Report of the Insurance Department of the Comptroller-General's Office for the Year Ending December 31, 1912

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THE LIBRARY OF
THE UNIVERSITY OF GEORGIAMiwHiimBiiiiiiBffl
STATE CAPITOL ATLANTAREPORT
OF THE

Insurance Department
R
OF THE
COiMPTROLLrlR GLNLRAL5 OFFICE
FOR THE
YEAR ENDING DECEMBER 31 1912

Atlanta Ga
Chas F Byrd State Printer
1913
THE GENERAL LIBRARY
THE UNIVERSITY OF GEORG
GEORGIAREPORT
INSURANCE DEPARTMENT OF THE STATE OF
GEORGIA
Atlanta Georgia January 1st 1913
To Bis Excellency Joseph M Brown Governor
Sir As is required by law I have the honor to trans
mit herewith the twenty fifth annual report of the Depart
ment for the year ending December 31st 1912
The report herewith submitted contains abstracts
from the annual statements showing the conditions of the
various corporations associations and fraternal orders
authorized to transact an insurance business in this State
and the business transacted by them for the calender year
ending December 31st 1911 a statement of the receipts
and expenditures of the Department from August 19th
to December 31st 1912 inclusive and such other informa
tion relating to insurance as is deemed to be of general
interest
It is interesting to follow the growth of the business
of insurance in Georgia through the past few decades
Prior to October 24th 1887 the legal requirements were
few and there was no supervision of the business The
Insurance Act of 1887 made the Comptroller General the
Insurance Commissioner and charged him with the execu
tion of the laws enafte
THE GENERAL LIBRARY
THE UNIVERSITY OF GEORGIA
ATHENS GEORGIAvi ComptrollerGenerals Eeport
Life Companies
The Comptrollers Eeport for the year 1884 shows that
fifteen Life Companies were doing business in the State
during the year 18837ajtKMl Jlirtatal amount of insur
ance in force was 9098822 The total premium receipts
amounted to 29682352 and the death losses paid amoun
ted to 18515007
The Eeport for 1894 shows 27 Companies operating
with a total of 69931265 insurance outstanding with
premium receipts amounting to 237524422
By the end of the following ten years the number of
Companies operating had increased to 41 the amount of
insurance in force to 142672751 with premium receipts
aggregating 529881617
59 Life Companies reported to the Department for
the vear ending December 31st 1912 and show business
in Georgia as follows
8J0Bj
New Business Produced 60041061
Total Unsiness in M WffflM
Total ITcnmnns Received 10646253
Fire and Fire axi Marine Companies
The Comptrollers Keport for the year 1884 shows that
for the vear 1883 there were 45 Companies doing a Fire
and Fire and Marine business in the State Ine
premiums received by these Companies amounted to 1
41214848 and the total losses paid were 139307001
The Keport shows that for the year 1893 the number
4 1 1 A CC Al
of Companies reporting had increased to 55 the premium
receinls amounted to 190170832 and the losses paid
totaled 104335351
The Report shows that during the year 1903 56 Com
panies were doing business and the premiums collectedComptrollerGenerals Report
vii

amounted to 319542559 with the loss payments totaling
143133291
For the year ending December 31st 1912 101 Fire
Companies reported to the Department and the Gross
Premiums on Risk Written amounted to 701743900
while the losses incurred amounted to 320961000 18
Companies reported as doing a Marine and Inland busi
ness with the gross premiums on risks written amount
ing to 49608000 and losses incurred totaling 505959
ni ooe
ddiw 889iii Miscellaneous Companies
The development of the business of the companies
classified under this head has been most remarkable The
report shows that during the year 1883 only 4 such com
panies were operating in the State and that their prem
ie income amounted to only 433717 and the uhsburse
ment for losses totaled only 4194
At the end of the following decade 22 companies
reported with an aggregate premium uicome of W
95695 and the losses paid amounted to 1433291
The Report shows that the number of companies
operating during 1903 had increased to 33 with premiums
collected amounting to 39508245 and the losses paid
aggregated 20117000
For the year ending December 311 1912 5 cocaines
reported with premiums received amouutmg to 141
M00 and gross losses paid totaling 6493800
ZZ d noh
AssessmentCompanies
9 9M
oi iDurino the period between 1883 and 1893 Assessment
Life Health and Accident Companies as well as Fraternal
Sobers and Societies entered the field and the Comp
lferReportrforifee year 1894 shows 29 of these com
panies doing business during m year 1S93with tasm
Vlll
ComptrollerGenerals Report
merits collected totaling 24015465 and payments for
losses amounted to 9992754
At the end of the following decade the report shows
21 of these organizations doing business with assessment
collections amounting to 30342189 and the loss pay
ments total 6836302
The Reports filed as of December 31st 1912 show 13
assessment Life Health and Accident Companies operat
ing as industrial Companies and collecting an aggregate
of 147458900 in premiums or assessments and three
Assessment Companies doing a straight life business with
insurance in force amounting to 234248200
The reports filed in the Department as of December
31st 1912 show that there was 4 assessment fire com
panies operating on the four county plan and the prem
iums or assessments collected amounted to 3726200
There was also 6 fire companies operating under what is
known as the Farmers Cooperative Plan whereby all
the property both real and personal of the assured is
pledged as security for any and all losses that occur and
the assessments collected by these companies amounted
to 2468700
Fraternal Orders or Societies
Prior to the enactment of the Insurance Act of August
19th 1912 these Orders or Societies reported to the De
partment but were not subject to any thing like strict
supervision 64 of these orders qualified to do business
in the State during the Year 1912 and the entrance or
membership fees and assessments collected amounted to
over 1000000
From 1883 to 1913 a period of thirty years very large
increases have been made in the State in all lines of the
insurance business The total number of CompaniesComptrollerGenerals Beport
IX
doing business have increased from 60 to 325 the number
of authorized agents have increased from 1031 to over
14000 and the revenue of the State derived from fees
and taxes on premiums has increased from 2031784 to
184 130 55 The total fire insurance premiums paid have
grown from 141214846 to 701743900 the amount of
life insurance in force from 909882200 to the enormous
amount of 33723040300 The miscellaneous companies
are now collecting in premiums 141556800 where for
mally they collected only 433717 The assessment
companies doing a life health and accident business have
come into existence and their business in force now totals
aproximately 1800000000 which nets in assessments
over 140000000 and the dues and membership fees
from fraternal insurance now total over 100000000
The large increase in volume of business has not been
confined to any particular class of companies the growth
has been quite general and insurance of every character
is today in public demand
Fire Inspector
On October 1st 1912 a call was made upon all fire
insurance companies operating in the State to remit a
tax of one tenth of one per cent of the premiums reported
for taxation as of April 30th 1912 Capt W B Joyner
was duly appointed to the position of fire inspector and
all fires of a questionable origin have been investigated
Up to and including December 31st 1912 reports of
the investigation of five fires had been made and the
fund to defray the expense of these investigations was as
follows towitx
ComptrollerGenerals Report
13965
8359
in the hands of W E
e accounted for
565827
22324
Income
Total Taxes Collected
Disbursements
Salaries and per diem paid to inspectors
Traveling Expenses of inspectors
lo 1
Cash Balance
Resources
Balance in American National Bank Atlanta Ga
Advance for Traveling Expenses
Invner Fire Inspector to b
i cria rrd 11
Total Balance 543503
Department Expenses
The act of August 19th 1912 requires that a record
of the expenses of the Department shall be kept and
included in this Report In this connection the following
statement is submitted from August 19th 1912 to Decem
ber 31st 1912 inclusive
543503
543349
154
Postage
Printing
OLVe Fixtures
B jilli Btartiionery
16500
135902
8450
3825
1771
262520
428968
lmiacntlU
Salaries
bflfi jo Tohll
lo ajio afl an
Departmental Examinations
It has been the policy of the Department for some
time past to examine each Domestic Company at least
once every two years and in most instances examinations
have been conducted annually Below is a Table showing
the examinations conducted from August 19th up to the
end of the year 1912CompteollebGeneeals Eepokt
XI
Name of
Company
OFFICERS
Cherokee Life
Ins CoRome Ga
Cosmopolitan Atlanta
Life Ga
Cotton States Atlant
Fire Ga
Georgia LifeMacon Ga
President
W W
MaagumI
C L
Anderson
Harvie Jordan
W E Small
Secretary
G K Henshal
J S
Hollinshead
W L
Reynolds
L A Shepherd
Date of
Examination
Nov 30 1912
Dec 23 1912
Oct 23
Nov 30
1912
1912
Examiner
H W Buttolph
Jno A
Copeland
Geo N Spring
H W Buttolph
Companies Taken Chabge oe by the Depabtment
A special investigation conducted by Jno A Cope
land Deputy Insurance Commissioner into the affairs
and conditions of the Cosmopolitan Life Insurance Com
pany of Atlanta Georgia as of September 25th 1912
resulted in the Department making application to the
Fulton Superior Court through the Attorney General
for the possession of the property of the company as is
provided in Section 29 of the insurance act of August
191912 On December 231912 the petition was granted
by the court and the department took charge of and
receipted for the assets and business of the company
Immediately further investigations were started with a
view to determine what recommendations should be made
to the Court as to the final disposition of the affairs of
this Company
Peemitjm Tax
Section 979 of the Code of 1910 provides that all in
surance companies shall file with the Department a
schedule of their gross premiums collected during each
year ending April 30th and at the same time a tax of one
per cent upon these premiums is payable Since the en
actment of the insurance act of August 19th 1912 the
department has adopted what is commonly known as the
convention form of annual statement blanks which re
quires that these premiums be sent forth as of December
31st the date of the financial report For this reasonXll
ComptbollebGenebals Repobt
and for the further reason that the State is most generally
m need of funds at the beginning of each year I would
recommend the amendment of this Section so as to make
the date of payment of these taxes correspond with the
date of the annual statements that is of December 31st
The Insubance Act of 1912
Immediately upon the enactment of what is commonly
termed the insurance act of 1912 a deputy commissioner
and an additional clerk was appointed and the depart
ment organized Every possible effort has been made to
carry into effect the provisions of this act and it is be
lieved that the results obtained demonstrate the wisdom
of its enactment and show fully that it remedies the evils
m the business which it was intended to deal with
Several of its Sections which prohibit certain kind of
transactions should be amended so as to attach a penalty
which would serve to make these particular sections very
much more effective J
Respectfully
William A Weight
tT A n Insurance Commissioner
JNO A COPELAND
Deputy CommissionerComptrollerGeneral s Eeport
Xlll
The following Fire Insurance Companies having com
plied with the laws of Georgia are authorized to transact
business in this State for the year 1912
Aachen Munich 84 William St New York
Aetna Fire Hartford Conn
Agricultural Fire Watertown N Y
Alliance Fire Insurance Co Philadelphia Pa
American Central Fire 415 Locust St St Louis Mo
American Fire Insurance Co Newark N J
American Home Insurance Co Greenville S C
American Druggists Insurance Co Cincinnati 0
American Union Philadelphia Pa
Atlantic National Macon Ga
Athens Mutual Fire Athens Ga
Atlas Assurance Co London 49 Wall St New York
Atlanta Home Atlanta Ga
Augusta Fire Insurance Co Augusta Ga
Boston Insurance Co Boston Mass
British America 18 Front St Toronto Canada
Caledonian 27 Pine St New York
Camden Insurance Co Camden N J
Citizens Fire St Louis Mo
Citizens of W Va Baltimore Md
City of New York Fire New York
Columbia Fire Jersey City
Columbia Fire Athens Ga
Commonwealth Insurance Co 76 William St New York
Commercial Union 58 William St New York
Commercial Fire District of Columbia Washington D C
Continental 46 Cedar St New York
Connecticut Fire Hartford Conn
Delaware Insurance Co Philadelphia Pa
Dixie Fire Greensboro N C
Empire City Fire New York N Y
Equitable Fire of Providence E I
Equitable Fire Charleston S C
Federal Marine Insurance Co Jersey City
FidelityPhenix New York
Fire Association of Philadelphia 34 Fifth St Philadelphia Pa
Firemans Fund San Francisco Cal
Firemans Insurance Co Newark N J
Fitchburg Mutual Fire Fitchburg Mass
Franklin Fire Philadelphia
Franklin Fire Insurance Co Washington D C
Georgia Home Columbus Ga
Georgia Fire Cedartown Ga
Girard Fire and Marine Insurance Co Philadelphia Pa
German Alliance New YorkXIV
ComptrollerGenerals Eeport
GermanAmerican 115 Broadway New York
Germania Fire 117 Broadway New York
Glens Falls Fire 149 Glen Street Glens Falls N Y
Globe Rutgers Insurance Co New York
HamburgBremen U S B 62 Cedar St New York
Hanover Fire 40 Nassau St New York
Hartford Fire 53 Trumbull St Hartford Conn
Home 119 Broadway New York
Insurance Co of North America 232 Walnut St Philadelphia Pa
Insurance Company State of Pennsylvania Philadelphia Pa
Liverpool and London and Globe of England U S B 45 William
St New York
Liverpool and London and Globe New York
London Assurance U S B 88 Wall St New York
London and Lancashire U S B 46 Pine St New York
Lumber Insurance Co New York N Y
Lumber Mutual Fire Boston Mass
Lumber Underwriters New York
Lumbermans Mutual Mansfield Ohio
Massachusetts Fire and Marine Boston
Mercantile Mutual Fire 10 Weybossett St Providence R I
Milwaukee Mechanics Milwaukee
Na Home Ins Co Cedartown Ga
National Fire Hartford Conn
National Union Fire Pittsburg Pa
Niagara New York
New Brunswick New Brunswick N J
New Hampshire Manchester N H
Norwich Union 67 Wall St New York
North British and Mercantile U S B 54 William St New York
Northern Assurance 25 Pine St New York
North River Insurance Co 84 William St New York
Orient Insurance Co Hartford Conn
Palatine U S B 21 Nassau St New York
Pennsylvania Fire 510 Walnut St Philadelphia Pa
Pennsylvania Lumbermans Mutual Fire Philadelphia Pa
Penn Millers Mut Wilkes Barre Pa
Peoples National Fire Philadelphia Pa
Phoenix Assurance of England U S B 47 Cedar St New York
Phoenix of Connecticut 64 Pearl St Hartford Conn
ProvidenceWashington Providence R I
Queen of America 49 Cedar St New York
Royal Liverpool England Louisville Ky
Royal Exchange 92 William St New York
Savannah Fire Savannah Ga
Scottish Union and National U S B 222
Conn
Security Fire New Haven Conn
Southern Mutual Athens Ga
Asylum St HartfordComptrollekGenerals Eepoet
XV
Southern States Fire Birmingham Ala
Standard Fire Hartford Conn
Springfield Fire and Marine Springfield Mass
St Paul Fire and Marine St Paul Minn
Svea Fire Stockholm Sweden
Sun Insurance Office England 54 Pine St New York
Sun Fire Insurance Co New Orleans La
Union Marine N Y
United Fireman Philadelphia Pa
United States Fire N Y
United States Lloyds New York N Y
Virginia State Richmond Va
Western and Atlantic Fire Nashville Tenn
Western Assurance 22 Wellington St Toronto Canada
Westchester Fire 27 and 29 Pine St New York
Williamsburg City Fire 150 Broadway New York
Yorkshire Fire New York City
The following Life Insurance Companies havingcomplied with the
laws of Georgia were authorized to transact business in the State for
the year 1912
Aetna Life Hartford Conn
American Central of Ind Indianapolis Ind
American Life and Accident Salisbury Mo
American National Life Galvesfon Texas
American National Life Lynchburgh Va
Amicable Life Waco Tex
Bankers Reserve Life Omaha Neb
Cherokee Life Ins Co Rome Ga
Citizens National Life Insurance Co Louisville Ky
Columbia Life Cincinnati O
Columbian National Boston
Commercial Life Insurance and Casualty Co Savannah Ga
Connecticut Mutual Life Hartford Conn
Cosmopolitan Life Atlanta Ga
Empire Life Atlanta Ga
Equitable Life 120 Broadway New York
Fidelity Mutual Life Philadelphia Pa
Franklin Life Springfield 111
Georgia Life Insurance Co Macon Ga
Greensboro Life Greensboro N C
Germania Life 20 Nassau St New York
Hartford Life Hartford Conn
Home Life 256 Broadway New YoTk
Illinois Life Chicago 111
Indiana National Life Indianapolis Ind
InterSouthern Life Louisville Ky
International Life St Louis Mo
Interstate Life and Accident Chattanooga TennXVI
ComptrollerGeneral s Eepoet
Jefferson Standard Life Raleigh N C
Life Insurance Company of Virginia Richmond Va
Manhattan Life of New York
Maryland Life 10 South Street Baltimore Md
Massachusetts Mutual Life 413 Main St Springfield
Meridian Life and Trust Company Indianapolis Ind
Metropolitan Life 36 Park Place New York
Michigan Mutual Life Detroit Mich
Missouri State Life St Louis
Mutual Benefit Life 752 Broad St Newark N J
Mutual Life of New York 32 Nassau St New York
National Life and Accident Nashville Tenn
National Life of IT S A Chicago 111
National Life Montpelier Vt
New England Mutual Life Boston
New York Life 346 and 348 Broadway New York
Northwestern Mutual Life Cor Broadway and Milwaukee
Milwaukee Wis
Pacific Mutual Life San Francisco Cal
Prudential Life Newark N J
Penn Mutual Life 921 Chestnut St Philadelphia Pa
Phoenix Mutual Life Hartford Conn
Pittsburg Life and Trust Co Pittsburg Pa
Provident Life and Accident Co Chattanooga Tenn
Reliance Life Pittsburg Pa
Reserve Loan Life Indianapolis Ind
Ridgely Protective Association Worcester Mass
Rome Life Insurance Company Rome Ga
Security Life of America Chicago
Security Life and Annuity Greensboro N C
Security Mutual Life Binghamton N Y
State Mutual Life Rome Ga
State Life Indianapolis Ind
State Mutual Life Assurance Co Worcester Mass
Southern National Life Lyndon Ky
Southern States Life Montgomery Ala
Southern States Mutual Life Charleston W Va
Southern Life Nashville Tenn
Travelers Life Insurance Co 56 Prospect St Hartford Conn
Union Central Life 243 West Fourth St Cincinnati 0
United States Annuity and Life Insurance Co Chicago Illinois
Volunteer State Life Chattanooga Tenn
Sts
The following Assessment Fire Life and Accident Insurance Com
panies having complied with the laws of Georgia were authorized to
transact business in the State for the year 1912
American Insurance Company life Savannah Ga
American Life and Annuity Atlanta Ga
Atlanta Mutual Insurance Association life Atlanta Ga
ComptrollerGenerals Report
Bankers Health and Life Insurance Co Macon Ga
Continental Aid Association Atlanta Ga
Farmers Mutual Fire Insurance Co Dawson Ga
Farmers Cooperative Fire Insurance Co Jackson Ga
Farmers Mutual Insurance Association Oakman Ga
Farmers Protective Fire Insurance Co Lithonia Ga
Georgia Mutual Fire Insurance Co Macon Ga
Georgia Mutual Industrial Life and Health Augusta Ga
German Mutual Fire Insurance Co Savannah Ga
Gordon County Mutual Fire Calhoun Ga
Great American CoOperative Fire Association Macon Ga
Guaranty Mutual Life and Health Savannah Ga
Home Friendly Society Baltimore Md
Industrial Life and Health Insurance Co Atlanta Ga
Merchants Life Association Burlington Iowa
Mutual Life Industrial Association Athens Ga
Mutual Benefit Industrial Life Association Savannah Ga
National Assurance Association Atlanta Ga
National Life Association Des Moines la
North Carolina Mut and Provident Association Emham N C
Pilgrim Health and Life Association Augusta Ga
South Georgia Farmers Fire Insurance Co Thomasville Ga
Sunlight Insurance Company Atlanta Ga
Southern Live Stock Insurance Co Dallas Ga
So States Fire Athens Ga
Union Mutual Association Atlanta Ga
Union Fire Insurance Co Atlanta Ga
United States Health and Life Atlanta Ga
XVI1

The following miscellaneous companies having complied with the
laws of Georgia were authorized to transact business in the State tor
the year 1912
Aetna Accident and Liability Insurance Co Hartford Conn
Alabama Fidelity and Casualty Montgomery Ala
American Casualty Beading Pa
American Fidelity Co Montpelier
American Surety New York
American Bonding Company Baltimore Md
American Credit Indemnity Company New York
Atlantic Horse Insurance Co Providence B I
Continental Casualty Company Hammond Ind
Empire State Surety Company New York
Employers Indemnity Company Philadelphia
Employers Liability Assurance Corporation 71 Kilby St Boston
Mass
Equitable Casualty Co Atlanta Ga
Equitable Surety Co St Louis Mo
Fidelity and Casualty 214 Broadway New YorkXV111
ComptrollerGenerals Eepoet
Federal Casualty Detroit Mich
Fidelity and Deposit Company Baltimore Md
Frankfort Marine General United States Branch New York
German Commercial Accident Philadelphia Pa
General Accident Assurance Corporation United States Branch
Philadelphia Pa
Globe Indemnity of New York
Great Eastern Casualty Company 290 Broadway New York
Great Southern Accident and Fidelity Atlanta Ga
Guarantee of North America 157 St James St Montreal Canada
Hartford Steam Boiler 218 Main St Hartford Conn
Illinois Surety Chicago 111
Interstate Casualty Co Birmingham Ala
Lloyds Plate Glass 68 William St New York
Loyal Protective Association Boston Mass
London Guarantee and Accident 139 LaSalle St Chicago 111
Maryland Casualty Company Baltimore Md
Massachusetts Bonding and Insurance Company Boston Mass
Masonic Mutual Accident Springfield Mass
Metropolitan Casualty Company New York
National Surety Corp New York N Y
National Life and Accident Nashville Tenn
National Casualty Company Detroit Mich
New York Plate Glass New York
North American Accident 217 LaSalle St Chicago
Ocean Accident and Guarantee 346 Broadway New York
Pacific Coast Casualty San Francisco Cal
Peninsular Casualty Company Jacksonville Fla
Preferred Accident Insurance Co New York
Provident Life and Accident Insurance Co Chattanooga Tenn
Royal Casualty Co St Louis
Royal Indemnity Co New York
Standard Accident Insurance Co Detroit Mich
Thames and Mersey Marine 69 Wall St New York
Title Guaranty and Surety Company Scranton Pa
Travelers Indemnity Company HartfoTd Conn
Union Marine Liverpool England
United States Casualty Company 38 Nassau St New York
United States Fidelity and Guaranty Baltimore Md
United States Health and Accident Saginaw Mich
The following Fraternal Orders having complied with the laws of
Georgia were authorized to transact business in the State for the
year 1912
American Woodmen Denver Colorado
Atlanta Mutual Burial Association Atlanta
BenHur Indianapolis Ind
Catholic Knights St Louis Mo
Columbian Fraternal Association Washington D CComptrollerGeneral s Report
xix
Columbian Woodmen Atlanta Ga
Concord Life Association of Georgia Atlanta Ga
Farmers Life Confederation Atlanta
Farmers Mutual Life Protective Association Atlanta
Fraternal Union of America Denver Col
Fraternal Protective Association of Massachusetts Boston Mass
Forest Woodmen Circle Omaha Neb
Fraternal Mystic Circle Philadelphia Pa
Fraternal Provident Association Atlanta Ga
Golden Seal Roxbury N Y
The Grand Fraternity Philadelphia Pa
The Homes Friend Athens Ga
Homesteaders of Iowa Des Moines la
Improved Order of Heptasophs Baltimore Md
International Liberty Union Covington Ky
Independent Order of Woodmen Covington Ga
Independent Order of Puritans Pittsburg Pa
Knights of Columbus New Haven Conn
Knights of Honor St Louis Mo
Knights of the Maccabees of the World Detroit Mich
Knights of Mystic Ark Atlanta
Knights of Industry Washington D C
Knights of Pythias Indianapolis Ind
Ladies of the Maccabees of the World Port Huron Mich
Linwood Afro Labor Association Bartow Ga
Masons Annuity Atlanta Ga
Masonic Benefit Association Atlanta
The Masonic Mutual Life Association Washington D C
Mutual Life Industrial Association Athens Ga
Mutual Burden Bearers Americus Ga
Modern Brotherhood of America Mason City la
Modern Woodmen of America Bock Island
National Fraternal Society of the Deaf Chicago 111
National Union of Ohio Toledo Ohio
Order of United Commercial Travelers of America Columbus Ohio
Peoples Mutual Benefit Association of Georgia Rome Ga
Pretorians Dallas Texas
Protective Order of Friends Athens Ga
Retail Merchants Association Atlanta Ga
Royal Knights of King David Durham N C
Royal Benefit Society Washington D C
Royal Fraternal Association Charlotte N C
Royal Arcanum Boston Mass
Senate National Union Toledo Ohio
Sailors Nashville TennXX COMPTBOLLEKGrEJSTERAL s KePORT
Southern Protective Association Atlanta Ga
Southern Mutual Fraternal Union Atlanta Ga
Southern Woodmen Birmingham Ala
Sovereign Camp Woodmen of the World Omaha Neb
Southern Farmers Assurance Atlanta Ga
Union Mutual Life Association Atlanta Ga
United Commercial Travelers Columbus Ohio
United Homes of America Athens GaComptrollerGenerals Report
xxi
The Following is a List of Insurance Companies Associations
and Fraternal Orders Licensed to do Business in Georgia
for the Year 1913 up to April 25th 1913

I ALIFE COMPANIES
GEORGIA COMPANIES
Name of Company
Home Office
Cherokee Insurance CoRome Ga
Commercial Life Ins Casualty
q0 Savannah Ga
Georgia Life Ins CoTMaeon Ga
Name of Company
Home Office
State Mutual Life Ins CoRome Ga
The Empire Life Insurance Co Atlanta Ga
Standard life Insurance CoAtlanta G
I BNONRESIDENT COMPANIES
Name of Company
Aetna Ins Co
Am Life Acct Ins Co
Am National Life Ins Co
Amicable Life Ins Co
American Central Life Ins Co
Home Office
Attorney for Service
Bankers Reserve Life Co
Citizens National Life Ins Co
Columbia Life Insurance Co
Columbia National Life Ins Co
Connecticut Mutual Life Ins Co
Equitable Life Assurance Society
Fidelity Mutual Life Ins Co
Franklin Insurance Co
Hartford Conn
Salisbury Mo
Galveston Tex
Waco Tex
Indianapolis Ind
Omaha Neb
Germania Life Insurance Co
Home Life Insurance Co
Illinois Life Insurance Co
Indiana National Life Ins Co
International Life Insurance Co
InterSouthern Life Ins Co
Interstate life Accident
Anchorage Ky
Cincinnati Ohio
Boston Mass
Hartford Conn
New York N T
Philadelphia Penn
Springfield 111
New York N Y
New York N Y
Chicago 111
Indianapolis Ind
St Louis Mo
Louisville Ky
Chattanooga Tenn
AV E Hawkins
W W Haskell
J B Daniel
Frank A Hall
Win A Wright
Wm A Wright
F L Wilkinson
B F Reins
A C Newell
Oscar Palmour
Address
F W Burr
J H Byeley
M Y Manley
Alex C King
Wm A Wright
J C Tumlin
E C Lester
H W Campbell
W A Wright
Wm A Wright
Atlanta
Atlanta
Dublin
Milledgeville
Atlanta
Atlanta
Albany
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Macon
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
AtlantaXX11
ComptrollerGeneral s Eeport
Life CompaniesNonResidentContd
Name of Company
Home Office
Attorney for Service
Jefferson Standard Life Ins Co
Life Insurance Co of Virginia
Manhattan Life Insurance Co
Maryland Life Insurance Co
Mass Mutual Life Ins Co
Meridian Life Insurance Co
Metropolitan Life Insurance Co
Michigan Mutual Life Ins Co
Missouri State Life Insurance Co
Mutual Benefit Life Insurance Co
Mutual Life Ins Co of N Y
Raleigh N C
Richmond Va L Z Rosser
Win A Wright
New York N Y
Baltimore Md
Springfield Mass
Indianapolis Ind
New York N Y
Detroit Mich
St Louis Mo
Newark N J
New York N Y
M B Young
Coke S Davis
Wm J Harty
J E Wilhelm
A W Smith
Ceo L Crandall
Wm A Wright
8 Ij Foreman
R I Shcddim
Address
National Life Accident Co
National Life Ins Co of XJ S A
National Life Insurance Co
New England Mutl Life Ins Co
New York Life Insurance Co
North Western Mut Life Ins Co
Pacific Mut Life Insurance Co
Pan American Life Ins Co
Penn Mutual Life Insurance Co
Phoenix Mutual Life Ins Co
Pittsburg Life Trust Co
Provident Life Acct Ins Co
Prudential Ins Co of Am
Reliance Life Insurance Co
Reserve Loan Life Ins Co
Security Mutual Life Ins Co
State Life Insurance Co
State Mutual Life Ass Co
So National Life Insurance Co
Sou States Life Ins Co Ala
Southern States Mut Life Ins Co
Southern Life Insurance Co
Travelers Life Insurance Co
Nashville Tenn
Chicago 111
Montpelier Vt
Boston Mass
New York N Y
Milwaukee Wis
Los Angeles Cal
New Orleans La
Philadelphia Penn
Hartford Conn
Pittsburg Pa
Chattanooga Tenn
Newark N J
Pittsburg Pa
Indianapolis Ind
Binghampton N Y
Indianapolis Indi
Worchester Mass
Lyndon Ky
Atlanta Ga
Charleston W Va
Nashville Tenn
Hartford Conn
Ill OJJ
g C Lynch Atlanta
Wm A Wright
Cieo M Hope Co
R T Guinn
E 3 Clark
W Woods White
Atlanta
Atlanta
Atlanta
Atlanta1 araBM
Savannah
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
A C Harmon
Wm A Wright
H C Bagley
Ghas S Northen
Wm A Wright
Wm A Wright
J M Skinner
J H Pearce
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Savannah
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
a
Win A Wright
Wm A Wright
C V LeCraw
Win A Wright
E M Jones Jr
Wm A Wright
Brutus J Clay
Atlanta
Atlanta

Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Union Central Life Insurance Co
IT S Annuity Life Ins Co
Volunteer State Life Ins Co

Cincinnati Ohio
ClBcgoHi
vA slier
Chattanooga lYiin
Shopherd morions
Jas A
Williamson
Thos II Daniel
IlriJanee cmr
Io
Hfifey Jaekym
Atlanta
iBnuaal 911J gronill
ktattt snatl
ififctenoiiBnI9jni
9riiiro8i97nl
tHlt sisJaisiaAtlantic National Ins CoMaeon Ga
Atlanta Home Ins Co Atlanta Ga
Augusta Fire Ins CoAugusta Ga
Columbia Fire Ins CoAthens Ga
ComptrollerGenerals Report xxin
II FIRE AND FIRE AND MARINE COMPANIES
GEORGIA COMPANIES
Name of Company
Home Office
Name of Company
Home Office
Georgia Home Ins CoColumbus Ga
Georgia Fire Ins CoCedartown Ga
Savannah Fire Ins CoSavannah Ga
Southern Mutual Ins CoAthens Ga
NONRESIDENT COMPANIES
Name of Company
Aachen Munich Fire Ins Co
Aetna Insurance Co
Agricultural Fire Ins Co
Alliance Insurance Co
American Central Fire Ins Co
American Fire Ins Co
American Druggists Ins Co
American Home Ins Co
Atlas Assurance Co
8 by
ii k
Boston Insurance Co
British America Assurance Co
Home Office Attorney for Service
Caledonian Ins Co
Camden Insurance Co
Citizens Fire Insurance Co
Citizens Insurance Co
City of New York Ins Co
Columbia Insurance Co
Commercial Ins Co of D C
Commercial Union Assurance Co
Commonwealth Ins Co
Connecticut Fire Ins Co
Continental Insurance Co
Dixie Fire Insurance Co
Equitable Fire Marine Ins Co
Equitable Insurance Co
FidelityPhoenix Fire Ins Co
Fire Association of Philadelphia
New York City
Hartford Conn
Watertown N Y
Philadelphia Pa
St Louis Mo
Newark N J
Cincinnati 0
Greenville S C
New York City
ql
Boston Mass
Toronto Canada
New York City
Camden N J
Baltimore Md
St Louis Mo
New York City
Jersey City N J
Washington
New York City
New York City
Hartford Conn
New York City
Greensboro N C
Providence R I
Charleston S C
New York City
Philadelphia Pa
Address
D B Harris
Clarence L Ruse
T I Lynch
Edward S Gay
C H Godfrey
O L Patillo
B S Persons
A L Waldo
C C Hatcher
Wm L Wilson
Chas H Godfrey
Boyd Perry
D B Harris
Robt N Hughs
Egleston Prescott
B K Clapp
J L Dickey Jr
Rhett 0 Berne
D I Mclntyre
Frank H Reynolds
S C Williams
J L Riley Co
E J Dickey
J J McKay
F H Reynolds
A L Waldo
W E Chapin
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Macon
Atlanta
Atlanta
Savannah
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Columbus
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Macon
Atlanta
Atlanta
Atlantaxxiv ComptkollebGenekals Eepoet Fire and Fire and Marine CompaniesNonResidentContd
Name of Company Home Office attorney for Service Address
San Francisco Cal Washington D C Fitchburg Mass Philadelphia Pa New York City New York City New York City Philadelphia Pa Glens Falls N Y New York City New York City New York City Hartford Conn New York City Philadelphia Pa Philadelphia Pa New York City New York City New York City New York City New York City New York City Mansfield Ohio Providence E I Milwaukee Wis Hartford Conn Pittsburg Pa N Brunswick N J Manchester N H New York City New York City New York City Edgar S Wilson J H Hillsman F Wade Vaughan Wm H Bhett S Y Tupper Jr S Y Tupper Jr S C Williams Jno A Whitner J L Eiley Co W F Patillo J L Wright Egleston Prescott Chas W Phillips Edward S Gay Dan B Harris B P Walker Jr B P Walker Jr H H Sullivan F W Cole W E Clay F Wade Vaughan Wm A Wright F Wade Vaughan Jas L Dickey Jr Wm A Wright Ohas S Matthews H T Powell C A Thornton A L Eichardson E N Hughs W M King J Hall Miller C S Mathews Macon Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Macon Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta
Franklin Fire Ins Co
Germania Fire Ins Co
Girard Fire Marine Ins Co Glens Falls Fire Ins Co
Globe Eutgers Fire Ins Co Hanover Fire Ins Co
Hartford Fire Ins Co
Home Ins Co
Insurance Co of North America Liverpool London Globe Eng Liverpool London Globe NY London Assurance Corporation London Lancashire Fire Ins Co
Lumber Mutual Ins Co

Lumbermens Mutual Ins Co Mass Fire Marine Ins Co Mercantile Mutual Fire Ins Co Milwaukee Mechanics Ins Co National Fire Ins Co
National Union Fire Ins Co New Hampshire Ins Co
Niagara Insurance Co
North British and Mercantile
Northern Assurance Co Lim

V
1

ComptrollerGenerals Report xxv
Fire and Fire and Marine CompaniesNonResidentContd
Name of Company
i
North Biver Insurance Co
t Norwich Union Fire Ins Society
Orient Insurance Co
Palatine Ins Co Lim
Pennsylvania Fire Ins Co
Penn Lumbermens Mut Ins Co
Penn Millers Mutual Fire Ins Co
Peoples National Fire Ins Co
Phoenix Assurance Co Lim
Phoenix Fire Ins Co
ProvidenceWashington Ins Co
Queen Insurance Co of America
Royal Exchange Ins Co
Royal Ins Co Lim Liverpool
Scottish Union National Ins Co
Security Fire Ins Co
Sou States Fire Insurance Co
Springfield Fire Marine Ins Co
Standard Fire Insurance Co
St Paul Fire Marine Ins Co
Svea Fire Life Ins Co
Sun Insurance Office England
Home Office
Attorney for Service
Thames Mersey Marine Ins Co
Union Marine Insurance Co
United Firemens Ins Co
t United States Fire Ins Co
United States Lloyds
Virginia State Ins Co
Western Atlantic Fire Ins Co
Western Assurance Co
Westchester Fire Ins Co
Williamsburg City Fire Ins Co
i
Yorkshire Insurance Co Lim
New York City
New York City
Hartford Conn
New York City
Philadelphia Pa
Philadelphia Pa
WilkesBarre
Philadelphia Pa
New York City
Hartford Conn
Providence R I
New York City
New York City
New York City
Hartford Conn
New Haven Conn
Birmingham Ala
Springfield Mass
Hartford Conn
St Paul Minn
New York City
New York City
New York N Y
New York City
Philadelphia Pa
New York N Y
New York City
Richmond Va
Nashville Tenn
Toronto Canada
New York City
New York City
New York City
J L Riley
A Wilkerson
R A Hancock
Jno A Whitner
W E Chapin
F Wade Vaughan
F Wade Vaughan
Robert N Hughs
Edgar Dunlap
Cliff C Hatcher
D B Harris
S Y Tupper
Address
A L Brooks
Milton Dargan
W R Hoyt
D B Harris
a L Crandall
Jas L Dickey Jr
W A Wright
J L Riley
D B Harris
J T Fitten
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
A L Farie Savannah
Savannah
Atlanta
Wm A Wright Atlanta
Atlanta
A L Richardson Atlanta
Wm H Rhett Atlanta
Chas H Godfrey Atlanta
Edgar Dunlap Atlanta
W R Hoyt Atlanta
Wm A Wright Atlanta
XXVI
ComptrollerGenerals Report
III MISCELLANEOUS COMPANIES
Health Accident and General Casualty Lines
n
GEORGIA COMPANIES
Name of Company
Home Office
Equitable Casualty Co
Atlanta Ga
Name of Company
Home Office
Georgia Life Ins CoMacon Ga I
NONRESIDENT COMPANIES
Name of Company
Home Office Attorney for Service
Aetna Ac Liability Ins Co
Alabama Fidelity Casualty Co
American Bonding Co
American Casualty Co
American Credit Indemnity Co
American Life Accident Ins Co
American National Ins Co
American Surety Co
Atlantic Horse Insurance Co
H
Continental Casualty Co
Columbia National Life Ins Co
Employers Indemnity Co
Employers Liability Assur Corp
Equitable Surety Co
Federal Casualty Co
Fidelity Casualty Co
Fidelity Deposit Co of Md
Frankfort General Insurance Co
Gen Ace Fire and Life Assur
ance Corp Lim
Globe Indemnity Co
Great Eastern Casualty Co
Hartford Steam Boiler Inspec
tion and Insurance Co
Hartford Conn
Montgomery Ala
Baltimore Md
Reading Pa
New York City
Salisbury Mo
Galveston Tex
New York City
Providence R I
Hammond Ind
Boston Mass
Philadelphia Pa
Boston Mass
St Louis Mo
Detroit Mich
New York City
Baltimore Md
New York City
Philadelphia Pa
New York N Y
New York City
Hartford Conn
Address
Win A Wright
T C Shreve
Jas L Riley
J B Marbury
R S Witherspoon
W VY Haskell
1 Daniel
Marion M Jackson
Henry G larrus
al Is
W A Wright
A Xewell
King Spalding
Underwood
R L Reed
J L Riley
Wm A Wright
Eugene Oberdorfer
Leonard Haas
Thos f Lynch
Wm A Wright
W R Hoyt
Shepard Bryan
Wm A Wright
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Dublin
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
AtlantaComptrollerGeneral s Report xxvii
Miscellaneous CompaniesNonResidentContd
Name of Company
Interstate Casualty Co
Interstate Life Act Co
Lloyds Plate Glass Ins Co
London Guarantee and Acci
dent Co Lim
Loyal Protective Ins Co
1 Maryland Casualty Co
1 Mass Bonding Ins Co
1 Masonic Mutual Accident Co
1 Masonic Protective Assn
Metropolitan Casualty Co
National Casualty Co
I National Surety Co
New York Plate Glass Ins Co
North American Accident Ins Co
Ocean Accident and Guaran
tee Corp New York City
Home Office
Attorney for Service
Birmingham Ala
Chattanooga Tenn
New York City
Chicago 111
Boston Mass
Baltimore Md
Boston Mass
Springfield Mass
Worchester Mass
New York City
Detroit Mich
New York City
New York City
Chicago 111
Pacific Coast Casualty Co
Pacific Mutual Life Ins Co
Preferred Accident Insurance Co
Provident Life and Accident
Insurance Co
Eeliance Life Ins Co
Eoyal Casualty Co
Eoyal Indemnity Co
Bidgely Prot Assn
Standard Accident Ins Co
Title Guarantee Surety Co
Travelers Indemnity Co
Travelers Insurance Co
United States Casualty Co
U S Fidelity and Guaranty Co
IT S Health Accident Ins Co
San Francisco
Los Angeles Oal
New York City
Chattanooga Tenn
Pittsburgh Pa
St Louis Mo
New York City
Worcester Mass
Detroit Mich
Scranton Pa
Hartford Conn
Hartford Conn
New York City
Baltimore Md
Saginaw Mich
Win A Wright
Wm A Wright
Wm L McNevin
J L Biley Atlanta
Wm A Wright Atlanta
Address
Atlanta
Atlanta
Atlanta
Aaron Haas Son
Howell
Dodd Dodd
W E Jones
H S Bell
Henry M North
A M Crosby
Boyd Perry
Coke S Davis
Shepard Bryan
Wm B Nearus
F C Nasworthy
A C Harmon
Wm A Wright
Wm A Wright
J H Pearce
Wm A Wright
B M Grant Co
E J Winter
J H G Miles
D I Maclntyre
H F Easher
J A Williamson
Jno H Mullin
Wm A Wright
G A Dean
Atlanta
Atlanta
Atlanta
Athens
Augusta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Fitzgeitald
Savannah
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
xxviii CompteollebGeneeals Repobt
The Following Miscellaneous Companies Have Made the Deposit Required and
Are Authorized to Write Fidelity and Surety Bonds
Name of Company Home Office Name of Company Home Office
Aetna Ac Liability Ins Co Hartford Conn American Bonding CoBaltimore Md American Surety CoNew York N Y Equitable Surety CompanySt Louis Mo Fidelity Deposit Co of Md Baltimore Md National Surety CoNew York N Y Title Guarantee Surety Co Scranton Penn U S Fidelity Guarantee Co Baltimore Md
IV ASSESSMENT LIFE INSURANCE COMPANIES
a Companies Authorized to do an Ordinary Life Business
Name of Company
Home Office
American Life Annuity CoAtlanta Ga
Merchants Life AssnBurlington la
National Life AssnDes Moines Iowa
Name of Company
Home Office
North Carolina Mutual Provident
Ass n Durham N C
Assessment Life Insurance CompaniesContd
b Companies Authorized to do an Industrial Life Health and Accident Business
Name of Company Home Office
American Insurance CoSavannah Ga
Atlanta Mutual Ins AssnAtlanta Ga
Bankers Health Life Ins CoMacon Ga
Continental Aid AssnAtlanta Ga
Georgia Mutual Ind Life Health
Ins CoAugusta Ga
Guaranty Mutual Life Health
Ins CoSavannah Ga
Name of Company Home Office
Home Friendly SocietyBaltimore Md
Industrial Life Health Ins Co Atlanta Ga
Mutual Benefit Ind Life Insurance
Ass n Savannah Ga
Pilgrim Health Life Ins CoAugusta Ga
Union Mutual AssnAtlanta Ga
c Stock Companies Authorized to do an Industrial Life Health and Accident
Business
U S Health Life Insurance CompanyAtlanta Gaa
Farmers Cooperative Fire Ins CoJackson Ga
Farmers Cooperative Ins Assn of

ComptbollebGenebal s Bepoet
V ASSESSMENT FIRE COMPANIES
a Companies Authorized to Operate in Four Counties Only
XXIX
Southern States Fire Ins CoAthens Ga Sunlight Insurance CoAtlanta Ga
b Farmers Cooperative Companies
Floyd CoBorne Ga
Farmers Mutual Fire Ins CoDawson Ga
Farmers Hutual Ins Ass nOakman Ga
Farmers Protective Fire Ins Co Lithonia Ga
Gordon County Mutual Fire Storm
Ins CoCalhoun Ga
South Georgia Farmers Fire Ins
C0Thomasville Ga
VI FRATERNAL ORDERS
a Domestic
Name Home Office Attorney for Service

Farmers Mutual Life Protective Association





b Foreign
Name

American Woodmen Supreme Camp of
Ben Hur Supreme Tribe of
Catholic Knights of America Sup Council
Columbian Fraternal Association
Home Office
Attorney for Service
Denver Colo
Indianapolis Ind
St Louis Mo
Washington D C
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
XXX
CoMPTROLLERGrENEEALs REPORT
Fraternal OrdersContd
b ForeignContd
Name
Home Office
Attorney for Service
Fraternal Mystic Circle Sup Buling of
Fraternal Union of America Sup Lodge
Fraternal Protective Assn of Mass
Golden Seal Order of
Grand Fraternity The
Heptasophs Improved Order of
Independent Order of Puritans
Philadelphia Penn
Denver Colo
Boston Mass
Roxbury N Y
Philadelphia Penn
Baltimore Md
Pittsburg Pa
Knights of Columbus
Knights of Honor Supreme Lodge
Knights of Maccabees of the World
Knights of Pythias Supreme Lodge
Ladies of the Maccabees of the World
Masonic Mutual Life Association The
Modern Brotherhood of America
Modern Order of Praetorians
Modern Woodmen of America
National Protective Legion
National Union
Eoyal Benefit Society
Boyal Fraternal Association
Eoyal Arcanum Supreme Council of
Sailors
Southern Woodmen
United Commercial Travelers of America
New Haven Conn
St Louis Mo
Dertoit Mich
Indianapolis Ind
Port Huron Mich
Washington D C
Mason City Iowa
Dallas Texas
Eock Island 111
Waverly N Y
Toledo Ohio
Washington D C
Charlotte N C
Boston Mass
Nashville Tenn
Birmingham Ala
Columbus Ohio
Woodmens Circle Supreme Circle
Woodmen of the World Sovereign Camp
Omaha Neb
Omaha Neb
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr i
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
asurance Commr
Insurance Commr
Insurance CommrFIRE INSURANCE COMPANIES
UNITED STATES BRANCH OF THE AACHEN AND M
SsURANCE COMPANY OF AKLACHAPELLE GERMANY
Joseph A Kelsey United States Manager
Principal Office fn United States 84 William St New York City
Dan B Harris Atlanta Attorney for Serve in Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year a4zyao t
2424793 97
4 Extended at
IIIncome
1026065 75 i I 1 r
5 Gross premiums
6 Deduct gross amount paid for reinsurance
fire 25108440 return premiums fire XC30RG
28811891 total 539203 31 4
7 Total premiums other than perpetual 1086862
11 Gross interest on bonds and dividends on
stocks less 121996 accrued interest on
bonds acquired during 1911 77780 04
12 Gross interest on deposits in trust com
pames and banks
13 Gross interest from all other sources
83455 93
15 Total gross interest and rents 8 152 28
17 Home office
1178470 65
28 Total income
HIDisbursements
1 Gro amount paid policyholders for losses
deluding 11024687 occurring in pre
vious years
2 Deduct amount received for salvage fire
3 91656 reinsurance fire 10796410
discount fire 77946 total 1126G0 12
3 Net amount paid policyholders for losses 550036 06ComptrollerGenerals Report
4 Expenses of adjust ment and settlement of losses 21202 24
5 Commissions or brokerage 231145 95
6 Allowances to local agencies for miscellaneous agency
expenses 283 19
7 Salaries 2379747 and expenses 1811666 of special
and general agents 41914 13
8 Salaries fees and all other charges of officers directors
trustees and home office employees 77929 83
9 Rents for companys occupancy of its own buildings 6797 31
10 Advertising 232958 printing and stationery 651700
total 8846 58
11 Postage telegrams telephone and express 10315 24
12 Legal expenses 71 31
13 Furniture and fixtures 407 64
14 Maps including corrections 4500 84
15 Underwriters boards and tariff associations 14123 02
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses 12851 14
17 Inspections and surveys 2826 97
20 State taxes on premiums 18151 81
21 Insurance department licenses and fees 8254 73
22 All other licenses fees and taxes viz Federal corpora
tion tax 112737 municipal taxes and fees 443790
county taxes and fees 54650 New York State for
exempting bonds 125000 total 7361 77
23 Other disbursements viz Commercial ratings 135485
miscellaneous items 104514 membership fee factory
insurance association 50000 total 289999
28 Home office 53233 80
38 Agents balances charged off 176 06
39 Gross loss on sale or maturity of ledger assets viz
Bonds 4750 00
41 Total disbursements 1078079 61
IVLedger Assets
4 Book value of bonds 2162S94 1 3
5 Cash in companys office 271 31
6 Deposits in trust companies and banks not
on interest 12678 09
7 Deposits in trust companies and bunks on
interest 156005 71
8 Agents balances representing business
written subsequent to October 1 1911 190808 08
9 Agents balances representing business
written prior to October 1 1911 184366
11 Bills receivable taken for fire risks 684 03
16 Total ledger assets 2525185 01ComptrollerGenerals Eepobt
NonLedger Assets
18 Interest due and accrued on bonds 25024 63
24 Total 25024 63
30 Gross assets 2550209 64
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to October 1 1911 1843 66
35 Bills receivable past due taken for ma
rine inland and fire risks 684 03
38 Book value of ledger assets over market
value 519
41 Total admitted assets 2470162 82
VLiabilities
1 Gross losses adjusted and unpaid not
yet due 1973 79
2 Gross claims for losses in process of ad
justment or in suspense plus 10000
reserve for losses incurred prior to
Dec 31 of which no notice had been
received on that date 107482 16
3 Gross claims for losses resisted 18631 78
4 Total 128087 73
5 Deduct reinsurance due or accrued 21068 14
6 Net amount of unpaid losses and claims 107019 59
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or
less from date of policy including in
terest premiums on perpetual fire risks
68582202 unearned premiums fifty
per cent 342911 01
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 136662215
unearned premiums pro rata 721003 32
11 Total unearned premiums as computed above 1063814 33
18 Salaries rents expenses bills accounts fees etc due
or accrued 9514 894 ComptrollerGenerals Eeport
19 Estimated amount hereafter payable for federal State
and other taxes based upon the business of the year
of this statement 13200 00
20 Commissions brokerage and other charges due or to be
come due to agents and brokers 315 00
21 Return premiums 76995 reinsurance premiums 6
49092 total 7260 87
26 Total amount of all liabilities except capital 1201124 68
28 Surplus over all liabilities 1269038 14
30 Total liabilities 2470162 82
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 214577811 00 2235845 55
2 Written or renewed during the year 159245985 00 1626065 75
4 Total 373823796 00 3861911 30
5 Deduct those expired and marked off as
terminated 130449879 00 1442980 41
6 In force at the end of the year243373917 00 2418030 89
7 Deduct amount reinsured 35930794 00 366486 72
8 Net amount in force207443123 00 2052444 17
Business in the State of Georgia During the Year
28 Gross risks written 3888147 00
Less 101094000 risks cancelled and 76003100 reinsur
ance 1770971 00
Net risks written 2117176 00
29 Gross premiums on risks written 51598 78
Less 1149739 return premiums and 1011569 premiums
for reinsurance 21613 08
Nel premiums received 29985 70
30 Losses paid deducting salvage 20256 57
Less losses on risks reinsured 4716 20
Net losses paid 15540 37
31 Losses incurred 18776 91
Less losses on risks reinsured 3686 57
Met losses incurred 15090 34CompteolleeGteneeals Eepoet 5
etna insurance company of haetford connecticut
William B Clark President Henry E Rees Secretary
ICapital stock
1 Amount of capital paidup
in cash 5000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 19442301 32
4 Extended at
19442301 32
IIIncome
5 Gross premiums 10354484 81 1837584 03
6 Deduct gross amount paid
for reinsurance fire
139738758 marine and
inland 49830198 return
premiums fire 1189
39122 marine and in
land 20512472 total 2586778 80 703426 70
7 Total premiums other than perpetual 8901863 34
8 Deposit premiums written on perpetual risks gross
11 Gross interest on bonds and dividends on
stocks less1 921353 accrued interest on
bonds acquired during 1911
12 Gross interest on deposits in trust companies
and banks
13 Gross interest from all other sources
Interest on old refund of N Y bank
taxes
14 Interest received on account of old balance
15 Interest on deferred payment of interest on
Greenville Ala city bonds
16 Gross rents from Companys property in
eluding 25000 for companys occupancy
of its own buildings
813929 10
24642 86
536 12
3 19
6803 49
111 60
25250 00
17 Total gross interest and rents
18 From other sources viz conscience fund
241600 tax on real estate recovered
state of Connecticut 1066650
24 Increase in liabilities during the year on account of re
insurance treaties
25 From agents balances previously charged off
864472 87
13082 50
32428 55
84 81
28 Total income 9818735 56ComptrollerGenerals Report
IIIDisbursements
1 Gross amount paid policy
holders for losses includ
ing 75647284 occurring
in previous years4877864 36
2 Deduct amount received for
salvage fire 5329886
marine and inland 22
30340 reinsurance fire
72793076 marine and
inland 20599661 dis
count fire 277676 784006 38
729705 24
228300 01
10
11
12
13
14
15
16
17
18
19
20
21
23
31
Net amount paid policyholders for losses 4595263 21
Expenses of adjustment and settlement of losses 45741 25
Commissions or brokerage 1704893 47
Salaries 18177169 and expenses 12927043 of special
and general agents 311042 12
Salaries fees and all other charges of officers directors
trustees home and branch offices employees 365287 51
Rents including 25000 for companys occupancy of its
own buildings 49385 67
Advertising 1913347 printing and stationery 7834462 97478 09
Postage exchange telegrams telephone express and
freight 62264 73
Legal expenses 9177 40
Furniture and fixtures 19849 69
Maps including corrections 16749 63
Underwriters boards and tariff associations 87595 27
Fire department fire patrol and salvage corps assessments
fees taxes and expenses 14274 06
Inspections and surveys 56966 24
Repairs and expenses other than taxes on real estate 10115 57
Taxes on real estate 10119 50
State taxes on premiums 129713 49
Insurance department licenses and fees 27959 13
All other licenses fees and taxes viz Federal corporation
tax 1136587 fire department taxes 3526695 city
and town licenses 2376803 tax on franchise 21485
stockholders tax 14500000 other taxes viz Fire
marshal tax 626343 personal property tax in various
towns 457926 226458 39
other disbursements viz equipment of printing department
583983 auditing coal electric light and gas ice
janitors and engineers supplies laundry lunch system
newspaper subscriptions etc water vault protection
pensions cartage premium on ire and liability policies
mercantile agencies 3151086 37350 69
Paid Munich ReInsurance Company for interest on balance 18778 74ComptrollerGenerals Report 7
2 632 52
33 Deposit premiums returned
34 Paid stockholders for interest or dividends amount de
clared during the year 80000000 S0 00
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz bonds 27090
41 Total disbursements
8727193 54
16785333 60
IVLedger Assets
Book value of real estate 588207 93
Book value of bonds 1257108248 and stocks 4214
25112 total
Cash in companys office 3892 85
Deposits in trust companies and banks
not on interest 62860 14
Deposits in trust companies and banks on
interest 1540714 32
8
9
16
18
21
22
24
26
30
34
39
Total cash items 1607467 31
Aeents balances representing business written subse
quent to October 1 1911 1547730 80
Agents balances representing business written prior to
October 1 1911 5103 70
Total ledger assets 20533843 34
NonLedger Assets
Interest accrued on bonds
New York Life Insurance Trust Com
pany
Morgan Grenf ell Co
88189 72
312 79
228 52
Total
1731 03
Market value of bonds and stocks over book value 1613126 97
Gross assets 2223570134
Deduct Assets not Admitted
Agents balances representing business
written prior to Oct 1 1911
Real estate
Total
213207 93
218311 S3
41 Total admitted
assets 22017389 71
VLiabilities
Gross losses adjusted and unpaid not yet
due
139578 658 ComptrollerGenerals Beport
2 Gross claims for losses in process of adjust
ment or in suspense plus 3703240
reserved for losses incurred prior to
December 31 of which no notice had been
received on that date 671737 70
3 Gross claims for losses resisted 45319 00
4 Total 856635 35
5 Deduct reinsurance due or accrued 242762 37
6 Net amount of unpaid losses and claims 613872 98
7 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running one year or less from date
of policy including interest premiums on
perpetual fire risks 430627620 Un
earned premiums fifty per cent 2153138 10
8 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running more than one year from
date of policy 980808550 unearned
premiums pro rata 5248184 69
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
82108972 unearned premiums fifty
per cent 410544 86
10 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 1948777
unearned premiums 100 per cent 19487 77
11 Total unearned premiums as computed above 7831355 42
12 Amount reclaimed by the insured on perpetual fire in
surance policies being 95 per cent of the premium or
deposit received 105028 61
18 Salaries rents expenses bills accounts fees etc due or
accrued 1000 00
19 Estimated amount hereafter payable for Federal state and
other taxes based upon the business of the year of this
statement 150000 00
23 All other liabilities viz balance held for Munich Re
insurance Company under contract 481937 96
26 Total amount of all liabilities except capital 9183194 97
27 Capital actually paid up in cash 5000000 00
28 Surplus over all Liabilities 7834194 74
29 Surplus as regards policyholders 12834194 74
30 Total liabilities 22017389 71ComptrollerGenerals Report 9
VIRisks and Premiums
1 In force on the 31st day of December as
per line 5 under this heading in last
years statement 1287673974 15028685 21
2 Written or renewed during the year per
incomeNo5 864740143 10354484 81
4 Total 2152414117 25383170 02
5 Deduct those expired and marked off as
terminated 778774511 9564704 11
6 In force at the end of the year 1373639606 15818465 91
7 Deduct amount reinsured 142751506 1704104 21
8 Net amount in force 1230888100 14114361 70
9 Perpetual risks not included above 474088400 De
posit premiums on same 110556 43
Business in the State of Georgia During 1911
28 Gross risks written 17296339 00 786507 00
Less 2931166 risks canceled and 221
025 reinsurance 2986691 00 165500 00
Net risks written 14309648 00 621007 00
29 Gross premiums on risks written 301806 59 14027 09
Less 3445044 return premiums and 3
27362 premiums for reinsurance 34892 68 2831 38
Net premiums received 266913 91 11195 71
30 Losses paid deducting salvage 155475 19 25401 77
Less losses on risks reinsured 473 18
Net losses paid 155002 01 2540177
31 Losses incurred 165188 61 20683 77
Less losses on risks reinsured 473 18
Net losses incurred 164715 43 20683 77
AGRICULTURAL FIRE INSURANCE COMPANY OF WATERTOWN
NEW YORK
W IT Stevens President J D Adams Secretary
Principal Office 203 Washington St Watertown N Y
Thomas I Lynch Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 31852 6610 ComptrollerGenerals Eeport
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 32502
interest accrued thereon 977355 total W1 01
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 541686 00
5 Value of buildings mortgaged insured for
50036500 as collateral 574690 00
6 Total value of said mortgaged premises
carried inside 1116376 00
Total par and market value of all stocks and bonds owned
absolutely by the company and carried out at market
i 2288o4 oO
value
12 Cash in companys principal office 4478 14
13 Cash belonging to the company deposited
in bank i40509 00
m t i 344987 14
Total cash items
15 Interest due and accrued on bonds not included in mar
ket value uncolleeted 23363 11
16 Interest duo and accrued on collateral loans and uncol
leeted 8 jjjj
17 Cash in hands of agents and in course of transmission 30045 66
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid
158882 accrued interest bank balances 65286 total 2241 68
Total assets of the company actual cash market value 4000428 73
IIILiabilities
1 Losses due and unpaid 32349 35
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 106067 60
3 Losses resisted including interest costs
and other expenses thereon 15996 00
4 Total gross amount of claims for losses 154412 95
5 Deduct reinsurance thereon 28782 95
6 Net amount of unpaid losses 125630 00
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 96478000 un
earned premiums fifty per cent 482390 00
8 Gross premiums without any deduction
received and receivable upon all unexComptrollerGenerals Beport 11
pired fire risks running more than one
year from date of policy 256839500
unearned premiums pro rata 13533833b
11 Total unearned premiums as computed above carried out 1835773 36
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses u
If 11 other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Reinsurance premiums 4102707 reserve
for contingencies 15000000 total JWLu
20 Total amount of all liabilities except capital stock senp
and net surplus
21 Joint stock capital actually paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities Ij0oio 8
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
I Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 269304 21
3 Net collected 269304 21
4 Gross premiums on risks written and re
newed during the year 2587603 88
5 Total 2856908 09
6 Deduct premiums and bills in course of
collection at this date 300745 0G
7 Entire premiums collected during the
2556162 43
year p
8 Deduct reinsurance and return premiums 843171 36
9 Net cash actually received for premiums carried out 1712991 07
II Received for interest and dividends on stocks and bonds
collateral loans and from all other sources dblMJ s
12 Income received from all other sources omitting increase
if any in value of securities viz
Rents 250000 other 2780157 total dUrfUi
5 Aggregate amount of income actually received during the
vear in cash 12 ComptrollerGenerals Eeport
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 138101391 losses occurring in
previous years 1108635 84
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 394073 and all
amounts actually received for reinsur
ance in other companies 25457330
total deductions 258514 03
Net amount paid during the year for losses 850121 81
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 75000 00
6 Paid for commissions or brokerage 374923 68
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 167451 26
8 Paid for State national and local taxes in this and other
States 66170 93
9 All other payments and expenditures viz Loss adjust
ments board taxes advertising printing and sundries 120582 44
Aggregate amount of actual expenditures during the year
in cash 1654250 12
VIEisks and Premiums
Fire Tfisks Premiums Thereon
1 In force on the 31st day of December 389759500 00 3938029 00
2 Written or renewed during the year 252596000 00 2587603 88
3 Excess of original premiums over amount
received for reinsurance 770 00
4 Total 642355500 00 6526402 88
5 Deduct those expired and marked off as
terminated 225662200 00 2416640 88
6 In force at the end of the year416693300 00 4109762 00
7 Deduct amount reinsured 52480300 00 576587 00
SNet amount in force364213000 3533175 00
Business in the State of Georgia During the Year
Fire marine and inland risks written 2331800 00
Premiums received gross 24956 06
Losses paid 20827 24
Losses incurred 17797 21ComptbollerGenerals Eepobt
13
THE ALLIANCE INSURANCE COMPANY OF PHILADELPHIA
Home Office 232 Walnut Street Philadelphia Pennsylvania
Eugene L Ellison President T Houard Wright SecretaryTreasurer
Edward S Gay Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 750000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1859553 27
3 Increase of paidup capital during the year 250000 00
4 Extended at 2109553 27
IIIncome
Eire Marine and Inland
5 Gross premiums1006549 73
6 Deduct gross amount paid
for reinsurance fire
15514911 marine and
inland 5354445 return
premiums fire 163
41319 marine and in
land 7976449 total 318562 30
401637 77
133308 94
7 Total premiums other than
perpetual 687987 43 268328 83
8 Deposit premiums written on perpetual risks gross
11 Gross interest on bonds and dividends on
stocks less 179917 accrued interest
on bonds acquired during 1911 20160 83
12 Gross interest on deposits in trust com
panies and banks 2146 14
13 Gross interest from all other sources viz
14 Branch office bank balances 23 97
15 Deferred settlements etc 5 07
17 Total gross interest and rents
18 From other sources viz Perpetual deposit fees
26 Gross profit on sale or maturity of ledger assets viz
Bonds 70725 stocks 364250 total
956316 26
2185 50
72336 01
3 90
4349 75
28 Total income 1035191 42
IIIDisbursements
Fire Marine and Inland
1 Gross amount paid policy
holders for losses 370704 33 229711 8814
ComptrollerGenerals Report
2 Deduct amount received for
salvage Are 381543
marine and inland 10
69326 reinsurance fire
4666370 marine and
inland 4263013 total
50479 13
53323 39
9
10
11
12
13
14
15
16
17
20
21
22
23
33
34
35
36
38
Net amount paid policy
holders for losses 32022520 176388 49
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency
expenses
Salaries 1259803 and expenses 556336 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents for companys occupancy of its own buildings
Advertising 270139 printing and stationery 586842
total
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes viz Federal corpora
tion tax 165134 Pennsylvania tax on capital stock
455500 municipal licenses 229507 total
Other disbursements viz Registration of stock
Deposit premiums returned
Paid stockholders for interest or dividends amount de
clared during the year 4000000
Scrip or certificates of profits redeemed in cash
1 nterest paid to scripholders
Agents balances charged off
496613 69
6915 70
213415 21
10752 20
18161 39
22350 46
3866 02
8569 81
4564 40
1577 57
140 15
1308 22
8890 94
3704 46
1033 36
12963 30
5984 69
8501 41
100 00
34 00
40000 00
194348 16
17167 60
856 32
41 Total disbursements 081 819 06
IVLedger Assets
4 Book value of bonds 103496350 and stocks 168
51525 total 1803478 75
5 Cash in companys office 84 08ComptrollerGenerals Report
7 Deposits in trust companies and banks on
15
interest
128872 99
Total
8 Agents balances representing business written subse
quent to October 1 1911
9 Agents balances representing business written prior to
October 1 1911
10 Bills receivable taken from marine and inland risks
10 Total ledger assets
NonLedger Assets
18 Interest duo and accrued on bonds
129057 07
127342 08
2147 91
899 82
2062925 63
10339 55
24 Total
27 Other nonledger assets viz Salvage claims
10339 55
2510 00
30 Gross assets
Deduct Assets Not Admitted
2075775 18
34 Agents balances representing business
written prior to October 1 1911 2147 91
38 Book value of ledger assets over market
value viz Bonds and stocks 6707125
Total
41 Total admitted assets
69219 16
2006556 02
VLiabilities
1 Gross losses adjusted and unpaid
2 Gross claims for losses in process of ad
justment or in suspense plus 250000
reserved for losses incurred prior to De
cember 31 of which no notice had been
received on that date
3 Gross claims for losses resisted
1671 00
117357 00
10425 00
4 Total 129453 00
5 Deduct reinsurance due or accrued 18938 00
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks Tunning one year or less
from date of policy 44234366 un
earned premiums fifty per cent MliJ
110515 0016
ComptrollerGenerals Eepoet
8 Gross premiums received and receivable
upon all unexpired fire risks running
more than one year from date of poliey
55184311 unearned premiums pro
rata 304328 55
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
8211508 unearned premiums fifty
per cent 41057 54
10 Gross premiums cash and bills received
and receivable upon all unexpired ma
rine risks 13147844 unearned pre
miums 50 per cent 65739 22
11
12
19
21
26
27
28
29
30
Total unearned premiums as computed above
Amount reclaimable by the insured on perpetual fire in
surance policies being 90 per cent of the premium on
deposit received
Estimated amount hereafter payable for federal State
and other taxes based upon the business of the year
of this statement
Eeinsurance premiums
632297 14
13073 18
6600 00
2045 45
Total amount of all liabilities except capital 764530 77
Capital actually paid up in cash 750000 00
Surplus over all liabilities 492025 25
Surplus as regards poliey holders 1242025 25
Total liabilities 2006556 02
VIBisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December 87627930 00 1050149 24
Written or renewed during the year 84360936 00 1006549 73
Total 171988866 00 2056098 97
Deduct those expired and marked off
as terminated 72711798 00 884784 30
In force at the end of the year 99277068 00 1171914 67
Deduct amount reinsured 13950780 00 177727 90
Net amount in force 85326288 00 994186 77
Perpetual risks not included above 45590000 deposit
premiums on same 14525 70ComptrollerGenerals Report 17
Business in the State of Georgia During the Year
Fire Marine and Inland
28 Gross risks written 1772932 00 10600 00
Less 53099500 risks cancelled 530995 00 26850 00
Net risks written 1241937 00 16250 00
29 Gross premiums on risks written 2345840 00
Less 409177 return premiums 24003 00 455 69
Net premiums received 1960666 00 152 69
30 Losses paid deducting salvage 11077 08
Net losses paid 11077 08 82 95
31 Losses incurred 11264 31
Net losses incurred 11264 31 82 95
AMERICAN DRUGGISTS FIRE INSURANCE COMPANY OF
CINCDSTNATI OHIO
Chas H Avery President Frank H Freericks Secretary
Principal Office 12151216 Mercantile Library Building
Attorney for Service in Georgia Ben S Persons Macon Ga
ICapital
1 Whole amount of capital stock 200000 00
2 Amount paid up in cash 200000 00
IIAssets
8 Account of stocks and bonds owned absolutely by the
company carried out at market value 291282 90
12 Cash in companys principal office 1090 93
13 Cash belonging to the company deposited
in bank Western German Bank Cincin
nati Ohio 4788 68
Ohio State Savings Association Colum
bus Ohio 9000 00
Total cash items 14879 61
15 Interest due and accrued on bonds not in
cluded in market value uncollected 4449 17
17 Cash in hands of agents and in course of transmission 11371 30
Accrued interest on certificates of deposit I64 66
Accrued interest on current account Western German Bank 5 05
Total assets of the company actual cash market value 322152 6918
ComptrollerGenerals Eeport
IIILiabilities
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses
4 Total gross amount of claims for losses
1500 00
1500 00
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 7964928 unearned
premiums fifty per cent 39824 64
8 Gross Premiums without any deduction
received and receivable upon all unexpir
ed fire risks running more than one year
from date of policy 371851 un
earned premiums pro rata as per
schedule on page four 2151 05
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz federal state county and other taxes
accrued
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net Surplus
IVIncome During the Year
1 Gross premiums and bills in course of collec
tion at close of last previous year as
shown by that years statement 8258 60
3 Net collected 8258 60
4 Gross premiums on risks written ami re
newed during the year as shown in risk
and premium exhibit 83863 46
5 Total 92122 06
6 Deduct premiums and bills in course of
collection at this date 11371 30
7 Entire premium collected during the year
Cash 8075056 80750 56
1500 00
41975 69
2108 98
1560 34
47145 01
200000 00
75007 68
322152 69ComptrollerGenerals Report
19
8 Deduct reinsurance and return premiums 281557
9 Net cash actually received tor premiums carried out
10 Received for interest on bonds and mortgages less 19080
accrued on bonds acquired in 1911
11 Received for interest and dividends on stocks and bonds
Collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz stock transfer fees
2000 from agents balances previously charged 3750
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses 17921 94
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 28289 and all
amounts actually received for reinsurance
in other companies total deductions 282 89
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz adjustment
expense 60998 rent 48000 advertising printing
and stationery 337658 postage telegraph and ex
press 103091 legal expenses 1000 inspection and
surveys 17161 special agents expenses 50479 gen
eral expenses 87805 total
Aggregate amount of actual expenditures during the year in
cash
Business in the State of Georgia During the Year
Fire marine and inland risks written
Premiums received gross
77935 19
11524 48
64 59
57 50
89581 76
17639 05
16000 00
10014 41
10801 48
3939 26
7061 92
65456 12
52550 00
780 6020 CompteollerGenebals Bepoet
american home eire insurance company of greenville
south carolina
C has F Hard President Geo II Hart Secretary
Principal Office Masonic Temple Building
Attorney for Service in Georgia A L Waldo
ICapital
1 Whole amount of capital stock 200000 00
2 Amount paid up in cash 200000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbranees thereon 35000 00
2 Loans on bonds and mortgage duly recorded and being
first liens on the fee simple 185045 00
3 Interest due and accrued on all said bond and mortgage
loans 4058 55
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 31617 91
11 Total par and market value and amount loaned thereon 1500 00
12 Gash in companys principal office 6 37
13 Cash belonging to the company deposited
in bank 28291 14
Total 28297 51
15 Interest due and accrued on bonds not included in market
value uncollected 308 33
17 Cash in hands of agents and in course of transmission 25219 52
All other assets both real and personal as per schedule at
tached viz rents due and accrued 15600 due from
other companies for reinsurance on losses already paid 156 00
Total assets of the company actual cash market value 311202 82
IIILiabilities
3 Losses resisted including interest costs and
t her expenses thereon 7010 42
5 Deduct reinsurance thereon 500 00
6 Net amount of unpaid losses 6510 42
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy unearned premiums fifty
per cent 33302 07
8 Cross premiums without any deduction
received and receivable upon all unComptrollerGenerals Report
21
expired fire risks running more than one
year from date of policy unearned
premiums pro rata 41311 43
11 Total unearned premiums as computed above carried out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Reinsurance premiums unpaid
Agents balances on business1 written prior to Oct 1 1911
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of collec
tion at close of last previous year as
shown by that years statement 15719 38
3 Net collected 15719 38
4 Gross premiums on risks written and re
newed during the year as shown in
risk and premium exhibit 78448 59
5 Total 94167 97
8 Deduct reinsurance and return premiums 17206 64
9 Net cash actually received forpremiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz rents
Profits and sale real estate
13 Received for calls on interest surplus 550834 for in
crease capital 8453300 total
15 Aggregate amount of income actually received during the
year in cash
74613 50
700 16
2543 21
1335 17
85702 46
200000 00
25500 36
311202 82
76961 33
10573 82
1531 62
1995 00
2325 00
90041 67
183428 44
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 559935 losses occurring in
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1036 and all
48896 7622 ComptrollerGenerals Report
amounts actually received for reinsurance
in other companies 387368 total de
ductions 388404 3884 04
Net amount paid during the year for losses
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for state national and local taxes in this and other
states
0 All other payments and expenditures viz Miscellaneous
expenses of all kinds
Business in the State of Georgia During the Year
Fire marine and inland risks written
Premiums received gross
Losses paid
Losses incurred
45012 72
17988 76
4161 00
23923 92
946630 00
165556 95
9713 73
10587 92
AMERICAN CENTRAL FIRE INSURANCE COMPANY OF
SAINT LOUIS MISSOURI
Edw T Campbell President B G Chapman Jr Secretary
Principal Office 816 Olive Street St Louis Mo
Guy Carpenter Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 2000000 00
2 Amount paid up in cash 2000000 00
IIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 29900 00
3 Interest accrued on all said bond and mortgage loans 358 80
4 Value of lands mortgaged exclusive of
buildings and perishable improve
ments 63100 00
Total par and market value of all stocks and bonds owned
absolutely by the company and carried out at market
value 4387218 00
11 Total par and market value and amount loaned thereon 421900 00
12 Cash in companys principal office 13782 9
13 Cash belonging to the company deposited
in bank 148539 80
Total cash items 162322 73ComptbollebGeneeals Eepoet
23
15 Interest due and accrued on stocks not included in mar
ket value uncollected
Interest due and accrued on collateral loans and uncol
23296 74
875 00
16
lcctcd
17 Cash in hands of agents and in course of transmission
net 759495 prior to Oct 1 nonadmitted assets 4444y o
18 Bill receivable not matured taken for fire marine a
inland risks
1292 91
Total assets of the company actual cash market value 5471662 43
IIILiabilities
1 Losses duo and unpaid 58613 G1
2 Gross losses in process of adjustment or in
suspense including all reported and
99 Q17 72
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
10800 00
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
322331 33
109776 09
743970 21
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
less from date of policy 148794043
unearned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 311652911
unearned premiums pro rata 1621133 04
11 Total unearned premiums as computed above carried
out
15 Dividends declared and remaining unpaid or uncalled for
17 Duo and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Taxes estimated
212555 24
2365103 25
838 48
3595 20
30000 00
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash KZ m
23 Surplus beyond capital and all other Labilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus
2612092 17
000000 00
859570 26
5471662 4324
ComptbollebGeneeals Repoet
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 567872 55
3 Net collected 567872 55
4 Gross premiums on risks written and re
newed during the year 39S8250 34
5 Total 4556122 89
6 Deduct premiums and bills in course of
collection at this date 531874 34
7 Entire premiums collected during the
year 4024248 55
8 Deduct reinsurance and return premiums 1388632 64
9 Net cash actually received for premiums carried out
10 Beceived for interest on bonds and mortgages
11 Beceived for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz On bank deposit
52894 on bills receivable and other items 5317
discounts 18273 unclaimed dividends 3000 total
15 Aggregate amount of income actually received during
the year in cash
2635615 91
1794 00
237291 28
794 84
2875496 03
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 21463071 losses occurring in
previous years 2116764 76
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1286720 and all
amounts actually received for reinsur
ance in other companies 42387958
total 436746 78
Net amount paid during the year for losses 1680 017 98
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 240
00000 260000 00
6 Paid for commissions or brokerage 507 003 44
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 229 943 66
8 Paid for State national and local taxes in this and other
States 75179 27ComptrollerGeneeals Repoet
9 All other payments and expenditures viz Loss adjust
ments 2217540 rents 1214926 advertising 2
90406 printing and stationery 2699964 postage
express exchange and telegrams 2397316 legal
604469 furniture and fixtures 298358 maps 7
333 63 underwriters boards 2772525 fire depart
ment and salvage corps 509797 inspection and sur
veys 1536047 miscellaneous 7067982 total
25
223400 93
Aggregate amount of actual expenditures during the year
i 2975551 ZS
in cash
VIRisks and Premiums
Fire Bisks Premiums
1 In force December 31 1910484746592 00 5476 670 78
2 Written or renewed in 1911 347564227 00 3988250 34
3 Totals 832310819 00 9464921 12
4 Deduct expirations and cancellations 325222605 00 3882846 00
5 In force December 31 1911507088214 00 5582075 12
6 Deduct amount reinsured and reinsur
ance commissions J2518807 00 977605 5S
7 Net amount in force424509407 00 4604 469 54
Business in the State of Georgia During the Year
Fire marine and inland risks written 478fJ
84798 85
33274 06
32380 34
Premiums received gross
Losses paid
Losses incurred
THE AMERICAN FIRE INSURANCE COMPANY OF NEWARK N J
Philemon L Hoadley President 0 Western Bailey Secretary
Principal Office 70 Park Place Newark N J
Olin L Pattillo Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 0000 00
2 Amount paid up in cash 1000000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 4b8wu26
ComptrollerGenerals Report
2 Loans on bond ami mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 2
1777 interest accrued thereon 1901476 total
4 Value of lands mortgaged exclusive
of buildings and perishable improve
ments 1759657 00
5 Value of buildings mortgaged 2232950 00
6 Total value of said mortgage premises
carried inside 3992607 00
Total par and market value of all stocks and bonds owned
absolutely by the company and carried out at market
value
12 Cash in companys principal office 617 76
13 Cash belonging to the company deposited
in banks viz Essex County National
Bank 15770534 National Newark
Banking Co 16294618 total 320051 52
Total cash items
15 Interest due and accrued on bonds not included in mar
ket value uncollected
17 ash in hands of agents and in course of transmission
not more than three months due
18 Bill receivable not matured taken for fire marine and
inland risks not past due
All other assets both real and personal viz Rents due
and accrued
1658890 75
22092 51
5979405 00
321269 28
54386 08
548290 95
292032 72
66 66
Total assets of the company actual cash market value 9344434 55
111Liabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
Losses resisted including interest costs
and other expenses thereon
355759 23
32900 00
4 Total gross amount of claims for losses 383659 23
5 Deduct reinsurance thereon 94087 06
0 el amouni of unpaid losses 291571 57
7 dross premiums without any deduction
received and receivable upon all nnex
pired fire risks running one year or less
from dale of policy 155511047 un
earned premiums fifty per cent 777555 23ComptrollerGenerals Report
27
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 739286416
unearned premiums pro rata 3735994 74
11 Total unearned premiums as computed above carried
out
14 Amount of dividends declared but not yet due
17 Duo and accrued for salaries rent advertising and for
agency and other miscellaneous expenses estimated
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Accrued taxes
191 Commissions brokerage and other charges due or to
become due to agents and brokers
4513549 97
60105 00
2500 00
40000 00
171159 49

20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
21 Special reserve fund see chapter 258 laws of 1908
State of New Jersey
23 Surplus beyond capital and all other liabilities
5081886 03
1000000 00
300000 00
2962548 52
24 Aggregate amount of all liabilities including capital paid
up and net surplus 9344434 oo
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 798702 32
2 Deduct amount of same not collected 645 46
798056 86
3 Net collected
4 Gross premiums on risks written and re
newed during the year 4974915 34
5 Total 5772972 20
6 Deduct premiums and bills in course of
collection at this date 888299 94
7 Entire premiums collected during the
year 4884672 26
8 Deduct reinsurance and return premiums 1403917 04
9 Net cash actually received for premiums carried out
10 Received for interesl on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
3480755 22
82177 76
280619 0528
ComptrollerGenerals Eeport
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 2464055
sale of right to subscribe for new issue Panama Rail
road stock 116484 total
25805 37
15 Aggregate amount of income actually received during the
year in cash 3869357 40
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 30040914 losses occurring in
previous years 2197214 72
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 702611 and all
amounts actually received for reinsur
ance in other companies 28309042
total deductions 290116 53
Net amount paid during the year for losses
Expenses of adjustment and settlement of losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
24000000 cash dividends actually paid policyhold
ers 61
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All oilier payments and expenditures viz Repairs and
expenses on real estate 125018 taxes on real estate
761373 depreciation of stocks and bonds 2473422
stationery postage oxpressage rent etc
1907098 19
52746 24
230054 00
878586 68
161106 70
121820 73
281075 43
Aggregate amount of actual expenditures during the year
in cash
3632487 97
Business in the State of Georgia During the Year
Fire risks written
Premiums received gross
Losses paid
Losses incurred
1871697 00
30328 71
10148 09
10969 30ComptrollerGenerals Report
29
AMERICAN UNION FIRE INSURANCE CO OF PHILADELPHIA PA
Jas F Stone President
R G Oellers Jr Secretary
Principal Office 331337 Walnut St
ICapital
1 Whole amount of Capital Stock
2 Amount paid up in cash 500000 00
500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon i
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest duo on all said bond and mortgage loans interest
accrued thereon
Total par and market value of all stocks and bonds owned
absolutely by the company carried out at market
value
12 Cash in companys principal office 61 35
Total
Total cash items trust funas
14 Amount of premium notes upon which policies have been
issued
15 Interest due and accrued on stocks not included in market
value uncollected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal as per schedule
attached viz rents due and accrued due from other
companies for reinsurance on losses already paid
Philadelphia Fire Underwriters Association
Interest due from West Branch National Bank of Williams
port Pa
Total assets of the company actual cash market value
24000 00
181025 00
5089 03
435212 50
260288 24
1015 00
1904 84
6337 71
196443 14
9731 96
100 00
376 25
127523 67
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 49698 90
3 Losses resisted including interest cost and
other expenses thereon 8281 29
4 Total gross amount of claims for losses 57980 19
5 Deduct reinsurance thereon 17137 25
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
40842 9430
ComptrollerGeneral s Eeport
pired firo risks running one year or less
from date of policy 49782629 un
earned premiums fifty per cent 248913 14
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 24505707
unearned premiums pro rata 151539 25
11 Total unearned premiums as computed above carried out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz accrued taxes
Due for reinsurance
400452 39
245 00
4000 00
29283 71
Total
474824 04
500000 00
152699 63
21 Joint stock actually paid up in cash
23 Surplus beyond Capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus1 1 127 523 67
IVIncome During the Year
4 Gross premiums on risks written and
renewed during the year as shown in
risk and premium exhibit 1420424 92
5 Total 1420424 92
7 Entire premiums collected during the year
lash 1420424 92
ntes 383749 72
9 Net cash actually received for premiums
carried out 1036675 20
10 Received for interest on bonds and mortgages 1036675 20
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 14621 18
12 Income received from all other sources omitting increase
if any in value of securities viz rents 579 70
Monongahela I osurance Company 17 078 41
13 Received for calls on capital 500000 for surplus
37359816 total 873598 16
15 Aggregate amount of income actually received during the
year in cash 1942552 65
V Expenditures During the Year
1 Gross amount actually paid for losses 325900 56
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 39690 and all
ComptrollerGenerals Eeport 31
amounts actually received for reinsurance
in other companies 2993304 total
deductions 30329 94
Net amount paid during the year for losses 295570 62
6 Paid for commissions or brokerage 348421 77
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 55542 84
8 Paid for state national and local taxes in this and other
states 2855685
9 All other payments and expenditures viz loss expenses 7173 03
Total 9361196
Aggregate amount of actual expenditures during the year
incash 828877 07
VIMiscellaneous
In force on the 31st day of December
191 102307 23
2 Excess of original premiums written or
renewed during 1911 105482077 1420424 92
3 Total 105482077 1522732 15
4 Deduct those expired and marked off as
terminated in 1911 28294793 525841 41
5 In force at end of year 1911 77187284 996890 74
6 Deduct the amount reinsured in other com
panies 15830788 254007 38
7 Net amount in force 61356496 742883 36
8 Greatest amount insured in any one risk 31800 00
Business in the State of Georgia During the Year
Fire marine and inland risks written 869484 00
Premiums received gross 16484 40
Losses paid 3150 4
Losses incurred 3450
ATHENS MUTUAL FIRE INSURANCE COMPANY OF ATHENS GA
M Stern President R B Dixon Secretary
Principal Office Athens Ga
ICapital
Purely Mutual No Capital Stock32
ComptrollerGenerals Eeport
IIAssets
Total par and market value of all stocks and bonds owned
absolutely by the company and carried out at market
value
342 90
12 Cask in companys principal office
13 Cash belonging to the company deposited
in bank viz Athens Savings Bank 124181
Total cash items
15 Interest due and accrued on bondsand notes not included
in market value uneollected
17 Cash in hands of agents and in course of transmission
la Bill receivable
All other assets both real and personal Viz Office fur
niture maps supplies local agency assets and all
other assets
Total assets of the company actual cash market value
HILiabilities
4 Total gross amount of claims for losses H 079 45
j Deduct reinsurance thereon 852 50
6 Net amount of unpaid losses
15 Dividends declared and remainingunpaid or uncled for
J Due and accrued for salaries
18 Amount of borrowed money
19 All other demands against the companyabsolute and
contingent due and to become due admitted and con
tested
viz Due for reinsurance
20 Total amount of all liabilities except capital stock scrip
and net surplus y
23 Surplus beyond capital and all other liabilities
16405 00
1584 71
09 42
13162 68
843 36
5976 72
38041 89
10226 95
2582 62
615 00
6000 00
1540 65
24 Aggregate amount of all liabilities including capital paid
up and net surplus

IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 12328 44
Deduct amount of same not collected 64 97
3 Net collected
4 Gross premiums on risks written and re
newed during the year
20965 22
17076 67
38041 89
12263 47
83380 02
5 Total
95643 49
ComptrollerGenerals Report
Deduct premiums and bills in course of
collection at this date 13162 08
Entire premiums collected during the
33
year
Deduct reinsurance 1095728 and re
turn premiums 1507532 total
82480 81
26032 60
11
3 2
15
Net cash actually received for premiums carried out
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Income received from all other sources omitting increase
if any in value of securities viz Local agency profits
Aggregate amount of income actually received during the
year in cash
VExpenditures During the Tear
Gross amount actually paid for losses in
cluding 475815 losses occurring in
previous years
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 7695 and all
amounts actually received for reinsur
ance in other companies 230854
total deductions
35871 47
2385 49
Net amount paid during the year for losses
Cash dividends actually paid policyholders
Paid for commissions or brokerage Total commissions
1172579 less commissions on reinsurance 365251
total
Paid for salaries fees expenses and other charges of
officers clerks agents and all other employees
Paid for State national and local taxes in this and other
States
All other payments and expenditures viz Interest
56448 21
902 84
1090 06
58441 11
33485 98
4183 59
8073 28
12969 95
1940 03
525 23
Asareeate amount of actual expenditures during the year
in cash 6117806
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December
1910 4630000 00 111413 42
Written or renewed 4085308 00 83380 02
Tot
al 8715308 00 194793 4434 ComptrollerGenerals Eeport
4 Deduct those expired and marked off
as terminated 3295308 00 72193 44
6 educte ttend f T arximateIy WTo ilV0
b Deduct the amount reinsured in other
companies
487200 00 10480 00
7 Net amount in force T7 finn nn 7
S Neatest amount insured in any one Hsk JJ
Business in the State of Georgia During the Year
Kre risks written
Premiums received srossl returnILV 4085308 00
u gioss return premiums 1507532 to
to be deducted
Losses paid 83380 02
Losses incurred 35871 47
42110 32
ATLANTA HOME FIRE INSURANCE C0MpANY op
Joel Hurt President
Principal Office 223 Stable WSSS
ICapital
1 Whole amount of capital stock
2 Amount paid up in casn J 200000 00
i up in casn 200000 00
TIAssets
1 Market value of real estate owned by the company less
the amount of incumbranees thereon
3 Interest accrued on all said bond anTlVtg Wns
4 Value of lands mortgaged exclusive of
buddings and perishable improve
ments
Value of buildings mortgaged J436
for 580000 as collateral m000 0Q
6 Total value of said mortgaged premises
carried inside
TOtabseTdbmaH faUSt0CkV olZ
absolutely by the company and carried out at market
12 Cash in company prindpal office VO
13 Cash belonging to the company deposited
in banks viz Lowry National Bank
2091191 Atlanta National Bank
66309 t0tal 21575 00
Total cash items
23052 90ComptrollerGenerals Beport
35
15 Interest due and accrued on bonds not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and uncol
lected Bonds
17 Gash in hands of agents and in courseof transmission
All other assets both real and personal viz OffCH fur
niture
Total assets of the company actual cash market value
IIILiabilities
2 Gross losses in process of adjustment
or in suspense including all reported
and supposed losses t
3 Losses resisted including interest costs
and other expenses thereon
32391 00
500 00
4 Total gross amount of claims for losses 32891 00
5 Deduct reinsurance thereon 8387 00
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 11226113 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 12681680
unearned premiums pro rata
56130 56
67999 96
11 Total unearned premiums as computed above carried
out
17 Duo and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
stock paid up and net surplus
IVIncome During the Year
5210 00
2261 37
34786 52
1500 00
558609 12
24504 00
124130 52
4259 10
152893 62
200000 00
205715 50
558609 12
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement
37713 75
THE GENERAL LIBRARY
THE UNIVEHGITY OF GEORGIA36
ComptrollerGenerals Report
3 Net collected d
4 Gross premiums on risks written and re
newed during the year
5 Total I
6 Deduct premiums and bills in course of
collection at this date
7 Entire premiums collected during the
year
8 Deduct reinsurance and return premiums
37713 75
239202 20
276915 95
34786 52
242129 43
85493 54
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
15 Aggregate amount of income actually received during
the year in cash
vExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 3408400 losses occurring in
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 106270 and all
amounts actually received for reinsur
ance in other companies 2032585
total deductions 21388 55
139742 71
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
Mates
9 All other payments and expenditures
Aggregate amount of actual expenditures during the year
in cash
VTRisks and Premiums
i force on the 31st day of December 21537205 00
tten or renewed 18205463 00
156635 89
3291 89
19754 95
179682 73
318354 16
14000 00
30766 97
15708 83
7043 22
18514 91
204388 09
271339 27
239202 20
39742668 00 510541 47ComptrollerGenerals Eepoet 37
4 Deduct those expired and marked off as
terminated 21052298 00 238701 52
5 In force at end of year 18690370 00 271839 93
6 Deduct the amount reinsured in other
companies 2255275 00 32762 62
7 Net amount in force 16435095 00 239077 33
8 Greatest amount insured in any one risk 2500 00
Business in the State of Georgia During the Year
Fire risks written 4025524 00
Premiums received gross 70349 54
Losses paid 48512 5o
Losses incurred 31o89 65
ATLANTIC NATIONAL FIEE INSURANCE CO OF MACON GA
Geo Dole Wadley President John J McKey Secretary
Principal Office 561 Mulberry St Maeon Ga
TCapital
1 Whole amount of capital stock 300000 00
2 Amount paid up in cash 200000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 15577 00
2 Loans on bond and mortgage duly recorded and being first
liens on the fee simple 72600 00
3 Interest due on all said bond and mortgage loans interest
accrued thereon 1817 18
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 76850 00
5 Value of buildings mortgaged insured for
8641500 as collateral 106250 00
6 Total of said mortgaged premises carried
outside 183100 00
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 208454 70
10 Amount of stocks bonds and all other
securities except mortgages hypotheca
ted to the company as collateral security
for cash actually loaned by the company38
ComptrollerGenerals Report
with the par and market value of the
same and the amount loaned on each
1850000 15000 00
11 Total par and market value and amount loaned thereon 15000 00
12 Cash in companys principal office 587 50
13 Cash belonging to the company in bank
American National Bank Macon Ga
254046 Citizens National Bank Ma
con Ga 241416 Commercial Nat
ional Bank Macon Ga 232007
Fourth National Bank Macon Ga 1
67166 Bank of Commerce Spartan
burg S C 9044 National Bank
Augusta Ga 35757 State Savings
Bank Charleston S C 92214 total 10316 50
Total cash items 10914 00
i Lash in hands of agents and in course of transmission 25 887 89
Accounts receivable Kn
Tfl 150 00
lotal assets of the company actual cash market value 350390 77
IIILiabilities
6 Net amount of unpaid losses 8 597 65
7 Gross premiums without any deduction
received and receivable upon all unex
pired risks running one year or less
from date of policy unearned premiums
fifty per cent 28140 20
8 Gross premiums without any deduction
received and receivable upon all unex
pired risks running more than one year
from date of policy unearned premiums
Pro rata 44980 34
11 Total unearned premiums as computed above carried out 73 120 54
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 473 30
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested total 4g
21 Join stock capital paid up in cash 200 000 00
S Surplus beyond capital and all other liabilities 68199 28
24 Aggregate amount of all liabilities including capital paid
up and net surplus 350390 77ComptrollerGenerals Report
39
IVIncome During the Year
4 Gross premiums on risks written and renew
ed during the year
8 Deduct reinsurance and return premiums
142375 92
56657 70
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz rents
Profits on sale real estate and investments
15 Aggregate amount of income actually received during year
in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 5452898 losses occurring i
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 3707 and all
amounts actually received for reinsurance
in other companies 744804 total
deductions
54528 98
7485 11
Net amount paid during the year for losses
6 Paid for commissions or Brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz Adjusting
expenses 89541 agency miscellaneous expenses
2068 office rent 60000 advertising 195214
miscellaneous 47713 printing and stationery 1
41572 postage telegraph telephone and express 1
52601 furniture and fixtures 68000 maps 47428
Und Bds 134835 fire department 4220 repairs and
expenses R E 4062 exchange and interest 53072
lights fuel and office supplies 166290 adjustment of
premiums paid on capital stock 108000 total
Aggregate amount of actual expenditures during the year
in cash
VfMiscellaneous
In force on the 31st day of December
1910
85718 22
11523 07
4171 26
346 34
16498 23
118257 12
47043 87
12619 05
22524 74
5248 07
12752 16
100187 89
7222943 129638 1740 ComptrollerGenerals Eeport
2 Written or renewed during 1911 8497579 142375 92
3 Total 15720522 272014 09
4 Deduct those expired and marked off as
terminated in 1911 7071844 112202 22
5 In force at end of year 1911 8648678 159811 87
6 Deduct the amount reinsured in other
companies 1818531 32143 11
7 Net amount in force 6830147 127668 76
8 Greatest amount insured in any one risk 5 000 00
Business in the State of Georgia During the Year
Fire marine and inland risks written 4 703 399 00
Premiums received gross gggs 85
Losses paid 2223S 28
Losses incurred 25599 Q2
ATLAS ASSURANCE CO LTD OF LONDON ENGLAND
Frank Loch Manager a a tt a
as A A King Accountant
Principal Office 100 William St New York N Y
Cliff 0 Hatcher Atlanta Attorney for Service in Georgia
LCapital
1 Whole amount of capital stock 11n00000 00
2 Amount paid up in cash 320 000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 60 000 00
Total par and market value of all stocks and bonds owned
absolutely by the company carried out at market
valiip
r 2059205 00
I ash in companys principal office 693 56
13 Cash belonging to the company deposited
in banks viz Merchants National
Bank Manhattan Trust Co Union
Trust Co Canadian Bank of Com
merce First National Bank Illinois 48 398 29
Total cash items
lrT 49091 80
1 Interest due and accrued on stocks not included in mar
ket value uncollected 21 55r 81ComptrollebGeneeals Bepoet
41
17 Cash in hands of agents and in course of transmission 383895 47
All other assets both real and personal viz Rents due
and accrued 23033 due from other companies for
reinsurance on losses already paid 3238520 total 32615 53
Total assets of the company actual cash market value 2606363 66
IIILiabilities
1 Losses due and unpaid
2 Gross losses in process of adjustment or
supposed losses
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
4193 01
148840 00
148840 00
25832 68
178865 69
37186 14
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 108850974 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 176041892
unearned premiums pro rata
141679 55
544254 57
941562 87
11 Total unearned premiums as computed above carried
out 1485817 44
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses estimated 5000 00
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz State county municipal and federal
taxes estimated 36000 00
Commissions 7677909 reinsurance 5491619 total 131695 88
20 Total amount of all liabilities except capital stock scrip
and net surplus 1800192 87
23 Surplus beyond capital and all other liabilities 806170 79
24 Aggregate amount of all liabilities including capital paid
up and net surplus 2606363 6642
ComptbollebGenebals Repobt
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement
I Deduct amount of same not collected
383622 16
110 06
383512 10
3 Net collected
4 Gross premiums on risks written and re
newed during the year 2456348 41
5 Total
6 Deduct premiumsandbills incourse of col 283986
lection at this date 383895 47
7 Kntire premiums collected during the
year
8 Deduct reinsurance and return premiums
9 Net cash actually received for premium clrried out
11 deceived for interest and divid
2455965 04
743427 66
ends on stocks and bond
collateral loans and from all other sources
7f7nrrYroma11 other sources iittin
t ny ln valne of 8ecuritieg viz Rent 4g
total8 Previously charged off 153802
15 Aggregate amount of income actually received during
the year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 12406307 losses occurring i
previous years losses adjustments and
patrols
2 Deduct all amountsactually received for h2Wm
salvages whether on losses of the last
or of previous year 1638954 and
all amounts actually received for re
insurance in other companies 164
88747 total deductions 181277 01
6 SdTUnt Paidaurin the ar for lossesTTT7
6 1 ad for commissions or brokerage
7 Paid for salaries fees and other charges ofofficers
clerks agents and all other employees
8 State national and local tnes in thisand other
9 AD other taata
41441 advertising stationery and printing 20401 49
1712537 38
86575 95
4581 15
1802694 48
1029354 14
331936 83
145014 14
55483 61
ComptrollerGenerals Report 43
postage 1593357 maps 637024 local boards 31
35087 repairs and expenses real estate 348558
travelling 3666271 miscellaneous office expenses
1904489 total 149663 76
10 American branches of foreign companies
will please report amount sent to home
offices during the year 67283 56
Aggregate amount of actual expenditures during the year
in cash 1711452 48
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December
1911 304755778 00 3144750 26
Excess of original premiums over
amount received for reinsurance 1053 31
2 Written or renewed during the year 1911 243242278 00 2456348 41
3 Total 547998056 00 5602151 98
4 Deduct those expired and marked off
as terminated 231434384 00 2261579 42
5 In force at end of year 1911316563672 00 3340572 56
6 Deduct the amount reinsured in other
companies 50052934 00 491644 50
7 Net amount in force266510738 00 2848928 00
Business in the State of Georgia During the Year
Fire risks written 3777757 00
Premiums received gross 50325 61
Losses paid 29901 32
Losses incurred 30801 3
AUGUSTA FIRE INSURANCE COMPANY OF AUGUSTA GEORGIA
Thomas Barrett Jr President Chas I Mell Secretary
Principal Office Johnston Building
ICapital stock
1 Whole amount of capital stock
2 Amount paid up in cash
124300 0044
ComptbollebGenerals Repobt
HAssets
8TlZnrl0t downed
absolutely by the company carried
value
12 Cash in company s principal office
aSh bdBg to the company deposited
m bank Augusta Savings Bank 2
09215j IrishAmerkau Bank 155707
Merchants Bank 210448 National
Exchange Bank 167746 Union
Savings Bank 160585 Citizens Bank
ot Waynesboro 18044 total
ot at market
735 25
234423 00
9217 45
Total cash items
15 Merest due and accrued on stocks ineiuded in fc
17 CaT Ilt0ted this is on bonds and stocks
To et of the company actual cash market
IIILiabilities
1 Bosses due and unpaid
2 Gross losse i process of adj
suspense including a
supposed losses
393 00
393 00
4 Total gross amount of claims for losses
Deduc1 reinsurance thereon
393 00
10 37
12814 07
6 Net amount of unpaid losses
GT2 VVS wilt deduion
received nl
Pired Ore nsks nuig one year or less
from date of policy 2563935 n
earned premiums fifty per cent
7 7li any deduction
V1 receivable upon all unex
Ped Are risks running move than one
year from date of policy 1578143 un
6anied I lro rat 12828
slrrirrirr
vw Due reinsurance companies nested
9952 70
4942 65
16787 35
10 37
value 266116 77
382 63

25643 11
Total
ComptbollbbGbnebals Repobt
45
21 Joint stock capital actually paid up in cash
23 Surplus beyond Capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
4 Gross premium on risks written and renewed
during the year
8 Deduct reinsurance and return premiums
55505 60
15454 33
9 Net cash actually received for premiums carried out
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
13 Received for calls on capital and surplus
15 Aggregate amount of income actually received during year
in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 1333 losses occurring in
previous years 22121 74
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year and all amounts
actually received for reinsurance in other
companies 736581 total deductions 7365 81
Net amount paid during the year for losses
6 Paid for commissions or Brokerage
7 Ia id for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz advertising
stationery postage rent travelling expenses and general
expenses
Aggregate amount of actual expenditures during the year
in cash
124300 00
113958 10
266116 07
40051 27
9075 03
14800 00
63926 30
14755 93
6769 59
8345 48
1800 06
5617 70
37288 76
VIMiscellaneous
Fire Risks Premiums Thereon
In force on the 31st day of December
1910 1279340 00 14764 96
2 Written or renewed during 1911 3414234 00 55505 60
3 Total 4693574 00
70270 5846 ComptrollerGenerals Report
4 Deduct those expired and marked off as
terminated in 1911 181M
1810139 00 21494 93
5 In force at end of year 1911 p sss on
6 Deduct the amount reinsured irioer 48775 63
companies
52867 00 7364 85
7 Net amount in force 0
8 Greatest amount insured In any onerisk J J
Business in the State of Georgia During the Year
Fire marine and inland risks written
Premiums received gross 2924824 00
Losses paid 46669 53
Losses incurred 22083 03
22476 03
BOSTON INSURANCE COMPANY OF BOSTON MASSACHUSETTS
Bansom B Fuller President fto
r treeman Niekerson Secretarv
Pnncpa Office 137 Mills St Boston Mass y
W L Wilson Attorney for Service in Georgia
LCapital
1 Whole amount of capital stock
2 Amount paid up
ln cash 1000000 00
ILAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded andbeing
nrst hens on the fee simple
3 Interest due on all said bond and mortgageloanss
10018 interest accrued thereon 246027 total
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 574 900 00
5 Value of buildings mortgaged insured
for 46746400 as collateral 403900 00
6 Total value of said mortgaged premises
carried inside 0 c
TlZ TV bond w0ned0
absolutely by the company carried out at market
12 Cash in companys principal office
13 Cash belonging to the company deposited
1000000 00
34000 00
510900 00
4625 45
in bank
Total cash items
10473 90
356861 15
4918119 00
367335 05ComptbolleeGeneeals Eepobt
47
15 Interest due and accrued on stocks not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and un
collected
18 Bill receivable not matured taken for fire marine and
inland risks
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid
Premiums in course of collection on business written sub
sequent to October 1 1911
Notes receivable
13853 84
1029 25
53379 31
240 05
510297 50
160 00
Total assets of the company actual cash market value 6467539 45
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 losses resisted including interest costs
and other expensese thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all uncx
pired fire risks running one year or less
from date of policy 92360735 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 179031850
unearned premiums pro rata
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and ocean marine risks
10 Gross premiums without any deduction
received and receivable on all unex
pired marine risks
454713 73
36139 24
490852 97
83324 44
407528 53
461803 67
953777 41
584335 00
32318 66
11 Total unearned premiums as computed above carried
out
14 Amount of dividends declared but not yet due
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
2032234 74
50000 00
2946 4048
Comptroller Generals Eeport
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Estimated amount due for federal State
and other taxes
Estimated amount due for commissions and brokerage
to agents
29499 05
72721 04
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
2594929 76
1000000 00
2872609 69
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
Eire Marine Inland
1 Gross premiums and bills
in course of collection at
close of last previous
year as shown by that
years statement 265590 06 312815 74
6467539 45
3 Net collected 265590 06
4 Gross premiums on risks
written and renewed dur
ing the year 2417139 43
5 Total 2682729 49
6 Deduct premiums and bills
in course of collection at
this date 256799 82
312815 74
2131120 00
2443935 74
307761 51
7 Entire premiums collected
during the year 2425929 67 2136174 23
8 Deduct reinsurance and re
turn premiums 958114 94 520100 37
9 Net cash actually received
for premiums carried
nxUtJ1467814 73 1616073 86
10 Received for interest on bonds and mortgages
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 190 00
profits home office agency 212596 dividends on
bank stock in liquidation 1500 profit on sale of
securities 3588 total
3083888 59
27619 02
216481 26
3851 84
ComptrollerGenerals Report 49
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
Fire Marine Inland
1 Gross amount actually paid
for losses including
29978270 losses occur
ring in previous years
2 Deduct all amounts actu
ally received for salva
ges whether on losses
of the last or of previ
ous year 11463129
and all amounts actually
received for reinsurance
in other companies 481
84802 total deductions
and discounts 138959
Net amount paid during
the year for losses 896648 57 922444 36 1819092 93
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 300000 00
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
StateS an ncn 7
9 All other payments and expenditures
Aggregate amount of actual expenditures during the year
in cash
VIRisks and Premiums
Fire Risks Premiums Thereon
m force on the Slrt day of December J fS 43
2 Written or renewed during the year 244332699 00 2417139
58167502100 5682627 62
4 Total w
5 Deduct those expired and marked off as
terminated
6 In force at the end of the year 81 3505966 10
7 Deduct amount reinsurance in companies
authorized to transact business in
Massachusetts
f Wp 28189618100 2713925 85
8 Net amount in torce 50 ComptrollerGenerals Report
Business in the State of Georgia During the Year
Fire marine and inland risks written 537 751 00
Premiums received gross 7606 71
osses Paid 368 74
Losses incurred o
3968 74
BRITISH AMERICA ASSURANCE COMPANY OF TORONTO CANADA
W B Meikle General Manager W H Banks Assistant Secretary
Prmcipal Office 18 20 and 22 Front St East Toronto Canada
Attorney for Service in Georgia C H Godfrey Atlanta Ga
ICapital
1 Whole amount of capital stock 210000 00
IIAssets
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
1q r Yf 1292781 71
13 Cash belonging to the company deposited in bank Canadian
Bank of Commerce N Y Corn Exchange National
Bank Chicago United States Mortgage Trust Co 229018 14
Total cash items
15 Interest due and accrued on stocks not included inmarke
value uncollected
17 Cash in hands of agents and in course of transmission
18 Bill receivable not matured taken for fire marine and
inland risks
19 All other Assets both real and personalasper Vehednlo
attached due from other companies Citizens Bank
Charleston W Va 6533 Franklin Bank Philadel
phia Pa 848 London Assurance New York City
4356 National Fire Bank Hartford Conn 08
National Lumber Bank Buffalo N Y 424 New
Brunswick Bank New Brunswick N J 709
1521799 85
20934 73
152330 72
444 41
128 7
Total assets of the company actual cash market value 1695638 49
IIILiabilities
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses
3 Losses resisted including interest costs and
other expenses thereon
119122 04
18861 20

4 Total gross amount of claims for losses 137
983 24CoMPTBOLLERGrENEKAIis RePOBT
5 Deduct reinsurance thereon 26299 00
51
0 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 68607697 un
earned premiums fifty per cent 343038 49
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 89082031
unearned premiums prorata 463672 71
11 Total unearned premiums as computed above carried out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Accrued taxes 1429744 commission due
agents 3815723
111684 24
806711 20
2309 64
52454 67
Total
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 173810 83
3 Net collected 173810 83
4 Gross premiums on risks written and re
newed during the year 1411956 24
5 Total 1585767 07
6 Deduct premiums and bills in course of
collection at this date 155506 52
973159 75
210000 00
512478 74
1695638 49
7 Entire premiums collected during the
year 10260 55
8 Deduct reinsurance and return premiums 458793 55
9 Net cash activaTly received for premiums carried out 971407 0052
CompteollebGeneeals Bepoet
15 Aggregate amount of incontaii
year in cash reCmed daS the
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 7518334 losses oceurri
previous years
55875 07
1027342 07
ring in
Net
5t amount paid during the
year for
649357 72
126136 82
6 Paid for commissions or brokerage 523
i Paid for salnrips f j 222
for salaries fees and other
W a a tllZ A
i220 90
222980 54
50526 29
31890 02
107288 06
9848 30
945754 11
VIMiscellaneous
f the 31st day of December Preniiums Thereon
1 In fore
Per line 5 under this headinst
years statement
2 Written or renewed ng theyea iS W 79
over amount W6838449 00 1411956 24
i
si piemiums over amount
received for reinsurance
a m 3643 23
4 Total
5 Deduct those expired andmarked offi32477489 0 3171340 26
terminated
140407308 1324314 85
6 In force at the end of the year T
Deduct amount reinsured 184367589 1847025 41
8 Nei amount in force
28953750 00 270128 13
155413839 i 15789788ComptrollerGenerals Report 53
Business in the State of Georgia During the Year
Fire marine and inland risks written iS 25
Premiums received gross 16296 34
Losses paid 16971 34
Losses incurred
CALEDONIAN TIRE INSURANCE COMPANY OF SCOTLAND
Ohas H Post U S Manager R C Christopher Asst U S Mgr
Principal Office in U S 5052 Pine St New York N Y
S Mathews Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 2687500 00
v 4 537500 00
2 Amount paid up m cashp
ITAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 525000 00
Total par and market value of stocks and bonds owned
absolutely bv the company carried out at market
1268060 00
value
12 Cash in companys principal office 318 34
13 Cash belonging to the company deposited
in banks 144316 51
n i 4 144634 85
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected 8006
17 Cash in hands of agents and in course of transmission 21729 W
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid 2785 91
Total assets of the company actual cash market value 2165784 98
TTTLiabilities
1 Losses due and unpaid 30410 27
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses I15666 75
3 Losses resisted including interest costs
and other expenses thereon 23253 13
4 Total gross amount of claims for losses 109330 15
5 Deduct reinsurance thereon 2853 754
ComptrollerGenerals Report
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all nnex
pired fire risks running one year or less
from date of policy 92488658 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 177465420
unearned premiums pro rata
140799 IS
462443 28
939879 20
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Taxes due and accrued 2500000 re
insurance premiums 2521357 reserve for contingen
cies 1000000 total
1402322 48
2000 00
60213 57
20 Total amount of all liabilities except capital stock scrip
and net surplus
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
4 Gross premiums on risks written and re
newed during the year 2081192 39
8 Deduct reinsurance and return premiums 601626 29
1605335 23
560449 75
2165784 9S
9 Net cash actually received for premiums carried out
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 2240098
agents balances previously charged off 4720 profit
on sale of bonds 110625 total
1479566 10
57600 64
23554 43
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 12879799 losses occurring in
previous years 925023 14
1560721 17ComptrollerGenerals Eeport 55
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 577624 and all
amounts actually received for reinsur
ance in other companies 12557862
total deductions 131354 86
Net amount paid during the year for losses 793668 28
6 Paid for commissions or brokerage dd3S40
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees llHJla uo
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures 0
10 American branches of foreign companies
will please report amount sent to home
offices during the year 125034 24
Aggregate amount of actual expenditures during the year
1363714 51
m cash v
VIRisks and Premiums
1 In force on the 31st day of December 266954592 00 2939542 65
2 Written or renewed during the year 186978737 00 2081192 39
3 Excess of original premiums over
amount received for reinsurance 479 o
4 Ttal 453933329 00 5068670 07
5 Deduct those expired and marked off
as terminated 172485163 00 1973964 1
6 In force at the end of the year281448166 00 3094705 90
7 Deduct amount reinsured 34546580 00 395165 12
8 Net amount in force 246901586 00 2699540 78
Business in the State of Georgia During the Year
1411727 00
Fire risks written 17 392 54
Premiums received gross 12o86 23
Losses paid 14307 98
Losses incurred 56 ComptrollerGenerals Report
camden fire insurance association of camden
new jersey
Edmund E Read Jr President Joseph K Sharp Secretary
Principal Office 434 Federal St
Attorney for Service in Georgia Dan B Harris Atlanta Ga
ICapital
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of inenmbrances thereon 48 200 00
2 Loans on bond and mortgage duly recorded and being first
liens on the fee simple 652 775 00
3 Interest due on all said bond and mortgage loans 90625
interest accrued thereon 834820 total 9254 45
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 697800 00
5 Value of buildings mortgaged insured for
60025000 as collateral 809375 00
6 Total value of said mortgaged premises
carried inside 1507175 00
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
vale 1495208 00
11 Total par and market value and amount loaned thereon 51000 00
12 Cash in companys principal office 1562 38
13 Cash belonging to the company deposited
in bank 87612 60
Ttal 89174 98
lo Interest due and accrued on stocks not included in market
value uncollected 15 246 64
16 Interest due and accrued on collateral loans and uncollected 621 02
17 Cash in hands of agents and in course of transmission 199244 76
Interest accrued on bank deposits 679 09
Cash deposit with Philadelphia Underwriters Association 100 00
Total assets of the company actual cash market value 2561 503 87
IIILiabilities
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses 120076 00
4 Total gross amount of claims for losses 120076 00

ComptrollerGenerals Report
57
5 Deduct reinsurance thereon
19986 42
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 85089274 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 141259655
unearned premiums pro rata
11 Total unearned premiums as computed above carried out
19 Amount reclaimable on perpetual polices
16 Cash dividends to stockholders remaining unpaid
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz federal state and other taxes and future
100089 58
425446 37
734506 96
contingencies
Interest paid in advance mortgage No 58o
1159953 33
26688 40
317 90
1002 95
30000 00
25 00
Total
1 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
1318077 16
500000 00
743426 71
2561503 87
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
2 Deduct amount of same not collected
273911 77
1789 80
T 270050 67
3 Net collected v
4 Gross premiums on risks written and
renewed during the year 1895379 12
5 Total
6 Deduct preimums and bills in course of
collection at this date
2163639 79
284669 45
7 Entire premiums collected during year WW f
8 Deduct reinsurance and return premiums
589804 7158
OOMPTEOLLEK GENERAL s BePORT
9 Net cash actually received for premiums
carried out j
Deposit premiums on perpetual risks
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz rents
Fees brokerage and profits of Truscott Sharp agency
1289165 63
1478 00
33872 33
70323 77
318 80
2092 10
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 10906223 losses occurring in
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the
last or of previous year 988215 and
all amounts actually received for re
insurance in other companies 117
02679 total deductions 126 908 94
1397250 63
853265 02
Net amount paid during the year for losses
Expenses of adjustment and settlement of losses
1 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
600 00
5 Deposit premiums returned
6 Paid f
or commissions or brokerage
7 Paid for salaries fees and other charges of offeers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz insurance depart
ment fees fire department maps Underwriters Associa
tions agency expenses postage telephone etc
726356 08
10514 72
59979 60
375 00
340524 69
73051 66
19513 67
66880 12
Aggregate amount of actual expenditures during the year
in cash
1297195 54
VIMiscellaneous
T Fire Risks Premi
In force on the 31st day of December
w U1 218942956 00
l Written or renewed during 191i 66192149 00
ums Thereon
2428226 26
1915835 79
3 Total
385135105 00 4344062 05ComptrollerGenerals Report
4 Deduct those expired and marked off as
terminated m 1911
i f r 1011 229572105 00 2550817 76
5 In force at end of year iyil t
6 Deduct the amount reinsured in other
companies
Wo 205663853 00 2263489 29
7 Net amount in force 600 00
8 Greatest amount insured in any one risk
CITIZENS FIRE INSURANCE COMPANY OP CHARLESTOWN W VA
E W Alexander President W W Alexander Secretary
Principal Office Charlestown W Va
Robert N Hughes Atlanta Attorney for Service in Georgia
ICapital
j 4 i 325000 00
1 Whole amount of capital stock oVnon nn
2 Amount paid up in cash 325000 00
IIAssets
2 Loans on bond and mortgage duly recorded and being
first lions on the fee simple
3 Interest due and accrued on all said bond
and mortgage loans 24d
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 349510 UU
5 Value of buildings mortgaged 165910
6 Total value of said mortgaged premises
j 515420 00
carried inside
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
13 Cash belonging to the company deposited
in banks viz Fidelity Trust Co
Baltimore Md 4581654 Farmers
Merchants Deposit Co Charlestown W
Va 2602151 Baker Watts Co
Baltimore Md 698750 total 7882o jo
78825 55
Total cash items i
15 Interest due and accrued on bonds not included in mar
ket value uncollected
16 Interest due and accrued on mortgage loans and un
collected 60 ComptrollerGenerals Eeport
17 Cash in hands of agents and in course of transmission 48 817 18
All other assets both real and personal viz Interest
on deposits oo 55
Hanover our
o 15
Deposit with Philadelphia underwriters 100 00
Total assets of the company actual cash market value 637465 17
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 38980 16
4 Total gross amount of claims for losses 38980 16
5 Deduct reinsurance thereon g 293 12
6 Net amount of unpaid losses 32 687 04
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 19397900 un
earned premiums fifty per cent 9698950
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 17447540
unearned premiums pro rata 102895 25
11 Total unearned premiums as computed above carried
out 199 884 75
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 700 40
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Federal State and other taxes 5033 50
20 Total amount of all liabilities except capital stock scrip
and not surplus 238
21 Jomt stock capital actually paid up in cash 325 000 00
23 Surplus beyond capital and all other liabilities 74159 48
24 Aggregate amount of all liabilities including capital paid
up and net surplus mm
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 33512 91
ComptrollbkGenekals Report
61
Net collected
4 Gross premiums on risks written and re
newed during the year
5 Total
6 Deduct premiums and bills in course ot
collection at this date
33512 91
420592 87
454105 78
49582 04
7 Entire premiums collected during the
404523 li
8 Deduct reinsurance and return premiums 115874 71
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Time deposits
in banks
13 Received for increase capital
eived during the
15 Aggregate amount of income actually roceiv
year in cash
VExpenditures During theYear
1 Gross amount actually paid for losses in
cluding 1656397 losses occurring in
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1062954 and all
amounts actually received for reinsur
ance in other companies 1445088
total deductions
179505 II
25080 42
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Loss expense
agencv miscellaneous expense rent advertising print
ing and stationery postage telegrams furniture and
fixtures etc
Aggregate amount of actual expenditures during the yea
in cash
288649 03
9811 97
14871 57
1681 69
32500 00
347514 26
54484 99
15010 00
84735 21
26739 07
7412 12
25143 70
313515 1262 ComptrollerGenerals Beport
VIRisks and Premiums
In force on the 33 st day of December
1910 20097719 70 257615 99
Excess of original premiums over
amount received for reinsurance 26 143 23
2 Written or renewed during 1911 39676384 13 420592 87
3 Total 60374103 89 704352 09
4 Deduct those expired and marked off as
terminated 26442765 38 284856 81
5 In force at end of year 1911 33931338 51 419495 28
6 Deduct the amount reinsured in other
companies 4450863 36 51040 88
7 Net amount in force 29480475 15 368454 40
8 Greatest amount insured in any one risk 15 000 00
CITIZENS FIRE INSURANCE COMPANY OF MISSOURI
Charles E Chase President P 0 Crocker Secretary
Principal Office Pierce Building St Louis Mo
Egleston Prescott Attorneys for Service in Georgia
ICapital
1 Whole amount of capital stock 200000 00
2 Amount paid up in cash 200000 00
IIAssets
2 Loans on bond and mortgage duly recorded and being
first Hens on the fee simple j 97200 00
J Interest due on all said bond and mortgage loans 50000
interest accrued thereon 67116 total 117110
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 99800 00
5 Value of buildings mortgaged insured
for 11675000 as collateral 137500 00
6 Total value of said mortgaged premises
carried inside 237300 00
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
r 557445 00
1 ash in companys principal office 113 72
l ash belonging to the company deposited
in bank 152141 44
Total cash items 152255 16
ComptrollerGenerals Report
63
15 Interest due and accrued on bonds not included in mar
ket value uncolleeted
17 Cash in hands of agents and in course of transmission
Total assets of the company actual cash market value
IIILiabilities
1 Losses adjusted and unpaid
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
48105 96
121146 99
10557 21
179810 16
129990 58

6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all nnex
pired fire risks running one year or less
from date of policy 38209255 un
earned premiums fifty per cent 191046 08
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 49286107
unearned premiums pro rata 266244 42
11 Total unearned premiums as computed above carried
out
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Estimated amount hereafter payable for
federal State and other taxes based upon the business
of the year of this statement
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
8895 14
55731 17
872697 63
49819 58
457290 50
5175 00
512285 08
200000 00
160412 55
872697 0364
ComptrollerGenerals Report
IVIncome During the Year
Fire Marine Inland
1 Gross premiums and bills
in course of collection at
close of last previous
year as shown by that
years statement 12796 01
SNet collected 12796101
4 Gross premiums on risks
written and renewed dur
ing the year 2134269 96
153 37
5 Total 2262230 97
6 Deduct premiums and bills
in course of collection
at this date 84207 36
153 37
T Entire premiums collected
during the year 2178023 61
8 Deduct reinsurance and re
turn premiums 1593001 13
153 37
57 52
9 Net cash actually received
for premiums carried
out 585022 48
10 Received for interest on bonds and mortgages
1 1 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 17929253 losses occurring in
previous years 1166077 17
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 2204868 and
ill amounts actually received for rein
surance in other companies 799
64091 total deductions 821 689 59
Nel amount paid during the year for losses
I Oash dividends actually paid stockholders amount of
stockholders dividends declared during the vearl
2400000
585080 00
4604 15
25813 72
015497 87
344387 58
24000 00
ComptrollerGenerals Report 65
u i 96193 76
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Loss expense
589751 rents 289860 printing and advertising
419096 postage telegrams etc 757791 boards
and inspections 1089221 miscellaneous 139489
total 215 69
10 Agents balances charged off
Aggregate amount of actual expenditures during the year
in cash
VIRisks and Premiums
In force December 31 1910233215566 00 2 896729 59
Written or renewed during the year 170677188 00 2134269 96
Totals 403892754 00 5030999 55
Deduct those expired and marked off as
terminated 1799o46ol 00 2211588
In format the end of the year 1911 223938103 00 281941147
Deduct amount reinsured 149471820 00 J
Net amount in force December 31 1911 74466283 00 874953 22
Business in the State of Georgia During the Year
Fire marine and inland risks written 3960112 00
Premiums received gross less reinsurance premiums 7
92285 28941 66
Losses paid 26g g5
Losses incurred
CITY OF NEW YORK INSURANCE COMPANY OF NEW YORK N Y
Major A White President Tn T
Home Office Maiden Lane William Street New York N
ICapital
1 Amount of capital paid up
in cash 50000 0066
ComptEollebGenebals Eepoet
2 Amount of ledger assets as per balance
December 31 of previous year 1512980 99
4 Extended at
1512980 99
IIIncome
5 Gross premiums 1081 166 G4
0 Deduct gross amount paid for reinsurance
fire 24816280 return premiums
fire 22260011 470762 91
7 Total premium other than perpetual
9 Gross in I crest on mortgage loans
11 Gross interest on bonds and dividends on
stocks less 184256 accrued interest on
bonds acquired during 1911
12 Gross interest on deposits in trust com
panies and banks
13 Gross interest from all other sources
L1336 11
610403 73
11111 35
1686 06
22
17 Total gross interest and rents
25 From agents balance previously charged off
26 Gross profit on sale or maturity of ledger
assets viz real estate
Stocks
54463 74
6 68
2400 00
12735 50
28 Total income
15135 50
2192990 64
IIIDisbursements
1 Gross amount paid policyholders for losses
including 5260407 occurring in
ious years
2 Deduct amount received for salvage fire
327791 reinsurance fire 14352RK
discount fire 65085
458010 47
ire 14352685
147455 til
3 Nei amount paid policyholders for losses t
KMses of adjustment and settlement of losses
o Commissions or brokerage
T salaries 1469800 and expenses HmM of sfceciai and
neral agents
8Sr7 i
trustees and home office employees
J K including conpnnvs occupancy of fa buildings
10 Advertising 121988 printing and stationery 58M 30
11 Postage telegrams telephone and express
12 Legal expenses
310554 B6
8684 86
125428 Tii
24475 43
64053 7r
II 19 62
7011 13
64 10 25
170 25

ComptbolleeGeneeals Eepobt 67
2828 47
13 Furniture and fixtures 3 610 62
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses Q5
17 Inspections and surveys 12325 98
20 State taxes and premiums 6206 g6
21 Insurance department licenses and fees
22 All other licenses fees and taxes federal corporation tax
1919 municipal licenses 298519 total
3 Other disbursements traveling expenses 137581
mercantile agencies 134650 sundry office expenses
35516
34 Paid stockholders for interest oxdividends amount de
clared during the year 50000 41 94
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz bonds
2500 stocks 92950
649031 69
41 Total disbursements
IVLedger assets
2 Mortgage loans on real estate first liens
24600000 other than first 246000 00
4 Book value of bonds 36887750 and
stocks 69332413 106220163
5 Cash in companys office 5938 54
6 Deposits in trust companies
and banks not on interest 6939 32
7 Deposits in trust companies
and banks on interest 57440 51
70318 37
8 Agents balances representing business
written subsequent to Oct 1 1911 160487 39
9 gents balances representing business
written prior to October 1 1911 4951 56
16 Total ledger assets as per balance 1543958 95
NonLedger Assets
17 Interest due and accrued on mortgages l9o7 50
18 Interest due and accrued on bonds 5395 83
m 7353 33
24 Total
1551312 2
30 Gross assets T 68
ComptrollerGeneeals Eepoet
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to October 1 1911 4951 56
39 Bonds and stocks 82 151 63
40 Total 87103 19
41 Total admitted assets 1 464 209 09
VLiabilities
1 Gross losses adjusted and unpaid not
yet due 3538 00
2 Gross claims for losses in process of
adjustment or in suspense plus 2
14100 reserve for losses incurred prior
to Dec 31st 54633 00
3 Gross claims for losses resisted 11460 00
4 Total 69631 00
5 Deduct reinsurance due or accrued 20739 86
6 Net amount of unpaid losses and claims 48891 14
7 Gross premiums less1 reinsurance received
and receivable upon all unexpired fire
risks running one year or less from date
of policy including interest premiums
on perpetual fire risks 38159295
unearned premiums fifty per cent 190796 47
8 Gross premiums less reinsUrance received
and receivable upon all unexpired fire
risks running more than one year from
date of policy 55014204 unearned
premiums pro rata 323677 86
11 Total unearned premiums as computed above 514474 33
17 Dividends declared and unpaid to stockholders 12500 00
18 Salaries rents expenses bills accounts fees etc due
0r accrued 1000 00
19 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement y qq 0f
21 Return premiums reinsurance premiums 51581 97
26 Total amount of all liabilities except capital 635947 44
27 Capital actually paid up in cash 50000000
28 Surplus over all liabilities 328 261 65
29 Surplus as regards policyholders 828 261 65
30 Total liabilities 1464209 09
ComptrollerGenerals Keport
VIRisks and Premiums
Fire Risks Premiums Thereon
In f0ree on te SI day of December 107465X06 00 X 053 562 37
2 Written or renewed during year lll8iua ou
219276084 00 2134729 01
4 Total
5 Deduct those expired and marked off as Q 8i8732 41
terminated
i fi57 564 00 1315996 60
6 In force at the end of the yearf 00 384 261 61
7 Deduct amount reinsured dtv
97380212 00 931734 99
8 Net amount m force
Business in the State of Georgia During the Year
i 911157 00
Fire marine and inland risks written 17 235 88
Premiums received gross 42 35
Losses paid 8060 35
Losses incurred

COLUMBIA FIRE INSURANCE COMPANY OF ATHENS GEOBGIA
J Y Carithers President 0 Stockdell Secretar
Principal Office Southern Mutual Bldg Corner College Ave and Clayton
Streets Athens Ga
Andrew C Erwin Athens Attorney for Service in Georgia
ICapital
t 100000 00
1 Whole amount of capital stock v
2 Amount paid up in cash 100000 00
IIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due an all said bond and mortgage loans 68800
interest accrued thereon 37306 total w
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 22350 00
6 Total value of said mortgaged premises
carried inside 22350
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
11 Total plr and market value and amount loaned thereon 41100 00
12 Cash in companys principal office 13
70
ComptrollerGenerals Eeport
13 Cash belonging to the company deposited
in banks viz National Ban of Ath
ens 854776 Exchange Bank of
Albany 66625 Citizens Bank Trust
Co Athens 130980 First National
Bank Monticello 27679 Bank of
Midville 15003 total
10963 80
Total cash items
15 Interest due and accrued on stocks and bonds not included
in market value uncollected
16 Interest due and accrued on collateral loans and un
collected
17 Cash in hands of agents and in course of transmission
not over 90 days
7328 22
732S 22
2000 00
Net amount of unpaid losses
Gross premiums without any deduction
received and receivable upon all rnex
pired fire risks running one year or less
from date of policy 2868812 un
earned premiums fifty per cent
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 2123897
unearned premiums pro rata
14344 06
16587 50
11 Total unearned premiums as computed above carried
out
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Due to reinsuring companies
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
10963 80
993 83
3208 19
10918 87
Total assets of the company actual cash market value 209865 75
III Liabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
5328 22
30931 56
658 68
36918 46
100000 00
72947 29ComptrollerGeneral s Report
Dunt of all liabilities including capital paid
24 Aggregate amon
up and net surplus
XVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 9364 40
3 Net collected
4 Gross premiums on risks written and re
newed during the year
9364 40
54210 94
5 Total
6 Deduct premiums and bills in course of col
lection at this date
63575 34
10918 87
7 Entire premium
s collected during the
year
8 Deduct reinsurance and return premiums
52656 47
12950 47
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
20207 13
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
eluding 374982 losses occurring in
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year and all amounts
actually received for reinsurance in
other Companies 274246 total 2742 46
Net amount paid during the year for losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Traveling
expenses general expenses postage express telegrams
exchange stationery and printing advertising
71
209865 75
39706 00
548 00
8788 50
49042 50
17464 67
6970 50
9547 27
1006 05
11304 65
A rebate amount of actual expenditures during the year
s 46293 80
in cash 72 ComptrollerGenerals Report
VIRisks and Premiums
In force on the 31st day of December
1910 1826195 00 34146 75
2 Written or renewed during 1911 275743100 54210 94
jtal 4583626 00 88357 69
4 Deduct those expired and marked off as
terminated in 1911 1573158 00 26307 52
5 In force at end of year 1911 3010468 00 62050 17
6 Deduct the amount reinsured in other
eomPanies 446349 00 8123 08
7 Net amount in force 2564119 00 53927 09
8 Greatest amount insured in any one risk 500 00
Business in the State of Georgia During the Year
Fire risks written gross 2757431 00
Premiums received gross return premiums are 6133 02 54 910 94
Lossespaid net 17464 67
Losses incurred net 1043 07
COLUMBIA FIRE INSURANCE COMPANY OF JERSEY CITY
NEW JERSEY
Geo F Crane President c E DeaD Secretarv
Principal Office 15 Exchange Place Jersey City N J
J L Dickey Jr Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 400 000 00
2 Amount paid up in cash 400000 00
IIAssets
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
r laT 740795 00
13 Cash belonging to the company deposited
in banks viz Metropolitan Trust Co
2447380 Commercial Trust Co 1
62526 total 26099 06
Total cash items 26099 0J
15 Interest due and accrued on stocks not included in mar
ket value uncollected 8 680 41ComptrollerGenerals Eeport
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Cash de
posit Ontario department
2714 46
1104 65
3819 11
240 56
6 Net amount of unpaid losses
8 Gross premiums without any deduction
received and receivable upon all unex
pired inland risks running more than
one year from date of policy 921822
unearned premiums pro rata
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 3
10 Gross premiums without any deduction
received and receivable on all unex
pired short term inland marine risks
6625 83
154746 78
5446 06
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Payable for State and other taxes
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
73
73409 39
10000 00
Total assets of the company actual cash market value 858983 86
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses3
5 Deduct reinsurance thereon
24 Aggregate amount of all liabilities including capital paid
up and net surplus
3578 55
166818 67
500 00
9000 00
179897 22
400000 00
279086 64
858983 8674
ComptrollerGenerals Repobt
IVIncome During tlie Year
Marine Inland
4 Gross premiums on risks written and re
newed during the year 983 20S 47
8 Deduct reinsurance and return premiums 622661 75
9 Net cash actually received for premiums carried out 1
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities
15 Aggregate amount of income actually received dining the
year in cash j
VExpenditures During the Year
Marine Inland
1 Gross amount actually paid for losses in
cluding 651774 losses occurring in
previous years 397665 29
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1860415 and all
amounts actually received for reinsur
ance in other companies 21647968
total deductions 235 083 83
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
1lil1 fr salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Printing and
stationery 211478 underwriters boards 71368 in
surance fees etc 153149 corporation tax 27738
investment expenses 28149 total
Aggregate amount of actual expenditures during the year
in cash
VIRisks and P
remiums
1 In force on the 31s1 day of December 59017307 00
2 Written or renewed during the year 106792204 00
360546 71
26582 72
1079 30
27662 02
388208 73
632749 12
162581 46
114799 35
12150 21
8760 71
10536 04
308827 77
661399 76
983208 47
4 Total
165809511 00 1644608 23ComptrollerGenerals Eeport 75
5 Deduct those expired and marked off as q
terminated
ID u s
7 Deduct amount reinsured 13UTO u
17 437 166 00 324157 84
8 Net amount in force lfioo uu
Business in the State of Georgia During the Year
529123 00
Marine and inland risks written
Premiums received gross 5ggi 5Q
Losses paid 5 5Q
Losses incurred
COMMERCIAL FIRE INSURANCE COMPANY OF THE DISTRICT OF
COLUMBIA
W S Hoge President 1 F Grove Secretary
Principal Office Southern Bldg
W II Rhett Atlanta Attorney for Service in Georgia
ICapital
2 Amount paid up in cash 200000 00
IIAssets
2 Loans on bond and mortgage duly recorded and being first
liens on the fee simple 136300 00
3 Interest due on all said bond and mortgageloans 4352o
interest accrued thereon 167033 210o 58
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 123248 00
5 Value of buildings mortgaged insured for
15239000 as collateral 15800000
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
39220 00
value
12 Cash in companys principal office 25481 89
13 Cash belonging to the company deposited
in bank District National Bank
Washington 10555194 National Bank
of Danville Va 138300 Merchants
National Bank Jersey City 500000 total 137416 83
15 Interest due and accrued on stocks not included in market
value uncollected 815 39
17 Cash in hands of agents and in course of transmission 51338 7976
ComptbollebGeneeals Repoet
Interest accrued on certificates of deposit
Deposit to clear title to real estate
4 Total gross amount of claims for losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 101161 66 un
earned premiums fifty per centsj
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 2358467 un
earned premiums pro rata
9 Gross premiums without deduction includ
ing both cash and bills received and
receivable upon all unexpired inland
navigation and marine risks
50580 83
11668 47
19200 00
Total
21 Joint capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
shown by that years statement
2 Deduct amount of same not collected
9448 95
160 24
3 Net collected 9288 71
4 Gross premiums on risks written and renew
ed during the year 187791 52
1 48
100 00
Total assets of the company actual cash market value 367298 07
IIILiabilities
1 Losses due and unpaid 2032 32
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses 6143 19
8175 51
11 Total unearned premiums as computed above carried out 81449 30
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz reserved for taxes 1500 00
91124 81
200000 00
76173 26
24 Aggregate amount of all liabilities including capital paid
up and net surplus 367298 07
IVIncome During The Year
1 Gross premiums and bills in course of col
lection at close of last previous year as
5 Total 197080 23ComptrollerGenerals Eeport
77

6 Deduct premiums and billsin course of
collection at this date
7 Entire premiums collected during the year
8 Deduct reinsurance and return premiums
51338 79
145741 44
45055 37
9 Net cash actually received for premiums earned out
10 Received for interest on bonds and mortgages
U Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz rents 83304
premiums on stock 6014000 exchange 75 total
13 Received for calls on capital for increase capital
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During The Year
1 Gross amount actually paid for losses in
cluding 336516 losses occurring m
previous years
100686 07
6234 20
30 40
60973 79
100000 00
267924 46
36170 91
2 Deduct all amounts actually received tor
salvages whether on losses of the last
or of previous year 343 and all
amounts actually received for reinsurance
in other companies 8650 total
deductions
89 93
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of offcers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
36080 98
7000 00
49319 50
7372 07
2117 33
Total
8912 71
Aggregate amount of actual expenditures during the year
in cash
110803 19
YIMiscellaneous
Fire Risks Premiums Thereon
In force on the 31st day of December
1910
7069042 00 60575 1378 ComptrollerGenerals Report
2 Written or renewed during 1911 10041697 00 187791 52
3 Total 17110739 00 248366 65
4 Deduct those expired and marked off as
terminated in 1911 6468419 00 79681 72
5 In force at end of year 1911 10642320 00 168684 93
6 Deduct the amount reinsured in other
companies 835827 00 11938 60
7 Net amount in force 9806493 00 156746 33
8 Greatest amount insured in any one risk 10000 00
Business in the State ri Georgia During the 1ear
Fire marine and inland risks written 1285308 00
Premiums received gross 24666 96
Losses paid 377 16
Losses incurred 571 12
COMMERCIAL UNION ASSURANCE CO LTD OF LONDON
ENGLAND
A H Wray Manager
Principal Office in U S Cor Pine and William Sts New York N Y
D I Melntyre Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 14750000 00
2 Amount paid up in cash 1475000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bonid and mortgage loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 14000 00
5 Value of buildings mortgaged insured
for 3000000 as collateral 35000 00
588000 00
23000 00
466 25
6 Total value of said mortgaged premises
carried inside 49000 00
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 5080760 00
CompteollerGenekals Eepoet 79
12 Cash in companys principal office 495 27
13 Cash belonging to the company deposited
in banks 470945 53
471440 80
Total cash items
15 Interest due and accrued on stocks not included in mar
ket yalue uncollected 687 00
17 Cash in hands of agents and in course of transmission 1045790 84
All other assets both real and personal viz Bents due
j 9237 14
and accrued
Total assets of the company actual cash market value 7587440 03
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 549133 91
3 Losses resisted including interest costs
and other expenses thereon 44394 00
4 Total gross amount of claims for losses 593527 91
5 Deduct reinsurance thereon 100257 57
6 Net amount of unpaid losses 493270 34
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 307530968 un
earned premiums fifty per cont 1537654 84
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 420534578
unearned premiums pro rata 2206018 96
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 79325 11
10 Gross premiums without any deduction
received and receivable on all unex
pired marine risks 76986 24
11 Total unearned premiums as computed above carried
3899985 15
out
12 Net premiums reserve and all other liabilities except
capital under the life insurance or any other special
department r t r r ri t r r t t r r fr r r r i r t r r PJ83 VQ80
ComptrollerGenerals Report
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 292814 51
20 Total amount of all liabilities except capital stock scrip
and net surplus 4777793 05
23 Surplus beyond capital and all other liabilities 2809646 98
24 Aggregate amount of all liabilities including capital paid
up and net surplus 7587440 03
IVIncome During the Year
Fire Marine Inland
1 Gross premiums and bills
in course of collection at
close of last previous
year as shown by that
years statement 895522 62 295561 29
3 Net collected 895522 62 29556129
4 Gross premiums on risks
written and renewed
during the year 5786286 07 1416348 99
5 Total 6681808 69 1711910 28
6 Deduct premiums and bills
in course of collection at
this date 942951 91 134718 04
7 Entire premiums collected
during the year 5738856 78 1577192 24
8 Deduct reinsurance and re
turn premiums 1754027 78 788361 88
9 Net cash actually received
for premiums carried
out 3984829 00 788830 36 4773659 36
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Rents
Deposit premiums written on perpetual risks
14 American branches of foreign companies
will please report amount of remittances
from home office during year 176545 94
545 mi
218151 52
66536 52
765 97
15 Aggregate amount of income actually received during the
the year in cash 5236204 31ComptrollerGenerals Beport 81
VExpenditures During the Year
Fire Risks Marine Inland
1 Gross amount actually paid
for losses including
57073200 losses occur
ring in previous years 2529936 05 697045 65
i Deduct all amounts actually
received for salvages
whether on losses of
the last or previous
year 11290088 and
all amounts actually re
ceived for reinsurance in
other companies 85
98946 total deductions 217685 62 381204 72
Net amount paid during
the year for losses 2312250 43 315840 93 2628091 36
4 Cash dividends actually paid stockholders amount of
stockholders dividends declare uring the year ad
G5b62 26
justment expenses
6 Paid for commissions or brokerage jimo
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 2o90o
8 Paid for State national and local taxes in this and other
155965 51
States
9 All other payments and expenditures viz Rents adver
tising printing stationery postage telegrams tele
phones express legal expenses furniture and fixtures
maps underwriters boards inspections exchange mis
f 226622 43
cellaneous
Decrease in book value of bonds BUJ
Aggregate amount of actual expenditures during the year
5012449 69
m cash v
VIRisks and Premiums
1 In force December 31 1910 751575630 7589785 20
2 Written or renewed in 1911 590014465 578628G J7
3 Excess of original premiums over rr
amount received for reinsurance 138ybS o
4 Totals1341590095 13515040 02
5 Deduct expirations and cancellations 559704239 5525330 21
6 In force December 31 1911 781885856 7989708 8182 ComptrollerGenerals Eeport
7 Deduct amount reinsured 71917352 709054 35
8 Net amount in force 709968504 7280655 46
9 Perpeutal risks not included above 4771787 deposit premiums on
same 10191450
Business in the State of Georgia During the Year
Fire marine and inland risks written 21412507 00
Premiums received gross 225 912 32
Losses paid 131316 48
Losses incurred 144225 53
THE COMMONWEALTH FIRE INSURANCE COMPANY OF NEW YORK
E G Richards Prea lent Charles K Case Secretary
Principal Office 71 William Street New York JS Y
Attorney Jo service in Georgia A R Thommasson
Capital
1 Whole amount capital stock
500000 00
IIAssets
2 Loans on bond and mortgage duly recorded and beig first
liens en the fee simple 347500 00
3 Interest due on all said bond and mortgage loans 45000
interest accrued thereon 297080 total 3 420 SO
8 Total par ami market value of stocks and bonds owned
absolutely by the company carried out at market
rams 2026344 50
L2 Cash in companys principal office 200 00
1 Cash belonging to the company deposited
in bank Commercial Exchange Bank 56963 83
Total
15 Interest due am accrued on bonds not included in mar
ket value uncollected
17 Cash in hands of agents and in cource of transmission
Western Adjustment and Appraisal Co
57103 83
11186 til
142 110 S7
200 CO
Total assils el Hie company actual cash market value 2 587 926 61
1 IIInabilities
18932 00
1 bosses due and unpaid
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses
105138 25ComptrollerGenerals Eeport
83
3 Losses resisted including interest costs
and other expenses thereon
5458 26
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon

129528 51
15399 46
6 Net amount of unpaid losses
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 77344458 un
earned premiums fifty per cent
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 105206121
unearned premiums pro rata
386722 29
551690 26
11 Total unearned premiums as computed above oarrie dout
17 Telegrams in December 540 policy blanks contracted
for in 1911 but not delivered on Dec 31st 16612
advertising and subscriptions proportion of expense
accrued to December 31st 2240 Insurance Associa
tions inspectors surveys and maps accrued to December
31st 1128 furniture and office supplies contracted
for in 1911 but bills not presented 28869 engrossing
agents commissions during December 515 services of
attorney during 1911 25000 exchange on out of town
checks deposited during December 5481 express
charges in December 13784 add to cover possible
underestimates 5831 total
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz reserve for estimated federal and other taxes
based on business of the year of the statement
20 Total amount of all liabilities except capital stock scrip
114129 05
938412 55
1000 00
25000 00
1078541 60
500000 00
1009385 01
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus 258b
IVIncome During The Year
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 101071 01
SNet collected 1010710184
ComptrollerGenerals Report
4 Gross premiums on risks written and re
newed during the year 1644001 65
5 Total 1745672 00
6 Deduct premiums and bills in course of
collection at this date 145958 57
7 Entire premiums collected during the year 1599714 09
8 Deduct reinsurance and return premiums 439951 58
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Profits on sale of securities
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During The Year
1 Gross amount actually paid for losses in
eluding 4330924 losses occurring in
previous years 634748 13
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 606005 and all
amounts actually received for reinsurance
in other companies 14231722 148377 27
1159754 51
16154 36
86710 61
10259 88
1272879 36
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of offcers clerks
agents and all other employees
8 Paid for state national and local taxes in this ami other
states
9 Various expenditures
Aggregate amount of actual expenditures during the year
in cash
486370 86
50000 00
286577 64
82174 47
27604 00
51942 01
984608 98
VIMiscellaneous
Fire Risks Prem
1 In force on the 31st day of December 148111637 00
2 Written or renewed during the year 196248961 00
3 Excess of original premiums over amount
received for reinsurance
urns Thereon
1235790 53
1011601 65
612103 85
4 Total
339300598 00 3492496 03ComptrollerGenerals Beport 85
5 2271 Tdanded0gM672278 00 WT4T B
6 in foee at the end of the year S
7 Deduct amount reinsured juDaox
A 191115469 00 1825505 79
8 Net amount in force iJxaouo
Business in the State of Georgia During the Year
Fire marine and inland risks written
Premiums received gross 4Q2 gg
Losses paid gg gg
Losses incurred
THE CONNECTICUT FIRE INSURANCE COMPANY OF HARTFORD
CONNECTICUT
r j W T Howe Secretary
J D Browne President
Home Office 51 Prospect Street Hartford Connecticut
J L Riley Atlanta Attorney for Service in Georgia
T Capital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 7351203 95
4 Extended at
7351203 95
IIIncome
5 Gross premiums 4990447 47
6 Deduct gross amount paid for reinsurance
fire 64174666 return premiums fire
60040458 total 1242150 94
7 Total premiums other than perpetual 3748296 5
9 Gross interest on mortgage loans less
34 96 accrued interest on mortgages
acquired during 1911 43730 93
10 Gross interest on collateral loans 4259 99
11 Gross interest on bonds and dividends on
stocks less 168805 accrued interest on
bonds acquired during 1911 232189 95
12 Gross interest on deposits in trust compa
nies and banks
13 Gross interest from all other sources viz
2917 70
Bills receivable
2061 2286
ComptrollerGenerals Report
16 Gross rents from companys property in
cluding 1000000 for companys occu
pancy of its own buildings 11168 00
17 Total gross interest and rents 296327 7
25 From agents balances previously charged off 52 37
26 Gross profit on sale or maturity of ledger assets viz
Real estate 8295 bonds 68750 total 770 45
28 Total income 4045447 14
IIIDisbursements
1 Gross amount paid policyholders for losses
including 36266675 occurring in pre
vious years 2707937 58
2 Deduct amount received for salvage fire
1615719 reinsurance fire 427
27898 discount fire 274757 total 446183 74
3 Net amount paid policyholders for losses 2261753 84
4 Expenses of adjustment and settlement of losses 35882 95
5 Commissions or brokerage 796016 27
6 Allowances to local agencies for miscellaneous agency
expenses 17598 31
7 Salaries 8379895 and expenses 5019464 of special
and general agents 133993 59
8 Salaries fees and all other charges of officers directors
trustees and home office employees 199076 66
9 Rents including 1000000 for companys occupancy of
its own buildings 29189 54
10 Advertising 2059530 printing and stationery 34
81733 total 55412 63
11 Postage telegrams telephone and express 20603 12
12 Legal expenses 8806 49
13 Furniture and fixtures 4011 51
14 Maps including corrections 9650 16
15 Underwriters boards and tariff associations 21396 60
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 27653 98
17 Inspections and surveys 25068 85
18 Repairs and expenses other than taxes on real estate 831 91
19 Taxes on real estate 1864 37
20 State taxes on premiums 62 432 72
21 Insurance department licenses and fees 17 900 47
22 All other licenses fees and taxes viz Federal corpora
tion tax 479044 municipal licenses and fees 7
19180 total 11982 234
38
39
41
8
9
11
16
17
18
9
30
m
ComptrollekGenekals Beport 87
Paid stockholders for interest or dividends amount de
clared during the year 16000000 paid tax for stock
holders 3045250 total 190452 50
Agents balances charged off 1990 8o
Gross loss on sale or maturity of ledger assets viz Bonds 2943 7o
Total disbursements 3936513 31
IVLedger Assets
Book value of real estate 1892 00
Mortgage loans on real estate first liens 9484o0 00
Loans secured bv pledge of bonds stocks or other col
59000 00
lateral
Look value of bonds 530474902 and stocks 344
35141 total 5649100 43
Cash in companys office 213 86
Deposits in trust companies and banks
not on inteerst 16403 94
Deposits in trust companies and banks on
interest 355798J1S
Total cash items 372415 88
Agents balances representing business written subse
quent to October 1 1911 I91979 96
Agents balances representing business written prior to
October 1 1911 773 37
Pills receivable taken for fire risks 42278 14
Total ledger assets 7460137 78
NonLedger Assets
Interest due and accrued on mortgages 10638 93
Interest due and accrued on bonds 30080 61
Interest due and accrued on collateral
loans 464 30
Total 411S3S4
Other nonledger assets viz Gross premiums in course
of collection not over three months due 37700000
less return premiums 4600000 and reinsurance 39
00000 less commission brokerage and all other ex
penses thereon 13000000 total 162000 00
Gross assets 7563321 02
Deduct Assets Not Admitted
Agents balances representing business
written prior to October 1 1911 7713 3788
ComptrollerGenerals Report
35 Bills receivable past due taken for ma
rine inland and fire risks 15915 41
38 Book value of ledger assets over market
value viz Bonds and stocks 122601 43
40 Total 146230 21
41 Total admitted assets 7 517 091 41
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 104427 51
2 Gross claims for losses in process of ad
justment or in suspense plus 1500000
reserved for losses incurred prior to
December 31 of which no notice had
been received on that date 218475 58
3 Gross claims for losses resisted 48720 12
Total 371623 21
5 Deduct reinsurance due or accrued 70601 93
6 Net amount of unpaid losses and claims 301021 28
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 1
82748046 unearned premiums fifty
Per cent 913740 23
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 603846647
unearned premiums pro rata 3145043 51
11 Total unearned premiums as computed above 4058 783 74
19 Estimated amount hereafter payable for federal State
and other taxes based upon the business of the year
of this statement 4y00 Qfr
26 Total amount of all liabilities except capital 4399 805 02
27 Capital actually paid up in cash 1000000 00
28 Surplus over all liabilities 2117 286 39
29 Surplus as regards policy holders 3 117 286 39
SO Total liabilities 71001 ii
517091 41ComptrollerGenerals Report
89
VIRisks and Premiums
1 In force on the 31st day of December 751282948 8486763 73
2 Written or renewed during the year 442179005 4990447 47
3 Excess of original premiums over
amount received for reinsurance
1837 86
4 Total 1193461953 13479049 06
5 Deduct those expired and marked off as
terminated 395130666 4668906 69
6 In force at the end of the year 798331287 8810142 37
7 Deduct amount reinsured 78711899 944195 44
j 719 619 388 7865946 43
8 Net amount in force ioxooo
Business in the State of Georgia During the Year
28 Gross risks written less 33863600 risks canceled 150788
29
Gross premiums on risks written less 578778 return
premiums
30 Losses paid deducting salvage net
31 Losses incurred
25483 36
17552 47
17514 13
THE CONTINENTAL INSURANCE COMPANY OF NEW YORK
Henry Evans President J Lopez Secretary
Home Office 46 Cedar Street New York N Y
J L Riley Co Attorneys for Service in Georgia
ICapital
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 2000000 00
24032115 86
4 Extended at v
IIIncome
Fire Marine and Inland
5 Gross premiums 9808271 05 43187 03
6 Deduct gross amount paid
for reinsurance fire
96693891 marine and
inland 1223687 return90
ComptrollerGenerals Beport
premiums fire 1092
39112 marine and in
land 512249 2059330 03
17359 36
7 Total premiums other than
perpetual 771891102 25827 67
9 Gross interest on mortgage loans accrued
during 1911 135 0Q
11 Gross interest on bonds and dividends on
stocks less 4163622 accrued interest on
bonds acquired during 1911 934 413 20
12 Gross interest on deposits in trust com
panies and banks 73 ggg gg
13 Gross interest from all other sources 6 069 99
16 Gross rents from companys property
including 4518300 for companys
occupancy of its own buildings 125 269 86
7774768 69
17 Total gross interest and rents
19 Reinstating bills receivable not more than 5 years past
due
24 Increase in liabilities during the year on account of
Reinsurance treaties
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger
viz bonds 434G7 00
324082 00
Stocks
27 Gross increase by adjustment in book
value of ledger assets viz bonds 7692 00
324585 00
1139877 01
94993 18
17476 20
1911 47
367549 00
Stocks
ip 332277 00
28 Total income
1 Gross amount paid policy
holders for losses in
cluding 55651483 occur
ring in previous year4265302 17
2 Deduct amount received for
salvage fire 1702454
reinsurance fire 420
85459 discount fire
1481 443893 94
9728852 55
HIDisbursements
Fire Marine and Inland
1262 801
CompteollebGenebals Bepobt
91
3 Net amount paid policy
holders for losses 3821408 23
1262
for miscellaneous agency
id expenses 10809987 of special
directors
9
10
11
12
13
14
15
16
17
18
19
20
21
22
24
25
26
27
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies
expenses
Salaries 12973131
and general agents
Salaries fees and all other charges of officer
trustees and home office employees
Rents including 4518300 for companys occupancy of its
own buildings
Advertising 3928847 printing and stationery
5397007
Postage telegrams telephone and express
Legal Expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assessments
fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes 880450 municipal
taxes 2229538 total
Mercantile agencies
1 1054 8
Miscellaneous H 265 42
Exchange 74 64
Subscriptions to papers
on real estate
3822671 03
112774 60
1654762 80
3745 25
237831 18
448582 35
71523 92
93 258 54
69283 00
1387 83
20233 78
37983 83
70684 68
26920 51
8169 85
30231 52
24580 46
142450 59
32308 11
31099 88
28 Bills receivable past due charged off
29 Investment expenses legal expenses
31 Rent of safe deposit boxes
32 Transfer taxes and notary fees
270 00
260 08
437 55
34 Paid stockholders for interest or dividends amount
declared during the year
35 Scrip or certificates of profits redeemed in cash
36 Interest paid to scripholders
38 Agents balance charged off
26656 45
12131 09
967 63
1000000 00
93 00
4 50
507 5992 Comptroller Generals Beport
39 Gross loss on sale or maturity of ledger
assets viz bonds 312 00
stcks 128939 00
129251 00
40 Gross decrease by adjustment in book
value of ledger assets viz bonds 71895 00
Stocks 75855 00
147750 00
41 Total disbursements g 257 844 97
IVLedger assets
1 Book value of real estate 1200 000 00
2 Mortgage loans on real estate first liens
270000 other than first 2700 00
4 Book value of bonds 5153300 and stocks
13028865 18182165 00
5 Cash in companys off ice 2002 20
6 Deposits in trust companies
and banks not on interest 415 26
7 Deposits in trust companies
and banks on interest 4902989 32
4905406 78
8 Agents balance representing business
written subsequent to Oct 1 1911 1004810 93
9 Agents balance representing business
written prior to Oct 1 1911 2 999 03
11 Bills receivable taken for fire risks 205041 70
16 Total ledger assets as per balance 25 503 123 44
NonLedger Assets
18 Interest due 2380000 and accrued
2889541 on bonds 52 695 41
21 On bank balances 83 96
22 Declared dividends on stocks 121109 75
24Total 173889 12
30 Gross assets
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to October 1 1911 2999 03
ComptbolleeGenebals Report
93
35 Bills receivable past due taken for marine
inland and fire risks
97434 40
41 Total admitted assets
100433 43
25576579 13
VLiabilities
2 Gross Claims for losses in process of adjust
ment or in suspense plus 8465000
reserve for losses incurred prior to Dec
31st of which no notice had been
received on that date
3 Gross claims for losses resisted
506335 54
4 Total q 46
5 Deduct reinsurance due or accrued 0oa
466560 54
39775 00
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running one year or less from date
of policy including interest premiums on
perpetual fire risks 422874388 un
earned premiums fifty per cent 21143a 94
8 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running more than one year from
date of policy 1201726905 un
earned premiums pro rata bj9M
9 Gross premiums leas reinsurance cash and
bills received and receivable upon all
unexpired inland navigation risks 21
17380 unearned premiums fifty
per cent
460941 08
10586 90
11 Total unearned premiums as computed above 8o2278o
15 Principal unpaid on scrip or certificate of
profits authorized or ordered to be
redeemed
16 Interest due or accrued including borrowed money
bills accounts fees etc
26700 00
6063 90
18 Salaries rents
or accrued
expenses
due
22500 00
19 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement
20 Commissions brokerage and other charges due or to
become due to agents and brokers Jj
21 Eeturn reinsurance premiums
141500 00
77466 9494
ComptrollerGenerals Eeport
23 All other liabilities viz The first Bulgarian Insurance
Company reserve 25 379 62
24 Interest due or accrued on the first Bulgarian Insurance
Company reserve 359 20
25 Reserve for contingencies 250 000 00
26 Total amount of all liabilities except capital 9576747 00
27 Capital actually paid up in cash 2000000 00
28 Surplus over all liabilities 13999832 13
29 Surplus as1 regards policyholders 15 999 832 13
30 Total liabilities 25576579 13
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 1511120574 00 15964506 20
2 Written or renewed during the year 953300087 00 9808271 05
4 Total 2464420661 00 25772777 31
5 Deduct these expired and marked off as
terminated 786051387 00 8320605 27
6 In force at the end of the year1678369274 00 17452172 04
7 Deduct amount reinsured 107720205 00 1206159 11
8 Net amount in force 1570649069 00 16246012 93
Business in the State of Georgia During the Year
28 Gross risks written 14830j5i8 00
Less 3455369 risks cancelled 3 455 339 qo
Net risks written llj375149 0
29 Gross premiums on risks written 212 204 51
Less 3224920 return premiums 3249 20
Net premiums received 179 955 31
30 Losses paid deducting salvage 122245 88
Net losses paid
31 Losses incurred
Net losses incurred
122245 88
117498 48
117498 48
ComptrollerGenerals Report 95
DIXIE FIRE INSURANCE COMPANY OF GREENSBORO N C
P M Garner Secretary
II R Bush President
Principal Office 125 South Elm Street Greensboro N 0
E J Dickey Atlanta Attorney for Service in Georgia
ICapita
i 500000 00
1 Whole amount of capital stockJ
2 Amount paid up in cash 500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon iuuuuu
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 1
56810 interest accrued thereon 1141713 total 12985 M
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 571900 00
5 Value of buildings mortgaged insured
for 24800000 as collateral 38150000
6 Total value of said mortgaged premises
carried inside 40 00
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value nn
11 Total par and market value and amount loaned thereon 47100 00
12 Cash in companys principal office 447 93
13 Cash belonging to the company deposited
70572 10
m bank
71020 03
Total cash items
16 Interest due and accrued on collateral loans and uncol
lsctccl
17 Cash in hands of agents and in course of transmission 116401 26
All other assets both real and personal viz Rents due
and accrued 140275 due from other companies for
reinsurance on losses already paid 305913 total 4461 88
Western Sprinkled Risk Association
Total assets of the company actual cash market value 1152101 76
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 5833 8296
CompteolleeGenebals Bepoet
3 Losses resisted including interest costs
and other expenses thereon
4440 00
4 Total gross amount of claims for losses 55273 82
5 Deduct reinsurance thereon 7724 89
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 35649685 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 39286133
unearned premiums pro rata
47548 93
178248 43
200916 23
11 Total unearned premiums as computed above carried
out
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Eeserve for taxes
379164 66
10000 00
20 Total amount of all liabilities except capital stock scrip
and net surplus 436713 59
21 Joint stock capital actually paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities 215 388 17
24 Aggregate amount of all liabilities including capital paid
up and net surplus 1152101 76
IVIncome During the Year
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 165371 14
3 Net collected 165371 14
4 Gross premiums on risks written and re
newed during the year 95037 99
5 Total 160409 13
6 Deduct premiums and bills in course of
collection at this date 142 567 31
7 Entire premiums collected during the
year 1017841 82
8 Deduct reinsurance and return premiums 462413 57ComptrollerGeneeals Repoet 97
9 Net cash actually received for premiums carried out 555428 25
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Rente
Prom agency balances previously charged off 1000
from profit on sale of bonds and stocks 910100 total 9lltJ0
15 Aggregate amount of income actually received during the
year in cash
Uncollected balances Dec 31st 1911 142567 31
Dec 31st 1910 16o3lU
22803 83
Total deduction
Total income reported to North Carolina department 598331 63
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 7595326 losses occurring in
aiming v 540679 28
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 318603 and all
amounts actually received for reinsur
ance in other companies 5775384
n 60939 87
total deductions
Net amount paid during the year for losses 479739 41
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States 2q g 28
9 All other payments and expenditures
Aggregate amount of actual expenditures during the ye
in cash
VIRisks and Premiums
In force on the 31st day of December
2 Written orrenewed duringJ387K3 9799
142266796 00 2075849 51
3 Total 98 ComptrollerGenerals Keport
4 Deduct those expired and marked off as
terminated 65058906 00 973299 58
5 In force at end of year 77207890 00 1102549 93
6 Deduct the amount reinsured in other
comlanies 29338558 00 35319175
7 Net amount in force 47869332 00 749358 18
8 Greatest amount insured in any one risk 25000 00
Business in the State of Georgia During the Year
Fire marine and inland risks written i 321 140 01
Premiums received gross 2g090 2g
0SSespaid 11555 81
SSS 1DCUrred 15256 82
THE DELAWARE INSURANCE COMPANY OF PHILADELPHIA
John S Bioren President j Parsons Smith j Secret
Home Office Third and Walnut Streets Philadelphia Pa
A L Brooks Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 400000 00
2 Amount of ledger assets as per balance
December 31 of previous year 2 233 260 98
4 Extended at
2220ii 98
IIIncome
5 Gross premiums 2154927 4
6 Deduct gross amount paid for reinsurance
fire 29577607 return premiums fire
49752494 total
793301 HI
7 Tula
8 Deposit premiums written
i Gross interest on mortgage loans
10 Gross interest on collateral loans
11 Gross interest on bonds and dividends on
stocks less 106003 accrued interest
on bonds acquired during 1911
12 Gross interest on deposits in trust com
panies and banks
Ileiniums other than perpetual 1361020 40
on perpetual risks gross 4790 ig
5002 00
254 00
64423 17
702 34
CompteollerGenebals Repoet
99
16 Gross rents from companys property in
cluding 1000000 for companys occu
pancy of its own buildings
13839 30
17 Total gross interest and rents
26 Gross profit on sale or maturity of ledger assets viz
Bonds
28 Total income
IIIDisbursements
Gross amount paid policyliolders for losses
including 14947568 occurring in pre
vious years
Deduct amount received for salvage fire
394858 reinsurance fire 18833516
discount fire 151984 total
1188353 84
193803 58
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
33
34
84280 SI
11767 50
1462464 87
Net amount paid policyliolders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries 1989305 and expenses 4743010 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including 1000000 for companys occupancy of
its own buildings
Advertising 258292 printing and stationery 1173008
total
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes viz Federal corpora
tion tax
Other disbursements viz Premiums on surety bonds
65120 interest on borrowed money 25542 sun
dries 528096 total
Deposit premiums returned
Paid stockholders for interest or dividends amount de
clared during the year 6000000
994550 26
23598 07
358198 40
67323 15
27482 65
12502 20
14313 00
9229 58
1459 03
1335 40
6041 34
22793 68
7489 75
2289 15
5061 95
2009 20
2761 S 46
8120 51
2500 01
6187 58
3018 24
60000 00100 ComptrolleeGenebals Eepoet
38 Agents balances charged off 262 59
39 Gross loss on sale or maturity of ledger assets viz Bonds 1050 14
40 Gross decrease by adjustment in book value of ledger
assets viz Bonds 597 71
41 Total disbursements 1065098 14
IVLedger Assets
1 Book value of real estate 200000 00
2 Mortgage loans on real estate first liens 102000 00
3 Loans secured by pledge of bonds stocks
or other collateral 4 000 00
4 Book value of bonds 106871125 and
stocks 19242041 total 126113166
5 Cash in companys office 13 251 06
7 Deposits in trust companies and banks on
interest 71313 69
8 Agents balances representing business
written subsequent to October 1 1911 374214 75
9 Agents balances representing business
written prior to October 1 1911 4041 55
13 Cash in hands of special agents 575 00
14 Cash in hands of Philadelphia Under
writers Association J00 00
16 Total ledger assets 2030 627 71
NonLedger Assets
17 Interest accrued on mortgages 1643 06
18 Interest accrued on bonds 15772 10
23 Rents accrued on companys property or
lease 391 67
24 Total 3 17806 83
30 Gross assets 2048434 54
Deduct Assets Not Admit ted
34 Agents balances representing business
written prior to October 1 1911 4041 55
39 Stocks and bonds 23 946 91
Ttal 27988 46
41 Total admitted assets 7020446 08ComptkollbkGekbbals Eepoet
101
VLiabilities
1 Gross losses adjusted and unpaid net yet
due
2 Gross claims for losses in process ot ad
justment or in suspense including all
reported and supposed losses
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
2375 00
186024 00
8775 00
197174 00
54660 00
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or
less from date of policy including in
terest premiums on perpetual fire risks
98234244 unearned premiums fifty
per cent
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 139253797
unearned premiums pro rata
142514 00
491171 22
715508 01
11 Total unearned premiums as computed above
19 Amount reclaimable by the insured on perpetual fire insur
ance policies being various per cent of the premium
or deposit received
18 Salaries rents expenses bills accounts fees etc due
or accrued
19 State county and municipal taxes due or accrued
20 Commissions brokerage and other charges due or to be
come due to agents and brokers
1206679 23
26 Total amount of all liabilities except eapi
27 Capital actually paid up in cash
28 Surplus over all liabilities
tal 400000 00 100295 85
29 Surplus as regards policyholders
30 Total liabilities
VIRisks and Premiums
1 In force on the 31st day of December 263183 060 00
2 Written or renewed during the year 16502466 00
3 Total

439685526 00
129169 55
882 43
10000 00
30905 02
1520150 23
500295 85
2020446 08
2912233 97
2154927 41
5067161 38102
ComptrollerGeneral s E eport
4 Deduct those expired and marked off as
terminated 185962773 00
2286604 04
5 In force at the end of the year253722753 00 2780557 34
6 Deduct amount reinsured 34319156 00 405676 93
7 Net amount in force 219403597 00 2374880 41
8 Perpetual risks not included above 498671400 deposit
premiums on same 143205 10
Business in the State of Georgia During the Year
28 Gross risks written 169758000 less 39353900 risks
cancelled and 52585600 reinsurance total net risks
29 Gross premiums on risks written 2885244 less 5
25119 return premiums and 821830 premiums for
reinsurance total Bet premiums received
30 Losses paid deducting salvage 1309132 less losses on
risks reinsured 488077 total net losses paid
31 Losses incurred 1965716 less lose on risks reinsure1
776127 net losses incurred
778185 00
15382 95
8210 55
11895 89
EMPIRE CITY FIRE INSURANCE COMPANY OF NEW YORK N Y
Charles A Hall President David J Burtis Secretary
Principal Office 96 William Street New York NY
Attorney for Service in Georgia William A Wright
ICapital
1 Whole amount of capital stock 400000 00
2 Amount paid up in cash 400000 00
IIAssets
2 Loans on bond and mortgage duly recorded and being first
liens on the fee simple 249500 00
3 Interest due on all said bond am mortgage loans interest
accrued thereon 128853 total 1288 53
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out al market
value 681890 00
10 Amount of stocks bonds and all other
securities except mortgages hypothe
cated to the company as collateral
security for cash actually loaned by the
company with the par and market value
of the same and the amount loaned
on each 5000 00
11 Total par and market value and amount loaned thereon 5000 00 omptrollerGenerals Report
12 Cash in companys principal office 102 19
13 Cash belonging to the company deposited
in bank Peoples National of Hacken
sack X J and National City of N Y 79260 24
Total casli items
15 Interest due and accrued on stocks not included in market
value uncolleeted
16 Interest due and accrued on collateral loans and uncolleeted
Agents balances representing business written subsequent
to October 1 1911
Total assets of the company actual cash market value
103

79362 43
1929 17
125 00
130373 67
1149468 80
1 ITLiabilities
2 Gross losses in process of adjustment or in
suspense including all reported and
suppose losses 56433 01
3 Loss resisted including interest costs and other expenses
thereon 8623 u
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
65056 12
6561 17
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 52881499 unearn
ed premiums fifty per cent 264407 50
S Gross premiums without any deduction
received and receivable upon all unex
pired ire risks running more than one
year from date of policy 28776548
unearned premiums pro rata 176072 63
58494 95
11 Total unearned premiums as computed above carried out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz reserved for taxes
440480 13
500 00
9500 00
Total
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities

508975 08
400000 00
240493 72
24 Aggregate amount of all liabilities including capital paid
up and net surplus
1149468 80104
ComptrollerGenerals Report
IVIncome During The Year
4 Gross premiums on risks written and re
newed during the year 1147250 07
8 Deduct reinsurance and return premiums 437292 67
9 Net cash actually received for premiums carried out 709957 40
10 Received for interest on bonds and mortgages 12514 67
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 30582 27
12 Income received from all other sources omitting increase
if any in value of securities viz rents 1995 00
Lackawanna R R Co stock dividend from D L W
R R Co profit on sale of securities 1 630 90
15 Aggregate amount of income actually received during the
year in cash 756680 24
VExpenditures During The Year
1 Gross amount actually paid for losses in
cluding 5908378 losses occurring in
previous years 507165 07
2 Deduct all amounts actually received for
salvage whether on losses of the last
or of previous year 604996 and all
amounts actually received for reinsurance
in other companies 9483380 total
deductions 100873 76
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of offcers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz expenses of
adjustment and settlement of losses 766756 rent
310000 advertising printing and stationery 4
03580 postage telegrams telephones and express 2
92729 legal expenses 108114 furniture and fixtures
14478 maps 1060 underwriters boards tariff
associations etc 303531 fire departments fire
patrols etc 357489 inspections and surveys 71138
Sundry expenses 57465 losses on sale of bonds 9
52250 adjustment of stocks 199500 total
406281 31
36000 00
230739 13
16162 66
13794 92
38380 90ComptrollerGenerals Report 105
VIMiscellaneous
In force on the 31st day of December
1911 74572129 00 873622 04
Excess of original premiums over amount
received for reinsurance
2 Written or renewed during 1911JSO 1147200 0
3 Total 174556637 00 2024624 18
4 Deduct those expired and marked off as
terminated in 1911 8880o021 00 113879
5 In force at end of year 1911 8575166 00 1020744 75
6 Deduct the amount reinsured in 28
companies iu
69 044 06 00 816580 47
7 Net amount in force ouuu oo
Business in the State of Georgia During the Year
Fire marine and inland risks written 11864 96
Premiums received gross
Losses paid 4 9 72
Losses incurred
EQUITABLE FIRE MARINE INSURANCE COMPANY OF
PROVIDENCE RHODE ISLAND
j j Samuel G Howe Secretary
Fred W Arnold President samud w
Principal Office 1 Custom House Street Providence Rhode Island
John J McKay Macon Attorney for Service m Georgia
ICapital
i 400000 00
1 Whole amount of capital stock v
2 Amount paid up in cash 400000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first Hens on the fee simple
3 Interest due and accrued on all said bond and mortgage
loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 220050 00106 ComptrollerGenerals Eeport
5 Value of buildings mortgaged insured
for 14450000 as collateral 185500 00
6 Total value of said mortgaged premises
carried inside 405650 00
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 89 585 00
12 Cash in companys principal office 754 35
13 Cash belonging to the company deposited
in banks viz Mechanics National
Hank 777180 Blackstone Canal Nat
ional Bank 1126976 total 19041 56
Total cash items 19 795 9
15 Interest due and accrued on bonds not included in mar
ket value uncollected 8142 37
17 Cash in hands of agents and in course of transmission 126324 02
18 Bill receivable not matured taken for fire marine and
inland risks 1 886 25
All other assets both real and personal viz Rents due
and accrued 187 50
Total assets of the company actual cash market value 1274375 37
IIILiabilities
1 Losses due and unpaid 5862 17
2 Cross losses in process of adjustment or
in suspense including all reported and
supposed losses 61190 07
3 Losses resisted including interest costs
and ither expenses thereon 11467 13
4 Total gross amount of claims for losses 78519 37
5 Deduct reinsurance thereon 25 841 16
5 Net amount el unpaid losses 5267S 21
7 Cross premiums without any deduction
received and receivable upon all unex
pired fire risk running one year or less
from date el policy 26229346 un
earned premiums fifty per cent 131146 73
8 Cross premiums without any deduction
received and reci ivable upon all unex
pired fire risks running more than one
year from date of policy 31444396
unearned premiums pro rata 156030 80ComptrollerGenerals Beport
107
10 Gross premiums without any deduction
received and receivable upon all unex
pired marine risks 2580239 un
earned premiums 50 and 100 per
cent
13365 82
11 Total unearned premiums
as
computed above carried
out
13 Estimated amount for federal State and other taxes
10 Reinsurance premiums
17 Due and accrued for salaries rent advertising and foi
agency and other miscellaneous expenses
18 Amount of borrowed money
19 411 other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Interest on mortgages collected in advance
Commissions brokerage and other charges due or become
due to agents and brokers
20 Total amount of all liabilities except capital stock scrip
and net surplus
91 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
XVIncome During the Year
Fire Marine Inland
i 104 194 55 31578 96
5 Gross premiums luus oo q
6 Deduct gross amount paid
for reinsurance fire
48116788 marine and
inland 38675 return
premiums fire 182
87505 marine and in
land 223354 total 664042 93
2620 29
9
10
n
12
7 Total premiums other than
perpetual 34015162
Gross interest on mortgage loans
Gross interest on collateral loans
Gross interest on bonds and dividends on
stocks
Gross interest on deposits in trust com
panies and banks
300552 35
10000 00
232516 96
1000 00
30000 00
444 02
8000 00
635191 54
400000 00
239183 83
1274375 37
28958 67
6490 22
229 OS
37039 25
313 36
369110 29108
Vim ptroleerGenerals Report
16 Gross rents from companys property in
eluding 650000 for company V occu
pancy of its own buildings
9724 41
17 Total gross interest and rents
20 From other sources viz Borrowed money
24 Increase in liabilities during the year on account of re
insurance t reaties
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Stocks
28 Total income
VExpenditures During the Year
Fire Marine Inland
1 Gross amount actually paid
for losses including
3893407 losses occur
ring in previous years
2 Deduct all amounts actually
received tor salvages
whether on losses of
the last or of previous
year 350873 and all
amounts actually re
ceived for reinsurance
in other companies 62
03750 total deductions
including discount of
56392
617193 50 13158 77
64635 07
1475 1 t
53796 32
30000 00
232516 96
8 20
2762 50
688194 27
Net amount paid during
the year for losses 552558 19 11683 63
Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
o Paid tor commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All othel payments and expenditures
50 12 12 12
12000 00
21350 12
91067 22
30450 27
80099 79
Aggregate amount of act mil expenditures during the year
in cash 799209 52
VI Risks and Premiums
1 In force December 31 1910141052271 00 1618915 45ComptrolleeGeneeals Bepoet
2 Written or renewed during the year 85038020 00
3 Excess of original premiums over amount
received for reinsurance
226690291 00
4 Total
5 Deduct those expired and marked off as
terminated
6 In force at the end of year
1911134266295 00
j 85412352 00
7 Deduct amount reinsured
8 Net amount in force December 31 1911 48853943 00
109
1004194 55
969 12
2624109 12
1137895 89
1486213 23
909475 81
576737 42
EQUITABLE TIKE INSURANCE COMPANY OF CHARLESTON S C
fm G Mazyck Secretary
pfirplfoffrr Broad and Church Streets Charleston S C
E P Spencer Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock
2 Amount paid up in cash
200000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon I
2 Loans on bond and mortgage duly recorded and being first
liens on the fee simple
4 Value of lands mortgaged exclusive of
buildings and perishable improvements
5 Value of buildings mortgaged insured
for 650000 as collateral
3500 00
8000 00
4908 45
5 Total value of said mortgaged premiums carried inside
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
11 Total par and market value and amount loaned thereon
12 Cash in companys principal office
13 Cash belonging to the company deposited
in bank Carolina Savings Bank 3
713 28 Hibernia Savings Bank 44812
Exchange Banking Trust Co 62867
Bank of Charleston N B A 62459
Charleston Savings Institution 50000
5914 66
200000 00
20000 00
1049 00
11500 00
266057 50
52900 00
Total cash items
10823 11HO ComptrollerGenerals Eeport
15 Interest due and accrued on stocks and bonds not included
in market value uncolleeted
17 Cash in hands of agents and in course of transmission
18 Bill receivable not matured taken for fire marine and
inland risks
19 All other assets both real and personal as per schedule
attached viz rents due and accrued
20 Interest accrued on savings bank deposits
21 Cash surrender value policy 875009 Equitable Life
Assurance Society
Total assets of the company actual cash market value
IIILiabilities
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses g 794 7
4 Total gross amount of claims for losses 6794 87
5 Deduct reinsuranuce thereon 2 325 00
6 Net amount of unpaid losses t
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 8502773 un
earned premiums Fifty per cent 42813 87
8 Gross premiums without any deduction
received and receivable upon all unex
pired lire risks running more than one
year from date of policy 11530083
unearned premiums pro rata 62 870 52
11 Total unearned premiums as computed above carried out
19 All other demands against the company absolute and con
tingent due and to become due admitted and eon
tested viz reserved for taxes
Commission due agents
Total
tfc
21 Joint stock eapital actually paid up in cash
23 Surplus beyond eapital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
1029 37
25084 29
425 36
62 00
57 62
1350 00
378838 25
4469 87
105690 39
2000 00
1968 55
114128 81
200000 00
04709 44
378838 25
ComptrollebGeneeaes Report
IVIncome During The Year
Ill
1 Gross premiums and bills in course of col
lection at close of last previous year
28253 42
28253 42
3 Net collected
4 Gross premiums on risks written and
renewed during the year 191465 89
5 Total
6 Deduct premiums and bills in course of
collection at this date
7 Entire premiums collected during the year
8 Deduct reinsurance and return premiums
219719 31
25084 29
194 635 02
67035 25
9
10
11
12
Net cash actually received for premiums carried out 17
Received for interest on bonds and mortgages
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Income received from all other sources omitting increase
if any in value of securities viz rents 150000 items
previously charged off 42536
equitable 11000 profit from
4760 total
increase and value
maturity of bonds
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During The Year
1 Gross amount actually paid for losses in
cluding 1178047 losses occurring in
previous years
2 Deduct all amounts actually received for
salvage whether on losses of the last
or of previous year 39584 and all
amounts actually received for re
insurance in other companies 2007916
total deductions
77649 08
20475 00
Net amount paid during the year for losses
Expenses of adjustment of losses
Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
Paid for commissions or brokerage
Paid for salaries fees and other charges of offcers clerks
agents and all other employees
Paid for state national and local taxes in this and other
states
599 77
94 67
16261 80
582 96
144539 20
57174 08
1598 45
20723 48
19694 48
16583 80
7252 60112 ComptrollerGenerals Eeport
9 All other payemnts and expenditures viz advertising
printing and stationery 153265 postage telegraph
express 73337 furniture and maps 112077 ex
change 22515 repairs 33887 water light fuel
commercial agency petty cash etc 127307 rent
72000 total 5M3 83
Aggregate amount of actual expenditures during the year
in cash 128970 72
VIMiscellaneous
Fire Risks Premiums Thereon
In force on the 31st day of December 12705419 36 229367 06
2 Written or renewed during 1911 17680301 29 191465 89
3 Total 30385720 65 420832 95
4 Deduct those expired and marked off as
terminated in 1911 16677128 06 172245 68
5 In force at end of year 1911 13708592 59 248587 27
6 Deduct amount reinsured in other
companies 2577786 56 47659 01
7 Net amount in force11130806 03 200928 26
Business in the State of Georgia During the Yenr
Fire marine and inland risks written l 381 847 18
Premiums received gross 25774 75
Losses paid 14434 26
Losses incurred n ia nr
9it4 26
FEDERAL INSURANCE COMPANY OF JERSEY CITY NEW JERSEY
Percy Chubb President Max Grllndner SccreUiVY
Principal Office 15 and 17 Exchange Place Jersey City New Jersey
J L Riley Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 30 000 00

ComptrollerGenerals Eeport
3 Interest due and accrued on all said bond and mortgage
loans
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
13 Cash belonging to the company deposited
in bank
418879 50
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal
113
112 50
2194695 00
418879 50
26687 92
392658 72
40748 21
Total assets of the company actual cash market value 3103781 85
IIILiabilities
1 Losses due and unpaid
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
42678 64
696278 00
738956 64
381278 00
6 Net amount of unpaid losses
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 891
36126 50 per cent
10 Gross premiums without any deduction
received and receivable on all unex
pired marine risks
445680 63
127286 99
11 Total unearned premiums as computed above carried
out
16 Cash dividends to stockholders remaining unpaid
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Eeturn premiums 250000 reinsurance
premiums 11365089 total
Premiums overpaid
19
20 Total amount of all liabilities except capital stock scrip
and net surplus
357678 64
572967 62
50000 00
85544 35
116150 89
439 92
1182781 42114 ComptrollerGenerals Beport
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and allother liabilities 921000 43
24 Aggregate amount of all liabilities including capital paid
up and net surplus 3103781 85
IVIncome During the Year
Marine Inland
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 389805 20
2 Deduct amount of same not collected 50 00
3 Net collected 389815 20
4 Gross premiums on risks written and re
newed during the year 3338271 28
5 Total 3728086 48
6 Deduct premiums ami bills in course of
collection at this date 432376 28
7 Entire premiums collected during the
year 3295710 20
S Deduct reinsurance and return premiums 2148292 89
9 Net cash actually received for premiums carried out 1147417 31
10 Received for interest on bonds and mortgages 1359 17
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 96494 93
12 Income received from all other sources omitting increase
if any in value of securities viz Exchange of bonds
etc 51492 agents balances 1219 sale and matu
rity of bonds 2128750 total 21814 61
15 Aggregate amount of income actually received during the
year cash 1267086 02
V Expenditures During the Year
Marine tv Inland
1 Gross amount actually paid Cor losses in
cluding 16634655 losses occurring in
previous years 1893060 76
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 844 1509 aid all
amounts actually received for reinsur
ance in other companies 147766184
total deilucl ions 5Q2 106 93
Net amount paid during the year for losses 330 953 S3
ComptrollerGenerals Report 115
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
9000000 473262 08
i Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees y
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz 374UK
purchase of securities 30626083 total 344010
Aggregate amount of actual expenditures during the year
in cash
VIRisks and Premiums
Marine inland Premiums
In force on the 31st day of December 225 884415 1942445 11
2 Written or renewed during 1911 I2494075o7 33382I 28
3 Total 1475291972 5280716 39
191 325 369 1663598 22
5 in force at end of year
6 Deduct the amount reinsured in other
8234604i 33 25
companies
A 108 979322 1107864 97
7 Net amount in force JU51 p
Business in the State of Georgia During the rear
ff 1668283 00
Marine and inland risks written
Premiums received gross
1 H 34
Losses paid 15 015 34
Losses incurred
FIDELITYPHENIX FIRE INSURANCE COMPANY OF NEW YORK
Henry Evans President J B Lopez Secretary
Home Office 46 Cedar Street New York
A L Waldo Attorney for Service in Georgia
ICapital
1 Amount of capital paid up
in cash 2500000 00116
ComptrollerGenerals Report
2 Amount of ledger assets as per balance
December 31 of previous year 13644742 22
4 Extended at 13644742 22
TTIncome
Fire Marine and Inland
5 Gross premiums 8337142 65 31816 67
6 Deduct gross amount paid
for reinsurance fire 1
22669990 marine and
inland 834287 return
premiums fire 1109
30512 marine and inland
342820 2336005 02 11771 07
7 Total premiums other than
perpetual 6001137 63
9 Gross interest on mortgage loans acquired
during 911
11 Gross interest on bonds and dividends on
stocks less 584802 accrued interest
on bonds acquired during 1911
12 Gross interest on deposits in trust com
panies and banks
13 Gross interest from all other sources
16 Gross rents from companys property
including 150000 for companys
occupancy of its own buildings
20045 60
6021183 23
5138 88
189954 12
21976 87
9530 65
7500 34
17 Total gross interest and rents 534100 86
19 Recovery from brokers account of Sheldon
transactions 52500 00
24 I iiriense in liabilities during the year on account of
reinsurance 1 rent ies
25 From agents balances previously charged off
26 Gross profit On sale or maturity of ledger assets viz
real estate 1900000 bonds 6771200 storks
18236500
27 Gross increase by adjustment ill book value of ledger
assets viz bonds 1015000 stocks 41374700
52500 00
32493 93
656 28
269077 00
423897 00
28 Total income 7333908 30ComptbollebGtenebals Repoet
117
IIIDisbursements
1 Gross amount paid policy
holders for losses includ
ing 55824492 occurring
in previous years4059004 53
2 Deduct amount received for
salvage fire 2259831
reinsurance fire 524
26779 discount fire
559
2365 40
546871 69
3 Net amount paid policyholders
for losses 3512132 84
2365 40
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to local agencies for miscellaneous agency
expenses
7 Salaries 16039339 and expenses 13881673 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Bents including 150000 for companys occupancy of
its own buildings
10 Advertising 2855749 printing and stationery 4532682
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps asesss
ments fees taxes and expenses
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes municipal taxes
23 Other disbursements
24 Mercantile agencies
25 Miscellaneous
26 Exchange
27 Supscription to papers
28 Premiums on insurance on life of H C
Stockdell
5567 12
666 57
10506 58
2221 98
1095 85
3514498 24
94608 86
1217344 84
547 64
299210 12
427950 16
64474 33
73884 31
51180 83
3730 66
8194 07
10372 52
69639 62
31822 99
11355 16
2196 17
1250 73
92211 90
40900 46
18206 43118
ComptbolIjEBGeneeaIis Report
29 Investment expenses viz attorneys fees
472406 notary fees 5230 stoek
transfer tax 8850 insurance on property
on which company holds mortgage No
293 1346 safe deposit boxes
9342 total 4971 74
Lessto make securities
even dollars 14
4971 60
25029 70
254186 32
250000 00
11197 55
7537 00
63810 00
32 Release Carnegie Trust Company deposit in part settlement
of claim
34 Paid stockholders for interest or dividends amount de
clared during the year
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz stocks
40 Gross decrease by adjustment in book value of ledger
assets viz Bonds 1765800 stocks 4615200 total
41 Total disbursements 6645340 61
IVLedger Assets
1 Book value of real estate 67500 00
2 Mortgage loans on real estate lirst liens
53950000 other than first 539500 00
4 Book value of bonds 244312900 and
stocks 767128700 10114416 00
7 Deposits in trust companies ami banks
on interest 2456697 45
8 Agents balances representing business
written subsequent to October 1 1911 811934 42
9 Agents balances representing business
written prior to October 1 1911 30736 50
11 Bills receivable taken for tire risks sG28 66
L3 citizens Insurance Company of New York 11896 88
II Mills receivable taken for real estate sold 15000 00

16 Total ledger assets as per balance14333309 91
Non Ledger Assets
17 Interest due 22125110 and accrued 4
62501 oti mortgages
1 Interest due 713023 and accrued 18
1854 on bonds
21 Interest accrued on hank deposits
Interest accrued on bills receivable for
real estate
22 Interest due on bonds ami mortgage
overdue interest
20750 01
25368 77
89 79
382 50
500 25
ComptrollerGenerals Beport 119
Declared dividends on stocks transfer 10kn
books closed 54 69
23 Rents due 5462 and accrued
101886 19
24 Total
14435196 10
30 Gross assets
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to October 1 1911 30736 o0
35 Bills receivable past due taken for
marine inland and fire risks
39 Citizens Insurance Company of New York 11896 88
40 Mortgage loan No 292 101773 10
14 333423 00
41 Total admitted assets
VLiabilities
2 Cross claims for losses in process of ad
justment or in suspense plus 5750000
reserve for losses incurred prior to Dec
31st of which no notice had been re
Led on that date JJ j
3 Cross claims for losses resisted WUJ
555643 40
4 Total
Deduct reinsurance due or accrued give list
of companies and amounts oJbt l
6 Net amount of unpaid losses and claims CV
7 Cross premiums less reinsurance received
and receivable upon all unexpired Are
risks running one year or less from
date of policy including interest
premiums on perpetual fire risks 3
462 89461 unearned premiums fifty
4 1731447 30
per cent
S Cross premiums less reinsurance received
al receivable upon all unexpired lire
risks running more than one year from
date of policy 948518771 un
earned premiums pro rata 4827bOl
9 Cross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks120
Comptroller Generals Keport
2117379 unearned premiums fifty
per cent 10586 89
11 Total unearned premiums as computed above 6569692 84
18 Salaries rents expenses bills accounts fees etc due
or accrued
19 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement
20 Commissions brokerage and other charges due or to
become due to agents and brokers
21 Return premiums 36612 reinsurance premiums 32
07325
24 The first Bulgarian Insurance Company reserve and
interest
25 Reserve for contested liabilities not losses
61212 48
131000 00
25903 32
32439 37
49444 83
250000 00
26 Total amount of all liabilities except capital 7605 667 49
27 Capital actually paid up in cash 2500000 00
28 Surplus over all liabilities 4227755 51
29 Surplus as regards policyholders 6 727 755 51
30 Total liabilities 14333423 00
VIRisks and Premiums
Firo Risks Premiums Thereon
1 In force on the 3ist day of December 1253332562 00 14095024 62
2 Written or renewed during the year 752081218 00 8337142 65
4 Total 2005413780 00 22432167 27
5 Deduct those expired and marked off as
terminated 726937868 00 8373695 75
6 In force il the end of the year
7 Deduct amount reinsured
1278475912 00 14058471 52
109521004 00 1110389 20
8 Net amount in force 1168954908 00 12948082 32
Business in the Stale of Georgia During the Year
Fire marine and inland risks written 6437 875 00
Premiums received gross 112 082 76
Losses paid sU1
Losses incurred 81809 68

CompteolleeGeneeals Repoet
FIRE ASSOCIATION OF PHILADELPHIA
121
j i M G Garrigues Secretary
E C Irwin President m u
Principal Office 407 and 409 Walnut Street Philadelphia Pa
W E Chapin Atlanta Attorney for Service m Georgia
ICapital
1 Whole amount of capital stock
2 Amount paid up in cash
750000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 31
13429 interest accrued thereon 1090725 total
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 1809118 00
5 Value of buildings mortgaged insured for
227776200 as collateral 3439764 00
6 Total value of said mortgaged premises
carried inside 4248882 00
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
Amount loaned on stocks bonds and all other securities
except mortgages
Cash in companys principal office
Cash belonging to the company deposited
in banks viz Fidelity Trust Co
Philadelphia Pa 8351393 First Nat
ional Bank Philadelphia Pa 165
28069 Girard National Bank Phila
delphia Pa 6821450 Commonwealth
Title Ins and Trust Co Philadelphia
Pa 5721732 Union National Bank
Philadelphia Pa 14258899 First
National Bank Albuquerque N M
1000000 total
11
12
13
25708 39
526815 43
750000 00
514776 04
2151281 66
42041 54
4870819 00
99457 12
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and uncol
lected
552523 82
69301 23
740 79122
ComptrollerGenerals Report
17 Cash in hands of agents ami in course of transmission So496 7l
All other assets both real and personal viz Bents due
and accrued 278 72
Total assets of the company actual cash market value 8989219 63
IIILiabilities
1 Losses due and unpaid 121270 79
2 Gross losses in proeess of adjustment or
in suspense including all reported and
supposed losses 263636 32
Losses resisted including interest costs
and other expenses thereon 704l 0
4 Total gross amount of claims for losses 420948 16
5 Deduci reinsurance thereon 70018 69
6 Met amount of unpaid losses 350 929 17
7 Gross premiums without any deduction
received and receivable upon all unex
pired tire risks running one year or less
from date of policy 269944991 un
earned premiums fifty per eent 1349724 90
8 Gross premiums without any deduction
received and receivable upon all unex
pired ire risks running more than one
year from date of policy 448410384
unearned premiums pro rata 2394827 99
9 Gross premiums withoul deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks
amount recla imable from perpetual
sks 1604325 52
11 Tidal unearned premiums as computed above carried out 5348878 17
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Accrued taxes 3000000 reinsurance
premiums 355380 tidal 30 553 so
20 Total amount of all liabilities except capital stock scrip
11111 net surplus 5733361 7 I
21 loint stock capital actually paid up in cash 750 000 00
23 Surplus beyond capital and all other liabilities 2505857 89
21 Aggregate amount of all liabilities including capita paid
up and net surplus g pgp tp a
ComptrollerGenerals Report
IV Income During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 63488U J
123
3 Net collected
4 Gross premiums on risks written and re
newed during the year
5 Total
6 Deduct premiums and bills in course of
collection at this date
634880 29
5889866 31
6524746 60
685496 71
7 Entire premiums
year
8 Deduct reinsurance an
and return deposits
eolleeted during the
5839249 S9
return premiums
1688631 94
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
ll Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
19 Income received from all other sources omitting increase
if anv in value of securities viz Rents 2343578
agents accounts closed 78179 credit profit on ground
rent redeemed 31667 total
4150017 95
11292682
244253 35
24534 24
15
Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
Gross amount actually paid for losses in
cluding 33798448 losses occurring in
2815369 49
previous years T
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 2311728 and
all amounts actually received for re
insurance in other companies 411
04635 discounts 228844 total
436452 97
r n 9 378 017 42
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
1 Paid for salaries fees and other charges of officers
clerks agents and all other employees
S Paid for State natieral and local taxes in tins and other
States
300000 00
859530 78
442283 17
113731 35124
ComptrollerGenerals Report
9 All other payments and expenditures viz 27901519
agents balances charged off 781784 total
286833 03
Aggregate amount of actual expenditures during the year
in cash 4381298 75
VIBisks and Premiums
1 In force on the 31st day of December 689490536
2 Written or renewed during the year 525067537
3 Excess of original premiums over amount
received for reinsurance
7416312 87
5857872 21
109961 24
4 Total 1214558073 13384146 32
5 Deduct those expired and marked off as
terminated 368107541 5485922 22
6 In force at the end of the year
7 Deduct amount reinsured
846450532 7898224 10
714670 35
8 Net amount in force 781852409 7183553 75
9 Perpetual risks not included above 7742060500 de
posit premiums on same 1755362 17
Business in the State of Georgia During the Year
Fire risks written 4770094 00
Premiums received gross 84372 72
Losses paid 52057 30
Losses incurred 46149 41

FIREMANS FUND FIRE INSURANCE COMPANY OF CALIFORNIA
Win J Dutton President Louis Weinmann Secretary
Principal dffice 401 California San Francisco Cal
Edgar S Wilson Macon Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 1500 000 00
2 Amount paid up in cash 1500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of ineumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 5
36100 interest accrued thereon 360481 total
557000 00
87463 62
8965 81ComptbollebGenebals Eepoet 125
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 1331600
5 Value of buildings mortgaged insured for
29087500 as collateral J
6 Total value of said mortgaged premises
carried inside 254731 52
7 Amount of other loans
Til par and market value of stocks and bonds d
absolutely by the company earned outat market
11 AnTount loaned on stoeks bonds and all other securities
except mortgages
12 Cash in companys principal office lfi
13 Cash belonging to the company deposited
in bank J
674095 47
Total cash items 7
15 Interest due and accrued on stocks not included m mar
ket value uncollected
16 Interest due and accrued on collateral loans anduncol
lected i ntrc ill 96
17 Cash in hands of agents and in course of transmission 1056111
is Bill receivable not matured taken for fire marine and
inland risks
All other assets both real and personal viz Due from
Washington Fire Insurance Co on reinsurance contract
February 23 1912
Total assets of the company actual cash market value 8649591 75
IIILiabilities
63 344 00
1 Losses due and unpaid
9 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Lossesresisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses 822784 34
5 Deduct reinsurance thereon
517423 26
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 2293115 93 un
earned premiums fifty per cent 1146557126
Comptroller J en eral s 1 epobt
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 184005990
unearned premiums pro rata
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all nnexpired time
and automobile risks
10 Gross premiums without any deduction
received and receivable on all nnex
pired marine risks
2063293 81
475372 10
29484 10
11 Total unearned premiums as computed above carried
out 3714707 97
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 29 1000 00
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Earned quarterly dividend to December
31 1911 45000 00
20 Total amount of all liabilities except capita stork scrip
and net surplus 4568131 23
21 Joinl stock capital actually paid up in cash 1500000 00
23 Surplus beyond capital and all other liabilities 2581460 52
24 Aggregate amount of all liabilities including capital paid
up and net surplus 8649591 75
IVIncome Poring the Year
Fire Marine Inland
1 Gross premiums and bills in
course of collection at
close of last previous
year as shown by thai
years statement 767850 57 281495 57
Nlt collected 767850 57
I Cross premiums on risks
writ ten and renewed dur
ing the year 5504435 05
281495 57
3718456 12
Tota 6272285 62 399995 69
6 Deduct premiums and bills
in course of collection
al thjs date 780993 26 347003 s
Entire premiui ted
11111 year 5491292 36 3652947 82ComptrollerGenerals Report
127
8 Deduct reinsurance and re nnlo
1 692 601 68 204261o 47
turn premiums ioduj u
9 Net cash actually received
for premiums carried
101 X 3798690 68 J610332 35 5409023 03
out rna 14
10 deceived for interest on bonds and mortgages
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Income received from all other sources omitting increase
if any in value of securities viz Rents 1941600
income 432000 profit on sale or maturity of ledger
assets 103500 total
l6 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
Eire Marine Inland
1 Gross amount actually paid
for losses including
50436944 losses occur
ring in previous years 2417140 62 2321318 10
2 Deduct all amounts actu
ally received for salva
ges whether on losses
of the last or of previ
year 12189136 and
all amounts actually re
ceived for reinsurance in
other companies 1569
09220 total deductions 382427 49 1308556 07
Net amount paid during the rQ 1
year for losses 382427 49 1308556 07 304748 16
Expenses of adjustment and settlement of losses 64
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 180fl00 01
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rents post
age and telegraph inspections and surveys repairs
maps furniture and fixtures underwriters boards
Aggregate amount of actual expenditures during the year
in cash 128 ComptrollerGenerals Eeport
VIRisks and Premiums
In force on the 31st day of December 5249439S3 6360883 21
2 Written or renewed during 1911 483640394 5796893 47
3 Total 1008584377 12157776 68
4 Deduct those expired and marked off
as terminated 412458320 5111291 43
5 In force at end of year 596126057 7046485 25
6 Deduct the amount reinsured in other
companies 74902138 913309 42
7 Net amount in force 521223919 613175 83
8 Greatest amount insured in any one risk 125000 00
Business in the State of Georgia During the Year
Eire marine and inland risks written 8763342 00
Premiums received gross 130 990 64
Losses paid 2460li 75
Losses incurred 133833 46
FIREMANS FIRE INSURANCE COMPANY OF NEWARK N J
Daniel H Dunham President A II Ilasinger Secretary
Principal Office 780786 Broad Street Newark X J
Attorney for Service in Georgia lames L Kiley
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances t hereon l 000 000 00
2 Loans on bond and mortgage duly recorded ami being lirst
liens on the fee simple 2493550 00
3 Interest due on all said bond and mortgage loans 2
39500 interest accrued thereon 3215025 total 34 545 25
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 1593520 00
5 Value of buildings mortgaged insured for
3277250 as collateral 3844133 34
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 2424643 50CompteolleeGeneeals Repoet
129
12 Gash in companys principal office
13 Cash belonging to the company deposited
in bank National Newark Banking Co
26157 08
Total
15 Interest due and accrued on bonds not included m market
value uneollected
16 Interest due and accrued on stocks
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz rents due and
accrued
43465 17
13166 61
6825 00
359361 34
66 65
Total assets of the company actual cash market value 6375623 55
IIILiabilities
1 Losses due and unpaid
2 Gross losses in process of adjustment or in
suspense including all reported and nonaa
supposed losses
3 Losses resisted including interest costs and
other expenses thereon
24212 96
4 Total gross amount of claims for losses 273117 49
5 Deduct reinsurance thereon isM
661819 69
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 132363939 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 297399818
unearned premiums pro rata 1644094 00
11 Total unearned premiums as computed above carried out
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz taxes accrued 2558183 commissions
320000
229915 49
2305913 69
28781 83
Total
21 Joint stock capital actually paid up in cash
22 Scrip outstanding
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
2564611 01
1000000 00
2332 84
2808679 70
6375623 55130
ComptrollerGenerals Report
IVIncome During The Year
1 Gross premiums and bills in course of col
lection at close of last previous year 321302 11
321302 11
3 Net collected
4 Gross premiums on risks written and
renewed during the year 3314086 00
5 Total 3635388 11
6 Deduct premiums and bills in course of
collection at this date 359 361 34
7 Entire premiums collected during the
year 3276026 77
8 Deduct reinsurance and return premiums 955910 75
9 Net cash actually received for premiums carried outi
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz rents 8171743
profit on stocks and bonds sold etc 119097
15 Aggregate amount of income actually received during the
year in cash
2320116 02
126222 80
137385 96
2908 40
2666633 18
VExpenditures During The Year
1 Gross amount actually paid for losses in
cluding 20587166 losses occurring in
previous year 35954 10
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 549713 and all
amounts actually received for reinsurance
in other companies 11063686 total
deductions 116133 99
Net amount paid during the year for losses3
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
5 Scrip or certificates of profits redeemed in cash and interest
paid to scripholders
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
1243120 11
200000 00
4 08
556078 88
177955 48
76374 63

ComptrolleeGeneeals Repobt 131
9 All other payments and expenditures viz agency expenses
57 52611 adjustment expenses 2800575 real estate
repairs and expenses 3550133 general expenses
5028909 rent 150000
Aggregate amount of actual expenditures during the year
in cash
VIMiscellaneous
Fire Bisks Premiums Thereon
In force on the 31st day of Dil g4
2 WSaorenauringmi 230626204 00 331408600
638344737 00 7508744 94
4 Induct those expired and marked off as g
terminated m 1911 1
5 In force at end of year 1911 463788446 00 4788356 34
6 Deduct the amount reinsured an other
companies 4297637 57
7 Net amount in force 1Mvi w
8 Greatest amount insured in any one risk
Business in the State of Georgia During the Year
2169983 CO
Fire marine and inland risks written gg
Premiums received gross 17 590 23
Losses paid q5 jq
Losses incurred
FITCHBURO MUTUAL FIRE INSURANCE COMPANY OF FITCHBURG
MASSACHUSETTS
Lincoln K Welch President Chester A Clegg Secretary
Principal Office 372 Main Street Fitchburg Mass
F Wade Yaughan Attorney for Service in Goergia
ICapital
Mutual Co
1 Whole amount of capital stock
IIAssets
1 Market value of real estate owned by the company less
the amount of ineumbrances thereon wuuu
2 Loans on bonds and mortgage duly recorded and being
fost liens on the fee simple 132
ComptrollerGenerals Eeport
3 Interest due on all said bond and mortgage loans 27000
interest accrued thereon 125108 total 1521 08
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 12000 00
5 Value of buildings mortgaged insured for
1920000 as collateral 18150 00
6 Total value of said mortgaged premises
carried inside 30650 00
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 156385 00
12 Cash in companys principal office 151 05
13 Cash belonging to the company deposited
in bank Fitchburg National 6419 57
Fitehburg Safe Deposit Trust Co 5023 71
Total 11594 33
17 Cash in hands of agents and in course of transmission 12275 06
All other assets both real and personal viz rents due and
accrued 355 50
Total assets of the company actual cash market value 253960 97

IIILiabilities
1 Losses due and unpaid 7 18
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses 46 88
3 Losses resisted including interest costa
and other expenses thereon 1500 00
4 Total gross amount of claims for losses 1554 06
6 Net amount of unpaid losses 1554 06
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 8089173 un
earned premiums fifty per cent 40445 87
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 24748836
unearned premiums pro rata 124134 11
11 Total unearned premiums as computed above carried out 164579 98
15 Dividends declared and remaining unpaid or uncalled for 1989 30
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 300 00
ComptrollerGenerals Report 133
5000 00
18 Amount of borrowed money
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz premium tax
174767 61
Total
20 Total amount of all liabilities except capital stock scrip
and net surplus g6
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During The Year
1 Gross premiums and bills in course of col
lection at close of last previous year 12275 06
3 Net collected 12275 6
4 Gross premiums on risks written and
renewed during the year 165375
5 Total 17765043
6 Deduct premiums and bills in course of
collection at this date
7 Entire premiums collected during the year 165375 37
8 Deduct reinsurance and return premiums 14264 28
9 Net cash actually received for premiums carried out 151111 09
10 Received for interest on mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from other sources
12 Income received from all other sources omitting increase
if any in value of securities viz rents 547350 notes
payable 1000000 rebate Minnesota Thresher Mfg
Co assessment 68100 etc J
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During The Year
1 Gross amount actually paid for losses in
cluding 622498 losses occurring in
revioi years 68736 26
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 43601 and all134 ComptrollerGenerals Eeport
amounts actually received for re
insurance in other companies 120219
total deductions 1638 20
Net amount paid during the year for losses 67098 06
4 Cash dividends actually paid policyholders amount of
policyholders dividends declared during the year
4014305 39578 97
6 Paid for commissions or brokerage 18153 59
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 11637 63
8 Paid for state national and local taxes in this and other
states 4226 76
9 All other payments and expenditures viz borrowed money
1000000 inspection and surveys real estate expense
maps furniture and fixtures rents etc 25433 16
Aggregate amount of actual expenditures during the year
in cash 166128 17
VIMiscellaneous
Fire Risks Premiums Thereon
In force on the 31st day of December
1910 25250435 00 338099 05
2 Written or renewed during 1911 11566330 00 165375 37
3 Total 36822765 00 503474 42
4 Deduct those expired and marked off as
terminated in 1911 11603118 00 162837 47
5 In force at end of year 1911 25219647 00 340636 95
6 Deduct the amount reinsured in other
companies 1022797 12256 86
7 Net amount in force 24196850 00 328380 09
8 Greatest amount in any one risk gross 1600000 net 10000 00
Business in the State of Georgia During the Year
Fire risks written 46950 00
Premiums received gross 1492 28
HliiiComptrollerGenerals Report 135
FRANKLIN FIRE INSURANCE COMPANY OF WASHINGTON D C
John V Kelly President William P Young Secretary
Principal Office 419 10th Street Washington D C
Rhodes Browne Columbus Attorney for Service in Georgia
ICapital
250000 00
1 Whole amount of capital stock
2 Amount paid up in cash 2o0000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of ineumbranees thereon aouu
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 18667
interest accrued thereon 389684 total 4UJ
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 21741 uu
5 Value of buildings mortgaged insured for
33317000 as collateral 4060o8 00
0 Total value of said mortgaged premises
earned out
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
12 Cash in companys principal office
13 Cash belonging to the company deposited
in banks viz New York Trust 15
64713 Merchants Mechanics Wash
ington 50000 National Washington
47 72585 Commercial Washington 8
58782 total JS280
32826 77
Total cash items
15 Interest due and accrued on stocks not included m mar
ket value uncollected
17 Cash in hands of agents and in course of transmission 974b
Total assets of the company actual cash market value 709173 26
IITLiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 074700
4 Total gross amount of claims for losses 103747 00136
Comptroller Generals Report
5 Deduct reinsurance thereon
22431 00
Net amount of unpaid losses i
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 40053093 un
earned premiums fifty per cent 200265 47
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 17599173
unearned premiums pro rata 111163 27
11
17
20
21
23
24
Total unearned premiums as computed above carried
out
Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
81316 00
311428 74
3044 71
Total amount of all liabilities except capital stock scrip
and net surplus 395789 45
Joint stock capital actually paid up in cash 250000 00
Surplus beyond capital and all other liabilities 63383 81
Aggregate amount of all liabilities including capital paid
up and net surplus 709173 26
IVIncome Daring the Year
Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 102258 03
Net collected 102258 03
Gross premiums on risks written and re
newed during the year 892845 17
Total
Deduct premiums and bills in course of
collection at this date
995103 26
97467 99
Entire premiums collected during the
ear 897635 2
Deduct reinsurance and return premiums 427354 90
10
11
Net cash actually received for premiums carried out
Received for interest on bonds and mortgages
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
470280 31
20133 94
7604 46CompteollekGeneeals Bepoet 137
12 Income received from all other sources omitting ineieu
if any in value of securities viz Bents 266099
agents balances 1100 profit on sale of real estate
and bond 775314 total
15 Aggregate amount of income actually received dnring the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 4198174 losses occurring in
5 qqq 953 26
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 62888 and all
amounts actually received for reinsur
ance in other companies 15073056
total deductions 151359 44
Net amount paid during the year for losses 247893 82
4 Cash dividends actually paid stockholders amount ot
stockholders dividends declared during the year WUb M
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 040
8 Paid for State national and local taxes in this and other
fotTGS q 44 flQ
9 All other payments and expenditures
Aggregate amount of actual expenditures during the year
in cash
VIBisks and Premiums
1 In force on the 31st day of December 62355550 00 704001 27
2 Written or renewed during the year 81171655 00 89i84o 1
3 Excess of original premiums over amount
received for reinsurance
T ul 143527205 00 1630856 58
1 ESSX SSS
7 Deduct amount reinsured Zlioiiu j
56 595737 00 576522 66
8 Net amount in force 0000101138 ComptrollerGenerals Report
Business in the State of Georgia During the Year
Fire risks written 2972937 00
Premiums received gTOSs 32334 68
Losses paid 7860 79
Losses incurred 17436 79
FRANKLIN FIRE INSURANCE COMPANY OF PHILADELPHIA PA
Alfred E Duncan President Edgar P Luce Secretary
Principal Office 421 Walnut Street Philadelphia Pa
has S Mathews Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 163000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 37685 01
3 Interest due and accrued on all said bond and mortgage
loans 555 27
5 Value of buildings mortgaged insured for
4577500 as collateral 96300 00
6 Total value of said mortgaged premises
carried inside 96300 00
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 2754300 00
13 Cash belonging to the company deposited
in banks 140666 28
Total cash items 140 666 28
15 Interest due and accrued on stocks not included in mar
ket value uncollected 29 969 66
17 Cash in hands of agents and in course of transmission 292521 S3
All other assets both real and personal viz Reinsurance
deposit account 532 L
Total assets of the company actual cash market value 3420239 69
ComptrollerGenebals Report
139
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest
and
164286 25
costs
other expenses thereon llJOJ
4 Total gross amount of claims for losses
5 Dfduct reinsurance thereon
181426 05
17876 12
163549 93
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 94228188 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 134025671
unearned premiums pro rata
11 Total unearned premiums as computed above carried
471140 93
734012 34
out
3 00
1233 00
15 Dividends declared and remaining unpaid or uncalled for
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses i
Amount reclaimable on perpetual insurance
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Taxes 2302238 commissions 27
38704 return premiums 1775847 reinsurance 9
56356 total
77731 45
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
ount of all liabilities including capital paid
2153291 72
500000 00
766947 97
24 Aggregate am
up and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 25009 92
3420239 69
3 Net collected
257009 92140
ComptrollerGeneraes Report
4 Gross premiums on risks written and re
newed during the year 1852064 70
5 Total 2109074 62
6 Deduct premiums and bills in course of
collection at this date 292521 83
7 Entire premiums collected during the
year 1816552 79
8 Deduct reinsurance and return premiums 405668 31
9 Net cash actually received for premiums carried out 1410884 48
10 Received for interest on bonds and mortgages 2386 15
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 123658 58
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 776920
reinsurance deposit account 10000 transfer fees
74300 total 8612 20
Profit on sale or maturity of bonds 2684 40
15 Aggregate amount of income actually received during the
year in cash 1548225 81
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 9513559 losses occurring in
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 397557 and all
amounts actually received for reinsur
ance in other companies 6524405
total deductions
869200 84
69219 62
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6000000
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures
799981 22
5999700
311335 88
152675 62
46619 06
133632 01
Aggregate amount of actual expenditures during the year
in cash 1504240 79ComptrollerGenerals Beport
Business in the State of Georgia Daring the Year

Fire risks written
Premiums received gross
Losses paid
Losses incurred
141
710782 50
11979 37
5058 55
5387 43

GEORGIA FIRE INSURANCE COMPANY OF POLK COUNTY GA
CM Ramspeck Secretary
Wm J Harris President
Branch Office 728 Candler Building Atlanta Ga
C G Janes Cedartown Ga Attorney for Service in Georgia
ICapital
4 l 100000 00
1 Whole amount of capital stock nonnn nn
2 Amount paid up in cash 100000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bonds and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all bonds and mortgage loans 259587
interest accrued thereon 269123 5287
4 Value of lands mortgaged exclusive of
buildings and perishable improve
ments nf
5 Value of buildings mortgaged 1Uoddu
6 Total value of said mortgaged premises
carried inside f 2217W
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value i
13 Cash belonging to the company deposited m banks
Fulton National Bank Atlanta Ga 952576 Far
mers Mechanics Bank Cedartown Ga 1456834
Deposits in banks in Georgia and Alabama 151895
Certificates of deposit Bank of Cedartown Cedartown
Ga 50217 First National Bank Sparta Ga 5
OOOOO Citizens Bank Waverly Hall Ga 500000
Bank of Young Harris Young Harris Ga 500000
Bank of Geo M Felker Monroe Ga 3752 East
Atlanta Bank Atlanta Ga 115000 Farmers
Mechanics Bank Cedartown Ga 1645520 Tennessee
Valley Bank Decatur Ala 125000 Farmers
Merchants Bank Loganville Ga 250000 Royston142
ComptrollerGenerals Report
Bank Royston Ga 250000 Vickery National Bank
Lavonia 6a 250000 Bank of Fayetteville Fayette
ville Ga 500000 Fulton National Bank Atlanta
Ga 1000000
82507 94
16 Interest due and accrued on bank certificate of deposit 1104 74
17 Cash in hands of agents and in course of transmission 29416 44
18 Bill receivable not matured taken for fire marine and
inland risks 8234 22
Due from other companies 1674251 miscellaneous
96379 17706 30
Total assets of the company actual cash market value 305325 14
IIILiabilities
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 8513857 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 6256123
unearned premiums pro rata
9438 07
3500 00
4 Total gross amount of claims for losses 12938 07
5 Deduct reinsurance thereon 3571 29
42569 28
46295 78
11 Total unearned premiums as computed above carried out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses and taxes
Total
21 Joint stock capital actually paid up in cash
23 Scrip outstanding
9366 78
88865 06
3052 97
101284 81
100000 00
104040 33
24 Aggregate amount of all liabilities including capital paid
up and net surplus 305325 14ComptrolleeGeneeals Bepoet
143
IVIncome During The Year
256008 06
159184 60
7 Premiums written during the year
8 Deduct reinsurance and return premiums
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
10 Income received from all other sources omitting increase
if anv in value of securities viz Rents l8243o
sale of assets 34873 reinsurance companies 47
02614 received for calls on surplus 10263879 for
decrease capital 30000 net
actually received during the
15 Aggregate amount of income
year in cash
VExpenditures During The Year
1 Gross amount actually paid for losses in
cluding 177345 losses occurring an
previous year
i Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 9532 and all
amounts actually received for reinsurance
in other companies 3574269
deductions
adjusting expenses
3963 21
total
35838 01
689 25
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
cfo fpg
9 All other payments and expenditures viz rents 104671
advertising and supplies 495385 postage and tele
grams 223360 expenses real estate 96942 miscel
laneous etc 822774
Aggregate amount of actual expenditures during the year
in cash
96823 46
3196 31
1581 31
72638 79
174239 87
38814 45
13100 00
43302 85
32160 42
5297 19
17431 32
150106 23144 ComptroeleeGenebals Eepobt
VIMiscellaneous
Fire Bisks Premiums Thereon
In force on the 31st day of December
1910 8677962 00 167968 56
2 Written or renewed during 1911 13646004 00 256008 06
3 Total 22323966 423976 62
4 Deduct those expired and marked off as
terminated in 1911 900571100 150415 52
5 In force at end of year 1911 13318255 00 273561 10
6 Deduct the amount reinsured in other
companies 5625364 00 125861 30
7 Net amount in force 7692891 00 147699 80
8 Greatest amount insured in any one risk 31 000 00
Business in the State of Georgia During theYear
Premiums received gross i83473 13
Losses paid 25253 53
Losses incurred 29 604 60

THE GEORGIA HOME INSURANCE CO OF COLUMBUS GA
Rhodes Browne President Wm C Coart Secretary
Principal Office 1046 Broad Street Columbus Ga
ICapital
1 Whole amount of capital stock 300000 00
2 Amount paid up in cash 300000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 324 900 00
2 Loans on bond and mortgage duly recorded and being
first hens on the fee simple 107 873 50
3 Interest due and accrued on all said bond and mortgage
A anS 385559
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 118050 00
5 Value of buildings mortgaged insured for
15090000 as collateral 176000 00
6 Total value of said mortgaged premises
carried inside 294050 00ComptrollerGenerals Report
7 Amount of other loans 4700 00
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
11 Total par and market value and amount loaned thereon
12 Cash in companys principal office 6287 76
13 Cash belonging to the company deposited
in banks viz National Bank of Co
lumbus 618256 Liberty National
Bank of New York 168072 total 7863 28
Total cash items
15 Interest due and accrued on bonds not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
18 Franklin Insurance Company
All other assets both real and personal viz Due from
companies for reinsurance on losses already paid
Loans on personal security endorsed or not
Accounts receivable
Total assets of the company actual cash market value
145
644284 40
4700 00
14151 04
519 16
29 75
113378 54
3645 78
16292 85
8377 58
1500 00
1043508 19
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 107780 25
3 Losses resisted including interest costs
and other expenses thereon I200 00
4 Total gross amount of claims for losses 108980 25
5 Deduct reinsurance thereon 29478 95
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 24578765 un
earned premiums fifty per cent 122893 82
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 44036428
unearned premiums pro rata 224485 08
11 Total unearned premiums as computed above carried
out
79501 30
347378 90146
ComptrolleeGenebals Repobt
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
18 Amount of borrowed money
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Accounts payable reinsurance
Reserve for taxes
20 Total amount of all liabilitiesexcept capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
110 15
120000 00
9406 59
10000 00
566396 94
300000 00
177111 25
24 Aggregate amount of all liabilities including capital paid
up and net surplus 1043508 19
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 134593 69
3 Net collected 134593 69
4 Gross premiums on risks written and re
newed during the year 1008234 55
5 Total 1142828 24
6 Deduct premiums and bills in course of
collection at this date 13 378 54
7 Entire premiums collected during the
ear 1029449 70
8 Deduct reinsurance and return premiums 648530 54
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 neome received from all other sources omitting increase
if any in value of securities viz Rents
li Aggregate amount of income actually received during the
year in cash
vExpenditures During the Year
1 Gross amount actually paid for losses in
chiding 7838936 losses occurring in
previous years 513642 16
380919 16
8669 84
31002 65
8681 11
429272 76

ComptrollerGenerals Repokt 147
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1409866 and
all amounts actually received for rein
surance in other companies 6847959
total deductions 82578 2a
Net amount paid during the year for losses 431063 91
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 9
00000 91800
6 Paid for commissions or brokerage oooi
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 88888 13
8 Paid for State national and local taxes in this and other
States 10782
9 All other payments and expenditures 504o0 7b
Aggregate amount of actual expenditures during the year
B S 654377 98
in cash e
VIRisks and Premiums
1 In force on the 31st day of December 110398038 00 1450067 43
2 Written or renewed during the year 76471530 00 1008234 55
3 Total186869508 00 2458301 98
4 Deduct those expired and marked off
as terminated 79206038 00 1131063 33
5 In force at the end of the year107663530 00 1327238 65
6 Deduct amount reinsured 66503488 00 641086 72
7 Net amount in force 41160042 00 686151 93
Business in the State of Georgia During the Year
Fire risks written 5826242 0
Premiums received gross 96552 69
Losses paid 55792 49
Losses incurred 50672 23148 ComptrollerGenerals Eeport
georgia mutual fire insurance company of macon ga
A W Garrett President G E King Secretary
Principal Office No 1 Grand Bldg Macon Ga
IIAssets
2 Loans on bonds and mortgage duly recorded and being
first liens on the fee simple 1017 90
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 5000 00
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 1017 90
12 Cash in companys principal office 61 37
13 Cash belonging to the company deposited
in bank Fourth National Bank of
Macon Ga and others 2925 24
Total 2986 61
17 Cash in hands of agents and in course of transmission 3224 64
18 Bill receivable not matured taken for fire marine and
inland risks 297 67
Office furniture and supplies 2000 00
Guarantee fund trust deed 50000 00
Total assets of the company actual cash market value 59526 81
IIILiabilities
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 850320 un
earned premiums fifty per cent 4251 60
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 480255
unearned premiums pro rata 2401 27
11 Total unearned premiums as computed above carried out 6652 87
14 Amount of dividends declared but not yet due 181 42
15 Dividends declared and remaining unpaid or uncalled for 107 14
18 Amount of borrowed money 5300 00
Total 12241 43
24 Aggregate amount of all liabilities including capital paid
up and net surplus 47285 38ComptrollerGenerals Report
149
13305 75
105 82
316 56
1381 70
15109 83
IVIncome During The Year
9 Net cash actually received for premiums carried out
10 Eeceived for interest on bonds and mortgages
12 Income received from all other sources omitting increase
if any in value of securities viz rents
13 Received for calls on capital
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During The Year
1 Gross amount actually paid for losses 4676 84
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
policyholders dividends declared during the year
6 Paid for commissions or brokerage
1 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
sttCS
9 All other payments and expenditures viz advertising and
postage K R rents supplies etc
Aggregate amount of actual expenditures during the year
in cash
VIMiscellaneous
Fire Bisks Premiums Thereon
7 Net amount in force 749173
8 Greatest amount insured in any one risk
4676 84
537 18
2538 97
1210 61
579 94
3297 06
12840 60
13305 75
3000 00
Business in the State of Georgia During the Year
Fire marine and inland risks written
Premiums received gross
Losses paid
Losses incurred
640483 00
13305 75
4676 84
4676 84
GERMAN ALLIANCE FIRE INSURANCE COMPANY OF NEW YORK
Wm N Kremer President Chas G Smith Secretary
Principal Office 1 Liberty Street New York City
S Y Tupper Jr Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock
2 Amount paid up in cash
400000 00
400000 00150 ComptbollebGeneeals RepoET
IIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 54000 00
3 Interest due and accrued on all said bond and mortgage
loans 340 00
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 41500 00
5 Value of buildings mortgaged insured for
5400000 as collateral 4950000
6 Total value of said mortgaged premises
carried inside 91000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 1536896 50
12 Cash in companys principal office 200 00
13 Cash belonging to the company deposited
in bank viz Citizens Central Nat
ional Bank of New York 44068 21
Total cash items 44 268 21
15 Interest due and accrued on stocks not included in mar
ket value uneollected 7 202 50
17 Cash in hands of agents and in course of transmission 149105 22
Total assets of the company actual cash market value 1791812 43
IIILiabilities
1 Losses due and unpaid not yet due 69414 03
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 241954 12
3 Losses resisted including interest costs
and other expenses thereon 24495 00
4 Total gross amount of claims for losses 335863 15
5 Deduct reinsurance thereon 236896 00
6 Net amount of unpaid losses 98 967 15
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 41346576 un
earned premiums fifty per cent 200732 88
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running mo than one
ComptrollerGenerals Beport
151
year from date of policy 43893114
unearned premiums pro rata
231790 43
11 Total unearned premiums as computed above carried
out
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions 4474891 taxes 1000000
total
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
438523 31
54748 91
592239 37
400000 00
799573 06
24 Aggregate amoun
up and net surplus
t of all liabilities including capital paid
1791812 43
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 133055 47
3 Net collected 133055 47
4 Gross premiums on risks written and re
newed during the year 3086543 37
5 Total 3219598 84
6 Deduct premiums and bills in course of
collection at this date
149105 22
7 Entire premiums collected during
the
year
8 Deduct reinsurance and return prer
3070493 62
2499703 50
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
l Tneome received from all other sources omitting increase
if any in value of securities viz Sale of bonds
267925 refund of taxes 40639 total
570790 12
2580 00
64621 36
3085 64
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 15741967 losses occurring in
previous years 1471857 68
641077 12152 CompteolleeGenebals Eepoet
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 3644236 and
all amounts actually received for rein
surance in other companies 1112
10281 discount 9989 total deduc
ts118 1148645 06
Net amount paid during the year for losses 323212 62
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6000000 60000 00
6 Paid for commissions or brokerage 151 691 24
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 2 610 00
8 Paid for State national and local taxes in this and other
States 9q oo 90
9 All other payments and expenditures viz Interest
2912 loss expenses 555948 other 10000 total 5688 60
Aggregate amount of actual expenditures during the year
in eash 563567 68
VIRisks and Premiums
1 In force on the 31st day of December 374087735 00 390787S 3S
2 Written or renewed during the year 294286743 00 3086543 37
3 Total 668374478 00 6994421 75
4 Deduct those expired and marked off
as terminated 219625647 00 2833306 35
5 In force at the end of the year448748831 00 4161115 40
6 Deduct amount reinsured 364232394 00 3308718 50
7 Net amount in force 84516437 00 852396 90
Business in the State of Georgia During the Year
Fire risks written 1652998 00
Premiums received gross 27 751 59
Losses Pnid 10793 81
Losses incurred n965 gl
ComptrollebGenebals Repobt 153
GERMAN AMERICAN FIRE INSURANCE COMPANY OF NEW YORK
t xr Prpirtprt Charles G Smith Secretary
William N Kremer President
Principal Office 1 Liberty Street New York N Y
Attorney for Service in Georgia S Y Tupper
ICapital
2000000 00
1 Whole amount of capital stock 00
2 Amount paid up in cash v
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bonds and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 218
interest accrued thereon 477688
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at 14920919 88
value 19
12 Cash in companys principal office JJ
13 Cash belonging to the company deposited
in bank
1008674 98
Total
15 Interest due and accrued on stocks not included m market
value uncollected satwrn 45
17 Cash in hands of agents and in course of transmission 159501 1
411 other assets both real and personal as per schedule
attached viz rents due and accrued 349676 due
from other companies for reinsurance on losses already
paid bank balances 221675
Temporary advances made in retiring fractional shares
in merger with the Rochester German Insurance
Company
Total assets of thecompany actual cash market value 20351394 88
IIILiabilities
1 Losses due and unpaid not yet due 1 44229 00
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon lud1
4 Total gross amount of claims for losses 1307839 35
5 Deduct reinsurance thereon
878772 12
6 Net amount of unpaid losses 154 ComptrollerGenerals Beport
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 5024958 75 un
earned premiums fifty per cent 2512479 37
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 1091378625
unearned premiums pro rata 0642527 50
11 Total unearned premiums as computed above carried out 8155006 93
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 24510 91
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Commissions etc 38
83552 return premiums 537706 re
insurance 30072368 rents paid in
advance 75575 and taxes 14500000 490692 01
Total 9548981 97
21 Joint stock capital actually paid up in cash 2000000 00
23 Surplus beyond capital and all other liabilities 8802412 91
24 Aggregate amount of all liabilities including capital paid
up and net surplus 20351394 88
IVIncome During The Year
1 Gross premiums and bills in course of col
lection at close of last previous year 1877924 20
3 Net collected 1877924 20
4 Cross premiums on risks written and
renewed during the year 13 532 613 24
Total 15410537 44
6 Deduct premiums and hills in course of
collection at this date 1 960 677 83
7 Entire premiums collected during the year 13449859 61
8 Deduct reinsurance and return premiums 5 172 430 88
9 Net cash actually received for premiums carried out 8277428 73
10 Received for interest on bonds and mortgages 20 418 28
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 661 475 90ComptrolleeGeneeals Eepoet
155
12 Income received from all other sources omitting increase
if any in value of securities viz rents 22961812
profit on sale of bonds 5274561 other sources
1074407
293107 80
15 Aggregate amou
nt of income actually received during the
year
in cash
9252430 71
VExpenditures During The Year
1 Gross amount actually paid for losses in
eluding 81625131 losses occurring in
previous years 6690713 81
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 7541486 and all
amounts actually received for reinsurance
in other companies 181515157 total
deductions discount 230750 1892873 93
Net amount paid during the year for losses 4797839 8
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 5550UU UU
6 Paid for commissions or brokerage 15t
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
ofofpa
9 All other payments and expenditures viz less expenses
11174400 real estate expenses rent advertising etc 1076UZ1 41
29408753
Aggregate amount of actual expenditures during the year
in cash
9071000 94
VIMiscellaneous
Fire Risks Premiums Thereon
In force on the 31st day of December AOE nKR
Rochester German Ins Co 268218996 00 3 0 055 11
German American Ins Co 1751961094 00 1643 34 5o
2 Written or renewed during the year 1378039970 00 13532613 24
3 Excess of original premiums over amount
received for reinsurance
34206 40
4 Tota 3398220060 00 33083218 30
5 DetiedeXPired ma 333266215 00 13282222 07
6 In foTetheendof the year 2064953845 19800996 23
7 Deduct amount reinsured schedule
required 419965549 00 3862251 23
8 Net amount in force 1644988296 00 15938745 00156 ComptrollerGenerals Eepokt
Business in the State of Georgia During the Year
Fire marine and inland risks written 8632420 00
Premiums received gross 134387 26
Losses paid 129170 87
Losses incurred 121553 52
GERMANIA FIRE INSURANCE COMPANY OF NEW YORK N Y
Hugo Schumann President Gustav Kehr Secretary
Principal Office 62 William St New York N Y
S C Williams Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of ineumbrances thereon 750000 00
2 Loans on bond and moregage duly recorded and being
first liens on the fee simple 431000 00
3 Interest due and accrued on all said bond and mortgage
loans 8152 50
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 349500 00
5 Value of buildings mortgaged insured for
40900000 as collateral 475500 00
6 Total value of said mortgaged premises
carried inside 825000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 4660234 70
12 Cash in companys principal office 5834 58
13 Cash belonging to the company deposited
in banks viz National Park Bank
New York 11525453 German Ameri
can Bank New York 18086849 Ger
mania Bank New York 5000000 N
Y Life Ins Trust Co New York
5000000 Corn Exchange National
Bank Chicago 7749595 total 473618 97
Total cash items 479453 55ComptrollerGenerals Report
157
17 Cash in hands in agents and in course of transmission
All other assets both real and personal viz Rents due
accrued 19166 interest accrued on bonds 301106
total
496408 59
30302 33
Total assets of the company actual cash m
Less balances over 3 months due
arket value 685555167
2905 71
6852645 96
IIILiabilities
1 Losses due and unpaid
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
116455 94
110067 24
23507 38
2500030 56
71477 04
743696 18

6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 148739236 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 490468134
unearned premiums pro rata 2535031 04
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent adverting and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Taxes due and accrued 5000000 un
paid commissions 576264 unpaid return premiums
66285 unpaid reinsurance 3291600 total
20 Total amount of all liabilities except capital stock scrip
4
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
178553 52
3278727 22
16391 79
89341 49
3563014 02
1000000 00
2289631 94
6852645 96158
ComptrollerGenerals Report
IVIncome During the Year
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 486713 62
3 Net collected 486713 62
4 Gross premiums on risks written and re
newed during the year 3888082 31
5 Total 4374795 93
6 Deduct premiums and bills in course of
colection at this date 496408 59
7 Entire premiums collected during the
year 3878387 34
8 Deduct reinsurance and return premiums 916141 09
9 Net cash actually received for premiums carried out 2962246 25
10 Received for interest on bonds and mortgages 18886 29
11 Received for interest and dividends on stocks arid bonds
collateral loans and from all other sources 220896 53
12 Income received from all other sources omitting increase
if any in value of securities viz Old balances re
ceived 70710 profits on sale of securities 6570452
total 6641162
15 Aggregate amount of income actually received during the
year in cash 3268440 69
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 23421257 losses occurring in
previous years 1821382 50
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 860681 and all
amounts actually received for reinsur
ance in other companies 26533312
total deductions 273 939 93
Net amount paid during the year for losses 1547442 57
I Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year200000 00
6 Paid for commissions or brokerage 752 409 04
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 264915 93
8 Paid for State national and local taxes in this and other
States 95327 48ComptrollerGenerals Report 159
9 All other payments and expenditures viz Profit and
loss account items 81701 furniture and map items
1087095 decrease in reinsurance reserve held for
treaty company 2462857 advertising board ex
change patrol legal office postage express printing
stationery rents and surveys total lo4987 96
Aggregate amount of actual expenditures during the year
e s 3015082 98
in cash v
VIRisks and Premiums
In force on the 31st day of December 723887780 7017399 90
2 Written or renewed during the year 386695721 3888082 31
4 Total 1110583501 10905482 21
5 Deduct those expired and marked off
as terminated 36966339S 3764947 49
6 In force at the end of the year 740920103 7140534 72
7 Deduct amount reinsured 67546297 748461 02
8 Net amount in force 673373806 6392073 70
Business in the State of Georgia During the Year
4260109 00
Fire risks written
Premiums received gross 6820
20677 71
Losses paid
Losses incurred 20336 6L
GIRARD F M FIRE INSURANCE COMPANY OF PHILADELPHIA
PENNSYLVANIA
Henry M Gratz President Edward J Thomason Secretary
Attorney for Service in Georgia John A Whitner
ICapital
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 271750 00
2 Loans on bonds and mortgage duly recorded and being
first liens on the fee simple 192200 00
3 Interest due on all said bond and mortgage loans interest
accrued thereon 236625 2366 25160
Comptroller Generals Report
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 1785083 00
11 Total par and market value and amount loaned thereon 45100 00
12 Cash in companys principal office 3412 79
13 Cash belonging to the company deposited
in banks Philadelphia National 5648748 The Land
Title Trust Company 233869 Continental Title
Trust Company 27244 German American Title
Trust Company 76985 Merchants Union Trust Com
pany 91565 Fourth Street National 21070 Con
tinental Commercial National Bank of Chicago
2495098 United Security Life Insurance and Trust
Company 100898 total 86954 77
Total cash items 90367 56
15 Interest due and accrued on stocks not included in market
value uncollected and bonds 24217 12
16 Interest due and accrued on collateral loans and uncollected 633 28
17 Cash in hands of agents and in course of transmission not
over 3 months old 135490 42
18 Bill receivable not matured taken for fire marine and
inland risks 1263 15
19 Due from other companies for reinsurance on losses already
paid Philadelphia Underwriters Deposit 10000
perpetual policies of insurance on companys real
estate 75300 credit for unearned 25ths portion of
the aggregate premiums on fire insurance policies cov
ering real estate as listed n 777 80
Total assets of the company actual cash market value 2549648 58
IIILiabilities
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses 78063 00
3 Losses resisted including interest costs
and other expenses thereon 1500 00
4 Total gross amount of claims for losses 79563 00
5 Deduct reinsurance thereon 21198 00
6 Net amount of unpaid losses 58 365 00
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 46782036 un
earned premiums fifty per cent 233910 18ComptrollerGenerals Report
161
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 134037132
unearned premiums pro rata3
14392 12
11 Total unearned premiums as computed above earned out
12 Net premiums reserve and all other liabilities except
capital under the life insurance or any other special
department perpetual 90 per cent
17 Due and accrued for salaries rent advertising and
agency and other miscellaneous expenses
for
Total
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
948302 30
613829 60
3500 00
1623996 90
500000 00
425651 68
24 Aggregate
up and net surplus
amount of all liabilities including capital paid
2549648 58
IVIncome During The Year
1 Gross premiums and bills in course of col
lection at close of last previous year
149414 45
149414 45
3 Net collected
4 Gross premiums on risks written and
renewed during the year l3307bb d
5 Total
6 Deduct premiums and bills in course of
collection at this date
7 Entire premiums collected during the
year
8 Deduct reinsurance and return premiums
1480181 28
135490 42
1344690 86
468214 70
9 Net cash actually received for premiums earned out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting merease
if any in value of securities viz rents 1682696
return premiums on perpetual reinsurance policies
100992 deposit premiums written on perpetual risks
1445706 total
876476 16
10251 36
82234 71
32293 94
15 Aggregate amount of income actually received during the
year in cash
1001256 17162
ComptrollerGenerals Eeport
VExpenditures During The Year
1 Gross amount actually paid for losses in
cluding 7268818 losses occurring in
previous years 540002 08
2 Deduct all amounts actually received for
salvage whether on losses of the last
or of previous year 108368 76
Net amount paid during the year for losses 431 633 92
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
5 Scrip or certificates of profits redeemed in cash and interest
paid to scripholders
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz loss adjustment
expenses 1002973 rents 12792 advertising and
printing 992987 postage etc 277061
Legal expenses 115443 furniture and maps 433201
tariff association 685246 inspections 412253
real estate express 356609 incidentals 250875
agents balances charged off 38126 loss and sale of
bonds 9355
10 Deposit premiums returned
Aggregate amount of actual expenditures during the year
in cash
VIBisks and Premiums
431633 92
100000 00
230579 45
92397 86
39534 51
58533 29
24841 77
977520 80
Fire Risks Premiums Thereon
1 In force on the 31st day of December 222173654 00 2089171 68
2 Written or renewed during the year 127747553 l330766 83
3 Excess of original premiums over amount
received for reinsurance 3 4g2 48
4 Total
5 Deduct those expired and marked off
as terminated 114966336 00
349921207 00 3423420 99
1228900 88
6 In force at the end of the year234954871 00 2194 520 11
7 Deduct amount reinsured schedule
reluired 33021506 00
386328 43
8 Net amount in force 201933365 00 1808191 68
9 Perpetual risks not included above 33148075 00
Deposit premiums on same 689 03 89ComptrollerGenerals Beport 163
Business in the State of Georgia During the Sear
2227584 00
Fixe marine and inland risks written
Premiums received gross 14056 99
Losses paid 11460 93
Losses incurred

GLENS
PALLS FIRE INSURANCE COMPANY OF GLENS FALLS
NEW YORK
E W West Secretary
J L Cunningham President
Principal Office 191 Glen Street Glens Falls N Y
A L Brooks Atlanta Attorney for Service m Georgia
ICapital
x t 200000 00
1 Whole amount of capital stock
2 Amount paid up in cash
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 6
557 26 interest accrued thereon 713369 total 13690 95
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
12 Cash in companys principal offices in
Glens Falls and Chicago
13 Cash belonging to the company deposited
in bank
43858 43
709254 28
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
18 Bill receivable not matured taken for fire marine and
inland risks
All other assets both real and personal viz Rents due
and accrued 10000 account interest 446995 total
724959 85
26450 99
333352 70
560 00
4569 95
Total assets of the company a
ctual cash market value 5599801 56164
Comptroller General s Eeport
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest cosls
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
199751 95
21125 00
220876 95
40029 29
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 107922749 un
earned premiums fifty per cent 539613 74
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 330952956
unearned premiums pro rata 1718623 25
11 Total unearned premiums as computed above carried
out
14 Amount of dividends declared but not yet due
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Reserve for contingent on mortgage loans
Reserve for building furniture and fixture fund
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
180847 66
2258236 99
150000 00
44811 39
20000 00
25000 00
2678896 04
200000 00
2720905 52
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
7 Entire premiums collected during the
year 2779168 33
8 Deduct reinsurance and return premiums 678777 60
5599801 56
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
2100390 73
92664 5011
12
15
ComptrollerGenerals Beport 165
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Income received from all other sources omitting increase
if any in value of securities viz Bents 182100
profit and loss 1492892 total
Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
Gross amount actually paid for losses in
cluding 12679126 losses occurring in
B 1130408 61
previous years
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 739843 and all
amounts actually received for reinsur
ance in other companies 11584561
discounts 104758 total deductions 124291 62
Net amount paid during the year for losses tifgt 65
Expenses of adjustment
Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 220000 00
Paid for commissions or brokerage
Paid for salaries fees and other charges of officers
clerks agents and all other employees w
Paid for State national and local taxes in this and other
States
All other payments and expenditures viz Stationery
traveling advertising office
Agents balances charged off 64069 profit and loss
41450 total
Aggregate amount of actual expenditures during the year
66 6 2077843 44
in cash
VIBisks and Premiums
In force on the 31st day of December 419133349 00 4450883 18
Written or renewed during the year 254241963 00 2779168 33
Total 673375312 00 723005151
Deduct those expired and marked off lri
as terminated 209774252 00 JM
In force at the end of the year463601060 00 4879658 41
Deduct amount reinsured 41168373 00 49901 36
Net amount in fore 422432687 00 4388757 05166 ComptrolleeGenebals Report
Business in the State of Georgia During the Year
Fire risks written 4544150 00
Premiums received gross 39611 65
Losses paid 15644 16
Losses incurred 15822 29
GLOBE RUTGERS FIRE INSURANCE COMPANY OF NEW YORK
E C Jameson President W H Paulison Secretary
Home Office 111 William Street New York City
J L Riley Attorney for Service in Georgia
ICapital
1 Amount of capital paid up
in cash 400000 00
2 Amount of ledger assets as per balance
December 21 of previous year 5461554 45
4 Extended at 5461554 45
IIIncome
5 Gross premiums 5055486 37
6 Deduct gross amount paid for reinsurance
fire 58057631 return premiums
fire 79360283 1374179 14
7 Total premiums other than perpetual 3681307 23
9 Gross interest on mortgage loans accrued
interest on mortgages acquired during
1911
11 Gross interest on bonds and dividends on
stocks less 521402 accrued interest
on bonds acquired during 1911
12 Gross interest on deposits in trust com
panies and banks
16 Gross rents from companys property for
companyg occupancy of its own build
ings
4110 00
219341 65
1326 68
5592 00
17 Total gross interest and rents
19 Received ac borrowed money
21 Received ac sale of rights and cash to
equalize merger of Chatham Phenix
National Banks
230370 33
230000 00
17111 00
247111 00ComptrollerGenerals Eeport
167
26 Gross profit on sale or maturity of ledger
assets viz bonds
Stocks
2400 00
6730 38
9130 38
Total income
4167918 94
111Disbursements
Gross amount paid policyholders for losses
including 34680159 occurring in
previous years
Deduct amount received for salvage fire
1937815 reinsurance fire 32801563
discount fire 392465
2253098 91
35131843
9
10
11
12
13
14
15
16
17
18
19
20
21
22
Net amount paid policy holders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including companys occupaney of its own buildings
Advertising 187495 printing and stationery 680426
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assessments
fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax M56 61
15549 20
901780 48
28330 44
750305 66
110806 47
9000 00
8679 21
6884 90
5274 93
56 15
4058 74
13862 45
11367 02
11425 30
508 04
1172 17
38941 66
3375 36
Franchise taxes
20005 81
24 Premiums on bonds of agents and various
states
25 Subscriptions to papers and mercantile
agencies
26 Exchange on drafts
27 Miscellaneous
29 Interest on borrowed money
34 Paid stocknolders for interest or dividends
1130 11
794 17
1699 28
524 54
19981 52
24129 62
160000 0t
168 CoMPTEOLLEKGtENEEALs KePOET
40 Gruas decrease by adjustment in book value of ledgtt
assets viz stocks 171X1 00
41 Total disbursements 3127582 41
IVLedger Assets
1 Book value of real estate 72945 00
2 Mortgage loans on real estate 108700 00
4 Book value of bonds 158699941 and
stocks 364912622 5236125 63
5 Cask in companys office 1464 28
6 Deposits in trust companies
and banks not on interest 168050 76
7 Deposits in trust companies
and banks on interest 263447 29 432962 33
8 Agents balances representing business
written subsequent to Oct 1 1911 625014 98
9 Agents balances representing business
written prior to Oct 1 1911 26143 04
16 Total ledger assets as per balance 6501890 98
NonLedger Assets
17 Interest due 10500 and accrued 222941
on mortgages 2334 41
18 Interest due and accrued 2022093 on
bonds 20220 93
Stocks owned by company on Dec 31
1911 900 Amer Smelt Kef Co Pref
1575 600 Bklyn Union Gas Co 1
500 900 Chic No Western By Co
Common 1575 408 Chatham
Phenix Nat Bank 204 1100 Kan City
Ft Scott Mem Ky Co Pr 1100
500 Man By Co 875 135 Mer Natl
Hank 20250 900 No American Co
1125 1100 So Pacific Co Common
1650 400 Union Pacific By Co
Com 1000 10806 50
24 Total 33361 84
30 Gross assets 6535252 82
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to October 1 1911 26143 04CompteollebGeneeals Eepoet
169
38 Book value of ledger assets over market
value viz 177402 63
203545 67
41 Total admitted assets 6331707 15
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 87339 00
2 Gross claims for losses in process of
adjustment or in suspense plus 10000
reserve for losses incurred prior to Dec
31 of which no notice had been received
on that date 270077 00
3 Gross claims for losses resisted 45953 00
4 Total 403369 00
5 Deduct reinsurance due or accrued in com
panies authorized in New York 58432 00
6 Net amount unpaid losses and claims 344937 00
7 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running one year or less from
date of policy including interest
premiums on perpetual fire risks 3
18412682 unearned premiums fifty
per cent 1592063 41
8 Gross premiums less reinsurance received
and receivable upon all unexpired firo
risks running more than one year from
date of policy 174538313 unearned
premiums pro rata 967206 42
11 Total unearned premiums as computed above 2559269 83
18 Salaries rents expenses bills accounts fees etc due
or accrued 1500 00
19 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement 15000 00
20 Commissions brokerage and other charges due or to be
come due to agents and brokers 26961 3
22 Due and to become due for borrowed money 365000 00
26 Total amount of all liabilities except capital 3312668 56
27 Capital actually paidup in cash 400000 00
28 Surplus over all liabilities 2619038 59170 ComptrollerGenerals Report
29 Surplus as regards policy holders 3019038 59
30 Total liabilities 6331707 15
VI Risks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 340958877 00 4088732 16
2 Written or renewed during the year435188077 00 5055486 37
3 Excess of original premiums over amount
received for reinsurance 71276173 00 394852 12
4 Total 84742312700 9539070 65
5 Deduct those expired and marked off as
terminated 387971034 00 4154784 54
6 In force at the end of the year 459452093 00 5384286 11
7 Deduct amount reinsured 35710909 00 454776 16
8 Net amount in force 423741184 00 4929509 95
Business in the State of Georgia During the Year
28 GroSS risks written 4105286 00
Less 164192000 risks cancelled and 25175600
reinsured in companies authorized 1892676 00
Net risks written 2212610 00
29 Gross premiums on risks written 50280 31
Less 928360 return premiums and 424637
premiums for reinsurance 13529 97
Net premiums received 36750 34
30 Losses paid deducting salvage 22160 19
Less losses on risks reinsured 933 85
Net losses paid 21226 34
31 Losses incurred 36817 94
Less losses on risks reinsured 919 69
Net losses incurred 35SS 25
CompteolleeGeneeals Repoet 171
UNITED STATES BRANCH HAMBURGBREMEN FIRE INSURANCE
COMPANY OF HAMBERG GERMANY
P O Affeld Manager U S Branch
Principal Office 123 William St New York City
W F Pattillo Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 1500000 00
2 Amount paid up in cash i 615000 00
3 Amount in notes of the stockholders 885000 00
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 1683342 72
13 Cash belonging to the company deposited
in bank viz Bank of America New
York 56461 60
Total cash items 56461 60
17 Cash in hands of agents and in course of transmission 231111 50
Total assets of the company actual cash market value 1970915 82
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 187745 00
3 Losses resisted including interest costs
and other expenses thereon 40850 00
4 Total gross amount of claims for losses 228595 00
5 Deduct reinsurance thereon 42335 00
6 Net amount of unpaid losses 186260 00
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 87230462 un
earned premiums fifty per cent 436152 31
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 138615395
unearned premiums pro rata 737764 49
11 Total unearned premiums as computed above carried
out 117391680172 CompteolleeGeneeals Repoet
17 Due and accrued for salaries rent advertising and foT
agency and other miscellaneous expenses 7500 00
19 All other demands against the company absolute and
contingent due and to become due admitted and eon
tested viz Accrued taxes 2750000 due agents
407361 due reinsurance companies 411004 total 36283 65
20 Total amount of all liabilities except capital stock scrip
and net surplus 1403960 45
23 Surplus beyond capital and all other liabilities 566955 37
24 Aggregate amount of all liabilities including capital paid
up and net surplus 1970915 82
IVIncome During the Year
4 Gross premiums on risks written and re
newed during the year 2081022 34
5 Total 2081022 34
8 Deduct reinsurance and return premiums 729051 63
9 Net cash actually receivedfor premiums carried out 1351970 71
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 71748 25
12 Income received from all other sources omitting increase
if any in value of securities viz Agents balances
previously marked off 101 52
14 American branches of foreign companies
will please report amount of remittances
from home office during year 7015 50
15 Aggregate amount of income actually received during the
year in cash 1423820 48
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 10072996 losses occurring in
previous years 1045743 68
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 925750 and all
amounts actually received for reinsur
ance in other companies 21493202
discount 105530 total deductions 225244 82
Net amount paid during the year for losses 820498 86
6 Paid for commissions or brokerage 225212 46
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 166272 42CompteolleeGteneeals Repobt 173
8 Paid for State national and local taxes in this and other
States 41591 39
9 All other payments and expenditures viz Postage ex
pressage telegrams rents maps printing and station
ery advertising furniture and fixtures patrol board
expenses etc etc 105957 63
10 American branches of foreign companies
will please report amount sent to home
office during the year 77930 60
Aggregate amount of actual expenditures during the year
in cash 1359532 76
VIRisks and Premiums
1 In force on the 31st day of December239959012 00 2869536 13
2 Written or renewed during the year 173562485 00 2081022 34
3 Excess of original premiums over amount
received for reinsurance 8789 42
4 Total 413521497 00 4959347 89
5 Deduct those expired and marked off
as terminated 162025649 00 2010867 52
6 In force at the end of the year251495848 00 2948480 37
7 Deduct amount reinsured 56454709 00 690021 80
8 Net amount in force 195041139 00 2258458 57
Business in the State of Georgia During the Year
Fire risks written 2063340 00
Premiums received gross 27223 10
Losses paid 6007 25
Losses incurred 7357 25
THE HANOVER FIRE INSURANCE COMPANY OF NEW YORK N Y
K Emory Warfield President Joseph McCord Secretary
Principal Office 34 and 36 Pine St New York N Y
James L Wright Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 1000000 09
2 Amount paid up in cash 1000000 00
174
ComptrollerGenerals Beport
TIAssets
1 Market value of real estate owned by the company less
the amount of ineumbrances thereon 1129473 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due and accrued on all said bond and mortgage
loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 2500 00
5 Value of buildings mortgaged insured for
350000 as collateral 5000 00
3500 00
14 58
12
13
6 Total value of said mortgaged premises
carried inside 7500 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 3105385 00
Cash in companys principal office 1710 00
Cash belonging to the company deposited
in banks viz Bank of America 34
24234 German American Bank 8
46506 Central Trust Co 1694218
Seaboard National Bank 6779674
Astor Trust Co 1507064 Guarantee
Trust Co of Philadelphia 20000
total 142716 96
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Rents due
and accrued 32096 due from other companies for re
insurance on losses already paid 694175 total
144426 96
29664 96
398455 84
7262 71
Total assets of the company actual cash market value 4818183 05
111Liabilities
1 Losses due and unpaid 76812
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 233642 88
3 Losses resisted including interest costs
and other expenses thereon 21906 33
4 Total gross amount of claims for losses 332361 54
5 Deduct reinsurance thereon 77513 68
6 Net amount of unpaid losses 254847 86ComptrollerGenerals Eeport
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 145218131 un
earned premiums fifty per cent 726090 66
8 Gross premium without any deduction
received and receivable upon all nnex
pired fire risks running more than one
year from date of policy 293746773
unearned premiums pro rata 1549197 o7
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agencv and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and eon
tested viz Reserve for taxes 4500000 commis
sions 823916 return premiums 735671 reinsur
ance 3344446 rents paid in advance
03783 total
20
Total amount of all liabilities except capital stock scrip
2275288 23
8556 92
97078 10
2635771 17
1000000 00
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities 1182411
24 Aggregate amount of all liabilities including capital paid
up and net surplus
4818183 05
IVIncome During the Tear
4 Gross premiums on risks written and re
newed during the year 340666122
5 Total 3406661 22
8 Deduct reinsurance and return premiums 1034797 45
2371863 77
175 00
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 141773 40
Income received from all other sources omitting increase
if any in value of securities viz Rents 7358846
profit and loss 8167 total
11
12
73670 13
15 Aggregate amount of income actually received during the
year in cash
2587482 30176 ComptbolleeGeneeals Repobt
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 22784582 losses occurring in
previous years 1609816 67
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 785418 and all
amounts actually received for reinsur
ance in other companies 31424905
discount 171822 total deductions 32382145
Net amount paid during the year for losses 1285995 22
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 195000 00
6 Paid for commissions or brokerage 467919 36
7 Paid for salaries fees and other charges of officers
agents and all other employees 201615 18
8 Paid for State national and local taxes in this and other
States 93791 55
9 All other payments and expenditures viz Advertising
adjusting losses printing and special traveling ex
penses etc 314327 84
Aggregate amount of actual expenditures during the year
in cash 2558649 15
VIBisks and Premium
1 In force on the 31st day of December 478407699 46 4900659 38
2 Written or renewed during the year 329749067 78 3406661 22
3 Excess of original premiums over amount
received for reinsurance 4418 92
4 Total 808156767 24 8311739 50
5 Deduct those expired and marked off
as terminated 310871611 II 3203461 26
6 In force at the end of the year497285122 83 5108278 24
7 Deduct amount reinsured 72877769 06 718629 20
8 Net amount in force 424407353 77 4389649 Dl
Business in the State of Georgia During the Year
Fire risks written 3592196 00
Premiums received gross 43689 51
Losses paid 18831 33
Losses incurred 16685 79ComptrollerGenerals Eeport
177
HARTFORD FIRE INSURANCE COMPANY OF HARTFORD CONN
Chas E Chase President Fredk Samson Secretary
Home Office 125 Trumbull Street Hartford Conn
Egleston Preseott Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 23713670 61
4 Extended at
23713670 64
IIIncome
Fire Marine Inland
5 Gross premiums 19427280 31 869199 46
6 Deduct gross amount paid
for reinsurance fire 2
06441240 marine and
inland 1669408 return
premiums fire 2559
29841 marine and in
land 17715816 total 4623710 81
103852 24
7 Total premiums other than
perpetual 14803569 50
9 Gross interest on mortgage loans
10 Gross interest on collateral loans
11 Gross interest on bonds and dividends on
stocks less 1319818 accrued interest
on bonds acquired during 1911
12 Gross interest on deposits in trust com
panies and banks
14 Interest on deferred rental
16 Gross rents from companys property in
cluding 3000000 for companys occu
pancy of its own buildings
675347 22 15478916 75
22811 89
470 0 1
887426 00
15003 65
43 39
53209 96
17 Total gross interest and rents
18 From other sources viz Rent from property previously
sold 38000 received from Traders Insurance Co in
liquidation 22338 premium on exchange of bonds
116250 received from National Bank of North
America in liquidation 400000 total
24 Increase in liabilities during the year on account of re
insurance treaties
25 From agents balances previously charged off
978974 83
28 Total income
5765 S8
31380 26
543 74
16495581 43178
Comptroller General s Report
IIIDisbursements
Fire Marine Inland
1 Gross amount paid policy
holders for losses in
cluding 148480389 oc
curring in previous
years 9198635 1 0
2 Deduct amount received for
salvage fire 5517161
marine and inland 7
70196 reinsurance fire
67103444 marine and
inland 56614 total 726206 05
315S24 04
8268 10
3
10
11
12
13
14
15
16
17
IS
19
2H
21

23
34
Net amount paid policy
holders for losses 8472429 05 307555 94
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries 48250503 and expenses 27812197 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Bents including 3000000 for companys occupancy of
its own buildings
Advertising 5694165 printing and stationery 121
27743 total
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
rnsurance department licenses and fees
All other licenses fees and taxes viz Federal corpora
tion tax 1131393 State tax on capital stock 137
22ll county and municipal taxes and fees 5338717
total
Other disbursements viz Commercial reportsand rat
ings 932280 toilet supplies ice and water 409274
insurance of all classes 366715 newspapers and peri
odicals 266858 interest on reserve held for reinsur
ing companies 1850325 total
Paid stockholders for interest or dividends amount de
clared during the year 70000000
8779984 99
170496 19
2879040 65
760627 00
653539 46
120594 07
178219 08
129763 97
11553 96
33839 52
35512 35
206534 94
83742 88
56139 71
25208 85
12224 63
260650 70
52803 81
201926 10
38254 52
700000 00ComptrollerGenerals Report
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz
Eeal estate 484758 bonds 3969397 total
40 Gross decrease by adjustment in book value of ledger
assets viz Bonds 116250 stocks 400000 total
179
12080 79
4454155
5162 50
41 Total disbursements
15451442 25
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate first liens
3 Loans secured by pledge of bonds stocks or other col
lateral
4 Book value of bonds 1841096007 and stocks 1697
20640 total
5 Cash in companys office 4115 7b
6 Deposits in trust companies and banks
not on interest
7 Deposits in trust companies and banks
on interest
763712 63
429666 07
8250 00
20108166 47
99747 44
899814 54
Total cash items
8 Agents balances representing business written subse
quent to October 1 1911
9 Agents balances representing business written prior to
October 1 1911
12 Other ledger assets viz Certificate of treasurer of Cook
county 111 for balance due on sale of real estate
16 Total ledger assets
1003677 74
2384551 09
55285 22
3500 00
24756809 82
NonLedger Assets
17 Interest accrued on mortgages
18 Interest accrued on bonds
19 Interest accrued on collateral loans
23 Rents accrued on companys property or
lease
3733 37
247478 11
213 84
1447 33
24 Total
25 Market value of real estate over book value
26 Market value not including interest in item 18 of bonds
and stocks over book value
30 Gross assets
252872 65
5387 37
490054 79
25505124 63180 ComptrollerGenerals Eeport
Deduct Assets Not Admitted
34 Agents balances representing business written prior to
October 1 1911 55j285 22
41 Total admitted assets 25 449 839 41
VLiabilities
1 Gross losses adjusted and unpaid due 487051 76
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 815347 61
3 Gross claims for losses resisted 99 361 00
4 Total 1401760 37
5 Deduct reinsurance due or accrued 132 402 84
6 Net amount of unpaid losses and claims 1 269 357 53
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or
less from date of policy including in
terest premiums on perpetual fire risks
1045220521 unearned premiums
fifty per cent 5226102 61
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 16189
17640 unearned premiums pro rata 8615508 31
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
63832695 unearned premiums fifty
per cent 319163 48
U Total unearned premiums as computed above 14 160 774 40
19 Estimated amount hereafter payable for federal State
and other taxes based upon the business of the vear
of this statement 200000 00
26 Total amount of all liabilities except capital1563013193
tf Capital actually paid up in cash 2000000 00
28 Surplus over all liabilities 7819Vo7 48
29 Surplus as regards policyholders 9S19 707 4
30 Total liabilities 237ComptrollerGenerals Report 181
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 2325323280 26441683 03
2 Written or renewed during the year 1731642318 19427280 31
3 Total 4056965598 45868963 34
4 Deduct those expired and marked off
as terminated 1571813000 18363412 96
5 In force at the end of the year 2485152598 27505550 38
6 Deduct amount reinsured 117997002 864168 77
7 Net amount in force 2367155596 26641381 61
Business in the State of Georgia During the Year
Fire marine and inland risks written 22095215 00
Net premiums received 385836 99
Net losses paid 238068 94
Net losses incurred 231136 11
THE HOME FIRE INSURANCE COMPANY OF NEW YORK N Y
Elbridge G Snow President Charles L Tyner Secretary
Principal Office 56 Cedar Street New York N Y
Chas W Philips Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 3000000 00
2 Amount paid up in cash 3000000 00
IIAssets
1 Market value of real estate owned by the company less1
the amount of incumbrances thereon 38300 00
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 74400 00
5 Value of buildings mortgaged insured for
7180000 as collateral 91600 00
6 Total value of said mortgaged premises
carried inside 166000 00
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 27875860 00182
CompteollerGenebals Eepoet
13
Cash belonging to the company deposited
in banks American Exchange Natl
Bank N Y 84472588 Hanover
National Bank N Y 17958559
Fourth National Bank N Y 6939917
Pacific Bank N Y 5432479 United
States Mortgage Trust Co N Y
22706318 Title Guarantee Trust
Co N Y 20000000 New York Trust
Co N Y 10000000 Manhattan Co
N Y 10000000 Guaranty Trust Co
N Y 1592653 179102514
1791025 14
15 Interest due and accrued on stocks not included in market
value uncollected 214053 00
17 Cash in hands of agents and in course of transmission 2227326 81
Total assets of the company actual cash market value 32146564 95
IIILiabilities
1 Losses due and unpaid 196850 29
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses 1667095 34
3 Losses resisted including interest costs
and other expenses thereon 100225 35
4 Total gross amount of claims for losses 1964170 98
5 Deduct reinsurance thereon 819734 64
6 Net amount of unpaid losses 1144 436 34
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 7738034 un
earned premiums fifty per cent 3869017 00
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 14250562
unearned premiums pro rata 7510438 00
9 Gross premiums without deduction in
cluding both cash and bills received and
receivable upon all uuexpired inland
navigation and marine risks 674030
unearned premium 50 per cent 337015 00ComptrollerGenerals Report
183
10 Gross premiums without any deduction re
ceived and receivable on all unexpired
marine risks
82165 00
iums as computed above carried
11 Total unearned premi
17 DnTmid accrued for salaries rent advertising and for
agency and other miscellaneous expenses
18 Amount of borrowed money net reserve for taxes
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Unpaid commissions 7760697 unpaid
reinsurance 21044593
reserve as a conflagration surplus
20 Total amount of all liabilities except capital stock scrip
11798635 00
100000 00
200000 00
288052 90
1800000 00
15331124 24
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities 1381o44U
24 Aggregate amount of all liabilities including capital paid g
up and net surplus
Amount of unearned premiums represented by installment
noteabeing the whole amount of such notes 24dij aa
IVIncome
1 Gross premiums and bills
in course of collection at
close of last previous year
as shown by that years
statement 230647 01 110213 88
3 Net collected TW 110213 88
4 Gross premiums on risks
written and renewed dur
ing the year 176686330 168690 54
17899280 11 1278904 42
299748 19 110782 02
5 Total
6 Deduct premiums and bills
in course of collection at
this date
7 Entire premiums collected
41 17 599 531 92 1168122 40
during the year iiowoox vo pj
8 Deduct reinsurance and re
turn premiums 5621643 14
503457 62184
ComptrollerGenerals Eeport
9 Net cash actually received
for premiums parried
out 11977888 78 664664 78
12642553 56
10 Received for interest on bonds and mortgages 2405 50
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 1170058 00
12 Income received from all other sources omitting increase
if any in value of securities viz 1066795 profit
on sales of stocks and bonds 16690409 profit and
loss1 account 1566742 193339 46
15 Aggregate amount of income actually received during the
year in cash 14008356 52
VExpenditures During The Year
1 Gross amount paid for
losses including 1246
47711 losses occurring in
previous years 7732658 39 59307197
2 Deduct all amounts actually
received for salvages
whether on losses of the
last or of previous year
8113722 and all
amounts actually received
for reinsurance in other
companies 18160460
total deductions 1703496 81 193686 42
Net amount paid during the year for losses 6428547 13
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 1050000 00
6 Paid for Commissions or Brokerage 2381857 61
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 736483 19
8 Paid for slate national and local taxes in this and other
states 339683 67
9 All other payments and expenditures via expenses adjust
ment of losses 15013900 travelling expenses 125
7420S rents 12819311 advertising 9947718 print
ing ami stationery 12452695 postage telegrams
express 10101432 legal expenses 280414 furniture
fixtures 939576 maps 19631 26 local boards
rating associations 10832111 lire patrol and salvage
corps 4329519 inspections and surveys 8869559
exchange 1 13653 lunch for officers and home office
employees 3652884 incidentals 627506 loss on saleComptrolleeGteneeals Eepoet 185
of stocks and bonds 19805252 decreasce in book
values bonds 6987345 profit and loss account 3
92815 total 1331030 24
Aggregate amount of actual expenditures during the year
in cash 12267601 84
VIMiscellaneous
Fire Risks Premiums Thereon
In force on the 31st day of December
1911 2430626305 00 23605783 00
2 Written or renewed during year 1822918717 00 17668633 10
3 Excess of original premiums over amount
received for reinsurance 1186 00
4 Total 4253545022 00 41275602 10
5 Deduct those expired and marked off
as terminated 1722499646 00 16174249 10
6 In force at the end of the year 2531045376 00 25101353 00
7 Deduct amount reinsured 340067860 00 3112757 00
8 Net amount in force 2190977516 21988596 00
9 Greatest amount insured in any one risk 300000 00
Business in the State of Georgia During the Year
Fire marine and inland risks written 27037283 00
Premiums received gross 254308 54
Losses paid 140674 79
Losses incurred 157509 97

INSURANCE COMPANY OF NORTH AMERICA PHILADELPHIA PA
Eugene L Ellison President T Houard Wright Secretary
Home Office 232 Walnut Street Philadelphia Pennsylvania
Edward S Gay Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 4000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 15906398 53
4 Extended at 15906398 53186
OoMPTROLLERGrENERAL S REPORT
5 Gross premiums
6 Deduct gross amount paid
for reinsurance fire 1
00610156 marine and
inland 107192066 re
turn premiums fire 1
08579173 marine and
inland 55088284 to
tal 2091893 29
IIIncome
Fire Marine Inland
8358897 49 4534696 17
1622803 50
7 Total premiums other than
perpetual 6267004 20 2911892 67 911
8 Deposit premiums written on perpetual risks gross
9 Gross interest on mortgage loans less no
accrued interest on mortgages ac
quired during 1911
11 Gross interest on bonds and dividends on
stocks less 2232687 accrued interest
on bonds acquired during 1911
12 Gross interest on deposits in trust com
panies and banks
13 Gross interest from all other sources viz
14 Branch office bank balances
15 Deferred settlements etc
16 Gross rents from companys property in
cluding 1000000 for companys occu
pancy of its own buildings
8896 87
2077 56
13327 56
585782 91
20313 31
382 96
106 91
16254 28
17
18
Total gross interest and rents
From all other sources viz Perpetual permits transfer
fees and earned deposits 285936 differences in ex
change etc 107200 total
Prom agents balances previously charged off
Gross profit on sale or maturity of ledger assets viz
Bonds 1883250 stocks 9267289 total
636167 93
3931 42
403 55
111505 39
Total income 9 942 982 7
Gross amount paid policy
holders for losses
Deduct amount received for
salvage fire 2029074
marine and inland 384
27239 reinsurance fire
111Disbursements
Fire Marine Inland
924718 46 2457932 02CompteolleeGbnebals Eeport
187
39566963 marine and
inland 48227799 to
tal 415960 37
866550 38
3 Net amount paid policy innnQ 7
holdersforloses 3508758 09 1591381 64 5100139 73
4 Expenses of adjustment and settlement of losses 8M J
5 Commissions or brokerage
6 Allowances to local agencies for miscellaneous agency ex
penses
7 Salaries 34860629 and expenses 13374416 of specia
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees liw
9 Eents including 1000000 for companys occupancy of
its own buildings
10 Advertising 2459157 printing and stationery 55
93578 total
i 1 Postage telegrams telephone and express V
12 Legal expenses g874 2g
13 Furniture and fixtures g
14 Maps including corrections
15 Underwriters boards and tariff associations 080
ie Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 666
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate 2174 3U
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees ddid
22 All other licenses fees and taxes viz Federal corpora
tion tax 1030143 Arkansas franchise tax 20000
Virginia custody tax 2650 Pennsylvania tax on
capital stock 2090268 municipal licenses 18
47093 total 49901
23 Other disbursements viz Janitor and engine room ex
penses 93326 heat and light 146919 employees
lunches 678862 registration of stock 10000 sub
scriptions 697304 expenses on mortgage loans 1fixvofi
62885 total JJJJ
33 Deposit premiums returned
34 Paid stockholders for interest or dividends amount de
clared during the year 48000000 480000 00
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz
Real estate
9109254 27
41 Total disbursements i t t i188
ComptbollebGeneeals Repobt
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate first liens
4 Book value of bonds 1152866649 and stocks 1839
25596 total
5 Cash in companys office 1382 19
6 Deposited in trust companies and banks
not on interest 25000 00
7 Deposited in trust companies and banks
on interest 1320801 96
292559 83
271925 00
13367922 45
7 Total cash items
8 Agents balances representing business written subse
quent to October 1 1911
9 Agents balances representing business written prior to
October 1 1911
10 Bills receivable taken for marine and inland risks
11 Bills receivable taken for fire risks
1347184 15
1423983 46
11496 23
18789 67
6266 19
16 Total ledger assets 16740126 98
NonLedger Assets
17 Interest due 92312 and accrued 2
08328 total
18 Interest accrued on bonds
3006 40
74840 18
24 Total
27 Other nonledger assets viz Reinsurance claims on
losses paid
29 Salvage claims
77846 58
63287 65
46100 00
30 Gross assets 16927361 21
Deduct Assets Not Admitted
34 Agents balances representing business
prior to October 1 1911 11496 23
38 Book value of ledger assets oxer market
value viz Bonds and stocks 7487 62
40 Total
41 Total admitted assets
VLiabilities
Tire Marine Inland
1 Gross losses adjusted and
unpaid 151824 71
18983 85
16908377 36
CompteollebGenebals Repobt
189
2 Gross claims for losses in
process of adjustment or
in suspense plus 25
00000 reserved for losses
incurred prior to Decem
ber 31 of which no no
tice had been received
on that date 427866 07 670100 00
3 Gross claims for losses re
sisted 26994 22
4 Total 606685 00 070100 00
5 Deduct reinsurance due or
accrued 88685 00
6 Net amount of unpaid losses
and claims 518000 00
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or
less from date of policy 355464923
unearned premiums fifty per cent 1777324 61
8 Gross premiums received and receivable
upon all unexpired fire risks running
more than one year from date of policy
785239086 unearned premiums pro
rata
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
83632410 unearned premiums 50
per cent
10 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 61708303
unearned premiums 50 and 100 per
cent 329437 75
670100 00 1188100 00
4130645 63
418162 05
11 Total unearned premiums as computed above 6655570 04
12 Amount reelaimable by the insured on perpetual fire in
surance policies being 90 and 95 per cent of the pre
mium or deposit received 740601 58
19 Estimated amount hereafter payable for federal State
and other taxes based upon the business of the year
of this statement 90000 00
21 Reinsurance premiums 31701 33
24 Contingent fund 202404 41
26 Total amount of all liabilities except capital 8908377 36190 ComptrollerGenerals Keport
27 Capital actually paid up in cash 4000000 00
28 Surplus over all liabilities 4000000 00
29 Surplus as regards policyholders 8000000 00
30 Total liabilities 16908377 36
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 1008523013 11832106 73
2 Written or renewed during the year 714386471 8358897 49
4 Total 1722909484 20191004 22
5 Deduct those expired and marked off
as terminated 634280339 v 7634837 67
6 In force at the end of the year 1088629145 12556166 55
7 Deduct amount reinsured 105003149 1149126 46
8 Net amount in force 983625996 11407040 09
9 Perpetual risks not included above 3154787079 De
posit premiums on same 816973 68
Business in the State of Georgia During the Year
Fire marine and inland risks written 38058835 00
Net premiums received 297925 24
Net losses paid 98009 01
Net losses incurred 92284 80
THE INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA
OF PHILADELPHIA PA
Clarence K Porter President Edward L Goff Secretary
Principal Office 308310 Walnut Street Philadelphia Pa
Dan B Harris Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 800000 00
2 Amount paid up in cash 800000 00
ITAssets
1 Markel value of real estate owned by the company loss
the amount of incumbrances thereon 222092 50
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 56 108 00
3 Interest due on all said bond and mortgage loans 12074
interest accrued thereon 57743 total 698 VfComptrollerGenerals Report
191

4 Value of lands mortgaged exclusive of
buildings and perishable improvements 39650 00
5 Value of buildings mortgaged insured for
6820000 as collateral 82500 00
6 Total value of said mortgaged premises
carried inside 122150 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 2861899 00
12 Cash in companys principal office 31503 45
13 ash belonging to the company deposited
in banks viz Girard National Bank
99834 Fourth Street National Bank
11217320 total 11317154
Total cash items 144674 99
15 Interest due and accrued on stocks not included in mar
ket value uncollected 29686 54
17 Cash in hands of agents and in course of transmission 393814 34
18 Dividends unclaimed by stockholders of merged companies 951 06
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid 1027 47
Total assets of the company actual cash market value 3710952 07
IIILiabilities
1 Losses not due and unpaid 75635 41
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 251308 58
3 Losses resisted including interest costs
and other expenses thereon 46550 95
4 Total gross amount of claims for losses 373494 94
5 Deduct reinsurance thereon 94347 58
6 Net amount of unpaid losses 279147 36
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 169871908 un
earned premiums fifty per cent 849359 54
8 Gross premiums witlTout any deduction
received and receivable upon all unex
pired fire risks running more than one192 ComptrollerGenerals Beport
year from date of policy 164677585
unearned premiums pro rata 875361 28
11 Total unearned premiums as computed above carried
out 1724720 82
13 Eeclaimable by insured on perpetual fire insurance being
90 and 95 per cent of deposit 431 362 il
15 Dividends declared and remaining unpaid or uncalled for 951 06
19 All other demands against the company viz Estimated
amount hereafter payable for State and other taxes
based upon the business of the year of this statement 35000 00
20 Total amount of all liabilities except capital stock scrip
and net surplus 2471181 85
21 Joint stock capital actually paid up in cash 800000 00
23 Surplus beyond capital and all other liabilities 439770 22
24 Aggregate amount of all liabilities including capital paid
up and net surplus 3710952 07
IVIncome During the Year
4 Gross premiums on risks written and re
newed during the year 1783299 20
5 Total 1783299 20
8 Deduct reinsurance and return premiums 708018 78
9 Net cash actually received for premiums carried out 1075280 42
Deposit premiums written on perpetual risks 5 483 87
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 36 917 42
12 Income received from all other sources omitting increase
if any in value of securities viz Bents 862328
overdue accounts 99740 profit on sale ledger assets
stocks and bonds 53562 agents balances charged
off 205691 perpetual policies lapsed and canceled
123000 total 443 1
15 Aggregate amount of income actually received during the
year iu cash 1131822 35
VExpenditures During the Year
Fire Perpetual
1 Gross amount actually paid
for losses including
31297758 losses occur
ring in previous years 1040858 86 1385 56CompteollebGenebals Eepoet
193
Deduct all amounts actu
ally received for salva
ges whether on losses
of the last or of previ
ous year 517875 and
all amounts actually re
ceived for reinsurance in
other companies 234
90464 discount 1
13941 total 241222 80
Net amount paid during the
year for losses 799636 06 1385 56 801021 62
Expenses of adjustment and settlement of losses 14902 59
6 Paid for commissions or brokerage 232532 00
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 96050 78
8 Paid for State national and local taxes in this and other
States 77931 50
9 All other payments and expenditures viz Rents 2
50000 advertising 77994 printing and stationery
1839118 postage telegrams telephone and express
560406 legal expenses 373024 furniture and fix
tures 13273 maps including corrections 337003
underwriters boards and tariff associations 504746
fire department fire patrol and salvage corps assess
ments fees taxes and expenses 696146 inspections
and surveys 453062 repairs and expenses on real
estate 450656 taxes on real estate 179983 in
surance department licenses and fees 971311 trav
eling expenses 137189 conflagration indemnity 3
68400 miscellaneous 77742 to stockholders of
Spring Garden Insurance Company as dividend for six
months from January 1st 1911 to June 30 1911 under
terms of consolidation agreement 2400000 deposit
premiums returned 2034283 agents balances
charged off 2395 loss on sale of ledger assets viz
Real estate 53000 bonds 09758 total 118494 89
Aggregate amount of actual expenditures during the year
in eash 1340933 38
VIBisks and Premiums
Fire Eisks Premiums Thereon
1 In force on the 30th day of June 1911 325672432 42 3987121 76
2 Written or renewed during the year 135383125 58 1783299 20
Total 461055558 00 5770420 96194 Comptroller Generals Beport
5 Deduct those expired and marked off
as terminated 132030043 61 1777727 89
6 In force at the end of the year329025514 39 3992693 07
7 Deduct amount reinsured 51839360 04 647198 14
8 Net amount in force 277186154 35 3345494 93
9 Perpetual risks not included above 1908933940 Deposit
premiums on same 474342 64
Business in the State of Georgia During the Year
Fire risks written 839826 63
Premiums received gross 10136 78
Losses paid 3886 03
Losses incurred 5348 45
LIVERPOOL AND LONDON AND GLOBE INSURANCE COMPANY OF
NEW YORK
Henry W Eaton President George W Hoyt Secretary
Home Office 45 William Street New York City
B P Walker Jr Atlanta Attorney for Service in Georgia
TCapital Stork
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year 922291 90
4 Extended at 922291 90
ITIncome
Eire Marine Inland
5 Gross premiums 617817 80 2530 89
6 Deduct gross amount paid
for reinsurance fire
25054001 return pre
miums fire 14295887
total 393498 88
7 Total premium other than
perpetual 224318 92 2530 89 226849 81
9 Gross interest on mortgage loans 2611 11
11 Gross interest on bonds and dividends on
stocks less 12667 accrued interest on
bonds acquired during 1911 23887 66ComptrollerGenerals Report
195
12 Gross interest on deposits in trust com
panies and banks
2551 71
17 Total gross interest and rents 29050 48
27 Gross increase by adjustment in book value of ledger
viz Bonds 87 13
28 Total income
255987 42
IIIDisbursements
1 Gross amount paid policyholders for losses
including 2212570 occurring in pre
vious years 220707 09
2 Deduct amount received for salvage fire
268734 reinsurance fire 10303897
total 105726 31
3 Net amount paid policyholders for losses 114980 78
4 Expenses of adjustment and settlement of losses 2558 20
5 Commissions or brokerage 41399 45
8 Salaries fees and all other charges of officers directors
trustees and home office employees 6540 70
10 Advertising 123271 printing and stationery 214414
total 3376 85
11 Postage telegrams telephone and express 1322 29
12 Legal expenses 93 54
15 Underwriters boards and tariff associations 2369 96
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses 336 40
17 Inspections and surveys 1570 18
20 State taxes on premiums 6500 96
21 Insurance department licenses and fees 1570 26
22 All other licenses fees and taxes 4827 16
Federal corporation tax 384 26
23 Other disbursements viz Office expenses 44115 trav
eling 31380 total 754 95
34 Paid stockholders for interest or dividends amount de
clared during the year 1500000 15000 00
40 Gross decrease by adjustment in book value of ledger
viz Bonds 717 77
41 Total disbursements 204303 71
IVLedger Assets
4 Book value of bonds 38844855 and stocks 36427002
total 1
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
752718 57
23138 92
109445 27196 ComptrollerGenerals Report
8 Agents balances representing business written subsequent
to October 1 1911 88073 68
9 Agents balances representing business written prior to
October 1 1911 599 17
16 Total ledger assets 973975 61
NonLedger Assets
18 Interest accrued on bonds 4462 50
24 Total 462 50
30 Gross assets 978438 11
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to October 1 1911 599 17
38 Book value of ledger assets over market
value viz Bonds 2224855 stocks
1737002 total 39618 57
Total 40217 74
41 Total admitted assets 938220 37
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 187700
reserve for losses incurred prior to De
cember 31 of which no notice had been
received on that date 50470 00
4 Total 50470 00
5 Deduct reinsurance due or accrued in com
panies authorized in New York 20689 00
i Net mount of unpaid losses and claims 29781 00
7 QrosS premiums less reinsurance received
and receivable upon all unexpired tire
risks running one year or less from date
of policy including interest premiums
on perpetual fire risks 16083465 un
earned premiums fifty per cent 80417 33
1912 premiums 100 per cent 235 00
8 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running more than one year from
date of policy 30445705 unearned
premiums pro rata 149149 83ComptrollerGenerals Eepoet 197
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all uncxpired inland navigation risks
253089 unearned premiums 100 per
cent 2530 89
11 Total unearned premiums as computed above 232333 05
18 Salaries rents expenses bills accounts fees etc due or
accrued 7500 00
19 Estimated amount hereafter payable for federal State and
other taxes based upon the business of the year of this
statement 4536 99
20 Commissions brokerage and other charges due or to become
due to agents and brokers 9000 00
21 Return premiums 779584 reinsurance premiums 17
80784 total 25603 68
26 Total amount of all liabilities except capital 308754 72
27 Capital actually paid up in cash 200000 00
28 Surplus over all liabilities 429465 65
29 Surplus as regards policyholders 629465 65
30 Total liabilities 938220 37
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 61783274 00 761433 26
2 Written or renewed during the year 54799145 00 617817 80
4 Total 116582419 00 1379251 06
5 Deduct those expired and marked off
as terminated 45101022 00 536457 83
6 In force at the end of the year 71481397 00 842793 23
7 Deduct amount reinsured 32337416 00 377266 53
8 Net amount in force3914398100 465526 70
Business in the State of Georgia During the Year
Fire risks written 1185409 00
Premiums received gross 18590 61
Losses paid I608 46
Losses incurred 1408 4b198
ComptrollerGeneral s Report
UNITED STATES BEANCH OF THE LIVERPOOL AND LONDON AND
GLOBE INSURANCE COMPANY LTD OF LIVERPOOL ENGLAND
Henry W Eaton Manager George W Hoyt Deputy Manager
Chief Office in the United States 45 William Street New York City
B P Walker Jr Atlanta Attorney for Service in Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year 13871178 32
4 Extended at 13871178 32
IIIncome
Fire Marine Inland
5 Gross premiums 13600237 20 409186 30
6 Deduct gross amount paid
for reinsurance fire 2
24852205 marine and
inland 5602437 re
turn premiums fire 3
37014582 marine and
inland 4041291 total 5618668 77 96437 28
7 Total premium other than
perpetual 8080568 43 312749 02 8393317 45
8 Deposit premiums written on perpetual risks gross 1206 34
9 Gross interest on mortgage loans 158652 19
10 Gross interest on collateral loans 6 00
11 Gross interest on bonds and dividends on
stocks less 133333 accrued interest on
bonds acquired during 1911 225361 21
12 Gross interest on deposits in trust com
panies and banks 13876 34
13 Gross interest from all other sources viz
Interest on form notes 28 54
16 Gross rents from companys property in
cluding 4177000 for companys occu
pancy of its own buildings 127200 86
17 Total gross interest and rents
18 From other sources viz Premiums on life policies in force
19 Premiums on life policies in force
26 Gross profll on sale or maturity of ledger assets viz Bonds
27 Cross increase by adjustment in book value of ledger assets
viz Bonds
525125 14
373 31
373 31
10614 82
777 51
28 Total income
8931414 57ComptrollerGenerals Eeport
199
IIIDisbursements
Eire Marine Inland
Gross amount paid policy
holders for losses in
cluding 107650142 oc
curring i n previous
years 6725622 04 86374 42
Deduct amount received for
salvage fire 8829022
marine and inland
26810 reinsurance fire
226105656 marine
and inland 2676496
total 2349346 78 27033 06
3 Net amount paid policy
holders for losses4376275 26 59341 36 i
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
7 Salaries 11344716 and expenses 7647353 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents including 4177000 for companys occupancy of its
own buildings
10 Advertising 4304024 printing and stationery 47
62146 total
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses
17 Inspection and surveys
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes viz Federal corpora
tion tax 1257958 local taxes 7809286 total
23 Other disbursements viz Office expenses 3565527
travelling 871486 life expenditure 619 total
32 Remittance to home office
33 Deposit premium returned
40 Gross decrease by adjustment in book value of ledger
assets viz Bonds
4435616 62
120487 00
1678196 47
189920 69
338649 29
56700 38
90661 70
36187 75
3579 33
12902 31
12959 95
93777 21
23410 21
33950 54
46208 14
26510 41
126427 68
21569 28
90672 44
44370 32
1339346 56
10017 91
9288 95
41 Total disbursements 8841417 14200 ComptrollerGenerals Eepokt
IVLedger Assets
1 Book value of real estate 1452558 30
2 Mortgage loans on real estate first liens 3435614 00
3 Loans secured by pledge of bonds stocks or other collaterals 100 00
4 Book value of bonds 434335969 and stocks 1241
62433 total 5584984 02
5 Cash in companys offce 1173 32
6 Deposits in trust companies and banks not
on interest 69594 97
7 Deposits in trust companies and banks on
interest 1367081 74
Total cash items 1537850 03
8 Agents balances representing business written subsequent
to October 1 1911 1891231 71
9 Agents balances representing business written prior to
October 1 1911 58j837 69
16 Total ledger assets 13961175 75
NonLedger Assets
17 Interest due 437100 and accrued 38
56074 on mortgages 42931 74
18 Interest accrued on bonds 53 090 00
20 Interest accrued on bank deposits items
and amounts 7209 58
23 Rents accrued on companys property or
lcase 10000 00
29tl0t 11323132
A Market value of real estate over book value 121 957 82
l Gr0SS assets 14196364 89
Deduct Assets Not Admitted
83 Furniture fixtures and safes 9184 85
34 Agents balances representing business
written prior to October 1 1911 58837 69
i Farm notes 041 r
37 Mortgages over amount allowed by law of
N Y S 98336 00
38 Rook value of ledger assets over market
value viz Bonds 17397969 stocks
7026433 total 244244 02
Tota1 411844 32
41 Total admitted assets 3378452o 57CoMPTROLLERGrENERAL s BePORT
201
VLiabilities
1 Gross losses adjusted and unpaid 54186 77
2 Gross claims for losses in process of adjust
ment or in suspense plus 9281858 re
serve for losses incurred prior to Decem
ber 31 of which no notice had been
received on that date 1347431 28
3 Gross claims for losses resisted 70699 00
4 Total 1472317 05
5 Deduct reinsurance due or accrued 654975 67
6 Net amount of unpaid losses and claims 817341 38
7 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running one year or less from date
of policy including interest premiums on
perpetual fire risks 506609983 un
earned premiums fifty per cent 2533049 92
1912 business 100 per cent 106618 00
8 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running more than one year from
date of policy 926305253 unearned
premiums pro rata 4862373 34
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
20105828 unearned premiums 100 per
cent 201058 28
11 Total unearned premiums as computed above 7703099 54
12 Amount reclaimable by the insured on perpetual fire in
surance policies being 95 per cent of the premium
or deposit received 189899 74
13 Net premium reserve and all other liabilities except
capital under the life insurance or any other special
department 9406 16
18 Salaries rents expenses bills accounts fees etc due
or accrued 9854 94
19 Estimated amount hereafter payable for federal State
and other taxes based upon the business of the year
of this statement 180652 68
20 Commissions brokerage and other charges due or to be
come due to agents and brokers 64007 91
21 Eeturn premiums 6952748 reinsurance premiums 238
74214 total 308269 62202 CompteolleeGenebals Eepoet
23 All other liabilities viz Reserve for unknown liabilities
20000 00
26 Total amount of all liabilities except capital 9302531 97
29 Surplus as regards policyholders 4481988 60
30 Total liabilities 13784520 57
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 1803330877 18698634 47
2 Written or renewed during the year 1382855524 13699237 20
4 Total 3186186401 32397871 67
5 Deduct those expired and marked off
as terminated 1263099379 12780217 04
6 In force at the end of the year 1923087022 19617654 03
7 Deduct amount reinsured 567103738 5181883 67
8 Net amount in force 1355983284 14435770 36
9 Perpetual risks not included above 7113312 deposit
premiums on same 199894 46
Business in the State of Georgia During the Year
Fire marine and inland risks written
Premiums received gross
Losses paid
Losses incurred
15492074 00
276635 77
156901 35
241263 02
LONDON ASSURANCE CORPORATION OF LONDON ENGLAND
Charles L Case United States Manager
Principal Office 84 William St New York N Y
Attorney for Service in Georgia Carlton Y Smith
IIAssets
8 Total par ami market value of stocks and bonds owned
absolutely by the company carried out at market
yalu0 2945165 00
12 Cash in Companys principal office 155388
13 Cash belonging to the company deposited
in bank 321681 68
Total lsl1 items 323235 56
17 Cash in hands of agents and in course of transmission 552600 23ComptrollerGenerals Report
203
All other assets both real and personal
Loss expenses
12348 75
47 06
Total assets of the company actual cash market value 3833396 60
IIILiabilities
1 Losses not yet due and unpaid 25676 46
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses 407286 00
3 Losses resisted including interest costs
and other expenses thereon 14182 00
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
447144 46
118162 00
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 128764467 un
earned premiums fifty per cent 643822 34
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 240642932
unearned premiums pro rata 1264466 08
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks
10 Gross premiums without any deduction
received and receivable on all unexpired
marine risks
328982 46
40806 17
109830 26
11 Total unearned premiums as computed above carried out 2058924 85
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz taxes
Commission
Reinsurance
3172 37
61594 37
104435 45
49878 83
20 Total amount of all liabilities except capital stock scrip
and net surplus 2606988 33
23 Surplus beyond capital and all other liabilities 1226408 27
24 Aggregate amount of all liabilities including capital paid
up and net surplus 3833396 60204
ComptrollebGeneralis Report
IVIncome During The Year
1 Gross premiums and bills
in course of collection
at close of last previous
year as shown by that
years statement 395948 28 119228 81
3 Net collected 395948 28 119228 81
4 Gross premiums on risks
written and renewed dur
ing the year 2784641 52 1120117 77
5 Total 3180589 80 1239340 58
6 Deduct premiums and bills
in course of collection at
this date 451080 87 111349 67
7 Entire premiums collected
during the year 2729508 93
8 Deduct reinsurance and re
turn premiums 741172 91
1127996 91
642027 80
D Net cash actually received
for premiums carried
out 1988336 02
485969 11
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz S S Crown Prince
2633448 agents balances previously charged off
129 total
Bonds sold
14 American branches of Foreign companies will please report
amount of remittances from home office during year
2474305 13
129472 84
26335 77
110778 12
33996 04
15 Aggregate amount of income actually received during the
year in cash 2774 887 90
VExpenditures During The Year
1 Gross amount actually paid
for losses including 251
82177 losses occurring in
previous years 1160832 51 617810 63
2 Deduct all amounts actually
received for salvages
whether on losses of the
last or of previous yearComptrollerGenerals Report
205
6676472 and all
amounts actually received
for reinsurance in other
companies 49377577
total deductions discount 147646 22
412972 87
Net amount paid during
the year for losses 1019186 29 204837 76 1224024 05
4 Adjusting losses 28304 95
5 Scrip or certificates of profits redeemed in cash and interest
paid to scripholdeis bonds purchased 39462 50
6 Paid for Commissions or Brokerage 517853 30
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 163788 64
8 Paid for state national and local taxes in this and other
states 88630 68
9 All other payments and expenditures viz agents balances
charged off 17276 rents 2234260 advertising
713837 stationery 1785995 postage 1996757
maps 584584 Underwriters boards etc 2593120
surveys 1056344 special agents expenses 2967394
legal 48544 furniture 115749 miscellaneous
1347267 156165 53
10 American branches of foreign companies will please report
amount sent to Home Offices during the year 410191 07
Aggregate amount of actual expenditures during the year
in cash 2628420 72
VIMiscellaneous
Fire Risks Premiums Thereon
In force on the 31st day of December
1911 357023357 00 3930480 68
2 Written or renewed during the year 244487060 00 2784641 52
4 Total 601510417 00
5 Deduct those expired and marked off as
terminated 215918056 00
6 In force at the end of the year385592361 00
7 Deduct amount reinsured 41415824 00
i Net amount in force 344176537 00
2533082 55
4182039 65
487965 66
3694073 99
Business in the State of Georgia During the Year
Fire marine and inland risks written 1025524 00
Premiums received gross 16761 19
Losses paid 10750 95
Losses incurred 13029 95206
OoMPTROLLERGrENERALs REPORT
LONDON LANCASHIRE FIRE INSURANCE COMPANY OF
LIVERPOOL ENGLAND
Archibald G McHwaine Jr Manager
Principal Office in the United States Nos 57 and 59 William St New York
Frederick V Cole Atlanta Attorney for Service in Georgia
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 350000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 2820568 00
12 Cash in companys principal office 10361 4j
13 Cash belonging to the company deposited
in bank 560086 14
Total cash items
Held by United States trustees
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
67358596 less commissions 14521040 total
18 Bill receivable not matured taken for fire marine and
inland risks
All other assets both real and personal viz Rents due
and accrued 39933 due from other companies for re
insurance on losses already paid 174539 total
570447 60
105433 92
41752 90
528375 56
492 75
6794 97
Total assets of the company actual cash market value 4423862 70
IIILiabilities
1 Losses due and unpaid 1514000 losses
adjusted not due 455800 19698 00
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 155010 58
3 Losses resisted including interest costs
and other expenses thereon 20580 00
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
6 Net amount of unpaid losses
195288 58
511 15 42
Cross premiums without any deduction
received and receivable upon ali unex
pired fire risks running one year or less
from date of policy 153304111 un
earned premiums fifty per cent 766520 56
144173 16ComptrollerGenerals Report
207

8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 329265875
unearned premiums pro rata 1775581 49
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 57
74524 28872 62
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Unpaid taxes 5770060 unpaid com
missions 1000000 unpaid return premiums 441853
unpaid reinsurance premiums 436316 less commis
sions 75028 361288 total
2570974 67
2989 08
75732 01
20 Total amount of all liabilities except capital stock scrip
and net surplus 2793868 92
23 Surplus beyond capital and all other liabilities 1629993 78
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
Fire Marine Inland
1 Gross premiums and bills in
course of collection at
close of last previous
year as shown by that
years statement ft
4423862 70
595007 35
3 Net collected 595007 35
4 Gross premiums on risks
written and renewed dur
ing the year 4052313 77
88452 24
5 Total 4647321 12 88452 24
6 Deduct premiums and bills
in course of collection
at this date 680222 06 12993 63
208
Comptroller General s Eeport
Entire premiums collected
during the year 3
96618570 notes 913
36 total 390709 06
Deduct reinsurance and re
turn premiums 1539712 54
75458 61
25447 23
9 Net cash actually received
for premiums carried
out 2427386 52 50011 38 2477397 90
11 Deceived for interest and dividends on stocks and bonds
collateral loans and from all other sources 120 493 68
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 25 672 56
14 American branches of foreign companies
will please report amount of remittan
ces from home office during year 134024 26
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
Fire Inland Marine
1 Gross amount actually paid
for losses including
18031500 losses occur
ring in previous years 1557434 72 12061 95
2 Deduct all amounts actu
ally received for salva
ges whether on losses
of the last or of previ
ous year 2065584
and all amounts actually
received for reinsurance
in other companies 377
35568 total deductions 397828 51 183 01
2629564 14
Net amount paid during the
year for losses 1159606 21 12478 94 1172085 15
Expenses in adjustment of losses 39572 28
6 Paid for commissions or brokerage 416l03 65
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 193992 67
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rents 30
23490 real estate taxes and expenses 1592714
advertising 1309250 printing and stationery 25
00746 traveling 3915999 allowances to agents 16
103704 10ComptrollerGenerals Report 209
23584 postage telegraph express and telephone
1892240 surveys and inspections 1305428 boards
and associations 3981940 miscellaneous 2279272
total 234246 63
10 American branches of foreign companies
will please report amount sent to home
office during the year 324548 71
Asereeate amount of actual expenditures during the year
in cash 2159704 48
VIRisks and Premiums
Fire Risks Premiums Thereon
3 In force on the 31st day of December 558071891 00 5443861 22
2 Written or renewed during the year 436081426 00 4052313 77
3 Total 994153317 00 9496174 99
4 Excess of original premiums over
amount received for reinsurance 5289 20
Total 994153317 00 9501464 19
5 Deduct those expired and marked off
as terminated 399914826 00 3673588 65
6 In force at the end of the year594238491 00 5827875 54
7 Deduct amount reinsured 97822842 00 1002175 68
8 Net amount in force 496415649 00 4825699 86
Business in the State of Georgia During the Year
Fire marine and inland risks written 4222110 00
Premiums received gross 55750 73
Losses paid 28443 35
Losses incurred 29987 35
LUMBER FIRE INSURANCE COMPANY OF NEW YORK N Y
G A Mitchell President H MeKelvey Secretary
Principal Office 84 William Street N Y City
Attorney for Service in Georgia F B Marsh
ICapital
1 Whole amount of capital stock
2 Amount paid up in Cash
400000 00
400000 00210
CoMPTBOLLEB GENERAL s BePOBT
IIAssets
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
vale 683600 00
12 Cash in companys principal office 4000 00
13 Cash belonging to the company deposited
in banks Bankers Trust Co 5390 32
Columbia National Bank 5456 16
Marine National Bank 40293 37
National Park Bank 5865 58
State National Bank 8552 98
Total 69558 41
15 Interest due and accrued on bonds not included in market
value uneollected 7490 83
17 Cash in hands of agents and in course of transmission 126005 75
Total assets of the company actual cash market value 1286654 99
IIILiabilities
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses 85567 91
4 Total gross amount of claims for losses 85567 91
5 Deduct reinsurance thereon 38637 26
6 Net amount of unpaid losses 46930 65
7 Gross premiums without any deduction
received and receivable upon all unex
pired Are risks running one year or less
from date of policy 39361997 un
earned premiums fifty per cent 196809 98
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 8346309
unearned premiums pro rata 48484 97
11 Total unearned premiums as computed above carried out 245294 95
19 All other demands against the company absolute and con
tingent due and to become due admitted and eon
tested viz bills 552 qq
Reserve for taxes g 2oo 00
Reserve for commissions 31 501 44
Total 332478 04
21 Joint stock capital actually paid up in cash 400000 00
23 Surplus beyond capital and all other liabilities 154176 95ComptrollerGenerals Eeport
211
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year 162666 43
886654 99
3 Net collected 162666 43
4 Gross premiums on risks written and
renewed during the year
891751 48
5 Total 1054417 91
6 Deduct premiums and bills in course of
collection at this date 126005 75
7 Entire premiums collected during the
year 928412 16
8 Deduct reinsurance and return premiums 486482 79
9 Net cash actually received for premiums carried out
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Paid in by Adir Fire Ins Co stockholders at merger
531364 57
Net amount paid during the year for losses
5 Agents balances charged off
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz Adjustment
charges 557414 rent 121699 bonds acquired
during the year 2216462 auditing 135000 legal
fees 555684 bonds 38595 sundries 18227
441929 37
31292 54
38000 00
15 Aggregate amount of income actually received during the
year in cash 511221 91
VExpenditures During the Year
1 Gross amount actually paid for losses
including 5047446 losses occurring in
previous years
2 Deduct all amounts actually received for
salvage whether on losses of the last
or of previous year 161335 and all
amounts actually received for reinsurance
in other companies 17427909 total
deductions discount 83586 176728 30
354636 27
6840 87
134142 39
13761 00
21901 91
36430 81212 ComptbollebGenebals Eepoet
Aggregate amount of actual expenditures during the year
in cash 567713 25
VIMiscellaneous
Fire Risks Premiums Thereon
In force on the 31st day of December
1910 Adirondack 27900103 00 420653 52
Lumber Insurance Co 35549743 00 564324 88
2 Written or renewed during 1911 50719738 00 891751 48
3 Total 124169584 00 1876729 88
4 Deduct those expired and marked off as
terminated in 1911 74938307 00 1184213 84
5 In force at end of year 1911 49231277 00 692516 04
6 Deduct the amount reinsured in other
companies 13534281 00 215432 98
7 Net amount in force 35696996 00 477083 06
8 Greatesl amount insured in any one risk 26 000 00
Business in the State of Georgia During the Year
Fire marine and inland risks written 423 994 00
Premiums received gross 7 733 Q7
Losses paid 33445 98
Losses incurred 27 554 00

LUMBER MUTUAL FIRE INSURANCE COMPANY OF
BOSTON MASSACHUSETTS
George W Gale President Henry E Stone Secretary
Principal Office 141 Milk Street Boston Mass
F Wade Vaughan Atlanta Attorney for Service in Georgia
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
Value 547900 00
12 Cash in companys principal office 813 21
13 Cash belonging to the company deposited
in banks 102079 71
Unused balance of cash in agents hands 290 00
Total cash it ems 103 182 92
15 nteresl due and accrued on bonds not included inmar
kel value uncollected 3 736 99CompteolleeGteneeals Eepoet
17 Gross premiums in course of collection not more than
three months due
Total assets of the company actual cash market value
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 6260 73
3 Losses resisted including interest costs
and other expenses thereon 1000 00
213
17841 15
672661 06

4 Total gross amount of claims for losses 7260 73
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 37788496 un
earned premiums fifty per cent 188942 48
11 Total unearned premiums as computed above carried
7260 73
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Accrued taxes
188942 48
152 91
4317 02
20 Total amount of all liabilities except capital stock scrip
and net surplus 200673 14
23 Surplus beyond capital and all other liabilities 471987 92
24 Aggregate amount of all liabilities including capital paid
up and net surplus 672661 00
IVIncome During the Year
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement
16639 90
3 Net collected 16639 90
4 Gross premiums on risks written and re
newed during the year 443978 7o
5 Total 460618 65
6 Deduct premiums and bills in course of
collection at this date 17849 18214 ComptrollerGenerals Eeport
7 Entire premiums collected during the
year 442709 47
8 Deduct reinsurance and return premiums 51602 45
9 Net cash actually received for premiums carried out
10 Received for interest on bonds
11 Received for interest on deposits in trust companies and
banks
Overdue premiums 55 cents from Gale Stone agents
1600000 agents balances previously charged off
4136 total
12 Income received from all other sources omitting increase
if any in value of securities viz From sale of bonds
Increase by adjustment in book value of ledger assets
Adjusting balance 78193 discount on losses 46596
total
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 8459 losses occurring in pre
vious years 129999 75
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 972 and all
amounts actually received for reinsur
ance iu other companies total deduc
tions 9 T
Net amount paid during the year for losses
I Cash dividends actually paid policyholders
Expense of adjustment and settlement of losses 1
16509 allowances to local agencies for miscellaneous
agency expenses 110155 total
5 Rents 345840 advertising 21911 total
Printing and stationery 199341 postage telephone
telegrams and express 137167 legal expense 28500
furniture and fixtures 64900 total
6 Iaid for commissions or brokerage 2202714 inspections
and surveys 516798 total
Executive expense
7 Iaid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
Slates
9 All other payments ami expenditures viz Publications
25065 collecting bad bills 600 total
391167 02
22235 11
3725 58
16041 91
1567 50
14884 83
1247 89
450869 84
129990 03
146016 94
2266 64
3677 51
4299 08
27195 12
1570 50
32011 04
7653 53
256 65
ComptrolleeGenebals Eepoet 215
Premiums on surety bonds 7800 examination of books
by auditor 49000 expense of attending various
meetings 22054 total 788 54
All other disbursements 020057 agents balances
charged off 13679 paid unpresented check previ
ously charged off 25 cents total i337 61
Decrease by adjustment in book value of ledger assets 590 22
Aggregate amount of actual expenditures during the year
in cash 357653 41
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December 15241424 00 351076 50
2 Written or renewed during 1911 19006266 00 443978 75
3 Tota 34247690 00 795050 08
4 Deduct those expired and marked off is
terminated in 1911 17608198 00 417165 13
5 In force at end of year 1911 16639492 00 377884 95
7 Net amount in force 16639492 00 377884 95
8 Greatest amount insured in any one risk 20000 00
Business in the State of Georgia During the Year
Fire risks written 315492 79
Premiums received gross 9763
r a 1336 96
Losses paid
Losses incurred 1336

LUMBERMENS MUTUAL FIRE INSURANCE COMPANY
MANSFIELD OHIO
E S Nail President W H G Kegg Secretary
F Wade Vaughan Attorney for Service in Georgia
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 23700 00
2 Loans on bonds and mortgage duly recorded and being
first liens on the fee simple 31450
3 Interest accrued thereon 27777 277 77
4 Value of lands mortgaged exclusive
of buildings and perishable improve
ments 3340000216
CoMPTBOLLEEG ENEBALs RePOBT
5 Value of buildings mortgaged insured
for 30850 as collateral
37300 00
6 Total value of said mortgaged premises
carried inside 70700 00
S Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
12 Cash in companys principal office 112692
13 Cash belonging to the company deposited
in banks Farmers Savings and Trust Co 13018 82
Central and Commercial National Bank
Chicago 111 2872 98
433193 02
Total cash items
15 Interest due and accrued on stocks not included in market
value uncollected
17 Cash in hands of agents and in course of transmission
27018 72
5181 36
20201 56
Total assets of the company actual cash market value 541022 43

IIILiabilities
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
6620 00
1000 00
4 Total gross amount of claims Im lo
7620 00
6 Not amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired firo risks running one year or less
from date of policy 36528943 un
earned premiums fifty per cent 182644 71
11 Total unearned premiums as computed above carried out
14 Amount of dividends declared but not yet due
17 Due and accrued for salaries rent advertising and for
agency 172040 and other miscellaneous expenses
40000 return premiums 26707
State county and municipal taxes due or accrued
7620 00
182644 71
2860 76
2387 47
4500 00
20 Total amount of all liabilities except capital stock scrip
and net surplus 200012 94
23 Surplus beyond capital and all other liabilities 341009 4924
4
8
9
10
11
ComptrolleeGteneeals Bepobt 217
Aceresate amount of all liabilities including capital paid
up and net surplus 541022 43
IVIncome During the Year
Gross premiums on risks written and
renewed during the year 420911 45
Deduct reinsurance and return premiums 41390 80
Net cash actually received for premiums carried out 379520 65
Received for interest on bonds and mortgages 1791 50
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 17823 52
Income received from all other sources omitting increase
if any in value of securities viz sale of bonds 18000
Fire claims subrogated 168040 1866 40
401002 07
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount paid for losses including
239966 losses occurring in previous
years 142168 58
2 Deduct all amounts actually received for
salvage whether on losses of the last
or of previous year 972 and all
amounts actually received for reinsurance
in other companies total deductions 9 72
Net amount paid during the year for losses
4 Cash dividends actually paid policy holders during the
year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz inspections
and surveys 1310873 miscellaneous expenses
balance 1335995
Aggregate amount of actual expenditures during the year
in cash
VIMiscellaneous
Fire Risks Premiums Thereon
In force on the 31st day of December
1910 15098370 00 339951 99
Written or renewed during 1911 18388430 00 420911 45
142158 86
141660 65
27664 82
26363 34
6508 41
26468 68
370824 76
2
3 Total
33486806 00 760863 44218
ComptrollerGenerals Report
4 Deduct those expired and marked off as
terminated in 1911 17095911 00
5 In force at end of year 1911 16390895 00
6 Deduct the amount reinsured in other
companies 19863 00
7 Net amount in force 16371032 00
8 Greatest amount insured in any one risk
Business in the State of Georgia During the Year
Fire marine and inland risks written 155800 less 27500
Premiums received gross 520127 less 106488
Losses paid
Losses incurred
395157 31
365706 13
416 70
365289 43
12500 00
128300 00
4196 39
1291 76
1291 76
LUMBER UNDERWRITERS OF NEW YORK N Y
Eugene F Perry Attorneyinfact
Principal Office 66 Broadway New York N Y
Win A Wright Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 100000 00
2 Amount paid up in cash 100000 00
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
Viluo 10000 00
13 Cash belonging to the company deposited
111 banks 193753 89
Total cash items 193753 89
1 Cash in hands of agents and in course of transmission 51270 28
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid
117047 and accrued interest on Georgia bonds
17500 total 1345 47
Total assets of the company actual cash market value 256369 64
11 Liabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses lUd 00
4 Total gross amount of claims for losses 19440 00ComptrollerGenerals Eeport
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 23766002 un
earned premiums fifty per cent 118830 01
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Accrued taxes 50000 and premiums
due reinsurance companies 534667 total
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statementi
2 Deduct amount of same not collected
36742 61
698 21
3 Net collected 36044 40
4 Gross premiums on risks written and re
newed during the year 436427 03
5 Total 47247143
6 Deduct premiums and bills in course of
collection at this date 51270 28
7 Entire premiums collected during the
year 421201 15
8 Deduct reinsurance and return premiums 193492 86
9 Net cash actually received for premiums carried out 1
11 Received for interest
15 Aggregate amount of income actually received during the
year in cash
219
19440 00
118830 01
1965 69
5846 67
146082 37
100000 00
10287 27
256369 64
227708 29
5269 52
232977 81220
ComptrollebGenekal s Repobi
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 2561284 losses occurring in
previous years 207139 40
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 51168 and all
amounts actually received for reinsur
ance in other companies 9235990
total deductions 92871 58
Net amount paid during the year for losses 114267 85
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Adjustment
of losses 112174 advertising 504801 rent
99998 and general expense 255354 total
23400 00
17781 45
45739 83
1853 31
3723 27
Aggregate amount of actual expenditures during the year
in casl1 212765 68

VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December
1911 13464100 00 209441 89
2 Written or renewed during 1911 19482543 00 436427 03
3 Total 32946643 00 705S68 92
4 Deduct those expired and marked off
as terminated in 1911 12007591 00
5 In force at end of year 1911 20939052 00
6 Deduct the amount reinsured in other
companies 6426402 00
350528 79
355340 13
117680 11
7 Net amount in force14512650 00 237660 02
8 Greatest amount insured in any one risk 12 500 00
Business in the State of Georgia During the Year
Fire risks written 25 6g3 0Q
Premiums received gross 8 088 60
sses aia 10 8o
Losses incurred 2 710 23ComptbollebGenebals Eepobt
221
MASSACHUSETTS FIRE AND MARINE INSURANCE COMPANY OF
BOSTON MASS
Everett C Benton President Walter Adlard Secretary
Principal Office 95 Water Street Boston Mass
Attorney for Service in Georgia James L Dickey Jr
ICapital
1 Whole amount of capital stock
2 Amount paid up in cash
500000 00
500000 00
IIAssets
1274 80
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
12 Gash in companys principal offiee
13 Cash belonging to the company deposited
in banks First National Bank Second
National Bank Atlantic National Bank
Old Colony Trust Co Dorchester Trust
Co and Winthrop National Bank
Central Trust Co Boulevarde Trust
Co
954494 00
183681 13
Total cash items
15 Interest due and accrued on stocks not included in market
value uncollected
17 Cash in hands of agents and in course of transmission
Interest on special bank deposit Dorchester Trust Co
184955 93
7515 22
71651 04
176 34
Total assets of the company actual cash market value 1218792 53
IIILiabilities
1 Losses due and unpaid
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses
11796 12
27872 00
4 Total gross amount of claims for losses 39668 12
5 Deduct reinsurance thereon 11329 99
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 23902174 un
earned premiums fifty per cent
28338 13
119510 87222
ComptrollerGeneral s Report
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 17764966
unearned premiums pro rata 141387 83
10 Gross premiums without any deduction
received and receivable on all unexpired
marine risks 9924 86
11 Total unearned premiums as computed above carried out 270823 56
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 2207 29
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Hereafter payable for state taxes 5426 15
Total 306795 13
20 Total amount of all liabilities except capital stock scrip
and net surplus 306795 3
21 Joint stock capital actually paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities 411997 40
24 Aggregate amount of all liabilities including capital paid
up and net surplus 1218792 53
IVIncome During the Year
Fire Risks Marine and Inland
1 Gross premiums and bills in
course of collection at
close of last previous
year 52005 92
3 Ne1 collected 52005 92
4 Gross premiums on risks
written and renewed dur
ing the year 475888 82
28433 85
Total 527894 74 28433 85
i Deduct premiums and bills
in course of collection at
this date 65658 93 5992 11
Entire premiums collected
during the year Cash
48467755 462235 81 22441 74
8 Deduct reinsurance and re
turn premiums 102543 58 8036 33ComptrollerGenerals Report
223
9 Net cash actually received
for premiums carried
out 359692 23 14405 41
374097 64
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz interest on deposits
in Trust Companies and Banks 481876 profit on
sale of stocks 671234
32297 72
11531 10
908 07
15 Aggregate amount of income actually received during the
year in cash 417926 46
VExpenditures During the Year
Fire Risks Marine and Inland
1 Gross amount actually paid
for losses including 8
48283 losses occurring in
previous year 149456 18
2 Deduct all amounts actually
received for salvages
whether on losses of
the last or of the previous
year 292758 and all
amounts actually received
for reinsurance in other
companies 1803671
total deductions 9163
marine
20964 29
91 63
816 44
Net amount paid during
the year for losses 128491 89
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures
129308 33
93345 24
43180 96
1876 43
36679 05
Aggregate amount of actual expenditures during the year
B B 304390 01
in cash
VIMiscellaneous
Fire Risks Premiums Thereon
In force on the 31st day of December
1910 16708277 00 159922 88224 ComptrollerGenerals Report
2 Written or renewed during 1911 47522823 00 475888 82
3 Total 64231100 00 635811 70
4 Deduct those expired and marked off as
terminated in 1911 18339433 00 175481 83
5 In force at end of year 1911 45891667 00 460329 87
6 Deduct the amount reinsured in other
companies 4914757 00 43658 47
7 Net amount in force 40976910 00 416671 40
8 Greatest amount insured in any one risk 27000 00
Business in the State of Georgia During the Year
Fire marine and inland risks written 987310 00
Premiums received gross 15715 69
Losses paid 3741 62
Losses incurred 4539 15
MERCANTILE MUTUAL FIRE INSURANCE COMPANY OF
PROVIDENCE R I
Henry T Grant President Alfred U Eddy Secretary
Principal Office lo Webster Si Providence B I
Win A Wright Atlanta Attorney for Service in Georgia
IIAssets
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 235105 00
12 Cash in Companys principal office S 57
1 ash belonging to the company deposited
in bank viz Industrial Trust Co 2G0S9 12 26097 99
Total cash item 261202 99
15 nteresl due and accrued on bonds not included in mar
ket value uncollected 770 S3
All other assets both real and personal vi Uncollected
premiums not over three months due 10566 77
Total assets of i In company actual cash market value 2725lu 59
III Liabilities
2 Cross losses in process of adjustment or
in suspense including i reported and
supposed losses 700 004171 71
ComptbollebGeneeals Eepoet

6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 24587849 un
earned premiums fifty per cent 122939 25
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 620887 un
earned premiums pro rata
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz City State and federal taxes
20 Total amount of all liabilities except capital stock scrip

and net surplus
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 7533 18
3 Net collected 7533 38
4 Gross premiums on risks written and re
newed during the year 266389 21
5 Total 273922 39
6 Deduct premiums and bills in course of
collection at this date 10506 77
7 Entire premiums collected during
the
year
Deduct reinsurance and return premiums
263355 62
15497 11
225
700 00
127110 96
252 67
7396 66
135460 29
137080 30
272540 59
9 Net cash actually received for premiums carried out
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Tncome received from all other sources omitting increase
if any in value of securities viz Rents
247858 51
14275 31
900 00226 ComptrollerGenerals Report
15 Aggregate amount of income actually received during the
year in cash 263033 82
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding no losses occurring in previous
years 6746 80
Net amount paid during the year for losses 6 746 80
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 226388 76
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 19366 97
8 Paid for State national and local taxes in this and other
States 8565 47
9 All other payments and expenditures viz Office print
ing postage and miscellaneous 9 353 40
Aggregate amount of actual expenditures during the year
m cash 270426 40
VTRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December
11 29081028 00 252539 72
2 V ntten or renewed 31314080 00 260389 21
I al 60395108 00 518928 93
4 JJeduct those expired and marked off
as terminated in 1911 31112788 00 26684155
5 In force at end of year 1911 29282320 00 252087 38
7 Net amount in force 29282320 252087 38
Greatest amount insured in any one risk 25 000 00
Business in the State of Georgia During the Year
Fire risks written 1JSBOm 00
Premiums received gross 9 412 80
Losses paid 1Z0 32
Losses incurred ComptbollebGeneeals Eepoet 227
milwaukee mechanics insurance company of
milwaukee wisconsin
William L Jones President Oscar Griebling Secretary
Home Office 442 and 444 City ITall Square Milwaukee Wisconsin
has S Matthews Atlanta Attorney for Service in Georgia
TCapital Stock
Amount of capital paid up
in cask 1000000 00
Amount of ledger assets as per balance
December 31 of previous year 4217909 18
Increase of paidup capital during the
year 300000 00
4 Extended at 4517969 18
ITIncome
5 Gross premiums 3128902 89
6 Deduct gross amount paid for reinsurance
fire 40836478 return premiums fire
45079178 total 859156 56
7 Total premiums other than perpetual
9 Gross interest on mortgage loans
10 Gross Interest on collateral loans
11 Gross interest on bonds and dividends on
stocks less 338587 accrued interest
on bonds acquired during 1911
12 Gross interest on deposits in trust com
panies and banks
13 Cross interest from all other sources
Milwaukee Board of Fire Underwrit
ers 665
14 Gross rents from companys property in
cluding 320000 for companys occu
pancy of its own buildings
2269746 33
82862 57
501 no
91251 29
1685 31
6 65
4059 84
15 Total gross interest and rents
16 From other sources viz Reinsurance company for
trust fund account
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds 540065 stocks 54000 total
27 Gross increase by adjustment in book value of ledger
assets viz Bonds
180306 or
12819 19
436 oo
5940 65
L555 12
28 Total income 2473864 31228
ComptrollerGenerals Eeport
IIIDisbursements
1 Gross amount paid policyholders for losses
including 11 183797 occurring in pre
vious years 1238421 78
2 Deduct amount received for salvage fire
591301 reinsurance fire 20783571
discounts fire 220047 total 215949 19
9
10
11
12
13
14
15
16
17
IS
19
20
21
22
23
34
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries 5581270 and expenses 3861592 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including 320000 for companys occupancy of
its own buildings
Advertising 340739 printing and stationery 10
01138 total
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than axes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes viz State licenses
234443 municipal taxes 494158 municipal licen
ces 477962 IT S corporation tax 209672 total
Other disbursements viz Expense on securities 18044
exchange 305281 heating lighting and cleaning
Office water towels and ice 273400 auditing
28929 interest paid reinsurance companies on reserve
fund 605711 paid reinsurance companies under
treaty 619281 newspaper subscriptions 15771
mercantile agencies 156500 surety bonds 76570
gifts and donations 34575 entertaining agents
39i845 meals 65050 funeral expenses 7250 mer
chants and manufacturers association 2500 total
Paid stockholders for interest or dividends amount de
clared during the year 42300000
Agents balances charged off
1022472 59
34312 62
624056 53
94428 62
94279 18
5895 00
19418 77
19086 36
3248 32
1655 23
8991 44
2970 G9
17923 13
13243 05
729 85
1266 50
55384 32
20228 60
14162 35
2348707
422554 80
928 98
39
40
ComptrollerGenerals Report 229
Gross decrease by adjustment in book value of ledger
assets viz Bonds 8276 83
Total disbursements 2509000 83

7
8
9
12
13
16
17
is
19
22
28
32
38
IVLedger Assets
Booh value of real estate
Mortgage loans on real estate first liens
Loans secured by pledge of bonds stocks or other col
lateral
Book value of bonds 243935208 and stocks 46
35000 total
ash in companys office
Deposits in trust companies and banks on interest
Agents balances representing business written subse
quent to October 1 1911
Agents balances representing business written prior to
October 1 1911
Other ledger assets viz Deposit Milwaukee Board of
Fire Underwriters
Due from reinsurance company
5440ii 00
1796200 00
4000 00
2185712 08
24986 72
102324 43
310642 01
3977 82
100 00
489 60
Total ledger assets 4482832 66
Non Ledger Assets
Interest due and accrued on mortgages 26112 54
Interest due and accrued on bonds 14691 72
Interest due and accrued on collateral
loans 65 5ii
Xota I 40869 76
Cross assets 4523702 42
Deduct Assets Not Admitted
Agents balances representing business
written prior to October 1 19111
3977 82
Total
Total admitted assets
3977 82
451972 1 60
VLiabilities
Gross losses adjusted and unpaid aol
due
58778 42
230
Comptroller Generals Eeport
Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 144972 20
Gross claims for losses resisted 19123 20
Total
Deduct reinsurance due or accrued
222873 82
40062 56
Net amount of unpaid losses and claims
Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running one year or less from
date of policy including interest pre
miums on perpetual fire risks 1167
95989 unearned premiums fifty per
cent
Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running move than one year from
date of policy 347720959 unearned
premiums pro rata
182811 26
58397 95
1790287 00
12
IS
20
Total unearned premiums as computed above
Cash dividends
remaining unpaid to stockholders
Reserved for State county and municipal taxes due
21
25
26
27
28
29
30
31
accrued 7000000 and reserved for other contin
gencies 3000000 total
All other liabilities viz
Reserved for dividends
Due Munich Reinsurance Company
Trust fund of Munich Reinsurance Company
Total amount of all liabilities except capital
Capital actually paid up in cash 1000000 00
Surplus over all liabilities 659676 7g
Surplus as regards policyholders
2374266 95
445 20
100000 00
30000 00
14140 74
158383 67
2860047 82
32 Total liabilitie
VIRisks and Premiums
1659676 78
4519724 60
i t ji Fire Risks Premiums Thprpnn
force on the 31st day of December 411909003 00
2 Written or renewed during the year 297239657 00
4569102 70
3128902 89
al 709148660 00
4 Deduct those expired and marked off
as terminated 221926871 00
7698005 59
2422785 93ComptrollerGenerals Eeport 231
5 In force at the end of the year487221789 00 527519 6G
6 Deduct amount reinsured 51359105 00 030050 18
7 Net amount in force 435862684 00 4645169 48
Business in the State of Georgia During the Year
Net fire risks written 1610815 00
Net premiums received 27570 60
Net losses paid 15054 13
Net losses incurred 20813 21
NATIONAL HOME FIRE INSURANCE COMPANY OF POLK
COUNTY GEORGIA
Wan J Harris President G M Ramspeck Secretary
Branch Office 728 Candler Bldg Atlanta Ga
Attorney for Service in Georgia C G Janes Cedartown Ga
ICapital
J Whole amount of capital stock 100000 00
2 Amount paid up in cash 100000 00
IIAssets
2 Loans on bonds and mortgage duly recorded and being
first liens on the fee simple 136000 00
3 Interest due on all said bond and mortgage loans interest
accrued thereon 670684 0706 84
4 Value of lands mortgaged exclusive of
buildings and perishable improve
ments 275000 00
0 Total value of said mortgaged premises
carried inside 275000 00
13 Cash belonging to the company deposited
in banks Farmers Traders Bank
Atlanta Ga 12500 00
Fanners Mechanics Bank Cedartown 33919 36
Farmers Mechanics Bank Cedartown 818 26
Farmers Traders Bank Atlanta Ga 65 67
Various small banks in Georgia 18 00
Total 4732129
16 Interest due and accrued on bank certificates of deposit 409 75
17 Cash in hands of agents and in course of transmission 4830 60
18 Bill receivable not matured taken for fire marine and
Inland risks 1828 31
Total assets of the company actual cash market value 197102 79232 ComptrollerGenerals Report
IIILiabilities
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses 2 088 30
5 Deduct reinsurance thereon S7 go
6 Net amount of unpaid losses 1 900 80
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 2307212 un
earned premiums fifty per cent 1536 06
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 7361127
unearned premiums pro rata 46 340 65
11 Total unearned premiums as computed above carried out 57 876 71
19 All other demands against the company absolute and con
tmgent due and to become due admitted and con
tested viz due reinsurance company 16 742 51
Total 7
0 T 76520 02
21 Joint stock Caprtal actually paid up in cash 100000 00
46 Surplus beyond capital and all other liabilities 20582 77
24 Aggregate amount of all liabilities including capital paid
up and net surplus 197102 9
IVIncome During The Year
7 Premiums written during the year 131 962 70
8 Deduct reinsurance and return premiums 4so20 98
9 Net cash actually received for premiums carried out 89 941 72
33 Received for calls on capital 10000000 for surplus
500000 150000 00
L5 Aggregate amount of income actually received during the
year in cash
23994172
VExpenditures During The Year
1 Gross amount actually paid for losses 19222 28
2 Deduct all amounts actually received for
salvages and all amounts actually
received for reinsurance in other com
nlilR S01 91
ComptrollebGeneeals Eepoet 233
Net amount paid during the year for
losses 18420 37
Adjusting expenses 323 91
18744 28
6 Paid for commissions or brokerage 36118 19
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 7605 68
8 Paid for state national and local taxes in this and other
states 435 55
9 All other payments and expenditures viz rents 31216
printing and supplies 180428 postage etc 31525
miscellaneous etc 1362 64 3794 33
Aggregate amount of actual expenditures during the year
in cash 66698 03
VIMiscellaneous
Excess of full premiums over reinsurance
premiums 28856 08
2 Written or renewed during 1911 7510684 00 131962 70
3 Total 7510684 00 160818 78
4 Deduct those expired and marked off as
terminated in 1911 3087352 00 59771 60
5 In force at end of year 1911 4423332 00 101047 18
6 Deduct the amount reinsured in other
companies 190386 00 4368 77
7 Net amount in force 4232946 00 96683 41
8 Greatest amount insured in any one risk 29000 00
Business in the State of Georgia During the Year
Premiums received gross 13831 26
Losses paid 1434 96
Losses incurred 1809 96
NATIONAL FIRE INSURANCE COMPANY OF HARTFORD CONN
James Nichols President B R Stillman Secretary
Principal Office 95 Pearl Street Hartford Connecticut
Attorney for Service in Georgia W R Kimbell
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
234 ComptrollerGenerals Report
IIAssets
1 Market value of real estate owned by the company less
incumbrances thereon 647690 69
2 Loans on bonds and mortgage duly recorded and being
first liens on the fee simple 1 825 075 00
3 Interest duo on all said bond and mortgage loans 98050
interest accrued thereon 3562700 36607 50
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 3175528 00
5 Value of buildings mortgaged insured
for 1551080 as collateral 2857535 00
6 Total value of said mortgaged premises
carried inside 6033063 00
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
n 716 7286567 18
Li Lash in Companys principal office 1094 43
13 Cash belonging to the company deposited
in banks Charter Oak National Bank
State Bank Aetna National Bank
Bank of Commerce Alberquerque 671598 06
ftal 672692 40
14 Amount of premium Notes upon which policies have been
issed 151882 13
15 Interest due and accrued on bonds not included in market
vale uncollected 87356 67
17 Cash in hands of agents and in course of transmission 1129868 61
Total assets of the company actual cash market value 11837740 27
IIILiabilities
1 Losses due and unpaid 124 027 97
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 653023 69
3 Losses resisted including interest costs
and other expenses thereon 47 642 78
4 Total gross amount of claims for losses 824694 44
5 Deduct reinsurance thereon 280 093 78
6 Net amount of unpaid losses 544 600 fi
7 Cross premiums without any deduction
received and receivable upon all nnex
pired fire risks running one year or less
from date of policy 402154015 un
earned premiums fifty per cent 2010670 08CompteolleeGenebals Eepoet
235

8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 998063196
unearned premiums pro rata
5202193 47
11 Total unearned as computed above carried out 7 212 863 55
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz reserve for taxes 150 000 00
Special reserve for all contingent liabilities 300 000 00
Total 8207464 21
21 Joint stock capital actually paid up in cash 1000 000 00
23 Surplus beyond capital and all other liabilities 2630276 0G
24 Aggregate amount of all liabilities including capital paid
up and not surplus 11837740 27
IVIncome During the Year
4 Gross premiums on risks written and
renewed during the year 11951055 25
8 Deduct reinsurance and return premiums 4036838 87
1 1
12
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
Eeceived for interest and dividends on stocks and bonds
collateral loans and from all other sources
Income received from all other sources omitting increase
if any in value of securities viz rents 3277644
profit on bonds and stocks 2126500 agents balances
41861
15 Aggregate amount of income actually received during the
year in cash
7914216 38
82004 28
353828 38
54460 05
8404509 09
VExpenditures During the Year
Gross amount paid for losses including
46578951 losses occurring in previous
years 5109085 90
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 3484369 and all
amounts actually received for reinsurance
in other companies 129930315 total
deductions 1334146 84
Net amount paid during the year for losses 3774939 06
Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 200000 00236 ComptrollerGenerals Report
6 Paid for commissions or brokerage 1491713 79
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 711852 07
8 Paid for state national and local taxes in this and other
states 290427 37
9 All other payments and expenditures viz advertising
2081054 printing and stationery 4866041
profits and loss 627227 other expenses 80197060 883713 82
Aggregate amount of actual Expenditures during the year
in cash 7352646 11
VIMiscellaneous
Fire Risks Premiums Thereon
1 In force on the 31st day of December
1910 1308942592 00 14719994 60
2 Written or renewed during the year 1240139341 00 11951055 25
3 Excess of original premiums over amount
received for reinsurance 1274577 28
4 Total 2549081933 00 27945627 13
5 Deduct those expiredand marked off as
terminated 970707686 00 10759334 95
6 In force at the end of the year1578314247 00 17186292 18
7 Deduct amount reinsured 299526780 3184320 07
8 Net amount in force 1278787467 00 14001972 11
Business in the State of Georgia During the Year
Fire risks written 6205684 00
Premiums received gross 56597 65
Losses paid 28047 85
Losses incurred 26605 68
NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURG PA
E E Cole President B D Cole Secretary
Principal Office Sixth Avenue and Smithfield Street Pittsburg Pa
Chancellor A Thornton Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 006
9
11
12
13
15
16
17
18
1
ComptrollerGenerals Report 237
11Assets
Market value of real estate owned by the company less
the amount of incumbranees thereon 4501 76
Loans on bond and mortgage duly recorded and being
first liens on the fee simple 664540 00
Interest due on all said bond and mortgage loans 7250
interest accrued thereon 1298075 total 13053 25
Value of lands mortgaged exclusive of
buildings and perishable improvements 649545 00
Value of buildings mortgaged insured for
61355000 as collateral 758050 00
Total value of said mortgaged premises
carried inside 1407595 00
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 2238474 83
Amount loaned on stocks bonds and all other securities
except mortgages 115000 00
Cash in companys principal offices 9311 66
Cash belonging to the company deposited
in banks 302862 80
Total cash items 312174 46
interest due and accrued on stocks not included in mar
ket value uncollected 27473 94
Interest due and accrued on collateral loans and un
collected 1405 36
Cash in hands of agents and in course of transmission 477385 80
Bill receivable not matured taken for fire marine and
inland risks 57861 48
Total assets of the company actual cash market value 3911870 88
1 11Liabilities
Losses not yet due and unpaid 16729 92
Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 172130 54
Losses resisted including interest costs
and other expenses thereon 39048 28
Total gross amount of claims for losses 227908 74
Deduct reinsurance thereon 78101 19
Net amount of unpaid losses 149807 55
Gross premiums without any deduction
received and receivable upon all unex238
ComptbolleeGenebals Eepoet
pired fire risks running one your or less
from date of policy 107973502 un
earned premiums fifty per cent 539867 81
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 270455226
unearned premiums pro rata 1522944 12
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Estimated amount hereafter payable for
federal State or other taxes
Fund held under reinsurance treaty
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
2i Surplus beyond capital and all other liabilities
500 00
60000 00
106655 86
1000000 00
532095 54
24 Aggregate amount of all liabilities including capital paid
up and net surplus 3911870 88
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 14642 59
3 Net collected 14642 59
4 Gross premiums on risks written and re
newed during the year 3705243 52
5 Total 3719886 11
6 Deduct premiums and bills in course of
collection at this date 19 743 59
7 Entire premiums collected during the
year 3700142 52
8 Deduct reinsurance and return premiums 1632642 69
9 Net cash actually received fur premiums carried out 2067499 83
10 Received for interest on bonds and mortgages 3691 1 61
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 91071 02CompteollebGenebals Eepokt
239
12 Income received from all other sources omitting increase
if any in value of securities viz Profit on sale or
maturity of ledger assets and other sources
13 Eeceived for increase capital
180672 29
100000 00
15 Aggregate amount of income actually received during the
year in cash 2476163 38
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 14613389 losses occurring in
previous years 1474458 97
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 839640 and all
amounts actually received for reinsur
ance in other companies 47652304
total deductions 484919 44
Net amount paid during the year for losses 989539 53
Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 85000 00
Paid for commissions or brokerage 363260 21
Paid for salaries fees and other charges of officers
clerks agents and all other employees 98087 73
Paid for State national and local taxes in this and other
States 80477 66
All other payments and expenditures viz Eents furni
ture maps printing advertising board dues inspec
tions postage etc 279775 45
Aggregate amount of actual expenditures during the year
in cash 1896140 58
VIBisks and Premiums
1 In force on the 31st day of December 346152656 00
2 Written or renewed during the year 297640983 00
3 Excess of original premiums over
amount received for reinsurance
4186357 07
3705243 52
753 43
4 Total 643793639 00 7892354 02
5 Deduct those expired and marked off
as terminated 238709826 00 2975059 00
6 In force at the end of the year405083813 00
7 Deduct amount reinsured 92031220 00
4917295 02
1133007 14
8 Net amount in force 313052593 00 3784287 88240 CompteolleeGenerals Bepoet
Business in the State of Georgia During the Year
Fire risks written 3378090 00
Premiums received gross 51098 41
Losses paid 20843 21
Losses incurred 20365 11
NEWARK FIRE INSURANCE COMPANY OF NEWARK N J
Edgar J Haynes President Thomas L Farquhar Secretary
Principal Office 41 Clinton Street Newark N J
Attorney for service in Georgia A L Richardson
ICapital
1 Whole amount of capital stock 250000 00
2 Amount paid up in cash 250000 00
IIAssets
1 Market value of real estate owned by the company less1
amount of incumbrances thereon 150000 00
2 Loans on bonds and mortgage duly recorded and being
first liens on the fee simple 326650 00
3 Interest due on all said bond and mortgage loans 10000
interest accrued thereon 440033 4500 33
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 236560 00
5 Value of buildings mortgaged insured
for 41705000 as collateral 472700 00
6 Total value of said Mortgaged premises
carried inside 709260 00
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 736140 00
12 Cash in companys principal office 69 95
13 Cash belonging to the company deposited
in banks Essex County National Bank
National Newark Banking Co 34424 03
Total cash items 3449 i
15 Interest due and accrued on stocks not included in market
value uncollected 8153 28
17 Cash in hands of agents and in course of transmission 106419 57
Due from other companies for reinsurance on losses already
paid North British and Mere of England 563
Russian Reinsurance Co 68982 Connecticut Fire
712 Western of Canada 62 703 19ComptrollerGenerals Beport
241

lommissions due on outstanding reinsurance
Deposited with Philadelphia Fire Underwriters Associa
tion
3495 94
10000
Total assets of the company actual cash market value 1370656 29
IIILiabilities
1 Losses not yet due
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs and
other expenses thereon
5830 95
53731 05
9500 00
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 33226566 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 45758808
unearned premiums pro rata
69062 00
11688 00
166132 83
256001 55
11 Total unearned premiums as computed above carried out
15 Dividends declared and remaining unpaid or uncalled for
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz estimated amount hereafter payable for
federal state and other taxes based on business as
per statement
Reinsurance premium
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
57374 00
422133 38
8319 75
1500 00
15000 00
12384 86
250000 00
603944 30
24 Aggregate amount of all liabilities including capital paid
8 i 1370656 29
up and net surplus
IVIncome During The Year
1 Gross premiums and bills in course of col
lection at close of last previous year 52463 23
3 Net collected 52463 23242
Comptroller General s Eeport
4 Gross premiums on risks written and
renewed during the year
5 Total I
0 Deduct premiums and bills in course of
collection at this date
680496 26
732969 49
106419 57
7 Entire premiums collected during the year 626539 92
8 Deduct reinsurance and return premiums 145816 26
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz rents 3084 99
Milwaukee Underwriters Building Companys stocks
previously charged off 1440 Philadelphia Fire Under
writers Association deposit previously charged off 100
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
Gross amount paid for losses including
occurring in previous
2746292 losses
years
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 171321 and all
amounts actually received for reinsur
ance in other companies 1389350
discount 43088
215873 88
deductions
16037 59
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amountof
stockholders dividends declared during the year
6 Paid for commissioners or brokerage
7 Paid for salaries fees and other chargesofofficerscierkV
agents and all other employees
8 Paid for state national and local taxesinthisandothcr
states
9 AH other payments and expenditures viz expensesofad
justment of losses 378997 rents 1058986 adver
tising 234715 printing and stationery 10 27122
postage telegrams telephone and express 4074 25
legal expenses 00169 furniture and fixtures 4 431 22
maps and corrections 762759 repairs and expenses on
real estate 127118 miscellaneous expenses 1307 83
480723 66
14499 26
28642 79
3199 39
527065 10
199836 29
34470 50
113374 18
57644 49
23307 46
46372 51CoMPTROLLERGeNERAIjS BEPORT 243
Agents balances charged off 104392 gross loss on
sale of stocks 1046 32
Aggregate amount of actual Expenditures during the year
in cash 476057 75
VIMiscellaneous
Fire Eisks Premiums Thereon
1 In force on the 31st day of December
1910 72379987 00 688713 04
2 Written or renewed during the year 67531135 00 680496 26
3 Excess of original premiums over amount
received for reinsurance 409 80
4 Total 139911122 00 1369619 10
5 Deduct those expired and marked off as
terminated 49071088 00 487143 99
6 In force at the end of the year 90840034 00 882475 11
7 Deduct amount reinsured 9427678 00 92621 37
8 Net amount in force 81412356 00 789853 74

NEW BRUNSWICK FIRE INSURANCE CO NEW BRUNSWICK N J
George A Viehmann President Chas D Ross Secretary
Principal Office 40 Paterson Street New Brunswick N J
Attorney for Service in Georgia Robert N Hughs
ICapital
1 Whole amount of capital stock 200000 00
2 Amount paid up in cash 200000 00
IIAssets
1 Market value of real estate owned by the company less
tho amount of incumbrances thereon 132 362 00
2 Loans on bonds and mortgage duly recorded and being
first liens on the fee simple 160739 00
3 Interest due on all said bond and mortgage loans interest
accrued thereon 124261 1242 61
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 162450 00
5 Value of buildings mortgaged insured
for 183000 as collateral 207500 00
6 Total value of said motagaged promises
carried inside 369950 00244
ComptrollerGenerals Beport
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 346849 00
12 Cash in companys principal office 3311 95
13 Cash belonging to the company deposited
in banks National Bank of N J 15
54966 New Brunswick Trust Co
156803 Peoples National Bank
132373 1844142
Total cash items 21753 37
17 Cash in hands of agents and in course of transmission 70465 40
All other assets both real and personal viz rents due and
accrued 28650
Deposited with Philadelphia Underwriters 100 00
Accrued interest on bonds 1662 31
Total assets of the company actual cash market value 735460 19
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 30623 00
4 Total gross amount of claims for losses 30623 00
5 Deduct reinsurance thereon 1890 04
6 Net amount of unpaid losses
7 Gross premiums without and deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 32926860 un
earned premiums fifty per cent 164634 30
8 Gross premiums without and deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 40520345
unearned premiums pro rata 214196 54
28732 96
11 Total unearned premiums as computed above carried out 378830 84
16 Cash dividends to stockholders remaining unpaid 42 97
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested j estimated amount payable for federal
st ate and other taxes 5 000 00
Total 412606 77CompteollebGenerals Eepoet
245
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year 71832 77
200000 00
122853 42
735460 19
3 Net collected 71832 77
4 Gross premiums on risks written and
renewed during the year 709415 91
5 Total 781248 68
6 Deduct premiums and bills in course of col
lection at this date 70694 84
7 Entire premiums collected during the year 710553 84
8 Deduct reinsurance and return premiums 229280 15
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz rents 1368250
481273 69
7765 11
14751 69
13937 34
15 Aggregate amount of income actually received during the
year in cash
317727 83
VExpenditures During the Year
259946 70
1 Gross amount paid for losses including
2663603 losses occurring in previous
years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 198128 and all
amounts actually received for reinsur
ance in other companies 2397705
total deductions discount 35682
26315 15
Net amount paid during the year for lossesi
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
233631 55
22014 13
110946 78
84147 68246 ComptrollerGenerals Report
S Paid for state national and local taxes in this md other
states 17197 74
9 All other payments and expenditures 6392 45
Total 475130 33
VIMiscellaneous
Fire Risks Premiums Thereon
In force on the 31st day of December
1910 58753979 00 758598 93
2 Written or renewed during 1911 54984022 00 712908 30
3 Total 113738001 00 1471507 23
4 Deduct those expired and marked off as
terminated in 1911 50126508 00 636648 38
5 In force at end of year 191 63611493 00 834858 85
6 Deduct the amount reinsured in other
companies 7129033 00 100386 80
7 Net amount in force 56482460 00 734472 05
8 Greatest amount insured in any one risk 20000 00
Business in the State of Georgia During the Year
Fire risks written 1289490 00
Premiums received gross 24338 17
Losses paid 12987 25
Losses incurred 12372 57
NEW HAMPSHIRE FIRE INSURANCE COMPANY OF
MANCHESTER N H
Frank W Sargeant President Lewis W Crockett Secretary
Principal Office 876 Elm Street Manchester N II
Garleton Y Smith Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 1200000 00
2 Amount paid up in cash 1200000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 96950 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 145200 00CompteolleeGenebals Eepobt 247
3 Interest due and accrued on all said bond and mortgage
loans 1847 42
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 154050 00
5 Value of buildings mortgaged insured for
14750000 as collateral 200000 00
6 Total value of said mortgaged premises
carried inside 354050 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 4815920 41
12 Cash in companys principal office 965 77
13 Cash belonging to the company deposited
in banks viz Merchants National
Bank 23369272 Manchester National
Bank 5000000 Amoskeag National
Bank 1500000 total 298692 72
Total cash items 299658 49
15 Interest due and accrued on stocks not included in mar
ket value uncollected 43506 88
17 Cash in hands of agents and in course of transmission 322726 14
Total assets of the company actual cash market value 5725809 34
IIILiabilities
1 Losses unpaid 63031 94
2 Grosslosses in process of adjustment or
in suspense including all reported and
supposed losses 155062 80
3 Losses resisted including interest costs
and other expenses thereon 10084 00
4 Total gross amount of claims for losses 228178 74
5 Deduct reinsurance thereon 51844 59
6 Net amount of unpaid losses 176334 15
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 136087986 un
earned premiums fifty per cent 680439 S3
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one248 ComptrollerGenerals Report
year from date of policy 264502832
unearned premiums pro rata 410166 73
11 Total unearned premiums as computed above carried
out 2090606 66
14 Amount of dividends declared but not yet due to stock
holders 60000 00
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 20000 00
18 Unpaid return and reinsurance premiums 79363 72
Taxes accrued but not due 70000 00
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested 375000 00
20 Total amount of all liabilities except capital stock
scrip and net surplus 2871304 53
21 Joint stock capital actually paid up in cash 1200000 00
23 Surplus beyond capital and all other liabilities 1654504 81
24 Aggregate amount of all liabilities including capital paid
up and net surplus 5725809 34
TVIncome During the Year
7 Entire premiums written during the year 2918321 59
8 Deduct reinsurance and return premiums 666123 28
9 Net cash for premiums carried out written 2252198 31
10 Received for interest on bonds and mortgages 7364 68
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 223151 77
12 Incpme received from all other sources omitting increase
if any in value of securities viz Rents 1203794
profit on sale of securities and profit and loss items
521062 total 17248 56
15 Aggregate amount of income actually received during
the year in cash 2499963 32
VExpenditures During the Year
J Gross amount actually paid for losses in
cluding 26088750 losses occurring in
previous years 59604 I OS
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 844085 and all
amounts actually received for reinsur
ance in other companies 30630415
discounts 166338 total deductions 316408 38ComptrollerGenerals Eeport
249
Net amount paid during the year for losses 1279632 67
Adjusting and legal expenses on losses 12951 08
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 120000 00
6 Paid for commissions or brokerage 489404 88
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 129912 91
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Miscella
neous expenses printing advertising board associa
tions repairs postage allowances etc
90757 96
162060 27
Aggregate amount of actual expenditures during the
year in cash 2284719 77
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force December 31 1910370311216 00 4136045 87
2 Written or renewed in 1911 267240797 00 2918321 59
3 Totals637552013 00
4 Deduct expirations and cancellations 233110659 00
7054367 46
2622943 01
5 In force December 31 1911404441354 00 4431424 45
6 I educt amount reinsured 41100772 00 425516 27
7 Net amount in force 363340582 00 4005908 18
Business in the State of Georgia During the Year
Fire risks written 3425533 00
Premiums received gross
Losses paid
Losses incurred
41673 68
31377 71
34068 48
NIAGARA FIRE INSURANCE COMPANY OF NEW YORK N Y
Harold derrick President Geo W Dewey Secretary
Principal Office 25 Liberty Street Mew York N Y
Attorney for Service in Georgia T Hall Miller
ICapital
1 Whole amount of capital sf ock 1000000 00
2 Amount paid up in cash 1000000 00250
OomptrollebGteneeals Repoet
IIAssets
2 Loans on bonds and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans interest
accrued thereon
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 746000 00
5 Value of buildings mortgaged insured for
470400 as collateral 470400 00
682000 00
741554
6 Total value of said mortgaged premises
carried inside 1216400
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 4139470 00
12 Cash in companys principal office 117631
13 Cash belonging to the company deposited
in banks 1341532 21
Total cash items 1342708 52
15 Interest due and accrued on stocks and bonds not included
in market value uncoiled ed 18860 82
17 Cash in hands of agents and in course of transmission 543526 78
Interest accrued on deposits in Trusl Companies 2210 59
Total assets of the company actual cash market value 0736192 25
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 287931 15
Losses resisted including interest costs and
other expenses thereon 28 198 50
4 Total gross amount of claims for losses 316129 65
Deduct reinsurance thereon 63 792 01
6 Nei amount of unpaid losses
7 Cross premiums without any deduction
received and receivable upon all unex
pired lire risks running one year or less
from date of policy 203347556 un
earned premiums fifty per rent 1016737 78
8 Cross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 359543341
unearned premiums pro rata 1885 116 74
11 Total unearned premiums as computed above carried out
252337 61
2901854 52ComptbolleeGenebals Eepoet 251
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 3044 02
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz accrued taxes 5000000 commissions
1250000 62500 00
Reinsurance premiums 41256 89
Total 3260993 07
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 2475199 18
24 Aggregate amount of all liabilities including capital paid
up and net surplus 6736192 25
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year 617879 59
3 Net collected 617879 59
4 Gross premiums on risks written and
renewed during the year 4562784 97
5 Total 5180664 56
6 Deduct premiums and bills in course of
collection at this date 671186 71
7 Entire premiums collected during the year 4509477 85
8 Deduct reinsurance and return premiums 1336085 11
9 Net cash actually received for premiums carried out 3173392 74
10 Received for interest on bonds and mortgages 33710 83
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 238576 38
Agents balances previously charged off 151884
profit on sale of securities 1401833 15537 17
15 Aggregate amount of income actually received during the
year in cash 3461217 1
VExpenditures During the Year
1 Gross amount paid for losses including
27680010 losses occurring in previous
years 2003487 82
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1151771 and all
amounts actually received for reinsur
ance in other companies 34745040
total deductions discounts 20971 359177 82252
ComptrollerGenerals Report
Net amount paid during the year for losses 1644310 00
Expenses of adjustment and settlement of losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz Advertising
510419 council reports 241437 exchange 370532
fire patrol 1329884 furniture 473700 incidental
inspection 1937881 legal expenses 412765 local
bonds 2759128 maps 1205467 office expenses
742617 rents 3874044 stationery 2943290
subm 141597 trav 2817807 hotel 2130419
postage etc 2726304
Aggregate amount of actual Expenditures during the year
in cash agents balances charged off 29267 loss on
sale of securities 1385637
37883 17
200000 00
612581 31
247727 70
94284 78
250612 43
14149 04
3101548 43
VIMiscellaneous
Fire Risks Premiums Thereon
In force on the 31st day of December
1910 603850528 00 6179542 88
2 Written or renewed during the year ism 119381358 00 4562784 97
3 Total 1023231886 00 10742327 85
4 Deduct those expired and marked nil as
terminated 384402822 00 419595883
5 In force on the 31st day of December
1911 688829564 00 646869 52
6 Deduct amount reinsured 86246164 00 917460 55
7 Net amount in force 552588400 00 5628908 97
Business in the State of Georgia During tin Year
Fire risks written 2522693 00
Premiums received gross 28 450 48
Losses paid 20161 07
Losses incurred 17 220 62

CompteolleeGteneeals Bepoet 253
united states branch of the north british mercantile
fire insurance company of london and
edinburgh great britain
E G Richards U S Branch Manager H M Jackson Secretary
Principal Office in United States 76 William St New York N Y
Edgar Dunlap Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock home office authorized 30000000 00
2 Amount paid up in cash 8339986 25
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 7826341 33
12 Cash in companys principal office 500 00
13 Cash belonging to the company deposited
in banks viz 1 P Morgan Co
37714339 Merchants National Bank
2000000 total 397643 39
Total cash items 397643 39
15 Interest due and accrued on stocks not included in mar
ket value uncollected 91321 06
17 Cash in hands of agents and in course of transmission 817135 47
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid
Milwaukee End Bldg Assn 18100 Phil End Assn
10000 Asso Eire End Bait Md 10000 So Ad
justment Bureau 40000 End Salvage Co N Y
100000 End Salvage Co Chicago 100000 West
ern Adjustment Inspection Bureau 20000 total 2981 00
Total assets of the company actual cash market value 9135422 25
IIILiabilities
1 Losses due and unpaid 83494 58
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 418013 51
3 Losses resisted including interest costs
and other expenses thereon 54748 50
4 Total gross amount of claims for losses 556256 59
5 Deduct reinsurance thereon 77019 05
6 Net amount of unpaid losses 479237 54254 ComptrollerGenerals Eeport
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 351968498 un
earned premiums fifty per cent 1759842 49
S Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 57996S822
unearned premiums pro rata 3008119 48
11 Total unearned premiums as computed above carried
i tt Ut 4797961 97
iJ Unused balances of bills and notes taken in advance or
premiums on open marine and inland policies or other
wise returnable on settlement Reserve on perpetual
10 fiSkS 5 C6nt 35852 17
Ji Ail other demands against the company absolute and
contingent due and to become due admitted and con
v t0i Viz 12000 00
Estimated accrued taxes 125000
20 Total amount of all liabilities except capital stock scrip
f et SUTPlus 542005168
Surplus beyond capita and all other liabilities 3715370 57
24 Aggregate amount of all liabilities including capital paid
up and net surplus 9135422 25
IVIncome Dining 1 he Year
I Gross premiums and bills in course of
collection at close of last previous year
as shown by thai years statement 81245828
N eected 812458 28
I ioss premiums on risks written and re
newed during the year 7773160 60
n0tVsJuTH
Deduct premiums and bills in course of
collection at this date si7 197 1
7 Entire premiums collected during the
o n eU 774822 67
8 Deduct reinsurance and return premiums 2217468 il
p r rllv receivea for premiums carried out 5530753 06
10 Received lor mtereat on bonds and mortgages 312512 96
15 Aggregate amount of income actually received during the
yeariDCash 5843266 02ComptrollerGenerals Beport 255
VExpenditures During the Year
1 Gross amount actually paid for losses in
eluding 41406417 losses occurring in
previous years 3030256 82
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 3118199 and all
amounts actually received for reinsur
ance in other companies 31991988
total deductions 351101 87
Net amount paid during the year for losses 2679154 95
6 Paid for commissions or brokerage 1220121 69
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 501869 25
8 Paid for State national and local taxes in this and other
States 109610 83
9 All other payments and expenditures 318753 SO
10 American branches of foreign companies
will please report amount sent to home
offices during the year 310334 09
Aggregate amount of actual expenditures during the year
in cash 4829510 52
VIRisks and Premiums
1 In force on the 31st day of December 1010409195 9073796 34
2 Written or renewed during the year 1003773140 7770309 30
3 Excess of original premiums over
amount received for reinsurance 7959 25
4 Total 2014182335 17840104 89
5 Deduct those expired and marked off
as terminated 841863827 7045508 85
6 In force at the end of the year 1172318508 10594596 04
7 Deduct amount reinsured 188801905 1275222 84
8 Net amount in force 983516003 9319373 20
9 Perpetual risks not included above 1279320
Premiums on same 37739 13
Business in the State of Georgia During the Tear
Fire risks written 5623 079 00
Premiums received gross 69951 88
Losses paid 40126 10
Losses incurred 41978 79256
ComptrollerGenerals Report
THE NORTHERN ASSURANCE COMPANY LIMITED
Manager in United States Geo W Babb New York N Y
William Lowe Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 1500000 00
Statutory deposit 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year 5312691 42
4 Extended at 5312691 42
IIIncome
5 Gross premiums 462301028
i Deduct gross amount paid for reinsurance
fire 94304598 return premiums
fire 74110483 1684150 81
7 Total premiums other than perpetuals
11 Gross interest on bonds and dividends on
stocks less 292141 accrued interest on
bonds acquired during 1911 169026 22
12 dross interest on deposit in trust com
panies and banks
Companys occupancy of its own build
ings
2938859 47
4032 44
8333 36
17 Total gross interest and rents 181392 02
19 Received from head office during the year 344217 62
25 Prom agents balances previously charged off 30 00
28 Total income 3464499 11
IIIDisbursements
1 Gross amount paid policyholders for
losses including 29915321 occurring
in previous years 2248796 32
2 Deduct amount received for salvage Are
1973295 reinsurance fire 55270327
discount fire 97148 573407 70
3 Net amount paid policyholders for losses 1675388 62
I Expenses of adjustment and settlement of losses 33168 75
5 lommissions or brokerage 455465 51
7 Salaries 6388781 and expenses 5534870 of special
and general agents 119236 51ComptrollerGenerals Beport
257
8
9
10
11
12
13
14
15
16
17
18
20
21
22
23
24
25
20
27
28
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including 300000 for companys occupancy of
its own buildings
Advertising 13 111 04 printing and stationery
24408X4
Postage telegrams telephone and express
1 jcgal Expenses
Furniture and fixtures
Maps including corrections
Underwriter boards and tariff associations
Fire department fire patrol and salvage corps assessments
fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
State taxes en premiums
Insurance department licenses and fees
All other licenses fees and taxes federal corporation tax
529032 county and municipal taxes 1459005
Other disbursements
Books newspapers and periodicals 1313 07
Cleaning Heating and lighting 1950 50
Collection and exchange fees 3091 55
Traveling 5323 81
Miscellanes us 0059 30
29 Remitted to head office during the year
38 Agents balances charged off
39 Gross loss on sale or maturity of ledger assets viz bonds
220089 04
25302 10
37520 48
23949 90
2758 45
8950 20
11083 80
47093 42
28217 77
20199 01
1440 00
55909 51
16357 51
19880 37
41 Total disbiSemenls
18938 89
562378 31
1523 30
4055 Ml
306773 17
6
IVLedger Assets
Book value of real estate
Book value of bonds 415848351 and
stocks 29426590
Cash in Companys offices
Deposits in trust companies and banks not
on interest Anglo and LondonParis
National Bank San Francisco 49024
Canadian Bank of Commerce San
Francisco 51023
Deposits in trust companies and banks
on interest Mechanics American Nat
ional Bank St Louis 98197 Mer
chants Loan and Trust Co Chicago
115000 00
4452749 41
232 07
1000 47
258
ComptrollerGenerals Report
7721416 National Bank of Commerce
in New York N Y 12852579 North
ern Trust Co Chicago 112446 Union
Trust Co New York 3002059 237866 97
8 Agents balances representing business
written subsequent to Oct 1 1911 524762 19
9 Agents balances representing business
written prior to Oct 1 1911 24704 58
11 Bills receivable taken for fire risks 17947 22
13 Balance of account Frankona reinsurance
company 6154 45
16 Total ledger assets as per balance 5380417 36
NonLedger Assets
18 Interest due 2310500 and accrued 2696153 on bonds
25 Market value of real estate over book value
27 Other NonLedger Assets viz due from
other companies for reinsurance on
losses already paid First Russian In
surance Co St Petersburg Russia 8
12894 Frankona Reinsurance Co
Frankfort Germany 335490 Insur
ance Co Salamandra St Petersburg
Russia 1277592
28 Gross Commission on unpaid reinsurance premiums
50066 53
60000 00
24259 76
26498 36
30 Gross assets 5541241 95
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to October 1 1911 24704 58
35 Bills receivable past due taken for marine
inland and fire risks 17947 22
38 Book value of ledger assets over market
value viz 195584 41
40 Total
238236 21
41 Total admitted assets 5303005 74
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 4286567 42S65 67
2 Gross claims for losses in process of ad
justment or in suspense plus 50
69800 reserved for losses incurred
prior to Dec 31 of which no notice
had been received on that date 309468 15ComptrollerGenerals Eepoet
3 Gross claims for losses resisted 86076 33
259
4 Total
5 Deduct reinsurance due or accrued
438410 15
106183 95
6 Net amount of unpaid losses and Claimsij
7 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running one year or less from
date of policy including interest prem
iums on perpetual fire risks 19101
50204 unearned premiums fifty per
cent 955251 02
8 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running more than one year from
date of Policy 341342666 unearned
premiums pro rata 1806664 33
332226 20
11Total unearned premiums as computed above 2761915 35
18 Salaries rents expenses bills accounts fees etc due or
accrued j 33589 71
19 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement 76811 35
21 Return premiums reinsurance premiums 8867686 88676 86
26 Total amount of all liabilities except capital 3293219 47
27 Statutory deposit
28 Surplus over all liabilities
20000000
1809786 27
29 Surplus as regards policyholders 2009786 27
30 Total Liabilities 5303005 74
VIRisks And Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
1910578521218 00 6187599 49
2 Written or renewed during the year 435264305 00 4623010 28
4 Total 1013785523 10810609 77
5 Deduct those expired and marked off as
terminated 410197803 00 4409302 03
6 In force at the end of the year 603587720 00 6401307 74
7 Deduct amount reinsured 100670089 00 1077379 04
8 Net amonllt in force 502917631 00 5323928 70260 ComptrollerGenerals Report
Business in the State of Georgia During the Year
Risks written 4114197 00
Premiums received 53067 65
Losses paid 17573 27
Losses incurred 39713 72
NORTH RIVER FIRE INSURANCE COMPANY OF NEW YORK N Y
Wm B Hutchins President Frederick H Cruiu Secretary
Principal Office 93 95 and 97 William Street New York N Y
Attorney for Service in Georgia J L Reley
TCapital
1 Whole amount of capital stock 350000 00
2 Amount paid up in cash 350000 00
IIAssets
2 Loans on bonds and mortgage duly recorded and lieing
first liens on the fee simple 785100 00
3 Interest due on all said bond and mortgage loans interest
accrued thereon 10983 14
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 615000 00
5 Value of buildings mortgaged 862000 00
6 Total value of said mortgaged premises
carried inside 1477000 00
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 1014932 50
11 Total par and market value and amount loaned thereon 26690 00
Total 184441 60
Interesl accrued bonds nol included in market value 3916 64
1j Interest accrued on collateral loans 358 18
Agents balances on written business subsequenl to Oct 1 365383 23
Total assets of the company actual cash market value 2389805 24
IIILiabilities
1 Losses not yet due and adjusted 36876 83
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 179653 60
ComptrollerGenerals Eeport
261

3 Losses resisted including interest costs and
other expenses thereon
28402 57
4 Total gross amount of claims for losses 244933 00
5 Deduct reinsurance thereon 95864 15
6 Net amount of unpaid losses 149068 85
7 Gross premiums without and deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 123461683 un
earned premiums fifty per cent 617308 42
8 Gross premiums without and deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 137599158
unearned premiums pro rata 733903 21
11 Total unearned premiums as computed above carried out 1351211 63
15 Dividends declared and remaining unpaid or uncalled for 2437 75
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses and taxes 27000 00
Total 1529718 23
21 Joint stock capital actually paid up in cash 350000 00
23 Surplus beyond capital and all other liabilities 510087 01
24 Aggregate amount of all liabilities including capital paid
up and net surplus 2389805 24
IVIncome During the Tear
7 Entire premiums collected during the year 3289104 30
8 Deduct reinsurance and return premiums 1500985 79
9 Net cash actually received for premiums carried out 1788118 51
10 Eeceived for interest on bonds and mortgages 47285 96
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 47285 96
12 Income received from all other sources omitting increase
if any in value of securities viz profit from sale of
securities 6699 50
15 Aggregate amount of income actually received during the
year in cash 1875280 13
VExpenditures During the Year
1 Gross amount paid for losses including
25509855 losses occurring in previous
years 1489904 22262 ComptrollerGenerals Report
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 802052 and all
amounts actually received for reinsur
ance in other companies 53766796
total deductions discount 193425 547622 73
Net amount paid during the year for losses 942281 49
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 36900 00
6 Paid for commissions or brokerage 435071 11
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 198699 69
8 Paid for state national and local taxes in this and other
states 59800 57
9 All other payments and exepnditures viz adjusting
losses 2952089 rent 1500000 advertising printing
stationery 1211194 postage and telephone etc 4
00813 legal 235695 maps 481980 underwriter
boards 851406 surveys 1092529 miscellaneous
370221 loss on security sales 1212548 decrease on
book value stock 350000 106584 61
Aggregate amount of actual Expenditures during the year
in cash 1779337 47
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December
1910 314752170 00 3377240 27
2 Written or renewed during 1911 306394726 00 3313158 70
3 Total 621146896 00 6690398 97
4 Deduct those expired and marked off as
terminated 272880872 00 2955621 45
5 In force at end of year105632534 00 1124169 11
6 Deduct the amount reinsured in other
companies 105632534 00 1124169 11
7 Net amount in force 242633490 00 2610608 41
Business in the State of Georgia During the Year
Fire marine and inland risks written 2063398 00
Premiums received gross 37160 83
Losses paid 16718 61
Losses incurred 14587 61
ComptrollerGeneral s Eepoet
263
UNITED STATES BRANCH OF THE NORWICH UNION FIRE
INSURANCE SOCIETY LIMITED OF GREAT BRITAIN
United States Resident Managers
Montgomery Hare Manager William Hare Assistant Manager
Home Office in the United States 59 John Street New York N Y
ICapital Stock
Amount of ledger assets as per balance
December 31 of previous year 2654695 21
Extended at 2654695 21
IIIncome
Gross premiums 2578416 23
Deduct gross amount paid for reinsurance
fire 49511694 return premiums fire
31927729 total 814394 23
7
9
11
12
14
15
17
18
7 Total premiums other than perpetual 1764022 00
Gross interest on mortgage loans
Gross interest on bonds and dividends on
stocks less 27578 accrued interest on
bonds acquired during 1911
Gross interest on deposits in trust com
panies and banks
Dividend on stock of Underwriters Sal
vage Co of N Y
On agents overdue balance
985 95
36397 22
2586 54
100 00
1 86
Total gross interest and rents
From other sources viz Received from home office
90071 57
40000 00
28 Total income 1894098
IIIDisbursements
1 Gross amount paid policyholders for losses
including 14958251 occurring in pre
vious years 1291581 81
2 Deduct amount received for salvage fire
882314 reinsurance fire 30255080
total 311373 94
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency
expenses
980210 87
17375 57
323757 79
700 91264
ComptrollerGenerals Report
7 Salaries 5332162 and expenses 4067439 of special
and general agents 93996 01
8 Salaries fees and all other charges of officers directors
trustees and home office employees 128517 41
9 Rents including companys occupancy of its own build
ings 15428 99
10 Advertising 386559 printing and stationery 13
17287 total 17038 46
11 Postage telegrams telephone and express 15627 53
12 Legal expenses 1884 45
13 Furniture and fixtures 908 04
14 Maps including corrections 5157 61
15 Underwriters boards and tariff associations 24883 61
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 18649 44
17 Inspections and surveys 6523 23
20 State taxes on premiums 35714 36
21 Insurance department licenses and fees 14977 56
22 All other licenses fees and taxes viz Federal corpora
tion tax 186978 city and county licenses 596590
city and county taxes 201650 tax on deposit Vir
ginia 1650 total 9808 68
23 Other disbursements viz Subscriptions to directories
insurance and other publications 120322 water ice
towel supply and petty office supplies 73879 credit
reports 125000 auditors fees 108000 rent for
safe deposit vaults and premiums on bonds 62124
other miscellaneous office disbursements 393144 re
mitted to home office 11925834 total 128083 03
38 Agents balances charged off 293 91
41 Total disbursements 1839597 46
IVLedger Assets
4 Booh value of bonds 164156266 and stocks 437
75576 total 2079318 42
5 Cash in companys office 41 77
6 Deposits in trust companies and banks
not on interest 10964 86
7 Deposits in trust companies and banks on
interest 301602 37
Total cash items 318609 00
8 Agents balances representing business written subse
quent to October 1 1911 303669 13
9 Agents balances representing business written prior to
October 1 1911 7034 39ComptrollerGenerals Repoet
265
12 Other ledger assets viz Manhattan Insurance Co
N Y 15603 balances in hands of special agents
40966 total 565 69
16 Total ledger assets 2709196 63
NonLedger Assets
18 Interest due 1171500 and accrued 9
50958 on bonds total 21224 58
24 Total 21224 58
26 Market value not including interest in item 18 of bonds
and stocks over book value 7133 58
27 Other nonledger assets viz Reinsurance due but un
collected on losses paid Franklin Pa 273062
German American N Y 273062 Munich Bavaria
139793 Jakor Russia 500 Salamandra Russia
500 North British Mercantile Eng 44172
Hartford Ct 14815 Svea of Sweden 250 Standard
N T 72427 Northern Eng 22131 Union of
France 1664 Western Pa 908 Sovereign of
Canada 454 Capital N H 605 Williamsburg
City N Y 19737 U S Fire of N Y 036 Empire
City N Y 437 London Lane Eng 15251
Globe Rutgers N Y 71181 Humboldt Pa
71181 National Ben Franklin Pa 71181 German
of Pa 47454 Home N Y 3000 New Hampshire
of N H 3000 Michigan Commercial Mich 072
Scott Union National Scot 054 Sun of La
2458 Caledonian Scot 197 London Assce Eng
800 North River N Y 227 total 11506 09
30 Gross assets 2749060 88
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to October 1 1911 7034 39
38 Book value of ledger assets over market
value viz Manhattan Insurance Co
15603 balances in bands of special
agents 40966 total 565 69
Total 7600 08
41 Total admitted assets 2741460 80
VLiabilities
1 Gross losses adjusted and unpaid duo 59147 45266
ComptrollerGenerals Report
2 Gross claims for losses in process of ad
justment or in suspense plus 2348525
reserved for losses incurred prior to
December 31 of which no notice had
been received on that date 114345 90
3 Gross claims for losses resisted 14462 75
4 Total 187956 10
5 Deduct reinsurance duo or accrued 49173 06
6 Net amount of unpaid losses and claims 138783 04
7 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running one year or less from date
of policy including interest premiums
on perpetual fire risks 115828589
unearned premiums fifty per cent 579142 94
8 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running more than one year from
date of policy 195430964 unearned
premiums pro rata 1015629 33
11 Total unearned premiums as computed above 1594772 27
18 Salaries rents expenses bills accounts fees etc due
or accrued 2364 41
19 Estimated amount hereafter payable for federal State
and other taxes based upon the business of the year
of this statement 35979 85
20 Commissions brokerage and other charges duo or to be
come due to agents and brokers 21482 49
21 Return premiums 352222 reinsurance premiums 33
98389 total 37506 11
26 Total amount of all liabilities except capital 1830888 17
28 Surplus over all liabilities 910572 63
29 Surplus as regards policyholders 910572 63
30 Total liabilities 2741460 80
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 357888783 00 3682167 78
2 Written or renewed during the year 253082506 00 2578416 23
3 Excess of original premiums over
amount received for reinsurance 1078 33
4 Total 610971289 00 6261662 34
CompteollebGteneeals Eepoet 267
5 Deduct those expired and marked off
as terminated 243036894 00 2448009 20
6 In force at the end of the year367934395 00 3813653 14
7 Deduct amount reinsured 69082769 00 701057 61
8 Net amount in force 298851626 00 3112595 53
Business in the State of Georgia During the Year
Fire risks written 2291583 00
Premiums received gross 26 427 60
Losses paid 11013 60
Losses incurred 11 267 33

ORIENT FIRE INSURANCE COMPANY OF
HARTFORD CONNECTICUT
Archibald G Mcllwaine Jr President Henry W Gray Jr Secretary
Principal Office 2022 Trinity Street Hartford Conn
Attorney for Service in Georgia Robert A Hancock
ICapital
1 Whole amount of capital stock 200000000
2 Amount paid up in cash 500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 167686 38
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 2537717 50
12 Cash in companys principal office 66 12
13 Cash belonging to the company deposited
in bank 311939 47
Total 312005 59
Total cash items 3017409 47
15 Interest due and accrued on stocks not included in market
value uneollected 32992 89
17 Cash in hands of agents and in course of transmission
36941308 gross less 8189919 commission thereon 287513 89
All other assets both real and personal viz due from
other companies for reinsurance on losses already paid
510195 balances due from other companies 3126 5132 21
Total assets of the company actual cash market value 3343049 46268
1omptrollerGenerals Eeport
II fLiabilities
1 Losses due and unpaid 21209 00
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 130846 74
3 Losses resisted including interest costs and
other expenses thereon 14520 72
4 Total gross amount of claims for losses 106636 46
5 Deduct reinsurance thereon 47646 38
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy unearned premiums
fifty per cent 449199 88
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy unearned
premiums pro rata 932523 59
9 Gross premiums without deduction includ
ing both cash and bills received and
receivable upon all unexpired inland
navigation and marine risks 21422 14
11Total unearned premiums as computed above carried out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz balances due other companies 25690 un
paid return premiums 71257 unpaid reinsurance
957978 less commission 765550 1192428 taxes
unpaid 3334983
Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash TT
23 SUrplus beyond capital and all other liabilities
2D
118990 OS
1403145 61
2310 73
46243 58
1570690 00
500000 00
1272359 46
24 Aggregate amount of all liabilities including capital paid
up and net surplus 3343049 46
IVIncome During the Year
Fire Risks Marine and Inland
1 Gross premiums and bills
in course of colled ion
ComptbollebGtenebals Repoet 269
at close of last previous
year 320134 48

3 Net collected 320134 48
4 Gross premiums on risks
written and renewed dur
ing the year 2199502 21 64757 00

5 Total 2519636 69 64757 00
6 Deduct premiums and bills
in course of collection at this date 363554 82 11681 65
7 Entire premiums collected
during the year2156081 87 53075 35
8 Deduct reinsurance and re
turn premiums 779656 76 18691 69
9 Net cash actually received
for premiums carried
out 1376425 111 34383 66 1410808 77

11 Received for interest and dividends on stocks and bonds
115675 72
12 Income received from all other sources omitting increase
12500 00

1 15 Aggregate amount of income actually received during the
1538984 49
VExpenditures During the Year
Fire Risks Marino and Inland
1 Gross amount actually paid
for losses including 9807792 losses occurring in previous years 1040337 29 12346 82 2 Deduct all amounts actually
I received for salvages whether on losses of the last or of the previous
J year marine 159700 fire 2075215 and all amounts actually received for reinsurance in other companies marine 23000 fire 31674240 total deductions 337494 55 1827 00
270
ComptbollebCtenebals Repoet
Net Umount paid during the
year for losses 702842 74
10519 82
Expenses of adjustment
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz rents 918516
real estate expenses 715652 advertising 433180
printing and stationery 1514855 legal expenses
43536 traveling 2157334 boards 2049083 mis
cellaneous 3036321
713362 56
29878 70
291118 87
89033 41
68838 46
108684 77
Aggregate amount of actual expenditures during the year
in cash 1300916 71
VIRisks And Premiums
Fire Bisks Premiums Thereon
In force on the 31st day of December
1910 277498482 00 2989698 17
2 Written or renewed during the year 209527208 00 2199502 21
3 Excess of original premiums over amount
received for reinsurance 5273 65
4 Total 487025690 00 5194474 03
5 Deduct those expired and marked off as
terminated 186920046 00 2023984 99
6 In force at the end of the year300105644 00 3170489 04
7 Deduct amount reinsured 46800266 00 534572 30
8 Net amount in force 253305378 00 2635916 74
Business in the State of Georgia Dining the Year
Fire marine and inland risks written 2818811 00
Premiums received gross 31835 65
Losses paid 14243 76
Losses incurred 13049 76ComptrollerGenerals Eeport 271
palatine insurance company ltd of london england
A H Wray Manager
Principal Office in the US Cor Pine and William Sts New York N S
John A Whitner Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 500000 0C
2 Amount paid up in cash 500000 00
ITAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 2861220 00
13 Cash belonging to the company deposited
in banks viz Guaranty Trust Co of
N Y 3534418 American Exchange
National Bank of N Y 8675489
Anglo London Paris National Bank
San Francisco 1462055 total 136719 62
Total cash items 2997939 62
15 Interest due and accrued on stocks not included in mar
ket value uncollected 32301 00
17 Cash in hands of agents and in course of transmission 399744 33
Total assets of the company actual cash market value 3429984 95
IIILiabilities
1 Losses due and unpaid 50 00
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 141309 00
3 Losses resisted including interest costs
and other expense thereon 25733 00
4 Total gross amount of claims for losses 167092 00
5 Deduct reinsurance thereon 28722 57
6 Net amount of unpaid losses 138369 43
7 Cross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 125059851 un
earned premiums fifty per cent 625299 26
8 Cross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one272
ComptrollerGenerals Eeport
year from date of policy 187538710
unearned premiums pro rata 1001153 04
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
20 Total amount of all liabilities except capital stock scrip
and not surplus
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 368693 17
140963 71
1905785 44
1524199 51
3429984 95
3 Net collected 368693 17
4 Gross premiums on risks written and re
newed during the year 2610440 40
5 Total 2979133 57
6 Deduct premiums and bills in course of
collection at this date 410276 02
7 Entire premiums collected during the
year 2568857 55
8 Deduct reinsurance and return premiums 840468 42
9 Net cash actually received for premiums carried out
12 Income received from all other sources omitting increase
if any in value of securities
14 American branches of foreign companies will please re
port amount of remittances from home office during
15 Aggregate amount of income actually received during
the year in cash g
V Expenditures During the Year
1 Cross amount actually paid for losses in
cluding 11216943 losses occurring in
previous years 1163369 03
2 Deduct all amounts actually received for
salvages whether on losses of the last
1728389 13
126617 32
3044 95
1858051 40ComptrollerGeneral s Eepoet
273
or of previous year 1190006 and all
amounts actually received for reinsur
ance in other companies 20261298
total deductions
214513 04
Net amount paid during the year for losses
4 Adjustment expenses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rent adver
tising printing postage telegrams telephones ex
press legal expenses maps underwriters boards in
spections exchange loss on sale of bonds decrease of
adjustment in book values of bonds and stocks
10 American branches of foreign companies will please re
port amount sent to home offices during the year
948855 99
28402 05
391592 76
120386 34
68 736 08
81102 14
162322 09
Aggregate amount of actual expenditures during the
year in cash 1801397 45
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force December 31 1910292682310 00 3403404 32
2 Written or renewed in 1911 233435436 00 2610440 40
4 Totals 526117746 00 6013844 72
5 Deduct expirations and cancellations 201375020 00 2374599 11
6 In force December 31 1911324742726 00 3639245 61
7 Deduct amount reinsured 44764542 00 513260 00
S Net amount in force 279978184 00 3125985 61
Business in the State of Georgia During the Tear
Fire risks written 3933535 78
Premiums received gross 60742 54
Losses paid 34491 77
Losses incurred 36866 77274 ComptrollerGenerals Report
the pennsylvania fire insurance company of
philadelphia penn
R Bale Benson President W Gardner Growell Secretary
V E Ohapin Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 750000 00
2 Amount paid up in cash 750000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 139000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 194500 00
3 Interest due on all said bond and mortgage loans interest
accrued thereon 2 518 97
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 202210 00
5 Value of buildings mortgaged insured
for 25900000 as collateral 376685 00
6 Total value of said mortgaged premises
carried inside 578895 00
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
valnp 6336 487 00
11 Total par and market value anil amount loaned thereon 125587 24
11 Cash in companys principal office 1328 64
13 Cash belonging to the company deposited
in bank Philadelphia First National
Drexel Co 119124 87
Total 120453 51
15 Interest due and accrued on storks not included in market
value uncollected 83 691 7
16 Interest due and accrued on collateral loans and uncollected 1700 55
17 Cash in hands of agents ami in course of transmission 627133 94
All other assets both real and personal as per schedule
attached viz rents due and accrued 23 75
Due from other companies for reinsurance on losses
already paid 7631186 33
Less collateral loan 9 087 24
Total assets of the company actual cash market value 7622099 09
I IfLiabilities
1 Losses due and unpaid 30893 70ComptrollerGenerals Beport
275

Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
Losses resisted including interest costs and
other expenses thereon
329430 45
16562 16
Total gross amount of claim for losses 376886 31
Deuuet reinsurance thereon 24139 83
6 Net amount of unpaid losses 352746 48
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 231039033 un
earned premiums fifty per cent 1155195 16
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 421354733
unearned premiums pro rata 2176191 55
11
12
19
20
21
23
24
Total unearned premiums as computed above carried out
Amount reiclaimable on perpetual policies
All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz accrued taxes 3000000 commissions
836445
Total amount of all liabilities except capital stock scrip
and net surplus
Joint stock capital actually paid up in cash
Surplus beyond capital and all other liabilities
Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
Gross premiums and bills in course of col
lection at close of last previous year 574149 u2
Net collected 57414962
Gross premiums on risks written and
renewed during the year 4510832 54
Total 5084982 16
Deduct premiums and bills in course of
collection at this date 627133 94
3331386 71
909123 21
38364 45
4631620 85
750000 00
2240478 24
7622099 09
7 Entire premiums collected during the year 4457848 22276
ComptrollerGenerals Beport
8 Deducl reinsurance and return premiums 1020509 97
9 Net cash actually received for premiums carried out 3437278 25
10 Received for interest on bonds and mortgages 9916 34
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 282221 51
12 Income received from all other sources omitting increase
if any in value of securities viz rents 261 25
14 American branches of Foreign companies
will please report amount of remit
tances from home office during year 2322208
15 Aggregate amount of income actually received during the
year in cash 3729677 45
VExpenditures During the Year
1 Gross amount actually paid for losses in
eluding 38392263 losses occurring in
previous years 2255401 23
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1209530 and all
amounts actually received for reinsur
ance in other companies 10690898
total deductions discounts 158220 L19586 48
Not amount paid for losses 2135820 75
4 cosh dividends actually paid stockholders amount of
stockholders dividends declared during the year 225000 00
6 Paid for commissions or brokerage 795344 49
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 243558 40
8 Paid for stole national and local taxes in this and other
states 11462907
9 All other payments and expenditures viz miscellaneous 161304 Oo
ureite amount of actual expenditures during the year
3675716 76
in cash
V 1 Risks and Premiums
1 in force on the 31s1 day of December
l910 637340493 00 6773343 80
Written or renewed during the year 424300918 00 4510832 54
3 TotaJ 106164141100 11284176 40
I Deduct those expired and marked off as
terminated 384353428 00
4205013 42ComptrollerGenerals Report 277
5 In force at the end of the year677287983 00 7079162 i8
6 Deduct amount reinsured 56016392 00 555225 32
7 Net amount in force 621271591 00 6523 937 66
8 Perpetual risk not included above 4040295300
Business in the State of Georgia During the Year
Fire risks written 3819091 00
Premiums received gross 68826 97
Losses paid 62158 35
Losses incurred 46786 29

PENNSYLVANIA LUMBERMENS MUTUAL FIRE INSURANCE
COMPANY OF PHILADELPHIA PENN
Edward F Henson President Harry Humphreys Secretary
Principal Office 806 Lafayette Bldg Philadelphia Pa
F Wade Vaughan Attorney for Service in Georgia
ICapital
No Capital Stock Mutual Company
IIAssets
2 Loans on bond and mortgage duly recorded and being
first lieus on the fee simple 3500 00
3 Interest due and accrued on all said bond and mortgage
loans 15 75
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 2000 00
5 Value of buildings mortgaged insured for
350000 as collateral 5000 00
6 Total value of said mortgaged premises
carried inside 7000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 438680 00
12 Cash in companys principal office 507 03
13 Cash belong to the company deposited in
banks viz Central National Bank
2357862 Philadelphia National Bank
3064593 Real Estate Title Ins
Trust Co 1097634 United Security
Life Ins and Trust Co 141 SS0 total 66619 G9
Total cash items 67126 72278 CompteollebGenebals Eepoet
15 Interest due and accrued on bonds not included in mar
ket value uncollected 6422 40
17 Cash in hands of agents and in course of transmission 21627 68
17 Agents balances 283 45
Total assets of the company actual cash market value 537656 00
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 9741 16
4 Total gross amount of claims for losses 9741 16
6 Net amount of unpaid losses 9741 16
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 36096265 un
earned premiums fifty per cent 180481 32
11 Total unearned premiums as computed above carried
out 18048132
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 107 52
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz State federal and other taxes due or
accrued 4078 77
Inspection charges due on premiums in course of collec
tion 1552 59
20 Total amount of all liabilities except capital stock scrip
and net surplus 195961 36
23 Cash surplus beyond all other liabilities 341694 64
24 Aggregate amount of all liabilities including net surplus 537656 00
IVIncome During the Year
1 Gross premiums in course of collection at
close of last previous year as shown
by that years statement 21124 96
3 Net collected 21124 96
4 Gross premiums on risks written and re
newed during the year 402727 86
5 Total 423852 82

ComptrollerGenekals Eepokt
6 Deduct premiums in course of collection
at this date 21627 68
7 Entire premiums collected during the
year 402225 14
8 Deduct reinsurance and return premiums 35262 11
9 Net cash actually received for premiums carried out
10 Received for interest on mortgages
11 Received for interest and dividends on stoeks and bonds
and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Transfer of agency
and brokerage profits
15 Aggregate amount of income actually received during
the year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 176467 losses occurring in
previous years 117520 81
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 708 20
Net amount paid during the year for losses
4 Cash dividends actually paid policyholders amount of
policyholders dividends declared during the year
5 Depreciation in market value of securities
6 Inspection charges
6 Office furniture and fixtures
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
7 Uncollected premiums charged off
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rent 2
63300 printing stationery etc 148633 officers
meetings etc 322338 advertising 242322 in
spection and surveys 577541 traveling 222770
postage telegraph etc 207822 adjustment 63069
miscellaneous 208558 total
Aggregate amount of actual expenditures during the
year in cash
279
366963 03
189 00
19978 31
5586 17
392716 51
116812 61
127785 68
1696 06
22809 05
458 78
24679 91
177 32
5252 68
22563 53
322234 62280 ComptrollebGeneeals Eepoet
VIEisks and Premiums
In force on the 31st day of December
1910 14072515 00
2 Written or renewed during 1911 17877672 00
3 Total 31950187 00
4 Deduct those expired and marked off
as terminated 15598583 00
5 In force at end of year 1911 10351604 00
7 Net amount in force 16351604 00
8 Greatest amount insured in an one risk
Business in the State of Georgia During the Year
Fire risks written
Premiums received gross
Losses paid
Losses incurred
313055 37
402727 86
715783 23
354820 58
360962 65
360962 65
15000 00
155550 00
4996 76
1279 08
1279 OS
PENNSYLVANIA MILLERS MUTUAL FIRE INSURANCE CO OF
WILKES BARRE PA
Asher Miner President Joh Hoffa Secretary
Principal Office 500502 Coal Exchange Wilkes Barre Pa
F Wade Vaughan Atlanta Attorney for Service in Georgia
IIAssets
2 Loans on bond and mortgage duly recorded and being
firsl liens on the fee simple 11900 00
3 Interest due and accrued on all said bond and mortgage
loans 87 25
4 Value of lands mortgaged exclusive of
buildings and perishable improvements
approximately 40000 00
5 Value of buildings mortgaged appro
i mately 6000 00
6 Total value of said mortgaged premises
carried inside 46000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
vale 268740 40
12 Cash in companys principal office 2770 82

ComptrollebGeneeals Repoet 281
13 Cash belonging to the company deposited
in banks viz First National Bank
Indiana Pa 2221676 Wyoming Nat
ional Bank Wilkes Barre Pa 10
87237 total 33089 13
Interest due and accrued on bonds
98280 premiums in course of collection
not more than 3 months overdue 2
02277 assets due 146436 total 5469 93
Total cash items 322057 53
14 Amount of premium notes upon which policies have been
issued net 01620210
Total assets of the company actual cash market value 1338259 63
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 10000 00
4 Total gross amount of claims for losses 10000 00
6 Net amount of unpaid losses 10000 00
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 13150917 un
earned premiums fifty per cent 65754 59
11 Total unearned premiums as computed above carried
out 6575459
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Reserve for taxes 10000 00
20 Total amount of all liabilities except capital stock scrip
and net surplus 76754 59
23 Surplus beyond capital and all other liabilities 245302 94
24 Aggregate amount of all liabilities including capital paid
up and net surplus 322057 53
IVIncome During the Year
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 3498 06282
ComptrollerGenerals Report
S Net collected 3498 06
Total assessments on premium notes dur
ing year 120309 50
4 Gross premiums on risks written and re
newed during the year 56850 88
5 Total 180658 44
6 Deduct premiums and assessments ami
bills in course of collection at this date 187 13
7 Entire premiums and assessments collected
during the year 177171 31
9 Net cash actually received for premiums and assessments
carried out
10 Received for interest on bonds and mortgages interest
and dividends on stocks and bonds collateral loans
and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Inspection fees
11890 commissions 53014 office furniture and
fixtures 7750 sundries 2500 traveling and in
spections 4075 adjusting 6188 stationery print
ing and supplies 125 auditing 3125 total
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 dross amount actually paid for losses in
cluding 955 losses occurring in previ
ous years 78288 55
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 12603 and all
amounts actually received for reinsur
ance in other companies total deduc
tions 126 03
Net amount paid luring the year tor losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States and admission fees
9 All other payments and expenditures
Return premiums
Aggregate amount of actual expenditures during the year
in cash
177171 1
11903 24
886 67
I 89962 22
78162 52
2597 85
11926 00
1341 6
1 1212 111
15285 04
153605 14
ComptrollerGenerals Eeport 283
VIRisks and Premiums
Pi re Risks Premiums Thereon
In force on the 31st day of December 9149075 00 119943 33
2 Written or renewed 3833472 83 56850 88
3 Tofal 12982547 83 176794 21
4 Deduct those expired and marked off
as terminated 3857725 00 45285 04
5 In force at end of year 9124822 83 131509 17
7 Net amount in force 9124822 83 131509 17
PEOPLES NATIONAL FIRE INSURANCE COMPANY OF
WILMINGTON DELAWARE
Louis S Amonson President Henry T Alley Secretary
Principal Office 305307 Walnut Street Philadelphia Penn
Attorney for Service in Georgia Robert N Hughes
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 53900 00
3 Interest due on all said bond and mortgage loans 1
35000 interest accrued thereon 810198 945198
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market aA Bnl
1184594 24
11 Total par and market value and amount loaned thereon 82700 00
12 Cash in companys principal office 6973 49
13 Cash belonging to the company deposited
in bank 50301 42
57274 91
Total 907 971 13
Total cash items
15 Interest due and accrued on bonds stocks not included m
market value uncollected I5 f
16 Interest due and accrued on collateral loans and uncollected 1343 u
17 Cash in hands of agents and in course of transmission 13358a 10
2058300 64
Total 6164 40
Less decrease ledger assets
Total assets of the company actual cash market value 2052136 24284
ComptrollerGenerals Eeport
IIILiabilities
1 Losses due and unpaid
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs and
other expenses thereon
26674 70
159801 32
9610 59
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
196094 61
46207 40
6 Net amount of unpaid losses
Gross premiums without and deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 51775066 un
earned premiums fifty per cent
Gross premiums without and deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 703596 49
unearned premiums pro rata
258875 33
37813458
11 Total unearned premiums as computed above carried out
M Amount reclaimable by insured on perpetual risks
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz reserve for taxes
Total
149887 21
21 Joint stock capital actually paid up in cash
23 Surplus beyond capita and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Sear
4 Cross premiums on risks written and
renewed hiring the year 1766 290 12
637009 91
8504 42
9765 25
805166 79
1000000 00
246969 45
1246969 45
8 Deducl reinsurance and return premiums
1052460 93
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities
713829 19
32376 42
83840 00
283844 33
Total
1113889 94
CompteolleeGeneeals Eepoet 285
13 Total deposit premiums received 2787708
15 Aggregate amount of income actually received during the
year in cash 1116677 02
VExpenditures During the Year
1 Gross amount actually paid for losses in
eluding 16366783 losses occurring in
previous years 3259102 I i
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 704404 and all
amounts actually received for reinsur
ance in other companies 20116780
total deductions 208201 84
Xet amount paid during the year for losses 1050900 93
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 50000 00
6 Paid for commissions or brokerage 241425 27
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 90058 81
8 Paid for state national and local taxes in this and other
states 29925 80
9 All other payments and expenditures 369719 07
Total 1832029 88
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
1910 245796043 00 2604733 70
2 Written oYVenewed during the year 148416322 00 1766290 12
3 Excess of original premiums over amount
received for reinsurance 37420 98
4 Total 394212365 00 4408444 80
5 Deduct those expired and marked off as
terminated 202835393 00 3276513 24
6 In force at the end of the year191376672 00 2131931 56
7 Deduct amount reinsured 83141211 00 910584 41
8 Net amount in force108135761 00 1221347 15
9 Perpetual risks not included above 318400 Deposit
9449 36
premiums on same p
Business in the State of Georgia During the Year
2233092 00
Fire risks written v
24973 96
Premiums received gross 286
1OMITROLLERGrENEEAL s REPORT
Losses paid
Losses incurred
13513 86
13625 07
PHOENIX ASSURANCE CO LTD OF LONDON
L P Bayard and I Beresford Managers
Head Office in the United States 47 Cedar Street New York N Y
Edgar Dunlap Attorney for Service in Georgia
ICapital Stock
Amount of ledger assets as1 per balance
December 31 1910 363015950
1 Extended at 3630159 50
IIIncome
Gross premiums 3866733 90
5 Deduct gross amount paid for reinsurance
fire 80773281 return premiums fire
62712683 1434859 64
I
11
12
17
19
27
Total premiums 2431874 26
Gross interest on bonds and dividends on
stocks less 5303 accrued interest on
bonds acquired during 1911 119545 52
Gross interest on deposits in trust com
panies and banks 3475 12
Total gross interest and rents
Remitted from borne office
Gross increase by adjustment in book value of ledger
assets viz bonds 1972250 stocks 25000
123020 64
21959 44
19972 50
28 Total Income 2596826 84
I ITDisbursements
1 Gross amount paid policyholders for losses
including 22809476 occurring in
previous years 1795006 44
2 Deduct amount received for salvage fire
1359465 reinsurance lire 30765269
discount fire 116701 322 414 35
Net amount paid policyholders for losses 1472592 09
Expenses of adjustment and settlement of losses 49361 95
ommissions or brokerage 454 077 32
sComptrollerGenerals Eeport
287
Allowances to local agencies for
expenses
miscellaneous agency
7 Salaries 8571986 and expenses 4386443 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents including companys occupancy of its own build
ings
10 Advertising 254437 printing and stationery 2625400
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Map including correction
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes federal corporation
tax 100709 state licenses 215167 local taxes
940703 advertising required by law 116946
23 Other disbursements premiums on bonds required by
states 52767 exchange 186188 remitted to home
Office 243889
38 Agents balances charged off
40 Gross decrease by adjustment in book value of ledger
assets viz bonds
9750 01
129584 29
135448 95
22270 95
28798 37
26726 26
100 33
2904 51
6934 51
26691 22
29819 58
17660 14
43212 03
10673 52
13795 25
4828 44
53 23
13946 25
41 Total disbursements 2499226 88
IVLedger Assets
4 Book value of bonds 303009000 and stocks 258600 3032676 00
5 Cash in companys office 1025 89
6 Deposits in trust companies and banks not
on interest
7 Deposits in trust companies and banks on
interest 195259 00
1122 29
8 Agents balances representing business written subsequent
to October 1 1911
9 Agents balances representing business written prior to
October 1 1911
13 Philadelphia Underwriters deposit
197407 18
494381 09
3095 19
200 00
16 Total ledger assets as pel balance
3727759 46288 ComptrollerGenerals Report
NonLedger Assets
18 Interest due 3149375 and accrued 12
58501 on bonds 44078 76
4 Total 44078 76
28 Reinsurance due on losses paid 3 947 03
30 Gross assets o r7l ror o
o obo 25

Deduct Assets not Admitted
34 Agents balances representing business written prior to
October 1 1911 3095 19
41 Tola admitted assets 37726Qo 06
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 58363 00
2 Gross claims for losses in process of adjust
ment or in suspense plus 3101000 re
served for losses incurred prior to Dec
31 of which no notice had been received
011 that date 219739 00
3 Gioss claims for losses resisted ij og qq
4 Total 294366 00
5 Deduct reinsurance due or accrued 99 151 Q0
6 Net amount of unpaid losses and claims 202 215 00
7 Cross premiums less reinsurance received
and receivable upon ail unexpired lire
risks running one year or less from date
of policy including interest premiums on
perpetual ire risks 160271755 un
earned premiums fifty per cent 801358 77
8 Cross premiums less reinsurance received
ami receivable upon all unexpired fire
risks running more than one year from
date of policy 237529232 an
mlnl premiums pro rata 1256951 43
11 Total unearned premiums as computed above 2 058 310 20
18 Salaries rents expenses bills accounts fees etc due
or accrued or
1M 89 39
Estimated amount hereafter payable for federal slate
and other taxes based upon the business of the vear
of this emit 48000 00ComptbollebGenebals Report 289
qi qcif so
21 Return reinsurance premiums JX
26 Total amount of all liabilities except capital 2355711 48
28 Surplus over all liabilities 1416978 58
3 77 690 06
30 Total liabilities V0JU
VI Risks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
1911464721302 00 4700532 99
2 Written or renewed during the year 388692695 00 3866733 90
3 Excess of original premiums over amount
received for reinsurance 1842 76
4 Total 853413997 00 8569109 65
5 Deduct those expired and marked off as
terminated 341650466 00 3490450 97
6 In force at the end of the year511763531 00 5078658 68
7 Deduct amount reinsured 114389443 00 1100848 81
8 Net amount in force 397374088 00 3978009 87
Business in the State of Georgia During the Year
Fire Marine and Inland risks written 3675336 00
40 744 44
Premiums received gross 1070 74
0SSeS1akl 25628 74
Losses incurred
THE PHOENIX FIEE INSUEANCE COMPANY OF HARTFORD CONN
D W C Skilton President John B Knox Secretary
Home Office 783 Main Street Hartford Connecticut
Attorney for Service in Georgia Cliff C Hatcher
ICapital Stock
1 Amount of capital paid up
in cash 200000000
2 Amount of ledger assets as per balance
December 33 1911 9607532 28
4 Extended at 9607532 28290
ComptrollerGenerals Eeport
ITIncome
5 Gross premiums 7419152 37
6 Deduct gross amount paid for reinsurance
fire 88615095 return premiums fire
100090879 1887059 74
7 Total premiums other than perpetual
9 Gross interest on mortgage loans
10 Gross interest on collateral loans
11 Gross interest on bonds and dividends on
stocks less 235339 accrued interest
on bonds acquired during 1910
12 Gross interest on deposits in trust com
panies and banks
13 Gros interest from all other sources on
agents balances
14 Gross rents from companys property
including companys occupancy of its
own buildings
5532092 63
2868 85
628 35
439023 11
13452 83
1298 42
14004 15
15 Total gross interest and rents
16 From all other sources
23 From sale rights to imperial bank stock
25 From agents balances previously charged off
26 Gross profits on sale or maturity of ledger assets
stocks
471275 71
400000 00
13 20
610 06
34499 96
28 Total income 6438491 56
IIIDisbursements
1 Gross amount paid policyholders for losses
including 49155085 occurring in
previous years 3273944 52
2 Deduct amount received for salvage fire
2037735 reinsurance fire 52046171
discount fire 239019 543229 25
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or Brokerage
7 Salaries 27408702 and expenses 15277567 of special
and general agents and branch office employees
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents including companys occupancy of its own buildings
10 Advertising 701134 printing and stationery 4730419
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
2730715 27
34339 81
1159702 31
426862 69
139135 25
26966 12
54315 53
39965 60
8326 51
4524 8914
15
16
17
18
19
20
21
22
23
24
26
34
38
39
40
41
9
16
17
18
ComptrollerGenerals Eepoet 291
Maps including corrections 14196 95
Underwriters boards and tariff associations 66725 92
Fire department fire patrol and salvage corps assessments
fees taxes and expenses 17113 67
Inspection and surveys 16536 32
Repairs and expenses other than taxes on real estate 11107 32
Taxes on real estate 2503 05
State Taxes on Premiums 100064 12
Insurance department licenses and fees 21237 62
All other licenses fees and taxes municipal taxes and
fees 19660 07
Other disbursements miscellaneous expenses 2179 08
Federal corporation tax 8631 75
Borrowed money paid 400000 00
Paid stockholders for interest or dividends the amount
declared during the year 32000000 paid stockholders
tax 5240100 372401 00
Agents balances charged off 1995 74
Gross loss on sale or maturity of ledger assets viz real
estate 37976 bonds 317658 3556 34
Gross decrease by adjustment in book value of ledger
assets viz stocks 13 20
Total disbursements 5682776 13
IVLedger Assets
Book value of real estate 128791 14
Mortgage loans on real estate 52450 00
Loans secured by pledge of bonds stocks or
otlher collaterals 11300 00
Book value of bonds 534823024 and
stocks 322641666 8574646 90
Cash in Companys office 10621 10
Deposits in trust companies and banks
not on interest 98084 53
Deposits in trust companies and banks on
interest 391282 64
Agents balances representing business writ
ten subsequent to Oct 1 1911 1089786 71
Agents balances representing business
written prior to October 1 1911 6284 69
Total ledger assets as per balance 10363247 71
NonLedger Assets
rnl crest due 8400 and accrued 117465
on mortgages 1258 65
Interest due and accrued 7811433 on
bonds 78114 33292 ComptrollerGenerals Ebport
19 Interest due and accrued 27790 on col
lateral loans 277 90
20 Interest due and accrued 400000 on other
assets bank deposits 4000 00
21 Rents duo and accrued 124351 on com
pany s property or lease 1243 51
22 Total H 8489439
23 Market value of real estate over book value 12222 24
24 Market value not including interest in item 18 of bonds
and stocks over book value 901447 85
26 Foreign premiums in course of collection which have not
been carried to ledger account gross 6530000 less
expenses and commissions 1770000 47600 00
27 Reinsurance due from other companies on losses paid 1506 69
Gross assets 11410918 88
Deduct Assets not Admitted
32 Agents balances representing business written prior to
October 1 1911 6284 69
38 Total admitted assets 11404634 19
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 181648 26
2 Gross claims for losses in process of adjust
ment or in suspense including all
reported and supposed losses 492295 27
3 Gross claims for losses resisted 32353 55
4 Total 706297 08
5 Deduct reinsurance due or accrued 84686 91
6 Net amount of unpaid losses and claims 621610 17
7 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running one year or less from date
of Policy including interest premiums
on perpetual fire risks 342127830
unearned premiums fifty per cent 1710639 15
8 Gross premiums less reinsurance received
and receivable upon nil unexpired firo
risks running more than one year from
date of policy 603303432 unearned
premiums pro rata 3180665 53
11 Total unearned premiums as computed above 4891304 68ComptrollerGenerals Eeport
293
18 Salaries rents expenses bills accounts etc due or
accrued
19 Estimated amount hereafter payable for federal state
county and municipal taxes due or accrued
30000 00
160000 00
26 Total amount of all liabilities except capital 5702914 85
27 Capital actually paid up in cash 2000000 00
28 Surplus over all liabilities 3701719 34
29 Surplus as regards policyholders 5701719 34
30 Total liabilities 11404634 19
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
1911 93351276100 9266874 55
2 Written or renewed during year 902310998 00 7484452 37
3 Excess of original premium over amount
received for reinsurance 392118 15
4 Total 1835823759 00 17143445 07
5 Deduct those expired and marked off as
terminated788730723 00 6664851 62
6 In force at the end of the year1047093036 00 10478593 45
7 Deduct amount reinsured 9695808100 1024280 83
8 Net amount in force 950134955 00 9454312 62
Business in the State of Georgia During the Year
Risks written 10149799 00
Premiums received 78677 15
Losses paid 62837 46
Losses incurred 72949 25
PROVIDENCE WASHINGTON TIRE INSURANCE COMPANY OF
PROVIDENCE R I
T B Branch President A G Beals Secretary
Principal Office 20 Market Square Providence R I
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 750000 00294
ComptrolleeGeneeals Bepoet
IIAssets
12 Cash in Companys principal office 927 87
13 Cash belonging to the company deposited
in bank 205246 35
Total 206174 22
15 Interest due and accrued on stocks not included in market
value uncollected 6716 22
17 Cash in hands of agents and in course of transmission 521165 70
18 Bill receivable not matured taken for fire marine and
inland risks 13985 84
Total assets of the company aetual cash market value 4144189 98
IIILiabilities
1 Losses due and unpaid 46584 09
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 363652 50
3 Losses resisted including interest costs and
other expenses thereon 19623 80
4 Total gross amount of claims for losses 429860 39
5 Deduct reinsurance thereon 152810 61
6 Net amount of unpaid losses 277049 78
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from dato of policy 148178069 un
earned premiums fifty per cent 740890 34
8 Gross premiums without and deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 218710435
unearned premiums pro rata 1155223 03
9 Gross premiums without deduction includ
ing both cash and bills received and
receivable upon all unexpired inland navi
gation an marine risks 49451704 247258 52
10 Gross premiums without any deduction
received and receivable on all unexpired
marine risks 50 per cent on time risks 63047 47
11 Total unearned premiums as computed above carried out 2206406 36ComptrollerGenerals Beport
295
11 All other demands against the company absolute and con
tingent due and to become due admitted and eon
tested viz
50000 00
Total 2533456 14
21 Joint Stock capital actually paid up in cash 750000 00
22 Scrip outstanding 860733 84
24 Aggregate amount of all liabilities including capital paid
up and net surplus 4144189 98
IVIncome During the Year
Tire Risks Marine and Inland
1 Gross premiums and bills
in course of collection at
close of last previous
year 359744 98 138154 36
2 Deduct amount of same not
collected 340 00 475 00
137679 36
3 Net collected 359404 98
4 Gross premiums on risks
written and renewed dur
ing the year 3253250 76 1307354 37
5 Total 3612655 74 1445033 73
6 Deduct premiums and bills
in course of collection at
this date 365715 49 169096 05
7 Entire premiums collected
during the year3246940 25 1275937 68
8 Deduct reinsurance and re
turn premiums 1073582 47 457491 71
9 Net cash actually received
for premiums carried
out
2173357 78 818445 97
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
13 Received for calls on capital for increase capital
2991803 75
194896 30
250000 00
15 Aggregate amount of income actually received during the
year in cash 3436700 05296
ComptrolleeGeneeals Eepoet
VExpenditures During the Year
Fire Risks Marine and Inland
1 Uross amount actually paid
for losses including
33018892 losses occur
ring in previous years 1699080 93 757014 33
2 Dedlict all amounts actually
received for salvages
whether on losses of
the last or of the previous
year 6545196 and all
amounts actually received
for reinsurance in other
companies 55480679
total deductions 345708 78 275984 62
Net amount paid during the
year for losses 1353972 15 481029 71
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
i 1aid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz balance of ex
pense account
Difference between book value and market value on stocks
and bonds purchased during the year
1835001 86
75000 00
613213 77
235952 59
95034 41
163583 95
222566 88
Aggregate amount of actual Expenditures during the year
in cash 3240353 46
VIRisks and Premiums
1 In force December 31 1910400908039 00 4279583 31
2 Written or renewed hiring the year 322886493 00 3253250 76
Excess of original prems over amount
received for reinsurance 10369 47
4 Total 723794532 00 7543203 54
1 Deduct those expired and marked off as
terminated 289515145 00 3095940 26
6 In forco at the end of year 1911434279387 00 4447263 28
7 Deduct amount reinsured 70933876 00 778378 24
8 Net amount in force December 31 1911 363345511 00 3668885 04CompteollebGeneeals Eepoet 297
Business in the State of Georgia During the Year
Fire marine and inland risks written 3891403 00
Premiums received gross 45480 13
Losses paid 51550 81
Losses incurred 39624 88
QUEEN INSURANCE COMPANY OF AMERICA NEW YORK
E F Beddall President N S Bartow Secretary
Principal Office 84 William Street New York N Y
S Y Tupper Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due and accrued on all said bond and mortgage
loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 34500 00
5 Value of buildings mortgaged insured for
7500000 as collateral 75000 00
65000 00
1405 13
6 Total value of said mortgaged premises
carried inside 109500 000
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 8229093 57
12 Gash in companys principal office 6696 97
13 Cash belonging to the company deposited
in banks 393004 83
Total cash items
15 Interest due and accrued on bonds not included in mar
ket value uncollected
16 Interest accrued on bank balances and uncollected
17 Cash in hands of agents and in course of transmission
uncollected balances
18 Bill receivable not matured taken for Are risks
All other assets both real and persona viz Due from
oilier companies for reinsurance on losses already paid
399701 80
72571 27
1060 56
771655 12
445 75
17165 36
Total 9558098 56298
ComptrollerGenerals Eeport
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 381512 17
3 Losses resisted including interest costs
and other expenses thereon 64519 00
4 Total gross amount of claims for losses 446031 17
5 Deduct reinsurance thereon 54694 02
6 Net amount of unpaid losses 391337 15
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 293682245 un
earned premiums fifty per cent 1468411 22
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 494552241
unearned premiums pro rata 2622878 94
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 105854 85
10 Gross premiums without any deduction
received and receivable on all unex
pired marine risks 9473 53
11 Total unearned premiums as computed above carried
out 4206618 54
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 34767 88
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Taxes accrued 8621500 commissions
1509549 return preimums 878025 reinsurance
premiums 4548536 pension obligations 3100000
total 186576 10
20 Total amount of all liabilities except capital stock scrip
and net surplus 4819299 67
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 3738798 89
24 Aggregate amount of all liabilities including capital paid
up and net surplus 9558098 56ComptbollebGeneeal s Eepoet
299
IVIncome During the Year
Gross premiums on risks
written and renewed dur
ing the year6032947 64 370956 56
Deduct reinsurance and re
turn premiums 1557317 66 71731 87
11
Net cash actually received
for premiums carried
out 4475629 98 299224 69 4774854 67
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 323289 87
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
Fire Marine Inland
1 Gross amount actually paid
for losses including
34964120 losses occur
ring in previous years 2743861 37 65088 11
2 Deduct all amounts actu
ally received for salva
ges whether on losses
of the last or of previ
ous year 3539470
and all amounts actually
received for reinsurance
in other companies
32909591 discount 1
25617 total deductions 359751 46 5995 32
Net amount paid during the
year for losses 2384109 91 59092 79
Expenses of adjustment and settlement of losses
Cash dividends actually paid stockholders amount of
stockholders dividends declared uring the year 300
00000
Paid for commissions or brokerage
Paid for salaries fees and other charges of officers
clerks agents and all other employees
Paid for State national and local taxes in this and other
States
All other payments and expenditures viz Rent adver
tising printing and stationery local boards etc
Agents balances charged off 44919 decrease by ad
justment book value bonds 34394 total
2443202 7C
52999 41
300000 00
866901 71
499996 52
112798 50
282605 33
793 13300 ComptrollerGenerals Eeport
Aggregate amount of actual expenditures during tlio year
in cash 5511297 30
VIRisks aud Premiums
Fire Risks Premiums Thereon
1 In force December 81 1910 728646940 8279443 20
2 Written or renewed in 1911 521709306 0032947 64
4 Totals 1250356246 14312390 84
5 Deduct expirations and cancellations 482534993 5703404 35
6 In force December 31 1911 767821253 8608986 49
7 Deduct amount reinsured 64450075 726641 63
8 Net amount in force 703371178 7882344 86
Business in the State of Georgia During the Year
Fire marine and inland risks written 6446328 00
Premiums received gross 123783 09
Losses paid 68844 11
Losses incurred 58961 11
ROYAL EXCHANGE ASSURANCE COMPANY OF LONDON ENGLAND
Richard D Harvey United States Manager
Principal Office in United States 92 Williams Street New York N Y
Attorney for Service in Georgia A L Brooks
ICapital
1 Whole amount of capital stock deposit capital 400000 00
IIAssets
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 2167368 75
22 Cash in companys principal offices 1391 62
13 Cash belonging to the company deposited
in banks Hanover National Bank New
York City 9776414 Union National
Hank Columbia S C 5089 98 102854 12
Total cash items 104245 74
15 Interest due and accrued on bonds and stocks not included
in market value uncollected 28659 04 17 I 1 2 3 4 5 6 7 8 9 10 11 17 19 21 ComptrollerGenerals Eeport Cash in hands of agents and in course of transmission including 43666 due from other companies on current 301 302231 04
Total assets of the company actual cash mar IIILiabilities Gross losses in process of adjustment or in suspense including all reported and
ket value 11640 06 212497 00 36940 00 2602504 57
Losses resisted including interest costs and

Total gross amount of claims for losses 261077 00 77573 00

183504 00
1 1 111 1 11 1 J 1 I 1 Gross premiums without and deduction received and receivable upon all unexpired fire risks running one year or less from date of policy 95310774 unGross premiums without and deduction received and receivable upon all unexpired fire risks running more than one year from date of policy 161032952 unearned premiums pro rata Gross premiums without deduction including both cash and bills received and receivable upon all unexpired inland naviGross Premiums without any deduction received and receivable on all unexpired 476558 87 846058 38 8099 48 22541 02
Total unearned premiums as computed above Due and accrued for salaries rent advert agency and other miscellaneous expenses All other demands against the company abs tingent due and to become due admit tested viz federal state and local taxes Return premiums and reinsurance marii
carried out ising and for 1353257 75 6987 63
1 Dlute and confed and con estimated re department 30700 00 15064 00

1589513 38
II 1 1 Joint stock capital actually paid up in cash deposit capital 400000 00
302 ComptrollerGenerals Report
23 Surplus beyond capital and all other liabilities
612991 19
24 Aggregate amount of all liabilities including capital paid
up and net surplus 2602504 57
IVIncome During the Year
Fire Risks Marino and Inland
1 Gross premiums and bills in
course of collection at
close of last previous
year 253090 67
1778 43
1778 43
3 Net collected 253090 67
4 Gross premiums on risks
written and renewed dur
ing the year 2379735 47 169773 60
5 Total 2632826 14
6 Deduct premiums and bills
in course of collection at
this date 254136 84
171552 03
47657 54
7 Entire premiums collected
during the year 2378689 30 123894 49
8 Deduct reinsurance and re
turn premiums 906105 35 29253 92
9 Net cash actually received
for premiums carried
out 1472583 95 94640 57
1567224 52
90831 63
13 12
429000 00
11 Received for interest and dividends on storks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz agents balances
charged off in previous years recovered
II American branches of foreign companies will please report
amount of remittances from home office during year
15 Aggregate amount of income actually received during the
year in cash 2087069 27
V Expenditures During The Year
Fire Risks Marine and Inland
1 Gross amount actually paid
for losses including
12105454 losses occur
ring in previous years 1127343 74 12553 17CoMPTKOLLERGeNEEALS RePOET
303
2 Deduct all amounts actually
received for salvages
whether on losses of
the last or of the previous
year 1720256 and all
amounts actually received
for reinsurance in other
companies 29008156
total deductions 301463 47
5820 65
Net amount paid during
the year for losses 825880 27
6732 52
832612 79
356323 43
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 181558 39
8 Paid for state national and local taxes in this and other
states 28619 58
9 All other payments and expenditures viz Insurance de
partment and local fees 1843840 fire department
patrol and salvage corps 1544038 inspection and
local boards 2520388 rent 989498 advertising and
stationery 1384054 postage telegraph and express
1074090 maps 645303 miscellaneous 606647 106078 58
10 American branches of foreign companies will please report
amount sent to Home Offices during the year 246934 56
Aggregate amount of actual expenditures during the year
in cash 1752127 33
4
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December
1910 290219770 00 2974750 61
Written or renewed during the year 228965255 00 2379733 97
Excess of original premiums over amount
received for reinsurance 5959 90
Total 519185025 00 5360444 48
Deduct those expired and marked off as
terminated 201864416 00 2126024 92
In force at the end of the year317320609 00 3234419 56
Deduct amount reinsured 70614767 00 670972 30
8 Net amount in force 246705842 00 2563447 26304 ComptrollerGenerals Eeport
Business in the State of Georgia During the Year
Fire marine and inland risks written 2195 850 00
Premiums received gross 30 267 78
Losses paid 12 143 72
Losses incurred 17 51 Qg
ROYAL INSURANCE COMPANY LIMITED OF LTVERPOOL
ENGLAND
Principal Office in the United States 84 William Street New York City
Edward F Beddall General Attorney for the United States
ICapital
1 Deposit capital New York
Deposit capital Ohio
450000 00
100000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 4140902 01
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bonds and mortgage loans interest
accrued thereon
4 Valuo of lands mortgaged exclusive of
buildings and perishable improvements 546379 00
5 Value of buildings mortgaged insured for
299650 as collateral 409400 00
344900 00
6150 09
6 Total value of said mortgaged premises
carried inside 955779 00
8 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
vale 5221801 25
12 Cash in companys principal offices 1083 14
1 Cash belonging to the company deposited
111 bank 614140 60
Total
15 Interest due and accrued on bonds not included in market
value uncollected
17 Cash in hands of agents and in course of transmission
All other assets both res and personal viz rents due and
accrued 1647745 due from other companies for rein
suranc1 losses already paid 5436230
615223 74
62065 07
1378320 83
70839 75
Total assets of 11
ie company
actual cash market value 11840202 74ComptrollerGenerals Eeport
305

IIILiabilities
1 Losses duo and unpaid 130926 19
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 675453 49
3 Losses resisted including interest costs and
other expenses thereon 93428 88
4 Total gross amount of claims for losses 899808 56
5 Deduct reinsurance thereon 208612 60
6 Net amount of unpaid losses 691195 96
7 Gross premiums without and deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 416363161 un
earned premiums fifty per cent 2081815 80
8 Gross premiums without any deduction
received and receivable upon all unex i
pired fire risks running more than one
year from date of policy 997787177
unearned premiums pro rata 5246121 20
9 Gross premiums without deduction includ
ing both cash and bills received and
receivable upon all unexpired inland
navigation and marine risks 161868 97
10 Gross premiums without and deduction re
ceived and receivable on all unexpired
marine risks 11156 13
11 Total unearned premiums as computed above carried out 7500962 10
12 Net premiums reserve and all other liabilities except capital
under the life insurance or any other special department 90495 00
13 Unused balances of bills and notes taken in advance or
premiums on open marine and inland
policies or otherwise returnable on settlement amount
reclaimable under perpetual policies 91655 92
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 242115 57
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz commission and brokerages due agents and
brokers 2820309 return premiums and rein
surances 15801606 186219 15
Total 8802643 70
23 Surplus beyond capital an dall other liabilities 3037559 04
24 Aggregate amount of all liabilities including capital paid
up and net surplus11840202 74306
ComptrollerGenerals Report
IVIncome During the Year
Fire Risks Maine and Inland
4 Gross premiums on risks
written and renewed dur
ing the year 10851653 88 585933 90
8 Deduct reinsurance and re
turn premiums 3461021 39 117282 68
9 Net cash actually received
for premiums carried
out 7390632 49 46865122
7859283
71
50
36
Deposit premiums written
10 Received for interest on bonds and mortgages 19333
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 230801 52
12 Income received from all other sources omitting increase
if any in value of securities viz rents 39726046 in
crease in book value of bonds 465500 agents balances
previously charged of 137 401916
14 American branches of foreign companies will please report
amount of remittances from home office during year 512165
83
15 Aggregate amount of income actually received during the
year in cash 9023501
VExpenditures During the Year
Fire Risks Maine and Inland
1 Gross amount actually paid
for losses including
69843466 losses occur
ring in previous year4856185 43 175104 84
2 Deduct all amounts actually
received for salvages
whether on losses of
the last or of the previous
year 8418530 and all
amounts actually received
for reinsurance in other
companies 94612815
total deductions 1022154 82 8158 63
50

Net amount paid during
the year for losses3834030 61 166946 21
6 Paid for commissions or brokerage
4000976
3745767
82
03ComptrollerGenerals Report
307
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz rents printing
and stationery postage maps deposit premiums re
turned ete
10 American branches of foreign companies will please report
amount sent to home offices during the year 1358928 29
834767 52
276503 11
865155 90

Aggregate amount of actual expenditures during the year
in cash 8711098 67
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
1910 1592691508 00 16643375 50
2 Written or renewed during year 1023442517 00 10851653 88
3 Excess of original premiums over amount
received for reinsurance 73182 08
4 Totai 2616134025 00 27568211 96
5 Deduct those expired and marked off
as terminated 1025708162 00 11093266 89
6 In force at the end of the year1590425863 00 16474945 07
7 Deduct amount reinsured 206106535 00 2333441 69
8 Net amount in force 1384319328 00 14141503 38
9 Perpetual risks not included above 4878660 Deposit
premiums on same 105724 54
Business in the State of Georgia During the Year
Fire marine and inland risks written 8070214 00
Premiums received gross 112886 64
Losses paid 88920 07
Losses incurred 93841 92
SAVANNAH FIRE INSURANCE COMPANY OF SAVANNAH GA
Mills B Lane President W F Train Secretary
Principal Office Bryan and Drayton Streets Savannah Ga
Adams Adams Savannah Attorneys for Service in Georgia
ICapital
1 Whole amount of capital stock
2 Amount paid up in cash
100000 00
150000 00308
ComptrollerGenerals Report
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
12 Cash in companys principal office 1 Hi
13 Cash belonging to the company deposited
in banks viz Citizens and Southern 6366 65
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected and savings deposit
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Rents due
and accrued
120000 00
21717 50
6579 75
431 00
1891 93
298 75
Total assets of the company actual cash market value
IIILiabilities
1 Total gross amount of claims for losses 1113 64
5 Deduct reinsurance thereon 1082 73
150923 13
6 Net amount of unpaid losses
7 Iross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 1305 94
11 Total unearned premiums as computed above carried
out
20 TtotaJ amount of all liabilities except Capital stork scrip
and net surplus j
21 Joint slock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
360 91
1305 U
1666 85
100000 00
4925 28
150923 13
IVIncome During the Fear
I dross premiums on risks written ami re
newed during the year 4591 22
II Deduct premiums and bills in course of
collection at this date 1891 93
7 Entire premiums collected during the
year
2703 29ComptrollerGenerals Eeport
8 Deduct reinsurance and return premiums
2499 65

9 Net east actually received for premiums carried out
12 Income received from all other sources omitting increase
if any in value of securities viz Rents net 71664
commissions net 24707 total
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
Aggregate amount of actual expenditures during the year
in cash
309
203 64
963 71
1167 35
2355 85
230 00
2585 85
VIRisks and Premiums
Fire Risks Premiums Thereon
2 Written or renewed during 1911 420208 00 4595 32
4 Deduct those expired and marked off
as terminated 22275 00 364 00
5 Tn force at end of year 1911 397933 00
6 Deduct the amount reinsured in other
companies net 233725 00
7 Net amount in force 164208 00
8 Greatest amount insured in any one
risk Fireproof bank and office
building
Business in the State of Georgia During the Year
Fire risks written
Premiums received gross
Losses incurred
4231 32
2142 16
16
4000 00
420208 00
4595 32
360 91
SCOTTISH UNION NATIONAL INSURANCE COMPANY OF
EDINBURGH SCOTLAND
James H Brewster U S Manager
Principal Office in U 30 Pearl Street Hartford Conn
Y R lloyt Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital deposit
200000 00310 ComptrollerGenerals Report
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbranecs thereon 37336 55
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 254275 00
3 Interest due and accrued on all said bond and mortgage
loans 43cS0 04
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 228050 00
5 Value of buildings mortgaged insured
for 37650000 as collateral 489850 00
6 Total value of said mortgaged premises
carried inside 717900 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 4347731 25
13 Cash belonging to the company deposited
in banks viz Aetna National Bank
Hartford Ct 3349079 National Ex
change Bank Hartford Ct 155
54756 Lake Shore Banking Trust
Co Cleveland O 500000 Union
Savings Loan Co Cleveland O 10
00000 First National Bank San Fran
cisco Cal 703335 total 211071 70
Total cash items 211 071 70
15 Interest due and accrued on bonds not included in mar
ket value uncollected 65 039 11
17 Cash in hands of agents and in course of transmission 388989 09
Total assets of the company actual cash market value 5308823 34
IIILiabilities
1 Losses due and unpaid 107 993 78
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 192 275 73
3 Losses resisted including interest costs
and other expenses thereon 14 901 00
4 Total gTOss amount of claims for losses 315170 51
5 Deduct reinsurance thereon 98 980 43
6 Net amount of unpaid losses 216 190 08
7 Gross premiums without any deduction
received and receivable upon all unexComptrollerGenerals Beport
311

pired fire risks running one year or less
from date of policy 135645544 un
earned premiums fifty per cent 678227 72
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 249612645
unearned premiums pro rata 1345260 83
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz State county and municipal taxes due
and accrued
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Capital deposit
23 Surplus beyond capita and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement
2023488 55
10000 00
30000 00
2279678 63
200000 00
2829144 71
368911 51
Net collected 368911 51
Gross premiums on risks written and re
newed during the year 3703309 46
Total 4072220 97
Deduct premiums and bills in course of
collection at this date 392377 63
Entire premiums collected during the
year 3679843 34
Deduct reinsurance and return premiums 1544588 74
9
10
11
Net cash actually received for premiums carried out
Eeceived for interest on bonds and mortgages
Eeceived for interest and dividends on stocks and bonds
collateral loans and from all other sources
2135254 60
14444 04
202761 20312
ComptrollerGenerals Eepobt
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 243185
agents balances previously charged off 2500 total 2450 85
14 American branches of foreign companies will please re
port amount of remittances from home office during
year 29045 00
15 Aggregate amount of income actually received during the
year in cash 2383961 09
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 26456852 losses occurring in
previous years 1715779 93
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1132889 and all
amounts actually received for reinsur
ance in other companies 47665130
total deductions 487980 19
Net amount paid during the year for losses 1227799 74
6 Paid for commissions or brokerage 465140 72
7 Iaid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Gross loss
on sale or maturity of ledger assets 561600 gross
decrease by adjustment in book value of ledger assets
27976801 miscellaneous 11868061 total
10 American branches of foreign companies will please re
port amount sent to home office during the year
190851 13
87388 98
401064 62
252197 37
Aggregate amount of actual expenditures during the year
in cash 2627442 56
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the isi day r December489853849 00 4740317 74
2 Written or renewed during the year 382921269 10 3703309 46
Excess of original premiums over
amount received for reinsurance 2667 85
4 Total872775118 00 8440295 05
5 Deduct those expired and marked off
as terminated 336155760 00 3312044 09
6 In force at the end of the year536019358 00 5134250 96Ji

ComptbolleeGeneeals Bepoet 313
7 Deduct amount reinsured 144892823 00 1281069 07
8 Net amount in force 391726535 00 3852581 89
Business in the State of Georgia During the Year
Fire risks written 4002890 00
Premiums received gross 4950911
Losses paid 24751 52
Losses incurred 27948 76
it

j
SECURITY FIRE INSURANCE COMPANY OF NEW HAVEN CONN
John W Ailing President Victor Roth Secretary
Principal Office Cor Elm and Church Streets New Haven Conn
Attorney for Service in Georgia Dan B Harris
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIAssets
1 Market value of real estate owned by the company less1
the amount of incumbrances thereon 221025 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 257200 00
3 Interest due on all said bond and mortgage loans interest
accrued thereon 2557 38
4 Value of lands mortgaged exclusive of build
ings and perishable improvements 259285 00
5 Value of buildings mortgaged insured
for 19060000 as collateral 240895 00
6 Total value of said Mortgaged premises
carried inside 500180 00
8 Total par and market value of all said stosks and bonds
owned absolutely by the company carried out at market
value 2807483 25
11 Total par and market value and amount loaned thereon 125450 00
12 Cash in companys principal office 14184 30
13 Cash belonging to the company deposited
in bank 127114 32
Total 14129862
15 interest due and accrued on bonds not included in market
value uncollected 34186 59
10 Interest due and accrued on collateral loans and uncollected 735 99314
ComptrollerGenerals Report
17 Cash in hands of agents and in course of transmission
agency balances
18 Bill receivable not matured taken for fire marine and
inland risks
All other assets both real and personal viz Due from
other companies for reinsurance on losses paid
Cash in hand of special agents advances
Cash deposited with Philadelphia underwriters association
Total assets of the company actual cash market value
IIILiabilities
1 Losses due and unpaid 63342 19
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 106313 31
3 Losses resisted including interest costs and
other expenses thereon 23 627 59
311760 59
11726 66
1796 29
800 00
100 00
3916120 37
4 Total gross amount of claims for losses 253283 09
5 Deduct reinsurance thereon 59 241 46
6 Net amount of unpaid losses
7 Gross premiums without and deduction
received and receivable upon all unex
pired fire risks running one year or loss
from date of policy 1018385 79 un
earned premiums fifty per cent 509192 90
8 Gross premiums without and deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 226707421
unearned premiums pro rata 1235090 31
194041 63
11 Total unearned premiums as computed above carried out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and eon
tested viz interest accrued on payments for new stock
1744283 21
34275 47
8232 75
Total
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
1975833 06
1000000 00
940287 31
1940287 316
8
9
10
11
12
15
CompteolleeGeneeals Eepobt
IVIncome During the Year
Deduct premiums and bills in course of
collection at this date 2725963 37
Deduct reinsurance and return premiums 910652 79
315
Net cash actually received for premiums carried out 1815310 58
Received for interest on bonds and mortgages 8044 71
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 91192 01
Income received from all other sources omitting increase
if any in value of securities viz rents 800000 460300 39
Aggregate amount of income actually received during the
year in cash 2374847 69
VExpenditures During the Year
Gross amount actually paid for losses in
cluding 21869745 losses occurring in
previous years
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 538107 and all
amounts actually received for reinsurance
in other companies 20971278 total
deduction discount 145861
1136941 16
216552 46
Net amount paid during the year for losses
Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
Paid for commissions or brokerage
Paid for salaries fees and other charges of officers clerks
agents and all other employees
Paid for state national and local taxes in this and other
states
All other payments and expenditures viz
920388 70
84000 00
388921 41
181163 78
73844 55
288231 00
Aggregate amount of actual expenditures during the year
in cash 1936549 44
VIRisks and Premiums
Fire Risks Premiums Thereon
1 force December 31 1910304328263 00 3358563 49
2 Written or renewed during the year 235985944 00 2725963 37
4 Totas 540314207 00 G084526 86316 ComptrollerGenerals Report
5 Deduct those expired and marked off as
terminated 181827756 00 2165737 56
6 In force at the end of year 1911358486451 00 3918789 30
7 Deduct amount reinsured 52585445 00 633329 30
8 Net amount in force December 31 1911 305901006 00 3285460 00
Business in the State of Georgia During the Year
Fire risks written 2233237 00
Premiums received gross 33973 11
Losses paid 20244 09
Losses incurred 22560 71
SOUTHERN MUTUAL FIRE INSURANCE COMPANY OF
ATHENS GA
Billups Phinizy President A E Griffith Secretary
Principal Office College AV6 and Clayton Streets Athens Ga
ICapital
A mutual company no capital stock market value of assets 1133571 60
IIAssets
1 Market value of real estate owned by the company loss
the amount of incumbrances thereon 265000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 811640 00
L3 Cash belonging to the company deposited
in banks viz National Bank of Ath
ens 155356 Georgia National Bank
of Athens 211849 total 3672 05
Total cash items 1672 05
15 Interest due and accrued on stocks not included in mar
ket value uncollected 1 6557 50
17 Cash in hands of agents and in course of transmission 6702 Oo
Total assets of the company actual cash market value 1133571 00
mLiabilities
7 Cross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or lessComptrollerGenerals Beport
317
JH

d i

ll
15
20
23
24
from date of policy 36342427 un
earned premiums fifty per cent 181712 13
Total unearned premiums as computed above carried
out
Dividends declared and remaining unpaid or uncalled
for scrip outstanding
Total amount of all liabilities except capital stock scrip
and net surplus
Surplus beyond capital and all other liabilities
Aggregate amount of all liabilities including capital paid
up and net surplus
181712 13
140249 97
321962 10
811609 50
1133571 60
IVIncome During the Year
Entire premiums collected during the
year cash
Deduct return premiums
368606 07
5181 80
9
11
12
15
Net cash actually received for premiums carried out
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Income received from all other sources omitting increase
if any in value of securities viz Rents 1460626
profit and loss 200257 total
Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
Gross amount actually paid for losses in
cluding 419027 losses occurring in
previous years 103556 53
Net amount paid during the year for losses
Scrip or certificates of profits redeemed in cash
Paid for commissions
Paid for salaries fees and other charges of officers
clerks agents and all other employees
Paid for State national and local taxes in this and other
States
All other payments and expenditures viz Expenses
Aggregate amount of actual expenditures during the year
in cash
363424 27
34031 20
16608 83
414064 30
103556 53
205663 11
54512 79
20400 00
5248 95
5226 18
394607 56318 ComptrollerGenerals Report
VIBisks anil Premiums
Pire Risks Premiums Thereon
In force on the 31st day of December
1910 36852547 00
2 Written or renewed during 1911 39823228 00 363424 27
3 Total 76675775 00
4 Deduct those expired and marked off
as terminated in 1911 38672875 00
5 Tn force at end of year 1911 38002900 00
7 Net amount in force 38002900 00
8 Greatest amount insured in any one risk 10 000 00
Business in the State of Georgia During the Year
Fire risks written 3923228 00
Premiums received gross 353 424 27
Losses paid 103556 53
Losses incurred 99j366 26
SOUTHERN STATES FIRE INSURANCE CO OF ATHENS GA
H S West President j T Dudley gecretary
Principal Office Cor College Avenue and Clayton Street Athens Ga
ITAssets
13 ash belonging to the company deposited
in bank Citizens Bank Trust Co 477 95
Athens Trust Banking Co 389 77
0tal 867 72
17 Cash 111 hands of agents and in course of transmission 1249 43
18 Bill receivable not matured taken for fire marine and
inland risks
564 69
All other assets both real and personal visfixtures 25470
supplies 7810 332 80
Directors note for protection of policyholders 3 000 00
Total assets of the company actual cash market value 6014 64
11 rInabilities
J dross losses in process of adjustment or
in suspense including all reported and
supposed losses 1 400 00CoMPTROLLERGrENERAls BePORT
319
Losses resisted including interest costs and
other expenses thereon
1400 00

Total gross amount of claims for losses
Net amount of unpaid losses
Gross premiums without and deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 94113 unearned
Premiums fifty per cent
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 273680 un
earned premiums pro rata
1400 00
470 56
1729 80
0
00
11
18
24
1
2
3
4
Total unearned premiums as computed above carried out
Amount of borrowed money
Total
Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
Gross premiums and bills in course of col
lection at close of last previous year it
Deduct amount of same not collected
Net collected 3
Gross premiums on risks written and
renewed during the year
3395 90
384 30
3011 60
3632 93
Total 6644 53
Deduct premiums and bills in course of
collection at this date 1814 12
V
r
nil 8
Entire premiums collected during the year
Cash 174005 notes 309036 4830 41
Deduct reinsurance and return premiums 307 09
9
15
Aggregate amount of income actually received during the
year in casih
VExpenditures During the Tear
Gross amount paid for losses
1400 00
2200 36
385 70
3986 06
3986 06
Net cash actually received for premiums carried out 4523 32
4523 32
1088 00320
ComptrollerGenerals Report
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz supplies etc
10875 express 20500 rent 12500
Aggregate amount of actual expenditures during the year
in cash
108 03
1167 57
850 00
206 50
235 50
3655 60
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December
1910 185685 00
2 Written or renewed during 1911 153825 00
3 Total 339510 00
4 Deduct those expired and marked off as
terminated in 1911 83605 00
5 In force at end of year 1911
255905 00
7 Net amount in force 255905 00
8 Greatest amount insured in any one risk
3971 65
3011 10
6992 75
1000 00
Business in the State of Georgia During the Year
Fire risks written 153825 00
Premiums received gross 3632 93
Losses paid 1088 00
Losses incurred 1400 00
SPRINGFIELD FIRE MARINE INSURANCE COMPANY OF
SPRINGFIELD MASSACHUSETTS
A YV Damon President W J Maekay Secretary
Home Office 195 State Street Springfield Mass
Attorney for Service in Georgia JanieS L Dickey Jr
ICapital Stock
1 Amnmii di capital paid up
in cash2000000 00jjf
CompteolleeGenebals Eepobt 321
Amount of ledger assets as per balance
December 31 of previous year 9331701 72
Extended at 31701 72
IIIncome
Gross premiums 7141174 76
Deduct gross amount paid for reinsurance
fire 899627 81 return premiums
fire 99691855 1896546 36
Total premiums other than perpetual 5244628 40
Gross interest on mortgage loans 61320 88
Gross interest on collateral loans 383 32
Gross interest on bonds and dividends on
stocks less 38828 accrued interest on
bonds 329032 22
Gross interest on deposits in trust com
panies and banks 3220 23
Gross rents from companys property
including 1500000 for companys
occupancy of it own buildings 15000 00
Total gross interest and rents 408956 65
From other sources recovery on Portland Oregon real
estate charged profit and loss 1907 300 00
From agents balances previously charged off 2191 33
Gross profit on sale or maturity of ledger assets viz stocks 15472 40
Total income 5671548 78
IIIDisbursements
Gross amount paid policyholders for losses
including 51585092 occurring in pre
vious years 3728385 11
Deduct amount received for salvage fire
2792032 reinsurance fire 68938937
discount fire 19940 717509 09
Net amount paid policyholders for losses 3010876 02
Expenses of adjustment and settlement of losses 38782 43
Commissions or brokerage 993406 76
Allowances to local agencies for miscellaneous agency
expenses 32232 05
Salaries 17769626 and expenses 10917308 of special
and general agents 286869 34
Salaries fees and all other charges of officers directors
trustees and home office employees 300591 30322
ComptrollerGenerals Report
9 Rents including 1500000 for companys occupancy of its
own buildings 31900 08
10 Advertising 2138745 printing and stationery 51
33851 72725 96
11 Postage telegrams telephone and express 24968 65
12 Legal expenses 6143 75
13 Furniture and fixtures 5243 79
14 Maps including corrections 16871 77
15 Underwriters boards and tariff associations 53057 71
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses 34985 30
17 Inspections and surveys 37017 74
18 Repairs and expenses other than taxes on real estate 960 49
19 Taxes on real estate 4644 75
20 State taxes on premiums 86025 57
21 Insurance department licenses and fees 24326 79
22 All other licenses fees and taxes federal corporation tax
94731 Massachusetts franchise tax 286940
county and municipal taxes 1993146 23748 17
23 Other disbursements mercantile reports bonds fuel light
and all other expenses 1187582 interest paid Municih
Reinsurance Co per contract 927840 21154 22
34 Paid stockholders for interest or dividends amount declared
during the year 20000000 200000 00
38 Agents balances charged off 1196 03
39 Gross loss on sale or maturity of ledger assets vizstocks 1418 50
40 Gross decrease by adjustment in book value of ledger
assets viz stocks 9062 80
41 Total disbursements 5318810 97
IVLedger Assets
1 Book value of real estate 300000 00
2 Mortgage loans on real estate 1440595 00
4 Book value of bonds 101566744 and
stocks 552877403 6544441 47
5 Cash in companys office 877 71
6 Deposits in trust companies and banks not
on interest 376796 88
7 Deposits in trust companies and banks on
interest 134899 87
8 Agents balances representing business
written subsequent to Oct 1 1911 879366 05
9 Agents balances representing business writ
ten prior to October 1 1911 7462 55
16 Total ledger assets as per balance9684 439 5317
18
24
26
30
34
1
2
11
18
19
84
CompteolleeGenebals Eepoet 323
NonLedger Assets
Interest accrued 3131136 on mortgages 31311 36
Interest accrued 1842328 on bonds 18423 28
Total 49734 64
Market value not including interest in item 18 of
bonds and stocks over book value 681136 03
Gross assets10415310 20
Deduct Assets not Admitted
Agents balances representing business written prior to
October 1 1911 7462 55
VLiabilities
Gross losses adjusted and unpaid not yet
due 80048 03
Gross claims for losses in process of adjust
ment or in suspense plus 2058422
reserved for losses incurred prior to Dec
31 of which no notice had been received
on that date 423317 24
Gross claims for losses resisted 33747 60
Total 537U2 87
Deduct reinsurance due or accrued 85897 23
Net amount of unpaid losses and claims 451215 64
Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running one year or less from date
of policy including interest premiums on
perpetual fire risks 349891727 un
earned premiums fifty per cent 1749458 64
Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running more than one year from
date of policy 574241412 unearned
premiums pro rata 3041339 76
Total unearned premiums as computed above 4790798 40
Salaries rents expenses bills accounts fees etc due
oraccrued 8526 76
Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement 50000 00
Funds held for Munich Reinsurance Co under treaty 231960 04
324 ComptrollerGenerals Report
25 Interest accrued on above 4639 20
26 Total amount of all liabilities except capital 5537140 04
27 Capital actually paid up in cash 2000000 00
28 Surplus over all liabilities 2870707 61
29 Surplus as regards policy holders 4870707 61
30 Total liabilities 10407847 65
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
1910 847269982 00 9781533 90
2 Written or renewed during the year 607828011 00 7141174 76
4 Total 1455124993 00 16922708 66
5 Deduct those expired and marked off as
terminated 551651339 00 6642785 05
6 In force at the end of the year903473654 00 10279923 61
7 Deduct amount reinsured 90041195 00 1038592 22
8 Net amount in force 813432459 00 9241331 39
Business in the State of Georgia During the Year
Fire risks written 4594294 00
Premiums received 85777
Losses paid 46630 77
Losses incurred 59213 79
ST PAUL FIRE MARINE INSURANCE CO OF ST PAUL MINN
F R Bigelow President A W Perry Secretary
Principal Office Corner 5th Washington Sts St Paul Minn
J L Riley Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 290826 17
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 585390 00
SComptrollerGeneral s Report 325
3 Interest due on all said bond and mortgage loans 1
82263 interest accrued thereon 633329 total 8155 92
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 487000 00
5 Value of buildings mortgaged insured for
65420000 as collateral 1068400 00
6 Total value of said mortgaged premises
carried inside 1555400 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 5939901 62
12 Cash in companys principal office 429 47
13 Cash belonging to the company deposited
in banks viz National German Ameri
can Bank and Merchants National
Bank of St Paul Minn Astor Trust
Co of New York and Roberts Lub
bock Co London Eng 336029 19
Total cash items 336458 66
15 Interest due and accrued on stocks not included in mar
ket value uncollected 46077 09
17 Cash in hands of agents and in course of transmission 560959 95
18 Bill receivable not matured taken for fire marine and
inland risks 171226 77
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid
Due from St Louis Fire Insurance Co secured by
securities under deed of trust due from Century Fire
Insurance Co secured by 2214365 from notes not
due and due from reinsurance companies for return
premiums and on losses paid 93868 51
Total assets of the company actual cash market value 8032864 69
IIILiabilities
1 Losses due and unpaid 65122 87
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 356703 07
3 Losses resisted including interest costs
and other expenses thereon 23880 00
4 Total gross amount of claims for losses 445705 94
5 Deduct reinsurance thereon 48617 32
6 Net amount of unpaid losses 397088 62326
ComptrollerGenerals Eeport
7 Gross premiums without a 113 deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 187169800 un
earned premiums fifty per cent 935849 00
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 656320100
unearned premiums pro rata 3427287 53
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 604
78220 302391 10
11 Total unearned premiums as computed above carried
out 4665527 63
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz State city county or other taxes and
assessments 9000000 commissions brokerage and
other charges due and to become to agents and brokers
on premiums paid and in course of collection 6
49757 reinsurance 2434808 total 120845 65
20 Total amount of all liabilities except capital stock scrip
and net surplus 5183461 90
21 Joint stock capital actually paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities 2349402 79
24 Aggregate amount of all liabilities including capital paid
up and net surplus 8032864 69
IVIncome During the Year
Fire Marine Inland
4 Gross premiums on risks
written and renewed dur
ing the year 5513848 90 1919421 39
7 Entire premiums collected
during the year 5513848 90 191942139
8 Deduct reinsurance and re
turn premiums 1130977 58 726427 84
9 Net cash actually received
for premiums carried
out 4382871 32 1192993 55 5575864 87
10 Receivedfor interest on bonds and mortgages 28 363 85CoMPTROLLERGtENERAls REPORT
327
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Reinsurance on
losses previously charged off 1621 conscience money
57136 increase in liabilities on account of reinsur
ance treaties 2434808 sale of bonds 250000
agents balances previously charged off 32905 total
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
Fire Marine Inland
1 Gross amount actually paid
for losses including
30291824 losses occur
ring in previous years 2436616 59 1150458 58
2 Deduct all amounts actu
ally received for salva
ges whether on losses
of the last or of previ
ous year 7422439 and
all amounts actually re
ceived for reinsurance in
other companies 728
49010 discount 1
69614 total deductions 295278 13 509132 50
275748 99
27764 70
Net amount paid during the
year for losses 2141338 46 641326 08 2782664 54
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 60000 00
6 Paid for commissions or brokerage 1426476 78
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 273082 31
8 Paid for State national and local taxes in this and other
States 147909 74
9 All other payments and expenditures 235024 58
Aggregate amount of actual expenditures during the year
in cash 4925157 95
Business in the State of Georgia During the Year
Fire marine and inland risks written 7189566 00
Premiums received gross 86157 27
Losses paid 63779 92
Losses incurred 62588 35328
ComptrollerGenerals Report
STANDARD FIRE INSURANCE COMPANY OF HARTFORD CONN
M L Hewes President H B Anthony Secretary
Home Office 803 Main Street Hartford Connecticut
W A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1034352 86
4 Extended at 1034352 86
IIIncome
5 Gross premiums 446793 81
6 Deduct gross amount paid for reinsurance
fire 7909169 return premiums fire
7243271 total 151524 40
7 Total premiums other than perpetual
11 Gross interest on bonds and dividends on
stocks less 33985 accrued interest on
bonds acquired during 1911
12 Gross interest on deposits in trust com
panies and banks
295269 41
40335 15
779 57
15 Total gross interest and rents
28 Total income
IIIDisbursements

1 Gross amount paid policyholders for losses
including 953355 occurring in previ
ous years 128029 31
2 Deduct amount received for salvage fire
189759 reinsurance fire 2907757
total 30975 16
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage 8205251 less commissions
on return premiums and reinsurance premiums 19
75538
6 Allowances to local agencies for miscellaneous expenses
7 Salaries 1106841 and expenses 1239970 of special
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
41114 72
336384 13
97054 15
1515 79
62297 13
588 29
23468 11
18123 11CompteolleeGenebals Repoet
329
8 Traveling expenses home office
9 Rents including companys occupancy of its own build
igs
10 Advertising 85492 printing and stationery 539275
total
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes viz Certificates from
Connecticut insurance department 6600 notarial
fees 1225 total
23 Other disbursements viz Capital stock tax
32 Decrease in liabilities during year on account of rein
surance treaties
40 Total disbursements
2019 03
1533 36
6247 07
2993 62
581 50
1123 14
3863 95
1974 16
1697 46
3447 72
4026 20
3744 50
78 25
9000 00
9000 00
245377 14
IVLedger Assets
4 Book value of bonds 91456218 and stocks 9095400
total
5 Cash in companys office 222 91
7 Deposits in trust companies and banks on
interest 52260 79
Total
8 Agents balances representing business written subse
quent to October 1 1911
9 Agents balances representing business written prior to
October 1 1911
1005516 68
52483 70
67335 17
24 30
16 Total ledger assets 1125359 85
NonLedger Assets
18 Interest due 388000 and accrued 700096 on bonds 10880 96
25 Other nonledger assets viz Office furniture and fix
tures including Sanborn maps cost 1447788 10000 00
28 Gross assets 1146240 81
31 Furniture fixtures and safes including
maps
Deduct Assets not Admitted
10000 00330
ComptrollerGenerals Report
32 Agents balances representing business
written prior to October 1 1911 24 30
36 Book value of ledger assets over market
value 15837 68
Total
39 Total admitted assets
25861 98
1120378 83
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense plus 166541
reserve for losses incurred prior to De
cember 31st of which no notice had
been received on that date
17258 72
4 Total
5 Deduct reinsurance due or accrued in com
panies authorized in Indiana
17258 72
11 22
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running one year or less from
date of policy including interest
premiums on perpetual fire risks 190
24816 unearned premiums fifty per
cent 95124 08
8 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running more than one year from
date of policy 16079260 unearned
premiums pro rata 121305 60
11 Total unearned premiums as computed above
18 Salaries rents expenses bills accounts fees etc due
or accrued
19 Federal State county and municipal taxes hereafter
payable on premiums
29 Surplus as regards policyholders
17244 50
216429 68
928 65
5000 00
26 Total amount of all liabilities except capital 239602 S3
27 Capital actually paid up in cash 500000 00
28 Surplus over all liabilities 380776 00
880776 00
30 Total liabilities 1120378 83
Jr ComptrollebGenerals Eepokt 331
VIRisks and Premiums
Fire Eisks Premiums Thereon
3 In force on the 31st day of December 20309166 00 183848 33
2 Written or renewed during the year 50284520 00 446793 81
4 Total 70593686 00 630642 14
5 Deduct those expired and marked off
as terminated 20660517 00 192083 48
6 In force at the end of the year 49933169 00 438558 66
7 Deduct amount reinsured 9596085 00 87517 90
8 Net amount in force 40337084 00 351040 76
SUN INSURANCE OFEICE OF LONDON ENGLAND
J J Guile Manager
Principal Office 54 Pine Street New York City
Attorney for Service in Georgia J T Fitten
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 25000 00
5 Value of buildings mortgaged insured
for 1000000 as collateral 17500 00
277500 00
25000 00
208 33
6 Total value of said mortgaged premises
carried inside 42500 00
8 Total par and market value of all said stocks and bonds
owned absolutely by the company carried out at market
value
12 Cash in companys principal office 710 93
13 Cash belonging to the company deposited
in bank 277800 44
3417449 57
Total cash items 278511 37
15 Interest due and accrued on stocks not included in market
value uneollected 42426 61
17 Cash in hands of agents and in course of transmission 474096 19
All other assets both real and personal viz Due from other
companies for reinsurance on losses already paid 1523 62332
ComptbolleeGenebals Repoet
Contingent commissions 2505 04
Total assets of the company actual cash market value 4519220 73
IIILiabilities
1 Losses due and unpaid 87860 67
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 202731 63
3 Losses resisted including interest costs and
other expenses thereon 5900 00
4 Total gross amount of claims for losses 296492 30
5 Deduct reinsurance thereon 31571 71
6 Net amount of unpaid losses 264920 59
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 191443105 un
earned premiums fifty per cent 957215 53
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 345106926
unearned premiums pro rata 1817710 55
11 Total unearned premiums as computed above carried out 2774926 08
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 5995 19
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz federal state and other taxes estimated 66
21187 return and reinsurance premiums 4194279 con
tingent commissions 2104425 129 198 91
Total 3175040 77
23 Surplus beyond capital and all other liabilities 1344 179 96
24 Aggregate amount of all liabilities including capital paid
up and net surplus 4519220 73
IVIncome During the Year
4 Gross premiums on risks written and
renewed during the year 4162757 37
8 Deduct reinsurance and return premiums 1314967 00
9 Net cash actually received for premiums carried out 2847790 37
10 Eeceived for interest on bonds and mortgages 1 250 00ComptrollerGeneeals Eepoet
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz rents 1197140 profit
on sale of ledger assets 291825
14 American branches of foreign companies will please report
amount of remittances from home office during year
15 Aggregate amount
year in cash
income actually received during the
333
147575 89
14889 65
118747 90
3130253 81
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 26099360 losses occurring in
previous years 1828874 78
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 2075813 and all
amounts actually received for reinsurance
in other companies 35393669 total
deductions 374694 82
Net amount paid during the year for losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz advertising print
ing and stationery miscellaneous agency expenses fire
department assessments inspections surveys fees etc
10 American branches of foreign companies will please report
amount sent to home office during the year
Aggregate amount of actual expenditures during the year
in cash
VIRisks and Premiums
1 In force on the 31st day of December
1910 534300025 00
2 Written or renewed during the year 384956062 00
3 Excess of original premiums over amount
received for reinsurance
4 Total 919256087 00
5 Deduct those expired and marked off as
terminated 350974850 00
1454179 96
628051 80
231531 62
86076 11
255375 29
359772 98
3014987 76
5621767 74
4162757 37
2015 39
3850501 79334 ComptrollerGenerals Report
6 In force at end of year 568281237 00 5936038 71
7 Deduct amount reinsured 54528705 00 570538 40
8 Net amount in force513752532 00 5365500 31
Business in the State of Georgia During the Year
Fire risks written 3569072 00
Premiums received gross 54093 99
Losses paid 23496 38
Losses incurred 37042 76
SUN FIRE INSURANCE COMPANY OF NEW ORLEANS LA
Fergus G Lee President William P Maus Secretary
Thos G Whitset Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 40000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 2650 00
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 20000 00
5 Value of buildings mortgaged insured
for 400000 as collateral 7000 00
6 Total value of said mortgaged premises
carried inside 27000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 1117705 00
12 Cash in companys principal office 62 41
13 Cash belonging to tlie company deposited
in banks viz CanalLouisiana Bank
Trust Company 857574 New
Orleans National Bank 42808 Nat
ional City Bank 48498 Whitney
Central National Bank 20000 Hiber
nia Bank Trust Company 20000
Citizens Bank Trust Company of
Louisiana 20000 total 10088 80
Total cash items 10 151 21ComptrollekGenebals Eepobt 335
All other assets both real and personal viz Premiums
in course of collection 3957129 less over three
months due 45000 total 39121 29
Total assets of the company actual cash market value 1209677 50
IIILiabilities
1 Losses due and unpaid
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses theTeon
4358 83
43500 76
637 50
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
48497 09
8116 50
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 39117009 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 54277643
unearned premiums pro rata
195585 04
281925 89
11 Total unearned premiums as computed above carried
out
14 Amount of dividends declared but not yet due
15 Dividends declared and remaining unpaid or uncalled for
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Eeserve for taxes not yet due 200000
reserve for unpaid reinsurance 81467 total
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital pa
up and net surplus
id
40380 59
477510 93
15000 00
290 00
47000 00
2814 67
582996 19
500000 00
126681 31
1209677 50336
ComptrollerGenerals Report
IVIncome During the Year
Fire Marine Inland I
1 Gross premiums and bills in
course of collection at
close of last previous
year as shown by that
years statement 55533 97
3 Net collected 55533 97
4 Gross premiums on risks
written and renewed dur
ing the year 907032 21 16547 71
5 Total 962566 18
6 Deduct premiums and bills
in course of collection
at this date 39121 29
16547 71
7 Entire premiums collected
during the year cash
93999260 923444 89
8 Deduct reinsurance and re
turn premiums 302121 43
9 Net cash actually received
for premiums carried
out 621323 46
16547 71
3363 93
13183 78 634507 22
139 C4
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 42 241 95
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 300000
bills receivable 150 bills payable 12000000 profit
and loss account 8500 total 123 086 50
15 Aggregate amount of income actually received during the
year in cash 799 33
VExpenditures During the Year
Fire Marine Inland
1 Gross amount actually paid
for losses including 94
63367 losses occurring
in previous years 474516 71 9992 93
2 Deduct amounts actually
received for salvages
whether on losses ofCompteollebGeneeals Eepoet 337
the last or of previous
year 249414 and all
amounts actually re
ceived for reinsurance
in other companies 66
75824 total deductions 67306 14 1960 74
Net amount paid during
the year for losses 407210 57 8032 19 415242 76
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 15
00000 25240 00
6 Paid for commissions or brokeragen4
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 40108 01
8 Paid for State national and local taxes in this and other
States oaqo qr
9 All other payments and expenditures 13408075
Aggregate amount of actual expenditures during the year
B B 798433 79
in cash
VIBisks and Premiums
Pire Risks Premiums Thereon
1 In force on the 31st day of December79031185 00 1114100 87
2 Written or renewed during the year 61946237 00 907032
3 Total 140977422 00 2021133 08
4 Deduct those expired and marked off
as terminated 63535994 00 926612 08
5 In force at end of the year 77441428 00 1094521 00
6 Deduct amount reinsured 9469399 00 160574 48
7 Net amount in force 67972029 00 933946 52
Business in the State of Georgia During the Year
Pire marine and inland risks written 2428330 25
50 433 99
Premiums received gross
I pald
Losses incurred 338
ComptrollerGenerals Report
SVEA FIEE LIFE INSURANCE CO LTD OF GOTHENBURG
SWEDEN
M L Duncan United States Manager
Principal Office in United States 100 William Street New York City
Attorney for Service in Georgia Dan B Harris Atlanta Oa
ICapital
1 Whole amount of deposit 210000 00
IIAssets
8 Total par and market value of all said stocks and bonds
owned absolutely by the company carried out at market
value 1079530 00
12 Cash in companys principal office 107 62
13 Cash belonging to the company deposited
in banks New Tork Trust Co 90
36470 National Nassau Bank N Y 7
07123 Crocker National Bank San Fran
cisco 1709724 114533 17
Total cash items 114640 79
14 Amount of installment notes upon which policies have been
issued 34770 10
15 Interest due and accrued on bonds not included in market
value uncollected nonledger assets 13124 60
17 Cash in hands of agents and in course of transmission 108437 77
18 Bill receivable not matured taken for Are marine and
inland risks 907 66
Total assets of the company actual cash market value 1351410 92
IIILiabilities
1 Losses due and unpaid 11238 10
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses 70223 28
3 Losses resisted including interest costs and
other expenses thereon 8228 44
4 Total gross amount of claims for losses 89689 82
5 Deduct reinsurance thereon 19295 33
6 Net amount of unpaid losses
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 42566905 un
earned premiums fifty per cent 212834 52
70394 49CompteolleeGenebals Eepoet 339
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 81876104
unearned premiums pro rata 428816 69
11 Total unearned premiums as computed above carried out 641004 21
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 3729 53
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz accrued taxes 11849 38
Total 726977 61
21 Capitaldeposit 210000 00
23 Surplus beyond capital deposit and all other liabilities 414433 31
24 Aggregate amount of all liabilities including capital paid
up and net surplus 1351410 92
IVIncome During the Year
2 Ledger assets Dec 31 1910 1362104 33
4 Gross premiums on risks written and
renewed during the year 934565 23
8 Deduct reinsurance and return premiums 255653 42
9 Net cash actually received for premiums carried out 678911 81
11 Beceived for interest and dividends on stocks and bonds
collateral loans and from all other sources 43436 80
12 Dicome received from all other sources omitting increase
if any in value of securities viz refund N Y state
franchise tax 63834 profit on sale of bonds 44559 1083 83
15 Aeereeate amount of income actually received during the
yearincash 723432 44
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 6651353 losses occurring in pre
vious years 429516 15
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 360968 and all
amounts actually received for reinsurance
in other companies 2725752 total
deductions 30867 20340 ComptrollerGenerals Report
Net amount paid during the year for losses 398648 95
6 Paid for commissions or brokeragei 185464 19
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 51820 27
8 Paid for state national and local taxes in this and other
states 23695 15
9 All other payments and expenditures viz loss expenses
1142331 rent 420000 advertising and stationery
550984 postage telegraph and express 186019 le
gal expenses 76277 furniture and fixtures 64898
maps 119940 board assessments 877063 inspec
tion and survey 289332 bank exchange 26756 H
O expenses 95766 miscellaneous expenses 182218 40315 83
Aggregate amount of actual expenditures during the year
cash 699944 39
Balance 1385592 38
VIBisks and Premiums
Fire Risks Premiums Thereon
1 In force December 31 1910103937796 00 131268007
2 Written or renewed in 1911 75902954 00 934565 23
3 Excess of original premiums over amount
received for reinsurance 842 814 81
4 Totals 179840750 00 2247245 30
5 Deduct expirations and cancellations 71437788 00 901547 27
6 In force December 31 1911 108402962 00 1345698 03
7 Deduct amount reinsured 9354256 00 101267 94
8 Net amount in force 99048706 00 1244430 09
UNION MARINE INSURANCE CO LTD OF LIVERPOOL ENGLAND
F Hermann Co U S Managers
Principal Office in U S 3743 Wall Street New York
Carleton Y Smith Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of U S deposit capital stock 200000 00
2 Amount paid up in cash 200000 00ComptrollerGenerals Beport
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
13 Cash belonging to the company deposited
in bank viz Bank of New York 7262 66
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
18 Bill receivable not matured taken for fire marine and
inland risks
All other assets both real and personal viz Cash de
posit State Massachusetts
Total assets of the company actual cash market value
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 153544 79
3 Losses resisted including interest costs
and other expenses thereon 19312 21
4 Total gross amount of claims for losses 172857 00
5 Deduct reinsurance thereon 34183 66
6 Net amount of unpaid losses
8 Gross premiums without any deduction
received and receivable upon all unex
pired long term risks running more than
one year from date of policy 196128
unearned premiums pro rata 785 76
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 157529 59
10 Gross premiums without any deduction
received and receivable on all unex
pired marine risks 21372 14
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
341
550715 00
7262 66
5920 00
150861 19
1937 50
445 35
717141 70
138673 34
179687 49
500 00342
ComptrollerGenerals Report
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Payable for State and other taxes
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
4 Gross premiums on risks written and re
newed during the year 1764578 00
8 Deduct reinsurance and return premiums 898082 07
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 11974246 losses occurring in
previous years 1112853 32
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 8417302 and
all amounts actually received for rein
surance in other companies 49163804
total deductions 575811 06
Net amount paid during the year for losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Agents bal
ances charged off 202226 insurance licenses and
fees 459448 advertising and stationery 641985
postage telegrams etc 205273 underwriters boards
214104 etc total
10 American branches of foreign companies will please re
port amount sent to home office during the year
Aggregate amount of actual expenditures during the year
in cash
20000 00
338860 83
200000 00
178280 87
717141 70
9 Net cash actually received for premiums carried out 866495 93
10 Received for interest on bonds and mortgages 22 066 06
888561 99
537042 26
192337 49
10984 96
25173 43
18921 26
12312 80
796772 20ComptrollerGenerals Eeport
343
VIRisks and Premiums
Marine Risks Premiums Thereon
L In force on the 31st day of December 28821024 00 529914 08
2 Written or renewed during the year 396587208 00 1764578 00
4 Total 425408232 00 2294492 08
5 Deduct those expired and marked off
as terminated 392956922 00 1682841 21
6 In force at the end of the year 32451310 00 611650 87
7 Deduct amount reinsured 12550627 00 273258 26
8 Net amount in force 19900683 00 338392 61
Business in the State of Georgia During the Year
Marine and inland risks written 4034628 00
Premiums received gross
Losses paid
Losses incurred
11721 40
3578 34
3578 34
UNITED FIREMENS INSURANCE CO OF PHILADELPHIA PA
Robert B Beath President Henry A Enabe Secretary
Principal Office 419 Walnut Street Philadelphia Pa
Attorney for Service in Georgia Robert N Hughs
ICapital
1 Whole amount of capital stock 400000 00
2 Amount paid up in cash 400000 00
IIAssets
1 Market value of real estate owned by the company less1
the amount of incumbrances thereon 86900 00
2 Loans on bond and mortgage duly recorded and beisg
first liens on the fee simple 222782 00
3 Interest due on all said bonds and mortgage loans 3000
interest accrued thereon 293231 2962 31
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 196600 00
5 Value of buildings mortgaged insured for
218200 as collateral 296450 00
6 Total value of said mortgaged premises
carried inside 493050 00344
ComptrollerGenerals Report
8 Total par and market value of all said stocks and bonds
owned absolutely by the company carried out at market
value 1315099 50
11 Total par and market value and amount loaned thereon 380000
12 Cash in companys principal office 60720
13 Cash belonging to the company deposited
in I 6441543
Total 65022 63
Total cash items 65j022 63
15 interest due and accrued on stocks not included in market
value uncolleeted ig 4g3 g9
10 Interest due and accrued on Collateral loans and uncolleeted 32 19
17 Cash in hands of agents and in course of transmission 59829 54
All other assets both real and personal as per schedule
attached viz rents due and accrued 1666 16 66
Interest accrued on bank deposits 183 75
Total assets of the company actual cash market value 1775112 20
IIILiabilities
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses 32431 13
3 Losses resisted including interest costs and
other expenses thereon 250 00
4 Total gross amount of claims for losses 32681 13
5 Deduct reinsurance thereon 3 088 54
6 Net reinsurance thereon 29 592 59
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 22258077 un
earned premiums fifty per cent 111290 39
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 23633995
unearned premiums pro rata 147475 84
Unearned on perpetuals 857977 13
11 Total unearned premiums as computed above carried out 1116 743 36
17 Due and accrued for salaries rents advertising and for
agency and other miscellaneous expenses 582 91
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Reserve for taxes accrued 7 138 12
ComptrollerGenerals Report 345
912 19
Reinsurance premiums
20 Total amount of all liabilities except capital stock scrip
and net surplus 1154969 17
21 Joint stock capital actually paid up in cash 400000 00
23 Surplus beyond capital and all other liabilities 220143 03
24 Aggregate amount of all liabilities including capital paid
up and net surplus 1775112 20
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year 20601 03
2 Deduct amount of same not collected 19 61
3 Net collected 2581 42
4 Gross premiums on risks written and
renewed during the year 424466 37
5 Total 445047 79
6 Deduct premiums and bills in course of
collection at this date 112001 81
7 Entire premiums collected during the year 333045 98
8 Deduct reinsurance and return premiums 58760 07
9 Net cash actually received for premiums carried out 274285 91
10 Received for interest on bonds and mortgages 12780 68
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 53533 34
12 Income received from all other sources omitting increase
if any in value of securities viz depositson perpetuals 11852 75
13 Received for increase capital subscription 300000 00
From agents balances previously charged off 16 02
Transfers
15 Aggregate amount of income actually received during the
6B s 653614 20
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 826837 losses occurring in pre
vious years 108262 00
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 180865 and all
amounts actually received for reinsurance
in other companies 646895 total
deductions 8277 60m
CoMPTROLLERGrENEftALs EePOKT
Net amount paid during the year for losses 99984 40
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 24000 00
6 Paid for commissions or brokerage 74509 88
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 23100 88
8 Paid for state national and local taxes in this and other
states 6244 94
9 All other payments and expenditures viz building expenses
276744 adjusting 160979 advertising 2089 93
boards 249859 insurance department 198795 legal
expenses 157171 maps 36330 patrol 121501
printing 316775 18271 47
10 Interest on bonds acequired 389050 mortgages acquired
10166 interest on capital 314264 perpetual deposits
returned 3050035 maturity of bonds 45200
expenses 659439 44681 54
Aggregate amount of actual expenditures during the year
in cash 290799 11
VIBisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December
1910 46404846 00 411994 67
2 Written or renewed during 1911 38547085 00 424466 37
3 Total 84951931 00 83646V 04
4 Deduct those expired and marked off as
terminated in 1911 26728115 00 279584 54
5 In force at end of year 1911 58223816 00 556876 50
6 Deduct the amount reinsured in other
companies 86S0236 00 97955 78
87
7 Net amount in force 49543580 00 458920 72
8 Greatest amount insured in any one risk LjiO 00
Business in the State of Georgia During the Year
Fire risks written
Premiums received gross
Losses paid
Losses incurred
373021 U0
5582 04
226 78
226 78
ComptrollerGenerals Eeport 347
UNITED STATES FIRE INSURANCE CO OF NEW YORK CITY N Y
Chas A Norris President 0 B Candidas Secretary
Principal Office 95 William Street New York City
G Arthur Howell Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 400000 00
2 Amount paid up in cash 400000 00
IIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 5150 00
3 Interest accrued on all said bond and mortgage loans 150 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
864005 00
value
12 Cash in companys principal office 34180
13 Cash belonging to the company deposited
in banks viz National Bank of Com
merce N Y 129262 Peoples Nat
ional Bank Hackensack and East River
National Bank 4459011 total 45882 73
Total cash items 46224 53
15 Interest due and accrued on stocks not included in mar
ket value uncollected 3012 02
AH other assets both real and personal viz Agents
balances representing business written subsequent to
1Q1 82048 53
October 1 1911
Total assets of the company actual cash market value 1046940 08
111Liabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 62443 30
3 Losses resisted including interest costs
and other expenses thereon 29o 00
4 Total gross amount of claims for losses 62738 30
5 Deduct reinsurance thereon 11517 11
6 Net amount of unpaid losses 51221 19
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 38063028 un
earned premiums fifty per eent 190315 14348
ComptrollerGenerals Eeport
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 21905124
unearned premiums pro rata
109525 62
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Reserve for taxes
20 Total amount of all liabilities except capital stock
scrip and net surplus g
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
758016 29
4 Gross premiums on risks written and re
newed during the year
8 Deduct reinsurance and return premiums
254906 85
9 Net cash actually received for premiums carried out 4
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Profit on sale of
stocks and bonds
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 7381820 losses occurring in
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 476590 and all
amounts actually received for reinsur
ance in other companies 10013832
total deductions
432516 21
299840 76
500 00
7000 00
358561 95
400000 00
288378 13
1046940 08
503109 44
2372 50
41120 80
7683 75
554286 49
104904 22ComptbolleeGenebals Bepoet
349
Net amount paid during the year for losses 32761
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Adjustment
expenses 569073 rents 256332 advertising
23855 printing and stationery 164020 postage
110771 legal expenses 52743 underwriters boards
and tariff associations 301553 fire departments 1
01101 inspection and surveys 20878 sundry ex
penses 86266 loss on security sales 446438 total
Aggregate amount of actual expenditures during the year
in cash
24000 00
176090 08
19591 73
8167 48
21330 30
576791 58
VIEisks and Premiums
Fire Eisks Premiums Thereon
In force on the 31st day of December AKKMQ
1910 71392745 00 745507 89
Excess of original premiums over
amount received for reinsurance
2 Written or renewed during 1911 73826259 00
3007 34
758016 29
3 Total 145219004 00
4 Deduct those expired and marked off
as terminated 81009422 00
5 In force at end of year 1911 64209582 00
6 Deduct the amount reinsured in other
companies
7 Net amount in force 54495187 00
1506531 52
830499 79
676031 73
97766 83
578264 90
SUBSCRIBERS AT UNITED STATES LLOYDS NEW YORK N Y
A Foster Higgins Herbert Appleton Douglas F Cox under the fire name
of Higgins Cox Attorneys for the Subscribers
Principal Office 3 South William St New York City N Y
ICapital
1 Whole amount of original deposit VAAnn
2 Amount paid up in cash 100000 00350 ComptrollerGenerals Report
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
12 Cash in companys principal office 2100 47
13 Cash belonging to the company deposited
in banks viz Bank of New York N
B A 3181922 Central Trust Co N
Y 36745703 Bank of Liverpool 2
22734 Morgan Greenfelt Co Lon
don 2302333 Brodrick Leutch
Kendall Liverpool 6414 total 424591 06
Total cash items
15 Interest due and accrued on bonds not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
Total assets of the company actual cash market value
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 443649 00
3 Losses resisted including interest costs
and other expenses thereon 19171 00
4 Total gross amount of claims for losses 462820 00
5 Deduct reinsurance thereon 215 701 25
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 3200 unearned
premiums fifty per cent 16 00
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 509169 02
11 Total unearned premiums as computed above carried
out
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Taxes and expenses
783500 00
426691 53
9483 33
544816 02
1764490 88
247118 75
509185 02
26000 00CoMPTROLLERENERAls EPORT
Commissions return premiums reinsurance
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Original deposit actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 496340 18
2 Deduct amount of same not collected 2788 38
3 Net collected 49355180
4 Gross premiums on risks written and re
newed during the year 3219712 43
5 Total 3713264 23
6 Deduct premiums and bills in course of
collection at this date 542027 64
7 Entire premiums collected during the
year 3171236 59
8 Deduct reinsurance and return premiums 1420713 19
351
344121 19
1100424 96
100000 00
564065 92
1764490 88
11
12
15
Net cash actually received for premiums carried outi
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Income received from all other sources omitting increase
if any in value of securities viz Exchange
35496 51
1000 55
Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
Gross amount actually paid for losses in
cluding 38629517 losses occurring in
previous years 1882396 79
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 35528839 and
all amounts actually received for rein
surance in other companies 63656584
total deductions 991854 23
1787020 46
Net amount paid during the year for losses
890542 56352
COMPTEOLLEB GrENERAL s REPORT
4 Cash dividends actually paid subscribers amount of sub
scribers dividends declared during the year 50000 00
5 Scrip or certificates of profits redeemed in cash and in
terest paid to scripholders loss expense 34323 20
6 Paid for commissions or brokerage 382994 93
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 120489 59
8 Paid for State national and local taxes in this and other
States 27364 13
9 All other payments and expenditures 33780 94
Aggregate amount of actual expenditures during the year
in cash 1539495 35
VIRisks and Premiums
In force on the 31st day of December 92320853 00 830785 69
2 Written or renewed 657276807 00 3219680 43
3 Total 749597660 00
4 Deduct those expired and marked off
as terminated 656551061 00
3183325 47
5 In force at end of year 93046599 00 867140 65
6 Deduct the amount reinsured in other
companies 47057044 00 357971 63
7 Net amount in force 45989555 00
509169 02
Business in the State of Georgia During the YeaT
Marine and inland risks written
Premiums received gross
Losses paid
Losses incurred
9789199 00
19285 87
34889 05
14386 77
VIRGINIA STATE FIRE INSURANCE COMPANY OF RICHMOND VA
George L Christian President A H Harris Secretary
Principal office Cot Mfiin and 5th Street Richmond1 Va
Attorney for Service in Georgia A L Rchardson
ICapital
1 Whole amount of capital stock 200 000 00
2 Amount paid up in cash 200000 00ComptrolleeGeneeals Eepoet
353
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due accrued all said bond and mortgage loans
4 Value of lands mortgaged exclusive of build
ings and perishable improvementsi
5 Value of buildings mortgaged insured for
4360000 as collateral 57050 00
135250 00
36642 20
530 55
27650 00
6 Total value of said mortgaged premises
carried inside 84700 00
8 Total par and market value of all said stosks and bonds
owned absolutely by the company carried out at market
value
12 Gash in companys principal office 12688 75
13 Cash belonging to the company deposited
in banks National State City Bank
333891 National Bank of Va 5150
Savings Bank of Richmond Va 156390
Virginia Trust Co 150608
258882 00
6460 39
Total cash items
15 Interest due and accrued on stocks and bonds not included
in market value uncollected
17 Cash in hands of agents and in course of transmission
18 Bill receivable not matured taken for fire marine and
inland risks
All other assets both real and personal viz due from other
companies for reinsurance on losses already paid
19149 14
3882 33
62750 43
1217 94
736 27
Total assets of the company actual cash market value
519040 86
IIILiabilities
1 Losses adjusted and unpaid not yet due
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses
3 Losses resisted including interest costs and
other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
18978 96
22084 31
14928 33
55991 60
9060 85
46930 75354
ComptrollerGenerals Beport
286902 67
200000 00
32138 19
pired fire risks running one year or less
from date of policy 16753927 un
earned premiums fifty per cent 83769 63
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 26748764
unearned premiums pro rata 147961 32
11 Total unearned premiums as computed above carried out 231730 95
17 Due and accrued for salaries rents advertising and for
agency and other miscellaneous expenses 351 94
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz reserve for unpaid taxes 4 700 00
Due other companies for reinsurance 3 189 03
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus 519040 86
IVIncome During the Year
1 Gross premiums and bills in course of
collection at close of last previous year 71080 87
2 Deduct amount of same not collected 12629 11
3 Net collected 58451 76
4 Gross premiums on risks written and
renewed during the year 410888 21
5 Total 469339 97
6 Deduct premiums and bills in course of
collection at this date 66895 04
7 Entire premiums collected during the year 402444 93
8 Deduct reinsurance and return premiums 174582 62
9 Net cash actually received for premiums carried out 227862 31
10 Received for interest on Bonds and mortgages 1317 28
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 10493 87
12 Income received from all other sources omitting increase
if any in value of securities viz rents 950004 sale
of stock 13333334 142833 38OompteolleeGenebals Repoet 355
15 Aggregate amount of income actually received during the
i ootjDUO o4fc
year m cash
YExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 6121035 losses occurring in pre
vious years 23037802
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 81506 and all
amounts actually received for reinsur
ance in other companies 6055029
total deductions 61365 35
Net amount paid during the year for losses 169012 67
6 Paid for commissions or brokerage 5
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 30701 7b
8 Paid for state national and local taxes in this and other
15o27 6
states
9 All other payments and expenditures viz rents advertising
underwriter boards traveling expenses interest reinsur
ance etc 3560999 former contribution to surplus by
directors paid off 9162500 127234
Aggregate amount of actual expenditures during the year
in cash
VIRisks and Premiums
Fire Eisks Premiums Thereon
In force on 31 day of Devember 1910 41576136 00 715465 52
2 Written or renewed during 1911 24308810 00 410888 21
3 Total 65884946 00 1126353 73
4 Deduct those expired and marked off as 01
terminated in 1911 32840318 00 523448 81
5 In force at end of year 1911 33044628 00 602904 92
6 Deduct the amount reinsured in other
8 635 627 00 167878 01
companies 000001
j 94 409 001 00 i 435026 91
7 Net amount in force Z44uyuui uu
8 Greatest amount insured in any one risk 1UUU u
Business in the State of Georgia During the Year
454233 08
Fire risks written j
10156 IS
Premiums received gross 356
ComptrollerGenerals Report
Losses paid
Losses incurred
15852 29
17396 32
WESTCHESTEE FIRE INSURANCE COMPANY OF NEW YORK N Y
George R Crawford President John H Kelly Secretary
Principal Office 100 William Street New York N Y
Edgar Dunlap Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 300000 00
2 Amount paid up in cash 300000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 9 189 60
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 153 450 00
3 Interest due on all said bond and mortgage loans 36000
interest accrued thereon 82792 total 1187 92
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 161700 00
5 Value of buildings mortgaged insured
for 15605000 as collateral 182650 00
6 Total value of said mortgaged premises
carried inside 344350 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 3951962 50
13 Cash belonging to the company deposited
in banks viz Union Trust Co N Y
10082586 Chatham Phenix Nat
ional Bank N Y 11796483 total 218790 69
Total cash items 21879069
17 Cash in hands of agents and in course of transmission 343J81 06
All other assets both real and personal viz Interest
accrued on bonds 5 4g3 09
Total assets of the company actual cash market value 4683245 09
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 328313 81ComptrollerGenerals Beport
357
3 Losses resisted including interest costs
and other expenses thereon 13500 00
4 Total gross amount of claims for losses 341813 gl
5 Deduct reinsurance thereon 66594 79
6 Net amount of unpaid losses 275219 02
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 161741051 un
earned premiums fifty per cent 808705 26
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 325964456
unearned premiums pro rata 1710629 45
11 Total unearned premiums as computed above carried
out 2519334 71
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses and taxes 45000 00
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Reserve for all contingencies 500000
reinsurance 1000000 reserve on account of rein
surance treaties 1069153 total 25691 53
20 Total amount of all liabilities except capital stock scrip
and net surplus 2865245 26
21 Joint stock capital actually paid up in cash 300000 00
23 Surplus beyond capital and all other liabilities 1517999 83
24 Aggregate amount of all liabilities including capital paid
up and net surplus 4683245 09
IVIncome During the Year
7 Entire premiums written during the
year 3882573 07
8 Deduct reinsurance and return premiums 1240062 19
9 Net cash actually received for premiums carried out 2642510 88
10 Received for interest on bonds and mortgages 11000 20
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 185179 60
Gross profit from sale of real estate 886 05
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 10800358
Comptroller General s Eeport
interest on deposits 215081 miscellaneous 12
65584 total 14914 65
15 Aggregate amount of income actually received during the
year in cash 2854491 38
VExpenditures During the Year
1 Gtoss amount actually paid for losses in
cluding 22318150 losses occurring in
previous years 1878825 32
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1332380 and all
amounts actually received for reinsur
ance in other companies 37009495
total deductions 383418 75
Net amount paid during the year for losses 3495406 57
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 120000 00
6 Paid for commissions or brokerage 508760 27
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees including gen
eral and special agents salaries and expenses
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Loss ad
justments rents advertising postage stationery tele
grams telephones express legal furniture and fixtures
maps underwriters boards fire patrol inspections
surveys and sundry
Aggregate amount of actual expenditures during the year
in cash
287305 61
78151 71
176289 21
2665913 37
VIRisks and Premiums
1 In force on the 31st day of December 529314298 00 5392424 60
2 Written or renewed during the year 357650212 00 3882573 07
4 Total 886964510 00
5 Deduct those expired and marked off
as terminated 319523701 00
9274997 67
3557033 35
6 In force at the end of the year567440809 00 5717964 32
7 Deduct amount reinsured 77178058 00 840909 25
8 Net amount in force 490262751 00
4877055 07ComptrollerGenerals Beport 359
Business in the State of Georgia During the Year
L 2470952 00
Fire risks written
Premiums received gross 3o056 27
T 19036 54
1 Losses paid
I T n 21452 53
Losses incurred
WESTERN ASSURANCE CO OF TORONTO CANADA
W B Meikle General Manager C C Foster Secretary
Principal Office 22 Wellington Street East Toronto Canada
Attorney for Service in Georgia Charles S Matthews
IIAssets
8 Total par and market value of all said stocks and bonds
owned absolutely by the company carried out at market
value 1899672 52
13 Cash belonging to the company deposited
in banks Canadian Bank of Commerce
New York 211749 74
Corn Exchange Nat Bank Chicago 16884 23
United States Mortg Trust Co N Y 32364 80
260998 77
Total v
15 interest due and accrued on stocks not included in market
value uncollected 21587 U
17 Cash in hands of agents and in course of transmission 245724 45
18 Bill receivable not matured taken for fire marine and
1032 55
inland risks
All other assets real and personal 7845 88
Total assets of the company actual cash market value 2436861 31
IIILiabilities
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses 262299 80
3 Losses resisted including interest costs and
other expenses thereon 6701 20
4 Total gross amount of claims for losses 269001 00
5 Deduct reinsurance thereon 67022 66
6 Net amount of unpaid losses 201978 34
7 Gross1 premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 89123579 un
earned premiums fifty per cent 445617 89360
ComptbollerGenekals Eepoet
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 127612437
unearned premiums pro rata
9 Gross premiums without deduction includ
ing both cash and bills received and
receivable upon all unexpired inland
navigation and marine risks 8754466
at 50 per cent
10 Gross premiums without any deduction
received and receivable on all unexpired
marine risks time hull ocean cargo 100
per cent
1838305 at 50 per cent
632274 35
43772 32
15140 26
9191 52
11 Total unearned premiums as computed above carried out
17 Due and accrued for salaries rents advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz commissions
Taxes
1145996 34
7666 00
32051 01
21860 77
Total
21 Joint stock capital actually paid up in cash deposit capital
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including Capital paid
up and net surplus
1409552 46
207000 00
820308 85
2436861 31
IVIncome During the Year
Fire Risks Maine and Inland
1 Gross premiums and bills in
course of collection at
close of last previous
year 175427 75
56993 46
3 Net collected 175427 75 56993 46
4 Gross premiums on risks
written and renewed dur
ing the year 1965837 09 372492 34
5 Total 2141264 84 429485 80
6 Deduct premiums and bills
in course of collection at
this date 184317 27 62439 73ComptrollerGenerals Eeport
361
I
7 Entire premiums collected
during the year 1956947 57 367046 07
8 Deduct reinsurance and re
turn premiums 741288 69 139655 04
9 Net cash actually received
for premiums carried
out 1215658 88 22739i 03
10 Received for interest on bonds and mortgages
12 Income received from all other sources omitting increase
if any in value of securities viz rents
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
Fire Risks Maine and Inland
1 Gross amount actually paid
for losses including
12400837 losses occur
ring in previous year 892296 15 288358 18
2 Deduct all amounts actually
received for salvages
whether on losses of
the last or of the previous
year 4981748 and all
amounts actually received
for reinsurance in other
companies 31176428
deductions 676387 99 142684 58
1443049 91
84095 11
1010 00
1528155 02
Net amount paid during the year for losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures
10 American branches of foreign companies will please report
amount sent home offices during the year
819072 57
320059 71
83944 25
51515 57
164249 89
69211 88
Aggregate amount of actual expenditures during the year
in cash
1508053 87362 ComptbollebGenebals Repobt
VIBisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
1910 255326019 00 2611410 07
2 Written or renewed during the year 215507392 00 1965837 09
3 Excess of original premium over amount
received for reinsurance 6348 97
4 Total470833411 00 4583596 13
5 Deduct those expired and marked off as
terminated 206728019 00 1954356 36
6 In force at the end of the year264105392 00 2629239 77
7 Deduct amount reinsured 55113088 00 461879 61
8 Net amount in forcei208992304 00 2167360 16
Business in the State of Georgia During the Year
Fire risks written 2408608 00
Premiums received gross 38099 43
Losses paid 25228 84
Losses incurred 22071 00
WESTERN ATLANTIC FIEE INSURANCE COMPANY OF
NASHVILLE TENN
Geo S Parkes President T W Handly Secretary
Principal Office Corner Church Street and 4th Avenue Nashville Tenn
lion Wm A Wright Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 200000 00
2 Amount paid up in cash 200000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 52614 75
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 29000 00
3 Interest due and accrued on all said bond and mortgage
loans 2662 56
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 55300 00CompteollebGeneeals Bepoet
363
5 Value of buildings mortgaged insured
for 200000 as collateral 11500 00
6 Total value of said mortgaged premises
carried inside 66800 00
7 Amount of other loans 80049 19
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
11 Amount loaned on stocks bonds and all other securities
except mortgages
13 Cash belonging to the company deposited
in various banks 57888 67
Total cash items
15 Interest due and accrued on certificates of deposit
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
18 Bill receivable
All other assets both real and personal viz Bents due
and accrued 262171 due from otheT companies for
reinsurance on losses already paid viz Granite State
88469 agency balances 1198809 unearned insur
ance on real estate 95947 furniture and fixtures
84115 maps 352750 total
3730 34
1000 00
4730 34
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 2618044 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
13090 22
107163 87
80049 19
329379 04
1487 02
4457 13
1150 00
1250 00
20822 61
Total assets of the company actual cash market value 358545 80
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
4730 34364 ComptrollerGenerals Beport
year from date of policy 1005270
unearned premiums pro rata g043 57
11 Total unearned premiums as computed above carried
out
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Furniture and fixtures 87600 collec
tions on collateral security 166171 commissions
brokerage etc to become due to agents and brokers
21490 total
20 Total amount of all liabilities except capital stock
scrip and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
TVIncome During the Tear
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 57046 98
2 Deduct amount of same not collected 11988 09
3 Net collected 45058 89
4 Gross premiums on risks written and re
newed during the year 53 420 23
5 Total 98479 12
6 Deduct premiums and bills in course of
collection at this date 43 892 32
7 Entire premiums collected during the
year cash 3307080 54586 80
8 Deduct reinsurance and return premiums 21516 00
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 2492840
increased surplus 1015113 sundries 16991 total
13 Received for increase capital
15 Aggregate amount of income actually received during the
year in cash
21133 79
2752 61
28616 74
200000 00
129929 06
358545 80
33070 80
2320 49
2869 31
35249 44
25090 00
98600 04ComptbollebGenebaes Bepobt
VExpenditures During the Year
1 Gross amount actually paid for losses in
eluding 170100 losses occurring in
previous years 9882 72
2 Deduct all amounts actually received for
salvages whether on losses of the last
9 191 08
or of previous year i
Net amount paid during the year for losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Various
Aggregate amount of actual expenditures during the year
in cash
VIEisks and Premiums
In force on the 31st day of December
1910 591A37 00
2 Written or renewed during 1911 3539109 99
3 Total 4130246 99
4 Deduct those expired and marked off
as terminated 1116983 99
365
5 In force at end of year 3013263 00
6 Deduct the amount reinsured in other
companies
512165 00
7761 64
8153 36
8633 32
75 38
40813 67
65437 37
9811 12
53420 23
63231 35
17377 07
45854 28
9621 14
7 Net amount in
forc6 2501098 00 36233 14
WILLIAMSBUEGH CITY FIEE INSUEANCE COMPANY OF
BEOOKLYN NEW YOEK
Frederick H Way President Wyekoff Van Kerboef Secretary
Home Office 59 John Street New York N Y
Attorney for Service in Georgia W E Hoyt
ICapital
1 Amount of capital paid up
in cash 25000000366 ComptbollebGeneeals Report
2 Amount of Ledger assets as per balance
December 31 of previous year 3021951 94
4 Extended at 3021951 94
IIIncome
5 Gross premiums 2256482 03
6 Deduct gross amount paid for reinsurance
fire 26763697 return premiums fire
25825234 525889 31
1
7 Total premiums i 1730592 72
9 Gross interest on mortgage loans 12916 93
11 Gross interest on bonds and dividends on
stocks less 235907 accrued interest on
bonds acquired during 1911 86411 21
12 Gross interest on deposits in trust com
panies and banks 8134 79
14 Notes for premiums 476 11
15 Unadmitted assets 159 60
16 Gross rents for companys property includ
ing 150000 for companys occupancy
of its own buildings 4720 00
17 Total gross interest and rents 112818 64
26 Gross profit on salo or maturity of ledger
assets viz bonds 9750 00
28 Total income 1853161 36
IIIDisbursements
1 Gross amount paid policyholders for losses
including 17843862 occurring in pre
vious years 116694397
2 Deduct amount received for salvage fire
1412917 reinsurance fire 170
6803418480951
3 Net amount paid policyholders for losses 982134 46
4 Expenses of adjustment and settlement of losses 19380 89
5 Commissions or brokerage 414 186 55
6 Allowances to local agencies for miscellaneous agency
expenses 32351 53
7 Salaries 5330628 and expenses 2832627 of special and
general agents 81632 55
8 Salaries fees and all other charges of officers directors
trustees and home office employees 108 461 49
9 Bents including 150000 for companys occupancy of its
own buildings 25700 00ComptrollerGenerals Eeport 367
10 Advertising 1132596 printing and stationery 639836 17724 32
11 Postage telegrams telephone and express 8237 bb
12 Legal expenses
13 Furniture and fixtures gg
14 Maps including corrections Aon iK
15 Underwriters boards and tariff associations iW 10
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses ra 71
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate V
19 Taxes on real estate 30 785 86
20 State taxes on premiums inask qn
21 Insurance department licenses and fees 1U40 du
22 All other licenses fees and taxes federal corporation tax
57886 city and county taxes 99633i 1575 19
87 7fi
24 Collections on premium notes
34 Paid stockholders for interest or dividendsi 50uuu uu
40 Gross decrease by adjustment in book value of ledger assets
15000 00
viz real estate
41 Total disbursements 1831385 64
IVLedger Assets
1 Book value of real estate 75000 00
2 Mortgage loans on real estate 302900 00
4 Book value of bonds 87054015 and
stocks 119266504 2063205 19
5 Cash in companys office 1891 26
7 Deposits in trust companies and banks
on interest 286420 92
8 Agents balances representing business
written subsequent to Oct 1 1911 292392 12
9 Agents balances representing business
written prior to Oct 1 1911 2543 41
11 Bills receivable taken for fire risks 19374 76
16 Total ledger assets as per balance 3043727 66
NonLedger Assets
17 Interest due 65250 and accrued 1
85589 on mortgages 2508 39
18 Interest due 311375 and accrued 9
32402 on bonds 12437 77
21 Interest on Balances I588
m x 16534 51
24 Total
28 Salamandra 483981 Rochester German 3750 Empire
City 384 American 660 HamburgBremen
27177 German fire of Pa 942 Concordia 942 5178 42
3i065440 59
30 Gross assets v 368 ComptbollebGeneeals Repoet
Deduct Assets not Admitted
34 Agents balances representing business
written prior to Oct 1 1911 2 543 41
38 Book value of ledger assets over market
Value 206240 19
41 Total admitted assets Jg
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 7043 05
i Gross claims for losses in process of ad
justment or in suspense plus 19
04589 reserve for losses incurred prior
to December 31 of which no notice had
been received on that date 145 573 32
3 Gross claims for losses resisted 12464 11
i al 165080 48
o Deduct reinsurance due or accrued 21 743 29
6 Net amount of lmpaid losseg and dams 143 337 19
7 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running one year or less from date
of policy including interest premiums
on perpetual fire risks 96237452 un
earned premiums fifty per cent 481 187 6
8 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running more than one year from
date of policy 239123176 un
earned premiums pro rata 1287 026 63
11 Total unearned premiums as computed above i 768 218 89
18 Salaries rents expenses bills accounts fees etc due
or accrued
19 Estimated amount hereafter payable forfederal stele and
other taxes based upon the business of the year of this
statement
21 Kepremiumsl2227oeinsuanepremiuins7 2578
26 Total amountof aiuiabni 194 f
27 Capita actually paia up i cash P 250000 QQ W55 36
28 Surplus over all liabilities 66330163
29 Surplus as regards policy holders 9i3301 63
30 Total liabilities
2856656 99ComptrollebGtEneeals Kepobt
369
VIRisks and Premiums
Fire Bisks Premiums Thereon
1 In force on the 31st day of December
1910 335519378 00 3523365 90
2 Written or renewed during the year 224418392 00 2256482 93
3 Excess of original premiums pyer amount
received for reinsurance 8164 85
4 Total 559937770 00 5788012 78
5 Deduct those expired and marked off as
terminated 199996256 00 2081370 48
6 In force at the end of the year 359941514 00 3706642 30
7 Deduct amount reinsured 31977689 00 353036 02
8 Net amount in force 327963825 00 3353606 28
Business in the State of Georgia During the Year
Fire risks written 2141694 00
Premiums received gross 34209 78
Losses paid 21639 96
Losses incurred 20548 58
YORKSHIRE INSURANCE COMPANY LTD OF YORK ENGLAND
Frank DuBois D S Managers
Principal Office 47 William Street New York N Y
Wm A Wright Atlanta Attorney for Service in Georgia
IIAssets
11 Market value of bonds owned by company
13 Cash belonging to the company deposited
in bank viz First National Bank
New York 14753 52
Total cash items
All other assets both real and personal viz Agents
balances 3438464 interest collected in hands of
trustees 516250 interest accmed on bonds 6
88333 total
570800 00
14753 52
46430 47
Total assets of the company actual cash market value 631983 99
IIILiabilities
2 Gross losses in process of adjustment or in suspense in
cluding all reported and supposed losses
5814 00370
ComptbollebGenerals Report
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 6854732 un
earned premiums fifty per cent 34273 66
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 1600802
unearned premiums pro rata 13671 82
11 Total unearned premiums as computed above carried
out 47945 48
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Due to reinsurance companies 674 38
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus 631983 99
54433 86
200000 00
377550 13
IVIncome During the Year
3 Net collected
4 Gross premiums on risks written and re
newed during the year
8 Deduct reinsurance and return premiums
5380 62
110271 47
21033 37
9
10
15
Net cash actually received foT premiums carried out
Received for interest on bonds and mortgages
Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses 10118 55
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 437 72
Net amount paid during the year for losses
Expenses on losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
674618 72
5162 50
679781 22
9680 83
65 61
20192 43
4455 20ComptrollerGenerals Eepoet 371
8 Paid for State national and local taxes in this and other
States 767 31
9 All otheT payments and expenditures 19244 18
Aggregate amount of actual expenditures during the year
in cash 54405 56
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December 667316 00 7510 08
2 Written or renewed 11800299 00 110271 47
3 Total 12467615 00 117781 55
4 Deduct those expired and marked off
as terminated 2727143 00 29358 81
5 In force at end of year 9740472 00 88422 74
6 Deduct the amount reinsured in other
companies 449533 00 3867 40
7 Net amount in force 9290939 00 84555 34
LIFE INSURANCE COMPANIES
ETNA LIFE INSURANCE COMPANY OF HARTFORD CONN
Morgan G Bulkeley President C E Gilbert Secretary
Home Office 650 Main Street Hartford Conn
W E Hawkins Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 90111459 28
4 Extended at 90111459 28
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 286901 for first
years reinsurance 1067134 42
6 Surrender values applied to pay first
years premiums 46028 71
7 Total first years premiums on original
policies 1113163 13
8 Dividends applied to purchase paidup ad
ditions and annuities
9 Surrender values applied to purchase paid
up insurance and annuities
10 Consideration for original annuities in
volving life contingencies
11 Consideration for supplementary contracts
involving life contingencies
5514 40
108286 73
90966 30
50000 00
12 Total new pemiums 1367930 56
13 Renewal premiums without deduction for
commissions or other expenses less 7
19381 for reinsurance on renewals 9033839 98
14 Dividends applied to pay renewal pre
miums 422585 24
16 Surrender values applied to pay renewal
premiums
462 93ComptrollerGenerals Report
373
17 Renewal premiums for deferred annuities
1822 64
18 Total renewal premiums 9458710 79
19 Total premium income 10826641 35
20 Consideration for supplementary contracts not involving
life contingencies 90704 00
21 Dividends left with the company to accumulate at in
terest 134552 82
23 Gross interest on mortgage loans 2322793 60
24 Gross interest on collateral loans 55330 97
25 Gross interest on bonds and dividends on
stocks less 1867704 accrued interest
on bonds acquired during 1911 1341352 67
26 Gross interest on premium notes policy
loans or liens 549623 64
27 Gross interest on deposits in trust com
panies and banks 61172 66
31 Gross discount on claims paid in advance 2928 31
32 Gross rent from companys property in
cluding 3250000 for companys occu
pancy of its own buildings 44317 29
33 Total gross interest and rents 4377519 14
34 From other sources viz Investment expense account
1899234 conscience money 1069 total 19003 03
41 Gross profit on sale or maturity of ledger assets viz
Real estate 108000 bonds 563875 total 6718 75
43 Total income 15455139 09
IIIDisbursements
1 For death claims less 36600 reinsur
ance additions 24215 3815385 93
2 For matured endowments 2522765 00
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
5 Premium notes and liens voided by lapse less 13335
restorations
6 Surrender values paid in cash or applied in liquidations
of loans or notes
7 Surrender values applied to pay new premiums 46
02871 to pay renewal premiums 46293 total
8 Surrender values applied to purchase paidup insurance
and annuities
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
10 Dividends applied to pay renewal premiums
6338150 93
40007 96
1218 56
46491 64
108286 73
660036 12
422585 24374
ComptrollerGenerals Report
12 Dividends applied to purchase paidup additions and
annuities 5514 40
13 Dividends left with the company to accumulate at interest 134552 82
14 Total paid policyholders 9580068 42
15 Expense of investigation and settlement of policy claims
including 651383 for legal expenses 6513 83
16 Paid foT claims on supplementary contracts not involving
life contingencies 44905 05
17 Dividends and interest thereon held on deposit surren
dered during the year 40473 25
18 Paid stockholders for interest or dividends 200000 00
19 Commissions to agents less commission on reinsurance
First years premiums 39935407 renewal premiums
50455748 annuities original 468683 renewal
9103 total 908689 41
20 Commuted renewal commissions 12094 02
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 60558 97
23 Branch office expenses including salaries of managers
and clerks 113283 35
24 Medical examiners fees 6531140 inspection of risks
1313750 total 78448 90
25 Salaries and all other compensation of officers directors
trustees and home office employees 363403 98
26 Rent including 2500000 for companys occupancy of
its own buildings 78700 83
27 Advertising 1005367 printing and stationery 54
94417 postage telegraph telephone and express 54
49130 exchange 162895 total 121118 09
28 Legal expense 3532 38
29 Furniture fixtures and safes 12602 35
30 Repairs and expenses other than taxes on real estate 33724 44
31 Taxes on real estate 12919 11
32 State taxes on premiums 127136 08
33 Insurance department licenses and fees 9698 90
34 All other licenses fees and taxes viz Federal corpora
tion tax 1140530 tax on capital stock 10708764
valuation of policies 31 1804 publication fees
59379 tax on reserves 934644 local license or
property tax 18907854 total 320629 75
38 Other disbursements viz Supplies 104180 inciden
tals 221345 expense on real estate during fore
closure 54365 membership in association of life
insurance presidents 477800 profit or loss 1920
total 8596 10
45 Agents balances charged off 146 38
46 Gross loss on sale or maturity of ledger assets viz
Real estate 1475981 bonds 819500 total 22954 81ComptrollerGenerals Eeport
375

47 Gross decrease by adjustment in book value of ledger
assets viz Bonds including 125958 for amortiza
tion of premium
32017 31
48 Total disbursements
IVLedger Assets
Book value of real estate 5
Mortgage loans on real estate first liens
Loans secured by pledge of bonds stocks or otheT col
lateral
Loans made to policyholders on this companys policies
assigned as collateral
Premium notes on policies in force of which 377161
is for first years premiums
Book value of bonds 2654196431 and stocks 4323
86661 market value 785275300 total
Cash in companys office 762 05
Deposits in trust companies and banks not
on interest 1379129 93
Deposits in trust companies and banks on
interest 2322029 23
577487 41
18493359 15
882864 97
8665831 60
147045 00
4323866 61
10
Total
Bills receivable 2154937 agents balances debit 26
11752 credit 762449 net 1849303 total
3701921 21
40042 40
12 Total ledger assets 93374382 66
13
14
15
16
17
20
21
23
NonLedger Assets
Interest due 3626977 and accrued 1
23506834 on mortgages 1271338 11
Interest due 628200 and accrued 360
03875 on bonds
Interest due 400857 and accrued 14
09384 on collateral loans
Interest due on premium notes policy
loans or liens
Interest accrued on other assets viz
Bank deposits
Rents accrued on companys property or
lease
366320 75
18102 41
150492 09
1797 25
250 00
Total interest and rents due and accrued
Market value of bonds and stocks over book value
1808300 61
2658005 II376
ComptrollerGenerals Report
New Business
25 Gross premiums due and
unreported on policies in
force December 31 1911
less reinsurance pre
miums 10391 17
26 Gross deferred premiums
on policies in force De
cember 31 1911 less re
insurance premiums 43043 36
Renewals
728271 04
424310 96
27 Totals 53434 53 1152582 00
28 Deduct loading 7982 24 202883 25
29 Net amount of uncollected
and deferred premiums 45452 29 949698 75
995151 04
35 Gross assets 98836439 42
Deduct Assets Not Admitted
38 Agents debit balances gross
40 Bills receivable
41 Premium notes and loans on policies and
net premiums in excess of the net value
of their policies
26117 52
21549 37
498 40
Total
48165 29
44 Admitted assets life business 98788274 13
45 Admitted assets accident health and liability business 4 5967261 09
46 Total admitted assets 104755535 22
VLiabilities Surplus and Other Funds
Net present value of all the outstanding policies in force on
the 31st day of December 1911 as computed by the
company on the following tables of mortality and
rates of interest viz
2 American Experience table at 3 per cent on entire
nonparticipating class and on participating class issued
prior to 1901 59239974 00
3 American Experience table at 3 per cent
on participating class issued in 1901
and subsequently 25272092 00
Same for reversionary additions 11154 00
Total 25283246 00ComptrollerGenerals Beport 377
5 Net present value of annuities including
those in reduction of premiums Give
tables and rates of interest viz Mc
Clintocks Annuitants 3 per cent on
business issued prior to 1910 McClin
tocks Annuitants 3 per cent and
American Experience 3 peT cent on
business issued in 1910 and subse
quently 440423 00
Also supplementary contracts involving
life contingencies 108876 00
Total 549299 00
Total 85072519 00
6 Deduct net value of risks of this company reinsured in
other solvent companies 28885 00
Total 85043634 00
7 Reserve to provide for disability benefits contained in
life policies 75837 00
8 Net reserve 85119471 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contengencies computed
by the company 350820 00
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded 9076 80
12 Claims for death losses in process of ad
justment or adjusted and not due 151622 00
13 Claims for death losses incurred for which
no proofs have been received 149586 00
14 Claims for matured endowments due and
unpaid 53139 00
15 Claims for death losses and other policy
claims resisted by the company 29310 00
16 Due and unpaid on annuity claims in
volving life contingencies 64 41
17 Total policy claims 383721 41
19 Dividends left with the company to accumulate at in
terest and accrued interest thereon 641650 09
20 Premiums paid in advance including surrender values
so applied 29854 33
21 Unearned interest and rent paid in advance 229316 98
22 Commissions due to agents on premium notes when paid
98416 other contingent commissions 141026 total 2394 42
23 Commissions to agents due or accrued 2312 56
378 ComptrollerGenerals Eeport
24 Cost of collection on uncollected and deferred pre
miums in excess of the loading thereon 12243 75
25 Salaries rents office expenses bills and accounts due
or accrued 3410 75
26 Medical examiners fees 948000 and legal fees 2900
due or accrued 9509 00
27 Estimated amount hereafter payable for federal State
and other taxes based upon the business of the year
of this statement 464110 24
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 76957 96
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1912 whether
contingent upon the payment of renewal premiums or
otherwise 727532 05
33 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1912 618238 00
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies 1 197 378 26
35 Reserve special or surplus funds not included above viz
Special reserve held under ten year renewable term
contracts 724 744 00
37 Liabilities life business 90 602 741 60
38 Surplus on life business including capi
ta1 stock 8185532 53
40 Total liabilities accident health and liability business 4888906 52
42 Capital stock 2000000 00
43 Unassigned funds surplus 7263887 10
44 Total surplus as regards policyholders 9 263 887 10
45 Total liabilities life accident health and other business104755535 22
Business in the Slate of Georgia During the Year
No Amount
17 Policies on the lives of citizens of said State in
force December 31 of previous year 3602 6753086 38
18 Policies on the lives of citizens of said State
issued during the year 739 1488540 72
19 Total 4341 8241627 10
20 Deduct ceased to be in force during the year 439 713 997 00
21 Policies in force December 31 3902 7527630 10ComptrollerGenerals Beport
22 Losses and claims unpaid December 31 of pre
vious year u v
23 Losses and claims incurred during the year 50
24 Total 56
25 Losses and claims settled during the year in
cash 13240581 by compromise 8719 total 51
26 Losses and claims unpaid December 31 5 i
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commis
sions or other expenses
379
8428 00
131847 00
140275 00
132493 00
7782 00
217804 33
AMERICAN CENTRAL LIFE INSURANCE COMPANY OF INDIANA
Milton A Woollen President Carroll B Carr Secretary
Principal Office Indianapolis Indiana
William A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 137000 00
2 Amount of capital subscribed but unpaid 2722541 13
Extended at 272254113
IIIncome During the Year
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 221742 43
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses 628256 45
2 Premium Notes loans or liens taken in
part payment for renewal premium 18106 39
3 From dividends applied to pay running
premiums 2989 88
4 From surrender values applied to pay
running premiums 3045 06
4 From surrender values applied to pur
chase paidup insurance and annuties 26136 61
Total 90027682380
ComptrollerGenerals Report
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 141174
renewals 162613
3037 87
7 Total premium income 897238 95
8 Cash received for interest on mortgage loans 81344 14
10 Cash received for interest on premiums notes loans or liens 46376 66
11 Cash received for interest on other debts due the company 2496 01
13 Cash received for rents for use of companys property
including 668496 for companys own occupancy 35457 73
17 Premium notes loans or liens restored by revival of
policies 37 16
19 From all other sources viz Coupons left at interest
35575 fire insurance 15766 513 41
Total income 1063464 06
IIIDisbursements for the Year
1 Cash paid for death claims including
revisionary additions 157362 00
2 Premium notes loans or liens used in pay
ment of the same 888775
5 Cash paid for sums falling due during the
year on installment policies 650 00
Total
Endowments
166899 75
9049 10
7 Total net amount actually paid for losses
9 Premiums notes loans or liens used in purchase of Sur
rendered policies 9092589 voided by lapse 340184
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums
15 Surrender values applied to purchase paidup insurance
and annuities
157850 65
94327 73
284 02
2989 88
18346 19
3045 06
26136 61
Total paid policyholders 302980 14
16 Cash paid stockholders for interest on dividends 10960 00
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 18226159
renewals 4413345 226 395 04
18 Cash paid for agency supervision 34 677 29
19 Cash paid for Medical examiners fees 1665499 inspec
tion of risks 442802 21083 01
20 Cash paid for salaries and all other compensation of
pfficers and other home office employees 73 457 igComptrollerGenerals Beport
381
21 Cash paid for taxes on new premiums
22 Cash paid for taxes state county and municipal
23 Cash paid for insurance department fees and agents
licenses 197150 municipal licenses 144451
24 Cash paid for rent including 668496 companys
occupancy t
25 Cash paid for commuting commissions
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 526845 printing 753792
28 Cash paid for real estate expenses other than taxes 16
58838 for legal expenses 309449
29 Cash paid for the following items viz claim investigation
109379 coupons surrendered 24 postage 4
62886 exchange 40849 federal corporation tax
24998 office expenses 178358 invest fees 3463
traveling expenses 350123 premium surety bond
consult 75686 consult actuary 5750 reinstallment
expenses 161929 premium dr bal charged off
224433
XVAssets as per Ledger Accounts
1 Cost value of rear estate exclusive of all incumbrances
27Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collateralsi
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force of which
565258 was received during the year
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances dr 204677 cr 223968
Premium balance dr 20280 cr 18603
10821 99
4355 26
3416 01
7957 96
4985 73
2497 27
12806 37
19682 87
16378 76
Total disbursements 752454 85
448345 39
1540513 57
2595 90
931376 89
5652 58
1029 33
101693 83
2518 99
192 91
16 77
11 Total net or ledger assets less depreciation 3033550 34
Other Assets
14 Interest due 34250 and accrued 31
79097 on mortgages
16 Interest accrued 1550 on collateral loans
17 Interest accrued 8229 on premiums notes
loans or liens
18 Interest due 6038 and accrued 7575 on
other assets
32133 47
15 50
82 29
136 13382
ComptrollerGenerals Report
19 Rents due 47832 on companys property
or lease
478 32
Total carried out
20 Market value of real estate over cost
23 Gross premiums due and
unreported on policies
in force December 31
1911 23522 67 5089186
New Business Renewals
24 Gross deferred premiums
on policies in force
December 31 1911 27777 97
Totals 23522 67 78669 83
25 Deducting loading actual 13623 35 9569 35
26 Net amount of uncollee
ted and deferred
premiums
9899 32 69100 48
Extended
27 Furniture fixtures and safes 1338916 commuted com
missions
Fire and liability premiums unearnedi
32845 71
73774 61
78999 80
131389 16
1087 67
28 Total assets as per the books of the company 3233647 29
Items Not Admitted
2 Furniture fixtures and safes 1338916 13389 16
4 Premium dr balance1 202 80
5 Agents balances 2046 77
7 Bills receivable 251899 accrued interest
7547 2594 46
Total
18233 19
9 Total assets less items not admitted 3215414 10
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according to
the Actuaries Table of Mortality with
4 per cent interest and American Ex
perience with 3y2 per cent 2729421 61
ComptrollerGenebals Report 383
Deduct net value of risks of this company
reinsured in other solvent companies 2968 07
Net reinsurance reserve 2726 453 54
2 Premium notes or loans on policies and
other obligations in excess1 of the net
value of their policies 10694 76
3 Claims for death losses no proofs received 13015 48
8 Present value of unpaid amounts on
matured installment policies face
4350 3503 78
9 Amount of trust funds held by the company 3122 57
Total policy claims 30336 59
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 114 20
12 Amount of national state or other taxes due or accrued
478059 estimated premium tax payable 1912
1146548 16246 07
13 Amount due on account of salaries rents and office
expenses 3899 88
16 Amount of any other liability of the company viz prem
iums paid in advance 329070 coupon account 69031
unearned interest 698533 commissions 16958
special reserve to cover possible unknown liabilities
3263531 43771 23
17 Liabilities on policyholder s account i 2820821 51
18 Gross surplus on policyholders account 394592 59
19 Total liabilities 1 3215414 10
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 895936 20
2 Premium notes loans or liens received
during year on policies 323614 87
Total 1219551 07
Amount of notes loans or liens used in
payment of losses and claims 8887 75
Amount of notes loans or liens used in
purchase of surrendered policies 90925 89
Amount of notes loans or liens void by
lapse 3401 84384 COMPTROLLERGENERALS BePORT
Amount of notes loans liens redeemed by
maker in cash 179306 12
Total reduction of premium note account
Balance notes assets at end of the year
282521 60
937029 47
AMERICAN LIFE AND ACCIDENT INSURANCE COMPANY OF
MISSOURI
John W Cooper President Chas C Hammond Secretary
Principal Office Salisbury Missouri
W W Haskell Attorney for Service in Georgia
1Capital Stock
1 Amount of Capital stock
paid up in cash 100000 00
2 Amount of net or ledger assets December
31 of previous year 122107 36
Extended at
122107 36
IIIncome During the Year
1 Cash received for renewal premiums without
deductions for commissions or other
expenses
86943 32
7 Total premium income
8 Cash received for interest on mortgage loans less 3585
19 From all other sources viz policy fees
5973886 miscellaneous receipts
59754 61
1575
Total income
86943 32
6208 96
152906 89
IIIDisbursements for the Year
5 Accident and health losses 38334 41
Total
7 Total net amount actually paid for losses
13 Surrender values paid in cash
Total paid policyholders
16 Policy fees
17 Cash paid for commissions and bonuses to
agents less commission on reinsurance
38334 41
59710 00
27284 65
38334 41
1023 58
39357 99

CoMPTROLLEBGrENEKAIiS REPORT
385
18 Cash pair for salaries and allowances to
19 Cash paid for medical examiners fees
21630 inspection of risks15700 373 50
20 Cash paid for salaries and all other com
pensation of officers and other home
office employees 8470 12
21 Cash paid for taxes on new premiums 1071 68
23 Cash paid for insurance department fees
and agents licenses 89216 municipal
licenses 31403 1206 19
24 Cash paid for rent 1243 64
25 Dividend to stockholders amount declared
during the year 4000 00
26 Cash paid for furniture fixtures and
safes for home and agency officers 288 80
27 Cash paid for advertising 14358 print
ing 197432 2117 90
28 Cash paid for real estate expenses other
than taxes 28850 288 50
29 Cash paid for the following items viz
miscellaneous taxes and fees 2934 28
Postage telegraph telephone freight
and express 193286 bonds 20000
officers traveling expenses 69486
and investigation and adjustment of
health and accident losses 10656 293428
Agents balances charged off 507 02
Total miscellaneouse expenses 507 02
30 Total disbursements 150573 83
IVAssets as per Ledger Accounts
2 Loans on mortgage first liens on real estate 110103 22
3 Loans secured by pledge of bonds stocks or other market
able collaterals U S Bond 100 00
7 Cash in companys office and collections in transit 1593 45
8 Cash deposited in banks 6451 52
10 Premiums in course of collection 6192 23
13 Total net or ledger assets less depreciation124440 42
Other Assets
14 Interest accrued 256206 on mortgages 2562 06
15 Interest accrued 675 on bonds and
stocks 6 75
Total carried out
2568 81386
ComptkollerGenebals Eepobt
4875 24
27 Agents 137524 furniture ana fixtures 250000
Supplies 100000
28 Total assets as per the books of the Company 131884 47
Items Not Admitted
1 Agents balances
2 Judgments furniture fixtures and safes
8 Supplies printed matter and stationery
1375 24
2500 00
1000 00
Total
9 Total assets less items not admitted
4875 24
127009 23
VLiabilities
3 Claims for losses due and unpaid
1910 00
Total policy claims
11 Commission due agents
12 Amount of national state or other taxes due
13 Amount due on account of salaries rents and office ex
penses
1 1910 00
2135 63
872 34
172 90
846 19
846 19
2838 34
100000 00
18233 83
127009 23
15 Amount due to officers or others for advances on account
of expenses or organization
16 Amount of any other liability of the company viz
premiums paid in advance
Unearned premiums
17 Liabilities on policyholders account capital stock
18 Gross surplus on policyholders account surplus
19 Total liabilities
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force Pec 31 of pre
191 214 45
vious year XVJ
Number and amount of policies on the lives of
citizens of Georgia issued during the year 817 857 3o
Total 1008
Deduct number and amount which have ceased to be
in force during the year
829
1071 80
890 75
Total number and amount of policies in force in
Georgia December 31 1911 179
Amount of losses and claims on policies in Georgia
paid during the year 93
181 05
1104 98COMPTROLLERGrENERAlS EePOET 387
AMERICAN NATIONAL LIFE INSURANCE COMPANY OF
LYNCHBTJRG VIRGINIA
W A Taylor President N M Jordan Secretary
Principal Office Lynchburg Va
Wm A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock paid up in cash 100000 00
Extended at 365571 35
IIIncome During the Year
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 78132 96
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 144377 71
3 From dividends applied to pay running
premiums 2685 48
iy From surrender values applied to pur
chase paid up insurance and annuities 246 32
Total 225442 47
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 3
16629 renewals 291278 6079 07
7 Total premium income 219363 40
8 Cash received for interest on mortgage loans 14825 73
9 Cash received for interest on bonds owned and dividends
on stock 1626 35
10 Cash received for interest on premium notes loans or
liens 1829 82
11 Cash received for interest on other debts due the company 1392 86
19 From all other sources viz suspense 79 38
Total income 239117 54
IIIDisbursements for the Year
1 Cash paid for death claims including
revisionary additions 34581 15
7 Total net amount actually paid for losses 34581 15
9 Premium notes loans or liens used in purchase of sur
rendered policies 11390 83388
ComptbollebGtenebals RepoBt
9 Premium notes loans or liens used in payment of
dividends to policy holders
11 Cash dividends applied to pay running premiums
15 Surrender values applied to purchase paid up insurance
and annuities
16 Cash paid stockholders for interest on dividends
17 Cash paid for commissions and bonuses to agents less
commission on reinurance new policies 5301720
renewals 699381
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 783755 inspec
tion of risks 110842
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes on new premiums
22 Cash paid for taxes on investments
23 Cash paid for insurance department fees and agents
licenses 26375 municipal licenses 62915
24 Cash paid for rent including companys occupancy
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 110428 printing 278976
28 Cash paid for real estate expenses for legal expenses
29 Cash paid for the following items viz postage and ex
press 102875 exchange 4513 incidentals 80247
losses on sale stocks schedule D 24547
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbraiices
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collaterals
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
11 Total net or ledger assets as per balance above
Other Assets
14 Interest on mortgages 7695 51
625 44
2685 48
246 32
24 85
60011 01
3692 15
8945 97
17164 13
1981 65
2902 20
892 90
1760 00
336 95
3894 04
1097 13
2121 82
30 Total disbursements 1543o4 02
442 00
302691 07
11642 07
34978 78
1059 58
2604375
3968 40
19704 67
19375 15
10429 40
450334 87OompteollebGeneeals Ueport
389
15 Interest on bonds and stocks
16 Interest on collateral loans
17 Interest on premiums notes loans or
liens
18 Interest on other assets
140 00
181 33
315 88
1326 70

Total carried out
9659 42
New Business
Renewals
23 Gross premiums due and
unreported on policies
in force Dec 31 1911
24 Gross deferred premiums
on policies in force
December 31 1911
13133 39
1024 76 2598 15
Totals
25 Deduct loading
1024 76
717 34
15731 54
3932 88
307 42
11798 66
26 Net amount of uncollec
ted and deferred
premiums
Extended
27 Furniture fixtures and safes 408649 1st year premium
notes 96082

12106 08
5047 31
28 Total assets as per the books of the company
Items Not Admitted
477147 6S
2 Furniture fixtures and safes
3 Commuted commissions premium notes in
excess of reserve
5 Agents balances
7 Bills receivable collateral loan
4086 49
3209 82
10810 23
22317 12
Total
9 Total assets less items not admitted
VInabilities
40423 66
436724 02
Net reinsurance reserve
3 Claims for death losses due and unpaid
6 Claims for death losses and other policy
claims resisted by the company
260883 00
7000 00
1000 00
Total policy claims
10 Amount of all unpaid dividends of surplus or other
description of profits due policyholders
12 Amount of national state or other taxes due in 1912
8000 00
11459 16
2300 00390 ComptrollerGenerals Eeport
16 Amount of any other liability of the company viz
premiums paid in advance 44749 interest account
policy loans paid in advance 61731 accounts payable
327424 estimated dividends apportioned for 1912
deferred policies 170000 6 039 04
17 Liabilities on policyholder s account 288 68120
18 Gross surplus on policyholders account 148 042 82
19 Total liabilities 436724 02
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 14616 57
2 Premium notes loans or liens received dur
ing the year on new policies 34 762 83
Total 49379 40
Amount of notes loans or liens voided
hy laPse 2291 51
Amount of notes loans or liens redeemed
by maker in cash 26028 31
Total reduction of premium note account 28 319 82
Balance note assets at end of the year 21 059 58
Business in the State of Georgia During the Year
No Amount
JNumber and amount of policies on the lives of
citizens of Georgia in force Dec 31 of pre
vious year 192 325000 00
A umber and amount of policies on the lives of
citizens of Georgia issued during the year 120 182000 00
T Ttal 312 507000 00
Deduct number and amount which have ceased to be
in force during the year 58 n6000 0Q
Total number and amount of policies in force in
Georgia December 31 1911 254 391fiQQ QQ
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 3 400Q 00
T0tfali 3 4000 00
Amount of losses and claims on policies in Georgia
paid during the year 2 0QCompteoelebGenebals Beport
What amount of premiums was collected or secured in Geor
gia during the year in cash and notes or credits with
out any deduction for losses dividends commissions
or other expenses total 481093
391
AMERICAN NATIONAL INSURANCE COMPANY
OF GALVESTON TEXAS
W L Moody Jr President I H Collier Secretary
Principal Office 2204 Strand Galveston Texas
J B Daniell Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 150000 00
2 Amount of net or ledger assets December
31 of previous year 1003319 58
Extended at
IIIncome During the Year
1003319 58
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses
iy2 Cash received for renewal premiums
without deductions for commissions or
otheT expenses
2 Premiums notes loans or liens taken in
part payment for premiums on new
policies 1326 08
2 Premium notes loans or liens taken
in part payment for renewal premium
3 From dividends applied to purchase paid
up additions and annuities
4 From surrender values applied to pay
running premiums
4 From surrender values applied to pur
chase paid up insurance annuities
222510 94
653939 10
746 70
4534 25
361 90
7987 48
Total
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 1
17134 renewals 159325
885341 45
2764 59
7 Total premium income
g Cash received for interest on mortgage loans
882576 86
57844 43392
COMPTROLLER GENERAL s REPORT
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany deposits in banks
19 From all other sources
From accident statement
6979 00
4750 83
616 70
1078 25
425269 73
Total income

1379115 80
IIIDisbursements for the Year
1 Cash paid for death claims including
Kevisionary additions
Total
180922 65
180 922 65
7 Total net amount actually paid for losses
9 Premium notes loans or liens used in purchase of sur
rendered policies voided by lapse 136970
10 Cash dividends paid policyholders advisory board and
special inspectors compensator
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paid up additions
and annuities
13 Surrender values paid in cash
14 Surrender values applied to pay running preminus
15 Surrender values applied to purchase paid up insurance
and annuities
16
17
19
0
21
22
2
24
Total paid policyholders
Cash paid stockholders for interest on dividends
Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 188
78282 renewals 9951479
Cash paid for salaries and allowances to managers and
agents 11770158 agency supervision 10933 82
branch office expenses 5991 62
Cash paid for medical examiners fees 1887319 inspec
tion of risks 234350
Cash paid for salaries and all other compensation of
offcers and other home office employees
Cash paid for faxes on new premiums
ash paid for taxes in federal corporation tax
Cash paid for insurance department fees and agents
licenses 2569 70 municipal licenses 443066
Cash paid for rent including branch offices
Cash paid for commuting commissions investigating
claims
180922 65
2671 21
8 023 38
746 70
4534 25
17353 75
361 90
7987 48
222601 32
15000 00
288296 99
131627 02
21216 69
40821 76
2773 54
90 23
7000 36
8910 35
298 15ComptrollerGenerals Report
393
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 311039 printing 1358366
28 Cash paid for real estate expenses other than taxes for
legal expenses
Cash paid for the following items viz exchange 29413
telephone express and postage 526944 examina
tion and audits 192685 loan expenses 457975
loss on sale of stocks 49000 all other 442764
From accident statement
29
2774 74
16694 05
2489 20
16987 81
286767 58
30 Total disbursements 1067352 79
IVAssets as per Ledger Accounts
2 Loans on mortgage first liens on real estate 1013065 04
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Agents ledger balance
86972 02
2517 97
129336 76
25 00
61482 64
21683 16
13 Total net or ledger assets less depreciation
14 Interest due 20012 and accrued 43
40086 on mortgages
15 Interest accrued 36250 on bonds and
stocks
18 Interest accrued 14795 on other assets
deposit in bank
43600 98
1315082 59
362 50
147 95
21
23
24
25
26
Total carried out
Market value of bonds and stocks over cost
New Business Renewals
Gross premiums due and
unreported on policies
in force December 31
1911 27105 26817 15
Gross deferred premiums
on policies in force
December 31 1911 671 48 12769 66
44111 43
11290 61
Totals
Deducting loading
942 53 39586 81
754 02 7267 81
Net amount of uncollec
ted and deferred
premiums
188 51 32 319 75394
ComptrollerGenerals Eeport
Extended
From accident statement nncollected and premium
32508 26
5320 90
28 Total assets as per the books of the company 1408313 79
Items Not Admitted
5 Agents balances
7 Premium notes and loans in excess of
net value of their policies
23346 39
830 16
Total
24176 55
9 Total assets less items not admitted 1384137 24
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according
to the American Experience Table of
Mortality with 3 and 3y2 per cent
interest
Deduct net value of risks of this company
reinsured in other solvent companies
937208 00
1532 00
Net reinsurance reserve
3 Claims for death losses due and unpaid
in process of adjustment 250000 no
proofs 600000 3
935 676 00
8500 00
Total policy claims 9
10 Amount of all unpaid dividends of surplus or other
description of profits due policyholders
12 Amount of national state or other taxes due
13 Amount due on account of salaries rents and office
expenses medical examiners fees commissions
16 Amount of any other liability of the company viz
premiums paid in advance 272774 unearned in
terest 176633 suspended mert fund 50500
cash bonds 62500 unearned account
premiums and other account liabilities
21564467
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
8500 00
5485 17
2750 00
4184 34
27188 53
983784 07
400353 17
19 Total liabilities 1384137 24
ComptrollerGenekals Eepokt 395
VIPremium Note Account
1 Premium notes or liens on hand December
31 or previous year 3870 12
2 Premium notes loans or liens received
during the year on new policies 14631 78
Total 1850190
Amount notes loans or liens voided by lapse 1369 70
Amount of notes loans or liens redeemed by
maker in cash 14614 23
Total reduction of premium note account 15983 93
Balance note assets at end of the year 2517 97
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia issued during the year 360 472500 00
vious year 1324 1895000 00
Number and amount of policies on the lives of
citizens of Georgia issued during the year 360 472500 00
Total 1684 2367500 00
Deduct number and amount which have ceased to be
in force during the year 589 896000 00
Total number and amount of policies in force in
Georgia December 31 1911 1905 1471500 00
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 6000 00
Amount of losses and claims on policies in Georgia
incurred during the year 13295 18
Total 19295 18
Amount of losses and claims on policies in Georgia
paid during the rear 19295 18
What amount of premiums was collected or secured in Geor
gia during the year in cash and notes or credits with
out any deduction for losses dividends commissions
or other expenses Total 6017577396
ComptrollerGenerals Report
AMICABLE LIFE INSURANCE COMPANY OF WACO TEXAS
Artemas R Roberts President A K Wilson Secretary
Principal Office Fifth and Austin Streets Waeo Texas
Wm A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 472580 00
2 Amount of net or ledger assets December
31 of previous year
ncrease of capita during 1011
77412 23
191360 on
Extended at
965635 23
ITIncome During the Year
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses
i Cash received for renewal premiums
without deductions for commissions or
other expenses
3 From coupons applied to pay running
premiums
I Consideration for supplementary contracts
not involving life contingencies
1Hi24 7 0
44 278 07
448 53
10000 00
210973 64
Total
7 Total premium income
s Cash received for interest on mortgage loans
9 Cash received for interest on stock notes 780239
bank balances 1007848 owned and dividends on
stork
10 Cash received for interest on premium notes loans or
liens
12 Gross increase by adjustment in book value of real
estate
13 Cash received for rents for use of companys property
including 123000 tor companys own occupancy
11 Premiums in suspense
15 Commissions earned by salaried agents
to Surplus paid in on increased capital stock
17 Paid in during year on subscription to capital stock and
surplus
18 Coupon left with the company to accumulate at interest
19 From all other sources viz rents paid in advance
210973 01
0217 04
17 880 ST
ss pi
28000 00
1 1404 93
127 17
483 00
190220 00
551780 00
2758 SO
25000 oo
Total income 1044929 34ComptrollerGenerals Eeport
IIIDisbursements for the Tear
397
1 Cash paid for death claims including
revisionary additions
2 Premium notes or liens void by lapse
29500 00
1258 61
Total
30758 61
7 Total net amount actually paid for losses
8 Cash paid suplementary contracts not involving lite
contingencies
10 Coupons left with the company to accumulate at interest
11 Coupons applied to pay running premiums
30758 61
1000 00
2753 80
448 53
16
17
18
19
20
21
22
23
24
26
27
28
29
Total paid policyholders
Cash paid stockholders for interest on dividends
Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies
Cash paid for salaries and allowances to managers and
flETGIltS
Cash paid for Medical examiners fees 1453350
inspection of risks 251100
Cash paid for salaries and all other compensation of
officers and other home office employees
Cash paid for home office expense 16080 miscellaneous
expenses 203151
Cash paid for taxes on reserves real estate
Cash paid for insurance department fees and agents
l PPT1SPS
Cash paid for rent including 123000 companys occu
pancy
Agents balances charged off IVaVao
Cash paid for advertising 277643 printing 7 102 09
postage telephone telegraph and express 433912
exchange 25166
Cash paid for real estate expenses other than taxes for
legal expenses
Cash paid for the following items viz maintenance ot
home office building
Decrease during year in rents and in advance
Decrease during year in cash with appreciation
Authorized capital stock and surplus issued during the
year and originally entered in income as subscrip
tion to capital stock
30 Total disbursements
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrancos
less 1012000
34960 94
14177 40
114373 38
18724 15
17044 50
23856 19
2192 31
340 74
76 50
2014 00
903 16
14469 30
2039 29
8042 17
4101 63
314 93
381580 00
635210 50
870820 17398
ComptbollebGteneeals Repoet
2 Loans on mortgage first liens on real estate 202819 57
5 Premium notes loans or liens on policies in force of
which 430051 was received during the year 5070 28
7 Cash in companys office 602 04
8 Cash deposited in bank 282700 36
10 Agents ledger balances 4985 71
Furniture fixtures 8355 85
11 Total net or ledgerassets as per balance above
13 Total net or ledger assets less depreciation
Other Assets
14 Interest due 32000 and accrued 405855
on mortgages 437855
18 Interest due 12650 on other assets bank
balances 126 50
19 Bents due 67000 on companys property
on lease 670 00
1375353 98
1375353 98
Total carried out
5175 05
20 Market value of real estate over cost
23 Gross premiums due and unreported on
policies in force December 31 1911
24 Gross deferred premiums on policies in
force December 31 1911
1059 83
4061 67
2592 79
Totals 6654 46
25 Deducting loading 1630 68
26 Net amount of uncollected and deferred
premiums 5023 78
Extended
27 Notes given in payment of subscription to capital stock
28 Total assets as per the books of the company
5023 78
408120 00
1794732 64
Items Not Admitted
2 Furniture fixtures and safes 8355 85
5 Agents balances 5099 50
7 Premium notes and loans on policies and
net premiums in item 29 in excess
of the net value of their policies 3768 53
8 Stock subscription notes 403120 00
Total
425343 88
9 Total assets less items not admitted 1369388 76ComptbollebGenebals Repobt
399
VLiabilities
Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according
to the American Experience Table at
3 per cent
53330 40
4000 00
9012 95
10
Net reinsurance reserve
3 Claims for death losses due and unpaid
8 Present value of unpaid amounts on matur
ed installment policies face 11
00000
Total policy claims
Amount rents paid in advance
11 Amount of coupons left with the company to accumu
late at interest accrued interest thereon 4800
12 Amount of national state or other taxes due
13 Amount due on account of salaries rents and office
expenses
15 Premiums paid in advance
10 Amount of any other liability of the company viz
Premiums paid in advance and medical examiners fees
106500 inspection fees in suspense 21300 easU
with appreciations pending 51446 subscription t
capital stock and surplus paid in cash but not issued
40890250
17 Liabilities on policyholders account
19 Total liabilities
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 3227 34
2 Premium notes loans or liens received dur
ing the year on new policies 748110
on old policies 152176 9002 86
Total
Amount of notes loans or liens used in pay
ment of losses and claims
Amount of notes loans or liens voided by
lapse
Amount of notes loans or liens redeemed by
maker in cash

72 89
1258 61
5828 42
Total reduction of premium note account
Balance note assets at end of the year
53330 4
13012 95
24898 37
2801 80
6550 39
2000 00
630 40
513919 27
855469 49
1369388 76
12230 20
7159 92
5070 28400
ComptrollerGenerals Report
ATLANTIC STATES LIFE INSURANCE COMPANY OF AUGUSTA
GEORGIA
J C Lamar President W A Smith Secretary
Principal Office Augusta Georgia
ICapital Stock
1 Amount of capital stock paid up in cash
6356 shares par 1000 each 63565 00
2 Amount of capital subscribed but unpaid
4571 shares par 1000 each 45710 00
252 50
IIIncome During the Year
9 Cash received for interest on bonds owned
11 Cash received for interest on other debts due the com
pany
14 Cash received for profits on sales of bonds 118589
18 Stock sales cash
19 From all other sources viz Stock sales notes unpaid
Total income
18 Cash paid for salaries and allowances to managers and
agents
23 Cash paid for insurance department fees 12500
24 Cash paid for rent 100000 companys occupancy
26 Cash paid for furniture fixtures and safes for home
offices
27 Cash paid for advertising 51720 printing 55650
29 Cash paid for the following items viz office supplies
and expenses
Commissions paid agents for stock sales
30 Total disbursements 50419 51
1098 11
1185 89
130161 66
53358 34
186056 50
7907 04
125 00
1000 00
469 10
1073 70
4983 42
34861 35
IVAssets as per Ledger Accounts
1 Due from National Surety Company on Dowlings Bond
6 Cost value of bonds excluding accrued interest at time of
purchase
7 Cash in insolvent bank Citizens Trust Co
8 Cash deposited in banks solvent cash 1977910 certifi
cates of deposit 171000
9 Bills receivable Cole Motor Co
Notes received on stock subscriptions
Notes for cash advanced stock salesman
13 Total net or ledger assets less depreciation
3176 27
13719 00
40130 01
21489 10
3500 60
53358 34
263 67
135636 9914
15
16
17
18
20
21
27
28
9
16
19
ComptrollerGenerals Report
Other Assets
Interest accrued 2307 on cash advanced
smen 23 07
Interest accrued 11042 on bonds 110 42
Interest accrued 17500 on deposits 175 00
Interest accrued 19591 on notes 195 91
Interest accrued 35693 on other stock
notes 3569 93
Total carried out
Rates values and policy forms
Policy frames
Furniture fixtures and safes 469 00
Total assets as per the books of the company
Items Not Admitted
Furniture fixtures and safes 469 00
Insolvent banks Citizens Trust Co 40130 01
Cash advanced to agents and interest
covered by note 286 74
Due from National Surety Co Dowlings
bond 3176 27
Policy frames 22000
Bills receivable stock notes 53358 34
interest 356993 56928 27
Rates values and policy forms 1000 00
Total 102210 29
Total assets less items not admitted
VLiabilities
Amount of any other liability of the company viz
premiums paid in advance
Total liabilities
401
4074 33
1000 00
2200 00
469 00
141400 32
39190 03
500 00
500 00
THE BANKERS RESERVE LIFE COMPANY OF OMAHA NEBRASKA
B H Robinson President R C Wagner Secretary
Home Office Omaha Nebraska
William A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 100000 00402 ComptrollerGenerals Bepoet
2 Amount of ledger assets as per balance
December 31 of previous year 2563474 71
4 Extended at 2563474 71
g
IIIncome During the Year
5 First years premiums on original policies
without deduction for commissions
or other expenses less 36111 for first
years reinsurance 189887 10
7 Total first years premiums on original
policies 189887 10
8 Dividends applied to purchase paidup
additions and annuities 34470 01
9 Surrender values applied to purchase paid
up insurance and annuities 2255 53
12 Total new premiums 5 195 589 64
13 Eenewal premium in addition to items
14 16 and 17 without deduction for
commissions or other expenses less
544005 for reinsurance on renewals 712779 01
14 Dividends applied to pay renewal prem
iums 104327 27
18 Total renewal premiums 847106 28
19 Total premium income 1042695 92
21 Dividends left with the company to
accumulate at interest 572 42
23 Gross interest on mortgage loans less
55235 accrued interest on mortgages
acquired during 1911 33531 61
25 Gross interest on bonds and dividends on
stocks less 377363 accrued interest on
bonds acquired during 1911 65924 69
26 Gross interest on premium notes policy
loans or liens 33358 15
27 Gross interest on deposits in trust com
panies and banks 2261 90
31 Total gross interest 135076 35
33 Suspense items credited 1500 40
38 From agents balances previously charged
off 1500 40
41 Total income 1179845 09ComptbollerGenebals Report
IIIDisbursements for the Year
3 Net amount paid for losses and matured endowments
5 Premium notes and liens voided by lapse less S
90953
6 Surrender values paid in cash or applied in liquidation
of loans or notes
8 Surrender values applied to purchase paid up insurance
and annuities
9 Dividends paid to policy holders in cash or applied in
liquidation of loans or notes
10 Dividends applied to pay renewal premiums
12 Dividends applied to purchase paid up additions and
annuities
13 Dividends left with the company to accumulate at
interest
14
15
18
19
22
II 24
I 25
I 26
II 27
28
29
32
33
34
38
45
Total paid policyholders
Expense of investigation and settlement of policy
claims
Paid stockholders for dividends
Commissions to agents less commission on reinsurance
first years premiums 142472 31 renewal premiums
1742859
Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
Medical examiners fees 1225300 inspection of
risks 45100
Salaries and all other compensation of officers directors
trustees and home office employees
Bent including companys occupancy of its own build
ings
Advertising 429052 printing and stationery 757683
postage telegraph telephone and express 493192
exchange 90388
Legal expense not included in item 15
Furniture fixtures and safes
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes federal corporation tax
204276 local licenses 16000 publication of state
ments 41500
Other disbursements loss and gain items 93047 invest
ment expenses 73675 office expenses 315792
traveling expense 240413 legislative expense
21255 suspense items charged off 212152
Agents balances charged off
403
104500 00
18277 09
55920 35
2255 53
262 88
104327 27
3447 01
572 42
289562 55
116 25
10000 00
159900 00
36668 54
16404 00
54192 20
5107 42
17703 15
1597 53
3805 51
14208 13
2525 80
2017 76
9563 34
3528 98
48 Total disbursements 627502 12404
ComptrollerGenerals Eeport
IVAssets as per Ledger Accounts
2 Mortgage loans on real estate
4 Loans made to policyholders on this companys policies
assigned as collateral
5 Premium notes on policies in force
6 Book value of bonds
7 Cash in companys office
9 Deposits in trust companies and banks on
interest
784500 00
497811 39
75077 85
1637309 20
119077 57
10 Agents balances debit 234985 credit
net 193390
41595
12 Total ledger assets as per balance
NonLedger Assets
13 Interest accrued 1359607 on mortgages
14 Interest accrued 1342568 on bonds
16 Interest accrued 224638 on premium
notes policy loans or liens
119185 34
1933 90
3115817 68
13596 07
13425 68
2246 38
19 Total interest accrued
23 Gross premiums due and unreported on
policies in force December 31 1911
less reinsurance premiums
24 Gross deferred premiums on policies in
force December 31 1911 less rein
surance premiums
29268 13
23704 11
526 65
25 Total
26 Deduct loading
24230 76
6317 39
17913 37
27 Net amount of uncollected and deferred premiums d
33 Gross assets 3102999 18
Deduct Assets not Admitted
36 Agents debit balances 1 9S3 90
41 Book value of bonds over market value 13193 II
15127 31
44 Admitted assets 847 871 84
VLiabilities
Net present value of all the outsand
irg policies in force on the 31st day ofComptrollerGeneral s Eeport
December 1911 as computed by the
State Department of Nebraska on the
following tables of mortality and rates
of interest viz actuaries table at 4
2137720 00
per cent
405
Same for reversionary additions
2 American Experience Table at 3Mi Per
2137720 00
295559 00
cent
Same for reversionary additions
Total
6 Deduct net value of risks of this company reinsured
in other solvent companies
295559 00
2433279 00
3401 00
Net reserve
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be
demanded
13 Claims for death losses incurred for which no proofs
have been received
15 Claims for death losses and other policy claims resisted
by the company
2429878 00
738 08
11500 00
2500 00
17 Total policy claims
19 Dividends left with the company to accumulate at
interest and accrued interest thereon
20 Premiums paid in advance including surrender values so
applied
21 Unearned interest and rent paid in advance
25 Salaries rents office expenses bills and accounts due or
accrued
26 Medical examiners fees
27 State county and municipal taxes due or accrued
3l Dividends or other profits due policyholders including
those contingent on payment of outstanding and
deferred premiums
44 Capital stock
45 Unassigned funds surplus
14000 00
1625 50
8533 68
12646 39
325 00
1205 50
19984 44
2972 11
2491908 70
100000 00
555963 14
3147871 84
46 Total
Business in the State of Georgia During the Year
No Amount
18 Policies on the lives of citizens of said state
issued during the year
21 Policies in force December 31
1
2500 00
2500 00406
OompteollebGeneeals Repobt
27 Premiums collected or secured in cash and notes or
credits without any deduction for losses dividends
commissions or other expenses
112 25
CITIZENS NATIONAL LIFE INSURANCE COMPANY OF ANCHORAGE
KENTUCKY
Charles D Pearce President J w peake Secretary
J N Alvis Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 485145 00
2 Amount of capital sub
scribed but unpaid 151540 25
Amount of net or ledger assets December
31 of previous year 2548668 60
Decrease of capital during 1911 683172 50
Extended at i865496 10
IIIncome During the Year
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 85954 11
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 455 959 44
3 From dividends applied to pay running
premiums 29582 32
3 From dividends applied to purchase
paid up additions and annuities 236 27
4 From surrender values applied to pay run
ning premiums 172 71
Total 571204 85
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company now business 4
35615 renewals 940440 13 760 55
7 Total premium income 557 444 30
8 Cash received for interest on mortgage loans 31798 88
9 Cash received for interest on bonds owned and dividends
on stock
9234 94CompteolleeGenebals Repoet
407
10
Cash received for interest on premiums notes loans and
liens
11 Cash received for interest on other debts due the company
is Cash received for rents for use of companys property
including 727083 for companys own occupancy
18 Consideration for supplementary contracts not involving
life contingencies
From all other sources viz Partial payments on capital
stock 8246112 surplus from reduction of capital
stock and payments thereon 27353900 inspection
fees on mortgage loans 655781 stock dividend re
turned 30750 premiums tendered with applications
170184 adjustment stock subscriptions to profit loss
934743 interest on policy conversions 182908
19
Total income
Total
HIDisbursements for the Year
1 Cash paid for death claims including
revision ary additions
2 Premiums notes loans or liens used in
payment of the same
5 Cash paid for sums falling due during the
year on installment policies
35587 67
67 30
435 03
Total
86090 00
26790 38
22198 82
7716 83
7284 40
375743 78
1038212 33
2903708 43
7 Total net amount actually paid for losses
8 Cash paid to annuitants
9 Premium notes loans or liens used in purchase of sur
rendered policies 7940344 voided by lapse
2734826
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paid up additions
and annuities
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums

Total paid policyholders
16 Cash paid stockholders for interest on dividends
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 4847428
renewals 729753
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 842884 inspec
tion of risks 185305
86090 00
181 92
106751 70
29582 32
236 27
32364 39
172 71
255379 31
1900 00
55771 81
30391 94
10281 89408 ComptrollerGenerals Report
20 Cash paid for salaries and all other compensation of
officers and other home office employees 91 342 40
21 Cash paid for taxes on new premiums Pqin s
22 Cash paid for taxes on reserves 171QQ r
23 Cash paid for insurance department fees andagents
licenses
24 Cash paid for rent 2S2 78
25 Cash paid for commuting commissions fiifi 28
26 Cash paid for furniture fixtures and safes for home
and agency officers
27 Cash paid for advertising Hui printing 5022o6 le 17
28 Cash paid for real estate expenses other than taxes
755o for legal expenses 415877 4 9o4 9
29 Cash paid for the following items viz policy ciaim ex
pense 50647 postage 260361 telegraph telephone
and express 184649 bank exchange 67143 fees
and expenses for examination of company by states
of Kentucky Tennessee Mississippi Alabama 65487
expense of policy conversions 130632 service eon
tract commissions 4190784 home office traveling
expenses 375763 Commissions on stock sold prior
to Jan 1 1911 890384 miscellaneous home office
expenses 315735 investment expense 35322
reduction in suspense account 101177 agents
balances charged off old accounts 55118 83 loss
on sale of bonds 5725 laWM
30 Total disbursements
617137 81
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 114 o63 30
2 Loans on mortgage first liens on real estate 8iB7 n
3 Loans secured by pledge of bonds stocks or other
marketable collaterals U 4tn nn
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 365 713 pa
5 Premium notes loans or liens on policies in force 69898 87
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase r
7 Cash in companys office 5
8 Cash deposited in banks 0 1S93 12
9 Bills receivable 275 873 15
10 Agents ledger balances 172 87
Companys stock owned 7 5
199390 00
11 Total net or ledger assets as per balance above77o
12 Deduct depreciation fro cost of assets bring same
to market value
23068 06
13 Total net or ledger assets less depreciation c7ComptrollerGenerals Eeport
409
14 Interest due
Other Assets
03120 and accrued 9
80635 on mortgages

15 Interest accrued 109417 on bonds and
stocks
16 Interest due 90000 and accrued 2
53442 on collateral loans
17 Interest on premiums notes loans or liens
18 Interest on other assets
Total carried out
20 Market value of real estate over cost
New Business
23 Gross premiums due and
unreported on policies
in force December 31
1911
24 Gross deferred premiums
on policies in force
December 31 1911
15837 55
1094 17
3434 42
831 05
345 05
Renewals
13682 79 38152 54
1885 89
7866 04
Totals
25 Deducting loading actual
per cent on new
and actual per cent on
renewals
15568 68 46018 58
8745 75
9136 92
26 Net amount of uncollec
ted and deferred
6 822 93 36881 66
premiums V u p
Extended
97 Furniture fixtures and safes and supplies 1550946
non ledger policy liens 640000 postage 14486
offset under death claims awaiting settlement 4
73677 stock notes and balances due on subscriptions
54369619
21542 24
52000 00
43704 59
570487 28
28 Total assets as per the books of the company
Items Not Admitted
2951236 67
1 Company s stock owned
2 Furniture fixtures and safes
5 Agents balances unsecured
7 Bills receivable
8 Supplies printed matter find stationery
506416 stocks notes and balances
due 54369619 total
14954250
10455 30
56526 45
172 87
548750 35
Total
9 Total assets less items not admitted
765447 47
2185789 Q410
ComptrollerGenerals Report
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according to
the American Experience Table of Mor
tality with 3 and 3 per cent interest 1379840 07
Deduct net value of risks of this com
pany reinsured in other solvent com
panies 17611 00
Net reinsurance reserve 1362229 07
2 Premium notes or loans on policies and
other obligations in excess of the net
value of their policies 1349 35
5 Claims for death losses and matured
endowments in process of adjustment
or adjusted and not due 17500 00
6 Claims for death losses and other policy
claims resisted by the company 3750 00
8 Present value of unpaid amounts on
matured installment policies 7410 17
Total policy claims 30009 52
10 Amount of all unpaid dividends of surplus or other
description of profits due poHcyholders 331608
S C Commissions 1912 3534416 38660 21
12 Amount of National state or other taxes due 5264 37
13 Amount due on account of salaries rents and office
expenses 6833 39
16 Amount of any other liability of the company viz
Premiums paid in advance 4972 interest paid in
advance 10886 01 liability account Owonsboro
Savings Bank and Trust Co 2254422 items await
ing advices 86789 4795 94
17 Liabilities on policyholdcr s account 1477792 53
18 Gross surplus on poHcyholders account Capital partly
paid 2033756 capital fully paid 48514600 sur
plus 20251411 707996 67
19 Total liabilities 2185789 20
20 Estimated surplus accrued on tontine and other policies
the profits upon which are especially reserved for that
class of policies 1983 275 09
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 23082 07
ComptrollerGenerals Report 411
2 Premium notes loans or liens received dur
ing the year on old policies 58455 99
Total 81538 06
Amount of notes loans or liens used in pay
ment of losses and claims 67 30
Amount of notes loans or liens used in pur
chase of surrendered policies voided
by lapse 13476 76
Amount of notes loans or liens redeemed by
makes in cash 51528 49
Total reduction of premium note account 65072 55
Balance note assets at end of the year 16465 51
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force Dec 31 of pre
vious year 654 175144100
Number and amount of policies on the lives of
citizens of Georgia issued during the year 924 3379659 00
Total 1578 5131100 00
Deduct number and amount which have ceased to be
in force during the year 600 19838 30
Total number and amount of policies in force in
Georgia December 31 1911 978 3147250 00
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 5 17850 00
Total 5 17850 00
Amount of losses and claims on policies in Georgia
paid during the year 5 17850 00
What amount of premiums was collected or secured in Geor
gia during the year in cash and notes or credits
without any deduction for losses dividends com
missions or other expenses Cash 5491896 notes or
credits 339253 total 5831149 412 ComptrollerGenerals Eeport
columbia life insurance company of ohio
Felix G Cross President Siimner M Cross Secretary
Principal Office N E Corner 4th Ave and Elm St Cincinnati Ohio
John M Barnes Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 1 SI439 48
2 Amount of capital subscribed but unpaid 623953 10
Extended 623953 10
IIIncome During the Year
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 28202 17
1 Cash received for renewal premiums
without deductions for commissions or
other expenses II 597 40
3 From dividends applied to pay running
premiums 5938 22
4 From surrender values applied to pay run
ning premiums 39 79
4 From surrender values applied to pur
chase paid up insurance and annuties 21 17
5 Consideration for annuties other than
matured installments policies 100 00
Total 149889 91
6 Deduct amount of premiums paid to other
companies tor reinsurance on policies
in this company now business 42059
renewals 500393 6024 52
7 Total income 143865 39
8 Cash received for intcrest mi mortgage loans 1 7i2l 19
9 Cash received for interest on bonds owned and dividends
on stock 6412 58
10 Cash received for interest on premium notes loans or
liens 3614 71
11 Cash received for interest on other debts due the com
pany 3618 I I
19 From all other sources 15355 7
Total income 219589 04ComptrollerGenerals Report
IIIDisbursements for the Year
413
1 Cash paid for death claims incuding
revisionary additions
3 Cash paid for mutual endowments and
additions thereto
13980 00
1000 00
Total
14980 00
7 Total net amount actually paid for losses
8 Cash paid to annuitants
10 Cash paid to policy holders
11 Cash dividends applied to pay running premiums
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums
is Surrender values applied to purchase paid up insurance
and annuities
Total paid policyholders
paid for commissions and Bonuses to agents less
commission on reinsurance new policies 880624
renewals 730507
Cash paid for salaries and allowances to managers and
Cashed for medical examiners fees 20837 inspec
tion of risks 10702
Cash paid for salaries and all other compensation of
officers and other home office employees
Cash paid for taxes on new premiums
Cash paid for insurance department fees and agents
licenses
for rent including 150000 companys oceu
14980 00
572 37
238 65
5938 22
13392 52
39 79
211 47
35373 02
17 Cash
18
19
20
21
23
pancy
24 Cash paid
26
27
and
28
29
Cash paid for furniture fixtures and safes for home
agency offices UBV7
Cash paid for advertising 102375 printing 284736
postage telegraph telephone express and exchange
115279
Cash paid for legal expenses
Cash paid for the following items viz charter tax
96178 traveling expenses 330210 sundry creditors
13 82 return premiums interest 1254 health and
accident disbursement 3829005 loss bond sale
00 agents balance charged to loss 204585
30 Total disbursements
IVAssets as per Ledger Accounts
9 Loans on mortgage first liens on real estate
I Loans sired bpledge of bonds stocks or other market
able collaterals
16111 31
8345 37
2190 19
27595 36
69 86
277 80
1500 00
916 65
5023 87
43 30
45241 97
142686 70
371847 50
145415 00414
Comptroller Gek eral s Beport
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 bills receivable
10 Agents ledger balances
Commuted premium loans
11 Total net or ledger assets as per balance above
12 Deduct depreciation from cost of assets to bring same to
market value
13 Total net or ledger assets less depreciation
Other Assets
14 Interest due 2659 70 and accrued 5
32723 on mortgages
15 Interest accrued 115277 on bonds
and stocks
10 Interest accrued 61392 on collateral
loans
17 Interest due 242 and accrued 10
01663 on premiums notes loans or
liens
18 Interest accrued 5821 on other assets
7986 93
1152 77
613 92
10019 05
58 21
Total carried out
23 Gross premiums due and
unreported on policies
in force December 31
1911
24 Gross deferred premiums
on policies in force
December 31 1911
New Business
13610 38
2810 88
Renewals
16371 34
8144 31
Totals
25 Deducting loading 00 per
cent on new and
18 per cent on re
newals
16421 26 24515 05
9852 76
4412 82
26 Net amount of uneollec
ted and deferred prem
iums 777
45618 12
136209 61
592 36
41589 22
1058 52
10905 67
45617 44
698853 44
2149 01
696704 43
19830 88
6568 50 20102 83
Extended
26671 331
CompteolleeGeneeals Eepoet
27 Furniture fixtures and safes
28 Total assets as per the books of the company
Items Not Admitted
2 Furniture fixtures and safes
5 Agents balances
7 Bills receivable
2000 00
10939 00
1058 52
415
2000 00
745206 64
Total
9 Total assets less items not admitted
Vliabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1811 computed according to
the Actuaries Table of Mortality with
four per cent interest and American
Table 3 per cent
Deduct net value of risks of this company
reinsured in other solvent companies
13997 52
731209 12
504376 21
6136 00
Net reinsurance reserve
Claims for death losses due and unpaid
executor not appointed
Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due
Claims for death losses and other policy
claims resisted by the company
Present value of unpaid amounts on matur
ed installment policies
498240 21
2000 00
3150 00
1250 00
6740 00
13140 00
10
12
13
16
Total policy claims
Amount of all unpaid dividends of surplus or other
description of profits due policy holders
Amount of national state or other taxes due
Amount duo on account of salaries rents and office
expenses
Amount of any other liability of the company viz
premiums paid in advance 44028 commission due
agents and cost of collection 385066 liability on
cancelled policies 84400 unearned interest 111248
premiums to be refunded 3300 premiums with ap
plications 62249 health and accident liability
352544
4693 93
217 02
613 44
10428 33
17 Liabilities on policyholders account
527332 93416 ComptrollerGenerals Eeport
8 Gross surplus on policyholders account 203 876 1
19 Total liabilities
73120 12
Business in the State of Georgia During the Year
Number and amount of policies on the lives of
citizens of Georgia in force Dec 31 of pre
vious year
Number and amount of policies on the lives of 250
Georgia issued during the year 3 7 000 00
Total
Deduct number and amountwhich have ceased tobe 950
m force during the year 1 lfiQQ 0Q
Total number and amount of policies in force in
Georgia December 31 1912 4 Q
THE COLUMBIAN NATIONAL LIFE INSURANCE COMPANY OF
BOSTON MASSACHUSETTS
Arthur E Childs President W TT R
rnTe 76180 Federal wLLBMrs8ecretary
Alfred C Newell Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 1000000 00
Amount of net or ledger assets December
31 of previous year 5 656 524 12
Extended at
5650524 1 2
ITIncome During the Year
1 Cash received for premiums on new poli
cies without deductions for commis
sons or other expenses 178 032
1 Cash receded for renewal premiums
without deductions for commissions or
other expenses
2 Premium notes loans or lien taien in part
payment for premiums on new policies 36847 41
2 Premium notes loans or liens taken in
part payment for renewal premium 384 049 10
3 Prom dividends applied to pay running
pr6miUmS 13943 72Siil

ComptrollerGenerals Report
417
3i2 From dividends applied to purchase
paid up additions and annuities
4 From surrender values applied to pay
running premiums
41 From surrender values applied to pur
chase paid up insurance and annuities
5 Consideration for annuities other than
matured installment policies
510 Accident and health premium income
Total 7w634
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 5
09791 renewals 895557 life 14053 48
87 02
2514 01
32593 70
2665 15
173499 17
7
8
9
10
11
Total premium income
Cash received for interest on mortgage loans
Cash received for interest on bonds owned and dividends
on stock
Cash received for interest on premium notes loans or
liens
Cash received for interest on other debts due the com
pany deposits in banks 666095 overdue premiums
22879
Cash received for profits on sales of bonds and stocks
353879all other 66000
received from
their
14
15 Ledger assets other than premiums
other companies for assuming or reinsuring
risks
18
19
Increase by adjustment in book value of bonds
From all other sources viz American Investment
Securities Co 12486562 interest OBrien mortgage
account 22638

Total income
IIIDisbursements for the Year
1722612 86
88158 96
176415 23
40064 00
6889 74
4198 79
1047017 81
1857 14
125092 00
3212306 53
1 Cash paid for death claims incuding
revisionary additions
2 Premiums notes loans or liens used in
payment of the same
280948 81
13 46
Total
280962 27
7 Total net amount actually paid for losses
8 Cash paid to annuitants
9 Premium notes loans or liens used in purchase of sur
rendered policies 79241 voided by lapse 2791942
less 121228 revived net 2670714
280962 27
669 56
27499 55418
Comptroller General s Eeport
9 Premium notes loans or liens used in payment of
dividends to polieyholders j 173 50
10 Gash dividends paid polieyholders 3 234 97
11 Cash dividends applied to pay running premiums 13 943 72
12 Cash dividends applied to purchase paid up additions
an annuities 87 02
13 Surrender values paid in cash 156 907 25
14 Surrender values applied to pay running premiums 2 514 01
15 Surrender values applied to purchase paid up insurance
and annuities 32 593 70
15y2 Accident and health claims paid 60 010 02
Total paid polieyholders 579600 57
Paid for claims on supplementary contracts not involv
ing life contingencies 1 000 00
16 Cash paid stockholders for dividends 70 000 00
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 62
78948 renewals 4344604 commuted renewal com
missions 1425625 120 491 77
18 Cash paid for salaries and allowances to managers agents
supervisors including branch office expense 82947 79
19 Cash paid for medical examiners fees 1394340 inspec
tion of risks 351206 17 455 46
20 Cash paid for salaries and all other compensation of
officers and other home office employees 100 166 04
21 Cash paid for taxes on life premiums 1525385 personal
property 13222 a5386 07
22 Commission and expense account Colorado National Con
solidation 256818 60
23 Cash paid for insurance department fees and agents
licenses 585102 municipal licenses 90181 6752 83
24 Cash paid for rent including companys occupancy less
6925 received under sublease 32 770 17
25 Home office general expense 1474041 home office
traveling expenses 869318 23 433 59
26 Cash paid for furniture fixtures and safes for home and
agency offices 2313 04
27 Cash paid for advertising 409097 printing and sta
tionery 1465911 postage telephone and telegraph
freight and express exchange 1246828 31218 36
28 Investigation of death claims 140514 for legal ex
penses 383887 5 244 01
29 Cash paid for the following items viz accident and
health including commissions salary taxes etc 106633 67
All other disbursements 41 g 02
30 Total disbursements j 493 g4g q0
I
ComptrollerGenerals Eeport
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incuinbrances
2 Loans on mortgage first liens on real estate
4 Loans made in cash to policyholders on this companys
policies as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Agents ledger balances
Accident and health premium in course of collection
Suspense 262946 contingent funds subject to draft by
cashier 26782
13 Total ledger assets per balance above
419
40424 69
1871217 18
826469 30
133147 90
3830060 29
13725 02
560816 17
63304 34
32922 39
2897 28
7374984 65
Other Assets
14 Interest due 337121 and accrued 24
73831 on mortgages
15 Interest accrued 2814732 on bonds and
stocks
17 Interest due 338299 and accrued 3
50620 on premiums notes loans or
liens
18 Interest due 5693 and accrued 45195
on other assets bank balances
2810952
28147 32
6889 19
508 88
Total carried out
New Business Renewals
23 Gross premiums due and
unreported on policies
in force December 31
1911 35878 03 12600189
24 Gross deferred premiums
on policies in force
December 31 1911 11852 65 73328 35
63654 91
Totals
25 Deducting loading
47730 68 199330 24
8552 05 40940 90
26 Net amount of uncol
lected and deferred
premiums
39178 63 158 389 34
Extended
28 Gross assets
197567 97
7636207 53420
ComptbolleeGeneeals Report
Items Not Admitted
3 Loading on premium notes 27240 76
4 Cash advanced or in the hands of officers
or agents contingent funds 267 82
5 Agents balances dr 64044 52
6 Suspense 2629 46
7 Book over market value real estate
23691 bonds and stocks 9174679 91983 70
8 Accident and health premiums in course
of collection written prior to Oct 1
1911 2455 94
Total 158622 20
9 Total assets less items not admitted 7447585 33
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according to
American Experience 3 per cent 6653 00
Net reinsurance reserve 5 698 113 00
3 Claims for death losses no proof re
ceived 41000 00
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 18 621 00
6 Claims for death losses and other policy
claims resisted by the company 15500 00
7 Amounts due and unpaid on annuity
claims 75 63
8 Present value of unpaid amounts on
matured installment policies 15437 00
9 Surrender value that may be demanded 1765 99
Total policy claims 92 399 62
10 Amount of all unpaid dividends of surplus or other
description of profits due policyholders 2 843 57
11 Advanced deposits account pending insurance 558 41
12 Amount of national state or other taxes due or accrued 21222 7
L3 Amount due on account of salaries rents and office
expenses medical and legal fees 19 662 46
II Commissions to agents 5 764 93
15 Balance from sale at foreclosure OBrien mortgages 399 II
16 Amount of any other liability of the company viz
premiums and interest paid in advance 120237 57ComptrollerGenerals Report 421
Accident and health department including 7882720
unearned premiums and 3491215 claims in process
of adjustment 12603
5991667 79
18 Capital stock 1000000 00
19 Surplus 455917 54
Total 7447585 33
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 97131 94
2 Premium notes loans or liens received dur
ing the year on new policies 5288956
on old policies 21824624 271135 80
Restored by revival of policies 1212 28
Total 36948002
Amount of notes loans or liens used in pay
ment of losses and claims 13 46
Amount of notes loans or liens used in pur
chase of surrendered policies 792 41
Amount of notes loans or liens voided by
lapse 27919 42
Amount of notes loans or liens used in pay
ment of dividends to policyholders 1178 50
Amount of notes loans or liens redeemed by
maker in cash 206428 24
Total reduction of premium note account 236332 03
Balance note assets at end of the year 133147 99
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force Dec 31 of pre
vious year 491 1303220 00
Number and amount of policies on the lives of
citizens of Georgia issued during the year 324 924606 00
Total 815 2JE278S8 00
Deduct number and amount which have ceased to be
in force during the year 136 397879 00
Total numbeT and amount of policies in force in
Georgia December 31 1911 679 1829947 00
422
ComptrollerGenerals Report
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 5 16000 00
Total 5 16000 00
Amount of losses and claims on policies in Georgia
paid during the year 4 11000 00
What amount of premiums was collected or secured in Geor
gia during the year in cash and notes or credits without
any deduction for losses dividends commissions or
other expenses Cash 4584015 notes or credits
1011131 total 55951 46
COMMERCIAL LIFE INSURANCE CASUALTY COMPANY OF
SAVANNAH GEORGIA
Win W Williamson President
Principal Office Savannah Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 200000 00
2 Amount of net or ledger assets December
31 of previous year
Increase of capital during 1911
267550 64
17860 00
Extended at 285410 64
IIIncome During the Year
1 Cash received for premiums on new
policies without deductions for commis
sions or other expenses 34069 26
M Cash received for renewal premiums
without deductions for commissions or
other expenses 5051 46
2 Premium notes loans or liens taken
in part payment for renewal premium 841 45
Total
Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 42864
renewals 4660
39962 17
475 24
7 Total premium income
8 Cash received for interest on mortgage loans
39486 93
506 30ComptrollerGenerals Eeport
9 Cash receivedfor interest on bonds owned and dividends
on stocks
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on otherdebts due the com
pany
12 Cash received as interest on stock subscriptions
Total income
17
18
19
20
21
23
24
26
27
28
29
IIIDisbursements for the Tear
Cash paid for commission and bonuses to agents less
commission on reinsurance new policies 1746778
renewals 14993
Cash paid for salaries and allowances to managers and
agents
Cash paid for medical examiners fees 506700 inspec
tion risks 186525
Cash paid for salaries and all other compensation of
officers and other home office employees
Cash paid for taxes on new premiums
Cash paid for insurance department fees and agents
licenses 120206 municipal licenses 86950
Cash paid for rent including 175000 companys occu
pancy
Cash paid for furniture fixtures and safes for home and
agency offices
Cash paid for advertising 68365 printing stationery
and supplies 248592
Cash paid for legal expenses
Cash paid for the following items viz Branch office
expenses 96585 exchange 4358 postage telephone
and express 97555 traveling expenses of agents
12463 traveling expenses of officers and employees
69498 books arol interest to journals 13978
agents balances charged off 208851 incidental
80750
30 Total disbursements
IVAssets as per Ledger Accounts
2 Loans on mortgage first liens on real estate
5 Premium notes loans or liens on policies in force of
which 84145 was received during the year
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cfish deposited in banks
423
7398 66
1 69
594 67
1371 06
49419 31
17617 71
12330 31
6932 25
13095 71
73 it
2071 56
1750 00
2041 57
3169 57
921 63
5840 38
65844 33
51619 50
841 45
154 891 45
4550 55
52429 81
424
ComptrollerGenerals Report
10 Agents ledger balances
11 Total net or ledger assets as per balance above
13 Total net or ledger assets less depreciation
Other Assets
14 Interest accrued 107272 on mortgages
15 Interest accrued 326000 on bonds and
stocks
17 Interest accrued 450 on premiums
notes loans or liens
18 Interest accrued 43906 on cash in banks
4652 86
268985 62
268985 62
1072 72
3260 00
4 50
439 06
Total carried out
23 Gross premiums due and
unreported on policies
in force December 31
1911
24 Gross deferred premiums
on policies in force
December 31 1911
New Business
Renewals
1337 94
1084 55
Totals
25 Deducting loading
1084 55
597 46
301 45
1639 39
265 84
26 Net amount of uncol
lected and deferred
premiums 487 09 1373 55
Extended
27 Furniture fixtures and safes 280000 stationery and
supplies 50000
28 Total assets as per the books of the company
4776 28
1860 64
3300 00
278922 54
Items Not Admitted
2 Furniture fixtures and safes
5 Agents balances
8 Supplies printed matter and stationery
2800 00
4652 86
500 00
Total
9 Total asset less items not admitted
7952 86
270969 68
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31 day of Decem
ber 1911 computed according to TheComptrollerGenerals Report 425
Actuaries Table of Mortality with
4 per cent interest American Exper
ience 312 per cent 14669 03
Deduct net value of risks of this com
pany reinsured in other solvent com
panies 74 00
Net reinsurance reserve 14595 03
2 Premium notes or loans on policies and
other obligations in excess of the net
value of their policies 100 00
Total policy claims 100 00
12 Amount of national state or other taxes due 97 60
13 Amount due on account of salaries rents and office ex
penses 1100 00
16 Amount of any other liability of the company viz
commissions due to agents 14060 contingent com
missions on premium notes 4604 186 64
17 Liabilities on policyholder s account 16079 27
18 Gross surplus on policyholders account 254890 41
19 Total liabilities 270969 68
VIPremium Note Account
2 Premium notes loans or liens received dur
ing the year on old policies 841 45
Total 84145
Balance notes assets at end of the year 841 45
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force Dec 31 of pre
vious year 118 242500 00
Number and amount of policies on the lives of
citizens of Georgia issued during the year 774 817500 00
Total 892 1060000 00
Deduct number and amount which have ceased to be
in force during the year 35 64000 00
Total number and amount of policies in force in
Georgia December 31 1911 857 996000 00
What amount of premiums was collected or secured in Geor
gia during the year in cash and notes or credits426
ComptrollerGenerals Report
without any deduction for losses dividends com
missions or other expenses Cash 2954657 notes or
credits 84145 total 3038802
CONNECTICUT MUTUAL LIFE INSURANCE COMPANY OF
HARTFORD CONNECTICUT
John M Taylor President William H Deming Secretary
Home Office 36 Pearl Street HartfordConneeticut
Oscar Palmour Attorney for Service in Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year includ
ing suspense account 2373300 67088620 86
4 Extended at 67088620 86
IIIncome During the Year
5 First year s premiums on original policies
without deduction for commissions or
other expenses 663 641 75
7 Total first years premiums on original
policies 663641 75
8 Dividends applied to purchase paid up ad
ditions and annuities 4303 65
9 Surrender values applied to purchase
paid up insurance and annuities 41463 67
10 Consideration for original annuities in
volving life contingencies 23581 88
11 Consideration for supplementary contracts
involving life contingencies 976 38
12 Total new premiums 733967 33
13 Renewal premiums without deduction for
commissions or other expenses for re
insurance or renewals including 3
66149 for interest on delay premium
payments 4793419 82
14 Dividends applied to pay renewal
premiums 898276 12
16 Surrender values applied to pay renewal
premiums 1116 72
18 Total renewal premiums 5 692 812 66
19 Total premium income 6426779 90ComptrollerGenerals Report
427
20 Consideration for supplementary contracts
not involving life contingencies
21 Dividends left with the company to accumulate at
interest including 12050723 dividends left to
accumulate prior to 1908 and not previously charged
through disbursements
23 Gross interest on mortgage loans
Gross interest on bonds and dividends on stocks less
11367 accrued interest on bonds acquired during
1911
Gross interest on premium notes policy loans or hens
Gross interest on deposits in trust companies and banks
29 Gross interest on land contracts
30 Bills rec 30 Dcf cash payments in R E sales 11186
31 Gross discount on claims paid in advance
Gross rent from companys property including 35
00000 for companys occupancy of its own buildings

25
26
27
32
33 Total gross interest and rents
35 Unapplied payments on land contracts
41 Gross profit on sale or maturity of ledger assets viz
real estate 1574047 bonds 212941
49 Gross increase by adjustment in book value of ledger
assets viz bonds including 580344 for accrual of
discount
46035 29
341462 26
1419052 29
1102188 11
281302 73
22525 53
37646 31
141 86
785 81
254669 83
3118312 47
24247 05
17869 88
5803 44
43 Total income
IIIDisbursements for the Year
1 For death claims 4572632 18
2 Fox matured endowments 388039 40
3 Net amount paid for losses and matured endowments 4960671
4 For annuities involving life contingencies
5 Premium notes and liens voided by lapse less 14800
restorations
6 Surrender values paid in cash or applied in liquidation
of loans or notes
7 Surrender values applied to pay new premiums to pay
renewal premiums
8 Surrender values applied to purchase paid up insurance
and annuities
9 Dividends paid to policyholders in cash or applied in
liquidation on loans or notes
10 Dividends applied to pay renewal premiums
12 Dividends applied to purchase paid up additions and
annuities
19317 79
481 00
1078914 49
1116 72
41463 67
306793 74
898276 12
4303 65428
Comptroller Generals Report
13 Dividends left with the company to accumulate at
interest 220955 03
14 Total paid policyholders 7 532 20 79
15 Expense of investigation and settlement of policy claims
including 237733 for legal expenses 2377 33
16 Paid for claims on supplementary contracts not involving
life contingencies 4 502 61
17 Dividends and interest thereon held on deposit surren
dered during the year 225583 30
19 Commissions to agents less commission on reinsurance
first years premiums 24703577 renewal premiums
31787001 annuities original 30162 505807 40
21 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance 15902 12
22 Agency supervision and traveling expenses except com
pensation for home office supervision 10796 85
23 Branch office expenses including salaries of managers
and clerks 44060 gg
24 Medical examiners fees 4102800 inspection of risks
62072 49248 72
25 Salaries and all other compensation of officers directors
trustees and home office employees 223124 10
26 Rent including 3500000 for companys occupancy of
its own buildings less 6629 received under sublease 56622 7s
27 Advertising 339715 printing and stationery 35
68037 postage telegraph telephone and express
2684169 exchange 125078 07109 99
28 Legal expense 5 gfil i
29 Furniture fixtures and safes 661 10
30 Repairs and expenses other than faxes on real estate 138220 69
31 Taxes on real estate 92 i 13 41
32 State taxes on premiums 05 127 02
3 Insurance department licenses and fees 5153 26
34 All other licenses fees and taxes federal corporation tax
950408 state county and municipal 254925
reserve 1297050 franchise Conn 13435522 159383 05
38 Other disbursements suspense account of Dec 31 1910
237300 traveling expenses 2284157 recording
fees 22385 safe rent 1000 lock repairing
SS20 fire insurance on office furniture at agencies
805 Clerk hire of farm loan inspector 90000 47 801 07
46 Gross loss on sale or maturity of ledger assets viz real
estate 21155452 bonds 338174 217936 26
47 Gross decrease by adjustment in book value of ledger
assets viz bonds including 1327311 for amortiza
tion of premiums 073 11
r
48 Total disbursements 9543686 57

CompteollerGenebals Eeport
IVAssets as per Ledger Accounts
429
4504933 43
1 Book value of real estate
2 Mortgage loans on real estate first liens dUbOdO
4 Loans made to policyholders on this companys policies g
assigned as collateral 253058 85
5 Premium notes on policies in force
6 Book value of bonds 2449176600 and stocks 842 g
529755 18
45925
9 Deposit in trust companies and banks on interest
10 Bills receivable 66500 agents balances debit 213225
credit 168875 net 44350
11 Real estate sold under land contract bal purchase price 801621
12 Total ledger assets as per
balance 67525444 67
NonLedger Assets
13 Interest due 1691294 and accrued
55611 or mortgages 905469 05
14 Interest accrued 24829263 on bonds 248 od
16 Interest due 14234624 and accrued 8
185 44 on premium notes and due 9
26928 and accrued 159800 96
18 Interest due 407510 and accrued 12
04492 on land contracts
20 Bents due 286678 and accrued 414177
on companys property or lease
16120 02
7008 55
accrued 1336691 21
21 Total interest and rents due and
New Business Renewals
25 Gross premiums due and
unreported on policies
in force December 31
1911
26 Gross deferred premiums
in force December 31
1911
8429 29 149528 79
67627 53
463174 35
27 Totals 76056 82 612 703 14
28 Deduct 20 loading 15211 36 122540 03
29 Net amount of uncol
lected and deferred
premiums
Extended at
60845 46 490162 51
551007 07
35 Gross assets
69413143 85
430
COMPTEOLLEB GENERAL s REPORT
Items Not Admitted
38 Agents debit balances gross
40 Bills receivable
41 Premium notes and loans on policies and
net premiums in excess of the net value
of their policies
43 Book value of ledger assets over market
value viz bonds and stocks 565707 00
2132 25
665 00
2350 00
46 Admitted assets
570854 25
68842 289 60
VInabilities
Net present value of all the outstanding
policies in force on the 31st day of
December 1911 as computed by the
company on the following tables of mor
tality and rates of interest viz
1 Actuaries table at 4 per cent on all policies
issued prior to April 1st 1882 and all
policies issued in exchange therefor 19593527 00
2 American Exp erience
table at 3 per cent on
all other policies 43094363 00
Same for reversionary
additions 6 203 00
Total
5 Net present value of annuities including
those in reduction of premiums Mc
Clintocks tables with 3 per cent
43100566 00
interest
203457 00
Total
62897550 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company at 3 per cent 61 946 67
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be demanded
or is given by custom of the company 117 03 00
11 Claims for death losses due and unpaid 52645 68
12 Claims for death losses in process of adjust
ment or adjusted and not due 102114 00
13 Claims for death losses incurred for which
no proofs have been received
14 Claims for matured endowments due and
Paid 22203 00
136156 00ComptrollerGenerals Beport 431
15 Claima for death losses and other policy
claims resisted by the company 10000 00
16 Due and unpaid on annuity claims involv
ing life contingencies 160 99
17 Total policy claims 323279 67
19 Dividends left with the company to accumulate at interest
and accrued interest thereon 1649703 34
20 Premiums paid in advance including surrender values so
applied 2938559
21 Unearned interest and rent paid in advance mortgage
loans 44913 policy loans 12502780 125476 93
25 Salaries rents office expenses bills and accounts due or
accrued estimated 2500 00
26 Medical examiners fees 1062400 and legal fees 1
75000 due or accrued 12374 00
27 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement 78000 00
31 Dividends or other profits due policyholders including those
contingent on payment of outstanding and deferred
89600 77
premiums
35 Reserve special or surplus funds not included above
Reserve for unreported death losses 75000 00
39 All other liabilities Surrender values credited with accrued
interest 53
41 Suspense account unapplied payments on land contracts 24247 05
45 Unassigned funds surplus 3351096 5
46 Total 68842280 60
Business in the State of Georgia During the Year
No Amount
17 Policies on the lives of citizens of said state in
force December 31 of previous year 667 1633544 00
18 Policies on the lives of citizens of said state issued
during the year J2 533773 00
19 Total 889 2167317 00
20 Deduct ceased to be in force during the year 63 146360 00
21 Policies in force December 31 826 2020957 00
No Amount
22 Losses and claims unpaid December 31 of previous
1 2o00 00
vear
23 Losses and claims incurred during year 20 57052 00
24 Total 59552432 CompteollebGeneeals Report
25 Losses and claims settled during the year in cash
4955200 19 49552 00
26 Losses and claims unpaid December 31 2 10000 00
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses 66074 61
CHEROKEE LIFE INSURANCE COMPANY OF ROME GEORGIA
QUARTERLY STATEMENT
W W Bowie President G N Henshall Secretary
Principal Office Rome Ga
ICapital Stock
Amount of net or ledger assets December
31 of previous year 299841 99
Extended at 299841 99
IIIncome During the Year
7 Total premium income 24866 03
8 Cash received for interest on mortgage loans 124 50
9 Cash received for interest on bonds owned and dividends
on stock 2118 96
11 Cash received for interest on other debts due the company 2352 75
12 Cash received as discount 011 claims paid in advance agents
credit balance charged off 100 00
13 Cash received for rents for use of companys property
including companys own occupancy 2005 50
16 From dividends and surrender values on reinsurances bonds
deposited by agents 93 75
17 Premium notes loans or liens restored by revival of policies
part pay certificates 1871 10
18 Money borrowed 25000 00
19 From all other sources viz Sale certificates 28787500
surplus 75000 suspended 15525 288780 25
Total income 347312 84
Total 647154 83
IIIDisbursements for the Year
7 Total net amount actually paid for losses 8236 50
17 Cash paid for commission am bonuses to agents less
commission on reinsurance 85 511 19
18 Cash paid for salaries and allowances to managers and
agents 40134 80

ComptrollerGenerals Report
19 Cash paid for medical examiners fees 654072 inspection
of risks 900
20 Cash paid for salaries and all other compensation of
officers and other home office employees
21 Cash paid for postage
22 Cash paid for interest
23 Cash paid for insurance department fees and agents
licenses
24 Cash paid for rent including companys occupancy
25 Cash paid for commuting commissions miscellaneous
expenses
20 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 277075 printing 247605
28 Cash paid for real estate expenses other than taxes 1
77395 for legal expenses 103229
29 Cash paid for the following items
433
6549 72
7330 97
387 96
22955 40
1421 93
1409 30
1491 33
1321 00
5246 80
2806 24
3638 54
21749 51
30 Total disbursements
210191 25
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
11 Total net or ledger assets as per balance above
Other Assets

14 Interest on mortgages
15 Interest on bonds and stocks
16 Interest on collateral loans
172 55
1314 59
1911 73
26131 15
7300 00
104658 50
1887 10
276899 61
1325 00
18762 22
436963 58
Total carried out
27 Furniture fixtures and safes
3398 87
7445 50
28 Total assets as per the books of the company
Items Not Admitted
447 807 95

2 Furniture fixtures and safes
5 Agents balances
7445 50
18762 22434 ComptrollerGenerals Report
7 Bills receivable l 325 00
Total
9 Total assets less items not admitted
VLiabilities
Net reinsurance reserve
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due
6 Claims for death losses and other policy
claims resisted by the company
9 Amount of trust funds held by the com
pany cash bond for agents
216 00
5150 00
143 75
Total policy claims j
11 Amount of contingent liability
12 Amount of outstanding bills
13 Amount due on account of salaries rents and office
expenses interest accrued on certificates
14 Amount due by the company for borrowed money
15 Amount due to others for advances on account of expenses
of organization due agents
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
27532 72
420275 23
2825 00
5509 75
1000 00
6226 59
12340 69
25000 00
3740 63
56642 66
363632 57
19 Total liabilities 420275 23
CHEROKEE LIFE INSURANCE COMPANY OF ROME GEORGIA
ANNUAL STATEMENT
W W Bowie President G K Henshall Secretary
Principal Office Second Avenue Rome Ga
ICapital Stock
Amount of net ledger assets December 31
of previous year 23410 09
Extended at 23410 09
IIIncome During the Year
1 Cash received for premiums on new

CompteollbeGenbbaxis Bepokt
policies without deductions for commis
sions or other expenses
47205 05
47205 05
Total
7 Total premium income
9 Cash received for interest on bonds owned and dividends
on stocks premium notes loans or liens and other debts
due the company
13 Cash received for rents for use of companys property
including 81750 for companys own occupancy
18 Money borrowed
19 From all other sources viz Income certificates
Total income
IIIDisbursements for the Tear
Cash paid for death claims
revisionary additions
incuding
22842 18
Total
22842 18
7
16
17
18
19
20
21
22
23
24
25
26
27
28
2
y
Total net amount actually paid for losses
Cash paid for branch office expenses salaries managers
and clerks
Casn paid for commissions and bonuses to agents less
commission on reinsurance new policies
Cash paid for salaries and allowances to managers and
agents
Cash paid for medical examiners fees
Cash paid for salaries and all other compensation of
officers and other home office employees
Cash paid for commissions on income certificates sales
Cash paid on real estate
Cash paid for insurance department fees and agents
licenses
Cash paid for rent including 81750 companys occupancy
Cash paid for travelling expenses
Cash paid for furniture fixtures and safes for home and
agency offices
Cash paid for advertising 258150 printing 585142
exchange and discount 799047
Cash paid for real estate expenses other than taxes 5
31249 for legal expenses 178239
Cash paid for the following items viz Postage 46753
office rent branch 41094 fire insurance 5492 general
epenses home office 554140 branch office 307001
interest on certificates 840600 accrued interest on
bonds 172897 miscellaneous bills pay 189999
Total agents balances charged off
30 Total disbursements
435
47205 05
4433 31
4J245 45
15515 21
558365 00
629764 02
22842 18
18209 03
55 62
38462 11
8246 30
16984 04
169488 49
1252 82
1073 55
2075 80
12147 54
4867 69
16423 39
7094 88
21579 76
2528 92
353332 12
436
COMPTEOLLEE GeNEBAL s EePOET
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
0 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office cash in bank 5148984 total
deposits 9771091
9 Bills receivable
10 Agents ledger balances
26067 40
9250 00
104658 50
149200 75
1525 00
9140 34
11 Total net or ledger assets as per balance above 299 841 99
Other Assets
14 Interest accrued 18500 on mortgages 185 00
15 Interest accrued 217250 on lionIs and
stwks 2172 50
16 Interest accrued 163280 on time deposits 1632 80
17 Interest on Hillyer Trust Co 16S 10
Total carried out
27 Furniture fixtures and safes
4158 40
6124 50
28 Total assets as per the books of the company
Items Not Admitted

310124 89
2 Furniture fixtures and sates
5 Agents balances
7 Rills receivable
6124 50
9140 34
1525 00
Total
9 Total assets less items not admitted
16789 84
293335 05
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according to
The Actuaries Table of Mortality with
4 per cent interest 150 per 10000
industrial
52970 80
Net reinsurance reserve
3 Claims for death losses due and unpaid
6 Claims for death losses and other policy
claims resisted by the company
256 00
982 00
Total policy claims
10 Amount of overpaid interest by Hazlehurst Ga
52970 80
1238 00
75 00
I
ComptrollerGenerals Report 437
11 Amount of commissions to agents and other items due 2294 05
12 Amount of medical examiners dues
13 Amount due on unpaid current bills V V
14 Amount due by the company for borrowed money mclud
ing 14665 interest due or accrued
16 Amount of any other liability of the company vrz
Accrued interest on income certificates
17 Liabilities on Policyholder s account 2Oo94 97
18 Gross surplus on policyholders account
293335 05
19 Total liabilities
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force Dec 31 of pre
vious year
Number and amount of policies on the lives ot
citizens of Georgia issued during the year 48321 618b4 00
50849 7984051 00
Total
Deduct number and amount which have ceased to be
in force during the year aw
Total number and amount of policies in force in
Georgia December 31 1911
Amount of losses and claims on policies in Georgia
incurred during the year
215 24080 00
Total
Amount of losses and claims on policies in Georgia
paid during the year n
What amount of premiums was collected or secured m Geor
gia during the year in cash and notes or credits with
out any deduction for losses dividends commissions or
other expenses Cash 4692575 total 4692575
EMPIRE LIFE INSURANCE COMPANY OF ATLANTA GEORGIA
t Thos M Callawav Secretary
Win W Eeid President inus
Principal Office Atlanta Georgia
Win A Wright Attorney for Service in Georgia
ICapital Stock
Amount of net or ledger assets December
31 of previous year 8Sbs4 l
883884 12
Extended at
tl
438 CompteolleeGeneeals Repoet
IIIncome During the Year
1 Oash received for premiums on new
policies without deductions for commis
sions or other expenses 221 786 19
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 296727 78
2 Premium notes loans or liens taken in part
payment for premiums on new policies 18451 56
21 Premium notes loans or liens taken in
part payment for renewal premium 88 529 16
3 From dividends applied to pay running
premiums 54 263 71
3 From dividends applied to purchase paid
up additions and annuities 401 34
4 From surrender values applied to pay run
ning premiums 43 63
Total 690203 37
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 920953
renewals 802085 17230 38
7 Total premium income
8Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the company
17 From agents balances previously charged off
19 From all other sources
Total income
ITTDisbursements for the Year
1 Cash paid for death claims including
revisionarv additions 94 350 00
3 Cash paid for matured endowments and
additions thereto non no
5 Cash paid for sums falling due during tin
year on installment policies 26 045 72
Total 126295 72
Endowments 000 on
7 Total net amount actually paid for losses
8 Cash paid for sick and accident claims
672972 99
1323 A 2
16280 00
25535 14
6796 85
5 96
97930 33
820844 69
125295 72
4303 53CompteolleeGeneeals Repoet 439
Premium notes loans ox lien used in purchase of suen
dered policies 1137055 voxded by lapse fb0j
9 Premium notes loans or liens used in payment of dm
dends to polieyholders 83 94
10 Cash dividends paid polieyholders n
11 Cash dividends applied to pay runnmg premiums
12 Ssn dividends applied to purchase paid up additions and
annuities 7558 90
13 Surrender values paid in cash 43 63
14 Surrender values applied to pay runnmg premiums
251382 t5
Total paid polieyholders
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 400073
renewals 252525 a
18 oJS for salaries and allowances to managers and
19 CaTpaid for mediexamines ii 57
tion of risks 318984 e
20 Cash paid for salaries and all other compensate o
officers and other home office employees
21 Cash paid for taxes on new premiums and renewals 3484
99 Pash raid for taxes on investments
23 Cash paid for insurance department fees and agents
24 OaT for reni Ending company s occupancy 4421 68
25 Cash paid for agency expenses gl
26 Cash paid for JwnM 11 40
27 Cash paid for advertising 661974 prmxi g
28 Cash paid for legal expenses
29 Cash paid for the following items viz Contractual
certificate dividends and expenses J
Telephone telegraph and JfJfZ
f80 TsTl X eifed agents balances
SSf JJ5Si Mellaneous advertising etc
373670
644300 85
Total disbursements
IVAssets as per Ledger Accounts
d 0Q 70
Cost value of Beal estate exclusive of all incurnbranees gg
2 Loans on mortgage first Hens m t8 other
3 Loans secured by pledge of bonds stocks Q7
which 4321618 was received during the year
440
CompteoLLeeGeneEals Bepobt
6 Market value of bonds and stocks owned excluding
accrued interest at time of purchase 505260 83
7 Cash m companys office
8 Cash deposited in banks
9 bills receivable
10 Agents ledger balances
Accounts receivable
Furniture and fixtures
Purchase money notes first liens on real estate
7374 98
38603 57
41977 89
13839 23
22678 66
12614 41
11078 80
13 Total Net or ledger assets less depreciation 1121871 15
Other Assets
14 Interest on mortgages lj925 45
15 Interest on bonds and stocks 220 00
16 Interest on collateral loans 75 90
17 Interest on premiums notes loans or liens 2688 64
18 Interest on other assets
Total carried out

4233 13
11043 12
New Business
23 Gross premiums due and
unreported on policies
in force December 31
1911 16216 19
24 Gross deferred premiums
on policies in force
December 31 1911 2118 93
Renewals
40205 98
10348 91
Totals
25 Deducting loading
18335 12
12834 58
50554 89
10110 97
26 Net amount of uncol
lected and deferred
f613 5500 54 40443 92
Extended
45944 46
28 Total assets as per the books of the company773
Items Not Admitted
2 Furniture fixtures and safes 4
5 Agents balances
6 Loans on persona security endorsed or
not accounts receivable
7 Bills receivable and interest accrued
8 Premium notes loans and liens in excess
of reserve
12614 41
13139 23
22678 66
45141 3
7421 70
Total
9 Total assets less items not admitted JJ ComptbolleeGeneeals Eepoet
441

VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according
to the Actuaries Table of Mortality
with 4 per cent interest
Deduct net value of risks of this com
pany reinsured in other solvent com
panies
869158 44
9318 90
Net reinsurance reserve
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due
6 Claims for death losses and other policy
claims resisted by the company
8 Present value of unpaid amounts on
matured installment policies
9 Sick and accident claims in process
859839 54
13163 00
10416 00
57672 00
831 04
Total policy claims
10 Amount of unpaid dividends of surplus or other descrip
tion of profits due policyholders
12 Amount of national state or other taxes due
13 Amount due on account of salaries rents and office
expenses
16 Amount of any other liability of the company viz
premiums paid in advance 665120 medical ex
aminers fees 82250 reinsurance premiums 3
2ri40 bills and accounts payable 5946766
82082 04
1201 94
2015 47
176 60
70196 76
17 Liabilities on policyholdevs account
18 Gross surplus on policyholders account
1015512 35
62351 07

19 Total liabilities
VIPremium Note Account
1077863 42
27574 32
1 Premium notes on hand December 31 or
previous year
2 Premium notes loans or liens received dur
ing the year on new policies 106203 94
Total
133778 26
Deductions luring the year as follows voided by lapse
583621 used in payment of dividends to policy
holders 45750 redeemed by maker in cash 84
26837
90562 08

Balance note assets at end of the year
43216 J8442 ComptrollerGenerals Report
Business in the State of Georgia During the Year
No Amount
JNumber and amount of policies on the lives of
citizens of Georgia in force December 31st of
previous year 70gs 15610718 00
Number and amount of policies on the lives of
citizens of Georgia issued during the year 3099 4 992 294 00
tal 10187 20603012 00
Deduct number and amount which have ceased to be
in force during the year 2879 4198000 00
Total number and amount of policies in force in
Georgia December 31 1911 7308 164030 2 00
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31st of previous year H 27444 19
Amount of losses and claims on policies in Georgia
incurred during the year 61 j 0Qm 0Q
T0if J 75 128107 19
Amount of losses and claims on policies in Georgia
paid during the year 64 09028 19
Amount of premiums collected or secured in Georgia during
the year in cash and notes or credits without any
deduction for losses dividends commissions or other
expenses Total 5926571 6
THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED
STATES CITY OF NEW YORK N Y
W A Day President w i a
Alexander Secretary
Home Office 120 Broadway New York City X Y
Prank W Burr Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 100000 00
2 Amount of ledger assets December 31
of previous year486610946 90
4ExtDded at486610946 90CommkollerGenebals Bepoet 443
IIIncome During the Year
5 First years premiums on original policies
without deduction for commissions or
other expenses less 6997350 for first
years reinsurance 4648235 37
6 Surrender values applied to pay first
years premiums 9553 89
7 Total first years premiums on original
policies 4657789 26
8 Dividends applied to purchase paid up
additions and annuities 1116621 77
10 Consideration for original annuities in
volving life contingencies 805618 42
11 Consideration for supplementary contracts
involving life contingencies 319186 38
12 Total new premiums 6899215 83
13 Eenewal premiums without deduction for
commissions or other expenses less
42501594 for reinsurance on renewals 44260346 25
14 Dividends applied to pay renewal
premiums 1642890 24
16 Surrender values applied to pay renewal
premiums 34890 90
17 Eenewal premiums for deferred annuities 44805 79
18 Total renewal premiums 45982933 18
19 Total premium income 52882149 01
20 Consideration for supplementary contracts not involving
life contingencies 418185 22
21 Dividends left with the company to accumulate at
interest 105886 76
22 Ledger assets other than premiums received from other
companies for assuming their risks 312 00
23 Gross interest on mortgage loans less
259917 accrued interest on mortgages
acquired during 1911 4599032 47
24 Gross interest on collateral loans 5612 50
25 Gross interest on bonds and dividends on
Stocks less 26078262 accrued interest
on bonds acquired during 1911 11612057 25
26 Gross interest on premium notes policy
loans or liens 3366412 28
27 Gross interest on deposits in trust com
panies and banks 448099 89
28 Gross interest on other debts due the com
pany 187792 75444
ComptrollerGekeRals Report
10591 51
31 Gross discount on claims paid in ad
vance
32 Gross rent from companys property in
cluding 35307109 for companys
occupancy of its own buildings 1624 671 85
33 Total gross interest and rents
35 Rent deposits 8tJ0A fn
36 Deposits on account of insurance
37 Fire insurance indemnity fund
39 Profits
40 From agents balances previously charged off
41 Gross profit on sale or maturity of ledger assetsviz
Realestate 15649 bonds 9550800 stocks 809
42 Gross increase by adjustment inbookvalue of ledger
assets viz bonds including 17309500 for accrual
of discount
7134 39
35400 61
14617i 19
6804 1 1
97105 si
9111946 49
173095 00
43 Total income
76634274 09
IIIDisbursements for the Sear
1 For death claims less 22200000 rein
suxance 2016956359 additions
37997084
2 Foir matured endowments 843475122
additions 2164495
20549534 43
8456396 17
nijuiuuuon oi Joans or notes
10 Dividends applied to pay renewal premium
12 Dividends applied to purchase paidup a
annuities
13 Dividends left with the
interest
Iditinns and
3 Jet amount paid for losses and matured endowments 29 005 930 6
4 For annuities involving life contingencies 1
6 Surrender values paid in cash or applied in ll1iatio U 8
of loans or notes
7 Surrender value applied to pay new premiums
ooi89 to pay renewal premiums 3489050
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
901828
1642890 24
1110621 77
1058S6 76
54921300 90
21663 82
235741 16
13921 67
7000 00
ompany to accumulate at
14 Total paid policyholders
15 Expense of investigation and settlementofpoiicyciaim
including 2166382 for legal expense
10 Paid for claims on supplementary contracts not hnolv
ing life contingencies
17 Dividends and interest thereonheldon deposiVVurren
dered during the year
18 Paid stockholders for interest or dividends

ComptrollerGenerals Report 445
19 Commissions to agents less commission on reinsurance
First years premiums 205177745 renewaL prem
iums 268913107 annuities original 3oo04y
renewal 209562 1220Q 79
20 Commuted renewal commissions
21 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance iV
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 246430
23 Branch office expenses including salaries of managers
and clerks
24 Medical examiners fees 24839357 mspeetion or risks
4i85 021 09
25 Salaries and all other compensation of officers directors
trustees and home office employees
26 Rent including 27242599 for companys occupancy of
its own buildings
27 Advertising 8396295 printing and stationery 84
45954 postage telegraph telephone and express
6596760 exchange 443708 gg43 gg
28 Legal expense 27036 2o
29 Furniture fixtures and safes 493 285 77
30 Repairs and expenses on real estate 3ggj481 17
31 Taxes on real estate 55o376 90
32 State taxes on premiums 21 573 94
33 Insurance department licenses and fees
34 All other licenses fees and taxes 29669 33
35 Federal corporation tax 175453 36
38 Other disbursements 40887 64
40 Foreign Exchange gj562 08
41 Interest on policy claims 54 020 86
44 Losses 51789 24
45 Agents balances charged off
46 Gross loss on sale or maturity of ledger assets viz
Bonds 1117100 stocks 733o00
47 Gross decrease by adjustment in book value of ledger
assets viz Bonds including 33021600 fte txsa
tion of premiums 330260 stocks 56437600 WJJJJ
48 Total disbursements
IV Assets as per Ledger Accounts
29112258 06
1 Book value of real estate
2 Mortgage loans on real estate first Lens 99375
4 LoarsmUtopoiicyholdeison this companys policies
assigned as collateral V Ti8
e ia0 fQ0 47900 and stocks 10
6 Biook value of bonds HMou4uu 281313161 00
62268200 I 43 g97 44
7 Gash in companys offices 446
ComptbollebGenebals Report
8 Deposits in trust companies and banks
not on interest
o T 01234 98
9 Deposits in trust companies and banks
011 interest 12623256 70
Total
10 Billreceivable 493540 agents and other baWes
debit 190736100 credit 9631981 net 1811
041 19j Supplies 3324377 1 m
11 Cash in transit J04u dfa
475688 96
12 Total ledger assets as per balance 496510231 01
NonLedger Assets
13 Interest due 10851748 and accrued
14 t t57116f65 m mortgageS 679682 13
14 Interest due 1878232 and accrued
16 T Sfff 2f U bndS 35635 20
16 Interest due 11821982 and accrued 25
43394 on policy loans 143 653 76
17 Interest due 2230768 and accrued 10
72939 on other assets 33 037 07
20 Bents due 11754555 and accrued 123
Pi t 170 n comnys Property or lease 240715 62
21 Total interest and rents due and accrued 4 653 723 78
9S fl NeW Business Eenewals
io bross premiums due and
unreported on policies
in force December 31
1911 less reinsurance
premiums
26 Gross deferred premiums
on policies in force
December 31 1911
less rein s u r a n c e
Pr6miums 212732 77 2454416 04
3209826 4039565 73
287 If a 244831 3 M93981 77
28 Deduct loading 2348 57486 33 1524786 92
29 Net amount of uncol
lected and deferred
PremiumS 187344 70 4969194 85
Extended
35 Gross assets
5156539 55
506320494 34I
i
I

ComptrollekGenbbats Beport 447
Deduct Assets not Admitted
37 Supplies stationery printed matter 33243 77
38 Agents and other debit balances gross WJ
40 Bills receivable
43 Book value of ledger assets over market
value viz stocks 507867 W
2453397 17
Total J
503867097 17
46 Admitted assets
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of
December 1911 as computed by the
Actuary on the following tables of
mortality and rates of interest viz
1 Actuaries Table at 4 on issues 1900 17362032
same for reversionary additions 455Z84 uu
178184906 00
Total
2 American Experience Table at 32 on
issues 1898 to 1906
same for reversionary additions
10312867 00
Total
3 American Experience table at 3 on
1M t mn 207413662 00
issues 1895 to 1911
same for reversionary additions 795u U
208208694 00
Total
4 Other tobies and rates viz Joint life prior to 1898
American Experience Table at 4 29603600 chUds
endowments and survivorship assurance prior to 1898
Carlisle Experience at 4 12327100 childs endow
ments annual premium 18981906 Carlisle Experience
at 3V2 9528600 Childs endowments single pre
mium 18981906 Peerage Experience at 3 21
479 00 joint life 18981906 Hm Table at 3 188
876 00 semitropical 19101911 SesquiAmen can at
3 30585600 tropical 19101911 Double American
at 3 10823000 survivorship assurance 1906 Car
lisle Experience at 3 1567300 same for reversion
ary additions joint life American Experience at 4
764700 V
5 Net present value of annuities including those in reduc
lion of premiums regular and deferred to 1898 Actu
aries Experience at 4 209366000 two life to448
Comptroller Generai s Report
1898 Hm table at 4 104881 survivorship to 1808
Carlisle Experience at 4 3314800 regular deferred
and two life 18981906 Government Annuities at 3
047324100 survivorship 18981906 Carlisle Experi
ence at 3 16288 all annuities 19071911 Mc
Clintocks Table at 3 226951500 supplementary
contracts from 3 policies American Experience
Table at 90956000 supplementary contract
from 3 policies American
3 1127858
Experience
s
at
12088151 00
Total
6 Deduct net value of risks of this company reinsuredi
other solvent companies
409956972 00
1134818 00
8 Net reserve
9 Present value of amounts not yet due on
contracts not involving life contingencies computed
by the Society
10 Liability on policies cancelled and notincluded innet
reserve upon which value may be demanded
11 Claims of death losses due and unpaid 76555 24
12 Claims for death losses in process of ad
justment or adjusted and not due 140 4V
13 Claims for death losses for which no proofs have been
received
14 Claims for matured endowments due and
unpaid
15 Claims for death losses and other policy
claims resisted by the company
16 Due and unpaid on annuity claims involv
ing life contingencies
408822154 00
2344367 00
7Ml 71
1720820 85
666300 66
134446 59
54004 29
at
20
21
17 Total policy claims
18 Due and unpaid on supplementarycontracta not invohr
mg life contingencies
19 Dividends left with the company to accumulate
interest and accrued interest thereon
Premiums paid in advance including surrender values
so applied
Unearned Interest and rent paidinadvancc
23 Commissions to agents due or accrued
25 Salaries rents office expenses bills and accounts dueor
accrued
26 Medical examiners fees jiLW and legaifees
21426 due or accrued
27 Estimated amount hereafter payable for federal rfate
Itr ilCUdiDg thSe based Pn th ti
neas of the year of this statement
2792626 55
942 50
20019 2
281419 IS
1677049 74
101669 os
206157 90
58966 25
921752 S7ComptrollerGenerals Report 449
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and
llo4oou it
deferred premiums
32 Dividends declared on or apportioned to annual dividend
policies payable to polieyholdeos during 1912 whether
contingent upon the payment of renewal premiums or
otherwise
33 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1912 9240000 00
36 Reserve for unreported death losses 146176 19
37 Fire insuirance indemnity fund 241449 05
38 Deposits on account of insurance 10oo00 00
44 Capital stock
45 Unassigned funds surplus including deferred dividend
fund
503867097 17
46 Total P
Business in the State of Georgia During the Year
No Amount
17 Policies on the lives of citizens of said State in 070943 00
force December 31 of previous year 6403 1372943 OU
18 Policies on the lives of citizens of said State x 573 511 00
during the year
7131 15302943 00
20 Dectnctceased to be in force during the year 460 1184531 00
21 Policies in foee December 3 6671 14118412 00
FIDELITY MUTUAL LIFE INSURANCE COMPANY OF
PHILADELPHIA PENNSYLVANIA
H H Fouse Secretary
G Fouse President 1 o
Principal Office 112116 N Broad Street Philadelphia Pa
J H Byrley Attorney for Service in Georgia
Capital Stock
Amount of net or ledger assets December
31 of previous year 21634537 78
21634537 78
Extended at
IIincome During the Year
1 Gash received for premiums on new
policies without deductions for commis
sions or other expenses 328418 84450
OomptbollerGenerals Report
1 Cash received for renewal premiums
without deductions Cor commissions or
other expenses
2 Premium notes Joans or liens taken in
part payment for premiums on new
policies
2 Premium notes loans or lienstaken
i part payment for renewal premium
3 From dividends applied to pay running
premiums
Prom dividends
paying period
3 Prom dividends applied to purchasepaid
up additions and annuities
4 Prom surrender values applied topay run
ning premiums
4 Prom surrender values appliedtopur
ehase paidup insurance and annuities
5 Consideration for annuities other than
Matured installment policies
to shorten premiui
3788695 2tj
63927 52
351670 Hi
141i48 91
4755 76
7251 12
54o 90
19123 56
15975 97
Total
Deduct amount of premiums paid to other
companies for reinsurance on policies
tins company new business 2
r 4746S98 0j
31316 renewals 8032
Total premium income
5493 48
4741404 55
V Cash received for interesl
9 Cash received for in
on stocks
rtgage loans
teresl on bonds owned and dividends
10
ash received for interest on premiumnotes
lien
s loans or
11 ash received for Inter
esl on other debts due the coi
Cash received as discount on claims paid inadvance
paiiy
ish rei
l3Cash received for roots for
114000000 for companys w occup
ct27r2rforpTofltson8ae8ofi
Prom dividends left wi
interest
17 Increase bank value of ledger aesete
18 Consademtions tor supplementary contract not inVoW
mg lite contingencies mvolv
19 Prom all othe
on sales of bols or stk
itli the company to accumulate
agencies
aer sources viz lliv fees
Total income
343863 92
347485 69
357024 42
41376 31
1066 05
86564 61
2739 26
8290 95
7011 06
82756 20
112 00
6019695 02
ComptrollerGenerals Report
I IfDisbursements for the Year
1 Cash paid for death claims blending
revisionary additions
3 Cash paid for mutual endowments and
additions thereto
5 Cash paid for sums falling due during the
year on installment policies
451
Total
1704741 90
45647 05
43100 40
1793489 35
7 Total net amount actually paid for losses
8 Oash paid to annuitants
11 Cash dividends paid policyholders i
10 dividends left on deposit surrendered during the
11 Cashividends applied to pay running premiums
mi ash dividends applied to shorten premium paying
period
12 Cash dividends applied to pure
annuities tQ aeeumulate
12iCash dividends left witn tm iui
interest
13 Surrender values paid in cash
14 Surrender values applied to pay running P
15 Surrender values applied to purchase paidup ee
and annuities
ehase paidup additions and
Total amount paid policyholders
16 Expense investigation and settlement of claims
17 Ca h paid for commissions and bonuses to ts Ie
commission on reinsurance new pohdes 17000063
renewals 17799703 annuities 62610
18 Cash paid for salaries and allowances to managers and
agents and branch office expenses
18 Gash paid for agency supervision and all other agency
PmM for medical examiners fees 2520808 in
1793489 35
15019 03
18280 98
1610 99
141648 91
4755 76
27251 12
8290 95
503287 11
5430 90
19123 56
2538188 66
4949 55
348623 76
92541 29
ad all other compensation of
19 Cash par
spection of risks 1327675
0 Cash paid for salaries and a
officers and other home office employees
21 Cash paid for taxes on premiums 7135585 ration
22 cJhaXad8for8taxesonearetate1298312 on personal
property 3601439
23 Cash paid for insurance department fees Jffta
licenses 644943 municipal licenses 124785
24 Cash paid for rent including 40000 company s occu
pancy less
50received under sublease
25
Cash paid for commuting commissions
35782 78
38484 83
179283 20
72240 53
48997 51
7697 28
68375 19
1800 001068 24
52238 84
61369 86
3468 35
452 ComptrollerGenerals Beport
26 Cash paid for furniture fixtures and safes for home and
agency offices 8
27 Cash paid for advertising 907829 stationeryand print
ing 2429540 postage telephone and telegraph etc
1886515
28 Gash paid for real estate expenses otherthantaxes51
06344 for legal expenses 10306 42
29 Cash paid for the following items viz Loss on sale ledger
assets 11661 decrease in book value ledger assets
ddol4
Miscellaneous expense 818006 miscellaneousVestment
expenses 100075
30 Total disbursements n1S 8l
3564290 OS
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrarices I 33 202 28
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or ether
marketable collaterals
Loans made in cash to policynolders on policies as
collateral
5 Premium notes loans or liens on policiesi in force
8 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
0 Hills receivable
10 Agents ledger balances
7396251 66
133091 68
6699967 41
415597 71
7329716 54
756 90
35 1256 51
261 oi no
405998 34
11 Total net or ledger assets as per balance above 24089942 12
Deduct depreciation from cos f ilwos U
to market value
13 Total net or ledger assets less depreciation
Other Assets
14 Interest due 2908175 and accrued 126
1986 on mtortgages
15 hteresi accrued 11434810 on bonds and
stocks
16 interest accrued 35793 on collateral
leans
17 Interest due 734724 and accrued 61
14536 on premiums notes loans or
liens
19 Rents due 88100 on companys property
or lease
155280 10
114348 10
357 93
68492 60
881 00
236158 04
23853784 08
Total carried out
339360 03
ComptrollerGenerals Report
20 Marketable value of real estate over cost
453
54997 72
New Business
Renewals
23 Gross premiums flue and
unreported on policies
in force December 31
1911
24 Gross deferred premiums
on policies in force
December 31 1911

673 41 219543 92
306418 72
2737 77
Totals
52411 18 525962 64
35427 71
99932 90
25 Deducting loading 56
76100 per cent on
new and 19 per
cent on renewals
06 Net amount of uncollec
ted and deferred 426029 74
premiums 453oi3 21
Extended
28 Total assets as per the books of the company
24701155 04
5 Agents balances
7 Bills receivable
Items Not Admitted
413358 95
26103 09
439462 04
Total
9Total assets less items not admitted
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according
to The Actuaries and American Table
of Mortality with 3 3 and 4 per eent
interest
Deduct net value of risks of tins corn
reinsured in other solvent com
24261693 00
pany
panies
loans on policies and
oss of the net
2 Premium notes Off
other obligations in exc
value of their policies
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due
99073 49
91161 01454
ComptrollerGeneral s Report
6 Claims for death losses and other policy
claims resisted by the company 34282 10
7 Amounts due and unpaid on annuity
Clalms 2680 00
1 resent value of unpaid amounts on
matured installment policies face
0067568 3853E6 7g
Total policy claims
10 Amount of unpaid dividends of surplus or other descrip
tion of profits due policyholders
M Amount of unearned interest and rents paid in advance
12 Amount of national state or other taxes due
13 Amount due on account of salaries rents office ex
penses medical examiners fees etc
VAV Amount due on account of policies canceled on which
a surrender value is claimable
15 Amount set apart awaiting apportionment on deferred
dividend policies 1 191 323 72
16 Premiums paid in advance 7757 K
Commissions due agents when premium rates are paid 12538 93
113519 89
196997 91
117857 33
74588 48
10532 41
9014 76
17 Liabilities on policy holders account 23398698 06
18 Not surplus on policyholders account ofi9 qcm q
19 Total liabilities
VIPremium Note Account
I Premium notes loans or liens on hand
December 31 or previous year 407 587 15
2 Premium notes loans or liens received dur
ing the year on new olicies 143
75971 on old policies 51694233 660702 04
862994 94
24261693 00
Total
Deductions during the year as follows Redeemed by
maker in cash
1068239 19
052641 48
Balance notes assets at end of the year 415 597 71
Business in the State of Georgia During the Year
No
Amount
Number and amount of policies on the lives of
citizens of Georgia in force December 31st of
w T V MM 3710467 00
Number and annt of policies on the lives of
citizens of Georgia issued during the year 422 776652 00
Total
2243 4487119 00
ail

ComptroeeerGeneRaes Report 455
Deduct number and amount which have ceased to be
in force during the year
Total number and amount of policies in force in qq
Georgia December 31 1911
No Amount
Amount of losses and claims on policies in Georgia qq
unpaid December Hist of previous year
Amount of losses and claims on policies in George
incurred during the year
19 45857 00
Total
Amount of losses and claims on policies in Georga
paid during the year
Premiums collected or secured in Georgia during the yea to
cash and notes o credits without any deduction for
ots dividends commissions or other expenses Cash
112 53280 notes or credits 1693869 total 129
mt less premium reduction 334401 gross pre
miums actually received 12012748
PRANKLIN LITE INSURANCE COMPANY OP SPRINGPIELD
ILLINOIS
Henry Abels Secretary
Vrlanr S Scott President
Kdgar b be princpal offo Springfield Illinois
J R Monroe Attorney for Service in Georga
ICapital Stock
i Amount of capital stocU paid up b cash rjOOOODJO
5295601 13
Extended at
IIIncome During the Year
1 Received for premiums on new policies
without deductions for commissions or
other expenses
lit Received for renewal premiums Without
deductions for commissions or other
expenses
3 From dividends and surrender values
applied to pay premiums
31 Prom dividends applied to purchase paid
up additions and annuities456
ComptrollerGenebal s Eepoet
4 From surrender values applied to pay first
years premiums
4V From suziender values applied to pur
chase paidup insurance and annuities 43777 21
20 47
7 Total premium income
14 Cash received for profits on salesof bonds 6500 real
estate 876
10 From dividends left with the company toaccumulateat
interest
18 Consideration for supplementary contracts involving
life contingencies
19 From all other sources
13174S9 94
73 76
ii 12
1320 00
267441 92
Total income
1586658 74
111Disbursements for the Year
1 Cash paid for death elaims incuding
revisory additions 368 g32 Q9
ash paid for matured endowments anI
additions thereto
29200 00
Total
398032 09
7 Total net amount actually paid for losses
8 Cash paid to annuitants
9 Divided left with the eomny to aVcumuiato ai
interest
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additi
annuities
I Surrender value paid in cash
loans or notes
ms
tions and
or applied in liquidation of
U Surrender values applied to pay running premiums
lo Surrender values alied 0 purchase paidup insurance
and annuities
398032 09
100 00
333 12
72953 95
16962 83
3 04
311339 47
121 47
43777 21

Total paid policyholders
10 Cash paid stockholders t interest ondividends
17 ash paid for commissions and bonuses lo agents less
commission 011 reinsurance
18 ash paid for salaries and allowances to managers and
agents B
19 Cash paid for medical examiners fees 16s47 insne
tion of risks 703623
20 Cash paid for salaries and all other compensation of
officers and other home office employees
21 ash paid for taxes on new premiums
22 Cash paid for taxes on real estate
843620 78
5000 00
170975 06
62482 11
23883 45
90245 51
11810 81
631 67ComptrollerGenerals Report
Cash paid for insurance department fees and agents
licenses
Cash paid for rent including companys occupancy
Federal corporation tax 385 19 mvestment tax 13
47194 miscellaneous local licenses and fees 32892
Cash paid for furniture fixtures and safes for home and
Calf f of alvertising
postage telegraph telephone and express 648290
exchange 180944
98 Cash taid for legal expenses
Ca h Paid for the following item vi claims on sup
plementary contracts 65254 traveling expenses
1695 99 investment expenses 80458 premium on
investments 232780 miscellaneous expenses 3
19131 agents balances charged off 124iM ae
creasebjgadiustment in book value of bonds 12600
repairs and expenses other than taxes
estate 900
27
29
real
30
other
on this
force of
457
4238 14
8283 85
14186 05
1743 9S
23545 84
3403 33
21235 15
Total disbursements
IVAssets as per Ledger Accounts
Cost value of real estate exclusive of allincumbrances
2 Loans or mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks o
marketable collaterals
4 Loans and liens made in cash to policyholders
companys policies
5 Premium notes loans or liens on policies
which 5874274 was received during the year
6 cos value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 ash deposited in banks
10 Agents ledger balances
11 Total net or ledger assets as per balance above
Other Assets
14 Interest accrued 7904779 on mortgages
15 Interest accrued 1071591 on bonds and
stocks
16 Interest accrued 341278 on collateral
loans
17 Interest accrued 133725 on premiums
notes loans or liens
18 Interest accrued 854 on other assets
1285292 33
36440 00
3045447 00
219150 00
1447976 74
81453 52
675990 78
1279 28
39854 09
49376 13
1596967 54
79047 79
10715 91
3412 78
1337 25
8 54
Total carried out
94522 27458 ComptrollerGenerals Beport
21 Market value of bonds over cost
New Business Renewals
23 Gross premiums due and
unreported on policies
in force December 31
1911
24 Gross deferred premiums
on policies in force
December 31 1011
8816 75
16318 14 57773 13
60655 78
Totals
25 Deducting loading
16 31S 14 127428 91
9717 07 20792 96
26 Net amount of uneol
lected and deferred
premiums
Extended
0011107 100035 95
113237 02
28 Total assets as per the books of the company 5813543 58
Items Nof Admitted
5 Agents balances 5179 82
7 Premiums and loans on policies and net
premiums in excess of the net value of
their policies 29 665 92
Total
81457 74
9 Total assels less items not admitted 5732085 84
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1911 4587375 00
Deduct net value of risks of this com
pany reinsured in other solvent com
Ianies 3055 00
Net reserve 4j58iVo0 no
3 Claims for death losses incurred for which
no proofs have been received 14 729 42
5 Claims for death losses and matured en
dowments in process of adjustment 30290 33
6 Claims for death losses and other policy
claims resisted by the company 2025 28
Total policy claims
47045 03ComptrollerGenerals Report 459
10 Amount of unpaid dividends of surplus or other descrip
tion of profits due policyholders 516847 36
11 Commissions to agents 32368 88
12 Amount of national state or other taxes due 27488 24
13 Amount due on account of salaries rents and office
expenses 2178 32
14 Present value of amount interest due on supplemental
contracts 10200 00
16 Amount of any other liability of the company viz
Premiums paid in advance 606871 dividends left
with the company 89510 unearned interest and rent
paid in advance 1509358 cost of collection on un
collected and deferred premium 17780 medical ex
aminers fees 55300 fund held for special class of
policies 11140320 fund held for other contin
gencies 26697440 capital stock 10000000 trust
fund returnable at death 1107222 512238 01
19 Total liabilities 5732085 84
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 592217 27
2 Premium notes loans or liens received
during the year on new policies 97
22267 on old policies 12535459 222577 26
Total 8iV94 53
Deductions during the year as follows Used in payment of
losses and claims 675211 used in purchase of sur
rendered policies 2811072 used in payment of divi
dends to policy holders 1495089 redeemed by maker
in cash 14468125 194494 97
Balance notes assets at end of the year 62029956
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force December 31st of
previous year 1926 2911295 00
Number and amount of policies on the lives of
citizens of Georgia issued during the year 290 495528 00
Total 2216 3406823 00
Deduct number and amount which have ceased to be
in force during the year 283 444195 00
Total number and amount of policies in force in
Georgia December 31 1911 1933 2962628 00
460 OompxbollerGbnebals Report
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year l i 000 00
Amount of losses and claims on policies in Georgia
incurred during the year 17 25 963 08
TtaI 18 26963 08
Amount of losses and claims on policies in Georgia
paid during the year 14 16 964 60
Amount of premiums collected or secured in Georgia during
the year in cash and notes or credits without any
deductions for losses dividends commissions or other
expenses Total 8232373
GEOEGIA LIFE INSUEANCE COMPANY OF MACON UEOEGIA
W K Small President t i oi u j
oul Li A Shepherd Secretary
Home Office Mulberry Street Macon Ga
ICapital stock
1 Amount of Capital paid
UP xi 500900 00
2 Amount of ledger assets December 31 of
previous year 6o0883 7Q
4KxtPWlt 37 690883 70
I r Income During the Fear
First years premiums on origdnal policies
without deduction for commissions or
other expenses less 98274 for first
years reinsurance 63 212 ill
7 Total first years premiums on original
Policies
12 Total new premiums glg
13 Renewal premiums without deduction for
commissions or other expenses less 1
74157 for reinsurance on renewals 27lM 94
14 Dividends applied to pay renewal pre
atoms ri
16 Surrender values applied to pay renewal
premiums g
18 Total renewal premiums
19 Total premium income
9ulo2 07ComptrollerGenerals Report
461
23 Gross interest on mortgage loans
25 Gross interest on bonds and dividends on
stocks
26 Gross interest on premium notes policy
loans or liens
27 Gross interest on deposits in trust com
panies and banks
29 Bills receivable
7160 97
5951 22
126 96
3706 53
6618 65
33 Total gross interest and rents
34 Prom other sources Miscellaneous interest
agents miscellaneous account 1883
38 Income casualty department
17115
43 Total income
23564 33
189 98
203683 77
323590 75
111Disbursements for the Year
1 For death claims
5500 00
3 Net amount paid for losses and matured endowments
5 Premium notes and liens voided by lapse
7 Surrender values applied to pay new premiums
10 Dividends applied to pay renewal premiums
14
19
21
2
24
25
26
27
28
29
32
33
38
Total paid polieyholders
Commissions to agents less commission on reinsurance
First years premiums 4543751 renewal premiums
103824
Compensation of managers and agents not paid by com
mission for services in obtaining net insurance
Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
Branch office expense including salaries of managers
and clerks
Medical examiners fees 844200 inspection of risks
183427
Salaries and all other compensation of officers directors
trustees and home office employees
Rent including companys occupancy of its own buildings
Advertising 608174 printing and stationery 320036
postage telegraph telephone and express 230738
exchange 3092
Legal expense
Furniture fixtures and safes
State taxes on premiums and municipal licenses etc
Insurance department licenses and fees
Other disbursements give items and amounts General
home office expense 383947 stock commission
5500 00
61 06
9 56
223 51
5794 13
46475 75
9191 77
4785 58
626 58
10276 27
26975 77
175 ID
11020 40
159 72
1200 04
1852 95
1494 41462
ComptrollerGenerals Eeport
3333 accent current building 37389 loss on sale
of bills receivable 590000 total
43 Disbursement casually partnient
45 Agents balances charged off
45 Gross loss on sale or maturity of ledger assets Viz
Bonds
48 Total disbursements
IVAssets as per Ledger Accounts
1 Book value of real estate
2 Mortgage loans on real estate
3 Premiums in course of collection casulty deposits
4 Loans made to policyholders on this companys policies
assigned as collateral
5 Premium notes on policies in force of whicti 192869 is
for first years premiums
6 Hook value of bonds 13478568 a
00000
i ash in company s office
8 Deposits in trust companies and banks
on interest H 4 n
9 Deposits in trust companies and banks on
intereSt 04996 20
and stocks 50
Total cash items
10 Bills receivable life nd 300784easuaitynet
11 Advance on contract secured 35807 md books
lite 2199
12 Total ledger assets as per balance
NonLedger Assets
l Interest due 3000 and accrued
36555 on mortgages
17 Interest accrued 4075 on certificates of
deposit
20 Rents accrued 164898 wT companys
property or lease
1395 55
40 75
1048 98
21 Total interest and rents due and accrued
22 Market value of real estate over honk value
25 Gross premiums due and
nnreported nil policies
in force December 31
loll
New Business
1792 54
Renewals
10146 69
120277 17
5989 03
227 50
258127 76
238844 43
120921 80
102122 06
80 50
1928 69
184785 68
5830 31
100281 62
3772 05
3609 86
756346 Hi
3085 28
136155 57
7132 61ComptrollerGenerals Eeport
463

26 Gross deferred premiums
on policies in force
December 31 1911
124 11
1181 16
27 Totals
28 Deduct loading
3916 65
2788 38
8313 77
1541 97
29 Net amount of uncollec
ted and deferred
premiums
Extended
a128 27
6771 80
35 Gross assets
Deduct Assets Not Admitted
38 Agents debit balances gross
39 Cash advanced to or in the hands of offi
cers or agents medical books
43 Book value of ledger assets over market
value viz bonds 378568 first year
premium notes 192869 casualty
department premiums in course of col
lections written prior to Oct 1 1911
1681649
3772 05
21 99
22530 86
Total cash items
46 Admitted assets
VLiabilities
Net present value of all the outstanding
policies in force on the 31st day of
December 1911 as computed by the
Georgia Insurance Department on the
following tables of mortality and rates
of interes viz
2 American Experience table at 3 on tall
forms of policies issued by company A
same for reversionary additions
51009 00
51009 00
Total
6 Deduct net value of risks of this company reinsured in
solvent companies
7 Reserve to provide for health and accident benefits con
tained in life policies
8 Net reserve
12 Claims for death losses in process of ad
justment or adjusted and not due
3500 00
7900 07
903487 61
26324 90
877162 71
51009 00
1427 00
49582 00
315 00
49897 00464 ComptrollerGenerals Report
15 Claims for death losses and other policy
claims resisted by the company 5000 00
17 Total policy claims 8 5Q0 n
20 Premiums paid in advance including surrender valuesso
aPPlie1 3g8 23
21 Unearned interest and rent paid in advance 75 19
23 Commissions to agents due or accrued 418 00
25 Salaries rents office expenses bills and accountsdueor
accrued
T77 Q
26 Medical examiners fees 46800 468 00
27 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the vear
of this statement
32 Dividends declared on or apportioned toannualdividend
policies ayable to policyholders during 1912 whether
contingent upon the payment of renewal premiums or
otherwise
35 Reserve special or surplus funds not includedabove
To complete payments on building 1358291 to
meet outstanding real estate note and interest8
73563 disputed city of Macon tax 1910 in process of
adjustment 150000 a
39 All other liabilities Casualty deposits50premium
reserve 9606257 loss and reserve N Y and Ga
requirement 2666673 all other casualty department
liabilities 2568718
44 Capital stock 148416 48
45 TTnassigned funds surpius JJJJgj 45
46 Total
877162 71
Business in the State of Georgia During the Year
17 Policies on the lives of citizens of said State in Ai
force December 31 of previous vear n22 1807 476 nn
18 Policies on the lives of citizens of said State
iied during e vear 72
If Total
20 Deduct VJl 11
21 Policies in force December 31 lm
22 Losses and claims unpaid December 31 0f Amount
previous year
23 Losses and ciaims incurred during year 7
24 Total
8 14000 00ComptrollerGenerals Beport
25 Losses and claims settled during the year
26 Losses and claims unpaid December 31 4
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commis
sions or other expenses 6842476
465
5500 00
8500 00
THE GERMANIA LIFE INSURANCE COMPANY OF NEW YORK
Cornelius Doremus President Carl Heye Secretary
Principal Office 50 Union Square New York N Y
Alexander C King Attorney for Service in Georgia
1 Amount of capital stock
paid up in cash
ICapital Stock
200000 00
Amount of net or ledger assets December
31 of previous year 44279376 33
Extended at 44279376 3
IIIncome During the Year
1 Cash received for premiums on new
policies without deductions for commis
sions or other expenses 672215 74
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 447072617 annuities
23196 4470958 13
3 From dividends applied to pay running
premiums 338498 08
3 From dividends applied to purchase paid
tap additions and annuities 59602 74
4 From surrender values applied to purchase
paidup insurance and annuities 130370 28
5 Consideration for annuities other than
matured installment policies 18143 43
Total 5689888 40
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 2
21922 renewals 1086259 13081 81
7 Total premium income
5676806 59466
ComptrollerGenerals Report
7y2 Consideration for supplementary contracts not involv
ing life contingencies
8 Cash received for interest on mortgage loans
Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or
liens
J Cash received for interest on other debts due the com
pany 60067 on deposits 1162462
12 Cash received as discount on claims paid in advance
13 Cash received for rents for use of companys property
including 3608023 for companys own occupancy
14 Cash received for profits on sales of bonds and stocks
1160701
17 Cross increase by adjustment in book value of ledger
assets viz real estate 13685786 bonds 1902668
18 Dividends left with the company to accumulate interest
19 From all other sources viz Policy fees 258196 rcoer
ed on deficiency judgments etc account of read estate
taken under foreclosure 339240
3677 50
1229361 44
386237 31
253665 93
12225 29
SO 98
225968 50
11607 01
155884 54
2338 03
5974 36
Total income 7963827 48
IIIDisbursements for the Year
1 Cash paid for death claims including
rovisinnary additions 1662105 38
3 Cash paid for matured endowments and
additions thereto 1522690 23
5 Cash paid for sums falling due during the
year on installment policies 5066 66
10
11
12
13
15
TotaJ 3189862 27
Total net amount actually paid for losses
Cash paid to annuitants
Cash dividends paid policyholders 325 60711 left with
the company at interest 233803 held on deposit
surrendered during the year 7S573
Cash dividends applied to pay running premiums
Cash dividends applied to purchase paid up additions and
a ii nn it ies
Surrender values paid in cash
Surrender values applied to purchase paidup insurance
and annuities
3189862 27
42009 34
328730 87
is498 08
59602 74
664140 20
130 370 28
Total paid policyhohlors
16 Cash paid stockholders for interest 7 per cent and divi
dends 5 per cent
4753213 78
24000 00I
ComptrollerGenerals Report 467
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 26053401
renewals 21590374 476438 65
18 Cash paid for salaries and allowances to managers and
agents 23277733 agency supervision etc 105
76489 338542 22
19 Cash paid for medical examiners fees 4303316 inspec
tion of risks 593729 48970 45
20 Cash paid for salaries and all other compensation of
officers and other home office employees 221399 61
21 Cash paid for taxes on new premiums and renewals 54713 98
22 Cash paid for taxes on real estate 45846 77
23 Cash paid for insurance department fees and agents
licenses 483716 municipal licenses etc 604546
federal corporation taxes 373236 14614 98
24 Cash paid for rent including 3608023 companys occu
pancy 44895 23
25 Cash paid for commuting commissions 2746 91
26 Cash paid for furniture fixtures and safes for home and
agency offices 46437 03
27 Cash paid for advertising 1426559 printing and sta
tionery 2227495 postage 3666955 exchange 3
44895 76649 04
28 Cash paid for real estate expenses other than taxes 111
50422 for legal expenses 337712 114881 34
28Vj Gross increase by adjustment in book value of ledger
assets viz Real estate 13920287 bonds 81
02338 220226 25
29 Cash paid for the following items viz Agents balances
charged off 1825637 other disbursements 2359256 41848 93
Gross loss on sale maturing of ledger assets viz bonds 16267 60
30 Total disbursements 6541692 77
IVAssets as per Ledger Accounts
1 Book value of real estate exclusive of all incumbrances 4322165 19
2 Loans on mortgage first liens on real estate 26863279 20
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 4836662 25
6 Book value of bonds and stocks owned excluding accrued
interest at time of purchase 9247117 95
7 Cash in companys office 3233 49
8 Cash deposited in banks 429052 96
11 Total net or ledger assets as per balance above 45701511 04
12 Deduct depreciation from cost of assets to bring same to
market value 433207 73
13 Total net or ledger assets less depreciation 45268303 31468
ComptrollerGenerals Eeport
Other Assets
14 Interest due 20000 and accrued 441
33797 on mortgages 441537 97
15 Interest due 271684 and accrued 128
27060 on bonds and stacks 130987 44
17 Interest due 823700 and accrued 21
34921 on premiums notes loans or
liens 29586 21
19 Rents due 316586 on companys prop
erty or lease 3165 86
Total carried out 605277 4S
New Business Renewals
23 Gross premiums due and
unreported on policies
in force December 31
1911
24 Gross deferred premiums
on policies in force
lecember 31 1911
26050 84 670131 64
465983 35
54569 on
Totals
25 Deducting loading 25
per cent on new
and 25 per cent on
renewals
80619 84 1136114 99
20154 96
284028
2li Net amount of uncol
lected and deferred
premiums
60464 88 852086 21
Extended 912551 12
28 Total assets as per the hooks of the company I 46786131 91
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according
to The American Table of Mortality
with W and 3 pel cent interest resp
and Clintocks Annuitant Table of
Mortality with 3 per cent interest 39451042 00
Deduct net value of risks of this com
pany reinsured in other solvent com
I1 64404 00
Net reinsurance reserve
39386638 00ComptrollerGenerals Report 409
3 Claims for death losses due and unpaid 9750 01
4 Claims for matured endowments due and
a 59050 22
unpaid
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 241303 78
5 Claims for death losses and other policy
claims resisted by the company 11541 54
7 Amounts due and unpaid on annuity claims 3508 2G
8 Present value of unpaid amounts on
matured installment policies 60300 76
Total policy claims 385514 57
10 Amount of unpaid dividends of surplus or other descrip
tion of profits due policybolders 143647 16
12 Amount of national state or other taxes due 52343 59
13 Amount due on account of salaries rents and office
expenses 814738 commission to agents due or
accrued 157972 9727 10
10 Amount of any other liability of the company viz r
Premiums paid in advance 1695173 liability on
policies canceled upon which a surrender value may be
demanded 1568888 unearned interest and rent 60
64538 medical examiners fees 319500 dividends
left with the company to accumulate at interest 11
229 04 extra reserve for absolute war and world
policies and other liabilities 173799 77 281509 80
17 Liabilities on policyholders account 40259380 22
18 Gross surplus on policyholders account including dividend
6526751 69
nvv1v vv 46786131 91
19 Total liabilities p
20 Estimated surplus accrued on tontine and
other policies the profits upon which
are especially reserved for that class
of policies 4187453 88
21 Estimated surplus accrued on all other
r 2339297 81
policies
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force December 31st of
previous year
Number and amount of policies on the lives of
citizens of Georgia issued during the year 135 280831 00
Total 882 79117 20470 ComptrollerGenerals Report
Deduct number and amount which have ceased to be
in force during the year 68 94130 00
Total number and amount of policies in force in
Georgia December 31 1911 814 1284987 20
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 12 509 20
Total i 12509 20
Amount of losses and claims on policies in Georgia
paid during the year 6 12 509 20
Amount of premiums collected or secured in Georgia during the year in
cash and notes or credits without any deduction for losses dividends
commissions or other expenses Total 4496025
GREENSBORO LIFE INSURANCE COMPANY OF GREENSBORO
NORTH CAROLINA
T W Fry President juiian Pric6j Secretary
Principal Office North Elm St Greensboro N
W A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 140400 00
2 Amount of net or ledger assets December
31 of previous year 700812 10
Extended at 700812 10
U Income During the Year
1 Cash or notes received for premiums on
new policies without duductions for
commissions or other expenses 112927 27
lj Cash received for renewal premiums
without deductions for commissions or
Other expenses 279047 35
3 From dividends applied to pay running
premiums
oi1 3ag89e Mi
6 Deduct amount of premiums paid to other
companies Cor reinsurance on policies
in this company new business 3
07640 renewals 359912 6 675 52
r Total premium income 386 224 14ComptrollerGen erals Report
8 Cash received for interest on mortgage loans
9 Gash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the
Company
13 Cash received for rents for use in Companys property
including own occupancy
16 From dividends left with company to accumulate at
interest
18 1910 account
19 From all other sources viz consideration for supplemen
tary contracts and P D
Total income
IIIDisbursements for the Year
1 Cash paid for death and permanent dis
ability claims including revisionary
additions 81 01
5 Cash paid for sums falling duo during the
year on installment policies 1709 80
Total 8139081
6 Deduct amount received from other com
panies for losses or claims on policies
of this company reinsured 4000 00
7 Total net amount actually paid for losses and mutual
endowments
9 Premium notes loans and cash surrender values 27
62804 voided by lapse 284160
10 Cash dividends left with company to accumulate interest
11 Cash dividends applied to pay premiums
16 Cash paid stockholders for interest on guaranty surplus
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 625072
renewals 1544612
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 1197250 inspec
tion of risks 345306
20 Cash paid for salaries and fill other compeiifittiril of
officers and other home office employees
23 Cash paid for insurance department fees and agents
licenses 129184 total
24 Cash paid for rent
25 Cash paid for commuting commissions
471
24448 54
2930 00
7971 92
1320 06
1000 00
138 27
37 67
364 45
431535 25
77390 81
30469 64
138 27
325 24
6583 53
77796 84
3838 04
15425 56
18499 81
7820 00
1320 00
8347 35472
ComptrollerGenerals Report
26 Cash paid for furniture fixtures and safes for home and
agency offices 999 gg
27 Cash paid for advertising 262581 printing and station
ery 153443 postage telegraph and express 196236 6122 60
28 Cash paid for real estate expenses other than taxes
94650 for legal expenses 44972 1 390 22
29 Cash paid for the following items viz traveling ex
penses 116132 general expenses 30472 agents
balances charged off 472935 6 28530
30 Total disbursements
62752 U
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgages first liens on real estate
3 Loans secured by pledge of bonds stocks or other
marketable collaterals
4 Loans made in cash to policy holders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in Banks
0 Bills receivable
10 Agents ledger balances
46100 00
198050 00
14250 00
150101 10
30026 00
15000 00
4 051 7C
60009 81
9998 50
12008 07
13 Total net or ledger assets less depreciatic
869695 24
If
15
16
17
23
21
25
26
Other Assets
Interest due 115498 and accrued 7
47715 on mortgages
Interest accrued 81252 on bonds and
stocks
Interest due 1500 and accrued 34420 on
collateral loans
Interest accrued 29946 on premiums
notes loans or liens
Cross premiums due and unreported on
policies in force December 31 1911
Cross deferred premiums on policies
in force December 31 1911
8632 I
812 52
350 20
200 46
12361 92
8496 56
Totals 20858 48
Deducting 13 per cent on renewals 2711 60
Net amount of uncollected and deferred
premiums 18146 8COMPTROLLERG EN ERAlS REPORT
473
Extended
18146
t i 100000 00
27 Guaranty surplus fund
28 Total assets as per the books of the company 1003245 43
Items Not Admitted
5 Agents balances OOS 07
7 Bills receivable 9998 dU
Total
22006 57
9 Total assets less items not
admitted 981238 90
VLiabilities
Net accident reserve
1 Net present value if all the outstanding
policies in force on the 31st day of
December 1911 computed according to
The Actuaries Table of Mortality with
four per cent interest and American
Experience 4 per cent
Deduct net value of risks of this com
pany reinsured in other solvent com
panies
686223 00
4396 00
Net reinsurance reserve
2 Premium notes or loans on policies and
other obligations in excess of the net
value of their policies
3 Claims for death losses no proofs received
6 Claims for death losses and other policy
claims resisted by the company
8 Present value of unpaid amounts on
matured installment policies and per
manent disability
12943 67
7000 00
2000 00
19004 93
Total policy claims
10 Amount of unpaid dividends of surplus or other descnp
tion of profits due policyholders left to accumulate
11 Dividends unearned interest
12 Amount of national state or other taxes due
is Amount due on account of salaries rents and offxee
expenses
14 Medical fees due
16 Amount of any other liability of the company tu
Premiums paid in advance 659248 commssion
due agents on premium notes when paid 24000
3502 00
681827 00
40948 fin
Hi 03
2271 7S
1754 48
431 35
584 50
6832 48
17 Liabilities on policyholderss account
738293 22474 ComptrollerGenerals Report
18 Gross surplus on policyholders account 242945 64
1 Total liabilities 981238 86
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 23247 21
2 Premium notes loans or liens received
during the year on new policies 20
10422 on old policies 57557 91 77662 1
Total 100909 34
Deductions during the year as follows
Amount used in payment of losses and
Claims 211 00
Amount voided by lapse 2841 60
Amount redeemed by maker in cash 67830 74
Total reduction of premium note account 70 883 34
Balance note assets at end of the year 30026 00
Business in the State of Georgia During the Year
No A mo unit
Number and amount of policies on the lives of
citizens of Georgia in force December 31st of
previous year 339 571654 00
Number And amount of policies on the lives of
citizens of Georgia issued during the year 228 956 996 00
Total 507 928650 00
Deduct number and amount which have ceased to be
in force during the year Hl 184000 00
Total number and amount of policies in force in
Georgia December 31 1911 466 744650 00
Total 3001 00
Amount of premiums collected or secured in Georgia during the year in
cash and notes or credits without any deduction for losses dividends
commissions or other expenses Total 1675258ComptrollerGenerals Report
475
HARTFORD LIFE INSURANCE COMPANY OF HARTFORD CONN
TT i t i f T F Lawrence Secretary
John G Hoyt President T f
Principal Office 252 Asylum St Hartford Conn
Alvan D Gale Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 500000 00
9 Amount of net or ledger assets December
31 of previous year 4758383 81
Extended at
IIIncome During the Year
1 Cash received for premiums on new
policies without deductions for commis
229 001 90
sions or other expenses
i Gash received for renewal premiums
without deductions for commissions or
2096097 72
other expenses
3 From dividends applied to pay running
5035 31
premiums
y From dividends applied to purchase paid
up additions and annuities
4 From surrender values applied to pur
chase paid up insurance and annuities 17541 00
295 54
Total
2347971 47
i Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 1
52638 renewals 361192
5138 30
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany
13 Cash received for rents for use of companys property
including 700000 for companys own occupancy
14 Cash received for profits on sales of bonds or stocks 54
19 From all other sources viz Accident premiums and
income of safety fund and installment policy income
Total income
2342833 17
107503 47
26200 75
23863 50
13302 85
21432 07
54051 45
44651 57
2633838 83476
ComptrollerGeneral s Report
11 TDisbursements for the Year
1 Cash paid for death claims including re
visionary additions 1524960 71
3 Cash paid for matured endowments and
additions thereto 4500 00
5 Cash paid for sums falling due during the
year on installment policies 1488 33
Ttal 1530949 04
7 Total net amount actually paid for losses and matured
endowments
8 Cash paid to Annuitants
10 Cash dividends paid policyholders
I I Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
15 Surrender values applied to purchase paidup insurance
and annuities
1530949 04
200 00
44997 61
5035 31
295 54
01630 29
17541 00
16
17
18
19
20
21
22
2
21
26
27
28
20
Total paid policyholders
Cash paid stockholders for interest on dividends
Cash paid for commissions and bonuses to agents loss
commission on reinsurance new policies 141245 57
renewals 3727478
Cash paid for salaries and allowances to managers and
agents
Cash paid for medical examiners fees 2415512 inspec
tion of risks 629900
Cash paid for salaries and all other compensation if
officers and other home office employees
Cash paid for taxes on new premiums
Cash paid for taxes on reserves 485711 on invest
ments 824750
Cash paid for insurance department fees and agents
licenses 341633 municipal licenses 177190
Cash paid for rent including 710000 companys occu
pancy
Cash paid for furniture fixtures and safes for home and
agency officers
Cash paid for advertising 686859 printing 1330280
Cash paid for real estate expenses other than taxes 10
16708 for legal expenses 1501243
Cash paid for the following items viz Investigation of
claims 3700 postage and express 882041 aecident
commissions 3726 agents bond premiums 56864
directors fees 22000 traveling expenses 345396
safety fund department expenses 157636 miscel
laneous office expenses 387302 investment excises
1664648 79
50000 00
178520 35
78377 SO
30454 12
73940 02
10290 82
13104 61
5188 23
70000 00
3899 48
19971 39
26179 51ComptrollerGenerals Eeport
477
198 88 accounts receivable charged off 14340 loss
on sale of assets 12029295 decrease by adjustment
of assets 791660 total
147138 48
30 Total disbursements
IVAssets as per Ledger Accounts
1 Ciost of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bends stocks or other
marketable collaterals y
4 Loans made in cash to policy holders on this company s
policies assigned as collateral
5 Premium notes loans or liens on policies in force ot
which 146811 was received during the year
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances of which 744066 was advanced
during the year
Safety funds in security company of Hartford
2313714 20
218731 00
2117221 30
125000 00
454937 03
39513 97
598133 68
360697 08
19663 23
17500 03
1127111 10
11 Total net or ledger assets as per balance above
12 Deduct depreciation from cost of assets excluding real
estate to bring same to market value
13 Total net ot ledger assets less depreciation
5078508 44
18081 48
5060426 96
Other Assets
14 Interest duo 30550 and accrued 54
50362 on mortgages
15 interest accrued 659599 on bonds and
stocks
16 Interest accrued 30864 on collateral
loans
17 Interest accrued 6008 on premiums
notes loans or Hens
18 Interest due 60315 and accrued 13
43713 on other assets
19 Rents due 65501 on companys property
or lease
54809 12
6595 99
308 64
60 08
14130 28
655 01
Total carried out
20 Market value of real estate over cost
New Business
23 Gross premiums due and
unreported on policies
76559 12
81269 00
Renewals478
Comptroller Generals Eeport
in force December 31
1911
24 Gross deferred premiums
on policies in force
December 31 1911
40845 40
9543 67
54125 35
64925 94
Totals
25 Deducting loading
50389 07
31239 66
119051 29
26282 30
26 Net amount of uncol
lected and deferred
premiums
Extended
19149 11 92768 99
Ml 918 40
27 Net premiums in course of collection in safety fund dept 224600 00
38 Total assets as per the books of the company 5554773 48
Items Not Admitted
3 274641280259 lapsed but loans not can
celled
5 Agents Balances Debt
7 Hills receivable
180 98
17609 36
19663 2
Total
9 Total assels less items not admitted
37453 57
5517319 91
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according to
The American Table of Mortality with
four per cent interest prior to Tan
1 1901 and American 3 per cent
on and after that date 2706736 00
Deduct net value of risks of this com
pany reinsured in other solvent com
lK11ps 7912 00
Net reinsurance reserve
Claims for death losses due and unpaid
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due
8 Present value of unpaid amounts on
matured installment policies
166 67
201226 00
12271 00
2698824 00
Total policy claims
273663 67
ComptrollerGenerals Report 479
10 Amount of unpaid dividends of surplus or other descrip
tion of profits due policyholders
12 Amount of national state or other taxes due
13 Amount due on aeeeunt of salaries rents and office
expenses
16 Amount of any other liability of the company viz
Premiums paid in advance
4 499828 26
17 Liabilities on policyholder s account
18 Gross surplus on policyholders account 1
5517319 91
19 Total liabilities
20 Estimated surplus accrued on Tontine and
other policies the profits upon Which
are especially reserved for that class of
policies
21 Estimated surplus accrued on all other
policies
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year
2 Premium notes loans or liens received
during the year on old policies L
44411 11
Total
Deductions during the year as follows
Amount used in purchase of surrender
ed policies a ac 9
Amount redeemed by maker in cash Z 1
4 897 34
Total reduction of premium note account
a c n 39513 97
Balance Note Assets at end of the year
Business in the State of Georgia During the Year
Number and amount of policies on the lives of
citizens of Georgia in force December 81t of
previous year
Number and amount of policies on the lives of
citizens of Georgia issued during the year3Jio
907 1555987 00
Total
Deduct number W amount which have ceased to be
in force during the year J
Total number and amount of policies in force in
Georgia December 31 1911480 ComptrollerGenerals Report
Amount of losses and claims on policies in Georgia
unpaid December 31st of previous year 3 9 noo 00
Amount of losses and claims on policies in Georgia
incurred during the year 27 30664 00
Total 30 69664 00
Amount of losses and claims on policies in Georgia
paid during the year 24 50150 00
Amount of premiums collected or secured in Georgia during the year in
cash or credits without any deduction for losses dividends com
missions or other expenses Total 6178868
HOME LIFE INSURANCE COMPANY OF NEW YORK CITY N Y
George E Me President Ellis w G1uhvhl 8ecretary
Home Office 256 Broadway New York City N Y
William A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cas 125000 00
2 Amount of ledger assets as per balance
December 31 of previous year 24 665 026 70
4 Extended at
24605026 70
ITIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 1061828 for first
years reinsurance 369 129 74
7 Total first years premiums on original
lolicies 369129 74
8 Dividends applied to purchase paidup ad
ditions and annuities iis 088 93
9 Matured endowments applied to purchase
paidup insurance and annuities 2 063 52
10 Consideration for original annuities in
volving life contingencies 43 133 52
11 Consideration for supplementary con
tracts involving life contingencies 3198 19
12 Total new premiums ygg 613 9f
13 Renewal premiums without deduction for
commissions or other expenses less 41
65847 for reinsurance on renewals 2 929 261 78ComptrollerGenerals Report
481
14 Dividends applied to pay renewal prem
iums
10 Surrender values applied to pay renewal
premiums
17 Renewal premiums for deferred annuities 19624 U
18 Total renewal premiums
3817281 68
19 Total premium income
20 Consideration for supplementary contracts
not involving life contingencies
81 Dividends left with the company to accumulate at inter
23 GmL interest on mortgage loans less ac
crued interest on mortgages acquired
during 1911
dross interest on bonds and dividends on
stocks less 1447053 accrued interest
on bonds acquired during 1911
26 Gross interest on premium notes policy
loans or liens
27 Gross interest on deposits in trust com
panies and banks
29 Gross interest on agents advances
il Gross discount on claims paid in advance
30 Gross rent from companys property in
cluding 2400000 for companys occu
pancy of its own buildings
349566 95
549390 40
218369 48
4972 99
3397 47
109 39
98313 56
33 Total gross interest and rents
40 From agents balances previously charged off
lils ptfit on sale or maturity of ledger assets viz
Bonds 717078 stocks 277069 V J
42 Gross increase by adjustment in book value of ledger
assets viz Bonds
43 Total income
UIDdsbwrsements for the Year
1 For death claims less
4320575 reinsurance
116969210 additions
37800 1169870 10
2 For matured endowments
22678500 additions
420870 22
19408522
95505 00
8538 18
1222130 24
13
9941 47
5665 00
5159061 70
3 Net amount paid for losses and matured endowments 1590740 32
4 For annuities involving life contingencies
6 Surrender values paid in cash or applied
in liquidation of loans or notes
482 ComptrollebGenebals Eepoet
7 Surrender values applied to pay new premiums to pay
renewal premiums 149 7
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 25 121 87
10 Dividends applied to pay renewal premiums 132 632 18
12 Dividends applied to purchase paidup additions and an
nuities 318088 93
13 Dividends left with the company to accumulate at inter
est 8538 18
14 Total paid policyholders o g0a stj5 qo
15 Expense of investigation and settlement of policy claims
including 117757 for legal expense 1J82 57
10 Paid for claims and interest thereon held on deposit sur
rounded during the year yg6 qq
18 Paid stockholders for interest or dividends 15 000 00
19 Commissions to agents less commission on reinsurance
first years premiums 104 97021 renewal premiums
22138016 annuities original 133907 renewal
161184 389301 2i8
20 Commuted renewal commissions i 443 00
22 Agency supervision and traveling expenses of supervisors
exceut compensation for home office supervision 16 178 61
23 Branch office expenses including salaries of managers
and clerks not included in item 21 82 973 00
24 Medical examiners fees 2300081 inspection of risks
320151 23 262 32
2i Salaries and all other compensation of officers directors
trustees and home office employees 178 570 30
20 Rent including 2400000 for companys occupancy of its
own buildings sub lease 24 000 00
27 Advertising 1510340 printing and stationery H
10560 postage telegraph telephone and express 7
91U0 33119 10
28 Legal expense not included in item 15 5 895 53
29 Furniture firtures and safes 4 057 70
30 Repairs and expenss other than taxes on real estate 33816 01
31 Taxes on real estate 17 gt 44
32 State taxes mi premiums 45 707 29
33 Insurance department licenses and tees 8 558 35
34 All other licenses fees and taxes Federal corporation
tax 377696 tax mi reserves 238039 tax on
investments 500 g Qgo 35
39 Traveling expenses of officers anI home
office employees 3953 77
40 Examination expenses 2354 40
41 Legislative and other expenses paid
through Association of Life Ins Presi
dents 1398 0042 Rent of vault etc
43 Miscellaneous expenses
ComptrollerGenerals Report
901 00
3887 07
Total
46 Gross loss on sale or maturity of ledger assets viz
Bonds
47 Gross decrease by adjustment in book value of ledger
assets viz real estate 9360081 bonds 1101750
483
12492 24
2267 00
104627 31
48 Total disbursements
3841957 85
IVLedger Assets
1550000 00
7166090 00
1 Book value of real estate
2 Mortgage loans on real estate
4 Loans made to policyholders on this companys policies
assigned as collateral
5 Premium notes on policies in force of which 3295 is for
first years premiums
6 Book value of bonds 11864650 75 and stocks 1
35805550
7 Cash in companys oftice
g Deposits in trust companies and banks
not on interest
9 Deposits in trust companies and banks on
interest
3175699 00
596865 17
706 25
104491 32
160985 22
Total
2663190 76
10 Aunts balances debit 1457938 credit J2OOOl7 net U
25982130 55
12 Total ledger assets
NonLedger Assets
13 Interest accrued 2929859 or mortgages 29298 59
14 Interest accrued 16296800 on bonds 162968 00
16 Interest due 1419089 and accrued
58032 on premium notes policy leans
or Hens
18 Interest accrued 35000 on deposits in
bank and trust companys
20 Rents due 101750 and accrued 2
08333 on companys property or lease
14771 21
850 00
3100 83
21 Total interest and rents due and accrued
New Business Renewals
25 Gross premiums due and
210488 63
unreported on policies
in force December 31
1911
4094 38 206126 33484
ComptrollerGenerals Report
26 Gross deferred premiums
on policies in force
December 31 1911
37859 55
251079 67
27 Totals 41953 93 457206 00
28 Deduct loading 9281 23 113916 81
29 Net amount of uncollec
ted and deferred
premiums
i672 70 343289 19
375961 89
35 Gross assets 26568581 07
Deduct Assets Not Admitted
38 Agent s debit balances gross
44 Bonds and stocks
14579 38
176581 50
Ttal 191160 88
46 Admitted assets 26 377 420 19
VLiabilities
Net present value of all the outstanding
policies in force on the 31st day of Dec
ember 1911 as computed by the New
York 111 sura nee Department on the fol
lowing tables of mortality and rates of
interest viz
I Actuaries table at 4 per cent on Life
endowment and term policies with con
tinuous or limited premiums with or
without a pure endowment or return
premium feature par or nonpar issues
18601900 Inc L156061 00
Same for revisionary additions 336040 00
Toal I189i73 00
2 American Experience table at 3 per
cent on same classes as above issues
r 1MI tW7 inc 7670446 00
Same for revisionary additions 2127529 00
Total
3 American Experience table at 3 per cent
on life endowment and term policies
with continuous or limited premiums
with or without a return premium fea
ture par issues of 18941911 inc
Same for revisionary additions
9797975 00
1055675 00
3170 00
Total
1658845 00ComptrollerGenerals Report 485
5 Net present value of annuities including
tihose in reduction of premiums
Actuaries table at 4 per cent 12108 00
American Exp Table 3 per cent 305273 0
McClintocks Table 3 per cent blb6 UU
530046 00
Total
i 23892597 00
Total
6 Deduct net value of risks of this company reinsured in
other solvent companies
23737644 00
Total
9 Present value of amounts not yet due on supplementary
contracts not involving life contingenices computed
bv the company
10 Liability on policies cancelled and not included in net
reseve upon which a surrender value may be do
manded
12 Claims for death losses in process of ad
justment or adjusted and not due 3LS7 it
13 Claims for death losses incurred for which
no proofs have been received J
14 Claims for matured endowments due and
unpaid
15 Claims for death losses and other policy
claims resisted by the company
146699 72
17 Total policy claims
9Dividends left with the company to accumulate at interest
and aeciiied interest thereon
20 Premiums paid in advance including surrender values so
applied 1i 2 970 11
21 Unearned interest and rent paid in advanceg
23 Commissions to agents due or accrued
25 Salaries rents office expenses bills and accounts due or
26 Mediclllxaminersfees 415500and legal fees 250000
due or accrued V
27 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement V
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiumbs rnnn nn
36 Reserve for death claims not reported December 31st loOOO 0
24388926 46
43 Total

486 ComptrollerGenerals Eeport
44 Capital stock 125000 00
4o Umassigned funds surplus 1 863 493 73
46T0taI 26377420 19
Business in the State of Georgia During the Sear
N Amount
17 Policies on the lives of citizens of said state in
10 free Decembpr 31 of previous year 494 1359485 00
18 Pohces on the lives of citizens of said state
issued during the year 145 312196 33
Zl0tfl tIW 1671681 33
Deduct ceased to be hi force during the year 28 98280 33
21 Policies in force December 31 6U i573 40 00
oo i i No Amount
iZ Losses and claims incurred during year g 52 923 68
I4rrotal
Losses and claims settled duringthe year 6 52 923 68
Premiums collcclod or secured in cash and notes or credits without any
deduction for losses dividends commissions or other expenses
Total 6381522
ILLINOIS LIFE INSURANCE COMPANY OF CHICAGO ILLINOIS
lames W Stevens President Oswald 1 Arnold Secretary
Principal Office 106 W Monroe St Chicago Illinois
J C Tumlin Attorney for Service in Georgia
TCapital Stock
1 Amount of capital stork
paid up in cash 100000 00
2 Amount of net ledger assets December 31
of previous year 7553031 15
Jxt0nded at 7553031 15
IfIncome During the Year
1 Cash received for premiums on new
policies without deductions for commis
sions or other expenses 478876 09
Id Cash received for renewal premiums
without deductions for commissions or
other expenses i 3g4 221 20ComptrollerGenerals Report
3 From dividends applied to pay running
487
premiums
18227 47
5991 48
31 From dividends applied to purchase paid
up additions and annuities
4V From surrender values applied to pur
chase paidup insurance and annuities 2V1J za
1919531 53
Total
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 15
87841 renewals 2011686 399o ZT
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or
11 Gas receivedfoV interest on other debts due the company
12 Cash received as interest collateral loans
13 Cash received for rents for use of companys property
including companys own occupancy
14 Cash received for profits and sales of Bonds or stocks
2000
19 From all other sources viz Adjustment book val
bonds
Total income
s 1883536 50411 26 67
117470 50
83904 30797 95323 76 75 55
59640 do
20 00
605 00
2321709 49
TITDisbursements for the Year

1 Cash paid for death claims including re
visionary additions
3 Cash paid for matured endowments and
additions thereto
Total
659395 49
6 Deduct amount received from other com
panies for losses or claims on policies
of this company
35000 00
7 Total net amount actually paid for losses and matured
endowments
8 Cash paid to annuitants
9 Premium notes loans or liens used in purchase of sur
rendered polices voided by lapse
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
624395 49
900 00
8677 55
20077 85
18227 47
5991 48488 ComptrollerGenerals Eeport
13 Surrender values paid in cash 167 931 86
14 Purchased revised additions 6g 1
15 Surrender values applied to purchase paidup insurance
and annuities
Total paid policyholders 869101 09
lb Gash paid stockholders for interest on dividends 7000 00
17 Gash paid for commissions and bonuses to agents less
commission on reinsurance new policies 327044 70
renewals 14836060 475395 30
18 Cash paid for salaries and allowances to managers and
t aSents 39920 31
19 Cash paid for medical examiners fees ag85506 inspec
tion of risks 642261 35 277 73
20 Cash paid for salaries and all other compensation of
officers and other home office employees 123 783 17
21 Cash paid for taxes on new premiums 1Y54O 75
22 Cash paid for taxes on reserves 2082 65
23 Cash paid for insurance department fees and agents
licenses 223669 municipal licenses 24800 2 484 69
24 Cash paid for rent 58
Investigation of claims oj9 g
27 Gasli paid for advertising 1295150 printing 10976 54
postage 912086 exchange 128019 34339 u
28 Gash paid for real estate expenses other than taxes 7
19158 for legal expenses 376805 10 959 63
29 Cash paid for the following items viz Collection of
premiums 208941 expenses incidental 560813
leg and inv 80544 8 502 98
Decrease by adjustment in book value 45 4g
30 Total disbursements 16410
IV Assets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 695123 19
2 Loans on Mortgage flrsri liens on real estate l043iS32 77
3 Loans secured by pledge of bonds atockB or other
marketable collaterals 554 0
4 Loans made in cash to policy holders on this Companys
policies assigned as collateral 163179 51
5 Premium notes loans or liens on policies in force 3580 64
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 2 672 922 85
7 Cash in companys office and in course of transmission 174 35
8 Cash deposited in banks 107o48 20
9 Bills receivable oqqi 4
10 Agents ledger balances of which 2723284 was ad
vanced during the year 275597 46ComptrollerGeneral s Report
Rental contract corporate obligation secured commuted
value
Suspense account 1837904 furniture and fixtures 47
32174 corn reu coins 4410000
489
118030 00
109800 7
11 Total net or ledger assets as per balance above 8232741 49
Other Assets
H Interest due 28600 and accrued 14
41021 on mortgage
15 Interest accrued 72085 on bonds and
stocks
16 Interest accrued 516506 on collateral
loans
17 Interest aecruud 891202 on premiums
notes loans or liens
18 Interest accrued 48642 on other assets
14696 21
720 85
5165 06
8612 92
486 42
Total carried out
20 Market value of real estato over cost
21 Market value of bonds and stocks over cost
New Business Renewals
23 Gross premiums due and
unreported on policies
in force December 31
9 15434 52 172897 17
24 Gross deferred premiums
on policies in forco
December 31 1911 7235 76 128696 84
Totals 22670 28 301594 01
25 Deducting actual loading 19812 13 42706 41
26 Net amount of uncol
lected and deferred
premiums 3
2858 15 258887 60
Kxt ended
27 Furniture fixtures and safes
Items Not Admitted
2 Furniture fixtures and safes
3 Commuted commissions
4 Suspense account
5 Agents balances
6 Loans on policies and net premiums in
excess of net value of policies
47321 74
44100 00
18379 04
279716 56
23602 54
29681 46
386376 81
476834 90
261745 75
93S738 41490
ComptrollerGenerals Report
7 Bills receivable
Total
2993 74
416113 62
9 Total assets less items not admitted 8971266 79
VLiabilities
1 Net present value if all the outstanding
policies in force on the 31st day of
December 1911 computed according to
The Actuaries Table of Mortality with
fpur per cent interest and 3tj per cent
subsequent to July 1st 1907 7882824 00
Deduct net value of risks of this company
reinsured in other solvent companies 26777 00
Net reinsurance reserve
3 Maims for death losses in process of ad
justment and reported and no proof
received
8 Present value of unpaid amounts on
matured installment policies
7856047 00
38813 00
29404 89
Total policy claims 68217 89
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits duo or apportioned to policyliolders I 18514 16
11 Survivorship investment fund 68816 72
12 Amount of national state or other taxes accrued 16675 09
13 Amount due on account of salaries rents and office
expenses 15802 90
14 Amount due by the company for borrowed money includ
ing unearned interest 23853 50
16 Amount of any other liability of the company viz prem
iums paid in advance 1143598 34653 73
17 Liabilities on policyholderB account
18 Gross Surplus on policyliolders account
19 Total liabilities
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 3791 64
2 Premium notes loans or liens received dur
ing the year on old policies 49 00
3232582 99
738683 80
3971266 79
Total
3840 64ComptrollerGenerals Keport 491
Deductions during the year as follows
Amount of notes loans or liens used in payment of losses
and claims
Balance note assets at end of year 380 64
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force December 31st of
previous year u J
Number and amount of policies on the lives of
citizens of Georgia issued during the year 85 1444962 00
Total 2675 4376193 00
Deduct number and amount which have ceased to be
in force during the year533 99oo24 UU
Total number and amount of policies in force in
t i81 inn 2142 3380569 00
Georgia December 31 1911
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31st of previous year w uu
Amount of losses and claims on policies in Georgia
incurred during the year
29 67484 00
Total V
Amount of losses and claims on policies in Georgia
paid during the year by adjudication 100000 28 65494 00
monnt of premiums collected or secured in Georgia during the year in
cash and notes or credits without any deduction for losses dvdends
commissions or other expenses Total 84847 15
INDIANA NATIONAL LIFE INSURANCE COMPANY OF
INDIANAPOLIS ESTD
r i Geo C Brooks Secretary
D Renick President cu
Principal Office Indianapolis Ind
E C Lester Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 230060 00
Amount of net or ledger assets December
31 of previous year 248967 04
Increase of capital during 1911 104020 00
352987 04
Extended at
492 ComptrollerGeneralis Report
ITIncome During Year 1911
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 55813 62
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 86084 55
3 From dividends applied to pay running
premiums 9250 23
ii
Total 151748 40
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 12278 re
newals 22779 total 400 57
i
7 Total premium income
8 Cash received for interest on mortgage loans
i Cash received for interest on bonds and dividends on stock
ID Cash received for interest on premium notes loans or liens
and stock notes
11 Cash received for interest on other debts due the company
cert ificates of deposit
14 Cash received for interest on time deposits of bonds or
stocks real estate rent 5000 all other
18 Money borrowed first mortgage on real estate
19 From all other sources
Total income
111Disbursements for the Year 1911
1 Gash paid for death claims including re
visionary additions IS500 00
7 Total net amount actually paid for losses and matured
endowments
9 Premium notes loans or liens voided by lapse
10 Premiums returned
11 Cash dividends applied to pay running premiums
13 Surrender values paid in cash
Total paid policyholders
10 Cash paid stockholders for interest on dividends
17 Cash paid for commissions and bonuses to agents less
Commission on reinsurance new policies 40915 l
renewals 232021 total

is Cash paid for salaries ami allowances to managers and
agents
151347 83
3767 24
252 50
j 4221 03
149 39
275 00
81000 00
62858 71
305215 75
18500 00
503 1 42
1987 10
9250 23
522s 15
39990 90
5505 00
49241 70
5114 2619
20
21
22
23
24
ComptrollerGenerals Eeport
Cash paid for medical examiners fees 329800 inspection
of risks 64320 total
Cash paid for salaries and all other compensation of officers
and other home office employees
Cash paid for taxes on new premiums
Cash paid for taxes on reserves
Cash paid for insurance department fees and agents
licenses 28263 municipal licenses 12413 total
Cash paid for rent lAVon V
Cash paid for advertising 173820 printing 202609
exchange 13180 total
Cash paid for real estate expenses for legal expenses
Cash paid for the following items viz Agents balances
charged off
Loss on sale of real estate contract
493
30 Total disbursements
3941 20
14151 00
184 98
722 39
406 76
2875 40
3896 69
2207 10
3745 76
5439 65
139089 62
XVAssets as Per Ledger Accounts
1 Cost value of real estate exclusive of all incumbranees
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collaterals stock notes
4 Loans made in cash to policyholders on this company s
policies assigned as collateral
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in company s office
8 Cash deposited in banks and trust companies
9 Bills receivable
10 Agents ledger balances
Premium notes on renewal premiums
Furniture and fixtures
215000 00
144320 00
14035 99
40928 27
2000 00
2220 17
80203 55
1256 43
1040 59
13796 94
4311 43
11 Total net or ledger assets
519113 17
Other Assets
14 Interest on mortgages
15 Interest on bonds and stocks
10 Interest on collateral loans stock notes
17 Interest on premiums notes loans or liens
18 Interest on other assets viz Certificates
of deposit
19 Rents on companys property or lease

Total carried out
20 Market value of real estate over cost
2536 44
47 50
229 92
23G 09
611 32
1506 00
5167 27
10000 00494
ComptrollerGenerals Keport
New Business Renewals
23 Gross premiums due and on
reported on policies in
force December 31 41018 35
24 Gross deferred premiums
on policies in force De
cember 31
12151 25
2020 54
Totals 1018 35 14171 79
25 Deducting loading 20509 35 1417 18
26 Net amount of uncollected
and deferred premiums 20509 00 12754 61
28 Total assets as per the books of the company
Items Not Admitted
33263 61

567544 05
2 Judgments furniture fixtures and safes
5 Agents balances
7 Bills receivable
4311 43
1083 44
1256 43
Total
9 Total assets less items doI admitted
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according to
The American Experience Actuaries
Table of Mortality witli three per cent
interest 3494327 3y per cent 189
97680 total 224920 07
Net reinsurance reserve
IS Claims for death losses and other policy
claims resisted by the
ie company
5000 00
Total policy claims
H Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders
13 Amount due on account of salaries rents and office ex
penses examination fees and miscellaneous bills
14 Amount due by the company for borrowed money including
interest due or accrued mortgage on real estate
lti Amount of any other liability of the company viz Pre
miums paid in advance
Interest on judgment
17 Liabilities on policyholder a account
6651 35
560892 75
224785 22
5000 00
2620 53
658 00
81000 00
401 50
215 00
314680 25
560892 75
ComptrollerGenerals Eeport 495
246212 50
18 Gross surplus on polioyholders account
19 Total liabilities
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 of previous year
2 Premium notes loans or liens received dur
ing the year on old policies
17885 06
Total
Deductions during the year as follows
Amount of notes loans or liens voided
by lapse
Amount of notes loans or liens redeemed
29298 94
5031 42
10470 58
by maker in cash
Total reduction of premium note account
Balance note assets at end of the year
13796 94
INTEKNATIONAL LIFE INSURANCE COMPANY OP ST LOUIS MO
W V Grantges Secretary
Massey Wilson President
Principal Office Saint Louis Mo
H W Campbell Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 620350 00
Amount of net or ledger assets December
31 of previous year
Extended at
1086717 50
1086717 50
IIIncome During Year
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses
IU Cash received for renewal premiums
without deductions for commissions or
other expenses
3 Prom dividends applied to pay running pre
miums
3 From dividends applied to purchase paid
up additions and annuities
Total
255468 58
496
ComptrollerGenerals Report
Deduct amount of premiums paid to otter
companies for reinsurance on policies in
this company new business 1027798
renewals 380374 total
14081 72
7 Total premiums income t
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
14 Cash received for all other company stock
15 Ledger assets other than premiums received from other
companies for assuming or reinsuring their risks
19 Prom all other sources viz Advances and P P 332595
mortgage loans commissions and bonuses 172759
total
Total income
IIIDisbursements for the Year 1911
34700 00
1 Cash paid for death claims including re
visionary additions
7 Total net amount actually paid for losses
and matured endowments 34 700 00
10 Cash dividends paid polieyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance 210203 new policies
H0fi5794 renewals 1118604 total
18 Cash paid for salaries and allowances to manngcrs and
agents
I Cash paid for medical examiners fees 2257390 inspec
tion of risks 576386 total v
20 Cash paid for salaries and all other compensation of officers
and other home office employees
21 Cash paid for taxes on new premiums
22 Cash paid for taxes on reserves
23 Cash paid for insurance department fees and agents
licenses 100647 538105 municipal licenses 1
15631 total
24 Cash paid for rent
26 Cash paid for furniture fixtures and safes for home and
agency offices
540514 05
40325 12
4937 58
1022 61
6940 51
7792 76
6196 32
5053 54
612782 69
2446 54
21220 09
24170 64
1578 00
199741 95
23615 45
28337 76
608 36
6410 69
9055 14
7543 83
6827 46
874 92ComptrollerGenerals Eeport
27 Cash paid for advertising 856111 printing 658687
total
28 Cash paid for legal expenses
29 Cash paid for the following items viz Postage telegraph
telephone express exchange
All other
Total miscellaneous expenses
497
15147 98
2133 65
5367 58
11557 35
811 25
30 Total disbursements
IVAssets as Per Ledger Accounts
9 Loans on mortgage first liens on real estate
4 Loans made in cash to policyholders on this company s
policies assigned as collateral
5 Premium notes loans or liens on policies in force ot
which 2503796 was received during the year
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
11 Total net or ledger assets as per balance above
Other Assets
14 Interest accrued on mortgages 17242 64
15 Interest accrued on bonds and stocks 241d 75
17 Interest accrued on premiums notes
loans or liens
18 Interest arcrued on other assets hmi
445148 64
829301 65
14590 09
8279 15
154272 50
705 21
178598 52
10031 97
58572 46
1254351 55
Total carried out
20792 51
Renewals
New Business
23 Gross premiums due and
unreported on policies in
force December 31 1911 73810 72 41973 12
Totals l37l72 41973 12
25 Deducting loading 50
76755 and renewals
371998 total 068 89 3882 73
26 Net amount of uncollected
and deferred premiums 74479 61 4585o 85
65847 93
28
Total assets as per the books of the company
1340991 99498
Comptroller General s Report
Items Not Admitted
5 Agents balances 60294 10
6 Book value of bonds over market value 830 00
7 Bills receivable 10031 97
Excess in item No 26 over value of poli
cies 14725 31
Total 85881 38
9 Total assets less items not admitted 1255110 61
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according to
The Actuaries Table of Mortality with
four per cent interest
Deduct net value of risks of this com
pany reinsured in other solvent conn
panies
361440 00
6315 00
Net reinsurance reserve
Reserve to provide for health and accident in policies
3 Claims for death losses due and unpaid 13000 00
6 Claims for death losses and other policy
claims and no proofs received 400 00
Total policy claims
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders Pus Int
12 Amount of national State or other taxes due
13 Amount due on account of salaries rents and office
expenses
14 Medical fees
16 Amount of any other liability of the company viz Pre
miums paid in Advance 243573 unearned interest
43547 commissions due 27850 reinsurance pre
miums 23525 advance and paitial payments 3
15355 tnlal
355125 00
3865 00
17000 00
32065 97
7287 76
1596 53
1425 23
6838 50
17 Liabilities on policyholders account 425 203 99
18 Gross surplus on policyholders account 829 906 62
19 Total liabilities 1255110 61
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 of previous year 3654 54ComptrollerGenerals Report 499
2 Premium notes loans or liens received
during the year on new policies lien
10950 on old policies 2492846 total 0d7 9b
28692 50
Total v
Deductions during the year as follows
Amount of notes loans or liens voided
by lapse 7467 71
Amount of notes loans or liens renewed 481 43
Amount of notes loans or liens redeemed
by maker in cash 12464 21
Total reduction of premium note account 20413 35
Balance note assets at end of the year 8279 15
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31st of pre
617 1129076 00
vious year v
Number and amount of policies on the lives of citi CCQCi nn
zens of Georgia issued during the year 882 1788994 uu
Total 1499 2918070 00
Deduct number and amount which have ceased to be
in force during the yearttl 773913 00
Total number and amount of policies in force in
Georgia December 31 1911 1088 2145157 00
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year pending 200000 6 7000 00

Total 6 70000
Amount of losses and claims on policies in Georgia
paid during the year 5000 00
Amount of premiums collected or secured in Georgia during the year in
cash and notes or credits without any deduction for losses dividends
commissions or other expenses Total 6471650500
COMPTBOLLERGENERALS KePORT
INTERSOUTHERN LIFE INSURANCE COMPANY OF
LOUISVILLE KY
James R Buffin President David Meriwether Secretary
Principal Office Prospect Ky Executive Offices Louisville Ky
R B Mitchusson Attorney for Service in Georgia
ICapital Stock
1 Amount of Capital stock
paid up in nsh 422378 90
Amount of net or ledger assets December
31 of previous year 283232 07
Increase of capital during 1912 214807 90
Extended at
498039 97
IIIncome During the Year
1 Gash received for premiums on new
policies without deductions for commis
sions or other expenses 49185 95
1 Cash received for renewal premiums
without deductions for commissions or
other expenses ig 7 j
2 Premium notes loans or liens taken in part
payment for renewal premium 1971 22
Total 09430 02
0 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 23914
renewals 91182 11511110
7 Total premium income f
8 Cash received for interest on mortgage loans
9 Cash received for interest on Ooiids owned and dividends
on stock
in Cash received for interest on premium notes loans or
liens
II Cash received for interest on other debts due the company
13 Cash received for rents for use t companys property
14 Cash received tor profits on sales of real estate
17 Premium paid in advance
15 Surplus from sale of companys stock
19 From all other sources viz Irolit and losses
Total income
0s279 00
2 lfi 97
3545 21
342 02
520 29
1501 57
161876 07
1310 25
13135 00
5637 14
258313 78CoMPTROLLERG ENERAL s REPORT
IIIDisbursements for the Year
501
1 Cash paid for death claims including
revisionary additions i
3500 00
Total

3500 00
7 Total net amount actually paid for losses and matured
endowments
10 Premium reduction
3 Surrender values paid in cash
s and bonuses to agents Jess
Total paid policyholders
17 Cash paid for commission
commission on reinsurance new policies 3033736
renewals 42242 V
18 Cash paid for salaries and allowances to managers and
agents including traveling expenses
19 Cash paid for Medical examiners fees 1273683 inspec
tion of risks 161352
M Cash paid for salaries and all other compensation of officers
and other home office employees
22 Cash paid for taxes on reserves 143822 in investments
13782
23 Cash paid for insurance department fees and agents
licenses 22428 municipal licenses 78834
24 Cash paid for rent
25 Commission on stock sold
20 Profit and loss
27 Cash paid for advertising 863045 printing 33139
28 Cash paid for real estate expenses other than taxes
36919 for legal expenses 134732
29 Cash paid for the following items viz postage telegraph
telephone etc 249000 loss on bonds sold 138500
General expenses 189407 common advisory board con
tracts 21504 collection and exchange 22824
30
6
Total disbursements
XVAssets as per Ledger Accounts
Cost valueof real estate exclusive of all incumbrances
Loans on Mortgage first liens on real estate
Loans secured by pledge of bonds stocks or other
marketable collaterals
Loans made in cash to policyholders on this company s
policies assigned as collateral
Premium notes loans or liens on policies in force
Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
Cash in companys office
ash deposited in banks
3500 00
134 04
1743 6fi
5377 70
30759 78
13760 07
14350 35
16312 17
1576 04
1012 62
2677 00
1476 25
12035 56
11944 37
1716 51
3875 00
2337 35
119210 77
5200 00
22948 SI
7590 00
3036 00
2520 88
428400 00
59558 68
37036 31502
ComptrollerGenerals Report
9 Bills receivable
10 Agents ledger balances of which 2731226 was advanced
during the year less cr bal 12500
Furniture safes and fixtures
133 47
62836 33
7882 50
11 Total net or ledger assets 637 142 98
Other Assets
14 Interest accrued 46892 on mortgages
15 Interest due 15750 and accrued 13375
on bonds
16 Interest due 2172 and accrued 71794 on
collateral loans
17 Interest due 292 and accrued 3118 on
premiums notes loans or liens
18 Interest on stocks
Total carried out
468 92
291 25
739 66
34 10
683 32
New Business
23 Gross premiums due and
unreported on policies
in force December 31
1911 v 5290 21
24 Gross deferred premiums
on policies in force
December 31 1911 40420 00
Renewals
4641 46
10392 39
Totals
25 Deducting loading
45690 21
5368 50
15033 83
1503 38
26 Net amount of uncol
lected and deferred
premiums
Extended at
40321 71
135311 45
28 Total assets at per the books of the company
Items Not Admitted
2 Furniture fixtures ami safes
5 Agents balances
7 Bills receivable
8 All other items
7882 50
62961 33
133 47
14698 95
Total
2217 25
53852 16
093212 39
85676 25
9 Total assets less items not admitted 607536 14
VLiabilities
1 Net present value if all the outstanding
policies in force on the 31st day of
ComptrollerGenerals Eeport
December Iftll computed according to
The American Table of Mortality with
3y per cent interest
Deduct net value of risks of this company
reinsured in other solvent companies
503
560 00
Net reinsurance reserve
11 Medical examiners fees
12 Amount of national state or other taxes payable
13 Amount due on account of salaries rents and office
expenses
16 Amount of any other liability of the company Viz
Premiums paid in advance
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
19 Total liabilities
VIPremium Note Account
1 Premiums notes loans or liens on hand
December 31 or previous year
2 Premium notes loans or liens received dur
ing the year on old policies
683 62
1971 20
Total
Deductions during the year as follows
Amount voided by lapse
Amount redeemed by maker in cash
183 61
731 08
60985 00
2135 00
2000 00
1504 73
1316 25
67940 98
539595 16
607536 14
Total reduction in premium note account
Balance note assets at end of the year
Business in the State of Georgia During the Year
No
2654 82
914 69
1740 13
Amount
Number and amount of policies on the lives of
citizens of Georgia issued during the year 21 221WU
Total
221 221500 00
48
46500 00
Deduct number and amount which have ceased to be
in force during the year
Total number and amount of policies in force in
Georgia December 31 1911
d in Georgia during the year in cash
r credUsTwithout any deduction for losses dividends corn
other expenses Total 8954S
Amount of premiums collected or secure
and notes c
missions or54 ComptrollerGenerals Report
JEFFERSON STANDARD LIFE INSURANCE COMPANY OF RALEIGH
NORTH CAROLINA
Joseph Y Brown President fjhaS W Gold Secretary
Principal Office Raleigh North Carolina
A L Deadwyler Attorney for Service in Georgia
TCapital Stock
1 Amount of capital stock
paid up in cash 250000 00
Amount of net or ledger assets December
81 of previous year 856238 88
fended at S56 s ss
ITIncome During he Year
1 Gash received for premiums on new
policies without deductions for commis
sions or other expenses 106 607 34
I C Cash received for renewal premiums
without deductions for commissions or
other expenses L p 97
2V2 Premium notes loans or liens taken in
part payment for renewal premium 10838 58
3 From dividends applied to pay running
premiums Qgg 11
31 From dividends applied to purchase paid
up additions and annuities 325 09
From surrender values applied to pur
chase paidup insurance anil annuities 357 03
Total 357539 32
i Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 244644
renewals 481444 jiW 88
7 Tola premium income b y0 070 t
8 lash received for interest on mortgage loans 20177 46
0 Cash received for interesl on bonds owned and dividends
stllls 397g 75
10 Cash receive for interest on premium notes loans or liens 3627 47
11 Cash received for interest on other debts due the company 14785 82
13 Cash received for rents for use of companys property 40 00
14 Cash received for profits on sales of bonds or stocks 97 50
16 From dividends and surrender values on reinsurance 306 00L
ComptrollerGenerals Report
18 Consideration supplementary contracts not involving life
contingencies
10 From all other sources viz C S Alston rent
505
Total income
1521 00
240 U0
395047 04
HIDisbursements for the Year
1 Cash paid for death claims including
revisionary additions inculding 12462
health and accident
2 Premiums notes loans or liens used in
payment of the same
102 89
Total
68018 32
7 Total netamount actually paid for losses and matured
endowments
9 Premium notes loans or liens used in purchase of sur
rendered policies 472405 voided by lapse 21676
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
15 Surrender values applied to purchase paidup insurance
and annuities j

Total paid policyholders i
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 65157 74
renewals 983242 i
18 Cash paid for branch office expenses and traveling expenses
of managers and agents
19 Cash paid for medical examiners fees 1796400 inspec
tion of risks 263110
20 Cash paid for salaries and all other compensation ot officers
and other home office employees
21 Cash paid for taxes on premiums
22 Cash paid for taxes on reserves
23 Cash paid for insurance department fees and agents
licenses
24 Cash paid for rent
27 Cash paid for advertising 388271 printing 303828
postage telegraph telephone and express 29897
exchange 9538
28 Cash paid for real estate expenses other than taxes 1941
for legal expenses 65000
29 Cash paid for the following items viz Sundries 82690
Discount 910
68018 32
6891 72
2028 41
325 09
5305 14
3571 93
si i 140 61
74990 Hi
8011 77
20595 10
22172 04
1675 86
4512 7 5
1794 17
3142 05
9815 34
669 41
836 00
30 Total disbursements
234955 26506
ComptrollerGenerals Report
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all iucumbrauees 5395 04
2 Loans on mortgage first liens on real estate 501918 00
3 Loans secured by pledge of bonds stocks or other
marketable collaterals 301911 26
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 41413 75
5 Premium notes loans or liens on policies in force of
which 1083858 was received during the year 26950 50
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 67450 06
7 Cash in companys office 1337 00
8 Cash deposited in banks 30837 50
9 Bills receivable secured 64 79
10 Agents ledger balances 33994 69
Furniture and fixtures 5058 07
11 Total net or ledger assets 1016330 66
Other Assets
14 Interest due 37830 and accrued 695892
on mortgages 7337 22
15 Accrued 12669 on bonds and stocks 126 69
17 Accrued 139159 on premiums notes
loans or liens 1391 59
19 Rents accrued 3067 on companys prop
erty or lease 30 67
Total carried out
22 Due from other companies for losses or claims on policies
of this company reinsured
8886 17
5167 00
New Business
23 Gross premiums due and
unreported on policies
in force December 31
1911 381 6
24 Gross deferred premiums
on policies in force
December 31 1911 2679 21
Total
25 Deducting loading
26 Net amount of uncol
lected and deferred
premiums
3060 90
2012 33
Renewals
16657 95
8772 28
25430 22
4362 07

1048 57
21068 16ComptrollerGenerals Report 507
22116 73
Extended 14 133 10
27 Furniture fixtures and safes
28 Total assets as per the books of the company 1066633 66
Items Not Admitted
2 Furniture fixtures and safes 5058
3 Premium notes on policies in excess of net
1202 64
value 3094 69
5 Agents balances A6m m
40255 40
Total
VLiabilities
1 Net present value if all the outstanding
policies in force on the 31st day of
December 1911 computed according to
The Actuaries Table of Mortality with
four per cent interest and American
310 per cent and American 3 per cent 557277 00
Deduct net value of risks of this company
reinsured in other solvent companies 4042 00
553235 00
Net reinsurance reserve
3 Claims for death losses due and unpaid 5000 00
8 Present value of unpaid amounts on
matured installment policies fade
180000 1529 18
6529 18
Total policy ela uns
13 Amount due on account of salaries rents and office
expenses W
16 Amount of any other liability of the company viz Prem
iums paid in advance 349916 interest on policy
loans 79085 mortgages 12279 commission due
agents on premium notes when paid 56532 medical
fees and inspection 100100 reinsurance premiums
24351
17 Liabilities on policyholder s account WJg
18 Gross Surplus on policyholders account
1026378 26
19 Total liabilities
VIPremium Note Account
1 Premiums notes loans or liens on hand
December 31 or previous year 33837 1508 ComptrollerGenerals Report
2 Premium notes loans or liens received dur
ing the year 10838 58
Total 44675 70
Deductions during the year as follows
Amount used in payment of losses and
claimS 162 89
Amount used in purchaso of surrendered
policies 4724 05
Amount voided by lapse g 167 67
Amount redeemed by maker in cash 10670 59
Total reduction of premium note account 17 725 20
Balance note assets at end of the year 26 950 50
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force December 31st of
previous year 775 j086615 00
Number and amount of policies on the lives of
citizens of Georgia issued during the year 650 911706 00
TntaI 1425 1998321 OX
Deduct number and amount which have ceased tio be
in force during the year 330 392552 mi
Total number and amount of policies in force in
Georgia December 31 1911 1095 1605769 00
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 10 i2031 00
Total 10 12031 00
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deduction for losses dividends com
missions or other expenses Total 5319944
LIFE INSURANCE COMPANY OF VIRGINIA RICHMOND VIRGINIA
J G Walker President E D Harris Secretary
Principal Office 919 E Broad St Richmond Virginia
L Z Bosser ami Monis Brandon Attorneys for Service in Georgia
I Capital Stock
1 Amount of capital stock
paid up in cash 40000001CompteollebGekebals Report
509
Amount of net or ledger assets December
31 of previous year
Increase of capital during 1011
6106978 60
100000 00
Extended at
IIIncome During the Year
6206978 60
I Cash received for premiums on new policies
without deductions for commissions or
other expenses v
V Cash received for renewal premiums
without deductions for commissions or
other expenses
3 From dividends applied to pay running
premiums
3 From dividends applied to purchase paid
up additions and annuities
4 From surrender values applied to pay run
ning premiums
41 From surrender values applied to pur
chase paidup insurance and annuities
472873 84
2415536 89
1796 54
2094 97
817 71
50628 51
Total
Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 20568
renewals 270193
29431748 40
2907 61
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stocks
10 Cash received for interest on premium notes loans or ben
11 Cash received for interest on bank deposits
12 Cash received for interest on collateral loans
13 Cash received for rents for use of companys property
including 1290000 for companys own occupancy
14 Cash received for profits on sales of bonds or stocks
150 58 real estate 58656 all other 20000
15 Consideration for supplementary contracts not involving
life contingencies
17 Premium notes paid previously charged off
18 Unclaimed deposits on industrial applications
19 From all other sources viz Agents cash bonds
Total income
2940840 85
273809 07
35179 29
11536 73
10927 20
3058 15
13700 08
2037 14
9998 36
12 40
117 68
750 00
3301966 95
510
ComptrollerGenerals Report
IIIDisbursements for the Year
1 Cash paid for death claims including
revisionary additions
3 Cash paid for matured endowments and
additions thereto
5 Cash paid forweekly industrial claims
Total
934130 68
2699 05
173 05
937j002 78
10
11
12
13
14
15
Total net amount actually paid for losses and matured
endowments
Cash paid to annuitants
Premium notes loans or liens used in purchase of sur
rendered policies voided by lapse
Cash dividends paid policyholders
Cash dividends applied to pay running premiums
Cash dividends applied to purchase paidup additions and
annuities
Surrender values paid in cash
Surrender values applied to pay running premiums
Surrender values applied to purchase paidup insurance and
annuities
937002 78
179 17
6 20
47767 90
1796 54
2094 97
32007 39
817 71
50628 51
Total paid policyholders
16 Cash paid stockholders for interest cm dividends
16 Claims on supplementary contracts not involving life
contingencies
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 19537820
renewals 32952857
18 Cash paid for salaries and allowances to managers and
agents and for agency expenses
19 Cash paid for medical examiners fees 5234080 inspec
tion of risks if 106550
20 Cash paid for salaries and all other compensation of officers
and other home office employees
21 Cash paid for state taxes on premiums 3830463 on real
estate 281062 federal corporation tax 124044
22 Cash paid for taxes state licenses franchises and personal
property tax
23 Cash paid for insurance department fees and agents
licenses 134726 municipal licenses and taxes 9
93634
24 Cash paid for rents including 1290000 companys occu
pancy less 1200 received under sublease
25 Cash paid for postage telegraph telephone and express
26 Cash paid for furniture fixtures and safes for home and
agency offices 3 271Hi traveling expenses home office
243079
1072301 17
104000 00
2000 00
524906 77
268299 66
53406 30
163586 56
42355 09
18112 27
11283 60
36308 03
6579 86
5700 95ComptrollerGenerals Bepost
511
27 Cash paid for advertising 2164106 printing and station
ery 1751278 general expenses home office 924313
28 Cash paid for real estate expenses other than taxes 5
26597 for legal expenses 1790419
29 Cash paid for the following items viz agents cash bonds
Profit and loss and decrease by adjustments in book value
of assets
48396 97
23170 16
2100 00
10297 80
3d Total disbursements
2392805 79
IVAssets as per Ledger Accounts

1 Cost value of real estate
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other
marketable collaterals
4 Loans made in cash to policyholders on this company s
policies assigned as collateral
5 Premium notes loans on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in company a office
8 Cash deposited in banks
11 Total net or ledger assets as per balance above
12 Deduct depreciation from cost of assets to bring same to
market value
13 Total net or ledger assets less depreciation
Other Assets
14 Interest due 188563 and accrued 80
21712 on mortgages
15 interest accrued 1291624 ou bonds and
16 Interest accrued 13253 on collateral loans
17 Interest due 44370 on premiums notes
loans or liens
199772 72
5593158 49
23350 00
197625 90
3437 02
742079 16
7340 60
349375 87
7110139 76
10311 32
7105828 44
82102 75
12916 24
132 53
443 70
Total carried out
20 Market value of real estate over cost
21 Market value of stocks over cost
95595 22
50366 87
35550 00
New Business
23 Gross premiums due and
unreported on policies
in force December 31
1911
6487 24
Renewals
42637 10512
ComptrollerGenerals Report
24 Gross deferred premiums
on policies in force
December 31 1911
12655 50
65266 99
Totals
25 Deducting loading
19142 74
4791 18
107904 09
29836 59
26 Net amount of uncollec
t e d and ueferred
premiums
Extended at
27 Premium extension notes
14351 56
78067 50
92419 06
2392 5G
28 Total assets as per the books of the company 7382152 15
VLiabilities
1 Net present value if all the outstanding
policies in force on the 31st day of
December 1911 computed according to
The Actuaries Table of Mortality with
4 per cent interest American 3 per
cent and 3 per cent and Standard Indus
trial 3 per cent 5633218 00
Deduct net value of risks of this company
reinsured in other solvent companies 1664 00
Net reinsurance reserve 5631554 00
2 Liability on policies canceled and not included above upon
wihich a surrender value may be demanded 20086 00
3 Claims for death losses not reported 25000 00
4 Claims for matured endowments due and
unpaid 1125 64
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 8445 30
6 Claims for death losses and other policy
claims reported and no proofs received 5834 75
Total policy claims 40405 63
8 Present value of amounts not yet due or supplementary
contracts not involving life contingencies 8119 00
9 Unclaimed deposits on industrial applications 117 6S
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders 7182 84
10 Dividends declared or apportioned to policyholders pay
able in 1912 17097 69
11 Amount of unpaid dividends to stockholders 10000 00
12 Amount of national state or other taxes due or accrued 29408 87ComptrollerGenerals Report 513
13 Amount duo or accrued of salaries rents and office ex
penses medical and legal fees 15843 48
14 Amount duo by the company for mortgages on real estate
owned including 20833 interest due or accrued 25208 33
14 Commissions due agents on premium notes when paid 256 92
15 Agents cash bonds 1500 00
15 Amount of any other liability of the company viz Prem
iums paid in advance 4375761 unearned interest
paid in advance 474722 48504 83
16 Amount set apart awaiting apportionment upon deferred
dividend policies 120000 00
17 Liabilities 5975285 33
18 Capital stock 4000010 00
19 Surplus 1006866 82
Total 7382152 15
VIPremium Note Account
1 Premiums notes loans or liens on hand
December 31 or previous year 5514 23
2 Premium notes loans or liens received dur
ing the year on policies 13131 68
Total 18645 91
Total reduction of premium note account 12816 33
Balance note assets at end of the year 5829 58
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force December 31st of
previous year 27929 3883865 00
Number and amount of policies on the lives of
citizens of Georgia issued during the year 17984 2497126 00
Total 45913 6380991 00
Deduct number and amount which have ceased to be
in force during the year 14280 1840335 00
Total number and amount of policies in force in
Georgia December 31 1911 31633 4540656 00
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 1 500 00
Amount of losses and claims on policies in Georgia
incurred during the year 408 52912 53
Total 409 53412 53514
ComptrollerGeneral s Report
Amount of losses and claims on policies in Georgia
paid during the year 408 5370 4
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deduction for losses dividends com
missions or other expenses Total 17966328
MANHATTAN LIFE INSURANCE COMPANY OF NEW YORK N Y
Henry B Stokes President Melvin De Mott Secretary
Home Office 64 66 68 and 70 Broadway New York N Y
Marshal B Young Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year L0859200 97
4 Extended at 20859200 97
II Income
5 First years premiums on original policies
without deduction for commissions or
other expenses less 759116 for first
years reinsurance 179554 51
6 Surrender values applied to pay first years
premiums 7 17 91
7 Total first years premiums on original
policies 186772 4
8 Dividends applied to purchase paidup
additions and annuities 6 927 66
10 Consideration for original annuities involv
ing life contingencies 4 00000
Total new premiums 197700 08
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less l6
97252 for reinsurance on renewals 1953111 77
14 Dividends applied to pay renewal premiums 56962 31
16 Surrender values applied to pay renewal
premiums o 143 ga
18 Total renewal premiums 2 012 18 00
19 Total premium income j ono qi u og
20 Consideration for supplementary contracts not involving
life contingencies 62 000 00
21
23
25
26
32
ComptrollerGeneral s Report
Dividends left with the company to accumulate at interest
Gross interest on mortgage loans 413748 59
Gross interest on bonds and dividends on
stocks less 256667 accrued interest on
bonds acquired during 1911 167168 33
Gross interest on premium notes policy
loans or liens
Gross interest on deposits in trust companies
and banks
Gross interest on other debts due the com
pany On agents balances 37000 on
advances against first years commis
sions repaid 18077
Gross rent from companys property in
cluding 5150000 for companys occu
pancy of its own building
515
1732 21
180699 39
12472 29
550 77
270890 00
33 Total gross interest and rents
34 From other sources Claim collected from
Mutual Life Insurance Co on Richard
J Ball Policy
36 Suit of Co vs Richard Deeves Son com
promised for
37 Legal expenses repaid by an agent
38 Repayment of forged check account policy
loan
1045529 37
10083 00
4000 00
100 00
44 0O
39
From agents balances previously charged off
4l Gross profit on sale or maturity of ledger assets viz Stocks
42 Gross increase by adjustment in book value of ledger
assets viz Bonds
14227 00
434 35
2963 74
3221 00
43 Total income
3340025 75
TILDisbursements for the Year
1 For death claims less 6022800 rein
surance 125744722 additions 2
75800
2 For matured endowments
1260205 22
85826 00
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
5 Premium notes and liens voided by lapse less 601106
restorations
6 Surrender values paid in cash or applied liquidation of
loans or notes
7 Surrender values applied to pay new prem
iums see income No 6
1346031 22
9536 69
13226 97
598388 58
7217 91516
ComptrollerGenerals Report
To pay renewal premiums see Income No
16 2143 92 9361 83
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 145190 21
10 Dividends applied to pay renewal premiums 56962 31
12 Dividends left with the company to accumulate at interest 1732 21
13 Dividends applied to purchase paid up additions 6927 ili
14 Total paid policyholders 2187362 68
15 Expense of investigation and sett lenient of policy claims
including 5000 for legal expense 2396 97
16 Paid for claims on supplementary contracts not involving
life contingencies 4228 67
17 Dividends and interest thereon held on deposit surrendered
during the year 389 77
18 Paid stockholders for interest or dividends 16000 00
19 Commissions to agents less commission on reinsurance
First years premiums 8460438 renewal premiums
12154055 annuities 12000 206264 93
22 Agency supervision and traveling expenses of supervisors
and agents except compensation for home office super
vision 10831 27
23 Branch office expenses including salaries of managers and
clerks not included in item 21 24628 87
24 Medical examiners fees 1113715 inspection of risks
431521 15452 36
25 Salaries and all other compensation of officers directors
trustees and home office employees 116603 25
26 Rent including 5150000 for companys occupancy of its
own buildings less 2OO00 received under sublease 66408 79
27 Advertising 513956 printing and stationery 740506
postage telegraph telephone and express 905101
exchange 12761 i 22872 39
28 Legal expense not included in item 15 16660 45
29 Furniture fixtures and safes 1129 00
30 Repairs and expenses other than taxes on real estate 95824 22
31 Taxes on real estate 7992s 00
32 State taxes on premiums 36081 It
33 Insurance department licenses and fees 1015 17
34 All other licenses fees and taxes Federal corporation tax
168093 county and municipal licenses and taxes
95849 legal advertising 73137 3376 79
38 Other disbursements Expenses election of directors
10600 2d ck account policy loan 1st ok forged
Amount refunded 4400 luncheons for employees
61016 general expenses home office 560360 agency
74788 total 635148 travelinghome office 2
061 21 Express matters before legislative bodies offi
cers or departments of government 7303 premiumsu
ComptbollebGenebal s Beport
on life insurance policies to secure an agentss indebted
ness 31140 interest paid on contested death claims
2 62898 sundry interest payments 5320 299358
47 Gross decrease by adjustment in book value of ledger
assets viz Bonds per schedule D including 241300
for amortization of premiums
517
18239 46
413 00
48 Total disbursements
2931106 IS
IVLedger Assets
1 Hook value of real estate
2 Mortgage loans on real estate
4 Loans made to policyholders on this companys policies
assigned as collateral
5 Premium notes on policies in force of which 1321317
is for first years premiums
6 Book value of bonds 359742100 and stocks W
7 Cash in companys office
8 Deposits in trust companies and banks not
on interest
9 Deposits in trust companies and banks on
interest
5474840 73
7931690 71
3517206 07
216173 10
3781322 25
288943 59
Total
10 Agents balances debit 2427432 credit 54453
12 Total ledger assets
NonLedger Assets
13 Interest accrued 16550609 on mortgages
14 Interest accrued 5606410 on bonds
16 Interest due 4571004 and accrued 8
168 94 on premium notes policy loans or liens
18 Interest accrued 274461 on other assets Deposits Union
Trust Co 229414 United States Trust Co 6250
Mechanics Metals National Bank 16213 Enicker
bocker Trust Co 22584
20 Rents due 423629 and accrued 801833 on company s
property or lease
323157 89
23729 79
21268120 54
165506 09
56064 10
53878 98
2744 61
12254 62
290 448 40
21 Total interest and rents due and accrued g
22 Market value of real estate over book value
New Business
Renewals
25 Gross premiums due and
unreported oa policies
in force December
1911
1814 97 140643 64
518
ComptrollerGenerals Kepori
26 Gross deferred premiums
cm policies in force
December 31 1911
7 Totals j
28 Deduct loading lI
per cent
29 Net amount of uncol
lected and deferred
premiums
35 Gross assets
6768 00
8582 97
1806 80
65290 00
205933 54
44790 57
6716 17 161143 07
167859 24
22069546 45
Deduct Assets not Admitted
38 Agents debit balances
41 Premium notes and loans on policies and net premiums in
item 29 in excess of the net value of their policies
4 Book value of ledger assets over market value
14174 V2
1734
62401 25
86692 91
46 Admitted Assets
21982853 54
VInabilities Surplus and Other Funds
Net value of all the outstanding policies in
force on the ilst day of December 1911
as computed by the New York Insurance
Department on the following tables of
mortality and rates of interest viz
1 Actuaries table at 4 per cent on policies
issued prior to January 1st 1901 13401103 on
Same for revisionarv additions 39 457 00
Totft1
i American Experience table at per cent
on policies issued after January 1 1901
on nonparticipating plan 513497 00
Total
3 American Experience table per cent
on policies issued after January 1 1901
on participating plan 5 213 5G8 on
Same for revisionarv additions 4407 on
i560 no
513497 00
Total
5217975 00ComptrollerGenerals Beport
519

5 Net present value of annuities including
those in reduction of premiums Give
tables and rates of interest viz
Actuaries 4 per cent on annuities issued
prior to January 1 1901
American Experience 3 per cent on an
nuities issued after January 1 1901 and
prior to January 1 1907
MeClintocks 3 per cent on annuities
issued after an 1 1907
American Experience 3 per cent on defer
red revisionary annuities issued after
Jan 1 1907
27959 00
44192 00
21430 00
25 00
93612 00
19265644 00
value
of risks of this company reinsured in
8
9
which
de
3746 75
30204 00
76092 00
1869 09
23370 44
414 32
85437 00
3729 00
Total
Deduct net vmuC
other solvent companies 19 150 577 00
Net reserve paid for basis
Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the
10 Liability on policies cancelled and not included in
reserve upon which a surrender value may be
mantled
11 Claims for death losses due and unpaid
12 Claims for death losses in process of ad
justment or adjusted and not due
13 Claims for death losses incurred for
no proofs have been received
14 Claims for matured endowments due and
unpaid
15 Claims for death losses and other policy
claims resisted by the company
16 Due and unpaid on annuity claims involv
ing life contingencies
to accumulate at interest
17 Total policy claims
19 Dividends left with the company
ami accrued interest thereon
20 Premiums paid in advance including surrender value so
applied
Unearned interest and rent paid in advance
22 Commissions due to agents on premium notes when paid
93 Commissions to agents due or accrued
25 Salaries rents office expenses bills and accounts due or
accrued
26 Medical examiners fees 117500 and legal fees
27 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year ot tins
statement
135702 60
4600 75
23473 94
89069 48
12702 51
2260 00
5580 1 ii
1175 00
39500 00520 ComptrollerGenerals Report
31 Dividends or other profits due polieyholders including
those contingenl on paymenl of outstanding and defer
red Premiums 208g6 4J
32 Dividend declared on or apportioned to annual dividend
policies payable to polieyholders during 1912 whether
contingent upon the payment of renewal premiums or
otherwise 23060 64
33 Dividends deleared on or apportioned to deferred divi
dend policies payable to polieyholders during 1912 54612 48
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item 33 1711272 14
35 Reserve special or surplus funds not included above
Amount to provide for any possible depreciation or other
Ability 25000 Q0
TotaI 21394539 51
44 Capital stock 100000 Q0
45 Unassigned funds surplus 4SS 214 03
4i Total 21982853 54
business in the State of Georgia During the Vear
No Amount
Policies on the lives of citizens of said Stale in force
December 31 of previous year 1739 2801806 00
Polities on the lives of citizens of said stale issued
durin the Vl 255 533497 00
Total 1994 3335303 00
Dediut ceased to be in force during the year KJ4 2i297 110
Policies in force December 31 1830 3012006 00
No Amount
Losses ami claims incurred during the year si 74 00
Total 31 71911 01
Losses and claims settled during the year ii 74911 00
Amount of premiums collected or secured in Georgia during the vear in cash
and notes or credits without any deduction for losses dividends com
missions or other eNises Total 84635 27ComptrollerGenerals Eeport
521
MARYLAND LIFE INSURANCE COMPANY OF BALTIMORE MD
Douglas H Rose President
John W Hanson Secretary
Home Office 8 and 10 South Street Baltimore Md
Coke S Davis Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 100000 00
Amount of ledger assets as per balance
December 31 of previous year
3213286 34
Extended at
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 23170 for first
years reinsurance
7 Total first years premiums on original
policies
8 Dividends applied to purchase paidup
additions and annuities
10 Consideration for original annuities in
volving life contingencies
12 Total new premiums
13 Eenewal premiums without deduction for
commissions or other expenses less 11
84282 for reinsurance on renewals
14 Dividends applied to pay renewal pre
miums
18 Total renewal premiums
10 Total premium income
23 Gross interest on mortgage loans
24 Gross interest on collateral loans
25 Giross interest on bonds and dividends on
stocks less 136580 accrued interest
on bonds acquired during 1911
26 Cross interest on premium notes policy
loans or liens
27 Gross interest on deposits in trust com
panies and banks
29 Interest on loans made to agents secured
by renewals
3213280 34
22241 92
22241 92
1594 14
7724 44
262592 02
13978 47
I 1455 25
729 52
112947 08
18986 04
160 10
110 00
31560 50
276570 49
308130 99
522
ComptrollerGenerals Report
32 Gross rent from companys property in
cluding 450000 for companys occu
pancy of its own buildings 22995 47
33 Total gross interest and rents
34 From other sources viz Policies of reinsurance sur
rendered
40 From agents balances previously charged off
41 Gross profit on sale or maturity of ledger assets viz
Bonds
43 Total income
167383 46
4672 24
18 42
1331 76
481536 87
IIIDisbursements
1 For death claims less 150000 reinsur
ance 11217415 additions 107288
total 1141 17 03
2 For matured endowments 5242000 ad
ditions 104200 total 53462 00
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
5 Premium notes and liens voided by lapse
6 Surrender values paid in cash or applied in liquidation
of loans or notes
Returned premiums
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
10 Dividends applied to pay renewal premiums
12 Dividends ajplied to purchase paidup additions and
annuities
14
18
10
20
21
24
25
26
Total paid policyholders
Paid stockholders for interest or dividends
Commissions to agents less commission on reinsurance
First years premiums 948895 renewal premiums
1356473 annuities original 4602 total
Commuted renewal commissions
Compensation of vicepresident managers and agents not
Paid by commission for services in obtaining new
insurance
Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
Medical examiners fees 233300 inspection of risks
32216 total
Salaries and all other compensation of officers directors
trustees and home office employees
Rent including 450000 for companys occupancy of its
own buildings

107609 03
6729 72
974 58
52347 15
22 55
37017 57
13978 47
1591 1 I
280273 21
6000 00
23000 70
37 50
6964 55
2097 48
2655 16
21029 75
4541 50ComptrollerGenerals Report
523

28
29
30
31
32
33
34
38
45
17
Advertising 87074 printing and stationery 146051
postage telegraph telephone and express 147991
exchange 7843 total
Legal expense not included in item 15
Furniture fixtures and safes
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes viz Federal corpora
tion tax 113619 State municipal and county licen
ses 125424 municipal tax on premiums 34318 tax
on capital stock 60638 total
Other disbursements viz Fire insurance premiums
3000 library bureau 117643 appraisement ex
penses 500 sundry expenses 164347 total
Agents balances charged off
Gross decrease by adjustment in book value of ledger
assets viz Real estate 250000 bonds including
566543 for amortization of premium 566543
total
3889 59
600 00
38 50
4750 05
4134 10
2006 73
1498 00
3339 39
2854 90
250 01
8165 43
48 Total disbursements
378226 75
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on Teal estate first liens
4 Loans made to policyholders on this companys policies
assigned as collateral
5 Premium notes and loans on policies in force of which
183285 is for first years premiums
6 Book value of bonds 232002334 and stocks 8913742
total
7 Cash in companys office 2605 90
8 Deposits in trust companies and banks not
on interest 47677 11
247500 00
227350 00
344487 00
18632 55
2409160 70
Total
10 Agents balances debit 558034 credit 76795 net
481239 The credit balance of 76795 includes
15767 ledger or liabilities other than agents credit
balances total
11 Deposit with Baltimore Equitable Society 20000 open
accounts judgments and suspended accounts 13
99825 Conv Corns 3750 interest in default 13500
total
0283 01
4812 39
14370 75
12 Total ledger assets
3316596 46524
ComptrollerGenerals Report
13
14
16
20
21
23
NonLedger Assets
Interest due 5400 ami accrued 3
42691 on mortgages
Interest accrued on bonds
Interest due 160379 and accrued
522433 on premiums notes policy
loans or liens
Rents due on companys property or Lease
3480 91
15052 98
6828 L2
16 117
26
Total interest and rents due and accrued 25378 68
Market value not including interest in item 14 of bonds
and stocks over book value 21780 74
New Business Renewals
Gross premiums due and
unreported on policies in
force December 31 1911
less reinsurance pre
miums 15 IMi 21550 51
Gross deferred premiums on
policies in force Decem
ber 31 1911 less rein
surance premiums 819 72 17 722 43
28
29
3
38
41
43
Totals 835 68
Deduct loading 230 35
39272 94
10288 00
Net amount of uncollected
and deferred premiums
605 33 28984 94
29590 27
Gross assets 3397346 15
Deduct Assets Not Admitted
Commuted commissions 3750 agents
debit balances gross 558034 total 5617 84
Premium notes and loans on policies and
net premiums in item 29 in excess of
the net value of their policies 453 31
Hook value of ledger assets over market
value viz Open accounts judgments
and suspended accounts 13 998 25
Total
20069 40
46
Admitted assets f 3 377 276 75
VLiabilities Surplus and Other Funds
Net present value of all the outstanding policies in force
on the 31st day of December 1911 as computed byComptrollerGenerals Report 525
the insurance department of Maryland on the following
tables of mortality and rates of interest viz
1 Actuaries table at 4 per cent on town
ness written prior to January 1 1903 2157 997 6
Same for reversionary additions ibi
2171185 00
Total
2 merican Experience table at 3 per
cent on business written subsequent
OM 77091 30
to January 1 1903
Same for reversionary additions 00
583713 52
Total
5 Net present value of annuities including
those in reduction of premiums viz
Actuaries tables at 4 for issues prior
to January 1 1903 yy48
American Experience table at for
issues subsequent to January 1 1901 30034 D
45982 64
Total
2800881 16
6 Deduct net Value of risks of this company reinsured in
other solvent companies
2739373 10
8 Net reserve M
10 Liability on policies cancelled and not included in net
reserve upon which a surender value may be de
manded
11 Claims for death losses due and unpaid
awaiting release
i Claims for death losses incurred for which
no proofs have been received V
14 Claims for matured endowments due and
unpaid unclaimed
11402 62
17 Total policy claims V
20 Premiums paid in advance including surrender values
so applied 10110
91 Unearned interest and rent paid in advance
o2 Commissions due to agents on premium notes when paid
23 Commissions to agents due or accrued less agents
credit balances etc 76795 deducted from agents
aa ffa pvnenses bills and accounts due
25 Salaries rents office expenses miu Q
or accrued 274 00
26 Medical examiners fees 526 ComptrollerGenerals Eeport
27 Estimated amount hereafter payable for federal State
and other taxes based upon the business of the year
of this statement oan no
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 991 u
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1912 whether
contingent upon the payment of renewal premiums or
otherwise dividends due in first part of 1912 may be
regarded as apportioned but they are not a liability
as they are contingent on payment of premiums 2 439 33
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item
33
255812 83
44 Capital stock 100000 00
4o Unassigned funds surplus 51 727 05
46 Total T
3377271 75
Business in the State of Georgia During the Year
n Amount
U Policies on the lives of citizens of said State in
force December 31 of previous year f28 709 104 00
18 Policies on the lives of citizens of said State
issued during the year 141 19499 0
19 Total 609 904 094 M
20 Deduct ceased to bo i force luring the year 57 7916a m
21 Policies in force December 31 612 844931
00 t No Amount
Losses and claims unpaid December 31 of pre
vio 1 750 00
23 Losses and claims incurred during year 5 7 nnn no
24 Total UUU uo
or T 7750 00
io Losses and claims settled during the year in
cash
5 7707 15
26 Losses and claims unpaid December 31 i
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commis
sions or other expenses 26 577 IKCompteolleeGeneeals Repoet 527
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY OF
SPRINGFIELD MASSACHUSETTS
W W McClench President Wheeler H Hall Secretary
Home Office 500 Main Street Springfield Massachusetts
William T Harty Savannah Attorney for Service in Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year 58124366 96
58124366 90
4 Extended at v
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses V 23836 40
7 Total first years premiums on original
1123836 40
policies p
8 Dividends applied to purchase paidup ad
t i 99 094 70
ditions and annuities
11 Consideration for supplementary contracts
involving life contingencies 2970 00
1225831 10
2 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less
11040311 for reinsurance on re
newals 7136330 87
14 Dividends applied to pay renewal pre
1204727 00
miums
8341057 87
18 Total renewal premiums
9566888 97
19 Total premium income v
20 Consideration for supplementary contracts not involving
lZOYU 1U
life contingencies V1 915 707 80
21 Dividends left with the company to accumulate at interest 21370 u
23 Gross interest on mortgage loans 1056376 66
25 Gross interest on bonds and dividends on
stocks less 1390767 accrued interest
on bonds acquired during 1911 1159727 83
26 Gross interest on premium notes policy
loans or liens 523056 14
27 Gross interest on deposits in trust com
19304 ao
panies and banks 528
ComptrollerGenerals Report
28 Gross interest on other debts due the
company viz Included in cost to
change policies from one kind to an
other 526820 in connection with
revival of policies 89236 5th and
6th dividends on Mt Hope cemetery
stock 100000 sundry items 28722
less discount on premiums paid in ad
vance 388978 total
31 Gross discount on claims paid in advance
32 Gtoss rent from companys property in
cluding 4000000 for companys occu
pancy of its own buildings
3558 00
615 64
73
33 Total gross interest and rents
35 Commissions on mortgage loans in excess
of loan agency expenses
36 Protest fees
37 Sale of real estate
38 Sixth dividend Capital Nat Bank Cuth
rie Okla
39 Foreclosure expenses previously charged
off
8339 34
7 58
1000 00
50
306 18
Total
41 Gross profit on sale or maturity of ledger assets viz
Real estate 150825 bonds 16935 total
42 Cross increase by adjustment in book value of ledger
assets viz Bonds including 1151984 for accrual
of discount
2836416 40
9653 in
1677 60
1 1519 84
I Total income
12765134 31
IIIDisbursements
1 For death claims less 6600010 reinsur
ance 256014004 additions 18
2100 2578350 M
2 For matured endowments 29529500
additions 799100 303 286 00
xt amount paid for losses and matured endowmentss
5 Premium notes and liens voided by lapse less 24 59319
restorations
6 Surrender values paid in cash or applied in liquidation of
loans or notes
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
10 Dividends applied to pay renewal premiums
2SSI636 ill
33630 77
925673 73
222038 50
1204727 00

ComptrollerGenerals Report 529
12 Dividends applied to purchase paidup additions and
13 DivTaendsleft with companV to accumulate at interest 213707 80
14 Total paid policyholders Vl
15 Expense of investigation and settlement of pohcy claims
including 65463 for legal expense
16 Paid for claims on supplementary contracts not involving
life contingencies
17 Dividends and interest thereon held on deposit surrendered
during the year 11ocVoa
1 Commissions to agents First years premiums 44686128
renewal premiums 48109486
21 Compensation of managers and agents not paid by con
minion for services in obtaining new insurance
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
23 Branch office expenses including salaries of managers
and clerks not included in item 21
24 Medical examiners fees 7520596 inspection of risks
25 SaltrtrtS ail other compensation of officers directors
trustees and home office employees
26 Rent including 4000000 for companys occupancy ot 5Q
its own buildings less 096 received under sublease 92422
27 Advertising 1035743 printing and statumery 49
94837 postage telegraph telephone and express W
89384 exchange 51418 621 2g
28 Legal expense not included in item 15 2g
29 Furniture fixtures and safes 26070 45
30 Repairs and expenses other than taxes on 08
31 Taxes on real estate 109212 43
32 State taxes on premiums 13436 97
33 Insurance department licenses and fees
341 ther licenses fees and taxes Federal corporation
tax 3356248 city licenses 286202 city premium
taxes 11776 city and county personal taxes 18588
exercise taxes 4533391 miscellaneous 38186
38 Other disbursements Home office and agency travehng
7 837 49 surety bonds and publications 584 u
J at light and repairs 144832 shipping suppli
and ianitor service 64565 miscellaneous 642808
Emissions on bonds purchased 25000 protart ees
1700 excess of indebtedness over cash value ot a
surrendered policy 725 7
48 Total disbursements
7696068 29530
ComptrollerGenerals Report
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate
4 Loans made to policyholders on this companys policies
assigned as collateral
5 Premium notes on policies in force
6 Hok value of bonds 2752476381and stocks555
23916038 60
8615378 30
904956 69
22455
7 Cash in companys office i i0
8 Deposits in trust companies and hanks not
on interest 7 gr
9 Deposits in trust companies and banks on
interest
568000 66
28079988 36
Total
11 Total ledger assets
646071 i
63193432 98
NonLedger Assets
13 tnterest due 403010 and accrued 360
34090 on mortgages
14 Interest accrued 41535546onbonds Hl
16 Interest due 1747413 and accrued 15444749 on
premium notes policy loans or liens
19 Bank deposits
20 Rols accn 16666 companyspropertyorlease
21 Total interest ami rents due and accrued
415355 46
171921 62
284 50
166 66
952099 24
25 iross premiums due and
unreported on policies
in force December 31
New Business
Renewals
1911
26 iross deferred premiums
oil policies in force
December 31 19 i
KS779 63 470929 93
106651 97
895995 li
27 Totals
28 Deduct loading 2 9 III
120431 60 1366925 08
28783 15
326695 00
29 Not amount of uncollected
and deferred premiums 91its i 1040230 00
1131878 45
35 Gross assets
05277410 67ComptrollerGenerals Eeport 531
Deduct Assets not Admitted
45 Bonds and stocks 546758 3j
46 Admitted assets 64730642 31
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31 day of Decem
ber 1911 as computed by the company
on the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per cent on policies
issued prior to January 1 1901 34859508 00
Same for reversionary additions 397415 00
Total 35256923 10
2 American Experience table at 3 per cent
on policies issued from January 1 1901
to September 30 1907 both inclusive
except a few joint life policies included
in number 3 16549965 00
Same for reversionary additions 219088 00
Total 16769053 00
3 American Experience table at 3 per cent
on policies issued on and after October
1 1907 and joint life policies referred
to in number 2 5220148 00
Same for reversionary additions 335914 00
m 5556062 00
Total
5 Net present value of annuities including
those in reduction of premiums Give
tables and rates of interest viz
Actuaries table 4 per cent interest 17948 00
American Experience table and 3U per
cent interest 100S 00
American Experience table and 3 per cent
8166 00 36117 00
interest
Tota 57618155 00
6 Deduct net value of risks of this company reinsured in
other solvent companies 00
8 Net reserve
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
Da lo Jo i
the company 532 ComptrollerGenerals Report
12 Claims for death losses in process of ad
justment or adjusted and not due 5000 00
13 Claims for death losses incurred for which
no proofs have been received 108367 00
14 Claims for matured endowments due and
unpaid 47 00
15 Claims for death losses and other policy
claims resisted by the company 10455 14
17 Total policy claims 184009 14
19 Dividends left with the company to accumulate at interest
and accrued interest thereon 1 003 911 07
20 Premiums paid in advance including surrender values so
applied 52091 01
21 Unearned interest and rent paid in advance Kin 83
25 Salaries rents office expenses bills and accounts due or
accrued irK3 20
21 Medical examiners fees 19 618 50
27 Estimated amount hereafter payable for fedora state
and other taxes based upon the business of the year of
this statement 1 s772 73
31 Dividends or other protits due policyholders including those
contingent on payment of outstanding and deferred
premiums 86107 2
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1912 whether
contingent upon the payment of renewal premiums in
otherwise 795 899 4j
38 Reserved for death losses of Hill notices of which were
received in 1912 prior to the completion of this state
ment 7j46 IM
43 Ttal 59709550 6
45 Tnassigned funds 5 020 991 67
4 Tr 64731642 31
Business in the State of Georgia During the Year
No Amount
Policies on lives of citizens of said State in force
December 31 id previous year 4173 8 660 965 61
Policies on the lives of citizens of said State issued
during the year 4o 992950 00
Tot1 4603 9653915 00
Deduct ceased to be in force during the year 162 439 432 00
Policies in force December 31 4441 9 214 483 99ComptrollerGenerals Report 533
No Amount
Losses Bnd claims unpaid December 31 of previous
year 41 93H4 00
Losses and claims incurred during year
46 98513 00
Total 43 95912 00
Losses and claims settled during the year
oi 3 it 2601 00
Losses and claims unpaid December 31
Amount of premiums collected or secured in Georgia during the year m cash
Ind notes or credits without any deduction for losses dividends com
missions or other expenses 32826423

METROPOLITAN LIFE INSURANCE COMPANY OF NEW YORK N Y
n f James S Roberts Secretary
John R Hegerman President me
Home Office 1 Madison Avenue New York City JN X
Alexander W Smith Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 2000000 00
Amount of not or ledger assets December
31 of previous year
4 Extended at
305692726 65
305692726 65
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 111063 for tot
years reinsurance r
6 Surrender values applied to pay first years
premiums
7 Total first years premiums on ongi
nal
policies
8 Dividends applied to purchase paidup addi
tions and annuities
10 Consideration for original annuities involv
ing life contingencies
5238496 21
177570 29
47797 27
12 Total new premiums
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less 14
76654 for reinsurance on renewals 23919007 ot
546386 77
534 ComptrollerGenerals Report
14 Dividends applied to pay renewal prem
iums
1602796 09
10 Surrender values applied to pay renewal
Premhms 50765 02
J8 Total renewal premiums
2o572568 67
19 Total premium income 7n
20 Consideration for supplementary coniracte not ving M32
life contingencies
Suspense unclaimed checks etc ff t
Ordinary income
22 Ledger assets other than premiums Ve 31054397 63
ceived from other companies for assum
ing their risks to on
on n V 00202 I 5
43 Gross interest on mortgage loans less
34188 accrued interest on mortgages
acquired during 1911 7 124 m s
25 Gross interest on bonds and dividends on
stocks less 18483888 accrued interest
on bonds acquired during 1911 6119 735 47
26 Gross interest on premium notes policy
loans or liens AO
659508 41
27 Gross interest on deposits in trust com
panics and banks m474 gg
28 Gross interest on other debts due the com
pany Interest superintendents bank
acc0lnts 4 109 58
30 Interest on deferred payments io s
31 Gross discount on claims paid in advance H 18
32 dross rent from companys property includ
ing 72713466 for companys occupancy
of its own buildings 1490265 15
33 Total gross interest and rents
35 Dividends suspended banks 15513887 69
36 Liquidation of unlisted assets
37 Arrears from property previously sold
38 Deposit account bond and mortgage interest and rente 951n
39 Industrial premiums and other income 51366 799 97
41 Gross profit on sale or maturity of ledger assets Viz
Bonds
socks i
42 Gross increase by adjustment in book value of ledger
assets viz Bonds
lo714076 11
43 Total income
98135273 71ComptrollerGenerals Eeport
535
IIIDisbursements
J For
death claims 558172991 oddi
tions 1140500
5593134 91
matured endowments 122669809
47fi4nno 1234338 09
additions rf640 00
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
6 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay new

premiums v
To pay renewal premiums
To pay industrial premiums
6827473 00
129691 30
1972672 57
6551 46
5449 36
50221 88
Total
9 Dividends paid to holic
yholders in cash or applied in liqui
10 Dividends applied to pay renewal premiums
Dividends applied to purchase paidup additions
annuities
Sick benefits on assumed policies
62222 70
73999 14
1602796 09
12
Hid
14 Total paid policyholders
15 Expense of investigation and settlement of policy claims
including 1192517 for legal expenses
16 Paid for claims on supplementary contracts not involving
life contingencies
19 Commissions to agents less commission on reinsurance
First years premiums 151479241 renewal premiums
168444565 annuities original 200451
21 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
22 Agency supervision and traveling expenses of superiors
except compensation for home office supervision
23 Branch office expenses Including salaries of managers
and clerks not included in item 21
24 Medical examiners fees 44327589 inspection ol risks
1949173
25 Salaries and all other compensation of onVrrs directors
trustees and home office employeesI
o6 Rent including 22377956 600 to ordinary 2231796
to industrial for companys occupancy of its own
buildings lo
27 Advertising 2681320 printing and statonery 12
10195 postage telegraph telephone and express 108
15352 exchange 562294
28 Legal expense not included in item 15
29 Furniture fixtures and safes
177570 29
5 00
10846430 09
11925 17
11877 61
3201242 57
10069 22
51369 78
1 118 45
462767 62
1252740 18
270491 33
267691 61
13192 03
3351 28536
ComptrollerGeneral s Report
30
31
32
33
35
36
37
38
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and tees
Federal corporation tax
Municipal licenses 294672 agents licenses1176855
customs tax 60992 all other 46381
Personal property tax 248403 mortgage tax 85750
Other disbursements Sick disabled and inactive agents
and clerks 214500 Metropolitan Staff Savings Fund
2029803 total for health and welfare work
Legislative expense 453592 Association of Life Insur
ance Presidents exclusive of amount charged to legisla
tive expense 454590 luncheon for home office em
ployees 3500756 examination by department and
public accountants 200635 expenses in connection
with annual election 1926728 consideration for busi
ness assumed from other companies 833055 adjust
meat of superintendents accounts 2096229 agents
shortage 123155 home office expense 2570745
454185 t
252363 99
307559 50
90 00
14113 57
15780 Oil
3341 53
22443 03
121584 85
Ordinary disbursements
Deposit account interest and rents returned 7200323
miscellaneous interest payments 1773457
44 Disbursements of industrial branch
46 Gross loss on sale or maturity of ledger assets viz Bonds
47 Gross decrease by adjustment in book value of ledger
assets viz Real estate
Bonds
16989146 89
89737 80
41418115 in
534 74
746032 15
72238 14
48 Total disbursements
60025605 77
I V Ledger Assets
1 Book value of real estate 23746237 24
2 Mortgage loans on real esato 146343053 SO
I Loans made to policyholders on this companys policies
assigned as collateral
I 15793628 01
Premium notes on policies in force 1019 59
6 Book value of bonds 14404645431 and stocks 8386
63898
153433003 29
sl1 ln companys office 79139 52
8 Deposits in trust companies and hanks not
on interest
9 Deposits in trust companies and banks on
interest
49609 77
3984645 34
Total
10 Agents balances 77 4113394
30382 64ComptrollerGenerals Report
537
11 Cash in transit 20887627 renting section inventory
3724442 advanced to superintendents and assistants
to facilitate payment of death claims 1512500 fire
insurance premium advanced esecured 29730 Union
Trust Co Providence R I contingent certificate
48036
12 Total ledger assets
322023 35
343802304 59
NonLedger Assets
13 Interest due 4754883 and accrued 1
82246457 on mortgages 1870013 40
14 Interest due 545066 and accrued 2
13796311 on bonds 2143413 77
10 Accrued 39991860 on premium notes
policy loans or liens 399918 60
20 Rents due 589997 and accrued 1640402
on company a property or lease
22303 99
21 Total interest and rents due and accrued 4435649 7
New Business Renewals
23 Gross premiums due and
unreported on policies
in force December 31
1911 92368 96 1365862 98
26 dross deferred premiums
on policies in force
December 31 1911 915742 01 5110823 66
7 Totals 1008110 97 6476686 64
as Deduct loading 201622 19 1295337 33
29 Net amount of uncollec
ted and deferred prem
iums
800488 78 5181349 31

30 All other assets Net due and unreported industrial
11 mums
31 Installments on supplementary contracts due in 1912 paid
in 1911
35 Gross assets
Deduct Assets not Admitted
38 Agents debit balances
41 Premium notes and loans on policies and net premiums ill
item 29 in excess of the ae1 value of their policies
43 Book value of ledger assets over market value viz Bonds
not subject to amortization
Stocks
5987838 09
8047 1
1425 00
355031932 54
30382 04
274951 20
1288102 58
614880 98538 ComptrollerGenerals Beport
44 Uniting section inventory
45 Union Trust Go contingent certificate f tl
4JS0 3b
Total
46 Admitted assets 2246042 18
52785890 36
VLiabilities Surplus and Other funds
Net present value of all the outstanding
policies in force on the 31 day of Decem
ber 1911 as computed by the company
on the following tables of mortality
and rates of interest viz
1 Actuaries table at 4 per cent on all issues
up to January 1 1901 except as stated
MJU A 32053622 Oil
hame for reversionary additions 86 889 00
1A Actuaries table doubled at 4 per cent on
all special class policies from January 1
1901
ourn 462188 00
bame for reversionary additions 141127 00
Total
2 American Experience table ai3 per cent 32743826 00
on all issues fr January I tool to
January I 1912 except as stated below 85232 756 00
Same for reversionary addits 27l36 00
Total
3 American Experience table doubled at S Sv1MiiL
per cent on all issues Special class
policies from January 1 1901 to January
Q J907 1645760 00
Same tor reversionary addits 229018 00
Total
4 Other tables and rates viz S747S IMI
Intermediate table 3 per cent from Ian
s U 7 12120621 00
Special class table 31 p
1 1907
0 1767005 00
Standard table per cent from Jan
1 19H7
71 00
Total
5 Net present value of annuities including 1WS77
those in reduction of premiums Give
tables and rates of interest viz
Actuaries table at percent 82248 00ComptrollerGeneral s Eeport
539
American table at 3 per cent
McClintocks table at 3 percent
470585 00
394992 00
947825 00
Total 134964818 00
6 Deduct net value of risks of this company reinsured in
117617 00
other solvent companies
8 Net reserve
134847201 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company
10 Liability on policies cancelled and not included in net
reservef upon which a surrender value may be demanded
12 Claims for death losses in process of adjustment or od
justed and not due
13 Claims for death losses incurred which have been reported
and no proofs received
14 Claims for matured endowments due and unpaid
15 Claims for death losses and other policy claims resisted by
the company
17 Total policy claims
18 Due and unpaid on supplementary contracts not involving
life contingencies
20 Premiums paid in advance including surrender values so
applied
21 Unearned interest and rent paid in advance
li Commissions to agents due or accrued
25 Salaries rents office expenses bills and accounts due or
accrued
26 Medical examiners fees 5335371 and legal fees
19600 due or accrued
7 Reserve for estimated amount hereafter payable for fed
eral state and other taxes upon the business of the year
of this statement
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and defer
red premiums
3 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1912 whether
contingent upon the payment of renewal premiums or
otherwise
33 Dividends declared on or apportioned to deferred dividend
policies payable to policyholders during 1912
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item 33
128715 00
123945 06
135379 00
283074 09
11648 00
86561 00
516662 09
1492 94
126511 28
47540 08
30315 40
14651 58
58549 71
499433 45
119660 17
1579235 42
16808 81
355677 34540 ComptrollerGenerals Report
36 To cover death claims of whirl the company had no
knowledge December 31
42 Unclaimed checks etc 1462292 deposit accountbond
and mortgage interest and rent 37216 nfi
43 Industrial liabilities surplus and other fuuls 207159 592 08
4o Unaligned funds ioJoi OS
7075825 43
Total
3o2785890 36
Business in the State of Georgia During the Year
Policies on the lives of citizens of said State in force
December 31 of previous year 6630 7
PoMcieson the livM of citizens of said State issued 31713 00
dUring th 092 2i66736 00
Total 7Z I
Deduct ceased to be in forceduring the year 2 fSS S
Policies in force December 3 TT
Losses and claims unpaid December 31 of previous Amount
year
Losses and claims incurred during year 96 JJJJ JJ
Total 1ni
r 104 it Ki on
Losses and churns settled during the vear
Losses and claims unpaid December 31 10 T
Amount of premiums collected or secured in Georgia luring the year in Lsh
I notes or credits without any dedion for losses divided Z
missions or other expenses j g
Dividends allowed included in gross premiums received 10318 67
T y I in cash or notes 271 JJ
Consideration received for Annuities I i premiums
MERIDIAN LIFE INSURANCE COMPANY OF INDIANAPOLIS IND
Arthur Jordan Preside Ths
Pnncapal Office Meridian Life Hldg Indianapolis todiana
L E Willelm Attorney for Bervice in Georgia
TCapital Stock
1 Amount of capital stock
paid up in cash 200000 00
ComptrollerGenerals Report
541
Amount of net ledger assets December
31 of previous year
Extended at
1653213 26
1653213 26
11Income During the Year
1 Cash received for premiums on new policies
without deductions for commissions or
other expanses
li Casih received for renewal premiums
without deductions for commissions or
other expenses
3 From dividends applied to pay running
premiums
174385 38
295549 01
11700 06
Total
481634 45
Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 384580
renewals 327722
123 02
7 Total premium income
8 Cash received for interest on mortgage loans
10 Cash received for interest on premium notes loans or Liens
13 Cash received for rents for use of company s property
including 480000 for company s own occupancy
14 Cash received for profits on sales of bonds or stocks
15 Ledger assets other than premiums re
eeived from other
reinsuring their risks
6 From dividends left with company to accumulate at
interest
18 Consideration for supplementary contracts not involving We
contingencies
19 From all other sources viz
Attorneys Fees collected
474511 43
41941 40
32942 35
22457 96
6749 73
44 00
6416 03
242 92
510 00
Total income
587996 82
TjxDisbursements for the Tear
60895 57
1 Cash paid for death claims including
rovisionary additions
Total
Total net
60895 57
amount actually paid for losses and matured
endowments
ium notes loans or liens used m purchase of sur
9 Prem
rendered policies
10 Cash dividends paid polieyhoklers
11 Cash dividends applied to pay running premiums
60895 57
2397 38
1725 55
11700 06542 CompteollebGenebals Bepobt
13 Surrender values paid in cash and by cancellation of
indebtedness
Total paid policyholders
16 Cash paid stockholders for interest on dividends
17 Cash paid tor commissions and bonuses to agents less
commission on reinsurance new policies 135645 35
renewals 777201
8 aAgePntd Saii0S all0anc to managersand
19 Cash paid for medical examiners fees 1433225 inspection
of risks 213305
20 Cash paid for salaries and all other compensationof officers
and other home office employees
21 Cash paid for taxes on new premiums
22 Cash paid for Taxes
23 Cash paid for insurance departmentfees and agenis licenses
i Cash paad for rent including 480000 companys occu
pancy
25 Cash paid for agency supervision tracing and all other
agency expense
26 Cash paid for building expense interestonloanshome
Office building and interest on dividends deposited
7 ash pad for Advertising r00768 printing 3247 72
postage telegraph telephone and exchange 2004 33
Ag lis charff 204591 for legal expenses
275955
29 Cash paid for the following items vizInsctionof loans
investigating death claims
Miscellaneous expense
37665 86 I
30 Total disbursements
TVAssets as per Ledger Accounts
s TOlue of real estate
1 Loans on mortgage first liens on real estate
4 hi m in eaf polieyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens o policiesin forceOf
which 22710 was received luring the year
lsi i company s office
s Cash deposited in banks
10 Agents ledger balances
Furniture and fixtures
114384 42
15101 40
143417 36
10420 19
16465 30
35401 52
3698 21
28b 32
2078 19
5863 50
8245 20
9331 74
6259 7i
4805 46
310 14
1097 17
379746 85
355661 l4
25889 23
628695 22
227 III
3539 37
33020 SI
6218 07
8212 19
13 Total net or ledger assets less depreciation
1861463 23ComptrollerGenerals Eeport
543

Other Assets
14 Interest due 277652 and accrued 12
22067 on Mortgages 14997 19
17 Interest on premiums notes loans or liens 15611 22
19 Rents due 22250 on companys property
222 50
or lease
Total carried out
30830 91
New Business1
Renewals
23 Gross premiums dne and
unreported on policies
in force December 31
1911
24 Gross deferred premiums
on policies in force
December 31 1911
66465 07 54396 48
5206 52
Totals
25 Deducting loading 60 per
cent on new and
20 per cent on re
newals
66465 07 59603 00
39840 95
11920 00
26 Net amount of uncollee
t e d and deferred
26 624 1 47682 40
premiums aaver
Extended
74306 52
28 Total assets as per the books of the company 1970218 78
Items Not Admitted
8212 19
6240 83
3201 50
2 Furniture fixtures and safes
5 Agents balances gross
8 Supplies printed matter and stationery
Total
17654 52
9 Total assets less items not admitted 1952564
VLiabilities
1 Net present value if all the outstanding
policies in force on the 31st day of
December 1911 computed according to
The Actuaries Table of Mortality with
four per cent interest and American
Experience 3 per c
ent 1413342 44
Jo44 ComptrollerGenerals Report
Deduct net value of risks of this company
reinsured in other solvent companies 5723 55
Net reinsurance reserve 1407 018 89
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 1 000 00
i Claims for death losses and other policy
claims resisted by the company 2 941 17
Total policy claims 3 941 17
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders 12 833 2
11 Amount of deferred and uncollected premiums in eicVss of
net value of their policies 18 087 89
12 Amount of national state or other taxes due ll 80
13 Amount due on home office building and accrued interest 125468 75
14 Amount above legal requirements on double indemnity
policies
0 507 50
15 Present value of amounts not yet due on supplementary
eontmcts 2423 92
16 Amount of any other liability of the company viz Premiums
paid in advance and interest and rents paid in advance 3 079 59
Commission due agents salaries rente and accounts due
medical examination tees reinsurance premiums and
inspection fees 3 933 03
17 Liabilities on policyholders account Minti w
18 Gross surplus on policyholders account Wll2 42
19 Total liabilities n
1970218 78
VIPremium Note Account
1 Premiums notes loans or liens on hand
December 31 or previous year 325 us
2 Premium notes loans or lieis received
faring the year on new policies 300 66
Total
Deductions during the year as follows
Amount voided by lapse g 397 38
Amount redeemed by maker in cash 934 le
Total reduction Of premium note account 3 33j M
Balance note assets at d of the year T Z
Sjllli
m
01
jii
ComptrollerGenerals Beport 545
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force December 3 of
previous year
Number and amount of policies on the lives of
i izens of Georgia issued during the year62o ll4rfai ou
1769 3309926 00
Total
imMll and amount which have ceased to be
in force during the year 4U
ber of policies in force in
Georgia December 31 1911
No Amount
Anmuiit of losses aad claims on policies in Georgia
incurred during the year
6 7500 00
Total
Amount of losses and claims on policies in Georgia
paid during the year
Amount of losses and claims on policies in Georgia
unpaid
muunt of premiums collected or secured In Qia during the year in cash
and credits without any deduction for loss dividends com
missions or other expenses TotaJ 61241 51
MICHIGAN MUTUAL LIFE INSURANCE COMPANY OF DETROIT
MICHIGAN
A Moore Secretary
o R Iker President
principa office 150 Jefferson Ave Detroit Michigan
George I Crandall Attorney for Service in Georgia
I Capital Stock
1 Amount of capital stock
paid up in ash I 250 00
oPrevious year
Extended at
nIncome During the Sear
I Cash received for premiums on new policies
without deductions for commissions or
other expenses 154797 97546
ComptrollerGenerals Eeport
1 Cash received for renewal premiums
without deductions for commissions or
other expenses
2 Premium notes loans or liens taken in
part payment for renewal premium
3 From dividends applied to pay running
premiums
3 From dividends applied to purchase paid
up additions and annuities
4 Prom surrender values applied to pay run
ning premiums
117455b 05
116572 20
8261 36
5224 23
104 08
Total
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 4003 73
renewals 1736057
1459516 49
22024 33
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stocks
10 Cash received for interest on premium noloans orliens
11 Cash received for interest on other debts dut the company
12 Cash received as discount on claims paid in advance
13 Cash received for rents for use of companys property
14 Cash received for profits on sales of real estete 1850
all other 1634
16 Dividends and surrender valuesonreinsurance
19 Prom all other sources viz Consideration tor supplement
tary contracts not including life contingencies
Total
1437492 16
477879 18
1500 00
91186 80
3990 04
151 04
1705 41
34 74
2915 95
4925 09
2021841 01
HIDisbursements for the year
1 Cash paid for death claims including
revisionary additions 640801 62
3 Cash paid for matured endowments and ad
ditions thereto 4
5 Cash paid for sums falling due during the
year on installment policies 0 277 no
t 1119OHO M
Total
6 Deduct amount received from other com
panies for losses or claims on policies
of this company reinsured
5000 00
7 Total net amount actually paid for losses and matured
endowments
1114636 94ComptrollerGenerals Report 547
4 759 59
8 Interest payments on policy claims
9 Premium notes loans or liens used in purchase of sur
rendered policies voided by lapse 64 371 11
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup addons and
annuities 298215 36
13 Surrender values paid in cash 104 68
14 Surrender values applied to pay running premiums
1496242 20
Total paid policyholders
16 Cash paid stockholders for interest on dividends
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 9949249
renewals 7532057
18 Cash paid for salaries and allowances to managers and
19 CasTpid formedkalexamners 1390217 inspec
tion of risks 272268
20 Cash paid for salaries and all other compensation of officers
and other home office employees
21 Cash paid for taxes on new premiums 286651 on re
newals 1837063
22 Cash paid for taxes on surplus 1587173 on investments
1 761 54 federal corporation tax l3b9ZZ
23 Cash paid for insurance department fees d agents
licenses 247144 municipal licenses 105428
4 Cash paid for rent 9 179 si
25 Cash paid for commuting commission investment expenses 2172 51
26 Cash paid for furniture fixtures and safes for home and
27 CasfpTid foradvertising 427360 printing 634042
postage 584777 exchange 70081
28 Cash paid for real estate expenses other than taxes 1
257 00 for legal expenses 786306
09 Cash paid for the following items viz Printing Mortgage
schedules 28300 all other 531762
Deposit returned 150000 loss on real estate sales
1024852 424746 71
Total miscellaneous expenses
1920988 91
30 Total disbursements
IVAssets as per Ledger Accounts
1 Book value of real estate exclusive of all inenmbrances 100 404 31
2 Loans on mortgage first liens on real estate 9b
3 Loans by pledge of bonds stocks or other marketable
collaterals 548 ComptrollerGenerals Report
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policiesin force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Agents Ledger balances
Cash deposited resisted death claimpolicy No 19886B
11 Total net or ledger assets
1599976 96
68690 78
25000 00
31698 39
192007 59
5671 90
600 00
11370122 48
Other Assets
14 Interest clue 1122796 and accrued 125
58855 on mortgages
15 Interest accrued 25000 onbonds and
stocks
16 Interest accrued 137 on collateralloans
1 Interest due 836768 and accrued 13
9908 on premiums notes loans or
liens
accrued 3217 on companys prop
erty or lease
19 Rents
136816 11
250 00
1 37
2240 76
32 17
Total carried out
20 Market value of real estate overcost

159446 81
4377 20
2 dross premiums due and
unreported on policies
in force December 31
1911
24 Gross deferred premiums
on policies in force
December 31 19H
New Business
1 19673 01
6883 02
Renewals
477Mi iir
85317 55
Totals
25 Deducting loading
26556 06
11346 88
133023 60
24294 54
26 Net amount of uncollec
t e d and deferred
ExST 52018 29 06
28 Total assets
Items Not Admitted
5 Agents balances debit
9 Total assets
123938 24
11657884 73
5701 60
11652183 13ComptrollerGenerals Report 549
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according to
The Actuaries Table of Mortality with
four per cent interest 102570o 15
Deduct net value of risks of this company
reinsured in other solvent companies W
10354655 15
Net reinsurance reserve
2 Premium notes or loans on policies and
other obligations in excess of the net
value of their policies
3 Claims for death losses for which no proofs
have been received
4 Claims for matured endowments due and
unpaid
6 Claims for death losses and other policy
claims resisted by the company
8 Present value of unpaid amounts on
matured installment policies
115975 36
Total policy claims
10 Amount of all unpaid dividends of surplus or other descnp
tion of profits due policyholders
12 Amount of national state or other taxes due
3 Amount due on account of salaries rents and offibo
expenses 493 63
14 Deposit account
W V ount of any other liability of the company viz
Premiums paid in advance 761984 interest paid m gg
advance 2910754 J
t 10842027 18
17 Liabilities on policyholders account SI0 155 95
S Gross surplus on policyholders account L
11652183 13
19 Total liabilities
VTPremium Note Account
1 Premiums notes loans or liens on hand
December 31 or previous year
2 Premium notes loans or liens received dur
ing the year on old policiesLI0
188678 77
Total
Deductions during the year as follows
Amount used in purchase of surrendered
policies 550 ComptrollerGenerals Repobt
Amount voided by lapse 04 93
Amount redeemed by maker in cash 114986 71
Total reduction of premium note account ll9 987 9
Bali6 0 iHStls lt l of the year 669078
Business in the State of Georgia During the Year
Number and amount of policies on the lives of
citizens of Georgia in force December 31 of
previous year
Number and amount of policies on ihe lives of W 86
citizens of Georgia issued during the year 211 543040 66
Total LMT 7 r Z7T
Deduct number and amount which have ceased t7 be
m frCe durin y 213 578137 is
Total number and amount of policies in force in
Georgia December 31 1911 4 s
No Amount
Amount ot losses and claims on policies in Georgia
iaed during the year 1 7g
Total 7 7T7
Alnt f losses and claims on policiesin Georgia 963
paid during the year in
AmOTB1 lhs I or securedinorgia during the year in Jh
and notes or credits withoul any deduction for losses dividends
missions or other expenses Cash 48352 48 notes or credits 6
77505 Total 5512753
MISSOURI STATE LIFE INSURANCE CO OF ST LOUIS MO
EdlTd Mls l If V Donnelly Asst Secretary
lnn1 0fflce Fourth oor Chemical Bldg St Louis Missouri
Insurance Commissioner Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock paid
nP 3001
Amount of net ledger assets December
I I vear
Extended at
2481736 78
ComptrollerGenerals Report 551
IIIncome During the Year
1 Cash received tor premiums on new policies
without deductions for commissions or
285927 4t
other expenses
1 Casih received for renewal premiums
without deductions for commissions or
7 t 891 o 14
other expenses
3 Prom dividends applied to pay running
5975 4
premiums
3 From dividends applied to purchase paid
up additions and annuities
4 From surrender values applied to pay run
ning premiums
41 From surrender values applied to pur
chase paidup insurance and annuities 1044 45
5 Consideration for supplementary contracts
involving life contingencies
Total 107431557
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 304525
renewals 1295088
1058309 53
7 Total premium income l6 821 30
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned
10 Cash received for interest on premium notes loans or liens 3
Cash received for interest on other debts due the company 87JJ 80
17 Premiunm notes loans or liens restored by revival of policies 12500 40
18 From agents balances previously charged oft
19 From all other sources viz Consideration for supplemen
tary contracts not involving life contingencies 4
581 00 dividends left with company to accumulate at
interest 110289 profit on investments 25775 sur
rendered total disability benefits 51180 pensions cm
health and accident riders to life policies 3520 28
accident dept income 1609217 from sale of dept
600000
1275122 17
Total income
IIDisbursements for the ear
1 flash naid for death claims including
1 Casn paw 266003 94
revisionarv additions r
3 Cash paid for matured endowments and ad
ditions thereto
274637 74
Total p552
ComptbollebGenebals R
6 Dedud amounl received from other com
panies for Josses or claims on policies
of this company
KPORT
15553 57
7 Total net amount actually paid for losses ana mured
endowments
8 lash paid to annuitants
8 For claims under health and accidentriders to life
policies
Premium notes Joans or lienSsedinpurcnase ofs
rendered policies
10 Cash dividends paid polieyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paid up additions and
annuities
12 Dividends left with company io accumulateatinresi
1 d Surrender values paid in easli
14 Surrender values applied to pay runnigpremiums
15 Surrender values applied to pnrchase paid up insurance
and annuities
Total paid polieyholders
Hi Cash paid stockholders for interest on dividends
1 Cash paid for commission and bonuses to agents less
commission on reinsurance new policies 188570 59
renewals 361195 on accident riders 41327 mi
health riders 20353
IS Cash paid for salaries and allowances tomanagarsand
agents and for agency supervision
19 Cash paid for iia examiners fees 1902150 in
spection of risks 6565 31
20 sl1 fw salaries and all other lensationof officers
and other home office employees
21 Cash paid for taxes on new premiums
22 Cash paid for state licenses and taxes other thnnon
premiums 162164 federal taxes 38110
23 Cash paid for insurance department fees and Bffenta
licenses 471322 municipal license and taxes 5
24 Cash paid for rent
25 Cash paid for commuting commissions
26 Cash paid for furniture fixtures and Bafesfor homeand
agency offices
27 Cash paid for advertising 222918 printing 89028
postage telegraph and express 6009 50
28 Cash paid for real estate expenses other than taxes
29 Cash paid for the following items viz Investment ex
penses 106904 collection of premiums 1094 37
259084 1
378 20
5 HI 11S
11961 51
2121 39
5975 74
906 03
1102 89
73113 49
858 8i
1044 45
357073 8Q
30000 00
225300 90
17274 ill
25586 81
45824 titi
11522 79
2002 74
10478 13
13111 50
1871 ill
2151 77
17128 96
3590 25
21 33 41ComptrollerGeneral s Report
553
For claims on supplementary contracts not involving life
contingencies
For dividends and interest thereon held on deposit sur
rendered during the year
Incidental office expenses 142584 accident department
2366915
Agents balances charged off
Exchange i
370 95
154 23
25094 99
13223 75
793 99
30 Total disbursements
IVAssets as per Ledger Accounts
2 Loans on mortgages first liens on real estatej
4 Loans made in cash to policyholders on this companys
policies
5 Premium notes loans or liens on policies in force
6 Cost value of bonds owned excluding accrued interest at
time of purchase
7 Cash in company a office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances of which 369473 was advanced
during the year
804741 49
2038532 81
650384 40
21914 32
27790 00
11586 81
145503 36
6325 70
50080 06
11 Total not or ledger assets
Other Assets
14 Interest duo 1765004 and accrued 79
07420 on mortgages
15 Interest accrued 36250 on bonds
17 Interest due 1734 and accrued 7703 581
on premiums notes loans or liens
18 Interest accrued 29133 on other assets
96724 24
362 50
7720 92
291 33
Total carried out
New Business1
23 Gross premiums due and
unrerported on policies
in force December 31
1911
24 iross deferred premiums
on policies in force
December 31 1911
105098 99
43459
4369 66
Renewals
58710 93
55040 39
Totals
25 Deducting loading
3935 07 113751 32
2680 86 18776 98
26 Net amount of uncollec
t e d and deferred
premiums
1254 21 94 974 34554 ComptrollerGenekals Report
Extended 55
27 i urwture fixtures and safes 10000 0Q
28 Total assets 77M
Items Not Admitted
2 Furniture fixtures I safe 10 000 00
5 Agents debit balances 51477 84
7 Bills receivable g
8 Premhim notes and loans on policies and
net premiums in item 26 in excess of
their policies 10519 16
TtaI7 78322 70
9 Total assets 7125
VLiabilil ies
1 Net present value if all the outstanding
policies in force on the 31st day of
December 1911 computed according to
The Actuaries Table of Mortality with
four per cent interest and the American
Experience Table of Mortality at per
cent and 3 per cent 2402733 38
Deduct net value of risks of this company
reinsured in other solvent companies 11090 00
Net reinsurance reserve 2mm 38
5 hums for death losses and matured en
dowments in process of adjustment or
adjusted and not due 24 585 00
6 Claims for death losses and other policy
claims resisted by the company 8 453 71
6 Claims under health and accident riders
to life policies 18 00
Total policy claims r
n M056 i 1
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders 7ti 15
11 Present value of amounts not yet due on supplementary
contracts not involving life contingencies 10 129 70
12 Amount of national state or other taxes due or accrued 12782 26
13 Amount due on account of salaries rents and office
expenses and medical examiners fees 3 243 53
14 Liability on policies collected and not included in net
reserve on which a surrender value may be demanded 2 297 20
ComptrollerGenerals Report 555
15 Dividend left with company and interest thereon 142642
commission due to agents on premium notes when paid
1095 72 52214
16 Amount of any other liability of the company viz
Premiums paid in advance 676264 unearned interest
paid in advance 921651 dividends to policy holders
payable in 1912 1678791 speical reserve for occupa
tion extra premiums 64091 trust fund account trust
fund dividend policies 3051453649 42
17 Liabilities on policyholders account 2ri t
18 Gross surplus on policyholders account
m 3085122 30
19 Total liabilities
VIPremium Note Account
1 Premiums notes loans or liens on hand
December 31 or previous year 16431 23
2 Premium notes loans or liens received dur
ing the year on new policies 164661
on old policies 66559 44 68206 05
3 Premium notes loans or liens restored by
revival of policies 450574
89143 02
Total T
Deductions during the year as follows
Amount used in purchase of surrendered
v I487 42
policies
Amount voided by lapse 11969 50
Amount redeemed by maker in cash 53771 78
Total reduction of premium note account
Balance note assets at end of the year 21914 32
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force December 31 of
previous year
Number and amount of policies on the lives of
citizens of Georgia issued during the year 268 44149 uu
670 1034893 00
Total
Deduct number and amount which have ceased to be
in force during the year 129 1120 U
Total number and amount of policies in force in
Georgia December 31 1911 541 813773 00556 ComptrollerGenerals Report
Amount of losses and claims ok polities in gia
unpaid December 31 of previous year
Amount of losses and claims on policies in Georgia
incurred during the year
Total
Amount of losses and claims on policies in Georgia
paid during the year
Amount of losses and claims on policies in Georgia 44
unpaid December 31 1911 1
Premiums collected or secured in Georgia during the Va n
or credits without any deduction for losses dividends commissions or
other expenses Total 2901023
MUTUAL BENEFIT LIFE INSURANCE COMPANY OF NEWARK N J
Frederick Frelinghuysen President William Johnson Secretary
Homo Office 750 Broad Street Newark J
Clarence V Angier Attorney for Service in Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year 132 878 349 14
4 Extended at
132878349 14
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 2568155
i Surrender values applied to pay first
years premiums 4 383 ii
7 Total firsl years premiums on original
policies j
1 T 4oi 2539 1
8 Dividends applied to purchase paidup
additions and annuities 434 154 85
10 Consideration for original annuities in
volving life contingencies 26651 46
11 Consideration for supplementary contracts
involving ife contingencies 788 40
11 Total new premiums 3 034133 88
13 Renewal premiums in addition to items M
16 and 17 without deduction for coni
issis li77 85ComptrollerGenerals Eeport
14 Dividends applied to pay renewal prem Aft OQ
211199 sy
luins
15 Dividends applied to shorten the endow
ment or premium paying period 376011 63
16 Surrender values applied to pay renewal
12000 2d
premiums
17 Renewal premiums for deferred annuities U0
557
18 Total renewal premiums
17889145 13
19 Total premium income
20 Consideration for supplementary contracts not involving
life contingencies J
23 Gross interest on mortgage loans llato M
24 Gross interest on collateral loans 4 ua
25 Gross interest on bonds and dividends on
stock less 4388168 accrued interest on
bonds acquired during 1911 1442940 96
26 Gross interest on premium notes policy
loans or liens
27 Gross interest on deposit in trust com
panies and banks
28 Gross interest on other debts duo the com
pany Agents accounts
31 Gross discount on claims paid in advance
32 Gross rent from companys property
20923279 01
418749 27
29115 78
1098 39
222 22
97749 44
33 Total gross interest and rents
37 Agents over remittances i5
39 Exchange of coupon bonds for registered
bonds of same issue
6364075 80
15488 52
1725 00
Total
41 Gross profit on sale or maturity of ledger assets vis
Real estate 1211244 bonds 90000 total
42 Gross increase by adjustment in book value of ledger
assets viz bonds
17213 52
13012 44
129955 63
43 Total income
IIIDisbursements
For death claims 648195376 additions
11173297
2 For matured ets 137178967
additions 10824800
3 Net amount paid for losses and matured endowments H
4 For annuities involving life contingencies
5 Premium notes and liens voided by lapse
27866285 67
8073724 40
165096 35
917 32558 ComptrollerGenerals Report
6 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay new premiums j
38321 to pay renewal premiums 1253623 16 919 44
9 Dividends paid to polieyholders in cash or applied in
liquidation of loans or notes 83 686 6
10 Dividends applied to pay renewal premiums 2 111799 89
11 Dividends applied to shorten the endowment or premium
paying period 376 011 53
12 Dividends applied to purchase paidup additions and
anmtieS 43415485
14 Total paid polieyholders 74320822 3
15 Expense ot investigation and settlement of policy claims 734 38
16 Paid for claims on supplementary contracts not involving
life contingencies 210848 26
19 Commissions to agents First years premiums 1065
63858 renewal premiums 113931212 annuities
original 151329 renewal 27589 206 739 88
21 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance 1 066 50
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 56568 86
23 Agency expenses including salaries of managers and
clerks not included in item 21 16 178 80
24 Medical examiners fees 15847300 inspection of risks
275968 161232 68
25 Salaries and all other compensation of officers directors
trustees and home office employees 447 467 55
26 Rent including companys occupancy of its own buildings 69812 14
27 Advertising 2312156 printing and stationery 30
87119 postage telegraph telephone and express
5026178 exchange 18584 1 10fl H2 94
28 Legal expense not included in item 15 56179 66
29 Furniture fixtures and safes 3323 08
30 Repairs and expenses other than taxes on real estate 35051 04
31 Taxes on real estate
0 o 50403 55
btate taxes on premiums rn
00 T 233591 14
33 Insurance department licenses and fees 17717
34 All other licenses fees and taxes Federal corporation tax
439999 state county and municipal taxes 224
10646 county and municipal 816117 total 236 667 6
38 Other disbursements Expense of examination by New
Jersey Insurance Department 15450 95 mortgage loan
expense 4079747 heat and light 1177297 home
office supplies 919540 home office repairs 859 99
restaurant 2002808 laundry and extra janitor services
198469 detective services 34000 special street lightComptrollerGeneral s Beport
559
ing assessment 25000 petty cash 126145 miscel
laneous office expenses 117431 total
44 Loss on bond and mortgage property sold by trustee in
bankruptcy
46 Gross loss on sale or maturity of ledger assets viz Real
47 Gross decrease by adjustment in book value of ledger
assets viz Real estate 9973634 bonds 14707444
48 Total disbursements
TVLedger Assets
103125 31
12977 82
12122 10
246810 78
18605554 36
2877819 03
1 Book value of real estate
2 Mortgage loans on real estate first liens 6929967511
other than first liens Vii i 99nnn 00
3 Loans secured by pledge of bonds stocks or other collateral 2250000 00
4 Loans made to policyholders on this company s policies
assigned as collateral or secured by terms of policies 19986155 20
5 Premium notes on policies in force of which 247282 is
for first years premiums 40396340 71
6 Book value of bond
7 Gash in companys office
8 Deposits in trust companies and banks not
on interest
9 Deposits in trust companies and banks on
interest
Total
10 Agents balances
12 Total ledger asse
1452897 79
debit 1899746credit 498194 net 14015 52
142139080 45
NonLedger Assets
13 Interest due 723566 and accrued 1
61658693 on mortgages 1623822 59
54970 on bonds 610o49 70
14 Interest accrued
16 Interest due 11676030 and accrued
63848765 on premium notes policy
755247 95
loans or liens 2989620 24
SI Total interest and rents due and accrued
23 Market value of bonds and stocks over book value 339603
New Business
Renewals
25 Gross premiums duo and
unreported on policies
in force December 31
1911
34935 75 827276 59560
Comptroller Genebals Report
26 Gross deferred premiums
on policies in force
December 31 1911
201774 77 1239764 31
27 Totals 236710 52 2067040 90
28 Deduct loading 20 47342 10 413408 18
29 Net amount of uncollected
and deferred premiums 189368 42 1653632 72
35 Gross assets
1843001 14
147311304 95
Deduct Assets not Admitted
38 Agents debit balances gross
18997 46
46 Admitted assets
147292307 49
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31 day of Decem
ber 1911 as computed by the New
Jersey Insurance Department on the fol
lowing tables of mortality and rates of
interest viz
2 American Experience table at 3 per eent
on participating policies issued prior to
January 1 1900 64263779 00
Same for reversionary additions 4 052 980 00
Total
3 American Experience table at 3 per cent
on all policies issued since December 31
1899 and on all new participating
policies
Same for reversionary additions
68316759 00
1335901 on
889942 mi
Total
5 Net present value of annuities including
those in reduction of premiums Give
tables and rates of interest viz
McClintock 3 per cent 1961834 00
63225S43 00
Total
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company
13504436 00
1833775 15
ComptrollerGenerals Eeport 561
12 Claims for death losses in process of ad
justment or adjusted and not due 191873 62
13 Claims for death losses incurred for which
no proofs have been received estimated 400000 00
14 Claims for matured endowments due and
unpaid 4498600
15 Claims for death losses and other policy
claims resisted by the company 21000 00
17 Total policy claims 657859 62
20 Premiums paid in advance including surrender values so
applied 794 n5
21 Unearned interest and rent paid m advance Z
23 Commissions to agents due or accrued 7661
24 Cost of collection on uncollected and deferred prem
iums in excess of the loading thereon 50703 39
25 Salaries rents office expenses bills and accounts due or
accrued estimated j0
26 Medical examiners fees
27 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
556000 00
of this statement
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and defer
441324 35
red premiums
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1912 whether
contingent upon the payment of renewal premiums or
372306 tI
otherwise
35 Reserve special or surplus funds not included above viz
Contingency reserve funds suspended mortality fund
2 644 12800 dividend equalization fund 84880747
security fluctation and real estate depreciation fund
281530803 61 S 98
42 Federal corporation tax in dispute
147292307 49
43 Total v
Business in the State of Georgia During the Year
No Amount
Policies on the lives of citizens of said State in force
December 31 of previous year 6651 13715881 00
Policies on the lives of citizens of said State issued
during the year
7799 15918133 00
1 tal q7 rjAA AA
Deduct ceased to be in force during the year 5
n 1Q11 7384 15090389 00
Policies in force December 31 19H 562 ComptrollerGenerals Report
No Amount
bosses and claims unpaid December 31 of previous year 5 10170 00
Losses and claims incurred during year 79 184l83 00
Total 84 194353 00
Losses and claims settled during the year 84 194 353 00
Premiums collected or seemed in cash and notes or credits without any
deduction for losses dividends commissions or other expenses Total
49615509
THE MUTUAL LIFE INSURANCE COMPANY OF NEW YORK N Y
Charles A Peabody President Wm J Easton Wm Frederick Lick Secys
Home Office 34 Nassau Street New York City N Y
Robert P Shedden Attorney for Service in Georgia
LCapital Stock
2 Amount of ledger assets as per ha lance
December 31 of previous year 552 954 502 II
4 ExteD at 552954502 11
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 419842 for first
years reinsurance 4730240 17
i Surrender values applieI to pay first years
Prns 36874 91
7 Total first years premiums on original
Ponies 4767115 08
S Dividends applied to purchase paidup addi
tions and annuities 2 081923 07
10 Consideration for original annuities involv
ing life contingencies 132 912 71
11 Consideration for supplementary contracts
involving life contingencies 1412 481 36
IL Total new premiums
o n 8694432 22
13 Renewal premiums in addition to items 14
i and 17 without deduction for com
missions or other expenses ess 108
44258 for reinsurance on renewals 43 541 505 19
14 Dividends applied to pay renewal premiums 2351940 03
ComptrollerGenerals Report
16 Surrender values applied to pay renewal
440911 13
premiums
17 Renewal premiums for deferred annuities 14210 41
563
46348566 76
464897 50
74286 72
18 Total renewal premiums
55042998 98
19 Total premiums income p
20 Consideration for supplementary contrasts not involving
life contingencies
21 Dividends left with the company to accumulate at interest
23 Gross interest on mortgage loans 662o69 43
25 Gross interest on bonds and dividends on
stocks less 20741424 accrued interest
on bonds acquired during 1911 12138079 71
26 Gross interest on premium notes policy
loans or liens
27 Gross interest on deposit in trust com
panies and banks
28 Gross interest on other debts due the com
pany interest on deferred premiums
overdue premiums and interest
30 Interest on real estate contracts
32 Gross rent from company s property includ
ing 33949660 for companys occu
pancy of its own buildings 1622085 77
3677732 29
136468 52
130186 35
5623 14
nd rents 24335871 21
29384 51
33 Total gross interest a
35 Collections or deposits received for account of others not
paid out
Profit on fire loss settlement 169 cash over
6718 policy fees 256133 premiums extension fees
2608808 from agents balances previously charged
off 1552377 total
41 Gross profit on sale or maturity of ledger assets viz
Real estate 4482241 bonds 2815236 stocks 3
92196560
42 Gross increase by adjustment in book value of ledger
assets viz Real estate 64822606 bonds 27901185
44234 05
3994940 37
927237 91
84913851 25
43 Total income
IIIDisbursements
For death claims 2169507713 additions
111849669 fiuA Sj
2 For matured endowments 714995045 ad
ditions 3542050 718530 95
3 Net amount paid for losses and matured endowments 29998944
4 For annuities involving life contingencies Zbbaoo564 ComptrollerGenerals Report
6 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay new premiums 36874 91
to pay renewal premiums 44091113 477 7ftfi
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes Q n
10 Dividends applied to pay renewal premiums Z S
12 Dividends applied to purchase paidup additions and an
nuities
13 Dividends left with tne company to accunuilaie at Ini Ifsl
14 Total paid policyholders
15 Expense of investigation and settlement of policy claims 72588 83
including 5733351 for legal expense 70 815 27
16 Paid for claims on supplementary contracts not involving
contingencies
17 Dividends and interest ihereon hddondeposiiderod 289366
during the year
ID Commissions to agents less commission on reinsurance
First years premiums 210310335 renewal prem
iums 124947325 annuities original 1896435
renewal 16148
21 Compensation of managers and agentsnotpaid by com
mission for services in obtaining new insurance l76 07 71
22 Agency supervision and traveling expenses of supervisors
R cept compensation for home office supervision 760 276 40
23 Branch office expenses including salaries of managers and
clerks not included in item 21
MSa9467ominerS fe6S 32107877Vinspectinofisks
25 Salaries and all other compensation of officers directors 3782
trustees and home office employees q ro
26 Rent including 33949660 for company 8 occupancv of
its own buildings less 31S770 received under sub
lease
27 Advertising 5761628 printing and 536806 S9
90414 postage telegraph telephone and express 21 s
82534 exchange 3443066 4fi2 77fi 49
28 Legal expense not included in item 15 2893908 lerfs
lative 760258
29 Furniture fixtures and safes deludingrepair andmain
tenance
30 Repairs and expenses otter lhaniaxes on real estaiei 9n oj
31 Taxes on real estate vooa ss
32 State taxes on premiums 6 5
33 I asurance department licenses and fees tlttl l
34 All other licenses fees and taxes Federal corporationtax
5923653 local tax on premiums 440500 mort
gage tax 6001 personal property school levee and
publication taxes in 1 S 154190 stock transfer tax
ComptrollerGenerals Beport
18052 foreign taxes other than on premiums 26
11463 foreign tax on investments 199031 duty
125279 total
39 Other investment expenses 596797 travelinggeneral
office employees 9239202 law library 295321 cost
of election and election lists 4065457 general audit
783500 office supplies and expenses home office
1330343 reports to governments 351341 associa
tion memberships 1581405 total
43 Disbursed from amounts held for account
565
94781 77
of sundry parties
623497 91
44 Payments from deposits on account of
pending insurance
18874 04
45 Agents balances charged off
46 Gross loss on sale or maturity of ledger assets viz
Real estate 8149422 bonds 1400 stocks 22
24488 total
47 Cross decrease by adjustment in book value of ledger
assets viz Real estate 28751294 bonds including
12256679 for amortization of premiums 2975669
total
48 Total disbursements
182433 66
642371 95
62519 95
103753 10
585079 73
68388137 13

IVLedger Assets
23657975 90
1 Book value of real estate 13g mn7 05
2 Mortgage loans on real estate first liens
4 Loan made to policyholders on this companys policies
assigned as collateral
i lnia kOQ4 733 09959 and stocks ftdV
6 Book value of bonds 44 00us j 327 090 727 05
35762746 58 gll36
7 Cash in companys offices 03 000 00
Cash in transit since received
8 Deposits in trust companies and banks
not on interest
9 Deposits in trust companies and banks on
interest
2530846 12
Total 397 311 74
Advanced or deposited to pay policy claims
2189409 62
10 Agentsbalances
11 Accounts collectible 4056166 supplies 2613660
Cash advanced to officers and employees for travelling
etc
12 Total ledger assets
27326 47
66698 26
11103 75
569480216 23566
ComptrollerGeneral s Report
NonLedger Assets
13 Interest due 3802057 and accrued 1770006 95 on
mortgages 1 808 02 r2
14 Interest due 37251 and accrued 411024121 onbonds 4J1018 72
16 Interest accrued 6705694 on premium notes policy loans
or liens
18 Interest accrued 969303 on deposits 9693 t
19 Interest accrued 53038 on real estate contracts 530 as
20 Interest due 3682025 and accrued 12991884 on com
166739 09
panys property or lease
tl SS tlteT TntS 1Ue aaCCned M80 68
23 Market value of bonds 99238606 and stocks 6 475
7468200 60
81454 over book value
25 Gross premiums due and
unreported on policies
in force December 31
1911
26 Gross deferred premiums
on policies In force
December 31 1911
New Business
Renewals
41365 02 3073102 63
260999 01 2197930 67
27 Totals 302364 03 5 271 Oi
28 Deduct loading
78614 CC
033 30
1370468 66
29 Net amount of uncolloc
ted and deferred prem
imna 223749 38 3900554 64
1124314 02
35 Gross assets
587235391 53
Deduct Assets Not Admitted
37 Supplies Stationery printed matter 26
13160 furniture fixtures and safes 26136 60
38 Agents debit balances gross 27326 47
39 Cash advanced to or in the hands of officers
t 4 r aetS 11103 75
44 Accounts collectible
4l 66
46 Admitted assets
105128 48
587130263 05
VLiabilities Surplus and Other KmIs
Net present vain of all the outstanding
policies in force on the 31 day of DecemComptrollerGenerals Report
ber 1911 as computed by the Insurance
of the State of New York on the follow
ing tables of mortality and rates of
interest viz
2 American Experience table at 3 per cent
on policies issued prior to January QQ
1907 roo no I 00
Same for reversionary additions 0
418102939 00
Same for reversionary additions
3 American Experience table at 3 per cent
on policies issued after December 31
1906 rnR 7J
Same for reversionary additions 2Vbb
26483834 00
Total
5 Net present value of annuities including
those in reduction of premiums Give
tables and rates of interest viz
McClintoek annuity table at 3 per cent
on annuities issued prior to January 1
1907
3 per cent on annuities issued after Decem
ber 31 1906
American Experience table at 3 per cent
159800 at 3 per cent 138900 on
dividend additions to survivorship an
nuities
473356340 00
Total
6 Deduct net value of risks of this company reinsured in
Other solvent companies 473282808 00
I lTalue of amours not yet due on suppiemeniary
9 contracts not involving life contingencies computed
I reserve ion which a surrender value may be de
manded t 452 278 13
II Claims for death losses due and unpaid V
12 Claims for death losses in process of art
justment or adjusted and not due B14
13 Claims for death losses incurred for which
no proofs have been received V
14 Claims for matured endowments due and
unpaid
15 Claims for death losses and other policy
claims resisted by the company 568 ComptrollerGenerals Report
16 Due and unpaid on annuity claims involving
life contingencies 158j739 3g
17 Total policy claims 37 4160491 22
IS Due and unpaid on supplementary contracts not involving
life contingencies
19 Dividends left with the company to accumulate at interest
and accrued interest thereon 1A
on r 14 o50 8 3
0 Premiums paid in advance including surrender values so
TTaPPlie1 385560 48
Zl Unearned interest and rent paid in advance 1 490 324
23 Commissions to agents duo or accrued 30787 96
25 Salaries rents office expenses bills and accounts due or
accrued
26 Medical examiners fees 183801 and legalfees976 98
due or accrued
Taxes due and accrued ao
27 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement
p 1164125 63
31 Dividends or other profits due polieyholders including
those contingent on payment of outstanding and deferred
premiums
32 Dividends declared on or apportioned to annual dividend
policies payable to polieyholders during 1012 whether
contingent upon the payment of renewal premiums or
otherwise
i tv t i i 4543735
66 Dividends declared on or apportioned to deferred dividend
policies payable to policy holders during 1912 l0 602 050 03
34 Amounts set apart apportioned provisionally escertained
calculated declared or held awaiting apportionment
upon deferred dividend policies 75 601 868 03
36 Fund for depreciation of securities and general contin
n gefCS 11310620 38
41 Deposits on account of pending insurance 97 127 5
34 Amounts set apart apportionedprovisionally ascertained
42 Due sundry parties for collections made or deposits held for
th6ir aCC0Unt8 165516 01
46 Total
587130263 05
Business in the State of Georgia During the Year
1 i i No Amount
1 ohcies on the lives of citizens of said State in force
December 31 of previous year 12169 26 g
1 ohcies on the lives of citizens of said State issued dm
ing the year
128 2835711 80
Total
13447 29186033 40ComptrollerGenerals Ebport 569
Deduct ceased to be in force during the year 763 1154813 90
u di 12684 28031219 50
Policies in force December 31 J
Losses and claims unpaid December 31 of previous
Losses and claims incurred during the year1 dJ
172 416947 86
Total 4fo jns 43
Losses and claims settled during the year J
Losses and claims unpaid December 31
Premiums collected or secured in cash and notes or eredxte without any
deduction for losses dividends commissions or other expenses Total
8897352

NATIONAL LIFE INSURANCE COMPANY OF CHICAGO ILLINOIS
n 4 Robert D Lay Secretary
A M Johnson President T f
Principal Office 29 South La Salle Street Chicago 111
Wm A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock paid
p in cash 500000 00
Amount of net ledger assets December
31 of previous year 9 773742 08
Extended at
IIIncome During the Year
1 Cash received for premiums on new policies
without deductions for commission or
277loo do
other expenses
iy Cash received for renewal premiums
without deductions for commissions or
other expenses
2V Premium notes loans or liens taken in
part payment for renewal premium ISS a
3 From dividends applied to pay running
premiums
3 Prom dividends applied to purchase paid
up additions and annuities
41 Prom surrender values applied to pur
chase paidup insurance and annuities 17633 t
5 Consideration for annuities other than
matured installment policies 16 u uu
Total 1877115 61570
ComptrollerGenerals Report
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 412137
renewals 407171
8193 08
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
ID Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the conpav
14 Cash received for profits on sales of bonds and stocks
1 139229 real estate 968304
15 Consideration for supplementary contracts not involving
life contingencies
16 From agents balances previously charged off
17 Amount recovered from beneficiaries account Adams death
claim fraudently collected in 1909
18 From sale of real estate previously charged off
19 From all other sources
1868922 53
11454s oil
251822 52
8142 OS
n7i4 22
2117 24
6687 00
10530 48
5843 66
1159 90
804 36
Total income life department 4 1
Income casualty department
OfOt t
Total
2396805 74
IIIDisbursements tor the Fear
1 Iash paid for death claims including
revisionary additions 1n4 K44 11
3 Cash paid for matured endowments and ad
ditions thereto 1362659 00
5 Cash paid tor sums falling due during the
year on installment policies 1 1 I4
Total j
T 1708597 35
rotal net amount actually paid tor losses and matured
endowments
8 Cash paid to annuitants
9 Premium notes loans or lies used in purchase of sui
rendered policies voided by lapse
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paid up additions and
annuities
13 Surrender values paid in cash
l5 SU vlls ppHed to purchase paid upinsurance
1758597 35
11579 79
i462 61
137936 22
S243 40
and t linn it ies
Total paid policyholders
935 lit
194199 20
17i3l 79
2127587 7216
17
18
19
20
21
23
24
26
27
28
29
and
ComptrollerGenerals Report
Cash paid stockholders for interest on dividends
Cash paid for commission and bonuses to agents less
commission on reinsurance new policies 18137532
renewals 4924727
Cash paid for salaries and allowances to managers
agents
Gash paid for medical examiners fees 1898350 inspec
tion of risks 326879
Cash paid for salaries and all other compensation of officers
and other home office employees
Cash paid for taxes on new premiums
All other licenses fees and taxes
Cash paid for rent
Cash paid for furniture fixtures and safes for home and
agency officers r
Cash paid for advertising 371571 printing b8464
postage and express 634195 exchange 79244
Legal expenses
Cash paid for the following items viz Investment ex
pense 687833 taxes per property 139200 Associa
tion Life Ins Presidents 81760 miscellaneous expenses
535898 profit and loss 24409 agents balances
charged off 8562081 total
30
31
Total disbursements life department
Disbursements casualty department
571
50000 00
230622 59
49969 51
22252 29
118067 83
22889 10
6783 16
17400 00
5886 92
18534 74
21724 33
100311 81
2792030 00
21349 08
Total disbursements
2813379 08
IVAssets as per Ledger Accounts
2 Loans on mortgage first liens on real estate
3 Loans by pledge of bonds stocks or other marketable
collaterals
4 Loans made in cash to policyholders on this company s
policies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Book value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in company s office
8 Cash deposited in banks
10 Agents ledger balances
Casualty department
11 Total net or ledger assets
1779203 00
150000 00
1103136 65
132545 47
5311467 96
19859 67
801239 06
58755 41
961 52
9357168 74
Other Assets
14 Interest due 32221 and accrued 33
25235 on mortgages
33574 56572
ComptbolleeGeneeals Re
EPOBT
15 Interest accrued 1785413 on bonds and
stocks
16 Interest accrued 142126 on collateral
loans
17 Interest accrued 425652 on premiums
notes loans or liens 4 256 52
18 Interest accrued 251833 on other assets 2518 33
17845 13
1421 26
Total carried out
21 Market value of bonds and stocks over book value
New Business
23 Gross premiums due and
unreported on policies
in force December 31
19U 43713 66
24 Gross deferred premiums
on policies in force
December 31 1911 674024
59615 SO
128032 10
Renewals
69272 27
89667 65
Totals
25 Deducting loading
5045390 158939 92
31860 26 32181 18
26 Net amount of uncollec
ted and deferred
premiums
Extended
18593 63 126758 74
145352 3S
28 Total assets
9690169 02
Hems Xoi Admitted
5 Agents balances
r 59759 d
6 Premium notes and loans and nel premium
in item 26 in excess of reserve K 0 54
7 Casualty department j073 u
Total
9 Total assets less items not admitted
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31 day of Decem
ber 191 computed according to The
Actuaries ami American Table of Mor
tality with Hi per interest 8 065 288 1
Deduct net value of risks of this company
reinsurcl in other solvent companies 313X2 HI
73833 27
9616335 75
Net reinsurance reserve
8033974 34ComptrollerGenerals Eeport
573
27540 00
1370 70
2132 72
36154 27
2420 63
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due
6 Claims for death losses and other policy
claims resisted by the company
7 Amounts due and unpaid on annuity claims
8 Present value of unpaid amounts on
matured installment policies
9 Amount of trust funds held by the company
Total policy claims
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders
11 Unearned interest and rent paid in advance
12 Amount of national state or other taxes accrued
13 Amount due on account of salaries rents and office
expenses medical examination fees commissions and
cost of collection of deferred premiums m excess of
loading
16 Amount of any other liability of the company viz Prem
iums paid in advance 1773159 casualty department
liabilities 37865 dividends apportioned payable during
1912 15728432 dividends provisionally ascertained
navable subsequent to 1912 45957225 total
69618 32
1521 51
26244 81
58653 88
7030 10
payable subsequent
17 Liabilities on policyholder s account
18 Gross surplus on policyholders account
19 Total liabilities
634966 81
8832009 77
784325 98
9616335 75
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year
2 Premium notes loans or liens received dur
ing the year on policies n QJ
3 Restored by revival of policies
119255 64
8655 97
4379 92
Total
Deductions during the year as follows
Amount used in payment of losses and
claims
Amount used in purchase of surrendered
312291 53
policies
Amount voided by lapse
Amount redeemed by maker in cash
1650 01
22342 95
3761 03
151992 07
Total
179746 06
Balance note assets at
end of the year 132545 47574 ComptrollerGenerals Report
Business in the State of Georgia During the Year
Number and amount of policies on the lives of
citizens of Georgia in force December 3 of
previous year no a
M J 03b 1199025 06
Number and amount of policies on the lives of
citizens of Georgia issued during the year 147 179154 84
Total
n 1083 1378179 90
Deduct number and amount which have ceased to be
in force during the year 139 lfm 27
Total number and amount of policies in force in
Georgia December 31 1911 944 ii7Boki9
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year i 2 000 00
Amount of losses and claims on policies in Georgia
incurred during the year 8 U720 95
Total
y 4 to ytf rz
Amount of losses and claims on policies in Georgia
pan during the year 9 13 720 95
Amount of premiums collected or secured in Georgia during the vear In cash
and notes or credits withoul any deduction for loss dividends com
missions or other expenses Total 4172211
NATIONAL LIFE INSURANCE COMPANY OF MONTPELIER VT
Joseph A DeHoer President n
usman 1 lark Secretary
Home Office L16 State Street Montpelier Vermont
i M Hope Co Attorneys for Service in Georgia
ICapital Stock
2 Amount of ledger assets as per balanec
December il of previous year 48792 634 20
I Extended at
48792634 20
1 f ncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 574j729 80
6 Surrender values applied to paj first years
remi11S 100 45
7 Total first years premiums on original
policieS 574829 75
ComptrollerGenerals Report 575
8 Dividends applied to purchase paidup ad
ditions and annuities
10 Consideration for original annuities involv
ing life contingencies 74
11 Consideration for supplementary contracts involving life
47o 1
contingencies
1354324 00
12 Total new premiums
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses o
14 Dividends applied to pay renewal prem
iums
15 Dividends applied to shorten the endow
ment or premium paying period 111S8
16 Surrender values applied to pay renewal
premiums
17 Renewal premiums for deferred annuities1841
5348063 90
18 Total renewal premiums
6702387 90
19 Total premium income
20 Consideration for supplementary contracts not mvolving
life contingencies 1 m in
81 Dividends left with the company to accumulate at mterest
23 Gross interest on mortgage loans less
21 00853 accrued interest on mortgages
acquired during 1911 11281 09
25 Gross interest on bonds and dividends on
stocks less 1592393 accrued interest on
bonds acquired during 1911 M
26 Gross interest on premium notes policy Am1 m
loans or liens
27 Gross interest on deposits in trust com
panies and banks
28 Gross interest on other debts due the com
pany Gross interest on premiums
30 Gross interest on nonledger assets
31 Gross discount on claims paid in advance
32 Gross rent from companys property in
cluding 704000 for companys occu
paney of its own buildings J
2 391 551 05
33 Total gross interest and rents g n
37 Recovered on over loan policy 154789
39 Profit on unlisted assets 151337 from agents balances
previously charged off 1556564 17U7576
ComptrolijerGenebals Repobt
41 Gross profit on sale or maturity of ledger assets viz Real
estate 5018 bonds 216400 total
2214 18
43 Total income
9173072 76
IIIDisbursements
1 For death claims 157641187 additions
2 rA 1580405 07
or matured endowments 784 60 00 ad
ditions 195147 786211 47
3 Net amount paid for losses and matured endowments i
4 ior annuities involving life contingencies
6 Surrender values paid in cash or applied in liquidationof
loans or notes
7 Surrender values applied to pay newpremhms 10045
to pay renewal premiums 1945
9 Dividends paid to policyholders in orapplied in
liquidation of loans or notes
10 Dividends applied to pay renewal premiums
11 Dividends applied to shorten the endowment or premhim
paying period
12 Dividends applied to purchase paidupadditionsand an
nuities
13 Dividends left with the company to aeumuiate at interesi
14 Total paid policyholders 7
15 Expense of investigation and settlementofpolicy claims
including 18175 for legal expenses
16 Paid for claims on supplementary contracts not involving
contingencies
17 Dividends and interest thereon heldon deposit surrendered
during the year
19 Commissionsto agents first years premiums 24790582
renewal premiums 35739229 annuities 37 122 29
renewal 8916
21 Compensation of managers and agents notpaid by com
mission for services in obtaining new insurance
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
23 Branch office expenses including salaries of mana
and clerks not included in item 21
24 Medical examiners fees 4197450 inspection ofrisks
458156
25 Salaries and all other compensation of officersdirectors
trustees and home office employees
26 Bent including 700000 fur companys occupancyof its
own buildings
tagers
2366616 54
433292 11
1216574 75
119 90
462344 92
372691 14
111 88 75
3233 76
167 10
4895342 7
243 89
19712 32
131 71
642509 56
1878 45
12010 00
82416 43
46556 96
156103 11
50907 64CompteolleeGeneeals Bepoet 577
27 Advertising 1642476 printing and stationery 2M
postage telegraph telephone and express 23895 59689 62
exchange 54217 536 80
28 Legal expense not included m item 15
29 Furniture fixtures and safes 11295 00
30 Repairs and expenses other than taxes on real estate 11295 00
31 Taxes on real estate 106916 32
32 State taxes on premiums 62g7 39
33 Insurance department licenses and fees
34 All other licenses fee and taxes Federal corporation tax
U9S690 surplus tax 57195 73 nrcrpal licenses
and fees 231710 personal property tax f
38 Other disbursements Lighting 120421 heating 98657
water and ice 2586 books publications etc 92755
maintenance of furniture and office equipment 3
476 25 Labor for care of home office 4 65030
janitors supplies 192252 miscellaneous unclassified
expense 19563 total 4g0 37
40 Home office travel 41105 09
41 Investment expense iiUtos Vl 53 37 51
44 Over loan policy 178083 1598 policy 154798 2153
45 Agents balances charged off
46 Gross loss on sale or maturity of ledger assets viz Beal
47 Gr2adeecrasbyadiustaent m book value of ledger
assets viz Bonds
6292967 22
48 Total disbursements
rVLedger Assets
275000 00
1 Book value of real estate 23 659 271 29
2 Mortgage loans on real estate
4 Loans made to policyholders on this company s policies
assigned as collateral ls43540 96
5 Premium notes on policies in force 79g g4
6 Book value of bonds 1847579684
7 Cash in company S office
8 Deposits in trust companies and banks not
on interest
9 Deposits in trust companies and banks on
interest
1081641 91
Total IlVii SS7 75 credit 129058 net
10 Agents balances debit 18875 cream t
59717
51672739 74
12 Total ledger assets 578
CompteolleeGenerals Bepoet
NonLedger Assets
13 Interest due 405425 and accrued 594
42638 on mortgages 598 480 63
14 Interest due 92500 and accrued 278
76538 on bonds
16 Interest due 397795S and accrued 228
85139 on premium notes policy loans or
liens
17 Interest accrued 149139 on other assets
20 Rents accrued 40612 on companys
property
279690 38
268630 97
1491 00
406 12
21 Total interest and rents due and accrued 1148699 10
New Business Renewals
25 Gross premiums due and
unreported on policies
in force December 31
oc 19H 108t50 19 401849 40
Zb Gross deferred premiums
on policies in force
December 31 1911 49169 34 450788 01
27 Totals
28 Deduct loading
60029 53 852637 41
14744 69 183088 28
29 Net amount of uncollee
t e d and deferred
premiums
45284 84 669549 13
35 Gross assets
714833 97
53536272 81
Deducl Assets Not Admitted
38 Agents debil balances gross 1 887 75
Premium notes and loans on policies and
ii premiums in item 29 in excess of the
iit value of their policies 175 qo
Book value of ledger assets over market
value viz lionIs
Total
90983 00
93045 75
46 Admitted assets
53443227 06
VLiabilities Surplus and Other Funds
Nel present value of all the outstanding
policies in force on the 3 day of Decem
ber 1911 as computed by the Actuary onComptrollerGenerals Report
the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per cent on all busi
ness in force issued prior to January 1 Q0
1901 iuins 83396 00
Same for reversionary additions
25035620 00
Total
2 American Experience table at 3 per cent on
all business in force issued subsequent
to January 1 1901
Same for reversionary additions
15421866 00
Total
5 Net present value of annuities including
those in reduction of premiums
McClintocks Annuities table with interest
at 31 per cent and American 3 per cent
on insurance features of annuities with
reversion
4623457 00
Total 45080943 00
89 SLTSrf ounis not to supplementary
9 contracts not involving life contingencies computed by
the companys Actuary V V V ir net
10 Liability on policies cancelled and not included m net
reserve upon which a surrender value may be de
manded
12 Claims for death losses in process of ad
justment and not due
13 Claims for death losses incurred for which
no proofs have been received
14 Claims for matured endowments due and
unpaid
15 Claims for death losses and other policy
claims resisted by the company
103037 97
S t tt wyo 2M
2 Ptr rrrrs 985159
applied 595 21
21 Unearned interest and rent paid in advance
93 Commissions to agents due or accrued7
5 cTt of collection on uncollected and deferred Prem
iums in excess of the loading thereon
25 Salaries rents office expenses bills and accounts due or
accrued 580 ComptrollerGenerals Report
26 Medical examiners fees 121100 and legal fees 220000
due or accrued
341100
27 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement
31 Dividends or other profits due polieyholders including
those contingent on payment of outstanding and de
ferred premiums fi g2
32 Dividends declared on or apportioned to annual dividend
policies payable to polieyholders during 1012 whether
contingent upon the payment of renewal or otherwise 523 214 03
33 Dividends declared on or apportioned to deferred dividend
policies payable to polieyholders hiring 1912 471757 78
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not includedin item 33 4232628 65
36 Life rate endowment reserve iouo
6 Surplus set apart for payment at termination of insurance 11363 01
40 Real estate taxes accrued g
41 Estimated death claims not reported 5oo00 00
45 Unassigned funds surplus 2 328691 83
46Ttal 53443227 06
Business in the State of Georgia During the Year
No Amount
Policies on the lives of citizens of said State in
force December 31 of previous year 2980 5406 440 7
Policies on the lives of citizens of said State issued
during the year 905 i491150 40
Total 3885 6897590 67
I educt ceased to be in force daring the year 388 591 246 00
Policies in force December 31 m7 6306344 67
T No Amount
Losses and claims increase during the year 15 27 500 00
T T0tf1 i 15 27500 00
Losses and claims Settled during the year 15 27 500 00
Premiums collected or secured in cash and notes or credits without any
deduction for losses dividends commissions or other expenses Total
16454723 CompteolleeGenebals Bepoet
581
THE NATIONAL LIFE ACCIDENT INSURANCE CO OF
NASHVILLE TENNESSEE
r id a C B Clement Secretary
C A Craig President
Principal Ofeice 302 7 Ave N Nashville Term
G G Lynch Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock paid
up in cash 150000 00
Amount of net ledger assets December
31 of previous year 532486 49
Extended at
IIIncomer
532486 49
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses

267 51
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses
1735224 23
7 Total premium income
8 Gash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends on
stock
11 Cash received for interest on other debts due the company
13 Cash received for rents for use of companys property
including 437500 for companys own occupancy
19 Prom all other sources
1761975 23
21204 83
2425 00
2962 62
4375 00
8793 65
Total income
IIIDisbursements for the Year
1801736 33
1 Cash paid for death claims including
revisionary additions 121072 80
3 Cash paid for disability claim 524658 78
7 Total net amount actually paid for losses and matured
endowments
16 Cash paid stockholders for interest on dividends
17 Cash paid for commission and bonuses to agents less
commission on reinsurance
18 Cash paid for salaries and allowances to managers and
19 Cash paid for medical examiners fees
20 Cash paid for salaries and all other compensation of officers
and other home office employees
645731 58
37500 00
587874 47
233138 19
1093 80
48588 82582
ComptrollerGeneral s Eeport
21
22
23
24
26
27
28
29
Cash paid for taxes on new premiums
Jash paid for taxes on investments
Cash paid for insurance department fees and agents
licenses 130410 municipal licenses 234553
Cash paid for rent including 437500 companys oc
cupancy
Cash paid for furniture fixtures and safes for home ami
agency offices
Cash paid for advertising 428478 printing 1190S15
Cash paid for real estate expenses other than taxes
7400 for legal expenses 138645
Cash paid for the following items
18279 96
5382 10
3649 63
22308 66
5548 01
16252 93
2135 51
16252 50
30 Total disbursements
1643736 16
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
3 Loans by pledge of bonds stocks or other marketable
collaterals
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
11 Total net or ledger assets
12 Deduct depreciation from cost of assets to bring same to
market value
71090 39
426049 06
64828 40
51438 27
7350 62
67486 63
340 00
1903 29
13 Total net or ledger assets less depreciation
690480 00
650 00
689836 66
Other Assets
14 Interest due 150011 and accrued 706366
on mortgages 7219 65
15 Interest on bonds and stocks 354 17
16 Interest on collateral loans 539 46
18 Interest on other assets 8 67
Total carried out
27 Furniture fixtures and sates
28 Total assets
Items Not Admitted
2 Furniture fixtures and safes
3 Stock and carriage
20883 85
100 00
8121 95
20883 85
718842 46
ComptrollerGenerals Report 583
2462 96
5 Agents balances 0Q
7 Bills receivable
24686 81
Total
694155 65
9 Total assets
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31 day Jfl
December 1912 computed according to
The Combined Experience table with a eoA
four per cent interest 216684 96
Reserve disability benefit
235816 07
Net reinsurance reserve
5 Claims for death losses and matured endow
ments in process of adjustment or ad
i 2ito yo
justed and not due
6 Claims for death losses and other policy
claims resisted by the company uy 5883 66
Total policy claims 20455 28
12 Amount of national state or other taxes due
13 Amount due on account of salaries rents and office u w
expenses
16 Amount of any other liability of the company viz Prem
iums paid in advance 2426033 special reserves
8160471
382484 15
17 Liabilities on policyholders account 311 671 50
18 Gross Surplus on policyholders account
694155 65
19 Total liabilities
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia issued during the year 2615
2615 102534 00
Total
Deduct number and amount which have ceased to be
in force during the year
Total number and amount of policies in force in
Georgia December 31 1911
584 ComptbollebGenebals Eepobt
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 213 2141 00
0tf 213 2141 00
Amount of losses and claims on policies in Georgia
paid during the year 210 2089 62
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deduction for losses dividends com
missions or other expenses Total 6687 80
NEW ENGLAND MUTUAL LIFE INSURANCE COMPANY OF
BOSTON MASSACHUSETTS
Alfred D Foster President j A BarbeV Secretary
Home Office 87 Milk Street Boston Mass
Robert J Guinn Attorney for Service in Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year 52536239 28
4 Extended at 62j536239 28
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 920 484 29
7 Total first years premiums on original
policies 920484 29
8 Dividends applied to purchase paidup ad
aitions 156156 95
9 Surrender values applied to purchase paid
up insurance 3412 00
11 Consideration for supplementary contracts
involving life contingencies 8 528 71
12 Total new premiums 1088581 95
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses 5753050 63
14 Dividends applied to pay renewal premiums 1005173 67
18 Total renewal premiums 6758224 30
19 Total premium income 7846806 25ComptrollerGeneral s Report
585
20 Consideration for supplementary contracts not involving life
contingencies
21 Dividends left with the company to accumulate at interest
23 Gross interest on mortgage loans 536380 22
24 Gross interest on collateral loans 28090 73
25 Gross interest on bonds and dividends on
stocks less 3710177 accrued interest
on bonds acquired during 1911 1347706 34
26 Gross interest on premium notes policy
loans or liens
27 Gross interest on deposits in trust com
panies and banks
31 Gross discount on claims paid in advance
32 Gross rent from company a property in
eluding 4438000 for companys Oc
cupancy of its own buildings
387490 57
18036 70
67 50
143898 49
22236 00
1623 15
33 Total gross interest and rents
41 Gross profit on sale or maturity of ledger
assets viz Real estate 33417391 bonds 641225
stocks 4313500 total
42 Gross increase by adjustment in book value of ledger
assets viz Real estate 05 bonds 100 stocks 25
383721 16
1 30
43 Total income
IIIDisbursements
1 For death claims 247862080 additions
2406000 2502680 80
2 For matured endowments 51306600 ad
ditions 639100 519457 00
3 Net amount paid for losses and matured endowments
5 Premium notes and liens voided by lapse 1629360 less
154680 restorations and 213532 dividends and
interest
Surrender values paid in cash or applied in liquidation of
loans or notes
Surrender values applied to purchase paid up insurance
Dividends paid to policyholders in cash or applied m
liquidation of loans or notes
10 Dividends applied to pay renewal premiums
12 Dividends applied to purchase paid up additions
13 Dividends left with the company to accumulate at interest
6
8
9
3022137 80
12611 54
734471 82
3412 00
145024 40
1005173 67
156156 95
1623 15
14 Total paid policyholders
15 Expense of investigation and settlement of policy claims
including 2005 for legal expense
16 Paid for claims on supplementary contracts not involving
life contingencies
5080611 33
20 05
13161 00586
ComptrolleeGenebal s Eepoet
17 Dividends and interest thereon held on deposit surrendered
during the year 1152 20
18 Paid for claims on supplementary contracts involving life
contingencies i 14530 00
19 Commissions to agents first years premiums 425
92393 renewal premiums 36069895 786622 88
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 7070 87
23 Branch office expenses including salaries of managers and
clerks not included in item 21 131740 86
24 Medical examiners fees 7383007 inspection of risks
961013 83440 20
25 Salaries and all other compensation of officers directors
trustees and home office employees 221729 17
26 Rent including 4438000 for companys occupancy of
its own buildings 49375 76
27 Advertising 1375295 printing and stationery 32
62350 postage telegraph telephone and express 13
23287 exchange 79650 60405 82
28 Legal expense not included in item 15 709 20
29 Furniture fixtures and safes 10931 90
30 Repairs and expenses on real estate 55227 26
31 Taxes on real estate i 37737 73
32 State taxes on premiums 6875843 tax on reserve 51
53896 i 120297 39
33 Insurance department licenses and fees 14228 30
34 All other licenses fees and taxes Federal corporation
tax 1574098 personal property tax 51999 com
pulsory advertising 77059 total 17031 56
38 Other disbursements Legislative expense 91167 as
sociation of life insurance presidents 215793 mort
gage expense 334782 miscellaneous expense 8t
52097 office supplies 699697 total 21935 36
44 Profit and loss 182 00
46 Gross loss on sale or maturity of ledger assets viz Real
estate 100000 stocks 11800 total 1118 00
47 Gross decrease by adjustment in book value of ledger
assets viz Real estate 2520000 bonds 4510225
stocks 87 total 70303 12
48 Total disbursements 6800561 96
IVLedger Assets
1 Book value of real estate 1943609 47
2 Mortgage loans on real estate 11862700 00
3 Loans secured by pledge of bonds stocks or other collateral 450000 00
4 Loans made to policyholders on this companys policies
assigned as collateral 7166736 09
5 Premium notes on policies in force 730832 82ComptrollerGenerals Eepoet
6 Book value of bonds 3088343500 and stocks 2742
29200
587
33625727 00
7 Cash in companys office 4348 deposits in trust com
panies and banks on interest 67208087 total 62130 6o
56451735 73
12 Total ledger assets
NonLedger Assets
13 Interest due 550 and accrued 10114009 on mortgages 101690 09
14 48077993 on bonds
15 Interest accrued 496972 on collateral loans
16 Interest due 3345015 and accrued 9728008 on prem
ium notes policy loans or liens
17 Interest accrued 66798 on other assets give items and
amounts
20 Rents due 47354 and accrued 521205 on company s
property or lease
5685 59
21 Total interest and rents due and accrued
29 Market value of real estate over book value
23 Market value not including interest in Item 14 of bonds
and stocks over book value
New Business Renewals
25 Iross premiums due and
unreported on policies
in force December 31
1911
26 Gross deferred premiums
on policies in force
December 31 1911 14579558 139402 9
724523 54
3737 00
776066 00
339390 36
27 Totals
28 Deduct loading
145795 58 478793 27
32804 01 107728 48
29 Net amount of uncollec
ted and deferred prem
112991 57 371064 79
484050 36
35 Gross assets
VLiabilities Surplus and Other Funds
584401 is 63
Net present value of all the outstanding
policies in force on the 31 day of Decem
ber 1911 as computed by the Companys
Actuary on the following tables of mor
tality and rates of interest viz
588
ComptrollerGenerals Eeport
1 Actuaries table at 4 per cent on all
policies issued prior to 1901 31425127 79
Total 31425127 79
2 American Experience table at 3 per cent
on all policies issued from Jan 1 1901
to Dec 15 1907 except joint life Addi
tions on all policies to Jan 1 1908 14211596 67
Same for reversionary additions 1047433 26
Total 15259029 93
3 American Experience table at 3 per cent
on all policies written after Dec 15 1907
and dated in 1908 and after and addi
tions thereon joint life policies 3927383 88
Same for reversionary additions 49044 03
Total 3976427 91
5 Net present value of annuities including
those in reduction of premiums Give
tables and rates of interest viz
Four per cent 50 95
Three and onehalf per cent 3001 57
Three per cent 50540 32 53592 84
8 Net reserve 50714178 47
9 Present value of amounts not yet due on supplementary
contracts noi involving life contingencies computed by
the company s Act nary 283280 00
12 Claims for death losses in process of ad
justment or adjusted and not due 97745 48
13 Claims for death losses incurred for which
no proofs have been received 135041 00
14 Claims for matured endowments due and
unpaid 60718 59
17 Total policy claims 293505 07
19 Dividends left with the company to accumulate at interest
and accrued interest thereon 2 202 90
20 Premiums paid in advance including surrender values so
applied 44070 36
21 Unearned interest and rent paid in advance 4737 05
ll Commissions due to agents on premium notes when pid 30223 16
23 Commissions to agents due or accrued 2073 78
25 Salaries rents office expenses bills and accounts due or
accrued 4 733 45
26 Medical examiners fees 44100 441 00
27 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement 143780 52ComptrollerGenerals Beport 589
31 Dividends or other profits due polieyholders including
those contingent on payment of outstanding and deferred
219995 09
premiums
32 Dividends declared on or apportioned to annual dividend
policies payable to polieyholders during 1912 whether
contingent upon the payment of renewal premiums or
1479 000 00
otherwise
33 Dividends declared on or apportioned to deferred dividend
policies payable to polieyholders during 1912 9684 90
34 Amounts set apart apportioned previously ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item 33 2ol948 90
36 Reserve for equalization of mortality and depreciation of
assets Q7 704 00
37 Reserve for unreported death claims
r 53858811 65
42 Total 4581306 98
45 TJnassigned funds surplus
58440118 63
46 Total
Business in the State of Georgia During the Tear
No Amount
Policies on the lives of citizens of said State in
force December 31 of previous year 1879 41190 uu
Policies on the lives of citizens of said State issued
during the year including transfer No 36
amount 57961001 1134597
2340 5253942 00
Deduct ceased to be in force during the year including
transfers from No 32 amount 6053300 260393108 00
v 51 1011 2140 4860834 00
Policies in force December 31 1911 ax v
No Amount
Losses and claims unpaid December 31 of previous year 1 7 00
Losses and claims incurred during year J1L
14 26064 00
Losses anol claims settled during the year in cash U 26064 00
Premiums collected or secured in cash and notes or credits out
deduction for losses dividends commissions or other expenses Total
15979959590 ComptrollerGenerals Eeport
new york life insurance company of new york n y
Darwin P Kingsley President Seymour M Ballard Secretary
Home Office 346Broadway New York City N Y
E J Clark Attorney for Service in Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year631202274 55
4 Extended at 631202274 55
II Income
5 First years premiums on original policies
without deduction for commissions or
expenses 7410347 45
7 Total first years premiums on original
policies 7410347 45
S Dividends applied to purchase paid up ad
ditions and annuities 1163234 32
10 Consideration for original annuities involv
ing life contingencies 618614 70
11 Consideration for supplementary contracts
involving life contingencies 203503 12
12 Total new premiums 9395 699 50
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 95
01914 for reinsurance on renewals 71248582
14 Dividends applied to pay renewalpremiums 2517714 04
16 Surrender values applied to pay renewal
premiums 45664 65
17 Renewal premiums for deferred annuities 10si 24
Is Total renewal premiums 73 858 825 16
10 Total premium income 83 254 524 75
20 Consideration Cor Supplementary contracts not involving
life contingencies 404611 00
21 Dividends left with the company to accumulate at interest 52252 30
2 Cross interest on mortgage loans less 1
31944 accrued interest on mortgages
acquired during 1911 4545944 53
24 Cross interest on collateral loans 6 233
25 Gross interest on bonds less 23963554
accrued interest on bonds acquired dur
ing 1911 17370396 31

CompteolleeGeneeals Report 591
26 Gross interest on premium notes policy
loans or liens 5610702 34
27 Gross interest on deposits in trust companies
and banks 28967186
31 Gross discount on claims paid in advance 6368 18
32 Gross rent from Companys property in
cluding 27454612 for companys occu
pancy of its own buildings 844856 83
33 Total gross interest and rents 28674173 38
35 Commissions advanced in previous years
now repaid 51047 99
36 Policyfees 3498162
I Wj 44
37 Doubtful fees 4
38 Bonuses received for privilege of prepay
ment or extension of mortgage loans 2
81421 temporary loans 286667 5680 88
93238 93
41 Gross profit on sale of maturity of ledger
assets viz Real estate 5000000 bonds 9866002
bond and mortgage 4220615 total
42 Gross increase by adjustmen in book value of ledger
assets viz bonds
777178 94
43 Total income
113446846 43
IIIDisbursements
1 For death claims less 12518451 reinsur
ance 2389260791 additions 940
59370 2483320161
2 Tor matured endowments less 2488095
reinsurance 561220064 additions
3157296 5643773 60
3 Net amount paid for losses and matured endowments 3M76975 21
4 For annuities involving life contingencies lodJ8d
6 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay new premiums oM
9 Dividends paid to policyholders in cash or applied m
liquidation of loans or notes 55250o 06
10 Dividends applied to pay renewal premiums okii a
12 Dividends applied to purchase paid up additions and
1163234 61
annuities
13 Dividends left with the company to accumulate at interest 522oZ du
53650847 02
14 Total paid policyholders
15 Expense of investigation and settlement of policy claims
including 1992659 for legal expense 25092 42592
ComptrollerGenerals Report
16 Paid for claims on supplementary contracts not involv
ing life contingencies 2 10064 98
17 Dividends and interest thereon held on deposit surrendered
during the year 9811 52
19 Commissions to agents less commission on reinsurance
First years premiums 331458174 renewal premiums
148802540 annuities original 2133185 re
newal 124219 4825181 24
20 Commuted renewal commissions 1100 00
21 Compensation of managers and agents not paid by eommis
mission for service in obtaining new insurance 29159 84
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 1037492 L0
23 Branch office expenses including salaries of managers and
clerks not included in item 21 1069023 19
24 Medical examiners fees 29888415 inspection of risks
7638541 375269 57
25 Salaries and all other compensation of officers directors
trustees and home office employees 1559008 02
26 Rent including 27454612 for companys occupancy of
its own buildings less 301185 received under sublease 527640 07
27 Advertising 6170720 printing and stationery 208
08567 postage telegraph telephone and express 214
36418 exchange 1211843 496275 48
Legal expense not included in item 15 9659 L6
Furniture fixtures and safes 71320 88
Repairs and expenses other than taxes on real estate 210957 36
Taxes on real estate 153050 69
State taxes on premiums 767809 03
Insurance Department licenses and fees 1 71 29
All other licenses fees and taxes Federal corporation tax
125045 08 local licenses and taxes 7942914 tax
on policy reserves 4514364 miscellaneous taxes in
cluding 200698 tax on interest receipts 2344966 273067 52
Other disbursements Paid agents under nylic contracts
47948341 doubtful debts marked off 457544 books
papers and subscriptions 585735 special inspection
reports 366736 lunch for companys employees
4313181 miscellaneous items of expense 939273
Legislative department expenses 620962 expenses
trustees election 1911 31518 1913 1879448
t raveling expenses 1266961 584096 99
42 Commissions paid on real estate sales 500000 miscella
neous interest payments 1198777 bank charge 17
01481 bond and mortgage expenses 106129 custody
of and insurance on securities 2247208 premium on
Fidelity bonds 615375 examinations by New York
insurance department and by chartered accountants 20
99286 total 84682 56
28
29
30
31
32
33
34
38CompteolleeGtenebals Repoet
593
46 Gross loss on sale or maturity of ledger assets viz Bonds 81857 71
47 Gross decrease bv adjustment in book value of ledger
assets viz Bonds 867586 24
48 Total disbursements 66943685 18
IVLedger Assets
1 Book value of real estate 10616711 90
2 Mortgage loans on real estate first liensi 116298323 50
4 Loans made to policyholders on this companys policies
assigned as collateral 108JJJ J
5 Premiums notes on policies in force 457081 dS
6 Book value of bonds 429764482 53
7 Cash in companys office 2011 51
8 Deposits in trust companies and banks not
on interest 1410386 96
9 Deposits in trust companies and banks on
interest 5697239 44
Total
10 Bills receivable 475000 branch office balances debit
22084628 credit 7108848 net 14975780
11 Cash in companys branch offices 7723444 cash m
transit 16846925 i
7109637 31
154507 80
245703 69
12 Total ledger
assets 677705435 80
NonLedger Assets
13 Interest due 2092250 and accrued 1
1847910b on mortgages 1205713 55
14 Interest due 72360550 and accrued 5
87971829 on bonds 6603323 79
16 Interest accrued 28034027 on premium
notes policy loans or liens 280340 27
18 Interest due 1213041 and accrued 12
40613 on bank balances 2453b 54
20 Rents due 494450 and accrued 271917
on companys property or lease
7603 67
21 Total interest and rents due
and accrued 8121577 8
New Business
Renewals
25 uross premiums due and
unreported on policies
in force December 31
1911
108354 58 4726167 95594
ComptrolleeGenebals Eepoet
26 Gross deferred premiums
on policies in force
December 31 1911
420066 00
5045319 00
27 Totals 528420 58 9771486 95
28 Deduct loading 25 132105 14 2442871 74
29 Net amount of uncollec
ted and deferred prem
iums 396315 44 7328615 L 1
Total 7724930 65
35 Gross assets693551944 27
Deduct Assets Not Admitted
40 Bills receivable 4 750 00
43 Book value of ledger assets over market
value viz on bonds 8641661 49
44 Branch office debit balances 220846 28
Total 8867257 77
46 Admitted assets684684686 50
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31 day of Decem
ber 1911 as computed by the insurance
Department of the State of New York
on the following tables of mortality and
rates of interest viz
2 American Experience table at 3 per cent
on all insurance except those specified
under 4 and 5 467411846 00
Same for reversionary additions 3441421 00
Total 470853267 00
4 Other tables and rates viz Double Ameri
can Experience table at 3 per cent on
tropical insurances and those on im
paired lives 40154374 00
Same for reversionary additions 103602 00
Totl1 40257976 00
Sesqui American Experience table at 3 per
cent on semitropical insurances and
those on partially impaired lives 39942054 00
Same for reversionary additions 92550 00
Total 40004604 00
ComptrollerGenerals Report 595
Reserve to cover contingent waiver of premium contained
in certain policies based upon Hunters disability
tables at 3 per cent interest 16623 00
5 Net present value of anuities including
those in reduction of premiums
McClintocks Annuity table 3 per cent
on issues prior to 1909 14023564 00
McClintocks Annuity table 3 per cent on
issues of 1909 and subsequent 1892565 00
15916129 00
Total 567048599 00
6 Deduct net value of risks of this company reinsured in
ioq 291 00
other solvent companies iaswi
8 Net reserve paidfor basis 566919308 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
2731350 52
the company
10 Liability on policies canceled and not included in net
reserve upon which a surrender value may be demanded 260203 91
12 Claims for death losses in process of ad
justment or adjusted and not due 879538 79
13 Claims for death losses incurred for which
no proofs have been received 2172428 18
14 Claims for matured endowments due and
unpaid 224484 10
15 Claims for deatli losses and other policy
claims resisted by the company 360331 35
16 Due and unpaid on annuities claims involv
ing life contingencies 129334 22
3706116 64
17 Total policy claims
18 Due and unpaid on supplementary contracts not involving
449 83
life contingencies
19 Dividends left with the company to accumulate at interest
106608 o9
thereon
20 Premiums paid in advance including surrender values so
828094 tw
applied rc744fi qq
21 Unearned interest and rent paid in advance
22 Commissions due to agents on premium notes when paid 50015 11
23 Commissions to agents due or accrued
25 Salaries rents office expenses bills and accounts due or
accrued including 530760 accrued charges on de
91432 08
posits
26 Medical examiners fees 1995580 and legal fees 8
98322 due or accrued 28939 02
27 Estimated amount hereafter payable for Federal State and
other taxes based upon the business of the year of this
statement including 765876 accrued taxes on interest
and deposits 1105236 98596 ComptrollerGenerals Report
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and defer
red premiums 494277 24
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1912 whether
contingent upon the payment of renewal premiums or
otherwise 4580217 00
33 Dividends declared on or apportioned to deferred dividend
policies payable to policyholders during 1912 7109926 32
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not included in item 33 83064153 00
35 Reserve special or surplus funds not included above War
risk fund 50159200 security fluctuation and general
contingency fund 707632432 mortality fluctuation
fund 50000000 annual dividend equalization funds
75775600 8835672 32
40 Due agents under nylie contracts 1275 01
41 Reserve for nylic contracts 1538444 00
42 Reserve for death claims not yet reported to home office 600000 00
43 Reserved for unclaimed receipts 5000 00
46 Total684684686 50
Business in the State of Georgia During the Year
No Amount
Policies on the lives of citizens of said State in force
December 31 of previous year 11674 23614168 00
Policies on the lives of citizens of said State issued
during the year 1217 2757444 00
Total 12893 26371612 00
Deduct censed to be in force during the year 627 1352206 00
Policies in force December 31 1911 12264 25019406 00
No Amount
Losses and claims unpaid December 31 of previous
year 10 16371 25
Losses and claims incurred during year 141 302115 30
Total 151 318476 55
Losses and claims settled during the year 141 306188 80
Losses and claims unpaid December 31 1911 10 122V7 75
Premiums collected or secured in cash and mites or credits without any deduc
tion for losses dividends commissions or other expenses Total
798200 45
Geo
4
10
11
12
13
14
16
17
18
19
20
21
23
25
ComptrollerGenerals Beport 597
NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY OF
MILWAUKEE WISCONSIN
C Markham President A S Hathaway Secretary
Home Office Cor Broadway and Michigan Streets Milwaukee Wis
W Woods White Attorney for Service in Georgia
ICapital Stock
Amount of ledger assets as per balance
December 31 of previous year269497968 80
Extended at 269497968 80
IIIncome
First years premiums on original policies
without deduction for commissions or
other expenses 3911934 61
Surrender values applied to pay first years
7446 12
premiums
Total first years premiums on original
policies 3919380 73
Dividends applied to purchase paid up ad
ditions and annuities 1397336 85
Consideration for original annuities involving
47 014 72
life contingencies
Consideration for supplementary contracts
involving life contingencies 2304 36
5387677 66
Total new premiums
Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses 29020543 60
Dividends applied to pay renewal premiums 6000689 39
Surrender values applied to pay renewal
premiums
Renewal premiums for deferred annuities 12342 66
35033585 57
Total renewal premiums
40421263 23
Total premium income v
Consideration for supplementary contracts not involving
628799 16
life contingencies
Dividends left with the company to accumulate at interest 7504 orf
Gross interest on mortgage loans less 177046 accrued
interest on mortgages acquired during 1911 7446393 10
Gross interest on bonds and dividends on stocks less 60
960 37 accrued interest on bonds acquired during 1911 3172489 58598
ComptrollebGenerals Report
26 Gross interest on premium notes policy loans or liens 2163808 84
27 Gross interest on deposits in trust companies and banks 73735 15
29 Interest included in deferred quarterly and semiannual
premiums 294386 76
30 Interest on premiums collected in the conversion of term
policies and in the restoration oflapsed policies 6r
73011 interest on agents indebtedness 179517 67525 2S
31 Gross discount on claims paid in advance 18 28 01
32 Gross rent from companys property including 5654000
for companys occupancy of its own buildings 186329 76
33 Total gross interest and rents 13422949 48
41 Gross profit on sale or maturity of ledger asscIs viz Heal
estate 1383500 bonds 304219 total 16877 19
42 Gross increase by adjustment in book value of ledger assets
viz Bonds 37748 19
43 Total income 54535141 78
IIIDisbursements
1 For death claims
Additions
10558680 23
271524 36
Total 1 1830204 59
2 For matured endowments 2746561 00
Additions 91998 37
Total 2838559 37
3 Net amount paid for losses and matured endowments 13668763 96
4 For annuities inolving life contingencies 71322 62
6 Surrender values paid in cash or applied in liquidation of
loans or notes 9269598 5s
7 Surrender values applied to pay new premiums 744612 to
pay renewal premiums 992 745604
9 Dividends paid to policyholders in rash or applied in
liquidation of loans or notes 5204790 48
10 Dividends applied to pay renewal premiums 6000689 39
12 Dividends applied to purchase paidup additions and an
nuities 1397336 85
13 Dividends left with the company to accumulate at interest 7504 53
14 Total paid policyholders 35627462 45
15 Expense of investigation and settlement of policy claims
including 756073 for legal expenses 7560 73
16 Paid for claims on supplementary contracts not involving
life contingencies 232507 83
17 Dividends and interest thereon held on deposit surrendered
during the yeartt 509 50ComptrollerGenerals Eeport
599
19 Commissions to agents less commission on reinsurance
First years premiums 178219623 renewal prem
iums 247801278 annuities original 46764
renewal 24685
21 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
24 Medical examiners fees 19845196 inspection of risks
2857162
25 Salaries and all other compensation of officers directors
trustees and home office employees
26 Rent including 5654000 for company a occupancy of its
own buildings
27 Advertising 826925 printing and stationery 7945613
postage telegraph telephone and express 12654656
exchange 1214390
28 Legal expense not included in item 15
29 Furniture fixtures and safes
30 Repairs and expenses other than taxes on real estate
31 Taxes on real estate
32 State taxes on premiums
33 Insurance department licenses and fees
34 All other licenses fees and taxes
35 Federal corporation tax
36 State tax on income 45070478 state
tax on policy reserves 2898227
37 Publishing statement as required by law
142072 local licenses and tax on pre
miums 1022661
33696 51
479687 05
11647 33
Total
39 Loan expenses
40 Special mortality investigation
41 Legislative expenses 351801 traveling
expenses 340546
42 Examination by chartered accountants and
by the examining committee comprised of
policyholders as provided for in the by
laws i
43 Interest on postponed payments of policy
claims
44 Premiums on fidelity bonds 12000 ex
penses trustees election 12219
4260923 50
7083 22
2463 04
227023 58
835158 63
54165 74
226415 84
2267 35
4051 46
84117 35
42307 65
399598 02
27598 22
151598 19
4139 97
6923 47
655307
788 13
242 19
Total
525030 89
46 Gross loss on sale or maturity of ledger assets viz Real
estate
170245 02
1130 70600
ComptbollebGenebals Kepobi
47 Gross decrease by adjustment in book value of ledger
assets viz Real estate 1409480 Bonds 7470176 89696 56
48 Total disbursements
42837317 3D
IVLedger Assets
1 Book value of real estate MO8
o n lUO J4S i o
2 Mortgage loans on real estate 153 562 654 3g
4 Loans made to policyholders on this companys polieies
assigned as collateral 41988 S Q2
5 Premium notes on policies in force WoSO 4L
6 Book value of bonds 7966807763 7966so77 63
7 Cash in company s office 20 470 85
9 Deposits in trust companies and hanks on
interest 3151276 OS
Total
10 Agents balances
3171747 83
615 25
12 Total ledger assets 28119
NonLedger Assets
13 Interest due 4039267 and accrued 2
09431078 on mortgages 2134743 45
14 Interest accrued 115074233 on bonds 1150742 33
16 Interest due 20094504 and accrued 1
11703999 on premium notes policy
loans or Mls 1317985 03
18 Interest due for conversion of term policies
and in the restoration of lapsed policies 3207 00
20 Bents due 1174so and accrued 10
32243 on companys property or lease 11497 23
93 28
21 Total interest and rents due and accrued 4 618175 04
New Business Renewals
25 Gross premiums due and
unreported on policies
in force December 31
11111 2713700 1774931 02
26 Gross deferred premiums
on policies in force
December 31 1911 07si 00 2020185 00
27 Totals
28 Deduct loading
324958 00 3791110 92
00o 58 806462 34ComptkollerGenekals Keport
601
29 Net amount of uncollee
ted and deferred prem
iums
255904 42 2988654 58
3244559 00
35 Gross assets 289058527 32
Deduct Assets Not Admitted
i
38 Agents debit balances gross 615 25
43 Book value of ledger assets over market
value viz Bonds 3482692 63
Total 3483307
46 Admitted assets 285575219 44
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31 day of Decem
ber 1911 as computed by the company
on the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per cent on life
endowment and term policies issued prior
to Feb 1 1899 116659597 00
Same for reversionary additions 4832748 00
Total
121492345 00
2 American Experience table at 3 per cent
on life endowment and term policies
issued since Feb 1 1899 125350811 00
additions 4898968 00
Same for reversionary
Total
130249779 00
5 Net present value of annuities including
those in reduction of premiums viz
Actuaries Table at 4 per cent 267713 00
McClintocks Table at 3 per cent 443585 00
American Experience Table at 3 per cent 471292 00
Total
1182590 00
8 Net reserve
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
252924714 00
2711799 41
7335 63602
ComptrollerGenerals Report
11 Claims for death losses due and unpaid 45760 79
12 Claims for death losses in process of ad
justment or adjusted and not due 102221 99
13 Claims for death losses incurred for which
no proofs have been received 246 764 00
14 Claims for matured endowments due and
unPaid 43873 96
15 Claims for death losses and other policy
claims resisted by the company 105817 47
16 Due and unpaid on annuity claims involving
life contingencies 2 927 82
17
18
19
20
21
23
25
26
27
31
32
33
34
36
45
Total policy claims t
Due and unpaid on supplementary contracts not involving
life contingencies
Dividends left with the company to accumulate at interest
and accrued interest thereon
Premiums paid in advance including surrender values so
applied
Unearned interest and rent paid in advance
Commissions to agents due or accrued
Salaries rents office expenses bills and accounts due or
accrued
Medical examiners fees 5410800 and legal fees
Estimated amount hereafter payable for federal state and
nlher taxes based upon the business of the year of this
statement
Dividends or other profits due policyholderg including those
contingent on payment of outstanding and deferred
premiums
Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1912 whether
contingent upon the payment of renewal premiums or
otherwise
Dividends declared on or apportioned to deferred dividend
policies payable to polieyholders during 1912
Amounts se apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item 33
Reserved for death claims incurred on or before and re
ported to home office after December 31
Unassigned funds surplus
547366 03
2249 69
13767 34
19071 66
612 22
88547 29
86527 20
r4ins 00
969923 07
1016808 96
B922402 SI
1183460 10
7709393 ii
250000 00
iioii71 03
4fi Total2Son75219 44
Business in the State of Georgia During the Year
No Amount
Policies on the lives of citizens of said State in force
December 31 of previous year 8685 20025464 00ComptrollerGenerals BeporT 603
Policies on the lives of citizens of said State issued
during the year 1047 2293800 00
Total 9732 22319264 00
Deduct ceased to be in force during the year 465 972625 00
Policies in force December 31 9267 21346639 00
No Amount
Losses and claims unpaid December 31 of previous
2 3000 00
year
Losses and claims incurred during year 86 184978 00
Total 88 1978 00
Losses and claims settled during the year 88 18798 00
Premiums collected or secured in cash and notes or credits without any
deduction for losses dividends commissions or other expenses Total
67030652
PACIFIC MUTUAL LIFE INSURANCE COMPANY OF LOS ANGELES
CALIFORNIA
Geo I Cochran President O I D Moore Secretary
Home Office Sixth and Olive Streets Los Angeles Cal
A C Harmon Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 1000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 19452639 17
Deduct portion of stockholders surplus
transferred to accident department 100000 00
19352639 17
4 Extended at v
IIIncome
5 First years premiums on original policies
without deuuction for commissions or
other expenses less 1098052 for first
years reinsurance 693928 45
6 Surrender values applied to pay first years
3613 98
premiums
7 Total first years premiums on original
697542 43
policies v
8 Dividends applied to purchase paidup ad
ditions and annuities 166060 84604 CompteolleeGenebals Eepoet
10 Consideration for original annuities involv
ing life contingencies 902 00
It Consideration for supplementary contracts
involving life contingencies 1351 00
12 Total new premiums 74 555
13 Eenewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 35
43004 for reinsurance on renewals 3592631 57
14 Dividends applied to pay renewal premiums 122029 97
16 Surrender values applied to pay renewal
premiums 32771 99
18 Total renewal premiums 3748333 53
19 Total premium income 4 822 SS9 80
20 Consideration for supplementary contracts not involving
life contingencies 44 439 j
21 Dividends left with the company to accumulate at interest 3091 10
23 Gross interest on mortgage loans less
682S9 accrued interest on mortgages
acquired during 1911 535240 75
24 Gross interest on collateral loans 60927 04
25 Gross interest on bonds and dividends on
stocks less 588210 accrued interest on
bonds acquired during 1911 260 800 99
26 Gross interest on premium notes policy
loans or liens 195510 75
27 Gross interest on deposit in trust com
panies and banks 4 473 30
29 Eeclamation District warrants 7435 10
30 Agents balances 311 42
31 Gross discount on claims paid in advance 753 12
32 Gross rent from companys property in
cluding 3360000 for companys occu
pancy of its own buildings 47770 86
33 Total gross interest antl rents 1119223 33
Less interest paid on reinsurance tund 4343 72
Less discount on premiums paid in advance 813 45 5157 17
1114066 lti
35 Bonus on bond opt ions q 543 50
36 Sale of unlisted assets 3 612 86
Total 10261 38
40 From agents balances previously charged off 2 458 24ComptrollerGenerals Beport
605
41 Gross profit on sale or maturity of ledger assets viz
Bonds
42 Gross increase by adjustment in book value of ledger
s viz Bonds
4130 86
18060 43
43 Total income 5819397 63
IIIDisbursements
1 For death claims less 3500000 reinsur
ance
Additions
872842 74
26008 00
Total
2 For matured endowments
Additions
898850 74
95486 00
2844 00
Total
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
5 Premium notes and liens voided by lapse less 435025
restorations
6 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay new premiums 361398
to pay renewal premiums 3277199
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
10 Dividends applied to pay renewal premiums
12 Dividends applied to purchase paidup additions and an
nuities
13 Dividends left with the company to accumulate at interest
14 Total paid policyholders
15 Expense in investigation and settlement of policy claims
including 10000 for legal expenses
16 Paid for claims on supplementary contracts not involving
life contingencies
17 Dividends and interest thereon held on deposit surrendered
during the year
18 Paid stockholders for interest or dividends
19 Commissions to agents less commission on reinsurance
First years premiums 44724631 renewal premiums
27140298 annuities original 48010
21 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
24 Medical examiners fees 4823636 inspection of risks
1299355
98330 00
997180 74
9799 73
25180 87
445512 70
36385 97
81536 56
122929 97
166060 84
3091 10
1887678 48
5074 87
10467 60
34 78
80000 00
719129 39
22939 74
19505 71
01229 91606 ComptrollerGenerals Report
25 Salaries and all other compensation of officers directors
trustees and home office employees 184360 20
26 Rent including 3360000 for companys occupancy of its
own buildings 33600 00
27 Advertising 2362553 printing and stationery 23
D3489 postage telegraph telephone and express 13
64192 exchange 120614 61508 48
28 Legal expense not included in item 15 967564
29 Furniture fixtures and sates 6406 33
30 Repairs and expenses other than taxes mi real estate 11425 42
31 Taxes on real estate 10425 01
Ii2 Stale taxes on premiums 55 237 4
33 Insurance department licenses and fees 7606 70
34 All other licenses fees and taxes Municipal licenses 3
90588 federal corporation tax 681460 state corpora
tion tax 16000 tax on personal property 130208 1218256
38 Other disbursements Loss and gain 05609 legislation
expenses 140943 legal advertising 94379 associa
tion of life insurance presidents 130252 home office
traveling expenses 239990 investment expenses 2
7014 general expenses 570143 total 15383 3C
45 Agents balances charged off 3121 52
46 Gross loss on sale or maturity of ledger assets viz Mort
gage loans vfritten off 330460 bonds 1901860
stocks 20500 22 528 20
47 dross decrease by adjustment in book value of ledger
assets viz Collateral loans written off 221394
bonds 10485343 stocks 6168043 168747 80
48 Total disbursements 3408209 04
IVLedger Assets
1 Book value of real estate 1129 229 38
2 Mortgage loans on real estate 10692S46 70
3 Loans secured by pledge of bonds stocks or other collateral 1363483 34
4 Loans made to policyholders on this companys policies
assigned as collateral 2723 699 81
5 Premium notes and liens on policies in force 1006651 26
6 Book value of bonds 416507791 and stocks H24
80000 4489877 91
7 Cash in company s office 6623 48
Cash in course of transmission 172598 86
8 Deposits in trust companies and banks not
on interest 132101 54
9 Deposits in trust companies and banks on
interest 165248 20
Total 476572 08ComptrollerGenerals Beport
607
Less reinsurance fund
12 Total ledger assets
118592 72 357979 36
21763767 76
NonLedger Assets
13 Interest due 74042 and accrued 115
59701 on mortgages
14 Interest accrued 7830667 on bonds
15 Interest accrued 1680778 on collateral
loans
16 Interest due 1721733 and accrued 21
22001 on premium notes policy loans
or liens
116337 43
78306 67
16807 78
38437 34
Total 249889 22
Less interest accrued on reinsurance fund 2318
21 Total interest and rents due and accrued
New Business Renewals
25 Gross premiums due and
unreported on policies
in force December 31
1911 116105 59 295681 51
26 Gross deferred premiums
on policies in force
December 31 1911 28895 68 311156 36
247571 19
27 Totals
28 Deducting loading
145001 27
86017 55
606837 87
121601 20
29 Net amount of uncollec
ted and deferred prem
iums
58983 72 485236 67
544220 39
35 Gross assets
22555559 34
Deduct Assets Not Admitted
41 Premium notes and loans on policies and
net premiums in item 29 in excess of the
net value of their policies
44 Virginia special depositexcess of deposit
over liabilities
Admitted assets life department
Admitted assets accident department
32450 36
29923 00
62373 36
22493185 98
870100 93
Total admitted assets 23363286 91608
CompteolleeGenebals Eepoet
VLiabilities Surplus and Other Funds
Net present value of all outstanding policies
in force on the 31 day of December
1911 as computed by the State Depart
ment on the following tables of mor
tality and rates of interest viz
1 Actuaries table at 4 per cent on all
policies issued prior to January 1 1911 5570940 36
Same for reversionary additions 124287 60
Total 5695227 96
2 American Experience table at 3 per cent
on all policies issued from Dec 31 1900
to January 1 1908 and nonparticipat
ing policies issued subsequent to De
cember 31 1907 11107230 29
Same for reversionary additions 1159979 26
Total 12267209 55
3 American Experience table at 3 per cent on
annual dividend policies issued in 1907
and all participating policies issued sub
sequent to December 31 1907 1685825 75
Same for reversionary additions 14691 35
Total 1700517 10
5 Net present value of annuities including
those in reduction of premiums viz
Actuaries table at 4 per cent 2892 21
American Experience table at 3 per cent 85207 58 88099 79
Total 19751054 40
6 Deduct net value of risks of this company reinusred in
other solvent companies 149905 45
149905 45
7 Beserve to provide for health and accident benefits con
tained in life policies 31604 94
8 Net reserve 19632753 89
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company 81206 55
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be demanded 4172 40
12 Claims for death losses in process of ad
justment or adjusted and not due 18452 46
13 Claims for death losses incurred for which
no proofs have been received 62933 00CompteolleeGenebals Kepobt
609
14 Claims for matured endowments due and
unpaid
15 Claims for death losses and other policy
claims resisted by the company
16 Due and unpaid on annuity claims involv
ing life contingencies
1529 00
1000 00
168 00
84082 46
17 Total policy claims
19 Dividends left with the company to accumulate at interest
and accrued interest thereon
20 Premiums paid in advance including surrender so applied
21 Unearned interest and rent paid in advance
22 Commissions due to agents on premium notes when paid
23 Commissions to agents due or accrued
25 Salaries rents office expenses hills and accounts due or
acerued
26 Medical examiners fees
27 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement
30 Unpaid dividends to stockholders set aside for dividend
payable January 2 1912
31 Dividends or other profits due policyholders including those
contingent on payment of outstanding and deferred
premiums
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1912 whether
contingent upon the payment of renewal premiums or
otherwise
33 Dividends declared on or apportion to deferred dividend
policies payable to policyholders during 1912
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not included in item 33
36 Fund to meet commissions for inspections
3358 75
42572 14
74168 59
2876 23
3957 81
11874 80
12693 50
66255 00
45000 00
1357 35
75153 20
63615 71
32388 34
41 Liabilities of life department 20756436 77
42 Liabilities of accident department 804600 93
44 Capital stock 100000n 00
46 Total life and accident departments 23363286 91
Business in the State of Georgia During the Year
No Amount
Policies on the lives of citizens of said State in force
December 31 of previous year H60 2001067 00
Policies on the lives of citizens of said State issued
during the year
100
174433 00

Total 1260 2175500 00610 ComptrollerGenerals Report
Deduct ceased to be in force during the year 167 323 449 00
Policies in force December 31 1093 1852051 00
No Amount
Losses and claims unpaid December 31 of previous
year 1 5100 00
Losses and claims incurred during year 11 17 212 00
Total 12 22312 00
Losses and claims settled during the year 11 21205 00
Losses and claims unpaid December 31 1 1107 00
Premiums collected or secured in cash and notes or credits without any
deductions for losses dividends commissions or other expenses Total
6583417
PAN AMERICAN LIFE INSURANCE CO OF NEW ORLEANS LA
C H Ellis President Jas L Wright Secretary
Principal Office New Orleans Louisiana
Hon Wm A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 655830 00
2 Amount of capital subscribed but unpaid 344170 00
Increase of capital during 1912 655830 00
r 7
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 45000 00
2 Loans on mortgage first liens on real estate 74000 00
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 20732 37
5 Premium notes loans or lions on policies in force of
which was received during the year 3490 69
6 Cost value of bonds and stocks excluding accrued interest
at time of purchase 511675 00
8 Cash deposited in banks 637738 32
10 Agents ledger balances of which 1217639 was advanced
luring the year 9666 ill
13 Total net or ledger assets loss depreciation 1312302 91
Other Assets
Total carried out 9375 70
27 Furniture fixtures and salts 10625 13
28 Total assets as per the books of the company 1332303 80CompteolleeGtenebals Repoet 611
Items Not Admitted
2 Furniture fixtures and safes 10625 13
5 Agents balances 19666 53
9Total 3029166
VLiabilities
1 Net present value of all the outstanding policies in force
on the 31 day of December 1911 computed according
to the American Table of Mortality with 3 per cent
interest approximately 226000 00
Suspense 384196 balance due account Louisiana National
Life Association Society purchase account 10000000
accrued bills and accounts 600000 total 109841 96
17 Liabilities on polieyholders account irn is
ISGross surplus on polieyholders account
19 Total liblliti 1302012 14

PENN MUTUAL LIFE INSURANCE COMPANY OF PHILADELPHIA
PENNSYLVANIA
George K Johnson President John Humphreys Sec and Treas
Home Office 921 923 and 925 Chestnut StreetPhiladelphia Pa
Henry C Bagley Attorney for Service in Georgia
ICapital Stock
2 Amount of Ledger assets as per balance
December 31 of previous year113905917 51
113905917 51
4 Extended at v
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 2484958 98
6 Surrender values applied to pay first years
premiums 18955 27
7 Total first years premiums on original
policies 2503914 25
8 Dividends applied to purchase paidup ad
ditions and annuities 166509 64
9 Surrender values applied to purchase paid
up insurance and annuities 229805 05
10 Consideration for original annuities involv
ing life contingencies 502329 05612 ComptrollerGenebals Report
11 Consideration for supplementary contracts
involving life contingencies 902 L 02
12 Total new premiums 341157 9 01
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 57
44030 for reinsurance on renewals 14601003 60
14 Dividends applied to pay premiums 1599648 86
16 Surrender values applied to pay renewal
premiums 17410 32
17 Renewal premiums for deferred annuities 6252 97
18 Total renewal premiums 16224915 75
19 Total premium income 19636494 76
20 Consideration for supplementary contracts not involving
life contingencies 409101 97
21 Dividends left with the company to accumulate at interest 14383 09
23 Gross interest on mortgage loans less
3804133 accrued interest on mortgages
acquired during 1911 2447857 61
24 Gross interest on collateral loans 87078 21
25 Gross interest on bonds and dividends on
stocks less 4954522 accrued interest on
bonds acquired during 1911 1999200 04
26 Gross interest on premium notes policy
loans or liens 1028978 48
27 Gross interest on deposit in trust com
panies and banks 86083 75
28 Gross interest on other debts due the com
pany Bills receivable for premiums etc 10683 61
31 Gross discount on claims paid in advance
endowments paid within one year of
maturity 458 01
32 Gross vent from companys property in
cluding 5400000 for companys occn
pancy of its own buildings 111427 88
33 Total gross interest and rents 5SI 1767 59
35 Bonuses on mortgages 127i 89
36 Loss upon Omaha Neb Harris property
recovered l5oo 00
Total 14256 89
41 Gross profit on sale or maturity of ledger assets viz
Bonds 51782 82
43 Total income 25937787 12ComptrollerGenerals Report
613

IIIDisbursements
For death claims less 1000000 reinsur
ance 5516430 45
Additions 40898 00
Total
For matured endowments
Additions
5557328 45
1757003 43
42856 00
10
12
13
14
15
16
17
19
20
21
22
23
24
25
Total
Net amount paid for losses and matured endowments
For annuities involving life contingencies
Premium notes and liens voided by lapse less 1791192
restorations i
Surrender values paid in cash or applied in liquidation of
loans or notes
Surrender values applied to pay new premiums 1895527
to pay renewal premiums 1741032 total
Surrender values applied to purchase paidup insurance
and annuities
Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
Dividends applied to pay renewal premiums
Dividends applied to purchase paidup additions and an
nuities i
Dividends left with the company to accumulate at interest
1799859 43
7357187 88
339521 29
53018 91
2315310 82
36365 59
229805 05
568613 19
1599648 86
166509 64
14383 09
Total paid policyholders
Expense in investigation and settlement of policy claims
including 473855 for legal expenses
Paid for claims on supplementary contracts not involving
life contingencies
Dividends and interest thereon held on deposit surrendered
during the year
Commissions to agents less commission on reinsurance
First years premiums 107977295 renewal premiums
103163069 annuities original 2214588 re
newal 68021
Commuted renewal commissions
Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
Branch office expenses including salaries of managers and
clerks not included in item 21
Medical examiners fees 12479820 inspection of risks
1831691
Salaries and all other compensation of officers directors
trustees and home office employees
5385 73
240652 49
970 50
1229 73
115782 71
866 64
24142 91
117430 30
143115 11
443498 86614 ComptrollerGenerals Keport
26 Rent including 5400000 for companys occupancy of its
own buildings 134631 34
27 Advertising 1925171 printing and stationery 46
04156 postage telegraph telephone and express 58
37481 exchange 8733 123755 41
28 Legal expense not included in item 15 14778 90
29 Furniture fixtures and sates 14443 72
30 Repairs and expenses other than taxes on real estate 49734 59
31 Taxes on rea I estate 25909 11
32 State taxes on premiums 271089 40
33 Insurance department licenses and fees 17321 69
34 All other licenses fees and taxes Federal corporation tax
1080121 municipal state licenses compulsory adver
tising etc 1216325 taxes on investments 25988403 282848 49
38 Other disbursements investment inspections traveling
and other expenses incidental thereto 759305 special
mortality investigations 1128147 election expenses
98506 home office expenses supplies etc 3479683
compromise of Kennedy suit etc 251960 suspended
bank balance 53085 total 57706 86
45 Agents balances charged off 4581 19
46 Gross loss on sale or maturity of ledger assets viz Bonds 12725 00
47 Gross decrease by adjustment in book value of letlger
assets viz Bonds 45683 07
48 Total disbursements 16961648 07
IVLedger Assets
1 Hook value of real estate 1897841 82
2 Mortgage loans on real estate 48427440 75
3 Loans secured by pledge of bonds stocks or other collateral 1587213 48
4 Loans made to policyholders on this companys policies
assigned as collateral 17440775 58
5 Premium notes on policies in force of which
4395906 is for first year s premiums 3005325 03
6 Hook value of bonds 4691444488 and stocks 346
12512 47250970 00
7 ash in companys office 8191 35
9 Deposits in trust companies and hanks on
interest 2908575 40
Total 2916766 75
10 Bills receivable 22938756 agents balances debit 7
54541 net 754541 236932 97
11 Bills receivable for premiums 108790 18
12 Total ledger assets 122882056 56ComptrollerGenerals Keport
615
13
14
15
16
17
20
21
23
24
NonLedger Assets
Interest due 145700 and accrued 829
82168 on mortgages
Interest accrued 69417545 on bonds
Interest accrued 1879442 on collateral
loans
Interest due 1375843 on premium notes
policy loans or liens
Interest due 743 and accrued 338136
on other assets
Eents due 24504 and accrued 653894
on companys property lease
831278 68
694175 45
18794 42
13758 43
3388 79
6783 98
Total interest and rents due and accrued 1568179 75
Market value of bonds and stocks over book value 89804 99
Due from other companies for losses or claims on policies
50000 00
New Business Renewals
25 Gross premiums due and unreported on policies in force December 31
1911 1587468 51
20 Gross deferred premiums
on policies in force
December 31 1911 91963 96 1183099 78
27 91963 96 2770568 29
28 20416 00 615066 16 1
29
31
32
35
38
39
40
41
Net amount of uncollee
ted and deferred prem
iums
71547 96 2155502 13
Checks for annuities issued in advance but not delivered
Secured profits on real estate under contracts of sale
2227050 09
8968 38
29236 18
Gross assets 126855295 95
Deduct Assets Not Admitted
Agents balances
Cash advanced to or in the hands of officers
or agents
Bills receivable for premiums
Premium notes and loans on policies and
net premiums in item 29 in excess of the
net value of their policies
7545 41
229387 56
108790 18
19128 50616 ComptkollerGenerals Beport
44 Interest on bills receivable 3388 79
Total 368 240 44
46 Admitted assets 126487055 51
VLiabilities Surplus and Other Funds
Net present value of all outstanding policies
in force on the 31 day of December
1911 as computed by the State De
partment on the following tables of
mortality and rates of interest viz
1 Actuaries table at 4 per cent on all life
business issued prior to January 1 1901 47902604 00
Total 47902604 00
2 American Experience table at 3 per cent
on all life business issued since January
1 1901 and prior to May 1 1902 11101929 00
Total 11101929 00
3 American Experience table at 3 per cent
on all life business issued since May 1
1902 37134497 00
Same for reversionary additions 130JR20 00
Total 38436117 00
5 Net present value of annuities including
those in reduction of premiums viz
American 3 per cent Table 354115 00
McClintocks 3 per cent Table 3590803 00
3944918 00
Total 101385568 00
5 Deduct net value of risks of this company reinsured in
other solvent companies 124688 00
8 Net reserve 101260880 00
9 Present value of amounts nut yel due on supplementary
contracts not involving life contingencies computed by
the companys actuary 2376 070 00
12 Claims for death losses in process of ad
justment or adjusted and not due 408419 08
15 Claims for death losses and other policy
claims resisted by the company 4924 74
17 Total policy claims 413343 82
1 Dividends lefl with the company to accumulate at interest
and accrued interest thereon 26482 55
ComptbollebGenebals Repoet 617
20 Premiums paid in advance including surrender values so
applied 70106 28
21 Unearned interest and rent paid in advance 465938 91
22 Commission due to agents on premium notes when paid 40912 7 2
25 Salaries rents office expenses bills and accounts duo or
accrued 5001 56
26 Medical examiners fees 1598800 and legal fees 150000
due or accrued 17488 00
27 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement 619213 41
31 Dividends or other profits due policyholders including those
contingent on payment of outstanding and deferred
premiums 430300 57
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1912 whether
contingent upon the payment of renewal premiums or
otherwise 3210000 00
33 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1912 576596 47
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not included in item 33 8181529 08
36 Trust deposits 7384 00
37 Special 3 and 3 per cent reserve 3735913 00
38 Matured endowments left with the company at interest 27723 49
40 Matured credits awaiting proof 29140 00
42 Total121494023 86
45 Unassigned funds surplus 4993031 65
46 Total 126487055 51
Business in The State of Georgia During 1911
No Amount
Policies on the lives of citizens of said state in force
December 31 of previous year 13S75 26005180 00
Policies on the lives of citizens of said state issued
during the year 1371 2784195 00
Total 15246 28789375 00
Deduct ceased to be in force during the year 815 1848876 00
Policies in force December 31 14431 26940499 00
No Amount
Losses and claims unpaid December 31 of previous
year 15 22000 00
Losses and claims incurred during year 152 317917 52
Total 167 339917 52618
ComptrollerGenerals Report
Losses and claims settled during the year 157 318517 52
Losses and claims unpaid December 31 10 21400 00
Premiums collected or secured in cash and notes or credits without any
deduction for losses dividends commissions or other expenses Total
91792217
PHOENIX MUTUAL LIFE INSURANCE COMPANY OF HARTFORD
CONNECTICUT
John M Holcombe President Silas H Cornwell Secretary
Home Office 49 Pearl Street Hartford Conn
Charles S Northen Attorney for Service in Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year 29319397 25
4 Extended at 29319397 25
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 601690 46
6 Surrender values applied to pay first years
premiums 663 02
7 Total first years premiums on original
policies 608328 48
8 Dividends applied to purchase paidup ad
ditions and annuities 124864 31
9 Surrender values applied to purchase paid
up insurance and annuities 104883 45
10 Consideration for original annuities involv
ing life contingencies 72792 33
11 Consideration for supplementary contracts
involving life contingencies 13874 00
12 Total new premiums 924742 57
13 Renewal premiums in addition to items 14
16 and 17 without deduction for coin
missions or other expenses less 40
02688 for reinsurance on renewals 3643973 31
14 Dividends applied to pay renewal pre
miums 450886 60
15 Dividends applied to shorten the endowment
or premium paying period 6 868 00ComptrollerGenerals Eeport
619
16 Surrender values applied to pay renewal
premiums
17858 06
18 Total renewal premiums 4113585 9i
19 Total premium income
20 Consideration for supplementary contracts not
life contingencies
21 Dividends left with the company to accumulate
23 Gross interest on mortgage loans less
714103 accrued interest on mortgages
acquired during 1911
25 Gross interest on bonds and dividends on
stocks less 237376 accrued interest on
bonds acquired during 1911
26 Gross interest on premium notes policy
loans or liens
27 Gross interest on deposit in trust com
panies and banks
29 Sums received on debts paid by agents
31 Gross discount on claims paid in advance
32 Gross rent from companys property in
cluding 1500000 for companys occu
pancy of its own buildings
5038328 54
involving
at interest
20429 00
73851 19
958904 48
313901 98
209066 40
13428 42
240 04
385 76
48827 86
33 Total gross 4nterest and rents
35 Mortgage loan commissions received
36 Guarantee of mortgage loans
1544754 94
6298 01
223 78
Total
40 From agents balances previously charged off
41 Gross profit on sale or maturity of ledger assets viz
Real estate 609067 bonds 29550 total
42 Gross increase by adjustment in book value of ledger
assets viz Bonds
6521 79
5934 90
6386 17
2876 75
43 Total income
6699083 28
IIIDisbursements
1 For death claims 1338340 75
Additions
18149 16
Total
2 For matured endowments less 100000
reinsurance 446593 00
Additions 1858608
1356489 91
Total
465179
3 Net amount paid for losses and matured endowments 1821668 99620
ComptrollerGenerals Eeport
4 For annuities involving life contingencies 18180 19
5 Premium notes and liens voided by lapse 430 80
6 Surrender values paid in cash or applied in liquidation of
loans or notes 549358 63
7 Surrender values applied to pay new premiums 603802
to pay renewal premiums 17858 06 total 24490 08
8 Surrender values applied to purchase paidup insurance
and annuities 104883 45
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 51632 99
10 Dividends applied to pay renewal premiums 450 886 60
11 Dividend applied to shorten endowment or
premium paying period 868 00
12 Dividends applied to purchase paidup additions and an
nuities 124864 31
13 Dividends left with the company to accumulate at interest 73851 19
14 Total paid policyholders 3221121 23
15 Expense in investigation and settlement of policy claims
including 122123 for legal expenses 1362 83
16 Paid for claims on Supplementary contracts not involving
life contingencies 8632 26
17 Dividends and interest thereon held on deposit surrendered
during the year 2764 8 37
19 Commissions to agents less commission on reinsurance
First years premiums 28005759 renewal premiums
23192854 annuities original 316842 515154 55
20 Commuted renewal commissions 14940 93
22 Agency supervision and traveling expenses of supervisors
including compensation for home office supervision 26077 36
23 Branch office expenses including salaries of managers and
clerks not included in item 21 161474 75
24 Medical examiners fees 4856410 inspection of risks
579588 5 1359 98
25 Salaries and all oilier compensation of officers directors
trustees and home office employees 100809 04
26 Rent including 100000 for companys occupancy of its
own buildings 15375 00
27 Advertising 377690 printing and stationery 3900421
postage telegraph telephone and express 1490181
exchange 1009 57813 10
28 Legal expense not included in item 15 2588 10
29 Furniture fixtures and safes 12221 58
30 Repairs and expenses other than taxes on real estate 28040 12
31 Taxes on real estate 5488 40
32 State taxes on premiums 58009 43
33 Insurance department licenses and fees 6550 48
34 All other licesnses feeand taxes Federal corporation tax
1280076 franchise tax 7261895 tax on reserve
306370 publishing 71858 municipal licenses feesComptrollerGenerals Eeport
621
and taxes 229812 state treasurers fees and bonds
14800 total
38 Other disbursements Home office traveling expenses 2
70521 miscellaneous expenses 2239783 mortgage
loan expenses 269777 commissions paid on loans
1571028 total
46 Gross loss on sale or maturity of ledger assets viz Real
estate 50800 bonds 1052416 total
47 Gross decrease by adjustment in book value of ledger
assets viz Real estate 2740489 bonds 731200
91708 12
43511 09
11032 16
34716 89
48 Total disbursements
4567641 77
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate
4 Loans made to policyholders on this companys policies
assigned as collateral
5 Premium notes on policies in force
6 Book value of bonds 633900725 and stocks 37361500
7 Cash in companys office 474 68
9 Deposits in trust companies and banks on
interest
719943 00
19186232 73
4178857 87
93673 06
6712682 25
551987 67
Total
10 Agents balances
12 Total ledger assets
552462 35
6987 50
3145083876
NonLedger Assets
13 Interest due 906562 and accrued 384
42582 on mortgages
14 Interest accrued 4678979 on bonds
16 Interest due 1714364 and accrued 4
99984 on premium notes policy loans or
liens
17 Interest due
393491 44
46789 79
22143 48
5 56
21 Total interest and rents due and accrued
22 Market value of real estate over book value
93 Market value of bonds and stocks over book value
462430 27
6500 00
2522 35
New Business
Renewals
25 Gross premiums due and
unreported on policies
in force December 31
1911
17277 23 231113 72622
COMPTROLLERGrENERAL s REPORT
26 Gross deferred premiums
on policies in force
December 31 1911
39591 92
27 Total i
28 Deduct loading
56869 15
13801 73
237628 97
468742 69
103930 45
29 Net amount of uncollec
ted and deferred prem
iums 43067 42 364812 24
407879 66
35 Gross assets 32330171 04
Deduct Assets Not Admitted
38 Agents debit balances gross 6987 50
41 Premium notes and loans on polices and net
premiums in item 29 in excess of the
net value of their policies 1059 00
Total
8046 50
46 Admitted assets 32322 124 54
VLiabilities Surplus and Other Funds
Net present value of all outstanding policies
in force on the 31 day of December
1911 as computed by the Company on
the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per cent on policies
issued prior to January 1 1901 16593406 00
Same for reversionary additions 607901 00
Total 17201367 00
2 American Experience Table at 3 per cent
on participating policies issued after
Jannary 1 1901 and all 19078910 and
1911 issue and extended insurance 11028189 00
Same for reversionary additions 334753 00
Total 11362942 00
3 American Experience table al 3 per cent
on nonparticipating policies issued for
years 19011906 924020 00
Ttal 92402000
4 Extra reserve on policies where dividends
have been applied to shorten the endowComptrollerGenerals Eeport
623
ment or premium paying period valued
by American Experience table at 3 per
cent
Total
Net present value of annuities including
those in reduction of premiums viz
McClintocks Annuity Table 3 per cent 4
Present value of amounts used in reduction
of premiums American 3 per cent
210 00
293004 00
24580 00
21000 00
317044 00
Total
0 Deduct net value of risks of this company reinsured in
other solvent companies 131350 00
8 Net reserve
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company at 3 per cent interest
10 Liability on policies cancelled and not included in net
reserve upon which asurrender value may be demanded
12 Claims for death losses in process of ad
justed and not duei 9769 00
13 Claims for death losses incurred for which
no proofs have been received 00000 00
17 Total policy claims
19 Dividends left with the company to accumulate at interest
and accrued interest thereon
20 Premiums paid in advance including surrender values so
applied
Unearned interest paid in advance
23 Commissions to agents due and accrued
25 Salaries rents office expenses bills and accounts due or
accrued
20 Medical examiners fees
27 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement
31 Dividends or other profits due policyholders including those
contingent on payment of outstanding and deferred
premiums
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1912 whether
contingent upon the payment of renewal premiums or
otherwise
33 Dividends declared on or apportioned to deferred dividend
policies payable to policyholders during 1912
29695089 00
47495 00
14789 00
67709 00
170030 10
25015 31
105004 21
8535 17
2428 17
4081 00
01315 29
52085 03
750788 03
33133 52624 ComptrollerGenerals Report
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not included in item 33 69 658 09
36 Contingent deferred term dividends 16 920 83
38 Reserve for special paidup optiou 5 000 00
44 Unassigned funds surplus 1 3
4 Total 32322124 54
Business in The State of Georgia During 1911
N Amount
Policies on the lives of citizens oil said State in force
December 31 of previous year 829 t 2000814 on
Policies on the lives of citizens of said Stale issued
during the year 212 535602 00
Total ion 2536415 00
Deduct ceased to lie in force during the year 52 105089 oil
Policies in force December 31 nvi 2431327 00
No Amount
Losses and claims during the year 9 20628 02
Total 9 20628 02
Losses and claims settled during tin year l 20628 02
Premiums collected or secured in cash ami notes or credits without any
deduction for losses dividends commissions or other expense Total
7479049
PITTSBURGH LIFE TRUST CO OF PENNSYLVANIA
Y c Baldwin President las II Mahan Secretary
Principal Office Libert Ae and fist St Pittsburgh Pa
I I Jackson Atlanta Attorney for Service in leorgia
ICapital Stock
1 Amount of capital lock
paid up in cash 1000000 no
Ainouni of nei or ledger assets December
111 of previous year ji i7 Is 68
I
Extended at 23037948 68
IIincome During Year 1911
1 Cash received for premiums on new poli
without deductions for commissions
or other expenses 323787 81ComptrollerGenerals Eeport
625
1 Cash received for renewal premiums
without deductions for commissions or
other expenses
3 From dividends applied to pay running
premiums
3From dividends applied to purchase
paidup additions and annuities
4 From surrender values applied to pay
running premiums
4 From surrender values applied to pur
chase paidup insurance and annuities
5 Consideration for annuities other than
matured installment policies
2284754 98
17399 72
36439 12
23760 70
41160 00
311 54
Total 2727613 87
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 89750
renewals 346080 total
4358 30
7 Total premium income
8 Cash received for interest on mortgage loans 29704436
collateral loans 59275 total
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany viz Banks 782395 supplementary contracts
792000 total
12 Cash received as discount on claims paid in advance
none dividends left with company
13 Cash received for rents for use of companys property
including 1930625 for companys own occupancy
14 Cash received for profits on sales of bonds or stocks
16 From dividends and surrender values on reinsuranre
none account of Dist on bonds
17 Agents balances 25553 agents balances charged off
677530 suspense account 43870 total
18 Money borrowed none health and accident receipts
437217 profit and loss 44336 total
19 From all other sources viz Surrender values due unpaid
2723255 57
297637 11
200260 70
209054 43
15743 95
6979 17
497398 21
1491 67
8374 09
7469 53
4815 53
83 71
Total income 3972563 67
IIIDisbursements for the Year 1911
1 Cash paid for death claims including re
visionary additions 1248928 99
626
ComptrollerGenerals Eeport
3 Gash paid for matured endowments and
additions thereto
Total
572017 82
1820946 81
9
10
I 1
12
13
14
15
16
17
18
19
20
21
22
23
24
2fi
26
27
28
29
Total net amount actually paid for losses and matured
endowments 1820946 SI
Cash paid to annuitants 30032 72
Dividends left with eompany at interest 6979 17
Cash dividends paid policyholders 158088 91
Cash dividends applied to pay running presiums 17399 72
Cash dividends applied to purchase paidup additions and
annuities 36439 12
Surrender values paid in cash 731744 rL
Surrender values applied to pay running premiums 23760 70
Surrender values applied to purchase paidup insurance
and annuities 41160 00
Total paid policyholders 2866552 07
Cash paid stockholders for interest on dividends 100000 00
Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 6620605
renewals 8753835 total 1537 11 40
Cash paid for salaries and allowances to managers and
agents 551106 supervision and traveling expenses
5344644 total 58957 50
Cash paid for medical examiners fees 1063597 in
spection of risks 125016 total 118S6 13
ash paid for salaries and all other compensation of
officers and other home office employees 104516 69
Cash paid for taxes on new premiums and on renewals
2318355 B O Exp 957843 total 32761 9S
Cash paid for taxes on capital stock 653398 on real
estate 8977825 total 96312 23
ash paid for insurance department fees and agents
licenses 567780 federal corporation tax 397575
total 9653 55
ash paid for rent including 1930626 companys occu
pancy less 17200 received under sublease 25618 93
Cash paid for commuting commissions none loss sab real
estate 48400 bonds and stocks 1294534 toial 11429 34
Dividend and interest surrendered 3 324 91
Cash paid for advertising fl7S6iiS printing 908213
postage telegraph etc 1573061 total 40599 42
paid for real estate expenses other than taxes
11848069 for legal expenses 1228199 total 130762 68
Cash paid for the following items viz Health and
accident disabilities 110797 interest mortgage 12
04892 general expenses 682406 profit and loss
739391 suspense account 1909 paid 1910 299S7ComptrollebGeneeals Eepoet
627
deposit on lease applied to Tents 750000 commission
sale real estate 2500000 decrease book value real
estate 346859 decrease book value bonds 1
94262 paid for claims supplementary contracts 6
57000 expense settlement claims 54332 total
Total miscellaneous expenses 858267 02
76699 26
30 Total disbursements 3724819 09
IVAssets as Per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Agents ledger balances
AYashington Life Insurance Co stock 2488700 contin
gent reversion 570000 total
7082697 99
7374787 00
3000 00
88112 17
4376138 62
3009 88
302455 08
588 69
30587 00
11 Total net or ledger assets as per balance above 23285693 26
12 Deduct depreciation from cost of assets to bring same to
market value 105720 62
13 Total net or ledger assets less depreciation 23179972 64
Other Assets
14 Interest due 2270124 and accrued 55
30474 on mortgages
15 Interest accrued on bonds and stocks
17 Interest due 2572324 and accrued
2304379 on premiums notes loans
or liens
19 Rents accrued on companys property or
lease
Total carried out
20 Market value of real estate over cost
78005 98
51329 25
48767 53
5708 24
183811 00
448108 06
New Business
23 Gross premiums due and
unreported on policies in
force December 31 1911
Renewals
5261 92 120401 44628
ComptrollerGenerals Eeport
24 Gross deferred premiums on
policies in force Decem
ber 31 1911 10549 78
199455 72
Total
25 Deducting loading 52 per
cent on new and
191 per cent on re
newals
15811 70 319857 16
8222 09
61171 00
26 Net amount of uncollected
and deferred premiums 7589 61 258686 16 266275 77
28 Total assets as per the books of the company 24078167 47
Items Not Admitted
5 Agents balances
i Premium notes and loans excess not
value item 29
7 Washington Life Insurance Co stock
588 69
6809 52
24887 00
Total 5 2I
9 Total assets less items not admitted 2404o822 2li
VLiabilii ies
1 Net present value of all the outstanding
policies in force on the 1st day of
December 4911 computed according
to The Actuaries Table of Mortality
with four per cent interest by Phila
delphia Insurance Department 21140723 00
Deduct net value of risks of this com
pany reinsured in other solvent com
panies 7195 on
Net reinsurance reserve
Claims for death hisses due and unpaid
4 Claims for matured endowments ilne and
unpaid
5 hums for death losses and matured en
dowments in process of adjust inent or
adjusted and net due
21133530 00
17786 05
2UI25 25
uoTiiii 93
Total policy claims
10 Amount of all unpaid dividends of surplus or oth
description of profits due policyholders
11 Reserve health and accident life policies
21 1972 2
17262 42
2503 noComptrollerGeneral s Eeport
629

12 Amount of national State or other taxes due 6279089
present value supplementary contracts 7647100
total
13 Amount due on account of salaries rents and office ex
penses 512174 liability policy cancelled 523600
total
14 Interest due or accrued and rent paid in advance
15 Dividend and unpaid supplementary contracts
Amount of any other liability of the company viz
Premiums paid in advance 2018606 commissions to
agents due 1128400 medical examiners and legal
fees 184650 extra reserve total Abs class 7
88800 death claims less reserve notices received
since December 31 1911 3698000 surrender values
due and unpaid 63258 extra reserve for surrender
value excess reserve 1752100 suspense account
43870 health and accident claims pending 500000
total
16
139261 89
10327 74
92166 91
250 00
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
19 Total liabilities
20 Estimated surplus accrued on tontine and
other policies the profits upon which
are especially reserved for that class
of policies
101776 93
21742051 12
2303771 14
24045822 26
28010 11
VIPremium Note Account
90344 69
1 Premium notes loans or liens on hand
December 31 of previous year
2 Premium notes loans or liens received
during the year on old policies
Revival
18372 5
24 24
Total
Deductions during the year as follows
3 Amount of notes loans or liens used in
payment of losses and claims 1851 I
I Amount of notes loans or liens used in
purchase of surrendered policies 3738 6
5 Amount of notes loans or liens redeemed
by maker in cash 15032 86
108741 46
Total reduction of premium note account
Balance note assets at end of the year
20629 29
88 112 17630 ComptrollerGenerals Eeport
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31st of
previous year 636 1196084 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 169 565906 00
Total 805 1761990 00
Deduct number and amount which have ceased
to be in force during the year Ill 371023 00
Total number and amount of policies in force
in Georgia December 31 191 694 1390967 00
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31st of previous year 4 962 00
Amount of losses and claims on policies in Georgia
incurred during the year 21 23 061 50
Total 25 24023 50
Amount of losses and claims on policies in Georgia
paid during the year 23 22923 50
What amount of premiums was collected or secured in Georgia during the
year in cash and notes or credits without any deduction for losses
dividends commissions or other expenses Cash 4011259
PROVIDENT LIFE ACCIDENT INSURANCE COMPANY OF
CHATTANOOGA TENNESSEE
Thomas Maclellan President Robt J Maclellan Secretary
Principal Office Chattanooga Tenn
William A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 150000 00
Amount of net or ledger assets December
31 of previous year 24778 34
Extended at m 174778 34
IIIncome During Year 1911
7 Total premium income 308915 72
8 Cash received for interest on mortgage loans 2272 36
9 Cash received for interest on bonds owned and dividends
on stock 2940 00ComptrollerGenerals Beport
631
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
19 Prom all other sources viz Weeklypremium department
10 00
580 00
50241 24
Total income
IIIDisbursements for the Year 1911
1 Cash paid for death and disability claims 112944 77
7 Total net amount actually paid for losses and matured
endowments
16 Cash paid stockholders for interest on dividends
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 1764179
renewals 10314156 total
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees
20 Cash paid for salaries and all other compensation of
officers and other home office employees
23 Cash paid for insurance department fees and agents
licenses
24 Cash paid for rent
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 61180 printing 447541
total
28 Cash paid for legal expenses
29 Cash paid for the following items viz Traveling ex
pense 614244 agents balances charged off 38790
miscellaneous expense at home office and 35 branch
agencies 334730 total
364959 32
30 Total disbursements
IVAssets as Per Ledger Accounts
2 Loans on mortgage first liens on real estatei
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances advanced during the year less
13190 credit
Accounts receivable
Furniture and fixtures
Premiums in Course of collection
112944 77
4000 00
120783 35
28534 85
1665 25
18722 57
2865 69
2245 38
557 76
5087 21
1509 11
3735 20
308793 58
57800 00
5000 00
79800 00
22810 15
52125 00
839 10
569 83
1000 00
11000 00
11 Total net or ledger assets as per balance above 230944 08632
ComptrollerGeneral s Beport
Other Assets
14 Interest accrued on mortgages 967 25
15 Interest accrued on bonds and stocks 100 00
16 Interest accrued on collateral loans 122 50
18 Interest accrued on other assets viz
1070000 bank deposit 321 00
Total carried out
28 Total assets as per the books of the company
Items Not Admitted
2 Furniture fixtures and safes
7 Bills receivable
1000 00
49500 00
Total
9 Total assets less items not admitted
VLiabilities
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due
6 Claims for death losses and other policy
Claims resisted by the company
Fifty per cent of unearned premiums in
course of collection
Commissions to agents on premiums and
new business
1150 20
241 50
5500 00
2750 00
Total policy claims
13 Amount due on account of salaries rents and office
expenses
16 Amount of any other liability of the company viz
Amount taxes on 1911 collections to States etc
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
19 Capital paid up in cash
Total liabilities
Business in the State of Georgia During the Year
No
Number and amount of policies on the lives of citi
zens of Georgia in force December 31st of
previous year 214
1510 75
232454 83
50500 00
181954 83
9641 70
500 00
2409 00
12610 70
193 II I
150000 00
181954 83
Amount
55640 00ComptbollebGenebals Kepobt 633
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 1755 456280 75
Total 1969 5119275
Deduct number and amount which have ceased
to be in force during the year796 466963 45
Total number and amount of policies in force
in Georgia December 31 1911 8 44957 30
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 419 2646 47
Amount of losses and claims on policies in Georgia
paid during the year 419 2646 47
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deduction for losses dividends com
missions or other expenses Total 731763
THE PRUDENTIAL INSURANCE CO OF AMERICA NEWARK N J
Forrest F Dryden VicePresident Edward Gray Secretary
Home Office 755 to 769 Broad Street Newark New Jersey
J M Skinner Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 220551180 76
4 Extended at
220rr 11 SO 76

IIIncome
5 First years premiums on original policies
without deuuction for commissions or
other expenses less 323594 for first
years reinsurance
6 Surrender values applied to pay first years
premiums ordinary
3527605 55
515 89
7 Total first years premiums on originI
policies ordinary 352812144
8 Dividends applied to purchase paidup ad
ditions and annuities ordinary 86028 39
9 Surrender values applied to purchase paid
up insurance and annuities ordinary 433853 81634 ComptrollerGenerals Eeport
10 Consideration for original annuities involv
ing life contingencies 248198 29
11 Consideration for supplementary contracts
involving life contingencies 17278 10
12 Total new premiums ordinary 4 313 480 03
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 152
71408 for reinsurance on renewals 21473411 32
14 Dividends applied to pay renewal prem
iums ordinary 418848 62
16 Surrender values applied to pay renewal
premiums ordinary 3083 82
17 Renewal premiums for deferred annuities 2265 18
18 Total renewal premiums ordinary 21897608 94
18a Total premium income ordinary 26211 088 97
18b Industrial premiums Cash 42011442 05
Surrenderer values applied to purchase paid
up insurance and annuities 1 990273 89
Dividend applied to pay renewal premiums 1040124 27
Dividends applied to purchase paidup ad
ditions and annuities 11210 89 44053051 10
19 Total premium income 70264 140 07
20 Consideration for supplementary contracts not involving
life contingencies 248326 18
23 Gross interest on mortgage loans less
3822506 accrued interest on mortgages
acquired during 1911 2614395 01
24 Gross interest on collateral loans 149036 49
25 Gross interest on bonds and dividends on
stocks less 24727464 accrued interest
on bonds acquired during 1911 5875445 41
26 Gross interest on premium notes policy
loans or liens 869030 97
27 Gross interest on deposit in trust com
panies and banks 210571 44
28 Gross interest on other debts due the com
pany
On purchase price of property sold under
contract 525 00
On revivals and changes in premiums 8995 29
On agents indebtedness 2766 63
On advances account of loans recovered
under foreclosure proceedings 62 96ComptrollerGenerals Report
635
32 Gross rent from companys property in
cluding 65623170 for companys occu
pancy of its own buildings 1056772 34
33 Total gross interest and rents
34 From other sources Conscience fund
41 Gross profit on sale of maturity of ledger assets viz
Real estate 1247945 bonds 3223582 total
10787601 54
3 00
44715 27
43 Total income
81344786 06
IIIDisbursements
1 Tor death claims less 4740900 reinsur
ance 1825780930 additions 213
02093 18470830 23
2 For matured endowments 61162173
additions 831500 619936 73
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
8 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay new premiums 51589
to pay renewal premiums 308382
8 Surrender values applied to purchase paidup insurance
and annuities
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
10 Dividends applied to pay renewal premiums
12 Dividends applied to purchase paidup additions and an
nuities
19090766 96
100594 97
2740829 82
3599 71
1424127 70
2162283 32
1458972 89
97239 28
14 Total paid policyholders
15 Expense in investigation and settlement of policy claims
including 1410246 for legal expense
16 Paid for claims on supplementary contracts not involving
life contingencies
18 Paid stockholders for interest or dividends
19 Commissions to agents less commission on reinsurance
First years premium ordinary 130281697 renewal
premiums ordinary 80333885 annuities original
1238690 renewal 11390 industrial 8227
15108
21 Compensation of managers and agents not paid by com
mission fer services in obtaining new insurance
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
23 Branch office expenses including salaries of managers and
clerks not included in item 21
27078414 65
36136 40
60424 16
200000 00
10345807 70
28504 63
316001 65
3397404 59636
ComptrollerGenerals Report
24 Medical examiners fees 81240600 inspection of risks
6263627 875102 27
25 Salaries and all other compensation of officers directors
trustees and home office employees 2500781 20
26 Rent including 65623170 lor companys occupancy of
its own buildings less 215725 received under sublease 1029762 50
27 Advertising 6443031 printing and stationery 296
55557 postage telegraph telephone and express 187
39074 exchange 11266 548489 28
28 Legal expense not included in item 15 51178 44
29 Furniture fixtures and safes 55450 65
30 Repairs and expenses other than taxes on real estate 296844 54
31 Taxes on real estate 257757 13
32 State taxes on premiums 966644 23
33 Lnsurance department licenses and fees 35597 71
34 All other licenses fees and axes
35 Life insurance excise tax Massachusetts 16844 47
36 Federal corporation tax 92999 27
37 Mew Jersey State tax on surplus 180916 97
Municipal taxes and licenses 861034 62
City and county taxes on premiums 3652 45
Local licenses and privilege taxes 8553 48
Total 1164001 26
38 Other disbursements
39 Law libraries 3081 40
40 Expenses of annual audit by public account
ants 9000 00
41 Expense of examination by New Jersey
state department 1534 50
42 Sundry general expenses 190795 70
43 Premiums on surety bonds 2567 10
44 Investment expense account 20945 26
Legislative expenses 9914 49
Compensation and expenses of medical
referees 2252 00
Sick disabled and inactive agents and clerks 45564 18
Total 285654 63
46 Gross loss on sale or maturity of ledger assets viz Real
estate 1002202 bonds 1114945 total 21171 47
48 Total disbursements 49551132 09
IVLedger Assets
1 Book value of real estate 18111451 34
2 Mortgage loans on real estate first liens 57191010 14
3 Loans secured by pledge of bonds stocks or other collateral 2721500 00ComptrollerGenerals Eepoet
637
4 Loans made to polieyholders on this companys policies
n 11 ii 15494361 4s
assigned as collateral
5 Premium notes on policies in torce tQv
6 Book value of bonds 14465598188 and stocks 2967
14762502b do
6825 15
7a Cash in transit from branch offices 175115 64
8 Deposits in trust companies and banks not
on interest 679774 59
9 Deposits in trust companies and banks on
interest 8115690 49
04450
7 Cash in companys office
Total
10 Agents balances debit
1977305 87
771 66
12 Total ledger assets
252344834 73
NonLedger Assets
1116556 68
1925699 19
28445 29
13 Interest due 6057128 and accrued 1
09598540 on mortgages
14 Interest accrued 192569919 on bonds
15 Interest accrued 2844529 on collateral
loans
16 Interest due 11403639 and accrued
284 18 on premium notes policy loans
114320 57
or liens
17 Interest due 69786 and accrued 2513
on other assets Interest due on bank
balances
Interest accrued on purchase price of prop
erty sold under contract
20 RentsInc 131897 and accrued 1215217
on companys property or lease
697 86
25 13
13471 14
21 Total interest and rents due and accrued
3239215 86
New Business
Renewals
25 Gross premiums due and
unreported on policies
in force December 31
1911
26 Gross deferred premiums
on policies in force
December 31 1911
77925 36 1345025 52
329 04
3674180 40
27 Totals ordinary
28 Deduct loading ordinary 95450 44
636254 40 5019205 92
883520 39638
ComptbolleeGenerals Repoet
29 Net amount of uncollee
ted and deferred prem
iums ordinary 540803 90 4135685 53
29a Net amount of uncolleoted premiums industrial gross
42378280 deduct loading 17990289
30 All other assets Stationery and printed matter
Furniture fixtures and safes
Law libraries
4676489 49
243879 97
10000 00
50000 00
9027 46
35 Gross assets 260573447 51
Deduct Assets Not Admitted
37 Supplies stationery printed matter 10
00000 furniture fixtures and safes
5000000
38 Agents debit balances gross
39 Law libraries
43 Book value of ledger assets over market
value
60000 00
771 00
9027 40
1078670 38
Total 1748409 50
46 Admitted assets 258824978 01
VLiabilities Surplus and Other Funds
Net present value of all outstanding policies
in force on the 31 day of December
1011 as computed by the company on
the following tables of mortality and
rates of interest viz
1 Actuaries table at four per cent on
policies prior to January 1 1901 except
as provided for in items 5 and 10 78719093 00
Same for reversionary addil ions 244005 00
Total 78903158 00
2 American Experience table at three per cent
on policies issued after December 31
1900 and prior to Augusl 1 1907 ex
cept as provided for in items 4 5 and 10 8436334 1 00
Same for reversionary additions 280543 00
Total S4043884 00
i American Experience table at three and
onehalf per cent on ordinary policies
issued after duly 31 1907 except as
provided for in items 4 5 and 10 16974841 00
Total 16974841 00ComptbollebGteneeals Repobt
639
4 Other tables and rates viz
New York Standard Industrial table at 3
per cent on industrial policies issued
after December 31 1906 except as pro
vided for in item 10 15756976 00
New York Standard Intermediate table at
312 per cent on intermediate inter
mediate rating and hazardous rating
policies issued after July 31 1907 3300851 00
Liability on account of extra premiums for
occupation residence etc 27044 00
Total 1908487100
5 Net present value of annuities including
those in reduction of premiums viz
Actuaries table at 4 per cent on original
annuities issued prior to January 1 1901
and annuities supplemental to insurance
issues in same period 225503 00
American Experience table at 3y2 per cent
on original annuities issued after Decem
ber 31 1900 and prior to January 1
1907 and annuities supplemental to in
surance issues after July 31 1907 247159 00
American Experience table at 3 per cent
on insurance element of issues after
December 31 1900 and prior to August
1 1907 and annuities supplemental to
insurance issues in same period 36274 00
McClintoeks tables at three and onehalf
per cent on original annuities issued
after December 31 1906 618621 00
Total W557 00
Special reserve to make total reserve equal net reserve
according to Massachusetts standard ivbvoii
Total 201883882 00
6 Deduct net value of risks of this company reinsured in
other solvent companies
201173638 00
8 Net reserve
9 Present value of amounts not yet due on supplementary
contracts nol involving life contingencies computed by
the assumption of interest rates as follows On partici
pating policies issued prior to 1901 four per cent on
nonparticipating policies issued prior to 1901 or after
July 31 1907 and on income policies three and onehalf
per cent on all other policies three per cent 795580 19640
ComptrollerGeneral s Report
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be demanded 425692 00
12 Claims for death losses in process of ad
justment or adjusted and not due 307411 14
13 Claims for death losses incurred for which
no proofs have been received 806413 98
14 Claims for matured endowments due and
unpaid 16745 25
15 Claims for death losses and other policy
claims resisted by the company 88577 05
16 Due and unpaid on annuity claims involv
ing life contingencies 45 00
17 Total policy claims 1219192 42
18 Due and unpaid on supplementary contracts not involving
life contingencies 1435 00
20 Premiums paid in advance including surrender values so
applied 759633 15
21 Unearned interest and rent paid in advance 460711 97
22 Commissions due to agents on premium notes when paid 2659 11
23 Commissions to agents due or accrued 17802 35
25 Salaries rents office expenses bills and accounts due or
accrued 98359 88
26 Medical examiners fees 14142130 inspection of risks
448927 and legal fees 1070170 due or accrued 156612 27
27 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement 1885092 79
30 Unpaid dividends to stockholders 200000 00
31 Dividends or other profits due policyholders including those
contingent on payment of outstanding and deferred
premiums Annual dividend policies 3092077
deferred dividend policies 9827470 nonparticipat
ing policies 28470317 413898 64
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1912 whether
contingent upon the payment of renewal premiums or
otherwise 337090 00
33 Dividends declared on or apportion to deferred dividend
policies palable to policyholders during 1912 4002414 00
33a Dividends declared on or apportioned to nonparticipating
industrial policies payable to policyholders during 1912 410640 00
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not included in item 33 24817182 51
35 Reserve special or surplus funds not included above
Special reserve set aside prior to 1899 to prepare for a
more stringent basis of reserve on industrial policies 1000000 00
40 Surrender values due and unpaid 71 82ComptrollerGenerals Eeport 641
41 Amount including costs decreed to stockholders by the
Chancellor of the State of New Jersey Resisted by the
company Case now pending on appeal before the Court
of Errors and Appeals of the State of New Jersey 2510890 50
240688598 60
44 Capital stock 2000000 00
45 TJnassigned funds surplus 16136379 41
46 Total258824978 01
Business in The State of Georgia During 1911
No Amount
Policies on the lives of citizens of said State in force
December 31 of previous year 5966 12161039 00
Policies on the lives of citizens of said State issued
during the year 784 1895344 00
Total 6750 14056383 00
Deduct ceased to be in force during the year 354 783492 00
Policies in force December 31 8396 13272891 00
No Amount
Losses and claims unpaid December 31 of previous
year 8 19000 00
Losses and claims incurred during year 66 178905 87
Total 74 197905 87
Losses and claims settled during the year 66 154805 87
Losses and claims unpaid December 31 8 43100 00
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deduction for losses dividends com
missions or other expenses Total 40136414
RELIANCE LD7E INSURANCE COMPANY OF PITTSBURGH PA
J H Reed President H G Scott Secretary
Principal Office 5th Ave and Wood St Pittsburgh Pa
J H Pearce Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 1000000 00642
ComptrollerGenerals Report
Amount of net or ledger
31 of previous year
assets December
2958936 65
Extended at 2958936 65
IIIncome During Year 1911
1 Cash received for premiums on new poli
cies without deductions for eommis
sions or other expenses
1 Cash received for Tenewal premiums
without deductions for commissions or
other expenses
314 From dividends applied to purchase
paidup additions and annuities
5 Consideration for annuities other than
matured installment policies
419974 26
628497 20
3325 78
5564 75
Total 1057361 99
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 8
25145 renewals 1455151 total 22802 96
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the com
pany
13 Cash received for rents for use if companys property
14 Cash received for profits on sales of bonds or stocks
13 ash received for rents from use of companys property
companies and banks
1034559 03
51185 70
68862 91
18459 41
1031 88
53 68
4364 77
53 68
3291 39
Total income 1181808 77
HIDisbursements for the Year 1911
1 14908 12
1 Cash paid for deatli claims including re
visionary additions
2 Premium notes loans or liens used in
payment of the same
5587 10
Total 150495 22
0 Deduct amount received from other com
panies for losses or claims on policies
of this company reinsured 4509 00
7 Total net amount actually paid for losses and matured
endowments
145986 22ComptrollerGenerals Eeport
643
8 Gash paid to annuitants 700 00
9 Premium notes loans or liens voided by lapse 12661 35
10 Cash dividends paid policyholders 5374 70
12 Cash dividends applied to purchase paidup additions and
annuities 3325 78
13 Surrender values paid in cash 51442 31
Total paid policyholders 219490 36
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 27239741
renewals 2657214 total 298909 55
18 Cash paid for salaries and allowances to managers and
agents 199785 24
19 Cash paid for medical examiners fees 4581693 in
spection of risks 852238 total 54339 31
20 Cash paid for salaries and all other compensation of
officers and other home office employees 79778 31
21 Cash paid for taxes on new premiums 9865 53
23 Cash paid foT insurance department fees and agents
licenses 16838 44
24 Cash paid for rent 20838 00
26 Cash paid for furniture fixtures and safes for home and
agency offices 12453 54
27 Cash paid for advertising 53233 12
28 Cash paid for real estate for legal expenses 3977 34
29 dash paid for the following items viz General 6
17802 agents balances charged off 1037126 de
crease in book value of bonds 80595 total 17355 23
30 Total disbursements 986923 97
IVAssets as Per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 4652 54
2 Loans on mortgage first liens on real estate 891300 00
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals 800 00
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 199558 07
5 Premium notes loans or liens on policies in force 159189 74
6 Cost value of bonds owned excluding accrued interest at
time of purchase 1656615 65
7 Cash in companys office 13107 42
8 Cash deposited in banks 75375 33
9 Bills receivable 12292 97
10 Agents ledger balances net 135929 73
Judgment of record 5000 00
11 Total net or ledger assets as per balance above 3153821 45C44
ComptrollerGenerals Beport
Other Assets
14 Interest due 48000 and accrued 12
28062 on mortgages 12760 62
L5 Interest accrued on bonds 13614 63
17 Interest accrued on premiums notes
loans or liens 3930 85
18 Interest on bank balances 211 04
Total carried out
30517 74
Now Business
23 Gross premiums due and
unreported on policies in
force December 31 1911 26682 75
Renewals
151516 52
Totals 26682 75 151516 52
25 Deducting Loading 20 per
cent on new and 20
per cent on renewals 5336 55 30303 30
20 Net amount of uncollected
and deferred premiums 21346 20
27 Furniture fixtures and safes
121213 22
142559 42
49995 43
28 Total assets as per the boohs of the company 3376894 04
tems Not Admitted
2 Furniture fixtures and safes 49995 13
5 Agents balances 140291 14
7 Pills receivable 12292 97
Total
9 Total assets less items not admitted
VLiabilit ies
I Net present value of all the outstanding
policies in force on the 31st day of
December computed according to
American Table 3 and 3M 1869163 00
Deduct net value of risks of this com
pany reinsured in other solvent com
panies 12349 00
202579 54
3174314 50
Net reinsurance reserve 1856 814 00
3 Claims for death losses incurred for
which no proofs were received 18500 00
Total policy claims
18500 00ComptrollerGenerals Report
645
12 Present value of amounts not yet due on supplementary
contracts
13 Amount due on account of salaries rents and office ex
penses
16 Amount of any other liability of the company viz
Premiums paid in advance 213828 medical and legal
fees 400500 unearned interest on policy loans 3
26804 commissions due 318379 total
10213 25
949 76
12595 11
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
19 Total liabilities
ViPremium Note Account
1 Premium notes loans or liens on hand
December 31 of previous year 137947 66
2 Premium notes loans or liens received
during the year on old policies 12727 1 5
3 Restored by revival of policies 302 29
1899072 12
1275242 38
3174314 50
Total
Deductions during the year as follows
4 Amount of notes loans or liens used in
payment of losses and claims
5 Amount of notes loans or liens used in
purchase of surrendered policies
6 Amount of notes loans or liens voided
by lapse
7 Amount of notes loans or liens redeemed
by maker in cash
265523 10
5587 10
14907 97
12061 06
73777 23
Total reduction of premium note account
106333 36
Balance note assets at end of the year 159189 74
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31st of
previous year 990 1017495 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 392 594500 00
TotaI 1382 2211995 00
Deduct number and amount which have ceased
to be in force during the year 110 249779 00
Total number and amount of policies in force
in Georgia December 31 1911 1272 1962216 00646
ComptrollerGenerals Report
No Amount
Amount of losses and claims in Georgia incurred dur
ing the year 4 6500 00
Total 4 6500 00
Amount of losses and claims on policies in Georgia
paid during the year 3 4000 00
What amount of premiums was collected or secured in Georgia during the
year in cash and notes or credits without any deduction for losses
dividends commissions or other expenses 7262234
RESERVE LOAN LIFE INSURANCE CO OF INDIANAPOLIS INDIANA
Chalmers Brown President v K Bellis Secretary
Principal Office 900 Odd Fellow Hldg Indianapolis Ind
Win A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year 2242855 02
Extended at 2242855 02
IIIncome During Year 1911
I Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses
1 Cash received for renewal premiums
without deductions for commissions or
other expenses
2 Premium notes loans or liens taken in
part payment for renewal premium
3 From dividends applied to pay running
premiums
3 From dividends applied to purchase
paidup additions and annuities
I Prom surrender values applied to pay
running premiums
Ij from surrender values applied to pur
chase paidup insurance and annuities
202053 96
396517 12
32869 53
499 03
3 26
1152 98
5706 69
Total 638802 57ComptroleebGtenekal s Eepoet
647
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 36285
renewals 4636 total
409 21
7 Total premium income
8 Cash Toceived for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received foT interest on premium notes loans or
liens
11 Cash received for interest on other debts due the company
17 Premium notes loans or liens restored by revival of
policies
19 From all other sources viz Suvivorship dividend
62000 suspense account 2520 part payments 161
consideration for supplementary contracts not involv
ing life contingencies 179000 total
638393 36
58167 67
578 00
51172 51
1672 15
4212 09
2436 81
Total 2999487 61
TITDisbursements for the Year 1911
92058 73
1 Cash paid for death claims including re
visionary additions
2 Premium notes loans or liens used in
payment of the same 7181 59
5 Gash paid for sums falling due during the
year on installment policies 50 00
Total
99290 32
7 Total net amount actually paid for losses and matured
endowments
9 Premium notes loans or liens used in purchase of sur
rendered policies 5460751 voided by lapse 403210
total
10 Cash dividends paid polieyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums
15 Surrender values applied to pmchase paidup insurance
and annuities
Total paid polieyholders
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 16831984
renewals 978153 total
99290 32
58639 61
85 97
499 03
3 26
4668 93
1152 98
5706 69
170046 79
178101 37648
ComptrollerGenerals Report
18 Cash paid for salaries and allowances to managers and
agents 17251 22
19 Cash paid for medical examiners fees 2195900 in
spection of risks 373355 total 25692 55
20 Cash paid for salaries and all other compensation of
officers and other home office employees 64955 18
21 Cash paid for taxes on new premiums 295287 on
renewals 196860 total 4921 47
22 Cash paid for taxes on investments 1090 64
23 Cash paid for insurance department fees and agents
licenses 388770 municipal licenses 17500 total 4062 70
24 Cash paid for rent including 612000 companys occu
pancy 6120 00
26 Cash paid for furniture fixtures and safes for home and
agency offices 846 39
27 Cash paid for advertising 398082 printing 564241
total 9623 23
28 Cash paid for real estate for legal expenses 1545 70
29 Cash paid for the following items viz Expense of
investigation and settlement of policy claims 11435
paid for claims not involving life contingencies 23
31284 postage telegraph telephone and express
420837 federal corporation tax 11176 general
traveling expenses 1009534 miscellaneous expenses
185962 investment expenses 40285 interest paid
on coupons surrendered 288 total 40108 01
Total miscellaneous expenses 354318 46
30 Total disbursements 524365 25
IVAssets as Per Ledger Accounts
2 Loans on mortgage first liens on real estate
4 Loans made in cash to policvholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued
Lnteresi at time of purchase
7 Cash in company s office
8 Cash deposited in banks
10 Agents ledger balances of which 334108 was advanced
during the year
1350485 26
11 Total net or ledger assets as per balance above
Other Assets
14 Interest due 51on and accrued 26
63887 on mortgages 27153 87
15 Interest due 900 and accrued 24575
on bonds and stocks 254 75
1028159 91
12206 08
14475 00
379 06
64748 71
4668 34
2475122 36ComptrollerGeneral s Report
649

17 Interest due on premiums notes loans
or liens 2616 56
19 Rents accrued on companys property or
lease 530 95
Total carried out
30556 13
New Business
23 Gross premiums due and
unreported on policies in
force December 31 1911 62332 09
24 Gross deferred premiums
on policies in force De
cember 31 1911
Totals 62332 09
Renewals
28196 25
18691 65
46887 90
25 Deducting loading 71 per
cent on new and 20
per cent on renewals 44514 85
9598 23
26 Net amount of uncollected
and deferred premiums 17817 24
27 Furniture fixtures and safes
37289 67
55106 91
8000 00
28 Total assets as per the books of the company 2568785 40
Items Not Admitted
2 Furniture fixtures and safes 8000 00
5 Agents balances 7315 75
7 Premium notes and net premiums in item
26 in excess of reserves 11543 20
8 Book value of bonds over market value 575 00
Total
27433 95
9 Total assets less items not admitted 2541351 15
VLiabilities
1 Net present alue of all the outstanding
policies in force on the 31st day of
December 1911 computed according
to The Actuaries Table of Mortality
with four per cent interest and Ameri
can Experience 3 if
Deduct net value of risks of this com
pany reinsured in other solvent com
panies
2215328 68
15 1 86
Net reinsurance reserve 2214873 82650 ComptrollerGenerals Eeport
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 16000 00
6 Claims for death losses and other policy
claims resisted by the company 1000 00
8 Present value of unpaid amounts on ma
tured installment policies 1835 27
Total policy claims 18835 27
10 Amount of all unpaid dividends of surplus or other
description of profits due policyholders 11959 75
12 Amount of national State or other taxes due 6928 80
13 Amount due on account of salaries rents and office ex
penses 2514 36
16 Amount of any other liability of the company viz Pre
miums paid in advance 224115 unearned interest
paid in advance 2511843 total 27359 58
17 Liabilities on policyholders account 2282471 58
18 Gross surplus on policyholders account 258879 87
19 Total liabilities 2541351 45
20 Estimated surplus accrued on tontine and
other policies the profits upon which
are especially reserved for that class
of policies 5502 54
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 of previous year 9903 60
2 Premium notes loans or liens received
during the year on old policies 28690 75
Total 38594 35
Deductions during the year as follows
3 Amount of notes loans or liens voided
by lapse 4032 10
4 Amount of notes loans or liens redeemed
by maker in cash 22356 17
Total reduction of premium note account 26388 27
Balance note assets at end of the year 12206 08
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31st of
previous year 189 319260 00ComptrollerGenerals Eepoet 651
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 262 591330 00
Total 451 910590 00
Deduct number and amount which have ceased
to be in force during the year 39 80500 00
Total number and amount of policies in force in
Georgia December 31 1911 412 830090 00
No Amount
Amount oflosses and claims on policies in Georgia
incurred during the year 2 2000 00
Total 2 2000 00
Amount of losses and claims on policies in Georgia
paid during the year 2 2000 00
What amount of premiums was collected or secured in Georgia during the
year in cash and notes or credits without any deduction for losses
dividends commissions or other expenses Cash 1967562 notes
or credits 10579 total 1978141
THE RIDGELY PROTECTIVE ASSOCIATION OF WORCESTER MASS
Francis A Harrington President Austin A Heath Secretary
Principal Office 518 Main Street Worcester Massachusetts
Ralph T Winters Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year 320171 03
Extended at
320171 03
IIIncome During Vear 1911
7 Total premium income 310200 05
9 ash received for gross interest on bonds owned less
63966 accrued interest on bonds acquired during 1911 10080 62
10 Cash received for interest on deposits in trust companies
and banks 2928 83
11 Policy fees required or represented by applications 42940 50
14 Oash received for profits on sale of bonds 112 50
Total income
366262 50652 ComptrollerGenerals Eeport
IIIDisbursements for the Year 1911
1 Cash paid for accident and health claims 171176 84
Total 171176 84
7 Total net amount actually paid for losses
Total paid policyholders
16 Cash paid stockholders for dividends
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance
18 Cash paid for salaries and allowances to managers and
agents
20 Cash paid for salaries and all other compensation of
officers and other home office employees
21 Cash paid for taxes on new premiums
23 Cash paid for insurance department fees and agents
licenses
24 ash paid for rent
26 Cash paid for furniture fixtures and safes for home
and agency offices
27 Cash paid for advertising 98079 printing and sta
tionery 507767 total
28 Cash paid for real estate for legal expenses
i Cash paid for the following items viz Policy fees
allowed agents 4220950 investigation and adjust
ment of claims 426752 federal corporation tax
9432 State corporation tax 179300 postage tele
graph telephone and express 469388 miscellaneous
87569 agents balances charged off 3422 gross
decrease in book value of ledger assets 15000 total
Total miscellaneous expenses 54118 13
30 Total disbursements
IVAssets as Per Ledger Accounts
6 Rook value of bonds owned
7 Cash in companys office
8 Cash deposited in banks
11 Total net or ledger assets as per balance above
Other Assets
15 Interest accrued on bonds and stocks 4533 27
Total carried out
21 Market value of bonds and stocks over book
171176 84
171176 84
5000 00
26309 57
5648 99
47951 58
4966 78
2115 07
1611 50
4840 25
6058 46
100 40
54118 13
329S97 57
28 Total assets as per the books of the company
282672 75
357 15
73506 06
356535 96
4533 27
667 25
361736 48ComptrollerGenerals Eeport 653
VLiabilities
5 Claims for accident and health losses in
process of adjustment and expenses of
settlement 29485 95
Total policy claims 29485 f
12 Amount of State taxes due or accrued 5941 54
13 Amount due on account of salaries rents and office
1538 40
expenses
16 Amount of any other liability of the company viz Pre
miums paid in advance 227500 total unearned pre
miums 1753904 reserve to cover claim liabilities
incurred on or before December 31 of which no notice
was received at home office until subsequently
400000 total 23814 4
17 Liabilities on policyholders account 60779 93
18 Gross surplus on policyholders account 300956 5o
19 Total liabilities 361736 48
Business in the State of Georgia During the Year
No Amount
Number of policies and amount of premiums in Geor
gia in force December 31st of previous year 1761 5354 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 298
Total 2059 623
Deduct number and amount Which have ceased
to be in force during the year 842 2505 00
Total number of policies and amount of premiums
in force in Georgia December 31 1911 1217 3758 00
ROME INSURANCE COMPANY ROME GA
J L Bass President J R Leal Secretary
Principal Office Rome Georgia
Dean Dean Attorneys for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 225770 00
2 Amount of capital sub
scribed and paid by note 10920 00654
Comptroller General s Report
Amount of net ledger assets December
31 of previous year 283895 67
Increase of capital during 1911 36830 00
Extended at
320725 67
IIIncome During Year
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 206873 84
7 Total premiums income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividend
stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
19 From all other sources viz Supplementary contracts
12000000 premium on stock 927770 commission on
O L Business 1903 sundry accounts 42000 total
206873 84
2254 91
2468 09
3 75
7162 86
I2971i 73
Total income
348480 18
1 Cash paid for death claims
reversionary additions
2 Health and accident claims paid
3 Disability claims paid
IIIDisbursements for the Year
including
84564 5ii
19207 52
500 00
total 104272 02
7 Total net amount actually paid for losses anil matured
endowments 104272 02
13 Surrender values paid in cash 7 00
Total paid policyholders 104279 02
17 Cash paid for commission and bonuses to agonts less
commission on reinsurance 102679 68
18 Cash paid for salaries and allowances to managers and
agents 44274 37
19 Cash paid for medical examiner s tecs 22084 75
20 Cash paid for salaries and all other copmensation of officers
and other home office employees 13 178 79
21 Cash paid for taxes on premiums 1364 17
22 Cash paid for taxes on investments 3316 24
23 Cash paid for insurance department fees and agents
licenses 83825 municipal licenses 93600 1774 25
24 Cash paid for rent 6 223 69ComptrollerGenerals Eeport 655
26 Gash paid for furniture fixtures and safes for home and
agency officers 1788 33
27 Cash paid for advertising 104994 printing 503426 6084 20
28 Gash paid for legal expense 1779 98
29 Cash paid for the following items viz Traveling expenses
256792 supplementary contracts 5976 54 discount
351611 deposits returned to agents 56323 accounts
written off 643242 miscellaneous office expenses
754863 sundry account 28247 85
30 Total disbursements 337075 32
IVAssets as per Ledger Accounts
2 Loans on mortgage first liens on real estate 12525 00
4 Loans made in cash to policyholders on this companys
policies i 80 15
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 103062 uO
7 Cash in companys offices O4 24
8 Cash deposited in banks 180197 84
9 Bills receivable 33070
10 Agents ledger balances 2104 47
Sundry accounts 45 33
11 Total net or ledger assets 332130 53
12 Deduct depreciation from cost of assets to bring same to
market value y ou
13 Total net or ledger assets less depreciation 331153 03
Other Assets
14 Interest due 34109 and accrued 44847
on mortgages 89 ob
15 Interest on bonds and stocks 2210 00
18 Interest on notes receivable 2369 84
Total carried out 5369 40
New Business Renewals
24 Gross deferred premiums
on policies in force
December 31 1911 4294 62 569 03
25 Deducting loading 20 per
cent on new and
20 per cent on re
newals 858 92 133 61
26 Net amount of uncollec
t e d and deferred
premiums 3435 70 435 42656 ComptrollerGenerals Report
Extended
28 Total assets as per books of the company
Items Not Admitted
4 Cash advanced to or in the hands of
officers or agents 940 00
5 Agents balances 2104 47
7 Bills receivable and interest thereon 35485 17
Total
9 Total assets less items not admitted
VLiabilities
1 Net present value of all the outstanding
policies in force on tho 31 day of Decem
ber 1911 computed according to The
American Experience Table of Mortality
with 31 per cent interest
Deduct net value of risks of this company
reinsured in other solvent companies
25112 52
20 75
Xe1 reinsurance reserve
5 Claims for death losses and matured endow
ments in process of adjustment or ad
justed and not due
li Claims for death losses and other policy
claims resisted by the company
7 Claims for death losses on which proofs
have not been received
8 Sick and accident claims accrued
928 00
944 00
4042 00
300 75
Total policy claims
12 Amount of national state or other taxes accrued
13 Amount due on account of salaries rents and office ex
penses and local bills
Iii Amount of any other liability of the company viz
Premiums paid in advance 200257 interest in ad
vance 2500 agents commission 403819 special
reserve 500000 medical fees 149258 total
17 Liabilities on policyholders account
18 Iross surplus on policyholders account
3871 12
340393 55
38529 64
301803 91
25085 77
6214 75
1059 59
8375 89
120183 34
53954 34
247909 57
19 Total linbililies 301863 91ComptrollerGeneral s Report 657
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force December 31 of
previous year 26930 4012082 00
Number and amount of policies on the lives of
citizens of Georgia issued during the year 51735 9690266 00
Total 78665 13702348 00
Deduct number and amount which have ceased to bo
in force during the year 40226 7097060 00
Total number and amount of policies in force in
Georgia December 31 1911 38439 6605288 00
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 1337 50
Amount of losses and claims on policies in Georgia
incurred during the year 78613 00
Total 79950 00
Amount of losses and claims on policies in Georgia
paid during the year 75003 50
Amount of premiums collected or secured in Georgia during the year in cash
notes or credits without any deduction for losses dividends com
missions or other expenses Total 165003 67
SECURITY LIFE ANNUITY COMPANY OF GREENSBORO
NORTH CAROLINA
J Van Lindley President Geo A Grinsley Secretary
Principal Office 119 So Elm St Greensboro N C
G A Rankin Macon Attorney for Service in Georgia
ICapital Stock
Amount of net or ledger assets December
31 of previous year 1170982 32
Extended at 1170982 32
IIIncome During Year
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 118341 73658
ComptrollerGeneral s Eeport
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses 417682 98
3 From dividends applied to pay running
premiums 4703 82
Total 540728 53
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 1
77840 renewals 182869 total 3607 09
7 Total premium income 537121 44
8 Cash received for interest on mortgage loans 41044 15
9 Cash received for interest on bonds owned and dividends
on stock 2170 00
10 Cash received for interest on premium notes loans or
liens 15718 91
11 Cash received for interest on deposits in trust companies
and banks 1933 32
12 Cash received as interest on collateral loans 4861 69
13 Cash received for rents for use of companys property
including 138600 for companys own occupancy 3589 60
16 From dividends left with the company at interest 24 63
17 Premium notes loans or liens restored by revival of
policies 1445 76
Total income 607909 50
IIIDisbursements for the Year
1 Cash paid for death claims including re
visionary additions
93639 60
Total 93639 60
7 Total net amount actually paid for losses and matured
endowments 93639 60
8 Cash paid to annuitants 12208 35
9 Premium notes loans or lions voided by lapse 1666 57
11 Cash dividends applied to pay running premiums 4703 82
13 Surrender values paid in cash 23353 82
Total paid policyholders 135572 16
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 7693992
renewals 2959904 total 106538 96
18 Cash paid for salaries and allowances to managers and
agents 5853 38ComptrollerGenerals Report
659
19 Cash paid for medical examiners fees 1332733 in
spection of risks 175917 total
20 Cash paid for salaries and all otheT compensation of
officers and other home office employees
21 Cash paid for taxes on new premiums and renewals
22 Cash paid for taxes on real estate
23 Cash paid for insurance department fees and agents
licenses and municipal licenses
24 Cash paid for rent including 138600 company occu
pancy
25 Cash paid for commuting commissions
27 Cash paid for advertising 248936 printing and sta
tionery 309865 postage etc 224438 exchange
51908 total
28 Cash paid for real estate expenses other than taxes
22601 for legal expenses 120000 total
29 Cash paid for the following items viz Investigation
and settlement of claims
Supplementary contracts 284384 traveling expense
155006 general expense 221264 total
Total miscellaneous expenses 4614 01
IVAssets as Per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force of
which 141299 was received during the year
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Agents ledger balances
Furniture and fixtures
Warranty capital
15086 50
24692 10
2581 79
430 16
2446 00
1386 00
1140 42
8351 47
1426 01
851 31
6606 54
30 Total disbursements 312962 80
13 Total net or ledger assets less depreciation
Other Assets
14 Interest due 33450 and accrued 9
80150 on mortgages
15 Interest accrued on bonds and stocks
16 Interest due 13747 and accrued 72182
on collateral loans
10136 00
284 17
859 29
45147 03
841930 00
76053 30
209165 26
69812 60
51670 12
1872 18
52557 75
13406 65
4314 13
100000 09
1465929 02660
ComptrollerGenerals Report
17
18
20
22
23
24
Interest accrued on premiums notes
loans or liens
Interest accrued on other assets
2434 60
233 16
Total carried out
Market value of real estate over cost
Due from other companies for losses or claims on policies
of this company reinsured
Renewals
Gross premiums due and unreported on
policies in force December 31 1911 18962 77
Gross deferred premiums on policies in
force December 31 1911 16561 70
13947 22
8976 16
4000 00
Totals 24 47
Deducting loading 195 per cent on re
newals 7115 58
26
28
Net amount of uncollected and deferred premiums
Total assets as per the books of the company
Items Not Admitted
29408 89
15222 29
Furniture fixtures and safes 4314 L3
Book value bonds and stocks over market
value 1760 12
Agents balances 14031 25
Premium notes etc and net premiums in
item 26 in excess of reserve 8557 65
Total
28663 15
Total assets less items not admitted 1493598 14
VLiabilities
Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according to
The Actuaries Table of Mortality with
four per cent interest and American
3L Table 1037922 00
Deduct net value of risks of this com
pany reinsured in other companies 1795 00
Net reinsurance reserve 1036127 00
Claims for death losses due and unpaid
no proofs received 1000 00ComptrollerGenerals Eeport
661
5 Claims for death losses contention arising
claimants in process of adjustment or
adjusted and not due
6 Claims for death losses and other policy
claims resisted by the company in
sured disappeared
S Present value of unpaid amounts on ma
tured installment policies
9 Amount of trust funds held by the com
pany dividends left with company
2500 00
10000 00
30467 00
24 63
Total policy claims
10 Amount of all unpaid dividends of surplus or other
description of profits due policyholders
1 1 Inearned interest and rent paid in advance
12 Amount of national State or other taxes due
13 Amount due on account of salaries rents and office
expenses
14 Medical examiners fees due
15 Due account registered policies
16 Amount of any other liability of the company viz Pre
miums paid in advance 425707 annuity fund 171
09271 special renewal commission fund 782300
total
43991 63
7000 00
3446 91
2033 09
192 00
940 00
195 05
183173 38
17 Liabilities on policyholders account 1277099 66
is Gross surplus on policyholders account including 100
00000 guaranty capital
216498 48
19 Total liabilities
1493598 14
VIPremium Note Account
192189 86
1 Premium notes loans or liens on hand
December 31 of previous year
2 Premium notes loans or liens received
during the year on new policies 2
27844 on old policies 16122589
total
1635111 33
Total
Deductions luring I lie year as follows
3 Aiuounl of notes loans or liens used in
payment of losses and claims
I Amount of notes loans or liens used in
purchase of surrendered policies
5 Amount of notes loans or liens voided
by lapse
357139 95
726 15
21127 11
1666 57662 ComptrollerGeneeals Report
6 Amount of notes loans or liens redeemed
by maker in cash 55641 96
Total reduction of premium note account 78162 09
Balance note assets at end of the year 278977 86
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31st of pre
vious year 735 1411146 00
Number and amount of policies on the lives of citi
zens of Georgia during the year 217 455320 00
Total 952 1866466 00
Deduct number and amount which have ceased
to be in force during the year 188 395420 00
Total number and amount of policies in force in
Georgia December 31 1911 764 1471046 00
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31st of previous year in
sured disappeared 1 10000 00
Amount of losses and claims on policies in Georgia
incurred during the year 3 12000 00
Total 4 22000 00
Amount of losses and claims on policies in Georgia
paid during the year 3 12000 00
Amount of premiums collected or secured in Georgia during
ftbe year in cash and notes or credits without any de
duction for losses dividends commissions or other
expenses cash 57175 46
SECURITY MUTUAL LD7E INSURANCE CO OF BINGHAMTON N Y
Frederic W Jenkins President has A LaDue Secretary
Principal Office Cor Court and Exchange St Binghampton N Y
P W Coleman Attorney for Service in Georgia
LCapital Stock
Amount of net or ledger assets December
31 of previous year 5543630 69
Extended at 5543630 69ComptrollerGeneralsBeport 663
IIIncome During Year
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 167114 28
2 Premium notes loans or liens taken in part
payment for premiums on new policies 1342840 63
3 From dividends applied to pay running
premiums 41657 22
3 From dividends applied to purchase paid
up additions and annuities 4182 56
4 From surrender values applied to pay run
ning premiums 10088 93
4 From surrender values applied to pur
chase paid up insurance and annuities 13340 56
Total 1579224 18
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 153624
renewals 193085 3467 09
d 1 nnr 7K7 pa
7 Total premium income 010101
8 Cash received for interest on mortgage loans 49154 15
9 Cash received for interest on Bonds owned and dividend
86131 89
on stocks
10 Cash paid for interest on premium notes loans or liens 72345 36
11 Cash received for interest on other debts due the company 12910 77
13 Cash received for rents for use of companys property
including 1500000 for companys own occupancy 45150 26
17 Premium notes loans or liens restored by revival of policies 19351 79
19 From all other sources viz Supplementary contracts etc 2656 12
1863457 43
Total income p
IIIDisbursements for the Year
1 Cash paid for death claims including
revisionary additions 551297 95
2 Premiums notes loans or liens used in
payment of the same 90 48
3 Cash paid for matured endowments and
additions thereto 4000 00
5 Cash paid for sums falling due during the
year on installment policies 4890 8
Totai 560279 25
7 Total net amount actually paid for losses and matured
560279 25
endowments gl
8 Cash paid to annuitants
9 Premium notes loans or liens used in purchase of surren
dered policies 17158175 voided by lapse 7225370 243835 45664 ComptrollerGenerals Report
10 Cash dividends paid policyholders 12468 46
11 Cash dividends applied to pay running premiums 41657 22
12 Cash dividends applied to purchase paid up additions and
annuities 41 82 56
13 Surrender values paid in cash 68005 25
14 Surrender values applied to pay running premiums 10088 93
li Sinrender values applied to purchase paid up insurance
and annuities 13340 56
Total paid policyholders 954540 89
17 Cash paid for commission and bonuses to agents less
commission on reinsurance new policies 8797239
renewals 7700842 164980 81
18 Cash paid for salaries and allowances to managers and
agents 50127 93
19 Cash paid for medical examiners fees 1946370 in
spection of risks 539734 24861 04
20 Cash paid for salaries and all other compensation of
officers and other home office employees 101104 21
21 Cash paid for taxes 23141 12
22 Cash paid for taxes on reserves 8464 75
23 Cash paid for insurance department fees and agents
licenses 409647 municipal licenses 1His41 5264 88
24 Cash paid for rent including 1500000 companys occu
pancy less 05436 received under sulidease 22646 12
26 Cash paid for furniture fixtures and safes for home and
agency offices 604 86
27 Cash paid for advertising 380854 printing 350571 7404 25
28 Cash paid for real estate expenses ether than taxes 14
42272 for legal expenses 278865 17211 37
All other items 39804 43
3o Total disbursements 1429156 66
IV Assets us per Ledger Accounts
1 Cost value of real estate exclusive of all Lucumbrances 734056 55
2 Loans on mortgage first liens on real estate 1093625 on
3 Loans by pledge el bonds stocks or other marketable
collaterals 10000 00
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 1509355 14
5 Premium notes loans or liens on policies ill force 37775 21
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 2216 843 50
7 Cash ill companys office 5104 70
S ash deposited in hanks 322542 47
0 Hills receivable 105 00
10 Agents ledger balances 18133 89
11 Total Net or ledger assels 5 077031 4612
13
14
15
16
17
18
19
COMPTROLLEKG EN EKAL s BePORT
Deduct depreciation from cost of assets to bring same to
market value
Total net or ledger assets less depreciationi
Other Assets
Interest due 12000 and accrued 17
51734 on mortgages
Interest accrued 2413869 on bonds and
stocks
Interest accrued 43333 on collateral loans
Interest accrued 2426104 on premiums
notes loans or liens
Interest accrued 171527 on other assets
Rents accrued 100407 on companys
property or lease
17637 34
24138 69
433 33
24261 04
1715 27
1004 07
Total carried out
23
24
25
26
28
7
New Business Renewals
Gross premiums due and
unroported on policies
in force December 31
1911 9295 46 144805 89
Gross deferred premiums
on policies in force
December 31 1911 12784 44
101279 00
Total
Deducting loading 20 per
cent on new and
20 per cent on re
newals
22079 90 246084 89
4415 98
49216 98
Net amount of uncollec
t e d and deferred
premiums 17663 92 196867 91
Kxtended
665
72441 33
5905490 13
69189 74
214531 83
Total assets at per the books of the company 6189211 70
Items Not Admitted
Agents balances
Bills receivable
18133 89
195 00
Total 1S32889
Total assets less items not admitted 6170882 81666 ComptrollerGenekals Beport
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31 day of Decem
ber 1511 computed according to The
Actuaries Table of Mortality with four
per cent interest 4 3 and 3 per cent 5531131 00
Deduct net value of risks of this company
reinsured in other solvent companies 1974 00
Net reinsurance reserve 5529157 00
5 Claims for death losses and matured endow
ments in process of adjustment or ad
justed and not due and no proof re
ceived 30927 02
6 Claims for death losses and other policy
claims resisted by the company 30963 00
8 Present value of unpaid amounts on matur
ed installment policies face 2179160 20790 00
Total policy claims 82680 02
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders 141556 66
12 Amount of national state or other taxes due 25000 00
13 Amount due on account of salaries rents and office ex
penses 2191 80
16 Amount of any other liability of the company viz
Premiums paid in advance 979200 all other items
3766252 47454 52
17 Liability on policyholders account 5828040 00
18 Gross surplus on policyholders account 342842 81
19 Total liabilities 6170882 81
VIPremium Note Account
1 Premium notes or liens on hand December
31 or previous year 34572 34
2 Premium notes loans or liens received dur
ing the year on old policies 4632 03
Revivals 63 12
Total 39207 49
Deductions during the year as follows
Amount used in payment of losses and
claims 90 48
Amount used in purchase of surrendered
policies 372 34ComptrollerGenerals Eeport 667
Amount voided by lapse 1029 46
Total reduction of premium note account 1492 28
Balance note assets at end of the year 37775 21
Business in Georgia During Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force December 31 of
previous year H30 2010341 00
Number and amount of policies on the lives of
citizens of Georgia issued during the year 141 332971 00
Total 1271 2343312 00
Deduct number and amount which have ceased to bo
in force during the year 93 154844 00
Total number and amount of policies in force in
Georgia December 31 1911 1178 2188468 00
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 2 9974 71
Amount of losses and claims on policies in Georgia
incurred during the year 17 36270 00
Total 19 46244 71
Amount of losses and claims on policies in Georgia
paid during the year 18 42626 39
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deduction for losses dividends com
missions or other expenses Total 70228 41
SOUTHERN INSURANCE COMPANY OF NASHVILLE TENNESSEE
F M Searight President B T Hall Secretary
Principal Office Nashville Tenn
J E Sheppard Americus Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 160450 00
Amount of net or ledger assets December
31 of previous year 211695 30
Increase of capital 14300 00
Extended at 225995 36668
ComptrollerGenerals Beport
IIIncome During Year
Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 23491 99
Premiums from II A Dept 51677 89
Total
75169 8S
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or
liens
16 License fee recovered
18 Surplus from slock sales
19 From all other sources viz Certificates of deposit and
collateral loan
Total income
75169 8S
598 25
6229 43
7 67
7 00
8755 00
1326 93
92094 76
IIIDisbursements During the Year
Cash paid for death claims including re
visionary additions
3195 15
Total
3195 15
7 Total net amount actually paid for losses and matured
endowments
17 Cash iaid for commissions and bonuses to agents less
commission on reinsurance
IS ash paid for salaries and allowances to managers and
agents
P Cash paid for medical examiners fees 144500 in
spection of risks 150200 total
20 Cash paid for salaries and all other compensation of
officers and other home office employees
22 Cash paid for luxes on investments
23 Cash paid for insurance department fees and agents
licenses
24 Cash paid for rent including companys occupancy
25 Branch office expense
26 Cash paid for furniture ixtures and safes for home and
agency offices
27 Cash paid for advertising 45800 printing 163430
postage telegraph and telephone and express 31095
total
28 Cash paid for legal expenses
3195 15
9567 94
1371 12
3035 00
4033 21
1514 71
70 30
778 5
205 110
706 88
2403 25
2 05ComptrollerGenerals Report
Cash paid for the following items viz Audit and actu
arial 5720 miscellaneous 10074 com stock 1370
total
Health and accident disb 7328357 ins of stock
2690 total
30 Total disbursements
IVAssets as Per Ledger Accounts
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals
i Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
Cash deposited in banks
Agents ledger balances of which 105082 plus H A
81020 was advanced during the year
Furniture and fixtures
8
in
13
14
15
18
21
23
24
26
27
28
Total net or ledger assets less depreciation
Other Assets
Interest accrued on mortgages
Interest accrued on bonds and stocks
Interest due 52130 and accrued 16104
on other assets certificates
327 17
85 00
682 34
Total carried out
Market value of bonds and stocks over cost
New Business
Gross premiums due and unreported on
policies in force December 31 1911 4073 23
Gross deferred premiums on policies in
force December 31 2375 86
Total 4514 36
Net amount of uncollected and deferred premiums
Stationery and supplies
Total assets as per the books of the company
Items Not Admitted
Furniture fixtures and safes
Commuted commissions 20272 agents
balances 105682 total
1833 83
1259 54
669
1587 94
76973 57
127444 72
21500 00
1500 00
129885 25
2120 15
31939 15
1867 02
1833 83
190645 40
1084 51
4254 75
1934 73
2614 73
200534 12670 ComptrollerGenerals Report
5 Overdue and accrued interest 521 30
8 Supplies printed matter and stationery 2614 73
Total
9 Total assets less items not admittedI
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December computed according to The
Actuaries Table of Mortality with
four per cent interest 7068 5
Deduct net value of risks of this com
pany reinsured in other solvent com
panies 258 87
Net reinsurance reserve
3 Claims for death losses due and unpaid 104 41
Total policy claims
14 Amount due medical examiner
16 Amount of any other liability of the company viz
Salaries rents etc Dec account
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
19 Total liabilities
6229 40
194304 72
6809 65
104 41
352 00
2055 53
9321 59
184983 13
194304 72
SOUTHERN NATIONAL LIFE INSURANCE CO OF LYNDON KY
Ed L Williams President Wm Higgins Secretary
Principal Office Lyndon Ky
E M Jones Sr Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 188610 00
Amount of net or ledger assets December
31 of previous year 220362 04
Increase of capital during 1911 110 00
Extended at 220472 04ComptrollerGenerals Report
671
IIIncome During Tear 1911
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses
52487 06
37595 59
Total
90082 65
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned
and dividends on stock 2120 00
10 Cash received for interest on premium notes loans or
liens
19 From all other sources viz Refund by Insurance Field
Co 2080 cash for applications 24712 increase of
surplus during the year 13084000 total
Total income
IIIDisbursements for the Year 1911
22725 00
1 Cash paid for death claims including re
visionary additions
Total 22725 00
6 Deduct amount received from other com
panies for losses or claims on policies
of this company reinsured of which
500000 is for matured endowments 5000 00
7 Total net amount actually paid for losses and matured
endowments
13 Surrender values paid in cash
Total paid policyholders
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 4674050
renewals 256929 total
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 494400 inspec
tion of risks 132762 total
20 Cash paid for salaries and all other compensation of
officers and other home office employees
21 Cash paid for taxes on new premiums
23 Cash paid for insurance department fees and agents
licenses
90082 65
3894 16
53 59
131107 92
227258 32
17725 00
600 50
18325 50
49309 79
2870 19
6271 62
12533 32
252 25
853 25672
ComptrollerGenerals Report
24 Cash paid for rent including 45200 companys occu
pancy 452 00
27 Cash paid for advertising 133161 printing 96102
total 2292 63
28 Cash paid for real estate expenses other than taxes 987 25
29 Cash paid for the following items viz Telephone and
telegraph 92913 exchange 7022 city taxes
11163 State and county taxes 299156 coupons
380356 general expenses 185534 commissions on
stock 25000 fire insurance 7500 interest 4058
actuarial expenses 67950 total 10806 52
Payment of borrowed money 2000 00
Total miscellaneous expenses 10806 52
30 Total disbursements 106954 32
IVAssets as Per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 3646 95
2 Loans on mortgage first liens on real estate 25445 17
3 Loans secured by pledge of bonds stocks or other diiif
ketable collaterals 53550 00
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 1316 91
5 Premium notes loans or liens on policies in force of
Which 30495 was received during the year 8068 43
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 185450 00
8 Cash deposited in banks 19470 94
10 Agents balances 17 308 11
Furniture and fixtures 112 91
Accounts secured 23 100 62
13 Total net or ledger assets ai per balance above
Other Assets
14 Interest due 113880 and accrued
42488 on mortgages 1563 68
15 Interest accrued on bonds and stocks 187 50
16 Interest due 530570 and accrued
29833 on collateral loans 5604 03
340776 04
Total carried out
20 Market Value of real estate over cost
New Business Renewals
23 Gross premiums due and
unreported on policies
in force December 31
1911 43035 64 15924 40
7355 21
2000 00ComptroleekGenekal s Eepoet
673
24
25
26
28
Cross deferred premiums
on policies in force
December 31 1911
43035 64
1592440
Totals
Deducting loading 30 per
cent on new and 10
per cent on renewals
43035 64
12910 69
15924 40
1592 44
Net amount of uncollee
t e d and deferred
premiums 30124 95
Extended
14331 96

Items Not Admitted
Furniture fixtures and safes
Agents balances
Bills receivable
Book value of stocks over market value
Franklin bank stock 565000 Two States
bank stock 350000
3412 91
17308 11
2310062
940 89
9150 00
Total
64801 51
1498 72

16
17
18
19
Net reinsurance reserve
Amount due on account of salaries vents and office ex
penses
Amount oT any other liability of the eompany viz
Cash with applications 81105 eoupons deposited
with the company 380896
Liabilities on pplicyholder s account
Gross surplus on policyholders account
44456 91
Totalassets 394588 16
53912 53
9 Total assets less items not admitted 340675 63
VLiabilities
Net present value of all the outstanding
policies in force on the 31 day of Decem
ber 1911 computed according to The
Actuaries Table of Mortality with four
per cent interest American Expuerience
at 3 per cent
Deduct net value of risks of this company
reinsured in other solvent companies
63302 79
51 1 65
4620 01
68434 45
272241 18
Total liabilities 340675 63674 COMPTROLLERGrENERAL s REPORT
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 5180 87
2 Premium notes loans or liens received dur
ing the year on new policies 32895
on old policies 864368 8972 63
Total 14153 50
Total reduction of premiums note account 6085 07
Balance note assets at end of the year 8068 43
Business in Georgia During Year
No Amount
Number and amount of claims on policies in Georgia
issued during the year 24 38000 00
Total 24 38000 00
Total number and amount of policies in force in
Georgia December 31 1911 24 38000 00
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deduction for losses dividends com
missions or other expenses Total 133375

SOUTHERN STATES LIFE INSURANCE COMPANY OF MONTGOMERY
ALABAMA
Wilmer L Moore President Prank Orme Secretary
Principal Office Atlanta Ga Home Office Montgomery Ala
Hon Wm A Wright Attorney for Service in Georgia
LCapital Stock
I Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year 681489 39
Extended at 681489 9
ITIncome During Year
1 ash received for premiums on new policies
without deductions for commissions or
other expenses 169286 in
1 j Cash received for renewal premiums
without deductions for commissions or
other expenses 279431 71ComptrollerGenerals Eepoet
675
2 Premium notes loans or liens taken in part
payment for premiums on new policies
2 Premium notes loans or liens taken in
part payment for renewal premium
3 From dividends applied to pay running
premiums
3 Prom dividends applied to purchase paid
up additions and annuities 2193 divi
dend deposits previous year
4 From surrender values applied to pay run
ning premiums
41 From surrender values applied to pur
chase paid up insurance and annuities
Total
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 493772
renewals 13548 73
19272 71
63853 46
22079 I 39
285 47
17 25
711 00
555537 17
18486 45
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
14 Cash received for Profits on sales of bonds
19 From all other sources
Total income
ITTDisbursements for the Year
537050 72
13354 61
7230 83
10779 90
7502 99
180 00
13207 52
589306 57
1 Cash paid for death claims including
revisionary additions
3 Cash paid for disability loss
500 00
Total 129680 00
6 Deduct amount received from other com
panies for losses or claims on policies
of this company 27500 00
7 Total net amount actually paid for losses and matured
endowments
8 Cash paid for annuitants
9 Premium notes loans or liens used in purchase of sur
rendered policies 23476 26 voided by lapse 11
72305
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
102180 00
227 66
35199 31
318 62
22679 39676 ComptrollerGenerals Report
12 Cash dividends applied to purchase paid up additions and
annuities 263 54
12 Cash dividends left on deposit this year 6040 31
14 Surrender values applied to pay running premiums 17 25
15 Surrender values applied to purchase paidup insurance and
annuities 711 00
Total paid policyholders 167637 08
lH Dividends left on deposit drawn 147309 paid sup
plementary contracts 65000 li 123 09
16 Cash paid for interest and discount 563 04
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 11218122
renewals 880732 special renewal expenses 64947 121638 01
18 Cash paid for salaries and allowances to managers and
agents and agency supervision 16946 50
19 Cash paid for medical examiners fees 1552146 inspi
tion of risks 606334 21584 80
20 Cash paid for salaries and all other copmensation of officers
and other home office employees 33206 53
21 Cash paid for state taxes on premiums 4889 57
22 Cash paid for special actual expense 43068 state exami
nation expenses 14055 r7l 23
23 Cash paid for insurance departmenl fees and agents
licenses 69498 municipal and county taxes and
licenses 217153 2866 51
24 Cash paid for rent 3062 49
26 Depreciation of furniture fixtures and safes for home and
agency offices 2000 00
27 Cash paid for advertising 423077 printing and station
622611 postage telegraph express exchange
15783 14914 71
28 Cash paid for investment expenses other than 17
for legal expenses 261551 2623 68
29 ash paid for following items viz Miscellaneous home
office expenses 5072 76
Agents balances charged off 272
i Total miscellaneous disbursements and expenses 23 183580
30 Total Disbursements 402472 88
I V Assets as per Ledger Accounts
Loans on mortgage firsl liens on real estate 212325 00
Loans lev pledge of bonds Stocks or other marketable
collaterals 135250 16
I Loans made in cash to policyholders on this companys
policies assigned as collateral 172975 on
1C premium loans 1 L600 33
5 Premium notes on policies in force 36843 66ComptrollerGeneral s Report
677
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
Furniture and fixtures
Sundry personal items checks returned and etc
13 Total net or ledger assets
Other Assets
14 Interest due 14392 and accrued 1
33533 on mortgages i
15 Interest accrued 67916 on bonds and
stocks
17 Interest accrued 72182 on premiums
notes loans or liens
18 Interest accrued 485 on other assets
1479 25
679 16
721 82
4 85
Total carried out
New Business
Renewals
23 Gross premiums due and
unreported on policies
in force December 31
1911
24 Gross deferred premiums
on policies in force
December 31 1911
129 92
858 29
55308 14
9977 99
Totals
25 Deducting loading
988 21
724 77
65286 13
16757 11
26 Net amount of uncollec
t e d and deferred
premiums
Extended
263 44 48529 02
28 Total assets as per the books of the company
Items Not Admitted
2 Furniture fixtures and safes
6 Sundry personal items cheeks returned
etc
7 Bills receivable
7 Premium notes and net premiums in
item 26 in excess of net value of policies
10387 73
627 84
2842 23
3732 33
Total
9 Total assets less items not admitted
149094 31
5735 29
127641 53
2842 23
10387 73
627 84
868323 08
2885 08
48792 46
920000 62
17590 13
902410 49678 ComptrollerGenerals Report
VLiabilities
1 Not present value of all the outstanding
policies in force on the 31 day of Decem
ber 1911 computed according to The
Actuaries Table of Mortality 1911000
with 4 per rent interest 12890487 at
3 per cent includes present value of
supplementary contracts 654100 714842 00
Deduct net value of risks of this company
reinsured in other solvent companies 10901 00
Net reinsurance reserve 703941 00
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders dividend left on deposit 9031 17
11 Amount dividends to policyholderd declared not yet due 2014 40
12 Unearned interest paid in advance 4123 95
13 Commissions due agents when notes are paid 6042 97
16 Amount of any other liability of the company viz
Premiums paid in advance 178354 in suspense
495019 6733 73
17 Liabilities on policyholders account 731887 22
18 Gross surplus on policyholders account 170523 27
19 Total liabilities 902410 49
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 27450 39
2 Premium notes loans or liens received dur
ing the year on new policies 1927279
on legal policies 6385346 83126 25
Total 110576 64
Deductions during the year as follows
Amount voided by lapse 11723 05
Amount redeemed by maker iii cash 62009 93
Total reduction of premium note account 73 732 98
Balance note assels at end of the year 36843 66
Business in Georgia During 1911
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force December 3 of
previous year 3647 7655068 00ComptrollerGenerals Report 679
Moved into state 8500 00
Number and amount of policies on the lives of
citizens of Georgia issued during the year re
vived 20 policies 40000 1524 2343435 00
Total 5171 10007003 00
By removals net 4
Deduct number and amount which have ceased to be
in force during the year 818 1619269 00
Total number and amount of policies in force in
Georgia December 31 1911 4349 8387734 00
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 26 92680 00
Total 26 92680 00
Amount of losses and claims on policies in Georgia
paid during the year 26 92680 00
Amount of premiums collected or secured in Georgia during the
year in cash and notes or credits without any deduction
for losses dividends commissions or other expenses 318574 89
Returned premiums on cancelled policies 7878 00
Total 3010696 89
SOUTHERN STATES MUTUAL LIFE INSURANCE COMPANY
OF CHARLESTON WEST VIRGINIA
Harrison B Smith President A L Alexander President
Principal Office Capital and Lee St Charleston W Va
Brutus J Clay Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 250000 00
Amount of net or ledger assets December
31 of previous year 483118 31
Extended at 483118 31
IIIncome During Year
1 Received for premiums on new policies
without deductions for commissions or
other expenses including notes 38074 51680 ComptbollebGenebal s Eepobt
iy2 Received for renewal premiums without
deductions for commissions or other ex
penses including notes 131058 94
4 From surrender values applied to pur
chase paidup insurance and annuities 50 74
Total 169184 19
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 125001
renewals 304121 4291 22
7 Total premium income 164 892 97
8 Gash received for interest on mortgage loans 18598 40
9 Cash received for interest on bonds owned and dividend
on stock 3276 31
10 Cash received for interest on premium notes loans or liens 3251 91
11 Cash received for interest on other debts due the company
collateral loans and deposits 3505 14
13 Cash received for rents for use of companys property
including company a own occupancy 82500
18 Adjustment in book value of bonds 5000 00
19 From all other sources viz Premiums paid in advance
cash in suspense 696 72
Total income 200046 45
IIIDisbursements for the Year
1 Cash paid for death claims including
reversionary additions 36211 60
2 Premiums notes loans or liens used in
payment of the same 788 40
Total 37000 00
7 Total net amount actually paid for losses and matured
endowments 37000 00
9 Premium notes loans or liens used in purchase of surren
dered policies 8725 08
10 Cash dividends paid policyholders 457 38
13 Surrender values paid in cash 1031 38
15 Surrender values applied to purchase paidup insurance
and annuities 50 74
Total paid policyholders 47256 58
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 2267578
renewals 1153410 25209 88
18 Cash paid for salaries and allowances to managers and
agents 1440 00ComptrollerGenerals Report
681
19 Cash paid for medical examiners fees 428700 inspec
tion of risks 65000
20 Cash paid for salaries and all other compensation of
officers and other home office employees
21 Cash paid for taxes on new premiums
22 Cash paid for taxes on investments
23 Cash paid for insurance department fees and agents
licenses
24 Cash paid for rent less 33000 received under Sublease
26 Cash paid for furniture fixtures and safes for home and
agency officers
27 Cash paid for advertising 113226 printing 193919
express and telegrams 104132
28 Cash paid for real estate expenses other than taxes 1400
for legal expenses 12625
29 Cash paid for the following items viz Agency expenses
Total miscellaneous expenses 6935814
Total Disbursements
4937 10
17956 37
809 70
119 35
630 50
1251 00
740 00
4112 77
140 25
6850 81
116622 72
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all ineumbrances
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collacteral
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
15000 00
331345 10
64084 61
50653 44
12957 00

68350 00
976 78
12617 17
2828 41
7729 53
13 Total net or ledger assets less depreciation 566542 04
Other Assets
14 Interest due 178378 and accrued
07430 on mortgages
15 Interest accrued on bonds and stocks
16 Interest due 57600 and accrued 60092
on collateral loans
Total carried out
4858 08
435
1176 92
6470 30682
ComptrollerGenerals Eeport
New Business
Renewals
23 Gross premiums due and
unreported on policies
in force December 81
1911 446 12
24 Gross deferred premiums
on policies in force
December 31 1911 2976 44
Totals 3423 96
25 Deducting loading 44 per
cent on new and 159
per cent on renewals 1507 39
26 Net amount of uncollec
t e d and deferred
premiums 1916 57
Extended at
27 Furniture fixtures and safes
8934 77
5536 11
14470 88
2305 24
12165 64
14082 21
3000 00
Items Not Admitted
2 Furniture fixtures and safes 3000 00
5 Agents balances 8929 49
7 Bills receiable 2828 41
8 Collateral loans Nos 20 and 22 procured
by renewal contract 887 54
9 Total assets less items not admitted 574449 17
VLiabilities
1 Net present value of all the outstanding
policies in fmcc on the 31 day of Decem
ber 1911 computed according to The
American Experience Table of Mortality
3 per cent Interest 290056 02
Deduct net value of risks of this company
reinsured in other solvent companies 3253 32
Net reinsurance reserve
2 Premium notes or loans on policies and
other obligations in excess of the net
value of their policies
9 Surrender values claimable
286802 70
2552 11
228 53
Total policy claims
11 Interest paid in advance
12 Amount of national state or other taxes due in 1912
13 Amount due on account of salaries rents and office ex
penses
2780 64
2697 47
1633 33
249 44ComptrollerGenerals Report 683
15 Clerical error corrected in 1912 50 30
16 Amount of any other liability of the company viz
Premiums paid in advance 40835 cash in suspense
28837 deferred corns 30077 amount set apart and
provisionally ascertained under preferred dividend con
tracts 1242282 total 13420 31
17 Liabilities on policyholders account 307634 19
18 Gross Surplus on policyholders account 266814 98
19 Total liabilities 574449 17
VIPremium Note Aecount
1 Premium notes loans or liens on hand
December 31 or preious year 15548 26
2 Premium notes loans or liens received dur
ing the year on new policies 79336
on old policies 2096066 21754 02
Total 37302 28
Deductions during the year as follows
Amount used in payment of losses and
claims 8
Amount used in purchase of surrendered
policies 3621 40
Amount charged loss and gain 1463 II
Amount redeemed by maker in cash 19181 99
Total reduction of premium note account24345 28
Balance note assets at end of the year 12957 00
Business in Georgia During Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force December 31 of
previous year 161 30460 0
Number and amount of policies on the lives of
citizens of Georgia issued during the year 102 172646 GO
Total 263 47725
Deduct number and amount which have ceased to be
in force during the year 49 77000 00
Toal number and amount of policies in force in
Georgia December 31 1911 214 400256 00684 ComptrollerGenerals Beport
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 5 6000 00
Total 5 6000 00
Amount of losses and claims on policies in Georgia
paid during the year 5 6000 00
Amount of premiums was collected or secured in Georgia during the year in
cash and notes or credits without any deduction for losses divi
dends commissions or other expenses Total 1252185
STATE LIFE INSURANCE COMPANY OF INDIANAPOLIS INDIANA
II W Bennett President V S Wynn Secretary
Principal Office Indianapolis Indiana
C V LeCraw Attorney for Service in Georgia
ICapital Stock
Amount of net or ledger assets December
31 of previous year 9304204 39
Extended at 9304201 39
IIIncome During Year
1 Cash received for premiums on new
policies without deductions for com
missions or other expenses 241617 00
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 174267 75
21 Premium notes loans or liens taken in
parl payment for renewal premium 1S3140 99
3 From dividends applied to pay running
premiums 160343 56
L Prom dividends applied to purchase paid
up additions and annuities 94S 54
4 From surrender values applied to pay run
ning premiums 398 35
lL Prom surrender values applied lo pur
chase paidup insurance and annuities 18821 23
5 Consideration Im annuities other than
matured installment policies 130 00
Total 2348080 38
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company 5180 79
7 Total premium income 2 342 899 59CompteolleeGenebals Eepobt
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividend
on stock
10 Cash received for interest on premium notes loans or
liens s
11 Cash received for interest on other debts due the com
pany
13 Cash received for rents for use of companys property
including 1269468 for companys own occupancy
16 From dividends left with the company to accumulate
19 From all other sources viz From agents balances
previously charged off
G85
300876 10
8968 56
140822 24
3414 37
104348 27
2487 27
383 74
Total income 2904200 14
IIIDisbursements For The Year
1 Cash paid for death claims including
revisionary additions
3 Cash paid for mutual endowments and ad
ditions thereto
5 Cash paid for sums falling due during
the year on installment policies
579870 17
7000 00
1967 75
Total 588837 92
7 Total net amount actually paid for losses and matured
endowments
8 Disability losses
9 Premium notes loans or liens used in purchase of sur
rendered policies
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paid up addition and
annuities
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums
15 Surrender values applied to purchase paid up insurance
and annuities
Total paid policyholders
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 16589897
renewals 19336849
18 Cash paid for salaries and allowances to managers and
agents including traveling expenses
19 Cash paid for medical examiners fees 1621900 inspec
tion of risks 355961
20 Cash paid for salaries and all other compensation of
officers and other home office employees
21 Cash paid for taxes on new premiums and renewals
588837 92
30 03
24570 90
20522 39
160343 5Q
948 54
220849 55
398 35
18821 23
1035323 07
359267 46
25840 49
19778 61
131325 70
28110 49686
ComptrollerGenerals Eeport
22 Cash paid for taxes on surplus 268711 on investments
74843 3435 54
23 Cash paid for insurance department fees and agents
licenses 817546 8173 46
24 Cash paid for rent including 1269468 companys occu
pancy 22026 04
25 Taxef on real estate 13710 90
26 Cash paid for furniture fixtures and safes for home and
agency offices 2150 71
27 Cash paid for advertising 828868 printing 1212511
postage etc 986390 exchange 12556 30403 25
28 Cash paid for real estate expenses other than taxes
3236597 for legal expenses 3187 67 3555 64
29 Cash paid for the following items viz Deposited divi
dend surplus 22233 discounts etc 8571 invest
ment expenses 181422 miscellaneous expenses 1
40413 on voided notes 32934 profit and Ioss
949265 13348 38
30 Total disbursements 1728449 74
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 995737 12
2 Loans on mortgage first liens on real estate 619990 28
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 2714487 12
5 Premium notes loans or liens on policies in force 78340 02
6 Tost value of bonds and stocks owned excluding accrued
interest at time of purchase 214723 10
7 Cash in companys office 9540 92
8 Cash deposited in banks 215480 82
10 Agents ledger balances 51736 11
11 Total net or ledger assets
12 Deduct depreciation from cost of assets to bring same
to market value
1511 10
13 Total net or ledger assets less depreciation 10478443 09
Other Assets
14 Interest due 756217 and accrued 100
05811 on mortgages 107620 28
15 Interest accrued 1183 on bonds and
stocks 11 s 33
17 Interest accrued 78340 on premiums
notes loans or liens 783 40
18 Interest due 30000 on other assets 300 00ComptrollerGenerals Eeport
687
19
20
22
23
24
23
26
Rents due 123914 on companys pro
perty or lease 1239 14
Total carried out
Market value of real estate over cost
Due from other companies for losses or claims on policies
of this company reinsured
111126 15
207153 08
10000 00
New Business
Renewals
Gross premiums due and
unreported on policies
in force December 31
1911
Gross deferred premiums
on policies in force
December 31 1911
23661 60 71278 15
3959 00
67457 04
Totals
Deduct loading
27620 00 138735 19
18726 79 27330 83
Net amount of uncollec
t e d and deferred
premiums 8893 81 111404 36
Extended at
Unearned premiums for fire insurance home office building
120298 17
3408 21
2S
Total assets as per the books of the company 10930429 30
i
Items Not Admitted
Agents balances
51736 11
Total assets less items not admitted 10878693 19
VLiabilities
Net present value of all the outstanding
policies in force on the 31 day of Decem
ber 1911 computed according to The
Actuaries Table of Mortality with four
per cent interest and American Experi
ence at 3 and 3 per cent 9004760 00
Deduct net value of risks of this company
reinsured in other solvent companies 3630 00
Premium notes or loans on policies and
other obligations in excess of the net
value of their policies
Claims for death losses and matured endow
ments in process of adjustment or ad
justed and not due
11385 50
73790 00
688 ComptrollerGenerals Eeport
J Claims for death losses and other policy
claims resisted by the company 8000 00
8 Present value of unpaid amounts on matur
ed installment policies 35020 00
9 Amount special surplus on combination
policies 09011 31
Total 197812 81
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders 50179 08
12 Amount of National state or other taxes due 42024 38
13 Amount due on account of salaries rents and office ex
penses 1 U889 92
10 Amount of any other liability of the company viz
Premiums paid in advance 1401855 innerest paid
in advance 542S9 75 68308 30
17 Liabilities on polieyholdera account 9371944 49
18 Gross Surplus on policyholders account 1502954 17
19 Total liabilities 10874898 68
VI Premium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 67983 01
2 Premium notes loans or liens received dur
ing the year on old policies 183140 99
Total 251120 00
Deductions during the year as follows
Amount voided by apse 21517 Mi
Amount redeemed by maker in cash 15120s 72
Total reduction of premium note account 172786 s
Balance note assets nl end id the year 78340 02
Business in Georgia During Year
No Amount
Number and amounl of policies on the lives of
citizens of Georgia in force December 31 id
previous year 1817 5950252 00
Number and amount of policies on the lives of
citizens oi Georgia during the year 32s 986645 00
Total 2145 0930897 00
Deduct number and amount which have ceased to bo
in force during the year 101 509 448 00
Total number and amount of policies in force in
Georgia December 31 1911 1954 6367449 00CompteolleeGtenebals Repobt 689
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 1 5000 00
Amount of losses and claims on policies in Georgia
incurred during the year 13 31000 00
Total 14 36000 00
Amount of losses and claims on policies in Georgia
incurred during the year 13 34000 00
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deduction for losses dividends com
missions or other expenses Total 152196 44
STATE MUTUAL LIFE INSURANCE CO OF ROME GEORGIA
C R Porter President A G Wadsworth Secretary
Principal Office State Mutual Building Broad St Rome Ga
Dean Dean Attorneys for Service in Georgia
ICapital Stock
Amount of net or ledger assets December
31 of previous year 3184371 55
Extended at 3184371 55
IIIncome During Year
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 178924 87
IV2 Cash received for renewal premiums
without deductions for commissions or
other expenses 956559 92
3 From dividends applied to pay running
premiums 81113 91
3 Prom dividends applied to purchase paid
up additions and annuities 16 72
4 Prom surrender values applied to purchase
paid up annuities 13557 02
Total 1230172 44
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 40983
renewals 214283 2552 66
7 Total premiums income 1227619 78
8 Cash received for interest on mortgage loans 79695 36
9 Cash received for interest on bonds owned and dividends
on stock 7955 00690
ComptrollekGenerals Keport
10 Cash received for interest on premium notes loans or liens 83284 77
11 Cash received for interest on other debts due the company 7756 L6
13 Cash received for rents for use of company a property
including 180000 for companys own occupancy 3000 00
IS From all other sources viz Gain in ledger assets 36723 89
Total Income 1776552 96
III Disbursements For The Sear
1 Cash paid for deatli claims including
reversionary additions 261618 58
7 Total net amount actually paid for losses and matured
endowments 261618 58
8 Cash paid to annuitants 18900 00
9 Disability claims 437 17
11 Cash dividends applied to pay running premiums 81113 9
12 Cash dividends applied to purchase paidup additions and
annuities 1G 72
13 Surrender values paid in cash 351083 72
15 Surrender values applied to purchase paid up insurance
and annuities 13557 02
Total paid policyholders 726727 12
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 12434167
renewals 8855569 212897 36
IS ash paid for salaries and allowances to managers and
agents 27rsl si
19 Cash paid for medical examiners fees 1688850 in
spection of risks 246747 19 355 07
2D Cash paid for salaries and all other compensation of
Officers and other home office employees 62546 65
21 Cash paid for taxes on new premiums 14478 62
22 Cash paid for taxes on personal property 3518 71
23 Cash paid for insurance department fees and agents
licenses 85875 municipal licenses 4 150 1270 25
24 Cash paid for rent including 180000 companys occu
pancy less 120100 received under sulilease 3412 10
2i Cash paid for furniture fixtures and safes for home and
agency offices 2 149 49
27 Cash paid for advertising 824192 printing 1218930 2oii 22
28 For legal expenses 15 301 60
20 Cash paid Im the following items viz Postage 346461
office expenses 607921 exchange and discount IS177
special examiner 143390 fire insurance 4900 loss
ledger assets 2835114 agents balance charged offCompteollebGenebal s Kepobt
691

5
Vi 6
8
9
10
lie
V 11

1002563 supplementary contracts 6438237 bonds
amortized 59900
115008 16
30 Total disbursements
IVAssets as per Ledger Accounts
Cost value of real estate exclusive of all incumbrances
Loans on mortgage first liens on real estate
Loans secured by pledge of bonds stocks or other marketable
collateral
Loans made in cash to polieyholders on this companys
policies assigned as collateral
Premium notes loans or liens on policies in force
Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
Cash deposited in banks
Bills receivable
Agents ledger balances
Outstanding new premiums
744988 54
947778 75
87000 00
1621358 33
47240 83
175742 58
93849 86
1910 48
13581 67
2793 98
Total net or ledger assets 3736245 02
14
15
16
18
23
24
Other Assets
Interest due 16811 and accrued 779087
on mortgages 7958 98
Interest accrued 387500 on bonds and
stocks 3875 00
Interest due 54056 on collateral loans 540 56
Interest accrued 105000 on other assets 1050 00
Total carried out
13424 54
Gross premiums due and unreported on
policies in force December 31 1911
Gross deferred premiums on policies in force
December 31 1911
Renewals
97380 29
34828 91
Total 132209 20
Deduct loading 26441 84
26 Net amount of uneollected and deferred
premiums 105767 36
Extended 105767 36
27 Total 3855436 92692
ComptrollerGeneral s Report
Items Not Admitted
1 Stock owned 1800 00
5 Agents balances 13581 67
7 Bills receivable 1910 48
Total
17292 115
9 Total assets less items not admitted 3838144 77
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31 day of Decem
ber 1911 computed according to The
American Experience Table of Mortality
with 3 and 3 per cent interest 3285120 90
Deduct net value of risks of this company
reinsured in other solvent companies 1222 80
Net reinsurance reserve
2 Premium notes or loans on policies and
other obligations in excess of the net
value of their policies 3186 25
5 Claims for deatli losses and matured endow
ments in process of adjustment or ad
justed and not due Hi500 00
6 Claims for death losses and oilier policy
claims resisted by the company 3000 00
3283898 L0
Total policy claims
lii Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders
11 Amount of unpaid dividends to policyholders Ief1 at credit
to draw interest 32506 and due and accrued interest
thereon 2014
12 Amount of national state or other taxes due
13 Amount due on account of salaries rents and office ex
penses
14 Unearned interest
15 Persona commission to agents
16 Amount of any other liability of the company viz Prem
ramspaid in advance 139431 sinrial reserve 100
00000 contingency reserve 250000
22080 25
82296 40
345 20
14000 70
1830 04
38774 12
i27 39
103894 31
17 Liabilities on policyholders account 3566968 51
18 Gross surplus on policyholders account 271170 26
19 Total Liabilities
3838144 77ComptbollebGenebals Repobt 693
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 60807 80
2 Premium notes loans or liens received dur
ing the year 68996 70
Total 129804 50
Total reduction of premium note account 82563 67
Balance note assets at end of the year 47240 83
Business in Georgia During Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force Deceniber 31 of
previous year 5166 13275520 50
Number and amount of policies on the lives of
citizens of Georgia issued during the year 1163 2042884 00
Total 6329 15318404 50
Deduct number and amount which have ceased to be
in force during the year 1585 3628367 00
Toal number and amount of policies in force in
Georgia December 31 1911 4744 11690037 50
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 4 10000 00
Amount of losses and claims on policies in Georgia
incurred during the year 35 103500 00
Total 39 113500 00
Amount of losses and claims on policies in Georgia
paid during the year Annuitants 1080000
installments commuted 398250 compromised
170000 lump sum policies 105700 00
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deduction for losses dividends com
missions or other expenses Total 40292762694
ComptrollerGeneral s Eeport
STATE MUTUAL LITE ASSURANCE COMPANY OF WORCESTER
MASS
Burton H Wright President D W Carter Secretary
Principal Office 340 Main Street Worcester Massachusetts
William A Wright Attorney for Service in Georgia
ICapital Stock
Amount of net or ledger assets December
31 of previous year 35667941 25
Extended at 35667941 25
IIIncome During Year
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 599837 02
I1 Cash received for renewal premiums with
out deductions for commissions or other
expenses 4042696 71
2 Premium notes loans or liens taken in part
payment for premiums on new policies 51248 00
3 Prom dividends applied to pay running
premiums 560889 96
3 Prom dividends applied to purchase paid
up additions and annuities 108276 59
41i Prom surrender values applied to pur
chase paid up insurance and annuities 70062 07
5 Consideration for annuities other than
matured installment policies 5433610 35
6 Deduct amount received from other com
panies for losses or claims on policies
in tliis company
40715 35
7 Total premium income 5392895 00
8 Cash received or interest on mortgage loans 357003 40
9 Cash received for interest on bonds owned and dividends
on stock 954252 81
10 Cash received for interest on premium notes loans or liens 230200 64
11 Cash received for interest on other debts due the company 979 33
12 Cash received as discount on claims paid in advance 463 35
I Cash received for rents for use of companys property
including 2510000 for companys own occupancy 114510 45
It Cash received for profits on sales of bonds and stocks
17098990 real estate S00000 all other 218739 258177 29
17 Premium notes loans or liens restored by revival of policies 1946 00ComptrollerGenerals Report
695
19 From all other sources viz Surplus contracts 4799215
Dividends to accumulate 921816 surplus values un
adjusted 112429
141125 13
Total income t 7465663 40
IIIDisbursements For The Year
1 Cash paid for death claims including re
visionary additions 1632835 77
2 Premium notes loans or liens used in pay
ment of the same
3 Cash paid for matured endowments and
additions thereto
4 Premium notes loans or liens used in the
payment of same
5 Cash paid or sums falling due during the
year on installment policies
458 00
669349 86
89 00
16918 03
Total 2319650 66
6 Deduct amount received from other com
panies for losses or claims on policies
of this company
28500 00
7 Total net amount actually paid for losses and matured
endowments
8 Cash paid to annuitants
9 Premium notes loans or liens used in purchase of sur
rendered policies 41700 voided by lapse 119000
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paid up additions and
annuities
12 Dividends left with company to accumulate at interest
13 Surrender values paid in cash
2291150 66
17765 46
1607 00
84347 09
560889 96
108276 59
92118 69
615494 56
Total paid policyholders
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 25255377
renewals 26225602
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid or medical examiners fees 3358200 inspec
tion of risks 1178123
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes on premiums
22 Cash paid for taxes on reserves 4105849 on investments
2306740
5 3771650 01
514809 79
63733 81
45363 23
125204 39
45964 61
64125 89

696
CompteolleeGtenebals Eepoet
23 Cash paid for insurance department fees and agents
licenses 632982 municipal licenses 149275
24 Cash paid for rent including 2510000 companys occu
pancy less 80000 received under sublease
25 Cash paid for commuting commissions v
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 867634 printing 2465202
28 Cash paid for real estate expenses other than taxes 36
28400 for legal expenses 186718
29 Cash paid for the following items viz Accumulated
dividend surplus 4465174 agency surplus and travel
ing 709112 federal tax 1624838 sundries 33
19013 profit and loss 28422280
7822 57
44915 99
27993 63
8907 59
33328 36
38151 18
385404 17
30 Total disbursements 5177375 22
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collaterals
4 Loans made in cash to polieyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Loans on personal security
1608615 50
8664108 00
5000 00
4981617 52
51248 00
4601 78
507945 42
9814 26
11 Total net or ledger assets as per balance above 37956229 43
12 Deduct depreciation from cost of assets to bring same to
market value 318780 95
13 Total net or ledger assets less depreciation 37637448 48
Other Assets
14 Interest accrued 11310024 on mortgages 113100 2 1
15 Interest accrued 27331898 on bonds and
stocks 273318 98
16 Interest accrued 12500 on collateral loans 125 00
17 Interest due 1059920 and accrued 54
52392 on premiums notes loans or liens 05123 18
18 Interest due 4593 and accrued 14799
on other assets 193 92
19 Rents due 47156 and accrued 1290926
on companys property or lease 13326 82
Total carried out
465188 14ComptrollerGenerals Beport
New Business Renewals
697
23 Gross premiums due and
unreported on policies
in force December 31
1911i
24 Gross deferred premiums
on policies in force
December 31 1911
55237 48 309314 12
70839 97 444021 93
Totals 126077 45
25 Deducting loading 221 27863 12
753336 05
166487 27
26 Deduct amount of uncol
lected and deferred
premiums
Extended
98214 33
586848 78
685063 11
28 Total assets as per the books of the company 37787699 73
Items Not Admitted
6 Loans on personal security endorsed or not
with accrued 108 18
8 Supplies printed matter and stationery 10249 60
Total
20257 78
9 Total assets less items not admitted 38767441 95
VLiabilities
1 Net present value of all outstanding policies
in force on 31 day of December 1911
computed according to The Actuaries
Table of Mortality with four per cent
interest American 3 per cent interest 344793 03
Deduct net value of risks of this company
reinsured in other solvent companies 2611 27
Net reinsurance reserve
4 Claims for matured endowments due and
unpaid
6 Claims for death losses and other policy
claims resisted by the company
8 Present value of unpaid amounts on matur
ed installment policies
342181 76
163 00
13374 00
109143 00
Total policy claims 122680 00
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 61245 83698
ComptrollerGenerals Report
12 Amount of national state or other taxes accrued 90000 00
13 Amount due on account of salaries rents and office ex
penses 8on 74
16 Amount of any other liability of the company viz
Premiums paid in advance 5225869 extra reserve on
life annuity contracts 3027700 sup contracts unad
justed sur values held to accumulate etc 951634 43
17 Liabilities on policyholders s account 35451748 00
18 Gross surplus on policyholders account 3315 693 95
19 Total liabilities 38767441 95
21 Estimated surplus accrued on all other policies 3545174800
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 57152 00
2 Premiums notes loans or liens received dur
ing the year on old policies 111960 00
Total
Deductions during the year as follows
Amount used in payment of losses and
claims g
Amount used in purchase of surrendered
policies
Amount voided by lapse
Amount redeemed by maker in cash
169112 00
547 00
417 00
1190 00
115710 00
Total reduction of premium note account
Balance note assets at end of the year
Business in Georgia During Year
Number and amount policies on the lives of
citizens of Georgia in force December 31 of
previous year
Number and amount of policies on the lives of
citizens of Georgia issueI during the year
117864 00
51248 00
No
Amount
694 1395563 00
167 348790 00
Tota3 861 1744 on
Deduct number and amount which have ceased to be
in force during the year 2
1744353 00
Toal number and amount of policies in force in
Georgia December 31 1911
779 1566243 00ComptrollerGenerals Report
699
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 20 10137 50
Total
20 10137 50
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deductions for losses dividends
commissions or other expenses Total 5143433
THE TRAVELERS INSURANCE COMPANY OF HARTFORD CONN
Sylvester C Dunham President Louis F Butler Secretary
Home Office No 700 Main Street Hartord Connecticut
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year 56455255 85
4 Extended at 56455255 85
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 3987768 for first
years reinsurance 1091158 oo
6 Surrender values applied to pay first years
premiums
7 Total first years premiums on original
policies 1092406 78
8 Dividends applied to purchase paidup ad
ditions and annuities 20265 00
9 Surrender values applied to purchase paid
up insurance and annuities 22681 30
10 Consideration for original annuities involv
ing life contingencies 101815 01
11 Consideration for supplementary contracts
involving life contingencies 5269 59
12 Total new premiums 1242437 68
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 175
59816 for reinsurance or renewals 6492731 61
14 Dividends applied to pay renewal premiums 36531 82700
ComptrollerGenerals Report
16 Surrender values applied to pay renewal
premiums 1931 66
17 Renewal premiums for deferred annuities 678 27
18 Total renewal premiums 6 531 873 36
19 Total premium income
20 Consideration for supplementary contracts not involving
life contingencies
23 Gross interest on mortgage loans less
1227323 accrued interest on mortgages
acquired during 1911 1223620 31
25 Gross interest on bonds and dividends on
stocks less 1286106 accrued interest
on bonds acquired during 1911 1123943 U
26 Gross interest on premium notes policy
loans or liens
27 Gross interest on deposit in trust com
panies and banks
28 Gross interest on other debts due the com
pany
29 Interest on contracts for sale of real estate
31 Gross discount on claims paid in advance
32 Gross rent from companys property in
cluding 6204010 for companys occu
pancy of its own buildings 84857 29
573613 79
397682 57
5982 87
127 01
1913 84
527 02
33 Total gross interest and rents 2 838 654 52
35 Profit and loss outstanding drafts not cashed 7918
miscellaneous 6358 142 76
40 From agents balances previously charged off 10 00
41 Gross profit on sale or maturity of ledger assets viz
Real estate 2012875 bonds 2119581 total 41324 56
42 Gross increase by adjustment in book value of ledger
assets viz Bonds 10807170 stocks 906250 117134 20
43 Total income 11345190 87
IIIDisbursements
1 For death claims less 8291500 rein
surance 260004402 additions 3
72800 2603772 02
2 For matured endowments less 500000
reinsurance 96154954 961 549 54
3 Net amount paid for losses and matured endowments 3565321 56
4 For annuities involving life contingencies 34 808 44
4 For total disability claims 261 09
ComptrollerGenerals Eeport 701
6 Surrender vitlues paid in cash or applied in liquidation of
loans or notes 744942 19
7 Surrender values applied to pay new premiums 64813
to pay renewal premiums 193166 2579 79
8 Surrender values applied to purchase paidup insurance
and annuities 22681 30
10 Dividends applied to pay renewal premiums 36531 82
12 Dividends applied to purchase paidup additions and an
nuities 20265 00
14 Total paid policyholders 4427391 19
15 Expense in investigation and settlement of policy claims
including 165326 for legal expenses 3549 53
16 Paid for claims on supplementary contracts not involving
life contingencies 480685 89
18 Paid stockholders for interest or dividends 250000 00
lS1 Discount on premiums paid in advance 1122 00
19 Commissions to agents less commission on reinsurance
First years premiums 45460036 renewal premiums
28122659 annuities original 285521 renewal
1771 7386S9 87
20 Commuted renewal commissions 9888 00
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 42050 83
23 Branch office expenses including salaries of managers and
clerks not included in item 21 202081 41
24 Medical examiners fees 6066007 inspection of risks
1712643 77786 50
25 Salaries and all other compensation of officers directors
trustees and home office employees 211647 07
26 Rent including 2194742 for companys occupancy of its
own buildings 85685 80
27 Advertising 2772956 printing and stationery 25
39171 postage telegraph telephone and express 42
51752 exchange 123646 96875 25
28 Legal expense not included in item 15 2972 64
29 Furniture fixtures and safes 17041 51
30 Repairs and expenses other than taxes on real estate 19957 26
31 Taxes on real estate 26099 89
32 State taxes on premiums 102853 18
33 Insurance department licenses and fees 9707 63
34 All other licenses fees and taxes
35 State county and municipal licenses and
fees 3255 52
36 State county and muncipal taxes 1393 65
37 Taxes on reserve 7547 40
Mexican stamp tax 119 27
Federal corporation tax 1357 88
Total 13673 72702
ComptrollerGenerals Report
38 Other disbursements
39 Heat light and misc expenses of offices 10880 55
40 Newspapers periodicals and luniks 1910 82
41 Misc expense 7 119 53
42 Mortgage loan expense 36190 89
4M Traveling expenses of home office employees L0844 05
Total
45 Agents balances charged off
45 Profit and loss outstanding drafts previously credited
209 miscellaneous 4520
46 Gross loss on Bale or maturity of ledger assets viz Real
estate 3165000 bonds 1598 00
47 IrosS leeruse by adjustment in book value of ledger
assets viz Real estate 5000000 bonds 18475429
stocks 906250
ill
05
66945
201
47 29
33248 til
243816 7D
24
48 Total disbursements 7164 028
IVLedger Assets
1 Home office real estate 950 000
1 Book value of real estate 115 559
2 Mortgage loans on real estate 25 267 753
4 Loans made to policyholders on this companys policies
assigned as collateral 3 088 832
i Look value of bonds 2304888100 anil stocks 1897
65558 24146536
1 Cash in companys office 7000 00
8 Deposits in trust companies and banks not
on interest 77s 34
I Deposits in trust companies and banks on
interest 1259967 62
total 1267745
00
00
32
62
58
12 Total ledger assets 60636418
NonLedger Assets
13 Interest due 643253 and accrued 462
93944 on mortgages 469371 97
14 Interest due 4935000 and accrued 850
41629 on bonds 399 766 29
96
48
21 Total interest and rents due and accrued
23 Market value not including interest in item 14 of bonds
869138
531346
2
42
New lln
Renewals
25 Iross premiums due and
unreported on policies
in force December 31
lllll
10459 09 493038 52ComptkollekGeneeals Report
703
26 Gross deferred premiums
on policies in force
Decmber 31 1911
81945 55
580881 84
27 Totals
28 Deduct loading
92404 64 1073920 36
16355 62 102022 40
29 Net amount of uncollee
ted and deferred prem
iums 76049 02 971897 96
Extended 1047946 98
35 Gross assets 63084850 14
Deduct Assets Not Admitted
42 Overdue and accrued interest on bonds in default 54870 83
46 Admitted assets 63029979 31
VLiabilities Surplus and Other Funds
Net present value of all outstanding poli
cies in force on the 31 day of Decem
ber L911 as computed by the company
on the following tables of mortality and
rates of interest viz
2 American Experience table at 3 per cent
on all participating business and upon
all policies with surrender values based
upon their reserve 4206870 00
Same for reversionar additions 11038 00
Total 4317259 00
3 American Experience table at 3 per cent
on all policies not included in section 2 40410662 00
Total 49410662 00
5 Net present value f annuities including
those in reduction of premiums viz
Emory McClintocks Table of Mortality
among Annuitants with per cent
interest 452014 00 452014 00
Total 54179935 00
6 Deduct net value of risks of this company reinsured in
other solvent companies 1026596 00
53153339 00
704
ComptrollerGenerals Eeport
7 Reserve to provide for health and accident benefits con
tained in life policies
35000 0Q
8 Net reserve 53188339 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company less reinsurance reserve of 1739600 3669259 00
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded 20000 00
12 Claims for death losses in process of ad
justment or adjusted and not due 25402 34
13 Claims for death losses incurred for which
no proofs have been received 277717 23
14 Claims for matured endowments due and
unpaid 15126 90
15 Claims for death losses and other policy
claims resisted by the company 2437 09
17 Total policy Claims
18 Due and unpaid on supplementary contracts not involving
life contingencies
20 Premiums paid in advance including surrender values so
applied
21 Unearned interest and rent paid in advance
23 Commissions to agents due or accrued
25 Salaries rents office expenses bills and accounts due or
accrued
26 Medical examiners fees 648200 and legal fees 54400
due or accrued
27 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement
31 Dividends or other profits due policyholders including those
contingent on payment of outstanding and deferred
payment of outstanding and deferred premiums
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1912 whether
contingent upon the payment of renewal premiums or
otherwise
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not included in item 33
Additional for pro rata paidup insurance values
Additional for deferred reversionary and miscellaneous
an unity contracts
Special contingency reserve
36
37
38
320683 56
640 00
83858 95
198841 29
1267 64
35763 00
7026 00
104942 00
5266 85
55397 59
134940 00
5000 00
15000 00
50000 00ComptrollerGenerals Eeport 705
40 Premiums paid in advance on applications restorations or
charges which have not been accepted by the company 2309 82
45 Unassigned funds surplus 5131444 61
46 Total 63029979 31
Business in The State of Georgia During 1911
No Amount
Policies on the lives of citizens of said state in
force December 31 of previous year 1543 4893877 00
Policies on the lives of citizens of said state issued
during the year 108 282500 00
Total 1651 5176377 00
Deduct ceased to be in force during the year 87 255424 00
Policies in force December 31 1564 4920953 00
No Amount
Losses and claims unpaid December 31 of previous year 3 12750 00
Losses and claims incurred during year 19 100257 78
Total 22 133007 78
Losses and claims settled during year 22 109596 13
Losses and claims unpaid December 31 3411 65
Premiums collected or secured in cash and notes or credits without any
deduction or losses dividends commissions or other expenses Total
14912778
UNION CENTRAL LIFE INSURANCE COMPANY OF CINCINNATI O
Jesse R Clark President John D Sage Secretary
Principal Office 353 W 4th St Cincinnati Ohio
Thos H Daniel Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 500000 00
Amount of net or ledger assets December
31 of previous year 77959164 81
Extended at 77959164 81
IIIncome During Year
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 261348 82706
ComptrollerGenerals Report
1 Cash received for renewal premiums
without deductions for commissions or
other expenses
2 Premium notes loans or liens taken in part
payment for premiums on new policies
2 Premium notes loans or liens taken in
part payment for renewal premium
3 From dividends applied to pay running
premiums
3i From dividends applied to purchase paid
up additions and annuities
4 From surrender values applied to pay run
ning premiums
41 From surrender values applied to pur
chase paidup insurance and annuities
5 Consideration for annuities other than
matured installment policies
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 1668868
renewals 15886936
3565306 54
1004757 43
322029 73
111578 97
69854 76
5465 50
175558 04
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received or interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
12 Cash received as discount on claims paid in advance
13 Casli received for rents for use of companys property
including 1160000 for companys own occupancy
14 Cash received for profits on sales of real estate
16 From dividends left on deposit
18 From compromise and adjustment of mortgage loans
19 From all other sources viz Consideration for supplemen
tary contracts not involving life contingencies
10947556 33
3980249 57
500 00
910120 79
21438 97
2084 74
21653 03
11224 27
448 51
59141 15
146806 00
Total income 16101223 36
IIIDisbursements For The Year
1 Cash paid for death claims including re
visionary additions 2592571 71
2 Premiums notes loans or liens used in
payment of the same 26140 91
3 Cash paid for mutual endowments and ad
ditions thereto 587177 73
3 Cash paid for life rate endowments 1606769 87COMPTEOLLEEGrENEEAL S UePOET
70
5 Cash paid for same falling due during the
year on installment policies
96036 12
Total 4908696 34
6 Deduct amount received from other com
panies for losses or claims on policies
of this company 96286 75
7 Total net amount actually paid for losses and matured
endowments
8 Cash paid to annuitants
9 Premium notes loans or liens used in purchase of sur
rendered policies 2146803 voided by lapse 114
14162
10 Cash dividends paid policyholders and left on deposit
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums
15 Surrender values applied to purchase paidup insurance
and annuities
4812409 59
22970 85
135609 65
91128 38
1004757 43
322029 73
1095479 48
111578 97
69854 76
Total paid policyholders 7665818 84
16 Cash paid stockholders for interest on dividends 50000 00
17 Cash paid for commissions and bonuses to agents less
reinsurance new policies 594075 98 renewals 496
24207 1090318 05
18 Cash paid for salaries and allowances to managers and
agents and other agency expenses 84431 50
19 Cash paid for medical examiners fees 6298950 inspec
tion of risks 442846 67417 96
20 Cash paid for salaries and all other compensation of officers
and other home office employees 378992 9b
21 Cash paid for taxes on new premiums and renewals 172813 lo
22 Cash paid for taxes on reserves and investments 32094 29
23 Cash paid for insurance department fees and agents
and municipal licenses 29665 66
24 Cash paid for rent including 1160000 companys occu
pancy 40439 01
25 Cash paid for commuting Commissions 32809 00
26 Cash paid for furniture fixtures and safes for home and
agency offices 10213 89
27 Cash paid for advertising 2831896 printing 2300706
postage 2115268 72478 70
28 Cash paid for real estate expenses other than taxes 4
67295 for legal expenses 45457 68 50130 63708
ComptrollerGenerals Report
29 Cash paid for the following items viz Mortgage and
mortgage loan expense 301378 70
Profit and loss and other miscellaneous disbursements 157 501 08
30 Total disbursements iy 29 503
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in company s office
8 Cash deposited in banks
515732
67264725
13099925
2119963
25000
5610
732926
4S
89
82
56
54
00
38
50
11 Total net or ledger assets
12 Deduct depreciation from cost of assets to bring same to
market value
83763884
51698
13 Total net or ledger assets less depreciation
69
11
58
Other Assets
14 Interest due 9451796 and accrued 2
41467158 on mortgages 2509189 54
15 Interest due 12500 on bonds and stocks 12500
17 Interest due 3649628 and accrued 452
52930 on premiums notes loans or liens 489025 58
19 Rents due 56000 ami accrued 30000 on
companys property or lease 860 00
Total carried out o 999 200 12
21 Market value of bonds ami stocks over cost 82 50
New Business
Renewals
23 Gross1 Premiums due and
unreported on policies
in force December 31
1911
24 Gross deferred premiums
on policies in force
December 31 1911
76654 44 5474S7 24
12490 84 98113 50
Totals 89145 28 645600 74
25 Deducting loading 20 per
Cent on new and 20 per
cent on renewals 1782906 129120 15ComptrollerGeneral s Eepobt
709
26 Net amount of vmcollected
and deferred prem
iums 71316 22 516480 59
Extended 587796 81
28 Total assets 87299246 01
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1911 computed according to
The Actuaries Table of Mortality with
four per cent interest and American
Table with 3 per cent interest 70075001 00
Deduct net value of risks of this company
reinsured in other solvent companies 633354 00
Net reinsurance reserve 09441647 00
3 Claims for death losses due and unpaid 2500 00
4 Claims for matured endowments due and
unpaid 4771 62
5 Claims for death losses and matured endow
ments in process of adjustment or ad
justed and not due 126470 84
6 Claims for death losses and other policy
claims resisted by the company 13189 58
8 Present value of unpaid amounts on matur
ed installment policies 918577 00
9 Amount of dividends held by the company
on deposit 773 01
Total policy claims 1066282 05
10 Amount of all unpaid dividends of surplus or other des
cription of profits due policyholders 96031 12
11 Amount due on individual accounts 13451 80
12 Amount of national state or other taxes due or accrued 179810 96
13 Amount due on account of salaries rents and office ex
penses 314989 commission to agents due or contin
gent 25874903 261898 92
14 Amount due by the company for medical and legal fees 10450 64
15 Amount due to officers or others for advances on account
of organization cost of collection on unpaid and deferred
premium over loading 20015 27
16 Amount of any other liability of the company viz
Premiums paid in advance 9681248 intertst and rents
paid in advance 114624 93 surplus credited to special
forms of policies 962243100 dividends payable in
1912 273599209 12569860 50710 ComptrollerGenerals Report
17 Capital stock 500000 00
18 Surplus derived from nonparticipating policies 1064929 93
19 Participating policies 2 074 867 82
20 Total liabilities 87299246 01
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 2035735 49
2 Premium notes loans or liens received dur
ing the year on new policies 1034
08124 on old policies 474869138 5782772 62
Total 7818508 11
Deductions during the year as follows
Amount used in payment of losses and
claims 26140 91
Amount used in purchase of surrendered
policies 21468 03
Amount voided by lapse 144779 48
Amount redeemed by maker hi cash 5506156 15
Total 5698544 57
Balance note assets 2119963 54
Business in Georgia During Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force December 31 of
previous year 6109 11571112 00
Number and amount of policies on the lives of
citizens of Georgia issued during the year L29S 2897023 00
Total 7404 14468135 00
Deduct number and amount which have ceased to be
in force during year 499 961142 00
Total number and amount of policies in force in
Georgia December 31 1911 6905 13506993 00
No Amount
Amount of losses and claims on policies in Georgia
incurred during t he year 38 95616 98
Total 38 95616 98
Amount of losses and claims on policies in Georgia
paid during the year 37 94616 98ComptrollerGenerals Report
711
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deduction for losses dividends com
eommissions or other expenses Total 370471 45

UNITED STATES ANNUITY AND LIFE INSURANCE COMPANY OF
CHICAGO ILLINOIS
Henry A Salzer President Wiiu T Smith Secretary
Principal Office 332 S Michigan Ave Chicago 111
ICapital Stock
1 Amount of capital stock
paid up in cash 293900 00
Amount of net or ledger assets December
31 of previous year 582066 93
Decrease of capital during 1911 stock con
tributed by stockholders 6100 00
Surplus on capital sold in year 18306 50
Extended at
594273 43

ITIncome During Year
It
n

1 Cash received for premiums on new policies
without deductions for commissions or
other expenses
1 Cash received for renewal premiums
without deductions for commissions or
other expenses
3 From dividends applied to pay running
premiums
3 From dividends applied to purchase paid
up additions and annuities
122444 89
179815 60
18671 48
967 10
Total 321899 07
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 630759
renewals 524992
11557 51
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest in other debts due the company
310341 56
13421 50
17225 71
1682 76
969 26712
ComptrollerGenerals Keport
19 From all other sources viz Dividends left with the company
to accumulate at interest
Total income
IIIDisbursements For The Year
22731 00
1 Gash paid for death claims including re
visionary additions
Total 22731 00
7 Total net amount actually paid for losses and matured
endowments
9 Premium notes loans or liens used in purchase of sur
rendered policies
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash and left to accumulate
15 Surrender values applied to purchase paidup insurance
and annuities
Total paid policyholders
16 Cash paid stockholders for interest on dividends
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 5632477
renewals 3093339
19 Cash paid for medical examiners fees 1121050 inspec
tion of risks 260614
20 Cash paid for salaries and all other compensation of officers
and other home office employees
21 Cash paid for taxes
22 Cash paid for taxes on reserves
23 Cash paid for insurance Department fees and agents
licenses
24 Cash paid for rent
25 Cash paid for investigation and settlement of policy claims
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 60641 printing 40726
postage 115287 exchange 7710
29 Cash paid for the following items viz Miscellaneous office
expense
Investment expenses
30 Total disbursements
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
1385 04
345025 83
22731 00
1406 43
18253 50
11 10
6277 52
956 00
49635 55
14898 48
87258 16
13816 it
24530 56
3846 43
348 00
5927 05
2599 98
i 726 06
858 45
2243 64
1382 94
2107 15
210179 09
11600 00
308905 00ComptrollerGeneral s Eeport
713
3
5
6
7
8
9
11
12
13
14
15
21
23
24
Loans secured by pledge of bonds stocks or other market
able collaterals
Premium notes loans or liens on policies in force
Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
Cash in companys office
Cash deposited in banks
Bills receivable
Total net or ledger assets
Deduct depreciation from cost of assets to bring same to
market value
Total net or ledger assets less depreciation
Other Assets
Interest accrued 608782 on mortgages
Interest accrued 72313 on bonds and stocks
Total carried out
Market value of bonds and stocks over cost
Gross premiums due and unreported on
policies in force December 31 1911
Gross deferred premiums on policies in
force December 31 1911
Extended
Total assets
Items Not Admitted
Bills receivable
Unpaid premiums in excess of reserve
9
Total
Total assets less items not admitted
VLiabilities
Net present value of all the outstanding
policies in force on the 31st day of
6087 82
723 13
20947 69
11854 98
Total 32802 67
25 Deducting loading nearly 20 per cent on
renewals 6566 54
26 Net amount of uncollected and deferred
premiums 26236 13
105 68
1490 60
27793 43
5590 73
326970 50
12513 26
35641 57
105 68
729120 17
23500 00
705620 17
6810 95
10000 00
26236 13
748667 25
1596 28
747070 97714 CompteolleeGenebals Report
December 1911 computed according to
The Actuaries Table of Mortality with
four per cent interest 412553 00
Deduct net value of risks of this company
reinsured in other solvent companies 6328 00
Net reinsurance reserve 406225 00
5 Claims for death losses and matured endow
ments in process of adjustment or ad
justed and not due 7280 00
Total policy claims 7280 00
10 Amount of all unpaid dividends of surplus or other des
cription of profits due policyholders 30943 01
12 Amount of national state or other taxes due 4442 20
13 Amount due on account of salaries rents and office ex
penses 142 98
16 Amount of any other liability of the company viz
Premiums paid in advance 39234 and other claims 3186 20
17 Liabilities on policyholders account 452219 39
18 Gross surplus on policyholders account 294851 58
19 Total liabilities 747070 97
20 Estimated surplus accrued on tontine and
other policies the profits upon which are
especially reserved for that class of
policies 5387 92
21 Estimated surplus accrued on all other
policies 18643 23
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 or previous year 2767 64
2 Premium notes loans or liens received dur
ing the year on old policies 15834 97
Total 18602 61
Deductions during the year as follows
Amount voided by lapse 1406 43
Amount redeemed by marker in cash 11605 45
Total reduction of premium note account 13011 88
Balance note assets at end of the year 5590 73ComptrollerGeneral s Eeport 715
Business in Georgia During Year
No Amount
Number and amount of policies on the lives of
citizens of Georgia in force December 31 of
previous year 94 143164 50
Number and amount of policies on the lives of
citizens of Georgia issued during the year 167 527691 00
Total 261 670855 50
Deduct number and amount which have ceased to be
in force during the year 57 108310 00
Total number and amount of policies in force in
Georgia December 31 1911204 562545 50
VOLUNTEER STATE LIFE INSURANCE COMPANY OF
CHATTANOOGA TENNESSEE
Z C Patten President A L Key Secretary
Principal Office Chattanooga Tennessee
A W Jackson Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year
Extended at
915597 60
915597 60
IIIncome During Year
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 131587 93
y Cash received for renewal premiums
without deductions for commissions or
other expenses 311678 84
2 Premium notes loans or liens taken in part
payment for premiums on new policies 8452 39
2 Premium notes loans or liens taken in
part payment for renewal premium 69170 48
3 From dividends applied to pay running
premiums 12179 90
3 From dividends applied to purchase paid
up additions and annuities 904 57
Total 533974 11716
ComptrollerGenerals Repoet
Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 311960
renewals 731100
10430 60
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
14 Cash received for profits on sales of bonds or stocks 1
42000
15 Secured agents balances repaid
16 Increase in book value of bonds
17 Worthless notes previously charged off
18 Premiums pending 575il premiums paid in advance
66980
19 From all other sources Guaranteed dividends unpaid 1
02190 gain from unpaid cos checks 6101
Total income
523543 51
33448 46
5054 00
11994 74
4398 59
1420 00
3015 59
493 00
755 62
1245 41
1082 91
586451 83
IIIDisbursements For The Year
1 Cash paid for death claims including re
visionary additions 107646 78
5 Cash paid for sums falling due during the
year on installment policies 350 00
Total 10799678
7 Total net amount actually paid for losses and matured
endowments
8 Cash paid to annuitants
9 Premium notes loans or liens used in purchase of sur
rendered policies voided by lapse
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
Total paid policyholders
16 Casli paid stockholders for interest on dividends
17 Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 8279912
renewals 1818509
18 Cash paid for salaries and allowances to managers and
agents
107996 78
732 14
2907 64
12678 71
12179 90
904 57
32658 69
170058 43
3000 00
100984 21
28206 99ComptkollekGenerals Report
717
19
20
21
22
23
24
26
27
29
Cash paid for medical examiners fees 1413438 inspec
tion of risks 238016 16514 54
Cash paid for salaries and all other compensation of officers
and other home office employees 30558 69
Cash paid for taxes on new premiums 131848 on re
newals 159985 2918 33
Cash paid for taxes on assets 1308 48
Cash paid for insurance department fees and agents
licenses 138800 municipal licenses 107860 2466 60
Cash paid for rent including 237333 2373 33
Cash paid for furniture fixtures and safes for home and
agency offices 1490 06
Cash paid for advertising 559480 printing 379450
postage 215442 telegraph 30271 telephone
46726 express 41188 12927 95
Cash paid for investment expenses other than taxes
76123 for legal expenses 145075 exchange 20238 2211 98
Cash paid for the following items viz Various 5815 37
Miscellaneous funds paid 4555 59
Agents balances charged off 5813 93
30 Total disbursements 391204 48
IVAssets as per Ledger Accounts
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collaterals
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
609470 00
52500 00
175421 58
19431 68
164784 00
13696 67
72740 94
12866 94
533 14
11 Total net or ledger Assets
1110844 95
Other Assets
14 Interest due 36500 and accrued 15
14424 on mortgages
15 Interest accrued 18101 on bonus and
stocks
16 Interest accrued 81583 on collateral loans
17 Interest accrued 47261 on premiums
notes loans or liens
15509 24
181 01
815 83
472 61
Total carried out 16978 69718
ComptrollerGenerals Report
23 Gross premiums due and
unreported on policies
in force December 31
1911
24 Gross deferred premiums
on policies in force
December 31 1911
New Business
2520 08
Renewals
36511 87
14582 34
Totals
25 Deducting loading 65 per
cent on new and 10 per
cent on renewals
2520 08 51094 21
1638 05
5109 42
26 Net amount of uncollec
ted and deferred prem
iums
Extended
882 03 45984 79
46866 87
28 Total assets as per the books of the company 1174 690 46
Items Not Admitted
5 Agents balances
7 Bills receivable
1942 43
2866 94
Total
4809 37
Total assets less Hems not admitted 1169 881 09
VLiabilit ies
1 Net present value of al the outstanding
policies in force on the 31st day of
December 1911 computed according to
The Actuaries Table of Mortality with
four per cenl interest 987 514 00
Deduct net value of risks of this company
reinsured in ether solvent companies 6235 00
Net reinsurance reserve
5 Claims for death losses and matured en
dowments in process of adjustment or ad
justed and not due 20 000 00
i Claims for death losses and other policy
claims resisted by the company 10000 00
8 Present value of unpaid amounts on install
ment policies 782 24
98117i 00
Total policy claims
37882 24ComptrollerGenerals Keport
719
10 Amount of all tjnpaid dividends of surplus or other des
cription of profits due policyholders
12 Amount of national state or other taxes due
13 Amount due on account of salaries rents and office ex
penses
14 Trust funds company for borrowed money
16 Amount of any other liability of the company viz
Premiums paid in advance 66980 unearned interest
457265 commission due agents 145111 medical
fees 107800 premium reduction coupons unpaid
102190 premiums pending 60536
17 Liabilities on polieyholder s account capital stock
18 Gross surplus on policyholders account
1151 22
3585 00
1568 68
303 40
9398 82
100000 00
34712 73
19 Total liabilities
VIPremium Note Account
hand
1 Premium notes loans or liens on
December 31 or previous year
2 Premium notes loans or liens received dur
ing the year on new policies 845239
on old policies 6917048
23553 52
77622 87
Total
Deductions during the year as follows
Amount voided by lapse carried to suspense
account 6882 91
Amount redeemed by maker in cash 74861 80
101176 39
Total reduction of premium note account
Balance note assets at end of the year
Business in Georgia During Year
Number and amount of policies on the lives of
citizens of Georgia in force December 31 of
81744 71
No
previous year
1065
Number and amount of policies on the lives of
citizens of Georgia issued during the year 431
Total 1496
Deduct number and amount which have ceased to be
in force during the year 242
Total number and amount of policies in force in
Georgia December 31 1911 1254
19431 68
Amount
1702102 00
728138 00
2430240 00
330646 00
2099594 00720
ComptrollerGenerals Eeport
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 1 5000 00
Amount of losses and claims on policies in Georgia
issued during the year 9 20 000 00
Total 10 25000 00
Amount of losses and claims on policies in Georgia
paid during the year 7 13000 00
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deduction for losses dividends com
missions or other expenses Total 6792341ASSESSMENT COMPANIES
AMERICAN INSURANCE COMPANY OF SAVANNAH GEORGIA
N T Counts President M L Sutherland Secretary
Principal Office 115 Park Ave West Savannah Ga
Gordon Saussy Attorney for Service in Georgia
IBalance Seet
Amount of net or ledger assets December 31 of previous
year 8146 39
IIIncome During Year
Gross amount paid by members to the Association or its
Agents without deduction for commissions or other
expenses as follows
3 Assessments fixed in advance 23347 14
Total paid by members 23347 14
5 Interest 175 00
7 Cash received from all other sources viz Borrowed
money 35333 guarantee fund 50000 total 853 33
Total income 24375 47
IIIDisbursements During Year
1 Losses and claims 11749 63
2 Weekly payments and assessments returned to members 25 85
Total paid to members 11775 48
5 Salaries and traveling expenses of members of agencies
and general special and local agents 9464 46
7 Salaries and other compensation of officers and othei
office employees 2567 00
8 Taxes 342 72
10 Blanks and printing 415 20
11 All other items viz Auditing 23000 office expenses
232 26 interest dis 19805 legal expenses 5932 719 63
Total disbursements 25284 49722
CompteolleeGenerals Eeport
IVInvested Assets
1 Cost value of real estate in cash exclusive of all incum
brances
5 Cast value of bonds and stocks owned absolutely
All other deposits The Germania Bank
9 All other ledger assets viz Furniture and fixtures
12550 office equipment 40000 total
10 Total net or ledger assets
2000 00
4700 00
11 87
t 525 50
7237 37
VContingent Assets
12 Interest accrued
19 Weekly payments or premiums due and
unpaid on membership in force 1500 34
21 Total due from members
22 Deduct estimated cost of collection
1500 34
225 05
23 Net amount due from members
24 All other assets viz Debit cash values which is less
than cost value
43 75
1275 29
12146 80
Total assets 20793 21
VILiabilities
1 Losses due and unpaid 30 50
5 National State or other taxes accrued 15 61
7 Borrowed money 1353 33
9 Amount of all other liability viz Guarantee fund
1300000 interest accrued on G F 170524 prem
iums paid in advance 4470 reserve as per act Aug
16 1909 212138 Total 16871 32
Total liabilities
18270 76
VIIExhibit of Certificates or Policies
No Amount
Policies in force December 31 1910 4613 186047 75
Policies or certificates written during the year 1911 L0358 430563 00
Total 14971 616610 75
Deduct number and amount which have ceased to be
in force during 1911 10374 432917 25
Total policies or certificates in force December 31 4597 183693 50
Losses and claims on policies or certificates incurred
during the year 1911 3397 11780 13
yComptrollerGenerals Report
723
Losses and claims on policies or certificates paid dur
ing the year 1911 3387 11749 63
AMERICAN INSURANCE COMPANY OF ATLANTA GEORGIA
M T LaHatte President C T Merritt Secretary
Principal Office 304 Temple Court Atlanta da
IBalance Sheet
Amount of net or ledger assets December 31 of previous
year 13375 99
IIIncome During Year
Gross amount paid by members to the Association or its
Agents without deduction for commissions or other
expenses as follows
1 Membership fees 8863 27
Total paid by members 8863 27
5 Interest 4 80
7 Cash received from all other sources viz Bills receiv
able 187155 cash fund 76115 2638 70
Agents advances 14101 guarantors 2075 01
Total income 13581 78
IIIDisbursements During Year
1 Losses and claims 1853 67
2 Annual payments and asgments returned to members 342 67
Total paid to members 2196 34
3 Commissions and fees retained by or paid to agents 1957 44
5 Salaries and traveling expenses of members of agencies
and genera special and local agents 292 11
6 Bills receivable 2189 r
7 Salaries and other compensation of officers and ether
office employees 3476 57
8 Rent 24000 taxes 27165 511 65
9 Advanced to officers and agents to be repaid out of
future salaries or commissions 417 60
10 Advertising 20147 blanks and printing 34364 545 11
11 All other items viz Miscellaneous expense 474 27
Guarantors fund 1321 19
Total disbursements 13581 78724
ComptbollebGenebals Eepoet
IVInvested Assets
2 Loans on bond and mortgage first liens on real estate
5 Cost value of bonds and stocks owned absolutely
7 Cash deposited in banks on reserved fund account
Cash in hands of agent s
Gurantors fund 400000 furniture and fixtures 18600
Charter 10000 supplies 30000 bills receivable
10295 total
9 All other assets
200 00
1250 00
1071 13
1507 10
4486 00
3502 95
368 81
Total net or ledger assets

L3375 99
VContingent Assets
II Market value of real estate over cost
19 Annual payments or premiums due and
unpaid on memberships in force 4021 85
20 Annual payments or premiums in process
of collection not yet due 1256 65
21 Total due from members
22 Deduct estimated cost of collection

5279 50
1319 62
23 Net amount due from members
24 All other assets viz Contingent fund fixed by bylaws
Total assets
1000 00
3959 88
44316 35
62 651 22
YTLiabilities
2 Losses in process of adjustment or adjusted and not due 425 00
4 Losses resisted by the company 5700 no
7 Borrowed money 1
Total liabilities
7125 00
VII Exhibit of Certificates or Policies
No Amount
Policies or certificates in force December 1 1906 1420 910200 00
Policies or certificates written during the year 1907 719 45162 00
Total 2139 1361823 00
Deduct number and amount which have ceased to be
in force during 1907 L012 583 265 00
Total policies or certificates in force Pit 31 1907 1127 778558 00ComptrollerGenerals Report 725
american life annuity company of georgia atlanta ga
B S Calhoun President T K Bowles Secretary
Principal Office 3rd Floor Forsyth Building Atlanta Ga
Wra A Wright Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets received from American
Life Annuity Association October 18 66157 49
IIIncome During Year
Gross amount paid by members to the Association or its
Agents without deduction for commissions or other
expenses as follows
3 Assessment premiums 4557 50
Total paid by members 4557 50
5 Interest 141 45
6 Borrowed money F W Leonard 51333 Ohas Thomp
son 200000 total 2513 33
7 Cash received from all other sources viz Sale of income
certificates 36600 00
Total 43812 28
IIIDisbursements During Year
1 Losses and claims 250 00
2 Annual payments and assessments returned to members 6 46
Total paid to members 256 46
3 Commissions and fees returned by or paid to agents 3815 26
5 Salaries and traveling expenses of members of agencies
and general special and local agents 259 60
6 Medical examiners fees whether paid direct by mem
bers or otherwise 385 37
7 Salaries and other compensation of officers and other
office employees 514 00
8 Bent 27750 license 18750 465 00
10 Advertising 5670 blanks and printing 106734 1124 04
11 All other items viz Interest 5917 exch and dies
105647 expense 14540 126104
Postage 4450 telegraph telephone and express 17192 215 42
Commission to agents on certificates 4485 83
Total disbursements 12782 02726
COMPTROLLERGrENERAL s EePORT
IVInvested Assets
2 Loans on bonds and mortgage first liens on real estate 2000 00
5 Cost value of bonds and stocks owned absolutely 20000 00
6 Cash in office 690 25
7 Cash deposited in banks on reserved fund account Certi
ficate of deposit Bank of Whigham Ga 4 per cent
50000 certificate of deposit Bank of Whigham Ga
50000 certificate of deposit Bank of Denton Ga 4
per cent 250000 certificate of merchants Farm
ers Bank Willichoochee Ga 4 per cent 14000 total 3640 00
All other deposits Lowry National Bank 26 46
Bills receivable 61861 37
Premium notes 1st years 72722 renewal 17423 total 901 45
8 Agents ledger balances accounts receivable 7006 92
9 All other ledger assets viz Furniture and fixtures 1061 30
Total net or ledger assets 97187 75
VContingent Assets
12 Interest on bonds accrued
13 Interest accrued on mortgage loans
19 Annual payments or premiums due and
unpaid on memberships in force 4674 57
21 Total due from members 4174 r7
22 Deduct estimated cost of collection 4097 16
23 Net amount due from members
Total assets
520 00
20 00
577 41
98305 16
VILiabilities
2 Losses in process of adjustment or adjusted and not
due No of claims 3 present value on annuities
not due payable o per month
4 Notes payable
5 Interest accrued on certificates
6 Accounts payable F Y Leonard 51333 W II Born
4713
9 Amount of all other liability viz Reserve on policies
Total liabilities
6796 llll
2205 ill
3665 10
560 40
3540 00
16767 06
VIIExhibit of Certificates or policies
No Amount
Policies or certificates written during the year 1911
including reinsurance 139 439500 00
Total 139 439500 00CompteolleeGeneeals Report 727
Deduct number and amount Which have ceased to be
in force during 1911 1 3000 00
Total policies or certificates in force Dec 31 1911 138 436500 00
Business in Georgia During Year
Policies or certificates written during the year 1911 139 439500 00
Total 139 439500 00
Deduct number and amount which have ceased to be
in force during 1911 1 3000 00
Total policies in force December 31 1911 138 436500 00
ATLANTA MUTUAL INSURANCE ASSOCIATION OF ATLANTA GA
A F Herndon President T K Gibson Asst Secty
Principal Office 202 Auburn Avenue Atlanta Ga
Hon W A Wright Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31 of previous
875 73
year v
IIIncome During Year
Gross amount paid by members to the Association or its
Agents without deduction for commissions or other
expenses as follows 4 333 00
1 Membership fees gg
2 Annual dues
Total paid by members 1501 88
5 Interest
7 Cash received from all other sources viz Reserves re
vivals advances deficiencies and miscellaneous 12179 79
Totalincome 162766 67
IIIDisbursements During Year
64021 26
1 Losses and claims v
2 Annual payments and assessments returned to members 101 bo
A
Total paid to members 64122 91
3 Commissions and fees retained by or paid to agents 52854 88728
ComptrollerGenerals Beport
5 Salaries and traveling expenses of members of agencies
and general special and local agents 21 212 74
7 Salaries and other compensation of officers arid other
office employees
8 Rents taxes commuted commissions
9 Advanced to officers and agents to re repaid out of
future salaries or commissions
10 Advertising 80597 blanks and printing 86325
11 All other items viz Purchase of bonds 548167 ex
press 9402 postage 69620 legal expenses 12825
Interest on Guarantee certificates 64000 auditing
64025 organization Ala exp 49169 miscellaneous
468810 total i2856 18
Total disbursements
Total net or ledger assets j
VContingent Assets
15 Market value of bonds and stocks over cost
19 Annual payments or premiums due and
unpaid on memberships in force 4418 50
20 Annual payments or premiums in process of
collection not yet due 4113 50
21 Total due from members
22 Deduct estimated cost of collection
8532 00
1706 40
23 Net amount due from members
Total assets
V ILiabilities
1 Losses due and unpaid
2 Losses in process of adjustment or adjusted and not due
6 For salaries rents and office expenses
8 To officers or others for advances on account of expenses
of organization
9 Amount of all other liability viz Calendars 47500 bills
payable 22500 required reserve on 37633500
Insurance in force
Total liabilities
3945 36
2975 38
50 00
1669 22
159690 67
IVInvested Assets
5 Cost value of bonds and stocks owned absolutely 10850 00
All other deposits Ga Savings Bank Trust Co 69033
cash in office Bee 31 1911 7237 furniture and fix
tures 927241 agents ledger balances 141662 11451 73
22301 73
850 00
6825 60
29977 33
12 71
177 55
1760 00
2870 00
5644 93
11335 23ComptrollerGenerals Eeport
VIIExhibit of Certificates or Policies
Insurance in force December 31 1910 as per auditors
report
Amount written in 1911 21864
Amount lapsed in 1911 17208
Net 4656
Total in force
Business in Georgia During Year
Insurance in force as per auditors report
Amount written in 1911 1319
Amount lapsed in 1911 9873
Net 3317
Total in force
729
364695 00
54660 00
43020 00
11640 00
376335 00
263033 00
32975 00
24682 50
8292 50
271325 50
BANKERS HEALTH AND LIFE INSURANCE COMPANY OF
MACON GA
P L Hay President P C Carnes Secretary
Principal Office 607610 Grand Bldg Macon Ga
C A Glawson Macon Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year 1910 11734 08
IIIncome During Year 1911
Gross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows
1 Membership fees 4963 55
2 Annual dues 148507 55
Total paid by members 153471 10
5 Interest 185 90
7 Cash received from all other sources viz 200000 income
certificates by P L Hay and T E Phillips 2000 00
Total income 155657 00
IIIDisbursements During Year 1911
1 Losses and claims 60201 80
2 Annual payments and assessments returned to members 216 30
Total paid to members 60418 1058992 39
16919 11
4958 95
2796 15
3243 86
78 45
2273 75
2926 85
730 ComptrollerGenerals Report
3 Commissions and fees retained by or paid to agents
4 Commissions and fees retained by or paid to officers and
directors
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
7 Salaries and other compensation of officers and other office
employees
8 Bent 177625 taxes 146761 total
9 Advanced to officers and agents to be repaid out of future
salaries or commissions
10 Advertising and blanks and printing
11 All other items viz Attorneys fees 25945 interest on
incorporation certificates1 87200 miscellaneous ex
penses 109340 furniture and fixtures 70200 total
Total disbursements
IVInvested Assets
5 Cost value of bonds and stocks owned absolutely
6 Cash in office
7 Cash deposited in banks on reserved fund account viz
Citizens National Bank
All other deposits viz Citizens National Bank
8 Agents ledger balances
9 All other ledger assets viz Furniture and fixtures
10 Total net or ledger assets less depreciation 14787 13
VContingent Assets
19 Annual payments or premiums due and unpaid on member
ships in force 4968 60
20 Annual payments or premiums in process of collection not
yet due 104000 00
21 Total due from members 108968 60
22 Deduct estimated cost of collection 27282 10
23 Net amount due from members 81686 50
24 All other assets viz Books and printing 750 00
Total assets 97223 63
VILiabilities
5 State or other reserve liability of 150 for each 10000
insurance in force sick claims included 12908 70
6 For salaries rents and office expenses 319 70
9 Amount of all other liability viz Eobt Chapman Co
30000 American Art Wks 21000 total 510 00
Total liabilities 13738 40
152607 61
10000 00
213 91
1000 00
462 82
110 40
3000 00
CompteolleeGeneeals Repobt 731
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 27602 607240 00
Policies or certificates written during the year 1911 34532 966890 00
Total 62134 1574130 00
Deduct number and amount which have ceased to be
in force during 1911 29454 795250 00
Total policies in force December 31 1911 32680 778880 00
Losses and claims on policies or certificates incurred during
the year 1911 60201 80
Total 60201 80
Losses and claims on policies or certificates paid during the
year 1911 60201 80
CAPITOL CITY FIRE INSURANCE CO OP ATLANTA GEORGIA
Geo W Cooper President Robt L Lyons Secretary
Principal Office 919 Austell Building Atlanta Ga
Judge A L Bartlett Dallas Attorney for Service in Georgia
IIIncome During Year 1911
2 Annual dues 1563 31
Total paid by members 5Z 31
7 Cash received from all other sources viz Advanced by
members for organization purposes 560 00
Total income 2063 31
IIIDisbursements During Year 1911
1 Losses and claims 220 00
Total paid to members 220 00
3 Commissions and fees retained by or paid to agents 231 65
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 130 00
7 Salaries and other compensation of officers and other office
employees 215 00
8 Taxes 115 00
10 Advertising 2100 blanks and printing 14700 total 168 00
11 All other items viz Paid back to members for organiza
tion 30000
Paid for office furniture 80
Total disbursements M59 65732 ComptrollerGenerals Report
IVInvested Assets
2 Loans on bond and mortgage first liens on real estate 200 00
All other deposits viz Cash in hand by R L Lyons
secretary and treasurer 220 00
8 Agents ledger balances ig3 66
Total net or ledger assets less depreciation 603 66
VContingent Assets
19 Annual payments or premiums due and unpaid on mem
berships in force 409 75
21 Total due from members 429 75
23 Net amount due from members t 429 75
24 All other assets viz Office furniture stationery books
policies etc 155 00
Total assets j jgg 4
VILiabilities
6 For rents and office expenses 35 00
8 For stationery and printing 89 00
Total liabilities 4 04 qq
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1911 511 100 515 00
Policies or certificates written during the year 1911 7 ID 148 600 00
Total 710 148600 00
Deduct number and amount which have ceased to be
in force during 1911 199 48085 0
Total policies or certificates in force December
31 19U 511 100515 00
Losses and claims on policies or certificates incurred during
the year 1911 220 7
3
10
11
CompteollebGenebals Eepoet 733
continental aid association of atlanta ga
M Gross President Le Eoy Smith Secretary
Principal Office Empire Building Atlanta Gia
B M Cross 76 Oak St Atlanta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year 6081 05
IIIncome During Year 1911
Gross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows
Membership fees 4077 14
Annual dues 9607 35
Total paid by members 94684 49
Interest 400 00
Cash received from all other sources viz Accounts
payable 16181
Total income 95246 30
IIIDisbursements During Year 1911
Losses and claims 41981 98
Annual payments and assessments returned to members 132 50
Total paid to members 42114 48
Salaries and traveling expenses of managers of agencies
and general special and local agents 4177795
brought forward from 1910 4898 total 41826 93
Salaries and other compensation of officers and other
office employees 6432 50
Eent 127500 taxes 49397 total 1768 97
Blanks and printing 547 89
All other items viz Interest 839 bills receivable to
loss and gain 640 total 14 79
Auditing books 22135 attorneys fees 13605 mis
cellaneous expenses 158926 total 1946 66
Interest guarantee fund certs 29800 bills payable
15000 total 448 00
Total disbursements 95100 22
IVInvested Assets
Cost value of bonds and stocks owned absolutely 5100 00
All other deposits viz Fourth National Bank Atlanta
Ga 217 94
734 ComptrollerGenerals Report
8 Agents ledger balances 52 80
9 All other ledger assets viz Furniture and fixtures 856 39
Total net or ledger assets less depreciation 6227 13
VContingent Assets
19 Annual payments or premiums due and unpaid on mem
berships in force 1545 10
20 Annual payments or premiums in process of collection not
yot due 56992 00
21 Total due from members 58 537 10
22 Deduct estimated cost of collection H 707 42
23 Net amount due from members 46 829 68
Total assets 53056 81
VILiabilities
6 For salaries rents and office expenses 1G1 81
9 Amount of all other liability viz Reserve as per act
of August 1909 5 920 77
Total liabilities 6082 58
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 13183 314934 00
Policies or certificates written duringthe year 1911 26615 729754 25
Total 39798 1044688 25
Deduct number and amount which have ceased to
be in force during 1911 23947 649970 00
Total policies or certificates in force December
31 19n 15851 394718 25
Losses and claims on policies or certificates incurred during
the year 1911 41981 9g
Total 4198198
Losses and claims on policies or certificates paid during the
year 19n 41981 98ComptrollerGenerals Eeport 735
FARMERS COOPERATIVE FIEE INSURANCE CO OF GEORGIA
J M Ball President J T Goodman Secretary
Principal Office Jackson Ga
J F Carmichael Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year 223 81
IIIncome During Year 1911
Gross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows v
1 Membership fees 228 98
3 Assessments for losses by fire 4596 35
Total paid by members 5825 33
Total income 5825 33
IIIDisbursements During Tear 1911
2 Payments and assessments returned to members 4596 35
Total paid to members 4596 35
3 Commissions and fees retained by or paid to agents 716 33
8 Taxes 200 00
10 Blanks and printing 33 95
11 All other items 16 53
Total disbursements 5563 06
IVInvested Assets
6 Cash in office 486 08
VILiabilities
2 Losses in process of adjustment or adjusted and not due
Number of claims 1668
4 Losses resisted by the company Number of claims 500
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 4751 4543859 00
Policies or certificates written during the year 1911 340 488302 00
Totai 5091 5032161 00736 ComptbollebGenebal s Repobt
Deduct number and amount which have ceased to
be in force during 1911 272 284766 00
Total policies in force December 31 1911 4819 4747395 00
Losses and claims on policies or certificates unpaid December
31 1911 2168 00
Losses and claims on policies or certificates incurred during
the year 1911 4590 35
Ttal 6764 35
Losses and claims on policies or certificates paid during the
year 1911 4596 35
FARMERS MUTUAL FIRE INSURANCE CO OF GEORGIA
B F Melton President W H Gurr Secretary
Principal Office Dawson Georgia
W H Gurr Dawson Ga Attorney for Service in Georgia
IIIncome During Year
Gross amount paid by members to the Association or its
Agents without deduction for commissions or other
expenses as follows
1 Membership fees 461 80
2 Annual dues 904 06
3 Assessments 6 229 00
Total paid by members 7 594 gg
IIIDisbursements During Year
1 Losses and claims 6 229 00
2 Annual payments and assessments returned to members 752 06
Total paid to members 6981 06
3 Commissions and fees retained by or paid to agents 461 80
4 Commissions and fees retained by or paid to officers and
directors 100 00
8 Taxes 52 00
Total disbursements 7 594 gQ
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 1036 1242 000 00
Policies or certificates written during the year 1911 104 120 000 00
Total 1140 1362000 00ComptrollerGenebals Beport 737
Deduct number and amount which have ceased to be
in force during 1911 102 119000 00
Total policies or certificates in force Dee 31 1911 1038 1243000 00
No Amount
Losses and claims on policies or certificates unpaid
December 31 1910 3 O 00
Losses and claims on policies or certificates incurred
during the year 1911 33 5179 00
Losses and claims on policies or certificates paid during
theyearl911 3G 6229 00
FARMERS MUTUAL ASSURANCE ASSOCIATION OF GEORGIA
C D Meador President J Hurt Secretary
Principal Office Calhoun Georgia
J G B Erwin Attorney for Service in Georgia
IIIncome During Yeor
Gross amount paid by members to the Association or its
Agents without deduction for commissions or other
expenses as follows
2 Annual dues 8483 52
Total paid by members 8483 52
Reserve for protection of policyholders 10000 00
Total income 18483 52
IIIDisbursements During Year
T i i 2752 00
1 Losses and claimsp
2 Annual payments and assessments returned 1c members 11 60
Total paid to members 2763 60
3 Commissions and fees retained by or paid to agents 1843 20
4 Commissions and fees retained by or paid to officers and
538 45
directors
8 Taxes 20000 commuted commissions 558168 2781 68
in Advertising 3335 blanks an printing 1425 47 60
U All other items viz Phone 1400 stamps 2200 36 00
Total disbursements 5228 85738 ComptrollerGeneral s Eeport
IVInvested Assets
6 Cash in office consists in notes 1856 41
7 Cash deposited in banks on reserved fund account Bank
of Fairmont 1398 26
All other deposits Held in reserve 10000 00
Total net or ledger assets 13254 67
Business in Georgia During Year
No Amount
Policies or certificates in force December 31 1911 462 438825 00
Policies or certificates written during the year 1911 462 438825 00
Total 462 438825 00
Losses and claims on policies or certificates incurred
during the year 1911 2752 00
Total 2752 00
Losses and claims on policies or certificates paid during
tlic year 1911 2752 00
FARMERS PROTECTIVE FIRE INSURANCE CO OF GEORGIA
J L hupp President J C Johnson Secretary and Treasurer
Principal Office Lithonia Ga
I 1 Philips Lithonia Attorney for Service in Georgia
TBalance Sheet
Amount of net or ledger assets December 31st of previous
year 107 50
IIincome During Year 1911
iruss amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
1 Premiums 439 70
Assessments 3675 76
Total income 4 15 46
IIIDisbursements During Year 1911
Commissions and fees paid to agents 231 79
7 Salaries and other compensation of officers and other
office employees 350 00ComptrollerGenerals Report 739
8 Taxes n 3
10 Advertising 1075 blanks and printing 4000 total o0 75
11 All other items viz License to State 2500 losses
paid 261050 total 2635 50
Total disbursements 3279 38
IVInvested Assets
6 Cash in office 836 08
Total net or ledger assets less depreciation 836 08
VContingent Assets
18 Assessments due 173 91
Total assets 73i 91
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 851 781627 00
Policies or certificates written during the year 1911 115 104325 00
Total 966 885952 00
Deduct number and amount which have ceased to
be in force during 1911 31 28000 00
Total policies or certificates in force December
31 1911 935 867952 00
Losses and claims on policies or certificates incurred
during the year 1911 9 2900 00
Total 9 2900 00
Losses and claims on policies or certificates paid
during the year 1911 9 2900 00
GEORGIA MUTUAL INDUSTRIAL LIFE AND HEALTH INSURANCE
COMPANY OF GEORGIA
Jas S Harper President H C Dugas Secretary
Principal Office Corner Campbell and Gwinnett Sts Augusta Ga
A M Sherrill Augusta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year
6347 9581669 67
300 00
1210 80
83180 47
33451 75
740 ComptrollerGenerals Report
IIIncome During Year 1911
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 3291 80
2 Annual dues 78377 81
Total paid by members i
5 Interest
7 Cash received from all other sources viz Revivals
57856 reserve deposits 51348 L 11876 total
Total income i
IIIDisbursements During Year 1911
1 Losses and claims viz Sick claims 2760165 death
claims 585010 total
Total paid to members
3 Commissions and fees retained by or paid to agents
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
7 Salaries and other compensation of officers and other
office employees
8 Rent 103195 taxes 46324 total
10 Advertising 32947 blanks and printing 95531 total
11 All other items viz Equipment 45161 fuel and
light 13517 office supplies 34224 miscellaneous
48570 freight and express 12124 postage 54699
total
Total disbursements 80421 40
IV nvested Assets
5 Cost value of bonds and stocks owned absolutely
6 Cash in office
All other deposits
8 Agents ledger balances
10 Total net or ledger assets
11 Deduct depreciations from cost of assets to bring same
to markel value
Total net or ledger assets less depreciation 10393 7 1
V Contingent Assets
12 interest due and accrued 41 66
33451 75
10324 79
20517 63
5267 31
1495 19
1284 78
082 85
5250 00
362 48
263 1 59
406 31
910 1 02
7363 66
ComptrollerGenerals Report 741
19 Annual payments or premiums due and unpaid on mem
berships in force 2764 45
20 Annual payments or premiums in process of collection not
yet due 110416 80
21 Total due from members 113181 25
22 Deduct estimated cost of collection 28295 31
23 Net amount due from members 84885 94
24 All other assets viz General office equipment safes
adding machine typewriters desks and furniture etc 1740 36
Total assets 86626 30
VILiabilities
9 Amount of all other liability viz Deposits by agents
and superintendents account reserve bonds required by
company 1242 02
Net premium reserve required by Ins Com 3744 51
Total liabilities 4986 53
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 11868 274600 00
Policies or certificates written during the year 1911 25759 678930 00
Total 37627 953530 00
Deduct number and amount which bane ceased to
be in force during 1911 9319 524370 00
Total policies or certificates in force December
31 19H 28308 429160 00
Losses and claims on policies or certificates incurred during
the year 1911 33451 75
Losses and claims on policies or certificates paid during the
year 1911 33451 75
GERMAN MUTUAL FIRE INSURANCE COMPANY OF
SAVANNAH GEORGIA
C H Konemann President Fred Wessels Jr Secretary
Principal Office 17 Bay St E Savannah Ga
U H McLaws Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31 of previous
year
69431 71742 ComptrollerGenerals Report
ITIncome During Year
Gross amount paid by members to the Association or its
Agents without deduction for commissions or other
expenses as follows
1 Membership fees received from premiums
Total paid by members
5 Interest
7 Cash received from all other sources viz Guarantee fund
Total income
IIIDisbursements During Year
1 Losses and claims
Total paid to members
7 Salaries and other compensation of officers and other
office employees
8 Rent 35750 taxes 31053 office expenses 57935
10 Advertising 46722 banks and printing 2200
11 All other items viz Interest on guarantee fund
Dividends to policyholders
Total disbursements
IVInvested Assets
2 Loans on bonds and mortgage first liens on real estate
3 Loans secured by pledge of bonds stock or other marketable
collaterals
5 Cost value of bonds and stocks owned absolutely
6 Cash in office general department 387460 savings
department 209187
7 Cash deposited in banks on reserved fund account Gex
mania Hank 200000 Savh Trust Co 200000
Georgia State 100000 Oglethorpe Savings and Trust
Co 100000 Peoples Hank 100000 Peoples Savings
and Loan Co 100000 total
8 Ledger balances
9 All other ledger assets viz Furniture and fixtures
Total net or ledger assets
VILiabilities
7 Borrowed money including interest due or accrued
9 Amount of all other liability viz Dividends declared
for 1912
Guarantee fund paid in
Total liabilities
10109 62
10109 62
4601 48
11006 57
25717 67
201 32
201 32
2054 00
1253 38
489 22
2921 65
1023 22
7942 79
57055 00
1100 00
12199 75
5966 47
8000 00
2449 69
435 68
87206 59
5000 00
1163 10
51090 00
57253 10ComptrollerGenerals Beport 743
VIIExhibit of Certificates or policies
Policies or certificates in force December 31 1911 1st
half Jan to June 30 1911 491 596945 00
Policies or certificates written during the year 1911
2nd half July to December 31 1911 366 430825 00
Total 857 1027770 00
No Amount
Losses and claims on policies or certificates incurred
during the year 1911 9 201 32
Total 9 201 32
Losses and claims on policies or certificates paid during
the year 1911 9 201 32
GORDON COUNTY MUTUAL FIRE AND STORM INSURANCE CO
H B Herrington President F L Hicks Secretary
Principal Office Calhoun Ga
No Insurance Written Outside of Gordon County
IBalance Sheet
Amount of net or ledger assets December 31 of previous
year 20 56
IIIncome During Year
Gross amount paid by members to the Association or its
Agents without deduction for commissions or other
expenses as follows
1 Membership fees 76 50
3 Assessments 1134 39
Total paid by members 12W 89
Total income 1210 89
IIIDisbursements During Year
1 Losses and claims 539 50
5 Salaries and traveling expenses of members of agencies
and general special and local agents 7 69
7 Salaries and other compensation of officers and other
office employees 30 00
8 Taxes 25 47
10 Advertising 500 blanks and printing 1000 15 00
Total disbursements 617 66744 ComptbolleeGenebals Bepoet
IVInvested Assets
6 Cash in office 793 79
Total net or ledger assets 793 79
VILiabilities
2 Losses in process of adjustment or adjusted and not due 700 00
Total liabilities 700 00
Business in Georgia During Year
Policies or certificates in force December 31 1910 576560 00
Policies or certificates written during the year 1911 76500 00
Total 653060 00
Deduct number and amount which have ceased to be in force
during 1911 46060 00
Total policies in force December 31 1911 607 000 00
Losses and claims on policies or certificates paid during the
year 1911 539 50
GREAT AMERICAN COOPERATIVE FIRE ASSOCIATION OF
MACON GEORGIA
J S Newman President J g Newman Secretary
Principal Office 355 3d St Maeon Ga
L D Moore Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31 of previous
year 407 69
IIIncome During Year
Gross amount paid by members to the Association or its
Agents without deduction for commissions or other
expenses as follows
3 Assessments 4300 33
Total paid 400 33
7 Cash received from all other sources viz 1 325 00
Total income 5 625 33ComptrollerGenerals Report
IIIDisbursements During Year
1 Losses and claims
2 Annual payments and assessments returned to members
Total paid to members
3 Commissions and fees retained by or paid to agents
5 Salaries and traveling expenses of members of agencies
and general special and local agents
7 Salaries and other compensation of officers and other
office employees
8 Eent 10000 taxes 30295
10 Advertising 500 blanks and printing 7600
11 All other items
745
941 55
65 46
2007 01
1519 42
1122 42
203 05
402 95
81 00
542 60
Total Disbursements
3871 44
VContingent Assets
20 Annual payments or premiums in process
of collection not yet due
21 Total due from members
22 Deduct estimated cost of collection
5148 40
5148 40
1977 36
23 Net amount due from members 3171 14
24 All other assets viz cash office fixtures stationery and
supplies 588 26
Total assets
4874 30
VILiabilities
2 Losses in process of adjustment or adjusted and not due
4 Losses resisted by the company
7 Borrowed money
Total liabilities
490 10
300 00
400 00
1190 00
VIIExhibit of Certificates or Policies
No
Policies or certificates in force December 31 1910 393
Policies or certificates written during the year 1911 1094
Total 1487
Deduct number and amount winch have ceased to be
in force during 1911 655
Amount
89349 00
346 076 00
435425 00
195725 00
Total policies or certificates in force Dec 31 1911 832 239700 00746 ComptkollerGenerals Eepoet
No Amount
Losses and claims on policies or certificates unpaid Dec
31 1910 2 360 00
Losses and claims on policies or certificates incurred
during the year 1911 25 2431 85
Total 27
Losses and claims on policies or certificates paid during
the year 1911 22
Business in Georgia During Year
No
Policies or certificates in force December 31 1910 393
Policies or certificates written during the year 1911 1094

Total 1487
Deduct number and amount Which have ceased to be
in force during 1911 655
Total policies or certificates in force Dec 31 1911 832
No
Losses and claims on policies or certificates unpaid Dee
31 1910 2
Losses and claims on policies or certificates incurred
during the year 1911 25
Total 27 2791 85
Losses and claims on policies or certificates paid during
the year 1911 22 1942 35
2791 85
1942 35
Amount
89349 00
346 076 00
435425 00
195725 00
239700 00
Amount
360 00
2431 85
GUARANTY MUTUAL LIFE HEALTH INSURANCE COMPANY
OF SAVANNAH GEORGIA
L Williams President Walter S Scott Secretary
Principal Office 468 West Broad St Savannah Ga
Sol C Johnson Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31 of previous
year 5980 87
11 Income During Year
Gross amount paid by members to the Association or its
Agents without deduction for commissions or other
expenses as follows
1 Membership fees 1 075 60
2 Annual dues 296n 35
Total paid by members 30686 95ComptrollerGenerals Report
747
5 Interest
Refunded from license
Total income
225 00
10 00
30921 95

IIIDisbursements During Year
1 Losses and claims 12229 4G
2 Annual payments and assessments returned to members 16 55
Total paid to members
3 Commission and fees retained by or paid to agents
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
7 Salaries and other compensation of officers and other
office employees
8 Rent 34600 taxes 28551
10 Adveitising 20335 blanks rnl printing 249 50
11 All other items viz Accounting system 7500 auditing
18000 interest 30400 postage and incidentals
47477 guaranty certificates redeemed 80000
12246 01
8111 93
2762 59
4062 84
631 51
452 85
1833 77
Total disbursements
30101 50
IVInvested Assets
5 Cost value of bonds and stocks owned absolutely
6 Cash in office
Wage Earners Loan and Investment Co
8 Agents ledger balances
9 All other ledger assets viz Furniture and fixtures

Total net or ledger assets if
VContingent Assets
19 Annual payments or premiums due and
unpaid on memberships in force 1033 35
20 Annual payments or premiums in process of
collection not yet due 43771 00
21 Total due from members
22 Deduct estimated cost of collection
44804 35
11201 08
23 Net amount due from members
Total assets
VILiabilities

9 Amount of all other liability viz Guaranty fund certifi
cates outstanding
5225 00
S 00
1200 36
7 46
363 50
6801 32
33603 27
40404 59
3400 00748 ComptbolleeGeneeals Eepoet
Eeserve in accordance with Act of 1909 at 150 per 10000
insurance 2713 32
Total liabilities 6113 32
Business in Georgia During Year
No Amount
Policies or certificates in force December 31 1910 3991 101114 00
Policies or Certificates written during the year 1911 8752 238989 50
Total 12743 340103 50
Deduct number and amount Which have ceased to be
in force during year 1911 5858 159215 00
Total policies in force December 31 1911 6885 180888 50
Losses and claims on policies or certificates incurred
during the year 1911 3817 12229 46
Total 3817 12229 46
Losses and claims on policies or certificates paid during
the year 1911 3817 12229 46
HOME FRIENDLY SOCIETY OF BALTIMORE MARYLAND
Geo A Chase President B L Talley Secretary
Principal Office 1026 Linden Ave Baltimore Md
Geo L De Gant Austell Bldg Atlanta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year 10976188
IIIncome During Year 1911
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
I Membership fees 1 127 50
3 Assessments 468610 37
4 For medical examiners fees stationery 10666 dupli
cates 4760 total 154 26
Total paid by members 469 892 13
5 Interest 1845 25
6 Eents 600 00
7 Cash received from all other sources viz Agents ad
vances returned 12 50
Total income 472349 88ComptrollerGenerals Report
IIIDisbursements During Year 1911
1 Losses and claims v
Dividends paid 1 o members
2 Annual payments and assessments returned to members
Total paid to members
3 Commissions and fees retained by or paid to agents
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
G Medical examiners fees whether paid direct by members
or otherwise
7 Salaries and other compensation of officers and other
office employees
8 Eent 241300 taxes 376900 total
10 Advertising blanks and printing
11 All other items viz Postage 87816 attorney fees
87500 office furniture 18350 interest 80607
total
Real estate expenses
All other items expense account
Total disbursements
IVInvested Assets
1 Cost value of real estate in cash exclusive of all incum
brances
5 Cost value of bonds and stocks owned absolutely
i Cash in office
7 Cash deposited in banks on reserved fund accounts viz
Old Town Bank 1344619 Commonwealth Bank
1318 Commonwealth Savings Bank 108075 Cen
tral Savings Bank 107122 Provident Savings Bank
107908 Eutaw Savings Bank 108428 Baltimore
Trust Guarantee Co 6833 total
All other deposits viz On deposit at agencies
9 All other ledger assets viz Bills receivable
10 Total net or ledger assets
11 Deduct depreciation from cost of assets to bring same to
market value on stock
Total net or ledger assets less depreciation
VContingent Assets
2 nteresi due and accrued
14 Market value of real estate over cost
749
242449 04
1570 35
721 00
244740 39
23790 07
116028 38
4597 25
41239 45
6182 00
6300 33
2742 73
409 75
6488 50
452518 85
7129 81
68589 70
2570 07
17843 03
27420 30
6040 00
129592 91
967 20
128625 71
1175 50
2870 19750 ComptrollerGenerals Report
17 Mortuary assessments due and unpaid on memberships in
force 14732 00
21 Total due from members 14732 00
22 Deduct estimated cost of collection 2209 80
23 Net amount due from members 12523 20
Total assets 145194 60
VILiabilities
1 Losses due and unpaid Number of claims 1 1000 00
Total liabilities 144194 60
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910108853 7663720 00
Policies or certificates written during the year 1911 43228 3025960 00
Total 152081 10689680 00
Deduct number and amount which have ceased to
be in force during 1911 37087 2597510 00
Total policies or certificates in force December
31 1911 114994 8092170 00
Losses and claims on policies or certificates unpaid
December 31 1910 1 1000 00
Losses ami claims on policies or Certificates incurred
luring the year 1911 35674 242449 04
Total 35675 243449 04
Losses and claims on policies or certificates paid
during the year 1911 35G74 242449 04
Business in the State of Georgia During 1911
No Amount
Policies or certificates in force December 31 1910 9601 672070 00
Policies or Certificates written during the year 1911 2309 161630 00
Total 11910 83700 00
Deduct number and amount which have ceased to
lie iu force during 1911 3293 227790 00
Total policies in force December 31 1911 8617 605910 00
Losses and claims on policies or certificates incurred
during the year 1911 7271 25845 65
Total 7271 25845 65ComptrollerGenerals Eeport
751
Losses and claims on policies or certificates paid
during the year 1911 7271 25845 65

INDUSTRIAL LIFE AND HEALTH INSURANCE CO OF ATLANTA GA
J N McEachern President I M Sheffield Secretary
Principal Office 502 to 511 Austell Bldg Atlanta Ga
Walter McElreath Peters Bldg Atlanta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year 58807 41
IIIncome During Year 1911
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 15820 80
2 Annual dues 531065 95
Total paid by members 546886 75
5 Interest 2294 00
Total income 549180 75
illDisbursements During Year 1911
1 Losses and claims viz Death claims 3941775 weekly
indemnity 18743960 total 226857 35
2 Annual payments and assessments returned to members 4992 90
Total paid to members 231850 25
3 Commissions and fees retained by or paid to agents 213549 Hi
4 Commissions and fees retained by or paid to officers and
directors I111111 00
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 1221 46
6 Medical examiners fees whether paid direct by members
or otherwise 241 50
7 Salaries and other compensation of officers and other
office employees 9460 25
8 Rent 679784 taxes 504850 total 11846 3 I
10 Advertising and blanks and printing 5962 00
11 All other items viz Postage express telephone and
telegraph 252513 exchange 10179 total 2626 92752
ComptrollerGenerals Eeport
Attorneys fees 145533 furniture and fixtures 78755
total
Interest 135297 all others 465480 total
Total disbursements
2242 88
6007 83
541030 59
IVInvested Assets
2 Loans on bond and mortgage first liens on real estate
5 Cost value of bonds and stocks owned absolutely
All other deposits viz Third National Bank Atlanta
Ga
Merchants National Bank Raleigh N C
9 All other ledger assets viz Cash in hands of agents
Total net or ledger assets less depreciation
VContingent Assets
12 Interest due and accrued
19 Annual payments or premiums due and
unpaid on memberships in force 4252 55
20 Annual payments or premiums in process
of collection not yet due 314243 80
19350 00
29500 00
J 17334 19
693 36
80 02
21 Total due from members
22 Deduct estimated cost of collection
318496 35
79624 09
23 Net amount due from members
24 All other assets viz Furniture and fixtures 750000
books and printing 50000 total
2 Losses in process of adjustment or adjusted and not due
Number of claims 745
5 National State or other taxes due viz Accrued taxes
9 Amount of all other liability viz Amount of reserve
required by acts of 1909 28489 00
Total liabilities
VIIExhibit of Certificates or Policies
No
Policies or certificates in force December 31 1910 78793
Policies or certificates written during the year 1911 97532
66957 57
517 00
238872 26
8000 00
Total assets 314346 83
VILiabilities
3112 75
2569 80
5682 55
Amount
1777989 50
1365448 00
Total 176325 3143437 50ComptrollerGenerals Beport 753
Deduct number and amount which have ceased to
be in force during 1911 93473 1244172 50
Total rjolicies or certificates in force December
31 1911 82852 1899265 00
Losses and claims on policies or certificates incurred
during the year 1911 56234 231850 25
Total 56234 231850 25
Losses and claims on policies or certificates paid
during the year 1911 56234 231850 25
Business in the State of Georgia During the Year
No Amount
Policies or certificates in force December 31 1910 57297 1244593 00
Policies or certificates written during the year 1911 58190 814660 00
Total 115487 2059253 00
Deduct number and amount which have ceased to
be in force during 1911 58298 805738 00
Total policies in force December 31 1911 57189 1253515 00
Losses and claims on policies or Certificates incurred
during the year 1911 39045 169193 50
Total 39045 169193 50
Losses and claims on policies or certificates paid
during the year 1911 39045 169193 50
MERCHANTS LIFE ASSOCIATION OF BURLINGTON IOWA
Jno J Seerley President F J Kuhleneier Secretary
Principal Office Corner Main and Jefferson Sts Burlington Iowa
M M Meek Atlanta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year 600832 04
IIIncome During Year 1911
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 75290 68
Reserve fund 134332 98754
ComptrollerGeneral s Eeport
2 Annual dues first years expense 1215994 mortuary
3399683 total 46156 77
3 Subassessments expense 8918070 mortuary l265
84205 total 355022 75
Total paid by members 610803 18
5 Interest Mortgages 1798262 bonds and stocks
76000 other sources 710079 total 25843 41
7 Cash received from all other sources viz Change bene
ficiary 17000 reinstatement fees 49600 total 666 00
Advanced by directors 100 00
Total income
637412 59
IIIDisbursements During Year 1911
1 Losses and claims 253407 54
Guarantee fund returned to beneficiary 42 50
2 Annual payments and assessments returned to members
rejected applicants and to members of cancelled cer
tificates 48589 73
Total paid to members
3 Commissions and fees retained by or paid to agents on
account of first years fees dues assessments or pre
miums 8235600 subsequent 1767758 total
Commissions paid or allowed for collecting assessments to
banks or collectors
Agents premiums
6 Medical examiners fees whether paid direct by mem
bers or otherwise
7 Salaries and other compensation of officers and other
office employees
8 Kent
Taxes of income 444084 insurance department fees
and license L9l2S municipal license 47988 total
Furniture and fixtures 159106 legal expense 62675
advertising 178468 blanks and printing 493805
total
11 AH other items viz Miscellaneous 397693 telegrams
43011 express 75680 stationery 240328 post
age 1037497 traveling expenses 350345 inspec
tion of risks 156314 total
302039 77
100033 58
3986 65
860 39
10843 30
27906 25
1176 00
7844 00
8941 44
23008 68
Total disbursements
486640 OG
IVInvested Assets
2 Loans on bond and mortgage first liens on real estate 458181 32
Eeserve fund notes members in good standing 184337 61ComptrollerGeneral s Report
755
5 Cost value of bonds and stocks owned absolutely
Deposit Missouri State department
7 Cash deposited in banks on reserved funds account viz
Merchants National Bank 6723597 National State
iBank 1030401 Burlington Savings Bank 656121
German American Savings Bank 552034 Iowa State
Savings Bank 500000 total
8 Agents ledger balances
10 Total net or ledger assets
Deduct future call fund
Total net or ledger assets less depreciation
VContingent Assets
12 Mortgage 1648078 bonds 14000
bank deposits 37558 total 16996 36
18 Mortuary assessments to become due but
only to the extent of the amount nec
essary to meet unpaid claims call issued
Dec 31 1911 approximate mortuary
income 8133600 16000 00
2 Losses in process of adjustment or adjusted and not due
Number of claims 8
5 Other taxes accrued estimated
6 For salaries rents and office expenses
9 Amount of all other liability viz Advanced by directors
Value of outstanding benefit certificates as provided by
chapter 83 acts of 32nd General Assembly Iowa
Total liabilities
VIIExhibit of Certificates or Policies
No
Policies or certificates in force December 31 1910 21879
Policies or certificates written during the year 1911 4738
18000 00
1000 00
94621 53
1840 36
757980 82
376 25
757604 57
23 Net amount due from members 32996 36
Total assets 790600 93
Deduct items not admitted viz Reserve fund notes
18433761 agents debit balances 184036 Missouri
State department deposit 100000 total 187177 97
Total 603422 96
V ILiabilities
16000 00
3000 00
11000 00
7000 00
265719 00
300703 96
Amount
43ft430 00
94760 00
Total 26617 531190 00756 ComptrolleeGenebals Repobt
Deduct number and amount which have ceased to
be in force during 1911 3084 61640 00
Total policies ov certificates in force December
311911 23533 469550 00
Losses and claims on policies or certificates unpaid
December 31 1910 4 8000 00
Losses and claims on policies or certificates incurred
during the year 1911 135 269000 00
Total 139 277000 00
Losses and claims on policies or certificates paid
during the year 1911 131 253407 54
Business in the State of Georgia During the Year
No Amount
Policies or certificates in force December 31 1910 11 22000 00
Policies or certificates written during the year 1911 129 258000 00
Total 140 280000 00
Deduct number and amount which have ceased to
be in force during 1911 37 74000 00
Total policies in force December 31 1911 103 206000 00
MUTUAL BENEFIT INDUSTRIAL LITE INSURANCE ASSOCIATION
OF SAVANNAH GEORGIA
A Rauzin President J M Wood Secretary
Principal Office 326 West Broad St Savannah in
TBalance Sheet
Amount of net or ledger assets December 31st of previous
year 6195 56
IIIncome During Year 1911
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
1 Application fees 4674 70
2 Weekly dues 80456 45
Total paid by members 85131 15
5 Interest 230 11
7 Cash received from all other sources viz Guarantee
bond certificates 2000 00
Total income 87361 26ComptrollerGenerals Eeport
757
IIIDisbursements During Year 1911
Losses and claims viz Death 431185 siek 2736545
total i
Weekly payments and assessments returned to members
10
11
Total paid to members
Commissions and fees retained by or paid to agents
Commissions and fees retained by or paid to officers and
directors
Salaries and traveling expenses of managers of agencies
and general special and local agents
Salaries and other compensation of officers and other
office employees
Rent 66400 taxes 38910 total
Advanced to officers and agents to be repaid out of
future salaries or commissions attorney fees
Blanks and printing
All other items viz Auditing 30500 insurance 975
miscellaneous expenses 56881 total
31677 30
715 55
32392 85
39349 88
2945 00
5727 66
2834 13
1053 10
150 00
1291 35
883 56
Total disbursements
86627 53
IVInvested Assets
Cost value of bonds and stocks owned absolutely
Cash in office
Cash deposited in banks on reserved fund account
All other deposits viz Exchange Bank Savannah
1254 Fulton National Atlanta 31577 Third Nat
ional Columbus 30773 total
All other ledger assets viz Furniture and fixtures
Total net or ledger assets less depreciation
19
20
21
22
23
VContingent Assets
Weekly payments or premiums due and
unpaid on memberships in force 843 65
Weekly payments or premiums in process
of collection not yet due 88566 00
Total due from members 89409 65
Deduct estimated cost of collection 20
per cent 17881 93
Net amount due from members
Total assets
5000 00
333 15
5333 15
636 04
960 10
6929 29
71527 72
78457 01758 ComptrollerGenerals Report
VILiabilities
9 Amount of all other liability viz Reserve on 190277
full benefit at 150 2S54 15
Reserve on 230630 half benefit at 75 cents 1729 72
Total liabilities 4583 87
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 11475 327037 50
Policies or certificates written during the year 1911 27562 785507 00
Total 39037 1112544 50
Deduct number and amount which have ceased to
be in force during 1911 24268 691637 50
Total policies in force December 31 1911 14769 420907 00
Losses and claims on policies or certificates incurred
during the year 1911 7778 31677 00
Total 7778 31677 00
FIRE INSURANCE COMPANY OF DALLAS GA
A P Griggs President H C Scroggins Secretary
Principal Office Dallas Georgia
IIIncome During Year
Gross amount paid by members to the Association or its
Agents without deduction for commissions or other
expenses as follows
1 Mempership fees 136 65
3 Assessments 1 122 51
Total paid by members
Total income
1259 10
1259 16
IIIDisbursements During Year
1 Losses and claims 739 50
Total paid to members 739 50
3 Commissions and fees retained by or paid to agents 102 92
4 Commissions and fees retained or paid to officers and
directors 88 45ComptrollerGeneral s Eeport
8 Taxes
10 Advertising and printing
11 All other items viz Attorneys fees examining books etc
hack hire etc
Total disbursements
VILiabilities
5 National state or other taxes due
Total liabilities
VIIExhibit of Certificates or Policies
No
Policies or certificates in force December 31 1911 444
Policies or certificates written during the year 1911 8
Total policies or certificates in force Dec 31 1911 452
Losses and claims on policies or certificates incurred
during the year
Losses and claims on policies or certificates paid during
the year 1911
Business in Georgia During Year
No
Policies or certificates in force December 31 1911 444
Policies or certificates written during the year 1911 8
Total 452
Losses and claims on policies or certificates incurred
during the year 1911
Total
Losses and claims on policies or certificates paid during
the year 1911
759
25 00
23 85
38 25
1017 97
25 00
25 00
Amount
1214 50
1214 50
Amount
4432 70
4744 00
739 50
739 50
739 50
MUTUAL LIFE INDUSTRIAL ASSOCIATION OF ATHENS GA
John A Darwin President Jas L Webb Secretary
Principal Office 314151617 Southern Mutual Bldg Athens Ga
IBalance Sheet
Amount of net or ledger assets December 31 of previous
year 5510132760 CompteolleeGenebals Repobt
IIIncome During Year
Gross amount paid by members to the Association or its
Agents without deduction for commissions or other
expenses as follows
1 Membership fees 3 13j 70
2 Annual dues 10806 33
3 Assessments 121 739 70
Total paid by members 135 677 73
7 Cash received from all other sources viz Assessments 508 54
Exchange g 15
Total income 136194 42
IIIDisbursements During Year
1 Losses and claims 4 m Qjg qq
Total paid to members 111078 00
3 Commissions and fees retained by or paid to agents 1895 43
4 Commissions and fees retained by or paid to officers and
Erectors l6j66 70
5 Salaries and traveling expenses of members of agencies
and genera special and local agents 9 393 50
7 Salaries and other compensation of officers and other
office employees 8517 62
8 Rent 111000 taxes 103948 2l49 48
10 Advertising 12405 blanks and printing 49020 614 25
11 All other items viz Express 4130 attorneys fees
10585 postage 83807 expenses 1275704 total 13742 26
Total disbursements 164 052 24
IVInvested Assets
5 Cost value of bonds and stocks owned absolutely 20000 00
6 Cash in office and bank 862 00
7 Cash deposited in banks on reserved fund account 5634 00
Furniture and fixtures 600 00
8 Agents ledger balances 8 80
9 All other ledger assets 138 70
Total net or ledger assets 27243 50
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 12894 8303800 00
Policies or certificates written during the year 1911 843 843 000 00
Total 13737 9146800 00ComptrollerGenerals Beport 761
Deduct number and amount which have ceased to be
in force during 1911 8103 6412557 00
Total policies or certificates in force Dec 31 1911 5634 2734243 00
Losses and claims on policies or certificates incurred
during the year 1911 388 111078 00
Total 388 111078 00
Losses and claims on policies or certificates paid during
theyearl911 388 111078 00
Business in Georgia During Year
No Amount
Policies or certificates in force December 31 1910 7040 5396 600 00
Policies or certificates written during the year 1911 761 761000 00
Total 7801 6157 600 00
Deduct number and amount which have ceased to be
in foree during 1911 3560200 00
Total policies in force December 31 1911 4689 2597400 00
Losses and claims on policies or certificates incurred
during the year 1911 184 IM
Total 184 47160
Losses and claims on policies or certificates paid during
a 184 47160 00
the year 1911 10
NATIONAL ASSURANCE COMPANY OF ATLANTA GEORGIA
A C Conley President C Smith Secretary
Principal Office 1113 Candler Building Atlanta Ga
A C Conley Attorney for Service in Georgia
IIIncome During Year
Gross amount paid by members to the Association or its
Agents without deduction for commissions or other
expenses as follows
1 Membership fees
7 Cash received from all other sources viz Guaranty income
certificates
Borrowed money 2912 53
Total income 78043 45762 ComptrollerGenerals Report
IIIDisbursements During Year
3 Commissions and fees retained by or paid to agents
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
6 Medical examiners fees whether paid direct by members
or otherwise
7 Salaries and other compensation of officers and other
office employees
8 Rent
10 Advertising 529 blanks and printing 81492
11 All other items viz General expense 158069 interest
disc and expenses 119542 furniture and fixtures
111758 commission on sale of certificates 2041550
postage telegraph and express 3745 legal expense
3000 total
Total disbursements
IVInvested Assets
5 Cost value of bonds and stocks owned absolutely
6 Cash in office
Certificates of deposit
Guarantee Trust and Banking Company 312101 Central
Bank and Trust Corporation 68132
8 Agents ledger balances
9 All other ledger assets viz Bills receivable
Total
VContingent Assets
12 Interest due 5000 and accrued 22797
Total assets
VILiabilities
5 National State or other taxes due
6 For salaries rents and office expenses
8 To officers or others for advances on account of expenses
of organization
9 Amount of all other liability viz Accrued interest on
guaranty income certificates 105567 statutory reserve
on policies 5738 14
Total liabilities
VITExhibit of Certificates or Policies
No
Policies or certificates written during the year 1911 2953
3978 87
5879 72
169 50
4349 37
411 46
820 21
24376 64
39057 68
11819 gg
65 oo
20051 50
3802 9
2119 0
200 00
38057 88
88057 68
38285 65
6 81
500 00
2912 53
6793 81
10213 15
Amount
394651 00ComptrollerGenerals Report
Deduct number and amount which have ceased to be
in force during 1911
76
763
12108 00
Total policies or certificates in force Dec 31 1911 2877 382543 00
Business in Georgia During Year
No Amount
Policies or certificates written during the year 1911 2953 394651 00
Deduct number and amount which have ceased to be
in force during 1911 76 12108 00
Total policies or certificates in force Dec 31 1911 2877 382543 00
NATIONAL LIFE ASSOCIATION OF DES MOINES IOWA
Jerry B Sullivan President Henry Pyle Secretary
Principal Office Des Moines Iowa
M P Stegin Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31 of previous
yeM 464120 89
ITIncome During Year
Oross amounts paid by members to the Association or its
Agents without deductions for commissions or other
expenses as follows
1 Membership fees 90099 60
3 Assessments 382414 26
Total paid by members 472513 86
T w 18442 78
5 Interest
7 Cash received from all other sources viz Change of bene
84 50
nciary
Q i 1096 40
Sundries
t
Total income 492137 54
IIIDisbursements During Year
1 Losses and claims 135477 75
2 Annual payments and assessments returned to members 8548 52
Total paid to members 144826 27
3 Commissions and fees retained by or paid to agents 90457 04
4 Commissions and fees retained by or paid to depository
banks 2497 02764 ComptrollerGenerals Report
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 2 903 03
6 Medical examiners fees whether paid direct by members
or otherwise 10911 93
7 Salaries and other compensation of officers and other
office employees 25 644 54
8 Rent 201300 Taxes 250236 21299 postage ex
press and telephone 385967 8588 02
10 Advertising and blanks and printing 4 725 90
11 All other items viz Furniture and fixtures 166485
insp of risks 223993 legal exp 61236 4517 14
Insurance department fees 209110 Sundries 237854 4469 04
Total 299540 59
Reserve fund notes charged off 71 90s 72
Total disbursements 371509 31
IVInvested Assets
2 Loans on mortgage first liens on real estate 334425 00
6 Cash in office 2 061 53
Total 16899 87
9 All other ledger assets viz Reserve fund notes 231 788 7S
10 Total net or lodger assets 585 175 1 g
11 Deduct advance pints by members 426 00
Total net or ledger assets 584 749 12
VContingent Assets
12 Interest due 146750 and accrued 872955 10197 01
16 Due from members for claims not yet assessed 20 000 00
Total 30197 05
Total assets 614946 17
VI Liabilities
2 Losses in process of adjustment or adjusted and not due 20000 00
5 National state or other taxes due 2 000 00
6 For salaries rents and office expenses 3 638 53
7 Borrowed money including interest duo or accrued 6 328 ill
Advanced by directors 7 730
Contingent liability case in Superior Court 8 693 00
Total liabilities 48390 10
ComptrollerGenerals Eeport 765
yiXExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 10089 19392500 00
Policies or certificates written during the year 1911 4058 8338000 00
Totaj 14147 27730500 00
Deduct number and amount which have ceased to be
in force during 1911 J 493H 500 00
Total policies or certificates in force December 31 1911 11881 22798000 00
Losses and claims on policies or certificates unpaid
December 31 1910 10 21500 00
Losses and claims on policies or certificates incurred
during the year 191180 146200 00
Total 90 167700 00
Losses and claims on policies or certificates paid dur
ing the year 1911 79 137788 00
Business in Georgia During Year
No Amount
Policies or certificates written during the year 1911 30 86500 00
Total 30 865000
Deduct number and amount which have ceased to bo
j i inn 25 67500 00
in force during 1911
Total policies in force December 31 1911 5 19000 00
NORTH CAROLINA MUTUAL AND PROVIDENT ASSOCIATION OF
DURHAM NORTH CAROLINA
Join derrick President A M Moore Secretary
Principal Office 212 Parish Street Durham N C
W B Matthews Attorney for Service in Georgia
Balance Sheet
Amount of net or ledger assets December 31 of previous
95535 33
year v
II income DuringYear
Gross aimnuts paid by members to the Association or its
Agents without deductions for commissions or other
expenses as follows
2 Annual dues 253327 87
Total paid by members 2o3327 87766
ComptrollerGenerals KeporT
5 Interest
6 Rents
7 Cash received from all other sources viz Sundries
Total income
IIIDisbursements During Year
1 Losses and claims
Annual payments and assessments returned to members
Total paid to members
3 Commissions and fees retained by or paid to agents
4 Commissions and fees retained by or paid to officers and
directors
5 Salaries and traveling expenses of managers of Agencies
and general special and local agents
6 Medical examiners fees whether paid direct by members
or otherwise 2150 50
7 Salaries and other compensation of officers and other
office employees
8 Rent 252515 taxes 111318
9 Repairs on real estate
10 Advertising printing and blanks
11 All other items viz Postage express telegraph and tele
phone
Insurance depts 185765 agents license 30450
Office supplies legal expenses municipal licenses
t her expenses
Furniture and fixtures
733 92
5568 87
373 92
260004 58
103302 23
5400 00
108762 23
74945 70
10662 84
14651 09
9614 55
3638 33
989 72
4580 40
6168 45
2162 15
1823 49
1056 92
458 21
Total disbursements
241064 64
IVInvested Assets
1 Cost value of real estate in cash exclusive of all incum
brances
2 Loans on bond and mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collaterals
4 Loans made in cash to members on this companys certifi
cates assigned as collateral
5 Cost value of bonds and stocks owned absolutely
7 Cash deposited in banks on reserved fund account Fidelity
Hank 1840000 Mechanics and Farmers 500000
All other deposits Fidelity 230000 Mechanics ami
Farmers 223714
8 Agents ledger balances
67918 00
7287 50
2159 44
760 82
7395 75
23400 00
4516 75
437 01
Total net or ledger assets
113875 27

ComptrollerGenerals Report 767
VContingent Assets
12 Interest due and accrued 574 00
13 Rents due and accrued 160 00
14 Market value of real estate over cost 10000 00
24 All other assets viz Furniture fixtures and safe 5500 00
Total assets 130109 27
VILiabilities
7 Borrowed money 15000 00
Total liabilities 00 00
In our report of the North Carolina Insurance Department
the following nonledger assets were deducted from the
gross assets
437 01
8 Bills receivable
2159 44
4 Loans on policies J
24 Furniture fixtures and safes i500
Total 809645
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 44891 1510492 00
Policies of certificates written during the year 1911 75636 3619364 00
Total 120527 5129856 00
Deduct number and amount which have ceased to be
in force during 1911J 2573656 00
Total policies or certificates in force Dec 31 1911 59197 2556200 00
Losses and claims on policies or certificates incurred
inn 897 38660 00
during the year 1911 OJI T
897 38660 00
Total
Losses and claims on policies or certificates paid dur
Q11 897 38660 00
ing 1911
Business in Georgia During Year
Policies or certificates written during the year 1911 10388 464613 00
Total 10388 464613 00
Deduct number and amount which have ceased to be
in force during 1911 J 256 00
Total policies in force December 31 1911 5758 268357 00768 ComptrollerGeneral s Report
Losses and claims on policies or certificates incurred
during the year 1911 14 534 80
Total 14 534 80
Losses and claims on policies or certificates paid dur
ing the year 1911 14 534 80

PILGRIM HEALTH AND LIFE INSURANCE COMPANY OF
AUGUSTA GEORGIA
H C Young PresidentL J Walker Secretary
Principal Office 1143 Gwinnett St Augusta Ga
Hon Wm A Wright Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31 of previous
year 16839 40
IIIncome During Year
Gross amounts paid by members to the Association or its
Agents without deductions for commissions or other
expenses as follows
1 Membership fees 4572 14
2 Annual dues 173350 43
Total paid by members 177922 57
5 Interest 255 23
7 Cash received from all other sources viz Deficiencies re
serve refunded sundry accounts revival excess ad
vances and fine 7744 15
Total income 185921 95
IIIDisbursements During Year
1 Losses and claims 80622 06
2 Annual payments and assessments returned to members 132 23
Total paid to members 80754 29
3 Commissions and fees retained by or paid to agents 48599 89
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 28421 58
7 Salaries and other compensation of officers and other
office employees g678 01
8 Rent 131030 taxes 172487 so35 17
9 Advanced to officers and agents to be repaid out of future
salaries or commissions 122 05ComptrollerGenerals Report
10 Blanks and printing
11 All other items viz Furniture and fixtures reserves paid
balance due dist expenses and postage sundry
Total disbursements

IVInvested Assets
2 Loans on bond and mortgage first liens on real estate
5 Cost value of bonds and stocks owned absolutely
6 Cash in office
7 Cash deposited in banks on reserved fund account Citi
zens 77857 Georgia Railroad bond 72136
Total
All other deposits Irish Bank 435512 Union Bank
70006 invest account 126629
In agents hands for transmission
d
Total
8 Agents ledger balances
9 All other ledger assets viz Furniture and fixtures
Total net or ledger assets
VContingent Assets
12 Interest due 10500 and accrued 27872
19 Annual payments or premiums due and un
paid on memberships in force
20 Annual payments or premiums in process
of collection not yet die weekly debit 1

time
154 70
4529 50
21 Total due from members
22 Deduct estimated cost of collection
8284 20
2071 05
23 Net amount due from members
Total assets
VILiabilities
5 National state or other taxes due
6 For salaries rents and office expenses
7 Borrowed money including interest due and accrued
9 Amount of all other liabilities viz Furniture and agents
reserve
Total liabilities
769
1903 63
14487 59
184002 21
1500 00
5200 00
373 36
1499 53
8572 89
6321 47
619 26
13513 62
794 44
2451 08
18759 14
383 72
6213 15
25356 01
75 00
35 50
296 00
793 99
1200 49770 ComptrollerGenerals Eeport
Business in Georgia During Year
No Amount
Policies or certificates in force December 31 1910 28051 678040 00
Policies or certificates written during the year 1911 2109 649460 00
Total 53160 1327500 00
Deduct number and amount which have ceased to be
in force during 1911 18288 493510 00
Total policies in force December 31 1911 34872 833 990 00
Losses and claims on policies or certificates unpaid
December 31 1910 451 1394 09
Losses and claims on policies or certificates incurred
during the year 1911 23556 79227 97
Total 24007 80622 06
Losses and claims on policies or certificates paid
during the year 1911 24007 80622 08
UNION MUTUAL ASSOCIATION OF ATLANTA GA
T W Walker President Wm Dmkell Secretary
Principal Office 210 Auburn Ave Atlanta Ga
Wm A Wright Atlanta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year 2162171
IIIncome During fear 1911
Gross amount paid by members to the Association or its
agents without deductions tor commissions or other
expenses as follows
1 Membership fees
AmUal des 167545 65
Total paid by nibers 171493 30
5 Interest on bonds
7 Cash received from all other sources viz Revivals
118420 V S A endorsements 21520 total 390 40
Deficiencies 133601 cash other sources 5070 total 1386 71
Ttal LnCOme 174382 41ComptrolleeGenebals Eeport
IIIDisbursements During Year 1911
d
1 Losses and claims
2 Annual payments and assessments returned to members
Total paid to members
3 Commissions and fees retained by or paid to agents
4 Commissions and fees retained by or paid to officers and
directors
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
6 Medical examiners fees whether paid direct by members
or otherwise
7 Salaries and other compensation of officers and other
office employees
8 Rent 183159 taxes 147821 total
10 Advertising 253334 blanks and printing 175507
total
11 All other items viz Postage 117267 express 18806
total
Furniture 38571 sundries 142939 total
Total
Total disbursements
IVInvested Assets
5 Cost value of bonds and stocks owned absolutely
6 Cash in office and in course of remitting
7 Cash deposited in banks on reserved fund account
All other deposits viz Atlanta State Savings Hank
Third National Bank 135895 Atlanta National Bank
148815 total
Notes secured
8 Agents ledger balances
9 All other ledger assets viz Safes typewriters adding
machine furniture fixtures and supplies
10 Total net or ledger assets
VContingent Assets
12 Interest due
15 Market value of bonds and stocks over cost
19 Annual payments or premiums due and
unpaid on memberships in force
20 Annual payments or premiums in process
of collection not yet due 187303 50
3754 90
771
77880 20
111 92
77992 12
36029 69
8616 64
31859 57
140 50
5335 85
3309 80
4288 41
1360 73
1815 10
600 00
600 00
171348 41
5100 00
3050 35
105 00
3429 08
2847 10
1169 28
3754 90
5200 00
24655 71
100 00
100 00
21 Total due
from members 191058 40772 ComptrollerGenerals Eeport
22 Deduct estimated cost of collection 62270 40
23 Net amount due from members 28 788 00
Total assets 128988 00
i
VILiabilities
6 For surplus at 150 per hundred on insurance in force 16099 50
9 Amount of all other liability viz Union Publishing Co 456 45
Independent Publishing Co 355 40
Total liabilities 26 914 35
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 34667 920217 00
Policies or certificates written during the year 1911 29199 779480 50
Total 63866 1699697 50
Deduct number and amount which have ceased to
be in force during 1911 23164 626448 50
Total policies or certificates in force December
31 1911 40702 1073249 00
UNITED STATES HEALTH LIFE INSURANCE COMPANY
ATLANTA GEORGIA
A Mel Wilson President f w stokes Secretary
Principal Office 111 H9 Rhodes Bldg Marietta St Atlanta Ga
TV I lives ed Assets
Five 5 City of Atlanta bonds Nos 452 407 475 476
and 177 deposited with Treasurer of State of Georgia 5 000 00
SOUTH GEORGIA FARMERS FIRE INSURANCE COMPANY OF
THOMASVILLE GEORGIA
C L Heard President Robert Alexander Secretary
Principal Office Thomasville Ga
E L eil Thomasville Attorney for Service in Georgia
IIIncome During Year 1911
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 131 ggComptrollerGenerals Report 773
2150 67
3 Assessments
2332 32
Total paid by members
2332 32
Total income
inDisbursements During Year 1911
2 Annual payments and assessments returned to members 1971 14
3 Commissions and fees retained by or paid to agents
4 Commissions and fees retained by or paid to officers and
directors g 02
8 Taxes
11 All other items viz Paid to banks for borrowed money
and license 1910
2332 32
Total disbursements
VILiabilities
8 To officers or others for advances on account of expenses
of organization
156 00
Total liabilities
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 335 313778 00
Policies or certificates written during the year 191141 dbrfdu
376 350108 00
Deduct number and amount which have ceased to
be in force during 1911
Total policies in force December 31 1911 325120 00
Losses and claims on policies or certificates incurred
during the year 1911 J
6 1971 14
Total
Losses and claims on policies or certificates paid
during the year 1911
SUNLIGHT INSURANCE COMPANY OP ATLANTA GEORGIA
t C A Penn Secretary
S J Sheffield President
Principal Office 142627 Empire Bldg Atlanta Ga
Walter McElreath Peters Bldg Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year 774
ComptrollerGenerals Report
IIIncome During Year 1911
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
2 Annual dues
Total paid by members
Total income
21991 15
21991 15
IIIDisbursements During 1911
1 Losses and claims
2 Annual payments and assessments returned to members
Total paid to members
3 Commissions and fees retained by or paid to agents
4 Commissions and fees retained by or paid to officers and
directors
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
7 Salaries and other compensation of officers and other
office employees adjustor s fees
8 Eent 36000 taxes 9385 attorneys fees 8925 total
10 Advertising 57835 blanks and printing 70198 office
furniture 43183 postage and express 9430 tele
phone and telegraph 11572 paid indebted of Globe
Fire Assn 83500 total
Total disbursements
IVInvested Assets
6 Cash in office
7 Cash deposited in banks on reserved fund account viz
Fourth National
Total net or ledger assets less depreciation
VContingent Assets
19 Annual payments or premiums due and unpaid on mem
berships in force g
20 Annual payments or premiums in process of collection not
yet due
21 Total due from members
22 Deduct estimated cost of collection 25 per cent
23 Net amount due from members

21991 15
2930 95
116 02
3046 97
14472 00
1040 00
76 35
200 00
543 10
3211 03
22135 60
45 40
1304 84
1350 24
1951 05
34962 20
36913 25
9228 31
27684 94ComptrollerGenerals Report 775
24 All other assets viz Office furniture 47500 books
and blanks 35000 total
28509 94
Total assets
VnExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 3239 527350 00
Policies or certificates written during the year 1911 66528800 00
9991 1383150 00
Total
Deduct number and amount which have ceased to
be in force during 1911
Total policies in force December 31 1911 4331 656500 00
UNION FIRE INSURANCE COMPANY OF ATLANTA GEORGIA
o A t W N Smith Secretary
Thos E McAfee President vv
Principal Office 101314 Fourth NationalBank Bldg Atlanta Ga
Geo F Gober Third National Bank Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year
IIIncome During Year 1911
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows 4g
1 Membership fees
t 2 132 49
Total paid by members
7 Gash received from all other sources jjouj
15413 16
Total income
IIIDisbursements During Year 1911
3113 38
1 Losses and claims r1
2 Annual payments and assessments returned to members 165 51
3 248 89
Total paid to members
3 Commissions and fees retained by or paid to agents 21
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 14Z8 uy776 ComptrollerGenerals Eeport
7 Salaries and other compensation of officers and other
office employees 1gl9 04
8 Bent 32400 taxes 26185 total 585 85
10 Advertising 3340 blanks and printing 71948 total 752 88
11 AH other items viz Postage stamps express and gen
eral office 440 17
Total disbursements jq 4ro 04
IVInvested Assets
5 Cash in office 218 40
All other deposits 49 0
8 Agents ledger balances 3 218 40
9 All other ledger assets viz B R Furn supplies etc 6310 16
Total net or ledger assets less depreciation 10 172 06
VILiabilities
1 Losses due and unpaid Number of claims 2 625 86
6 For salaries rents and office expenses 216 90
9 Amount of all other liability viz Reserve 3124 70
Tota liaities 3 4
VIIExhibit of Certificates or Policies
D No Amount
Policies or certificates in force December 31 1910 487 297500 00
Policies or certificates written during the year 1911 861 507500 00
n Ttal 3348 805000 00
Deduct number and amount which have ceased to
be in force during 1911 67G 42590Q 0Q
Total policies in force December 31 1911 645 379094 00
Losses anI claims on policies or certificates paid
during the year 911 n 33 3gMISCELLANEOUS
ETNA LIFE INSURANCE COMPANY OF HAETFOBD CONNECTICUT
M G Bulkeley President C B Gilbert Secretary
Home Office 650 Main Street Hartford Connecticut
Clarence L Buse Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 6109090 45
Extended at 6109090 45
IIIncome
1 Gross premiums written and renewed during the year
Accident 211517335 health 55336332 liability
516978796 workmens collective 6399675 total 7902321 38
2 Deduct reinsurance return premiums on policies can
celled premiums on policies not taken Accident
41714010 health 13681540 liability 98603537
workmens collective 1708783 total 1557078 70
6 Total net premiums Accident 169803325 health
41654792 liability 418375259 workmens col
lective 4690892 total 5345242 68
22 Gross interest on mortgage loans 112017 00
23 Gross interest on collateral loans 4 80
24 Gross interest on bonds and dividends on
stocks S7S 50
25 Gross interest on deposits in trust com
panies and banks 1
26 Gross interest from all other sources viz
On premiums 19 04
30 Total gross interest and rents 194314 66
39 Total income 6539557 34778
ComptrollerGenerals Report
IIIDisbursements
1 Gross amount paid for losses Accident 80122841
health 17880590 liability 213874506 workmens
collective 1708918 total 3135868 55
2 Deduct reinsurance Accident 5535726 health 2
55717 liability 250000 total 60414 43
5 Net amount paid policyholders for losses Accident
74587115 health 17624873 liability 213624506
workmens collective 1708918 total 3075454 12
17 Investigation and adjustment of claims viz Accident
4672308 health 63372 liability 50897534
workmens collective 2450 total 556356 64
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 54208500 health 12690649 liability
93845370 workmens collective 576091 total 1613206 10
28 Salaries fees and all other compensation of officers
directors trustees and home office employees includ
ing traveling expenses 244945 26
29 Salaries traveling and all other expenses of agents not
paid by commissions 1 25637 96
30 Medical examiners fees and salaries 13571 26
31 Inspections other than medical and claim 134890 85
32 Rents including 750000 for companys occupancy of
its own buildings 72 694 41
33 Repairs and expenses other than taxes on real estate 1679 63
34 Taxes on real estate 131 30
35 State taxes on premiums 91 016 90
36 Insurance department licenses and fees 4868 67
37 All other licenses fees and taxes viz Municipal and
county taxes 338 17
42 Legal expenses 3 238 83
43 Advertising 73943 34
44 Printing and stationery 79 105 59
45 Postage telegraph telephone and express 63125 68
46 Furniture and fixtures 29 458 43
47 Stockholders for interest or dividends amount declared
during the year 10000000 100000 00
48 Other disbursements viz Sundry expenses 1985566
investment expense 4900 profit and loss agents
balances etc uncollectable 408935 interest paid
on yEtna gold bond and to agents 8586 total 24079 87
56 Total disbursements 6311048 01
IVLedger Assets
1 Book value of real estate 9618 93
2 Mortgage loans on real estate first liens 2 257 593 37ComptrollerGenerals Eepoet
3 Loans secured by pledge of bonds stocks or other col
laterals
4 Book value of bonds 110032500 and stocks 1109
52750 total
5 Cash in companys office
6 Deposits in trust companies and banks
t 171697 94
not on interest
7 Deposits in trust companies and banks
779
80 00
2209852 50
on interest
375273 51
Total
8 Premiums in course of collection viz On policies or
renewals issued on or after October 1 1911 Accident
23977497 health 6705803 liability 66732456
workmens collective 533680 total
On policies or renewals issued prior to October 1 1911
Accident 2150757 health 264872 liability 270
05497 workmens collective 106161 total
25 Bills receivable and suspense accounts
27 Advance traveling expenses and salaries
30 Ledger assets
NonLedger Assets
31 Interest due 130000 and accrued 72
547526 99
979494 36
295272 87
36987 62
1173 14
6337599 78
55117 on mortgages T
32 Interest accrued on bonds
33 Interest accrued on collateral loans
34 Interest accrued on other assets
37 Rents due on companys property or lease
73851 17
14769 99
3 85
2268 92
710 00
Total
41 Due from reinsurance companies premium account
91603 93
144 51
43 Gross assets
Deduct Assets Not Admitted
45 Bills receivable and suspense accounts 36987 62
49 Premiums in course of collection written
prior to October 1 1911
51 Book value of ledger assets over market
value
52 Advance traveling expenses and salaries
6429348 22
295272 87
128653 50
1173 14
Total
462087 13
54 Admitted assets accident health and liability business 5967261 09
55 Admitted assets life business
56 Total admitted assets
104755535 22780
ComptrollerGeneral s Report
VLiabilities
1 Losses and claims adjusted Accident 715105 health
227200 total 9423 05
2 Losses and claims reported or in process of adjustment
Accident 13692100 health 479420 workmens
collective 552000 total 147235 86
3 Losses and claims resisted Accident 9477970 health
245000 total 97229 70
4 Total losses and claims Accident 23885241 health
951620 workmens collective 552000 total 253888 61
6 Net unpaid claims except liability claims Accident
23885241 health 951620 workmens collective
552000 total 253888 61
7 Estimated expenses of investigation and adjustment of
unpaid claims Accident 716557 health 28549
total 7451 06
8 Total losses and claims Accident 24601798 health
980169 workmens collective 552000 total
17 Special reserve for unpaid liability losses
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon
all unexpired risks running one year
or less from date of policy 4796
08294 actual unearned premiums
semimonthly basis 2206285 83
22 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 8849647
unearned premiums pro rata 78775 06
261339 67
1968000 00
2229339 67
23 Total unearned premiums
24 Commissions brokerage and other aharges due or to be
come due to agents or brokers on policies issued on
or after October 1 1911 viz Accident 8409558
health 2225018 liability 10683114 workmens
collective 100736 total
29 Salaries rents expenses bills accounts fees etc due
or accrued
30 Estimated amount hereafter payable for federal State
and other taxes based upon the business of the year
of this statement
33 Interest due or accrued
35 Reinsurance
2285060 89
274250 26
8091 61
88203 73
48 62
880 63
ComptrollerGenerals Beport
781
1031 11
2000 00
36 Advance premiums one hundred per cent
38 JEtna gold bond not due
44 Total liabilities accident health and liability business 4888906 52
45 Total liabilities life business
46 Total amount of all liabilities except capital 95491648 12
il Capital actually paid up in cash 2000000 00
48 Surplus over all liabilities viz Acci
dent health and liability business 1
07835457 life business 618553253
total
7263887 10
49 Surplus as regards policyholders
50 Total liabilities
9263887 10
104755535 22
Business in the State of Georgia During the Year
Gross premiums received less return premiums on risks writ
ten or renewed during the year Accident 3302404
Gross
health 1094918 liability 1831597 total
losses paid Accident 2528255 health 55
5985
liability 1159393 total
62289 19
42436 33
THE ETNA ACCIDENT AND LIABILITY COMPANY OF
HARTFORD CONNECTICUT
M G Bulkeley President J Scofifield Rowe Secretary
Home Office 650 Main Street Hartford Connecticut
Vm A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 1000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 990931 70
3 Increase of paidup capital during the year 500000 00
1490931 70
Extended at
IIIncome
1 Gross premiums written and renewed during the year
Fidelity 32750 surety 149810 plate glass 114
733 72 burglary and theft 16435424 sprinkler 15
03028 fly wheel 189828 auto property damage
48205534 total 779Sy782
ComptrollerGenerals Report
Deduct reinsurance Burglary and theft
1269249 sprinkler 141578 total 14118 27
Deduct return premiums on policies can
celled Plate glass 511978 burglary
and theft 1083450 sprinkler 87056
fly wheel 41489 auto property dam
age 4134896 total 58588 75
Deduct premiums on policies not taken
Plate glass 2351169 burglary and
theft 2531503 sprinkler 194200
fly wheel 2400 auto property damage
10259790 total 153390 62
Total deductions Plate glass 2863147 burglary and
theft 4884208 sprinkler 422834 fly wheel
43889 auto property damage 14394686 total
Net premiums Fidelity 32750 surety 149810
plate glass 8610225 burglary and theft 11551216
sprinkler 1080194 fly wheel 145939 auto property
damage 33810848 total
22 Gross interest
23 Gross interest
24 Gross interest
stocks
25 Gross interest on deposits in trust com
panics and banks
on mortgage loans
on collateral loans
on bonds and dividends on
22502
1771
71
61
3863 on
1465 34
30 Total gross interest and rents
32 Surplus account
39 Total income
226087 64
553809 82
29601 16
750000 00
1333410 98
IIIDisbursements
1 Gross amount paid for losses Plate glass 3043869
burglary and theft 4075202 sprinkler 68o7 llv
wheol 1000111111 auto property damage 14644245
total
2 Deduct reinsurance Burglary and theft
227871 sprinkler 3433 total 2313 04
3 Deduct salvage Dlate glass 02455
burglary and theft 12844 auto prop
erty damage 90273 total 1655 72

227702 43
4 Total deduction Plate glass 02455 burglary and theft
240 15 sprinkler 3433 auto property damage
90273 total
Not amMini paid pulicyholders for losses Plate glass
2981414 burglary and theft 38345 47 sprinkler
3434 fly wheel 1000000 14553972 total 223 733 67
3968 76ComptrollerGenerals Eeport 783
17 Investigation and adjustment of claims viz Burglary
and theft 110894 auto property damage 752319
total
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Surety 1380 plate glass 2401234 burglary and
theft 3296326 sprinkler 162505 fly wheel
28605 auto property damage 7411927 total 133019
28 Salaries fees and all other compensation of officers direc
tors trustees and home office employes including travel
ing expenses
29 Salaries traveling and all other expenses of agents not
paid by commissions 4
31 Inspections other than medical and claim
32 Rents 6 083 3S
35 State taxes on premiums 5 661 70
36 Insurance Department licenses and fees
37 All other licenses fees and taxes Federal corporation tax
3398 capital stock tax 675000 municipal and
county taxes 42982 total 61
43 Advertising gj765 10
44 Printing and stationery 7g
45 Postage telegraph telephone and express
46 Furniture and fixtures 25000 00
47 Stockholders for interest or dividends
48 Other disbursement Association dues 51366 electric
light bills 1482 entertaining agents 545 informa
tion bureau reports 4600 porter and janitor expenses
supplies etc 11612 post office box rent and keys
1640 incidental expense made up of small items
2055 total
459275 77
56 Total disbursements
IVLedger Assets
2 Mortgage loans on real estate first liens J f
3 Loans secured by pledge of bonds stocks or other collaterals 3000 00
4 Book value of bonds 627 Q1
5 Cash in companys office 55 419 84
6 Deposits in trust companies and banks not on interest 55419 8
7 Deposits in trust companies and banks on interest 534098
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1911 Fidelity 32750 surety
99310 plate glass 1996816 burglary
and theft 2393267 sprinkler 3
207 77 wheel 43100 automobile
property damage 5433338 total 103192 58784
ComptbolleeGeneeals Bepobt
On policies or renewals issued prior to Octo
ber 1 1911 Plate glass 142656
burglary and theft 156966 Sprinkler
57000 automobile property damage
1124904 total l4815 26
24 Tftals 118007 84
25 Bills receivable and suspense accounts 3 794 90
27 Advance traveling expenses 200 00
30 Ledger assets 2365066 91
NonLedger Assets
31 Interest accrued 1515979 on mortgages 15159 79
32 Interest accrued 1110208 on bonds 11102 08
33 Interest accrued 27500 on collateral loans 275 00
34 Interest accrued 144821 on other assets 1448 21
37 Total 27985 08
43 Total assets 2393051 99
Deduct Assets Not Admitted
45 Bills receivable and suspense accounts 3794 96
49 Premiums in course of collection written
prior to October 1 1911 14815 26
51 Book value of ledger assets over market
value 9 54 s 75
52 Advance traveling expenses 200 00
28358 97
56 Admitted assets 2364693 02
VLiabilities
1 Losses niiil claims adjusted Plate glass 22770 burglary
and theft 49575 tot at 72 45
2 Losses and claims reported or in process of adjustment
Plate glass 94226 burglary and theft 452300
auto property damage 1665188 total 22117 14
3 Losses and claims resisted Burglary and theft417000
auto property damage 1138650 total 15556 50
4 Total losses and claims Plate glass 116996 burglary
and theft 9188 75 auto property damage 2803838
total 38397 09
t Net unpaid claims except liability claims Plate glass
116996 burglary and theft 918875 auto property
damage 2803838 total 38 397 09ComptrollerGenerals Eeport
785
7 Estimated expenses of investigation and adjustment of un
paid claims Plate glass 5850 burglary and theft
45944 auto property damage 140192 total
8 Total losses and claims Plate glass 122846 burglary
and theft 964819 auto property damage 2944030
total
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 49527446 un
earned premiums fifty per cent
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 5129193
unearned premiums pro rata
1919 86
40316 95
247637 23
30378 93
23 Total unearned premiums
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1911 viz Fidelity 9825 surety
29793 plate glass 662272 burglary and theft 7
17980 sprinkler 80194 fly wheel 10775 auto
property damage 1358309 total
Salaries rents expenses bills accounts fees etc due or
accrued
Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement
34 Return premiums
35 Reinsurance
36 Advance premiums
278016 16
29
30
28691 48
466 75
7149 71
1265 60
2518 60
747 88
46 Total amount of all liabilities except capital 359173 13
47 Capital actually paid up in cash 100000000
48 Surplus over all liabilities 1005519 89
49 Surplus as regards policyholders 2005519 89
50 Total liabilities 2364693 02
Business in The State of Georgia Dining 1911
Gross premiums received less return premiums on risks written
or renewed during the year Automobile property dam
age 461503 plate glass 50689 burglary and theft
62329 fidelity 16800 totalft
Gross losses paid Automobile property damage 141180
plate glass 17776 burglary and theft 130250
total
5913 21
2892 06786
ComptrollerGenerals Report
ALABAMA FIDELITY CASUALTY CO OF MONTGOMERY ALA
T E Lovejoy President J W Kelly Secretary
Home Office Bell Building Montgomery Alabama
Win A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 242860 00
2 Amount of Ledger Assets as per balance
December 31st of previous year 229409 13
3 Increase of paidup capital during the
year 56850 00
Extended at 286259 13
IIIncome
1 Gross premiums unpaid December 31 last year Accident
69415 health 47690 fidelity 38150 plate glass
7248 burglary and theft 8050 total 1705 53
2 Gross premiums written and renewed during the year
Accident 2102754 health 1575365 fidelity 8
43006 surety 158402 plate glass 156414 steam
boiler 2500 burglary and theft 126662 industrial
1000492 total 59655 95
3 Total Accident 2172169 health 1623055 Fidelity
881156 surety 158402 plate glass 163662 steam
boiler 2500 burglary and theft 134712 industrial
1000492 total 61361 48
4 Entire premiums collected during the year Accident 16
11669 health 1217762 fidelity 768116 surety
150067 plate glass 98246 steam boiler 2500
burglary and theft 113912 industrial 1000492
total 49627 64
5 Deduct reinsurance return premiums and cancellations
Accident 588615 health 501890 fidelity 172421
surety 8993 plate glass 38541 burglary and theft
35118 industrial 625 total 13462 03
6 Net premiums Accident 1023054 health 715872
fidelity 595695 surety 141074 pbte glass
59705 steam boiler 2500 burglary and theft
78794 industrial 999867 total 36165 61
19 Policy fees required or represented by applications 687 18
20 Interest on mortgage loans 8125 43
21 Interest on collateral loans 71 92
22 Interest on bonds and dividends on stock 685 20
23 Interest on deposit 4283 82
24 Interest from all other sources 2761 39
26 Total interest and rents
15927 76ComptbolleeGeneeals Repobt
787
28 Premium on stock sales
34 Time deposits previously written off
35 Loss and gain adj item on acot of
made in previous statement
36 Agents balances previously written off
adj
71895 00
204 00
279 57
1419 33
Total
38 Total income
73797 90
412817 58
1IIDisbursements
1 Gross amount paid for losses Accident 1530
health 159262 plate glass 1585 industrial
54559 total
2 Deduct salvage and reinsurance Accident
46 25
3 Net amount paid policy holders for losses Accident 1
48471 health 159262 plate glass 1585 industrial
554559 total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 382792 health 278042 Fidelity 1
13760 surety 21623 plate glass 17608 steam
boiler 1750 burglary and theft 14368 industrial
313374 total
20 Salaries fees and all other compensation of officers
directors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
Medical examiners fees and salaries
Industrial
Rents
Taxes on premiums
All other taxes licenses and insurance departments fees
22
23
24
26
27
Municipal taxes
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
38 Commission on stock sales
39 Genuine expenses office expenses explain
42 Printing and stationery of previous year written off
43 Furniture and fixtures of previous year written off
46 Total disbursements
IVLedger Assets
2 Mortgage loans on real estate
8684 72
8638 77
11433 17
15092 89
3436 84
12 00
5 00
1041 40
57 84
1286 37
776 56
1810 00
2347 74
2818 54
734 14
750 05
20181 58
2137 84
3500 00
1275 84
77336 07
80750 00788 ComptbollerGteneeals Eeport
3 Loans secured by pledge of bonds stocks or other collaterals
4 Book value of bonds excluding interest 3065000 and
book value of stocks 1680000
5 Cash deposited in banks
6 Bills receivable
7 Other ledger assets viz agents balances 3769
credit 1270 00 total
11 Ledger assets
NonLedger Assets
12 Interest accrued on mortgages 1321 82
13 Interest accrued on bonds 558 33
14 Interest accrued on collateral loans 447 39
15 Interest accrued on time deposits 3750 78
Total
19 Gross premiums in course of collection viz
21 On policies or renewals issued subsequent to v
October 1 1911 Accident 527700
health 378953 fidelity 101215
surety 8335 plate glass 62139 burg
lary and theft 20800 total 10991 42
22 On policies or renewals issued prior to Oct
ober 1 1911 Accident 32800 health
26340 fidelity 11825 plate glass
3277 total 742 42
33 Totals
37 G ross assets
Deduct Assets Not Admitted
38 Companys stock owned 1237 00
39 Bills receivable 112705 agts debit
balances gross 3769 41 4896 46
43 Gross premiums in course of collection
written prior to October 1 1911 742 42
Total
51 Admitted assets
VLiabilities
1 Losses and claims adjusted Accident 22500 health
8964 industrial 22268 total
2 Losses and claims in process of adjustment Accident
15750 health 55300 industrial 94040 total
3 Total losses and claims Accident 38250 health 64264
industrial 116308 total
11987 00
47450 00
191668 05
1127 05
2499 41
335481 51
6078 32
11733 84
353293 67
6875 88
346417 79
437 32
1650 90
2188 22ComptrollerGenerals Eeport
4 Deduct reinsurance
15 Net unpaid claims except liability claims
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy
1962039
737 76
21 Total unearned premiums
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1911 viz Accident 117734
health 83136 fidelity 6504 surety 5467 plate
glass 16334 burglary and theft 13122 total
26 Salaries rents expenses taxes bills accounts fees etc
etc due or accrued
31 Reinsurance
34 Commissions due sale capital stock
35 Estimated amount payable for taxes
43 Capital actually paid up in cash
44 Surplus over all liabilities
46 Total liabilities
Business in State of Georgia During Year
received on risks written or renewed lining the
Gross premiums r
year Acci
theft 2000 industrial 22430 total
ar Accident 39050 health 32850 burglary and
Gross
ss losses paid Accident 13500 industrial 9666 total
789
75 00
2113 22
20358 15
2427 97
1248 14
685 13
1270 00
2900 00
242860
72555 18
346417 79
963 30
231 66
AMERICAN LIFE AND ANNUITY COMPANY OF GEORGIA
T K Bowles Secretary
J Pope Brown President
Home Office 3d Floor Forsyth Bldg Atlanta Ga
ICapital Stock
2 Amount of Ledger Assets as per balance
December 31 of pro ious year 97187 5
4 Extended at
IIIncome
7 Total first years premiums riginal
56348 05
policies
56348 05
12 Total new premiums 790 ComptrollerGenerals Report
18 Total renewal premiums
19 Total premium income
20 Consideration for supplementary contracts not involving
life contingencies
23 Gross interest on mortgage loans accrued interest paid on
mortgages acquired during 1911 30 14
25 Gross interest on bonds and dividends on
stocks interest on bonds acquired dur
ing 1911 l327 23
26 Gross interest on premium notes policy
loans or liens 2 59
33 Total gross interest and rents
35 Income certificates 280325 00
36 Borrowed money 41 651 40
39 Total
40 From agents balances previously charged off
43 Total income
IIIDisbursements
1 For death claims 3000 00
3 Net amount paid for losses and matured endowments
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
16 Paid for claims on supplementary contracts not involving
life contingencies
18 Paid certificate holders for interest or dividends
19 Commissions to agents less commission on reinsurance
first years premiums 4886661 renewal premiums
8886 total
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
24 Medical examiners fees 307525 inspection of risks
29600
Salaries and all other compensation of officers directors
trustees and home office employees
26 Rent including 157788 for companys occupancy of its
own buildings
Acturial and auditing
27 Advertising 364762 printing and stationery 218112
postage telegraph telephone and express 124263 ex
change 46434
28 Legal expense not included
General Expenses
29 Furniture fixtures and safes
4559 25
60907 30
3000 00
1299 68
321976 40
1792 66
388976 04
3000 00
375 05
1650 00
12762 87
48955 47
472 39
3371 25
L2622 52
1577 88
666 66
7535 71
1449 00
1093 86
1516 10
ComptrollerGenerals Eeport
91
32 State taxes on premiums
33 Insurance department licenses and fees
36 Municipal license
39 Commissions sale of certificates
40 Discounts on certificates of deposit
41 Interest on borrowed money
42 Salary and expenses mgs of agts certi
ficates
94749 53
17206 56
3261 09
27210 00
Total
43 Credit accts of 1911 disbursed 1092043 and 4713
45 Agents balances charged off
48 Total disbursements
IVLedger Assets
2 Mortgage loans on real estate
5 Premium notes on policies in force
6 Equity in bonds
Book value of bonds
7 Cash in company s office
8 Deposits in trust companies and banks not
not on interest
9 Deposits in trust companies and banks on
interest
440 16
885 79
15800 00
Total
10 Bills receivable 3615431 agents balances debit
09330 credit 157950
11 Personal accounts Dr 271067 Cr 3216
12 Total ledger assets
29 Net amount of uncollected and deferred premiums
35 Gross assets
Deduct Assets Not Admitted
38 Agents debit balances gross
39 Cash advanced to or in the hands of officers
or agents
8093 30
2710 67
67 77
148 00
669 70
NonLedger Assets
21 Total interest and rents due and accrued estimated
25 Gross premiums due and unreported on policies m force
December 31 1911
28 Deduct loading
142427 18
10976 56
3522 54
259109 51
35540 00
1409 59
8860 59
118771 53
17125 95
6513 80
2678 51
227054 28
500 00
1552 89
388 22
1164 67
228718 95792 CompteollebGenebals Eepoet
40 Loans on personal security endorsed or not 36154 31
Total 46958 28
46 Admitted assets igi 7go qj
VLiabilities Surplus and Other Funds
2 American Experience table at 3 per cent 13488 00
9 Present value of amounts not yet due on supplementary con
contracts not involving life contingencies computed by
tlie 8700 00
12 Claims for death losses in process of ad
justment or adjusted and not due 2000 00
17 Total policy claims 2 000 00
25 Salaries rents office expenses hills and accounts due or
accrued gQ2 68
29 Borrowed money and interest thereon 43857 00
44 Capital stock Ill 912 99
46 Total 181760 17
AMERICAN BONDING COMPANY OF BALTIMORE MARYLAND
George Cator President Wm E P Duvall Secretary
Home Office Equitable Building Calverl and Fayette 8ts Baltimore Md
ICapital Stock
1 Amount of capital paid up
i cash 750000 00
2 Amount of Ledger Assets as per balance
December 1 of previous year 2718977 07
Extended at 2718977 07
ITIncome
1 Gross premiums written and renewed during the year
Fidelity 37748128 Surety 1163080 56 burglary
and theft 28514561 toted 1825707 45
2 Deduct reinsurance Fidelity 1694501
Surety 7787366 burglary and thefl
2633416 total 121154 83ComptrollerGenerals Report
793
3 Deduct return premiums on policies can
celled Fidelity 2244757 Surety 74
54540 burglary and theft 2451469
total 121507 m
4 Deduct Premiums on policies not taken
Fidelity 1512339 surety 9495418
burglary and theft 3593513 total 146012 70
5 Total Deductions Fidelity 5451797 surety 24737324
Burglary and theft 8678398 total
388675 19
6
24
25
27
30
32
34
35
Net premiums Fidelity 32296331 surety 91570732
burglary and theft 19836163 total
Gross interest on bonds and dividends on stocks less h6193
accrued interest on bonds acquired during 1911
Gross interest on deposits in trust companies and banks
Final judgment against City of Chicago 111 161188
salvage 26122 branch office bank accounts 22636
48758 total
Total gross interest and rents
Income from investments of collateral deposits during
year 927871 interest and expenses paid on collateral
deposits during year 739945 total
Advance premiums Dec 31 1911 543784
Advance premiums Dec 31 1910 329 05
37 Gross profits on sale or maturity of ledger assets viz
bonds
38 Gross increase by adjustment in book value of ledger
assets viz Bonds 1212887 stocks 175300 total
1437032 26
85798 34
5990 66
2099 40
93888 46
1S79 26
108 79
693 75
13881 87
39 Total income
II IDisbursements
1 Gross amount paid for losses Fidelity 7808344 surety
28971852 burglary and theft 8454002 totalsi
2 Deduct reinsurance Fidelity 150390
surety 166596 burglary and theft
870018 total
3 Deduct salvage Fidelity 1746998
surety 7055939 burglary and theft
75 total
8538 12
1528 12
4 Total deduction Fidelity 1897388 surety 6889343
burglary and theft 919893 total
5 Net amount paid policyholders for losses Fidelity 59
10956 surety 22082509 burglary and theft 75
34109 total
452341 98
97066 24
355275 74794
ComptrollerGenerals Eeport
17
23
28
29
31
32
35
36
37
42
43
44
45
46
47
49
50
53
54
55
Investigation and adjustment of claims viz Fidelity
583449 surety 4394182 burglary and theft
816976 total
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Fidelity 6736033 surety 18200561 burglary and
theft 5545531 total
Salaries fees and all other compensation of officers direc
tors trustees and home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Inspections other than medical and claim
Rents
State taxes on premiums
Insurance Department licenses and fees
All other licenses fees and taxes Feleral corporation tax
35753 municipal licenses 207608 tax on capital
stock etc 1833302 total
Legal expenses
Advertising
Printing and stationery
Postage telegraph telephone and express
Furniture and fixtures
Stockholders for interest or dividends
General miscellaneous expenses
Depreciation in market value of collateral deposit invest
ments during year
Agents balances charged off
Gross loss on sale or maturity of ledger assets viz Bonds
Gross decrease by adjustment in book value of ledger
assets viz Bonds 881687 stocks 86250 total
57946 07
304821 25
137851 68
207921 43
3816 07
15570 00
24566 84
14730 73
20766 63
10598 75
10733 32
15935 06
12462 2
15060 55
120000 00
31400 07
195 00
5492 48
312 50
9679 37
56 Total disbursements 1 75142 43
IVLedger Assets
4 Book value of bonds 200111925 and stocks 67
00300
5 Cash in company s office
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in courso of collection iz On
policies or renewals issued on or after
October 1 1911 Fidelity 2408448
surety 15081841 burglary and theft
5006705 total
On policies or renewals issued prior to Oc
tober 1 1911 Fidelity 851882 surety 11955142
224969 94
1068022 25
130 59
819322
43955 88ComptrolleeGenekals Eepoet 795
Burglary and theft 413243 total 132206 67
Total 357176 61
27 Due by suspended Banks Trust Companies 5927241 18244 48
30 Ledger assets 2891319 03
NonLedger Assets
32 Interest due 195750 and accrued 1240695 on bonds 14364 45
43 Gross assets 2905683 48
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to October
1 1911 132206 67
57 Admitted assets 2773476 81
VLiabilities
1 Losses and claims reported or in process of adjustment
Fidelity 4689001 surety 15003415 burglary and
theft 2638212 total 223306 28
2 Losses and claims resisted Fidelity 4422391 surety
10908085 burglary and theft 1878778 total 172091 54
3 Total losses and claims Fidelity 9111392 surety 259
11500 burglary and theft 4516990 total 395398 8Z
4 Deduct reinsurance Fidelity 156267 surety 654940
burglary and theft 1190325 total MXo 6
5 Net unpaid claims except liability claims Fidelity 89
55125 surety 25256560 burglary and theft 33
375080 50
26665 total
6 Estimated expenses of investigation and adjustment of un
paid claims Fidelity 310000 surety 2010300
burglary and theft 178300 total ym
7 Total losses and claims Fidelity 9265125 surety 272
66860 burglary and theft 3504965 total 400369 50
20 Gross premiums lass reinsurance upon all unexpired
excise risks written in New York State running one year
or less from date of policy 4922655 unearned
premiums seventyfive per cent
21 Gross premiums less reinsurance upon all unexpired risks
running one year or less from date of oplicy 1243
25685 unearned premiums fifty per cent BZ1M
22 Gross premiums less reinsurance upon all unexpired risks
running more than one year from date of policy 203
97859 Unearned premiums pro rata 10810538 108105 38
23 Total unearned premiums as shown by recapitulation 766653 70796 ComptrollerGenerals Report
24 Commissions brokerage and other charges due or to become
cine to agents or brokers on policies issued on or after
October 1 1911 viz Fidelity 481690 surety 29
16472 burglary and theft 992480 total 43906 42
29 Salaries rents expenses bills accounts fees etc due or
accrued 2500 00
30 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement 22500 00
34 Return premiums 5491 64
35 Reinsurance 27038 33
36 Advanced premiums one hundred per cent 5437 84
46 Total amount of all liabilities except capital 1273897 43
47 Capital actually paid up in cash 750000 00
48 Surplus over all liabilities 749579 38
49 Surplus as regards policyholders 1499579 38
50 Total liabilities 2773476 81
Business in Georgia During Year
Gross premiums less return premiums on risks written or re
newed during the year Fidelity and surety 1887751
burglary and theft 1182 71 total 2DHid 22
Gross losses paid Fidelity and surety 754480 burglary
anil theft 502 85 total 8047 65
AMERICAN CASUALTY CO OF READING PENN
E P Van Reed President Harvey II Shomo Secretary
Home Office Colonial Trust Kldg Fifth and Ienn Sts Reading Penn
J B Marliuvy Attorney for Service in Georgia
LCapital Stock
1 Amount of capital paid
up in cash 300000 00
2 Amount of ledger assets as per balance
December 31 of previous year 491000 85
Extended at 491 00fJ s
11 I acome
1 Gross Premiums unpaid December 31 lust year Accident
and Health 1003963 liability 1485927 plate
glass 1324272 steam boiler 69815 burglary and
theft 190699 auto property 403252 total
44779 28ComptrollerGenerals Eeport
797

2 Gross premiums written and renewed during the year
Accident and health 169933 46 liability 9695841
plate glass 4699202 steam boiler 543825 burglary
and theft 13119 86 auto property 50664 95 total 383106 95
3 Total Accident and health 17997309 liability 111
81768 plate glass 6023474 steam boiler 613640
burglary and theft 1502685 auto property 54
697 47 total 427886 23
4 Deduct gross premiums now in course of collection Ac
cident and health 1179570 liability 1583293 plate
glass 1233249 steam boiler 66750 burglary and
theft 169459 auto property 858748 total 50910 6i
5 Entire premiums collected during the year Accident and
health 16817739 liability 9598475 plate glass
4790225 steam boiler 546890 burglary and theft
1333226 auto property 4610999 total 376975 54
6 Deduct reinsurance return premiums and cancellations
Accident and health 2017002 liability 2603566
plate glass 1302357 steam boiler 99831 burglary
and theft 3373 50 auto property 1139999 total 75001 0o
7 Net premiums Accident and health 14800737 liability
6994909 plate glass 3487868 steam boiler 4
47059 burglary and theft 995876 auto property
s j 4 074 49
3471000 total V 4
20 Interest on mortgage loans 7982 8
22 Interest on bonds and dividends on stock 7975 71
QQQ PT1
23 Interest on deposit
24 Interest from all other sources 4 3
25 Cross rents from companys property M40 50
t 18301 58
26 Total interest and rents p
32 From all other sources
33 Commission on bonding business written 931 12
34 Gross increase by adjustment in book value
of ledger assets bonds L50 00
Total
x 321357 19
38 Total income
III
Disbursements
Accident and
Gross Amount paid for losses Accident and health 74
054 30 liability 720286 plate glass 2183769
steam boiler 2625 burglary and theft 6389C
auto property 1647532 total
135985 47798
ComptrollerGenerals Eeport
2 Deduct salvage and reinsurance Accident and health
298298 total
2982 98
3 Net amount paid policyholders for losses Accident and
health 7107132 liability 1720286 plate glass 21
83769 steam boiler 2625 burglary and theft 6
38905 auto property 1647532 total 133002 49
4 Investigation and adjustment of claims Health and ac
cident 55011 liability 273596 plate glass 3000
burglary and theft 10474 auto property 103601
total 4456 82
5 Totals Accident and health 7162143 liability 19
93882 plate glass 2186769 steam boiler 2625
burglary and theft 649379 auto property 1751133
total 137459 31
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health 4120482 liability 1948531
plate glass 1191480 steam boiler 78023 burglary
and theft 309571 auto property 1081049 total 87294 30
19 Stockholders for interest or dividends 17500 00
20 Salaries fees and all other compensation of officers direc
tors trustees and home office employees 18779 29
21 Salaries traveling and all other expenses of agents not paid
by commissions 11568 03
22 Medical examiners fees and salaries 95 00
23 Inspections other than medical 1957 13
24 Bents 3882 84
25 Repairs and expenses and tax on real estate 1141 43
27 All other taxes licenses and insurance department fees 7499 2S
28 Legal expenses 288 40
29 Advertising printing and stationery 6559 01
31 Postage and express 2790 74
32 Furniture and fixtures 354 84
34 Bonds per schedule D 140 10
38 Sundry expense 790 42
39 Subscriptions 457 80
40 Bills payable account real estate 11000 00
41 Interest on bills payable 244 44
42 Agents Balances charged off 2735 13
46 Total disbursements 312534 55
IVLedger Assets
1 Book value of real estate 31 000 00
2 Mortgage loans on real estate 189 940 00
4 Book value of bonds excluding interest 214 966 34ComptrollerGenerals Report
799
5 Cash in companys office 333994 deposited in banks
5741504
6 Bills receivable
11 Ledger assets
NonLedger Assets
12 Interest due 9500 and accrued 210516
mortgages
13 Interest on bonds
16 Rents due 23550 on companys property
or lease
2200 16
3523 58
235 50
Total
17 Market value of real estate over book value
18 Market value of bonds and stocks over book value
19 Gross premiums in course of collection viz On policies
or renewals issued subsequent to October 1 1911 Ac
cident and health 1068608 liability 1484938 plate
glass 714387 steam boiler 34150 burglary and
theft 151709 auto property 8438 58 total
On policies or renewals issued prior to October 1 1911
Accident and health 110962 liability 98355 plate
glass 518862 steam boiler 32600 burglary and
theft 17750 auto property 14890 total
37 Gross assets
Deduct Assets Not Admitted
39 Bills receivable
43 Gross premiums in course of collection writ
ten prior to October 1 1911
3162 17
7934 19
Total
51 Admitted assets
VLiabilities
1 Losses and claims in process of adjustment Accident and
health 408725 plate glass 93315 burglary and
theft 47110 auto property 24500 total
2 Total losses and claims Accident and health 4087 25
plate glass 93315 burglary and theft 47110 auto
property 24500 total
16 Special reserve for unpaid liability losses
18 Total unpaid claims and expenses of settlement
60754 98
3162 17
499823 49
5959 24
4000 00
2713 21
42976 50
7934 19
563406 63
11096 36
552310 27
5736 50
5736 50
44695 72
50432 22800
ComptrollerGenerals Report
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 18947365 un
earned premiums 50 per cent
20 Gross premiums less reinsurance upon
all unexpired risks running more than one
year from date of policy 1993916 mi
earned premiums pro rata
94736 83
10129 70
21 Total unearned premiums as shown by recapitulation 104866 53
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1911 viz Accident and health
366584 liability 448974 plate glass 242093
steam boiler 10104 burglary and theft 51601
auto property 248697 total 13681 46
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued 3 453 04
31 Reinsurance 204 75
32 Advance premiums 100 per cent 194 38
42 Total amount of all liabilities except capital
4i Capital actually paid up in cash 300000 00
44 Surplus over all liabilities 79467 89
45 Surplus as regards policyholders
46 Total liabilities
172S42 38
379447 89
552310 27
Business in State of Georgia During Fear
Gross premiums received on risks written or renewed during the
year Accident and health 5430in liability 172984
plate glass 1232 00 burglary and theft 3338 auto
property 20860 total
Gross losses paid Accident and health 2444 56 liability
89640 plate glass 137485 total
8634 12
4715 81
AMERICAN CREDITINDEMNITY COMPANY OF NEW YORK
E M Treat President Jos J Gross Secretary
Home Office 302 Broadway New York City N Y
R S Witherspoon Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 350000 00CompteolleeGenebals Eepoet
801
2 Amount of ledger assets as per balance
December 31st of previous year 1593959 34
Extended at
1593959 34
IIIncome
1 Gross premiums written and renewed during the year
Credit 85449109
2 Total Credit
3 Entire premiums collected during the year Credit
4 Deduct reinsurance return premiums and cancellations
5 Net premiums Credit
22 Interest on bonds
23 Interest on deposits in banks
24 Interest from all other sources
58492 04
562 12
3491 40
26 Total interest
27 Profit on sale or maturity of ledger assets Bonds
32 From all other sources Agents balances previously charged
off
38 Total income
IIIDisbursements
1 Gross amount paid for losses Credit
2 Net amount paid policyholders for losses Credit
3 Investigation and adjustment of claims Credit
4 Total Credit
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Credit 19265776
19 Stockholders for dividends amount declared during the
year
20 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
21 Salaries traveling and all other expences of agents not
paid by commissions
22 Country exchange
24 Rents including companys occupancy of its own buddings
26 Taxes on premiums
27 All other taxes licenses and nsurance Department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express and telephone and telegraph
854491 09
854491 09
854491 09
52185 91
802305 18
62545 56
93 75
160 00
865104 49
558421 71
558421 71
18184 74
576606 43
192657 76
3500 00
50590 43
22241 10
633 33
10146 09
14081 23
5725 30
4857 31
7472 53
3839 90
5217 38802
ComptrollerGenerals Report
33 Loss on sale or maturity of ledger assets Bonds
37 All other disbursements
38 Traveling expenses
39 Mercantile agencies
40 Miscellaneous expenses
41 Bills receivable
42 Agents balances charged off
oO
1829 45
2438 50
1889 411
1974 07
7009 90
46 Total disbursements
920432 61
IVLedger Assets
4 Book value of bonds excluding interesti
5 Cash in companys office 1043787 deposited in banks
3688319
6 Bills receivable
8 Office furniture and fixtures
9 Agents balances
10 Premium notes
44920 04
19411 56
81424 85
Total
11 Ledger assets
1332724 51
47321 06
12823 20
145756 45
1538631 22
NonLedger Assets
13 Interest accrued on bonds
15 Interest accrued on premium notes not
past due
7526 66
640 62
Total
37 Gross assets
8167 28
1546798 50
Deduct Assets Not Admitted
38 Agents balances
39 Bills receivable
40 Furniture and fixtures
42 Premium notes past due
44 Rook value of ledger assets over market
value viz Bonds
19411 56
12829 20
44920 04
21783 39
71528 26
Total
51 Admitted assets
170472 45
1376326 05
VLiabilities
1 Losses and claims in process of adjustment Credit
2 Losses and claims resisted Credit
3 Total losses and claims
15179 56
38572 00
53751 56CompteolleeGeneeals Eepoet
803
17 Special Reserve for Credit losses on policies
expiring in October November and Dec
ember 1911 being 50 per cent of 239
20083 gross premiums received on said
policies less 1092342 paid during said
months on losses under said policies 108676 99
18 Total unpaid claims and expenses of settlement
19 Gross1 premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 75334976 un
earned premiums pro rata
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 78750 un
earned premiums pro rata
378319 24
754 63
162428 55
21 Total unearned premiums as shown by recapitulation
22 Special reserve on policies in force Dee 31 1911 being 50 per
cent of earned premiums on same
23 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1911 viz Credit
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued estimated
28 Due and to become due for taxes on premiums
32 Advance premiums
34 Agents credit balances 6205 17
35 Eeserve for outstanding guarantees to
policyholders 8660 00
36 Contingent reserve on salvage agreement 4314 77
Total
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash
44 Surplus over all liabilities
254232 77
45 Surplus as regards policyholders
46 Total liabilities
Business in State of Georgia During Year
Gross premiums received on risks written or renewed during the
year Credit
Gross losses paid Credit
379073 87
187531 69
6170 05
2000 00
12239 18
3470 00
19179 94
772093 28
604232 77
1376326 05
9816 88
9836 70804
ComptrollerGenerals Report
AMERICAN FIDELITY COMPANY OF MONTPELIER VERMONT
James W Brock President Harlan W Kemp Secretary
Home Office Cor Main and State Streets Montpelier Vermont
J S Slicer Attorney for Service in Georgia
1Capital Stock
1 Amount of capital paid
up in cash 750000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1329621 50
3 Increase of paid up capital during the
year 250000 00
Increase in paid up surplus 125000 00
Extended at 1704621 50
IIIncome
1 Gross premiums unpaid December 31 last year Accident
and health 2330422 liability 17543168 fidelity
and surety 2053725 burglary and theft 7898 70
total
2 Gross premiums written and renewed during the year Ac
cident and health 3439607 liability 194799333
Fidelity 5870248 surely 11103670 burglary and
theft 4868768 auto property damage 11617185
workmena Coll 201087 total 2 428 864 29
227171 85
3 Total Accident and health 16956560 liability 2123
42501 fidelity and surety 19027643 burglary and
theft 5658638 auto property damage 11617185
workmen Coll 2010 87 total 2656036 14
I Deduct gross premiums now in course of collection Ac
cident and health 2720922 liability 36901485
Fidelity and surety 3249405 burglary ami theft
926062 total 437978 74
5 Entire premiums collected during the year Accident and
health 14035638 liability 175441016 fidelity and
surety 15778238 burglary ami theft 4732576 auto
property damage 11617185 workmena coll 201087
totaI 2218057 40
6 Deduct reinsurance return Premiums and cancellations
Accident and health 3805416 liability 43515807
fidelity and surety 2312140 burglary and theft 7
75230 auto property damage 2342276 workmen coll
128700 total 528795 69ComptrollerGenerals Eeport 80o
7 Net premiums Accident and health 10230222 liability
131925209 fidelity and surety 13466098 burglary
and theft 3957346 auto property damage 9274909
workmens coll 72387 total 18JJJ JJ
22 Interest on bonds and dividends on stock
23 Interest on deposit lloi3 75
33 Increase in book value of bonds
1748032 36
38 Total income
IIIDisbursements
1 Gross amount paid for losses Accident 3730128 health
15 784 33 liability 41166988 fidelity 445138
surety 4494535 burglary and theft 1461020 auto
prop damage 1741290 workmans coll 18821
total
2 Deduct salvage and reinsurance Accident 29566 health
35089 fidelity 115000 surety 582642 burglary
and theft 11210 auto property damage 500 total V W
3 Net amount paid policyholders for losses Accident 37
005 62 health 1543344 liability 41166988 fidelity
3 30138 surety 3911893 burglary and theft 14
49810 auto property damage 1740790 workmen s
coll 18821 total J
4 Investment and adjustment of claims Accident fi0iS2
health 14150 liability 15493956 fidelity 176967
surety 1298557 burglary and theft 34118 auto
property damage 80256 total
5 Totals Accident 3881024 health 1557494 liability
56660944 fidelity 507105 surety 5210450 bur
glary and theft 1483928 auto property damage 18
210 46 Workmens coll 18821 total lxu
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Lcident and health 3711151 liability 387 07925
fidelity and surety 3878312 burglary and theft
1302916 total m n
19 Stockholders for interest or dividends
20 Salaries fees and all other compensation of officers due
tors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions 6Q78 2g
23 Inspections other than medical 1 852 84
24 Rentsi o45 47
27 All other taxes licenses and insurance department fees
28 Legal expenses g775 41
29 Advertising 12 487 72
30 Printing and stationery 806 ComptrollerGeneral s Report
31 Postage and express1 5 954 93
32 Furniture and fixtures 3550 94
37 All other disbursements
38 Traveling 798743 home affice expenses 21391 fire
insurance 4730 36121 8 348 64
40 Agents balances charged off 1 179 71
41 Bonds per schedule 425 00
46 Total disbursements 1369281 46
IVLedger Assets
4 Book value of bonds excluding interest 1 836 445 08
5 Cash in companys office 1830809 deposited in banks
22855923 246927 32
11 Ledger assets 2083372 40
NonLedger Assets
12 Interest accrued 2283957 on bonds 22839 57
15 Interest accrued 190092 on other assets
bank balance 1900 92
TotaI 24740 49
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1910 Accident and health
2463615 liability 32108189 fidelity
and surety 2792480 burglary and
theft 740401 totals 38104685
On policies or renewals issued prior to Oc
tober 1 1910 Accident and health 2
57307 liability 4793296 fidelity and
surety 456925 burglary and theft 1
85661 total 56931 89
Totals 437978 74
36 Reinsurance from other co s on losses pd Gas Co of Amr 99 28
37 Gross assets 2546190 91
Deduct Assets Not Admitted
42 Loans or personal security endorsed or
not advanced to agents 155 04
43 Gross premiums in course of collection
written prior to October 1 1911 56931 89ComptrollerGenerals Report
807
44 Book value of ledger assets over market
value viz Bonds
Total
51 Admitted assets
44275 08
101363 01
2444827 90
VLiabilities
Losses and claims adjusted Accident 378585 health
6563 burglary and theft 19370 auto prop damage
11582 total
Losses and claims in process of adjustment Accident 7
339 64 health 228407 fidelity 316295 surety 4
31401 burglary and theft 98400 auto prop damage
11108 27 workmens coll 119901 total
Lossesand claims resisted Accident 1737500fidelity
182259 surety 2028896 burglary theft 145000
auto property damage 378963 total
4 Total losses and claims Accident 2850049 health 2
34970 fidelity 498554 surety 6760297 burglary
and theft 262790 auto property damage lo0132
workmens coll 119901 total
16 Special reserve for unpaid liability losses
3

18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 164160028 un
earned premiums pro rata
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 12454420 un
earned premiums pro rata
865822 22
49687 97
4161 00
73391 95
44726 18
122279 13
402365 16
524644 29
21 Total unearned premiums as shown by recapitulation
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policy ossued subse
quent to October 1 1911 viz Accident and health
9 11255 liability 10136386 fidelity and surety
789385 burglary and theft 244922 total
Salaries rents expenses taxes bills accounts fees etc
due or accrued
Dividends due stockholders
33 Other liabilities viz
34 Accident v
35 Surety
26
27
915510 19
120819 48
36764 62
20000 00
1532 83
200 00808 ComptrollerGenerals Report
30 Fidelity 700 00
Total
2432 83
42 Total amount of all liabilities except capital 1 620 171 41
43 Capital actually paid up in cash 750000 00
44 Surplus over all liabilities
45 Surplus as regards polieyholders
40 Total liabilities
74656 49
824656 49
2444827 90
Business in Georgia During Year
Gross premiums received on risks written or renewed during
the year Accident 39825 health 11651 liability
504663 fidelity 19333 surety 19377 burglary and
theft 9000 property damage 76419 total 6802 68
Gross losses paid Accident 1650 health 15535 liability
14000 property damage 5550 total 373 35
AMERICAN SURETY COMPANY OF NEW YORK N Y
P W Lafrentz President H B Zevely Secretary
Home Office 100 Broadway New York City New York
Marion M Jackson Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 2500000 00
2 Amount of ledger assets as per balance
December 31 of previous year 8602373 00
Extended at 860o373 00
IIIncome
1 Gross premiums written and renewed during the year
Fidelity 1211443439 surety 192168477 total 3126119 16
2 Deduct reinsurance fidelity 708617
surety 3514165 total 42227 82
3 Deduct return premiums on policies can
celled Fidelity 14914768 surety
35379252 total 502 940 20CompteollebGenebals Repoet 809
4 Premiums on policies not taken 3599692
surety 4529633 total 81293 25
5 Deduct total deductions Fidelity 192
23077 surety 43423050 total 62646127
6 Net premiums Fidelity 101220362 surety 1487
45427 total 2499657 89
22 Gross interest on mortgage loans 8858 51
24 Gross interest on bonds and dividends on
stocks less 145543 accrued interest on
bonds acquired during 1911 153228 82
25 Gross interest on deposits in trust companies
and banks 20628 50
26 Gross interest on overdue premiums 4141
28 Total gross interest 1827o7 24
29 Gross rents from companys property in
eluding 42450 for companys oc
cupancy of its own buildings 317434 20
30 Total gross interest and rents 500191 44
31 Increase in liability for reinsurance 3211 66
32 Checks of other parties in process of col
lection December 31 1911 394203
checks of other parties in process of col
lection December 31 1910 103962 2902 41
34 Premiums paid in advance December 31
1911 2289703 premiums paid in ad
vance December 31 1910 1994720 2949 83
Total 90639
37 Gross profit on sale or maturity of ledger
assets viz real estate 361 09
Bonds 18000
Stocks 13200
13741 19
Total
x 3022654 32
39 Total income
ITTDisbursements
1 Gross amount paid for losses Fidelity 29337798
surety 61767446 total 911052 44
91 282 04
2 Deduct reinsurance surety i6e
3 Deduct salvage 8455868 surety 170
53265 total 2091 33
4 Total Deduction Fidelity 8455868 07fi Q7 9
surety 19181469 total Z7bd7d 6i
810
ComptrollerGenerals Report
5 Net amount paid policyholders for losses Fidelity 208
81930 surety 425859 77 total 634679 07
17 Investigation and adjustment of claims viz Fidelity
1868498 surety 3214822 total 50833 20
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Fidelity 8712767 surety 16151731 total 248644 98
28 Salaries fees and all other compensation of officers
directors trustees and home office employees 32210613
29 Salaries traveling and all other expenses of agents not
paid by commissions 704996 99
31 Inspections other than medical and claim 11582 08
32 Rents including 4245000 for companys occupancy of
its own building 44950 00
33 Repairs and expenses other than taxes on real estate
including rent of building leased for 99 years 198512 72
34 Taxes on real estate 74677 65
35 State taxes on premiums 37119 08
36 Insurance department licenses and fees 18090 38
37 All other licenses fees and taxes Federal corporation tax
683930 municipal taxes 492463 internal revenue
taxes 364229 taxes on investments 189800 total 17304 22
42 Legal expenses 4115 11
43 Advertising 4071 17
44 Printing and stationery 24893 43
45 Postage telegraph telephone and express 23379 69
46 Furniture and fixtures 17620 32
47 Stockholders for interest or dividends 375000 00
48 Other disbursements Snecial services 96077 safety
denosit rents 300000 reference and guide books
564 04 traveling exnonsos 957049 references 1
11263 law library 42880 petty exnenses 335123
stock registration 25000 insurance 3336 traveling
auditors 317814 private wire service 1685068
surety association expenses 236895 Towner rating
bureau 288000 total 44907 22
56 Total disbursements 2857484 10
IVLodger Assets
1 Rook value of real estate 3166047 91
2 Mortgage loans on real estate first liens 19525000 195250 00
4 Book value of bonds 263048760 and stocks 1449
46450 4079952 10
5 Cash in companys office and agencies 5275 00
6 Deposits in trust companies and banks not on interest 205288 84
7 Deposits in trust companies and banks on interest 657211 44ComptbollebGeneeals Beport
811
8 Premiums in course of collection viz On
policies or renewals issued on or after Oc
tober 1 1911 Fidelity 7360500
surety 20360309 total 27720809
On policies or renewals issued prior to Oc
tober 1 1911 Fidelity 759144
surety 17371840 total 181309 84
Total
30 Ledger assets
458 517 93
3767543 22
NonLedger Assets
31 Interest accrued 172085 on mortgages
32 Interest accrued 3175624 on bonds
35 Interest accrued 141770 on other assets
Bank deposits Banco Central Mexicano
Mexico City Mexico 82603 The Mol
sons Bank Montreal Canada 15000
Banco de Tamaulipas Tuxpam Mexico
25000 First Natl Bank Albuquerque
New Mexico 6667 Banco de Jalisco
Jalisco Mexico 12500 total
37 Rents due 888392 and accrued 123334
on companys property lease
1720 85
31756 24
1417 70
10117 26
Total
43 Gross assets
45012 05
8812555 27
Deduct Assets Not Admitted
49 Premiums in course of collection written
prior to October 1 1911
52 Stocks and bonds
181309 84
238613 60
Total
56 Admitted assets
419923 44
8392631 83
VLiabilities
1 Losses and claims reported or in proeess of adjustment
Fidelity 23768870 surety 34852655 total
2 Losses and claims resisted Fidelity 4190953 surety
7865836 total
3 Total losses and claims Fidelity 279598 23 surety
42718491 total
4 Deduct reinsurance Surety
586215 25
120567 89
706783 14
7917 60812 COMPTROLLERGENERATES REPORT
5 Net unpaid claims except liability claims Fidelity 279
59823 surety 41926731 total 698865 54
6 Estimated expenses of investigation and adjustment of
unpaid claims Fidelity 1500000 surety 1500000
total 30000 00
7 Total losses and claims Fidelity 29459823 surety
43426731 total 728865 54
21 Gross premiums upon all unexpired risks
running one year or less from date of
policy 256362638 unearned prem
iums fifty per cent 1281813 19
22 Gross premiums upon all unexpired risks
running more than one year from date of
policy 31419566 unearned premiums
pro rata 17222412 172224 12
23 Total unearned premiums as shown by recapitulation 1454037 31
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1911 viz Fidelity 757500 surety
1518881 total 22763 81
29 Salaries rents expenses bills accounts fees etc due or
accrued 12500 00
30 Estimated amount hereafter payable tor federal state and
other taxes based upon the business of the year of this
statement 39908 98
35 Reinsurance 3211 66
36 Advance premiums 22897 03
37 Other liabilities viz Reserve for contingent expenses
3000000 checks of other parties in process of col
lection 3942 03 33942 03
46 Total amount of all liabilities except capital 2318126 36
47 Capital actually paid up in cash 2500000 00
48 Surplus over all liabilit ies 3574505 47
49 Surplus as regards policyholdi re 6074505 47
50 Total liabilities 8392 631 83
Business in The State of Georgia During Year
Gross premiums less return premium on risks written or re
newed during the year Fidelity 794013 surety
873286 total i6672 99
Gross losses paid Fidelity 2718796 salvage 19656 total 26991 40ComptrollerGenerals Report
813
ATLANTIC HORSE INSURANCE COMPANY OF PROVIDENCE R I
William E Tefft President Gaius W Hubbard Secretary
Home Office 74 Weybosset St Providence R I
H G Carnes Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 110000 00
2 Amount of ledger assets as per balance
December 31st of previous year 150498 72
Extended at
IIIncome
1 Gross premiums unpaid December 31 last year Livestock
2 Gross premiums written and renewed during the year Live
stock
3 Total Livestock
4 Deduct gross premiums now in course of collection Live
stock
5 Entire premiums collected during the year Livestock
6 Deduct reinsurance return premiums and cancellations
Livestock
7 Net Premiums Livestock
19 Policy fees required or represented by applications
20 Interest on mortgage loans
21 Interest on collateral loans
22 Interest on bonds and dividends on stock
23 Interest on deposit
24 Interest from all other sources
25 Gross rents from companys property
644 00
68 80
3730 09
220 06
1118 71
191 52
26 Tofal interest and rents
28 Property on sale of Bonds
33 From agents balances previously charged off
17467 84
85362 16
102830 00
23199 47
51373 46
29896 42
49734 11
56 25
5973 18
285 50
6 00
38 Total income
56055 04
IIIDisbursements
1 Gross amount paid for losses Livestock
14 Commissions or brokerage less amount received on return
premiums and reinsurance
20 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
18256 54
12386 80
7675 09814
ComptrollerGenerals Report
21 Salaries traveling and all other expenses of agents not
paid by commissions
24 Rents
25 Repairs and expenses other than taxes on real estate
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
33 Losses on sale or maturity of ledger assets Veterinary
service 310833 medicines 19627 appraisal real
estate 500
46 Total disbursements
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate
3 Loans secured by pledge of bonds stocks or other col
laterals
4 Book value of bonds excluding interest 7620125 and
book value of stocks 32119 58
5 Cash in companys office 117530 deposited in banks
788811 total
i Kills receivable
7 Other ledger assets viz records formulas etc
2251 03
532 00
314 09
2093 20
406 31
320 50
1319 60
1047 50
S24 63
3309 60
50736 89
2162 63
12200 00
650 00
108300 83
9063 11
10 00
23400 00
11 jedger assets
155816 S7
NonLedger Assets
12 Interest accrued 550 on mortgages 5 50
13 Interest due 40000 and accrued 99992
on bonds 1399 92
14 Interest accrued 401 on collateral loans 1 01
Total
17 Market value of real estate over book value
Is Markel value of bonds and stocks over book value
1 Iross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1911 Livestock 22420 09
u policies or renewals issued prior to Oc
tober 1 1911 Livestock 779 s
Total
37 Iross assets
1409 43
337 37
12572 67
23199 4 7
193335 81i ComptrollerGeneral s Report 815
Deduct Assets Not Admitted
39 Bills receivable 40 00
43 Gross premiums in course of collection writ
ten prior to October 1 1911 79 38
45 Overdue and accrued interest on bonds in
default 183 33
1002 71
I otal
51 Admitted assets 192333 10
VLiabilities
1 Losses and claims adjusted Livestock 5lSi 00
2 Losses and claims in process of adjustment Livestock 3570
3 Losses and claims resisted Livestock
4 Total losses and claims Livestock 9
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 5584319 un
earned premiums 50 per cent 27921 60
21 Total unearned premiums as Shown by recapitulation 27921 60
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1911 viz Livestock 4484 00
34 Estimated amount hereafter payable for state taxes etc 10
42 Total amount of all liabilities except Capital 425o9 60
43 Capital actually paid up in cash 110000 00
44 Surplus over all liabilities 39773 50
45 Surplus as regards policyholders 149773 5
192333 10
46 Total liabilities
Business in State of Georgia During Year
Gross premiums received on risks written or renewed during
r 1 47b 1H
the year Livestock 343 24
Gross losses paid Livestock 816
ComptrollerGenerals Report
COLUMBIA LIFE INSURANCE COMPANY OF CINCINNATI OHIO
Felix G Cross President B M Cross Secretary
Home Office EawSon Building Fourth and Elm Sts Cincinnati Ohio
ICapital Stock
1 Amount of capital paid
up in cash 181439 48
2 Amount of ledger assets as per balance
December 31 of previous year 623953 10
Extended at 623953 10
IIIncome
1 dross premiums written and renewed during the year Ac
cident and health
2 Deduct reinsurance return premiums and cancellations Ac
cident and health
3 Net premiums
19 Policy fees required or represented by applications
20 Interest on mortgage loans 10722 19
21 Interest on collateral loans 1330 07
22 Interest on bonds and dividends on stock 0412 58
23 Interest on deposit 2 162 87
24 Interest from all other sources 3733 01
26 Total interesi and rents
33 Income life business 145029 96
34 Premiums in advance 873 92
Total
1 Cross amount paid for losses Accident 8360 60 health
371402 total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health 1002102
18 Policy fees retained by agents
20 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
22 Medical examiners fees and salaries
24 Rents
35855 51
633 64
35221 87
8964 90
30367 92
146503 88
38 Total income 221058 57
ITTDisbursements
12075 22
10020 62
8961 90
3435 33
311 27
7 00
300 00ComptrollerGenerals Report
817
30 Printing and stationery
31 Postage and express
33 Loss on sale or maturity of ledger assets
34 Investigation and adjustment of claims
35 Agents balances charged off
20 11
139 60
Total
37 All other disbursements
38 Disbursements life business
39 Sundry expense
40 Branch office
105868 18
134 54
1634 67
Total
IVLedger Assets
2 Mortgage loans on real estate first liens
3 Loans secured by pledge of bonds stocks or other collaterals
4 Book value of bonds excluding interest
5 Cash in companys office 59236 deposited in banks
41589 22
6 Bills receivable
8 Agents balances 1093900 less crs 3333 net
9 Commuted premiums loans
in Policy loans 4561812 furniture and fixtures 200000
11 Lodger assets
NonLedger Assets

12 Interest due 2659 70 and accrued 5
32723 on mortgages
13 Interest accrued 115277 on bonds
14 Interest accrued 61392 on collateral loans
15 Interest due 242 and accrued 1007484
on other assets
7986 93
1152 77
613 92
10077 26
Total
35 Net unpaid and deferred premiums life business
37 Gross assets
Deduct Assets Not Admitted
39 Bills receivable
40 Furniture and fixtures
45 Agents balances
46 Book value of bonds over market value
895 95
353 84
159 71
107637 39
46 Total disbursements 144158 23
371847 50
54415 00
136209 61
42181 58
1058 52
10905 67
45617 44
47618 12
700853 44
19830 88
26671 33
747355 65
1058 52
2000 00
10939 00
2149 01
51 Admitted assets
731209 12818 ComptrollerGenerals Eeport
VLiabilities
1 Losses and claims in process of adjustment Accident
63589 health 54315 total 1179 04
2 Losses and claims resisted Accident 800 00
3 Total losses and claims Accident 1435 89 health
54315 total 1979 04
19 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy 1
04129 unearned premiums 50 per cent 520 65
32 Advance premiums 873 92
34 Dividends declared and unpaid to policyholders 151 83
35 Liabilities life business 593 807 49
42 Total amount of all liabilities except capital 527332 93
43 Capital actually paid up in cash 181439 48
44 Surplus over all liabilities 22436 71
45 Surplus as regards policyholders 203876 IB
46 Total liabilities 731209 12
Business in State of Georgia During Year
Gross premiums received on risks written or renewed during
year Accident 24255
Gross losses paid Accident 130 09
CONTINENTAL CASUALTY COMPANY CF HAMMOND INDIANA
H G B Alexander President Wm II Betts Secretary
Home Office Hammond Indiana General Office Chicago ill
William A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 300000 00
2 Amount of ledger assets as per balance
December 31 of previous year 2239164 57
Extended at 2239164 57
ITIncome
1 Gross premiums written and renewed during the year Ac
cident 2852392 51 health 75480148 total 3667193 99
2 Deduct reinsurance return premiums and cancellations
Accident 56451153 health 11558777 total 680099 30
3 Net premiums Accident 228788098 health 639
21371 total 2927094 69ComptrollerGenerals Report
819
19 Policy fees required or represented by applications
20 Interest on mortgage loans
22 Interest on bonds and dividends on stock
23 Interest on deposit
24 Interest from all other sources bills
receivable
25 Gross rents from companys property
135504 96
26 Total interest and rents
33 Agents balances previously charged off
35 Book value bonds increased by adjustment
33562 56
23909 92
1205 82
38 49
3001 00
61717 79
2908 42
360 97
38
Total income 3127586 83
IIIDisbursements
1 Gross amount paid for losses Accident
health 29292525 total
2 Deduct salvage and reinsurance Accident
371613 68
3 Net amount paid policyholders for losses Accident 956
16603 health 29292525 total
4 Investigation and adjustment of claims Accident 14
29842 health 382760 total
1264538 93
15447 65
1249091 28
18126 02
5 Totals Accident 97046445 health 29675285 total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 52673348 health 10076014 total
18 Policy fees retained by agents
19 Stockholders for interest or dividends
20 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
Salaries traveling and all other expenses of agents not paid
by commissions
Medical examiners fees and salaries
24 Rents
26 Taxes on real estate
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express telegraph and telephone
33 Loss on sale of bonds 19652 84
35 Decrease by adjustment in book value
21
22
1267217 30
627493 62
135504 96
60000 00
312181 42
405643 72
14018 64
45632 31
256 49
74025 38
41626 36
23818 33
34939 50
30967 37
bonds
58 69
Total
19711 53820 ComptrollerGeneral s Report
37 All other disbursements General expenses 3156168
bank exchange 200269 agents balances charged
off 1106804 total 44632 41
46 Total disbursements 3 137 669 34
IVLedger Assets
1 Book value of real estate 54 147 41
2 Mortgage loans on real estate first liens 691950 00
3 Loans secured by pledge of bonds stocks or other col
laterals 65000 00
4 Book value of bonds excluding interest 28831063 and
book value of stocks 15115000 439460 63
5 Cash in companys office 200000 deposited in banks
8962093 91620 93
6 Bills receivable 7874 97
7 Agents balances 96554 64
8 Furniture and fixtures 73499 50
9 Cash in hands of P Ms and treas in transit 140430 52
10 Premiums in course of collection 568543 46
11 Ledger assets 2229082 06
NonLedger Assets
12 Interest accrued 1002450 on mortgages 10024 50
13 Interest accrued 555817 on bonds 5558 17
14 Interest accrued 130000 on collateral
loans 1300 00
Total 16882 67
17 Market value of real estate over book value 4727 59
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1911 Accident 529
78319 health 3876027 total 568543 46
37 Gross assets 2250692 32
Deduct Assets Not Admitted
38 Agents balances 96554 64
39 Bills receivable 7 874 97
40 Furniture and fixtures 73 499 50
44 Value of ledger assets over market value
viz Book value bonds 28831063 book
value stocks 15115000 439 460 63CqmptkolleeGen erals Report
821
Market value bonds 27620544 market
value stocks 15392500
430130 44
9330 19
51 Admitted assets
2063433 02
VLiabilities
1 Losses and claims in process of adjustment and reported
proofs not received Accident 16937423 health
1196008 total
2 Losses and claims resisted Accident 5565000 health
267500 total
3 Total losses and claims Accident 22502423 health
1463508 total
14 Deduct reinsurance
15 Net unpaid claims except liability claims
ie Estimated expense of adjustment of unpaid claims
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon all unexpred risks
running one year or less from date of policy 1433
94936 unearned premiums 50 per cent
21 Total unearned premiums as shown by recapitulation
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1911 via Accident 8489017
health 862930 total
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
31 Reinsurance
32 Advance premiums
33 Other liabilities viz Contingent reserve
35 Estimated of taxes for State and other taxes to become
due
181334 31
58325 00
239659 31
2650 00
237009 31
1000 00
238009 31
716974 68
716974 68
93517 47
12568 80
2978 03
1188 43
220000 00
30000 00
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash
44 Surplus over all liabilities
1315236 72
448196 30
45 Surplus as regards policyholders
46 Total liabilities
748196 30
2063433 02822
ComptrollerGenerals Eeport
Business in State of Georgia During Year
Gross premiums received on risks written or renewed during the
year Accident 2914655 health 1286314 total
Gross losses paid Accident 1808387 health 1138463
42009 69
29468 50
EMPIRE STATE SURETY CO OF NEW YORK CITY N Y
Wm M Tomlins Jr President Chas I Brooks Secretary
Home Office 84 William St New York City N Y
John H Mullins Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 500000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1519664 94
Extended at
1519664 94
86177 83
IIIncome
1 Gross premiums written and renewed during the year Ac
cident 555650 health 299822 liability 23
61206 fidelity 14888015 surety 46861794 plate
glass 12142 burglary and theft 16077876 work
men s collective 9049 total
2 Deduct reinsurance Accident 571454
health 325928 liability 989184
fidelity 1292221 surety 3912235
plate glass 43527 burglary and theft
1483234 total
3 Deduct return premiums on policies can
celled Accident 268859 health
92131 liability 7242 14 fidelity 7
82921 surety 1017822 plate glass
51045 burglary and theft 752493
sprinkler 945 total
4 Deduct premiums on policies not taken
Accident 456714 health 222368
liability 1455762 fidelity 1790612
surety 9002138 plate glass 128043
steam boiler 4500 burglary and theft
3767007 workmens collective 7200
total 168343 44
36904 30
5 Total deductions Accident 1297027 health 640427
liability 3169160 fidelity 3865754 surety 139
810655 54ComptrollerGenerals Report
823
32195 plate glass 222615 steam boiler 4500
burglary and theft 6002734 sprinkler 945 work
men s collective 7200 total 291425 57
6 Net premiums Accident 741377 health 340605
liability 807954 11022261 surety 32929599
plate glass 210473 steam boiler 4500 burglary
and theft 10075142 sprinkler 945 workmens col
lective 1849 total 519229 97
22 Gross interest on mortgage loans 12220 64
24 Gross interest on bonds and dividends on
stocks less 2872 accrued interest on
bonds acquired during 1911 28546 28
25 Gross interest on deposits in trust com
panies and banks 262 55
27 Collateral deposits 15609 notes etc
92848 total 1084 57
29 Gross rents from companys property 728 60
30 Total gross interest and rents 42842 64
t 85000 UU
32 Borrowed money
37 Gross profit on sale or maturity of ledger assets viz Bonds lbJ
647235 11
39 Total income
IIIDisbursements
1 Gross amount paid for losses Accident 776930 health
5 49892 liability 6360643 fidelity 5107426
surety 18946764 plate glass 913015 burglary and
theft 4945491 workmens collective 12460 total 376126 21
2 Deduct reinsurance Accident 40000
burglary and theft 902948 total 942948
3 Deduct salvage Liability 10000 fidelity
2176079 surety 4249317 plate
glass 10074 burglary and theft
29838 total 64753 08
4 Total deduction Accident 40000 liability 10000
fidelity 2176079 surety 4249317 plate glass
10074 burglary and theft 932786 total 74182 6
5 Net amount paid polieyholders for losses Accident
7369 30 health 549892 liability 6350643
fidelity 2931347 surety 146974 47 plate glass
9 099 41 burglary and theft 4012705 workmens
collective 12460 total 301943 65
17 Investigation and adistment of claims viz Accident
104491 health 54910 liability 3708525 fidelity824 ComptbollebGteneeals Repobt
1078464 surety 3546174 plate glass 71324
burglary and theft 496305 sprinkler 27220 total 90874 13
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 317704 health 198465 liability 17
11326 fidelity 2796454 surety 8073563 plate
glass 30306 steam boiler 4507 burglary and theft
3185903 sprinkler 142 total 162574 74
28 Salaries fees and all other compensation of officers direc
tors trustees and home office employes 81 30 6
29 Salaries traveling and all other expenses of agents not
paid by commissions gj 992 g7
31 Inspections other than medical and claim 633 18
32 Eents 9099 95
33 Repairs and expenses other than taxes on real estate 535 25
34 Taxes on real estate 413 14
35 State taxes on premiums 13 110 11
36 Insurance department licenses and fees 6 057 21
39 Borrowed money g5000 qQ
42 Legal expenses L 937 5g
43 Advertising 531 g8
44 Printing and stationery 62
45 Postage and express 342401 telegraph and telephone
398306 total 7 40 17
46 Furniture and fixtures 1n n
48 Other disbursements Bradstreel s Duns 178450 ex
aminations 379511 service bureau 100000 dues to
associations 168614 rating bureau 91663 miscel
laneous 596293 bonds executed 123570 16381 01
52 Profits and loss 30 ln
53 Agents balances charged off 723 07
54 Gross loss on sale or maturtiy of ledger assets viz Real
estate 35000 bonds 1761000 17960 00
56 Total disbursements t 331 740 70
IVLedger Assets
1 Hook value of real estate 86 621 00
2 Mortgage loans on real estate first liens 23065470
other than first 205169 232706 39
4 Book value of bonds 5201 1719 and stocks 178
03750 698154 99
5 Cash in companys office 9935 17
6 Deposits in trust companies and banks not on interest 27S21 71
7 Deposits in trust companies and bunks on interest 21640 61
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1911 Liability 4807
Fidelity 1320145 surety 7094219
burglary and theft 2052295 totals 110714 66I
ComptkolleeGeneeals Eepoet
825
On policies or renewals issued prior to Oc
tober 1 1911 Accident 44820 liability
972583 fidelity 491374 surety 76
86563 burglary and theft 130637
workmens collective 9943 total 93359 20
24 Total 204073 86
25 Bills receivable 1250271 accounts receivable 220411 14706 82
26 Other ledgerassets viz Agents balances 1812892 adv
to spec agts and adjusters 107317 sundry ledger
accts 1740220 accrued interest paid 1750 cash
in suspended banks 287701 total 39498 80
30 Ledger assets 1335159 35
NonLedger Assets
31 Interest due 193864 and accrued 2
77450 on mortgages 4713 14
32 Interest accrued 474247 on bonds 4742 47
37 Bents 804 33
Total 1025994
40 Other nonledger assets viz cash payment due on account
of Ames College contract 329351 cash payment due
on account LeGrand Freel contract 310751 cash pay
ment due on account of marsh bridge contract 3
16060 total 9561 62
43 Gross assets 1354980 91
Deduct Assets Not Admitted
45 Bills receivable 1250271 accounts
receivable 145991 139G2 62
49 Premiums in course of collection written
prior to October 1 1911 93359 20
50 Overdue and accrued interest on bonds in
default mortgages other than first 2051 69
51 Book value of ledger assets over market
value viz Stocks 3070750 bonds
2804749 real estate 168189 agts
balances 1812892 adv to adj and
spec agts 107317 sundry ledger
accts 1740220 total 97041 17
Total 3064U 68
56 Admitted assets 1148566 23622881
80332 17
89340 43
826 CompteollebGeneeals Eepoet
VLiabilities
1 Losses and claims adjusted Accident 110000 fidelity
34407 surety 378400 plate glass 4437 burglary
and theft 95638 total
2 Losses and claims reported or in process of adjustment
Fidelity 3366192 Surety 4047682 burglary and
theft 619343 total
3 Losses and claims resisted Accident 281280 health
50714 fidelity 1543180 surety 6758869 burg
lary and theft 250000 sprinkler 50000 total
4 Total losses and claims Accident 391280 health
50714 fidelity 4943779 surety 11184951 plate
glass 4437 burglary and theft 964981 sprinkler
50000 total
5 Deduct reinsurance Accident 100000 health 25000
surety 750000 burglary and theft 45746 total
6 Net unpaid claims except liability claims Accident 2
91280 health 25714 fidelity 4943779 surety
10434951 plate glass 4437 burglary and theft
919235 sprinkler 50000 total
17 Special reserve for unpaid liability losses
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 48504867 un
earned premiums fifty per cent 242524 34
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 10767975
unearned premiums pro rata 55363 19
23 Total unearned premiums as shown by recapitulation
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1911 viz Liability 1250 fidelity
340597 surety 1709707 burglary and theft
875257 total
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement
Due and to become due for borrowed money
35 Reinsurance and company insurance
46 Total amount of all liabilities except capital 600729 95
175901 42
9207 46
166693 96
61825 00
228 518 96
297887 53
29268 11
2450 33
6000 00
30000 00
6605 02ComptrollerGenerals Eeport 827
47 Capital actually paid up in cash 500000 00
48 Surplus over all liabilities 47836 28
49 Surplus as regards policyholders 547836 28
50 Total liabilities 1148566 23
Business in Georgia During Year
Gross premiums less return premium on risks written or re
newed during the year Accident 43528 health
30066 liability 163619 fidelity 78257 surety
79799 plate glass 1705 burglary and theft 9208
totals 402772
Gross losses paid Accident 49720 health 14586 liability
152000 burglary and theft 4750 total 2210 56
THE EMPLOYERS INDEMNITY COMPANY OF PHILADELPHIA PA
Frank E Tobey President Trevanion B Dallas Secretary
Home Office West End Trust Bldg Broad and South Penn Square
Philadelphia Pennsylvania
William A Little Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 100000 00
2 Amount of ledger assets as per balances
December 31 of previous year 541482 74
Extended at 541482 U
IIIncome
1 Gross premiums unpaid Dec 31 last year Liability 156864 62
2 Gross premiums written and renewed during the year
T 935176 70
Liability
3 Total Liability 109204132
4 Deduct gross premiums now in course of collection
i 226387 20
Liability
5 Entire premiums collected during the year Liability 865654 12
6 Deduct reinsurance return premiums and cancellations
Liabilities 305457 16
7 Net premiums 560196 96828
CompteolleeGenebals Kepobt
20 Interest on mortgage loans 4 462 72
22 Interest on bonds and dividends on stock 19551 91
23 Interest on deposit 372 20
Total 24386 83
24 Amount expended in settlement of claims
66467 less amount received in settle
ment of claims 30003 364 64
26 Total interest and rents
33 Increase by adjustment in book value of bonds
38 Total income
24022 19
1345 32
585564 47
IIIDisbursements
1 Gross amount paid for losses Liability
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Liability
19 Stockholders for interest or dividends
20 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
22 Medical examiners fees and salaries
23 Inspections other than medical
24 Rents including 579350 for companys occupancy of its
own buildings
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising printing and stationery
81 Postage and express general expense
32 Furniture and fixtures
38 Traveling expenses
39 Gross decrease by adjustment in Look value of bonds
261338 82
107745 56
8000 00
55185 25
1212 38
473 35
5793 50
7910 05
4924f 49
2502 54
13071 71
1757 68
10184 63
400 47
46 Total disbursements 504 83 43
IV Ledger Assets
2 Mortgage loans on real estate first liens
4 Book value of bonds excluding interest 39721873 and
book value of stocks 4097575
5 Cash in companys office 254522 deposited in hanks
3269762
6 Bills receivable
8 Commissions receivable
1277110 10
438194 48
35242 84
655 38
431 08
11 Ledger assets io 903 78ComptrollerGenerals Report
829
NonLedger Assets
12 Interest due 20310 and accrued 1
42896 on mortgages 1632 06
13 Interest due 157500 and accrued 5
60841 on bonds 7183 41
15 Interest accrued 40703 on other assets 407 03
m 9222 50
Total
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1911 Liability 169110 92
On policies or renewals issued prior to Oc
tober 1 1911 Liability 57276 28
226387 20
33 Total I 4743 49
35 Furniture and fixtures V
842576 97
37 Gross assets
Deduct Assets Not Admitted
655 38
39 Bills receivable
40 Furniture and fixtures
43 Gross premiums in course of collection writ
ten prior to October 1 1911 57276 28
44 Book value of ledger assets over market
8638 2o
value
71313 38
Total
771263 59
51 Admitted assets
VLiabilities
16 Special reserve for unpaid liability losses and claims 197412 64
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 49603200 un
earned premiums 50 per cent 248016 00
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 10458191
J rw 47 48
unearned premiums pro rata
21 Total unearned premiums as shown by recapitulation 3054 48
Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1911 viz Liability 38719 66
26 Salaries rents expenses taxes bills accounts fees due 8ol8 31830 CoMPTROLLERGtENERALs EePORT
30 Return premiums j qq4 gg
32 Advance premiums 26 9
42 Total amount of all liabilities except capital 552054 98
43 Capital actually paid up in cash 100000 00
44 Surplus over all liabilities 119208 61
45 Surplus as regards policyholders 219 208 61
46 Total liabilities 772 og3 59
Business in Georgia During Year
Gross premiums received on risks written or renewed during
year Liability 4273 67
Gross losses paid Liability 3 544 9
UNITED STATES BRANCH OF
THE EMPLOYERS LIABILITY ASSURANCE CORPORATION LTD
OF LONDON ENGLAND
Home Office in United States 33 Broad Street Boston Mass
United States Manager Samuel Appleton
B M Grant Co Attorneys for Service in Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year 5648792 37
Extended at 5648792 37
IIIncome
1 Gross premiums written and renewed during the year Ac
cident 30888383 health 10345272 liability 4
75877735 fidelity 11542548 steam boiler 14
68872 burglary and theft 12181597 auto property
damage 49679635 workmens collective 9528761
total 6015128 03
2 Deduct reinsurance accident 40300 health
8400 liability 36397 fidelity
40312 burglar and theft 134200
total
3 Deduct return preimums on policies can
celled Accident 2072999 health
895422 liability 536078 51 fidelity
2501336 steam boiler 114482 burg
2596 09ComptrollerGenerals Report 831
lary and theft 886793 auto property
damage 8088215 workmens collec
tive 1545415 total 697125 13
4 Premiums on policies not taken Accident
2333241 health 1288222 liability
24094972 fidelity 424852 steam
boiler 133088 burglary andi theft
831997 auto property damage 61
00348 workmens collective 260109
total 364J6W 29
5 Total deductions Accident 4446540 health 2192044
liability 777392 20 fidelity 2966500 steam boiler
247570 burglary and theft 1852990 auto property
damage 14188563 workmens collective 1805524
totals 105389 51
6 Net premiums Accident 26441843 health 8153228
liability 398138515 fidelity 8576048 steam
boiler 1221302 burglary and theft 10328607
auto property damage 35491072 workmens collective
7723237 total 4960738 52
24 Gross interest on bonds and dividends on stocks less 4
23221 accrued interest on bonds acquired during 1911 184355 93
25 Gross interest on deposits in trust companies and banks 209 97
27 Received on agency bank accounts 46730 received on
cash held by trustees 99295 1460 25
36 From agents balances previously charged off 38 63
38 Gross increase by adjustment in book value of ledger
assets viz Bonds 32806 25
5179609 55
39 Total income v
IIIDisbursements
1 Gross amount paid for losses Accident 13732430
health 3885197 liability 171132888 fidelity
5617952 steam boiler 91420 burglary and theft
2347935 auto property damage 13455280 work
mens collective 3066527 total 2133296 29
2 Deduct reinsurance Accident
3 Deduct salvage Fidelity 10686 29
4 Total deductions Accident 50000 fidelity 1068629 11186 29
5 Net amount paid policyholders for losses Accident 136
82430 health 3885197 liability 171132888
fidelity 4549323 steam boiler 91420 burglary and
theft 2347935 auto property damage 134552 80
workmens collective 3066527 total 2122110 0032
ComptrollerGenerals Report
17 Investigation and adjustment of claims viz Accident
453024 health 63003 liability 38129481 fidelity
195552 burglary and theft 09493 auto property
damage 1154505 workmens collective 40614 401057 32
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 9473756 health 2832421 liability 1
02558807 fidelity 1764455 steam boiler 390794
burglary and theft 2907368 automobile property
damage 9332273 workmens collective 1667275 1309271 49
28 Salaries fees and all other compensation of officers direc
tors trustees and home office employees 102994 00
29 Salaries traveling and all other expenses of agents not paid
by commissions 39559 72
30 Medical examiners fees and salaries 124 00
31 Inspections other than medical and claim 50415 72
32 Eents 30304 52
35 State taxes on premiums 77 278 06
36 Insurance department licenses and fees 7 289 48
37 All other licenses fees and taxes Federal corporation tax
564202 county and municipal taxes and fees 1
57361 publication of statement 71435 miscellane
ous 19584 total 8125 82
42 Legal expenses 4858 13
43 Advertising 9944 89
44 Printing and stationery and supplies 38579 88
45 Postage telegraph telephone and express 29156 11
46 Furniture and fixtures 5924 88
47 Remitted to head office 565883 46
48 Other disbursements Investment expenses 86075 miscel
laneous expenses 938227 10243 02
53 Agents balances charged off 1697 51
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds 17064 37
56 Total disbursements 4831882 38
IVLedger Assets
4 Book value of bonds 4984702 50
5 Cash in company s office 2422 58
6 Deposits in trust companies and banks not on interest 877 42
7 Deposits in trust companies and banks on interest 1184 45
ash deposited with trustees with Kidder Peabody Co
on interest 36392 29
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1911 Accident 4589684
health 1592339 liability 75870292
fidelity 1405005 steam boiler 2ComptrollerGenerals Report 833
81001 burglary and theft 2154342
automobile property damage 6275692
workmens collective 1498672 total 936670 27
On policies or renewals issued prior to Oc
tober 1 1911 Accident 111603 health
69225 liability 2877078 fidelity
5282 burglary and theft 10418
automobile property damage 58614
workmens collective 294783 total 34270 03
970940 30
24 Total
5996519 54
30 Ledger assets wm
Bi t 7 I i iiirnivriicff1
ujLLixJii Noiedger Assets
65412 06
32 Interest on bonds
6061931 60
43 Gross assets
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to Oct 1
1911
6027661 57
56 Admitted assets
VLiabilities
1 Losses and claims reported or in process of adjustment
Accident 4602800 health 1011300 fidelity 7
58000 burglary and theft 630300 auto prop dam
age 2588300 workmens coll 1064800 total 106555 00
2 Losses and claims resisted Accident 1639700 fidelity
2194000 burglary and theft 475000 auto prop
damage 249300 workmens coll 5000 total 45630 00
3 Total losses and claims Accident 6242500 health 10
113 00 fidelity 2952000 burglary and theft 11
05300 auto prop damage 2837600 workmens coll
1069800 total
4 Net unpaid claims except liability claims Accident 62
42500 health 1011300 fidelity 2952000 burglary
and theft 1105300 auto property damage 2837600
workmens coll 1069800 total 1818000
5 Estimated expenses of investigation and adjustment of
unpaid claims Accident 328500 health 53200
fidelity 155000 burglary and theft 58200 auto834 Comptroller General s Report
prop damage 149400 workmens coll 56200
total 8005 00
6 Total losses and claims Accident 6571000 health 10
64500 fidelity 3107000 burglary and theft 11
63500 auto prop damage 2987000 workmens coll
1126000 total 16019000
37 Special reserve for unpaid liability losses 1508 191 00
20 Total unpaid claims and expenses of settlement 1668381 00
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 393660740 un
earned premiums 50 per cent 196830370
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 49187910
unearned premiums pro rata 253 298 51
23 Total unearned premiums as shown by recapitulation 2221602 21
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1911 viz Accident 1745029
health 564682 liability 22238771 fidelity 3
87712 steam boiler 83539 burglary and theft 7
31771 automobile property damage 1860969 work
men s collective 328605 total 279 410 78
29 Salaries rents expenses bills accounts fees etc due or
accrued 40000 00
30 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement 60000 00
46 Total amount of all liabilities except capital 4269393 99
47 Statutory deposit 250000 00
48 Surplus1 over all liabilities 1508267 58
49 Surplus as regards policyholders i 758 267 58
50 Total liabilities 6027661 57
Business in Georgia During Year
Gross premiums less return premiums on risks written or re
newed during the year Accident 405443 health 2
18128 liability 1322773 fidelity 676278 burglary
and theft 30808 automobile property damage 4
39120 total 3935 5ComptrollerGenerals Report
835
Gross losses paid Accident 247986 health 231167
liability 1457968 fidelity 634202 burglary and
theft 8740 automobile property damage 406485
total
29865 48
EQUITABLE CASUALTY COMPANY OF ATLANTA GEORGIA
John S Candler President A Moore Secretary
Home Office 326329 Gaudier Bldg Atlanta Ga
ICapital Stock
1 Amount of capital paid
up in cash H0700 00
2 Amount of ledger assets as per balance
December 31 of previous year 135641 73
3 Increase of paid up capital during the
year
138541 73
Extended at
IIIncome
1 Gross premiums unpaid December31 last year Accident
1894 99 health 154299 liability 318711 plate
glass 47122 steam boiler 14500 burglary and theft
35996 industrial 9578 total wl
2 Gross premiums written and renewed during the year Ac
cident 1079137 health 872650 liability 20
843 54 plate glass 475123 steam boiler 33250 J
burglary and theft 291434 sprinkler 44750 auto
property damage 713201 industrial 617372 total
3 Total Accident 1268636 health 1026949 liability
4 030 65 plate glass 522245 steam boiler
477 50 Burglary and theft 327430 sprinkler
44750 auto property damage 711201 industnal
626950 total
4 Deduct gross premiums now in course of collection Acci
dent 203307 health 182513 liability 371049
plate glass 52103 steam boiler 3000 burglary and
theft 34607 auto property damage 154343 nidus
trial 9310 total
5 Entire premiums collected during the year Accident 10
65329 health 844436 liability 2031416 plate
glass 470082 Steam boiler 44750 burglary and
theft 292823 sprinkler 44750 auto property
damage 558858 industrial 617640 total 59700 84

836 ComptbollerGenebals Eeport
6 Deduct reinsurance return premiums and cancellations
Accident 423681 health 346870 liability 467606
plate glass 84405 steam boiler 15875 burglary and
theft 79726 auto property damage 209661 total
7 Net premiums Accident 641648 health 497566
liability 1563810 plate glass 385677 steam boiler
28875 burglary and theft 213097 sprinkler
44750 auto property damage 349197 industrial
617640 total
20 Interest on mortgage loans 35 00
22 Interest on bonds and dividends on stock 4 443 28
24 Interest from all other sources 813 93
26 Total interest and rents
28 Surplus on sale of stock
33 Gross profit on sale of bonds
38 Total income
IIIDisbursements
1 Gross amount paid for losses Accident 788217 health
413926 liability 215880 plato glass 168258
burglary and theft 113209 auto property damage
120647 total
2 Deduct salvage and reinsurance Accident 4660 health
26436 auto property damage 50 total
3 Net amount paid policyholders for losses Accident 7
38557 health 387490 liability 215880 plate
glass 168258 burglary and theft 113209 auto
property damage 120597 total
4 Investigation and adjustment of claims Accident 9086
liability 30689 burglary and theft 25100 total
5 Total Accident 792611 health 387490 liability
246569 plate glass 168258 burglary and theft
115709 auto property damage 120597 total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 200543 health 159237 liability 3
47258 plate glass 120510 steam boiler 6212
burglary and theft 60979 sprinkler 11187 indus
trial 126578 auto property damage 94721 total
20 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
22 Medical examiners fees and salaries
23 Inspections other than medical
16278 24
43422 60
5292 21
1274 00
168 00
50156 81
IN201 37
311 46
17889 91
422 75
is 12 06
11272 21
12297 65
3397 54
51 00
140 95
ComptrollerGenerals Report
24 Rents
27 All other taxes licenses and insurance department tees
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
34 Decrease by adjustment in Book value of bonds
37 All other disbursements Telegraph and telephone 1980
exchange 4410 sundry expenses and office supplies
49741 total
46 Total disbursements
IVLedger Assets
4 Book value of bonds excluding interest
5 Cash in companys office 19729 deposited m banks
603651
i Bills receivable
S Secured notes

11 Ledger Assets
NonLedger Assets
13 Interest due 194250 and accrued 3334
on b01lds 749 63
15 Interest on other assets
Total
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1911 Accident 102208
health 86459 liability 334252
plate glass 35322 steam boiler 3000
burglary and theft 34607 auto prop
erty damage 139381 total
On policies or renewals issued prior to Oc
tober 1 Hill Accident 101099
health 96054 liability 37397 plate
glass 16841 auto property damage
14962 industrial 9310 total
33 Total
35 Furniture and fixtures
36 Printing and Stationery
i
37 Gross assets
837
1353 34
1481 12
3124 90
1736 98
435 09
279 00
168 00
739 31
54789 79
113887 95
6233 80
117 00
13670 00
133908 75
725 il
10118 92
1405 15
4930 50
153138 79
838
ComptrollerGenerals Report
Deduct Assets Not Admitted
39 Bills receivable
40 Furniture and fixtures
41 Supplies printed matter and stationery
43 Gross premiums in course of collection writ
ten prior to October 1 1911
117 00
1465 15
4930 50
2756 63
Total
51 Admitted assets
VLiabilities
1 Losses and claims in process of adjustment Accident
63600 health 59703 plate glass 20745 burg
lary and theft 30000 auto property damage
38154 total g
2 Deduct reinsurance
3 Net unpaid claims except liability claims
16 Special reserve for unpaid liability losses
18 Total unpaid claims and expenses of settlementj
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 3439758 un
earned premiums 50 per cent 17 198 79
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 206103 un
earned premiums pro rata l 424 98
21 Total unearned premiums as shown by recapitulation
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1911 viz Accident 30662 health
25938 liability 69332 plate glass 9817 steam
boiler 750 burglary and theft 10382 auto property
damage 28346 total
34 Estimated taxes
42 Total amount of all liabilities except capitalj
43 Capital actually paid up in cash 110700 00
44 Surplus over all liabilities 6 684 70
45 Surplus as regards policyholders
46 Total liabilities
9269 28
143869 51
2122 02
16 25
2105 77
3803 00
5908 77
18623 77
200 00
26184 81
117384 711
143869 51ComptrollerGenerals Eeport 839
Business in State of Georgia During Year
Gross premiums received on risks written or renewed during the
year Accident 602989 health 455558 liability
14 26302 plate glass 244763 steam boiler 24250
Burglary and theft 182932 auto property damage
4 590 64 sprinkler 44750 industrial 388915 total 3896 23
Gross losses paid Accident 6685 85 health 277283
liability 104105 plate glass 122262 burglary ami
theft 64365 auto property damage 997 3 total 13363 6
EQUITABLE SURETY COMPANY OF ST LOUIS MISSOURI
JameS E Smith President Walter H West Secretary
Line Office Corner Broadway and Olive Street St Lou Mxssoun
Wm A Wright Attorney for Service in Georgia
IIIncome
1 Gross premiums writtenand reeved luring the year
Fidelity 10501981 surety lo436884 total
2 Deduct reinsurance Fidelity 252336
surety 1226592 total U789 8
3 Deduct return premiums on policies can
celled Fidelity 578813 surety 7
i 16ill LI
52911 total
4 Total deductions Fidelity 831149 surely 197950328062
5 Net premiums Fidelity 9670832 surety 45731 231282 13
22 Accrued interest on mortgage loans J
23 Gross interest on collateral loans
24 Gross interest on bonds and dividends on
stocks less 1066093 accrued interest on
inn 24510 U
bonds during 1911
25 Gross interest on deposits in trust com
panics and banks
27 Accrued interest between purchase and sal
of 50000 Western Maryland B B bonds 5 40
303S1 II
30 Total Gross interest and rents
32 Subscription stockholders to capital stock 1000000 00
33 Premium paid by stockholders on capital
stock
1250000 on
Total
37 Gross profit on sale or maturity of ledger assets viz
Bonds
1512319 7
39 Total income 840
ComptrollerGeneral s I IEPOKT
IIIDisbursements

Gross amount paid for losses Fidelity 17632 surety
13100 total
2 Deduct salvage Fidelity
28
29
32
35
30
42
43
44
45
40
49
50
Net amount paid policyholders for losses Fidelity 171 17
surety 13100 total
Investigation and adjustment of claims viz Fidelity
11766 surety 7080 total
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Fidelity 1310233 surety 1566558 total
Salaries fees and all other compensation of officers direc
tors trustees and home office employes
Salaries traveling and all other expenses of agents not
paid by commissions
Rents
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes City of St Joseph Mo
5000 city of St Louis Mo 10000 State of Arkan
sas 2500 State of Tenn 15000 State of Cali
fornia 11000 total
Legal expenses
Advertising
Printing and stationery
Postage telegraph telephone and express
Furniture and fixtures
Organization expense 20002 80
General expense 3 s
307 32
5 15
302 17
188 40
8827 1
40119 83
4022 311
2210 Oil
12 17
4688 68
Total

50 Total disbursements
135 no
325 in
1578 53
9758 91
2905 29
4196 77
29841
IVLedger Assets
165656 7
2 Mortgage loans on real estate
4 Book value of bonds
5 Cash in company s office
6 Deposits in trust companies and banks on interest
7 Deposits in trust companies and banks not on interest
8 Premiums in course of collection viz On
policies or renewals issued on or after Oc
tober 1 1911 Fidelity 2083612
surety 4593841 total 66 774 53
40000 00
1081406 19
2978 07
119740 24
27847 1 1ComptrollerGenerals Report
841
On policies or renewals issued prior to Oc
tober 1 1911 Fidelity 31829 surely
52901 total
847 30
24 Total
26 Other ledger assets viz New York excise loss fund held
by joint committee 191218 New York excise reserve
fund held by joint committee 5157 00 total
07021 83
700 18
30 Ledger assets M46663 22
NonLedger Assets
31 Interest accrued 47224 on mortgages 472 24
32 Interest accrued 981367 on bonds 9813 67
Total
39 Market value of bonds and stocks over book value
43 Gross assets
Deduct Assets Not Admitted
102S 91
1867 59
1358816 72

49 Premiums in course of collection written prior to October 1
1911
56 Admitted assets
847 30
135716 42
VLinbilil ies
1 Losses and claims reported or in process of adjustment
Fidelity 105374 surety 175828 total
2812 02
18 Total unpaid claims and expenses of settlement
19 dross premiums less reinsurance upon all
unexpired excise risks written in New
York State running one year or less
from date of policy 2056739 un
earned premiums seventyfive per cent
21 dross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 16548988 un
earned premiums 50 per cent
22 dross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 1729693 un
earned premiums pro rata

22174 36
82744 94
14103 19
2812 02
23 Total unearned premiums as shown by recapitulation
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1911 viz fidelity 3961 27 surety
976170 total
118922 49
13722 97842 ComptrollerGenerals Report
29 Salaries rents expenses bills accounts fees etc due or
accrued 2337 45
30Estimated amount hereafter payable for federal state and
other taxes based upon the business of tin1 year of this
statement 4464 33
35 Reinsurance 8065 50
46 Total amount of all liabilities except capital 150324 76
47 Capital actually paid up in cash 1000000 00
48 Surplus over all liabilities 207644 66
49 Surplus as regards policyholders 1207644 66
50 Total liabilities 1357969 42
FEDERAL CASUALTY COMPANY OF DETROIT MICHIGAN
V D Cliff President Peter Patterson Secretary
Home Office 533 Majestic Bldg Detroit Michigan
Win A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of Ledger Assets as per balance
December 31 of previous year 288886 07
Extended at 288886 07
IIIncome
1 Cross premiums unpaid December 31 last year Accident
and health 357330 27
2 Deduct reinsurance return premiums and cancellations
Accident and health 479 34
18 Total net cash actually received for premiums
19 Policy fees required or represented by applications esti
mated
22 Interest on bonds and dividends on stock
23 Interest on deposit
27 Profit on sale or maturity of ledger assets On sale bonds
32 From all other sources Increase by adjustment book value
bonds 4511 Oil increase by adjustment book value
stocks 1 173750 total
350850 93
44021 00
11925 05
291 39
446 28
12187 50
38 Total income 708608 82CompteolleeGenebals Repoet 843
IIIDisbursements
I Gross amount paid for losses Accident and health 145026 02
13 Total 14502602
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health G4873 52
18 Policy fees retained by agents MMO
19 Stockholders for interest or dividends amount declared dur
ing the year 3000000 25000 00
20 Salaries fees and all other compensation of officers direc
tors trustees and home office employees 23080 59
21 Salaries traveling and all other expenses of agents not
paid by commissions 3
22 Medical examiners fees and salaries h
7173 60
24 Rents
27 All other taxes licenses and insurance department fees iUjOtj or
667 22
28 Legal expenses 2 315 01
29 Advertising s
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
33 Losses on sale or maturity of ledger assets Bonds 2
68263 stocks 205000 total J
36 Premium paid on bonds purchased
38 Traveling expenses 1 315 76
39 Office and general expenses
40 Cash in suspended bank 191 52
41 Agents balances charged off
377477 15
46 Total disbursements
IVLedger Assets
4 Book value of bonds excluding interest 29800000 and
book value of stocks 2500000 3000
5 Cash in companys office 178113 deposited in banks
635054
331131 07
II Ledger assets
NonLedger Assets
13 Interest accrued 575289 on bonds
338S4 56
37 Cross assets
844 ComptrollerGenerals Report
Deduct Assets Not Admitted
44 Hook value of ledger assets over market value i4 lo
51 Admitted assets 336280 46
VLiabilities
1 Accident and health claims standing at close of year 1910
averaged 4010 so we estimate 458 claims is 11 so
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1911 viz Accident and health 8000 oil
20 Salaries rents expenses taxes bills accounts tees due
or accrued 500 00
27 Dividends due stockholders 10000 00
31 Reinsurance i434 15
33 Other liabilities viz Estimated federal stale ami other
taxes 6500 00
42 Total amount of all liabilities except capital 44879 95
43 Capital actually paid up in cash 200000 00
44 Surplus over all liabilities 91400 51
45 Surplus as regards polieyholdors 291400 51
40 Total liabilities 336 280 4i
Business in Stale of Georgia During Year
Qross premiums received on risks written or renewed during the
year Accident and health 9070 09
Gross losses paid Accident and health 4431 00
THE FIDELITY AND CASUALTY COMPANY OF NEW YORK
Robert J Ilillas President Theodore K Gaty Secretary
Home Office 9294 Liberty Street ami 97103 Cedar Street New Fork City
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 9779 775 95
Extended at 9779775 orComptkollebGenerals Eepobt
845
IIIncome
1 Gross premiums written and renewed during the year Ac
cident 282303691 health 174480156 liability
383143962 fidelity 38305401 surety 27016276
plate glass 62583062 steam boiler 58901717
Burglary and theft 71508823 fly wheel 11686934
workmens collective 3615963 total ll13o409 So
2 Deduct reinsurance Accident 20416416
health 3837848 liability 45157
fidelity 3529241 surety 1890653
plate glass 51124 steam boiler 40
058 21 burglary and theft 4687983
3S4642 43
total
3 Deduct return premiums on policies can
celled Accident 6311102 health 34
24410 liability 16066682 fidelity
2810146 surety 422657 plate glass
1432816 steam boiler 4493347
burglary and theft 2671857 fly
wheel 823069 workmens collective
680514 total 39136600
4 Deduct premiums on policies not taken
taken Accident 64430591 health
44899185 liability 630132 09
fidelity 6168801 surety 1885080
plate glass 14046782 steam boiler
110 60438 burglary and theft 108
05760 fly wheel 1931093 workmen s
collective 628993 total 2188bJM d
5 Total deductions Accident 91158109 health 521
61443 liability 79125048 fidelity 12508188
surety 4198390 plate glass 15530722 steam
boiler 19559606 burglary and theft 181 165600
fly wheel 2754162 workmen s collective 1309501
total
6 Net premiums Accident 19114558 health J1881
187 13 liability 304018914 fidelity 25797213
sety 22817886 plate glass 47052340 steam
boiler 39342111 burglary and theft 343223
fly wheel 8932772 workmens collective 2306456
total 115 82
23 Gross interest on collateral loans
24 Gross interest on bonds and dividends on stocks less 5
26752 accrued interest on bonds acquired during 1911 329435 7d
25 Gross interest on deposits in trust companies and banks 1944 36
26 Gross interest from all other sources846 ComptrollerGenerals Report
29 Gross rents from companys property including 9979551
for companys occupancy of its own buildings 115 933 03
30 Total gross interest and rents 448 350 7
31 Prom other sources Suspense account 3583 profit and
loss account 238 fidelity insurance fund subscrip
tions from agents and employees 144161 total 1479 82
36 From agents balances previously charged off 50 00
39 Total income 862113265
IIIDisbursements
1 Gross amount paid for losses Accident 98073844
health 60895595 liability 119877994 fidelity
9000754 surety 8334836 plate glass 18344041
steam boiler 4596759 burglary and theft 17087824
fly wheel 2992542 workmens collective 992536
total 3401967 25
2 Deduct reinsurance Accident 13630219
health 2117920 liability 38740
fidelity 82500 surety 2025000 plate
glass 12582 steam boiler 476182
burglary and theft 552818 total 195359 il
3 Deduct salvage liability 2384763
fidelity 4485008 surety 1312765
plate glass 646079 steam boiler
26959 burglary and theft 308151
fly wheel 16000 workmens collective
1557 total 91 812 82
4 Total deductions Accident 13630219 health 21
17920 liability 2423503 fidelity 4567508 surety
3937765 plate glass 658661 steam boiler 1
03141 burglary and theft 860969 fly wheel
16000 workmens collective 1557 total 287172 43
5 Net amount paid polieyholders for losses Accident 844
43625 health 58777675 liability 1174544
fidelity 4433246 surety 4397071 plate glass
17685380 steam boiler 4093618 burglary and
theft 16226855 fly wheel 2976542 workmens
collective 990979 total 14704 82
17 Investigation and adjustment of claims viz Accident 65
81945 health 4581321 liability 400495s
fidelity 987319 surety 493652 plate glass 14
50929 steam boiler 652038 burglary and theft
3437056 fly wheel 94842 workmens collective
177626 total S5n63 lg
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 66648843 health 39816923 liabilityComptrollerGenerals Report 847
66772454 fidelity 4176329 surety g5 41599
plate glass 13505361 steam boiler 7801489
burglary and theft 14009470 fly wheel 1815057 gg
workmens collective 415174 total
28 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
29 Salaries traveling and all other expenses of agents not
paid by commissions 10349 99
30 Medical examiners fees and salaries 237281 27
31 Inspections other than medical and claim
SSK Wi6Muding 99795n51 ZoZlTM
occupancy of its own buildings less 3018980 in
occupancy included in item 29 80359 io
eluded in items 1721 W estate 45696 86
33 Repairs and expenses other than taxes n
34 Taxes on real estate 117236 68
35 State taxes on premiums 16251 81
36 Insurance department licenses and fees
37 All other licenses fees and taxes City taxes 645 3 city
3 felt 772517 county taxes 9101 county fees
5199 total 4445 01
42 Legal expenses 5683 16
43 Advertising 128920 17
44 Printing and stationery 41881 89
45 Postage telegraph telephone and express 13790 30
46 Furniture and fixtures 190000 00
47 Stockholders for interest or dividendsi
49 Exchange and collection fees 264774
subscriptions 57780
50 Interest 309401 fire insurance prem
iums 112004 premiums paid m aa
Zee December 31 1910 300000 7214
51 Payments on account of Munich remsur
ance Co 1250000 less unearned
premiums retained under contract tor
reserve purposes
52 Profit and loss account 112642 sundries
1505439
37380 18
Total 6595 62
53 Agents balances charged off1 V lpflTPr
2 Gross decrease by adjustment in book value of ledger
asset s viz Bonds
7949070 53
56 Total disbursements
IVLedger Assets
1404656 02
1 Book value of real estate
ji v i q 3Qi 757 48 and stocks At
4 Book value of bonds 3d90o 7123400 97
64349 848
Comptroller Generals Report

5 Cash in companys office 7 466 12
6 Deposits in trust companies and banks not on interest 204365 1
7 Deposits in trust companies and banks on interest 162366 42
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1911 Accident 15748968
health 31057982 liability 44403477
fidelity 3266115 surety 1832778
plate glass 7362097 steam boiler
7648784 burglary and theft 73
85337 fly wheel 1571019 workmens
collective 758973 total 1210355 30
On policies or renewals issued prior to Oc
tober 1 1911 Accident 4273515
health 2835172 liability 8992438
fidelity 3887570 surety 1802422
plate glass 408564 steam boiler 3
16498 burglary and theft 453682
fly wheel 237891 workmens collective
32369 total 232401 21
24 Total 1442756 51
25 Bills receivable 7250 00
27 Agents balances and sundry ledger assets 99576 85
30 Ledger assets 10451838 07
NonLedger Assets
32 Interest accrued 4806997 on bonds 48069 97
35 Interest on deposit in National Bank of
Commerce New York N Y 470 16
36 Interest on deposit in Bank of New York
New York N Y 151 04
37 Rents accrued 31877 on companys
property or lease 318 77
Total 49009 94
39 Market value not including interest in item 32 of bonds
and stocks over book value 321042 53
43 Gross assets 10821890 54
Deduct Assets Not Admitted
45 Bills receivable 7 250 00
49 Premiums in course of collection written
prior to October 1 1911 232401 21ComptrollerGenerals Report 849
52 Agents balances and sundry ledger assets 99576 85
339228 06
Total
10482662 48
56 Admitted assets
VLiabilities
1 Losses and claims reported or in process of adjustment
Accident 27558772 health 15683717 fidelity
6050019 surety 1793889 plate glass 1775708
steam boiler 1235900 Burglary and theft 8939100
fly Wheel 83500 workmens collective 79040
total
2 Losses and claims reported Accident 17330000health
15 82500 fidelity 3295939 plate glass 80000
steam boiler 1115000 burglary and theft 14 gg
43000 total
3 Total losses and claims Accident 44888772health
172 66217 fidelity 9345958 surety L93889
plate glass 1855708 steam boiler 2350900 burg
lary and theft WWW heel 83500 work
mens collective 79040 total
4 Deduct reinsurance Fidelity 700000 burglary and
theft 42858 total
5 Net unpaid claims except liability Accident 44888772
health 17266217 fidelity 8645958surety 1V
93889 plate glass 1855708 steam borler 23509L00
burglary and theft 10339242 fly wheel 83500
workmens collective 79040 total
6 Estimated expenses of investigation and adjustment of
unpaid claims Accident 1100000 health 500000
ddelity 300000 surety 200000 plate glass 1
500 00 steam boiler 100000 burglary and theft
350000 fly wheel 25000 workmens collective
15000 total
7 Total losses ad claims Accident 45988772 health 177
66217 fidelity 8945958 surety 1093889 plate
glass 2005708 steam boiler 2450900 burglary and
theft 10689242 fly wheel 108500 workmen s col
lective 94040 total qtr
17 Special reserve for unpaid liability losses gg 21
20 Total unpaid claims and expenses of settlement 22128bS
20 Gross premiums less reinsurance upon
all unexpired excise risks written in
New York State running one year or less850
ComptbolleeGenebals Eepoet

from date of policy 9197238 un
earned premiums seventyfive per cent 68979 28
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 710080532 un
earned premiums 50 per cent 3550402 66
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 187952577
unearned premiums pro rata 1023294 48
23 Total unearned premiums as shown by recapitulation 4642676 42
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1911 viz Accident 5497965
health 10351625 liability 9952624 fidelity 5
69284 surety 30167 plate glass 2172555
steam boiler 1582533 burglary and theft 1912802
fly wheel 304778 workmens collective 146861
total 327927 02
29 Salaries rents expenses bills accounts fees etc due or
accrued 5994 67
30 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement 121426 46
35 Reinsurance 17716 27
38 Reserve for contingencies 175000 00
0 fidelity insurance fund 7518 85
40 Unearned premiums retained under contract
with Munich Reinsurance Company 42lit 9S
41 Suspense account 3709 21
42 All other 284 40
Total 228616 44
46 Total amount of all liabilities except capital 7557225 49
47 Capital actually paid up in cash 1001000 00
48 Surplus over all liabilities 1925436 99
lit Surplus as regards policyholders 2925436 99
50 Total liabilities 10482662 48
Business in Georgia During Year
Gross premiums less return premiums on risks written or re
newed during the year Accident 3541136 health 28
23830 liability 1326105 fidelity 82828 plate
glass 4049 01 steam boiler 176243 burglary and
theft 497807 fly wheel 143624 total 90564 74ComptrollerGeneral s Report
851
Gross losses paid Accident 2354368 health 1737705
liability 395553 plate glass 192194 steam boiler
23375 burglary and theft 125229 fly wheel
5339 total
48337 63
FIDELITY AND DEPOSIT COMPANY OF BALTIMORE MARYLAND
Edwin Wrfield President Harry Nicodemus Sec and Treas
Home Office N W Cor Charles and Lexington Sts Baltimore Maryland
Aaron Haas Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
np in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 6948024
Extended at
6948024 35
IIIncome
1 Gross premiums written and renewed during the year Ac
cident 14986458 health 7007796 liability 1
314 73307 fidelity and surety 279260237 plate glass
27191200 burglary and theft 8284237 auto prop
damage 12765378 workmens collective 840835
total
2 Deduct reinsurance Accident 668429
health 255877 liability 67360
adelity and surety 10791374 burg
lary and theft 1181438 total12964478
3 Deduct return premiums on policies can
celled Accident 182502 health
136035 liability 3599195 fidelity
and surety 14454452 plate glass 3
19854 burglary and theft 255688
auto property damage 538616 work
mens collective 3130 total
4 Deduct premiums on policies not
taken Accident 2756748 health
1376436 liability 29837494
Bdelity and surety 13369709 plate
glass 5980992 burglary and theft
1063810 auto prop damage 31
4818094 48
194894852
ComptrollerGenerals Report
41404 workmens collective 156417
total
570830 10

5 Total deductions Accident 3007079 health 1768348
liability 33504049 fidelity and surety 38015535
plate glass 6300840 burglary and theft 2500930
auto property damage 3080020 workmens collective
159547 total
0 Net premiums Accident 11378779 health 5239448
liability 97969258 fidelity and surety 240044702
plate glass 20890354 burglary and theft 5783301
auto prop damage 9085358 workmens collective
081288 total
21 Inspections
23 Gross interest on collateral loans
24 Gross interest on bonds and dividends on stocks less
83958 accrued interest on bonds acquired luring 1911
25 Gross interest on deposits in trust companies and banks
27 New York excise current losses funds 538 14
27o New York excise reserve funds 841 53
28 New York excise premiums undistributed 151 74
28 1 Various notSi etc 141 52
Total
29 Gross rents from companys property including 20
60904 for companys occupancy of its own buildings
30 Total gross interest and rents
31 From other sources Increase in returned premiums allowed
but not yet claimed 5407005 increase in advance
premiums 11376600 increase in premiums due for
reinsurance 477958 amount received for liquidation
of Philadelphia Casualty Co 27500000 total
From agents balances previously charged off
Cross profit on sale or maturity of ledger assets viz Bonds
67500 stocks 1142000 total
38 Gross increase by adjustment in book value of ledger nssets
viz Bonds 805000 stocks 11907000 total
36
37
901309 00
39
10724 88
1317 57
2000 00
75221 13
7193 Hi
1071 93
55288 rl
241374 7
448210
129
12095
128320
35
00
00
39 Total income 47481
111Disbursements
Cross amount paid for losses Accident 2509873 health
1375994 Liability 10082713 lilelity anI surety
80905038 plate glass 0008084 burglary and theft
1021203 auto property damage 2300777 work
mens collective 118059 total
1050418 01ComptrollerGenerals Report
853
2 Deduct reinsurance Accident 66088
health 55175 fidelity and surety 18
83161 plate glass 1582 burglary and
theft 165895 total
3 Deduct salvage Accident 10000 health
12500 fidelity and surety 25699181
plate glass 67479 burglary and theft
8719 total
21719 01
257978 79
76088 health 676
4 Total deduction Accident
27582342 plate glass 69061
total
fidelity and surety
burglary and theft 174614
5 Net amount paid policyholders for losses Accident 24
337 85 health 1308319 liability 10682713 fidelity
and surety 53322696 plate glass 5999023 burg
lary and theft 1446649 auto property damage 23
60777 workmens collective 118059 total
16 Collection expenses salvage and recovery
17 Investigation and adjustment of claims viz Accident
167 IS health 2717 liability 4616416 fidelity and
surety 2756929 burglary and theft 79602 auto
property damage 146047 total
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 2757821 health 1045661 liability
233 30024 fidelity and surety 53462398 plate glass
52 59433 burglary and theft 1475617 auto property
damage 2256475 workmens collective 3651 I total
28 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
29 Salaries traveling and other expenses of agents not paid
by commissions
30 Medical examiners fees and salaries
31 Inspections other than medical and claim
32 Bents including 2060964 for company
its own buildings
33 Repairs and expenses other than taxes on real state
34 Taxes on real estate
35 State taxes on premiums
36 Insurance department licenses ami fees
37 All other licenses fees and taxes Federal corporation
tax 348388 municipal taxes 301407 state licenses
496660 state county and city taxes on capital stock
4319040 total
42 Legal expenses
43 Advertising
44 Printing ami stationery
45 Postage telegraph telephone and expxess
occupancy of
279697 80
776720 21
14460 32
76184 29
896240 06
331608 46
256007 98
53 50
25285 54
49848 32
23004 39
19849 si
44752 82
8734 59
54654 95
54553 63
17103 22
51440 98
43570 73854 ComptkollerGenekals Repobt
46 Furniture and fixtures gg
47 Stockholders for interest or dividends amount declared
during the year 32000000 320 000 00
48 Other disbursements Home office incidentals 2501781
home office traveling expenses 2061363 express ac
count of liquidation of Philadelphia Casualty Co 190
53544 total 236166 8g
53 Agents balances charged off 4 225 29
54 Note charged off as uncollectible 473 06
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds 1141400 stocks 630000 col
lateral loans 130000 total 19 014 00
56 Total disbursements 335i105 90
IVLedger Assets
1 Book value of real estate4 2 129 946 28
3 Loans secured by pledge of bonds stocks or other collaterals l04600 00
4 Book value of bonds 256659800 and stocks 154742700 4114025 00
5 Cash in companys office 14819 in hands of agents
3150000 31648 19
6 Deposits in trust companies and banks not on interest 208141 30
7 Deposits in trust companies and banks on interest 355 737 60
8 Premiums in course of collection viz On
policies or renewals issued on or after Oc
tober 1 1911 Accident 4257475
health 2215725 liability 23225424
fidelity and surety 42921265 plate
glass 5847785 burglary and theft
1661560 automobile property damage
1503790 workmens collective 3
43394 total 819764 18
On policies or renewals issued prior to Oc
tober 1 1911 Accident 201302 health
116791 liability 2017206 fidelity
and surety 23240560 plate glass 4
17566 burglary and theft 71413
automobile property damage 158429
total 262232 67
Total 1081996 85
26 Other ledger assets New York excise eurrent losses fund
held by joint com 1270351 New York excise re
serve fund held by joint com 3061788 advance on
contract Amsterdam N Y 11448421 advance on
contract Clyde N Y 2222001 advance on con
tract Baltimore Md 3000000 advance on contract
Baltimore Md 1479063 advance on contract
ComptrollerGenerals Report 855
Baltimore Md 1000000 advance on contract
Baltimore Md 8418475 total
8345096 21
30 Ledger assets
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to October
1 1911
8082863 54
56 Admitted assets
VLiabilities
1 Losses and claims adjusted Accident 26714 health
45874 fidelity and surety 452602 auto property
damage 73898 total V 1
2 Losses and claims reported or in process of adustment
Accident 1726546 health 294278 fidelity and
surety 338448 38 plate glass 543869 burglay
and theft 503850 auto property damage 730620
workmens collection 53915 total
3 Losses and claims resisted Fidelity and surety 34750000
auto property damage 192936 total
4 Total losses and claims Accident 17532 60 health 3
40152 fidelity and surety 69047440 plate glass 5
43869 burglary and theft 503850 auto property
damage 997454 workmens collectiye Wo
5 Netnpaldclalmslcxcept liability claims Accident 17
5326V health 340152 fidelity and surety69 4 440
plate glass 543869 burglary and theft 5 03860
auto property damage 997454 workmen s coUective
6 BsSfed eases oflegation
paid claims Auto property damage 91334 workmen
403 52 fidelity and surety 69047440 plate glass 5
438169 Burglary and theft 503850 auto property
damage 1088788 workmen s collective 56693 total
17 Special reserve for unpaid liability losses 54
20 Total unpaid claims and expenses of settlement
foJspeceserveforliquidatises of Philadelphia
Casualty Company
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
fr0m date of policy 332113738 un
earned premium fifty per cenl l660o68 0856 ComptbollebGenebals Eepobt
22 Gross premiums less reinsurance upon
unexpired excise risks written in New
York State running one year or loss from
the date of policy 6757153 unearned
premiums seventyfive per cent IdGTS 65
2li Gross prems less reinsurance upon all
unexpired risks running more than one
year from date of policy 44072274
unearned premiums pro rata 26184 96
23 Total unearned premiums as shown by recapitulation 1973089 28
24 Commissions brokerage and other charges clue or to be
come due to agents or brokers on policies issued on or
after October 1 1911 viz Accident 1179417 health
607535 liability 6300322 fidelity and surety 91
44377 plate glass 64575 burglary and theft 4
88399 auto property damage 374627 workmens
collective 102818 total 198 432 48
29 Salaries rents expenses bills accounts fees etc due or
on aecrued 10000 00
30 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement
34 Return premiums
Qr t 324i 63
35 Reinsurance 18 04 01
36 Advance premiums one hundred per cent 138i348 03
46 Total amount of all liabilities excepl capita 3500595 51
47 Capital actually paid up in cash 20001110 00
48 Surplus over all liabilities 2582268 03
41 Surplus as regards policyholders 4 582268 03
50 Total liabilities 8082863 54
Business in Georgia During Year
dross premiums less return premium on risks written or renewed
during the year Accident 136333 health 77100
liability 383306 fidelity and surety 3644692 plate
glass 90025 burglary and theft 39208 automobile
property damage 149378 total 45 204 41
Gross losses paid Accident 331589 health 33303
liability 20817 fidelity and surety 534238 plate
glass 29020 automobile property damage 85211
total
10341 78ComptrollerGenerals Report
857
FRANKFORT GENERAL INSURANCE CO OF FRANKFORTONTHE
MAIN GERMANY
United States Manager and Attorney II Franklin
United States Branch 100 William Street New York City N Y
Fair Dodd Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 250000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1510581 88
Extended at
1510581 88
IIIncome
Gross premiums written ami renewed luring the year Ac
cident and health 15086005 liability 120761734
burglary and theft 4886916 workmens collect
7355173 total 108JH i
2 Deduct reinsurance Accident and health
804445 liability 75724 burglary
and theft 728371 totals
3 Deduct return premiums on policies can
celled Accident and health 134407
liability 8225994 burglary and theft
2 81241 workmens collective 2
05894 total
4 Deduct premiums on policies not taken
Accident and health 2450658 liability
11291316 burglary and theft 7
51391 workmens collective 60600
total
16085 40
88475 36
145539 55
5 Total deductions Accident and health 3389510 liability
19593034 burglary and theft 1700993 workmens
collective 266494 total
fi Net premiums Accident and health 11090495 liability
101168700 burglary and theft 3125923 work
mens collective 7088679 total
20 Policy fees required or represented by applications
24 Gross interest on bonds and dividends on stocks less 8989
accrued interest on bonds acquired dining L911
25 Gross interest on deposits in trust companies and banks
32 Remittance from home office
37 Gross profit on sale or maturity of ledger assets viz
Bonds
250100 31
1
47
1
20
797 97
231 78
390 51
183 22
275 34
1 83
39 Total incofce
1320880 65858
ComptrollerGenerals Report
IIIDisbursements
1 Gross amounl paid lor losses Accident and health 67
21465 liability 57664452 burglary and theft 19
59907 workmens collective 2546535 totals 688923 59
2 Deduct reinsurance Accident and health
486510 burglary and theft 332003
total 8185 13
3 Deduct Salvage Burglary and theft 35 00
4 Total deductions Accident and health 486510 burglary
and theft 335503 total 8220 13
5 Net amount paid policyholders for losses Accident and
health 6234955 liability 57664452 burglary and
theft 1624404 workmens collective 2546535 total 680703 46
17 Investigation and adjustment of claims viz Accident and
health 563682 liability 9293915 burglary and
theft 211048 workmens collective 177217 total 102458 62
22 Policy fees retained by agents 21231 78
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health 3978611 liability 24731181
Burglary and theft 1010709 workmens collective
1758787 total 314792 88
28 Salaries fees and all other compensation of officers direc
tors trustees and home office employees 50079 47
29 Salaries traveling and all other expneess of agents not paid
by commissions 38681 23
31 Inspections other than medical and claim 18603 49
32 Rents 7909 79
35 State taxes on premiums 18021 29
36 Insurance department licenses and fees 3997 11
37 All other licenses fees and taxes Personal property tax
4486 franchise tax 283 municipal taxes and fees
110160 all other taxes licenses and fees 33000 1479 29
42 Legal expenses 207196
43 Advertising 6587 98
44 Printing and stationery 13763 47
45 Postage telegraph telephone and express 7095 56
46 Furniture and fixtures 408 20
48 Other disbursements remittance to home office 93573
miscellaneous 595439 total 6890 12
54 Gross loss on sale or maturity of ledger assets viz Bonds 13 95
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds 820 56
56 Total disbursements 1295610 21
IV Ledger Ass ts
4 Book value of bonds l 271 767 39ComptrollerGenerals Report
5 Cash in companys office
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz On
policies or renewals issued on or after Oc
tober 1 1911 Accident and health 7
70797 liability 18278984 burglary
and theft 477867 workmens collec
tive 2748662 total 222763 10
On policies or renewals issued prior to Oc
tober 1 1911 Accident and health
49372 liability 746058 burglary
and theft 6172 total
859
650 00
1482 26
29693 52
8016 02
Total
27 ash in hands of Trustees
230779 12
1480 03
30 Total ledger
assets 1535852 32
32
35
43
49
NonLedger Assets
Interest accrued on bonds
Interest accrued on bank deposits
13857 08
86 78
Total
Cross assets
13943 86
Deduct Assets Not Admit ted
1549796 18
Premiums in course of collection written
prior to October 1 1911i
Bonds
8016 02
51212 39
56
Total
Admitted assets
59228 41
1490567 77
VLiabilities
Losses and claims adjusted Accident and health
Losses and claims reported or in process of adjustment
Accident and health 1244071 burglary and theft 2
23200 workmens collective 1629778 total
Losses and claims resisted Accident and health 907250
Burglary and theft 176400 marine 300000 total
L90 00
30970 49
13836 50
Total losses and claims Accident and health 2170321
burglary and theft 399600 marine 300000 work
mens collective 1629778 total
44996 99860
ComptrollerGeneral s Report
5 Deduct reinsurance Accident and health 62500 burglary
and theft 112500 total
Net unpaid claims except liability claims Accident and
health 2107821 burglary and theft 287100 marine
300000 workmens collective 1629778 total
Estimated expenses of investigation and adjustment of un
paid claims Accident and health 110938 burglary
and theft 31900 workmens collective 41789
total
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 82383596 un
earned premiums 50 per cent 11 1017 98
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 6004911 un
earned premiums pro rata 25617 27
23 Total unearned premiums as shown by recapitulation
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1911 viz Accident and health 2
77166 liability 4802272 burglary anI theft 1
52797 workmen s collective 527378 total
29 Salaries rents expenses bills accounts foes etc due or
accrued
30 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement
36 Advance premiums one hundred per cent
1750 on
4246 99
1846
8 Total losses and claims Accident and health 2218759
Burglary and theft 319000 marine 300000 work
mens collective 1671567 total 15093 26
17 Special reserve for unpaid liability losses 432971 00
Contingent reserve 1 536 29
5110600
i
1060
57596 L3
1500 oo
1 lk800 oo
2230 43
46 Total amount of all liabilities except capital 1020271 36
47 Capital actually paid up in cash 250000 00
48 Surplus over all liabilities 220296 41
49 Surplus as regards policyholders
170296 11
50 Total liabilities i490507 7ComptrollerGeneral s Report
861
Business in the State of Georgia During Year
Gross premiums less return premiums on risks written or re
newed during the year Accident and health 83599
liability 4564 90 burglary and theft 500 wrok
mens collective 8970 total
Gross losses paid Accident and health 371312 liability
4 11147 workmens collective 9844 total
5494 09
7923 03
GEORGIA LIFE INSURANCE COMPANY OF MACON GA
n A L A Shepherd Secretary
W I Small President l
Home Office Georgia Life Building Macon Ga
ICapital Stock
1 Amount of capital paid up
in cash 500900 00
2 Amount of ledger assets as per balance
December 31 of previous year 690883 70
Extended at
ITTncome
6195 55
1 Gross premiums written and renewed during the year
Accident 4345876 health 3259053 liability 125
80366 fidelity 776399 surety 1081325 plate
glass 808349 steam boiler 291164 burglary and
theft 415149 auto property damage 2951827
workmens collective 50059 total
2 Deduct reinsurance Accident 334352
health 282703 fidelity 2500 total
3 Deduct return premiums on policies can
celled Accident 133537 health
109245 liability 556974 fidelity
10933 surety 15700 plate glass
29854 steam boiler 3235 burglary
and theft 8706 auto property dam
age 326845 total
4 Deduct premiums on policies not taken
Accident 682342 health 533943
liability 2213634 fidelity 41181
surety 68091 plate glass 63988
steam boiler 101200 burglary and
theft 41297 auto property damage
630930 total
I 1950 29
43766 no
5 Total deductions Accident 1150231 health 925891
liability 2770608 fidelity 54011 surety 83791
690883 70
265595 67
862
ComptbollebGenebals Repobt
plate glass 93842 steam boiler 104435 burglary
and theft 50003 auto property damage 957775
total
6 Net premiums Accident 3195645 health 2333162
liability 9809758 fidelity 721785 surety 9
97534 plate glass 714507 steam boiler 186729
burglary and theft 365140 auto property damage
1994052 workmens collective 50059 total
22 Gross interest on mortgage loans
24 Gross interest on bonds and dividends on
stocks
25 Gross interest on deposits in trust com
panies and banks
26 Gross interest from all other sources viz
On policy notes and liens 12696
bills receivable 661865 total 6745 61
7160 97
5951 22
3706 53
30 Total gross interest and rents
31 From other sources viz Income life department
39 Total income
61911 90
203683
23564 33
96142 65
323590 75
111Disbursements
1 Gross amount paid for losses Accident 1373732
health 1176334 liability 1308029 fidelity
19123 plate glass 123173 burglary and theft
63935 auto property damage 985603 workmens
collective 600 total
2 Deduct reinsurance Accident 107182
health 133104 total 2402 86
3 Deduct salvage fidelity 2900 plate
glass 2500 auto property damage
12612 total 180 12
4 Total deduction Accident 107182 health 133104
fidelity 2900 plate glass 2500 auto property dam
age 12612 total
5 Net amount paid policyholders tor losses Accident 12
66550 health 1043230 liability 1308029 fidelity
16223 plate glass 120673 burglary and theft
63935 auto property damage 972991 workmens
collective 600 total
17 Investigation and adjustment of claims viz Accident
400 health 300 liability 23374 fidelity 5000
surety 21225 burglary and theft 6070 auto prop
erty damage 6250 total
50505 29
2582 98
47922 31
2729 S8ComptrollerGenerals Report
863
23 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 844145 health 616355 liabil
ity 1356927 fidelity 180276 surety 252193
plate glass 195631 steam boiler 41691 burglary
and theft 54442 auto property damage 435317
workmens collective 412500 total
28 Salaries fees and all other compensation of officers
directors trustees and home office employees
30 Medical examiners fees and salaries
32 Rents
36 insurance department licenses and fees
37 All other licenses fees and taxes viz Municipal license
and taxes
42 Legal expenses
44 Printing and stationery
45 Postage telegraph telephone and express
48 Other disbursements viz General expense 138750
traveling expenses 496818 total
53 Disbursements life department
56 Total disbursements
39811 02
14041 11
1406 22
200 00
1235 56
1004 25
726 20
3591 11
1253 83
6355 68
137850 59
258127 76

IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate first liens
3 Loans secured by pledge of bonds stocks or other col
laterals life dept policy loan
4 Book value of bonds 13478568 and stocks 5000000
total
5 Cash in companys office SM l
6 Deposits in trust companies and banks
not on interest
7 Deposits in trust companies and banks on

interest
Total
71 Pirst year premium notes life dept
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1911 Accident 1229501
health 808451 liability 5037110
fidelity 92352 surety 188033 plate
glass 217707 steam boiler 32300
burglary and theft 200705 automo
bile property damage 690839 work
mens collective 33559 total
On policies or renewals issued prior to
October 1 1911 Accident 565770
64916 20
85305 57
238844 43
120921 80
80 50
184785 is
100281 62
1928 69864 ComptrollerGenerals Report
health 027688 liability 278920
fidelity 35050 surety 23172 plate
glass 17255 steam boiler 30750
burglary and theft 3570 automobile
property damage 99474 total 16816 49
24 Totals 102 122 06
26 Other ledger assets viz Agents balance net life 3
00784 medical books life 2199 agents balances
casualty dept 76421 advanced on contracts secured
358787 total 7381 91
30 Ledger assets 756346 69
NonLedger Assets
31 Interest due 3000 and accrued 1
36555 on mortgages 1395 55
34 Interest accrued on other assets 40 75
37 Rents due on companys property or lease 1648 98
Total 3085 28
38 Market value of real estate over book value 136155 57
40 Other nonledger assets viz Life Dept net amount
of uncollected and defd premiums 900 07
13 dross assets 903 437 q
Deduct Assets Not Admitted
45 Bills receivable agents balance net 764 21
49 Premiums in course of collection written
prior to October 1 1911 16816 10
51 Book value of ledger assets over market
value viz Bonds 378568 medical
books 2199 premium notes first year
life 192869 agents balances 3
00784 total SJ44 20
Total 26324 90
56 Admitted assets 4 877 16 71
VLiabilit ies
2 Losses and claims reported or in process of adjustment
Accident 347484 health 215755 fidelity 05000
surety 65000 plate glass 36924 steam boilerComptrollerGenerals Report
40000 burglary and theft 115000 auto property
damage 301581 total
4 Total losses and claims Accident 347484 health
215755 fidelity 05000 surety 65000 plate glass
36924 steam boiler 40000 burglary and theft
115000 auto property damage 501581 total
6 Net unpaid claims except liability churns Accident
0 3 47484 health 215755 fidelity 65000 surety
65000 plate glass 36924 steam boiler 40000
burglary and theft 115000 auto property damage
301581 total
7 Estimated expenses of investigation and ujment of
unpaid claims Fidelity 10000 surety 10000 auto
property damage 2800 total
8 Total losses and claims Accident 347484 health
215755 fidelity 75000 surety 75000 p ate glass
30924 steam boiler 40000 burglary and theft 1
L5000 auto property damage 304381 total
17 Special reserve for unpaid liability losses
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon
all unexpired risks running one year or
leSs from date of policy 18599206 un
earned premiums fifty per cent
22 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 44341
unearned premiums pro rata
3006 54
23 Total unearned premiums
24 Commissions brokerage and other charges due o to b
come due to agents or brokers on policies issued on
or after October 1 1911 viz Aceident 4 30325
health 282957 liability 1259277 Bdehty 23088
surety 47008 plate glass 00107 steam boiler
8075 burglary and theft 55193 auto property
damiee 172709 workmens collective 8389 total
30 EaUmaS llount hereafter payable for fed SIM
and other taxes based upon the business of the yea
of this statement
Reinsurance 4Q
Other liabilities viz Life dept net pohcvreserve 49
89700 special reserves 2231854 all other life d
liabilities 1144024 disputed city of Maeon for 1910
tax in process of adjustment 150000 total
35
37
865
11867 44
11867 44
11867 44
228 00
12095 44
14571 29
26666 73
96062 57
23532 18
1000 00
1155 00
85155 78
40 Total amount
of all liabilities excepi capital 223572 26866 ComptrollerGenerals Report
47 Capital actually paid up in cash 500900 00
48 Surplus over all liabilities 142 690 45
49 Surplus as regards policyholders 643 590 45
50 Total liabilities 77 02 71
Business in the State of Georgia During the Year
Gross premiums less return premium on risks written or re
newed during the year Accident 2771307 health
2262782 liability 1961554 fidelity 400785
surety 362055 plate glass 164333 steam boiler
132164 burglary and theft 124353 automobile
property damage 661817 total 88411 50
Gross losses paid Accident 1120723 health 906313
liability 218767 plate glass 41255 burglary and
theft 15250 automobile property damage 82194
total 23845 02
GENERAL ACCIDENT FIRE AND LIFE ASSURANCE CORPORATION
OF PERTH SCOTLAND
John A Kelly C Naire Miller U S Managers
U S Office 400 Walnut StPhiladelphia Penna
Hon Wb A Wright Atlanta Attorney for Service in Georgia
LCapital Stock
1 Amount of capital paid up in cash N Y
dePsit 250000 00
Extended at 2237842 17
ITIncome
1 Gross premiums unpaid December 31 last year Acci
dent 5369726 health 2301311 liability 273
57486 burglary and theft 3872511 auto property
damage 12622143 total 515 231 77
2 Gross premiums written and renewed during the year
Accident 128683097 health 45226537 liability
168819572 burglary and theft 19032792 auto
property damage 57273747 total 4190 357 4
3 Total Accident 134052823 health 47527848 liabil
ity 196177058 burglary and theft 22905303
auto property damage 69895890 total 4 705 589 22ComptrollekGenerals Report
86

4 Deduct gross permiums now in course of collection Acci
dent 13800230 health 4848729 liability 334
11780 burglary and theft 7171653 auto property
damage 6226168 total
Accident
354585 60
19
22
23
24
Entire premiums collected during the year
190252593 health 42679119 liability 1627
65278 burglary and theft 15733650 auto property
damage 63669722 total 40al003 62
Deduct reinsurance return premiums and cancellations
Accident 18010923 health 7166057 liability
60644288 burglary and theft 4783922 auto prop
exty damage 21842708 total llZ44
Net premiums Accident 102241670 health 355
13062 liability 102120990 burglary and theft
10949728 auto property damage 41827014 total 2926524 64
Policy fees required or represented by applications 531Z3
Interest on bonds and dividends on stock
less 101620 accrued interest on bonds
acquired during 1911
Interest on deposit
Interest from all other sources Accounts
receivable 6900 refund capital tax
of General Accd Ins Co 74333
total
Gross rents from companys property in
cluding 1869996 for companys occu
pancy of its own buildings
68571 33
2809 19
812 33
18699 96
26
27
32
Total interest and rents
Profit on sale or maturity of ledger assets viz Bonds
From all other sources viz Amount received from home
office
90892 81
440 50
48587 50
s Total income
3119568 45
1 IfDisbursements
i Cross amount paid for losses Accident 52536196
health 16886276 liability 15767429 burglary and
theft 6881 Jfe3 auto property damage 17079357
total
o Deduct salvage and reinsurance Accident 5812462
health 880797 liability 266548 burglary and
theft 1047476 auto property damage 1003303
total
3 Net amount paid policyholders for losses Accident
46723734 health 16005479 liability 15500881
1391507 51
90105 86868
ComptrollerGeneral s Report
burglary aud theft 5834017 auto property damage
16076054 total 1301403 05
4 Investigation and adjustment of claims Accident 4
94071 health 173593 liability 19345140 bur
glary and theft 350260 auto property damage 40
35143 total 243982 07
5 Totals Accident 47217805 health 11179172 liabil
ity 64846021 burglary and theft 6184277 auto
property damage 20111197 total 1545383 72
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 31198620 health 10929450 liability
31580644 burglary and theft 3832338 auto prop
erty damage 10598455 total ss 1395 07
18 Policy fees retained by agents 53123 Mi
20 Salaries fees and all other compensation of officers
directors trustees and home office employees 200482 01
21 Salaries traveling and all other expenses of agents not
paid by commissions 23 854 32
22 Medical examiners fees and salaries 18 992 21
23 Inspections other than medical 15 s 92
24 Rents including 1869996 for companys occupancy of
its own buildings 37 429 21
25 Repairs and expenses other than taxes on real estate 9098 00
26 Taxes on real estate 2100 00
27 All other taxes licenses and insurance department fees 72238 65
28 Legal expenses 0018 88
29 Advertising s U4 5
30 Printing and stationery 28 273 40
31 Postage and express 23 384 60
32 Furniture and fixtures 5 331 1
33 Loss on sale or maturity of ledger assets viz Bonds 12 50
37 All other disbursements viz Amount remitted to home
office 15300761 miscellaneous expense 4152868
interest on discounts 16625 checks written off in
1910 and presented for payment in 1911 2806 total 194730 60
10 Total disbursements 313 45 33
TVLedger Assets
1 Book value of real estate 213 160 58
4 Book value of bonds excluding interest 180821873
and book value of stocks 8654415 total 1894 762 88
5 Cash in companys office 128334 deposited in banks
10442615 total 05709 10
7 Other ledger assets viz Accounts receivable 12326 34
11 Ledger assets 2225959 29COMPTKOLLEKG ENEBAlS RePOBT
NonLodger Assets
i 23111 96
13 Interest accrued on bonds
15 Interest accrued on other assets Guard
Trust Co daily balance
23114 44
Total
19 Gross premiums in course of collection
viz On policies or renewals issued
subsequent to October 1 1911 Acci
dent 13000341 health 4567687
liability 32385620 burglary and
theft 7101069 auto property dam
age 5962208 total 630169
On policies or renewals issued prior to
October 1 19U Accident 799889
health 281042 liability 1026160
burglary and theft 70584 auto prop
erty damage 263960 total
654585 60
2903659 33
37 Gross assets
Deaue1 Assets Not Admitted
43 Gross premiums in course of lleetion V
written prior to October 1 1911 24416 3o
44 Book yalue of ledger assets over market
value viz Bonds and stocks 74
82038 building 1816058 accounts
receivable 1232634 total
15972 65
Total J
2743935 is
51 Admitted assets
VLiabilities
1 Losses and claims i process of adjustment or reported
proofs not received Accident 51704 health
1758809 burglary and theft 1491150 auto prop
erty damage 7452600 total
2 Losses and claims resisted Accident 4624482 health
1624818 burglary and theft 200000 auto prop
erty damage 394000 total
3 Total losses and claims Accident 9794937 health
3383627 burglary and t heft 1001 1511 ante prop M
erty damage 7846600 total 870
ComptrollerGeneral s Report
14 Deduct reinsurance
7691 33
15 Net unpaid claims except liability claims 219 471 81
16 Special reserve for unpaid liability losses 397 049 00
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 206742802
unearned premiums 50 per cent 1033713 99
20 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 131
33883 unearned premiums pro rata 68807 29
616520 81
21Total unearned premiums
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 ion viz Accident 3900102
health 1370307 liability 9715686 burglary and
theft 2130321 auto property damage 1788662
total
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
32 Advance premiums 100 per cent
33 Other liabilities viz Tax on premiums
1102521 28
189050 78
11000 00
16176 71
57541 02
42 Total amount of all liabilities except capital 1996810 60
43 Capital actually paid up in cash 250000 00
44 Surplus over all liabilities 497 125 08
45 Surplus as regards policyholders
16 Total liabilities
747125 08
2743935 68
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewluring
the year Accident 2839377 health 1211764
liability 293235 burglary and theft 12312 auto
property damage 200485 total 45 571 73
Gross losses paid Accident 1771830 health 640729
liability 100330 auto property damage 10709
t0tal 2619918
CompteollebGeneeal s Repobt
871
Henry W Eaton President
GLOBE INDEMNITY COMPANY OF NEW YORK
A Duncan Eteid Secretary
eofccrisWillian St New York City New York
W R Hoyt Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 750000 00
3 Increase of paid up capital during the

year
750000 00
Extended at
750000 00
ITIncome
2 Gross premiums written and renewed during the year
Liability 5148889 plate glass 630779 burglary
and theft 598559 total
2 Total Liability 5148898 plate glass 630779 burg
lary and theft 598559 total I
3 Deduct gross premiums now in course of collect on
Liability 4850666 plate glass 477740 burglary
and theft 4811 65 total
4 Entire premiums collected during the year Lability Jw
98223 plate glass 153039 burglary and theft 1
16894 total
5Deduct reinsurance return premiums and cance lations
liability 272L73 plate glass 138874 burglary and
theft 685 52 total
63782 27
63782 27
8100 71
lability 26050 plate glass 14165
6 Xet premiums Iin
burglary and theft 48342 total
22 Interest on bonds and dividends on stock
23 Interest on deposit
1379 34
229 20
Total
32 From all other sources Surplus paid in
per share on 7500 shams
in rash 75 00
38 Total income
885 57
1150 14
62500 00
562235 43
HIDisbursements
1 Gross amount paid for losses Liability 1905 plate
glass 5254 total
71 59872
ComptkollkrGenekals Report
2 Net amount paid policyholders for losses Liability 1905
plate glass 5254 total
3 investigation and adjustment of claims Liability
71 59
7 ii
4 Totals Liability 2655 plate glass 5254 total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Liability 5532 plate glass 4041 burglary and
theft 16858 total
20 Salaries fees and all other compensation of offieers direc
tors trustees and home office employees
23 Inspections other than medical
24 Rents
27 All other taxes licenses and insurance department fees
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
37 All other disbursements Home office traveling expenses
78941 miscellaneous home office expenses 13162
79 09
264 01
135Hi 89
SHi 76
700 00
029 18
445 65
2115 91
32 52
1451 19
921 13
46 Total disbursements
IVLedger Assets
4 Book value of bonds excluding interest
5 Cash in companys office 2314 deposited in banks 193
00581 total
7 Other ledger assets viz Cash due from the LiverI and
London and Globe Insurance Co Ltd
21551 73
119501 75
193628 95
2145 00
1 1 Ledger assets
NonLedger Assets
13 Interest accrued on bonds 105m 07
Total
19 Cross premiums in course of collection viz
On policies or renewals issueI subsequent
to October 1 1911 Liability 4850666
plate glass 477740 burglary and
theft 481665 total
1291683 70
16586 07
5s110 71
Total
35 Deposits
58100 71
371 09
37 Cross assets
1300742 1

ComptrollerGenerals Report 873
Deduct Assets Not Admitted
44 Book value of ledger assets over market value viz
Bonds 3899 75
51 Admitted assets 1362842 42
VLiabilities
16 Special reserve for unpaid liability losses 967 08
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 5569085 un
earned premiums pro rata 5328 32
2U Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 329543 un
earned premiums pro rata 3239 v 8
21 Total unearned premiums as shown by recapitulation 56568 10
22 Commissions brokerage and other charges due or to bo
come due to agents or brokers on policies issued sub
sequent to October 1 1911 viz liability 1067146
plate glass 121935 burglary and theft 176708 13657 89
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued 6700 00
42 Total amount of all liabilities except capital 77893 07
43 Capital actually paid up in cash 710000 00
44 Surplus over all liabilities 134ill 35
45 Surplus its regards policyholders 1284949 35
46 Total liabilities 1862842 42
GREAT SOUTHEEN ACCIDENT AND FIDELITY COMPANY OF
ATLANTA GEOBGIA
F S Kthridge President VV Pagan Secretary
Home Office Fifth Floor Third National Bank Bldg Broad and Marietta
Streets Atlanta Georgia
Hon W A Wright Attorney for Service in Gerogia
ICapital Stock
1 Amount of capital paid
up in cash 250100 00
2 Amount of ledger assets as per balance
December 31 of previous year 297295 00874
ComptrollerGenerals Report
3 Increase of paid up capital during the
year
inn mi
Extended at
297395 nn
11Income
1 Gross premiums unpaid DecembeT 31 last year Accident
345152 health 299511 liability 319973 fidelity
35660 surety 150256 plate glass 55335 burglary
and theft 3469 auto property damage 50408 total 12597 64
2 Gross premiums written and renewed during the year Ac
cident 1535048 health 1136296 liability 26
05727 fidelity 266557 surety 711235 plate glass
2901IS burglary and theft 64401 workmens collec
tive 229496 auto property damage 132120 total 6960 98
3 Total Accident 1880200 health 1435807 liability
2925700 fidelity 302217 surety 851491 plate
glass 345453 burglary and tlicft 67870 work
mens collective 229496 auto property damage 1
S2528 total 82207 62
4 Deduct gross premiums course of collection Accident 3
13992 health 2050 37 liability 1117893 fidelity
28973 surety 180923 plate glass 99405 burglary
and theft 17698 workmens collective 224400
auto property damage 62072 total 22503 93
5 Entire premiums collected during the year Accident
1566208 health 1230770 liability 1807807
fidelity 273244 surety 670508 plate glass 2
46048 burglary and theft 50172 workmens collec
tive 5090 auto property damage 120 156 total
6 Deduct reinsurance return premiums and cancellations
Accident 678569 health 519020 liability 11
24157 fidelity 35940 surety 84800 plate glass
55595 burglary and theft 17025 auto property
damages 67986 total
7 Net premiums Accident 887639 health 711750
liability 683650 fidelity 237804 surety 585762
plate glass 190453 burglary and theft 33147
workmens collective 5096 auto property damage
52470 total
20 Interest on mortgage loans 1085 00
22 Interest on bonds and dividends on stock 12485 01
23 Interest on di posit 2013 11
Interest from all other sources
26 Total interest and rents
59703 69
25830 98
33872 71
2 70
15586 42CoMPTROlTLERG ENERAL S BePORT
875
33 Premiums on capital stock
38 Total income p
111Disbursements
1 Gross amount paid for losses Accident 235485 health
325820 liability 316505 surety 199986 plate
glass 115462 auto property damage 114006 total
2 Deduct salvage and reinsurance health
3 Net amount paid policy holders for losses Accident 2
35485 health 317249 liability 316505 surety
199986 plate glass 115402 auto property dam
age 114006 total
4 Investigation and adjustment of claims Accident
20235 liability 3906 total
5 Totals Accident 255720 health 317249 liability
320411 surety 199986 plate glass 115462 auto
property damage 114006 total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 285885 health 236270 liability 1
72295 fidelity 55224 surety 132947 plate glass
57926 burglary and theft 7455 workmen collective
1529 auto property damage 11113 total
20 Salaries fees and all other compeuastion of officers direc
tors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
22 Medical examiners fees and salaries
23 Inspections other than medical
24 Rents
27 All other taxes licenses and insurance department tecs
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage 74518 express telephone and telegraph 41431
32 Furniture and fixtures
57 All other disbursements Interest paid 276 losses and
gain agents balances charged off 4150 auditing
23400 office expenses 90952 agency expenses
11210 exchange and coll charges 9895 special com
3otoo advances 91758 total
46 Total disbursements
IV Ledger Assets
1 Book value of real estat e
2 Mortgage loans on real estate
220 00
111679 13
13072 64
85 71
12986 93
241 41
13228 34
9606 44
13685 54
6849 93
3 00
15 00
1210 00
3039 64
425 80
2032 87
2372 20
1159 50
560 35
2616 41
56805 02
500 00
40000 00876
CoMPTROLLERG ENERAL s R EPORT
3 Loans secured by pledge of bonds 1000 01
4 Book value of bonds excluding interest 217110 47
5 Cash in companys office 267883 deposited in banks
848958 total 11168 41
ti Bills receivable 1092 65
7 Other ledger assets viz Time certificates of deposit 17s32 OS
9 Accounts received Cantrell Chipley 1564 90
11 Ledger assets
290209 1 1
12 Interest accrued on mortgages
13 Interest accrued on bonds
14 Interest accrued on collateral loans
15 Interest accrued on other assets
XonLedger Assets

Total
19 Gross premiums in course of collection viz
On policies or renewals issued sub
sequent to Oeeober 1 1911 Accident
257556 health 172914 liability
976516 fidelity 24098 surety 1
78473 plate glass 99401 burglary
and theft 17698 workmen collective
224401 auto property damage
59790 total
On policies or renewals issued prior to Oc
tober 1 1911 Accident 56436
health 3212 liability 141377
fidelity 4871 surety 2410 auto
property damage 2282 total
Total
1550 91
2762 11
240 00
771 36
20108 10
2395 43
14 Other nonledger assets Supplies and stationery 2
57550 advances to agents 240292 furniture and
fixtures 2726495
5328 78
22503 93
7303 37
7 dross assels
325401 19
Deduct Assets Not Admitted
39 Bills receivable 1092 65
40 Furniture and fixtures 2204 95
41 Supplies printed matter and stationery 2171 10
42 Loans on persona security endorsed or
collateral 1000 00
43 Gross premiums in course of collection writ
ten prior to October 1 1911 2391 43ComptrollerGenerals Eeport
44 Book value of ledger assets over market
value viz Accounts received Cantrell
Chipley 151490 advances to agents
246292 total
877
4027 82
Total
51 Admitted assets
VLiabilities
1 Losses and claims adjusted Accident
Losses and claims in process of adJBStHUfflt Aecrdent
55599 health 36787 plate glass 13980 auto
property damage 4975 total
3 Total losses and claims Accident 417099 health
36787 plate glass 13980 auto property damage
4975 total
16 Special reserve for unpaid liability losses
18 Total unpaid claims and expenses of settlementi
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 4445195 un
earned premiums 50 per cent
mi dross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 153037 un
earned premiums pro rata
22221 98
797 IS
21 Total unearned premiums as shown by recapitulation
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on pohcies
sequent to October 1 1911 viz Accident 85893
health 57387 liability 253015 fldehty 5469
surety 45714 plate glass 34697 burglary and theft
4621 workmens collective 56100 auto property
damage 16613 total V U
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
31 Reinsurance
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 01W
44 Surplus over all liabilities V
45 Surplus as regards policyholdere
46 Total liabilities
13356 35
312048 84
3615 00
1113 41
4728 41
5246 31
9974 72
23023 16
5595 09
1284 72
809 37
40187 08
271861 78
312048 84ComptbollebGenebals Repobt
Business in State of Georgia During Year
Gross premiums received on risks written or renewed during the
year Accident 3471 71 health 3004 75 liability
484763 fidelity 159894 surety 412557 plate
glass 113140 burglary and theft 33936 workmens
collective 5096 auto property damage 14284 total
Gross losses paid Accident 145428 health 209247
liability 65195 plate glass 28937 auto property
damage 33033 total
18613 16
4S18 40
GREAT EASTERN CASUALTY COMPANY OF NEW YOEK
Louis H libel President Thomas II Darling Secretary
Home Office 55 John Street New York City
George P Dickson Atlanta Attorney for Service in Georgia
LCapital Stock
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
December 31 of previous year 7270 41
Extended at
I 1 Income
1 Gross premiums written and renewed during the year
Accident 46376188 health 21290766 plate glass
6434130 burglary and theft 10908929 workmens
collective 00897 total
2 Deduct reinsurance Accident 1719701
health 10000 plate glass 63096
burglary and theft 782985 total
3 Deduct return premiums on policies ran
celled Accident 575428 health 2
34107 plate glass 139302 burglary
ami theft 288007 total
4 Deduct premiums on policies not taken
Accident 9102909 health 4720653
plate glass 1913928 burglary ami
theft 2407302 total 181448 02
25757 82
12371 04
733270 41
850769 10
5 Total deductions Wident 11398038 health 19
64660 plate glass 2116336 burglary and theft
3478954 total 219 579 88
Net premiums Accident 34978150 health 103
20100 plate lass 4317800 burglary ami theft
7129975 workmens collective 66897 tidal 631189 2sComptrollerGenerals Report
20 Policy fees required or represented by applications
22 Gross interest on mortgage loans
24 Gross interest on bonds and dividends on
stocks less 6389 accrued interest on
bonds acquired during 1911
25 Gross interest on deposits in trust com
panies and banks
6263 20
17936 11
787 26
30 Total gross interest and rents
39 Total income
1IIDisbursements
1 Gross amount paid for losses Accident 10643324
health 5816505 plate glass 2658952 burglary
and theft 2135519 workmens collective 6562
total
2 Deduct reinsurance Accident 390179
plate glass 2945 burglary and theft
147326 total M4 50
3 Deduct salvage Plate glass 12 5
4 Total deduction Accident 390179 plate glass 5
20150 burglary and theft 47326 total
5 Net amount paid policyholders for losses Accident
10253145 plate glass 2138802 burglary and theft
2088193 workmens collective 6562 total
17 Investigation and adjustment of claims viz Accident
249884 health 23379 burglary and theft 1
13816 total
22 Policy fees retained by agents
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 12529806 health 5459000 plate glass
1365683 burglary and theft 2450619 total
28 Salaries fees and all other compensation of officers
directors trustees and home office employees
29 Salaries traveling and all other expenses of agents not
paid by commissions
30 Medical examiners fees and salaries
31 Inspections other than medical and claim
32 Rents
34 Taxes on real estate
35 State taxes on premiums
42 Legal expenses
43 Advertising
44 Printing and stationery
45 Postage telegraph telephone and express
879
27172 16
24986 57
683348 01
21260862
9576 55
203032 07
3870 79
27172 16
218010 08
68616 68
8795 86
1481 70
166 96
7310 00
8926 24
3507 07
3559 65
2958 59
14020 10
6980 36880 ComptrollerGenerals Keport
46 Furniture and fixtures 4325 23
47 Stockholders for interest or dividends amount declared
during the year 2000000 20000 00
48 Other disbursements viz General expense 47251
journal subscriptions 24715 traveling expense 6
21450 total 11186 86
53 Agents balances charged off 1116 22
56 Total disbursements 615036 62
IVLedger Assets
2 Mortgage loans on real estate first liens 169000 00
4 Book value of bonds 39179500 and stocks 8475375
total 476548 75
5 Cash in companys office 8479 63
6 Deposits in trust companies and banks on
interest 46751 68
Total 55231 31
8 Premiums in course of collection viz
On policies or renewals issued on or
after October 1 1911 Accident 42
18419 health 2932272 plate glass
710291 burglary and theft 14
98042 total 93590 24
Ob policies or renewals issued prior to
October 1 1911 Accident 283562
health 182978 plate glass 79837
burglary and theft 175373 total 7217 50
Total 100807 74
30 Ledger assets 801587 80
NonLedger Assets
31 Interest on mortgages 2293 87
32 Interest on bonds 3 gjg 75
34 Interest on other assets viz Bank de
posits 83 21
Total 6195 88
39 Market value not including interest in item 32 of
stocks over book value 2 046 25
43 Gross assets 809829 88
Deduct Assets Not Admitted
49 Premiums in course of collection written
prior to October 1 1911 7217 50CompteolleeGeneeals Bepoet
881
51 Book value of lodger assets over market
value viz Bonds
17870 00
Total
56 Admitted assets
25087 50
784742 38
VLiabilities
Losses and claims reported or in process of adjustment
Accident 1536455 health 107725 plate glass
101508 burglary and theft 493600 total
3 Losses and claims resisted Accident 884800 health
33000 burglary and theft 451000 total
4 Total losses and claims Accident 2421255 health
1110253 plate glass 101508 burglary and theft
945200 total
5 Deduct reinsurance Accident 29284 plate glass
467 total
0 Net unpaid claims except liability claims Accident
2391971 health 1110253 plate glass 100341
burglary and theft 945200 total
7 Estimated expenses of investigation and adjustment of
unpaid claims Accident 35000 burglary and theft
20000 total
8 Total losses and claims Accident 2425971 health
1110253 plafe glass 100341 burglary and theft
965200 total
21 Gross premiums less reinsurance upon
all unexpired risks running one year
or less from date of policy 43830055
unearned premiums fifty per cent
22 Cross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 19
27515 unearned premiums pro rata
219150 28
13936 78
23 Total unearned premiums
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies viz Acci
dent 1791924 health 1237417 plate glass
2 36763 burglary and theft 509334 total
29 Salaries rents expenses bills accounts fees etc due
or accrued
30 Estimated amount hereafter payable for federal State
and other taxes based upon the business of the year
of this statement
32088 16
L3694 00
45782 16
304 51
45477 65
550 00
46027 65
37754 38
37754 35
1300 00
10000 00882 ComptrollerGenerals Report
35 Eeinsurance 4 203 27
36 Advance premiums one hundred per cent 11516 48
46 Total amount of all liabilities except capital 343888 84
47 Capital actually paid up in cash 250000 00
48 Surplus over all liabilities 190853 54
49 Surplus as regards policyholders 440853 54
50 Total liabilities 784 742 38
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 424956 health 3101332 plate glass
1200 total 7364 88
Gross losses paid Accident 67480 health 100070 total 1675 50
THE GUARANTEE CO OF NORTH AMERICA OF MONTREAL
CANADA
Hartland S MacDougall President Richard 15 Scott Secretary
Home Office 57 Beaver Kail Hill Montreal Canada
W V Custer Bainbridge Attorney for Service in Georgia
TCapital Stock
1 Amount of capital paid up
in cash 304601 01
2 Amount of ledger assets as per balance
December 31st of previous year 1588829 22
Extended it
1588829 22
11Income
1 Gross premiums unpaid December 31 last year Fidelity 4
2 Gross premiums written and renewed during the year
Fidelity
Fidelity
5377 41
262312 40
3 Total Fidelity 267689 81
4 Deduct gross premiums now in course of collection
7656 91
5 Entire premiums collected during the year Fidelity 260032 86
6 Deduct reinsurance return premiums and cancellations
Fidelity 34271 58
7 Total net cash actually received for premiums 225761 28ComptrollerGeneral s Report
883
22 Interest on bonds and dividends on stock
23 Interest on deposits in banks and trust
companies
24 Interest from all other sources
25 Gross rents from companys property in
cluding 225000 for companys oceu
pancy of its own buildings
37332 16
6347 55
2920 11
2732 18
26 Total interest and rents
27 Profit on sale or maturity of ledger assets viz Brook
lyn bonds matured
32 Prom all other sources viz Suspense account items
38 Total income
IIIDisbursements
1 Gross amount paid for losses Fidelity
2 Deduct salvage and reinsurance Fidelity
3 Net amount paid policyholders for losses Fidelity
4 Investigation and adjustment of claims Fidelity
Totals Fidelity
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Fidelity
19 Stockholders for interest or dividends amount declared
during the year 2436800
20 Salaries fees and all other compensation of officers
directors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
Iaid by commissions
23 Inspections other than medical
24 Rents including225000 for companys occupancy of its
own buildings
25 Repairs and expenses other than taxes on real estate
26 Taxes on real estate
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and statiry
31 Postage and express
32 Furniture and fixtures
37 All other disbursements viz Sundry office expenses
390705 notarial fees and fees to trustees 25210
total
79332 00
1000 00
104 30
306197 58
77623 10
31725 93
45897 17
2881 06
48778 23
20693 77
24368 00
68815 45
22184 39
20857 35
8650 43
796 96
913 78
4612 92
1156 92
2048 15
3628 19
4747 82
231 75
4159 15
46 Total disbursements
236649 26884
ComptrollerGenerals Report
IVLedger Assets
1 Book value of real estate
4 Book value of bonds excluding interest 56522930 ami
book value of stocks 79425204 total
5 Cash in companys office 50754 deposited in banks
24792077 total
45900 id
252996 20
II Ledger assets 1658377 54
ii Interest accrued on bonds
15 Interest accrued on other assets
NonLedger Assels

6354 11
511 G
Total
18 Market value not including interest in item II of bonds
and stocks over book value
19 Gross premiums in course of collection
viz On policies or renewals issued sub
sequent to October 1 1911 Fidelity 5618 21
On policies or renewals issued prior to
October 1 1911 Fidelity 2038 74
6855 74
25657 8
Total
656 I
7 dross assets
4t
Deduct Assets Not Admitted
dross premiums in course f collection written prior to
October 1 1911
VLiabilities
Losses and claims in process of adjustment Fidelity
1698548 Mi
2038 71
19555 01
15
17
18
19
20
Net unpaid claims except liability claims 19553 mi
Special reserve for claims and expenses to accrue on
excise bonds expired 30th September 1911 3150 op
Total unpaid claims and expenses of settlementj
dross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 21779702
unearned premiums 50 per cent 108898 51
dross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 472929
unearned premiums pro rata
22705 1 hi
4729 29
21 Total unearned premiums
113027 SOComptrollerGenerals Report
22 Commissions brokerage and other charges due or to
become due to agents or brokers on policies issued
subsequent to October 1 1911 viz Fidelity
26 Salaries rents expenses taxes bills accounts tees etc
due or accrued
33 Other liabilities viz Estimate for State and other
taxes 306917 surplus reinsurance reserve
13954 contingency provision 2500000 total
42 Total amount of all liabilities except capital 219654 U
43 Capital actually paid up in cash 304600 00
ill Utilities 1172254 8
885
382 85
11730 18
71208 71
44 Surplus over a
45 Surplus as regards polcyholders
46 Total liabilities
Business in the State of Georgia During the Year
1476854 78
1696509 32
Gross premiums received on risks written or renewed during
the year Fidelity
59 50
THE HARTFORD STEAM BOILER INSPECTION AND INSURANCE
COMPANY OF HARTFORD CONNECTICUT
t t A fnt Chas S Blake Secretary
Ivman B Brainerd President
Home Office 56 Prospect Street Hartford Connecticut
Win A Wright Atlanta Attorney for Service in Georgia
Capital Stock
1 Amount of capital paid up
in cash 1100000 00
2 Amount of ledger assets as per balance
December 31 of previous year 490497W
Extended at
4904972 20
IIIncome
1 Gross premiums written and renewed during the year
Steam boiler 151371671 fly wheel 5181772 total 1565534 4
2 Deduct reinsurance Steam boiler 88678
fly wheel 8000 total 9m s
3 Deduct return premiums on policies can
celled Steam boiler 13054317 fly
wheel 320866 total 886
COMPXBOLLEBG EN ERAL s REPORT
4 Deduct premiums on policies not taken
Steam boiler 6508475 fly wheel 3
04789 total
68132 64
5 Total deductions Steam boiler 19651470 fly wheel
633655 total
6 Net premiums Steam boiler 131720201 fly wheel
4548117 total
21 Inspections
22 Gross interest on mortgage loans less
89512 accrued interest on mortgages
acquired during 1911
24 Gross intereston bonds and dividends on
stocks less 54378 accrued interest on
bonds acquired during 1911
25 Gross interest on deposits in trust com
panies and banks
26 Gross interest from all other sou ices viz
Interest on real estate
27 From delinquent premiums
29 Gross rents from companys property in
eluding 500000 for companys occu
pancy of its own buildings g 240 26
202851 25
1362683 18
20514 52
59687 80
171347 44
1715 07
89 60
25 1 1
30 Total gross interest and rents
37 Gross profit on sale or maturity of ledger assets viz
Bonds
241111 28
1100 00
39 Total income
1625408 98
ITTDisbursement s
1 Gross amount paid for losses Steam boiler 17310921
fly wheel 212 197 total
5 Net amount paid policyholders for losses Steam boiler
17310921 fly wheel 242497 total
17 Investigation and adjustment of claims viz Steam
boiler
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Steam boiler 17214823 fly wheel 629 15 total
28 Salaries fees and all other compensation of officers
directors trustees and home office employees
29 Salaries traveling ami all other expenses ofagents not
paid by commissions
31 Inspections other than medical and claim
32 Bents including 500000 for companys occupancy of
its own buildings
175534 18
175534 18
16 12 73
178441 68
053 1s 96
290703 59
515374 95
5000 00ComptrollerGenerals Report
83 Repairs and expenses other than taxes on real estate 7134 57
34 Taxes on real estate 22300 45
35 State taxes on premiums 7065 lg
36 Insurance department licenses and tees
37 AH other licenses fees and taxes viz Federal corpora
tion tax and State Connecticut corporation tax 1
94559 municipal taxes 239326 total V gP
42 Legal expenses 1431 84
43 Advertising 16766 14
44 Printing and stationery oo 507 67
45 Postage telegraph telephone and express 3183 40
46 Furniture and fixtures
47 Stockholders for interest or dividends amount declared
during the year 12000000
4S Other disbursements viz Office expenses 59651
1461587 25
56 Total disbursements
IVLedger Assets
91100 00
1 Book value of real estate 1166 360 00
2 Mortgage loans on real estate first hens
4 Book value of bonds 265040658 and stocks 565
31336 total 782 96
5 Cash in company a office
7 Deposits in trust companies and banks on 159113 68
interest
s Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1911 Steam boiler 256
00919 fly wheel 744414 total 263453 66
On policies or renewals issued prior to
October 1 1911 Steam boiler 125
09026 fly wheel 237715 total l4 4
390920 74
24 Total 43796 61
27 Cash in course of t ransmission
5068793 93
30 Ledger assets
Non Ledger Assets
4 i 1 22
31 Interest accrued on mortgages JJ
82 Interest accrued on bonds
71052 02
Total i888 ComptkollerGenebals Bepobt
39 Market value not including interest in item 32 of
bonds and stocks over book value 33 496 06
43 Gross assets 5173342 01
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to October
lj 1911 127457 41
56 Admitted assets j 5145874 00
VLiabilities
2 Losses and claims reported or in process of adjustment
Steam boiler 10207253 fly wheel 40000 total 102472 53
4 Total losses and claims Steam boiler 1020725 fly
wheel 40000 total 47l
0 Net unpaid claims except liability claims Steam boiler
10207253 fly wheel 40000 total 102 472 53
8 Total losses and claims Steam boiler 102 072 53 fly
wheel 40000 total W2m
20 Total unpaid claims and expenses of set I lenient 10247 53
21 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 1127218
unearned premiums fifty per cent 56360 02
22 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 380
43759 unearned premiums pro rata 1985857 29
23 Total unearned premiums 2 042 218 2
24 Commissions brokerage and other charges due or to
become due to agents or brokers on policies issued on
or after October 1 1911 vi Steam boiler 51
20184 fly wheel 11888 total 0
30 Estimated amount hereafter payable for federal State
and other taxes based upon the business of the year
of this statement
38 Special and contingent reserve on accountofthe assumed
liability for guaranteeing the faithful performance by
the Boiler Inspection Insurance Co of Canada of
its covenants and obligations assumed under certain
policies issued by that companythis companys pro

COMPTKOLLEKG ENERAL S REPORT
portion of the total premiums pertaining to such poli
cies viz 416154 being 20 per cent of 203
07715 the pro rata reserve thereon amounting to
889
22101 65
46 Total amount of all liabilities except capital 2244 Ob
47 Capital actually paid up in cash 1000000 00
48 Surplus over all liabilities 1801301 54
49 Surplus as regards
policyholders 2801301 54
50 Total liabilities
Business in the State of Georgia During the Year
Gross premiums less return premium on risks written or re
newed during the year Steam boiler 1842109 fly
wheel 47497 total
Gross losses paid Steam boiler
5045874 60
18896 06
693 99
ILLINOIS SURETY COMPANY OF CHICAGO ILLINOIS
A J Hopkins President Chas E Schick Secretary
Home Office 134 So La Salle St Chicago Illinois
W C Carter Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
December 31st of previous year 611549 57
Kxtended at
IIIncome
2 Cross premiums written and renewed during the year
Fidelity 12700907 snret 31509661 total
61 15 19 57
442105 6S
3 Total Fidelity 12700907 surety 31509661 total 442105 68
6 Deduct reinsurance return preniiuins and cancellations
Fidelity 3615422 surety 5240963 total
88563 85
miums Fidelity 9085485 surety 262
18 Total net pre
68698 total
22 Interest on bonds and dividends on stock
23 Interest on deposit
24 Interest from all other sources
551 68
2 2i2 99
26 Total interest and rents
353541 83
13154 67890
ComptrollerGenerals Report
32 From all other sources vi Brokerage on business
placed with other companies 692917 gross increase
by adjustment in book value of ledger assets bonds
9648 total 7025 65
38 Total income 373722 15
111Disbursements
1 Gross amount paid for losses Fidelity 3085699 surety
10091327 total 131770 26
2 Deduct salvage and reinsurance Fidelity 1768024
surety 1620594 total 33886 18
3 Net amount paid policyholders for losses Fidelity 13
17675 surety 8470733 total 97884 08
4 Investigation and adjustment of claims Fidelity
38112 surety 109131 total 1472 43
5 Totals Fidelity 1355787 surety 8579864 total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Fidelity 1821615 surety 4870926 total
19 Stockholders for interest or dividends amount declared
during the year 1500000
20 Salaries fees and all other compensation of officers
directors trustees and home office employees
24 Rents
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
33 Loss on sale or maturity of ledger assets viz Gross
decrease by adjustment ill book value of ledger assets
bonds
37 All other disbursements viz Agency expense 214611
development expense 428481 exchange 10413
general expense 672001 premium bond expense
70634 excise com and exp 1565104 advance for
expense 60000 interest returned on collateral de
posits 4610 traveling expense 25000 total
46 Total disbursements
IV Ledger Assets
4 Hook value of bonds excluding interest
5 Cash in companys office 6425 deposited in banks
5277244 total
wr6 51
66925 41
15000 00
39069 35
4812 50
7741 75
18008 13
2913 94
842 06
6271 00
1057 52
220 72
30509 44
300329 33
432249 41
52836 69

ComptrollerGenerals Eeport
6 Bills receivable
7 Other ledger assets viz Advance on contracts 23
67225 suspense 46252 personal ledger accts 1
11132 due from excise committee 3670471 pre
miums in course of collection 13482318 total
11 Ledger assets
891
3082 31
196773 98
684942 39
NonLedger Assets
13 Interest accrued on bonds
19 Gross premiums in course of collection
viz On policies or renewals issued
subsequent to October 1 1911 Fidelity
1749765 surety 6745460 total
On policies or renewals issued prior to
October 1 1911 Fidelity 1179158
surety 3807935 total
84952 25
49870 93
33 Total
37
39
43
44
Deduct Assets Not Admitted
Bills receivable
Gross premiums in course of collection
written prior to October 1 1911
Book value of ledger assets over mark el
value viz Bonds 837941 advances
on contracts 2367225 suspense
46252 personal ledger accounts 1
11132 total
3082 31
49870 93
33625 50
51
Total
Admitted assets
VLiabilit ies
Losses and claims reported proofs not received process
of adjustment Fidelity 261861 surety 1775171
15
18
total T
bosses and claims resisted Fidelity 672924 surety
2650081 total
unpaid claims except liability claims Fidelity
934785 surety 4425254 total
6467 10
134823 18
691409 49
86578 74
604830 75
20370 34
33230 05
53600 39
Total unpaid claims and expenses of settlement 53600 39892 ComptrollerGenerals Report
Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy written in
N Y State 5270899 unearned pre
miums surety five per cent 39531 74
19 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 25691782
unearned premiums 50 per cent 128458 91
20 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 882056
unearned premiums pro rata 7456 99
21 Total unearned premiums 1 75147 04
22 Commissions brokerage and other charges due or to
become due to agents or brokers on policies issued
subsequent to October 1 1911 viz Fidelity 5
24930 surety 2023638 total 25485 68
26 Salaries rents expenses luxes bills accounts fees etc
due or accrued 946 23
31 Reinsurance 9120 92
42 Total amount of all liabilities except capital 214lion si
411 Capital actually paid up in cash 250000 00
44 Surplus over all liabilities 90229 89
45 Surplus as regards policyholders I40229 si
46 Total liabilities 604 830 75
Business in the Stale of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Fidelity 220367 surety 66514 total 2Mis si
INTERNATIONAL CASUALTY COMPANY OF SPOKANE WASH
has P Hitter President c p Lindsley Secretary
Home Office 8th Floor 111 National Hank Bllg Spokane Washington
ICapital Stock
1 Amount of capital paid
up in cash 326225 00
2 Amount of ledger assets as per balance
December of previous year 326 225 00
Extended at 326225 00ComptrollerGenerals Eeport
893
IIIncome
I Gross premiums written anI renewed during the year Ac
cident 262259 health 202791 liability 242405
collision 585725 physicians 18000 lire and theft
1368350 auto property damage 46610 total
2 Deduct reinsurance Accident 18000
health 10500 total 285 00
ivdnct return premiums on policies can
celled Accident 854 health 854
Liability 17819 collision 22697
fire and theft 227490 auto property
damage 3006 total 2727 20
4 Deduct premiums on policies not taken
Accident 29584 health 42416
liability 22065 collision 207525
physicians 10000 fire and theft 2
93780 auto property damage 1360
6067 30
total
5 Total deductions Accident 48438 health
53770 liability 39884 collision
230222 physicians 10000 fire and
theft 521270 auto property damage
4366 total
6 Net premiums Accident 732549 health 667749
liability 202521 collision 355503 physicians
8000 fire and theft 847080 auto property dan
damage 42244 total
20 Policy fees required or represented by applications
30 Total gross interest and rents
31 From other sources Commissions and brokerages 63867
Surplus paid by stockholders 21076000 advance
payments on stock not issued 285282 mortgage
liability OD real estate 720000 total

39 Total income
IIIDisbursements
I Gross amount paid for losses Accident 151796 health
59041 liability 3950 collision 106786 lire and
theft 7750 auto property damage 1560 total
22 Policy fees retained by agents
24 Accident 201208 health 190898 liability 72804
physician 1050 lire and theft 139560 auto property
damage 1098 total
28 Salaries fees and all other comsatif officers direc
tors trustees and home office employes
37635 96
9097 50
28556 46
7940 00
1512 48
221451 49
259460 43
3308 si
7940 00
0066 IS
14529 32814
ComptrollerGenerals Rkport
29 Salaries traveling and all other expenses of agents not
paid by commissions
32 Rents
84 Taxes on real estate
36 Insurance department licenses and fees
42 Legal expenses
43 Advertising
44 Printing and stationery
45 Postage telegraph telephone and express
46 Furniture and fixtures
IS Other disbursements Sundry expenses 1693 exchange
514 commission paid on sale of stock 8999987
investment expense 180447 accrued interest paid on
investments 108766 total
56 Total disbursements
IV Ledger Assets
Book value of real estateif
Mortgage loans on real estate first liens
Loans secured by pledge of bonds stocks or other collaterals
Book value of bonds 375000 and stocks 500000
Cash in companys office
Deposits in trust companies ami banks not on interest
Deposits in trust companies and banks on interest
Premiums in coarse of collection viz On
policies or renewals issued on or after
October 1 1910 Accident commercial
191675 health commercial 156875
liability auto 26911 collision
20374 fire and theft 337990 auto
property damage 15875 total 8497 00
On policies or renewals issued prior to Oc
tober I 1910 Liability auto 100941
collision 121729 surety physicians
3000 fire and theft 13562 auto
property damage 23144 total 2623 76
24 Total
25 Bills receivable
30 Ledger assets
NonLedger Assets
I Interest accrued on mortgages 7151 30
32 Interest accrued on bonds 103 10
33 Interest accrued on collateral loans 169 06
3061 66
1533 40
99 32
414 35
2975 00
829 60
2507 23
661 29
2235 75
93066 45
139228 38
52805 oo
241970 00
32850 00
8750 00
1 06
80465 45
18250 oo
11120 76
244 18
446457 05
Total
7423 55IP I
ComptrollerGenerals Eeport
43 Gross assets
45 Bills receivable
40 Premiums in course of collection written
prior to October 1 1910

244 18
262 76
Tbtal

55 Admitted assets
VLiabilities
8 Total losses and claims Accident 91660 health 3500
fire and theft 295000 collision 56000 total
21 Gross premiums less reinsurance upon all unexpired risks
running one year or less from date of policy 1046420
unearned premiums 50 per cent
24 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued on or after
October 1 1910 viz Aecident 66736 health 54906
liability 115557 fire and theft 11323 auto prop
erty damage 14065 total
37 Other liabilities viz Contingent commission reserve 6
87966 state taxes on premium income 10464
mortgage liability on real estate 720000 advance
payments onstock not issued 285282 total
46 Total amount of all liabilities except Capital
rash 326225 00
95430 97

47 Capital actually paid up in
48 Surplus over all liabilities
49 Surplus as regards polieyholders
50 Total liabilities
895
453880 60
2867 94
451012 66
4461 60
5232 10
2625 87
17037 12
29356 69
421655 07
151012 66
INTERSTATE CASUALTY COMPANY OF BIRMINGHAM ALA
Henry B Gray President E M Archibald Jr Secretary
Home Office First National Hank Bldg Birmingham Ala
Wm A Wright Attorney for Service in Georgia
Capital Stock
1 Amount of capital paid
up in cash 250000 00
2 Amount of ledger assets as per balance
December 31 of previous year 376237 82
376 37 8
Extended at 896
CoMPTROl JERGeNEKAIjs REPORT
I Ineome
Gross premiums written nnI renewed hiring the year Ac
cident 850130 health 738216 liability 6726502
fidelity 704467 surety 3513690 plate glass 4
76806 steam boiler 138970 burglary and theft
291005 fly wheel 21450 auto collision 659945
workmens collective 198971 total 143201 52
Deduct reinsurance return premiums and cancellations
Accident 260494 health 236497 liability 18
96176 fidelity 122272 surety 577950 plate glass
111422 steam boiler 63595 burglary and theft
83132 auto collision 238894 workmens collective
151665 total 37420 97
3 Net premiums Accident 589636 health 501719
liability 4830326 fidelity 582195 surety 29
35740 plate glass 365384 steam boiler 75375
burglary and theft 207s7 fly wheel 21450 auto
collision 421051 workmens collective 47306 total
20 Interest on mortgage loans 2190no
22 Interest on bonds and dividends on stock 13357 07
23 Interest on deposit 1818 34
20 Total interest and rents
32 From all other sources Collateral security on bonds 1
00000 good roads construction co 9108 total
105780 55
17300 01
1091 OS
38 Total income

500475 40
111 Disbursements
1 Iross amounl paid Im losses Accident 139232 health
129972 liability 2110893 surety 1447704 plate
glass 128004 burglary and theft 18960 auto col
lision 439482 workmens collective 46502 Inter
State Accident Ins Co 1001 total
2 Deduct salvage and reinsurance Accident 6250 surety
712802 plate glass 4475 auto collision
279IS total
3 Xet amount paid policyholders for losses Accident 1
32982 health lj29972 liability 2110893 surety
734902 plate glass 123529 burglary and theft
18960 auto collision 411504 workmens collective
40502 Interstate Accident Ins Co 1000 total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following lasses
Accident 102729 health 123012 liability 9
20878 fidelity 144054 surety 678159 plate glass
44617 49
7514 45
17103 0495508
56700
13073
ComptrollerGenerals Keport
steam boiler 22230 burglary and theft
auto collision 78458 workmen collective
fly wheel 4050 total
20 Salaries fees and all other compensation of officers doc
tors trustees and home office employees
21 Salaries traveling and all other expenses of agents not paid
by commissions
22 Medical examiners fees and salaries
23 Inspections other than medical
27 Anothertaxeslicenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
disbursements Directors meetings 24851
sundry expenses 133123 bank deposits lost 6
10175 paid Otto Max Co 11481 agents balances
charged off 101384 total
37 All other
46 Total disbursements
IVLedger Assets
77 deposited in banks
2 Mortgage loans on real estate first liens
3 22 secured by pledge of bonds stocks or other collaterals
4 Book value of bonds excluding
5 Cash in companys office
2685817
i Bills receivable
8 Light deposit
8 Advance to agents
10 Premiums in course of collection
11 Ledger assets
NonLedger Assets
12 Interest accrued on mortgages
13 Interest accrued on bonds
14 Interest accrued on collateral loans
15 Interest accrued on other assets
412 50
1942 75
154 77
114 34
Total
19 Gross premiums in course of collection viz
On policies or renewals issued subse
quent to Oct 1 1911 Accdt 141110
health 72721 liability 1410858
fidelity 89866 surety 290477 plate
897
22988 51
25251 95
3807 77
1125 00
687 54
1464 00
3577 77
2430 00
1585 31
2065 46
1480 04
821 94
8810 14
113198 47
33750 00
1980 00
287575 82
27304 94
1000 00
5 00
585 75
35075 48
387276 99
2624 36898
ComptbollebGenebals Eepoet
glass 96223 steam boiler 35111
burglary and theft 55193 fly wheel
6450 auto collision 144690 work
mens collective 17135 total 23598 34
On policies or renewals issued prior to Oc
tober 1 1911 Accident 85040 health
56a07 liability 7778 06 fidelity
26925 surety 126349 plate glass
6202 steam boiler 8667 burglary
and theft 925 auto collision 13750
workmens collective 45243 total 11477 14
37 Gross Assets
Deduct Assets Not Admitted
389901 35
38 Loans on
39 Bills receivable
43 Gross1 premiums in course of collection writ
ten prior to October 1 1911
44 Book value of ledger assets over market
value viz Light deposits 500 advance
to agents 58575
1980
1000
00
00
11477 14
590 75
Total
51 Admitted assets
VLiabilities
1 Total losses and claims Accident
16 Special reserve for unpaid liability losses
is
19
Total unpaid claims and expenses of settlement
Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 9328866 un
earned premiums 50 per cent 46544 29
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 308227 un
earned premiums pro rata 919 22
21 Total unearned premiums as shown by recapitulation
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1911 viz Accidents 49385
health 21810 liability 352700 fidelity 26940
surety 87120 plate glass 33670 steam boiler
8775 burglary and theft 16530 auto collision
15047 89
374S53 46
137 50
20542 50
20680 00
47463 51ComptrollerGenerals Beport
899
36150 workmens collective 4250 fly wheel
41 fi 12 totl
33 Other liabilities viz Collateral security on bond 1000 00
Good Eoads Construction Co 9108 total
6389 42
1091 08
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 2dO000 00
75624 01
44 Surplus over all liabilities
45 Surplus as regards policyholders
46 Total liabilities
49229 45
299229 45
374853 46
Business in State of Georgia During Year
Gross premiums received on risks written or renewed during the
year Accident 148651 health 180471 liability
J459407 fidelity 32225 surety 472079 plate
lass 30960 steam boiler 7144 burglary and theft
3625 fly wheel 18000 automobile collision Pr
15417 total
Gross losses paid Accident 39818 health 3764 labirty
134551 plate glass 8350 burglary and theft
975 automobile collision 74295 total
4679 79
2956 30
INTERSTATE LIFE AND
ACCIDENT COMPANY OF CHATTANOOGA
TENNESSEE
I Whittle Secretary
H D Huffaker President
Home Office James Bldg Chattanooga Tenn
Wm A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 105820 00
2 Amount of ledger assets as per balance
December 31 of previous yeart
3 Increase of paidup capital during the
year
187216 05
11380 00
Extended at
198596 05
ITIncome
1 Gross premiums
written and renewed during the year Ac
cident 2299201 health 2119017 plate glass 1
53155 burglary and theft 10000 total 45
2 Deduct reinsurance Accident 74039
health 74039 total
1480 78900
ComptrollerGenerals Report
3 Deduct return premiums on policies can
celled 6946 health 5992 plate
glass 1839 total
4 Deduct premiums on policies not taken
Accident 145042 health 80434
plate glass 27156 total
147 77
2526 32
5 Total deductions Accident 226027 health 160465
plate glass 28995 total
6 Net premiums Accident 2073174 health 1958552
plate glass 124160 burglary and theft 10000
total
22 Gross interest on mortgage loans 5761 19
25 Gross interest on deposits in trust companies
and banks 75 20
26 Gross interest from all other sources Bills
receivable i 2354 03
4154 87
41658 86
30 Total gross interest and rents
31 Fromother sources Premiums from sale of stock
39 Total income
IIIDisbursements
1 Gross amount paid for losses Accident 732661 health
692748 plate glass 24697 total
2 Deduct reinsurance accident 16043 health 34602
total
5 Net amount paid policyholders for losses Accident 7
16618 health 658146 plate glass 24697 total
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 767381 health 745415 plate glass
31938 total
28 Salaries fees and all other compensation of officers direc
tors trustees and home office employes
29 Salaries traveling and all other expenses of agents not
paid by commissions
30 Medical examiners fees and salaries
32 Rents
35 State taxes on premiums
36 Insurance department licenses and fees
43 Advertising
44 Printing and stationery
45 Postage telegraph telephone and express
8190 42
10636 80
60486 08
14501 06
506 45
13994 61
15447 34
9188 a
8068 6i
583 00
1400 65
1 57
271 50
1171 51
1813 71
813 90

ComptrollerGenerals Report 901
48 Other disbursements Commission on stock sales 353025
general expenses 219072 total gQ
53 Agents balances charged off
58918 67
56 Total disbursements
IVLedger Assets
117760 00
2 Mortgage loans on real estate 1103 35
5 Cash in companys office 11421 57
6 Deposits in trust companies and banks not on interest 1JU1
7 Deposits in trust companies and banks on interest W
8 Premiums in course of collection viz On
policies or renewals issued on or after Oc
tober 1 1911 Accident 94629 health
94629 plate glass 20000 total ifiW
2092 58
24 Total 46695 60
25 Bills receivable capital stock
26 Other ledger assets viz Due from agents andothers
263833 stationery 120000 furniture 181645 0
200163 46
30 Ledger assets
NonLedger Assets
31 Interest accrued on mortgages 4 q
36 Interest accrued on bills receivable
4942 52
Total
205105 98
43 Gross assets
Deduct Assets Not Admitted
1 h 46695 60
45 Bills receivable capital stock
46 Furniture and fixtures
47 Supplies printed matter and stationery W 0
48 Loans on personal security endorsed or not
50340 25
Total
154765 73
56 Admitted assets
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 109490 health 19223 total
21 Gross premiums less reinsurance upon all
running one year or less from date of policy 924604
unearned premiums fifty per cent902 ComptrollerGenerals Eeport
29 Salaries rents expenses bills accounts fees etc due or
accrued
35 Reinsurance
43 Contingent reserve
46 Total amount of all liabilities except capitalj
47 Capital actually paid up in cash 105820 00
48 Surplus over all liabilities 35742 82
49 Surplus as regards policyholders
50 Total liabilities
Business in Georgia During Year
Gross premiums less return premium on risks written or re
newed during the year Accident 196255 health
196255 total
Gross losses paid Accident 39484 health 47634 total
3479 14
613 62
3200 00
13202 91
141562 82
154765 73
3925 10
871 18
LLOYDS PLATE GLASS INSURANCE COMPANY OF NEW YORK
William T Woods President Charles E W Chambers Secretary
Home Office Nos 61 and 63 William Street New York N Y
Albigence L Waldo Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
December 31st of previous year 979328 18
Extended at
979328 18
IIIncome
Corrected to Conform with our New York State Department
Requirements and Statement
2 Gross premiums written and renewed during the year
Plate glass 761663 01
3 Deduct return premiums on policies can
celled Plate glass 5098136
4 Deduct gross premiums on policies not
taken Plate glass 44838 22
5 Total deductions Plate glass
95819 58
18 Total net cash actually received for premiums 665843 43ComptrollerGenerals Bepoet
903
20 Interest on mortgage loans
22 Interest on bonds and dividends on stock
24 Interest from all other sources
25 Gross rents from companys property in
cluding 1000000 for companys occu
pancy of its own buildings
675 00
24349 66
102 93
19590 04
26 Total interest and rents
27 Profit on sale or maturity of ledger assets viz stocks
32 From all other sources viz Borrowed money 65 00 00
agents balances previously charged off 1579 totai
38 Total income
44717 63
15210 30
65015 79
790787 14
IIIDisbursements
1 Gross amount paid for losses Plate glass
2 Deduct salvage and reinsurance Plate glass
3 Net amount paid policyholders for losses Plate glass
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Plate glass
19 Stockholders for interest or dividends amount declared
during the year 5000000
20 Salaries fees and all other compensation ot officers
directors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
24 Rents including 1000000 for companys occupancy of
its own buildings 11
25 Repairs and expenses other than taxes on real estate
26 Taxes on real estate
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
33 Loss on sale or maturity of ledger assets viz Bonds
41250 stocks 144776 decrease by adjustment in
book value of stocks 277187 total
37 All other disbursements viz Borrowed money bS
00000 interest on borrowed money 161298 sundry
accounts 698881 agents balances charged off 13
64438 total
255117 04
9149 07
245967 97
303630 28
50000 00
61732 89
1337 11
11039 92
6444 10
6717 66
16409 07
1624 83
3357 84
4800 87
6994 90
737 95
4632 13
87246 17
46 Total disbursements
812673 69904
ComptrollerGeneral s Report
IVLedger Assets
1 Book value of real estate unencumbered 245763 18
2 Mortgage loans on real estate first liens 15000 00
4 Book value of bonds excluding interest 28128783
and book value of stocks 27811284 total 559400 67
5 Cash in companys office 493149 deposited in banks
2952862 total 34460 11
11 Ledger assets 854623 96
NonLedger Assets
12 Interest accrued on mortgages 337 50
13 Interest accrued on bonds 2824 05
15 Interest accrued on other assets 32 17
16 Rents accrued on company s property or
lease 300 00
Total
17 Market value of real estate over book value
19 Gross premiums in course of collection
viz On policies or renewals issued
subsequent to October 1 1911 Plate
glass
On policies or renewals issued prior to
October 1 1911 Plate glass
85856 17
17961 51
33 Total
34 Other nonledger assets viz Salvage glass on hand
072695 sundry accounts 14500 total
3493 72
19236 82
102817 68
6871 95
37 Gross assets
987044 13
Deduct Assets Not Admitted
40 Salvage glass on hand
41 Sundry accounts
43 Gross premiums in course of collection
written prior to October 1 1911
44 Book value of ledger assets over market
value viz Bonds 1214983 stocks
4045684 total
Total
51 Admitted assets
6726 95
145 00
16961 51
52606 67
76440 13
910604 00
VLiabilities
1 Losses and claims adjusted Plate glass
17732 74ComptrollerGeneral s Report
2 Losses and claims in process of adjustment Plate glass
905
15397 65
15 Net unpaid claims except liability claims
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 51801386
unearned premiums 50 per cent
20 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 183
00480 unearned premiums pro rata
33130 39
33130 39
259006 93
91124 28
21 Total unearned premiums
22 Commissions brokerage and other charges due or to
become due to agents or brokers on policies issued
subsequent to October 1 1911 viz Plate glass
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
30 Return premiums
33 Other liabilities viz Estimated amount hereafter pay
able for federal State and other taxes based upon the
business of the year of this statement
350131 21
28618 72
14 32
281 43
8000 00
42 Total amount of all liabilities except capital 420176 07
43 Capital actually paid up in cash
44 Surplus over all liabilities
240427 93
45 Surplus as regards policy holders
490427 93
46 Total liabilities
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Plate glass
Gross losses paid Plate
910604 00
1346 46
275 40
UNITED STATES BRANCH OF THE LONDON GUARANTEE AND
ACCDDENT CO LTD OF LONDON ENGLAND
F W Lawson General Manager
Home Office for the United States 134 So La Sail St Chicago HI
J L Riley Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash statutory de
posit
500000 00906
ComptrollerGenerals Report
2 Amount of ledger assets as per balance
December 31st of previous year 2728254 73
Extended at 2728254 73
IIIncome
Gross premiums unpaid December 31 last year Acci
dent 1395159 health 377122 liability 512
53873 steam boiler 570317 burglary and theft
1749420 auto property damage 1306180 work
mens collective 1303327 total 579553 98
Gross premiums written and renewed during the year
Accident 10917636 health 1668561 liability 2
94322458 steam boiler 3974338 burglary and
theft 12453452 credit 39266567 auto property
damage 13436142 workmens collective 13248779
total 3892879 33
3 Total Accident 12312795 health 2045683 liability
345576331 steam boiler 4544655 burglary and
theft 14202872 credit 39266567 auto property
damage 14742322 workmens collective 145
52106 total 4472433 31
4 Deduct gross premiums now in course of collection
Accident 1736995 health 426144 liability 608
54989 steam boiler 884152 burglary and theft
2645497 auto property damage 2785261 work
mens collective 2053129 total 713861 67
5 Entire premiums collected during the year Accident
10575800 health 1619539 liability 284721342
steam boiler 3660503 burglary and theft 115
57375 credit 39266567 auto property damage
11957061 workmens collective 12498977 total 3758571 64
6 Deduct reinsurance return premiums and cancellations
Accident 2719910 health 506255 liability 463
01614 steam boiler 1729826 burglary and theft
3155407 credit 747525 auto property damage
2889700 workmens collective 1892535 total 590427 72
18 Total net cash actually received for premiums 3159143 92
22 Interest on bonds and dividends on stock 94493 66
23 Interest on deposit 1795 46
24 Interest from all other sources 40 47
26 Total interest and rents 96329 59
32 Prom all other sources viz From agents balances pre
viously charged off 2763 67
38 Total income 3258237 18ComptbollebGenebals Bepoet
907
IIIDisbursements
1 Gross amount paid for losses Accident 4027632
health 585757 liability 104183353 steam boiler
216143 burglary and theft 3650406 credit 313
19059 auto property damage 2631746 workmens
collective 5928134 total 1525422 30
2 Deduct salvage and reinsurance Accident 1114546
health 61536 liability 4531 burglary and theft
271741 credit 5996355 total 74487 09
3 Net amount paid polieyholders for losses Accident
2913086 health 524221 liability 104178822
steam boiler 216143 burglary and theft 3378665
credit 25322704 auto property damage 2631746
workmens collective 5928134 total
4 Investigation and adjustment of claims Accident 1
34925 health 18402 liability 38677113 burglary
and theft 121250 credit 436097 auto property
damage 143863 total
1450935 21
395316 50
5 Totals Accident 3048011 health 542623 liability
142855935 steam boiler 216143 burglary and
theft 3499915 credit 25758801 auto property
damage 2775609 workmens collective 5928134
total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 2706790 health 394240 liability 643
33994 steam boiler 534956 burglary and theft
2820795 credit 12058305 auto property damage
2477502 workmens collective 2398927 total
19 Stockholders for interest or dividends amount declared
during the year remitted home office
20 Salaries fees and all other compensation of officers
directors trustees and home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Inspections other than medical
Bents
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
37 All other disbursements viz Office and general 8
91310 exchange 62366 bureau subscriptions 4
60231 total
1846251 71
21
23
24
877255 09
96329 59
93352 73
78351 20
31222 35
8588 81
53821 73
3755 52
10576 18
18540 64
4975 35
3090 06
14139 07
46 Total
disbursements 3140250 03908
ComptrollerGenerals Report
IVLedger Assets
4 Book value of bonds excluding interest 2507773 96
5 Cash in companys office 914006 deposited in banks
30033692 total 309476 98
7 Other ledger assets viz Sundry debtors 12129
agents balances subject to adjustment 2243701
cash in hands of branch claim departments 094399
traveling expense 48865 total 28990 94
11 Ledger assets 2846241 88
NonLedger Assets
13 Interest on bonds 32279 47
19 Gross premiums in course of collection
viz On policies or renewals issued
subsequent to October 1 1911 Acci
dent 1444687 health 363289
liability 51075647 steam boiler 7
53597 burglary and theft 2521361
auto property damage 2408471
workmens collective 1935241 total 605022 93
On policies or renewals issued prior to
October 1 1911 Accident 292308
health 62855 liability 9779342
steam boiler 130555 burglary ami
theft 124136 auto property damage
376790 workmens collective 1
17888 total 108838 74
33 Total 713861 67
37 Cross assets 3592383 02
Deduct Assets Not Admitted
43 Gross premiums in course of collection written prior to
October 1 1911 108838 74
44 Book value of ledger assets over market value viz
14204961 agents balances subject to adjustment
2243701 traveling expense 48865 total 164975 27
51 Admitted assets 3318569 01
VLiabilities
2 Losses and claims in process of adjustment Accident
3572700 health 172500 steam boiler 62500
burglary and theft 858100 credit on policies ex
piring prior to October 1911 14100 auto propertyComptrollerGenerals Report
909
damage 365000 workmens collective 848800
total
4 Losses and claims resisted Accident 2625000 bur
glary and theft 100000 credit on policies expiring
prior to October 1911 3580000 total
5 Total losses and claims Accident 6197700 health
172500 steam boiler 62500 burglary and theft
958100 credit on policies expiring prior to October
1911 4990000 auto property damage 365000
workmens collective 848800 total
14 Deduct reinsurance
15 Net unpaid claims except liability claims
16 Special reserve for unpaid liability losses
17 Special reserve for credit losses on policies expiring in
October November and December 1911 being 50 per
cent of 11367375 gross premiums received on said
policies less 1287602 paid during said months on
losses under said policies
72896 00
63050 00
135946 00
14742 00
121204 00
997518 00
43960 00
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 218117643
unearned premiums 50 per cent 1090588 22
20 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 252
83080 unearned premiums pro rata 133098 68
21 Total unearned premiums
22 Commissions brokerage and other charges due or to
become due to agents or brokers on policies issued
subsequent to October 1 19 viz Accident 5
05640 health 127150 liability 14045803 steam
boiler 226078 burglary and theft 882476 auto
property damage 662330 workmens collective
483810 total
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
32 Advance premiums 100 per cent
33 Other liabilities viz Special reserve for accrued losses
on credit policies in force Dec 31 1911 being fifty
per cent of 16338284 earned premiums on said poli
cies
1162682 00
1223686 90
169332 87
31323 51
1120 00
81691 00
42 Total amount of all liabilities except capital
910
ComptrollerGeneral s Report
43 Capital actually paidup in cash statutory
deposit 500000 00
44 Surplus over all liabilities 148732 73
45 Surplus as regards policyholders 648732 73
46 Total liabilities 3318569 01
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Accident 435138 health 120571 lia
bility 2270244 steam boiler 48500 burglary and
theft 84493 auto property damage 268028 work
men s collective 30391 total 32573 65
Gross losses paid Accident 266017 health 73086
liability 1972895 burglary and theft 2600 auto
property damage 88416 workmens collective
19602 total 24226 16
LOYAL PROTECTIVE INSURANCE COMPANY OF BOSTON MASS
L Augustus Allen President Francis P Parks Secretary
Home Office 585 Boylston Street Boston Massachusetts
Wm A Wright Attorney for Service in Georgia
TCapital Stock
1 Amount of capital paid
up in cash 100000 00
2 Amount of ledger assets as per balance
December 31 of previous year 327275 85
Extended at
327275 85
IIIncome
1 Gross premiums written and renewed during the year Ac
cident and health
3 Deduct return premiums on policies cancelled Accident
and health
493712 84
1607 80
6 Net premiums Accident and health
20 Policy fees required or represented by applications
24 Gross interest on bonds and dividends on stocks less
3000 accrued interest on bonds acquired during 1911
25 Gross interest on deposits in trust companies and banks
29 Gross rents from company g property
36 From agents balances previously charged off
492105 04
47278 00
9570 00
1609 85
120 00
181 76
39 Total income 550864 65ComptrollerGenerals Eeport
911
IIIDisbursements
5 Net amount paid policyholders for losses Accident and
njl Zvj oUX 5
health
17 Investigation and adjustment of claims viz Accident and
health 677548 total 46957 50
22 Policy fees retained by agents
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
e 25914 33
Accident and health
28 Salaries fees and all other compensation of officers diree
tors trustees and home office employees 44i M
29 Salaries traveling and all other expenses of agents not
paid by commissions g20 gQ
30 Medical examiners fees and salaries 4 130 04
32 Rents 7940 90
35 State taxes on premiums g7
36 Insurance department licenses and fees
37 All other licenses fees and taxes Federal corporation tax
19780 care and custody of funds Mass 50 Wis
35 cents Mass Sec of State Jurats 125 copies of
charter 10 corporation tax Cali 25 Tenn 20
agents tax and license fees Tenn 25 111 1 City
of Chicago 1075 5 737 31
42 Legal expenses 1314 88
43 Advertising 8 771 64
44 Printing and stationery Q9
45 Postage telegraph telephone and express
46 Furniture and fixtures Y
47 Stockholders for interest or dividends amount declared
during the year 1000000
48 Other disbursements Insurance and bonding companies
207 25 exchange 18419 subscription to ins journal
and association 92756 traveling expenses 50630
office supplies 113434 badges 42684 cost of
premium collection 2119725 consulting actuary 300
safe deposit box 10 petty cash 19429 total 25088 02
53 Agents balances charged off
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds
526933 27
56 Total disbursements
IVLedger Assets
4 Book value of bonds 234665 39 and stocks 1930000 253965 39
5 Cash in companys office
7 Deposits in trust companies and banks on interest 9tdl 40
m 351207 23
Total 912
CoMPTROLLEHGeSTEBAL s REPORT
XonLedger Assets
32 Interest accrued on bonds
3084 06
Total
39 Market value of bonds and stocks over book value
8 Total losses and claims Accident and health
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 13345750 un
earned premiums pro rata 88971 67
Total
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement
36 Advance premiums one hundred per cent
37 Other liabilities viz Care and custody of funds 5035
excess of special deposits over liabilities 11610
46 Total amount of all liabilities except capital
47 Capital actually paid up in cash 100000 00
48 Surplus over all liabilities 90764 96
49 Surplus as regards polieyholders
50 Total liabilities
3084 06
284 61
43 Gross assets 354575 90
YLiabilities
2 Losses and claims reported or in process of adjustment
Accident and health til 877 92
6 Estimated expenses of investigation and adjustment of
claims Accident and health j38 10
62516 Hi
88971 67
300 00
8195 80
3661 00
166 45
163810 94
190764 96
Business in Georgia During Year
354575 90
Gross premiums less return premiums on risks written or re
newed during the year Accident
Gross losses paid Accident
1741 00
881 00ComptkollerGenebals Keport
913
MARYLAND CASUALTY COMPANY OP BALTIMORE MARYLAND
John T Stone President James F Mitchell Secretary
Home Office Baltimore Maryland
Aaron Haas Son Howell Attorneys for Service in Georgia
ICapital Stock
1 Amount of Capital paid
up in cash 1000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 5765883 83
Exte
nded at 5765883 83
76514 71
IIIncome
1 Gross premiums written and renewed during the year Ac
cident 96087522 health 37382668 liability 3
06523964 fidelity 13938136 surety 27429148
plate glass 38397118 steam boiler 31762214
burglary and theft 38225428 sprinkler 21028888
fly wheel 3345437 automobile property damage
12638434 workmens collective 7328003 physi
cians defense 4174271 total 63826612 31
2 Deduct reinsurance Accident 3956916
health 1313374 liability 42069
fidelity 1129006 surety 495077
plate glass 2371 burglary and theft
624204 sprinkler 88454 total
3 Deduct return premiums on policies can
celled Aecdt 238625 health 92260
liability 16252762 fidelity 196679
surety 409161 plate glass 334454
steam boiler 539864 burglary and
theft 165025 sprinkler 226944 fly
wheel 32866 automobile property
damage 988993 workmens collective
574141 physicians defense 6038
total
4 Premiums on policies not taken Accident
14853000 health 7308587 liability
50801586 fidelity 1686788 surety
1229739 plate glass 76565 80
steam boiler 6097638 burglary and
theft 7655886 sprinkler 6729898
fly wheel 758790 automobile prop
erty damage 1754018 workmens col
200578 12914
ComptrollerGenerals Report
lective 198962 physicians defense
639473 total 1073709 45
5 Total deductions Accident 19048541 health 87
14221 liability 67096417 fidelity 3012473
surety 2133977 plate glass 7993405 steam boiler
6637502 burglary and theft 8445115 sprinkler
7045296 fly wheel 791656 automobile property
damage 2743011 workmens collective 773103
physicians defense 645511 total 1350802 28
6 Net premiums Accident 77028981 health 28668447
liability 239427547 fidelity 10925663 surety
25295171 plate glass 30403713 steam boiler 251
24712 burglary and theft 29780313 sprinkler
13983592 fly wheel 2553781 automobile property
damage 9895423 workmens collective 6554900
physicians defense 3528760 total 5031810 03
24 Gross interest on bonds and dividends on
stocks less 789431 accrued interest
on bonds acquired during 1911 183382 40
25 Gross interest on deposits in trust companies
and banks 1324 55
26 Gross interest from all other sources Bills
receivable 473 48
27 4 per cent on money used to purchase
stock of Bankers Surety Co and charged
to cost of that stock 4178 21
29 Gross rents from companys property in
cluding 2361363 for companys occu
pancy of its own buildings 40117 80
30 Total gross interest and rents 229476 44
37 Gross profit on sale or maturity of ledger assets viz
Bonds 625625 stocks 216255 total 6472 50
38 Gross increase by adjustment in book value of ledger
assets viz Bonds 4173780 stocks 82500 total 42562 80
39 Total income 5310321 77
IIIDisbursements
Gross amount paid for losses Accident 39346442
health 16303438 liability 95711378 fidelity 1
29364 surety 2287376 plate glass 13004572
steam boiler 2030223 burglary and theft 107
54681 sprinkler 6663870 fly wheel 1955200
automobile property damage 2197246 workmens col
lective 3524263 physicians defense 869240 total
1947772 93ComptrollerGenerals Eeport
915
17
2 Deduct reinsurance Accident 2582066
health 816833 burglary and theft
626417 total 40253 16
3 Deduct salvage Fidelity 64274 surety
925056 plate glass 504231 steam
boiler 1733 sprinkler 330530 total 18258 24
4 Total deductions Accident 2582066 health 816833
fidelity 64274 surety 925056 plate glass 504231
steam boiler 1733 burglary and theft 626417
sprinkler 330530 total
5 Net amount paid policyholders for losses Accident 367
64376 health 15486605 liblty 95711378 fidelity
65090 surety 1362320 plate glass 12500341
steam boiler 2028490 burglary and theft 10128264
sprinkler 6333340 fly wheel 1955200 automobile
property damage 2197246 workmens collective
3524263 physicians defense 869240 total
Investigation and adjustment of claims viz Accident
1011618 health 172313 liability 38854683
fidelity 15168 surety 45056 plate glass 19679
steam boiler 282603 burglary and theft 393446
sprinkler 147332 fly wheel 16446 automobile
property damage 245228 workmens collective 4
49908 physicians defense 425277 total
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 28095677 health 8799058 liability 548
73971 fidelity 2421323 surety 5012335 plate
glass 10035897 steam boiler 5943924 burglary
and theft 8584013 sprinkler 3537323 fly wheel
627566 automobile property damage 2284071
workmens collective 1653940 physicians defense
10502 03 total
28 Salaries fees and all other compensation of officers direc
tors trustees and home office employes
29 Salaries traveling and all other expenses of agents not
paid by commissions
30 Medical examiners fees and salaries
31 Inspection other than medical and claim
32 Rents including 2361363 for companys occupancy of
its own buildings
33 Repairs and expenses other than taxes on real estate
34 Taxes on real estate
35 State taxes on premiums
36 Insurance department licenses and fees
37 All other licenses fees and taxes Federal tax 221211
municipal licenses 575181 court certificates 31470
tax on capital stock 3778800 total
58511 40
1889261 53
420787 57
23
1329193 01
262047 85
161 066 66
3716 70
129638 88
23987 85
11565 76
7984 61
77341 01
16529 73
46066 62916
ComptrollerGenerals Report
42 Legal expenses 7502 60
431 Advertising 31590 44
44 Printing and stationery 45966 79
45 Postage telegraph telephone and express 11841 08
Furniture and fixtures 6030 90
Stockholders for interest or dividends amount declared
during the year 17500000 175000 00
Other disbursements Miscellaneous 370536 traveling
1083368 various bureaus and assns 125873 ex
change 120678 total 24004 55
Gross loss on sale or maturity of ledger assets viz Bonds
3750 stocks 500 42 50
Gross decrease by adjustment in book value of ledger
assets viz Bonds 1032443 stocks 347500 total 13799 43
46
47
48
54
55
56 Total disbursements 4694966 07
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate
4 Book value of bonds 416983010 and stocks 308
57666 total
5 Cash in companys office
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1911 Accident 11068070
health 3736173 liability 411408 31
fidelity 1617760 surety 5851533
plate glass 4741937 steam boiler
6033585 burglary and theft 58
23913 sprinkler 1885856 fly wheel
207812 automobile property damage
1583267 workmens collective 6
35820 physicians defense 505467
total
On policies or renewals issued prior to Oct
1 1911 Accident 114784 health
76001 liability 3151956 fidelity
46483 surety 715230 plate glass
80938 burglary and theft 64133
sprinkler 37553 automobile property
damage 68080 workmens collective
82344 physicians defense 5991
total
24 Total
25 Bills receivable
848320 24
44434 93
837599 42
8000 00
4478406 76
30076 19
20089 98
65053 83
892755 17
11463 33ComptrollerGenerals Beport 917
26 Other ledger assets viz Reinsured losses due from other
companies 135638 salvage 117029 advanced on
contract 604247 agents balances 3192571 total 40494 85
6383939 53
30 Ledger assets
NonLedger Assets
x i 29680 71
32 Interest accrued on bonds
6413620 24
43 Gross assets
Deduct Assets Not Admitted
i H463 33
45 Bills receivable p
49 Premiums in course of collection written
prior to October 1 1911 44434 93
51 Book value of ledger assets over market
value viz Agents balances 3192571
advanced on contract 604247 total 37968 18
93866 44
Total 6319753 80
57 Admitted assets
VLiabilities
1 Losses and claims resisted for polkyholders Surety 1565
steam boiler 3575 automobile property damage
34 52 physicians defense 17825 total
2 Losses and claims reported or in process of adjustment
Occident 7161690 health 2702004 fidelity 7
53638 surety 2835000 plate glass fMteam
boiler 767262 burglary and theft 20203Z
sprinkler 508803 automobile property damage 3
11215 workmens collective 636608 physicians fl6
defense 372500 total
3 Losses and claims resisted Accident 2983000 plate
rfass 193140 steam boiler 315000 burglary and
fheft 1780000 sprinkler 125000 fly wheel 75000
4 TotaUosses andclahnsAccdtlOi44690 health 27
02004 fidelity 753638 surety 29915 plate glass
2239884 steam boiler 1439762 burglary ttaeft
3852032 sprinkler 633803 fly wheel 75000
automobile damage 656415 workmens collective
636608 physicians defense 2155000 total 282803
6 Net unpaid claims except liability Accdt 10144650
health 2702004 fidelity 753638 surety 29
91500 plate glass 2239884 steam boiler 1439762
burglary and theft 852032 sprinkler 633803
fly wheel 7500 automobile property damage 6918
CoMPTROLLERGeNERAIis REPORT
56415 workmens collective 636608 physicians
defense 2155000 total 282803 36
Estimated expenses of investigation and adjustment of
unpaid claims Accident 511497 health 35589
plate glass 3365 steam boiler 116738 burglary
and theft 250238 sprinkler 31956 automobile
property damage 98085 workmens collective 1
75392 total 12228 60
17
Total losses and claims Accident 10656187 health
2737593 fidelity 753638 surety 2991500 plate
glass 2243249 steam boiler 1556500 burglary and
theft 4102270 sprinkler 665759 fly wheel 75000
automobile property damage 754500 workmens col
lective 8120 physicians defense 21550 total
Special reserve for unpaid liability losses
295031 96
967815 00
20 Total unpaid claims and expenses of settlement 1262846 96
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 367349876 un
earned premiums 50 per cent 1836749 38
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 95340231
unearned premiums pro rata 518982 84
23 Total unearned premiums as shown by recapitulation
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1911 viz Accident 3873824 health
1195575 liability 9896070 fidelity 404440
surety 1462883 plate glass 1659678 steam boiler
1508396 burglary and theft 1665639 sprinkler
471464 fly wheel 60265 automobile property dam
age 395817 workmens collective 158955 physi
cians defense 151640 total
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement
35 Eeinsurance
37 Other liabilities viz Contingent reserve for unadjusted
claims
2355732 22
229046 46
8052 77
85321 14
2116 25
100000 00
46 Total amount of all liabilities except capital 4043115 80
47 Capital actually paid up in cash 1000000 00ComptrollerGenerals Report 919
48 Surplus over all liabilities 1776638 00
2276638 00
49 Surplus as regards pohcyholders JJ
6319753 80
50 Total liabilities
Business in Georgia During Year
Gross premiums less return premiums on risks written or re
newed during the year Aecident 2171557 health
1586193 liability 5321796 fidelity 133438
surety 215801 plate glass 564893 steam boitor
4 962 22 burglary and theft 543644 sprmkler
379 64 fly wheel 135033 automobile property dam
age 4 91106 workmens collective 24608 physi
eians defense 34900 total
Gross losses paid Accident 642946 health 1668690
liability 2121145 fidelity 40 plate glass 2
832 86 steam boiler 27360 burglary and theft 1
864 43 sprinkler 818 96 automobile property dam
age 98203 workmens collective 9978 physicians
defense 38500 total

MASSACHUSETTS BONDING AND INSURANCE COMPANY OF
MAS BOSTON MASSACHUSETTS
John T Burnett Secretary
T J Falvey President
Home Office 7785 State Street Boston Massachusetts
Dodd Dodd Atlanta Attorneys for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
December 31st of previous year l3493bu 4
3 Increase of paidup capital during the
year
Extended at
500000 00
1849260 44
IIIncome
2 Gross premiums written and renewed during the year
Accident 11500 health 5600 liability 331776
fidelity 28898807 surety 59757433 plate glass
641 total
3 Total Fidelity 6260275 surety 11839013 total 244888 91920
ComptrollerGenerals Report
4 Deduct gross premiums now in course of collection
Fidelity 2029137 surety 3531295 total 87890 32
5 Entire premiums collected during the year Fidelity
2326665 surety 4919365 total 82079 83
6 Deduct reinsurance return premiums and cancellations
Fidelity 1904473 surety 3388353 total 74918 76
7 Net premiums Accident 11500 health 5600 liabil
ity 331776 fidelity 22638532 surety 47918420
plate glass 641 total 819154 28
18 Total net cash actually received for premiums
22 Interest on bonds and dividends on stock 40220 24
23 Interest on deposit 4266 62
24 Interest from all other sources Bills
receivable 17 97
819154 28
26 Total interest and rents
32 From all other sources viz
crease of capital stock
Premium on sale of in
44504 83
250000 00
38 Total income 1113659 11
IIIDisbursements
1 Gross amount paid for losses Fidelity 1900042 surety
15107627 burglary and theft 4666810 total 216744 79
2 Deduct salvage and reinsurance Fidelity 81642
surety 7993212 burglary and theft 579617 total 86544 71
3 Net amount paid policyholders for losses Fidelity 18
18400 surety 7114415 burglary and theft 40
87193 total
4 Investigation and adjustment of claims Fidelity 1
68122 surety 893743 burglary and theft 164754
total
5 Totals Fidelity 1986522 surety 8008158 burglary
and theft 4251944 total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following calsses
Fidelity 4844252 surety 10735881 burglary and
theft 3298767 total
19 Stockholders for interest or dividends amount declared
during the year 5250000
20 Salaries fees and all other compensation of officers
directors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
24 Rents
130200 08
12266 16
142466 24
188789 00
52500 00
93894 05
86267 20
14203 25ComptrollerGenerals Eepoet 921
25 Repairs and expenses other than taxes on real estate 15 00
27 All other taxes licenses and insurance department fees 1870b 4f
28 Legal expenses 11278 49
29 Advertising 13703 26
30 Printing and stationery 14861 39
31 Postage and express g05g 3g
32 Furniture and fixtures
37 All other disbursements viz Traveling 128107
underwriters boards and tariff associations 25o4b4
supplies 184807 expenses on mortgages 700 in
surance 34284 profit and loss 151971 light and
heat 100203 miscellaneous expenses 478857 total 24843 93
42 Agents balances charged ofl
674636 47
46 Total disbursements
TVLedger Assets
1 Book value of real estate unencumbered 200000 en
cumbered 1200000 total
4 Book value of bonds excluding interest 17326328
and book value of stocks 6777500 total 1805038
5 Cash in companys office 335747 deposited in banks
17845946 total
7 Other ledger assets viz Advance on contracts 618701
account with suspended bank 1400000 premiums in
course of collection 26724086 total 874Z
2288283 08
11 Ledger assets
NonLedger Assets
13 Interest on bonds 18jj
Bank deposits
18855 82
Total
2307138 90
Gross assets
Deduct Assets Not Admitted
43 Gross premiums in course of collection
written prior to October 1 1911 6877 50
44 Book value of ledger assets over market
value viz Bonds and stocks 20
64028 advanced on contracts 6
18701 bank deposits at branch offices
for expenses 250384 total 29331
98088 63
Total
2209050 27
51 Admitted assets 922
ComptrollerGenerals Report
VLiabilities
2 Losses and claims reported or in process of adjustment
Fidelity 1521729 surety 4653442 burglary and
theft 1220400 total 73955 71
4 Losses and claims resisted Fidelity 1140000 surety
3829572 burglary and theft 575000 total 55445 72
5 Total losses and claims Fidelity 2661729 surety
8483014 burglary and theft 1795400 total
14 Deduct reinsurance
15 Net unpaid claims except liability claims
Estimated expense of investigation and adjustment of
unpaid claims
16 Special reserve for unpaid liability losses
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon
all unexpired risks running one year
or less from date of policy 63382034
unearned premiums 318223 19
20 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 134
20705 unearned premiums pro rata 87212 27
129401 43
4085 82
125315 61
7750 00
129 38
133194 99
21 Total unearned premiums
22 Commissions brokerage and other charges due or to
become due to agents or brokers on policies issued
subsequent to October 1 19 viz Accident 2645
health 1288 liability 64003 fidelity 1248084
surety 2641790 burglary and theft 607158 total
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
31 Reinsurance less amount due from companies
32 Advance premiums 100 per cent
33 Other liabilities viz Voluntary reserve for contingent
liability claims 1000000 estimated amount here
after payable for federal State and other taxes based
upon the business of the year of this statement 12
28731 total
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 1000000 00
44 Surplus over all liabilities 579567 86
45 Surplus as regards policyholders
46 Total liabilities
405435 46
45649 68
9009 40
9424 51
4481 06
22287 31
629482 41
1579567 86
2209050 27ComptbollerGenerals Eepoet
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Fidelity 45941 surety 1779852 bur
glary and theft 36337 total
Gross losses paid Surety 9860 burglary and theft 6875
total
923
22921 30
167 35
MASONIC MUTUAL ACCIDENT COMPANY OP SPRINGFIELD
MASSACHUSETTS
Clyde W Young President Saml W Munsell Secretary
Home Office 31 Elm Street Springfield Massachusetts
Jerome Hocutt Atlanta Attorney for Service in Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31st of previous year
20374 47
Extended at
IIIncome
5 Entire premiums collected during the year Health
20374 47
41748 15
18 Total net cash actually received for premiums
19 Policy fees required or represented by application
22 Interest on bonds and dividends on stock
23 Interest on deposit
690 18
135 61
41748 15
11162 00
26 Total interest and rents
27 Profit on sale or maturity of ledger assets
38 Total income
825 79
85 00
53820 94
IIIDisbursements
1 Gross amount paid for losses Accident and health
4 Investigation and adjustment of claims Accident and
health
18328 37
412 24
5 Totals Accident and health
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health
18 Policy fees retained by agents
20 Salaries fees and all other compensation of officers
directors trustees and home office employees
18740 61
5641 19
11162 00
6988 95924 ComptrollerGeneral s Report
21 Salaries traveling and all other expenses of agents not
paid by commissions
22 Medical examiners fees and salaries
24 Rents
26 Tax on funds in hands of State treasurer
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising printing and stationery
31 Postage and express
32 Furniture and fixtures
37 All other disbursements viz Office supplies 30394
miscellaneous expense 46025 agents balances
charged off 16880 adv payments returned 6983
total
46 Total disbursements
IVLedger Assets
4 Book value of bonds excluding interest
5 Cash in companys office 92191 deposited in banks
630695 total
7 Other ledger assets vi Interest in hands of State
treasurer 21500 agents balances 81887 total
11 Ledger assets
NonLedger Assets
13 Interest accrued on bonds 280 43
Total
18 Market value not including interest in item 13 of
bonds and stocks over book value
34 Other nonledger assets viz Furniture and fixtures
75000 supplies 25000 total
37 Gross assets
Deduct Assets Not Admitted
40 Furniture and fixtures 750 00
41 Supplies printed matter and stationery 250 00
44 Book value of ledger assets over market
value viz Book value of bonds over
market value 22750 balances due
from agents not secured by bonds
81887 total 1046 37
Total
51 Admitted assets
1687 75
44 00
460 65
3 22
741 10
75 50
1357 67
1111 98
397 74
1002 82
49415 18
16517 50
7228 86
1033 87
24780 23
280 43
40 00
1000 00
26100 66
2046 37
24054 29ComptrollerGenerals Report
925
VLiabilities
18 Total unpaid claims and expenses of settlement
3 Losses and claims reported proofs not received 91
total unpaid claims and expenses of settlement
21 Total unearned premiums
22 Commissions brokerage and other charges due or to
become due to agents or brokers on policies issued
subsequent to October 1 19 viz Accident and
health
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
32 Advance premiums 100 per cent
42 Total amount of all liabilities except capital
44 Surplus over all liabilities
45 Surplus as regards policyholders
46 Total liabilities
14974 77
1941 94
1941 94
4338 12
64 35
513 61
2221 50
9079 52
14974 77
9079 52
THE MASONIC PROTECTIVE ASSOCIATION WORCESTER MASS
Francis A Harrington President Frank C Harrington Secretary
Principal Office 518 Main Street Worcester Mass
Harry S Bell Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year 246017 42
Extended at
246017 42
IIIncome During Year
7 Total premium income
9 Cash received for interest on bonds owned less 52298
accrued interest on bonds acquired i
10 Cash received for interest on deposits in trust companies
and banks
11 Policy fees required or represented by applications
19 From all other sources viz Collectors overpayments 2824
items in suspense 10305

233829 53
7057 02
1910 41
51225 00
131 29
Total income
294153 25926
ComptrolleeGeneeal s Eeport
IIIDisbursements for the Year
1 Cash paid for accident and health 116118 87
16 Cash paid stockholders for interest on dividends 5000 00
17 Cash paid for commissions and bonuses to agents 17245 02
18 Cash paid for salaries and allowances to managers and
agents 458 36
20 Cash paid for salaries and all other compensation of officers
and other home office employees 38983 85
21 Cash paid for taxes on new premiums 2765 54
22 Cash paid for corporation i 812 61
23 Cash paid for insurance department fees and agents licenses 1246 82
24 Cash paid for rent 1 012 00
26 Cash paid for furniture fixtures and safes for home and
agency offices 1933 04
Cash paid for advertising 75106 printing and station
ery 483123 5582 29
Cash paid for legal expenses 354 80
Cash paid for the following items viz Policy fees allowed
agents 4989775 investigating and adjusting claims
251410 postage express and telegraph and telephone
391575 miscellaneous 86340 gross decrease in book
value of ledger assets bonds 5000 agents balances
charged off 3820 57219 20
27
28
29
30 Total disbursements 253432 40
IVAssets as per Ledger Accounts
6 Book value of bonds owned 214292 50
7 Cash in companys office 597 83
8 Cash deposited in banks 71847 94
13 Total net or ledger assets 286738 27
Other Assets
15 Interest accrued on bonds and stocks
3466 19
Extended at 290204 46
Items Not Admitted
Book value of ledger assets over market value bonds 1452 50
9 Total assets 288751 96
VLiabilities
5 Claims for accident and health in process of adjustment
and estimated expenses of settlement
12 Amount of national state or other taxes due etsimated
24071 42
3748 35
ComptrollerGenerals Eeport 927
13 Amount due on account of salaries rents and office
expenses 2793 25
16 Amount of any other liability of the company viz prem
iums paid in advance 106660 gross premiums on all
unexpired risks running 3 months Dec 1 1911 69
38250 items in suspense 19490 reserve to cover
liabilities 250000 pro rata 4625500 50016 50
17 Liabilities on policyholders account 80629 52
18 Gross surplus on policyholders account 208122 44
19 Total liabilities 288751 96
Business in Georgia During Year 1911
No Amount
Number and amount of policies on lives of citizens
of Georgia in force December 31 of previous
year 1388 4600 00
Number and amount of policies on the lives of citizens
of Georgia issued during the year 580 2151 00
Tota 1968 6751 00
Deduct number and amount which ceased to be in
force during the year 951 3136 00
Total number and amount of policies in force in
Georgia December 31 1911 1017 3615 00
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 21 1967 60
Amount of losses and claims on policies in Georgia
incurred during the year 261 8314 80
Total 282 102824
Amount of losses and claims on policies in Georgia
paid during the year 253 7454 37
What amount of premiums was collected or secured in Georgia during the
year in cash and notes or credits without any deduction for losses
dividends commissions or other expenses Total 1399055
THE METROPOLITAN CASUALTY INSURANCE CO OF NEW YORK
Eugene H Winslow President 8 Wm Burton Secretary
Home Office 47 Cedar St New York
Henry M North Augusta Attorney for Service in Georgia
TCapital Stock
1 Amount of capital paid
up in cash 200000 00928
ComptrollerGenerals Report
2 Amount of ledger assets as per balance
December 31 of previous year
824284 41
Extended at 824284 41
IIIncome
1 Gross premiums written and renewed during the year Ac
cident 15094102 health 4505356 plate glass
68652289 total 882517 47
2 Deduct reinsurance Accident 527669
health 21807 total 549476
3 Deduct return premiums on policies can
celled Accident 424017 health
148269 plate glass 1356174 total 19284 60
4 Deduct premiums on policies not taken
Accident 2365505 health 1131865
plate glass 10549470 total 140468 40
5 Total deductions Accident 3317191 health 1301941
plate glass 11905644 total
6 Net premiums Accident 11776911 health 3203415
plate glass 56746645 total
24 Gross interest on bonds and dividends on
stocks 25489 75
25 Gross interest on deposits in trust companies
and banks 538 04
30 Total gross interest and rents
36 From agents balances previously charged off
165247 76
717269 71
26027 79
6 24
39 Total income 743303 74

IIIDisbursements
1 Gross amount paid for losses Accident 5769106
health 1966101 plate glass 26172425 total
2 Deduct reinsurance Accident 671972
health 54640 total 7266 12
3 Deduct salvage Plate glass 3368 15
4 Total deductions Accident 671972 health 54640
plate glass 336815 total
33907632
1063427
5 Net amount paid policyholders for losses Accident 50
97134 health 1911461 plate glass 25835610 328442 05
17 Investigation and adjustment of claims viz Accident 825 25
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 3970254 health 1078557 plate glass
17416548 total 224653 59ComptrollerGenerals Report
929
28 Salaries fees and all other compensationof officers direc
tors trustees and home office employes
29 Salaries traveling and all other expenses of agents not
paid by commissions
30 Medical examiners fees and salaries
31 Inspections other than medical and claim
32 Rents
35 State taxes on premiums
36 Insurance department licenses and fees
37 All other licenses fees and taxes Agents licenses 3
81350 municipal licenses 135677 total
42 Legal expenses
43 Advertising
44 Printing and stationery
45 Postage telegraph telephone and express
46 Furniture and fixtures
47 Stockholders for interest or dividends
48 Other disbursements Auditor 38500 commercial agencies
and underwriters associations 323913 exchange on
bank checks 25487 home office expenses for toilet
supplies ice drinking water and rubber stamps 41590
53 Agents balances charged off
56 Total disbursements
IVLedger Assets
43774275 and stocks
4 Book value of bonds Wiio 19
56495 V
5 Cash in company a office
6 Deposits in trust companies and banks not on interest
7 Deposit in trust companies and banks on interest
8 Premiums in course of collection viz On
policies or renewals issued on or after
Oct 1 1911 Accident 1927892
health 912487 plate glass 12002529
total
On policies or renewals issued prior to
Oct 1 1911 Accident 22028 health
15400 plate glass 226466 total
148429 08
2638 94
Total
26 Other ledger assets viz Reinsurance loss account
30 Ledger assets
NonLedger Assets
32 Interest due 8000 and accrued 474414 on bonds
39 Market value of bonds and stocks over book value
79971 25
20031 76
1813 90
8 50
7475 04
7800 19
3475 59
5170 27
1215 75
1305 77
10691 07
6330 14
992 11
20000 00
4294 90
208 46
725706 19
630307 70
1871 50
1000 00
56652 44
151068 02
982 30
841881 96
4824 14
7949 80
43 Gross assets
854655 90930 ComptrollerGenerals Report
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to October
1 1911 2638 94
56 Admitted assets 852 01 fi Qfi
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 372020 health 264076 plate glass
1004254 total i640350
3 Losses and claims resisted Accident 555000 health
35000 plate glass 100000 total 6900 00
4 Total losses and claims Accident 927020 health 2
99076 plate glass 1104254 total 23303 50
21 Gross premiums less reinsurance upon all unexpired risks
running one year or less from date of policy 726
79674 unearned premiums 50 per cent 363 398 37
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1911 viz Accident 649973 health
309296 plate glass 3910104 total 48693 73
29 Salaries rents expenses bills accounts fees etc due
or acerued 1373 86
30 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement g gn an
35 Reinsurance 74
46 Total amount of all liabilities except capital 444132 70
47 Capital actually paid up in cash 200000 00
48 Surplus over all liabilities 207 884 26
49 Surplus as regards polieyholders 407884 26
50 Total liabilities gg9 01g gg
Business in Georgia During Year
Gross premiums less return premiums on risks written or re
newed during the year Accident 551296 health
165563 plate glass 171143 total 8880 02
Gross losses paid Accident 485871 health 160781 plate
glass 74872 total 7 215 24ComptrollerGenerals Report
931

NATIONAL CASUALTY COMPANY OF DETROIT MICHIGAN
W G Curtis President franklin S Dewey Secretary
Home Office 422 Majestic Blag Detroit Michigan
A M Crosby Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
December 31st of previous year 298149 2o
Extended at
298149 25
IIIncome
2 Gross premiums written and renewed during the year
736915 00
Accident and health v
3 Total Accident and health 736913 00
6 Deduct reinsurance 766388 return premiums 1
27750 premiums on policies not taken 1705885
n 26000 23
total deductions
7 Net premiums Accident
and health 710912 77
18 Total net cash actually received for premiums 710912 77
19 Policy fees required or represented by application
20 Interest on mortgage loans
21 Interest on collateral loans
22 Interest on bonds and dividends on stock
23 Interest on deposit
24 Interest from all other sources
46 66
345 00
11097 85
187 94
85 93
26 Total interest and rents
32 Prom all other sources viz Gross increase by adjust
ment in book value of ledger assets stocks
11763 38
2350 00
38 Total income
768226 15
IIIDisbursements
3169 49
1 Gross amount paid for losses Accident and health 287360 26
2 Beinsurance Accident and health
3 Net amount paid policyholders for losses Accident and
health
4 Investigation and adjustment of claims Accident and
health
284190 77
4791 47
5 Totals Accident an
d health 288982 2432
ComptbollerGexekal s Report
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health
38 Policy fees retained by agents
19 Stockholders for interest or dividends amount declared
during the year 1600000
20 Salaries fees and all other compensation of officers
directors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
24 Rents
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
33 Loss on sale or maturity of ledger assets viz Bonds
37 All other disbursements viz Gross decrease by adjust
ment in book value of ledger assets bonds 65169
traveling 727037 general expense 279935 agents
balances charged off 384121 total
4i Total disbursements
IVLedger Assets
2 Mortgage loans on real estate first liens
3 Loans secured by pledge of bonds stocks or other col
laterals
4 Book value of bonds excluding interest 23025178
and book value of stocks 2610000 total
5 Cash in companys office 114504 deposited in banks
4425381 total
7 Other ledger assets viz Agents balances secured
298656 premiums in course of collection on policies
or renewals issued on or after October 1 1911 4
02200 total
249970 87
43010 30
16000 00
50037 31
23679 31
11235 53
17812 71
2555 82
4606 59
10065 60
9754 22
1489 36
203 73
14562 62
743966 21
7100 00
6550 00
256351 78
45398 85
700856
11 Ledger assets 322 409 19
NonLedger Assets
12 Interest due 26200 and accrued 12820
on mortgages
13 Interest accrued on bonds
14 Interest due 3600 and accrued 6500
on collateral loans
15 Interest accrued on other assets
390 20
3924 29
101 00
175 00
Total
4590 49ComptbollebGeneeals Eepoet
34 Other nonledger assets viz
37 Gross assets
Furniture and supplies
Deduct Assets Not Admitted
40 Furniture and fixtures supplies printed matter and sta
tionery
51 Admitted assets
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident and health
4 Losses and claims resisted Accident and health
5 Total losses and claims Accident and health
14 Deduct reinsurance
15 Net unpaid claims except liability claims
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 7134630
unearned premiums 50 per cent 8673 U
21 Total unearned premiums
22 Commissions brokerage and other charges due or to
become due to agents or brokers on policies issued
subsequent to October 1 19 viz Accident and
health
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
32 Advance premiums 100 per cent
33 Other liabilities viz Estimated amount hereafter pay
able for federal State and other taxes based upon the
business of the year of this statement 1115000
estimated expense of investigation and adjustment of
unpaid claims 50000 total
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash
44 Surplus over all liabilities
80380 68
45 Surplus as regards policyholders
46 Total liabilities
933
30000 60
356999 68
30000 00
326999 68
18758 00
1549 00
20307 00
750 00
19557 00
19557 00
8673 15
1005 00
200 00
5533 85
11650 00
46619 00
280380 68
326999 68934
ComptrollerGenerals Report
Business in the State of Georgia During the Year
fiross premiums received on risks written or renewed during
the year Accident and health
Gross losses paid Accident and health
8106 32
3085 36

NATIONAL SURETY COMPANY OF NEW YORK N Y
William B Joyce President Hubert J Hewitt Secretary
Home Office 115 Broadway New York City
Boyd Perry Atlanta Attorney for Service in Georgia
ICapital Stock
1Amount of capital paid up
in cash 1500000 00
2 Amount of ledger assets as per balance
December 31st of previous year 5619727 82
Extended at
5619727 82
IIIncome
2 Gross premiums written and renewed during the year
Fidelity 162433104 surety 227803501 burglarv
and theft 63210156 total 4534467 61
6 Deduct reinsurance return premiums and cancellations
Fidelity 36562299 surety 57993379 burglary and
theft 17994244 total 1125499 22
7 Net premiums Fidelity 125870805 surety 1698
10122 burglary and theft 45215912 total 3408968 39
20 Interest on mortgage loans 923 83
22 Interest on bonds and dividends on stock 162117 97
23 Interest on deposit 12 116 14
24 Interest from all other sources 2 633 61
25 Gross rents from companys property 7 155 35
26 Total interest and rents 534 943 qq
27 Profit on sale or maturity of ledger assets viz Real
estate 160000 bonds 938998 total
32 From all other sources viz Miscellaneous income 1
73819 miscellaneous suspense items 202616 agents
balances previously charged off 2000 total
10989 98
3784 35
38 Total income 4 3
608689 62
ComptrollerGenerals Report 935
IIIDisbursements
1 Gross amount paid for losses Fidelity 68131168
surety 59020498 burglary and theft 18268139
total
2 Deduct salvage and reinsurance Fidelity 27850558
surety 25377667 burglary and theft 3343o02 smnJ
total
3 Net amount paid policy holders for losses Fidelity 402
80610 surety 33642831 burglary and theft 149
24637 total V
4 Investigation and adjustment of claims Fidelity 43
99444 surety 3519199 burglary and theft 957002
total
5 Totals Fidelity 44680054 surety 37162030 bur
glary and theft 15881639 total 9Vd 6
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Fidelity and surety 63265222 burglary and theft
14564674 total 788 96
19 Stockholders for interest or dividends amount declared
during the year 18000000 1iM w
20 Salaries fees and all other compensation of officers
directors trustees and home office employees 39Uoii b
21 Salaries traveling and all other expenses of agents not
paid by commissions
22 Consulting attorney resident vicepresident and attorney
infact fees ikkto 95
23 Inspections other than medical
24 Rents
25 Repairs and expenses other than taxes on real estate 27WJ 08
26 Taxes on real estate
27 All other taxes licenses and insurance department fees 76il 4
28 Legal expenses 823 u
29 Advertising 3o979 20
30 Printing and stationery
31 Postage and express telephone and telegraph w oo
32 Furniture and fixtures
33 Loss on sale or maturity of ledger assets viz Real
estate 144727 bonds 279492 stocks 121000
total
37 All other disbursements viz Incidentals 2994796
insurance 73899 exchange 16508 traveling ex
pense 1602597 development 888924 Surety
Association of America 246729 bonded attorneysd36
CompteollebGeneeals Report
54918 bills of lading 25715 agents balances
charged off 52653 total
59567 39
46 Total disbursements 2770885 09

IVLedger Assets
1 Book value of real estate 163553 70
2 Mortgage loans on real estate first liens 970000 other
than first 361560 total 13315 60
4 Book value of bonds excluding interest 3135797 79
arid book value of stocks 134253138 total 4478329 17
5 Cash in companys offices and in transit 4826118 de
posited in banks 53961397 total 587875 15
6 Bills receivable 14202 87
7 Other ledger assets viz Premiums in course of collec
tion 853989 42
8 Accts Rec 1212217 reinsurance due on losses paid
6768451 advanced on contracts 8457680 advance
for R R Inspection 1398189 suspense items 14
92971 CityCharnberlain 1500000 suspended banks
9429679 excise reinsurance com 4367457 total 34626d 44
11 Ledger assets 6457532 35
NonLedger Assets
12 Interest on mortgages
13 Interest on bonds
499 07
35600 50
10
Of
fl
Total 36099 57
Gross premiums in course of collection
viz On policies or renewals issued sub
sequent to October 1 19 Fidelity
13801099 surety 32378452 bur
glary and theft 9464660 total 556442 11
On policies or renewals issued prior to
October 1 19 Fidelity 6165519
surety 22542612 burglary and theft
1046600 total 297547 31
Total
34 Other nonledger assets viz Interest accrued on bank
balances 292041 tax exemption on bonds i of 1
on 30000000 150000 total
ruv
37 Gross assets
853989 42
4420 41
6498052 33
ComptbollerGenerals Report
937
Deduct Assets Xot Admitted
39 Bills receivable
40 Cash in companys offices
41 Suspense items
42 Advanced on contracts
43 Gross premiums in course of collection
written prior to October 1 1911
44 Book value of ledger assets over market
value viz Stocks and bonds 66
98500 cash in suspended banks 34
29679 accounts receivable ii62217
reinsurance on losses paid 4864542
total
14202 87
7567 65
14929 71
13674 36
297547 31
161549 38
Total
51 Admitted assets
509471 28
5988581 05
VLiabilities
2 Losses and claims in process of adjustment Fidelity
10404651 surety 39946996 burglary and theft
1502172 total
4 Losses and claims resisted Fidelity 12889715 surety
26821165 burglary and theft 1650743 total
518538 19
413616 23
5 Total losses and claims Fidelity 23294366 surety
66768161 burglary and theft 3152915 total 932154 42
14 Deduct reinsurance
912 61
15 Net unpaid claims except liability claims 843241 81
16 Estimated expenses incident to settlement of unpaid claims
viz Fidelity 731036 surety 2525452 burglary
and theft 116479 33729 67
19 Gross premiums less reinsurance upon all
unexpired risks running one yer or less
from date of policy 284358202 un
earned premiums 50 per cent 1421791 01
Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 67428106
unearned premiums pro rata 421278 01
Total unearned premiums as shown by recapitulation 1843069 02
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to Oct 1 1911 viz Fidelity 2760220 surety
6475690 burglary and theft 1892952 total
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
20
21
111288 42
8509 S1
938 ComptrollerGenerals Eepokt
27 Dividends due stockholders 45065 00
30 Return premiums 8412 02
31 Reinsurance 16653 91
33 Other liabilities viz estimated amount for federal state
and other taxes hereafter payable 5000000 advance
premiums 100 per cent 724022 Empire State Surety
Co 500000 bond and mortgage 850000 Munich
Reinsurance Co real estate 18990 total 70930 12
42 Total amount of all liabilities except capital 2980899 88
43 Capital actually paid up in cash 1500000 00
44 Surplus over all liabilities 1507681 17
45 Surplus as regards policyholders 3007681 17
46 Total liabilities 5988581 05
Business in State of Georgia During Year
Gross premiums received on risks written or renewed during the
year Fidelity 1507369 surety 1505808 burglary
and theft 202505 total 32156 82
Gross losses paid Fidelity 848995 surety 1326658
burglary and theft 91250 total 22669 03
NEW YORK PLATE GLASS OF NEW YORK
Major A White President J Carroll French Secretary
Home Office Maiden Lane and William St New York
Coke S Davis Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 200000 00
2 Amount of ledgr assets as per balance
December 31st of previous year 982098 68
Less outstanding premiums 17979 72
Extended at 854118 96

IIIncome
1 Gross premiums unpaid December 31 last year Plate
glass 127979 72
2 Gross premiums written and renewed during the year
Pate glass 807813 15
3 Totcl Plate glass 935792 87ComptrollerGenerals Report
m

4 Deduct gross premiums now in course of collection Plate
glass
148151 99
5 Entire premiums collected during year Plate glass
6 Deduct reinsurance return premiums and cancellations
Plate glass
7 Net premiums Plate
22 Interest on bonds and dividends on stock
23 Interest on deposit
24 Interest from all other sources
787640 88
175199 36
612441 52
31468 84
909 54
8 49
26 Total interest and rents
27 Profit on sale or maturity of ledger assets Stocks
33 Agents balances previously charged off
32386 87
6368 58
257 29
38 Total income
651454 26
IIIDisbursements
1 Gross amount paid for losses Plate glass
2 Deduct salvage and reinsurance Plate glass
3 Net amount paid polieyholders for losses Plate glass
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Plate glass
19 Stockholders for interest or dividends
20 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
24 Kents
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
33 Loss on sale or maturity of ledger assets stocks
37 All other disbursements Traveling expenses 320619
underwriters Association 229210 sundry office ex
penses 164622 agents balances charged off 1
31950 total
308568 02
11570 13
296997 89
217115 01
32000 00
60576 05
4717 11
10092 41
15464 12
330 86
1223 15
2593 55
3254 22
2767 44
3787 25
8464 01
46 Total disbursements
659383 0Z
IVLedger Assets
4 Book value of bonds excluding interest 14749778 and
book value of stocks 64470119 total
792198 9740 ComptrollerGenerals Report
5 Cash in companys office 405604 deposited in banks
4993514 total 53991 18
llLedger assets 846190 15
NonLedger Assets
13 Interest accrued on bonds 2291 50
19 Gross premiums in course of collection viz
On policies or renewals issued subse
quent to Oct 1 1911 Plate glass 145
75849 total 14575849
On policies or renewals issued prior to
Oct 1 1911 Plate glass 2393 50
33 Total 148151 99
37 Gross assets 996633 64
Deduct Assets Not Admitted
43 Gross premiums in course of collection writ
ten prior to October 1 1911 2393 50
44 Book value of ledger assets over market
value viz bonds and stocks 58513 97
Total 60907 47
51 Admitted assets
VLiabilities
1 Losses and claims Plate glass 10990 54
2 Losses and claims in process of adjustment Plate glass 5211 00
3 Total losses and claims Plate glass 16201 54
19 Gross premiums less reinsurance upon all
onexpired risks running one year or less
from date of policy 62138244 un
earned premiums 50 per cent 310691 22
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 4523593
unearned premiums pro rata 22160 20
21 Total unearned premiums as shown by recapitulation 332851 42
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1911 viz Plate glass 4717S 29

935726 17ComptrollerGenerals Report
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
27 Dividends due stockholders
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 200000 00
44 Surplus over all liabilities 326494 92
45 Surplus as regards policyholders
46 Total liabilities
Business in Georgia During the Year
Gross premiums received on risks written or renewed during the
year Plate glass
Gross losses paid Plate glass
941
5000 00
8000 00
409231 25
526494 92
935726 17
2389 74
790 69
NORTH AMERICAN ACCIDENT INSURANCE COMPANY OF
CHICAGO ILLINOIS
E C Waller President A E Forrest Secretary
Home Office 209 South LaSalle Street Chicago Illinois
Shepard Bryan Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year 724501 50
Extended at
IIIncome
1 Gross premiums writtenand renewed during the year Ac
cidentno on
2 Deduct reinsurance Accident 6808
3 Deduct return premiums on policies can
celled Accident 5146 45
4 Deduct premiums on policies not taken Ac
cident 5304323
724501 50
112929599
5 Total deductions Accident
65087 90
6 Net premiums Accident 1064208 09
20 Policy fees required or represented by applications 252320 00942
ComptrollerGenerals Eeport
22 Gross interest on mortgage loans 8302 61
23 Gross interest on collateral loans 2690 89
24 Gross interest on bonds and dividends on
stocks less1 43231 accrued interest on
bonds acquired during 1911 20667 36
25 Gross interest on deposits in trust com
panies and banks 769 37
28 Gross interest from all other sources
advances to agents 70 84
30 Total gross interest and rents 32501 07
36 From agents balances previously charged off 1017 20
37 Gross profit on sale or maturity of ledger assets viz
Bonds 2000 00
39 Total income 1352046 36
IIIDisbursements
1 Gross amount paid for losses Accident
2 Deduct reinsurance Accident
401465 85
889 16
5 Net amount paid policyholders for losses Accident
17 Investigation and adjustment of claims viz Accident
22 Policy fees waived or retained by agents
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident
28 Salaries fees and all other compensation of officers direc
tors trustees and home office employes
29 Salaries traveling and all other expenses of agents not
paid by commissions
30 Medical examiners fees and salaries
32u Rents
35 State taxes on premiums
36 Insurance department licenses and fees
37 All other licenses fees and taxes Federal corporation tax
50778 municipal licenses and taxes 168633 total
42 Legal expenses
43 Advertising
44 Printing and stationery
Postage telegraph telephone and express
Furniture and fixtures
47 Stockholders for interest or dividends
48 Other disbursements Traveling expense 1474490 bank
exchange 110811 incidental expense 577310
hospital fees 493454 total
45
46
400576 69
5215 78
252320 00
394884 02
96793 38
41412 57
2896 00
19319 69
16287 91
14183 71
2194 11
1281 08
2659 23
18985 22
16461 00
3199 56
30000 00
26560 65
ComptrollerGeneral s Report
943
53 Agents balances charged off
54 Gross loss on sale or maturity of ledger assets viz Bonds
2487 77
20 00
56 Total disbursements 1347738 37
IVLedger Assets
2 Mortgage loans on real estate
3 Loans secured by pledge of bonds stocks or other
collaterals
4 Book value of bonds
5 Cash in company a office
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz On
policies or renewals issued on or after
Oct 1 1911 Accident
On policies or renewals issued prior to Oc
tober 1 1911 Accident
152200 00
42400 00
459206 25
2422 68
10942 44
27843 49
24545 28
1964 56
24 Totals
25 Bills receivable
26 Other ledger assets viz Cash in branch office for current
use
26509 84
6200 58
1084 21
30 Ledger assets
728809 49
NonLedger Assets
31 Interest accrued on mortgages
32 Interest due 350000 and accrued 3
86330 on bonds
33 Interest accrued on collateral loans
2309 30
7363 30
230 38
Total
40 Other nonledger assets vi
furniture and fixtures
9902 98
11000 00
43 Gross assets
749712 47
Deduct Assets Not Admitted
45 Bills receivable
46 Furniture and fixtures
49 Premiums in course of collection written
prior to Oct 1 1911
50 Overdue and accrued interest on bonda in
default
51 ook value of ledger assets over market
value viz Bonds
6200 58
11000 00
1964 56
3500 00
1731 35
Total
56 Admitted assets
24396 49
725315 98944
COMPTEOLLEEGrENEBAL s REPORT
VLiabilities
1 Losses and claims reported or in process of adjustment
Accident 40941 00
3 Losses and claims resisted Accident 9715 00
4 Total losses and claims Accident 50656 00
6 Net unpaid claims except liability claims Accident 50656 00
7 Estimated expenses oi investigation and adjustment of
unpaid claims Accident 500 00
8 Total losses and claims Accident
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 33233417 un
earned premiums 50 per cent
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 457500 un
earned premiums pro rata
51156 00
166167 08
4200 00
23 Total unearned premiums as shown by recapitulation 170367 08
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1911 viz Accident 7363 58
29 Salaries rents expenses bills accounts fees etc due or
accrued 4005 87
30 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement 16000 00
36 Advance premiums 30624 43
46 Total amount of all liabilities except capital
47 Capital actually paid up in cash
48 Surplus over all liabilities
279516 96
200000 00
245799 02
49 Surplus as regards policyholders
50 Total liabilities
445799 02
725315 98
Business in Georgia During the Year
Gross premiums less return premium on risks written or re
newed during the year Accident
Gross losses paid Accident
19071 17
12076 43
ComptrollerGenerals Eeport
945
THE OCEAN ACCIDENT AND GUARANTEE CORPORATION LIMITED
OF LONDON ENGLAND
General Manager for the United States Oscar Ising
American Head Office 59 John Street New York City New York
William R MearuS Attorney for Service in Georgia
ICapital Stock
1 Amount of deposit capital 250000 00
2 Amount of ledger assets as per balance
December 31 of previous year 4535386 50
Extended at 4535386 50
96586 14
IIIncome
1 Gross premiums written and renewed during the year Ac
cident 43471091 health 13804530 liability 2
90290815 fiidelity 4537425 plate glass 8316654
steam boiler 8782576 burglary and theft 31501996
credit 55543889 auto property damage 26976215
workmen a collective 4046896 total 4872720 87
2 Deduct reinsurance Accident 4139414
health 105513 liability 398643
fidelity 39848 steam boiler 6
34416 burglary and theft 4340780
total
3 Deduct return premiums on policies can
celled Accident 1639463 health 7
82726 liability 27247419 fidelity
201114 plate glass 340195 steam
boiler 1166058 burglary and theft
1676059 credit 152111 auto prop
erty damage 3489205 workmens col
lective 203068 total
4 Deduct premiums on policies not taken
Accident 7019963 health 3042479
liability 44137488 fidelity 1
06991 plate glass 1548173 steam
boiler 1335509 burglary and theft
4418272 credit 355500 auto prop
erty damage 5246396 workmens
collective 217798 total
368974 18
674285 69
5 Total deductions Accident 12798840 heatlh 3930718
liability 71783550 fidelity 347953 plate glass
1888368 steam boiler 3135983 burglary and theft
10435111 credit 507611 auto property damage
8735601 workmens collective 420866 total 1139846 01946
ComptrollerGenerals Report
6 Net premiums Accident 30672251 health 9873812
liability 218507265 fidelity 4189472 plate glass
6428286 steam boiler 5646593 burglary and
theft 21066885 credit 55036278 auto property
damage 18240614 workmens collective 3626030
total i 3732874 86
22 Gross interest on mortgage loans 9000 00
24 Gross interest on bonds and dividends on stocks 147800 92
25 Gross interest on deposits in trust companies and banks 1616 81
28 Gross interest on notes received for premiums 1463 21
30 Total gross interest and rents 159880 94
27 Gross profit on sale or maturity of ledger assets viz bonds 13001 70
39Total income 3905757 50
IIIDisbursements
1 Gross amount paid for losses Accident 17813027
health 3701565 liability 120027161 fidelity
309856 plate glass 2598045 steam boiler 35
94368 burglary and theft 8382996 credit 407
02922 auto property damage 7813632 workmens
collective 1628139 total 2065717
2 Deduct reinsurance Accident 5153619
health 35126 liability 955724
steam boiler 2318820 burglary and
theft 2493219 total 109565 08
3 Deduct salvage Fidelity 126762 burg
lary and theft 31868 credit 75
03602 auto property damage 209749
total 78719 81
4 Total deduction Accident 5153619 health 35126
liability 955724 fidelity 126762 steam boiler
2318820 burglary and theft 2525087 credit 75
03602 auto property damage 209749 total
5 Net amount paid policy holders for losses Accident 126
59408 health 3666439 liability 119071437
fidelity 183094 plate glass 2598045 steam boiler
1275548 burglary and theft 5857909 credit
33199320 auto property damage 7603883 work
mens collective 1628139 total
17 Investigation and adjustment of claims viz Accident
1822845 health 531427 liability 24215643
fidelity 154652 plate glass 296367 steam boiler
292501 burglary and theft 1394269 credit 17
28997 auto property damage 1133358 workmens
collective 173206 total
11
18828489
1877432 22
317432 65ComptrollerGenerals Report
947
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes Ac
cident 10810323 health 3403255 liability 481
22331 fidelity 1137787 plate glass 2041913
steam boiler 1466761 burglary and theft 6317448
credit 10367236 auto property damage 4162636
workmens collective 731035 total 885607 25
28 Salaries fees and all other compensation of officers direc
tors trustees and home office employees 186136 90
29 Salaries traveling and all other expenses of agents not
paid by commissions 106053 18
31 Inspection other than medical and claim 55309 58
32 Rents 24168 26
35 State taxes on premiums 63641 55
36 Insurance department licenses and fees 4034 86
37 All other licenses fees and taxes Federal corporation tax
267294 agents licenses 317885 city and county
tax on premiums 365028 publication fees 71146 10213 53
42 Legal expenses 585 62
43 Advertising 805227
44 Printing and stationery 22713 17
45 Postage telegraph telephone and express 11597 36
46 Furniture and fixtures 25120 15
49 Surety bonds 25800 publication subscription 28253
auditors fees 150000 discount and exchange 1
02006 mercantile agency 1100 general expense
1521874 home office reinsurance fund 3223920
interest on investments and dividends to home office
6300000 total 113529 53
53 Agents balances charged off 214
54 Gross loss on sale or maturity of ledger assets viz Bonds 3790 00
56 Total disbursements 3717592 19
IVLedger Assets
2 Mortgage loans on real estate 150000 00
4 Book value of bonds 3949336 58
6 Deposits in trust companies and banks not on interest 5960 13
7 Deposits in trust companies and banks on interest 79693 72
8 Premiums in course of collection viz On
policies or renewals issued on or after
Oct 1 1911 Accident 4012307 health
1687370 liability 32632194 fidelity
405697 plate glass 1336853
steam boiler 1506670 burglary and
theft 2861676 automobile property
damage 2204761 workmens collective
282870 total 469303 98948
ComptrollerGenerals Report
On policies or renewals issued prior to
Oct 1 1911 Accident 229362 health
124829 liability 4570270 fidelity
60656 plate glass 81985 steam
boiler 10132 burglary and theft 3
31835 automobile property damage 2
51425 workmens collective 80702
total
57411 96
24 Total 526715 94
25 Bills receiveble 1664 44
27 Premium notes 10181 00
30 Ledger assets 4723551 81
NonLedger Assets
31 Interest accrued on mortgages
32 Interest accrued on bonds
1500 00
47639 79
Total
43 Gross assets
49139 79
772691 60
Deduct Assets Not Admitted
45 Bills receivable 1664 44
49 Premiums in course of collection written prior to October
1 1911 5741196
51 Book value of ledger assets over market value 137904 58
56 Admitted Assets 4575710 62
VLiabilities
1 Losses and claims adjusted Credit
2 Losses and claims reported or in process of adjustment ac
cident 5064500 health 1200000 fidelity 3
37900 plate glass 169000 steam boiler 102500
burglary and theft 1535000 credit 2014500 auto
property damage 1464000 workmens collective 2
91400 total
3 Losses and claims resisted Accident 75000 burglary
and theft 220000 credit 1750000 auto property
damage 312500 total
4 Total losses and claims Accident 5139500 health
1200000 fidelity 337900 plate glass 169000
steam boiler 102500 burglary and theft 1755000
credit 4831000 auto property damage 1776o00
workmen s eollective 291400
10665 00
121
00
23575 00
156028 00ComptrollerGenerals Report 949
5 Deduct reinsurance Accident 351000 burglary and
theft 627500 total 9785 00
6 Net unpaid claims except liability claims Accident 47
88500 health 1200000 fidelity 337900 plate glass
169000 steam boiler 102500 burglary and theft
1127500 credit 4831000 auto property damage
1776500 workmens collective 291400 total 146243 00
7 Estimated expenses of investigation and adjustment of un
paid claims Accident 200000 health 12500 plate
glass 10000 burglary and theft 15000 auto prop
erty damage 200000 workmens collective 20000
4575 0Q
total
8 Total losses and claims Accident 4988500 health
1212500 fidelity 337900 plate glass 179000
steam boiler 102500 burglary and theft 1142500
credit 4831000 auto property damage 1976500
workmens collective 311400 total 150818 00
16 Special reserve for unpaid liability losses 5o0oiy 8Z
17 Addition voluntary reserve in excess of statutory require
ments estimated by Ocean as necessary for unpaid
314400 18
liability losses
18 Special reserve for credit losses on policies expiring m
Oct Nov and Dec 1911 being fifty per cent of 187
75387 gross premiums received on said policies less
1062605 paid during said months on losses under said
policies
18a Additional reserve for credit losses expiring December
3ist 1911
Special reserve for accrued losses on credit policies in
force Dec 31st 1911 being 50 per cent of 25024984
unearned premiums on said policies
20 Total unpaid claims and expenses of settlement 1357074 92
21 Gross premiums less reinsurance upon all unexpired risks
running one year or less from date of policy 2416
547 65 unearned premiums 50 per cent lluo
22 Gross premiums less reinsurance upon all unexpired risks
running more than one year from date of policy 512
43533 unearned premiums pro rata
24 Commissions brokerage and other charges due or to be
come due toagents or brokers on poilcies issued on or
after October 1 1911 viz Accident 1432394 health
6 05766 liability 7538037 fidelity 120492
plate glass 471909 steam boiler 411320 burglary
and theft 881396 auto property damage 522528
workmen s collective 57705 total 45 47950
ComptbolleeGenebals Repoet
29 Salaries rents expenses bills accounts fees etc due or
accrued 5000 00
30 Estimated amount hereafter payable for federal state and
other taxes based upon the business of the year of this
statement 65000 00
34 Return premiums 14430 60
35 Reinsurance 34186 20
36 Advance premiums one hundred per cent 5240 00
38 Additional voluntary reserve for contingencies 250000 00
46 Total amount of all liabilities except capital 3289939 77
49 Surplus as regards policyholders 1285770 85
50 Total liabilities 4575710 62
Business in State of Georgia During Year
Gross premiums less return premiums on risks written or re
newed during the year Accident 358620 health
84081 liability 1191581 fidelity 255016 plate
glass 23991 steam boiler 17445 burglary and theft
266610 credit 929500 automobile property dam
age 170340 workmens collective 888837 total
Gross losses paid Accident 72713 health 12161 liability
1190310 fidelity 75275 plate glass 10213 burg
lary and theft 6212 credit 475252 automobile
property damage 214954 workmens collective 3
35712 total 23928 02
41860 21
PACIFIC COAST CASUALTY COMPANY OF SAN FRANCISCO CAL
E P Green President J Lichtenstein Secretary
Home Office 420 Merchants Exchange Building San Francisco Cal
P C Nasworthy Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 400000 00
2 Amount of ledger assets as per balance
December 31 of previous year 915297 21
Extended at 915297 21
IIIncome
1 Gross premiums unpaid December 31 of last year Ac
cident and health 14550 liability 19987310
fidelity 115347 surety 2099660 plate glassComptrollerGenerals Report 951
768887 burglary and theft 458182 auto property
damage 1178547 workmens collective 300688
total 249231 71
2 Gross premiums written and renewed during the year
Accident and health 3874111 liability 65243459
fidelity 1695988 surety 16356317 plate glass
3772204 burglary and theft 2997292 auto prop
erty damage 5719477 workmens collective 52
51890 total i049107 38
3 Total Accident and health 3888661 liability 852
30769 fidelity 1811335 surety 18455977 plate
glass 4541091 burglary and theft 3455474 auto
property damage 6898024 workmens collective
y2578 total 1298339 09
4 Deduct gross premiums now in course of collection
Liability 16410308 fidelity 337601 surety 29
13601 plate glass 797853 burglary and theft 6
17693 auto property damage 1238163 workmens
collective 1597000 total 239122 19
5 Entire premiums collected during the year Accident and
health 3888661 liability 68820461 fidelity 14
73734 surety 15542376 plate glass 3743238
burglary and theft 2837781 auto property damage
5659861 workmens collective 3955578 total 1059216 90
6 Deduct reinsurance return premiums and cancellations
Accident and health 30407 liability 21807458
fidelity 154709 surety 1600909 plate glass 6
91001 burglary and theft 713607 auto property
damage 1646404 workmens collective 601275
272457 70
total
7 Net cash actually received for premiums Accident and
health 3858254 liability 47013003 fidelity 13
19025 surety 13941467 plate glass 3052237
burglary and theft 2124174 auto property damage
4013457 workmens collective 3354303 total 786759 20
20 Interest on mortgage loans 642 00
21 Interest on collateral loans
22 Interest on bonds and dividends on stock 33472 50
23 Interest on deposit 2308 22
24 Interest from all other sources 21 32
26 Total interest and rents i 42314 87
32 From all other sources Advance premiums 334708
from agents balances previously charged off 110802952
CoMPTROLLERGrENEKAL S REPORT
gross increase by adjustment in book value of ledger
assets 45818 4913 28
38 Total income 833987 35
IIIDisbursements
1 Gross Amount paid for losses Accident and health
918692 liability 15994953 fidelity 41743
surety 1182770 plate glass 1400156 burglary
and theft 1028929 auto property damage 17
51775 workmens collective 1341709 total 236607 27
2 Deduct salvage and reinsurance Liability 307250
fidelity 37100 surety 192704 plate glass 3277
burglary and theft 60465 auto property damage
26970 total
6277 66
3 Net amount paid policyholders for losses Accident and
health 918692 liability 15687703 fidelity
4643 surety 990066 plate glass 1396879
burglary and theft 968464 auto property damage
1724805 workmens collective 1341709 total 230329 61
4 Investigation and adjustment of claims Accident and
health 171518 liability 6418432 fidelity 14611
surety 105528 plate glass 1710 burglary and
theft 32378 auto property damage 74628 work
mens collective 24227 total 68430 32
5 Totals Accident and health 1090210 liability 221
06135 fidelity 19254 surety 1095594 plate glass
1398589 burglary and theft 1000842 auto prop
erty damage 1799433 workmens collective 13
65936 total 298759 93
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health 1750030 liability 15071253
fidelity 489450 surety 4308062 plate glass 11
57038 burglary and tiheft 812052 auto property
damage 1290214 workmens collective 1149754
total 260278 53
19 Stockholders for interest or dividends 32000 00
20 Salaries fees and all other compensation of officers direc
tors trustees and home office employees 55321 37
21 Salaries traveling and all other expenses of agents not
paid by commissions 12709 87
23 Inspectionsother than medical 2476 05
24 Rents 4315 t0
27 All other taxes licenses and insurance department fees 8966 06
28 Legal expenses 2032 20
29 Advertising 2899 59
30 Printing and stationery 11811 15

ComptrollerGenerals Eeport 953
31 Postage and express telephone and telegraph 4911 12
32 Furniture and fixtures
33 Loss on sale or maturity of ledger assets State and
municipal taxes and fees miscellaneous 27028
personal property tax 1352 state corporation taxes
15800 total UVooao
37 All other disbursements Home office expense 713262
office expense excise bureau New York l301dl
agents balances charged off 929215 gross decrease
by adjustment in book value of ledger assets 2gQ
56402 total
719277 72
46 Total disbursements
IVLedger Assets
116000 00
2 Mortgage loans on real estate 712 559 46
4 Book value of bonds excluding interest
5 Cash in companys office 2910923 deposited in banks
15550147 total lOO 00
6 Bills receivable 16 736 68
8 Due by City of San Francisco under contract
1030006 84
11 Ledger assets
NonLedger Assets
670 31
12 Interest accrued on mortgages
13 Interest accrued on bonds
15 Interest due on other assets
12336 35
Total
19 Gross premiums in course of collection viz
On policies or renewals issued subse
i quent to Oct 1 1911 Liability 147
943 56 fidelity 232662 surety 17
07159 plate glass 797853 burglary
and theft 355214 auto property
damage 1238163 workmens collec
tive 1395459 total 204508
On policies or renewals issued prior to
October 1 1911 Liability 1685952
fidelity 104939 surety 1206442
burglary and theft 262479 work
mens collective 201541 total 34613
239122 19
Total
34 Other nonledger assets viz Furniture and fixtures 4
15542 printed matter and stationery 829058 total 12446 00
1293911 38
37 Gross Assets 954
CompteolleeGenerals Report
Deduct Assets Not Admitted
39 BilJs receivable j
40 Furniture and fixtures
41 Supplies printed matter and stationery
43 Gross premiums in course of collection
written prior to October 1 1911
45 Bonds
46 Deposit with Carnegie Trust Co in hands
of receiver
100 00
4155 42
8290 58
34613 53
12842 28
2396 47
Total
62398 28
51 Admitted assets 1231513 10
VLiabilities
1 Losses and claims adjusted Plate glass 180617
burglary and theft 269812 auto property damage
382040 workmens collective 183759 total 10162 28
2 Losses and claims in process of adjustment Surety 11
76017 plate glass 187360 burglary and theft
90000 auto property damage 212250 workmens
collective 259358 total 19213 85
3 Losses and claims resisted Auto property damage
71000 total 710 00
4 Total losses and claims Surety 1176017 plate glass
364377 burglary and theft 359812 auto property
damage 665290 workmens collective 443117
total
15 Estimated expenses incident to the settlement of unpaid
claims
16 Special reserve for unpaid liability losses
17 Voluntary reserve for unpaid liability losses
19 Gross premiums less reinsurance upon all
unexpired risks running one year or
less from date of policy 534789Q4
unearned premiums 50 per cent 267394 52
Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 48
35511 unearned premiums pro rata 22212 91
21 Total unearned premiums as shown by recapitulation
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to Oct 1 1911 viz Liability 4960477
fidelity 78116 surety 591687 plate glass 3
14358 Burglary and theft 135344 auto property
damage 398819 workmens collective 486413
total
30086 13
2810 49
105288 23
61200 00
20
289607 43
69652 14ComptrollerGenerals Eepoet 955
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
30 Return premiums l g4g Q2
31 Reinsurance 3347 Qg
32 Advance premiums 100 per cent
33 Other liabilities viz Interest paid in advance on mort
gages No 2 and No 3
35 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
12551 47
this statement
42 Total amount of all liabilities except capital 585679 26
43 Capital actually paid up in cash 400000 00
44 Surplus over all liabilities 240833 84
45 Surplus as regards policyholders
1231513 10
46 Total liabilities
PACIFIC MUTUAL LIFE INSURANCE COMPANY OF CALIFORNIA
r C I D Moore Secretary
Geo I Cochran President
Home Office Corner Sixth and South Olive Streets Los Angeles California
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
December 31 of previous year
Add portion of stockholders surplus trans
ferred from life department
714950 47
100000 00
Extended at
814950 47
IIIncome
1 Gross premiums written and renewed during the year
Accident 153174134 health 39672145 total 1928462 79
2 Deduct reinsurance Accident 3 00
3 Deduct return premiums on policies can
celled Accident 2080126 health
643016 total 21in 42
4 Deduct premiums on policies not taken
Accident 36021668 health 5476598
total
414982 66
5 Total deductions Accident 38105494 health 61
19614 total 44225108956
ComptrollerGenerals Report
6 Net premiums Accident 115068640 health 335
52531 total
20 Policy fees required or represented by applications
1486211 71
71350 00
22 Gross interest on mortgage loans
23 Gross interest on collateral loans
24 Gross interest on bonds and dividends on
stocks less 227945 accrued interest on
bonds acquired during 1911
25 Gross interest on deposits in trust com
panies and banks
13369 59
1306 66
9016 10
276 42
30 Total gross interest and rents
31 From other sources viz Ledger assets cash only re
ceived other than premiums received from other com
panies for assuming their risks
36 From agents balances previously charged off
37 Gross profit on sale or maturity of ledger assets viz Bonds
23968 77
8000 00
3305 87
3850 14
39 Total income 1596686 49
IIIDisbursements
1 Gross amount paid for losses Accident 48377718
health 15371642 total
2 Deduct reinsurance Accident 1290240
health 108852 total 13990 92
4 Total deduction Accident 1290240 health 108852
total
637493 60
13990 92
5 Net amount paid policyholders for losses Accident 470
87478 health 15262790 total 623502 68
17 Investigation and adjustment of claims viz Accident
458965 health 133249 total 5922 14
22 Policy fees retained by agents 71350 0O
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 37929361 health 10929792 total 488591 53
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 101002 14
29 Salaries traveling and all other expenses of agents not
paid by commissions 27 748 00
30 Medical examiners fees and salaries 15 946 92
31 Inspections other than medical and claim 1190 45
32 Bents including 720000 for companys occupancy of its
own buildings 20049 91
35 State taxes on premiums 20 235 24
36 Insurance department licenses and fees 4466 64
37 All other licenses fees and taxes viz Federal corpora
tion 1a x 400 city licenses 47600 income taxComftrollerGtenebals Report 957
117 insurance tax 3102 Co tax 2627 personal
property tax 8504 State license tax 260746 munici
pal tax 15000 State department examinations
w v ml
42 Legal expenses J gQ
43 Advertising
44 Printing and stationery
45 Postage telegraph telephone and express 7Zt o
4 294 oo
46 Furniture and fixtures
47 Stockholders for interest or dividends amount declared
during the year 8000000 80000 00
48 Other disbursements viz Dividends to policyholders
17710 y general expense 496595 amount paid for
business of the Republic Indemnity Company 12
68307 investment expenses 53389 total 18360 01
53 Agents balances charged off
56 Total disbursements 1546246 78
IVLedger Assets
2 Mortgage loans on real estate 517700 00
5 Cash in companys office 435635 in
course of transmission 3957407 total 43930 42
6 Deposits in trust companies and banks not
on interest 10313 81
Total 5424423
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1911 Accident 24995279
health 4079872 total 290751 51
On policies or renewals issued prior to Octo
ber 1 1911 Accident 202083 health
67361 total 2694 44
24 Total 293445 95
t n 865390 18
30 Ledger assets
NonLedger Assets
31 Interest accrued on mortgages 6639 27
40 Other nonledger assets viz Reinsurance due on account
765 92
claims
872795 37
43 Gross assets 958 ComptrollerGekeral s Report
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to October
1911 2694 44
56 Total admitted assets Accident department 87010093
life department 2249318598 total23363286 91
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 6333100 health 842200 total 71753 00
3 Losses and claims resisted Accident 16904 00
4 Total losses and claims Accident 8023500 health
842200 total 88657 00
5 Deduct reinsurance Accident 4 400 00
6 Net unpaid claims except liability claims Accident 75
83500 health 842200 total 84257 00
7 Estimated expenses of investigation and adjustment of un
paid claims Accident 100000 health 20000 total 1200 00
8 Total Accident 7683500 health 862200 total 85457 00
20 Total unpaid claims and expenses of settlement 85457 00
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 117286420 un
earned premiums fifty per cent 586432 10
23 Total unearned premiums 586 432 10
24 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued on or after
October 1 1911 viz Accident 8049672 health
1312586 total 93622 58
29 Salaries rents expenses bills accounts fees etc due or
accrued 2256 98
30 Estimated amount hereafter payable for federal State and
other taxes based upon the business of the year of this
statement 24000 0Q
36 Advance premiums one hundred per cent 12 832 27
44 Total liabilities accident department 804600 93
45 Total liabilities life department 20756436 77
46 Total amount of all liabilities except capital 21561037 70
47 Capital actually paid up in cash 1000000 00ComptrollerGenerals Report 959
48 Surplus over all liabilities including life
department 73674921 802249 21
49 Surplus as regards policyholders 1802249 21
50 Total liabilities 23363286 91
Business in the State of Georgia During the Year
Gross premiums less return premiums on risks written or re
newed during the year Accident 3222759 health
1451925 total 46746 84
Gross losses paid Accident 1448164 health 826675
total 2274839
PENINSULAR CASUALTY COMPANY JACKSONVILLE FLA
M D Johnson President C E Clarke Secretary
Home Office Bisbee Building Jacksonville Fla
Wm A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 125000 00
2 Amount of ledger assets as per balance
December 31 of previous year 151049 38
Extended at 151049 38
IIIncome
1Gross premiums unpaid December 31 last year Accident
and health 182675 plate glass 32191 burglary
and theft 11500 workmens collective 255645
industrial sick benefit 437060 total
2 Gross premiums written and renewed during
Accident and health 1825933 plate glass
burglary and theft 174026 workmens
3951304 industrial sick benefit 2848081
the year
181346
collective
2 total
2 Total Accident and health 2008608 plate glass 2
13537 burglary and theft 185526 workmens col
lective 4206949 industrial sick benefit 289
17872 total
4 Deduct gross premiums now in course of collection Ac
cident and health 470388 plate glass 37321 burg
lary and theft 68675 industrial sick benefit 16
41905 total
9190 71
346134 21
355324 92
22182 89960
ComptrollerGeneral s Report
5 Entire premiums collected during the year Accident and
health 1538220 plate glass 176216 burglary and
theft 116851 workmens collective 4206949
industrial sick benefit 27275967 total 333142 03
6 Deduct reinsurance return premiums and cancellations
Accident and health 827097 plate glass 66369
burglary and theft 33476 workmens collective
281674 industrial sick benefit 480519 total 16891 35
7 Net premiums Accident and health 711123 plate
glass 109847 burglary and theft 83375 work
mens collective 3925275 industrial sick benefit
26795448 total 316250 68
20 Interest on mortgage loans 1619 98
21 Interest on collateral loans 135 56
22 Interest on bonds and dividends on stock 4638 85
25 Gross rents from companys property 226 43
26 Total interest and rents
27 Profit on sale or maturity of ledger assets Dividend un
paid 382400 bills payable 400000 total
32 From all other sources Profit on sale of real estate
6620 82
7824 00
7985 00
38 Total income 338680 50
IIIDisbursements
1 Gross amount paid for losses Accident 51239 health
242060 plate glass 38681 burglary and theft
20100 workmens collective 2107834 industrial
sick benefit 10699773 total 131596 87
2 Deduct salvage and reinsurance Accident 12730
health 2143 total 148 73
3 Totals Accident 38509 health 239917 plate glass
38681 burglary and theft 20100 workmens col
lective 2107834 industrial sick benefit 106
99773 total 131448 14
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 263390 plate glass 38870 burglary and
theft 28103 workmens 977206 industrial benefit
33050 total 1340619
19 Stockholders for interest or dividends 18750 00
20 Salaries fees and all other compensation of officers direc
tors trustees and home office employees 13588 19
21 Salaries traveling and all other expenses of agents not
paid by commissions 141407 86
22 Medical examiners fees and salaries 110 30
24 Rents 4745 95ComptrollerGenerals Beport
26 Taxes on real estate
27 All other taxes licenses and insurance Department tees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
33 Loss on sale or maturity of ledger assets Keal estate
31925 bonds 10000 total
37 11 other disbursements Industrial debit purchase 2
38000 expense general 230449 interest miscell
6038 expense investment 25000 total
961
85 78
4136 82
1176 21
1913 60
3445 39
2270 49
805 70
419 25
4994 87
46 Total disbursements
342704 74
IVLedger Assets
2 Mortgage loans on real estate
3 Loans secured by pledge of bonds stocks or other col
laterals
4 Book value of bonds excluding interest
5 Cash in companys office 229288 deposited m banks
252065 total
8 Due from agents
11 Ledger assets
24750 00
6050 00
103579 15
4813 53
7832 46
147025 14
NonLedger Assets
12 Interest accrued on mortgages
13 Interest accrued on bonds
14 Interest on collateral loans
16 Bents accrued on companys property or
lease
729 65
977 50
242 00
420 00
Total
18 Market value of bonds and stocks over book value
19 Gross premiums in course of collection
viz On policies or renewals issued sub
sequent to Oct 1 1911 Accident and
health 470388 plate glass 37321
burglary and theft 68675 industri
sick benefits 1641905 total
2369 15
113 85
22182 89
Total
22182 89
37 Gross assets
171691 03962
ComptrollerGenerals Report
VLiabilities
1 Losses and claims in process of adjustment workmen
collective
2 Losses and claims resisted Workmens collective
3 Total losses and claims Workmens collective
4 Deduct reinsurance
15 Net unpaid claims except liability claims
19 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 1254363
unearned premiums 50 per cent
6271 81
21 Total unearned premiums as shown by recapitulation
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to Oct 1 1911 Accident 117597 plate glass
9340 burglary and theft 17169 total
27 Dividends due stockholders
28 Due and to become due for borrowed money
41 Reserve on industrial sick benefit policies
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 125000 00
44 Surplus over all liabilities 18230 41
46 Total liabilities
Business in State of Georgia During Year
Gross premiums received on risks written or renewed during
the year Workmens collective 1563067 Industrial
sick benefit 43660 total
Gross losses paid Workmens collective 984996 industrial
sick benefit 9735 total
1300 00
250 00
1550 00
250 00
1300 00
6271 81
144 06
3824 00
4000 00
11623 75
28460 62
45 Surplus as regards policyholders 143 230 41
171691 03
16067 27
9947 31
THE PREFERRED ACCIDENT INSURANCE CO OF NEW YORK
Kimball C Atwood President Wilfred C Potter Secretary
Home Office 290 Broadway New York N Y
Wm A Wright Atlanta Attorney for Service in Georgia
1 Amount of capital paid up
in cash
ICapital Stock
700000 00ComptrollerGenerals Report
963
2 Amount of ledger assets as per balance
December 31 of previous year 2264512 78
3 Increase of paidup capital during the year 350000 00
Extended at
2614512 78

IIIncome
1 Gross premiums written and renewed during the year
Accident 126801475 health 34477145 liability
10478257 burglary and theft 2712904 auto prop
erty damage 6567921 total 1810377 02
2 Deduct reinsurance Accident 2253566
health 153003 liability 164016
burglary and theft 190767 total
3 Deduct return premiums on policies can
celled Accident 456511 health 2
35337 total
4 Deduct premiums on policies not taken
Accident 12500109 health 5833276
liability 2230946 burglary and theft
413095 auto property damage 14
90299 total
27613 52
6918 48
224677 25
259209 25
5 Total deductions Accident 15210186 health 62
21616 liability 2394962 burglary and theft 6
03892 auto property damage 1490299 total
6 Net premiums Accident 111591289 health 282
55529 liability 8083295 burglary and theft 21
09042 auto property damage 5077622 total 1551167 77
22 Gross interest on mortgage loans
24 Gross interest on bonds and dividends on
stocks less 605800 accrued interest on
bonds acquired during 1911
25 Gross interest on deposits in trust com
panies and banks
26 Gross interest from all other sources viz
Agency account of Upham Bros 15906
and W A Ogden 12000 total
1895 84
74544 14
5600 94
279 06
30 Total gross interest and rents
39 Total income
82319 98
1633487 75
IIIDisbursements
1 Gross amount paid for losses Accident 39662489
health 10650245 liability 89000 burglary and
theft 19663 nto pnperty damage 68158 total
504895 55964
ComptrollerGenerals Report
2 Deduct reinsurance Accident 511816
health 22307 total 5341 23
3 Deduct salvage Auto property damage 25 00
499529 32
29
30
31
4 Total deduction Accident 511816 health 22307
auto property damage 2500 total 5366 23
5 Net amount paid policyholders for losses Accident 391
50673 health 10627938 liability 89000 burglary
and theft 19663 auto property damage 65658
total
17 Investigation and adjustment of claims viz Accident
685896 health 342947 liability 142112 bur
glary and theft 520 auto property damage 96612
total
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 36271072 health 8230105 liability 18
01441 burglary and theft 595395 auto property
damage 1206898 total
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Medical examiners fees and salaries
Inspections other than medical and claim
32 Rents
35 State taxes on premiums
36 Insurance department licenses and fees
37 All other licenses fees and taxes viz Federal corpora
tion tax 47024 city fees and taxes 128129 county
fees and taxes 1431 all other fees 25260 total
42 Legal expenses
43 Advertising
44 Printing and stationery
45 Postage telegraph telephone and express
46 Furniture and fixtures
47 Stockholders for interest or dividends amount declared
during the year 13300000
48 Other disbursements viz Bank exchange 102473
moving furniture 9760 car fare 4831 ice 3570
water 12840 laundry 23447 porters 10550
bureau of publicity 54250 Intl Claim Assn 2000
Intl Underwriters Assn 7000 Workmens Comp
Bureau 10000 wedding present 10000 Inps elec
tions 4000 deposit vault rent 6667 petty items
6940 total 2683 28
54 Gross loss on sale or maturity of ledger assets viz Bonds 31 25
12680 87
481049 11
131771 31
38519 77
17207 42
1035 36
17250 94
21567 36
4417 11
2018 44
3177 54
6214 75
17407 75
8053 17
2223 99
119000 00
56 Total disbursements
1385838 74ComptbollebGenebals Bepobt 965
IVLedger Assets
2 Mortgage loans on real estate first liens 7o000 00
4 Book value of bonds 208983935 and
stocks 21509436 total 23049dd
5 Cash in companys office V d8
6 Deposits in trust companies and banks not
50000 00
on interest
7 Deposits in trust companies and banks on
interest
126077 85
Total
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1911 Accident 16231894
health 4057974 liability 5865516
burglary and theft 1491379 autoim
bile property damage 3499790 total 311465 53
On policies or renewals issued prior to
October 1 1911 Accident 2739801
health 684950 total 34247 51
345713 04
24 Totals 893 75
25 Bills receivable
26 Other ledger assets viz Advances to agentsDisjt
2862161 79
30 Ledger assets
NonLedger Assets
19956 99
32 Interest on bonds
2882118 78
43 Gross assets
Deduct Assets Not Admitted
45 Bills receivable 823 7o
49 Premiums in course of collection written
prior to October 1 1911 34247 51
51 Book value of ledger assets over market
value viz Bonds and stocks 110
01927 advances to agents 961344
total 119632
Total 1547397
1 2727414 81
56 Admitted assets
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 9117072 health 1506784 burglary and
theft 155000 auto property damage 191000 total 109704 56966
ComptrollerGeneral s Report
22500 health
3 Losses and claims resisted Accident
357500 total
4 Total Accident 9940172 health 1864284 burglary
and theft 155000 auto property damage 191000
total
5 Deduct reinsurance Burglary and theft
8 Total losses and claims Accident 10140172 health
1864284 burglary and theft 129167 auto property
damage 201000 total
17 Special reserve for unpaid liability losses
20 Total unpaid claims and expenses of settlementj
21 Gross1 premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 140991758 un
earned premiums fifty per cent and
Pro rata 753265 85
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 563822 un
earned premiums pro rata 5267 99
23 Total unearned premiums
24 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued on or after
October 1 1911 viz Accident 3905201 health
1356392 liability 874782 burglary and theft 2
76271 auto property damage 499837 total
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 Estimated amount hereafter payable for federal State and
other taxes based upon the business of the year of this
statement
31 Dividends declared and unpaid to stockholders
35 Reinsurance
36 Advance premiums one hundred per cent
37 Other liabilities viz Reserve for contingent installment
policy claims 11890400 additional voluntary reserve
for contingencies 25000011 total
11800 00
121504 56
358 33
6 Net unpaid claims except liability claims Accident 99
40172 health 1864284 burglary and theft 119167
auto property damage 191000 total 121146 23
7 Estimated expenses of investigation and adjustment of un
paid claims Accident 200000 burglary and theft
10000 auto property damage 10000 total
2200 00
123346 23
5480 61
128826 84
758533 84
69124 83
7147 90
24000 00
14000 00
6265 90
2950 00
143904 00
46 Total amount of all liabilities except capital 1154 753 31
ComptrollerGenerals Report
967
47 Capital actually paid up in cash
700000 00
48 Surplus over all liabilities 82661 50
r il 1572661 50
49 Surplus as regards pohcyholdeis J
50 Total liabilities
2727414 81
Business in the State of Georgia During the Year
Gross premiums less return premiums on risks written or re
newed during the year Accident 728413 health
219801 burglary and theft 15000 total 9632 14
Gross losses paid Accident 297097 health 93919 total 3910 16

ROYAL CASUALTY COMPANY OF ST LOUIS MISSOURI
Geo E Dickson President H B Olive Secretary
Home Office Seventh and Olive Sts St Loins Mo
W A Wright Attorney for Service b GeorSa
TCapital Stock
1 Amount of capital paid
up in cash 0 100000 00
2 Amount of ledger assets as per balance
December 31 of previous year 117109 1
1

Extended at
IIIncome
1 Net premiums Accident lxii0 health 9126923
T
total
19 Policy fees required or represented by applications
20 Interest on mortgage loans less accrued
interest 22723 538 t14
22 Interest on bonds and dividends on stock 90
23 Interest on deposit and certificate of
Deposit 360 4
117169 74
91455 23
51711 00
26 Total interest and rents
27 Profit on sale or maturity of ledger assets Due lulls
17264 buttons 3268 cancelled checks lss2
miscellaneous 2387 total
5742 58
417 44
153326 25
38 Total income
968
ComptrollerGenerals Report
IIIDisbursements
1 Gross amount paid for losses Accident 1653675
health 1600021 death 264734 total 35184 30
4 Investigation and adjustment of claims Accident
16000 health 20345 total 363 45
5 Total Accident 1669675 health 1620366 death
264734 total 35j547 75
14 Commissions or brokerage less amount received on return
premiums and reinsurance
18 Policy fees retained by agents
20 Salaries fees and all other compensation of officers
directors trustees and home office employees
22 Medical examiners fees and salaries
24 Rents
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
37 All other disbursements Telegraph 5214 telephone
25703 exchange 8473 traveling expenses 165801
P H Pickrell 180000 prizes 20620 bonuses
16600 pocket books 20000 subscription to maga
zines 1700 agents expenses 18133 miscellaneous
29184 agents balances charged off 474285 total 9657 13
29349 32
55750 93
18859 27
13 51
2180 00
3397 39
652 20
629 90
3667 47
3250 98
483 80
46 Total disbursements 163 439 65
IVLedger Assets
2 Mortgage loans on real estate
5 Cash in companys office 5482 deposited in banks
4790152 total
11 Ledger assets 107056 34
59100 00
47956 34
NonLedger Assets
12 Interest due 21600 and accrued 72278
on mortgages 938 78
15 Interest due 21667 and accrued 64500
on certificates of deposit 861 67
Total
34 Other nonledger assets viz Bills received 99594 fur
niture and fixtures 120000 printing and stationery
1800 45ComptrollerGenerals Eeport
969

200000 premiums in course of collection 337390
due bills 32100 total
Total
321 00
7890 84
37 Gross assets 116747 63
Deduct Assets Not Admitted
39 Bills receivable 995 94
40 Furniture and fixtures I200 00
41 Supplies printed matter and stationery
42 Due bills
4516 94
51 Admitted assets 112230 69
VLiabilities
1 Losses and claims in process of adjustment Accident
92947 health 198133 total
2 Losses and claims resisted Health 10800 death and
exp of inv 32500 total
3 Total losses and claims Accident 92947 health
208933 death and exp of inv 32500 total
19 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
onesixtieth per cent of 764359 12740 unearned
premiums 50 per cent of 133225 67612 total
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
32 Advance premiums 100 per cent
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash
44 Surplus over all liabilities
3555 55
2910 80
433 00
3343 80
80352
3172 07
1355 75
45 Surplus as regards polycyholders
46 Total liabilities
8675 14
103555 55
112230 69
Business in State of Georgia During Year
Gross premiums received on risks written or renewed during
the year Accident and health
Gross losses paid Accident 74422 health 170040 total
5634 36
2444 62970 ComptrollerGeneral s BepobT
royal indemnity company of new york
Edward F Beddall President J Harold Pearch Secretary
Head Office 84 William Street New York N Y
Milton Dargan Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 500000 00
2 Amount of ledger assets as per balance
January 19 1911 1048811 11
3 Increase of paidup capital during the
year 500000 00
Extended at 1548811 11
IIIncome
1 Gross premiums written and renewed during the year
Accident 4168914 health 1767366 liability
51041453 fidelity 3585027 surety 1280011
plate glass 4554118 steam boiler2141995 burg
lary and theft 5255789 fly wheel 621378 auto
property damage 10147577 workmens collective
424276 total 849S79 04
2 Deduct reinsurance Accident 454846

health 77776 liability 572368
fidelity 253197 surety 114625
steam boiler 120656 burglary and
theft 702219 1ly wheel 63623
automobile property damage 566613
total 29259 23
3 Deduct return premiums on policies can
celled Accident 69850 health
31345 liability 1947542 fidelity
105686 surety 1938 plate glass
94726 steam boiler 16613 burglary
and theft 192921 fly wheel 1035
automobile property damage 645280
total 31069 39
4 Deduct premiums on policies not taken
Accident 660276 health 356142
liability 11249925 fidelity 212511
surety 172546 plate glass 717029
steam boiler 517500 burglary 1111
theft 517ON tly wheel 37553 auto
mobile property damage 2204756
workmens collective 280940 total 169868 19
5 Total deductions Accident 1184972 health 465563
liability 13769835 fidelity 601427 surety 2T
ComptrollerGenerals Report
971
89109 plate glass 811755 steam boiler 654769
burglary and theft 1442451 fly wheel 102211
automobile property damage 3416649 workmens
collective 280940 total
6 Net premiums Accident 2983942 health 1301803
liability 37271618 fidelity 2983600 surety 9
90902 plate glass 3742363 steam boiler 14
87226 burglary and theft 3813338 fly wheel
519167 automobile property damage 6730928
workmens collective 143336 totals
24 Gross interest on bonds and dividends on stocks less
1849879 accrued interest on bonds acquired during
1911
25 Gross interest on deposits in trust companies and banks
32 Premiums on issue of additional capital stock of 500
00000 par value 100 per chare
33 Increase to surplus paid in by stockholders
39 Total income
230196 81
619682 23
25871 32
1484 68
11084 47
300000 00
958122 7Q
IIIDisbursements
1 Gross amount paid for losses Accident 87194 health
68781 liability 4077594 fidelity 72500 plate
glass 348101 burglary and theft 198648 auto
property damage 1028869 workmens collective
31875 total 59135 62
2 Deduct reinsurance Accident 1800
health 3750 liability 2500 auto
property damage 158555 total 1666 05
3 Deduct Salvage Fidelity 72500 burg
lary and theft 5000 automobile prop
erty damage 6920 total 844 20
4 Total deductions Accident 1800 health 3750
liability 2500 fidelity 72500 burglary and theft
5000 automobile property damage 165475 total
5 Net amount paid policy holders for losses Accident
85394 health 65031 liability 4075094 plate
glass 348101 burglary and theft 193648 auto
property damage 863394 workmens collective
31875 total 56025 37
17 Investigation and adjustment of claims viz Accident
17079 health 13006 liability 2093362 fidelity
30 plate glass 69622 steam boiler 41794
burglary and theft 38730 fly wheel 14590 auto
property damage 281606 workmens collective
4048 total 25738 67
5510 25972
ComptrollerGeneral s Report
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 539095 health 228855 liability 64
96972 fidelity 492635 surety 197287 plate
glass 747274 steam boiler 109489 burglary and
theft 766304 fly wheel 89351 automobile property
damage 1203078 workmens collective 9088 total 108794 28
28 Salaries fees and all other compensation of officers
directors trustees and home office employees 41311 89
29 Salaries traveling and all other expenses of agents not
paid by commissions 142942 87
31 Inspections 8393 86
32 Eents 13704 42
35 State taxes on premiums 1405 78
36 Insurance department licenses and fees 7438 99
37 All other licenses fees and taxes Tax under secured
debts law of State of New York 358151 agents
licenses 435825 publication fees 30971 total 824947
42 Legal expenses 7696 32
43 Advertising 4206 94
44 Printing and stationery 50098 54
45 Postage telegraph telephone and express 11949 42
46 Furniture and fixtures 25100 99
48 Other disbursements Employes fidelity bonds 28825
subscriptions to publications 14350 head office
sundry expenses 373974 total 4171 49
53 Agents balances charged off 750 86
54 Gross loss on sale or maturity of ledger assets viz
Bonds 10 91
56 Total disbursements 518591 07
IVLedger Assets
4 Book value of bonds 1699931 65
5 Cash in companys office 1070 75
6 Deposits in trust companies and banks not on interest 5284 62
7 Deposits in trust companies and banks on interest 99115 90
8 Premiums in course of collection viz
On policies or renewals issued on or
after Oct 1 1911 Accident 1259808
health 577079 liability 9200976
fidelity 948091 surety 348062
plate glass 1221359 steam boiler
956739 burglary and theft 11
06373 fly wheel 103579 automobile
property damage 1592993 workmens
collective 45836 total 173608 95
On policies or renewals issued prior to Oc
tober 1 1911 Accident 77978

CompteollebGeneeals Eepoet
health 21021 liability 390027
fidelity 93504 surety 17900 plate
glass 40480 steam boiler 21350
burglary and theft 32842 fly wheel
133510 automobile property damage
104475 total 9330 87
973
Total
182939 82
30 Ledger assets
NonLedger Assets
32 Interest accrued on bonds
1988342 74
24005 24
43 Gross assets 2012347 98
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to October
1 1911
51 Book value of ledger assets over market value viz
Bonds
9330 87
9169 08
56 Admitted assets W848 03
VLiabilities
1 Losses and claims Fidelity
2 Losses and claims reported or in process of adjustment
Accident 554714 health 15500 fidelity 1529
plate glass 136290 burglary and theft 223241
auto property damage 264800 workmens collective
2000 total
3 Losses and claims resisted Automobile property damage
20000 total
400 00
11980 74
200 00
4 Total losses and claims Accident 554714 health
15500 fidelity 41529 plate glass 136290 burg
lary and theft 223241 automobile property damage
284800 workmens collective 2000 total
7 Estimated expenses of investigation and adjustment of
unpaid claims Plate glass 3500 burglary and theft
11500 automobile property damage 20000 total
12580 74
350 00
8 Total losses and claims Accident 554714 health
15500 fidelity 41529 plate glass 139790 burg
lary and theft 234741 automobile property damage
304800 workmens collective 2000 total
17 Special reserve for unpaid liability losses
12636 77
37639 77
20 Total unpaid claims and expenses of settlements
50570 51974
ComptrollerGenerals Report
21 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 53657313
unearned premiums 50 per cent 268286 56
22 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 4042992
unearned premiums pro rata 36768 00
23 Total unearned premiums as shown by recapitulation 305054 56
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on
or after October 1 1911 viz Accident 420836
health 182955 liability 2059075 fidelity 2
32524 surety 88634 plate glass 320418 steam
boiler 228432 burglary and theft 319896 fly
wheel 31856 automobile property damage 354616
Workmens collective 14749 total 42539 91
29 Salaries rents expenses bills accounts fees etc due
or accrued 7135 03
30 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement 8838 00
46 Total amount of all liabilities except capital 414138 01
47 Capital actually paid up in cash 1000000 00
48 Surplus over all liabilities 579710 02
49 Surplus as regards policyholders 1579710 02
50 Total liabilities 1993848 03
Business in Georgia During Year
Gross premiums less return premiums on risks written or
renewed during the year Accident 228583 health
170033 liability 437777 fidelity 87425 surety
33600 plate glass 28128 steam boiler 21225
burglary and theft 31600 fly wheel 45475 auto
property damage 76392 total 11602 38
Gross losses paid Alcident 15162 health 4340 liability
110809 plate glass 636 steam boiler 9358
burglary and theft 41957 fly wheel 3267 auto
property damage 40156 total 2256 85ComptbolleeGeneeals Eepoet 975
southern states fire casualty insurance co of
birmingham alabama
Robert Northrup President W Wf Haralson Secretary
Principal Office BrownMarx Building Birmingham Ala
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 410620 00
2 Amount paid up in cash 410620 00
IIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 11400 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 285047 50
12 Cash in companys principal office 157 91
13 Cash belonging to the company deposited in
bank certificates of deposit and cash 211125 95
Total cash items 211283 86
15 Interest due and accrued on stocks and bonds not included
in market value uncollected 4781 73
17 Cash in hands of agents and in course of transmission 43993 08
Total assets of the company actual cash market value 556506 17
IIILiabilities
1 Losses due and unpaid 22813 40
4 Total gross amount of claims for losses 22813 40
5 Deduct reinsurance thereon 2730 00
6 Net amount of unpaid losses 20083 40
11 Total unearned premiums carried out fire 6005810
casualty 1174307 total 71801 17
18 Amount of borrowed money liability acct nonadmitted
assets
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Due other insurance companies 6584 54
Sundry liabilities account rent salaries etc l08 79
20 Total amount of all liabilities except capital stock scrip
and net surplus 101422 41976
ComptrollerGeneral s Report
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
Fire Risks Casualty
1 Gross premiums and bills in
course of collection at
close of last previous
year as shown by that
years statement 11041 75 1586 79
410620 00
44463 76
556506 17
3 Net collected 1104175 1586 79
4 Gross premiums on risks
written and renewed dur
ing the year 151206 37 35042 23
5 Total 162248 12
6 Deduct premiums and bills
in course of collection at
this date 33955 43
36629 02
6329 55
7 Entire premiums collected
during the year 128292 69
8 Deduct reinsurance and re
turn premiums 50187 58
30299 47
9 Net cash actually received
for premiums carried
out 78105 11 30299 47
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources Surplus
paid in
12 Income received from all other sources omitting increase
if any in value of securities viz Rents
13 Received for increase of capital
118404 58
18069 91
35157 18
3299 44
44770 00
15 Aggregate amount of income actually received during the
year in cash 219701 11
VExpenditures During the Year
Fire Risks Casualty
1 Gross amount actually paid
for losses including 6
55701 losses occurring in
previous years 49625 50 15112 37ComptrollerGeneral s Report
977
2 Deduct all amounts actually
received for salvage
whether on losses of the
last or of previous year 12928 02
Net amount paid during the
year for losses 36697 48 15112 37 51809 85
6 Paid for commissions or brokerage 33624 69
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 46511 68
8 Paid for State national and local taxes in this and other
States 2380 14
9 All other payments and expenditures viz Purchase fiscal
agents contracts 1666666 all other expenditures
3383535 total 50502 01
Aggregate amount of actual expenditures during the year
in cash 184828 37
VIRisks and Premiums
Fire Bisks Premiums Thereon
In force on the 31st day of December
1911 1242517 00 28239 35
2 Written or renewed during 1911 6856400 00 151206 37
3 Total 8098917 00 179445 72
4 Deduct those expired and marked off as
terminated in 1911 2536743 00 59360 79
5 In force at end of year 1911 5562174 00 120084 93
6 Deduct the amount reinsured in other
companies 1157012 00 22759 21
7 Net amount in force 4405162 00 97325 72
8 Greatest amount insured in any one risk Fire 750000 casualty
2500000
Business in the State of Georgia During the Year
Fire marine and inland risks written 435783 00
Premiums received gross 6928 50
Losses paid 648 19
Losses incurred 680 03978
ComptrollerGeneral s Report
THE STANDARD ACCIDENT INSURANCE CO OF DETROIT MICH
Lem W Bowen President M W OBrien Secretary
Home Office Penobscot Building Detroit Michigan
E V Carter Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
December 31st of previous year 3391411 19
Extended at 3391411 19

IIIncome
1 Gross premiums unpaid December 31 last year Accident
22817423 health 3597189 liability 11574646
auto property damage 1106753 workmens collective
1115214 total
2 Gross premiums written and renewed during the year
Accident 143448175 health 20487438 liability
155292413 auto property damage 14695060 work
mens collective 4079867 total
402112 25
3380029 53
3 Total Accident 166265598 health 24084027
liability 166867059 auto property damage 158
01813 workmens collective 5195081 total 3782141 78
4 Deduct gross premiums now in course of collection Acci
dent J99l7564 health 2938214 liability 146
93516 auto property damage 1644931 workmens
collective 1316554 total
405707 79
7
Entire premiums collected during the year Accident
146288034 health 21146413 liability 1521
7354 auto property damage 14156882 workmens
collective 3878527 total 3376433 99
Deduct reinsurance return premiums and cancellations
Accident 29591440 health 5298715 liability 281
78406 auto property damage 3029202 workmens
iliective 181639 total 662784 02
Net premiums Accident 116697594 health 158
47698 liability 123995137 auto property damage
11127680 workmens collective 3696888 total 2713649 97
18 Total net cash actually received for premiums 2713649 97
19 Policy fees required or represented by applications 39033 00
20 Interest on mortgage loans 15568 08
ComptrollerGenerals Report
979
21 Interest on collateral loans 1687 50
22 Interest on bonds and dividends on stock 139897 05
23 Interest on deposit 1703 35
24 Interest from all other sources 244 68
26 Total interest and rents
27 Profit on sale or maturity of ledger assets
Bonds
159100 66
1942 90
38 Total income 2913726 53

IIIDisbursements
1 Gross amount paid for losses Accident 53918685
health 5724585 liability 52985649 auto property
damage 4640690 workmens collective 2062930
total 1193325 39
2 Deduct salvage and reinsurance Accident 11103 45
3 Net amount paid policyholders for losses Accident 528
08340 health 5724585 liability 52985649 auto
property damage 4640690 workmens collective 20
62930 total 1182221 94
4 Investigation and adjustment of claims Accident 10
99428 health 76457 liability 16785067 auto
property damage 153771 workmens collective
49763 total 181644 86
5 Totals Accident 53907768 health 5801042 liability
69770716 auto property damage 4794461 work
mens collective 2112693 total 1363866 80
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 34569998 health 5056521 liability
29551538 auto property damage 2804175 work
men s collective 909434 total 728916 66
18 Policy fees retained by agents 39033 00
19 Stockholders for interest or dividends amount declared
during the year 7000000 70000 00
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 146595 80
21 Salaries traveling and all other expenses of agents not paid
by commissions 141896 56
23 Inspections other than medical 23841 82
24 Rents 9020 00
25 Repairs and expenses other than taxes on real estate 5 00
27 All other taxes licenses and insurance department fees 69341 78
29 Advertising 19206 15
30 Printing and stationery 26995 01
31 Postage and express 17788 06
32 Furniture and fixtures 1619 62980
ComptrollerGenerals Report
33 Loss on sale or maturity of ledger assets viz Gross de
crease by adjustment in book value of bonds
37 All other disbursements viz Agents balances charged
off 133301 traveling expenses of home office em
ployees 555650 sundry expenses 833581 total
8978 95
15225 32
46 Total disbursements 2682330 53
IVLedger Assets
2 Mortgage loans on real estate first liens 229775 00
3 Loans secured by pledge of bonds stocks or other collaterals 50000 00
4 Book value of bonds excluding interest 3199123 03
5 Cash in companys office 628355 deposited in banks
13762561 total 143909 16
11 Ledger assets 3622807 19
NonLedger Assets
12 Interest accrued on mortgages 2495 24
13 Interest accrued on bonds 27693 38
14 Interest due 56250 and accrued 5000
on collateral loans 612 50
Total
18 Market value not including interest in item 13 of bonds
and stocks over book value
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1911 Accident 183
79759 health 2738416 liability
13791716 auto property damage 15
42946 workmens collective 1277988
total 377308 25
On policies or renewals issued prior to
October 1 1911 Accident 1597805
health 199798 liability 901800
auto property damage 101985 work
mens collective 38566 total 28399 54
30801 12
7738 47
33 Totals
405707 79
37 Gross assets 4067054 57
Deduct Assets Not Admitted
43 Gross premiums in course of collection
written prior to October 1 1911if
28399 54
CompteolleeGteneeals Eepoet
981

44 Book value of ledger assets over market
value viz Collateral loan
8200 00
Total
36599 54
51 Admitted assets
4030455 03
YLiabilities
1 Estimated expenses incidental to settlement of unpaid
claims Accident 426725 health 19650 auto prop
erty damage 32816 workmens collective 10852
total
2 Losses and claims in process of adjustment Accident
3711842 health 153785 auto property damage 3
95788 workmens collective 39645 total
3 Losses and claims reported proofs not received Accident
13285536 health 1326565 auto property damage
15 95608 workmens collective 550737 total
4 Losses and claims resisted Accident
5 Total losses and claims Accident 22340103 health
1500000 auto property damage 2024212 work
mens collective 601234 total
16 Special reserve for unpaid liability losses
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 205574416 un
earned premiums 50 per cent 1027872 09
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 5495917
unearned premiums pro rata 25371 00
21 Total unearned premiums
22 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued subsequent to
October 1 1911 viz Accident 5501361 health 8
86293 liability 3282438 auto property damage
379554 workmens collective 323330 total
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
30 Return premiums
31 Reinsurance
32 Advance premiums 100 per cent
33 Other liabilities viz Additional liability reserve to be
used as required
4900 43
43010 60
167584 46
49160 00
264655 49
486220 20
750875 69
1053243 09
103729 76
63612 24
16978 88
2238 19
4198 89
135000 00
42 Total amount of all liabilities except capital 2129876 74982 ComptrollerGenerals Report
43 Capital actually paid up in cash 500000 00
44 Surplus over all liabilities 1400578 29
45 Surplus as regards policyholders 1900578 29
46 Total liabilities 4030455 03
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Accident 1938057 health 246233
liability 581437 auto property damage 97902
total 28636 29
Gross losses paid Accident 820464 health 76576 lia
bility 274568 auto property damage 5560 total 11771 68
UNITED STATES BRANCH OF
THE THAMES MERSEY MARINE INSURANCE COMPANY LIMITED
OF GREAT BRITAIN AND IRELAND
United States Manager H K Fowler
Head Office in United States 8292 Beaver Street New York City N Y
A j Farie Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 300000 00
2 Amount of Ledger assets as per balance
December 31 of previous year 840596 31
Extended at 840596 31
IIIncome
1 Gross premiums written and renewed during the year
Marine 1304313 14
2 Deduct reinsurance return premiums and cancellations
Marine 555596 31
18 Total net cash actually received for premiums 648946 16
22 Interest on bonds and dividends on stock 24150 00
29 Received from an for account of home office 232131 59
38 Total income
905227 75ComptrollerGeneral s K kport
983
IIIiDisbursements
1 Gross amount paid for losses Marine 399610 76
OS Beduet salvage and reinsurance Marine 21S777 60
13 Total lf 6
14 Commissions or brokerage less amount received on return
premiums and reinsurance 0
20 Salaries fees and all other compensation of officers
directors trustees and home office employees 33f72 53
21 Salaries traveling and all other expenses of agents not
paid by commissions o98 7
24 Eents 031 25
27 All other taxes licenses and insurance department fees 27449 yO
28 Legal expenses 91
30 Printing and stationery 9
31 Postage and express Jouu
32 Furniture and fixtures
38 Underwriters boards and tariff associations 914 06
39 Inspection and surveys 4 98
40 Miscellaneous expenses i M8P si
41 Remitted to and paid for account of home office 501961 32

46 Total disbursements 834200 43
iyLedger Assets
4 Book value of bonds excluding interest 40342050 and
book value of stocks 26066300 total 664083 50
5 Cash in companys office 3293 deposited in banks
W3270 total ftjg f
3876 62
208040 40
6 Bills receivable
8 Agents balances representing business written subsequent
Oct 1 1911
9 Agents balances representing business written prior to
Oct 1 1911 1Q757 48
911623 63
11 Ledger assets
NonLedger Assets
13 Interest accrued on bonds
A1 TCOTHAHC
37 Gross assets 914942 38
3318 75

i
Deduct Assets Not Admitted
s in course of collection written prior to
43 Gross premium
October 1 1911
44 Book value of ledger assets over market value
10757 48
72158 50
51 Admi
tted assets 832026 40984
CompteollebOtenebal s Report
VLiabilities
1 Losses and claims adjusted Marine
2 Deduct reinsurance
3 Net unpaid claims except liability claims
19 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 10140259
unearned premiums 50 per cent 50701 30
20 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 63369 98
21 Total unearned premiums as shown by recapitulation
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1911 viz Marine
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
30 Return premiums and reinsurance
32 Estimate amount hereafter payable for federal state and
other taxes based upon the business of the year of
this statement
264297 00
85924 00
178373 00
45 Surplus as regards polieyholders
46 Total liabilities
Business in Georgia During Year
Gross premiums received on risks written or renewed during
the year Marine
Gross losses paid Marine
114071 28
3854 00
4500 00
115426 92
17500 00
42 Total amount of all liabilities except capital 433725 20
43 Capital actually paid up in cash 300000 00
44 Surplus over all liabilities 96201 20
396201 20
829926 40
6166 52
388 93
THE TITLE GUARANTY SURETY COMPANY OF SCRANTON PA
L A YVatros President J H Law Secretary
Home Office 516 Spruce Street Scranton Penn
D 1 Mclntyre Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash
71282000
ComptrollerGenerals Eeport
985
2 Amount of ledger assets as per balance
December 31 of previous year 2253338 73
3 Decrease of paidup capital during the
year 50000000 new capital paid in
during year 21282000 total 28718000
Extended at
1966158 73

IIIncome
1 Gross premiums written and renewed during the year
Surety 129847312 title 177096 total
2 Deduct reinsurance Surety 202780 10
3 Deduct return premiums on policies can
celled Surety 109163 19
5 Total deductions Surety
6 Net premiums Surety 98652983 title 177096 total
22 Gross interest on mortgage loans
23 Gross interest on collateral loans
24 Gross interest on bonds and dividends on stocks less 2
82437 accrued interest on bonds acquired during 1911
25 Gross interest on deposits in trust companies and banks
26 Gross interest from all other sources Miscellaneous
29 Gross rents from companys property including
for companys occupancy of its own buildings
1300244 08
311943 29
988300 79
5009 94
94 64
44181 92
2268 11
173 97
9500 00
30 Total gross interest and rents
31 From other sources By decrease of capital stock 500
00000 title department search fees 288574 total
36 Prom agents balances previously charged off
37 Gross profit on sale or maturity of ledger assets viz
Bonds
61228 58
502885 74
30 77
496 38
39 Total income
1552941 76
IIIDisbursements
1 Gross amount paid for losses Surety 49511085
45000 total
3 Deduct salvage Surety
title
5 Net amount paid policyholders for losses Surety 39S
81580 title 45000 total
17 Investigation and adjustment of claims viz Surety
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Surety
28 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
495500 85
96295 05
399265 80
62608 72
174896 81
95096 13986
ComptrollerGenerals Report
29 Salaries traveling and all other expenses of agents not
paid by commissions 189057 15
32 Rents including 800000 for companys occupancy of it
own buildings 13666 65
33 Repairs and expenses other than taxes on real estate 3509 59
34 Taxes on real estate 1357 18
35 State taxes on premiums 14804 76
36 Insurance department licenses and fees 11406 77
Federal corporation tax Capital stock tax 5598 55
Legal expenses 884 80
Advertising 9 362 27
44 Printing and stationery 19720 07
45 Postage telegraph telephone and express 27592 14
46 Furniture and fixtures 9224 26
Stockholders for interest or dividends 25000 00
General Expenses 32517 14
Title department expenses 4248 11
Agents balances charged off 2475 39
Gross loss on sale or maturity of ledger assets viz Bonds 2995 74
Gross decrease by adjustment in book value of ledger
assets viz Bonds 180620 87
38
42
43
47
19
50
53
54
55
56 Total disbursements
1285908 90
IVLedger Assets
1 Book value of real estate 120204 82
2 Mortgage loans on real estate first liens 63600 00
4 Book value of bonds 1192660 18
3558 56
5 Gash in companys office
6 Deposit in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1911 Surety 19720589
title 85955 total
On policies or renewals issued prior to
October 1 1911 Surety
16000 00
328249 52
19806544
129570 08
24 Totals 327635 52
26 Other ledger assets viz Advances on contracts 5653728
bills receivable 5416344 real estate mortgages and
judgments 7058227 total 181282 99
30 Ledger assets 2233191 59
NonLedger Assets
31 Interest accrued on mortgages 3 838 61
32 Interest accrued on bonds 7365 44
Total
11204 05ComptrollerGenerals Report 987
40 Other nonledger assets viz Amount advanced U S
Treasury dept in reexamination of company 4000 uu
2246395 64
43 Gross assets
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to October
1 1911 129570 08
51 Book value of ledger assets over market value viz
4o283 yo
Bonds
2071541 63
56 Admitted assets
VLiabilities
2 Losses and claims reported or in process of adjustment
loOjOlO 4y
Surety 9
3 Losses and claims resisted Surety
8 Total losses and claims Surety 376171 0
21 Gross premiums less reinsurance upon
all unexpired risks running one year
or less from date of policy 64331525
unearned premiums 50 per cent 321657 63
22 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 160
82881 unearned premiums pro rata 80414 40
23 Total unearned premiums as shown by recapitulation 402072 03
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1911 viz Surety 3765 b
29 Salaries rents expenses bills accounts fees etc due or
ficpruGu
30 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement 4Q
35 Reinsurance
46 Total amount of all liabilities except capital 88284 39
47 Capital actually paid up in cash 712820 00
48 Surplus over all liabilities 475874 24
IT SS 694 24
49 Surplus as regards policyholders J00
50 Total liabilities 2071541 63988
ComptrollerGeneral s Report
Business in Georgia During Year
Gross premiums less return premiums on risks written or
renewed during the year Surety
Gross losses paid Surety
10909 41
6819 01
THE TRAVELERS INDEMNITY COMPANY OF HARTFORD CONN
Sylvester C Dunham President Louis F Butler Secretary
Home Office 700 Main Street Hartford Connecticut
Herbert F Rascher Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 1000000 00
2 Amount of Ledger assets as per balance
December 31 of previous year 1641163 74
Extended at 1641163 74
IIIncome
1 Gross premiums written and renewed during the year
Accident 3757977 health 364230 liability 66
10046 steam boiler 18193344 fly wheel 1098423
auto property damage 61542538 total
2 Deduct reinsurance Steam boiler i
79558 fly wheel 342372 total 8219 30
3 Deduct return premiums on policies can
celed Accident 30438 health 3500
liability 736862 steam boiler 13
47494 fly wheel 188997 auto prop
damage 5313707 total 76209 98
4 Deduct premiums on policies not taken
Accident 723624 health 106753
steam boiler 1567767 fly wheel
89601 auto prop damage 11827406
total 143151 51
915665 58
5 Total deductions Accident 754062 health 110253
liability 736862 steam boiler 3394819 fly wheel
620970 auto prop damage 17141113 total
227580 79
6 Net premiums Accident 3003915 health 253977
liability 5873184 steam boiler 14798525 fly
wheel 477453 auto prop damage 44401425
total
21 Inspections
688084 79
580 9ft
ComptrollerGenerals Eeport
989

22 Gross interest on mortgage loans
23 Gross interest on collateral loans
24 Gross interest on bonds and dividends on
stocks less 249916 accrued interest
on bonds acquired during 1911
25 Gross interest on deposits in trust com
panies and banks
24902 52
6069 39
40457 78
1318 97
30 Total gross interest and rents
37 Gross profit on sale or maturity of ledger assets viz
Bonds
38 Gross increase by adjustment in book value of ledger
assets viz Bonds
39 Total income
IIIDisbursements
1 Gross amount paid for losses Accident 1049340
health 137280 steam boiler 682919 fly wheel
3300411 auto property damage 17337399 total
2 Deduct reinsurance My wheel 20469 41
3 Deduct salvage Steam boiler 7452
auto property damage 322509 total 3299 61
4 Total deduction Steam boiler 7425 fly wheel 20
46941 auto property damage 322509 total
5 Net amount paid policyholders for losses Accident 10
49340 health 137280 steam boiler 675467 fly
wheel 1253470 auto property damage 17014890
total
17 Investigation and adjustment of claims viz Accident
1446 health 375 liability 400 steam boiler
99627 fly wheel 16904 auto prop damage 36
03057 total
23 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 1010773 health 81002 steam
boiler 3071035 fly wheel 72066 auto prop dam
age 9159052 total
28 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
29 Salaries traveling and all other expenses of agents not
paid by commissions
31 Inspections other than medical and claim
32 Bents
35 State taxes on premiums
36 Insurance department licenses and fees
72748 66
2864 00
1151 13
765429 48
225073 49
23769 02
201304 47
37218 09
13394528
25127 19
2685 62
66510 73
7753 28
7993 42
3755 47990
ComptrollerGenerals Eeport
37 All other licenses fees and taxes Capital stock tax 5
75000 county and municipal licenses and fees 22750
county and municipal taxes 22236 total
42 Legal expenses
43 Advertising
44 Printing and stationery
45 Postage telegraph telephone and express
46 Furniture and fixtures
47 Stockholders for interest or dividends
48 Other disbursements Exchange 7436 miscellaneous
expenses 26372 total
53 Agents balances charged off
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds
6199 86
50 00
880 64
3583 82
2420 59
89
40000 00
338 08
127 28
1134 50
56 Total disbursements
565029 21
IVLedger Assets
Mortgage loans on real estate 531530 00
Loans secured by pledge of bonds stocks or other col
laterals 54275 00
Book value of bonds 107407600 stocks 3297737 1107053 37
Cash in companys office 18290 56
Deposits in trust companies and banks on interest 47808 97
Premiums in course of collection viz On
policies or renewals issued on or after
Oct 1 1911 Accident 440371 health
71174 steam boiler 2813299 fly
wheel 135860 automobile property
damage 4281147 total
On policies or renewals issued prior to Oct
1 1911 Accident 3550 steam boiler
71552 fly wheel 3652 automobile
property damage 447310 total
7741 S 51
5187 60
30
Total 82606 11
Lodger assets 1841564 01
NonLedger Assets
31
32
33
37
39
43
Interest accrued on mortgages
Interest accrued on bonds
Interest accrued on collateral loans
6182 57
15872 50
845 1
Rents
Market value of bonds and stocks over book value
22900 50
932 63
Gross Assets 1865397 14
ComptrollerGenerals Eeport
991
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to October
1 1911
5187 60
56 Admitted assets 1860209 54
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 74250 health 39375 steam boiler 1
21500 fly wheel 3500 total
3 Losses and claims resisted Steam boiler
4 Total Losses and claims Accident 74250 health
9375 steam boiler 146500 fly wheel 3500
total
7 Estimated expenses of investigation and adjustment of
unpaid claims Steam boiler 7425 fly wheel
500 total
8 Total losses and claims Accident 74250 health
39375 steam boiler 153925 fly wheel 4000 total
17 Special reserve for unpaid liability losses
18 Special reserve for unpaid liability losses auto property
damage
23 Total unearned premiums as shown by recapitulation
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after Oct 1 1911 viz Accident 154130 health
24911 steam boiler 618926 fly Wheel 29889
auto property damage 899041
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement
36 Advance premiums one hundred per cent
2386 25
250 00
2636 25
79 25
2715 50
15874 00
57661 51
20 Total unpaid claims and expenses of settlement 76251 01
21 dross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 56332408
unearned premiums 50 per cent 281662 04
22 Gross premiums less reinsurance upon
all unexpired risks Tunning more than
one year from date of policy 261
79482 unearned premiums pro rata 149336 87
430998 91
17268 97
10092 65
18268 84
1679 17992 COMPTROLLEBGrENEEAL s RePOBT
38 Eeserve claims incurred on or before Dec 31 1911
notices of Which were received subsequently 2664 70
46 Total amount of all liabilities except capital 557224 25
47 Capital actually paid up in cash 1000000 00
48 Surplus over all liabilities 302985 29
49 Surplus as regards policy holders 1302985 29
50 Total liabilities 1860209 54
Business in GeoTgia During Year
Gross premiums received less return premium on risks writ
ten or renewed during the year Accident 33542
health 1750 liability 16124 steam boiler 52937
fly wheel 3800 automobile property damage 9
18267 total 10264 20
Gross losses paid Accident 25885 automobile property
damage 620944 total 6468 29
THE TRAVELERS INSURANCE COMPANY OF HARTFORD CONN
Sylvester C Dunham President Louis F Butler Secretary
Home Office 700 Main Street Hartford Connecticut
ICapita Stock
1 Amount of capital paid
up in cash 2500000 00
2 Amount of ledger assets as per balance
December 31 of previous year 16606567 40
Extended at 16606567 40
IIIncome
1 Gross premiums written and renewed during the year
Accident 461494832 health 08077228 liability
748148398 workmens collective 6158033
total 12838793 91
2 Deduct reinsurance Accident 13766924
health 1283421 liability 5914890
total 209652 35
3 Deduct Teturn premiums on policies con
celled Accident 9218246 health
1862506 liability 36271538 work
mens collective 159102 total 175111 92

ComptrollerGenerals Report 993
4 Deduct premiums on policies not taken
Accident 57353340 health 105
89252 liability 77674459 work
mens collective 404020 total 1460210 71
5 Total deductions Accident 80338510 health 137
35179 liability 119860887 workmens collective
563122 total 214497698
6 Net premiums Accident 381156322 health 543
42049 liability 628287511 workmens collective
5595811 total 1069381693
21 Inspections 120725
23 Gross interest on collateral loans 17285 13
24 Gross interest on bonds and dividends on
stocks less 354306 accrued interest
on bonds acquired during 1911 600667 15
25 Gross interest on deposits in trust com
panies and banks 29325 23
27 Interest on bills receivable 2468 62
30 Total gross interest and rents 649746 13
32 Profit and loss 342 87
36 From agents balances charged off 1068 22
37 Gross profit on sale or maturity of ledger assets viz
Bonds i 236615
38 Gross increase by adjustment in book value of ledger
assets viz Bonds 42922 45
39 Total income 11391470 00
11TDisbursements
1 Gross amount paid for losses Accident 170487329
health 21772217 liability 313812294 workmens
collective 3438905 total 5095107 45
2 Deduct reinsurance Accident 9733585 health 8
02096 total 105356 81
5 Net amount paid policyholders for losses Accident 1
60753744 health 20970121 liability 313812294
workmen s collective 3438905 total 4989750 64
16 Matured endowments and surrender values under ten
premium accident policies 20878 78
17 Investigation and adjustment of claims viz Accident
7021077 health 1052223 liability 1002465 80
workmens collective 170390 total 1084902 70
23 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following994
ComptrollerGenerals Report
classes Accident 114595315 health 15415872
liability 130928340 workmens collective 7
68711 total 2617082 38
28 Salaries fees and all other compensation of officers
directors trustees and home office employees 401160 59
28 Traveling expenseshome office 35765 99
29 Salaries traveling and all other expenses of pay roll
auditors 108047 95
29 Salaries traveling and all other expenses of agents not
paid by commissions 509624 82
30 Medical examiners fees and salaries 29755 16
31 Inspections other than medical and claim 205939 06
32 Rents including 2723421 balance life department
statement for companys occupancy of its own
buildings 126708 11
35 State taxes on premiums 149269 97
36 Insurance department licenses and fees 16009 52
37 All other licenses fees and taxes Federal corporation
tax 271577 capital stock tax 18742924 county
and municipal licenses and fees 264922 county and
municipal taxes 294727 total 195741 50
42 Legal expenses 5812 40
43 Advertising 67549 80
44 Printing and stationery 67371 58
45 Postage telegraph telephone and express 72370 79
46 Furniture and fixtures 37300 46
47 Stockholders for interest or dividends 375000 00
48 Other disbursements Heat and light and miscellaneous
expenses of offices 1860986 newspapers periodicals
and books 634330 exchange 121616 miscel
laneous expenses 1312345 profit and loss 8002
total 39372 79
53 Agents balances charged off 1560 67
54 Gross loss on sale or maturity of ledger assets viz Bonds 1031 00
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds 23964 00
56 Total disbursements 11181970 66
IVLedger Assets
3 Loans secured by pledge of bonds stocks or other col
laterals 335576 53
4 Book value of bonds 937362900 stocks 424347334 13617102 34
5 Cash in companys office 6000 00
5y2 Cash at branch offices 82858 82
6 Deposits in branch offices trust companies and banks
not on interest 295439 65
7 Deposits in trust companies and banks on interest 806206 24ComptrollerGenerals Report
995
8 Premiums in course of collection viz On
policies or renewals issued on or after
Oct 1 1911 Accident 35837831
health 5876900 liability 86628199
workmens collective 835028 total 1291779 58
On policies or renewals issued prior to Oct
1 1911 Accident 3322445 health
473460 liability 26639835 work
mens collective 5584 total 304413 24
Totals 1596192 82
25 Bills receivable 37991 55
27 Agents ledger balances 38698 79
30 Ledger assets 16816066 74
NonLedger Assets
32 Interest due 3500000 and accrued 137
77494 on bonds
33 Interest accrued on collateral loans
172774 94
4939 10
Total
39 Market value of bonds and stocks
177714 04
319046 66
43 Gross assets 17312827 44
Deduct Assets Not Admitted
45 Bills receivable
46 Agents ledger balances
49 Premiums in course of collection written prior to October
1 1911
50 Overdue and accrued interest on bonds in default
37991 55
38698 79
304413 24
37500 00
56 Admitted assets 16894223 86
VLiabilities
1 Losses and claims adjusted Accident 664744 health
171628 workmens collective 106470 totali
2 Reported or in process of adjustment Accident 288
80357 health 4719038 workmens collective 9
46537 total
3 Losses and claims resisted Accident 6591000 health
270000 total
6 Net unpaid claims except liability claims Accident
36136101 health 5160666 workmens collective
1053007 total
942842
343459 32
6861000
423497 74996
CompteollebGexebals Eepoet
7 Estimated expenses of investigation and adjustment of
unpaid claims Accident 1806805 health 258033
workmens collective 52651 total
8 Total losses and claims Accident 37942906 health
5418699 workmens collective 1105658 total
17 Special reserve for unpaid liability losses
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 842833138
Unearned premiums 50 per cent 4214165 69
22 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 412
33725 Unearned premiums pro rata
long term 19429925 10 prem acci
dent 35457600 total 548875 25
21174 89
444672 63
3397036 00
3841708 63
23 Total unearned premiums as shown by recapitulation
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after Oct 1 1911 viz Accident 10751349 health
1469225 liability 19924486 workmens collective
175356 total
29 Salaries rents expenses bills accounts fees etc due oi
accrued
30 Estimated amount hereafter payable for federal state
and other tnxes based upon the business of the year
of this statement
36 Advance premiums one hundred per cent
37 Other liabilities viz Reserve accident contingent fund
28906665 reserve accident accumulations 177
11225 reserve liability excess limits 9447101
reserve claims incurred on or before December 31st
1911 notices of which were received subsequently
accident 2658705 health 483354 workmens col
lective 60315 total
4763040 94
323204 16
152459 00
302592 00
6739 55
592673 65
46 Total amount of all liabilities except capital 9982417 93
47 Capital actually paid up in cash 2500000 00
48 Surplus over all liabilities 4 411 805 93
49 Surplus as regards policyholders g qh gjjp53
50 Total liabilities 16894223 86
ComptrollerGeneral s Report
997
Business in Georgia During 1911
Gross premiums received less return premium on risks written
or renewed during the year Accident 53934 46
health 1907322 liability 4754227 total 120549 95
Gross losses paid Accident 3004157 health 728812
liability 2768499 total 65014 68
UNITED STATES CASUALTY COMPANY OF NEW YORK N Y
Edison S Lott President D GLuckett Secretary
Home Office 141 Broadway New York N Y
John H Mullin Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
December 31 of previous year 2732344 11
Extended at 2732344 11
IIIncome
1 Gross premiums written and renewed during the year
Accident 71792875 health 31602090 liability
149924475 steam boiler 5429672 burglary and
theft 8669164 sprinkler 4209714 automobile
property damage 1567122 workmens collective
1043624 total 274238736
2 Deduct reinsurance Accident 2374999
health 237119 liability 107357
steam boiler 134698 burglary and
theft 365696 sprinkler 233332
total 34532 01
3 Deduct return premiums on policies can
celled Accident 2185980 health
1010702 liability 8128536 steam
boiler 339664 burglary and theft
422394 sprinkler 608560 auto
mobile property damage 56831 work
mens collective 42218 total 127948 85
4 Deduct premiums on policies not taken
Accident 12690329 health 71
40376 liability 47636732 steam
boiler 1362812 burglary and theft
1429217 sprinkler 1379420 auto998
ComptrollerGenerals Eeport
mobile property damage 0382550
workmens collective 136000 total 721574 36
5 Total deductions Accident 17251308 health 83
88197 liability 55872625 steam boiler 1837174
burglary and theft 2217307 sprinkler 2221312
automobile property damage 439381 workmens col
lective 178218 total 884055 22
6 Net premiums Accident 53541567 health 23213893
liability 94051850 steam boiler 3592498 burg
lary and theft 6451857 sprinkler 1988402 auto
mobile property damage 1127741 workmens col
lective 865406 total 1858332 14
22 Gross interest on mortgage loans 13069 37
24 Gross interest on bonds and dividends on
stocks less 41563 accrued interest on
bonds acquired during 1911 99208 12
25 Gross interest on deposits in trust com
panies and banks 1558 01
30 Total gross interest and rents 113835 50
32 Eecovery of items previously charged to profit and loss 372 82
37 Gross profit on sale or maturity of ledgeT assets viz
stocks 13500 63
39 Total income 1986041 09
IIIDisbursements
1 Gross amount paid for losses Accident 27206546
health 10667140 liability 52206679 steam boiler
112600 burglary and theft 3234984 sprinkler 7
88966 automobile property damage 159231 work
mens collective 360576 total 94736722
2 Deduct reinsurance Accident 2187394
health 210283 steam boiler 14324
burglary and theft 411449 sprinkler
14901 total 28383 51
4 Total deductions Accident 2187394 health 210283
steam boiler 14324 burglary and theft 411449
sprinkler 14901 total 28383 51
5 Net amount paid policyholders for losses Accident 250
19152 health 10456857 liability 52206679
steam boiler 98276 burglary and theft 2823535
sprinkler 774065 automobile property damage 1
59231 workmens collective 360576 total
918983 71
ComptrollerGenerals Report
999
17 Investigation and adjustment of claims viz Accident
2327361 health 833228 liability 104346128
steam boiler 67082 burglary and theft 268496
sprinkler 85666 automobile property damage
65960 workmens collective 125242 total 142076 63
23 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 16765200 health 6967403
liability 23773069 steam boiler 805457 burglary
and theft 2004460 sprinkler 568616 automobile
property damage 214950 workmens collective 1
99847 total 512990 02
28 Salaries fees and all other compensation of officers
directors trustees and home office employees 128998 77
29 Salaries traveling and all other expenses of agents not
paid by commissions 54633 75
31 Inspections other than medical and claim 23261 68
32 Rents 20877 93
34 Taxes on real estate 619 55
35 State taxes on premiums 28628 13
36 Insurance department licenses and fees 6240 55
37 All other licenses fees and taxes Federal corporation
tax 117554 taxes on personal property 24402
municipal licenses 131163 total 2731 19
42 Legal expenses 1123 00
43 Advertising 3753 20
44 Printing and stationery 32613 03
45 Postage telegraph telephone and express 13023 88
46 Furniture and fixtures 6041 5
47 Stockholders for interest ot dividends 49952 50
48 Other disbursements Extended free accident insurance
133888 miscellaneous 487193 profit and loss
72850 fees of auditors 310474 interest on tem
porary loan 7500 total 10119 05
54 Gross loss on sale or maturity of ledger assets viz
Bonds 9678 stocks 32250 total 419 28
56 Total disbursements 1957687 35
IVLedger Assets
1 Book value of real estate 4500 00
2 Mortgage loans on real estate 277000 00
4 Book value of bonds 89220687 and stocks 1300
84136 total 2193048 23
5 Cash in companys office 1458 35
6 Deposits in trust companies and banks not on interest 37810 29
7 Deposits in trust companies and banks on interest 22290 441000 ComptrollerGenebals Report
8 Premiums in course of collection viz On
policies or renewals issued on or after
Oct 1 1911 Accident 5633081
health 2783737 liability 11197103
steam boiler 869071 burglary and
theft 1052265 sprinkler 207947
automobile property damage 118503
workmens collective 79063 total 21940770
97 r tal V 219407
27 Lash m the hands of resident managers and adjusters 4 00 00
28 Agents ledger balances debits 169736 credits
7K52 total 982 84
30 Ledger assets 2760697 85
NonLedger Assets
31 Interest accrued on mortgages o Kai io
o T 6 riobl 13
32 Interest accrued on bonds 9 589 16
43 Gross assets I
2 3848 14
Deduct Assets Xot Admitted
51 Book value of ledger assets over market
value viz Bonds 4530687 stocks
7788636 cash in the hands of resi
dent managers and adjusters 420000
agents ledger balances 169736 total 129090 59
56 Admitted assets 2644757 55
VLiabilities
1 Losses and claims reported or in process of adjustment
Accident 2452100 health 1264500 burglary and
theft 234500 auto property damage 153000
workmens collective 54000 total 4i581 00
3 Losses and claims resisted Accident 3651800 health
126000 burglary and theft 18000 total 3795800
4 Total losses and claims Accident 6103900 health 13
90500 burglary and theft 252500 automobile
property damage 153000 workmens collective
54000 total nfiM Q0
b JNet unpaid claims except liability claims Accident 61
03900 health 1390500 burglary and theft 2
52500 automobile property damage 153000 work
men s collective 54000 total 79 539 00
ComptrollerGenerals Report 1001
7 Estimated expenses of investigation and adjustment of
unpaid claims Accident 678100 health 154500
burglary and theft 28000 automobile property dam
age 17000 workmens collective 6000 total 8 83600
8 Losses and claimsAccident 6782000 health 1545000
burglary and theft 280500 automobile property
damage 170000 workmens collective 60000
total
17 Special reserve for unpaid liability losses
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 143798186
unearned premiums 50 per cent
22 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 230
76344 unearned premiums pro rata
07871 13
122241 23
88375 00
116845 00
205220 00
23 Total unearned premiums as shown by recapitulation 830112 36
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on
or after Oct 1 1911 viz Accident 1577263 health
779446 Liability 3135189 steam boiler 243340
burglary and theft 294634 sprinkler 58225 auto
mobile property damage 33181 workmens collective
22138 total
29 Salaries Tents expenses bills accounts fees etc due or
accrued
30 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year of
this statement
31 Dividends declared and unpaid to stockholders
35 Eeinsurance
37 Other liabilities viz additional special reserve for
claims including claims incurred in 1911 reported in
1912 10000000 contingency fund 7861471 re
serve for reinsurance in companies not admitted in
New York 1153718 total 190151 89
61434 16
7000 00
30000 00
12725 00
8114 14
46 Total amount of all liabilities except capital 1344757 55
47 Capital actually paid up in cash 500000 00
48 Surplus over all liabilities 800000 00
49 Surplus as regards policyholders
50 Total liabilities
1300000 00
2644757 551002
ComptrollerGenerals Report
Business in Georgia During The Year
Gross premiums less return premiums on risks written or re
newed during the year Accident 1175788 health
757163 liability 2436820 steam boiler 67750
burglary and theft 31113 sprinkler 7718 automo
bile property damage 10968 workmens collective
154112 total 46414 32
Gross losses paid Accident 574884 health 433091
liability 1853503 burglary and theft 12703
automobile property damage 9478 workmens collec
tive 73609 total 29572 68
UNITED STATES FIDELITY GUARANTY COMPANY OF
BALTIMORE MARYLAND
John R Bland President Geo R Callis Sec and Treas
Home Office United States Fidelity and Guaranty Building
Baltimore Maryland
Wm A Wright Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 6258861 55
Extended at 6258861 55
IIIncome
1 Gross premiums written and renewed during the year
Accident 10243317 health 4311630 liability 1
06711646 fidelity and surety 402267949 plate glass
7233490 steam boiler 1769989 burglary and
theft 32403341 fly wheel 187764 auto property
damage 10713431 workmens collective 719195
total
2 Deduct reinsurance Accident 754163
health 337292 liability 143979
fidelity and surety 18872436 steam
boiler 28847 burglary and theft
2270899 fly wheel 4767 total 224123 83
3 Deduct return premiums on policies can
celled Accident 386772 health
237530 liability 7814070 fidelity
and surety 28603422 plate glass 3
92286 steam boiler 150826 burg
5765617 52
ComptbolleeGeneeals Eepoet
1003
lary and theft 1934863 fly wheel
14475 auto property damage 8
35026 workmens collective 68825
total 404380 95
4 Deduct premiums on policies not taken
Accident 1131328 health 526022
liability 19635581 fidelity and surety
12332412 plate glass 1033941
steam boiler 293542 burglary and
theft 2507469 auto property damage
2159990 workmens collective 1
92250 total 398125 35
5 Total deductions Accident 2272263
health 1100844 liability 27593630
fidelity and surety 59808270 plate
glass 1426227 steam boiler 4
73215 burglary and theft 6713231
fly wheel 19242 automobile property
damage 2995016 workmens collec
live 261075 total i026630 13
6 Net premiums Accident 7971054 health 3210786
liability 79118016 fidelity and surety 342459679
plate glass 5807263 steam boiler 1296774 burg
lary and theft 25690110 fly wheel 168522 auto
property damage 7718415 workmens collective
458120total 473855S
21 Inspections
22 Gross interest on mortgage loans 150 00
23 Gross interest on collateral loans 3291 11
24 Gross interest on bonds and dividends on
stocks less 535954 accrued interest on
bonds acquired during 1911 166180 06
25 Gross interest on deposits in trust com
panies and banks 4737 85
26 Gross interest from all other sources
Premium deposits in branch office
45536 bills receivable 2373 total 479 09
29 Gross rents from companys property in
cluding 3418750 for companys occu
pancy of its own buildings 54972 31
30 Total gross interest and rents olu
32 Department guaranteed attorneys net 30693 54
33 Munich EeInsuranee Company reserve
account 3702 96
Total 3439650
1004
CompteolleeGenerals Kepoet
36 From Agents balances previously charged off 2200 30
37 Gross profit on sale or maturity of ledger assets viz
Bonds 5004 35
40 Total income 5010634 58
IIIDisbursements
Gross amount paid for losses Accident 3616462
health 985157 liability 12969059 fidelity and
surety 146611739 plate glass 1390740 burglary
and theft 6442675 auto property damage 15
71966 workmens collective 231947 total
Deduct reinsurance Accident 82326
health 113446 liability 145350
fidelity and surety 1459870 burglary
and theft 355936 total 21569 28
Deduct salvage Health 1110 liability
72495 fidelity and surety 29560835
plate glass 11862 burglary and theft
132535 auto property damage
43663 total 298225 00
4 Total deduction Accident 82326 health 114556
liability 217845 fidelity and surety 31020705
plate glass 11862 burglary and theft 488471
auto property damage 43663 total 319794 28
5 Net amount paid policyholders for losses Accident 35
34136 health 870601 liability 12751214 fidelity
and surety 115591034 plate glass 1378878 burg
lary and theft 5954204 auto property damage 15
28303 workmens collective 231947 total 1418403 17
17 Investigation and adjustment of claims viz Accident
102617 health 1668 liability 1719265 fidelity
and surety 11510625 plate glass 1312 burglary
and theft 275719 auto prop damage 56311 work
mens collective 350 total 136678 67
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 1654525 health 622184 liability
14110201 fidelity and surety 63643211 plate
glass 1154893 steam boiler 172634 burglary and
theft 6013039 fly wheel 18849 auto property
damage 917136 workmens collective 39287
total 883459 59
28 Salaries fees and all other compensation of officers direc
tors trustees and home office employes 351181 66
29 Salaries traveling and all other expenses of agents not
paid by commissions 534 377 pg
ComptrollerGenerals Report
1005
30 Medical examiners fees and salaries 1546 70
31 Inspection other than medical and claim 18999 73
32 Rents including 3418750 for companys occupancy of
its own buildings 106058 35
33 Repairs and expenses other than taxes on real estate 18081 83
34 Taxes on real estate 9746 42
35 State taxes on premiums 71201 39
36 Insurance department licenses and fees 1963308
37 All other licenses fees and taxes Federal corporation
tax 419927 state city and county tax on capital
stock 2048722 taxes on personal property 8918
municipal licenses 327943 total 28055 10
42 Legal expenses 51249 00
43 Advertising 84983 85
44 Printing and stationery 72937 94
45 Postage telegraph telephone and express 103165 94
46 Furniture and fixtures 43051 18
47 Stockholders for interest or dividends 160000 00
48 Other disbursements Interest 74675 home office travel
ing expenses 1388892 general miscellaneous ex
penses 1556692 total 30202 59
53 Agents balances charged off 4647 10
54 Gross loss on sale or maturity of ledger assets viz
Bonds 2880 00
56 Total disbursements 4250541 27
IVLedger Assets
1 Book value of real estate 680706 91
2 Mortgage loans on real estate 3000 00
3 Loans secured by pledge of bonds stocks or other col
laterals 70949 00
4 Book value of bonds 424738099 and stocks 290
68715 total 4538068 14
5 Cash in companys office 101476 36
6 Deposits in trust companies and banks not on interest 104368 11
7 Deposits in trust companies and banks on interest 391759 96
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1911 Accident 1659144
health 709257 liability 15777141
fidelity and surety 48182896 plate
glass 1706348 steam boiler 324231
burglary and theft 3638942 fly
wheel 24690 automobile property
damage 1137528 workmens collec
tive 98832 total 732590 09
On policies or renewals issued prior to
Oct 1 1911 Accident 65577 health1006 ComptrollerGenerals Report
10610 liability 757582 fidelity and
surety 5610890 plate glass 42530
steam boiler 7500 burglary and theft
25434 automobile property damage
94244 total 66143 67
Total 798733 76
26 Other ledger assets viz Due by TJ 8 Government under
contract 627699 advance secured 4814675 due
for subscriptions dept guaranteed Attorneys 46
43697 accounts with suspended banks 22903191
total 329892 62
30 Ledger assets 7018934 86
NonLedger Assets
31 Interest due on mortgages 75 00
32 Interest due 3172450 and accrued 24
72682 on bonds 56451 32
33 Interest due on collateral loans 154 92
35 Bank balances 250 00
37 Rents due on companys property or lease 614 67
Total 57945 91
43 Gross assets 7076900 77
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to October
11911 6li143 67
50 Guaranteed attorney subscriptions written prior to Oct
1 1911 3249 75
52 Bonds 209097 49
53 Stocks 148 15
56 Admitted assets 679S261 71
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 546700 health 173000 fidelity and
surety 43902998 plate glass 118581 burglary and
theft 1464880 auto property damage 479000
workmens collective 107803 total 467929 62
3 Losses and claims resisted Fidelity and surety 443
58226 burglary and theft 89900 auto property
damage 270000 total 447Is 1 26
6 Net unpaid claims except liability claims Accident 5
46700 health 173000 fidelity and surety 882
mm
ComptrollerGenerals Eeport
1007
915110 8
50000 00
963110 88
97462 30
61224 plate glass 118581 burglary and theft 15
54780 auto property damage 749000 workmens
collective 107803 total
7 Estimated expenses of investigation and adjustment of
unpaid claims Fidelity and surety
8 Total losses and claims Accident 546700 health 1
73000 fidelity and surety 93261224 plate glass 1
18581 burglary and theft 1554780 auto property
damage 749000 workmens collective 107803
total
17 Special reserve for unpaid liability losses
19 Total unpaid claims and expenses of settlement
20 Gross premiums less reinsurance upon
all unexpired excise risks written in
Xew York State running one year or
less from date of policy 6146098 un
earned premiums 75 per cent 46095 73
21 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 424463907
unearned premiums 50 per cent 2127386 47
22 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 514
62134 unearned premiums pro rata 272252 75
23 Total unearned premiums as shown by recapitulation 2 44534 95
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on
or after Oct 1 1911 viz Accident 384921 heslth
157548 liability 3155428 fidelity and surety
9202933 plate glass 426587 steam boiler 48635
burglary and theft 866228 fly wheel 3704 auto
property damage 227506 workmens colective
14825 total
29 Salaries rents expenses bills accounts fees etc due
or accrued
30 Estimated amount hereafter payable for federal state
and other taxes based upon the business of the year
of this statement
34 Return premiums
35 Reinsurance
37 Other liabilities viz Munich Reinsurance Co Reserve
account
144883 15
10000 CO
73724 97
8691 94
8468 89
21895 37
46 Total amount of all liabilities except capital 3775972 451008 CompteolleeGexebals Report
47 Capital actually paid up in cash 200000000
48 Surplus over all liabilities 1022289 26
49 Surplus as regards policyholders 3 022 289 26
50 Total liabilities 6798261 71
Business in State of Georgia During 1911
Gross premiums on risks written or renewed during the year
Accident 364035 health 260601 liability 19
27348 fidelity and surety 5256962 plate glass 1
27863 steam boiler 82316 burglary and theft 3
56532 fly wheel 44250 automobile property dam
age 241009 total 86609 16
Gross losses paid Accident 24841 health 78993 liability
297670 fidelity and surety 741189 plate glass
38112 burglary and theft 127168 automobile prop
erty damage 53533 total 13615 06
UNITED STATES HEALTH ACCIDENT INSURANCE COMPANY OF
SAGINAW MICHIGAN
J B Pitcher President J jr Pitcher Secretary
Home Office 130 North Washington Avenue Saginaw Michigan
G A Dean Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 300000 00
2 Amount of ledger assets as per balance
December 31 of previous year
Extended at
940634 82
940634 82
IIIncome
Gross premiums written and renewed during the year Ac
cident 69141889 health 42994690 total 1121365 79
2 Deduct reinsurance return premiums and cancellations
Accident 8661375 health 54516 80 total 141130 55
3 Net premiums Accident 604805 14 health 375430on
total 980235 24
19 Policy fees required or represented by applications 137277 00
20 Interest on mortgage loans 54 25
21 Interest on collateral loans part 1
29667 part 3 250 total 299 17

ComptrollerGenerals Report
22 Interest on bonds and dividends on stock 36276 14
23 Interest on deposit 1087 S9
26 Total interest and rents
27 Profit on sale or maturity of ledger assets
Gross increase by adjustment in book
value of ledger assets
50 00
Total
32 From all other sources Fees for changing policies
34 From agents balances previously charged off
1009
37717 45
50 00
129 92
1330 02
38 Total income 1156739 63
IIIDisbursements
1 Gross amount paid for losses Accident 31915005
health 17459736 total 493747 41
4 Investigation and adjustment of claims Accident 1
49452 health 117427 total 2668 79
5 Total Accident 32064457 health 17577163 total 496416 20
14 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following classes
Accident 13011258 health 10223131 total
18 Policy fees retained by agents
19 Stockholders for interest or dividends
20 Salaries fees and all other compensation of officers direc
tors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
22 Medical examiners fees and salaries
23 Inspections other than medical
24 Rents
25 Repairs and expenses other than taxes on real estate
leased for home office
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
33 Loss on sale or maturity of ledger assets Bonds 6
00000 gross decrease by adjustment in book value of
bonds 273087 total
37 All other disbursements Premiums on fidelity bonds of
agents collections and employers 208476 subscrip
tions to insurance periodicals agencies and associa
tions 151980 janitor supplies repairs and insurance
232343 89
137277 00
36000 00
89106 64
56081 83
3326 68
553 00
22527 29
386 52
25715 11
138 00
6684 33
8971 71
17806 58
2885 48
8730 871010
ComptrollerGenerals Eeport
on furniture and fixtures 99023 office supplies for
home office 108637 agents balances charged off
117219 total
6853 35
46 Total disbursements 1151 304 4
IVLedger Assets
2 Mortgage loans on real estate
3 Loans secured by pledge of bonds stocks or other col
laterals
4 Book value of bonds excluding interest
5 Cash in companys office 601501 deposited in banks
11311080 total
8 Agents balances
9 Gross premiums in course of collection as below
12 Interest due 30000 and accrued 15000
on mortgages
23 Interest accrued on bonds
14 Interest accrued on collateral loans
450 00
13503 71
6 66
Total 4
18 Market value of bonds and stocks over book value
19 Gross premiums in course of collection
viz On policies or renewals issued sub
sequent to Oct 1 1911 Accident 44
41678 health 3489890 tertal 79315 68
Total
37 Gross assets
Deduct Assets Not Admitted
39 Agents balances per item 27
51 Admitted assets
VLiabilities
1 Losses and claims adjusted Accident 447269 health
56670 total
2 Losses and claims in process of adjustment Accident
3893155 health 2596000 total
5000 00
10000 00
731128 48
119125 81
1000 00
79315 68
11 Ledger assets 945569 97
NonLedger Assets
13960 37
8086 85
79315 68
967617 19
1000 00
366617 19
5039 39
64891 55ComptrollerGenerals Beport 1011
3 Losses and claims resisted Accident 439700 health
88500 total 5282 00
4 Total losses and claims Accident 4780124 health
2741170 total 75212 94
14 Deduct reinsurance 351 20
15 Net unpaid claims except liability claims 74861 74
Estimated expense of investigation and adjustment of
unpaid claims 2206 00
18 Total unpaid claims and expenses of settlement 77067 74
19 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
21057454 unearned premiums 50 per cent 105287 27
21 Total unearned premiums as shown by recapitulation 105287 27
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to Oct 1 1911 viz Accident 1596840
health 1251089 total 27479 29
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued 5000 00
31 Reinsurance 500 95
32 Advance premiums 100 per cent 28810 66
33 Estimated amount herafter payable for federal state
and other taxes based upon business of year of this
statement 20083 72
42 Total amount of all liabilities except capital 261229 63
43 Capital actually paid up in cash 300000 00
44 Surplus over all liabilities 405387 56
45 Surplus as regards polieyholders 705387 56
46 Total liabilities 966617 19
Business in State of Georgia During Year
Gross premiums received on risks written or renewed during
the year Accident 785131 health 616888 total 14020 19
Gross losses paid Accident and health 8999 89
1012
CompteolleeGenerals Bepobt
UNITED STATES HEALTH LIFE INSURANCE COMPANY OF
ATLANTA GEORGIA
A McD Wilson President F W Stokes Secretary
Principal Office Atlanta Ga
ICapital Stock
1 Amount of capital stock paid up in cash
Extended at
25000 00
IIIncome During Year
1 Cash received for premiums on new policies without de
ductions for commissions or other expenses
2 Cash received for renewal premiums without deductions
for commissions or other expenses
25000 00
2481 65
17654 05
3 Total
IVAssets as Per Ledger Accounts
2 Loans on mortgage first liens on real estate
City of Atlanta bonds on deposit with treasurer of Geor
gia
13 Total net or ledger assets
20135 70
15000 00
15000 00
30000 00
37500 00
Items Not Admitted
7 Subscription to capital stock and surplus payable on call 7500 00
9 Total assets a
VLiabilities
1 Net present value of all the outsatnding policies in force
on the 7 day of October 1912 computed according to
insurance laws of Georgia Act of Aug 16 1909 1472 65
Business in Georgia During Year
Number and amount of policies on the lives of citizens
of Georgia in force Oct 7 1912 6629 98177 50
TABLE NO 1
Showing business done by Fire Insurance Companies in the
State of Georgia for the Year ending
April 30th 1912TABLE No 1
Showing Business Done by Fire Insurance Companies in Georgia for the Year Ending April 30th 1912
NAME OF COMPANY
Aachen MunichFire
Aetna
Agricultural
Alliance
American Central
American of Newark
American Druggists
M American Home
3 American Union
rf Athens Mutual
Atlanta Home
Atlantic National
Atlas Assurance
Augusta
Boston
British America
Caledonian
Camden
Citizens
Citizens
City of New York
Columbia
Columbia
Commercial
Commercial Union
Commonwealth
Connecticut
STATE
Germany
Connecticut
New York
Pennsylvania
Missouri
New Jersey
Ohio
South Carolina
Pennsylvania
Georgia
Georgia
Georgia
England
Georgia
Massachusetts
Canada
Scotland
New Jersey
Missouri
West Virginia
New York
Georgia
New Jersey
Dist of Columbia
England
New York
Connecticut
Risks Written
During Year
3196472 00
20177718 00
2289806 31
6124540 00
2184452 00
51050 00
818600 00
1146475 00
3200675 00
4355812 00
5085951 00
3953396 00
2490138 00
436564 00
2545769 00
1263665 00
581500 00
3965019 00
953817 00
2886709 00
528140 00
2641386 00
23917473 00
485200 00
1691433 00
Total
Premiums
37927 29
299608 64
24550 34
21087 85
94821 21
32992 76
785 25
16428 14
27420 03
65461 20
75490 17
89061 76
56473 75
44629 34
7655 44
36279 95
18887 76
1860 07
62489 52
17295 34
59219 85
8549 25
37044 06
248973 25
4892 02
28585 22
Losses Paid
12363 56
191891 58
9374 28
65984 07
30603 93
14357 93
9906 33
9335 58
43241 75
50536 35
24502 25
26216 95
23567 92
3241 49
9777 11
14687 54
68 50
42596 16
9960 64
26130 40
1520 05
7641 39
165617 14
107 76
15530 49
Losses Unpaid
2879 59
52320 45
1495 82
5065 85
1490 18
525 00
728 75
6 00
9278 60
5120 00
6860 39
5895 00
3283 05
150 00
2465 85
3244 95
1200 00
8510 01
549 00
7623 97
191 00
13891 74
l2267l
Fees
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
200 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
50 00
320 00
160 00
160 00
124 80
Tax
379 27
2996 08
245 50
210 88
948 21
329 93
7 85
164 28
274 20
327 30
377 45
89 06
564 74
44 63
76 55
362 20
188 88
18 60
624 90
17295
59 22
85 49
370 44
2489 73
48 92
285 85

Continental
Deleware
Dixie
Druggists Indemnity Exg
Empire City
Equitable
Equitable
Federal
Fidelity Phenix
Fire Association
Firemens Fund
Firemans
Fitchburg
Franklin
Franklin
Georgia Home
Georgia
g German Alliance
h German American
vx Germania
Girard
Glens Falls
Globe Rutgers
Hamburg Bremen
Hanover
Hartford
Home
Ins Co of N A
Ins Co of State of Pa
Liverpool Lon Globe
Liverpool Lon Globe
London Assurance
London Lancashire
Lumber
Lumber Mutual
Lumber Underwriters
New York
Pennsylvania
North Carolina
New York
Rhode Island
South Carolina
New Jersey
New York
Pennsylvania
California
New Jersey
Massachusetts
Pennsylvania
Dist of Columbia
Georgia
Georgia
New York
New York
New York
Pennsylvania
New York
New York
Germany
New York
Connecticut
New York
Pennsylvania
Pennsylvania
England
New York
England
England
New York
Massachusetts
New York
12100958 00
1070534 00
1406642 00
630388 00
94050 00
146913950
485388 00
7494379 00
5494039 00
7058737 00
2237984 00
75500 00
998272 50
177719 56
18868 50
26262 78
6537405 00
13528319 30
2427310 00
10382959 00
4612530 00
1699924 00
3573739 00
2387271 00
2008531 00
3051518 00
24239368 00
22550735 00
909200 00
14910306 00
1162692 00
1601454 00
4667040 00
184273 45
229425 00
255 700 00
112800 53
13355 81
15834 94
8254 38
1358 97
29730 68
8123 61
111444 14
89265 92
114595 25
27120 79
2173 57
15297 61
16779 08
86448 49
220121 40
30008 07
135384 79
67279 98
29338 42
53892 79
37739 38
28520 85
40296 31
398107 80
264248 99
257641 42
13043 45
282343 15
18302 05
19770 40
59331 42
4759 02
8250 70
7155 00
410 81
14858 61
21891 22
72317 32
33736 34
82341 32
13555 61
16090 66
1530 00
3313 00
5974 53
12786 37
61631 46
52382 25
14953 71
95581 47
16765 59
16977 43
23067 74
15412 76
10457 64
20553 98
205182 83
170927 66
3439 48
67 27
225461 52
3516 97
9491 98
29790 24
13125 80
714 83
600 00
1834 00
10272 17
4281 19
4037 04
1863 79
2545 01
258T90
5839 02
2202 00
19284 00
8427 28
52500
350 00
5154 00
3750 00
1329 00
15347 59
42921 27
43 63
10 15
19688 40
8108 87
350 00
9255 00
10000 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
39 20
160 00
160 00
135 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
1777 20
188 68
262 63
1 58
82 54
13 59
297 30
81 24
1114 44
892 66
1145 95
271 20
21 74
152 98
167 79
432 24
220 12
300 08
1353 85
672 80
293 38
538 92
377 39
285 21
402 96
3981 08
2642 49
2576 41
130 43
2823 43
183 02
197 70
593 31
45 79
82 51
71 55NAME OF COMPANY
TABLE No 1Continued
Showing Business Done by Fire Insurance Companies in Georgia for the Year Ending April 30th 1912
Lumbermans Mutual
Mass Marine and Fire
Mercantile Mutual
Milwaukee Mechanics
National
National Home
National Union
l Newark
3 New Brunswick
P New Hampshire
Niagara
No British Mercantile
Northern Assurance
North River
Norwich Union
Orient
Palatine
Pennsylvania
Pa Lumbarmans Mutual
Pennsylvania Millers
Peoples National
Phoenix Assurance
Phoenix
Providence Washington
Queen
Exchange Underwriters
Royal Exchange
STATE
Ohio
Massachusetts
Rhode Island
Wisconsin
Connecticut
Georgia
Pennsylvania
New Jersey
New Jersey
New Hampshire
New York
England
England
New York
England
Connecticut
England
Pennsylvania
Pennsylvania
Pennsylvania
Pennsylvania
England
Connecticut
Rhode Island
New York
England
England
Risks Written
During Year
176300 00
1252735 00
1509048 00
1536080 00
10056333 00
775552 29
3427748 00
Total
Premiums
1255418 00
3937127 00
2701908 00
2135680 00
4257464 00
1740778 00
2742103 00
2714747 00
4414901 32
3739013 00
137000 00
I49224666
4306814 00
6817760 00
3757756 00
7631711 00
978525 00
1595367 00
5613 92
14897 25
10709 33
26001 74
76881 60
20848 18
51946 47
Losses Paid
Losses Unpaid
17927 38
43989 52
35179 58
74997 65
56687 01
32617 50
33292 78
28077 33
61452 09
68922 44
3002 00
2i30928
41840 47
89316 47
40835 75
138795 49
18165 20
31562 67
4558 60
460 80
17468 19
94252 56
3106 83
28036 36
7235 54
28849 43
20537 44
30384 73
32571 73
7213 36
12480 79
11427 76
29880 68
45030 61
9573 12
28617 88
51710 23
38922 81
65392 63
21434 37
9047 24
45 00
8023 97
19 20
2012 00
10978 12
8535 00
7290 00
7704 00
393 00
3532 25
3748 00
5487 43
4330 60
793 00
2651 53
4745 95
4307 00
3500 00
7500
Fees
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
Tax
56 14
148 97
107 09
260 02
768 82
208 48
519 46
17927
439 90
351 80
749 98
566 87
326 17
332 93
290 77
614 52
689 22
30 02
213 09
418 40
893 16
408 36
1387 95
181 65
315 63

Royal Savannah Scottish Union Natl England 8481193 00 675545 00 3974834 00 2795712 00 40173123 00 299145 00 5091913 00 118439 24 9398 64 47725 11 37902 67 365305 42 2610 35 97064 20 55860 97 17404 00 1443 64 6141 91 6045 35 2 85 10636 88 160 00 160 00 160 00 160 00 160 00 160 00 160 00 135 00 160 00 160 00 160 00 160 00 46 40 160 00 150 00 41 60 160 00 160 00 160 00 160 00 100 00 135 00 1184 39
940
23482 61 21537 74 125376 98 45 46 53649 59 477 25
Security Connecticut Georgia 379 03 365 30
Alabama 26 10
Springfield Standard St Paul Svea Sun Sun Ins Office Massachusetts 970 64
Minnesota 4361256 95 360770 00 2932622 00 3725122 00 387600 00 442187 0Q 61699 96 2493 08 53159 36 48069 40 9929 70 6314 43 42931 37 450 00 25304 30 26669 83 8542 17 2813 70 105 00 617 00 24 93
Louisiana 5028 43 6232 28 710 48 531 59 480 69
England 99 30
Pennsylvania 63 14
United States U S Lloyds Virginia State Western Atlantic
New York 9136887 00 642364 00 19873 64 12771 55 44891 00 15344 15 73870 00 198 74 127 72

3105245 00 3680769 00 2108020 00 40105 82 39748 09 33134 13 15599 18 19248 93 18126 36 3341 72 1210 17 265 00 401 05
Westchester Williamsburgh City Yorkshire New York New York 397 48 331 34
Total 426571996 12 6207400 49 3296195 19 546144 64 17217 00 53553 66

TABLE NO 2
Showing Business done by Old Line Life Insurance Companies in
Georgia for the Year Ending April 30 1912o
to
o
TABLE No 2
Showing Business done by Old Line Life Insurance Companies in Georgia for the Year Ending April 30 1912
NAME OF COMPANY
AetnaLife
American Life Acct
American Central
American National
American National
Amicable
Bankers Reserve
Citizens National
Columbia
Cherokee
Cosmopolitan
Columbian National
Commercial Life and
Casualty
Connecticut Mutual
Empire The
Pquitable
Fidelity Mutual
Franklin
Germania
Georgia
Greensboro
Hartford
Home
Illinois
Indiana National
International
InterSouthern
STATE
Risks Written
During Year
Old Business
in Force
Connecticut
Missouri
Indiana
Texas
Virginia
Texas
Nebraska
Kentucky
Ohio
Georgia
Georgia
Massachusetts
Georgia
Connecticut
Georgia
New York
Pennsylvania
Illinois
New York
Georgia
North Carolina
Connecticut
New York
Illinois
Indiana
Missouri
Kentucky
1296797 00
861 00
6860187 00
20 60
Total
Premiums
222322 38
1505 59
500500 00
41000 00
1812200 00
52340 00
76000 00
910860 00
814500 00
520000 00
3828500 00
1729411 00
571152 00
435360 00
238331 00
1046000 00
305500 00
166000 00
357600 00
1213250 00
20000 00
923558 00
533000 00
974500 00
1024050 00
7500 00
1037117 00
402000 00
1673932 00
12265012 00
12813829 00
3091149 00
2603384 00
1074014 00
1344585 00
504650 00
1282750 00
1270630 00
2231819 00
Losses
Paid
120068 76
1056 51
57753 56 19323 43
791486 00
1340 12
60153 00
708 71
81980 05
2479 00
58403 66
35618 48
71749 88
561825 601
477781 82
128678 28
85350 33
40577 12
73698 8ll
25373 38
61675 34
51348 22
91023 97
650 59
60864 23
3655 761
10675 00
150 09
Unpaid
13760 00
1000 00
108 19
31691 03 5366 00
14449 68
14292 00
71133 20
150051 50
42468 60
25501 24
15509 20
11037 50
Fees
10000 00
32500 00
18194 00
3288 00
3000 00
66150 00 24514 00
55264 00
57488 00
9000 00
100 ool
400 00
161 00
61 40
34 40
200 80
41 60
38 00
41 60
60 80
39 20
99 20
32 00
65 60
Tax
223 23
15 05
577 53
13 40
601 53
7 09
409 90
12 40
584 04
92 00 35 62
64 40 717 50
289 60 561 83
203 60 4777 82
99 80 1105 39
56 00 784 53
72 20 405 77
193 40 73 70
32 00 253 73
197 80 616 75
74 00 513 48
48 80 910 24
53 60 6 50
65 60 608 64
65 60 36 56

o
ts3
Tennessee 7663 69 2624 85 133 60 76 64
Jefferson Standard North Carolina 725000 00 850028 00 57169 25 13031 00 1000 00 111 80 571 69
Life Ins Co of Virginia Virginia 2545506 00 3318738 00 187942 41 60148 81 1105 47 185 00 1879 42
Manhattan New York 642500 00 2399494 00 86753 43 85609 00 8550 00 48 80 867 53
Maryland Maryland 215975 00 651 789 00 27444 03 2867 00 842 85 36 80 274 44
Masonic Protective Assn Massachusetts 1871 00 2379 00 13612 00 8015 27 1798 26 44 60 136 12
Massachusetts Mutual Massachusetts 1204250 00 8353745 00 334395 86 76255 00 6101 00 76 40 3343 96
Meredian Indiana 951722 00 1554893 00 63687 68 11000 00 1000 00 87 80 636 88
Metropolitan New York 7943958 00 23451595 00 921281 83 287863 95 6005 50 428 20 9212 82
Michigan Missouri New Jersey New York 394170 60 293500 00 2145075 00 2707349 00 1585126 25 528488 00 13499 766 15 26182369 10 55247 11 30 027 70 42459 78 5454 23 65 00 41 60 552 47
Missouri State Mutual Benefit 300 28
503385 19 922595 98 177250 33 371017 69 6000 00 12448 00 281 00 111 20 5033 85
Mutual 9225 96
National Life Acct 12504 30 45326 38 3904 68 18558 50 106 40 171 80 125 04
Illinois US A 97501 00 1047576 57 5379 00 453 26
National Vermont 1937958 00 5107843 16 176285 46 19500 00 2000 00 140 60 1762 85
New England Mutual Massachusetts 815450 00 4043421 00 145329 92 13644 00 2344 00 39 20 1453 30
New York New York Wisconsin 2930644 00 2145400 00 22565262 00 20025464 00 829566 01 507767 00 312957 13 207536 80 23453 00 3000 00 303 20 180 20 8295 66
Northwestern Mutual 5077 67
Pacific Mutual California 190545 00 1737298 00 67757 96 14105 00 1104 00 153 80 107 80 468 60 53 60 51 80 41 60 677 58

Perm Mutual Pennsylvania Connecticut Pennsylvania Tennessee New Jersey 2472686 00 510000 00 565906 00 89120 00 2395837 00 24226550 00 1990000 00 925061 00 21840 00 11153660 00 913040 64 77388 17 37777 09 6 277 45 361321 52 15632 25 22923 50 2044 73 42597 00 9130 41
773 88
Pittsburgh 1100 00 377 77
Provident Life Acct Prudential 62 78
410949 53 174050 60 2000 00 182 00 4109 50
Reliance Pennsylvania Indiana 520500 00 716050 00 1426424 00 290000 00 69 915 15 6500 00 45 20 699 15
26793 74 13673 00 182020 03 46427 38 2 054 54 59 00 51 20 264 80 48 80 267 94
Ridgely Protective Assn Rome Security Life Annuity Security 10603 82 113220 64 14000 00 136 73
9657761 00 433000 00 8375 00 241500 00 1703392 0C 2312 00 5000 00 910 10
North Carolina Illinois New York Georgia 1079063 00 49 000 00 464 27 20 54
1982280 00 9415353 50 71164 83 372461 6S 35637 76 81745 00 1202 56 33000 00 61 40 128 00 711 64
State Mutual 1862 30
State State Mutual Indiana Massachusetts 397282 00 349150 Of 1 6138140 00 1 1318883 Ot 154 038 11 25000 OC 46 4C 1540 38
52989 13 8147 00 2000 00 9 60 529 89
o
INS
to
TABLE No 2Continued
Showing Business Done by Old Line Life Insurance Companies in Georgia for the Year Ending April 30 1912
NAME OF COMPANY STATE Risks Written During Year Old Business in Force Total Premiums Losses Paid Losses Unpaid Fees Tax
Southern National Life Kentucky Alabama West Virginia Tennessee 46000 00 1400 35 298079 02 14318 75 39 20 104 00 41 60 42 80 228 80 824 00 14 00
Southern States 2076623 00 6702611 00 63090 00 2000 00 2980 79 143 19
Southern States Mutual 179662 00 261870 00
Southern
Travelers Union Central Connecticut Ohio Maine 292231 00 4626358 00 3157670 00 11115143 00 152492 38 384169 73 63280 70 94724 98 10761 65 2130 10 1524 92 3 841 70
Union Mutual 65
U S Annuity and Illinois Tennessee 540122 00 688514 00 46199 00 1355846 00 23197 24 66935 86 84 80 51 20 231 97
Volunteer State 23000 00 1000 00 669 36

Total 72322474 60272278771 33 10629824 883558097 72305412 08 7525 60 96 813 51

TABLE NO 3
Showing Business Done by Assessment Fire Life and Accident
Insurance Companies for the Year Ending April 30 1912o
to
TABLE No 3
Showing Business Done by Assessment Fire Life and Accident Insurance Companies for the Year Ending April 30 1912
NAME OF COMPANY
American Life
American Life Annuity
Atlanta Mutual
Bankers Health and
Capital CityFire
Continental AidLife
Farmers CooperativeFire
Farmers Mutual
Farmers Mutual
Farmers Protective
Fire Ins Co now Capital
City
Georgia Mutual
leorgia Mutual IndLife
German MutualFire
Gordon County Mutual
Fire and Storm
Great American CoOp
Guaranty Mutual Life
HealthLife
Home Friendly Society
Industrial Life Health
Merchants Life Assn
Mut Benefit Industrial
Mut Life Industrial
National Assurance
National Life Assn
STATE
Savannah la
Atlanta Ga
Atlanta Ga
Macon Ga
Atlanta Ga
Atlanta Ga
Jackson Ga
Dawson Ga
Oakman Ga
Lithonia Ga
Dallas Ga
Macon Ga
Augusta Ga
Savannah Ga
Calhoun Ga
Macon Ga
Savannah Ga
Baltimore Aid
Atlanta Ga
Burlington la
Savannah Ga
Athens Ga
Atlanta Ga
Des Moines la
Risks Written
During Year
39283 00
121500 00
910470 00
240555 00
Old Business
of Previous
Years in Force
63494 50
303490 00
5571 00
120000 00
244350 00
44867 00
3950337 00
1295000 00
194475 00
Total
Premiums
Losses
Paid
671910 00
1090670 00
68650 00
140000 00
317911 00
28S750 00
8416S 00
212000 00
5424 05
392000 00
1696552 50
7000 00
112200 00
73134 00
12000 00
293967600
25088 09
13553 23
98915 84
160277 65
3437 84
102707 12
2784 99
1510 00
3168 20
959 67
86763 16
11923 19
1299 07
4670 20
39063 70
38702 25
385942 55
2328 82
95820 35
47144 20
12931 29j
703 13
12368 58
850 00
42690 12
65753 50
536 00
46094 85
5400 00
9500 00
2621 00
800 00
Losses
Unpaid
6750 00
233 25
Fees
300 00
30983 20
117 13
1368 58
1317 77
16038 42
25906 00
170434 50
37599 75
38793 00
2575 00
75 00
16038 42
1721 00
32 00
92 00
166 40
231 20
20 00
134 00
160 00
20 00
160 00
20 00
20 00
72 80
20 00
160 00
32 00
53 60
308 00
42 00
56 00
46 40
244 40
40 401
Tax
25 09
67 77
98 91
100 27
34 38
102 71
27 85
15 10
31 68
9 59
86 76
119 23
12 99
46 70
39 06
387 02
385 94
23 28
95 82
471 44
129 31
7 03No Carolina Mut Provt Pilgrims Health Life Progressive tt it a tt Fire tt ti Life a Durham N C Augusta Ga 916288 00 652469 00 18863 76 192235 06 8028 70 84280 99 118 80 152 00 32 00 65 50 160 00 5 00 20 00 160 00 120 00 41 60 188 63
584030 00 192 23

Atlanta Ga 209202 66 9778 65 4470 00 975 00 97 78
Southern States South Georgia Farmers Sunlight Union Union Mut Assn U S Health Life
Thomasville Ga Atlanta Ga Atlanta Ga 26835 00 904050 00 245725 00 134 17 23430 85 6576 34 181183 45 2842 55 1971 14 2441 45 2855 00 81969 62 834 50 1 35
23 43
600 00 65 76
181 18
Atlanta Ga 20982 50 2 84
Total 11788256 05 9577837 50 1574739 37 704598 80 26692 67 3000 20 3131 10

o
to
1
TABLE NO 4
Showing Business Done by Accident Surety and Miscellaneous
Insurance Companies for Year Ending April 30 1912TABLE No 4
Showing Business Done by Accident Surety and Miscellaneous Insurance Companies for Year Ending April 30 1912

to
00
NAME OF COMPANY
Aetna Acct LiabilityCo
Aetna Life Acct Dept
Alabama Fid Casualty
American Bonding
American Casualty
American Credit Indemnity
American Fidelity
American Surety
Atlantic Horse
Conl inental Casualty
Empire State Surety
Employers Indemnity
Employers Liabty Assnce
Equitable Casualty
Equitable Surety
Federal Casualty
Fidelity Casualty
Fidelity Deposit
Frankfort General
Georgia Life Acct Dept
General Accident1
Globe Indemnity
Great Eastern Casualty
Great Southern Accident
Guarantee Co of N A
Hartford Steam Boiler
Illinois Surety
STATE
Connecticut
Connecticut
Alabama
Maryland
Pennsylvania
New York
Vermont
New York
Rhode Island
Indiana
New York
Pennsylvania
England
Georgia
Missouri
Michigan
New York
Maryland
Germany
Georgia
Scotland
New York
New York
Georgia
Canada
Connecticut
Illinois
Risks Written
During Year
Old Business
of Previous
Years in Force
7633800 00
162000 00
812437 00
61500 00
456067 00
106000 00
8606365 00
15190 00
750620 00
2954 90
21479256 45
4522216 17
713280 00
999418 00
1369355 54
3493642 00
111724 04
3581 47
5981213 46
306000 00
4695046 00
17000 00
876327 90
Total
Premiums
6026 08
67387 48
607 15
19831 83
9514 50
9692 50
20240 53
528 06
41634 88
2099 88
6063 66
23745 88
40422 32
8628 91
88594 33
45561 24
5330 97
68428 57
33931 35
9997 98
26934 14
55 00
17083 68
968 56
Losses
Paid
3593 69
39245 40
453 90
4073 44
4823 20
10785 13
33687 03
269 93
23714 90
3183 22
3173 35
24837 67
4152 33
45297 08
9642 29
3036 50
30120 27
19669 55
4737 14
7884 46
603 62
Losses
Unpaid
415 80
16401 00
1990 11
1043 11
2677 65
7275 00
49916 22
5530 43
8558 89
1300 13
200 00
250 00
Fees
77 60
79 40
210 80
96 40
34 40
39 20
250 40
63 20
311 60
36 80
34 40
66 20
49 40
144 20
65 it
207 80
146 20
39 80
100 40
32 00
144 80
ISO St
34 40
145 40
41 60
Tax
60 25
673 87
6 07
198 31
95 15
96 93
202 40
5 28
416 35
21 00
60 64
237 45
40 42
86 29
885 94
455 til
53 31
68 43
339 31
99 98
26 93
55
170 83
9 69

o
ins
CO
Interstate Casualty
Lloyds Plate Glass
London Guarantee Acct
Loyal Protective Assn
Maryland Casualty
Massachusetts Bonding
Masonic Mut Accident
Metropolitan Casualty
National Casualty
National Surety
New York Plate Glass
No American Accident
Ocean Acct Guarantee
Pacific Coast Causalty
Peninsular Casualty
Preferred Accident
Royal Casualty
Royal Indemnity
Standard Accident
Thames Mersey Marine
Title Guarantee Surety
Travelers Indemnity
Travelers Life Acct Dept
U S Casualty
U S Fidelity Guaranty
U S Health Accident
Alabama
New York
England
Massachusetts
Maryland
Massachusetts
Massachusetts
New York
Michigan
New York
New York
Illinois
England
California
Florida
j New York
Missouri
New York
Michigan
England
Pennsylvania
Connecticut
6455000 00
40950 00
3700483 00
2709939 93
197025 00
364800 00
7597101 00
1049444 00
811000 00
2211430 00
1266219 00
529000 00
New York10249535 00
Maryland
Michigan
711300 00
Total97793986 03
31400 00
10605458 00
417484 00
2411059 00
12430 94
1264 26
32108 8
1275 00
123951 92
21144 10
136 50
8333 92
8479 19
27509 77
2197 53
21510 86
39720 06
1758000 00
1920504 00
360000 00
30075140 83
0204
308
24265
1042
51163
3351
33
2753
3886
23410
908
9732
18904
09 99
12959 38
8105 37
5008 58
31648 03
36387 16
6974 56
13052
11463 84
122213 47
50701 88
90102 24
12848 29
1254898 06
283 93
19663 07
5903 56
177 00
3581 04
S5 33
1070 59
10510 00
7801 12
6249 21
2820 28
1967 3S
18776 12
5094 88
5232 16
3366 44
56882 36
23573 80
7077 25
7957 71
307 00
423 16
1135 00
509747 71
44 60
56 00
28 80
59 60
221 20
70 40
44 00
66 40
71 00
230 00
51 80
ITS 00
79 40
46 40
36 80
44 00
41 60
137 20
191 00
34 40
204 80
83 00
1385 00
893 20
264 21
140010 29
89 60
338 40
68 00
5168 40
124 31
12 64
321 09
12 75
1239 52
211 44
1
83
37
34
84 79
275 10
21 98
215 11
397 20
129 59
81 05
50 08
316 48
363 87
69 75
130 52
111 64
1222 13
507 02
901 62
128 48
11326 89VHHWQBHHHfflHBHUHP

TABLE NO 5
Showing General Condition of Fraternal Orders for Year Ending
December 31 1912TABLE No 5
Showing General Condition of Fraternal Orders for Year Ending December 31 1912
NAME OF COMPANY
STATE
Income
Disbursements
Assets
Liabilities
Fees

CO
American Woodmen
Atlanta Mut Burial Association
Ben Hur Tribe of
Catholic Knights of America
Columbian Fraternal Assn
Concord Life
Eminent Household of Columbian
Woodmen
Farmers Life Confederation
Farmers Mutual Life Protective Assn
Forest Woodmen Circle
Fraternal Mystic Circle
Fraternal Provident Assn
Fraternal Union of America
Fraternal Protective Assn
Golden Seal
Grand Fraternity
Heptasophs Order of
Homes Friend
Homesteaders
Independent Order of Puritans
Independent Order of Woodmen
International Liberty Union
Knights of Columbus
Knights of Honor
Knights of Industry
Knights of the Mystic Ark
Knights of the Maccabees
Colorado
Georgia
Indiana
Missouri
Dist of Columbia
Georgia
Georgia
Georgia
Georgia
Nebraska
Pennsylvania
Georgia
Colorado
Massachusetts
New York
Pennsylvania
Maryland
Georgia
Iowa
Pennsylvania
Georgia
Kentucky
Connecticut
Missouri
Dist of Columbia
Georgia
Michigan
13
1
1566
663
10
4
453
12
1
1197
568
439
110
586
276
1564
10
241
141
4
67
1314
1543
2
777 97
663 38
186 82
613 14
161 96
886 60
167 28
857 85
171 00
617 54
996 35

11204 89
1615 20
1503458 93
594073 51
7544 59
4980 50
333832 71
12686 39
1597 00
709921 12
555604 62
10860 09
48 18
689922 13
105642 92
6236 89
417 15
1346 60
490505 97
1385 19
376 00
2281856 43
460895 04
049 16
951 25
307 90
477 65
415 07
861 88
141 65
731 72
450 15
279 93
406 68
353 15
837 02
457
99
859
264
1645
10
210
127
3
64
900
1393
3
301 23
640 18
455 73
805 00
765 42
259 68
124 80
224 44
922 15
275 40
450 94
791 72
341 38
333582 10
39012 50
1248187 84
365679 46
1017764 65
sot ii
120626 71
65160 40
3051 91
26219 73
3591825 88
499551 51
2090 28
171704 11
21922 76
201 09

18473 36


85399 07
119559 23
86788 09
14427 48
655 00
81772 63
305024 47
16068 17
60184 86
2387 S3
79781 63
506163 46
5257179 01 4455245 60 11239995 01i 954060 32

o
OS
CO
Knights of Pythias
Ladies of the Maccabees
Lin wood Afro Labor Co
Masons Annuity
Masonic Benefit Association
Masonic Mutual Life Association
Modern Brotherhood of America
Modern Order of Praetorians
Modern Woodmen of America
Mutual Life Fraternal Association
Mutual Burden Bearers
Natl Fraternal Society of the Deaf
ur United Brotherhood
Protective Order of Friends
Peoples Mutual Benefit Association
Royal Knights of King David
Royal Benefit Society
Retail Merchants Association
Royal Fraternal Associat ion
Royal Arcanum
Sailors
Senate National Union
Southern Mutual Fraternal Union
Southern Protective Association
Southern Farmers Assurance
Union Mutual Association
United Commercial Travelers
United Homes of America 1
Forest Woodmens Circle
Woodmen of the World
Indiana 2
Michigan 1
Georgia
Georgia
Georgia
Dist of Columbia
Iowa
Texas
Illinois
Georgia
Georgia
Illinois
Texas
Georgia
Georgia
No Carolina
Dist of Columbia
Georgia
North Carolina
Massachusetts
Tennessee
Ohio
Georgia
Georgia
Georgia
Goergia
Ohio
Georgia
Nebraska
Nebraska
693647 26
955720 95
1118 00
227217 65
11580 16
116939 11
711329 26
392396 50
212861 81
19315 65
113 05
15875 75
59205 16
1622 50
21157 71
184771 73
Total
2154344 47
1222842 78
942 71
124516 23
11364 74
70622 34
1042984 85
306766 34
13586744 79
23144 99
67 05
7927 93
50100 72
1842 70
19295 64
178610 79
4151282 98
5733528 47
1168 55
471704 73
091 S7
281716 03
1191486 38
1007166 40
11691080 73
2728 15
3438811 94
146690 28
18749 84
14079 36
310 00
7000 00
190851 88
249485 48
1441 973 55
155 00
4552 58
62883 41
13690 64
427570 98
12105 06
652268 48
5605 28
4172 65
3787 50
2555 20
752142 11
190 00
30050436
51854606 62
11494 03
8439053 75
12860 25
2523357 58
4780 65
4537 85
3355 67
2400 53
659373 05
256 00
270926 65
45566638 21
5150 71
6606943 36
4599 96
2354239 05
1659 68
646 00
431 83
289 23
713537 85
70 00
273873 94
4294 07
5500
65908 94
67S 65
726691 81
2600 00
217138 70
596046 42
66 00
14991 90
59196176 47
9629520 78
580 00
TABLE NO 6
Comparative Table Showing Business done by Insurance Com
panies in the State of Georgia for the Years
1900 to 1912 inclusive
TABLE No 6
Comparative Tables Showing Business Done by Insurance Companies in the State of Georgia for the Years 1900 to 1912 inclusive
Amount
Insurance in
Force
Premiums
Losses
Fees
Taxes
Total
1900
1900
1900
1900
1901
1901
1901
1901
1901
1902
1902
1902
1902
1902
1902
1902
1903
1903
1903
1903
1903
1904
1904
1904
1904
o
CO
Fire
Life
Cooperative
Accident Surety and Marine
Fire Companies
Old Line Life Companies
Assessment Life Companies
Accident Plate Glass Marine and Surety
Companies
Fraternal Orders
Fire
179501495
92223613
7847605
76015608
231234339
132654379
4659699
106758014 37
2419054 02
3989954 41
276811 01
260701 94
2799184 25
4096642 95
231899 72
329627 19
1575983 77
1488443 73
100074 48
122829 96
1543133 20
1524301 42
51478 98
150316 41
Old Line Life
Assessment Life
Accident Plate Glass Marine and Surety
Companies
Fraternal Orders
Agents Tax receipted for as fees by mist ake
Overpayment of fees
Fire
234719433 69
14ft409404 72
4848391 00
101564929 45
1
3002653 49
4799931 23
275 400 53
382844 05
1379395 44
1843778 09
54375 95
203005 77
Life
Cooperative
Accident Surety and Marine
Fraternal Orders
Fire
Life
Cooperative
Accident Surety and Marine
225048844 32
112672751 34
5903050 15
991933279 56
3241995 2S
5298816 17
303421 89
395082 45
1431332 91
1758747 09
68303 02
201170 42
2805530212 26
1711133881 24
91158245 97
100855541 66
3535767 42
5980233 56
389008 97
508813 32
1330233 95
2302990 02
99118 97
243934 79
8514 40
2512 00
780 80
1390 80
8839 20
2989 00
848 80
1312 00
220 00
7slid 80
3065 60
053 00
1513 60
300 00
30 00
80
8728 00
3117 60
1095 20
1740 80
430 00
9919 60
3640 80
1233 60
1704 00
24190 38
36385 58
2768 10
2007 06
27991 69
40900 36
2334 58
3296 25
30007 81
48057 48
2754 00
3828 40
32817 29
53045 59
3034 20
4453 21
35357 67
59802 33
1010 12
5088 13
32704 78
38897 58
3548 90
4003 80
30830 89
43955 96
3183 38
4608 25
39692 61
51123 n
3407 60
5342 00
41543 29
56163 19
4129 40
5458 57
45287 20
63443 13
5279 72
6792 131904
1905
1905
1905
1905
1905
1906
1906
1906
1906
1906
1907
1907
1907
1907
1907
1908
o 1908
S3 1908
1908
1908
1909
1909
1909
1909
1910
1910
1910
1910
Fraternal Orders
Less Overpayment
Fire
Life
Cooperative
Accident Surety and Marine
Fraternal Orders
Fire
Life
Cooperative
Accident Surety and Marine
Fraternal Orders
Fire
Life
Cooperative
Accident Surety and Marine
Fraternal Orders
Fire
Life
Cooperative
Accident Surety and Marine
Fraternal Orders
Fire
Life
Assessment Life Accident and Iire
Accident Casualty and Surety
NAME OF COMPANY
274885240 75
197919425 16
12661243 05
99830976 34
3855589 11
6618772 04
267563 37
577022 62
4281305 95
7337848 96
684149 72
666665 49
2560991 25
3443227 43
203285 85
248449 44
1659543 25
2665295 69
262025 46
253657 89
4477407 90
7908817 60
797547 52
745360 59
334459580 65
238257061 62
9281409 70
94454929 27
343282602 73
318350105 64
12728 138 75
106869199 07
4651734 69
8168084 90
778160 07
811598 50
2378900 48
2823055 00
32094 57
276193 55
2059941 52
2966297 96
342838 14
351558 73
4763438 20
8439856 53
916536 78
889676 30
Fire
Life
Assessment Companies
Accident Casualty and Surety
Insurance
in Force
398735304 29
609499315 20
26249809 41
120670025 78
Premiums
3165058 46
3302705 44
385864 03
396396 41
Losses Paid
5 348056 40 2524704 85 297391 27
8703437 12 3071620 86
1210107 20
1024291 26
410 00
60
10746 40
4112 80
1892 80
1912 80
410 00
12595 40
4235 20
2995 20
1936 60
700 00
14408 20
4220 34
2824
2613 60
15525 65
4290 20
1781 01
2922 55
500 00
17252 44
5102 20
1959 00
3490 20
Losses
Unpaid
39125 731
66605 96
4955 581
5779 25
41991 47
73537 22
9960 93
6036 78
45473 82
79115 51
7783 74
8122 18
460 00
46517 16
81820 74
7697 62
8021 37
47632 92
84398 60
9214 00
8884 14
Fees
650344 19
441788 09
14985 00
206479 83 5593 80
11500 00 4152 60
183797 96 4612 80
49872 13
70718 76
6848 38
7692 05
59882 02
83335 85
10108 54
10735 78
62042 81
86110 94
9478 63
10943 92
64885 36
89500 80
11173 00
12374 34
Tax
48628 48
84075 59
4769 94
9953 47o
CO
CO
TABLE No 6Continued
Comparative Tables Showing Business Done by Insurance Companies in the State of Georgia for the Years 1900 to 1912 inclusive
NAME OF COMPANY Insurance in Force Premiums Losses Paid Losses Unpaid Fees Tax
1911 1911 FinCo Old Line Life 415974670 55 320936201 10 17800980 50 163242507 88 426571996 12 344601245 93 21366093 55 127869126 86 5505043 26 9965386 90 1392946 05 1107860 88 6207400 49 10629824 88 1574739 37 1254898 06 2728535 51 3822902 06 534753 59 534200 55 3296195 19 3558097 72 704598 80 569747 71 441394 58 164778 56 1485 89 125855 27 546144 64 305412 08 26692 67 140610 29 16176 85 6012 55 2846 80 5054 20 17217 00 7525 60 3006 20 5168 40 50 447 80
1911 Assessment Life 90458 32
1911 1912 Accident Casualty and Surety Fire 3214 93 10918 10
1912 1912 1912 1912 Life Assessment Life Accident Accident Casualty and Surety Fraternal Orders 53553 66 96813 51 3131 16 11326 89
1
INDEX
A
iETNA ACCIDENT AND LIABILITY COMPANY CONNECTICUT
Statement of 781
iETNA LIFE INSURANCE COMPANY OP CONNECTICUT
Statement of 372
MFNA LIFE INSURANCE COMPANY OP HARTFORD CONN
Statement of 777
J3TNA INSURANCE CO CONNECTICUT
Statement of 5
AGRICULTURAL FIRE INSURANCE CO WATERTOWN N Y
Statement of 9
ALABAMA FIDELITY CASUALTY CO MONTGOMERY ALA
Statement of 786
ALLIANCE INSURANCE COMPANY OF PENNSYLVANIA
Statement of
AMERICAN BONDING COMPANY OF BALTIMORE
Statement of 792
AMERICAN CASUALTY COMPANY READING PA
Statement of 796
AMERICAN CENTRAL INSURANCE COMPANY OF ST LOUIS
Statement of 22
AMERICAN CHEDIt INDEMNITY CO N Y
Statement of 800
AMERICAN CENTRAL LIFE INS CO IND
Statement of 379
AMERICAN LIFE AND ANNUITY CO OF GEORGIA ATLANTA
Statement of 725
AMERICAN LIFE AND ANNUITY CO OF GEORGIA
Statement of 789
AMERICAN LIFE AND ACCIDENT INS CO OF MISSOURI
Statement of SS41040 ComptrollerGenerals Eepokt
american life ins co waco texas
Statement of 390
AMERICAN DRUGGISTSFIRE INS CO CINCINNATI OHIO
Statement of 17
AMERICAN HOME EIRE INS CO GREENVILLE S C
Statement of 20
AMERICAN FIDELITY COM IA NY OF VERMONT
Statement of 804
AMERICAN EIRE INS CO OF NEWARK N J
Statement of 25
AMERICAN INSURANCE CO ATLANTA GA
Statement of 723
AMERICAN INSURANCE CO OF SAVANNAH GA
Statement of 721
AMERICAN NATIONAL INSURANCE CO OF TEXAS
Statement of 391
AMERICAN NATIONAL LIFE INS CO LYNCHBURG VA
Statement of 3S7
AMERICAN SURETY COMPANY OF NEW YORK
Statement of 808
AMERICAN UNION KIRK NS CO OF PHILADELPHIA PA
Statement of 29
ATHENS MUTUAL FIRE INSURANCE CO OF ATHENS GA
Statement of 31
ATLANTA HOME FIRE INSURANCE CO OF ATLANTA GA
Statement of 34
ATLANTIC HORSE INSURANCE CO RHODE ISLAND
Statement of 813
ATLANTA MUTUAL INS ASSOCIATION OF ATLANTA GA
statement of 727
ATLANTIC NATIONAL FIRE INSURANCE CO OF MACON GA
Statement of 37
ATLANTIC STATES LIFE JNs CO AlGUSTA GA
Statement of 400
ATLAS ASSURANCE COMPANY LTD LONDON ENGLAND
Statement of 40
ComptrollerGenerals Report 1041
augusta fire ins co augusta ga
Statement of 43
B
BANKERS HEALTH AND LIFE INS GO MACON GA
Statement of 729
BANKERS RESERVE LIFE CO OF OMAHA NEB
Statement of 401
BOSTON FIRE INS COMPANY BOSTON MASS
Statement of 46
BRITISH AMERICAN ASSURANCE CO TORONTO CANADA
Statement of 50
C
CAPITAL CITY FIRE INS CO ATLANTA
Statement of 731
CALEDONIAN FIRE INSURANCE COMPANY OF EDINBURGH
Statement of 53
CAMDEN FIRE INS ASSOCIATION NEW JERSEY
Statement of 56
CHEROKEE LIFE INSURANCE COMPANY ROME GA
Annual statement of 434
CHEROKEE LIFE INSURANCE COMPANY ROME GA
Annual statement of i 432
CITIZENS FIRE INS CO CHARLESTOWN W VA
Statement of 59
CITIZENS FIRE INSURANCE COMPANY OF MISSOURI
Statement of 62
CITIZENS NATIONAL LIFE INS CO OF ANCHORAGE KY
Statement of 406
CITY F NEW YORK FIRE INS CO N Y
Statement of Go
COLUMBIA FIRE INSURANCE COMPANY OF ATHENS GA
Statement of 69
COLUMBIA LIFE INS CO OF OHIO
Statement of 421042 ComptrollerGenerals Report
columbia life ins co cincinnati ohio
Statement of 816
COLUMBIAN NATIONAL LIFE INS CO OF MASS
Statement of 416
COLUMBIA INSURANCE CO OF JERSEY CITY N J
Statement of 72
COMMERCIAL FIRE IN CO OF THE DISTRICT OF COLUMBIA
Statement of 75
COMMERCIAL LIFE INS AND CASUALTY CO OF GEORGIA
Statement of 422
COMMERCIAL UNION ASSURANCE CO LTD OF LONDON
Statement of 78
COMMONWEALTH INS CO OF NEW YORK
Statement of 82
CONNECTICUT FIRE INSURANCE COMPANY OF HARTFORD
Statement of 85
CONNECTICUT MUTUAL LIFE INS CO HARTFORD
Statement of 426
CONTINENTAL AID ASSOCIATION OF ATLANTA GA
Statement of 733
CONTINENTAL CASUALTY COMPANY OF INDIANA
Statement of 818
CONTINENTAL FIRE INSURANCE COMPANY OF NEW YORK
Statement of 89
D
DELAWARE INSURANCE COMPANY PHILADELPHIA PA
Statement of 98
DIXIE FIRE NSURANCE COMPANY OF GREENSBQRO N C
Statement of 95
E
EMPIRE CITY FIRE INS CO OF X Y
st atement of 102
EMPIRE LIFE INSURANCE COMPANY OF ATLANTA GA
Statement of 437ComptrollerGenerals Report 1043
empire state surety company of new york
Statement of 882
EMPLOYERS INDEMNITY COMPANY OF PHILADELPHIA
Statement of 827
EQUITABLE CASUALTY CO OF ATLANTA GA
Statement of 835
EQUITABLE FIRE INS COMPANY OF CHARLESTON S C
Statement of 109
EQUITABLE LIFE ASSURANCE SOCIETY OF U S N Y
Statement of 44w
EQUITABLE SURETY CO OF ST LOUIS MO
iStatement of 839
EQUITABLE FIRE MARINE INS CO R I
Statement of 105
F
FARMERS COOPERATIVE FIRE INSURANCE CO OF GEORGIA
Statement of 735
FARMERS MUTUAL FIRE INSURANCE COMPANY OF GA
Statement of 736
FARMERS MUTUAL ASSUR ASSOCIATION GORDON CO GA
Statement of 737
FEDERAL FIRE INSURANCE COMPANY JERSEY CITY N J
Statement of 112
FIDELITY AND CASUALTY COMPANY OF NEW YORK
Statement of 844
FEDERAL CASUALTY COMPANY OF MICHIGAN
Statement of 842
FIDELITY AND DEPOSIT COMPANY OF MARYLAND
Statement of 8al
FIDELITY MUTUAL LIFE INS CO OF PHILADELPHIA
Statement of
FIDELITYPHENIX FIRE INSURANCE CO N Y
Statement of
FIRE ASSOCIATION OF PHILADELPHIA PA
121
Statement of 044
ComptrollerGenerals Report
FIRE INSURANCE COMPANY DALLAS GA
Statement of
FIREMENS FIRE INSURANCE COMPANY OF NEWARK N J
Statement of 128
FIREMENS FUND INS CO OF SAN FRANCISCO CAL
Statement of 124
FITCHBURG MUTUAL FIRE INSURANCE CO MASS
Statement of 131
FRANKFORT GEN INS CO GERMANY
Statement of 857
FRANKLIN FIRE INS CO OF PHILADELPHIA PA
Statement of 138
FRANKLIN FIRE INSURANCE CO WASHINGTON D C
Statement of 135
FRANKLIN LIFE INSURANCE COMPANY SPRINGFIELD ILL
Statement of 445
G
GENERAL ACCNT FIRE LIFE ASSUR COR LTD PERTH
SCOTLAND
Statement of 866
GENERAL BONDING AND CASUALTY INS CO DALLAS TEX
Statement of
GEORGIA FIRE INSURANCE CO OF POLK COUNTY GA
Statement of 141
GEORGIA HOME FIRE INSURANCE CO OF COLUMBUS GA
Statement of 144
GEORGIA LIFE INSURANCE COMPANY OF MACON GA
Statement of 460
GEORGIA LIFE INS CO OF MACON GA
Statement of 761
GEORGIA MUTUAL FIRE INS CO DUBLIN GA
Statement of
GEORGIA MUTUAL FIRE INS CO MACON GA
Statement of 148
0A MUTUAL INDUSTRIAL LIFE HEALTH IN CO AUGUSTA
Statement of 739COMPTBOLLERGrENEJRAls KePORT 1045
GERMAN ALLIANCE FIRE INS CO OF NEW YORK
Statement of 149
GERMANAMERICAN FIRE INS CO NEW YORK CITY
Statement of 153
GERMANIA FIRE INSURANCE COMPANY OF NEW YORK
Statement of 156
GERMANIA LIFE INSURANCE CO OF NEW YORK
Statement of 465
GERMAN MUTUAL FIRE INSURANCE CO OF SAVANNAH GA
Statement of 741
GIRARD FIRE AND MARINE INS CO PHILADELPHIA PA
Statement of 159
GLENS FALLS INSURANCE CO OF GLENS FALLS N Y
Statement of i63
GLOBE INDEMNITY CO OF N Y
Statement of 871
GLOBE RUTGERS FIRE INSURANCE CO N Y
Statement of 166
GORDON CO MUTUAL FIRE STORM IN CO
Statement of
GREENSBORO LIFE INS COMPANY OF GREENSBORO N C
Statement of470
GREAT AMERICAN COOPERATIVE FIRE ASSN MACON GA
Statement of 744
GREAT EASTERN CASUALTY CO NEW YORK
Statement of 878
GREAT SOUTHERN ACCNT FIDELITY CO ATLANTA GA
Statement of 873
GUARANTEE COMPANY OF NORTH AMERICA CANADA
Statement of 882
GUARANTEE MUTUAL LIFE HEALTH IN CO SAVANNAH
Statement of 747
H
HANOVER FIRE INSURANCE COMPANY OF NEW YORK
Statement of 1731046 ComptrollerGenerals Eeport
hartfobd life ins co of connecticut
Statement of 475
HAETFOED FIEE INS COMPANY OF HABTFOED CONN
Statement of 177
HABTFOED STEAM BOILEB INSPECTION INS CO CONN
Statement of 885
HOME FEIENDLY SOCIETY OF BALTIMOEE MD
Statement of 748
HOME FIEE INSUEANCE COMPANY OF NEW YOEK
Statement of 181
HOME LIFE INSUEANCE COMPANY OF NEW YOEK
Statement of 40
I
ILLINOIS LIFE INSUEANCE COMPANY OF CHICAGO
Statement of 486
ILLINOIS SUBETY COMPANY CHICAGO ILL
Statement of 889
INDIANA NATIONAL LIFE INS CO IND
Statement of 41
INDUSTEIAL LIFE AND HEALTH INS CO ATLANTA GA
Statement of 751
INSUEANCE CO OF NOETH AMERICA PHILADELPHIA PA
Statement of 185
INSURANCE COMPANY OF THE STATE OF PENN
Statement of I90
INTERNATIONAL CASUALTY CO OF SPOKANE
Statement of 892
INTEENATIONAL LIFE INS COMPANY OF ST LOUIS MO
Statement of 45
IXTEBSOUTHEKX LIFE INS CO OF KY
Statement of 500
INTERSTATE CASUALTY COMPANY BIRMINGHAM ALA
Statement of 895
INTERSTATE LIFE AND ACCIDENT CO CHATTANOOGA TENN
Statement of 899ComptrollerGenerals Report 1047
j
JEFFERSON STANDARD LIFE INSURANCE CO OF N C
Statement of 504
L
LIFE INSURANCE COMPANY OF VIRGINIA RICHMOND
Statement of 508
LIVERPOOL AND LONDON GLOBE INS CO ENG N Y
Statement of 194
LLOYDS PLATE GLASS INS CO OF NEW YORK
Statement of 902
LONDON ASSURANCE CORPORATION OF LONDON ENGLAND
Statement of 202
LONDON AND LANCASHIRE FIRE INS CO LIVERPOOL ENG
Statement of 206
LOYAL PROTECTIVE INSURANCE CO OF MASS
Statement of 910
LUMBER MUTUAL FIRE INS CO OF BOSTON MASS
Statement of 212
LUMBERMENS MUTUAL INS CO OF MANSFIELD OHIO
Statement of 215
LUMBER UNDERWRITERS FIRE INS CO NEW YORK
Statement of 218
LUMBER INSURANCE COMPANY OF NEW YORK
Statement of 209
M
MANHATTAN LIFE INSURANCE COMPANY OF NEW YORK
Statement of 514
MARYLAND CASUALTY COMPANY OF BALTIMORE
Statement of 913
MARYLAND LIFE INSURANCE CO OF MARYLAND
Statement of 521
MASSACHUSETTS BONDING AND INSURANCE CO BOSTON
Statement of91
MASSACHUSETTS FIRE AND MARINE INS CO BOSTON JIASS
Statement of 2211048 ComptrollerGenerals Eeport
MASSACHUSETTS MUTUAL LIFE INS CO SPRINGFIELD
Statement of 97
MASONIC PROTECTIVE ASSOCIATION OF WORCESTER MASS
Statement of nog
MASONIC MUTUAL ACCIDENT CO OF SPRINGFIELD MASS
Statement of
MERCANTILE MUTUAL INS CO PROVIDENCE R I
Statement of nij
MERCHANTS LIFE ASSOCIATION BURLINGTON IOWA
Statement of o
MERIDIAN LIFE INS COMPANY OF INDIANA
Statement of gin
METROPOLITAN CASUALTY INSURANCE CO NEW YORKi
Statement of 927
METROPOLITAN LIFE INS CO OF NEW YORK
Statement of g33
MICHIGAN MUTUAL LIFE INS COMPANY DETROIT
Statement of g4g
MILWAUKEE MECHANICS FIRE INSURANCE CO WIS
Statement of 297
MISSOURI STATE LIFE INSURANCE CO OF ST LOUIS MO
Statement of ggn
MUTUAL BENEFIT LIFE INS CO OF NEW JERSEY
Statement of ggc
MUTUAL BENEFIT INDUSTRIAL LIFE INS ASSN SAVANNAH
Statement of 7gg
MUTUAL LIKE INSURANCE COMPANY OF NEW YORK
Statement of gg2
N
NATIONAL ASSURANCE CO ATLANTA GA
Statement of 7gj
NATIONAL CASUALTY COMPANY OF MICHIGAN
Statement of 93
NATIONAL FIRE INSURANCE CO OF HARTFORD CONN
Statement of 930ComptrollerGenerals Eeport 1049
national home eire ins co oe polk county ga
Statement of 231
NATIONAL L1EE ASSOCIATION DES MOINES IOWA
Statement of 763
NATIONAL LIFE AND ACCIDENT INS CO NASHVILLE TENN
Statement of 581
NATIONAL LIFE INS CO MONTPELIER VERMONT
Statement of 574
NATIONAL LIFE INS COMPANY OF CHICAGO ILL
Statement of 569
NATIONAL SURETY COMPANY OF NEW YORK
Statement of 934
NATIONAL UNION FIRE INS CO PITTSBURG PA
Statement of 236
NEWARK FIRE INS CO OF N J
Statement of 240
NEW BRUNSWICK FIRE INS CO NEW BRUNSWICK N J
Statement of 243
NEW ENGLAND MUTUAL LIFE INS CO BOSTON MASS
Statement of 584
NEW HAMPSHIRE FIRE INSURANCE CO MANCHESTER
Statement of 246
NEW YORK LIFE INSURANCE COMPANY OF NEW YORK
Statement of 590
NEW YORK PLATE GLASS INS CO N Y
Statement of 938
NIAGARA FIRE INSURANCE COMPANY OF NEW YORK
Statement of 249
NORTH AMERICAN ACCIDENT INSURANCE CO OF ILL
Statement of 941
NORTHERN ASSURANCE CO
Statement of 256
NORTH CAROLINA MUTUAL AND PROVIDENT ASSN DURHAM
Statement of 765
NORTH RIVER FIRE INSURANCE CO NEW YORK CITY
Statement of 2601050 ComptrollerGenerals Eeport
NORTHWESTERN MUTUAL LIFE INS CO OF WISCONSIN
MILWAUKEE
Statement of 597
O
OCEAN ACCIDENT GUARANTEE COR LTD OF LONDON ENG
Statement of 945
ORIENT FIRE INSURANCE CO OF HARTFORD CONN
Statement of 267
P
PACIFIC COAST CASUALTY OF CALIFORNIA
Statement of 950
PACIFIC MUTUAL LIFE INS CO OF CALIFORNIA
Statement of 603
PACIFIC MUTUAL LIFE INS CO OF CALIFORNIA
Statement of 955
PALATINE INSURANCE CO LTD OF LONDON ENG
Statement of 271
PAN AMERICAN LIFE INS CO OF N ORLEANS LA
Statement of 610
PENINSULAR CASUALTY COMPANY OF FLORIDA
Statement of 959
PENN MUTUAL LIFE INS CO OF PHILADELPHIA
Statement of 611
PENNSYLVANIA FIRE INS CO OF PHILADELPHIA
Statement of 274
PENN LUMBERMANS MUTUAL F1RF IN CO PHILADELPHIA
Statement of 277
PENN MILLERS MUTUAL FIRE INS CO
Statement of 280
PHOENIX ASSURANCE CO LONDON
Statement of 286
PEOPLES NATIONAL FIRE INS CO WILMINGTON DEL
Statement of 283
PHOENIX FJRE INS CO OF HARTFORD CONN
Statement of 289COMPTKOLLEKGrENERAls EEPOET 1051
PHOENIX MUTUAL LIFE INS COMPANY OP CONN
Statement of 618
PILGRIM HEALTH AND LIFE IKS CO OP AUGUSTA GA
Statement of
PITTSBURG LIFE TRUST COMPANY PITTSBURGH PA
Statement of 624
PREFERRED ACCIDENT INSURANCE CO NEW YORK
Statement of 962
PROVIDENCE WASHINGTON INS CO PROVIDENCE E I
903
Statement of
PROVIDENT LIFE AND ACCIDENT INS CO CHATTANOOGA
Statement of 630
PRUDENTIAL INS CO OF AMERICA NEWARK N J
Statement of 633
Q
QUEEN INSURANCE CO OF AMERICA N Y
Statement of
R
RELIANCE LIFE INSURANCE COMPANY PITTSBURG PA
641
Statement of
RESERVE LOAN LIFE INS CO INDIANAPOLIS IND
Statement of
RIDGLEY PROTECTIVE ASSOCIATION WORCESTER MASS
651
Statement of
ROME INSURANCE COMPANY ROME GA
Statement of
ROYAL CASUALTY COMPANY OF ST LOUIS MO
Statement of
ROYAL EXCHANGE ASSURANCE CO OF LONDON
300
Statement 01
ROYAL INDEMNITY COMPANY OF NEW YORK N Y
970
Statement ot
ROYAL INSURANCE CO LIVERPOOL
304
Statement ot 1052 ComptrolleeGenebals Eepoet
s
SAVANNAH FIRE INS CO SAVANNAH GA
Statement of 30T
SCOTTISH UNION AND NATIONAL INS CO EDINBURGH
Statement of 309
SURETY FIRE INSURANCE CO NEW HAVEN CONN
Statement of 313
SECURITY LIFE AND ANNUITY INS CO GREENSBORO N O
Statement of 6
SOUTHERN INS CO NASHVILLE TENN
Statement of 667
SECURITY MUTUAL LIFE INSURANCE CO OF NEW YORK
Statement of 662
SOUTH GEORGIA FARMERS FIRE INS CO THOJIASVILLE GA
Statement of J
SOUTHERN NATIONAL LIFE INS CO LONDON KY
Statement of 670
SOUTHERN STATES FIRE INS CO ATHENS GA
Statement of 318
SOUTHERN MUTUAL FIRE INS CO OF ATHENS GA
Statement of 316
SOUTHERN STATES LIFE INSURANCE COMPANY OF ALA
Statement of 674
SOUTHERN STATES FIRE CAS INS CO BIRMINGHAM ALA
Statement of 95
SOUTHERN STATES MUTUAL LIFE W VIRGINIA
Statement of 679
SPRINGFIELD FIRE AND MARINE INS CO MASS
Statement of 320
STANDARD ACCIDENT INSURANCE COMPANY OF MICHIGAN
Statement of 978
STANDARD FIRE INS CO HARTFORD
Statement of 328
STATE LIFE INSURANCE COMPANY INDIANAPOLIS IND
Statement of 684
STATE MUTUAL LIFE ASSURANCE CO WORCESTER MASS
Statement of 694ComptrollerGenerais Keport 1053
STATE MUTUAL LIFE INSURANCE COMPANY OF ROME GA
689
Statement oi
ST PAUL FIRE AND MARINE INS CO ST PAUL MINN
324
Statement of
SUBSCRIBERS AT U S LLOYDS INS UNDERWRITERS N Y
349
Statement of
SUN FIRE INSURANCE COMPANY OF NEW ORLEANS LA
334
Statement of
SVEA FIRE AND LIFE INS CO OF GOTHENBURG WEDEN
338
Statement of
SUN INS OFFICE OF LONDON
Statement of
T
TITLE GUARANTY AND SURETY CO OF SCRANTON PA
Statement of
TRAVELERS INDEMNITY CO OF HARTFORD CONN
Statement of
TRAVELERS INSURANCE COMPANY OF CONNECTICUT
699
Statement ot
TRAVELERS INS CO OF HARTFORD CONN
992
Statement oi
U
UNION CENTRAL LIFE INSURANCE COMPANY OF OHIO
705
Statement of
UNION FIRE INSURANCE COMPANY OF ATLANTA GA
775
Statement ot
UNION MUTUAL ASSOCIATION OF ATLANTA GA
Statement of
UNION MUTUAL LIFE INSURANCE COMPANY OF MAINE
Statement of
UNION MARINE INS CO LIVERPOOL
340
Statement oi
U S ANNUITY AND LIFE INS CO CHICAGO
711
Statement of
1054 CoMPTROLLERGrENERALs REPORT
UNITED FIREMENS INS CO PHILADELPHIA
Statement of 343
IT S BRANCH AACHEN MUNICH EIRE IN CO AIX LA
CHAPELLE GERMAN
Statement of 1
U S BRANCH EMPLOYERS LIAB ASSUR COR ENG
Statement of 830
U S BRANCH LIVERPOOL AND LONDON GLOBE INSURANCE CO
LIVERPOOL ENG
Statement of 198
U S BRANCH LONDON GUARANTEE ACCDT CO LONDON
Statement of 905
U S BRANCH HAMBURGBREMEN FIRE IN CO
Statement of 171
U S BRANCH N BRITISH MERCANTILE FIRE INS CO LONDON
AND EDINBURGH
Statement of 253
U S BRANCH NORWICH UNION FIRE IN SOCIETY ENG
Statement of 263
U S BRANCH THAMES MERSEY MARINE INS CO LTD
GREAT BRITAIN IRELAND
Statement of 982
UNITED STATES CASUALTY OF NEW YORK
Statement of 997
UNITED STATES FIDELITY AND GUARANTY CO MARYLAND
Statement of 002
UNITED STATES FIREMEN INS CO PHILADELPHIA PA
Statement of
U S FIRE IN CO OF NEW YORK
Statement of 347
UNITED STATES HEALTH AND ACCDT CO SAGINAW MICH
Statement of 1008
UNITED STATES HEALTH LIFE IN CO ATLANTA
Statement of 772
U S HEALTH LIFE IN CO ATLANTA
Statement of 1012ComptbollebGenebals Report 1055
v
iNA STATES EIBE INSUBANCE CO OE RICHMOND
Statement of
VOLUNTEER STATE LIFE IN CO CHATTANOOGA TENN
Statement of
W
WESTERN ft ATLANTIC EIRE IN CO NASHVILLE
Statement of
WESTCHESTEB EIBE INSURANCE CO OP NEW YORK
Statement of
WESTERN ASSURANCE CO TORONTO 3g9
Statement of
WILLIAMSBURGH CITY EIRE INSURANCE CO OE N Y
Statement of
Y
YOBKSHIBE IN CO YORK ENG 369
Statement of
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UMNaanIQfaBWMia
I
SB Q54H4 B657