
7 Surrender values paid in cash or applied in liquidation
of loans or notes 80968 19
8 Surrender values applied to pay new premiums see In
come No 6 19374 to pay renewal premiums see
Income No 16 40092 594 crComptrollerGenerals Eeport 605
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9 25349 07
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 67123 46
11 Dividends applied to pay renewal premiums see Income
N I4 1905 76
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8 717 81
15 Total paid policyholders 1 274 864 87
16 Expense of investigation and settlement of policy claims
including 687985 for legal expense 6879 85
17 Paid for claims on supplementary contracts not involv
ing life contingencies 5100 73
19 Paid stockholders for interest or dividends 100000 00
20 Commissions to agents less commission on reinsurance
First years premiums 22562526 renewal premiums
37621776 601843 02
23 Agency supervision and traveling expenses of super
visors except compensation for home office super
vision 38768 74
24 Branch office expenses including salaries of managers
and clerks not included in item 22 294064 39
25 Medical examiners fees 5003158 inspection of risks
1199630 52027 88
26 Salaries and all other compensation of officers directors
trustees and home office employees 196 584 00
27 Rent including 2782332 for companys occupancy of
its own buildings 57192 66
28 Advertising 2224327 printing and stationery 21
35760 postage telegraph telephone and express 7
14690 exchange 51966 51 267 43
29 Legal expense not included in item 16 11320 29
30 Furniture fixtures and safes 10 600 26
31 Repairs and expenses other than taxes on real estate 2038 30
32 Taxes on real estate 6 789 85
33 State taxes on premiums 44942 94
34 Insurance department licenses and fees 1259 79
35 All other licenses fees and taxes
Federal corporation tax 2466 79
Federal war tax 5 00
State and municipal licenses and tax 30772 90
33244 69
39 Other disbursements
General expenses H O 13364 59
Traveling expenses H 0 2378 63606
ComptrollebGenekals Eepokt
Agents cash bonds
Profit and loss
Pd collector Federal inc tax withheld
675 00
656 68
25 00
47 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
Mortgages amortization of premium per Schedule B
17099 90
200 66
73 67
49 Total disbursements
2806163 92
IVLedger Assets
1 Book value of real estate per Schedule A 485154 74
2 Mortgage loans on real estate per Sched
8289467 54
ule B
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C
4 Loans made to policyholders on this com
pany a policies assigned as collateral
5 Premium notes on policies in force of
which 70819 is for first years prem
221000 00
360925 95
2172 85
6 Book value of bonds 71325212 and
stocks 7430833 per Schedule D
7 Cash in companys office
8 Deposits in trust companies and banks not
on interest per Schedule E
9 Deposits in trust companies and banks on
interest per Schedule E 6608 f
10 Bills receivable
787560 45
12348 23
10911 65
22 18
12 Total ledger assets as per balance Item 50 1083078 09
NonLedger Assets
13 Interest due 596660 and accrued
11711360 on mortgages per Sched
ule B 12308020
14 Interest accrued on bonds per Schedule D
part 1
13010 66
15 Interest accrued on collateral loans per
Schedule C part 1 4752 95
16 Interest due on premium notes policy
loans or liens 1178 75
21 Total interest and rents due and accrued
142022 56

ComptrollerGenerals Eeport
22 Market value of real estate over book value per Sched
ule A
23 Market value not including interest in Item 14 of
bonds and stocks over book value per Schedule D
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums 66943 05
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums 84045 52
607
38324 74
7632 59
28 Deduct loading
35717 48
29 Net amount of uncollected and deferred premiums 115 271 09
30 All other assets Premium extension note 7498 53
35 Gross assets 11141127 60
Deduct Assets Not Admitted
40 Bills receivable 22 18
41 Premiums notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies 198 77
43 Book value of ledger assets over market
value viz 15078 20
15299 15
46 Admitted assets 11125828 45
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the Company on
the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per cent 2056406 00
2 American experience table at 3 per cent 801272 00
3 American experience table at 3 per cent 3082168 00
4 Other tables and rates viz
Standard industrial 3 per cent 2799046 00
Intermediate 1912 3 per cent 4618 00
American 3 per cent with 125 per cent
mortality 1454 00
American 3 per cent with 150 per cent
mortality 1 878 00608 ComptkollekGenebals Keport
American 3 per cent with 200 per cent
mortality 138 00
Extra premiums 968 00
5 Net present value of annuities including
those in reduction of premiums
American 3 per cent 3o9 00
Total 8748307 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 2534 00
8745773 00
7 Extra reserve for total and permanent dis
ability benefits 2500 00
SNet reserve 8748273 0U
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
12 Claims for death losses in process of ad
justment or adjusted and not due 15913 19
13 Claims for death losses reported for which
no proofs have been received 6318 7o
14 Reserve for net death losses incurred but
unreported 30000 00
15 Claims for matured endowments due and
unpaid 4ft840
18 Due and unpaid on annuity claims involv
ing life contingencies 83 38
19 Total policy claims oa
23 Premiums paid in advance including surrender values so
applied 544054
23 Unearned interest and rent paid in advance 82ol
24 Commissions due to agents on premium notes when paid 602 18
25 Commissions to agents due or accrued 8480 77
27 Salaries rents office expenses bills and accounts due or
8167 11
accrued
28 Medical examiners fees 2676 84
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 5283 71
32 Unpaid dividends to stockholders 12500 00CompthollekGeneeals Eeport 609
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums iq 296 43
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise gg
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 14419 98
30 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon participating dividend policies not included in
item 35 250000 00
37 Eeserve special or surplus funds not included above
Amount set apart for additional death benefits 7210 52
39 Reservation towards an increase in reserve on industrial
Plieies 84483 71
41 All other liabilities
Agents cash bonds 450 qq
Federal income tax withheld 467 17
9395592 42
46 Capital stock 500000 00
47 Unassigned funds surplus 1230 236 03
48 Total 11125828 45
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force December 31 of previous year 42917 64814 00
18 Policies on the lives of citizens of said State
issued during the year 21582 33681 27
19 Total 64499 98495 27
20 Deduct ceased to be in force during the year20855 30011 11
21 Policies in force December 31 191443644 68484 16
22 Losses and claims unpaid Dec 31 of previous
year 5 813 72
33 Losses and claims incurred during year 523 82319 46
24 Total 528 83133 18610
ComptrollerGenerals Eepobt
25 Losses and claims settled during the year in
cash 523 8295457
26 Losses and claims unpaid December 31 1914
178 61
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 277260 57
THE MANHATTAN LITE INSURANCE COMPANY OF
NEW YORK N Y
Home Office 64 66 68 and 70 Broadway New York N Y
Thomas E Lovejoy President Melvin De Mott Secretary
R C Alston Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 100000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 21o91304 17
4 Extended at
21591304 17
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 750261 for first
years reinsurance
6 Surrender values applied to pay first
years premiums
5685 66
7 Total first years premiums on original
policies
8 Dividends applied to purchase paid up ad
ditions and annuities
10 Consideration for original annuities in
volving life contingencies
11 Consideration for supplementary contracts
involving life contingencies
242537 64
5563 95
4196 00
207 00
12 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 29
00581 for reinsurance on renewals 1764403 93
252504 59ComptrollerGeneral s Report
611
14 Dividends applied to pay renewal prem
iums
16 Surrender values applied to pay renewal
premiums 1506 88
57227 40
18 Total renewal premiums
19 Extra premiums for total and permanent disability bene
per

fits
20 Total premium income
21 Consideration for supplementary contracts not involving
life contingencies
22 Dividends left with the company to accumulate
interest
24 Gross interest on mortgage loans
Schedule B
26 Gross interest on bonds and dividends on
stocks per Schedule D
27 Gross interest on premium notes policy
loans or liens
28 Gross interest on deposits in trust com
panies and banks per Schedule E
29 Gross interest on other debts due the com
pany On agents balances
On advances against first years commis
sions repaid
Interest allowed on contested death claim
33 Gross rent from companys property in
cluding 0150000 for companys occu
pancy of its own buildings per Sched
ule A
at
388960 55
152902 50
221078 78
14441 66
694 63
121 54
174 26
1823138 21
1632 54
2077275 34
12662 00
1895 97
270580 65
34 Total gross interest and rents
35 From other sources
Proceeds of policies insuring F W Carr exagent
Federal income tax withheld at source
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 2
18475 for accrual of discount
1048954 57
18964 04
188 14
11500 00
2184 75
44 Total income 3173624 81
IIIDisbursements
1 For death claims less 7063000 reinsur
ance 129739911 additions 228500 1299684 11612 ComptrollerGenerals Report
2 For matured endawments 125734 00
4 Net amount paid for losses and matured endowments 1425418 11
5 For annuities involving life contingencies 11176 11
6 Premium notes and liens voided by lapse less 362820
25923 44
restorations
7 Surrender values paid in cash or applied in liquidation
882973 68
of loans or notes
8 Surrender values applied to pay new premiums see In
come No 6 568566 to pay renewal premiums see
Income No 16 150688 712 5i
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 182053 40
11 Dividends applied to pay renewal premiums see Income
No 14 57227 40
13 Dividends applied to purchase paid up additions and an
nuities see Income No S 5563 95
14 Dividends left with the company to accumulate at inter
est see Income No 22 1895 97
15 Total paid policyholders 2599424 60
16 Expense of investigation and settlement of policy claims
including 82618 for legal expense 1237 70
17 Paid for claims on supplementary contracts not involv
ing life contingencies Bwl
18 Dividends and interest thereon held on deposit surrender
ed during the year JJJ f
19 Paid stockholders for interest or dividends i
20 Commissionsto agents less commission on reinsurance
First years premiums 10352702 renewal premiums
11550256 annuities original 12588 219155 46
21 Commuted renewal commissions
23 Agency supervision and traveling expenses of super
visors and agents except compensation for home office
21099 69
supervision
24 Branch office expenses including salaries of managers
and clerks not included in item 22 28704 03
25 Medical examiners fees 1720143 inspection of risks
511162 2231305
26 Salaries and all other compensation of officers directors
trustees and home office employees 104874 20
27 Rent including 6150000 for companys occupancy of
its own buildings less 42760 received under sublease 76691 60
28 Advertising 585818 printing and stationery 913885
postage telegraph telephone and express 1140481
OK 276ib 69
exchange 125485
29 Legal expense not included in item 16
30 Furniture fixtures and safes 2CompteollebGeneeals Repobt
31 Repairs and expenses other than taxes on real estate
32 Taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal income tax 112216 Federal war
tax 532 1121 48
County and municipal licenses and taxes 1054 42
Legal advertising g34 gQ
613
108727 72
86835 67
34731 12
3937 97
3016 50
39 Other disbursements
Legislative expense 18514 contributions
to the assoc of life ins presds 53493 72007
Expense election of directors 7100 com
mission real estate sale 500000 5071 00
General expenses home office 715201
general exp agencies 98590 8137 91
Traveling home office 158932 interest
payments to pol holders 448077 6070 C9
Expenses examination 15 77
20014 84
48 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D including 316400
for amortization of premium 3 164 00
49 Total disbursements 3 450 793 57
IVLedger Assets

n
1 Hook value of real estate per Schedule A 5467204 52
2 Mortgage loans on real estate per Sched
ule B first liens 7264750 00
4 Loans made to policyholders on this com
pany V policies assigned as collateral 4334107 89
5 Premium notes on policies in force of
which 2198853 is for first years prem
iums 244183 97
6 Book value of bonds 341484500 and
stocks 18390125 per Schedule D 3598746 25
7 Cash in companys office 7 081 73
8 Deposits in trust companies and banks not
on interest per Schedule E 3447 45
9 Deposits in trust companies and banks on
interest per Schedule E 374516 07614 ComptbolleeGenekals Report
10 Agents balances debit 2091284 credit
72541 net 2018743 21H
12 Total ledger assets as per balance Item 50 21814236 31
NonLedger Assets
13 Interest due 550000 and accrued 143
92381 on mortgages per Schedule B 1444iS ox
14 Interest accrued on bonds per Schedule D
part 1
16 Interest due 18129892 and accrued
1559352 on premium notes policy
loans or liens
17 Interest accrued on other assets Deposits
Columbia Trust Co 3785 Exchange
National Bank 13700 Seaboard Nat
ional Bank 42742 w z
20 Rents due 1025014 and accrued 9566
on companys property or lease U
21 Total interest and rents due and accrued 4009
22 Market value of real estate over book value per Sehed
ule A
95 Gross premiums due and unreported on
policies in force Dee 31 1914 less re
insurance premiums
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums
240497 58
27 Totals 6 39
28 Deduct loading
29 Net amount of uncolleeted and deferred premiums190041 19
21983644 44
35 Gross assets
Deduct Assets Not Admitted
0 912 84
38 Agents debit balances gross
43 Book value of ledger assets over market
value viZ 76401 25
On stocks
On bonds in default of interest tw w
325254 09
21658390 35
40 Admitted assets
ComptrollerGeneral s Report
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the New York Ins
Dept on the following tables of mortal
ity and rates of interest viz
1 Actuaries table at 4 per cent on policies
issued prior to Jan 1st 1901 11645269 00
Same for reversionary additions 39 161 00
2 American experience table at 3 per cent
on policies issued after Jan 1st 1901
on nonparticipating plan 608305 00
3 American experience table at 3 per cent on
policies issued after Jan 1st 1901 and
prior to Jan 1st 1913 on participating
Plan 6985413 00
Same for reversionary additions 8 178 00
4 Other tables and rates viz
American experience table at 3 per cent
select y ultimate on policies issued on
and after Jan 1st 1913 233 060 00
5 Net present value of annuities including
those in reduction of premiums
Actuaries 4 per cent on annuities issued
prior to Jan 1st 1901 13672 00
Am exp 3 per cent on annuities issued
after Jan 1st 1901 and prior to Jan
lst 197 37918 00
McClintocks 3 per cent on annuities
issued after Jan 1st 1907 21312 00
Total 19592288 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 107278 00
615
19485010 00
7 Extra reserve for total and permanent dis
ability benefits 735 00
8 Net reserve X9485745 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 103794 00
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded 2590 00616 CoMPTBOLLEBGENEBAIis RePOBT
11 Claims for death losses due and unpaid 21531 91
12 Claims for death losses in process of ad
justment or adjusted and not due 38041 48
13 Claims for death losses reported for which
no proofs have been received 4485 50
14 Reserve for net death losses incurred but
unreported
15 Claims for matured endowments due and
1487 59
unpaid
16 Claims for death losses and other policy
claims resisted by the company 18lo0 6
18 Due and unpaid on annuity claims involv
ing life contingencies
144370 87
19 Total policy claims
20 Due and unpaid on supplementary contracts not involv
ing life contingencies
21 Dividends left with the company to accumulate at interest
and accrued interest thereon
22 Premiums paid in advance including surrender values so
applied o
23 Unearned interest and rent paid in advance
24 Commissions due to agents on premium notes when paid 18188 M
25 Commissions to agents due or accrued
il Salaries rents office expenses bills and accounts due or
accrued 1705 00
28 Medical examiners fees
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 5771d
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
35
41 All other liabilities gg u
Federal income tax withheld at source
21270888 56
ComptrollerGenerals Eepoet 617
46 Capital stock
A7 tt 7 100000 00
47 Unassigned funds surplus 287 501 79
48 Total 777
21658390 35
Business in the State of Georgia During 1914
t No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 1872 2962318 00
18 Policies on the lives of citizens of said State
issued during the year 334 g63928 0Q
19 Total
Z 2206 3526246 00
M Deduct ceased to be in force during the year 210 412 386 00
21 Policies in force Dec 31 1914 1996 3113860 00
22 Losses and claims unpaid Dec 31 of previous
91 t year 77 1 2000 00
bosses and claims incurred during year 20 32 644 42
24 Ttal 21 34644 42
25 Losses and claims settled during the year in
eash 21 34644 42
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 91172 15
MARYLAND LIFE INSURANCE COMPANY OF BALTIMORE MD
Douglas H Rose President John W Hanson Secretary
Coke S Davis Attorney for Service
ICapital Stoc
1 Amount of capital paid up
n cash 100000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 3437190 05
4 Extended at 3437190 05618 ComptrollerGenerals Report
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 97229 for first
years reinsurance
6 Surrender values applied to pay first
year s premiums
7 Total first years premiums on original
policies
8 Dividends applied to purchase paid up ad
ditions and annuities
9 Surrender values applied to purchase paid
up insurance and annuities
10 Consideration for original annuities in
volving life contingencies
40332 47
12 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less
12 50400 for reinsurance on renewals 31778V
14 Dividends applied to pay renewal prem
iums
16 Surrender values applied to pay renewal
premiums
339863 02
18 Total renewal premiums
19 Extra premiums for total and permanent disability bene
fits
380601 07
20 Total premium income
22 Dividends left with the company to accumulate at
terest
24 Gross interest on mortgage loans per
Schedule B
25 Gross interest on collateral loans per
Schedule C
cross interest on bonds and dividends on
stocks less 99455 accrued interest on
deacqnired during 1914 per Sched
ule D
27 Gross interest on premium notes policy
loans or liens
28 Gross interest on deposits in trust com
panies and banks per Schedule F
ComptrollerGenerals Beport 619
29 Gross interest on other debts due the com
pany On loans secured by renewals 180 79
33 Gross rent from companys property in
eluding 450000 for companys occu
pancy of its buildings per Schedule A 21 494 31
34 Total gross interest and rents 179421 31
do from other sources
Policies of reinsurance surrendered 746 00
Divds on reinsurance policies lapsed 97 93
42 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 1 580 68
44 Total income T m
O632o6 91
HIDisbursements
1 For death claims less 250000 reinsur
ance 16924315 additions 10124 169344 39
2 For matured endowments 4g 395 qq
4 Net amounts paid for losses and matured endowments 215669 39
5 For annuities involving life contingencies 6692 68
6 Premium notes and liens voided by lapse less 2793
restorations
4b41 44
7 Surrender values paid in cash or applied in liquidation
of loans or notes 72 559 44
8 Surrender values appliedto pay new premiums see In
come No 6 5200 to pay renewal premiums see In
come No 16 6003 119 03
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9 9g4 00
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 34 2eg 45
11 Dividends applied to pay renewal premiums see Income
No 4 22022 23
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8 2 730 30
14 Dividends left with the company to accumulate at inter
est see Income No 22 ggn
15 Total paid policyholders 359 471 91
18 Dividends and interest thereon held on deposit surrender
ed during the year 246 06
19 Paid stockholders for interest or dividends 6 000 00
20 Commissions to agents less commission on reinsurance
First years premiums 1861177 renewal premiums
1486255 33474 32620 ComptrolleeGeneeals Kepoet
22 Compensation for managers and agents not paid by com
mission for services in obtaining new insurance
23 Agency supervision and traveling expenses of super
visors except compensation for home office super
vision
25 Medical examiners fees 601817 inspection of risks
1163 59
26 Salaries and all other compensation of officers doctors
trustees and home office employees
27 Rent including 450000 for companys occupancy of
its own buildings J 1
28 Advertising 34993 printing and stataonery OOol
postage telegraph telephone and express 182060
exchange 8821 m
29 Legal expense not included in item 10
30 Furniture fixtures and safes 5 512 93
31 Repairs and expenses other than taxes on real estate 5512 93
32 Taxes on real estate 3 118
33 State taxes on premiums 1198 u
34 Insurance department licenses and fees
35 All other licenses fees and taxes gQ
State municipal and county licenses 54 97
Municipal tax on prems 100 40
On capital stock 32
On personal property
38 Other disbursements 1 46 29
Library Bureau 14 00
War tax 76 94
Fire ins prem account 2 481 40
Laundry expenses j 9g6 66
46 Agents balances charged off j
48 Gross decrease by adjustment in book value of ledger
assets viz Real estate per Schedule A
Bonds per Schedule D including 491604 for amortiza
tion of premium 30Q of
Stocks per Schedule D
488106 52
49 Total disbursements
IVLedger Assets
1 Book value of real estate per Schedule A
2 Mortgage loans on real estate per Sched
ule B first liens
4 Loans made to policyholders on this com
panys policies assigned as collateral
240000 00
202225 00
507388 73ComptrollerGeneral s Keport
5 Premium notes on policies in force of
which 32791 is for first years prem
ums 24163 18
6 Book value of bonds 236227757 and
stocks 10088779 per Schedule D 2463165 36
7 Cash in companys office 680 21
8 Deposits in trust companies and banks not
on interest per Schedule E 48856 77
10 Agents balances debit 1242553 credit
79796 net 1162757 Hj627 57
Deposit with Balto Equitable So 20000
open acct judgments suspended accts
1403362 14233 62
621

12 Total ledger assets as per balance Item 50 3512340 04
NonLedger Assets
13 Interest due 45900 and accrued 2
90791 on mortgages per Schedule B
14 Interest accrued on bonds per Schedule D
part 1
16 Interest due 799418 and accrued 7
29951 on premium notes policy loans
or liens
17 Interest accrued on other assets On
stocks
20 Rents due on companys property or lease
3366 91
15592 44
15293 69
2201 15
200 00
21 Total interest and rents due and accrued
24 Due from other companies for losses or claims on policies
of this company reinsured
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums 28417 84
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums 20650 73
36654 19
15500 00
27 Totals
28 Deduct loading
49068 57
11959 96
29 Net amount of uncollected and deferred premiums 3710 61
35 Gross assets 3601603 24
622 ComptrolleeGenebals Kepobt
Deduct Assets Not Admitted
38 Agents debit balances gross 1242o o3
41 Premium notes and loans on policies and
net premiums in item 29 in excess of the
net value of their policies 147 57
43 Book value of ledger assets over market
value viz
Bonds and stocks 15738 86
Open acets judgmts and suspended accts 14033 62
Mkt val of special dep in excess of cor
responding liabilities 11512 63
3547745 03
46 Admitted assets v
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the Ins Dept of
Md on the following tables of mortal
ity and rates of interest viz
1 Actuaries table at 4 per cent on business
issued prior to Jany 1 1903 1924048 30
Same for reversionary additions 12313 85
2 American experience table at 3y2 per cent
on business issued subsequent to Jany
1 1903 909349 89
Same for reversionary additions 7184 76
4 Other tables and rates viz
Reinsured pols of Ga Life Ins Co Am
312 preliminary term modified prelimi
nary term and full level prem in ac
cordance with the original pol contrs 127612 49
5 Net present value of annuities including
those in reduction of premiums
Actuaries 4 per cent 7 3
American 3y2 per cent 31357 77
6 Deduct net value of risks of this company
reinsured in other solvent companies 66862 09
7 Extra reserve for total and permanent dis
ability benefits 406 58
2953180 78
8 Net reserve v
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
ComptrollerGenerals Eeport
623
11 Claims for death losses due and unpaid
awaiting releases 3
13 Claims for death losses reported for which
no proofs have been received
15 Claims for matured endowments due and
unpaid unclaimed
18 Due and unpaid on annuity claims involv
ing life contingencies
31874 45
22281 02
869 66
27 03
19 Total policy claims i
21 Dividends left with the company to accumulate at interest
and accrued interest thereon
22 Premiums paid in advance including surrender values so
applied
23 Unearned interest and rent paid in advance
24 Commissions due to agents on premium notes when paid
less agts cr balce deducted from agents bals
27 Salaries rents office expenses bills and accounts due or
accrued
28 Medical examiners fees
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
35
41 All other liabilities
Federal income tax with holdings
46 Capital stock
47 Unassigned funds surplus
55052 16
2073 13
481 38
710 94
237 81
2987 24
365 00
3200 00
11754 96
16240 56
202687 23
61 35
100000 00
198636 32
48 Total
3547745 03
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in force
Dec 31 of previous year 2794263 00
Transferred during year 9 500 qq624 ComptrollerGenerals Keport
18 Policies ob the lives of citizens of said State issued dur
ing the year
3112560 00
19 Total 447477 00
20 Deduct ceased to be in force during the year
01 1Q1 2665083 00
21 Policies in force Dec 31 11 Q42 85
22 Losses and claims unpaid Dec 31 of previous year
23 Losses and claims incurred during year
19047 85
24 Total
25 Losses and claims settled during the year in cash 1800
26 Losses and claims unpaid Dec 31 1914
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY OF
SPRINGFIELD MASS
r a Wheeler H Hall Secretary
William W McClench President nee
Wm J Harty Attorney for Service
IOapital Stock
2 Amount of ledger assets as per balance
Dec 81 of previous year 339b u
73379468 06
4 Extended at
IIIncome
5 First years premiums on original policies
1303789 16
without deduction for commissions or
other expenses
7 Total first years premiums on original
policies
8 Dividends applied to purchase paid up ad
ditions and annuities
11 Consideration for supplementary contracts
involving life contingencies
1429354 63
12 Total new premiums maanmr
CoMPTEOLLEBGrENERAL s REPORT 625
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 89
79015 for reinsurance on renewals 8558654 33
14 Dividends applied to pay renewal prem
iums 1504217 26
18 Total renewal premiums 10062871 59
19 Extra premiums for total and permanent disability bene
fits
Is 4921 15
20 Total premium income 11 497 147 37
21 Consideration for supplementary contracts not involving
life contingencies 269 174 67
22 Dividends left with the company to accumulate at in
terest 387360 69
24 Gross interest on mortgage loans per
Schedule B 1460598 89
26 Gross interest on bonds and dividends on
stocks less 3021786 accrued interest
on bonds acquired during 1914 per
Schedule D 1332172 75
27 Gross interest on premium notes policy
loans or liens 724 igi 03
28 Gross interest on deposits in trust com
panies and banks per Schedule E 42850 71
29 Gross interest on other debts due the com
pany
Included in cost to change policies from
one kind to another 9 044 92
In connection with revival of policies 1088 38
12th dividend Mt Hope Cemetery Stock 500 00
Sundry items 365 26
10998 26
Less discount on premiums paid in advce 5401 58
5596 98
32 Gross discount on claims paid in advance 20 97
33 Gross rent from companys property in
cluding 4616600 for companys occu
pancy of its own buildings per Sched
ule A 77289 21
34 Total gross interest and rents 3642 720 54
35 From other sources
Commissions on mortgage loans in excess of loan agency
expenses 8932 21626
CompteollebGenebals Kepoet
Protest fees
Dividend First Second Nat Bank Pittsburgh previously
charged off
Sale of 400000 St Louis Hamilton E E bonds charg
ed to profit and loss in 1894
Foreclosure expenses previously charged off
42 Gross profit on sale or maturity of ledger assets viz
Eeal estate per Schedule A
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 14
45852 for accrual of discount
17 07
4060 98
2000 00
1047 22
3000 00
14458 52
44 Total income
15829919 27
IIIDisbursements
1 For death claim less 8750000 reinsur
ance 335276980 additions 30369 3383138 80
2 For matured endowments 24566800 ad
ditions 1185400 257522 00
4 Net amounts paid for losses and matured endowments 3640660 80
6 Premium notes and liens voided by lapse less 1454824
48800 97
restorations
7 Surrender values paid in cash or applied in liquidation
of loans or notes
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
11 Dividends applied to pay renewal premiums see Income
No 14
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8
14 Dividends left with the company to accumulate at inter
est see Income No 22
324657 99
1504217 26
111813 36
387360 69
15 Total paid policyholders
16 Expenses of investigation and settlement of policy claims
including 217302 for legal expense
17 Paid for claims on supplementary contracts not involv
ing life contingencies
18 Dividends and interest thereon held on deposit surrender
ed during the year
20 Commissions to agents less commission on reinsurance
First years premiums 54422870 renewal premiums
62736601
22 Compensation for managers and agents not paid by com
missions for service in obtaining new insurance
7544647 18
2678 14
79092 81
247306 73
1171594 71
16072 981

ComptrollerGenerals Report 627
23 Agency supervision and traveling expenses of super
visors except compensation for home office super
0 D Visi0n 2110 66
24 Branch office expenses including salaries of managers
and clerks not included in item 22 14g 351 53
25 Medical examiners fees 9194050 inspection of risks
1828310 110223 60
26 Salaries and all other compensation of officers directors
trustees and home office employees 313 377 04
27 Rent including 4616600 for companys occupancy of
its own buildings less 3024 received under sublease 103850 44
28 Advertising 2948489 printing and stationery 62
89648 postage telegraph telephone and express 43
41493 exchange 34655 13g 142 85
29 Legal expense not included in item 16 7 963 87
30 Furniture fixtures and safes ll384 79
31 Repairs and expenses other than taxes on real estate 31078 23
32 Taxes on real estate 18 434 49
33 State taxes on premiums 134 gog ig
34 Insurance department licenses and fees 15 913 31
35 All other licenses fees and taxes
Federal corporation tax 4 537 40
City licenses 285461 city premium taxes 28012 3134 73
City and county personal taxes 188231 excise taxes
5404974 misc 77968 56711 73
39 Other disbursements
Home office and agency traveling 581488 surety bonds
and publications 561442 H 429 30
Shipping supplies and janitor service 2360 38
Heat light and repairs 176900 miscellaneous 932744 11096 44
Protest fees 21 gg
Commissions on bonds purchased 575 00
48 Gross decrease by adjustment in book value of ledger
assets viz Real estate per Schedule A 52388 24
Bonds per Schedule D including 4003902 for amortiza
tion of premiums 40039 02
Stocks per Schedule D 49924 25
49 Total disbursements 10327337 94
IVLedger Assets
1 Book value of real estate per Schedule A 922750 00
2 Mortgage loans on real estate per Sched
ule B first liens 30539536 02
4 Loans made to policyholders on this com
panys policies assigned as collateral 12844548 31
5 Premium notes on policies in force 1151987 92628
ComptrollerGenerals Report
6 Book value of bonds 3161977568 and
stocks 40331500 per Schedule D 3202
7 Cash in companys office
8 Deposits in trust companies and banks not
on interest per Schedule E2 68o3 BB
9 Deposits in trust companies and banks on
interest per Schedule E 1 j
12 Total ledger assets as per balance Item 50 78882049 39
NonLedger Assets
13 Interest due 97500 and accrued 469
62212 on mortgages per Schedule B 4059 U
14 Interest accrued on bonds per Schedule D
part 1
16 Interest due 6222458 and accrued 226
32766 on premium notes policy loans
or liens
17 Interest accrued on other assets Bank de
posits
20 Rents accrued on companys property or
lease
468160 47
288552 24
1599 73
150 00
91 Total interest and rents due and accru
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums
ed 1229059 56
638540 21
07 Totals
28 Deduct loading 22 per cent
1268136 99
1906677 20
429002 37
29 Net amount of uncollecte
35 Gross assets
a and deferred premiums 1477674 83
81588783 78
Deduct Assets Not Admitted
43 Book value of ledger assets over market
value viz Bonds and stocks W
46 Admitted assets
79820400 10COMPTROLLERGrEJSTEKAL s RePOKT 629
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per cent on policies
issued prior to January 1 1901 34854123 00
Same for reversionary additions 341872 00
2 American experience table at 3 per cent
on policies issued from January 1 1901
to September 30 1907 both inclusive
except a few joint life policies included
in number 3 21405226 00
Same for reversionary additions 193895 00
3 American experience table at 3 per cent
on policies issued on and after October
1 1907 and joint life policies referred
to in number 2 14320502 00
Same for reversionary additions 597158 00
5 Net present value of annuities including
those in reduction of premiums
American experience table and 3 per cent
interest 57081 00
American experience table and 3i per
cent interest 6 713 00
Actuaries table and 4 per cent interest 4921 00
Total 71781491 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 827829 00
7 Extra reserve for total and permanent dis
ability benefits 3468 00
8 Net reserve 70957130 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 919861 90
12 Claims for death losses in process of ad
justment or adjusted and not due 18426 88
13 Claims for death losses reported for which
no proofs have been received 146664 95
14 Reserve for net death losses incurred but
unreported 19863 00
15 Claims for matured endowments due and
unpaid 2789 00630
CompteollebGeneeals Eepoet
59851 00
16 Claims for death losses and other policy
claims resisted by the company
19 Total policy claims
21 Dividends left with the company to accumulate at interest
and accrued interest thereon
22 Premiums paid in advance including surrender values so
applied
23 Unearned interest and rent paid in advance
27 Salaries rents office expenses bills and accounts due or
accrued
28 Medical examiners fees
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
47 TJnassigned funds surplus
247594 83
1600387 54
66425 22
1373 46
26484 40
21395 00
194685 71
115024 47
1070821 55
4599216 02
48 Total
Business in the State of Georgia During 1914
79820400 10
17 Policies on the lives of citizens of said State in foTce
Dec 31 of previous year
18 Policies on the lives of citizens of said State issued dur
ing the year j
19 Total
20 Deduct ceased to be in force during the year
21 Policies in force Dec 31 1914
23 Losses and claims incurred during year
10624908 00
1150157 00
11775065 00
703613 00
11071452 00
89902 00
25 Losses and claims settled during the year in cash 75
36000 by compromise 450000 S
26 Losses and claims unpaid Dec 31 1914
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses
79860 00
10042 00
382119 63ComptrollerGenerals Report
631
MERCHANTS LIFE INSURANCE COMPANY
John J Seerley President F J Kulilemeier Secretary
ICapital Stock
1 Amount of capital paid up in cash 100000 00
2 Amount of ledger assets as per balance
February 20 1915 1279071 78
4 Extended at 1379071 78
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B 1049430 00
6 Book value of bonds per Schedule D 26258 75
8 Ceposits in trust companies and banks not
on interest per Schedule E 1564 01
9 Deposits in trust companies and banks on
interest per Schedule E 213420 78
10 Agents balances debit 5541 88
11 Reserve fund notes 82856 36
12 Total ledger assets as per balance item 50 1379071 78
NonLedger Assets
13 Interest due 665040 and accrued
2807341 on mortgages per Schedule B 34723 81
14 Interest accrued on bonds pr Schedule D
part 1 349 02
17 Interest accrued on other assets Deposits
in banks 763 77
21 Total interest and rents due and accrued
31 Amount still in process of collection for call 81 not in
excess of net reserve liability question No 8
35836 60
5000 00
35 Gross assets 1419908 38
Deduct Assets Not Admitted
38 Agents debit balances gross
44 Bonds
45 Beserve fund notes
5541 88
293 75
82856 36
46 Admitted assets 1331216 39632 ComptrollebGenebals Eepoet
VLiabilities Surplus and Other Funds
Net present value of all outstanding policies in force on the
20th day of February 1915 as computed by the com
pany on the following tables of mortality and rates of
interest viz
1 Actuaries table at 4 per cent on February 20 1915 as
certified by report of examination made by the Iowa
department 418592 00
8 Net reserve 418592 00
12 Claims for death losses in process of ad
justment or adjusted and not due 39000 00
19 Total policy claims 39000 00
27 Salaries rents office expenses bills and accounts due
or accrued 3000 00
29 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement 6500 00
30 Advances by officers or others on account of expenses of
organization or otherwise 700000 and accrued inter
est 35622 7356 22
37 Eeserve special or surplus funds not includ
ed above
Mortuary fund 23362362 less claims
3900000 194623 62
Eeserve fund 932098 less notes
8285636 849242 47
Guarantee fund 4564 01
Future call fund 1006 95
1049437 05
Eeserve fund not included in above 418592 00
630845 05
Future call fund i006 95
Collections in dep banks unassigned 98945 84
46 Capital stock 100000 00
47 Unassigned funds surplus 25970 33
48 Total 1331216 39ComptrollerGeneral s Keport
633
MERIDIAN LIFE INSURANCE COMPANY OF INDIANAPOLIS ESTD
Arthur Jordan President
J E Wilhelm Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year 2338425 21
Thos J Owens Secretary

4 Extended at 2338425 21
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 239822 for first
years reinsurance
132899 49
12 Total new premiums
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 672660
for reinsurance on renewals
14 Dividends applied to pay renewal pre
miums
396334 27
5722 63
132899 49
18 Total renewal premiums
19 Extra premiums for additional accidental
death benefits included in life policies
402056 90
20 Total premium income
21 Consideration for supplementary contracts
not involving life contingencies
22 Dividends left with the company to accu
mulate at interest
24 Gross interest on mortgage loans per
Schedule B
27 Gross interest on premium notes policy
loans or liens
33 Gross rent from companys property in
cluding 480000 for companys occu
pancy of its own buildings per Sched
ule A
3001 42
537957 81
2678 95
14901 66
76875 93
38211 87
22264 66
24 Total gross interest and rents 137352 46634
ComptrollerGenerals Report
35 Prom other sources
Attorney fees
Premiums on loans and stock
Loan assumed on Starke Co farm taken in exchange for
other real estate
Fire insurance premium returned
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A
44 Total income
167 99
9189 20
7000 00
2 20
1152 19
710402 46
IIIDisbursements
1 For death claims less 250000 reinsur
ance 8085200 additions 267223 83524 23
4 Net amounts paid for losses and matured endowments
7 Surrender values paid in cash or applied in liquidation
of loans or notes
10 Dividends pad to policyholders in cash or applied in
liquidation of loans or notes
11 Dividends applied to pay renewal premiums see Income
No 14
14 Dividends left with the company to accumulate at inter
est see Income No 22
15 Total paid policyholders
16 Expense of investigation and settlement of policy claims
17 Paid for claims on supplementary contracts not involv
ing life contingencies
18 Dividends and interest thereon held on deposit surrender
ed during the year
19 Paid stockholders for interest or dividends
20 Commissions to agents less commission on reinsurance
First years premiums 11292132 renewal premiums
1453487
22 Compensation for managers and agents not paid by com
mission for services in obtaining new insurance
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
25 Medical examiners fees 1652200 inspection of risks
308026
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Rent including 480000 for companys occupancy of
its own buildings
83524 23
36586 98
944 88
5722 63
14901 66
141680 38
582 24
325 00
331 16
16000 00
127456 19
2587 50
6292 08
19602 26
38999 52
5017 95CoMPTROLLERGrENERAL s REPOKT
28 Advertising 213211 printing and stationery 526666
postage telegraph telephone and express 241186
exchange 4579
29 Legal expense not included in item 16
30 Furniture fixtures and safes
31 Repairs and expenses other than taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal corporation tax
Taxes county municipal and State
39 Other disbursements
Partial payment home office loan
Building expense 375264 renewal exp 343657
Miscellaneous expense
Int on dividends deposited
Interest paid on mortgages assumed
Commission on sale of real estate
Revenue stamps
Heating exp 35410 inspections of loans 56535
46 Agents balances charged off
47 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
49 Total disbursements
635
9856 42
5265 14
468 69
2687 26
647 96
2393 03
545 18
5404 91
50000 00
7189 21
763 43
710 43
5835 00
200 00
2 00
919 45
1581 72
220 65
459395 76
IVLedger Assets
1 Book value of real estate per Schedule A 382977 65
2 Mortgage loans on real estate per Sched
ule B 1336299 41
4 Loans made to policyholders on this com
panys policies assigned as collateral 754884 03
7 Cash in companys office 2406 00
8 Deposits in trust companies and banks not
on interest per Schedule E 87654 38
10 Agents balances debit 15396 73
11 Furniture and fixtures 9813 71
12 Total ledger assets as per balance Item 50 2589431 91
NonLedger Assets
13 Interest due 719066 and accrued 23
95373 on mortgages per Schedule B 31144 39636
ComptrollebGeneeals Repoet
16 Interest on premium notes policy loans or
liens
20 Rents due on companys property or lease
17289 67
410 00
21 Total interest and rents due and accrued
24 Due from other companies for losses or claims on policies
of this company reinsured
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums 112661 48
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums 99o3 09
27 Total 122615 07
28 Deduct loading 41487 07
29 Net amount of uncollected and deferred premiums
30 All other assets
Unearned fire premiums
Supplies printing and stationery
48844 06
2500 00
81128 00
39 70
4001 50
35 Gross
assets 2725945 17
Deduct Assets Not Admitted
37 Supplies stationery printed matter 4
00150 furniture fixtures and safes
981371
38 Agents debit balances gross
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies
13815 21
15396 73
10201 96
46 Admitted assets 2686531 27
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the Indiana Dept
on the following tables of mortality and
rates of interest viz
Actuaries table at 4 per cent on all poli
cies issued prior to April 2 1906 except
commuted premium policies 368887 87ComptrollerGenerals Eeport 637
2 American experience table at 3 per cent
on all commuted premium policies and
all other policies issued after April 2
1906 1671942 29
Total 2040830 16
6 Deduct net value of risks of this company
reinsured in other solvent companies 7322 14
7 Extra reserve for additional accidental
death benefits 323378 included in life
policies included in item 1 and 2
8 Net reserve 2033508 02
12 Claims for death losses in process of ad
justment or adjusted and not due 7500 00
13 Claims for death losses reported for which
no proofs have been received 10500 00
16 Claims for death losses and other policy
claims resisted by the company 13500 00
19 Total policy claims 31500 00
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon 49398 68
22 Premiums paid in advance including surrender values so
applied 1723 00
23 Unearned interest and rent paid in advance 5329 02
27 Salaries rents office expenses bills and accounts due or
accrued 2638 15
28 Medical examiners fees 811 00
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 6939 17
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 1815 16
37 Reserve special or surplus funds not included above
Amount above legal requirements on double indemnity
policies 7382 17
41 All other liabilities
Reinsurance premiums 262 69
Loan on home office bldg 7500000 accrued int 37500 75375 00
Loan assumed in real estate exchange 700000 accrued
int 1392 7013 92
Inspection fees 120 00
2228351 78
638 ComptrollerGenerals Eepoet
46 Capital stock 200000 00
47 Unassigned funds surplus 258179 49
48 Total 2686531 27
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 1738 3399456 00
18 Policies on the lives of citizens of said State
issued during the year 600 1261712 00
19 Total 2338 4661168 00
20 Deduct ceased to be in force during the year 658 1257448 00
21 Policies in force Dec 31 1914 1680 3403720 00
22 Losses and claims unpaid Dec 31 of previous
year 1 20 00
23 Dosses and claims incurred during year 11 19784 04
24 Total 12 21784 04
25 Losses and claims settled during the year in
cash 10 18284 04
26 Losses and claims unpaid Dec 31 1914 2 3500 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 62316 43
METROPOLITAN LIFE INSURANCE COMPANY OF NEW YORK N Y
John R Hegeman President James S Eoberts Secretary
A W Smith Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 435018229 15
4 Extended at 435018229 15ComptrollerGeneral s Report 639
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 5963732 50
6 Surrender values applied to pay first
years premiums 52651 28
7 Total first years premiums on original
policies 6016383 78
8 Dividends applied to purchase paid up ad
ditions and annuities 158 005 13
10 Consideration for original annuities in
volving life contingencies 450120 53
11a Consideration for total permanent dis
ability claims allowed 65321 83
12 Total new premiums ordinary 6689831 27
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 15
69577 for reinsurance on renewals 33987926 93
14 Dividends applied to pay renewal prem
iums 1404587 42
16 Surrender values applied to pay renewal
premiums 21595 17
17 Renewal premiums for deferred annuities 1430 10
18 Total renewal premiums ordinary 35415539 62
18a Total industrial premiums including surrender values
and bonuses 62537494 06
19 Extra premiums for total and permanent disability bene
fits 10398 17
20 Total premium income 104653263 12
21 Consideration for supplementary contracts not involving
life contingencies 31630 00
21a Consideration for certificates of deposit 61397 53
23 Ledger assets other than premiums received from other
companies for assuming their risks 20009 18
24 Gross interest on mortgage loans per
Schedule B 10127685 47
26 Gross interest on bonds and dividends on
stocks less 21261080 accrued interest
on bonds acquired during 1914 per
Schedule D 8956973 91640
ComptbolleeGtenebals Eepoet
27 Gross interest on premium notes policy
loans or liens 1197593 98
28 Gross interest on deposits in trust com
panies and banks per Schedule E
29 Gross interest on other debts due the com
pany Int on supts bank accts 9
24335 int on deferred payments 4
27842
Miscellaneous interest
32 Gross discount on claims paid in advance
33 Gross rent from companys property in
cluding 85647174 for companys occu
pancy of its own buildings per Sched
ule A 1582799 91
149223
13521 77
1235 21
170 73
34 Total gross interest and rents
35 From other sources
Tax refund 14125 income tax withheld 636906
Agents deposits 2480008 conscience money 3540
Suspense unclaimed checks etc 146348 arrears of
rent on property sold 280
Fire insurance fund
Liquidation of unlisted assets
Liability insurance department
41 From agents balances previously charged off
42 Gross profit on sale or maturity of ledger assets viz
Eeal estate per Schedule A
Bonds per Schedule T
Stocks per Schedule D
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 173
55462 for accrual of discount
22029204 55
44 Total income
6510 31
24835 48
1466 28
30645 78
1335 00
62645 18
38 20
9544 97
89358 87
802451 71
173554 62
127907891 78
IIIDisbursements
1 For death claims 2760554386 addi
tions 2068500 mortuary bonus ad
ditions 168716977 29313398 63
2 For matured endowments less 766700
reinsurance 432155833 additions
2604900 bonus additions 2546950 4373076 83
3 For total and permanent disability claims 65321 S3
4 Net amounts paid for losses and matured endowments 33751797 29
5 For annuities involving life contingencies 1799t0 84P
ComptrollerGenerals Report 641
6 Premium notes and liens voided by lapse 25 520 20
7 Surrender values paid in cash or applied in liquidation
of loans or notes 4 051 144 20
8 Surrender values applied to pay new premiums see In
come No 6 5265128 to pay renewal premiums see
Income No 16 2159517 to pay industrial premiums
10 ft71 100273 16
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 125 944 94
Bonuses to ordinary policyholders 25g 89
Cash bonuses paid on nonparticipating industrial policies 74734 55
11 Dividends applied to pay renewal premiums see Income
B N0 U 1404587 42
Bonuses applied to pay renewal premiums on nonpartici
pating industrial policies 4 2gi 439 33
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8 158 005 13
Sick benefits on assumed policies 32 00
15 Total paid policyholders 44163686 00
lb Expenses of investigation and settlement of policy claims
including 3025270 for legal expense 35 192 70
16a Prems waived by company on acct of total and per
manent disability 11 092 23
17 Paid for claims on supplementary contracts not involv
ing life contingencies 19 500 51
17a Certificates of deposit liquidated 1871 57
19 Paid stockholders for interest or dividends 140000 00
20 Commissions to agents less commission on reinsurance
First years premiums 171062651 renewal prem
iums 215441180 annuities original 781722
renewal 2060 3 872 876 13
22 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance 10 033 00
22a Compensation in ind dept to supts deputies assistants
and agents 13573469 39
23 Agency supervision and traveling expenses of super
visors except compensation for home office super
vision 113452 80
24 Branch office expenses including salaries of managers
and clerks not included in item 22 1 148 831 40
25 Medical examiners fees 74256669 inspection of risks
44691354 1189480 23
26 Salaries and all other compensation of officers directors
trustees and home office employees 4175 in number 4032018 38
27 Rent including 85647174 for companys occupancy of
its own buildings 1260904 81642 ComptrollerGenerals Keport
28 Advertising 10068220 printing and stationery 361
57202 postage telegraph telephone and express 242
99663 exchange 780293 713053 78
29 Legal expense not included in item 16 63432 54
30 Furniture fixtures and safes 14265
31 Repairs and expenses other than taxes on real estate 570055 93
32 Taxes on real estate 301q o
33 State taxes on premiums 779
34 Insurance department licenses and fees 759
35 All other licenses fees and taxes
Federal income tax 80647 80
Municipal licenses 2858721 agts licenses 236849
TJ S war revenue tax 35175 31307 4o
Personal property tax 154609 customs tax 558648
all other 335870 10491 27
39 Other disbursements
Health and welfare work Zt77 1
1 147 4t 1 o7
Miscellaneous expenses 1v
Disability insurance department 15498
46 Agents balances charged off x
47 Gross loss on sale or maturity of ledger assets viz
Real estate per Schedule A 6 35
Bonds per Schedule D oil no
Bonds and mortgages per Schedule B fim u
48 Gross decrease by adjustment in book value of ledger
Real estate per Schedule A 2351940 37
Bonds per Schedule D including 10453475 for amorti
s 104534 75
zation of premium
49 Total disbursements 78155187 56
TVLedger Assets
1 Book value of real estate per Schedule A 23239571 00
2 Mortgage loans on real estate per Sched
ule B first liens 208367382 23
4 Loans made to policyholders on this com
panys policies assigned as collateral 29319341 26
5 Premium notes on policies in force 1013911 15
6 Book value of bonds 20850747012 and
stocks 583261079 per Schedule D 214340080 91
7 Cash in companys office 39154 99
8 Deposits in trust companies and banks not
on interest per Schedule E 71599 51
9 Deposits in trust companies and banks on
interest per Schedule E 8145383 63ComptrollerGenerals Report
28887 39
643

10 Agents balances debit 5021197 credit
2132458 net 2888739
Cash in transit 2090406 cash in branch
office banks 23690764 renting sec
tion inventory 1596517 suspense acct
unadjusted items 2056056 fire insur
ance premiums advanced secured 1
28387
295621 30
12 Total ledger assets as per balance Item 50
NonLedger Assets
13 Interest due 18644980 and accrued 2
86810206 on mortgages per Sched B 3054551 86
14 Interest due 565066 and accrued 3
12758491 on bonds per Schedule D
parti 3133235 57
16 Interest due 21589959 and accrued
54650506 on premium notes policy
loans or liens 762404 65
20 Rents due 593408 and accrued 7
07320 on companys property or lease 13007 28
i933 37
21 Total interest and rents due and accrued 6963199 36
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums 2068057 01
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums 7760916 96
27 Totals 9828973 97
28 Deduct loading 140567 37
29 Net amount of uncollected and deferred premiums 8420406 60
30 All other assets Industrial policies due and unpaid less
loading 1433854 18
35 Gross assets 501678393 51
Deduct Assets Not Admitted
38 Agents debit balances gross 50211 97
41 Premium notes and loans on policies and
net premiums in item 29 in excess of
the net value of their policies esti
mated 277331 33g44 ComptrollerGenerals Keport
43 Book value of ledger assets over market
value viz
Bonds 371667517 stocks 40878484 4125460 01
Market value of special deposits in excess
of corresponding liabilities 326093 84
Renting section inventory 1596517 sus
pense unadjusted items 2056056 36525 73
496862770 65
46 Admitted assets v
VrLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per cent on all issues
to Jan 1 1901 except as stated in la 127861182 00
Same for reversionary additions 663 00
la Actuaries table doubled at 4 per cent on
all issues special class policies up to
Jan 1 1901 50425100
Same for reversionary additions 163892 00
2 American experience table at 3y2 per cent
on all issues from Jan 1 1901 to Jan
1 1915 except as stated below 173520449 00
3 American experience table at 3 per cent
on all issues special class policies from
Jan 1 1901 to Jan 1 1907 2007502 00
Same for reversionary additions 423708 00
4 Other tables and rates viz
Standard industrial table 3 per cent
from Jan 1 1904 100655131 00
Substandard industrial table 3 per cent
from Jan 11907 5596916 00
Intermediate tables 3 per cent from Jan
1 1907 28988318 00
Special class tables 3V2 per cent from Jan
j 1907 3878098 00
5 Net present value of annuities including
those in reduction of premiums
Intermediate table at 3V2 per cent 447 00
Actuaries table at 4 per cent 70166 00
American table at 3 per cent 356649 00
McClintocks table at 3 per cent 1173168 00
Hunters disability table at 3 per cent 54377 00
Totql 445254917 00ComptrollerGenerals Beport 645
6 Deduct net value of risks of this company
reinsured in other solvent companies 144 970 00
7 Extra reserve for total and permanent dis
ability benefits 168794 00
J etresee 445278741 00
y 1 resent value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 5427 0Q
10 liability on policies cancelled and not included in nei
reserve upon which a surrender value may be de
10 landed 278837 00
1J Claims for death losses in process of ad
justment or adjusted and not due 107928 00
13 Claims for death losses reported for which
no proofs have been received 498 955 71
14 Reserve for net death losses incurred but
reported 660911 32
15 Claims for matured endowments due and
nIaid 68499 00
16 Claims for death losses and other policy
claims resisted by the company 151460 30
17 Claims for total and permanent disability
benefits 6349 55
19 Total policy claims i504io3 88
20a Certificates of deposit not involving life contingencies 87548 66
22 Premiums paid in advance including surrender values so
aPPied 1589022 84
23 Unearned interest and rent paid in advance 92148 33
25 Commissions to agents due or accrued 23820 40
27 Salaries rents office expenses bills and accounts due or
aeerued 191000 89
28 Medical examiners fees 18610962 and legal fees 86
67200 due or accrued 272 rj go
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 1700000 00
33 Dividends or other profits due policyholders including
those contingent on payment ofoutstanding and de
ferred premiums m451 72
34 Dividends and bonuses declared on or apportioned to an
nual dividend policies payable to policyholders during
1915 whether contingent upon the payment of renewal
premiums or otherwise 7 917 496 45
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 110 690 03646 ComptrollerGenerals Keport
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
35 VV
37 Reserve special or surplus funds not included above
Reserve for contingent renewal commissions in 1915 MMOOU
Special reserve on war risks
To cover all other possible items
41 All other liabilities
a 4ie9 Km nQ due U S govt tor income
Fire ins fund 15260109 due U g 158970 15
tax deducted at source 636906 380 040 41
Agents cash deposits in lieu of bonds
Suspense unclaimed checks etc 3899952 deposit acct
mortgage interest and rents 135331
Disability insurance department 2fim 00
46 Capital stock 1 4000 000 00
Assigned funds for acquisition of capital stock 000000 00
47 Unassigned funds surplus
496862770 63
48 Total
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in force
Dec 31 of previous year
18 Policies on the lives of citizens of said State issued dur
ing the year
41696847 00
19 Total jj 876 7 7 00
20 Deduct ceased to be in force during the year1
u 91 1014 35820120 00
21 Policies in force December 31 1914
22 Losses and claims unpaid Dec 3 of previous year JW4 05
23 Losses and claims incurred during year
496968 24
24 Total
25 Losses and claim settled during the year in cash 485
S24ll by compromise 3125
1ftl4 11112 88
20 Losses and claims unpaid Dec 31 LM4
07 Premiums collected or secured in cash and notes
credits without any J 11687B9 79
dividends commissions or other expenses ComptrollerGeneral s Report
647
MICHIGAN MUTUAL LIFE INSURANCE COMPANY OF
DETROIT MICHIGAN
O R Looker President A R Moore g
George S Obear Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 11585004 78
4 Extended at 11585004 78
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 467718 for first
years reinsurance 215790 04
6 Surrender values applied to pay first years
premiums H3 40
7 Total first years premiums on original policies 215906 44
8 Dividends applied to purchase paidup additions and an
nuities 6 272 40
12 Total new premiums
13 Renewal premiums in addition to Items 14
16 and 17 without deduction for com
missions or other expenses less 29
67426 for reinsurance on renewals 1329024 09
14 Dividends applied to pay renewal prem
iums 7918 78
16 Surrender values applied to pay renewal
premiums 157 6g
222178 84
18 Total renewal premiums 1337 100 53
19 Extra premiums for total and permanent disability bene
fits included in life policies 1 290 49
20 Total premium income
24 Gross interest on mortgage loans per Sehed
e B 483035 43
25 Gross interest on collateral loans per
Schedule C 155 48
26 Gross interest on bonds per Schedule D 1500 00
1560569 86648 CompteolleeGenebals Eeport
27 Gross interest on premium notes policy
loans or liens 101530 14
28 Gross interest on deposits in trust com
panies and Banks per Schedule E 4999 52
29 Gross interest on other debts due the com
pany Advance made to agent 84 00
32 Gross discount on claims paid in advance 275 2o
33 Gross rent from companys property in
cluding 1000000 for companys occu
pancy of its own buildings per Sched
ule A 10389 00
34 Total gross interest and rents 601968 82
2162538 68
44 Total income
IIIDisbursements
I For death claims less 2500000 reinsur
ance 62756224 additions 955958 637121 82
9 For matured endowments 39317493 ad
ditions 312489 JS9299J2
4 Net amounts paid for losses and matured endowments 1033421 64
6 Premium notes and liens voided by lapse
less 88183 restorations 1U
7 Surrender values paid in cash or applied in liquidation
t 266553 49
of loans or notes
8 Surrender values applied to pay new premiums see In
come No 6 11640 to pay renewal premiums see
Income No 16 15766 274 6
10 Dividends paid to policyholders in cash otf applied in
liquidation of loans or notes
II Dividends applied to pay renewal premiums see Income
No 14 7918 S
13 Dividends applied to purchase paidup additions and an
unities see Income No 8
Interest on resisted death claims and matured ondowmt U d
v u 136799s l 1
15 Total paid policyholders
16 Expense of investigation and settlement of policy claims
including 67341 for legal expenses 1 00
17 Paid for claims on supplementary contracts not involving
life contingencies
19 Paid stockholders for interest or dividends aow
20 Commissions to agents less commission on reinsurance
First years premiums 15819308 renewal premiums
7903507 237228 15ComptrollerGeneral s Beport
22 Compensation of managers and agents not paid by com
miouon for services in obtaining new insurance
23 Agency supervision and traveling expenses of supervisors
94 R exoePt compensation for home office supervision
24 Branch office expenses including salaries of managers and
clerks not included in Item 22
25 Medical examiners fees 2371350iinspection of rufcV
5OjoJ4oo
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Rent including 1000000 for companys occupancy of Vts
own buildings
28 Advertising 471303 printing and stationery10619
51 postage telegraph telephone and express e827
02 exchange 57719
29 Legal expense not included in Item 16
30 Furniture fixtures and safes
31 Repairs and expenses other than taxeson Vealestate
si Taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal corporation tax 654 37
Local taxes n ggl J
Miscel city licenses taxes and State fees 991 96
39 Other disbursements
Investment expenses
Subscriptions
Deposit returned
Miscel home office expenses
Revenue stamps
3054 19
194 15
493 63
6329 23
17 00
46 Agents balances charged off
49 Total disbursements
649
6400 00
39069 16
39086 11
29527 85
77167 08
21963 98
22736 75
4215 56
3182 96
3579 17
1752 25
22375 99
2451 61
13528 03
8088 20
23 97
1963015 75
IvLedger Assets
1 Book value of real estate per Schedule A 90 69 80
2 Mortgage loans on real estate per Schecl
e 9 624 503 39
4 Loans made to policyholders on this com
panys policies assigned as collateral 1782473 45
5 Premium notes on policies in force 69203 37
6 Book value of bonds per Schedule D 25000 00650
ComptrollerGenerals Eeport
7 Cash in companys office 27451 19
9 Deposits in trust companies and banks on
interest per Schedule E 161603 84
10 Agents balances debit 366414 credit
140 net 366274 3662 4
12 Total ledger assets as per balance Item 50
11784527 71
NonLedger Assets
13 Interest due 1317459 and accrued 124
60596 on mortgages per Sched B 137780 o5
14 Interest accrued on bonds per Schedule D
t 250 00
Part 1
16 Interest due 1329734 and accrued 14
474 68 on premium notes policy loans
27772 02
or liens
20 Eents due on companys property or leasedu uu
21 Total interest and rents due and accrued f 57
22 Market value of real estate over book value per Sched A 1490 M
25 Gross premiums due and unreported on pol
icies in force December 31 1914 less
7 474 62
reinsurance premiums
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ltA 85645 58
ance premiums
27 Totals
28 Deduct loading
158120 20
27999 19
29 Net amount of uncollected and deferred premiums
35 Gross assets
130121 01
12095401 49
Deduct Assets Not Admitted
38 Agents debit balances gross
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of the
net value of their policies
3664 14
7080 32
46 Admitted assets
10744 46
12084657 03
ComptrollerGenerals Report 651
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1914 as computed by the Michi
gan Insurance Department on the follow
ing tables of mortality and rates of
interest viz
1 Actuaries tables at 4 per cent on policies
issued prior to 1903 7110432 00
Same for reversionary additions 112274 87
7222706 87
2 American experience table at 3y2 per cent
from January 1 1903 and modified pre
liminary term from January 1 1908 3730447 00
3730447 00
3 American experience table at 3 per cent on
whole life and 20payment life install
ment option participating from January
1 1903 67358 00
67358 00
Total 11020511 87
6 Deduct net value of risks of this company reinsured in
other solvent companies 95841 00
10924670 87
7 Extra reserve for total and permanent disability benefits 721 00
8 Net reserve 10925391 87
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the Michigan Mutual Life Ins Co 40689 65
13 Claims for death losses reported for which
no proofs have been received 46102 92
15 Claims for matured endowments due and
unpaid 1571 06
19 Total policy claims 47673 98
22 Premiums paid in advance including surrender values so
applied 5206 28
23 Unearned interest and rent paid in advance 31352 34
24 Commissions due to agents on premium notes when paid 3118 05
27 Salaries rents office expenses bills and accounts due or
accrued 4461 14652 ComptrollerGenerals Report
28 Medical examiners 207500 and legal fees 25250 due
or accrued 2327 50
29 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement 21070 69
33 Dividends or other profits due polieyholders including
those contingent on payment of outstanding and de
5782 10
ferred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to polieyholders during 1915 whether
contingent upon the payment of renewal premiums or
4742 42
otherwise
4 Totai 110918 6 02
45 lotai 250000 00
46 Capital stock Q1
47 Unassigned funds surplus
48 Total 12084657 03
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in
force December 31 of previous year 1011 1895379 96
18 Policies on the lives of citizens of said State issued
175 457069 18
during the year
19 Total 1186 2352449 14
20 Deduct ceased to be in force during the year 198 428906 83
21 Policies in force December 31 1914 988 1923542 31
23 Losses and claims incurred during year 16 31889 16
25 Losses and claims settled during the year 16 31889 16
27 Premiums collected or secured in cash and
notes or credits without any deduction
for losses dividends commissions or
ki oqq 04
other expenses
ComptrollerGenerals Report
653
MISSOURI STATE LIFE INSURANCE COMPANY OF ST LOUIS MO
Edmund P Melson President T F Lawrence Secretary
W A Wright Attorney for Service
ICapital Stock
Amount of capital paid up
in cash 1000000 00
Amount of ledger assets as per balance
Dec 31 of previous year
4 Extended at
8605730 19
8605730 19
IIIncome
5a

10
11
First years premiums on original policies
without deduction for commissions or
other expenses less 508657 for first
years reinsurance 798161 42
Dividends applied to pay first years prem
iums 712 37
Surrender values applied to pay first years
premiums 14 25
Total first years premiums on original
policies 798888 04
Dividends applied to purchase paid up ad
ditions and annuities 2692 32
Surrender values applied to purchase paid
up insurance and annuities 2989 12
Consideration for original annuities involv
ing life contingencies 959 00
Consideration for supplementary contracts
involving life contingencies 26104 88
12 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 7
48540 for reinsurance on renewals 2255560 55
14 Dividends applied to pay renewal prem
iums 35383 06
15 Dividends applied to shorten the endow
ment or premiumpaying period 122 39
831633 36654
ComptbollebGtenebals Repobt
16 Surrender values applied to pay renewal
premiums
5696 96
18 Total renewal premiums
19 Extra premiums for total and additional accidental death
benefits 239625 included in life policies less 16435
paid for reinsurance
2296762 96
20 Total premium income
21 Consideration for supplementary contracts not involving
life contingencies
22 Dividends left with the company to accumulate at in
terest
24 Gross interest on mortgage loans per
Schedule B less 466894 accrued in
terest on mortgages acquired during
19U 417237 36
25 Gross interest on collateral loans per
Schedule C
26 Gross interest on bonds and dividends on
stocks
27 Gross interest on premium notes policy
loans or liens
28 Gross interest on deposits in trust com
panies and banks per Schedule E
29 Gross interest on other debts due the com
pany On bills receivable 399140 on
agents balances 574259
33 Gross rent from companys property
37085 16
2340 00
100052 90
17003 85
9733 99
312 83
34 Total gross interest and Tents
35 From other sources
Premium income from accident riders to life policies
Premium income from health riders to life policies
Bonuses on mortgage loans paid off prior to maturity
Surrender values received on reinsurance cancelled
Suspense items
41 From agents balances previously charged off
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A
44 Total income
2231 90
3130628 22
5600 48
6218 86
583766 09
682 96
604 71
1242 98
10477 00
1414 64
424 11
1000 00
3742060 05
IIIDisbursements
1 For death claims less 2500000 reinsur
ance 60649360 additions 748797 613981 57
2 For matured endowments 115596 31ComptrollerGeneral s Report
For total and permanent disability claims
154862 and for additional accidental
death benefits 100000
2548 62
4 Net amount paid for losses and matured endowments
4a For claims under health and accident riders to life
policies
5 For annuities involving life contingencies
6 Premium notes and liens voided by lapse less 902766
restorations
7 Surrender values paid in cash or applied in liquidation
of loans or notes
S Surrender values applied to pay new premiums see In
come No 6 1425 to pay renewal premiums see
Income No 16 569696
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
11 Dividends applied to pay renewal premiums see Income
No 14
11a Dividends applied to pay first years premiums
12 Dividends applied to shorten the endowment or premium
paying period see Income No 15
13 Dividends applied to purchase paidup additions and an
nuities see Income No 8
14 Dividends left with the company to accumulate at inter
est see Income No 22
655
732126 50
335 87
1087 83
21711 32
320350 95
5711 21
2989 12
63470 31
712 37
35383 06
122 39
2692 32
6218 86
15 Total paid policyholders 1192912 11
16 Expenses of investigation and settlement of policy claims
including 353725 for legal expense 4065 12
17 Paid for claims on supplementary contracts not involv
ing life contingencies 3874 31
18 Dividends and interest thereon held on deposit surrender
ed during the year 3560 58
20 Commissions to agents less commission on reinsurance
First years premiums 51688367 renewal premiums
108670 98 annuities original 3836 accident
63030 health 160 626224 91
21 Commuted renewal commissions 2811 57
22 Compensation for managers and agents not paid by com
mission for services in obtaining new insurance 33184 01
23 Agency supervision and traveling expenses of super
visors except compensation for home office super
vision 29515 96
24 Branch office expenses including salaries of managers
and clerks not included in item 22 23855 34656 COMPTROLLERGrENEKALs EePOET
25 Medical examiners fees 5523558 inspection of risks
1776197 72997 55
26 Salaries and all other compensation of officers directors
trustees and home office employees 13o725 4
p 10275 62
27 Rent
28 Advertising 342458 printing and stationery 2736864
postage telegraph telephone and express 1534315
exchange 204014 48176 51
29 Legal expense not included in item 16 1tM
30 Furniture fixtures and safes 4
4S 94 14
33 State taxes on premiums
34 Insurance department licenses and fees iis M
35 All other licenses fees and taxes
Federal tax stamps 3000 municipal license and taxes
1101420 110tt28
State licenses and taxes other than premiums 2128 8
Paid insurance department for examination of company 1445 80
39 Other disbursements
Agents bond premiums
Collection of premiums 42
Incidental office expense
14olfa 88
Investment expenses
46 Agents balances charged off JSb
47 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
48 Gross decrease by adjustment in book value of ledger
assets viz Mortgage loans 28649
49 Total disbursements 2347515 00
IVLedger Assets
1 Book value of real estate per Schedule A 320596 27
2 Mortgage loans on real estate per Sched
ule B first liens 6805747 93
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 237280 00
4 Loans made to policyholders on this com
panys policies assigned as collateral 1805504 09
5 Premium notes on policies in force of
which 17869 is for first years prem
iums 85754 91
6 Book value of bonds 53925 00
7 Cash in companys office 9464 27
8 Deposits in trust companies and banks not
on interest per Schedule E 49101 31
9 Deposits in trust companies and banks on
interest per Schedule E 514088 43ComptrollerGenerals Eepoet
657
10 Bills receivable 4344877 agents bal
ances debit 7035798 credit 4
99372 net 6536426
108813 03

12 Total ledger assets as per balance Item 50 10000275 24
NonLedger Assets
13 Interest due 3765119 and accrued 265
12128 on mortgages per Schedule B
14 Interest on bonds per Schedule D part 1
15 Interest accrued on collateral loans per
Schedule C part 1
16 Interest accrued on premium notes policy
loans or liens
17 Interest accrued on other assets
On certificates of deposit
On daily bank balances
302772 47
981 25
353 06
5106 72
1680 99
620 35
21 Total interest and rents due and accruedj
24 Due from other companies for losses or claims on policies
of this company reinsured
311514 84
454 79
25 Gross premiums due and
unreported on policies in
force Dec 31 1914 less
reinsurance premiums
26 Gross deferred premiums
on policies in force Dec
31 1914 less reinsur
ance premiums
New Business Renewals
1444 01 220679 37
9961 73
27 Totals 11405 74
28 Deduct loading 7021 17
29 Net amount of uncolleeted
and deferred premiums
174604 21
395283 58
63204 06
4384 57 332079 52 336464 09
35 Gross assets 10648708 96
Deduct Assets Not Admitted
38 Agents debit balances gross
40 Bills receivable
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies
70357 98
43448 77
21409 14658 ComptrollerGenerals Report
43 Book value of ledger assets over market
value viz 63 85
1914 bank items taken out in 191o
Bonds par 5500000 book 5392500
market 5201250
137192 24
10511516 72
46 Admitted assets
VLiabilitles Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dee
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per cent on all
policies dated prior to 1901 and on all
policies bearing number below 24000
and dated prior to 1906 VSJ 00
Same for reversionary additions
2 American experience table at 3 per cent
on all participating life and endowment
policies bearing numbers above 24000
and below 250000 except limited pay
ment life guaranteed paid up additions
policies 3644 oa
Same for reversionary additions
3 American experience table at 3 per cent
on all policies dated 1901 and after
except as noted above
Same for reversionary additions 130O
5 Net present value of annuities including
those in reduction of premiums
Actuaries table at 4 per cent
American experience table at 3 per cent 134 42
American experience table at 3 per cent 25881 3
McClintocks annuitant table at 3 per
cent r
8101671 74
Total
6 Deduct net value of risks of this company
reinsured in other solvent companies 99o
7 Extra reserve for total and permanent dis
ability benefits 3967930 and for ad
ditional accidental death benefits 1
65900 included in life policies 41 suComptrollerGenerals Eeport
659
7a Waiver of premium disability claims in
valid life 3 per cent table
2384 04
19 Total policy claims 4
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon
22 Premiums paid m advance including surrender values so
applied
23 Unearned interest and rent paid in advance
24 Commissions due to agents on premium notes when paid
25 Commissions and bonuses to agents due or accrued
27 Salaries rents office expenses bills and accounts due or
accrued
28 Medical examiners fees 442700 and legal fees 50000
due or accrued
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
35
37 Reserve special or surplus funds not included above
567 03
8 Net reserve 8136099 08
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 34793 93
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
12 Claims for death losses in process of ad
justment or adjusted and not due 25168 33
13 Claims for death losses reported for which
no proofs have been received 28086 10
14 Reserve for net death losses incurred but
unreported 3000 00
16 Claims for death losses and other policy
claims resisted by the company 4000 00
60254 43
14280 13
21750 63
38526 51
4361 86
1400 00
5306 18
4927 00
53973 68
30047 98
35237 64
60667 96
330159 21660 ComptrollerGenerals Report
2 970 52
Tnrt tnd a ilvida 787 73
the company and accrued interest thereon
41 All other liabilities 1414 4
Cash in suspense
Proportion of expense of 1915 meeting Q
thousand dollar club
8850406 72
1000000 00
46 Capital stock 661110 00
47 Unassigned funds surplus
10511516 72
48 Total
Business in the State of Georgia During 1914
tsTo Amount
17 Policies on the lives of citizens of said State g
in force Dec 31 of previous year
18 Policies on the lives of citizens of said State
issued during the year
944 1440939 67
19 Total I 119 267930 01
20 Deduct ceased to be in force during year J
91 iq14 825 1173009 66
21 Policies in force Dec 31 191
22 Losses and claims unpaid Dec 31 of previous
year 8 9309 33
23 Losses and claims incurred during year
9 9323 33
24 Total
25 Losses and claims settled during the year in
cash
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses
ComptrollerGenerals Report 661
mutual benefit life insurance company of newark n j
Frederick Frelinghuysen President J William Johnson Secretary
Robert L Foreman Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous year162279632 03
4 Extended at 162279632 03
llIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 2673201 73
6 Surrender values applied to par first years
premiums 11403 46
7 Total first years premiums on original
policies 2684605 19
8 Dividends applied to purchase paid up ad
ditions and annuities 530606 38
9 Surrender values applied to purchase paid
up insurance and annuities 4305 67
10 Consideration of original annuities involv
ing life contingencies 20470 12
12 Total new premiums 3239 987 36
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses 18005089 85
14 Dividends applied to pay renewal prem
iums 3160051 20
15 Dividends applied to shorten the endow
ment or premiums paying period 692140 77
16 Surrender values applied to pay renewal
premiums 23878 61
17 Renewal premiums for deferred annuities 20778 94
18 Total renewal premiums 21901939 37
20 Total premium income 25141926 73
21 Consideration for supplementary contracts not involving
life contingencies 755103 04662 ComptbollebGenebals Kepobt
24 Gross interest on mortgage loans per
u 4244802 41
Schedule B
25 Gross interest on collateral loans per
Schedule 0 yV
6 Gross interest on bonds and dividends on
stocks less 1897039 accrued interest
on bonds acquired during 1914 per
t 194398 30
Schedule D
25 Gross interest on premium notes policy
loans or liens
28 Gross interest on deposits in trust com
panies and banks per Schedule E 38430 o3
29 Gross interest on other debts due the com
pany Agents accounts
Interest on Federal Corporation taxes re
68 ib o
turned
32 Gross discount on claims paid in advance 15
33 Gross rent from companys property 113Uoo a
t 8263878 58
34 Total gross interest and rents
35 From other sources a Q42 0
Income taxes withheld at source
Federal corporation taxes returned
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A Q
Bonds per Schedule D j
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D
34312204 37
44 Total income
IllDisbursements
1 For death claims 730578398 additions
15019663 745598U 01
2 For matured endowments l4752922o
additions 12972821 1605020 4
4 Net amounts paid for losses and matured endowments 9061001 07
5 For annuities involving life contingencies J
6 Premium notes and liens voided by lapse
7 Surrender values paid in cash or applied in liquidation
of loans or notes
g Surrender values applied to pay new premiums see In
come No 6 1140346 to pay renewal premiums see
Income No 16 2387861 A0a
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9 ComptrollerGeneral s Report
66
JO Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 570249 14
11 Dividends applied to pay renewal premiums see Income
No 14 3160051 20
12 Dividends applied to shorten the endowment or premium
paying period see Income No 15 692140 77
13 Dividends applied to purchase paidup additions and an
nuities see Income No 8 530606 38
15 Total paid policyholders
16 Expenses of investigation and settlement of policy claims
including 75780 for legal expense
17 Paid for claims on supplementary contracts not involv
ing life contingencies
20 Commissions to agents less commission on reinsurance
First years premiums 111653583 renewal prem
iums 133585292 annuities original 119594
renewal 42832
21 Commuted renewal commissions
22 Compensation for managers and agents not paid by com
mission for services in obtaining new insurance
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
24 Agency expenses including salaries of managers and
clerks not included in item 22
25 Medical examiners fees 16596000 inspection of risks
1282636
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Rent
28 Advertising 2571744 printing and stationery 35
55651 postage telegraph telephone and express 56
12321
29 Legal expense not included in item 16
30 Furniture fixtures and safes
31 Repairs and expenses other than taxes on real estate
32 Taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal income tax 12202 49
Federal stamp tax 437 55
State county and municipal taxes 166867 64
County and municipal licenses 7775 14
759 80
432281 80
2454013 01
26196 63
571 07
53438 92
23174 35
178786 36
483487 95
85303 08
117397 16
36265 52
1788 67
42567 68
68426 34
292026 73
1988S 48
187282 82
39 Other disbursements
Mortgage loan expense
22425 65664
ComptrollerGeneral s Report
Heat and light 1457207 restaurant 22
12480
Laundry and extra janitor service 2
93154 home office supplies 1899501
Home office repairs 146728 inspection
and detective service 119300
Petty cash 85092 miscellaneous 3
19695
Expense of examination by N J insurance
department
36696 87
21926 55
2660 28
4047 87
17286 60
46 Agents balances charged off
Income taxes withheld at source
47 Gross loss on sale or maturity of ledger assets viz
Beal estate per Schedule A
48 Gross decrease by adjustment in book value of ledger
assets viz Real estate per Schedule A
Bonds per Schedule D
105043 82
267 75
41 67
10152 89
52985 42
90746 66
49 Total disbursements 23142822 17
IVLedger Assets
1 Book value of real estate per Schedule A 3070917 58
2 Mortgage loans on real estate per Sched
ule B first liens 84448225 51
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 3250000 00
4 Loans made to policyholders on this com
panys policies assigned as collateral or
secured by terms of policies 29434758 15
5 Premium notes on policies in force of
which 170655 is for first years prem
iums 5869657 87
6 Book value of bonds 45396340 71
7 Cash in companys office 8612 07
8 Deposits in trust companies and banks not
on interest per Schedule E 116096 15
9 Deposits in trust companies and banks on
interest per Schedule E 1846825 20
10 Agents balances debit 1340329 credit
582230 7580 99
12 Total ledger assets as per balance Item 50173449014 23CoMPTROLLERGrENERAL s REPORT
NonLedger Assets
13 Interest due 1815893 and accrued 1
84450360 on mortgages per Schedule
B 1862662 53
14 Interest due 1414500 and accrued 692
52397 on bonds per Schedule D part 1 706668 97
16 Interest due 14614786 and accrued
83973767 on premium notes policy
loans or liens 985885 53
665
21 Total interest and rents due and accrued
New Business Renewals
25 Gross premiums due and
unreported on policies in
force Dec 31 1914 less
reinsurance premiums 41932 05 1043654 02
26 Gross deferred premiums
on policies in force Dec
31 1914 less reinsur
ance premiums 236403 35 1588389 16
3555217 03
27 Total 278335 40
28 Deduct loading 20 per cent 55667 08
2632043 18
52640
4
29 Net amount of uncollected
and deferred premiums 222668 32 2105634 54 2328302 86
35 Gross assets 179332534 12
Deduct Assets Not Admitted
38 Agents debit balances gross 13403 29
43 Book value of ledger assets over market
value based on market conditions Dec
311914 2585614 38
2599017 67
46 Admitted assets 176733516 45
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dee666 ComptrollerGenerals Report
1914 as computed by the New Jersey
Insurance Dept on the following tables
of mortality and rates of interest viz
1 Actuaries table at 4 per cent on partici
pating policies issued prior to Jan 1
1900 including special allowance for sur
render values guaranteed by the com
pany on the American 3 basis 57981705 00
Same for reversionary additions 3964789 00
2 American experience table at 3 per cent
on all policies issued since Dec 31 1899
and on all nonparticipating policies 94893186 00
Same for reversionary additions 1578348 00
5 Net present value of annuities including
those in reduction of premiums
McClintock 3 per cent 1946928 00
8 Net reserve 160364956 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
bythecompany W8 53
12 Claims for death losses in process of ad
justment or adjusted and not due 114961 88
13 Claims for death losses reported for which
no proofs ave been received 164531 34
14 Reserve fonet death losses incurred but
unreporled estimated 300000 00
15 Claims for matured endowments due and
unpaid 5580fi 00
16 Claims for death losses and other policy
claims resisted by the company 27548 60
19 Total policy claims 662847 82
99 Premiums paid in advance including surrender values so
92845 79
applied
23 Unearned interest and rent paid in advance 1009 76
25 Commissions to agents due or accrued 8879 17
26 Cost of collection on uncollected and deferred prem
iums in excess of the loading thereon 60092 61
7 Salaries rents office expenses bills and accounts due or
accrued estimated 50000 00
28 Medical examiners fees 14718 00
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 516000 00
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 773932 71ComptrolleeGteneeals Repoet 667
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise 5312508 03
37 Reserve special or surplus funds not included above
Contingency reserve funds suspended mortality fund 4
25169 dividend equalization fund 21539230
security fluctuation and real estate depreciation fund
1440164 73 5907176 03
41 All other liabilities
Income taxes withheld at source 104 00
48 Total 176733516 45
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 8767 18230762 00
18 Policies on the lives of citizens of said State
issued during the year 1207 2399091 00
19 Total 9974 20629853 00
20 Deduct ceased to be in force during the year 695 1472848 00
21 Policies in force Dec 31 1914 9279 19157005 00
23 Dosses and claims incurred during year 97 217040 00
24 Total 97 217040 00
25 Losses and claims settled during the year in
cash 21129000 by compromise 175000 95 213040 00
26 Losses and claims unpaid Dee 31 1914 2 4000 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 603188 97
668 ComptrollerGenerals Report
THE MUTUAL LIFE INSURANCE CO OF NEW YORK N Y
Home Office 34 Nassau Street New York City N Y
Charles A Peabody President W J Eastern W P Dta Secretaries
R P Shedden Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous year 596147441 76
t 596147441 76
4 Extended at v

IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 969231 for first
years reinsurance 5460486 08
6 Surrender value applied to pay first years
premiums 39310 25
7 Total first years premiums on original
policies 5499796 33
8 Dividends applied to purchase paid up ad
ditions and annuities 2403019 74
10 Consideration for original annuities in
volving life contingencies 478212 81
11 Consideration for supplementary contracts
involving life contingencies 850051 49
12 Total new premiums 9231080 37
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less
11723873 for reinsurance on renewals 43909458 26
14 Dividends applied to pay renewal prem
iums 4223328 61
16 Surrender values applied to pay renewal
premiums 46329 53
17 Renewal premiums for deferred annuities 7548 01
18 Total renewal premiums 48603627 41
19 Extra premiums for total and permanent disability bene
fits 26307 11
20 Total premium income 57861014 89
ComptrollerGenerals Report
669
21 Consideration for supplementary contracts not involving
life contingencies 448880 44
22 Dividends left with the company to accumulate at in
terest 110041 56
24 Gross interest on mortgage loans per
Schedule B 6354113 82
25 Gross interest on collateral loans per
Schedule C 12500 00
26 Gross interest on bonds and dividends on
stocks less 10118467 accrued interest
on bonds acquired during 1914 per
Schedule D 15045044 09
27 Gross interest on premium notes policy
loans or liens 3102788 44
28 Gross interest on deposits in trust com
panies and banks per Schedule E 149332 75
29 Gross interest on other debts due the com
pany Interest on deferred premiums
over due premiums and interest 139
71775 interest on real estate contracts
691120 146628 95
33 Gross rent from companys property in
cluding 33168711 for companys occu
pancy of its own buildings per Sched
ule A 1449969 25
34 Total gross interest and rents 26260377 30
35 From other sources
Deposits on account of pending insurance
5065414 cash over 318 policy fees
185007 premium extension fees 38
11117 witness fee paid to secretary of
company 1700 collections or deposits
received for account of others not paid
out 14626786 236903 42
41 From agents balances previously charged off 6348 25
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A 148992 38
Bonds per Schedule D 7630 16
Stocks per Schedule D 47026 80

272849 34
43 Gross increase by adjustment
value of ledger assets viz
book670 ComptrollerGenerals Report
Bonds per Schedule D including 285
97513 for accrual of discount 28595 13
44 Total income
285975 13
85482390 33
IIIDisbursements
1 For death claims less 29837000 reinsur
ance 2289883469 additions 1223
6545624122489 25
2 For matured endowments 795792333
additions 5338400 801130
3 For total and permanent disability claims
43 72
4 Net amounts paid for losses and matured endowments
5 For annuities involving life contingencies
7 Surrender values paid in cash or applied in liquidation
of loans or notes
8 Surrender values applied to pay new premiums see In
come No 6 3931025 to pay renewal premiums see
Income No 16 46329253
10 Dividends paid to policyholders in cash or applied m
liquidation of loans or notes
11 Dividends applied to pay renewal premiums see Income
No 14
13 Dividends applied to purchase paidup additions and an
nuities see Income No 8
14 Dividends left with the company to accumulate at inter
est see Income No 22
32133840 30
2494944 20
15812513 06
502602 78
1085987 45
4223328 61
2403019 74
110041 56
15 Total paid policyholders
16 Expense of investigation and settlement of policy claims
including 3990309 for legal expense
17 Paid for claims on supplementary contracts not involv
ing life contingencies
18 Dividends and interest thereon held on deposit surrender
ed during the year
20 Commissions to agents less commission on reinsurance
First years premiums 248470749 renewal prem
iums 161937094 annuities original 2227627
renewal 5124
22 Compensation of managers and agents not paid by com
missions for services in obtaining new insurance
68570165 70
67705 67
426128 01
36515 88
4126405 94
237005 59ComptrollerGenerals Eeport
671
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 709477 57
24 Branch office expenses including salaries of managers
and clerks not included in item 22 853513 36
25 Medical examiners fees 35153781 inspection of risks
7119416 422731 97
26 Salaries and all other compensation of officers directors
trustees and home office employees 1454730 76
27 Bent including 33168711 for companys occupancy of
its own buildings less 285033 received under sub
lease 540340 69
28 Advertising 4885928 printing and stationery 171
03042 postage telegraph telephone and express 240
96162 exchange credit 1069813 450153 19
29 Legal expense not included in item 16 1647862 legis
lative 573889 22217 51
30 Furniture fixtures and safes including repairs mainten
ance 57569 46
31 Bepairs and expenses other than taxes on real estate 380883 44
32 Taxes on real estate 359223 41
33 State taxes on premiums 710749 63
34 Insurance department licenses and fees 33118 61
35 All other licenses fees and taxes
Federal corporation tax 256000 local tax on premiums
595601 mortgage tax 2500 war tax 1804 per
sonal property school levee and publication taxes in U
S 210911 State transfer tax 364 foreign taxes
other than on premiums 2141859 foreign tax on in
vestments 191794 duty 136117 35369 50
39 Other disbursements
Other investment expenses 552756 traveling general
office employees 10077801 law library 270061
cost of election and election lists 1641158 general
audit 791509 office supplies and expenses home
office 1386171 cost of state examinations 145249
reports to governments 247799 association member
ship 1386356 164988 60
Disbursed from amounts held for account of sundry parties 102005 74
46 Agents balances charged off 61588 17
47 Gross loss on sale or maturity of ledger assets viz
Beal estate per Schedule A 61672 84
48 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D including 129
45882 for amortization of premium 129458 82
49 Total disbursements 80013720 06
672
ComptrollekGenerals Beport
IVLedger Assets
1 Book value of real estate per Schedule A 22129049 53
2 Mortgage loans on real estate per Sched
ule B first liens 127415467 26
4 Loans made to policyholders on this com
panys policies assigned as collateral 90766345 11
6 Book value of bonds 32846069892 and
stocks 2764623949 per Schedule D 356106938 41
7 Cash in companys office 5521816 in tran
sit since received 4100000 96218 16
8 Deposits in trust companies and banks not
on interest per Schedule E 253754 08
9 Deposits in trust companies and banks on
interest per Schedule E 3689744 78
10 Agents balances debit 140404 24
Advanced or deposited to pay policy claims 88916 lo
Accounts collectible 8014147 supplies
3370158 113843 05
Cash advanced to or in hands of officers or
employees 15A80 26
12 Total ledger assets as per balance Item 50601616112 03
NonLedger Assets
13 Interest due 8239436 and accrued 1
72129873 on mortgages per Sched
ule B 1803693 09
14 Interest due 262764 and accrued 4756
88742 on bonds per Schedule D part 1 4759515 06
16 Interest accrued on premium notes policy
loans or liens 883069 44
17 Interest on other assets
Interest accrued on deposits 10837 27
Interest accrued on real estate contracts 703 36
20 Rents due 3856880 and accrued 94
16582 on companys property i2734 62
21 Total interest and rents due and accrued 7590552 84
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums 3592224 20Mi
ComptrollerGeneral s Eeport
673
26 Gross deferred premiums on policies in
force December 31st 1914 less re
insurance premiums 3592224 20
27 Total 6014259 54
28 Deduct loaiding 1560707 48
29 Net amount of uncollected and deferred premiums 4450552 06
35 Gross assets 613657216 93
Deduct Assets Not Admitted
37 Supplies stationery printed matter 33701 58
38 Agents debit balances gross 140404 24
39 Cash advanced to or in the hands of offi
cers or agents 15180 26
43 Book value of ledger assets over market
value viz Bonds and stocks 2353988 85
Accounts collectible 80141 47
2623416 40
46 Admitted assets 611033800 53
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
3 914 as computed by the ins dept of
the State of New York on the following
tables of mortality and rates of interest
viz
2 American experience table at 3 per cent
on policies issued prior to Jan 1 1907395301059 00
Same for reversionary additions 7494347 00
3 American experience table at 3 per cent
on policies issued after Dee 31 1906 55237053 00
Same for reversionary additions 9843967 00
5 Net present value of annuities including
those in reduction of premiums
3 per cent on annuities issued prior to
Jan 1 1907 17621966 00
3 per cent on annuities issued after Dec 1
1906 10963909 00
674 ComptrollerGenerals Eepokt
American experience table at 3 per cent
149900 at 3 per cent 193200 on divi
dend additions to survivorship annuities 3431 00
Total 496465732 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 41087 00
496424645 00
7 Extra reserve for total and permanent dis
ability benefits 14239 0Q
8 Net reserve paid for basis496438884 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 3696764 05
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
382367 45
manded
11 Claims for death losses due and unpaid 511266 18
12 Claims for death losses in process of ad
justment or adjusted and not due 582103 49
13 Claims for death losses reported for which
no proofs have been received 2003240 59
14 Reserve for net death losses incurred but
unreported 50000 00
15 Claims for matured endowments due and
unpaid 533639 99
16 Claims for death losses and other policy
claims resisted by the company 991627 48
18 Due and unpaid on annuity claims involv
ing life contingencies 328746 24
19 Total policy claims 5700623 97
20 Due and unpaid on supplementary contracts not involv
ing life contingencies 1600 72
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon 381422 59
22 Premiums paid in advance including surrender values so
applied 316355 36
23 Unearned interest and rent paid in advance 97676 73
25 Commissions to agents due or accrued 34001 92
7 Salaries rents office expenses bills and accounts due or
accrued 16505 46
28 Medical examiners fees 177157 and legal fees 24459
due or accrued 2016 16
Taxes due and accrued 111452 56MB
CompteollebGenebals Eepoet 675
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement g51 210 00
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 1405719 96
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise 6935271 08
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 10004049 81
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
35 70834884 23
37 Reserve special or surplus funds not included above
Fund for depreciation of securities and general contin
gencies 12647615 19
41 All other liabilities
Deposits on account of pending insurance 155870 63
Due sundry parties for collections made or deposits held
for their account 339508 66
48 Total 611033800 53
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year13437 29344455 20
18 Policies on the lives of citizens of said State
issued during the year 1438 3353122 20
19 Ttal 14875 32697577 40
20 Deduct ceased to be in force during the year 831 2663740 20
21 Policies in force Dec 31 191414044 30033837 20
22 Losses and claims unpaid Dec 31 of previous
year 13 37925 43
23 Losses and claims incurred during year 147 303035 00
24 Total 160 340960 43
25 Losses and claims settled during the year in
cash 30791700 by compromise 1000700 154 317924 00676
ComptrollebGenebals Kepoet
26 Losses and claims unpaid Dec 31 1914
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses
6
23036 43
996610 34
THE NATIONAL LIFE AND ACCIDENT INSURANCE COMPANY
OF NASHVILLE TENNESSEE
Home Office 302 7th Ave N Nashville Tenn
t a 4 C R Clements Secretary
C A Craig President vj
G C Lynch Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 1H8696 59
4 Extended at
IIIncome
5 First week premiums on original policies
without deduction for commissions or
other expenses
12 Total new premiums
18 Total renewal premiums
20 Total premium income
24 Gross interest on mortgage loans per
Schedule B less 33147 accrued interest
on mortgages acquired during 1914
25 Gross interest on collateral loans per
Schedule C
26 Gross interest on bonds and dividends on
stocks less 3556 accrued interest on
bonds acquired during 3914 per Sched
ule D
28 Gross interest on deposits in trust com
panies and banks per Schedule E
1118696 59
63053 75
63053 75
3368508 05
3431561 80
44319 82
4110 39
4409 44
985 56
ComptrollerGenerals Eepoet 677
33 Gross rent from companys property in
cluding 600000 for companys occu
pancy of its own buildings per Sched
uIe A 6000 00
34 Total gross interest and rents 59 825 21
35 From other sources
Deposited by agt in lieu of bond 5 875 44
Policy fees 177 55
41 From agents balances previously charged off 23 44
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A 19 21
44 Total income 3497482 65
IIIDisbursements
1 For death claims 219 034 35
2 Disability claims 1138227 06
4 Net amount paid for losses and matured endowments1 1417 261 41
1 6 Expenses of investigation and settlement of policy claims
including 269211 for legal expense 2 692 11
19 Paid stockholders for interest or dividends 60 000 00
20 Commissions to agents less commission on reinsurance
First years premiums 1060979 51
23 Agency supervision and traveling expenses of supervisors
except compensation for home offiee supervision 18866 76
24 Branch office expenses including salaries of managers
and clerks not included in item 22 468 387 70
25 Medical examiners fees 2 831 75
26 Salaries and all other compensation of officers directors
trustees and home office employees 82 747 80
27 Rent including 600000 for companys occupancy of
its own buildings 39 933 72
28 Advertising 864565 printing and stationery 1686996
postage telegraph telephone and express 1451588
exchange 64399 40 gg 4g
29 Legal expense not included in item 16 627 35
30 Furniture fixtures and safes 7 817 51
31 Repairs and expenses other than taxes on real estate 1055 85
32 Taxes on real estate and personalty 7 216 80
33 State taxes on premiums 36 634 79
34 Insurance department licenses and fees 1 105 24
35 All other licenses fees and taxes
Federal corporation tax 234 53
4402 33
5636 86678
ComptbollebGtenebals Eepoet
39 Other disbursements
0000 i
Gen 1 expense
Int agt bonds
t 41o 78
46 Agents balances charged oft
47 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
3 69 976 02
49 Total disbursements
IVLedger Assets
1 Book value of real estate per Schedule A 83276 01
2 Mortgage loans on real estate per Sched
ule B first liens 954561 16
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 64600 00
4 Loans made to policyholders on this com
panys policies assigned as collateral
6 Stocks 100000 per Schedule D 94265 84
7 Cash in companys office 4221 93
Cash in companys office district 12303 01
8 Deposits in trust companies and banks not
on interest per Schedule E 95838 38
9 Deposits in trust companies and banks on
interest per Schedule E 39610 89
10 Bills receivable 20000 agents balances
debit 338443 credit 123246 net
215197 2361 97
Stock and carriage 2139 3
12 Total ledger assets as per balance Item 50 1353203 22
NonLedger Assets
13 Interest due 587464 and accrued 12
31824 on mortgages per Schedule B 18192 88
14 Interest accrued on bonds per Schedule D
parti 61667
15 Interest accrued on collateral loans per
Schedule C part 1 7 ii
21 Total interest and rents due and accrued
19081 21ComptrollerGeneral s Eeport
679
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums
51610 89
27 Total
28 Deduct loading
51610 89
20644 35
29 Net amount of uneollected and deferred premiums
35 Gross assets
Deduct Assets Not Admitted
30966 54
1403250 97
38 Agents debit balances gross 4
40 Bills receivable
42 Stock and carriage
43 Book value of ledger assets over market
value viz
Stocks and bonds
3384 43
200 00
2139 03
3455 84
46 Admitted assets 2 gg q g
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
Combined experience 4 per cent 438085 47
2 American experience table at 4 per cent 36550 72
4 Other tables and rates viz
Reserve for disability element 43 587 56
Total
7 Extra reserve for total and permanent dis
ability benefits
518223 75
29617 08
8 Net reserve
12 Claims for death losses in process of ad
justment or adjusted and not due
13 Claims for losses in process of adjustment
and reported for which no proofs have
been received acct dept
547840 83
2717 17
3805 21680
ComptrollerGenerals Eeport
16 Claims for death losses and other policy
claims resisted by the company acct
dept
3373 83
19 Total policy claims
22 Premiums paid in advance including surrender values so
applied
25 Commissions to agents due or accrued
27 Salaries rents office expenses bills and accounts due or
accrued
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
37 Reserve special or surplus funds not included above
Contingent reserve
41 All other liabilities
Deposited by agt in lieu of bond
Deposited by agt in lieu of bond
46 Capital stock
47 Unassigned funds surplus
48 Total
Business in the State of Georgia During 1914
No
17 Policies on the lives of citizens of said State
in force Dee 31 of previous year 6948
18 Policies on the lives of citizens of said State
issued during the year 8904
19 Total 15852
20 Deduct ceased to be in force during the year 8315
9896 21
73988 80
15732 64
5008 70
42930 28
250000 00
31841 09
770 00
200000 00
21600 12
1394071 07
Amount
322387 00
431488 00
753875 00
388652 in
21 Policies in force Dec 31 1914 7537 365243 00
2 Losses and claims unpaid Dec 31 of previous
9
year
23 Losses and claims incurred during year 4763
24 Total 4765
81 00
19242 54
1932 54
25 Losses and claims settled during the year in
cash
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses
5 19323 51
54814 76P
COMPTBOLLEBGrENEBAL s EePOBT 681
NATIONAL LITE INSURANCE COMPANY OF MONTPELIEE VT
Joseph A DeBaer President
resiaem 0sman D a Secret
Geo M Hope Co Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous year 57260823 43
4 Extended at
57260823 43
IIIncome

5 First years premiums on original policies
without deduction for commissions or
other expenses 662058 62
6 Surrender values applied to pay first years
Premiums 2010 42
7 Total first years premiums on original
TPiieiS 664069 04
8 Dividends applied to purchase paid up ad
ditions and annuities 49 701 08
10 Consideration for original annuities involv
ing life contingencies 638 471 91
11 Consideration for supplementary contracts
involving life contingencies 5 872 59
12 Total new premiums 4
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses 5289 445 88
14 Dividends applied to pay renewal prem
iums
551721 56
15 Dividends applied to shorten the endow
ment or premiumpaying period 25 071 77
16 Surrender values applied to pay renewal
P8 1067 86
17 Renewal premiums for deferred annuities 1731 80
18 Total renewal premiums 5869038 87
20 Total premium income 7 227 153 49
21 Consideration for supplementary contracts not involving
life contingencies 63 566 12
22 Dividends left with the company to accumulate at interest il27 60682
ComptrollerGenerals Report
24 Gloss interest on mortgage loans per
Schedule B less 2192279 accrued in
terest on mortgages acquired during
1914 1481656 48
26 Gross interest on bonds and dividends on
stocks less 2726732 accrued interest
on bonds acquired during 1914 per
Schedule D
27 Gross interest on premiums notes policy
loans or liens
Gross interest on deposits in trust com
panies and banks per Schedule E
29 Gross interest on other debts due the com
pany Gross interest on premiums
Gross interest on nonledger assets see
Schedule X and Y
32 Gross discount on claims paid in advance
33 Gross rent from companys property in
cluding 1000000 for companys occu
pancy of its own buildings per Sched
ule A
28
800408 26
562529 91
26103 59
7043 98
3445 47
537 14
21901 67
34 Total gross interest and rents Bsuo
35 From other sources
Profit on policy adjustments previously charged off
Profit on premium tendered contested claim
41 From agents balances previously charged off Sched Y
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A
Bonds per Schedule D
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 769040
for accrual of discount
50
25 00
32 08
7 993 92
74 50
4 748 58
7690 40
44 Total income
10216038 19
IIIDisbursements
1 For death claims 200462029 additions
371301 2008333 30
2 For matured endowments 108315700 ad
ditions 388226 1087039 26
4 Net amounts paid for losses and matured endowments 3095372 56
5 For annuities involving life contingencies 541198 63
7 Surrender values paid in cash or applied in liquidation
129499 2o
of loans or notesComptbollebGenebals Report 683
S Surrender values applied to pay new premiums see In
come No 6 201042 to pay renewal premiums see
Income No 16 106786 3 078 28
10 Dividends paid to polieyholders in cash or appliedin
liquidation of loans or notes 595 620 48
11 Dividends applied to pay renewal premiums see Income
No 14
12 Dividends applied to shorten the endowmentor premium
paying period see Income No 15 25 071 77
13 Dividends applied to purchase paidup additions andan
nuities see Income No 8 49 701 08
14 Dividends left with the company to accumulate at inter
est see Income No 22 1Q
1127 60
13 Total paid polieyholders 6 142 391 21
16 Expenses of investigation and settlement of policy claims
including 61911 for legal expense 836 g2
17 Paid for claims on supplementary contracts not involv
ing life contingencies 3
18 Dividends and interest thereon held on deposit surrender
ed during the year 924 17
20 Commissions to agents less commission on reinsurance
First years premiums 30598957 renewal premiums
390598 23 annuities original 31927 08 re
newal 8801
00 33602 89
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision i6 619 19
24 Branch office expenses including salaries of managers and
clerks not included in item 22 94 466 29
25 Medical examiners fees 4984900 inspection of risks
665419
oa 56503 19
26 Salaries and all other compensation of officers directors
trustees and home office employees 187 053 14
27 Rent including 1000000 for companys occupancy of
its own buildings 57 245 68
28 Advertising 1849217 printing and stationery 25
03896 postage telegraph telephone and express 27
29964 exchange 77314 71 603 91
29 Legal expense not included in item 16 97 94
30 Furniture fixtures and safes 7 651 13
31 Repairs and expenses other than taxes on real estate eWt 22
32 Taxes on real estate 5107 7g
33 State taxes on premiums 117070 25
34 Insurance department licenses and fees 733 64
35 AH other licenses fees and taxes
Surplus tax gr
Municipal licenses 191694 Personal property stax
9549 IT S revenue tax 5040 2 062 83
684
ComptrollerGenerals Report
39 Other disbursements
Home office supplies
Home office travel
Investment expense
Loss on policy claims
46 Agents balances charged off Schedule Y
47 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
48 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D including 79
10462 for amortization of premium
Real estate per Schedule A

49 Total disbursements
15480 85
741 52
50393 81
73 31
7399 99
250 00
79104 02
5000 00
766603 14
IVLedger Assets
1 Book value of real estate per Schedule A 235000 00
2 Mortgage loans on real estate per Sched
ule B first liens 2881768122
4 Loans made to policyholders on this com
panys policies assigned as collateral 8212891 15
5 Premium notes on policies in force 2056921 99
6 Book value of bonds 19862214 34
7 Cash in companys office
8 Deposits in trust companies and banks not
on interest per Schedule H 20000 00
9 Deposits in trust companies and banks on
interest per Schedule E 500827 78
10 Agents balances debit 279328 credit
28884 net 250444 2504 44
12 Total ledger assets as per balance Item 50 59710258 48
NonLedger Assets
13 Interest due 382366 and accrued 759
0S575 on mortgages per Schedule B
14 Interest due 132200 and accrued 305
94992 on bonds per Schedule D part 1
16 Interest due 5250200 and accrued 280
52759 on premium notes policy loans or
liens
17 Interest accrued on other assets
Bank balances
Interest due 2677 on premiums
762909 41
307271 92
333029 59
1153 90
26 77
ComptrollerGenerals Report
685
20 Rents accrued on companys property
lease
393 37
21 Total interest and rents due and accrued 1 404 784 96
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums 466833 58
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums 610662 go
27 Totals
28 Deduct loading
1077516 08
237122 86
29 Net amount of uneolleeted and deferred premi
35 Gross assets
Deduct Assets Not Admitted
38 Agents debit balances grossg
41 Premium notes and loans on policies and
net premiums in item 29 in excess of the
net value of their policies
43 Book value of ledger assets over market
value viz Bonds
2793 28
148 00
445647 00
46 Admitted assets
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the Actuary on
the following tables of mortality and
Tates of interest viz
1 Actuaries table at 4 per cent on all busi
ness in force issued prior to January 1
1901 23534406 00
Same for reversionary additions 101 092 00
2 American experience table at 3 per cent on
all business in force issued subsequent
to January 1 1901 22484527 00
Same for reversionary additions 163730 00
5 Net present value of annuities including
those in reduction of premiums
McClintocks annuitants tables with inter
840393 22
61955436 66
448588 28686 CompteolleeGenebals Eepoet
est at 3 per cent and American 3 per
cent on insurance features with rever
sion 5374090 00
Total 51657845 00
51657845 00
8 Net reserve v
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the companys actuary 251610 00
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
3823 08
manded
12 Claims for death losses in process of ad
justment or adjusted and not due 3000 00
13 Claims for death losses reported for which
no proofs have been received 61lol 00
14 Reserve for net death losses incurred but
unreported 50000 00
15 Claims for matured endowments due and
unpaid 405000
16 Claims for death losses and other policy
claims resisted by the company 21000 00
18 Due and unpaid on annuity claims involv
ing life contingencies 20625 13
19 Total policy claims 159826 13
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon 1j832 07
2 Premiums paid in advance including surrender values so
6572 28
applied
23 Unearned interest and rent paid in advance 2192 30
25 Commissions to agents due or accrued 163 6o
26 Cost of collection on uncollected and deferred prem
iums in excess of the loading thereon 16799 37
27 Salaries rents office expenses bills and accounts due or
25000 00
accrued
28 Medical examiners fees 31800 and legal fees 107000
t i 1388 00
due or accrued
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 176233 29
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
60930 11
ferred premiums ComptbolleeGenebals Kepoet 687
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise 793868 55
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 508239 43
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
35
7 p i 4524622 20
37 Keserve special or surplus funds not included above
Life rate endowment extra reserve 145 711 69
Surplus set apart for payment at termination of insurance lol89 8
41 All other liabilities
Eeal estate taxes accrued 2 584 39
47 Unassigned funds surplus 3 iin 02
48T0taI 61506848 38
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in force
o t 31 f previous year 7695763 08
18 1 olicies on the lives of citizens of said State issued dur
ing the year 1871530 32
19 Total Qfiooo a
9o67293 40
ZO Deduct ceased to be in force during the year i 084 258 38
21 Policies in force Dec 31 1914 8 483 035 02
22 Dosses and claims unpaid December 31 of previous year 6007 00
23 Losses and claims incurred during year 44l74 00
24 TotaI 50181 00
25 Losses and claims settled during the year in cash 45 162 00
26 Losses and claims unpaid Dec 31 1914 5 019 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 242 254 18688 ComptrollebGeneeals Eepoet
NATIONAL LIFE INSURANCE COMPANY OF THE UNITED STATES
OF AMERICA OF CHICAGO ILL
A M Johnson President Kobt D Lay Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
Dec 1 of previous year 11527144 10
4 Extended at 11527144 10
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 847523 for first
years reinsurance 359999 29
7 Total first years premiums on original
policies 35999J 9
8 Dividends applied to purchase paid up ad
ditions and annuities 6811 19
9 Surrender values applied to purchase paid
up insurance and annuities 45111 53
12 Total new premiums 411922 01
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 17
49743 for reinsurance on renewals 2176874 00
14 Dividends applied to pay renewal prem
iums 57962 85
18 Total renewal premiums 2234836 85
19 Extra premiums for total and permanent disability bene
fits 719 74
20 Total premium income 2647478 60
21 Consideration for supplementary contracts not involving
life contingencies 13535 85
24 Gross interest on mortgage loans per
Schedule B 186120 29ComptrollerGenerals Beport
689
25 Gr
ross interest on collateral loans per
Schedule C
26 Gross interest on bonds and dividends on
stocks
27 Gross interest on premium notes policy
loans or liens
28 Gross interest on deposits in trust com
panies and banks per Schedule E
29 Gross interest on other debts due the com
pany
32 Gross discount on claims paid in advance
33 Gross rent from companys property in
eluding 21000 for companys occu
pancy of its own buildings per Sched
ule A
5192 15
207756 06
131426 44
29795 11
3951 98
74 82
12989 04
34 Total gross interest and rents
35 From other sources
From certificate of deposit previously charged off
Profit and loss
41 From agents balances previously charged off
42 Gross profit on sale or maturity of ledger assetsviz
Bonds per Schedule D
Stocks per Schedule D
44 Life department
45 Income casualty dept
577305 89
5010 00
128 53
3830 60
145 00
54 50
3247488 97
782870 59
Total income
4030359 56
IIIDisbursements
1 For death claims less 367700 reinsur
ance 65965759 additions 884978 668507 37
2 For matured endowments
58010 00
4 Net amounts paid for losses and matured endowments 726 517 37
o For annuities involving life contingencies 23H4 n
6 Premium notes and liens voided by lapse less 56639
restorations
7a 5076 99
7 Surrender values paid in cash or applied in liquidation
of loans ornotes 596003 98
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9 45 111 53
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes n 7n r
11 Dividends apphed to pay renewal premiums see Income
No 14
57962 85690
ComptbollebGeneeals Report
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8
6811 19
15
16
17
19
20
22
23
24
25
26
27
28
29
30
31
32
33
34
35
Total paid policyholders
Expenses of investigation and settlement of policy claims
including 158798 for legal expense
Paid for claims on supplementary contracts not involv
ing life contingencies
Paid stockholders for interest or dividends
Commissions to agents less commission on reinsurance
First years premiums 24079376 renewal premiums
12134140
Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
Branch office expenses including salaries of managers
and clerks not included in item 22
Medical examiners fees 2665350 inspection of risks
479417
Salaries and all other compensation of officers directors
trustees and home office employees
Bent including 21000 for companys occupancy of its
own buildings
Advertising 524923 printing and stationery 1354509
postage telegraph telephone and express 869180
exchange 220165
Legal expense not included in item 16
Furniture fixtures and safes
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal income tax M 4
766 43
590 86
1541398 57
2082 98
9198 39
50000 00
362135 16
21480 56
5648 52
31561 75
31447 67
165151 83
25149 96
29687 77
13326 11
8553 77
7626 20
4148 92
37511 49
15139 41
Publication of annual statements
All other
39 Other disbursements
Investment expenses
Taxes on pers property 177334 rev
stamps 12157
Assoc of life ins presidents
Assoc of legal reserve life ins co of 111
Miscellaneous expense
Profit and loss
2044 64
1894 91
855 64
2952 97
3836 98
355 76
2527 33
11940 90ComptrollerGeneral s Eepoet
46 Agents balances charged off
47 Gross loss on sale or maturity of ledger asetiviz
btoeks per Schedule D
48 Gross decrease by adjustment in book value of ledger
assets viz Collateral loans
Bonds per Schedule D
Stocks per Schedule D
49 Total disbursements life department
50 Disbursements casualty dept
Total disbursements
IVLedger Assets
5038 09
73212 87
2169730 12
1 Book value of real estate per Schedule A
2 Mortgage loans on real estate per Sched
ule B first liens 3678258 62
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C
4 Loans made to policyholders on this com
panys policies assigned as collateral
5 Premium notes on policies in force 22743
6 Book value of bonds 151569906 and
stocks 352349107 per Schedule D 5039 190 13
7 Cash in companys office 32292 85
8 Deposits in trust companies and banks not
on interest per Schedule E 14799 66
9 Deposits in trust companies and banks on
interest per Schedule E 887 929 50
10 Agents balances debit 7706273 credit
including suspense acct 193223 net
7513050
Partial payments made on death losses
that are carried for full amt in liabili
ties
Casualty department
75130 50
13317 18
52385 77
691
9537 46
897 50
60000 00
2200 00
84080 00
2532432 25
757046 47
3289478 72
12 Total ledger assets as per balance Item 50 12268024 94
NonLedger Assets
13 Interest due 1660338 and accrued 68
30311 on mortgages per Schedule B
14 Interest accrued on bonds per Schedule D
part 1
15 Interest due 12717 and accrued 11524
on collateral loans per Sehed C part 1
84906 49
9499 03
242 41692
ComptkolleeGeneeals Eepoet
16 Interest accrued on premium notes policy
loans or Hens
17 Interest accrued on other assets
13176 24
1979 90
21 Total interest and rents due and accruedi
23 Market value not including interest in Item 14 of
bonds and stocks over book value per Schedule D
New Business Renewals
25 Gross premiums due and
unreported on policies in
force Dec 31 1914 less
reinsurance premiums
26 Gross deferred premiums
on policies in force Dec
31 1914 less reinsur
ance premiums
109804 07
160982 93
47964 91 135675 39
5668 67
175950 04
27 Totals 53633 58
28 Deduct loading 31392 66
311625 43
56085 22
29 Net amount of uncolleeted
and deferred premiums 22240 92 255540 21 277781 13
12816593 07
35 Gross assets
Deduct Assets Not Admitted

38 Agents debit balances gross 77062 3
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies 30824 04
44 Casualty Dept 18421 09
126307 86
1 2 690 85 l
46 Admitted assets lzowaoo
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per cent on insur
ance issued prioT to 1903 and part of
insurance issued from 1903 to 1907 in
elusive 5097450 00
Same for reversionary additions 1068 00COMPTKOLLERGENEKAL s REPORT
2 American experience table at 3 per cent
on insurance issued subsequent to 1907
and balance of insurance issued from
1903 to 1907 inclusive 5563685 00
Same for reversionary additions 2471 00
5 Net present value of annuities including
those in reduction of premiums
Actuaries table at 4 per cent 533s 00
American experience table at 3 per cent 121752 00
Total 10791764 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 48823 00
693
10742941 00
7 Extra reserve for total and permanent dis
ability benefits 1 392 qo
8 Xet reserve 10744332 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 60571 2
12 Claims for death losses in process of ad
justment or adjusted and not due 19953 13
13 Claims for death losses reported for which
no proofs have been received 61 712 94
14 Reserve for net death losses incurred but
unreported 5000 00
15 Claims for matured endowments due and
lmPaiI 3300 00
16 Claims for death losses and other policy
claims resisted by the company 3000 00
18 Due and unpaid on annuity claims involv
ing life contingencies 2 499 73
19 Total policy claims 95 46g 80
22 Premiums paid in advance including surrender values so
aPPied 11651 86
23 Unearned interest and rent paid in advance 50 475 25
24 Commissions due to agents on premium notes when paid 2 243 44
25 Commissions to agents due or accrued 3 072 41
26 Cipst of collection on uncollected and deferred prem
iums in excess of the loading thereon 1 282 22
27 Salaries rents office expenses bills and accounts due or
accrued 3000 00
28 Medical examiners fees 1 764 00694 ComptrollerGenerals Report
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 74372 91
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 6739 86
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise 18691 51
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 86325 08
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
35 642046 39
41 All other liabilities
Casualty department 177226 69
46 Capital stock 500000 00
47 TTnassigned funds surplus 211024 57
48 Total 12690285 21
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 1472 2069700 94
18 Policies on the lives of citizens of said State
issued during the year 308 469764 11
19 Total 1780 2539465 05
20 Deduct ceased to be in force during the year 225 316619 71
21 Policies in force Dec 31 1914 1555 2222845 34
22 Losses and claims unpaid Dec 31 of previous
year 2 2041 68
23 Losses and claims incurred during year 8 8129 43
24 Total 10 10171 11
25 Losses and claims settled during the year in
cash 803055 by compromise 114056 9 9171 11
26 Losses and claims unpaid Dec 31 1914 1 1000 00ComptbollerGeneral s Report
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses
Life
Accident and health
695
74533 77
41601 97
NEW ENGLAND MUTUAL LIFE INSURANCE COMPANY
OF BOSTON MASS
Alfred D Foster President j A Barbey Secretarv
Robert J Guinn Attorney for Service Atlanta
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous year 64036849 11
4 Extended at 64j03684a u
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 976664 55
7 Total first years premiums on original
Plieies 976664 55
8 Dividends applied to purchase paid up ad
ditions and annuities 256 084 00
11 Consideration for supplementary contracts
involving life contingencies 8 665 31
12 Total new premiums j 41 41 a 86
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses 6979167 08
14 Dividends applied to pay renewal prem
hms 1366836 17
18 Total renewal premiums g 343 0Q3 25
19 Extra premiums for total and permanent disability bene
fits 1703 49
20 Total premium income 9 59 J20 60
21 Consideration for supplementary contracts not involving
life contingencies 143 021 00696 ComptrollerGenerals Eeport
22 Dividends left with the company to accumulate at interest 2915 75
24 Gross interest on mortgage loans per
Schedule B 670464 02
25 Gross interest on collateral loans per
Schedule C 11515 19
26 Gross interest on bonds and dividends on
stocks less 2426395 accrued interest
on bonds acquired during 1914 per
Schedule D 1636586 13
27 Gross interest on premium notes policy
loans or liens 536899 31
28 Gross interest on deposits in trust com
panies and banks per Schedule E 19699 49
32 Gross discount on claims paid in advance 62 80
33 Gross rent from companys property in
cluding 4438000 for companys occu
pancy of its own buildings per Sched
ule A 128910 77
34 Total gross interest and rents 3004137 71
35 From other sources
Federal income tax withholdings 644 00
FirstSecond National Bank Pittsburgh Pa in liquida
tion of claim 5093 45
42 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 6131 50
44 Total income 12751064 01
IIIDisbursements
1 For death claims 291973200 additions
4762200 2967354 00
2 For matured endowments 55303000 ad
ditions 1143100 564461 00
4 Net amounts paid for losses and matured endowments 3531815 00
7 Surrender values paid in cash or applied in liquidation
of loans or notes 1177520 33
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 199911 87
11 Dividends applied to pay renewal premiums see Income
No 14 1366836 17
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8 256084 00
14 Dividends left with the company to accumulate at inter
est see Income No 22 2915 75
15 Total paid policyholders 6535083 12
ComptrollerGenerals Eepoet 697
16 Expense of investigation and settlement of policy claims
including 29379 for legal expense 293 79
1 Paid for claims on supplementary contracts not involv
ing hfe contingencies lqiMn
18 Dividends and interest thereon held on deposit surrender
ed during the year 9 673 87
18a Paid for claims on supplementary contracts involving life
contingencies
20 Commissions to agents less commission on reinsurance
First years premiums 45824390 renewal premiums
4o416238
21 Commuted renewal commissions 777 o a
23 Agency supervision and traveling expensesofsupervisors
except compensation for home office supervision 4 599 95
24 Branch office expenses including salaries of managers
and clerks not included in item 22 159 76Q 4Q
25 Medical examiners fees 8737007 inspection ofrisks
1682630
26 Salaries and all other compensation of officers directors
trustees and home office employees 239 75g
27 Rent including 4438000 for companys occupancyof
its own buildings 5Q
28 Advertising 1178923 printing and stationery 37
58763 postage telegraph telephone and express H
86809 exchange 116399 6g
29 Legal expense not included in item 16 46 5g
30 Furniture fixtures and safes 7 10 517 70
31 Repairs and expenses other than taxes on real estate SotOI 48
32 Taxes on real estate oA on
33 btate taxes on premmms 10682203 tax on reserve 47
56514
tA T 154387 17
34 Insurance department licenses and fees u 800 88
35 All other licenses fees and taxes
Federal corporation tax 2183 7
Revenue stamps 2240 municipal licenses 316827 3790 67
Compulsory advertising 89559 miscellaneous taxes and
fees 79640 fis
1681 99
39 Other disbursements
Association of life insurance presidents 185772 legis
lative expense 64017 2 497 89
Mortgage expense 163375 agency meeting 295868 492 43
Office supplies 1023888 fidelity company bonds 1
T 3fV 11549 18
Lunches for night work 210600 auditing accounts 2
p2t18 432400
Irotective watch service 104200 sundries 45998 1501 98
48 Gross decrease by adjustment in book value of ledger
assets viz Real estate per Schedule A 116963 72698 CompteollebGenebals Eepobt
Bonds per Schedule D including 3903457 for amortiza
tion of premium 79034 o7
Stocks per Schedule D 170898 00
49 Total disbursements 8785410 12
IVLedger Assets
1 Book value of real estate per Schedule A 1786873 34
2 Mortgage loans on real estate per Sched
ule B first liens 15031884 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 222850 00
4 Loans made to policyholders on this com
panys policies assigned as collateral 10773038 88
5 Premium notes on policies in force 892353 36
6 Book value of bonds 3564036104 and
stocks 251036433 per Schedule D 38150725 37
7 Cash in companys office 387 77
9 Deposits in trust companies and banks on
interest per Schedule E 1144390 28
12 Total ledger assets as per balance Item 50 68002503 00
NonLedger Assets
13 Interest accrued on mortgages per Sched
ule B 126681 70
14 Interest accrued on bonds per Schedule D
part 1 542735 54
15 Interest on collateral loans per Schedule
C part 1 3575 16
16 Interest due 5199410 and accrued 135
25662 on premium notes policy loans or
liens 187250 72
17 Interest accrued on other assets Bank 1381 63
20 Bents due 33983 and accrued 601291
on companys property or lease 6352 74
21 Total interest and rents due and accrued 867977 49
22 Market value of real estate over book value per Sched
ule A 3499 00
23 Amortized value not including interest in item 14 of
bonds and stocks over book value per Schedule D 654683 63CompteolleeGeneeals Repobt 699
o New Business Eenewals
to Uross premiums due and
unreported on policies in
force Dec 31 1914 less
reinsurance premiums 7754 60 498568 71
tb Lrross deferred premiums
on policies in force Dec
31 1914 less reinsur
ance premiums 133804 42 16gj823 93
28 lT I U1559 2 668392 64
28 Deduct loading 3069 00 144913 75
29 Net amount of uncolleeted
and deferred premiums 110869 02 523478 89 634347 91
35 Gross assets
70163011 03
Deduct Assets Not Admitted
46 Admitted assets
70163011 03
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the companys
actuary on the following tables of mor
tality and rates of interest viz
1 Actuaries table at 4 per cent on all poli
cies issued prior to 1901 30134669 06
2 American experience table at 3 per cent
on all policies issued from Jan 1 1901
to Dec 15 1907 except joint life addi
tions on all policies to Jan 1 1908 18265423 12
Same for reversionary additions 1458966 50
3 American experience table at 3 per cent on
all policies written after Dec 15 1907
and dated in 1908 and after and addi
tions thereon joint life policies 11 131 901 26
Same for reversionary additions 212321 25
5 Net present value of annuities including
those in reduction of premiums
4 per cent actuaries table 46 75
3 per cent American experience table 1573 57700 CompteollebGtenebals Kepoet
3 per cent American experience table 134258 6a
7 Extra reserve for total and permanent dis
ability benefits 855 96
8 Net reserve 61340016 12
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the companys actuary 468361 59
11 Claims for death losses due and unpaid 159 00
12 Claims for death losses in process of ad
justment or adjusted and not due 73933 48
13 Claims for death losses reported for which
no proofs have been received 139811 00
14 Reserve for net death losses incurred but
unreported 47678 00
15 Claims for matured endowments due and
unpaid 65793 05
16 Claims for death losses and other policy
claims resisted by the company 12691 00
19 Total policy claims 340067 53
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon 8004 12
22 Premiums paid in advance including surrender values so
applied 5824 68
23 Unearned interest and rent paid in advance 8972 67
24 Commissions due to agents on premium notes when paid 38747 9
25 Commissions to agents due or accrued 5276 54
7 Salaries rents office expenses bills and accounts due or
accrued 6666 94
28 Medical examiners fees 175300 and legal fees 25000
due or accrued 2003 00
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 157450 39
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 228075 00
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise 1855000 00
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 147366 55
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
35 194533 50ComptrolleeGenebals Repoet 701
37 Reserve special or surplus funds not included above
Reserve for equalization of mortality and depreciation
of assets g
41 All other liabilities
Federal income tax withholdings 644 00
47 Unassigned funds surplus 5003584 45
48TtaI 70163011 oT
Business in the State of Georgia During 1914
r No Amount
17 Policies on the lives of citizens of said State
i nforce Dec 31 of Pvious year 2837 6162131 00
18 Policies on the lives of citizens of said State
issued during the year 590 li88164 00
JS S a 3427 7350295 00
JO Ueduct ceased to be in force during the year 310 732900 00
21 Policies in force Dec 31 1914 3jll7 6617395 00
22 Losses and claims unpaid Dec 31 of previous
year 3 475 00
6 bosses and claims incurred during year 29 61491 00
24 Ttal 32 61996 00
25 Losses and claims settled during the year in
na T Ca8h 27 47739 00
2b Losses and claims unpaid Dec 31 1914 5 14 227 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 204 088 11
NEW YORK LIFE INSURANCE COMPANY OF NEW YORK N Y
Darwin P Kingsley President Seymour M Ballard Secretary
E J Clark Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dee 31 of previous year762850703 40
4 Extended at
762850703 40702
ComptrollerGenerals Eeport
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 8978500 82
7 Total first years premiums on original
policies 8978500 82
8 Dividends applied to purchase paid up ad
ditions and annuities 1719591 86
10 Consideration for original annuities in
volving life contingencies 342058 77
11 Consideration for supplementary contracts
involving life contingencies 103649 90
11a Consideration for total and permanent dis
ability claims allowed 39488 00
12 Total new premiums 11183289 35
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 86
76189 for reinsurance on renewals in
cluding 640093 premiums waived for
total and permanent disability 73702711 11
14 Dividends applied to pay renewal prem
iums 5198778 76
16 Surrender values applied to pay renewal
premiums 126300 44
17 Renewal premiums for deferred annuities 47362 33
18 Total renewal premiums 79075152 64
19 Extra premiums for total and permanent disability bene
fits first year premiums 8292000 renewal premiums
12581600 208736 00
20 Total premium income 90467177 99
21 Consideration for supplementary contracts not involving
life contingencies 38564 09
22 Dividends left with the company to accumulate at interest 198842 78
24 Gross interest on mortgage loans per
Schedule B less 1708216 accrued in
terest on mortgages acquired during
1914 7509010 87
26 Gross interest on bonds and dividends on
stocks less 13141396 accrued interest
on bonds acquired during 1914 per
Schedule D 19293228 99ComptrollerGenerals Eeport
27 Gross interest on premium notes policy
28 ranS r HfM 7158715 58
28 Gross interest on deposits in trust com
panies and banks per Schedule E 273 017 67
29 Gross interest on other debts due the com
233 33
11223 61
703
pany Gross interest on agents debts
32 Gross discount on claims paid in advance
33 Gross rent from companys property in
cluding 29037712 for companys occu
pancy of its own buildings per Sched
ule A
693969 50
34 Total gross interest and rents
35 From other sources 34939399 00
PoTcyiSfeesSadanCedin PreViUS MW rePaid 6530 52
Doubtful debts recovered 1422076 incometaxdeduc
tion at source 584558
Bonuses received for prepayment oVextensionofmortg
loans
42 Gross profit on sale or maturityofledgerassetsviz
Bonds per Schedule D
43 Gross increase by adjustment in book value of ledger
assets viz
Bonds per Schedule D including 24899441 for accrual
of discount
Bonds and mortgages 2484 41
6 s 7973 00
44 Total income
126266574 64
11625 23
20066 34
7137 15
30263 58
IIIDisbursements
1 For death claims less 754310 reinsur
ance 2533987805 additions 890
v 390J 26230268 21
Jor matured endowments less 121663
reinsurance 1007915285 additions
v2ff510101694 35
3 ior total and permanent disability claims 39488 00
4 Net amounts paid for losses and matured endowments 36 371450 56
o For annuities involving life contingencies lWs7n 09
7 Surrender values paid in cash or applied in liquidation
of loans or notes
8 Surrender values applied to pay renewal Premiumssee
Income No 16
10 Dividends paid to policyholders in cashor applied in
liquation of loans or notes 10003706 94704 ComptrollerGenerals Eeport
11 Dividends applied to pay renewal premiums see Income
No 14 5198778 76
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8 1719591 86
14 Dividends left with the company to accumulate at inter
est see Income No 22 198842 78
14a Paid Government of Italy on account of reserve and sur
plus on policies transferred to government 7936 26
15 Total paid policyholders 71971365 83
16 Expense of investigation and settlement of policy claims
including 4239385 for legal expense 49978 60
16a Premiums waived by company on account of total and
permanent disability 6400 93
17 Paid for claims on supplementary contracts not involv
ing life contingencies 31 11 6
18 Dividends and interest thereon held on deposit surrender
ed during the year 33509 67
20 Commissions to agents less commission on reinsurance
First years premiums 424015728 renewal prem
iums 184369503 annuities original 1385745
renewal 139451 6099104 27
22 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance 24765 32
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 1064048 86
24 Branch office expenses including salaries of managers
and clerks not included in item 22 1143853 41
25 Medical examiners fees 35586401 inspection of risks
9407016 449934 17
26 Salaries and all other compensation of officers directors
trustees and home office employees 1786881 72
27 Rent including 29037712 for companys occupancy of
its own buildings less 158449 received under sub
lease 588615 16
28 Advertising 5107092 printing and stationery 232
33T78 postage telegraph telephone and express
26127797 exchange 26375497 808431 64
29 Legal expenses not included in item 16 12355 84
30 Furniture fixtures and safes 90031 27
31 Repairs and expenses other than taxes on real estate 179448 05
32 Taxes on real estate 119123 11
33 State taxes on premiums 915941 36
34 Insurance department licenses and fees 22971 34
35 All other licenses fees and taxes
Federal corporation tax 100578 57ComptrollerGenerals Eeport 705
L0SMand taX6S 58426 tax V serves
Miscellaneous taxes including23o5689 tax oninterest
receipts
39 Other disbursements 38569 71
4l OnittariUDder NyIiC COntraCtS JWl 64
41 Doubtful debts marked off 7 946 66
a Books papers and subscriptions 826654
special inspection reports 576992
lunch for companys employees 86
65917 miscellaneous items of expense
1071196 legislative and departmental
expenses 319808 expenses directors
election 1915 1952389 traveling ex
penses 1718816 151 317 72
43 Examinations and audits of the companys
accounts
44 Miscellaneous interest payments 57
58219 bank charges 1275815 cus
tody of and insurance on securities 23
61259 premium on fidelity bonds 5
85834 bond and mortgage expense 4
34720
104158 47
45 Remittances received in previous years
D0W adUSted 13368 82
47 Gross loss on sale or maturity of ledger assets viZ 116929
Bonds per Schedule D
48 Gross decrease by adjustment in book Value of ledger
assets viz Bonds per Schedule D including 267
22780 for amortization of premium 7fU
Bonds and mortgage 1704336 84
s s 329 38
49 Total disbursements
89278686 83
IVLedger Assets
1 Book value of real estate per Schedule A 9826 142 06
2 Mortgage loans on real estate per Sched
ule B first liens 156674059 30
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 150 000 00
4 Loans made to policyholders on this com
panys policies assigned as collateral 148500392 74
5 Premium notes on policies in force 4874 825 30
6 Book value of bonds 46502105069 and
stocks 29467188 per Schedule D 465315722 57706 CompteolleeGeneeals Eepoet
7 Cash in companys office 3351 81
8 Deposits in trust companies and banks not
on interest per Schedule E 1721192 87
9 Deposits in trust companies and banks on
interest per Schedule E 11972954 64
10 Bills receivable 164950 branch office
debit balances 53123473 credit 32
61676 net 49861797 500267 47
11 Cash in companys branch office 166
20054 cash in transit 13348191 299682 45
12 Total ledger assets as per balance Item 50
NonLedger Assets
13 Interest due 22840930 and accrued 1
75093913 on mortgages per Sched B 1979348 43
14 Interest due 25336379 and accrued 6
36518680 on bonds per Schedule D
part 1 6618550 59
15 Interest accrued on collateral loans per
Schedule C part 1
16 Interest accrued on premium notes policy
loans or liens
18 Interest due 2367036 and accrued 10
83870 on bank balances
20 Bents due 2099120 and accrued 1
14799 on companys property or lease
1500 00
635206 04
34509 06
22139 19
21 Total interest and rents due and accrued 9291253 31
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums 6634367 40
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums 5807615 00
27 Total 12441982 40
28 Deduct loading 3110495 61
29
Net amount of uncollected and deferred premiums 9331486 79
35 Gross assets 818461331 31ComptrollerGenerals Report
Deduct Assets Not Admitted
707
40 Bills receivable
oD 1649 50
43 Book value of ledger assets over market
value viz
On bonds and stocks 26993051 47
Branch office debit balances 531 234 73
46 Admitted assets tnnn
90935395 61
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the insurance de
partment of the State of New York on
the following tables of mortality and
rates of interest viz
2 American experience table at 3 per cent
on all insurance except those specified
belT 541436753 00
toame for reversionary additions 5 525 138 00
4 Other tables and rates viz
Double American experience table at 3 per
cent on tropical insurances and those on
impaired lives 41989126 00
bame for reversionary additions 142 711 00
SesquiAmerican experience table at 3
per cent on semitropical insurances and
those on partially impaired lives 47143163 00
Same for reversionary additions lOe948 00
5 Net present value of annuities including
those in reduction of premiums
McClintocks annuity table 3 per cent 15526850 00
f1 651870689 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 110412 00
7 Extra reserve for total and permanent dis
ability benefits 129188 0Q
8 Net reserve
o t 651889465 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 708
CompteollebGenebals Bepobt
9a Present value of future premiums waived on account of
total and permanent disability
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
12 Claims for death losses in process of ad
justment or adjusted and not due 1382308 69
13 Cairns for death losses reported for which
no proofs have been Teeeived 2588678 36
14 Reserve for net death losses incurred but
unreported
15 Claims for matured endowments due and
unpaid
16 Claims for death losses and other policy
claims resisted by the company
17 Claims for total and permanent disability
benefits 1535500 and for additional
accidental death benefits
18 Due and unpaid on annuity claims involv
ing life contingencies
1500000 00
702910 82
418660 13
15355 00
144532 85
38257 00
234743 49
19 Total policy claims
20 Due and unpaid on supplementary contracts not involv
ing life contingencies
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon
22 Premiums paid in advance including surrender values so
applied
23 Unearned interest and rent paid in advance
24 Commissions due to agents on premium notes when paid
25 Commissions to agents due or accrued
27 Salaries rents office expenses bills and accounts due or
accrued
28 Medical examiners fees 1963178 inspectors fees 4
43750 and legal fees 784857 due or accrued
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
85 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915
6752445 85
2051 25
427444 54
848969 17
3199964 40
58377 96
8827 89
95186 38
31917 85
1128353 75
1114343 54
8117882 00
8986237 86ComptrollerGenerals Report 709
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
o t 88902104 00
Al Reserve special or surplus funds not included above
Annual dividend equalization funds 162361800 secur
ity fluctuation and general contingency fund 11 381
B 1352 V I 13004753 25
Reserve for future expenses on paid up annual dividend
JT 320000 00
41 All other liabilities
Due agents under Nylic contracts 4 389 16
Reserve for Nylic contracts 2 459729 00
Income tax deducted at source 6240 m
Reserve for unclaimed receipts leoOO 00
48Ttal 790935395 61
Business in the State of Georgia Curing 1914
17 Policies on the lives of citizens of said State in force
eC 31 f Previous ar 27734510 00
18 Policies on the lives of citizens of said State issued dur
ingtheyear 3557903 00
I9 Za 31292413 00
Q Deduct ceased to be in force during the year 2 708 529 00
21 Policies in force Dec 31 1914 28583884 00
22 Losses and claims unpaid December 31 of previous year 21921 61
23 Losses and claims incurred during year 461o62 78
24T0tal 482984 39
25 Losses and claims settled during the year in cash 460
05192 by compromise 206472 462116 64
26 Losses and claims unpaid Dec 31 1914 20867 75
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 907 375 67
710
ComptrollekGeneeals Report
NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY OF
MILWAUKEE WIS
Geo C Markham President A T Hathaway Secretary
W Woods White Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous year310580828 37
4 Extended at 310580828 37
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 4399289 68
6 Surrender values applied to pay first years
premiums 20013 66
7 Total first years premiums on original
policies 4419303 34
8 Dividends applied to purchase paid up ad
ditions and annuities 1891854 66
10 Consideration of original annuities involv
ing life contingencies 166261 36
11 Consideration for supplementary contracts
involving life contingencies 291 iO 86
12 Total new premiums 6506580 22
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses 33642687 01
14 Dividends applied to pay renewal prem
iums 7403308 78
17 Renewal premiums for deferred annuities 2H192 41
18 Total renewal premiums 41066188 20
20 Total premium income 47572768 42
21 Consideration for supplementary contracts not involving
life contingencies 808995 63
22 Dividends left with the company to accumulate at inter
est 23733 11ComptrollerGeneral s Eeport
24 Gross interest on mortgage loans per
Schedule B less 84157 accrued interest
26 CrZ m7tgafS aC1uired dug 1914 8622663 71
26 Gross interest on bonds and dividends on
stocks less 1997809 accrued interest
on bonds acquired during 1914 Der
Schedule D l
27 Gross interest on premium notes policy
loans or liens
28 Gross interest on deposits intrust com
panies and banks per Schedule E
29 Gross interest on other debts due the com
pany Interest on premiums collected
in the conversion of term and in the
restoration of lapsed policies
32 Gross discount on claims paid in advance
33 Gross rent from companys property in
cluding 12912500 for companys occu
pancy of its own buildings per Schedule
A
711
3522850 08
2780897 58
74039 97
114734 37
5292 21
34 Total gross interest and rents
35 From other sources
Money received from unknown source
37 Income tax deducted and withheld at the
source
165306 93
15285784 85
675 00
128 72
43 Gross increase by adjustment in book value of ledger
assets viz B
Bonds per Schedule D including 4302561 for ac
crual of discount
803 72
43025 61
44 Total income
63735111 34
JHDisbursements
1 For death claims 1209375392 add
tions 32457920
2 For matured endowments 385703408
additions 18423877
12418333 12
4041272 85
4 Net amount paid for losses and matured endowments 16 459 605 97
annmfaes involving life contingencies 202053
7 Surrender values paid in cash or applied in liquidation
of loans or notes
8 Surrender values applied topavnewpmiumsseeIn 9272985 61
come No 6
20013 66712
CompteolleeGeneeals Eepoet
18
20
7403308 78
38465326 58
6622 14
453975 43
4906 12
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
11 Dividends applied to pay renewal premiums see Income
No 14
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8
14 Dividends left with the company to accumulate at in
terest see Income No 22
15 Total paid policyholders
16 Expense of investigation and settlement of policy claims
including 657660 for legal expense
17 Paid for claims on supplementary contracts not involv
ing life contingencies
Dividends and interest thereon held on deposit surrender
ed during the year
Commissions to agents less commission on reinsurance
First years premiums 196841402 renewal prem
iums 280167895 annuities original 157600
renewal 40385 47720
22 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
25 Medical examiners fees 23249296 inspection of risks
3619929
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Rent including 12912500 for companys occupancy of
its own buildings
28 Advertising 898264 printing and stationery 92i
00940 postage telegraph telephone and express
14294946 exchange 1580172
29 Legal expense not included inItem 16
30 Furniture fixtures and safes
31 Repairs and expenses other than taxes on real estate
32 Taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal corporation tax
State tax on income 53039522 State tax
on policy reserves 3264852
Publishing statement as required by law
137314 local licenses and tax on pre
miums 779874 federal emergency
revenue tax 12397
572471 16
333 32
3189 07
268692 25
902160 71
137679 70
3331 29
122338 06
73330 62
66506 03
495943 92
30629 93
131 57
563043 74
9295 85ComptrollerGenerals Report 713
39 Other disbursements
Loan expenses 14039244 traveling ex
penses 1190486 legislative expenses
4660
Examinations andaudits of the companys I52783 9
accounts
Miscellaneous interest payments 104 15
protest fees 2080
Premium on fidelity bonds 12000ex
penses trustees election 120 17 24a 17
Wisconsin insurance department on ae
eonnt of former examination 32 00
Loss on account of policy loan 21464
dividend paid twice 1299 227 63
47 Gross loss on sale or maturity of ledger assets viz 1596
Real estate per Schedule A
48 Gross decrease by adjustment in book Value of ledger
assets V1Z Bonds per Schedule D including 70
63716 for amortization of premium 70 637 16
49 Total disbursements
46869700 52
IVLedger Assets
1 Book value of real estate per Schedule A 4596596 33
2 Mortgage loans on real estate per Sched
ule B first liens 178711318 14
4 Loans made to policyholders on this com
panys policies assigned as collateral 53640 047 05
5 Prennum notes on policies in force 1mS55 79
6 Book value of bonds g5
7 Cash m companys office 2 973 g5
9 Deposits in trust companies and banks on
0 A intteltPer SCh6dule E 3343992 27
10 Agents balances debit I0 81g n
12 Total ledger assets as per balance on pag7I777T327446239 19
NonLedger Assets
13 Interest due 8994230 and accrued 2
444743 16 on mortgages per Sched B 2534685 46
H Interest due 8561500 and accrued 1
24757409 on bonds per Schedule D
PaPt l 1333189 09714
ComptrollerGenerals Report
16 Interest due 18021635 and accrued 1
48895041 on premium notes policy
loans or Hens 1669166 76
18 Interest due for conversion of term and in
the restoration of lapsed policies 11189 52
20 Rents due 66667 and accrued 163000
on companys property or lease 2296 6i
21 Total interest and rents due and accrued 5550527 5
New Business Renewals
25 Gross premiums due and
unreported on policies in
force Dec 31 1914 less
reinsurance premiums 56279 28 2318064 65
26 Gross deferred premiums
on policies in force Dec
31 1914 less reinsur
ance premiums 303160 00 2595365 00
27 Totals 359439 28 4913429 65
28 Deduct loading 76380 85 1044103 80
29 Net amount of uncollected
and deferred premiums 283058 43 3869325 8o 4lo2384 28
35 Gross assets
Deduct Assets Not Admitted
38 Agents debit balances gross
42 Overdue and accrued interest on bonds in
default
44 Book value of ledger assets over market
value Bonds 8756010 35
10815 41
13489 33
8901724 09
47 Admitted assets
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
247426ComptrollerGenerals Eeport 715
1 Actuaries table at 4 per cent on life en
dowment and term policies issued prior
Same1189 101698845 00
Same for reversionary additions 4967 580 00
i American experience table at 3 per cent
on life endowment and term policies
issued since Feb 1 1899 1818U55S 00
Same for reversionary additions 7 goo qfl nn
5 Net present value of annuities including
those in reduction of premiums
Actuaries table at 4 per cent 184 456 00
f Clintock S taWe at 3 P eent JJJS 00
American experience table at 3 per cent 956092 00
Total
297814012 00
8 Net reserve
9 Resent value of amount not yeY Vue on supplementary297814012
snresoCrolving iife contingencies empuJ
10 Liability on policies canceUed and includedin net 4389848
reserve upon which a surrender value may be de
manded J
11 Claims for death losses due anunpaid l51095l8 944
12 Claims for death losses in process of ad
justment or adjusted and not due 99 43o fi2
lo Claims for death losses reported for which
no proofs have been received o7 7fir Qfi
14 Reserve for net death losses incurred but
unreported
K 36000000
15 Claims for matured endowments due and
unpaid
16 Claims for death losses and otheV policy 42634
claims resisted
18 Due and unpaid on annuity claims involv
ing life contingencies 2 043 43
19 Total policy claims
20 Due and unpaid on supplemental contracts not ol 112594
mg life contingencies
21 Dividends left win 1 9 564 89
uiviaenas left with the company to accumulate at in
terest and accrued interest thereon
allied Paid adVanCe iDClUding SUender es
23 Unearned interVsVandrentpaidVnadvan
25 Commissions to agents due or accrued 7ZL Zl
aTcid61148 ffiCe eXPeSeS biS and accondeor
309008 75716 ComptrollebGenebals Eepoet
28 Medical examiners fees 4172600 and legal fees 43003
42lo6 03
due or accrued
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
4 1085263 26
of this statement
33 Dividends or other profits due polieyholders including
those contingent on payment of outstanding and de
786501 1
ferred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to polieyholders during 1915 whether
contingent upon the payment of renewal premiums or
r 11182847 00
otherwise
35 Dividends declared on or apportioned to deferred divi
dend policies payable to polieyholders during 1915 2261385 3
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
2667131 00
42 Income tax deducted and withheld at the source128 2
321832276 87
47 TTnassigned funds surplus 6415150 01
48 Total 328247426 88
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 9947 23134983 00
18 Policies on the lives of citizens of said State
issued during the year 815 0H
19m Total 10762 25039983 00
2o Deduct ceased to be in force during the year 697 1641519 CO
21 Policies in force Dec 31 10065 23398464 00
22 Losses and claims unpaid Dec 31 of previous
4 10218 00
year
23 Losses and claims incurred during year 120 29663 00
24 Total 124 30689100
25 Losses and claims settled during the year in
h 123 306847 00
26 Losses and claims unpaid Dec 31 1
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 721833 23ComptrollerGenerals Keport
717
THE PACIFIC MUTUAL LITE INSURANCE COMPANY OF
LOS ANGELES CALIFORNIA
Geo I Cochran President
A C Harmon Attorney for Service
C I D Moore Secretary
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Bee 31 of previous year 26250034 42
Add Munich Reinsurance fund as of Dec
31 1913 deducted from cash on hand in
statement of that year 115 483 64
4 Extended at 26365518 06
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 844176 for first
years reinsurance 722 634 05
6 Surrender values applied to pay first years
premiums 663 28
7 Total first years premiums on original
Plicies 723297 33
8 Dividends applied to purchase paid up ad
ditions and annuities 200 772 97
9 Surrender values applied to purchase paid
up insurance and annuities 107 00
10 Consideration of original annuities involv
ing life contingencies 19 537 jg
12 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 53
51493 for reinsurance on renewals 4397166 96
14 Dividends applied to pay renewal prem
iums 227249 93
943764 42718
ComptrollerGenerals Eeport
16 Surrender values applied to pay renewal
premiums 33671 50
17 Renewal premiums for deferred annuities 49 2o
18 Total renewal premiums 4658131 64
19 Extra premiums for total and permanent disability bene
j 50043 83
fits
20 Total premium income 565194o 89
21 Consideration for supplementary contracts not involving
life contingencies 50783 36
22 Dividends left with the company to accumulate at inter
est 19612S0
24 Gross interest on mortgage loans per
Schedule B less 65593 accrued interest
on mortgages acquired during 1914 981252 78
25 Gross interest on collateral loans per
Schedule C 94657 58
26 Gross interest on bonds and dividends on
stocks less 153201 accrued interest on
bonds acquired during 1914 per Sched
ule D 163032 85
27 Gross interest on premium notes policy
loans or liens 328252 71
28 Gross interest on deposits in trust com
panies and banks per Schedule E 12702 20
29 Gross interest on other debts due the com
pany Gross interest on agents balances 257 11
Gross interest on contract for sale of real
estate 5285 23
33 Gross rent from companys property in
cluding 3360000 for companys occu
pancy of its own buildings life depart
ments and 720000 for the ace dept
per Schedule A 43440 00
34 Total gross interest and rents 1628880 46
35 From other sources
Bonus received for extension of mortgage
loan 2500 00
Proceeds of policies left at interest 13758 46
Final dividend from suspended bank 379 82
Increase in liabilities during the year on
account of Munich reinsurance contract 1686 72ComptbollebGenebals Eepoet 719
Sale of unlisted assets account collateral
loan
t 240 62
Recovered on account of fire insurance
unpaid in 1906 393 2
41 From agents balances previously charged off Jg
42 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
43 Gross increase by adjustmentin book vaiue of iedger
assets viz Real estate per Schedule A 90258 7g
44 Total income
7461747 49
HIDisbursements
1 For death claims less 1750000 reinsur
ance 126410673 additions 36011 1300117 73
2 For matured endowments 128491 00 ad
ditions 333800 131j829 00
A or total and permanent disability claims 10265 00
4 Net amounts paid for losses and matured endowments 7 1 44 211 73
5 For annuities involving life contingencies 12 g06 44
6 Premium notes and liens voided by lapse less 98262
restorations
7 Surrender values paid in cash or applied in laudation
of loans or notes
a Q 793936 21
8 Surrender values applied to pay new premiums see In
come No ft 66328 to pay renewal premiums see In
come No 16 3367150 34 334 78
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9 107 00
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 109 776 96
11 Dividends applied to pay renewal premiums see Income
No 14
1Q tv 227249 93
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8 00 772 97
14 Dividends left with the company to accumulate at inter
est see Income No 22 19i61290
15 Total paid policyholders 71
16 Expense of investigation and settlement of policy claims 8 632 04
17 Paid for claims on supplementary contracts not involving
life contingencies
18 Dividends and interest thereon held on deposit surrender
ed during the year 2 128 87720
ComptrollerGenerals Beport
Paid stockholders for interest or dividends
Commissions to agents less commission on reinsurance
First years premiums 43703085 renewal premiums
31600526 annuities original 83930
Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
25 Medical examiners fees 5640200 inspection of risks
1199543
Salaries and all other compensation of officers directors
trustees and home office employees
Rent
Advertising 1869258 printing and stationery 22
91835 postage telegraph telephone and express 15
30576 exchange 74382
Legal expense not included in item 16
30 Furniture fixtures and safes
31 Repairs and expenses other than taxes on real estate
32 Taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal corporation tax
Municipal licenses
Taxes on personal property
Publication fees
State corporation taxes and fees
19
20
22
23
26
27
28
29
7953 11
4424 51
2598 04
1029 53
329 01
39 Other disbursements
Contribution to the association of life in
surance presidents exclusive of amounts
charged to legislative and legal expense
Books and subscriptions
Home office traveling expense
Incidentals
Photographic suppHes
Premiums on employers liability insurance
and surety bonds
Correspondence school
Annual outing
Impairment cards
Suspended bank balances written off
Investment expense
Paid Municipal Reinsurance Co for inter
est on balance
1212 02
1181 18
0876 47
284 08
959 55
394 67
3516 16
8ie 56
1535 29
6777 49
2184 30
4829 08
80000 00
753875 41
19437 21
16207 04
68397 43
264549 40
33600 00
57660 51
3396 12
5352 45
13356 17
12514 22
78495 57
5815 31
16334 20HMiBMI
CompteolleeGenebals Repoet 721
Legislative expense 1 014 11
Renewal bonus 21052 26
56 629 22
46 Agents balances charged off gm n
47 Gross loss on sale or maturity of ledger assets viVj
Loss on mortgage loan foreclosed 1 899 80
Bonds per Schedule D
48 Gross decrease by adjustment in book value of ledger
assets viz
Real estate per Schedule A
Bonds per Schedule D 105587 50
49 Total disbursements 4477148 64
IVLedger Assets
1 Book value of real estate per Schedule A 1203143 20
2 Mortgage loans on real estate per Sched
ule B first liens 16246054 78
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule 0 1957902 41
4 Loans made to policyholders on this com
panys policies assigned as collateral 5260419 43
5 Premium notes and liens on policies in
force 966559 07
6 Book value of bonds 268795122 and
stocks 11700000 per Schedule D 2804951 22
7 Cash in companys office 22 346 71
8 Deposits in trust companies and banks not
on interest per Schedule E 209 960 83
9 Deposits in trust companies and banks on
interest per Schedule E 07g 779 2g
12 Total ledger assets as per balance Item 50 29350116 91
NonLedger Assets
13 Interest due 1137396 and accrued 233
24867 on mortgages per Schedule B 244622 63
14 Interest due 562500 and accrued 51
28182 on bonds per Schedule D part 1 56 906 82
15 Interest accrued on collateral loans per
Schedule C part 1 23 771 24
16 Interest due 4715633 and accrued 43
74777 on premium notes policy loans
or liens 90904 10722
ComptrollerGenerals Keport
17 Interest accrued on other assets Bank
balances 5079 2
21 Total interest and rents due and accrued 421284 31
24 Due from other companies for losses or claims on policies
of this company reinsured 2o80o 00
New Business Renewals
25 Gross premiums due and un
reported on policies in
force Dec 31 1914 less
reinsurance premiums 4705 24 382772 03
26 Gross deferred premiums
on policies in force Dec
31 1914 less reinsur
ance premiums 23681 55 382829 76
27 Totals 28386 79 76560179
28 Deduct loading 16317 63 139942 95
29 Net amount of uncollected
and deferred premiums 12069 16
625658 84 637728 00
35 Gross ass
ets 30434934 22
Deduct Assets Not Admitted
41 Premiumi notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies
42 Overdue and accrued interest on bonds in
default
44 MaTket value of special deposits in excess
of corresponding liabilities per special
deposit schedule
12697 57
5625 on
1248 00
19570 57
45 Admitted assets life department 30415363 65
46 Admitted assets accident department 2189248 60
Total admitted assets
32604612 25
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the California InComptrolleeGeneeals Bepoet
surance Department on the following
tables of mortality and rates of interest
viz
1 Actuaries table at 4 per cent on all poli
cies issued prior to Jan 1 1901 5189708 00
fsame for reversionary additions 108307 00
2 American experience table at 3 per cent
on all policies except annual dividend
issues of 1907 issued from Dec 31
1900 to Jan 1 1908 and nonparticipat
ing policies issued subsequent to Dec
31 1907 14959428 00
Same for reversionary additions 1462725 00
3 American experience table at 3 per cent
on annual dividend policies issued in
1907 and all participating policies issu
ed subsequent to Dec 31 1907 4842034 00
Same for reversionary additions 85Vo6 00
5 Net present value of annuities including
those in reduction of premiums
Actuaries table at 4 per cent 7j609 00
American experience table at 3 per cent 147342 00
al 26802859 00
0 Deduct net value of risks of this company
reinsured in other solvent companies 158574 00
723
26644285 00
7 ixtra reserve for total and permanent dis
ability benefits 97 710 00
8 Net reserve
o p 26741995 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 13789100
10 liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
1310 00
l Claims for death losses in process of ad
justment or adjusted and not due 4 294 07
13 Claims for death losses reported for which
no proofs have been received 48 535 q0
14 Reserve for net death losses incurred but
unreported 45fim QQ
15 Claims for matured endowments due and
uPaid 3489 00724
ComptrollerGenerals Report
16 Claims for death losses and other policy
claims resisted by the company
18 Due and unpaid on annuity claims involv
ing life contingencies
23000 00
252 00
19 Total policy claims
21 Dividends left with the company to accumulate at in
terest and accrued interest thereon
22 Premiums paid in advance including surrender values so
applied
23 Unearned interest and rent paid in advance
24 Commissions due to agents on premium notes when paid
25 Commissions to agents due or accrued
27 Salaries rents office expenses bills and accounts due or
accrued
28 Medical examiners fees 1185750 and legal fees 2
00559 due or accrued
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915
Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
35
Reserve special or surplus funds not included above
Renewal bonus fund
Contingency fund
Munich reinsurance fund
Accrued interest on Munich reinsurance fund
All other liabilities
Liabilities of life department
Liabilities of accident department
46 Capital stock
47 TJnassigned funds surplus accident dept 8080000
life dept 93571580
35
36
41
124571 07
38943 00
42206 28
141294 49
5164 37
5211 72
8430 23
13863 09
92000 00
2455 30
514728 45
111133 35
1345012 67
30787 12
3096 39
117170 36
2383 96
29479647 85
1108448 60
1000000 00
1016515 80
48 Total life and accident departments 32604612 25ComptbollebGenebal s Eepoet 725
Business in the State of Georgia During 1914
r i Amount
1 Policies on the lives of citizens of said State
B x 1inf0rCe DeC 31 f Previous year 1112 1917571 00
18 Policies on the lives of citizens of said State
issued during the year 106 mm QQ
l9l0t 18 2181523 00
SD Deduct ceased to be in force during the year 70 182124 00
21 Policies in force December 31 1914 l148 1999399 00
25 Losses and claims settled during the year in
CaSh 10 22162 10
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 69 608 49
PAN AMERICAN LITE INSURANCE COMPANY OF
NEW ORLEANS LA
Crawford H Ellis President james L Wrght Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in eash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 2021256 05
3 Increase of capital during the year 75 000 00
4 Extended at
2096256 05
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 882848 for first
years reinsurance 191 442 79
7 Total first years premiums on original
policies 19144279
8 Dividends applied to purchase paid up ad726 ComptrollerGenerals Eeport
ditions and annuities 383 06
9 Surrender values applied to purchase paid
up insurance and annuities 1881 38
12 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 7
47867 for reinsurance on renewals 340676 95
14 Dividends applied to pay renewal prenv
iums 3269 63
18 Total renewal premiums
20 Total premium income
22 Dividends left with the company to accumulate at inter
est
23 Ledger assets other than premiums received from other
companies for assuming their risks
24 Gross interest on mortgage loans per
Schedule B 64140 58
25 Gross interest on collateral loans per
Schedule C 4380 44
26 Gross interest on bonds and dividends on
stocks less 258443 accrued interest on
bonds acquired during 1914 per Sched
ule D 42829 09
27 Gross interest on premium notes policy
loans or liens 5371 74
28 Gross interest on deposits in trust com
panies and banks per Schedule E 5996 58
29 Gross interest on other debts due the com
pany Rent from property owned 3500 00
34 Total gross interest and rents
35 From other sources
Persistency fund 1463 00
Paid in addition to surplus 55000 00
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A
44 Total income
IllDisbursements
1 For death claims less 2000000 reinsur
ance 105466 53
193707 23
343946 58
537653 81
14189 52
7898 35
126218 43
56463 00
50 00
742473 11ComptbolleeGeneeals Eepobt
3 For total and permanent disability claims
300 00
4 Net amounts paid for losses and matured endowments
5 For annuities involving life contingencies
6 Premium notes and liens voided by lapse
7 Surrender values paid in ash or applied in liquidation
of loans or notes
9 Surrender values applied to purchase paid upinsurance
and annuities see Income No 9
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
11 Dividends applied to pay renewal premiums see Income
No 14
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8
14 Dividends left with the company to accumulateat inter
est see Income No 22
15 Total paid policyholders
16 Expense of investigation and settlement of policy claims
18 Dividends and interest thereon held on deposit surrender
ed during the year
20 Commissions to agents less commission on reinsurance
First years premiums 11694870 renewal premiums
800633
22 Compensation of managers and agents not paid by eom
mission for services in obtaining new insurance
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
24 Branch office expenses including salaries of managers
and clerks not included in item 22
25 Medical examiners fees 1691033 inspection of risks
481311
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Rent including 672076 for companys occupancy of its
own buildings less 79656 received under sublease
28 Advertising 668015 printing and stationery 1237923
postage telegraph telephone and express 511067
exchange 149225
29 Legal expense not included in item 16
31 Repairs and expenses other than taxes on real estate
32 Taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Agents licenses 890 84
727
105766 53
480 00
28 95
12224 69
1881 38
683 70
3269 63
383 06
14189 52
138907 46
14565
3977 92
125045 03
3412 50
10161 60
14100 81
21723 44
42809 00
5924 20
25662 30
3230 75
854 07
2888 85
3766 04
1441 58728
ComptrollebGeneeal s Repoet
Federal income tax 276 36
Municipal licenses 1311 73
Internal revenue tax 100 10
Personal property tax 1984 48
39 Other disbursements
General traveling expenses 1530 75
Loan appraisement and expenses 1647 18
Employees bond 15300 agents bonds
12464 277 64
Incidental expenses 2837 10
Premiums on bonds borrowed 395 00
Suspense 437 39
46 Agents balances charged off
47 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
Stocks per Schedule D
49 Total disbursements i
4563 51
7125 06
2766 05
237 98
25 00
418768 80
IVLedger Assets
1 Book value of real estate per Schedule A 45000 00
2 Mortgage loans on real esrate per Sched
ule B first liens 1053342 00
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 53793 50
4 Loans made to policyholders on this com
panys policies assigned as collateral 76861 64
5 Premium notes on policies in force 14503 21
6 Book value of bonds 85252809 and
stocks 11194000 per Schedule D 964468 09
7 Cash in companys office 200 00
9 Deposits in trust companies and banks on
interest per Schedule E 129566 98
10 Bills receivable 2044369 agents
balances debit 4472951 credit 2
24280 net 4248671 62930 40
11 Furniture and fixtures home office 14
02715 branch office 526739 19294 54
12 Total ledger assets as per balance Item 50 2419960 36
CompteollebGenebals Eepoet
NonLedger Assets
13 Interest accrued 2039699 on mortgages
per Schedule B
14 Interest accrued on loans per Schedule D
part 1
15 Interest accrued on collateral loans per
Schedule C part 1
17 Interest on other assets
Bank stock
Bent on sublease
20 Bents accrued on companys property or
lease
20396 99
5871 86
865 05
1875 00
66 38
350 00
21 Total interest and rents due and accrued
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums 21 617 78
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums 42 31 q 25
27 Totals
28 Deduct loading
63988 03
18652 26
29 Net amount of uncollected and deferred premiums
35 Gross assets
729
29425 28
45275 77
2494661 41
Deduct Assets Not Admitted

37 Supplies stationery printed matter
38 Agents debit balances net
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies
43 Book value of ledger assets over market
value viz Bonds 34041 stocks
1219000
19294 54
42486 71
3979 27
12530 41
78290 93
46 Admitted assets
2416370 48
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
730
ComptrollerGenerals Eeport
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
2 American experience table at 3 per cent
on all business in the United States of
America 592843 00
4 Other tables and rates viz
N Y Life Tropical and semitropical
at 3 per cent on all business in the
West Indies and Centra America 109941 00
5 Net present value of annuities including
those in reduction of premiums
Coupons and deductions 48659 00
Total 751443 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 7630 00
743813 00
7 Extra reserve for total and permanent dis
ability benefits 4163 00
8 Net reserve
12 Claims for death losses in process of ad
justment or adjusted and not due 2500 00
14 Reserve for net death losses incurred but
unreported 1500 00
19 Total policy claims i
22 Premiums paid in advance including surrender values so
applied
23 Unearned interest and rent paid in advance
27 Salaries rents office expenses bills and accounts due or
accrued
28 Medical examiners fees
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
37 Reserve special or surplus funds not included above
Agents credit balances
41 All other liabilities
747976 00
4000 00
2795 67
2732 00
2256 52
1849 00
8000 00
900 00
2242 80ComptrollerGenerals Report
731
Federal income tax 8000 suspense 172864 persis
tency fund 190000
2708 64
46 Capital stock
47 Unassigned funds surplus
48 Total
775460 63
1000000 00
640909 85
2416370 48
Business in the State of Georgia During 1914
No
1 Policies on the lives of citizens of said State
in orce December 31 of previous year 163
18 Policies on the lives of citizens of said State
issued during the year 93
Amount
452780 00
254100 00
256 706820 00
88 234520 00
19 Total
20 Deduct ceased to be in force during the year
21 Policies in force Dec 31 1914 168 472j300 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 10 024 33
THE PENN MUTUAL LIFE INSURANCE COMPANY OF
PHILADELPHIA PA
George K Johnson President John Humphreys Secretary
Henry C Bagley Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year14024508556
4 Extended at
140245085 56
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 2368677 31
6 Surrender values applied to pay first years
premiums 25 573 Q5
7 Total first years premiums on original
Plicies 2394250 36
8 Dividends applied to purchase paidup ad
ditions and annuities
206203 54
732
ComptrollerGenebals Eeport
9 Surrender values applied to purchase paid
up insurance and annuities 370812 43
10 Consideration for original annuities involv
ing life contingencies 285172 53
11 Consideration for supplementary contracts
involving life contingencies 8156 10
11 Total new premiums 3264594 96
13 Renewal premiums in addition to Items 14
16 and 17 without deduction for com
missions or other expenses less 29036
75 for reinsurance on renewals 16785485 12
14 Dividends applied to pay renewal premiums 2215962 47
16 Surrender values applied to pay renewal
premiums 4497 38
17 Renewal premiums for deferred annuities 10411 69
18 Total renewal premiums 19016356 66
19 Extra premiums for total and permanent disability bene
fits 4169 69
20 Total premium income 22285121 31
21 Consideration for supplementary contracts
not involving life contingencies 537639 78
22 Dividends left with the company to accum
ulate at interest 39006 09
24 Gross interest on mortgage loans per Sched
ule B less 3995756 accrued interest on
mortgages acquired during 1914 3029262 80
25 Gross interest on collateral loans per Sched
ule C 90089 31
26 Gross interest on bonds and dividends on
stocks less 3893747 accrued interest
on bonds acquired during 1914 per
Schedule D 2425766 34
27 Gross interest on premium notes policy
loans or liens 1407748 03
28 Gross interest on deposits in trust compan
ies and banks per Schedule E 86972 54
29 Gross interest on other debts due the com
pany Bills receivable etc 7308 61
32 Gross discount on claims paid in advance 88 26
33 Gross rent from companys property in
cluding 5522000 for companys occu
pancy of its own buildings per Sched
ule A 144343 21ComptkollebGeneeals Eepoet 733
7191579 10
34 Total gross interest and rents
35 Prom other sources
Bonuses on mortgage loans
Becovery of loss on Austin Texas water bonds
Suspended bank dividends etc
Trust funds received being proceeds of matured policies
left with company at interest
42 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
6322 20
7225 40
173 52
69331 15
20820 64
44 Total income
30157219 19
HIDisbursements
1 For death claims less 2500000 reinsur
ance 730214485 additions 64240 7366384 85
2 For matured endowments 195058435
additions 2795300 1978537 35
4 Net amounts paid for losses and matured
endowments g 2Q
o or annuities involving life contingencies 433 364 89
6 Premium notes and liens voided by lapse less 20 880 51
restorations gg
7 burrender values paid in cash or applied in liquidation of
loans or notes 3249327 99
8 Surrender values applied to pay new premiums see In
come No 6 2557305 to pay renewal premiums see
Income No 16 449738 3070 43
9 Surrender values applied to purchase paidup insurance and
annuities see Income No 9 370 g12 43
10 Dividends paid to policyholders in cash or applied in liqui
dation of loans or notes 959 068 22
11 Dividends applied to pay renewal premiums see Income
No 14 2215962 47
13 Dividends applied to purchase paidup additions and an
nuities see Income No 8 206 203 54
14 Dividends left with the company to accumulate at interest
see Income No 22 39006 09
15 Total paid policyholders 16967636 14
16 Expense of investigation and settlement of policy claims
including 383639 for legal expense 4 751 49
17 Paid for claims on supplementary contracts not involving
life contingencies 315983 59
18 Dividends and interest thereon held on deposit surrendered
during the year 5657 79734
ComptrollerGenerals Eepoet
20 Commissions to agents less commission on reinsurance
First years premiums 111037958 renewal premiums
121003065 annuities original 1327135 re
newal 38378 2334065 36
21 Commuted renewal commissions 87089 02
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 31324 69
24 Branch office expenses including salaries of managers and
clerks not included in Item 22 139435 80
25 Medical examiners fees 14284134 inspection of risks
2192098 164762 32
26 Salaries and all other compensation of officers directors
trustees and home office employees 501669 41
27 Rent including 5522000 for companys occupancy of its
own buildings 148226 78
28 Advertising 2282982 printing and stationery 63460
26 postage telegraph telephone and express 72964
01 exchange 370 159257 79
29 Legal expense not included in Item 16 15627 37
30 Furniture fixtures and safes 14924 15
31 Repairs and expenses other than taxes on real estate 47048 91
32 Taxes on real estate 38592 90
33 State taxes on premiums 338012 63
34 Insurance department licenses and fees 21616 22
35 All other licenses fees and taxes
Federal corporation tax 67706 72
Municipal and State licenses compulsory advertising etc 13159 60
Taxes on investments 4009 20
39 Other disbursements
Investment inspections traveling and other expenses inci
dent thereto 11344 80
Election expenses 1258 98
Home office expenses supplies etc 40941 33
Suspended bank balance charged off etc 592 35
Trust funds withdrawn proceeds of policies at interest 5000 00
46 Agents balances charged off 27 16
48 Gross decrease by adjustment in book value of ledger as
sets viz
Real estate per Schedule A 23118 73
Bonds per Schedule D 267033 98
49 Total disbursements 21769875 21
IVLedger Assets
1 Book value of real estate per Schedule A 3689243 73
2 Mortgage loans on real estate per Schedule
B first liens 57429350 03ComptrollerGenerals Report 735
3 Loans secured by pledge of bonds stocks or
other collateral per Schedule C 1389206 20
4 Loans made to polieyholders on this com
panys policies assigned as collateral 23937776 12
5 Premium notes on policies in force of
which 7075525 is for first years
premiums 4551420 18
b Book value of bonds 5462159634 and
stocks 32068637 per Schedule D 54942282 71
7 Cash in companys office iqjs 87
9 Deposits in trust companies and banks on
interest per Schedule E 2 350 463 79
10 Bills receivable 16472929 agents bal
ances debit 3227605 net 3227605 197005 34
11 Bills receivable for premiums 129s02 57
12 Total ledger assets as per balance Item 50148632429 54
NonLedger Assets
13 Interest due 503937 and accrued 1
04941213 on mortgages per Sehed B 1054451 50
14 Interest accrued on bonds per Schedule D
Part 1 802500 79
15 Interest accrued on collateral loans per
Schedule C Part 1 12 720 64
16 Interest due 232902 and accrued 14
68703 on premium notes policy loans
T r liens 17016 05
17 Interest due and accrued on other assets
Interest accrued on bills receivable 2 036 54
Interest accrued on bills receivable for
OA premS 1458 39
20 Rents due 90393 and accrued 5498
76 on company s property or lease 6402 69
21 Total interest and rents due and accrued l 896 586 60
22 Market value of real estate over book value per Sched A 1450 10
25 Gross premiums due and unreported on pol
icies in force December 31 1914 less re
insurance premiums 2355326 70
26 Gross deferred premiums on policies in force
December 31 1914 less reinsurance
premiums 1490288 79
27 Totals 3845615 49
28 Deduct loading 815270 49
736
CompteollebGenebals Eepoet
29 Net amount of uncollected and deferred premiums 3030345 00
30 All otheT assets Cheeks for annuities issued in advance
but not delivered 8893 85
35 Gross assets 153569704 99
Deduct Assets Not Admitted
32276 05
294031 86
38 Agents debit balances gross
40 Bills receivable
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of the
net value of their policies 41316 71
43 Book value of ledger assets over market
value viz
Bonds and stocks 1257948 12
Interest accrued on bills receivable 3494 93
46 Admitted assets 151940637 32
VLiabilities Surplus and Other Funds
2 American experience table at 3 per cent on all insurance120470399 00
Same for reversionary additions 1544278 00
5 Net present value of annuities including those in reduc
tion of premiums Give tables and rates of interest
viz American 3 per cent table McClintocks 3 per
cent table 4465304 00
Total 126479981 00
6 Deduct net value of risks of thia company reinsured in
other solvent companies 84963 00
7 Extra reserve for total and permanent disability benefits 3260 00
8 Net reserve 126398278 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the companys actuary 3040675 00
12 Claims for death losses in process of ad
justment or adjusted and not due
13 Claims for death losses reported for which
no proofs have been received
14 Reserve for net death losses incurred but
unreported
16 Claims for death losses and other policy
claims resisted by the company
179557 82
245900 82
118687 22
32210 18
19 Total policy claims 576356 04
ComptrollerGenerals Report 737
81 Dividends left with the company to accumulate at interest
and accrued interest thereon
22 PreapPZ Pai1 adVaDCe lnClUding Values 15
23 Unearned interest and rent paid in adduce Itf It
24 Commissions due to agents on premium notes when paid 7555 89
a3ed aCCUnts de OT
28 Medical examiners foes iiM and iegal fees57719 9969
due or accrued
29 Estimated amount hereafter payable for Federal State 17U
and other taxes based upon the business of the year of
this statement
33 Dividends or other profitsdue poiicyholdsVinciuding 445891
those contingent on payment of outstanding and de
terred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
35 Dividends declared on or apportioned to deferred dividend 39890
policies payable to policyholders during 1915 647 7W fis
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in Item
35
37 Reserve special or surplus funds not includedabove 9396748 15
Reserve for mortality fluctuation
Reserve for asset fluctuations etc JfJJJ
Reserve for trust deposits 2 26
41 All other liabilities 8308 00
Proceeds of policies left with company at interest 94 688 Qfi
Matured credits awaiting proof I
oSjoyi jj
48 Total
151940637 32
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in force De
18 P rembP 3f r PrefUS year 30605352 00
18 Policies on the lives of citizens of said State issued during
the year
1 4486867 00
19 Total
9n n 35092219 00
20 Deduct ceased to be in force during the year 1795876 00
21 Policies in force December 31 1914 33296343 00
738 ComptrollerGenerals Eeport
22 Losses and claims unpaid December 31st of previous year 23602 00
23 Losses and claims incurred during year 324629 32
24 Total 34823132
25 Losses and claims settled during the year 329513
26 Losses and claims unpaid December 31 1914 18718 00
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commis
sions or other expenses 1040331 85
PHOENIX MUTUAL LIFE INSURANCE COMPANY OF
HARTFORD CONN
John M Holcombe President Silas H Cornwell Secretary
Louis Sherfesee Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous year 35489559 69
4 Extended at 35489559 69
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expense less 1040339 for first
years reinsurance 614141 67
6 Surrender values applied to pay first years
premiums 9547 87
7 Total first years premiums on original poli
cies 62368954
8 Dividends applied to purchase paidup ad
ditions and annuities 143193 78
9 Surrender values applied to purchase paid
up insurance and annuities 109629 52
10 Consideration for original annuities involv
ing life contingencies 71598 30
11 Consideration for supplementary contracts
involving life contingencies 13769 00
12 Total new premiums 961880 14CompteollekGteneeals Report 739
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 3446923
t0I reinsurance on renewals 4315431 51
14 Dividends applied to pay renewal premiums 534 744 16
15 Dividends applied to shorten the endow
ment or premiumpaying period 4 302 00
16 Surrender values applied to pay renewal
Premiums 36675 38
18 Total renewal premiums 37 4891153 05
20 Total premium income 5853033 19
Kl Consideration for supplementary contracts
not involving life contingencies 83 803 00
22 Dividends left with the company to accumulate atinterest 14o504 78
24 Gross interest on mortgage loans acquired
during 1914 1230299 10
2b Gross interest on bonds and dividends on
stocks less 319788 accrued interest on
bonds acquired during 1914 per Sehed
Ule D 316841 75
il Gross interest on premium notes policy
loans or liens 221 198 68
28 Gross interest on deposits in trust compan
ies and banks per Schedule E 14 630 81
30 Interest on debts paid by agents 317 71
32 Gross discount on claims paid in advance 1094 01
33 Gross rent from companys property in
eluding 1750000 for companys occu
pancy of its own buildings per Schedule
A 49784 04
34 Total gross interest and rents 1834096 10
35 From other sources
36 Mortgage loan commissions received 7 203 00
37 Guarantee of Mortgage loans 34g qq
38 Reserves on policies reinsured deposited
with this company g 383 an
ai n 15933 50
41 H rom agent s balances previously charged off 5 334 81
42 Gross profit on sale or maturity of ledger assets viz
Stocks per Schedule D 2 926 98
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D 3 773 00
44 Total income 7939400 36
740
CompteolleeGenebals Kepobt
IIIDisbursements
1 For death claims 158244773 additions
2206548 1604513 21
2 For matured endowments 96625078 ad
ditions 4645722 1012708 00
4 Net amounts paid for losses and matured endowments
5 For annuities involving life contingencies
6 Premium notes and liens voided by lapse
7 Surrender values paid in cash or applied in liquidation of
loans or notes
8 Surrender values applied to pay new premiums see In
come 6 954787 to pay renewal premiums see In
come No 16 3667538
9 Surrender values applied to purchase paidup insurance
and annuities see Income No 9
10 Dividends paid to policyholders in cash or applied in liqui
dation of loans or notes
11 Dividends applied to pay renewal premiums see Income
No 14
12 Dividends applied to shorten the endowment or premium
paying period see Income No 15
13 Dividends applied to purchase paidup additions and annui
ties see Income No 8
14 Dividends left with the company to accumulate at interest
see Income No 22
15 Total paid policyholders
16 Expense of investigation and settlement of policy claims
including 281303 for legal expense
17 Paid for claims on supplementary contracts not involv
ing life contingencies
18 Dividends and interest thereon held on deposit surrendered
during the year
20 Commissions to agents less commission on reinsurance
First years premiums 28066564 renewal premiums
27662406 annuities original 303018
21 Commuted renewal commissions
22 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
23 Agency supervision and traveling expenses of supervisors
including compensation for home office supervision
24 Branch office expenses including salaries of managers and
clerks not included in item 22
25 Medical examiners fees 5346200 inspection of risks
910910
26 Salaries and all other compensation of officers directors
t rustees and home office employees
2617221 21
36338 63
272 00
1015263 06
46223 25
109629 52
75459 43
534744 16
4302 00
143193 78
140504 78
4723151 82
3019 18
11499 00
53816 94
560319 88
5646 01
33045 83
19478 53
173813 77
62571 10
215057 29ComptrollerGenerals Repobt 741
27 Rent including 1750000 for companys occupancy of its
own buildings
28 Advertising 457319 printingandstationery 41 909 02 175
postage telegraph telephone and express 1274445 59 226 66
29 Legal expense not included in item 16 fjl
30 Furniture fixtures and safes 11
31 Repairs and expenses other than taxes on real estaie 20995 73
32 Taxes on real estate
33 State taxes onpremiums J901 46
34 Insurance department licenses and fees V494 44
35 All other licenses fees and taxes
State Treasurers and Recorders fees and surety bonds 145 36
36 Federal corporation tax 15 333 66
37 Franchise tax 8644791 tax on reserve
401203 90459 94
38 Mumeipal licenses and taxes 228978
publishing 64960 revenue stamps 10 2949 38
39 Other disbursements 108888 34
40 Home office traveling expenses 3 926 06
41 Miscellaneous expenses 17647 80
42 Mortgage loan expenses 5918 67
43 Commissions paid on loans per Schedule I 19503 64
44 Interest on death claim n8 g
46 Agents balances charged off 4 12
47 Gross loss on sale or maturity of ledger
assets viz Bonds per schedule D 3 402 50
Stocks per schedule D 7761 7Q
48 Gross decrease by adjustment in book value n164
of ledger assets viz
Real estate per schedule A 32 100 00
Bonds per schedule D including
890550 for amortization of premium 8905 50
41005 50
49 Total disbursements I
6271692 22
IVLedger Assets
1 Book value of real estate per schedule A 67 600 00
2 Mortgage loans on real estate per schedule B first liens
2311575950
2311575950742
ComptrollerGenerals Report
4 Loans made to polieyholders on this companys policies as
signed as collateral 5651967 19
5 Premium notes on policies in force for first years pre
58477 49
miums
6 Book value of bonds 677419150 and stocks 33667700
x a i n 7110868 50
per schedule 1
7 Cash in companys office 1568 S9
9 Deposits in trust companies and banks on
interest per schedule E 545203 03
546771 62
10 Agents balances debit 903498 credit 821145
net 82353
82353
12 Total ledger assets as per balance Item 50
NonLedger Assets
13 Interest due 838123 and accrued
49371898 on mortgages per sched B 502100 21
14 Interest due 1173000 and accrued
5364393 on bonds per schedule D
part 1 65373 93
16 Interest due 2484304 and accrued
4628895 on premium notes policy loans
or liens 7113199
17 Interest due and accrued on other assets
18 Interest due on premiums
37157267 83
12 29
21 Total interest and rents due and accrued 638618 42
25 Gross premiums due and unreported on pol
icies in force December 31 1914 less re
insurance premiums 332748 6
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums 323731 4
27 Totals 656480 14
28 Deduct loading 149232 77
29 Net amount of uncollected and deferred premiums 507247 37
35 Gross assets 38303133 62
Deduct Assets Not Admitted
38 Agents debit balances gross
41 Premium notes and loans on policies and
9034 9SComptrollerGenerals Eepoet
743
net premiums in Item 29 in excess of the
net value of their policies 973 97
42 Overdue and accrued interest on bonds in
default 17459 99
43 Book value of ledger assets over market
value viz Stocks and bonds not sub
ject to amortization gg 278 00
95746 94
46 Admitted assets 38207386 68
VLiabilities Surplus and Other Funds
Xet present value of all the outstanding policies in force
on the 31st day of December 1914 as computed by
the company on the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per cent on policies
issued prior to January 1 1901 14983825 00
Same for reversionary additions 572 419 00
2 American Experience table at 3 per cent
on participating policies issued prior to
January 1 1901 and all 19071913 issue
and extended insurance 17 179 719 00
Same for reversionary additions 491 452 00
15556244 00
3 American Experience table at 3 per cent
on nonparticipating policies issued for
years 19011906
17671171 00
976198 00
Other tables and rates viz
Extra reserve on policies where divi
dends have been applied to shorten the
endowment or premium paying period
value by American Experience table at
3 per cent
976198 00
42277 00
5 Net present value of annuities including
those in reduction of premiums viz
McClintoeka annuity table 3 per cent
Present value of amounts used in re
duction of premiums American 3
cent
per
538840 00
27725 00744 ComptrollerGenerals Eepoet
566565 00
Total 34812455 00
6 Deduct net value of risks of this company reinsured in
other solvent companies 104088 00
8 Net reserve 34708367 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company at 3 per cent 149129 00
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded 9064 42
12 Claims for death losses in process of ad
justment or adjusted and not due 30764 97
13 Claims for death losses reported for which
no proofs have been received 68741 74
14 Reserve for net death losses incurred but
unreported 50000 00
16 Claims for death losses and other policy
claims resisted by the company 4000 00
19 Total policy claims 153506 71
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon 438346 70
22 Premiums paid in advance including surrender values so
applied 32863 95
23 Unearned interest and rent paid in advance 96041 68
25 Commissions to agents due or accrued 12221 36
27 Salaries rents office expenses bills and accounts due or
accrued 1956 10
28 Medical examiners fees 3879 and legal fees 150
due or accrued 4019 00
29 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement 75000 00
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 356 88
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise 913271 00
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 13481 91
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not included in Item 35 12887 61ComptrollerGenerals Report 745
37 Reserve special or surplus funds not in
eluded above
Contingent deferred term dividends 12 039 60
Reserve for special paidup option foil 00
Reserves on policies reinsured deposited
held by this company with accrued in
terest
8677 91
41 All other liabilities 24717 51
Mortality fluctuation fund 513 8g6
Investment fluctuation fund m9U 0Q
General equalization fund 288 285 85
1490145 85
48 Total
38207386 68
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in
force December 31 of previous year 109o 4 fifi9 nA
18 Policies on the lives of citizens of said State
issued during the year m qq
19 Total 7
20 Deduct ceased to be in f0rceduring theyear 130 fuZZ
21 Policies in force December 31 1914 2775747
22 Losses and claims unpaid December 31 of pre
vious year
23 Losses and claims incurred during year 15 47455 22
24 Total Z
T 16 58569 22
o Losses and claims settled during the year in
cash 5356922 15 53g
26 Losses and claims unpaid December 31 1914 1 5 qoo 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 107 913 49746 ComptrollerGenerals Beport
PITTSBURGH LIFE AND TRUST COMPANY OF PITTSBURGH
A James K Mahan Secretary
W C Baldwin President James
m A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year
23512717 85
4 Extended at
23512717 85
IIIncome
5 First year s premiums on original policies
without deduction for commissions or
other expenses less 306301 for first
years reinsurance
445302 14
7 Total first years premiums on ongi
nal
policies
8 Dividends applied to purchase paid up ad
ditions and annuities
9 Surrender values applied to purchase paid
up insurance and annuities
445302 14
37009 51
26316 00

12 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less V
74994 for reinsurance on renewals 44oio
14 Dividends applied to pay renewal prem
nuns
dor valuoa applied to pay renewal
11750 08
17550 87
627 65
16 Surren
promi
2504947 50
18 Total Tenewal premiums
19 Extra premiums for total and permanent disability bene
fits 305449 and for additional accidental death bene
fits 414909 included in life policies
3020778 73
11549 00
5564 16
0 Total premium income
2L Consideration for supplementary contracts not involving
life contingencies
22 Dividends left with the company to accumulate at inter
est
ComptbollebGenehals Eepobt 747
24 Gross interest on mortgage loans per
Schedule B less 107482 accrued in
terest on mortgages acquired during
1914
9r 285005 81
25 Gross interest on collateral loans per
Schedule C
26 Gross interest on bonds and dividends on
stocks less 108812 accrued interest on
bonds acquired during 1914 per Sched
ule D
97 176649 17
27 Gross interest on premium notes policy
loans or liens
9o 236264 43
28 Gross interest on deposits in trust com
panies and banks per Schedule E 204 73
29 Gross interest on other debts due the com
pany Rent past due 631 97
33 Gross rent from companys propertyin
cluding 2290000 for companys occu
pancy of its own buildings per Sched
ule A
365296 70
34 Total gross interest and rents
35 From other sources 71232 81
Profit and loss
Surrender values due and unpaid 123 20
Federal income tax collected 1914 140 46
41 From agents balances previously charged off fl JJ
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 5
881 o0 for accrual of discount 10 ggl
44 Total income
4121133 53
IIIDisbursements
1 For death claims 134515082 additions
2 F1Mf4V 1361584 30
i for matured endowments 41644740 ad
ditions 302538 419 479 78
3 For additional accidental benefits 067 18
4 Net amounts paid for losses and matured endowments 1 782 124 9a
0 For annuities involving life contingencies TlAl
7 Surrender values paid in cash or applied in liquidation
or loans or notes
8 To pay renewal premiums see Income No 16 IlTi f
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9
ZbJl 00748 ComptrolleeGenebals Report
10 Dividends paid to polieyholders in cash or applied in
liquidation of loans or notes 131590 53
11 Dividends applied to pay renewal premiums see Income
No 14 4475008
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8 37009 yl
14 Dividends left with the company to accumulate at inter
est see Income No 22 5564 1C
15 Total paid polieyholders 273037 37
16 Expense of investigation and settlement of policy claims 362 70
17 Paid for claims on supplementary contracts not involv
ing life contingencies 14075
18 Dividends and interest thereon held on deposit surrender
ed during the year 4060 3
19 Paid stockholders for interest or dividends 100000 00
20 Commissions to agents less commission on reinsurance
First years premiums 12761401 renewal prem
tfioss Kn 194898 21
mms 6283 bO
S3 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 155770 o2
24 Branch office expenses including salaries of managers
and clerks not included in item 22 1 6465
25 Medical examiners fees 3121195 inspection of risks
531844 365303n
26 Salaries and all other compensation of officers directors
trustees and home office employees 125224 23
27 Rent including 2290000 for companys occupancy of
its own buildings 22900 00
28 Advertising 1648495 printing and stationery 15
12811 postage telegraph telephone and express 14
45958 83
34a7
29 Legal expense not included in item 16 6325 3
30 Furniture fixtures and safes t
31 Repairs and expenses other than taxes on real estate 92262 29
32 Taxes on real estate
33 State taxes on premiums 400 7n
34 Insurance department licenses ami fees S4 l
35 All other licenses fees and taxes
Federal corporation tax 338 6
Capital stock tax 8441
9780 08
39 Other disbursements
Suspense account 388 61
Com on lease and sale of real estate 5070 00
Investment expenses 2096 64ComptrollerGenerals Eepori
Insurance expenses
Federal ins tax collected 1913 paid 1914
12264 25
40 00
46 Agents balances charged off
47 Gross loss on sale or maturity of ledger assetsviz
Real estate per Schedule A
48 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D including 1
78611 for amortization of premium
749
19859 50
6038 86
373 32
191562 99
49 Total disbursements
3898052 27
IVLedger Assets
10
11
Book value of real estate per Schedule A
Mortgage loans on real estate per Sched
ule B first liens
Loans secured by pledge of bonds stocks
or other collateral per Schedule C
Loans made to policyholders on this com
panys policies assigned as collateral
Premium notes on policies in force
Book value of bonds 402087051 and
stocks 4125130 per Schedule D
Cash in companys office
Deposits in trust companies and banks not
on interest per Schedule K
Deposits in trust companies and banks on
interest per Schedule B
Bills receivable
Contingent reversion 5700 Wash Life
Ins Co stock 24887
9035207 49
5717456 00
3000 00
4550691 26
79799 10
4062121 81
2104 16
9 08
253939 12
884 09
30587 00
12 Total ledger assets as per balance Item 50 23735 799 H
NonLedger Assets
13 Interest due 2915900 and accrued 60
24304 on mortgages per Schedule B
14 Interest accrued on bonds per Schedule
D part 1
16 Interest due 1948930 and accrued 23
95528 on premium notes policy loans
or liens
89402 04
48736 41
43444 58750
ComptbolleeGenebals Bepobt

17 Interest accrued on otheT assets
Bank deposits 245 73
20 Eents due 1055045 and accrued 3
83333 on companys property or lease 14383 78
21 Total interest and rents due and accrued 196212 o4
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums 166887 59
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums 22911 31
27 Total 396014 90
28 Deduct loading 77340 90
29 Net amount of uncolleeted and deferred premiums 318674 00
35 Gross Assets 24250685 65
Deduct Assets Not Admitted
40 Bills receivable
41 Premium notes and loans on policies and
net premiums in item 29 in excess of the
net value of their policies
43 Book value of ledger assets over market
value viz
Washington Life Ins Co stock
Stocks and bonds not subject to amortiza
tion
884 09
10059 10
24887 00
12300 00
48130 19
46 Admitted assets 24202555 46
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the Pa Ins Dept
on the following tables of mortality and
Tates of interest viz
1 Actuaries table at 4 per cent 9295227 00
Same for reversionary additions 143820 00
2 American experience table at 31 per cent 7450388 00
Same for reversionary additions 120263 00
3 American experience table at 3 per cent 4534269 00ComptkolleeGeneeals Eepoet 751
5 Net present value of annuities including
those in reduction of premiums
Annuities Am 3 per cent annuities Am
3 per cent annuities act 4 per cent 117665 00
r T 21561638 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 4732 00
21656900 00
Extra reserve for total and permanent dis
ability benefits 170100 and for addi
tional accidental death benefits 2
684C0 included in life policies 4 3S5 00
8 Net reserve
Q 21661285 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
10 iithe comTy 11833 00
10 Inability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
Li Claims for death losses in process of ad
justment or adjusted and not due 97105 30
j3 Claims for death losses reported for which
no proofs have been received 84 302 86
14 Reserve for net death losses incurred but
unreported 1000 Q0
lo Claims for matured endowments due and
unIaid 21195 27
16 Claims for death losses and other policy
claims resisted by the company 7ooo 00
19 Total policy claims3 219603 43
21 Dividends left with the company to accumulate at in
terest and accrued interest thereon 10 758 42
22 Premiums paid in advance including surrender values so
B TTaPPHed 2677199
IS Unearned interest and rent paid in advance 113 057 78
25 Commissions to agents due or accrued 7004 48
27 Salaries rents office expenses bills and accounts due or
accrued Q
oc 7966 54
28 Medical examiners fees 191100 and legal fees 5000
due or accrued np nn
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 47 31 gg
33 Dividends or other profits due policyholders including
752 ComptrolleeGenebals Repoet
those contingent on payment of outstanding and de
ferred premiums 22208 36
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
35 26617 31
37 Reserve special or surplus funds not included above
Extra reserve for increasing insurance total abstinence
class 61990
Extra reserve for surr values in excess of net value 21589 00
41 All other liabilities
Surrender values due and unpaid 812 41
Deposit on lease fiOO 00
Suspense 114183 income tax collected 23600 1377 83
22299580 43
46 Capital stock 1000000 00
47 Unassigned funds surplus 90290 03
48 Total 24202555 46
Business in the State of Georgia During 1914
No Amount
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 609 1302708 00
18 Policies on the lives of citizens of said State
issued during the year 141 469891 00
19 Total 750 1772599 00
20 Deduct ceased to be in force during the year 110 420206 00
21 Policies in force Dec 31 1914 640 1352393 00
22 Losses and claims unpaid Dee 31 of previous
year 1 10 00
23 Losses and claims incurred during year 9 14618 94
24 Total 10 14718 M
25 Losses and claims settled during the year in
cash 8 13618 94
26 Losses and claims unpaid Dec 31 1914 2 100 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 31591 3i2ComptrollerGenerals Eeport 753
PRUDENTIAL INSURANCE COMPANY OF AMERICA OF
NEWARK N J
Forrest F Dryden President Willard I Hamilton Secretary
J M Skinner Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 2000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 323731741 40
4ExteMled at32373174140
IIIncome
5 First years premiums on original policies
ordinary without deduction for com
missions or other expenses 4 311 313 05
7 Total first years premiums on original pol
icies ordinary 4311313 05
8 Dividends applied to purchase paidup ad
ditions and annuities ordinary 76 422 98
9 Surrender values applied to purchase paid
up insurance and annuities ordinary 634848 02
10 Consideration for original annuities involv
ing life contingencies 320294 89
11 Consideration for supplementary contracts
involving life contingencies 5 943 25
12 Total new premiums ordinary 5348822 19
13 Renewal premiums ordinary in addition
to Items 14 16 and 17 without deduc
tion for commissions or other expenses
less 14294961 for reinsurance on re
newals 26710570 54
14 Dividends applied to pay renewal premiums
ordinary 444839 40
15A Annuities under supplemental contracts in
volving life contingencies applied to pay
renewal premiums ordinary 215 97
16 Surrender values applied to pay renewal
premiums ordinary 696 66
17 Renewal premiums for deferred annuities 2665 00
18 Total renewal premiums ordinary 27 158 987 57
754 ComptrollerGenerals Keport
19 Extra premiums for total and permanent disability bene
fits included in life policies ordinary 19
19A Total premium income ordinary
19B Total premium income industrial 545501
21 Consideration for supplementary contracts not involving
life contingencies
24 Gross interest on mortgage loans per
Schedule B les 5723575 accrued inter
est on mortgages acquired during 1914 4953239 83
25 Gross interest on collateral loans per Sched
ule C 14910158
26 Gross interest on bonds and dividends on
stocks less 15503807 accrued interest
on bonds acquired during 1914 per
per Schedule D 8094967 54
27 Gross interest on premium notes policy
loans or liens 1421259 25
28 Gross interest on deposits in trust compan
ies and banks per Schedule E 245703 62
29 Gross interest on other debts due the company
On revivals and changes in premiums 22817 o9
31A On agents indebtedness 1yQ2i 38
31B On advances account of loans recovered
under foreclosure proceedings 62 91
33 Gross rent from companys property in
cluding 65951704 for companys occu
pany of its own buildings per Sched A 1092625 32
34 Total gross interest and rents 15980802 08
35 From other sources Conscience Fund
42 Gross profit on sale or maturity of ledger
assets viz
Real estate per Schedule A 145 77
Bonds per Schedule D 8493 12
8638 89
103226010 98
44 Total income v
111Disbursements
1 For death claims 2271720625 additions
21849353 22935699 78
2 For matured endowments 107801240
additions 654200 1084554 40
3 For total and permanent disability claims 1348 88ComptrollerGeneral s Eepoet
4 Net amounts paid for losses and matured endowments
o ior annuities involving life contingencies
7 Surrender values paid in cash or applied in liquidation
of loans or notes
8 To pay renewal premiums see Income No 16
9 Surrender values applied to purchase paidup insurance
and annuities see Income No 9 and 19Bb
10 Dividends paid to policyholders in cash or applied inliq
uidation of loans or notes
11 Dividends applied to pay renewal premiumssee income
No 14 and 19Bc
13 Dividends applied to purchase paidup additions and an
nuities see Income No 8 and 19Bd
755
24021603 06
173076 64
5421564 48
696 66
2772541 72
5015488 49
1791898 01
76940 99
15 Total paid policyholders
16 Expense of investigation and settlementofpolicy claims
including 1343576 for legal expense
17 Paid for claims on supplementary contracts not involving
life contingencies
19 Paid stockholders for interest or dividends
20 Commissions to agents less commission on reinsurance
First years premiums ordinary 149838783 renewal
premiums ordinary 99367560 annuities original
1458896 renewal 16680 industrial 9 822
50024
22 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
Branch office expense including salaries of managers and
clerks not included in Item 22
Medical examiners fees 71892333 inspection 0f risks
5628166
Salaries and all other compensation of officers directors
trustees and home office employees
Rent including 65789704 for companysoccupaneyof
its own buildings less 31100 received under sublease
28 Advertising 8997611 printing and stationery 425
27646 postage telegraph telephone and express 22o
41666 exchange 18929
29 Legal expense not included in Item 16
30 Furniture fixtures and safes
31 Repairs and expenses other than taxes on real estate
32 Taxes on real estate
33 State and provincial taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal corporation tax UU5 50
23
24
25
26
27
39273810 05
39863 22
120875 67
400000 00
12329319 43
22950 99
289416 01
3738325 20
775204 99
3012513 05
1023209 92
735858 52
38586 67
91684 03
314884 09
297855 38
1202023 76
42724 29756
ComptrollerGenerals Report
Life insurance excise tax Massachusetts
New Jersey State tax on surplus
Municipal taxes and licenses
City and county taxes on premiums
Local licenses and privilege taxes
Provincial tax on interest receipts
United States revenue tax
39 Other disbursements
Law library
Expenses of annual audit by public ac
countants
Expense of examination by New Jersey
State department
Sundry general expenses includes contribu
tion of 1085761 toward expenses of
The Association of Life Insurance Pres
idents of which 25011 was disbursed
by them for legal expenses and 271682
for legislative expenses
Premiums on surety bonds
Investment expense account
Legislative expenses
Compensation and expenses of medical ref
erees
Service retirement allowances and payments
made to disabled home office and field
employees
Business conferences
Expenses in connection with mutualization
of company
Salaries examiners of accounts
47 Gross loss on sale or maturity of ledger as
sets viz
Real estate per Schedule A t
Bonds per Schedule B
48 Gross1 decrease by adjustment in book
value of ledger assets viz
Real estate per Schedule A
25865 16
214767 34
193119 56
4602 59
6128 27
82 16
210 78
1228 11
9000 00
2252 00
162021 86
2989 24
44020 92
7249 89
16 00
101731 19
119632 79
44137 13
3766 00
2010 00
16384 33
509221 36
498045 13
18394 33
240676 38
49 Total disbursements 65015442 47ComptrollerGenerals Keport
IVLedger Assets
757
1 Book value of real estate per Schedule A 17 791 942 84
2 Mortgage loans on real estate per Schedule B first liens IO1W068 09
3 Loans secured by pledge of bonds stocks or other collat
eral per Schedule C 3 69 500 00
4 Loans made to policyholders on this companyspolicies as
signed as collateral 29 058 07 21
6 Book value of bonds 18484715254 andstocks2 633
80450 per Schedule D 187 480 qw u
7 Cash in companys office 753735 I87480957 4
7A Cash in transit from branch offices 49008 51
8 Deposits in trust companies and banks not
on interest per Schedule E 925 936 47
9 Deposits in trust companies and banks on
interest per Schedule E 21601643 59
10 Agents balances debit S 81
12 Total ledger assets as per balance Item 50361942309 91
NonLedger Assets
13 Interest due 8254741 and accrued 1
60384988 on mortgages per Sched B 1686397 29
14 Interest accrued on bonds per Schedule D
Part 1
15 Interest accrued on collateral loans per
Schedule C part
16 Interest due 10395556 and accrued
8430 on premium notes policy loans
or liens
17 Interest due on other assets Interest due
on bank balances
20 Rents due 273841 and accrued 14
30972 on companys property or lease
2327299 88
35908 89
164039 86
671 06
17048 13
21 Total interest and rents due and accrued 4 231 365 1
New Business Renewals
25 Gross premiums due and un
reported on policies in
force Dee 31 1914 less
reinsurance premiums
ordinary 90106 49 1578669 36
26 Gross deferred premiums on
policies in force Decem
ber 31 1914 less rein758
ComptrollerGenerals Eeport
surance premiums or
dinary
27 Totals ordinary
28 Deduct loading ordinary3
599116 79 4465649 98
689223 28 6044319 34
103389 40 1016551 76
585833 88 5027767 58 5613601 46
828762 30
29 Net amount of uncolleeted
and deferred premiums
ordinary
29A Net amount of uncolleeted premiums industrial gross
137341153 deduct loading 54464923
30 All other assets
Supplies stationery printed matter 10000 00
Furniture fixtures and safes 50000 00
Law library 9395 92
35 Gross assets 372685434 70
Deduct Assets Not Admitted
37 Supplies stationery printed matter 10
00000 furniture fixtures and safes
5000000 law library 939592
38 Agents debit balances gross
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of the
net value of their policies
43 Market value of special deposits in excess
of corresponding liabilities per Special
deposit Schedule page 10
44 Book value of ledger assets over market
value viz
Bonds and stocks 11505214 04
Amounts on deposit in banks which have
suspended payment 3699 14
69395 92
2640 81
167 86
11581117 77
47 Admitted assets 361104316 93
VLiabilities Surplus and Other Funds
1 Actuaries table at 4 per cent on policies
issued prior to January 1 1901 except as
provided for in Items 4 5 and 10 84126360 00
Same for reversionary additions 297415 00
84423775 00
2 American experience table at 3 per cent on
policies issued after December 31 1900ComptrollerGeneral s Eeport
and prior to August 1 1907 except as
provided for in Items 4 5 and 10105239383 00
Same for reversionary additions 417038 00
759
3 American experience table at 3 per cent
on ordinary policies issued after July 31
1907 except as provided for in Items 4
5 and 10 41883388 00
105656421 00
4 Other tables and rates viz
New York standard industrial table at 3
per cent on industrial policies issued af
ter December 31 1906 except as pro
vided for in Item 10 46866461 00
New York standard intermediate table at
3 per cent on intermediate interme
diate rating and hazardous rating poli
cies issued after July 31 1907 8192628 00
Liability on account of extra premiums for
occupation residence etc 37 515 00
41883388 00
5 Net present value of annuities including
those in reduction of premiums
Actuaries table at 4 per cent on original
annuities issued prior to January 1 1901
and annuities supplemental to insurance
issues in same period 192 034 00
American experience table at 31 per cent
on original annuities issued after Decem
ber 31 1900 and prior to January 1
1907 and annuities supplemental to in
surance issues after July 31 1907 232784 00
American experience table at 3 per cent on
insurance element of issues after De
cember 31 1900 and prior to August 1
1907 and annuities supplemental to in
surance issues in same period 52 320 00
McClintocks tables at 3 per cent on or
iginal annuities issued after December
31 906 1454571 00
Hunters disability tables at 31 per cent
value of premiums waived under approv
ed disability claims supplemental to in
surance issues 1 974 00
55096604 00760 ComptrollerGenerals Report
1932983 00
Total 288993171 00
6 Deduct net value of risks of this company reinsured in
other solvent companies 865045 00
288128126 00
7 Extra reserve for total and permanent disability benefits 12347 00
8 Net reserve 288140473 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the assumption of interest rates as follows On partici
pating policies issued prior to 1901 4 per cent on non
participating policies issued prior to 1901 or after July
31 1907 and on income policies 3 per cent on all
other policies 3 per cent 1134979 88
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded 672392 00
12 Claims for death losses in process of ad
justment or adjusted and not due 359884 14
13 Claims for death losses reported for which
no proofs have been received 621389 54
14 Reserve for net death losses incurred but
imreported 250000 00
15 Claims for matured endowments due and
unpaid 24126 00
16 Claims for death losses and other policy
claims resisted by the company 70950 57
18 Due and unpaid on annuity claims involving
life contingencies 90 00
19 Total policy claims 1326440 25
20 Due and unpaid on supplementary contracts not involving
life contingencies 2862 57
22 Premiums paid in advance including surrender values so
applied 1012936 81
23 Unearned interest and rent paid in advance 768424 39
25 Commissions to agents due or accrued 19850 48
27 Salaries rents office expenses bills and accounts due or
accrued 61038 00
28 Medical examiners fees 10494523 and legal fees 10
30282 due or accrued 115248 05
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement 1654307 07
32 Unpaid dividends to stockholders 400000 00ComptrollerGenerals Beport 761
33 Dividends or other profits due policyholders including those
contingent on payment of outstanding and deferred
premiums Annual dividend policies 4137795 de
ferred dividend policies 17024456 nonparticipating
policies 31286 09
34 Dividends declared on or apportioned annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
35 Dividends declared on or apportioned to deferred dividend 432883
payable t0 Policyholders during 1915 6 975 610 17
3oA Dividends declared on or apportioned to nonparticipat
industrial policies payable to policyholders during
36 Amounts set apart apportioned provisionally ascertained 5228
calculated declared or held awaiting apportionment up
on deferred dividend policies not included in Item 35 20 184 467 94
3 Reserve special or surplus funds not included above
Special reserve set aside prior to 1899 to prepare for a
i AmT Strlngent basis of reser on industrial policies 1000 000 00
41 All other liabilities Surrender values due and unpaid l19 08
46 Capital stock 32466702151
47unsigned funds surplus 3JS209502
48 Total
361104316 93
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in
fl P rrCe DeCember 31 of Previous 6898 14 788 wg
18 Policies on the lives of citizens of said State
ssued during the year 597 lj436m6 00
19 Total
20 Deduct ceased to be in force during the yeai 2 gJJJ
21 Policies in force December 31 540
22 Losses and claims unpaid December 31 of pre
vious year
23 Losses and claims incurred during year 57 155978 25
24 Total
T 60 161478 95
2o Losses and claims settled during the year ordi
nary r
59 iC0478 25
26 Losses and claims unpaid December 31 1 TooTw762
ComptrollerGenerals Eeport
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses ordi
nary
431092 07

RELIANCE LIFE INSURANCE COMPANY OF PITTSBURG PA
J H Eeed President H G Scott Secretary
J H Pearce Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 4143402 85
4 Extended at 4143402 85
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 1285211 for first
years reinsurance 432579 43
7 Total first years premiums on original
policies 432579 43
8 Dividends applied to purchase paid up ad
ditions and annuities 14543 05
12 Total new premiums 447122 48
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less
1705895 for reinsurance on renewals 1134287 21
18 Total renewal premiums 1134287 21
20 Total premium income 1581409 69
22 Dividends left with the company to accumulate at interest 314 59
24 Gross interest on mortgage loans per
Schedule B less 221039 accrued in
terest on mortgages acquired during
1914 38486 62
26 Gross interest on bonds and dividends onComptrollerGenerals Eeport 763
stocks less 888888 accrued interest on
bonds acquired during 1914 per Sehed
le D 102230 74
27 Gross interest on premium notes policy
loans or liens 37 985 22
28 Gross interest on deposits in trust com
panies and banks per Schedule E 8 967 40
29 Gross interest on other debts due the com
pany Agents balances actually paid 3881 91
33 Gross rent from companys property 10615 37
34 Total gross interest and rents lr
30 From other sources
Accident and health dept Q Ar
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D 200 00
44 Total income T7T7
1875147 48
HIDisbursements
1 For death claims less 3206240 reinsur
ance 274360 82
2 For matured endowments 24 000 00
4 Net amount paid for losses and matured endowments 298 369 82
6 Premium notes and liens voided by lapse 27309 28
7 Surrender values paid in cash or applied in liquidation
of loans or notes Q1 M
1r t 91013 66
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 24 298 05
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8 14 543 05
14 Dividends left with the company to accumulate at inter
est see Income No 22 314 rQ
15 Total paid policyholders 455848 4g
16 Expense of investigation and settlement of policy claims 1452 95
17 Paid for claims on supplementary contracts not involv
ing life contingencies 1 450 00
19 Paid stockholders for interest or dividends 60000 00
20 Commissions to agents less commission on reinsurance
First years premiums 29456463 renewal premiums
Q9 A 4647225 341036 88
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 11110 52
24 Branch office expenses including salaries of managers
and clerks not included in item 22 117 939 qj764
ComptrollerGenerals Report
25 Medical examiners fees 5071420 inspection of risks
1014357 66857 77
26 Salaries and all other compensation of officers directors
trustees and home office employees 63822 04
27 Rent 19820 00
28 Advertising 851456 printing and stationery 1676382
postage telegraph telephone and express 991058 35188 96
29 Legal expense not included in item 16 2022 42
30 Furniture fixtures and safes 1932 69
31 Repairs and expenses other than taxes on real estate 528 83
32 Taxes on real estate 2375 00
33 State taxes on premiums 25103 60
34 Insurance department licenses and fees 6002 04
35 All other licenses fees and taxes
Federal corporation tax 457 04
Tax on capital stock 5500 00
Advertising statement city and county
licenses etc 4000 19
9957 23
39 Other disbursements
Payments of judgment suit Geo F Titlow 7778 14
Library 447 60
Expense general bonds fire ins etc 4528 24
Annual audit and consulting expense 1876 79
Accident and health dept 65261 88
Photograph dept 1034 99
80927 64
46 Agents balances charged off 16587 69
48 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D 271 37
49 Total disbursements 1320296 05
IVLedger Assets
1 Book value of real estate per Schedule A 160096 40
2 Mortgage loans on real estate per Sched
ule B first liens 725906 25
1 Loans made to polieyholders on this com
panys policies assigned as collateral 508305 91
5 Premium notes on policies in force 325367 25
6 Book value of bonds 2536758 21
7 Cash in companys office 13136 09
8 Deposits in trust companies and banks not
on interest per Schedule E 11877 14ComptrollerGenebals Eepobt 765
9 Deposits in trust companies and banks on
interest per Schedule E 202 753 54
10 Balls receivable 1658340 agents bal
ances debit 17429906 credit 2
98228 net 17131678 187 900 18
Cue from Prussian Life Insurance Co loo62 40
Net accident and health premiums i6o90 91
12 Total ledger assets as per balance ItTo 4698254 28
NonLedger Assets
13 Interest accrued on mortgages per Sched
ule B
14 Interest accrued on bonds per Schedule D
part 1
16 Interest accrued on premium notes policy
loans or liens
17 Interest accrued on other assets Bank
balances
20 Rents due 32258 and accrued 82450
on companys property or lease
9928 52
31317 89
14641 53
219 72
1147 08
21 Total interest and rents due and accrued
22 Market value of real estate over book value per sched
ule A
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums 223 g77 2g
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums 76 269 M
57254 74
34756 14
27 Total
28 Deduct loading
299846 82
67221 03
29 Net amount of uncollected and deferred premiums
30 All other assets
Office furniture and fixtures
35 Gross assets
232625 79
56945 82
5079836 77
Deduct Assets Not Admitted
37 Furniture fixtures and safes 56 945 82
38 Agents debit balances gross 174 299 06
40 Bills receivable 16583 40
46 Admitted assets
4832008 49766
ComptrollerGenerals Report
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the Penna Insur
ance Dept on the following tables of
mortality and rates of interest viz
1 American exp table at 3 per cent on all
policies issued prior to April 19 1909 1747479 00
2 American experience table at 3V Per pent
on all policies subsequent to April 19
1909 1682388 00
Same foT reversionary additions 23677 00
Total 3453544 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 26534 00
8 Net reserve 3427010 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 8392 40
13 Claims for death losses reported for which
no proofs have been received 5266 67
16 Claims for death losses and other policy
claims resisted by the company 4865 67
19 Total policy claims 10132 34
21 Dividends left with the company to accumulate at in
terest and accrued interest thereon 579 59
22 Premiums paid in advance including surrender values so
applied 3708 18
23 Unearned interest and rent paid in advance 8895 35
24 Commissions due to agents on premium notes when paid 1301 46
27 Salaries rents office expenses bills and accounts due or
accrued 634 00
28 Medical examiners fees 2375 00
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 20000 00
34 Dividends declared on or apportioned to annual dividenfl
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise 15067 77
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 9108 78
37 Reserve special or surplus funds not included above
Accident and health dept 50 per cent gross premiums 40424 52ComptrollerGenerals Report 767
41 All other liabilities
Accident and health dept 4 525 80
46 Capital stock i000o00 00
47 Unassigned funds surplus 279853 3Q
48Ttal 4832008 49
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in force
Dec 31 of previous year 2243819 00
18 Policies on the lives of citizens of said State issued dur
ing the year 2gl000 QQ
19 0tal 2494819 00
20 Deduct ceased to be in force during the year 415 995 00
21 Policies in force December 31 1914 2 078 824 00
22 Losses and claims unpaid Dec 31 of previous year 257 00
23 Losses and claims incurred during year 12 256 00
24 Total 12513 00
25 Losses and claims settled during the year in cash 12 263 00
26 Losses and claims unpaid Dec 31 1914 250 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 68 755 93
RESERVE LOAN LIFE INSURANCE COMPANY OF
INDIANAPOLIS IND
Chalmers Brown President G L Stayman Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid iip
in cash 100000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 2976896 39
4 Extended at 2976896 39768 ComptrolleeGenekals Report
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 43789 for first
years reinsurance 186945 96
6 Surrender values applied to pay first years
premiums 31 34
7 Total first years premiums on original
policies 186977 30
8 Dividends applied to purchase paid up ad
ditions and annuities 4 10
9 Surrender values applied to purchase paid
up insurance and annuities 16444 11
10 Consideration of original annuities involv
ing life contingencies 176 83
12 Total new premiums 203602 34
13 Eenewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 1
28239 for reinsurance on renewals 614911 06
14 Dividends applied to pay renewal prem
iums 2550 50
16 Surrender values applied to pay renewal
premiums 5902 52
18 Total renewal premiums 623364 08
19 Extra premiums for total and permanent disability bene
fits 147416 and for additional accidental death bene
fits 146009 included in life policies 2934 25
20 Total premium income 829900 67
24 Gross interest on mortgage loans per
Schedule B 107287 88
26 Gross interest on bonds and dividends on
stocks 587 00
27 Gross interest on premium notes policy
loans or liens 60265 30
28 Gross interest on deposits in trust com
panies and banks per Schedule E 2617 71
29 Gross interest on other debts due the com
pany 437 01
34 Total gross interest and rents 171194 90
35 From other sources
Partial pint on voided notes 13 46
Policy loans restored 1511 86ComptrollerGenerals Eeport
Survivorship surplus
Survivorship distribution fund
Income tax collected at source
44 Total income
HIDisbursements
For death claims
For matured endowments
211183 74
1000 00
Net amounts paid for losses and
matured endowments 4
6 Premium notes and liens voided by lapse
7 Surrender values paid in cash or applied inliquidation
o loans or notes
8 Surrender values applied to pay new preniiumssee In
come No 6 3134 to pay renewal premiums see In
come No 16 590252
Surrender values applied to purchasepaidupinsurance
and annuities see Income No 9
Dividends paid to policyholders in cshi or applied in
liquidation of loans or notes
Dividends applied to pay renewalpremiumsVsee Income
o 14
Dividends applied to purchase paid upadditionsand an
nuities see Income No 8
9
10
11
13
17
20
15 Total paid policyholders
Li Expense of investigation and settlement of policyclaims
including 95262 for legal expense
Paid for claims on supplementary contracts not involv
ing hfe contingencies
Commissions to agents less commission on reinsurance
First years premiums 15503006 renewal premiums
1646452 annuities original 9726
22 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
23 Agency supervision and traveling expenses of supervisors
o eXCept comPensation for home office supervision
tTo0rminerS fCeS 2117967 inspection of risks
639855
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Bent
28 Advertising 531640
printing and
stationerv
45926 postage telegraph telephone and express
79172
29 Legal expense not included in item 16
769
100 00
628 08
216 84
1003565 81
212183 74
13354 01
68394 84
5933 86
16444 11
1112 69
2550 50
4 10
319977 85
4155 29
18898 81
171591 84
7800 00
10444 13
27578 22
71628 50
6184 00
14567 38
2626 22
770 ComptbollekGenerals Eepoet
30 Furniture fixtures and safes 856 4
32 Taxes on investments 2991 30
33 State taxes on premiums 9402 36
34 Insurance department licenses and fees 3969 83
35 All other licenses fees and taxes
Federal corporation tax 18 4L
Municipal licenses
Franchise tax 100 00
39 Other disbursements
Interest paid on Coupon 42 83
Traveling expenses 6180
Miscel expenses 1989 76
Investment expenses
46 Agents balances charged off 40 58
49 Total disbursements 681594 45
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B first liens 1938497 45
4 Loans made to policyholders on this com
panys policies assigned as collateral 1189461 03
5 Premium notes on policies in force 31992 86
6 Book value of bonds 14475 00
7 Cash in companys office 1762 96
8 Deposits in trust companies and banks not
on interest per Schedule E 287 45
9 Deposits in trust companies and banks on
interest per Schedule E 111045 78
10 Agentsbalances debit 1276995 credit
142473 1135 22
12 Total ledger assets as per balance Item 50 3298867 75
NonLedger Assets
13 Interest accrued on mortgages per Sched
ule B 35261 16
14 Interest accrued on bonds per Schedule D
part 1 245 75
16 Interest due on premium notes policy
loans or liens 4035 8
17 Interest accrued on other assets
Certificates of deposit 273 91
21 Total interest and rents due and accrued 39816 64
25 Gross premiums due and unreported onComptbolleeGeneeals Eepoet
771
policies in force Dec 31 1914 less re
insurance premiums
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums
69956 97
28499 96
27 Total
28 Deduct loading
98456 93
38934 48
5 AiTosUfsuncoUected and deferred p
Furniture fixtures safes and supplies
59522 45
8000 00
35 Gross assets
Deduct Assets Not Admitted
37 Supplies stationery printed matter
39 Commuted commissions
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies
43 Book value of ledger assets over market
value viz City of Richmond Va
bonds
3406206 84
8000 00
12769 95
9146 47
575 00
46 Admitted assets
3375715 42
VLiabilities Surplus and Other Funds
Net present value of all outstanding poli
cies in force on the 31st day of Dec
1914 as computed by the Indiana Dept
on the following tables of mortality and
rates of interest
1 Actuaries table at 4 per cent on all busi
ness issued prior to Jan 1 1905 1535723 72
t American experience table at 3 per cent
on all business issued since Jan 1 1905
Same for reversionary additions
1513022 79
776 30
Total
5 Deduct net value of risks of this company
reinsured in other solvent companies
3049522 81
2396 92
7 For additional accidental death benefits
79665 included in life policies 77483
3047125 89

1571 48772
ComptrollebGenebals Eepobt
46 Capita stock
47 Unassigned funds surplus
1606 26
12500 00
24 43
2714 44
29618 16
1075 96
1J166 36
1444 50
3048697 37
8 Net reserve
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the companys actuary
16 Claims for death losses and other policy
claims resisted by the company 12500 00
19 Total policy claims
21 Dividends left with the company to accumulate at inter
est ijnd accrued interest thereon
22 Premiums paid in advance including surrender values so
applied
23 Unearned interest and rent paid in advance
24 Commissions due to agents on premium notes when paid
27 Salaires rents office expenses bills and accounts due or
accrued
28 Medical examiners fees
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915
37 Reserve special or surplus funds not included above
Survivorship surplus 580082 interest 146231
Survivorship distribution fund
Coupons deposited with CO 302581 interest 165626
41 All other liabilities
Income tax collected at source
10691 66
98 08
657 28
3918 35
7263 13 628 08 31908 07
216 84
3154228 97 100000 00 121486 45

48 Total 3375715 42
Business in the Slae of Georgia During 1914
17 Policies on the lives of citizens of said State in force
Dec 31 of previous year 1199600 00
18 Policies on the lives of citizens of said State issued
during the year 481177 00ComptrollerGenerals Eeport 773
19 Total
20 Deduct ceased to be in force during iheyear i 2
21 Policies in force December 31 1914 1 245 295 00
23 Losses and claims incurred during year 6j000 00
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commis
sions or other expenses 364q
SECUEITY MUTUAL LIFE INSURANCE COMPANY OF
BINGHAMPTON N Y
Fredric W enkins President chares A g
W A Wright Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous year 6712060 39
4 Extended at
6712060 39
11Income
5 First years premiums on original policies
without deduction for commissions or
other expenses less 125779 for first
years reinsurance lfl6 201 gg
6 Surrender values applied to pay first years
Premilms 683 63
7 Total first years premiums on original
policies 4 Taaocn
a p 166885 51
8 Dividends applied to purchase paid up ad
ditions and annuities 8 702 87
9 Surrender values applied to purchase paid
up insurance and annuities 28 462 83
12 Total new premiums 204051 21
Ji Kenewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 4
81011 for reinsurance on renewals 339 058 81774 ComptrollerGenerals Report
14 Dividends applied to pay renewal prem
iums 65303 70
16 Surrender values applied to pay renewal
1 494 89
premiums iott on
18 Total renewal premiums 1417851
20 Total premium income 1621908 61
21 Consideration for supplementary contracts not involving
life contingencies 1080 0
22 Dividends left with the company to accumulate at inter
6234 S2
est
24 Gross interest on mortgage loans per
Schedule B less 73203 accrued interest
on mortgages acquired during 1914 78412 88
25 Gross interest on collateral loans per
ScheduleC 2000 00
26 Gross interest on bonds and dividends on
stocks less 167946 accrued interest on
bonds acquired during 1914 per Sched
ule D I
27 Gross interest on premium notes policy
loans or liens 73065 24
28 Gross interest on deposits in trust com
panies and banks per Schedule E 7139 25
29 Gross interest on other debts due the com
pany Premiums extensions etc 43 21
33 Gross rent from companys property in
cluding 1800000 for companys occu
pancy of its own buildings per Sehed A 52742 97
34 Total gross interest and rents 334296 St
35 From other sources
Tncome tax withheld
Election expense refund u
42 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D 211 40
4 i Q89 440 92
44 Total income a
IIIDisbursements
1 Fo leath claims 62177872 additions
122757 633006 29
2 For matured endowments 12953 00ComptrollerGenerals Report 775
4 Net amounts paid for losses and matured endowments 645 959 29
o For annuity involving life contingencies II Z
6 Premium notes and liens voided by lapse less 223105
restorations
7 Surrender values paid in cashi or applied in liquidation
ot loans or notes
8 Surrender values applied to pay new premiums see In 313338
come No 6 68363 to pay renewal premiums see
Income No 16 1349489
9 Surrender values applied to purchase paid upinsurant
and annuities see Income No 9 2S 4fi9
10 Dividends paid to polieyholders in cash or applied in
liquidation of loans or notes
U Dividends applied to pay renewal premiums see Income
o 14
13 Dividends applied to purchase paid up additionsand an 6533
nuities see Income No 8 swm
14 Dividends left with the company to accumulateaiinte
est see Income No 22 QfiM 82
i 5 Total paid polieyholders iitsqioo
16 Expense of investigation and settlement ofpolicy ciainis
mcluding 139418 for legal expense 2 938 18
17 Paid for claims on supplementary contracts not involv
ing life contingencies 3 381 79
18 Dividends and interest thereon held on deposit surrender
ed during the year 3 147 17
20 Commissions to agents less commission on reinsurance
First years premiums 7435857 renewal premiums
8341535
9o A 157773 92
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 4777 90
4 Branch office expenses including salaries of managers
and clerks not included in item 22 94 991 92
25 Medical examiners fees 2084200 inspectionofrisks
447107
9fl a 25313 07
26 Salaries and all other compensation of officers directors
trustees and home office employees 100 196 08
27 Rent including 1800000 for companys occupancyof
its own buildings less 70000 received under sublease 24 503 65
28 Advertising 306013 printing and stationery 552556
postage telegraph telephone and express 794796
exchange 2035
rn t 1 16554 00
29 Legal expense not included in item 16 1 895 82
30 Furniture fixtures and safes
01 a 1370 65
SI Repairs and expenses other than taxes on real estate 14 782 48
32 Taxes on rea estate 700 00
33 State taxes on premiums 23 403 53776
ComptbollebGenebal s Repobt
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal corporation tax
State taxes
City licenses and fees
39 Other disbursements
Traveling not included in No 23
Bills receivable charged off
Legislative 10707 fees Life Ins Presi
dents Assn 32158
Genl office expense
Election expense
4406 56
484 06
362 00
709 18
5496 08
217 28
428 65
4108 69
1159 60
48 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule B
Stocks per Schedule D
11410 30
1655 26
775 00
1 fijs 991 4
49 Total disbursements L
IVLedger Assets
728644 85
1637100 00
40000 00
1 Book value of real estate per Schedule A
2 Mortgage loans on real estate per Sched
ule B
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C
4 Loans made to policyholders on this com
panys policies assigned as collateral 1482604 74
5 Premium notes on policies in force 48413 97
6 Book value of bonds 273370469 and
stocks 3022500 per Schedule D 2763929 69
7 Cash in companys office 41
8 Deposits in trust companies and banks not
on interest per Schedule E 25309 06
9 Deposits in trust companies and banks on
interest per Schedule E 257039 44
10 Bills receivable 70000 agents balances
debit 2483082 net 2483682 25536 82
Items in suspense
12 Total ledger assets as per balance Item 50 7016206 89
NonLedger Assets
13 Interest due 246250 and accrued 25
57630 on mortgages per Schedule B
1 I Interest accrued on bonds per Schedule D
28038 80ComptrollerGenerals Report
777
per
part 1
15 Interest accrued on collateral 0i
Schedule C part 1
16 Interest accrued on premiumnotespolicy
loans or liens
17 Interest on other assets Accruedonbank
deposits
20 Rents accrued on companyspropertyor
lease
35821 23
433 33
28134 90
1585 97
966 50
21 Total interest and rents due and accrued
uleetAVaUef real 6State Ver bk hie persche
25 Gross premiums due and unreported on
policies in force Dee 31 1914 less re
insurance premiums 99 n
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums
128656 44
27 Totals
28 Deduct loading
94980 73
23012 69
251284 64
50256 92
29 Net a
mount of uncolleeted and deferred
premiums 201027 72
35 Gross assets
Deduct Assets Not Admitted
7335228 03
38 Agents debit balances gross
40 Bills receivable
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies
43 Book value of ledger assets over market
value viz
Items in suspense
Bonds Schedule D
24836 82
700 00
12227 27
3477 00
25457 86
66698 95
46 Admitted assets
7268529 08
VLiabilities Surplus and Other Fun
Is
Net present value of all outstanding poli
cies in force on the 31st day of Dec
1914 as computed by the N Y Ins

778 CompteolleeGenerals Repoet
Dept on the following tables of mortal
ity and rates of interest viz
1 Actuaries table at 4 per cent on issues of
Jan 1 1887 to Dec 31 1900 except en
dowments 3 per cent 587824 00
2 American experience table at 3 per cent
on issues of 1901 except endowments 3
863112 00
per cent
3 American experience table at 3 per cent
on issues of Jan 1 1902 to Dec 31 1914 5034414 00
Same for reversionary additions 24130 00
5 Net present value of annuities including
those in reduction of premiums
McClintoeks 3 per cent 7830
Total 6518110 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 3312 00
0514798 00
8 Not reserve
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company
30 Liability on policies cancelled and not included in net
reserve upon whirl a surrender value may be de
21567 59
manded
12 Claims for death losses in process of ad
9000 00
justment
13 Claims for death losses reported for which
no proofs have been received 22538 98
16 Claims for death losses and other policy
claims resisted by the company 29590 00
61128 98
19 Total policy claims
21 Dividends left with the company to accumulate at in
terest and accrued interest thereon
22 Premiums paid in advance including surrender values so
iiliea 80183 22
23 Unearned interest and rent paid in advance
2 Commissions to agents due or accrued
27 Salaries rents office expenses bills and accounts due or
accrued 2 554 74
28 Medical examiners fees
99 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
33 Dividends or other profits due policyholders includingComptrollerGenerals Report 779
those contingent on payment of outstanding and de
ferred premiums S
34 Dividends declared on or apportioned toannualdividend 3859 M
policies payable to policyholders during 1915 whether
othneXntUPOn the Payment f reDeWal Pre
35 Dividends declared on apportioned to deferred dividend 11538
policies payable to policyholders during 1915 90 fi49 q
36 Amounts set apart apportioned provisionally ascertain
ed calculated declared or held awaiting apportion
ment upon deferred dividend policies not included in
item So
37 reserve special or surpius funds not Eluded abovei
Credits aeet early policies
41 All other liabilities 3191a 22
Agents due bills outstanding
Real estate judgment 293 76
27299 59
47 Unaligned funds surplus 769243 19
1 199285 89
48 Total
7268529 08
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said state in force
Dec 3i 0f previous year
18 Policies on the lives ofcitizens ofsaid Stateissueddurtng
the year
229122 01
19 Total
20 Deduct ceased ff
21 Policies in force Dee 31 1914
2125226 71
22 Losses and claims unpaid Dec 31 of previous year 600 59
23 Losses and claims incurred during year 365 00
24 Total
43965 52
25 Losses and claims settled during the year in cash 39 637 47
26 Losses and claims unpaid Dec 31 1914
414 05
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 67 909 14
780
ComptrollerGenerals Keport
SOUTHERN LIFE AND TRUST COMPANY
A W McAlister President Arthur Watt Secretary
A L Woods Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 300000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 1465973 23
4 Extended at
1465973 23
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 234785 for first
years reinsurance 1091i4
7 Total first years premiums on ongi
nal
policies
8 Dividends applied to purchase paid up ad
ditions and annuities
11a Consideration for disability claims
109164 50
550 86
709 02
12 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 7
13074 for reinsurance on renewals
14 Dividends applied to pay renewal prem
iums
Surrender values applied to pay renewal
premiums
110424 38
290974 81
28020 27
262 20
18 Total renewal premiums
19 Extra premiums for total and permanent disability bene
fits
20 Total premium income
22 Dividends left with the company to accumulate at mtreest
24 Gross interest on mortgage loans per
319257 28
1900 78
431582 H
578 I
Schedule B
25 Gross interest on collateral loans per
Schedule C
37054 27
3247 96ComptrollerGenerals Eeport 781
26 Gross interest on bonds and dividends on
27 p StCkSt 18693 61
S7 Gross interest on premium notes policy
loans or liens 9 336 55
28 Gross interest on deposits in trust com
panies and banks per Schedule E i 679 76
29 Gross interest on other debts due the com
pPMy 449 90
M Gross rent from companys property in
cluding 208000 for companys occu
pancy of its own buildings per Sched
UleA 1180688
34 Total gross interest and rents
35 From other sources 68 93
Received from capital and trust departments for invest
ment
5 59 21
43 Gross increase by adjustment in book value of ledger
assets viz Stocks per Schedule D 10 829 26
44 Total income
530784 18
IIIDisbursements
1 For death claims less 950000 reinsur
ance 5936602 additions 7100 59437 02
3 For total and permanent disability claims 48 20
4 Net amounts paid for losses and matured endowments 59485 22
7 Surrender values paid in cash or applied in liquidation
of loans or notes 17686 97
8 Surrender values applied to pay new premiums see In
come No 6 1380 to pay renewal premiums see
Income No 16 26220 276 00
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 2 005 61
11 Dividends applied to pay renewal premiums see Income
No 14 28020 2r
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8 550 g6
14 Dividends left with the company to accumulate at inter
est see Income No 22 578 o
15 Total paid policyholders jog g03 27
16 Expense of investigation and settlement of policy claims
including 10000 for legal expense 105 95
19 Paid stockholders for interest or dividends 6 244 04782
CompteollebGenebals Bepobt
20 Commissions to agents less commission on reinsurance
First years premiums 6129578 renewal premiums
1041828
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
25 Medical examiners fees 960450 inspection of risks
206053
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Eent including 208000 for companys occupancy of its
own buildings
28 Advertising 822710 printing and stationery 339964
postage telegraph telephone and express 204056
exchange 76442
30 Furniture fixtures and safes
31 Bepairs and expenses other than taxes on real estate
32 Taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
36 Federal corporation tax
39 Other disbursements
Miscellaneous petty items
49 Total disbursements
IVLedger Assets
1 Book value of real estate per Schedule A 127291 11
2 Mortgage loans on real estate per Sched
ule B 841724 07
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C 61284 83
4 Loans made to policyholders on this com
panys policies assigned as collateral 229450 59
6 Book value of bonds 1788750 and
stocks 37216600 per Sched D 390053 50
8 Deposits in trust companies and banks not
on interest per Schedule E 41048 09
9 Deposits in trust companies and banks on
interest per Schedule E 7000 00
10 Bills receivable 107508 agents bal
ances net 219029 3265 37
Deposits with corporations 6886 04
12 Total ledger assets as per balance Item 50
71714 06
13340 83
11665 03
36964 71
2080 00
14431 72
2059 88
9933 52
506 40
2152 35
943 44
6075 97
1209 09
733 55
753 81
1708003 60
ComptrollerGenerals Report
NonLedger Assets
783
13 Interest due 352630 and accrued 13
78056 on mortgages per Schedule B
14 Interest accrued on bonds per Schedule D
part 1
15 Interest accrued on collateral loans per
Schedule C Part 1
16 Interest accrued on premium notes policy
loans or liens
20 Bents accrued on companys property or
lease
17306 86
411 65
447 30
4592 61
1369 50
21 Total interest and rents due and accrued
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiumsj
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums
24127 92
64516 78
6304 36
27 Total
28 Deduct loading
70821 14
7082 11
29 Net amount of uncollected and deferred pre
35 Gross assets
miums 63739 03
1795870 55
Deduct Assets Not Admitted
38 Agents debit balances gross
40 Bills receivable
2190 29
1075 08
46 Admitted assets
1792605 18
VLiabilities Surplus and Other Funds
Net present value of all outstanding poli
cies in force on the 31st day of Dec
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
2 American experience table at 3 per cent
on all paid for business in force Dec
31 194 1017143 31
Same for reversionary additions i840 17
Total
1018983 48784 ComptrolleeGenebals Eepoet
6 Deduct net value of risks of this company
reinsured in other solvent companies 8395 23
7 Extra reserve for total and permanent dis
ability benefits 3146 44
8 Net reserve 1013734 60
13 Claims for death losses reported for which
no proofs have been received 6592 64
19 Total policy claims 6592
21 Dividends left with the company to accumulate at interest
and accrued interest hereon 1638 63
22 Premiums paid in advance including surrender values so
applied 158 79
25 Commissions to agents due or accrued 426 23
27 Salaries rents office expenses bills and accounts due or
accrued 28ob 29
28 Medical examiners fees 620 00
29 Estimated amount hereafter payable for Federal State
and othertaxes based upon the business of the year
of this statement 4US 3
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise 345 04
37 Reserve special or surplus funds not included above
Reserve for future death claims 4000 00
Net liability capital and trust departments 90290 24
1139023 48
46 Capital stock 300000 00
47 Unassigned funds surplus 35358 70
48 Total 1792605 18
Business in the State of Georgia Duing 1914
18 Policies on the lives of citizens of said State issued dur
ing the year 155584 00
20 Deduct ceased to be in force during the year 7000 00
21 Policies in force Dec 31 1914 148584 00
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commis
sions or other expenses 4139 54ComptrollerGenerals Eepoet 785
SOUTHERN STATES LIFE INSURANCE COMPANY OF ATLANTA GA
Wilmer L Moore President Prank
W A Wright Attorney for Service
LCapital Stock
1 Amount of capital paid up in cash 100000 00
2 Amount of ledger assets as per balance
December 31st of previous year 1311862 91
4 ExteiKled at 777737 1311862 91
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 202197 for first
years reinsurance 126 439 32
8 Dividends applied to purchase paidup ad
ditions and annuities 198 52
9 Surrender values applied to purchase paid
up insurance and annuities 265 00
10 Consideration for original annuities involv
ing life contingencies Accum 136664
revised 106916 changes 199198 4427 78
12 Total new premiums 121 330 62
13 Renewal premiums in addition to Items
14 16 and 17 without deduction for
commissions or other expenses less 11
24838 for reinsurance on renewals 467550 10
14 Dividends applied to pay renewal prem
iums 35419 65
18 Total renewal premiums 502969 5
20 Total premium income 624300 37
24 Gross interest on mortgage loans per
Schedule B 24867 17
25 Gross interest on collateral loans per
Schedule C 10374 52
26 Gross interest on bonds and dividends on
stocks per Schedule D 3 g52 71
27 Gross interest on premium notes policy
loans or liens 26850 78
29 Gross interest on other debts due the com
Pany 374 98
786
ComptrollerGenerals Report
34 Total gross interest and rents
B5 From other sources
Suspense 372 49
Contingent commissions 2505 52
Increase dividend deposit 199 43
44 Total income
66320 16
3077 44
693697 97
IIIDisbursements
1 For death claims less 1450000 reinsur
ance additions 13955338
3 For total and permanent disability claims
139698 38
750 00
4 Net amounts paid for losses and matured
endowments
6 Premium notes and liens voided by lapse
7 Surrender values paid in cash or applied in
liquidation of loans or notes
9 Surrender values applied to purchase paidup insurance
and annuities see Income No 9
10 Dividends paid to policyholders in cash or applied in liqui
dation of loans or notes
11 Dividends applied to pay renewal premiums see Income
No 14 regular 1984664 prem ref 1557301
13 Dividends applied to purchase paidup additions and an
nuities see Income No 8
14 Dividends left with the company to accumulate at inter
est see Income No 22 84716 and 272240
140303 38
22963 61
55427 00
265 00
615 79
35419 65
198 52
3569 56
15 Total paid policyholders 258762 57
17 Paid for claims on supplementary contracts not involving
life contingencies 350 00
18 Dividends and interest thereon held on deposit surren
dered during the year see Income 3839
20 Commissions to agents less commission on reinsurance
First year premiums bonus 201107 renewal prem
iums 1258096 annuities original 77199C 91791 11
21 Commuted renewal commissions Agents acct 317514
exp 1042729 13602 43
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 3952 88
25 Medical examiners fees 1425915 inspection of risks
544831 19707 46
26 Salaries and all other compensation of officers directors
trustees anl home office employees 42327 56express 195
ComptrollerGenerals Eeport
27 Bent for companys occupancy of its own buildings
28 Advertising 622068 printing and stationery 6 714 37
postage 413219 telegraph 9418
29 exchange 67875
29 Legal expense not included in Item 16
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
General license and tax 254031
pal 394660
39 Other disbursements
Journals 48326 traveling 48231 actuarial 2257 00
directors and com 181831 legislative 376 20 in
cidental 418085 suspense first year 31334 led
pro and loss 59946 expense load aeet 121958
exam 35373 munici
787
3900 00
18883 16
3007 49
5447 15
960 50
6890 64
11730 31
49 Total disbursements
481613 28
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B first liens
3 Loans secured by pledge of bonds stocks or
other collateral per Schedule C
4 Loans made fo policyholders on this com
pany a policies assigned as collateral
5 Premium notes on policies in force of
which 866250 is for first years prem
iums
6 Book value of bonds
7 Cash in companys office
8 Deposits in trust companies and banks not
on interest per Schedule E
9 Deposits in trust companies and banks on
interest per Schedule E
10 Bills receivable
Personal
Furniture and fixtures
428080 00
147570 16
491553 45
113531 95
120671 58
550 00
110815 24
92931 00
3435 49
676 75
14132 00
12 Total ledger assets as per balance Item
NonLedger Assets
13 Interest due 162172 and accrued 4
70442 on mortgages per Schedule B
14 Interest due 15000 and accrued 118416
16 Interest accrued on premium notes policy
loans or liens
50
6326 14
1334 16
852 00
1523947 62
788 ComptbollebGenebals Eepoet
17 Interest accrued on other assets 85 00
Bank deposits 500 00
21 Total interest and rents due and accrued 9097 30
25 Gross premiums due and unreported on pol
icies in force December 31 1914 less
reinsurance premiums 493o8 79
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums 6326 00
27 Totals net 55684 79
29 Net amount of uncollected and deferred
premiums see 27
35 Gross assets l588729 71
Deduct Assets Xot Admitted
37 Furniture fixtures and safes 14132 00
40 Bills receivable 343 49
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of the
net value of their policies 10208 23
28452 47
46 Admitted assets 1560277 24
VLiabilities Surplus and Other Funds
2 American experience table at 3 per cent
on
L insurance 2029500 397011 00
Modified insurance 2117920 313780 00
3 American experience table at 4 per cent on
L nonpar ins 724300 27451 00
P T nonpar ins 30360000 15790 00
4 Other tables and rate viz
Four per cent P T prem ad 3131500 152564 00
Three and onehalf per cent P T 7
616943 465767 00
Total 18656163 1372363 00
6 Deduct net value of risks of this company reinsured in
other solvent companies 951500 12659 00
1359704 00
7 Extra reserve for total and permanent disability benefits 2056 00ComptrollerGenerals Eeport 789
8 Net reserve A
Q 1361760 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company 5 934 00
11 Claims for death losses due and unpaid 5000 O0
19 Total policy claims 0Q
21 Dividends left with the company to accumulate at interest
and accrued interest thereon Regular 184510 G D
649918 interest 40000 1 8 744 28
22 Premiums paid in advance including surrender values so
aPPIied 319 09
23 Unearned interest and rent paid in advance 9331 00
24 Commissions due to agents on premium notes when paid 8 7V 63
33 Dividends or other profits due policyliolders including those
contingent on payment of outstanding and deferred
Premiums m 7g
34 Dividends declared on or apportioned to annual dividend
policies payable to policyliolders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise 2 130 74
41 All other liabilities Sundry items in suspense iio8 23
46 Capital stock 10000 00
4 Unassigned funds surplus 53 114 48
48Total 6t7
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in
force December 31st of previous year 4907 9 417 186 oo
18 Policies on the lives of citizens of said State issued
during the year Restored 42 pol 75000 1072 1969500 00
19 Total 5979 11386686 00
20 Deduct ceased to be in force during the year
Moved from 37 pol 50000 848 1707046 00
21 Policies in force December 31 1914 5131 9679640 00
23 Losses and claims incurred during year 37 79 542 00
25 Losses and claims settled during the year in cash 36 78542 00
26 Losses and claims unpaid December 31 1914 1 1 000 00
27 Premiums collected or secured in cash and notes
r credits without any deduction for losses div
idends commissions or other expenses 288 899 62

790
ComptrolleeGeneeals Eepoet

STANDARD LIFE INSURANCE COMPANY
Heman E Perry President Harry H Pace Secretary
ICapital Stock
1 Amount of capital paid up
in cash 100000 00
2 Amount of ledger assets as per balance
Dec 31 previous year
115341 51
4 Extended at 115341 51
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses ord 3274145 ind
1800766 50749 11
12 Total new premiums
13 Kenewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses
18 Total renewal premiums
4588 47
20 Total premium income
26 Gross interest on bonds and dividends on
stocks
34 Total gross interest and rents
35 From other sources
Sale of H A business Ky
Sale of H A business Tenn
Sale of H A business Tenn and Ala
5 per cent com on H A business Ky
4795 75
1 For death claims ord 262500 ind 6
35695
8981 95
50749 11
4588 47
55337 58
4795 75
5468 34 828 45 1745 69 848 26
8891 74
44 Total income 60025 07
IIIDisbursements
4 Net amount paid for losses and matured endowments S
8981 95
ComptrollerGeneral s Report 791
16 Expense of investigation and settlement of policy claims
including 38060 for legal expense 380 60
20 Commissions to agents less commission on reinsurance
First years premiums 904968 renewal premiums
5535
9105 03
il Compensation of managers and agents not paid by com
mission for services in obtaining new insurance indus
tTial 8876 17
45 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 2383 03
24 Branch office expenses including salaries of managers
and clerks not included in item 22 s okk rfl
oc C 0000 00
25 Medical examiners fees 887898 inspection of risks
or a 175 8953 98
26 balanes and all other compensation of officers directors
trustees and home office employees 11 407 69
27 Bent 1058 33
28 Advertising 95528 printing and stationery 187105
postage telegraph telephone and express 769 81 ex
change 7441 g5
30 Furniture fixtures and safes 1 570 20
33 State taxes on premiums 149 9
34 Insurance department licenses and fees 343 3
35 All other licenses fees and taxes
Municipal lie 075 00
State corp tax 125 00
800 00
39 Other disbursements
Actuarial and auditing fees including 2 State exams
83450 2137 90
it Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D lgg 40
49 Total disbursements 63 898 98
IVLedger Assets
5 Premium notes on policies in force first
year s premiums 997 10
6 Book value of bonds 09 541 60
110538 70
7 Cash in companys office l 640 04
8 Deposits in trust companies and banks not
on interest per Schedule E 5 094 42
9 Deposits in trust companies and banks on
interest per Schedule E 3 340 10792
ComptbollebGenebals Bepobt
10074 56
75 66
10 Agents balances reserve 3806 suspense
3760
21 Total interest and rents due and accrued
New Business Benewals
25 Gross premiums due and un
reported on policies in
force Dec 31 1914 less
reinsurance premiums 677 30
26 Gross deferred premiums on
policies in force Dec 31
1914 less reinsurance
premiums 12244 05 4896 65
27 Totals 12244 05
28 Deduct loading 4897 62
5573 95
682 81
29 Net amount of uncolleeted
and deferred premiums 7346 43
30 All other assets
Furniture fixtures and safes
4891 14
9998 90
12 Total ledger assets as per balance Item 50 120537 60
NonLedger Assets
34 Interest due 42000 and accrued 120834
on bonds per Schedule D part 1 1628 34
17 Interest on other assets Savings co At
lanta Trust Co 153 60
1781 94
12237 57
1570 20
35 Gross assets 136127 31
Deduct Assets Not Admitted
37 Supplies stationery printed matter 1570 20
41 Premium notes and loans on policies and
net premiums in item 29 in excess of
the net value of their policies 2250 00
43 Book value of ledger assets over market
value viz Bonds 1048 63
4868 83
46 Admitted assets
131258 48ComptkollebGeneeal s Bepobt 793
VLiabilities Surplus and Other Funds
Net present value of all outstanding poli
cies in force on the 31st day of Dec
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
2 American experience table at 3 per cent on
select and ultimate all issues of 1913 12960 67
3 American experience table at 3 per cent on
preliminary term whole life continu
ous and 20 pt limited of 1914 issue 2966 49
Modified preliminary term all endowments
10 and 15 yr limited life issue of 1914 6618 45
Ttal 22545 61
8 Net reserve
97 Q 22545 61
J7 Salaries rents office expenses bills and accounts due or
accrued
s 679 80
28 Medical examiners fees 1 299 6
r 24518 03
46 Capital stock A
TT yt 100000 00
4i Unassigned funds surplus 6 740 4
48 Total 7
131258 48
Business in the State of Georgia During 1914
n No Amount
1 Policies on the lives of citizens of said state
in force Dec 31 of previous year 281 221 500 00
18 Policies on the lives of citizens of said State
issued during the year m infi0 0Q
I9 a 956 692500 00
20 Deduct ceased to be in force during the year 254 173750 00
21 Policies in force Dec 31 1914 702 518750 00
23 Losses and claims incurred during year ord 3
1750 ind 31 357750 34 5m 5Q
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commis
sions or other expenses ord 1747035 ind 1117220 28642 55
794
ComptrollebGenebals Repobt
STATE LIFE INSURANCE COMPANY OF INDIANAPOLIS IND
H W Bennett President Albert Sahm Secretary
C V LeCraw Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous year 13001727 89
4 Extended at 13001727 89
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 58408 for first
years reinsurance 241198 75
6 Surrender values applied to pay first years
premiums 8 00
7 Total first years premiums on original
policies 241200 75
8 Dividends applied to purchase paid up ad
ditions and annuities 2012 54
9 Surrender values applied to purchase paid
np insurance and annuities 2 1528 10
12 Total new premiums 267747 39
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 4
15826 for reinsurance on renewals 2000157 21
14 Dividends applied to pay renewal prem
iums 193248 88
16 Surrender values applied to pay renewal
premiums 3058 67
18 Total renewal premiums 2196404 76
19 Extra premiums for total and permanent disability bene
fits 402702 and for additional accidental death bene
fits 3438682 included in life policies 38413 84
20 Total premium income 2502625 99
21 Consideration for supplementary contracts not involving
life contingencies 18895 09ComptrollerGenerals Report 795
22 Dividends left with the company to accumulate at inter
est
24 Gross interest on mortgage loans per
Schedule B less 1595078 accrued in
terest on mortgages acquired during
1914
477725 30
JO Gross interest on bonds and dividends on
stocks less 4500 accrued interest on
bonds acquired during 1914 per Sched
Q Ie D 9130 00
J7 Gross interest on premium notes policy
loans or liens 203704 19
28 Gross interest on deposits in trust com
panies and banks per Schedule E 4 597 72
29 Gross interest on other debts due the com
pany Advances to agents paid 511 49
33 Gross rent from companys property in
cluding 1433361 for companys occu
pany of its own buildings per Sched
Ie A 101047 98
34 Total gross interest and rents7 796716 68
41 From agents balances previously charged off 125 68
44 Total income 3326635 71
IIIDisbursements
1 For death claims 63935905 additions
0 4380 639402 85
2 For matured endowments 31 700 00
3 For total and permanent disability claims
352501 and for additional accidental
death benefits 2537733 28 902 34
4 Net amounts paid for losses and matured endowments 700005 19
5 For annuities involving life contingencies 2oo 00
6 Premium notes and liens voided by lapse 30 088 22
7 Surrender values paid in cash or applied in liquidation
of loans or notes 250505 30
8 Surrender values applied to pay new premiums see In
come No 6 800 to pay renewal premiums see In
come No 16 305867 3 066 67
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9 24 528 10
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 30 o8p q
796
CompteollekGenekal s Report
11 Dividends applied to pay renewal premiums see Income
No 14
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8
14 Dividends left with the company to accumulate at in
terest see Income No 22
15 Total paid policyholders
16 Expense of investigation and settlement of policy claims
including 79261 for legal expense
17 Paid for claims on supplementary contracts not involv
ing life contingencies
18 Dividends and interest thereon held on deposit surrender
ed during the year
20 Commissions to agents less commission on reinsurance
First years premiums 18169315 renewal premiums
19108744
21 Commuted renewal commissions
22 Compensation of managers and agts not paid by commis
sion for services in obtaining new insurance
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
24 Branch office expenses including salaries and managers
and clerks not included in item 22
25 Medical examiners fees 22193 inspection of risks
552946
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Bent including 1433361 for companys occupancy of
its own buildings less 62240 received under sublease
28 Advertising 679356 printing and stationery 13
50394 postage telegraph telephone and express 9
13611 exchange 1812
29 Legal expense not included in item 16
30 Furniture fixtures and safes
31 Bepairs and expenses other than taxes on real estate
32 Taxes on real estate
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Internal revenue 52 00
Federal corporation tax 3168 84
193248 88
2012 54
8272 27
1242027 10
863 12
2558 35
2681 35
372780 59
6000 00
3750 00
8138 03
20644 94
27722 46
129351 86
20 292 32
29451 73
911 68
4769 29
37646 79
16320 82
35424 19
4795 51
Municipal licenses and misc fees
Taxes on investments
39 Other disbursements
I Dvestment expense
3220 84
946 90
402 27
14588 23ComptrollerGeneral s Keport 797
Miscellaneous expense 2 014 8S
Partial payment on voided notes paid 377 60
Dis on prems paid in advance 4 27
46 Agents balances charged off 1 447 69
47 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 7 600 qq
49 Total disbursements 2 ggg 732 gj
IVLedger Assets
1 Book value of real estate per Schedule A 1008269 75
2 Mortgage loans on rear estate per Sched
ule B first liens 8565889 10
4 Loans made to policyholders on this com
panys policies assigned as collateral 4035732 56
5 Premium notes on policies in force 90529 73
6 Book value of bonds Ig7 953 iq
7 Cash in companys office 8 248 63
9 Deposits in trust companies and banks on
interest per Schedule E 300467 21
10 Agents balances debit 5227636 credit
774565 net 4453071 44530 71
12 Total ledger assets as per balance Item 50 14331630 79
NonLedger Assets
13 Interest due 2334496 and accrued 129
03356 on mortgages per Schedule B 152378 52
14 Interest due 45000 and accrued 3
27083 on bonds per Schedule D part 1 3720 83
16 Interest accrued on premium notes policy
loans or liens 905 30
20 Rents due on companys property or lease 2040 94
21 Total interest and rents due and accrued
22 Market value of real estate over book value per Sched
ule A
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums 123 642 68
159045 59
207153 08798
CompteollebGtenebals Kepoet
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums 85667 98
27 Total 209310 66
28 Deduct loading 58039 38
29 Net amount of uncollected and deferred premiums 151271 28
30 All other assets
Unearned prem for fire ins on H 0 bldg 2700 00
35 Gross assets 14851800 74
Deduct Assets Not Admitted
38 Agents debit balances gross 52276 36
41 Premium notes and loans on policies and
net premiums in item 29 in excess of
the net value of their policies 12700 88
43 Book value of ledger assets over market
value viz Bonds 16838 60
46 Admitted assets 14769984 90
VLiabilities Surplus and Other Funds
Net present value of all outstanding poli
cies in force on the 31st day of Dec
1914 as computed by the Ind Ins Dept
on the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per cent on all poli
cies issued prior to Jan 1 1909 2439698 77
2 American experience table at 3 per cent
on all policies issued since Jan 1 1901
excepting as per item No 3 9374601 58
Same for reversionary additions 6302 24
3 American experience table at 3 per cent
on all nonpar policies excepting 20 V
T policies issued prior to Aug 16 190S 110682 22
5 Net present value of annuities including
those in reduction of premiums
McClintoeks 3 per cent 1788 00
Total 11983083 81ComptrollerGenerals Eeport 799
6 Deduct net value of risks of this company
reinsured in other solvent companies 2431 32
11930622 49
7 Extra reserve for total and permanent dis
ability benefits 28221 u
8 Net reserve
9 Present value of amounts not yet dueonsupplementary 119884
contracts not involving life contingencies computed
by the company
12 Claims for death losses in process of ad
justment or adjusted and not due 3 766 19
13 Claims for death losses reported for which
no proofs have been received 28 000 00
14 Reserve for net death losses incurred but
unreported 1200 0Q
16 Claims for death losses and other policy
claims resisted by the company 14500 00
TT Claims for additional accidental death
benefits 15266 19
19 Total policy claims 73 532 38
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon 17 041 76
22 Premiums paid in advance including surrender Values so
applied
TT VV 16744 29
AS Unearned interest and rent paid in advance 95 757 71
25 Commissions to agents due or accrued 7899 72
27 Salaries rents office expenses bills and accountsdue or
accrued
28 Medical examiners fees o708 00
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of W8 statement 56j358 32
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 11 969 77
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise 26 341 06
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 51589 72
37 Reserve speeial or surplus funds not included above
Special surplus on combination policies 56 443 31
Surplus on 30 year term policies 5g4 90
800 ComptbolleeGeneeals Eepoet
Reserve for mortality and asset fluctuations and other con
tingent liabilities 113032 68
47 Unassigned funds surplus 2211034 f3
48 Total 14769984 90
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in force
Dec 31 of previous year 0869433 00
18 Policies on the lives of citizens of said State issued dur
ing the year 758067 00
19 Total 7628100 00
20 Deduct ceased to be in force during the year 839996 00
21 Policies in force Dec 31 1914 6788104 00
22 Losses and claims unpaid Dec 31 of previous year 6000 00
23 Losses and claims incurred during year 67500 00
24 Total 73500 00
25 Losses and claims settled during the year in cash 68
45339 by compromise 4661 68500 00
26 Losses and claims unpaid Dec 31 1914 5000 00
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commis
sions or other expenses 150266 37
STATE MUTUAL LIFE ASSURANCE COMPANY OF
WORCESTER MASS
B H Wright President D W Carter Secretary
Wm A Wright Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous year 42547359 61
4 Extended at 42547359 01
ComptbolleeGeneeals Eepoet 801
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 633247 61
7 Total first years premiums on original
policies
o n J 633247 61
8 Dividends apphed to purchase paid up ad
ditis and annuities 115 417 J5
10 Consideration for original annuities in
volving life contingencies 88 523 5Q
11 Consideration for supplementary contracts
involving life contingencies 3638 00
12 Total new premiums
13 Benewal premiums in addition to items 826 86
14 16 and 17 without deduction for
commissions or other expenses less
2946390 for reinsurance on renewals 4 744 891 97
14 Dividends applied to pay renewal prem
iums 651679 48
18 Total renewal premiums
20 Total premium income 6237328 31
21 Consideration for supplementary contracts not involving
life contingencies 103 308 39
22 Dividends left with the company to accumulate at inter
9 12240122
24 Gross interest on mortgage loans per
Schedule B less 329352 accrued in
terest on mortgages acquired during
t 1914 667043 00
db Gross interest on bonds and dividends on
stocks less 1079250 accrued interest
on bonds acquired during 1914 per
Schedule D 926940 4Q
27 Gross interest on premium notes policy
loans or liens 367467 g5
28 Gross interest on deposits in trust com
panies and banks per Schedule E 17282 89
29 Gross interest on other debts due the com
pany Interest on agency bank accounts 1074 51
Loans on personal security 509 g6
Interest on overdue premiums 53354 533 54
32 Gross discount on claims paid in advance 208 19
802 CompteollebGenebals Kepobt
33 Gross rent from companys property in
eluding 3077744 for companys occu
pancy of its own buildings per Sched
ule A 135829 41
34 Total gross interest and rents 2116889 45
35 From other sources
Income from assets marked off see Schedule C 250 00
Rents overdue on real estate sold 25 00
Premium notes restored less 75500 voided by lapse 630 00
42 Gross profits on sale or maturity of ledger assets viz
Bonds per Schedule D 5926 38
43 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D including 610515
for accrual of discount 6105 15
44 Total income 8592863 90
IIIDisbursements
1 For death claims less 2400000 reinsur
ance 186636844 additions 3738400 1903752 44
2 For matured endowments 76214162 ad
ditions 4803100 810172 62
4 Net amounts paid for losses and matured endowments 2713925 06
5 For annuities involving life contingencies 34549 35
7 Surrender values paid in cash or applied in liquidation
of loans or notes 833090 87
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 200423 44
11 Dividends applied to pay renewal premiums see Income
No 14 651679 48
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8 115417 75
14 Dividends left with the company to accumulate at inter
est see Income No 22 122401 22
15 Total paid policyholders 4671487 17
16 Expense of investigation and settlement of policy claims
including 49261 for legal expense 550 85
17 Paid for claims on supplementary contracts not involving
life contingencies 34374 53
18 Dividends and interest thereon held on deposit surrender
ed during the year 62192 75ComptrollerGenerals Eeport 803
20 Colons to agent less commissio on reinsurance
3 8956 05 PremrS 26757218 1 premiumi
diyob0o annuities original 2 655 71
21 Commuted renewal commissions 58983 94
23 Agency supervision and traveling exnenVes of 33683 88
pnt 2 Blms expenses o supervisors
24 Branch I8 hm6 ffiee Pion 3 689
24 Branch office expenses including salaries of manager
and clerks not included in item 22 g
25 Medical examiners fees 47 ns nn J 6o415 31
1100214 42300 lnsPeet10n of risks
26 Salaries and all other compensation nV Jt 58205 U
Luiupciibdiion ot officers directors
trustees and home office employees
27 Bent including 3077744 for LianyVoceupancyof 1H293
28 Ad rtir dSg4S2V4esS fT sublLe 57544 32
verusmg d42248 pnnting and stationery 30043 32
Postage telegraph telephone and express 17 496 43
exchange 459 w4o
29 Legal expense not includedin itemie 5966 82
30 Furniture fixtures and safes 4 40
S SSriiXTother than i esiate JJ 2
33 State taxes on premiums 28794 89
34 Insurance department licenses and fees 55724 8
35 All other licenses fees and taxes 7596 69
Federal corporation tax co
Taxes on reserve JJ22 67
Municipal licenses and fees JJJJ JJ
39 Other disbursements 64280 13
Bent of appliances night watch etc
LUSnn nf35 travelin 271995auditing 2
30000 lighting 2000 00
NT8 magazines etc Wiiiofficeactions 1833 3
Entertainment of agents and empioyees at H o i
79863 laundry 29450
Appraising and investigating mortgages 2Joj bonding
and insurance 31103
Commissions 10260 supplies and maintenance 896A2 S J
Decrease in unadjusted surrender values 315 06 sun
dries 12423
47 Gross loss on sale or maturity 0f i
Bonds per Schedule D
Stocks per Schedule D 10797 22
48 Gross decrease by adjustment in book Value of ledger 60
assets viz 6
Collateral loans
5000 00
804 ComptrollebGenebals Repobt
Bonds per Schedule D including 1570777 for amortiza
103961 69
tion of premaum
Shocks per Schedule D
6152179 48
49 Total disbursements v
TVLedger Assets
I Book value of real estate per Schedule A 1738000 00
2 Mortgage loans on real estate per Sched
ule B first liens 13858427 00
4 Loans made to policyholders on this com
pany s policies assigned as collateral 7118676 64
5 Premium notes on policies in force 33740 00
6 Book value of bonds 1949736561 and
stocks 202308800 per Schedule D 21520453 61
7 Cash in companys office 3233 14
9 Deposits in trust companies and banks on
interest per Schedule E 708177 40
II Loans on personal security 7337 24
12 Total ledger assets as per balance item 50 44988044 03
NonLedger Assets
13 Interest accrued on mortgages per Sched
ule B 223650 68
14 Interest accrued on bonds per Schedule D
part 1 266145 74
16 Interest due 2347819 and accrued 70
11018 on premium notes policy loans
r 93588 37
or bens
17 Interest due 3750 accrued 13193 on
loans on personal security 169 43
20 Rents due 6401 and accrued 1458426
on companys property or lease 14648 27
21 Total interest and rents due and accrued 598202 49
New Business Renewals
25 Gross premiums due and mi
reported on policies in
force Dec 31 1914 less
reinsurance premiums 12161 01 420080 64ComptrollebGenerals Bepoe
805
26 Gross deferred premiums on
policies in force Dec 31
1914 less reinsurance
premiums
5944 74
567092 41
27 Totals
28 Deduct loading 2105 17072
81105 75 987173 05
207799 93
29 Net amount of uncollected
and deferred premiums 64032 99 779373 12 843406 11
35 Gross assets
46429652 63
Deduct Assets Not Admitted
40 Loans on personal security endorsed or not

43 Book value of ledger assets over market
value
7506 67
1195227 28
46 Admitted assets
1202733 95
45226918 68
VLiabilities Surplus and Other Funds
Net present value of all outstanding poli
cies in force on the 31st day of Dec
1914 as computed by the Mass Ins
Dept on the following tables of mor
tality and rates of interest viz
1 Actuaries table at 4 per cent on all poli
cies issued prior to Dec 31 1900 19324815 00
Same for reversionary additions 268342 00
2 American experience table at 3 per cent
on all policies issued from January 1
1901 to January 1 1908 12628813 00
Same for reversionary additions
3 American experience table at 3 per cent
on all policies issued after January 1
1908
Same for reversionary additions
5 Net present value of annuities including
those in reduction of premiums
American 3 per cent
American 3 per cent
457779 00
7081973 00
681473 00
37864 00
290711 00
Total
6 Deduct net value of risks of this company
reinsured in other solvent companies
8 Net reserve
40771770 00
298157 00
40473613 00806
ComptrollerGenerals Report

9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the actuary
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
13 Claims for death losses reported for which
no proofs have been received
15 Claims for matured endowments due and
unpaid
16 Claims for death losses and other policy
claims resisted by the company
18 Due and unpaid on annuity claims involv
ing life contingencies
146555 00
2365 00
18286 00
87 40
19
20
21
22
23
25
27
28
29
33
34
35
36
3
Total policy claims
Due and unpaid on supplementary contracts not involv
ing life contingencies
Dividends left with the company to accumulate at in
terest and accrued interest thereon
Premiums paid in advance including surrender values so
applied
Unearned interest and rent paid in advance
Commissions to agents due or accrued
Salaries rents office expenses bills and accounts due or
accrued
Medical examiners fees 560000 and legal fees 20000
due or accrued
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement
Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
Dividends declared on or apportioned to deferred dividend
policies payable to policyholders during 1915
Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
35
Reserve special or surplus funds not included above
Special Reserve on life annuities
365307
2915 51
167293 40
250 00
505228 58
40676 57
38399 74
176 52
6270 45
5800 00
107500 00
84974 79
1168986 00
116674 00
145307 0O
44710 00lMH
ComptrollerGenerals Report 807
41 All other liabilities
Liabilities on death losses incurred but not reported in
47 Unassigned funds surplus 5320 28
1 1947515 12
48 Total
45226918 26
Business in the State of Georgia During 1914
17 Policies n tv l Amount
Policies on the lives of citizens of said State
m force Dee 31 of previous vear n
18 Policies on the lives If dST
issued during the year
J 99 269406 00
19 Total
20 Deduct ceased iobeforeingyea fTo
21 Policies in force Dec 31 1914 VTo
22 Losses and claims unpaid Dec 31 of previous
year
23 Losses and claimsincurred during year 2g
24 Total
26 42379 74
25 Losses and claims settled during the year in
cash
26 42379 74
27 Premiums collected or secured in cash and notes or
credts without any deduction for losses dividends
commissions or other expenses 68 434 08
TRAVELERS INSURANCE COMPANY OF HARTFORD CONN
Sylvester C Dunham President Tampa T a
James L Howard Secretary
Harry M Thompson Attorney for Service
ICapital Stock
2 Amount of ledger assets as per balance
Dec 31 of previous year 69031994 29
4 Extended at
69031994 29
an
808 ComptrollerGenerals Eepoet
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 5431360 for first
years reinsurance 1438928 78
6 Surrender values applied to pay first years
1 217 22
premiums
7 Total first years premiums on original
policies 1440146 00
8 Dividends applied to purchase paid up ad
ditions and annuities 22110 00
9 Surrender values applied to purchase paid
up insurance and annuities 14519
10 Consideration for original annuities involv
ing life contingencies 130704 86
11 Consideration for supplementary contracts
involving life contingencies 22814 81
1630294 32
12 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less
283 71550 for reinsurance on renewals 8333226 47
14 Dividends applied to pay renewal prem
35846 11
lums
16 Surrender values applied to pay renewal
1485 95
premiums
17 Renewal premiums for deferred annuities 1731 71
18 Total renewal premiums
19 Extra premiums for total and permanent disability bene
11547 16
fits
in 014 39 39
20 Total premium income
21 Consideration for supplementary contracts not involving
4i508o 99
life contingencies
24 Gross interest on mortgage loans per
Schedule B less 1212454 accrued in
terest on mortgages acquired during
m4 1516557 32
26 Gross interest on bonds and dividends on
stocks less 1996389 accrued interest
on bonds acquired during 1914 per
ScheduleD 1309985 22
27 Gross interest on premium notes policy
loans or liens 556n3 51ComptrollerGenerals Report 809
28 Gross interest on deposits in trust com
panies and banks per Schedule E 8 864 44
32 Gross discount on claims paid in advance 656 33
dS Gross rent from companys property in
cluding 13408308 for companys occu
pancy of its own buildings per Sched
Ule A 168353 43
34 Total gross interest and rents A n
IK f t 3o60o30 25
io rrom other sources
Profit and loss miscellaneous
Recovered from mortgage loans previously charged off
per Schedule Y
42 Gross profit on sale or maturityofiedgerassets viz
Bonds per Schedule D
Stocks per Schedule D 23 45
43 Gross increase by adjustment in book valueof ledger
assets viz Bonds per Schedule D including 17
36272 for accrual of discount yj 39
44 Total income
14091885 50
IIIDisbursements
1 For death claims less 12025200 reinsur
ance 283881712 additions 534205 2844159 J7
2 For matured endowments less 1895400
reinsurance 98649279 additions 3
F08t8f1 989490 79
rf tor total and permanent disability claims 4342 36
4 Net amounts paid for losses and matured endowments 7 3 837 992 32
o For annuities involving life contingencies 69918 40
7 Surrender values paid in cash or applied in liquidation
of loans or notes
8 Surrender values applied to pay new prems see Income
No 6 121722 to pay renewal premiums see In
come No 16 148595 2 703 17
9 Surrender values applied to purchase paid up insurance
and annuities see Income No 9 n
i n tv 3 3 t J4o ly 2o
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 498 06
11 Dividends applied to pay renewal premiums see Income
No 14
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8 22 110 00
15 Total paid policyholders 5249867 7210 ComptrollerGenerals Eeport
16 Expense of investigation and settlement of policy claims
including 15532 for legal expense
17 Paid for claims on supplementary contracts not involving
life contingencies
19 Paid stockholders for interest or dividends
19y2 Discount on premiums paid in advance
20 Commissions to agents less commission on reinsurance
First years premiums 59107197 renewal premiums
39762361 annuities original 316617 renewal
7963
21 Commuted renewal commissions
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
23 Traveling expenses of home office employees
24 Branch office expenses including salaries of managers
and clerks not included in item 22
25 Medical examiners fees 9049255 inspection of risks
26462 94
26 Salaries and all other compensation officers directors
trustees and home office employees
27 Rent including 4243141 for company occupancy of
its own buildings
28 Advertising 2264297 printing and stationery 32
83007 postage telegraph telephone and express
4700013 exchange 118630
29 Legal expense not included in item 16
30 Furniture fixtures and safes
31 Repairs and expenses other than taxes on real estate
32 Taxes on real estate
32Vj Mortgage loan expense
33 State taxes on premiums
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Federal corporation tax 7183 53
State county and municipal licenses and
3083 47
fees
State county and municipal taxes 8681
Q 745 34
Tax on participating reserve V
Mexican stamps tax 144 07
Ta x on capital stock 95822 6
Canada income tax
War revenue tax
9978 02
527631 73
280000 00
2540 90
991940 38
29972 74
56025 24
20132 15
3059 i 18
116955 4
260532 21
139963 82
103659 47
3826 26
21025 89
6140 56
49679 98
50433 51
134479 61
I293i 7
116984 67
39 Other disbursements
Heat light and maintenance of offices
Dues and fees for membership in various
associations
16746 55
4228 97ComptrollerGenerals Report 811
Insurance on companys employees 2mu
Newspapers periodicals and books Alt
RArth anniversary convention and enter
tamment of agents and employees 2 087 9
wrnthmefepes 2s
Miscellaneous expense 448 94
454 92
46 Agents balances charged off 3110a 74
47 Gross loss on sale or maturity of ledger asset Viz 8
Heal estate per Schedule A
Bonds per Schedule D 300 00
GralSeir B7 fT ot ledger 2657
156 29 Zl Per SChedue D lg 35
0629 for amortization of premium 2g
49 Total disbursements
8821774 27
IVLedger Assets
1 Home office real estate
1 Book value of real estate per Scned
2 Mortgage loans on real estate per Sched
ule B first liens
4 Loans made to penholderson tHseo 08390 35
panys policies assigned as collateral 11587 391 91
6 Book value of bonds 2823438300 and
stocks 127091483 per Sched D 29 505 297 83
9 Depots in trust companies and banks on
interest per Schedule E 011
911745 43
12 Total ledger assets as per balance itemloTTTT 74302105 52
NonLedger Assets
13 Interest due 1529337 and accrued 629
ll076 on mortgages per Schedule B 644 409 13
14 Interest due 7493550 and accrued
48488862 on bonds per Schedule D
part 1
16 Interest due on premium notes policy 4984
loans or liens
3564 35
21 Total interest and rents due and accrued
23 Market value not including interest inlteml4 of 6
bonds none and stocks over book value per Sched
427833 17812
ComptkolleeGenekals Report
25 Gross premiums due and un
reported on policies in
force Dec 31 1914 less
reinsurance premiums 15996 03 6628a2 8o
26 Gross deferred premiums on
policies in force Dec 31
1914 less reinsurance
premiums 138306 28 689397 66
27 Totals 154302 31 1352 250 51
28 Deduct loading 27796 48 la64
29 Net amount of uncollected 1M ao 7i 62
and deferred premiums 126505 83 1196245 79 1322751 62
77200487 91
35 Gross assets
Deduct Assets Not Admitted
42 Overdue and accrued interest on bonds in
default 8822
43 Book value of ledger assets over market
value viz Book value of special de
posits in excess of corresponding liabili
l42il 28
ties
233093 23
76967394 63
46 Admitted assets
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st dayof Dec
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
American experience table at 3 per cent on
all participating business and upon all
policies with surrender values based
upon this reserve 5236199 00
Same for reversionary additions
American Experience table at 3 per cent
on all policies not included in section 2
Net present value of annuities including
those in reduction of premiums
161724 00
60782488 00ComptrollerGenerals Eeport 813
Emory McClintoek s table of mortality
among annuitants with 3 per cent
interest 7969o6 00
1 66977367 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 1339130 00
7 Extra reserve for total and permanent dis
ability benefits 75lg5 00
8 Net reserve
D 65713422 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company less reinsurance reserve of 1328300 4190904 00
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
mndf 23322 00
IZ Claims for death losses in process of ad
justment or adjusted and not due 8477 00
13 Claims for death losses reported for which
no proofs have been received 177 077 71
14 Reserve for net death losses incurred but
reported 75000 00
15 Claims for matured endowments due and
unPaid 17905 80
16 Claims for death losses and other policy
claims resisted by the company 4 000 00
19 Total policy claims 282460 51
20 Due and unpaid on supplementary contracts not involv
ing life contingencies 3 322 50
22 Premiums paid in advance including surrender values so
aPPlied 64152 22
23 Unearned interest and rent paid in advance 248 067 44
25 Commissions to agents due or accrued 514 17
27 Salaries rents office expenses bills and accounts due or
accrued 25373 00
28 Medical examiners fees 974600 and legal fees 1
14800 due or accrued 10 894 00
29 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement 252873 00
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums g 004 05
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
814 ComptrollerGenerals Eeport
contingent upon the payment of renewal premiums or
otherwise 59614 90
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 2219 18
36 Amounts set apart apportioned provisionally ascertain
ed calculated declared or held awaiting apportion
ment upon deferred dividend policies not included in
item 35 201931 00
37 Reserve special or surplus funds not included above
Additional for pro rata paid up insurance values 5000 00
Additional for deferred reversionary and misc annuity
contracts 15000 00
Special contingency reserve 25000 00
Mortality fluctuation fund 60000 00
War risk fund 6000 00
41 All other liabilities
Premiums paid in advance on risks which have not been
accepted by the company 1106 2
47 Unassigned funds surplus 16214 64
48 Total 76967394 63
Business in the State of Georgia During 1914
No Amount
17 PoHcies on the lives of citizens of said State
in force Dec 31 of previous year 1654 5076202 00
18 Policies on the lives of citizens of said State
issued during the year 153 417588 00
19 Total 1807 5493790 00
20 Deduct ceased to be in force during the year 92 263505 00
21 Policies in force Dec 31 1914 1715 5230285 00
22 Losses and claims unpaid Dec 31 of previous
year 1 i000 00
23 Losses and claims incurred during year 13 72771 47
24 Total 14 7377147
25 Losses and claims settled during the year in
cash 13 71715 63
Saved by adjustment 55 84
26 Losses and claims unpaid Dec 31 1914 1 2000 00
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commis
sions or other expenses 139876 48ComptrollerGenerals Report 815
UNION CENTEAI LIPE INSURANCE COMPANY OP CINCINNATI O
Jesse B Clarke President pAnr T
T H Don a ge L ttliliams Secretary
1 H Darnel Attorney for Service
ICapital Stock
1 Amount of capital paid up
Incash 500000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 93619515 73
4i Extended at
95619515 73
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 2245170 for first
years reinsurance lnofi
6 Surrender values applied to pay first years
premiums
2689 95
7 Total first years premiums on original
policies
s tv 178326118
8 Dividends applied to purchase paid up
additions and annuities 386 m sg
9 Surrender values applied to purchase paid
up insurance and annuities58 771 43
10 Consideration for original annuities involv
ing life contingencies 15 253 15
12 Total new premiums
13 Benewal premiums in additiontoitems
14 16 and 17 without deduction for
commissions or other expenses less
13987545 for reinsurance on renewals 9386 857 60
14 Dividends applied to pay renewal prem
iums
1fl o 1788080 43
16 Surrender values applied to pay renewal
PremiumS 107779 58
18 Total renewal premiums nooo
19 For additional accidental death benefit includedinlife
policies
5331 03
20 Total premium income 77777771
13531504 29
816 ComptrollerGenerals Eeport
21 Consideration for supplementary contracts not involving
life contingencies 110903 8
22 Dividends left with the company to accumulate at inter
3104 79
est
24 Gross interest on mortgage loans per
Schedule B less 23485766 accrued in
terest on mortgages acquired during
1914 4739171 90
26 Gross interest on bonds and dividends on
stocks 500 00
27 Gross interest on premium notes policy
loans or liens 1036505 33
28 Gross interest on deposits in trust com
panies and banks per Schedule E 21214 09
29 Gross interest on other debts due the com
pany 36118
32 Gross discount on claims paid in advance 2426 19
33 Gross rent from companys property in
cluding 15269625 for companys occu
pancy of its own buildings per Sched
ule A 313304 48
34 Total gross interest and rents 6113483 17
35 From other sources
Proceeds of policies left with company to
accumulate at interest 74418 72
Profit and loss compromise and adjustment
of mortgage loans 43744 67
Profit and loss rent of H O No 1 not in
Schedule A 2500 00
120663 39
41 From agents balances previously charged off 29004 66
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A 409 22
mo 19913073 32
44 Total income
IIIDisbursements
1 For death claims less 15650000 reinsur
ance 312396900 additions 4039924 3164368 24
2 For matured endowments less 150000
reinsurance 57831808 additions
3546940 613787 48ComptrollerGenerals Report
817
2 For matured life rate endowments re
serve 105436328 surplus 1 232
24855
2286611 83
4 Net amounts paid for losses and matured endowments
o For annuities involving life contingencies
6 Premium notes and liens voided by lapse less 3457444
restorations
7 Surrender values paid in cash or appliedinliquidation
of loans or notes
8 Surrender values applied to pay new prems see Income
No 6 268995 to pay renewal premiums see In
come No 16 107779 58
9 Surrender values applied to purchase paidupinsurance
and annuities see Income No 9
10 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
11 Dividends applied to pay renewal premiums see Income
No 14
13 Dividends applied to purchase paid up additions and an
nuities see Income No 8
14 Dividends left with the eompanyto accumulate at in
terest see Income No 22
6064767 55
24251 31
96296 50
i2499670 07
110469 53
58771 43
276619 69
1788080 43
386169 89
3104 79
15 Total paid policyholders
16 Expense of investigation and settlement of policy claims
17 Paid for claims on supplementary contracts not involving
life contingencies
18 Dividends and interest thereon held on deposit surrender
ed during the year
19 Paid stockholders for interest or dividends
20 Commissions to agents less commission on reinsurance
First years premiums 73878897 renewal premiums
70128698 annuities original 45759
21 Commuted renewal commissions
22 Compensation of managers and agents not paid by com
missions for services in obtaining new insurance
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
Branch office expenses including salaries of managers
and clerks not included in item 22
Medical examiners fees 9001500 inspection of risks
865732
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Rent including 15269625 for companys occupancy of
its own buildings
24
25
11308201 19
321 92
102290 51
355 17
50000 0O
1440533 54
7650 00
7207 50
40419 95
68612 41
98672 32
493371 17
197283 38818
ComptbollebGenebals Eepobt
28 Advertising 4332720 printing and stationery 47
13404 postage telegraph telephone and express 26
46492 exchange 1398 116930 14
29 Legal expense not included in item 16 21515 90
30 Furniture fixtures and safes 40021 58
31 Repairs and expenses other than taxes on real estate 11765 86
32 Taxes on real estate 43189 88
33 Stats taxes on premiums 221407 20
34 Insurance department licenses and fees 16081 88
35 All other licenses fees and taxes
Legal publications etc 6086 28
Federal sorporation tax 1204873 Hamilton Co local
722098 war tax 25198 19521 69
Cinti Chamber of Commerce and Merchants Exchange
interest 4079600 bonus 750000 46 00
Mortgage expense expense of maintaining mortgage in
vestments 83939 82
Mortgage loan expense of making new investments 254897 26
39 Other disbursements
Genl exp H O 1880564 trav exp H O 1664820 35453 84
Profit and loss 1913 expense entry to adjust 1913 build
190 222 31
ing account lsi
Profit and loss int on Cinti Chamber of Commerce con
tract to 123113 2039800 Bonus 1150000 31648 00
Profit and loss gross loss on mortgage loans 2547 80
Profit and loss expense on real estate 8824 89
Interest on policy claims 11795 88
Policy deposits and interest thereon withdrawn 23738 61
46 Agents balances charged off 848 82
47 Gross loss on sale or maturity of ledger assets viz Real
estate per Schedule A 547 25
48 Gross decrease by adjustment in book value of ledger
assets viz Real estate per Schedule A 50310 25
49 Total disbursements 15160420 20
IVLedger Assets
1 Book value of real estate less 600000 in
cumbrances per Schedule A 3468140 05
2 Mortgage loans on real estate per Sched
ule B first liens 76798531 74
4 Loans made to policyholders on this com
panys policies assigned as collateral 17455857 11
5 Premium notes on policies in force of
which 50528348 is for first years
premiums 2306434 73ComptrollerGenerals Eeport
6Bookvalueofbods
7 Cash in companys office 2Tm ffl
8 Deposits n trust companies and banks not
on interest per Schedule E
9 Deposits in trust companies and banks on
interest per Schedule E 289830 96
819
701 05
12 Total ledger assets as per balance item 50
NonLedger Assets
13 Interest due 9925029 and accrued 2
78380283 on mortgages per Sched B 2883053 12
14 Interest accrued on bonds per Schedule D
part 1
1R T 125 00
16 Interest due 8415555 and accrued 65
80605 on premium notes 484595 52 on
20 P0li7l0MB 634557 12
Rents due on companys property or lease 1132 58
100372168 85
21 Total interest and rents due and accrued 4
24 Due from other companies for losses or claims onpolicies
o this company reinsured
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
fl P insu Premiums mm u
2b Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums
3518867 82
2537 50
27 Total
28 Deduct loading
126653 87
788743 21
157748 65
29 Net amount of uncollected and deferred
premiums 630994 56
35 Gross assets
104524568 73
Deduct Assets Not Admitted
1564 39
41 Premium notes and loans on policies and
net premiums in item 29 in excess of
the net value of their policies
43 Book value of ledger assets over market
value viz
Book value of real estate over market value 351821 55
Book value of bonds over market value 7I8 75
46 Admitted assets
104170464 04820 CompteolleeGtenekals Eepoet
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per cent on issue of
1900 and prior years 34217849 00
2 American experience table at 3 per cent
on issues of 1901 and subsequent years 47264579 00
Same for reversionary additions 2435502 00
5 Net present value of annuities including
those in reduction of premiums
Actuaries 4 per cent issues of 1900 and
prior years 67425 00
McClintock s 3V2 per cent issues of 1901
and subsequent years 165477 00
Total 84150832 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 523795 00
83627037 00
7 Extra reserve for total and permanent dis
ability benefits 2891 00
83629928 00
8 Net reserve v
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 980856 00
12 Claims for death losses in process of ad
justment or adjusted and not due 22585 17
13 Claims for death losses reported for which
no proofs have been received 143222 66
14 Reserve for net death losses incurred but
unreported 75000 00
15 Claims for matured endowments due and
unpaid 9800
16 Claims for death losses and other policy
claims resisted by the company 11000 00
19 Total policy claims 259805 83
21 Dividends left with the company to accumulate at inter
est and accrued interest thereon 4148 76
29 Premiums paid in advance including surrender values so
applied 87f050
23 Unearned interest and rent paid in advance 55297 62ComptkollerGeneral s Eeport 821
24 Commissions due to agents on premium notes when paid 320103 45
26 Cost of collection on uncolleeted and deferred prem
iums in excess of the loading thereon 5 573 07
27 Salaries rents office expenses bills and accounts due or
accrued 6351 25
28 Medical examiners fees 7 ggg qq
29 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement 225 953 73
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 162510 27
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise 2579172 74
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 1077413 00
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in
item 35 9080133 00
37 Reserve special or surplus funds not included above
Deposits for abstracts temporarily loaned 283653
interest received on loans contracted for 1915 27
73547 principal payments received on loans contract
ed for 1915 275000 commissions received by the
company on loans contracted for 1915 173725 35059 25
41 All other liabilities
Due upon individual accounts 8 701 58
Proceeds of policies left with company at interest and
accrued interest thereon 70 405 Qg
Surplus interest accrued in excess of contract rate allow
ed in connection with items No 9 88388 No 21
5740 No 42 80950 1 750 78
Surplus derived from nonparticipating policies 1 819 723 33
46 Capital stock 500000 00
47 Unassigned funds surplus derived from participating
policies 3251698 83
48 Total104170464 04
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 7899 17197079 00822 CompteollebGtenebals Kepobt
18 Policies on the lives of citizens of said State
issued during the year 994 2906719 00
19 Total 8893 20103798 00
20 Deduct ceased to be in force during the year 509 1440983 00
21 Policies in force December 31 1914 8324 18662815 00
23 Losses and claims incurred during year 64 194616 t8
25 Losses and claims settled during the year in
cash 19313935 by compromise 47743 63 193616 78
26 Losses and claims unpaid December 31 1914 1 1000 00
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses 471872 07
UNITED LIFE AND ACCIDENT INSURANCE COMPANY
OF CONCORD N H
Clarence E Carr President Allen Hollis Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 310000 00
2 Amount of ledger assets as per balance
July 1 of current year 438351 45
3 Increase of capital during the year 60000 00
4 Extended at 498351 45
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 9630 84
7 Total first years premiums on original
policies 9630 84
12 Total new premiums 9630 84ComptrollerGenerals Beport
19 Extra premiums for total disability benefits 1410 00
and for additional accidental death benefits 38160
included in life policies
20 Total premium income
24 Gross interest on mortgage loans per
Schedule B less 45256 accrued interest
on mortgages acquired during 1914
26 Gross interest on bonds and dividends on
stocks ress 149952 accrued interest on
bonds acquired during 1914 per
Schedule D
33 Gross rent from companys property
3244 03
3516 7ft
750 00
34 Total gToss interest and rents
35 From other sources
Premium received on sale of stock represented by in
crease of capital
Deposit on account pending insurance
43 Gross increase by adjustment in book valueof ledger
assets viz Mortgages adjusted to par value
44 Total income
823
1791 60
11422 44
7510 73
44067 48
6 13
2132 Oft
65138 78
IIIDisbursements
20 Commissions to agents less commission on reinsurance
First years premiums
24 Branch office expenses including salaries of managers
and clerks not included in item 22
25 Medical examiners fees 90800 inspection of risks
3500
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Rent including 75000 for companys occupancy of its
own buildings
28 Advertising 9173 printing and stationery 280200
postage telegraph telephone and express 39907 ex
change 1875
30 Furniture fixtures and safes
31 Repairs and expenses other than taxes on real estate
32 Taxes on real estate
34 Insurance department licenses and fees
35 All other licenses fees and taxes
Revenue stamps 4472 State corporation tax 169500
1441 70
1282 60
943 00
8507 50
750 00
4y201 55
956 12
379 58
180 03
688 CO
1739 72824
CompthollebGenekals Report
39 Other disbursements
Premiums on fidelity bonds
Insurance premium on office furniture
49 Total disbursements
IVLedger Assets
1 Book value of real estate per Schedule A 17054 40
2 Mortgage loans on real estate per Schedule
B first liens 157600 00
5 Premium notes on policies in force 6r 04
6 Book value of bonds 36119
7 Cash in companys office
8 Deposits in trust companies und banks not
on interest per Schedule E
10 Agents balances debit
152 21
12 Total ledger assets as per balance Item 50
NonLedger Assets
13 Interest accrued on mortgages per Sched
ule B
14 Interest accrued on bonds per Schedule
D part 1
2824 36
5421 63
21 Total interest and rents due and accrued
22 Market value of real estate over book value per Sched
ule A
23 Market value not including interest in Item 14 of bonds
and stocks over book value per Schedule D
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums
26 Gross deferred premiums on policies in
force December 31 1914 less reinsur
ance premiums 18
27 Total
28 Deduct loading
1804 49
757 89
29 Net amount of uncollected and deferred premiums
30 All other assets
Assets covering partial paid subscriptions to stock
85 00
13 67
21168 47
542321 76
8245 99
1945 60
1742 81
1046 60
61513 23
35 Gross assets
616815 99CompteollehGeneeal s Eepoet
Deduct Assets Not Admitted
38 Agents debit balances gross 152 21
46 Admitted assets
825
152 21
616663 78
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
2 American experience table at 3 per cent
on modified preliminary term 2 847 00
7 Extra reserve for total disability benefits 70500 and
for additional accidental death benefits 21000 in
cluded in life policies 915 0Q
8 Net reserve 3762 0Q
25 Commissions to agents due or accrued 376 14
28 Medical examiners fees 40 00
29 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement 400 qq
41 All other liabilities
Deposits on account of pending insurance 6 13
Liability for partial paid subscriptions to stock 61 513 23
66097 50
46 Capital stock 310000 00
47 Unassigned funds surplus 240 566 28
48 Total 616663 78826
ComptrollerGenerals Eepoet
UNITED STATES ANNUITY AND LIFE INSURANCE COMPANY OF
CHICAGO ILL
Henry A Salzer President William T Smith Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 300000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 1062904 27
1062904 27
4 Extended at v
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 49512 for first
years reinsurance 88736 39
7 Total first years premiums on original
policies 8873639
8 Dividends applied to purchase paid up ad
ditions and annuities
9 Surrender values applied to purchase paid
up insurance and annuities 2951 30
12 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 7
45043 for reinsurance on renewals 273944 19
14 Dividends applied to pay renewal prem
iums 25105 35
18 Total renewal premiums

20 Total premium income l
22 Dividends left with the company to accumulate at interest
24 Gross interest on mortgage loans per
Schedule B less 16182 accrued interest
on mortgages acquired during 1914 161 82
5 Gross interest on collateral loans per
ScheduleC 7200 00
91716 34
299049 54
390765 88
1950 28iHllMHHI

ComptbollebGeneeal s Repobt
notes policy
26 Gross interest on bonds and dividends on
stocks less 889 accrued interest on
bonds acquired during 1914 per Sched
ule D
27 Gross interest on premium
loans or liens
28 Gross interest on deposits in trust com
panies and banks per Schedule E
29 Gross interest on other debts due the com
pany Agents balances and miscellane
ous items
33 Gross rent from companys property
31343 62
8608 04
719 66
2957 20
323 00
34 Total gross interest and rents
35 From other sources
IT S Annuity and Life Trust
Notes payable
Excess cash value
Suspense cr balance Dec 31 1914
42 Gross profit on sale or maturity of ledgerassets viz
Seal estate per Schedule A
44 Total income
HIDisbursements
1 For death claims
4
6
7
39515 52
10
11
13
14
Net amounts paid for losses and matured endowments
Premium notes and liens voided by lapse
Surrender values paid in cash or applied inliquidation
of loans or notes
Surrender values applied to purchase excess cash
Surrender values applied to purchase paid up insurance
and annuities see Income No 9
Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
Dividends applied to pay renewal premiums see Income
No 14
Dividends applied to purchase paid up additions and an
nuities see Income No 8
Dividends left with the company to accumulateat inter
est see Income No 22
15 Total paid policyholders t
16 Expense of investigation and settlement of policy chums
18 Dividends and interest thereon held on deposit surrender
ed during the year
827
69651 70
4839 78
46020 67
1108 00
252 43
15000 00
529588 74
39515 52
5091 33
16123 00
1108 00
2951 30
446 51
25105 35
28 65
1950 28
92319 94
3295 46
337 55g28 ComptrollerGenerals Eeport
90 Commissions to agents less commission on reinsurance
First years premiums 4533275 renewal premiums
39 417 65
25 Medical examiners fees 1152350 inspection of risks
248358
26 Salaries and all other compensation of officers directors
trustees and home office employees
27 Rent
28 Advertising 99605 printing and stationery lo30bo
postage telephone and express 261345 exchange
26186
29 Legal expense not included in item 16
30 Furniture fixtures and safes
31 Repairs and expenses other than taxes on real estate
32 Taxes on real estate
33 State taxes on premiums
34 Insurance departments licenses and fees
Personal tax
35 All other licenses fees and taxes
Federal corporation tax
Federal stamp tax
Municipal fees etc
39 Other disbursements
Payments in connection with sale of securities
Miscellaneous expense
Investment expense
Suspense cr bal Dec 31 1913
49 Total disbursements
IVLedger Assets
1 Book value of real estate per Schedule A 4120 65
2 Mortgage loans on real estate per Sched
uleB 156600 00
3 Real estate trust certificates 89o000 00
4 Loans made to policyholders on this com
panys policies assigned as collateral 154578 80
5 Premium notes on policies in force tfiuo aa
6 Book value of bonds 99 40
7 Cash in companys office 27
8 Deposits in trust companies and banks not
on interest per Schedule E
9 Deposits in trust companies and banks on
interest per Schedule E 82207 50
10 Agents balances credit 4292 84
12 Total ledger assets as per balance item 50
84750 40
14007 D8
23699 23
2600 00
5402 01
3331 64
100 95
242 82
340 14
5257 58
3269 64
26600 00
266 00
104 02
47 34
1305 10
14800 00
1355 63
5963 14
766 81
263562 49
1328930 52
ComptrollerGenerals Report
NonLedger Assets
13 Interest due 15000 and accrued 4
20862 on mortgages per Schedule B 4358 62
14 Interest accrued on bonds per Schedule D
Part 2 163 53
18 Certificate of deposit 193 rj
21 Total interest and rents due and accrued
22 Market value of real estate over book value per Sched
ule A
25 Gross premiums due and unreported on
policies in force Dec 81 1914 less re
insurance premiums 29493 90
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums 16974 95
27 Total
28 Deduct loading
46468 85
9223 34
29 Net amount of uncollected and deferred premiums
35 Gross assets
829
4715 86
55000 00
37245 51
1425891 89
Deduct Assets Not Admitted
39 Reserve against funds in LaSalle St Trust
and Savings Bank
41 Premium notes and loans on policies and
net premiums in item 29 in excess of the
net value of their policies
43 Book value of ledger assets over market
value viz IT S Annuity Life Trust
certificates
Bonds
20060 95
1731 46
50000 00
235 40
46 Admitted assets 1353864 08

VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the company on
the following tables of mortality and
rates of interest viz830 ComptrollerGenerals Eepoet
1 Actuaries table at 4 per cent on policies
issued in 1906 and 1907 284258 00
2 American experience table at 31 per cent
on policies issued since Dec 31 1907 609494 00
Total 893752 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 5646 00
t x 888106 00
8 Net reserve
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 1108 00
12 Claims for death losses in process of ad
justment or adjusted and not due 5552 00
16 Claims for death losses and other policy
claims resisted by the company 308 80
19 Total policy claims 5860 80
21 Dividends left with the company to accumulate at in
terest and accrued interest thereon 726 48
99 Premiums paid in advance including surrender values so
r 721 26
applied
23 Unearned interest and rent paid in advance 4250 91
24 Commissions due to agents on premium notes when paid 3555 93
27 Salaries rents office expenses bills and accounts due or
418 94
accrued
28 Medical examiners fees 172850 and legal fees
41939 due or accrued 2147 89
29 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement 5241 15
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 3266 54
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums
or otherwise 25353 98
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in Item
35 7553 43
41 All other liabilities
Suspense 22 43
IT S Annuity and Life Trust 4839 78
Notes payable and accrued interest 47275 20ComptrollerGenerals Eeport 831
46 Capital stock
7 TT 300000 00
47 Unassigned funds surplus 46 185 30
48 Total
1353864 08
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State in force
Dec 31 of previous year 48i 657 00
18 Poheies on the lives of citizens of said State issued dur
i9Toingthevear
1114090 00
20 Deduct ceased to be in force during the year 323 321 00
21 Policies in force Dec 31 1914 791369 00
23 Losses and claims incurred during year 1 000 00
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commis
sions or other expenses 21 921 93
VOLUNTEER STATE LIFE INSURANCE COMPANY OF
CHATTANOOGA TENN
Z C Patten President w a stacj Secretary
A S Caldwell Attorney for Service
ICapital Stock
1 Amount of capital paid up
in eash 100000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 1600349 76
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 603175 for first
years reinsurance 99 790 89
7 Total first years premiums on original
I0icies 99790 89832
ComptrollerGenerals Report

Dividends applied to purchase paid up ad
ditions and annuities
815 42
100606 31
12 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 15
53457 for reinsurance on renewals 500098 40
14 Dividends applied to pay renewal prem
14735 51
lums
514833 91
18 Total renewal premiums v
615440 22
20 Total premium income
24 Gross interest on mortgage loans per
Schedule B less 70350 accrued interest
on mortgages acquired during 1914 55940 1
25 Gross interest on collateral loans per
a v a i n 3812 06
Schedule C
26 Gross interest on bonds and dividends on
stocks less 102548 accrued interest on
bonds acquired during 1914 per Sched
uleD 1294748
27 Gross interest on premium notes policy
loans or liens 28892 83
28 Gross interest on deposits in trust com
panies and banks per Schedule E 1668 54
29 Gross interest on other debts due the com
pany Interest miscellaneous 1923 01
Commissions on mortgage loans M
34 Total gross interest and rents 109809 65
35 From other sources
Worthless prem notes previously written off
77 00
Gain from unpaid checks 157 71
Mortgage loan expense credit
Premiums pending increase
41 From agents balances previously charged off
42 Gross profi on sale or maturity of ledger assets viz
Bonds per Schedule D
m 729132 03
44 Total income
IllDisbursements
1 For death claims less 1700000 reinsur
ance 113507 00
For additions 90 00
ComptrollerGenerals Eeport 833
2 For matured endowments nm
3 t oi total and permanent disability claims 53 58
4 Net amounts paid for losses and matured endowments 117 460 58
5 For annuities involving life contingencies fJi Jt
6 Premium notes and liens voided by apse o Z
T Surrender values paid in cash or applied in liquidation
of loans or notes
10 Dividends paid for policyholders in cash or applied in
liquidation of loans or notes sr
11 Dividends applied to pay renewal premiums see Income
yo 14
12 Premium reduction coupon paid f 11
13 Dividends applied to purchase paid up additions andan
nuities see Income No 8
815 42
15 Total paid policyholders 2132r83
16 Expense of investigation and settlement of policy claims 933 68
17 Paid for claims on supplementary contracts not involv
ing life contingencies
20 Commissions to agents less commission on reinsurance
First years premiums 6078616 renewal premiums
23648 66
21 Commuted renewal commissions A
22 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance 2 553 07
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 7 889 ls
24 Branch office expenses including salaries of managers
and clerks not included in item 22 12 461 54
25 Medical examiners fees 1014585 inspectionof risks
325570
9fi c 1340155
26 Salaries and all other compensation of officers directors
trustees and home office employees 34 365 49
27 Rent including 283400 for companys occupancyofits
own buildings 2 834 00
28 Advertising 241067 printing and stationery 435866
postage telegraph telephone and express 2530 58
exchange 13625
M Legal expense not included in item 16 72 53
30 Furniture fixtures and safes 736 94
31 Repairs H O furniture 114 3
33 State taxes on premiums
9 T 6007 14
34 insurance department licenses and fees 1 990 50
35 All other licenses fees and taxes
Taxes on assets 94
Licenses cities etc
315 54834
ComptrollerGeneeals Keport

39 Other disbursements
Trav exp H O 46172 inc exp H O 62539
Office sup 31503 ins books and papers 42895
Actuary 60000 ins asso dues 41746
Lights 10481 sundry 36231
46 Agents balances charged off
47 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
48 Gross decrease by adjustment in book value of ledger
assets viz Decrease in liabilities
49 Total disbursements
1087 11
743 98
1017 46
467 12
3633 77
4 08
320 85
402111 60
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B first liens 117050269 other
than first liens 131400
3 Loans secured by pledge of bonds stocks
or other collateral per Schedule C
4 Loans made to policyholders on this com
panys policies assigned as collateral
5 Premium notes on policies in force
6 Cost value of bonds
7 Cash in companys office
8 Deposits in trust companies and banks not
on interest per Schedule E
9 Deposits in trust companies and banks on
interest per Schedule E
10 Bills receivable 170182 agents balances
debit 283303 credit 81339
1171816 69
1000 00
450918 23
40120 86
186423 15
200 00
12210 59
60959 21
3721 46
12
Total ledger assets as per balance Item 50 1927370 19
NonLedger Assets
13 Interest due 27000 and accrued 36
75099 on mortgages per Schedule B
14 Interest accrued on bonds per Schedule D
part 1
15 Interest accrued on collateral loans per
Schedule C part 1
16 Interest accrued on premium notes
37020 99
1030 20
28 50
773 75
21 Total interest and rents due and accrued
25 Gross premiums due and unreported on
policies in force Dec 31 1914 less re
insurance premiums
38853 44
49369 08ComptrollerGenerals Kepor
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums
15108 33
27 Total
28 Deduct loading
64477 41
7639 52
29 Net amount of nncollected and deferred premiums
35 Gross assets
835
56837 89
2023061 52
Deduct Assets Not Admitted
38 Agents debit balances gross
40 Bills receivable
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies
46 Admitted assets
2833 03
1701 82
1504 13
2017022 54
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dec
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per cent on prior to
Apr 1st 1912 1571097 oo
2 American experience table at 3 per cent
on since Apr 1st 1912 149858 00
Same for reversionary additions 2580 00
4 Other tables and rates viz 18058 00
5 Net present value of annuities including
those in reduction of premiums 73 00
Total 1741666 00
6 Deduct net value of risks of this com
pany reinsured in other solvent cos 16466 00
7 Extra reserve for total and permanent dis
ability benefits i ggo g7
8 Net reserve 70R fift e
a r 126850 67
9 1 resent value of amounts not yet due on supplementary836 ComptbolleeGenebals Eepoet
contracts not involving life contingencies computed
0006 U
by the company
13 Claims for death losses reported for which
no proofs have been received 5000 00
16 Claims for death losses and other policy
claims resisted by the company 6000 00
11000 00
22 Premiums paid in advance including surrender values so
571 97
aPplied 12179 99
23 Unearned interest
24 Commissions due to agents on premium notes when paid b
27 Salaries rents office expenses bills and accounts due or
400 UU
accrued
n 1 b3 00
28 Medical examiners fees
29 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
7500 00
this statement
33 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
35 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1915 19597 63
37 Eeserve special or surplus funds not included above
Contingent fund
41 All other liabilities
j 7A 15
Premiums pending
Prem reduction coupon unpaid ioo 000 00
46 Capital stock 90530 18
47 XJnassigned funds surplus
2017022 54
48 Total
Business in the State of Georgia During 1914
17 Policies on the lives of citizens of said State
in force Dec 31 of previous year 14Z8 4ioi uu
18 Policies on the lives of citizens of said State
issued during the year 20 396191 00
1698 2833710 00
19 Total v m
20 Deduct ceased to be in force during the year 343 595o
r 51 1Q14 1355 2238139 00
21 Policies in force Dec 31 1914ComptrollerGeneral s E
23 Losses and claims incurred during year
27 Premiums collected or secured in cash and notes
or credits without any deduction for losses
dividends commissions or other expenses
EPORT
12
837
17988 00
64353 45
MISCELLANEOUS COMPANIES
JETNA ACCIDENT AND LIABILITY INSURANCE COMPANY
OF HARTFORD CONN
M G Bulkeley President
J S Eowe Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 1000000 00
2 Amount of ledger assets as per balance December 31
of previous year
ilIncome
3042862 57
1 Gross premiums written and renewed during the year
per lines 2 9 16 and 23 VI page 6 Accident 2
138 09 health 15000 liability 48991636 work
men compensation 513238 fidelity 13124434
Surety 63639399 plate glass 18316691 burglary
and theft 30528737 sprinkler 16363111 fly wheel
707461 auto and teams prop dam 10687598
totals
2 Deduct reinsurance Accident 23713
liability 30214281 workmens com
pensation 136916 fidelity 1539990
suretv 6748874 burglary and theft
1810074 sprinkler 2635361 fly
wheel 75474 auto and teams prop
lam 893874 totals
Deduct return premiums on policies can
celled Accident 38244 health 6250
liability 4743921 workmens compen
sation 45546 fidelity 1068225
surety 4531059 plate glass 730463
burglary and theft 1578479 sprink
ler 1263666 fly wheel 82917 auto
ll teams prop dam 14881698 totals
2992895 15
140785
3
289704 68ComptrollerGenerals Report 839
4 Deduct premiums on policies not taken
Accident 18000 liability 10433275
workmens compensation 133486 fi
delity 657638 surety 6007622
plate glass 3503770 burglary and
theft 5212027 sprinkler 4892442
fly wheel 190898 auto and teams
prop dam 22233603 totals 532827 61
5 Total deductions Accident 79957 health 6250
liability 45391477 workmens compensation 3
15948 Fidelity 3265853 surety 17287555 plate
glass 4234233 burglary and theft 8600580
sprinkler 8791469 fly wheel 349289 auto and
teams prop dam 38009175 totals 1263 317 86
6 Net premiums Accident 133852 health 8750 liabil
ity 3600159 workmens compensation 197290 fidel
ity 9858581 surety 46351844 plate glass140
82458 burglary and theft 21928157 sprinkler 75
71642 fly wheel 358172 auto and teams prop dam
68866824 totals 2g
dS Gross interest on mortgage loans per
Schedule B 90 in
33419 6o
24 Gross interest on collateral loans per
Schedule C 6j642
J5 Gross interest on bonds and dividends on
stocks less 10428 accrued interest on
bonds acquired during 1914 per Sched
ule D
1144 72
ib Gross interest on deposits in trust com
panies and banks per Schedule N 4 012 70
27 Gross interest from all other sources
On surety collateral deposits unclaimed 5 02
On notes account bills receivable 1 141 13
New York excise reinsurance fund 51 70
31 Total gross interest and rents n6 4 y 4g
61 1rom agents balances previously charged off 30 19
38 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D pr
40 Total income 184649 97
TilDisbursements
1 Gross amount paid for losses Liability 8143154
workmens compensation 31550 fidelity 3447052
840
ComptrollerGenerals Eeport
surety 32701327 plate glass 5702200 burglary
and theft 5855978 sprinkler 3744443 auto and
teams property damage 25441127 totals
2 Deduct reinsurance Liability 7471567
workmens compsn 12169 surety
12280059 plate glass 16872 burg
lary and theft 108606 sprinkler
967331 auto and teams property dam
age 2925 total
3 Deduct salvage Schedule H Fidelity 2
12389 surety 3766003 plate glass
51047 burglary and theft 76470
sprinkler 99201 auto and teams prop
erty damage 212821 totals
208595
44179 31
4 Total deduction Liability 7471567 workmen s com
pensation 12169 fidelity 212389 surety 160
460 62 plate glass 07919 burglary and theft 1
85076 sprinkler 1066532 auto and teams property
damage 215746 total
850668 31
252774 60
5 Net amount paid policyholders for losses Liability 6
71 87 workmens compsn 19381 fidelity 32
346 63 surety 16655265 plate glass 5634281
burglary and theft 5670902 sprinkler 2677911
auto and teams property damage 25225381 totals
18 Investigation and adjustment of claims viz Liability
15409 fidelity 239038 surety 260048 plate
glass 250 burglary and theft 312161 sprinkler
9310 auto and teams property damage 1392415
24 Commissions or brokerage less amount received on re
tin premium and reinsurance for the following
lasses Accident 28148 health 2726 liability
33 12140 cr workmens compensation 0038 or
fidelity 2469303 surety 11341989 plate glass
4269645 burglary and theft 5428084 sprinkler
138185 fly wheel 07878 auto and teams property
damage 10202210
29 Salaries fees and all other compensation of officers
directors trustees and home office employees
30 Salaries traveling and all other expenses of agents not
paid by commissions
32 Inspection other than medical and claim
33 Rents
36 State taxes on premiums
37 Insurance department licenses and fees
597893
71
23132 31
379336 0o
117009 32
167432 35
12146 66
17869 49
20191 91
11008 79ComptrollerGenerals Report 841
38 All other licenses fees and taxes
Federal corporation tax 1 721 45
Municipal and county 220 53
apital stock tax 2oo00 00
Internal revenue 070 nfi
T 24315 84
43 Legal expenses 143g 4
44 Advertising
0 107v 85
45 Printing and stationery
Tj J 33595 84
4b Postage telegraph telephone and express 25 045 09
47 Furniture and fixtures 9044 1Q
48 Stockholders for interest or dividends amount declared
during the year 10000000 100 00 0Q
49 Other disbursements
Sundry expense 8 134 61
Investment expense g 237
54 Agents balances charged off 13g 6g
57 Total disbursements 3560745
IVLedger Assets
2 Mortgage loans on real estate per Schedule B first liens 705981 25
3 Loans secured by pledge of bonds stocks or other col
laterals per Schedule C 195 450 00
4 Book value of bonds 110011359 and stocks 60138440
per Schedule D 1701497 99
5 Cash m company s office 915 14
6 Deposit in trust companies and banks not on interest per
Schedule N 149393 5g
7 Deposits in trust companies and banks on interest per
Schedle N 186075 84
8 Premiums in course of collection viz
On policies or renewals issued on or after
October 1 1914 Accident 26470 li
ability 5442817 workmens compen
sation 23281 fidelity 1316423
surety 6751147 plate glass 29
51913 burglary and theft 5298145
sprinkler 2085540 fly wheel 2
59395 auto and teams prop dam
10161264 totals 343163 95
On policies or renewals issued prior to
October 1 1914 Accident 500 liabil
ity 19365 workmens compensation
3233 fidelity 161463 surety 14
842
ComptrollerGenerals Eeport
00827 plate glass 95390 burglary
and theft 93853 sprinkler 96516
fly wheel 12016 auto and teams prop
dam 629444 total
25126 07
25 Total
26 Bills receivable and suspense accounts
27 Other ledger assets viz
Advance traveling expense
Advance commissions
Equity in funds of the N Y Excise Reins Assn
368290 02
7686 36
371 70
1150 13
11454 85
31 Ledger assets as per balance Item 5
NonLedger Assets
32 Interest accrued on mortgages per Sched
58 3328266 87
ule B

33 Interest accrued on bonds per Schedule D
part 1
34 Interest accrued on collateral loans per
Schedule C part 1
35 Interesl accrued on other assets Bank
balances
40 Market value not including interest in
item 33 of bonds and stocks over book
value per Schedule D
19464 27
15056 24
4055 000
285 36
60157 01
44 Gross assets
3427281 75
Deduct Assets Not Admitted
46 Bills receivable and suspense accounts
50 Premiums in course of collection written
prior to Oct 1 1914
53 Book value of ledger assets over market
value viz
Advance traveling expense
Advame commissions
7686 36
25121 07
371 70
1150 13
34334 26
58 Admitted assets
3392050 I
VLiabilities
2 Losses and claims reported or in process of adjustment
fidelity 3270644 surety 10532685 plate glass 2ComptrollerGenerals Beport
72054 burglary and theft 731450 sprinkler 2
943o2 auto and teams property damage 45190 15
total
3 Losses and claims incurred but not reported Plate glass
156729 burglary and theft 59800 sprinkler 1
26979 auto and teams property damage 927869
total
4 Losses and claims resisted Fidelity 1500000burglary
and theft 380000 auto and teams property damage
1617724 total
5 Total losses and claims Fidelity 4770644 surety
10532685 plate glass 428783 burglary and theft
1171250 auto and teams property damage 70
64608 sprinkler 421331 total
6 Deduct reinsurance per Schedule F Surety 5000000
Burglary and theft 150000 sprinkler 80858 total
7 Net unpaid claims except liability and workmens comp
claims excluding expenses of investigation and ad
justment Fidelity 4770644 surety 5532685
plate glass 428783 burglary and theft 10212 50
sprinkler 340473 auto and teams property dam
age 7064608 total
17 Special reserve for unpaid liability and workmens com
pensation losses
20 Total unpaid claims
21 Estimated expenses of investigation and adjustment of
unpaid claims Fidelity 238532 surety 2766 34
plate glass 21439 burglary and theft 51063
sprinkler 17024 auto and teams property damage
353230
26 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy 1
54866163 unearned premiums fifty per cent 781
48629
27 Gross premiums less reinsurance upon all unexpired
risks running more than one year from date of policy
22791875 unearned premiums pro rata 13468329
29 Commissions brokerage and other charges due or tobe
come due to agents or brokers on policies issued on or
after Oct 1 1914 viz Accident 7597 liability
1208305 workmens compensation 3143 fidelity
339004 surety 1768800 plate glass 888526
burglary and theft 1419903 sprinkler 477589 fly
wheel 67443 auto and teams property damage 23
16768
843
196202 00
12713 77
34977 24
243893 01
52308 58
191584 43
2615 90
194200 33
9579 22
781486 23
134683 29
S4970 78844 ComptrollerGenerals Eepoet
34 Salaries rents expenses bills accounts fees etc due or
3406 34
accrued
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement ioc
40882 21
40 Reinsurance
41 Advance premiums one hundred per cent
Investment expense acct mortgage loans i721
x 28500 00
Capital stock tax
51 Total amount of all liabilities except capital 1307065 15
52 Capital actually paid up in cash 1000000 00
53 Surplus over all liabilities 1085885 34
54 Surplus as regards policyholders 20s
3 30 950 49
55 Total liabilities oi
Business in the State of Georgia During 1914
Gross premiums less return premiums on risks written or
renewed during the year Accident 3290 liability
61321 fidelity 144398 surety 326950 plate
glass 87357 burglary and theft 133699 sprinkler
173 54 auto and teams property damage 2302019
I 29537 36
total
Gross losses paid Liability 9644 fidelity 353800
surety 237 plate glass 56025 burglary and theft
S31365 sprinkler 25951 auto and teams property
Oi B9ft 1 J
damage 1902792 total
AMERICAN CASUALTY COMPANY OF READING PA
E P VanRoel President Harvey II Shoma Secretary
T B Marbury Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 330500 00
Amount of ledger assets as per balance December 31 of
597491 13
previous year
3 Increase of paidup capital during the year 5o00
602991 13bmi
ComptrollerGenerals Eeport
845
1481 31
IIIncome
Gross premiums written and renewed during the year Ac
cident and health 24001174 liability 194 61 98
plate glass 6073537 steam boiler 4239 65 burg
lary and theft 1898208 auto and teams prop dam
o704503 totals
Deduct reinsurance Accident and health
141669 burglary and theft 6462
totals
Deduct return premiums on policies can
celled Accident and health 128550
liability 539575 plate glass 1169
70 steam boiler 5686 burglary and
theft 67540 auto and teams prop
dam 297137 totals
Deduct premium on policies not taken
Accident and health 2577054 liabil
ity 2370403 plate glass 1246588
steam boiler 49925 burglary and
theft 311502 auto and teams prop
dam 1238984 totals 77944 56
505626 85
11554 58
5 Total deductions Accident and health 2847273 lia
bility 2909978 plate glass 1363558 steam boiler
55611 burglary and theft 385504 auto and teams
prop dam 1536121 totals
6 Xet premiums Accident and health 21153901 liability
9551320 plate glass 4709979 steam boiler 3
68354 burglary and theft 1512704 auto and teams
prop dam 4168382 totals
23 Gross interest on mortgage loans per Sehed
uIe B 8778 84
25 Gross interest on bonds and dividends on
stocks less 27014 accrued interest on
bonds acquired during 1914 per Sched
e D 12691 51
26 Gross interest on deposits in trust compan
ies and banks per Schedule X 600 83
30 Gross rents from companys property 1678 50
31 Total gross interest and rents
32 From other sources
Commission on bonding business
Paid in by stockholders
37 From agents balances previously charged off
40 Total income
90980 45
414646 40
23749 68
699 33
4125 00
265 30
443485 71846
ComptrollerGenerals Eeport
IIIDisbursements
Gross amount paid for losses Accident and health 108
69267 liability 2413364 plate glass 2486261
steam boiler 12435 burglary and theft 487023
auto and teams property damage 1834640 totals 4
Deduct reinsurance
181029 90
255 35
5 Net amount paid policyholders for losses Accident and
health 10843732 liability 2413364 plate glass
2486261 steam boiler 12435 burglary and theft
487023 auto and teams property damage 18346
40 totals 180774 55
18 Investigation and adjustment of claims viz Accident
and health 80014 liability 505634 5856 48
21 Burglary and theft 256 58
22 Auto and teams property damage 1874 86
24 Commissions on brokerage less amount received on re
turn premiums and reinsurance for the following classes
Accident and health 5971755 liability 2292811
plate glass 1644071 steam boiler 59538 burglary
and theft 440585 auto and teams property dam
age 1025064 totals 114338 24
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 27752 00
30 Salaries traveling and all other expenses of agents not
paid by commissions lo4o 16
31 Medical examiners fees and salaries 486 35
32 Inspection other than medical and claim 2181 58
33Bente 4369 00
34 Repairs and expenses other than taxes on real estate 939 94
35 Taxes on real estate 550 35
36 State taxes on premiums 41 3
37 Insurance department licenses and fees 1723 15
38 All other licenses fees and taxes
Federal corporation tax 36o 09
Revenue stamps 7t 9
43 Legal expenses
44 Advertising printing and stationery 6324 56
46 Postage telegraph telephone and express 3071 68
47 Furniture and fixtures ij161 56
48 Stockholders for interest or dividends amount declared
during the year 26000 00
49 Other disbursements
Sundry expense 71 4
Subscriptions 709 50
55 Gross loss on sale or maturity of ledger assets viz Bonds
per Schedule D 160 81ComptrollerGeneral s Eeport
56 Gross decrease by adjustment in book value of ledger as
sets viz Bonds per Schedule D
57 Total disbursements
847
106 69
401550 92
IVLedger Assets
1 Book value of real estate per Schedule A 50 000 00
2 Mortgage loans on real estate per Schedule B 183 140 00
4 Book value of bonds per Schedule D 285961 38
5 Cash in company a office 1931 g8
7 Deposits in trust companies and banks on interest per
Schedule N R7
o r 60li0 84
8 Premiums m course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident and health
1672131 liability 1480073 plate
glass 927539 steam boiler 35300
burglary and theft 298817 auto and
teams prop dam 846564 totals 52604 24
On policies or renewals issued prior to Oct
1 1914 Accident and health 1254
74 liability 82903 plate glass 707
40 steam boiler 9500 burglary and
theft 6473 auto and teams prop
dam 20583 totals 3156 73
al 5576097
Jo Bills receivable i i i
D1J 0
31 Ledger assets as per balance Item 58 644925 92
NonLedger Assets
32 Interest due 7338 and accrued 4391 05
on mortgages per Schedule B 4464 43
33 Interest due 25443 and accrued 2082
72 on bonds per Schedule D Part 1 2337 15
38 Rents due 18250 and accrued 11350
on company a property or lease 296 00
40 Market value not including interest in
Item 33 of bonds and stocks over book
value per Schedule D 1252 06
44 Gross assets ggg m 5Q848
ComptbollebGtenerals Kepoet
Deduct Assets Not Admitted
46 Bills receivable
50 Premiums in course of collection written prior to October
i 1913
58 Admitted assets
511 15
3156 73
649607 68
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident and health 636552 plate glass 259998
burglary and theft 112311 auto and teams property
damage 197636 totals
5 Total losses and claims Accident and health 636552
plate glass 259998 burglary and theft 112311
auto and teams property damage 197636 totals
7 Net unpaid claims except liability and workmens comp
claims excluding expenses of investigation and adjust
ment Accident and health 636552 plate glass 2
59998 burglary and theft 112311 auto and teams
property damage 197636 totals
17 Special reserve for unpaid liability and workmens com
pensation losses i
20 Total unpaid elaims s
26 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 26113530 un
earned premiums fifty per cent 130567 6o
27 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 1310748 un
earned premiums pro rata 6733 82
28 Total unearned premiums as shown by recapitulation
page 6
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident and health 5
91249 liability 387252 plate glass 322012
steam boiler 9497 burglary and theft 92524 auto
and teams property damage 236276 total
34 Salaries rents expenses bills accounts fees etc due or
accrued
12064 97
12064 97
12064 97
56541 07
68606 04
137301 47
16388 10
563 99ComptrollerGeneral s Keport 849
35 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement
t 79o4 48
40 Reinsurance
41 Advance premiums one hundred per cent 98 08
51 Total amount of all liabilities except capital 231 260 20
52 Capital actually paid up in cash 330500 00
53 Surplus over all liabilities 87847 48
54 Surplus as regards policyholders 418347 48
55 Total liabilities 649607
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident and health 503234
liability 164987 plate glass 192464 burglary and
theft 14427 auto and teams property damage 559
I5 t0tals 9310 87
Oross losses paid Accident and health 147921 liability
42309 plate glass 126567 burglary and theft
2900 auto and teams property damage 12275 to
tals 3319 72
AMERICAN CREDIT INDEMNITY COMPANY OF NEW YORK CITY
E M Treat President Jog R Qrosgj Seeretary
R S Witherspoon Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 350000 00
2 Amount of ledger assets as per balance December 31 of
previous year 1472081 64
IIIncome
1 Gross premiums written and renewed during the year
4 741398 33
1 Deduct reinsurance Credit 7 264 13
3 Deduct return premiums on policies can
celled Credit 25 gpn nj
850
ComptrollerGeneral s Report
15640 00
4 Deduct premium on policies not taken
Credit
5 Total deductions Credit
6 Net premiums
25 Gross interest on bonds and dividends on
stocks less 31833 accrued interest on
bonds acquired during 1914 per Sched
ule D i
26 Gross interest on deposits in trust compan
ies and banks per Schedule N
27 Gross interest from all other sources
Premium notes
Bills receivable
31 Total gross interest and rents
40 Total income
57572 50
648 83
2649 96
70 77
38724
702673 43
60942 06
763615 49
IIIDisbursements
1 Gross amount paid for losses Credit
3 Deduct salvage Schedule H
363303 14
26864 89
5 Net amount paid policyholders for losses Credit
18 Investigation and adjustment of claims viz Credit
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Credit
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
30 Salaries traveling and all other expenses of agents not
paid by commissions
33 Bents
36 State taxes on premiums
37 Insurance department licenses and fees
38 All other licenses fees and taxes
Federal corporation tax
State and municipal licenses
State county and municipal taxes
Internal Tevenue stampsdocumentary
Legal expenses
Advertising
Printing and stationery
Postage telegraph telephone and express
48 Stockholders for interest or dividends amount declared
during the year
336438 25
14030 87
172078 82
52242 94
25039 73
9106 39
12458 92
1894 57
325 49
1616 50
2671 49
675 21
4749 44
16812 613
3309 28
4997 78
28000 00ComptbolleeGeneeals Repobt 851
49 Other disbursements
Exchange
Misc expense 51 26
Traveling expense i ii Zll
Mercantile agencies JJfJ JJ
54 Agents balances charged off covering a period ofover
six years
J 29 810 QQ
55 Gross loss on sale or maturity of ledger assets viz Bonds
per Schedule D
56 Gross decrease by adjustment in bookvalueof ledgeV as
sets viz Old premium notes balances uncollectible
covering a period of over six years 24 683 04
57 Total disbursements1to124 08
IVLedger Assets
4 Book value of bonds 91443589 and stocks 389504 54
5 CflrSehedlIeD 1303940 43
5 Cash in companys office g
Deposits in trust companies and banks on interest per
Schedule N
9R rn 43751 67
26 Bills receivable
27 Other ledger assets viz 1069 20
Furniture and fixtures 45 831 31
Premium notes
A 6o877 84
Agents balances dr 1714692 cr 366319 13483 73
31 Ledger assets as per balance Item 58 1483573 05
NonLedger Assets
33 Interest accrued on bonds per Schedule D Part 1 12 312 09
35 Interest accrued on premium notes 341 69
44 Gross assets 1496226 8
Deduct Assets Not Admitted
46 Bills receivable mavaon
Arr t 1069 20
47 Furniture and fixtures 45 831 31
48 Agents balances 17H6 92
49 Premium notes past due A
52 Market value of special deposits in excess of corresponding
liabilities per special deposit schedule 10 486 84
53 Book value of ledger assets over market value viz
Bonds
Stocks f
25364 54
58 Admitted assets Te852
ComptrollerGenerals Report
VLiabilities
2 Losses and claims reported or in process of adjustment
Credit on policies expiring prior to October 1914 43198 00
4 Losses and claims resisted Credit on policies expiring
prior to October 1914 19900 00
7 Net unpaid claims except liability and workmens comp
claims excluding expenses of investigation and ad
iustment Credit on policies expiring prior to October
J1914 63098 00
18 Special reserve for credit losses on policies expiring in Oc
tober November and December 1914 being fifty per
cent of 20716422 gross premiums received on said pol
icies less 607534 paid during said months on losses
j r 97506 Ti
under said policies
19 Special reserve for accrued losses on credit policies in
force December 31 1914 being fifty per cent of 331
88532 earned premiums on said policies 165942 66
26 Gross premiums less reinsurance upon all unexpired risks
running one vear or less from date of policy 675927
50 unearned premiums pro rata 34404218 344042 18
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Credit h 8
34 Salaries rents expenses bills accounts fees etc due or
n 2500 00
accrued estimated
35 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
L 4 11095 38
this statement
41 Advance premiums 100 per cent 4570 8
42 Other liabilities viz
Guarantees to policyholders 000 00
Voluntary contingent reserve 25000 00
52 Capital actually paid up in cash 350000 00
53 Surplus over ail liabilities 204039 27
55 Total liabilities WW 9i
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
Dewed during the year credit 10730 50
Gross losses paid Credit 246t 2ComptrollerGenerals E
EPORT
853
AMERICAN LIFE AND ACCIDENT INSURANCE COMPANY OF
SALISBURY MISSOURI
Joe V Ingram Presid
eAnt J K Moore Secretary
G A Moms Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash
100000 00
2 Amount of ledger assets as per balance December 31
of previous vear
131o62 93
IIIncome
1 Gross
premiums written and renewed during the year
Accident and health
3 Deduct return premiums on policies cancelled Accident
and health
158596 61
236 68
6 Xet premiums Accident and health ihqoq
a Policy fees required or represented by applications 28 46 00
23 Gross interest on mortgage loans per Schedule B less
1250 accrued interest on mortgages acquired during
1914
0 6475 82
Gross interest on bonds and dividends
Is on stocks
40 Total income
HIDisbursements
1 Gross amount paid for losses Accident and health
18 Investigation and adjustment of claims viz Accident
and health
23 Policy fees retained by agents
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health
29 Salaries fees and all other compensation of officers direc
tors trustees and homo office employees
30 Salaries traveling and all other expenses of agents not
paid by commissions
31 Medical examiners fees and salaries
32 Inspection other than medical arid claim
33 Rents
36 State taxes on premiums
37 Insurance department licenses and fees
193268 50
63829 08
11 30
28246 10
71515 91
8203 01
10815 02
138 25
14 00
2038 75
1855 53
009 68
854 ComptrollerGenerals Report
38 All other licenses fees and taxes
Miscellaneous taxes and fees
Municipal license
250 00
43 Legal expenses
j i 43 50
44 Advertising
3 x rtO
45 Printing and stationery dJ
46 Postage telegraph telephone and express 1858 63
47 Furniture and fixtures
48 Stockholders for interest or dividends 6000 0O
49 Other disbursements
v j 251 60
Surety bonds
Miscellaneous expense 56
Salary branch office 458 75
Officers traveling expense 30
57 Total disbursements 201085 15
IVLedger Assets
2 Mortgage loans on real estate per Schedule B 110200 00
4 Book value of bonds 100 00
5 Cash in companys office 175 8fi
6 Deposit in trust companies and banks not on interest per
a v J l tvt 3355 42
Schedule JN
8 Premiums in course of collection viz On policies or
renewals issued on or after Oct 1 1914 Accident and
u u 5915 00
health
31 Ledger assets as per balance Item 58 123746 28
NonLedger Assets
32 Interest accrued on mortgages per Schedule B 2095 91
41 Other nonledger assets viz
Furniture and fixtures 2500 00
Supplies and stationery 2000 00
44 Gross assets 2 19
Deduct Assets Not Admitted
47 Furniture and fixtures 2500 00
48 Supplies printed matter and stationery 200 00
58 Admitted assets 125842 19ComptrollerGenerals Report
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident and health
4 Losses and claims resisted Accident and health
5 Total losses and claims Accident and health
26 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy 5
67539 unearned premiums fifty per cent 2837 69
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on
or after October 1 1911 viz Accident and health
30 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement
41 Advance premiums one hundred per cent
51 Total amount of all liabilities except capital
52 Capital actually paid up in cash
53 Surplus over all liabilities
55 Total liabilities
855
1312 00
368 00
1680 00
2837 69
1774 50
2550 00
695 19
9537 38
100000 00
16304 81
125842 19
AMERICAN NATIONAL INSURANCE COMPANY OF GALVESTON TEX
W L Moody Jr President
L H Collier Secretary
W A Oliver Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 2425227 83
4 Extended at 2425227 83
IIIncome
5 First years premiums on original policies
without deduction for commissions or
856
ComptrollerGenerals Beport
other expenses less 649587 for first
years reinsurance 239loo 10
7 Total first years premiums on original
policies 239156 15
8 Dividends applied to purchase paid up ad
ditions and annuities 5160 2
9 Surrender values applied to purchase paid
up insurance and annuities 6012 10
12 Total new premiums 2o0328 97
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 6
50154 for reinsurance on renewals 1357081 S
14 Coupons applied to pay renewal prem
iums 834 94
16 Surrender values applied to pay renewal
premiums 184 o i
18 Total renewal premiums J 30aui a
19 Extra premiums for total and permanent disability bene
fits 443358 and for additional accidental death bene
fits 569427 included in life policies 10127 85
20 Total premium income 1619658 11
22 Coupons left with the company to accumulate at interest 2802 29
24 Gross interest on mortgage loans per Schedule B less
S1855 accrued interest on mortgages acquired dur
91204 32
ing 1914
26 Gross interest on bonds and dividends on
stocks less 47778 accrued interest on
bonds acquired during 1914 per Sched
ule D 171122
27 Gross interest on premium notes policy
loans or liens 15158 36
28 Gross interest on deposits in trust com
panies and banks per Schedule E 555 60
33 Gross rent from companys property in
cluding 1080000 for companys occu
pancy of its own buildings per Sched
ule A 41424 49
34 Total gross interest and rents 165456 99
35 From other sources
Bond Premiums 120 21
Agents cash bonds received
Printing Dept net receipts 431 95ComptrollerGeneral s Report
857
41 From agents balances previously charged off 259 12
42 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A i 333 48
Stocks per Schedule D 550 qq
43 Gross increase by adjustment in book value of ledger
assets viz From accident stmt 472 068 52
44 Total income 2267473 52
IIIDisbursements
1 For death claims 44017006 additions
18000 440350 06
2 For matured endowments 442 00
9
10
11
12
13
14
Net amounts paid for losses and matured endowmentsi
For annuities involving life contingencies
Premium notes and liens voided by lapse less 7182 re
storations
Surrender values paid in cash or applied in liquidation
of loans or notes
Surrender values applied to pay renewal premiums see
Income No 16
Surrender values applied to purchase paid up insurance
and annuities see Income No 9
Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
Coupons applied to pay renewal premiums see Income
No 14
Advisory board and special inspectors compensation
Dividends applied to purchase paid up additions and an
nuities see Income No 8
Coupons left with the company to accumulate at interest
see Income No 22
440792 06
4225 00
518 43
42765 62
1284 57
6012 10
457 23
834 94
10934 52
5160 72
2802 29
15 Total paid policyholders 515 787 43
16 Expense of investigation and settlement of policy claims
including 305770 for legal expense 3156 57
18 Coupons and interest thereon held on deposit surrendered
during the year 245 98
19 Paid stockholders for interest or dividends 25000 00
20 Commissions to agents less commission on reinsurance
First years premiums 18157809 renewal premiums
16891866 350496 75
22 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance 12594 50858
ComptrollerGenerals Eeport
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 21733 15
24 Branch office expenses including salaries of managers
and clerks not included in item 22 190140 11
25 Medical examiners fees 6107769 inspection of risks
567338 66751 07
26 Salaries and all other compensation of officers directors
trustees and home office employees S3 5S0 29
27 Rent including 960000 for companys occupancy of it
own buildings 37367 63
28 Advertising 1163672 printing and stationery 18
47719 postage telegraph telephone and express 11
46650 exchange 23220 41S12 61
29 Legal expense not included in item 16 3977 25
30 Furniture fixtures and safes 7464 13
31 Repairs and expenses other than taxes on real estate 20116 20
32 Taxes on real estate 6848 62
33 State taxes on premiums 11362 53
34 Insurance department licenses and fees 5278 30
35 All other licenses fees and taxes
Federal corporation tax 901 57
Municipal in various states 2088 18
39 Other disbursements
Agents cash bonds returned 100 00
Petty office expense Ill 88
Investment expense 5130 31
Interest paid on Cuban bonds 999 96
Interest paid on agents cash bonds 8 00
Examination 46370 bank deposit charged off 9463 558 33
46 Agents balances charged off 22329 05
48 Gross decrease by adjustment in book value of ledger
assets viz Real estate per Schedule A 27450 29
From accident stmt 342979 50
49 Total disbursements 1800376 24
IVLedger Assets
1 Book value of real estate per Schedule A 810478 80
2 Mortgage loans on real estate per Sched
ule B 1273477 67
4 Loans made to polieyholders on this com
panys policies assigned as collateral 326657 64
5 Premium notes on policies in force 1147 20
6 Book value of bonds 23627037 and
stocks 7639454 per Schedule D 31 2664 91
7 Cash in companys office 25 00
ComptbollebGeneeal s Kepoet
8 Deposits in trust companies and banks not
on interest per Schedule B 122 141 86
JO Agents balances debit 3463647 credit
135 net 3463512 34635 12
Printing plant 5096 91
859
12 Total ledger assets as per balance Item 50
NonLedger Assets
2886325 11
13 Interest due 725479 and accrued 57
947 71 on mortgages per Schedule B
14 Interest accrued on bonds per Schedule D
part 1
16 Interest accrued on premium notes policy
loans or liens
20 Bents due 262625 and accrued 112500
on companys property or lease
65202 50
3820 65
1460 90
3751 25
21 Total interest and rents due and accrued
23 Market value not including interest in Item 14 of
bonds and stocks over book value per Schedule D
24 Due from other companies for losses or claims on policies
of this company reinsured
25 Gross premiums due and unreported on
policies in foTce Dec 31 1914 less re
insurance premiums 61 843 54
26 Gross deferred premiums on policies in
force Dec 31 1914 less reinsurance
premiums 29017 09
27 Total
28 Deduct loading
90860 63
20720 95
29 Net amount of uncollected and deferred premiums
30 All other assets
Bank deposits in transmission to home office
From accident statement
74235 30
19053 46
96 10
70139 68
13479 74
10940 64
35 Gross assets 3074270 03
Deduct Assets Not Admitted
38 Agents debit balances gross 34636 47
41 Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies 3889 30860
ComptrollerGenerals Eeport
43 Book value of ledger assets over market
value viz Real estate
S81 25
46 Admitted assets 3034S63 01
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of Dee
1914 as computed by the company on
the following tables of mortality and
rates of interest viz
1 American experience table at 3 per cent
on full level prem 446639 00
2 American experience table at 3 per cent
on one year term 161202 00
3 American experience table at 3 per cent
on one year term 322703 00
4 Other tables and rates viz
American experience 31 per cent modified
on Illinois standard 331980 00
American experience 3 per cent on paid
up policies 41854 00
American experience 31 per cent on paid
up and est ins include add 6867 00
American experience 3 per cent on termi
nal reserves on Mo prem bas 15599 00
American experience 3 per cent New
York Rule industrial 732808 00
Net present value of annuities ineludiiig
those in reduction of premiums
American experience 3 per cent 26107 00
Total 2085759 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 7532 00
7 Extra reserve for total and permanent dis
ability benefits 510900 and for addi
tional accidental death benefits 5
04600 included in life policies 10155 00
8 Net reserve 2088382 00
12 Claims for death losses in process of ad
justment or adjusted and not due 7225 00
13 Claims for death losses reported for which
no proofs have been received 6000 00ComptrollerGeneral s Eeport
16 Claims for death losses and other policy
claims resisted by the company
6127 00
19
21
22
23
28
29
33
34
41
46
47
Total policy claims t
Coupons left with the company to accumulate at interest
and accrued interest thereon
Premiums paid in advance including surrender values so
applied
Unearned interest and rent paid in advance
Medical examiners fees
Estimated amount hereafter payable for federal state
and other taxes based on the business of the year
of this statement
Dividends or other profits due polieyholders including
those contingent on payment of outstanding and de
ferred premiums
Dividends declared on or apportioned to annual dividend
policies payable to polieyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
All other liabilities
Agents cash bonds
From accident statement
Capital stock
TTnassigned funds surplus
861
19352 00
5526 43
2796 49
6845 41
5022 57
6000 00
9103 82
49747 72
1017 85
29893 79
250000 00
561174 93
48 Total 3034863 01
17
18
19
20
Business in the State of Georgia During 1914
Policies on the lives of citizens of said State in force
Dee 31 of previous year 7199718 00
Policies on the lives of citizens of said state issued dur
ing the year 2090842 00
Total 9290560 00
Deduct ceased to be in force during the year 3103673 50
21 Policies in force Dec 31 1914 6186 887 50
22
23
24
Losses and claims unpaid Dec 31 of previous year
Losses and claims incurred during year
4400 00
97255 61
Total 101655 61
Losses and claims settled during the year in cash 100655 61862
ComptrollerGenerals Report
26 Losses and claims unpaid Dec 31 1914 1000 00
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commis
sions or other expenses 234091 07
AMERICAN SURETY COMPANY OF NEW YORK
F V Lafrentz President Win A Brandt Sec and Treas
Marion M Jackson Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 5000000 00
2 Amount of ledger assets as per balance December 31
of previous year 9646690 49
IIIncome
1 Gross premiums written and renewed during the year
Fidelity 190539360 surety 349803185 total 5403425 45
2 Deduct reinsurance Fidelity 5821962
surety 30230066 total 360520 28
3 Deduct return premiums on policies can
celled Fidelity 18343078 surety
62481933 total 808250 11
4 Deduct premium on policies not taken
Fidelity 9927922 surety 8091975
totals 180198 97
5 Total deductions Fidelity 34092962 surety 1008
039 74 total 1348969 36
6 Net premiums Fidelity 156446398 surety 2489
99211 total 4054456 09
23 Gross interest on mortgage loans per
Schedule B 1644 04
24 Gross interest on collateral loans per
Schedule 2083 79
25 Gross interest on bonds and dividends on
stocks less 39695 accrued interest on
bonds acquired during 1914 per Sched
ule D 212228 48
26 Gross interest on deposits in trust com
panies and banks per Schedule X 12277 04
27 Gross interest from all other sources
Past due rents 21 00ComptrollerGeneral s Eeport 863
Past due premiums 19407 salvage debts
508647 discount on real estate taxes
paid in advance 62828 5 929 82
30 Gross rents from companys property in
cluding 5948667 for companys occu
pancy of its own buildings 274637 31
31 Total gross interest and rents 508 800 48
32 From other sources
Unpaid reinsurance Dec 31 1914 69260 65
Unpaid reinsurance Dec 31 1913 22616 38
46644 27
Advance premiums Dec 31 1914 43101 76
Advance premiums Dec 31 1913 35499 90
7601 86
Federal income tax retained Dec 31 1914 960 00
Federal income tax returned Dec 31 1913 83 33
876 67
Checks of other parties in process of col
lection Dec 31 1914 i2792 36
Checks of other parties in process of col
lection Dec 31 1913 1712 94
1079 42
38 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 2 148 63
Stocks per Schedule D 3qq qq
40 Total income 14267597 91
IIIDisbursements
1 Gross amount paid for losses Fidelity 51241490
surety 97279860 total 1485213 50
2 Deduct reinsurance Fidelity 1466625
surety 2558208 total 40248 33
3 Deduct salvage Fidelity 12601265
surety 46230059 total 588313 24
4 Total deducting Fidelity 140678 90 surety 487
88267 total 628561 57
5 Net amount paid policyholders for losses Fidelity 371
73600 surety 48491593 total 856651 93864
ComptrolleeGtenebals Report
18 Investigation and adjustment of claims viz Fidelity
3290145 surety 7881801 111720 06
24 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Fidelity 26449212 surety 49861648 763108 60
29 Salaries fees and all other compensation of officers
directors trustees and home office employees 406401 98
30 Salaries traveling and all other expenses of agents not
paid by commissions 905031 95
32 Inspection other than medical and claim 16146 69
33 Rents including 5948667 for companys occupancy of
its own buildings 46487 50
34 Repairs and expenses other than taxes on real estate 158225 79
35 Taxes on real estate 75708 65
36 State taxes on premiums 51993 51
37 Insurance department licenses and fees 21434 55
38 All other licenses fees and taxes
Federal corporation tax 1678 32
Municipal taxes 4057 59
Internal revenue taxes 856 23
43 Legal expenses 5705 46
44 Advertising 10533 99
45 Printing and stationery 29059 89
46 Postage telegraph telephone and express 42831 47
47 Furniture and fixtures 13522 10
48 Stockholders foT interest or dividends amount declared
during the year 50000000 500000 00
49 Other disbursements
Decrease in lia for accounts payable 3634 14
Reference and guide books 121599 traveling expen
ses 1268112 references 41687 14313 98
Law library 53650 petty expenses 410670 stock
registration 25000 special examination 777785 12671 05
Surety association expenses 289392 Towner rating
bureau 250000 collection fees 124016 insurance
12215 6756 23
Investment expenses taxes on investments 1400 bro
kerage on investments 25000 264 00
55 Gross loss on sale or maturity of ledger assets viz
Ronds per Schedule D 4792 00
56 Gross decrease by adjustment in book value of ledger
assets viz
Real estate per Schedule A 313952 09
Ponds per Schedule T 320269 17
Stocks per Schedule I 349709 13
57 Total disbursements 5047518 05ComptbollebGenebals Eepobt 865
IVLedger Assets
1 Book value of real estate per Schedule A 3166047 91
2 Mortgage loans on real estate per Schedule B first liens 29509 33
3 Loans secured by pledge of bonds stocks or other col
laterals per Schedule C 56 231 05
4 Book value of bonds 161147311 and
stocks 249536950 per Schedule D 4106843 21
5 Cash in companys office i 144 89
6 Deposit in trust companies and banks not on interest
per Schedule N 25675g 31
7 Deposits m trust companies and banks on interest per
Schedule N 546j469
8 Premiums in course of collection viz
On policies or renewals issued on or after
October 1 1914 Fidelity 16661497
surety 32508754 total 491702 51
On policies or renewals issued prior to Oct
1 1914 Fidelity 7511283 surety
39852900 total 473641 83
fTtal 965344 34
27 Other ledger assets viz
Salvage recoverable g2 734 05
NonLedger Assets
32 Interest accrued on mortgages per Sched
ue B 107 20
33 Interest accrued on bonds per Schedule D
Part l 19248 73
36 Salvage recoverable as appraised by New
York insurance dept 61 419 04
38 Rents due 1224411 and accrued 64750
on companys property or lease 12891 61
39 Appraised value of real estate over book
value per Schedule A 248 952 09
44 Gross assets 9562698 53
Deduct Assets Not Admitted
50 Premiums in course of collection written
prior to Oct 1 1914 less reinsurance
only payable when and if collected 42
93361 430708 22
866
CompteollekGeneeals Report
52 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule Georgia and Porto
Rico not considered
262741 40
58 Admitted assets 8869248 91
VLiabilities
2 Losses and claims reported or in process of adjustment
Fidelity 15081983 surety 721132 total 158031 15
3 Losses and claims incurred but not reported Fidelity
21450964 surety 27621934 total 490728 98
4 Losses and claims resisted Fidelity 8244111 surety
147561 18 total 230002 29
5 Total losses and claims Fidelity 44777058 surety
43099184 total 878762 42
6 Deduct reinsurance Fidelity 732893 surety 1517L86
total 22500 79
7 Net unpaid claims except liability and workmen a comp
claims excluding expenses of investigation and ad
justment Fidelity 44044165 surety 41581998 856261 63
21 Estimated expenses of investigation of adjustment of un
paid claims fidelity 1250000 surety 1250000 25000 00
26 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
347595928 unearned premiums 50 per cent 1737
97928 8320506 unearned premiums 75 per cent
6240380 17582831 unearned premiums 100 per
per cent 17582831 1976211 75
27 Gross premiums less reinsurance upon all unexpired
risks running more than one year from date of policy
51661716 unearned premiums pro rata 27640031 276400 31
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Fidelity 2858958 surety
5784482 86434 40
34 Salaries rents expenses bills accounts fees etc due or
accrued 12500 00
35 Estimated amount hereafter payable for Federal State and
other taxes based upon the business of the year of
this statement 61620 33
40 Reinsurance 69260 65
41 Advance premiums one hundred per cent 43101 76ComptrollerGenerals Report 867
42 Other liabilities viz
Checks of other parties in process of collection o 7o2 qfi
Keserve for contingent expenses p
Federal income tax retained 1
you oo
51 Total amount of all liabilities except capital 3 435 543 lq
52 Capital actually paid up in cash 5000ooo 00
53 Surplus over all liabilities 433 705 72
54 Surplus as regards policyholders 5 433 705 72
55 Total liabilities I
8869248 91
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or
renewed during the year Fidelity 2140452 surety
1949857 r
Gross losses paid Fidelity 359163 surety211462 5J6 25
CASUALTY COMPANY OF AMERICA OF NEW YORK CITY N Y
Edwin W DeLeon President John s JenkinS
Arch M Conway Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 750000 00
2 Amount of ledger assets as per balance December 31st
of previous year
2820001 9S
IIIncome
1 Gross premiums written and renewed during the year
Accident 33759709 health 11971133 liability 2
38917924 workmens compensation 1552 179 44 fi
delity 6228381 surety 14171514 plate glass
16987910 steam boiler 25225 burglary and theft
11174467 industrial 9570181 auto and teams
prop dam 13229562 workmens collective 53 691
9 nJV0tal 5166223 81
4 Deduct reinsurance Accident 3593608
health 1131525 liability 1497755
workmens compensation 26899 fidel
ity 686620 surety 1576378 plate
glass 6607 burglary and theft 11
67421 total 968e8 n868
CompteollebGeneeals Repoet
3 Deduct return premiums on policies cancel
led Accident 640075 health 2091
19 liability 42709747 workmens
compensation 12870046 fidelity 4
35406 surety 416758 plate glass
240433 steam boiler 152758 burg
lary and theft 519382 fly wheel 30
88 auto and teams prop dam 8649
75 workmens collective 98719 total 591605 06
4 Deduct premium on policies not taken Ac
cident 7561713 health 3146804 li
ability 55026083 workmen s compen
sation 30645401 fidelity 298828
surety 1687191 plate glass 36532
56 steam boiler 16468 burglary and
theft 1524341 fly wheel 1100 auto
and teams prop dam 2711134 work
men s collective 1162861 total 1074357 80
5 Total deductions Accident 11795396 health 44874
48 liability 99233585 workmens compensation
43542346 fidelity 1420854 surety 3680327
plate glass 3900296 steam boiler 169226 burglary
and theft 3211144 fly wheel 4188 auto and teams
prop dam 3576109 workmens collective 1261580
total 1762824 99

6 Net premiums Accident 21964313 health 7483685
liability 139684339 workmens comp 111674898
fidelity 4807527 surety 10491187 plate glass
13087614 steam boiler 144001 burglary and theft
7963323 industrial 9570181 fly wheel 4188
auto and teams pro dam 9653453 workmens col
lective 4107551 total 3403398 82
21 Policy fees required or represented by applications 100 00
23 Gross interest on mortgage loans per
Schedule B less 460583 accrued inter
est on mortgages acquired during 1914 931 1 63
25 Gross interest on bonds and dividends on
stocks per Schedule D 76346 06
26 Gross interest on deposits in trust compan
ies and banks per Schedule N 5040 66
31 Total gross interest and rents 90698 35
38 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 1333 62
Stocks per Schedule D 594 92ComptrollerGenerals Eeport
39 Gross increase by adjustment in book value of ledger a
sets viz Stocks per Schedule D
40 Total inc
869
327866 36
3823992 07
IIIDisbursements
1 Gross amount paid for losses Accident 18072538 lia
bility 89499582 workmens compensation 183719
15 fidelity 316856 surety 2155302 plate glass
4721917 steam boiler 87500 burglary and theft
3869348 industrial 5042345 auto and teams
property damage 2926035 workmens collective 31
2 J8767 148242105
2 Deduct reinsurance Accident 3717480
liability 31101 surety 92500 burg
lary and theft 580443 total 44215 24
3 Deduct salvage Schedule H Fidelity
45400 surety 1813968 total 18593 68
4 Total deduction Accident 3717480 liabilitv 31101
fidelity 45400 surety 1906468 burglary and theft
580443 total g2
5 Net amount paid policyholders for losses Accident 143
55058 liability 89468481 workmens compensation
18371915 fidelity 271456 surety 248834 plate
glass 4721917 steam boiler 87500 burglary and
theft 3288905 industrial 5042345 auto teams
prop dam 2926035 workmens coll 3178767
total
lfi T 141961213
18 Investigation and adjustment of claims viz Accident
1916967 liability 22400143 workmen s compensa
tion 16214131 fidelity 48300 surety 22728
plate glass 535218 steam boiler 15567 burglary
and theft 402297 industrial 580388 auto and
teams property damage 447555 425832 94
23 Policy fees retained by agents 100 00
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes 4c
eident 11304348 liability 35781183 workmens
compensation 11963420 fidelity 1274157 surety
2136250 plate glass 3920120 steam boilerj 5157
burglary and theft 2429205 industrial 29006 54
contingent 670192 fly wheel 974 auto and teams
property damage 1593510 workmens collective 7
60697 74727605
29 Salaries fees and all other compensation of officers direc
tors trustees and home office employees 191 75 16

870
ComptrollerGenerals Report
30 Salaries traveling and all other expenses of agents not paid
by commissions 10817 85
31 Medical examiners fees and salaries 3999 96
32 Inspection other than medical and claim 39405 72
33 Eents 31997 90
36 State taxes on premiums 49762 51
37 Insurance department licenses and fees 4029 27
38 All other licenses fees and taxes
Miscellaneous licenses and fees 946 83
Directors fees 2150 00
Legal expenses 2629 65
Advertising 2495 41
Printing and stationery 14471 00
Postage telegraph telephone and express 13541 15
Furniture and fixtures 8715 17
48 Stockholders for interest or dividends amount declared
during the year 45000 00
49 Other disbursements
General expense 37660 44
Traveling expenses 15644 01
54 Agents balances charged off profit and loss 6563 80
55 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 31717 19
Stocks per Schedule D 1251 50
56 Gross decrease by adjustment in book value of ledger as
sets viz
Bonds per Schedule D 70635 37
Stocks per Schedule D 50026 82
57 Total disbursements 3227557 84
IVLedger Assets
2 Mortgage loans on real estate per Schedule B first liens 293000 00
4 Book value of bonds 72650253 and stocks 81352400
per Schedule D 1540026 53
5 Cash in companys office 19874 55
6 Deposit in trust companies and banks not
on interest per Schedule X 55307 10
7 Deposits in trust companies and banks on
interest per Schedule X 530958 16

8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 6659330
liability 13765527 workmens com
pensation 552867 57 fidelity 1288
606139 81ComptrollerGenerals Eeport 871
34 surety 3767713 p glass 33357
55 stm blr 118843 burg theft
1916972 industrial 27477 fly
wheel 3774 auto and teams property
damage 1254643 workmens eollect
ive 37355 total 859356 30
On policies or renewals issued prior to Oc
tober 1 1914 Accident 889851 li
ability 69771 workmens compensa
tion 1712670 fidelity 203859 sure
ty 1147052 plate glass 139164
burglary and theft 90027 auto and
teams prop dam 1325 59 total 43849 53
25 Total
9fi rh u 903205 83
B IS eeevable 4 3
1 Other ledger assets viz
Equity and excise reinsurance fund 16 556 78
Workmens compensation reinsurance bur
V 40133 73
Collateral loan 1883 42
btate workmens comp comm deposit 10000 00
Workmen a comp rating board i326 68
69900 61
31 Ledger assets as per balance Item 58 3416436 21
NonLedger Assets
32 Interest accrued on mortgages per Sehed
tUlef 4605 83
W interest accrued on bonds per Schedule D
Part 1
p 33422 59
tS 1802842
41 Other nonledger assets viz Reinsurance
losses due from other companies 19 172 97
44 Gross assets
3453637 60
Deduct Assets Not Admitted
46 Bills receivable 4 163 4o
50 Premiums in course of collection written
prior to October 1 1914 43 849 53872
CoMPTBOLLEBGrENEBAls RepOET
53 Book value of ledger assets over market
value viz Losses due from nonadmit
ted companies
5134 06
53147 02
58 Admitted assets 3400490 58
VLiabilities
1 Losses and claims adjusted Accident 189447 health
54440 surety 185860 burglary and theft 1255
55 industrial 34173 total 5894 75
2 Losses and claims reported or in process of adjustment Ac
cident 1777450 health 567242 fidelity 4677
41 surety 761250 plate glass 642181 steam boil
er 75000 burglary and theft 859095 industrial
63502 auto teams prop dam 764870 work
mens collective 377326 total 63556 58
3 Losses and claims incurred but not reported Fidelity 1
37877 burglary and theft 240091 industrial 3
11625 total 6895 93
4 Losses and claims resisted Accident 950000 health
15000 fidelity 14461 burglary and theft 39000
industrial 200 total 10384 61
5 Total losses and claims Accident 2916897 health 6
36682 fidelity 620079 surety 947110 plate glass
642181 steam boiler 75000 burglary and theft
1263742 industrial 429300 auto and teams prop
dam 764870 workmens collective 377326 total 86731 87
6 Deduct reinsurance per Schedule E Accident 200427
health 63571 surety 53750 burglary and theft
139077 total 4568 25
7 Net unpaid claims except liability and workmens comp
claims excluding expenses of investigation and adjust
ment Accident 2716470 health 573111 fidelity
620079 surety 893360 plate glass 642181
steam boiler 75000 burglary and theft 1124665
industrial 429300 auto and teams property damage
764870 workmens collective 3777326 total 82163 62
17 Special reserve for unpaid liability and workmens compen
sation losses 991614 40
20 Total unpaid claims 1073778 02
25 Workmens collective etc included above
26 Gross premiums less reinsurance upon all unexpired risks
ComptrollerGenerals Report 873
running one year or less from date of policy 1947528
8o unearned premiums fifty per cent 973 764 42
27 Gross premiums less reinsurance upon all unexpired risks
running more than one year from date of policy 15
18443 unearned premiums pro rata 83 736 96
28 Total unearned premiums as shown by recapitulation page
29 Commissions brokerage andother eharges due or to be 10575
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident 2130985 lia
bility 2750743 workmen s compensation 82 985 42
fidelity 16233 surety 875993 plate glass 11452
b burglary and theft 517582 industrial 6869
auto and teams property damage 250929 workmens
collective 6848 total fi
34 Salaries rents expenses bills accounts feesetcdueor
accrued
35 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
40 Reinsurance due other companies ios54 41
51 Total amount of all liabilities except capital 2 345 679 8Q
Capital actually paid p in cash 2Ub79 S9
53 Surplus over all liabilities 304 810 69
54 Surplus as regards policyholders 1 054 810 69
55 Total liabilities
3400490 58
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or renewed
during the year Accident 1000 health 5250 lia
bility 70626 fidelity 2600 surety 500 burglary
and theft 1688 auto and teams prop dam 8000
total
g 737 88
Gross losses paid Accident 1864 liability 142404 auto
and teams property damage 109 total i 443 77874
ComptrollerGenerals Eeport
COLUMBIA INSURANCE COMPANY OF NEW YORK N Y
Geo F Crane President C E Dean Secretary
James L Dickey Jr Atlanta Ga Attorney for Service
ICapital Stock
1 Amount of capital stock paid
up in cash 400000 00
2 Amount of ledger assets as per balance
Dec 31 of previous years 1043602 91
4 Extended at i043602 91
IIIncome
5 Gross premiums per item 2 VI page 6 867450 59
6 Deduct reinsurance premiums marine and
inland 33869432 return premiums
marine and inland 14931084
488005 16
7 Total net premiums other than perpetual 379440 43
11 Gross interest on bonds and dividends on
stocks less 70605 accrued interest on
bonds acquired during 1914 per Sched
ule D
12 Gross interest on deposits in trust
companies and banks per Schedule N
13 Gross interest from all other sources Cash
deposit Ontario Ins Dept
35915 83
1244 44
300 00
25 From agents balances previously charged off
28 Total income
IIIDisbursements
6469 70
423375 40
1 Gross amount paid policyholders for losses
including 4352048 occurring in pre
vious years 343o23 91
2 Deduct amount received for salvage ma
rine and inland 999699 reinsurance
marine and inland 15655459 166551 58
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
176972 33
4912 23
115835 14ComptbolleeGenebals Repoet 875
3 0 Printing and stationery 5015 11
IJ Postage telegrams telephone and expVess
12 Legal expenses 953 00
15 Underwriters boards and tariff associations nr
16 Flre department fire patrol and salvage corps assessment
tees taxes and expenses
17 Inspections and surveys 205 58
20 State taxes on premiums 281 00
21 Insurance department licenses and fees 1349 7
22 All other licenses fees and taxes 446
Emergency revenue tax
23 Other disbursements 42 66
Investment expenses
39 Gross loss on sale or maturity of ledger aVseis viVJ
iionds per Schedule D
40 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D m
41 Total disbursements
323939 67
IvLedger Assets
4 Book value of bonds ljmmm
7 Deposits m trust companies and banks on
interest per Schedule N 87 515 76
8 Agents balances representing business
written subsequent to Oct 1 1914 22 358 41
9 Agafnts balances representing business
written prior to Oct 1 1914 10 361 27
0 Bills receivable taken for int on securities 270 00
12 Other ledger assets viz
Cash deposit Ontario ins dept 16800 00
16 Total ledger assets as per balance Item 42 1143038 64
NonLedger Assets
18 Interest due and accrued on bonds per
Schedule D part 1 12
20 Interest on other assets On Ontario deposit 332 50
24 Total
12297 13
30 Gross assets
1155335 77876
ComptrollerGeneral s Report
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to Oct 1 1914 10361 27
37 Overdue and accrued interest on bonds in
default 270 00
38 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 32523 47
39 Book value of ledger assets over market
value viz Schedule D 51797 75
94952 49
42 Total admitted assets 1060383 28
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 290965
reserve for losses incurred prior to Dec
31 of which no notice had been received
on that date 60452 40
3 Gross claims for losses resisted 4130 00
4 Total 64s2 40
5 Deduct reinsurance due or accrued give
list of companies and amounts as per
Schedule E 22595 59
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired
long term inland risks 2752126 un
earned premiums per recapitulation
page 6 col 6 13619 48
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired time hull and cargo risks
34680569 unearned premiums fifty
per cent 173432 85
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 130047 un
earned premiums 100 per cent 1300 47
41986 81
10 Total unearned premiums as computed above
188352 80ComptrolleeGtenebals Report 877
17 Salaries rents expenses bills accounts fees etc due or
wfCCrrf 500 00
18 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement gfiQQ QQ
19 Contingent commissions or other charges due or accrued 6500 00
26 Capital actually paid up in cash 400 000 0Q
27 Surplus over all liabilities 414043 67
29 Total liabilities 1060383 28
VIRisks and Premiums
1 In force on the 31st day of Dec as per line 6 under this
heading in last years statement 712 551 55
2 Written or renewed during the year per Income No 5 867450 59
taI 1580002 14
5 Deduct thjjse expired and marked off as terminated 889378 51
6 In force at the end of the year 690 623 63
7 Deduct amount reinsured schedule required 314936 21
8 Net amount in force mm i2
Business in the State of Georgia During 1914
1 Gross risks written mfi35 0Q
Less 21862100 risks cancelled and 5830000 reinsurance
in companies authorized in Georgia 276 921 00
Net risks written 563714 00
2 Gross premiums on risks written 10 414 33
Less 574238 return premiums and 104174 premiums
for reinsurance in companies authorized in Georgia 6 784 12
Net premiums received 9 539 ji
3 Losses paid deducting salvage 9 gl3 24
Less losses on risks reinsured in companies authorized in
Georgia 93132
Net losses paid 8681 92
4 Losses incurred 9613 24
Less losses on risks reinsured in companies authorized in
Georgia 931 32
Net losses incurred 8 g8 92878
ComptbollebGeneeals Repoet
COLUMBIAN NATIONAL LIFE INSURANCE COMPANY OF
BOSTON MASS
Arthur E Childs President William H Brown Secretary
Alfred C Newell Attorney for Service
In Life Statement
Capital Stock
IIIncome
1 Gross premiums written and renewed during the year Ac
cident 28854331 health 16725392 total 455797 23
2 Deduct reinsurance Accident 662137
health 335881 total 9980 18
3 Deduct return premiums on policies cancel
led Accident 1016856 health 8
44733 total 18615 89
4 Deduct premium on policies not taken Ac
cident 7296010 health 34442 93
total 107403 03
5 Total deductions Accident 8975003 health 46249
07 total
6 Net premiums Accident 19879328 health 12100485
total
IIIDisbursements
1 Gross amount paid for losses Accident 9574867 health
5596467 total
2 Deduct reinsurance Accident 200526
health 107767 total 3082 93
4 Total deductions Accident 200526 health 107767
total i
135990 10
319798 13
151713 34
3082 93
5 Net amount paid policyholders for losses Accident 93
74341 health 5488700 total 148630 41
18 Investigation and adjustment of claims viz Accident
154377 health 82150 2365 27
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes Ac
cident 6359332 health 3705685 total 100650 17ComptbollebGeneeal s Repoet
879
29 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
30 Salaries traveling and all other expenses of agents not paid
by commissions
31 Medical examiners fees and salaries
32 Inspection other than medical and claim
33 Rents including 190380 for companys occupancy of its
own buildings
36 State taxes on premiums
37 Insurance department licenses and fees
38 All other licenses fees and taxes
Federal corporation tax
Personal property taxes
43 Legal expenses
44 Advertising
45 Printing and stationery
46 Postage telegraph telephone and express
47 Furniture and fixtures
49 Other disbursements Home office expense 215317
traveling 196057
57 Total disbursements
IVLedger Assets
Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 3213203
health 1621610 total
On policies or renewals issued prior to Oc
tober 1 1914 Accident 228008
health 114600 total
48348 13
3426 08
22814 86
7603 62
1610 75
1038 00
3519 05
4229 95
946 39
150 00
13 24
116 30
1206 02
7726 36
2273 87
1146 32
4113 74
310154 32
25 Total
51774 21
Deduct Assets Not Admitted
50 Premiums in course of collection written prior to October 1
1913
3426 08
VLiabilities
1 Losses and claims adjusted Accident 254379 health
109736 total
2 Losses and claims reported or in process of adjustment
Accident 1908547 health 1179690 total
3 Losses and claims incurred but not reported Accident 3
50000 health 3000 total
3641 15
30882 37
6500 00880 ComptbollebGteneeals Bepoet
4 Losses and claims resisted Accident 7200 health 2
195 total 9395 00
5 Total losses and claims Accident 3232926 health
1808926 total 50418 52
6 Deduct reinsurance per Schedule E Accident 21040
health 139763 total 1608 03
7 Net unpaid claims except liability and workmens compen
sation claims excluding expenses of investigation and
adjustment Accident 3211886 health 1669163
total 48810 49
21 Estimated expenses of investigation and adjustment of un
paid claims Accident 700 health 300 1000 00
26 Gross premiums less reinsurance upon all unexpired risks
running one year or less from date of policy 262964
12 unearned premiums 50 per cent 131482 06
29 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued on or after
October 1 1914 viz Accident 1299992 health 6
94996 19949 88
34 Salaries rents expenses bills accounts fees etc due or
accrued 276 36
35 Estimated amount hereafter payable for Federal State and
other taxes based upon the business of the year of this
statement 4868 48
40 Reinsurance 1871 71
41 Advance premiums one hundred per cent 229 25
51 Total amount of all liabilities except capital 208488 23
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or renew
ed during the year Accident 766106 health 5
94379 total 13604 85
Gross losses paid Accident 650481 health 240508 to
tal 8909 89ComptrollerGenerals Report
881
CONTINENTAL CASUALTY CO HAMMOND IND
H G B Alexander President w H Bettgj geere
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash
300000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year
2196611 69
IIIncome
1 Gross premiums written and renewed during the year
Accident r7nK
270524388 health 85428750 total 3559531 43
i Ueduct reinsurance Accident 2665638
health 54515 total
3 Deduct return premiums on policies can
celled Accident 2220060 health
454711 total
4 Deduct premium on policies not taken
Accident 50026414 health 102
46374 tota 602727 88
27201 53
26747 71
5 Total deductions Accident 54912112 health 107
55600 total
656677 12
6 Net premiums Accident 215612276 health 746
73155 total
21 Policy fees required or represented by
applications
23 Gross interest on mortgage loans per
Schedule B less 36816 accrued interest
on mortgages acquired during 1914
25 Gross interest on bonds and dividends on
stocks less 35417 accrued interest on
bonds acquired during 1914 per Sched
ule D
26 Gross interest on deposits in trust com
panies and banks per Schedule N
27 Gross interest from all other sources
Bills receivable
30 Gross rents from companys property
2902854 31
99772 00
26715 85
23378 99
893 37
25 85
2416 67
31 Total gross interest and rents
53430 73
882
OomptbolleeGtenebals Repoet
37 From agents balances previously charged off 1115 56
39 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D 415 28
40 Total income 3057587 88
IIIDisbursements
1 Gross amount paid for losses Accident 112514081
health 23045053 total 1355591 34
2 Deduct reinsurance Accident 1281074
health 26144 total 13072 18
4 Total Deduction Accident 1281074 health 26144 13072 18
5 Net amount paid policy holders for losses Accident 1
11233007 health 23018909 total
18 Investigation and adjustment of claims viz Accident
2750735 health 563403
23 Policy fees retained by agents
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 36922171 health 19020513
29 Salaries fees and all other compensation of officers
directors trustees and home office employees
30 Salaries traveling and all other expenses of agents not
paid by commissions
31 Medical examiners fees and salaries
33 Rents
35 Taxes on real estate
36 State taxes on premiums
37 Insurance department licenses and fees
38 All other licenses fees and taxes
Federal corporation tax
Publication and filing fees
County and municipal licenses and taxes
43 Legal expenses
44 Advertising
45 Printing and stationery
46 Postage telegraph telephone and express
48 Stockholders for interest or dividends amount declared
during the year 6000000
49 Other disbursements
General expense
54 Agents balances charged off
55 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
33141 38
99772 00
559426 84
311923 65
372946 24
16285 49
46208 68
90 18
61878 18
11809 89
95 12
4527 24
2990 34
38361 37
14860 43
30981 81
24333 89
60000 00
29785 24
15804 09
1 14ComptrollerGenerals Eeport 883
56 Gross decrease by adjustment in book value of ledger
assets viz
Mortgage loans
Bonds per Schedule D 10000 00
67 05
57 Total disbursements
3087809 41
IvLedger Assets
1 Book value of real estate per Schedule A nnm
2 Mortgage loans on real estate per Schedule B first liens 4 5 0
4 Book value of bonds 31524030 and stocks 28208 00
per Schedule D
5 Cash in companys office 597320 30
6 deposit in trust companies and banksnot on interestper
Schedule N F
7 Deposits in trust companies and banks on ere per 798
Schedule N v
8 Premiums in course of collection viz 1024 3
On policies or renewals issued on or after
Oct 1 1914 Accident 447409 08
health 23048347 total 677892 gg
25 Total
26 Bills receivable 677892 55
27 Other ledger assets viz 65 U
Agents balances
Furniture and fixtures 73645 25
Cash in hands of P Ms and treas intransit u7fnS Z
31 Ledger assets as per balance Item 58 2166390
NonLedger Assets
32 Interest accrued on mortgages per Sched
T e f 7380 66
AS Interest accrued on bonds per Schedule D
paTtl 536642
Deduct Assets Not Admitted
45 Loans on agts balances 0r
46 Bills receivable 73645 25
47 Furniture and fixtures Jll U
84558 57
884
ComptbolleeGenerals Eepoet
53 Book value of ledger assets over market
value viz
Book value of bonds315240 30
Book value of stocks 282080 00
Market value of bonds
Market value of stocks
302323 27
286151 00
597320 30
474 27
8846 03
58 Admitted assets 2005487 95
VLiabilities
1 Losses and claims adjusted Accident 12042 oO
2 Losses and claims reported or in process of adjustment
Accident 9599281 health 1681563 total 112808 44
3 Losses and claims incurred but not reported Accident
650000 health 200000 total 8500 00
4 Losses and claims resisted Accident 5173500 health
394000 total 55675 HI
5 Total losses and claims Accident 16627031 health
2275563 total 189025 94
6 Deduct reinsurance Accident 6250 00
7 Net unpaid claims except liability and workmens comp
claims excluding expenses of investigation and ad
justment Accident 16002031 health 2275563 182775 94
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident 85000 health 15000 1000 00
26 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
160389817 unearned premiums fifty per cent 801949 08
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on
or after Oct 1 1914 viz Accident 7995854 health
2525006 105208 60
34 Salaries rents expenses bills accounts fees etc due
or accrued 10674 09
35 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year
of this statement 30000 00
40 Beinsurance 7896 i7
ComptrollerGenerals Report 885
41 Advance premiums one hundred per cent x 00 nn
42 Other liabilities viz 1500 00
Voluntary reserve
264483 27
51 Total amount of all liabilities except capital TTsT
52 Cap al actually paid up in cash 300000 00
53 Surplus over all liabilities 300C00 00
54 Surplus as regards policyholders 600000 00
55 Total liabilities
2005487 95
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or
renewed during the year Accident 6656770 health
2110244 total
Gross losses paid Accident 3336788health l7
63481 total
45002 69
U S BRANCH OF
EMPLOYERS LIABILITY ASSURANCE CO
33 Broad St Boston Mass
Samuel Appleton U S Manager
ICapital Stock
2 Amount of ledger assets as per balance December 31
of previous year
7327156 65
IIIncome
1 Gross premiums written or renewed during the year
Accident 33975790 health 10317207 liability
384499413 workmens compensation 3779 720 48
fidelity 8812902 surety 410718 plate glass
4320156 steam boiler 5176297 burglary and theft
19001130 fly wheel 429413 auto and teams prop
dam 06092804 workmens collective 1502113
total
9 n 9025099 91
2 Deduct reinsurance Accident 55025
health 3500 fidelity 40625 bur
glary and theft 146363 total 9455 13
886
CompteolleeGenebals Eeport
Deduct Beturn premiums on policies can
celled Accident 2271273 health
1004258 liability 62829031 work
mens compensation 51696057 fideli
ty 1008090 surety 8492 plate
glass 414345 steam boiler 770540
burglary and theft 1877443 fly
wheel 11353 auto and teams prop
dam 11248639 workmens collective
726729 total 1338662 50
Deduct premium on policies not taken
Accident 2197764 health 783358
liability 24254524 workmens com
pensation 23313425 fidelity 2
90923 plate glass 256556 steam
boiler 435167 burglary and theft
1235097 auto and teams prop dam
5308976 workmens collective 366
57 total 581124 47
5 Total deductions Accident 4524062 health 1791116
liability 87083555 workmens compensation 750
09482 fidelity 1339638 surety 8492 plate glass
670901 steam boiler 1205707 burglary and theft
3258903 fly wheel 11353 auto and teams prop
dam 16557615 workmens collective 763386
total 1922242 10
6 Net premiums Accident 29451728 health 8526091
liability 297415858 workmens compensation 3
02962566 fidelity 7473264 surety 402226 plate
glass 3649255 steam boiler 3970590 burglary and
theft 15742227 fly wheel 418060 auto and teams
prop damage 39535189 workmens collective
738727 total 7102857 81
25 Gross interest on bonds and dividends on stocks less
412285 accrued interest on bonds acquired during
1914 per schedule D 248081 08
26 Gtoss interest on deposits in trust companies and banks
per schedule N 272 88
27 Gross interest from all other sources
Eeceived on agency bank balances 464 62
Eeceived on cash held by trustees 5871 98
37 From agents balances previously charged off 1951 67
39 Gross increase by adjustment in book value of ledger
assets viz b Bonds per schedule B 70291 86
40 Total income 7429791 90ComptrollerGenerals Report 887
HIDisbursements
1 Gross amount paid forlosses Accident 12611330
health 3911911 liability 182542068 workmens
compensation 85924515 fidelity 2351632 surety
60690 plate glass 1149030 steam boiler 417 00
burglary and theft 5678930 auto and teams prop
damage 10730566 workmens collective 1119132
2 Deduct reinsurance Accident Z061215 04
3 Deduct Salvage fidelity 529898 total 5 It tl
4 Total deduction Accident 8445 fidelity 529898
total
SNet amount paid policyholders forlosses Accident
12602885 health 3911911 liability 1825 40 68
workmens compensation 85924515 fidelity 18 217
34 surety 60690 plate glass 1149030 steam boiler
4100 burglary and theft 5078930 auto and teams
prop damage 10730566 workmens collective 11
19132 total
18 Investigation and adjustment of claims viz 355831
19 Accident 1548112 health 392591 liability 404
71o83 workmens compensation 12057493 fidelitv
Hilt Pate glaSS 24215 burgy and theft
7d7790 auto and teams property damage 22 02 04
workmens collective 70314 total 7090
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 10481643 health 3075183 liability 779
89198 workmens compensation 45369119 fidelity
1789449 surety 73636 plate glass 1 054 93
steam boiler 938125 burglary and theft 47570 79
fly wheel 29812 auto and teams property damage
29 giff11 7T collective 335566 total 1563009 14
29 Salaries fees and all other compensation of officers direc
tors trustees and home office employees 151 679
30 Salaries traveling and all other expenses of agents not
paid by commissions
31 Medical examiners fees and salaries 339 f5
32 Inspection other than medical and claim 1 R9f l
33 Rents 115620 01
3b Mate taxes on premiums 105 081
37 Insurance department licenses and fees 8879 21
38 AH other licenses fees and taxes
Federal corporation tax 4 297 42
Federal revenue stamps 3833 49
County and municipal taxes and fees 1792 13ComptrollerGenerals Eeport
Publication of statements 738 07
Miscellaneous 72 50
10733 61
43 Legal expenses 7433 40
44 Advertising 13957 09
45 Printing stationery and supplies 55459 42
46 Postage telegraph telephone and express 28771 85
47 Furniture and fixtures 9588 48
48 Remitted to head office 463707 20
49 Other disbursements
Investment expenses 620 10
Miscellaneous expenses 36349 40
30969 50
9074 63
56 Gross decrease by adjustment in book value of ledger
assets viz b bonds per schedule D 14072 50
57 Total disbursements 6332223 55
IVLedger Assets
4 Book value of bonds per schedule D 63548 75
5 Cash in companys office 2630 35
6 Deposit in trust companies and banks not on interest
per schedule N 2369 65
7 Deposits in trust companies and banks on interest per
schedule N 5795 13
Cash deposited with trustees with KidderPeabody Co on
interest 409897 07
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 5751208
health 1464890 liability 55979743
workmens compensation 68565984
fidelity 838843 surety 84435 plate
glass 679415 steam boiler 14382
90 burglary and theft 3430089 fly
wheel 285044 auto and teams prop
damage 7466914 workmens collec
tive 67082 total 1460519 37
On policies or renewals issued prior to Oct
1 1914 Accident 444433 health
173022 liability 6514702 work
mens compensation 8726518 fidelity
98768 surety 1500 plate glassComptbollerGenebals Repoet 889
40289 steam boiler 21929 burglary
and theft 139419 auto and teams
property damage 595311 workmens
collective 107952 total 168j638 43
27 Other ledger assets viz 1629157 80
Deposited with New York Workmens Compensation
Commission
20000 00
31 Ledger assets as per balance Item 58 8424725 00
NonLedger Assets
33 Interest due per schedule D part 1 88871 19
44 Gross assets
8513596 19
Deduct Assets Not Admitted
50 Premium a coo of collection written prior to October
1 1913
168638 43
58 Admitted assets 7
8344957 76
VLiabilities
2 Losses and claims rcporeci or in oess of adjustment
Accident 5749000 health 710000 fidelity 44
S4000 surety 68000 plate glass 9W00O buWlaiv
and theft 1219500 auto and teams property dam
age 2552000 workmens collective 25500 total 148 970 00
3 Losses and claims incurred but not reported Accident
o00000 health 350000 fidelity 300000 plate
glass 50000 burglary and theft 275000 auto and
teams property damage 1000000 workmens collec
tivc 25000 total
4 bosses and ciaims resisted Accident 14220 00 bur
glary and theft 401000 total 18 230 00
5 Total losses and claims Accident 7671000 health
1060000 fidelity 4784000 surety 68000 plate
glass 139000 burglary and theft 1895500 auto
and teams property damage 3552000 workmens col
lective 50500 total 0Q
7 Net unpaid claims except liability and workmens com
pensation claims excluding expenses of investigation
and adjustment Accident 7671000 health 10
60000 fidelity 4784000 surety 68000 platglass890
CompteolleeGeneeals Repoet
139000 burglary and theft 1895500 auto and
teams property damage 3552000 workmens col
lective 50500 total 192200 00
17 Special reserve for unpaid liability and workmens com
pensation losses 1957475 00
20 Total unpaid claims 2149675 00
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident 377500 health 37500
fidelity 239000 surety 500 plate glass 4500
burglary and theft 85000 auto and teams property
damage 134500 workmens collective 1500 total 8800 00
26 Gross premiums less reinsurance upon
all unexpired risks running one year
or less from date of policy 5519
76970 unearned premiums fifty per cent 2759884 85
27 Gross premiums less reinsurance upon all
unexp risks running more than one year
from date of policy 68691671 un
earned premiums pro rata 318578 87
28 Total unearned premiums as shown by recapitulation 3078463 72
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident 2283397
health 595577 liability 15167573 workmens
compensation 13372016 fidelity 281436 surety
25330 plate glass 260961 steam boiler 392675
burglary and theft 1327978 fly wheel 75399 auto
and teams property damage 2069451 workmens col
lective 16731 total 358685 24
34 Salaries rents expenses bills accounts fees etc due
and accrued 50000 00
35 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of
this statement 100000 00
42 Other liabilities viz Voluntary additional reserve for
catastrophe 300000 00
51 Total amount of all liabilities except capital 6045623 96
11 Surplus as regards policyholders 2299333 80
55 Total liabilities 8344957 76
Business in the State of Georgia IHiring 1914
Gross premiums less return premium on risks written
or renewed during the year Accident 204101 healthComptrollerGenerals Report
95032 liability 1988827 plate glass 54291 bur
Gross losses paid Accident 75121 health 908 77
1 ftt11605 Plate gIaSS 18141 bur
thett 1670 auto and teams property damage 840
ui total

891
25462 00
11814 15
EQUITABLE SURETY CO ST LOUIS MO
B J Taussig President w TT m
T T tji a Walter H West Secretary
J L Riley Atlanta Ga Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 500000 00
2 Amount of ledger assets as per balance December 31st
ol previous year
1524179 90
IIIncome
1 Gross premiums written and renewed during the year Fi
delity 26996182 surety 63321146 total
2 Deduct reinsurance Fidelity 4298789
surety 5829801 total
3 Deduct return premiums on policies can
celled Fidelity 5558178 surety
11669304 total
903173 28
10l285 90
172274 82
273560 72
5 Total deductions Fidelity 9856967 surety 174 991 05
total
6 Net premiums Fidelity 17139215 surety 458220 41
total
23 Gross interest on mortgage loan per Schedule B JSJJ fj
25 Gross interest on bonds and dividends on stocks less 740
93 accrued interest on bonds acquired during 1914 ner
Schedule D
26 Gross interest on deposits in trust companies and banks per
Schedule N r
27 Gross interest from all other sources New Yorkexcise
fund or miscellaneous
30 Gross rents from companys property
59799 99
2198 04
1071 78
122 40
31 Total gross interest and rents
64462 21892
CompteollebGenebals Bepoet
32 From other sources
To reinstate reinsurance due 123113
Suspense see liabilities
Increase in reinsurance due over last year
37 From agents balances previously charged off
38 Gross profit on sale or maturity of ledger assets viz Bonds
per Schedule D
40 Total income
32200 84
149 25
1542 40
10 52
129 78
728107 56
IIIDisbursements
1 Gross amount paid for losses Fidelity 4476703 surety
26760381 total 312370 84
2 Deduct reinsurance Surety 8616 44
3 Deduct salPage Schedule H Fidelity
1762498 surety 4912120 total 66746 18
4 Total deduction Fidelity 1762498 surety 57737
64 total 75362 62
5 Net amount paid polieyholders for losses Fidelity 27
14205 surety 20986617 total 237008 22
18 Investigation and adjustment of claims viz Fidelity
328750 surety 1584150 19129 00
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes Fi
delity 4284810 surety 8468868 127536 78
29 Salaries fees and all other compensation of officers direc
tors trustees and home office employees 85551 91
30 Salaries traveling and all other expenses of agents not paid
by commissions 104609 67
32 Inspection other than medical and claim 1414 27
33 Bents 7500 00
34 Bepairs and expenses other than taxes on real estate 288 78
35 Taxes on real estate 30 89
36 State taxes on premiums 9389 58
37 Insurance department licenses and fees 6679 49
38 All other licenses fees and taxes
39 Federal corporation tax 309 59
40 Municipal licenses 1143 20
41 Taxes personalty 16604 11
43 Legal expenses 6345 58
44 Advertising 1637 45
45 Printing and stationery 8192 55
46 Postage telegraph telephone and express 7374 22
47 Furniture and fixtures 1163 72ComptrollerGeneral s Keport
49 Other disbursements
Petty expense 52485 execution fees 29429 exchange
8460 field develop 142531 trav exp 1235 43
genl expense 800926 insurance 13736 Globe Sur
Co 1500000 revenue stamps 34504 sund costs
and fees 36188 special exp 720100 total
54 Agents balances charged off
55 Gross loss onsale or maturity of ledgerassetsviz
Real estate per Schedule A
Bonds per Schedule D
57 Total disbursements
893
34819 02
4261 86
115 50
573 34
681678 73
IVLedger Assets
1 Book value of real estate less 160600
incumbrances per Schedule A
2 Mortgage loans on real estate per Schedule
B first liens 550375 other than first
400000
4 Book value of bonds per Schedule D
5 Cash in companys office
6 Deposit in trust companies and banks not
on interest per Schedule N
7 Deposits in trust companies and banks on
interest per Schedule N
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Fidelity 1433036
surety 10995462 total
On policies or renewals issued prior to Oc
tober 1 1914 Fidelity 775663
surety 9727687 total
26 Bills receivable
27 Other ledger assets viz
Accounts receivable secured
Furniture and fixtures
New York excise funds
Reins recoverable Schedule E
3109 90
9503 75
1101201 15
2287 87
31442 41
130110 98
124284 98
105033 50
2507 49
18736 22
11721 60
27590 32
3078 56
31 Ledger assets as per balance Item 58
1570608 73
NonLedger Assets
33 Interest due on bonds per Schedule D
Part 1
10734 14894
ComptrollerGenerals Report
35 Interest due on other assets
Certf deposit 2000 Southwest Trust
Sav Bank 14 00
41 Other nonledger asasets viz Anticip re
coveries See line 48 below 43341 97
44 Gross assets 1624698 84
Deduct Assets Not Admitted
46 Bills receivable 2507 49
47 Furniture and fixtures 11721 60
48 Anticipated recoveries 28341 97
49 Reins recoverable 22 25
50 Premiums in course of collection written
prior to October 1 1914 105033 50
52 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 22371 30
53 Book value of ledger assets over market
value viz
Real estate 175 00
Mortgages second lien 4000 00
Stocks and bonds 109821 15
58 Total admitted assets 1340704 58
VLiabilities
2 Losses and claims reported or in process of adjustment
Fidelity 1044397 surety 7595544 total 86399 41
4 Losses and claims resisted Fidelity 19000 surety 89
182 total 108182 00
5 Total losses and claims Fidelity 2944397 surety 165
13744 total 194581 4
6 Deduct reinsurance per Schedule E Fidelity 973430
surety 1045974 total 20194 04
7 Net unpaid claims except liability and workmen s compen
sation excluding expenses of investigation and adjust
ment Fidelity 1970967 surety 15467770 total 174387 37
20 Total unpaid claims 174387 37
21 Estimated expenses of investigation and adjustment of un
paid claims Fidelity 250 surety 2520 2770 00ComptrollerGenerals Eeport 895
26 Gross premiums less reinsurance upon all unexpired
Js runmng one year or less from date of policy 514
06850 unearned premiums 50 per cent nq p
27 Gross premiums less reinsurance upon all unexpired
mhlir mre fan one year from date of SS
10395856 unearned premiums pro rata 662n 97
28 Total unearned premiums asshown by recapitulation page
29 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued on or after
SiT7 XtIess commission on
1012170 Fidelity 322433 surety 24739 79 IT M9 a
34 Salaries rents expenses bills accounts L ee dueor
accrued
35 Estimated amount hereafter payable for Federal State and 0
other taxes based upon the business of the year of this
statement
39 Return premiums 8347 68
40 Reinsurance 2617 52
42 Other liabilities viz 33743 24
Suspense
Special reserve for Globe Surety Ca contract u wS 5n
Special reserve for E B McConnell contract J JJ
51 Total amount of all liabilities except capital 57
52 Capital actually paid up in cash SOOOOoon
53 Surplus over all liabilities SJS 88
54 Surplus as regards policyholders777777 756525 88
55 Total liabilities
1340704 58
Business in the State of Georgia During 19i4
Gross premiums less return premium on risks written or renew
ed during the year Fidelity 270325 surety 2273
7o total
Gross losses paid Fidelity19726suretyll80total JJ896
ComptrollerGenerals Report
FEDERAL CASUALTY COMPANY DETROIT MICH
533 Majestic Building
V D Cliff President L E Daly Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year
402115 41
1
3
6
21
23
25
26
31
32
38
39
IIIncome
Gross premiums written and renewed during the year
Accident and health 338361 83
Deduct premiums on policies cancelled Accident and
health 515 72
Net premiums Accident and health 338166 11
Policy fees required or represented by applications esti
mated 24875 00
Gross interest on mortgage loans per
schedule B 181 73
Gross interest on bonds and dividends on
stocks less 151072 accrued interest on
bonds acquired during 1914 per sched
ule D 18200 82
Gross interest on deposits in trust com
panies per schedule K 398 10
Total gross interest and rents
From other sources From Union National Bank Co
lumbus Ohio
Gross profit on sale or maturity of ledger assets viz
Bonds per schedule D
Gross increase by adjustment in book value of ledger
assets viz Bonds per schedule D
18780 65
63 28
1566 65
1040 00
40 Total income 384491 69
IIIDisbursements
1 Gross amount paid for losses Accident and health 144648 78ComptrollerGenerals Report 897
23 Policy fees retained by agent estm
24 Commissions or brokerage less amnf 2469 42
premiums aT amount received on return
Fcmium and reinsurance fn f n
Accident and health foIIowing Masses
rrrzr ru
31 Medical examiners fees and salaries 27462 47
33 Rents 1176 33
36 State taxes on premiums 7210 67
37 Insurance department licenses and fees 6371 29
38 AotW licenses fees and taxes Federal oration
43 Legal expenses 513 27
44 Advertising 400 99
45 Printing and stationery 652 68
46 Postage telegraph telephone and express 2659 18
47 Furniture and fixtures 3521 82
48 Stockholders for interestor dividends 247 80
49 Other disbursements 30000 00
Office supplies
Genera expense 346 31
54 Agentsbalances charged off 298 20
55 Gross loss on sale or maturity of ledgerassets viz 7m
Bonds per schedule D 4 b
c Stocks per schedule D JJJJ fQ
56 Grr8etdseTevbbf Badjrmentin book f 47S125
assets viz b Bonds per schedule D
1520 80
57 Total disbursements
364932 37
IvLedger Assets
2 Mortgage loans on real estate per schedule R fW r
4 Book value of bonds 305 mn nn 7 7 16000 00
per schedule D StCkS 9709625
5 Cash in companys office 1 402590 25
6 Deposits in trust companies and banksnot
on interest per schedule N 1 543 17
3078 48
31 Ledger assets as per balance Item 58 I TTTZ
41074 73898
ComptbollebGenebals Eepoet
NonLedger Assets
32 Interest due 24000 and accrued 32000 on mortgages
per schedule B
33 Interest due on bonds per schedule D part 1
38 Eents due on companys property or lease
560 00
6690 00
7250 83
44 Gross assets 428925 56
Deduct Assets Not Admitted
53 Book value of ledger assets over market value viz per
schedule D
51 Total amount of liabilities except capital
52 Capital actually paid up in cash
53 Surplus over all liabilities
200000 00
166743 78
54 Surplus as regards policyholders
55 Total liabilities
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or
renewed during the year Accident and health
Gross losses paid Accident and health
23114 45
58 Admitted assets 405811 11
VLiabilities
Number of losses and claims reported or in process of ad
justment 453 resisted 12 total 453 There were 490
claims pending at close of year 1913 which averaged
4091 each so we estimate claims pending at close of
present year at
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after Oct 1 1914 viz Accident and health
34 Salaries Tents expenses bills accounts fees etc due or
accrued
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement
41 Advance premiums one hundred per cent
18532 23
3000 00
50O 00
6500 00
10535 10
39067 33
366743 7S
405811 11
2799 32
1003 21
ComptrolLerGeNERALs repokt g99
FEDERAL Lff f66TTNCECOM chiGOi M
6668 North Michigan Blvd
Isaac Miller Hamilton President fh Q
Wm A Wright iff Rannells Secretary
a u right Attorney for Service
ICapital Stock
1 Amount of capital paid up
P A m CfS 300000 00
i Amount of ledffer a00
ieuger assets as per balance
December 31 of previous year 3 053 285 4
3 Adjustment in rea estate made by joint
examination as of December 31 1913 85478 70
IIIncome
1 Gross premiums written and renewed during the year
Accident and health
2 Deduct reinsurance Accident and nealih587 75 68179
3 Deduct return premiums on policies can
celled Accident and health g6 34
5 Total deductions
774 09
6 Net premiums Accident and health I
21 Policy fees required or represented h 67405 27
32 From other sources All nh 368 56
life statement 1DCme S sho in
825431 50
40 Total income
903917 12
HIDisbursements
1 Gross amount paid for losses Accident
2 Tpf836538 h6alth 366534 total 32 030 72
2 Deduct reinsurance Accident Zll
5 Net amount paid policyholders for losses
Accident 1832610 health 13665 34
total
18 Investigation and adjustment of ciaims 31991
viz Accident 1935 health 19 35
total
3870900 CompteolleeGenebals Eepobt
23 Policy fees retained by agents 10712 00
24 Commissions or brokerage less amount re
ceived on return premiums and reinsur
ance for the following classes
Accident 1376543 health 1343551
total 2720094
29 Salaries fees and all other compensation
of officers directors trustees and home
office employees 7666 80
30 Salaries traveling and all other expenses
of agents not paid by commissions 2715 44
31 Medical examiners fees and salaries 73 00
88 Bent W1
36 State taxes on premiums 331 I6
37 Insurance department licenses and fees 103 16
43 Legal expenses 340 30
45 Printing and Stationery 2690 86
46 Postage telegraph telephone express and
exchange W
47 Furniture and fixtures 175 25
49 Other disbursements
Information bureau 412 00
Bonuses 1383 miscellaneous ex
penses 41891 total 432 74
All other disbursements shown in life
statement 662788 27
54 Agents balances charged off 510
57 Total disbursements
750263 99
IVLedger Assets
As shown in life statement 3232417 54
Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 41525
health 7225 total lsV 5
NonLedger Assets
42 Non ledger assets as shown in life state
ment 150275 39
44 Gross as
sets 3383180 43ComptrollerGenerals Report
Deduct Assets Not Admitted
53 Book value of ledger assets over market
value viz Assets not admitted as
shown in life statement
901
77935 30
58 Admitted assets
VLiabilities
2 Losses and claims reported or in process of adiu
Ardent 190700 health 104033 total
ment
Net unpaid claims
except liability and workmen
0403 toS ACCident 907 h6alth
26 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 119150 unearned
premiums fifty per cent
o9o 75
3305245 13
1947 33
1947 33
2 rll as sh capitulation
er charges due or to
S 111 nnlirtint a
or after October 1 1914 viz Ac
29 Commissions brokerage and other charges due or to
T brokers on policies issued on
34 zzjttbiis
oStrT ereafterabieerai8taieand
40 Eeinsurance
41 Advance premiums one hundred per cent
42 Other liabilities viz Additional liabilities as shownin
life statement
51 Total amount of all liabilities except capital l oSn
52 Capita aetually paid up in cash mkJ
53 Surplus over all liabilities
300000 00
24815 29
595 75
163 40
126 28
832 99
54 44
1546 96
2975162 69
84
54 Surplus as regards policyholders
55 Total liabilities
324815 29

3305245 13902
ComptrollerGenerals Report
FIDELITY DEPOSIT COMPANY OF BALTIMORE MARYLAND
Edwin Warfield President
Robt S Hart Secretary
Leonard Haas Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 3000000 00
2 Amount of ledger assets as per balance December 31st
of previous year
11833042 60
317142 46
IIIncome
1 Gross premiums written and renewed during the year Ac
cident 41939950 health 15903628 liability 1
941675 88 workmens compensation 122819607 fi
delity 137088015 surety 234991993 plate glass
445 87640 burglary and theft 40749173 auto and
teams prop dam 25525030 workmens collective 2
13816 total
2 Deduct reinsurance Accident 2860049
health 1164409 liability 554844
fidelity 5159849 surety 13340517
plate glass 7584 burglary and theft
8631994 total
3 Deduct return premiums on policies can
celled Accident 2033172 health
1230521 liability 19321569 work
mens compensation 6903565 fidelity
10110535 surety 14131441 plate
glass 1645927 burglary and theft
2605631 auto and teams prop dam
2446792 workmens collective 725
71 total
4 Deduct premiums on policies not taken
Accident 6837898 health 3029660
liability 30774481 workmens comp
14620453 fidelity 9201667 surety
12197093 plate glass 4691311
burglary and theft 7054512 auto
teams prop dam 4495641 work
mens collective 36950 totals
8579864 40
605017 24
929396 66
5 Total deductions Accident 11731119 health 54245
90 liability 50650894 workmens compensation
21524018 fidelity 24472051 surety 39669051
ComptrollerGenerals Report 903
plate glass 6339822 burglary and theft 18292137
auto and teams prop dam 6942433 workmens col
lects 1095 21 total lj851j55636
6 Net premiums Accident 30208831 health 104790 38
liability 143516694 workmens compsn 1012
95589 fidelity 112615964 surety 1953 229 42
plate glass 38247818 burglary and theft 224570
36 auto and teams prop dam 18582597 workmens
collective 104295 total 6 728 308 04
23 Gross interest on mortgage loans per Schedule B less 593
75 accrued interest on mortgages acquired during 1914 3 909 42
24 Gross interest on collateral loans per Schedule C 465q 41
25 Gross interest on bonds and dividends on stocks less 4
63031 accrued interest on bonds acquired during 1914
per Schedule D
26 Gross interest on deposits in trustcompanies and banks
per Schedule N
27 Gross interest from all other sources
New York excise funds
Rranch office bank deposits etc 76j f7
30 Gross rents from companys property including 7M38
29 for comPany occupancy of its own buildings 182781 00
a2 trom other sources
Commissions and fees
Increase in advance premiums over 1913 1976g
Increase in returned premiums allowed but not claimed
over 1913
Increase in premiums due for reinsurance g13o
37 From agents balances previously charged off 625 50
38 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 7 103 78
39 Gross increase by adjustment in book value of ledger as
sets viz
Bonds per Schedule D
Stocks per Schedule DiI 0
4 TtaI infme 742832105
IIIDisbursements
1 Gross amount paid for losses Accident 133 66 07
health 4532736 liability 77817565 workmens
compensation 23684339 fidelity 47628697 surety
73346336 plate glass 19694061 burglary ana
theft 11805239 auto and teams property damage
7882620 workmens collective 27928 total 2797821 28904 ComptrollerGenerals Keport
2 Deduct reinsurance Accident 3160489
health 541924 liability 15760 fi
delity 284945 surety 760993
burglary and theft 1728392 total 64925 03
3 Deduct salvage Schedule H Accident
10000 fidelity 7777218 surety
10138114 plate glass 727056 bur
glary and theft 13467 total 186658 55
4 Total deductions Accident 3170489 health 541924
liability 15760 fidelity 8062163 surety 108991
07 plate glass 727056 burglary and theft 17418
59 total
5 Net amount paid policyholders for losses Accident 101
92118 health 3990812 liability 77801805 work
mens compensation 23684330 fidelity 39566534
surety 62447229 plate glass 18967005 burglary
and theft 10063380 auto and teams property dam
age 7882620 workmens collective 27928 total 254623 0
18 Investigation and adjustment of claims viz Accident
95085 health 22148 liability 30742240 work
mens compensation 1148501 fidelity 1359674
surety 2565413 plate glass 186804 burglary and
theft 767070 auto and teams property damage 6
11948 total 374988 83
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 96913 health 2714858 liability 362
29779 workmens compensation 8132297 fidelity
32099645 surety 40805283 plate glass 129205
45 burglary and theft 5851201 auto and teams
prop damage 3135747 workmens collective 235 g6
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 404751 1
30 Salaries traveling and all other expenses of agents not paid
by commissions
31 Medical examiners fees and salaries
32 Inspection other than medical and claim 7733o 3b
33 Rents including 7243829 for companys occupancy of
its own buildings 7
34 Repairs and expenses other than taxes on real estate 479bl 11
4 941 64
35 Taxes on real estate ir3305 58
36 State taxes on premiums
37 Insurance department licenses and fees BOIMZ
38 All other licenses fees and taxes
39 Federal corporation tax or dividends amount declared
ComptrollerGeneral s Report
40 Municipal license
41 State county and city taxes on capital stock
4 Internal revenue war tax
43 Legal expenses
44 Advertising
45 Printing and stationery
46 Postage telegraph telephone and express
47 Furniture and fixtures
48 Stockholders for interest
during the year
49 Other disbursements
Home office incidentals
Home office traveling expenses
Expense of examination of ins dept of Xe w Yorkand
Maryland
Merger expenses acct Phila Casualty Co
Merger expenses acct American Bldg Co
Expenses account liquidation American Bldg Co
54 Agents balances charged off
56 Gross decrease by adjustment in Wkvalueofledgeras
sets viz
Real estate per Schedule A
Bonds per Schedule D
Stocks per Schedule D
57 Total disbursements
IVLedger Assets
1 Book value of real estate per Sched Ai
2 Mortgage loans on real estate per Sched
ule B
3 Loans secured by pledge of bonds stocksor
other collateral per Schedule C
4 Book value of bonds etc per Schedule D
5 Cash in companys office
5 Cash in branch offices
6 Deposit in trust companies and banks not
on interest per Schedule N
7 Deposits in trust companies and banks on
interest per Schedule N
8 Premiums in course of collection vizOn
policies or renewals issued on or after
October 1 1914 Accident 8999980
health 3618044 liability 356227
36 workmens compensation 168741
97 fidelity 26090866 surety W
62085 plate glass 5976790 burg
2560137 41
217405 00
688262 50
5319798 00
5451 22
76840 00
29871 61
1178173 09
905
3755 99
81682 21
1244 93
21488 08
13043 22
70990 41
34470 67
21874 03
480000 00
32028 82
20354 45
14356 00
41158 20
33542 41
163295 20
3968 45
11605 98
57652 37
54014 89
7016692 67

906 ComptrollerGenerals Report
lary and theft 8150971 auto and
teams prop dam 3043807 workmen g
collective 10000 totals 1331494 6
On policies or renewals issued prior to Oc
tober 1 1914 Accident 5098780
health 1700413 liability 150084
84 workmens compensation 81972
81 fidelity 18068201 surety 234
61930 plate glass 2772672 burglary
and theft 2420034 auto and teams
prop dam 1426060 workmens col
lective 5000 total 781588 5a
27 Other ledger assets viz
Cent loss fund JJJJ
Eeserve fund
New York excise premium fund uoi
Deposit with New York State Workmens
Compensation Commission 1 689
Massachusetts workmens comp reserve
f d 1420 14
Guaranteed accounts 8096 56
31 Ledger assets as per balance Item 58 12244670 98
NonLedger Assets
32 Interest accrued on mortgages per Sched
ule B 593 75
12245264 73
44 Gross assets
Deduct Assets Not Admitted
50 Premiums in course of collection written
prior to October 1 1913 781588 55
52 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 479871 98
10983804 20
58 Admitted assets
VLiabilities
1 Losses and claims adjusted Accident 138125 health
97355 fidelity 38360 total z7d 4U
2 Losses and claims reported or in process of adjustment
Accident 3549463 health 1007971 fidelity 228
19 68 surety 33315755 plat glass 396000 burComptrollerGenerals Report 907
glary and theft 2626197 antn aTi f
4 Lo76i2ristd 67116513
426067 45
5 Total lossesand claims Accident 36K7Sfit in
05326 fidelity mlnf pTa
and team property damage 3281725 workmens col
lective 117434 total
1099970 98
7 Net unpaid claims except liability and workmens compen
ation claims excluding expenses of investigation Tnd
adjustment Accident 3687588 health 110536
SSoVTT4 surety71883434 2
3 96000 burglary and theft 2626197 auto and
174WP7otal 3281725 WrkmenS CIeetiVe V
17 Special foT napa W70 98
pensation losses
728243 35
20 Total unpaid claims
21 Estimated expenses of investigatio and Vdment of u 828214
pan claims Accident 35853 health 5065 fidelity
Sf f f Rlass 40 bur
total a teams prop lam 73774
26 Gross premiums less ranceupon ail unexpired risks
running one year or less from date of policy 5321
39304 unearned premiums 50 per cent o fifi0 fiQfl
27 Gross premiums less reinsurance upon all unexpiredrisks
running more than one year from date of policy 1223
49746 unearned premiums pro rata m flfiq
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
llllT rlr9U ViZ Aeident 1589047 health
67366 liability 4669152 workmens compensa
fon 3145005 fidelity 3535787 surety 32169 45
plate glass 1078784 burglary and theft 14139 05
StSTtSTam 586129
34 Salaries rents expenses iii i 199109 3
accrued
35 Estimated amount hereafter payabie for Federal 200
and other taxes based upon the business of the year of
this statement
110000 00908
ComptrollerGenerals Eeport
39 Return premiums 153310 64
40 Reinsurance 4198 3
41 Advance premiums one hundred per cent 309756 76
42 Other liabilities viz
Reserve for liquidation claims American Bonding Company
reported prior to May 31 1913 145849 37
Reserve for liquidation American Bonding Co 40000 00
Reserve for liquidation Philadelphia Casualty Co 28841 80
Contingent reserve 70000 00
51 Total amount of all liabilities except capital 6380150 33
52 Capital actually paid up in cash 3000000 00
53 Surplus over all liabilities 1603653 87
54 Surplus as regards policyholders 4603653 8i
55 Total liabilities 10983804 20
Business in the State of Georgia Dining 1914
Gross premiums less return premium on risks written or renew
ed during the year Accident 375089 health 2
55523 liability 1379702 fidelity 2636626 surety
3004628 plate glass 119488 burglary and theft
224731 auto and teams prop dam 232078 total
Gross losses paid Accident 123018 health 128383 lia
bility 404765 fidelity 1638161 surety 1464139
plate glass 22366 burglary and theft 174215 auto
and teams property damage 131020 total
82278 65
40860 67
FRANKFORT GENERAL INSURANCE CO FRANKFORT ONMAIN
GERMANY
IT Franklin U S Manager and Attorney
Lynch and Blalock Attorneys for Service
ICapital Stock
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1469533 82
IIIncome
1 Gross premiums written and renewed during the year
Accident and health 15998931 liability 60119619ComptrollerGeneral s Report
22716 42
TZ COmPensati0 52308278 burglary and
mswo T ait0and teams propert d
24 8004 workmens collective 2425436 total
2 Deduct reinsurance Accident and health
1223952 liability 221146 work
mens compensation 28128 burglary
and theft 798416 total
3 Deduct return premiums on policiescan
celled Accident and health 2138 99
liability 5713614 workmens com
pensation 2510049 burglary and
theft 205971 auto and teams prop
damage 294576 workmens collec
tive 94387 total
4 Deduct premium on policies not taken
Accident and health 2821746 liabil
ity 6275053 workmens compensa
tion 3227023 burglary and theft 8
60153 auto and teams property dam
age 286945 workmens collective
6375 totaI 135346 70
90324 96
Total deductions Accident and health 4259597 liabil
ity 12209813 workmens compensation 57560 00
burglary and theft 1864540 auto and teams prop
lam o81521 workmens collective 158137 total
6 Net premiums Accident and health 11739334 liability
47909806 workmens compensation 465030 78 bu
glary and theft 2909359 auto and teams oronert
workmen
teams property
collective 2267299
damage 1905483
total
21 Policy fees required or represented by applications
25 Gross interest on bonds and dividends on
stocks less 10825 accrued interest on
bonds acquired during 1914 per sched
ule D
Gross interest on deposits in trust
panies and banks per schedule X
20
47602 55
1270 93
31 Total gross interest and rents
32 From other sources Remittances from home office
909
1381131 67
40 Total income
248388 08
1132743 59
12364 45
48873 48
32091 82
1226073 34
IIIDisbursements
I Gross amount paid for losses Accident and health 58
compensa
11539 liability 41110449 workmens910
ComptrollerGenerals Report
tion 14533127 burglary and theft 1118537 auto
and teams property damage 552468 workmens col
lective 561900 total
2 Deduct reinsurance Accident and health
820542 burglary and theft 195475
total 10160 17
3 Deduct salvage Burglary and theft 2 38
4 Total deduction Accident and health 820542 burglary
and theft 195713 total
636880 20
10162 55
5 Net amount paid policyholders for losses Accident and
health 4990997 liability 41110449 wrkmns com
pensation 14533127 burglary and theft 922824
auto and teams property damage 552468 work
mens collective 561900 total 626717 65
18 Investigation and adjustment of claims viz Accident
and health 731594 liability 6779989 workmens
compensation 4138993 burglary and theft 222134
auto and teams property damage 168775 work
mens collective 170047 total 122115 32
23 Policy fees retained by agents 12364 4
24 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following class
es Accident and health 3483467 liability 113
18389 workmens compensation 7424429 burglary
and theft 821028 auto and teams property dam
age 481697 workmens collective 558414 total 240874 24
29 Salaries fees and all other compensation of officers direc
tors trustees and home office employees 56457 40
30 Salaries traveling and all other expenses of agents not
paid by commissions 38746 61
32 Inspection other than medical and claim 27055 81
33 Rents 8762 56
36 State taxes on premiums 17434 87
37 Insurance department licenses and fees 4025 50
38 All other licenses fees and taxes
Personal property tax 615 99
War tax stamps for policies 829 19
Municipal licenses and fees 348 67
43 Legal expenses 365 5
44 Advertising 2650 82
45 Printing and stationery 11728 56
46 Postage telegraph telephone and express 5535 00
47 Furniture and fixtures 831 73
49 Other disbursements
Miscellaneous expenses 11537 83ComptrollerGeneral s Eeport
Investment expenses
Assessments paid workmens compensationreinsurbu
reau
55 Gross loss on sale or maturity of ledgerassetsviz
Bonds per schedule D
56 Gross decrease by adjustment in book valueof ledger
assets viz Bonds per schedule D
911
1633 53
10227 15
58 49
810 77
57 Total disbursements
1196727 72
IVLedger Assets
4 Book value of bonds per schedule D t 290544 55
5 Cash in companys office x 420 0Q
6 Deposit in trust companies and banks not on interest per
schedule N 30g0 Jg
7 Deposits in trust companies and banks on interest per
schedule N Q 4 g3
8 Premiums in course of collection viz
On policies or renewals issued on or after
October 1 1914 Accident and health
1053209 liability 6565095 work
mens compensation 3740987 bur
glary and theft 529548 auto and
teams property damage 199120 work
mens collective 103270 total
On policies or renewals issued prior to Oc
tober 1 1914 Accident and health
28190 liability 336067 workmens
compensation 391832 burglary and
theft 9782 auto and teams property
damage 1995 total 7 678 66
121912 20
25 Total
27 Other ledger assets viz Cash in hands of trustees a
per schedule N
129590 95
9819 28
31 Ledger assets as per balance Item 58 1498 870 44

NonLedger Assets
33 Interest accrued on bonds per schedule D part 1
35 Interest accrued on other assets Bank deposits
41 Other nonledger assets viz Equity workmens com
pensation reinsurance bureau
13782 08
181 85
14237 01
44 Gross assets 527080 38912 ComptrollerGenerals Report
Deduct Assets Not Admitted
50 Premiums in course of collection written prior to October
1 1914 767S 66
53 Book value of ledger assets over market value viz
Bonds as per schedule D 91084 55
58 Admitted assets 1428317 17
VLiabilities
1 Losses and claims adjusted Accident and health 5228
57 burglary and theft 29523 auto and teams prop
damage 30476 total
2 Losses and claims reported or in process of adjustment
Accident and health 540001 burglary and theft 2
96191 auto and teams property damage 245302
workmens collective 255771 total
3 Losses and claims incurred but not reported Accident
and health 90001 burglary and theft 5048 auto
and teams property damage 16715 workmens col
lective 11905 total
4 Losses and claims resisted Accident and health 13
07141 burglary and theft 71428 marine 300000
auto and teams property damage 117619 workmens
collective 14286 total
5 Total losses and claims Accident and health 2460000
burglary and theft 402190 marine 300000 auto
and teams property damage 410112 workmens col
lective 281962 total
6 Deduct reinsurance per schedule E Accident and health
621429 burglary and theft 99857 total
7 Net unpaid claims except liability and workmens comp
claims excluding expenses of investigation and adjust
ment Accident and health 1838571 burglary and
theft 302333 marine 300000 auto and teams
property damage 410112 workmens collective
281962 total
17 Special reserve for unpaid liability and workmens com
pensation losses
20 Total unpaid claims
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident and health 91929 burglary
and theft 15117 auto and teams property damage
20505 workmens collective 14098 total
5828 56
13372 65
1236 69
18104 74
38542 64
7212 86
31329 78
508431 00
539760 78
1416 49CoMPTROLLEBGrENERALs EePORT 913
26 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 70422468 unearn
ed premiums fifty per cent 352 112 34
27 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 5385793 un
earned premiums pro rata 23 816 46
28 Total unearned premiums as shown by recapitulation 375 928 80
29 Commissions brokerage and other charges due or to be
come due to agents 0r brokers on policies issued on
or after October 1 1914 viz Accident and health
384938 liability 1459747 workmens compensa
tion 582981 burglary and theft 173604 auto
and teams property damage 47080 workmens collec
tive 26881 total 26 752 31
34 Salaries rents expenses bills accounts fees etc due or
accrued
1500 00
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement 16000 00
41 Advance premiums one hundred per cent 4 059 53
51 Total amount of all liabilities except capital 965417 91
52 Capital actually paid up in cash 250000 00
53 Surplus over all liabilities 212 899 26
54 Surplus as regards policyholders 462 899 6
55 Total liabilities 1428317 17
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year also reinsurance Accident
and health 58005 liability 88312 burglary and
f7838 auto and teams property damage 158
theft
69 total
Gross losses paid Accident and health 850 liability 633
04 burglary and theft 31793 total
1700 24
959 47
914
ComptrollerGenerals Report
GENERAL ACCIDENT FIEE LITE ASSURANCE CORPORATION Ltd
PHILADELPHIA PA
CNorie Miller XJ S Manager Charles G Cook TJ S Chief Accountant
H C Geiger Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
December 31 of previous year 3316333 61
118420 13
IIIncome
1 Gross premiums written and renewed during the year
Accident 113006271 health 48856424 liability
203745999 workmens compensation 97891401
burglary and theft 14516812 auto and teams prop
damage 29810452 workmens collective 2357515
total
2 Deduct reinsurance Accident 5903372
health 2210691 liability 1975108
workmens compensation 3145 bur
glary and theft 1749697 total
3 Deduct return premiums on policies can
celled Accident 937522 health 6
40888 liability 27246698 workmens
compensation 6520368 burglary and
theft 981647 auto and teams proper
ty damage 3928145 workmens col
lective 692527 total
Deduct premium on policies not taken
Accident 13502266 health 59599
46 liability 43560636 workmens
compensation 16132812 burglary and
theft 3303638 auto ami teams prop
damage 7010865 total
5101848 74
409478 65
I
894701 63
5 Total deductions Accident 20343160 health 88
11525 liability 72782442 workmens compensa
tion 22656325 burglary and theft 6034982 auto
and teams property damage 10939010 workmens
collective 692597 total 1422600 41
6 Net premiums Accident 92663111 health 400448
99 liability 130963557 workmens compensation
ComptrollerGenerals Report 915
75235076 burglary and theft 8481830 auto aud
Tzzzrz i88m42 k
21 Policy fees requiredor eaed appon S JJ
23 Gross interest on mortgage Joans per
schedule B t
25 Gross interest on bonds and dividends on
stocks per schedule D B
2b Gross interest on deposits in trust compan
ies and banks per schedule N 347 89
27 Gross interest from ail other sources Ac
counts receivable r01 O
30 Gross rents from companys property in
cluding 150000 for companys occu
pancy of its own buildings 17 100 38
31 Total gross interest and rents 4im
32 Prom other sources Received from home office Perth
Scotland for surplus
Bonus for extension of Minneapolis and St Louis R
R 6 per cent note
Old checks cancelled
Borrowed money 38o 86
37 From agents balances previousiy charged off l
38 Gross profit on sale or maturity of ledger assets viz
Bonds per schedule D
39 Gross increase by adjustment in bookvalueofledger
assets viz Real estate per schedule A 2 994 02
40 Total income
4250820 43
IIIDisbursements
1 Gross amount paid for losses Accident 496 420 28
health 20338139 liability 93995381 workmens
compensation 24418296 burglary and theft 61
94387 auto and teams property damage 123 736 19
workmens collective 1311605 total 282734 55
S Deduct reinsurance Accident 3740062
health 1143857 burglary and theft
1143597 total 60275 lg
3 Deduct salvage Liability 1526387
workmens compensation 30967 bur
glary and theft 69775 auto and
teams property damage 494147 total 21212 76
4 Total deduction Accident 3740062 health 11438
57 liability 1526387 workmens compensation916
ComptrollerGenerals Eeport
30967 burglary and theft 1213372 auto and
teams property damage 494147 total 81487 92
5 Net amount paid policy holders for losses Accident 459
01966 health 19194282 liability 92468994 work
mens compensation 24387329 burglary and theft
4981015 auto and teams property damage 118
79472 workmens collective 1311605 total 2001246 63
18 Investigation and adjustment of claims viz Accident
2266034 health 907634 liability 30353606
workmens compensation 5783583 burglary and
theft 796494 total 427191 30
23 Policy fees retained by agents 116595 00
24 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 32683538 health 13710988
liability 31483132 workmens compensation 138
72602 burglary and theft 2891463 auto and teams
property damage 5189520 workmens collective
440186 total 1002714 29
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 251570 33
30 Salaries traveling and all other expenses of agents not
paid by commissions 95012 09
31 Medical examiners fees and salaries 7760 82
32 Inspection other than medical and claim 55442 46
33 Rents including 150000 for companys occupancy of
its own buildings 37599 94
34 Repairs and expenses other than taxes on real estate 8336 72
35 Taxes on real estate 1945 13
36 State taxes on premiums 71930 43
37 Insurance department licenses and fees 11178 80
38 All other licenses fees and taxes
Federal corporation tax 3533 00
1256 00
3267 28
43 Legal expenses 10780 18
44 Advertising 1 4019 67
45 Printing and stationery 40530 04
46 Postage telegraph telephone and express 34893 10
47 Furniture and fixtures 21100 82
49 Other disbursements
Auditors fees 15803 02
Miscellaneous expense 11900 48
I nterest paid 7522 25
Exchange 1582 97
54 Agents balances charged off 2928 48
57 Total disbursements 4257641 23ComptrollerGenerals Report
IvLedger Assets
1 Book value of real estate per schedule A
2 Mortgage loans on real estate per schedule B first Hens
4 Book value of bonds 201600072 and stocks 86544
15 per schedule D
5 Cash in companys office
6 Deposits in trust companies andbanks not on interest
per schedule N
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 7773757
health 3170314 liability 19621408
workmens compensation 13082605
burglary and theft 1911220 auto
and teams property damage 7t22510
workmens collective 241386 total 529232 00
On policies or renewals issued prior to Oc
tober 1 1914 Accident 2068691
health 410227 liability 3456776
workmens compensation 2775069
burglary and theft 2220972 auto and
teams property damage 3743417
workmens collective 155473 total 148306 25
917
216154 60
15500 00
2102544 87
21733 37
53809 84
25 Total
26 Bills receivable
27 Other ledger assets viz
Accounts receivable in litigation
Accounts receivable
Agents balances secured
Special deposit Workmens Compensation Commission
Special deposit U S Fidelity Guaranty Co
677538 25
3459 50
116095 83
75512 24
14664 31
2500 00
10000 00
31 Ledger assets as per balance Item 58
3309512 81
NonLedger Assets
32 interest due 33000 and accrued 14166 on mortgages
per schedule B
33 Interest accrued on bonds per schedule D Part 1
44 Gross assets
471 66
26756 24
3336740 71
Deduct Assets Not Admitted
46 Bills receivable
50 Premiums in course of collection written prior to Octob
1 1914
3459 50
148306 25
918
ComptrollerGenerals Report
53 Book value of ledger assets over market value viz
Bonds and stocks as per schedule D 115184 87
Accounts receivable in litigation 116095 83
Accounts receivable and agents balances secured 90176 55
Real estate 36154 60
58 Admitted assets 2S27363 11
VLiabilities
1 Losses and claims adjusted Accident 452500 health
283100 burglary and theft 40000 auto and
teams property damage 150800 total 9264 00
2 Losses and claims reported or in process of adjustment
Accident 9448150 health 1210150 burglary and
theft 723660 auto and teams property damage
97030tl workmens collective 80700 total 124329 60
3 Losses and claims incurred but not reported Accident
873400 health 572000 burglary and theft 583
00 auto and teams property damage 89400 work
mens collective 1000 total 15941 00
4 Losses and claims resisted Accident 4552800 health
181900 burglary and theft 237800 auto and
teams property damage 390000 workmens col
lective 162100 total 55246 00
5 Total losses and claims Accident 15326850 health
2247150 burglary and theft 1059760 auto and
teams property damage 1600500 workmens collec
tive 243800 total 204780 60
6 Deduct reinsurance per schedule E Accident 2800937
health 54900 burglary and theft 37600 total 28984 37
7 Net unpaid claims except liability and wyorkmen s com
pensation claims excluding expenses of investigation
and adjustment Accident 12525913 health 21
92250 burglary and theft 1022160 auto and teams
property damage 1600500 workmens collective
243800 total 175846 23
17 Special reserve for unpaid liability and workmens com
pensation losses 766141 00
20 Total unpaid claims 941987 23
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident 279400 health 53600
burglary and theft 32000 auto and teams proper
ty damage 41400 workmens collective 4800
total 4112 00ComptrollerGenerals Eeport 919
26 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 229709144 un
earned premiums pro rata iio6990 84
M Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 13561774
unearned premiums pro rata 57170 61
28 Total unearned premiums as shown by recapitulation
page 6
29 Commissions brokerage and other charges due or to be 1la4161 5
come due to agents or brokers on policies issued on or
after Oct 1 1914 viz Accdt 2772207 health 11
30050 liability 3812427 workmens compensation
2226932 burglary and theft 630206 auto and
teams property damage 1720553 workmens collec
tive 60346 total 123 527 PI
34 Salaries rents expenses bills accounts fees etc due or
accrued
or rp 4 10000 00
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement 66 184 96
38 Interest due or accrued J
41 Advance premiums one hundred per cent 19750 00
42 Other liabilities
160000 00
51 Total amount of all liabilities except capital 2490 756 18
52 Capital actually paid up in cash 250 000 00
53 Surplus over all liabilities 86606 93
54 Surplus as regards policyholders 336 606 93
55 Tola liabilities 2827363 11
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident 2007595 health
1031187 liability 983616 burglary and theft
33886 auto and teams property damage 102415
total 4
Gross losses paid Accident 1104723 health 578930
liability 1173359 auto and teams property dam
age 175846 total
41586 99
30328 58
920
ComptrollerGenerals Report
GENERAL INDEMNITY CORPORATION OF AMERICA
ROCHESTER N Y
Hiram R Wood President Ralph M Barstow Secretary
H H Cohen Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
Surplus paid in by stockholders 105000 00
IIIncome
1 Gross premiums written and renewed during the year
Burglary and theft
11842 50
IIIDisbursements
29 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
30 Salaries traveling and all other expenses of agents not
paid by commissions
33 Rents
37 Insurance department licenses and fees Entrance 970
00 annual 177053 total
43 Legal expenses organization expenses
44 Advertising
45 Printing and stationery inventory on hand 23255
46 Postage telegraph telephone and express
47 Furniture and fixtures inventory on hand 44329
49 Other disbursements
Accrued interest on bonds purchased 300331 less in
terest earned and received 173077
General expense office supplies electric lights etc
Internal revenue stamps
1348 11
118 62
95 00
2740 53
5943 55
18 24
511 84
89 26
448 44
1272 54
92 51
37 44
57 Total disbursements
12716 08
IVLedger Assets
4 Book value of bonds per schedule D 283358 84
5 ash in company s office 4654 50
6 Deposit in trust companies and banks not on interest per
schedule N 16113 08ComptbollerGenebals Eepobt 92i
NonLedger Assets
33 Interest on bonds per schedule D Part 1 4293 g
44 Gross assets
308420 17
Deduct Assets Not Admitted
47 Furniture and fixtures charged to profit
and loss account
48 Supplies printed matter and stationery
charged to profit and loss account oo2
53 Book value of ledger assets over market
value viz
Organization expense legal expenses
charged to profit and loss account 5 943 55
Entrance fees less annual charges charg
ed to profit and loss account 970 00
58 Admitted assets not deducted 308 m
VLiabilities
27 Gross premiums less reinsurance upon all unexpired
ZUoing mre thM De year from date of policy
1184250 unearned premiums pro rata 7S n
3o atuuW amount hereafter payable for federal siate
and other taxes based upon the business of the year
of this statement 1184250 average 2 per cent 236 85
51 Total amount of all liabilities except capital TTZ
5 Cap al actually paid up in cash 200000 O0
53 Surplus over all liabilities 96 807 92
54 Surplus as regards policyholders 296g07 g2
55 Total liabilities
308420 17
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Burglary and theft 30 00922
ComptrollerGenerals Report
GEORGIA CASUALTY COMPANY OF MACON GA
AV E Small President E P Amerine Secretary
ICapital Stock
1 Amount of capital paid up
in cash 300540 00
2 Amount of ledger assets as per balance
December 31 of previous year
921855 70
IIIncome
1 Gross premiums written and renewed during the year
Accident 3846655 health 2791036 liability
58577301 workmens compensation 3370056
surety 311125 plate glass 2437788 burglary and
theft 908690 auto and teams property damages
9303079 workmens collective 1467573 total 830133 03
2 Deduct reinsurance Accident 180963
health 111887 liability 22110
steam boiler 1816 burglary and theft
6348 total 3194 92
3 Deduct return premiums on policies can
celled Accident 177589 health 1
55190 liability 2369994 workmens
compensation 22852 surety 3500
plate glass 117343 burglary and
theft 29395 auto and teams property
damage 577566 workmens collec
tive 37181 total 34906 10
4 Deduct premium on policies not taken
Accident 745380 health 669523
liability 12157609 workmens com
pensation 775053 fidelity 11875
surety 204534 plate glass 359331
steam boiler 1816 burglary and
theft 130685 auto and teams prop
damage 2650059 workmens collec
tive 312156 total 180180 21
5 Total deductions Accident 1103932 health 9366
00 liability 14549713 workmens compensation
797905 fidelity 11875 surety 208034 plateComptrollerGenerals Report
glass 476674 burglary and theft 166428 auto
and teams property damage 3227625 workmens
collective 349337 total
6 Net premiums Accident 2742723 health 1854436
liability 44027588 workmens compensation 5
LJn f I7 f1875 surety 103091 PIate
1961114 burglary anj theft 742262 auto and
earns property damage 6075454 workmens collec
tive 1118236 total
23 Gross interest on mortgage loans per sche
dule B
24 Gross interest on collateral loans per sche
dule C
25 Gross interest on bonds and dividends on
stocks per schedule D R AR
oa ri 0400 90
26 Gross interest on deposit in trust compan
ies and banks per schedule N 2 601 35
27 Gross interest from all other sources Mis
cellaneous interest and exchange 580 51
30 Gross rents from companys property in
cluding 327600 for companys occu
pancy of its own buildings 36 987 98
31 Total gross interest and rents
923
218281 23
611851 80
53154 22
HIDisbursements
1 Gross amount paid for losses Accident 28 169 69
health 1795285 liability 16207589 workmens
compensation 152498 surety 197189 plate glass
1091592 burglary and theft 148534 auto and
teams property damage 2684251 workmens collec
tive 783949 total
2 Deduct reinsurance Accident 103971
health 178786 total 2 827 57
3 Deduct salvage Liability 88172 work
mens compensation 1000 plate glass
11453 auto and teams property dam
age 36143 workmens collective 13
3 total 1380 81
4 Total deductions Accident 103971
liability 88172 workmens
ealth 178786
compensation 1000
258778 56924
ComptrollerGenerals Report
plate glass 11453 auto and teams property dam
age 36143 workmens collective 1313 total
5 Net amount paid policy holders for losses Accident 27
12998 health 1616499 liability 16119417 work
mens compensation 151498 surety 197189 plate
glass 1080139 burglary and theft 148534 auto
and teams property damage 2648108 workmens
collective 782636 total
18 Investigation and adjustment of claims viz Accident
87046 health 26133 liability 5032530 work
mens compensation 17986 surety 47797 plate
glass 901 burglary and theft 11470 auto and
teams property damage 82612 workmens collec
tive 520 total
24 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 1099338 health 800530 liabil
ity 10103685 workmens compensation 260372
fidelity 13450 surety 66085 plate glass 608306
burglary and theft 225614 auto and teams prop
erty damage 1606657 workmens collective 3404
36 total
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
30 Salaries traveling and all other expenses of agents not
paid by commissions
31 Medical examiners fees and salaries
32 Inspection other than medical and claim
33 Rents
34 Repairs and expenses other than taxes on real estate
35 Taxes on real estate
36 State taxes on premiums
37 Insurance department licenses and fees
38 All other licenses fees and taxes
40 Federal revenue tax
41 Municipal license and tax
42 State and county tax on investment
43 Legal expenses
44 Advertising
45 Printing and stationery
46 Postage telegraph telephone and express
47 Furniture and fixtures
49 Other disbursements
Auditing pay rolls 73185 traveling expense 580519
General home office expense
Examination by Georgia insurance department
Life Renewal Commission
4208 38
254570 18
53069 95
51244 7
39163 27
475 00
300 00
2044 95
3276 00
13104 38
6S96 70
7702 00
3583 25
4 75
2317 15
1574 80
1354 46
2532 23
13104 51
3581 90
852 42
6537 04
3234 if
1561 10
1656 58
ComptrollerGenerals Eeport 925
54 Agents balances charged off
56 Gross loss on sale or maturity of ledger 5
Bonds per schedule D
367 50
57 Total disbursements
580675 07
VLedger Assets
1 Book value of real egtat gche
Mortgage loans on real estate per schedule B firsV iiens 2 JJ
3 Loans secured by pledge of bonds stocks or other collat
erals per schedule C
4 Book value of bonds 14S31986 and stocks fWOOO Oo
per schedule D
5 Cash in companys office 173319 86
6 Deposit in trust companies and banks not on interest 10366
per Schedule N
7 Deposit in trust eompanieV and backs on eres per 7969
schedule N 1
8 Premiums in course of collection viz On 6
policies or renewals issued on or after
October 1 1914 Accident 558208
health 345133 liability 14135455
workmens compensation 1434524
surety 9746 plate glass 678629
burglary and theft 238592 auto and
teams property damage 1642736
workmens collective 327275 total 193702 98
On policies or renewals issued prior to Oc
tober 1 1914 Accident 144859
health 112055 liability 172252
surety 1000 plate glass 4400 bur
glary and theft 3600 auto and teams
property damage 24442 total 4626 08
25 Total
26 Bills receivable 198329 06
27 Other ledger assets viz 13438 26
28 Advance on contracts secured
29 Agents balances 1952 61
4182 20
31 Ledger assets as per balance Item 58 1006 186 65
NonLedger Assets
32 Interest due 85862 and accrued 302298 on mortgages
per schedule B 4
3881 60H
926 ComptbollebGekebals Eepoet
33 Interest due 20000 and accrued 26667 on bonds
per schedule D part 1 466 67
34 Interest due 15750 and accrued 35750 on collateral
loans per schedule C part 1 515 00
35 Interest accrued on deposits in banks 1088 03
38 Rents accrued on companys property or lease 2861 09
44 Gross assets 1014999 04
Deduct Assets Not Admitted
46 Bills receivable 13438 26
47 Agents balances 4182 20
50 Premiums in course of collection written prior to Octo
ber 1 1914 4626 08
53 Book value of ledger assets over market value viz
Bonds 4190 18
Certificates of dep and dep in bank not subject to
check 44758 91
Mortgage liens other than first 2750 00
Bank stock transferred to nonadmitted suggestion of
company 25000 00
58 Admitted assets 914502 73
VLiabilities
1 Losses and claims adjusted Health 28175 plate glass
10427 auto and teams property damage 55650
workmens collective 14955 total 1092 07
2 Losses and claims reported or in process of adjustment
Accident 98500 health 197625 plate glass 512
79 burglary and theft 51900 auto and teams prop
erty damage 650000 workmens collective 48354
total 10976 58
4 Losses and claims resisted Accident 820000 health
245775 surety 100000 plate glass 80000 bur
glary and theft 35000 auto and teams property
damage 90000 total 13707 75
5 Total losses and claims Accident 918500 health 4
71575 surety 100000 plate glass 141706 bur
glary and theft 86900 auto and teams property
damage 795650 workmens collective 63309 to
tal 25776 40
ComptrollerGenerals Eeport
6 Deduct reinsurance Accident 2142 health
plate glass 8975 total
7 Net unpaid claims except liability and workmens com
pensation excluding expenses of investigation and
adjustment Accident 916358 health 4277 00
surety 100000 plate glass 132731 burglary and
theft 86900 auto and teams property damage 7
95650 workmens collective 63309 total
17 Special reserve for unpaid liability and workmens comp
losses
21 Estimated expenses of investigation and adjustment
of unpaid claims Accident 50000 health 10000
surety 10000 burglary and theft 5000 auto and
teams property damage 15000 total
26 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 43986991 un
earned premiums fifty per cent 219 934 93
27 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 207466 un
earned premiums pro rata 1 592 06
28 Total unearned premiums as shown by recapitulation
page 6
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident 206540
health 127699 liability 3635856 workmens com
pensation 251042 surety 2437 plate glass 2
43520 burglary and theft 71578 auto and teams
property damage 443539 workmens collective
81819 total
34 Salaries rents expenses bills accounts fees etc due or
accrued
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement
40 Eeinsurance
42 Other liabilities viz Commuted commissions on life re
newals
927
549 92
25226 48
102309 96
900 00
221526 99
50640 30
1950 00
5000 00
253 22
3601 95
51 Total amount of all liabilities except capital 411
408 90928
ComptrollerGenerals Report
52 Capital actually paid up in cash 300540 00
53 Surplus over all liabilities 202553 83
54 Surplus as regards policyholders
55 Total liabilities
503093 83
914502 73
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident 1491411 health
1150618 liability 3063332 surety 87778 plate
glass 200539 burglary and theft 134551 auto
and teams property damage 580582 workmens col
lective 323 total
Gross losses paid Accident 1930888 health 1238949
liability 1387241 fidelity 16184 surety 63327
plate glass 89901 burglary and theft 70850 auto
and teams property damage 275439 total
67091 34
50727 79
GLOBE INDEMNITY COMPANY OF NEW YORK
45 William Street
Henry W Eaton President A Duncan Reed Secretary
W B Hoyt Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 750000 00
2 Amount of ledger assets as per balance December 31st
of previous year 3426541 57
IIIncome
1 Gross premiums written and renewed during the year Ac
cident 27932750 health 10898785 liability 1
79995114 workmens compensation 149610927 fi
delity 15441202 surety 59878916 plate glass
15409380 steam boiler 7999496 burglary and
theft 32480997 fly wheel 1257763 auto and
teams prop dam 37267257 workmens collective
379722 total 5385523 09
2 Deduct reinsurance Accident 3282445
health 876283 liability 1872222
workmens compensation 3186222 fiComptrollerGenerals Report
929

delity 1874718 surety 10712733
plate glass 3350 steam boiler 2
09755 burglary and theft 6508678
fly wheel 38846 auto and teams
prop dam 498 total
3 Deduct return premiums on policies cancel
led Accident 716781 health 3633
62 liability 43115341 workmens
compensation 17773922 fidelity 14
47787 surety 5108565 plate glass
679284 steam boiler 2021596 bur
glary and theft 1739710 fly wheel
228852 auto and teams prop dam
4945156 workmens collective 879
76 total
4 Deduct premium on policies not taken Ac
cident 5431680 health 2337455
liability 26061600 workmens com
pensation 15185507 fidelity 10233
37 surety 4014880 plate glass 21
10075 steam boiler 1717771 burg
lary and theft 5728814 fly wheel 4
24262 auto and teams prop dam 72
49333 total
285647 54
782283 32
712847 14
5 Total deductions Accident 9430906 health 35771
liability 71049163 workmens compensation 361
45651 fidelity 4345842 surety 19836178 plate
glass 2792709 steam boiler 3949122 burglary
and theft 13977202 fly wheel 691960 auto and
teams prop dam 12193991 workmens collective
87976 totals
1780778 00
25
26
27
Net premiums Accident 18501844 health 7321685
liability 108945951 workmens compensation 1
13465276 fidelity 11095360 surety 40042738
plate glass 12616671 steam boiler 4050374 burg
lary and theft 18503795 fly wheel 565803 auto
and teams prop dam 25073266 workmens collect
ive 291746 total 3604745 09
xross interest on bonds and dividends on stocks less 2
72140 accrued interest on bonds acquired during 1914
per Schedule D 104188 60
Gross interest on deposits in trust companies and banks
per Schedule N 9838 Q7
Gross interest from all other sourees Miscellaneous inter
est 122 01930
ComptbolleeGeneeals Kepoet
39 Gross increase by adjustment in book value of ledger as
sets viz Bonds per Schedule D
2378 52
40 Total income 3721272 29
IIIDisbursements
1 Gross amount paid for losses Accident 9902260 health
3672361 liability 65657868 workmens compensa
tion 26813333 fidelity 3380083 surety 192393
82 plate glass 5082801 steam boiler 917304
burglary and theft 11109594 fly wheel 50000
auto and teams prop dam 9002642 workmens col
lective 123590 totals 1549512 18
2 Deduct reinsurance Accident 1488060
health 596539 surety 9777107
burglary and theft 2560121 total 144218 27
3 Deduct salvage Schedule H Accident
200 health 4375 liability 6127
95 workmens compensation 615850
fidelity 629309 surety 2185296
plate glass 87943 burglary and theft
40232 auto and teams prop dam 3
77114 total 45531 14
4 Total deductions Accident 1488260 health 600914
liability 612795 workmens comp 615850 fidel
ity 629309 surety 11962403 plate glass 87943
burglary and theft 2600353 auto and teams prop
dam 377114 total
189749 41
5 Net amount paid policyholders for losses Accident 84
14000 health 3071447 liability 65045073 work
mens compensation 26197483 fidelity 2750774
surety 7276979 plate glass 4994858 steam boiler
917304 burglary and theft 8509241 fly wheel
50000 auto and teams property damage 8625528
workmens collective 123590 total 1359762 77
18 Investigation and adjustment of claims viz Accident 2
94121 health 66197 liability 15185456 work
mens compensation 8354709 fidelity 260896
surety 596274 plate glass 58682 steam boiler
7905 burglary and theft 595726 auto and teams
property damage 2104530 workmen s collective 82
il total 275327 57
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes Ac
cident 5759899 health 2257238 liability 257ComptrollerGenerals Eeport 931
llliiIT111 comPensati 15266929 fidelity
28945 41 surety 10411309 plate glass 4150674
steam boiler 1050340 burglary and theft 50097
L 82752 aut0 and teams property dam
29 SaW V 109115 workmen8 collective 70920 total 784 184 43
29 Salaries fees and all other compensation of officers direc
tors trustees and home office employees 272 p
30 Salares traveling and all other expenses of agents not paid
by commissions F
32 r 17zil S
36 State taxes on premiums 38803 34
37 Insurance department licenses and fees f I 3
38 All other licenses fees and taxes 6378 4
40 City and county taxes
41 Miscellaneous taxes and fees r621 15
42 Internal revenue stamps 1Mi 61
43 Legal expenses 269 7
44 Advertising 1732 35
45 Printing and stationery 3908 58
46 Postage telegraph telephone and express
47 Furniture and fixtures 17822 34
49 Other disbursements 9189 78
Auditors fees 1500 exchange 14804 fia A
Miscellaneous expenses 1648 4
56 Gross decrease by adjustment in book value of ledger as 1822
sets viz Bonds per Schedule D 1 032 99
57 Total disbursements
3114727 97
IVLedger Assets
4 Book value of bonds 224077275 and stocks 678659
per Schedule D
7 Deposits in trust companies andbanks oninterest per
Schedule N
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 3621385
health 1736879 liability 148999
63 workmens compensation 173225
10 fidelity 1115518 surety 49527
94 plate glass 2281835 steam boiler
1502672 burglary and theft 42
35403 fly wheel 317453 auto and
teams prop dam 3396645 workmens
collective 6929 total 553899 g6
2919431 75
463037 03932
ComptrollerGenerals Report
On policies or renewals issued prior to Oc
tober 1 1914 Accident 105128
health 40785 liability 1262809
workmens compensation 1512335 fi
delity 266706 surety 1817352
plate glass 102369 steam boiler 89
76 burglary and theft 41301 fly
wheel 4700 auto and teams property
damage 165057 workmens collect
ive 9857 total
53373 75
25 Total
27 Other ledger assets viz
28 Agents balances and sundry accounts
29 Workmens compensation reinsurance
30 New York State Workmens Compensation Commission de
posit
607273 61
3074 00
39396 62
31 Ledger assets as per balance Item 58
NonLedger Assets
33 Interest accrued on bonds per Schedule D Part 1
41 Other nonledger assets viz LaSalle Street Trust and
Savings Bank salvage
4033085 89
33330 83
12500 00
44 Gross assets 4078916 72
Deduct Assets Not Admitted
50 Premiums in course of collection written
prior to October 1 1913
52 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule
53 Book value of ledger assets over market
value viz
Bonds and stocks
Agents balances and sundry accounts
53373 75
17597 06
71901 75
3074 00
145946 56
58 Admitted assets 3932970 16
VLiabilities
1 Losses and claims adjusted Accident 43250 health
67500 plate glass 35500 burglary and theft 157
62 total i620 12ComptrollerGeneral s Report 933
2 Losses and claims reported or in process of adjustment
Accident 2260350 health 556500 fidelity 4
57313 surety 7909665 plate glass 289100
steam boiler 54000 burglary and theft 1412288
auto and teams property damage 1346500 work
men a collective 5400 total 142 911 16
3 Losses and claims incurred but not reported Accident
36500 health 31000 fidelity 1052147 surety
1449648 plate glass 200 steam boiler 500 auto
anT teams prop dam 950 total 27 342 95
4 Losses ami claims resisted Accident 5750 health
650 surety 24580 burglary and theft 2300
auto and teams prop dam 5835 total 39115 00
5 Total losses and claims Aecident 29151 health 700
fidelity 1509460 surety 118173 13 plate glass
3446 steam boiler 1040 burglary and theft 16
58050 auto and teams prop dam 20250 workmens
collective 5400 total 210989 23
6 Deduct reinsurance per Schedule E Accident 1966
health 572 surety 3302990 burglary and theft 2
59333 t0tal 3816123
7 Net unpaid claims except liability and workmens comp
claims excluding expenses of investigation and adjust
ment Accident 27185 health 6628 fidelity 15
09460 surety 8514323 plate glass 3446 steam
boiler 1040 burglary and theft 1398717 auto and
teams prop dam 20250 workmens collective 54
17 t0t I 172828 00
17 Special reserve for unpaid liability and workmens compen
Sati0n 0SSes 506476 24
20 Total unpaid claims 679304 24
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident 750 health 350 fidelity
775 surety 488985 burglary and theft 500 auto
and teams prop dam 4000 total 11 264 85
26 Gross premiums less reinsurance upon all unexpired risks
running one year or less from date oT policy 2906
70045 unearned premiums fifty per cent 1 453 350 18
27 Gross premiums less reinsurance upon all unexpired risks
running more than one year from date of policy 364
84542 unearned premiums pro rata 188 610 36
29 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued on or after
October 1 1914 viz Accident 1133131 health 5
51111 liability 3269051 workmens compensation934 ComptrollerGenerals Report
2510031 fidelity 296170 surety 1319424 plate
glass 768066 steam boiler 391897 burglary and
theft 1134664 fly wheel 78093 auto and teams
prop dam 771717 workmens collective 1417 to
tad 122247 72
34 Salaries rents expenses bills accounts fees etc due or
accrued 10000 00
35 Estimated amount hereafter payable for Federal State and
other taxes based upon the business of the year of this
statement 500 00
39 Return premiums 12379 94
40 Reinsurance 13918 63
42 Other liabilities viz
Agents credit balances 1704 39
Federal taxes 309 50
Voluntary reserve for claims and contingencies 232402 94
51 Total amount of all liabilities except capital 2775492 75
52 Capital actually paid up in cash 750000 00
53 Surplus over all liabilities 407477 41
54 Surplus as regards policyholders 1157477 41
55 Total liabilities 3932970 16
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or renew
ed during the year Accident 9685 liability 1444
31 fidelity 2310 surety 166 plate glass 2965
total 1595 57
Gross losses paid Liability 914 40
HARTFORD ACCIDENT INDEMNITY CO OF HARTFORD CONN
125 Trumbell Street
R M Bissell President Jas L D Kearney Secretary
Egleston Prescott Attorneys for Service
ICapital Stock
1 Amount of capital paid up
in cash 750000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1532346 59
I Extended at 1532846 59ComptrollerGenerals Report 935
IIIncome
1 Gross premiums written and renewed during the year
Accident 4816358 health 1596525 liability 899
69484 workmens compensation 24885931 fidelity
2181329 surety 4478422 plate glass 3144150
burglary and theft 11321766 auto and teams prop
erty damage 11178069 total 1535 u
2 Deduct reinsurance Accident 301228
health 147913 liability 57893 fi
delity 17125 surety 638062 bur
glary and theft 811794 total i974o i5
3 Deduct return premiums on policies can
celled Accident 27049 health 74
21 liability 6472147 workmens
compensation 723809 fidelity 177
03 surety 118934 plate glass 57L
14 burglary and theft 347930 auto
and teams property damage 599437
total aa
r 83715 44
4 Deduct premium on policies not taken Ac
cident 1167093 health 355835 li
ability 9325680 workmens compen
sation 4408117 fidelity 123472
surety 162347 plate glass 822148
burglary and theft 2226404 auto
and teams property damage 2057364
totaI 206484 60
5 Total deductions Aceident 1495370 health 511169
liability 15855720 workmens compensation 51
31926 fidelity 158300 surety 919343 plate
glass 879262 burglary and theft 3386128 auto
and teams property damage 2656801 total 309940 19
6 Net premiums Accident 3320988 health 1085356
liability 74113764 workmens compensation 197
54005 fidelity 2023029 surety 3559079 plate
glass 2264888 burglary and theft 7935638 auto
and teams property damage 8521268 total 1225780 15
23 Gross interest on mortgage loans per sehe
dule B 9025 00
25 Gross interest on bonds and dividends on
stocks less 231557 accrued interest on
bonds acquired during 1914 per sclied
ue D 59695 36
26 Gross interest on deposits in trust com
panies and banks per schedule N 1 675 02936
ComptrollerGenerals Keport
27 Gross interest from all other sources In
terest on bills receivable 41 07
31 Total gross interest and rents 70436 45
32 From other sources Increase to surplus paid in by stock
holders 50000 00
38 Gross profit on sale or maturity of ledger assets viz
Bonds per schedule D 125 00
40 Total income 1446341 60
IIIDisbursements
1 Gross amount paid for losses Accident 366380 health
136860 liability 22484802 workmens compensa
tion 1742735 plate glass 141421 burglary and
theft 616184 auto and teams property damage
1034169 total 265225 51
2 Deduct reinsurance Accident 11339
health 10178 total 215 17
3 Deduct salvage Auto and teams property
damage 10 00
4 Total deductions Accident 11339 health 10178 auto
and teams property damage 1000 total 225 17
5 Net amount paid policyholders for losses Accident 3
55041 health 126682 liability 22484802 work
mens compensation 1742735 plate glass 141421
burglary and theft 616184 auto and teams prop
erty damage 1033169 total 265000 84
18 Investigation and adjustment of claims viz Accident
124017 health 26980 liability 5885448 work
mens compensation 622769 plate glass 6647
burglary and theft 89049 auto and teams proper
ty damage 1973 51 total 00520 61
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 1213805 health 403902 liability 213
44265 workmens compensation 2747508 fidelity
400452 surety 967051 plate glass 762867 bur
glary and theft 2557020 auto and teams property
damage 1959189 total 323560 59
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 80998 63
30 Salaries traveling and all other expenses of agents not
paid by commissions 65789 41
32 Inspection other than medical and claim 17969 60ComptrolleeGenekals Eepoet 937
33 Bents
36 State taxes on premiums 14747 66
37 Insurance department licenses and fees If I 11
38 AH other licenses fees and taxes 864 35
40 City and county tax on premiums
41 Miscellaneous taxes and fees 30
43 Legal expenses 7466 46
44 Advertising 1129 31
45 Printing and stationery 1653 72
46 Postage telegraph telephone and express Z 28
47 Furniture and fixtures 64 28
49 Other disbursements 31305 23
Sub to publications 102258 publication fees 36888 i 391 46
Snb to local boards 117030 surety bonds and insur
anee 48670
Revenue tax stamps 1657 00
Home office general expenses 428l44 branch office
sundry expenses 231524 total Ra
55 Gross loss on sale or maturity of ledgerasVeis viz
Bonds per schedule D
2645 00
57 Total disbursements
945469 87
IvLedger Assets
2 Mortgage loans on real estate per schedule B first liens 190 000 00
4 Book value of bonds per schedule D Z Z
5 Cash in companys office I3b3264 28
7 Deposits in trust companies andbanks oninterest per 8419
schedule N
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 1024589
health 453129 liability 12264882
workmens compensation 6432980 fi
delity 718705 surety 1202920
plate glass 702639 burglary and
theft 1987363 auto and teams prop
erty damage 1829100 total 266163 07
On policies or renewals issued prior to Oc
tober 1 1914 Liability 331185 work
mens compensation 128826 fidelity
385 surety 55675 plate glass 19
63 burglary and theft 13507 auto
and teams property damage 279 49
t0ta 5594 90
25 Total
271757 97938 ComptrollerGenerals Report
26 Bills receivable 2300 00
27 Other ledger assets viz
Agents sundry balances 7198 16
Funds in hands of workmens compensation reinsurance
and inspection bureau per certificate 2645 58
Funds in hands of New York state workmen s compensa
tion commission 66 99
Deposit United States treasury department 2600 00
31 Ledger assets as per balance on page three 2033218 32
NonLedger Assets
32 Interest accrued on mortgages per schedule B 1504 17
33 Interest due 75000 and accrued 2207291 on bonds
per schedule D Part 1 22822 91
40 Market value not including interest in item 33 of bonds
and stocks over book value per schedule D 15055 i 2
44 Gross assets 2072601 L2
Deduct Assets Not Admitted
46 Bills receivable 2300 00
50 Premiums in course of collection written prior to October
1 1914 559490
52 Book value of ledger assets over market value viz
Agents sundry balances etc 719S
57 Admitted assets 2057508 06
VLiabilities
1 Losses and claims adjusted All adjusted losses have been
paid If paid by check amount has been deducted
from bank balances If paid by draft loss remains
under column 2 until draft is paid
2 Losses and claims reported or in process of adjustment
Accident 697077 health 88036 fidelity 66998
plate glass 4100 burglary and theft 411000 fly
wheel 1235100 total 25023 11
5 Total losses and claims Accident 697077 health 880
36 fidelity 66998 plate glass 4100 burglary and
theft 411000 fly wheel 1235100 total 25023 11ComptrollerGenerals Eeport 939
6 Deduct reinsurance per schedule E Accident 34 28
burglary and theft 18750 total 221 7g
7 Net unpaid claims except liability and workmens com
pensation claims excluding expenses of investigation
and adjustment Accident 693649 health 88036
fidelity 66998 plate glass 4100 burglary and
theft 392250 auto and teams property damage
1235100 total f g
17 Special reserve for unpaid liability and workmens com
pensation losses
174842 00
20 Total unpaid claims 199 64o 3
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident 10000 health 5000 bur
glary and theft 10000 auto and teams property
damage 50000 total n
sts Uross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 82406168 unearn
ed premiums fifty per cent 412 031 00
27 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 5609077 un
earned premiums pro rata 37 703 qq
28 Total unearned premiums as shown by recapitulation
page 6 449 739 go
34 Salaries rents expenses bills accounts fees etc due or
accrued
6869 48
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement
162o9 80
51 Total amount of all liabilities except capital 673261 66
52 Capita actually paid up in cash 750000 00
53 Surplus over all liabilities 634246 40
54 Surplus as regards polieyholders 1 384 246 40
55 Total liabilities 2057508 06
940
ComptrollerGenerals Report
HARTFORD STEAM BOILER INSPECTION AND INSURANCE CO
OF HARTFORD CONN
Lyman B Brainerd President Chas S Blake Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 1000000 00
2 Amount of ledger assets as per balance December 31st
of previous year 5607691 06
IIIncome
1 Gross premiums written and renewed during the year
Steam boiler 171301757 fly wheel 9039191 to
tal 1803409 48
2 Deduct reinsurance Steam boiler 38618
fly wheel 17500 total 561 80
3 Deduct return premiums on policies cancel
led Steam boiler 11565610 fly
wheel 557176 total 121227 86
4 Deduct premium on policies not taken
Steam boiler 12850979 fly wheel 4
48516 total 132994 95
5 Total deductions Steam boiler 24455207 fly wheel
1023192 total 254783 99
i Net premiums Steam boiler 146846550 fly wheel
8015999 total 1548625 49
22 Inspections 35693 81
23 Gross interest on mortgage loans per Schedule B less 1
16438 accrued interest on mortgages acquired during
1914 M 60979 24
25 Gross interest on bonds and dividends on stocks less 2
35696 accrued interest on bonds acquired during 1914
per Schedule D 161865 57
26 Gross interest on deposits in trust companies and banks per
Schedule N 3459 88
27 Gross interest from all other sources From delinquent
premiums 34 43
30 Gross rents from companys property including 11000 for
companys occupancy of its own buildings 15140 93
Net prem reed during the year were 159218450
40 Total income 1825799 35ComptrollerGeneral s Keport
941
IIIDisbursements
1 Gross amount paid for losses Steam boiler 10048140
fly wheel 285454 total 103 335 94
18 Investigation and adjustment of claims viz Steam boiler 493 03
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
eaDb0iIer 230781 33
F1y wneel u 747 51
29 Salaries fees and all other compensation of officers direc
tors trustees and home office employees 74 016 96
30 Salaries traveling and all other expenses of agents not
paid by commissions 314 964 85
32 Inspection other than medical and claim 559852 6
33 Bents
11000 00
64 Repairs and expenses other than taxes on real estate 7 67 39
35 Taxes on real estate nn
6b State taxes on premiums 25 970 jq
37 Insurance department licenses and fees g65l 44
38 All other licenses fees and taxes
39 Federal corporation tax 3 145 81
40 State of Conn eorp tax 87275 00
41 Municipal taxes 2o48 gJ
42 IT S inter revenue 2000 20
43 Legal expenses 825 3Q
44 Advertising 760 47
45 Printing and stationery 21 397 40
46 Postage telegraph telephone and express 21659 36
47 Furniture and fixtures 422g 69
48 Stockholders for interest or dividends amount declared
during the year 120000 0Q
49 Other disbursements
Exehange 669 71
Office expenses 77
55 Gross loss on sale or maturity of ledger assets viz Bonds
per Schedule D q a
57 Total disbursements 2 55g jo jg
IVLedger Assets
1 Book value of real estate per Schedule A 90200 00
2 Mortgage loans on real estate per Sched
Ile B 1266145 00
4 Book value of bonds 327197923 and
stocks 65091014 per Schedule D 3922889 37
5 Cash in company s office 35 539 79942
ComptrollerGenerals Eeport
139323 79
7 Deposits in trust companies and banks on
interest per Schedule N
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Steam boiler 276
90535 fly wheel 851262 total
On policies or renewals issued prior to Oc
tober 1 1914 Steam boiler 81014
63 fly wheel 217105 total
27 Other ledger assets viz Cash in course of
transmission
285417 97
83185 68
54664 63
31 Ledger assets as per balance on page 3
NonLedger Assets
32 Interest accrued on mortgages per Schedule B
33 Interest accrued on bonds per Schedule D Part 1
5877366 23
37209 82
49409 66
44 Gross assets 5963985 71
Deduct Assets Not Admitted
50 Premiums in course of collection written
prior to October 1 1914 83185 68
52 Book value of ledger assets over market
value viz
40291 16
Bonds and stocks per Schedule D 180935 37
57 Admitted assets 5659573 50
VLiabilities
2 Losses and claims reported or in process of adjustment
Steam boiler 4039869 fly wheel 4175 total 44573 69
26 Gross premiums less reinsurance upon all unexpired risks
running one year or less from date of policy 89623
16 unearned premiums 50 per cent 44 811 57
27 Gross premiums less reinsurance upon all unexpired risks
running more than one year from date of policy 4
41989286 unearned premiums pro rata 2 286 720 33
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1913 viz
Steam boiler 55381 0T
Fly wheel j 702 52
CompteollebGteneeals Eepoet 943
35 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
42 Other liabilities 25000 00
21656 55
51 Total amount of all liabilities except capital 2 479 845 73
52 Caprtal actually paid up in cash 1000000 00
53 Surplus over all liabilities 2179 727 77
54 Surplus as regards polieyholders 3179727 77
55 Total liabilities
5659573 50
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or renew
ed during the year Steam boiler 1834970 fly wheel
134102 total J
Gross losses paid Steam boiler 690 72
1507 27
INTEESTATE CASUALTY COMPANY OF BIRMINGHAM ALA
Henry B Gray President tt m Ah T
H M Archibald Jr Secretary
W in A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 300000 00
2 Amount of ledger assets as per balance
December 31 of previous year 615194 01
IIIncome
1 Gross premiums written and renewed during the year
Accident 380529 health 291571 liability 68
61823 workmens compensation 1488239 fidelity
503586 surety 3203127 plate glass 235184
burglary and theft 100922 auto and teams proper
ty damage 150804 workmens collective 2430372
total
2 Deduct reinsurance Accident 65143
health 55023 liability 422210 fi
delity 89235 surety 788233 plate
glass 36266 burglary and theft 151
97 auto and teams property damage
31837 total 15031 u
156461 57944
CompteolleeGeneeals Eepoet
3 Deduct return premiums on policies can
celled Accident 15939 health 117
28 liability 1660904 workmens
compensation 10460 fidelity 16493
surety 132901 plate glass 11423
burglary and theft 3050 auto and
teams property damage 27331 work
mens collective 838955 total 27291 84
4 Deduct premiums on policies not taken
Accident 84060 health 51610 liabili
ty 725206 fidelity 91550 surety
673912 plate glass 52337 burglary
and theft 8350 auto and teams prop
erty damage 85700 workmens collec
tive 11250 total 17839 75
5 Total deductions Accident 165142 health 118361
liability 2808320 workmens compensation 10460
fidelity 197278 surety 1595046 plate glass 1
00026 burglary and theft 26597 auto and teams
property damage 144868 workmens collective 8
50205 total 60163 03
6 Net premiums Accident 215387 health 173210 lia
bility 4053503 workmens compensation 1477779
fidelity 306308 surety 1608081 plate glass 1
35158 burglary and theft 74325 auto and teams
property damage 5936 workmens collective 15
80167 total
23 Gross interest on mortgage loans per
schedule B 2616 84
25 Gross interest on bonds and dividends on
stocks peT schedule D 13400 00
26 Gross interest on deposits in trust com
panies and banks per schedule N 176 69
27 Gross interest from all other sources 14 84
30 Gross rents from companys property 6000 00
31 Total gross interest and rents
32 From other sources
33 Borrowed money
34 Special collateral
35 Agency Co
40 Total income
96298 54
22208 37
15250 00
400 OO
396 06
134552 97ComptbollerGenebals Eepobt
IJIDisbursements
1 G t Paid f0 Josses Accidentj
mja aUtp0 annrirs
workmens collective 1315256 total
a Ueduet reinsurance Liability 30493 au
to and teams property damage 8435
total
3 Deduct saivageVsurety im
4 Total deduction Liability 30493 m
auto and teams property damage 8435 total
28mUn Pu PliCyhIders oes Accident
ty 8 6p7 t6316 Habmty 8954768
ty 8o621 surety 760663 plate glass 1568 32
burglary and theft 3240 auto and teams p ope ty
damage 95654 workmens coUective vSJ
18 Investigation and adjusW ofdans viz Jl
24 Commissions and brokerage less amount received on re
turn premiums and reinsurance for the following class
es Accident 92023 health 75018 liability 15
0 703 fidelity 118588 surety 5824 24 ptte
glass 98764 burglary and theft 24481 auto and
SJuSTSS damage35639 collective
29 Salaries fees and all other compensationof officers dV
reet trustees and home office employees
30 Salaries traveling and all other expenses of agentnoi
paid by commissions
32 Inspection other than medical andclaim
33 Rents
34 Repairs and expenses other than tzes on reai eVtate
35 taxes on real estate
36 State taxes on premiums
37 Insurance department licenses and fees
38 All other licenses fees and taxes City taxes
43 Legal expenses
44 Advertising
45 Printing and stationery
46 Postage telegraph telephone and express
47 Furniture and fixtures
48 Guaranteed accounts charged off
49 Other disbursements
Interest on borrowed money
Internal revenue stamps
945
122177 16
1598 65
120578 51
1717 76
29588 28
138SS 64
1989 61
132 55
960 00
90 73
471 45
2036 71
1074 47
460 47
1685 00
231 25
930 47
1028 58
300 43
2S317 20
350 62
56 68946
ComptrollerGenerals Eeport
Actuarys inspections
Exchange
Sundry expenses
54 Agents balances charged off
57 Total disbursements
IVLedger Assets
1 Book value of real estate per schedule A
2 Mortgage loans on real estate per schedule B first liens
3 Loans secured by pledge of bonds stocks or other collat
erals per schedule C
4 Book value of bonds per schedule D
5 Cash in companys office
6 Deposit in trust companies and banks not on interest
per schedule N
7 Deposits in trust companies and banks on interest per
schedule N
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 38100
health 23863 liability 535098
workmens compensation 1477779 fi
delity 46820 surety 834529 plate
glass 3124 burglary and theft 102
74 auto and teams property damage
8500 total 29780 87
On policies or renewals issued prior to Oc
tober 1 1914 Accident 75182 health
27570 liability 1419054 fidelity
9388 surety 241594 plate glass
71278 burglary and theft 10334 au
to and teams property damage 29142
workmens collective 117168 total 20007 10
850 60
5 i2
86 30
3611 56
210443 79
25 Total
26 Bills receivable
27 Other ledger assets viz
28l Advance to agents
29 Accrued interest overdue
31 Ledger assets as per balance Item 58
NonLedger Assets
32 Interest accrued on mortgages per schedule B
33 Interest accrued on bonds per schedule D Part 1
145000 00
50093 06
1980 00
280275 00
239 72
6929 63
1054 S9
49787 97
1365 96
1376 96
1200 00
539303 19
1194 si
1822 91CompteolleeGeneeals Kepobt 947
34 re accrued oD collated loan per Schedule c
510 51
44 Gross assets
542831 42
Deduct Assets Not Admitted
45 Loans on companys stock
46 Bills receivable 1980 00
50 Premiums in course of collection writ 1365 9S
tober 1 1914 etion written pnor to Oc
53 Book valuf asselsor marketiuez 27 W
04 Advance to agents
55 Accrued interest overdue 1376 9
1200 00
58 Admitted assets
516901 40
VLiabilities
Lo7z trooTfror in process f
Accident 16500 fidelity 106627 surety 2 000 00
pate gas 253 autQ acd teMg J2n
2200 workmens collective 195000 total
5 JT antd clrs Aecident i65oo fiiity i
06627 surety 200000 plate gJasS 25300 aut
and teams property damage 2200 workmens col
lective 195000 total men s col
6 Deduct reinsurance per Schedule E Accident
7 Net unpaid claims except liability and workmens com
pensation claims excluding expenses of investigation
and adjustment Accident 120 fidelity 1066 27
surety 2 00000 plate glass 25300 auto anteams
sZZoir 22oo workmes ive6
20 Total unpaid claims
26 Gross premiums less reinsurance un ailnne
sks nmg one year or esg frQm I
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on 0r
8352 liability 187284 workmens compensation
5456 27
5456 27
45 00
5411 27
34267 77
39679 04
24616 81948 ComptrollerGenerals Report
517222 fidelity 16387 surety 292085 plate
glass 1093 burglary and theft 3595 auto and
teams property damage 2975 total 10423 28
34 Salaries rents expenses bills accounts fees etc due or
accrued 164 6
37 Due or to become due for borrowed money 15250 00
42 Other liabilities viz
43 Special collateral 400 00
44 Due Agency Co 396 06
51 Totalamount of all liabilities except capital 90929 81
52 Capital actually paid up in cash 300000 00
53 Surplus over all liabilities 125971 59
54 Surplus as regards policy holders 42591 1 59
55 Total liabilities 516901 40
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident 122827 health
115062 liability 1954 surety 26581 plate
glass 584 burglary and theft 960 auto and tennis
property damage 2996 total 2709 64
Gross losses paid Accident 26873 health 83971 liabili
ty 233290 fidelity 84521 surety 54687 plate
glass 970 auto and teams property damage 373
06 total 5216 18
INTERSTATE LITE ACCIDENT COMPANY OF CHATTANOOGA
TENNESSEE
705706707708709 James Building
H D Huffaker President Tas E Watkins Assistant Secretary
S M Chambliss Attorney for Service
ICapital Stock
1 Amount of capital paid up in cashh 102780 00
2 Amount of ledger assets as per balance December 31
of previous year 204954 47
3 Decrease of paidup capital
during the year 65550 00
Par value reduced from 1000 to 600
per shareComptrollerGenerals Report
IIIneo
1534 46
tal
4 Deduct premium on policies not taken Ac
cident 255870 health 2467 44
plate glass 32216 total
407 58
5348 30
5 Total deductions Accidpnt 3 st o v hu
luelH o8oo2 health 2 867 64
plate glass 32573 weekly 22145 total
6 Net premiums Accident 4269422 health 42 687 46
Pae glass 115496 weekly 4690584 total
23 Gross interest on mortgage loans per
schedule B
26 Gross interest on deposits in trust com
panies and banks per schedule N
27 Gross interest from all other sources
Stock notes
32 From other sources Contributed by
stockholders acct reduction in par val
ue 1000 to 600 per share
8395 76
112 39
468 49
05550 00
40 Total in
949
1 Gross premiums written and renewed during the year
22 mT7tiheath 45555lo Si
148069 weekly 47127 29 total
2 Deduct reinsurance Accident 1222 65
health 31181 total
3 Deduct return premiums on policies can
celled Accident 9417 health 8839
plate glass 357 weekly 22145 to
come
HIDisbursements
1 Gross amount paid for losses Accident 28195 38
5039 2396674 Pate gIass 30188 weekly 17
2 Deduct reinsurance Accident 3655 85
health 31308 total 3
4 Total deduction Accident 365585 health 31308 to
tal
5 Net amount paid polieyholders for losses Aceident24
53953 health 2365366 plate glass 30188 week
ly 1750397 total
24 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes
7290 34
133442 48
207969 12
69967 97
3968 93
65999 04950
ComptrollerGenerals Eeport
Accident
Health
Plate glass
Weekly
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
30 Salaries traveling and all other expenses of agents not
paid by commissions
31 Medical examiners fees and salaries
33 Rents
36 State taxes on premiums
37 Insurance department licenses and fees
38 All other licenses fees and taxes
40 City and county taxes
41 Directors fees and expenses
43 Legal expenses
44 Advertising
45 Printing and stationery
46 Postage telegraph telephone and express
49 Other disbursements
50 Business purchased
51 Collection exchange and discount
52 General expense
54 Agents balances charged off
57 Total disbursements
16134 24
15994 91
291 44
15999 71
10835 39
22297 29
467 50
2911 38
574 39
281 77
3286 26
588 79
459 64
506 76
2365 19
1347 29
7008 65
172 65
1671 97
1142 41
170336 67
IVLedger Assets
2 Mortgage loans on real estate per Schedule B first liens
5 ash in companys office and in bank
6 Deposit in trust companies and banks not on interest
per Schedule N
7 Deposits in trust companies and banks on interest peT
Schedule N
8 Premiums in course of collection viz On policies or re
newals issued on or after October 1 1914 Accident
443000 health 440975 plate glass 27000 total
26 Bills receivable
27 Other ledger assets viz
28 Due from agents and others less than 90 days
29 Due from agents and others over 90 days
30 Stationery 120000 furniture and fixtures 441456
31 Ledger assets as per balance on page 3
I 114157 44
2482 18
2947 68
30596 47
9109 75
9825 40
1153 99
1149 45
5614 5G
177036 92ComptrollerGenerals Report
NonLedger Assets
32 Interest accrued on mortgages per Schedule B
3o Interest due and accrued on other assets Stock notes
44 Gross assets
Deduct Assets Not Admitted
46 Bills receivable
47 Furniture and fixtures
48 Supplies printed matter and stationery
52 Book value of ledger assets over market value v
53 Knoxville Banking Trust Co Knoxville Tenn
57 Admitted assets
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 135000 health 120000 total j
26 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy 16
00000 unearned premiums fifty per cent
34 Salaries rents expenses bills accounts fees etc due
or accrued
40 Reinsurance
42 Other liabilities viz
43 Part payment on stock
44 Taxes
45 Due agents and others
52 Capital actually paid up in cash 102780 00
53 Surplus over all liabilities
44031 27
54 Surplus as regards polieyholders
951
2760 62
610 42
180407 36
9825 40
4414 56
1200 00
600 00
164368 00
55 Total liabilities
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident 1853274 health
1852688 total
Gross losses paid Accident 1363206 health 11413 91
total
2550 00
8000 00
1598 00
100 00
900 00
2600 00
1808 73
146811 27
164368 00
37059 62
25045 97952
ComptrollerGenerals Report
LLOYDS PLATE GLASS INSURANCE COMPANY OF NEW YORK
William T Woods President Charles E W Chambers Secretary
A L Waldo Attorney for Service Atlanta Ga
ICapital Stock
1 Amount of capital paid up in cash 250000 00
2 Amount of ledger assets as per balance December 31st
of previous year 962748 57
IIIncome
1 Gross premiums written and renewed during the year
Plate glass 700681 88
3 Deduct return premiums on policies cancel
led Plate glass 52629 10
4 Deduct premium on policies not taken
Plate glass 60373 98
5 Total deductions Plate glass 113003 08
6 Net premiums Plate glass
23 Gross interest on mortgage loans per Schedule B
25 Gross interest on bonds and dividends on stocks per Sched
ule D
30 Gross rents from companys property including 1000000
for companys occupancy of its own buildings
32 From other sources Income tax collected at source
37 From agents balances previously charged off
38 Gross profit on sale or maturity of ledger assets viz
Stocks per Schedule D
40 Total income
581678 80
2210 00
23105 50
21957 57
151 16
2508 09
67 64
637678 76
IIIDisbursements
1 Gross amount paid for losses Plate glass
3 Deduct salvage Schedule H Plate glass
234206 37
8070 77
5 Net amount paid policyholders for losses Plate glass 226135 60
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Plate glass
29 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
182269 05
73747 46ComptrollerGenerals Report 953
30 Salaries traveling and all other expenses of agents not paid
by commissions
33 Rents including 10000for Companysoccupancvofits n164
own buildings
34 Repairs and expenses otherthan taxes on real ertate til 6
so faxes on real estate
36 State taxes on premiums 6943 00
37 Insurance department licenses and fees J l
38 All other licenses fees and taxes 6461 13
39 Federal corporation tax
40 Emergency stamp tax 564 47
41 County tax 232 26
42 Canada taxes 3 92
43 Legal expenses 1782 98
44 Advertising 1939 16
45 Printing and stationery 5521 47
46 Postage telegraph telephone and express JJJJ JJ
4 Furniture and fixtures 509 79
48 Stockholders for interest or aMdendVamount declared
during the year
49 Other disbursements 50000 00
50 Sundry expenses
51 Building reserve fund 4306 6
54 Agents balances charged off 577 56
56 Gross decrease by adjustment in book value of ledger as M
sets viz Stocks per Schedule D a OA
07 64
57 Total disbursements
607500 20
rVLedger Assets
1 Book value of real estate per Sched A 255763 18
2 Mortgage loans on real estate per Sched
ule B
B 60000 00
4 Book value of bonds 28842793 and
stocks 25955676 per Schedule D 547 984 69
5 Cash in companys office 2674
6 Deposit in trust companies and banks not
on interest per Sched N 20 34 7
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Plate glass 99636 2J
On policies or renewals issued prior to Oc
tober 1 1014 Plate glass 6525 76
31 Ledger assets as per balance Ttem 58 992 927 13954
ComptrollerGenerals Eeport
NonLedger Assets
32 Interest accrued on mortgages per Sched
ule B 513 4
33 Interest accrued on bonds per Schedule D
Part 1 3247 55
38 Rents due on companys property or lease 425 00
39 Market value of real estate over book val
ue per Schedule A 19236 82
41 Other nonledger assets viz
42 Salvage glass on hand 6575 04
43 Sundry accounts 15 00
44 Gross assets 1023069 58
Deduct Assets Not Admitted
47 Salvage glass on hand 6575 04
49 Sundry accounts 145 00
50 Premiums in course of collection written
prior to October 1 1914 6525 76
52 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 35401 88
53 Book value of ledger assets over market
value viz
Bonds 21389 43
Stocks 43380 76
58 Admitted assets 64770 1
VLiabilities
1 Losses and claims adjusted Plate glass 12789 34
2 Losses and claims reported or in process of adjustment
Plate glass 14707 74
3 Losses and claims incurred but not reported Plate glass 8000 00
5 Total losses and claims Plate glass 35497 08
25 Gross premiums less reinsurance upon all unexpired risks
running one year or less from date of policy 513987
19 unearned premiums fifty per cent 256993 59
27 Gross premiums less reinsurance upon all unexpired risks
running more than one year from date of policy 114
37622 unearned premiums pro rata 56463 06
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Plate glass 31883 60ComptrollerGenerals Eeport 955
34 mZru expMe8billsaccount8feesetc o
35 Estimated amount hereafter payable for Federal State
and 0 her taxeg based upon the busness Mate
this statement
39 Return premiums 10000 00
42 Other liabilities viz 485 46
Building reserve fund
Income tax collected at source 654 01
151 16
51 Total amount of all liabilities except capital I ZTZ
52 Capital actually paid up in cash 25000ooo
53 Surplus over all liabilities JgJ
54 Surplus as regards policyholders
55 Total liabilities
909651 71
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or renew
ed during the year Plate glass
Gross losses paid Plate glass 433 12
583 53

THE LONDON LANCASHIRE GUARANTEE ACCIDENT COMPANY
OF CANADA
A G Mcllwaine Jr II S Manager
Bickerstaff Richards Co Attorneys for Service
ICapital Stock
1 Amount of capital deposit
paid up in cash 517340 00
2 Amount of ledger assets as per balance
December 31 of previous year
917490 82
IIIncome
1 Gross premiums written and renewed during the year
Accident 10227775 health 3402028 liability
83596313 workmens compensation 603 363 39 fi
delity 2841725 surety 4238615 plate glass 84
SS795 auto and teams property damage 144 37 93
workmen collective 235718 total lj878046 M956
ComptrollerGenerals Report
2 Deduct reinsurance Accident 861303
health 190893 liability 740253
workmens compensation 1719384
fidelity 534416 surety 896886
plate glass 692 auto and teams prop
damage 7345 total 49497 88
3 Deduct return premiums on policies can
celled Accident 337381 health 1
25490 liability 7455267 workmns
compsn 5177479 fidelity 329097
surety 166100 plate glass 227383
auto and teams prop dam 12356
45 total 150538 42
4 Deduct premium on policies not taken
Accident 2389036 health 800923
liability 16563545 workmens com
pensation 8088577 fidelity 185034
surety 453994 plate glass 970756
auto and teams property damage 29
91618 total 324434 83
Total deductions Accident 3587720 health 1117306
liability 24759065 workmens compensation 149
85440 fidelity 1048547 surety 1516980 plate
glass 1197447 auto and teams property damage
4234608 totali
524471 13
6 Net premiums Accident 6640055 health 2284722
liability 58S37248 workmens compensation 453
50899 fidelity 1793178 surety 2721635 plate
lass 7291348 auto and teams property damage
10202685 workmens collective 235718 total 1353574 88
25 Gross interest on bonds and dividends on
stocks per Schedule D 24053 86
26 Gross interest on deposits in trust com
panies and banks per Schedule N 8373 54
27 Gross interest from all other sources Mis
cellaneous interest 15 49
31 Total gross interest and rents 32442 89
32 From other sources Income tax on salaries of employees 65 00
40 Total income 1386082 77
TITDisbursements
1 Gross amount paid for losses Accident 3230326
health 627582 liability 12673069 workmensComptrollerGenerals Report
Z7ZM0n t122mA9 M W0270 surety
4716630 plate glass 2689689 auto and teams
property damage 326541 workmens collective
63521 total
2 Deduct reinsurance Accident 1803 49
health 3482 workmens compensa
tion 5436 surety 1707500 total 18 967 67
1 Deduct salvage Health 6695 liability
133060 workmens compensation 2
28708 surety 2620834 plate glass
42044 auto and teams property dam
age 36838 total Wjm
4 Total deduction Accident 180349 health 10177 lia
bihty 133060 workmens compensation 2 34144
surety 4328334 plate glass 42044 auto and
teams property damage 36838 total
5 Net amount paid policyholders for losses Accident30
49977 health 617405 liability 125400 09 work
mens compensation 12011905 fidelity 40270 sure
ty 388296 plate glass 2647645 auto and teams
property damage 3228573 workmens collective
63521 total
18 Investigation and adjustment of claimsviz Accident
125090 health 39249 liability 2450784 work
mens compensation 1492122 fidelity 28871 sure
ty 64060 plate glass 56654 auto and teams
property damage 268032 workmens collective
9968 total
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 1777718 health 572250 liability 131
82238 workmens compensation 6234689 fidelity
587905 surety 541471 plate glass 2319357
auto and teams property damage 2069684 work
men s collective 44951 total
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
30 Salaries traveling and all other expenses of agents not
paid by commmissions
31 Medical examiners fees and salaries
32 Inspection other than medical and claim
33 Rents
36 State taxes on premiums
37 Insurance department licenses and fees
38 All other licenses fees and taxes
40 Emergency war revenue tax
41 Federal income tax
957
395525 47
49649 46
345876 01
45348 30
273302 63
143001 90
40193 14
66 25
6967 60
10198 21
8012 65
5945 55
501 26
35 84
958
ComptrollerGenerals Report
42 Exchange on checks and drafts
43 Legal expenses
44 Advertising
45 Printing and stationery
46 Postage telegraph telephone and express
47 Furniture and fixtures
49 Other disbursements
50 Remittances to head office
51 Adjustment in ledger assets return premiums and re
insurance changed from paid to written basis
52 Subscriptions to boards and bureaus
53 Miscellaneous expenses
57 Total disbursements
176 25
110 89
4034 87
29406 73
7246 41
11453 22
6876 27
376 80
1945 17
4607 85
945683 80
IVLedger Assets
Book value of bonds per Schedule D
Cash in companys office
Deposits in trust companies and banks on interest per
Schedule N
Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 1820899
health 666140 liability 7598919
workmens compensation 7496137
fidelity 278327 surety 391499
plate glass 2019430 auto and teams
property damage 1222267 total 214936 18
On policies or renewals issued prior to Oc
tober 1 1914 Accident 472703
health 249282 liability 3569146
workmens compensation 2543174
fidelity 65917 surety 426823
plate glass 386371 auto and teams
property damage 867536 total 85809 52
585960 75
796 89
467386 09
25 Total 300745 70
27 Other ledger assets viz
Deposit with New York State Workmen s Compensation
Commission 1000 00
Cash in branch offices 700 00
Due from Orient Insurance Co 56 40
Agents balances 1243 96
31 Ledger assets as per balance Item 58 1357889 79CompteollebGeneeals Eepoet 959
NonLedger Assets
33 Interest accrued on bonds per Schedule D Part 1 7 449
3o Interest accrued on other assets Imbalances 2f0 JJ
44 Gross assets
1365630 12
Deduct Assets Not Admitted
50 rT80116 f COlIeCtin WriUen Por t0 Octo
53 Book vahie of ledgerassetVovermaealue 8389
54 Bonds per Schedule D
55 Agents balances 5817 05
1243 96
58 Admitted assets
1272759 59
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 381500 health 146000 fidelity 5832
63 surety 225000 plate glass 305200 auto and
teams property damage 1029000 workmens col
lective 13500 total
4 Losses and claims resisted Accident Jo 00
5 Total losses and claims Accident 391500 health 1
46000 fidelity 583263 surety 225000 plate
glass 305200 auto and teams property damage 10
29000 workmen V collective 13500 total oG9u fi
6 Deduct reinsurance per Schedule E Accident 430 35
health 23510 fidelity 369475 total 4360 20
7 Net unpaid claims except liability and workmens com
pensation claims excluding expenses of investigation
and adjustment Accident 348465 health 1 994
of6117 213788 surety 225000 plate glass
30o200 auto and teams property damage 10 290
00 workmens collective 13500 total 22 574 4i
17 Special reserve for unpaid liability and workmens com
pensation losses
136299 57
20 Total unpaid claims I
21 Estimated expenses of investigation and adjustmentof
unpaid claims Accident 13095 health 13599 fideli
ty 204142 surety 67500 plate glass 5049 au
to and teams property damage 76655 workmens
collective 1500 total 9o
3815 40960
ComptrollerGenerals Eeport
26 Gross premiums less reinsviranee upon all
unexpired risks running one year or less
from date of policy 120438090 un
earned premiums fifty per cent
27 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 2847958 un
earned premiums pro rata
602190 44
18938 63
28 Total unearned premiums as shown by recapitulation
page 6 621129 07
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident 495185
health 178493 liability 1936141 workmens com
pensation 1350975 fidelity 69507 surety 95278
plate glass 525438 auto and teams property dam
age 262060 total 49130 77
34 Salaries rents expenses bills accounts fees etc due
or accrued 9396 28
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement 40607 25
40 Reinsurance 1358 71
42 Other liabilities viz
Income tax on salaries of employees 6500 New York
State Workmens Compensation Commission 16602
reserve for contingencies 11384078 total
51 Total amount of all liabilities except capital
54 Surplus as regards policyholders
114071 80
998383 28
274376 31
55 Total liabilities 1272759 59
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident 112916 health
91701 liability 383284 fidelity 27689 plate
glass 7292 auto and teams property damage 195
78 total
Gross losses paid Accident 92679 health 14590 liabili
ty 31465 auto and teams property damage 10138
total
6424 60
1488 72ftrollerGeneral Report

LONDON H7AKANTEE AcCIDENT 0o Lm 0F ft
134 South LaSalle Street

F W Lawson General Manager for S
J L Riley Attorney for Service

ICapital Stock
1 Amount of deposit capital
paid up in cash 30liOO 00
2 Amount of ledger assets as nor balance
December 31 of previous year 43K035 1

TT T
iiIncome

1 Gross premitnns written and renewed during the rear
Accident 17092398 health 5065952 liability 2
42918oH workmens compensation 236111194
steam boiler 4280770 burglary and theft 194 342
99 credit 36088241 auto and teams property dam
age 28564876 workmens collective 8109078
n l 5976653 22
TA Deduct reinsurance Accident 19725 34
j health 712601 liability 5267111
steam boiler 664899 burglary and
Hioft 2101963 credit 4051100 auto
andteams property damage 670
workmens collective 5827 total 64372 01
3 Deduct return premiums on policies can
celled Accident 489876 health 1
77643 liability 32707674 work
mens compensation 22805223 steam
boiler 439019 burglary and theft
908475 credit 30583 auto and
teams property damage 3i92l 35
workmens collective 2101789 total
4 Deduct premium on policies ot taken Ac
cent 2557819 health 1068661
balnhty 29015045 workmens com
pensation 24563892 steam boiler
707853 burglary and theft 42488
31 crefa590000iauto and teams
033584 17962
ComptrollerGenerals Report
property damage
mens collective
4816190 work
138975 total
679132 65
Total deductions Accident 5020229 health 1958904
liability 62249420 workmens compensation 473
69115 steam boiler 1811771 burglary and theft
7259269 credit 1097583 auto and teams proper
ty damage 8507655 workmens collective 24349
37 total 1377088 83
6 Net premiums Accident 12072169 health 3107048
liability 180669094 workmens compensation 1
88742079 steam boiler 2468999 burglary and
theft 12175030 credit 34990658 auto and teams
property damage 20057221 workmens collective
5674141 total 4599564 39
23 Gross interest on mortgage loans per
Schedule B
25 Gross interest on bonds and dividends on
stocks per Schedule D
26 Gross interest on deposits in trust com
panies and banks per Schedule X
27 Gross interest from all other sources
28 On deferred premiums
29 On deposit with Workmens Compensation
Reinsurance Bureau
50
141551 34
1518 20
984 90
730 77
31 Total gross interest and rents
32 From other sources Remittance from home office
38 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
145047 71
169830 73
27146 71
40 Total income 4941589 54
IIIDisbursements
Gross amount paid for losses Accident 6014346
health 1356629 liability 112429175 workmens
compensation 53271688 steam boiler 418646
burglary and theft 5653846 credit 23158476
auto and teams property damage 6310376 work
mens collective 5374758 total 2038878 40
Deduct reinsurance Accident 435704
health 166034 steam boiler 2043
29 burglary and theft 165252 total 9713 19

ComptrollerGenerals Keport 963
3 Deduct salvage Burglary and theft 1
27165 credit 8797105 total 89242 70
4 Total deductions Accident 435704 health 166034
steam boiler 204329 burglary and theft 2924 17
credit 8797105 total
98955 89
5 Net amount paid policvholders for losses Accident 55
8642 health 1190595 liability 102429175 work
men s compensation 53271688 steam boiler 2142
17 burglary and theft 5261429 credit 143613 71
auto and teams property damage 6310376 work
men s collective 53747 58 total
1 Investigation and adjustmentJ
Accident 610146 health 3711 liability 325150 23
workmens compensation 11995739 total 24fi ln
Burglary and theft 166512 credit 525542 total 69S 54
Auto and teams property damage 7Z I
24 Commissions or brokerage less amount received onre
turn premiums and reinsurance for the following class
Accident 4022917 health 963272 liability 457
Steam oilIr0rkmenS 28464007total 791659 03
Burgary and theft WmY mwH total wJS 80
Auto and teams property damage 5148460 workmens
collective 1395034 total
29 Salaries fees and all other compensation of officersdV
fetors trustees and home office employees 141 866 10
30 Salaries traveling and all other expenses of agents not
paid by commissions
2 SSSS
36 State taxes on premiums 11719 84
37 Insurance department licenses and fees A fc
38 AH other licenses fees and taxes 36
39 Federal corporation tax
40 City licenses 48935 consular fees 32411 total Jf J
41 Personal property tax 405122 income tax steriing
bonds 2465 total
42 Special war taxes stamps 4075 87
43 Legal expenses Sd 83
44 Advertising 1097 69
45 Printing and stationery JJJJ 4
46 Postage telegraph telephone and express fi08o 11
47 Furniture and fixtures 2 68
48 Stockholders for interest or dividends amount declared
dunng the year remitted home office 12 58 964
ComptrollerGenerals Report
49 Other disbursements
50 Office and general expenses 963537 investment ex
pense 324332total 12878 ef
51 Exchange 93980 collection charges 1100 total
52 Bureau and other subscriptions 20280 54
53 Workmen s Compensation Inspection and Rating Board 2495 54
55Orossksson sale or maturity of ledger assets viz
Bonds per Schedule D i3 25

57 Total disbursements
IVLedger Assets
4073709 29

2
4
5
7
8

25
27
31
Mortgage loans on real estate per Schedule B first liens 5000 00
Book Value of bonds per Schedule D i 3888203 59
Cash in companys office 87S 71
Deposits in trust companies and banks on interest per
Schedule N
Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 2210914
health 863098 liability 343sl 254
workmen a compensation 3058683
Mean boiler 775234 burglary and
theft 2873759 credit 2834750 au
to and teams propertydamage 35304
18 workmens collective 72913 to
tal 802638 93
On policies or renewals issued prior to Or
tober 1 1914 Accident 186559
health 742Att liability 7937040
workmens compensation 6375661
steam boiler 63143 burglary and
theft 171841 credit 95100 auto
and teams prop dam 524393 work
mens collective 14542 total 154423 85

1 017 00
Total 10100
Other ledger assets viz
Working funds in hands of agents
biposit withNew York compensation commission

5515
Workmens Compensation Reinsurance Bureau
Agents suspense 15S2U50 traveling snpenso 1300
1 7 1 0
8 total 11
Ledger assets as per balance Item 5S ilj991o
78
00
00
09
4432
33
ComptrollerGenerals Report
NonLedger Assets
Interest accrued or mortgages por Hchedule B
Interest accrued on bonds per Schedule D fp
965
41
69062
66
04
44 Gross assets

5249019 14
50
52
53
54
55
567
Deduct Assets Not Admitted

PrSTs1vourse coertion m IP to octo
Market value of special jjj Jgg
C habhtes per special deposit schedule
Book value of ledger assets over Wke7vaic
Agents working funds
Agents suspense lV0 50 HVllil
39 total traveling suspense 1300
PonTpensation ReinsuranceBureau reserve
Advice of award Xew York Compensation mon1
119798
15300
17120
1438
2638
85
80
59
00
89
17
58 Admitted assets
j

4934150 95
VLiabilities
2
44
Losses and claim reported or in process of adjustment
Accent 2228600 health 2300
101000 burglary and theft 12775m redit on pol
icies exprng prior to Oct 1914 901000 auto and
teams property damage 5200172 workmen collec
tive 1557449 total
3 LTo5 1 ipSI5
20o3 00 health sl 700 burglary and theft 1 Sfttf
00 auto and teams property damage 134500 work
men s collective total woik
4 Losses d claims resisted mV
and theft o52 00 credit o poicies expiring
to Oct 1914 4900000 total J

5 TotaJIosses and claims Accident 7398900 health 3
19 6 or31011 Wlary and theft
L963oOO credit on policies expiring prior to Oct
J 14 5800000 auto and teams perty feg
4 0102 workmens collective 1004299 total
6 Deduct reinsurance per Schedule fii Accident 387 50
health 22000 burglary and theft 2094 00 credit
on pohces expiring prior to Oct 1914 900000 total
115621 21

6018
I W4175
50

00
225814 71
44201 5d
7 Xet unpaid claims except liability and
workmen g com
966
ComptrollerGenerals Keport
pensation claims excluding expenses of investigation
and adjustment Aeeident 4110150 health 2
90700 steam boiler 101000 burglary and theft
1754100 credit on policies expiring prior to Oct
1914 4900000 auto and teams property damage
5401072 workmens collective 1004299 total 181613 21
17 Special reserve for unpaid liability and workmens com
pensation losses 1725092 30
18 Special reserve for credit losses on policies expiring in
October November and December 1914 being fifty per
cent of 11305500 gross premiums received on said
policies less 403183 paid during said months on loss
es under said policies 52495 67
19 Special reserve for accrued losses on credit policies in
force December 31 1914 being fifty per cent of 147
08721 earned premiums on said policies 73543 id
20 Total unpaid claims 2032744 78
21 Estimated expenses of investigation and adjustment of
unpaid claims
Accident 1000 00
Burglary and theft 10000 credit 200000 auto and
teams property damage 40000 total 2500 00
26 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 308004525 un
earned premiums fifty per cent 15 10022 62
27 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 24043077
unearned premiums pro rata 122ii 15 70
28 Total unearned premiums a shown by recapitulation
page 6 1662938 32
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz
Accident 739614 health 290107 liability 7508824
workmens compensation 6113727 total 140522 72
Steam hoiler 2278 82
Burglary and theft 982882 credit 850425 total 18333 07
Auto and teams property damage 853092 workmens
collective 174573 total 10276 65
34 Salaries rents expenses bills accounts fees etc due
or accrued 1748
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement 57315 12ComptrollerGenerals Eeport c67
39 Return premiums
40 Reinsurance 74903 81
41 Advance premiums one hunted peV cent VV J
42 Other liabilities viz 812 oO
43 Reserve for attorney fees and legal expenses 10000 00
51 Total amount of all liabilities except capita 777777
52 Capital actually deposited VnVnnn
53 sUrpuS over an liabimies gJ2
54 Surplus as regards policyholders Qn 9
907035 4
55 Total liabilities
4934150 95
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
108e0 49 Tlrr year ACddent 298633 hh
108049 habihty 1256915 steam boiler 24 36
burglary and theft 101353 auto and teams proper
ty damage 184585 workmens collective 1752 to
Gross srisstT io3597 uath 2s2i3 9453 47
heft 268 Pol feambiler S Wlary and
tnett 26820 auto and teams property damage 887
00 workmen s collective 136 total um j
LOYAL PROTECTIVE INSURANCE COMPANY OF BOSTON MASS
581 Boylston Street
S Augustus Allen President v
W a 4 Francis R Forbes Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
m cash 100000 00
2 Amount of ledger assets as per balance
4EXsb3ofpreviousyear v
432309 75
IIIncome
1 Gross premiums written and renewed during the year
Accident and health
575017 47OH
968
ComptrollerGenerals Kkport
t3 Dexjuet return premiums on policies cancelled Accident
and health
r

hi
6 Net premiums
21 Policy fees required or represented by applications
25Gross interest on bonds and dividends on
stocks less 43391 accrued interest on
bonds acquired during 1914 per Sched
ule D
26 Gross interest on deposits in trust com
panies and banks per Schedule X
30 Gross rents from company s leased proper
ty
i4sg 09
20S0 22
480 00
572352
63595

52
00
31
32
37
Total gross Interest and rents
From other sources Checks not presented for collection
From agents balances previously charged off
16046 31
35 23
30 45
40 Total income

1
18
23
24
29
30
31
33
36
37
38

TITDisbursements
1 012059 81

54h 52
2648 69
63287 00
Gross amount paid for losses Accident and health f
Investigation and adjustment of claims viz Accident

and health
Policy fees retained by agents
Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following class
es Accident and health 58127 59
Salaries fees and all other compensation oi offipsig di
rectors trustees and home office employees 8118b 20
Salaries traveling and all other expenses of agents not
paid by commissions
Medical examiners fees and salaries
Bents
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax 50797 custody of funds Mass
5136 franchise tax Calif 151Hi Tonn 2000
Tex 10000 Vt 4lln New lriinswicl 250i City
8380 2
201 0
6768 00
8903 10
3390 25
43
44
45
46
47
f Toronto 11313 Sask 1000 III filing fee liio
Secy State of Mass certificate 1075 total
Legal expenses
Advertising
Printing and stationery
Postage telegraph telephone and express
Furniture and fixtures
111 37
5224 85
1231 22
79 7H
SMIX 20
977 76CWtbOLLEHGeXSBALS RePOBT 9
48 StteZfr ifereSt dideds oMt declared
during the year
49 Other disbursements Um
cations o90 office supplies 2llff90 officers trav
erses y 5 g
rsSaf967oftycash859fe
j Agents balances charged off 4675 59
ieaseby 306 90
fs vz Bonds per Schedule D
57 Total disbursements
558 25
01012s in
TVLedger Assets
Ml
FTaTuof bonds 31999364 and stocks 411092
per Schedule D iJ
361103 OP
1100 00
112038 52
5 Cash in companys office
7 Deposits in trust companies ahdbanks bn interest per
Schedule X
per
J redger assets as per balance Item 58 47455
NonLedger Assets
i ntrSr TSBi 1 4534 57

44 Gross assets
478776 12

Deduct Assets Not Admitted
53 Book value of ledger assets over market value viz
Bonds 670364 stocks 300939 total 7li 3
58 Admitted assets
469063 09
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident and health
3 Losses and laims incurred but not urieU Ahentz m
health
4 Losses and claims resist Accident and health JJJ JJ
5 Total losses and claims Accident and health jfM 7Tn ni1 nn
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident and health ge 970
ComptrollerGenerals Report
26 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
15222150 unearned premiums pro rata
34 Salaries rents expenses bills accounts fees etc due
or accrued
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement
41 Advance premiums one hundred per cent
51 Total amount of all liabilities except capital
52 Capital actually paid up in cash 100000 00
53 Surplus over all liabilities 140837 32
54 Surplus as regards policyholders
55 Total liabilities
Business in the State of Georgia During 1914
Gross premiums less return premium 1575 on risks written
or renewed during the year Accident and health
Gross losses paid Accident and health
101481 00
500 00
10000 00
5958 50
228225 77
240837 32
469063 09
2732 75
2122 43
MARYLAND CASUALTY CO OF BALTIMORE MD
John T Stone President James F Mitchell Secretary
A Hass Son Dowell Attorneys for Service
ICapital Stock
1 Amount of capital paid up in cash 1000000 00
2 Amount of ledger assets as per balance December 31st
of previous year 676441 11
TIIncome
QroSB premiums written and renewed hiring the year Ac
cident 83491375 health 34558438 liability 2
85611159 workmens compensation 138884601 fi
delity 46315947 surety 64825601 plate glasa
33596455 steam boiler 34898565 burglary and
theft 40794501 sprinkler 19201719 fly wheel
3916872 auto and teams prop dam 21958091
workmens collective 3908646 phys defense 50
41191 total 8170031 61
ComptrollerGeneral s Eeport
2 Deduct reinsurance Accident 42 40710
health 1280401 liability 43776
fidelity 5805364 surety 3500750
plate glass 31735 steam boiler 359
44 burglary and theft 12609 80
sprinkler 169206 fly wheel 478 82
phys defense 21500 total lfis q9 Q
3 Deduct return premiums on policies cancel
led Accident 141318 health 559
63 liability 19818330 workmens
compensation 7505364 fidelity 14
i6J4qsurty f136J4 vlate
Md49 steam boiler 1071940 bur
glary and theft 202620 sprinkler
4928 fly wheel 91020 auto and
teams prop dam 1608806 workmens
collective 291818 phy defense 238
40 total
4 Deduct premium on policies not taken Ac
eident 13244070 health 68 217 14
Lability 53864973 workmens comp
27283174 fidelity 8119668 surety
110o4981 plate glass 5880036 stm
blr 7951118 burg theft 76 277
7 7 sprinkler 5144668 fly wheel 9
71945 auto and teams property dam
4141295 workmens collective 7
05223 phys defence 900762 total 1537 114 04
349857 37
5 Total deductions Accident l7fi sq ac u i
r em i b28398 health 81580 78
85B87fiV10J WrkmenS PensItLn 347
88538 fidelity 15332659 surety 16769345 plate
SS Sim5 steanakoiIer iS
heft 9091377 sprinkler 5741802 fly wheel 11
10847 auto and teams prop dam 5750101 work
mens collects 997041 py llef t
971
055293 80
6 Net premiums Accident 65862977 health 264003 60
040 96063 fidehty 30983288 surety 480 562 56
Pate glass 27561435 steam boiler 25839563 bur
glary and theft 31703124 sprinkler 13459917
wheel 28060 25 auto and teams prop dam 162
95c8r
23 Gross interest on mortgage loans per schedule B
6114737 81
106 08972
ComptrollerGenerals Report
25 Gross interest on bonds and dividends on stocks less 3
32848 accrued interest on bonds acquired during 1914
per Schedule D
26 Gross interest on deposits in trust companies and banks
per Schedule N
27 Gross interest from all other sources
28 Bills receivable 404582 branch offices 35263 prem
iums 5353
29 On deposit with Casualty Underwriters of Canada
30 Gross rents from companys property including 5588798
for companys occupancy of its own buildings
38 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
Stocks per Schedule D
39 Gross increase by adjustment in book value of ledger as
sets viz
Bonds per Schedule D
Stocks per Schedule D
182698 08
299371
40 Total income
4451 98
37 50
107689 77
3291 25
55 00
59689 2
7510 00
6483260 41
IIIDisbursements
1 Gross amount paid for losses Accident 41308159
health 13528210 liability 137921170 workmens
compensation 32572833 fidelity 18562001 surety
28128597 plate glass 11408597 steam boiler 29
95453 burglary and theft 8677867 sprinkler 57
86181 rly wheel 179101 auto and teams prop
hi m 5556791 workmens collective 1246719
phys defense 2487003 total 3103586 82
2 Deduct reinsurance Accident 4402410
health 890111 fidelity 59928
surety 276434 burglary and theft
4250 sprinkler 1236 total 56343 69
3 Deduct salvage Schedule H Liability
206981 fidelity 8406477 surety
17295406 plate glass 346629 stm
boiler 53250 burglary and theft
67346 sprinkler 334365 total 267104 54
4 Total deductions Accident 4402410 health 890111
liability 206981 fidelity 8466405 surety 175
71840 plate glass 346629 steam boiler 53250
burglary and theft 71596 sprinkler 335601 to
I
tal
323448 23
Net amount paiil policyholders for losses Accidont 369

ComptrollerGenerals Report 973
05749 health 12638099 liability 1377 14189
workmen S compensation 32572833 fidelity 100
9oo96 surety 10556757 plate glass 11061968
steam boiler 2942203 burglary and theft 86062
1 sprinkler 5450580 fly wheel 179101 auto
anl teams prop dam 5556791 workmen collective
l4619 phys defense 2487003 total 780 138 59
18 Investigationandadjustment of claims viz
Ifeident 2994074 health 828830 liability 306
0o3 workmens compensation 3520335 asfloar aa
Fidelity 1133168 surety 3509108 plate glass 9
1 H19 steam boiler 356242 5Q 099 37
Burglary and theft 1356281 sprinkler 534901 l8m 82
Fly wheel 65498 auto and teams prop dam 3130
workmens collective 167861 phys defense 16
33643

21800 68
29
947233 11
370540 36
122267 22
62159 33
301338 28
175427 90
211477 11
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 24007711 health 8583152 liability 480
50521 workmens compensation 140 819 27
Fidelity 8557526 surety 12772804 plate lasB 93
04021 steam boiler 6420285
Burglary and theft 9176820 sprinkler30499 0
Fly wheel 794218 auto and teams prop dam 39
96335 workmen s collective 614689 phvs defense
810591
Salaries fees and all other compensation oroffirers di
rectors trustees and home office emplovees
30 Salaries traVelingaild all other expenses of agents notpaid
by commissions a
32 Inspection other than medical and Him
33 Rents including 5588798 ft companys orrupancv of Yfi
own buildings
D s 50887 98
34 RePars and expenses other than taxes on reI estate gg 755 37
35 Taxes on real estate
36 State taxes on premiums n
37 Insurance department licensersand fees including munici
pal license 601099
ss ah lM 2975610
38 All other licenses fees and taxes
39 Federal corporationfax including Federal war tax 825 1 g 278 28
40 Tax on capital stock
At T 1 2400 12
4d Lega expenses
aa a J 12497 79
44 Advertising
Ar t i 30268 48
45 Printing and stationery il
ar o 1 xi 36945 92
46 Postage telegraph telephone and express UR198 05
47 Furniture and fixtures g
48 stockholders for interest or dividends amount leclared
during the year QQ974
ComptrollerGenerals Eeport
49 Other disbursements
50 Exchange and interest 509 83
5L Bureaus and associations 11918 49
52 Subscriptions to periodicals and mere agencies 1083 63
53 Miscellaneous office expenses 170131 home office trav
eling 760435 9305 66
54 Agents balances charged off 40505 82
55 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 210 00
56 Gross decrease by adjustment in book value of ledger as
sets viz
Real estate per Schedule A 5263 98
Bonds per Schedule B 20540 00
Stocks per Schedule D 6250 0Q
57 Total disbursements 6118562 16
IVLedger Assets
1 Book value of real estate per Schedule A 1243762 92
2 Mortgage loans on real estate per Schedule
B first liens 10000 other than first
3181746 41817 46
4 Book value of bonds 371664748 and
stocks 453655 0 per Schedule D 4170302 48
5 Cash in companys office 11276 01
7 Deposits in trust companies Am banks on
interest per Schedule N 460212 16
8 Premiums in course of collection viz On
October 1 1914 Accident 9488559
health 3923723 liability 26041965
workmens compensation 19457462
fidelity 3774253 surety 8765628
pi glass 4075993 steam boiler 55
25158 burglary and theft 6369003
sprinkler 2512959 fly wheel 4227
25 auto and teams prop dam 19
44764 workmens collective 118874
phys defense 607966 total 930290 32
On policies or renewals issued prior to Oc
tober 1 1914 Accident 393401
health 199225 liability 8574893
workmens eonipsn 37012 56 fidelity
1260663 surety 7865476 plate
glass 150187 steam boiler 87000
burglary and theft 271462 sprinkler
121205 fly wheel 8070 auto andComptrollerGenerals Report 975
teams prop dam 128856 phys de
tense 24745 total m
26 Bllls receivable 92343
27 Other ledger assets viz
28 Reinsurance losses due from other compan
90 a leS4 6793 06
29 Agents balances 1295223 salvage
59133
oa d 13543 56
30 Balance on deposit with N Y State Comp
C0mmis8i0n 898 99
31 Ledger assets as per balance Item 58 7129 uo Qf
NonLedger Assets
33 Interest accrued on bonds per Schedule D
7 r TTV 1 2808 18
37 Certificates of deposit 5000 Atlantic
Nat Bank Jackson Fla lx 67
44 Gross assets
7157130 81
Deduct Assets Not Admitted
46 Bills receivable 22U3 m
00 Premiums in course of collection written
prior to October 1 1914 227870 40
53 Book value of ledger assets over market
value viz
54 Agents balances 12 952 23
55SaIvae 59133
58 Admitted assets Z 6893373 25
VLiabilities
1 Losses and claims resisted polieyholders Steam boiler 6 100 00
2 Lossesand claims reported or in process of adjustment Ac
cident 8535692 health 1988922 fidelity 58 131
34 surety 4318633 plate glass 1765631 steam
boiler 4550 burglary and theft 2307825 sprink
ler 1033859 auto and teams prop dam 12 233
workmen s collective 2346 total 276 765 96
3 Losses and claims incurred but not reported Accident
463901 health 465083 plate glass 2742 89
burglary and theft 178360 sprinkler 94925 total 14765 58
4 Losses and claims resisted Accident 34350 health
375 fidelity 2839867 surety 9738686 burglaryComptrollekGenekals Kepqrt
and theft 11550 sprinkjer 2650 fly wheel 2750
auto and tearns prop dam 2175 total 179635 53
5 Total losses and claims Accident 12434593 health
2491505 fidelity 8653001 surety 14157319
plate glass 2039920 steam boiler 10650 burglary
and theft3641185 sprinkler 13937s4 Hy wheel
2750 airfa and teams prop dam 14408 workmens
collective 2346 total 477207 07
7 Net unpaid claims except liability and workmens compen
sation claims excluding expenses of investigation and
adjustment Accident 12434593 health 2491505
fidelity 8653001 surety 14057319 plate glass 20
39920 steam boiler 10650 burglary and theft 36
41185 sprinkler 1393784 fly wheel 2750 auto
team prop dam 1440S workmens collectivej 2
346 total 477267 07
17 Special reserve for unpaid liability and workmens compen
sation losses 1012044 00
11
20 Total unpaid claim 1489311 07
21 Estimated expenses of investigation ami adjustment of un
paid claims
22 Accident 239413 health 40528 fidelity 2935
surety 628290 2017 31
23 Plate glass 8838steam boiler 639 burglary and theft
89071 sprinkler 25976 auto and teams property
lam 72040 2598 15
26 Gross premiums less reinsurance upon all unexpired risks
running om year or less from date of policy 4427
95788 unearned premiums 50 per cent 2213978 94
27 dross premiums less reinsurance upon all unexpired risks
running more than one year from date of policy 1290
v7S40 691108 23
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issuel on or
after October 1 1914 viz
30 Accident 3377927 health 1267363 liability 60353
43 workmens compensation 3035365 total 137159 98
31 Fidelity 1072662 surety 2498204 plate glass 13
61372 steam boiler 1403390 03356 2s
32 Burglary and theft 1859740 sprinkler 595571 24553 20
33 Fly wheel 114136 auto and teams prop dam 4900
81 workmen collective 23894 phys defense 1
r1 W 12
34 Salaries rents expenses bills accounts fees etc due or
eeTue n 70Comptbollekxen seals Report 977
3ft Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
i 10417 67
40 Eemsuranee M
29173 28
i1nB

51 Total amount of all liabilities except capital 4782315 93
52 Capital aetuallyrjaidjrpin cash 1000000 00
53 Surplus over all liabilities 1103JflSS aa
54 Surplus as regards policyholders 2 111 057 32
55 Total liabilities 6893373 25
Business in the State of Georgia During 1914
P j r
Gross premiums less return premium on risks written or re
newed during the year Accident 1982006 health
1473181 liability 6473148 fidelity 564235
surety 503434 plate glass 694312 steam boiler
588777 burglary and theft 611048 sprinkler
6224 flywheel 272070auto and teams property
damage 804028 workmen s collective 119980
phys defense 579 total 14o M 4f
Gross losses paid Aceident725416 health 745174 Ha
bility 42810 fidelity 46767 surety 139223
plate glass 1313545 steam boiler 8350 burglary
and theft 86o09 auto and teams prop dam 2 438
74 workmens collective 3625 total G4999 49


MASONIC MUTUAL ACCIDENT COMPANY OF SPRINGFIELD MASS
Cyde Young Resident Slllmu W M
Walter E Jones Attorney for Sw
Icapital Stock
I Amount nf ledger assets as per balance
December 31 of previous year 30671 02
IIIncome
1 Gross premiums written and renewed during the year
Aicident and health so 107 t
i Deduct return premiums on policies cancelled Accident
P4 75t

6 Net premiums Accident and health 7078 70
978
ComptrollerGenerals Report
21 Policy fees required or represented by applications
25 Gross interest on bonds less 5200 accru
ed interest on bonds acquired during
1914 per Schedule D 1
26 Gross interest on deposits in trust com
panies and banks per Schedule N
31 Total gross interest and rents
40 Total income
00
101 53
19438 00
1189 53
100380 29
IIIDisbursements
1
18
23
24
29
30
31
33
36
37
38
43
44
46
47
49
50
51
54
Gross amount paid for losses Accident and health
Investigation and adjustment of claims viz Accident
and health
Policy fees retained by agents
Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following class
es Accident and health
Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Salaries traveling and all other expenses of agents not
paid by commmissions
Medical examiners fees and salaries
Rents
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes Taxes on investment
Legal expenses
Advertising printing and stationery
Postage telegraph telephone and express
Furniture and fixtures
Other disbursements
Traveling expense of officers
Miscellaneous expense
Agents balances charged off
38973 57
404 71
19438 00
12827 38
12837 00
2823 89
463 66
1040 00
563 94
618 25
8 25
30 00
3487 12
2281 34
617 71
1030 75
663 01
19 15
57 Total disbursements
98127 73
IVLedger Assets
4 Book value of bonds per Schedule D 27308 76
5 Cash in company s office 1932 69
7 Deposits in trust companies and banks on interest per
Schedule N 2617 47
27 Other ledger assets vizComptrollerGenerals Eeport 979
28 Agents balances
29 Interest in hands of MassState Treas 220 OQ
31 Ledger assets as per balance Item 58 Tss
NonLedger Assets
33 Interest accrued on bonds per Schedule D Part I 498 09
41 Other nonledger assets viz
42 Furniture and fixtures
43 Supplies on hand 800 00
700 00
44 Gross assets
35921 67
Deduct Assets Not Admitted
47 Furniture and fixtures
48 Supplies printed matter andstationery O 7a
53 Book value of ledger assets over market value viz
04 Book value of bonds over market value i us 7
55 Agents balances 8 7b
844 66
58 Admitted assets 7
31428 25
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident and health 3 593 60
27 Gross premiums less reinsurance upon ailunexpired
risks running more than one year from date of poli
cy unearned premiums pro rata 6 5 1 39
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident and health 77 10
34 Salaries rents expenses bills accounts fees etc due
or accrued 496 21
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement
6o 07
41 Advance premiums one hundred per cent 3 696 75
51 Total amount of all liabilities except capital g 15150 10
54 Surplus over all liabilities 1 jV78 j
55 Total liabilities 7980

ComptrotxerGenerals Report
Business in the Siae of Georgia During 1914
No Amount
Policies or certificatesin force December 31 1913 496 301910 On
Policies written during the calendar year 747 545625 00
Total 1243
Policies lapsed during the year 702

907575 00
509600 00
Total policies or certificates in force December 31
1914 511 397975 00

IjOSSSS and Claims unpaid December 31 1913 13 601 44
Losses and claims incurred during the calendar year 176 3717 41
Total
189
4348 85
Losses and claims paid during the year 178 4348 85
Losses and claims outstanding unpaid December 31
1914 11
Premiums collected during year 72 IK 30

MASONIC PROTECTIVE ASSOCIATION OF WORCESTER MASS
Francis A Harrington President Prank Harrington Secretary
D T Griffin Attorney for Service
ICapital Stock

1 Amount of capital paid up in cash 100000 00
2 Amount of ledger assets as per balance December 31st
of previous year 434251 13
ITIncome
1 Gross premhtms written and renewed during the year Ac
cident and health 490810 50
3 Deduct return premiums on policies cancelled Accident
and health 469 69

6 Net premiums 490340 81
21 Policyfees required or represented by applications 105238 00
25 Gross interest on bonds and dividends on
stocks less 88485 accrued interest on
bonds acquired during 1914 per Sched
ule D 1351131COMPTROLLERG EN EBAL s REPORT
981
613161 6H
26 Gross interest on deposits In trust om1in
ies and banks per Schedule N 3743 06
S1 lotal gross interest and rents A I i
Bonds per Schedule D
40 Total income
HIDisbursements
1 Gross amount paid for losses Accident 126313
health 13022730 total fl8
18 Investtionandjustment rtJSZZ
23 Policy fees retained by agents MM M
24 Commissions or brokerage less ouT S W390
eTnrn7rsefthe foiiowing ci
29 Salaries fees and all other compensation of officers dV
recto fustees and home office employees
30 Salaries traveling and all other expenses of agents notpaid
by commissions
33 Bents
36 State taxes on premiums
37 Insurance department licenses and fees 6985 2
38 All other licenses fees and taxes U 36
39 Federal corporation tax 1 1An
40 State corporation tax JJjJ
Total j
43 Legal expenses 99 65
44 Advertising 383 73
45 Printing and stationery 24901
ijo91 68
w lotal disbursements
529458 75
34826 77
71304 26
10675 50
1412 75
I VLedger Assets

4 Book value of bonds per Schedule I 367 117 50
5 ish n company office 7
150168 66
ash in company
7 Deposits in trust companies and banks on
interest iVer SMiiVln ivr
interest per Schedule X
3 Ledger assets as per

balance Item 58 0fi982
ComptrollerGenerals Keport
NonLedger Assets
33 Interest accrued on bonds per Schedule D
Part 1 6558 40
38 Rents on company s property or lease
44 Gross assets
Deduct Assets Not Admitted
52 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 5472 44
53 Book value of ledger assets over market
value viz Bonds per Schedule TX 7797 50
6558 40
524512 46
13269 94
58 Admitted assets
511242 52
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 2708318 health 4141780 total
3 Losses and claims incurred but not reported Accident
452271 health 004542 total
4 Losses and claims resisted Accident
08500 98
13568 13
825 00
5 Total losses and claims Accident 3243Q89 health
5046322 total
21 Estimated expenses of investigation and adjustment of un
paid claims Accident and health
26 Gross premiums less reinsurance upon
all unexpired risks running three months
from December 1 1914 15700550 un
earned premiums pro rata twothirds 104710 33
204 11
406 00
28 Total unearned premiums as shown by recapitulation
page 6
34 Salaries rents expenses bills accounts fees etc due or
accrued
35 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
41 Advance premiums one hundred per cent
104710 38
3666 01
9806 82
3854 00
51 Total amount of all liabilities except capital
205397 2ComptrollerGenerals Report
52 Capital actually paid up in cash
53 Surplus over all liabilities 2g
54 Surplus as regards policyholders
55 Total liabilities
Business in the State of Georgia During 1914
Gross premiums less return premiums on risks written or re
newed during the year Accident and health
Oross losses paid Accident and health
983
305845 25
511242 52
11649 25
8580 96
MASSACHUSETTS BONDING INSURANCE CO OF BOSTON MASS
T T Falvey President t v m
T John T Burnett Secretary
Eugene Dodd Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 3635621 13
3 Increase of paidup capital during the year 1000000 0Q
IIIncome
1 Gross premiums written and renewed during the year
Accident and health 139862769 liability 1406
14260 workmens compensation 1234085 33 fideli
ty 31929025 surety 66969148 plate glass 216
14280 burglary and theft 27249047 auto and teams
property damage 10422947 workmens collective
7500 total
2 Deduct reinsurance Accident and health
2123677 liability 4480308 work
mens compensation 2310541 fidelity
1561043 surety 8001199 plate
glass 16452 burglary and theft 31
43645 auto and teams property dam
age 190307 total 218 271 72
3 Deduct return premiums on policies can
celled Accident and health 1822370
liability 16587240 workmens com
pensation 7017539 fidelity 22039984
CpatPTBOLLERCTEXEKAL S KEPORTi
72 surety 4658265 plate glass 10
13895 burglary and theft 1995333
auto and teams property damage 11
51016 total 364496 31
iLHedjictpremium on policies not taken Ac
cident apd health 8436009 liability
28174462 workmens compensation
16733101 fidelity 1957616 surety
3270025 plate glass 3080381 bur
glary and theft 5094473 auto and
teams property damage 2029792 total 67758 59
jj1
5 Total deductions Accident and health 12382056 liabil
ity 49242010 workmens 8niipengatioffl 26061181
fidelity 5722631 surety 15929490 plate glass
411072jHirglary aliil theft 1 231451 auto arid
teams property damage 3371115 total 1270526 62
6 Net premiums Accident and health 127480713 liabil
ity 91372250 workmens compensation 97347352
fidelity 26206394 surety 51039658 plate glass
17503552 burglary and theft 1 7n15596 auto ami
teams property damage 7051832 workmens collec
tive 75HO total 435024 47
21 Policy fees required or represented by applications 90661 85
25 Gross interest on bonds and dividends en
stocks less s90oi accrued interest on
bonds acquired during 1914 per Sched
ule D 90338 43
26 Gross interest on deposits in trust coin
panies and banks per Schedule N 7816 06
27 Cross interest from all other sources Mills
receivable 93 24
30 Gross rents from companys property 691 65

31 Total gross interest and rents 919 48
32 From other sources
33 Premium en increase in capital stock 50OUO0 00
34 Trust funds 71 0
38 Gross profit on sale or maturity of lodger assets iz
Bonds per Schedule 1 125 60
1
40 Total income 5046075 30
IIIDisbursements
1 Gross amount paid for losses Accident ami health 555
95186 liability 6731886fi workmens compensation
27730033 fidelity 3391014 surety 2014369ComptrollerGeneral s Report

m
i
V2
3
4

s
c5
pfete glass 7074810 burglary and theft 50492
auto andteamsproperty damage 2663031 nork
men a collective 69395 total Jm X
Deduct reinsurance Accident and health
853322 btngJafyandfheft 217872
totaI 8 7n 94
Deduct salvageFidelity Hf44994 sure
ty llu9l449 plate glass 43168
Burglary and theft 70298 total I22559o6

Total deduction Accident and health 6533 W fidelity
1044994 Surety 11091449 plate glass WOs
burglary and theft 294170 total t 7 P71
M
I
01
II
03
Xefamountpaid policyholders for losses Accident amV
health 54941864 liability 67318S65 workmens
compensation 27730033 fidelity 2340050 suretv
16952860 plate glass 7031642 burglary and theft
45orl8 auto and teams property damage 26630
31 workmens Collective 69395 total i S58 iss
Investigation and adjustment of claims viz Occident
and health 2142391 liability 17773419 work
mens compensation 5966881 fidelity 11069 65
surety 3522580 plate glass li7033 bnlrv and
theft 407721 auto and teams propertv ifflkee 7
92224 total B fe
Tj Tog 3 318188
Policy fees retained bv agents 0
ommissons or brokeragelessamount received on return
premiums andreinsiiranco for the following classes

18
0
23
24
Cl l
58
20
85
I
29
30
32
33
34
35
36
37
38
39
40
43
vo iiu mb lonowing classes
Accident and health 52 118071 liability 24770952
workmens compensation 111319114 fidelity 6501
17 onrofv iVOf II in 1 j i ui
17 surety 12416710 plate glass 5700367 burglarv
and theft 50271 26 auto and teams property dam
age 1427125 total
Salaries fees and all other compensation of officers di
rectors trustees and home office emnlovees
rectors trustees and home office employees s
laries traveling and all other fvii c ilP
cimmnrcBB J 84
Salaries traveling and all other expense f agents not
paid by commissions
Inspection other than medical and claim
1195258 72
58
Inspection other than medical and claim
Rents VVVV m
1 eshte I no
23506
Repairs and expenses other than taxes on real estale
Taxes on real estate g
State taxes on premiumsI n 1
Insurance department licenses and fees i528
All other licenses fees and taxes1
Federal corporation tax 4
State county municipal and sundry licenses and fees 5V30
Legal expenses J
236 88
83
65
55
63
75
30
61
96
ft986
ComptrollerGenerals Report
44 Advertising 24562 60
45 Printing stationery and supplies 31237 31
46 Postage telegraph telephone and express 28116 34
47 Furniture and fixtures 13519 37
48 Stockholders for interest or dividends 120000 00
49 Other disbursements
Insurance department examination 844428 traveling
2391296 internal revenue 86334 insurance 1723
62 total 34944 20
Light and heat 252131 underwriters boards and tariff
associations 1346825 total 15989 56
Payroll audits 1826683 dividends to policyholders
9975 miscellaneous 730084 total 25667 42
Special examination 1270546 underwriters commis
sions 7000000 policy fees 5962 total 82765 08
54 Agents balances charged off 12991 09
55 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 3 466 1 7
57 Total disbursements 4615 123 64
IVLedger Assets
1 Book value of real estate per Schedule A 14000 00
3 Loans secured by pledge of bonds stocks or other collat
erals per Schedule C 4 000 00
4 Book value of bonds 307996957 and stocks 338357
42 per Schedule D 3418326 99
5 Cash in company s office 58 542 I 0
6 Deposit in trust companies and banks not on interest
per Schedule N 53136 21
7 Deposits in trust companies and banks on interest per
Schedule N 44170s 31
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident and health
11224290 liability 12383373 work
mens compensation 21304049 fideli
ty 3076445 surety 11695195 plate
glass 3583289 burglary and theft
4907358 auto and teams property
damage 1055075 total 682289 74
On policies or renewals issued prior to Oc
tober 1 1914 Accident and health 4
99082 liability 3803199 workmens
compensation 2218074 fidelity 6
38089 surety 1325092 plate glass
352056 burglary and theft 218846ComptrollerGenerals Report 987
auto and teams property damage 845
31 agents balances representing pre
miums written and renewed prior to
October 1 1914 17538484 total 266774 53
25 Total
26 Bilfc receivable eS wi 949064 27
27 Other ledger assets viz 12180 48
Pennsylvania Casualty Co
Salvage assets 9741 3
Cash in suspended banks j33 34
Workmens Compensation Reinsurance Bureau 33 JJ S
W orkmen s Compensation Commission g 500 00
31 Ledger assets as per balance Item 58 5067173 29
NonLedger Assets
33 Interest accrued on bonds per Schedule D Part 1 41 674 11
35 Interest accrued on other assets Interest accrued on
bank deposits
360 62
44 Gross assets
5109208 02
Deduct Assets Not Admitted
46 Bills receivable
50 Premiums in course of collection written priorto oeto
ber 1 1914
52 Market value of special deposits in excessofcorrespond
ing liabilities per special deposit schedule 93 793 4
53 Book value of ledger assets over market value viz
54 Stocks and bonds
p 81406 99
00 ollateral loans
fi r 4000 00
56 Due from Pennsylvania Casualty Co 9 74 30
57 Agents suspense account
58 Admitted assets 464131 7
VLiabilities
1 Losses and claims adjusted Accident 6238 01 health
42056 total g
i Losses and claims reported or in process of adjustment
Accident 5585944 health 3582876 fidelity 35
28784 surety 6805185 plate glass 118977 bur988
ComptrollerGenerals Eepori
glary and theft 1270400auto and teams property
damage 1025000 total
Losses and claims incurred but not reported Accident
317280 health 257864 total
Losses and claims resisted Accident 1420000 health
34000 fidelity 591938 surety 8541312 bur
glary and fheft 1124000 auto and teams property
damage 365500 total
219171
5751
150767

66
44
50
5 Total losses and claims Accident 7947Q25j health
4295301 fidelity 7120722 surety 15346497
plate glass 118977 burglary and theft 2394400
auto and teams property damage 1390500 total 386134 22
6 Deduct reinsurance per Schedule E Accident 852720
health 422268 fidelity 1012500 surety 100000
burglary and theft 257S7 total 26453 25
7 Net unpaid claims except liability and workmens com
pensation claims excluding expenses of investigation
and adjustment Accident 7094305 health 38
73033 fidelity 6108222 surety 15246497 plate
glass 118977 burglary and theft 2136563 auto
ami teams property damage 1390500 total
17 Special reserve for unpaid liability and workmens com
pensation losses
359680 77
254922 21
20 Total unpaid claims
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident and health 50000 fidelity
823355 surety 1512500 burglary and theft 1
21750 auto and teams property damage 120000 to
614603 18
tal

26 Cross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 260664100 un
earned premiums fifty per cent 1303364 29
27 Oross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 33898660
unearned premiums pro rata 172052 50
26276 05

28 Total unearned premiums as shown by recapitulation
page 6 1475416 79
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident and health 35
00995 liability 2476675 fidelity 015289 suretv
2139019 plate glas 716658 burglary and theftComptrollerGeneral fs Report
989
981472 auto and teams property damage 211015
total
34 Salaries rents expenses bills accounts feesetVdue
or accrued
35 Estimated amount hereafter pavable for federal WM
and other faxes based upon the business of the vear of
this statement
40 Reinsurance Wi
41 Advance premiums one hundred per cent JJbQS
42 Other liabilities Trust funds I
w
33
94
41
39
84
51 Total amount of all liabilities except capital o 4 802
OZ Capital actually paid up in cash 2100000 00
53 Surplus over all liabilities Mfsfos so
54 Surplus as regards polieyhohlers
93

3
31
m Ttal Habiities 404
Business in the State of Georgia During 1914
Goss premiums less return premium on risks written during
the year Accident and health 812560 liability 4
48123 fidelity 373030 surety 1300036 plate
glass 84279 burglary and theft 54279 auto and
31393 37
teams property damage 6430 total
Gross losses paid Accident and health 320975 liability
054145 surety 41690 plate glass 35802 bur
glary andtheft 14390 auto and teams property
damage 1750 total ffirl
8 lg

METROPOLITAN CASUALTY INSURANCE CO OF NEW YORK
Eugene H Winslow President s w rw U I
a m Burton Secretary
Henry W tfortl Attorney for Service

lCapital Stork

1 Amount of capital paid up in ash 20ODO1 60
2 Amount of ledger Mfcefc asper balance December Blct
f previous year S 4f47 4J

IIIncome
1 Gross premiums written and reneyed during the year Ac
cident 17360115 health 5310127 plate glass
60554980 total V iMfo 990
ComptrollerGenerals Report
2 Deduct reinsurance Accident 973008
health 111980 total 10849 88
3 Deduct return premiums on policies cancel
led Accident 270606 health 627
16 plate glass 1093304 total 14266 26
4 Deduct premium on policies not taken Ac
cident 2350108 health 933349
plate glass 7707536 total 109909 93
5 Total deductions Accident 3593722 health 11080
45 plate glass 8800840 total
i Net premiums Accident 13766393 health 4208082
plate glass 51754140 total
25 Gross interest on bonds and dividends on stocks less 181
94 accrued interest on bonds acquired during 1914 per
Schedule D
26 Gross interest on deposits in trust companies and banks
per Schedule X
37 From agents balances previously charged off
135026 07
40 Total income
697 286 15
31768 06
1040 27
23 91
730118 39
IIIDisbursements
1 Gross amount paid for losses Accident 6461066
health 1679796 plate glass 20373796 total
2 Deduct reinsurance Accident 607675
health 36658 total 6443 33
3 Deduct salvage Schedule H Plate glass 3105 27
4 Total deduction Accident 607675 health 36658
plate glass 310527 total i
28514ii 58
9548 60
5 Net amount paid policyholders for losses Accident 58
53391 health 1643188 plate glass 20063269 to
tal 275597 98
18 Investigation and adjustment of claims viz Accident
292576 health 82521 3750 97
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes Ac
cident 4447190 health 1254335 plate glass 167
67871 224693 96
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 84524 84
30 Salaries traveling ami all other expenses of agents not
paid by commissions 16132 78
31 Medical examiners fees ami salaries 2330 61ComptrollerGenerals Report 991
32 Inspection other than medical and claim 161 50
33 EeDts 7925 04
36 State taxes on premiums 8g46 4r
37 Insurance department licenses and fees 6586 55
38 All other licenses fees and taxes
Municipal tax
f 1146 45
t ederal corporation tax g99 Q1
ar tax 5oo0
43 Legal expenses 959 3g
44 Advertising g m w
45 Printing and stationery 7 809 8
46 Postage telegraph telephone and express g823 29
47 Furniture and fixtures 449 gj
48 Stockholders for interest or dividends 28 000 00
49 Other disbursements
50 Exchange on bank cheeks 089 70
51 Commercial agencies and underwriters associations 2784 89
52 Home office expenses for drinking water ice and toilet
supplies 258 95
54 Agents balances charged off 2 475 56
57 Total disbursements g84 234 61
IVLedger Assets
4 Book value of bonds 51378448 and stocks 24512432
per Schedule D 7Mjm 8Q
5 Cash in companys office g 9Q3 go
6 Deposit in trust companies and banks not on interest per
Schedule N 1000 00
7 Deposits in trust companies and banks on interest per
Schedule N j 72288 2g
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 2915369
health 1358415 plate glass 105
65241 total 148390 25
On policies or renewals issued prior to Oc
tober 1 1914 Accident 253728
health 98742 plate glass 321556
total 6740 26
25 Total 155130 51
31 Ledger assets as per balance Item 58 993531 25992
COMPTROLLKKCi UNERALis KEPORT
0
NonLedger Assets
a
33 Interest accrued on bonds per Schedule D Part 1 5751 05

44 Gross assets iV9282 90
f
Deduct Assets Not Admitted

50 Premiums in course of collection written
prior to October 1 1913 6740 20
S3 Book value ofledger assets over market
value 234630

li i
gllvu
58 Admitted assets 968096 34

VLiabilities

2 Losses and claims reported or in process of adjustment
Accident 1698819 health 519212 plate glass 8
s 1690 total 30997 21
3 Losses and claims incurred but not reported Accident
138314 health 75218 plate glass 1209037 total 14225 09
4 Losses and claims resisted Aecident 881300 health
31250 total 9125 10
7
21
20
29
34
35
40
Net unpaid claims except liability and workmen s eompen
sation claims excluding expenses of investigation and
adjustment Accident 2718433 health 0250O
plate glass 2090727 total 54348 40
Estimated expenses of investigationand adjustment of un
paid claims Accident 129015 health 27523 170 38
iross premiums less reinsurance upon all uuexpired rixks
running one year or less from date of poliy 6fS7227
06 unearned premiums fifty per cent 349613 53
Commissions brokerage and other charges due or to be
come due to agents or brokers n pidicies issued on or
after October 1 1914 viz Accident 982420 health
451718 plate glass 5r175H total u 19f858 9
Salaries rents expenses bills accounts f es etc due nr
accrued i 688 43
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement 7S52 41
Reinsurance 70 29
51 Total amount of all liabilities exrept capital 457977 07CompteolleeGenerals Report 993
52 Capital actually paid up in cash 2o0000 00
oS Surplus over all liabilities 310 719 29
54 Surplus as regards policyholders777 510 719 29
55 Total liabilities
968696 34
Business in the State of Georgia During 1914
Gross premiums less return premiums on risks written or re
newed during the year Accident 487084 health 1
96157 plate glass 179742 total a fi9q sq
Gross losses paid Accident 248923 health 69960 plate
Cta 71649 total P fl
NATIONAL CASUALTY COMPANY OF DETROIT MICH
VV G Curtis President v n c
7 B A Grant Secretary
Bargeron and Parkinson Attorneys for Service
ICapital Stock
1 Amount of capital paid up
in eash 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year 340086 19
IIIncome
1 Gross premiums written and renewed during the year
Accident and health
2 Deduct reinsurance Accident and health 10348 85
3 Deduct return premiums on policies can
celled Accident and health 2 321 82
4 Deduct premium on policies not taken A
eident and health p ng 25
5 Total deductions Accident and health
732895 12

6 Net premiums Accident and health
21 Policy fees required or represented by applications
23 Gross interest on mortgage loans per
ScheduIe B 1254 55
24 Gross interest on collateral loans per
Schedule C
ro 00
21786 92
711108 20
54812 00994
ComptrollerGenerals Report
25 Gross interest on bonds and dividends on
stocks Jess 14900 accrued interest on
bonds acquired during 1914 per Sched
ule I 14535 73
26 Gross interest on deposits in trust com
panies and banks per Schedule N 267 81
27 Gross interest from all other sources In
terest on delinquent agency balances 24 98
39 Gross increase by adjustment in book val
ue of ledger assets viz Stocks per
Schedule D 540 00
40 Total income
782613
IIIDisbursements
1 Gross amount paid for losses Accident and health
2 Deduct reinsurance Accident and health
300243 46
6403 93
18
23
24
29
30
33
36
37
38
39
40
43
44
45
46
47
48
49
50
51
54
Net amount paid policyholders for losses Accident and
health
Investigation and adjustment of claims viz Accident
and health
Policy fees retained by agents
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health
Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Rents
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax
Municipal licenses in states inspections etc
Legal expenses
Advertising
Printing and stationery
Postage telegraph telephone and express
Furniture and fixtures
Stockholders for interest or dividends
Other disbursements
General expense
Traveling home office
Agents balances charged off
293839 53
6826 88
54744 90
261009 04
54910 85
25682 85
8377 04
12735 19
3719 66
196 8fl
883 09
2900 90
2765 41
8700 08
0559 68
1485 07
16000 00
2074 SO
2913 80
2444 25ComptrollerGenerals Report 995
55 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D
56 GZletrZS h7 adjStme bookluofiedr
Bonds per Schedule D
Stocks per Schedule D 2016 02
1000 00
57 Total disbursements
774841 93
IVLedger Assets
2 Mortgage loans on real estate per Schedule B first liens 25 M 00
3 Loans secured by pledge of bonds stocks or other collat
erals per Schedule C
4 Book value of bonds t4 117 la 1 V 3000 00
ux uonas 54511740 and stocks 3825500
per Schedule D
5 Cash in companys office 283372 40
6 Deposit in trust companies andbanksnoioninterestper
Schedule N 1
8 Premiums in course of coition Viz Onpolicies or re
newals issued on or after October 1 1914 Accident
and health
27 Other ledger assets viz Agentsbales secured 5J9 2
31 Ledger assets as per balance Item 58 347 857
NonLedger Assets
32 Interest accrued on mortgages per Schedule B 5ft7 on
33 Interest accrued on bonds per Schedule D Part 1 4 037 7
34 Interest accrued on collateral loans per Schedule C Part i 27 99
41 Other nonledger assets viz Furniture and supplies 30000 00
44 Gross assets
382629 89
Deduct Assets Not Admitted
47 Furniture and fixtures supplies printed matter and sta
tionery
30000 00
58 Admitted assets
352629 89
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident and health 996 ComptkolleeGeneeals Repobt
3 Losses and claims incurred but not reported Accident and
health
4 Losses and claims resisted Accident and health
5 Total losses and claims Accident and health
6 Deduct reinsurance per Schedule E Accident and health
7 Net unpaid claims except liability and workmens com
pensation claims excluding expenses of investigation
and adjustment Accident and health
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident and health
26 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy 31
89200 unearned premiums fifty per cent
29 Commissions brokerage or other charges due or to become
due to agents or brokers on policies issued on or after
October 1 1914 viz Accident and health
34 Salaries rents expenses bills accounts fees etc due or
accrued
35 Estimated amount hereafter payable for federal state
or other taxes based upon the business of the year of
this statement
51 Total amount of all liabilities except capital
52 Capital actually paid up in cash 200000 M
53 Surplus over all liabilities 97907 89
54 Surplus as regards policyholders
55 Total liabilities
1622 00
1850 00
28336 00
2160 00
26176 00
500 00
15946 00
100 00
600 00
11400 00
54722 00
297907 89
352629 89
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident and health
Cross losses paid Accident and health
6072 67
4500 00CompteollebGenebals Eepoet
997
NATIONAL EELIEF ASSUBANCE CO OF PHILADELPHIA PA
No 108 South Fourth Street
M S Boyer President r a a
rwi Tni a Summers Asst Secretary
Carl Doldin Atlanta Attorney for Service
ICapital Stock

1 Amount of capital paid up
in eash 100000 00
2 Amount of ledger assets as per balance
December 31 of previous year 148993
149213 67
IIIncome
1 Gross premi wrtten and reMwed dur
Accident and health
2 Deduct reinsurance Accident and health IS
o49 41
6 Net premiums Accident and health
25 Gross interest on bonds and dividends on
stocks less 5535 accrued interest on
bonds acquired during 1914 per Sched
ule D
26 Gross interest on deposits in trust com
panies and banks per Schedule N
27 Gross interest from all other sources
28 Gross interest from accounts receivable
29 Gross interest on liens on policies
4280 65
588 70
310 80
19
31 Total gross interest and rents
32 From other sources
33 From policy correction fees
34 From premiums on bonds paid bv agents
35 From deposit by Keystone Tns Co to
their policies
cover reserve on
40 Total income
5180 34
50
23 00
2162 45
183492 48
IIIDisbursements
1 Gross amount paid for losses Accident and health
2 Deduct reinsurance Accident and health
5 Net amount paid policyholders for losses Accident and
health
52151 84
50 00
52101 84998
ComptrollerGenerals Report
18 Investigation and adjustment of claims viz Accident and
health
23 Policy fees retained by agents
24 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following class
es Accident and health
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
30 Salaries traveling and all other expenses of agents not
paid by commissions
31 Medical examiners fees and salaries
33 Eents
36 State taxes on premiums
37 Insurance department licenses and fees
38 All other licenses fees and taxes Municipal and county
taxes and fees
43 Legal expenses
44 Advertising
45 Printing and stationer
46 Postage telegraph telephone and express
48 Stockholders for interest or dividends
54 Agents balances charged off
57 Total disbursements
IVLedger Assets
1 Book value of real estate per Schedule A
4 Book value of bonds 9923878 and stocks 1300307
per Schedule D
5 Gash in companys office and in transit
6 Deposit in trust companies and banks not on interest per
Schedule N
7 Deposits in trust companies and banks on interest per
Schedule N
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident and health 2379 24
On policies or renewals issued prior to Oc
tober 1 1914 Accident and health 1010 29
25 Total
26 Bills receivable
27 Other ledger assets viz
Furniture and fixtures
Liens on policies
294 05
26912 52
61937 00
13907 42
6715 56
61 40
1435 46
2000 23
922 55
11 48
456 03
233 55
3096 20
2729 21
4000 00
701 66
177576 16
3736 00
112241 85
1810 18
771 32
18427 70
3389 53
286 00
3308 68
583 95ComptbollebGenebals Eepobt 999
Supplies
Mileage 289 94
Accounts receivable 41 37
10023 58
31 Ledger assets as perbalance Item 58 54910
NonLedger Assets
33 Interest accrued on bonds per Schedule D Part 1 u
38 Bents due and accrued on companys property or lease 10f6 10
44 Gross assets
155946 20
Deduct Assets Not Admitted
45 Companys stock owned
46 Bills receivable 1500 00
47 Furniture and fixtures 286 00
48 Supplies printed matter and stationery 3f
TSw C0rSe f Ceeti0n WHtten Porto Octobe
53 Book value of iedger asset over market value Viz 101
o4 Stocks and bonds
55 Accounts receivable over 3 months due JS tl
56 Liens on policies 8Z
57 Mileage 583 95
41 37
58 Admitted assets
137770 67
VLiabilities
1 Losses and claims adjusted Accident and health 370
2 Losses and claims reported or in process of adjustment
Accident and health
3 Losses and claims incurred but not reported JJJJ JJ
7 Net unpaid claims except liability and workmens com
pensation claims excluding expenses of investigation
and adjustment Accident and health M
26 Gross premiums less reinsurance upon all unexpired risks
running one year or less from date of policy 1 612 81
unearned premiums fifty per cent m
29 Commissions brokerage and other charges due ortobe
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident and health 475 8S
41 Advance premiums one hundred per cent 98f 9j1000 ComptrollerGenerals Keport
42 Other liabilities viz Reserve upon policies of Key
stone Ind Co 262 5
51 Total amount of all liabilities except capital 10885 98
52 Capital actually paid up in cash 100000 00
53 Surplus over all liabilities 26884 69
54 Surplus as regards policyholders 126884 69
55 Total liabilities 137770 67
NATIONAL SURETY COMPANY OF NEW YORK CITY
115 Broadway New York
Wm B Joyce President Hubert J Hewitt Secretary
Boyd Perry Atlanta Ga Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 2000000 00
2 Amount of ledger assets as per balance December 31st
of previous year 7997652 8
IIIncome
1 Gross premiums written and renewed during the year
Fidelity 175171291 surety 274340661 burglary
and theft 64238984 total 5137509 36
2 Deduct reinsurance Fidelity 5380079
surety 21988706 burglary and theft
8566683 total 359354 68
3 Deduct return premiums on policies cancel
led Fidelity 5627434 surety 80
31706 burglary and theft 2738413
total 163975 53
4 Deduct premium on policies not taken Fi
delity 30141820 surety 64517558
burglary and theft 17766359 total 1124257 87
5 Total deductions Fidelity 41149383 surety 945379
70 burglary and theft 29071455 total 1647588 08
6 Net premiums Fidelity 134021908 surety 1798026
91 burglary and theft 35167529 total 3489921 2S
22 Inspection 3001 56ComptbolleeGenebals Repoet 1001
23 Gross interest on mortgage loans per
Schedule B
24 Gross interest on collateral loans per
Schedule C
25 Gross interest on bonds and dividendson
stocks less 626611 accrued interest on
bonds acquired during 1914 per Sched
ule D
26 Gross interest on deposits in trust eompan
lea and banks per Schedule N 10 536 12
27 Gross interest from all other sources Inter
est from other sources see schedule 8 211 28
30 Gross rents from companys property 1757 64
31 Total gross interest and rents
32 From other sources 282144 92
Miscellaneous income see schedule
Profit on sale of rights 793 71
Profit and loss miscellaneous see schedule JJJJ 5
Increase in premiums due for reinsurance 1913 Z7Qn ll
Increase in accounts payable over 1913
37 From agents balances previously charged off Z f
38 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
39 Gross increase by adjustment in book value of ledger as
sets viz Real estate per Schedule A M 50 00
40 Total income
3810902 66
IIIDisbursements
1 Grass amount paid for losses Fidelity 60916624 sure
9 nJl158147633 hmy theft 14218214 total 2332 824 71
2 Deduct reinsurance Fidelity 5599 04 WM 71
surety 11802189 burglary and theft
1447341 total
on JobU94 34
3 Deduct salvage Schedule H Fidelity
19166847 surety 52011006 burg
lary and theft 28688 total 712065 41
4 Total deduction Fidelity 19726751 surety 638131
burglary and theft 1476029 total 85015g 5
5 Net amount paid policyholders for losses Fidelity 411
89873 surety 94334438 burglary and theft 107
42185 total
1482664 961002
ComptrollerGenerals Kepobt
18 Investigation and adjustment of claims viz
Fidelity 8210689 surety 8923628 burglary theft
772218 total 179065 35
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Fidelity 29469257 surety 42337397 burglary and
theft 10859273 total 826659 27
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 468840 65
30 Salaries traveling and all other expenses of agents not
paid by commissions 197415 Lo
32 Inspection other than medical and claim 2122 77
33 Rents 45740 09
34 Repairs and expenses other than taxes on real estate 3410 70
35 Taxes on real estate 760 77
36 State taxes on premiums 52733 80
37 Insurance department licenses and fees 20577 26
38 All other licenses fees and taxes
Municipal license fees 899 46
39 Federal corporation tax 9198 74
40 Tax on personal property 135 36
41 Tax on franchise 7 30
42 Tax on investments 54 00
43 Legal expenses 5874 86
44 Advertising 9944 32
45 Printing and stationery 26314 80
46 Postage telegraph telephone and express 29420 33
47 Furniture and fixtures 3832 63
48 Stockholders for interest or dividends amount declared
during the year 240000 240138 00
49 Other disbursements Auditing expenses 11663 16
Incidentals see schedule 3280104 development 3
00306 35804
Insurance 71754 traveling expenses 1019032 10907 86
Decrease in premiums unadjusted over 1913 11196 05
Decrease in return premiums due over 1913 14208 32
Decrease in auto chauffeurs advance payments over 1913 122 00
Decrease in suspense agency balance over 1913 1012 22
54 Agents balances charged off 22758 02
55 Gross loss on sale or maturity of ledger assets viz
Real estate per Schedule A 12341 02
Bonds per Schedule D 6953 42
Stocks per Schedule D 1766 80
56 Gross decrease by adjustment in book value of ledger as
sets viz
Real estate per Schedule A 25049 00
57 Total disbursements 3789862 62
ComptrollerGenerals Report 1003
IVLedger Assets
1 Book value of real estate per Schedule A fififi
2 Mortgage loans on real estate per Schedule B firstbens llZ It
3 Loans secured by pledge of bonds stocks or other eollater
als per Schedule C winner
4 Book value of bonds 4 1 Sn s Yo i i 8500 00
92944 per Schedl B StCkS 168
5 Cash in companys office 63167 branch office 8 117 81M47
5 Cash in transit 8749 2i
6 SSeT CmPanieS toninVep 38
7DfS nnieV VndbanWo inVJ
Vi Due from suspended banks 598583 33
8 Premiums in course of collection viz On 172571 1
policies or renewals issued on or after
October 1 1914 Fidelity 171849 69
surety 32525131 burglary and theft
86 00187 total
Un policies or renewals issued prior to Oc
tober 1 1914 Fidelity 5323781
surety 17484149 burglary and theft
m72972 totaI 239809 02
25 Total
26 Bills receivable 822911 89
Accounts receivable miscellaneous J 66
27 Other ledger assets viz 95318 00
Due from U S govt and municipalities Rfls m
Due from reinsurance companies Vjlvt
Due from railroads 3518 88
Due from contractors 100 due from Munich Reins Co 16201
258719
Due fromESS special acctL00coin toe VMsV lf f5
Due from excise reinsurance com I
Spec account 100 suspense advance 3840 81susp 11030
agency balance 174186
OyoHo 67
31 Ledger assets as per balance Item 58897
NonLedger Assets
32 Interest accrued on mortgages per Schedule B 1WM
33 Interest due 2485690 and accrued 28285 86 on
bonds per Schedule D Part 1
53142 761004
ComptrollerGenerals Report
34 Interest due 450 and accrued 520 on collateral loans
per Schedule C Part 1
36 Interest due on bank balances
970 00
2009 17
44 Gross assets 8075946 83

Deduct Assets Not Admitted
45 Due from suspended banks 600 cash in
branch offices accrued expenses 2293
2299 52
1919 66
11 00
46 Bills receivable
47 Accounts receivable miscellaneous 1000
due from reinsur company 100
48 Due from contractors 100 due from E
S S spec acct 100
49 Com due 27402 susp adv 72922
49 Suspense agency balance 174186 spec
acct 100
50 Premiums in course of collection written
prior to October 1 1913
51 Overdue and accrued interest on bonds in
default
52 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule
53 Book value of ledger assets over market
value viz
Stocks and bonds
58 Admitted assets 7411250 05
2 00
1003 24
1742 86
239809 02
8341 07
544 95
384143 46
664696 78
VLiabilities
1 Losses and claims adjusted Paid as adjust oil
2 Losses and claims reported or in process of adjustment
Fidelity jf27367305 surety 47192098 burglary and
theft 3193373 total f
3 Losses and claims incurred but not reported See note
1 Losses and claims resisted Fidelity 11318125 surety
37375097 burglary and theft 1493505 total
777617 76
501867 27
5 Total losses and claims Fidelity 38694430 surety
84567195 burglary and theft 4686878 total 1279485 03
6 Deduct reinsurance per Schedule E Fidelity 1219797
surety 5829632 burglary and theft 460309 total 75097 38
7 Net unpaid claims except liability and workmens compComptrollerGenerals Eeport 1005
claims excluding expenses of investigation and adjust
ment Fidelity 37474633 surety 78737563 bur
glary and theft 4226569 total i 204 387 65
21 Estimated expenses of investigation and adjustment of un
paid claims Fidelity 2187627 surety 4568729 67 563 56
Burglary and theft 250 QQ
26 Gross premiums less reinsurance upon all unexpired risks
running one year or less from date of policy 3204
66856 unearned premiums pro rata 1608 559 67
27 Gross premiums less reinsurance upon all unexpired risks
running more than one year from date of policy 626
40051 unearned premiums pro rata 306 641 10
29 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued on or after
October 1 1914 viz
Fidelity 3923328 surety 7425487 113 488 15
Burglary and theft 19634 23
34 Salaries rents expenses bills accounts fees etc due or
accrued 6455 64
35 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement 55 703
36 Dividends declared and unpaid to stockholders 6o240 00
39 Return premiums 17650 76
40 Reinsurance 42709 37
41 Advance premiums one hundred per cent 11743 08
42 Other liabilities viz
43 Income tax deducted at source due internal rev dept 601 66
44 Mexican bank exchange 19 098 65
51 Total amount of all liabilities except capital 3534 719 74
52 Capital actually paid up in cash 2000000 00
53 Surplus over all liabilities 1876 530 31
54 Surplus as regards polieyholders 3 876 530 31
55 Total liabilities 7411250 05
NoteThe estimate of this company of amounts to be paid on account
of losses incurred and reported are sufficiently large to cover losses incurred
of which the company had not received notice prior to December 31 1914
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Fidelity 2433305 surety
1433829 burglary and theft 187282 total 40544 16
Gross losses paid Fidelity 1145436 surety 1570317
burglary and theft 108436 total 28241 891006
ComptrollerGenerals Eeport
NEW ENGLAND CASUALTY COMPANY OF BOSTON MASS
Corwin McDowell President Allan Forbes Secretary
W E Harrington Attorney for Service
ICapital Stock
Amount of capital paid up
in cash 1000000 00
Amount of ledger assets as per balance
December 31 of previous year 2566519 01
IIIncome
1 Gross premiums written and renewed during the vear
Accident 11372167 health 9150925 liability 901
99266 workmens compensation 54072481 fidelity
8935197 surety 44205072 plate glass 8073016
burglary and theft 13261614 auto and teams prop
erty damage 9777419 total 2490471 57
2 Deduct reinsurance Accident 366234
health 114001 liability 987703
workmens compensation 661876 fi
delity 446378 surety 5665292
plate glass 36223 burglary and theft
1795628 total 100733 35
3 Deduct return premiums on policies can
rolled Accident 458737 health 2
87844 liability 8617177 workmens
compensation 4671988 fidelity 4
61439 surety 2645600 plate glass
515802 burglary and theft 574125
auto and teams property damage 7
26563 total 189492 75
4 Deduct premium on policies not taken Ac
cident 1315626 health 803594 li
ability 18855626 workmens com
pensation 6531940 fidelity 680703
surety 6292281 plate glass 18032
54 burglary and theft 3889059 auto
and teams property damage 1809402
total 419814 85
5 Total deductions Accident 2140597 health 1205439
liability 28450506 workmens compensation 118ComptrollekGenerals Eepokt 1007
65S04 fidelity 1588520 surety 14603173 plate
glass 23oo279 burglary and theft 6258812 auto
and teams property damage 2535965 total n0040 95
6 Net premiums Accident 9231570 health 7945486
haihty 61748760 workmens compensation 422
06677 fidelity 7346677 surety 29601899 plate
glass 5717737 burglary and theft 7002802 auto
and team8 Property damage 7241454 total 1780430 62
21 Policy fees required or represented by applications 4 349 00
23 Gross interest on mortgage loans per
Schedule B 0Q
25 Gross interest on bonds and dividends on
stocks per Schedule D 75 974 38
26 Gross interest on deposits in trust com
panies and banks per Schedule N 2 018 86
27 Gross interest from all other sources Mis
cellaneous interest 766 94
31 Total gross interest and rents 80535 18
32 i rom other sources Profit and loss 55 06
37 From agents balances charged off 3 86
38 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 2 869 71
40 Total income 1868243 43
IIIDisbursements
1 Gross amount paid for losses Accident 5196202 health
2920758 liability 26960701 workmens compen
sation 26687263 fidelity 1545294 surety 399
48545 plate glass 2069949 burglary and theft 48
54437 auto and teams property damage 1400603
workmens collective 190341 total 1117740 93
2 Deduct reinsurance Accident 531246
health 51126 fidelity 25100 surety
2818737 plate glass 8333 burglary
and theft 287205 total 37217 47
3 Deduct salvage Accident 2400 health
8214 liability 197751 fidelity 1
18713 surety 12644317 plate glass
8068 burglary and theft 69502 au
to and teams property damage 33750
total 130827 15
4 Total deduction Accident 533646 health 59340 lia
bility 197751 fidelity 143813 surety 154630541008 ComptrollerGenerals Report
plate glass 16401 burglary and theft 356707 au
to and teams property damage 33750 total
5 Net amount paid policyholders for losses Accident 46
62556 health 2861418 liability 26762950 work
mens compensation 26687263 fidelity 1401481
surety 24485491 plate glass 2053548 burglary
and theft 4497730 auto and teams property damage
1366853 workmens collective 190341 total
18 Investigation and adjustment of claims viz Accident
91368 health 4202 liability 13517380 work
mens compensation 1923873 fidelity 138686 sure
ty 1632429 plate glass 9325 burglary and theft
224378 auto and teams property damage 431793
workmens collective 5553 total
23 Policy fees retained by agents
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 3322893 health 2633982 liability 176
02205 workmens compensation 6324950 fidelity
1240556 surety 7566674 plate glass 2048379
burglary and theft 2826568 auto and teams prop
erty damage 1942003 workmens collective 80926
total
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
30 salaries traveling and all other expenses of agents not
paid by commissions
32 Inspection other than medical and claim
33 Rents
36 State taxes on premiums
37 Insurance department licenses and fees
38 All other licenses fees and taxes State county and mu
nicipal licenses and fees
43 Legal expenses
44 Advertising
15 Printing and stationery
46 Postage telegraph telephone and express
47 Furniture and fixtures
49 Other disbursements
Home office traveling 1050900 exchange and collec
tion fees 63650 total
Underwriting Association fees and subscriptions 3217
44 P S revenue tax stamps 2101 1 total
Insurance on companys employees and property
Home office maintenance and supplies 723841 exami
nation of company 2165948 total
54 Agents balances charged off
168044 62
949696 31
179789 90
4349 00
455891 36
131840 19
75207 07
15134 39
13159 60
26548 44
3358 28
1464 84
9898 47
4669 68
24462 30
13513 18
8617 93
11145 56
3476 55
312 20
28897 89
200 82

ComptrollerGeneral s Eeport
56 Gross decrease by adjustment in book value of edge
assets viz Bonds per Schedule D
57 Total disbursements
1009
128 20
1961852 16
IVLedger Assets
stocks 300581
not
on interest
1 Book value of real estate per Schedule A
2 Mortgage loans on real estate per Schedule B firstliens
4 Book value of bonds 150922132 and
63 per Schedule D
5 Cash in company s office
6 Deposit in trust companies and banks
per Schedule N
7 Deposits in trust companies andbanks oninterest per
Schedule N
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 489938
health 522854 liability 8690718
workmens compensation 6089295
fidelity 724940 surety 3565399
plate glass 1270997 burglary and
theft 1558735 auto and teams prop
erty damage 535973 total
On policies or renewals issued prior to Oc
tober 1 1914 Accident 36194 health
17608 liability 3050266 workmens
compensation 4770559 fidelity 1
21817 surety 8454841 plate glass
86202 burglary and theft 353237
auto and teams property damage 212
64 workmens collective 2067 6 to
tal

234488 49
171187 50
25 Total
New York excise reinsurance fund 86335 advance on
contracts 904905 total
Agents difference 2761070 depositwithSuretyAsso
ciation 50000 total
Workmens Compensation Reinsurance Bureau
31 Ledger assets as per balance Ttem 58
10997 79
43050 00
1809802 95
28566 01
51358 33
13518 45
26 Agents balances premiums only 3977603 2792027 S 30
It Other ledger assets viz
9912 40
28110 70
4221 36
2472910 281010 ComptrollerGenerals Report
NonLedger Assets
32 Interest due 25000 and accrued 31425 on mortgages
per Schedule B 564 25
33 Interest accrued on bonds per Schedule D Part 1 17234 39
37 Deposit in suspended bank 4000 00
44 Gross assets 2494708 92
Deduct Assets Not Admitted
50 Premiums in course of collection written prior to October
1 1914 171187 50
53 Book value of ledger assets over market value viz
54 New York Excise reinsurance fund 464 18
55 Agents differences 2761070 deposit with surety asso
ciation 50000 total 28110 70
56 Book value of bonds and stocks over market value 48517 40
57 Agents balances over three months due 27920 27
58 Admitted assets 2218508 87
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 635926 health 491512 fidelity 1118691
surety 9451122 plate glass 163369 burglary and
theft 439792 auto and teams property damage 9
65891 total 132663 03
4 Losses and claims resisted Accident 534100 health
48214 fidelity 972078 surety 500100 burglary
and theft 340800 auto and teams property damage
590500 total 29857 92
5 Total losses and claims Accident 1170026 health 5
39726 fidelity 2090769 surety 9951222 plate
glass 163369 burglary and theft 780592 auto
and teams property damage 1556391 total 162520 95
3 Deduct reinsurance per Schedule E Accident 2500
fidelity 170000 surety 267121 burglary and
theftl51879 total 5915 00
7 Net unpaid claims except liability and workmens com
pensation claims excluding expenses of investigation
and adjustment Accident 1172526 health 5397
26 fidelity 2260769 surety 10218343 plate glass
163369 burglary and theft 932471 auto and
teams property damage 1556391 total 168435 95ComptrollerGenerals Eeport ion
17 8prrr paid nahm k
21 Estimated expenses of Ration and adt of 28888 26
unpaid caim A ident 233J9
and itzf 15378J f6 glaSS 738j
26 Gross premiums less reinsurance upon all 6658 2
unexpired risks running one year or less
from date of policy 323638307 un
earned premiums pro rata 535 M g4
1 Gross premiums less reinsurance upon all
nnexpired risks running more than one
year from date of policy 16390798
unearned premiums pro rata 86942 39
28 Tpaaigel7arned PremiUmS aS Sh0wn b it
29 Commissions brokerage and other chargesdueor to be 62228S
come due to agents or brokers on policies issued on or
after October 1 1914 viz
Accident 118565 health 126531 liability 21 031 54
workmens compensation 1473609 fidelity 1 754 35
surety 862827 plate glass 307581 burglary and
tAett 377214 auto and teams property damage 1
y05 total
U Salaries rents expenses bmaccountsfeeetcdue
or accrued
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement
41 Advance premiums one hundredper cent g J5
51 Total amount of all liabilities except capital7lll4
52 Cap a actually paid up in cash 10oo000 00
53 Surplus over all liabilities 107 026 35
54 Surplus as regards policyholders imm 35
55 Total liabilities
2218508 87
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident 450493 health 4
11129 liability 946584 fidelity 92598 surety
82086 plate glass 135661 burglary and theft1012
ComptrollerGenerals Report
61445 auto and teams propertydamage 80116 to
tal
22601 12
Gross losses paid Accident 87615 health 143525 liabili
ty 242230 plate glass 100949 burglary and theft
41782 auto and teams property damage 17478 to
tal
6335 7
NEW YORK PLATE GLASS INSURANCE COMPANY
Maiden Lane and William Street
Major A White President 3 Carroll French Secretary
Coke Davis Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1052450 56
IIIncome
1 Gross premiums written and renewed during the year
Plate glass
2 Deduct reinsurance Plate glass 333 54
3 Deduct return premiums on policies can
celled Plate glass 87656 55
4 Deduct premium on policies not taken
Plate glass 42550 55
5 Total deductions
719569 72
130540 64
6 Net premiums Plate glass
23 Cross interest on mortgage loans per
Schedule B
25 Cross interest on bonds and dividends on
stocks less 12695 accrued interest on
bonds acquired during 1914 per Sched
ule D
26 Cross interest on depoits in trust com
panies and banks per Schedule N
589029 08
70 00
40028 33
885 14
31 Total gross interest and rents
37 From agents balances previously charged off
40983 47
131 22
ComptrollerGenerals Report 1013
38 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
Stocks per Schedule D 28 00
43 75
40 Total income
630215 52
IIIDisbursements
1 Gross amount paid for losses Plate glass 24fi 04n n
3 Deduct salvage Schedule H Plate gfass 7fitl 87
5 Net amount paid policyholders for losses Plate glass 277
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Plate glass
29 Salaries fees and all other compensation ofofficers di
rectors trustees and home office employees 59 667 8o
30 Salaries traveling and all other expenses of agents not
paid by commissions
33 Bents 4043 32
ofi 10493 98
36 State taxes on premiums g g
37 Insurance department licenses and fees 7355 88
38 All other licenses fees and taxes
39 Federal corporation tax
40 Municipal licenses
A1 w 768 96
41 ar revenue tax
43 Legal expenses
44 Advertising 4
482 SO
45 Printing and stationery 1 735 34
46 Postage telegraph telephone and express ioiq o
47 Furniture and fixtures u6 71
48 Stockholders for interest or dividends amountdeclared
4Q nUTinJe ye 4000000 38000 00
49 Other disbursements
50 Underwriters Associations o ooi on
51 Incidental office expenses 4n 0
54 Agents balances charged off 589 44
57 Total disbursements 58434 u
IVLedger Assets
2 Mortgage loans on real estate per Schedule B first liens
4 Book value of bonds 20258806 and stocks 69302278
per Schedule D
5 Cash in companys office
1000 00
895610 84
13484 691014
ComptrollerGenerals Report
6 Deposit in trust companies and banks not on interest
per Schedule N
7 Deposits in trust companies and banks on interest per
Schedule N
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Plate glass 138576 42
On policies or renewals issued prior to Oc
tober 1 1914 Plate glass 7349 30
3717 76
38586 63
25 Total
145925 72
31 Ledger assets as per balance Item 58 1098325 64
NonLedger Assets
32 Interest accrued on mortgages per Schedule B
33 Interest accrued on bonds per Schedule D Part 1
44 Gross assets
Deduct Assets Not Admitted
58 Admitted assets
9 50
3301 96
1101637 10
50 Premiums in course of collection written prior to Octo
ber 1 1914 7349 30
51 Overdue and accrued interest on bonds in default 520 83
52 Market value of special deposits in excess of correspond
ing liabilities per special deposit schedule 20190 86
53 Book value of ledger assets over market value viz
54 Bonds and stocks 86831 84
1744 27
VLiabilities
1 Losses and claims adjusted Plate glass 6200 13
2 Losses and claims reported or in process of adjustment
Plate glass 4067 00
3 Losses and claims incurred but not reported Plate glass 10000 00
5 Total losses and claims Plate glass
26 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 58786813 un
earned premiums fifty per cent
27 Iross premiums less reinsurance upon all
unexpired risks running more than one
293934 06
20267 13
ComptrollerGenerals Eeport 1015
year from date of policy 4251063 un
earned premiums pro rata 19j551 98
28 TpageU6eand PremlUmS 8S ShWn by
29 Commissionbh Vharg due tobe 313486
TZl S 1 fDtS r brkerS n PIieies issid on or
after October 1 1914 viz Plate glass
oarrTeerrdtSeXPnSeS aCUmtS
35 indir feuae
and other taxes based upon the business of the year
of this statement
36 Dividends declared and unpaidto stockholders
51 Total amount of all liabilities except capital I
53 Sut f P CaSh MOO oO
53 Surplus over all labilities 392o99 6Q
54 Surplus as regards policyholders
55 Total liabilities
45391 50
500 00
5000 00
10000 00
394644 67
592099 60
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Plate glass
Gross losses paid Plate glass
986744 27
3541 28
2073 67
NORTH AMERICAN ACCIDENT INSURANCE CO OF CHICAGO ILL
E C Waller President
Wm A h Forrest Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
9 a TV 20000000
Z Amount of ledger assets as per balance
December 31 of previous year 763280 26
IIIncome
1 Gross premiums written and renewed during the vear
Accident
1228555 171016
COMPTKOLLERG EN ERAL S EEPORT
2 Deduct reinsurance Accident
S Deduct return premiums on policies can
celled Accident
4 Deduct premium on policies not taken
Accident
544181
1910 12
105891 40
5 Total deductions Accident
11824 33
21
23
24
Net premiums Accident j no 311 4
Policy fees required or represented by applications
Gross interest on mortgage loans per
Schedule B less 15692 accrued inter
est on mortgages acquired during 1914
Gross interest on collateral loans per
Schedule C
Gross interest on bonds and dividends on
stocks less 27333 accrued interest on
bonds acquired during 1914 per Sched
ule D
Gross interest on deposits in trust com
panies and banks per Schedule N
Gross interest from all other sources Ac
vances to agents
118085 00
10745 58
2430 00
19398 89
538 60
49 00
31 Total gross interest and rents 33 igo 1
38 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D Ijg 5
40 Total income 1261677 66
IIIDisbursements
1 Gross amount paid for losses Accident
2 Deduct reinsurance Accident
47262 34
872 51
5 Net amount paid policyholders for losses Accident
18 Investigation and adjustment of claims viz Accident
23 Policy fees retained by agents
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
30 Salaries traveling and all other expenses of agents not
paid by commissions
31 Medical examiners fees and salaries
33 Rents
36 State taxes on premiums
471748 83
1567 83
118085 00
345097 10
109156 66
58937 42
335 8
16036 16
17929 99ComptrollerGenerals Report 1017
37 Insurance department licenses and fees S9
38 All other licenses fees and taxes 82
39 Federal corporation tax
40 Municipal licenses and taxes 57 16
43 Legal expenses 1950 52
44 Advertising 3198 42
45 Printing and stationery 2562 01
46 Postage telegraph telephone and express J JJ
4 Furniture and fixtures 868 36
48 Stockholders for interest or dividends JS
49 Other disbursements 4000 00
50 Bank exchange
51 Hospital fees 1434 23
52 Incidental expense 2265 94
53 Traveling expenses home office 505605expenses I
rectors meeting 8000 total lqr Q
54 Agents balances charged off
57 Total disbursements
1246450 10
IVLedger Assets
2 Mortgage loans on real estate per Schedule B first liens iy8 900 00
3 Loans secured by pledge of bonds stocks or other collat
erals per Schedule C
4 Book value of bonds per Schedule D 1
5 Cash in companys office JJJJ Ij
6 Deposit in trust companies and banks not on interest
per Schedule N
r fjQfi oc
7 Deposits in trust companies and banks on interest per
Schedule N 1
j 1 4 c i 1
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 25 166 57
On policies or renewals issued prior to Oc
tober 1 1914 Accident 2 128 10
25 Total
9R R 27294 67
26 Bills receivable ugl2 4g
31 Ledger assets as per balance Item 58 778 507 82
NonLedger Assets
32 Interest accrued on mortgages per Schedule B 3 23 69
33 Interest due 771875 and accrued 280831 on bonds
per Schedule D Part 1 1Q g91018
ComptrollerGenerals Eeport
34 Interest accrued on collateral loans per Schedule
Part 1
44 Gross assets
387 25
792654 82
Deduct Assets Not Admitted
46 Bills receivable
50 Premiums in course of collection written prior to Octo
ber 1 1914
51 Overdue and accrued interest on bonds in default
53 Book value of ledger assets over market value viz
Bonds
58 Admitted assets
11212 48
2128 10
7718 75
17529 15
754066 34
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident
3 Losses and claims incurred but not reported Accident
4 Losses and claims resisted Accident
5 Total losses and claims Accident
6 Deduct reinsurance per Schedule E Accident
7 Net unpaid claims except liability and workmens com
pensation claims excluding expenses of investigation
and adjustment Accident
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident
26 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 26303824 un
earned premiums fifty per cent 131519 12
27 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 465000 un
earned premiums pro rata 3690 00
28 Total unearned premiums as shown by recapitulation
page 6
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident
34 Salaries rents expenses bills accounts fees etc due
or accrued
86543 97
23000 00
18770 50
128314 47
382 14
127932 33
500 00
135209 12
9487 79
1745 30ComptrollerGenerals Eeport 1019
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement
40 Keinsuraaee 18000 00
41 Advance premiums one hundred per cent M JJJ Q8
51 Total amount of all liabilities except capital STT
52 Cap a actually paid up in cash 200000 32521 01
03 Surplus over all liabilities 2285i5 33
54 Surplus as regards policyholders 42 g4g 3g
55 Total liabilities
754066 34
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident B r
Gross losses paid Accident Z T1
10377 05
OCEAN ACCIDENT AND GUARANTEE CORPORATION Ltd OF N Y
William J Gardner Manager and Attorney for U S Branch
Edgar Dunlap Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
December 31 of previous year 5286027 76
IIIncome
1 Gross premiums written and renewed during the year
Accident 47694412 health 14867954 liability 2
51533565 workmens compensation 1804 820 80
fidelity 6062889 plate glass 12066594 steam
boiler 11157743 burglary and theft 391432 90
credit 43813077 auto and teams property dam
age 28921815 workmens collective 2068025 to
9 a 6378114 44
Z Deduct reinsurance Accident 5186612
health 302840 liability 5879571020
ComptrollerGenerals Eeport
workmens compensation 879033 fi
delity 246845 steam boiler 8080
55 burglary theft 5798929 total 138102 71
3 Deduct return premiums on policies can
celled Accident 1613514 health
675636 liability 38531506 work
mens compensation 20551128 fideli
ty 330744 plate glass 493259
steam boiler 987197 burglary and
theft 2628730 credit 286492 au
to and teams property damage 37025
53 workmens collective 260784 to
tal 700615 43
4 Deduct premium on policies not taken Ac
cident 7982287 health 3171271
liability 40295863 workmens com
pensation 27602629 fidelity 4863
78 plate glass 2059579 steam boil
er 1439226 burglary and theft 86
04498 credit 34000 auto and teams
property damage 5845350 workmens
collective 111763 total 976328 44
5 Total deductions Accident 14782413 health 41497
47 liability 79415326 workmens compensation
49032790 fidelity 1063967 plate glass 2552838
steam boiler 3234478 burglary and theft 170321
57 credit 320492 auto and teams property dam
age 9547903 workmens collective 372547 total 1815046 5S
6 Net premiums Accident 32911999 health 10718207
liability 172118239 workmens compensation 1
31449290 fidelity 4998922 plate glass 9513756
steam boiler 7923265 burglary and theft 221111
33 credit 43492585 auto and teams property dam
aye 19373912 workmens collective 1695478
total 4563067 86
23 Gross interest on mortgage loans per
Schedule B 8190 00
25 Iross interest on bonds and dividends on
stocks less 571963 accrued interest
on bonds acquired during 1914 per
Schedule D 170654 88
26 Cross interest on deposits in trust com
panies and banks per Schedule N 5867 98
27 Cross interest from all other sources Gros
interest on notes for premiums etc 1079 41
31 Total gross interest and rents 185792 27
ComptbollebGeneeals Report 1021
37 From agents balances previously charged off 151 8S
38 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
40 Total income
4749729 58
HIDisbursements
1 Gross amount paid for losses Accident 127 43429
health 4655712 liability 98165259 workmens
compensation 33555919 fidelity 2188922 plate
glass 3571426 steam boiler 249509 burglary and
theft 8850061 credit 28968799 auto and teams
448248 workmens collective 978347 total 2013756 31
4 Deduct reinsurance Accident 1148123
health 188777 liability 1028642
steam boiler 124753 burglary and
theft 2424970 total 49152 65
i Deduct salvage Fidelity 214244 plate
glass 5842 burglary and theft 1
61732 credit 6674781 auto and
teams property damage 311059 total 73676 58
4 Total deductions Accident 1148123 health 1887 77
liability 1028642 fidelity 214244 plate glass 58
42 steam boiler 124753 burglary and theft 25
S6702 credit 6674781 auto and teams property
damage 311059 total 122 829 23
5 Net amount paid policyholders for losses Accident 115
95306 health 4466935 liability 97136617 work
mens compensation 33555919 fidelity 1974678
plate glass 3565584 steam boiler 124756 burglary
and theft 6263359 credit 22294018 auto and
teams property damage 7137189 workmens collec
tive 978347 total 1 890 927 08
16 Investigation and adjustment of claims viz Accident
1379827 health 390417 liability 22211352
workmens compensation 6190461 total 301720 57
Fidelity 346231 plate glass 111915 stm boiler 1
R 06f18 t0tal 5643 64
Burglary and theft 1506949 credit 985970 total 24929 1
Auto and teams property damage 1181866 workmens
collective 114615 total 12m gl
L4 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 12099052 health 3858563 liability 375
35480 workmens compensation 18941477 total 724345 721022
ComptrollerGenerals Report
Fidelity 1139645 plate glass 3338822 steam boiler
1805548 total 62840 15
Burglary and theft 6667536 credit 8284857 total 149523 93
Auto and teams property damage 4413275 workmens
collective 287971 total 47012 46
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 216132 85
30 Salaries traveling and all otheT expenses of agents not
paid by commissions 129662 76
32 Inspection other than medical and claim 90025 67
33 Rents 24407 52
36 State taxes on premiums 79879 70
37 Insurance department licenses and fees 4044 19
38 All other licenses fees and taxes
39 Federal corporation tax 2 22
40 Agents licenses 3474 17
41 City and county tax on premiums 3054 05
42 Publication fees 590 31
43 Legal expenses 2758 88
44 Advertising 6100 15
45 Printing and stationery 20246 49
46 Postage telegraph telephone and express 14080 78
47 Furniture and fixtures 4918 79
49 Other disbursements
Assn dues and asses 794158 pub subs 57343 au
ditor s fees 200000 total 10515 01
Discount and exchange 149970 insp and mere reports
119630 repairs and alts 290454 total 5600 54
Tabulating machine 141684 insurance 104604 gen
eral expense 555224 total 8015 12
Interest on investment and dividend to home office 223729 81
54 Agents balances charged off 31201 60
55 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 2500 00
57 Total disbursements 4100848 16
IVLedger Assets
2 Mortgage loans on real estate per Schedule B first liens 132000 00
4 Book value of bonds per Schedule D 4799046 53
5 Cash in companys office 4047 83
6 Deposit in trust companies and banks not on interest
per Schedule N 15912 26
7 Deposits in trust companies and banks on interest per
Schedule N 185717 32ComptrollerGenerals Report
1023
Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 4565528
health 2035998 liability 22948641
workmens compensation 20396342
fidelity 1358801 plate glass 19
37421 steam boiler 2216936 bur
glary and theft 3948778 auto and
teams property damage 2911228
workmens collective 85051 total
On policies or renewals issued prior to Oc
tober 1 1914 Accident 363674
health 132313 liability 2387623
workmens compensation 2783682
fidelity 27090 plate glass 117751
steam boiler 77923 burglary and
theft 116967 auto and teams prop
erty damage 271536 workmens col
lective 3920 total
624047 24
27
62824 79
25 Total
26 Bills receivable
Other ledger assets viz
Due from reinsuring companies per Schedule E
Equity in Workmens Compensation Reinsuring and In
spection fund
Premium notes 560000 dep State Workmens compen
sation commission 500000 total
Sundry balances
686872 03
15124 54
3238 08
33992 40
10600 00
48358 19
31 Ledger assets as per balance Item 58 5 934 909 18
NonLedger Assets
32 Interest accrued on mortgages per Schedule B 1 320 00
33 Interest due 3422834 and accrued 2875394 on bonds
per Schedule D Part 1 g2 982 28
44 Gross assets 59g92n 46
Deduct Assets Not Admitted
46 Bills receivable jg jg4 54
50 Premiums in course of collection written prior to October
1914 62824 79
53 Book value of ledger assets over market value viz1024
ComptrollerGenerals Report
54 Decrease in market value of bonds 296420 53
55 Sundry balances 48358 19
58 Admitted assets 5576477 4 1
VLiabilities
1 Losses and claims adjusted Credit on policies expiring
prior to Oct 1914 agreement 24385 00
2 Losses and claims reported or in process of adjustment
Accident 4368300 health 1425100 fidelity 554500
plate glass 281000 steam boiler 138000 burglary
and theft 1769000 credit on policies expiring prior
to Oct 1914 1227500 auto and teams property dam
age 1883500 workmens collective 88000 total 117349 00
3 Losses and claims incurred but not reported Accident
740000 health 285000 fidelity 460000 plate
glass 185000 steam boiler 17500 burglary and
theft 125000 auto and teams property damage
432500 workmens collective 4500 total 22900 00
4 Losses and claims resisted Accident 710000 burglary
and theft 440000 credit on policies expiring prior to
October 1914 635000 auto and teams property dam
age 463500 total 22485 00
5 Total losses and claims Accident 581 S3IK health 17
10100 fidelity 1014500 plate glass 466000
steam boiler 155500 burglary and theft 2334000
credit on policies expiring prior to October 1914 43
iHOOO auto and teams property damage 2779500
workmen s collective 133000 total
6 Deduct reinsurance Accident 667100 health 7500
burglary and theft 377000 total
7 Net unpaid claims except liability and workmens com
pensation claims excluding expenses of investigation
and adjustment Accident 5151200 health 17020
00 fidelity 1014500 plate glass 466000 steam
boiler 155500 burglary and theft 1957000 credit
on policies expiring prior to October 1914 4301000
nut i and teams property damage 2779500 work
mens collective 133000 total
17 Special reserve for unpaid liability and workmens com
pensation losses
18 Special reserve for credit hisses on policies expiring in
October November and December 1914 being fifty per
187119 00
10516 00
176603 Ml
1367597 13ComptrollerGenerals Eeport
1025
cent of 13523792 gross premiums received on said
policies less 1200282 paid during said months on
losses under said policies
19 Special reserve for accrued losses on credit policies in
force December 31 1914 being fifty per cent of 202
80883 earned premiums on said policies
20 Total unpaid claims
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident 200000 health 30000 fi
delity 30000 total
Plate glass 20000 steam boiler 5000 burglaryand
theft 500 credit 2000 total
Auto and teams property damage
Workmens collective
26 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 278105029 un
earned premiums fifty per cent 1371523 66
27 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 53616701
unearned premiums pro rata 281222 25
55616 14
101404 42
1701220 99
2600 00
2750 00
2500 00
150 00
28 Total unearned premiums as shown by recapitulation
page 6
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz
Accident 1702942 health 755355 liability 48880
61 workmens compensation 3120640 total
Fidelity 347853 plate glass 709096 steam boiler
565319 total
Burglary and theft
Auto and teams property damage 678316 workmens
collective 12588 total
34 Salaries rents expenses bills accounts fees etc due
or accrued
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement
39 Return premiums
42 Other liabilities viz
43 Voluntary additional reserve for contingencies
44 Voluntary reserve for depreciation of securities
51 Total amount of all liabilities except capital
54 Sin plus as regards policyholders
55 Total liabilities
1652745 91
104669 98
16222 68
11846 33
6909 04
10000 00
90000 00
9808 74
600000 0
60000 00
4271423 07
1305053 74
5576477 411026
ComptrollerGenerals Report
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident 514420 health
188633 liability 2810367 plate glass 186504
steam boiler 27538 burglary and theft 290015
credit 835000 auto and teams property damage
268588 workmens collective 1064934 total 61859 99
Gross losses paid Accident 120672 health 38983 liabil
ity 1059153 plate glass 30838 burglary and theft
179925 credit 392671 auto and teams property
damage 65322 workmens collective 372710 total 22602 74
PACIFIC MUTUAL LIFE INSURANCE CO OF LOS ANGELES CAL
Geo I Coehran President C I D Moore Secretary
A C Harmon Savannah Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 100000000
2 Amount of ledger assets as per balance December 31st
of previous year 2173871 31
IIIncome
1 Gross premiums written and renewed during the year Ac
cident 183156995 health 52975965 total 2361329 60
2 Deduct reinsurance Accident 906920
health 222658 total 1195 78
3 Deduct return premiums on policies cancel
led Accident 2662283 health 7
60708 total 34229 91
4 Deduct premiums on policies not taken Ac
cident 46274180 health 3672534
total 499467 14
5 Total deductions Accident 49843383 health 46559
00 total
544992 83
6 Net premiums Accident 133313612 health 483200
65 total 1816336 77
21 Policy fees required or represented by applications 25436 00
23 Gross interest on mortgage loans per Schedule B less
19580 accrued interest on mortgages acquired during
1914 96383 68
ComptrollerGenerals Eeport 1027
24 Gross interest on collateral loans per Schedule C 15 81 67
25 Gross mterest on bonds and dividends on stocks less 892
64 accrued interest on bonds acquired during 1914 per
Schedule D F
26 Gross interest on deposits in trust Companies and banks
per Schedule N
27 Gross interest from all other sources Interest on agents
balances
32 From other sources 36
33 Ledger assets other than premiums received from other
companies German Commercial Ace Go for assuming
their risks
37 From agents balances previously charged off 12902 61
40 Total income I
1984125 84
HIDisbursements
1 Gross amount paid for losses Accident 649 516 76
health 21069380 total 5Q
2 Deduct reinsurance Accident 200784 health 1280
40 total
3288 24
5 Net amount paid policyholders for losses Accident 640
50892 health 20941340 total 849922 32
18 Investigation and adjustment of claims viz Accident
1447392 health 482460 19 298 52
23 Policy fees retained by agents 25436 Qq
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 45822263 health 15274088 610 963 51
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 160 796 06
30 Salaries traveling and all other expenses of agents not
paid by commissions 31 108 35
31 Medical examiners fees and salaries 22387 29
32 Inspection other than medical and claim 2439 26
33 Rents including 7200 for companys occupancy of its
S6 bUidingS 2371
rfb State taxes on premiums 35 134 p
37 Insurance department licenses and fees 415g j9
38 All other licenses fees and taxes
39 Federal corporation tax m
Ar c t jyo jo
40 State and municipal licenses 696
41 Personal property tax 323 6Q
42 State corporation fee s
43 Legal expenses 8658 04
44 Advertising 1028
ComptrollerGenerals Eeport
23186 16
18083 32
3226 94
120000 no
484 73
112 00
346 25
877 73
21757 13
45 Printing and stationery
46 Postage telegraph telephone and express
47 Furniture and fixtures
48 Stockholders for interest or dividends amount declared
during the year
49 Other disbursements
50 Premiums on surety bonds
51 Premiums on employers liability insurance
52 Association dues
53 General expenses petty items
54 Agents balances charged off
57 Total disbursements 1994164 54
IVLedger Assets
2 Mortgage loans on real estate per Schedule B first liens 1398285 27
3 Loans secured by pledge of bonds stocks or other collat
erals per Schedule C
4 Book value of bonds per Schedule D
5 Cash in companys office including 57016 in transit
6 Deposit in trust companies and banks not on interest per
Schedule N
7 Deposits in trust companies and banks on interest per
Schedule N
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 23633839
health 8132074 total
On policies or renewals issued prior to Oc
tober 1 1914 Accident 251745
health 86621 total
260950 00
56000 00
113080 58
10373 97
4100 00
317659 13
3383 66
25 Total 321042 79
31 Ledger assets as per balance Item 58 2163832 61
NonLedger Assets
32 Interest due 12325 and accrued 24
57211 on mortgages per Schedule B 24695 36
33 Interest accrued on bonds per Schedule D
Part 1 682 67
34 Interest accrued on collateral loans per
Schedule C Part 1 3421 62
44 Gross assets 2192632 26ComptrollerGenerals Report 1029
Deduct Assets Not Admitted
50 Premiums in course of collection written prior to October
1 1914
3383 66
53 Book value of ledger assets over market value viz
56 Admitted assets Accident Dept 9 189 248 60
57 Admitted assets Life Dept MlBJBm 65
58 Total admitted assets 32604612 25
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 8684004 health 3176572 total u8605 76
3 Losses and claims incurred but not reported Accident
24000 health 6000 total 30 000 00
4 Losses and claims resisted Accident 49686 99 health
273301 total 52i20 00
5 Total losses and claims Accident 16052703 health
4049873 total 20102g 7J
6 Deduct reinsurance per Schedule E Accident 865610
health 216403 total 10 820 13
7 Net unpaid claims except liability and workmens comp
claims excluding expenses of investigation and adjust
ment Accident 15187093 health 3833470 to
01 aI 190205 63
21 Estimated expenses of investigation and adjustment of un
paid claims Accident 1300 health 300 600 00
26 Gross premiums less reinsurance upon all unexpired risks
running one year or less from date of policy 1421
45327 unearned premiums fifty per cent 710 726 63
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident 7822964
health 2607654 104 306 18
34 Salaries rents expenses bills accounts fees etc due or
accrued
5432 93
i Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement 36500 00
d6 Dividends declared and unpaid to stockholders payable
AnJan 1915 50000 00
41 Advance premiums one hundred per cent 4 07 131030 ComptrollerGenerals Report
42 Other liabilities viz
43 Reserve for contingencies 5605 10
49 Total liabilities Accident Dept 1108448 60
50 Total liabilities Life Dept 29479647 85
51 Total amount of all liabilities except capital 30588096 45
52 Capital actually paid up in cash 1000000 00
53 Surplus over all liabilities including Life
Dept 93571580 1016515 80
54 Surplus as regards polieyholders 2016515 80
55 Total liabilities 32604612 25
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or renew
ed during the year Accident 2801012 health 11
36151 total 39371 63
Gross losses paid Accident 869077 health 505688 to
tal 13747 65
PREFERRED ACCIDENT INSURANCE COMPANY OF NEW YORK
Kimball C Atwood President Wilfrid C Potter Secretary
Wm A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 700000 00
2 Amount of ledger assets as per balance
December 31 of previous year 3221148 37
IIIncome
1 Gtoss premiums written and renewed during the year
Accident 116317211 health 33678008 liability
61835981 workmens compensation 651449 fidel
ity 231200 surety 45555 plate glass 4775516
burglary and theft 14589681 auto and teams prop
erty damage 29986179 total 2621107 80
2 Deduct reinsurance Accident 5065888
health 900028 liability 748500
ComptrollerGenerals Report 1031
plate glass 1772882 burglary and
theft 2012010 total 104993 08
3 Deduct return premiums on policies can
celled Accident 487871 health 2
93462 liability 7214526 workmens
compensation 72104 plate glass 5
45869 burglary and theft 657411
auto and teams property damage 43
61128 total 136323 74
4 Deduct premium on policies not taken Ac
cident 11551790 health 6157912
liability 11338837 workmens com
pensation 64560 plate glass 12063
33 burglary and theft 2662921 auto
and teams property damage 5295791
tota 382781 44
5 Total deductions Accident 17105549 health 73514
02 liability 19301866 workmens compensation
136664 plate glass 3525084 burglary and theft
5332342 auto and teams property damage 9656919
total 624098 26
6 Net premiums Accident 99211662 health 26326606
liability 42534115 workmens compensation 5147
85 fidelity 231200 surety 45555 plate glass
1250432 burglary and theft 9257339 auto and
teams property damage 20329260 total 1997009 54
23 Gross interest on mortgage loans per
Schedule B 3750 00
25 Gross interest on bonds and dividends on
stocks less 573480 accrued interest on
bonds acquired during 1914 per Sched
ule D 102789 85
26 Gross interest on deposits in trust com
panies and banks per Schedule N 2343 70
27 Gross interest from all other sources 270 24
31 Total gross interest and rents 109 153 79
38 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 1 292 50
40 Total income 2117 455 83
IIIDisbursements
1 Gross amount paid for losses Accident 39964024
health 12111072 liability 10698104 plate glass1032
ComptrollerGeneral s Report
1840709 burglary and theft 3584041 auto and
teams property damage 5334470 total
2 Deduct reinsurance Accident 1539303
health 738501 burglary and theft
360659 total 26384 63
3 Deduct salvage Liability 54825 plate
glass 8000 burglary and theft 681
13 auto and teams property damage
328395 total 4593 33
735324 20
4 Total deductions Accident 1539303 health 738501
liability 54825 plate glass 8000 burglary and
theft 428772 auto and teams property damage
328395 total
5
18
24
29
30
31
32
33
36
37
38
39
40
43
44
45
u
Net amount paid for losses Accident 38424721 health
11372571 liability 10643279 plate glass 18327
09 burglary and theft 3155269 auto and teams
property damage 5006075 total
Investigation and adjustment of claims viz Accident
2210357 health 552589 liability 3564475
workmens compensation 5550 total
Plate glass
Burglary and theft
Auto and teams property damage
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 30872338 health 8099946 liability 85
35102 workmens compensation1 64473 total
Plate glass
Burglary and theft
Auto and teams property damage
Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Medical examiners fees and salaries
Inspection other than medical and claim
Rents
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax
Legal expenses
Advertising
Printing and stationery
Postage telegraph telephone and express
30977 96
704346 24
63329 71
15 00
2495 42
12402 77
475718 59
4247 73
25039 81
47172 38
184673 92
38466 35
577s 4 7
3217 21
22709 2
30363 6i
3842 n7
6135 75
1293 47
2633 07
5199 60
12945 23
8452 84
ComptrollerGenerals Eeport 1033
47 Furniture and fixtures 1 905 55
48 Stockholders for interest or dividends 1680OO 00
49 Other disbursements 3639
55 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 09 07
Stocks per Schedule D
o1jO JO
57 Total disbursements i oa czn
1837857 37
130899
on interest
on interest per
IVLedger Assets
2 Mortgage loans on real estate per Schedule B first liens
4 Book value of bonds 276735790 and stocks
36 per Schedule D
5 Cash in companys office
6 Deposit in trust companies and banks not
per Schedule N
7 Deposits in trust companies and banks
Schedule N
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 16347572
health 4086893 liability 7377305
workmens compensation 57304 fidel
ity 231200 surety 45555 plate
glass 79444 burglary and theft 21
77552 auto and teams property dam
age 3311805 total 337146 30
On policies or renewals issued prior to Oc
tober 1 1914 Accident 2848962
health 712240 liability 1032900
plate glass 38692 burglary and theft
65114 auto and teams property dam
age 508014 total 52 059 22
25 Total
26 Bills receivable
27 Other ledger assets viz
75000 00
2898257 26
2355 37
50000 00
69208 41
389205 52
15568 60
1151 67
31 Ledger assets as per balance Item 58 3 500 7
46 83
NonLedger Assets
33 Interest accrued on bonds per Schedule D Part 1 35 013 69
44 Gross assets 3535760 521034
ComptrollerGenerals Report
Deduct Assets Not Admitted
46 Bills receivable 15568 60
50 Premiums in course of collection written prior to October
1 1914 52059 22
53 Book value of ledger assets over market value viz
Stocks and bonds 152929 08
58 Admitted assets 3315202 72
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 11848871 health 2041398 plate glass
120000 burglary and theft 893200 auto and
teams property damage 2409200 total 173126 69
3 Losses and claims incurred but not reported Accident
427800 health 210600 burglary and theft 300
00 auto and teams property damage 99100 total 7675 00
4 Losses and claims resisted Accident 1302500 health
61250 burglary and theft 155000 total 15187 50
5 Total losses and claims Accident 13579171 health
2313248 plate glass 120000 buTglary and theft
1078200 auto and teams property damage 25083
00 total
6 Deduct reinsurance per Schedule E Accident 750000
burglary and theft 53000 total
7 Net unpaid claims except liability and workmens com
pensation claims excluding expenses of investigation
and adjustment Accident 12829171 health 23
1324 plate glass 120000 burglary and theft 10
25200 auto and teams property damage 2508300
total
17 Special reserve for unpaid liability and workmens com
pensation losses
20 Total unpaid claims
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident 170000 health 50000 to
tal
Burglary and theft 30000 auto and teams property
damage 250000 total
26 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 187699828 un
earned premiums fifty per cent 938499 12
195989 19
8030 00
187959 19
151852 00
339811 19
2200 00
2800 00ComptrollerGenerals Report
1035
27 Gross premiums Jess reinsurance upon ail
unexpired risks running more than one
year from date of policy 5592250 un
earned premiums pro rata
33032 38
28 Total unearned premiums as shown by recapitulation
page 6
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident 3535072 health
1321112 liability 736134 workmens compensa
tion 3141 total
Fidelity 69360 surety 13744 plate glass 43674
total
Burglary and theft
Auto and teams property damage
34 Salaries rents expenses bills accounts fees etc due
or accrued
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement
36 Dividends declared and unpaid to stockholders
40 Reinsurance
41 Advance premiums one hundred per cent
42 Other liabilities viz
51 Total amount of all liabilities except capital j
52 Capital actually paid up in cash 700000 00
53 Surplus over all liabilities l 000 000 00
969531 50
55954 59
1267 78
4185 20
4576 72
4962 18
34000 00
14000 00
6363 27
2465 55
173084 74
54 Surplus as regards policyholders
55 Total liabilities
1615202 72
1700000 00
3315202 72
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident 485853 health
81521 liability 55643 plate glass 10018 bur
glary and theft 17688 auto and teams property dam
age 14037 total
Gross losses paid Accident 132373 health 70741 liabil
ity 17655 plate glass 8844 burglary and theft
21570 auto and teams property damage 1500 total
6657 60
2526 881036
ComptrollerGenerals Report
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY
OF CHATTANOOGA TENN
Thomas Maclellan President Robt J Maclellan Secretary
W A Wright Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 150000 00
2 Amount of ledger assets as per balance December 31st
of previous year 85886 19
IIIncome
1 Gross premiums written and renewed during the year
Accident and health 330644 74
21 Policy fees required or represented by applications 4478 05
23 Gross interest on mortgage loans per Schedule B 8128 20
24 Gross interest on collateral loans per Schedule C 675 00
25 Gross interest on bonds and dividends on stocks per
Schedule D 1505 00
26 Gross interest on deposits in trust companies and banks
per Schedule N 147 25
27 Gross interest from all other sources
28 Bills receivable 883 89
40 Total income 346462 13
IIIDisbursements
1
18
23
24
29
30
31
33
36
37
38
39
Gross amount paid for losses Accident and health 149801 05
Investigation and adjustment of claims viz Accident and
health 3466 68
Policy toes retained by agents 4478 05
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health 96980 79
Salaries fees and all other compensation of officers di
rectors trustees and home office employees 29153 77
Salaries 1 raveling and all other expenses of agents not
paid by commissions 16623 83
Medical examiners fees and salaries 240 00
Rents 2445 62
State taxes on premiums 3971 56
Insurance department licenses and fees 1338 00
All other licenses fees and taxes
Federal corporation tax 11 86ComptrollerGenerals Eeport 1037
40 Municipal taxes 1 687 25
41 State and county taxes 1280 00
43 Legal expenses 1523 11
44 Advertising i244 54
45 Printing and stationery 3626 93
46 Postage telegraph telephone and express 2870 91
48 Stockholders for interest or dividends 14000 00
49 Other disbursements
50 Traveling expenses 4 280 19
51 General expenses ogi np
54 Agents balances charged off 709 93
57 Total disbursements 34q g9g Q9
IVLedger Assets
2 Mortgage loans on real estate per Schedule B first liens 331005 40
3 Loans secured by pledge of bonds stocks or other collat
erals per Schedule C 10 000 00
4 Book value of bonds 27375 per Schedule D 27375 00
6 Deposit in trust companies and banks not on interest per
Schedule N 23256 4g
7 Deposits in trust companies and banks on interest per
Schedule N 7000 00
8 Premiums in course of collection viz On policies or re
newals issued on or after October 1 1914 Accident
and health 37 q9j on
26 Bills receivable 61 99
27 Other ledger assets viz
28 Agents debit balances 2 492 06
29 Furniture and fixtures 3534 98
31 Ledger assets as per balance Item 58 241 753 23
NonLedger Assets
32 Interest accrued on mortgages per Sched
ule B 2511 45
33 Interest accrued on bonds per Schedule D
Part 1 152 08
34 Interest on collateral loans per Schedule C
Part 1 162 50
2826 03
44 Gross assets 244 579 261038 ComptrollerGenerals Report
Deduct Assets Not Admitted
46 Bills receivable
47 Furniture and fixtures
53 Book value of ledger assets over market value viz
Agents debit balances
58 Admitted assets
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident and health
17 Special reserve for unreported losses
26 Gross premiums less reinsurance upon all unexpired risks
running one year or less from date of policy 28701
13 unearned premiums fifty per cent
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident and health
34 Salaries rents expenses bills accounts fees etc due or
accrued
35 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
41 Advance premiums one hundred per cent
55 Total liabilities
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident and health
Gross losses paid Accident and health
61 Q
3534 98
2492 06
238490 30
4500 00
10000 00
14350 56
4724 68
500 00
6000 00
1142 97
41218 21
10697 67
5646 32
RIDGELY PROTECTIVE ASSOCIATION OF WORCESTER MASS
Francis A Harrington President Austin A Heath Secretary
Ralph J Winters Atlanta Ga Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 100000 00
2 Amount of ledger assets as per balance
December 31 of previous year 450242 13ComptrollerGeneral s Eeport
IIIncome
1 Gross premiums written and renewed during the year
Accident and health
3 Deduct return premiums on policies cancelled Accident
and health
6 Net premiums Accident and health
21 Policy fees required or represented by applications
25 Gross interest on bonds and dividends on
stocks less 57236 accrued interest on
bonds acquired during 1914 per Schedule
D
18459 31
26 Gross interest on deposits in trust com
panies and banks per Schedule N 2 624 16
31 Total gross interest and rents
40 Total income
IIIDisbursements
1 Gross amount paid for losses Accident
Health
18 Investigation and adjustment of claims viz Accident
and health
23 Policy fees retained by agents
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Aceident and health
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
30 Salaries traveling and all other expenses of agents not
paid by commissions j
33 Rents
36 State taxes on premiums
37 Insurance department licenses and fees
38 All other licenses fees and taxes
39 Federal corporation tax
40 State corporation tax
43 Legal expenses
44 Advertising
45 Printing and stationery
46 Postage telegraph telephone and express
47 Furniture and fixtures
48 Stockholders for interest or dividends
49 Other disbursements Miscellaneous
54 Agents balances charged off
1039
381370 50
668 03
380702 47
51455 50
21083 47
453291 44
95531 02
132654 59
5780 97
49842 50
18984 09
60335 48
10686 53
2043 42
6382 88
2323 75
604 69
1809 00
257 60
1274 09
5195 41
6685 18
4140 20
10000 00
1418 00
23 691040
ComptrollerGeneral s Eeport
36 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D
57 Total disbursements
40 00
416013 09
IVLedger Assets
4 Book value of bonds per Schedule D
5 Cash in companys office
7 Deposits in trust companies and banks on interest per
Schedule N
431336 50
990 24
55193 74
31 Ledger assets as per balance Item 58 487520 48
NonLedger Assets
33 Interest accrued on bonds per Schedule D Part 1
44 Gross assets
7166 96
494687 44
Deduct Assets Not Admitted
52 Market value of special deposits in excess of correspond
ing liabilities per special deposit schedule i
53 Book value of ledger assets over market value viz
Bonds per Schedule D
58 Admitted assets
31376 95
10176 50
453133 99
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 2223390 health 3434304 total
3 Losses and claims incurred but not reported Accident
268916 health 537832 total
4 Losses and claims resisted Accident 58500 health
24900 total
5 Total losses and claims Accident 2550806 health 39
97036 total g
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident and health
26 Gross premiums less reinsurance upon all
unexpired risks running 3 months from
October 15 1914 10720275 unearned
premiums pro rata onesixth 17867 13
56576 94
8067 48
834 00
65478 42
842 52ComptrollerGenerals Eeport
27 Gross premiums less reinsurance upon all
unexpired risks running 3 months from
January 15 1915 519200 unearned
premiums pro rata 1415 4 845 87
28 Total unearned premiums as shown by recapitulation
page 6
34 Salaries rents expenses bills accounts feesetedue
or accrued
35 Estimated amount hereafter payable for federal state
and other taxes
41 Advance premiums one hundred per cent
51 Total amount of all liabilities except capitalj
52 Capita actually paid up in cash 10000000
53 Surplus over all liabilities 246sO 87
54 Surplus as regards policyholders
55 Total liabilities
1041
22713 00
3005 63
7614 05
6677 50
106331 12
346802 87
453133 99
Business in the State of Georgia Curing 1914
Gross premiums less return premium on risks written or re
newed during the year Accident and health
Gross losses paid Accident and health
9334 74
8180 02
ROYAL INDEMNITY COMPANY OF NEW YORK CITY
Xo 84 Williams Street
Edward F Beddall President William Mackintosh Secretary
Dargan and Hopkins Attorneys for Service
ICapital Stock
1 Amount of capital paid up in cash 1000000 00
2 Amount of ledger assets as per balance December 31st
of previous year 3631823 97
IIIncome
1 Gross premiums written and renewed during the year
Accident 38501362 health 13491081 liability 1
68784414 workmens compensation 157429871 fi
delity 17506548 surety 15473463 plate glass1042
ComptrollerGenerals Eeport
16708326 steam boiler 11592340 burglary and
theft 30127964 fly wheel 2750171 auto teams
prop dam 34570047 workmens collective 10
16727 total 5079523 14
2 Deduct reinsurance Accident 4838303
health 1094651 liability 498104
workmens compensation 643167 fi
delity 1361543 surety 2279490
steam boiler 896560 burglary and
theft 3173206 fly wheel 342999
auto and teams prop dam 544008
total 15672031
3 Deduct return premiums on policies cancel
led Accident 989331 health 4058
63 liability 12523107 workmens
compensation 5403785 fidelity 8
59956 surety 923258 plate glass
473762 steam boiler 713184 bur
glary and theft 1548404 fly wheel
54340 auto and teams prop dam
3838276 workmens collective 485
32 total 277817 98
4 Deduct premium on policies not taken Ac
cident 8620108 health 3447050
liab 34796567 wkmns comp 354
76520 fidelity 1934695 surety 11
97403 plate glass 2673526 stm blr
1837822 burglary and theft 42369
97 fly wheel 381175 auto teams
prop dam 7784376 workmens col
lective 257989 total 1026442 28
5 Total deductions Accident 14447742 health 49475
64 liability 47817778 workmens compens 415
23472 fidelity 4156194 surety 4400151 plate
glass 3147288 steam boiler 3447566 burglary and
theft 8958607 fly wheel 778514 auto and teams
prop dam 12166660 workmens collective 306521
total 1460980 57
6 Net premiums Accident 24053620 health 8543517
liability 120966636 workmens compensation 1
15906399 fidelity 13350354 surety 11073312
plate glass 13561038 steam boiler 8144774 burg
lary and theft 21169357 fly wheel 1971657 auto
m teams prop dam 22403387 workmens collective
710206 total 3618542 57ComptrollerGenerals Eeport
25 Gross interest on bonds and dividends on stocks per Sched
ule D
26 Gross interest on deposits in trust companiesandbanks
per Schedule N
28 Interest on premium notes
37 From agents balances previously charged off
1043
110468 59
8329 89
21 32
160 29
40 Total income
3737522
IIIDisbursements
1 Gross amount paid for losses Accident 117 165 96
health 4690734 liability 63907538 workmens
compensation 29584876 fidelity 2528307 surety
1225254 plate glass 6006459 steam boiler 3
47010 burglary and theft 6642938 fly wheel 2
06598 auto and teams prop dam 8537365 work
men s collective 404554 total 1357 982 2g
Deduct reinsurance Accident 1438129
health 812206 liability 800 fidel
ity 8750 burglary and theft 8870
26 auto and teams prop dam 3982
93 total
3 Deduct salvage Schedule H Fidelity
375693 surety 129357 total
2
36244 04
5050 50
4 Tola deduction Accident 1438129 health 812206
liability 800 fidelity 384443 surety 1293 57
burglary and theft 887026 auto and teams prop
dam 398293 total
41294 54
5 Net amount paid policyholders for losses Accident 102
78467 health 3878528 liability 63827538
workmens compensation 29584876 fidelity 21438
64 surety 1095897 plate glass 6006459 steam
boiler 347010 burglary and theft 5755912 fly
wheel 206598 auto and teams prop dam 81
39072 workmens collective 404554 totals 1316687 75
18 Investigation and adjustment of claims viz Accident
596609 health 276294 liability 20557441
workmens compensation 4809954 fidelity 2005
24 surety 168893 plate glass 174691 steam
boiler 45 burglary and theft 620890 auto and
teams prop dam 2070651 workmens collective
59413 total
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes Ac
cident 7770661 health 2746430 liability 290
24
295398 601044
ComptrollerGenerals Eeport
72782 workmens compensation 14512655 fidelity
3649623 surety 2967665 plate glass 4284889
steam boiler 1485494 burglary and theft 56953
35 fly wheel 446701 auto and teams prop dam
5479571 workmens collective 123493 782352 99
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 224787 57
30 Salaries traveling and all other expenses of agents not
paid by commissions 127395 97
31 Medical examiners fees and salaries 1077 75
32 Inspection other than medical and elaim 67562 44
33 Rents 31673 54
36 State taxes on premiums 49323 11
37 Insurance department licenses and fees 8156 8G
38 All other licenses fees and taxes
39 Federal corporation tax 1857 23
40 War tax 55678 publication fees 55953 1116 31
41 Agents licenses 487010 city and county tax on prem
iums 45289 5322 99
43 Legal expenses 906 41
44 Advertising 5216 61
45 Printing and stationery 40141 12
46 Postage telegraph telephone and express 18225 32
47 Furniture and fixtures 19494 44
49 Other disbursements
50 Employees and agents fidelity bonds 89593 local brd
1645875 17354 68
51 Subscriptions to publications 765 53
52 And fees 248536 ex and col fees 196296 4448 32
53 Ins examiners fees and exp 233176 sundry expen
ses 807078 1040254
54 Agents balances charged off 2450 97
56 Gross decrease by adjustment in book value of ledger as
sets viz Bonds per Schedule D t 4261 25
57 Total disbursements 3036380 24
IVLedger Assets
4 Book value of bonds per Schedule D 3150272 01
5 Cash in companys office 5407 23
6 Deposit in trust companies and banks not on interest per
Schedule N 16117 29
7 Deposits in trust companies and banks on interest per
Schedule N 368591 04
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 5852734ComptrollerGenerals Report
health 2244145 liability 19843715
workmens compensation 23327575 fi
delity 2243144 surety 1767989
plate glass 3273295 steam boiler
2650332 burglary and theft 52816
46 fly wheel 295611 auto and teams
prop dam 3282691 workmens col
lective 46004 total
On policies or renewals issued prior to Oc
tober 1 1914 Accident 37810 health
3103 liability 937258 workmens
compensation 2070542 fidelity 3
39195 surety 476966 plate glass
41324 steam boiler 9006 burglary
and theft 89450 auto and teams
prop dam 101533 workmens col
lective 138346 total
1045
701088 81
42445 33
25 Total
26 Bills receivable
27 Other ledger assets viz
28 Bal of dep with N Y State W C Com
29 Equity in funds of the W C R Bureau
30 Agents sundry bal and advance trav expenses
31 Ledger assets as per balance Item 58
743534 14
2192 62
160734
39375 71
5869 01
4332966 39
NonLedger Assets
33 Interest accrued on bonds per Schedule D Part 1
44 Gross assets
46419 80
4379386 19
Deduct Assets Not Admitted
46 Bills receivable
50 Premiums in course of collection written
prior to October 1 1913
52 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule
53 Book value of ledger assets over market
value viz
54 Bonds as per Schedule D
55 Agents sundry bal and adv trav expenses
58 Admitted assets
2192 62
42445 33
44453 58
51258 83
5869 01
4233166 821046
CompteollerGenerals Kepokt
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 6565798 health 1213664 fidelity 13
539 surety 19960 plate glass 8215 steam boiler
8700 burglary and theft 3012650 fly wheel 200
auto and teams prop dam 24685 workmens col
lective 897 total 3
4 Losses and claims resisted Accident 4530 health 35
fidelity 8499 surety 2000 burglary and theft L
000 auto and teams prop dam 8661
184117 12
24725 00
5 Total losses and claims Accident 7018798 health 12
17164 fidelity 22038 surety 21960 plate glass
8215 steam boiler 8700 burglary and theft 31
12650 fly wheel 200 auto and teams prop dam
33346 workmen s collective 897 total 208842 12
6 Deduct reinsurance per Schedule E Accident 19541
84 health 40046 burglary and theft 665656
auto and teams prop dam 375 total 26973 86
7 Net unpaid claims except liability and workmens com
pensation claims excluding expenses of investigation
and adjustment Accident 5064614 health 11
77118 fidelity 22038 surety 21960 plate glass
8215 steam boiler 8700 burglary and theft 24
46994 fly wheel 200 auto and teams prop dam
2I7 workmens collective 897 total
17 Special reserve for unpaid liability and workmens com
pensation losses
20 Total unpaid claims
21 Estimated expenses of investigation and adjustment of un
paid claims Accident 1000 health 250 fidelity
250 surety 250 plate glass 75 steam boiler 75
burglary and theft 1000 auto and teams property
damage 2500 workmens collective 25
26 Gross premiums less reinsurance upon all
unexpired risks running one year or
less from date of policy 279363470
unearned premiums fifty per cent 1396817 35
27 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 357
S9270 unearned premiums pro rata 205025 00
28 Total unearned premiums as shown by recapitulation
page 6 1601842 35
181868 26
585726 27
767594 53
5425 00ComptbollebGenebal s Eepoet
1047
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident 1980332
health 800481 liability 3942449 workmens
compensation 3411079 fidelity 704726 surety
464481 plate glass 1079039 steam boiler 6163
40 burglary and theft 1763634 fly wheel 68436
auto and teams prop dam 729995 workmens col
lective 9178
34 Salaries rents expenses bills accounts fees etc due or
accrued
35 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
42 Other liabilities viz Voluntary contingent reserve
155701 70
7500 00
61491 12
350000 00
51 Total amount of all liabilities except capital 2949 554 70
52 Capital actually paid up in cash 1000000 00
53 Surplus over all liabilities
283612 12
54 Surplus as regards polieyholders 1 283 612 12
Total liabilities 49
33166 82
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident 771839 health
408872 liability 1812452 fidelity 676296
surety 35184 plate glass 303082 steam boiler
63021 burglary and theft 239710 fly wheel 624
47 auto and teams prop dam 702260 workmens
collective 50 total 4
Gross losses paid Accident 409888 health 402208 lia
bility 1208319 fidelity 241044 plate glass 2
38182 steam boiler 485 burglary and theft 1
05997 auto and teams prop dam 200541 work
men s collective 1050 total
50801 63
28557 291048
ComptrollerGeneral s Keport
STANDARD MARINE INSURANCE COMPANY OF NEW YORK CITY
W J Roberts United States Manager
ffm A Wright Attorney for Service
ICapital Stock
1 Deposit capital 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1044264 89
4 Extended at 1044264 89
IIIncome
5 Gross premiums per item 2 VI page 6 2278837 27
6 Deduct reinsurance premiums marine and
inland 94639412 return premiums
marine and inland 22511241 total 1171506 53
7 Total premiums other than perpetual 1107330 74
11 Gross interest on bonds and dividends on
stocks 28100 50
12 Gross interest on deposits in trust com
panies and banks per Schedule X 2206 50
18 From other sources Remittances from
home office 1136675 17
28 Total income 2274312 91
IIIDisbursements
1 Gross amount paid policyholders for losses including
54691989 occurring in previous years 1998862 75
2 Deduct amount received for salvage Ma
rine and inland 246920 81
Reinsurance Marine and inland 868274 85
8 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents
10 Advertising 21750 printing and stationery 503018
total
11 Postage telegraph telephone and express
12 Legal expenses
883667 09
12150 00
93075 60
41221 15
3563 77
5247 68
5732 11
720 59ComptbollebGenekals Kepobt 1049
13 Furniture and fixtures
15 Underwriters Board and Tariff Aviations g 62
20 State taxes on premiums
21 Insurance department licenses and fees Zl 11
22 AH other licenses fees and taxes 92 38
a Federal corporation tax
b Other taxes 106 S
23 Other disbursements 3087 Go
24 Traveling expenses
25 Miscellaneous expenses
26 Remittances to home office i or2 tl
38 Agents balances charged off 450
40 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D U1
Stocks per Schedule D tltl r
VOO JO
41 Total disbursements 18
IVLedger Assets
4 Book value of bonds 60875900 and
stocks 2012500 per Schedule D
5 Cash in companys office
6 Deposits in trust companies and banks not
on interest per Schedule N
7 Deposits in trust companies and banks on
interest per Schedule N
8 Agents balances representing business
written subsequent to October 1 1914
9 Agents balances representing business
written prior to October 1 1914
628884 00
75 00
15845 03
314725 96
176996 85
8467 16
16 Total ledger assets as per balance Item 42 1144994 00
NonLedger Assets
18 Interest accrued on bonds per Schedule D Part 1
26 Market value not including interest in item 18 of bonds
and stocks over book value per Schedule D
Deduct Assets Not Admitted
34 Agents balances representing business written prior to
October 1 1914
38 Book value of ledger assets over market value
8021 03
23894 00
8467 16
4716 74
41 Total admitted assets
1163725 131050
ComptrollerGeneral s Report
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 416645
reserve for losses incurred prior to De
cember 31 of which no notiee had been
received on that date
3 Gross claims for losses resisted
4 Total
218299 00
9987 00
228286 00
6 Net amount of unpaid losses and claims 185969 49
9 Gross premiums less reinsurance cash and bills re
ceived and receivable upon all unexpired marine risks
unearned premiums one hundred per cent 231326 91
17 Salaries rents expenses bills accounts fees etc due
or accrued 1131 64
18 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement 30750 00
19 Contingent commissions or other charges due or accrued 2500 CO
26 Total amount of all liabilities except capital 308025 06
VIRisks and Premiums
1 In force on the 31 day of December as
per line 6 under this heading in last
years statement 5086271100 360602 85
2 Written or renewed during the year per
income No 5 328505814 00 2278837 27
4 Total 379368525 00 2639500 12
5 Deduct those expired and marked off as
terminated 332690584 00 2209245 75
6 In force at the end of the year 46677941 00 430254 37
7 Deduct amount reinsured schedule re
quired 17584521 00 198927 48
8 Net amount in force 29093420 00 231326 91
Business in the State of Georgia During 1914
27 Gross risks written 5031837 00
Less 360000 risks cancelled and 183914000 reinsur
ance in companies authorized in Georgia 1842740 00
Net risks written 3189097 00ComptrollerGenerals Eeport 1051
28 Gross premiums on risks written 48 370 24
Less 1338809 return premiums and 1278380 premiums
for reinsurance in companies authorized in Georgia 26171 89
Net premiums received 22J98 35
29 Losses paid deducting salvage 6 450 68
Less losses on risks reinsured in companies authorized
in Georgia 2 364 23
Net losses paid 408 45
30 Losses incurred 6g
Less losses on risks reinsured in companies authorized in
Ge0rSia 531733
Net losses incurred 9 198 35
STANDARD ACCIDENT INSURANCE COMPANY OF DETROIT MICH
Lem W Bowen President j s Keaton Secretary
E D Clarkson Atlanta Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 4501 234 93
3 Increase of paidup capital during the year 500000 00
IIIncome
1 Gross premiums written or renewed during the year
Accident 146366533 health 27403500 liability 1
05633849 workmens compensation 91152361 au
to and teams property damage 18253689 workmens
collective 1136921 total 3899468 53
2 Deduct reinsurance Accident 2520500
liability 188349 total 27088 49
3 Deduct return premiums on policies can
celled Accident 3930128 health 8
19927 liability 11306009 workmens
compensation 4526962 auto and
teams property damage 1710580 to
tal 222936 061052
ComptrollerGenerals Report
Deduct premium on policies not taken
Accident 18727320 health 5731622
liability 16121356 workmens com
pensation 8587556 auto and teams
property damage 2830196 workmens
collective 68528 total
520665 78
5 Total deductions Accident 25177948 health 65515
49 liability 27615714 workmens compensation
13114518 auto and teams property damage 45407
76 workmens collective 68528 total
770690 33
6 Net premiums Accident 121188585 health 208519
51 liability 78018135 workmens compensation
78037843 auto and teams property daamge 137129
13 workmens collective 1068393 total 3128778 20
21 Policy fees required or represented by applications 37169 61
23 Gross interest on mortgage loans per
Schedule B 7387 14
24 Gross interest on collateral loans per
Schedule C 1399 88
25 Gross interest on bonds and dividends on
stocks less 626366 accrued interest on
bonds acquired during 1914 per Schedule
D 177428 80
26 Gross interest on deposits in trust com
panies and banks per Schedule N 1893 29
27 Gross interest from all other sources
28 Gross interest on bills receivable 76 10
29 Gross interest on deposit with Workmens
Compensation Reinsurance Bureau 520 55
31 Total gross interest and rents 188705 76
39 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D 16401 90
40 Total income 3371055 47
111Disbursements
1 Gross amount paid for losses Accident 52984088
health 7784134 liability 41280259 workmens
compensation 21586582 auto and teams property
damage 4627563 workmens collective 727275
total 1289899 01CompteollebGenebals Eepoet
2 Deduct reinsurance Accident 538089 liability 5
00000 total
1053
10380 89
5 Net amount paid policyholdersfor losses Accident 524
4o999 health 7784134 liability 40780259 work
mens compensation 21586582 auto and teams
property damage 4627563 workmens collective 7
27275 total
38 Investigation and adjustment of claims viz Accident
2665894 health 239418 liability 12896993
workmens compensation 2817375 auto and teams
property damage 224300 workmens collective
37500 total g0
23 Policy fees retained by agents 37 169 gl
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 37341329 health 6360291 liability 191
03743 workmen compensation 9286503 auto and
teams property damage 3414515 workmens collec
te 165609 total 75 gQ
J Salaries fees and all other compensation of officers di
rectors trustees and home office employees 169 701 37
30 Salaries traveling and all other expenses of agents not
Paid by commissions j g6
32 Inspection other than medical and claim 33 093 16
33 Eents
q 12569 58
3b State taxes on premiums 55 761 30
37 Insurance department licenses and fees 11947 42
38 All other licenses fees and taxes
39 Federal corporation tax 330 26
40 Municipal licenses and taxes 1 712 68
41 Publication annual 99
42 Secretary of State 44650 bonds for Ins Depts 226 00 679 50
43 Legal expenses
44 Advertising 3g
4o Printing and stationery 32 552 95
46 Postage telegraph telephone and express 17 360 96
47 Furniture and fixtures 2j63
48 Stockholders for interest or dividends 72500 00
49 Other disbursements
50 Stock dividend 500000 00
51 Traveling expenses of home office employees 6 437 55
52 Bureau assessments reports expenses etc 12858 13
53 Sundry miscellaneous expenses 1605 10
54 Agents balances charged off 497g gg
56 Gross decrease by adjustment in book value of ledger1054
ComptrollerGenerals Eeport
assets viz Bonds per Schedule D Part 1 and Part
4 5362615 plus 39383
54019 98
57 Total disbursements 3435924 78
IVLedger Assets
2 Mortgage loans on real estate per Schedule B first liens
3 Loans secured by pledge of bonds stocks or other collat
erals per Schedule C
4 Book value of bonds
5 Cash in companys office
6 Deposit in trust companies and banks not on interest
per Schedule N
7 Deposits in trust companies and banks on interest per
Schedule N
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 19717066
health 3891273 liability 8356337
workmens compensation 7389859
auto and teams property damage 17
87339 workmens collective 150680
total 412925 60
On policies or renewals issued prior to Oc
tober 1 1914 Accident 1301575
health 410278 liability 2042732
workmens compensation 3344221
auto and teams property damage 1
26769 workmens collective 61347
total 72869 22
25 Total
27 Other ledger assets viz
28 Deposits with Workmens Compensation Special Keinsur
ance Fund
29 New York Workmens Compensation Commission
124900 00
23316 23
4090615 10
8768 90
17233 22
150383 21
485794 82
31 Ledger assets as per balance Item 58
NonLedger Assets
34267 84
1086 30
4936365 62
32 Interest accrued on mortgages per Schedule B 2325 68
33 Interest accrued on bonds per Schedule I Part 1 73573 99
34 Interest accrued on collateral loans per Schedule C
Part 1 524 74
44 Gross assets 5012790 03ComptrollerGenerals Eeport
1055
Deduct Assets Not Admitted
50 Premiums in course of collection written prior to Octo
ber 1 1914
o 72869 22
o2 Market value of special deposits in excess of correspond
ing liabilities per special deposit schedule 4 898 70
53 Book value of ledger assets over market value viz
Bonds
4691 70
58 Admitted assets
4930330 21
VLiabilities
1 Losses and claims adjusted Accident 2530206 health
541696 auto and teams property damage 523540
workmens collective 62543 total
2 Losses and claims reported or in process of adjustment
Accident 11176500 health 1368854 auto and
teams property damage 1272535 workmens collec
tive 414017 total
3 Losses and claims incurred but not reported Accident
4000000 health 1000000 auto and teams property
damage 803925 workmens collective 2 484 40 to
tal
4 Losses and claims resisted Accident
36579 85
142319 06
60523 65
124 144 00
5 Total losses and claims Accident 30121106 health
2910550 auto and teams property damage 26000
00 workmen s collective 725000 total 363566 56
20 Total unpaid claims
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident 1690580 health 89450
auto and teams property damage 50000 workmens
collective 25000 total
26 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 234397741 un
earned premiums fifty per cent 1171988 72
27 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 4315301 un
earned premiums pro rata 19 117 35
1412495 39
18550 30
28 Total unearned premiums as shown by recapitulation
page 6
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
1191106 07 1056 CompteollerGeneeals Eepoet
after October 1 1914 Accident 6850966 health
1311945 liability 1780180 workmens compensa
tion 942917 auto and teams property damage 4
46845 workmens collective 22602 total 113554 55
34 Salaries rents expenses bills accounts fees etc due
9024 44
35 Estimated amount hereafter payable for federal state and other taxes based upon the business of the year
of this statement 61975 56
39 19431 80
41 51 Advance premiums one hundred per cent 6027 14
Total amount of all liabilities except capital 2832165 25
52 Capital actually paid up in cash 1000000 00
53 54 55 Surplus over all liabilities 1098164 96 2098164 96

Surplus as regards policyholders

4930330 21
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident 2108461 health
896894 liability 725701 auto and teams prop
38603 74
Gross premiums paid Accident 1588832 health 383134
liability 419019 auto and teams property damage
30335 total 24213 20
THE THAMES AND MERSEY MARINE INSURANCE COMPANY
LIMITED OF NEW YORK CITY
H K Fowler United States Manager
A L Farie Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 200000 00
2 Amount of ledger assets as per balance December 31 of previous vear 844290 13
4 844290 13

ComptrollerGeneral s Eeport
1057

IIIncome
5 Gross premiums per Item 2 VI page 6 1453062 73
6 Deduct reinsurance premiums marine and
inland 56465974 return premiums
marine and inland 13926384 total 703923 58
7 Total premiums other than perpetual
11 Gross interest on bonds and dividends on
stocks per Schedule D
12 Gross interest on deposits in trust com
panies and banks per Schedule N
24190 00
749139 15
329 49
17 Total gross interest and rents
18 Prom other sources
19 From and for account of home office
20 Income tax withheld 1914
25 From agents balances previously charged off
28 Total income
IIIDisbursements
1 Gross amount paid policyholders for losses 1007338 05
2 Deduct amount received for salvage ma
rine and inland 3192254 reinsurance
54619548 total 578118 02
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency
expenses
7 Salaries of special and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents
10 Advertising printing and stationery
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters Boards and Tariff Associations
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes Emergency revenue
23 Other disbursements
24519 49
554190 44
114 51
7 17
1327970 76
429220 03
1498 31
98243 83
869 13
3665 53
30666 61
3719 41
4264 42
3330 18
242 74
2974 18
8 57
1491 90
410 33
19783 37
4085 70
101 99
1058
ComptrollerGenerals Eeport
24 Miscellaneous expenses
25 To and for account of home office
26 Income tax withheld 1913
38 Agents balances charged off
1900 65
521126 83
68 33
184 25
41 Total disbursements 1127856 29
IVLedger Assets
4 Book value of bonds 50342050 and stocks 25891300
per Schedule D
5 Cash in companys office
6 Deposits in trust companies and banks not on interest
per Schedule N
7 Deposits in trust companies and banks on interest per
Schedule N
8 Ledger balances representing business written subsequent
to October 1 1914
9 Ledger balances representing business written prior to
October 1 1914
16 Total ledger assets as per balance Item 42 1044404 60
762333 50
7 54
21280 93
70730 38
149390 59
40661 66
NonLedger Assets
18 Interest accrued on bonds per Schedule D Part 1
4105 41
30 Gross assets 1048510 01
Deduct Assets Not Admitted
34 Ledger balances representing business written prior to
October 1 1914 40661 66
38 Book value of ledger assets over market value 80473 50
39 Special deposits 19495 00
41 Total admitted assets 907879 85
VLiabilities
1 Gross losses adjusted and unpaid i
2 Gross claims for losses in process of ad
jutment or in suspense plus 2500000
reserve for losses incurred prior to De
1590 11ComptrollerGenerals E
EPORT
1059
eember 31 of which no notice had been
received on that date
434726 00
4 Total
5 Deduct reinsurance due or accrued
436316 11
165411 00
6 Net amount of unpaid losses and claims
8 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired ocean and inland navgn
risks 11682525 unearned premiums
fifty per cent
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks unearned
premiums one hundred per cent
270905 11
58412 63
60400 87
10 Total unearned premiums as computed above j
1 Salaries rents expenses bills accounts fees etc due
or accrued
18 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement
23 All other liabilities viz Income tax withheld 1914
118813 50
6000 00
22864 35
114 51
26 Total amount of all liabilities except capital 418097 47
27 Capital actually paid up in cash 200000 00
28 Surplus over all liabilities 289 182 38
29 Surplus as regards policyholders
30 Total liabilities
489182 38
907879 85
VIRisks and Premiums
1 In force on the 3 day of December as
per line 6 under this heading in last
years statement 19712180 00 290363 67
2 Written or renewed during the year
per income No 5 184129564 00 1453062 73
4 Total 203841744 00 1743426 40
5 Deduct those expired and marked off as
terminated 179950116 00 1470868 28
6 In force at the end of the year 23891628 00 272558 121069 ComptrollerGenerals Kepobt 7 Deduct amount reinsured schedule required 8217563 00 95332 00
8 Net amount in force 15674065 00 177226 12 1961063 00 1124157 00
Business in the State of Georgia During 1914
Less reinsurance in companies authorized in Georgia
836906 00 17511 07 12757 46
Less premiums for reinsurance in companies authorized

Less losses on risks reinsured in companies authorized in 4753 61 2027 34 1026 29
Less losses on risks reinsured in companies authorized in 1001 05 267 34 1 75

265 59 CONN n Secretary 1517257 26
TRAVELERS INDEMNITY COMPANY OF HARTFORD 700 Main Street Sylvester C Dunham President James H Oobui Herbert F Rasehev Attorney for Service ICapital Stock 1 Amount of capital paid up in cash 1000000 00 2 Amount of ledger assets as per balance
IIIncome 1 Gross premiums written and renewed during the year Accident 5114355 health 7588222 liability 14332666 steam boiler 29231572 fly wheel 1187884 auto and teams property damage 94271027 total
ComptrollerGenerals Report 1061
2 Deduct reinsurance Steam boiler 8459
24 fly wheel 390778 total 12 367 02
3 Deduct return premiums on policies can
celled Accident 15650 health 2
79155 liability 2101444 steam boil
er 1740089 fly wheel 50922 auto
and teams property damage 119446
70 total 161319 30
4 Deduct premium on policies not taken
Accident 969693 health 1886519
liability 1288295 steam boiler 39
53179 fly wheel 188856 auto and
teams property damage 19787037 to
tal 280735 79
5 Total deductions Accident 985343 health 2165674
liability 3389739 steam boiler 6539192 fly wheel
630556 auto and teams property damage 317317
07 total 454422 11
6 Net premiums Accident 4129012 health 5422548
liability 10942927 steam boiler 22692380 fly
wheel 557328 auto and team property damage
62539320 total 62835 15
22 Inspections 474 33
23 Gross interest on mortgage loans per
Schedule B 24485 01
24 Gross interest on collateral loans per
Schedule C 3 rjg g
25 Gross interest on bonds and dividends on
stocks less 193968 accrued interest on
bonds acquired during 1914 per Sched
e D 76154 40
26 Gross interest on deposits in trust com
panies and banks per Schedule N 2517 44
31 Total gross interest and rents iqq 534 gc
38 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 2 00
39 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D accrual of disc 2633 68
40 Total income 1172479 02
IIIDisbursements
1 Gross amount paid for losses Accident 1486027 health
2666205 liability 1336505 steam boiler 254531062
CompteollerGexebals Report
62 auto and teams property damage 22859536 to
tal 308936 35
3 Deduct salvage Auto and teams property damage 4337 76
18
24
29
30
32
33
36
37
38
39
40
41
42
43
44
45
46
17
48
49
54
56
Net amount paid polieyholders for losses Accident 14
86027 health 2666205 liability 1336505 steam
boiler 2545362 auto and teams property damage
22425760 total
Investigation and adjustment of claims viz Accident
1300 health 128862 liability 187111 steam
boiler 103172 auto and teams property damage
4895111 total
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 1445934 health 1571169 liability 6437
26 steam boiler 4353790 fly wheel 112035 auto
and teams property damage 12343543 total
Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Inspection other than medical and claim
Bents
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax
Capital stock tax 1400000 war revenue tax 27476
State county ami municipal licenses and fees
County and municipal taxes
Legal expenses
Advertising
Printing and stationery
Postage telegraph telephone and express
Furniture and fixtures
Stockholders for interest or dividends
Other disbursements
Workmens Compensation Service Bureau and other as
sociations
Insurance of company a employees
bange
Newspapers periodicals and books
Insurance
M iscellaneous expense
Agents balances charged off
Gross decrease b adjustment in book value of ledger
304598 59
15 56
204701 97
39975 26
57235 54
96917 29
13055 92
14815 74
6406 12
222610
14271 76
541 00
481 94
25 00
2313 53
4258 34
4572 63
1088 40
80100 00
1644 19
son 82
111 02
60 44
4H 50
33 11
357 MComptrollerGenerals Report 1063
assets viz Bonds per Schedule D amortization of
Premiums 134150
57 Total disbursements T308
IVLedger Assets
2 Mortgage loans on real estate per Schedule B first liens 486 830 00
3 Loans secured by pledge of bonds stocks or other collat
erals per Schedule C 123 850 00
4 Book value of bonds 177264300 and stocks 28 643 62
per Schedule D 1801 2g6 62
5 Cash in companys office 2 096 42
7 Deposits in trust companies and banks on interest per
Schedule N g
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 519720
health 832543 liability 180874
fly wheel 104140 auto and teams
property damage 7284609 total 132388 33
On policies or renewals issued prior to Oc
tober 1 1914 Accident 2500 health
48392 liability 85245 auto and
teams property damage 1674886 total 22388 24
25Total Z7777 154776 57
27 Other ledger assets viz Suspense account 128 25
31 Ledger assets as per balance Item 58 2684985 60
NonLedger Assets
32 Interest due 151875 and accrued 612815 on mort
gages per Schedule B 7 646 90
33 Interest accrued on bonds per Schedule D Part 1 25886 32
34 Interest accrued on collateral loans per Schedule C
Part X 2430 45
44 Gross assets 2720949 33
Deduct Assets Not Admitted
46 Suspense account 128 25
50 Premiums in course of collection written prior to October
I 1914 22 388 241064 ComptrollerGenerals Report 52 Market value of special deposits in excess of corresponding liabilities per special deposit schedule 53 Book value of ledger assets over market value viz Stocks and bonds per Schedule D 18379 57 71662 9fl
VLiabilities 2 Losses and claims reported or in process of adjustment Accident 37875 health 316046 steam boiler 2064000 auto and teams property damage 7825659 2608390 31 323 2 102435 80 14515 68 6058 00
3 Losses and claims incurred but not reported Accident 7688 health 40250 auto and teams property damage 1403630 total 4 Losses and claims resisted Auto and teams property

5 Total losses and claims Accident 45563 health 388625 steam boiler 2064000 auto and teams 17 Special reserve for unpaid liability and workmen s com 123332 77 194765 00
318097 77 24764 Id 639065 67 28127 14 1226 63
21 Estimated expenses of investigation and adjustment of unpaid claims Health 19431 steam boiler 57850 auto and teams property damage 2399119 total 26 Gross premiums less reinsurance upon all unexpired Tisks running one year or less from date of policy 76140160 unearned premiums pro rata 371628 42 27 Gross premiums less reinsurance upon all unexpired risks running more than one year from date of policy 44474106 unearned premiums pro rata 267437 25
28 Total unearned premiums as shown by recapitulation
29 Commissions brokerage and other charges due or to liecome due to agents or brokers on policies issued on or after October 1 1914 viz Accident 181902 health 253498 liab 36175 stm blr 863389 fly will 20828 auto and teams prop dam 1456922 total 84 Salaries rents expenses bills accounts fees etc due

ComptrollerGenerals Eeport
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement
41 Advance premiums one hundred per cent
1065
26501 72
05 35
51 Total amount of all liabilities except capital 1037908 28
52 Capital actually paid up in cash 1000000 00
53 Surplus over all liabilities 570 482 03
54 Surplus as regards policyholders 1 570 482 03
55 Total liabilities
2608390 31
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident 38006 health 34
28 liability 58930 steam boiler 115311 fly
wheel 4285 auto and teams property damage 10
40710 total
Gross losses paid Auto and teams property damage
12606 70
7058 44
TRAVELERS INSURANCE COMPANY OF HARTFORD CONN
700 Main Street
Sylvester C Dunham President James L Howard Secretary
Harry M Thompson Attorney for Service
ICapital Stock
1 Amount of capita paid up
in eash 5000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 18818396 46
IIIncome
1 Gross premiums written and renewed during the year
Accident 513595922 health 83059703 liability 6
96681591 workmens compensation 708194537
workmens collective 1526294 total 20030580 47
2 Deduct reinsurance Accident 14382660
health 1277532 liability 7922004
total 235821 96L066
CompteollebGenebals Eepoet
3 Deduct return premiums on policies can
celled Accident 10310856 health
2060309 liability 91228042 work
mens compensation 21556020 work
mens collective 122413 total 1252776 40
4 Deduct premium on policies not taken Ac
cident 71184351 health 15428189
liability 88226129 workmens com
pensation 136875157 workmens col
lective 165578 total 3118794 04
5 Total deductions Accident 95877867 health 187
66030 liability 187376175 workmens compensa
tion 158431177 workmens collective 287991
total 4607392 40
6 Net premiums Accident 417718055 health 642936
73 liability 509305416 workmens compensation
549763360 workmens collective 1238303 total 15423188 07
24 Gross interest on collateral loans per
Schedule C 18200 40
25 Gross interest on bonds and dividends on
stocks less 1665954 accrued interest
on bonds acquired during 1914 per
Schedule D
26 Gross interest on deposits in trust com
panies and banks per Schedule X
27 Gross interest from all other sources In
terest on bills receivable
650191 55
42743 82
2965 21
31 Total gross interest and rents
32 From other sources Income tax withheld at source
37 From agents balances previously charged off
38 Iross profit on sale or maturity of ledger assets viz
Bonds per Schedule D
Stocks per Schedule D
39 Gross increase by adjustment in book value of ledger
isscts viz Bonds per Schedule D accrual of disc
7140Hi 98
1931 74
474 93
794 00
52854 83
10846 57
40 Total income 16204190 72
IIIDisbursements
Gross amount paid for losses Accident 180184700
health 26976382 liability 308808029 workmens
compensation 127558048 workmens collective 11
10375 total 6446735 34CoMPTKOLLERGrENEEAL s EepORT
1067
2 Deduct reinsurance Accident 4669417 health 5158
08 liability 520250 total
57054 75
5 Net amount paid polieyholders for losses Accident 1
75515283 health 26460574 liability 308287779
workmens compensation 127558048 workmens
collective 1146375 total
18 Investigation and adjustment of claims viz Accident
8168255 health 1043570 liability 77757335
workmens compensation 21513992 workmens col
lective 56331 total
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 129530692 health 18395622 liability
99453589 workmens compensation 56447758
workmens collective 303207 total
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Traveling expenses home office
30 Salaries traveling and all other expenses of agents not
paid by commissions
Salaries traveling and all other expenses of payroll audi
tors
31 Medical examiners fees and salaries
32 Inspection other than medical and claim
33 Bents including 7002155 balance life department state
ment for companys occupancy of its own buildings
35 Taxes on real estate
36 State taxes on premiums
37 Insurance department licenses and fees
38 All other licenses fees and taxes
Federal corporation tax
Capital stock tax
War revenue tax
State countj and municipal licenses and
fees
County and municipal taxes
6389680 59
1085394 83
3041308 68
582599 92
61692 66
761460 90
165144 98
20960 58
440823 11
189450 07
20 42
204404 83
19267 93
16938 09
149875 00
3231 08
5962 96
557 77
Total
43 Legal expenses
44 Advertising
45 Printing and stationery
46 Postage telegraph telephone and express
47 Furniture and fixtures
48 Stockholders for interest or dividends
49 Other disbursements
Heat and light and maintenance of offices
176564 90
6912 02
60222 35
89571 20
88432 13
39531 07
520000 00
29339 291068
ComptbollerGenebals Repokt
Workmens Compensation Service Bureau
and other associations 23503 46
Bureau of Publicity 8100 00
Insurance of companys employees 10125 11
Newspapers periodicals and books 4724 74
Fiftieth anniversary convention and enter
tainment of agents and employees 4157 22
Lunch account home office employees 1272 50
Exchange 1165 65
Insurance 1005 31
Miscellaneous expenses 706 64
Total 84099 92
54 Agents balances charged off 4472 79
55 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 533 00
56 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D including 10250
98 for amortization of premiums 101041 98
57 Total disbursements 14154226 92
IVLedger Assets
3 Loans secured by pledge of bonds stocks or other collat
erals per Schedule C 309223 40
4 Book value of bonds 1089297700 and stocks 4598
87455 per Schedule D 15491871 55
5 Cash at branch offices 65408 02
6 Deposit in trust companies and banks not on interest
per Schedule N 302918 16
7 Deposits in trust companies and banks on interest per
Schedule N 1801497 19
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 43040915
health 8237777 liability 66468507
workmens compensation 102284661
workmens collective 162806 total 2201946 66
On policies or renewals issued prior to Oc
tober 1 1914 Accident 11370582
health 328075 liability 22627045
workmens compensation 32337351
workmens collective 102703 total 567657 56
25 Total 2769604 22
26 Bills receivable 42226 42ComptrollerGenerals Report 1069
27 Other ledger assets viz
28 Balance of deposit with New York Workmens Compensa
tion Commissions 18765 41
29 Agents ledger balances 66845 89
31 Ledger assets as per balance Item 58 20868360 26
NonLedger Assets
33 Interest due 584000 and accrued 15376173 on bonds
per Schedule D Part 1 159601 73
34 Interest due 20200 and accrued 148050 on collateral
loans per Schedule O Part 1 1682 50
38 Rents on companys property or lease 161284 23
40 Market value not including interest in item 33 or
stocks over book value per Schedule D 253801 95
44 Gross assets 21283446 44
Deduct Assets Not Admitted
46 Bills receivable 42226 42
Agents ledger balances 66845 89
50 Premiums in course of collection written prior to October
1 3914 567657 56
51 Overdue and accrued interest on bonds in default 6326 67
58 Admitted assets 20600389 90
VLiabilities
1 Losses and claims adjusted Accident 1763189 health
538834 workmens collective 10575 total 23125 98
2 Losses and claims reported or in process of adjustment
Accident 45002729 health 5557052 workmens col
lective 210143 total 507699 24
3 Losses and claims incurred but not reported Accident
2611631 health 683058 workmens collective
8264 total 33029 53
4 Losses and claims resisted Accident 94233 57
5 Total losses and claims Accident 58800906 health
6778944 workmens collective 228982 total 658088 32
17 Special reserve for unpaid liability and workmens com
pensation losses 3850656 00
20 Total unpaid claims 4508744 32
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident 2940045 health 338947
workmens collective 11449 total 32904 411070
ComptrollerGeneral s Report
26 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 1152327224
unearned premiums pro rata 5604486 93
27 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 46681310
unearned premiums pro rata long term
26524593 10 premium accident 310
69800 575943 93
28 Total unearned premiums as shown by recapitulation
page 6 6180430 S6
29 Commmissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident 12912275
health 2471333 liability 13293701 workmens
compensation 15342699 workmens collective 284
91 total 440484 99
34 Salaries rents expenses bills accounts fees etc due
or accrued 156217 37
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement 298 839 47
41 Advance premiums one hundred per cent 4303 21
42 Other liabilities viz
43 Reserve accident contingent fund 319 259 52
44 Reserve accident accumulations 236 423 50
45 Reserve liability excess limits 50 989 56
46 Reserve workmens compensation contingent fund 1000000 00
51 Total amount of all liabilities except capital 13228 597 21
52 Capital actually paid up in cash 5000000 00
53 Surplus over all liabilities 2371792 69
54 Surplus as regards polieyholders 7 371 792 69
55 Total liabilities 20600389 90
Business in the State of Georgia During 1914
Gross premiums less Teturn premium on risks written or re
newed during the year Accident 5294976 health
2006004 liability 9737231 workmens collective
98767 total 171369 78
Gross losses paid Accident 3234137 health 1510743 lia
bility 4297707 workmens collective 21422 total 90640 09ComptrollerGenerals Report
1071
UNION MARINE INSURANCE COMPANY LTD OF NEW YORK CITY
F Herrmann Co United States Managers
Carleton T Smith Attorney for Service
Business in the State of Georgia During 1914
1 Gross risks written 733 620 00
Less 20181200 risks cancelled and 4691600 reinsur
ance in companies authorized in Georgia 248728 00
Net risks written 484892 00
2 Gross premiums on risks written 13 341 52
Less 519463 return premiums and 74679 premiums
for reinsurance in companies authorized in Georgia 5941 42
Net premiums received 7400 10
3 Losses paid deducting salvage 4700 92
Less losses on risks reinsured in companies authorized in
Georgia 447 39
Net losses paid 453 53
4 Losses incurred 5944 92
Less losses on risks reinsured in companies authorized in
Georgia 447 39
Net losses incurred 5497 53
UNITED STATES CASUALTY COMPANY OF NEW YORK CITY
80 Maiden Lane
Edson S Lott President D G Luckett Secretary
John H Mullin Attorney for Service
ICapital Stock
1 Amount of capital paid up in cash 500000 00
2 Amount of ledger assets as per balance December 31st
of previous year 2969507 551072
ComptrollerGenerals Beport
IIIncome
1 Gross premiums written and renewed during the year
Accident 61789746 health 29665680 liability
l27952682i workmens compensation 59439443
plate glass 4262762 steam boiler 6464151 bur
glary and theft 10954202 sprinkler 3710842 fly
wheel 45494 auto and teams prop dam 90245
13 workmens collective 537152 total 3138466 67
2 Deduct reinsurance Accident 3016931
health 293135 liability 77235
steam boiler 502039 burglary and
theft 351175 sprinkler 264503
total 45050 18
3 Deduct return premiums on policies cancel
led Accident 1517125 health 7
28175 liability 9978770 workmens
compensation 2989502 plate glass
119624 steam boiler 398907 bur
glary and theft 488590 sprinkler 3
71616 fly whl 7705 auto and teams
prop dam 711462 work col 2550
total 173140 26
4 Deduct premiums on policies not taken Ac
cident 9599092 health 6135121
liability 34769571 workmens comp
15489528 plate glass 838769
steam boiler 1533538 burglary and
theft 2169295 sprinkler 1071335
fly wheel 1275 auto and teams prop
dam 2161242 workmens collective
43431 total 738121 97
5 Total deductions Accident 14133148 health 71564
31 liability 44825576 workmens compensation
18479030 plate glass 958393 steam boiler 24
34484 burglary and theft 3009060 sprinkler 17
07454 fly wheel 8980 auto and teams prop dam
2872704 workmens collective 45981 total 956312 41
23
Net premiums Accident 47656598 health 225092
49 liability 83127106 workmens compensation
40960413 plate glass 3304369 steam boileT 40
29667 burglary and theft 7945142 sprinkler 20
03388 fly wheel 36514 auto and teams prop dam
6151809 workmens collective 491171 total 2182154 26
Gross interest on mortgage loans per
Schedule B 14309 39ComptrollerGeneral s Keport
1073
25 Gross interest on bonds and dividends on
stocks less 5484388 accrued interest on
bonds acquired during 1914 per Sched
ule D 99618 47
26 Gross interest on deposits in trust compan
ies and banks per Schedule N 2758 78
27 Gross interest from all other sources The
Workmens Compensation Reinsurance
Bureau 214 45
31 Total gross interest and rents 116901 09
32 From other sources
33 Recovery of items previously charged to profit and loss 799 30
34 United States government taxes withheld 284 36
38 Gross profit on sale or maturity of ledger assets viz
Real estate per Schedule A 949 80
Bonds per Schedule D 2345 31
Stocks per Schedule D 2975 00
40 Total income 2306409 12
IIIDisbursements
1 Gross amount paid for losses Accident 24022266
health 10314482 liability 45953252 workmens
compensation 8287237 plate glass 984355 steam
boiler 138411 burglary and theft 3487832
sprinkler 978162 auto and teams prop dam 23
97292 workmens collective 134696 total
2 Deduct reinsurance Accident 1319642
health 157641 steam boiler 475
Burglary and theft 837488 sprinkler
250424 total 25656 70
966979 85
4
Total deduction Accident 1319642
steam boiler 475 burglary and
sprinkler 250424 total
health
theft
157641
837488
5 Net amount paid policyholders for losses Accident 227
02624 health 10156841 liability 45953252
workmens compensation 8287237 plate glass 9
84355 steam boiler 137936 burglary and theft
2650344 sprinkler 727738 auto and teams prop
damage 2397292 workmens collective 134696
total
18 Investigation and adjustment of claims viz Accident
2227183 health 709717 liability 8818940
workmens compensation 2094485 plate glass 699
25656 70
941323 151074
ComptrollerGenerals Eeport
86 steam boiler 75218 burglary and theft 3702
17 sprinkler 218092 auto and teams prop damage
603755 workmens collective 12829 total 152004 22
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes Ac
cident 14303919 health 6761210 liability 174
90265 workmens compensation 5006169 plate
glass 880821 steam boiler 859526 burglary and
theft 2131385 sprinkler 531309 fly wheel 110
23 auto and teams prop dam 1376455 workmens
collective 85595 total 494376 77
29 Salaries fees and all other compensation of officers direc
tors trustees and home office employees 144142 39
30 Salaries traveling and all other expenses of agents not
paid by commissions 61246 55
32 Inspection other than medical and claim 43330 68
33 Rents 18953 56
35 Taxes on real estate 60 65
36 State taxes on premiums 29 552 85
37 Insurance department licenses and fees 8511 11
38 All other licenses fees and taxes
39 Federal corporation tax 1 081 87
40 Taxes on personal property 54 41
41 Municipal licenses 1 959 69
43 Legal expenses 3 743 29
44 Advertising 187 53
45 Printing and stationery 26 534 22
46 Postage telegraph telephone and express 11459 96
47 Furniture and fixtures 4 502 24
48 Stockholders for interest or dividends amount declared
during the year 50000 49950 00
49 Other disbursements
50 Extended free accident insurance 1 017 33
51 Miscellaneous 1 540 24
52 Profit and loss 37989 internal revenue stamps 1
25565 1335 54
53 Fees of auditors 237367 exchange on cheeks 1523
64 registering stock 125 4022 31
55 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 18450 00
Stocks per Schedule D 103 25
57 Total disbursements 2 031 343 81
IVLedger Assets
1 Book value of real estate per Schedule A 250 00
2 Mortgage loans on real estate per Schedule B first liens 295500 00ComptbolleeGenebal s Repobt
1075
4 Book value of bonds 109490614 and stocks 1415
44120 per Schedule D 2510347 34
5 Cash in companys office 3 292 45
6 Deposit in trust companies and banks not on interest per
Schedule N 72638 49
7 Deposits in trust companies and banks on interest per
Schedule N 24 823 44
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 6331614
health 3566930 liability 101410
63 workmens compensation 43877
92 plate glass 687754 steam boiler
998982 burglary and theft 14918
53 sprinkler 308732 fly wheel 5
43 auto and teams prop dam 7
19013 workmens collective 129374
total 287636 50
On policies or renewals issued prior to Oc
tober 1 1914 Accident 13601
health 11374 liability 832140
workmens compensation 508723
plate glass 6415 steam boiler 87
auto and teams prop dam 138378
total 15193 31
25 Total 302829 81
27 Other ledger assets viz
Cash in hands of resident managers and adjusters 7600 00
Agents ledger balances debits 458168 credits 1
64833 2933 35
State Workmen s Compensation Commission 5000 00
The Workmens Compensation Eeinsurance Bureau fund 19357 98
31 Ledger assets as per balance Item 58 3244572 86
NonLedger Assets
32 Interest accrued on mortgages per Schedule B
33 Interest accrued on bonds per Schedule D Part 1
4253 29
15049 98
44 Gross assets 3263876 13
Deduct Assets Not Admitted
50 Premiums in course of collection written prior to October
1 1913
15193 311076
CompteollebGeneeals Report
52 Market value of special deposits in excess of corresponding
liabilities per special deposit schedule 282 25
53 Book value of ledger assets over market value
54 Bonds as per Schedule D page 16 42006 14
55 Stocks as per Schedule D page 17 242626 20
56 Cash in hands of resident managers and adjusters 7600 00
57 Agents ledger balances 458168 U S Government
taxes withheld 28436 4866 04
58 Admitted assets 2951302 19
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 45419 health 11507 plate glass 98
steam boiler 1125 burglary and theft 4374
sprinkler 1080 auto and teams prop dam 2939
workmens collective 180 total
3 Losses and claims incurred but not reported Accident
4500 health 2700 plate glass 270 steam boiler
180 burglary and theft 1350 sprinkler 270 auto
and teams prop dam 450 workmens collective
180 total
4 Losses and claims resisted Accident 25290 health
900 burglary and theft 1980 auto and teams prop
dam 1395 total
5 Total losses and claims Accident 75209 health 15
107 plate glass 368 steam boiler 1305 burglary
and theft 7704 sprinkler 1350 auto and teams
prop dam 4784 workmens collective 360 total
17 Special reserve for unpaid liability and workmens com
pensation losses
20 Total unpaid claims
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident 8356 health 1678 plate
riass 40 steam boiler 145 burglary and theft 856
sprinkler 150 auto and teams prop dam 531
workmen s collective 40
26 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 177507806 un
earned premiums fifty per cent 887539 03
27 Gross premiums less reinsurance upon all
unexpired risks running more than one
66722 00
9900 00
29565 00
106187 00
274503 00
380690 00
11796 00ComptbollebGenebals Report 1077
year from date of policy 26993020
earned premiums pro rata 135646 39
28 Total unearned premiums as shown by recapitulation
Page 6 1023185 42
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident 1614562
health 909567 liability 2585971 workmens com
pensation 674852 plate glass 175377 steam
boiler 254740 burglary and theft 380423
sprinkler 78727 fly wheel 139 auto and teams
prop dam 183348 workmens collective 32990 68906 26
34 Salaries rents expenses bills accounts fees etc due or
accrued 3500 00
35 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement 30000 00
36 Dividends declared and unpaid to stockholders 12822 50
40 reinsurance 6645 29
41 Advance premiums one hundred per cent 543 00
42 Other liabilities viz
43 Special voluntary additional reserve for unpaid liability
and workmens compensation losses 77967 00
44 Contingency fund 75684 51
45 Seserve for reinsurance in companies not admitted in New
York 9561 51
51 Total amount of all liabilities except capital 1701302 19
52 Capital actually paid up in cash 500000 00
53 Surplus over all liabilities 750000 00
54 Surplus as regards policyholders 1250000 00
55 Total liabilities 2951302 19
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident 949152 health
637553 liability 4177464 plate glass 5851
steam boiler 107291 burglary and theft 48474
sprinkler 12850 auto and teams prop dam 1491
66 workmens collective 135647 total 62234 48
Gross losses paid Accident 1921 health 321397 lia
bility 2409945 plate glass 1169 burglary and
theft 2275 sprinkler 25454 auto and teams prop
dam 72347 workmens collective 16729 total 30414 261078
ComptrollerGeneral s Report
UNITED STATES FIDELITY GUARANTY CO OF BALTIMORE MD
John R Bland President George R Oollis Secretary
Wm A Wright Atlanta Attorney for Service
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 8225580 80
IIIncome
1 Gross premiums written and renewed during the year
Accident 18796540 health 669233S liability 2
x 10395240 workmens compensation 96722805 fi
delity 160667978 surety 308541356 platti glass
15188865 steam boiler 458 burglary and theft
37947692 auto and teams property damage 227
53560 workmens collective 12187548 total
2 Deduct reinsurance Accident 920605
health 300625 liability 52054 fidel
ity 5519156 surety 18172760 bur
glary and theft 2219182 auto and
teams property damage 540915 total 277152 97
3 Deduct return premiums on policies can
celled Accident 591595 health 2
30006 liability 24854463 workmens
compensation 4667085 fidelity 122
25227 surety 29698323 plate glass
692503 steam boiler 18393 burg
lary and theft 1750176 auto and
teams property damage 2764642
workmens collective 634435 total 781268 48
4 Deduct premium on policies not taken
Accident 2450309 health 922656 li
ability 29280037 workmens compen
sation 10697408 fidelity 5107882
surety 12051123 plate glass 20803
60 burglary and theft 4448665 au
to and teams property damage 34209
07 workmens collective 736366 to
tal 711957 13
8898944 40
5 Total deductions Accident 3962509 health 14532
87 liability 54186554 workmens compensationComptrollerGeneral s Report 1079
15364493 fidelity 22842265 surety 59922206
plate glass 2772863 steam boiler 18393 burglary
and theft 8418023 auto and teams property dam
age 6726464 workmens collective 1370801 total 1770378 58
6 Net premiums Accident 14834031 health 5239051
liability 156208686 workmens compensation 813
58372 fidelity 137825713 surety 248619150
plate glass 12416002 steam boiler 17935 burglary
and theft 29529669 auto and teams property dam
age 16027096 workmens collective 10816747
total 7128565 82
22 Inspections 894 85
23 Gross interest on mortgage loans per
Schedule B less 4793 accrued interest
on mortgages acquired during 1914 22 93
24 Gross interest on collateral loans per
Schedule C 839 60
25 Gross interest on bonds and dividends on
stocks less 486667 accrued interest on
bonds acquired during 1914 per Sched
ule D 207865 55
26 Gross interest on deposits in trust com
panies and banks per Schedule N 12420 96
27 Gross interest from all other sources
Premium deposits in branch offices 2196 43
Pills receivable 105 00
Sundry account 1402 43
30 Gross rents from companys property in
cluding 4500000 for companys occu
pancy of its own buildings 68607 50
31 Total gross interest and rents 293414 51
32 From other sources
33 Stock div Northern By Co stock 200 shrs p 25000 10000 00
34 Dept Guaranteed Attys Net 2632 24
35 Munich Reinsurance Co resv account 7225 51
36 Federal income tax deducted from salaries 397 11
37 From agents balances previously charged off 2204 39
38 Gross profit on sale or maturity of ledger assets viz
Bonds per Schedule D 2123 42
40 Total income 7447457 88
ITTDisbursements
1 Gross amount paid for losses Accident 6443375 health
2852843 liability 64931161 workmens compen1080
ComptrollerGenerals Report
sation 25067967 fidelity 65074419 surety 1
75898089 plate glass 4588472 burglary and theft
10460518 auto and teams property damage 64003
07 workmens collective 6137179 total 3678543 30
2 Deduct reinsurance Accident 523597
health 236033 fidelity 841922
surety 13854345 burglary and theft
826136 auto and teams property
damage 275750 total 165577 83
3 Deduct salvage Accident 15000 liabili
ty 381835 workmens compensation
14850 fidelity 14087974 surety
54725994 plate glass 60330 bur
glary and theft 191539 auto and
teams property damage 153118 total 696306 40
4 Total deductions Accident 538597 health 236033
liability 381835 workmens compensation 14850
fidelity 14929896 surety 68580339 plate glass
60330 burglary and theft 1017675 auto and
teams property damage 428868 total i
861884 2
5 Net amount paid policyholders for losses Accident 59
04778 health 2616810 liability 64549326 work
mens compensation 25053117 fidelity 50144523
surety 107317750 plate glass 4528142 burglary
and theft 9442843 auto and teams property dam
age 5971439 workmens collective 6137179 total 2816659 07
18 Investigation and adjustment of claims viz Accident
317869 health 25301 liability 10112347 work
mens compensation 745391 fidelity 5650841
surety 12588505 plate glass 515 burglary and
theft 348733 auto and teams property damage 3
58864 workmens collective 145996 total 302943 62
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 4538707 health 1390401 liability 299
66652 workmens compensation 5517188 fidelity
26424114 surety 51334530 plate glass 3717015
steam boiler 8201 burglary and theft 6981782
auto and teams property damage 2997084 work
mens collective 1713361 total 1345890 35
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 423354 67
30 Salaries traveling and all other expenses of agents not
paid by commissions 715092 20
31 Medical examiners fees and salaries 1148 50
32 Inspection other than medical and claim 30572 11CompteolleeGenebals Kepoet
1081
33 Kents including 4500000 for companys occupancy of
its own buildings 126038 82
34 Repairs and expenses other than taxes on real estate 20959 65
35 Taxes on real estate 13208 76
36 State taxes on premiums 114281 86
37 Insurance department licenses and fees 22838 88
38 All other licenses fees and taxes
40 State county and city tax on capital stock 33003 37
41 Taxes on personal property 64 59
42 Municipal licenses 5142 14
43 Legal expenses 31486 36
44 Advertising 47803 07
45 Printing and stationery 68341 78
46 Postage telegraph telephone and express 104872 20
47 Furniture and fixtures 16050 39
48 Stockholders for interest or dividends 200000 00
49 Other disbursements
Interest Munich Reinsurance Co reserve account 1098 72
Home office traveling expenses 7224 78
Associations and bureaus 9946 47
Dining room expenses 942 95
Subscriptions to charities books papers etc 3407 73
War stamps 1531 64
General miscellaneous expenses 19457 91
54 Agents balances charged off 23424 46
55 Gross loss on sale or maturity of ledger assets viz
Bonds per Schedule D 238 50
57 Total disbursements 6507025 55
IVLedger Assets
1 Book value of real estate per Schedule A 735006 64
2 Mortgage loans on real estate per Schedule B first liens 3000 00
3 Loans secured by pledge of bonds stocks or other collat
erals per Schedule C 29399 00
4 Book value of bonds 508977362 and stocks 468504
44 per Schedule D 5558278 06
5 Cash in companys office 1665 88
6 Deposits in trust companies and banks not on interest
per Schedule N 313599 92
7 Deposits in trust companies and banks on interest per
Schedule N 844468 14
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1914 Accident 2007119
health 2120666 liability 17965740
workmens compensation 289681621082
ComptrollerGeneral s Report
fidelity 15916568 surety 35650857
plate glass 2879630 steam boiler
5720 burglary and theft 6860076
auto and teams property damage 37
17442 workmens collective 2327557
total 1184101 37
On policies or renewals issued prior to Oc
tober 1 1914 Accident 404729
health 81947 liability 7248911
workmens compensation 5617503
fidelity 2073748 surety 10503965
plate glass 198871 burglary and
theft 270716 auto and teams prop
dam 819293 total 272196 83
25 Total
26 Bills receivable
27 Other ledger assets viz
Due by U S Gvt under contract
Accounts with suspended banks
Advance secured
Workmens Compensation Reinsurance and Insp Bureau
Deposit with New York Workmens Compensation Com
mission
Due for subscriptions dept Guaranteed attys
1456392 20
4500 00
0276 99
37175 97
80761 75
23646 38
2500 00
69348 20
31 Ledger assets as per balance Item 58 9106019 13
NonLedger Assets
32 Interest due 5208 and accrued 208 on mortgages
per Schedule B 54 1 i
33 Interest due 3588133 and accrued 3332846 on bonds
per Schedule D Part 1 68 209 79
34 Interest due on collateral loans per Schedule C Part 1 19 93
35 Interest on other assets Bank balances estimated 500 00
38 Rents due 18800 and accrued 3333 on companys
property or lease 22 33
44 Gross assets 9235024 34
Deduct Assets Not Admitted
46 Bills receivable 450o 00
50 Premiums in course of collection written prior to October
1 1914 272196 83
Guaranteed attys sub written prior to Oct 1 1914 2763 00ComptrollerGenerals Report
1083
53 Book value of ledger assets over market value viz
Bonds 29092737 stocks 3274319 total
323670 56
58 Admitted assets 8626893 95
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 1370400 health 659300 fidelity 218
29745 surety 63705859 plate glass 273838 bur
glary and theft 1570923 auto and teams property
damage 1825500 workmens collective 1774500
total 930100 65
3 Losses and claims incurred but not reported Accident
300000 health 100000 plate glass 25000 auto
and teams property damage 50000 total 4750 00
4 Losses and claims resisted Accident 4020000 fidelity
17964881 surety 27513295 burglary and theft
25000 auto and teams property damage 315700
total 498388 76
5 Total losses and claims Accident 5690400 health
759300 fidelity 39794626 surety 91219154
plate glass 298838 burglary and theft 1595923
auto and teams property damage 2191200 work
mens collective 1774500 total 1433239 41
Deduct reinsurance per Schedule E Accident 1979500
health 96000 fidelity 3456307 surety 3260797
burglary and theft 43114 auto and teams property
damage 280200 total 91159 18
6
7 Net unpaid claims except liability and workmens com
pensation claims excluding expenses of investigation
and adjustment Accident 3710900 health 6633
00 fidelity 36338319 surety 87958357 plate glass
298838 burglary and theft 1552809 auto and
teams property damage 1911000 workmens collec
tive 1774500 total 1342080 23
17 Special reserve for unpaid liability and workmens com
pensation losses 530695 00
20 Total unpaid claims 1872775 23
21 Estimated expenses of investigation and adjustment of
unpaid claims Accident 200000 health 100000
plate glass 50000 burglary and theft 100000 au
to and teams property damage 150000 workmens
collective 30000 total 6300 00
26 Gross premiums less reinsurance upon all1084 ComptkollerGenekal s Report
unexpired risks running one year or less
from date of policy 548387000 un
earned premiums fifty per cent 2657233 53
27 Gross premiums less reinsurance upon all unexpired risks running more than one year from date of policy 80170015
unearned premiums pro rata 379488 88
Gross premiums less reinsurance upon all
unexpired excise risks written in New
York state running one year or less from
date of policy 6845252 unearned pre
miums seventyfive per cent 51339 39
By gross premiums is meant the aggregate
of all the premiums written in the poli
cies or renewals in force Are they so
returned in this statement Answer yes
28 Total unearned premiums as shown by recapitulation
3088061 80
29 Commissions brokerage and other charges d ue or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident 610164 health
614993 liability 3342328 workmen s compensa
tion 2896816 fidelity 3278713 suretj 7344076
plate glass 878287 steam boiler 1430 burglary
and theft 1783620 auto and teams property dam
age 780663 workmens collective 421288 total 219523 78
34 Salaries rents expenses bills accounts fees etc due
9881 25
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the vear of
this statement 122907 80 5600 33
39
40 37277 77
42 Other liabilities viz
43 Munich Reinsurance Co reserve account 35280 42
44 Federal income tax deducted from salaries Voluntary reserve for contingencies 397 11 100000 00 100000 00
45
46 Voluntary reserve for depreciation bonds and Total amount of all liabilities except capital stocks
51 5598005 49
52 Capital actually paid up in cash 2000000 00
53 Surplus over all liabilities 1028888 46 3028888 46
Surplus as regards policvholders
54
Total liabilities
55 8626893 95

ComptrollerGenerals Report
1085
Business in the State of Georgia During 1914
Gross premiums less return premium on risks written or re
newed during the year Accident 1045632 health
587099 liability 3638407 workmens compensa
tion 9792 fidelity 2931846 surety 4882285
plate glass 292138 burglary and theft 483000
auto and teams property damage 529611 workmens
collective 34909 total 144347 19
Gross losses paid Accident 345336 health 354106 lia
bility 3152563 workmens compensation 6125
fidelity 737735 surety 831354 plate glass 1
08854 burglary and theft 73623 auto and teams
property damage 103585 workmens collective 445
40 total 57578 21
SUBSCRIBERS AT UNITED STATES LLOYDS OF NEW YORK CITY
3 South William Street
A Foster Higgins Herbert Appleton Douglas F Cox Attorneys for the
Subscribers under the firm name of Higgins Cox
A L Brooks Atlanta Attorney for Service
ICapital Stock
1 Amount of original deposit
paid up in cash 100000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1270646 51
4 Extended at 1270646 51
IIIncome
5 Gross premiums per item 2 VI page 6 2965016 05
6 Deduct reinsurance premiums Marine and inland 1
11781762 return premiums marine and inland 289
44472 total 1407262 34
7 Total premiums other than perpetual
11 Gross interest on bonds and dividends on
stocks less 31458 accrued interest on
bonds acquired during 1914 per Sched
ule D
1557753 71
33260 421086
ComptrollerGenerals Eeport
12 Gross interest on deposits in trust com
panies and banks per Schedule N 6209 33
13 Gross interest from all other sources On
sundry amounts from time to time in
hands of agents 460 91
17 Total gross interest and rents
18 From other sources Income tax withheld
27 Gross increase by adjustment in book value of ledger
assets viz Bonds per Schedule D
39930 66
290 00
1375 00
28 Total income 1599349 37
IIIDisbursements
1 Gross amount paid policyholders for losses including
38472303 occurring in previous years 1614743 05
2 Deduct amount received for salvage marine and inland
13665187 reinsurance marine and inland 637059
17 total
7
8
9
10
11
12
13
11
16
17
20
21
22
23
24
25
40
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency ex
penses
Salaries and expenses of special and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents
Advertising 111213 printing and stationery 723308
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Underwriters Boards and Tariff Associations
Fire department fire patrol and salvage corps assessments
fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes Emergency revenue tax
Other disbursements
Miscellaneous office expenses
Exchange
Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D
773711 04
871032 01
30979 82
305858 80
14513 99
11179 SI
118572 41
11360 68
8345 21
6301 05
3078 90
1116 16
1411 67
119 12
6650 97
26362 27
4620 17
411 78
7563 91
374 24
14826 88
41 Total disbursements 1 444711 ggComptrollerGenerals Report 1087
IVLedger Assets
4 Book value of bonds per Schedule D 822300 00
5 Cash in companys office 2 100 47
6 Deposits in trust companies and banks not on interest
per Schedule N 4g 728 70
7 Deposits in trust companies and banks on interest per
Schedule N 356696 67
8 Agents balances representing business written subse
quent to October 1 1914 140 028 32
9 Agents balances representing business written prior to
October 1 1914 53193 43
12 Other ledger assets viz
13 Cash with Morgan Grenfell Co 3 871 26
14 Cash with Broderick Leitch and Kendall 397 18
16 Total ledger assets as per balance Item 42 1425316 03i
NonLedger Assets
18 Interest accrued on bonds per Schedule D Part 1 11055 83
26 Market value not including interest in item 18 of bonds
and stocks over book value per Schedule D 29500 00
30 Gross assets 1465871 86
Deduct Assets Not Admitted
34 Agents balances representing business written prior to
October 1 1914 53193 43
41 Total admitted assets 1412678 43
VLiabilities
2 Gross claims for losses in process of adjustment or in
suspense plus 6080698 reserve for losses incurred
prior to December 31 of which no notice had been re
ceived on that date 533411 98
3 Gross claims for losses resisted 12065 00
4 Total 545476 98
5 Deduct reinsurance due or accrued 233748 91
6 Net amount of unpaid losses and claims 311728 07
8 Gross premiums less reinsurance cash1088
ComptrollerGenerals Report
and bills received and receivable upon
all unexpired inland navigation risks
at fifty per cent 32279499
Unearned premiums 3885096 pro rata
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks at fifty per
cent 32189828
Unearned premiums one hundred per cent
161397 49
16624 56
160949 18
38419 48
10 Total unearned premiums as computed above 377390 71
17 Salaries rents expenses bills accounts fees etc due
or accrued 1000 00
18 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement 25 000 00
23 All other liabilities Income tax withheld 290 00
26 Total amount of all liabilities except capital 71540S 78
27 Original deposit actually paid up in cash 100000 00
28 Surplus over all liabilities 597269 65
29 Surplus as regards policyholders 697269 65
30 Total liabilities 1412678 43
NOTE We beg to call your attention to the fact that under
the policy of the United States Lloyds the liability
of each Subscriber is UNLIMITED for each his pro
portion of every risk written making in addition to
the original deposits and undivided profits an enormous
protection for the policyholder and far in excess of
that afforded by a stock company
We would be glad to have you put a note in your
printed report calling attention to this unlimited lia
bility of each Subscriber
VIRisks and Premiums
1 In force on the 31 day of December as
per line 6 under this heading in last
years statement 65624734 00
2 Written or renewed during the year per
income No 5 657889654 00
4 Total 723514388 00
1204822 34
2965016 05
4169838 39ComptrollerGenerals Report 1089
5 Deduct those expired and marked off
as terminated 665789627 00 3095707 81
6 In force at the end of the year 57724761 00 1074130 58
7 Deduct amount reinsured schedule re
quired 23519737 00 352166 87
8 Net amount in force 34205024 00 721963 71
Business in the State of Georgia During 1914
27 Gross risks written 369i590 00
Less 7115400 risks cancelled and 312660200 reinsur
ance in companies authorized in Georgia 3197 756 00
Net risks written 493834 00
28 Gross premiums on risks written 14 4g8 13
Less 219428 return premiums and 554787 premiums
for reinsurance in companies authorized in Georgia 7 742 15
Net premiums received g 795 98
29 Losses paid deducting salvage 1 432 gg
Less losses on risks reinsured in companies authorized
in Georgia 609 60
Net losses paid 823 08
30 Losses incurred 1231 27
Less losses on risks reinsured in companies authorized in
Georgia 970 94
Net losses incurred 9g0 33ASSESSMENT FIRE COMPANIES
FARMERS COOPERATIVE FIRE INSURANCE CO OF JACKSON GA
J M Ball President J T Goodman Secretary
H M Fletcher Attorney for Service
2 Balance from previous year 77 11
IIIncome
1 Membership fees actually received 2060 03
4 Other payments by applicants and members Assessment
for losses 14204 00
8 Total recd from applicants and members items 1 to 7 16264 13
9 Deduct payments returned to applicants and members 14204 00
10 Net amount received from applicants and members 2C60 13
IIIDisbursements
3 Net amount paid members or policyholders for losses 14204 00
5 Commissions or brokerage to local agents 1236 07
8 Salaries of home office employees 630 00
10 Advertising 1150 printing and stationery 4903 total 60 53
11 Postage telegrams telephone and express 6 24
20 State premium tax 27 46
21 Insurance department licenses and fees 25 00
22 All other licenses fees and taxes
Eegistration fees 050 U S income 286 total 3 36
37 Total disbursements 16192 66
IVLedger Assets
7 Cash in associations office m 71 OS
8 Agents balances 77 SO
13 Total ledger assets as per balance item 38 148 SS
ComptrollerGenerals Report NonLedger Assets 1091
25 30 Assessment for losses not paid 2162 00

Gross assets 4 2310 88
Deduct Assets Not Admitted
35 Excess of item 23 of nonledger assets over correspond
36 ing liability for unpaid claims 2162 00 148 88
Other items viz Cash in office and in hands of agents
VLiabilities
2 Gross claims for losses in process of adjustment or in sus
2162 00
12 Estimated amount hereafter payable for federal state and other taxes based upon the business of the year
20 of this statement 67 25

Total amount of all liabilities except capital 2229 25
21 22 Surplus over all liabilities 81 25 2229 25
Total liabilities

Business in the Siafe of Georgia During 1914
No Amount
1 Policies or certificates in force December 31 1913
as per last statement 4552 4762837 00
2 Policies or certificates written during the year 488 574592 00
4 Total 5040 5337429 00
5 Deduct terminated or decreased during the year 110 104790 no
6 Total benefit certificates in force Dee 31 1914 4930 5232639 00
FARMERS MUTUAL FIRE INSURANCE CO OF DAWSON GA
B F Melton President W H Gun Secretary
W H Gun Attorney for Service
1 Balance from previous year 1 499 fg
IIIncome
1 Membership fees actually received 1181 46
2 Weekly monthly or annual due assessments or premiums 1382 441092 ComptrollerGenerals Keport
3 Assessments in addition to the regular weekly monthly
or annual dues
8 Total received from applicants and members items 1 to
7
IIIDisbursements
1 Gross amount paid members or policyholders for losses
4 Expenses of adjustment and settlement of claims
5 Commissions or brokerage
7 Salaries fees and all other charges of officers and direc
tors
8 Salaries of home office employees
10 Advertising 1000 printing and stationery 7125 total
11 Postage telegrams telephone and express
17 Inspections and surveys
20 State premium tax
21 Insurance department licenses and fees
22 All other licenses fees and taxes
37 Total disbursements items 1 to 36
IVLedger Assets
6 Deposited in trust companies and banks not on interest
7 Cash in associations office
9 Bills receivable
13 Total ledger assets as per balance item 38
Deduct Assets Not Admitted
32 Bills receivable
40 Total admitted assets
VLiabilities
1 Gross losses adjusted and unpaid due 30000 not yet
due 60500
11 Salaries rents expenses bills accounts fees etc due
or accrued
12 Estimated amount hereafter payable for federal state
10038 00
12601 90
9738 00
310 00
1181 46
150 00
276 48
81 25
62 16
127 00
19 14
25 no
33 00
12003 49
2185 12
150 00
663 27
2098 39
663 27
1435 12
905 00
50 0020
21
10
11
ComptrollerGenerals Eeport 1093
and other taxes based upon the business of the year
of this statement 15 00
Total amount of all liabilities except capital 970 00
Surplus over all liabilities 2 033 39
Total liabilities 2098 39
Business in the State of Georgia During 1914
No Amount
Policies or certificates in force December 31
1913 as per last statement 068 1364000 00
Policies or certificates written during the year 195 241000 00
Policies or certificates increased during the year 15000 00
Total 1263 1620000 00
Deduct terminated or decreased during the year 77 140700 00
Total benefit certificates in force Dee 31 19141186 1479300 00
Policies or certificates terminated by lapse and by
agreement during the year 77 128700 00
Policies or certificates decreased during the year 12000 00
Received during the year from members in Georgia 12601 90
FARMERS MUTUAL INSURANCE ASSOCIATION OF OAKMAN GA
T L Johnson President J p Hurt Secretary
J G B Erwin Attorney for Service
1 Balance from previous year 5 119 78
IIIncome
1 Membership fees actually received 4 960 43
9 Deduct payments returned to applicants and members 206 13
10 Net amount received from applicants and members 4754 30
IIIDisbursements
1 Cross amount paid members or policyholders for losses 220 07
4 Expenses of adjustment and settlement of claims 176 50
5 Commissions or brokerage 722 81
6 Salaries 120000 and expenses 43235 of special and
general agents 1632 35t 1094 GomptbollebGenebals Eepokt
11 22 37 Postage telegrams telephone and express All other licenses fees and taxes 23 88 46 00
Total disbursements items 1 to 36
7821 61
IVLedger Assets
6 7 13 Deposited in trust companies and banks not on interest Cash in associations office in notes 542 58 1509 89
Total ledger assets as per balance item 38
2052 47
Business in the State of Georgia During 1914
1 No Policies or certificates in force December 31 1913 as per last statement 1 061 Amount 6865 39
2 Policies or certificates written during the year 466 4960 43
FREE STATE COOPERATIVE FIRE INSURANCE OF DANIELSVILLE GEORGIA COMPANY
G 0 Griffith President J T Bakei G P Whitworth Attorney for Service Secretary
1 Balance from previous year 67 66
IIIncome
1 4 5 6 28 Membership fees actually received Other payments by applicants and members Assessments for three losses 238 81 1638 85 11 00
Total income items 10 to 27
1888 66
IllDisbursements
1 6 8 1 1 20 21 37 Gross amount paid members or policyholders for losses Salaries and expenses of special and general agents Salaries of home office employees secvtreas 1725 00 119 40 53 14 24 36 i 11 25 00
Postage telegrams telephone and express

Insurance department licenses uid fees
Total disbursements items 1 to 36
1953 01
ComptrollerGeneral s Keport
IVLedger Assets
9 Bills receivable matriculation fee unpaid
Business in the State of Georgia During 1914
1 Policies or certificates in force December 31 1913 as per
last statement
2 Policies or certificates written during the year
4 Total
5 Deduct terminated or decreased during the year
6 Total benefit certificates in force December 31 1914
7 Policies or certificates terminated by loss during the year
8 Policies or certificates terminated by lapse during year
10 Policies or certificates decreased during the year
11 Received during the year from members in Georgia
1095
56 35
173160 00
59030 00
232190 00
27868 00
204322 00
1725 I 0
26143 00
27868 CO
1888 66
THE GORDON COUNTY MUTUAL FIRE AND STORM INSURANCE CO
OF CALHOUN GA
H B Herrington President P L Hicks Secretary
F A Cantrell Attorney for Service
1 Balance from previous year 142 06
IIIncome
1 Membership fees actually received 52 50
2 Weekly monthly or annual due assessments or premiums 4064 48
8 Total received from applicants and members items 1 to
7 4116 98
9 Deduct payments returned to applicants and members 3 80
10 Net amount received from applicants and members 4113 18
IIIDisbursements
1 Gross amount paid members or policyholders for losses 3881 46
7 Salaries fees and all other charges of officers and direc
tors 140 00
10 Printing and stationery 6 50
11 Postage telegrams telephone and express 8 601096 ComptrollerGenerals Report 20 State premium tax 26 25 25 00 1141 00 25 37
21 Insurance department licenses and fees
VLiabilities 1 Gross losses adjusted and unpaid not yet due 19 Less cash on hand

22 Total liabilities 1115 63 622360 00 52550 00
Business in the State of Georgia During 1914 1 Policies or certificates in force December 31 1913 as per last statement
2 Policies or certificates written during the year
4 Total 674910 00 1ASVILLE Secretary 366 28 763 58
All business written in Gordon County Georgia we only operate in one county
SOUTH GEORGIA FARMERS FIRE INSURANCE CO OF THOI GEORGIA C L Heald President R0bt Alexander E L Neel Attorney for Service 11Income 1 Membership fees actually received
3 Assessments in addition to the regulr weekly monthly or annual dues

8 Total received from applicants and members items 1 to 1129 86 601 50
9 Deduct payments returned to applicants and members
10 Net amount received from applicants and members IIIDisbursements 1 Gross amount paid members or policyholders for losses 0 Salaries and expenses of special and general agents 7 Salaries fees and all other charges of officers and direc 528 28 001 50 219 97 194 61 36 00 12 00
9 Kent
10 Printing and stationery

20
21
25
26
18
1
2
4
5
ComptrollerGeneral s Report 1097
State premiums tax 4 qq
Insurance department licenses and fees 25 00
Arrears in back losses is 00
Arrears due by the company on secretarys com 24 78
Total disbursements items 1 to 36 1129 86
VLiabilities
Due incorporators for expenses of organization 36 00
Business in the State of Georgia During 1914
Xo Amount
Policies or certificates in force December 31
1913 as per last statement 348 328595 00
Policies or certificates written during the year 62 73269 00
Total 410 401864 00
Deduct terminated or decreased during the year 52 42725 00
Total benefit certificates in force Dec 31 1914 358 359139 00
Received during the year from members in Georgia 1129 86
SUN LIGHT FIRE INSURANCE COMPANY
Atlanta Ga
S J Sheffield President C A Penn Secretary
Col Walter McElreath Attorney for Service
1 Balance from previous year
IIIncome
1 Membership fees actually received
9 Deduct payments returned to applicants and members
10 Net amount received from applicants and members
IIIDisbursements
1 Gross amount paid members or policyholders for losses
4 Expenses of adjustment and settlement of claims
7 Salaries fees and all other charges of officers and direc
tors 2100 00
8 Salaries of home office employees 16 610 18
497 61
27616 60
426 57
27190 03
5595 28
433 no1098 ComptrollerGenerals Report
9 Rent 540 00
10 Advertising printing and stationery 1033 66
11 Postage telegrams telephone and express 296 77
12 Legal expenses 120 00
13 Furniture and fixtures 308 90
21 Insurance department licenses and fees 52 33
22 All other licenses fees and taxes 50 00
23 Other disbursements Traveling expenses 65 00
37 Total disbursements items 1 to 36 27207 12
IVLedger Assets
6 Deposited in trust companies and banks not on interest 4S0 52
NonLedger Assets
25 Net amount due from members 30043 65
26 Office furniture 750 00
27 Books and blanks 400 00
30 Cross assets 3119 65
Deduct Assets Not Admitted
37 Furniture books and blanks 1150 00
40 Total admitted assets 3052 1 1 7
Business in the State of Georgia During 1914
No Amount
1 Policies or certificates in force December 31
1913 as per last statement 6032 827600 00
2 Policies or certificates written during the year 8827 1157650 00
4 Total 14859 1985250 00
5 Deduct terminated or decreased during the year8975 1214900 00
6 Total benefit certificates in force Dec 31 1914 5884 770350 00ASSESSMENT LIFE COMPANIES
AMERICAN INSURANCE COMPANY OF SAVANNAH GA
Geo P Hamilton President H A Rushing Secretary
Gordon Saussy Attorney for Service
1 Balance from previous year
8888 48
IIIncome
1 Membership fees actually received
2 Assessments or weekly premiums collected
4 Total from applicants and members
5 Deduct payments returned to applicants and members
0 Net amount received from applicants and members
7 Gross interest receipts
On bonds and dividends on stocks per
Schedule D 175 00
On deposits in trust companies and banks 1 30
Rents from associations property owned 148 25
8 Total interest and renls
9 Borrowed money
10 From other sources Cash bond by collectors
17 Gross increase by adjustment in book value of ledger
assets viz Office equipment
18 Total income items 1 to 17
HIDisbursements
1217 GO
34631 87
35849 47
135 72
35713 75
324 55
3761 1
98 00
90 50
39997 91
1 Death claims
2 Sick and accident claims
2694 61
11775 62
3 Total paid to members ci 14 470 22
4 Commissions to agents 19 544 si
6 Salaries of officers and directors No 3 2 273 34
7 Salaries of office employees No 1 450 00
8 Salaries and fees paid lo medical examiners 40 26
9 Traveling expenses of managers and agents 388 221100
ComptbolleeGenebals Eepoet
10 Insurance department fees and licenses
11 Other licenses and fees
12 Taxes on premiums
13 Rent
14 Advertising 3500 printing and stationery 20550
15 Postage 10621 express 1948 telegraph and tele
phone 15125 total
16 Legal expense in litigating claims
17 Other legal expenses
18 Furniture and fixtures
19 Borrowed money including interest
21 Agents balances written off
22 General home office expenses
23 Branch office expenses
24 All other expenses
Clearing house
Taxes on real estate
Prem on fire ins policies 2364 prem on fidelity bond
1150 total
Repairs on real estate
29 Gross decrease by adjustment in book value of ledger
assets viz Real estate
30 Total disbursements
186 00
27 91
505 00
240 50
276 94
143 65
50 00
90 50
706 16
229 24
147 32
59 11
30 45
22 60
35 14
1 75
40220 94
IVLedger Assets
1 Book value of real estate less 247775 incumbranccs
per Schedule A
4 Book value of bonds per Schedule D
6 Deposited in trust companies and banks not on interest
7 Cash in associations office
11 Other ledger assets viz Furniture office equipment
14 Total ledger assets as per balance item 31
2522 25
4700 00
S9
18 61
1413 70
3655 45
NonLedger Assets
16 Interest accrued on bonds per Schedule D Part 1
21 Weekly dues duo and unpaid 76255 less 25 per cent for
collection 19064 total
23 Market value not including interest in item 15 of bonds
and stocks over book value per Schedule D
32 Cross assets
43 75
571 91
300 00
9571 1136
42
7
9
11
14
ComptrollerGenerals Eeport 1101
Deduct Assets Not Admitted
Book value of bonds and stocks over market value per
Schedule D 300 0T
Total admitted assets 9271 11
VLiabilities
Salaries rents expenses and bills accrued 169 50
Taxes due 88 10
Borrowed money 3301 11
Interest accrued on 230000 mortgage 26 83
All other liabilities Death claims 15000 sick claims
14673 total 296 73
Total 5388 74
Death claims Due and unpaid No 4 150 00
Sick and accident claims Adjusted and not yet due No
49 296 73
Insurance in force 12044415 150 on this amount or
net solvent assess required 1806 66
Business in the State of Georgia During 1914
No Amount
Policies or certificates in force December 31
1913 as per last statement 7589
Policies or certificates written during the year 8175
Policies or certificates revived during the year 287
Total 16051
Deduct terminated or decreased during the year 10503
Total benefit certificates in force Dec 31 1914 5548
CONTINENTAL AID ASSOCIATION OF ATLANTA GA
B M Cross President LeRoy Smith Secretary
1 Balance from previous year 6806 64
IIIncome
1 Membership fees actually received 4120 10
2 Assessments or weekly premiums collected 105943 17
4 Total from applicants and members 110063 271102 CoMPTROLLEBGrENERAL s REPORT
5 Deduct payments returned to applicants and members
6 Net amount received from applicants and members
7 Gross interest receipts On bonds and dividends on stocks
per Schedule D
10 From all other sources
11 Agents bond premiums
12 Donations from officers
13 Agents credit balances
18 Total income items 1 to 17
IIIDisbursement s
1 Death claims
2 Sick and accident claims
3 Total paid to members
5 Salaries and fees of managers not paid by commissions
8 Salaries of officers and directors
10 Insurance department fees and licenses
11 Other licenses and fees
12 Taxes on premiums
13 Rent
14 Printing and stationery
15 Postage express telegraph telephone other incidentals
16 Legal expense in litigating claims
21 Agents balances written off and bills payable
24 All other expenses Borrowed money from last year paid
29 Gross decrease by adjustment in book value of ledger
assets viz Bonds per Schedule D
30 Total disbursements items 1 to 29
IVLedger Assets
4 Book value of bonds per Schedule D
fi Deposited in trust companies and banks not on interest
7 Cash in associations office
9 Agents balances
11 Other ledger assets viz Furniture and fixtures
14 Total ledger assets as per balance item 31
NonLedger Assets
21 Weekly dues due and unpaid 195720 less 25 per cent
for collection 48930
32 Gross assets
194 4S
109868 79
200 00
29 00
4347 89
97 96
114543 64
8991 7i
37994 47
46986 23
55138 41
5160 00
211 00
478 42
131 02
1715 61
900 65
1991 03
254 15
7 00
1749 02
100 00
114821 14
5000 00
103 45
187 70
2 70
1233 29
6527 14
1467 90
7995 i433
38
42
9
11
13
14
li
ComptbollerGeneeals Repoet
Deduct Assets Not Admitted
Agents debit balances
Other items viz Furniture and fixtures
Total admitted assets
VLiabilities
Salaries rents expenses and bills accrued
Taxes due
Premiums paid in advance
Total admitted assets less total above item 7 or net
solvent assets as defined by Act of 1909
Death claims Due and unpaid accrued
Sick and accident claims Due and unpaid accrued
Total claims
Insurance in force 37434900 150 on this amount or
net solvent assets required
Business in the State of Georgia During 1914
Policies or certificates in force December 31 1913 as per
last statement
Policies or certificates written during the year
Total
Deduct terminated or decreased during the year
Total benefit certificates in force December 31 1914
Received during the year from members in Georgia
1103
2 70
1233 29
6759 05
97 96
73 21
267 20
6320 68
119 30
512 60
631 90
5615 24
379612 19
580870 10
960482 29
586133 29
374349 00
109868 79
GEORGIA MUTUAL INDUSTRIAL LIFE AND HEALTH INSURANCE
COMPANY OF AUGUSTA GA
G X Stoney President A M Sherrill Secretary
1 Balance from previous year 14442 82
IIIncome
1 Membership fees actually received 6381 mi
2 Assessments or weekly premiums collected 14571 01
All other payment by applicants and members 1412 L01104 ComptrollerGenerals Report
5 Deduct payments returned to applicants and members 140 95
6 Net amount received from applicants and members 153370 56
7 Gross interest receipts On bonds and dividends on stocks
per Schedule D 30
10 From all other sources
11 Deficiency g
14 Other sources 1 qi i
13 Agents bond reserve charged off 9 13
18 Total income items 1 to 17 156509 95
HIDisbursements
1 Death claims Q
2 hick and accident claims 47 450 02
3 Total paid to members 56 664
4 Commissions to agents 4 4S3 i a
r Salaries and fees of managers not paid by commissions 11550 37
6 Salaries of officers and directors 6889 25
7 Salaries of home office employees 3567 90
9 Traveling expenses of managers and agents 594 gg
10 Insurance department fees and licenses state 59 00
11 Other licenses and fees City j 22 92
12 Taxes on premiums
13 Ren 1 896 32
14 Advertising printing and stationery 937 3g
16 Legal expense in litigating claims 93 20
18 Furniture and fixtures Ul
21 Agents balances written off 3 185 11
22 General home office expenses gg4 0g
23 Branch office expenses 4 603
24 All other expenses Miscellaneous 44q 43
25 Agents special salaries 14588 96
26 Exchange and discount 20
27 Auditing fees 76500 longage 78699 total 1551 99
30 Total disbursements items 1 to 29 155 558 41
IVLedger Assets
4 Book value of bonds per Schedule D 5 200 00
6 Deposited in trust companies and banks not on interest 958 00
7 Cash in associations office 114 4fi
9 Agents balances debit 304 79
11 Other ledger assets viz Agency shortage 432 96
12
13
14
9
14
ComptbollebGeneeals Repobt
Furniture and fixtures
Cash advanced
Total ledger assets as per balance item 31
VLiabilities
Agents reserve bond
Death claims Due and unpaid
Insurance in force 49663100 150 on this amount or
net solvent assets required
Business in the State of Georgia During 1914
Policies or certificates in force December 31 1913 as
per last statement
Policies or certificates written during the 3rear
Total
Deduct terminated or decreased during the year
Total benefit certificates in force December 31 1914
Policies or certificates terminated by death during the year
Policies or certificates terminated by lapse during year
1105
3305 14
5484 23
31535 04
2015 82
445 00
7449 50
No
28826
45922
74748
45667
29081
403
45264
GUARANTY MUTUAL LIFE AND HEALTH INSURANCE COMPANY
OF SAVANNAH GEORGIA
Walter S Scott President L M Pollard Secretary
L M Pollard Attorney for Service
1 Balance from previous year
8712 12
IIIncome
1 Membership fees actually received 4578 60
2 Assessments or weekly premiums collected 93839 47
4 Total from applicants and members 98418 07
5 Deduct payments returned to applicants and members 110 75
6 Net amount received from applicants and members 98307 32
7 Gross interest receipts On mortgage loans
per Schedule B 44 001106
ComptrollerGenerals Report
On bonds and dividends on stocks per
Schedule D 225 00
On deposits in trust companies and banks 60 89
8 Total interest and rents
10 From all other sources
11 Account sale iron safe
12 Collectors bond reserve
13 Advanced by manager
18 Total income items 1 to 17
329 89
5 00 1899 71 29 16
100571 OS
IIIDisbursements
1 Death claims
2 Sick and accident claims
3 Total paid to members
4 Commissions to agents
5 Salaries and fees of managers not paid by commissions
6 Salaries of officers and directors No 6
7 Salaries of office employees No 18
8 Salaries and fees of medical examiners
9 Traveling expenses of managers and agents
10 Insurance department fees and licenses
11 Other licenses and fees
12 Taxes on premiums
13 Rent
14 Advertising 91350 printing and stationery 121505
15 Postage 55798 express 1866 telegraph and tele
phone 13100 total
16 Legal expense in litigating claims
17 Other legal expenses
20 Interest on guarantee fund certificates
22 Jeneral home office expenses
23 Branch office expenses
30 Total disbursements items 1 to 29
557 32
28634 04
34207 36
36944 80
9611 81
5125 00
3750 75
27 S5
1804 04
307 33
867 50
9 92
1465 25
2128 55
707 64
107 65
20 00
272 00
388 97
570 64
98317 06
IVLedger Assets
1 Book value of real estate per Schedule A
2 Mortgage loan on real estate per Schedule B first liens
4 Book value of bonds per Schedule I
5 Deposit in trust companies and banks on interest
2000 00
665 00
5225 00
653 97ComptrollerGeneral s Eeport
1107
7 Cash in associations office
11 Other ledger assets viz Furniture and fixtures
14 Total ledger assets as per balance item 31
1 67
2420 50
10966 14
NonLedger Assets
15 Interest accrued on mortgages per Schedule B
21 Weekly dues due and unpaid 402735 less 25 per cent
for collection
26 All other assets Sundries account
28 Annual payments in process of collection
not due 119899 00
29 Less estimated cost of collection 29974 75
30 Net amount due from members
32 Gross assets
17 50
3020 51
30 00
i924 25
103958 40
Deduct Assets Not Admitted
38 Net amount due from members in process of collection 89924 25
42 Total admitted assets 14034 15
VLiabilities
3 Premiums paid in advance 125 20
6 All other liabilities Collectors bond re
serve 189971 advanced by manager
2916 total 1928 87
7 Total
8 Total admitted assets less total above item 7 or net
sal vent assets as defined by Act of 1909
9 Death claims Adjusted and not yet due No 4
11 Sick and accident claims Adjusted and
not yet due No 164 450 75
Resisted No 8 35 00
12 Total sick and accident claims
14 Insurance in force 29787900 L50 on this amount or
net solvent assets required
2054 07
11980 08
80 00
485 75
4468 191108 CoMPTROLLERGrENERALs BePORT
Business in the State of Georgia During 1914
1 Policies or certificates in force December 31 1913 as
per last statement
2 Policies or certificates written during the year
3 Policies or certificates revived during the year
5 Total
6 Deduct terminated or decreased during the year
7 Total benefit certificates in force December 31 1914
8 Policies or certificates terminated by death during year
9 Policies or certificates terminated by lapse during year
10 Policies or certificates terminated by returned premiums
during the year
No
12225
32771
171
45167
27570
17597
270
27239
61
INDUSTRIAL LIFE AND HEALTH OF ATLANTA GA
J N McEachern President I 11 Sheffield Secretary
Walter McElreath Attorney for Service
1 Balance from previous year 96502 53
IIIncome
1 Membership fees actually received 26 955 60
2 Assessments or weekly premiums collected 871972 25
4 Total from applicants and members 898 927 85
5 Deduct payments returned to applicants and members 1211 05
6 Net amount received from applicants and members 897716 80
7 Gross interest receipts On mortgage loans
per Schedule B 1755 00
On bonds and dividends on stocks per
Schedule D 2 295 00
On deposits in trust companies and banks 30 46
8 Total interest and rents 4 081 46
18 Total income items 1 to 17 901798 26ComptrollerGeneral s Eeport
1109
IIIDisbursements
1 Death claims
2 Sick and accident claims
3 Total paid to members
4 Commissions to agents salaries and fees of managers not
paid by commissions
6 Salaries of officers and directors No 4
7 Salaries of office employees No 10
8 Salaries and fees paid to medical examiners
9 Traveling expenses of managers and agents
10 Insurance department fees and licenses
11 Other licenses and fees
12 Taxes on premiums
13 Rent
14 Advertising and printing and stationery
15 Postage express telegraph and telephone
16 Legal expenses in litigating claims and other legal exp
18 Furniture and fixtures
20 Interest on income certificates
22 General home office expenses and branch office expenses
24 All other expenses Reinsuring U S Health and Life
Insurance Company
30 Total disbursements items 1 to 29
61281 70
325797 10
387078 80
359486 27
53903 04
14800 00
137 10
15481 54
987 88
4600 08
4045 41
10249 89
5633 40
4228 23
2468 25
2691 07
2400 00
2880 78
12000 00
883071 74
IVLedger Assets
2 Mortgage loans on real estate per Schedule 15 first liens
4 Book value of bonds per Schedule D
5 Deposit in trust companies and banks on interest
6 Deposited in trust companies and banks not on interest
9 Agents balances debit 24620 credit 10592 net
14 Total ledger assets as per balance item 31
47550 00
49500 00
781 22
17257 55
140 28
1 1 5229 05
NonLedger Assets
15 Interest accrued on mortgages per Schedule B 1138 20
16 Interest accrued on bonds per Schedule D Part 1 34 16
20 Total interest and rents due and accrued 1172 36
21 Weekly dues due and unpaid 1459100 less 25 per cent
for collection 364775 10943 25
1110 CompteollerGeneeals Eeport
26 All other assets
27 Furniture and fixtures 8 000 00
28 Books and printing 500 aq
32 Gross assets 135jSU 66
Deduct Assets Not Admitted
33 Agents debit balances 140 28
38 Other items viz
39 Furniture and fixtures g 000 qq
40 Books and printing 00 qq
42 Total admitted assets j7 204 38
VLiabilities
2 Taxes accrued 575 76
6 All other liabilities Miscellaneous bills 1825 03
7 Total
100 79
8 Total admitted assets less total above item 7 or net
solvent assets as defined by Act of 1909 120 103 59
9 Death claims Due and unpaid No 28 gQ3 00
11 Sick and accident claims Adjusted and not yet due No
94 6260 45
14 Insurance in force 333381400 150 on this amount
or net solvent assets required 50 007 2
Business in the State of Georgia During 1914
No Amount
li Policies or certificates in force December 31
1913 as per last statement70837 1583302 00
2 Policies or certificates written during the year 74180 1125 231 00
5 Total145017 2708533 00
6 Deduct terminated or decreased during the year 70947 90827 00
7 Total benefit certificates in force Dec 31 191474070 1800260 00
12 Received during the year from members in Georgia 502218 90ComptrollerGenerals Report
1111
MUTUAL BENEFIT INDUSTRIAL LIFE INSURANCE ASSOCIATION
OF GEORGIA
Home Office Savannah Ga
Aaron Rauzin President J M Wood Secretary
1 Balance from last year 12042 06
IIIncome
1 Membership fees actually received 4961 50
2 Assessments or weekly premiums collected 132449 95
3 All other payments by applicants and
members 364 00
4 Total from applicants and members 13777o 4o
5 Deduct payments returned to applicants
and members
6 Net amount received from applicants and members 136830 25
7 Gross interest receipts
On bonds and dividends on stocks per
Schedule D 225 00
From all other sources 383 57
8 Total gross interest and rents 60
10 From all other sources Cash deposited by employees as
1375 35
bond
18 Total income items 1 to 17 138814 1
IIIDisbursements
1 Death claims 8919 10
2 Sick and accident claims 4403 70
3 Total paid to members 52956 80
4 Commissions to agents 52558 40
5 Salaries and foes of managers not paid by
19 1 Kf 3
commissions rjov oj
6 Salaries of officers and directors No 9 5137 70
7 Salaries of office employees No 6 1913 00
8 Salaries and fees paid to med examiner 96 81
9 Traveling expenses of managers and agts 358 10
10 Cnsurance department fees and licenses l 00
11 Other licenses and fees lfi5S 87
13 Kent L833 101112 ComptrollerGenerals Eeport
14 Advertising 2350 printing and station
ery 124977 total 1 273 27
15 Postage and express 31370 telegraph
and telephone 17140 total 485 10
16 Legal expenses in litigating claims 275 03
17 Other legal expenses 300 00
18 Furniture and fixtures ggi 50
22 General home office expenses 2 705 16
23 Branch office expenses 355 10
24 All other expenses
25 Exchange on checks 92 58
26 Cash bonds returned to employees 397 50
27 Suspense items 1 n
30 Total disbursements items 1 to 29 137 928 32
IVLedger Assets
4 Book value of bonds g qqq 00
6 Deposited in trust companies and banks
not on interest 909 9
7 Cash in associations office 1 432 87
9 Agents balances debit 327 20
10 Bills receivable 4 28 05
14 Total ledger assets as per balance item 31 12 927 91
NonLedger Assets
21 Weekly dues due and unpaid 234910
less 25 per cent for collection 58727 1761 83
26 All other assets
27 Furniture and fixtures 2 897 23
28 Suspense items 91
3h Ttal 4659 97
32 Gross assets J 17587 88
VLiabilities
3 Premiums paid in advance 841 55
6 All other liabilities Cash bonds deposited
by employees 1617 85
7 Ttal 2459 40
8 Total admitted assets less total above item 7 or net
solvent assets as defined by Act of 1909 15 128 48CompteollebGenebals Repoet 1113
9 Death claims Due and unpaid No 2 37 50
11 Sick and accident claims Due and unpaid
No 132 539 85
13 Total claims 677 35
14 Insurance in force 47741815 150 on this amount or
net solvent assets required 7161 27
Business in the State of Georgia During 1914
No Amount
1 Policies or certificates in force December 31
1913 as per last statement 20754 396520 00
2 Policies or certificates written during the year 30560
3 Policies or certificates revived during the year 1113
5 Total 52427
6 Deduct terminated or decreased during the year31855
7 Total benefit certificates in force Dec 31 191420572 424765 00
NATIONAL LIFE ASSOCIATION OF DES MOINES IOWA
James P Hewitt President Guy Barker Secretary
1 Balance from previous year 784346 21
IIIncome
1 Membership fees actually received 126394 42
2 Assessments collected 514139 91
3 All other payments by applicants and
members 1432 41
4 Total from applicants and members 641966 74
5 Deduct payments returned to applicants
and members 17316 03
6 Net amount received from applicants and members 624650 71
7 Gross interest receipts
On mortgage loans per Schedule B 21581 99
From all other sources 11888 50
8 Total interest and rents 33470 49
9 Borrowed money 4000 00
18 Total income items 1 to 17 662121 201114
ComptbollebGenebals Eepobt
IIIDisbursements
1 Death claims 316806 42
4 Commissions to agents 124 867 80
5 Salaries and fees of managers not paid by
commissions 2 157 25
6 Salaries of officers and directors No 10 17718 52
7 Salaries of office employees No 15 12677 73
8 Salaries and fees paid to med examiners 10079 00
9 Traveling expenses of managers and agts 2645 80
10 Insurance department fees and licenses 3741 68
11 Other licenses and fees 2 813 91
12 Taxes on premiums 7 336 01
3 Kent 300s 05
14 Advertising printing and stationery 6108 15
15 Postage express telegraph and telephone 523295
16 Legal expense in litigating claims 3271 23
17 Other legal expenses 3326 93
18 Furniture and fixtures 2 450 08
19 Borrowed money 9 361 95
24 All other expenses Sundry expense 1494 94
25 Inspection of risks 2 445 15
26 Settlement judgment 1913 Superior Court 6500 00
27 Taxes advanced on mortgages 208 90
30 Total disbursements
544252 15
IVLedger Assets
2 Mortgage loans on real estate per Sched
ule B first liens 514353 00
5 Deposit in trust companies and banks on
interest 35386 79
6 Deposited in trust companies and banks
not on interest 77 87
7 Cash in associations office 2033 05
10 Bills receivable not yet due 343186 78
11 Other ledger assets viz
12 Collected by F F Brydia Co now in pro
cess of audit and adjustment 7938 55
Total 902976 04
13 Less advance premiums paid trust fund 761 08
II Total ledger assets as per balance item 31 902214 96ComptrollerGenerals Eeport 1115
NonLedger Assets
15 Interest due 686545 and accrued 1385501 on mort
gages per Schedule B 20720 46
25 Mortuary assessments due and unpaid on last call made
within sixty days on insurance in force for which no
tices have been issued 43000 00
26 All other assets Agents balances debit 1635344
credit 143323 net 14920 1
32 Gross assets 980855 63
VLiabilities
1 Salaries rents expenses and bills accrued 2681 31
2 Taxes accrued 6750 00
7 Total 9431 31
8 Total admitted assets less total above item 7 or net
solvent assets as denned by Act of 1909 971424 32
10 Total death claims 43000 00
14 Insurance in force 33511000 00
THE PEOPLES HEALTH AND LIFE INSURANCE CO OF MACON GA
E Moore President F W J Disroon Secretary
Hon Wm A Wright Attorney for Service
1 Amount of cash on hand at beginning 5275 00
IIIncome
1 Membership fees actually received 698 25
2 Assessments or weekly premiums collected 4643 70
3 All other payments by applicants and
members 141 55
4 Total reed from applicants and members 5483 50
5 Deduct payments returned to applicants
and members 3 4o
6 Net amount received from applicants and members 548 05
7 Gross interest receipts On bonds and divi
dends on stocks per Schedule D 87 511116 ComptrolleeGenebals Eepoet
10 From all other sources
11 Agents balance j 25
12 Deficiency 24 00
18 Total income items 1 to 17
IIIDisbursements
1 Death claims 40 00
2 Sick and accident claims 993 95
3 Total paid to members 033 95
4 Commissions to agents j 220 52
5 Salaries and fees of managers not paid by
commissions 215 52
6 Salaries of officers and directors No 2 17 00
7 Salaries of office employees No 4 387 90
9 Traveling expenses of managers and agts 11 54
10 Insurance department fees and licenses 145 00
11 Other licenses and fees 51 00
13 Rent 264 00
14 Advertising 3600 printing and station
ery 38440 total 420 40
15 Postage 1499 express 355 telegraph
and telephone 731 25 85
17 Legal expenses 70 qo
18 Furniture and fixtures mg 50
22 General home office expenses 60 30
23 Branch office expenses 47 76
24 All other expenses
25 Application fees returned to agents 698 25
26 Agents special salaries 743 25
30 Total disbursements items 1 to 29
IVLedger Assets
4 Book value of bonds per Schedule D 4531 25
6 Deposited in trust companies and banks
not on interest jqp fiQ
7 Cash in associations office 343 00
9 Agents balances debit 106 21
14 Total ledger assets as per balance item 31
NonLedger Assets
21 Weekly dues duo and unpaid 69446 less
25 per cent for collection 17362 520 84
5592 80
5784 74
5083 0623
26
32
33
38
42
9
11
13
14
CompteolleeGenebals Eepoet 1117
Market value not including interest in
item 15 of bonds and stocks over book
value per Schedule D 468 75
All other assets Furniture and fixtures 119 50
Gross assets 6192 15
Deduct Assets Not Admitted
Agents debit balances 10621
Other items viz Furaiture and fixtures 119 50
Total 225 71
Total admitted assets 5966 44
VLiabilities
Salaries rents expenses and bills accrued 87 52
Premiums paid in advance 8 75
All other liabilities Resisted sick claims
claims due 237 00
Total 343 27
Total admitted assets less total above item 7 or net
solvent assets as defined by Act of 1909 5623 17
Death claims Due and unpaid No 1 10 00
Sick and accident claims Adjusted and
not yet due No 14 48 00
Resisted No 52 179 00
Total claims 237 00
Insurance in force 2699537 150 on this amount or
net solvent assets required 404 93
Business in the State of Georgia During 1914
No Amount
Policies or certificates written during the year 4739 57269 15
Policies or certificates revived during the year 6 163 00
Total4755 57432 15
Deduct terminated or decreased during the year 1826 30436 78
Total benefit certificates in force Dec 31 1914 2929 26995 37
Policies or certificates terminated by death dur
ing the year 6 57 001118
ComptbolleeGenebals Eepoet
9 Policies or certificates terminated by lapse dur
ing the year lS2Q
10 Policies or certificates terminated by cancellation
during the year 9
12 Received during the year from members in Georgia
0 379 78 75
5 480 05
PILGRIM HEALTH AND LIFE OF AUGUSTA GA
1143 Gwinnett Street
H C Young President T j Walker Secretary
Wm A Wright Attorney for Service
3 Balance from previous year 48 197 43
IIIncome
1 Membership fees actually received 10764 07
2 Assessments or weekly premiums collected 289195 08
4 Total from applicants and members 299959 15
5 Deduct payments returned to applicants
and members gg
G Net amount received from applicants and members 299 719 27
7 Gross interest receipts On mortgage loans
per Schedule B 170 00
On bonds and dividends on stocks per
Schedule D 200 00
On deposits in trust companies and banks 140 49
From all other sources Cash received by
agency from agents 344 23
Rents from associations property owned
including 60000 for associations
o1 120S 85
8 Total interest and rents 4 2 119 34
10 From other sources
11 Deficiency 4335 99
12 Fines changes of policies etc 415 79
13 Total from other sources g M
18 Total income items 1 to 17 306 935 62ComptrollerGenerals Report
1119
IIIDisbursements

1 Death claims 21620 75
2 Sick and accident claims 109973 26
3 Total paid to members 131594 01
4 Commissions to agents 101324 02
5 Salaries and fees of managers not paid by
commissions special 27734 67
6 Salaries of officers and directors No 3
and general manager 9721 61
7 Salaries of office employees No 27 8170 60
9 Traveling expenses of mgrs and agents 5753 34
11 Licenses and fees 2218 01
12 Taxes on premiums 02
13 Rent including 60000 for occupancy of
own building 2213 35
14 Advertising printing and stationery 2649 54
16 Legal expense in litigating claims 150 95
17 Other legal expenses 13 35
20 Interest on guarantee fund certificates 240 67
22 General home office expenses postage ex
press tel and fuel 7158 61
24 All other expenses Repairs on real estate 193 65
25 Exchange and discount 3218 auditing
53610 pref 33800 total 906 28
26 IrishAmerican Bank citizens trust deposit 11674 18
27 Longage 1567 40
30 Total disbursements items 1 to 29
314153 26
IVLedger Assets
1 Book value of real estate per Schedule A
2 Mortgage loans on real estate per Sched
ule B first liens
4 Book value of bonds per Schedule D
5 Deposit in trust companies and banks on
interest
6 Deposit in trust companies not on interest
8 Cash in hands of agents
9 Agents balances net
11 Other ledger assets viz Furniture fix
tures and cash fund
14 Total ledger assets as per balance item 31
9039 52
4761 00
5150 00
16505 51
3074 16
613 14
68 54
1767 92
40979 79
1120
ComptrollerGeneral s Report
NonLedger Assets
15 Interest accrued on mortgages per Sched
ule B
16 Interest accrued on bonds per Schedule
D Part 1
384 73
100 00
20 Total interest and rents due and accrued
21 Weekly ues due and unpaid 1122603 less 25 per cent
for collection
32 Gross assets
Deduct Assets Not Admitted
33 Agents debit balances
38 Other items viz Furniture and fixtures
42 Total admitted assets
VLiabilities
2 Taxes accrued 4
6 All other liabilities Agents bond re
serve
6255 22
7 Total
8 Total admitted assets less total above item 7 or net
solvent assets as defined by Act of 1909
9 Death claims Due and unpaid No 15
11 Sick and accident claims Due and unpaid
No 538
410 00
1422 99
13 Total claims
14 Insurance in force 95827000 150 on this amount or
net solvent assets required
Business in the State of Georgia During 1914
1 Policies or certificates in force December 31 1913 as per
last statement
2 Policies or certificates written during the year
5 Total
6 Deduct terminated or decreased during the year
4S4 73
8419 53
49884 05
68 54
1517 92
48297 59
6453 49
r Total benefit certificates in force December 31 1914
8 Policies or certificates terminated by death during year
9 Policies or certificates terminated by lapse during year
43362 M2
1832 99
14374 00
1204121 00
1612980 00
2817100 00
1612970 00
1204130 00
21620 75
1591349 25TABLE No 1
Showing Business Done by Fire Insurance Companies in Georgia for the Year Ending April 30 1914
to
to
NAME OF COMPANY
Aachen Munich
Aetna Fire Ins Co
Agricultural Ins Co
Alliance Ins Co
American Central
American Druggists Ins Co
American Home Ins Co
American Fire Ins Co
Atlanta Home Ins Co
Atlantic National
Atlas Assurance Co
Boston Ins Co
British America Assurance Co
Caledonian Ins Co
Camden Fire Ins Assn
Citizens Fire Ins Co
Citizens Ins Co
City of New York Ins Co
Columbia
Commercial Un Assurance Co
Commonwealth Ins Co
Concordia
Connecticut
Continental Ins Co
Dixie
Druggists Indemnity
Equitable Fre Marine
Fire
STATE
Germany
Connecticut
New York
Pennsylvania
Missouri
Ohio
South Carolina
New Jersey
Georgia
Georgia
England
Massachusetts
Canada
Scotland
New Jersey
Maryland
Missouri
New York
Georgia
England
New York
Wisconsin
Connecticut
New York
North Carolina
Ohio
Rhode Island
Risks Written
During Year
3045
21875
2305
1308
5098
186
401
2987
5368
5110
4512
574
1215
1245
1964
1452
3105
2151
5032
40188
1493
554
2312
12467
1236
416 00
208 00
954 00
500 00
798 00
687 00
450 00
137 00
463 00
035 00
520 00
203 00
393 00
923 00
552 00
597 00
412 00
il8 00
257 00
822 00
117 00
700 00
850 00
651 00
095 00
1203226 00
Total Prcms
37577 00
321559 00
27026 00
20782 00
81426 00
2900 00
8740 00
46395 00
89663 00
82375 00
68502 00
6889 00
17894 00
19586 00
19309 00
34405 00
56462 00
30051 00
97944 00
273512 00
14702 00
8795 00
35757 00
177569 00
24863 00
Losses Paid
20260 00
Losses Un
paid
29705 00
187450 00
18276 00
8362 00
64714 00
4231 00
22521 00
53854 00
37375 00
32779 00
8659 00
26695 00
13712 00
12560 00
21487 00
27046 00
11542 00
62133 00
148907 00
8494 00
2674 00
18668 00
96811 00
IS320 00
14377 00
31 00
10978 00
850 00
33 00
2975 00
79 00
5148 00
2268 00
6478 00
802 00
519 00
1546 00
8968 00
34 00
10626 00
10512 00
85 00
831 00
10875 00
1751 00
295 00
Fees
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
Tax
375
3215
270
207
814
29
87
463
448
82
685
68
178
195
193
344
564
300
97
2735
147
193
357
1775
248
77
5
26
82
26
00
10
95
32
38
O
o
Hi
H
W
O
f
b
H
W
6
02 K
89
94 m
86
00
05
62
51
94
12
02
00
57
60
63
W
w
o
w
19
202 60Equitable
FidelityPhoenix
FireAssocia1 ion
Firemans Fund Ins Co
Firemans Insurance Co
First National
Fitchburg Mutual
Franklin
Georgia
Georgia Home Ins Co
German Alliance Ins Co
German American Ins Co
Germania
Girard Fire Marine
Glenns Falls Ins Co
Globe Rutgers
Great Southern
HamburgBremen
Hanover
Hartford
Home Ins Co
Insurance Co of N America
Insurance Co of the State of Pa
Liverpool London Globe
Ltd England
Liverpool London Globe
London Lancashire
London Assurance Corp
Lumber Insurance Co
Lumbermens Mutual
Lumber Mutual
Lumber Underwriters
Mass Fire Marine
Mercantile Mutual
Milwaukee Mechanics Ins Co
NationalBen Franklin
South Carolina 1588609 00
New York 7447991 00
Pennsylvania 5621216 00
California 6648526 00
New Jersey 2325190 00
1 C 1071420 00
Massachusetts 281515 00
Pennsylvania 983566 00
Georgia 12204720 00
Georgia 4228387 00
New York 1972234 00
New York 9138597 00
New York 4432594 00
Pennsylvania 3185650 00
New York 3778385 00
New York 2426286 00
Kentucky 106775 00
Germany 2113583 00
New York 1896989 00
Connecticut 22209177 00
New York 21702576 00
Pennsylvania 42414824 00
Pennsylvania 1421834 00
England 14499753 00
New York 1469675 00
England 5016097 00
England 2041711 00
New York 204007 00
Ohio 305426 00 329306 00
Massachusetts
New York
Massachusetts 966023 00
Rhode Island 1187971 00
Wisconsin 3402832 00
Pennsylvania 12500 00
29512 00 24905 00 2348 001
107894 00 59633 00 5306 00
90784 00 53929 00 2757 00
112659 00 64064 00 955 00
29531 00 10594 00 6689 00
16053 00 22180 00 2061 00
4 322 00 1094 00 8172 00
19282 00 1692 00
208796 00 89901 00 4797 00
75167 00 62984 00 3933 00
31337 00 25869 00 5104 00
153142 00 124189 00 13128 00
72850 00 43072 00 11035 00
60865 00 46602 00 1003 00
55173 00 36902 00 2228 00
45330 00 17625 00 8456 00
2611 00 11143 00 16 00
29838 00 23558 00 1225 00
34869 00 22893 00 11061 00
376307 00 265548 00 37034 00
271868 00 222927 00 18833 00
355339 00 100946 00 11742 00
17244 00 18279 00
246804 00 200962 00 43033 00
17423 00 5221 00
57139 00 18645 00 7108 00
22898 00 11887 00 30 00
4304 00
5736 00 1676 00
10922 00 1674 00
6283 00 7443 00 19015 00
14708 00 2766 00
7636 00 1144 00 35 00
43 828 00 19739 00
189 00 284 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00l
295
1078
907
1126
295
160
43
192
208
375
313
1531
728
608
551
453
26
298
348
3763
2718
3553
172
12
94
84
59
31
53
22
82
97
83
37
42
50
64
73
30
10
39
69
Q
o
H
ft
O
g
H
W
i
Q
68
39 b
2468 04
174 23
571 39
228 98
43 04
57 36
109 22
62 83
147 08
76 36
438 28
1 89
w
o
w
H
to
COTABLE No 1Continued
Showing Business Done by Fire Insurance Companies in Georgia for the Year Ending April 30 1914
to
NAME OF COMPANY
National Fire of Paris
National
National Union
Newark
New Burns wick
New Hampshire
Niagara
NordDeutche
North British Mercantile
Northern Assurance Co
Northern Insurance Co
North River Ins Co
Northwestern National
Norwich Union Fire Ins Soc
Orient Ins Co
Pacific
Palatine Ins Co
Pennsylvania
Pennsylvania Lumbermens Mutl
Pennsylvania Millers Mutual
Peoples National
Phenix Fire of Paris
Phoenix Assurance Co
Phoenix Fire Ins Co
Providence Washington
Queen Ins Co
Rhode Island Ins Co
Fire
STATE
France
Connecticut
Pennsylvania
New Jersey
New Jersey
N Hampshire
New York
Germany
England
England
New York
New York
Wisconsin
England
Connecticut
New York
England
Pennsylvania
Pennsylvania
Pennsylvania
Pennsylvania
France
England
Connecticut
Rhode Island
New York
Rhode Island
Risks Written
During Year
237
14190
3933
846
1622
5640
2220
1738
7272
4330
309
1876
6
2487
1873
812
3562
4211
329
65
1035
94
4894
6397
6251
8665
859
280 00
490 00
290 00
635 00
760 00
419 00
265 00
943 00
891 00
129 00
205 00
987 00
050 00
340 00
506 00
195 00
479 00
452 00
320 00
891 00
784 00
675 00
323 00
804 00
737 00
970 00
588 001
Total Prcms
3589 00
129537 00
57033 00
14674 00
33576 00
50838 00
36380 00
26084 00
75590 00
61025 00
5195 00
29748 00
94 00
27829 00
26974 00
18666 00
57145 00
80856 00
6322 00
2450 00
18972 00
1233 00
53348 00
77148 00
63601 00
155713 00
12917 00
Losses Paid
13 00
86026 00
56297 00
4360 00
12946 00
47508 00
26807 00
4617 00
38673 00
21091 00
893 00
46610 00
12775 00
18050 00
3720 00
42982 00
46343 00
1669 00
128 00
10782 00
Losses Un
paid
Fees
10225
1401
210
3270
10029
685
2242
1727
9332
63
1636
256
279
1400
53
8417
27055 00
40497 00
23222 00
82005 00
2125 00
5869
10016
4371
35604
11
Tax
200 00
00 200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
35
1295
570
146
335
508
363
260
755
610
51
297
278
269
186
571
808
63
24
189
12
533
771
636
1557
129
SO
37
32
74 W
O
o
g
H
76
37
SO
84
90
25
95 fed
48
o
t1
t1
fed
W
i
Q
fed
A
w
W
o
w
HRoyal Exchange Assurance
Royal Insurance Co
Savannah
Scottish Union and National
Security Fire Insurance Co
Southern Mutual
Southern Underwriters
Springfield Fire Marine
Standard Fire Insurance Co
St Paul Fire Marine
Sun Insurance Office
Svea Fire Life Ins Co
Union Fire of Paris
United Firemens Ins Co
United States
West Chester
Western Assurance Co
Williamsburg City1
Yorkshire Insurance Co
England
England
Georgia
Scotland
Connecticut
Georgia
North Carolina
Massachusetts
Connecticut
Minnesota
England
Sweden
France
Pennsylvania
New York
New York
Canada
New York
England
Total
3775202 00
9048629 00
1292310 00
4641092 00
3124482 00
42504921 00
5119
1184
9183
4740
862
918
778
493
3737
2558
1755
1292
858 00
938 00
565 00
955 00
925 00
672 00
956 00
555 00
420 00
003 00
390 00
253 00
60042 00
127793 00
20715 00
56358 00
39687 00
385095 00
21006 00
91389 00
5187 00
34186 00
23006 00
111061 00
91402 00
10439 00
61444 00
72612 00
10757 00
13120 00
15663 00
8329 00
42059 00
30707 00
28248 00
20748 00
500414563 00
485340 00
91322 00
4597 00
35100 00
41718 00
8220 00
17309 00
5950 00
4645 00
26953 00
22381 00
12148 00
2833 00
3812 575 00
5870 00
16390 00
1526 00
22 00
6390 00
5525 00
305 00
5634 00
800 00
317 00
1027 00
1265 00
9486 00
441996 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
200 00
21000 00
600 41
1277 93
20 71
563 58
396 87
385 09
914 02
104 39
614 44
726 12
170 57
131 20
156 63
83 29
420 58
307 07
282 48
207 48
56874 82
O
o
g
H
w
o
t1
b
w
I
Q
fed
W
W
fed
d
o
w
H
toTABLE No 2
Showing Business Done by Old Line Life Insurance Companies in Georgia for the Year Ending April 30 1914
to
NAME OF COMPANY
STATE
Bisks Written
During Year
Total Ins in
Force
Total Prems
Received
Losses
Paid
Losses
Unpaid
Fees
Tax
AfroAmerican
Aetna Life Ins Co
A merican Cent ral
American National
Amicable
Atlantic
Bankers Reserve
Jherokee
Citizens National
Columbia
olumbian National
Comrl Life Casualty
Connecticut Mutual
Cosmopolit an
Empire
Equitable Life Assur Soc
Federal
Fidelity Mutual
Franklin
Germania
Home
Illinois
Independent
Indiana National
International
I nt erSout hern
Jefferson Standard
Life Ins Co of Va
Manhattan
Life
Alabama
Connecticut
Indiana
Texas
Texas
Virginia
Nebraska
ieorgia
Kentucky
Ohio
Mass
Georgia
Connecticut
Georgia
Georgia
New York
Illinois
Penn
Illinois
New York
New York
Illinois
Indiana
Missouri
Kentucky
N Carolina
Virginia
New York
1889671 00 9992872 00
3000 00 25500 00
501208 00 1426708 00
37
164
12
3113
441
795
806
780
777
2014
873
4
748
727
213
300
795
500 00
000 00
000 00
500 00
400 00
709 00
479 00
471 00
000 00
000 00
912 00
159 00
918 00
699 00
890 00
638 00
641 00
112500 00
319972 00
892500 00
3708989 00
307500 00
424
230
100
5059
635
2683
1956
2955
1066
14226
13874
182
4245
3234
1448
1911
3395
401 00
000 00
500 00
012 00
965 00
713 00
013 00
849 00
356 00
410 00
484 00
541 00
023 00
631 00
424 00
419 00
337 00
197500 00
1309266 00
1214800 00
265678 00
774 00
202957 001
11884 00
5725 00
7154 00
24089 00
124773 00
19031 00
98609 00
61616 00
91 156 00
30657 00
485059 00
447792 00
6235 00
151799 00
87712 00
48927 00
65754 00
84359 00
85670 00
17083 00
93058 00
1000 00
9125 00
26884 00
6000 00
6810896 00
2890380 00
4663 00
49469 00
30168 00
129677 00
258957 00
80263 00
16344
1500
41024
6000
82158
195832
2500
50680
28322
11585
3000
23761
6102 00
10000 00
17000 00
5519 00
11355 00
3000 00
5000 00
4500 00
3000 00
12000 00
39500 00
71848 00
28000 00
88 00
1028 00
5000 00
131 00
316 00
43 00
667 00
61 00
52 00
85 00
85 00
40 00
115 00
82 00
112 00
118 00
184 00
217 00
55 00
121 00
82 00
115 00
88 00
73 00
64 00
43 00
88 00
64 00
124 00
268 00
76 00
2656
7
2029
118
57
71
24
1217
190
986
308
941
30
485
4477
41
1517
877
489
657
843
78 O
74 2
58
84
54
08
72
31
69
08
07
92
61
99
42
27
51
59
46 63
494 69
301 68
1296 77
2589 57
802 63
25 g

r1
M
56 H

W
o
w
HMaryland
Massachusetts Mutual
Meridian
Metropolitan
Michigan Mutual
Missouri Slate
Mut ual Benefit
Mutual Life of New York
Natnl Life Ace Ins Co
National
National Life U S A
New England Mutual
New York
Nort h American
Northwestern Mutual
Pacific Mutual
PanAmerican
Penn Mutual
Philadelphia
Phoenix Mut ual
Pittsburg Life iv Trust
Prudential Ins Co
Reliance
Reserve 1 oan
Security Mutual
Soul hern
Southern Ins Co
Southern States
Southern Slates Mutual
St andard
State
State Mut Life Assur Co
State Mut Life Ins Co
Travelers Ins Co
Inion Central
U S Annuity
Volunteer State
Totals
Maryland
Mass
Indiana
New York
Michigan
Missouri
New York
New York
Tennessee
Vermont
Illinois
Mass
New York
Illinois
Wisconsin
California
Louisiana
Penn
Pa
Connecticut
Penn
New Jersey
Penn
Indiana
New York
N Carolina
Tennessee
Alabama
W Virginia
Georgia
Indiana
Mass
Georgia
Connecticut
Ohio
Illinois
Tennessee
110148 00
301057 00
288965 to
284554 OOl
iSO114 00
150540 00
701341 00
632391 00
118000 00
482750 00
090170 00
110898 00
2803211 00
10873370 00
3337771 00
35120844 00
2150654 00
1181491 00
18740472 00
30843909 00
029003 00
318554 00
328500 00
508153 00
265000 00
253910 00
191916 00
388500 00
112500 00
209000 00
8159057 00
2197903 00
6288925 00
28005110 00
6988 00
23271583 00
10970987 00
458220 00
30295535 00
2775000 00
1302708 00
14330562 00
2193016 00
1105500 00
2194177 00
85
377
75
1108
53
39
599
1017
48
228
101
200
911
713
107
10
1025
936 00
448 00
320 00
862 00
352 00
908 00
26i 00
131 oo
104 00
727 00
470 00
164 00
317 00
103 00
436 00
058 00
033 00
856 00
11905 00
39000 00
20784 00
395229 00
27910 00
7989 00
168711 00
461483 00
16847 00
54162 00
31681 00
73260 00
355938 00
237649 00
46921 00
7000 00
344000 00
162423 00
472910 00
102804 00
267809 00
342844 00
424820 00
438000 00
564712 00
986300 00
202746 00
537492 00
189
9417
458
939
6888
2143
7322
5109
17787
457
2180
103427 00
35720 00
427762 00
70645 00
38 173 001
73093 00
54137 00
12215 00
138263 00
14029 00
1000 00
28030 00
142 00
186 00
572 00
472 00
209 00
858 00i
430 00
741 00
299 00
619 00
282 00
6357 00
305963 00
13762 001
14565 OOi
157296 00
73661 00
237523 00
146897 00
539071 00
15130 00
69015 00
43 00
5360 00
6740 00
1000 00
4620 05
7 00
1523 00
10687 00
3000 00
11382 00
11382 00
100 00
210 00
2000 00
10316 00
64972 00
2000 00
916 00
52500 00
27552 00
66600 00
113816 00
191027 00
5000 00
15080 00
6000 00
75806586 00373058863 0011915594 00 4924003 oo229051 009979 00112251 01
10000 00
32000 00
15000 00
82 00
190 00
79 00
676 00
82 00
73 00
340 00
175 00
139 00
268 00
256 00
112 00
37000
43 00
271 00
151 00
64 00
928 00
86 00
121 00
55 00
190 00
40 00
76 00
121 00
115 00
58 00
160 00
52 00
106 00
73 00
58 00
85 00
358 00
109 OOi
151 001
91 00
11
S59
3774
753
088
533
399
5992
10171
481
2287
1014
2001
9113
1
7134
1070
100
10258
36
48
25
62
52
08
66
31
04
27
70
64
17
03
36
58
33
56
1034
357
4277
766
381
730
27
20
02
45
73 oo
93
63
1529
137
14
1572
736
1187
1468
6573
151
690
56
81
62
56
96
61
61
97
04
30
15
O
o
g
H
SJ
O
f
f
H
W
Q
w
M
a
W
o
w
HTABLE No 3
Showing Business Done by Assessment Life Fire and Accident Insurance Companies in Georgia for the Year Ending April 30 1914
OD
O
o
K
H
a
o
p
p
H
W
Q
H
fe
P
P
NAME OF COMPANY
STATE
Risks Written
During Year
Total
Premiums
Losses
Paid
Losses
Unpaid
Fees
Tax
American Ins CoLife
Atlanta Mutual Ins Co
Bankers Health and Life
Continental Aid
Farmers CooperativeFire
Farmers Mutual
Farmers Mutual
Farmers Protective
Free State Cooperative
German Mutual
Georgia MutualLife
Gordon County MutualFire
Guaranty Mutual Life
HealthLife
Guaranty Fund
Industrial Life and Health
Mutual Livestock
Mutual Benefit Industrial
Merchants Life Assn
National Life Assn
N C Mutual Provt Assn
Peoples Health and Life
Pilgrims Health and Life
South Georgia FarmersFire
Sunlight
Union Mutual Life Assn Life
U S Health and Life
Savannah Ga
Atlanta Ga
Macon Ga
Atlanta Ga
Jackson Ga
Dawson Ga
Oakman Ga
Lithonia Ga
Danielsville Ga
Savannah Ga
Augusta Ga
Calhoun Ga
Savannah Ga
Nebraska
Atlanta Ga
Colbert Ga
Savannah Ga
Iowa
Iowa
North Carolina
Macon Ga
Augusta Ga
Thomasville Ga
Atlanta Ga
Atlanta Ga
Atlanta Ga
504498 00
116000 00
361821 00
80835 00
207458 00
1419160 00
43250 00
46542 00
130170 00
190316 00
109062 00
2747 00
1914 00
5540 00
2386 00
611 00
16214 00
129893 00
2625 00
78340 00
460535 00
130309 00
1245 00
1959 00
56157 00
82017 00
115250 00
282612 00
410 00
26492 00
196961 00
17968 00
52444 00
75459 00
45673 00
166 00
6327 00
2950 00
735 00
3265 00
48593 00
4233 00
29547 00
193266 00
50879 00
2000 00
10933 00
111918 00
2704 00
4195 00
94280 00
457 00
400 00
1130 00
1040 00
91 00
223 00
307 00
211 00
25 00
25 00
25 00
25 00
25 00
25 00
277 00
25 00
229 00
91 00
421 00
43 00
187 00
118 00
106 00
148 00
40 00
151 00
25 00
25 00
334 00
148 00
Total 2930289 00 1873040 00 757265 00 3027 00 3350 002618 69
46 54
130 16
190 31
109 06
27 46
19 14
55 40
23 85
6 11
81 07
129 87
26 25
78 83
460 53
130 31
12 45
19 59
561 57
2826
4 10
26 50
196 96
w
hj
O
W
HTABLE No 4 t
Showing Business Done by Accident Marine and Bonding Insurance Companies in the State of Georgia for the Year Ending April 30 1914 O
NAME OF COMPANY
STATE
Risks Written
During Year
Total
Premiums
Losses
Paid
Losses
Unpaid
Fees
Tax
Aetna Aec Liab Co
Aetna Life Ins Co Ace Dept
American Bonding Co
American Casualty Co
American CreditIndemnity Co
American Life Ace Ins Co
American Surety Co
Columbia Ins Co
Continental Casualty Co
Employers Liab Assur Corp
Equitable Surety Co
Federal Casualty Co
Fidelity iV Jasualty Co
Fidelity Deposit Co
Frankfort General Ins Co
General Accident
ieneral Indemnity
Georgia Casualty Co
Globe Indemnity Co
Great Eastern Casualty Co
Hartford Steam Boiler
1 n t erst ate Casualty
Interstate Life Accident
Kentucky Live Stock Co
Lloyds Plate Glass
London Lancashire G A
London Guar Accident
Loyal Protective Insurance Co
Connecticut
Connecticut
Maryland
Pennsylvania
New York
Missouri
New York
New Jersey
Indiana
England
Missouri
Michigan
New York
Maryland
German
Scotland
New York
Georgia
New York
New York
Connecticut
Alabama
Tennessee
Kentucky
New York
New York
England
Mass
8717300 00
188974 00
3850 00
2617 00
16302384 00
747567 00
1307116 00
5293 00
119000 00
12094500 00
322125 00
1858834 00
41774 00
82920 00
382 00
10128 00
10379 00
11156 00
38301 00
13404 00
69719 00
20076 00
3688 00
4169 00
105065 00
78859 00
2153 00
55830 00
18019 00
35858 00
1001 00
3918 00
3746 00
5042 00
2967 00
4105 OO
35771 00
1052 00
8 00
1732 00
OS814 00
44281 00
49 00
28753 00
5333 00
27076 00
13455 00
3015 00
103414 00
1538766
6969 00
77096 01
2991 00
11748 00
24676 00
12359 00
41815 00
58819 00
2755 00
3007 00
856 00
5564 00
24961 00
150 00
248 00
3308020 00
130175 00
1389 00
1264 00
23747 00
2125 00
409 00
108 00
12405 00
1619 00
73 00
600 00
43 00
70 00
43 00
79 00
595 00
73 00
256 00
67 00
115 00
52 00
193 00
232 00
46 00
202 00
40 00
127 00
43 00
214 00
205 00
40 00
145 00
40 00
64 00
43 00
82 00
76 00
417
829
3
74
20
S2
13 89
12 64
237 47
21 24
O
o
101 28 d H
103 79 W
111 55 J p
383 00 P
134 04 w w 1
697 19
200 75 UJ
36 88 ts
41 69
1050 65 ft
788 59
21 53
558 30 W
77 09 H
29 91 C
117 48 ft H
246 75
123 59
418 15
Maryland Casualty
Maryland Motor Car Co
Masonic Mutual Accident
Masonic Protective Assn
Massachusetts Bonding Ins
Metropolitan Casualty
National Casualty
National Surety
New England Casualty
New York Plate Glass
North American Accident
Ocean Guar Accident Corp
Preferred Accident
Provident Life Accident
Ridgely Protective Assn
Royal Casualty
Royal Indemnity
Standard Accident
Standard Marine
Thames Mersey Marine
Travelers Indemnity
Travelers Insurance Co
Union Marine
IT S Casualty
US Fidelity Guar
U S Health Accident
USLloyds
Maryland
Maryland
Mass
Mass
Mass
New York
Michigan
New York
Mass
New York
Illinois
England
New York
Tennessee
Mass
Missouri
New York
Michigan
New York
England
Connecticut
Connecticut
England
New York
Maryland
Michigan
New York
3547937 00
524725 00
586 00
2687378 00
127600 00
10148414 00
2585000 00
2148747 00
212411 00
185360 00
3460 00
4925508 00
463086 00
30049000 00
905100 00
3930485 00
152698 00 80417 00 32756 00
5497 00
13958 00
22323 00
8958 00
6640 00
22111 00
22743 00
3144 00
22690 00
63995 00
8393 00
7536 00
10193 00
11896 00
61995 00
41845 00
37856 00
15616 00
176638 00
9452 00
62555 00
149474 00
8834 00
18022 00
Totals8107552552 001670460 008795201 008290736 008 6587 00 816428 82
3070
7854
IS457
1910
5965
17860
4457
1258
12288
55243
3866
3714
9619
3096
17065
27799
2864 00
1971 00
553 00
304 00
13857 00
400 00
4085 00
9141 00
362 00
517 00
19594 00
7511 00
6326 00
74866 00
3426 00
28936 00
48713 00
6057 00
4878 00
2365 00
3860 00
28653 00
253 00
415 00
373 00
43 00
61 00
67 00
127 00
97 00
112 00
355 00
46 00
73 00
232 00
82 00
58 00
73 00
64 00
109 00
130 00
232 00
43 00
46 00
124 00
70 00
94 00
436 00
106 00
76 00
1520 97
54 97
139 58
223 23
89 58
66 40
221 11
227 43
31 44
226 90
639 95
83 93
75 36
101 93
118 96
619 95
418 45
37856
156 16
766 38
94 52
625 55
494 74
88 34
180 22
Q
o
g
H
w
O
g
t1
H
W
M

W
H
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H1132
ComptrollerGenerals Eeport
TABLE No 5
Showing Fraternal Orders Doing Business in this State
NAME OF COMPANY
STATE
FEES
American Woodmen
Ben Hur
Catholic Knights
Columbian Woodmen
Columbian Fraternal
Fraternal Prov Assn
Fraternal Mystic Circle
Fraternal Union of America
Golden Cross
Golden Seal
Grand Fraternity
Heptasapho
Homes Friend
Knights of Columbus
Knights of Honor
Knights of Maccabees
Knights of Pythias
Knights of Moses
Ladies of Maccabees
Masonic Relief Assn
Masons Annuity
Masonic Mutual Life Assn
Modern Brotherhood of America
Modern Woodmen of America
National Union
Praetorions
Puritaus
Railway Mail Officials Assn
Royal Arcanum
Royal Neighbors
Southern Woodmen
United Commercial Travelers
Woodmens Circle
Woodmen of the World
Woodmen Independent Order
Colorado
Indiana
Missouri
Georgia
Dist of Columbia
Georgia
Pennsylvania
Colorado
Tennessee
New York
Pennsylvania
Maryland
Georgia
Connecticut
Missouri
Michigan
Indiana
Georgia
Michigan
Georgia
Georgia
Dist of Columbia
Iowa
Illinois
Ohio
Texas
Pennsylvania
New Hampshire
Massachusetts
Pennsylvania
Alabama
Ohio
Nebraska
40 00
40 00
40 00
40 00
40 00
40 00
40 00
40 00
40 00
40 CO
40 00
40 00
40 00
40 00
40 00
40 00
40 00
10 00
40 00
40 00
40 00
40 00
40 00
40 00
40 00
40 00
40 00
40 00
40 00
40 00
40 00
40 00
40 00
40 00
hi oo
1400 00TABLE No 6
Comparative Tables Showing Business Done by Insurance Companies in the State of Georgia for the Years 1910 to 1914 inclusive
Amount
Insurance in
Force
Premiums
Losses
Fees
Taxes
Total
Q
o
g
H
w
o
b
s
w
Q
51
16 p
1910
1910
1910
1910
1911
1911
1911
1911
1912
1912
1912
1912
1912
1913
1913
1913
1913
1913
1914
1914
1914
1914
1914
Fire
Life
Assessment
Accident Casualty and Surety
Fire
Old Line Life
Assessment Life
Accident Casualty and Surety
Fire
Life
Assessment Life and Accident
Accident Casualty and Surety
Fraternal Orders
Fire
398735
609499
26249
120670
415974
320936
17800
163242
426571
344601
21366
127869
304 29
315 20
809 41
025 78
670 55
201 10
980 50
507 88
996 12
245 93
093 55
126 86
5348
8703
1210
1024
5505
9965
1 392
1107
6207
10629
1574
1254
056 40
437 12
107 20
291 26
043 26
386 90
946 05
860 88
400 49
824 88
739 37
898 06
Life
Assessment Life Accident and Fire
Miscellaneous
Fraternal
Fire
438777513 25
355342461 00
10905454 55
183348497 13
6098817 18
10801841 92
1668098 16
1701928 02
Life
Assessment Life and Accident
v iscellaneous
Frai ernal
500414563 00
373058863 00
107552552 00
6485340 00
11915594 00
1873040 00
1670460 00
2524
3071
650
441
2728
3822
534
534
3296
3558
704
569
704 85
620 86
344 19
788 09
535 51
902 06
753 59
200 55
195 19
097 72
598 80
747 71
3217920 13
4037640 99
751487 22
845667 17
297391 27
206479 83
11500 00
183797 96
441394 58
164778 56
1485 89
125855 27
546144 64
305412
26692 67
140610 29
14985 00
5593 80
4152 60
4612 80
16176 85
6012 55
2846 80
5054 20
17217 00
7525 60
3006 20
5168 40
48628
84075
4769
9953
50447
90458
3214
10918
53553
96813
3131
11326
48
59
91
47
SO
32
93
10
66
812575 00
4924003 00
757265 00
795201 00
343336 88
301601 03
2243 08
201374 56
441776 00
22901 00
290736 00
22200 00
10050 00
3108 00
6633 00
1560 00
21600 00
9979 00
3350 00
6587 00
1400 00
53264 11
110249 29
2298 63
15807 26
56874 82
112273 30
2618 69
16428 82
w
o
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H
COINDEX
FIRE COMPANIES
A
AACHENMUNICH FIREU S BRANCH
Statement of 1
ETNA FIRE INS CO HARTFORD CONN
Statement of 4
AGRICULTURAL FIRE INS CO WATERTOWN N Y
Statement of 10
ALLIANCE INS CO PHILADELPHIA PA
Statement of 15
AMERICAN KXTRAL STOCK FIRE MO
Statement of 24
AFRICAN DRUGGISTS STOCK FIRE INS CO OHIO
Statement of 28
AMERICAN INS CO NEWARK N J
Statement of 19
ATLANTA HOME INS CO ATLANTA
Statement of 2
ATLAS ASSURANCE CO LONDON ENG
Statement of 36
B
BOSTON INS CO MASS
Statement of 40
BRITISH AMERICA ASSURANCE CO CANADA
Statement of 45
C
CALEDONIAN FIRE INS CO N Y
Statement of
CAMDEN INS CO N J
Statement of 531136 CoMPTROLLERGrENERAL s REPORT
CENTRAL MFRS MUTUAL OHIO
Statement of gg
CITIZENS INSCO MISSOURI
Statement of g2
CITY OF NEW YORK INS CO N Y
Statement of g
COMMERCIAL UNION ASSN CO ENG
Statement of gg
COMMONWEALTH INS CO N Y
Statement of 74
CONCORDIA FIRE INS CO WIS
Statement of 77
CONNECTICUT FIRE INS CO CONN
Statement of g2
CONTINENTAL INS CO N Y
Statement of gg
COUNTY INS CO PA
Statement of 92
E
EQUITABLE FIRE MARINE INS CO E I
Statement of oq
EQUITABLE INS CO S C
Statement of 100
F
FEDELITYPHCENIX INS CO N Y
Statement of 105
FIRE ASSOCIATION PA
Statement of no
FIREMANS FUND INS CO CAL
Statement of 115
FIREMEN S FIRE INS CO N J
Statement of 121
FIRST NATIONAL FIRE INS CO U S D C
Statement of 125
FITCHBURG FIRE INS CO
Statement of 131
FRANKLIN FIRE INS CO PA
Statement of 135
ComptrollerGenerals Eeport 1137
G
GEORGIA HOME EIRE INS CO GA
Statement of 139
GERMAN ALLIANCE INS CO N Y
Statement of 144
GERMANAMERICAN INS CO N Y
Statement of 147
GERMANIA FIRE INS CO N Y
Statement of 152
GIRARD FIRE MARINE INS CO PA
Statement of 157
GLENS FALLS INS CO N Y
Statement of 162
GLOBE AND RUTGERS FIRE INS CO N Y
Statement of I67
H
HAMBURG BREMEN FIRE INS CO GERMANYN Y
Statement of 1
HANOVER FIRE INS CO N Y
Statement of I7
HARTFORD FIRE INS CO CONN
Statement of 81
HOME INSURANCE CO N Y
Statement of I6
I
INSURANCE CO NORTH AMERICA PA
Statement of m
INSURANCE CO STATE OF PA PA
Statement of 96
L
LIVERPOOL LONDON GLOBE INS CO ENG
Statement of 20
LIVERPOOL LONDON GLOBE INS CO N Y
Statement of 2071138 ComptrollerGenerals Report
london assurance cor n y
Statement of oj
LONDON LANCASHIRE FIRE INS CO ENG N Y
Statement of 215
LUMBER MUTUAL FIRE INS CO MASS
Statement of i 220
LUMBER UNDERWRITERS OF N Y
Statement of 224
LUMBERMENS MUTUAL FIRE OHIO
Statement of 298
M
MASSACHUSETTS FIRE AND MARINE MASS
Statement of 232
MERCANTILE MUTUAL FIRE R I
Statement of 236
MILWAUKEE MECHANICS INS CO AVIS
Statement of 240
N
NATIONAL BEN FRANKLIN FIRE INS CO
Statement of i 245
NATIONAL FIRE NS CO FRANCE
Statement of 260
NATIONAL FIRE INS CO CONN
Statement of 210
NATIONAL UNION PIBE INS CO PA
Statement of 255
NEWARK FIRE INS CO N
Statement of 973
NEW BRUNSWICK FIRE INS CO N J
Statement of 264
NEW HAMPSHIRK PEBE IXS N H
Statement of 268
NIAGARA FIRE INS CO X V
Statement of 27s
NOBDDEUTSCHE PIBE NS CO X V
Statement of oaoCOMPTROLLERGrENERALs EePORT 1139
NORTH BRITISH AND MERCANTILE FIRE INS CO U S N Y
Statement of 287
NORTHERN ASSURANCE CO Ltd ENG
Statement of 295
NORTHERN INS CO N Y
Statement of 300
NORTH RIVER INS CO N Y
Statement of 291
NORTHWESTERN NATIONAL EIRE INS CO WIS
Statement of 303
NORWICH UNION FIRE SOCIETY ENGLAND N Y
Statement of 308
O
ORIENT INS CO HARTFORD CONN
Statement of 313
P
PACIFIC FIRE INS CO N Y
Statement of 318
PALATINE INS CO Ltd ENGLAND
Statement of 321
PENNSYLVANIA FIRE INS CO PA
Statement of 325
PENNSYLVANIA LUMBERMENS FIRE PA
Statement of 329
PENNSYLVANIA MILLERS FIRE INS CO PA
Statement of 333
PEOPLES NATIONAL FIRE INS CO PA
Statement of 337
PHENIX FIRE INS CO FRANCE
Statement of 342
PHOENIX ASSURANCE Ltd ENGLAND
Statement of 340
PHOENIX FIRE INS CO CONN
Statement of 351
PROVIDENCEWASHINGTON FIRE R I
Statement of 3551140 ComptrollerGenerals Eepoet
Q
QUEEN INS CO OF AMERICA N Y
Statement of o
ioO
E
RHODE ISLAND INS CO
Statement of
36o
ROYAL EXCHANGE ASSURANCE ENGLAND
Statement of
ob9
ROYAL INS CO Ltd ENGLAND
Statement of
old
S
ST PAUL FIRE MARINE INS CO
Statement of
0 9
SAVANNAH FIRE INS CO GA
Statement of
185
SCOTTISH UNION NATIONAL INS CO
Statement of 0QO
OOO
SECURITY INS CO CONN
Statement of
SOUTHERN MUTUAL FIRE GA
Statement of
SOUTHERN UNDKRWRITERS STOCK FTRE
Statement of
SPRINGFIELD FIRE AND MARINE MASS
Statement of a
STANDARD FERE INS CO
Statement of
STERLING FIRE INS CO IND
Statement of o
SUN INS co ENGU S BRANCH
Statement of
41
8VEA FIRE AND LIFE Ltd SWEDEN
Statement of 490ComptrollerGenerals Eeport 1141
u
UNION FIRE INS CO FRANCE
Statement of 426
UNITED STATES FIREMENS FIRE PA
Statement of 429
UNITED STATES FIRE INS CO N Y
Statement of 434
W
WESTCHESTER FIRE INS CO N Y
Statement of 437
WESTERN ASSURANCE CO CANADA
Statement of 442
WILLIAMSBURG CITY FIRE INS CO
Statement of 446
Y
YORKSHIRE INS CO Ltd ENGLAND U S BRANCH
Statement of 451
LIFE COMPANIES

A
vETNA LIFE INS CO CONN
Statement of 455
AFROAMERICAN LIFE ALA
Statement of 4r
AMERICAN CENTRAL LIFE
Statement of 468
AMERICAN NATIONAL INS CO TEXAS
Statement of 474
ATLANTIC LIFE INS CO VA
Statement of 47fi
B
BANKERS RESERVE LIFE CO NEB
Statement of 4821142 ComptrollerGeneral s Eeport
c
CHEROKEE LIFE INS CO GA
Statement of 487
COLUMBIA LIFE INS CO OHIO
Statement of 493
COLUMBIAN NATIONAL LIFE MASS
Statement of 499
COMMERCIAL LIFE CASUALTY CO
Statement of 492
CONNECTICUT MUTUAL LIFE CONN
Statement of 507
COSMOPOLITAN LIFE GA
Statement of 514
E
EQUITABLE LTFE ASSURANCE SOCIETY N Y
Statement of 519
F
FEDERAL LIFE INS CO ILL
Statement of 529
FIDELITY MUTUAL LIFE INS CO PA
Statement of 535
FRANKLIN LIFE INS CO ILL
Statement of 542
G
GERMANIA LIFE INS CO N Y
Statement of 554
GEORGE WASHINGTON LIFE
Statement of 549
H
HOME LIFE INS CO N Y
Statement of 5g
I
INDEPENDENT LIFE INS CO TENN
Statement of ComptrollerGenerals Report 1143
illinois life ins co ill
Statement of 569
INDIANA NATIONAL LIFE IND
Statement of 580
INTERNATIONAL LIFE INS CO MO
Statement of 586
INTERSOUTHERN LIFE INS CO KY
Statement of 592
J
JEFFERSON STANDARD LIFE INS CO N C
Statement of 510
L
LIFE INS CO OF VIRGINIA VA
Statement of 603
M
MANHATTAN LIFE INS CO N Y
Statement of 630
MARYLAND LIFE INS CO MD
Statement of 617
MASSACHUSETTS MUTUAL LIFE INS CO MASS
Statement of 624
MERCHANTS LIFE INS CO
Statement of 631
MERIDIAN LIFE INS CO
Statement of 633
METROPOLITAN LIFE INS CO
Statement of 638
MICHIGAN MUTUAL LIFE INS CO
Statement of i
MISSOURI STATE LIFE INS CO
Statement of 653
MUTUAL BENEFIT LIFE INS CO
Statement of GGL
MUTUAL LIFE INS CO N Y
Statement of 6681144 ComptbollebGenebals Eepobt
N
NATIONAL LIFE ACCIDENT INS CO TENN
Statement of
fa6
NATIONAL LIFE INS CO VT
Statement of
NATIONAL LIFE INS U S AMERICA ILL
Statement of fiSr
NEW ENGLAND MUTUAL LIFE MASS
Statement of nr
09o
NEW YORK LIFE INS CO N Y
Statement of A
01
NORTHWESTERN MUTUAL LIFE WIS
Statement of a
P
PACIFIC MUTUAL LIFE CAL
Statement of
17
PANAMERICAN LIFE INS CO LA
Statement of
2
PENN MUTUAL LIFE INS CO PA
Statement of
i1
PHOENIX MUTUAL LIFE INS CO CONN
Statement of
dS
PITTSBURGH LIFE AND TRUST CO PA
Statement of
146
PRUDENTIAL INS CO OF AMERICA N J
Statement of
R
RELIANCE LIFE INS CO PA
Statement of
162
RESERVE LOAN LIFE INS CO
Statement of
f67
S
SECURITY MUTUAL LIFE INS CO N Y
Statement of
773CoMPTROLLERGeNEBALS REPORT 1145
SOUTHERN LIFE AKD TRUST CO
Statement of 80
SOUTHERN STATES LIFE INS CO GA
Statement of
STANDARD LIFE INS CO
Statement of 790
STATE LIFE INS CO IND
Statement of 7li
STATE MUTUAL ASSURANCE CO
Statement of 800
T
TRAVELERS INS CO HARTFORD CONN
Statement of 807
U
UNION CENTRAL LIFE INS CO OHIO
Statement of 81S
U S ANNUITY LIFE INS CO ILL
Statement of 826
UNITED STATES LIFE INS CO N H
Statement of 822
V
VOLUNTEER STATE LIFE INS CO TENN
Statement of 831
MISCELLANEOUS COMPANIES
A
JETNA ACCIDENT LIABILITY CO
Statement of 838
AMERICAN CASUALTY CO PA
Statement of 844
AMERICAN CREDIT INDEMNITY CO N Y
Statement of 1146 ComptrollerGenerals Eeport
AMERICAN LIFE ACCIDENT CO MO
Statement of
oOo
AMERICAN NATIONAL INSURANCE CO TEXAS
Statement of
800
AMERICAN SURETY CO N Y
Statement of oaa
003
C
CASUALTY CO OF AMERICA N Y
Statement of
867
COLUMBIA INSURANCE CO N Y
Statement of 0A
84
COLUMBIAN NATONAL LIFE CO MASS
Statement of c
o to
CONTINENTAL CASUALTY CO INC
Statement of R1
E
EMPLOYEES LIABILITY ASSURANCE CO U S BRANCH
Statement of DOi
885
EQUITABLE SURETY CO MO
Statement of
F
FEDERAL CASUALTY CO MICH
Statement of gfi
FEDERAL LIFE INS CO ILL
Statement of
FIDELITYDEPOSIT CO MD
Statement of qn9
FRANKFORT GENERAL INS CO GERMANY
Statement of qn
G
GENERAL ACCIDENT FIRE LIFE ASSN CORP PA
Statement of
GENERAL IXDKMMTV CORP N Y
Statement of qonComptrollerGenerals Report 1147
GEOEGIA CASUALTY CO GA
Statement of
GLOBE INDEMNITY CO N Y
Statement of
H
HARTFORD ACCIDENT INDEMNITY CO CONN
934
Statement of
HARTFORD STEAM BOILER INSPECTIONINS CO
940
Statement of
I
INTERSTATE CASUALTY CO ALA
Statement of
INTERSTATE LIFEACCIDENT CO TENN
94o
Statement of
L
LLOYDS PLATE GLASS INS CO N Y
Statement of
LONDONLANCASHIRE GUARANTEE ACCIDENT CO N Y
Statement of
LONDON GUARANTEE ACCIDENT CO ILL
961
Statement ot
LOYAL PROTECTIVE INS CO MASS
Statement of
M
MARYLAND CASUALTY CO MD
Statement of
MASONIC MUTUAL ACCIDENT CO MASS
Statement of
MASONIC PROTECTIVE ASSOCIATION MASS
980
Statement ot
MASSACHUSETTS BONDING INS CO MASS
n ifao
Statement 01
METROPOLITAN CASUALTY CO N Y
Statement of 1148 ComptrollerGenerals Report
N
NATIONAL CASUALTY CO MICH
Statement of
993
NATIONAL RELIEF ASSURANCE CO PA
Statement of
997
NATIONAL SURETY COMPANY N Y
Statement of
1009
NEW ENGLAND CASUALTY CO MASS
Statement of
1006
NEW YORK PLATE GLASS INS CO
Statement of
1012
NORTH AMERICAN ACCOUNT INS CO ILL
Statement of
1015
O
OCEAN ACCIDENT GUARANTEE CORP N Y
Statement of
P
PACIFIC MUTUAL INS CO CAL
Statement of
PREFERRED ACCIDENT INS CO NY
Statement 0f 1030
PROVIDENT LIFEACCIDENT INS CO TENN
Statement of
R
RIDGELY PROTECTIVE ASSOCIATION MASS
Statement of
ROYAL INDEMNITY CO N Y
Statement of
J041
S
STANDARD ACCIDENT INS CO MICH
Statement of
lOol
STANDARD MARINE INS CO N Y
Statement of
1048CompteollebGenebals Eepoet 1149
subscribers at it s lloyds n y
Statement of 1085
T
THAMESMERSEY MARINE INS CO Ltd N Y
Statement of 1056
TEAVELERS INDEMNITY CO CONN
Statement of 1060
TRAVELERS INSURANCE COMPANY
Statement of 1065
U
UNION MABINE INS CO N Y
Statement of1071
UNITED STATES CASUALTY COMPANY N Y
Statement of 171
UNITED STATES FIDELITY GUARANTY CO MD
Statement of 178
ASSESSMENT FIRE COMPANIES
F
FARMEES COOPERATIVE ASSESSMENT FIEE GA
Statement of 1090
FAEMERS MUTUAL ASSESSMENT FIEE GA
Statement of1091
FAEMEES MUTUAL INS ASSN GA
Statement of 1093
FBEE STATE COOPEEATIVE ASSESSMENT FIEE GA
Statement of 194
G
GOEDON COUNTY MUTUAL FIEESTOEM GA
Statement of I0951150 CompteollekGeneeals Report
s
SOUTH GEORGIA FARMERS FIRE GA
Statement of
1096
SUNLIGHT INSURANCE CO GA
Statement of
1097
ASSESSMENT LIFE COMPANIES
A
AMERICAN INS CO SAVANNAH GA
Statement of
C
CONTINENTAL MUTUAL AID ASSN GA
Statement of
G
GEORGIA MUTUAL INLIFE CO GA
Statement of
GUARANTY MUTUAL LIFE INS CO GA
Statement of
110a
I
INDUSTRIAL LIFE AND HEALTH CO GA
Statement of
1108
M
MUTUAL BENEFIT IN LIFE GA
Statement of
N
NATIONAL LIFE ASSN IOWA
Statement of
P
PEOPLES HEALTH AND LIFE GA
Statement of
1115
PILGRIM HEALTH AND LIFE GA
Statement of
JlLo

I

UNIVERSITY OF GEORGIA LIBRARIES
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