Report of the Insurance Department of the Comptroller-General's Office for the Year Ending December 31, 1911

THE LIBRARY OF
THE UNIVERSITY OF GEORGIAREPORT
OF THE
b Insurance Department
OF THE
COMPTROLLER GENERALS OFFICE
FOR THE
YEAR ENDING DECEMBER 31 1911
Atlanta Ga
Chas P Byed State Printer
1912LIBRARYREPORT
Office of CompteolleeGenebal
Insubance Depaetment
Atlanta Ga January 1 1912
To His Excellency Jos M Brown Governor
Sib In compliance with law I have the honor to
submit the twentyfourth annual report of the Insurance
Department ending December 31st 1911 The growth
of this Department of the ComptrollerGenerals office
has been phenomenal since its creation in 1887 The
great increase in the volume of business is not confined
to any particular class of companies but is general
showing that there is a growing public demand for in
surance of every character In this connection your at
tention is directed to the following comparative figures
1888
Companies Amount at Risk Premiums Losses Taxes
Fire 97710213 1444669 663127 1446669
Life 27979122 876597 338964 876597
Assessment 9216500 80972 44014 80972
Miscellaneous 4927335 53587 10279 53587
Total 139833170 2455825 1056384 2455825
1898
Companies Amount of Risk Premiums Losses Taxes
Fire 137297141 2186332 1274499 2186332
Life 81873834 2736088 1090177 2736088
Assessment 23180329 427680 218432 427680
Miscellaneous 64604350 222607 92851 222607
Total306945653 5572707 2675959 5572707VI
ComptrollerGenerals Report
Companies Amount at Risk
Tire 33445958065
Life 23825706162
Assessment 928140970
Miscellaneous 9445492927
Total67645298124
1908
Premiums
Losses
465173400 205994152
816808490 296629796
77816007 34283814
81159850 35155873
Taxes
4651716
8182074
769762
802137
1440957816 572063635 14405689
1911
Insurance in
Force
Fire 41597467055
Fife 32093620110
Assessment 1780098050
Miscellaneous 16324250788
Gross
Premiums
550504326
996538690
139294605
110786088
Paid
5272853551
382290206
63475359
53420055
Taxes on
Premiums
15044780
9045832
321493
1091810
Total
91795436003 1797123709 772039171 15503915
It should be borne in mind that the premiums re
ported are the gross premiums from which should be
deducted losses and all expense items in order to arrive
at actual profits of each class of companies on each years
business After allowing for these deductions however
it will be seen that the business as a whole has been
fairly profitable to the companies It will also be ob
served that by the large increase in the volume of busi
ness the States income from the tax on premiums has
correspondingly increased until it has reached the sum
of 15503915 for the year 1911 I have not included in
the foregoing statements the business of Secret Frater
nal Beneficiary Societies chartered by the laws of this or
other States conducting business in this State because
the law imposes no tax on assessments collected from
their members and therefore the amounts collected are
not reported to this Department It should also be
stated that the law prescribes no standard form of an
nual report to this Department for such societies and the
cost of publishing this report has so enormously In
ComptrollebGenerals Eepoet
Vll
creased during the last three or four years I have deemed
it proper to omit these annual statements from the re
ports of this Department
In previous annual reports of this Department I have
taken occasion to direct attention to the numerous de
fects in our system of State regulation and supervision
of the insurance business in Georgia with the hope that
needed amendments might be adopted by the Legisla
ture
The Act providing for State supervision of this busi
ness with the ComptrollerGeneral as ExOfficio Insur
ance Commissioner was passed October 24 1887 At
the time of its enactment it was thought to be sufficiently
comprehensive to afford adequate protection to all classes
of policyholders in this State However well this Act
may have safeguarded the interests of the insured at the
time of its passage the fact remains that under exist
ing conditions differing as they do so widely from
those prevailing at that time the entire system is in need
of thorough revision I wish to call attention to such
features of our present system which in my judgment
most urgently need and demand amendment trusting
that they will receive consideration at the approaching
session of the General Assembly
First of all in importance the powers of the Comp
trollerGeneral as Insurance Commissioner should be so
enlarged as to provide for State regulation and super
vision of the insurance business in fact as well as in
name To this end his jurisdiction should be made to
extend to all classes of insurance companies including
Fraternal Beneficiary associations It is needless to
say that supervision by this Department to be effective
should authorize examinations of all insurance com
panies The scope of these investigations should not be
limited merely to the ascertainment of the solvency of
ffeolVlll
ComptbollebGeneeals Eepoet
companies as is now the case but the Insurance Com
missioner should be authorized to inquire into the hon
esty as well as the intelligence of the management of the
affairs of all companies
In case it is found that the management of any com
pany is dishonest fraudulent or incompetent the Insur
ance Commissioner should be clothed with authority to
refuse license to such companies and if they have al
ready been licensed to revoke said license
I should perhaps take up in detail the amendments
which in my judgment are essential to the protection of
the public referring first to
Fiee Insueance Companies
The laws of this State make three subdiyisions of
this class of companies as follows Stock Companies
Mutual Companies and CoOperative or Assessment
Companies Our statutory requirements relating to the
two first named classes in the light of many years ex
perience have fully protected holders of their policies
This is not true as to the last named Cooperative or
Assessment Companies The laws prescribing condi
tions upon which such companies may be licensed by
this Department are utterly inadequate to protect insur
ers in these companies and should by all means be
amended I would recommend that all such companies
except those which are purely local confining their busi
ness to the county in which they are organized be re
quired to make a deposit of not less than ten thousand
dollars with the State Treasurer or some Trust Com
pany in such securities as may be approved by the
Insurance Commissioner In addition to this they should
be required to set aside the same reinsurance reserveComptrollerGenerals Eepoet ix
from their premium income as is required of stock and
mutual fire companies
It is unquestionably true that the lax laws relating
to this class of companies have encouraged their organi
zation and in many instances utterly irresponsible per
sons have taken advantage of this fact to organize and
operate such companies solely for profit to themselves
yet I am compelled to license them when they comply
with the present lax requirements of our statute
Life Inslrance Companies
The laws of this State prescribing the conditions upon
which Life Insurance Companies of this and other States
may do business in Georgia are also defective in many
respects and should be amended in order to more thor
oughly protect the interests of the many thousands of
Georgia policyholders xl a
This Department should be clothed with wide dis
cretionary powers in the supervision of this branch of
the insurance business Laws should also be enacted
whereby all officers of such companies should be Held to
a strict accountability for any mismanagement of the
companys affairs
Nonresident companies should be required to make
deposits in their home State in United States or State
bonds or in municipal bonds the same being required
of Georgia companies The marvelous growth of the
life insurance business in this State during the last two
decades the premium receipts being 996538600 in
1911 indicates the increasing popularity of life insur
ance in this State This has encouraged the organiza
tion of quite a number of Mutual and Cooperative or
Assessment Companies under charters obtained trom
the State All of them being purely mutual of coursex ComptrollerGenerals Repokt
have no capital stock by which to make the required
deposits with the State and supply funds for the eon
duct of their business until their incomes are sufficient
to take care of their expenses To do this they have
been compelled to adopt methods the wisdom of which
at least has not been without criticism This is a mat
ter which is of vital interest to policyholders in these
companies and to a considerable extent affects the finan
cial strength of the companies The State therefore
should regulate this matter and prescribe some uniform
plan for this purpose
In this connection I would also suggest that all Life
Companies Stock as well as Mutual and nonresident
as well as domestic companies be prohibited from issuing
any form of special contract to a preferred class of policy
holders under penalty of a revocation of their license by
the Insurance Commissioner Indeed no Life Company
should be allowed to make any distinction or discrimina
tion m favor of individuals between insurants of the same
class and equal expectation of life in the amount or pay
ment or premiums or rates charged for policies for life or
endowment insurance or in the dividends or other bene
fits payable thereon or in any other of the terms and
conditions of the contracts it makes Such companies
should be prohibited also under proper penalties from
making issuing circulating or causing to be made is
sued or circulated any estimate illustration circular
or statement of any sort misrepresenting the terms of
any policy issued by it or the benefits or advantages
promised thereby or the dividends or share of the sur
plus to be received thereon or should use any name or
title of any policy or class of policies that does not bear
the signature of the president or secretary of the com
pany No company of this class doing business in Geor
gia should be allowed to issue a policy to a resident ofComptrollerGenerals Report xi
this State which does not have in large letters upon its
face a plain description of the policy so fully defining
its character including dividend periods and other pecu
liarities that the holder thereof would not be liable to
mistake the nature or scope of the contract
Assessment Life Insurance Companies
This class of insurance companies should be subject
to examination by this Department whenever it should
be deemed necessary by the Insurance Commissioner
It is needless to say that encouraged by the fact that
practically no supervision of their business is exercised
by the State has greatly multiplied their number Their
policyholders in this State are entitled to the same pro
tection from the State that policyholders in the larger
legal reserve companies receive from State supervision
The law now requires reasonable deposits with the State
Treasurer for the security of policyholders but makes
no provision for safeguarding the funds coming into the
hands of the company This Department should have
authority lo inquire into their management and see that
the funds belonging strictly to policyholders are not en
croached on for any purpose whatsoever
Surety Companies
Attention is respectfully called to what seems to be
an injustice of our law regulating the business of surety
companies in Georgia Only bonding companies becom
ing sureties on official bondsof State county or munici
pal officers are required to make deposits with our State
Treasurer to protect their bonds Such companies as
confine their business exclusively to court or other bonds
are not required to make deposits in this State thusXll
ComptrollerGenerals Report
depriving estates widows and minors of the protection
which the laws afford the State counties and municipali
ties I must confess I fail to see the justice of this
statute and therefore recommend that all companies of
this character be required to make the same deposits as
are now made by companies writing an official bond
business
Sale of Stock of Insurance Companies Chartered by
this State
Under the Act of December 18 1893 the Secretary of
State is authorized to incorporate Insurance Companies
This Act makes no provision whatever for the protec
tion of investments in the stock of such companies dur
ing the period the company is selling its stock prepara
tory to organizing and obtaining authority from the
Insurance Commissioner to do business in this State No
limitation is put on the price at which such stock must
be sold or the commissions to be allowed on the sale In
consequence unreasonable commissions are paid agents
for the sale of the stock amounting in many instances to
as much as 40 per cent of the selling price of said stock
the corporation receiving 60 per cent The law should
therefore be amended so as to cover these defects and
protect the public
Fraternal Beneficiary Associations
What has been said of the statutes relating to other
classes of insurance companies is equally applicable to
beneficiary orders both nonresident and domestic
It is doubtless known that organizations of all such
associations in Georgia are had under charters obtained
from judges of the Superior Court under an old Section
of our Code enacted many years before there was anyComptrollerGenerals Repokt
Xlll
thought of State supervision of the insurance business
and therefore affords no protection to their members or
policyholders Such associations having no capital or
guaranty fund for the protection of certificate holders
at the time of beginning business should not be licensed
by the State until it can be shown to the Insurance Com
missioner that the association has actual bona fide ap
plications for death benefit certificates upon at least a
sufficient number of lives the assessment on which would
raise the maximum amount on any policy which it pro
poses to issue on one life and that each applicant has
paid in cash one regular payment or assessment based
on the table of mortality fixed by the National Fraternal
Congress
The license fee of 1000 required of these associa
tions is a mere nominal charge as compared with licenses
and other taxes imposed on other insurance companies
and should be increased
Respectfully
Wat A Wright
ComptrollerGeneralComptbollebGeneeals Eepokt
XV
The following Fire Insurance Companies having com
plied with the laws of Georgia are authorized to transact
business in this State for the year 1911
Aachen Munich 84 William St New York
Aetna Fire Hartford Conn
Agricultural Tire Watertown N Y
Alliance Fire Insurance Co Philadelphia Pa
American Central Fire 415 Locust St St Louis Mo
American Fire Insurance Co Newark N J
American Home Insurance Co Greenville S C
American Druggists Insurance Co Cincinnati O
American Union Philadelphia Pa
Atlantic National Macon Ga
Athens Mutual Fire Athens Ga
Atlas Assurance Co London 49 Wall St New York
Atlanta Home Atlanta Ga
Augusta Fire Insurance Co Augusta Ga
Boston Insurance Co Boston Mass
British America 18 Front St Toronto Canada
Caledonian 27 Pine St New York
Citizens Fire St Louis Mo
City of New York Fire New York
Columbia Fire Jersey City
Columbia Fire Athens Ga
Commonwealth Insurance Co 76 William St New York
Commercial Union 58 William St New York
Commercial Fire Distirct of Columbia
Continental 46 Cedar St New York
Connecticut Fire Hartford Conn
Dixie Fire Philadelphia Pa
Dixie Fire Greensboro N C
Empire City Fire New York N Y
Equitable Fire Charleston S C
Federal Marine Insurance Co Jersey City
FidelityPhenix New York
Fire Association of Philadelphia 34 Fifth St Philadelphia Pa
Firemans Fund San Francisco Cal
Firemans Insurance Co Newark N J
Fitchburg Mutual Fire Fitchburg Mass
Franklin Fire Philadelphia
Franklin Fire Insurance Co Washington D C
Georgia Mutual Fire Cedartown Ga
Georgia Home Columbus Ga
Georgia Fire Cedartown Ga
Girard Fire and Marine Insurance Co Philadelphia Pa
German Alliance New York
GermanAmerican 115 Broadway New York
Germania Fire 117 Broadway New YorkXVI
ComptrollerGenerals Eeport
Glens Falls Fire 149 Glen Street Glens Falls N Y
Globe Rutgers Insurance Co New York
HamburgBremen U S B 62 Cedar St New York
Hanover Fire 40 Nassau St New York
Hartford Fire 53 Trumbull St Hartford Conn
Home 119 Broadway New York
Insurance Company of North America 232 Walnut St Philadelphia Pa
Insurance Company State of Pennyslvania Philadelphia Pa
Liverpool and London and Globe of England U S B 45 William St
New York
Liverpool and London and Globe New York
London Assurance U S B 88 Wall St New York
London and Lancashire U S B 46 Pine St New York
Lumber Insurance Co New York N Y
Lumber Mutual Fire Boston Mass
Lumber Underwriters New York
Lumbermans Mutual Mansfield Ohio
Massachusetts Fire and Marine Boston
Mercantile Mutual Fire 10 Weybossett St Providence R I
Milwaukee Mechanics Milwaukee
National Home Insurance Cedartown Ga
National Fire Hartford Conn
National Union Fire Pittsburg Pa
Niagara New York
New Brunswick New Brunswick N J
New Hampshire Manchester N H
Norwich Union 67 Wall St New York
North British and Mercantile U S B 54 William St New York
Northern Assurance 25 Pine St New York
North River Insurance Co 84 William St New York
Orient Insurance Co Hartford Conn
Palatine U S B 21 Nassau St New York
Pennsylvania Fire 510 Walnut St Philadelphia Pa
Pennsylvania Lumbermans Mutual Fire Philadelphia Pa
Peoples National Fire Philadelphia Pa
Phoenix Assurance of England U S B 47 Cedar St New York
Phoenix of Connecticut 64 Pearl St Hartford Conn
ProvidenceWashington Providence R I
Queen of America 49 Cedar St New York
Rochester German Rochester N Y
Royal Liverpool England Louisville Ky
Royal Exchange 92 William St New York
Savannah Fire Savannah Ga
Scottish Union and National U S B 222 Asylum St Hartford Conn
Security Fire New Haven Conn
Southern Mutual Athens Ga
Southern States Fire Birmingham Ala
Springfield Fire and Marine Springfield Mass
St Paul Fire and Marine St Paul MinnComptrollerGenerals Eeport xvii
Svea Tire Stockholm Sweden
Sun Insurance Office England 54 Pine St New York
Sun Fire Insurance Co New Orleans La
United Fireman Philadelphia Pa
United States Lloyds New York N Y
Virginia State Richmond Va
Western Assurance 22 Wellington St Toronto Canada
Westchester Fire 27 and 29 Pine St New York
Williamsburg City Fire 150 Broadway New York
The following Life Insurance Companies having complied with the
laws of Georgia are authorized to transact business in the State for the
year 1911
Aetna Life Hartford Conn
American Life and Accident Salisbury Mo
American National Life Galveston Texas
American National Life Lynchburgh Va
Bankers Reserve Life Omaha Neb
Citizens National Life Insurance Co Louisville Ky
Columbia Life Cincinnati O
Columbian National Boston
Commercial Life Insurance and Casualty Co Savannah Ga
Connecticut Mutual Life Hartford Conn
Des Moines Life Des Moines Iowa
Empire Life Atlanta Ga
Equitable Life 120 Broadway New York
Fidelity Mutual Life Philadelphia Pa
Franklin Life Springfield 111
Georgia Life Insurance Co Macon Ga
Greensboro Life Greensboro N C
Germania Life 20 Nassau St New York
Hartford Life Hartford Conn
Home Life 256 Broadway New York
Illinois Life Chicago 111
InterSouthern Life Louisville Ky
International Life St Louis Mo
Interstate Life and Accident Chattanooga
Jefferson Standard Life Raleigh N C
Life Insurance Company of Virginia Richmond Va
Manhattan Life of New York
Maryland Life 10 South Street Baltimore Md
Masonic Protective Association Worcester Mass
Massachusetts Mutual Life 413 Main St Springfield
Meridian Life and Trust Company Indianapolis Ind
Metropolitan Life 36 Park Place New York
Michigan Mutual Life Detroit Mich
Missouri State Life St Louis
Mutual Benefit Life 752 Broad St Newark N J
Mutual Life of New York 32 Nassau St New York
TennXV111
ComptrollerGenerals Eeport
National Life Chicago 111
National Life Montpelier Vt
New England Mutual Life Boston
New York Life 346 and 348 Broadway New York
Northwestern Mutual Life Cor Broadway and Milwaukee Sts
waukee Wis
Pacific Mutual Life San Francisco Cal
Philadelphia Life Insurance Company Philadelphia
Prudential Life Newark N J
Penn Mutual Life 921 Chestnut St Philadelphia Pa
Phoenix Mutual Life Hartford Conn
Pittsburg Life and Trust Co Pittsburg Pa
Reliance Life Pittsburg Pa
Reserve Loan Life Indianapolis Ind
Ridgely Protective Association Worcester Mass
Rome Life Insurance Company Rome Ga
Security Life of America Chicago
Security Life and Annuity Greensboro N C
Security Mutual Life Binghamton N Y
State Mutual Life Borne Ga
State Life Indianapolis Ind
State Mutual Life Assurance Co Worcester Mass
Southern National Life Lyndon Ky
Southern States Life Montgomery Ala
Southern States Mutual Life Charleston W Va
Travelers Life Insurance Co 56 Prospect St Hartford Conn
Union Central Life 243 West Fourth St Cincinnati O
Union Mutual Life Portland Maine
United States Annuity and Life Insurance Co Chicago Illinois
Volunteer State Life Chattanooga Tenn
Mil
The following Assessment Fire Life and Accident Insurance Com
panies having complied with the laws of Georgia are authorized to trans
act business in the State for the year 1911
American Assurance Association life Atlanta Ga
American Insurance Company life Savannah Ga
American Life and Annuity
Atlanta Mutual Insurance Association life Atlanta Ga
Bankers Health and Life Insurance Co Macon Ga
Continental Aid Association Atlanta Ga
Cherokee Insurance Company life Borne Ga
Farmers Mutual Fire Insurance Co Dawson Ga
Farmers Cooperative Fire Insurance Co Jackson Ga
Farmers Mutual Insurance Association Oakman Ga
Farmers Protective Fire Insurance Co Lithonia Ga
Georgia Mutual Fire Insurance Co Dublin Ga
Georgia Mutual Industrial Life and Health Augusta Ga
German Mutual Fire Insurance Co Savanna GaComptrollebGenebals Eepoet
XIX
Gordon County Mutual Fire Calhoun Ga
Great American CoOperative Fire Association Macon Ga
Guaranty Aid and Relief Society Savannah Ga
Home Friendly Society Baltimore Md
Home Mutual Fire Insurance Co Brunswick Ga
Industrial Life and Health Insurance Co Atlanta Ga
Merchants Life Association Burlington Iowa
Mutual Life Industrial Association Athens Ga
Mutual Benefit Industrial Life Association Savannah Ga
National Insurance Association Atlanta Ga
National Life Association Des Moines la
New South Mutual Life Insurance Co Atlanta Ga
Pilgrim Health and Life Association Augusta Ga
South Georgia Farmers Fire Insurance Co Thomasville Ga
Sunlight Insurance Company Atlanta Ga
Southern Live Stock Insurance Co Dallas Ga
Southern Mutual Life Insurance Association Atlanta Ga
Union Mutual Association Atlanta Ga
Union Fire Insurance Co Atlanta Ga
The following miscellaneous companies having complied with the
laws of Georgia are authorized to transact business in the State for the
year 1911
Aetna Accident and Liability Insurance Co Hartford Conn
Alabama Fidelity and Casualty Montgomery Ala
American Casualty Beading Pa
American Fidelity Co Montpelier
American Surety New York
American Bonding Company Baltimore Md
American Credit Indemnity Company New York
Atlantic Horse Insurance Co Providence E I
Continental Casualty Company Hammond Ind
Empire State Surety Company New York
Employers Indemnity Company Philadelphia
Employers Liability Assurance Corporation 71 Kilby St Boston Mass
Equitable Casualty Co Atlanta Ga
Fidelity and Casualty 214 Broadway New York
Federal Casualty Detroit Mich
Fidelity and Deposit Company Baltimore Md
Frankfort Marine Accident and Plate Glass United States Branch
New York
German Commercial Accident Philadelphia Pa
General Accident Association Corporation United States Branch
Philadelphia Pa
General Bonding Casualty Company
Great Eastern Casualty Company 290 Broadway New York
Great Southern Accident and Fidelity Atlanta Ga
Guarantee of North America 157 St James St Montreal Canadaxx ComptrollerGenerals Eeport
Hartford Steam Boiler 218 Main St Hartford Conn
Illinois Surety Chicago 111
Interstate Casualty Co Birmingham Ala
Kansas City Casualty Kansas City Mo
Lloyds Plate Glass 68 William St New York
Loyal Protective Association Boston Mass
London Guarantee and Accident 139 LaSalle St Chicago 111
Maryland Casualty Company Baltimore Md
Massachusetts Bonding and Insurance Company Boston Mass
Masonic Mutual Accident Springfield Mass
Metropolitan Casualty Company New York
National Surety Company New York N Y
National Life and Accident Nashville Tenn
National Casualty Company Detroit Mich
New York Plate Glass New York
North American Accident 217 LaSalle St Chicago
Ocean Accident and Guarantee 346 Broadway New York
Peninsular Casualty Company Jacksonville Fla
Pennsylvania Casualty Scranton Pa
Philadelphia Casualty Co Philadelphia
Preferred Accident Insurance Co New York
Provident Life and Accident Insurance Co Chattanooga Tenn
Royal Casualty Co St Louis
Royal Indemnity Co New York
Standard Accident Insurance Co Detroit Mich
Thames and Mersey Marine 69 Wall St New York
Title Guaranty and Surety Company Scranton Pa
Travelers Indemnity Company Hartford Conn
Union Marine Liverpool England
United States Casualty Company 38 Nassau St New York
United States Fidelity and Guaranty Baltimore Md
United States Health and Accident Saginaw Mich
The following Fraternal Orders having complied with the laws of
Georgia are authorized to transact business in the State for the year 1911
American Life Atlanta Ga
American Woodmen Denver Colorado
Atlanta Mutual Burial Association Atlanta
Catholic Knights St Louis Mo
Citizens Mutual Benefit Society of Georgia Atlanta
Columbian Fraternal Association Washington D C
Columbian Woodmen Atlanta Ga
Concord Life Association of Georgia Atlanta Ga
Cycle of Equity Birmingham Ala
Equitable Relief Association of America Savannah
Farmers Life Confederation Atlanta
Farmers Mutual Life Protective Association AtlantaCompteollebGeneeals Eepoet
yxi
Fraternal Annuity LaGrange Ga
Fraternal Life Association of Georgia Atlanta Ga
Fraternal Union of America Denver Col
Fraternal Life and Accident Association Richmond Va
Foresters
Fraternal Protective Association of Massachusetts Boston Mass
Forest Woodmen Circle Omaha Neb
Fraternal Mystic Circle Philadelphia Pa
Grand Lodge Fraternal Annuity LaGrange Ga
The Grand Fraternity Philadelphia Pa
Heralds of Liberty Huntsville Ala
The Homes Friend Athens Ga
Homesteaders of Iowa Des Moines la
Improved Order of Heptasophs Baltimore Md
International Liberty Union Covington Ky
Independent Order of Woodmen Covington Ga
Independent Order of Puritans Pittsburg Pa
Knights of Columbus New Haven Conn
Knights of Honor St Louis Mo
Knights of the Maccabees of the World Detroit Mich
Knights of Mystic Ark Atlanta
Knights of Industry Washington D 0
Knigthts of Pythias Indianapolis Ind
Ladies of the Maccabees of the World Port Huron Mich
Linwood Afro Labor Association Bartow Ga
Life Benefit Company Atlanta Ga
Masons Annuity Atlanta Ga
Masonic Benefit Association Atlanta
The Masonic Mutual Life Association Washington D C
Mutual Life Industrial Association Athens Ga
Mutual Burden Bearers Americus Ga
Modern Brotherhood of America Mason City la
Modern Protective Association Sayre Pa
Modern Workmen of the World Alexandria Va
Modern Woodmen of America Rock Island
National Insurance Union Atlanta Ga
National Fraternal Society of the Deaf Chicago 111
National Life Annuity Association of Georgia Atlanta Ga
National Protective Legion of New York New York
National Union of Ohio Toledo Ohio
Odd Fellows Annuity Dallas Ga
Order of United Commercial Travelers of America Columbus Ohio
Peoples Mutual Benefit Association of Georgia Rome Ga
Pretorians Dallas Texas
Royal Benefit Society Washington D C
Retail Merchants Association Atlanta Ga
Senate National Union Toledo Ohio
Sailors Nashville Tenn
Southern Protective Association Atlanta GaXXI1
ComptbollebGenebais Eepobt
Southern Mutual Fraternal Union Atlanta Ga
Southern Woodmen Birmingham Ala
Sovereign Camp Woodmen of the World Omaha Neb
Southern Farmers Assurance Atlanta Ga
Supreme Camp of the American Woodmen Denver Colo
Supreme Council Catholic Knights of America StLouis Mo
Supreme Chapter Fraternal Annuity Association MeRae Ga
Supreme Council of the Royal Arcanum Boston Mass
Tribe of Ben Hur Crawfordville Ind
Union Mutual Life Association Atlanta Ga
United Commercial Travelers Columbus Ohio
United Homes of America Athens Ga
Workmens Circle New York
FIRE INSURANCE COMPANIES
UNITED STATES BRANCH OF THE AACHEN MUNICH FIRE IN
SURANCE COMPANY OF AIXLACHAPELLE GERMANY
Joseph A Kelsey United States Manager
Principal Office in United States 84 William St New York City
Dan B Harris Atlanta Attorney for Service in Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year 2271667 20
4 Extended at 2271667 00
IIIncome
5 Gross Premiums 1609217 32
6 Deduct gross amount paid for reinsurance
fire 23929806 return premiums fire
28859833 total 527896 39
7 Total premiums other than perpetual 1081320 93
11 Gross interest on bonds and dividends on
stocks less 189443 accrued interest on
bonds acquired during 1910 72738 91
21 Gross interest on deposits in trust com
panies and banks 4169 43
15 Total gross interest and rents 76908 34
17 Home office 5288 82
28 Total income
1163518 09
IIIDisbursements
1 Gross amount paid policyholders for losses
including 9879564 occurring in previous
years 645188 72
2 Deduct amount received for discount fire
100000 salvage fire 1455395 rein
surance fire 8551014 total 101124 63
3 Net amount paid policyholders for losses 544124 63
4 Expenses of adjustment and settlement of losses 20071 02
5 Commissions or brokerage 233975 23
6 Allowances to local agencies for miscellaneous agency
expenses 278 12
7 Salaries 2299894 and expenses 1683685 of special
and general agents 39835 79
8 Salaries fees and all other charges of officers directors
trustees and home office employees 75018 06
LIE 3Y
Ofgeob6vComptkollebGtenekals Rbpobt
Advertising 25646o printing and stationery 586310 8 427 7
11 Postage telegrams telephone and express 21 It
12 Legal expenses J
13 Furniture and Fixtures 60 23
14 Maps including corrections 394 77
15 Underwriters boards and tariff elation I
ments fees taxes and expenses
17 Inspections and surveys U9 5J
20 State Taxes on premiums 2141 SZ
21 Insurance department licenses and fees j
ices 10246 municipal taxes and fees 397404 Fed
eral taxes 48579 total
23 Other disbursements Commercial ratings l3800oV mis 484
cellaneous items 184464 total
28 Home office 224 64
37 Agents balances charged off 16S4 50
75 7
40 Total disbursements
1010391 32
IVLedger Assets
t Book value of bonds
5 Cash in companys office 42
6 Deposits in trust companies and banks not
on interest viz Anglo London Paris Na
tional Bank San Francisco 326032
Chase National Bank New York 3
75000 total
7 Deposits in trust companies andhanks on
interest viz Chase National Bank New
York 5938853 Ladenburg Thalmann
o 8301400 total
o 1 40J 53
8 c Agents balances representing busi
new written subsequent to October 3 1910 159 124 67
9 d Agents balances representing busi
ness written prior to October 1 1910 1 75n
H e Bills receivable taken for fire risks 684 03
16 Total ledger assets
2424793 97
NonLedger Assets
18 Interest due and accrued on bonds 24350 82
22 Total
24350 82
28 Gross assets
2449144 79
CoMPTROLLERGrENERAI S REPORT
Deduct Assets Not Admitted
32 Agents balances representing business
written prior to October 1 1910
33 Bills receivable past due taken for ma
rine inland and fire risks
35 Book value of ledger assets over mar
ket value viz
37 Total
38 Total admitted assets
VLiabilities
1 Gross losses adjusted and paid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense including all re
ported and supposed losses
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy including interest premi
ums on perpetual fire risks 65585153
unearned premiums fifty per cent
8 Gross premiums less reinsurance re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 125924229 unearned pre
miums pro rata
1750 71
684 03
78985 38
81420 12
061 20
108613 88
24248 97
139924 05
18350 36
327925 76
690279 80
2367724 67
121573 69
12 Total unearned premiums as computed above 1018205 56
19 Salaries rents expenses bills accounts fees etc due
or accrued
20 State county and municipal taxes due or accrued
21 Commissions brokerage and other charges due or to be
come due to agents and brokers
6157 91
13500 00
340 00
27 Total amount of all liabilities except capital
30 Surplus as regards policyholders
31 Total liabilities
1159777 16
1207947 51
2367724 67ComptkollekGexXeeals Eeport
Business in the State of Georgia During 1910
26 Gross Bisks written
27 Gross premiums on risks written 3509122 00
28 Losses paid deducting salvage 53422 86
29 Losses incurred 17170 98
20665 38
A INSTJBANCE C0MpANY QF hartforD coxxEcTrouT
William B Clark President
Home OffiPP w ly K Rees Secretary
James S TVnT T Hartfor Connecticut
James S Middleton Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paidup
o An T 5000000 00
ATnt f led as per balance
Member 31 of previous year 16 194 Q7Q9S
3 Increase of paidup capital during the
year s
1000000 00
4 Extended at
17194979 28
IIIncome
5 Gross premiums onrBU
6 Beduct gross amount paid 1m 82
for reinsurance lire 1
23589902 marine and in
land 28613516 return
premiums fire 1129901
15 marine and inland
1T775440 2365800 17
403889 50
7 Total premiums other than perpetual
i Ginrmumwritten n perPetai 8gT
JJ Uross interest on hmi j j vs
8327844 03
terest on bonds and dividend
stocks less 3142634 accrued interest
accrued on bonds during 19l0
12 Gross interest on deposits in trustcom
panies and banks
1415 Interest received on accountof old bal
ance now paid 7500 interest received
from Philadelphia Underwriters Associ
ation 620
16 Gross rents from company 4 property
eluding 20000 for companys occupancy
of its own building
728624 17
30821 34
81 20
20000 00
17 Total
gross interest and rents
779527 1 1ComptbollebGeneeals Repobt 5
18 From other sources viz conscience fund
90400 tax on real estate recovered
from State of Connecticut 920000 pre
mium paid by stockholders on increase
of capital 100000000 1010104 00
25 From agents balances previously charged off 6 95
26 Gross profits on sale or maturity of ledger
assets viz bonds 244471 stocks 5
00000 total 7444 71
28 Total income 10130139 40
IIIDisbursements
Gross amount paid policy
holders for losses includ
ing 54980598 occurring in
previous years
Deduct amount received for
salvage fire 5836836 ma
rine and inland 4415857
insurance fire 77818429
marine and inland 155
35979 discount fire 2
05920 total
4408729 55 586149 24
838611 85
199518 36

10
11
12
13
14
15
16
17
18
19
20
21
Net amount paid policyholders for losses 3956748 58
Expenses of adjustment and settlement of losses 42313 60
Commissions or brokerage 1567018 77
Salaries 17031632 and expenses 12108483 of special
and general agents 291401 15
Salaries fees and all other charges of officers directors
trustees home and branch office employees 355695 23
Kents including 20000 for companys occupancy of its
own building 42459 47
Advertising 1836419 printing and stationery 64
92516 total 83289 35
Postage exchange telegrams telephone express and
freight 64881 60
Legal expenses 10980 59
Furniture and fixtures 8831 81
Maps including corrections 14146 79
Underwriters Boards and Tariff Associations 89331 05
Fire department fire patrol and salvage corps assess
ments fees and expenses 14003 50
Inspections and surveys 40519 18
Repairs and expenses other than taxes on real estate 2994 7 L
Taxes on real estate 10666 50
State Taxes on premiums 117787 28
Insurance department licenses and fees 25360 20ComptrollerGenerals Report
22 Alerm7i6eBand taxesYiz fire department
taxes 34382o city and town licenses 17 959 72
OOoT fnchi8e WMWi65 stockliers tax 124
00000 other taxes viz fire marshal tax 4546 03
PersonaI property tax in various towns 335850
2 OH at6S G0Vernmellt x 775301 total
3 Other disbursements viz Equipment of printing depart
ment 302524 auditing coal electric light and gas
ice janitor and engineers supplies laundry lunch
system newspaper subscriptions etc water vault
protection pensions cartage premium on liability
i d P T mercantie agencies 2759788 total
31 Paid Munich Reinsurance company on account ofre
serve fund
32 Paid Munich Reinstancecompany for interVst onbaV
anee
33 Deposit premiums returned
34 Paid stockholder for Merestor dividendVmounV de
ciared duiiiu fiie vpsr fin nun no
m i ui ipoBU U0000 interest 69
80430
37 Agents balances charged off
38 Gross loss on sale or maturity of ledgerassetsvb
bonds 4135148 stocks 31250 total
40 Total disbursements
196585 07
31223 12
98297 94
21759 63
2896 28
749864 30
2047 06
41663 98
882817 36
IVLedger Assets
I pit ve 1 r1 estate 5882 93
4 5ook value of bonds 1173367904 and
stocks 41 837062 total 15852 m m
o Cash in companys office 4561 13
6 Deposits in trust companies
and banks not on interest 33975 82
7 Deposits in trust companies
and banks on interest 1566923 42 1605460 37
8 e Agents balances representing busi
Q mw Wfen Slbse1uent to Oct 11910 1393658 79
9 d Agents brces representing busi
ness written prior to Oct 1 1910 o 94 n7
16 TotaJ ledger assets
19442301 32
NonLedger Assets
18 Interest accrued on bonds rr
21 New York Life Insurance Trust on
pany
24 Total
375 00
91200 56CompteolleeGenebals Eepoet 7
26 Market value not including interest in item 18 of
bonds and stocks over book value 1706176 09
30 Gross assets 21239677 97
Deduct Assets Not Admitted
34 Agents balances representing busineesi
written prior to October 1 1910 2924 57
38 Beal estate 213207 93
40 Total admitted assets 21023545 47
Liabilities
1 Gross losses adjusted and unpaid not yet
due 12559762 125597 62
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 688304 08
3 Gross claims for losses resisted 30471 00
4 Total 844372 70
5 Deduct reinsurance due or accrued 204571 33
6 Net amount of unpaid losses and claims 639801 U
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or
less from date of policy including in
terest premiums on perpetual fire risks
450201013 unearned premiums fifty
percent 2251005 07
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 893961643
unearned premiums pro rata 4812015 48
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
59016565 unearned premiums fifty
per cent fi9 83
12 Total unearned premiums as computed above 7323103 38
13 Amount reelaimable by the insured on perpetual fire in
surance policies being 95 per cent of the premium
or deposit received 101115 19
19 Salaries rents expenses bills accounts fees etc due
1 JUUU uu
or accrued ComptrollerGenerals Eeport
20 State county and municipal taxes due or accrued
4 All other liabilities viz Balance leld for Munich Re
insurance Company under contract
140000 00
449509 41
27 Total amount of all liabilities except capital
28 Capital actually paid up in cash
29 Surplus over all liabilities
5000000 00
7369016 12
8654529 35
30 Surplus as regards policyholders
31 Total liabilities
Business in the State of Georgia During 1910
26 Cross risks written t
97 n i394o29 00
1 Gross premiums on risks written 284 559 59
28 Losses paid deducting salvage 128967 77
118126 32
29 Losses incurred
12369016 12
21023545 47
4S1724 00
9500 09
1368S 21
1S309 21
ADIRONDACK FIRE INSTANCE COMPANY OF XKW YORK
G A Mitchell President K H McKe
Principal Office 84 William St New York keretar
P B Marsh Attorney for Service in Geo
rgia
ICapital
1 Wihole amount of capital stock
2 Amount paid up in cash
IIAssets
200000 00
200000 00
9 Total par and market value of stocks and bonds owned
value th emPany Carri6d Ut at iarket
13 Cash belonging to the company deposited in banks viz
63448 Marine National 4510813 National
Park 2670378 State National 5506 42
3o Interest due and accrued on bonds not included in
market value uneollected
17 Cash in hands of agents and in course of VransmiVsion
Total assets of the company actual cash market value A
II ILiabilities
2 Gross losses in process of adjustment in
eluding all reported and supposed losses 26276 06
297600 00
82595 77
2966 67
67137 66
450300 10ComptrollerGenerals Eepoet
9
3 Losses resisted including interest costs
and other expenses thereon
8129 17
4 Total gross amount of claims for losses 34405 23
5 Deduct reinsurance thereon 9721 17
6 Net amount of unpaid losses
7 Gross premiums without any deduction re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy 32157143 un
earned premiums fifty per cent 160785 71
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 2883605 un
earned premiums pro rata 18967 98
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous purposes
19 All other demands against the company absolute and
contingent due and to become due admitted and
contested viz
Reserve for taxes
Reserve for commissions
20 Total amount of all liabilities except capital stock
scrip and net surplus
21 Joint capital stock actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus
24684 06
179753 69
250 00
3600 00
15870 22
224157 97
200000 00
26142 13
450300 10
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 53683 94
3 Net collected 53683 94
4 Gross premiums on risks written and re
newed during the year 509297 61
5 Total 562981 55
6 Deduct premiums and bills in course of
collection at this date 67137 6610
ComptkollerGenebals Eepobt
7 Entire premiums
year
S Deduct reinsurance
9 Net
collected during the

and return premiums
495843 89
180639 40
cash actually receded for premiums carried out
11 Received for mterest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources
crease if any in value of securities vis
Agents balances charged off
Sale of bonds
omitting in
15 Aggregate amount of income actually received during
the year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 2262592 losses occurring in
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 304441 and all
amounts actually received for reinsur
ance in other companies 69975 31 to
tM dedeti 7301972
290438 74
Net amount paid during the year for losses
Cash dividends actually paid stockholders amountof
stockholders dividends declared during the year
fdid for commissions or brokerage
Paid for salaries fees
taxes in this and
and other charges of officers
clerks agents and all other employees
Paid for State National and local taxes ir
other States
AIcTranderpiitures v a
marges 281576 rent 57516 stationery 57 24
254462 auditing 825 sundries 17287
legal
total
Paid for bonds
Aggregate amount of actual expenditures during the
year in cash g e
Business in the State of Georgia During the Year
Fire marine and inland risks written
Premiums received gross
Losses paid
Losses incurred
315204 49
157S5 47
176 97
25000 00
356166 93
217419 02
10000 00
87597 76
6794 35
8175 98
6990 70
23800 00
360777 81
198818 00
5733 62
3359 60
570 40ComptrollerGenerals Report 11
ALLIANCE INSURANCE COMPANY OF PENNSYLVANIA
Eugene L Ellison President Henry W Farnum Secretary
Home Office 232 Walnut St Philadelphia Pa
Edward S Gay Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1670983 95
t 1670983 95
4 Extended at v
IIIncome
Eire Marine Inland
5 Gross premiums 917724 13 412607 71
i Deduct gross amount paid
for reinsurance fire
11130388 marine and
inland 5972672 re
turn premiums fire
14381750 marine and
inland 7713563 253121 38
136862 35
7 Total premiums other than
perpetual 664602 75 275745 30

Carried out
8 Deposit premiums written on perpetual risks gross
11 Gross interest on bonds and dividends on
4 stocks less 66264 accrued interest on
bonds acquired during 1910 61439 36
12 Gross interest on deposits in trust com
panies and banks
14 Branch office bank balances
15 Deferred settlements
12 86
64 62
17 Total gross interest and rents
18 From other sources Earned perpetual deposits
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds per schedule D 40000 stocks per schedule
D 1152500 total
940348 11
1490 15
63600 02
2 50
1 39
11925 00
28 Total income
1017367 1712
ComptbollebGenebals Eepoex
IIIDisbursements
1 Fire Marine Inland
1 Lrross amount paid policy
holders for losses 366104 42 198121 63
Deduct amount received
for salvage fire 8663
46 marine and inland
689206 reinsurance
fire 4397842 marine
and inland 3713598 5264188
44028 04
154093 59
agency
printing and stationery
and
3 Net amount paid policy
holders for losses 313462 54
4 Expenses of adjustment and settlement of losses
o Commissions or brokerage
6 Allowances to local agenciesf or i
expenses
7 Salaries 542474 and expenses 284853 of special
and general agents
8 Salaries fees and all other chargesof officers directors
trustees and home office employees
9 Rents
10 Advertising 171983
544479 total
11 Postage telegrams telephone
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salt
meats fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes Pennsylvaniatav
onPo StCk 1500 United States income tax
l4yo82 municipal licenses 1018 27 total
23 Other disbursements Home office management expenses
33 Deposit premiums returned
34 Paid stockholders for interest or dividendsamount de
clared during the year 30000
36 Interest paid to seripholders
express
ivage corps assess
40 Total disbursements
41 Balance
467556 13
171 45
220479 65
9579 19
8273 27
27593 96
3321 00
7164 62
4354 36
2543 59
104 30
1124 47
6810 97
1242 61
555 28
11747 60
3390 05
4504 09
1445 45
170 00
30000 00
11660 81
828797 85
1859553 27ComptrollerGenerals Report 13
IVLedger Assets
4 Book value of bonds 147215000 and
stocks 9805000 total 1570200 00
5 Cash in companys office 197 07
7 Deposits in trust companies and banks on
interest 158776 55
8 Agents balances representing business
written subsequent to October 1 1910 129061 17
9 Agents balances representing business
written prior to October 1 1910 359 91
10 Bills receivable taken for marine and in
land risks 958 57
16 Total ledger assets 1859553 27
NonLedger Assets
18 Interest accrued on bonds 9667 89
28 Salvage claims 1540 00
30 Gross assets 1870761 16
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to October 1 1910 359 91
38 Bonds and stocks 63252 50
39 Total 63612 41
40 Total admitted assets 1807148 75
VLiabilities
1 Gross losses adjusted and unpaid 1073 00
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 107700 00
3 Gross claims for losses resisted 2500 00
4 Total m273 00
5 Deduct reinsurance due or accrued 7837 00
6 Net amount of unpaid losses and claims 103436 00
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 45014
ComptbollebGenebal a Eepobt
3507 unearned premiums fifty per
cent i
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 46282973
unearned premiums pro rata
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
8938253 unearned premiums fifty
per cent
10 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 14133600
unearned premiums 50 per cent
225417 53
253304 13
44691 27
70668 00
12 Total unearned premiums as computed above
13 Amount reclaimable by the insured on perpetual fire
insurance policies being 90 per cent of the premium
or deposit received
20 State county and municipal taxes due or accrued
1 Commissions brokerage and other charges due or to b
come due to agents and brokers
22 Beinsurance premiums
25 Contingent fund
27 Total amount of liabilities except capital
29 Surrir1 aCtUlI1T1 rd UP CaSh 500000 oO
29 Surplus over all liabilities 40oooo 00
30 Surplus as regards policy holders
31 Total liabilities
594080 93
1 1136 S3
6600 00
12750 00
2753 91
176391 08
907148 75
900000 00
1807148 75
Business i the State of Georgia During the Vear
26 Gross risks written
Less risks cancelled
Risks written
27 Gross premiums on risks written
Less return premiums
Premiums received
28 Losses paid
Pire Marine Inland
1642974 00 35000 00
446391 00 8125 00
1196583 00 26875 00
21974 10
4003 89
845 50
120 66

17970 21
724 84
29 Losses incurred 7454 30
6475 90CompteollebGeneeals Repoet 15
AMERICAN CENTRAL FIRE INSURANCE CO OE ST LOUIS MO
Edward T Campbell President B G Chapman Jr Secretary
Principal Office 816 Olive Street St Louis Mo
ICapital
Wliole amount of capital stock JJOOJOO 00
2 Amount paid up in cash
IIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 29900 00
3 Interest accrued thereon
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 63100 00
9 Total par and market value of stocks owned absolutely
by the company carried out at market value 4415043
11 Total par and market value and amount loaned thereon 461900 00
12 Cash in companys principal office 1017 84
13 Cash belonging to company deposited in
Natl Com Bank in St Louis 158
58981 Third National Bank in St
Louis 3535399 Natl Bank of Com
N Y 933295 St Louis Union
Trust Co 5000000 total 253376 75
Total cash items 254394 59
15 Interest due and accrued on bonds not included in mar
ket value uncolleeted 24609 24
16 Interest due and accrued on collateral loans and un
875 00
collected
17 Cash in hands of agents and in course of transmission 445419 y
18 Bills receivable not matured taken for fire marine and
3 1815 35
inland risks
TT r 805 56
Lee Higgmson o
Total assets of the company actual cash market value 5635121 43
TITLiabilities
1 Losses due and unpaid 88057 22
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 288847 05
3 Losses resisted including interest cost
and other expenses thereon 28332 5016
ComptrollerGenerals Beport
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
405236 77
115265 18
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 1609823 74
unearned premiums fifty per cent 804911 87
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 298985964
unearned premiums pro rata 1 588 150 08
289971 59
11 Total unearned premiums as computed above 2 393 061 95
5 Dividends declared and remaining unpaid or uncalled for
1 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Taxes estimated
IS
3362 19
50000 00
20
Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up incash o
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capitalpaid
up and net surplus
2737204 21
000000 00
897917 22
5635121 43
VIncome during the Fear
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that year s statement 512886 56
o Net collected
4 Gross
512886 56
premiums on risks written and re
newed during the year
5 Total
6 Deduct premiums and bills in course of
collection at this date
7 Entire premiums collected during the year
8 Deduct reinsurance and return premiums
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mort
gages
11 Received for interest and dividends
stocks and bonds collateral loans
from all other sources
12 Income received from all other sources
on
and
3950487 50
4463374 06
567872 55
3895501 51
1277115 01
1794 00
232341 29
618386 50ComptrollerGenerals Eepoet
17
omitting increase if any in value of
securities viz Discount 199221 in
surance on B E and other items 8798
unclaimed dividends 3750 total
2117 69 236252 98
15 Aggregate amount of income actually received during the
year in cash 2854639 48
VExpenditures during the Year
1 Gross amount paid for losses including
14495358 losses occurring in previous
years 1713840 47
2 Deduct all amounts actually received for
salvages whether on losses of the
last or of previous year 1793049
and all amounts actually received for
reinsurance in other companies 360
73783 total deductions 378668 32
Net amount paid during the year for losses 1335172 15
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 240000 00
6 Paid for commissions or brokerage 493547 63
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 239480 19
8 Paid for state national and local taxes in this and
other states 76771 5S
9 All other payments and expenditures viz Losses adjusted
1904861 rent 1206970 advertising 253505
printing and stationery 2548638 P E E T
2582055 legal 417168 furniture and fixtures 4
29584 maps 929727 underwriters board 29
95170 fire department and salvage corps 540037
inspection and surveys 1570022 miscellaneous 92
17813 total 245955 50
Aggregate amount of actual expenditures during the year
in cash 2630927 05
Business in the State of Georgia During the Year
Fire marine and inland risks written 6406690 00
Premiums received gross 7555o 42
Losses paid 17517 77
Losses incurred 17108 7518 ComptrollerGenerals Eepoet
THE AMERICAN FIRE INSURANCE COMPANY OF NEWARK X 1
Philemon L Hoadley President C Weson Bailey Secretary
Principal Office 70 lark Place Newark X 1
Olin L Pattillo Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock im M
2 Amount paid up in cash 10ooy J
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 468 000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple lJOBJUS 25
3 Interest due on all said bond and mortgage loans 242
interest accrued thereon 1863263 total oa 061 63
4 Value of lands mortgaged exclusive of
buildings and perishable improve
ments
lo96o7 00
alue of buildings mortgaged insured for
1952965 as collateral 2 232 950 00
6 Total value of said mortgaged premises
carried inside 3992607 Id
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
5892935 00
I ash m company s principal office 322 83
13 Cash belonging to the company deposited
in Essex County National Bank 116
47224 National Newark Hanking Co
10935578 total 226150 85
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected skirt
17 Cash in hands of agents and in course of transmission
not more than three months due 0
18 Bills receivable not matured taken for fire marine and
inland risks not past due 263 812 03
Total assets of the company actual cash market value 9043082 44
HILiabilities
2 Cress lesses in process of adjustment or
in suspense including all reported and
supposed losses 360j617 77ComptrollerGenerals Beport
19

3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
13127 97
373745 74
64166 47
6 Net amount of unpaid losses
7 Gross premiums without any deduction
receive and receivable upon all unex
pired tire risks running one year or
less from date of policy 156364910
unearned premiums fifty per cent
8 Gross premiums without any deductions
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 729740251
unearned premiums pro rata
781824 55
3771217 20
11 Total unearned premiums as computed above carried
out
34 Amount of dividends declared but not yet due
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Accrued taxes
19 Commissions brokerage and other charges due or to
become due to agents and brokers
Total
20 Special reserve fund
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
309597
4553041 7o
50098 00
500 00
41000 00
168464 29
5122683 31
300000 00
1000000 00
2620399 13
up
nd net surplus 9043082 44
IVIncome During the Year
1 Gross premiums and bills in course of
collection at close of last previous year
us shown by that years statement 716456 39
2 Deduct amount of same not collected 1868 02
714588 37
3 Net collected
4 Gross premiums on risks written and re
newed during the year 4873999 85
TotaJ 5588588 22
6 Deduct premiums and bills in course of
collection at this date 798702 3220 CompxkollekGeneeals Eepokt
7 Entire premiums collected during the
n I6 4789885 90
Deduct reinsurance and return premiums 1265473 63
9 Net cash actually received for premiums carried out 3 54 412 7
10 Received for interest on bonds and mortgages 76236 91
11 Eeceived for interest and dividends on stocks and bonds
collateral loans and from all other sources o60 c44 u
12 Income received from all other sources omitting increase
if any in value of securities viz Eents 22 898 4
15 Aggregate amount of income actually received during the
year in cash
3884492 96
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 23895589 losses occurring in
Pre years 1947642 46
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 4226637 and all
amounts actually received for reinsur
ance in other companies 23000491
total deductions 10 k
Net amounl paid during the year for losses 675 37
Expenses of adjustment and settlement of losses t443g 17
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
20000000 cash dividends actually paid policyholders
amount of policyholders dividends declared durin
the year 9800 total
b Paid for commissions or brokerage 910344 20
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 145 523 4
8 Paid for state national and local taxes in thisand other
states
9 All other payments and expendituresviz Repairs and
ises on real
322 deprec
in cry post
maps etc
27520S 53
Aggregate amount of actual expenditures during the
year in cash
3372866 56
ComptrollerGeneral s Report
21
AMERICAN HOME FIRE INSURANCE COMPANY OF GREENVILLE
SOUTH CAROLINA
Chas F Huid President L B Houston Secretary
Principal Office Masonic Temple Greenville S C
Otis A Murphey Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 200000 00
2 Amount paid up in cash 115466 67
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest accrued on all said bond and mortgage loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 318100 00
5 Value of buildings mortgaged 79650 00
6 Total value of said mortgaged premises
carried inside 397750 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
11 Total par and market value and amount loaned
12 Cash in companys principal office 4641 28
13 Cash belonging to the company deposited
bank viz Farmers Loan Trust Co
Anderson S C 41919 Bank of Bel
ton Belton S C 25497 Com Sav
ings Bank Charleston S C 1737 95
Fourth National Bank Greenville S C
29381 Norwood National Bank
Greenville S C 381791 City Na
tional Bank Greenville S O 10178
33 Bank of Commerce Greenville S
C 29076 Farmers Merchants
Bank Greenville S C 15363 Bran
don Savings Bank Greenville S C
44897 Bank of Greers Greers S C
24941 Chicora Bank Pelzer S C
51098 Bank of Fountain Inn Foun
tain Inn S C 10179 Bank of Spar
tanburg Spartanburg S C 4882
15000 00
126816 33
215 80
22027 91
4266 4609
ComptbollebGenebals Eepobt
Farmers Merchants Bank Liberty
S 31066 Westminster Bank West
minster S 8346 total
18900 64
Total cash items
16 Interest due and accrued on collateralloansandun
collected
17 Cash in hands of agents and in course of transmission
Total assets of the company actual cash market value 7
I ILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
6 Net amount of unpaid losses
7 Cross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy unearned pre
miums fifty per cent
s Gross premiums without any deduction
received and receivable upon all unex
1 ired Are risks running more than one
vear from date of policy unearned
premiums pro rata
6187 77
19176 91
20415 74
as computed above carried
11 Total unearned premiums i
out
7 e and accrued fo salariesrentadvertising and
tor agency and other miscellaneous purposes
Total
21 Joint stok capita actually paid in in
cash
23 Pnrnlns beyond capital and all oil
liabilities
115466 67
45979 19
Total
541 92
70 68
15719 38
207658 4S
6187 77
39592 65
432 20
46212 62
161445 86
24 Abrogate amount of all liabilities including capita
paid up and net surplus
207658 48
TvTneome During the Year
1 ross premiums on risks written and re
newed during the year 91 o71 cn
Entire premiums collected during the vear 9lo71 90
S Deduct reinsurance and return premiums 31062 65ComptrollerGenerals Beport
23

9 Net cash actually received for premiums carried ont
10 Received for interest on bonds and mort
8531 22
209 25
11 Received for interest and dividends on
stocks and bonds collateral loans and
from all other sources
12 Income received from all other sources
omitting increase if any in value of
securities viz Rents 1500 mill
notes 46075 deferred payments on
stock 22264 total
1757 96
683 39
Total
13 Received for increase surplus 28850 for increase
capital 5770000 total
15 Aggregate amount of income actually received during
the year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses 21448 00
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous years and all amounts
actually received for reinsurance in
other companies total deductions 2782 39
Net amount paid during the year for losses
6 Paid for commissions or brokerage less reinsurance
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and
other States
9 All other payments and expenditures viz Other mis
cellaneous expenses of every description of home
office
Aggregate amount of actual expenditures during the
vear in cash
10987 57
86550 OH
157746 82
18665 61
10545 09
8898 DO
1086 23
7431 77
46626 70
AMERICAN DRUGGISTS FIRE INSURANCE CO OP CINCINNATI O
Chas H Avery President Frank H Freericks Secretary
Principal Office Mercantile Library Building Cincinnati O
T H Couper Attorney for the Service in Georgia
ICapital
Whole amount of capital stock 200 000 00
2 Amount paid up in cash ComptrollerGenerals Report
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
12 Cash in company prinVipai officeVi0000 27823 M
13 Cash belonging to the company deposited
m M estern German Bank Cincinnati O 4385 50
Total cash items
15 Interest due and accrued on bonds notincluded in W 5
ket value uncollected
17 Cash in hands of agents nnrl 11 4338 17
5 04
Total assets of the company actual cash market value 295290 67
HILiabilities
Gross premiums without any deduction
received and receivable upon all fire
risks running one year or less from date
of policy 6359937 unearned premi
ums fifty per cent s Q0 pQ
8 Gross premiums without any deduction
received and receivable upon all unex
pirea fire risks running more than one
year from date of policy 2697 24
unearned premiums pro rata 1 621 07
11 Total earned premiums as computed above carried
17 Due and accnied for salaries rent advertn and for 3342
agency and other miscellaneous expenses lm n7
tingeiit due and to become due admitted and con
ted viz State county and municipa taxes aecrTd l070 93
TtaynntofaniiabnitexceptcapitarstockrscHp 3616S
uiii net surplus J
21 Joint stock capital actually paid up incash 36168 6
8s beyond capital and al otwlSie
24 Aggregate amount of all liabilities including capital paid
up and net surplus 8 Pai paid
Tv T 295290 67
IVIncome During the Year
1 Gross premiums and bills in course of
collection at close of last previous
year as shown by that years state
ment
6454 05CompteolleeGenebals Repobt
25
2 Deduct amount of same not collected and
charged off 62 50
3 Net collected 6392 15
4 Gross premiums on risks written and re
newed during the year 66296 69
5 Total 7268884
6 Deduct premiums and bills in course of
collection at this date 8258 60
7 Entire premiums collected during the year 64430 24
8 Deduct reinsurance and return premiums 1629 97
9 Net cash actually received for premiums carried out A
10 Eeeeived for interest on bonds and mortgages less
34046 interest accrued on bonds acquired in 1910
11 Eeeeived for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Eents subrental
1500 stock transfers 1125 fire loss claims included
in 1909 withdrawn in 1910 1976 office furniture and
fixtures 62400 increase in book value of bonds
4640 collected previously charged off 3750 total
15 Aggregate amount of income actually received during the
year in cash
62800 27
10548 96
208 74
753 91
74311 88
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 101976 losses occurring in pre
vious years 1i770 30
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz Adjusters ex
penses 64249 rent 48000 advertising stationery
etc 310783 postage etc 105009 general ex
penses 65560 furniture and fixtures 62400 agents
balances charged off 10000 decrease in book value
of bonds 87595 total
16770 30
12000 00
8085 40
8849 13
3156 44
6660 01
Aggregate amount of actual expenditures during year 56397 2926
ComptbollebGenebals Eepobt
AGBICULTUBAL FIRE INSURANCE COMPANY
NEW YORK
OF WATERTOWN
W H Stevens President
Principal Office 203 Washington St Watertown eetary
Nomas I Lynch Atlanta Attorney for Service in Georgia
atertown N Y
ICapital
Whole amount of capital stock
2 Amount paid up iM cash
500000 00
100101 io
I Assets
1 Market value of real estate owned by
iv the company i less
the amount of incumbrances thereon

lM2v bnd aBd m0rtgage corded and bein
first bens on the fee simple 8
3 Interest due on all said bond and mortgageloans
33570 interest accrued thereon 856253 total
i a ue of lands mortgaged exclusive of
buildings and perishable improvements 549 38
neofbnIMJng mortgaged insured for
ol46500 as collateral
Total value of said mortgaged premises
carried inside
86 00
591790 00
value
1141170 00
d bond
e company earned out at market
ZT value of sto
35855 00
721414 11
8898 2
2089743 on
I and market value and amount loaned there
Oakh ni companys principal office
13 ash bel
pal omce
onging to the company deposited
bank
on 316614 01
8089 04
280744 00
Total cash items
aewned on bonds not included
15 Interest due and
market value nncollected
i6XerM
17 Cash fa hands of agents andin course of transmission
AI1 111 real and personal viz Due
1T 0th r reinsurance on osses
bank balances 57778 total
288834 00
20647 78
8771 25
269304 21
Total assets of the company actual cas
1722 SO
11 market value 3761805 29ComptrollerGenerals Report
27
IIILiabilities
1 Losses due and unpaid4
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and ether expenses thereon
4 Total gross amount of claims for losses
40070 90
t06346 70
19658 25
166075 85
5 Deduct reinsurance thereon 32299 10
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 97601600 un
earned premiums fifty per cent 488008 00
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 242929300
unearned premiums pro rata 1279206 00
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and
contested viz Reinsurance 1969739 accrued
taxes 3500000 reserve for contingencies 100
00000 total
133776 75
1767214 00
5517 88
154697 39
20 Total amount of all liabilities except capital stock
scrip and net surplus 2061206 02
21 Joint stock capital actually paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities 1200599 27
4 Wgregate amount of all liabilities including capital
paid up and net surplus 3761805 29
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 282306 37
3 Net collected 282306 37
4 Gross premiums on risks written and re
newed during the year 2521808 41
5 Total 2804114 78CompTKOlleEGeNEEals Repoet
6 Deduct premiums and hill i
collection at thisda CUrSe f
269304 21
7 Entire premiums collected during the
duct reinsurance re Wg jj
Net cash actually received f
from all other sces
my in
250000 profit and
crease if any i 7 sources omitting in
nnJ I 1D vaIe of securities vi2 entS
34432 89
120201 00
7 j
Joss items 4682643 total
15 A
ggregate amount of income actuallv
he year in cash Anally received during
49326 43
VExpenditures During t
1889534 09
g the Year
1 in
oss amount actually paid for losses in
eluding 13264733 losses occurring1
previous years g
Deduct all amounts aciuaily vedfor
St wheter
ia t or of previous year 809598 and
a 1 amounts actually received for re
insurance m other companies 206
45479 total deductions
214550 77
Net amount paid during the year for i
Cash dividends actualh paid toe17 746843 45
1 rni htare national and locql t
other States caI taxes ln this and
75000 00
376638 47
9 All other payments and
expenditures viz Los
oss ad
justments board tivao
sundries advertising printing and
116283 07
65346 38
176000 65
Aggregate amount of actual evnp rt
in cash expenditures during the year
1556112 0
Fro manne and inland risks written
lomiums received gross 1799600 00
Lossps Paid 24 748 9
Losses incurred 16842 47
21918 03
ComptrollerGeneral s Report
29

AMERICAN UNION FIRE INSURANCE CO OF PHILADELPHIA PA
James F Stone President Richard G Oellers Jr Secretary
Principal Office 331337 Walnut St Philadelphia Pa
ICapital
1 Whole amount of capital stock
2 Amount paid up in cash
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value
13 Cash belonging to the company deposited in
Franklin Natl Bank Philadelphia Pa 135225 00
Northern National Bank Philadelphia Pa
Quaker City Natl Bank Philadelphia Pa
West Branch Nat 1 Bank Williamsport Pa
Excelsior Trust Co Philadelphia Pa
West End Trust Co Philadelphia Pa
Mutual Trust Co Philadelphia Pa
Tradesmens Trust Co Philadelphia Pa
500000 00
500000 00
162458 76
74505 00
21746 34
63000 00
5762 92
3645 00
2106 47
134614 87
Interest on above at 2 per cent
440605 60
1048 59

Total
Total cash items
15 Interest due and accrued on bonds not included in mar
ket value uncollected
Initial surplus unpaid
Deduct initial surplus unpaid not admitted
Total assets of the company actual cash market value
111Liabilities
21 Joint capital stock paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources bank
deposits
Initial surplus paid in to date
441654 19
604112 95
2495 83
293636 62
900245 40
293636 62
606608 78
500000 00
106608 78
606608 78
1048 59
106363 38W ComptrollerGenerals Report
15 Aggregate amount of income actually received during the
year m cash
10741 97
VExpenditures During the Year
9 All other payments and expenditures viz Accrued in
terest paid on securities acquired in excess of amount
received
Bonus to State of Pennsyivania and fees on grant of
charter
1731 67
Aggregate amount of actual expenditures during the
year in cash 6
Organization expenses paid out of specialfundforthe purposf
ATLANTIC NATIONAL FIRE INSURANCE COMPANY OP
GEORGIA
Geo Dole Wadley President rn T r
Ti John J McKav Seeretnrv
Principal Office 56 Mulberry St Macon Qa T
LCapital
1 Whole amount of capital stock
A20o0ooao woon
HAssets
1 Market value of real estate owned by the company
less the amount of incumbrances thereon 17 000 On
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest accrued on all said bond and mortgage loans ifJJ J
4 Value of lands mortgaged exclusive of 9
buildings and perishable improvements 64 250 00
alue ot buildings mortgaged 87j25n 00
6 Total value of said mortgaged premises
o TotflTrried inde 151500 00
9 Tot I par and market value of stocks and bonds owned
absolutely bv the company carried out at market
11 Amount loanedon stocks bond ad all other securities 16866
except mortgages
iashinp iw oo
13 Cash belonging to the company deposited
m banks viz American National Bank
Macon Cxa 7828 91 Citizens NaComptrollerGenerals Report
31
tional Bank Maeon Ga 814815
Commercial National Bank Macon
Ga 845138 Fourth National Bank
Maeon Ga 824201 Merchants Bank
Augusta Ga on interest 194227
Jackson National Bank Jackson Ga
86467 State Savings Bank Charles
ton S C 42698 total
Time certificates of deposit on interest
Jackson Banking Co Jackson Ga
555000 City National Bank Dublin
Ga 350000 National Bank of Tif
ton Tifton Ga 100000 Ashburn
Bank Ashburn Ga 20000 Commer
cial Bank Unadilla Ga 200000
Exchange National Bank Fitzgerald
Ga 45000 Jackson National Bank
Jackson Ga 357000 total
Total amount in banks Dec 31 1910
35904 37
1627000
52174
Total eash items
15 Interest due and accrued on stocks and bonds not in
cluded in market value uncollected
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
Ml other assets both real and personal viz
Accrued interest on bank certificate of deposit
Due from other companies for reinsurance premiums
Total assets of the company actual cash market value
52074 39
721 02
15 88
23614 92
620 43
8 54
333048 56
IIILiabilities
0 Net amount of unpaid losses
7 Gross premiums without any deduction re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy 4725564 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all un
expired fire risks running more than
one year from date of policy 55589
74 unearned premiums pro rata
4562 39
23627 82
35429 46
11 Total unearned premiums as c
out
omputed above carried
59057 2832
ComptrollerGenerals Report
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Due other companies for reinsurance
premiums
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus
IVIncome During the Year
4 Gross premiums on risks written and re
newed during the year 126 710 94
8 Deduct reinsurance and return premiums 55 765 19
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and
bonds collateral loans and from all other sources
1 Income received from all other sources omitting increase
if anj in value of securities viz Rents 940 00
investments 128198 total
siT Tf m796m surplus account
dd208dl total
15 Aggregate amount of income actually
the year in cash
received during
vExpenditures During tl
1 Gross amount actually paid for losses
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 166263 and all
amounts actually received for reinsur
ance in other companies S48169 to
tal deductions
ie Year
50163 80
10144 3l
Net amount paid during the year for losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other emplovees
Paid for State national and local taxes in this and
other States
9 All other payments and expenditures viz Traveling
advertising and
expenses 635951 rent 60000
PgHin7S PRtage teh ald Phone
175569 furmture and fixtures 51758 maps
1849 34
200000 00
67579 55
333048 56
70945 75
1152 65
8484 69
1521 98
96005 00
178110 07
40019 48
241 97
17534 96
5421 57CompteolleeGteneeals Repoet 33
13175 underwriters association 41483 exchange
fuel lights office supplies mercantile agencies 4
45672 total 19007 79
10 Adjusting expenses 1302 95
Aggregate amount of actual expenditures during the
year in cash 89528 72
VIBisks and Premiums
Premiums
Fire Kisks Thereon
In force Dec 31 1909 4793636 00 99110 19
2 Written or renewed during 1910 7899280 00 126710 94
3 Total 12692916 00 225821 13
4 Deduct those expired and marked off as
terminated in 1910 5469973 00 96182 96
5 In force at end of year 1910 7222943 00 129638 17
6 Deduct the amount reinsured in other com
panies 1830000 00 26792 79
7 Net amount in force 5392943 00 102845 38
8 Greatest amount insured in any one risk 5000 00
Business in the State of Geoigia During the Year
Fire marine and inland risks written 4458252 00
Premiums received gross 72330 21
Losses paid 22452 46
Losses incurred 21406 80
ATHENS MUTUAL EIRE INSURANCE CO OP ATHENS GEORGIA
M Stern President E B Dixon Secretary
Principal Office Athens Ga
ICapital
Purely MutualNo Capital Stock
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 16405 00
12 Cash in companys principal office 315 88
13 Cash belonging to company deposited in Bishop Banking
Co 6390 Athens Savings Bank 276425 total 3144 0334
ComptrollerGenerals Report
15 Interest due and accrued on bonds not included in mar
ket value uncolleeted
TW lh mpanv Miial aih marhi
IHLiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
Losses resisted 4182 59
500 00
6 Net amount of unpaid losses
14 Amount of dividends declared but not yetdue
Due reinsurance company
Total
Surplus beyond capital an
24 Aggregate amount of all liabiliti
Total
23 Surplus beyond capitaland all otheriiabimies
ies including capital paid
up and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of
collection at close of last previous
year as shown by that years state
ment
3 Net collected
4 Gross premiums on risks written and re
newed during the year
10144 40
10144 40
71 514 21
5 Total
6 Deduct Premiums andbillsincoursed
collection at this date
7 Entire premiums collected during ihe year
8 Deduct remittance and return premiums
olLf fntOTMt and dids on stocks andToids
collateral loans and all other sources
Local agency profits 9
87658 62
12328 44
75330 18
14744 74
61 01
12328 44
980 99
3522 34
36441 81
4682 59
1362 53
691 77
4000 00
134 39
10871 28
25570 53
36441 81
60585 44
1268 84
7S3 34

ComptrollebGenerals Repobt
35
15 Aggregate amount of income received during the year
in cash
62047 62
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 1113448 losses occurring in
previous years
41082 22
Net amount paid during the year for losses 41082 22
4 Cash dividends actually paid policyholders 5495 77
6 Paid for commissions or brokerage expenses salaries
fees and other charges of officers clerks agents
and all other employees 20595 92
8 Paid for state national and local taxes in this and
other states 2489 42
Aggregate amount of actual expenditures during the
year in cash 69613 33
Business in the State of Georgia During the Year
Fire marine and inland risks written 3352508 00
Premiums received gross 71514 22
Losses paid 41082 22
Losses incurred 33626 36
ATLAS ASSURANCE CO LTD OF LONDON ENGLAND
Frank Loch Manager
Principal Office 100 AYilliam Street New York
ICapital
1 Whole amount of capital stock 11000000 00
2 Amount paid up in cash 1320000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 60000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 1916840 0
12 Cash in companys principal office 1911 81
13 Cash belonging to the company deposited in bank 184480 14
Total cash items 186391 95
15 Interest due and accrued on stocks not included in mar
ket value uncolleeted 19739 15
17 Gross premiums in course of collection on policies written
within three months 376949 1036 ComptbollebGenebal s Repobt
All other assets both real and personal as per schedule
attached viz Rents due and accrued 27117 for rein
surance on losses already paid 421660 total 4487 77
Total assets of the company actual cash market value 2564407 97
IIILiabilities
1 Losses due and unpaid 6881 45
2 Gross losses in process of adjustment ot in
suspense including all reported and
supposed losses 145561 93
3 Losses resisted including interest costs
and other expenses thereon 7582 68
4 Total gross amount of claims for losses 160026 06
5 Deduct reinsurance thereon 15841 53
6 Net amount of unpaid losses 144184 53
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 124088448 un
earned premiums fifty per cent 620442 24
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 162748996
unearned premiums pro rata 886393 97
11 Total unearned premiums as computed above carried
out 1506836 21
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous purposes estimated 5000 00
State county and municipal taxes esti
mated 38000 00
Commissions brokerage etc due and to
become due 7538982 and reinsur
ance 2938479 total 104774 61
142774 61
Total 1798795 35
23 Surplus beyond all other liabilities 765612 62
24 Aggregate amount of all liabilities including capital paid
up and net surplus 2564407 97ComptbollebGenebals Eepoet
37
IVIncome During the Year
1 Gross premiums and bills in course of
collection at the close of last previous
year as shown by that years statement 354950 16
2 Deduct amount of same not collected 21 89

3 Net collected 354928 27
4 Gross premiums on risks written and re
newed during the year 2370564 80
5 Total 2725493 07
6 Deduct premiums and bills in course of
collection at this date 383622 16
7 Entire premiums collected during the year 2341870 91
8 Deduct reinsurance and return premiums 543212 63
9 Net cash actually received for premiums carried out 1798658 28
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 74481 49
agents balances previously chaTged off 63248
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 246940
total 3101 88
14 American branches of foreign companies
will please report amount of remittan
ces from home office during the year 414750 39
15 Aggregate amount of income actually received during the
year in cash 1876241 65
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 10560616 losses occurring in
previous years 990451 03
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 2430590 and
all amounts actually received for rein
surance in other companies 8104808
total deductions 105353 98
Net amount paid during the year for losses 885097 05
6 Paid for commissions or brokerage 361960 90
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 139280 86
8 Paid for state national and local taxes in this and other
states 542913038 ComptbollerGenebal s Repoet
9 All other payments and expenditures viz Bents 15
79606 L Board 2934804 advertising printing sta
tionery 1749842 maps 570353 postage 15
64432 traveling 3692862 repairs and improved
real estate 296149 office expenses 1374521 Total 137625 69
10 American branches of foreign companies
will please report amount sent to home
offices during the year 39601170
Aggregate amount of actual expenditures during the year 1578255 80
Business in the State of Georgia During the Year
Fire marine and inland risks written 4232850 00
Premiums received gross 50385 05
Losses paid 18968 10
Losses incurred 20788 10
ATLANTA HOME FIRE INSURANCE COMPANY OK ATLANTA GA
Joel Hurt President Dowdell Brown Secretary
Principal Office 223 Equitable Bldg Atlanta Ga
ICapital
1 Whole amount of capital stock 200000 00
2 Amount paid up in cash 200000 00
IIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest accrued on all said bond and mortgage loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 101500 00
5 Value of buildings mortgaged insured for
580000 as collateral 7000 00
6 Total value of said mortgaged premises
carried inside 138500 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
12 Cash in companys principal office 420 85
13 Cash belonging to the company deposited
in banks viz Lowry National Bank
150101 Atlanta National Bank 4
54339 78
63 29
456450 00ComptrollerGenerals Report
39
51833 American National Bank Ma
con Ga 750629 Citizens First Na
tional Bank Albany Ga 150000
total
15025 63
Total cash items
15 Interest due and accrued on stocks not included in
market value uncollected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Due from
reinsurance companies 4210 interest accrued on
bonds and deposits in banks 198792 total
15446 48
3745 00
37713 75
2030 02
Total assets of the company actual cash market value 569788 32
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 39760 00
3 Losses resisted including interest costs
and other expenses thereon 2050 00
4 Total gross amount of claims for losses 41800 00
5 Deduct reinsurance thereon 7226 00
6 Net amount of unpaid losses
7 Gross premiums without any deduction re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy 13071768 un
earned premiums fifty per cent 65358 84
8 Gross permiums without any deduction
received and receivable upon all un
expired fire risks running more than
one year from date of policy 112925
16 unearned premiums pro rata 62908 22
34584 00
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz State county and municipal taxes ac
crued 177466 underwriters boards accrued 91387
commissions due and accrued 103398 total
20 Total amount of all liabilities except capital stock scrip
and net surplus
128267 06
592 96
3722 51
107166 5340
CompxbolleeGeneeal s Bepobt
21 Joint stock capital actually paid in cash
23 Surplus beyond capital and all other liabiliti
24 Aggregate amount of all liabilities including capital
paid up and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 38427 96
3 Net collected
4 Gross premiums on risks written and re
newed during the year
38427 96
261559 10
5 Total a
6 Deduct premiums and bills in course of
collection at this date
299987 06
37713 75
7 Entire premiums collected during the
262273 31
86503 92
8 Deduct reinsurance and return preniiur
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and
bonds collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities
15 Aggregate amount of income actually received during
the year in cash t
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 16504 00 losses occurring in
previous years 103312 59
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 144371 and all
amounts actually received for reinsur
ance in other companies 1470209 to
tal deductions 16145 80
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
700000
200000 00
202621 79
569788 32
175769 39
3799 31
17033 42
153 44
196755 56
S 7166 79
14000 00ComptrollerGenerals Report 41
0 Paid for commissions or brokerage 33778 74
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 16150 17
8 Paid for State national and local taxes in this and
other States 8972 31
9 All other payments and expenditures viz Adjusting
expenses 158211 advertising 110282 printing
and stationery 254278 rent 163980 postage
telegrams telephone and express 157199 furniture
22065 maps 88975 underwriting board 16817
general expenses 160840 exchange 11704 total 12956 51
Aggregate amount of actual expenditures during the
year in cash 173024 52
V1Miscellaneous
Premiums
Fire Risks Thereon
hi force on the 31st day of December
1909 19355195 00 263520 9S
2 Written or renewed during 1910 19898867 00 261559 10
3 Total 39254062 00 525080 OS
4 Deduct those expired and marked off as
terminated in 1910 17716857 00 253740 81
5 In force at end of year 1910 21537205 00 271339 27
6 Deduct the amount reinsured in other
companies 3208411 00 26696 43
7 Net amount in force 18328794 00 244642 84
8 Greatest amount insured in any one risk 35000 00
Business in the State of Georgia During the Year
Fire marine and land risks written 4215790 00
Premiums received gross 72362 40
Losses paid 26552 23
Losses incurred 426 8 19
AUGUSTA FIRE INSURANCE COMPANY OF AUGUSTA GEORGIA
Thomas T Barrett Jr President W D Deane Secretary
Principal Office Johnson Bldg Augusta Ga
ICapital
1 Whole amount of capital stock 150000 00
2 Amount paid up in cash 116900 0042
CompthollekGtenebals Repokt
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
13 Cash in banks
Georgia Railroad Bank 1500 00
Augusta Savings Bank 1588 59
Merchants Bank 2432 97
IrishAmerican Bank 2319 86
Union Savings Bank 1736 78
Citizens Bank 500 00
11078 20
Less over check National Exchg Bank 46 31
Total cash items f
15 Interest due and accrued not included in market value
uncollected
17 Cash in hands of agents and in course of transmission
not over three months due
Total assets of the company actual cash market value
213270 00
11031 S9
3450 31
9160 46
236912 66
11TLiabilities
1 Losses due and unpaid 20 00
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses 20 00
4 Total gross amount of claims for losses 20 00
6 Net amount of unpaid losses 20 00
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 1358047
unearned premiums fifty per cent 4089 79
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
from date of policy 244599 unearned
premiums pro rata 1752 60
11 Total unearned premiums as computed above carried
out 5842 39
Due Reinsuring companies 2 018 98
Total 7 81 37
ComptrollerGenerals Report 43
21 Joint stock capital actually paid up in cash 116900 00
23 Surplus beyond capital and all other liabilities 112131 29
24 Aggregate amount of all liabilities including capital paid
up and net surplus 236912 66
IVIncome During the Year
4 Gross premiums on risks written and re
newed during the year 16079 24
7 Entire premiums collected during year 16079 24
8 Deduct reinsurance and return premiums 5661 56
9 Net cash actually received for premiums carried out 10417 68
11 Received for interest and dividends on stocks and bonds
collateral loans and from all Other sources 1211 98
15 Aggregate amount of income actually received during the
year in cash 11629 66
VExpenditures During the Year
1 Gross amount actually paid for lesses 72 00
Net amount paid during year for losses 72 00
6 Paid for commissions or brokerage 1185 97
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 4396 66
8 Paid for state national and local taxes in this and other
states 272 70
9 All other expenses viz Organization expenses paid ad
vertising stationery postage legal fees clerks and
rents 2481 16
Aggregate amount of actual expenditures during the year
in cash 8408 49
Business in the State of Georgia During the Year
Fire marine and inland risks written 1349590 00
Premiums received gross 16079 24
Losses paid 7 00
Losses incurred 92 00
BOSTON FIRE INSURANCE COMPANY OP BOSTON MASS
Ransom B Fuller President Freeman Nickerson Secretary
Principal Office 137 Milk St Boston Mass
V L Wilson Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 1000000 CO
2 Amount paid up in cash 1000000 0044
ComptrollerGenerals Eeport
IIAssets
1 Market value of real estate owned by the company
less the amount of incumbranees thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 3
20000 interest accrued thereon 253199 total
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 654500 00
5 Value of buildings mortgaged 526 900 00
6 Total value of said mortgaged premises
carried inside 1181400 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
11 Total par and market value and amount
loaned thereon 53600 00
Less loan on persona property 3 000 00
Total
12 Cash in companys principal office
13 Cash belonging to the company deposited
in banks First National Bank Bos
ton 23880295 Commercial National
Boston 2974255 Norfolk Trust Co
Brookline Mass 5000000 Chase Na
tional New York 3671132 National
Mech Bank Bait O 99606 Baring
Bros Co Ltd London 3273005
total
25272 00
388982 93
Total cash items
14 Amount of premium notes upon which policies have been
issued premiums unpaid not over 3 mos in arrears
15 Interest due and accrued on stocks not included in
market value uncollected
16 Interest due and accrued on collateral loans and un
collected
18 Bills receivable not matured taken for fire marine and
inland risks
All other assets both real and personal viz Notes
receivable 90000 Atlantic Mutual script 22000
Reinsurance return premiums 11857 total
34000 00
619800 00
5731 99
4769345 00
50600 00
414254 93
497665 98
19448 58
77 00
58121 20
1238 57
Total assets of the company actual cash market value 6470283 25
TTTLiabilities
1 Losses due and unpaid

17890 81CompteollebGenebabs Repoet
45
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses3
5 Deduct reinsurance thereon
429718 52
43099 43
490708 76
87300 37
6 Net amount of unpaid losses
7 Gross premiums without any deduction re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy 99339053 un
earned permiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all un
expired fire risks running more than
one year from date of policy 1616
73277 unearned premiums pro rata
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 1
07429027 50 53714514 32
56341 100 3256341 total
466695 26
908693 90
56970855
11 Total unearned premiums as computed above carried
out
16 Cash dividends to stockholders remaining unpaid due
Jan 1 1911
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company
absolute and contingent due and to
become due admitted and contested
viz
State county and municipal taxes due or
26390 00
accrued
Commissions brokerage and other charges
due to agents and brokers fil 509 01
Total
20 Total amount of all liabilities except capital stock
scrip and net surplus
n Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
403408 39
1945097 71
50000 00
2858 23
87899 01
2489263 34
1000000 00
2981019 91
24 Aggregate amount of all liabilities including capital
paid up and net surplus
6470283 2546
Gross premiums and bills
in course of collection at
close of last previous
year as shown by that
years statement j
ComptbollebGexekals Beport
IVIncome During the Year
Fire Marine Inland
254347 49 258139 59
3
4
Net collected 254347 49 258139 59
Gross premiums on risks
written and renewed dur
ing the year 2462137 90 2053503 22
7
Total 2710485 39 2311642 81
Deduct premiums and bills
in course of collection at
this date 265590 06 312815 74
Entire premiums collected
during the year 2450895 33 1998827 07
Deduct reinsurance and re
turn premiums 959288 72 479 286 77
10
11
12
15
Net cash actually received
for premiums carried
out 1491606 61 1519540 30 3011146 91
Received for interest on bonds and mortgages 30701 97
Received for interest and dividends on stocks and
bonds collateral loans and from all other sources 215092 55
Tncome received from all other sources omitting in
crease if any in value of securities viz Dividends
on stocks in liquidation profit home office agency
and sale of stock 5696 15
1
2
Aggregate amount of income actually received during
the year in cash 3262637 58
VExpenditures During the Year
Fire Marine Inland
Gross amount actually paid
for losses including
24584617 losses occur
ring in previous years 1060655 26 1093765 59
Deduct all amounts actu
ally received for sal
vages whether on losses
of the last or of pre
t ious year 7407443ComptrollerGenerals Eeport
47
and all amounts actually
received for reinsurance
in other companies
14996155 discount
127482 total deduc
tions
278127 90 247182 90
Net amount paid during
the year for losses 782527 36 846582 69 1629110 Oo
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 300000 00
6 Paid for commissions or brokerage 666268 19
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 238o23 a 7
8 Paid for State national and local taxes in this and
57389 92
other States
9 All other payments and expenditures
kssresate amount of actual expenditures during the
ss s 3056484 26
year m cash v
Business in the State of Georgia during the year
Marine and inland risks written
Premiums received gross
Losses paid
Losses incurred
405695 00
5355 03
1505 81
280 81
BRITISH AMERICA ASSURANCE COMPANY OF TORONTO CANADA
W B Meikle General Manager
P H Sims Secretary
Principal Office 18 and 20 Front Street East Toronto Canada
ICapital
Whole amount of capital stock deposit capital 10000 00
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
12 Cash in companys principal office
13 Cash belonging to the company deposited
in banks Canadian Bank of Commerce
New York 13712870 United States
Mortgage Trust Co New York 19
95000 total 157078 70
1280727 34
Total
157881 58ComptrolleeGenebals Eepoet
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of aeents aa t1 19536 23
For MiJ g and ln eourse of transmission 171 36 na
or reinsurance on losses already paid
1 15
Total assets of the company actual cash market value 1629509 32
HILiabilities
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses 102 699 99
3 Losses resisted including interest costs
and other expenses thereon IS 41 n
4 Total gross amount of claims for losses ne 151 79
5 Deduct reinsurance thereon loS 00
6 Net amount of unpaid losses
7 Gross premiums without any deti 412
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 70180S 8 un
earned premiums fifty per cent 350904 09
8 Gloss premnnns without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 840 268 18
unearned premiums pro rate 436942 85
11 Totaunearned premiums as computed Td
17 Due and accrued for salaried VenY ad ani for 787846 94
agency and other miscellaneous expenses 1U n
Accrued taxes 31M 07
Commission due agents 35506 24
45545 59
Total
21 Joint stock capitaiacVuaiiypaidupWca1 2 z
23 Surplus beyond capital and all other liabilities 1
24 Aggregate amount of all liabilities including capital paid
up and net surplus
1629509 32
Iv Income During the Year
1 rOD Fire Marine and Inland
1 Gross premiums and bills
in course of collectionComptrollerGenerals Report
49
5
at close of last previous
year as shown by that
years statement 152685 31
Net collected 152685 31
Gross premiums on risks
written and renewed dur
ing the year 1406269 95
81 71
81 71
18 73
Total 1558955 26
Deduct premiums and bills
in course of collection
at this date 173810 83
100 44
Entire premiums collected
during the year 1385144 43
Deduct reinsurance and re
turn premiums 469205 95
100 44
9
11
15
Net Cash actually received
for premiums carried
out 915938 48
100 44
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Agents balances previously charged off
Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
Gross amount actually paid
for losses including
7756546 losses occur
ring in previous years 534137 22
Deduct all amounts actually
received for salvages
whether on losses of the
last or of previous year
1703141 and all a
mounts actually received
for reinsurance in other
companies 5964106 to
tal deductions 65732 76
916038 92
57950 97
260 51
974250 40
11411 82
10939 71
Net amount paid during
the year for losses 468404 46
472 11
468876 5750 ComptrollerGenerals Eeport
6 Paid for commissions or brokerage 214 490 IS
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 52173 01
8 Paid for state national and local taxes in this and other
states 30113 00
9 All other payments and expenditures viz Adjustments
advertising boards exchange legal maps postage
printing supervision telegraph and express office ex
penses etc 103783 45
10 American branches of foreign companies will please
report amount sent to home offices during the year 71483 00
Aggregate amount of actual expenditures during the
year in cash 945 904 21
Business in the State of Georgia During the Year
Fire marine and inland risks written 1265506 00
Premiums received gross is 646 60
Losses paid 7210 06
Losses incurred 7 529 21
CALEDONIAN FIRE INSURANCE COMPANY OF SCOTLAND
Chas H Post TJ S Manager E C Christopher Asst U S Mgr
Principal Office in TJ 8 5052 Pine St New York N Y
C S Mathews Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 26S7500 00
2 Amount paid up in cash 537500 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbranees thereon 525 000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 1200440 00
12 Cash in companys principal office 199 79
Total 155906 41
Total cash items 15g ipg 20
15 Interest due and accrued on stocks not included in mar
ket value uncollected g 521 67ComptrollerGenerals Report
51
17 Cash in hands of agents and in course of transmission 206669 90
Due from other companies for reinsurance on losses
already paid 2ls2 27
Total assets of the company actual cash market value 2098870 10
IIILiabilities
1 Losses due and unpaid
2 Gross losses in process of adjustment or
in suspense including all reported and
and supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount for claims for losses 4
5 Deduce reinsurance thereon
63425 65
87265 21
21514 68
172205 54
31770 46
6 Net amount of unpaid losses
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 94268828
unearned premiums fifty per cent
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 162713327
unearned premiums pro rata
471344 14
855404 38
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Taxes due or accrued 2000000 reinsur
ance premiums 1995046 reserve for contingen
cies 1000000 total
20 Total amount of all liabilities except capital stock scrip
and net surplus
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVTncome During the Year
4 Gross premiums on risks written and re
newed during the year 2034258 42
140435 08
1326748 52
2000 00
49950 46
1519134 06
579730 04
2098870 1052 ComptrollerGenerals Eeport
8 Deduct reinsurance and return premiums 565168 75
9 Net cash actually received for premiums carried out 1469089 67
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 52704 46
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 2356950
profit on realization of investments 313552 total 26705 02
15 Aggregate amount of income actually received during the
year in cash 15484y9 15
VExpenditures During the Year
1 Gross amount actually paid for losses in
eluding 10332891 losses occurring in
previous years 837984 65
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 714197 and all
amounts actually received for reinsur
ance in other companies 9978813 to
tal deductions 106930 10
Net amount paid during the year for losses 731054 55
6 Paid for commissions or brokerage 343619 61
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 101 157 43
8 Paid for state national and local taxes in this and other
T fateS 45541 43
I011 7564950
Pad and doubtful debts charged off 1 793 07
Aggregate amount of actual expenditures during the year
in Cash 1298815 59
Business in the State of Georgia During the Year
Fire marine and inland risks written 1 253 890 00
Premiums received gross o0l75 51
ssespaid ase
Losses incurred 6j996 63
CITIZENS FIRE INSURANCE COMPANY OF MISSOURI
Chas E Chase President P D Crock g
Principal Office Pierce Bldg St Louis Mo
Thos Egleston Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock mm 0Q
2 Amount paid up m cash 200 000 00

CompteollerGeneeals Report
IIAssets
2 Loans on mortgage duly recorded and being first liens
on the fee simple
3 Interest due on all said mortgage loans 5000 interest
accrued thereon 81000 total
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 105800 00
5 Value of buildings mortgaged insured for
12775000 as collateral 151500 00
6 Total value of said mortgaged premises
carried inside 457300 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
12 Cash in companys principal offices 2210 74
13 Cash belonging to the company deposited
in banks National Bank of Commerce
St Louis Mo 54499 00
Lowry National Bank Atlanta Ga 28
20096 Bankers Trust Company N Y
3056874 total 58769 70
Wells Fargo Nevada National Bank San
Francisco Cal 243245 American Ex
change National Bank Dallas Tex
36197 total 2794 42
Total cash items
15 Interest due and accrued on bonds not included in
market value uncollected
16 Interest due and accrued on bank deposits uncollected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Due from
other companies for reinsurance on losses already
paid
Total assets of the company actual cash market value
IIILiabilities
1 Losses due and unpaid 40633 5
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 139380 92
3 Losses resisted including interest costs
and other expenses thereon 10196 49
4 Total gross amount of claims for losses 190210 46
5 Deduct reinsurance thereon 138455 18
53
102700 00
860 00
551277 50
118273 86
8805 00
322 05
99550 10
249 19
882037 70ComptbollerGeneral s Kepoht
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 38502900 un
earned premiums fifty per cent 192314 50
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 49305400
unearned premiums pro rata
Excess of original premiums over amount
received for reinsurance 27206
266255 14
141 74
11 Total unearned
out
premiums as computed above carried
17 Due and accrued for salaries rent advertisingandfor
agency and other miscellaneous expenses
20 Total a
ount of all liabilities except capital stock serin
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 A
ggregate amount of all liabilities including capital
paid up and net surplus
51755 28
458911 38
6842 25
517508 91
200000 00
164528 79
882037 70

IVIncome During the Year
n Fire Marine Tnland
J Gross premiums and bills
in course of collection at
close of last previous
year as shown by that
years statement 125 293 80
3 Net collected jog 093 gfi
4 Gross premiums on risks
written and renewed dur
inK the yar 2187557 21 206 98
5 Totnl 232285107 206 98
6 Deduct premiums and bills
in course of collection at
this dat1 127961 01
7 Entire premiums collected
during the year cash 2194890 06 206 98ComptrollerGenerals Eepokt
55
8 Deduct reinsurance and re
turn premiums 1628232 97
129 36
9 Net cash actually received
for premiums carried
out 566657 09 77 62
10 Beceived for interest on bonds and mortgages
11 Received for interest and dividends on stocks and from
all other sources
15 Aggregate amount of income actually received during
the vear in cash
566734 71
28725 28
1807 69
597267 68
VExpenditures During the Year
Gross amount actually paid for losses in
cluding 12902454 losses occurring in
previous years 1140532 36
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1114403 and all
amounts actually received for reinsur
ance in other companies 81404150
total deductions 825180 53
Xet amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and ether charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and
other States
9 All other payments and expenditures viz Boards and
inspection 1099077 advertising legal maps 1
45888 adj expenses 555007 postage telegrams
exchange 694987 printing and stationery 3644
16 rents 344023 office fixtures 35243 sundries
85281 total
Agents balances charged off 42 37
315346 83
10
Aggregate amount of actual expenditures during the
vear in cash
22000 00
99499 83
08184 72
26184 51
33239 22
564497 48
Business in the State of Georgia During the Year
Fire marine and inland risks written 2150502 00
Premiums received gross
Losses paid
Losses incurred
15389 96
16827 1656 ComptbollebGtenebal s Eepobt
CITY OF NEW YORK INSURANCE COMPANY OF NEW YORK N Y
Major A White President
Home Office 42 Cedar Street New York N Y
ICapital
J Carroll French Secretary
1 Amount of capital paid up
in cash
500000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1415877 77
4 Extended at
5 Gross premiums
6 Deduct gross amt paid for
Reinsurance fire 168375
29 return premiums fire
17795123 total
IIIncome
917753 27
346326 52
7 Total premiums other than
perpetual 571426 75
i Accrued interest on mortgages acquired
during 1910 4
11 Gross interest on bonds and dividends on
stocks less 301703 accrued interest
on bonds acquired during 1910
12 Gross interest on deposits in trust com
panies and banks
1 7 Total gross interest and rents
19 Chase National Bank collateral loan
c Stocks per Schedule D
28 Total income
IIIDisbursements
1 Gross amount paid policy
holders for losses in
cluding 3068658 occur
ring in previous years
2 Deduct amount received for
salvage fire 710322
reinsurance fire 61
00326 discount fire
71694 total
302502 46
68823 42
1415871
571426 75
7375 19
38139 30
4148 03
49662 52
50000 00
2317 00
673406 27ComptrollerGenerals Eeport
57
3 Net amount paid policy
holders for losses 233679 04
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage V i
7 Salaries 1174471 and expenses 1020464 of specral
and general agents I
8 Salaries fees and all other charges of officers directors
trustees and home office employees
233679 04
4756 23
108308 84
21949 35
51664 68
9 Bents including companys occupancy
of its own build
ings
11 Postage telegrams telephone and express
10 Advertising 164953 Printing and Stationery 6
45940 total
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
m Eire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
Municipal licenses
1314 29
24 Traveling expense 15g Q0
25 Mercantile agencies 5g
26 Miscellaneous expense
27 Chase National Bank collateral loan 50001 uu
28 Chase National Bank interest on loan
1590 43
483 33
34 Paid stockholders for interest or dividends amount
declared during the year5000000
37 Agents balances charged off
38 b Bonds per Schedule D
40 Total disbursements
IVLedger Assets
10317 50
6340 17
8108 93
625 79
658 32
6395 S3
3387 88
3436 08
1276 63
8240 77
5200 07
1590 43
54200 20
42500 00
599 85
3066 26
576303 05
2 Mortgage loans on real estate first Hens
24600000 other than first 246000 00
4 Book value of bonds 33436000 and
stocks 77485413 g7
5 Cash in companys office
7 Deposits in trust companies and banks on
interest
8 c Agents balances representing business
written subsequent to October 1 1910 121215 88ComptbolleeGexeral s Report
9 d Agents balances representing busi
ness written prior to October 1 1910 1440 36
la Total ledger assets as per balanceZZZZ7 152980 M
NonLedger Assets
17 Interest due and accrued on mortgages 1 957 30
IS Interest due and accrued on bonds 58 f3
24 Total
7165 83
10 Gross assets
1520146 82
Deduct Assets Xot Admitted
34 Agents balances representing business
written prior to October 1 1910 i ln R
37 Book value of ledger assets over market
value viz bonds and stocks 776i4 3
39
79104 49
40 Total admitted assets
1441042 33
VLiabilities
Gross losses adjusted and unpaid not
yet due s
2 Gross claims for losses in courseof ad
justment or in suspense including all
reported and supposed losses r7
3 Gross claims for losses resisted JjJJ JJj
4 Total
n 63760 00
5 Deduct reinsurance due or accrued 3232 9
6 Net amount of unpaid losses and claims OI
T Gross premiums less reinsurance received
ami receivable upon all unexpired fire
risks running one year or less from
late of policy interest premiums on
perpetual fire risks 35419156 un
earned premiums fifty per cent 177095 78
v Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running more than one vear from
late of policy 43341390 unearned
premiums pro rata 000ComptrollerGenerals Beport
12 Total unearned premiums as computed above
18 Dividends declared and unpaid to stockholders
19 Salaries rents expenses bills accounts fees etc due
or accrued
20 State county and municipal taxes due or accrued
22 Eeinsurance premiums
59
432318 31
12500 00
500 00
3000 00
37734 93
27 Total amount of all liabilities except capital 517581 Oo
28 Capital actually paid up in cash
29 Surplus over all liabilities
423461 28
31 Total liabilities
Business in the State of Georgia During the Year

1441042 33
Fire marine and inland risks written
Premiums received gross
Losses paid
Losses incurred
780765 00
12772 04
2395 18
2756 18
COLUMBIA INSURANCE COMPANY OF JERSEY CITY
NEW JERSEY
Geo F Crane President Dean Secretary
Principal Office 15 Exchange Place Jersey City JS J
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital
1 Amount of capital paid up
in cash 400000 00
2 Amount of ledger assets as per balance
December 31st of previous year
4 Extended at
73S802 36
738802 36
ITTncome
5 Gross premiums
6 Deduct gross amount paid for reinsurance
marine and inland 43813939 return
premiums marine and inland 157
44929 total
Marine Inland
897223 08
595588 68
7 Total premiums other than perpetual
11 Gross interest on bonds and dividends on
stocks less 23112 accrued interest on
bonds acquired during 1910
301634 40
24523CompteollerGeneeals Eepoet
12 Gross interest on deposits in trust compa
nies and banks
13 Gross interest from ail oihr sVuVc 1496 18
Cash dep Ontario Ins Dept 300 0Q
15 Total gross interest and rents
26320 06
28 Total income
327954 46
HIDisbursements
1 G7S 7 F Policyholders for lossef
including 516800 occurring in pre
vious years
2 Deduct amount received for saivagei m 31682
rme and inland 3980602 reinsur
ance marine and inland 14930840 139124 42
Net amount paid policyholders for losses
ommissions or brokeraoe 127677 60
6 Anzzto ocai sgies fv z 83697 32
7 Expenses of special and general agents XH 89
8 Salaries fees and all other eharees of nffiV 6655 13
12 Legal expenses 622 91
13 Furniture and fixtures 504 98
15 Underwriters boards and tariffassociations Ill 5
1 Inspections and surveys 678 32
20 State taxes on premiums 503 11
21 Insurance department licenses and fees 5862 65
Other disbursements 1214 94
24 Investment expenses
37 Agents balances charged off 62 50
TiSr IS1
1899 33
40 Total disbursements
242081 06
41 Balance
824675 76
IVLedger Assets
4 Book value of bonds
7 Deposits in trust companies and bankson 27
interest
1409 92ComptrollerGenerals Report 61
8 c Agents balances representing busi
ness written subsequent to October 1
1910 6997755
9 d Agents balances representing busi
ness written prior to October 1 1910 8021 02
13 Bonds special department 19608
14 Cash deposited Ontario department 10000 w
16 Total ledger assets
NonLedger Assets
18 Interest accrued on bonds 7466 22
20 Interest accrued on other assets On cask
deposited in Ontario
7528 72
22 Total
832204 48
28 Gross assets
Deduct Assets Not Admitted
32 Agents balances representing business
written prior to October 1 1910 8021 02
35 Book value of ledger assets over market
value viz Bonds o4 2
36 On special deposit bonds
54383 29
37 Total
777821 19
38 Total admitted assets
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 814 u
m x 8147 18
4 Total
8 147 18
6 Net amount of unpaid losses and claims
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired inland risks running more than
one year from date of policy 286046
unearned premiums pro rata per re
cap of risks and prem x
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired yearly navigation risks
27600041 unearned premiums fifty
per cent 62
ComptrollerGenerals Report
10 Gross premiums less insurance cash and
bills received and receivable upon all
unexpired short term inland marine
risks 173769 unearned premiums
100 per cent
1737 69
12 Total unearned premiums
as computed above
bills accounts fees etc dn
or accrued ue
20 State county or municipal taxes due or accrued
19 Salaries rents expenses bills accounts fees etc dv
m cS T0 a liabilities eaPital
28 Capital actually paid up in cash
29 Surplus over all liabilities
137530 34
500 00
5000 00
400000 00
226643 6
151177 52
30 Surplus as regards policyholders
31 Total liabilities
Business in the State of G
626643 67
7721 19
eorgia During 1910
26 Gross risks written
27 Gross premiums on risks written m 00
28 Losses paid
29 Losses incurred
30 Gross amount of
premiums without any deductions re
eened for busness done in the State of Georgia in
ending all insurance upon property situatedTsaid
State during the calendar vear 1910
ATnt10f1 PrmimS aetay eduponpolicies
cancelled during the calendar vear 90 is P
upon property situated in the State of fie
eorgia
3671 18
4100 17
4100 17
6882 76
3211 58
GOLTTMBIA FIRR INSURANCE COMPANY OP
ATHENS GEORGIA
T Y Garithers President
Principal Office Southern Mutual Build A
Andrew O Erwin Attorney for Serviced Geor
H C Stockdell Secretary
Ga
eorgia
LCapital
1 Whole amount of capital stock
100000 00
IIAssets
TOabso1iuteiavaratrhet f M Md bo d
absolutely by the company carried out at market
value
131210 00

CompthollebGenebals Eepoet
63
13 Cash belonging to company deposited in
National Bank of Athens Ga 3235 65
Citizens Bank Trust Co if443 02
City National Bank Dublin Ga 134 04
Exchange Bank Albany Ga 237 64
Total
15 Interest due and accrued on stocks and bonds not m
eluded in market value uneollected
16 Interest due and accrued on collateral loans and un
collected
17 Cash in hands of agents and in course of transmission
Total assets of the company actual cash market value
5050 Co
955 32
2328 55
9364 40
210391 12
IIILiabilities

1 Losses due and unpaid
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
3349 82
400 00
3749 82
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fiTe risks running one year or less
from date of policy 1690059 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 1317563 un
earned premiums pro rata
S450 29
9760 16
11 Total unearned premiums as computed above carried
out
19 All other demands against the company
absolute and contingent due and to be
come due admitted and contested viz
Due to reinsurance companies 1
24336 due E F Moon special agent
W C Pease cashier 2460 total
Total
21 Joint stock capital actually paid up in cash
23 Surplus bevond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
3749 82
18210 45
1267 96
23228 23
100000 00
87162 89
210391 1264 ComptrollerGenerals Eeport
IVIncome During the Year
1 Gross premiums on bills in course of col
lection at close of last previous year
as shown by that years statement 5857 54
3 Net collected 5887 54
4 Gross premiums on risks written and re
newed during the year 36582 64
5 Total 42440 18
6 Deduct premiums and bills in course of col
lection at this date 9 304 40
7 Entire premiums collected during the year 33075 78
8 Deduct reinsurance and return premiums 9600 53
9 Net cash actually received for premiums carried out
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
15 Aggregate amount of income actually received during
the year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 339742 losses occurring in pre
vious years i523l 12
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 78732 and all
amounts actually received for reinsur
ance in other companies 56541 total
deductions 1352 73
Net amount paid during the year for losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz General ex
pense stationery supplies and traveling expenses
Aggregate amount of actual expenditures during the year
in cash
23475 25
8912 23
32387 48
13878 39
3942 17
5861 49
782 50
3577 47
28042 02ComptrollerGtenerals Eeport
Business in the State of Georgia During the Year
65
Fire marine and inland risks written 2027086 00
Premiums received gross 3658
Losses paid
Losses incurred
13878 39
13665 38
COMMERCIAL FIRE INSURANCE COMPANY OP THE DISTRICT OF
COLUMBIA
W S Hoge President Paul F Grove Secretary
Principal Office 525 11th St N W Washington D C
ICapital
1 Whole amount of capital stock
2 Amount paid up in cash
IIAssets
100000 00
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 183
25 interest accrued thereon 170236 total
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 80848 00
5 Value of buildings mortgaged insured
for 12139000 as collateral 127400 00
6 Total value of said mortgaged premises
carried inside 208248 00
12 Cash in companys principal office 411 84
13 Cash belonging to company deposited in
bank District National Bank 8869 78
Total cash items
17 Cash in hands of agents and in course of transmission
4 Total gross amount of claims for losses
6 Net amount of unpaid losses
3348 24
100000 00
25000 00
125925 00
1885 61
9281 62
9461 75
Total assets of the company actual cash market value 171 553 98
IIILiabilities
1 Losses due and unpaid 92
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 3347 3
3348 24
66
ComptrollerGeneral s Report
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 3202533 un
earned premiums fifty per cent
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running moTe than one
year from date of policy 2854980 un
earned premiums pro rata
16012 66
15333 65
11
19
20
21
23
24
Total unearned premiums as computed above carried
out
All other demands against the company absolute and
contingent due and to become due admitted and
contested viz Eeturn premium 79649 commis
sion 309294 insurance placed 3978 total
31346 l
1929 21
Total amount of all liabilities except capital stock
scrip and net surplus 38623 76
Joint capital stock actually paid up in cash 100000 00
Surplus beyond capital and all other liabilities 32930 22
Aggregate amount of all liabilities including capital
paid up and net surplus 171 553 93

IVIncome During the Yar
Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement
3 Net collected
4 Gross premiums on risks written and re
newed during the year
Total
Premiums charged off
Deduct premiums and bills
in course of collection at
this date
1111 04
9448 95
Total
7
9
10
Entire premiums collected during the year
Deduct reinsurance and return premiums
1006 19
1006 19
48850 68
49856 87
10559 99
39396 88
6553 32
Net cash actually received for premiums carried out
Beceived for interest on bonds and mort
gages 6138 88
32843 5611
12
15
ComptrollerGeneral s Report 67
Received for interest and dividends on
stocks and bonds collateral loans and
from all other sources 35
Income received from all other sources
omitting increase if any in value of
securities viz Rents 166000 1677 22
Total 7816 45
Aggregate amount of income actually received during
the year in cash 40660 01
VExpenditures During the Year
Gross amount actually paid for lasses 5096 84
Deduct all amounts actually received for
reinsurance in other companies 278 02
Net amount paid during the year for losses 481 82
Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 6000 00
Paid for commissions or brokerage 9359 77
Paid for salaries fees and other charges of officers
clerks agents and all other employees 4774 01
Paid for State national and local taxes in this and
other States 588 53
All other payments and expenditures viz Rent ad
vertising printing telephone legal expenses furni
ture and miscellaneous expenses 2561 16
Aggregate amount of actual expenditures dining the
year in cash 28102 29
VIRisks and Premiums
Premiums
Fire Risks Thereon
In force on the 31st day of December
1909 4753207 00 35095 38
Written or renewed during 1910 5428131 00 48850 68
Total 10181338 00 83946 16
Deduct those expired and marked off as
terminated in 1910 3112296 00 23371 03
In force at end of year 1910 7069042 00 60575 13
Deduct the amount reinsured in other com
panies 49641100 4940 21
Net amount in force 657263100 55634 92
Greatest amount insured in any one risk 100000068 ComptrollerGeneral s Beport
commercial union assurance co of london england
A H Wray Manager
Principal Office Corner Pine and William Sts New York
D I Mclntyre Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 14750000 00
2 Amount paid up in cash 1475000 00

IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 14000 00
5 Value of buildings mortgaged 35000 00
888000 00
23000 00
56 25
6 Total value of said mortgaged carried
inside 49000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 4955200 00
12 Cash in companys principal office 4799 29
13 Cash belonging to company deposited in
banks total 391738 63
396537 92
68254 00
1016477 74
93 60
9278 81
15 Interest due and accrued on stocks not included in mar
kt value uncollected
17 Cash in hands of agents and in course of transmission
18 Bills receivable not matured taken for fire marine and
inland risks
All other assets both real and personal viz rents due
and accrued
Total assets of the company actual cash market value 7356958 32
hiLiabilities
1 Losses due and unpaid 33560 77
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 596324 51
3 Losses resisted including interest costs
and other expenses thereon 50899 00
HiCompteolleeGenebal s Eepoet
69
4 Total gross amount of claims for losses 680784 28
5 Deduct reinsurance thereon 98439 97
6 Net amount of unpaid losses 582344 31
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 301813628 un
earned premiums fifty per cent 1509068 14
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 391937076
unearned premiums pro rata 2056505 34
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 114338 23
10 Gross premiums without any deduction
received and receivable upon all unex
pired marine risks 127869 08
11 Total unearned premiums as computed above carried
out 3807780 79
12 Eeclaimable on perpetual policies 94318 61
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 243674 00
Total 4728117 71
23 Surplus beyond capital and all other liabilities 2628840 61
24 Aggregate amount of all liabilities including capital paid
up and net surplus 7356958 32
IVIncome During the Year
Fire Marine and Inland
1 Gross premiums and bills in
course of collection at
close of last previous
year as shown by that
years statement 841808 95 101367 44
3 Net collected 841808 95 101367 44
4 Gross premiums on risks
written and renewed dur
ing the year 5510929 85 1462397 74
5 Total6352738 80 1563765 1870
ComptrollerGenerals Report
C Deduct premiums and bills
in course of collection at
this date 895522 62
7 Entire premiums collected
during the year5457216 18
a Deduct reinsurance and re
turn premiums 1660154 15
295561 29
1268203 89
489579 84
9 Net cash actually received imnTs crrie7c7
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
lateral loans and from all other sources
12 Income received from all other sources omitting increase
it any xn value of securities viz Rents 66149 71
gross profit on sale of bonds 1230058 total
14 American branches of foreign companies will please report
amount ot remittances from home office during year
15 Aggregate amount of income actually received during the
year in cash s
611355 09 843014 27
VExpenditures During the Year
1 Gross amount actually paid
for losses including
83159600 losses occur
ring in previous years
2 Deduct all amounts actually
received for salvages
whether on losses of the
last or of previous year
12292442 and all a
mounts actually received
for reinsurance in other
companies 65955039
total deductions 341 ggy 23
440807 68
Net amount paid during the year for losses
4 Adjustment expenses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other chargesof of ficers clerks
agents and all other employees
8 Paid for state national and local taxes inthisand other
states
9 All other payments and expenditures vi Rentsadvertis
ing printing stationery postage telegrams telephone
express legal expenses furniture and fixtures maps
underwriters boards inspection exchange decrease in
book value of bonds loss on sale of bonds misce
laneous total
4575686 OS
955 00
222309 99
78450 29
559186 85
5436588 21
2671894 45
57978 79
923671 34
252684 87
150366 77
292870 95ComptrollerGenerals Report
71
10 American branches of foreign companies will please report
amount sent to home offices during the year 1063813 43
Aggregate amount of actual expenditures during the year
xB cash 5413 280 6C
Business in the State of Georgia During the Year

Fire marine and inland risks
written 10833369 00 3770049100 48533860 00
Premiums received gross 126093 33 223189 34 349282 67
Losses paid 73462 09 12279 51 198741 60
Losses incurred 66403 09 129258 23 195661 32
THE COMMONWEALTH EIRE INSURANCE COMPANY OF
NEW YORK
G Richards President Charles E Case Secretary
Principal Office 76 Walliam St New York
ICapital
1 Whole amount of capital stock
2 Amount paid up in cash 500000 00
IIAssets
500000 00

Loans on bond and mortgage duly recorded and being
first liens on the fee simple 337500 00
Interest accrued on all said bond and mortgage loans 2525 20
Value of lands mortgaged exclusive of
buildings and perishable improvements 303500 00
Value of buildings mortgaged insured
for 30100000 as collateral 244500 00
12
13
15
17
Total value of said mortgaged premises
carried inside 548000 00
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 1775050 00
Cash in companys principal office 183 84
Cash belonging to the company deposited
in bank Corn Exchange Bank 25595 11
Total cash items
Interest due and accrued on stocks not included in
market value uncollected
Cash in hands of agents and in course of transmission
25778 95
8443 34
98856 24
Total assets of the company actual cash market value 2248153 7372
ComptkollerGenebal s Eepoet
IIILiabilities
1 Losses due and unpaid 4525 27
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 40474 00
3 Losses resisted including interest costs
and other expenses thereon 6310 26
4 Total gross amount of claims for losses 51309 53
5 Deduct reinsurance thereon 3933 34
6 Net amount of unpaid losses 47376 19
7 Gross premiums without any deduction
received and receivable upon all unes
pired fire risks running one year or less
from date of policy 52181141 un
earned premiums fifty per cent 260905 20
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 57223986
unearned premiums pro rata 340964 68
11 Total unearned premiums as computed above carried
out 601869 88
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz State county and municipal taxes due
or accrued 12000 00
20 Total amount of all liabilities except capital stock
scrip and net surplus 661246 07
21 Joint stock capital actually paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities 1086907 66
24 Aggregate amount of all liabilities including capital
paid up and net surplus 2248153 73
IVIncome During the Fear
4 Gross premiums on risks written and re
newed during the year 1012964 22
5 Total
1012964 22
7 Entire premiums collected during the year 1012964 22
8 Deduct reinsurance and return premiums 301788 37

9 Xet cash actually received for premiums
carried out
711175 85ComptrollerGenerals Report
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Profit on
sale of stock
15 Aggregate amount of income actually received during
the year in cash
73
17124 76
75157 12
9992 19
813449 92
VExpenditures During the Year

1 Gross amount actually paid for losses in
cluding 4135287 losses occurring in
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 814566 and all
amounts actually received for reinsur
ance in other companies 3552426 to
tal deductions
329397 14
43669 92
Net amount paid during the year fc Vjsses
Loss on sale of stocks
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
Decrease by adjustment in book value of stocks
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and
other States
9 All other payments and expenditures viz Loss ex
pense agency rent advertising postage etc legal
furniture maps underwriters inspect and surveys
Aggregate amount of actual expenditures during the
vear in cash
285727 22
2515 62
50000 00
1 15 00
168358 35
49936 41
23991 52
36314 47
616958 59
VIMiscellaneous
8 Greatest amount insured in any one risk 3000000l ComptbollebGenebals Eepoet
CONTINENTAL INSURANCE COMPANY OF NEW YORK
Henry Evans President T v T
tt K Lopez Secretary
Home Office 46 Cedar Street New York N Y
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 22179680 65
3 Increase of paid up capital during the year 1000000 00
4 Extended at
IIIncome
5 Gross premiums
6 Deduct gross amount paid for
Reinsurance fire 626917 65
Return premiums fire 934480 97
17 Total gross interest and rents
19 The First Bulgarian Insurance Company
reserve
20 Suspense for satisfaction piece on mort
gage considered of no value and un
listed
23179680 65
8869841 54
7 Total premiums other than perpetual
9 Gross accrued interest on mortgages ac
quired during 1910
11 Gross interest on bonds and dividends on
stocks less 702759 accrued interest
on bonds acquired during 1910
12 Gross interest on deposit in trust com
panies and banks ai9
J3 Gross interest from all other sources
16 Gross rents from companys property in
eluding 4736635 for companys occu
paney of its own buildings
7308442 92
137 50
686637 95
1003 72
134654 85
989747 77
7903 42
50 00
24
d
26 Gross profit on sale or maturity of ledger
assets viz
e Bonds per schedule D 17036 0Q
c Stocks per schedule D 516 347 00
7953 42
533383 00ComptrollerGenerals Eeport
75
27 Gross increase by adjustment in book
value of ledger assets viz
b Bonds per schedule D 3952 00
c Stocks per schedule D 310350 00
28 Total income
314302 00
9153829 11
illDisbursements
1 Gross amount paid policyholders for losses
including 43142081 occurring in pre
vious years 3405474 59
2 Deduct amount received for
Salvage fire 36762 23
Reinsurance fire 288923 04
Discount fire
3079739 13
3 Net amount paid policyholders for losses 3079739 13
4 Expenses of adjustment and settlement of
losses Gross 106388 12
Reinsurance 6769 55
99018 57
1504790 90
5 Commissions or brokerage
6 Allowances to local agencies for miscellaneous agency
expenses
7 Salaries 11974694 and expenses 9287418 of special
agents and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees 445600 So
9 Rents including 4736635 for companys occupancy of
its own buildings
10 Advertising 3964286 printing and stationery 42
91631 809 u
11 Postage telegrams telephone and express 67740 19
12 Legal expenses 6gg3
13 Furniture and fixtures 16646
14 Maps including corrections
15 Underwriters boards and tariff associations P
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 7 nr
8606 si
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate 12V502 b
20 State taxes on premiums76
ComptbollebGenebals Eepoet
21 Insurance department licenses and fees
22 All other licenses fees and taxes
Municipal Taxes
Federal corporation tax
22530 25
6107 69
23 Other disbursements
24 Mercantile agencies 4
25 Miscellaneous
26 Exchange
27 Subscriptions to papers
28 Suspense Cheek for July 1905 dividend
not presented for payment charged off
in June 1907 presented and paid in
1910
4624 11
3676 96
9685 92
3008 48
54 00
32

34 Paid stockholders for interest or dividends amount de
clared during the year 175000000
35 Scrip or certificates of profit redeemed in cash
37 Agents balances charged off
38 Gross loss on sale or maturity of ledger
assets viz
b Bonds per schedule D
c Stocks per schedule D
7925 00
9736 00
39 Gross decrease by adjustment in book
value of ledger assets viz
b Bonds per schedule D 46676 00
c Stocks per schedule D 515217 00
40 Total disbursements
33249 90
28637 94
IVLedger Assets
1 Book value of real estate 1200j000 00
2 Mortgage loans on real estate first liens 2 700 00
4 Book value of bonds 371900000 and
stocks 1467158000 total 18390580 00
0 Cash in companya office 2 631 66
6 Deposits in trust companies and banks
n0tn iDtereSt 122 03
Deposits in trust companies and banks
on interest 338637180
c Agents balances representing busi
ness written subsequent to October 1
1910 979261 13
17
21049 47
50000 00
3 00
10466 52
17661 00
561893 00
8301393 90
ComptrollerGeneral s Report 77
9 d Agents balances representing busi
ness written prior to October 1 1910 4196 54
11 e Bills receivable taken for fire risks 66252 70
24032115 86
16 Total ledger assets v
NonLedger Assets
18 Interest due 1513500 and accrued 20
07540 on bonds 35210 4
Qfc 77
21 On bank balances
22 Declared dividends on stocks transfer
books closed 148947 25
184426 42
24 Total
27 f Other nonledger assets viz Munich Reinsurance
Company 341920 Insurance Company Salamandra
1025 total
24219971 73
30 Gross assets
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to October 1 1910 4196 o4
35 Bills receivable past due taken for ma
rine inland and fire risks 17737 18
21933 72
i 24198038 01
40 Total admitted assets v
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 560150 27
3 Gross claims for losses resisted 40900 Q0
4Total 60105027
5 Deduct reinsurance due or accrued 74998 01
6 Net amount of unpaid losses and claims 526052 26
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 3931
571 74 unearned premiums fifty per
IV 1965785 87
cent ComptbollebGenebal s Re
EPOBT
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 11170264 03
unearned premiums pro rata 5951766 05
12 Total unearned premiums as computed aboveT 7 917 551 92
16 Principal unpaid on scrip or certificate of profits ordered
to be redeemed
17 Interest due or accrued on scrip 2jj
19 Salaries rents expenses bills accountsfees etcdue
or accrued
20 State county and municipal taxes due oraccrued
21 Commissions brokerage and other charges due or to be
come due to agents and brokers
22 Reinsurance premiums
24 AH other liabilities viz TheXM Bulgaaninsurant
Company reserve and interest
25 Unearned premium reserve to cover deduction for com
missions on reinsurance
26 Reserve for contingencies 102000 00
6 250000 00
6068 40
29000 00
135000 00
102788 87
31188 95
7993 42
27 Total amount of all liabilities except capital 9 134 436 H
29 2ST aCtUa1 Tid P aSh 200000 00
29 Surplus over all liabilities 13063 601 19
30 Surplus as regards policyholders
31 Total liabilities
15063601 10
24198038 01
VIRisks and Premiums
1 In force on the 31st day of December
as per line 5 under this heading
2 Wrt yealS 1TmeUt 1406640153 00 14784 567 40
2 Wntten or renewed during the year 1059403944 00
841 54
4 Deduct those expired andmarked off 24664497 3
aSt6rminated 954923523 00 7689902 77
5 In force at the end of the vear i n inn
6 Deduct amount reinsured MJJeJ 2 f 26
756892 00 862670 49
7 Net amount in force 4o8 fi fioo 7
1438363682 00 15101835 77

ComptrollerGenerals Eeport 79
CONNECTICUT FIRE INSURANCE COMPANY OF HARTFORD
CONNECTICUT
J D Browne President W T Howe Secretary
Home Office 51 Prospect St Hartford Conn
J L Riley Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 1000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 6841820 54
4 Extended at
6841820 54
IIIncome
5 Gross premiums 4948064 ti
6 Deduct gross amount paid for reinsur
ance fire 57426525 return premiums
fire 58896144 total 1163226 69
7 Total premiums other than perpetual
9 Gross interest on mortgage loans
10 Gross interest on collateral loans
11 Gross interest on bonds and dividends on
stocks less 568560 accrued interest
on bonds acquired during 1910
12 Gross interest on deposits in trust compa
nies and banks
13 Gross interest from all other sources
16 Gross rents from companys property in
cluding 10000 for companys occu
pancy of its own buildings
3784838 04
45667 09
4137 23
210836 78
4539 87
1184 02
11231 26
17 Total gross interest and rents
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds
277596 25
167 30
250 00
28 Total income 4062851 59
IIIDisbursements
1 Gross amount paid policyholders for losses
including 27047828 occurring in pre
vious years
2137130 3680
ComptrollebGenebals Eepobt
2 Deduct amount received for salvage fire
1536500 reinsurance fire 275876
57 discount fire31912S total
294432 85
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
o Commissions or brokerage
6 Allowances to local agencies formiscellaneous agency
expenses
7 Salar
aries 8517095 and expenses 52085 55 of spe
cial and general agents
8 Salaries fees and all other chargesofofficersdirec
tors trustees and home office employees
9 Bents including 1000000 for companys occupancyof
its own buildings
10 Advertising 759858 printing and stationery30
JKJVO
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
IS Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 Al other licenses fees and taxes viz Municipal li
censes and fees 740138 United States income tax
489580 total
34 Paid stockholders for interest or dividends amount
declared during the year 160000 paid tax for stock
holders 27000
37 Agents balances charged off
38 Gross loss on sale or maturity of ledger assets viz
Real estate 646225 bonds 435556 stocks 10
19250 total
39 Gross decrease by adjustment in book value of ledger
assets viz Real estate
1842697 51
29340 87
812675 90
19465 86
137256 50
192563 74
28902 04
47888 58
19607 24
8092 77
6973 00
9823 50
20308 11
27867 89
22250 52
1364 99
2534 14
62689 64
18681 17
12297 IS
187000 00
1601 72
21010 31
20575 00
40 Total disbursements
355346S 18
IVLedger Assets
1 Book value of real estate 192 200 00
2 Mortgage loans on real estate first liens 90050 00
3 Loans secured by pledge of bonds stocks
or other collateral
109000 00

9
11
10
17
18
19
24
28
29
30
34
35
37
40
ComptrollerGenerals Beport HI
Book value of bonds 515832837 and
stocks 34435141 total 5502679 78
Cash in companys office 39
Deposits in trust companies and banks not
on interest 17690 55
Deposits in trust companies and banks on
interest 39181137
Agents balances representing business
written subsequent to October 1 1910 184509 43
Agents balances representing business
written prior to October 1 1910 3353 45
Bills receivable taken for fire risks 40511 80
n t 7351203 95
Total ledger assets
NonLedger Assets
Interest accrued on mortgages 10204 89
Interest accrued on bonds 29918 94
Interest accrued on collateral loans 83 42
40991 25
Total
40100000 less return premiums 47
50000 and reinsurance 4050000 313000 00
Less commission brokerage and all other
expenses thereon 131000 0Q
182000 00
7574195 20
Gross assets
Deduct Assets Not Admitted
Agents balances representing business
written prior to October 1 1910 3353 45
Bills receivable past due taken for ma
rine inland and fire risks 14717 o
Book value of ledger assets over market
value viz Bonds and stocks 77677 78
95748 48
xi 7478440 72
Total admitted assets
VLiabilities
Gross losses adjusted and unpaid not yet
9o030 77
due
Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses Jnn s
Gross claims for losses resisted 408 M
Total 4458304482 ComptbolleeGenebals Eepoet
5 Deduct reinsurance due or accrued 86 773 36
6 Net amount of unpaid losses and claims 359 057 08
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or less from
date of policy including interest pre
miums on perpetual fire risks 1931
44302 unearned premiums fifty per
c Cent 965721 51
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 572901150
unearned premiums pro rata 3053605 00
12 Total unearned premiums as computed above 4 019 36 51
20 State county and municipal taxes due or
accrued
50000 00
27 Total amount of all liabilities except capital4428389 59
28 Capital actually paid up in cash 1000000 00
29 Surplus over all liabilities 2050063 13
30 Surplus as regards policyholders 3 050 063 13
31 Total liabilities 7778452 72
Business in the State of Georgia During 1910
26 Gross risks written 1 833 191 00
Less 26069100 risks cancelled and 1000000 reinsur
ance in companies authorized in said State 270 091 00
Net risks written 77562500 W
27 Gross premiums received sTlTT
Less 488882 return premiums and 10178 premiums
for reinsurance in companies authorized in said State 4990 60
Net premiums received 28 438 20
28 Losses paid deducting salvage n g96 J
NGt l0SSeS 1aid 11596 74
29 Losses incurred j
Net losses incurred 9670 62ComptrollekGenekals Eepoet 83
the delaware insurance company op philadelphia pa
Jolai S Bioren President J Parsons Smith Jr Secretary
Home Office Third and Walnut Sts Philadelphia Pa
A L Brooks Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 400000 00
2 Amount of ledger assets as per balance
December 31 of previous year 2217140 09
4 Extended at 2217140 09
IIIncome

5 Gross premiums 2377945 51
6 Deduct gross amount paid for reinsurance
fire 29061672 return premiums fire
50520789 total 795824 61
7 Total premiums othecr than perpetual 1582120 90
8 Deposit premiums written on perpetual risks gross 3372 15
9 Gross interest on mortgage loans
10 Gross interest on collateral loans
11 Gross interest on bonds and dividends on
stocks less 253515 accrued interest
on bonds acquired during 1910
12 Gross interest on deposits in trust compa
nies and banks
14 Gross rents from companys property in
cluding 1000000 for companys occu
pancy of its own buildings
4689 02
173 til
63609 66
699 83
15359 10
15 Total gross interest and rents
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds
84531 22
100 60
2526 79
28 Total income 1672651 66
PITDisbursements
1 Gross amount paid policyholders for
losses including 14947568 occurring
in previous years 1032426 14
2 Deduct amount received for salvage fire
905003 reinsurance fire 9270456
discount fire 212105 total 103875 64
3 Net amount paid policyholders for losses 928550 5084
ComptrollerGenerals Eeport
i Expenses of adjustment and settlement of losses
5 Commissions or brokerage
7 Salaries 1722394 and expenses 3007794 ofspecial
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees
9 Rents including 1000000 for companys occupancvof
its own buildings
10 Advertising 370333 printing and stationery 11
14317 total
H Postage telegrams telephone 822352express1
48561 total
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes Corporation tax
33 Deposit premiums returned
34 Paid stockholders for interest or dividends amount de
clared during the year 6000000
37 Agents balances charged off
38 Gross loss on sale or maturity of ledger assets viz
Bonds
39 Gross decrease by adjustment in book value of ledger
assets viz Bonds
20547 92
425178 25
47301 88
45711 01
12373 02
14850 50
9709 13
407 00
1468 50
4644 62
20004 99
7691 94
1796 21
4735 68
2034 10
27940 40
9497 67
2647 00
3270 94
60000 00
2091 84
3578 01
499 66
40 Total disbursements
1656530 77
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate first liens
3 Loans secured by pledge of bonds stocks
or other collateral
4 Book value of bonds 120632535 and
stocks 19242041
5 Cash in companys office
7 Deposits in trust companies and banks on
interest Bank of North America Phil
adelphia 3542532 Girard National
Philadelphia 2060826 Penn Nation
al Philadelphia 722130 Continental
National Chicago 1215288 total
200000 00
102000 00
4000 00
1398745 76
7435 57
75407 76ComptrollerGenerals Report 85
8 Agents balances representing business
written subsequent to October 1 1910 438704 66
9 Agents balances representing business
written prior to October 1 1910 6567 23
13 Cash in hands of special agents 300 00
14 Cash in hands of Philadelphia Underwrit
ers Association 100 00
16 Total ledger assets 2233260 98
NonLedger Assets
17 Interest accrued on mortgages 1322 23
18 Interest accrued on bonds 18000 8o
19 Interest accrued on collateral loans 44 00
21 Rents accrued on companys property or
lease 65 17
22 Total 20017 25
28 Gross assets 2253278 23
Deduct Assets Not Admitted
32 Agents balances representing business
written prior to October 1 1910 6567 23
35 Book value of ledger assets over market
value viz Stocks and bonds 18765 26
25332 49
37 Total
38 Total admitted assets 222794o 74
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 212165 2121 65
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 211021 3o
3 Gross claims for losses resisted 15250 00
4 Total 228393 00
5 Deduct reinsurance due or accrued 43455 00
6 Net amount of unpaid losses and claims 184938 00
7 Gross premiums less reinsurance re
ceived and receivable upon all nnex
pired fire risks running one year or less86
ComptbollebGtenebals Bepobt
from date of policy including interest
premiums on perpetual fire risks 1
10804397 unearned premiums fifty
per cent
3 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 140162805
unearned premiums pro rata
554021 98
734382 80
1288404 78
12 Total unearned premiums as computed above
13 Amount reclaimable by the insured on perpetual fire
insurance policies being 90 and 95 per cent of the
premium or deposit received
19 Salaries rents expenses bills accounts fees etc due 876
or accrued
20 State county and municipal taxes due or accrued oooo It
21 Commissions brokerage and other charges due or to
become due to agents and brokers 46 583 93
27 Iota amount of all liabilities except capital j 661 ps
28 Capi al actually paid up in cash 400000 00
9 Surplus over all liabilities 16W4
id Surplus as regards polieyholders
31 Total liabilities
566844 66
2227945 74
Risks and Premiums
Gross Pro
Fire Bisks miums Tllftrnnn
rce on the 31st day of December 256059291 on S46 6S9 Ts
W ntten or renewed during the year 204169003 00 simJU 51
1 Tii force
3 Total
460228297 00 5224 584 09
Deduct those expired and marked off oa 0
S terlina 197045237 00 2312350 72
7 at the end of ear263183060 00 2 qi9 033 q7
Deduct amount reinsured 35016 067 00 Zl
402561 95
7 Net amount in force
8 Perpetual risks not included above 492861000 deposit premi
same 14173732
228166993 00 2509672 02
ms on
Business in the State of Georgia During the Year 1910
1532693 00
991867 00
26 Gross risks written
Loss 38959300 risks cancelled and
surance
1227400 reinComptrollerGenerals Eeport
87
Net risks written 540826 00
27 Gross premiums on risks written 23849 43
Less 567604 return premiums and 607717 premiums
for reinsurance 11753 21
Net premiums received
28 Losses paid deducting salvage
Less losses on risks reinsured
12096 22
9151 03
702 32
Net losses paid 8448 71
29 Losses incurred
Less losses on risks reinsured
198 85
686 99
Net losses incurred 6511 86
DIXIE FIRE INSURANCE COMPANY OF GREENSBORO N C
Ashley Home President F M Garner Secretary
Principal Office 125 South Elm Street Greensboro N C
E J Dickey Atlanta Ga Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans
9 Total par and market value of all stocks and bonds owned
absolutely by the company carried out at market value
10 Amount of stocks bonds and all other securities except
mortgages hypothecated to the company as collateral
security for cash actually loaned by the company with
the par and market value of the same and the amount
loaned thereon
12 Cash in companys office 784 67
13 Cash belonging to company deposited in
bank 308647 15
100000 00
340937 48
11948 85
517520 00
79200 00
Total 109431 82
16 Interest due and accrued on collateral loans and uncol
lected 7 37
ComptbollebGteneeals Eepoet
17 Cash in hands of agents and in course of transmission 137 753 76
All other assets both real and personal viz Bents due
and accrued 83715 due from other companies for
BanHn M 73
Western Sprinkled Bisk Association
500 00
Total assets of the company actual cash market value 130354104
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 77 2Q9 79
S Losses resisted including interest costs
and other expenses thereon 4 950 00
4 Total gross amount of claims for losses 89 15o 79
5 Deduct reinsurance thereon a
v vllo 75
6 Net amount of unpaid losses
7 Gross premiums without any deduction 73039 04
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 52119539 un
earned premiums fifty per cent 260597 i9
S Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 45012053
unearned premiums pro rata 248 827 70
11 Total unearned premiums as computed aboTTrHed
19 0ldmandsagainsheompanyabsoluteand 59425
contingent due and to become due admitted and con
tested viz State and county taxes 856628 interest
paid in advance 143372 total 10 000 00
Total
21 Joint stock capital actUallypaidupincash 500 00
23 Surplus beyond capital and all other liabilities 2n076 61
24 Aggregate amount of all liabilities including capital paid
up and net surplus
1303541 04
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 141 509 75ComptbolleeGenebals Kepobt
89
3 Net collected
141509 75
4 Gross premiums on risks written and re
newed during the year 1020350 86
Total 1161860 61
6 Deduct premiums and bills in course of
collection at this date 165371 14
7 Entire premiums collected during the year 996489 47
8 Deduct reinsurance and return premiums 317859 87
9 Net cash actually received for premiums
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Rents
12 Sale of local agency 300000 from agents balances
charged off 10116 total
13a By adjustment in book value of ledger assets
15 Aggregate amount of income actually received during
the year in cash
Uneollected agency balances
December 31 1910 K
December 31 1909 141509 75
678629 60
43597 63
7998 72
10379 42
3101 16
6593 72
750300 25
Total income as reported to North Carolina Dept
774161 64
VExpenditures During the Year
Gross amount actually paid for losses in
eluding 7462798 losses occurring in
previous years
Deduct all amounts actually received for
salvages whether on losses of last or
of previous year 625911 and all
amounts actually received for reinsur
ance in other companies 4574508
total deductions
486895 97
51984 19
Net amount paid during the year for losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
ststcs
9 All other payments and expenditures viz Expenses of
adjustment of losses 987463 rents 150000 ad
vertising 167435 printing and stationery 38335U
434911 78
174301 78
54507 27
29506 4290
ComptrollebGenebals Report
postage telegrams and express 606596 legal ex
penses 456348 furniture and fixtures 23988
maps including corrections 223603 underwriters
boards and tariff associations 769726 repairs and
expenses on real estate 516527 office expenses
120329 traveling expenses 216672 commercial re
ports 101535 auditing 175325 bonding account
15610 agents balances charged off 145577 loss
on sale of bonds 3811093 decrease by adjustment
in book value of ledger assets 1637500 total 105068 77
Aggregate amount of actual expenditures during the
year in Cash 798296 02
VIBisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December
1910 as per line 5 under this heading
in last years statement 76934316 1101 513 97
2 ritfcen or renewed during 1910 70236790 1020 350 86
147180106 2121864 83
3 Total
4 Deduct those expired and marked off as
terminated in 1910 72951016 1041053 31
5 In force at end of year 1910 74229090 1080811 52
Deduct the amount reinsured in other
companies
7603229
109495 60
Nel amount in force
66625861 971315 92
Business in the State of Georgia During the Year
Fire marine and inland risks written 089 240 00
Premiums received gross 19927 g
TLSSeSpaid 1357867
Losses incurred Ulu
EQUITABLE FIRE INSURANCE COMPANY OF CHARLESTON S C
David Huguenin President Wm G Mazyckj Secretarv
F H Reynolds Attorney for Service in Georgia
LCapital
1 Whole amount of capital stock
200000 00ComptrollerGenerals Report
91

IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 5000 00
5 Value of buildings mortgaged insured for
915000 as collateral
11500 00
6 Total value of said mortgaged premises
carried inside
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
Amount loaned on stocks bonds and all other securities
except mortgages
12 Cash in companys principal office 12992 25
13 Cash belonging to the company deposited
in bank viz Bank of Charleston N
B A 19233 Carolina Savings Bank
749182 Hibernia Trust Savings
Bank 44812 Exchange Banking
Trust Co 24567 Dime Savings Bank
1040 total 8388 34
Total cash items
15 Interest due and accrued on stocks and bonds not in
cluded in market value uncollected
17 Cash in hands of agents and in course of transmission
Rents due and accrued
Interest accrued on savings bank deposits
Cash surrender value Policy 875009 Equitable Life As
surance Society
17000 00
2326 00
3 50
16500 00
261790 00
30000 00
21380 59
1495 12
28253 42
63 20
34 94
1240 00
Total assets of the company actual cash market value 363586 77
IIILiabilities

2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
6 Net amount of unpaid losses
15866 55
15866 55
4086 13
11780 4292
ComptrollerGenerals Report
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 8145930 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 10059454
unearned premiums pro rata
40729 65
55667 97
11 Total unearned premiums as computed above carried
t
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
96397 62
2363 98
Total
20 Total amount of all liabilities except capital stock scrip
and net surplus
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
TVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 26653 42
110542 02
200000 00
53044 75
363586 77
3 Net collected
4 Gross premiums on risks written and re
newed during the year
5 Total
6 Deduct premiums and bills in course of col
lection at this date
26653 42
194557 20
221210 62
28253 42
7 Entire premiums collected during the year 192957 20
8 Deduct reinsurance and return premiums 74839 18
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in the value of securities viz Rents
13 Received for increase capital
118118 02
376 55
11289 52
1447 28
31500 00
15 Aggregate amount of income actually received during the
year in cash
162731 37 ComptrollerGenerals Eeport 93
VExpenditures During the Year
1 Gross amount actually paid for losses
including 1194855 losses occurring
in previous years 93863 27
2 Deduct all amounts actually received for
salvages Whether on losses of the last
or of previous year 52999 and all
amounts actually received for reinsur
ance in other companies 2340000
total deductions 23930 43
Net amount paid during the year for losses 69932 84
Expenses and adjustment of losses 1760 88
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 11664 94
6 Paid for commissions or brokerage 16915 62
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 14539 73
8 Paid for state national and local taxes in this and
other states y 6436 82
9 All other payments and expenditures viz Advertising
printing stationery 154956 postage telegraph ex
press 72383 furniture maps 67295 exchange re
pairs commercial agency water light fuel petty cash
etc 366493 total 6611 27
Aggregate amount of actual expenditures during the
ss s 127862 10
year m cash v
VIRisks and Premiums
Eire Risks Premiums Thereon
In force on the 31st day of December 11934683 17 216465 96
2 Written or renewed during 1910 18388451 11 194557 20
3 Tota 30323134 28 411023 16
4 Deduct those expired and marked off as
terminated in 1910 17617714 92 181656 10
5 In force at end of year 191012705419 36 229367 06
6 Deduct the amount reinsured in other
9 563 477 93 47314 22
companies S0M4 I o
i 10 141941 43 182052 84
7 Net amount in force 3iu4i o t
Business in the State of Georgia During the Year
Eire marine and inland risks written tlll 00
i ao7Uo as
Premiums received gross 10 479 39
Losses paid 8436 93
Losses incurred 94 ComptrollerGenerals Report
EMPIRE CITY PIRE INSURANCE COMPANY OF NEW YORK N Y
Charles A Hull President David J Burtis Secretary
Principal Office 95 William Street New York N Y
ICapital
1 Whole amount of capital stock paid up in cash
IIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest accrued thereon
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 185500 00
5 Value of buildings mortgaged 241 000 00
400000 00
249500 00
1930 70
6 Total value of said mortgaged premises
carried inside 426500 00
7 Amount of other loans 5 000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 4
10 Amount of stocks bonds and all other
securities except mortgages hypoth
ecated to the company as collateral se
curity for cash actually loaned by the
company 10850 00
11 Amount loaned thereon
12 Cash in companys principal office 106 88
33 Cash belonging to company deposited in
banks viz
National City Bank g 298 50
Peoples National Bank 177 559 47
5S4764 50
5000 00
Total 4
15 Interest due and accrued on stocks not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and un
collected
17 ash in hands of agents and in course of transmission
185964 87
3161 25
125 00
94366 98
Total assets of the company actual cash market value 1124813 i
30
IIILiabilities
1 Losses adjusted and unpaid not due
13714 00ComptrollerGenerals Report
95

2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
70020 00
2435 00
86169 00
16160 00
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 53360900 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 18644700
unearned premiums pro rata
70009 00
286804 46
111999 53
11 Total unearned premiums as computed above
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 Taxes
378803 99
1500 00
8500 00
Total
21 Joint capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
TVIncome During the Year
4 Gross premiums on risks written and re
newed during the year 1031063 59
8 Deduct reinsurance and Tetnrn premiums 349847 37
458812 99
400000 00
266000 31
1124813 30
9 Net cash actually received for premiums
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 6337909 losses occurring in
previous years 37418 26
681216 22
8044 10
26290 81
716351 1396 ComptbollebGenebals Eepobt
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 467398 and all
amounts actually received for reinsur
ance in other companies 5403959 dis
count 46557 total deductions 59179 14
Net amount paid during the year for losses 315539 12
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 16000 00
6 Paid for commissions or brokerage 219149 53
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 15193 32
5 Paid for state national and local taxes in this and
other states 9670 66
9 All other payments and expenditures viz Salaries rents
maps surveys legal printing etc 19671 18
Aggregate amount of actual expenditures during the year
in cash 595223 81
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December 55321064 00 668931 39
2 Written or renewed during 1910 90593100 00 1031063 59
3 Total 145914164 00 1699994 98
4 Deduct those expired and marked off as
terminated in 1910 71342035 00 826372 94
5 In force at end of year 1910 74572129 00 873622 04
6 Deduct the amount reinsured in other
companies 12913324 00 153566 47
7 Net amount in force 61658805 00 720055 57
8 Greatest amount insured in any one risk40000 00
Business in the State of Georgia During the Year
Applying for admission
FEDERAL FIRE INSURANCE COMPANY OF JERSEY CITY N J
Percy Chubb President Max Grundeur Secretary
Principal office 15 and 17 Exchange Place Jersey City N J
James L Riley Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00ComptrollerGenerals Report 97
IIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 30000 00
3 Interest accrued on all said bond and mortgage loans 121 67
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 25000 00
5 Value of buildings mortgaged 20000 00
6 Total value of said mortgaged premises
carried inside 45000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value 1909920 00
12 Cash in companys principal office 128 11
13 Cash belonging to the company deposited
in banks 42119902
Total cash items 422407
15 Interest due and accrued on bonds not included in mar
ket value uncollected 25104 98
17 Cash in hands of agents and in course of transmission 389815 20
18 Bill receivable not matured taken for fire marine and
inland risks
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid 26314 22
Total assets of the company actual cash market value 2803733 20
IIILiabilities
i
rf
1 Losses due and unpaid 9810 09
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 322740 00
4
4 Total gross amount of claims for losses 332550 09
5 Deduct reinsurance thereon 21640 00
6 Net amount of unpaid losses 310910 09
9 Gross premiums without deduction re
ceived and receivable upon all unexpired
inland navigation and marine risks 400669 03
10 Gross premiums without any deduction
received and receivable on all unexpired
marine risks 139557 52
11 Total unearned premiums as computed above carried
out 540226 5598
ComptrollerGenerals Report
15 Dividends declared and remaining unpaid or uncalled for 40000 00
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses j 1500 00
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Taxes 35000 commissions and broker
age 3889575 return premiums 205756 reinsurance
premiums 19597853 total 271931 81
20 Total amount of all liabilities except capital stock scrip
and net surplus 1164568 48
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 639164 72
24 Aggregate amount of all liabilities including capital paid
up and net surplus 2803733 00
IVIncome During the Year
9 Net cash actually received for premiums carried out 1392666 97
10 Received for interest on bonds and mortgages 1500 00
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 87368 96
12 Income received from all other sources omitting increase
if any in value of securities viz Stock stamps 1 00
13 Increase in value of securities 1 298 82
15 Aggregate amount of income actually received during the
year in cash 1482835 75
VExpenditures During the Year
Fire
1 Gross amount actually
paid for losses includ
ing 29401120 losses oc
curring in previous years
2 Deduct all amounts ac
tually received for sal
vages whether on losses
of the last or of pre
vious year 9343374
and all amounts actually
received for reinsurance
in other companies 1
23338974 total deduc
tions
Net amount paid during the
year for losses
Marine Inland
1129 52 1976244 21
1067 00
1325756 48
62 52 650487 73 650550 25
ComptrollerGenerals Beport 99
4 Cast dividends actually paid stockholders amount of
stockholders dividends declared during the year 80000 00
6 Paid for commissions or brokerage 428667 81
7 Paid for salaries fees and other eharges of officers clerks
agents and all other employees 4656
8 Paid for State national and local taxes in this and other
29637 11
States
9 All other payments and expenditures viz Expenses
3224883 bad debts 137397 loss on maturity of
investments 21847 decrease by adjustment of inyest
ments 442628 purchase of bonds 32519997 total 363467 52
Aggregate amount of actual expenditures during the year
e 1556978 71
m cash
VIRisks and Premiums
Marine Inland Premiums thereon
In force on the 31st day of December
1909 as per line 5 under this heading
in last years statement 66874171 00 915265 96
2 Written or renewed during 1910 1236767979 00 3398637 63
3 Total1303642150 00 4313903 59
4 Deduct those expired and marked off
as terminated in 1910 V 1077757735 00 2371458 48
5 In force at end of year 1910225884415 00 1942445 11
6 Deduct the amount reinsured in other
companies 81856545 00 26184 55
7 Net amount in force 144027870 00 1016260 56
Business in the State of Georgia During the Year
Marine and inland risks written 2080190 00
Premiums received gross 1344o 72
Losses paid 15142 12
Losses incurred 15142
FIDELITYPHENIX FIRE INSURANCE COMPANY OF NEW YORK
Henry Evans President J E Lopez Secretary
Home Office 46 Cedar Street New York
ICapital Stock
1 Amount of capital paid up
in cash 2500000 00100
ComptrollerGeneral s Eeport
2 Amount of ledger assets December 31 of
previous year 13487311 44
4 Extended at
13487311 44
IIIncome
5 Gross premiums 7855j058 92
6 Deduct gross amount paid for
Reinsurance fire 981698 19
Return premiums fire1246012 05
7 Total premiums other than perpetual
9 Gross accrued interest on mortgages ac
quired during 1910
11 Gross interest on bonds and dividends on
stocks less 515250 accrued interest on
bonds acquired during 1910
12 Gross interest on deposits in trust com
panies and banks
13 Gross interest from all other sources
14a Bills receivable 738 32
14b Bond and mortgage overdue
interest payments 3 12
15a Unlisted assets 224 29
15b Miscellaneous 86 20
2227710 24
i
27225 00
358315 63
72175 2S
5627342 68
16 Gross rents from companys property in
cluding 150000 for companys occu
pancy of its own buildings
1051 93
7293 00
17 Total gross interest and rents
19 Recoveries on life insurance policies Geo P Sheldon
20 The First Bulgarian Insurance Company
25 From agents balances previously charged off
26 Gross profit on sale or maturity of ledger
assets viz
b Bonds
c Stocks
313 75
82240 94
27 Gross increase by adjustment in book
value of ledger assets viz
b Bonds 34852 83
c Stocks 1162507 66
466060 84
11723 90
15393 50
986 38
82554 69
1197360 49
28 Total income
7401422 48ComptrollerGenerals Report
101

IIDisbursements
1 Gross amount paid policyholders includ
ing 63951681 occurring in previous
years 3984257 67
2 Deduct amount received for
Salvage fire 32092 81
Reinsurance fire 408757 67
Discount fire 1950 78 442801 26
10
11
12
13
14
15
16
17
18
19
20
21
23
24
25
26
27
28
29
30
Net amount paid policyholders
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous expenses
Salaries 16704528 and expenses 12114883 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including 150000 for companys occupancy of
its own buildings
Advertising 2296646 printing and stationery 59
01166 total
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assessments
fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
Municipal taxes
Other disbursements
Mercantile agencies
Miscellaneous
Exchange
Subscriptions to papers
Auditing
Subscription to expenses First mortgage
bondholders committee Council Bluffs
City Water Works Company
Moving offices
354145 41
118819 92
1095588 36
1858 96
288194 11
442230 54
66481 84
81978 12
61710 10
10172 67
18581 34
19451 27
68512 91
12866 39
25617 84
2775 65
1306 78
131156 49
57399 18
1S188 97
3675 72
705 68
9731 90
2548 05
26683 55
2780 00
849 35
31 Interest and premiums on life insurance policies paid in
1909 for account of Geo P Sheldon now charged off
32 H C Stockdell account Balance charged off
34 Paid stockholders for interest or dividends amount de
clared during the year 5000000
46974 25
430 12
56162 38
50000 00102 ComptrollerGenerals Report
37 Agents balances charged off 1 474 30
38 Gross loss on sale or maturity of ledger
assets viz
b Bonds 143764 75
e Stocks 219323 70 363088 45
39 Gross decrease by adjustment in book
value of ledger assets viz
a real estate 59454 96
b Bonds 151877 91
e Stocks 450181 48 661514 35
40 Total disbursements 7 243 991 70
IVLedger Assets
1 Book value of real estate 67500 00
2 Mortgage loans on real estate first liens 544500 00
4 Book value of bonds 159868200 and
stocks 889940300 0498085 00
6 Deposits in trust companies and banks
not on interest 254 186 32
7 Deposits in trust companies and banks
on interest 1262933 71
8 c Agents balances representing busi
ness written subsequent to October 1
1910 740103 50
9 D Agents balances representing busi
ness written prior to October 1 1910 35035 35
11 e Bills receivable taken for fire risks 227376 46
12 Other ledger assets viz Chicago sus
pense account 125 00
13 Citizens Insurance Co of New Yark 14 896 88
16 Total ledger assets 13644742 22
NonLedger Assets
17 Interest accrued on mortgages 4 708 34
18 Interest due 717023 and accrued 10
65229 on bonds 17822 52
21 Bank interest 100 14
22 Declared dividends on stocks transfer
books closed 74136 50
23 Bents due on companys property or lease 18 00
24 Total 96785 50
28 Estimated equity in other securities 147 950 00
29 Reinsurance due on unpaid losses
Continental Ins Co New York 58 13ComptbolleeGenebals Repoet
103
m
30
Hamburg Bremen Fire Ins Co 24 00
Jakor Insurance Co 499 70
Munich Reinsurance Co 2270 15
Northern Insurance Co 8 45
Kossia Insurance Co 129 15 298958
Gross Assets 13892467 30
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to October 1 1910 35035 35
35 Bills receivable past due taken for ma
rine inland and fire risks 37111 65
36 Loans on personal security endorsed or
not Chicago Suspense Account 125 00
38 Citizens Insurance Co of New York 14896 88
39 Mortgage Loans No 29215000 15000 00 102168 88
40 Total admitted assets 13790298 42
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
588747 26
73730 00
662477 26
81221 89
6 Net amount of unpaid losses and claims 581255 37
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 3
51573178 unearned premiums fifty
per cent 1757865 89
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 950799109
unearned premiums pro rata 4752602 35
12 Total unearned premiums as computed above 6510468 24
19 Salaries rents expenses bills accounts fees etc due
or accrued 53594 05
20 State county and municipal taxes due or accrued 125000 00104
ComptbolleeGenebals Bepobi
21 Commissions brokerage and other charges due or to be
come due to agents and brokers 22 379 30
22 Eeturn premiums 46835 reinsurance premiums
52596 total
24 Unearned premium reserve to cover deductions for com
missions on reinsurance
25 The First Bulgarian Insurance Company reserve
and interest
26 Reserve for contested liabilities as instructedby the
New York State Insurance Department for claims
growing out of Sheldon transactions 640 000 00
7994 31
100000 00
15520 36
27 Total amount of all liabilities except capital 80o6 211 63
28 Capital actually paid up in cash 2500000 00
29 Surplus over all liabilities 3 234o86 79
30 Surplus as regards policyholders
31 Total liabilities
5734086 79
13790298 42
Business in the State of Georgia During the Year
Fire marine and inland risks written
Premiums received gross
Losses paid
r 19Q fi 37
Losses incurred al
120574 83
5860480 00
109564 62
FIRE ASSOCIATION OF PHILADELPHIA
E C Irvin President r n n o
w M G Garngues Secretary
Principal Office 407 and 409 Walnut St Philadelphia Pa
W E Chapin Atlanta Attorney for Service in Georgia
Capital
1 Whole amount of capital stock
2 Amount paid up in cash
750000 00
750000 00
IIAssets
1 Market value of real estate owned by the company less
amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens in fee simple
3 Interest due on all said bond and mortgage loans 4
90628 interest accrued thereon 2998927 total
437050 00
2111464 99
34895 5ComptrollerGeneral s Eeport
105

4 Value of lands mortgaged exclusive of
buildings and perishable improvements 1901863 00
5 Value of buildings mortgaged 3341984 00
6 Total value of said mortgaged premises
carried inside 5243847 00
9 Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value 4920036 75
10 Amount loaned on stocks bonds and all other securities
except mortgages 127382 00
12 Cash in companys principal office 10489 71
13 Cash belonging to the company deposited
in banks viz Fidelity Trust Oo 11
40369 First National Bank 188
26127 Girard National Bank 34
46782 Union National Bank 144
05581 Commonwealth Title Trust
Co 2233310 First National Bank
Albuquerque N M 1000000 total 410521 69
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Rents due
and accrued 352318 due from other companies foT
reinsurance on losses already paid 735323 total
421011 40
69501 22
456 43
634880 29
10876 41

Total assets of the company actual cash market value 8767555 04
IIILiabilities
1 Losses due and unpaid 88420 21
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 275925 60
3 Losses resisted including interest costs
and other expenses thereon 38653 55
4 Total gross amount of claims for losses 402999 36
5 Deduct reinsurance theTeon 69901 67
6 Net amount of unpaid losses 333097 69
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks Tunning one year or less
from date of policy 267932824 un
earnedpremiums fifty per cent 1339664 12106 ComptrollerGeneral s Report
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 311122262
unearned premiums pro rata 2221137 32
11 Total unearned premiums as computed above carried
out 3560801 44
Amount reclaimable on perpetual policies 1637336 83
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Accrued taxes 3292300 reinsurance
premiums 622434 total 39147 31
20 Total amount of all liabilities except capital stock scrip
and net surplus 5570383 30
21 Joint stock capital actually paid up in cash 750000 00
23 Surplus beyond capital and all other liabilities 2447171 74
24 Aggregate amount of all liabilities including capital
paid up and net surplus 8767555 04
IVIncome During the Year
I Gross premiums and bills in course of
collection at close of last previous yeair
as shown by that years statement 700265 55
3 Net collected 700265 55
4 Gross premiums on risks written and re
newed during the year 5608496 62
5 Total 6308762 17
6 Deduct premiums and bills in course of
collection at this date 637755 39
7 Entire premiums collected during the
year 5671006 78
8 Deduct reinsurance and return premiums 1537566 87
9 Net cash actually received for premiums carried out 4133439 91
10 Received for interest on bonds and mortgages 119480 28
II Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 246591 68
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 2534608
from agents balances previously charged off 48584
total 25831 92
15 Aggregate amount of income actually received during the
year in cash 4525343 79ComptrollerGenerals Report
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 30374308 losses occurring in
previous years 2686639 89
2 Deduct all amount actually received for
3 salvages whether on losses of the last
or of previous year 2482469 and all
amounts actually received for reinsur
ance in other companies 36755112
total deductions 392375 81
107
Net amount paid during the year for losses 2294264 08
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 300000 00
6 Paid for commissions or brokerage 818498 34
7 Paid for salaries fees and other charges of officers cleTks
agents and all other employees 432741 54
8 Paid for State national and looal taxes in this and other
States 11663181
9 All other payments and expenditures viz 26349419
agents balances marked off 149453 total 264988 72
Aggregate amount of actual expenditures during the year
in cash 4227124 49
Business in the State of Georgia During the Year
Fire risks written 6259632 00
Premiums received gross 93948 01
Losses paid 57630 40
Losses incurred 63324 26
FIREMANS FUND INSURANCE COMPANY OF SAN FRANCISCO
William J Dutton President Louis Weinmann Secretary
Principal Office 401 California San Francisco Oal
ICapital
1 Whole amount of capital stock 1500000 00
2 Amount paid up in cash 1500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 557000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 695425 00108
ComptrollerGenerals Report
3 Interest due on all said bond and mortgage loans 1
30800 interest accrued thereon 142065 total
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 1691550 00
5 Value of buildings mortgaged insured
for 31677500 as collateral 625905 00
2458 65
6 Total value of said mortgaged premises
carried inside 1317455 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
11 Total par and market value and amount loaned thereon
12 Cash in companys principal office 10524 67
13 Cash belonging to the company deposited
in banks 425334 41
Total cash items
15 Interest due and accrued oh stocks not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and un
collected
17 Cash in hands of agents and in course of transmission
18 Bills receivable not matured taken for fire marine and
inland risks
Cash in hands of London correspondent
4918115 29
338000 00
435859 OS
72519 30
825 74
985291 98
24256 91
40877 48
Total assets of the company actual cash market value 8070629 43
IIILiabilities
1 Losses adjusted and unpaid hot yet due 47186 10
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 594801 75
3 Losses resisted including interest costs
and other expenses thereon 55595 57
4 Total gross amount of claims for losses 697583 42
5 Deduct reinsurance thereon 234965 90
6 Net amount of unpaid losses 462617 52
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 223963241 un
earned premiums fifty per cent 1119816 21
8 Gross premiums without any deduction
received and receivable upon all unexCompteolleeGeneeal s Bepobt
109
pired fire risks running more than one
year from date of policy 335483648
unearned premiums pro rata 1791210 81
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired time
and automobile risks 454529 30
10 Gross premiums without any deduction
received and receivable upon all unex
pired marine risks 24574 96
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses including
taxes
Commissions brokerage and other charges due or to be
come due to agents and brokers 180000 00
Earned dividend to December 31 1910 45000 00
Total
20 Total amount of all liabilities except capital stock
scrip and net surplus
21 Joint capital stock actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
3390131 28
106500 00

225000 00
4184248 80
1500000 00
2386380 63
8070629 43
IVIncome During the Year
Fire Marine and Inland
1 Gross premiums and bills in
course of collection at
close of last previous
year as shown by that
years statement 704729 88 220240 10
3 Net collected 704729 88 220240 10
4 Gross premiums on risks
written and renewed
during the year 4833917 66 3658047 24
5 Total 5538647 54 3878287 34
6 Deduct premiums and bills
in course of collection at
this date 767850 57 281495 57110
ComptrollerGenerals Report
7 Entire premiums collected
during the year Cash
83433383 notes 24
25691 total 4770796 97 3596791 77
8 Deduct reinsurance and re
turn premiums 1419472 05 2070258 86
9 Net cash actually received
iM for premiums carried
out 3351324 92 1526532 91 4877857 83
10 Received for interest on bonds and mortgages 36818 60
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 1923200
it profit and loss 49144 on sale or maturity of ledger
assets 4132250 total
15 Aggregate amount of income actually received during
the year in ash 5222301 15
246578 78
41813 94
VExpenditures During the Year
Fire Marine and Inland
1 Gross amount actually paid
for losses including
41689227 losses occur
ring in previous years 2008238 88 2006180 75
2 Deduct all amounts actual
ly received for salvages
whether on losses of
the last or of previous
year 10618963 and
all amounts actually re
ceived for reinsurance in
other companies 1322
35236 total deductions 343319 71 1085222 28
Net amount paid during
the year for losses1664919 17 920958 47 2585877 64
Expenses of adjustment and settlement of losses 45133 77
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 225000 00
6 Paid for commissions or brokerage 841244 01
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 555744 43
8 Paid for state national and local taxes in this and other
states 132324 89
9 All other payments and expenditures viz Rents 32
23154 advertising 4059891 printing and stationery
3653173 postage and telegraph 3598945 legal
UComptrolleeGenebal s Repobt
111
expenses 460702 furniture and fixtures 376757
maps 1098332 fire department fees 1382341
underwriters boards 5708742 inspections 21 I
63528 repairs 93433 agents balances marked off
1697 loss on sale or maturity of ledger assets 8
38460 charities and donations 137005 total 267961 60
Aggregate amount of actual expenditures during the year
in cash 4653286 34
Business in the State of Georgia During the Year
Fire marine and inland risks written 8685425 00
Premiums received gross 131230 88
Losses paid 83662 16
Losses incurred 83553 15
FIREMENS INSURANCE COMPANY OF NEWARK NEW JERSEY
Daniel H Dunham President A H Hassinger Secretary
Principal Office 7846 Broad St Newark N J
James L Riley Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 800000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 2485850 00
3 Interest due on all said bond and mortgage loans 1
36800 interest accrued thereon 3129161 total 32659 61
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 1673920 00
5 Value of buildings mortgaged insured
for 321740000 as collateral 3822000 00
6 Total value of said mortgaged premises
carried out 5495920 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 2399572 50
12 Cash in companys principal office 13945 60
13 Cash belonging to the company deposited
in National Newark Banking Co 58878 22
Total cash items
72823 82
112 ComptrollerGenerals Eeport
15 Interest due and accrued on stocks not included in mar
ket value uncollected 13 ygg g
17 Cash in hands of agents and in course of transmission 36597 22
Rents due and accrued U2 51
K Total assets of the company actual cash market value 6121382 27
IIILiabilities
1 Losses due and unpaid 35 174 73
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 182280 62
3 Losses resisted including interest costs
and other expenses thereon 22 386 18
4 Total gross amount of claims for losses 239841 53
5 Deduct reinsurance thereon 29 075 07
6 Net amount of unpaid losses 210 766 46
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 123616849 un
earned premiums fifty per cent 618084 24
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 257670714
1 unearned premiums pro rata 1391040 92
Excess of original premiums over amount
received for reinsurance 5094257
unearned premium pro rata 28827 44
11 Total unearned premiums as computed above carried
out 2037952 60
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 500 00
Taxes accrued 2368688 commission 4200 total 27 886 88
20 Total amount of all liabilities except capital stock scrip
and net surplus 2277105 94
21 Joint stock capital actually paid up in cash 1 000 000 00
22Scrip outstanding 2336 92
23 Surplus beyond capital and all other liabilities 2841 938 41
24 Aggregate amount of all liabilities including capital paid
up and net surplus 6121382 27ComptkollerGenerals Eepoet 113
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year 257362 17
3 Net collected 257362 17
4 Gross premiums on risks written and re
newed during the year 3012806 34
5 Total 3270168 51
6 Deduct premiums and bills in course of col
lection at this date 321302 11
7 Entire premiums collected during the
year 2948866 40
8 Deduct reinsurance and return premiums 839325 71
9 Net cash actually received for premiums carried out 2109540 69
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 239589 32
12 Income received from all other sources omitting increase
if any in value of securities viz Bents 4249671
premiums on stocks and bonds bought 6305 total 48801 71
15 Aggregate amount of income actually received during
the year in cash 2397931 72
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 21588129 losses occurring in
previous years 1082884 52
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 726398 and all
amounts actually received for reinsur
ance in other companies 8868803
total deductions 95952 01
Net amount paid during the year for losses 986932 51
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year180000 00
5 Scrip or certificates of profit redeemed in cash and in
terest paid to scripholders 22 97
6 Paid for commissions or brokerage 494483 63
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 142637 83
8 Paid for state national and local taxes in this and other
states 67914 56H4 CompteolleeGenebals Bepobt
9 All other payments and expenditures viz Adjustment
expenses 2241477 Agency expenses 7690482
ftcmilT8e668 88fiXtUreS13377266 eSUte
etc 1866888 general expenses 3550153 total 187262 66
Aggregate amount of actual expenditures during the year
in cash B
2059254 16
VIRisks and Premiums
In force on the 31st day of December PremiUm Thereoa
2910
2 Wntten or renewed during 19l0 00 JJg JJ
3 Total T
CmPanieS 28027710 00 330840 74
7 Net amount in force SOo VTo
Business in the State of Georgia During the Tear
Fire marine and inland risks written i o o
Premiums received gross 1958583 00
Losses paid 24078 43
Losses incurred 17365 05
20279 55
FITOBBURG MUTUAL FIRE INSURANCE COMPANY OP
FITCHBURO MASSACHUSETTS
Lincoln B Welch President Chester A
Pnncpal Office 372 Main St Eitchburg Mass SeCretM
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon fin nnn nft
2 Loans on bond and mortgage duly recorded and being 00
first hens on fehe fee simple
3 Interest due on all said bond and mortgageloans 2100o 955
nteref accrued thereon 19737 total fiQ
4 Value of lands mortgaged exclusive of 389 W
buildings and perishable improvements 15000 00
5 Value of buildings mortgaged insured
for 1920000 as collateral 27650 00ComptrollerGenerals Report 115
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
i 137550 UU
value Art
11 Total par and market value and amount loaned thereon 13000 00
12 Cash in companys principal office 88352
13 Cash belonging to company deposited in
bank viz Fitchburg National Bank
512835 Fitchburg 8 D Trust Co
300000 total 8128 35
9011 87
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uneollected
16 Interest due and accrued on collateral loans and uneol
147 23
lecteu eo
17 Cash in hands of agents and in course of transmission 1697b 8Z
Rents due and accrued
Total assets of the company actual cash market value 250125 95
IIILiabilities
1 Losses due and unpaid 2928 98
2 Gross losses in process of adjustment or in
suspense including all reported and
supposed losses 1796 00
3 Losses resisted including interest costs
and other expenses thereon 1500 00
4 Total gross amount of unpaid losses 6224 98
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 7837385 un
earned premiums fifty per cent 37079 34
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 25972520
unearned premiums pro rata 123717 15
11 Total unearned premiums as computed above carried out
15 Dividends declared and remaining unpaid or uncalled for
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
6224 98
160796 49
1425 22
316 86116
ComptbollerGenerals Beport
18 Amount of borrowed money
Accrued taxes
Total
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IvIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 13989 89
3 Net collected
4 Orross premiums on risks written and re
newed during the year 155363 30
5 Total
6 Deduct premiums and bills in course of
collection at this date
169353 19
16976 82
7 Entire premiums collected during the year 152 376 37
8 Deduct reinsurance and return premiums 15204 67
9 Net cash actually received for premiums
10 Received for interest on bonds and mortgages
12 Rents s
Notes payable 1500000 P L 195399 total
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paia for losses in
cluding 450293 losses occurring in
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 27713 and all
amounts actually paid for reinsurance in
other companies 362219 total
66093 00
3899 32
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
5000 00
1169 79
174933 34
75192 61
250125 95
137171 70
759 93
5716 00
16953 99
167452 54
62194 40
34445 21
17545 32ComptrollerGenerals Beport
agents and all other employees
8 Paid for state national and local taxes in this and other
states
Total
Aggregate amount of actual expenditures during the year
in cash
117
10337 34
1886 18
29582 77
155991 22
Business in the State of Georgia During the Year
Fire marine and inland risks written
Premiums received gross
Losses paid
Losses incurred
26950 00
672 87
178 81
178 81
FRANKLIN FIRE INSURANCE COMPANY OF PHILADELPHIA PA
Alfred E Duncan President Edgar P Luce Secretary
Principal Office 421 Walnut St Philadelphia Pa
ICapital
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbranees thereon 163000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 39835 00
3 Interest accrued on said bond and mortgage loans 605 02
5 Value of buildings mortgaged insured for
4827500 as collateral 101300 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 2742805 00
13 Cash belonging to company deposited in bank 95044 00
15 Interest due and accrued on stocks not included in mar
ket value uncollected 37024 40
17 Cash in hands of agents and in course of transmission 257009 92
Reinsurance deposit account perpetual 1370 25
Total assets of the company actual cash market value 3336693 59
IIILiabilities
1 Losses due and unpaid 36104 08118
ComptbollebGenebals Bepobt
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
128486 07
3 Losses resisted including interest costs
and other expenses thereon 17 052 28
4 Total gross amount of claims for losses 181 642 43
5 Deduct reinsurance thereon
14749 07
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 96018044 un
earned premiums fifty per cent 480090 22
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 115181460
unearned premiums pro rata 619841 96
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertisingandfor
agency and other miscellaneous expenses
Amount reclaimable by the assured on perpetualfire
insurance
State county and municipal taxes 1935938 return
premiums on fire insurance 1922031 commissions
2632915 total
166893 36
1099932 18
618 00
739159 67
64908 84
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up incash Soon
23 Surplus beyond capital and all other liabilities 765181
24 Aggregate amount of all liabilities including capital paid
up and net surplus
3336693 59
IVIncome During the Year
1 Gross premiums and hills in course of col
lection at close of last previous year as
shown by that years statement 221616 87
221616 87
3 Net collected
4 Gross premiums on risks written and re
newed during the year 1673371 1
5 Total
1894987 98ComptrolleeGenebals Bepobt
119
6 Deduct premiums and bills in course of
collection at this date 262907 63
7 Entire premiums collected during the year 1632080 35
8 Deduct reinsurance and return premiums 332724 49
9 Net cash actually received for premiums carried out 1299355 86
10 Received for interest on bonds and mortgages 2464 50
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 111818 56
12 Received for Rents 8185 00
Transfer fees 72150 amount carried to reserve by in
crease of capital stock 10060000 exchange of bonds
26000 total 101581 50
13 Received for increase capital 100000 00
Deposit premiums received 7158
15 Aggregate amount of income actually received during the
i 1530564 05
year m cash w
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 8707347 losses occurring in
previous years 707869 41
2 Deduct all amounts actually received for
salvages whether on losses of the
last or of previous year 1416902 and
all amounts actually received for rein
surance in other companies 2876753
total deductions 42936 55
Net amount paid during the year for losses 664932 86
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 54000 00
6 Paid for commissions or brokerage 276117 57
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 135911 11
8 Paid for state national and local taxes in this and other
41700 96
states akr i
Deposit premiums returned
Aggregate amount of actual expenditures during the
l31o597 39
year in cash v
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 174928598 00 1979823 67
2 Written or renewed during the year 142204394 00 1673371 11
3 Totai 317132992 00 3653194 78120
ComptrollerGenerals Beport
4 Deduct those expired and marked off
as terminated
109398648 00
1428317 46
5 In force at the end of the year 207734344 00 222487732
6 Deduct amount reinsured 9818994 00 g
7 Net amount in force197915350 00 2111995 04
8 Greatest amount insured in any one riskJ JJJjJJ JJ
FRANKLIN FIRE INSURANCE COMPANY OF WASHINGTON D C
John A Kelly President Wm p Youn Secr
Principal Office 409 Tenth St Washington D c
Rhodes Browne Co Columbus Attorneys for Service in Georgia
ICapital
1 Whole amount of capital stock
2 Amount paid up in cash
IIAssets
250000 00
250000 00
1 Market value of real estate owned by the company less
the amount of incumbranees thereon
2 Loans on bond and mortgage duly recorded and being
first hens on the fee simple
3 Interest accrued on said bonds and mortgages
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 179475 00
5 Value of buildings mortgaged insured for
28632500 as collateral 362160 00
78830 00
295750 00
3309 69
6 Total value of said mortgaged premises
ied fwide 54lm 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
12 Cash in companys principal office V603
13 Cash belonging to the company deposited
in banks viz Merchants Mechanics
of Washington 300000 New York
Trust Co 2500000 National of
Washington 3381322 total 65 945 49
118440 00
Total cash items
15 Interest due and accrued on bonds not included in mar
ket value uncolleeted
17 Cash in hands of agents and in course of transmission
67549 17
699 50
102258 03
Total assets of the company actual cash market value 666836 39ComptrollerGenerals Report
121
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 43379 33
4 Total gross amount of claims for losses 43379 33
5 Deduct reinsurance thereon 8931 93
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 34203718 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 15858534
unearned premiums pro rata
171018 59
99384 29
11 Total unearned premiums as computed above carried
out
Accrued taxes
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year 1430 93
2 Deduct amount of same not collected 168 43
3 Net collected 1262 50
4 Gross premiums on risks written and re
newed during the year 608162 20
5 Total 609424 70
6 Deduct premiums and bills in course of
collection at this date 305614 20
7 Entire premiums collected during the year 30381050
8 Deduct reinsurance and return premiums 97300 50
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
34447 40
270402 88
3000 00
307850 28
250000 00
108986 11
666836 39
206510 00
13089 52122
ComptbollerGenebals Eepoet
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from rents
Unclaimed dividend written off
13 Received for increase capital
12802 95
Net amount paid for losses during the year
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
1200000
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
Total
Aggregate amount of actual expenditures during the year
in cash
2187 93
4134 54
62 50
80000 00
15 Aggregate amount of income actually received during the
year in cash 305984 49
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 5150 losses occurring in pre
vious years 48948 44
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 198 and all
amounts actually received for rein
surance in other companies 1280097
total deductions
36145 49
16712 50
58969 96
4632 00
1210 36
23627 40
141297 71
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December 4088621 00 25 048 78
2 Written or renewed during 1910 70710886 00 608462 20
f 74799507 00 633210 98
4 Deduct those expired and marked off 12443957 00 70 790 29
5 In force at end of year 62355550 00
6 Deduct amount reinsured in other com
Panies 20604390 00
7 Net amount in force 41751160 00
3 Greatest amount insured in any one risk
704001 27
203378 75
500622 52
20000 00ComptrollerGenerals Report 123
GEORGIA HOME INSURANCE COMPANY X3F COLUMBUS GEORGIA
Rhodes Browne President Win C Coart Secretary
Principal Office 1406 Broad St Columbus Ga
ICapital
1 Whole amount of capital stock 300000 00
2 Amount paid up in cash 300000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 124900 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 144773 50
3 Interest accrued on said bonds and mortgages 4070 20
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 134050 00
5 Value of buildings mortgaged 210500 00
6 Total value of said mortgaged premises
carried inside 344550 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 677422 50
Amount loaned on stocks bonds and all other securities
except mortgages 45450 00
12 Cash in companys principal office 8210 00
13 Cash belonging to the company deposited
banks viz Liberty National Bank
New York 70882 National Bank of
Columbus Ga 1359913 total 1430795
Total cash items 22517 95
16 Interest due and accrued on collateral loans and uncol
lected 1133 70
17 Cash in hands of agents and in course of transmission 134593 69
All other assets both real and personal viz Due from
other companies Bossin Insurance Co 71268 Ger
man Insurance Co 78071 total 1493 39
Loans on personal security endorsed or not 18709 80
Open ledger account 1912 93
Total assets of the company actual cash market value 1176977 66
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 08590 47124
ComptrollerGenerals Report
3 Losses resisted including interest costs
and other expenses thereon
6466 66
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
115057 13
20006 88
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 50140237 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 71416062
unearned premiums pro rata
250701 18
372506 52
11 Total amount of unearned premiums as computed above
carried out
15 Dividends declared and remaining unpaid or uncalled for
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
95050 25
623207 70
180 00
718437 95
300000 00
158539 71
Aggregate amount of all liabilities including capital paid
up and net surplus 1176977 66
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year 152409 31
3 Net collected 152409 31
4 Gross premiums on risks written and re
newed during the year i 175 jq7 11
5 Total 1327516 42
6 Deduct premiums and bills in course of col
lection at this date 134 593 gg
7 Entire premiums collected during the year 1192922 73
8 Deduct reinsurance and return premiums 453620 83
9 Net cash actually received for premiums carried out 739301 85
10 Received for interest on bonds and mortgages 8295 15ComptrollebGeneeals Repobt 125
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 30691 07
12 Income received for rents 8440 74
15 Aggregate amount of income actually received during the
year in cash 786728 81
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 7275576 losses occurring in
previous years 578801 22
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year and all amounts
actually received for reinsurance in
other companies 10146977 total de
ductions 101469 77
Net amount paid during the year for losses 477331 45
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 22500 00
6 Paid for commissions or brokerage 143750 41
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 90500 90
8 Paid for state national and local taxes in this and other
states 4203840
9 All other payments and expenditures 49267 07
Aggregate amount of actual expenditures during the
year in cash 825388 23
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 106837880 00 1456539 82
2 Written or renewed during the year 74646083 00 1175107 11
3 Total 181483963 00 2631646 93
4 Deduct those expired and marked off 71085925 00 1181579 50
5 In force at the end of the year 110398038 00 1450067 43
6 Deduct amount reinsured 16910287 00 234504 44
7 Net amount in force 93487751 00 1215562 99
Business in the State of Georgia During the Year
Fire marine and inland risks written 6062063 00126 ComptrollerGenerals Eeport
Premiums received gross 98 899 25
Losses paidYYlY 54629 40
Losses incurred 58247 g4
GEORGIA FIRE INSURANCE COMPANY OF POLK COUNTY GA
Wm J Harris President Chas L Mell Secretary
Principal Office 722 Candler Bldg Atlanta Ga
Jones Hunt Cedartown Ga Attorneys for Service in Georgia
ICapital
1 Whole amount of capital stock 300000 00
2 Amount paid up in cash 130000 0
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 12 000 00
2 Loans on bond and mortgage duly re
corded and being first liens on the
fee simple i06689 46
3 Interest due on all said bond and mort
gage loans 19997 interest accrued
thereon 241321 total 2613 18
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 158700 00
5 Value of buildings mortgaged insured for
3465000 as collateral 101 000 00
6 Total value of said mortgaged premises
carried inside 259700 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
13 Cash belonging to the company deposited in banks viz
Fulton National Bank Atlanta Ga 1019165 Farm
ers Mechanics Bank Cedartown Ga 1724060
Bank of Cedartown 500000 U S small banks in
State 109301 total cash items
17 Cash in hands of agents and in course of transmission
Rents due and accrued
Interest on bank deposits 30000 furniture and fixtures
100000 maps 150000 supplies and stationery
150000 postage 35000 total
Due from special agents
Total assets of the company actual cash market value
109302 64
44955 00
33525 26
23660 86
450 00
4350 00
243 86
228487 62
CompteolleeGeneeals Eepoet
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 2926 00
4 Total gross amount of claims for losses 2926 00
5 Deduct reinsurance thereon 533 00
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 6432670 un
earned premiums fifty per cent 32163 35
S Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 6355342
unearned premiums pro rata 40336 13
11 Total unearned premiums as computed above carried
out
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint capital stock actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
4 Gross premiums on risks written and re
newed during the year 160397 71
8 Deduct reinsurance and return premiums 59674 33
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
pins 665284 total
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 68000 in
terest on notes 54194 total
15 Aggregate amount of income actually received during the
year in cash
127
2393 00
72499 48
74892 48
130000 00
23595 14
228487 62
100723 38
5354 44
1736 00
36652 84
1221 94
145688 60128
ComptrollerGenerals Report
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 215510 losses occurring in
previous years 42124 57
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 515 and all
amounts actually received for reinsur
ance in other companies 1483646
total deductions 14 841 q
Adjusting expense
27282 96
734 27
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz Rents 80417
advertising and supplies 106995 postage and ex
press 151745 legal expenses 51062 maps furni
ture and fixtures 41245 expense real estate 42833
exchange 59935 miscellaneous expenses 258272
28017 23
10000 00
10611 12
17153 41
4692 74
total
Aggregate amount of actual expenditures during the year
in cash
7925 04
78399 54
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December 4578194 00 88265 02
2 Written or renewed during 1910 9626506 00 160397 71
3 Total 14204700 00
4 Deduct those expired and marked off 5526738 00
248662 73
80694 i7
5 In force at end of year 1910 8677962 00
6 Deduct the amount reinsured in other
companies 2139964 00
167968 56
40088 44
7 Net amount in force 6537998 00 127880 12
8 Greatest amount insured in any one risk gross 3500000 net 500000ComptrollerGenerals Report
129
Business in the State of Georgia During the Year
Fire marine and inland risks written 7504676 00
Premiums received gross 121764 47
Losses paid 22888 02
Losses incurred 23319 02
Amount at risk 6072730 00
GIBABD FIBE AND MABINE INSUBANCE COMPANY OF
PHILADELPHIA PENNSYLVANIA
Henry M Gratz President Edward J Thomason Secretary
Principal Office 633 Chestnut St Philadelphia Pa
John C Whitner Atlanta Attorney for Service in Georgia
Capital
1 Whole amount of capital stock
2 Amount paid up in cash
500000 00
500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest accrued on said bond and mortgage loans
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
11 Total par and market value and amount loaned thereon
12 Cash in companys principal office 1081 04
Cash belonging to company deposited in
banks viz Philadelphia National
Bank 3559633 The Land Title
Trust Co 883929 Continental Title
Trust Co 167510 Union Trust Co
38605 German American Title
Trust Co 148713 Merchants Trust
Co 60558 Fourth St Natl 78542
Tontl Coml Natl 3055484 total 79929 7b
271750 00
206300 00
2323 92
1754185 00
52500 00
13
Total cash items
15 Interest due and accrued on stocks and bonds not in
cluded in market value uncollected
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
not over three months old
18 Bills receivable not matured taken for fire marine and
inland risks
80960 78
23811 71
722 61
147135 50
3367 72130 ComptrollerGenerals Eeport
19 Due from other companies for reinsurance on losses al
ready paid lj340 20
Total assets of the company actual cash market value 2544397 44
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 73758 00
3 Losses resisted including interest costs
and other expenses thereon 3300 00
4 Total gross amount of claims for losses 77058 00
5 Deduct reinsurance thereon 10 919 00
6 Net amount of unpaid losses 66139 00
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 51502276 un
earned premiums fifty per cent 257511 38
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 125996188
unearned premiums pro rata 684040 94
11 Total unearned premiums as computed above carried
out 941552 32
12 Net premium reserve and all other liabili
ties except capital under the life in
surance or any other special department
perpetual 622266 91
17 Accrued taxes 350o 00
20 Total amount of all liabilities except capital stock scrip
and net surplus 1633458 23
21 Joint stock capital actually paid up in cash 500 000 00
23 Surplus beyond capital and all other liabilities 410939 21
24 Aggregate amount of all liabilities including capital paid
up and net surplus 2544397 44
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 132127 71
3 Net collected 132127 71COMPTKOLLERGrENEBALS RePOBT
131

4 Gross premiums and risks written and re
newed during tie year 1347248 29
5 Total 1479376 00
6 Deduct premiums and bills in course of col
lection at this date 149414 45
7 Entire premiums collected during the year 1329961 55
8 Deduct reinsurance and return premiums 421923 63
9 Net cash actually received for premiums carried out 908037 92
10 Received for interest on bonds and mortgages 9976 86
11 Keceived for interest and dividends on stocks and bonds
collateral loans and from all other sources 78484 16
12 Income received from all other sourees omitting increase
if any in value of securities viz Bents 1802009
return premium on perpetual reinsurance policy 5000
profit on sale of ledger assets 894 total 18964 81
13 Deposit premiums written 20931 30
15 Aggregate amount of income actually received during the
year in cash 1036395 05
VExpenditures During the Tear

1 Gross amount actually paid for losses in
cluding 4629096 losses occurring in
previous years 443378 34
2 Deduct all amounts actually received for
salvages whether on loss of the last
or of previous year 376717 and all
amounts actually received for reinsur
ance in other companies 7229185
total deductions 76059 02
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
9 All other payments and expenditures viz Does adjust
ment expenses 908392 miscellaneous local agency
expenses 594229 rents 1280556 advertising and
printing 967438 postage telegrams and expTessage
277150 legal expenses 89764 furniture and fix
tures 101319 maps 402578 underwriters tariff
and patrol 936138 inspection and surveys 2
367319 32
100000 00
244643 45
85460 39134 ComptbollerGenebals Repobt
20 Total amount of all liabilities except capital stock scrip
and net surplus 541952 97
21 Joint stock capital actually paid up in cash 400 000 00
23 Surplus beyond capital and all other liabilities 730242 87
24 Aggregate amount of all liabilities including capital paid
up and net surplus 1672195 84
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 146267 30
3 Net collected 146267 30
4 Gross premiums on risks written and re
newed during the year 3023539 89
5 Total 3169807 19
6 Deduct premiums and bills in course of col
lection at this date 133 055 47
7 Entire premiums collected during the year 3036751 72
8 Deduct reinsurance and return premiums 2494976 81
9 Net cash actually received for premiums carried out 541774 91
10 Eeceived for interest on bonds and mortgages 2 811 11
11 Eeceived for interest and dividends on stocks and bonds
collateral loans and from all other sources 60 169 88
Profit on sale of ledger assets g 912 70
15 Aggregate amount of income actually received during
the year in cash 613668 80
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 15706175 losses occurring in
previous years 1230424 35
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1773695 and all
amounts actually received for reinsur
ance in other companies 93976021
total deductions 957 497 jg
Net amount paid during the year for losses 272 927 19
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 60000 00
ComptrollerGenerals Report 135
6 Paid for commissions or brokerage 144392 67
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 4056 60
8 Paid for state national and local taxes in this and other
states 18425 10
Loss on sale of ledger assets 1029 38
Aggregate amount of actual expenditures during the
year in cash 500830 94
VIBisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 349424278 00 3680863 54
2 Written or renewed during the year 276776796 00 3023539 89
3 Total 626201074 00 6704403 43
4 Deduct those expired and marked off
as terminated 252113339 00 2796525 05
5 In force at the end of the year374087735 00 3907878 38
6 Deduct amount reinsured 295047434 00 3097084 36
7 Net amount in force 79040301 00 810794 02
Business in the State of Georgia During the Year
Fire marine and inland risks written 2105645 00
Premiums received gross 35396 73
Losses paid 15399 88
Losses incurred 15355 88
GERMAN AMERICAN FIRE INSURANCE COMPANY OF NEW YORK
Wm N Kremer President Chas G Smith Secretary
Principal Office 1 Liberty St New York City
S Y Tupper Jr Attorney for Service in Georgia
ICapital
1 Whole anount of capital stock 1500000 00
2 Amount paid up in cash 1500 000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 1701403 21
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 137000 00136 ComptkollerGenebals Repobt
3 Interest aeerued thereon 2 158 50
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 111000 00
5 Value of buildings mortgaged insured for
15800000 as collateral 158000 00
6 Total value of said mortgaged premises
carried inside 269000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
10 n T1Ue 13374725 00
it Cash m companys principal office 16293 54
13 Cash belonging to the company deposited
in banks 538604 16
Total cash items 554897 70
15 Interest due and accrued on stocks not included in mar
ket value uncollected 49J71 00
17 Cash in hands of agents and in course of transmission 1348478 49
All other assets both real and personal viz Rents due
and accrued 172818 bank balances 55000 total 2278 18
Total assets of the company actual cash market value 1717oll2 08
IIILi abiliti es
1 Losses due and unpaid 105 536 00
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses o g 442 qq
3 Losses resisted including interest costs
and other expenses thereon 84 565 00
4 Total gross amount of claims for losses 1107543 00
5 Deduct reinsurance thereon 387 150 80
6 Net amount of unpaid losses 720 392 20
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or loss
from date of policy 42382394 un
earned premiums fifty per cent 2119119 47
8 Gross premiums without any deduction
received md receivable upon nil nnex
pired fire risks running more than one
year from date of policy 905292482
unearned premiums pro rata 4798333 17
11 Total unearned premiums as computed above carried
1 0llt 6917452 64
17 Due and accrued for salaries rent advertising and for
agency nnd other miscellaneous expenses 6707 68OOMPTBOLLEBGrENEBAL S RePOBT 137
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Taxes 12820000 return premiums 5
94892 reinsurance 29079879 rents in advance
75575 commissions and brokerage 5745617 total 483159 63
20 Total amount of all liabilities except capital stock scrip
and net surplus 8127712 09
21 Joint stock capital actually paid up in cash 1500000 00
23 Surplus beyond capital and all other liabilities 7542399 99
24 Aggregate amount of all liabilities including capital paid
up and net surplus 17170112 08
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 1584113 27
3 Net collected 1584113 27
4 Gross premiums on risks written and re
newed during the year 11693574 14
5 Total 13277687 41
6 Deduct premiums and bills in course of col
lection at this date 1637238 05
7 Entire premiums collected during the year 11640449 36
8 Deduct reinsurance and return premiums 4543376 48
9 Net cash actually received for premiums carried out 7097072 88
10 Received for interest on bonds and mortgages 6827 50
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 617237 62
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 14092667
profit on sale of ledger assets 3590731 agents
balances previously charged off 200179 premiums
collected on business placed with other companies
1560559 total 194441 36
15 Aggregate amount of income actually received during the
year in cash 7915579 36
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 76264961 losses occurring in
previous years 4799942 56138 COMPTBOLLEBGrENEBAL s REPOBT
2 Deduct ail amounts actually received tor
salvages whether on losses of the last
or of previous year 4671493 and all
amounts actually received for reinsur
ance in other companies 127411902
total deductions 1320833 95
Net amount paid during the year for losses 3479108 61
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 450000 00
6 Paid for commissions or brokerage 1281431 28
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 754373 95
8 Paid for state national and local taxes in this and other
states 228710 44
9 All other payments and expenditures viz Rents 65
83019 advertising 7702803 underwriters bureaus
and inspections 12780428 real estate and other ex
penses 17820898 total 448871 48
Aggregate amount of all expenditures during the year
in cash 6643495 73
VIBisks and Premiums
Fire Bisks Premiums Thereon
In force on the 31st day of December1682349731 00 15881231 99
2 Written or renewed1182067410 00 11699574 14
3 Total 2864417141 00 27580806 13
4 Deduct those expired and marked off 1112456047 00 10992864 42
5 In force at end of year 1910 1751961094 00 16587941 71
6 Deduct the amount reinsured in other
rompanies 352774696 00 3296777 95
7 Net amount in force1399186398 00 13291163 76
Business in the State of Georgia During the Year
Fire marine and inland risks written 7305 374 00
Premiums received gross 119 250 94
Loss paid 87952 76
Losses incurred 100875 22
GEBMANIA FIRE INSURANCE COMPANY OF NEW YORK
Hugo Schumann President Gustav Kehr Secretary
Principal Office 62 William St New York
S C Williams Atlanta Attorney for Service in GeorgiaCompteollebGeneeal s Repobt 139
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbranees thereon 750000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 589000 00
3 Interest accrued thereon 7454 74
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 352400 00
5 Value of buildings mortgaged insured for
36400000 as collateral 459400 00
6 Total value of said mortgaged premises
carried inside 811800 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 4355136 75
12 Cash in companys principal office 8867 83
13 Cash belonging to the company deposited
in banks viz National Park Bank New
York 22319290 German American
Bank New York 18773879 Germania
Bank New York 5000000 N Y Life
Insurance Trust Co New York 100
00000 Corn Exchange National Bank
Chicago 7030831 total 640107 83
Total cash items 640107 83
17 Cash in hands of agents and in course of transmission 486713 62
All other assets both real and personal viz Rents
39166 interest accrued on bonds 2527735 total 25669 01
Total assets of the company actual cash market value 6648081 95
Less balances over three months due 5110 28
6648971 67
TILLiabilities
1 Losses due and unpaid 129634 35
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 127157 98
3 Losses resisted including interest costs
nnd other expenses thereon 31183 28
140 ComptrollerGenerals Report
4 Total gross amount of claims for losses 287975 61
5 Deduct reinsurance thereon 52267 40
6 Net amount of unpaid losses 235 708 21
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire losses running one year or less
from date of policy 154798546 un
earned premiums fifty per cent 779992 73
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 481656453
unearned premiums pro rata 2494555 53
11 Total unearned premiums as computed above carried
out 3268548 26
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 23750 10
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Taxes due and accrued 4000000 un
paid commissions 687688 unpaid return premiums
78045 unpaid reinsurance 2693899 balance held
for reinsurance company 2462857 total 99224 89
20 Total amount of all liabilities except capital stock scrip
and net surplus 3627231 46
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 2021740 21
24 Aggregate amount of all liabilities including capital paid
up and net surplus 6648971 67
TVTncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year 490392 12
3 Net collected 490392 12
4 Gross premiums and risks written and re
newed during the year 3879221 25
5 Total 4369613 37
6 Deduct premiums and bills in course of col
lection at this date 486713 62
7 Entire premiums collected during the year 3882899 75
8 Deduct reinsurance and return premiums 907042 65
9 Net cash actually received for premiums carried out 2975857 10CompteolleeGeneeals Repobt 141
10 Received for interest on bonds and mortgages 19090 24
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 208598 81
Increase in reserve held for reinsurance companies 143 42
15 Aggregate amount of income actually received during the
year in cash 3203689 57
VExpenditures During the Year
1 Gross amount actually paid fox losses in
cluding 24647682 losses occurring in
previous years 1637817 29
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1201478 and all
amounts actually received for reinsur
ance in other companies 26654110
total deductions 278555 88
Net amount paid during the year for losses 1359261 41
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 180000 00
6 Paid for commissions or brokerage 771277 95
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 253361 62
8 Paid for state national and local taxes in this and other
states 9251 07
9 All other payments and expenditures viz Profit and loss
account item 10035297 furniture and maps 13
16072 advertising board exchange patrol legal of
fice postage express printing stationery rents and
survey 11342867 total 226942 36
Aggregate amount of actual expenditures during the
vear in cash 2883360 41
VIRisks and Premiums
Mre Risks Premiums Thereon
1 In force on the 31st day of December 702529462 00 6794276 73
2 Written or renewed during the year 382648686 00 3879271 25
3 Total 1085178148 00 10673547 98
4 Deduct those expired and marked off 361290368 00 3656148 08
5 In force at the end of the year 723887780 00 7017399 90
6 Deduct amount reinsured 60165523 00 652849 81
7 Net amount in force 603722257 00 6364550 09142
ComptrolleeGenebals Repoet
Business in the State of Georgia During the Year
Fire marine and inland risks written 3 844 880 00
Premiums received gross 62496 99
BSesaid 27577 41
Losses mcurred 27287 5J
GLENS FALLS FIRE INSURANCE COMPANY OF GLENS FALLS N Y
J L Cunningham President E w West Secretary
Principal Office Glen and Bay Sts Glens Falls N Y
ICapital
1 Whole amount of capital stock
2 Amount paid up in cash
IIAssets
200000 00
200000 00
1 Market value of real estate owned by the company less
the amount of ineumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 3
99372 interest accrued thereon 706682 total
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
37058 43
1775185 00
11060 54
value
12 Cash in companys principal offices Glens
Falls and Chicago
13 Cash belonging to company deposited in
banks
2521958 22
3667 72
677537 97
Total cash items
15 Interest due and accrued on bonds not included in mar
ket value uncollected
16 Interest due and accrued on deposits and uncollected
17 Cash in hands of agents and in course of transmission
Rents due and accrued
683205 69
26428 06
2491 65
247360 00
150 00
Total assets of the company actual cash market value 5302897 59
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 167017 20
3 Losses resisted including interest costs
and other expenses thereon 5500 00ComptrollerGenerals Beport
143
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
172517 20
36190 15
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire losses running one year or less
from date of policy 97426590 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 365182192
unearned premiums pro rata
136327 05
487132 95
1662850 17
11 Total unearned premiums as computed above carried
out
14 Amount of dividends declared but not yet due
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
2149983 12
160000 00
61130 96
2507441 13
200000 00
2595456 46
24 Aggregate amount of all liabilities including capital paid
up and net surplus 5302897 59
IVIncome During the Year
4 Gross premiums on risks written and re
newed during the year 2530758 89
8 Deduct reinsurance and return premiums 564597 68
9 Net cash actually received for premiums carried out 1966161 21
10 Received for interest on bonds and mortgages 88539 83
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 146793 91
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 4391 00
Agents balances previously charged off 37035 13
15 Aggregate amount of income actually received during the
year in cash 2242921 08
VExpenditures During the Tear
1 Gross amount actually paid for losses in
cluding 11481546 losses occurring in
previous years 1072080 93
144 ComptrollerGenerals Beport
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 417732 and all
amounts actually received for reinsur
ance in other companies 9614387
total deductions 00 321 19
Net amount paid during the year for losses 971759 74
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 240000 00
6 Paid for commissions or brokerage 418l27 47
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 165 776 63
8 Paid for state national and local taxes in this and other
states 71389 52
9 All other payments and expenditures 136977 95
Aggregate amount of actual expenditures during the year
in cash 2004031 31
VIRisks and Premiums
Fire Bisks Premiums Thereon
1 in force on the 31st day of December 399475000 00 4290533 62
2 Written or renewed during the year 228484766 00 253075S 89
310if 627959766 00 6821292 51
1 Deduct those expired and marked off 208826417 00 2370409 33
5 In force at the end of the year419133349 00 4450883 18
6 Deduct amount reinsured 27521019 00 311928 31
7 Net amount in force 391612330 00 4138954 87
Business in the State of Georgia During the Tear
Fire marine and inland risks written 2100399 00
Premiums received gross 34927 og
ossespaid 1MUW
Losses incurred
GLOBE RUTGERS FIRE INSURANCE CO OF NEW YORK CITY
E C Jameson President w H Paulison Secretary
Principal Office 111 William Street New York City
T L Riley Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up in cash 400000 00
2 Amount of ledger assets December 31 of previousyear 4914660 15
Kxt0ded at 4914660CompteollebGeneeals Repoet
145
ITIncome
Gross premiums 4309106 04
Deduct gross amount paid for
Reinsurance fire 480035 55
Return premiums fire 764808 10
Total 1244843 65
7
9
11
12
15
16
17
26
28
Total premiums other than perpetual
Gross interest on mortgage loans
Gross interest on bonds and dividends on
stocks less 56221 accrued interest on
bonds acquired during 1910
Gross interest on deposits in trust com
panies and banks
Philadelphia Board of Underwriters 200
Gross rents from companys property
3064262 39
5180 95
182262 86
3712 64
6 20
5592 00
Total gross interest and rents
Gross profit on sale or maturity of ledger
assets viz
b Bonds t
c Stocks
7500 00
2433 15
196754 65
9933 15
Total income 3270950 19
III Disbursements
Gross amount paid policyholders for losses
including 26931572 occurring in
previous years 1895810 09
Deduct amount received for
Salvage fire 19102 26
Keinsurance fire 255487 02
Discount fire 4444 94
Total 279034 22
9
10
11
12
13
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents
Advertising 157215 printing and stationery 4
70815 total
Postage telegrams telephone and express
Legal expenses
Furaiture and fixtures
1616775 87
27414 98
582356 21
109232 58
9000 00
6280 30
5689 21
4006 82
5598 60146
ComptbolleeGenebals Repobt
14 Maps including corrections 4 139 lg
15 Underwriters boards and tariff associations 11240 46
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 13968 12
17 Inspections and surveys 11 695 44
18 Repairs and expenses other than taxes on real estate 481 38
19 Taxes on real estate 1 073 27
20 State taxes on premiums 37 849 02
21 Insurance department licenses and fees 3524 21
22 All other licenses fees and taxes
Franchise taxes 8460 06
U S Government income tax 3076 23 11536 29
23 Other disbursements
25 Paid account interest on borrowed money 8902 00
27 Miscellaneous expense 6250 75
29 Paid account borrowed money 80000 00
32 Total 95152 75
34 Paid stockholders for interest or dividends amount de
clared during the year 16000000 160000 00
38 Gross loss on sale or maturity of ledger assets viz
c Stocks 704i 20
40 Total disbursements 2724055 89
IVLedger Assets
1 Book value of real estate 72945 00
2 Mortgage loans on real estate first liens 108700 00
4 Book value of bonds 102959628 and
stocks 351117284 total 4540769 12
5 Cash in companys office 41913 11
6 Deposits in trust companies and banks
not on interest 60000 00
7 Deposits in trust companies and banks
on interest 77602 61
8 c Agents balances representing busi
ness written subsequent to October 1
1910 534231 11
9 d Agents balances representing busi
ness written prior to October 1 1910 25393 50
16 Total ledger assets 5461554 45
XrvnLedger Assets
17 Interest accrued on mortgages 1216 91
18 interest accrued on bonds 6 800 10
20 Interest accrued on other assets 13159 75
24Total 2117676ComptrollerGenerals Report
147
27 f Other nonledger assets viz Due account reinsur
anee loss account Eossia Insurance Co 1295035
Fidelity Phenix 46791 Stuyvesant 10067 Pacific
8655 Spring Garden 10255 American Fire of
Pennsylvania 1600 total
13724 03
30 Gross assets 5496455 24
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to October 1 1910 25393 50
37 Book value of ledger assets over market
value 215699 62
39 Total 241093 12
40 Total admitted assets 5255362 12
VLiabilities
1 Gross losses adjusted and unpaid not
yet due 112616 00
2 Gross claims for losses in process of adjust
ment or in suspense including all re
ported and supposed losses 261192 00
3 Gross claims for losses resisted 52670 00
4 Total 426478 00
5 Deduct reinsurance due or accrued 43191 00
6 Net amount of unpaid losses and claims 383287 00
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 2
70517212 unearned premiums fifty
per cent 1352586 06
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 102715200
unearned premiums pro rata 583638 80
12 Total unearned premiums as computed above 1936224 86
17 Interest due or accrued on borrowed money 1750 00
19 Salaries rents expenses bills accounts fees etc due
or accrued 1250 00148
CompteolleeGeneeal s Repoet
20 State county and municipal taxes due or accrued 15000 00
21 Commissions brokerage and other charges due or to be
come due to agents and brokers 17486 89
23 Due and to become due for borrowed money 135000 00
27 Total amount of all liabilities except capital 2489998 75
28 Capital actually paid up in cash 400000 00
29 Surplus over all liabilities 2365363 37
30 Surplus as regards policyholders 2765363 37
31 Total liabilities 5255362 12
VIRisks and Premiums
Fire Kisks Premiums Thereon
1 In force on the 31st day of December 312209686 00 3975413 22
2 Written or renewed during the year 382682433 00 4309106 04
3 Total 694892119 00 8284519 26
4 Deduct those expired and marked off 353933242 00 4195787 10
5 In force at the end of the year340958877 00
6 Deduct amount reinsured 29395406 00
4088732 16
356408 04
7 Net amount in force 1811663473 00 3732324 12
Business in the State of Georgia During the Year
Fire marine and inland risks written
Premiums received gross
Losses paid
Losses incurred
39616 71
20011 61
12669 63
HAMBURGBREMEN FIRE INS CO OF HAMBURG GERMAN v
F O Affeld Manager U S Branch
Principal office in the U I 1 23 William St New York City
Attorney for Service in GeoTgia W F Pattillo Atlanta Ga
ICapital
1 Whole amount of capital stock 1500000 ill
2 Amount paid up in cash 615000 00
3 Amount in notes of the stockholders 885000 00
IIAssets in United States
Total par and market value of stocks and bonds owned
absolutely by the company and carried out nt market
value 1739126 01CompteollebGeseeals Eepoet 149
13 Cash belonging to the company deposited in Bank of
America New York City 46166 14
17 Cash in hands of agents and in course of transmission 199846 93
Total assets of the company actual cash market value 1985139 12
IIILiabilities in United States
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 124745 00
3 Losses resisted including interest costs
and other expenses thereon 40550 00
4 Total gross amount of claims for losses 165295 00
6 Net amount of unpaid losses 132600 00
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 94264339 un
earned premiums fifty per cent 471321 70
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 130548939
unearned premiums pro rata 683471 28
Total unearned premiums as computed above carried
out 1154792 9S
Due and accrued for salaries rent taxes advertising and
for agency and other miscellaneous expenses 34303 34
Total amount of all liabilities except capital stock scrip
and net surplus 1321696 32
Surplus beyond capital and all other liabilities 663442 80
Aggregate amount of all liabilities including capital paid
up and net surplus 1985139 12
IVIncome During the Year
4 Gross premiums on risks written and re
newed during the year 2034372 66
5 Total 2034372 66
8 Deduct reinsurance and return premiums 643523 84
9 Net cash actually received for premiums carried out 1390848 82
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 70498 14
11
17
20
23
24150 ComptbollebGeneeals Repobt
12 Income received from all other sources omitting increase
if any in value of securities viz Agents balances
previously marked off 90 53
14 Amount of remittances from home office
during the year 1752 78
15 Aggregate amount of income actually received during the
year in cash 1461437 49
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 5828324 losses occurring in
previous years 969149 93
2 Deduct all amounts actually received for
salvages whether on losses of the last
or previous year 1564412 and all
amounts actually received for reinsur
ance in other companies 18381977
discount 133952 total deductions 200803 41
Net amount paid during the year for losses 768346 52
6 Paid for commissions or brokerage 228793 88
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 168789 49
8 Paid for State National and local taxes in this and other
States 42509 77
9 All other payments and expenditures viz Postage ex
pressage telegrams rents maps printing stationery
advertising furniture and fixtures patrol and board
expenses etc 97r53 66
10 Amount sent to home offices during the
year 11317225
Aggregate amount of actual expenditures during the year
in cash 1305993 32
VIRisks and Premiums
Fire risks Premiums thereon
1 In force on the 31st day of December
as per line 5 under this heading in
last years statement 237160745 00 2840069 92
2 Written or renewed during the year per
income No 5 165751428 00 2034372 66
3 Total 402912173 00 4874442 58
4 Deduct those expired and marked off as
terminated 162953161 00 2004906 45ComptrollerGeneral s Report 151
5 In force at the end of the yeax239959012 00 2869536 13
6 Deduct amount reinsured 49090143 00 621403 35
7 Net amount in force 190868869 00 2248132 78
Business in the State of Georgia During the Year
FiTe risks written 2288159 00
Premiums received gross 30687 61
Losses paid H500 52
Losses incurred 12275 52
HANOVER FIRE INSURANCE COMPANY OF NEW YORK
R Emory Warfield President Joseph MeCord Secretary
Principal Office 3436 Pine Street New York
Christopher L Stoney Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 1129473 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 3S0 0I
3 Interest accrued on all said bond and mortgage loans 14 58
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 2500 00
5 Value of buildings mortgaged insured for
350000 as collateral 5000 00
6 Total value of mortgaged premises car
ried inside 7500 00
9 Total par and market value of all said stocks and bonds
owned absolutely by the company carried out at
market value 3075304 HI
12 Cash in companys principal office 2461 29
13 Cash belonging to the company deposited
in banks viz Bank of America 10
39173 German American 686527
Central Trust Co 1193612 Seaboard
National 14488769 Astor Trust Co
1217401 Guarantee Trust Co
20000 total 186454 82
Total cash items 188916 I 1152
ComptbolleeGexebals Repobt
15
17
Interest due and accrued on stocks and bonds not included
in market value uncollected
Gash in hands of agents and in course of transmission
All other assets both real and personal viz Rents due
and accrued 21305 due from other companies for re
insurance on losses already paid 1821424 interest
on deposit in Astor Trust Co 20864 total
30232 97
374601 75
18635 93
Total assets of the company actual cash market value 4820678 34
IIILiabilities
1 Losses due and accrued and unpaid 59299 68
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 165899 39
3 Losses resisted including interest costs
and other expenses thereon 26735 97
4 Total gross amount of claims for losses 251935 04
5 Deduct reinsurance thereon 39 884 18
6 Net amount of unpaid losses 212 050 86
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 151913475 un
earned premiums fifty per cent 759567 37
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 275327764
unearned premiums pro rata 1449433 55
9y2 Excess of original premiums over
amounts received for reinsurance
604128 unearned premiums 1666 23
11 Total unearned premiums as computed above carried
out 2210667 15
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 8 477 79
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Due and accrued for taxes 45000 com
missions and brokerage 845992 return premiums
665889 reinsurance premiums 3820187 rents paid
in advance 308240 total 101403 08ComptbolleeGtEnerals Report
153
20 Total amount of all liabilities except capital stock scrip
and net surplus 2532598 88
21 Joint stock capital actually paid up in cash 1000000 00
24 Aggregate amount of all liabilities including capital paid
up and net surplus 4820678 34
IVIncome During the Year
7 Entire premiums collected during the
year 3347640 85
8 Deduct reinsurance and return premiums 924414 78
9 Net cash actually received for premiums carried out
10 Beceived for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Bents 7439945
from agents balances 103370 sale of securities
2735087 total
2423226 07
175 00
133538 88
102784 02
15 Aggregate amount of income actually received during the
year in cash 2659723 97
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 21920173 losses occurring in
previous years 1478304 55
2 Deduct all amount actually received for
salvages whether on losses of the last
or of previous year 1147322 and all
amounts actually received for reinsur
ance in other companies 21361868
discount 230853 total deductions 227400 43
Net amount paid during the year for
losses 1250904 12
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared uring the yeaT 150000 00
6 Paid for commissions or brokerage 490107 75
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 223040 54
8 Paid for State National and local taxes in this and other
States 96126 43
9 All other payments and expenditures 281912 19
Aggregate amount of actual expenditures during the year
in cash 2492091 03154 CoMPTROLLERGrENEBAL s REPORT
VIBisks and Premiums
Fire Bisks Premiums Thereon
1 In force on the 31st day of December
as per line 5 under this heading in
last years statement 455317383 50 4670551 10
2 Written or renewed during the year
per income No 5 323310886 00 3347640 85
3 Total 778628269 50 8018191 95
4 Deduct those expired and marked off
as terminated 300220570 04 3117532 59
5 In force at the end of the year478407699 46 4900659 36
6 Deduct amount reinsured 64922850 29 628246 97
7 Net amount in force413484849 17 4272412 39
Business in the State of Georgia During the Tear
Fire risks written
Premiums received gross
Losses paid
Losses incurred
3492634 00
35930 12
13628 95
17028 02
HAETFORD FIRE INSURANCE COMPANY OF CONNECTICUT
Ohas E Chase President Fredk Samson Secretary
Home Office 125 Trumbull St Hartfoid Conn
ICapital Stock
1 Amount of capital paid up in cash 2000000 00
2 Amount of ledger assets December 31 of previous year 22096030 16
4 Extended at 22096030 16
IIIncome
Fire Marine and Inland
5 Gross premiums 19415663 16 675894 51
6 Deduct gross amount paid
for Reinsurance fire
174644956 marine
and inland 818139
return premiums fire
242073509 marine
and inland 12650276 4167184 65 134684 15ComptrollerGenerals Report
155
7 Total premiums other
than perpetual 15248478 51 541210 36 15789688 87
9 Gross interest on mortgage loans 23599 80
10 Gross interest on collateral loans 597 42
11 Gross interest on bonds and dividends on
stoeks less 1987398 accrued interest
on bonds acquired during 1910 814998 75
12 Gross interest on deposits in trust com
panies and banks 16809 05
16 Gross rents from companys property in
cluding 2250000 for companys occu
pancy of its own buildings 47650 39
17 Total gross interest and rents 903655 41
18 From other sources
19 Conscience money 850 00
20 Premium on exchange of bonds 1997 50
21 Rent on property previously sold 147 30
22 Received from reinsuring companies un
der treaty72545 23
75540 08
239 56
26 Gross profit on sale or maturity of ledger
assets viz
a Real estate 28787 03
c Stocks 15000 00 43787 08
28 Total income 16812910 90
ITIDisbursements
Fire Marine and Inland
Gross amount paid policy
holders for losses includ
ing 145025266 occur
ring in previous years
Deduct amount received
for Salvage fire 58
10422 marine and in
land 481027 reinsur
ance fire 127135313
marine and inland 8
81994 total 1329457 35
497573 51 169220 99
13630 21
3 Net amount paid policy
holders for losses 8168116 16 155590 78 8323706 94
4 Expenses of adjustment and settlement of losses 146310 76
5 Commissions or brokerage 2909587 56156 ComptrollekGenebals Eepokt
7 Salaries 56502182 and expenses 28181725 of special
and general agents 846 839 07
8 Salaries fees and all other charges of officers directors
trustees and home office employees 632 753 09
9 Hents including 2250000 for companys occupancyof
its own buildings 101 803 10
10 Advertising 14920492 printing and stationery H1
31174 totalI7 29051666
11 Postage telegrams telephone and express 141 309 21
12 Legal expenses
13 Furniture and fixtures 20 S10 61
14 Maps including corrections 34o81 67
15 Underwriters boards and tariff associations i9174i 6
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 77 695 79
17 Inspections and surveys 5897 7g
18 Repairs and expenses other than taxes on real estate 21055 15
19 Taxes on real estate u323
20 State taxes on premiums 251 200 08
21 Insurance department licenses and fees 50402 30
22 All other licenses fees and taxes
State tax on capital stock 101000 00
United States corporation tax 17183 80
93 rnrVr3 mnicipaJ taxes and fees WB 75 161429 55
is Other disbursements viz
24 Interest on reserve held for reinsuring
companies
15 Assessment on Ontaria Bank stocks 4 116 67
26 Commercial reports and ratings 9145 55
27 Toilet supplies ice and water 2833 79
28 Insurance of all classes 5356 u
32 Total
34 Paid stockholders for interest or dividends amount de
37 A f th ear 80000000 800 000 00
37 Agents balances charged off 7444
38 Gross loss on sale or maturity of ledger
Assets viz
b Bonds per Schedule I 17 359 01
c Stocks per Schedule D 9m 99 m
39 Gross decrease by adjustment in book
value of ledger assets viz
a Real estate per Schedule A 44 595 00
0 Bonds per Schedule D r997 50 4Jm n
40 Total disbursements j
15195270 42
IVLedger Assets
1 Book value of real estate 791i824 16
2 Mortgage loans on real estate first liens 465166 67
12
16
17
18
19
23
24
25
26
30
34
40
ComptbolleeGenebals Eepoet
Loans secured by pledge of bonds stocks
or other collateral 10000 00
Book value of bonds 1746816084 and
stocks 135153140 total 18819692 24
Cash in companys office 2683 82
Deposits in trust companies and banks
not on interest 146669 04
Deposits in trust companies and banks
on interest 1067108 97
Agents balances representing business
written subsequent to October 1 1910 2334534 15
Agents balances representing business
written prior to October 1 1910 72491 59
Other ledger assets viz Certificate of
Treasurer of Cook County 111 for bal
ance due on sale of real estate 3500 00
157
Total ledger assets 23713670 64
NonLedger Assets
Interest accrued on mortgages
Interest accrued on bonds
Interest accrued on collateral loans
Rents accrued on companys property
or lease
4464 58
234529 51
255 13
1395 21
Total
Market value of real estate over book value
Market value of bonds and stocks over book value
240644 43
2275 84
479535 67
Gross Assets 24436126 58
Deduct Assets Not Admitted
Agents balances representing business written prior to
October 1 1910
7241 59
Total admitted assets 24363634 99
VLiabilities
Gross losses adjusted and unpaid not yet
due 500751 51
Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 974679 74
Gross losses for claims resisted 129238 33
Ttaj 1604669 58
Deduct reinsurance due or accrued 149742 99
158
CoMPTROLLERGeXEKAL S REPORT
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance re
ceived and receivable upon all uoex
pired fire risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 10
87309037 unearned premiums fifty
per cent
8 Gross premiums less reinsurance re
ceived and receivable upon all nnex
pired fire risks running more than one
year from date of policy 1500368848
unearned premiums pro rata
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
51202877 unearned premiums fifty
per cent
11 Excess of original premiums over amount
received for reinsurance 1219692
unearned premiums pro rata
1454926 59
5436545 19
8086083 03
256014 39
6098 46
12 Total unearned premiums as computed above 13784 741 07
20 State county and municipal taxes due or accrued 200000 00
27 Total amount of all liabilities except capital 15439667
88 Capital actually paid up in cash 2000000 00
29 Surplus over all liabilities g 923 967 33
30 Surplus as regards policyholders g
923967 33
31 Total liabilities 24363634 99
VTBisks and Premiums
Pire Risks Premiums Thereon
1 In force on the 31st day of December 2141140881 00 25153111 09
2 Written or renewed during the year 1701167157 00 19 415663 16
3 Total 3842308038 00 44568774 25
4 Deduct those expired and marked off 1516984758 00 18127091 22
5 In force at the end of the year 2325323280 00 26441683 03
6 Deduct amount reinsured 85700263 00
564904 18
Net risks written 23174576 00 335615 00
Business in the State of Georgia During the Tear
26 Gross risks written 26180008 00 577 465 00
Less risks cancelled 3005432 00 241850 00
Net risks written 23174576 00
241850 00COMPTROLLERGrENERAL S REPORT 159
27 Gross premiums on risks written 409956 15 10049 74
Less return premiums and premiums for
reinsurance 45856 87 1540 68
Net premiums received 364099 28 8509 06
28Losses paid deducting salvage 19951108 3054 55
Less losses on risks reinsured 1494 36
Net losses paid 198016 72 3054 55
29 Losses incurred 171592 21 6284 55
Less losses on risks reinsured 1177 93
Net losses incurred 170414 28 6284 55
THE HOME INSURANCE COMPANY OF NEW YORK N Y
Elbridge G Snow President Chas L Tyner Secretary
Principal Office 56 Cedar St New York
Charles W Phillips Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 3000000 00
2 Amount paid up in cash 3000000 00
IIAssets
1 Market value of real estate owned by the company less
amount of incumbrances thereon 1150000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 48300 00
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 74400 00
5 Value of buildings mortgaged insured
for 71800 as collateral 91600 00
6 Total value of said mortgaged premises
carried inside 166000 00
Total par and market value of all said stocks and bonds
owned absolutely by the company carried out at market
value 24114901 00
13 Cash belonging to the company deposited in banks viz
American Exchange National Bank New York 1096
82675 Hanover National Bank New York 24439263
Fourth National Bank New York 45013732 United
States Mortgage Trust Co New York 43176032160
ComptrollerGenerals Report
Guaranty Trust Company New York 20033382 Trust
Company of America New York 20000000 Standard
Trust Company New York 20000000 total 2823450 84
17 Cash in hands of agents and in course of transmission 2042261 79
Total assets of the company actual cash market value 30178913 63
III Liabilities
1 Losses due and unpaid 223432 15
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 1387159 23
3 Losses resisted including interest costs
and other expenses thereon 79586 74
4 Total gross amount of claims for losses 1690178 12
5 Deduct reinsurance thereon 521862 38
6 Net amount of unpaid losses 1168 315 74
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 770389000 un
earned premiums fifty per cent 3851945 00
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 1333030200
unearned premiums pro rata 7106871 00
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and Marine risks 609454 00
10 Gross premiums without any deduction
received and receivable on all unexpired
marine risks 77603 00
11 Total unearned premiums as computed above carried
out 11645873 00
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 100 000 00
18 Reserve for taxes 200000 00
18 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Unpaid commissions 6781314 unpaid
reinsurance 16729857 total 235 111 71
Reserve as a conflagration surplus l 500 000 00CompteolleeGeneeals Repobt 161
20 Total amount of all liabilities except capital stock scrip
and net surplus 14849300 45
21 Joint capital stock actually paid up in cash 3000000 00
23 Surplus beyond capital and all other liabilities 12329613 18
24 Aggregate amount of all liabilities including capital paid
up and net surplus 30178913 68
Amount of unearned premiums represented by installment
notesbeing the whole amount of such notes 2278161 01
TVIncome During the Year
Gross premiums and bills in
course of collection at
close of last previous
year as shown by that
years statement 204563 64 110813 72
Net collected 204563 64 110813 72
Gross premiums on risks
written and renewed dur
ing the year 17856969 38 1027750 72
Total 18061533 02 1138564 44
Deduct premiums and bills
in course of collection at
this date 230647 01 110213 88
Entire premiums collected
during the year 17830886 01 1028350 56
Deduct reinsurance and re
turn premiums 5286041 66 399281 44
10
11
12
15
Net fash actually received
for premiums carried
out 12544844 35 629069 12 13173913 47
Received for interest on bonds and mortgages 3267 48
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 1062523 10
Income received from all other sources omitting increase
if any in value of securities viz Bents 171601 48
Profit on sale of securities 630836 61 profit and loss
account 277767 total 633614 28
Aggregate amount of income actually received during the
year in cash 15044919 81162
ComptrollerGeneral s Report
VExpenditures During the Year
1 Gross amount actually paid
for losses including 1
09342747 losses occur
ring in previous years 7116005 67 430159 10
2 Deduct all amounts actually
received for salvages
whether on losses of the
last or of previous year
6275295 and all
amounts actually re
ceived for reinsurance in
other companies 1719
10196 total deductions 1652050 11 129804 80
Net amount paid during
the year for losses 5463955 56 300354 30 5764309 86
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 900000 00
6 Paid for commissions or brokerage 2509387 17
7 Paid for salaries fees and otheT charges of officers
clerks agents and all other employees 666641 09
8 Paid for State National and local taxes in this and other
States 368839 44
9 All other payments and expenditures viz Traveling
expenses rent advertising stationery and printing
postage telegrams express legal expenses furniture
and fixtures maps including corrections underwriters
boards fire patrol inspections and surveys repairs and
surveys repairs and expenses on real estate exchange
lunch for officers and home office employees incident
als profit and loss account 933026 20
Aggregate amount of actual expenditures during the year
in cash 11142203 76
Business in the State of Georgia During the Year
Fire Bisks Marine Inland Aggregate
Fire marine and inland risks
written 33485925 00 172580 00 33658505 00
Premiums received gross 227539 17 6103 53 233642 70
Losses paid 133265 85 12340 17 145606 02
Losses incurred 162213 16 12942 67 175155 83
IComptrollerGeneral s Report
163
INSURANCE COMPANY OF NORTH AMERICA PHILADELPHIA PA
Eugene L Ellison President T Houard Wright Secretary
Home Office 232 Walnut St Philadelphia Pa
ICapital Stock
1 Amount of capital paid up
in cash 4000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 13133559 12
3 Increase of paid up capital during the year
100000000 paid in on surplus 500
00000 total 1500000 00

4 Extended at 14633559 12
IIIncome
5 Gross premiums 8035342 35 4345658 02
6 Deduct gross amount paid
for reinsurance fire
77655256 marine and
inland 102287730
return premiums fire
100319370 marine
and inland 58766498 1779746 26 1610542 28
11
12
14
15
16
Total premiums other
than perpetual 6255596 09 2735115
Deposit premiums written on perpetual risks gross
Gross interest on mortgage loans
Gross interest on bonds and dividends on
stocks less 1012721 accrued interest
on bonds acquired during 1910
Gross interest on deposits in trust com
panies and banks
Branch office hank balances
Deferred settlements etc
Gross rents from companys property in
cluding 1000000 for companys occu
pancy of its own buildings
74
17694 21
529743 87
17742 10
327 53
364 57
19605 19
sMi711 83
11073 48
17 Total gross interest and rents
19 Perpetual permits transfer fees and
earned deposits
20 Conscience money received
21 Profit on sale of unsubscribed stock
585477 47
2678 69
75 00
541 07
24 Total
25 Prom agents balances previously charged off
3294 79
806 37164
ComptrollerGenerals Report
26 Gross profit on sale or maturity of ledger assets viz
Bonds 639000 stocks 4671250 total
53102 50
28 Total income 9644466 41
111Disbursements
Fire
Marine and inland
1 Gross amount paid pol
icyholders for losses
2 Deduct amount received
for salvage fire 35
36080 marine and in
land 40339006 re
insurance fire 308
25147 marine and in
land 50205165 total
3484198 7b 2394S74 95
343612 27
905441 71
10
11
12
13
14
15
16
17
18
19
20
21
22
24
M
Net amount paid policy
holders for losses 3140586 49 1489433 24 4630019 73
Expenses of adjustment and settlement of losses 67669 97
Commissions or brokerage 1989793 57
Allowances to local agencies for miscellaneous agency
expenses 150291 20
Salaries 29211866 and expenses 9054654 of special
and general agents 382665 20
Salaries fees and all other charges of officers directors
trustees and home office employees 182875 21
Rents including 1000000 for companys occupancy of
its own buildings 40298 00
Advertising 2950887 printing and stationery 60
34924 total 89858 11
Postage telegrams telephone and express 54742 42
Legal expenses 11602 05
Furniture and fixtures 15259 67
Maps including corrections 14414 67
Underwriters boards and tariff associations 50208 24
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 15941 20
Inspections and surveys 32315 98
Repairs and expenses other than taxes on real estate 3321 71
Taxes on real estate 3860 80
State taxes on premiums 158358 99
Insurance department licenses and fees 30613 43
All other licenses fees and taxes viz Pennsylvania tax
on capital stock 1879223 Virginia Custody tax
2650 municipal licenses 1030003 United States
income tax 1063306 total 39752 42
Home office management expenses 16376 66
Deposit premiums returned 21894 18ComptrollerGenerals Beport
165
34 Paid stockholders for interest or dividends amount de
clared during the year 36000000 360000 00
37 Agents balances charged off 8371 32
38 Gross loss on sale or maturity of ledger assets viz
Heal estate 600 00
39 Gross decrease in book value of ledger assets viz Bonds
1125 stocks 51102 total 522 27
40 Total disbursements 8371627 00
IVLedger Assets
1 Book value of real estate 315380 00
2 Mortgage loans on real estate first liens 288275 00
4 Book value of bonds 994933909 and stocks 2505
43783 total 12454776 92
5 Cash in companys office 1988 96
6 Deposited in trust companies and banks not on interest 29146 42
7 Deposited in trust companies and banks on interest 1370847 57
8 Agents balances representing business written subse
quent to October 1 1910 1387794 28
9 Agents balances representing business written prior to
October 1 1910
10 Bills receivable taken for marine and inland risks
16 Total ledger assets 15906398 53
31646 24
26543 14
17
18
22
26
27
NonLedger Assets
interest due 31000 and accrued 2
23080 on mortgages
Interest accrued on bonds
2540 80
66666 95
Total
Reinsurance claims on losses paid
Salvage claims
69207 75
35678 24
70500 00
28 Gross assets 16081784 52
Deduct Assets Not Admitted
Agents balances irepresenting business
written prior to October 1 1930
Bonds and stocks
32
36
38 Total admitted assets 16040265 42
31646 24
9872 86
VLiabilities
Fire Marine and inland
Gross losses adjusted and
unpaid 106526 11166
C0MPTB0LLERxENEBAls BEPOBT
2 Gross claims for losses in
process of adjustment
or in suspense includ
ing all reported and
supposed losses
3 Gross claims for losses
resisted
4 Total
5 Deduct reinsurance due
or accrued
410212 57
25396 32
542135 00
32635 00
590000 00
590000 00
590000 00 1099500 00
6 Net amount of unpaid
losses and claims 509500 00
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy 370781839 un
earned premiums fifty per cent 1853909 20
8 Gross premiums received and receivable
upon all unexpired fire risks running
more than one year from date of pol
icy 722673443 unearned premiums
pro rata 3795187 80
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
87264812 unearned premiums fifty
per cent
10 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired marine risks 56772722
unearned premiums 50 100 per cent
12 Total unearned premiums as computed above 6379416 23
13 Amount reclaimable by the insured on perpetual fire
insurance policies being 90 per cent of the premium
or deposit received
Commissions brokerage and other charges due or to be
come due to agents and brokers
22 Reinsurance premiums
436324 06
293995 17
21
746438 51
80000 00
22576 75
27 Total amount of all liabilities except capital 8327931 49
28 Capital actually paid up in cash 4000000 00
29 Surplus over nil liabilities 3712333 93
30 Surplus as regards policyholders 7 712 333 93
31 Total liabilities ieW265 48CoMPTBOLLEfiGrENEKALs REPORT 167
VIRisks and Premiums
Fire Bisks Premiums Thereon
1 In force on the 31st day of December 936347416 00 11181661 40
2 Written or renewed during the year 669836846 00 8035342 35
3 Total 1606184262 00 19217003 75
4Deduct those expired and marked off 597661249 00 7384897 02
5 In force at the end of the year1008523013 00 11832106 73
6 Deduct amount reinsured 88634344 00 897553 91
7 Net amount in force 919888669 00 10934552 82
8 Perpetual risks not included above 31883705 79
Premiums on same 823258 92
Business in the State of Georgia During the Year
Fire Marine and Inland
26 Gross risks written 8156675 00 28337154 00
Less risks canceled 2268197 00 128502 00
Net risks written 5888478 00 28208652 00
27 Gross premiums received 121719 83 201704 93
Less return premiums 21836 72 42539 30
Net premiums received 99883 11 159165 63
Net losses paid deducting salvage 39677 02 146604 79
Net losses incurred 39913 55 129129 79
INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA
J Henry Scattergood President Edgar B Dannel Secretary
Principal Office 300 Walnut St Philadelphia
BobeTt N Hughes Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 200000 00
2 Amount paid up in cash 200000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of ineumbrances thereon 275541 48
9 Total par and market value of all said stocks and bonds
owned absolutely by the company and carried out at
market value 533450 20168
ComptbolleeGenebals Repobt
12 Cash in companys principal office 1775 79
IS Cash belonging to the company deposited
in banks viz Fourth Street National
Bank 1344714 Philadelphia Fire Un
derwriters Association 10000 West
ern Springfield Risk Association 500
Perpetual Reinsurance 463164 total 18678 78
Total cash items 20454 57
15 Interest due and accrued on stocks not included in mar
ket value uneollected 2693 41
17 Cash in hands of agents and in course of transmission
not oveT three months due 108142 54
18 Bill receivable not matured taken on fire risks 380 00
All other assets both real and personal as per schedule
attached viz Due from other companies for reinsur
ance on losses already paid 2033 73
Total assets of the company actual cash market value 942695 93
IIILiabilities
1 Losses due and unpaid 14192 13
2 Gross losses in process of adjustment ot
in suspense including all reported and
supposed losses 8257 42
3 Losses resisted including interest costs
and other expenses thereon 8521 34
4 Total gross amount of claims for losses 105288 09
5 Deduct reinsurance thereon 21738 69
6 Net amount of unpaid losses 83549 40
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 52797896 un
earned premiums fifty per cent 263989 48
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 37650239
unearned premiums pro rata 210158 55
9 Reelaimable on perpetual policies 128127 97
11 Total unearned premiums as computed above carried
ont 602276 00CompteolleeGenekaxs Report
169
19
20
21
23
24
All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Accrued taxes on premiums
Not reelaimable on perpetual reinsurance
Total amount of all liabilities except capital stock scrip
and net surplus
Joint capital stock actually paid up in cash
Surplus beyond capital and all other liabilities
Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
6000 00
463 16
692288 56
200000 00
50407 37
942695 93
Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement
141377 16
Net collected 141377 16
Gross premiums on risks written and re
newed during the year 1102700 05
Total 1244077 21
Deduct premiums and bills in course of
collection at this date 108142 54
Entire premiums collected during the
year 1135934 67
Deduct reinsurance and return premiums 420771 70
9
11
12
15
Net cash actually received for premiums carried out 715162 97
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 22871 78
Income received from all other sources omitting increase
if any in value of securities viz Rents 1643810
perpetual deposits 87338 profit and loss 585 profit
sale of securities 30550 total 17622 83
Aggregate amount of income actually received during the
vear in cash 755657 58
VExpenditures During the Year
Gross amount actually paid for losses in
eluding 7978317 losses occurring in
previous years
Deduct all amounts actually received for
salvages whether on losses of the last
580505 07170
COMPTROLLERGrENERAL s REPORT
or of previous year 227320 and all
amounts actually received for reinsur
ance in other companies 10453789
total deductions
106811 09
Net amount paid during the year for losses 473693 98
6 Paid for commissions or brokerage 161699 53
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 66661 07
8 Paid for State National and local taxes in this and other
States 14650 47
9 All other payments and expenditures viz Adjusting
expenses 1102142 office rent 308143 advertising
printing and stationery 666457 postage telegrams
and express 309931 legal expenses 20150 maps
140665 Underwriters Association 448871 fire
patrol 320750 inspections and surveys 76163 taxes
repairs and real estate 1112958 insurance depart
ment licenses and fees 330449 interest on borrowed
money 20042 exchange 480 miscellaneous ex
penses 263116 expenses French spoilation 43748
perpetual deposits returned 603396 total 57674 61
Aggregate amount of actual expenditures during the yeaT
in cash 774379 ii
VTRisks and Premiums
1 In force on the 31st day of December
1909 as per line 5 under this head
ing in last years statement 81929227 00 1080275 11
2 Written or renewed during 1910 93199308 00 1102700 05
3 Total 175128535 00 2182975 16
4 Deduct those expired and marked off as
terminated in 1910 87117911 00 1069496 73
5 In force at end of year 1910 88010624 00 1113478 43
6 Deduct the amount reinsured in other
15430620 00 208997 08
companies
7 Net amount in force 72580004 00 904481 35
8 Greatest amount insured in any one risk gross 30000
pt 20000 00
Business in the State of Georgia During the Year
Fire risks written 2343077 00
Premiums received gross 40235 33ComptrollerGenerals Report
171
Losses paid
Losses incurred
10466 50
11180 24
UNITED STATES BRANCH OP LIVERPOOL AND LONDON AND
GLOBE INSURANCE COMPANY OP LIVERPOOL ENGLAND
Henry W Eaton Manager George W Hoyt Deputy Manager
Chief Office in United States 45 William St New York Cty
R C Reid Atlanta Attorney for Service in Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year i 13856539 45
4 Extended at 13856539 45
IIIncome
5 Gross premiums 13978837 29
6 Deduct gross amount paid for reinsur
ance 379374918 return premiums
2 18394417 total 5977693 35
7 Total premium other than perpetual 8001143 94
8 Deposit premiums written on perpetual risks gross 525 95
9 Gross interest on mortgage loans 166127 50
10 Gross interest on collateral loans 6 00
11 Gross interest on bonds and dividends on
stocks less 533234 accrued interest
on bonds acquired during 1910 221692 77
12 Gross interest on deposits in trust com
panies and banks 26806 81
14 Gross rents from companys property in
cluding 42660 for companys occu
pancy of its own buildings 127908 87
15 Total gross interest and rents 542541 95
16 Prom other sources viz Premiums on life policies in
force 322 52
26 Gross profit on sale or maturity of ledger assete viz
Stocks 8042 74
27 Gross increase by adjustment in book value of ledger
assets viz Bonds 441 1
28 Total income 8553018 20172
ComptbollebGeneeal s Repobt
IIIDisbursements
1 Gross amount paid polieyholders for losses
including 73801382 occurring in pre
vious years 5818454 65
2 Deduct amount received for salvage 66
35014 reinsurance 189863560 total 1964985 74
3 Net amount paid polieyholders for losses 3853468 91
4 Expenses of adjustment and settlement of losses 111688 92
5 Commissions or brokerage 1626936 99
7 Salaries 10469412 and expenses 7283829 of special
and general agents 177532 41
8 Salaries fees and all other charges of officers directors
trustees and home office employees 290132 98
9 Rents including 42660 for companys occupancy of its
own buildings 52025 51
10 Advertising 3305290 printing and stationery 38
21674 total 71269 64
11 Postage telegrams telephone and express 37371 27
12 Legal expenses 1968 54
13 Furniture and fixtures 4259 01
14 Maps including corrections 13029 84
15 Underwriters boards and tariff associations 86040 50
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 6558 09
17 Inspections and surveys 28619 27
18 Repairs and expenses other than taxes on real estate 47342 74
19 Taxes on real estate 2703261
20 State taxes on premiums 1 20280 27
21 Insurance department licenses and fees 25006 74
22 All other licenses fees and taxes viz Local taxes 95771 53
23 Other disbursements viz Office expenses 3183824
attorneys fees advanced 28550 traveling 953473
life expenditure 1193306 total T91 53
Remittance to home office 1722872 99
33 Deposit premiums returned 6721 97
37 Agents balances charged off 3429 40
38 Gross loss on sale or maturity of ledger assets viz Real
estate 62530 00
39 Gross decrease by adjustment in book value of ledger
assets viz Real estate 200000 bonds 1089869
stocks 832 total 12907 01
40 Total disbursements 8538379 33ComptrollerGenerals Report 173
IVLedger Assets
1 Book value of real estate 1454558 30
2 Mortgage loans on real estate 3575392 19
3 Loans secured by pledge of bonds stocks
or other collaterals 100 00
4 Book value of bonds 445181364 and
stocks 124162433 total 5693437 97
5 Cash in companys office 2122 67
6 Deposits in trust companies and banks
not on interest 257738 65
7 Deposits in trust companies and banks
on interest 1110144 26
8 Agents balances representing business
written subsequent to October 1 1910 1734228 40
9 Agents balances representing business
written prior to October 1 1910 43455 88
16 Total ledger assets 13871178 32
NonLedger Assets
17 Interest due 384026 and accrued 40
03653 on mortgages 43876 79
18 Interest accrued on bonds 49611 25
20 Interest accrued on other assets 188 20
21 Rents accrued on companys property or
lease 10000 00 103676 24
22 Total 13974854 56
23 Market value of real estate over book value 61847 82
28 Gross assets 14036702 38
Deduct Assets Not Admitted
32 Agents balances representing business
written prior to October 1 1910 43455 88
36 Bonds 17522364 stocks 7261433 247837 97 291293 85
38 Total admitted assets 13745408 53
VLiabilities
1 Gross losses adjusted and unpaid not
yet due 25575 70174
ComptrollerGenerals Report
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 1464309 90
3 Gross claims for losses resisted 99969 00
4 Total 1589854 60
5 Deduct reinsurance due or accrued 792 031 63
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 5
11203475 unearned premiums fifty
Per eent 2556017 38
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 8783607
39 unearned premiums pro rate 4591773 05
797822 97
12 Total unearned premiums as computed above 7147 790 43
13 Amount reclaimable by insured on perpetual fire insur
ance policies
14 Net premium reserve and all other liabilities except
capital under the life insurance or any other special
department
Salaries rents expenses bills accounts fees etc due
or accrued
State county and municipal taxes due or accrued
22 Return premiums 6978567 reinsurance 17678400
24 All other liabilities viz Reserve for liabilities contin
gent but not apparent
L9
20
191886 74
9195 89
7828 35
168339 91
246569 67
20000 00
27 Total amount of all liabilities except capital 8589433 96
30 Surplus as regards policyholders 5 155974 57
11 Total
labilities 13745408 53
VTRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 1727196110 00 18159359 39
2 Written or renewed during the year 1878568006 00 13969676 88
3 Total 3105764116 00 12129036 27
4 Deduct those expired and marked off 1302433239 00 13430401 80
5 In force at the end of the year1803330877 00 18698634 47
6 Deduct amount reinsured 511700641 00 4802992 33ComptbolleeGtenebals Report 175
7 Net amount in force1291630236 00 13895642 14
8 Perpetual risks not included above 7276550 00
Deposit premiums on same 208301 83
Business in the State of Georgia During the Year
Fire marine and inland risks written 18606808 00
Premiums received gross 277314 90
Losses paid 148117 34
Losses incurred 172004 63
LIVERPOOL AND LONDON AND GLOBE INSURANCE COMPANY
Henry W Eaton President George W Hoyt Secretary
Home Office 45 William St New York City
ICapital Stock
1 Amount of capital paid up in cash 200000 00
2 Amount of ledger assets December 31 of
previous year 868563 78
4 Extended at 868563 78
IIIncome
5 Gross premiums 588340 58
6 Deduct gross amounts paid for Reinsur
ance fire 23793123 return premi
ums 12867173 total 366602 96
7 Total premiums other than perpetual 221737 62
9 Gross interest on mortgage loans 2500 00
11 Gross interest on bonds and dividends on
stocks 22273 67
12 Gross interest on deposits in trust com
panies and banks 2518 60
17 Total gross interest and rents 27292 27
27 Gross increase by adjustment in book
value of ledger assets viz Bonds 62 17
28 Total income 249092 06
IIIDisbursements
1 Gross amount paid policyholders for losses
including 2010536 occurring in pre
vious years 209797 66
2 Deduct amount received for Salvage
fire 713367 reinsurance fire 93
73771 total 100871 38176 ComptrollerGeneeals Report
3 Net amount paid policyhoiders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
8 Salaries fees and all other charges of officers directors
trustees and home office employees
10 Advertising 137067 Printing and Stationery 1
86559 total
11 Postage telegrams telephone and express
12 Legal expenses
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
20 State taxes on premiums
21 Insurance department licenses and fees
22 AM other licenses fees and taxes
Office expenses
Travelling
34 Paid stockholders for interest or dividends amount de
clared during the year
39 Gross decrease by adjustment in book value of ledger
assets viz Bonds
40 Total disbursements
108926 28
2628 43
40685 74
5583 40
3236 26
1340 04
20 46
2101 72
298 48
1481 86
6909 94
1511 OS
4254 71
394 42
273 35
15000 00
717 77
195363 94
IVLedger Assets
2 Mortgage loans on real estate first liens 50000 00
4 Book value of bonds 36642919 and
stocks 26195752 total 628386 71
6 Deposits in trust companies and banks
not on interest 28 062 51
7 Deposits in trust companies and banks
on interest 123132 20
8 Agents balances representing business
written subsequent to October 1 1910 92375 82
9 Agents balances representing business
written prior to October 1 1910 334 66
1 Total ledger assets
NonLedger Assets
17 Interest accrued on mortgages 1145 80
18 Interest accrued on bonds 3 830 50
Total
28 Gross assets
922291 90
5028 30
927320 20ComptbollerGeneeals Eepoet 177
Deduct Assets Not Admitted
32 Agents balances representing business written prior to
October 1 1910 334 66
35 Book value of ledger assets over market value viz
Stocks 2165752 Bonds 2416919 total 45826 71
38 Total admitted assets 881158 37
VLiabilities
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses
4 Total
5 Deduct reinsurance due or accrued in
companies authorized in New York
45060 00
45060 00
19410 00
6 Net amount of unpaid losses and claims 25650 00
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 151
40991 unearned premiums fifty per
cent 75704 96
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 29155379
unearned premiums pro rata 151552 58
12 Total unearned premiums as computed above 227257 54
19 Salaries rents expenses bills accounts fees etc due
or accrued 7500 00
20 State county and municipal taxes due or accrued 4434 00
21 Commissions brokerage and other charges due or to be
come due to agents and brokers 9000 00
22 Return premiums 737500 Reinsurance premiums
2090800 total 28283 00
27 Total amount of all liabilities except capital 302124 54
28 Capital actually paid up in cash 200000 00
29 Surplus over all liabilities 379034 29
30 Surplus as regards policyholders
31 Total liabilities
579034 29

881158 83178 ComptrollerGenerals Eepobt
VIBisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 51737765 00 641956 56
2 Written or renewed during the year 47817227 00 588340 58
3 Total 99554992 00 1230297 14
4 Deduct those expired and marked off 37771718 00 468863 88
5 In force at the end of the year 61783274 00 761433 26
6 Deduct amount reinsured 25917719 00 318 469 56
7 Net amount in force 35865555 00 442963 70
Business in the State of Georgia During the Year
Fire marine and inland risks written 1 103 124 00
Premiums received gross 1895g 97
0SSes Paid fim 95
Losses incurred 6 846 77
LONDON ASSURANCE CORPORATION OF LONDON ENGLAND
Charles L Case United States Manager
Principal Office in the United States 84 William St New York City
Cariton Y Smith Attorney for Service in Georgia
IIAssets
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
19 alUe 3015145 00
l I ash in companys office 520 68
13 Cash belonging to the company deposited
in bank 175247 70
Total cash items m768 3g
15 Interest due and accrued on bonds not included in mar
ket value uncollected 7 no
17 Cash in hands of agents and in course of transmission 500624 62
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid
viz Losses 858011 Loss expenses 4600 total K534 11
Total assets of the company actual cash market value 3738594 52
HILiabilities
1 Losses not yet due and unpaid 22981 14CoMPTBOLLERGEISrEEALS RePOKT 179
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 291771 00
3 Losses resisted including interest costs
and other expenses thereon 16080 00
4 Total gross amount of claims for losses 330832 14
5 Deduct reinsurance thereon 31064 00
6 Net amount of unpaid losses 299768 14
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 128654008 un
earned premiums fifty per cent 643270 04
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 225694447
unearned premiums pro rata 1200448 06
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation risks 18666378 fifty
per cent 93331 89
10 Gross premiuus without any deduction
received and receivable upon all unex
pired marine risks 112838 06
11 Total unearned premiums as computed above carried
out 2049888 05
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 8452 90
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Taxes 48394 60
Commission 84277 46
Return premiums 3225 reinsurance premiums 52
70544 total 52737 69
20 Total amount of all liabilities except capital stock scrip
and net surplus 2543518 84
23 Surplus beyond capital and all other liabilities 1195075 68
24 Aggregate amount of all liabilities including capital paid
up and net surplus 3738594 5
IVIncome During the Year
1 Gross premiums and bills
in course of collectionISO COMPTBOLL at close of last previous year as shown by that years etate eeGenebals 395529 35 Repobt 96448 93

3 Net collected 4 Gross premiums on risks written and renewed during the year 395529 35 2674890 51 96443 93 1131284 80
5 Total 3070419 86 395948 28 1227733 73 119228 81
6 Deduct premiums and bills in course of collection at this date
Entire premiums collect
ed during the year 2674471 58 1108504 92
Deduct reinsurance and
return premiums 651932 28 593151 79
11
12
14
15
Net cash actually re
ceived for premiums
carried out 2022539 30 515353 13 2537892 43
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Income received from all obher sources omitting increase
if any in value of securities viz Profit on foreign
exchange 4545 agents balances previously charged
off 2274 total
American branches of foreign companies will please re
port amount of remittances received from the home
office during the year
120283 41
68 19
213S20 08
Aggregate amount of income actually received during the
VOi i Msh 2872064 11
VExpenditures During the Year
Fire Marine and inland
dross amount actually
paid for losses in
cluding 21120460
losses occurring in
previous years 1004522 95 887702 68
Deduct all amounts ac
tually received for sal
vages whether on
losses if the last or of
previous year 76
29733 and all amountsComptrollerGenerals Eeport
181
actually received for
reinsurance in other
companies 584356
47 total deductions
87089 29
573564 51
Net amount paid during
the year for losses 917433 66
314138 17 1231571 83
Expenses of adjustment and settlement of losses
Agents balances charged off
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz Rents 22
36771 Advertising 600509 stationery 1431223
postage etc 1878043 legal 70769 furniture 1
11092 maps 551693 underwriters boards 24
30155 surveys 1025741 traveling 322523 mis
cellaneous expenses 810382 total
Bonds acquired during 1910
10 American branches of foreign offices will please report
amount sent to home offices during the year
30158 54
558 94
533757 29
194975 37
85662 88
51404 94
273368 75
385412 69
Aggregate amount of actual expenditures during the
year in cash 2850155 28
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 337284230 00 3796681 45
2 Written or renewed during the year 230288447 00 2674890 51
3 Total 567572677 00 647157196
4 Deduct those expired and marked off 210549320 00 2541091 28
5 In force at the end of the year357023357 00 3930480 68
6 Deduct amount reinsured 33930795 00 386991 13
7 Net amount in force 323092562 00 3543489 55
Business in the State of Georgia During the Year
Fire Risks Marine Inland Aggregate
Fire marine and inland risks
written 985724 00 122933 00 1108657 00
Premiums received gross 15902 07 675 77 16577 84
Losses paid 7578 80 61 70 7640 50
Losses incurred 4259 80 6170 43215082 ComptrollerGenerals Report
LONDON LANCASHIRE FIRE INSURANCE COMPANY OP
LIVERPOOL ENGLAND
Archibald G Mellwaine Jr Manager
Principal Office in the United States 57 and 59 William St New York
II Assets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 350 000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
19 2548695 00
H Cash in companys principal office 2024 20
13 Cash belonging to the company deposited
in bank 679607 75
Total cash items
Held by United States Trustee 3 807 96
15 Interest due and accrued on bonds not included in mar
ket value uncollected 38 710 41
17 Cash in hands of agents and in course of transmission
gross premiums 58311964 less commissions 118
7855 total 46433414
18 Blls receivable not matured taken for fire marine and
inland risks gfl9
All other assets both real and personal viz Rents due
and accrued 53406 Balances due from other com
panies 5466 interest due on bank balances 10395 692 67
Total assets of the company actual cash market value 4 088 241 38
Premiums in course of collection over 3 months due To974 35
Bills receivable past due
544 1
HI liabilities
1 Losses due and unpaid 42 033 65
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 190 453 42
3 Losses resisted including interest costs
and other expenses thereon 22 226 39
4 Total gross amount of claims for losses 254713 46
5 Deduct reinsurance thereon 55830 95
6 Net amount of unpaid losses 100 coo
I Uross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 154178769 un
earned premiums fifty per cent 770893 84ComptrollerGenerals Eeport 183
8 irons premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 299369079
unearned premiums pro rata 1594312 63
11 Total unearned premiums as computed above carried
out 2365206 47
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 3551 85
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Unpaid return premiums 156392 un
paid reinsurance 4437010 less commissions 13
79519 3057491 taxes due and accrued 4996652
bank interest overpaid 37500 total 82480 35
20 Total amount of all liabilities except capital stock scrip
and net surplus 2650121 18
23 Surplus beyond capital and all other liabilities 1438120 20
24 Aggregate amount of all liabilities including capital paid
up and net surplus 4088241 38
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 562011 45
3 Net collected 562011 45
4 Gross premiums and risks written and re
newed during the year 3836849 34
5 Total 4398860 79
fi Deduct premiums and bills in course of
collection at this date 595007 35
7 Entire premiums collected during the year
Cash 380206262 notes 179082 3803853 44
8 Deduct reinsurance and return premiums 1360264 53
9 Net cash actually received for premiums carried out 2443588 91
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 125889 93
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 21285 33
14 American branches of foreign companies
will please report amount of remittan
ces from home office during the year 309233 27
15 Aggregate amount of income actually received during the
vear in cash 2590764 17184 ComptrollerGenerals Beport
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 11516330 losses occurring in
previous years 1378017 36
2 Deduct all amounts actually receivedfor
salvages whether on losses of the last
or of previous year and discounts
3385023 and all amounts actually re
ceived for reinsurance in other com
panies 27473824 total deductions 308588 47
Expenses of adjustment 43 068 54
Net amount paid during the year for losses 1112497 43
6 Paid for commissions or brokerage 415 278 13
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 177 030 00
8 Paid for state national and local taxes in this and other
states 99274 84
9 All other payments and expenditures viz Real estate
expenses 1524341 advertising printing and sta
tionery 2637510 traveling 5470190 postage tele
grams and telephone 2100867 maps 871974
boards 3571307 surveys 1155836 rents 23
14686 allowances to local agents 1276499 miscel
laneous expenses 1091311 total 220 145 21
10 American branches of foreign companies
will please report amount sent to home
offices during the year 633 354 05
Aggregate amount of actual expenditures during the year
ln casl1 2024226 49
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 507905102 00 5101965 41
2 Written or renewed during the year 416040161 00 3836849 34
al 923945263 00 8938814 75
4 Deduct those expired and marked off 365873372 00 3494953 53
5 In force at the end of the year558071891 00 5443 861 2
6 Deduct amount reinsured 85946878 00 9031382 74
7 Net amount in force 472125013 00 4540478 48
Business in the State of Georgia During the Year
Fire marine and inland risks written 4421 42q no
ComptrollerGenerals Eepobt 185
Premiums received gross 61059 06
ip mull
Losses incurred 7ya vo
LUMBER INSURANCE COMPANY OF NEW YORK N Y
ICapital
1 Whole amount of capital stock 200000 00
2 Amount paid up in cash 200000 00
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 36081000
13 Cash belonging to the company deposited in banks viz
Bankers Trust Co 264296 Columbia National Bank
263448 Marine National Bank 1873014 National
Park Bank 1669144 State National Bank 2
75496 total 43453 98
15 Interest due and accrued on bonds not included in mar
ket value uncollected 4247 51
17 Cash in hands of agents and in course of transmission 95528 77
Total assets of the company actaul cash market value 504040 26
ITILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 25799 88
3 Losses resisted including interest easts
and other expenses thereon 20526 06
4 Total gross amount of claims for losses 46325 94
5 Deduct reinsurance thereon 22828 88
6 Net amount of unpaid losses 23497 06
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 33964617 un
earned premiums fifty per cent 169823 06
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 2815145
unearned premiums pro rata 19525 39
11 Total unearned premiums as computed above carried jo
189348 48
out 186
ComptbollebGenebals Bepoet
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Legal
Reserve for taxes
Beserve for commissions
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
250 00
6000 00
22217 97
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 71304 07
3 Net collected g yj 304 07
4 Gross premiums and risks written and re
newed during the year 730827 20
5 Total I
6 Deduct premiums and bills in course of
collection at this date
802131 27
95528 77
7 Entire premiums collected during the year 706602 50
8 Deduct reinsurance and return premiums 385004 91
9 Net cash actually received for premiums carried out
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Agents balances
charged off
Sale of bonds
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Your
1 Gross amount actually paid for losses in
cluding 2310312 losses occurring in
previous years 429639 20
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 387004 and all
241313 51
200000 00
62726 75
504040 26
321597 59
17372 89
129 6
25000 00
364100 17ComptrollerGenerals Report 187
amounts actually received for reinsur
ance in other companies 19862569
total deductions 202495 73
Net amount paid during the year for losses 227143 47
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 20000 00
6 Paid for commissions or brokerage 84500 72
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 6822 35
8 Paid for state national and local taxes in this and other
states 14482 80
9 All other payments and expenditures viz Adjustment
charges 407206 rent 57516 stationery 8122
express 613 legal service 313981 auditing
82500 sundries 15286 total 8852 24
Aggregate amount of actual expenditures during the year
in caish 361801 58
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December 27491661 00 471710 72
2 Written or renewed during 1910 44373024 00 730827 20
3 Total 71864685 00 1202537 92
4 Deduct those expired and marked off 36314942 00 638213 04
5 In force at end of year 1910 35549743 00 564324 88
6 Deduct the amount reinsured in other
companies 10418097 00 196527 26
7 Net amount in force 25131646 00 367797 62
8 Greatest amount insured in any one risk 20000 00
Business in the State of Georgia During the Tear
Fire marine and inland risks written 242290 00
Premiums received gross 6852 58
Losses paid 2637 43
Losses incurred 801 74
LUMBER MUTUAL FIRE INSURANCE COMPANY OF BOSTON
George W Gale President Harry E Stone Secretary
Principal Office 141 Milk St Boston Mass
William A Wright Insurance Commissioner Attorney for Service in Georgia
TIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 487745 00188 ComptrollekGenebals Bepobt
12 Cash in companys principal office 574 17
13 Cash belonging to the compony deposited
in banks 85365 68
Total cash items
15 Interest due and accrued on bonds not included in I mar
ket value uncollected
17 Premiums in course of collection not more than three
months due
Total assets of the company actual cash market value
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 546 49
3 Losses resisted including interest costs
and other expenses thereon 1000 00
4 Total gross amount of claims for losses 1546 49
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year ot less
from date of policy 175538 25
11 Total unearned premiums as computed above
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Accrued taxes
20 Total amount of all liabilities except capital stock scrip
and net surplus
23 Surplus beyond capital and all other liabilities
15 Aggregate amount of all liabilities including capital paid
up and net surplus
TVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 17114 90
3 Net collected 17114 90
85939 85
3618 98
16634 03
593937 86
1546 49
175538 25
80 52
3641 97
180807 23
413130 63
593937 86ComptkollerGenerals Eepoet
4 Gross premiums on risks written and re
newed during the year 422927 40
5 Total 440042 30
6 Deduct premiums and bills in course of
collection at this date 16639 90
7 Entire premiums collected during the year 423402 40
8 Deduct reinsurance and return premiums 55039 44
9 Net cash actually received for premiums carried out
10 Eeceived for interest on bonds
11 Eeceived for interest on deposits in trust companies
and banks
Overdue premiums 125 from Gale and Stone agents
1500000 agents balances previously charged off
2456 total
12 Income received from all other sources omitting increase
if any in value of securities viz discount on losses
From sale of bonds
15 Aggregate amount of income actually received during the
vear in cash
189
368362 96
20374 70
3537 37
15025 81
204 53
625 00
408130 37
expenditures During the Tear
1 Gross amount actually paid for losses in
cluding 998210 losses occurring in
previous years 162670 62
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 30 00
Net amount paid during the year for losses
4 Cash dividends actually paid policyholders amount of
stockholders dividends declared during the year
Expenses of adjustment and settlement of losses 18587
rents 300000 advertising 36790 printing and
stationery 164263 total
Postage telegrams telephone and express
Legal expenses 31041 furniture and fixtures 36641
inspections and surveys 370091 total
6 Paid for commissions or brokerage 2120593 F Wade
Vaughan agency 5000 publications 24650 total
Agents balances charged off 12195 paid on unpre
sented checks previously charged off 7216 total
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 2812107 executive
expense 164060 total
Sale of bonds
162640 62
137475 29
5196 40
1612 30
4377 73
21502 43
194 11
29761 67
100 00190 ComptrollerGenerals Eeport
8 Paid for state national and local taxes in this and other
states 7330 19
Collecting bad bills 1710 premiums on surety bonds
6800 examination of books by auditor 47500 560 10
9 All other payments and expenditures viz Expense of at
tending various meetings 422 97
Expense of amortization schedule 8200 all other dis
bursements 95759 total 1 039 59
Aggregate amount of actual expenditures during the
year in cash 372213 40
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December 13807933 00 327611 53
2 Written or renewed during 1910 17895433 00 422927 40
3 Total 31703366 00 750538 93
4 Deduct those expired and marked off as
terminated in 1910 16461942 00 399462 43
5 In force at end of year 1910 15241424 00 351076 50
7 Net amount in force 15241424 00 351076 50
8 Greatest amount insured in any one risk 20000 00
Business in the State of Georgia During the Year
Fire marine and inland risks written 285 150 00
Premiums received gross 9 345 45
Dosses paid fi9gl g2
Losses incurred g 100 93
LUMBER UNDERWRITERS OE NEW YORK CITY
Eugene F Perry AttorneyinFaet
Principal Office 66 Broadway New York City
W A Wright Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 100 000 00
2 Amount paid up in cash 100 000 00
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
vaie 1000000CompteolleeGenebal s Repobt
191
13 Cash belonging to the company deposited in banks and
trust companies
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid
49080 accrued dividends on mutual reinsurance
5381 interest due and accrued on Georgia bonds
17500 total
188069 43
36742 61
719 61
Total assets of the company actual cash market value 235531 65
111Liabilities
Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
21200 00
Net amount of unpaid losses
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 18620436 un
earned premiums fifty per cent
21200 00
93102 18
11 Total unearned premiums as computed above carried
out i
17 Due and accrued for salaries
Reinsurance premiums
Accrued taxes
20 Total amount of all liabilities except capital stock scrip
and net surplus i
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
93102 18
90 75
13864 45
300 00
128557 38
100000 00
6974 27
235531 65
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 28554 32
3 Net collected 28554 32
4 Gross premiums on risks written and re
newed during the year 326805 42
5 Total 355359 74
6 Deduct premiums and bills in course of
collection at this date 36742 61192 ComptrollerGenerals Eeport
7 Entire premiums collected during the year 318617 13
ft Deduct reinsurance and return premiums 119592 21
9 Net cash actually received for premiums carried out
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities
15 Aggregate amount of income actually received during the
yeaT in cash
199024 92
5945 25
30023 10
234993 27
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 1862100 losses occurring in
previous years 238445 57
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 140660 and all
amounts actually received for reinsur
ance in other companies 7125736
total deductions 72663 96
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures vis insurance de
partment licenses and fees 58218 for adjustment of
losses 193152 rent 99996 advertising 423288
legal expenses 16667 miscellaneous expenses
11718 total
Aggregate amount of actual expenditures during the
year in cash
165781 61
7500 00
9445 07
42853 65
866 43
8030 39
234477 15
VTRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December 12382416 00 265165 76
2 Written or renewed during 1910 16380470 00 326805 42
3 Ttal 28762886 00
4 Deduct those expired and marked off 15298787 00
591971 18
322529 29

0
ComptrollerGeneral s Report
5 In force at end of year 1910 13464099 00
0 Deduct the amount reinsured in other
companies 4090110 00
7 Net amount in force 8773989 00
8 Greatest amount insured in any one risk
LUMBERMENS MUTUAL INSURANCE COMPANY
MANSFIELD OHIO
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest accrued on said bond and mort
gage loans 257 50
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 35900 00
5 Value of buildings mortgaged insured
for 2535000 as collateral 40300 00
6 Total value of said mortgaged premises
carried inside 76200 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
12 Cash in companys principal office 493 37
13 Cash belonging to the company deposited
in banks viz Farmers Savings
Trust Co 2161496 Commercial Na
tional Bank 1661112 total 38226 08
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
Interest accrued on bonds
Total assets of the company actual cash market value
Tl ILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 2300 00
3 Losses resisted including interest costs
and other expenses thereon 1000 00
4 Total gross amount of claims for losses 3300 00
193
269441 89
83237 54
186204 35
12500 00
OF
19000 00
30900 00
392636 05
38719 45
269 00
22674 01
4525 59
508981 60 169924 68
2472 60
3000 00
2038 73
180736 01
328245 59
508981 60
194 ComptrollerGenerals Report
6 Net amount of unpaid losses 3300 00
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 33984937 un
earned premiums fifty per cent 169924 68
11 Total unearned premiums as computed above carried
out
15 Dividends declared and remaining unpaid
or uncalled for
Taxes accrued
Return premiums due 494 87
Commissions due 1543 86
20 Total amount of all liabilities except capital stock scrip
and net surplus
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
ii and net surplus
TVIncome During the Year
4 Gross premiums on risks written and re
newed during the year 395874 33
7 Entire premiums collected during the year 395874 33
8 Deduct reinsurance and return premiums 42633 68
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Extra premiums
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 250226 losses occurring in
previous years 145968 33
Net amount paid during the year for losses 145968 33
4 Cash dividends actually paid policyholders 127789 65
5 Premiums on bonds 726 80
6 Paid for commissions or brokerage 21079 42
353240 65
17901 06
761 78
835 05
372738 54

CoMPTROLLEBGbNEBAL s REPORT 195
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 25314 32
8 Paid for state national and local taxes in this and other
states 5007 26
9 All other payments and expenditures viz Adjustment
44904 advertising 137559 printing stationery
143358 postage telegrams etc 109808 legal
53225 inspections 334692 repairs 77499 de
partment fees 60843 traveling 361239 gen
eral 427093 total 17802 22
Aggregate amount of actual expenditures during the year
in cash 343688 00
VIBisks and Premiums
Fire Kisks Premiums Thereon
In force on the 31st day of December 13308647 00 311041 44
2 Written or renewed 17045444 00 395874 33
3 Total 30354091 00 706915 77
4 Deduct those expired and marked off 15255721 00 366963 78
5 In force at end of year 1910 15098370 00 339951 99
6 Deduct the amount reinsured in other
companies 10363 00 102 62
7 Net amount in force 15088007 00 339849 37
8 Greatest amount insured in any one risk 10000 00
Business in the State of Georgia During the Year
Fire marine and inland risks written 91300 00
Premiums received gross 2809 57
Losses paid 2308 26
Losses incurred 2308 26
MASSACHUSETTS FTRE AND MARINE INSURANCE COMPANY OP
BOSTON MASSACHUSETTS
Everett C Benton President Walter Adlard Secretary
Principal Offices 95 AVater St nnd 65 Kilby St Boston Mass
A
ICapital
1 Whole amount of capital stock
2 Amount paid up in cash
500000 00
500000 00196
ComptrollerGeneral s Report
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 866034 92
12 dash in company s principal office 144 79
13 Cash belonging to the company deposited
in banks viz First National Bank
Boston Mass 5643270 Second Na
tional Bank Boston Mass 155304
Winthrop National Bank Boston
Mass 268140 Dorchester Trust Co
Dorchester Mass 3381915 Atlantic
National Bank Boston Mass 334773
Old Colony Trust Co Boston Mass
3974037 Central Trust Co Cam
bridge Mass 2500000 total 162574 39
Total cash items 162719 18
15 Interest due and accrued on stocks not included in mar
ket value uncolleeted 6035 05
17 ash in hands of agents and in course of transmission 52005 92
Interest accrued on special bank deposit 154 86
Total assets of the company actual cash market value 1086949 93
IIILiabilities
1 Bosses due and unpaid 5457 58
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 3500 00
4 Total gross amount of claims for losses 8957 58
5 Deduct reinsurance thereon 421 88
6 Net amount of unpaid losses 8535 70
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 9259484 un
earned premiums seventyfive per
cent 69446 13
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 5306853
unearned premiums pro rata 49611 85
11 Total unearned premiums as computed above carried
out 119057 98ComptrollerGeneral s Report
197
17
20
21
23
24
Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
Total amount of all liabilities except capital stock scrip
and net surplus
Joint stock capital actually paid up in cash
Surplus beyond capital and ail other liabilities
Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
iross premiums on risks written and re
2702 21
130295 89
500000 00
456654 04
1086949 93
newed during the year
176635 08
Total 176635 08
Deduct premiums and bills in course of
collection at this date 52005 92
Entire premiums collected during the year 124629 16
Deduct reinsurance and return premiums 28504 98
11
12
15
Net cash actually received for premiums carried out
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Income received from all other sources omitting increase
if any in value of securities viz Rents 35000 from
sale of capital stock at 10000 above par 50000000
from sale of capital stock 50000000 total
Aggregate amount of income actually received during
the vear in cash
96124 18
12532 14
1000350 00
1109006 32
V Expenditure During the Year
Gross amount actually paid for losses 10363 13
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 253956 and all
amounts actually received for reinsur
ance in other companies 1107 total
deductions 2250 63

Net amount paid during the year for losses 7812 50
Paid for commissions or brokerage 34561 94
Paid for salaries fees and other charges of officers clerks
agents and all other employees 19213 46
All other payments and expenditures viz Miscellaneous
agency expenses 74580 rents 201110 advertising198 ComptbollerGenebals Repobt
and printing 904700 postage telegrams telephone
and express 124941 legal expenses 1196 under
writers boards and tariff associations 1611 inspec
tions and surveys 45099 insurance department li
cense and fees 184933 city license Kansas City
Mo 8370 city license St Louis Mo 10000 filing
licenses 70 insurance 34109 underwriters pro
tective association fire reports 10000 special bests
reports 2000 mercantile agency 15200 miscel
laneous 18298 loss expenses 7409 maps 8
11710 furniture and fixtures 321958 improvements
to leased building 471206 organization expenses
900000 total 41485 00
Aggregate amount of actual expenditures during the
year in cash 103072 90
VIBisks and Premiums
Fire Risks Premiums Thereon
2 Written or renewed during 1910 18706559 00 176635 08
3 Total 18706559 00 176635 08
4 Deduct those expired and marked off
as terminated in 1910 1998282 00 16712 20
5 In force at end of year 1910 16708277 00 159922 88
6 Deduct the amount reinsured 1585246 00 14259 51
7 Net amount in force 15123031 00 145663 37
8 Greatest amount insured in any one risk 25000 00
MERCANTILE MUTUAL FIRE INSURANCE COMPANY OF
PROVIDENCE RHODE ISLAND
Hemy T Grant Secretary Alfred W Eddy Secretary
Principal Office 10 Weybosset St Providence R I
W A Wright Atlanta Attorney for Service in Georgia
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 258910 00
13 Cash belonging to the company deposited
in bank viz Industrial Trust Co 13718 07
Total cash items 13718 0715
17
2
11
17
20
7
9
11
15
ComptrolleeGteneeals Beport
Interest due and accrued on bonds not included in mar
ket value uncollected
Cash in hands of agents and in course of transmission
Total assets of the company actual cash market value
IIILiabilities
Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 420 00
Net amount of unpaid losses
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 25253972 un
earned premiums fifty per cent 126269 86
Total unearned premiums as computed above carried
out
Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
Taxes due in 1911
United States capital tax
Total amount of all liabilities except capital stock scrip
and net surplus
IVIncome During the Tear
Gross premiums and bills in course of col
lection at close of last previous year 8441 32
Net collected 8441 32
Gtoss premiums on risks written and re
newed during the year 266066 17
Total 274507 49
Deduct premiums and bills in course of
collection at this date 7533 18
EntiTe premiums collected during the year 266974 31
Deduct reinsurance and return premiums 13771 25
Net cash actually received for premiums carried out
Received for interest and dividends on stocks and nonds
collateral loans and from all other sources
Aggregate amount of income actually Teceived during
the vear in cash
199
770 83
7533 18
280732 08
420 00
126269 86
181 34
5232 12
761 18
132683 16
253203 06
43777 75
296980 81200
ComptrollerGenerals Report
VExpenditures During the Year
Net amount paid during the year for losses 13865 33
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 220998 04
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 8598 25
9 All other payments and expenditures viz Office travel
rent inspection and adjustments 10452 26
Aggregate amount of actual expenditures during the
year in cash 270273 88
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December 28078014 00 247431 18
2 Written or renewed during 1910 30837781 00 266066 17
3 Total 58915795 00 513497 35
4 Deduct those expired and marked off
as terminated in 1910 29834767 00 260957 63
5 Tn force at end of year 1910 29081028 00 252539 72
7 Net amount in force 29081028 00 252539 72
8 Greatest amount insured in any one risk 40000 00
Business in the State of Georgia During the Year
Fire marine and inland risks written 1527297 00
Premiums received gross 11119 88
Losses paid 108 02
Losses incurred 212 02
MILWAUKEE MECHANICS INSURANCE COMPANY OF
MTLAVAUK BE WI ONSTN
William I Jones President Oscar Griebling Secretary
Home Office 442 and 441 City Hall Square Milwaukee Wis
ICapital Stock
1 Amount of capita paid up
in cash 500000 00
2 Amount of ledger assets as per balance
December 31 of previous year 3079393 86
4 Extended at 3079393 86CompteollebGenebals Repobt
201
IIIncome
Fire
5 Gross premiums 2242126 63
6 Deduct gross amount paid for reinsurance
fire 27260720 and return premiums
fire 36076144 total 633368 64
7 Total premiums other than perpetual 1608757 99
9 Gross interest on mortgage loans 61203 60
10 Gross interest on collateral loans 1848 00
11 Gtoss interest on bonds and dividends on
stocks less 157033 accrued interest
on bonds acquired during 1910 66954 80
12 Gross interest on deposits in trust com
panies and banks 1091 89
13 Gross interest from all other sources Mil
waukee Board of Fire Underwriters
deposit 650 tax certificate 645 12 95
14 Gross rents from companys property in
cluding 250000 for companys occu
pancy of its own buildings 3896 00
15 Total gross interest and rents 135007 24
16 From other sources
17 Conscience fund 50 00
18 Reinsurance company on general account 18886 54
19 Reinsurance company for trust fund acct 120609 56
24 Total 139546 10
26 Gross profit on sale or maturity of ledger assets viz
Bonds per schedule D 900 00
27 Gross increase by adjustment in book value of ledger
assets viz Bonds per schedule D 442 50
28 Total income 1884653 83

IIIDisbursem ents
Fire
1 Gross amount paid policyholders for losses
including 14304568 occurring in
previous years 875856 07
2 Deduct amount received for salvage fire
634197 reinsurance fire 139
75092 discounts fire 170071 147793 60
3 Net amount paid policyholders for lossesi
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
7 Salaries 5706220 and expenses 3751230 of special
and general agents
728062 47
9985 29
418785 24
94574 50202
ComptrollerGenerals Report
8 Salaries fees and all other charges of officers directors
trustees and home office employes
9 Eents including 250000 for companys occupancy of
its own buildings
10 Advertising 200924 printing and stationery 10
42059 total
11 Postage telegrams telephone and express
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters boards and tariff associations
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes
State licenses 1738 67
Municipal Taxes 2062 13
Municipal licenses 5544 50
U S Corporation Tax 1246 87
69274 57
5015 00
12429 83
15156 03
3852 04
1126 85
5818 22
2073 34
11049 36
10393 57
1384 80
1473 16
44999 04
13099 82
10592 17
23 Other disbursements viz Expense on securities 18876
exchange 290261 heating lighting and cleaning
office water and ice 237184 auditing 84795
interest paid reinsurance company on reserve fund
483379 insurance premiums on furniture and fix
tures 29600 newspaper subscriptions 16210 mer
cantile agencies 122500 surety bonds 72503
gifts and donations 12575 entertaining agents
33482 meals for clerks 22645 funeral expenses
2300 total 14263 10
34 Paid stockholders for interest or dividends amount de
clared during the year 9000000 90000 00
37 Agents balances charged off 119 59
39 Gross decrease by adjustment in book value of ledger
assets viz Bonds 3425702 stocks 204000 total 36297 02
40 Total disbursements 1599825 01
IVLedger Assets
1 Book value of real estate 55250 00
2 Mortgage loans on real estate first liens 1358145 00
3 Loans secured by pledge of bonds stocks or other col
lateral 10750 00
I Book value of bonds 154565941 and stocks 36
9600 total 1582555 41ComptrollerGenerals Report
203
9
12
16
17
18
19
22
28
Cash in companys office
Deposits in trust companies and banks on interest
Agents balances representing business written subse
quent to October 1 1910
Agents balances representing business written prior
to October 1 1910
Other ledger assets viz Deposit Milwaukee Board of
Fire Underwriters
Total ledger assets as per balance
NonLedger Assets
Interest accrued on mortgages 20986 18
Interest due 600000 and accrued 10
91313 on bonds 16913 13
Interest accrued on collateral loans 174 08
10266 71
101929 00
243362 70
1863 86
100 00
3364222 68
Total
Gross assets
38073 39
3402296 07
32
Deduct Assets Not Admitted
Agents balances representing business written prior to
October 1 1910 S
1863 86
38 Total admitted assets 3400432 21
VLiabilities
1 Gross losses adjusted and unpaid not
yet due
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
27276 83
92138 39
10408 74
129823 76
23312 98
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance re
ceived aud receivable upc all unex
pired fire risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 824
58870 unearned premiums fifty per
cent
S Gross premiums less reinsurance re
106510 78
412294 35204
ComptrollerGeneral s Report
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 253350000
unearned premiums pro rata 1343661 40
12 Total unearned premiums as computed above 1755955 75
20 Reserved for state county and municipal taxes due or
accrued 5000000 and reserved for other contin
gencies 5000000 total 100000 00
25 Due Milwaukee Fire Insurance Co 11629 Munich Re
insurance Co 1877025 total 18886 54
26 Trust Fund of Munich ReInsurance Company 120609 56
27 Total amount of all liabilities except capital 2101962 63
28 Capital actually paid up in cash 500000 00
29 Surplus over all liabilities 798469 58
30 Surplus as regards policyholders 298 469 58
31 Total liabilities 3 400 432 21
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 316145275 00 3614423 04
2 Written or renewed during the year 192072658 00 242126 63
3 Total 50821793 00 5856540 67
4 Deduct those expired and marked off 168743403 00 2045 1S9 70
5 In force at the end of the year339474530 00 3811350 17
6 Deduct amount reinsured 35159550 00 453271 14
7 Net amount in force304314980 00 3358088 83
Business in the State of Georgia During the Year
26 Gross risks writ I en
Less risks cancelled
2375785 00
562325 00
Net risks written 3
27 Gross premiums received
Less return premiums
Net premiums received
28 Losses paid deducting salvage
Net losses paid
29 Losses incurred
160 00
39810 42
8310 66
31499 76
11921 82
11921 82
12871 18ComptrollerGenerals Report 205
NATIONAL HOME EIRE INSURANCE COMPANY OF
POLK COUNTY GEORGIA
Wm J Harris President Chae I Mell Secretary
Branch Office 722 Candler Bldg Atlanta Ga
C J Jones Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 100000 00
2 Amount paid up in cash 100000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of ineumbrances thereon 136000 00
13 Cash belonging to the company deposited in bank viz
Farmers Traders Bank Atlanta Ga 14000 00
Total assets of the company actual cash market value 150000 00
IIILiabilities
21 Joint stock capital actually paid up in cash 100000 00
23 Surplus beyond capital and all other liabilities 50000 00
24 Aggregate amount of all liabilities including capital paid
a 0l 150000 00
up and net surplus v
IVIncome During the Year
13 Received for calls on capital 10000000 for surplus
5000000 total 150000 00
NATIONAL FIRE INSURANCE COMPANY OF HARTFORD CONN
James Nichols President B R Stillman Secretary
Principal Office 95 Pearl St Hartford Conn
W R Kimball Atlanta Attorney for Service in Georgia
ICapital
Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of ineumbrances thereon 057740 69206
CompteollebGeneeals Repoet
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 1 470 175 00
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 1944153 00
5 Value of buildings mortgaged insured for
151778500 as collateral 2819695 00
0 Total value of said mortgaged premises
carried inside 4763848 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 7403550 04
12 Cash in companys office 724 86
13 Cash belonging to the company deposited
in banks viz Charter Oak National
Bank 34604159 State Bank 36
18830 Aetna National Bank 1
03559 Bank of Commerce Albuquer
que N Mex 1000000 total 393265 48
Total cash items 393990 34
15 Interest due and accrued on bonds not included in mar
ket value uncollected 87 917 55
3 7 Cash in hands of agents and in course of transmission
80436186 balance previous to October 1st 25
44215 total 778919 71
Total assets of the company actual cash market value 10792293 34
TITLiabilities
1 Losses due and unpaid 163615 99
2 Cross losses in process of adjustment or
in suspense including all reported and
supposed losses 716687 29
3 Losses resisted including interest costs
and other expenses thereon 68137 03
4 Total gross amount of claims for losses 948440 31
5 Teduct reinsurance thereon 302351 10
6 Net amount of unpaid losses g4g ggg
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 436567575 un
earned premiums fifty per cent 2182837 87ComptrollerGenerals Eepoet 207
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 741213418
unearned premiums pro rata 3892456 91
11 Total unearned premiums as computed above carried
6075294 78
Ut V 125000 00
Eeserve for taxes
Special reserve for all contingent liabilities duuuuu u
20 Total amount of all liabilities except capital stock scrip
i 7146383 y
and net surplus oft
21 Joint stock capital actually paid up in cash 1 wuuuu vv
23 Surplus beyond capital and all other liabilities 2o45yuy do
24 Aggregate amount of all liabilities including capital paid
up and net surplus 10792293 34
IVIncome During the Year
4 Gross premiums on risks written and re
newed during the year 10635098 26
8 Deduct reinsurance and return premiums 3497039 58
9 Net cash actually received for premiums carried out 7138058 68
10 Received for interest on bonds and mortgages 24785 18
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 335554
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 1376509
profit and loss 2314588 agents balances 75513
conscience fund 1000 total b
15 Aggregate amount of income actually received during
the year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 36184456 losses occurring in
previous years 4311928 92
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 4031753 and all
amounts actually received for reinsur
ance in other companies 126417362
total deductions 130449115208
ComptkollekGexebals Bepobt
Net amount paid during the year for losses 3 007 437 77
4 Cash dividend actually paid stockholders amount of
6 Pafdh0lW diVideDdS deClaied dUriDg the ear 200000 00
t raid for commissions or brokerage x 270
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees
8 Paid for state national and local taxesinthisand other
states
9 All other paymente and expenditures viz Advertising
205412 printing and stationery 3758285 profit
and loss 540790 other expenses 60035169 total
016 09
565364 68
259048 36
664096 56
Aggregate amount of actual expenditures during the
year in cash
5965963 46
Business in the State of Georgia During the Year
Fire marine and inland risks written AR KRA nn
Premiums received gross 7463564 00
Losses paid Z 61593 92
Losses incurred 25372 37
49211 99
RG PA
NATIONAL UNION F1RK N8URANOE COMPANY OP PITTSBU
E E Cole President w n o i a
Principal Office Sixth Ave and Xmithfield Si H
Chancellor A Thornton Attorney for Service in Georgia
LCapital
1 Whole amount of capital stock
2 Amount paid up in cash
900000 00
1000000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded andbeing
first liens fhe fee simple
3 Interest accrued on said bond and mortgage loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 579370
5 Value of buildings mortgaged insured for
60045000 ae collateral
00
732250 00
6 Total value of said mortgaged premises
carried inside
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
4464 34
634475 00
10758 39
1838524 50

CoMPTEOLLERGrENEBAL s REPORT
11 Total par and market value and amount loaned thereon
12 Cash in companys principal offices 15923 48
13 Cash belonging to the company deposited
in banks 192527 67
Total cash items
15 Interest due and accrued on bonds not included in mar
ket value uneollected
16 Interest due and accrued on collateral loans and uneol
lected
17 Cash in hands of agents and in course of transmission
18 Bills receivable not matured taken for fire marine and
inland risks
209
145000 00
208451 15
9800 39
1576 18
429508 15
24587 09
Total assets of the company actual cash market value 3307145 19
IIILiabilities
1 Losses not due and unpaid 24738 17
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 142475 36
3 Losses resisted including interest costs
and other expenses thereon 34844 67
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
202058 20
57176 66
6 Net amount of unpaid losses 144881 54
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 108071168 un
earned premiums fifty per cent 540355 84
8 Gross premiums without any deduction
received and receivable upon all unex
jiired fiTe risks running more than one
year from date of policy 226684645
unearned premiums pro rata 1263805 98
11 Total unearned premiums as computed above
State county and municipal taxes due or accrued
24 Aggregate amount of aH liabilities including capital paid
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
Including capital paid up and net surplus
1 Amount of unearned premiums represented by install
ment notesbeing the whole amount of such notes
1804161 82
50000 00
1999043 36
900000 00
408101 83
3307145 19
19610 24210 ComptbollebGenebals Eepoet
IVIncome During the Year
1 Gross premiums and bills iu course of col
lection at close of last previous year 12199 4o
3 JMt collected I
4 n ls199 4b
4 Orross premiums on risks written and re
newed during the year aASjm 97
5 Total 7
R n 3160403 43
0 Deduct premiums and bills in course of
collection at this date 14 642 59
7 Entire premiums collected during the year 3145760 84
8 Deduct reinsurance and return premiums 1215171 69
9 Net cash actually received for premiums carTie7it 1930 589 15
10 Received for interest on bonds and mortgages 35f6 JJ
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 99 053 65
12 Income received from all other sources omitting increase
if any m value of securities viz Profit on sale or
maturity of ledger assets and other sources 4520 60
35 Aggregate amount of income actually received during
the year in cash 6
2070129 75
vExpenditures During the Year
1 Gross amountactually paid for losses in
cluding 13942463 losses occurring i
2 PrerearS 1248474 64
Si Ueduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1158901 and all
amounts actually received for reinsur
ance in other companies 32040407
total deductions 331 m og
Net amount actually paid for losses
4 Cash dividends actually paid stockholdersamountof
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees andother charges of officers clerk
agents and all other employees
8 Paid for state national and local taxesii thisandother
states
916481 56
81000 00
376001 91
89763 70
72735 93ComptbollebGeneeals Repobt 211
9 All other payments and expenditures viz Bents furni
ture maps printing advertising board dues inspec
tions postage etc 265595 19
Aggregate amount of actual expenditures during the
year in cash 1801578 29
VIBisks and Premiums
Fire Bisks Premiums Thereon
1 In force on the 31st day of December 298691183 00 3638479 14
2 Written or renewed during the year 254152193 00 3148203 97
3 Totai 552843376 00 6786683 11
i Deductthose expired and marked off 206690720 00 2600326 04
5 In force at the end of the year346152656 00 4186357 07
6 Deduct amount reinsured 67795637 00 838798 94
7 Net amount in force 278357019 00 3347558 13
Business in the State of Georgia During the Year
Fire marine and inland risks written 3089249 00
Premiums received gross 43291 37
Losses paid 18391 95
Losses incurred 092 64
NEW BRUNSWICK FIRE INS CO OF NEW BRUNSWICK N J
George A Viehman President Chas D Rose Secretary
Principal Office 40 Paterson St New Brunswick N J
Robert N Hughs Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 200000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 132362 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 136889 00
3 Interest due on all said bond and mortgage loans 17500
interest accrued thereon 154551 total 1720 51
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 135350 00212
ComptrollerGenerals Eeport
5 Value of buildings mortgaged insured for
147500 as collateral 177300 00
6 Total value of said mortgaged premises
carried inside 312650 00
Total par and market value of stocks and bonds owned
absolutely by the company and carried out at maTket
value
12 Cash in companys principal office 2092 31
13 Cash belonging to the company deposited
in banks viz National Bank of New
Jersey 11960 75 Peoples National
Bank 346829 New Brunswick Trust
Co 306136 total 18490 31
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uneollected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Bents due
and accrued
Deposit with Philadelphia Underwriters
319894 00
20582 62
1517 32
71440 60
234 00
100 00
Total assets of the company actual cash market value 684740 05
1IILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 33217605 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all nnex
pired fire risks running more than one
year from date of policy 35221956
unearned premiums pro rata
31645 00
4 Total gross amount of claims for losses 31645 00
5 Deduct reinsurance thereon 4459 24
166088 03
193540 03
11 Total unearned premiums is computed above raToied
out
16 Cash dividends to stockholders remaining unpaid
27185 76
359628 06
61 10ComptbollebGenebal s Report
213
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Return premiums 12917 reinsurance
premiums 64706 total
State tax
Total amount of all liabilities exeept capital stock scrip
and net surplus
Joint stock capital actually paid up in cash
Surplus beyond capital and all other liabilities
776 23
2500 00
20
21
23
24
Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
390151 15
200000 00
94588 90
684740 Oo

Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 80044 47
Deduct amount of same not collected 288 55
3 Net collected
4 Gross premiums on risks written and re
newed during the year
79755 92
668235 50
5 Total
747991 42
Deduct premiums and bills in course of
collection at this date
Entire premiums collected during the
year in cash
Deduct reinsurance and return premiums
676158 65
211314 33
71832 77
9
10
11
12
15
Net cash actually received for premiums carried out
Received for interest on bonds and mortgages
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Tncome received from all other sources omitting increase
if any in value of securities viz Rents 1354600
other 50049 total
Aggregate amount
vear in cash
of income actually received during the
VExpenditures During the Year
464844 32
5053 S7
11893 89
14046 49
495838 57
Gross amount actually paid for losses in
cluding 2116050 losses occurring in
previous years 268091 54214
CompteolleeGenerals Report
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 521324 and all
amounts actually received for reinsur
ance in other companies 3692831 dis
count 43631 total deductions
42577 86
Net amount paid during the year for losses 225513 68
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 19985 00
6 Paid for commissions or brokerage 103037 71
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 62082 66
8 Paid for State National and local taxes in this and other
States 22593 77
9 All other payments and expenditures 29261 27
Aggregate amount of actual expenditures during the yeaT
in cash 462474 09
VIMiscellaneous
Fire Risks Premiums Thereon
In force on the 31st day of December
as per line 5 under this heading in
last years statement 54274559 00 704471 69
2 Written or renewed 52171111 00 668235 50
3 Total 106445670 00 1372707 19
4 Deduct those expired and marked off
as terminated 47691691 00 614108 26
5 In force at end of year 58753979 00 758598 93
6 Deduct the amount reinsured in other
companies 5349604 00 74203 32
7 Net amount in force 53404375 00 684395 61
8 Greatest amount insured in any one risk 20000 Of
Business in the State of Georgia During the Year
Fire risks written 941075 00
Premiums received gross 23909 06
Losses paid 4 670 74
Losses incurred 4 977 gComptrollebGtenebals Report
NEW HAMPSHIRE EIRE INSURANCE COMPANY OF
MANCHESTER N H
215
Frank W Sargeant President
Frank E Martin
Lewis W Crockett Secretaries
William B Burpee
Principal Office 876 Elm St Manchester N H
ICapital
1 Whole amount of capital stock authorized 2000000 00
2 Amount paid up in cash 1200000 00
IIAssets
121250 00
137600 00
1814 24
1 Market value of real estate owned by the company less
the amount of incumbranees thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest accrued on said bond and mortgage loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 154500 00
5 Value of buildings mortgaged insured for
12775000 as collateral 183000 00
6 Total value of said mortgaged premises
carried inside 337500 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
12 Cash in companys principal office 808 09
13 Cash belonging to the company deposited
in bank viz Merchants National
Bank 17445219 Amoskeag National
Bank 2000000 Manchester National
Bank 5000000 total 244452 19
23 36
Total cash items 245260 28
15 Interest due and accrued on stocks not included in mar
ket value J uncollected 42829 22
16 Interest due and accrued on mortgages 1814 24
17 Cash in hands of agents and in course of transmission net 323193 60
Total assets of the company actual cash market value 5553270 70
TTTLiabilities
1 Losses adjusted and unpaid not due
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
52858 40
211703 40216
ComptbollebGeneeals Repobt
3 Losses resisted including interest
and other expenses thereon
costs
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
13577 00
278138 80
59684 44
6 Net amount of unpaid losses 218 454 36
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 138876296 un
earned premiums fifty per cent 694381 48
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 244891391
unearned premiums pro rata 1310113 60
11 Total unearned premiums as computed above
14 Amount of dividends declared but not yet due
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
18 Taxes due or accrued
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz Unpaid return and reinsurance premiums
Reserve for contingent liabilities 25000000 sinking
fund for office building 10000000 total
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
2004495 08
60000 00
20000 00
65000 00
56990 44
350000 00
2774939 88
1200000 00
1578330 82
24 Aggregate amount of all liabilities including capital paid
up and net surplus 5553270 70
IVIncome During the Year
9 Net premiums written 2 213 374 29
10 Received for interest on bonds and mortgages 8 715 29
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 205 833 0
12 Tncoine received from all other sources omitting increase
if any in value of securities viz Rents 1397665
from miscellaneous sources 477834 total 18 754 99
13 Received for increase capital 100 000 00
15 Aggregate amount of income actually received during
the ear 2546677 60ComptbolleeGenebals Eepobt 217
VExpenditures During the Year
1 Grose amount actually paid for losses in
eluding 22702572 losses occurring in
previous years 1295424 28
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 105882 and all
amounts actually received for reinsur
ance in other companies 17882296
total deductions 18941117
Net amount paid during the year for losses 1106013 11
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
11000000
6 Paid for commissions or brokerage M
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 118057 98
8 Paid for state national and local taxes in this and other
85733 4U
states
9 All other payments and expenditures viz Loss and
40344 06
gam account
Miscellaneous expenses
Aggregate amount of actual expenditures during the
BS 8 2098913 23
year m cash
VIRisks and Premiums
1 In force December 31 1909340886563 00 3897778 74
2 Written or renewed in 1910 248121167 00 2756039 05
3 Totals 589007730 00 6653817 79
4 Deduct expirations and cancellations 218696514 00 2517771 92
5 In force December 31 1910370311216 00 4136045 87
6 Deduct amount reinsured 27159300 00 298369 00
7 Net amount in force 343151916 00 3837676 87
8 Largest amount written on any one risk not deducting
reinsurance
Business in the State of Georgia During the Year
b 9 037 32 00
Fire marine and inland risks written 3n 814 08
Premiums received gross gQ
Losses paid 15105 41
Losses incurred 218 ComptrollerGenerals Report
niagara fire insurance company op new york n y
Harold Harrick President George W Dewey Secretary
Principal Office 25 Liberty St New York
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 717 000 00
3 Interest accrued on all said bond and mortgage loans 7853 04
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 796000 00
5 Value of buildings mortgaged insured for
490400 as collateral 490 400 00
6 Total value of said mortgaged premises
carried inside 1286400 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 4688451 00
12 Cash in companys principal office 1070 36
13 Cash belonging to the company deposited
in banks 321922 73
Total cash items 322 993 09
15 Interest due and accrued on stocks not included in mar
ket value uncollected n 457 07
17 Cash in hands of agents and in course of transmission 500297 11
Accrued interest on deposits in trust companies 986 13
Total assets of the company actual cash market value 6249037 44
IIILiabilities
1 Losses due and unpaid 668 48
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 349205 19
3 Losses resisted including interest costs
and other expenses thereon 33 821 45
4 Total gross amount of claims for losses 383695 12
5 Deduct reinsurance thereon 62 515 50
6 Net amount of unpaid losses 321 179 92CompteollebGtenbbals Eepoet
219
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 202330467 un
earned premiums fifty per cent 1011652 33
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 3376269 93
unearned premiums pro raita 1765925 65
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and tor
agency and other expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Accrued taxes 4912471 commissions
1250000 total
Reinsurance premiums
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
2777577 98
2791 06
61624 71
34736 08
3197909 45
1000000 00
2051127 99
6249037 44
1 Gross premiums and bills in course of
collection at close of last previous yeaT
as shown by that years statement 641622 78
3 Net collected 641622 78
4 Gross Tremiums and risks written and re
newed during the year 06ox a
4973963 99
5 Total
6 Deduct premiums and bills in course of
collection at this date 617879 59
7 Entire premiums collected during the year
in cash 435608440
8 Deduct reinsurance and return premiums 1181130 30
9 Net cash actually received for premiums carried out A
10 Received for interest on bonds and mortgages
3174954 10
31937 92220
ComptrollerGenerals Report
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 213845 23
12 Income received from all other sources omitting increase
if any in value of securities viz Sale of capital
stock in excess of par value 120000 agents balances
previously charged off 1234 46
13 Received for increase capital 250000 00
15 Aggregate amount of income actually received during the
year in cash 3671971 71
V Expenditures During the Year
1 Gross amount actually paid for losses in
cluding 22503464 losses occurring in
previous years 1614407 50
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1450201 and
all amounts actually received for rein
surance in other companies 12241351
discounts 30263 total deductions 137218 15
Net amount paid during the year for losses 1477189 35
Expenses of adjustment and settlement of losses 36985 19
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 475000 00
6 Paid for commissions or brokerage 592 961 30
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 256071 04
8 Paid for State National and local taxes in this and
other States 93 454 qj
9 AH other payments and expenses viz Advertising 6
26446 commercial reports 133811 exchange 3
85771 fire patrol 1220031 furniture and fixtures
266351 incidental 617702 inspections etc 16
06192 legal expenses 587630 local boards 26
93118 maps 975173 office expenses 903621 rent
3704982 subscription 211393 traveling 29
24439 hotel 1925059 postage 3012797 total 244868 44
Agents balances charged off 122 11
Aggregate amount of actual expenditures during the
year in cash 317665 44ComptrollerGenerals Report 221
VIRisks and Premiums
Fire Risks Premiums thereon
1 In force on the 31st day of December
1909 577622712 00 5936275 32
2 Writtenor renewed during the year 398590144 00 4348429 48
Total 976212856 00 10284704 80
4 Deduct those expired and marked off 1AK11 qo
as terminated 372362328 00 4105161
5 In force on the 31st day of December a1ooR
10ln 603850528 00 6179542 88
6 Deduct amount reinsured 4940848 00 779968 28
7 Net amount in force528909680 00 5399574 60
Business in the State of Georgia During the Year
3026486 00
Fire risks written 96
Premiums received gross 11 701 38
Losses paid
Losses incurred
UNITED STATES BRANCH OF NORWICH UNION FIRE INSURANCE
SOCIETY LIMITED OF GREAT BRITAIN
J Montgomery Hare Manager William Hare Assistant Manager
Home Office in the United States 59 John St New York N Y
ICapital Stock
2 Amount of ledger assets December 31 of
9 523 032 69
previous year V
x 2523032 69
4 Extended at
IIIncome
Fire
5 Gross premiums 2498642 88
2 Deduct gross amount paid for reinsur
ance fire 43441548 return premi
ums fire 30204115 total 736456 63
7 Total premiums other than perpetual 1762186 25
9 Gross interest on mortgage loans I W0 on
11 Gross interest on bonds and dividends on
85339 42
stocks 999
ComptbollerGeneral s Eepobt
12 Gross interest on deposits in trust com
panies and banks 1783 34
14 Dividends on stock of Underwriters Sal
vage Co of N Y 1 0000 interest col
lected from agents overdue accounts
448 total 104 48
15 Total gross interests and rents 88980 24
19 Received from Home office 9680 00
28 Total income 1860846 49
ITTDisbursements
Fire
1 Gross amount paid policyholders for
losses including 12772835 occurring
in previous years 1107332 82
2 Deduct amount received for salvage fire
1159368 reinsurance fire 207
32210 total 218915 S4
3 Net amount paid policyholders for losses 888416 98
4 Expenses of adjustment and settlement of losses 16069 39
5 Commissions or brokerage 320707 21
6 Allowances to local agencies for miscellaneous agency
expenses 174 58
7 Salaries 5196432 and expenses 3810118 of special
and general agents 90065 50
8 Salaries fees and all other charges of officers directors
trustees and home office employes 127715 76
9 Bents 1 6536 88
10 Advertising 457088 printing and stationery 14
12108 total 18691 96
11 Postage telegrams telephone and express 17833 29
12 Legal expenses 1364 1
13 Furniture and fixtures 709 74
14 Maps including corrections 5181 43
15 Underwriters hoards and tariff associations 25528 94
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 17709 71
17 Inspections and surveys 6203 00
20 State taxes on premiums 35213 96
21 Insurance department licenses and fees 14438 08
22 All other licenses fees and taxes viz City and county
licenses 640843 city and county taxes 152312
tax on Deposit Va 1650 total 7948 05
23 OthcT disbursements viz Subscriptions to directories
Insurance and other publications 104824 water ice
towel supply and petty office supplies 67323 creditCompteollehGenekals Repoet 223
reports 116305 rent of safe deposit vaults and pre
miums on surety bonds 58775 auditors fees 1
11000 other miscellaneous office disbursements 3
76477 remitted to home office 11024409 total 118591 13
37 Agents balances charged off 84 27
40 Total disbursements 1729183 97
IVLedger Assets
2 Mortgage loans on real estate first liens 35000 00
4 Book value of bonds 160679078 and stocks 437
75576 total 204454654
5 Cash in companys office 116 41
6 Deposits in trust companies and banks not on interest 3618 53
7 Deposits in trust companies and banks on interest 288779 02
8 Agents balances representing business written subse
quent to October 1 1910 276285 05
9 Agents balances representing business written prior to
October 1 1910 4608 19
12 Other ledger assets viz Balances in hands of special
agents 741 47
16 Total ledger assets 2654695 21
NonLedger Assets
17 Interest accrued on mortgages 145 83
18 Interest accrued on bonds 20971 24
24 Total 2111707
26 Market value not including interest in item 18 of bonds
and stocks over book value 11829 46
27 Other nonledger assets viz Beinsurance due but uncol
lected viz Caledonian of Scotland 379 German
American of N Y 4687 Girard F M of Pa
575 Hanover of N Y 296 London Lancashire
of Eng 1722 North Eiver of N Y 2618 Munich
of Bavaria 102111 Royal of Eng 1870 Sun of
La 1722 Sun of Eng 700 Williamsburg City of
of N Y 700 total 1173 90
n 2688815 54
30 Gross assets p
Deduct Assets Not Admitted
34 gents balances representing business written prior to
October 1 1910 4608 l9
40 Total admitted assets 2684207 35224
ComptrollerGenerals Report
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 3
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
75074 92
100724 00
22365 00
198163 92
39544 70
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 1
16220008 unearned premiums fifty
per cent
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 191037387
unearned premiums pro rata
158619 16
581100 04
984660 62
12 Total unearned premiums as computed above 1565760 66
19 Salaries rents expenses bills accounts fees etc due
or accrued 1050 68
20 State county and municipal taxes due or accrued 35000 Ofj
21 Commissions brokerage and other charges due or to be
come due to agents and brokers 6165 31
22 Return premiums 520240 reinsurance premiums 21
51847 total 26720 87
27 Total amount of all liabilities except capital 1793316 68
29 Surplus over all liabilities 890890 67
31 Total liabilities 2684207 35
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 346352423 00 3609955 07
2 Written or renewed during the year 244394217 00 2498642 88
3 Total 590746640 00 6108597 95
4 Deduct those expired and marked off 232857857 00 2426430 17
5 In force at the end of the year357888783 00 3682167 78
6 Deduct amount reinsured 59425656 00 609593 83
7 Net amount in force 298463127 00 3072573 95ComptbollebGtenebals Repobt
225
Business in the State of Georgia During the Year
26 Gross risks written 5115921 00
Less 110415500 risks canceled and 41196900 re
insurance in companies authorized in Georgia 1516124 00
Net risks written 3599797 00
27 Gross premiums on risks written 47205 45
Less 568184 return premiums and 227011 premiums
for reinsurance in companies authorized in Georgia 7951 95
Net premiums received 39253 50
28 Losses paid deducting salvage 17818 77
Less losses on risks reinsured in companies authorized
in Georgia
33 30
Net losses paid
29 Losses incurred
Less losses on risks reinsured in companies authorized
in Georgia
17785 47
16807 73
57 09
Net losses incurred
16750 64
UNITED STATES BRANCH OE THE NORTH BRITISH AND
MERCANTILE FIRE INSURANCE COMPANY OE
LONDON AND EDINBURGH GREAT BRITAIN
E G Richards Manager for the United States
Principal Office in United States 76 William St New York
Edgar Dunlap Attorney for Service in GeoTgia
ICapital
1 Whole amount of capital stock 30000000 00
2 Amount paid up in cash 6062500 00
IIAssets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 732816600
12 Cash in companys principal office 387 08
13 Cash belonging to the company deposited
in bank viz J P Morgan Co
New York 8059179 Merchants Na
tional Bank New York 2000000
Total cash items
15 Interest due and accrued on stoefcs not included in mar
ket value uncollected
100978 87
84345 72226
CompteollebGexebals Repobt
17 Cash in hands of agents and in course of transmission 797991 32
18 Due from other companies for reinsurance on losses al
ready paid Milwaukee Underwriters Building Asso
ciation 18100 Philadelphia Underwriters Associa
tion 10000 Association Fire Underwriters Baltimore
Md 10000 Underwriters Salvage Co New York
100000 Underwriters Salvage Co Chicago 1
00000 total 2381 00
Southern Adjustment Bureau 200 00
Total assets of the company actual cash market value 8314062 91
IIILiabilities
1 Losses due and unpaid 79011 11
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 334631 37
3 Losses resisted including interest costs
and other expenses thereon 65905 50
4 Total gross amount of claims for losses 479627 98
5 Deduct reinsurance thereon 58296 99
6 Net amount of unpaid losses 421330 99
7 Gross premiums without any deduction
received and receivable upon all unex
pired risks running one year or less
from date of policy 323849155 un
earned premiums fifty per cent 1619245 77
8 Gross premiums without any deduction
received and receivable upon all unex
plied lire risks running more than one
year from date of policy 486010486
unearned premiums pro rata 2525190 37
11 Total unearned premiums as computed above carried
0t 4144436 14
12 Beserve on perpetual or deposit premiums 33810 34
19 All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz State county and municipal taxes due and
accrued 75000 00
Estimates of liability for services rendered or contracted
for prior to January 1 1011 but for which bills had not
at that date been presented some of which have since
been paid and including others payments for which are
not yet due Telegraph and cable services in Decem
ber 9040 repairs to and new electric work in officeComptrollerGeneral s Report
227
3710 Policy blanks contracted for in 1910 but not
delivered on December 31 161250 advertising and
subscriptions proportion of expense accrued to Decem
ber 31st 7500 insurance associations inspectors sur
veys and maps accrued to December 31st 129217
furniture and office supplies contracted for in 1910 but
bills not presented 111620 engrossing agents com
missions during December 1215 current expenses
ice laundry stationery etc accrued in December
1910 82210 services of attorneys during 1910 1
41975 exchange on out of town checks deposited dur
ing December 9075 express charges on packages ship
ped to agents during December 14115 proportion of
rental for quairter ending February 10 i e November
ber and December 1910 693750 add to cover possi
ble underestimates 35323 total 14000 00
20 Total amount of all liabilities except capital stock scrip
and net surplus 4688577 47
23 Surplus beyond capital and all other liabilities 3625485 44
24 Aggregate amount of all liabilities including capital paid
up and net surplus 8314062 91
IVIncome During the Year
Gross premiums and bills in course of
collection at close of previous year as
shown by that years statement 1010454 40
Net collected 1010454 40
Gross premiums on risks written and re
newed during the year 6720685 27
Total 7731139 67
Deduct premiums and bills in course of
collection at this date 812458 28
Entire premiums collected during the
year in cash 6918681 39
Deduct reinsurance and return premiums 1927452 90
11
15
Net cash actually received for premiums carried out 4991228 49
Received for interest and dividends on stocks and bonds
collateral loans and from all other souirces 297804 24
Aggregate amount of income actually received during the
year in cash 5289032 73
228 ComptrollerGenerals Report
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 39513103 losses occurring in
previous years 2532626 70
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 3248790 and
all amounts actually received for rein
surance in other companies 26218550
total deductions 294 673 46
Net amount paid during the year for losses 2237953 24
6 Paid for commissions or brokerage l 196 039 43
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 447618 40
8 Paid for State National and local taxes in this and other
States 154768 48
9 All other payments and expenditures 296 959 91
10 Amount sent to Home Offices during the
year 699194 92
Aggregate amount of actual expenditures during the year
ln cash 4333339 46
VIBisks and premiums
1 In force on the 31st day of December
as per line 5 under this heading in
last years statement 972006089 00 8918123 30
2 Written or renewed during the year 786996986 00 6719670 27
3 TotaI 1759003075 00 15637793 57
4 Deduct those expired and marked off
as terminated 748593880 00 6563997 23
5 In force at the end of the year 1010409195 00 9073796 34
6 Deduct amount reinsured 139268953 00 975109 93
7 Net amount in force 871140242 00 8098686 41
Business in the State of Georgia During the Year
Fire risks written 5443998 00
Premiums received gross 66 762 49
SS6spaid 17078 13
Losses menired 19 85g ComptrollerGenerals Report
229
UNITED STATES BRANCH OP THE NORTHERN ASSURANCE
COMPANY LIMITED OP GREAT BRITAIN
H E Wilson London England General Manager
Geo VV Babb Manager New York Office
G H Lermit Manager Chicago Office
Principal Offices in the United States
38 Pine St New York N Y
642 Monadnock Block Chicago 111
ICapital Stock
Amount of capital paid up
up in cash 1500000 00
Statutory deposit 200000 00
Amount of ledger assets as per balance
December 31 of previous year 4970801 67
4 Extended at 4976801 67
IIIn come
5 Gross premiums 4613328 61
6 Deduct gross amount paid for reinsurance
fire 79239895 return premiums fire
71894317 total 1511342 12
7 Total premiums other than perpetual 3101986 49
11 Gross interest on bonds and dividends on
stocks less 26111 accrued interest on
bonds acquired during 1910 163636 39
12 Gross interest on deposits in trust com
panies and banks 3977 92
16 Gross rents from companys property 9000 00
17 Total gross interest and rents
19 Received from head office during the year
25 Prom agents balances previously charged off
26 Gross profit on sale or maturity of ledger assets viz
Bonds per schedule D
176614 31
331005 75
85 34
2000 00
28 Total income 3611691 89
IIIDisbursements
Gross amount paid polieyholders for losses
including 2232357 occurring in pre
vious years 1777343 01
Deduct amount received for salvage fire
1527838 reinsurance fire 381
59177 discount fire 93209 total 397802 24230
ComptrollerGenerals Report
10
11
12
13
14
15
16
17
19
20
21
22
23
29
37
38
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries 6138383 and expenses 5394120 of special
a mi general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including 900000 for companys occupancy of
its own buildings
Advertising 722039 printing and stationery 22
54084 total
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes viz County and mu
nicipal 1389340 Federal government 475033
Other disbursements viz Books newspapers and periodi
cals 87588 cleaning heating and lighting 225789
collection and exchange fees 364830 traveling 4
92565 miscellaneous 578432 total
Remitted to head office during the year
Agents balances charged off
Gross loss on sale or maturity of ledger assets viz Bonds
1379540 77
34591 58
511380 86
115325 03
217684 39
21935 20
29761 23
24713 56
1325 16
2375 55
7431 13
44430 20
28805 96
20165 18
3076 32
58691 42
16317 33
18643 73
17492 04
721609 82
85 68
420 00
40 Total disbursements 3275802 14
IVLedger Assets
1 Book value of real estate 115 000 00
4 Book value of bonds 411657101 and stocks 94
2659 tal 4410836 91
5 Casli in companys offices 1544 72
6 Deposits in trust companies and banks not
on interest viz Anglo and London
Paris National Bank San Francisco
482735 Canadian Bank of Com
meroe San Francisco 148617 total 6313 52
7 Deposits in trust companies and banks on
interest viz Mechanics American Na
tional Bank St Louis 108636 Mer
chants Loan and Trust Co ChicagoComptrollerGtenerab s Report 231
3350768 iNational Bank oi Commerce
in New York Aew York 17843176
Northern Trust Co Chicago 939b7
Union Trust Co iSew York 2899031 242955 78 250814 02
8 Agents balances representing business written subse
quent to October 1 1910 507304 10
9 Agents balances representing business written prior to
October 1 1910 17493 27
11 Bills receivable taken for fire risks 10743 12
16 Total ledger assets 5312691 42
NonLedger Assets
18 Interest due 1824000 and accrued 2512113 on bonds 43361 13
24 Total 43361 13
25 Market value of real estate over book value 60000 00
29 Insurance Company Salamandra St Petersburg Russia 2992 81
30 Gross assets 5419045 36
Deduct Assets Not Admitted
34 Agents balances representing business
prior to October 1 1910 17493 27
35 Bills receivable past due taken for ma
rine inland and fire risks 10743 12
37 Book value of ledger assets over market
value 193711 91
39 Total 221948 30
40 Total admitted assets 5197097 06
VInabilities
1 Gross losses adjusted and unpaid not
yet due 34599 32
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 309115 78
3 Gross claims for losses resisted 65685 34
4 Total 409400 44
5 Deduct reinsurance due or accrued 60873 28
6 Net amount of unpaid losses and claims 348527 16232
COMPTBOLLEBGrENEBAL S BEPOBT
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 2
19985727 unearned premiums fifty
Per cent 1099928 64
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 323713775
unearned premiums pro rate 1725065 12
12 Total unearned premiums as computed above 2824993 76
19 Salaries rents expenses bills accounts fees etc due
or accrued 47691 26
20 State county and municipal taxes due or accrued 75158 03
22 Reinsurance premiums 62797 16
27 Total amount of all liabilities except capital 3359 167 37
28 Statutory deposit 200000 00
29 Surplus over all liabilities 1637 929 69
30 Surplus as regards policyholders i 837 929
31 Total liabilities 5197097 06
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December 554654496 00 6018867 70
2 Written or renewed during the year 426550173 00 4613328 61
3 Total 981204669 00 10632196 31
4 Deduct those expired and marked off 402683451 00 4444596 82
5 In force at the end of the year578521218 00 6187599 49
6 Deduct amount reinsured 67894293 00 750604 47
7 Net amount in force 510626925 00 5436995 02
Rusiness in the State of Georgia During the Year
26 Gross risks written 5491441 00
Less 118634100 risks canceled and 29851400 re
insurance in companies authorized in Georgia 1484855 00
Net risks written 4i006586
00K
0II

ComptbolleeGteneeals Repoet 233
27 Gross premiums on risks written 56846 96
Less 683946 return premiums and 303143 premiums
for reinsurance in companies authorized in Georgia 9870 89
Net premiums received
28 Losses paid deducting salvage
Less losses on risks reinsured in companies authorized
in Georgia
46976 07
17987 94
16 89
Xet losses paid
29 Losses incurred
Less losses on risks reinsured in companies authorized
in Georgia
17971 05
17515 20
85 46
Net losses incurred 17429 74
NORTH RIVER FIRE INS COMPANY OF NEW YORK CITY N Y
William E Hutchins President Frederick H Drum Secretary
Principal Office 939597 William St New York
J L Riley Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 350000 00
2 Amount paid up in cash 350000 00
IIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 795100 00
3 Interest accrued on all said bond and mortgage loans 11183 12
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 919000 00
5 Value of buildings mortgaged insured for
607800 as collateral 635500 00
i 6 Total value or Baid mortgaged premises
carried inside 1554500 00
9 Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value
10 Amount of stocks bonds and all other securities except
mortgages hypothecated to the company as collateral
security for cash actually loaned by the company with
the par and market value of the same and the amount
loaned on each
13 Cash belonging to the company deposited in bank
914500 00
25690 00
210037 06234
ComptrollerGenerals Beport
15 Interest due and accrued on bonds not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
Total assets of the company actual cash market value
IIILiabilities
3737 44
273 92
322654 73
2283176 32
1 Losses due and unpaid
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
68240 93
224631 58
11606 49
4 Total gross amount of claims for losses 304479 00
5 Deduct reinsurance thereon 135 479 qo

6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 118874213 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 119698087
unearned premiums pro rata
169000 00
594371 06
635759 r3
11 Total unearned premiums as computed above carried
out
15 Dividends declared and remaining unpaid or uncalled for
17 Due and accrued for salaries rent advertising and for
agency and all other miscellaneous expenses
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint capital stock actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
n and net surplus
IVIncome During the Year
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 733831 78
1230130 59
1337 75
25001 Oil I
mh
1428 His
350000 00
504717 98
2283170 32ComptrollerGeneral s Beport
235
3 Net collected 73383178
4 Gross premiums on risks written and re
newed during the year 3107178 93
5 Total 3841010 71
6 Deduct premiums and bills in course of
collection at this date 851196 68
7 Entire premiums collected during the
year in eash 2989814 03
8 Deduct reinsurance and return premiums 1316286 69
9 Net cash actually received for premiums carried out 1673527 34
10 Received for interest on bonds and mortgages 34405 89
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 42509 19
12 Income received from all other sources omitting increase
if any in value of securities viz Sale profit of ledger
assets
2606 50
15 Aggregate amount of income actually received during the
year in cash 1753048 92
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 20070226 losses occurring in
previous years 1364747 15
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1444719 and all
amounts actually received for reinsur
ance in other companies 47213020
discount 180000 total deductions 488377 39
Net amount paid duTing the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State National and local taxes in this and other
States
9 All other payments and expenditures viz Adjustment
of losses 2362692 general special agents expenses
3927919 rents 1500000 advertising printing and
stationery 964497 postage telegrams and telephone
521688 legal expenses 459878 maps including
corrections 698259 Underwriters Boards and Tariff
876369 76
34943 00
383189 67
168057 66
31942 38236 ComptrollerGenerals Eepobt
Associations 995132 fire department salvage corps
900874 inspections and surveys 1122517 insur
ance department fees and licenses 602351 county
municipal taxes in various States 319105 premiums
on surety bonds 22690 TJ S internal revenue tax
94482 miscellaneous expenses 150000 loss from
sale of ledger assets 78375 total 147204 59
Aggregate amount of actual expenditures during the year
in h 1641707 06
VIRisks and Premiums
In force on the 31st day of December
as per line 5 under this heading in
last years statement287943322 00 3106817 01
2 Written or renewed during 1910 280416510 00 3107178 93
3 Total 568359832 00 6213995 94
4 Deduct those expired and marked off
as terminated in 1910 253607662 00 2836755 65
5 In force at end of year 1910314752170 00 3377240 29
6 Deduet the amount reinsured in other
companies 96079694 00 991527 29
7 Net amount in force 2186724 76 2385713 00
Business in the State of Georgia During the Year
Fire risks written j 793 523 00
Premiums received gross 30 532 62
Losses paid 5 495 gj
Losses incurred 5 49g gj
ORIENT FIRE INSURANCE COMPANY OF HARTFORD CONN
Archibald G Mcllwaine Jr President Henry W Gray Jr Secretary
Principal Office 2022 Trinity St Hartford Conn
RobeTt A Hancock Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 2 000 000 00
2 Amount paid up in cash 500000 00
IIAssets
1 Market value of real estate owned by the company less
the nmount of incumbranees thereon 157 ggg 30ComptrollerGenerals Eeport 237
9 Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value 239674250
12 Cash in companys principal office 8584 72
13 Cash belonging to the company deposited
in bank viz American National
Hartford Conn 15107754 Charter
Oak National Bank Hartford Conn
1740681 United States Mortgage
Trust Co New York 4191060 Na
tional Bank of the Republic Chicago
3110320 Union Trust Co of San
Francisco 222372 total 243721 87
Total cash items 252306 59
15 Interest due and accrued on stocks not included in mar
ket value uncollected 30712 49
17 Oash in hands of agents and in course of transmission
31086934 gross less 6868339 commissions thereon 242185 95
Total assets of the company actual cash market value 3089633 91
IIILiabilities
1 Losses due and unpaid 11293 00
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 99865 41
3 Losses resisted including interest costs
and other expenses thereon 18917 72
4 Total gross amount of claims for losses 130076 13
5 Deduct reinsurance thereon 31384 97
6 Net amount of unpaid losses 98691 16
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 88590642 un
earned premiums fifty per eent 442953 20
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 163167870
unearned premiums pro rata 861675 75
11 Total unearned premiums as computed above carried
out 1 1304628 95
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 2252 56238
ComptrollerGeneral s Eepokt
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Taxes due and accrued 2660828 bal
ances due other companies 14060 unpaid return
premiums 63775 unpaid reinsurance 2124207 less
494316 1629891 total
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
43685 54
1449258 21
500002 1
1140375 70
24 Aggregate amount of all liabilities including capital
paid up and net surplus
TV Income During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 320051 72
3089633 91
3 Net collected 320051 72
4 Gross premiums on risks written and re
newed during the year 2 126 874 17
Total 2446925 89
6 Deduct premiums and bills in course of
collection at this date
320134 48
7 Entire premiums collected during the
year Cash 212652691 notes 26450
total
2126791 41
8 Deduct reinsurance and return premiums 743 307 44
9 Net cash actually received for premiums carried out
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities
1383483 97
112250 51
9000 00
15 Aggregate amount of income actually received during the
year in cash
1504734 48
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 10104765 losses occurring in
rvi0 Vlars 841947 05CompteolleeGenebals Kepobt
239
2 Deduct all amounts actually received foT
salvages and discounts whether on
losses of this or previous year 15
77382 and all amounts actually re
ceived for reinsurance in other com
panies 15710315 total deductions 172876 97
Net amount paid during the year for losses including ex
penses of adjustment 2232127
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State National and local taxes in this and other
States
9 All otheT payments and expenditures viz Real estate
expenses 705558 advertising printing and station
ery 1609896 rents 753318 postage telegrams and
telephone 1046749 traveling 2155150 Underwrit
ers Boards 1833408 maps 309713 surveys 4
12174 miscellaneous 882934 total
669070 08
200000 00
284188 48
85131 63
58705 82
97089 00
Aggregate amount of actual expenditures during the yeair
in cash 1394185 01
VIRisks and Premiums
Fire Risks Premiums thereon
1 In force on the 31st day of December
as per line 5 under this heading in
last vears statement257413432 00 2863S79 45
2 Written or renewed during the year 195773475 00 2126874 17
3 Total
453186907 00 4990753 62
4 Deduct those expired and marked off
as terminated 175688425 00
2001055 45
5 In force at the end of the year277498482 00 2989698 17
6 Deduct amount reinsured 41767052 00 472113 05
7 Not amount in force235731430 00 2517585 12
Business in the State of eGorgia During the Vein
Fire risks written
Premiums received gross
Losses paid
Losses incurred
152628 00
2560l 20
22842 39
22040 39240 ComptrollerGenerals Repori
THE PALATINE INS COMPANY LTD OP LONDON ENGLAND
A H Wray Manager
Principal Office in U S Corner Pine and William Sts New York
John A Whitner Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 500 000 00
2 Amount paid up in cash 500000 00
IIAssets
Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value 2820420 00
13 Cash belonging to the company deposited in banks viz
American Exchange National Bank of New York 55
06678 Guaranty Trust Co New York 5906678 Lon
donParis National Bank San Francisco Cal 12
50497 total cash items 127 066 16
15 Interest due and accrued on stocks not included in mar
ket value uncolleoted 32 600 00
17 Cash in hands of agents and in course of transmission 362269 30
18 Bill receivable not matured taken for fire marine and
inland risks 402 qj
Total asets of the company actual cash market value 3342758 13
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 140705 00
3 Losses resisted including interest costs
and other expenses thereon 22823 00
4 Total gross amount of claims for losses 163528 00
5 Deduct reinsurance thereon 25 034 63
6 Net amount of unpaid losses i3g 493 37
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 122318219 un
earned premiums fifty per cent 611591 10
8 Gross premiums without any deduction
received and receivable upon all unexComptrollerGenerals Report 241
pired fire risks running more than one
year from date of policy 172142622
unearned premiums pro rata 921456 83
11 Total unearned premiums as computed above carried
out 1533047 93
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 111835 94
20 Total amount of all liabilities except capital stock serip
and net surplus 1783377 24
23 Surplus beyond capital and all other liabilities 1559380 89
24 Aggregate amount of all liabilities including capital paid
up and net surplus 3342758 13
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of previous year as
shown by that years statement 371617 03
3 Net collected 371617 03
4 Gross premiums on risks written and re
newed during the year 2491991 10
5 Total 2863608 19
6 Deduct premiums and bills in course of
collection at this date 368693 97
7 Entire premiums collected during the
year in cash 2494914 22
8 Deduct reinsurance and return premiums 789089 85
9 Net cash actually received for premiums carried out 1705824 37
11 Eeceived far interest and dividends on stocks and bonds
collateral loans and from all other sources 120904 94
12 Income received from all other sources omitting increase
if any in value of securities 3116 43
14 Amount of remittances from home office during the year 193505 SO
15 Aggregate amount of income actually received during the
year in cash 2023351 54
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 42196221 losses occurring in
previous years 1250825 42242
ComptrollerGenerals Report
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1429083 and
all amounts actually received for rein
surance in other companies 22270457
total deductions
236995 40
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year ad
justing expenses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State National and local taxes in this and other
States rent advertising stationery and printing post
age telegrams telephone express legal expenses
9 All other payments and expenses viz Furniture and
fixtures maps Underwriters Boards inspections ex
change gross loss on sale of bonds gross decrease in
adjustment of book value of bonds and stocks
10 Amount sent to home offices during the year
Aggregate amount of actual expenditures during the year
in cash 1 876759 ill
1013830 02
19627 03
373066 89
115119 38
62581 50
124760 61
167774 48
VIRisks and Premiums
1 In force December 31 1909273691304 00 3179843 30
2 Written or renewed in 1910 219462343 00 2491991 16
Totals 493153707 00 5671834 46
4 Deduct expirations and cancellations 200471397 00 2268430 14
5 In force December 31 1910
6 Deduct amount reinsured
292682310 00 3403404 32
38951392 00 458795 91
7 Net amount in force253730918 00 2944608 41
Rusiness in the State of Georgia During the Year
Fire Risks Premiums tliereon
Fire risks written 3407389 32
Premiums received gross 53 777 89
Losses paid 944 79
Losses ineurreii
2129i 22

ComptrollerGenerals Eepobt
243
THE PENNSYLVANIA EIRE INSURANCE COMPANY OE
PHILADELPHIA PENNSYLVANIA
R Dale Benson President W Gardner Crowell Secretary
Principal Office 510 Walnut St Philadelphia Pa
ICapital
1 Whole amount of capital stock
2 Amount paid up in cash
750000 00
IIAssets
750000 00
1 Market value of real estate owned by the company less
the amount of incumbrancas thereon 141000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 197000 00
3 Interest due on all said bond and mortgage loans 7500
interest accrued thereon 283190 total 2906 90
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 359580 00
5 Value of buildings mortgaged insured for
246500 as collateral 340735 00
6 Total value of mortgaged premises car
ried inside 7003 15
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
10 Amount of stocks bonds and all other securities except
mortgages hypothecated to the company as collateral
security for cash actually loaned by the company
12 Cash in companys principal office
13 Cash belonging to the company and de
posited in banks viz Philadelphia
National 3899499 First National
3604955 Drcxel Co 9528826
total
1836 49
170332 80
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
6185387 00
164000 00
172169 29
80145 99
634 76
574149 62
Total assets of company actual cash market value 7517393 56244 ComptrollerGenerals Report
IIILiabilities
1 Losses due and unpaid 35247 33
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 358633 56
3 Losses resisted including interest costs
and other expenses thereon 24835 75
4 Total gross amount of elaims for losses 418716 64
5 Deduct reinsurance thereon 34 794 01
6 Net amount of unpaid losses 383922 63
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 226271629 un
earned premiums fifty per cent 1131358 14
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 400520181
unearned premiums pro rata 2080115 36
9 Amount reclaimable under perpetual pol
icies 915496 58
10 Total unearned premiums as computed above carried
out 4126970 08
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 30 000 00
20 Total amount of all liabilities except capital stock scrip
and net surplus 4540892 71
21 loint stock capita actually paid up in cash 750000 00
2 Surplus beyond capital and all other liabilities 2226500 85
24 Aggregate amount of all liabilities including capital paid
up and net surplus 7517393 56
TVIncome During the Year
1 Qiross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 570899 60
3 Net collected 570899 60
I Cross premiums on risks written and re
newed during the year 4413 288 90
5 Total 4984188 50ComptrollerGenerals Report
6 Deduct premiums and bills in course of
245
collection at this date
574149 62
7 Entire premiums collected during the
year in cash 4410038 88
8 Deduct reinsurance and return premiums 965702 98
9 Net cash actually received for premiums carried out 3444335 90
10 Received for interest on bonds and mortgages 10345 48
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 273358 06
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 872500
transfers 40300 gain on securities 811480 total 17242 8
15 Aesrreeate amount of income actually received during the
SB e 3745282 24
year in cash v
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 31304797 losses occurring in
previous years 2087787 54
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 635389 and all
amounts actually received for reinsur
ance in other companies 12364066
discounts 192844 total deductions 131922 99
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State National and local taxes in this and other
States
9 All other payments and expenditures
20625u 00
829946 32
100751 52
165811 56
Wuropato amount of actual expenditures during the
SS 3467945 90
year in cash v
VIRisks and Premiums
Fire Risks Premiums thereon
1 In force on the 31st day of December
per line 5 under this heading in
last years statement 601857889 00 6513118 38
2 Written or renewed during the year 410923328 00 4413288 90
3 Total
1012781217 00 10926407 28246 ComptrolleeGenebals Kepobt
4 Deduct those expired and marked off
as terminated 375440724 00 4153063 42
5 In force at the end of the year637340493 00 6773343 86
6 Deduct amount reinsured 52758405 00 505425 76
7 Net amount in force 584582088 00 6267918 10
Business in the State of Georgia During the Tear
Fire risks written 4041818 00
Premiums received gross 74 133 52
Losses paid fi6518 95
Losses incurred 8M65 64
PEOPLES NATIONAL EIRE INSURANCE COMPANY OP
WILMINGTON DELAWARE
Louis S Amonson President w P Drown Secretary
Principal Office 3057 Walnut St Philadelphia Pa
Edgar Dnnlap Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 000000 00
2 Amount paid up in cash 1000000 00
ITAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 566850 00
3 Interest due on all said bond and mortgage loans 86724
interest accrued thereon 847487 total 9342 11
0 Total par and market value of all stocks and bonds owned
absolutely by the company and carried out at market
value 1553455 50
10 Amount loaned on stocks bonds and all other securities
except mortgages hypothecated to the company as
collateral security 217 525 00
12 fash in companys principal office 7162 55
13 Cash belonging to the company deposited
in bank 147175 56
Total cash items rfi 000 1 1
15 Interest due and accrued on stocks not included in mar
ket value uneollected 20 65 93
16 Interest due and accrued on collateral loans and uncol
eeted 2421 11
17 Cash in hands of agents and in course of transmission 252651 64
Total assets of the company actual cash market value 2779236 40CompteolleeGenebals Repoet
IIILiabilities
1 Losses due and unpaid 45689 73
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 125685 41
3 Losses resisted including interest costs
and other expenses thereon 3967 56
4 Total gross amount of elaims for losses 175342 70
5 Deduct reinsurance thereon 256o7 01
247
6 Net amount of unpaid losses
7 Gross premiums without any deduction
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy 106984733 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 97719093
unearned premiums pro rata
9 Keclaimable on perpetual deposit prem
iums fire
149085 69
534973 66
676171 74
6664 21
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and aJl other liabilities
1217809 61
57420 26
1424915 56
1000001 00
354320 84
24 Aggregate amount of all liabilities including capital paid
V and net surplus 2779230 10
TVTncome During the Year
4 Gross premiums en risks written and re
newed during t ho year 2571666 91
6 Deposit premiums perpetual risks 3118 00
7 Entire premiums collected during the year
i cash 2574784 91
8 Deduct reinsurance and return premiums
754663 59
9 Net easb actually received for premiums carried out 1820121 32248
CompteolleeGenebals Kepobt
10 Received for interest on bonds and mortgages
Interest on collateral
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from other sources omitting increase if
any in value of securities
25393 75
9677 46
67745 85
11449 74
15 Aggregate amount of income actually received during
the year in cash 1934388 12
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 6188628 losses occurring in
previous years 857159 78
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 606539 and all
amounts actually received for reinsur
ance in other companies 10421455
discount 39574 total deductions
110675 6S
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State National and local taxes in this and
other States
9 All other payments and expenditures
746484 10
50000 00
600365 59
89511 77
38060 98
87849 36
Aggregate amount of actual expenditures during the year
in cash
1612271 80
VIRisks and Premiums
T Fire Risks Premiums Thereon
1 In force on the 31st day of December
as per line 5 under this heading in
last years statement 132534680 00 1352487 66
2 V ritten or renewed during the year 242106927 00 2571666 91
3 Total
4 Deduct those expired and marked off
as terminated 142475420 00
374641607 00 3924154 57
1544841 52
5 In force at the end of the year232166187 00 2379313 05
6 Deduct amount reinsured 29497772 00 332274 79
7 Net amount in force 202668415 00 047038 26ComptbollebGenebals Repobt 249
Business in the State of Georgia During the Year
Fire risks written 1022860 00
Premiums received gross 18510
Leases paid 4457 j
Losses incurred
PENNSYLVANIA LUMBERMANS MUTUAL EIRE INSURANCE
COMPANY OE PHILADELPHIA PA
Edward E Henson president Harry Humphries Secretary
Principal Office Fifth and Chestnut Sts Philadelphia Pa
F Wade Vaughan Atlanta Attorney for Service in Georgia
IIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 3500 00
3 Interest accrued on all said bond and mortgage loans 15 75
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 2000 00
5 Value of buildings mortgaged 5000 00
6 Total value of said mortgaged premises
carried inside 7000 00
9 Total par and market value of all stocks and bonds owned
absolutely by the company and carried out at market
value 42968250
12 Cash in companys principal office 675 03
13 Cash belonging to the company deposited
in banks viz Central National Bank
2327499 Philadelphia National Bank
2593353 United Security L T Co
19376 Real Estate Title Insurance
Trust Co 401641 total 53418 69
Total cash items 54093 72
15 Interest due and accrued on bonds not included in mar
ket value uncollected 4844 07
17 Cash in hands of agents and in course of transmission
not more than three months in arrears 24781 20
Total assets of the company actual cash market value 516917 24
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 13495 26250 CoMPTROfLERGrENERALs REPORT
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 33416344 un
earned premiums fifty per cent 167081 72
11 Total unearned premiums as computed above carried
out jf
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute nad
contingent due and to become due admitted and con
tested viz Taxes on premiums not yet due 70014
inspection charges due on premiums in course of collec
tion 271322 total
20 Total amount of all liabilities except capital stock scrip
and net surplus
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Six Months
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 21124 96
3 Net collected 21 124 96
4 Gross premiums on risks written and re
newed during the year 205961 12
5 Total 227086 08
6 Deduct premiums and bills in course of
collection at this date 25 277 99
7 Entire premiums collected during the year
in cash 201808 09
8 Deduct return premiums 18569 14
9 Net cash actually received for premiums carried out
10 Excess remittance
11 Received for interest and dividends on stocks and bonds
and from all other sources
15 Aggregate amount of income actually received during the
six months in cash
13495 26
167081 72
190 67
3413 36
184181 01
332736 23
516917 24
183238 95
01
11354 27
194593 23ComptrollerGenerals Eeport 251
VExpenditures During the Six Months
1 Gross amount actually paid for losses in
cluding 174972 losses occurring in pre
vious years 35025 86
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 712 20
Net amount paid during the year for losses 34313 66
4 Cash dividends actually paid policyholders amount of
policyholders dividends declared during the year 40
per cent of earned premiums 66533 62
5 Depreciation in market value of securities 1158 81
6 Paid for inspection charges 11323 45
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 13778 75
8 Paid for State National and local taxes in this and other
States 2871 45
9 All other payments and expenditures viz Rent 1
59500 Printing stationery etc 108500 officers
meetings and mileage 160348 advertising 192036
inspections and surveys 561382 adjustment 24327
traveling 153280 legal 38213 postage telegrams
telephone and incidentals 256283 total 16538 69
Aggregate amount of actual expenditures during the six
months in cash 146518 43
VIRisks and Premiums
1 In force on the 31st day of December
1910 as per line 5 under this head
ing in last years statement 14072515 00 313055 37
2 Writen or renewed during six months
19H 9103676 00 205961 12
3 Total 2317619100 519016 49
4 Deduct those expired and marked off
as terminated 8072900 00 184853 05
5 In force at end of June 30 1911 15103291 00 334163 44
Business in the State of Georgia for Six Months Ending June 30 1911
Fire risks written 100000 00
Premiums received gross 3303 37
Losses paid 1279 08
Losses incurred 1279 08252
ComptrollkrGexerals Beport
UNITED STATES BRANCH OF PHOENIX ASSURANCE CO Ltd
OF LONDON ENG
L P Bayard P Beresford Managers A D Irving Jr Secretary
Principal Office in the United States 47 Cedar St New York City
Edgar Dunlap Atlanta Attorney for Service in Georgia
ICapital
2 Amount of ledger assets as per balance
December 31 of previous year 3356970 47
4 Extended at 3356970 47
IIIncome
5 Gross premiums 3543892 00
6 Deduct gross amount paid for reinsurance
fire 53414365 return premiums 513
47804 total 1047621 69
7 Total premiums other than perpetual
11 Gross interest on bonds and dividends on
stocks less 306668 accrued interest on
bonds acquired during 1910 110928 03
12 Gross interest on deposits in trust com
panies and banks 3 133 40
14 Philadelphia Underwriters Association de
posit 6 20
2496270 31
17 Total gross interest and rents
24 Received from home office
25 From agents balances previously charged off
27 Gross increase by adjustment in book value of ledger
assets viz Bonds
114097 83
21769 03
20 00
1675 00
28 Total income
2633831 97
TTIDisbursements
1 Gross amount paid policyholders for losses
including 20424272 occurring in pre
vious years i504782 65
2 Deduct amount received for salvage fire
2819449 reinsurance fire 224
26166 discount fire 86963 total 253325 78
3 Net amount paid policyholders for losses 1 251 456 87
44136 40
487502 88
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
6 Allowances to local agencies for miscellaneous agency ex
penses
11040 04CompteollebGeneeals Repoet 253
7 Salaries 7834211 and expenses 3846658 of special
i 116808 69
and general agents
8 Salaries fees and all other charges of officers directors
trustees and home office employees 137187 85
22452 21
9 Rents
10 Advertising 259121 printing and stationery 23
24550 total 25836 71
11 Postage telegrams telephone and express 16382 96
12 Legal expenses
13 Furniture and fixtures
14 Maps including corrections 6504 58
15 Underwriters boards and tariff associations 24879 83
16 Fire department fire patrol and salvage corps assess
ments fees taxes and expenses 26168 09
17 Inspections and surveys
20 State taxes on premiums 44892
21 Insurance department licenses and fees 9734 66
22 All other licenses fees and taxes viz Local taxes 8
33068 advertising required by law 82552 total V56 20
23 Other disbursements viz Sundries 855861 exchange
244243 remitted to home office 2765095 total 38651 99
37 Agents balances charged off 532 06
39 Gross decrease by adjustment in book value of ledger
assets viz Bonds 65087 50
40 Total disbursements 2360642 94
IVLedger Assets
4 Book value of bonds 301324875 and stocks 233600
total 3015584 75
5 Cash in companys office 838 06
6 Deposits in trust companies and banks not on interest 1522 70
7 Deposits in trust companies and banks on interest 163192 04
8 Agents balances representing business written subse
quent to October 1 1910 444221 68
9 Agents balances representing business written prior to
October 1 1910 3516 94
12 Other ledger assets viz Accrued interest on bonds 1
0S3 33 Philadelphia Underwriters deposit 20000
total W 33
16 Total ledger assets 3630159 50
NonLedger Assets
18 Interest due 3147375 and accrued 1251003 on bonds 43983 78
i 70S 92
28 Reinurance due on losses paid Ju
30 Gross assets 3675851 50254
ComptrollerGenerals Repokt
Deduct Assets Not Admitted
34 Agents balances representing business written prior to
October 1 1910 3516 94
40 Total admitted assets 3672 334 56
VLiabilities
1 Gross losses adjusted and unpaid not yet
due 39294 00
2 Gross claims for losses in process of ad
justment or in suspense including all
reported aud supposed losses 194623 00
3 Gross claims for losses resisted 26810 00
4 Total 260727 00
5 Deduct reinsurance due or accrued 38291 00
6 Net amount of unpaid losses and claims 222 436 00
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 1
65948867 unearned premiums fifty
Per ent 829744 33
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 224076712
unearned premiums pro rata 1198063 93
11 Excess of original premiums over amount
received for reinsurance 77110 un
earned premiums pro rata 440 38
12 Total unearned premiums as computed above 2028 248 64
19 Salaries rents expenses bills accounts fees etc due
and accrued ope rR
20 State county and municipal taxes due and accrued 28 000 00
22 Reinsurance premiums 45 164 89
27 Total amount of all liabilities except capital 2 324 145 59
29 Surplus over all liabilities l348188 97
31 Total liabilities
3672334 56
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December as
per line 5 under this heading in last
years statement 432615157 00 4489441 45ComptrollebGteneeals Repobt
255
2 Written or renewed during the year 346212740 00 3543892 00
3 Total 778827897 00 8033333 45
i Deduct those expired and marked off 314106595 00 3332800 46
5 In force at the end of year464721302 00 4700532 99
6 Deduct amount reinsured 86341508 00 800277 20
7 Net amount in force 378379794 00 3900255 79
Business in the State of Georgia During the Year
Fire risks written 2768129 00
Premiums received gross 2711
Losses paid
Losses incurred
9332 31
9661 31
THE PHOENIX FIRE INSURANCE COMPANY OF HARTFORD CONN
D W C Skilton President Thomas C Temple Secretary
Home Office 783 Main Street Hartford Conn
Cliff C Hatcher Atlanta Attorney for Service in Georgia
ICapital
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 8743937 19
4 Extended at
8743937 19
IIIncome
5 Gross premiums 6738312 45
6 Deduct gross amount paid for reinsurance
81391329 return premiums 897
23002 total 1711143 31
7 Total premiums other than perpetual 5027169 14
9 Gross interest on mortgage loans 2604 8
10 Gross interest on collateral loans
11 Gross interest on bonds and dividends on
stocks less 807499 accrued interest on
bonds acquired during 1910
12 Gross interest on deposits in trust com
panies and banks 13951 56
751 56
372492 78256
CompteollebGeneral s Report
13 Gross interest from all other sources on
agents balances 231 03
14 Gross rents from companys property 13189 50
15 Total gross interest and rents 403221 29
25 From agents balances previously charged off 5 00
26 Gross profit on sale or maturity of ledger assets viz
Real estate 37157 stocks 480000 total 5171 57
27 Gross increase by adjustment in book value of ledger
assets viz Bonds 325 stocks 498000 total 4983 25
28 Total income 5440550 25
IIIDisbursements
1 Gross amount paid policyholders for losses
including 41060939 occurring in pre
vious years
2 Deduct amount received for salvage 27
11283 reinsurance 32691109 dis
count 296068 total
2630437 76
356984 60
4
5
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
34
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries 25009012 and expenses 15366148 of special
and general agents and branch office employees
Salaries fees and all other charges of officers directors
trustees and home office employees
Eents
Advertising 638480 printing and stationery 41
02947 total
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Other disbursements miscellaneous expenses
Income tax
Paid stockholders for interest or dividends the amount
declared during the year 28000000 paid stockhold
ers tax QSeoOO total
32067 89
963976 66
403751 60
129610 97
20404 83
47414 27
41143 66
3415 57
3870 86
13006 48
61140 79
15515 62
17217 81
12488 96
1767 99
99656 24
20073 17
23463 17
2226 11
7408 28
329360 00ComptrollerGeneral s Report
257
37 Agents balances charged off 132 40
39 Gross decrease by adjustment in book value of ledger
assets viz Bonds 751625 stocks 4687242 total 54388 67
40 Total disbursements 4576955 16
IVLedger Assets
1 Book value of real estate 130091 14
2 Mortgage loans on real estate first liens 5035000
3 Loans secured by pledge of bonds stocks
or other collaterals 14200 00
4 Book value of bonds 532231624 and
stocks 254992515 total 7872241 39
5 Cash in companys office 13575 32
6 Deposits in trust companies and banks not
on interest 77777 80
7 Deposits in trust companies and banks on
interest 646464 08
8 Agents balances representing business
written subsequent to Oetober 1 1910 790644 39
9 Agents balances representing business
written prior to October 1 1910 12188 16
16 Total ledger assets 9607532 28
NonLedger Assets
17 Interest due 12300 and accrued
1 6800 on mortgages 1291 00
18 Interest due 225000 and accrued 77
47851 on bonds 79728 51
19 Interest accrued on collateral loans 373 40
20 Interest accrued on other assets 5090 00
21 Bents accrued on companys property or
lease 1231 58
22 Total 87714 49
23 Market value of real estate over book value 10922 24
24 Market value not including interest in item 18 of bonds
and stocks over book value 988335 86
26 Foreign premiums in course of collection which have not
been carried to ledger account gross 7200000 less
expenses and commissions 2160000 50400 00
27 Beinsurance due from other Companies on losses paid 4940 61
28 Gross assets 10749845 48258
ComptrollerGeneral s Report
Assets Not Admitted
32 Agents Balances representing business written prior to
October 1 1910
12188 16
38 Total admitted assets 10737657 32
VLiabilities
1 Gross losses adjust and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due and accrued
167089 60
477958 57
40033 72
685081 89
103021 83
6 Net amount of unpaid losses and claims 582060 06
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 3250
98333 unearned premiums fifty per
cent 1625491 67
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 511752657
unearned premiums pro rata 2699974 34
12 Total unearned premiums as computed above 4325466 01
19 Salaries rents expenses bills fees etc due or aeerued 20000 00
20 State county and municipal taxes due or accrued 155000 00
27 Total amount of all liabilities except capital 5082526 07
28 Capital actually paid up in cash 2000000 00
29 Surplus over all liabilities 3655131 25
30 Surplus as regards policyholders 5655131 25
31 Total liabilities 10737657 32
VIRisks and Premiums
FiTe Risks Premiums Thereon
1 In force on the 31st day of December
as per line 5 under this heading in
last years statement 869271425 00 9028483 69
2 Written or renewed during the year 734809715 00 6810312 45
3 Total 1604081140 00 15838796 14
ComptrollerGenerals Report 259
4 Deduct those expired and marked off
as terminated 670568379 00 6571921 59
5 In force at the end of the year933512761 00 9266874 55
6 Deduct amount reinsured 85498363 00 898364 65
7 Net amount in force 848014398 00 8368509 90
Business in the State of Georgia During the Year
Net risks written 11218381 00
Net premiums received 85502 37
Net losses paid 48780 46
Net losses incurred 54516 85
PROVIDENCE WASHINGTON INSURANCE CO OF PROVIDENCE R L

rf
J B Branch President A G Beale Secretary
Principal Office 20 Market Square Providence R I
Edwin Haas Atlanta Attorney for Service in Georgia
ICapital
Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value 2988005 50
12 Cash in company s principal office 1168 51
13 Cash belonging to the company deposited
in banks viz Blackstone Canal Na
tional Bank Providence 8330657 In
dustrial Trust Co Providence 50
00000 National Iark Bank New York
2513475 Continental Commercial Na
tional Bank Chicago 1135199 Wells
Fargo Nevada National Bank San Fran
cisco 255782 Brown Shipley Co Lon
don 1512199 total 187473 12
Total cash items 188641 63
15 Interest due and accrued on stocks not included in mar
ket value uncollected 19721 22
17 Cash in hands of agents and in course of transmission 469006 79
18 Bill receivable not matured taken for fire marine and
inland risks 27750 37
Total assets of the company actual cash market value 3693125 51260
ComptbolleeGeneeals Repoet
IIILiabilities
1 Losses due and unpaid 54662 44
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 289777 41
3 Losses resisted including interest costs
and other expenses thereon 14322 87
4 Total gross amount of claims for losses 358762 72
5 Deduct reinsurance thereon 71734 23
6 Net amount of unpaid losses 287028 49
7 Gross premiums without any deduction re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy 151764689 un
earned premiums fifty per cent 758823 44
8 Gross premiums without any deduction re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 205520763
unearned premiums pro rata 1086406 09
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired inland
navigation and marine risks 212354 52
10 Gross premiums without any deduction
received and receivable upon all unex
pired marine risks 56671 15
11 Total unearned premiums as computed above carried
out 2114255 20
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested 50000 00
21 Total amount of all liabilities except capital stock scrip
and net surplus 2451283 69
21 Joint stock capital actually paid up in cash 500000 00
22 Scrip outstanding 741 34 g2
24 Total amount of all liabilities including capital paid up
and net surplus 3693125 51

IVIncome During the Year
Fire Risks Marine Inland
1 Net premiums and bills in
course of collection atComptrollerGenerals Report
261
close of last previous
year as shown by that
years statement
2 Deduct amount of same
not collected
327426 72 119901 82
480 00
3 Net collected
4 Gross premiums on risks
written and renewed
during the year as
shown in risk and pre
mium exhibit
326946 72 119901 82
3201253 37 1140604
5 Total 3528200 09 1260506 71
6 Deduct premiums and bills
in course of collection at
this date 359264 98 138154 36
7 Entire premiums collected
during the year 3168935 11 1122352 35
8 Deduct reinsurance and re
turn premiums 983892 82 352636 67
9 Net cash actually received
for premiums carried
out 2185042 29 769715 68 2954757 97
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 120710 72
12 Income received from all other sources omitting increase
if any in value of securities viz Sale of Fourth Na
tional Bank New York rights 337 50
15 Aggregate amount of income actually received during
the year in cash 3075806 19
Fire Risks Marine Inland
1 Gross amount actually
paid for losses includ
ing 32595269 losses oc
curring in previous
years 1567486 63 684883 85
2 Deduct all amounts ac
tually received for sal
vages whether on losses
of the last or of previous
year 3940521 and all
amounts actually re
ceived for reinsurance in
other companies 497
04221 total deductions 317476 82 218970 60262
CoMPTBOLLEEGrENEEAL s EePOET
Net amount paid during
the year for losses 1250009 81 465913 25 1715923 06
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 50000 00
6 Paid for commissions or brokerage 601675 32
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 229334 94
8 Paid for State National and local taxes in this and other
States 86940 51
9 All other payments and expenditures 129447 14
Aggregate amount of actual expenditures during the
year in cash 2813320 97
Business in the State of Georgia During the Year
Fire Bisks Marine Inland Aggregate
Fire marine and inland risks
written 3624805 00 1487996 00 511280100
Premiums received gross 27104 72 15696 14 42800 86
Losses paid 20984 24 4828 50 25812 74
Losses incurred 22326 52 15747 58 38074 10
QUEEN INSUBANCE COMPANY OF AMERICA NEW YOBK
Edward F Bedall President N S Bartow Secretary
Principal Office 84 William St New York City
S Y Tupper Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
TIAssets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest accrued on all said bond and mortgage loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 34500 00
5 Value of buildings mortgaged insured
for 7500000 as collateral 75000 00
65000 00
1405 13
6 Total value of said mortgaged premises
carried inside 109500 00
Total par and market value of all stocks and bonds owned
absolutely by the company and carried out at market
value 7776444 58ComptrollerGeneral s Beport
263

12 Gash in companys principal office 8861 74
13 Cash belonging to company deposited in
banks viz Farmers Loan Trust
Co New York 255619 70 Corn Ex
change Bank New York 30444 79
Central Trust Co Chicago 111 29
20490 Atlanta National Bank Atlanta
Ga 448571 First National Bank San
Francisco CaL 864340 Dominion
Bank Montreal Can 1859731 Royal
Bank of Canada Halifax 671234
totals 353708 15

Total cash items 362569 89
15 Interest due and accrued on bonds not included in mar
ket value uncollected 69385 27
16 Interest due and accrued on bank balances and uncol
lected 1158 38
17 Cash in hands of agents and in course of transmission 749175 65
18 Bill receivable not matured taken on fire risks 157 50
Due from other companies for reinsurance on losses
already paid 591 88
Total assets of the company actual cash market value 9025888 86

IIILiabilities
1 Losses not due and unpaid 109662 28
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 298018 60
3 Losses resisted including interest costs
and other expenses thereon 54532 00
4 Total gross amount of claims for losses 462212 88
5 Deduct reinsurance thereon 40903 55
6 Net amount of unpaid losses 421309 33
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 308249932 un
earned premiums fifty per cent 1541249 66
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 457535583
unearned premiums pro rata 2464095 57
9 Gross premiums without deduction in
264
ComptrollerGenerals Report
chiding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 2246 20
10 Gross premiums without any deduction
received and receivable on all unex
pired marine risks 2364 03
11 Total unearned premiums as computed above carried
out 4009955 46
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 26234 90
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Accrued taxes 7889446 commissions 696289
return premiums 623471 reinsurance premiums 52
95420 pension obligations 3421800 total 179264 26
20 Total amount of all liabilities except eapital stock and
net surplus 4636763 95
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capita and all other liabilities 3389124 91
24 Aggregate amount of all liabilities including capital paid
up and net surplus 9025888 86
IVIncome During the Year
4 Gross premiums on risks
written and renewed
during the year as
shown in risk and pre
mium exhibit 6029690 07 23236 25
8 Deduct reinsurance and
return premiums 1420665 09 734 62
9 Net cash actually received
for premiums carried
out 4609024 98 22501 63
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Gain on sale of
stocks and bonds 655265 received from agents bal
ances previously charged off 3251 total
4631526 61
2950 00
307368 31
6585 16
15 Aggregate amount of income actually received during the
year in cash 4948430 08i

ComptrollerGeneral s Report 265
1 Gross amount actually paid for losses in
cluding 30186316 losses occurring in
previous years 2543033 68
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 3290253 and
all amounts actually received for rein
surance in other companies 22306999
discount 126095 total deductions 257233 47
Net amount paid during the year for losses 2285800 21
3 Expenses of adjustment and settlement of losses 53168 57
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 300000 00
6 Paid for commissions or brokerage 849055 33
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 389788 66
8 Paid for State National and local taxes in this and other
States 109724 77
9 All other payments and expenditures viz Agency ex
penses 2856394 special agents expenses 6410303
rents 3676515 advertising 2009887 printing and
stationery 3251189 postage telegraph and express
3009984 legal expenses 177357 furniture and fix
tures 1109466 maps and corrections 1240712 un
derwriters boards 5159240 fire departments and fire
patrol 2620096 inspections and surveys 1958030
miscellaneous expenses at head and branch offices 25
43211 total 360223 84
10 Agents balances charged off 86815 loss on redemption
bonds 30063 written off book value stocks and bonds
655265 total 7721 43
Aggregate amount of actual expenditures during the year
in cash 4355482 81
Business in the State of Georgia During the Year
Fire risks written 7275807 00
Premiums received gross 135001 07
Losses paid 65961 56
Losse incurred 58681 56
ROCHESTER GERMAN FIRE INS CO OF ROCHESTER N Y
Albrecht Vogt President Edward E Paschall Secretary
Principal Office 19 Main St West Rochester N Y
A L Brooks Atlanta Attorney for Service in Georgia
ICapital
I 1 Whole amount of capita stock 500000 00
266
COMPTBOLLEKGrBNEEAL s EEPOBT
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 793135 67
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 233665 00
3 Interest due on all said bond and mortgage loans 3
42563 interest accrued thereon 1066055 total 14086 18
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 236025 00
5 Value of buildings mortgaged insured for
27765000 as collateral 313700 00
6 Total value of said mortgaged premises
carried inside 549725 00
Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value
1053297 50
12 Cash in companys principal office
13 Cash belonging to the company deposited
in banks viz Imperial Bank of Can
ada 1491310 First National Bank of
Chicago 3819934 Lincoln National
Bank of Rochester 24620427 total
1329 72
299316 71
Total cash items 300646 43
17 Cash in hands of agents and in course of transmission 240686 15
All other assets both real and personal viz Rents due
and accrued 1905 65
Profit local agency earned paid in Jaunary 5676 02
Total assets of the company actual cash market value 2643098 60
TITLiabilities
1 Losses due and unpaid 17494 53
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 169109 30
3 Losses resisted including interest costs
and other expenses thereon 24868 00
4 Total gross amount of claims for losses 211471 83
5 Deduct reinsurance thereon 50858 48
6 Net amount of unpaid losses 160613 35
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 102012854 un
earned premiums fifty per cent 510064 27

ComptrollerGenerals Report
267
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 154725914
unearned premiums pro rata
853007 11
11
16
19
20
21
23
24
Total unearned premiums as computed above carried
out
Cash dividends to stockholders remaining unpaid
All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz State county and municipal taxes due or
accrued
Total amount of all liabilities except capital stock scrip
and net surplus
Jpint stock capital actually paid up in cash
Surplus beyond capital and all other liabilities
1363071 38
15000 00
17500 00
1556184 73
500000 00
586913 87
Aggregate amount of all liabilities including capital paid
up and net surplus 2643098 60
IVIncome During the Year
Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 223971 29
Net collected 223971 29
Gross premiums on risks written and re
newed during the year 2385015 45
Total 2608986 74
Deduct premiums and bills in course of
collection at this date 240686 15
7 Entire premiums collected during the year
in cash 2368300 59
8 Deduct reinsurance and return premiums 800120 10
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 7502450
profit sale of bonds 50000 profit local agency 9
15652 received on reinsurance contract previously
charged to profit and loss 307501 agents balances
previously charged off 809 total
1568180 49
10343 95
64840 50
87764 13268
CoMPIEOLLERGrENEEAL S REPORT
15 Aggregate amount of income actually received during the
year in cash 1731129 07
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 13801773 losses occurring in
previous years 1071381 17
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1334806 and all
amounts actually received for reinsur
ance in other companies 24793341
discount 79422 total deductions 262075 69
Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State National and local taxes in this and other
States
9 All other payments and expenditures viz Loss on sale
of real estate 49713 loss on sale of bonds 166250
agents balances charged off 429543 adjustment of
losses 1695110 rents 934390 advertising printing
and stationery 1614724 postage telegrams telephone
and express 1279625 legal expenses 316531 furni
ture and fixtures 409621 maps including corrections
358413 underwriters boards and tariff associations
2504167 inspections and surveys 120017 repairs
and expenses on real estate 4314207 insurance de
partment licenses and fees 964468 miscellaneous ex
penses 251343 total
809305 48
70000 00
384055 46
151845 27
61930 56
154081 22
Aggregate amount of actual expenditures during the year
in cash 163121 7 99

VTRisks and Premiums
Fire Risks Marine Inland
3 In force on the 31st day of December
as per line 5 under this heading in
lust years statement 242222822 00
2 Written or renewed during the year 197163751 00
Aggregate
2840897 11
2385015 45
3
Ttal439386633 00 5225912 56ComptrollerGenerals Report 269
4 Deduct those expired and marked off
as terminated 171167637 00 2140857 45
5 In force at the end of the year268218996 00 3085055 11
6 Deduct amount reinsured 39832054 00 517667 43
7 Net amount in force228386942 00 2567387 68
Business in the State of Georgia During the Year
Fire risks written 1853354 00
Premiums received gross 29914 59
Losses paid 16350 91
Losses incurred 16988 10
UNITED STATES BRANCH OF THE ROYAL INSURANCE COMPANY
LTD OF LONDON ENGLAND
Edward Fitch Beddall General Attorney for the United States
Principal Office in U S Royal Insurance Bldg 84 William St N Y City
Milton Dargan Atlanta Attorney for Service in Georgia
I
ICapital
Deposit capital fire 220000 00
Deposit capital marine 230000 00
1 Whole amount of capital stock 450000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 4174899 61
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 403100 00
3 Interest due on all said bond and mortgage loans 5500
interest accrued thereon 775186 total 7806 86
Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value 5150574 75
12 Cash in companys principal offices 1572 53
13 Cash belonging to the company deposited
in banks 379291 67
Total cash items 380864 20
15 Interest due and accrued on bonds not included in mar
ket value uncollected 61136 25
17 Cash in hands of agents and in course of transmission 1285593 75
270
ComptrollerGeneral s Report

All other assets both real and personal viz Rents due
and accrued 16060 30 due from other companies for
reinsurance on losses already paid 5451934 total 70579 64
Total asset of the company actual cash market value 11534555 06
IIILiabilities
1 Losses due and unpaid 104117 10
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 708465 91
3 Losses resisted including interest costs
and other expenses thereon 114042 88
4 Total gross amount of claims for losses 926625 89
5 Deduct reinsurance thereon 191677 13
6 Net amount of unpaid losses 734948 76
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 436939280 un
earned premiums fifty per cent 2184696 40
8 Gross premiums without any deduction
received and receivable upon all unex
pired five risks running more than one
year from date of policy 979118926
unearned premiums pro rata 5086553 70
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 145
33161 unearned premiums fifty per
cent 72665 80
10 Gross premiums without any deduction
received and receivable on all unexpired
marine risks 1996 47
Excess of original premiums over amount
received for reinsurance 16009724
unearned premiums pro rata 34721 92
11 Total unearned premiums as computed above carried
out 7380634 29
12 Net premiums reserve and all other liabilities except cap
ital under the life insurance or any other special de
partment 90475 00
13 Amount reclaimable by the insured on perpetual fire in
surance policies being 8595 per cent of the premiums
or deposit received 95102 97ComptrollerGenerals Report
271
17
19
20
21
23
24
Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 47231 00
All other demands against the company absolute and con
tingent due and to become due admitted and con
tested viz State county and municipal taxes includ
ing Federal corporation tax 18075417 commissions
and brokerage 1898895 return premiums 2386658
reinsurance premiums 11051430 total 334124 00
Total amount of all liabilities except capital stock scrip
and net surplus 8682516 02
Deposit capital 450000 00
Surplus beyond capital and all other liabilities 2402039 04
Aggregate amount of all liabilities including capital paid
up and net surplus 11534555 06
IVIncome During the Year

Gross premiums on risks
written and renewed
during the year 10755076 83
Deduct reinsurance and
return premiums 3305408 50
223664 72
25835 65
Net cash actually received
for premiums carried
out 7449668 33 197829 07 7647497 40
10
11
12
14
15
Received for interest on bonds and mortgages
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Income received from all other sources omitting increase
if any in value of securities viz Rents 15344183
deposit premiums written on perpetual risks gross
166 total
Amount of remittances from home office during the year
23867 03
216097 61
153443 49
236115 93
Aggregate amount of income actually received during the
year in cash 8277021 46
VExpenditures During the Year
Gross amount actually
paid for losses includ
ing 50088746 losses oc
eurring in previous
years 4263797 39 57638 35
Deduct all amounts ac
tually received for sal
vages whether on losses272
CoMPTROLLERGrEXERAL S REPORT
of the last or of previous
year 4776940 and all
amounts actually re
ceived for reinsurance in
other companies 708
76914 discount 38130
total deductions
756323 73
596 11
Net amount paid during
the year for losses 3507473 66 57042 24
3 Expenses of adjustment and settlement of losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State National and local taxes in this and other
States
Deposit premiums on perpetual policies returned
9 All other payments and expenditures viz Bents adver
tising printing and stationery furniture and fixtures
maps and corrections inspections and surveys and gen
eral office expenses
3564515 90
85307 12
1338009 27
809013 01
239843 42
2678 00
474858 00
Total
10 Amount sent to home office during the year
6514224 72
1465156 79
Aggregate amount of actual expenditures during the year
in cash 7979381 51
VTRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
as per line 5 under this heading in
last years statement 1551458091 00 16435129 08
2 Written or renewed during the year 1011350745 00 10755076 83
3 Total 2562808836 00 27190205 91
4 Deduct those expired and marked off
as terminated 970117328 00 10546830 41
5 In force at the end of the year1592691508 00 16643375 50
6 Deduct amount reinsured 214295195 00 2482793 44
7 Net amount in force December 31
1910 1378396313 00 14160582 06
8 Perpetual risks not included above 5041127 deposit premiums on
same 10920482
ComptbollebGcenebals Eepoet
Business in the State of Georgia During the Year
273
Fire risks written 7735412 41
Premiums received gross 99474 9
T 53958 60
Losses paid uuuu
j 70188 60
Losses incurred
BOYAL EXCHANGE ASSURANCE CORPORATION OF LONDON
ENGLAND
Uberto C Crosby General Manager
Principal Office in United States 92 William St New York City
A L Brooks Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of deposit capital 200Q00 00
2 Amount paid up in cash 200000 00
HAssets
Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value 1892165 00
12 Cash in companys principal office 75 00
13 Cash belonging to the company deposited
in banks viz Hanover National Bank
New York 56269 95 Palmetto Na
tional Bank Columbia S C 67789
total 56947 84
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Balance due
from other companies on account for reinsurance
57022 84
23146 89
254869 10
572 62
Total assets of the company actual cash market value 2227776 43
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses I
3 Losses resisted including interest costs
and other expenses thereon
164442 89
36996 00
4 Total gross amount of claims for losses 201438 89274
ComptrollerGeneral s Report
5 Deduct reinsurance thereon
54316 00

6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 93620375 un
earned premiums fifty per cent 468101 87
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 144966617
unearned premiums pro rata 789252 55
Gross premiums without any deduction
including both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks
45606 unearned premiums fifty per
cent 228 03
Excess of original premiums over amount
received for reinsurance unearned pre
mium 2572 04
147122 89
9
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz State taxes due or accrued 2695000 contingent
liability for unreported and supposed losses 1000000
total
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Deposit capital
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
1 Gross premiums and bills
in course of collection at
at close of last previous
year as shown by that
years statement 239115 92
1260154 49
9992 97
36950 00
1454220 35
200000 00
573556 08
2227776 4
3 Net collected 239115 92
4 Gross premiums on risks
v i t t e n and renewedComptrollerGenerals Report
275
during the year as
shown in risk and pre
mium exhibit 2304272 90
14450 90
5 Total 2543388 82 14450 90
6 Deduct premiums and bills
in oours of collection at
this date 253090 67 1778 43
7 Entire premiums collected
during the year 2290298 15 12672 47
8 Deduct reinsurance and
return premiums 884940 62 3628 23
9 Net cash actually received
for premiums carried
out 1405357 53 9004 24
10 Received for interest on bonds
11 Received for interest on bank deposits
12 Income received from all other sources omitting increase
if any in value of securities viz From agents bal
ances previously charged off
14 Amount of remittances to home office during the year
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually
paid for losses includ
ing 11760665 losses oc
curring in previous
years
2 Deduct all amounts ac
tually received for sal
vages whether on losses
of the last or of previous
year 1327926 and all
amounts actually re
ceived for reinsurance in
other companies 192
34115 total deductions
Net amount paid during
1414401 77
79798 50
430 18
50 00
4702 99
943340 95 10511 56
205188 50
43191
the year for losses 738152 45 10079 65 748232 10
Adjustment expenses 16162 80
Paid for commissions or brokerage 331995 33
Paid for salaries fees and other charges of officers
clerks agents and all other employees at home office 72450 22
276
ComptrollerGenerals Report
8 Paid for State National and local taxes in this and other
States including statutory fees 59604 45
9 All other payments and expenditures viz Rent 8
07000 advertising and stationery 949902 postage
etc 1020584 legal expenses 148109 furniture and
fixtures 32320 maps 420529 inspection 2302280
special agents salary and expenses 6550865 miscel
laneous 947095 total 131786 84
10 Amount sent to home office during the year 137527 27
Aggregate amount of actual expenditures during the
year in cash 1497759 01
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
as per line 5 under this heading in
last years statement279418100 00 2884511 11
2 Written or renewed during the year 219195503 00 2304272 90
3 Total 498613603 00 5188784 01
4 Deduct those expired and marked off
as terminated 208393833 00 2214033 40
5 In force at the end of the year 290219770 00 2974750 61
6 Deduct amount reinsured 61429536 00 588880 69
7 Net in force 228790234 00 2385869 92
Business in the State of Georgia During the Year
Fire Risks Marine Inland Aggregate
Fire marine and inland risks
written 1656677 00 266839 00 1923516 00
Premiums received gross 26226 69 73 20 26299 89
Losse paid 7939 81
Losses incurred 8 669 8g
SAVANNAH FTRE INSURANCE COMPANY OF SAVANNAH GA
Mills P Lane President Wm F Train Secretarv
Principal Office Savannah Ga
TCapital
1 Whole amount of capital stock 100000 00
2 SrPhs 5o00 00
Capital stock and surplus paid in cash
150000 00ComptrollerGenerals Eepoet
277
IIAssets
13 Gash belonging to the company deposited in bank viz
The Citizens Southern Bank 149525 00
VExpenditures During the Year
9 All payments and expenditures viz Secretary of State
of Georgia for certificate of incorporation 10000 to
Messrs W L Pritchard and A A Artley appraisers
7500 for the insurance map of the city of Savannah
20000 total 475 00
SCOTTISH UNION AND NATIONAL INSURANCE COMPANY OF
EDINBURGH SCOTLAND
James H Brewster United States Manager
Principal Office in United States 36 Pearl St Hartford Conn
W R Hoyt Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital on deposit 200000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 41926 55
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 3 2525 00
3 Interest accrued on all said bond and mortgage loans 5244 80
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 272800 00
5 Value of buildings mortgaged insured for
42650000 as collateral 554600 00
6 Total value of said mortgaged premises
carried inside 827400 00
Total par and market value of all stocks and bonds owned
absolutely by the company and carried out at market
value 4339721 25
13 Cash belonging to the company deposited in banks viz
Aetna National Bank Hartford Ct 14288 30 Na
tional Exchange Hartford Ct 9930244 Lake Shore
Banking Trust Co Cleveland O 500000 Union
Savings and Loan Co Cleveland O 1000000 First
National Bank San Francisco Cal 167244 total 130263 18
15 Interest due and accrued on bonds not included in mar
ket value uncollected 65207 45
17 Cash in hands of agents and in course of transmission 365183 34
Total asset of the company actual cash market value 5260071 57278 ComptrollerGenerals Report
IIILiabilities
1 Losses due and unpaid 101585 58
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 185171 00
3 Losses resisted including interest costs
and other expenses thereon 20205 00
4 Total gross amount of claims for losses 306961 58
5 Deduct reinsurance thereon 77767 04
6 Net amount of unpaid losses 229194 54
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 140262024 un
earned premiums fifty per cent 701310 12
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 222044858
unearned premiums pro rata 1196397 14
11 Total unearned premiums as computed carried out 1897707 26
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 10000 00
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz State county and municipal taxes due and ac
enied 30000 00
20 Total amount of all liabilities except capital stock scrip
and net surplus 2166901 80
21 Capital deposit 200000 00
23 Surplus beyond capital and all other liabilities 2893169 77
24 Aggregate amount of all liabilities including capital paid
up and net surplus 5260071 57
TVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 343743 34
3 Net collected 343743 34
4 Gross premiums on risks written and re
newed during the year 3490877 50
5 Total 3834620 84ComptrollerGenerals Report 279
6 Deduct premiums and bills in course of
collection at this date 365183 34
7 Entire premiums collected during the year
in cash 3469437 50
8 Deduct reinsurance and return premiums 1423325 32
9 Net cash actually received for premiums carried out 2046112 18
10 Received for interest on bonds and mortgages 18998
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 180361 91
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 391890
agents balances previously charged off 14362 gain
in adjustment of real estate 449009 bonds 50000
totai 9052 61
14 Amount of remittances from home office during the year 67907 50
15 Aeeregate amount of income actually received during the
l 2322432 92
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 24318991 losses occurring in
previous years 1427264 56
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1152557 and all
amounts actually received for reinsur
ance in other companies 37690373
total deductions 388429 30
Net amount paid during the year for losses 1038835 26
6 Paid for commissions or brokerage 447829 89
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 165704 02
8 Paid for State National and local taxes in this and other
84293 89
States
9 All other payments and expenditures 115575 37
AsLresate amount of actual expenditures during the year
1852238 43
in cash
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
as per line 5 under this heading last
s statement 463780469 00 4576996 29280 ComptrollerGenerals Bepori
2 Written or renewed during the year 354706478 00 3490877 50
3 Total 8184S6947 00 8067873 79
4 Deduct those expired and marked off
as terminated 328633098 00 3327556 05
5 In force at the end of the year489853849 00 4740317 74
6 Deduct amount reinsured 127342822 00 1117248 92
7 Net amount in force362511027 00 3623068 82
Business in the State of Georgia During the Year
Fire risks written 3730020 00
Premiums received gross 43 737 2
Losses paid 22323 72
Losses incurred 24 gy 4
SECURITY FIRE INSURANCE COMPANY OF NEW HAVEN CONN
John W Ailing President Victor Roth Secretary
Principal Office Corner Elm and Church St New Haven Conn
Dan B Harris Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 700 000 00
2 Amount paid up in cash 700000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 200000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 156200 00
3 Interest accrued on all said bond and mortgage loans 1939 77
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 146700 00
5 Value of buildings mortgaged insured for
16050000 as collateral 98620 00
6 Total value of said mortgaged premises
carried inside 345320 00
Total par and market value of bonds and stocks owned
absolutely by the company and carried out at market
value 2329596 07
10 Amount loaned on stocks bonds and all other securities
except mortgages hypothecated to the company as
collateral security 77 450 00
ComptrollerGenerals Report
281
12 Cash in companys principal office 7207 69
13 Cash belonging to the company deposited
in banks viz Yale National New
Haven Conn 200588 City New Ha
ven Conn 226063 New Haven
County National New Haven Conn 7
0S763 Mechanics New Haven Conn
364354 Merchants National New Ha
ven Conn 448843 National Trades
men New Haven Conn 493928
Seeond National New Haven Conn
1938616 American Exchange Na
tional New York N Y 601633 Third
National Rockford HI 1283388 Peo
ples Bank Trust Co Rockford HI
160300 total 64264 76
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
agents balances
18 Bill receivable not matured taken for fire marine and
inland risks
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid
Cash in hands of special agent advances
Cash deposited with Philadelphia Underwriters Assn
Total assets of the company actual cash market value
IIILiabilities
2 Gross losses in process of adjustment or
or in suspense including all reported
and supposed losses 217614 79
3 Losses resisted including interest costs
and other expenses thereon 18942 59
4 Total gross amount of claims for losses 236557 38
5 Deduct reinsurance thereon 57608 14
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 91776035 un
earned premiums fifty per cent 458880 17
71472 45
11727 82
454 84
258648 31
7713 82
1344 79
800 00
i 100 00
3117447 87
178949 24282
ComptrollerGenerals Report
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 200326401
unearned premiums pro rata 1097960 54
11 Total unearned premiums as computed above carried
out 1556840 71
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 39296 76
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Interest accrued on payments for new stock 2
36738 commission due or to become due agents
17641 reinsurance premiums 2669 total 2570 48
20 Total amount of all liabilities except capital stock scrip
and net surplus 1777657 19
21 Joint stock capital actually paid up in cash 700000 00
23 Surplus beyond capital and all other liabilities 639790 68
24 Aggregate amount of all liabilities including capital paid
up and net surplus 3117447 87
IVIncome During the Year
7 Entire premiums collected during the year
in cash 2407481 58
8 Deduct reinsurance and return premiums 784667 11
9 Net eash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Rents
Profits on sale of stock 20000000 profit on sale of
rights 6049 old premium notes 2810 borrowed
money 4500000 profit on sale or maturity of ledger
assets 64803 total
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
Fire Risks Marine Inland
1 Gross amount actually
paid for losses includ
ing 14694561 losses oc
curring in previous
years
1622S14 47
5284 80
89342 98
3790 27
245736 53
1966969 05
966454 67
326 76ComptrollerGenerals Report
283
2 Deduct all amounts ac
tually received for sal
vages whether on losses
of the last or of previous
year 578727 and all
amounts actually re
ceived for reinsurance in
other companies 185
67727 discount 1
29166 total deductions
192692 34
63 86
Net amount paid during
the year for lasses 773762 33
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State National and local taxes in this and other
States
262 90 774025 23
70000 00
362083 68
145518 28
68328 15
9 All other payments and ex
penditures 185317 79
Aggregate amount of actual expenditures during the year
66 1605273 Id
in cash
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
as Der line 5 under this heading in
277 759 879 00 3101696 91
last years statement w
2 Written or renewed during the year 211638915 00 24074818
3 Tota 489398794 00 5509178 49
4 Deduct those expired and marked off olrnl1l
asterminated 185070531 00 215061500
5 In force at the end of the year304328263 00 3358563 49
6 Deduct amount reinsured 34059967 00 437539JL3
7 Net amount in force270268296 00 2921024 36
Business m
the State of Georgia During the Year
Fire risks written
Premiums received gross
Losses paid
Losses incurred
1863010 00
39889 35
11696 49
18971 72284 ComptrollerGenerals Report
SOUTHERN MUTUAL FIRE INSURANCE CO OF ATHENS GA
Billups Phinizy President A E Griffith Secretary
Principal Office College Are and Clayton St Athens Ga
Officers Attorneys for Service in Georgia
ICapital
Present market value of assets 1113007 61
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 265000 00
Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value 816170 00
13 Cash belonging to the company deposited in banks viz
National Bank of Athens 582442 Georgia National
Bank Athens 545236 total 11276 78
15 Interest due and accrued on stocks not included in mar
ket value uneolleeted 15 262 50
17 Cash in hands of agents and in course of transmission 5298 33
Total assets of the company actual cash market value 1113007 61
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 4iao 27
6 Net amount of unpaid losses 4 190 27
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 35536953 un
earned premiums fifty per cent 177684 76
11 Total unearned premiums as computed above carried
0lU 177684 76
15 Dividends declared and remaining unpaid or uncalled for
dividend scrip outstanding 133 jyj yg
20 Total amount of all liabilities except capital stock scrip
and net surplus 320046 73
23 Surplus beyond capital and all other liabilities 792 960 88
24 Aggregate amount of all liabilities including capital paid
up and net surplus 1113007 61ComptrolleeGeneeals Repoet
IVIncome During the Year
7 Entire premiums collected during the year
285
in cash
8 Deduct return premiums
361286 62
5917 09
9 Net cash actually received for premiums carried out 355369 53
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
32919 67
if any in value of securities
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 1488232 losses occurring in
previous years 111760 25
Net amount paid during the year for losses
5 Scrip or certificates or profits redeemed in cash
S Paid for commissions
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State National and local taxes in this and other
States
9 All other payments and expenditures viz Expenses
Aggregate amount of actual expenditures during the year
in cash
15535 69
403824 89
111760 25
201243 42
53304 52
19050 00
6015 94
3735 72
395109 85
VIRisks and Premiums
Eire Risks Premiums Thereon
1 In force on the 31st day of December
as per line 5 under this heading in
last years statement 35942022 00
2 Written or renewed during 1910 38708531 00 355369 53
3 Total 74650553 00
4 Deduct those expired and marked off
as terminated in 1910 37798006 00
5 In force at end of year 1910 36852547 00
7 Net amount in force 36852547 00286 ComptrollerGenerals Report
Business in the State of Georgia During the Year
Fire risks written 38708531 00
Premiums received gross 355369 53
Losses paid 111750 25
Losses incurred 101058 20
SOUTHERN STATES FIRE AND CASUALTY INSURANCE COMPANY
OF BIRMINGHAM ALA
D E Manasco President W W Haralson Secretary
Principal Office BrownMarx Bldg Birmingham Ala
W A Wright Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 365850 00
11Assets
Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value 269450 50
12 Ciash in companys principal office 300 13
13 Cash belonging to the company deposited
in banks viz Jefferson County Sav
ings Bank Birmingham Ala 3050056
Bank of Commerce Gulfport Miss 2
50000 certificates of deposit various
banks 16927475 total 169274 75
Total cash items 202575 44
17 Cash in hands of agents and in course of transmission
viz Fire department 1104175 casualty department
158679 total 12628 54
All other assets both veal and personal viz Sundry
assets 187198 deposit Birmingham Railway Light
Power Co 1000 commision advance 3000 due by
fiscal agents 4808 interest accrued on certificates of
deposit 210931 bonds 350750 total 7576 87
Total assets of the company actual cash market value 492231 35
IIILiabilities
1 Losses due and unpaid fire 655701
casualty 3865 total 6595 66
4 Total gross amount of claims for losses 6595 66
5 Deduct reinsurance thereon 3 334 00
6 Net amount of unpaid losses 3 261 66ComptrollerGenerals Report
287
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 1469016 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 755096 un
earned premiums pro rata
10 Gross premiums without any deduction
received and receivable upon all unex
pired casualty risks 260650 unearned
premiums fifty per cent
345 08
6408 61
1303 15
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
4 Gross premiums on risks written and re
15056 84
1628 77
19947 27
365850 00
106434 08
492231 35
newed during the year
34418 94
5 Total
6 Deduct premiums and bills in course of
collection at this date
34418 94
11041 75
7 Entire premiums collected during the year
in cash
8 Deduct reinsurance and return premiums
23377 19
10525 14
9 Net cash actually paid for premiums carried out
12 Income received from all other sources omitting increase
if any in value of securities viz Net cash casualty
premiums received
13 Eeceived for premium on stock 41136500 for increase
capital 36585000 total
12852 05
1172 61
777215 00
15 Aggregate amount of income actually received during the
year in cash
791239 fl288 ComptrollerGenerals Report
VExpenditures During the Year
Fire Risks Casualty
1 Gross amount actually
paid for losses 4599 62 450 50
2 Deduct amount received for
reinsurance in other com
panies 1507 97
Net amount paid during the
year for losses 3091 65 450 50 3541 70
VIRisks and Premiums
Fire Risks Premiums Thereon
2 Written or renewed during 1910 1581066 00 34418 94
3 Total 1581066 00 34418 94
4 Deduct those expired and marked off
as terminated in 1910 338549 00 6179 59
5 In force at end of year 1910 1242517 00 28239 35
6 Deduct the amount reinsured in other
companies 355577 00 5998 23
7 Net amount in force 886940 00 22241 12
8 Greatest amount insured in any one risk fire 250000
casualty 1000000

SPRINGFIELD FIRE AND MARINE INSURANCE COMPANY OF
SPRINGFIELD MASS
A W Damon President W j Mackay Secretary
Home Office 195 State Street Springfield Mass
James L Dickey Jr Attorney for Service in Georgia
ICapital
1 Amount of capital paid up
111 cash 2000000 00
2 Amount of ledger assets December 31 of
previous year 8923577 36
4 Extended at 8i923577 36
IIIncome
5 Gross premiums 7094456 92ComptrollerGeneral s Report
6 Deduct gross amount paid for reinsurance
fire 86870683 return premiums 982
41578 total 1851122 61
289
7 Total premiums other than perpetual
9 Accrued interest on bonds acquired dur
ing 1910
10 Gross interest on collateral loans
11 Accrued interest on bonds acquired dur
ing 1910
12 Gross interest on deposits in trust com
panies and banks
16 Gross rents from companys property in
cluding 1500000 for companys occu
pancy of its own buildings
5243334 31
37565 91
300 00
301530 65
7286 91
15000 00
17 Total gross interest and rents
18 From other sources Additions in 1910to Munich Rein
surance Co fund
25 From agents balances previously charged off
20 Gross profit on sale or maturity of ledger assets viz
Bonds 273900 stocks 150000 total
361683 47
2211 65
604 46
239 00
28 Total income
5612072 89
IIIDisbursements
1 Gross amount paid polieyholders for losses
including 42124644 occurring in pre
vious years
2 Deduct amount received for salvage 35
65772 reinsurance 48411776 dis
count 36104 total deductions
3384047 88
520136 52
10
11
12
Net amount paid polieyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency ex
penses
Salaries 16758177 and expenses 10577602 of special
and general agents
Salaries fees and all other charges of officers directors
Irnstees and home office employes
Rents including 1500000 for companys occupancy of
its own buildings
Advertising 2342883 printing and stationery 60
74617 total
Postage telegrams telephone and express
Legal expenses
2863911 36
30497 37
37284 39
273357 79
285480 51
31900 08
84175 00
23684 40
9746 44290
ComptrollerGeneral s Eeport
13 Furniture and fixtures 6956 61
14 Maps including corrections 15361 67
15 Underwriters Boards and Tariff Associations 53141 72
16 Fire department fire patrol and salvage corps assessments
fees taxes and expenses 34912 53
17 Inspections and surveys 34995 39
18 Repairs and expenses other than taxes on real estate 3277 64
19 Taxes on real estate 4447 70
20 State taxes on premiums 90812 50
21 Insurance department licenses and fees 22147 29
22 All other licenses tecs and taxes viz Massachusetts
franchise tax 2844623 Federal corporation tax 4
74945 county and municipal taxes 1940036 total 52596 64
23 Other disbursements viz Sundry supply and incidental
account 1011766 interest paid Munich Reinsurance
Co per contract 914207 total 19259 73
34 Paid stockholders for interest or dividends amount de
clared during the year 20000000 200000 00
37 Agents balances charged off 2380 72
40 Total disbursements 5203948 53
IVLedger Assets
1 Book value of real estate 300000 00
2 Mortgage loans on real estate 1317820 00
3 Loans secured by pledge of bonds stocks
or other collateral 6000 00
4 Book value of bonds 1650818 81 and
stocks 4i9203396 total 6342852 77
5 Cash in companys office 377 11
6 Deposits in trust companies and banks not
on interest 368228 29
7 Deposits in trust companies and banks on
interest 106679 64
8 Agents balances representing business
written subsequent to October 1 1910 877761 69
9 Agents balances representing business
written prior to October 1910 11982 22
16 Total ledger assets 9331701 72
NonLedger Assets
17 Interest accrued on mortgages 29284 10
18 Interest accrued on bonds 28392 03
19 Interest accrued on collateral loans 1500 00
24 Total 57826 13ComptrollerGkxerals Report
291
26 Market value not including interest in item 18 of bonds
and stocks over book value
590597 23
30 Gross assets 9980125 08
Deduct Assets Not Admitted
34 Agents balances representing business written prior to
October 1 1910 11982 22
40 Total admitted assets 9968142 86
Liabilities
1 Gross losses adjusted and unpaid not yet
due
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses
3 Gross claims for losses resisted
109903 01
413908 84
38250 55
4 Total
5 Deduct reinsurance due or accrued
562062 40
105992 20
6 Net amount of unpaid losses and claims 456070 20
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 3402
31773 unearned premiums fifty per
cent 1701158 87
8 Gross premiums less reinsurance re
ceived and receivable upon all unei
pired fire risks running more than one
year from date of policy 537663969
unearned premiums pro rata 2874320 07
12 Total unearned premiums as computed above 4575478 94
19 Salaries rents expenses bills accounts fees etc due or
accrued 7713 32
20 State county or municipal taxes due or accrued 50000 00
24 All other liabilities viz Funds held for Munich Reinsur
ance Company under treaty 231960 04
26 Interest accrued on above 4639 20
27 Total amount of all liabilities except capital 5325861 70292 ComptkollerGenebals Report
28 Capital actually paid up in cash 2000000 00
29 Surplus over all liabilities 2642281 16
30 Surplus as regards policy holders 4642281 16
81 Total liabilities 996S142 86
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
as per line 5 under this heading in last
years statement 798452439 00 9341267 85
2 Writen or renewed during the year 589093632 00 7094456 92
3 Totai1387546071 00 16435724 77
4 Deduct those expired and marked off
as terminated 540249089 00 6654190 87
5 In force at the end of the year847296982 00 9781533 90
6 Deduct amount reinsured 83442839 00 1002576 48
7 N et amount in force763854143 00 8778957 42
Business in the State of Georgia During the Year
Fire risks written 4003700 00
Premiums received gross 71250 12
Losses paid 35619 00
Losses incurred 38678 77
ST PAUL FIRE AND MARINE INSURANCE CO OF ST PAUL MINN
C H Bigelow President A W Perry Secretary
Principal Office Corner 5th and Washington Sts St Paul Minn
J L Riley Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 301677 97
2 Loans on bond and mortgage duly received and being
first liens on the fee simple 573800 00ComptrollerGeneral s Report
293
3 Interest accrued on all said bond and mortgage loans 5356 41
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 384800 00
5 Value of buildings mortgaged insured
for 68900000 as collateral 1091200 00
6 Total value of said mortgaged premises
carried inside 1476000 00
Total par and market value of all stocks and bonds owned
absolutely by the company and carried out at market
value 5232284 00
12 Cash in companys principal office 3301 32
13 Cash belonging to the company and de
posited in banks viz Merchants Na
tional Bank National GermanAmerican
Bank St Paul Astor Trust Co New
York Roberts Lubbock Co Klein
wort Sons Co Wendt Co London
England 353283 41
Total cash items 356584 73
15 Interest due and accrued on stocks not included in mar
ket value uncollected 38130 44
17 Cash in hands of agents and in course of transmission 498590 28
18 Bill receivable not matured taken for fire marine and
inland risks 14262 64
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid 15298 97
Return premiums 35 14
Total assets of the company actual cash market value 7036020 58
IIILiabilities
1 Losses due and unpaid 39766 21
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 337996 91
3 Loses resisted including interest costs
and other expenses thereon 37970 00
4 Total gross amount of claims for losses 415733 12
5 Deduct reinsurance thereon 61872 18
6 Net amount of unpaid losses 353860 94
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 178943700 un
earned premiums fifty per cent 894718 50
294
ComptrollerGenebal s Eepokt
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 539598270
unearned premiums pro rata 2904157 15
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 517
26088 unearned premiums fifty per
cent 258630 44
11 Total unearned premiums as computed above carried
out 4057506 09
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz State county and municipal taxes due or accrued
7500000 commissions brokerage and other charges
due or to become due to agents and brokers 311215
total 78112 15
20 Total amount of all liabilities except capital stock scrip
and net surplus 4489479 18
21 Joint capital stock paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities 2046541 40
24 Aggregate amount of all liabilities including capital paid
up and net surplus 7036020 58
IVIncome During the Year
Fire Risks Marine Inland
4 Gross premiums on risks
written and renewed
during the year as
shown in risk and pre
mium exhibit 5023978 29 1616636 00
8 Deduct reinsurance and
return premiums 1075332 01 549249 52
9 Net cash actually received
for premiums carried
out 3943646 00 1067386 48 5016032 76
10 Received for interest on bonds and mortgages 31962 16
11 Received for interest and ilividends on stocks and bonds
collateral loans and from all other sources 220956 58ComptbollerGeneral s Report
295
12 Income received from all other sources omitting increase
if any in value of securities viz Bents 2570690
from old balances 1000 on notes taken for premiums
370992 profit on sale of bonds 62500 profit on sale
of real estate 24075 total
30292 57
15 Aggregate amount of income actually received during the
year in cash 5299244 07

VExpenditures During tie Year
Fire Risks Marine Inland
1 Gross amount actually
paid for losses includ
ing 26370412 losses oc
curring in previous
years 2262098 70 992721 38
2 Deduct all amounts ac
tually received for sal
vages whether on losses
of the last or of previous
year 7123254 and all
amounts actually re
ceived for reinsurance in
other companies 563
59519 total deductions 244771 89 390055 84
Net amount paid during
the year for losses 2017326 81 602665 54 2619992 35
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 60000 00
6 Paid for commissions or brokerage 1177735 44
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 254353 70
8 Paid for State National and local taxes in this and other
States 150235 18
9 All other payments and expenditures 221224 02
Aggregate amount of actual expenditures during the year
in cash 4483540 69
VIRisks and Premiums
1 In force on the 31st day of December
1910 as per line 5 under this head
ing in last years statement550541026 00
2 Written or renewed during the year 365862894 00
7288769 66
5023978 29
3 Total 916403920 00 12312747 95296
ComptrollerGenekals Bepoht
4 Deduct those expired and marked off
as terminated 315859975 00 4596420 66
5 In force at the end of the year600543945 00 7716327 29
6 Deduct amount reinsured 40586614 00 530907 59
7 Net amount in force559957331 00 7185419 70
Business in the State of Georgia During the Year
Fire Risks Marine Inland Aggregate
Fire marine and inland risks
written 4517542 00 3327282 00 7844824 00
Premiums received gross 73949 78 18420 97 92370 75
Losses paid 38162 47 11946 59 50109 06
Losses incurred 38831 65 13946 59 52778 24
U S BRANCH SUN INSURANCE OFFICE OF LONDON ENGLAND
J J Guile United States Manager
Principal Office in United States 54 Pine St New York City
J T Fitten Atlanta Attorney for Service in Georgia
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest accrued on all said bond and mortgage loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvementsf 25000 00
5 Value of buildings mortgaged insured for
1000000 as collateral 17500 00
271000 00
25000 00
208 33
6 Total value of said mortgaged premises
carried inside 42500 00
Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value 3260433 65
12 Cash in companys principal office 979 63
13 Cash belonging to the company deposited
in banks viz Merchants National
Bank 14218469 Bank of New York
14408345 National Bank of Com
merce 395118 Mercantile Trust Co
182877 Continental and Commercial
National Bank 2839584 total 320443 93
Total cash items
321423 56ComptrollerGenerals Report
297

15 Interest due and accrued on stocks and bonds not included
in market value uncollected 42732 03
17 Cash in hands of agents and in course of transmission 445647 81
All other assets both real and personal viz Eents due
and accrued 1316 6
Total assets of the company actual cash market value 4367762 05
tfli

0
IIILiabilities
1 Losses due and unpaid 77095 39
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 199678 00
3 Losses resisted including interest costs
and other expenses thereon 10621 00
4 Total gross amount of claims for losses 287394 39
5 Deduct reinsurance thereon 42001 00
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 207958954 un
earned premiums fifty per cent 1039794 77
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 324147994
unearned premiums pro rata 1711272 23

11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz State county and municipal taxes accrued 61
01135 reinsurance premiums 2665747 total
245393 39
2751067 00
3956 93
87668 82
20 Total amount of all liabilities except capital stock scrip
and net surplus 3088086 14
23 Surplus beyond capital and all other liabilities 1279675 91
24 Aggregate amount of all liabilities including capital paid
up and net surplus
4367762 05
298
ComptrollerGeneral s Report
IVIncome During the Year
4 Gross premiums on risks written and re
newed during the year as shown in
risk and premium exhibit 3877800 37
8 Deduct reinsurance and return premiums 827232 95
9 Net cash actually received for premiums carried out 3050567 42
10 Received for interest on bonds and mortgages 1250 00
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 141609 56
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 10493 75
Profit on sale of ledger assets 4817 84
14 Amount of remittances from home office during the year 6845 75
15 Aggregate amount of income actually received during the
year in cash 3215584 32
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 222049113 losses occurring in
previous years 1541354 68
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1490841 and all
amounts actually received for reinsur
ance in other companies 7912372
total deductions 94032 13
Net amount paid during the year for losses 1447322 55
6 Paid for commissions or brokerage 689182 09
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 218384 79
8 Paid for State National and local taxes in this and other
States 78574 19
9 All other payments and expenditures viz Advertising
printing stationery miscellaneous agency expenses fire
department assessments inspections surveys fees etc 227914 64
10 Amount sent to home office during the year 390525 36
Aggregate amount of actual expenditures during the year
in cash 3051903 62

ComptrollerGenerals Report 299
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
as per line 5 under this heading in
last years statement 508347107 00 5396112 89
2 Written or renewed during the year 359376176 00 3877800 37
3 Total867723283 00 9273913 26
4 Deduct those expired and marked off
as terminated 333423258 00 3652145 52
5 In force at the end of year534300025 00 5621767 74
6 Deduct amount reinsured 30071974 00 300698 26
7 Net amount in force504228051 00 5321069 48
Business in the State of Georgia During the Year
Fire risks written 3533035 00
Premiums received gross 52203 53
Losses paid 30523 81
Losses incurred 29368 35
SUN INSURANCE COMPANY OF NEW ORLEANS LOUISIANA
Chas Janvier President William P Maus Secretary
Principal Office 308 Camp Street New Orleans La
John A Whitner Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
11Assets
1 Market value of real estate owned by the company less
the amount of incumbranees thereon 40000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 2650 00
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 20000 00
5 Value of buildings mortgaged insured for
400000 as collateral 7000 00
6 Total value of said mortgaged premises
carried inside 27000 00
Total par and market value of all stocks and bonds owned
absolutely by the company and carried out at market
value 1115890 00300 ComptrollerGenerals Report
12 Cash in companys principal office 56 14
13 Cash belonging to tie company deposited
in banks viz CanalLouisiana Bank
Trust Co of New Orleans 919439
New Orleans National Bank of New Or
leans 245762 Citizens Bank of Louis
iana 20000 Hibernia Bank Trust
Co of New Orleans 20000 Whitney
Central Bank Trust Co 20000 Na
tional City Bank of New York 25652
total 12508 53
Total cash items 2564 67
All other assets both real and personal viz Premiums
in course of collection 5618397 less 65000 over
three months due 55533 97
Total assets of the company actual cash market value 1226638 64
IIILiabilities
1 Losses adjusted and unpaid and not yet
due 3582 69
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 68338 39
3 Losses resisted including interest costs
and other expenses thereon 1837 50
4 Total gross amount of claims for losses 73758 58
5 Deduct reinsurance thereon 14691 00
6 Net amount of unpaid losses 59067 58
7 Gross premiums without and deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 42722512 un
earned premiums fifty per cent 213612 56
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 51217589
unearned premiums pro rata 277169 70
11 Totnl unearned premiums as computed above carried
out 490782 26
14 Amount of dividends declared but not yet due 25000 00
15 Dividends declared and remaining unpaid or uncalled for 530 00ComptrollerGenerals Report
301
18 Amount of borrowed money
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Reserve for taxes not yet due
Eeserve for unpaid reinsurance

22500 00
1750 00
1481 36
20 Total amount of all liabilities except capital stock scrip
and net surplus 60111120
21 Joint capital stock paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities 125527 44
24 Aggregate amount of all liabilities including capital paid
up and net surplus
1226638 64
IVIncome During the Year
Fire Risks Marine Inland
Gross premiums and bills
in course of collection
at close of last previous
year as shown by that
years statement i
63304 18
3 Net collected
4 Gross premiums on risks
written and renewed
during the year as
shown in risk and pre
mium exhibit
63304 18
986570 85
5 Total 1049875 03
6 Deduct premiums and bills
in course of collection at
this date 55533 97
29076 74
29076 74
7 Entire premiums collected
during the year in cash
8 Deduct reinsurance and
return premiums
994341 06
341632 84
29076 74
3987 46
9 Net cash actually received
f o r premiums carried
out 652708 22 25089 28
10 Received for interest on bonds and mortgages
11 deceived for interest and dividends on stocks and bonds
collateral loans and from all other sources
Income received from all other sources omitting increase
if any in value of securities viz Rents 300000
bills payable 80000 profit and loss account 13247
total
12
677797 50
459 06
45499 00
83132 47

302
i oautbollebGenerals Repokt
15 Aggregate amount of income actually received during the
year in cash 806888 03
VExpenditures During the Year
Gross amount a c t u a 1 I y
paid for losses includ
ing 6349775 losses oc
curring in previous
years
Deduct all amounts ac
tually received for sal
vages whether on losses
of the last or of previous
year 605375 and all
amounts a ctuall y re
ceived for reinsurance in
other companies 75
79584 total deductions
Fire Risks Marine Inland
427832 36 19351 99
78916 69
2932 90
Net amount paid during
the year for losses 348915 67 16419 09
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 50
00000
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State National and local taxes in this and other
States
9 All other payments and expenditures viz Advertising
195365 printing and stationery 509361 maps in
cluding corrections 38782 inspections and surveys
47977 bills payable 11450000 exchange 76190
rents 300000 postage telegrams telephone and ex
press 296868 general expenses or sundries 732442
Underwriters Boards and tariff associations 557639
fire department tiro patrol and salvage corps expenses
151294 insurance department licenses and fees 3
56121 subscriptions to trade journals 17925 sub
scriptions and donations 35050 marine 18000 legal
50004 directors fees 93250 total
Taxes on assets 204460 interest on bills payable 7
12193 total
Aggregate amount of actual expenditures dnring the
vear in cash
365334 76
50085 00
170583 31
42059 86
17528 59

149262 68
9166 53
804020 73ComptrollerGenerals Report
VIEisks and Premiums
303

X
1 In force on the 31st day of December
as per line 5 under this heading in last
years statement 74916379 00 1080218 51
2 Written or renewed during the year 68373032 00 986570 85
3 Total143289411 00 2066789 36
4 Deduct those expired and marked off
as terminated 64258226 00 952688 49
5 In force at end of year79031185 00 1114100 87
6 Deduct amount reinsured 10745532 00 174699 96
7 Net amount in force 68285653 00 939401 01
Business in the State of Georgia During the Year
Fire Risks Premiums Thereon
Fire risks written 2928165 98
Premiums received gross 54881 17
Losses paid 23471 75
Losses incurred 23981 75
SVEA FIRE AND LIFE INSURANCE COMPANY OF GOTHENBURG
ENGLAND
M L Duncan United States Manager
Principal Office in United States 100 William Street New York City
Dan B Harris Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital on deposit 210000 00
IIAssets
Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value
12 Cash in companys principal office 247 61
13 Cash belonging to the company deposited
in banks viz New York Trust Co
6734847 Nassau Bank New York
1756833 Crocker National Bank San
Francisco 1042699 total 95333 79
1111390 48
Total cash items
14 Amount of premium notes upon which policies have been
issued farm risks
95591 40
38046 94304 ComptbollebGekeeals Repoei
17 Cash in hands of agents and in course of transmission
agents balances 115222 07
All other assets both real and personal viz Bills re
ceivable taken for agents balances over three months
due 1853 44
Total assets of the company actual cash market value 1362104 33
NonLedger Assets
Interest due and accrued on bonds 11721 27
Gross assets 1373825 60
Deduct Assets Not Admitted
Agents balances over three months due 17085 53
Bills receivable past due taken for premiums
farm risks 275 25
Bills receivable taken for agents balances
over three months due 1853 44
Book value of ledger assets over market value
bonds 40940 48
Total admitted assets 1313688 90
TITLiabilities
1 Losses due and unpaid 20063 79
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 58183 90
3 Losses resisted including interest costs
and other expenses thereon 7702 33
4 Total gross amount of claims for losses 85950 02
5 Deduct reinsurance thereon 7232 13
6 Net amount of unpaid losses 78717 89
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 45437726 un
earned premiums fifty per cent 227188 63
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 78365701
unearned premiums pro rata 422423 42
11 Total unearned premiums as computed above carriedComptrollebGeneeals Eepoet
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company
absolute and contingent due and to become due ad
mitted and contested viz State county and municipal
taxes due or accrued
20 Total amount of all liabilities except capital stock scrip
and net surplus
23 Surplus beyond capital and all other liabilities
306
649612 05
2923 75
12512 53
210000 00
359922 68
24 Asareeate amount of all liabilities including capital paid
s 1313688 90
up and net surplus
1 Amount of unearned premiums represented by installment notes being
the whole amount of such notes 3778969
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement
4 Gross premiums on risks written and re
newed during the year
8 Deduct reinsurance and return premiums
1286382 15
960413 83
243479 61
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
12 Income received from all other sources omitting increase
if any in value of securities viz Interest on deposits
in trust companies and banks 384032 on bills receiv
able 8391 total
13 Profit on sale or maturity of ledger assets bonds
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 5106277 losses occurring in
previous years 414379 17
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 431416 and all
amounts actually received for reinsur
ance in other companies 2543489
total deductions
716934 22
35832 89
3924 23
851 00
757542 34
29749 05
Net amount paid during the year for losses
384630 12306
OMPTKQLLEKGrENERAL s RePOET
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State National and local taxes in this and other
States
9 All other payments and expenditures viz Rent 4
20000 advertising printing and stationery 556558
postage telegraph and express 150566 legal 3
50403 fire department and fire patrol 31211 maps
168646 inspections and surveys 349450 sundries
208587 total r
10 Loss on sale or maturity of ledger assets bonds
198376 85
49428 81
80086 42
19204 21
93 75
Aggregate amount of actual expenditures during the year
in ea8h 681820 16
VIKisks and Premiums
Fire Risks Premiums Thereon
1 In force December 31 1909 95883188 00 1226009 77
2 Written or renewed in 1910 76134930 00 HiO413 S3
3 Total1720181 18 00 2186423 60
4 Deduct expirations and cancellations 08080322 On 873743 53
5 In force December 31 1910
6 Deduct amount reinsured
103937796 00 1312680 07
7005798 00 74645 80
7 Net amount in force 9603100s HO 1238034 27
UNITED PIRKMKNS IXslltAMK CO op Ill 11 DKLPHI A PA
Robert H Heath President Henry A Knabe Secretary
Principal Office 119 Walnut St Philadelphia Pa
Robert N Ihiyhs Atlanta Attorney for Service in Georgia
I Capital
1 Whole amount of capital stock
2 Amount paid up in cash
9
200000 00
200000 oo
II Assets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 02000 oo
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 246 232 00
3 Interest accrued on all said bond and mortgage loans 32S0 99OOMPTBOLLEKGrENEBAL s REPORT
307

4 Value of lauds mortgaged exclusive of
buildings and perishable improvements 208900 00
5 Value of buildings mortgaged insured for
22842500 as collateral 314900 00
6 Total value of said mortgaged premises
carried inside 523800 00
7 Amount of other loans collateral notes 3800 00
Total par and market value of bonds and stocks owned
absolutely by the company and carried out at market
value 985368 00
12 Cash in companys principal office 311 26
13 Cash belonging to the company deposited
in banks viz Central National Bank
390158 Third National Bank 1
45024 Beal Estate Title Insurance Co
and Trust Co 157446 total 6926 28
Total cash items 7237 54
15 Interest due and accrued on stocks not included in mar
ket value uncollected 13206 55
16 Interest due and accrued on collateral loans and uncol
lected 41 91
17 Cash in hands of agents and in course of transmission 14187 49
All other assets both real and personal as per schedule
attached viz Due from other companies for reinsur
ance on losses already paid 23 50
Total assets of the company actual cash market value 1365983 98
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 9219 30
3 Losses resisted including interest costs
and other expenses thereon 1019 08
4 Total gross amount of claims for losses 10238 38
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 6679996 un
earned premiums fifty per cent 33399 98
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 15963359
unearned premiums pro rata 89577 11
11 Total unearned premiums as computed above carried
out 122977 09308 ComptrollerGenerals Report
12 Perpetual policies 878757 62
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 342 00
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz State county and municipal taxes due or ac
crued 2830 51
Reinsurance premiums 714 80
20 Total amount of all liabilities except capital stock scrip
and net surplus 1015860 40
21 Joint stock capital actually paid up in cash 200000 00
23 Surplus beyond capital and all other liabilities 15012 is
24 Aggregate amount of all liabilities including capital paid
up and net surplus 1365983 98
IVIncome During the Year
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 10779 98
3 Net collected 10779 98
4 Gross premiums on risks written and re
newed during the year 134506 20
5 Total 145236 18
6 Deduct premiums and bills in course of
collection at this date 20601 03
7 Knt ire premiums collected during the year
in cash 124685 15
8 Deduct reinsurance and return premiums 16957 28
9 Net cash actually received for premiums carried ont 107727 87
10 Received for interest on bonds and mortgages 13563 35
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 4171A IS
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 558 30
Deposit premiums on perpetual risks 16361 82
Approving transfers on perpetunls S96 50
Agents balances marked off 133 10
Sale of matured bonds 849 00
15 Aggregate amount of income actually received hiring the
year in cash 181833 12Sill
jtjf
omptrollekGenekals Eepoet
VExpenditures During the Year
309
Gross amount actually paid for losses in
cluding 247542 losses occurring in pre
vious years
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1718 and all
amounts actually received for reinsur
ance in other companies 399765
total deductions
39832 79
4014 83
Net amount paid during the year for losses
Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
Paid for commissions or brokerage
Paid for salaries fees and other charges of officers
clerks agents and all other employees
Paid for State National and local taxes in this and other
States
All other payments and expenditures viz Maps 2
18530 Underwriters Boards 115678 repairs on
real estate 268769 taxes on real estate 157971
sale of real estate and maturity bonds 202566 tele
phone telegraph and express 104031 total
All other expenditures
Deposit premiums returned
35817 96
16000 00
23688 85
21948 61
2880 68
4645 68
5362 67
27153 16
freregate amount of actual expenditures during the year
143527 38
in cash
VIRisks and Premiums
Fire Risks Premiums Thereon
In force on the 31st day of December
1909 as per line 5 under this heading
in last years statement 56655276 00 322720 40
Written or renewed during the year 14266532 00 134506 20
3 Totaj 70921803 00 657226 60
4 Deduct those expired and marked off
as terminated 24516962 00 245231 93
5 In force at the end of the year 1910 43404846 00 441994 67
6 Deduct amount reinsured 15554787 00 135531 12
7 Net amount in force 29850059 00 225433 55310 ComptrollerGenerals Report
SUBSCRIBERS AT UNITED STATES LLOYDS MARINE
INSURANCE UNDERWRITERS OF NEW YORK CITY
A Foster Higgius Herbert Appleton Douglas E Cox under the firm name
of Higgins Cox Attorneys for the Subscribers
Principal Office 3 South William St New York N Y
ICapital
1 Whole amount of original deposit 100000 00
2 Amount paid up in cash 100000 00
IIAssets
Total par and market value of bonds and stocks owned
absolutely by the company and carried out at market
value 683150 00
12 Cash in companys principal office 2100 47
13 Cash belonging to the company deposited
in banks viz Bank of New York
2389267 Central Trust Company of
New York 24303213 Bank of Liver
pool 19145 Morgan Grenfell Co
1075161 Brodrick Leitch Kendall
97934 total 278847 20
Total cash items 280 947 67
15 Interest due and accrued on bonds not included in mar
ket value uncollected 8 129 16
17 Cash in hands of agents and in course of transmission 496340 18
Total assets of the company actual cash market value 1468567 01
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 267935 00
3 Losses resisted including interest costs
and other expenses thereon 7860 00
4 Total gross amount of claims for losses 275795 00
5 Deduct reinsurance thereon 212585 74
6 Net amount of unpaid losses 63 209 26
9 Gross premiums without deduction in
cluding both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 508084 02
11 Total unearned premiums as computed above carried
0t 508084 02 OMPTBOLLERGrENEBAL s RePOET
311
19
20
21
23
24

All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Taxes 1600000 commissions 4156617
return premiums 2747215 reinsurance 17432417
total
Total amount of all liabilities except capital stock scrip
and net surplus
Original deposit
Surplus beyond capital and all other liabilities
Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 480948 23
Deduct amount of same not collected 1666 27
259362 49
830655 77
100000 00
537911 24
1468567 01
Net collected 479182 96
Gross premiums on risks written and re
newed during the year 3053968 63
Total 33J 59
Deduct premiums and bills in course of
collection at this date 494673 91
Entire premiums collected during the year
in cash 3038477 68
Deduct reinsurance and return premiums 1450112 44
9
11
12
15
Net cash actually received for premiums carried out
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
Income received from all other sources omitting increase
if any in value of securities viz Exchange
1588365 24
34009 96
592 18
Aggregate amount of income actually received during the
year in cash
V Expenditures During the Year
Gross amount actually paid for losses in
cluding 61063166 losses occurring in
previous years 2382824 17
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 26364859 and
1622967 38312
ComptrollerGeneral s Report
all amounts actually received for rein
surance in other companies 1010
09393 total deductions 1273742 52
Net amount paid during the year for losses 1109081 65
4 Cash dividends actually paid subscribers amount of divi
dends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other eharges of officers
clerks agents and all other employees
8 Paid for State National and local taxes in this and other
States
9 All other payments and expenditures viz Adjustments
rents agency expenses general office expenses
Decrease in book value of bonds
50000 00
311276 58
112178 59
22658 10
86619 00
7810 00
Aggregate amount of actual expenditures during the year
in easn 1699623 92
VIRisks and Premiums
Marine Inland Premiums
1 In force on the 31st day of December 57597095 00 637462 79
2 Written or renewed during the year 622069117 00 3053968 63
3 Total 679666212 00 3691431 42
4 Deduct those expired and marked off
as terminated 587345359 00 2860645 73
5 In force at end of the year 92320853 00 830785 69
6 Deduct the amount reinsured in other
companies 41930379 00 322701 67
7 Net amount in force 50390474 00 508084 02
Business in the State of Georgia During the Year
Marine and inland risks written 7 735 254 00
Premiums received gross 20 995 60
Losses paid 7 34 g
9633 51
Losses incurred
VTRGTNTA STATE FTRE INSURANCE CO OF RICHMOND VA
Geo L Christian President Robt Lecky Jr Secretary
Principal Office Corner Fifth and Main Sts Richmond Va
ICapital
1 Amount of capital paid up
in cash 200000 00 omptrollerGtenerals Report
2 Amount of ledger assets as per balance
December 31 of previous year 524778
4 Extended at
IIIncome
5 Gross premiums 503207 87
6 Deduct gross amount paid for reinsurance
4096183 return premiums 110
32629 total 151288 12
7 Total premiums other than perpetual
9 Gross interest accrued on bonds acquired
during 1910 1877 33
11 Gross interest accrued on bonds and divi
dends on stocks acquired during 1910 13760 86
13 Gross interest miscellaneous 332 59
16 Gross rents from companys property in
cluding 300000 for companys occu
pancy of its own buildings 9454 77
17 Total gross interest and rents
18 From other sources viz Contributed by directors 45
00000 borrowed money 4250000 profit on bills re
ceivable account 227191 total
28 Total income
313
52477
351919 75
25425 55
89771 91
467117 21
IIIDisbursements

2
Gross amount paid policy olders for losses
including 6758588 occurring in pre
vious years
Deduct amount received for salvage 2
20494 reinsurance 10375051 total
discounts
321792 28
105955 45
3 Net amount paid policyholders for losses
4 Expenses of adjustment and settlement of losses
5 Commissions or brokerage
7 Salaries 614992 and expenses 69031 of special and
general agents and local solicitors 373996 total
8 Salaries fees and all other charges of officers directors
trustees and home office employes
9 Bents including 300000 for companys occupancy of
its own buildings
10 Advertising 282416 printing and stationery 267184
total
11 Postage telegrams telephone and express
12 Legal expenses
215836 83
6303 47
88164 62
10580 19
24102 20
3000 00
5496 00
3536 93
546 97314
ComptrollerGenerals Report
13 Furniture and fixtures
14 Maps including corrections
15 Underwriters Boards and Tariff Associations
16 Fire department fire patrol and salvage corps assess
Gnents fees taxes and expenses
17 Inspections and surveys
18 Repairs and expenses other than taxes on real estate
19 Taxes on real estate
20 State taxes on premiums
21 Insurance department licenses and fees
22 All other licenses fees and taxes viz Municipal
licenses
23 Other disbursements viz Office supplies 49348 ex
change 26151 interest on directors contributions
320416 miscellaneous expenses 349915 interest on
borrowed money 467124 printing office 6209 bor
rowed money repaid 14550000 profit and loss open
accounts 46914 total
34 Paid stockholders for interest or dividends amount de
clared during the year 600000
37 Agents balances charged off
38 Gross loss on sale or maturity of ledger assets viz Bonds
40 Total disbursements
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate
3 Loans secured by pledge of bonds stocks or other collat
eral viz Bonds 14963918 stocks 6160264 total
5 Cash in companys office
6 Deposits in trust companies and banks not on interest
8 Agents balances representing business written subse
quent to October 1 1910
9 Agents balances representing business written prior to
October 1 1910
11 Bills receivable taken for fire risks
12 Other ledger assets viz Suspended debts
13 Open accounts
14 City collector
15 Brokerage premiums
16 Total ledger assets
NonLedger Assets
17 Interest accrued on mortgages 326 18
463 ss
361 90
5214 55
1765 01
572 32
4148 72
1284 19
5683 09
1460 83
1985 68
158160 77
12254 25
2482 57
1852 73
555257 70
96617 38
20168 21
211241 82
2428 43
35101 78
47222 11
2529 09
3802 88
8182 54
1499 41
6671 02
1173 82
436638 49 omptbollerGteneral s Report
315
18 Interest due 50000 and accrued
195333 on bonds total 2453 33
20 Interest accrued on open accounts 158 95
24 Total 2938 46
25 Market value of real estate over book value 38482 62
26 Market value not including interest in item 18 of bonds
and stocks over book value 44405 18
30 Gross assets 522464 75
Deduct Assets Not Admitted
34 Agents balances representing business
written prior to October 1 1910 2529 09
35 Bills receivable past due taken for ma
rine inland and fire risks 1418 41
36 City collector prior to October 1 1910 3545 02
37 Brokerage premiums prior to October 1
1910 205 45
38 Due and accrued interest bonds 36000
open account 15895 total 518 95
39 Suspended debts 818254 open account
168732 total 9869 86
Total
40 Total admitted assets
VLiabilities
1 Gross losses adjusted and unpaid 28601 44
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 39253 50
3 Gross claims for losses resisted 4718 00
4 Total 72572 94
5 Deduct reinsurance due or accrued 24247 04
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired Are risks running one year or less
from date of policy including interest
premiums on perpetual fire risks 197
88900 unearned permiums fifty per
rent 98944 50
18086 78
504377 97
48325 90316
OMPTBOLLERGrENEBAL S EEPOBT
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 26439963
unearned premiums pro rata 150725 13
12 Total unearned premiums as computed above 249669 63
19 Salaries rents expenses bills accounts fees etc due or
accrued 1622 51
20 State county and municipal taxes due or accrued 2500 00
22 Return reinsurance premiums 9616 99
24 All other liabilities viz Unpaid adjustment expenses 85 92
27 Total amount of all liabilities except capital 311820 95
28 Capital actually paid up in cash bal
ance of 100932 02
29 Directors contributions to surplus 91625 00
30 Surplus as regards policyholders 192557 02
81 Total liabilities 504377 97
VIBisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
as per line 5 under this heading in
last years statement 63953666 00 991497 61
2 Written or renewed during the year 30778959 00 503207 87
3 Total 94732625 00 1494705 48
4 Ceduct those expired and marked off
as terminated 53156489 00 779239 96
5 In force at the end of the year 41576136 00 715465 52
6 Deduct amount reinsured 14729810 00 253176 89
7 Net amount in force 26846326 00 462288 63
Business in the State of Georgia During the Year
Net risks written 32398 19
Net premiums received 18 839 50
Net losses paid 13354 06
Net losses incurred 11 087 18
ComptkollerGtenerals Report 317
UNITED STATES BRANCH WESTERN ASSURANCE COMPANY OF
TORONTO CANADA
W B Meikle General Manager C C Foster Secretary
Principal Office 22 Wellington St Toronto Canada
Charles S Mathews Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of deposit capital 207000 00
IIAssets
Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
1889427 16
value
13 Cash belonging to the company deposited in banks viz
Wm Gray and C D McTntosh agents 23713462 Corn
Exchange National Bank 203676 total 239171 38
15 Interest due and accrued on stocks not included in mar
ket value uneollected 21633 80
17 Cash in hands of agents and in course of transmission 229800 J
18 Bill receivable not matured taken for fire marine and in
i i i 2620 oO
land risks
All other assets both real and personal oox
Total assets of the company actual cash market value 2390535 16
IIIInabilities
1 Losses due and unpaid 2055 00
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 222133 43
3 Losses resisted including interest costs
and other expenses thereon 4581 00
4 Gross amount of claims for losses 228769 43
5 Deduct reinsurance thereon 50332 79
6 Net amount of unpaid losses 173436 64
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 95166251 un
earned premiums fifty per cent 475831 25
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 129030017
unearned premiums pro rata 636804 00318
OMPTKOLLEKGeXEKAL s REPORT
9 Gross premiums without deduction in
eluding both cash and bills received
and receivable upon all unexpired in
land navigation and time hull marine
risks 13025754 unearned premiums
fifty per cent
10 Gioss premiums without any deduction
received and receivable on all unex
pired marine risks
6512s 70
13183 19
11 Total unearned premiums as computed above carried
out 1190947 20
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 4391 17
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Commissions 29104 24
Taxes 21674 09
20 Total amount of all liabilities except capital stock scrip
and net surplus 424553 34
21 Deposit capital 207000 00
23 Surplus beyond capital and all other liabilities 758981 32
24 Aggregate amount of all liabilities including capital paid
up and net surplus 2390 535 U
V Income During the Year
1 Gross premiums and bills
in course of collection
at close of last previous
year as shown by that
years statement 17271 54 65243 85
2 Net collected 17273 54 65241 85
4 Gross premiums on risks
w r 111 e n and renewed
d ii ring the year as
shown in iisk and pre
mium exhibit 1990812 60 426428 52
5 Total 2163544 14 491672 37
6 Deduct premiums and bills
in course of collection at
this date 175427 75 56993 46
7 Entire premiums collected
during the year in cash 1988116 39 434678 91OomptrollerGenebal s Report
8 Deduct reinsurance and
319
return premiums
768734 57 147615 91
9 Net cash actually received
for premiums carried
out 121938182 287063 00 1506444 82
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 83696 80
15 Aggregate amount of income actually received during the
year in cash 1590141 62
V Expenditures During the Tear
1 Gross amount actually
paid for losses includ
ing 16095193 losses oc
curring in previous
years 729445 69 365888 51
2 Deduct all amounts actu
ally received for sal
vages whether on losses
of the last or of previous
year 5664263 and all
amounts actually receiv
ed for reinsurance in
other companies 109
77378 total deductions 60412 00 106004 41
Net amount paid during
the year for losses 669033 69 259844 10 928917 79
6 Paid for commissions or brokerage 304990 31
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 97012 19
8 Paid for state national and local taxes in this and other
States 45845 57
9 All other payments and expenditures 170341 18
10 Amount sent to home offices during the year 59144 44
Aggregate amount of actual expenditures during the year
in cash 1606251 48
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
as per line 5 under this heading in
last years statement 258926461 00 2739898 09320 ComptbollerGenebals Kepoet
2 Written or renewed during the year 193545404 00
1990812 60
3 Total 452471865 00 4730710 69
4 Deduct those expired and marked off
as terminated 197145846 00 2119300 62
5 In force at the end of the year255326019 00 2611410 07
6 Deduct amount reinsured 40426519 00 369447 39
7 Net amount in force 214899500 00 2241962 68
Business in the State of Georgia During the Tear
Fire Risks Marine Inland Aggregate
Fire marine and inland risks
written 1757395 00 524858 00 2282253 00
Premiums received gross 29204 13 1622 69 30826 82
Losses paid 13661 47 55 00 13716 47
Losses incurred 19539 85 55 00 19594 85
WESTCHESTER FIRE INSURANCE CO OF NEW YORK N Y
George R Crawford President John H Kelly Secretary
Principal Office 100 William St New York
Edgar Duniap Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of capital stock 300000 00
2 Amount paid up in cash 300000 00
IIAssets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 1
71950 interest accrued thereon 90142 total
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 173900 00
5 Value of buildings mortgaged insured
for 17800000 as collateral 200650 00
9603 55
168150 00
2620 92
6 Total value of said mortgaged premises
carried inside 374550 00
Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value 3814325 00 omptrollerGeneral s Report
321
13 Cash belonging to the company deposited in banks viz
Chatham National Bank New York City 8904129
Union Trust Co New York City 2557465 total
All other assets both real and personal viz Interest
accrued on bonds
Agents balances for business written subsequent to Octo
ber 1 1910
114615 94
5574 98
355405 70
Total assets of the company actual cash market value 4470296 09
IIILiabilities
1 Losses adjusted not yet due
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
63465 17
264664 86
9627 76
337757 79
89996 23
6 Net amount of unpaid losses i
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 167475253 un
earned premiums fifty per cent 837376 27
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 297621598
unearned premiums pro rata 1592503 38
11
19
Total unearned premiums s computed above carried
out
All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz For all contingencies 1000000 reinsurance
1000000 State county and municipal taxes due and
accrued 4000000 total
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
247761 56
60000 00
2737641 21
300000 00
1432654 88
4470296 09322
omptrollerGeneral s Report
IVIncome During the Year
4 Gross premiums on risks written and re
newed during the year as shown in
risk and premium exhibit 3734534 79
8 Deduct reinsurance and return premiums 1145771 83
9 Net cash actually received for premiums carried out 2588762 96
10 Received for interest on bonds and mortgages 9944 62
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 164286 67
Received for interest on bank deposits 2520 90
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 13900 sale
of Traders Insurance Co claim 9218 agents balances
previously charged off 3481 total 294 11
15 Aggregate amount of income actually received during the
year in cash 2765809 26
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 22365090 losses occurring in
previous years 1704791 15
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1204555 and all
amounts actually received for reinsur
ance in other companies 30866267
total deductions 320708 22
Net amount paid during the year for losses 1384082 93
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 120000 00
6 Paid for commissions or brokerage 510 252 69
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 279 357 91
8 Paid for State National and local taxes in this and other
States 74310 57
9 All other payments and expenditures viz Adjusting
expenses rents advertising printing postage tele
grams telephone express legal furniture and fixtures
maps Underwriters Boards etc fire patrol inspec
tions repairs collections and exchange etc 158 191 32
10 Aggregate amount of actual expenditures during the year
in eash 2526195 42
I
ComptholleeGeneeals Report 323
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st day of December
as per line 5 under this heading in
last years statement514076890 00 5256S20 10
2 Written or renewed during the year 339921335 00 3734534 79
3 Total 853998225 00 8991354 89
4 Deduct those expired and marked off
as terminated 324683927 00 3598930 29
5 In force at the end of the year529314298 00 5392424 60
6 Deduct amount reinsured 67928297 00 741456 09
7 Net amount in force461386001 00 4650968 51
Business in the State of Georgia During the Year
Fire risks written 2821702 00
Premiums received gross 39768 84
Losses paid 19378 97
Losses incurred 17479 33

01
WILLIAMSBURG CITY FIRE INSURANCE COMPANY OP
NEW YORK
Frederick W Hay President Wyckoff Van Derhoef Secretary
Home Office 59 John Street New York N Y
W R Hoyt Atlanta Attorney for Service in Georgia
1Capital Stock
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
December 31 of previous year 2798080 57
4 Extended at 2798080 57
IIIncome
I

5 Gross premiums 2383893 54
6 Deduct gross amount paid for reinsurance
26530532 return premiums 265
49266 total deductions 530797 98
ill 7 Total premiums other than perpetual 1853095 56324
CompteollbkGeneeals Report
9 Gross interest on mortgage loans 17776 53
11 Gross interest on bonds and dividends on stocks less 2
06149 accrued interest on bonds acquired during 1910 65103 51
12 Gross interest on deposits in trust com
panies and banks 10142 94
13 Gross interest from all other sources 243 57
16 Gross rents from companys property in
cluding 150000 for companys occu
pancy of its own buildings 4371 25
17 Total gross interest and rents 97637 80
26 Gross profit on sale or maturity of ledger assets viz
Bonds 53432 stocks 6071786 total 61252 IS
28 Total income 2011985 54
TTTDisbursements
1 Gross amount paid policyholders for losses
including 17252083 occurring in pre
vious years 1051091 80
2 Deduct amount received for salvage 11
39970 reinsurance 11478755 total
deductions 126187 25
10
11
12
13
14
15
16
17
18
19
20
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Allowances to local agencies for miscellaneous agency ex
penses
Salaries 5291379 and expenses 2325820 of special
and general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Rents including 150000 for companys occupancy of its
own buildings
Advertising 1092096 printing and stationery 7
30543 total
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Mails including corrections
Underwriters Hoards and Tariff Associations
Fire department five patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
924904 55
15859 23
444533 17
33450 37
76171 99
114745 48
25706 25
18226 39
7878 68
9 90
1910 82
8044 70
13572 18
4623 65
2051 85
2091 22
952 86
29688 21
OMPTKOLLEKGrENERAL s BePOKT
21 Insurance department licenses and fees
22 All other licensees fees and taxes viz City and county
taxes 137295 United States tax 34745 total
23 Other disbursements viz Collection fees on premium
notes
34 Paid stockholders for interest or dividends amount de
clared during the year 5000000
40 Total disbursements
6 11853 63
1720 40
118 64
50000 00
1788114 17
I 1
I 2
1 8
5
7
8
9
11
IVLedger Assets
I
Book value of real estate i
Mortgage loans on real estate first liens
Book value of bonds 88041140 and stocks 1004
35254 total
Cash in companys office
Deposits in trust companies and banks on interest
Agents balances representing business written subse
quent to October 1 1910N
Agents balances representing business written prior to
October 1 1910
Bills receivable taken for fire risks
90000 00
302100 00
1884763 94
2201 45
411088 68
314673 05
981 42
16140 40
16 Total ledger assets 3021951 94
NonLedger Assets
17 Interest accrued on mortgages
18 Interest due 342625 and accrued
61570 on bonds
20 Interest due on balances
2001 87
13041 95
2692 19
Total
27 Other nonledger assets viz Due by other companies
for reinsurance on losses paid
17736 01
5158 78
30 Gross assets 3044846 73

I
Deduct Assets Not Admitted
Agents balances representing business
written prior to October 1 1910
37 Book value of ledger assets over market
981 42
value
Total
40 Total admitted assets
199413 94
200395 36
2844451 37326
ComptrollerGeneral s Report
VLiabilities
1 Gross losses adjusted and unpaid but not
yet due
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses
3 Gross claims for losses resisted
4 Total
5 Deduct reinsurance due or accrued
16027 01
177417 70
12747 67
206192 38
25779 73
6 Net amount of unpaid losses and claims
7 Gross premiums less reinsurance re
ceived and receivable upon all un
expired fire risks running one year
or less from date of policy including
interest premiums on perpetual fire risks
106290858 unearned premiums fifty
per cent 513454 29
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 212965614
unearned premiums pro rata 1179149 81
180412 65
12 Total unearned premiums as computed above 1710604 10
19 Salaries rents expenses bills accounts fees etc due or
accrued
20 State county and municipal taxes due or accrued
22 Return premiums 197373 reinsurance premiums 10
59733 total
2303 57
21011 82
12571 06
27 Total amount of all liabilities except capital 1926903 20
28 Capital actually paid up in cash 250000 00
29 Surplus over all liabilities 667548 17
30 Surplus as regards policyholders
31 Total liabilities
917548 17
2844451 37
VIRisks and Premiums
Fire Risks Premiums Thereon
1 In force on the 31st dayof December
as per line 5 under this heading in last
years statement 30339315100 3160128 72
2 Written or renewed during the year 215037413 00 2383893 54
3 Total 518430564 00 5544022 26ComptrollerGenerals Report 327
4 Deduct those expired and marked off
as terminated 182911186 00 2020656 36
5 In force at the end of the year335519378 00 3523365 90
6 Deduct amount reinsured 29224308 00 330801 18
7 Net amount in force 306295070 00 3192564 72
Business in the State of Georgia During the Year
Fire risks written 2502905 00
Premiums received gross 40453 59
Losses paid 19504 85
Losses incurred 16664 10LIFE INSURANCE COMPANIES
ETNA LIFE INSURANCE COMPANY OF HARTFORD CONN
Morgan G Bulkeley President C E Gilbert Secretary
Home Office 650 Main Street Hartford Conn
W E Hawkins Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 2000000 00
2 Amount of ledger assets December 31 of
previous year 86999096 52
4 Extended at 86999096 52
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 190975 for first
years reinsurance 1104491 30
6 Surrender values applied to pay first
years premiums 23134 12
7 Total first years premiums on original
policies 1127625 42
8 Dividends applied to purchase paidup ad
ditions and annuities 3704 21
9 Surrender values applied to purchase paid
up insurance and annuities 189775 92
11 Consideration for original annuities in
volving life contingencies 105073 73
11 Consideration for supplementary contracts
involving life contingencies 19758 00
12 Total new premiums 1445937 28
13 Renewal premiums without deduction for
commissions or other expenses less 4
88810 for reinsurance on renewals 8854221 77
14 Dividends applied to pay renewal prem
iums 383287 21
16 Surrender values applied to pay renewal
premiums 1174 66
18 Total renewal premiums 9238683 64OMPTBOLLEEGrENEEAL s REPORT
329
Total premium income 10684620 92
Consideration for supplementary contracts not involving
life contingencies 44039 02
Dividends left with the company to ac
cumulate at interest 177315 35
Gross interest on mortgage loans less
65568 accrued interest on mortgages
acquired during 1910 2324079 47
Gross interest on collateral loans 48712 47
Gross interest on bonds and dividends on
stocks less 1106132 accrued interest
on bonds acquired during 1910 1351920 73
Gross interest on premium notes policy
loans or liens 566138 02
Gross interest on deposits in trust com
panies and banks 63266 62
Gross interest on claims paid in advance 3529 88
Gross rent from companys property in
cluding 3250000 for companys occu
pancy of its own buildings 42807 97
33 Total gross interest and rents 4400455 16
26
27
SI
32
43 Total income 15306430 45
IIIDisbursements
1 For death claims less 34100 reinsur
ance additions 1972 3888153 74
2 For matured endowments 2711676 00

3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
5 Premium notes and liens voided by lapse
6 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay new premiums 23
13412 to pay renewal premiums 117466 total
8 Surrender values applied to purchase paidup insurance
and annuities
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
10 Dividends applied to pay renewal premiums
12 Dividends applied to purchase paidup additions and an
nuities
13 Dividends left with the company to accumulate at interest
6599849 46
32963 14
408 27
1673493 51
24308 78
189775 92
397576 00
383287 21
3704 21
177315 35
14 Total paid policyholders 9482681 85
15 Expense of investigation and settlement of policy claims
including 232552 for legal expenses 2326 52330
ComptrollerGenerals Report
16 Paid for claims on supplementary contracts not involving
life contingencies 28740 84
17 Dividends and interest thereon held on deposit surren
dered during the year 203914 75
18 Paid stockholders for interest or dividends 200000 00
19 Commissions to agents less commission on reinsurance
First years premiums 40008720 renewal premiums
50740664 annuities original 545833 total 912952 17
20 Commuted renewal commissions 14489 90
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 56932 85
23 Branch office expenses including salaries of managers and
clerks 100676 28
24 Medical examiners fees 6474040 inspection of risks
2179815 total 86538 55
25 Salaries and all other compensation of officers directors
trustees and home office employees 323711 65
26 Rent including 2500000 for companys occupancy of its
own buildings 71546 17
27 Advertising 1032424 printing and stationery 68
12980 postage telegraph telephone and express 54
89602 exchange 165496 total 135005 02
28 Legal expense 5786 08
29 Furniture fixtures and safes 13779 62
30 Repairs and expenses other than taxes on real estate 62737 29
31 Taxes on real estate 13189 77
32 State taxes on premiums 125602 65
33 Insurance department licenses and fees 9464 91
34 All other licenses fees and taxes Tax on capital stock
7565764 valuation of policies 304710 publication
fees 105503 tax on reserves 963367 U S Govern
ment tax 537475 local license or property tax 188
89855 total 283666 74
38 Other disbursements Investment expense 1166307
supplies 88772 incidentals 113914 expenses on real
estate during foreclosure 22576 total 13915 69
46 Gross loss on sale or maturity of ledger assets viz Ral
estate 392500 bonds 602250 stocks 3490425
total 44851 7
47 Gross decrease by adjustment in book value of ledger as
sets viz Bonds including 119914 for amortization
of premium 1556 64
48 Total disbursements 12194067 69
IVLedger Assets
1 Book value of real estate 597001 31
2 Mortgage loans on real estate first liens 46731662 22
3 Loans secured by pledge of bonds stocks or other collat
eral 1320470 76gi
OMPTROLLERGtENERALs REPORT
4 Loans made to polieyholders on this companys policies
assigned as collateral i
5 Premium notes on policies in force of which 146686 is
for first years premiums
6 Book value of bonds 2645147879 and stocks 3564
95272 total
7 Cash in companys office 18442 51
8 Deposits in trust companies and banks
not on interest 916957 61
9 Deposits in trust companies and banks
on interest 2136791 02
331
8160414 00
164735 36

Total
J10 Bills receivable 2207554 agents balances debit 31
69648 credit 521904 net 2647744 total
12 Total ledger assets i
NonLedger Assets
3072191 14
48552 98
90111459 28
13 Interest due 1199820 and accrued 1
13430935 on mortgages 1146307 55
14 Interest due 579100 and accrued 362
06226 on bonds
15 Interest accrued on collateral loans
I 16 Interest due on premium notes policy
loans or liens
1 17 Interest accrued on bank deposits
I 20 Rents accrued on companys property or
lease
367853 26
23823 26
163953 90
267 74
250 00
21 Total interest and rents due and accrued
23 Market value of bonds and stocks over book value
1702455 71
2490236 79
d
New Business
Renewals
25 Gross premiums due and
unreported on policies
in force December 31
1910 less reinsurance
premiums
26 Gross deferred premiums
on policies in force De
cember 31 1910 less
reinsurance premiums
27 Totals
10622 77 727103 83
51556 14 409042 48
62178 91 1138146 31CompteolleeGenebals Repobt
28 Deduct loading
9999 69
192813 32
29 Net amount of uncolleet
ed and deferred pre
miums 52179 22 943332 99 995512 21
35 aross assets 95299663 99
Deduct Assets Not Admitted
38 Agents debit balances gross 31696 48
40 Bills receivable 22075 54
41 Premium notes and loans on policies and
net premiums in excess of the net value
of their policies 48 31
42 Total
53820 33
43 Admitted assets life business 95245843 06
44 Admitted assets accident health and liability business 5772299 30
45 Total admitted assets 101018142 96
VLiabilities Surplus and Other Funds
Net present value of all the outstanding policies in force on
the 31st day of December 1910 as computed by the
company on the following tables of mortality and rates
of interest viz
2 American Experience table at 3 per cent on entire non
participating class and on participating class issued
prior to 1901 59998749 00
3 American Experience table at 3 per cent
on participating class issued in 1901
and subsequently 22343417 00
Same for reversionary additions 5797 00
22349214 00
5 Net present value of annuities including
those in reduction of premiums Give
tables and rates of interest viz Mc
Clintock Annuitants 3y2 per cent on
business issued prior to 1910 British
Annuitants 3 per cent and American
Experience 3 per cent on business is
sued in 1910 original annuities 365174 00
Same on supplementary contrets involv
ing life contingencies 61984 00
427158 00
Total 82775121 00 a
y
ComptrollerGenerals Report

6 Deduct net value of risks of this company reinsured in
other solvent companies
7 Reserve to provide for disability benefits contained in
life policies
4
8 Net reserve
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed Iff
the company
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
12 Claims for death losses in process of ad
justment or adjusted and not duei
13 Claims for death losses wihich have been
reported and no proofs received
14 Claims for matured endowments due and
unpaid
15 Claims for death losses and other policy
claims resisted by the company
16 Due and unpaid on annuity claims involv
ing life contingencies
333
29811 00
82745310 00
48839 00
82794149 00
296394 00
5860 09
98968 00
51116 00
63595 00
42618 04
64 41
17 Total policy claims
18 Due and unpaid on supplementary contracts not involving
life contingencies
19 Dividends left with the company to accumulate at inter
est and accrued interest thereon
20 Premiums paid in advance including surrender values so
applied
21 Unearned interest and rent paid in advance
22 Commissions to agents on premium notes when paid
30113 other contingent commissions 155885 total
23 Commissions to agents due and accrued
24 Cost of collection on uncollected and deferred pre
miums in excess of the loading thereon
25 Salaries rents office expenses bills and accounts due or
accrued
26 Medical examiners fees 900800 and legal fees 2650
due or accrued
27 State county and municipal taxes due or accrued
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
33 Dividends declared on or apportioned to deferred dividend
policies payable to policyholders during 1911
256361 45
150 00
519322 41
21954 99
222446 57
1859 98
3702 48
11592 84
5788 28
9034 50
440812 45
80454 16
130340 78334 ComptbollebGenebals Repobt
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies i 128 733 98
35 Reserve special or surplus funds not included above viz
Special reserve held under ten year renewable term
contracts 704525 00
37 Liabilities life business 86633532 96
38 Surplus on life business including capi
ta1 stock 8612310 70
40 Total liabilities accident health and liability business 4282609 14
42 Capital stock 2000000 00
43 Unassigned funds surplus 8102000 86
44 Total surplus as regards policyholders 10 102 000 86
45 Total liabilities accident health and other business101018142 96
Business in the State of Georgia During the Year
No Amount
16 Policies on the lives of citizens of said State
in force December 31 of previous year 3475 6566923 22
17 Policies on the lives of citizens of said State
issued during the year 479 932111 16
TotaI 3954 7499034 38
19 Deduct ceased to be in force during the year 352 745 948 00
20 Policies in force December 31 3602 6753086 38
No Amount
21 Losses and claims unpaid December 31 of pre
vious year 10 24200 00
22 Losses and claims incurred during the year 46 88 760 00
lS Jtal 56 112960 00
Zi Losses and claims settled during the year in
cash 10359120 by compromise 94080 total 50 104532 00
25 Losses and claims unpaid December 31 6 8 428 00
26 Premiums collected or secured in cash and notes or credits without any
deduction for losses dividends commissions or other expenses 19756776CompteolleeGtenebals Repoet
335

AMERICAN LIFE AND ACCIDENT INSURANCE COMPANY OF
SALISBURY MISSOURI
John W Cooper President Chas C Hammond Secretary
Principal Office Salisbury Mo
C N Garr Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year 116874 42
Extended at 116874 42
IIIncome During the Year
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 82932 20
7 Total premium income
8 Cash received for interest on mortgage loans
19 From all other sources viz Policy fees 5198088 mis
cellaneous 1001 total
82932 20
6587 38
51990 89
Total income 258384 89
IIIDisbursements for the Year

1 Cash paid for death claims including re
visionary additions t
5 Accident and health losses
7 Total net amount actually paid for losses
13 Surrender values paid in cash
1000 00
38197 00
Total paid policyholders
16 Policy fees
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance
IS Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 26000 inspec
tion of risks 3100 total
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes on new premiums
23 Cash paid for insurance department fees and agents
licenses 95145 municipal licenses 18411 total
39197 00
551 08
39748 08
51722 50
25197 70
935 37
291 00
8561 15
998 26
1135 56
336 ComptrollerGenerals Report
24 Cash paid for rent 1180 36
26 Cash paid for furniture fixtures and safes for home and
agency offices and office supplies 770 50
27 Cash paid for advertising 14793 printing 145884
total 1606 75
28 Cash paid for legal expenses 593 50
29 Cash paid for the following items viz Corporation tax
9600 surety bonds 35250 total 448 50
Officers traveling expenses 61969 postage phone tele
graph and express 203560 total 2655 29
Total miscellaneous expenses 433 01
30 Total disbursements 136277 53
IVAssets as Per Ledger Accounts
2 Loans on mortgage first liens on real estate 110731 44
3 Loans secured by pledge of bonds stocks or other market
able collaterals IT S Bond 100 00
7 Cash in companys office 1291 32
8 Cash deposited in banks 6620 12
10 Premiums in course of collection 3364 48
33 Total net or ledger assets less depreciation 122107 36
Other Assets
14 Interest duo and accrued on mortgages 2692 79
15 Interest due and accrued on bonds and
stocks 3 75
Total carried out 2696 54
20 Market value of real estate over cost 104 60
27 Furniture fixtures and safes 250000 supplies 1
00000 total 350o 00
28 Total assets as per the books of the company 128408 50
Items Not Admitted
2 Furniture fixtures and safes 2500 00
8 Supplies printed matter and stationery 1000 00
Tota 3500 00
9 Total assets less items not admitted 124 908 50
VLiabilities
3 Net legal reserve 483 00
3 Claims for losses unpaid 1 75 qqComptbollerGeneral s Report
337
11 Commissions due agents
12 Amount of National State or other taxes due
13 Amount due on account of salaries rents and office ex
penses
16 Amount of any other liability of the company viz Pre
miums paid in advance
Unearned premiums
Capital stock
Surplus
282 31
832 01
246 85
821 36
2910 58
100000 00
17462 39
19 Total liabilities 124908 50
Business in the State of Georgia During the Year
Accident and health policies in Georgia in force
December 31 of previous year 216
Number and amount of policies on the lives of citi
zens of Georgia during 1910 accident and
health 778
269 71
927 03
Total 1014 1196 74
Deduct number and amount which have ceased
to be in force during the year 823 982 29
Total number and amount of policies in force in
Georgia December 31 1910 191 214 45
Amount of losses and claims on policies in Georgia during the
year accident and health 1502 15
AMERICAN NATIONAL INSURANCE CO OF GADVESTON TEXAS
W L Moody Jr President L H Collier Secretary
Principal Office Galveston Texas
T H Jones Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 150000 00
Amount of net or ledger assets December
31 of previous year 721861 20
Extended at 721861 20
IIIncome During Year
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 324902 04
338
ComptrollerGenerals Eepobt
1 Cash received for renewal premiums
without deductions for commissions or
other expenses
2 Premium notes loans or liens taken in
part payment for renewal premiums
3 From dividends applied to pay running
premiums
3 From dividends applied to purchase paid
up additions and annuities
4 From surrender values applied to pur
chase paidup insurance and annuities
Total
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company
701511 27
17350 22
595 29
1731 64
2998 38
1049088 84
4018 85
7 Total premium income 1045069 99
8 Cash received for interest on mortgage loans 30385 68
9 Cash received for interest on bonds owned and dividends
on stock 8214 24
Cash received for interest on premium notes loans or liens 2590 66
11 Cash received for interest on other debts due the company 458 00
14 Cash received for profits on sales of bonds or stocks 400 00
17 Premium notes loans or liens restored by revival of
policies 313 03
Agents balances previously charged off 60 20
9 From all other sources viz Suspense 9290 premium
receipt books 31822 profit and loss 25988 total 671 07
Total income 1088162 87
10
18
TilDisbursements for the Year
1 Cash paid for death claims including re
visionary additions 185821 75
2 Sick and accident claims 85324 69
7 Total net amount actually paid for losses 271146 44
9 Premium notes loans or liens voided by lapse 2962 45
10 Cash dividends paid policyholders 102 82
11 Cash dividends applied to pay running premiums 595 29
12 Cash dividends applied to purchase paidup additions and
annuities 1 731 64
13 Surrender values paid in cash 10677 25
14 Special contract compensation 8 166 50
15 Surrender values used to purchase paidup insurance and
annuities 2998 38
Total paid policyholders 298380 77ComptbollebGenebal s Repobt
339
17 Cash paid for commissions and bonuses to agents less
commissions on reinsurance new policies 22065681
renewals 7622095 total 296881 76
18 Cash paid for salaries and allowances to managers and
agents 89770 02
19 Cash paid for medical examiners fees 1730756 inspec
tion of risks 139000 total 18697 56
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees 44489 05
21 Cash paid for taxes on new premiums 3211 21
22 Investigating claims 1550 93
Cash paid for insurance department fees and agents
licenses 246314 municipal licenses 275444 total 5217 58
Cash paid for rent including branch offices 6155 22
Cash paid for furniture fixtures and safes for home and
agency offices 1274 33
27 Cash paid for advertising 210966 printing 1221829
postage telegrams and express 450863 exchange
26121 total 19097 79
28 Cash paid for loan expenses other than taxes 222822
for legal expenses 210040 total 4328 62
29 Cash paid for the following items viz Bond fees
26750 traveling expenses 109527 indemnity bonds
86666 interest 3865 incidentals 48633 translat
ing and customs 18200 H Sheffield 815139
agents balances charged off 523359 agents cash
bonds returned 132826 total 17649 65
23
24
26
30 Total disbursements 806704 49
IV Assets as Per Ledger Accounts
2 Loans on mortgage first liens on real estate
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force of
which 387012 was received during the year
6 Cost value of bonds and stocks owned excluding accrued
interest at the time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Agents ledger balances of which 240000 was advanced
during the year
717075 02
42419 25
3870 12
132011 76
25 00
92469 85
15448 58
11 Total net or ledger assets 1003319 58
Other Assets
14 Interest accrued on mortgages4
15 Interest accrued on bonds and stocks
23215 17
587 50340
ompteollerGenebal s Eepoet
IS Interest accrued on other assets bank
stock dividends 3287 00
Total carried out
21 Market value of bonds and stocks over cost
New Business Renewals
23 Gross premiums due and
unreported on policies
in force December 31
1910 14477 27
24 Gross deferred premiums
on policies in force De
cember 31 1910 97 32 12712 94
Totals
25 Deduct loading
97 32
77 86
27190 21
5438 04
26 Net amount of uncollect
ed and deferred pre
miums 19 46
27 Uncollected accident premiums
21752 17
27089 67
10450 61
21771 63
9124 36
28 Total assets as per the books of the company
Items Not Admitted
1071755 85
5 Agents balances
9 Total assets less items not admitted
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1910 computed according to
the American Kxperience table of mor
tality with 3 and 3 per cent in
terest
Deduct net value of risks of this company
reinsured in other solvent companies
728856 00
1621 00
Net reinsurance reserve
Premium notes or loans on policies and
other obligations in excess of the net
value of their policies
Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due
Accident claims unpaid
Total policy claims
2512 65
12500 00
5013 00
16184 55
1055571 30
727235 00
20025 65
CoMptrollerGenerals Report 341
11 Unearned accident premiums 24142 09
12 Amount of National State or other taxes due 1035 98
13 Amount due on account of salaries rents and office ex
penses 995 58
16 Amount of any other liability of the company viz Pre
miums paid in advance 234554 interest paid in ad
vance 93987 total 3285 41
Commissions due to agents 389670 medical fees
85040 suspended mortality account Cuban business
126500 Board contracts 493564 agents cash bonds
37500 total n322 74
17 Liabilities on policyholders account 789042 45
18 Gross surplus on policyholders account 266528 85
19 Total liabilities 1055571 30
VIPremium Note Account
1 Premium notes loans or liens on hand
December 31 of previous year 4398 78
2 Premium notes loans or liens received
during the year on old policies 17350 22
Total 00
Deductions during the year as follows Voided by lapse
264942 redeemed by maker in cash 1522946 total 17878 88
Balance note assets at end of the year 3870 12
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 1297 1940000 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 875 1097500 00
Tota 2172 3037500 00
Deduct number and amount which have ceased
to be in force during the year 848 1142000 00
Total number and amount of policies in force in
Georgia December 31 1910 1324 1895500 00
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 3 4500 00342
ComptrollerGenerals Report
Accident claims
Amount of losses and claims on policies in Georgia
incurred during the year 13
2518 00
23000 00
Total
16 30018 00
Amount of losses and claims on policies in Georgia
paid during the year 24018 00
Amount of premmms collected or secured in Georgia during the year with
out any deduction for losses dividends commissions or other ex
penses Cash 7540953 notes or credits 514393 total 8055346
AMERICAN NATIONAL LIFE INSURANCE CO OP LYNOHBURG VA
W A Taylor President N M Jordail Secretary
Principal Office Lynchburg Va
Hon W A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year 276658 44
Extended at
IIIncome During the Year
276658 44
1 Cash received for premiums on new poli
cies without deductions for commissions
or other expenses
1 Cash received for renewal premiums
without deductions for commissions or
other expenses
3 Prom dividends applied to pay running
premiums
Total
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 246264
renewals 192735 total
68993 17
123018 40
2049 37
194060 94
4389 99
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loas or liens
11 Cash received for iterest on deposits in bank
189670 95
11679 16
1000 53
1154 09
424 11ComptrollerGenerals Report 343
18 Reserve on business reinsured 10067 01
19 From all other sources viz Interest account capital
stock notes 2130 31
Total income 216126 16
IIIDisbursements for the Year
1 Cash paid for death claims including re
visionary additions 22500 00
6 Deduct amount received from other com
panies for losses or claims on policies
of this company reinsured
3000 00
980 78
137 73
2049 37
2869 12
7 Total net amount actually paid for losses 19500 00
9 Premium notes loans or liens used in purchase of surren
dered policies voided by lapse
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running
premiums
13 Surrender values paid in cash
Total paid policyholders
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 4850198
renewals 570539 total
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 733853 inspec
tion of risks 69800 total
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes on new premiums
23 Cash paid for insurance department fees and agents
licenses
24 Cash paid for rent including 185300 companys occu
pancy and 69S72
25 Cash paid for State and city taxes
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 191845 printing 233815
postage etc 166048 exchange 8394 total
28 Cash paid for legal expenses
29 Interest paid policyholders account dividends
Agents balances charged off
30 Total disbursements
25537 00
54207 37
4941 43
8036 53
17706 81
1794 13
667 33
2551 72
2290 38
2260 25
6001 02
1038 84
2 99
177 45
127213 25
344
ComptrollerGeneral s Report
IVAssets as Per Ledger Accounts
2 Loans on mortgage first liens on real estate 228865 79
3 Loans secured by pledge of bonds stocks or other market
able collaterals 10455 82
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 20204 80
5 Premium notes loans or liens on policies in force of
which 22758 was received during the year 14616 57
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 18543 75
7 Cash in companys office 1492 66
8 Cash deposited in banks 31708 38
9 Bills receivable 28636 71
10 Agents ledger balances 10702 93
Suspense account reinsurance to be refunded 343 94
11 Total net or ledger assets 365571 35
Other Assets
14 Interest accrued on mortgages
15 Interest accrued on bonds
16 Interest accrued on collateral loans
17 Interest accrued on stock
18 Interest accrued on other assets
5384 28
270 00
458 22
25 00
1122 38
Total carried out
23 Gross premiums due and
unreported on policies
in force December 31
1910
24 Gross deferred premiums
on policies in force De
cember 31 1910
Totals
25 Deduct loading
New Business
26 Net amount of uneollect
ed and deferred pre
miums
Kxtended at
27 Furniture fixtures safes and supplies
Renewals
2524 43 13362 26
460 41 1105 74
2984 84
2073 62
911 22
14468 00
3820 72
10647 28
7259 88
11558 50
6249 54
28 Total assets as per the books of the company 390639 27CoMPTKOLLERGrEK EEAL s BePORT
345
Items Not Admitted
2 Furniture fixtures and safes
3 Collateral loans Moorefield Bishop
5 Agents balances
6 Premium notes and loans on policies and
net premiums in excess of the net value
of their policies
7 Bills receivable
8 Supplies printed matter and stationery
Total
9 Total assets less items not admitted
3749 54
2855 82
10702 93
2425 35
28636 71
2500 00
50870 35
339768 92
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed to The Actu
aries Table of Mortality with four
per cent interest
Deduct net value of risks of this company
reinsured in other solvent companies
Net reinsurance reserve
3 Claims for death losses due and unpaid
reported and no proof secured
190902 00
2038 00
188864 00
2000 00
Total policy claims
10 Amount of all unpaid dividends of surplus
or other description of profits due pol
icyholders
13 Amount due on account of salaries rents and office ex
penses
14 Amount due by the company for medical fees
15 Amount due for State county and municipal taxes due
or accrued
17 Liabilities on polieyholders account
21 Estimated surplus accrued on all other policies
Capital stock
1 Premium notes loans or liens on hand De
cember 31 of previous year
14049 62
2000 00
6721 51
782 08
630 00
1132 53
200130 12
39638 80
100000 00
Total liabilities 339768 92
VIPremium Note Account346
ComptbollebGtenebals Eepoet
2 Premium notes loans or liens received dur
ing the year on new policies 91287
on old policies 2771382 total
28626 69
Total
Deductions during the year as follows Voided by lapse
665442 redeemed by maker in cash 2140532 total
42676 31
28059 74
Balance note assets at end of the year 14 616 57
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year
Number and amount of policies on the lives of citi
zens of Georgia issued during the year
287 459000 00
70 116500 00
Total
357 575500 00
Ueduct number and amount which have ceased to be
in force during the year ig5
Total number and amount of policies in force in
250500 00
Georgia December 31 1910 192 325000 00
Amount of premiums collected or secured in Georgia during the year in
cash or notes or credits without any deduction for losses dividends
commissions or other expenses 1388033
THE BANKERS RESERVE LIFE COMPANY OP OMAHA NEBRASKA
B H Robison President
R C Wagner Secretary
Home Office Omaha Nebraska
Wm A Wright Atlanta Attorney for Service in Georgi
ICapita Stock
1 Amount of capita paid
up in cash 100000 00
2 Amount of ledger assets December 31
of previous year 2023660 14
4 Extended at
2023660 14COMPTKOLLERGrENEKAL s BEPORT 347
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 64364 for first
years reinsurance 159412 84
7 Total first years premiums on original
policies 159412 84
8 Dividends applied to purchase paidup ad
ditions and annuities 410 27
9 Surrender values applied to purchase
paidup insurance and annuities 2037 40
12 Total new premiums 161860 51
13 Renewal premiums without deduction for
commissions or other expenses less 5
43942 for reinsurance on renewals 721225 69
14 Dividends applied to pay renewal pre
miums 95784 60
18 Total renewal premiums 817010 29
19 Total premium income 978870 80
21 Dividends left with the company to accumulate at interest 1012 33
23 Gross interest on mortgage loans less
27815 accrued interest on mortgages
acquired during 1910 25653 25
25 Gross interest on bonds and dividends on
stocks less 86745 accrued interest on
bonds acquired during 1910 57527 20
26 Gross interest on premium notes policy
loans or liens 24364 35
27 Gross interest on deposits in trust com
panies and banks 1605 75
33 Total gross interest and rents 109150 55
35 Suspense items credited 1274 48
40 From agents balances previously charged off 369 11
43 Total income 1090677 27
IIIDisbursements
1 For death claims less 500000 reinsur
ance 107387 00
3 Net amount paid for losses 107387 00
5 Premium notes voided by lapse less 525709 restorations 14874 58348
omptbollerGenebals Repoet
6 Surrender values paid in cash or applied in liquidation of
loans or notes 43760 53
8 Surrender values applied to purchase paidup insurance
and annuities 2 037 40
9 Dividends paid to polieyholders in cash or applied in
liquidation of loans or notes 820 35
10 Dividends applied to pay renewal premiums 95784 60
12 Dividends applied to purchase paidup additions and an
nuities 410 27
13 Dividends left with the company to accumulate at interest 1012 33
14 Total paid polieyholders 266087 06
15 Expense of investigation and settlement of policy claims 229 68
18 Paid stockholders for interest or dividends 10000 00
19 Commissions to agents less commission on reinsurance
First years premiums 11814609 renewal premiums
1562870 total 133774 79
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 34355 25
24 Medical examiners fees 938250 inspection of risks
388459 total 13267 09
25 Salaries and all other compensation of officers directors
trustees and home office employees 48 167 40
26 Bent 2700 00
27 Advertising 300182 printing and stationery 501210
postage telegraph telephone and express 484442 ex
change 69169 total 13550 03
28 Legal expense lj303 50
29 Furniture fixtures and safes 595 oi
32 State taxes on premiums 14659 72
33 Insurance department licenses and fees 1 659 37
34 All other licenses fees and taxes viz Local licenses
20000 State bonds 7000 publication of statements
41302 total 683 02
38 Other disbursements viz Loss and gain items 29490
investment expenses 21218 surety bond premiums
17788 office expense 274401 traveling expense 2
2S340 TJ S Government excise tax 179721 local
taxes 6338 total 7 872 96
45 Agents balances charged off 1957 82
48 Total disbursements 550 862 70
TVLedger Assets
2 Mortgage loans on real estate first liens 624300 00
4 Loans made policyiholders on this companys policies as
signed as collateral 325 281 40
5 Premium notes on policies in force 74680 81ComptrollerGenerals Eeport
6 Book value of bonds
7 Cash in companys office 73757 deposits in trust com
panies and banks on interest 13668803 total
10 Agents balances debit 229100 credit 21138 net
12 Total ledger assets
349
1379707 28
137425 60
2079 62
2563474 71
NonLedger Assets
13 Interest accrued on mortgages
14 Interest accrued on bonds
16 Interest accrued on premium notes pol
icy loans or liens
11040 31
11116 85
2049 55
21 Total interest accrued
Renewals
25 Gross premiums due and unreported on
policies in force December 31 1910 20919 86
26 Gross deferred premiums on policies in
force December 31 1910 1011 40
24206 71
27 Totals
28 Deduct loading
21931 26
5779 24
29 Net amount of uncollected and deferred premiums
35 Gross assets
Deduct Assets Not Admitted
38 Agents debit balances gross
45 Admitted assets
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the com
pany on the following tables of mortal
ity and rates of interest viz
1 Actuaries table at 4 per cent 1849999 00
2 American Experience Table at 3 per
cent KKeig 00
Total 201361100
6 Deduct net value of risks of this company
reinsured in other solvent companies 3742 00
16152 02
2603833 44
2291 00
2601542 44
g Net reserve
2009869 00350
ComptrollerGeneral s Report
10 Liability oti policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
13 Claims for death losses which have been
reported and no proofs received 10 500 00
15 Claims for death losses and other policy
claims resisted by the company 1 250 00
17 Total policy claims
19 Dividends left with the company to accumulateat inter
est and accrued interest thereon
20 Premiums paid in advance including surrender values
so applied
21 Unearned interest and rent paid in advance
26 Medical examiners fees
27 State county and municipal taxes due or accrued
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
36 United States Government corporation excise tax on net
earnings
44 Capital stock
45 Unassigned funds surplus
1390 36
11750 00
1090 00
5417 77
8699 32
941 00
15034 28
2145 22
2042 76
100000 00
443162 73
46 Total
2601542 44
VTPremium Note Account
1 Premium notes loans or liens on hand De
cember 31 of previous year 61 955 64
2 Received during the year on old policies 157294 90
Total
4 Deductions during the year as follows Voided by lapse
14874 58 redeemed by maker in cash 129695 24
total
219250 63
144569 82
10 Balance of note ivs it
74680 81
KT
J W Peak Secretary
at end of year i
CITIZENS NATIONAL LIFE INSURANCE CO OE ANCHORAGE
Chas D Pearce President
Principal Office Anchorage Kt
E L Moore Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash on basis
change made January 1
457897 50
1911ComptrollerGenerals Beport
351
Amount of capital sub
scribed but unpaid or
partly paid 292102 50
Amount of net or ledger assets May 23
1910
Increase of capital during 1910
1797114 24
64308 75
Extended at 1861422 99
IIIncome During the Year
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses
2 Premium notes loans or liens taken in
part payment for premiums on new pol
icies
3 From premiums applied to pay running
premiums
4 From surrender values applied to pay run
ning premiums
Total
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 2259
renewals 171596 total
38391 00
295859 83
18891 07
178 94
353320 84
1738 55
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
13 Cash received for rents for use of companys property
including 650000 for companys own occupancy
19 From all other sources viz Surplus from sale of stock
36629972 inspection of loans 120396 trustees fees
5000 profit on sale of ledger assets 4245 surplus
created by reduction of capital stock 58415875 total
351582 29
11804 62
10027 50
11957 66
15824 56
6875 00
951754 88
Total income 1359826 51
IIIDisbursements for the Year
31000 00
1 Cash paid for death claims including re
visionary additions
7 Total net amount actually paid for losses
8 Cash paid to annuitants
31000 00
93 98352
omptrollerGenebal s Report
9 Premium notes or liens voided by lapse
10 Cash dividends paid polieyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums
Total paid polieyholders
16 Cash paid stockholders for dividends
17 Cash paid for commissions and bonuses to agents less
commision on reinsurance new policies 2207169 re
newals 465030 total
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 619850 inspec
tion of risks 120336 total
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
22 Cash paid for taxes on reserves and investments
23 Cash paid for insurance department fees and agents
licenses
24 Cash paid for rent including 650000 companys occu
pancy
26 Cash paid for furniture fixtures and safes for home and
cy offices
27 Cash paid for advertising 923278 printing 1259141
total
28 Cash paid for real estate expenses other than taxes
41949 for legal expenses 112003 total
9 Cash paid for the following items viz Policy claim ex
pense 89220 postage telephone telegraph and ex
press 767640 exchange 52346 traveling expenses
889517 stock commissions 3802192 general ex
pense 668426 allowance for organization 7193750
stock dividend Citizens Life 17226000 loss on
ledger assets 1009353 suspense items disbursed 4
04916 service contract compensation 2524457 total
SO Total disbursements
104 49
143 48
18891 I 07
443 60
36687 26
178 94
87542 82
17322 00
26721 99
50002 79
7401 86
85428 88
7945 13
6197 24
9787 85
4588 46
21824 19
1539 52
346278 17
672580 90
IVAssets as Per Ledger Accounts
1 Ost value of real estate exclusive of all incumbianees
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collaterals
4 Loans made in cash to polieyholders on this companys
policies assigned as collateral
70131 00
467030 00
71350 00
394849 22CoMPTROLLERGrENERAL s REPORT
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
T Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
Accounts receivable 27825 stock notes 36440367
balance on subscriptions 661400 total
11 Total net or ledger assets
12 Deduct depreciation fromcost of assets to bring same to
market value
353
102307 07
531695 00
315 00
454787 36
100 00
84808 03
371295 92
2548668 60
11437 50
13 Total net or ledger assets less depreciation 2537231 10
Other Assets
14 Interest accrued on mortgages 8503 41
15 Interest accrued on bonds and stocks 1440 79
16 Interest accrued on collateral loans 2347 34
17 Interest accrued on premium notes loans
or liens 931 59
18 Interest accrued on other assets 500 00
Total carried out
20 MaTket value of real estate over cost
New Business Renewals
23 Gross premiums due and
unreported on policies
in force December 31
1910 16884 91 48257 63
24 Gross deferred premiums
on policies in force De
cember 31 1910 2037 65 7578 84
Totals
25 Deducting loading 61 per
cent actual o n
new and 22 per
cent actual on re
newals
18922 56 55836 47
11602 59 12313 63
26 Net amount of uncollect
ed and deferred pre
miums
Extended at
7319 97 43522 84
13723 13
50830 00
50842 81354
ComptrollerGenerals Beport
27 Furniture fixtures and safes 1050000 premium notes
in addition to item 5 530549 nonledger stock
notes 38607000 total 401875 49
28 Total assets as per the books of the company 3054502 53
Items Not Admitted
1 Companys stock owned in excess of par
value 158585 00
2 Furniture fixtures and safes 10500 00
3 Premiums notes and loans on policies and
net premiums in item 26 in excess net
value of policies 9249 11
4 Accounts receivable 278 25
5 Agents balances 90059 78
6 Deposits in bank in liquidation 14545 56
7 Bills receivable 100 00
8 Stock notes and balances ledger and non
ledger 757087 67
Total 1040405 37
9 Total assets less items not admitted 2014097 16
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
The American Experience Table of Mor
tality with 3 and 3 per cent interests 1243554 00
Deduct net value of risks of this company
insured in other solvent companies 16787 00
Net reinsurance reserve 1 226 767 00
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 10000 00
6 Claims for death losses and other policy
claims resisted by the company 3750 00
Total policy claims 13 750 00
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 4 713 77
11 Amount of unpaid dividends to stockholders 2556 50
12 Amount of National State or other taxes due 4 500 09
13 Amount due on account of salaries rents office expenses
medical fees bills and accounts 5594 30
ComptrollerGenerals Report 355
16 Amount of any other liability of the company viz
Premiums paid in advance 15604 interest paid in ad
vance 950534 commissions due agents wlhen notes
are paid 110814 service contract commissions due
and accrued 4771726 items in suspense 182326
reinsurance premiums accrued 97458 liability on ac
count of Owensboro Savings Bank case 2254422 par
tial payments made on stock notes 3526007 total 119088 91
17 Liabilities on polieyholders account 1376970 57
18 Gross surplus on polieyholders account 637126 59
19 Total liabilities 2014097 16
VIPremium Note Account
1 Premium notes loans or liens on hand
May 23 1910 54224 99
2 Premium notes loans or liens received dur
ing the year on new policies 510515
on old policies 89742 33 total 94847 48
Total 149072 47
Total reduction of premium note account 46765 40
Balance note assets at end of the year 102307 07
Business in the State of Georgia During the Year
Number and amount of policies on the lives of citi
zens of Georgia in force May 23 1910 427 1158700 00
FnraliC and amount of policies on the lives of citi
zens of Georgia issued during the year 343 901046 00
Total 770 2059746 00
Deduct number and amount which have ceased to be
in force during the year 116 308305 00
Total number and amount of policies in force in
Georgia December 31 1910 654 1751441 00
THE COIUMBIA LIFE INSURANCE COMPANY OP CINCINNATI O
Felix G Cross President Sumner M Cross Secretary
Home Office Cor 4th and Elm Cincinnati Ohio
TCaital Stock
1 Amount of capital paid
up in cash 181439 48356
omptbollerGenebal s Report
2 Amount of ledger assets December 31
of previous year 562218 12
3 Increase of capital during the year 3239 48
4 Extended at 565457 60
IIIncome
5 First years premiums on original poli
cies without deduction for commissions
or other expenses less 46056 for first
years reinsurance 30870 98
7 Total first years premiums on original
policies 30870 98
9 Surrender values applied to purchase paid
up insurance and annuities 2114 93
10 Consideration for original annuities in
volving life contingencies 100 00
12 Total new premiums 33085 91
13 Renewal premiums without deduction for
commissions or other expenses less 5
44767 for reinsurance on renewals 103122 37
14 Dividends applied to pay renewal pre
miums 5367 67
16 Surrender values applied to pay renewal
premiums 68 98
18 Total renewal premiums 108559 02
19 Total premium income 141644 93
21 Dividends left with the company to accumulate at in
terest 826 87
23 Gross interest on mortgage loans 15102 29
25 Gross interest on bonds and dividends on stoeks less
17917 accrued interest on bonds acquired during 1910 6915 81
20 Gross interest on premium notes policy loans or liens 2981 25
27 Gross interest on deposits in trust companies and banks 1263 62
28 Gross interest on other debts due the compauy viz
Interest on overdue interest 16081 interest on stock
note 2500 interest on traveling expense debit 220
total 188 01
34 From other sources viz Premium on capital stock 11
00000 health and accident department income 35
39816 premiums with applications 33296 nineteen
deferred installments on death loss 360000 sundry
creditors 1382 total 50344 94
41 Gross profit on sale or maturity of ledger assets viz
fiends 25 00
43 Total income 219 292 72 omptrollerGteneeals Report
111Disbursements
For death claims 15723 61
357
10
13
Net amount paid for losses
For annuities involving life contingencies
Surrender values paid in cash or applied in liquidation
of loans or notes
Surrender values applied to pay renewal premiums
Surrender values applied to purchase paidup insurance
and annuities
Dividends applied to pay renewal premiums
Dividends left with company to accumulate at interest
14 Total paid policyholders
16 Paid for claims on supplementary contracts not involving
life contingencies
17 Dividends and interest thereon held on deposit surren
dered during the year
19 Commissions to agents less commission on reinsurance
First years premiums 1887074 renewal premiums
771265 total
21 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
Branch office expenses including salaries of managers
and clerks
Medical examiners fees 577950 inspection of risks
23295 total
Salaries and all other compensation of officers directors
trustees and home office employees
Bent including 150000 for companys occupancy of its
own buildings
Advertising 83261 printing and stationery 338068
postage telegraph telephone and express 154956 ex
change 184 total
Legal expen ses
Furniture and fixtures and safes
State taxes on premiums
33 Insurance department licenses and fees
34 All other licenses fees and taxes viz Chattel taxes
Ohio
38 All other disbursements viz Discount on note 4583
discount on premiums 2287 mortuary loan expenses
2910 general expense 75860 traveling expense ad
ministration 156865 commission on stock sale
5000 return premium liability 1200 health and ac
cident department disbursements 32545 75 total
22
23
21
25
26
27
28
29
32
15723 61
60 11
16374 88
68 98
2114 93
5367 67
826 87
40537 05
250 00
342 72
26583 39
6040 87
3511 72
3234 07
6012 45
24243 30
1500 00
5764 69
1324 32
2500 00
37 73
85 45
42 51
35032 80358
ComptrollerGenerals Report
4o Advance stock sales 15000 advertising ordinary 3
46216 total 3612 16
46 Gross loss on sale or maturity of ledger assets viz Bonds 141 99
48 Total disbursements
160797 22
IVLedger Assets
2 Mortgage loans on real estate first liens
4 Loans made to polieyholders on this companys policies
assigned as collateral
6 Book value of bonds
7 Cash in companys office
8 Deposits in trust companies and banks not on interest
9 Deposits in trust companies and banks on interest
10 Bills receivable 38420 agents balances debit 71536
health and accident 940223 ordinary total 10
11759 credit 254 net 1011505 total
11 Furniture and fixtures 245054 commuted premium
loans 4757744 total
297260 00
35393 93
190754 61
1061 43
500 00
38455 90
10499 25 I
50027 98
12 Total ledger assets 623953 10
NonLedger Assets
13 Interest due 164350 and accrued 4
68261 on mortgages 6326 11
14 Interest accrued on bonds i 376 11
16 Interest accrued on premium notes policy loans and com
mission premium loans 8 684 77
17 Interest due on other assets viz Bank
balances
297 69
21 Total interest and rents due and accrued
25 Gross premiums due and
unreported on policies
in force December 31
1910 less reinsurance
premiums
26 Gross deferred premiums
on policies in force De
cember 31 1910 less
reinsurance premiums
New Business Renewals
9149 37
13059 38
13987 56
5168 58
27 Totals
22208 75 19156 14
16684 68
81
omptrollerGenerals Rkpobt
28 Deduct loading 55 per
cent on new busi
ness and 18 per cent
on renewals
12214 81
3543 89
9993 94 15612 25
29 Net amount of uncollect
ed and deferred pre
miums
Extended at
30 All other assets viz Unpaid premiums health and acci
dent department less cost of collection
359
25606 19
334 34
35 Gross assets 666578 31
Deduct Assets Not Admitted
37 Furniture fixtures and safes 2450 54
38 Agents debit balances gross 10117 59
40 Bills receivable 384 20
42 Book value of ledger assets over market
value viz Bonds 3563 65
Total 16515 98
45 Admitted assets 650062 33
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the com
pany on the following tables of mortal
tality and rates of interest viz
1 Actuaries table at 4 per cent on inter
state assurance business issued during
1900 and 1901 88561 00
2 American Experience table at 3 per
cent on interstate insurance business
issued fTom November 1 1901 to Aug
ust 13 1904 91098 00
3 American Experience table at 3xo per
cent on Columbia business issued from
1903 to date 216015 00
5 Net present value of annuities includ
ing those in reduction of premiums
For reduction of premiums 476 00
Total 446150 00360
ComptrollerGenerals Report
6 Deduct net value of risks of this company
reinsured in other solvent companies
5265 00
7 Reserve to provide for health and acci
dent benefits contained in life policies
440885 00
90 68
8 Net reserve
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the actuary of the Ohio State Department
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
11 Claims for death losses due and unpaid
executor not appointed 2000 00
15 Claims for death losses or other poliey
claims resisted by the company 1000 00
440975 68
6334 00
139 17
17
19
20
21
23
25
27
31
35
39
44
45
Total policy claims
Dividends left with the company to accumulate at inter
est and accrued interest thereon
Premiums paid in advance including surrender values
so applied
Unearned interest and rent paid in advance
Commissions to agents due or accrued
Salaries rent office expenses bills and accounts due or
accrued
Medical examiners fees
State county and municipal taxes due or accrued
Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
Reserve special or surplus funds not included above viz
Health and accident reserve 154029 health and acci
dent premiums paid in advance 89793 health and ac
cident claims not adjusted estimated 154299 total
All other liabilities viz Reinsurance 6032 premiums
to be refunded 4400 premiums with applications
policy not issued 33296 due otheT companies 1382
total
Capital stock
lT7iassigned funds surplus
3000 00
3317 so
765 54
803 29
1020 30
522 57
40 00
290 14
482 07
3981 21
451 10
181439 48
6499 98
46 Total
650062 33ComptrollerGenerals Beport
361
Business in the State of Georgia During the Year
No Amount
16 Policies on the lives of citizens of said State
in force December 31 of previous year 2321 2803168 00
17 Policies on the lives of citizens of said State
issued during the year 5578 1602318 00
7899
2768
4405486 00
1011167 00
15023 61
18 Total
19 Deduct ceased to be inforce during the year
20 Policies in force December 31 5131 3394319 00
No Amount
22 Losses and claims incurred during year 26 17023 61
24 Losses and claims settled during the year in
cash 1129861 by compromise 12500 un
paid installments 360000 total
25 Losses and claims unpaid December 31 no ad
ministrator for estate appointed 2000 00
26 Premiums collected or secured in cash and notes or credits without
any deduction for losses dividends commissions or other expenses
10225681
COLUMBIAN NATIONAL LIFE INSURANCE COMPANY OP
BOSTON MASS
Arthur E Childs President Wm H Brown Secretary
Principal Office 176180 Federal St Boston Mass
Alfred C Newell Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 1000000 00
Amount of net or ledger assets December
31 of previous year 5153796 62
Decrease account accident and health pre
miums in course of collection December
31st 1901 10322 20
Extended at 5143474 42
IIIncome During the Year
1 Cash received for premiums on new poli
cies without deductions for commissions
or other expenses 304890 04
IV Cash received for renewal premiums
without deductions for commissions or
other expenses 913763 32362 ComptbollebGtenebals Report
2 Premium notes loans or liens taken in
part payment for premiums on new
policies 48264 09
2 Premium notes loans or liens taken in
part payment for renewal premium 151653 95
3 Prom dividends applied to pay running
premiums 35137 78
3 Prom dividends applied to purchase paid
up additions and annuities 2139 72
4 Prom surrender values applied to pay run
ning premiums 1010 08
4 From surrender values applied to pur
chase paidup insurance and annuities 18513 97
5 Consideration for annuities other than
matured installment policies 2326 70
Total 1277699 65
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 163914
renewals 732483 total 8963 97
7 Total premium income life 1268735 68
8 Cash received for interest on mortgage loans 65429 35
9 Cash received for interest on bonds owned and dividends
on stock 110242 54
10 Cash received for interest on premium notes loans or liens 29819 76
11 Casih received for interest on other debts due the company 6786 00
14 Cash received for profits on sales of bonds or stocks
16050 mortgages 111928 total 1279 78
19 Prom all other sources viz Accident and health depart
ment premiums 98876 83
20 Advance deposits account pending insurance 1665 72
21 Agents balances previously charged off 10 00
22 Increase by adjustment in book value of bonds 1582 99
Total income 1584428 65
TTIDisbursements for the Year
1 Cash paid for death claims including re
visionary additions 275433 21
5 Cash paid for sums falling due during the
year on installment policies 1000 00
Total 276433 21
6 Deduct amount received from other com
panies for losses or claims on policies of
this company reinsured 25314 46
7 Total net amount actually paid for losses 251118 75 omptroklerGenebal s Bepoet
363
9 Premium notes loans or liens used in purchase of surren
dered policies 136108 voided by lapse 2110109
less 99692 revived
9 Premium notes loans or liens used in payment of divi
dends to polieyholders
10 Cash dividends paid polieyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums
15 Surrender values applied to purchase paidup insurance
and annuities

10
17
28
29
Total paid to polieyholders
Cash paid to stockholders for interest on dividends
Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 5430798 re
newals 3477429 commuted renewal commission 4
50717 total
Cash paid for salaries and allowances to managers and
agents and branch office expense
Cash paid for medical examiners fees 1111587 inspec
tion of risks 346197 total
Cash paid for salaries and all other compensation of offi
cers and other home office employees
Cash paid for taxes on premiums
Cash paid for insurance department fees and agents
licenses 362170 municipal licenses 82546 total
Cash paid for rent less 179262 received under sublease
Investigating death claims including 125750 legal ex
pense
Cash paid for furniture fixtures and safes for home and
agency offices
Cash paid for advertising 325863 printing 750626
postage telegraph and telephone etc 1110415 total
Cash paid for legal expenses
Cash paid for the following items viz Home office ex
pense and traveling
Agents balances charged off 2938942 decrease by ad
justment book value of bonds 768525 total
Accident and health department including 4405121
losses and 2727475 commissions
22462 17
3901 57
5268 90
35137 78
2139 72
119648 69
1010 08
18513 97
456754 97
70000 00
93589 44
115048 96
14577 84
84385 67
15056 94
4447 16
30667 68
3352 48
1735 05
21869 04
3163 55
12450 04
37074 67
104205 46

30 Total disbursements
IVAssets as Per Ledger Accounts
2 Loans on mortgage first liens on real estate
1458100 00364
ComptrollerGenerals Beport
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force of
which 2477991 was received during the year
i lost value of stocks and bonds owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Caslh deposited in banks
9 Bills receivable
10 Agents ledger balances Dr 4397188 Cr 44911 net
Contingent funds subject to draft by cashiers
Accident and health premiums in course of collection
572857 41
97131 94
3169210 47
4302 81
268336 80
30449 70
43522 77
500 00
12112 23
13 Total ledger assets as per balance above 5656524 12
Other Assets
14 Interest accrued on mortgages 15814 96
15 Interest accrued on bonds and stocks 40715 98
17 Interest due 223691 and accrued 2
55971 on premium notes loans or liens 4796 62
18 Interest due 17582 and accrued 8729
on bank balances 263 11
Total carried out
New Business
Renewals
23 Gross premiums due and
unreported on policies
in force December 31
1910
24 Gross deferred premiums
on policies in force De
cember 31 1910
Totals
25 Deducting loading aver
age 183 per cent
26 Net amount of uncollect
ed and deferred pre
miums
Extended at
17883 69 108227 14
7648 94
55618 84
25532 63 163845 98
4672 47 30264 86
20860 16 133581 12
61590 7
28 Total assets as per the books of the company
Items Not Admitted
2 Deposited in banks in hands of receivers
3 Book value of bonds and stocks over mar
ket value
154441 28
5872556 07
367 77
92022 47ComptbollebGeneeals Eepoet
365
4 Cash advanced to or in the hands of offi
cers or agents contingent funds
5 Agents balances debit
6 Loading on premium notes
7 Bills receivable
8 Accident and health premiums in eourse
of collection written prior to October
1 1910
500 00
43971 88
17775 15
30449 70
982 63
Total
9 Total assets less items not admitted
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
the American Experience Table of Mor
tality with 3 per cent interest by
Massachusetts Insurance Department
Deduct net value of risks of this company
reinsured in other solvent companies
186069 60
5686486 47
4048400 00
4314 00
5
Net reinsurance reserve
3 Claims for death losses due and unpaid
4 Claims for death losses reported no proof
received
Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due
6 Claims for death losses and other policy
claims resisted by the company
8 Present value of unpaid amounts on ma
tured installment policies
Liability on policies cancelled upon which
a surrender value may be demanded
4044086 00
9
420 66
20432 50
1760 00
2960 50
15937 00
1853 02
Total policy claims
10 Amount of all unpaid dividends due policyholders upon
payment of outstanding and deferred premiums
11 American Investment Securities Co
12 Amount of National State or other taxes accrued
13 Amount due on account of salaries rents and office ex
penses
14 Balance from sale at foreclosure OBrien mortgages
15 Held on account of pending insurance
16 Amount of anv other liability of the company viz Pre
miums paid in advance 424906 interest paid in ad
vance 755110
433663 68
7037 94
21943 51
8301 65
3674 59
3773 03
8665 72
11800 16366 ComptrollerGenerals Report
Accident and health department including unearned pre
miums 4077635 losses 729500 commissions 3
45017 5384019
17 Liabilities on policyholders account 4206 486 47
18 Gross surplus on policyholders account including capital
stock 100000000 1480000 00
19 Total liabilities TlwTr
VIPremium Note Account
1 Premium notes loans or liens on hand De
cember 31 of previous year 98 ggs Q2
2 Premium notes loans or liens received
during the year on new policies 48
26409 on old policies 15165395 total 199918 04
3 Restored by revival of policies 996 92
tal 299579 98
Amount ot notes loans or liens used in
purchase of surrendered policies 1361 08
Amount of notes loans or liens voided
by laPse 22098 01
Amount of notes loans or liens used in
payment of dividends to policyholders 3901 57
Amount of notes loans or liens redeemed
by maker in cash 175087 38
Total reduction of premium note account 202 448 04
Balance note assets at end of the year 97131 94
Life BusinesB in the State of Georgia During the Year
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 376 Q
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 202 534 338 00
Ttal 1 578 1502765 00
Deduct number and amount which have ceased to be
in force during the year 87 199545 00
Total number and amount of policies in force in
Georgia December 31 1910 491 1303220 00
Amount of premums collected or secured in Georgia during the year in
cash and notes or credits without any deduction for losses dividend
lTZTS r ther exPenses viz a 2482407 notes or credits
1096969 total 3579376 life 916470 accident and healthCompteolleeGtenerals Bepoet 367
COMMERCIAL LIFE INSURANCE AND CASUALTY COMPANY OP
SAVANNAH GEORGIA
Wm W Williamson President C A Langford Secretary
Principal Office Savannah Georgia
ICapital Stock
1 Amount of capital stock paid up in cash 188090 00
2 Amount of surplus paid up in cash 94047 00
Extended at 282140 00
IIIncome Luring the Year
1 Cash received for premiums on new poli
cies without deductions for commissions
or other expenses 8054 20
Total 8054 20
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 46 60
7 Total premium income 8007 60
10 Cash receiped for interest on premium notes loans or liens 145 65
11 Cash received for interest on other debts due the com
pany stock subscriptions 1j799 87
19 Prom all other sources viz Premuims paid in advance
13233 overpayment by agent 36 cents 132 69
Total income 10085 81
IIIDisbursements During the Year
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 4253 51
18 Cash paid for salaries and allowances to managers and
agents agency supervision 513908 traveling ex
penses of agents 13488 total 5273 96
19 Cash paid for medical examiners fees 64000 inspection
of risks 18820 total 828 20
2d Cash paid for salaries and all other compensation of offi
cers and other home office employees 6033 60
23 Cash paid for insurance department fees and agents
licenses 16250 municipal licenses 18650 total 349 00
24 Cash paid for rent 621 38
26 Cash paid for furniture fixtures and safes for home and
agency offices 733 80
368 omptrollerGenebal s Report
27 Cash paid for advertising 45354 printing stationery
and supplies 195408 total
28 Cash paid for legal expenses
29 Cash paid for the following items viz Organization ex
penses traveling and hotels 197475 books and ink
or to journals 6736 postage 31543 express freight
and dray age 4033 telegraph and telephone 8996
traveling expenses of officers and employees 10060
fidelity bond premiums 13750 exchange 7991 mis
rellaneous repairs signs lettering etc 72207 total
30 Total disbursements
IVAssets as Per Ledger Accounts
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in company s office
8 Cash deposited in hanks
9 Bills receivable stock subscription only
10 Advances to agents and agency supervisors
13 Total net or ledger assets
Other Assets
15 Indies due on bonds 2170 00
16 Interest accrued on certificates of deposit 32 22
18 Interest due on funds in bank savings
department 437 59
19 Interest due on bills receivable 40 34
Total carried out
21 Market value of bonds and stocks over cost
New Business
24 Gross deferred premiums on policies in
force December 31 1910 249 49
25 Deduct loading jgrj 23
26 Net amount of uncollected and deferred
premiums 69 26
Extended at
27 Furniture and fixtures and safes
Inventory of stationery and supplies
28 Total assets as per the books of the company
2407 57
513 49
3527 91
24542 48
101939 48
35487 47
109169 32
20487 00
600 00
267683 33
2680 06
1947 10
69 26
660 42
500 00
273540 17ComptrollerGenerals Beport
Items Not Admitted
2 Furniture fixtures and safes 660 42
4 Cash advanced to or in the hands of offi
600 00
cers or agents
7 Bills receivable 2048700 and accrued
interest on same 4034 total 20527 34
8 Supplies printed matter and stationery 500 00
Total
9 Total assets less items not admitted
369
22287 76
251252 41
Liabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
The American Experience Table of Mor
tality with 3 per cent interest 1697 00
Deduct net value of risks of this company
reinsured in other solvent companies
Net reinsurance reserve
13 Amount due on account of salaries rents and office ex
penses being current months bills payable January 10
16 Amount of any other liability of the company viz Pre
miums paid in advance 13233 overpayment by agent
36 cents total
17 Liabilities on polieyholders account
18 Gross surplus on policyholder s account
19 Total liabilities
Business in the State of Georgia During the Year
1693 20
1336 09
132 69
3161 98
248090 43
251252 41
No
Amount
118
242500 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year
Total number and amount of policies in force in
Georgia December 31 1910
Amount of premiums collected or secured in Georgia during the year with
out any deduction for losses dividends commissions or other expenses
Cash 805420370 ComptrollerGenerals Report
connecticut mutual life insurance company of
hartford connecticut
John M Taylor President Wm H Deming Secretary
Home Office 36 Pearl Street Hartford Conn
Oscar Palmer Atlanta Attorney for Service in Georgia
ICapital Stock
2 Amount of ledger assets December 31 of
previous year 6638308202 less sus
pense account of 1909 adjusted 24
92151 66358160 51
4 Extended at 66358160 51
IIIncome During the Year
5 First years premiums on original poli
cies without deduction for commis
sions or other expenses 626831 57
6 Surrender values applied to pay first
years premiums 1528 95
7 Total first years premiums on original
policies 628360 52
8 Dividends applied to purchase paidup la
additions and annuities 26700 29
10 Consideration for original annuities in
volving life contingencies 8392 25
11 Consideration for supplementary contracts
involving life contingencies 469 06
12 Total new premiums 666142 79
13 Renewal premiums without deduction for
for commissions or other expenses 4583723 47
14 Dividends applied to pay renewal pre
miums 906860 57
16 Surrender values applied to pay renewal
premiums 1291 46
18 Total renewal premiums 5491875 50
19 Totiil premium income 6158018 29
20 Consideration for supplementary contracts not involving
life contingencies 5677 95
21 Dividends of 1910 left with the company to accumulate
at interest 204331 50
23 Oross interest on mortgage loans 1231088 90ComptrollerGeneral s Report
371
1 For death claims
i 2 For matured endowments
Gross interest on bonds and dividends on stocks
Gross interest on premium notes policy loans or liens
Gross interest on deposits in trust companies and banks
Gross interest on other debts due the company
Gross interest on land contracts
Gross discount on claims paid in advance
Gross rent from companys property including 3500000
for companys occupancy of its own buildings
Total gross interest and rents
Gross profit on sale or maturity of ledger assets viz
Real estate 2357312 bonds 16431462 total
Gross increase by adjustment in book value of ledger
assets viz Bonds including 558319 for accrual of
discount
1206846 29
249607 05
18503 86
166 30
38595 69
1035 41
309329 65
3055173 15
187887 74
5583 19
43 Total income 9616671 82
IIIDisbursements
4384716 32
353818 80
3 Net amount paid for losses and matured endowments
i 4 For annuities involving life contingencies
Surrender values paid in cash or applied in liquidation of
loans or notes
Surrender values applied to pay new premiums 52895
to pay renewal premiums 129146 total
Surrender values applied to purchase paidup insurance
and annuities
Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
Dividends applied to pay renewal premiums
Dividends applied to purchase paidup additions and
annuities
Dividends of 1910 left with the company to accumulate
at interest
9
10
12
4738535 12
23449 36
933478 90
2820 41
26700 29
293711 74
906860 57
2220 67
204331 50
Total paid policyholders 7132108 56
Expense of investigation and settlement of policy claims
including 39799 for legal expenses 397 99
Paid for claims on supplementary contracts not involving
life contingencies 1396 82
Dividends of 1908 and 1909 and interest thereon held on
deposit surrendered during the year 73716 60
Commissions to agents less commission on reinsurance
First years premiums 22516956 renewal premiums
31583250 annuities original 20250 total 541204 56
Compensation of managers and agents not paid by com
mission for services in obtaining new insurance 12721 50372
ComptrollerGeneral s Report
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 10510 78
23 Branch office expenses including salaries of managers
and clerks 32907 28
24 Medical examiners fees 3185099 inspection of risks
145914 total 33310 13
25 Salaries and all other compensation of officers directors
trustees and home office employees 211956 37
26 Kent including 3500000 for companys occupancy of
its own buildings 51911 19
27 Advertising 403064 printing and stationery 33
59088 postage telegraph telephone and express 26
45778 exchange 142841 total 65507 71
28 Legal expenses 5762 70
29 Furniture fixtures and safes 1 8K 73
30 Repairs and expenses other than taxes on real estate 174440 74
31 Taxes on real estate 114533 69
32 State taxes on premiums 63921 85
33 Insurance department licenses and fees 5000 94
34 All other licenses fees and taxes State county and
municipal 203918 franchise Conn 13983533 re
serve 1286187 total 154736 38
38 Other disbursements viz Clerk hire of farm loan in
spector 90000 traveling expenses 1891064 miscel
laneous expenses entertainment of agents 12395 re
cording fees 30120 safe rent 1000 premium on
agents bonds 5500 fire insurance office furniture at
agencies 277 exchange of registered bonds for cou
pon bonds 22000 lock repairing 6060 clock re
pairing 300 agents office supplies 1078 total 20597 94
46 Gross loss on sale or maturity of ledger assets viz
Real Estate 18285000 bonds 559098 total 188440 98
47 Gross decrease by adjustment in book value of ledger
assets viz Bonds including 1298703 for amortiza
tion of premiums 12987 03
48 Total disbursements 8909944 47
IVLedger Assets
1 Book value of real estate 5289748 27
2 Mortgage loans on real estate first liens 29360833 19
4 Loans made to policyholders on this companys policies
assigned as collateral 4779231 55
5 Premium notes on policies in force 281281 42
i Hook value of bonds 2487737900 and stocks 724
77575 total 25602154 75
9 Deposits in trust companies and hanks on interest 1087990 37
10 Bills receivable 7500 agents balances debit 21372
total 288 72ComptbollebGtenerals Repobt
373
n
Real estate sold under land contract balance purchase
price 68753911 less suspense account unadjusted
monthly payments 2373300 total
663806 11
12
13
14
16
18
19
20
21
25
26
28
29
Total 67065334 38
Less agents credit balances 446 52
Total ledger assets 67064887 86
NonLedger Assets
Interest due 1362181 and accrued
77284082 on mortgages 786462 63
Interest accrued on bonds 248317 63
Interest due 13981668 and accrued
748457 on premium notes interest
due 920689 on policy loans or liens
total 156508 14
Interest due 260183 and accrued 11
84329 on land contracts 14445 12
Declared dividends 6184 50
Bents due 148731 and accrued 6
53417 on companys property or lease 8021 48
Total interest and rents due and accrued 1219939 50
New Business Renewals
Gross premiums due and
unreported on policies
in force December 31
1910 6658 12 151705 75
Gross deferred premiums
on policies in force De
cember 31 1910 62448 91 437665 20
Totals 69107 03 589370 95
Deduct 20 per cent for
loading 13821 41 117874 19
Net amount of uncollect
ed and deferred pre
miums
Extended at
55285 62 471496 76
526782 38
35
5 Gross assets 68811609 74
Deduct Assets Not Admitted
38 Agents debit balances gross
40 Bills receivable
213 72
75 00374
ComptrollerGeneral s Report
41 Premium notes and loans on policies and
net premiums in excess of the net value
of their policies
42 Book value of ledger assets over market
value viz Bonds and stocks
2245 00
434165 75
Total
436699 47
45 Admitted assets 68374910 27
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the com
pany on the following tables of mortal
ity and rates of interest viz
1 Actuaries table at 4 per cent on all poli
cies issued prior to April 1 1882 and
all policies issued in exchange therefor 21150456 00
2 American Experience table
at 3 per cent onall other
policies except 1434
90000 or nonparticipat
ing term insurance40980083 00
Same for reversionary ad
ditions 3155 00
40983238 00
75810 00
200288 00
4 Other tables and rates viz A special
table giving larger values than the
American Table with 3 per cent inter
est for the 1434900 of term insur
ance mentioned above
5 Net present value of annuities including
those in reduction of premiums Mc
Clintocks tables with 3 per cent
interest
8 Net reserve 62409792 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed at
3 per cent
Liability on policies cancelled and not ineluded in net
reserve upon which a surrender value may be de
manded or is given by custom of the company
11 Claims for death losses due and unpaid 53967 12
12 Claims for death losses in process of ad
justment or adjusted and not due 112 639 71
13 Claims for death losses which have been
reported and no proofs received 142 267 00
10
19362 79
142229 00OMPTBOLLEKGrENEEAL s EePOBT
375
14 Claims for matured endowments due and
and unpaid
15 Claims for death losses and other policy
claims resisted by the company
16 Due and unpaid on annuity claims in
volving life contingencies
5622 00
5882 00
572 99
17 Total policy claims
19 Dividends left with the company to accumulate at inter
est and accrued interest thereon
20 Premiums paid in advance 2778081 including surrender
values to be so applied 488835 total
21 Unearned interest and rent paid in advance mortgage
loans 39377 policy loans 11539268 total
25 Salaries rents office expenses bills and accounts due or
accrued estimated
26 Medical examiners fees
27 State county and municipal taxes due or accrued esti
mated taxes payable in 1911 on premiums of 1910
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
44 Capital stock
320950 82
32669 16
115786 45
2000 00
9177 00
65000 00
93058 08
3570840 13
46 Total 68374910 27

VIPremium Note Account
1 Premium notes loans or liens on hand De
cember 31 of previous year 309166 61
Total 30916661
Deductions during the year as follows
4 Used in payment of losses and claims 9939 49
5 Used in purchase of surrendered policies 1341 96
7 Used in payment of dividends to policy
holders 13175 66
8 Redeemed by maker in cash 3428 08
9 Total reduction of premium note account
10 Balance of note assets at end of year
Business in the State of Georgia During the Year
No
Policies on the lives of citizens of said state in force
December 31 of previous year 627
27885 19
281281 42
Amount
1587122 00376 ComptrollerGenerals Report
135comptrollergeneral2092 black
Policies on the lives of citizens of said State issued
during the year 87 174641 00
Total 1761763 00
Deduct those ceased to be in force during the year 714 128219 00
Policies in force December 31 1910 667 1633544 00
No Amount
Louses and claims unpaid December 31 of previous
year 1 1000 00
Losses and claims incurred during the year 22 72765 00
Total 23 73765 00
Losses and claims settled during the year in cash 22 71265 00
Losses and claims unpaid December 31 1 2500 00
Premiums collected or secured in cash and notes or credits without any
deduction for losses dividends commissions or other expenses 5463197
DBS MOINES LIFE INSURANCE COMPANY OF DES MOINES IOWA
C E Rawson President Wilmot A Harbach Secretary
Principal Office Seventh St and Grand Ave Des Moines Iowa
Win A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31st of previous year 2613450 81
Extended at 2613450 81
IIIncome During the Year
1 Cash received for premiums on new poli
cies without deductions for commissions
and other expenses 156939 20
IV Cash received for renewal premiums
without deductions for commissions or
other expenses 823064 26
3 Prom dividends applied to pay running
premiums 6 342 92ComptrollerGenerals Report
377
3y2 From dividends applied to purchase paid
up additions and annuities
4 From surrender values applied to pur
chase paidup insurance and annuities
11750 09
25721 04
Total 1033817 51
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 32215
renewals 53156 total 863 71
7 Total premium income
8 Cash received for interest on mortgage loans
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
13 Cash received for rents for use of companys property
including 432000 for companys own occupancy
19 From all otiher sources viz Consideration for supple
Tnentary contracts not involving life contingencies
1032953 80
94843 28
37106 01
924 64
25125 74
1772 40
Total income 1192725 87
IIIDisbursements for the Year
1 Cash paid for death claims including re
visionary additions 293276 40
3 Cash paid for matured endowments and
additions thereto 9100 00
5 Cash paid for sums falling due during the
vear on installment policies 2344 26
7 Total net amount actually paid for losses and matured en
dowments
8 Suspense premiums applied
9 Premium notes loans or liens voided by lapse
10 Cash dividends paid polieyholders
11 Gash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
15 Surrender values applied to purchase paidup insurance
and annuities
Total paid polieyholders
16 Cash paid stockholders for interest on dividends
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 11704379
renewals 3018497 total
18 Cash paid for salaries and allowances to managers and
agents
304720 66
1335 20
531 04
61157 50
16342 92
11750 09
163018 49
25721 04
584576 94
8000 00
147228 76
10545 82378
ComptrollerGenerals Eepobt
19 Cash paid for medical examiners fees 1692216 in
spection of risks 305566 total 19977 82
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees 52129 72
20 Cash paid for agency supervision and traveling ex
penses of supervisors except at home office 8631 29
21 Cash paid for taxes on premiums 12 103 06
22 Cash paid for taxes on real estate 2435 52
23 Cash paid for insurance department fees and agents
licenses 244266 municipal licenses 37300 total 2815 66
23 Cash paid for Federal income tax 74 34
24 Cash paid for rent including 432000 companys occu
pancy 4320 00
25 Cash paid for postage telegraph telephone and express 4952 94
26 Cash paid for furniture fixtures and safes for home and
agency offices 2339 00
27 Cash paid for advertising 346439 printing and station
ery 473936 exchange 91521 total 9118 96
28 Cash paid for real estate expenses other than taxes 9
05105 for legal expenses 415395 total 13205 00
29 Cash paid for the following items viz Investigating
policy claims 21121 loan expenses 24500 light
18863 miscellaneous 241074 total 3 055 58
30 Total disbursements ggg 510 j
TVAssets as Per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 227194 03
2 Loans on mortgage first liens on real estate 1945989 00
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 706 298 36
5 Premium notes loans or liens on policies in force 8776 68
7 Cash in companys office 3192 38
8 Cash pfsited in banks 24429 47
10 Agents ledger balances 4786 3g
11 Total net or ledger assets 2920666 27
Other assets
14 Interest accrued on mortgages 36 908 13
17 Interest accrued on premiums notes loans
or liens 8177 26
Total carried out
45085 39CompteollekGbnbeals Report
379
23
24
25
26
28
New Business Renewals
Gross premiums due and
unreported on policies
in force December 31
1910 41066 40 41716 41
Gross deferred premiums
on policies in force De
cember 31 1910 125675 00
Totals 41066 40 16739141
Deducting loading 70 per
cent on new and
13 per cent on re
newals 30799 80 22597 84
Net amount of uncollect
ed and deferred pre
miums
Extended at
10266 60 144793 57
5
Total assets as per the books of the company
Items Not Admitted
Agents balances 4786 35
Premium notes on policies in excess of net
value 899 72
155060 17
3120811 83
Total
13778 07
Total assets less items not admitted 3107033 76
VLiabilities
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
The Actuaries Table of Mortality with
four per cent interest American Ex
perience at 3 per cent and Combined
Experience at 4 per cent 2598730 10
Deduct net value of risks of this company
reinsured in other solvent companies 434 33
Net reinsurance reserve
Claims for death losses reported but no
proofs received
Present value of unpaid amounts on ma
tured installment policies
2598295 77
22962 00
9414 64
Total policy claims
32376 64380 ComptrollerGenerals Report
11 Medical examiners fees due or accrued 1543 00
12 Amount of National State or other taxes due 5157 41
16 Amount of any other liability of the company viz Pre
miums paid in advance 15233 11
Commissions to agents accrued 2595 98
17 Liabilities on policyholder s account 2655201 91
18 Gross surplus on policyholders account including capital
stock 451831 85
19 Total liabilities 3107033 76
20 Estimated surplus accrued on tontine and other policies
the profits upon which are especially reserved for that
class of policies 306987 00
VIPremium Note Account
1 Premium notes loans or liens on hand De
cember 31 of previous year 9226 53
2 Premium notes loans or liens received dur
ing the year on old policies 1412 12
Total 10638 65
Deductions during the year as follows
Amount of notes loans or liens voided by
lapse 531 04
Amount of notes loans or liens redeemed
by maker in cash 1330 93
Total reduction of premium note account 1861 97
Balance note assets at end of the year S776 68
Business in the State of Georgia During line Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 149 294692 00
Number and amount of policies on the lives of citi
zens of Georgia issued and reinstated during
the year 68 5oo 00
To1 al 217 428192 00
Deduct number mid amount which have ceased to be
in force during tlio year 48 95360 00
Total Dumber and amount of policies in force in
Georgia December 31 1910 169 332832 00
Amount of premiums collected or secured during the year in Georgia with
out any deduction for losses dividends commissions or other ex
penses ash 1023670ComptrollerGenerals Report 381
EMPIRE LIFE INSURANCE COMPANY OF ATLANTA GA
a W Reid President Thos M Callaway Secretary
Principal Office Atlanta Ga
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
Amount of net or ledger assets December
31 of previous year
558926 15
Extended at
IIIncome During the Year
1 Cash received for premiums on new poli
cies without deductions for commissions
or other expenses
1 Caslh received for renewal premiums
without deductions for commissions or
other expenses y
2 Premium notes loans or liens taken in
part payment for premiums on new pol
icies
2y2 Premium notes loans or liens taken in
part payment for renewal premiums
3 From dividends applied to pay running
premiums
3V2 From dividends applied to purchase paid
up additions and annuities
4 From surrender values applied to pay run
ning premiums
558926 15
254785 28
206693 30
26574 18
112084 21
53584 48
525 62
81 25
Total
654328 32
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business
renewals 116995 total
52106
5693 01
648635 31
130 19
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
13 Cash received for rents for use of companys property
18 Monev borrowed
19 From all other sources viz 17385316 9310001
39309 7360 total ibiui
1084799 81
11171 45
6071 60
1971 86
396 50
149003 04
Total income 382 OMPTBOLLEBGrENEBAL s IIIDisbursements During 1 1 Cash paid for death claims including revisionaiy additions Eepobt he Year 87124 03 3896 27 25 841 25
3 Cash paid for sick and accident claims 5 Cash paid for sums falling due during the year on installment policies

Total 116861 55 5000 00
6 Deduct amount received from other companies for losses or claims on policies of this company reinsured
7 Total net amount actually paid for losses
9 Premium notes loans or liens used in purchase of si
dered policies voided by lapse
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums
15 Dividends left with the company to accumulate
111861 55
57429 83
600 69
53584 48
19
20
Total paid policyholders
17 Cash paid for commissions and bonuses to agents less
commission on remsuranee new policies 19037576
renewals 2028482 total
18 Cash paid for salaries and allowances to managers and
agents agency rent and miscellaneous agency expense
Cash paid for medical examiners fees 2920117 inspec
tion of risks 255114 total
Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes on new premiums and renewals
22 Cash paid for taxes on investments
23 Cash paid for insurance department fees and agents
licenses 336664 and municipal licenses
24 Cash paid for rent less 161167 received under sublease
27 Cash paid for advertising 152689 printing 602795
total
28 Cash paid for legal expenses
29 Cash paid for the following items viz Postage tele
graph and express 107771 exchange and collection
charges 61100 traveling 180836 interest and dis
count 737723 agents balances charged off 28533
investigation of claims 39100 miscellaneous expense
home office 375559 total
Less included above but not disbursed 650101
30 Total disbursements
525 62
9901 11
81 25
393 09
234377 62
210660 58
31582 25
31852 31
52161 62
2706 94
2410 40
3366 64
3916 62
21296 94
1200 00
15306 88
604337 19ComptrollerGenerals Report
383
in
11
IVAssets as Per Ledger Accounts
Cost value of real estate exclusive of all ineumbrances
Loans on mortgage first liens on real estate
Loans secured by pledge of bonds stocks or other mar
ketable collaterals
Loans made in cash to policyholders on this companys
policies assigned as collateral
Premium notes loans or liens on policies in force of
which 8604262 was received during the year
Book value of bonds and stocks owned excluding accrued
interest at time of purchase
Cash in companys office
Cash deposited in banks
Bills receivable
Agents ledger balances
Accounts receivable
Furniture and fixtures
9726 00
22457 93
12466 24
90592 07
231636 01
411967 50
5989 04
121511 77
99004 82
18494 69
3784 24
11758 46
Total net or ledger assets 1039388 77
Other Assets
14 Interest accrued on mortgages 1536 60
15 Interest accrued on bonds and stocks 2020 00
16 Interest accrued on collateral loans 100 87
17 Interest accrued on premiums notes loans
or liens 9666 37
18 Interest accrued on other assets 4096 96
Total carried out
20 Market value of real estate over cost
New Business
23 Gross premiums due and
unreported on policies
in force December 31
1910 34696 75
24 Gross deferred premiums
on policies in force De
cember 31 1910 2827 35
Renewals
22729 73
8798 47
Totals
25 Deducting loading 65 per
cent on new and 20
per cent on renew
als
37524 10 31528 20
17420 80
4500 00
24390 60
6305 64384
ComptrollerGeneral s Report
26 Net amount of uncollect
ed and deferred pre
miums
Extended at
13133 50
25222 56
38356 06
28 Total assets as per the books of the company 1099665 63
Items Not Admitted
2 Furniture fixtures and safes
5 Agents balances
7 Bills receivable
8 Supplies printed matter and stationery
policy liens and loans in excess of re
serves
Total
11758 46
18494 69
42422 69
23859 07
96534 91
9 Total assets less items not admitted 1003130 72
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
The Actuaries Table of Mortality with
four per cent interest 638087 00
Deduct net value of risks of this company
reinsured in other solvent companies 5327 00
Net reinsurance reserve
5 Claims for death losses in process of ad
justment or adjusted and not yet due
6 Claims for death losses and other policy
claims resisted by the company
8 Present value of unpaid amounts on in
stallment policies
632760 00
23450 69
10993 50
45525 00
Total policy claims
10 Dividend left to accumulate and interest
12 Amount of National State or other taxes due
14 Amount due by the company for borrowed money includ
ing 239336 interest due or accrued
16 Amount of any other liability of the company viz Pre
miums paid in advance 701905 balance due medical
examiners 161050 sundry accounts payable 4
49802 total
17 Liabilities on policyholders account
18 Cross Surplus on policyholders account
79969 19
424 21
321 17
151396 40
13127 57
877998 54
125132 18
19 Total liabilities 1003130 72ComptrollerGenerals Report 385
VIPremium Note Account
1 Premium notes loans or liens on land De
cember 31 of previous year 30101 89
2 Premium notes loans or liens received
during the year on old policies 80190 10
Total9 110291 99
Deductions during the year as follows
Amount of notes loans or liens voided
by lapse 4298 10
Amount of notes loans or liens redeemed
by maker in cash 78419 57
Total reduction of premium note account 82717 67
Balance note assets at end of the year 27574 32
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 5828 13789250 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 3085 4891468 00
Total 8913 18670718 00
Deduct number and amount which have ceased to be
in force during the year 1825 3060000 00
Total number and amount of policies in force in
Georgia December 31 1910 7088 15610718 00
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 6 10100 83
Amount of losses and claims on policies in Georgia
incurred during the year 66 121000 00
Total 72 131100 83
Amount of losses and claims on policies in Georgia
paid during the year 58 103656 64
Amount of premiums collected or secured during the year in cash and notes
or credits without any deduction for losses dividends commissions
or other expenses Total 54171863386
ComptrollerGenerals Report
THE EQUITABLE LIFE ASSURANCE SOCIETY OP THE UNITED
STATES CITY OP NEW YORK N Y
Paul Morton President W Alexander Secretary
Principal Office 120 Broadway New York N Y
Prank W Burr Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 100000 00
2 Amount of ledger assets December 31 of
previous year 475828382 24
4 Extended at 475828382 24
IIIncome
5 First years premiums on original poli
cies without deduction for commissions
or other expenses less 9237885 for
first years reinsurance 4124711 76
6 Surrender values applied to pay first
years premiums
8679 89
7 Total first years premiums on original
policies 413339165
8 Dividends applied to purchase paidup ad
ditions and annuities 904177 70
9 Surrender values applied to purchase paid
up insurance and annuities 1254154 34
10 Consideration for original annuities in
volving life contingencies 592575 95
11 Consideration for supplementary contracts
involving life contingencies 245055 27
12 Total new premiums 7129354 9
13 Renewal premiums without deduction for
commissions or other expenses less
371318 for reinsurance on renewals 44869186 71
14 Dividends applied to pay renewal pre
miums 1070715 01
16 Surrender values applied to pay renewal
premiums 49701 89
17 Renewal premiums for deferred annuities 41205 50
18 Total renewal premiums 46030809 11
19 Total premium income 53160164 02 omptrollerGenerals Report
387
20 Consideration for supplementary contracts not involving
life contingencies 357763 60
21 Dividends left with fihe company to accumulate at interest 61457 56
22 Iedger assets other than premiums received from other
companies for assuming their risks 3240 00
23 Gross interest on mortgage loans less 2
57907 accrued interest on mortgages ac
quired during 1910 4686381 36
25 Gross interest on bonds and dividends on
stocks less 11993554 accrued interest
on bonds acquired during 1910 11808204 51
26 Gross interest on premium notes policy
loans and liens 3119862 40
27 Gross interest on deposits in trust com
panies and banks 239969 94
28 Gross interest on other debts due the com
pany viz On agents advances 127876 58
29 On extended premiums 79094 70
30 On miscellaneous accounts 9831 90
31 Gross discount on claims paid in advance 8970 36
32 Gross rent from companys property in
cluding 32452173 for companys occu
pancy of its own buildings 172884 63
33 Total gross interest and rents 21839301 30
34 Prom other sources viz Eent deposits 46256 32
36 Refunded by former officers 72979 95
37 Discount on supplies 550282 bonus on
B M loans 139944 total 6902 26
38 Policy claim recoveries 94932 fees for
assignments 33931 total 1288 63
39 Miscellaneous profits 219 06
81389 90
40 From agents balances previously charged off 14162 43
41 Gross profit on sale or maturity of ledger assets viz
Real estate 45000 bonds 15164300 stocks 361
69900 total 513792 00
42 Gross increase by adjustment in book value of ledger
assets viz Real estate 5000000 bonds including
16196600 for accrual of discount 16196600 total 211966 00
43 Total income 76289493 13
IIIDisbursements
1 For death claims less 20000000 reinsur
ance 1897470346 additions 376
64276 total 19351346 22
2 For matured endowments reinsurance 8
34651947 additions 3220683 total 8378726 30
388
ComptrollerGenerals Report
10
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
Net amount paid for losses and matured endowments 27730072 52
For annuities involving life contingencies 1169615 74
Surrender values paid in cash or applied in liquidation
of loans or notes 12332288 66
Surrender values applied to pay new premiums 867989
to pay renewal premiums 4970189 total 58381 78
Surrender values applied to purchase paidup insurance
and annuities 1254154 34
Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 8538806 65
Dividends applied to pay renewal premiums 1070715 01
Dividends applied to purchase paidup additions and an
nuities 904177 70
Dividends left with the company to accumulate at interest 61457 56
Total paid policyholders 53119669 96
Expense of investigation and settlement of policy claims
including 1848577 for legal expense 18485 77
Paid for claims on supplementary contracts not involving
life contingencies 319690 22
Dividends and interest thereon held on deposit surren
dered during the year 6013 51
Paid stockholders for interest or dividends 7000 00
Commissions to agents less commission on reinsurance
First years premiums 185991058 renewal premiums
266870223 annuities original 2571280 re
newal 156846 total 4555894 07
Commuted renewal commissions 82889 90
Compensation of managers and agents not paid by com
mission for services in obtaining new insurance 123546 91
Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 163762 41
Branch office expenses including salaries of managers
and clerks 1201619 12
Medical examiners fees 21064115 inspection of risks
8553830 total 296179 45
Salaries and all other compensation of officers directors
trustees and home office employees 1450359 30
Rent including 274 84224 for companys occupancy of
its own buildings less 583332 received under sublease 299008 92
Advertising 21702738 printing and stationery 78
74975 postage telegraph telephone and express 52
22195 exchange 401903 total 352018 11
Le2il expense 133788 05
Furniture Fixtures and safes 22385 13
Repairs and expenses other than taxes on real estate 417637 43
Taxes on real estate 350220 50
State taxes on premiums 541845 25ComptrollerGenerals Report
33 Insurance department licenses and fees
34 All other licenses fees and taxes viz
35 On surplus and reserve i
On securities
36 Income tax
Stamp tax
37 Licenses and fees
389
16870 87
28298 00
11631 30
127150 28
3272 28
20732 66

Total
38 Other disbursements
40 Foreign exchange
41 Deposits account insurance withdrawn
42 Interestmiscellaneous
43 Loss on policy claims 214009 loss on rents 126752
total
45 Agents balances charged off
46 Gross loss on sale or maturity of ledger assets viz
Bonds
47 Gross decrease by adjustment in book value of ledger
assets viz Real estate 6200000 bonds including
30575000 for amortization of premiums 91475000
stocks 549999 00 total
Total disbursements 65506928 47
191084 52
174436 57
41764 40
52595 92
7538 40
3407 61
28480 17
1987 00
48
10
11
TVLedger Assets
Book value of real estate
Mortgage loans on real estate first liens
Loans secured by pledge of bonds stocks or other collat
eral
Loans made to policyholders on this companys policies
assigned as collateral
Book value of bonds 24016207800 and stocks 39517
68600 total
Cash in companys offices
Deposits in trust companies and banks not on interest
Deposits in trust companies and banks on interest
Bills receivable 217565 agents balances debit 2
39839569 credit 8186470 net 231653099 sup
plies 3590228 total
Cash in transit
28979200 66
99138123 36
336750 00
65250554 62
279679764 00
33407 99
423628 33
9446486 77
2354608 92
968422 25
12 Total ledger assets 486610946 90
NonLedger Assets

13 Interest due 5403162 and accrued
54075137 on mortgages total 594782 99390
ComptrollerGeneral s Report
14 Interest due 2093368 and accrued
316297984 on bonds total 3183913 52
15 Interest accrued on collateral loans 1122 50
16 Interest due 5099141 and accrued
886219 on premium notes policy loans
or liens 59853 60
17 Interest due 3839238 and accrued
1024327 on deposits 48635 65
20 Rents due 11003613 and accrued 114
92162 on companys property or lease 224957 75
21 Total interest and rents due and accrued 4113266 01
24 Due from other companies for losses or claims on policies
of this company reinsured 125000 00
New Business
Renewals
25 Gross premiums due and
unreported on policies
in force December 31
1010 less reinsurance
premiums
26 Gross deferred premiums
on policies in force De
cember 31 1910 less
reinsurance premiums
27 Totals
28 Deduct loading

21392 29 3954233 18
158921 80
2420695 99
180314 09 6374929 17
42391 84 1498745 85
29 Net amount of uncollect
ed and deferred pre
miums
Extended at
137922 25 4876183 32
5014105 57
35 Gross assets 495863318 48
Deduct Assets Not Admitted
37 Supplies stationery and printed matter 902 28
38 Agents debit balances gross 2398395 69
40 Bills receivable 2 175 65
42 Book value of ledger assets over market
value viz Bonds and stocks 8233887 53
Total
45 Admitted assets
10670361 15
485192957 33 ompteolleuGeneeal s Report
391
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the Actu
ary on the following tables of mortality
and rates of interest viz
1 Actuaries Table at 4 on issues to 1900186456829 00
same for reversionary additions 4481733 00
Total190938562 00
2 American Experience Table at 3i on
issues 1898 to 1906 10285828 00
Same for reversionary additions 791 00
Total 10286619 00
3 American Experience Table at 3 on
issues 1895 to 1910186712605 00
Same for reversionary additions 573132 00
Total 187285737 00
4 Other tables and rates viz Joint life prior to 1898
American Experience Table at 4 28159100 childs
endowments and survivorship assurance prior to 1898
Carlisle Experience at 4 17208500 childs endow
ments annual premium 18981906 Carlisle Experience
at 3 10597200 childs endowments single pre
mium 18981906 Peerage Experience at 3 9
83000 joint life 18981906 Hm Table at 3 195
90100 semitropical 1910 SesquiAmerican Table at
3 8953000 tropical 1910 Double American at 3
3535900 survivorship assurance 1906 Carlisle Ex
perience at 3 1591500 same for reversionary addi
tions joint life American Experience at 4 809400
total 914277 00
5 Net present value of annuities including those in reduc
tion of premiums regular and deferred to 1898 Actu
aries Experience at 4 218613400 two life to 1898 Hm
table at 4 17986500 survivorship to 1898 Carlisle
Experience at 4 3496800 regular deferred and two
life 18981906 Government annuitants at 3 5
82037900 survivorship 18981906 Carlisle Experience
at 3V 1618000 all annuities 19071910 McClin
tocks Table at 3 164408200 supplementary con
tracts from 3 policies American Experience Table
at 3 76680100 supplementary contracts from 3
policies American Experience at 3 89924500 total 11547654 00
Total 400972849 00392
ComptrollerGenerals Eeport
Deduct net value of risks of this company reinsured in
other solvent companies
971742 00
8 Net reserve 400001107 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the Society 2128991 00
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded 66494 97
11 Claims for death losses due and unpaid 72249 27
12 Claims for death losses in process of ad
justment or adjusted and not due 241493 05
13 Claims for death losses which have been
reported and no proofs received 1840530 00
14 Claims for matured endowments due and
unpaid 467802 70
15 Claims for death losses and other policy
claims resisted by the company 153369 00
16 Due and unpaid on annuity claims involv
ing life contingencies 50536 33
17
18
19
Total policy claims 2825980 35
Due and unpaid on supplementary contracts not involving
life contingencies 1942 50
Dividends left with the company to accumulate at inter
est and accrued interest thereon 112950 85
20 Premiums paid in advance including surrender values so
applied 315892 43
21 Unearned interest and rent paid in advance 1629467 93
23 Commissions to agents due or accrued 99306 68
25 Salaries rents office expenses bills and accounts due or
accrued 190836 22
Medical examiners fees 1533658 and legal fees 28
87916 due or accrued 44215 74
State county and municipal taxes due or accrued 877051 21
Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 928507 60
Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1911 whether
contingent upon the payment of renewal premiums or
otherwise 2450000 00
33 Dividends declared on or apportioned to deferred dividend
policies payable to policyholders during 1911 10326229 00
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies 56718077 00
26
27
31
32
ComptrollerGenerals Report 393
35 Eeserve special or surplus funds not included above viz
Deposits account insurance 215855
44 Capital stock 100000 00
45 Unassigned funds surplus 6160051 6
46 Total485192957 33
Business in the State of Georgia During the Year
No Amount
Policies on the lives of citizens of said State in force
December 31 of previous year 6169 13534044 00
Policies on the lives of citizens of said State issued
during the year 675 1373776 00
Total 6844 14907820 00
Deduct ceased to be in force during the year 441 1178388 00
Policies in force December 31 6403 13729432 00
No Amount
Losses and claims unpaid December 31 of previous
year 13 43892 98
Losses and claims incurred during year 94 341174 34
Total 107 385067 32
Losses and claims settled during the year in caah 95 357350 32
Losses and claims unpaid December 31 12 27717 00
Premiums collected or secured in cash and notes or credits without any
deduction for losses dividends commissions or other expenses 473
91069
FIDELITY MUTUAL LIFE INSURANCE COMPANY OF
PHILADELPHIA PENNSYLVANIA
L G Fouse President H H Fouse Secretary
Principal Office 112116 N Broad St Philadelphia Pa
C M Kenimer Atlanta Attorney for Service in Georgia
ICapital Stock
Amount of net or ledger assets December
31 of previous year 19384463 06
Extended at 19384463 06
IIIncome During the Year
1 Cash received for premiums on new poli
cies without deductions for commissions
or other expenses 352866 16394
ComptrollerGenerals Report
i Cash received for renewal premiums
without deductions for commissions or
other expenses
L Premium notes loans or liens taken in
part payment for premiums on new poli
cies
2 Premium notes loans or liens taken in
part payment for renewal premiums
3 Prom dividends applied to pay running
premiums
From dividends applied to shorten pre
mium paying period
3 From dividends applied to purchase
paidup additions and annuities
4 From surrender values applied to pay run
ning premiums
414 From surrender values applied to pur
chase paidup insurance and annuities
5 Consideration foT annuities other than
matured installment policies
3733491 61
62667 07
344870 08
125574 45
3991 68
21952 30
4901 38
39352 00
17154 57
Total
fi Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company renewals
4706821 311
4139 05
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned ami dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
12 ash received as discount on claims paid in advance
13 Cash received for rents for use of companys property
including 400000 for companys own occupancy
14 Cash received for profits on sales of bonds and stocks
879536 real estate 84880 total
15 Left with the company to accumulate at interest
17 Increase in book value of ledger assets
18 Consideration for supplementary contracts not involving
life contingencies
19 From all other sources viz Policy exchange 195900
policy fees 9200 miscellaneous profits 86610 total
1702682
259499
305344
328779
42199
17i
91433 7ii
0
10
1
9638
6568
6712
53014
19950
36
03
63
24
10
Total income 5827616 08
IITDisbursements for the Year
1 i ash paid for death claims including re
visionary additions 1564852 20 omptbollebGeneeals Report
3 Cash paid for matured endowments and
additions thereto 30919 41
5 Cash paid for sums falling due during the
the year on installment policies 49332 79
7 Total net amount actually paid for losses and matured
endowments
8 Cash paid to annuitants
10 Cash dividends paid policyholders
Cash dividends left on deposit surrendered during the
395
year
11
12
13
14
15

16
17
Cash dividends applied to pay running premiums
Cash dividends applied to sthorten premium paying period
Cash dividends applied to purchase paidup additions and
annuities
Cash dividends left with company to accumulate at in
terest
Surrender values paid up in cash
Surrender values applied to pay running premiums
Surrender values applied to purchase paidup insurance
and annuities
Total paid policyholders
Expense investigation and settlement of claims
Cash paid for commission and bonuses to agents less
commission on reinsurance new policies 19063838
renewals 18184444 annuities 650D0 total
Cash paid for salaries and allowances to managers and
agents
Cash paid for agency supervision and all other agency ex
pense
19
20
21
j 22
23
24
25
26
27
Cash paid for medical examiners fees 2301055 inspec
tion of risks 1411172 total
Cash paid for salaries and all other compensation of offi
cers and other home office employees
Cash paid for taxes on premiums
Cash paid for taxes 1311207 on investments 31
12310 total
Cash paid for insurance department fees and agents li
censes 713104 municipal licenses 144394 total
Cash paid for rent including 4000000 companys occu
pancy less 87778 received under sublease
Corporation tax
Cash paid for investigating policy claims
Gash paid for advertising 8323576 printing and sta
tionery 2609714 postage telegraph and telephone
1823576 total
Cash paid for real estate expenses other than taxes 47
88735 for legal expenses 1141607 total
1645104 40
5052 03
27234 07
565 05
125574 45
3991 68
21952 30
6568 03
479736 66
4901 38
39352 00
2360032 05
3886 88
373132 82
110359 76
34894 02
37122 27
191175 45
73149 16
44235 17
8574 98
68503 95
2214 47
8069 01
52684 38
59303 42396
ComptrollerGenerals Report
29 Cash paid for the following items viz Examinations by
Alabama Insurance Department
Loss on sale of ledger assets 11417062 decrease in
book value ledger assets 1793963 total
Miscellaneous expenses
2367 86
132110 25
15725 46
30 Total disbursements 3577541 36
1
2
3
4
5
6
7
8
9
10
IVAssets as Per Ledger Accounts
Cost value of real estate exclusive of all ineumbrances
Loans on mortgage first liens on real estate
Loans secured by pledge of bonds stocks or other market
able collaterals
Loans made in cash to policyholders on this companys
policies assigned as collateral
Premium notes loans or liens on policies in force of
which 6266707 was received during the year
Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
Cash in companys office
Cash deposited in banks
Bills receivable
Agents ledger balances net
11 Total net or ledger assets
12 Deduct depreciation from cost of assets to bring same to
market value
1331202 28
5728181 71
236091 68
6023733 53
407537 15
7203454 17
1058 46
272185 41
25120 74
405972 63
216345 7 78
185488 67
13 Total net or ledger assets less depreciation 214490 19 I I
Other Assets
14 Interest due 1696543 and accrued 96
86590 on mortgages total 113831 33
15 Interest accrued on bonds and stocks 107828 11
16 Interest due 55968 and accrued 84179
on collateral loans 1401 47
17 Interest accrued on premium notes loans
or liens 62482 18
19 Pents due on companys property or lease 195 83
Total carried out
New Business Renewals
23 Cross premiums due and
unreported on policies
in force December 31
1910 55387 49 180048 79
285738 92ComptbollebGeneeals Beport
397

24 Gross deferred premiums
on policies in force De
cember 31 1910
1563 12
303973 58
Totals 56950 61 486022 37
25 Deducting loading 57
per cent on new
and 18 810 per cent
on renewals 32518 80 91372 21
26 Net amount of uneollect
ed and deferred pre
miums
Extended at
24431 81 394650 16
419081 97
28 Total assets as per the books of the company 22208867 72
Items Not Admitted
5 Agentsbalances 413623 39
7 Bills receivable 25120 74
9 Total assets less items not admitted 21770123 5
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed by the Premium
Insurance Department with 3 and 3
per cent interest 19175096 00
Deduct net value of risks of this company
reinsured in other solvent companies
2051 00
76238 87
Net reinsurance reserve
2 Premium notes or loans on policies and
other obligations in excess of the net
value of their policies
5 Claims for death losses and matured en
dowments in process of adjustment 145480 00
6 Claims for death losses and other policy
claims resisted by the company 27340 00
7 Amounts due and unpaid on installment
policy claims 130 00
8 Present value of unpaid amounts on ma
tured installment policies face 409
82680 31972294
19173045 00
Total policy claims
569811 81398
omptbollerGenerals Report
10 Amount of all unpaid dividends of surplus or other des
cription of profits due policyhplders
11 Amount of unearned interest and rents paid in adance
12 Amount of National State or other taxes due
13 Amount due on account of salaries rents oflfiee expenses
medical examination tees etc
I Amount due on account policies cancelled on which sur
render value is claimable
L5 Amount set apart awaiting apportionment on deferred
dividend policies
16 Amount of any other liability of the company viz Pre
miums paid in advance
Commission due agents When premium notes are paid
17 Liabilities on policyholder s account
18 Net surplus on policyholders account
19 Total liabilities
21 Estimated surplus accrued on all policies 81294769
VI Premium Note Account
1 Premium notes loans or liens on hand
December 11 of previous year 393 403 7
2 Premium notes loans or liens received
during the year on new policies 125
06726 on old policies 50645144
159108 35
97606 23
46473 67
12393 99
7916 62
870840 63
8039 73
11939 87
20957175 90
812947 69
21770123 59
total
631518 70
Total
Deductions during the year as follows
Amount of notes loans or liens redeemed by the maker
1024922 43
in cash
617385 28
Balance note assets at end of the year
Business in the State of Georgia During the Yeai
No
Number and amount of policies on the lives of citi
rli ia in force December i of pre
us year 1736
Number and amount of policies on the lives of citi
zens of Georgia issued during the year ii
407537 15
Amount
3552215 00
855945 00
Total
2169
Deduct number and amount which have ceased to be
in force during the year 343
4408160 00
697693 00
Total number and amount of policies in force in
Georgia December 31 1910 182i 3710467 00Total
ComptrollerGenerals Report
No
6
27
33
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year
Amount of losses and claims on policies in Georgia
incurred during the year
399
Amount
14560 00
60964 00
75524 00
Amount of losses and claims on policies in Georgia
paid during the year 31 2524 00
Amount of premiums collected or secured in Georgia during the year in
cash notes or credits without any deduction for losses dividends
commissions or other expenses Cash 10906563 notes or credits
1300562 total 12207125
FRANKLIN LIFE INSURANCE COMPANY OF SPRINGFIELD
ILLINOIS
Edgar S Scott President
Henry Abels Secretary
Principal Office Springfield 111
J R Monroe Abbeville Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year 4910953 73
Increase of capital during 1910 100000 00
5010953 73
Extended at
IIIncome During the Year
1 Received for premiums on new policies
without deductions for commissions or
other expenses
I1 Received for renewal premiums without
deductions for commissions or other ex
penses
3 From dividends applied to pay running
premiums
3y From dividends applied to purchase
paidup additions and annuities
4 From surrender values applied to pay run
ning premiums
41 From surrender values applied to pur
chase paidup insurance and annuities
Total
200106 44
1010942 83
14881 99
362 19
49 70
66372 28
1292715 43400
ComptrollerGenerals Eeport
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 361524
renewals 393425 total
7549 49
10
11
13
Total premium income
Cash received for interest on mortgage loans
Cash received for interest on bonds owned
and dividends on stock
Received for interest on premium notes loans or liens
Gash received for interest on other debts due the company
Cash received for rents for use of companys property
including 140000 for companys own occupancy
14 Cash received for profits on sales of real estate
15 Ledger assets other than premiums received from other
companies for assuming or reinsuring their risks
16 From dividends
18 Increase in book value of bonds
19 From all other sources viz Premium on stock
Total income
1285165 94
129599 06
20892 52
97269 21
18156 11
3728 10
40500 00
4780 89
290 80
8 76
7382 81
1607774 20
HIDisbursements for the Year
I Paid for death claims including revision
ary additions
423792 63
423792 63
10
11
12
Total
7 Total net amount actually paid for losses
8 Cash paid to annuitants
9 Premium notes loans or liens used in purchase of surren
dered policies
9 Dividends left with the company to accumulate at in
terest
asli dividends paid policyholders
Cash dividends applied to pay running premiums
Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums
15 Surrender values applied to purchase paidup insurance
and annuities
Total paid policyholders
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 9222630
renewals 7059529 total
ash paid for salaries and allowances to managers and
agents including agency supervision etc
19 Cash paid for medical examiners fees 1228025 inspec
tion of risks 579575 total
IS
423792 63
100 00
23375 57
290 80
76385 26
14881 99
362 19
299005 63
242 40
66372 28
904808 75
162821 50
56127 OR
18076 00 21 22
23
24
25
i 26
27
ititu 28
1 29

ComptrollerGenerals Report
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
Cash paid for taxes on new premiums and renewals
Cash paid for taxes on real estate 117750 on invest
ments 1055090 Federal tax 87924 total
Cash paid for insurance department fees and agents
licenses 766143 miscellaneous licenses 81514 total
Cash paid for rent including 140000 companys occu
pancy
Agents balances Charged off
Cash paid for furniture fixtures and safes for home and
agency offices
Cash paid for advertising 379836 printing 840785
total
Cash paid for real estate expenses other than taxes 1
62696 for legal expenses 665642 total
Cash paid for the following items viz Death claim ex
penses 625007 postage telephone and express 6
87265 collections 185427 traveling expenses 4
02567 investment expenses 420210 premium on in
vestments 23250 miscellaneous expenses 341592
claims on supplementary contracts not involving life
contingencies 60000 dividends and interest thereon
held on deposit surrendered during the year 378 de
crease by adjustment in book value of bonds 12600
total
401
83581 43
13148 26
12607 64
8476 57
8037 03
5011 54
2358 38
12206 21
8283 38
27582 96
30 Total disbursements 1323126 80
IVAssets as Per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 22000 00
2 Loans on mortgage first liens on real estate 2815800 00
3 Loans secured by pledge of bonds stocks or other market
able collaterals 183950 00
4 Loans and liens to policyholders on this companys poli
cies 1469812 54
5 Premium notes loans or liens on policies in force of
which 3994190 was received during the year 59793 56
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 598243 02
7 Cash in companys office 2861 35
8 Cash deposited in banks 103011 11
10 Agents ledger balances of which 62742 was advanced
during the year 40129 55
11 Total net or ledger assets 5295601 13
402
omptrollerGeneral s Report
Other Assets
14 Interest accrued on mortgages 75993 89
15 Interest accrued on bonds and stocks 9008 60
16 Interest accrued on collateral loans 2287 30
17 Interest accrued on premiums notes loans
or liens 1438 38
18 Interest accrued on other assets 7 94
Total carried out
21 Market value of bonds and stocks over cost
New Business Renewals
24 Gross deferred premiums
on polieies in force De
cember 31 1910 13141 53 119292 12
25 Deducting loading 7429 96 19832 77
26 Net amount of uncollect
ed and deferred pre
miums
Extended at
5711 57
99459 35
38736 11
7112 65
105170 92
28 Total assets as per the books of the company 5496620 81
Items Not Admitted
5 Agents balances 40756 97
7 Premium notes and loans on policies and
net premiums in excess of the net value
of their policies 25058 99
Total
65815 96
9 Total assets less items not admitted 5430804 85
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1910 computed according to
The Actuaries Table of Mortality with
four per cent interest prior to July 1
1907 and on American Experience three
per cent on business issued since July
1 1907 4315703 00
Deduct net value of risks of this com
pany reinsured in other solvent com
panies i271 00
Net reinsurance reserve 4 312 432 00ComptrollerGenerals Report
403
Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 54107 95
Claims for death losses and other policy
claims resisted by the company 3025 28
Present value of unpaid amounts on ma
tured installment policies 9174 00
Amount of trust funds held by the com
pany 12577 11
Total policy claims
10 Amount of all unpaid dividends of surplus or other des
cription of profits due policy holders
12 Amount of National State or other taxes due
13 Amount due on account of salaries rents and office ex
penses and commissions to agents
16 Amount of any other liability of the company viz Pre
miums paid in advance 1722117 including interest
paid in advance
17 Fund held for special class of policies 11137926 fund
held for all other contingencies 25442254 surplus
contingently assigned 41062822 capita stock 100
00000 total
78884 34
95359 S3
24859 62
25617 87
17221 17
876430 02
Total liabilities 5430804 85
VIPremium Note Account
fl Premium notes loans or liens on hand De
cember 31 of previous year 563202 23
I 2 Premium notes loans or liens received dur
ing the year on new policies 7565893
on old policies 13968530 restored by
revival of policies 33183 total 215676 00
Total
eductions during the year as follows
Amount of notes loans or liens used in
payment of losses and claims if
Amount of notes loans or liens used in
purchase of surrendered policies
Amount of notes loans or liens voided
by lapse
Amount of notes loans or liens used in
payment of dividends to policyholders
Amount of notes loans or liens redeemed
by maker in cash
6805 61
19431 48
23707 40
14322 97
122393 56
778878 29
Total reduction of premium note account
Balance note assets at the end of the year
186661 02
592217 27404 ComptrollerGenerals Report
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 1981 2977914 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 312 481335 00

Total
Deduct number and amount which have ceased to be
in force during the year
2293 3459249 00
367
547954 00
Total number and amount of policies in force in
Georgia December 31 1910 1926 2911295 00
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 2 4726 24
Amount of losses and claims on policies in Georgia
incurred during the year 11 16641 13
11
13
21367 37
Total
Amount of losses and claims on policies in Georgia
paid during the year 12 20367 37
Amount of premiums collected or secured in Georgia during the year in
cash notes or credits without any deduction for losses dividends
commissions or other expenses Total 9109265
GEOEGIA LIFE INSURANCE COMPANY MACON GA
W E Small President L A Shepherd Secretary
Home Office Macon Ga
ICapital Stock
1 Amount of capital stock
paid up in cash 445
50000 paid up by note
5540000 total 500900 00
Amount of net or ledger assets December
31 of previous year 515095 19
Increase of capital during 1910 109900 00
Extended at 624995 19
11Income During the Year
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 6353 25CompteollerGenerals Report 405
lVo Cash received for renewal premiums
without deductions for commissions or
other expenses 6353 25
Total 77803 20
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 1
99964 renewals 21468 total 2214 32
7 Total premium income 75588 88
8 Cash received for interest on mortgage loans 3474 93
9 Cash received for interest on bonds owned and dividends
onstock 747181
11 Cash received for interest on other debts due the com
pany 13664 78
19 From all other sources viz Prom miscellaneous income
28737 premium on capital stock 11082500 total 111112 37
Total income 211312 77
HIDisbursements During the Year
1 Cash paid for death claims including re
visionary additions 5000 00
7 Total net amount actually paid for losses 5000
Total paid policyholders 5000 00
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance 51632 08
18 Cash paid for salaries and allowances to managers and
agents 8174 40
19 Cash paid for medical examiners fees 870880 inspec
tion of risks 377600 total 10484 80
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees 20447 02
23 Cash paid for insurance department fees and agents
licenses 81900 municipal licenses 374045 total 4559 45
24 Cash paid for rent 117 50
26 Cash paid for furniture fixtures and safes for home and
agency offices 1214 8
27 Cash paid for advertising 317304 printing 262710
postage telephone telegraph and express 231331 ex
change 2058 total HJ A 3
28 Cash paid for legal expenses
29 Cash paid for the following items viz Fire insurance
3340 general home office expense 191260 total 1946 00406
ComptrollerGenerals Eeport
Commission on sale of stock 6741707 traveling expense
other than agency 61050 total 68027 57
Loss on sale of bonds 414 05
30 Total disbursements
IVAssets as Per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collaterals
5 Premium notes loans or liens on policies in force which
was received during the year
7 Cash in companys office
S Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
axualty department
Medical examiners books
181666 73
48855 74
10092 00
148468 18
2757 50
1447 15
266051 33
73608 00
4787 91
7711 78
28 64
13 Total net or ledger assets 654641 23
Other Assets
14 Interest due and accrued on mortgages 1126 34
17 Interest due on certificates of deposit 562 92
1 nterest due on bills receivable 3137 17
Total carried out
4826 73
New Business
24 Gross deferred premiums
on policies in force De
cember 31 1910
25 Deduct loading
377 86
272 60
Renewals
4003 29
765 16
26 Net amount of uncollect
ed and deferred pre
miums
Extended at
27 Admitted assets casualty department
105 26
3238 13
3343 39
32056 45
28 Total assets as per the books of the company
Items Not Admitted
1 Accrued interest bills receivable
2 Premium note assets in excess of net
values
694867 80
3137 47
744 83

ComptrollerGeneral s Report 407
3 Bonds 1405 68
5 Agents balances 4787 91
7 Bills receivable 73608 00
8 Supplies printed matter and stationery 28 64
Total 83712 53
9 Total assets less items not admitted 611155 27
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
The Actuaries Table of Mortality with
four per cent interest 20305 39
Deduct net value of risks of this company
reinsured in other solvent companies 1085 44
Net reinsurance reserve 19219 95
6 Claims for death losses and other policy
claims resisted by the company 4000 00
Total policy claims 4000 00
15 Liabilities casualty department 63685 14
16 All other liabilities 4283 35
17 Liabilities on policvholder s account including capital
stock 45500 00
18 Gross surplus on policvholders account unassigned funds
surplus 74466 83
19 Total liabilities 611155 27
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 862 299000 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 963 1553476 00
Tota 1625 1852476 00
Deduct number and amount which have ceased to be
in force during the year 85 1 26501
Total number and amount of policies in force in
Georgia December 31 1910 1540 1725976 00
No Amount408
ComptbolleeGenebal s Eepoet
Amount of losses and claims on policies in Georgia
incurred during the year
3
9000 00
Total 3 9000 00
Amount of losses and claims on policies in Georgia
paid during the year 2 5000 00
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deduction for losses dividends com
missions or other expenses Cash 6009386
GREENSBORO LIFE INSURANCE COMPANY OF
GREENSBORO N C
J W Fry President juiian Price Secretary
Principal Office North Elm Street Greensboro N C
ICapital Stock
1 Amount of capital stock
paid up in cash 140400 00
Amount of net or ledger assets December
31 of previous year 546885 56
Extended at 546885 56
IIIncome During Year
1 Cash received for premiums on new poli
cies without deductions for commissions
or other expenses 87507 62
l1 Cash and notes received for renewal
premiums without deductions for com
missions or other expenses 259721 85
3 From dividends applied to pay running
premiums 89 47
3 From dividends applied to purchase
paidup additions and annuities 123 06
Total
Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 127080
renewals 402671 total
347442 00
5297 51
7 Total premium income 342 144 49
8 Cash received for interest on mortgage loans 20104 53
9 Cash received for interest on bonds owned and dividends
on stock and collateral loans 2970 00
10 Cash received for interest on premium notes loans or liens 5365 82
11 Cash received for interest on deposits in banks 55 02
12 Cash received as discount on claims paid in advance 543 89
Total income 371183 75ComptrollerGeneral s Report
IIIDisbursements for the Year
Cash paid for death claims including re
visionary additions 98972 77
Premium notes loans or liens used in pay
ment of the same 2757 78
409
Total I
Deduct amount received from other com
panies for losses or claims on policies
of this company reinsured
101730 55
19000 00
11
12
16
17
18
19
20
21
22
23
24
26
27
28
29
Total net amount actually paid for losses and matured
endowments
Commuted installment claims
Premium notes loans or liens used in purchase of sur
rendered policies 1803941 voided by lapse 436648
total
Cash dividends applied to pay running premiums
Cash dividends applied to purchase paidup additions
and annuities
82730 55
3686 66
22405 89
89 47
123 06
Total paid policyholders 109035 63
Cash paid stockholders for interest on guaranty surplus 3500 00
Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 4358017
renewals 1576331 total
Cash paid for salaries and allowances to managers and
agents
Cash paid for medical examiners fees 950800 inspec
tion of risks 148547 total
Cash paid for salaries and all other compensation of offi
cers and other home office employees
Cash paid for taxes on premiums
Cash paid for taxes on reserves
Cash paid for insurance department fees and agents li
censes etc
Cash paid for rent
Cash paid for furniture fixtures and safes for home and
agency offices
Cash paid for advertising 206253 printing and sta
tionery 244570 total
Paid for real estate expenses other than taxes 3847
for legal expenses 167203 total
Cash paid for the following items viz Agents balances
charged off
Telegraph telephone and postage 157350 traveling ex
penses 130364 general expenses 83248 total
Total disbursements 217132 21
59343 48
2268 09
10993 47
13911 76
2392 01
2651 49
1298 30
1130 00
330 68
4508 23
1710 50
348 95
3709 62410
ComptbollebGen ebal s R ep i rt
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collaterals
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
4 Premium notes loans or liens on policies in force
5 Premium notes loans or liens on policies in force
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
13 Total net or ledger assets less depreciation
Other Assets
14 Interest due 61750 and accrued 5
30244 on mortgages
15 Interest due 50000 and accrued 73421
on bonds and stocks
16 Interest due 9000 and accrued 19022
on collateral loans
17 Interest accrued on premiums notes loans
or liens
5919 94
1234 21
280 22
207 31
Total carried out
20 Market value of real estate over cost
Renewals
23 Gross premiums due and unreported on
policies in tone December 31 1910 12 804 31
24 Gross deferred premiums mi policies in
force December 31 1910
5933 59
Total
25 Deducting loading ii per cent on re
newals
18737 90
2435 93
26 Net amount of uneoHected and deferred
Premiums 1630 97
Extended
Guaranty surplus fnnd
18100 00
391550 00
31767 03
62531 58
89552 28
89552 28
45125 00
978 28
35804 29
8369 75
17158 89
11 Total net or ledger assets 700937 10
12 Deduct depreciation from cost of assets to bring same
to par value 125 00
700812 10
7641 68
5400 00
16301 97
100000 00
28 Total assets as per the books of the company 830155 75COMPTEOLLERGrENERAls REPORT
411
Items Not Admitted
5 Agents balances 17158 89
7 Bills receivable 8084 47
Total 25243 36
9 Total assets less items not admitted 804912 39
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
The Actuaries Table of Mortality and
American Experience with 4 per cent interest 538209 00
Deduct net value of risks of this com
pany reinsured in other solvent com
panies 4087 00
Net reinsurance reserve 53412 00
2 Premium notes or loans on policies and
other obligations in excess of the net
value of their policies 8324 33
3 Claims for death losses reported but no
proof received 1000 00
6 Claims for death losses and other policy
claims resisted by the company 1000 00
8 Present value of unpaid amounts on ma
tured installment policies and disability
claims 329 47
Total policy claims 21653 80
11 Amount of interest on guaranty surplus 3500 00
12 Amount of national state or other taxes due 3151 38
13 Amount due on account of salaries rents and office ex
penses 3225 04
16 Amount of any other liability of the company viz Pre
miums paid in advance 1736477 Interest in advance
170586 Commissions to agents on premium notes
35923 medical fees 90300 total 20332 86
17 Liabilities on policyholders account 582985 08
18 Gross surplus on policyholders account 221927 31
19 Total liabilities 804912 39
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previ
ous vear 253 416946 00412
ComptrollerGenerals Report
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 153
258708 00
Total 406 675654 00
Deduct number and amount which have ceased to be
in force during the year 67 104000 00
Total number and amount of policies in force in
Georgia December 31 1910 339
Amount of losses and claims on policies in Georgia
incurred during the year 4
571654 00
6500 00
THE GERMANIA LIFE INSURANCE COMPANY OF NEW YORK
Cornelius Doremus President Carl Heye Secretary
Principal Office 20 Nassau Street New York N Y
ICapital Stock
1 Amount of capital stock
paid up in cash 200000 00
Amount of net ledger assets December
31 of previous year 42594864 25
Extended at 42594864 35
IIIncome During Year
1 Cash received for premiums on new poli
cies without deduction for commissions
or other expenses 669870 04
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 431515404 annui
ties 19748 total 4315351 52
3 From dividends applied to pay running
premiums 263887 52
3 From dividends applied to purchase
paidup additions and annuities 4704 62
4 From surrender values applied to pur
chase paidup insurance and annuities 141167 02
5 Consideration for annuities other than
matured installment policies 53452 65
Total 5493433 37
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 455470
renewals 958808 total 14142 78
7 Total premium income 5479290 59ComptrollerGenerals Report
413
Consideration for supplementary contracts not involving
life contingencies
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stocks
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany 222885 on deposits 2211407 total
12 Cash received as discount on claims paid in advance
13 Cash received for rents for use of companys property
including 1274690 for companys own occupancy
18 From agents balances previously charged off
19 From all other sources viz Policy fees
Dividends left with company to accumulate at interest
8682 50
1187249 73
391739 04
227202 75
24342 92
250 74
154976 52
40631 56
2563 61
4935 75
Total income 7521865 71
Total 50116730 06
IIIDisbursements for the Year
1 Cash paid for death claims including re
visionary additions 1528992 11
3 Cash paid for matured endowments and
additions thereto 1554319 88
5 Cash paid for sums falling due during the
year on installment policies
5006 94
Total 3088318 93
7
10
11
12
13
15
16
17
Total net amount actually paid for losses and matured en
dowments
Cash paid to annuitants
Cash dividends paid policyholders 27440304 left with
he company at interest 493575 held on deposit
surrendered during the year 29723 total
Cash dividends applied to pay running premiums
Cash dividends applied to purchase paidup additions
and annuities
Surren der values paid in cash
Surrender values applied to purchase paidup insurance
and annuities
Total paid policyholders
Cash paid stockholders for interest 7 per cent and 5 per
cent dividends
Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 26610700
renewals 20596159 total
3088318 93
41642 52
279636 02
263887 52
49704 62
584672 30
141167 02
4449028 93
24000 00
472068 59414 ComptrollerGenerals Report
18 Cash paid for salaries and allowances to managers and
agents 22794259 agency supervision etc 96
70037 total 324 642 96
19 Cash paid for medical examiners fees 3915589 in
spection of risks 580367 total 44959 56
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees 206 241 34
21 Cash paid for taxes on new premiums and on renewals 47328 65
22 Gash paid for taxes on real estate 2 1783 73
23 Cash paid for insurance department fees and agents li
censes 539200 municipal licenses etc 464950
Federal corporation tax 503953 total 15081 03
24 Cash paid for Vent including 1274690 companys occu
Pancv 30376 90
25 Cash paid for commuting commissions 29 181 43
26 Cash paid for furniture fixtures and safes for home and
agency offices 59o 7
27 Cash paid for advertising 1304814 printing and sta
tionery 2090621 postage etc 3214590 exchange
363374 total 69733 99
28 Cash paid for reaJ estate expenses other than faxes 60
99457 for legal expenses 279894 total 63793 51
29 Cash paid for the following items viz Agents balances
charged off 0g43 02
Gross loss on sale of bonds 1 150 28
Other disbursements 18 212 08
30 Total disbursements ggy oko 73
IV Assets as per Ledger Accounts
1 Cost value of real estate exclusive of all iiicumbrances 364075 22
2 Loans on mortgage first liens on real estate 20372J63 20
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 4 329 534 31
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 9488 43 80
7 Cash in company s office 2 401 14
8 Cash deposited in banks 146282 66
11 Total net ledger assets as per balance above 44279376 33
12 Deduct depreciation from cost of assets to bring same to
mket vale 410747 30
13 Total net or ledger assets less depreciation 43868629 03
Other Assets
14 Interest due 83800 and accrued 436
27808 on mortgages 437116 08
ComptrollerGenerals Report
415
15
17
19
23
24
25
26
28
Interest due 233151 and accrued 130
81399 on bonds and stocks
Interest due 1094555 and accrued 19
59214 on premiums notes loans or
liens
Rents due on company s property or lease
133145 50
30537 69
790 30
Total carried out
New Business
Gross premiums due and
n n reported on policies in
force December 31st
1910 25573 80
Gross deferred premiums
on policies in force De
cember 31 1910 53029 10
601589 57
Renewals
633352 02
430892 55
Totals 78602 90 1064244 57
Deducting loading 25 per
cent on new and 25
per cent on renewals 19650 72 266061 15
Net amount of uncollected
and deferred premiums 58952 18 798183 42
Extended
857135 60
Total assets as per the books of the company 45327354 20
VLiabilities
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
The American Experience Table of
Mortality with 3 and 3 per cent in
terest respectively and McClintock s
Annuitant Table of Mortality with
3 i per cent interest 38048808 00
Deduct net value of risks of this com
pany reinsured in other solvent com
panies
58854 00
Net reinsurance reserve 37989954 00
5
Claims for death losses due and unpaid 11464 52
Claims for matured endowments due and
unpaid 79209 43
Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 228598 44416 ComptrollerGenebals Report
6 Claims for death losses and other policy
claims resisted by the company 2000 00
7 Amounts due and unpaid on annuity claims 2812 40
8 Present value of unpaid amounts on ma
tured installment policies 60053 33
Total policy claims 384138 12
10 Amount of all unpaid dividends and surplus or other de
scription of profits due policyholders 122655 15
12 Amount of national state or other taxes due 52112 60
13 Amount due on account of salaries rents and office ex
penses 883597 commissions to agents due or ac
crued 36633 total 9 202 30
16 Amount of any other liability of the company viz Pre
miums paid in advance 1658157 liability on policies
cancelled upon which a surrender value may be de
manded 942475 unearned interest and rent 49
85901 medical examiners fees 174900 dividends
left with the company to accumulate at interest 9
36600 extra reserve for absolute war and world poli
cies and other liabilities 17406628 total 261046 61
17 Liabilities on policyholders account 38819108 78
18 Gross surplus on policyholders account including divi
dend funds 6508245 42
19 Total liabilities 45327354 20
20 Estimated surplus accrued on Tontine and
other policies the profits of which are
especially reserved for that class of
policies 3485243 04
21 Estimated surplus accrued on nil other
polices 3023002 38
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 68 992243 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 137 240 097 20
Total 818 1232340 20
Deduct number and amount which have ceased to
be in force during the year 71 134054 00
Total number and amount of policies in force inCOMPTEOLLBRGrENEEAIi s REPORT
417

0
Georgia December 31 1912 747 1098286 20
Amount of losses and claims on policies in Georgia
incurred during the year 6 8500 00
Total
Amount of losses and claims on policies in Georgia
paid during the year
6 8500 00
6 8500 00
HARTFORD LIFE INSURANCE COMPANY OF CONNECTICUT
John G Hoyt President Thomas F Lawrence Secretary
ICapital Stock
1 Amount of capital stock
paid up in cash 500000 00
Amount of net or ledger assets December
31 of previous year 4523294 12
Extended at 4523294 12
IIIncome During Year
1 Cash received for premiums on new poli
cies without deductions for commissions
or other expenses 173633 35
l1 Cash received for renewal premiums
without deductions for commissions or
other expenses 2058360 22
3 From dividends applied to pay running
premiums 43331 00
3 From dividends applied to purchase paid
up additions and annuities 77 58
4 From surrender values applied to pur
chase paidup insurance and annuities 17589 00
5 Consideration for annuities other than ma
tured installment policies 2267 50
Consideration for supplementary contracts
involving life contingencies 775 00
Total 2296033 65
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 36878 re
newals 438761 total 4756 39
7 Total premium income 2291277 26
8 Cash received for interest on mortgage loans 89385 10
9 Cash received for interest on bonds owned and divi
dends on stock 23251 40418
ompteollerGenerals Report
10 Cash received for interest on premium notes loans or
liens 20593 15
11 Cash received for interest on other debts due the company 500 00
13 Cash received for rents for use of companys property
including 700000 for companys own occupancy 17511 88
14 Cash received for profits on sales of bonds or stocks
383756 real estate 322000 total 7057 56
16 From dividends and surrender values on reinsurances 381 00
17 Consideration for supplementary contracts not involving
life contingencies 8825 00
19 From all other sources viz Extensions bills receivable
and bank deposits 9112 58
42118 29
From other sources
Total income 2510013 22
IIIDisbursements for the Year
1 Cash paid for death claims including re
visionary additions 1633596 61
3 Cash paid for matured endowments and
additions thereto 6054 00
Total 1639650 61
6 Deduct amount received from other com
panies for losses or claims on policies
of this company reinsured of which 6
39964 is for death claims 6399 64
10
11
12
15
Total net amount actually paid for losses and matured
endowments
ash paid to annuitants
Premium notes loans or liens used in purchase of sur
rendered policies and surrender values paid in cash
1 fash dividends paid polieyholders
Cash dividends applied to pay running premiums
Cash dividends applied to purchase paidup additions
and annuities
Surrender values applied to purchase paidup insurance
and annuities
Dividends applied to purchase paidup additions
Total paid polieyholders
10 Cash paid stockholders for interest on dividends
17 ash paid for commissions and bonuses to agents less
commission on reinsurance now policies 10844237
renewals 3553543 and original annuities 6802
total
18 CasJi paid for salaries and allowances to managers and
agents
1633250 97
150 00
56001 53
8494 88
43331 00
77 58
17589 00
381 00
1759275 96
50000 00
144045 82
5743 33
ComptbolleeGenebal s Report
19 Cash paid for medical examiners fees 187693 2 in
spection of risks 542606 total
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes on new premiums
22 Cash paid for taxes on investments
23 Cash paid for insurance department fees and agents
licenses
24 Cash paid for rent
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 696354 printing 1164709
postage telegraph telephone and express 823937
total
28 Cash paid for real estate expenses other than taxes 13
70958 for legal expenses 1343265 total
29 Cash paid for tlhe following items viz Real estate tax
364650 branch office expenses 2699570 agency
supervision 3674255 dividends on interest 6338
supplementary claims 85833 death claims investiga
tion 352158 and other disbursements 354695
419
24195 18
90118 52
20417 86
9084 16
2593 25
7000 00
1160 03
26850 00
27142 23
107297 19
30 Total disbursements 2274923 53
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 218731 00
2 Loans on mortgage first liens on real estate 2013299 00
3 Loans secured by pledge of bonds stocks or other market
able collaterals 10000 00
4 Loans made in cash to polieyholders on this companys
policies assigned as collateral 384807 53
5 Premium notes loans or liens on policies in force of
which 154388 was received during the year 42943 00
6 Cost value of bonds arid stocks owned excluding accrued
interest at time of purchase 675807 93
7 Cash in companys office 2806 67
8 Cash deposited in banks 212160 56
9 Bills receivable 19911 28
10 Agents ledger balances 10059 39
Safety funds in Security Co of Hartford 1167857 45
11 Total net ledger assets as per balanceabove
Other Assets
4758383 81
14 Interest due 67500 and accrued 51
41468 on mortgages 52089 68
15 Interest accrued on bonds and stocks 6758 22420
CompteollerGexeral s Report
17 Interest due on premiums notes loans or
liens 1169 18
19 Bents due on companys property or lease 604 60
Total carried out
20 Market value of real estate over cost
New Business
23 Gross premiums due and
unreported on policies
in force Dee 31 1910 1069 43
24 Gross deferred premiums
on policies in force De
cember 31 1910 5692 91
25 Deducting loading 3309 44
Renewals
42145 54
62685 57
17847 46
60621 68
37269 00
90436 55
28 Total assets as per the books of the company 5167228 30
Items Not Admitted
5 Agents balances
7 Bills receivable
8 Book value of ledger assets over mar
ket value
10083 93
19911 28
134803 67
Total
164798 88
9 Total assets less items not admitted
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
The Actuaries Table of Mortality
with four per cent interest and 3V on
policies issued afterJan 1 1901 2301362 00
Deduct net value of risks of this com
pany reinsured in other solvent com
panies 6417 00
5002429 42
Net reinsurance reserve
3 Claims for death losses due and unpaid
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due
8 Present value of unpaid amounts on ma
tured installment policies face 15
04158
2294945 00
166 67
233002 25
10205 00
Total policy claims
243373 92ComptrollerGenerals Report 421
10 Amount of all unpaid dividends of surplus or other de
scription of profits due polieyholders 211651 62
12 Amount of national state or other taxes due 32291 05
13 Amount due on account of salaries rents and office ex
penses 1768 86
16 Amount of any other liability of the company viz Pre
miums paid in advance 428619 unearned interest
and rents 1103116 commissions due to agents
94582 medical examiners fees and legal fees 2
62560 Safety Fund liability mens and womens di
vision 122176609 total 1240654 86
17 Liabilities on polieyholders account 4024685 31
18 Gross surplus on polieyholders account 977744 11
19 Total liabilities 5002429 42
20 Estimated surplus accrued on Tontine
and other policies the profits upon
which are especially reserved for that
class of policies 173014 00
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 920 1594321 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 3 9834 00
Total 923 1604155 00
Deduct number and amount which have ceased to
be in force during the year 53 135354 00
Total number and amount of policies in force
in Georgia December 31 1910 870 1468801 00
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 9 15500 00
Amount of losses and claims on policies in Georgia
incurred during the year 32 69000 00

Total 41 84500 00
Amount of losses and claims on policies in Georgia
paid during the year 29 60000 00422 ComptrollerGenerals Eepobt
home life insurance company of new york
George E lde President Ellis W Gladwin Secretary
Home Office 256 Broadway New York City
ICapital Stock
1 Amount of capital paid up
in cash 125000 00
2 Amount of ledger assets as per balance
December 3 of previous year 23184349 50
4 Extended at 23184349 50
IIIncome During Year
5 First years premiums on original policies
without deduction for commissions or
other expenses less 1640591 for first
years reinsurance 349015 71
7 Total first years premiums on original
policies 349015 71
8 Dividends applied to purchase paidup ad
ditions and annuities 314652 88
9 Matured endowments applied to purchase
paidup insurance and annuities 2957 73
10 Consideration for original annuities in
volving life contingencies 7775 45
11 Consideration for supplementary contracts
involving life contingencies 2388 15
12 Total new premiums 676789 92
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less
2613282 for reinsurance on renewals 2824675 83
14 Dividends applied 1o pay renewal pre
miums 07778 19
16 Surrender values applied to pay renew
al premiums 48 09
17 Renewal premiums for deferred annuities 25635 35
18 Total renewal premiums 2948137 46
19 Total premium income 3624927 38
20 Consideration for supplementary contracts not involv
ing life contingencies 53603 00
21 Dividends left with the company to accumulate at in
t crest fi379 96
23 Gross interest on mortgage loans 330697 34
OMPTROLLEBGBNEBAIis KePOBT 423
25 Gross interest on bonds and dividends on
stocks less 880971 accrued interest
on bonds acquired during 1910 522 118 42
26 Gross interest on premium notes policy
l0ns or liens lg4el Q
47 Gross interest on deposits in trust com
panies and banks 6 609 63
29 Gross interest on advances to agents ioi3 04
31 Gross discount on claims paid in advance 209 48
32 Gross rent from companys property in
cluding 2400000 for companys occu
pancy of its own buildings gg 499 g0
33 Total gross interest and rents 1 151 763 57
41 Gross profit on sale or maturity of ledger
assets viz bonds 865375 stocks
1460633 total 2326Q og
42 Gross increase by adjustment in book
value of ledger assets viz Bonds 5253 73
43 Total income
4865195 83
JHDisbursements for the Year
1 First death claims less 9
00000 reinsurance 971
00387 additions 972
00 total
2 For matured endowments
less 16206900 addi
tions 17501941 total
971975 87
337088 41
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
6 Surrender values paid in cash or applied in liquidation
of loans or notes
7 Surrender values applied to pay renewal premiums
9 Dividends paid to policyholders in easi or applied in
liquidation of loans or notes
10 Dividends applied to pay renewal premiums
12 Dividends applied to purchase paid up additions and an
nuities
13 Dividends left with the company to accumulate at in
terest
14 Total paid policyholders 2481200 54
15 Expense of investigation and settlement of policy claims
including 90566 for legal expense
16 Paid for claims on supplementary contracts not involv
ing life contingencies
1309064 28
51553 66
676758 76
48 00
24964 72
97778 19
314652 88
6379 96
1032 16
17985 75424
ComptrollerGenerals Bepobt
17 Dividends and interest thereon held on deposit surren
dered during the year 636 88
18 Paid stockholders for interest or dividends 15000 00
19 Commissions to agents less commission on reinsurance
first years premiums 15507426 renewal premiums
22350649 annuities original 27219 renewal
210825 total 380961 19
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 16141 72
23 Branch office expenses including salaries of managers
and clerks not included in item 21 69373 06
24 Medical examiners fees 2475602 inspection of risks
262590 total 27381 92
25 Salaries and all other compensation of officers directors
trustees and home office employees 168775 75
26 Kent including 2400000 for companys occupancy of
its own buildings 24000 00
27 Advertising 2103903 printing and stationery 11
40740 postage telegraph telephone and express 9
17234 total 41618 77
28 Legal expense not included in item 15 4394 44
29 Furniture fixtures and safes 2604 70
30 Repairs and expenses other than taxes on real estate 37099 47
31 Taxes on real estate 15243 66
32 State taxes on premiums 44203 85
33 Insurance department licenses and fees 6388 48
34 All other licenses fees and taxes give
items and amounts viz
35 Tax on deposit 500 tax on reserve
204878 total 2053 78
36 Municipal licenses and fees 1449 53
37 United States corporation tax 4419 88 7923 19
38 Other disbursements
39 Traveling expenses of officers and home
office employees 3879 82
40 Rent of vault etc 755 00
41 Legislative and other expenses paid
through Association of Life Insurance
Presidents 1050 40
42 Examination expenses 680 95
43 Miscellaneous expenses 3424 60
44 Total 9790 77
46 Gross loss on sale or maturity of ledger
assets viz bonds 317 53
47 Gross decrease by adjustment in book
value of ledger assets viz bonds 12444 80
48 Total disbursements 3384518

7
ComptrollerGeneral s Report
IVLedger Assets
Book value of real estate
Mortgage loans on real estate first liens
Loans made to policyholders on this companys policies
assigned as collateral
Premium notes on policies in force
Book value of bonds 1076891000 and stocks 1404
11293 total
Cash in companys office 2231 69
Deposits in trust companies and banks
not on interest 23645 24
Deposits in trust companies and banks
on interest 366195 64
425
1643609 81
7015415 00
2819626 00
607788 02
12173022 93
10 Agents balances debit 1772388 credit 15378 net

11
12
13
14
16
18
20
Total
Less sundry small amounts due policyholders and agents
whose whereabouts are unknown to the company
Total ledger assets as per balance
NonLedger Assets
Interest accrued on mortgages 28468 76
Interest accrued on bonds 148743 75
Interest due 1223472 and accrued
71353 on premium notes policy loans
or liens 12948 25
Interest due and accrued on balances in
banks and trust companies 800 00
Rents due 220750 and accrued 2
08333 on companys property or lease 4290 83
392072 57
17570 10
24669104 43
4077 73
24665026 70
21 Total interest and rents due and accrued
195251 59
New Business
Renewals
25
26
Gross premiums due and
un reported on policies in
force December 31 1910
less reinsurance premi
urns
Gross deferred premiums
on policies in force De
cember 31 1910 less
reinsurance premiums
5513 93 188732 93
41499 84
224875 33
27 Totals 47013 77 413608 26
426 ComptrollerGenerals Beport
28 Deduct loading 10259 03 100069 42
29 Net amount of uncollected
and deferred premiums 36754 74 313538 84
Deduct Assets Not Admitted
350293 58
38 Agents debit balances gross 17723 88
44 Bonds and stocks 167548 93 185272 81
45 Admitted assets 25025299 06
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of
December 910 as computed by the
New York Insurance Department on
the following tables of mortality and
rates of interest viz
1 Actuaries table at 4 per
cent on life endow
ment and term policies
with continuous or
limited premiums and
with or without a pure
endowment or return
premium feature and
participating or non
participating issues
18601900 inclusive 11730361 00
Same for revisionnry ad
ditions 411482 00 12141843 00
American Experience ta
ble at 3 per cent on
same classes as Actu
aries 4 per cent is
sues of 19011907 in
clusive 6928415 00
Same for revisionnry ad
ditions 1907129 00
8835544 00
3 American Experience ta
ble at 3 per cent on
life endowment and
term policies with con
tinuous or limited pre
miums and with orComptrollerGenerals Report
427
without a return pre
mium feature partici
pating issues 1908
1910 inclusive 1123751 00
Same for revisionary ad
ditions 1198 00
1124949 00
Net present value of an
nuities including those
in reduction of premi
ums viz
Actuaries table at 4 per
cent 202038 00
American Experience ta
ble at 3y2 per cent 259188 00
MeClintocks table at 3
per cent 81202 00
542428 00
Total 22644764 00
6 Deduct net value of risks of this com
pany reinsured in other solvent com
panies 138242 00
10

13
14
15

Net reserve paid for basis
Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company
Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
Claims for death losses which have been
reported and no proof received 122767 77
Claims for matured endowments due and
unpaid 15926 13
Claims for death losses and other policy
claims resisted by the company 6000 00
22506522 00
184806 00
6680 00
17 Total policy claims
19 Dividends left with the company to accumulate at inter
est and accrued interest Miereon
20 Premiums paid in advance including surrender values
so applied
EjBl Unearned interest and rent paid in advance
23 Commissions to agents due or accrued
25 Salaries rents office expenses bills and accounts due or
accrued
26 Medical examiners fees 4450 and legal fees 117500
due or accrued
27 State county and municipal taxes due or accrued
144693 90
11192 26
23535 31
102698 17
1352 17
3500 00
1219 50
44500 00
428 ComptrollerGenerals Eeport
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 11377 81
38 Reserve for possible future depreciation in real estate 43609 81
40 United States corporation tax 5000 00
1 Reserve for death claims not reported at the time this
statement was made 15000 00
44 Capital stock 125000 00
45 Unassigned funds surplus 1794612 13
46 Total 25025299 06
Business in the State of Georgia During 1910
No Amount
16 Policies on the lives of citizens of said State
in force December 31 of previous year 480 1299051 00
17 Policies on the lives of citizens of said State
issued during the year 65 144521 0J
18 Total 545 1443572 00
19 Deduct ceased to be in force during the year 51 84087 00
20 Policies in force December 31 494 1359485 00
21 Losses and claims unpaid December 31 of pre
vious year 1 16499 00
22 Losses and claims incurred during year 2 4000 00
23 Total 3 20499 00
24 Losses and claims settled during the year in cash 3 20499 00
26 Premiums collected or secured in cash and notes or cred
its without any deduction for losses dividends com
missions or other expenses 47366 1 a
ILLINOIS LIFE INSURANCE COMPANY OF CHICAGO ILLINOIS
T W Stevens President Oswald J Arnold Secretary
Principal Office Chicago Illinois
ICapital Stock
1 Amount of capital stock paid up in cash 100000 00
Extended at 6984800 ljj
IIIncome During Year 1910
1 Cash received for premiums on new poli
cies without deductions for commissions
or other expenses 480098 22ComptrollerGenerals Eeport
429
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 1255318 03
3 From dividends applied to pay running
premiums
3 From dividends applied to purchase
paidup additions and annuities
4 From surrender values applied to pur
chase paidup insurance and annuities 24827 99
19266 23
5068 02
Total 1784578 49
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 14
83852 renewals 1508856 total 29927 08
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and divi
dends on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on deferred premiums
12 Cash received as discount on claims paid in advance
13 Cash received for rents for use of companys property
14 CaSh received for profits on sales of bonds or stocks
18 Gross interest on deposits in trust companies and banks
and sundry
19 From all other sources viz Rebate on special assessment
Total income
1754651 41
37817 80
104833 03
139340 57
15618 70
8 66
59175 00
2173 27
14816 60
63 15
2128498 25
IIIDisbursements for the Year 1910
Cash paid for death claims including re
visionary additions
Cash paid for matured endowments and
additions thereto
Total
Deduct amount received from other com
panies for losses or claims on policies of
this company reinsured
527756 06
45789 77
573545 83
955 09
10
11
Total net amount actually paid for losses and matured
endowments
Cash paid to annuitants
Voided by lapse
Cash dividends paid policyholders
Cash dividends applied to pay running premiums
572590 74
900 00
6894 54
10589 34
19266 23
430
omptbollekGeneral s K EPI IRT
12 Cash dividends applied to purchase paidup additions and
annuities 5068 02
13 Surrender values paid in cash 182 930 82
15 Surrender values applied to purchase paidup insurance
and annuities 24 827 99
Total paid policyholders 823067 68
16 CaSh paid stockholders for interest on dividends 7000 00
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 32772654
renewals 12907128 total 456797 82
18 Cash paid for salaries and allowances to managers and
a8eilts 33759 33
19 Cash paid for examiners fees 2355213 inspection of
risks 563960 total 29 191 77
20 Cash paid for salaries and all other compensation of offi
eers and home office employees114 877 43
21 lash paid for taxes on new and renewal premiums 17388 73
22 Cash paid for taxes on personal 148610 on real estate
126920 total 2755 30
23 Cash paid for insurance department fees and agents li
censes 218653 municipal licenses 22868 total 2413 21
24 ash paid for rent 19 04g 4g
25 Cash paid for collection of premiums 1781 70
26 Cash paid for postage telegraph telephone and express 8195 65
27 Cash paid for advertising 1246566 printing 10
37286 exchange 111259 total 23951 11
28 Cash paid for real estate expenses other than taxes 6
89792 for legal expenses 659204 total 13489 96
29 1 ash paid for the following items viz Expenseloss on
Kentucky mortgage 65000 expense incidental 4
49689 gross loss on sale or maturity of ledger assets
viz Bonds 13560 gross decrease by adjustment in
book value of ledger assets viz Real estate 6315
bonds 4162 amortization of premiums 116180
total 6549 06
30 Total disbursements 550 267 20
IVAssets as Per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 691541 92
2 Loans on mortgage first liens on real estate 586334 19
3 Loans secured by pledge 0f bonds stocks or other market
able collaterals 1534755 00
4 Loans made in cash to policyholders on this companys
policies assigned ls collateral 1555 295 23
5 Premium notes loans or liens on policies in force 3791 64
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 2 488 239 77ComptrollerGenerals Report
431
7 Gash in company a office 9305 05
8 Cash deposited in banks 205980 73
9 Bills receivable 3104 77
10 Agents ledger balances of which 2626787 was ad
vanced during the year 249625 05
Rental Contract corporation obligation secured com
muted value 118371 54
Suspense 1887904 furniture and fixtures 4370722
Com d Ren Coms 4410000 total 106686 26
11 Total net or ledger assets as per balance above 7553031 15
Other Assets
14
15
16
17
18
20
21
23
24
Interest due 5000 and accrued 8
37447 on mortgages 8424 47
Interest accrued on bonds and stocks 1020 86
Interest accrued on collateral loans 17479 92
Interest accrued on premiums notes loans
or liens 8953 88
Interest accrued on other asset 168 22
Total carried out
Market value of real estate over cost
Market value of bonds and stocks over cost
New Business
Renewals
13999 95 133610 45
6156 59
131242 72
20156 54 264853 17
26
28

I
M 2
3
t41 4
Gross premiums due and
unreported on policies
in force December 31
1910
Gross deferred premiums
on policies in force De
cember 31 1910
Totals
Deducting loading actual
on new and actual
on renewals
Net amount of uncollect
ed and deferred pre
miums 6580 49 222561 76
Total assets as per books of the company
Items Not Admitted
13576 05
42291 41
36047 35
389958 08
301682 73
229142 25
8509861 56
Furniture fixtures and safes 43707 22
Commuted commissions 44100 00
Cash advanced to or in the hands of offi432
ComptrollerGenerals Report
cers or agents suspense account 18879 04
5 Agents balances 252484 14
6 Premium notes and loans on policies in
excess of the net value 22447 56
7 Bills receivable 3104 77
Total 384722 73
9 Total assets less items not admitted 8125138 83
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
The Actuaries Table of Mortality
with 4 and 3 per cent interest 6294769 00
Deduct net value of risks of this company
reinsured in other solvent companies 25598 00
Net reinsurance reserve 7269171 00
1 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 22686 30
3 Claims for death losses reported and
proofs not received 30145 00
5 Claims for death losses in process of ad
justment 9371 36
6 Claims for death losses and other policy
claims resisted by the company 1000 00
Total policy claims 40876 36
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 132395 59
11 Amount of unearned interest and rent paid in advance 23503 58
12 Amount of national state or other taxes due 17248 03
13 Amount due on account of salaries rents and office ex
penses 10773 14
14 Medical examiners fees and inspection 2624 00
15 Special reserves to cover credits on premiums on re
insured policies 4744 48
16 Amount of any other liability of the company viz Pre
miums paid in advance 11122 18
Accumulated supervisorship investment fund held await
ing apportionment upon supervisorship investment poli
cies in accordance with the terms thereof 33728 87
17 Liabilities on policyholders account 7568873 53
18 Gross surplus on policyholders account 556265 30
19 Total liabilities 8125138 83ComptrollerGeneral s Report 433
Business in Georgia During 1910
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 1447 2340676 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 868 1444401 00
Total 2315 3785077 00
Deduct the amount which have ceased to be in
force during the year 425 853846 00
Total number and amount of policies in force in
Georgia December 31 1910 1890 293123100
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 4 5000 00
Amount of losses and claims on policies in Georgia
incurred during the year 19 38255 97
Total 23 43255 97
Amount of losses and claims on policies in Georgia
paid during the year 21 39755 97
INTERSOUTHERN LIFE INSURANCE COMPANY OF KENTUCKY
James R Duffin President David Meriwether Secretary
Principal Executive Office Louisville Kentucky
ICapital Stock
1 Amount of capital stock
paid up in cash 207571 00
Amount of net or ledger assets December
31 of previous year 198708 46
Increase of capital during 1910 63136 00
Extended at 261844 46
IIIncome During Year 1910
1 Cash received for premiums on new poli
cies without deductions for commissions
or other expenses 35723 42
1 Cash received for renewal premiums
without deductions for commissions or434
other expenses
2 Premium notes loans or liens taken in
part payment for renewal premium
ComptrollerGenerals Report
13393 12
683 62
Total 49800 16
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 32507 re
newals 94056 total 1265 63
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and divi
dends on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany Interest on time deposits
12 Interest on stock notes
15 Ledger assets other than premiums received from other
companies for assuming or reinsuring their risks
18 Surplus from sale of stock 7915400 premiums in
advance 67975 total
19 From all other sources viz Partial pay on stock
Total income
48534 53
1355 50
4870 00
210 67
590 37
335 75
9835 75
79833 75
1033 32
146599 64
IIIDisbursements for the Year 1910
1 Cash paid for death claims including re
visionary additions
8250 00
Total
Total paid policyholders
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance renewals 52060
IS Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 393797 in
spection of risks 32400 total
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 ash paid for taxes on new premium
8250 00
7 Total net amount actually paid for losses and ma
tured endowments 8 250 00
10 Cash paid policyholders Premium reduction 21 15
13 Surrender values paid in cash 371 52
8642 77
29332 32
11346 58
4261 97
9374 91
255 00ComptrollerGenerals Report 435
22 ash paid for taxes on investments 2932 61
24 Cash paid for rent 2308 00
26 Cash paid for furniture fixtures and safes for home and
agency offices 2518 64
27 Cash paid for advertising 207556 printing 224107
P T T 128754 Ex 4658 total 5650 75
28 ash paid for real estate expenses other than taxes
4400 for legal expenses 160882 total 1652 82
29 Cash paid for the following items viz Home office travel
ing expenses 135058 interest and discount 1
80600 general expenses 669145 bills payable 12
70000 profit and loss 166181 commission stock
sales 1978775 loss on sale of bonds 122500 total
miscellaneous expenses 45222 59
30 Total disbursements 123498 96
IVAssets as Per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 23900 00
2 Loans on mortgage first liens on real estate 31808 08
3 Loans secured by pledge of bonds stocks or other market
able collaterals 7500 00
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 2685 00
5 Premium notes loans or liens on policies in force of
which 283411 was received during the year 3592 15
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 129755 00
7 Cash in companys office 2168 78
8 Cash deposited in banks 25038 55
9 Bills receivable cash deposited in trust companies and
banks 22848 51
10 Agents ledger balances of which 1759231 was ad
vanced during the year 35649 07
11 Total net or ledger assets as per balance above
Other Assets
14 Interest accrued on mortgages
H5 Interest accrued on bonds and stocks
17 Interest accrued on premiums notes loans
or liens
18 Interest accrued on other assets
19 Rents due
284945 14
865 21
558 26
269 61
2047 13
55 11
Total carried out
20 Market value of real estate over cost
21 Market value of bonds and stocks over cost
3795 32
1200 00
400 00436
ComptrollerGenerals Report
New Business Renewals
23 Gross premiums due and
unreported on policies
in force December 31
1910 1468 82 23108 27
24 Gross deferred premiums
on policies in force De
cember 31 1910 10468 07
Totals 11936 89 23108 27
25 Deducting loading 70 per
cent on new and 8
per cent on re
newals 1028 18
26 Net amount of uncollect
ed and deferred pre
miums
27 Furniture fixtures and safes
28 Total assets as per books of the company
1848
10908 71 21259 61
32168 32
4000 00 I
326508 78
Items Not Admitted
2 Furniture fixtures and safes 4000 00
5 Agents balances 35649 07
7 Deposit 87995 time deposit 604911
collateral loan 700000 total 13929 06
The above in Owensboro Savings Bank
Trust Co now being liquidated
Total
9 Total assets less items not admitted
53578 13
272930 65
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
American y per cent interest
Deduct net value of risks of this company
reinsured in other solvent companies
44878 00
687 00
Net reinsurance reserve
44191 00
1
ComptrollerGenerals Beport
16 Amount of any other liability of the company viz Pre
miums paid in advance 67975 partial payments on
stock 51666 total
437
1196 41
17 Liabilities on policyholders account 45387 41
18 Gross surplus on policyholders account 227543 24
19 Total liabilities 272930 65
INTERNATIONAL LIFE INSURANCE COMPANY OP ST LOUIS MO
Massey Wilson President W E Grantges Secretary
Principal Office 10th and Olive Sts St Louis Mo
ICapital Stock
1 Amount of capital stock
paid up in cash 620350 00
Amount of net or ledger assets December
31 of previous year 1064034 91
Extended at 1064034 91
IIIncome During Year 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses
1 Cash received for renewal premiums
without deductions for commissions or
other expenses
3 Erom dividends applied to pay running
premiums
318730 59
116189 86
12697 36
Total 447617 81
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 532497
renewals 93131 total
6256 28
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and divi
dends on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the company
16 Prom dividends left with the company at interest
19 Prom all other sources viz Premiums on declined appli
cations current 93190 furniture fixtures and
safes 109975 total

Total income
441361 53
24675 60
9922 08
95 35
5991 90
9257 87
2031 65
493335 98438
ComptrollerGeneral s Report
HIDisbursements for the Year 1910
1 Cash paid for death claims including re
visionary additions 18095 45
Total
18095 45
Total net amount actually paid for losses and ma
tured endowments
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
Dividends left with the company to accumulate at in
terest
17
18
19
20
21
22
23
24
27
28
29
Total paid policyholders
Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 24488445
renewals 310608 total
Cash paid for salaries and allowances to managers and
agents
ash paid for medical examiners fees 2028725 inspec
tion of risks 515945 total
Cash paid for salaries and all other compensation of offi
cers and other home office employees
Cash paid for taxes on premiums
Cash paid for taxes St Louis City personal property tax
Cash paid for insurance department fees and agents li
censes Agents 120603 eas 368666 examination
of company 143387 municipal licenses 89800
Cash paid for rent including 832581 companys occu
pancy less 159750 received under sublease
Cash paid for advertising 602340 printing 794283
postage telegraph telephone express and exchange
Cash paid for legal expenses
ConsolidationDifferential paid stockholders
Cash paid for the following items viz Prizes for agency
contests 372984 purchase of agency contracts
150000 periodicals 11050 technical publications
8050 advance and partial payments suspense 1
74666 officers and other traveling expenses 428174
inspection of mortgage loans 4400 compromise
Crockett agent account 54500 collateral loans and
bills receivable 513000 loss on sale of bonds 1
08950 total
Total miscellaneous expenses 81995
18095 45
486 60
12697 36
9257 87
40537 28
247990 53
21691 67
25446 70
39454 40
2945 60
12391 07
7224 56
6728 31
39259 06
1956 52
25950 00
18257 74
819 95
30 Total disbursements
470653 399
10
11
14
15
17
18
ComptrollerGenerals Report 439
IVAssets as Per Ledger Accounts
Loans on mortgage first liens on real estate 667148 30
Loans secured by pledge of bonds stocks or other market
able collateral 8440 00
Loans made in cash to policyholders on this companys
policies assigned as collateral 2716 54
Premium notes loans or liens on policies in force 3654 54
Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 185947 50
Cash in company a office 358 95
Certificates of deposit 58578 55
Cash deposited in banks 64936 58
Bills receivable 37988 16
Agents ledger balances of which 5694838 was ad
vanced during the year 56948 38
1086717 50
Total net ledger assets as per balance above
Other Assets
Interest accrued on mortgages
Interest accrued on bonds and stocks
Interest on premiums notes loans or liens
Interest on banks
13299 94
2176 26
72 54
530 54
Total carried out
16079 28
New Business
23
24
25
26
28
Gross premiums due and
unreported on policies
in force December 31
1910
Gross deferred premiums
on policies in force De
cember 31 1910
44251 27
1107 53
Renewals
23819 93
3413 76
Totals
Deducting loading 71 per
cent on new and
12 per cent on re
newals
45358 80 27233 69
32204 75
3268 04
Net amount of uncollect
ed and deferred pre
miums 13154 05 23965 65
Total assets as per the books of the company 1139916 48
37119 70
440
CompteollebGenebal s Eepoet
Items Not Admitted
1 Collateral loans 8 0Q
5 Agents balances 58263 21
6 Premium notes and loans on policies 8 612 00
7 Bills receivable 37m 16
Book value of ledger assets over market
Value 3582 50
Total
116885 87
9 Total assets less items not admitted 1023030 61
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
The Actuaries Table of Mortality
with four per cent interest
Deduct net value of risks of this com
pany reinsured in other solvent com
panies
181971 23
2759 00
Net reinsurance reserve
Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due
179212 23
3000 00
10
Total policy claims
Amount of unpaid dividends of surplus or other descrip
tion of profits due policyholders
Commission due agents on premium notes when paid
12 Amount of state national or other taxes due
13 Amount due on account of salaries rents and office ex
penses
14 Amount due for medical examinations 190000 inspec
tion fees 62500 total
15 Capital stock
16 Amount of any other liability of thecompanyviz Pre
miums paid in advance 70059 interest and rent paid
in advance 4157 advance and partial payments 1
98716 net premiums on reinsurance not id i
10123 total
isurance not paid 1
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
19 Total liabilities
3000 00
9614 48
184 99
6043 15
2069 94
2525 00
620350 00
3830 55
826830 34
196200 27
1023030 61COMPTROLLERGrENERAL s BEPORT
441
Business in Georgia During 1910
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 322 601666 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 557 1053622 00
Total 879 1655288 00
Deduct number and amount which have ceased to
be in force during the year 262 526212 00
Total number and amount of policies in force in
Georgia December 31 1910 617 1129076 00
Total amount of losses and claims paid on policies
in Georgia during the year 2 5000 00
JEFFERSON STANDARD LIFE INSURANCE COMPANY
OF RALEIGH NORTH CAROLINA
Jos G Brown President Chas W Gold Secretary
Principal Office Fayetteville St Raleigh N C
ICapital Stock
1 Amount of capital stock
paid up in cash 250000 00
Amount of net or ledger assets December
31 of previous year 718150 52
Extended at 718150 52
IIIncome During Year 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses
1 Cash received for renewal premiums with
out deductions for commissions or other
expenses
2 Premium notes loans or liens taken in part
payment for premiums on new policies
2y2 Premium notes loans or liens taken in
part payment for renewal premiums
3 From dividends applied to pay running pre
miums
3 From dividends applied to purchase paid
up additions and annuities
96408 46
193309 25
1490 36
27061 46
1654 04
337 73442
CompteollebGenebal s Eepobt

4 From surrender values applied to pay run
ning premiums
4y2 From surrender values applied to purchase
paidup insurance and annuities
298 45
3640 00
Total
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 261320 re
newals 364065 total
324199 75
6253 85
7 Total premium income
8 Cash received for interest on mortgage loans
9 Gash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
13 Cash received for rents
14 Cash received for profits on sales of real estate 276 39
all other 26935 total
17 Premium notes loans or liens restored by revival or policies
Total income
317945 90 12320 99
4410 60 1953 87 15533 96 67 75
i 545 74 50 00
352829 01
HIDisbursements for the Year 1910
59340 88
1 Cash paid for death claims including re
visionary additions
Total
6 Deduct amount received from other com
panies for losses or claims on policies of
this company reinsured
59340 88
5000 00
7 Total net amount actually paid for losses and matured en
i lowments
9 Premium notes loans or liens used in purchase of su
dered policies
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums
15 Surrender values applied to purchase paidup insuranc
and annuities
Total paid policyholders i
17 Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 5199592 re
newals 819315 total
54340 88
4413 78
1654 04
337 73
7001 22
298 45
3640 00
71686 10
60189 07
ComptrollerGenerals Report
443

18 Cash paid for branch office expenses and traveling expenses
of managers and agents
19 Cash paid for medical examiners fees 1660699 inspec
tion of risks 201660 total
20 Cash paid for salaries and all other compensation of officers
and other home office employees
21 Cash paid for taxes on new premiums
22 Cash paid for taxes on investments
23 Cash paid for insurance department fees and agents licenses
24 Cash paid for rent
25 Cash paid for commuting commissions
27 Cash paid for advertising 442751 printing 450272
postage telegraph telephone and express 291744
exchange 3700 total
28 Cash paid for real estate expenses other than taxes 2585
for legal expenses 136558 total
29 Cash paid for the following items viz Health and disability
claims 35000 sundries 52494 loss on sale of bonds
23750 gross decrease by adjustment in book value of
ledger assets 524624 total
30 Total disbursements
IVAssets as Per Ledger Accounts
Loans on mortgage first liens on real estate
3 Loans by pledge of bonds stocks or other marketable col
laterals
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force of which
2855182 was received during the year
6 Cost value of stocks and bonds owned excluding accrued in
terest at time df purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
Furniture and fixtures
11 Total net or ledger assets as per balance above
Other Assets
14 Interest accrued on mortgages 4144 75
15 Interest accrued bonds and stocks 91 25
17 Interest accrued on remiums notes loans
or lions 755 00
Total carried out
8001 21
18623 59
24325 56
1483 56
5623 42
1084 59
2592 60
1496 17
11884 67
1391 43
5483 74
214740 65
282183 12
301911 26
18107 55
33837 12
141782 50
1902 07
44659 80
94 79
28132 71
3627 96
856238 88
4991 00444
CompteollebGenebals Eepoet
New Business Renewals
23 Gross premiums due and un
reported on policies in
force Dec 31 1910
24 Gross deferred premiums on
policies in force Decem
ber 31 1910
2709 49
17687 04
744 11
Totals 2709 49 2443115
25 Deducting loading 1912 84 4514 02
26 Net amount of uncollected
and deferred premiums 796 65
Items Not Admitted
2 Furniture fixtures and safes
3 Premium notes on policies in excess of the
net value of their policies
5 Agents balances
7 Bills receivable
19917 13
3627 96
1449 72
28132 71
94 79
Total
Net reinsurance reserve
3 Claims for death losses due and unpaid
3000 00
Total policy claims
13 Amount due on account of salaries rents and office ex
penses
16 Amount of any other liability of the company
Medical examiners fees 71250 inspection fees 16986
legal fees 5000 reinsurance premiums 5265 total
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
20713 78
33305 18
9 Total assets less items not admitted 848 638 48
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to The
Actuaries Table of Mortality with four
per cent interest 402350 00
Deduct net value of risks of this company
reinsured in other solvent companies 4024 00
398326 00
3000 00
187 82
1772 53
985 01
404271 36
444367 12
19 Total liabilities
848638 48 OMPTROLLERGrENERAL s REPORT
Business in Georgia During 1910
445
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 478 729699 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 473 649500 00
Total 951 1379199 00
Deduct number and amount which have ceased to be
in force during the year 176 292584 00
Total number and amount of policies in force in
Georgia December 31 1910 775 1086615 00
No Amount
Amount of losses and claims dn policies in Georgia
incurred during the year 5 7000 00
Total
5
7000 00
7000 00

paid during the year 5
Amount of premiums collected or secured in Georgia during the
year in cash and notes or credits without any deduction
for losses dividends commissions or other expenses 42721 81
LIFE INSURANCE COMPANY OP VIRGINIA RICHMOND VA
J G Walker President E D Harris Secretary
Principal Office 909 East Broad St Richmond Va
L Z Rosser and Morris Brandon Atlanta Attorneys for Service in Georgia
ICapital
1 Amount of capital stock
paid up in cash 300000 00
Amount of net or ledger assets December
31st of previous year 5164468 32
Increase of capital during 1910 50000 00
Balance unpaid on real estate purchased
during current year being an existing
mortgage assumed by the company 25000 00
Extended at 5239468 32
IIIncome During the Year
1 Cash received for premiums on new poli
cies without deductions for commissions
or other expenses 448014 47446
fomptkollerGtenerals Eeport
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 2273780 20
3 From dividends applied to pay running
premiums 2571 33
3 Prom dividends applied to purchase
paidup additions and annuities 394 56
4 Prom surrender values applied to pay run
ning premiums 496 72
4 From surrender values applied to pur
chase paidup insurance and annuities 40480 16
Total 2765737 44
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
force in this company new business
40654 renewals 234324 total 2749 83
10
11
12
13
14
19
Tolnl premium income
Cash received for interest on mortgage loans
Cash received for interest on bonds owned and dividends
on stock
Cash received for interest on premium notes loans or liens
Cash received for interest on banlc deposits
Cash received for interest on collateral loans
Cash received for rents for use of companys property
including 720000 for companys own occupancy
Cash received for profits on sales of bonds or stocks
39104 real estate 690025 total
From all other sources viz Agents cash bonds
2762987 61
218385 14
38345 65
9777 29
8425 9U
4109 76
7723 61 I
Total income
TilDisbursements for the Year
7291 29
2350 00 1 1
3059396 25 11
v
1
1 Cash paid for death claims including re
visionary additions 846327 61
3 Cash paid for matured endowments and
additions thereto 118 00
5 Cash paid for weekly indemnity claims 176 40
7 Total net amount actually paid for losses and matured
endowments
8 Cash paid to annuitants
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
846622 01
22 24
43367 99
2571 33
394 56
32231 47m
j

ComptrollerGenerals Report 447
14 Surrender values applied to pay running premiums 496 72
15 Surrender values applied to purchase paidup insurance
and annuities 40480 16
Total paid policyholders 966186 48
16 Cash paid policyholders for interest on dividends 95000 00
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 17739578
renewals 31269383 total 490089 61
18 Cash paid for salaries and allowances to managers and
agents and for agency expenses 267436 56
19 Cash paid for medical examiners fees 4570573 inspec
tion of risks 101425 total 46719 98
20 Cash paid for salaries and all other compensation of offi
cers and home office employees 158660 62
21 Cash paid for State taxes on premiums 3357929 on
real estate 149993 U S Corporation tax 115862
total 36237 84
22 Cash paid for State licenses franchise and personal prop
erty 14449 56
23 Cash paid for insurance department fees and agents li
censes municipal licenses and taxes 10841 10
24 CaSh paid for rent including 720000 companys occu
pancy less 1600 received under sublease 28986 17
25 Cash paid for postage telegraph telephone and express 6300 48
26 Casli paid for furniture fixtures and safes for home and
agency offices 311489 traveling expenses home of
fice 286532 total 5980 21
27 Cash paid for advertising 1990509 printing and sta
tionery 1628773 genera expense home office 8
20891 total 44401 73
28 ash paid for real estate expenses other than taxes
62933 for legal expenses 1502061 total 15649 94
29 Cash paid for the following items viz Agents cash
bonds 1750 00
Profit and loss and decrease by adjustment in book
value of assets 3195 69
30 Total disbursements 2191885 97
IVAssets as Per Ledger Accounts
1 Cost value of real estate 134976 12
2 Loans on mortgage first liens on real estate 4594660 57
3 Loans secured by pledge of bonds stocks or other market
able collaterals 59873 69
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 163680 16
5 Premium notes loans or liens on policies in force received
during the year 3989 87448
ComptrollerGenerals Eeport
6 Book value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys offices
8 Cash deposited in banks
11 Total net or ledger assets
12 Deduct depreciation from cost of assets to bring same to
market value
13 Total net or ledger assets less depreciation
809404 49
6563 01
333830 69
6106978 60
14073 45
6092905 15
Other Assets
14 Interest due 295500 and accrued 61
29433 on mortgages 64249 33
15 Interest accrued on bonds and stocks 13479 60
16 Interest due 2858 and accrued 93868
on collateral loans 967 26
17 Interest due 37832 and accrued 204
on premium notes loans or liens 380 36
19 Rents due and accrued on companys prop
erty or lease 50 00
Total carried out
20 Market value of real estate over cost
21 Market value of stocks over book value
23 Gross premiums due and
unreported on policies
in force December 31
1910
24 Gross deferred premiums
on policies in force De
cember 31 1910
New Business Renewals
10212 94 33992 68
15538 88 60645 19
Totals 25751 82
25 Deduct loading 6184 15
94637 87
28060 45
26 Net amount of uncollect
ed and deferred pre
miums
Extended at
27 Premium extension notes
19567 67
1577 42
79126 55
53276 98
30975 00
86145 09
1524 36
28 Total assets as per the books of the company 6343953 11ComptrollerGenerals Report
449
VLiabilities
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to the
Actuaries Table of Mortality with four
per cent interest American Sy2 and 3
per cent Standard Industrial 3 per
cent 4839342 00
Deduct net value of risks of this company
reinsured in other solvent companies 1540 00
Net reinsurance reserve
2 Liability on policies cancelled and not included above
upon which a surrender value may be demanded
3 Claims for death losses not reported es
timated
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due
6 Claims far death losses and other policy
claims reported and no proofs received 6425 75
4837802 00
25000 00
14086 00
Total policy claims
10 Amount of all unpaid dividends of surplus or other
description of profits due policyholders
101 Amount declared and apportioned to annual and de
ferred dividend policies payable in 1911
11 Amount of unpaid dividends to stockholders
12 Amount of National State and other taxes accrued
13 Amount due or accrued on account of salaries rents and
office expenses medical and legal fees
14 Amount of mortgage on real estate 2500000 accrued
interest thereon 20833 total
15 Commission due agents on premium notes when paid
16 Amount of any other liability of the company viz Pre
miums paid in advance 5567730 unearned interest
paid in advance 411319 total
Agents cash bonds
17 Liabilities
18 Capital stock
19 Surplus
18998 00
45511 75
7338 82
51246 10
9000 00
40913 26
16416 00
25208 33
134 27
59790 49
2850 00
5115209 02
3000Q0 00
928744 09
20 Total liabilities 6343953 11
VIPremium Note Account
1 Premium notes loans or liens on hand De
cember 31 of previous year
6184 55450
ComptrollerGeneral s Report
2 Premium notes loans or liens received
during the year on new policies
16762 S3
Total
Deductions during the year
22947 38
17433 15
Balance note assets at end of the year 5514 23
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 23884 3235231 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 18402 2374481 00
Total 42286 5609712 00
Deduct number and amount which have ceased to be
in force during the year 14357 1725847 00
Total number and amount of policies in force in
Georgia December 31 1910 27929 3883865 00
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 345 39802 48
Total 345 39862 48
Amount of losses and claims on policies in Georgia
paid during the year 344 39362 48
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deduction for losses dividends com
missions or other expenses Total 15360809
MANHATTAN LIFE INSURANCE COMPANY OF NEW YORK
Henry B Stokes President Melvin De Mott Secretary
Home Office 64 68 and 70 Broadway New York City
ICapital Stock
1 Amount of capital paid up
in cash 100000 00
2 Amount of ledger assets as per balance
December 31 of previous year 20640480 72
4 Extended at 20640480 72ComptrollerGenerals Report 451
IIIncome During Year 1910
5 First years premiums on original policies
without deduction for commissions or
other expenses less 661387 for first
years insurance 188873 54
6 Surrender values applied to pay first years
premiums 8671 45
7 Total first years premiums on original
policies 197544 99
8 Dividends applied to purchase paidup addi
tions and annuities 8388 91
10 Consideration for original annuities involv
ing life contingencies 10000 00
11 Consideration for supplementary contracts
involving life contingencies 7754 49
12 Total new premiums 223688 39
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 1977383
for reinsurance on renewals 1935145 82
14 Dividends applied to pay renewal premiums 52245 50
16 Surrender values applied to pay renewal
premiums 6045 71
18 Total renewal premiums 1993437 03
19 Total premium income 2217125 42
20 Consideration for supplementary contracts not involving
life contingencies 4597 00
21 Dividends left with the company to accumulate at interest 1459 66
23 Gross interest on mortgage loans 401463 22
25 Gross interest on bonds and dividends on
stocks less 541666 accrued interest on
bonds acquired during 1910 162221 95
26 Gross interest on premium notes policy
loans or liens 165447 63
27 Gross interest on deposits in trust companies
and banks 16385 02
29 Gross interest on agents balances 48333
on advances repaid against first year
commission 16994 penalty exacted
for accepting payment of mortgage
loan before maturity 17500 total 828 27
32 Gross rent from companys property in
cluding 5150000 for companys occu
pancy of its own buildings 255679 54
33 Total gross interest and rents 1002025 63
452
ComptrollerGeneral s Report
35 Amount received in connection with merger
of Mechanics Nat 1 Bank with the Nat 1
Copper Bank 2415 00
39 Total 2415 00
41 Gross profit on sale or maturity of ledger assets viz
Bonds 35194 00
42 Gross increase by adjustment in book value of ledger as
sets viz Bonds including 280600 for accrual of
discount 2806 00
43 Total income 3265622 71
III Disbursements
1 For death claims 127012572 additions
116000 total 1271285 72
2 For matured endowments 126400 00

3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
5 Premium notes and liens voided by lapse less 166633
restorations
6 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay new premiums 867145
to pay renewal premiums 604571 total
9 Dividends paid to policyholders in cash or applied in liqui
dation of loans or notes
10 Dividends applied to pay renewal premiums
12 Dividends applied to purchase paidup additions and an
nuities
13 Dividends left with the company to accumulate at interest
1397685 72
11535 26
14086 94
634259 49
14717 16
171968 93
52245 50
8388 91
1459 66
14 Total paid policyholders 2306347 57
15 Expense of investigation and settlement of policy claims 46 50
16 Paid for claims on supplementary contracts not involving
life contingencies 1184 93
17 Dividends and interest thereon held on deposit surrendered
during the year 186 70
18 Paid stockholders for interest or dividends 20000 00
19 Commissions to agents less commission on reinsurance
First years premiums 9084300 renewal premiums
11815164 annuities original 1575 total 209010 39
22 Agency supervision and traveling expenses of supervisors
and agents except compensation for home office super
vision 22199 49
23 Branch office expenses including salaries of managers and
clerks not included in item 21 21709 81
24 Medical examiners foes 1272305 inspection of risks
456877 total 17291 8ComptrollerGenerals Repori
453
26
27
25 Salaries and all other compensation of officers directors
trustees and home office employees
Eent including 5150000 for companys occupancy of its
own buildings less 27500 received under sublease
Advertising 533086 printing and stationery 704733
postage telegraph telephone and express 838906
exchange 122992 total
28 Legal expenses not included in item 15
29 Furniture fixtures and safes
30 Repairs and expenses other than taxes on real estate
31 Taxes on real estate
32 State taxes on premiums
33 Insurance department licenses and fees
34 All other licenses fees and taxes viz County and municipal
licenses and taxes 124378 legal advertising 74832
Federal corporation tax 229657 total
38 Other disbursements viz Expenses election of directors
9960 luncheons for employees 636049 general of
fice expenses 667246 expenses in connection with mat
ters before legislatures and department officers 23592
premiums on life insurance policies to secure agents
indebtedness 48420 interest paid on a contested
death claim 2333 total
45 Agents balances charged off
47 Gross decrease by adjustment in book value of ledger as
sets viz Bonds including 279500 for amortization
of premiums
Stocks
119235 81
66953 05
21997 77
18714 93
1319 82
79495 08
78260 00
35830 63
3529 62
4288 67
13876 00
213 87
2795 00
2415 00
Total disbursements 3046902 46
IVLedger Assets
1 Book value of real estate
I 2 Mortgage loans on real estate first liens
4 Loans made to policyholders on this companys loans as
signed as collateral
5 Premium notes on policies in force of which 991080 is for
first years premiums
6 Book value of bonds 348961300 and stocks 211
91708 total
7 Cash in companys office 2478 46
8 Deposits in trust companies and banks not
on interest 25000 00
9 Deposits in trust companies and banks on
interest 198092 45
5474571 07
8030123 60
3191155 28
218851 76
3701530 08
Total cash items
225570 91
10 Agents balances debit 1782522
12 Total ledger assets
credit 42695 net
17398 27
20859200 97454
ComptrollerGenerals Report
NonLedger Assets
13 Interest due 13750 and accrued 166
94203 on mortgages 167079 53
14 Interest accrued on bonds 5564 10
16 Interest due 3828529 and accrued 5
85586 on premium notes policy loans
or liens 44141 15
18 Interest due and accrued on deposits in
trust companies and banks viz Union
Trust Co 61323 Knickerbocker Trust
Co 25984 Guarantee Trust Co
69739 United States Trust Co
76011 Franklin Trust Co 97855
Mechanics Metals National Bank
13479 total 3443 91
20 Bents due 637447 and accrued 8
16331 on companys property lease 14537 78
21 Total interest and rents due and accrued
22 Market value of real estate over book value
New Business
25 Gross premiums due and un
reported on policies in
force December 31 1910
less reinsurance premi
ums
26 Gross deferred premiums on
policies in force Decem
ber 31 1910 less rein
surance premiums
Renewals
1009 84 137275 39
5939 00
66059 67
27 Totals 6948 84 203335 06
28 Deduct loading 21 per
cent 1511 37 44225 37
29 Net amount of uncollected
and deferred premiums 5437 47 159109 69
284266 47
343387 93

35 Gross assets 21651402 53 j
Deduct Assets Not Admitted
38 Agents debit balances gross 17825 22
42 Book value of ledger assets over market
value viz Stocks 69397 08
44 Total
45 Admitted assets
87222 30CoMPTROLLERGtENERALS REPORT
455
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the New
York Insurance Department on the fol
lowing tables of mortality and rates of
interest viz
1 Actuaries table at 4 per cent on policies
issued prior to January 1st 1901 13831829 00
Same for revisionary additions 37282 00
Total 13869111 00
2 American Experience table at 3 per cent
on policies issued after January 1st
1901 on nonparticipating plan 480204 00
Total 480204 00
3 American Experience table at 3 per cent
on policies issued after January 1st
1901 on participating plan 4565511 00
Same for revisionary additions 3223 00
Total 4568734 00
5 Net present value of annuities including
those in reduction of premiums viz
Actuaries 4 on annuities issued prior to
January 1st 1901 37952 00
American Experience 3 on annuities is
sued after January 1st 1901 and prior
to January 1st 1907 46754 00
McClintocks 3y2 on annuities issued
after January 1st 1907 18375 00
American Experience 3 on deferred re
visionary annuities issued after Janu
ary 1st 1907 44 00 103125 00
Total 19021174 00
6 Deduct net value of risks of this company reinsured in
other solvent companies 102555 00
8 Net reserve paid for basis 18918619 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies 25887 00
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be demanded 5913 00
11 Claims for death losses due and unpaid 3995 30
12 Claims for death losses in process of adjust
ment or adjusted and not due 8571 00
13 Claims for death losses which have been re456 ComptkollerGenebals Rejpobt
ported and no proofs received less re
serve 29078 00
14 Claims for matured endowments due and
unpaid 1869 09
15 Claims for death losses and other policy
claims resisted by the company 35220 00
16 Due and unpaid on annuity claims involving
life contingencies 146 43
17 Total policy claims 78 879 82
19 Dividends left with the company to accumulate at inter
est and accrued interest thereon 3 235 28
20 Premiums paid in advance including surrender values
so applied 20311 02
21 Unearned interest and rent paid in advance 81477 46
22 Commissions due to agents on premium notes when paid 10666 54
23 Commissions to agents due or accrued 1753 00
25 Salaries rents office expenses bills and accounts due or
accrued 4006 00
26 Medical examiners fees due or accrued 1109 00
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 15323 86
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1911 whether
contingent upon the payment of renewal premiums or
otherwise 19574 40
33 Dividends declared on or apportioned to deferred dividend
policies payable to policyholders during 1911 45875 43
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item 33 1647534 03
35 Reserve special or surplus funds not included above viz
Amount to provide for any possible depreciation or
other liability 25000 00
44 Capital stock 100000 00
45 Unassigned funds surplus 559 015 39
46 Total 21564180 23
Business in the State of Georgia During 1910
No Amount
16 Policies on the lives of citizens of said State in
force December 31 of previous year 1782 2920 760 00
17 Policies on the lives of citizens of said State is
sued during the year 154 292127 00
18 Total 1936 3212887 00
19 Deduct ceased to be in force during the year 197 411 081 00

ComptrollerGenerals Report
457
20 Policies in force December 31 1739 2801806 00
No Amount
22 Losses and claims incurred during the year 29 71916 17
71916 17
71916 17
23 Total 29 i
24 Losses and claims settled during the year 29 i
26 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses 83635 85
MARYLAND LIFE INSURANCE COMPANY OF BALTIMORE MI
Douglas H Rose President John W Hanson Secretary
Principal Office 810 South St Baltimore Md
Coke S Davis Atlanta Attorney foT Service in Georgia
ICapital
1 Amount of capital paid up
in cash 100000 00
2 Amount of ledger assets December 31 of
previous year 3048320 63
4 Extended at 3048320 63
IIIncome
5 First years premiums on original policies
without deductions for commissions or
other expenses less 102746 for the
first years reinsurance 19742 70
7 Total first years premiums on original
policies 19742 70
8 Dividends applied to purchase paidup ad
ditions iand annuities 924 74
10 Consideration for original annuities in
volving life contingencies 3120 72
is Total new premiums
13 Renewal premiums without deduction for
commissions or other expenses less 12
52413 for reinsurance on renewals
14 Dividends applied to pay renewal pre
miums
23788 16
274746 50
15033 12
18 Total renewal premiums
Total
premium income
289779 62
313567 78458
ComptrollerGenerals Eeport
23 Gross interest on mortgage loans 9154 02
24 Gross interest on collateral loans 308 34
25 Gross interest on bonds and dividends on
stocks less 127759 accrued interest
on bonds acquired during 1910 109301 70
26 Gross interest on premium notes policy
loans or liens 16834 27
27 Gross interest on deposits in trust com
panies and banks 300 30
28 Gross interest on other debts due the com
li ij 159 00
32 Gross rent from companys property in
cluding 450000 for companys occu
pancy of its own buildings 23154 02
33 Total gross interest and rents
35 From other sources viz Policies of reinsurance surren
dered
41 Gross profit on sale or maturity of ledger assets viz
Bonds 285675 stocks 37420 total
43 Total income 478840 57
159211 65
2830 19 I
Mb
3230 95 1
IIIDisbursements
1 For death claims less 600000 reinsur
ance 10161877 additions 16649
total 101785 26
2 For matured endowments 4730000 ad
ditions 126600 total 48566 00
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
5 Premium notes and liens voided by lapse
6 Surrender values paid in cash or applied in liquidation
of loans or notes
7 Eeturned premiums
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
10 Dividends applied to pay renewal premiums
12 Dividends applied to purchase paidup additions and an
nuities
14 Total paid policyholders
18 Paid stockholders for interest or dividends
19 Commission to agents less commision on reinsurance
First years premiums 821030 renewal premiums
1366898 annuities original 7968 total
20 Commuted renewal commissions
150351 26
6289 06
994 30
31167 87
81 061
14648 1U
15033 J
924 74i
219489 51
6000 01
21958 96
37 5028
29
30
31
32
33

34
38
47
ComptrollerGenerals Eeport
Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
Medical examiners fees 289600 inspection of risks
45900 total
Salaries and all other compensation of officers directors
trustees and home office employees
Bent including 450000 for companys occupancy of its
own buildings
Advertising 118458 printing and stationery 92339
postage telegraph telephone and express 141387 ex
change 7557 total
Legal expense not included in item 15
Furniture fixtures and safes not expended during year
but charged off boobs
Repairs and expenses other than taxes on real estate
1 axes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes State municipal and
county licenses 64875 municipal tax on premiums
36499 county tax on capital stock 23291 United
States corporation tax 84288 total
Other disbursements viz Fire insurance premiums
69000 Library Bureau 103345 appraisement ac
count 1000 sundry expenses 155482 total
Gross decrease by adjustment in book value of ledger
assets viz Beal estate 250000 bonds including
551578 for amortization of premium 551578 total
459
3661 28
1427 74
3355 89
22029 81
4516 00
3597 41
H00 00
2445 89
3915 96
4042 31
1999 27
1403 75
2089 53
3288 27
8015 78
48 Total disbursements 313874 86
IVLedger Assets
1 Book value of real estate 250000 0U
2 Mortgage loans on real estate first liens 202100 00
3 Loans secured by pledge of bonds stocks or other collat
eral 35000 00
4 Loans made to policyholders on this companys policies
assigned as collateral 314673 00
5 Premium notes and premium loans on policies in force of
which 7679 is for first years premiums 14448 59
6 Book value of bonds 223299602 and stocks 8166242
total 2314658 44
7 Cash in companys office 498675 deposits in trust com
panies and banks not on interest 6013944 total 65126 19
460
Comptroller General s Report
10 Agents balances debit 367781 credit 69794 net 2979 87
11 Deposit with Baltimore Equitable Society 20000 open
accounts judgments and suspended accounts 1399825
commuted commissions 7500 interest in default
2700 total 14300 25
12 Total ledger assets 3213286 34
NonLedger Assets
13 Interest accrued on mortgages 3021 54
14 Interest accrued on bonds 14103 19
15 Interest accrued on collateral loans 215 56
16 Interest due 76982 and accrued 4
86230 on premium notes policy loans
or liens 5632 12
20 Rents due on companys property or lease 307 67
21 Total interest and Tents due and accrued
23 Market value of bonds and stocks over book value
23280 08
17063 08
25 Gross premiums due and
unreported on policies
in force December 31
1910
26 Gross deferred premiums
on policies in force De
cember 31 1910 less
reinsurance premiums
New Business
189 48
1198 16
27 Totals
28 Deduct loading

1387 64
377 73
Renewals
18421 01
18496 82
36917 83
9583 92
29 Net amount of uncolleet
ed and deferred pre
miums i
Extended at
1009 91 27333 91
28343 82
35 Gross assets 3281973 30
Deduct Items Not Admitted
38 Commuted commissions 7500 agents
debit balances gross 367781 total
41 Premium notes and loans on policies and
net premiums in excess of the net value
of their policies
3752 81
80 43

ComptrollerGenerals Eeport 461
43 Open accounts judgments and suspended
accounts 13998 25
44 Total deductions 17831 49
45 Admitted assets 3264141 81
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the Insur
ance Department of Maryland on the
following tables of mortality and rates
of interest viz
1 Actuaries table at 4 per cent on business
written prior to January 1 1903 2172656 50
Same for reversionary additions 14966 01
Total 2187622 51
2 American Experience table at 3 per
cent on business written since January
1 1903 500399 73
Same for reversionary additions 6025 48
Total 506425 21
5 Net present value of annuities including
those in reduction of premiums Actu
aries 4 per cent for issues prior to Jan
uary 1 1903 12261 88
American 3 per cent for issues since
January 1 1903 29883 83
Total 42145 71
Total 2736193 43
6 Deduct value of risks of this company reinsured in other
solvent companies 62048 60
8 Net reserve 2674144 83
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded 76 17
11 Claims for death losses due and unpaid
awaiting release 4042 16
13 Claims for death losses which have been
reported and no proofs received 12469 63

462 ComptrollerGenerals Eeport
14 Claims for matured endowments due and
unpaid unclaimed 3869 66
17 Total policy claims 20 381 45
20 Premiums paid in advance including surrender values so
applied 591 39
21 Unearned interest and rent paid in advance 158 64
22 Commissions due to agents on premium notes when paid 200 00
23 Commission due to agents due or accrued less agents
credit balances of 69794 already deducted from assets 461 86
25 Salaries rents office expenses bills and accounts due or
accrued 123i 43
26 Medical examiners fees 197 00
27 State county and municipal taxes due or accrued esti
mated 2950 00
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums g Q07 71
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1911 whether
contingent upon the payment of renewal premiums or
otherwise 2403 19
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies 264 898 76
44 Capital stock 100000 00
45 Unassigned funds surplus igg 439 3g
46 Total 3264141 81
VIPremium Note Account
1 Premium Notes loans or liens on hand De
cember 31st of previous year 4666 68
2 Received during the year on old policies 150 38
Total 4817 06
Deductions during the year as follows
4 Used in payment of losses and claims 192 71
7 Used in payment of dividends to policy
holders 117 gi
8 Redeemed by maker in cash 349 45
9 Total reduction of premium note account 659 9g
10 Balance of note asset at end of year 4157 jgCompteollehGtenebals Report
463
Business in the State of Georgia During the Year
No Amount
Policies on the lives of citizens of said State in force
December 31 of previous year 427 589373 00
Policies on the lives of citizens of said State issued
during the year 144 179612 00
Total 571 768985 00
Deduct ceased to be in force during the year 43 39881 00
20 Policies in force December 31 528 729104 00
No Amount
Losses and claims unpaid December 31 of previous
year
Losses and claims incurred during year
23 Total
Losses and claims settled during the year in cash
500 00
7019 83
7519 83
6769 83
1
705 00
25 Losses and claims unpaid December 31
Premiums collected or secured in cash and notes or credits without any de
duction for losses dividends commissions or other expenses Total
2339021
THE MASONIC PROTECTIVE ASSOCIATION OP WORCESTER
MASSACHUSETTS
Francis A Harrington President Prank C Harrington Secretary
Principal Office 518 Main Street Worcester Mass
ICapital Stock
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year 222866 68
Extended at 222866 68
IIIncome During Year 1910
7 Total premium income 179932 29
9 Cash received for interest on bonds owned less 18505 ac
crued interest on bonds acquired 6807 45
10 Cash received for interest on deposits in trust companies
and banks 180e 77
11 Policy fees required or represented by applications 28725 00
464
ComptbollebGenebals Eepoet
12 Agents balances previously charged off 29 00
19 From all other sources viz Collectors overpayments
1017 items in suspense 9185 total 102 02
Total income
217402 53
IIIDisbursements for the Tear 1910
1 Cash paid for accident and health claims 88152 45
7 Total net amount actually paid for losses 88152 45
Total paid policyholders 88152 45
16 Cash paid stockholders for interest or dividends 5000 00
17 Cash paid for commissions and bonuses to agents 16967 31
18 Cash paid for salaries and allowances to managers and
agents 2560 84
20 Cash paid for salaries and all other compensation of officers
and other home office employees
21 Cash paid for taxes on new premiums
22 Cash paid for corporation tax
23 Cash paid for insurance department fees and agents li
censes
24 Cash paid for rent
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 109052 printing and sta
tionery 278257 total
29 Cash paid for the following items viz Policy fees allowed
agents 2805700 investigating and adjusting claims
145690 postage express telegraph and telephone 2
84635 miscellaneous 81384 gross decrease in book
value of ledger assets bonds 15000 agents balances
charged off 790 total miscellaneous expenses 33331 99
30 Total disbursements
IVAssets as Per Ledger Accounts
6 Book value of bonds owned
7 Cash in companys office
8 Cash deposited in banks
13 Total net or ledger assets less depreciation
Other Assets
15 Interest accrued on bonds and stocks 2 789 12
Total carried out
26 Net amount of uncoliected and deferred premiums ex
tended at
37280 11
927 60
1760 00
1571 63
1104 00
1722 73
3873 09
194251 79
179442 50
159 87
66415 05
246017 42
2789 12
248806 54ComptrollerGenerals Report
465
Items Not Admitted
Book value of ledger assets over market valuebonds
9 Total assets less items not admitted
VLiabilities
5 Claims for accident and health losses in process of adjust
ment and estimated expenses of settlement
Total policy claims
12 Amount of national state or other taxes due estimated
13 Amount due on account of salaries rents and office expenses
16 Amount of any other liability of the company viz Pre
miums paid in advance 96325 gross premiums on all
unexpired risks running 3 months from December 1
1910 5540500 pro rata twothirds 3693667 items
in suspense 9185 total
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
19 Total liabilities
Business in Georgia During 1910
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year
Number and amount of policies on the lives of citi
zens of Georgia issued during the year
No
593
1096
Total 1689
Deduct number and amount which have ceased to be in
force during the year 301
Total number and amount of policies in force in
Georgia December 31 1910 1388
No
Amount of losses and claims on policies in Georgia
incurred during the year 252
1612 50
247194 04
16950 58
16950 58
1500 00
176 93
38047 96
56675 47
190518 57
247194 04
Amount
1915 00
3680 00
5595 00
995 00
4600 00
Amount
8019 95
Total 252 8019 95
Amount of losses and claims on policies in Georgia
paid during the year 231 6052 35466
OomptbollebGeneeals Eepobt
Amount of premiums collected and secured in Georgia during
the year in cash and notes or credits without any deduc
tion for losses dividends commissions or other expenses 10568 00
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY OF
SPBINGFIELD MASSACHUSETTS
Wm V McClench President Wheeler H Hall Secretary
Home Office 500 Main St Springfield Mass
ICapital Stock
2 Amount of ledger assets December 31 of
previous year 53497163 19
4 Extended at 53497163 19
IIIncome During Year 1910
5 First year a premiums on original policies
without deduction for commissions or
other expenses 1049960 04
7 Total first years premiums on original poli
cies 1049960 04
8 Dividends applied to purchase paidup addi
tions and annuities 92007 41
12 Total new premiums 1141967 45
i3 Eenewal premiums without deduction for
commissions or other expenses less 121
75664 for reinsurance on renewals 6719036 14
14 Dividends applied to pay renewal premiums 1086784 35
18 Total renewal premiums 7805820 49
20 Consideration for supplementary contracts not involving
life contingencies
21 Dividends left with the company to accumulate at interest
23 Gross interest on mortgage loans 925620 64
25 Gross interest on bonds and dividends on
stocks less 1397360 accrued interest
on bonds acquired during 1910 1105179 07
26 Gross interest on premium notes policy loans or liens
27 Gross interest on deposits in trust companies and banks
28 Gross interest on other debts due the company viz
Included in cost to change
policies from one kind to
another 4204 45
160014 09
167899 30
480588 00
13554 85ComptrollerGenera s Report
467
i IS
29 In connection with revival
of policies
Sundry items
Total
30 Less discount on premiums
paid in advance

31
32
33
35
36
37
39
40
41
867 43 39 41
5111 29 i 2574 00
2537 29
d in advance 437 88
Total
Gross discount on claims paid in advance
Gross rent from companys property includ
ing 4000000 for companys occupancy
of its own buildings
67101 51
Total gross interest and rents
Commissions on mortgage loans in excess of
loan agency expenses
Fourth and fifth dividends on Mt Hope
Cemetery stock
Protest fees
2595019 24
4103 35
1000 00
3 68
Total
From agents balances previously charged off
Gross profit on sale or maturity of ledger assets viz Real
estate 2576192 bonds 170225 total
Gross increase by adjustment of ledger assets viz Bonds
5107 03
286 97
27464 17
10180 67

j
42
43 Total income 11913759 41
IIIDisbursements for the Year 1910
For death claims less 5480900 reinsur
ance 247689864 additions 39
70500 total 2516603 64
2 For matured endowments 28830100 ad
ditions 753300 total 295834 00

4
i J
3
5
6
9
10
12
13
14
15
Net amount paid for losses and matured endowments
Premium notes and liens voided by lapse less 1895164
restorations
Surrender values paid in cash or applied in liquidation of
loans or notes
Dividends paid to policyholders in cash or applied in liqui
dation of loans or notes
Dividends applied to pay renewal premiums
Dividends applied to purchase paidup additions and an
nuities
Dividends left with the company to accumulate at interest
Total paid policyholders 534347684
Expense of investigation and settlement of policy claims
including 5000 for legal expenses
51402 15
942332 81
190613 18
1086784 35
92007 41
167899 30
125 00
468
ComptrollerGenerals Report
16 Paid for claims on supplementary contracts not involving
life contingencies 58003 60
17 Dividends and interest thereon held on deposit surrendered
during the year 57314 43
19 Commissions to agents less commission on reinsurance
First years premiums 42244224 renewal premiums
44755430 total 869996 54
21 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance 16090 00
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 5211 35
23 Branch office expenses including salaries of managers and
clerks not included in item 21 93325 94
24 Medical examiners fees 6979884 inspection of risks
991504 total 79713 88
25 Salaries and all other compensation of officers directors
trustees and home office employees 218603 17
26 Rent including 4000000 for companys occupancy of its
own buildings less 20572 received under sublease 90243 90
27 Advertising 1250773 printing and stationery 48
78648 postage telegraph telephone and express 34
15984 exchange 23957 total 95693 62
28 Legal expense not included in item 15 687 68
29 Furniture fixtures and safes 10984 33
30 Repairs and expenses other than taxes on real estate 24005 01
31 Taxes on real estate 16177 39
32 State taxes on premiums 100573 42
33 Insurance department licenses and fees 12306 56
34 All other licenses fees and taxes viz
35 City licenses 296208 city premium taxes
16204 total 3124 12
36 City personal taxes 19855 excise tax
4266694 total 42865 49
37 United States corporation tax 1072124
miscellaneous 34792 total 11069 16
Total
Other disbursements viz
Home office and agency traveling 9
46783 surety bonds and publications
633879 total
Heat light and repairs 144563 shipping
supplies and janitor service 247021
Miscellaneous
42 Commissions on bonds and real estate
purchased and sold
43 Protest fees
44 Taxes and expenses in connection with
mortgage loans
38
39
40
41
15806 62
3915 84
6225 28
2610 00
11 89
561 64
57058 77
Total
29131 27ComptrollerGenerals Eeport
469
46 Gross loss on sale or maturity of ledger assets viz Bonds 16 59
47 Gross decrease by adjustment in book value of ledger as
sets viz Beal estate 7180617 bonds 3601018 107816 35
48 Total disbursements 7286555 64
IVLedger Assets
1 Book value of real estate 1092491 75
2 Mortgage loans on real estate 21077162 00
4 Loans made to policyholders on this companys policies as
signed as collateral 7650368 69
5 Premium notes on policies in force 869754 07
6 Book value of bonds 2603493212 and stocks 515
91205 total 26550844 17
7 Cash in companys office 2733 69
8 Deposits in trust companies and banks
not on interest 56991 76
9 Deposits in trust companies and banks
on interest 824020 83
Total 883746 28
12 Total ledger assets 58124366 96
NonLedger Assets
13 Interest due 848710 and accrued 313
55489 on mortgages 322041 99
14 Interest accrued on bonds 394353 79
16 Interest due 1510792 and accrued 135
21938 on premium notes policy loans or
liens 150327 30
19 Bank deposits 255 23
21 Total interest and rents due and accrued
22 Market value of real estate over book value
23 Market value of stocks over book value
24 Due from other companies for losses or claims on policies
of this company reinsured
866978 31
508 25
26159 45
31000 00
New Business
25 Gross premiums due and un
reported on policies in
force December 31 1910
less reinsurance premi
ums
26 Gross deferred premiums on
policies in force Decem
ber 31 1910 less rein
surance premiums 102464 29
Renewals
11887 81 421736 44
836666 78
27 Totals 114352 10 1258403 22

470 ComptrollerGenerals Report
28 Deduct loading 24 610 28130 62 309567 19
29 Net amount of uncolleeted
and deferred premiums 86221 48 948836 03 1035057 51
35 Gross assets 60084070 48
Deduct Assets Not Admitted
44 Bonds 458844 12
45 Admitted assets 59625226 36
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the com
pany on the following tables of mortality
and rates of interest viz
1 Actuaries table at 4 per cent on policies
issued prior to January 1 1901 34312760 00
Same for revisionary additions 410224 00
Total 34722984 00
2 American Experience table at 3 per cent
on policies issued from January 1 1901
to September 30 1907 both inclusive
except a few joint life policies included
in number 3 14790703 00
Same for revisionary additions 224683 00
Total 15015386 00
3 American Experience table at 3 per cent on
policies issued on and after October 1
1907 and joint life policies referred to
in number 2 3183697 00
Same for reversionary additions 245998 00
Total 3429695 00
5 Xet present value of annuities including
those in reduction of premiums viz
Actuaries table and 4 per cent interest 9371 00
American Experience table and 3 per
cent interest 9420 00
American Experience table and 3 per cent
interest 14271 00
Total 33062 00
Total 53201127 00ComptbollebGteneeals Eepoet 471
6 Deduct net value of risks of this company reinsured in
other solvent companies 741780 00
8 Net reserve paid for basis 52459347 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies 451814 23
12 Claims for death losses in process of adjust
ment or adjusted and not due 5974 00
13 Claims for death losses which have been re
ported and no proofs received 225369 00
14 Claims for matured endowments due and un
paid 1769 00
17 Total policy claims 233112 00
19 Dividends left with the company to accumulate at interest
and accrued interest thereon 818292 62
20 Premiums paid in advance including surrender values so
applied 39603 22
21 Unearned interest and rent paid in advance 562 76
23 Commissions to agents due or accrued 827 52
25 Salaries rents office expenses bills and accounts due or
accrued 3915 75
26 Medical examiners fees 17892 50
27 State Federal county and municipal taxes due or accrued 157178 17
31 Dividends or other profits due policyholders including those
contingent on payment of outstanding and deferred pre
miums 79938 63
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1911 whether
contingent upon the payment of renewal premiums or
otherwise 746430 18
38 Dividends conditionally apportioned to twenty year term
policies issued in 1906 4659 69
45 Unassigned funds surplus 4611652 09
46 Total 59625226 36
Business in Georgia During 1910
No Amount
16 Policies on the lives of citizens of said State in
force December 31 of previous year 3966 8268919 00
17 Policies on the lives of the citizens of said State is
sued during the year 392 838000 00
18 Totals 4358 9106919 00
19 Deduct ceased to be in force during the year 185 445954 00
20 Policies in force December 31 4173 8660965 00
472 ComptrollerGenerals Report
No
21 Losses and claims unpaid December 31 of pre
vious year 1
22 Losses and claims incurred during year 48
Amount
2000 00
97798 00
23 Total 49 99798 00
24 Losses and claims settled during the year in cash 44 94399 00
25 Losses and claims unpaid December 31 5 5399 00
26 Premiums collected or secured in cask and notes or credits
without any deduction for losses dividends commissions
or other expenses 300330 31
MERIDIAN LIFE INSURANCE COMPANY OP INDIANAPOLIS IND
Arthur Jordan President Thos J Owens Secretary
Principal Office Meridian Life Bldg Indianapolis Indiana
ICapital Stock
1 Amount of capital stock
paid up in cash 200000 00
Amount of net or ledger assets December 31
of previous year 1329183 17
Extended at 1329183 17
IIIncome During Year 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 143044 29
1 Cash received for renewal premiums with
out deductions for commissions or other
expenses 256248 31
3 From dividends applied to pay running pre
miums 16634 41
Total 415927 01
G Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 503260 re
newals 131444 total 6347 04
7 Total premium income 409 579 97
10 Cash received for interest on premium notes loans or liens 31908 22
13 Cash received for rents for use of companys property in
cluding 380000 for companys own occupancy 14067 13
14 Cash received for profits on sales of bonds or stocks 3303 02ComptrollerGenerals Report
473
15 Ledger assets other than premiums received from other
companies for assuming or reinsuring their risks 20000 00
18 Assumed loan on home office building 125000 00
19 From all other sources viz Dividends left with company
to accumulate at interest 3767 72
Total income 643162 00
HEDisbursements for the Year 1910
Cash paid for death claims including re
visionary additions i
44459 73
Total
44459 73
7 Total net amount actually paid for losses and matured en
dowments 44459 73
10 Cash dividends paid policyholders 1474 19
11 Cash dividends applied to pay running premiums 16634 41
13 Surrender values paid in cash and by cancellation of in
debtedness 47108 57
Total paid policyholders 10967690
16 Cash paid stockholders for interest on dividends 8000 00
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 10224632
renewals 432074 total 106567 06
18 Cash paid for salaries and allowances to managers and
agents 11401 44
19 Cash paid for medical examiners fees 1151728 inspec
tion of risks 195925 total 13476 53
20 Cash paid for salaries and all other compensation of officers
and other home office employees 32852 49
21 Cash paid for taxes on new premiums 1967 34
22 Cash paid for taxes 1549 94
23 Cash paid for insurance department fees and agents li
censes 1916 68
24 Cash paid for rent including 380000 companys occu
pancy 5083 53
25 Cash paid for agency supervision traveling and all other
agency expenses 6778 15
26 Building expense 414354 heating expense 29537 in
terest on loan home office building 421875 total 8657 66
27 Cash paid for advertising 102834 printing 304653
postage telegraph telephone and express 139931
exchange 2311 total 5497 29f
28 Agents balances charged off 206976 for legal ex
penses 131827 total 3388 03474
ComptrollerGeneral s Report
29 Cash paid for the following items viz Fire insurance
100000 inspection of losses 17535 investigating
death claims 16870 miscellaneous expense 97482
total
1143 52
30 Total disbursements
IVAssets as Per Ledger Accounts
1 Cost value of real estate
2 Loans on mortgage first liens on real estate
4 Loans made in cash to polieyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force of which
325198 was received during the year
7 Cash in companys office
8 Cash deposited in banks
10 Agents ledger balances
Furniture and fixtures
319131 91
350432 04
644298 89
606204 39
3251 98
2722 06
32977 10
6101 89
7224 91
11 Total net or ledger assets 1653213 26
Other Assets
14 Interest due 332581 and accrued 9
35957 on mortgages 12685 3S
17 Interest due on premium notes loans or
Hens 14984 71
19 Rents due 117 00
Total carried out 27787 09
New Business Renewals
23 Gross premiums due and un
reported on policies in
force December 31 1910 52817 60 46018 93
24 Gross deferred premiums on
policies in force Decem
ber 31 1910 5101 14
Totals 52817 60
25 Deducting loading 60 per
cent on new and 20
per cent on renewals 31690 56
51120 07
10224 01
26 Net amount of uncollected
and deferred premiums 21127 04
40896 06
Extended
27 Supplies printing and stationery 359903 unearned fire
insurance premiums 78337 total
62023 10
4382 40
28 Total assets as per the books of the company 1747405 85ComptrollerGenerals Eeport
Items Not Admitted
2 Furniture fixtures and safes 7224 91
5 Agents balances 6101 89
8 Supplies printed matter and stationery 3599 03
Total
475
16925 83
9 Total assets less items not admitted 1730480 02
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
The Actuaries Table of Mortality with
four per cent interest and American 3
per cent 1238082 93
Deduct net value of risks of this company
reinsured in other solvent companies 3010 24
Net reinsurance reserve
Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 3000 00
Claims for death losses and other policy
claims resisted by the company 1000 00
1235072 69
1 10
I 11
12
13
14
15
16
Total policy claims
Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders
Amount of deferred and uncollected premiums in excess of
net value of their policies
Amount of national state or other taxes due
Amount due on account of salaries rents and office expenses
Loan on home office building and accrued interest
Amount above legal requirements on double indemnity
policies
Amount of any other liability of the company viz Pre
miums paid in advance 277303 interest and rents
paid in advance 107964 total
Commissions due agents on premium notes when paid
97559 medical examiners fees 92400 total
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
4000 00
6938 29
15205 51
3427 09
817 42
125468 54
239 75
3852 67
1899 59
1396921 55
350484 30
19 Total liabilities 1747405 85476
ComptrollerGenerals Eeport
Business in Georgia During 1910
No
Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 38 1UJ1UW uu
1362 2527114 00
Total
Deduct number and amount which have ceased to be
in force during the year
Total number and amount of policies in force in
218
361000 00
Georgia December 31 1910
1144 2166114 00
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year
1
2500 00
Total
Amount of losses and claims on policies in Georgia
paid during the year
Amount of premiums collected or secured in Georgia during
the year in cash and notes or credits without deduction
for losses commissions or other expenses
2500 00
2500 00
42277 99
METROPOLITAN LIFE INSURANCE COMPANY OF NEW YORK
John R Hegeman President
Tames S Roberts Secretary
Home Office 1 Madison Avenue New York City N Y
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets December 31 of
previous year
4 Extended at
269971968 85
269971968 85
IIIncome
5 First years premiums on original policies
without deductions for commissions or
other expenses less 334348 for first
years reinsurance
6 Surrender values applied to pay first years
premiums
7 Total first years premiums on original poli
4780906 5S
117864 24
4898770 82
CompteollebGenebals Repoet 477
8 Dividends applied to purchase paidup ad
ditions and annuities 19Q 512 12
10 Consideration for original annuities involv
ing life contingencies 55232 54
12 Total new premiums ordinary 5150515 48
13 Eenewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 11
45723 for reinsurance on renewals 21263837 88
14 Dividends applied to pay renewal premiums 1449559 70
16 Surrender values applied to pay renewal
premiums 25 224 24
17 Eenewal premiums for deferred annuities 1757 19
18 Total renewal premiums ordinary 22 740 379 01
18A Total industrial premiums received including 3262
38933 bonuses applied in payment of premiums 40
39608 applied to shorten the premiumpaying periods
and 8199505 surrender values applied in payment
of premiums 48931897 10
19 Total premium income 76 822 791 59
20 Consideration for supplementary contracts not involving
life contingencies 39 207 75
22 Ledger assets other than premiums received from other
companies for assuming their risks including 3176026
due from liquidator of Union Life Insurance Co De
cember 31 1909 32 528 39
23 Cross interest on mortgage loans less 4
24162 accrued interest on mortgages ac
quired during 1910 5719080 08
24 Gross interest on collateral loans 7 640 40
25 Cross interest on bonds and dividends on
stocks less 17943381 accrued interest
on bonds acquired during 1910 5654 142 54
20 Cross interest on premium notes policy
loans or liens 534 452 40
29 Deferred coupons 22050 ire insurance
premiums 4120 superintendents bank
accounts 360126 total 3862 96
28 Gross interest on other debts due the com
Wy 3862 96
31 Gross discount on claims paid in advance 100 09
32 Gross rent from companys property in
cluding 68335459 for companys oc
cupancy of its own buildings 1456 602 47
33 Total gross interest and rents 13 508 374 53
sasa
478 ComptbolleeGeneeals Eepoet
34 From other sources viz Tax refunds 13182 agents
cash deposits 2480520 arrears of rental on property
previously sold 67911 conscience money 11200 divi
dends suspended banks 13549 liquidation of unlisted
assets 900000 agents shortages recovered from
surety 6472 sundries 300 deposit account bond and
mortgage interest and rents 5764508 unclaimed
checks etc 1090583 credit fire insurance fund 17
45071 deposit Exchange Building Company mortgage
loan 2844508 adjustment of superintendents ac 5
counts 1393871 total
41 Gross profit on sale or maturity of ledger assets viz Keal
estate 2206250 bonds 3170269 stocks 19 M
41400 total
42 Gross increase by adjustment in book value of ledger as
sets viz Bonds
90779839 43
43 Total income
IIIDisbursements
1 For death claims 2155249115 for addi
tions 1048800 total 21562979 15
2 For matured endowments 1078810 85

3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
5 Premiums notes and liens voided by lapse
6 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay new premiums 149
27848 to pay renewal premiums 7580505 total
9 Dividends paid to policyholders in cash or applied in liqui
dation of loans or notes
Cash bonuses paid on nonparticipating industrial policies
10 Dividends applied to pay renewal premiums
Bonuses applied to pay renewal premiums on nonpartici
pating industrial policies
Bonuses applied to shorten the endowment or premium
paying periods on nonparticipating industrial policies
12 Dividends applied to purchase paidup additions and an
nuities
Sick benefits on assumed policies of other companies
14 Total paid policyholders 3129062397
15 Expense of investigation and settlement of policy claims
including 3048133 for legal expense
16 Paid for claims on supplementary contracts not involv
ing life contingencies
18 Paid stockholders for interest or dividends
22641790 00
126591 47
40658 52
1843181 07
225083 53
57697 24
1406674 91
1449559 70
3262389 33
40396 08
196512 12
90 00
35499 33
17821 63
140000 00ComptrollerGenerals Report
479
19 Commissions to agents less commission on reinsurance
First years premiums 149176029 renewal premi
ums 147272977 annuities original 135118
renewal 9771 total 2965938 95
20 Commuted renewal commissions 933 04
21 Compensation for managers and agents not paid by com
mission for obtaining new insurance 20 107 98
Compensation in industrial department to superintendents
assistant superintendents and agents 10 920 554 70
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 81644 57
23 Branch office expenses including salaries of managers and
clerks not included in item 21 742 320 52
24 Medical examiners fees 58674344 inspection of risks
37336815 total 960111 59
25 Salaries and all other compensation of officers directors
trustees and home office employees 3 m 947 05
26 Bent including 68335459 for companys occupancy of
its own buildings 1004814 71
27 Advertising 5967154 printing and stationery 178
62311 postage telegraph telephone and express 201
91803 exchange 2395566 total 464 168 34
28 Legal expense not included in item 15 47 825 71
29 Furniture fixtures and safes 41 288 69
30 Repairs and expenses other than taxes on real estate 510894 15
31 Taxes on real estate 256 153 79
32 State taxes on premiums 1 Q18 284 44
33 Insurance department licenses and fees 8 713 75
34 All other licenses fees and taxes viz Agents licenses 30
66864 municipal licenses 2175672 U S Corporation
tax 6115099 mortgage tax 103000 all other 15
89743 total 130503 78
38 Other disbursements viz Legislative expense 1223923
restaurant 15755850 Metropolitan staff savings fund
8867890 deposit account interest and rents returned
529688 expense of inspection and curative aid to sick
industrial poiieyholders 12943351 calendars for in
dustrial policyholders 8927006 expense of examina
tion Xew York insurance department 1930011 com
panys publications 21795641 Association of Life
Insurance Presidents exclusive of amount charged to
legislative expense 782625 home office traveling
2487924 home office expenses 42077330 total 1173212 39
46 Gross loss on sale or maturity of ledger assets viz Bonds 15691 29
47 Gross decrease by adjustment in book value of ledger as
sets viz Bonds 100007 26
48 Total disbursements 55059081 63480
ComptrollerGenerals Eeport
IVLedger Assets
1 Book value of real estate 24116301 56
2 Mortgage loans on real estate first liens 126589828 62
4 Loans made to polieyholders on this companys policies as
signed as collateral 13065064 81
5 Premium notes on policies in force 985806 22
6 Book value of bonds 12831222201 and stocks 8515
62579 total 136827847 80
7 Cash in companys office 145696 34
8 Deposits in trust companies and banks
not on interest
9 Deposits in trust companies and banks
on interest 3715 11
29186 00
Total 3890104 45
10 Agents balances net 44314 36
11 Renting section inventory 3209155 advanced superin
tendents and assistants to facilitate payment of death
claims 1331000 cash in transit 12676831 fire in
surance premium advanced secured by mortgage
32825 contingent certificate Union Trust Co Provi
072 total 3458 83
dence R I
12 Total ledger assets 305692726 65
NonLedger Assets
13 Interest due 12318890 and accrued 1
52933331 on mortgages 1652522 21
14 Interest accrued on bonds 1881347 64
16 Interest accrued on premium notes policy
loans or liens 312145 94
20 Rents due 670968 and accrued 505225
on companys property or lease 11761 93
21 Total interest and rents due and accrued 3857777 72
New Business
Renewals
25 Gross premiums due and un
reported on policies in
force December 31 1910
less reinsurance premi
ums 91673 74 1162856 92
26 Gross deferred premiums on
policies in force Decem
ber 31 1910 less rein
surance premiums 934514 64
4663356 31
27 Totals 1026188 38 5826213 23
28 Deduct loading 205237 68 1165242 65H
OomptbolleeGenebals Repobt
481
29 Net amount of uncollected
and deferred premiums 820950 70 4660970 58
Total 5481921 28
Industrial premiums due and unpaid 725278 86
30 All other assets viz Instalments on supplementary con
tracts due in 1911 but paid in 1910 1325 00
35 Gross assets 315759029 51
Deduct Assets Not Admitted
44314 36
271328 40
38 Agents debit balances grossI
41 Premium notes and loans on policies and net premiums in
item 29 in excess of the net value of their policies
42 Book value of ledger assets over market value viz
Bonds not subject to amortization 1243579 94
Stocks 178420 54
43 Renting section inventory 32091 55
44 Contingent certificate Union Trust Co Providence B I 960 72
45 Admitted assets 313988334 00
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the com
pany on the following tables of mor
tality and rates of interest viz
1 Actuaries table at 4 per cent on all issues
up to January 1 1901 except as stated
in 1A 112597314 00
Same for reversionary additions 80721 00
Total 112678035 00
1A Actuaries table doubled at 4 per cent on
all issues Special Class policies up to
January 1 1901 429551 00
Same for reversionary additions 128543 00
Total
2 American Experience table at 3 per cent
on all issues from January 1 1901 to
January 1 1911 except as stated below 122479969 00
Same for reversionary additions 213829 00
558094 00
Total 122693798 00482 ComptrollbeGeneeals Report
3 American Experience table doubled at 3
per cent on all issues Special Class poli
cies from January 1 1901 to January
x 1907 1523222 00
Same for reversionary additions 155523 00
1678745 00
Total
4 Other tables and rates viz
Standard Industrial table at 3y2 per cent
from January 1 1907 20524304 00
SubStandard Industrial table 3 per cent
from January 1 1907 1583413 00
Intermediate table 3V2 per cent from
January 1 1907 8580006 00
Special Class table 3y3 per cent from
January 1 1907 L224553 00
31912276 00
Total
5 Net present value of annuities including
those in reduction of premiums viz
Actuaries table at 4 per cent interest 85281 00
American table 3V per cent interest 510457 00
McClintocks table 3 per cent interest 373381 00
969119 00
Total
Total 270490067 00
6 Deduct net value of risks of this company reinsured in
other solvent companies lui10
T 270380929 00
8 Net reserve v
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
121827 00
the company
10 Liability on policies cancelled and not included in net re
serve upon which a surrender value may be demanded 100356 05
12 Claims for death losses in process of adjust
ment or adjusted and not due 221028 37
13 Claims for death losses which have been re
ported and no proofs received 3323D 3
15 Claims for death losses and other policy
claims resisted by the company 76732 86
17 Total policy claims 630113 58
18 Due and unpaid on supplementary contracts not involving
7 QQQ 74
life contingencies 5
0 Premiums paid in advance including surrender values so
applied 1852377 00
21 Unearned interest and rent paid in advance 45675 98OOMPTROLLERGrENERALs REPORT 483
23 Commissions to agents due or aerrued 24 252 35
25 Salaries rents office expenses bills and accounts due or
accrued 63043 64
26 Medical examiners fees 17656986 and legal fees 15
41120 due or accrued 191 pgi Q6
27 Eeserve held for state county and municipal taxes due or
accrued 1000000 00
31 Dividends or other profits due polieyholders including
those contingent on payment of outstanding and de
ferred premiums 425 153 27
miums 425l53 27
32 Dividends declared on or apportioned to annual dividend
policies payable to polieyholders during 1911 whether contin
gent upon the payment of renewal premiums or other
wise 1149167 11
Bonuses apportioned to nonparticipating industrial policies
and payable in 1911 5745339 00
33 Dividends declared on or apportioned to deferred dividend
policies payable to polieyholders during 1911 754576 60
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not included in item 33 329218 01
36 Increased death benefits granted but unable to find claim
ants 13132 00
39 All other liabilities viz Agents cash deposits in lieu of
bonds 24393973 fund awaiting adjustment 833055
unclaimed checks etc 1833311 special trust company
deposit Exchange Building Company mortgage loan
2844508 fire insurance fund 4973807 deposit ac
count bond and mortgage interest and rent 7370575
to credit of superintendents pending adjustment 39
28268 total 461774 97
43 Reserved to cover liabilities incurred the amounts of which
are not known and determined 450 000 00
44 Capital stock 2000000 00
45 Unassigned funds surplus 28 742 083 64
46 Total 313988334 00
Business in Georgia During 1910
No Amount
16 Policies on the lives of citizens of said State in
force December 31 of previous year109456 15948178 00
17 Policies on the lives of citizens of said State is
sued during the year30088 4613601 00
18 Total 139544 20561779 00
19 Deduct ceased to be in force during the year19179 2963300 00
20 Policies in force December 31120365 17598479 00484
ComptrollerGenerals Beport
jj0 Amount
21 Losses and claims unpaid December 31 of pre
vious year
22 Losses and claims incurred during the year
3
1678
651 00
192820 76
23 Total
Losses and claims settled during the year
1681 193471 76
1675 192628 26
843 50
551679 58
25 Losses and claims unpaid December 31
26 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commas
or other expenses
MICHIGAN MUTUAL LIFE INSURANCE COMPANY OF DETROIT
A E Moore Secretary
aKL00kSSfice 150 Person Ave Detroit Michigan
ICapital Stock
1 Amount of capital stock
paid up in cash 250000 00
Amount of net or ledger assets December
31 of previous year
Extended at
11076445 41
11076445 11
IIIncome During Year 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses
li Cash received for renewal premiums with
out deductions for commissions or other
expenses
2 Premium notes loans or liens taken m
part payment for renewal premiums
3 From dividends applied to pay running
premiums
3i2 From dividends applied to purchase paid
up additions and annuities
4 From surrender values applied to pay run
151716 20
ning premiums
118477 11
120988 17
8457 91
4749 50
181 93
Total
1470868 82
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 337435
renewals 1562929 total
19003 64
7 Total premium income
1451865 ISCoMPTROLLERGtENERALs EEPORT
485
8 Gash received for interest on mortgage loans
9 Cash received for interest on bonds owned
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
12 Cash received as discount on claims paid in advance
13 Cash received for rents for use of companys property
14 Cash received for profits on sales of real estate
16 From dividends and surrender values on reinsurances
18 Consideration for supplementary contracts not involving
life contingencies
19 From all other sources viz Judgment

Total income
471209 42
1500 00
91900 61
5033 94
168 83
5192 00
150 00
281 10
3446 76
200 00
2030947 84

IIIDisbursements for the Year 1910
1 Casli paid for death claims including re
visionary additions 655713 36
3 Cash paid for matured endowments and ad
ditions thereto 465928 44
5 Cash paid for sums falling due during the
year on installment policies 5000 00

Total
Deduct amount received from other com
panies for losses or claims on policies of
this company reinsured of which 2
53430 is for matured endowments
1126641
24534 30
7
9
10
11
12
13
14
16
17
18
19

Total net amount actually paid for losses and matured en
dowments 1102107 50
Premium notes loans or liens used in purchase of surrend
ered policies 6510782 voided by lapse 113148 66239 30
Cash dividends paid polieyholders 47017 21
Cash dividends applied to pay running premiums 8457 91
Cash dividends applied to purchase paidup additions and
annuities 4749 50
Surrender values paid in cash 171171 21
Surrender values applied to pay running premiums 181 93
Total paid polieyholders 139992456
Paid for claims on supplementary contracts not involving
life contingencies 12077 21
Cash paid stockholders for interest on dividends 25000 00
Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 9592562 re
newals 8401730 total 179942 92
Cash paid for salaries and allowances to managers and
agents 37487 36
Cash paid for medical examiners fees 1326809 inspec
tion of risks 262213 total 15890 22486
ComptbollerGenebals Report
20 Cask paid for salaries and all other compensation of officers
and other home office employees
21 Cash paid for taxes on new premiums 226502 on re
newals 1934813 total
22 Cash paid for local taxes 1252754 on investments 2
69695 U S Government 172035 total
23 Cash paid for insurance department fees and agents li
censes 253490 municipal licenses 95071 total
24 Cash paid for rent
25 Cash paid for investment expenses 340082 sundry ex
pense 629795 total
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 90714 printing 578022
postage etc 477919 exchange 60296
28 Cash paid for real estate expenses other than taxes 3
64219 for legal expenses 779186 total
29 Cash paid for the following items viz Agents balances
charged off
Loss on sale of real estate
Total miscellaneous expenses 43819831
66784 98
21613 15
16944 84
3485 61
10607 71
9698 78
1707 04
12069 51
11434 05
4184 43
9270 50
30 Total disbursements
I VAssets as Per Ledger Accounts
1 Book value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collaterals
4 Loans made in cash to polieyholders on this companys poli
cies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued in
terest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Agents ledger balances
Cash deposit resisted death claim policy No 19886 B
1838122 87
150511 32
9218551 58
9000 00
1541798 93
72106 57
25000 00
34223 14
212027 47
5451 37
600 00
11 Total net or ledger assets as per balance above 11269270 38
Other Assets
14 Interest due 1199692 find accrued 12365441 on
mortgages
15 Interest accrued on bonds and stocks
16 Interest accrued on collateral loans
17 Interest due 768331 and accrued 1366372 on premium
notes loans or liens
135651 33
250 00
36 85
21347 03ComptrollerGenerals Report
487
19 Bents accrued on companys property or lease
Total carried out
139 51
157424 72
New Business Eenewals
23 Gross premiums due and un
reported on policies in
force Dec 31 1910 20268 59 41567 87
24 Gross deferred premiums on
policies in force Decem
ber 31 1910 5437 05
S200 97
Totals 25705 64
25 Deducting loading 10 762 72
129768 84
24835 08
26 Net amount of uncollected
and deferred premiums 14942 92 104933 76
Extended
119876 68
28 Total assets as per books of the company u 545571 78
Items Not Admitted
5490 13
850 27
6340 40
5 Agents balances debit 3
Book value of real estate over market
value
Total
9 Total assets less items not admitted
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to The
Actuaries Table of Mortality with four
per cent interest 10657098 74
Deduct net value of risks of this company
reinsured in other solvent companies 65835 00
11540231 38
Net reinsurance reserve
2 Premium notes or loans on policies and other
obligations in excess of the net value
of their policies
3 Claims for losses due and unpaid
4 Claims for matured endowments due and
unpaid
10591263 74
804 00
100 00
4620 87488 ComptrollerGenerals Report
6 Claims for death losses and other policy
claims resisted by the company 9500 00
7 Death losses reported and no proofs re
ceived 2234494
8 Present value of unpaid amounts on ma
tured installment policies 53031 21
90401 02
Total policy claims
10 Amount of unpaid dividends of surplus or other descnp
tion of profits due policyholders
12 Amount of national state or other taxes due
13 Amount due on account salaries rents and office expenses 4852 28
15 Deposit account
16 Amount of any other liability of the company viz Pre
miums paid in advance 1210616 unearned interest
3159490 total 9arA7
Commissions due to agents on premium notes when paid b15
17 Liabilities on policyholders account msS
18 Gross surplus on policyholders account
11540231 38
19 Total liabilities
VIPremium Note Account
1 Premium notes loans or liens on hand De
cember 31 of previous year 73822 5
2 Premium notes loans or liens received dur
ing the year on old policies 120988 17
194810 76
Total
Deductions during the year as follows
Amount of notes loans or liens used in pur
chase of surrendered policies 4084 95
Amount of notes loans or liens voided by
lapse
Amount of notes loans or liens redeemed
i 117052 44
by maker in cash
199 704 19
Total reduction of premium note account
7 106 57
Balance note assets at end of the year
Business in Georgia During 1910
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year
ComptrollerGenerals Report
489
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 252
672413 36
Total 1219 2613087 00
Deduct number and amount which have ceased to be
in force during the year 224 603356 14
Total number and amount of policies in force in
Georgia December 31 1910 995 2009730 86
No
Amount of losses and claims on policies in Georgia
incurred during the year 13
Amount
11800 00
Total 13
Amount of losses and claims on policies in Georgia
paid during the year 13
Amount of premiums collected or secured in Georgia during the
year in cash and notes or credits without any deduction
for losses dividends commissions or other expenses viz
Cash 4693633 notes or credits 652552 total
11800 00
11800 00
53461 85
MISSOURI STATE LIFE INSURANCE COMPANY OF
ST LOUIS MISSOURI
Edmund P Melson President H V Donnelly Asst Secretary
Principal Office 4th Floor Chemical Bldg St Louis Mo
ICapital Stock
1 Amount of capital stock paid
up in cash 300000 00
Amount of net or ledger assets December
31 of previous year 2061816 13
Extended at 2061816 13
IIIncome During Year 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 307202 54
1 Cash received for renewal premiums with
deductions for commissions or other ex
penses 663267 76
3 From dividends applied to pay running
premiums 3628 88
3a From dividends applied to pay first year
premiums 97 61
490
CompteollerGenerals Report
3y2 From dividends applied to purchase paid
up additions and annuities
4 From surrender values applied to pay run
ning premiums
4a From surrender values applied to pay first
year premiums
4 From surrender values applied to pur
chase paidup additions and annuities
5 Consideration for supplementary contracts
involving life contingencies
Total
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 425628
renewals 1100789 total
613 03
617 94
104 00
1218 48
1216 55
977966 79
15264 17
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
19 From all other sources viz From agents balances pre
viously charged off 87363 consideration for supple
mentary contracts not involving life contingencies 3
43000 dividends left with the company to accumulate
at interest 35936 total incomeaccident department
2504576 total
962702 62
86788 96
431 87
28009 82
10538 76

29708 75
Total income 1118180 78
IIIDisbursements for the Year 1910
1 Cash paid for death claims including re
visionary additions
Total
6 Deduct amount received from other com
panies for losses or claims on policies of
this company reinsured
201151 03
201151 03
7500 00
7 Total net amount actually paid for losses and matured en
dowments
8 Cash paid to annuitants
8a Health and accident benefits contained in life policies
9 Premium notes loans or liens used in purchase of surren
dered policies
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
11a Cash dividends applied to pay first year premiums
193651 03
113 48
1106 96

1362 74
519 10
3628 88
97 61ComptrollerGenerals Report
12 Cash dividends applied to purchase paidup additions and
annuities
12a Cash dividends left with the company to accumulate at
interest
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums
14a Surrender values applied to pay first year premiums
15 Surrender values applied to purchase paidup insurance
and annuities
Total paid policyholders 24407311
16 Cash paid stockholders for interest on bonds
17 Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 20236795 re
newals 2858080 total
18 Cash paid for salaries and allowances to managers and
agents and agency supervisors
19 Cash paid for medical examiners fees 2006250 inspec
tion of risks 658837 total
20 Cash paid for salaries and all other compensation of officers
and other home office employees
21 Cash paid for taxes on new premiums
22 Cash paid for state licenses and taxes other than
on premiums
23 Cash paid for insurance department fees and agents li
censes 538010 municipal licenses 271042 total
24 Cash paid for rent
25 Cash paid for commuting commissions
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 106017 printing 1251610
total
28 Cash paid for legal expenses
29 Cash paid for the following items viz Postage telegraph
telephone and express 605062 expense of investiga
tion and settlement of policy claims 179420 exchange
59795 investment expense 76161 paid for claims
on supplementary contracts not involving life contin
gencies 12095 Dividends and interest thereon held on
deposit surrendered during the year 807 state ex
aminations of company 51615 profit and loss on in
vestments 149305 incidental office expense 162343
collection of premiums 128083 total disbursements
accident department 3641169 agents balances
charged off 1236225 total
Total miscellaneous expenses 45418702
491
613 03
359 36
40680 50
617 94
104 00
1218 48
24000 00
230948 75
14840 03
26650 87
43771 38
9347 64
2396 49
8090 52
12632 40
75 00
4281 57
13576 27
600 30
62975 80
Total disbursements
698260 13492
CompteolleeGenebals Bepoet
IVAssets as Per Ledger Accounts
2 Loans on mortgage first liens on real estate
4 Loans made in cash to policyholders on this company s
policies
5 Premium notes loans or liens on policies in force
6 Cost value of bonds owned excluding accrued interest at
time of purchase
7 Cash in companys office
5 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances of which 364170 was advanced
during the year
Premiums in course of collection accident department on
policies issued on or after October 1 1910
1692242 28
11 Total net or ledger assets
547881 25
16431 23
20050 00
9150 03
140221 32
5537 73
49593 94
629 00
2481736 78
Other Assets
14 Interest due 1541286 and accrued 65
70984 on mortgages
15 Interest accrued on bonds and stocks
17 Interest accrued on premiums notes loans
or liens
18 Interest accrued on other assets
81122 70
120 83
8067 52
219 92
Total carried out
89530 97
New Business
23 Gross premiums due and un
reported on policies in
force Dec 31 1910
24 Gross deferred premiums on
policies in force Decem
ber 31 1910 3118 97
Benewals
88 68 48293 54
49779 26
Totals
25 Deducting loading
26 Net amount of uncollected
and deferred premiums
3030 29
2215 91
98072 80
17018 78
81438 81054 02
Extended
27 Furniture fixtures and safes
28 Total assets as per the books of the company
81868 40
10000 00
2663136 15
Items Not Admitted
2 Furniture fixtures and safes
5 Agents debit balances
10000 00
52538 54ComptrollerGenerals Report
493
7 Bills receivable 5537 73
8 Premium notes and loans on policies and
net premiums in item 26 in excess of
the net value of their policies 10590 45
Total 78666 72
9 Total assets less items not admitted 2584469 43
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to The
Actuaries Table of Mortality with four
per cent interest and the American Ex
perience Table of Mortality with 3 per
cent interest and 3 per cent interest 1962366 53
Deduct net value of risks of this company
reinsured in other solvent companies 9981 00
Net reinsurance reserve 1952385 53
Present value of amounts not yet due on supplementary con
tracts not involving life contingencies 6435 75
5 Claims for death losses and matured en
dowments in process of adjustment or ad
justed and not due 24735 83
6 Claims for death losses and other policy
claims resisted by the company 10025 14
Total policy claims 34760 97
10 Amount of unpaid dividends of surplus or other descrip
tion of profits due policyholders 1825 87
12 Amount of national state or other taxes due or accrued 10749 54
13 Amount due on salaries rents and office expenses 3706 45
14 For occupation extra premiums 161 63
16 Amount of any other liability of the company viz Pre
miums paid in advance 628826 liability on policies
cancelled upon which a surrender value may be demanded
137105 dividends left with company and interest
thereon 46705 unearned interest paid in advance 5
72281 commissions due to agents on premium notes
when paid 82156 total liabilities accident depart
ment 610301 total 20773 74
17 Liabilities on policyholders account 2030799 48
18 Gross surplus on policyholders account 553669 95
19 Total liabilities 2584469 43494 ComptrollerGenerals Report
Business in Georgia During 1910
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 379 560659 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 141 216829 00
Total 520 777488 00
Deduct number and amount which have ceased to be
in force during the year 118 183844 00
Total number and amount of policies in force
in Georgia December 31 1910 402 593644 00
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 3 7000 00
Total 3 7000 00
Amount of losses and claims on policies in Georgia
paid during the year 1 1000 00
Amount of premiums collected or secured in Georgia during
the year in cash and notes or credits without any deduc
tion for losses dividends commissions or other expenses 23938 79
MUTUAL BENEFIT LIFE INSURANCE COMPANY OF
NEWARK NEW JERSEY
Frederick Frelinghuysen President J Win Johnson Secretary
Home Office 750 Broad Street Newark N J
ICapital Stock
2 Amount of ledger assets December 31 of
previous year 125086266 36
4 Extended at 125086266 36
IIIncome During Year 1910
5 First years premiums on original policies
without deduction for commissions or
other expenses 2535938 86
6 Surrender values applied to pay first years
premiums 4420 43
7 Total first years premiums on original
policies 2540359 29
8 Dividends applied to purchase paidup ad
ditions and annuities 416970 36r
ComptrollebGenebals Report 495
9 Surrender values applied to purchase paid
up insurance and annuities 5206 88
10 Consideration for original annuities involv
ing life contingencies 45829 16
12 Total new premiums 3008365 69
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses 14270488 79
14 Dividends applied to pay renewal premiums 2077907 88
15 Dividends applied to shorten the endowment
or premium paying period 313601 58
16 Surrender values applied to pay renewal
premiums 12820 73
17 Renewal premiums for deferred annuities 11708 58
18 Total renewal premiums 16686527 56
19 Total premium income 19694893 25
20 Consideration for supplementary contracts not involving
life contingencies 420328 76
23 Gross interest on mortgage loans 3010776 68
24 Gross interest on collateral loans 78460 89
25 Gross interest on bonds and dividends on
stocks less 1343577 accrued interest
on bonds acquired during 1910 1567395 29
26 Gross interest on premium notes policy
loans or liens 1304708 47
27 Gross interest on deposits in trust companies
and banks 24598 11
28 Gross interest on other debts due the com
pany viz Agents accounts 1181 53
29 Gross discount on claims paid in advance 609 85
30 Gross rent from companys property 105184 98
31 Total gross interest and rents 6092915 80
39 Gross profit on sale or maturity of ledger
assets viz Real estate 4661 87
Bonds 1100 00
Total 576187
40 Gross increase by adjustment in book value
of ledger assets viz Bonds 10562 50
41 Total income 26224462 18
IIIDisbursements for the Year 1910
1 For death claims 631137798 addi
tions 12635417 total 6437732 15496
ComptrollerGenerals Eeport
2 For matured endowments 157135386 ad
ditions 12411699 total 1695470 85
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
5 Premium notes and liens voided by lapse
6 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay new premiums 442043
to pay renewal premiums 1282073 total
8 Surrender values applied to purchase paidup insurance
and annuities
9 Dividends paid to policyholders in cash or applied in liqui
dation of loans or notes
10 Dividends applied to pay renewal premiums
11 Dividends applied to shorten the endowment or premium
paying period
12 Dividends applied to purchase paid up additions and an
nuities
14 Total paid policyholders 14283178 55
15 Expense of investigation and settlement of policy claims
including 189268 for legal expense
16 Paid for claims on supplementary contracts not involving
life contingencies
Commissions to agents less commission on reinsurance
First years premiums 102672769 renewal premiums
107237701 annuities original 214363 renew
al 25672 total
Commuted renewal commissions
21 Compensation of managers and agents not paid by commis
sion for services in obtaining new insurance
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
23 Agency expenses including salaries of managers and clerks
not included in item 21
Medical examiners fees 14114400 inspection of risks
263765 total
Salaries and all other compensation of officers directors
trustees and home office employees
26 Pent
27 Advertising 2684847 printing and stationery 20
08175 postage telegraph telephone and express 49
85701 exchange 382911 total
28 Legal expense not included in item 15
29 Furniture fixtures and safes
30 Bepairs and expenses other than taxes on real estate
31 Taxes on real estate
32 State taxes on premiums
33 Insurance department licenses and fees
19
20
24
25
8133203 00
167348 98
1215 06
2696877 11
17241 16
5206 88
453606 54
2077907 88
313601 58
416970 36
2012 43
173912 19
2101505 05
8575 78
336 91
61378 28
20446 59
143781 65
432070 79
59447 05
100616 34
48719 29
1379 74
25713 18
50442 32
200848 18
16107 92ComptrollerGeneral s Eeport
34 All other licenses fees and taxes viz State county and
municipal taxes 23101546 county and municipal li
censes 806292 Federal corporation tax 15332 45
total
38 th sbursements viz Mortgage loan expense 143
62000 books and supplies 1474841 heat and light
1159239 restaurant 2008096 detective service
386o5 laundry and extra janitor service 1867 45
home office equipment 180872 home office repairs
156467 electrical supplies 224494 special street
lighting assessment 25000 petty cash 93471 mis
cellaneous office expense 39820 total
46 Gross loss on sale or maturity of ledger assetsviz Real
estate
47 Gross decrease by adjustment in book value of ledgeras
sets viz Real estate 10690798 bonds 135907 49
total
48 Total disbursements
497
254410 83
199497 00
5183 86
242815 47
18432379 40
IVAssets as Per Ledger Accounts
1 Book value of real estate
2 Mortgage loans on real estate first liens 111 00
3 Loans secured by pledge of bonds stocks or other collateral 2W0OO 00
4 Loans made to policyholders on this companys policies as
signed as collateral or secured by terms of policy 18 596 099 19
5 Premium notes on policies in force of which 4106 22 is for
first years premiums finfi
6 Book value of bonds 5662061 00
7 Cash in companys office
8 Deposits in trust companies and banks
not on interest
9 Deposits in trust companies and banks
m inter0st 1213386 67
2733 91
114843 57
Total
1330964 15
22045 45
132878349 14
10 Agents balances debit 2454030 credit 249485 net
12 Total ledger assets
NonLedger Assets
13 Interest due 832289 and aconled 153317940 on
mortgages
14 Interest accrued on bonds ww
16 Interest due 10418785 and accrued 62486216 on pre
mium notes policy loans or liens 729 050 01
19 Total interest and rents due and accrued
21 Market value of bonds and stocks over book value
2587449 44
501711 69498
ComptrollerGenerals Eeport

New Business Renewals
23 Gross premiums due and un
reported on policies in
force December 31 1910
less reinsurance premi
ums 25880 91 707402 34
24 Gross deferred premiums on
policies in force Decem
cember 31 1910 less re
insurance premiums 184418 86 1156809 53
25 Totals 210299 77
26 Deduct loading 20 42059 95
1864211 87
372842 37
27 Net amount of uncollected
and deferred premiums 168239 82 1491369 50
Total 1659609 32
33 Gross Assets 137627119 59
Deduct Assets Not Admitted
36 Agents debit balances gross 24540 30
43 Admitted assets 137602579 29
yLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the New
Jersey Insurance Department on the fol
lowing tables of mortality and rates of
interest viz
1 Actuaries table at 4 per cent on partici
pating policies issued prior to January
1st 1900 63293250 00
Same for reversionary additions 3862707 00
Total 67155957 00
2 American Experience table at 3 per cent on
all policies issued since December 31st
1899 and on all the nonparticipating
policies 53564201 00
Same for reversionary additions 718012 00
Total 54282213 00CompxbollebGenebal s Report
5 Net present value of annuities including
those in reduction of premiums viz
MeClintock 3 per cent lj982833 00
499
Total

8 Net reserve
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company
12 Claims for death losses in process of adjust
ment or adjusted and not due 255710 80
13 Claims for death losses no proofs received
estimated 300000 00
14 Claims for matured endowments due and un
43963 00
49734 90
1982833 00
123421003 00
1577935 70
paid
15 Claims for death losses and other policy
claims resisted by the company
17 Total policy claims
20 Premiums paid in advance including surrender values
applied
21 Unearned interest and rent paid in advance
23 Commissions to agents due or accrued
24 Cost of collection
on uncollected and deferred premi
649408 70
115594 82
1525 55
3292 32
urns in excess of the loading thereon
25 Salaries rents office expenses bills and accountsdue
accrued
26 Medical examiners fees
1 fetate county and municipal taxes due or accrued 507 000 00
31 Dividends or other profits due policyholders including those
contingent on payment of outstanding and deferred pre
miums
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 191 whether
contingent upon the payment of renewal premiums or
otherwise
36 Eeserve for suspended mortality i 982 914 00
37 Reserve for possible depreciation in real
estate 129735 93
42943 21
50000 00
531357 65
3115619 74
Total
45 Unassigned funds surplus
2112649 93
5432779 67
46 Total
137602579 29
PaidFor Business in the State of Georgia During 1910
N Amount
lb Policies on the lives of citizens of said State
in force December 31 of previous year 5994 12302418 00
500 ComptrollebGenebals Eepobt
17 Policies on the lives of citizens of said State is
sued during the yearJ063 2134452 00
18 Total 7057 136870 00
19 Deduct amount ceased to be in force during the
year 406 720989 00
20 Policies in force December 31 1910 6651 13715881 00
No Amount
21 Losses and claims unpaid December 31 of pre
1 1000 00
vious year x
22 Losses and claims incurred during year 71 196791 00
23 Total 72 19779100
24 Losses and claims during the year in cash 67 187621 00
25 Losses and claims unpaid December 31 5 10170 00
26 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses 456427 94
THE MUTUAL LIFE INSURANCE COMPANY OF NEW YORK
Charles A Peabody President Wm J Easton Win F Dix Secys
Home Office 34 Nassau St New York City N Y
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year 535319816 08
4 Extended at 535319816 08
IIIncome During Year 1910
5 First years premiums on original policies
without deductions for commissions or
other expenses less 421639 for first
years reinsurance 4077400 34
6 Surrender values applied to pay first years
premiums 36826 26
7 Total first years premiums on original
policies 4114226 60
8 Dividends applied to purchase paidup ad
ditions and annuities 1764427 21
10 Consideration for original annuities involv
ComptrolleeGenebals Repoet 501
ing life contingencies 509135 74
11 Consideration for supplementary contracts
involving life contingencies 1194016 55
12 Total new premiums 7581806 10
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 110
16588 for reinsurance on renewals 44345654 28
14 Dividends applied to pay renewal premiums 1578119 73
16 Surrender values applied to pay renewal
premiums 304001 14
17 Renewal premiums for deferred annuities 15231 68
18 Total renewal premiums 46 243 006 83
19 Total premium income 53824812 93
20 Consideration for supplementary contracts not involving
life contingencies 488 541 07
21 Dividends left with the company to accumulate at interest 49256 09
23 Gross interest on mortgage loans 6314943 71
25 Gross interest on bonds and dividends on
stocks less 13997593 accrued interest
on bonds acquired during 1910 13921969 76
26 Gross interest on premium notes policy
loans or liens 3479698 83
27 Gross interest on deposits in trust companies
and banks 120205 16
29 Interest on deferred premiums overdue pre
miums and interest 112068 89
30 Interest on real estate contracts 6313 09
32 Gross rent from companys property includ
ing 35182644 for companys occupancy
of its own buildings 1665209 65
33 Total gross interest and rents 25620 409 09
34 From other sources viz
35 Deposits on account of pending insurance 86959 08
36 Collections or deposits received for account
of others not paid out 541508 83
Total 628467 91
38 Policy fees 2221 45
39 Premium extension fees 57043 39
40 Prom agents balances previously charged off 13823 48
Total 73088 32
41 Gross profit on sale or maturity of ledger as
sets viz
Eeal estate 22919 29
502
ComptbollekGtenerals Report
Total 3002397 93
42 Gross increase by adjustment in book value
of ledger assets viz Bonds 294268 55
Total
294268 55
43 Total income 83981241 S9
IIIDisbursements for the Year 1910
1 For death claims 2172903558 additions
115825271 total 22887288 29
2 For matured endowments 754803428 ad
ditions 4871705 total 7596751 33
3 Net amount paid for losses and matured endowments 30484039 62
4 For annuities involving life contingencies 2658888 10
6 Surrender values paid in cash or applied in liquidation of
loansor notes 10722403 15
7 Surrender values applied to pay new premiums 3682626
to pay renewal premiums 30400114 total 340827 40
9 Dividends paid to policyholders in cash or applied in liqui
dation of loans or notes 8909966 70
10 Dividends applied to pay renewal premiums 1578119 73
12 Dividends applied to purchase paidup additions and an
nuities 1764427 21
13 Dividends left with the company to accumulate at interest 49256 09
14 Total paid policyholders 5650792800
15 Expense of investigation and settlement of policy claims
including 3764556 for legal expense
16 Paid for claims on supplementary contracts not involving
life contingencies
17 Dividends and interest thereon held on deposit surrendered
during the year
19 Commissions to agents less commission on reinsurance
First years premiums 178221003 renewal premiums
8928458S annuities original 2214283 renew
al 12170 total 2697320 44
21 Compensation of managers and agents not paid by commis
sion for services in obtaining new insurance
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
23 Branch office expenses including salaries of managers and
clerks not included in item 21
24 Medical examiners fees 29171081 inspection of risks
4711506 total
25 Salaries and all other compensation of officers directors
trustees and home office employees 1238779 57
51727 52
243134 28
3613 19
105808 66
740279 84
983132 09
338825 87CompteollebGenebals Bepoet
503
26 Bent including 35182644 for companys occupancy of its
own buildings less 654288 received under sublease 540018 96
27 Advertising 5428618 printing and stationery 150
89205 postage telegraph telephone and express 218
65901 exchange 3426202 total 458099 26
28 Legal expense not included in item 15 2645849 legis
lative 566974 total 32128 23
29 Furniture fixtures and safes 50 435 57
30 Repairs and expenses other than taxes on real estate 404859 03
31Taxes on real estate 392 129 57
32 State taxes on premiums 640 492 29
33 Insurance department licenses and fees 31 021 39
34 All other licenses fees and taxes viz Local tax on premi
ums 542422 IT S corporation tax 6929924 per
sonal property school levee and publication taxes in
U S 227961 stock transfer tax 63134 foreign
taxes other than on premiums 2887118 foreign tax
on investments 401344 total HO 519 03
38 Other disbursements viz Other investment expenses 5
33393 travelinggeneral office employees 8044728
law library and restaurant 5231118 cost of election
lists 1226223 general audit 799963 office supplies
and expenses home office 1161355 cost of state ex
aminations 1231497 reports to governments 3
48444 association memberships 934125 total 195108 46
45 Agents balances charged off current year 5385351
prior years 2399707 total 77850 58
46 Gross loss on sale or maturity of ledger assets viz Real
estate 2567157 bonds 359880 stocks 18860624
total 217876 61
47 Gross decrease by adjustment in book value of ledger as
sets viz Real estate 15980847 bonds including
12565895 for amortization of premiums total 285 467 42
48 Total disbursements 66346555 86
IVAssets as Per Ledger Accounts
1 Book value of real estate 24 985 611 76
2 Mortgage loans on real estate first liens 140 618 618 50
4 Loans made to policyholders on this companys policies as
signed as collateral 70953535 55
6 Book value of bonds 27607912633 and stocks 35
76060849 total 311839734 82
7 Cash in companys office 4267432 cash
in transit since received 4784043 90514 75
8 Deposits in trust companies and banks
not on interest 272406 59504
ComptrollerGenerals Report
9 Deposits in trust companies and banks
on interest 3736655 31
Total 409957665
Advanced or deposited to pay policy claims 344626 36
10 Agents balances debit 54561 78
11 Accounts collectible 2523819 supplies 2287850 total 48116 69
Cash advanced to officers and employees for traveling etc 10120 00
12 Total ledger assets as per balance5529o4502 11
NonLedger Assets
13 Interest due 6196518 and accrued 1
78049404 on mortgages 1842459 22
14 Interest due 18581217 and accrued 1
87051430 on bonds 2056326 47
16 Interest accrued on premium notes policy
loans or liens 49947 84
18 Interest accrued on deposits 9297 72
19 Interest accrued on real estate contracts 1532 17
20 Rents due 4407497 and accrued 138
24252 on companys property or lease 182317 49
21 Total interest and rents due and accrued 4141880 91
22 Market value of real estate over book value 1076827 77
23 Market value not including interest in item 14 of bonds
and stocks over book value 10856101 86
New Business
Renewals
25 Gross premiums due and mi
reported on policies in
force December 31 1910
less reinsurance premi
ums 34806 32 2895850 22
26 Gross deferred premiums on
policies in force Decem
ber 31 1910 less rein
surance premiums 196410 78 2200701 33
27 Totals 231217 10 5096551 55
28 Deduct loading 60116 45 1325103 40
29 Net amount of uncollected
and deferred premiums 171100 65 3771448 15
Total 3942548 80
35 Gross assets 572971861 45CompteolleeGtenekals Repobt 505
Deduct Assets Not Admitted
37 Supplies stationery printed matter 22878 50
38 Agents debit balances gross 54561 78
39 Cash advanced to or in the hands of officers
or agents 10120 00
43 Accounts collectible 25 238 19
Ttal 112798 47
45 Admitted assets 572859062 98
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the Insur
ance Department of the State of New
York on the following tables of mortality
and rates of interest viz
2 American Experience table at 3 per cent
on policies issued prior to Jan 1 1907 405897941 00
Same for reversionary additions 10176 655 00
Toal 416074596 00
3 American Experience table at 3 per cent
on policies issued after Dec 31 1906 13313347 00
Same for reversionary additions 4038368 00
TotaI 17351715 00
o Net present value of annuities including
those in reduction of premiums viz
McCIintock table at
3 on annuities issued prior to January
l 1907 22928775 00
3 on annuities issued after December 31
1906 5543731 00
American Experience table at 3V 29100
at 3 1420600 premium reductions 14497 00
Total 28487003 00
TotaI 461913314 00
6 Deduct net value of risks of this company reinsured in other
solvent companies 70 a 00
8 Net reserve paid for basis 461834185 00n
506
ComptrollerGenerals Report
9 Present value of amounts not yet due on supplementary con
tracts not involving life contingencies computed by the
company 2762340 14
10 Liability on policies cancelled and not included in net re
serve upon which a surrender value may be demanded 93784 31
11 Claims for death losses due and unpaid 451909 52
12 Claims for death losses in process of adjust
ment or adjusted and not due 691768 66
13 Claims for death losses which have been re
ported and no proofs received 1531086 91
14 Claims for matured endowments due and un
paid 196427 S4
15 Claims for death losses and other policy
claim resisted by the company 536684 04
16 Due and unpaid on annuity claims involv
ing life contingencies 175415 24
17 Total policy claims
18 Due and unpaid on supplementary contracts not involving
life contingencies
19 Dividends left with the company to accumulate at interest
and accrued interest thereon
20 Premiums paid in advance including surrender values so
applied
21 Unearned interest and rent paid in advance
23 Commissions to agents due or accrued
25 Salaries rents office expenses bills and accounts due or
accrued
26 Medical examiners fees
27 State county and municipal taxes due or accrued
Reserve to meet licenses franchises and other taxes for the
year 1911
31 Dividends or other profits due policyholders including those
contingent on payment of outstanding and deferred pre
miums
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1911 whether
contingent upon the payment of renewal premiums or
otherwise
33 Dividends declared on or apportioned to deferred dividend
policies payable to policyholders during 1911
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not included in item 33
35 Reserve special or surplus funds not included above viz
36 Fund for depreciation of securities and general contin
gencies
38 Reserve for nnreported death claims
3583292 21
3010 63
81420 07
467369 57
1448142 39
30277 72
14366 31
3565 69
55973 94
1138546 94
823539 13
3690579 43
9848753 64
75164219 97
10340065 19
600000 00

ComptrollerGenerals Eepoet
507
39 AH other liabilities viz
41 Deposits on account of pending insurance 116 001 29
42 Due sundry parties for collections made or deposits held
for their account 759629 a
46 Total
572859062 98
Business in Georgia During 1910
n No Amount
lb Policies on the lives of citizens of said State in
force December 31 of previous year as cor
weted during 1910 11714 25532521 60
It Policies on the lives of citizens of said State is
sued during the year 1 328
2987353 00
18 Total
19 Deduct ceased to be in force during the year
13042 28519874 60
873 2169553 00
20 Policies in force December 3112
21 Losses and claims unpaid December 31 of pre
vious year
22 Losses and claims incurred during the year
169 26350321 60
No Amount
11
203
13127 43
591395 00
f TT0tal 214 604522 43
24 Losses and claims settled during the year in cash 202 587043 00
25 Losses and claims unpaid December 31 12 17 479 43
26 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses 90M03 n
NATIONAL LIFE INSURANCE COMPANY CHICAGO ILL
A M Johnson President
Robert D Lay Secretary
Principal Office 159 La Salle St Chicago 111
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 500000 00
Amount of net or ledger assets December
31st of previous year 9436061 23
Extended at 9 436 064 23508
ComptbolleeGenebals Repoet
IIIncome During the Year
1 Cash received for premiums on new poli
cies without deductions for commissions
941 043 21
or other expenses ui3va ax
iy Cash received for renewal premiums
without deductions for commissions or
other expenses 1375092 40
2V Premium notes loans or liens taken in
part payment for renewal premiums 179800 90
3 From dividends applied to pay running
2063 47
premiums
310 From dividends applied to purchase
paidup additions and annuities 2136 28
4i From surrender values applied to pur
chase paidup insurance and annuities 26618 94
Total 1826755 20
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 81409
renewals 490701 total 5721 X
1821034 10
7 Total premium income
8 Cash received for interest on mortgage loans lai a
9 Cash received for interest on bonds owned and dividends
di o I L y y 00
on stock
10 Cash received for interest on premium notes loans or liens 78710 zu
11 Cash received for interest on other debts due the company 2208 ZU
13 Cash received for rents for use of companys property 150 UU
14 Cash received for profits on sales of bonds or stocks 89
25295 all other 93597 total 90188 92
2405637 77
Total income
IIIDisbursements for the Year
1 Cash paid for death claims including re
viMonary additions 411740 36
2 Premium notes loans or liens used in pay
ment of the same I705
3 Cash paid for matured endowments and
additions thereto 811453 00
5 Cash paid for sums falling due during the
year on installment policies 10825 00
7 Total net amount actually paid for losses and matured
endowments 1235724 35ComptbolleeGenebals Eepoet
8 Cash paid to annuitants
9 Premium notes loans or liens voided by lapse
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
15 Surrender values applied to purchase paidup insurance
and annuities
Total paid policyholders a
16 Cash paid to stockholders for interest on dividends
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 16447304
renewals 4705111 total
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 1635300 inspec
tion of risks 429949 total
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes on new premiums 279594 on re
newals 2076296 total
23 Cash paid for insurance department fees and agents
licenses 490762 municipal licenses 35295 total
24 Cash paid for rent
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 1027217 printing 889418
postage telegraph and express 699373 exchange
75078 total
Cash paid for legal expenses
29 Cash paid for the following items viz Investment ex
pense 132383 taxes on personal property 223500
Association Life Insurance Presidents 65657 miscel
laneous expense 285936 profit and loss 9102 sale
bonds 125000 decrease in book values 2229750
agents balances charged off 714344 total
28
509
5731 24
1260 05
82497 38
2063 47
2136 28
13422i2 95
26618 94
1490254 66
50000 00
211524 15
46858 13
20652 49
107352 95
23558 90
5260 57
17400 00
2998 21
26910 86
28569 78
36619 22
30 Total disbursements
IVAssets as Per Ledger Accounts
1 Book value of real estate exclusive of all incumbrances 40 316 96
2 Loans on mortgage first liens on real estate 2093s63 00
3 Loans secured by pledge of bonds stocks or other market
able collaterals 00
4 Loans made in cash to policyholders on this companys
policies asigned as collateral 1086418 40510
ComptrollerGenerals Report
5 Premium notes loans or liens on policies in force
6 Book value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Agents ledger balances
119255 64
5488385 76
5205 38
783627 34
136969 60
11 Total net or ledger assets 9773742 08
Other Assets
14 Interest due 36871 and accrued 44
10061 on mortgages
15 Interest accrued on bonds and stocks
16 Interest accrued on collateral loans
17 Interest accrued on premium notes loans
or liens
18 Interest accrued on other assets
44469 32
10952 63
250 00
3944 02
1349 00
Total carried out
20 Market value of real estate over book value
21 Market value of bonds and stocks over book value
60964 97
9683 04
105988 30
New Business
Renewals
23 Gross premiums due and
unreported on policies
in force December 31
1910
24 Gross deferred premiums
on policies in force De
cember 31 1910
38238 48 54721 98
7074 53 120602 89
Totals
25 Deducting loading
45313 01 175324 87
28882 09 32041 90
26 Net amount of uncollect
ed and deferred pre
miums 16430 92 143282 97
Extended at
159713 89
28 Total assets as per the books of the company
Items Not Admitted
5 Agents balances 137829 84
8 Premium notes and loans and net pre
miums in excess of reserve 10349 12
10110092 28
Total
Total
assets less items not admitted
148178
9961913ComptbolleeGenebals Repobt
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
The Actuaries and American Tables of
Mortality with four and 3 per cent
interest
Deduct net value of risks of this company
reinsured in other solvent companies
511
8480869 97
28022 00
Net reinsurance reserve
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due
7 Amounts due and unpaid on annuity claims
8 Present value of unpaid amounts on ma
tured installment policies
9 Amount of trust funds held by the com
pany
8452847 97
8286 00
2125 33
39625 49
1873 25
Total policy claims
10 Amount of all unpaid dividends of surplusor other des
cription of profits due policyholders
11 Commissions due agents on premium notes when paid
12 Amount of National State or other taxes accrued
13 Amount due on account of salaries rents and office ex
penses medical examiners fees and commissions
14 Dividends apportioned to annual dividend policies pay
able during 1911
15 Dividends apportioned to deferred dividend policies pay
able during 1911
16 Amount of any other liability of the company viz Pre
miums paid in advance 3115882 interest paid in ad
vance 2750056 cost of collection on uncollected and
deferred premiums in excess of the loading thereon
54222 total
16 Dividends provisionally ascertained payable topolicy
holders subsequent to 1911
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
19 Total liabilities
vrPremium Note Account
1 Premium notes loans or liens on hand De
cember 31 of previous year 93 058 60
51910 07
1082 64
1104 51
53667 33
5682 58
4286 68
137612 95
59201 60
443994 14
9211390 47
750522 85
9961913 32512 ComptkollerGenekals Eepoet
2 Premium notes loans or liens received
during the year on old policies 179800 90
3 Bestored by revival of policies 3515 34
Total777337 276374 84
Deductions during the year as follows
Amount of notes loans or liens used in
payment of losses and claims I705
Amount of notes loans or liens used in
purchase of surrendered policies 18903 42
Amount of notes loans or liens voided
by lapse L563 01
Amount of notes loans or liens redeemed
by maker in cash 134946 78
Total reduction of premium note account 157119 2
Balance note assets at end of the year 119255 64
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
895 1161410 68
vious year v
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 149 180476 29
Total 1044 1341886 97
Deduct number and amount which have ceased to be
in force during the year 108 142861 91
Total number and amount of policies in force in
Georgia December 311910 936 1199025 06
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 23 24207 00
Total 23 24207 00
Amount of losses and claims on policies in Georgia
a v 22 22207 00
paid during the year
Amount of premiums collected or secured in Georgia during the year with
out any deduction for losses dividends commissions or other ex
penses Cash 4030892

ComptrollerGenerals Beport 513
NATIONAL LIFE INSURANCE COMPANY OP MONTPELTER VT
Joseph A De Boer President
Osman D Clark Secretary
Home Office 116 State Street Montpelier Vermont
Geo M Hope Co Atlanta Attorneys for Service in Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31st of previous year 45827524 71
4 Extended at
45827524 71
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 559671 42
6 Surrender values applied to pay first
years premiums 725 08
7 Total first years premiums on original
0 Picies 560396 50
8 Dividends applied to purchase paidup ad
ditions and annuities 26 762 35
10 Consideration for original annuities in
volving life contingencies 742 989 86
11 Consideration for supplementary contracts
involving life contingencies
16058 46
12 Total new premiums
13 Renewal premiums without deduction for
commissions or other expenses 4 913 994 21
3 4 Dividends applied to pay renewal pre
miums
15 Dividends applied to shorten the endow
ment or premium paying period
16 Surrender values applied to pay renewal
premiums 344 00
17 Renewal premiums for deferred annui
ties
1346207 17
302561 92
10585 89
2086 19
18 Total renewal premiur
5229502 21
19 Total premium income
20 A Consideration for supplementary contracts not in
volving life contingencies
El Dividends left with th
terest
He company to accumulate at in
6575709 38
56193 00
191 2514
ComptbollebGenebals Repoet
less 2201794 accrued
23 Gross interest on mortgage loans
interest on mortgages during 1910
25 Gross interest on bonds and dividends on Stoekess
983 47 accrued interest on bonds acquired during 1910
26 Gross interest on premium notes policy loans or liens
27 Gross interest on deposits in trust companies and banks
29 Gross interest on premiums
30 Gross interest on nonledger assets
81 Gross discount on claims paid in advance
32 Gross rent from companys property including 700000
for companys occupancy of its own buildings
40 From agents balances previously charged off
41 Gross profit on sale or maturity of ledger assets viz
Bonds
43 Total income
996833 34
719432 53
443289 86
21619 43
2759 47
6120 51
66 24
31752 40
18962 84
618 40
8873548 63
IIIDisbursements
1 For death claims 1612097S4 additions
319546 total 1615293 30
2 For matured endowments 70335918 ad
ditions 49617 total 3855 3j
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
6 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay new premiums 2508
to pay renewal premiums 34400 total
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
10 Dividends applied to pay renewal premiums
U Dividends applied to shorten the endowment or premium
paving period
12 Dividends applied to purchase paidup additions and an
unities
13 Dividends left with the company to accumulate at inter
est
2319148 65
369102 14
1082387 16
1069 08
431153 00
302501 92
10585 89
26762 35
191 23
14 Total paid policyholders
15 Expense of investigation and settlement of policy claims
including 90065 for legal expenses
16 Paid for claims on supplementary contracts not involving
life contingencies
19 Commissions to agents less commission on reinsurance
First years premiums 24713903 renewal premiums
34781837 annuities original 3709076 renewal
10430 total
20 Commuted renewal commissions
4542961 42
1179 67
21922 38
632152 46
3672 3623
inspection of risks
ComptrollerGenerals Eeport
21 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
Branch office expenses including salaries of managers and
clerks not included in item 21
24 Medical examiners fees 44143 50
443867 total
25 Salaries and all other compensationof officer directors
trustees and home office employees
26 Bent including 701000 for companys occupancy of its
own buildings less 1000 received under sublease
2 Advertising 1847632 printing and stationery 15
59655 postage telegraph telephone and express 2B
JSti6 exchange 58206 total
28 Legal expense
29 Furniture fixtures and safes
30 Repairs and expenses other than taxeson real estate
61 iaxes on real estate
32 State taxes on premiums
33 Insurance department licenses and fees
35 Municipal licenses and fees
36 Surplus tax
37 U S income tax 1158708 personal prop
erty tax 14992 total
2310 34
54680 22
11737 00

Total
38 Other disbursements
Home office supplies viz Lighting 2
8044 heating 73903 water and ice
2400 books publications etc
20494 maintenance of furniture ana
office equipment 224313 labor for
care of home office 385115 janitors
supplies 183693 miscellaneous un
classified expense 28885 total
40 Homo office travel
41 Investment expense
42 Loss from overloan
policy
12368 47
733 98
32059 13
7 37
45
46
Total
Agents balances charged off
Gross loss on sale or maturity of ledger assets
estate 114516 bonds 100000 total
Gross decrease by adjustment in book value of ledger
estate 681930 bonds 2566715
ts viz Real
assets viz
total
Real
48 Total disbursements
515
3473 00
14925 92
80740 95
48582 17
157683 08
50405 12
57992 69
81 25
6487 95
10599 27
4960 24
105892 15
5629 45
68727 56
45168 95
10569 49
2145 16
32486 45
5908439 14516
ComptrollerGenerals Eeport
IVLedger Assets
1 Book value of real estate
359300 00
2 Mortgage loans on real estate first liens
4 Loans made to policyholders on this companys policies
assigned as collateral oq
5 Premium notes on policies in force
6 Book value of bonds V 2Qfi 45
7 Cash in companys office JZJ
8 Deposits in trust companies and banks not
i i 16694 18
on interest
9 Deposits in trust companies and banks
on interest
1804672 83
17753650 60
740099 66
Total
10 Agents balances debit 184332 credit 35954 net
12 Total ledger assets
NonLedger Assets
758090 29
1483 78
48792634 20
13 Interest due 392666 and accrued 515
70292 on mortgages
14 Interest accrued on bonds
16 Interest due 3692471 and accrued
22019274 on premium notes policy
loans or liens
17 Interest accrued on other assets
20 Rents due 49162 and accrued 109620
on company s property or lease
519629 58
268251 78
257117 45
1711 00
1587 82
d 1048297 63
21 Total interest and vents due and accrue
New Business Renewals
25 Gross premiums due and
unreported on policies
in force December 31
10068 41 369660 28
26 Gross deferred premiums
on policies in force De
eember 31 1910 51928 60 450935 37
27 Totals
28 Deduct loading
61997 01 820595 65
15522 63 175397 53
29 Net amount of uncolleet
cd and deferred pre
46 474 38 645198 12
iniums awi o v
Extended at
35 Gross assets
691672 50
50532604 33ComptrollerGenerals Eeport 517
Deduct Assets Not Admitted
38 Agents debit balances gross J 843 3
41 Premium notes and loans on policies and
net premiums in item 29 in excess of
the net value of their policies 158 93
42 Book value of ledger assets over market
value viz Bonds 92085 00
44 Total
94087 25
45 Admitted assets
50438517 08
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the Actu
ary on the following tables of mortality
and rates of interest viz
1 Actuaries table at 4 per cent on all busi
ness in force issued prior to January 1
25200128 00
bamc tor reversionary additions 79176 00
Total
g 9 97Q 04 DO
2 American Experience table at 3 per cent
on all business in force issued subse
quent to January 1 1901 13325475 00
Same for reversionary additions 44476 00
Total
r vr 1336995100
5 Net present value of annuities including those in reduc
tion of premiums viz McClintock s Annuitants Mor
tality tables with interest at 3 per cent and Ameri
can 3 per cent on insurance features of annuities with
reversion
4169719 00
8 Net reserve
Q t 42818974 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the companys Actuary 139 713 00
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be de
manded
19 m 3957 60
ii Claims for death losses in process of ad
justment or adjusted and not yet due 12392 00
13 Claims for death losses which have been
reported and no proofs received 36 93 iq518
ComptrollerGenerals Eeport
14 Claims for matured endowments due and
unpaid
15 Claims for death losses and other policy
claims resisted by the company
16 Dne and unpaid on annuity claims involv
ing life contingencies
3672 00
10000 00
11549 60
17 Total policy claims
19 Dividends left with the company to accumulate at inter
est and accrued interest thereon
20 Premiums paid in advance including surrender values so
applied
21 Unearned interest and rent paid in advance
23 Commisison to agents due or accrued
24 Cost of collection on uncollected and deferred pre
miums in excess of the loading thereon
25 Salaries rents office expenses bills and accounts due or
accrued
26 Medical examiners fees 207550 and legal fees 50000
due or accrued
27 State county and municipal taxes due or accrued
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1911 whether
contingent upon the payment of renewal premiums or
otherwise
Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1911
Amounts set apart apportioned provisionally ascer
tained calculated declared or held awaiting apportion
ment upon deferred dividend policies not included in
item 33
36 Extra life rate endowment reserve
40 Peal estate taxes accrued
41 U S revenue tax accrued
42 Surplus set apart for payment at termination of insurance
45 XTnassigned funds surplus
33
314
74546 73
259 34
10368 84
727 41
177 13
11923 35
25000 00
2575 50
152251 14
47356 01
437281 36
444404 91
46 Total
4101540 91
184698 32
1767 29
11935 90
11705 88
1964352 46
50438517 08
Premium Note Account
1 Premium notes loans or liens on hand De
cember 31 of previous year 1737466 75
2 Received during the year on old policies 374342 27
Total
2111809 02COMPTROLLERGrENERALs EEPORT 519
Deductions during the year as follows
4 Used in payment of losses and claims 35811 64
5 Used in purchase of surrendered policies 13880o 51
7 Used in payment of dividends to policy
ien 235 90
8 Redeemed by maker in cash 132 283 14
9 Total reduction of premium note account 307136 19
10 Balance of note assets at end of year 1804672 83
Business in the State of Georgia During the Year
T No Amount
Policies on the lives of citizens of said State in
force December 31 of previous year 2505 4680521 20
Policies on the lives of citizens of said State issued
during the year 1039 lj646j254 7
Total nn
t 3544 6326775 27
Deduct ceased to be m force during the year 497 809835 00
Policies in force December 31 3047 5516940 27
T No Amount
Bosses and claims unpaid December 31 of previous
yeaT 2 8000 00
Losses and claims settled during the year 15 54393 00
Ttal 15 54393 00
Loses and claims settled during the year 15 54 393 00
Premiums collected or secured in cash and notes or credits without any
deduction for losses dividends commissions or other expenses 142
40066
NEW ENGLAND MUTUAL LIFE INSURANCE COMPANY OF
BOSTON MASSACHUSETTS
Alfred D Foster President j A Barbey 8ee
Home Office 87 Milk Street Boston Mass
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year 49 399 992 73
4 ExteDded at 49399992 78
520
ComptrollerGenerals Report
IIncome During Year 1910
5 First years premiums on original policies
without deduction for commissions
or other expenses
7 Total first year a premiums on original poh

cies
8 Dividends applied to purchase paidup ad
ditions
11 Consideration for supplementary contracts
involving life contingencies
832296 90
832296 90
167215 65
5779 04
1005291 59
76192 00
1448 60
12 Total new premiums
13 Renewal premiums without deduction for
commissions or other expenses tZcZ Ia
14 Dividends applied to pay renewal premiums93694J4
6325044 3
15 Total renewal premiums 7330335 90
19 Total premium income
20 Consideration for supplementary contracts not involving
life contingencies
1 Dividends left with the company to accumulate at interest
23 Gross interest on mortgage loans 50aZOO
24 Gross interest on collateral loans G8U
Gross interest on bonds and dividends on
stocks less 2909530 accrued interest
on bonds acquired during 1910 104814 15
26 Gross interest on premium notes policy
loans or liens
27 Gross interest on deposits in trust companies
and banks
31 Gross discount on claims paid in advance
32 Gross rent from company a property includ
ine 3938000 for companys occupancy
K 211740 47
of its own buddings
33 Total gross interest and rents
34 From other sources viz Boston Chamber of Commerce
4l Gross profit on sale or maturity of ledger assete Rea
estate 508000 bonds 2409040 stocks 006200
total
4 Gross increase by adjustment in book value of ledger
viz Real estate 031 bonds 060 stocks
15270 76
183 56
2143703 46
174 00
86232 40
025 total
43 Total income
1 16
9638087 52
ComptrollerGenerals Report
IIIDisbursements for the Tear 1910
1 For death claims 226599200 additions
2227500 total 2288267 00
2 For matured endowments 57300000 ad
ditions 858700 total 581687 00
521
18
19
3 Net amount paid for losses and matured endowments
5 Premium notes and liens voided by lapse 1860866 less
249763 restorations and 254330 dividends and inter
est
6 Surrender values applied to pay new premiums
9 Dividends paid to policy holders in cash or applied in liqui
dation of loans or notes
10 Dividends applied to pay renewal premiums
12 Dividends applied to purchase paidup additions
13 Dividends left with the company to accumulate at interest
14 Total paid polieyholders 4887 74525
15 Expense of investigation and settlement of policy claims
16 Paid for claims on supplementary contracts not involving
life contingencies
17 Dividends and interest thereon held on deposit surrendered
during the year
Paid for claims on supplementary contracts involving life
contingencies
Commissions to agents First years premiums 38396573
renewal premiums 33889737 total
20 Commuted renewal commissions
21 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
23 Branch office expenses including salaries of managers and
clerks not included in item 21
24 Medical examiners fees 6454866
780655 total
5 Salaries and all other compensation of officers directors
trustees and home office employees
Rent including 3938000 for companys occupancy of its
own buildings
7 Advertising 1635829 printing and stationery 30
43341 postage telegraph telephone and express 11
78481 exchange 74167 total
18 Legal expense not included in item 15
9 Furniture fixtures and safes
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
53 Insurance department licenses and fees
inspection of risks
2869954 00
13567 73
748691 83
149893 10
936974 34
167215 65
1448 60
317 71
11341 00
388 20
9500 00
722845 10
774 95
1280 00
9718 53
126122 67
72355 21
215606 51
43596 55
59318 18
44 75
10898 79
77266 37
48580 34
83243 47
13767 98522
CoMPTROLLERGtENERALS BEPORT
34 411 other licenses fees and taxes viz Tax on reserve 48
41262 personal property tax 61433 compulsory ad
vertising 66254 total
38 Other disbursements viz Legislative expense 70012 As
sociation of Life Insurance Presidents 138978 office
supplies 751896 miscellaneous expense 856443
mortgage expense 306000 total
47 Gross decrease by adjustment in book value of ledger as
sets viz Real estate 19990 Bonds 3600590 total
48 Tola disbursements
49689 49
21233 29
36206 68
6501841 02
IVLedger Assets
2541066 00
1 Book value of real estate v
2 Mortgage loans on real estate first liens of which 090
00000 is secured by second lien on one parcel included
115411UU UU
in blanket mortgage X 1 i c nn
3 Loans secured by pledge of bonds stocks or other collateral 633300 00
4 Loans made to policyholders on this companys policies as
signed as collateral 704 958 96
5 Premium notes on policies in force
6 Book value of bonds 2747694800 and stocks 2558
45900 total
7 Cash in companys office
9 Deposits in trust companies and banks on
537411 74
interest
Total
538382 64
12 Total ledger assets as per balance 52536239 28
NonLedger Assets
102363 11
423088 81
7734 18
13 Interest accrued on mortgages
14 Interest accrued on bonds
15 Interest accrued on collateral loans
16 Interest due 2908408 and accrued 8924484 on premi
um notes policy loans or liens aft l
17 Interest accrued on other assets viz Bank interest
20 Bents due 72290 and accrued 1528109 on companys
property or lease
21 Total interest and rents due and accrued 668134 74
New Business Renewals
25 Gross premiums due and
unreported on policies in
force Dec 31 1910 283870 55
16003 99ComptrollerGenerals Eeport
523
26 Gross deferred premiums on
policies in force Decem
ber 31 1910 117630 82
115468 21
21 Totals 117630 82 399338 76
28 Deduct loading 27055 09 91847 91
29 Net amount of uncollected
and deferred premiums 90575 73 307490 85
398066 58
35 Gross assets
54422643 60
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the com
panys actuary on the following tables
of mortality and rates of interest viz
1 Actuaries table at 4 on all policies issued
prior to 1901 31532479 64
Total
2 American Experience table at 3 on all
policies issued from January 1 1901 to
December 15 1907 except joint life Ad
ditions to all policies to January 1 1908 12618864 06
Same for reversionary additions 939 828 17
31522479 64
Total
3 American Experience Table at 3 on all
policies written after December 15 1907
and dated in 1908 and after and addi
tions thereon Joint life policies 2359 474 87
Same for reversionary additions 23 927 46
13558692 23
Total
5 Net present value of annuities including
those in reduction of premiums viz
4 per cent
3y2 per cent
3 per cent
2383402 33
52 33
3388 06
42782 37
Total
Total
46222 7C
47510796 9
8 Net reserve written basis 47 510
796 9524
ComptrollerGenerals Eeport
9 Net present amount not yet due on supplementary contracts
not involving life contingencies computed by the com
pany s actuary
11 Claims for death losses due and unpaid
12 Claims for death losses in process of adjust
ment or adjusted and not due
13 Claims for death losses which have been re
ported and no proofs received 134134 00
14 Claims for matured endowments due and un
paid
8036 00
120514 48
63366 59
17 Total policy claims
19 Dividends left with the company to accumulate at interest
and interest thereon interest 5003
20 Premiums paid in advance including surrender values so
applied
21 Unearned interest and rent paid in advance
22 Commissions due to agents on premium notes when paid
23 Commissions to agents due or accrued
25 Salaries rents office expenses bills and accounts due or ac
crued
26 Medical examiners fees due or accrued
27 State county and municipal taxes due or accrued
31 Dividends or other profits due policyholders including those
contingent on payment of outstanding and deferred pre
miums
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1911 whether
contingent upon the payment of renewal premiums or
otherwise
33 Dividends declared on or apportioned to deferred dividend
policies payable to policyholders during 1911
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies not included in item 33
45 Unassigned funds surplus
281664 60
326051 07
1717 83
55740 37
4032 37
28480 08
5614 43
7983 27
355 00
134303 35
224418 51
1233000 00
65662 65
46 Total
Business in Georgia During 1910
228629 30
4314193 81
54422643 60
16 Policies on the lives of citizens of said State in
force December 31 of previous year 1563
17 Policies on the lives of citizens of said State is
sued during the year 468
18 Total
No Amount
3222734 00
1191455 00
2031 4414189 00Comptroller Gen eeals Eeport 525
19 Deduct ceased to be in force during the year 152 294 844 00
20 Policies in force December 31 1 879 4 119 345 00
No Amount
21 Losses and claims unpaid December 31 of pre
vious year 1 7660 00
22 Losses and claims incurred during year 17 29 654 00
23 Total 18 37314 00
24 Losses and claims settled during the year in cash 17 37 257 00
25 Losses and claims unpaid December 31 1 57 00
26 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses i30399 08
NEW YOEK LIFE INSURANCE COMPANY OF NEW YORK CITY
Darwin P Kingsley President Seymour M Ballard Secretary
Home Office 346 Broadway New York City N Y
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year589604609 41
4 Extended at 589604609 41
IIIncome During Year 1910
5 First years premiums on original policies
without deduction for commissions or
other expenses 6516105 78
7 Total first years premiums on original poli
cies 6516105 78
8 Dividends applied to purchase paidup addi
tions and annuities 706 568 69
10 Consideration for original annuities involv
ing life contingencies 496109 05
11 Consideration for supplementary contracts
involving life contingencies 271155 70
12 Total new premiums 7989939 22
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 107
28744 for reinsurance on renewals 70395669 03
Dividends applied to pay renewal premiums 1899486 68
526
CompteolleeGenebals Repobt
16 Surrender values applied to pay renewal pre
miums
17 Renewal premiums for deferred annuities
29775 99
38540 46
18 Total renewal premiums
72363472 16
19 Total premium income
20 Consideration for supplementary contracts not involving
life contingencies
21 Dividends left with the company to accumulate at interest
23 Gross interest on mortgage loans 3481947 10
25 Gross interest on bonds less 12494199 ac
crued interest on bonds acquired during
1910 16891258 92
26 Gross interest on premium notes policy
loans or liens 5218630 98
27 Gross interest on deposits in trust companies
and banks
28 Gross interest on other debts due the com
pany viz Interest agents accounts
31 Gross discount on claims paid in advance
32 Gross rent from companys property includ
ing 27553493 for companys occupancy
of its own buildings
80353411 38
160060 51
44896 64
276951 35
1996 29
8339 33
918173 83
33 Total gross interest and rents 26797297 80
34 From other sources viz
35 Commissions advanced in previous years now
repaid 73428 62
36 Policy fees 37012 43
37 Doubtful debts recovered I025 94
38 Exchange 19164 26
39 Total
41 Gross profit on sale or maturity of ledger assets viz Eeal
estate 706566 bonds 5269547 total
42 Gross increase by adjustment in book value of ledger as
sets viz Bonds
130631 25
59761 13
440482 93
43 Total income 107986541 64
IIIDisbursements for the Year 1910
1 For death claims less 19948535 reinsur
ance 2278769824 additions 938
43629 total 23726134 53
2 For matured endowments 643367097 ad
ditions 3515960 total 6468830 57
3 Net amount paid for losses and matured endowments 30194965 10
ComptrollerGenerals Eeport 527
4 For annuities involving life contingencies 1 659 508 48
6 Surrender values paid in cash or applied in liquidation of
loans or notes
r Q 130o4871 09
i Surrender values applied to pay new premiums 29 775 99
9 Dividends paid to policyholders in cash or applied in liqui
dation of loans or notes 5 974 370 47
10 Dividends applied to pay renewal premiums l899486 68
12 Dividends applied to purchase paidup additions and an
nuities
15 tv j i t 706568 69
13 Dividends left with the company to accumulate at interest 44 896 64
14 Total paid policyholders 53564443 14
lo Expense of investigation and settlement of policy claims
including 3227602 for legal expense 38935 97
lb Paid for claims on supplementary contracts not involving
life contingencies 175078 07
1 Dividends and interest thereon held on deposit surrendered
during the year 3 179 13
19 Commissions to agents less commissions on reinsurance
First years premiums 291519371 renewal premiums
130723862 annuities original 22435 54 re
newal 87285 total 4245740 72
dV Commuted renewal commissions 3 102 00
21 Compensation of managers and agents not paidby com
mission for sendees in obtaining new insurance 20 335 65
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 955 553 39
23 Branch office expenses including salaries of managers and
clerks not included in item 21 1 001 791 71
24 Medical examiners fees 25564994 inspectionofrisks
6582433 total 321474 27
25 Salaries and all other compensation of officers directors
96 v trSt6T Td hme ffiee emPyees 1581628 88
26 Rent including 27553493 for companys occupancy of its
own buildings less 828497 received under sublease 526 744 12
27 Advertising 6647734 printing and stationery 191
70624 postage telegraph telephone and express 20l
97434 total
i8 Legal expense not included in item 15 14 fiS7 QQ
29 Furniture fixtures and safes 59 453 97
30 Repairs and expenses other than taxes on real estate 917297 90
31 Taxes on real estate UoZl 54
32 State taxes on premiums 803394 06
33 Insurance department licenses and fees 14H7 26
34 All other licenses fees and taxes viz Local licenses and
taxes 7238496 tax on policy reserves 4240472 Fed
eral income tax 10641102 miscellaneous taxes includ
ing 540699 income tax on interest receipts 3525077
total
256451 47528 ComptrollerGenerals Report
38 Other disbursements viz Paid agents under Nylic con
tracts 50909984 doubtful debts marked off 961918
premium on fidelity bonds 877175 special inspection
reports 410329 restaurant 4339385 custody of se
curities 2150639 papers books subscriptions etc
933790 legislative and departmental expenses 4
34021 expenses trustees election 1911 2793407
traveling expenses not included in item 22 152o595
miscellaneous items of expense 1675286 total lol
670115 29
Total 775 00
42 Commissions paid on real estate sales
43 Miscellaneous interest payments 308521 bank charges
1883544 total
46 Gross loss on sale or maturity of ledger assets viz Real
estate 693214 bonds 7383054 bond and mortgage
23944 total
47 Gross decrease by adjustment in book value of ledger as
sets viz Bonds
66388876 50
48 Total disbursements
Ledger Assets
11554601 09
1 Book value of real estate
2 Mortgage loans on real estate first liens onn nnn nn
3 Loans secured by pledge of bonds uuuu w
4 Loans made to policyholders on this companys policies as
ii i i 997tw91l
signed as collateral g9
5 Premium notes on policies in force 413 5B0JHM 58
6 Book value of bonds
7 Cash in company s office 3651 49
8 Deposits in trust companies and banks
not on interest 1340273 58
9 Deposits in trust companies and banks
on interest 7560704 77
Total 8904629 84
Branch Office balances debit 6720473 credit 49
17447 02
75771 net
11 Cash in companys branch offices 15095328 cash in
transit 370137 total 154654 65
t 631202274 55
12 Total ledger assets p
NonLedger Assets
13 Interest due 1556750 and accrued 79939624 on
814963 4
mortgages vComptrollerGeneral s Report
529
14 Interest due 54239462 and accrued 564261781 on
bonds
15 Interest accrued on collateral loans
16 Interest due on premium notes policy loans or liens
18 Interest due 1356840 and accrued 1269803 on bank
balances
20 Bents due 445596 and accrued 528139 on companys
property or lease
6185012 43
244 44
237318 63
26266 43
9737 35
21 Total interest and rents due and accrued 7 273 543 02
New Business Renewals
25 Gross premiums due and un
reported on policies in
force December 31 1910
less reinsurance premi
llms 80914 22 4428395 67
26 Gross deferred premiums on
policies in force Decem
ber 31 1910 less rein
surance premiums 370404 00 4877031 00
27 Totals 451318 22 9305426 67
28 Deduct loading 25 112829 55 2326356 67
29 Net amount of uncollected
and deferred premiums 338488 67 6979070 00 7317558 67
35 Gross assets
645793376 24
Deduct Assets Not Admitted
42 Book value of ledger assets over market
value viz Bonds 7849604 37
43 Branch office debit balances 67204 73
44 Total
7916809 10
45 Admitted Assets 637876567 14
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the insur
ance department of the State of New
York on the following tables of mortality
and rates of interest viz
2 American Experience table at 3 per cent
On general risks all policies issued 1898530 ComptrollerGenerals Eeport
and since all insurances bearing 3 per
cent guarantees Free Tontine Ordinary
Life Policies issued 1892 and since Ac
cumulation policies having completed
their Accumulation period all Annual
Dividend policies all paidup Term Ex
tension insurance and Premium Return
additions 332884598 00
Same for reversionary additions 2939784 00
335824382 00
Total
3 American Experience table at ZVi per cent
on all other insurances except those speci
fiedunder4101771822 00
101771822 00
Total
4 Other tables and rates viz
Double American Experience table at 3 per
cent on tropical insurances and those on
impaired lives38067758 00
Same for reversionary additions 115844 00
38183602 00
Total
Sesqui American Experience table at 3 per
cent on semitropical insurances and those
on partially impaired lives 36590319 00
Same for reversionary additions 48133 00
m 36638452 00
Total
Reserve to cover contingent waiver of premium contained
in certain policies based upon Fraternal experience
3820 00
and 3 per cent
5 Net present value of annuities including
those in reduction of premiums viz
McClintocks Annuity Table 3y2 per cent
on issues prior to 1909 15020441 00
McClintocks Annuity Table 3 per cent on
issues of 109 and subsequent 916366 00
Total 15986807 00
Total 528358885 00
6 Deduct net value of risks of this company reinsured in
other solvent companies 13675
8 Net reserve paid for basis528222129 00
9 Present value of amounts not yet due on supplementary con
tracts not involving life contingencies computed by
2460909 25
the company CoMPTEOLLEEGENEEAIis BEPOBT
531
10 Liability on policies cancelled and not included in net re
serve upon which a surrender value may be demanded
12 Claims for death losses in process of adjust
ment or adjusted and not due
13 Claims for death losses which have been re
ported and no proofs received
14 Claims for matured endowments due and un
paid
15 Claims for death losses and other policy
claims resisted by the company
16 Due and unpaid on annuity claims involving
life contingencies
981038 38
1865704 03
345585 03
278395 89
292735 33
136960 23
17 Total policy claims
18 Due and unpaid on supplementary contracts not involv
ing life contingencies
19 Dividends left with the company to accumulate at inter
est and accrued interest thereon
20 Premiums paid in advance including surrender values
so applied
21 Unearned interest and rent paid in advance
22 Commissions due to agents on premium notes when paid
23 Commissions to agents due or accrued
25 Salaries rents office expenses bills and accounts due or
accrued
26 Medical examiners fees and salaries 1658743 and legal
fees and salaries 1006635 due or accrued
27 State county and municipal taxes due or accrued
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
32 Dividends applied on or apportioned to annual dividend
policies payable to policyholders during 1911 whether
contingent upon the payment of renewal premiums or
otherwise
33 Dividends declared on or apportioned to deferred dividend
policies payable to policyholders during 1911
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not included in item 33
35 Reserve special or surplus funds not included above viz
War risk fund 50139500 security fluctuation and
general contingency fund 843833430 mortality fluc
tuation fund 50000000 annual dividend equalization
funds 38753200 total
40 Due agents under Nylic contracts
41 Reserve for Nylic contracts
3607683 56
840 07
61160 65
732075 74
2355148 75
46792 50
10611 89
71198 81
26653 78
906465 93
798696 34
3390239 00
5720377 37
77545164 00
9827261 30
1641 87
1293782 00532 ComptrollerGenerals Eepokt
42 Reserve for death claims not yet reported to home office 500000 00
43 Eeserve for unclaimed receipts 5000 00
46 Total 637876567 14
Business in Georgia During 1910
On the basis of paidfor business only
No Amount
Policies on the lives of citizens of said State in
force December 31 of previous year11440 22867936 0C
Policies on the lives of citizens of said State is
sued during the year 888 2263718 0C
Total12328 25131654 00
Deduct ceased to be in force during the year 654 1517486 00
Policies in force December 31 191011674 23614168 00
No Amount
Losses and claims unpaid December 31 of pre
vious year 13 22978 92
Losses and claims incurred during the year 144 357028 28
Total 157 380007 20
Losses and claims settled during the year 147 363635 95
Losses and claims unpaid December 31 1910 10 16371 25
Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses 738306 21
THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY OF
MILWAUKEE WIS
Geo C Markham President J W Skinner VieePresident
Home Office Corner Broadway and Michigan Sts Milwaukee Wis
W Woods White Atlanta Attorney for Service in Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31st of previous year257501469 73
4 Extended ait 257501469 73

1

COMPTBOLLEBGrENERAL s EePORT 533
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses 3764460 78
6 Surrender values applied to pay first
years premiums 6 345 84
7 Total first years premiums on original
Plieies 3770806 62
8 Dividends applied to purchase paidup ad
ditions and annuities 295 527 14
10 Consideration for original annuities in
volving life contingencies 114 996 79
11 Consideration for supplementary contracts
involving life contingencies 16 424 38
12 Total new premiums ZT 5197454 93
16 Renewal premiums without deduction for
commissions and other expenses 28257 708 62
14 Dividends applied to pay renewal pre
miums 5420176 96
16 Surrender values applied to pay renewal
premiums 15 73
17 Renewal premiums for deferred annuities 1722 29
18 Total renewal premiums 33679623 60
19 Total premium income 38877078 53
20 Consideration for supplementary contracts not involving
life contingencies 448697 14
21 Dividends left with the company to accumulate at in
terest 3 gi3 92
23 Gross interest on mortgage loans less 260767 accrued
interest on mortgages acquired during 1910 6 921 373 32
25 Gross interest on bonds and dividends on stocks less 14
23417 accrued interest on bonds acquired during 1910 3 177 877 75
26 Gross interest on premium notes policy loans or liens l916853 20
27 Gross interest on deposits in trust companies and banks 67274 87
28 Gross interest on other debts due the company viz In
terest included in deferred quarterly and semiannual
premiums 277994 24
31 Gross discount on claims paid in advance 15 930 13
32 Gross rent from companys property including 5670500
for companys occupancy of its own buildings 207294 30
34 From other sources viz Money received from unknown
sources 85 00
40 From agents balances previously charged off 300 00534
ComptrollerGeneral s Report
41 Gross profit on sale or maturity of ledger assets viz
Real estate 3056081 bonds 146768 total
42 Gross increase by adjustment in book value of ledger
assets viz Bonds including 3349135 for accrual of
discount
43 Total income
IIIDisbursements
1 For death claims 9689612 57
192141 39
32028 49
33491 35
51979892 23
Additions
Total 9881753 96
2 For matured endowments 2520523 00
Additions 106120 33
Total
1626643 33
3 Net amount paid for losses and matured endowments 12508397
4 For annuities involving life contingencies 83524
6 Surrender values paid in cash or applied in liquidation of
loans or notes 8423186
7 Surrender values applied to pay new premiums 634584
to pay renewal premiums 1573 total
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes 5129411
10 Dividends applied to pay renewal premiums 5420176
15 Dividends applied to purchase paidup additions and an
1295227
unities
13 Dividends left with the company to accumulate interest 3613
29
40
31
6361 57
81
96
14
91
14
15
16
17
19
21
22
24
25
Total paid policyholders 32869899 39
Expense of investigation and settlement of policy claims
including 378419 legal expenses 3787 93
Paid for claims for supplementary contracts not involving
life contingencies 272270 64
Dividends and interest thereon held on deposit surren
91U K
dered during the year
Commissions to agents less commission on reinsurance
First years premiums 171037837 renewal premiums
2 8365610 annuities original 72316 renewal
3445 total 3994792 08
Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
Agency supervision and traveling expenses of supervis
ors except compensation for home office supervision
Medical examiners fees 18780196 inspection of risks
2688763 total
Salaries and all other compensation of officers directors
trustees and home office employees
3333 30
2247 37
214689 59
836278 33OomptbolleeGenebals Repoet 535
26 Bent including 5670500 for companys occupancy of
its own buildings 34 354 4
27 Advertising 908603 printing and stationery 88
08701 postage telegraph telephone and express 121
16793 exchange 1219033 total 230531 30
28 Legal expense 4186 55
29 Furniture fixtures and safes 4 495 n
30 Bepairs and expenses other than taxes on real estate 93916 99
31 Taxes on real estate 39 739 go
32 State taxes on premiums393 735 42
33 Insurance department licenses and fees 26 275 12
34 All other licenses fees and taxes
35 Federal tax on income 43 729 78
36 State tax on income 43375545 State
tax on reserves 2807111 total 461826 56
37 Publishing statement as required by law
135842 county and municipal licenses
and tax on premiums 771529 total 9073 71
Total 514630 05
38 Other disbursements viz
39 Loan expenses 185973 87
40 Special mortality investigation 5 857 77
41 Legislative expenses 543 gg
42 Traveling expenses 2687 29
43 Interest 626392 premiums on fidelity
bonds 14600 total 6409 92
44 Adjustment of agents contract 670000
loss on policy loan 23987 total 6939 87
Total 208412 38
46 Gross loss on sale or maturity of ledger assets viz Beal
estate 102338 bonds 9421058 total 95233 96
47 Gross decrease by adjustment in book value of ledger
assets viz Beal estate 2928780 bonds including
8104595 for amortization of premium 8104595
total 110333 75
48 Total disbursements 39983393 16
IVLedger Assets
1 Book value of real estate 2 217 776 68
2 Mortgage loans on real estate first liens 150739 680 45
4 Loans made to polieyholders on this companys policies
assigned as collateral 40 005 496 19
6 Book value of bonds 74 135 igi oi
7 Cash in companys office 92120 90536 OomptbolleeGenerals Eepoet
9 Deposits in trust companies and banks on
interest 1732039 51
Total 1324160 41
10 Agents balances debit 169 80
12 Total ledger assets 269497908 80
NonLedger Assets
13 Interest due 3381997 and accrued 2
05804241 on mortgages 2091862 38
14 Interest due 5000 and accrued 1065
75618 on bonds 1065806 18
16 Interest due 20337228 and accrued
96612886 on premium notes policy
notes policy loans or liens 1169501 14
20 Bents due 67947 and accrued 10
16162 on companys property or lease 10841 09
21 Total interest and rents due and accrued 4338010 79
New Business Benewals
25 Gross premiums due and
un reported on policies
in force December 31
1910 23109 00 1657042 00
26 Gross deferred premiums
on policies in force De
cember 31 1910 278214 00 1791778 66
27 Totals 301323 00 3448820 66
28 Deduct loading 64784 45 741496 44
29 Net amount of uneollect
ed and deferred pre
miums 236538 55 2707324 22
Extended at 94377
35 Gross assets 276779842 36
Deduct Assets Not Admitted
38 Agents debit balances gross 16059 80
42 Book value of ledger assets over market
value viz Bonds 2950746 01
44 Total 2966805 81
45 Admitted assets 273813036 55ComptbollekGenekals Beport 537
VLiabilities
Net present value of all the outstanding
policies in force on the 31st day of
December 1910 as computed by the
company on the following tables of mor
tality and rates of interest viz
1 Actuaries table at 4 per cent on life
endowment and term policies issued
prior to February 1 1899121479584 00
Same for reversionary additions 4668285 00
Total126147869 00
2 American Experience table at 3 per cent
on life endowment and term policies is
sued since February 1 1899108659950 00
Same for reversionary additions 4055443 00
al 112715393 00
o JSet present value of annuities including
those in reduction of premiums
Actuaries Table at 4 per cent 391701 00
American Experience Table at 3 per cent 634391 00
Tota 1026092 00
8 Net reserve 239889354 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company 2227191 90
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be demanded 7222 38
11 Claims for death losses due and unpaid 75737 18
12 Claims for death losses in process of ad
justment or adjusted and not due 174830 94
13 Claims for death losses which have been
reported and no proofs received 363772 47
14 Claims for matured endowments due and
unpaid 22591 96
15 Claims for death losses and other policy
claims resisted by the company 161160 14
16 Due and unpaid on annuity claims involv
ing life contingencies 1 17g 59
17 Total policy claims 79g 971 2g
19 Dividends left with the company to accumulate at inter
est and accrued interest thereon g 47g 32
20 Premiums paid in advance including surrender values
so applied 30270 44538
CompteollekGeneeals Repoet
21 Unearned interest and rent paid in advance 1023 06
23 Commissions to agents due or accrued 7974b
25 Salaries rents office expenses bills and accounts due or
20617 31
accrued
26 Medical examiners fees 53821 0
27 State county and municipal taxes due or accrued 287295 88
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 892332 19
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1911 whether
contingent upon the payment of renewal premiums or
otherwise
33 Dividends declared on or apportioned to deferred divi
dend policies payable to policyholders during 1911
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies 10678143 00
45 Unassigned funds surplus 6089878 08
46 Total273813036 55
VIPremium Note Account
7942566 23
4807433 77
1 Premium notes loans or Hens on hand De
cember 31st of previous year
2 Received during the year on old policies
3 Restored by revival of policies
566716 77
389214 12
453 86
Total
Deductions during the year as follows
4 Used in payment of losses and claims
5 Used in purchase of surrendered poli
cies
7 Used in payment of dividends to policy
holders
8 Redeemed by maker in cash
956384 75
17027 79
53277 02
127937 09
198508 59
9 Total reduction of premium note account 396750 49
10 Balance of note assets at end of year 559634 26
Business in the State of Georgia During the Year
No Amount
Policies on the lives of citizens of said State in
force December 31 of previous year 8179 18884613 00
Policies on the lives of citizens of said State issued
during the year 74
2009000 00
Total 9053 20893613 00COMPTBOLLERGrENEBALs UePOBT
539
10 Consideration for original annuities involv
ing life contingencies
Deduct ceased tobe in force during the year
4227 30
368 808149 00
Policies in force December 31
Losses and claims unpaid December 31 of previous
year
22 Losses and claims incurred during year
Total
Losses and eiaims settled during the year
8685 20025464 00
No Amount
2 3166 67
69 183319 00
71 186485 67
69 183485 67
Losses and eiaims unpaid December 31 2 3 000 00
Premiums collected or secured in cash and notes or credits without any
deduction for losses dividends commissions or other expenses 634
36615
PACIFIC MUTUAL LIFE INSURANCE COMPANY OF CALIFORNIA
Geo I Cochran President c L D UooIe Secretary
Home Office Sixth and Olive Streets Los Angeles Cal
ICapital Stock
1 Amount of capital paid up
in ca 1000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 17 834 782 72
Deduct assets of Accident Department 585 517 49
4 Extended a
17249265 23
IIIncome During Year 1910
5 First years premiums on original policies
without deduction for commissions or
other expenses less 594245 for first
years reinsurance 610774 45
6 Surrender values applied to pay first years
premiums 17514 23
7 Total first years premiums on original
Policiea 628288 68
8 Dividends applied to purchase paidup addi
tions and annuities 147 700 4
9 Surrender values applied to purchase paid
up insurance and annuities 2 933 00540 ComptrollerGenerals Report
11 Consideration for supplementary contracts
involving life contingencies 9122 00
12 Total new premiums 792277 39
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 3151816
for reinsurance on renewals 3414182 00
14 Dividends applied to pay renewal premiums 109323 64
16 Surrender values applied to pay renewal pre
miums 68895 62
18 Total renewal premiums 3592201 26
19 Total premium income 4384478 65
20 Consideration for supplementary contracts not involving
life contingencies 21021 20
21 Dividends left with the company to accumulate at interest 269 45
23 Gross interest on mortgage loans less 1
25275 accrued interest on mortgages ac
quired during 1910 434193 76
24 Gross interest on collateral loans 39288 56
25 Gross interest on bonds and dividends on
stocks less 1976788 accrued interest
on bonds acquired during 1910 285003 89
26 Gross interest on premium notes policy loans
or liens 162043 14
27 Gross interest on deposits in trust companies
and banks 3982 72
29 Agents balances 504 64
31 Gross discount on claims paid in advance 193 51
32 Gross rent from companys property includ
ing 2880000 for companys occupancy
of its own buildings 41588 98

33 Total gross interest and rents 966799 20
35 Loss and gain 412 21
36 Bonus on Bond options 3777 43
Total 4189 64
40 From agents balances previously charged off 6092 62
41 Gross profit on sale or maturity of ledger
assets viz
Real estate 4231 00
Bonds 2074 86
Stocks 4705 75
Total 11011 61
43 Total income 5393862 37CoMPTBOLLERGrENEKAL s EePOKT
HIDisbursements for the Year 1910
541
1 For death claims
2734100 total
2 For matured endowments
tions 110500 total
71939 additions
i
8518500 addi
997060 39
86290 00
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
5 Premium notes voided by lapse less 119716 restorations
6 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay new premiums 1751423
to pay renewal premiums 6889562 total
8 Surrender values applied to purchase paidup insurance
and annuities
9 Dividends paid to policyholders in cash or applied in liqui
dation of loans or notes
10 Dividends applied to pay renewal premiums
12 Dividends applied to purchase paidup additions and an
nuities
13 Dividends left with the company to accumulate at interest
14 Total paid policyholders 192824388
15 Expense of investigation and settlement of claims includ
ing 120973 for legal expense
16 Paid for claims on supplementary contracts not involving
life contingencies
Paid stockholders for interest or dividends
Commissions to agents less commission on reinsurance
First years premiums 40754257 renewal premiums
25301293 annuities original 21137 total
Commuted renewal commissions
21 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
24 Medical examiners fees 4480999 inspection of risks
1190064 total
25 Salaries and all other compensation of officers directors
trustees and home office employees
26 Kent including 2880000 for companys occupancy of
its own buildings
27 Advertising 1339370 printing and stationery 24
70762 postage telegraph telephone and express 12
35323 exchange 133139 total
28 Legal expense not included in item 15
29 Furniture fixtures and safes
30 Eepairs and expenses other than taxes on real estate
31 Taxes on real estate
32 State taxes on premiums
18
19
20
1083350 39
9913 06
32629 49
382198 72
86409 85
2933 00
73709 87
109123 64
147706 41
269 45
4824 38
4684 50
80000 00
661366 87
2500 00
13740 00
18717 21
56710 63
163945 50
28800 00
51785 94
8319 76
5125 58
16375 43
10467 09
44263 01542 ComptbollebGenebals Eepoet
33 Insurance department licenses and fees O490 33
34 All other licenses fees and taxes viz Personal property
2496049 municipal licenses 503346 Federal in
come tax 599061 tax on franchise 683624 total 42820 80
38 Other disbursements viz Traveling 217190 Association
Life Insurance Presidents 139420 commission on sale
real estate 283750 investment expenses 104705
general expense 357056 interest and discount 4
18156 total 15202 77
45 Agents balances charged off i650 9
46 Gross loss on sale or maturity of ledger assets viz Bonds
97500 stocks 720000 total 8175
47 Gross decrease by adjustment in book value of ledger as
sets viz Collateral loans 1250000 bonds 277878
total 15278
48 Total disbursements 3190488 43
IVLedger Assets
1 Book value of real estate 1120450 10
2 Mortgage loans on real estate first liens 8223340 98
Warrants Eeclamation District 407 Sacramento Co Cal 24618 66
3 Loans secured by pledge of bonds stocks or other collateral 1043772 48
4 Loans made to policyholders on this companys policies as
signed as collateral 2215296 83
5 Premium notes and liens on policies in force 981803 44
6 Book value of bonds 513659161 and stocks 379
04763 total 5515639 24
7 Cash in companys office 7640 86
Cash in course of transmission 186538 46
8 Deposits in trust companies and banks
not on interest 80532 38
9 Deposits in trust companies and banks
on interest 53005 74
Total 327717 44
12 Total ledger assets as per balance 19452639 17
NonLedger Assets
13 Interest due 19646 and accrued 76
80058 on mortgages 76997 04
14 Interest accrued on bonds 91124 17
15 Interest accrued on collateral loans 5843 62
16 Interest due 1360364 and accrued 17
40993 on premium notes loans or liens 31013 57
21 Total interest and rents due and accrued 204978 40ComptrollerGeneral s Report
543
24 Due from other companies for losses or claims on policies of
this company reinsured
New Business Renewals
25 Gross premiums due and un
reported on policies in
force December 31 1910
less reinsurance premi
ums 117607 54 244784 37
26 Gross deferred premiums on
policies in force Decem
ber 31 1910 less rein
surance premiums 31195 47 290348 26
5000 00
27 Total 148803 01 535132 63
93648 21
28 Deduct loading
89698
29 Net amount of uncollected
and deferred premiums 59104 26 441484 42
500588 68
35 Gross assets 20163206 25
Deduct Assets Not Admitted
41 Premium notes and loans on policies and net
premiums in item 29 in excess of the net
value of their policies 33932 15
42 Book value of ledger assets over market
value viz Stocks and bonds 81616 39
Total
115548 54
45 Admitted assets Life department
Admitted assets Accident department
20047657 71
724337 59
Total admitted assets
VLiabiliites Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the State
Department on the following tables and
rates of interest viz
1 Actuaries table at 4 per cent on all policies
issued prior to January 1 1901 5584060 31
Same for reversionary additions 130 153 73
20771995 30
Total
5714214 04l
544 ComptrollerGenerals Report
2 American Experience table at 3Vo per cent
on all policies issued from December 31
1900 to January 1 1908 and nonparti
cipating policies issued subsequent to De
cember 31 1907 9814829 88
Same for reversionary additions 1051933 28
Total 10866763 16
3 American Experience table at 3 per cent on
annual dividend policies issued in 1907
and all participating policies issued sub
sequent to December 31 1907 995641 34
Same for reversionary additions 8586 32
Total 1004227 66
5 Net present value of annuities including
those in reduction of premiums viz
Actuaries table at 4 8280 51
American Experience table at 3 83360 87
American Experience table at 3 32278 72
Total 12392010
Total 17709124 96
6 Deduct net value of risks of this company reinsured in
other solvent companies 13441
Total 17574707 34
7 Reserve to provide for health and accident benefits con
tained in life policies 22864 67
8 Net reserve 17597572 01
9 Present value of amounts not yet due on supplementary con
tracts not involving life contingencies computed by
the company 31910 61
12 Claims for death losses in process of adjust
ment or adjusted and not due 20009 46
13 Claims for death losses which have been re
ported and no proofs received 47182 08
14 Claims for matured endowments due and un
paid 1624 00
16 Due and unpaid on annuity claims involving
life contingencies 140 00
17 Total policy claims 68955 54
18 Due and unpaid on supplementary contracts not involv
ing life contingencies 300 00
19 Dividends left with the company to accumulate at interest
and accrued interest thereon 273 63CompteolleeGenebals Bepobi
20 Premiur
sms paid in actvnce including surrender values so
applied
21 Unearned interest aud rent paid in advance
22 Commissions due to agents on premium notes when paid
23 Commissions to agents due or accrued
25 Salaries rents office expenses bills and accounts dueor
accrued
26 Medical examiners fees
27 State county and municipal taxes due or accrued including
Federal income tax
31 Dividends and other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1911 whether
contingent upon the payment of renewal premiums or
otherwise
33 Dividends declared on or apportioned to deferred dividend
policies payable to policyholders during 1911
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not included in item 33
36 Fund to meet commissions for inspections
39 All other liabilities viz
40 Interest due and accrued on reinsurance fund
41 Premiums due reinsuring companies
545
48548 41
59520 00
2383 74
3556 64
16834 67
12415 46
52049 42
1124 65
70207 69
31573 88
317778 01
32066 65
2121 76
5153 01
42 Liabilities of life department 18
18354345 78
692662 43
43 Liabilities of accident department
44 Capital stock lfiQ
45 Unassigned funds surplus life department 69331193
accident department 3167516 total 724 987 09

46 Total life and accident departments 20 771 995 30
Business in Georgia During 1910
No Amount
16 Policies on the lives of citizens of said State in
force on December 31 of previous year 1 046
17 Policies on the lives of citizens of said State is
sued during the year 999
1717904 00
591257 00
18 Total 1
19 Deduct ceased to be in force during the year 185
20 Policies in force December 31
345 2309161 00
308094 00

1160 2001067 00546 ComptrollerGenerals Report
No Amount
22 Losses and claims incurred during year 14 25216
14 25216 00
23 Total
24 Losses and claims settled during the year in cash 13 20116 00
25 Losses and claims unpaid December 31 1 5
26 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
67152 bl
or other expenses
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY OE
CHATTANOOGA TENNESSEE
Thos Maclellan President Bobt J Maclellan Secretary
Principal Office 707 James Bldg Chattanooga Tenn
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock paid up in cash 150000 00
150000 00
Extended at
IIIncome During the Year
I Cash received for premiums on new poli
cies and for renewal premiums without
deductions for commissions or other ex
193243 86
pensesv
198243 86
7 Total premium income
9 Cash received for interest on bonds owned and dividends
4589 M
on stock
II Cash received for interest on other debts due the com
1710 oo
pany
14 Cash received for profits on bonds or stocks
19 From all other sources viz Policy fees 1646117 pre
mium sale of stock 1537329 total
236410 90
Total income
HIDisbursements During the Year
1 Cash paid for claims including revisionary
additions 68714 51
7 Total not amount actually paid for losses
fi8 714 51
Total paid policyholders

ComptrollerGenerals Eepoet
17 rash paid for commissions and bonuses to agents less
commission on reinsurance
18 Cash paid for salaries and allowancesto managers and
agents
19 Cash paid for medical examiners fees
20 Cash paid for salaries and all otiher compensation of offi
cers and other home office employees
23 Cash paid for insurance department fees and agents li
censes
24 Cash paid for rent
27 Cash paid for advertising 5203 printing 3059 29
total
28 Cash paid for legal expenses
29 Cash paid for the following itemsviz General expense
240443 stock dividend 139890 agents balances
charged off 10410 sale of bonds 48250 total
547
86560 01
25844 87
1019 50
19135 15
622 28
1623 17
31111 32
621 32
4389 93
30 Total disbursements
211642 06

IVAssets as Per Ledger Accounts
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances advanced during theyear
Furniture and fixtures 73657 stationery 50000 total
Accounts receivable 1151548 accrued interest 548 50
total
11 Total net or ledger assets
120500 00
35881 11
5373 29
1060 28
1236 57
12063 98
176115 23
Items Not Admitted
2 Furniture fixtures and safes
5 Agents balances
8 Supplies printed matter and stationery
736 57
1060 28
500 00
ijll
Total
9 Total assets less items not admitted
VLiabilities
3 Health and accident claims reported or in
process of adjustment
2296 85
173818 38
2477 40
Total policy claims
11 Reserve for unearned premiums
2477 40
5855 76548
ComptrollerGenerals Report
923 43
729 12
1336 39
12 Amount of National State or other taxes due
13 Amount due on account of salaries rents
and office expenses
16 Amount of any other liability of the company viz
Agents and superintendents cash bonds and balances
17 Liabilities on policyholders account iq2 496
18 Gross surplus on policyholders account
173818 38
19 Total liabilities
Business in the State of Georgia During the Year
No
Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year
Number and amount of policies on the lives of citi
zens of Georgia issued during the year dJS
87880 00
Total
604 157040 00
Deduct number and amount which have ceased to be
in force during the year
Total number and amount of policies in force in
Georgia December 31 1910
Amount of losses and claims on policies in Georgia
incurred during the year
390
101400 00
214 55640 00
No Amount
1267 75
100
Total
Amount
of losses and claims on policies in Georgia
paid during the year
100 1267 75
90 1155 70
THE PRUDENTIAL INSURANCE COMPANY OF AMERICA OF
NEWARK N J
i Edward Gray Secretary
John F Dryden President ruw
Home Office 755 to 769 Broad Street Newark N J
J M Skinner Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
cash
2
Amount of ledger
December
2000000 00
assets as per balance
of previous
year192791926 11
4 Extended at
192791920 11ui
ComptrollerGenerals Eeport 549
IIIncome
5 First years premiums on original policies
Ordinary without deduction for com
mission or other expense less 4001 for
first years reinsurance 3950178 67
6 Surrender values applied to pay first
years premiums Ordinary 1 771 60
7 Total first years premiums on original
policies Ordinary 395953 27
8 Dividends applied to purchase paidup ad
ditions and annuities Ordinary 81 742 88
9 Surrender values applied to purchase paid
up insurance and annuities Ordinary 346 146 10
10 Consideration for original annuities in
volving life contingencies 210 435 69
11 Consideration for supplementary contracts
involving life contingencies IX 914 92
12 Total new premiums Ordinary 4fi
13 Renewal premiums Ordinary without
deduction for commissions or other ex
penses less 14843370 for reinsurance
on renewals 1945808 25
14 Dividends applied to pay renewal pre
miums Ordinary 351748 2g
16 Surrender values applied to pay renewal
premiums Ordinary 5 797 14
17 Renewal premiums for deferred annuities 1957 25
38 Total renewal premiums Ordinary 77TT7T 19817583 92
18a Total premium income OrdinaryJ24419776 78
18b Industrial Premiums
a Cash 39664565 29
b Surrender values applied to pur
chase paidup insurance and an
nuities 765138 80
c Dividends applied to pay renewal
premiums 1657112 31
Total
40095416 40
19 Total premium income J 65015193 18
M Consideration for supplementary contracts not involving
life contingencies 16348152
S3 Gross interest on mortgage loans less 70
73023 accrued interest on mortgages ac
quired during 1910 1959627 84550
CompteollerGexerals Eepoet
24 Gross interest on collateral loans
25 Gross interest on bonds and dividends on
stocks less 20611962 accrued inter
est on bonds acquired during 1910
20 Gross interest on premium notes policy
loans or liens
27 Gross interest on deposits in trust com
panies and banks
28 Gross interest on other debts due the com
pany viz
On purchase price of property sold
under contract
On amounts expended on home office
building addition
On revivals and changes in pre
miums
On agents indebtedness
On companys funds deposited by as
sistants to superintendents credit
30 Gross rent from companys property in
cluding 45836956 for companys occu
pancy of its own buildings
230463 89
5001593 90
729606 01
242189 34
1162 50
96969 20
5726 84
5903 63
3 14
779231 59
31 Total gross interest and rents
32 From other sources viz Conscience fund
39 Gross profit on sale or maturity of ledger assets viz
Real estate 527918 bonds 2115625 total
9052477 88
47 00
26435 43
41 Total income
74257635 01
IIIDisbursements
1 For death claims less 33684178 reinsur
ance 1727639531 additions 215
87847 total17492273 78
2 For matured endowments 47976369 ad
ditions 221800 total 481981 69
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
6 Surrender values paid in cash or applied in liquidation
of loans or notes
7 Surrender values applied to pay new premiums 177460
to pay renewal premiums 579714 total
8 Surrender values applied to purchase paidup insurance
and annuities
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
10 Dividends applied to pay renewal premiums
17974255 47
98610 71
2094614 31
7571 74
1111284 90
2416135 95
517460 59ComptrollerGenerals Eeport
12 Dividends applied to purchase paidup additions and an
nuities
551
81742 88
14 Total paid policyholders t
15 Expense of investigation and settlement of policy claims
including 11157289 for legal expense
16 Paid for claims on supplementary contracts not involving
life contingencies
18 Paid stockholders for interest or dividends
19 Commissions to agents less commission on reinsurance
First years premiums Ordinary 144435029 re
newal premiums Ordinary 75647330 annuities or
iginal 1072552 renewal 9395 Industrial 8
22123886 total
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision
23 Branch office expenses including salaries of managers
and clerks
24 Medical examiners fees 87916425 inspection of risks
4807710 total
25 Salaries and all other compensation of officers directors
and home office employees
26 Bent including 45836956 for companys occupancy of
its own buildings less 95375 received under sublease
27 Advertising 13884720 printing and stationery 414
38053 postage telegraph telephone and express 213
12627 exchange 13992 total
28 Legal expense not included in item 15
29 Furniture fixtures and safes
30 Bepairs and expenses other than taxes on real estate
31 Taxes on real estate
32 State taxes on premiums
33 Insurance department licenses and fees
34 All other licenses fees and taxes viz
35 New Jersey State tax on surplus 183554 88
24301676 55
24827 07
43663 62
200000 00
10432881 92
379493 07
3728411 60
927241 35
2438501 06
868967 60
766493 92
42004 87
56852 21
253730 16
223964 66
869230 94
35248 48
36 Municipal taxes and licenses
37 City and county taxes on premiums
38 Life insurance excise tax Massachusetts
39 Local licenses or privilege taxes
40 United States special excise tax
199368 08
4486 80
14648 17
8678 61
47466 14
Total
41 Other disbursements viz
I 42 Sundry general expense
43 Investment expense account
44 Expenses of annual audit by public ac
countants
45 Law libraries
46 Premiums on surety bonds
294103 39
194478 44
21085 66
9000 00
845 60
2407 70552
ComptrollerGenerals Report
47 Expenses of examination by New Jersej
State Department
48 Compensation and expenses of medical ret
GlGGS
49 Sick disabled and inactive agents and
clerks
249103 39
Total
51 Gross loss on sale or
laturity of ledger assets viz
112910 01
Real estate 277341 bonds 11013600 total
52 Gross decrease by adjustment in book value of ledger
assets viz Real estate
53 Total disbursements
46498380 36
IVLedger Assets
Mortgage Joans uu ic nQ
ZJs secured by pledge of bonds stocks or other collat
1 Book value of real estate
2 Mortgage loans on real estate first hens
3
4 LoIntnade7o poUcyholders on this companys policies
assigned as collateral
5 Premium notes on policies in force
Hook value of bonds 12394872975 and stocks 296
04450 total
7 Cash in companys office
7a Cash in transit from branch offices
8 Deposits in trust companies and banks not
on interest
9 Deposits in trust companies and banks on
interest
16315917 93
49356100 71
266000 00
12879895 60
1930551 63
126915774 25
12732 35
153495 12
Total
10 Agents balances debit 220579 net
12 Total ledger assets
NonLedger Assets
13 Interest due 4203102 and accrued 1
8884734 85
2205 79
220551180 76
1065143 68
40272 83
26852 37
02311266 on mortgages
14 Interest accrued on bonds
15 Interest accrued on collateral loans
16 Interest due 8511203 and accrued
41195 on premium notes policy loans
or liens
17 Interest due 189205 and accrued
7500 on other assets viz
Interest due on bank balances
1892 05
ComptrollerGenerals Report
Interest accrued on purchase price of prop
erty sold under contract 175 00
18 Rents due 153549 and accrued 10
67739 on companys property or lease 12212 88
553
19 Total interest and rents due and accrued
22 Due from other companies for losses or claims on policies
of this company reinsured
2832082 79
1305 00
New Business
Renewals
23 Gross premiums due and
unreported on policies
in force December 31
1910
24 Gross deferred premiums
on policies in force
December 31 1910
77106 92 1210861 60
516372 93 3447433 14
25 Totals Ordinary 593479 85
26 Deduct loading Ordi
nary 88920 38
4658294 74
835942 36
27 Net amount of uncollect
ed and deferred pre
miums Ordinary 504559 47 3822352 38
Extended at 4326911 85
27a Net amount of uncollected premiums Industrial Gross
35798526 deduct loading 15502551 202 959 75
28 All other assets viz Stationery and printed matter 10000 Q0
29 Furniture fixtures and safes 50 000 00
30 Law libraries g 99
33 Gross assets 227981379 26
33 Gross assets 227981379 26
Deduct Assets Not Admitted
35 Supplies stationery printed matter 10
00000 furniture fixtures and safes
5000000 total 60000 00
36 Agents debit balances gross 2205 79
Hi Law libraries g 949 jj
42 Bonds and stocks 1196833 25
TotaJ 1265988 15
43 Admitted assets 226715391 11554
ComptbollebGenebal s Report
VLiabilities
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the com
pany on the following tables of mortal
ity and rates of interest viz
1 Actuaries table at four per cent on poli
cies issued prior to January 1 1901 ex
eept as provided for in items 5 and 10 7579 4 00
Same for reversionary additions ai8
76037018 00
Total
t American Experience table at three per
cent on policies issued after December
31 1900 and prior to August 1 1907
except as provided for in items 4 5 oo
and 10 oi a 174 no
Same for reversionary additions 4lui uu
76180841 00
Total
3 American Experience table at three and
onehalf per cent on Ordinary policies
issued after July 31 1097 except as
provided for in items 4 and 5 10972804 00
10972804 00
Total
4 Other tables and rates viz
New York Standard Industrial table at
three and onehalf per cent on indus
trial policies issued after December 31
New York Standard Intermediate table
at three and onehalf per cent on inter
mediate rating and hazardous rating
policies issued after July 31 1907 2194496 00
Liability on account of extra premiums for
occupation residence etc 4i
10692250 00
Total
5 Net present value of annuities including
those in reduction of premiums Give
tables and rates of interest viz
Actuaries table at four per cent on orig
inal annuities issued prior to January
1 1901 and annuities supplemental to
insurance issues in same period 234278 00
American Experience at three and one
half per cent on original annuities is
268937 00
CoMPTEOLLEEGrENEEAL s EePOHT
sued after December 31 1900 and prior
to January 1 1907 and annuities sup
plemental to insurance issues after July
31 1907
American Experience table at three per
cent on insurance element of issues
afterDecember 31 1900 and prior to
August 1 1907 and annuities supple
mental to insurance issues in same
period
McClintocks tables at three and onehalf
per cent on original annuities issued
after December 31 1906
555
35594 00
409768 OP
Total
948577 00
bpecial reserve to make total reserve equal net reserve
according to Massachusetts standard 2 713 811 00
Total
6 Deduct net value of risks of this company reinsured i
other solvent companies
177545301 00
635204 00
10
Net reserve
Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the assumption of interest rates as follows On
participating policies issued prior to 1901 four per
cent on nonparticipating policies issued prior to 1901
or after July 31 1907 and on income policies three
and onehalf per cent on all other policies three
per cent
Liability on policies canceled and not included in net
reserve upon which a surrender value may be de
manded
12 Claims for death losses in process of ad
justment or adjusted and not due 785720 66
13 Claims for death losses which have been
reported and no proofs received 374192 92
14 Claims for matured endowments due and
unpaid
5 Claims for death losses and other policy
claims resisted by the company
76910097 00
35446 35
583673 99
485678 00
74334 20
1269694 13
2570 00
17 Total policy claims
18 Due and unpaid on supplementary contracts not involv
ing life contingencies
20 Premiums paid in advance including surrender values sc
applied 692394 1
21 Unearned interest and rent paid in advance 382277 35556 ComptrollerGenerals Eeport
22 Commissions due to agents on premium notes when paid 707 87
23 Commissions to agents due or accrued
25 Salaries rents office expenses bills and accounts due or
flccruGu
26 Medical Examiners fees 13958610 inspection of risks
326170 and legal fees 1109468 due or accrued 153942 4
27 State county and municipal taxes due or accrued 197310J w
30 Unpaid dividends to stockholders
31 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
174oO ol
f erred premiums
32 Dividends declared or apportioned to annual dividend
policies payable to policyholders during 1911 whether
contingent upon the payment of renewal premiums or
ol62 it
otherwise
33 Dividends declared or apportioned to deferred dividend
policies payable to policyholders during 1911 327od9
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment
upon deferred dividend policies 2344144115
35 Reserve special or surplus funds not included above viz
Special reserve set aside prior to 1899 to prepare for a
more stringent basis of reserve on industrial policies 1000000 uu
40 Net amount due other companies for premiums on policies
of this company reinsured
41 Cost of voluntary dividend making Industrial policies
paidup for policyholders attaining age 75 in 1911 343 400
42 Surrender values due and unpaid
44 Capital stock
45 Unassigned funds surplus 16640773 or
46 Total22671539111
VIPremium Note Account
1 Premium notes loans or liens on hand De
cember 31 of previous year 1738697 25
2 Received during the year on old policies 1422024 23
3 Restored by revival of policies 64975 52
Total 3225697 00
Deductions during the year as follows
4 Used in payment of losses and claims 20218 72
5 Used in purchase of surrendered policies 301779 81

ComptrollerGenerals Report 557
7 Used in payment of dividends to policy
holders 3391 97
8 Redeemed by maker in cash 969754 87
9 Total reduction of premium note account 1295145 37
10 Balance of note assets at end of year 1930551 63
Business in the State of Georgia During the Year
No Amount
Policies on the lives of citizens of said State in
force December 31 of previous year 5739 11711808 00
Policies on the lives of citizens of said State issued
during the year 620 1355362 00
Total 6359 13067170 00
Deduct ceased to be in force during the year 393 906131 00
Policies in force December 31 5966 12161039 00
No Amount
Losses and claims unpaid December 31 of pre
vious year 6 10000 00
Losses and elaims incurred during year 47 125 733 39
Total 53 135733 39
Losses and claims settled during the year in cash
Ordinary 45 116733 39
Losses and claims unpaid December 31 8 19000 00
Premiums collected or secured in cash and notes or credits without any
deductions for losses dividends commissions or other expenses Or
dinary 37540541
PENN MUTUAL LIFE INSUEANCE COMPANY OF PENNSYLVANIA
John K Johnson President John Humphreys Secretary
Home Office 921 923 and 925 Chestnut St Philadelphia Pa
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year105653311 90
4 Extended at 105653311 90558 CompteolleeGenebals Eepoet
IIIncome During 1910
5 First years premiums on original policies
without deduction for commissions or
other expenses 2328163 65
6 Surrender values applied to pay first years
premiums 16400
7 Total first years premiums on original
policies 2344564 42
8 Dividends applied to purchase paidup addi
tions and annuities 158382 32
9 Surrender values applied to purchase paidup
insurance and annuities 240608 54
10 Consideration for original annuities involv
ing life contingencies 413427 99
11 Consideration for supplementary contracts
involving life contingencies 5368 94
12 Total new premiums 31623o2 21
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 9306557
for reinsurance on renewals 13866164 32
14 Dividends applied to pay renewal premiums 1481881 79
16 Surrender value applied to pay renewal pre
miums 796492
17 Renewal premiums for deferred annuities 11532 66
18 Total renewal premiums 15367543 69
19 Total premium income 18529895 90
20 Consideration for supplementary contracts not involv
ing life contingencies 335436 29
21 Dividends left with the company to accumulate at interest 8039 14
23 Gross interest on mortgage loans less 39
78792 accrued interest on mortgages ac
quired during 1910 2391394 22
24 Gross interest on collateral loans 125597 20
25 Gross interest on bonds and dividends on
stocks less 2798172 accrued interest on
bonds acquired during 1910 1834932 22
26 Gross interest on premium notes policy
loans or liens 915422 64
27 Gross interest on deposits in trust companies
and banks 33449 27
29 Gross interest on bills receivable for premi
ums etc 12743 13
31 Gross discount on claims paid in advance
endowments paid within one year of ma
turity 2000 55
ComptrollerGenerals Report
559
32 Gross rent from companys property includ
ing 5200000 for companys occupancy
of its own buildings 154266 33
33 Total gross interest and rents
34 Prom other sources viz
35 Profit on collateral stock loan 16 000 00
36 Bonuses to agents 5 750 qo
Total
41 Gross profit on sale or maturity of ledger assets viz Bonds
43 Total income
5469805 56
21750 00
66330 61
24431257 50
10
12
13
14
15
16
17
19
20
21
IIIDisbursements
For death claims less 5000000 reinsur
ance 543282094 additions 36
54500 total 5469365 94
Por matured endowments 168435988
additions 6505700 total 1749416 88
Net amount paid for losses and matured endowments
For annuities involving life contingencies
Premium notes and liens voided by lapse less 829201
restorations
Surrender values paid in cash or applied in liquidation of
loans or notes
Surrender values applied to pay new premiums 1640077
to pay renewal premiums 796492 total
Surrender values applied to purchase paidup insurance and
annuities
Dividends paid to policyholders in cash or applied in liqui
dation of loans or notes
Dividends applied to pay renewal premiums
Dividends applied to purchase paidup insurance and an
nuities
Dividends left with the company to accumulate at interest
Total paid policyholders 1195216265
Expense of investigation and settlement of policy claims
including 194130 for legal expenses
Paid for claims on supplementary contracts not involving
life contingencies
Dividends and interest thereon held on deposit surrendered
during the year 4751 included in item No 9
Commissions to agents less commission on reinsurance
First years premiums 102270020 renewal premiums
96340040 annuities original 2020152 renewal
68266 total
Commuted renewal commissions
Compensation of managers and agents not paid by com
mission for services in obtaining new insurance
7218782 82
323902 09
101305 20
1963213 76
24365 69
240608 54
431681 30
1481881 79
158382 32
8039 14
2539 55
213275 86
2006984 83
10197 40
866 64560
ComptbollebGenebals Bepoev
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 18049 20
23 Branch office expenses including salaries of managers and
clerks not included in item 21 113993 92
24 Medical examiners fees 11695606 inspection of risks
1687271 total 133328 77
25 Salaries and all other compensation of officers directors
trustees anu home office employees 401917 11
26 Rent including 5200000 for companys occupancy of
its own buildings 131713 01
27 Advertising 2349149 printing and stationery 48
24684 postage telegraph telephone and express 54
35158 exchange 23334 total 126323 25
28 Legal expense not included in item 15 16476 24
29 Furniture fixtures and safes 12843 69
30 Eepairs and expenses other than taxes on real estate 47283 62
31 Taxes on real estate 26478 25
32 State taxes on premiums 258326 93
33 Insurance department licenses and fees 22557 45
34 All other licenses fees and taxes viz Municipal and state
licenses etc 1497369 compulsory advertising affi
davits etc 114692 taxes on investments 244
58617 total 260706 78
38 Other disbursements viz Investment inspections traveling
and other expenses incident thereto 1769386 special
mortality investigations 1266600 trustees fees 7
20000 home office expenses supplies janitors services
etc 4186497 election expenses 117557 damages on
account of Cincinnati Ohio property etc 332866
total 83929 06
45 Agents balances charged off 819 37
46 Gross loss on sale or maturity of ledger assets viz Eeal
estate 513816 bonds 2693734 total 32075 50
47 Gross decrease by adjustment in book value of ledger as
sets viz Eeal estate 11516471 bonds 19013810
total 305302 81
48 Total disbursements 16178651 89
IVLedger Assets
1 Book value of real estate 1929455 32
2 Mortgage loans on real estate first liens 47061800 33
3 Loans secured by pledge of bonds stocks or other collateral 2014700 00
4 Loans made to policyholders on this companys policies as
signed as collateral 15711980 00
5 Premium notes on policies in force of which 2730874 is
for first year a premiums 2743897 34
6 Book value of bonds 4107963325 and stocks 346
52512 total 41426158 37ComptrollerGenerals Report
561
7 Cash in companys office t
9 Deposits in trust companies and banks on
interest
4931 91
2602462 90
Total
10 Bills receivable 28284402 agents balances debit23
26 07 credit 41653 net 2285054 total 305694 56
104836 78
2607394 81
agents balances debit 23
t 2285054 tntol
11 Bills receivable for premiums
12 Total ledger assets as per balance113 90g
NonLedger Assets
917 51
13 Interest due 149838 and accrued 747
56834 on mortgages t
14 Interest accrued on bonds
15 1 nterest accrued on collateral loans
16 Interest due on premium notes policy loans
or liens
17 Interest due 24784 and accrued 396573
on other assets viz
Bank balances 78609 bills receivable
228470 bills receivable for premiums
114278 total
20 Bents due 87869 and accrued 491171
on companys property or lease
749066 72
600288 77
24681 51
13192 56
4213 57
5790 40
21 Total interest and rents due and accrued
1397233 53
New Business
25 Gross premiums due and un
reported on policies in
force December 31 1910
less reinsurance premi
ums
26 Gross deferred premiums on
policies in force Decem
ber 31 1910 less rein
surance premiums
Renewals
1302797 00
97086 62 1119154 53
II IV V V 97086 62 2421951 ss
28 Deduct loading 21844 49 5Ug w
29 Net amount of uncollected
and deferred premiums 75242 13 1877012 43
Total
1952254 56562
ComptrollerGenerals Eeport
30 All other assets viz
31 Checks for annuities issued in advance but not delivered
32 Secured profits on real estate under contracts of sale
8613 96
2950 00
35 Gross assets
Deduct Assets Not Admitted
117266969 56
38 Agents debit balances gross
39 Cash advanced to or in the hands of officers
or agents all to agents
40 Bills receivable for premiums
41 Premium notes and loans on policies and net
premiums in item 29 in excess of the net
value of their premiums
42 Book value of ledger assets over market
value viz Bonds
23267 07
282844 02
104836 78
16990 16
36010 04
44 Total
463948 07
45 Admitted assets
116803021 49
VLiabiliites Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the Penn
sylvania Insurance Department on the
following tables of mortality and rates
of interest viz
1 Actuaries table at 4 per cent on all life
business issued prior to January 1 1901 48643470 00
Total48643470 00
2 American Experience table at 3 per cent
on all life business issued since January
1 1901 and prior to May 1 1902 10601018 00
Total 10601018 00
3 American Experience table at 3 per cent
on all life business issued since May 1
1902 30174005 00
Same for reversionary additions 1242569 00
Total 31416574 00
5 Net present value of annuities including
those in reduction of premiums viz
American 3 table 236165 00ComptrollerGenerals Report
563
American 3 table 67 992 00
McClintock s 3 table 3234864 00
Total
Total
3538931 00
6 Deduct net value of risks of this company reinsured in
other solvent companies
8 Net reserve
9 Present value of amounts not yet due on supplementary con
tracts not involving life contingencies computed by
the companys actuary
12 Claims for death losses in process of adjust
ment or adjusted and not due 414 870 81
15 Claims for death losses and other policy
claims resisted by the company 2000 00
17 Total policy claims
19 Dividends left with the company to accumulate at interest
and accrued interest thereon
20 Premiums paid in advance including surrender values so
applied
21 Unearned interest and rent paid in advance
22 Commissions due to agents on premium notes when paid
25 Salaries rents office expenses bills and accounts due or
accrued
26 Medical examiners fees due or accrued
27 State county and municipal taxes due or accrued
31 Dividends or other profits due policyholders including those
contingent on payment of outstanding and deferred pre
miums
32 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1911 whether
contingent upon the payment of renewal premiums or
otherwise
33 Dividends declared on or apportioned to deferred dividend
policies payable to policyholders during 1911
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not included in item 33
35 Reserve special or surplus funds not included above viz
36 Trust deposits
37 Special 3 and 3 reserve
38 Matured endowments left with the company at interest
39 Matured credits awaiting proof
45 Unassigned funds surplus
94199993 00
158090 00
94041903 00
2104358 00
416870 81
76709 11
61339 02
439469 78
43824 02
3357 17
14000 00
605632 16
292214 14
2875000 00
408932 30
7750157 89
7100 00
2993543 00
28146 95
29083 00
4611381 13
46 Total
116803021 49564 ComptrollebGenebals Beport
Business in Georgia During 1910
No Amount
16 Policies on the lives of citizens of said State in 5770399 00
force December 31 of previous year13550 25770
17 Policies on the lives of citizens of said State is
sued during the year
14936 28463861 00
18 Total nR 9 4ro jQi 00
19 Deduct ceased to be in force during the year061 2458681 UU
v oi 13 875 26005180 00
20 Policies in force December 31100
No Amount
21 Losses and claims unpaid December 31 of pre
vious year W999 98
22 Losses and claims incurred during year156 ooyv
171 383288 64
23 Total Kfi nei 000 ca
24 Losses and claims settled during the year56 M
25 Losses and claims unpaid December 31 15
26 Premiums collected and secured in cash and notes or credits
without deduction for losses dividends commissions or
other expenses
PHOENIX MUTUAL LIFE INSUBANCE COMPANY OF
HAETFOED CONNECTICUT
John M Holcombe President Silas E Cornwell Secretary
Home Office 49 Pearl Street Hartford Conn
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year 27227724 00
27227724 00
4 Extended at
IIIncome During 1910
5 First years premiums on original policies
without deduction for commissions or
other expenses 528420 18
6 Surrender values applied to pay first years
8802 04
premiums
7 Total first years premiums on original
537222 22
policies v ComptrollerGenerals Eeport
565
8 Dividends applied to purchase paidup addi
tions and annuities
9 Surrender values applied to purchase paid
up insurance and annuities
10 Consideration for original annuities involv
ing life contingencies
11 Consideration for supplementary contracts
involving life contingencies
137514 00
92100 07
6990 00
74985 00
12 Total new premiums
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 4615558
for reinsurance on renewals 3508249 95
14 Dividends applied to pay renewal premiums 390753 16
15 Dividends applied to shorten the endowment
or premium paying period 1363 00
16 Surrender values applied to pay renewal
premiums 15020 93
848811 29
18 Total renewal premiums 3 gjg gg qa
9534 75
19 Total premium income
20 Consideration for supplementary contracts not involving
life contingencies
21 Dividends left with the company to accumulate at interest
23 Gross interest on mortgage loans less 6
24056 accrued interest on mortgages ac
quired during 1910
25 Gross interest on bonds and dividends on
stocks less 359245 accrued interest on
bonds acquired during 1910
26 Gross interest on premium notes policy
loans or liens
27 Gross interest on deposits in trust companies
and banks
28 Gross interest on other debts due the com
pany viz Sums received from sundry
agents
31 Gross discount on claims paid in advance
32 Gross rent from companys property includ
ing 1000000 for companys occupancy
of its own buildinngs 39 704 49
4764198 33
13574 20
67446 74
314095 11
184955 73
13435 59
480 16
336 57
33 Total gross interest and rents
34 From other sources viz Guarantee of mortgage loans
40 From agents balances previously charged off
41Gross profit on sale or maturity of ledger assets viz Bonds
24766 Stocks 221000 total
1442542 40
219 42
3046 27
2457 66566
OomptkollekGenekals Report
42 Gross increase by adjustment in book value of ledger as
sets viz Bonds
2481 00
43 Total income 6295966 02
IIIDisbursements
1 For death claims less 5115000 reinsur
ance 145064259 additions 20
67890 total
2 For matured endowments 26963955 ad
ditions 1183332 total
1471321 49
281472 87
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
5 Premium notes and liens voided by lapse
6 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay new premiums 880204
to pay renewal premiums 1502093 total
8 Surrender values applied to purchase paidup insurance and
annuities
9 Dividends paid to polieyholders in cash or applied in liqui
dation of loans or notes
10 Dividends applied to pay renewal premiums
11 Dividends applied to shorten the endowment or premium
paying period
12 Dividends applied to purchase paidup additions and an
nuities
13 Dividends left with the company to accumulate at interest
14 Total paid polieyholders2991843 83
15 Expense of investigation and settlement of policy claims
including 39254 for legal expenses
16 Paid for claims on supplementary contracts not involving
life contingencies
17 Dividends and interest thereon held on deposit surrendered
during the year
19 Commissions to agents less commission on reinsurance
First years premiums 24659661 renewal premiums
22482806 annuities original 34950 total
20 Commuted renewal commissions
22 Agency supervision and traveling expenses of supervisors
including compensation for home office supervision
23 Branch office expenses including salaries of managers and
clerks not included in item 21
24 Medical examiners fees 3994825 inspection of risks
540192 total
25 Salaries and all other compensation of officers directors
trustees and home office employees
26 Rent including 1000000 for companys occupancy of
its own buildings
1752794 36
17572 15
92 92
512892 28
23822 97
92100 07
16217 34
390753 16
1363 00
137514 00
40721 58
955 24
3668 57
13047 28
471774 17
5347 00
19326 62
134913 67
45350 17
160655 24
12858 33ComptrollerGenerals Beport 567
27 Advertising 527856 printing and stationery 3002578
postage telegraph telephone and express 1245392 ex
change 1648 total 47 774 74
28 Legal expense not included in item 15 3 375 00
29 Furniture fixtures and safes 11 144 qo
30 Repairs and expenses other than taxes on real estate 23010 53
31 Taxes on real estate 4 015 44
32 State taxes on premiums 54 990 50
33 Insurance department licenses and fees 6 085 69
34 All other licenses fees and taxes viz Tax franchise 67
79869 Federal 210652 reserve 283052 municipal
license fees and taxes 211698 publishing 78126
bonds State treasurers and attorneys fees 19170
total 75825 67
38 Other disbursements viz Home office traveling expenses
338253 miscellaneous expenses 970259 mortgage
loan expenses 314399 commissions paid on loans 14
75021 transferred from matured pure endowment divi
dend addition reserve 2072516 investment expenses
3400 total 55104 48
45 Agents balances charged off 8 436 36
46 Gross loss on sale or maturity of ledger assets viz Real
estate 861500 Bonds 882775 total 17442 75
47 Gross decrease by adjustment in book value of ledger as
sets viz 3021354 bonds 713305 total 37346 59
48 Total disbursements 4 204 292 77
IVLedger Assets
1 Book value of real estate 730 852 00
2 Mortgage loans on real estate first liens 17 624 998 28
4 Loans made to policyholders on this companys policies as
signed as collateral 3660098 22
5 Premium notes on policies in force 105 812 42
6 Book value of bonds 621057575 and stocks 36971500
total 6580290 75
7 Cash in companys office 480 41
9 Deposits in trust companies and banks on
interest 609092 50
Total 609572 91
10 Agents balances debit 7 772 67
12 Total ledger assets as per balance 29 319 397 25
NonLedger Assets
13 Interest due 1007870 and accrued 350
74981 on mortgages 360828 51568
ComptrollerGenerals Repoet
52434 47
14 Interest due 450000 and accrued 47
93447 on bonds
16 Interest due and accrued 238542 on pre
mium notes policy loans or liens
17 Interest due on premiums
13956 83
35 29
21 Total interest and rents due and accrued
23 Market value of bonds and stocks over book value
New Business Renewals
25 Gross premiums due and un
reported on policies in
force December 31 1910
less reinsurance premi
ums
26 Gross deferred premiums on
policies in force Decem
ber 31 1910 less rein
surance premiums
427255 10
20884 85
7539 95 202341 77
28145 72
225178 03
27 Totals
28 Deduct loading
35685 67 427519 80
608 90 96524 77
29 Net amount of uncollected
and deferred premiums 27076 77 330995 03
358071 80
35 Gross assets 30125609 00
Deduct Assets Not Admitted
38 Agents debit balances gross
41 Premium notes and loans on policies and net
premiums in item 29 in excess of the net
ahie of their policies
7772 67
390 93
44 Total
8363 60
45 Admitted assets 30117245 40
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the com
pany on the following tables of mortality
and rates of interest viz
1 Actuaries table at 4 per cent on policies
fssued prior to January 1 1901 16567229 00
Same for reversionary additions 572319 00
Tota 17139548 00ComptrollerGenerals Report 569
2 American Experience table at 3 per cent
on nonparticipating policies issued for
years 19011906 inclusive 899496 00
Total 899496 00
3 American Experience table at 3 per cent on
participating policies issued after Janu
ary 1 1901 and all 190719081909 and
1910 issue and extended insurance 9239865 00
Same for reversionary additions 281 927 00
Total 9521792 00
4 Other tables and rates viz
Extra reserve on policies where dividends
have been applied to shorten the endow
ment or premium paying period valued by
American Experience at 3 19377 00
Total 19377 00
o Net present value of annuities including
those in reduction of premiums viz
McClintoek s table 3 130645 00
Continuous Income and Special Annuities
American 3 93484 00
Present value of amounts used in reduction
of premiums American 3 24 556 00
TotaI 248685 00
Total 27828898 00
6 Deduct net value of risks of this company reinsured in
other solvent companies 125 114 00
8 Net reserve 27703784 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company at 3 interest 34689 00
10 Liability on policies cancelled and not included in net re
serve upon which a surrender value may be demanded 14397 90
12 Claims for death losses in process of adjust
ment or adjusted and not due 18919 06
13 Claims for death losses which have been re
ported and no proofs received 43501 85
17 Total policy claims 62 420 91
19 Dividends left with the company to accumulate at interest
and accrued interest thereon 124 242 45
20 Premiums paid in advance including surrender values so
applied 24620 37
21 Unearned interest and rent paid in advance 95798 73
23 Commissions to agents due or accrued 7901 13
570
ComptrollerGenerals Beport
25 Salaries rents office expenses bills and accounts due or
accrued
26 Medical examiners fees due or accrued
27 State county and municipal taxes due or accrued
81 Dividends or other profits due polieyholders including those
contingent on payment of outstanding and deferred pre
miums
32 Dividends declared on or apportioned to annual dividend
policies payable to polieyholders during 1911 whether
contingent upon the payment of renewal premiums or
otherwise
33 Dividends declared on or apportioned to deferred dividend
policies payable to polieyholders during 1911
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not included in item 33
35 Eeserve special or surplus funds not included above viz
36 Contingent deferred term dividends 17403 20
37 Eeserve for special paidup option 5000 00
4288 34
3965 00
51007 45
41205 78
670624 72
34849 74
87262 53
38 Total 22403 20
45 Unassigned funds surplus 1133784 15
46 Total 30117245 40
Business in the State of Georgia During 1910
No Amount
16 Policies on the lives of citizens of said State in
force December 31 of previous year 837 2077228 00
17 Policies on the lives of citizens of said State is
sued during the year 35 81173 00
18 Total 872 2158401 00
19 Deduct ceased to be in force during the year 43 157587 00
20 Policies in force December 31 829 2000814 00
No
22 Losses and claims incurred during year
23 Total
Amount
13264 40
13264 40
24 Losses and claims settled during the year in cash 9 13264 40
26 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses 60584 02ComptrollerGenerals Report 571
PITTSBUEG LIFE TRUST COMPANY OF PENNSYLVANIA
Wm C Baldwin President James H Mahon Secretary
Principal Office Sixth Street and Liberty Ave Pittsburg Pa
ICapital Stock
1 Amount of capital stock
paid up in cash 1000000 00
Amount of net or ledger assets December
31 of previous year 22765817 06
Extended at 22765817 06
IIIncome During 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 209029 00
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 2363 472 03
3 From dividends applied to pay running pre
miums
3 From dividends applied to purchase paid
up additions and annuities
4 From surrender values applied to pay run
ning premiums
4 From surrender values applied to pur
chase paidup insurance and annuities
5 Consideration for annuities other than ma
tured installment policies
9610 85
37911 53
26904 31
54959 77
375 51
Total 2702263 00
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 33554 re
newals 704982 total 7385 36
7 Total premium income 2 694 877 64
8 Cash received for interest on mortgage loans 18869116
collateral loans 65054 total
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
Banks 654072 15671 669743 supplementary con
tracts 1839500 total
12 Dividends left with the company
13 Cash received for rents for use of companys property in
cluding 1853196 for companys own occupancy 593357 09
189341 70
221659 78
197349 92
25092 43
5382 97572
ComptrollerGenerals Beport
14 Cash received for profits on sales of bonds or stocks
16 Accrual of discount bonds
Health and accident receipts 593741 surrender values
due and unpaid 33694 total
18 Profit and Loss 5156510 agents balances 958181
19 From all other sources viz Suspense account
1824 55
17848 92
6274 35
61146 91
299 87
Total income 4014456 13
III Disbursements for the Year 1910
1 Cash paid for death claims including re
visionary additions 1398823 31
3 Cash paid for matured endowments and ad
ditions thereto 559446 90
5 Paid for claims on supplementary contracts
not involving life contingencies 8869 40
Total 1967139 61
Total net amount actually paid for losses and matured en
dowments 1967139 61
8 Cash paid to annuitants 28346 10
Health and accident disbursements 2832 96
9 Dividends left with the company 5382 97
10 Cash dividends paid policyholders 120101 18
11 Cash dividends applied to pay running premiums 9610 85
12 Cash dividends applied to purchase paidup additions and
annuities 37911 53
13 Surrender values paid in cash 658609 28
14 Surrender values applied to pay running premiums 26904 31
15 Surrender values applied to purchase paidup insurance
and annuities 54959 77
Total paid policyholders 291179856
Cash paid stockholders for interest on dividends 80000 00
Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 4049628 re
newals 8001083 total 120507 11
Cash paid for salaries and allowances to managers and
agents 522763 agency supervision and traveling ex
penses 4406486 total 49292 49
19 Cash paid for medical examiners fees 734722 inspec
tion of risks 89755 total 8244 77
20 Cash paid for salaries and all other compensation of officers
and home office employees 93568 55
21 Cash paid for taxes on new premiums 22776 85
22 Cash paid for taxes on capital stock 472459 on real
estate 12017031 total 124894 90
23 Cash paid for insurance department fees and agents li
censes 436118 Federal corporation tax 437606 8737 24
16
17
18ComptrollerGenerals Eeport
573
24 Cash paid for rent including 1853196 companys occu
pancy 24415 32
25 Decrease value in bonds 6895 29
26 Cash paid for furniture fixtures and safes for home and
agency offices 77240 agents balances charged off
12171 total 894 11
27 Cash paid for advertising 1080670 printing 1293187
postage telegraph etc 1335156 total 37090 13
28 Cash paid for real estate expenses other than taxes 141
70974 for legal expenses 3592835 total 117638 09
29 Cash paid for the following items viz Interest paid on
mortgage 55875 00
General expense 268972 investment expenses 349902
suspense account 1909 paid in 1910 109656 branch
expense 1044081 expenses settlement of claims
14365 dividends held on deposit surrendered 182634
total 19696 10
Total miscellaneous expenses 83052595
30 Total disbursements 3742324 51
IVAssets as Per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 9706786 80
2 Loans on mortgage first liens on real estate 4098131 40
3 Loans secured by pledge of bonds stocks or other market
able collaterals 11500 00
4 Loans made in cash to policyholders on this companys poli
cies assigned as collateral 3716179 56
5 Premium notes loans or liens on policies in force 90344 69
6 Cost value of stocks and bonds owned excluding accrued
interest at time of purchase 5094517 08
7 Cash in company S office 1138 13
8 Cash deposited in banks 286417 46
9 Bills receivable 642 63
10 Agents ledger balances 1703 93
Washington life insurance stock 2488700 contingent
reversion 570000 total 30587 00
11 Total net or ledger assets as per balance above 23037948 68
12 Deduct depreciation from cost of assets to bring same to
market value 81906 08
13 Total net or ledger assets less depreciation 22956042 60
Other Assets
14 Interest due 3228408 and accrued 45
11855 on mortgages 77402 63
15 Interest accrued on bonds and stocks 60674 04574
ComptbollebGtenebals BePOBT
16 Interest due on collateral loans 87 00
17 Interest due 2285381 and accrued 22
60507 on premium notes loans or liens 45458 88
19 Rents due 1683950 and accrued 13
43123 on companys property or lease 30270 73
Total carried out
20 Market value of real estate over cost
New Business Renewals
23 Gross premiums due and un
reported on policies in
force Dec 31 1910 3340 11 107959 26
24 Gross deferred premiums on
policies in force Decem
ber 31 1910 10887 95 202471 56
213893 28
448108 06
Totals 14228 06
25 Deduct loading 7256 31
310430 82
64283 83
26 Net amount of uncollected
and deferred premiums 6971 75 246146 99
Extended 253118 74
28 Total assets 23871162 68
Items Not Admitted
3 Washington Life Insurance Co stock
5 Agents balances
7 Bills receivable
8 Premium liens excess net value
24887 00
1703 93
642 63
4069 15
Total
31302 71
9 Total assets less items not admitted 23839859 97
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed by the Pennsyl
vania Insurance Department 21196089 00
Deduct net value of risks of this company
reinsured in other solvent companies 10629 00
Net reinsurance reserve 21185460 00
3 Claims for death losses due and unpaid 34921 18
4 Claims for matured endowments due and
unpaid 24999 76ComptrollerGeneral s Report
575
5 Claims for death losses and matured endow
ments in process of adjustment or ad
justed and not due 98170 14
6 Claims for death losses and other policy
claims resisted by the company 1000 00
Total policy claims
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders
11 Unearned interest and rent paid in advance
12 Amount of national state or other taxes due 3472586
medical examiners and legal fees 266450 total
13 Amount due on account of salaries rents and office ex
penses 392920 liability on cancelled policies 2
48400 total
14 Reserve health and accident policies
15 Supplementary contracts
16 Amount of any other liability of the company viz Pre
miums paid in advance 2292821 extra reserve 7
64500 commissions to agents 1196667 extra reserve
surrender value excess net value 1175000 accident
claim pending adjustment 1000000 interest on mort
gage loan 625000 deposit on lease 750000 suspense
account 29987 surrender values due and unpaid
54887 total
159091 08
42987 77
82829 89
37390 36
6413 20
2685 00
75086 00
78 888 62
17 Liabilities on policyholders account 21670 831 92
18 Gross surplus on policyholders account 2169 028 05
19 Total liabilities 23839859 97
20 Estimated surplus accrued on Tontine and other policies the
profits upon which are especially reserved for that class
of policies 28695 77
Business in the State of Georgia During 1910
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 604 910917 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 103 441 498 00
Total 707 1352415 00
Deduct number and amount which have ceased to be
in force during the year 71 156331 00
Total number and amount of policies in force in
Georgia December 31 1910 636 1196084 00576 ComptrollerGenerals Report
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 5 2525 00
Amount of losses and claims on policies in Georgia
incurred during the year 23 31342 00
Total 28 33867 00
Amount of losses and claims on policies in Georgia
paid during the year 24 32905 00
Amount of premiums collected or secured in Georgia during the
year in cash and notes or credits without any deduction
for losses dividends commissions or other expenses 30931 71
RELIANCE LIFE INSURANCE COMPANY OF PENNSYLVANIA
J II Reed President H G Scott Secretary
Principal Office Fifth Ave and Wood St Pittsburgh Pa
ICapital Stock
1 Amount of capital stock
paid up in cash 1000000 00
Amount of net or ledger assets December
31 of previous year 2816789 14
2816789 74
Extended at
IIIncome During 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 330295 97
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 386164 19
2 Premium notes loans or liens taken in
part payment for renewal premiums 112796 84
3 From dividends applied to pay running pre
2254 66
miums cpo oo
31 From dividends applied to purchase paid
additions and annuities 6387 31
5 Consideration for annuities othen than ma
tured installment policies 2288 18
Total S401 15
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 773605 re
newals 809495 total 15831 00
7 Total premium income 824356 15ComptrollerGexebals Eepoet
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stocks
10 Cash received for interest on premium notes loans orliens
11 Cash received for interest on other debts due the company
14 Cash received for profits on sales of bonds or stocks
16 From dividends left with the company to accumulate at in
terest
Total income
IIIDisbursements for the Year 1910
1 Cash paid for death claims including re
visionary additions W70 9Q
Total
6 Deduct amount received from other com
panies for losses or claims on policies of
this company reinsured
164770 90
19593 00
7 Total net amount actually paid for losses and matured en
dowments
8 Cash paid to annuitants
9 Premium notes loans or liens voided by lapse
9 Dividends left with the company to accumulate at interest
u Uash djvidends paid polieyholders
11 Cash dividends applied to pay running premiums
1 Cash divulends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
17 Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 184 873 51 re
newals 2214968 total
18 Cash paid for salaries and allowances to managersand
agents
19 Cash paid for medical examiners fees 3511946 inspec
tion of risks 670561 total
20 Cash paid for salaries and all other compensation of officers
and home office employees
21 Cash paid for taxes on premiums
Cash paid for agency supervision and branch office super
vision
23 Cash paid for insurance department fees and agents li
censes
24 Cash paid for rent
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 294999 printing 3107464
postage telegraph telephone and express 1082207
577
48068 00
70098 58
14136 77
6703 02
1 25
189 84
963553 61
145177 90
500 00
45186 64
189 84
4753 85
2254 66
6387 31
41280 99
207023 19
18649 46
41825 07
54013 81
13246 80
126877 67
7029 78
17062 50
15828 84
44846 70578
ComptrollerGenerals Report
28 Cask paid for publications and taxes other than on premi
ums 135330 for legal expenses 531922 total
29 Cash paid for the following items viz Cost department
bonds 28153 Premium trust fund 1784 library
172 32 fire insurance 2500 general expenses
87070 photographic 64953 agentsbalances charged
off 1289250 loss on matured bonds 88975 total
Total miscellaneous expenses 2259911
6672 52
22599 17
30 Total disbursements
IVAssets as Per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances
4 Loans made in cash to policyholders on this company s poli
cies assigned as collateral
5 Premium notes loans or liens on policies in force of which
112 796 84 was received during the year
6 Cost value of bonds and stocks owned excluding accrued in
terest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
821406 70
894800 00
145470 13
137947 66
1484447 43
11044 11
318 84
13 Total net or ledger assets
Other Assets
14 Interest due 12000 and accrued 12
42409 on mortgages
15 Interest accrued on bonds and stocks
17 Interest accrued on premiums notes loans
or liens
18 Interest accrued on bank balances
17496 79
120411 69
2958930 65
12544 09
14595 92
4521 58
156 69
Total carried out
31818 28
New Business
23 Gross premiums due and un
reported on policies in
force Dec 31 1910 568 45
24 Gross deferred premiums on
policies in force Decem
ber 31 1910 24326 03
Renewals
61416 01
39727 77
Tot 29894 48 101143 78
25 Deducting loading 20 5978 88 20228 75ComptrollerGenerals Eeport 579
26 Net amount of uneolleeted
and deferred premiums 23915 60 80915 03
Extended
27 Furniture fixtures and safes 104830 63
37541 89
28 Total assets as per boos of the company33
Items Not Admitted
2 Furniture fixtures and safes Kn
5 Agents balances 3 41 89
7 Bills receivable 12041169
17496 79
Total
175450 37
9 Total assets less items not admitted 7
2957677 08
VLiabilities
Net present value of annuities fir na
1 Net present value of all the outstanding
polices in force on the 31st day of De
eember 1910 computed according to the
American Experience table of mortality
Stopinterestonpoiieiesissed
With 8 per cent interest on policies issued
subsequent to 41909
206896 00
Total
deduct net value of rislis of this company
ensured in other solvent companies7 7m QQ
Net reinsurance reserve
5 Claims for death losses and matured endowi M672M 00
ments m process of adjustment or ad
justed and not due
3000 00
Total policy claims
11 Amount of commissions due agents on premium noies when
13 Amount t of
14 Amount accrued interest on policy loans 516 48
16 Amount of any other liability of the company Pre 26 83
miums paid in advance
Cam5toi 1000ooao0 ed 79 xm 33
1479088 75
19 Total liabilities
2957677 08580
ComptrolleeGenebals Repobt
Business in the State of Georgia During 1910
No
Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year
Number and amount of policies on the lives of citi
zens of Georgia issued during the year
982 1556071 00
198
379700 00
Total
1180 1935771 00
Deduct number and amount which have ceased to be
in force during the year
190
318276 00
Total number and amount of policies in force in
Georgia December 31 191U
Amount
Amount of losses and claims on policies m Georgia
unpaid December 31 of previous year
Amount of losses and claims on policies in Georgia
incurred during the year
No
12
5000 00
20500 00
Total
14 25500 00
BESEEVE LOAN LIFE INSURANCE COMPANY OF INDIANA
KLbEKVi lAmiN u K B Secretary
Chalmers Brown President
Principal Office 900 Odd Fellow Bldg Indianapolis tad
Wm A Wright Atlanta Attorney for Service in Georgia
I Capital Stock
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year
Extended at
2076128 22
2076128 22
IIIncome During 1910
1 Cash received for premiums on new poli
cies without deduction for commissions
or other expenses
iy Cash received for renewal premiums
without deductions for commissions or
other expenses
2 Premium notes loans or liens taken in
part payment for renewal premium
3 From dividends applied to pay running
premiums
177785 52
363718 57
29772 07
360 19ComptbolleeGenebals Eepobt
3 From dividends applied to purchase paid
up additions and annuities
4 From surrender values applied to pay run
ning premiums
4 From surrender values applied to pur
chase paidup insurance and annuities
3 14
1262 59
971550
Total
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business
582617 58
85 50
7 Total premium income
8 Cash received for interest on mortgage loans
9 CastocTeiVed fr inteieSt n bndS Wned and bendso
10 Cash received for interest on premnnotes loans orliens
11 Cash received for interest on other debts due the company
19 TUS l0aiS r lieM restor by revival of polici
19 iiom all other sources viz Partial payments on
mrums 2980 survivorship dividend 20000 total
Total income
111Disbursements for the Year 1910
1 Cash paid for death claims including re
versionary additions
2 Premium notes loans or liens
payment of the same
pre
used
81994 15
9684 48
7 Total net amount actually paid for losses
and matured endowments ql fi7s
9 Premium notes loans or liens used in purchase
total P 8978441 ided laP 272068
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums
10 Surrender values applied to purchase paidup
annuities
insurance and
Total paid policyholders
17 Cash paid for commissions and bonusesto agents lesscom
mission on reinsurance new policies 150087 00 re
newals 3663295 total
18 fgentf SaarieS allowane manage and
581
582532 08
52577 74
535 47
49572 06
2127 43
1222 05
229 80
688796 63
92505 09
55 19
360 19
3 14
7514 56
1262 59
9715 50
203094 89
186719 95
22083 84582 ComptrollerGenerals Eepori
19 Cash paid for medical examiners fees 1888900 inspec
tion of risks 302625 total iJi0 ZD
20 Cash paid for salaries and all other compensation of officers
and other home office employees
21 Cash paid for taxes on new premiums 316965 on re
newals 116876 total g g9
22 Cash paid for faxes on investments
23Cash paid for insurance department fees and agents licenses
318886 municipal licenses 5125 total
24 Cash paid for rent including companys occupancy bLU w
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 232725 printing 727752
total 353 00
28 Cash paid for legal expenses
29 Cash paid for the following items viz Postage telephone
telegraph and express 282411 investment expenses
46490 miscellaneous expenses 135361 interest on
guaranteed coupons surrendered 16 cents total M
522069 83
30 Total disbursements
IVAssets as Per Ledger Accounts
2 Loans on mortgage first liens on real estate 1161902 96
4 Loans made in cash to policyholders on this companys poll
cies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding interest at
1445 00
time of purchase ogg4 lg
7 Cash in companys office 6 169 23
8 Cash deposited in banks
10 Agents ledger balances net
11 Total net or ledger assets as per balance above 2242855 02
13 Total net or ledger assets less depreciation a
Other Assets
14 Interest due 12360 and accrued 16
72113 on mortgages 16844 73
15 Interest due and accrued on bonds and
245 75
stocks
17 Interest due on premiums notes loans or
lns fi 94
18 Interest accrued on other assets
20328 52
Total carried out ComptrollerGenerals Eepor
New Business
T
Benewals
583
23 Gross premiums due and tin
reported on policies in
24 r for Member 31 1910 48223 94 22458 40
24 Gross deferred premiums on
policies in force Decem
ber 31 1910
14891 91
Totals
48223 94 37350 3
25 Deducing loading 35434 00 f16 87
26 Net amount f
amount of uncollected
and deferred premiums 12 789 94
Extended
27 Furniture fixtures and safes
29533 44
28 Total assets as per the books of the company
T Items Not Admitted
2 Furniture fixtures and safes
5 Agents balances
7 Book value of bonds over market value
8 Premium notes and net premiums in excess
of reserves
42323 38
8000 00
2313506 92
8000 00 3974 67 575 00
8394 46
Total
9 Total assets less items not admitted
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of
December 1910 computed according to
The Actuaries Table of Mortality with
four per cent Interest and American
3
20944 13
2292562 79
1987376 27
insured in other solvent companies 87 1
Deduct net value of risks of this company
Net reinsurance reserve
5 Claims for death losses and matureden
dowments in process of adjustment or
adjusted and not due
9 Amount of trust funds held by the com
pany
1987289 17
3000 00
14646 04
Total policy claims
10 Amount of all unpaid dividends of surplus orother descrip
tion of profits due policyholders
12 Amount of national State or other taxes due
15646 04
3614 39
4888 27584
ComptrollerGenerals Eeport
13 Amount due on account of salaries rents and office ex
2770 12
penses
Pre
26179 18
16 Amount of any other liability of the company viz
miums paid in advance 218233 unearned interest paid
in advance
17 Liabilities on policyholder s account 2175 62
18 Gross surplus on policyholders accountj
2292562 79
19 Total liabilities
Business in the State of Georgia During 1910
No
Number and amount of policies on the lives of citizens
Amount
of Georgia in force December 31 of previous
year
220 391760 00
Number and amount of policies on the lives of citizens
of Georgia issued during the year
19
22000 00
Total
239 413760 00
Deduct number and amount which have ceased to be in
force during the year
50
94500 00
Total number and amount of policies in force in
Georgia December 31 1910 319260 00
No
Amount of losses and claims on policies in Georgia
incurred during the year
2
Amount
6500 00
Total
2
6500 00
6500 00
9955 71
Amount of losses and claims on policies in Georgia
paid during the year
Amount of premiums collected or secured in Georgia
during the year in cash 918632 notes or
credits 76939 renewal notes paid total
THE EIDGELY PROTECTIVE ASSOCIATION INSURANCE COMPANY
OF MASSACHUSETTS
Francis A Harrington President Austin A Heath Secretary
Principal Office 518 Main Street Worcester Mass
Ralph J Winters Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 100000 00
mount of net or ledger assets December
Q3 743 02
31 of previous year yoito o
Extended at
293743 02ComptrollerGenerals Report 585
IIIncome During 1910
7 Total premium income
9 Cash received for gross intereston bonds ownedless 540 68 28471
accrued interest on bonds accrued during 1910 spi91
I0 Ltr p
19rro tt ote pir
8070 items in suspense 2306 totai Ta
10O YD
Total income
327274 68
IIIDisbursements for the Year 1910
1 Cash paid for accident and health claims 158762 68
7 Total net amount actually paid for losses 7 158762 68
Total paid polieyholders T
16 Cash paid stockholders for dividends l2 68
17 Cash paid for commissions and bonuses to agents iesscom 00
mission on reinsurance
18 Cash paid for salaries and aUowances to managexsand 21M1
agents s
20 Cash paid for salaries and all other compensation of officers
and other home office employees m
21 Cash paid for taxes on premiums l
23 Cash paid for insurance department fees and agents
licenses
24 Cash paid for rent 1513 50
26 Cash paid for furniture nxiuresandsafes for hoine and 1435
agency offices
27 Cash paid for advertising nU75 printing stationery
441418 total
28 Cash paid for legal expenses 5648 93
29 Cash paid for the following items viz PoKey fee8 allowed
agents 3399765 investigation and adjustment of
claims 33o90 corporation tax 176000 income tax
17658 postage telegraph telephone and express 4
63247 miscellaneous 85545 agents balances charged
off 3148 gross decrease in book value of ledger assets
39375 total
45583 28
30 Total disbursements
300846 67
IVAssets as Per Ledger Accounts
6 Book value of bonds owned 242760 25586
ComptrollerGenerals Report
7 Cash in companys office
8CaSh deposited in banks
413 58
76997 20
13 Total net or ledger assets less depreciation
Other Assets
320171 03
15 Interest accrued on bonds
3643 70
Total carried out
21 Market value of bonds over book value
3643 70
1404 75
28 Total assets as per the books of the company
VLiabilities
5 Claims for accident and health losses in
process of adjustment and expenses of
settlement
325219 48
34913 90
Total policy claims
12 Amount of State taxes due or accrued estimated
13 Amount due on account of salaries rents and office ex
penses
16 Amount of any other liability of the company viz Pre
miums paid in advance 248271 gross premiums upon
all unexpired risks running 3 months from October 15
1910 8608225 pro rata 16 1434704 commissions
and other charges due agents 21298 items m sus
pense 14141 total
34913 90
4000 00
442 22
17184 14
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
56540 26
268679 22
19 Total liabilities VaVa
Business in the State of Georgia During 1910
No
Number of policies and amount of premiums in force
in Georgia December 31 of previous year 1265
Number and amount of policies on the lives of citizens
of Georgia issued during the year 1033
325219 48
Amount
3813 00
3226 00
Total
Deduct number and amount which have ceased to be
in force during the year
2298
537
7039 00
1685 00
Total number of policies and amount of premiums
in force in Georgia December 31 1910 1761
5354 00CoMPTBOLLEEGrENERAL g EePOBT
No
503
Amount of losses and claims on policies in Georgia
incurred during the year
587
Amount
13972 88
Total
503
13972 88
11188 68
14540 00
s
Amount of losses and claims on policies in Georgia
paid during the year 448
Amount of premiums collected or secured in Georgia
during the year in cash
ROME INSURANCE COMPANY OE ROME GA
J L Bass President t t t t
J U heal Secretary
Principal Office 3rd Avenue Rome Ga
Dean and Dean Rome Ga Attorneys for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 180510 00
2 Amount of capital sub
scribed and paid by notes 19350 00
Amount of net or ledger assets December
31 of previous year 105 474 12
Increase of capital 99860 Q0
Extended at
205334 12
II Income During 1910
1 Cash received for premiums on new policies
without deduction for commissions or
other expenses and cash received for re
newal premiums without deductions for
commissions or other expenses 104 932 13
Total
104932 13
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends on
stock
11 Cash received for interest on other debts due the company
19 From all other sources viz Premium on sale of stock
supplementary contracts and deposits by agents for
bond
104932 13
5179 36
825 00
1846 76
122876 98
Total income
235660 23588
ComptrollerGenerals Eepobv
Disbursements for the Year 1910
1 Gash paid for death claims including re
versionary additions
5 Health and accident claims paid
28902 29
16418 17
amount actually paid for losses and matured

endowments
Gash paid for commissions and bonuses to agents less com
mission on reinsurance
Cash paid for salaries and allowances to managers and
agents
Cash paid for medical examiners fees
Cash paid for salaries and all other compensation of officers
and other home office employees
Cash paid for taxes on new premiums and renewals
Cash paid for taxes on investments
Cash paid for insurance department fees and agents
licenses 34100 municipal licenses 42295 total
Cash paid for rent including companys occupancy
Cash paid for furniture fixtures and safes for home and
agency offices
Cash paid for advertising 55176 printing 389368
total
Cash paid for legal expenses
Cash paid for the following items viz Traveling expenses
discounts office expense agents accounts written off
7 Total net
17
18
19
20
21
22
23
24
26
27
28
29
30 Total disbursements
IVAssets As Per Ledger Accounts
2 Loans on mortgage first liens on real estate
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances of which 490893 was advanced
during the year
11 Total net or ledger assets as per balance above
12 Deduct depreciation from cost of assets to bring same to
market value
13 Total net or ledger assets less depreciation
Other Assets
14 Interest due 34778 and accrued 1
20476 on mortgages
15 Interest due and accrued on bonds and
stocks
45320 46
36703 08
29635 50
10745 00
8961 49
619 19
862 10
863 95
2726 16
1600 90
4445 44
2085 65
12529 76
157098 68
36900 00
43440 00
1288 92
138917 28
57100 00
6249 47
283895 67
1550 00
282345 67
907 50ComptrollekGenekals Eepoet
86
17 Interest due 205768 and accrued
on notes
18 Interest due and accrued on other assets
2706 54
53830
Total carried out
New Business
23 Gross premiums due and un
reported on policies in
force December 31 1910 2274 45
Renewals
179 90
Totals
25 Deduct loading
26 Net amount of uncollected
and deferred premiums
Extended
Items Not Admitted
4 Cash advanced to or in the hands of
officers or agents
5 Agents balances
7 Bills receivable and accrued interest thereon
895 00
6249 47
59806 54
Total
9 Total assets less items not admitted
VLiabilities
3 Claims for death losses incurred but not
reported
6 Claims for death losses and other policy
claims resisted by the company
371 00
766 50
Total policy claims
12 Amount of national State or other taxes due
13 Amount due on account of salaries rents and office ex
penses
14 Amount of interest paid in advance
16 Amount of any other liability of the company viz De
posited by agents as bond
17 Liabilities on policyholder s account
18 Gross surplus on policyholders account
589
19 Total liabilities
5704 88
2274 45 454 89 179 90 35 98 143 92
1 1819 56
1963 48

s of the company 290014 03
66951 01
223063 02
1137 50
548 16
5045 07
20 00
812 40
7563 13
215499 89
223063 02590 ComptrollerGenerals Report
Business in the State of Georgia During 1910
No Amount
Number and amount of policies on the lives of citizens
of Georgia in force December 31 of previous
s 15197 1619531 00
year
Number and amount of policies on the lives of citizens
of Georgia issued during the year46506 5o89487 50
Total 613 7209018 50
Deduct number and amount which have ceased to be
in force during the year 34576 3886484 25
Total number and amount of policies in force
n i i lain 27127 3322o34 25
in Georgia December 31 191U v
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 4jaoJ W
45955 96
Total
Amount of losses and claims on policies in Georgia
i 45218 4b
paid during the year
Amount of premiums collected or secured in Georgia
7 during the year in cash 103829 28
SECURITY LIFE INSURANCE COMPANY OF AMERICA
W O Johnson President O W Johnson Sec y and Treas
Principal Office The Rookery Chicago 111
Win A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 500000 00
Amount of net or ledger assets December
31 of previous year 20231565
Extended at 2023156 55
IIIncome During Year 1910
1 Cash received for premiums on new policies
without deduction for commissions or
other expenses less 473254 for first
years reinsurance 110310 83
1 Cash received for renewal premiums with
out deductions for commissions or other
expenses lcss 592464 for reinsurance
onrer 380992 08ComptrollerGenerals Eeport
4 From surrender values applied to pay run
ning premiums 159 g
4 From surrender values applied to pur
chase paidup insurance and annuities 2837 98
5 Consideration for annuities other than ma
tured installment policies 1 000 00
591
7 Total premium income d
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on miscellaneous items
17 Premium notes loans or liens collection on lapsed
18 Consideration for supplementary contracts not involving life
contingencies
19 Prom all other sources viz Dividends left with the com
pany to accumulate at interest 15628 interest on col
lateral loans 812520 and gross interest on deposits in
trust companies and banks 324987 total
Total income
III
Disbursements For the Year 1910
1 Cash paid for death claims including re
versionary additions
49148 78
7 Total net amount actually paid for losses and matured
endowments t
8 Cash paid to annuities plus health indemnities 15285
9 Premium notes loans or liens used in purchase of surren
dered policies 15981 voided by lapse 43102 total
9 Premium notes loans or liens used in payment of divi
dends to policyholders
10 Cash dividends left with company to accumulate at interest
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
15 Surrender values applied to purchase paidup insurance and
annuities
Total paid policyholders 202064 07
17 Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 7857716 re
newals 1182952 total
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 893100 inspection
of risks 222264 total
20 Cash paid for salaries and all other compensation of officers
and other home office employees
495300 70
16486 10
27427 50
18892 58
786 83
34 71
2346 35
11531 35
572806 12
49148 78
836 49
101686 19
3632 15
156 28
2837 98
41129 01
2637 19
90406 68
24627 86
11153 64
53043 73592 ComptrollerGenerals Report
21 Gash paid for taxes on new premiums and renewals 12428 28
23 Gash paid for insurance department fees and agents
licenses 410424 municipal licenses 54990 total 4654 14
24 Gash paid for rent including companys occupancy 10466 85
25 Cash paid for claims on supplementary contracts not involv
ing life contingencies 14084
25 Dividends and interest thereon held on deposit surren
dered during the year
26 Cash paid for furniture fixtures and safes for home and
76 55
agency offices
27 Cash paid for printing 588474 exchange 49160 total 12491 96
28 Cash paid for legal expenses 26o46 93
29 Cash paid for the following items viz Investigation and
settlement of policy claims 9050 incidental office ex
pense 59722 officers traveling expense 244867
fidelity bonds 28968 discounts 9671 miscellaneous
9351 total 54255 41
30 Agents balances charged off
Total disbursements 521209 56
IVAssets As Per Ledger Accounts
1 Special assets 200159
2 Loans on mortgage first liens on real estate 409816 5
3 Loans secured by pledge of bonds stocks or other market
able collaterals 117500 00
4 Loans made in cash to policyholders on this companys poli
cies assigned as collateral 490804 64
5 Premium notes loans or liens on policies in force of which
501265 was received during the year 54657 78
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 5939o9 29
7 Cash in companys office 691 60
8 Cash deposited in banks 106029 71
9 Bills receivable 11194 81
10 Agents ledger balances of which 8234943 was advanced
during the year credit 56236 net 8178707 paving
certificates 8368 total 81787 07
Municipal etc 56800 furniture and fixtures 750000
total 8151 68
11 Total net or ledger assets as per balance above 2074753 j 1
12 Deduct depreciation from cost of assets to bring same to
marketvalue 8196
13 Total net or ledger assets less depreciation 2066556 32ComptbollebGenebals Eepoet
Other Assets
14 Interest accrued on mortgagesj
15 Interest due 83829 and accrued 8
92176 on bonds and stocks
13 Interest due 249183 and accrued 54313
on collateral loans
17 Interest accrued on premiums notes loans
or liens
18 Interest due 1781300 and accrued
40000 on other assets
6676 37
9760 05
3034 96
2500 00
18213 00
Total carried out
22 Due from other companies for losses or claims on policies
of this company reinsured
New Business Renewals
23 Gross premiums due and un
reported on policies in
force December 31 1910 344 36 44162 50
24 Gross deferred premiums on
policies in force Decem
ber 31 1910 3337 79 17450 42
Totals
25 Deducting loading
3682 15
2229 70
61612 92
9363 94
26 Net amount of uncollected
and deferred premiums 1452 45
Extended
51918 98
593
40184 38
3284 66
53371 43
28 Total assets as per books of the company 2 163 396 79
Items Not Admitted
2 Furniture fixtures and safes d
5 Agents balances
7 Bills receivable
8 Premium notes and net premiums in ex
cess of reserve
7500 00
82349 43
11194 81
5021 00
Total
106065 24
9 Total assets less items not admitted 2 057 331 55
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
594 ComptrollerGenerals Beport
cember 1910 computed according to The
American Table of Mortality with 3y2
per cent interest 1096848 00
Deduct net value of risks of this company
reinsured in other companies 7584 00
1089264 00
Net reinsurance reserve
5 Claims for death losses in process of ad
justment or adjusted and not due 3000 00
6 Claims for death losses and other policy
claims resisted by the company 11211 63
9 Claims for death losses which have been re
ported and no proofs received 78 00
14 289 63
Total policy claims
10 Amount of all unpaid guaranteed dividends due policy
holders nn
12 Amount of national State or other taxes due 11wo uu
13 Amount due on account of salaries rents and office ex
uou DO
penses
16 Amount of any other liability of the company viz Pre
miums paid in advance 13 7I2 70
Other
17 Liabilities on policyholders account 1131018 10
18 Gross surplus on policyholders account including capital
stock 50000000 926313 45
19 Total liabilities 2057331 55
Business in the State of Georgia During 1910
No Amount
Number and amount of policies on the lives of citizens
of Georgia in force December 31 of previous
34 72000 00
year v
Number and amount of policies on the lives of citizens
of Georgia issued during the year 12 15000 00
Total 46 870000
Deduct number and amount which have ceased to
be in force during the year 18 38500 00
Total number and amount of policies in force in
Georgia December 31 1910 28 48500
Amount of premiums collected or secured in Georgia
during the year in cash l816 57COMPTROLLERGrENERAL s BEPORT
595
SECURITY LIFE ANNUITY COMPANY OF NORTH CAROLINA
J Van Lindley President Geo A Glimalej Secretary
Principal Office Greensboro North Carolina
G A Rankin Macon Attorney for Service in Georgia
ICapital Stock
Amount of net or ledger assets December 31
of previous year 4
919638 92
Extended at
IIIncome During Year 1910
1 Cash and notes received for premiums on
new policies without deductions for com
missions or other expenses 102 009 21
1 Cash and notes received for renewal pre
miums without deductions for commis
sions or other expenses
919638 92
Total 3
Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 213770
renewals 96379 total
364408 18
466417 39
3101 49
7 Total premium income d
8 Cash received for interest 011 mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
Ofi bank balance
12 Cash received as interest on collateral loans
13 Cash received for rents for use of companys property in
cluding 127200 for companys own occupancy
17 Premium notes loans or liens restored by revival of policies
19 From all other sources viz Consideration for supplemen
tary contracts not involving life contingencies
Total income
IIIDisbursements for the Year 1910
1 Cash paid for death claims including re
versionary additions 90 305 71
3 Paid for claims on supplementary contracts
not involving life contingencies 2 693 84
463315 27429 90 02
3702 10669 72 29
2330 5172 76 25
3311 175 5 51
13923 530029 00 95
Total
93059 55H
596
CompteolleeGtenebals Bepoet
Deduct amount received from other com
panies for losses or claims on policies of
this company reinsured
3000 00
7 Total net amount actually paid for losses and matured en
dowments
8 Cash paid to annuitants
10 Cash dividends paid policyholders
13 Surrender values paid in cash or liquidations of loans and
notes
17 Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 6643036 re
newals 2536858 total
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 1153858 inspec
tion of risks 183200 total
20 Cash paicl for salaries and all other compensation of officers
and other home office employees
21 Cash paid for taxes
22 Cash paid for taxes on investments
23 Cash paid for insurance department fees and agents
licenses
24 Cash paid for rent including companys occupancy
25 Commuted value lQ
27 Cash paid for advertising 241539 printing 168658
totalioVa a a
28 Cash paid for real estate expenses other than taxes 25843
for legal expenses 110655 total
9 Cash paid for the following items viz Postage telephone
telegraph and express 186709 exchange 47912 gen
eral expense 184391 traveling expense 142805
total
30 Total disbursements
IVAssets as Per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collaterals
4 Loans made in cash to policyholders on this companys poli
cies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
90059 55
12421 54
2178 01
24152 65
91798 94
2673 45
13370 67
23370 69
2188 81
434 19
1684 58
1272 00
1996 35
4101 97
1364 98
5618 17
278686 55
45147 03
632500 00
89750 32
147950 02
44239 84
51670 12
663 25
41357 13
ComptrollerGenerals Report
10 Agents ledger balances
Guarantee capital 10000000 furniture andfixtures
364303 total
11 Total net or ledger assets as per balance above 1170 982 32
13 Total net or ledger assets less depreciation ll7o982 32
Other Assets
597
14061 58
103643 03
14 Interest due 44100 and accrued 7
08156 on mortgages
15 Interest accrued on bonds and stocks
16 Interest due 1200 and accrued 79615
on collateral loans
17 Interest due 62354 and accrued 137574
on premiums notes loans or liens
18 Interest due on bank balances
19 Eents due 17200 and accrued 500 on
companys property or lease
752256
284 20
808 15
1999 28
253 34
177 00

976 16
4000 00

Total carried out
20 Market value of real estate over cost SQB lc
22 Due from other companies for losses or claims on policiesof
this company reinsured
Renewals
2d Oross premiums due and unreported on poli
cies in force December 31 1910 16 355 81
24 Gross deferred premiums on policies in force
December 31 1910 13 928 95
Totals
25 Deducting Loading
30284 76
4239 87
26 Net amount of uncolleeted and deferred pre
miums
26044 89
Extended
26044 89
28 Total assets as per the books of the company 1221 047 90
Items Not Admitted
2 Furniture fixtures and safesj
3 Bonds and stocks in excess of market value
5 Agents balances
7 Bills receivable in excess of reserve
3643 03
1510 12
14499 87
4535 60

Total
9 Total assets less items not admitted
24188 62
1196859 28598 ComptrollerGenerals Repori
VLiabilities
I Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to the
Actuaries Table of Mortality with four
per cent interest 805513 00
Deduct net value of risks of this company
reinsured in other solvent companies 1241 00
804 272 00
Net reinsurance reserve mJ J
3 Claims for death losses due and unpaid 10000 00
8 Present value of unpaid amounts on supple
mentary contracts not involving life
contingencies 31855 00
Total policy claims 41855 00
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders 2500 00
II Special Rent Commission fund 7703 00
12 Amount of national state or other taxes due 1429 02
13 Amount due on account of salaries rents and office expenses 521 82
14 Amount due by the company Ben1 Corns amount accrued 506 80
15 Annuity fund 151355 09
16 Amount of any other liability of the company viz Pre
miums paid in advance 137966 interest and rent paid
in advance 260874 total 3988 40
Fees due insurance department for Reg policies 18935
medical fees 87000 total 059 35
17 Liabilities on policyholders account 1015192 48
18 Gross surplus on policyholders account 181666 80
19 Total liabilities 1196859 28
Business in Georgia During 1910
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 595 1168516 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 280 503380 00
Total 875 1671896 00
Deduct number and amount which have ceased to be
in force during the year 140 260750 00
Total number and amount of policies in force in
Georgia December 81 1910 735 1411146 00ComptrollerGenerals Eeport 599
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 2 11000 00
Amount of losses and claims on policies in Georgia
incurred during the year 4 4 qoo 00
Total 6 15000 00
Amount of losses and claims on policies in Georgia
paid during the year 6 12750 00
Amount of premiums collected or secured in Georgia during
the year in cash and notes or credits without any deduc
tion for losses dividends commissions or other expenses 50694 80
SECURITY MUTUAL LIFE INSURANCE COMPANY OP NEW YORK
Frederick W Jenkins President Chas A LaDue Secretary
Principal Office Cor Court and Exchange Sts Binghampton N Y
ICapital Stock
Amount of net or ledger assets December
31 of previous year 5239052 57
Extended at 5239052 57
IIIncome During Year 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 187726 84
1 Cash received for renewal premiums with
out deductions for commissions or other
expenses 1324715 08
2Y2 Premium notes loans or liens taken in
part payment for renewal premiums 4584 05
3 Dividends applied to pay running premiums 36904 54
3 From dividends applied to purchase paid
up additions and annuities 4804 89
4 From surrender values applied to pay run
ning premiums 11411 05
4 From surrender values applied to purchase
paidup insurance and annuities 9983 38
5 Consideration for annuities other than ma
tured installment policies 3000 00
Total 1583129 83
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 265766
renewals 56798 total 3225 64
7 Total premium income 1 579 904 19600
CompteollerGenekals Eepokt
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds and dividends on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
13 Cash received for rents for use of companys property in
cluding 1500000 for companys own occupancy
17 Premium notes loans or liens restored by revival of policies
19 From all other sources viz Consideration for supplementary
contracts etc
44950 93
75865 82
75858 11
10033 17
43987 77
14362 02
2945 14
Total income i847907 15
IIIDisbursements for the Year 1910
1 Cash paid for death claims including re
visionary additions 574735 26
2 Premium notes loans or liens used in pay
ment of the same 103 0
3 Cash paid for matured endowments and ad
ditions thereto 250 00
5 Cash paid for sums falling due during the
year on installment policies 4539 90
7 Total net amount actually paid for losses and matured en
dowments
8 Cash paid to annuitants
9 Premium notes loans or liens used in purchase of surren
dered policies 18531628 voided by lapse 115
24602 total
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums
15 Surrender values applied to purchase paidup insurance
and annuities
Total paid policyholders 43471400
17 Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 13507649 re
newals 7718390 total
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 1784500 inspec
tion of risks 581533 total
20 Cash paid for salaries and all other compensation of officers
and other home office employees
21 Cash paid for taxes on premiums
22 Cash paid for taxes on investments
23 Cash paid for insurance department fees and agents li
censes 386809 municipal licenses 76188 total
579628 16
487 89
300562 30
12255 40
36904 54
4804 89
58304 55
11411 05
9983 38
212260 39
69238 56
23660 33
98407 68
23016 11
7884 25
4629 97ComptbollerGenerals Beport
601
24 Cash paid for rent including 1500000 for companys oc
cupancy less 66174 received under sublease
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 340589 printing 556231
28 Cash paid for real estate expenses other than taxes 13
44101 for legal expenses 609777 total
All other items
Total miscellaneous expenses 3625616
24096 08
1030 36
8968 20
19538 78
36256 16
30 Total disbursements
1543329 03
IVAssets as per Ledger Accounts
1 Book value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
4 Loans made in cash to policyholders on this companys poli
cies assigned as collateral
5 Premium notes loans or liens on policies in force of which
458405 was received during the year
6 Book value of bonds and stocks owned excluding accrued in
terest at time of purchase
7 Cash in companys office 20000 in Southern Depart
ment office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
733106 55
971966 93
1501214 40
34572 34
2008469 75
16896 12
259358 95
517 00
17528 65
13 Total net or ledger assets 554g630 m
Other Assets
I
I
14 Interest due 29729 and accrued 14
69892 on mortgages3
15 Interest accrued on bonds and stocks
17 Interest accrued on premiums notes loans
or liens
18 Interest accrued on other assets bank de
posits
19 Bents accrued
Total carried out
New Business
23 Gross premiums due and un
reported on policies in
force Dec 31 1910
14996 21
21296 20
24848 46
1738 58
617 00
63496 45
Renewals
6854 15 155202 38602
ComptbollebGeneeal s Eepoet
24 Gross deferred premiums on
policies in force Decem
ber 31 1910 10140 05
Totals 16994 20
25 Deducting loading 20 3398 84
102828 84
258031 22
51606 24
26 Net amount of uncollected
and deferred premiums 13595 36 206424 98
Extended
220020 34
28 Total assets as per books of the company 5827147 48
Items Not Admitted
5 Agents balances 17528 6o
7 Bills receivable 517 00
8 Book value over market real estate bonds 62771 65
Total
80817 30
9 Total assets less items not admitted 5746330 18
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of Do
cember 1910 computed according to the
Actuaries Table of Mortality with four
per cent interest 3M and 3 5001395 00
Deduct net value of risks of this company
reinsured in other solvent companies 2671 00
Net reinsurance reserve 4998524 00
2 Premium notes or loans on policies and
other obligations in excess of the net
value of their policies 18266 76
4 Claims for matured endowments due and
unpaid 1035 40
5 Claims for death losses and matured endow
ments in process of adjustment or no
proofs received 40400 85
6 Claims for death losses and other policy
claims resisted by the company 9400 00
8 Present value of unpaid amounts on ma
tured installment policies 22689 00
Total policy claims
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders
91792 01
120661 23
i
ComptrollerGeneral s Report
12 Amount of national state or other taxes due
13 Amount due on account of salaries rents and office ex
penses
16 Amount of any other liability of the company viz Pre
miums paid in advance 909456 surrender value lia
bility 4819283 medical examinations accrued com
missions bills etc
603
25000 00
2753 87
98085 08
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
19 Total liabilities
Business in Georgia During 1910
5336816 19
409513 99
5746330 18
No
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year igi
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 96
Total
1287
Deduct number and amount which have ceased to be
in force during the year 157
Total number and amount of policies in force in
Georgia December 31 1910 1 130
No
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 3
Amount of losses and claims on policies in Georgia
incurred during the year 9
Amount
2116494 00
172145 00
2288639 00
278298 00
2010341 00
Amount
8730 06
41877 85

Total 22
Amount of losses and claims on policies in Georgia
paid during the year 20
Amount of premiums collected and secured in Georgia during
the year in cash and notes or credits without any deduc
tion for losses dividends commissions or other ex
penses
50607 91
40633 20
61223 37604
COMPTROLLEBGrENEEAL S EEPORT
STATE MUTUAL LIFE INSURANCE COMPANY OF GEORGIA
C E Porter President A C Wadsworth Secretary
Principal Office State Mutual Bldg Broad St Rome Ga
ICapital Stock
Amount of net or ledger assets December
31 of previous year 2669698 59
Extended at 2669698 59
IIIncome During Year 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses
1 Cash received for renewal premiums with
out deductions for commissions or other
expenses 1135590 4
3y2 From dividends applied to shorten endow
ment or premium paying period
4i From surrender values applied to purchase
paidup insurance and annuities
Total 1521160 68
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 37431 re
newals 294189 total 3316 20
381593 54
5 90
3971 00
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
13 Cash received for rents for use of companys property in
cluding 180000 for companys own occupancy
16 From dividends left with the company to accumulate at in
terest
18 Gain ledger assets
19 From all other sources viz Supplementary contracts
1517844 48
72678 42
6155 00
69000 27
4327 25
3000 00
286 65
29325 51
55413 66
Total income 1758031 24
IIIDisbursements for the Year 1910
261762 46
1 Cash paid for death claims including re
visionary additions
Total
261762 46
7 Total net amount actually paid for losses and matured en
dowments
261762 46ComptrollerGenerals Report
605
10
11
12
13
15
18
19
20
21
22
23
24
26
27
28
29
Cash paid to annuitants 19 150 00
Cash dividends paid polieyholders 85 441 89
Cash dividends applied to shorten endowment 5 90
Cash dividends applied to accumulate at interest 286 65
Surrender values paid in cash 258 862 67
Surrender values applied to purchase paidup insurance
and annuities 3 971 q0
Total paid polieyholders 62948057
Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 30540618 re
newals 10706485 total 412 471 03
Cash paid for salaries and allowances to managers and
aSents 25873 23
Cash paid for medical examiners fees 2142666 inspec
tion of risks 408377 total 25510 43
Cash paid for salaries and all other compensation of officers
and other home office employees 57 008 99
Cash paid for taxes on new premiums and renewals 17545 54
Cash paid for taxes on investments 4 621 09
Cash paid for insurance department fees and agents li
censes 138950 municipal licenses 110660 total 2496 10
Cash paid for rent including 180000 companys occu
pancy less 120000 received under sublease 4070 20
Cash paid for furniture fixtures and safes for home and
agency offices 3161 99
Cash paid for advertising 1005985 printing 661077 16610 62
Cash paid for legal expenses 11 936 41
Cash paid for the following items viz Postage 328822
office expense 608194 extra dis 32922 total 9699 38
Special examiners 163745 fire insurance 42271 loss
ledger assets 741273 agents balances charged off
1333981 total 22812 70
Total miscellaneous expenses 61387771
30 Total disbursements
1243358 28
TVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances if
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collateral
4 Loans made in cash to polieyholders on this companys poli
cies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued in
terest at time of purchase
8 Cash deposited in banks including interest bearing certi
ficates of deposit
9 Bills receivable
133498 89
942495 06
83428 38
1363633 00
60807 80
174566 58
389783 85
5045 62606
ComptrollerGeneral s Eepokt
10 Agents ledger balances
Outstanding new premiums
21198 38
9883 99
13 Total net or ledger assets 3184371 55
Other Assets
14 Interest due 418667 and accrued 14
70699 on mortgages
15 Interest accrued on bonds
16 Interest due 9768 and accrued 963
on collateral loans
18 Interest due and accrued on other assets
18893 66
3880 00
107 31
411 67
Total carried out 23292 64
New Business Renewals
23 Gross premiums due and un
reported on policies in
force Dec 31 1910 9883 99 56322 98
24 Gross deferred premiums on
policies in force Decem
ber 31 1910 9883 99 69439 15
Totals 9883 99
25 Deducting loading
125762 13
25152 42
26 Net amount of uncolleeted
and deferred premiums 9883 99 100609 71
Extended O609 71
S Total assets as per the books of the company 3308273 90
Items Not Admitted
5 Agents balances
7 Bills receivable
21198 38
5045 62
9 Total assets less items not admitted 3282029 90
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to the
American Experience Table of Mortality
with 3 and 3 per cent interest 2965579 33
Deduct net value of risks of this company
reinsured in other solvent companies 1902 50
Net reinsurance reserve 2963676 83ComptrollerGenerals Eeport 607
5 Claims for death losses and matured endow
ments in process of adjustment or ad
justed and not due 14000 00
6 Claims for death losses and other policy
claims resisted by the company suicides 4000 00
8 Present value of unpaid amounts on matured
installment policies 3 334 qq
Total policy claims 21 834 66
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders 2 343 73
11 Dividends left to policyholders at interest 3O6 61
12 Amount of national state or other taxes due 12 688 40
13 Amount due on account of salaries rents office expenses 3303 75
14 Policy loans in excess of reserve 3 450 Q4
15 Contingency reserve 2 500 00
16 Amount of any other liability of the company viz Pre
miums paid in advance 2 477 01
Unearned interest 37 ggQ 49
17 Liabilities on policyholders account 3 050 167 52
18 Gross surplus on policyholders account 231 862 38
19 Total liabilities 3282029 90
Business in Georgia During 1910
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 473 13132740 50
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 1770 3258000 00
Toti1 6543 16390740 50
Deduct number and amount which have ceased to be
in force during the year 1377 3115220 00
Total number and amount of policies in force in
Georgia December 31 1910 5166 13275520 50
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 3 5 500 00
Amount of losses and claims on policies in Georgia
incurred during the year 32 122000 00
Total 35 127500 00608 ComptrollerGtEnebals Report
Amount of losses and claims on policies in Georgia
paid during the year viz Annuitants 10
85000 installments 50000 compromise 1
20000 lump sum 11180000
Amount of premiums collected or secured in Georgia during the
year in cash and notes or credits without any deduction
for losses dividends commissions or other expenses 534702 48
STATE LIFE INSURANCE COMPANY OF INDIANA
H W Bennett President W S Wynn Secretary
Principal Office Indianapolis Indiana
ICapital Stock
Amount of net or ledger assets December
31 of previous year 8213794 95
Extended at 8213794 95
IIIncome During Year 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 169909 44
l1 Cash received for renewal premiums
without deductions for commissions or
other expenses 1748791 57
2 Premium notes or liens taken in part pay
ment for renewal premiums 200165 84
3 From dividends applied to pay running pre
miums 144032 26
3 From dividends applied to purchase paid
up additions and annuities 371 26
4 From surrender values applied to purchase
paidup insurance and annuities 25415 90
5 Consideration for annuities other than ma
tured installment policies 130 00
Total 2288816 27
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 61903 re
newals 463021 total 5249 24
7 Total premium income 2283567 03
8 Cash received for interest on mortgage loans 271790 84
9 Cash received for interest on bonds owned and dividends
on stock 7809 45
10 Cash received for interest on premium note loans or liens 121794 00
ComptrollerGenerals Report
11 Cash received for interest on other debts due the company
13 Cash received for rents for use of companys property in
cluding 1265568 for companys own occupancy
16 From dividends left with the company to accumulate
18 Consideration for supplementary contracts
19 From all other sources viz From agents balances pre
viously charged off
609
3716 56
103448 04
1223 64
6600 00
313 80
Total income
2800263 36
IIIDisbursements for the Year 1910
1 Cash paid for death claims including re
visionary additions 628 549 64
5 Cash paid for sums falling due during the
year on installment policies 1 967 75
Total
630517 39

7 Total net amount actually paid for losses and matured en
dowments c
9 Premium notes loans or liens voided by lapse
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
15 Surrender values applied to purchase paidup insurance
annuities
17 Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 10887025 re
newals 20127372 total
18 Cash paid for salaries and allowances to managers and
agents including traveling expenses etc
19 Cash paid for medical examiners fees 1334693 inspec
tion of risks 318787 total
20 Cash paid for salaries and all other compensation of of
ficers and other home office employees
21 Cash paid for taxes on premiums
22 Cash paid for taxes on reserves 512573 on investments
1340280 total
23 Cash paid for insurance department fees and agents li
censes
24 Cash paid for rent including 1265568 companys own oc
cupancy
25 Cash paid for commuting commissions
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 536424 printing 2104734
postage etc 973501 exchange 17210 total
630517 39
25682 78
12993 24
144032 26
371 26
206253 04
25415 90
310143 97
24108 58
16534 80
125662 73
33827 50
18528 53
7657 61
21925 71
5492 92
5314 09
36318 69610 ComptrollerGenerals Report
28 Cash paid for real estate expenses other than taxes 31
37314 for legal expenses 352760 policy claim ex
penses 475181 total 39652 55
29 Cash paid for the following items viz Payments on void
notes 49041 discount on advance premiums 6053
investment expenses 72653 miscellaneous expenses 1
38311 profit and loss 1625617 loss on sales 50372
total 18869 43
Total miscellaneous expenses66458805
30 Total disbursements 1709853 92
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 992846 92
2 Loans on mortgage first liens on real estate 5442261 70
4 Loans made in cash to policyholders on this companys poli
cies assigned as collateral 2343702 74
5 Premium notes loans or liens on policies in force of which
all was received during the year 67985 61
6 Cost value of bonds and stocks owned excluding accrued in
terest at time of purchase 21753 10
7 Cash in companys office 5075 88
8 Cash deposited in banks 187898 05
10 Agents ledger balances 46680 39
11 Total net or ledger assets as per balance above 9304204 39
12 Deduct depreciation from cost of assets to bring same to
market value 1778 70
13 Total net or ledger assetsless depreciation 9302425 69
Other Assets
14 Interest due 533112 and accrued 73
13122 on mortgages 78462 34
15 Interest accrued on bonds and stocks 1408 33
17 Interest due on premiums notes loans or
liens 679 85
18 Interest due 17360 and accrued 5470
on other assets 228 30
19 Rents due 364 18
Total carried out 82143 00
20 Market value of real estate over cost 207153 08
22 Unearned premium for fire insurance on home office build
ing 4615 80ComptrollerGenerals Beport
New Business Eenewals
611
23 Gross premiums due and un
reported on policies in
force Dec 31 1910 31210 82
24 Gross deferred premiums on
policies in force Decem
ber 31 1910 4552 31
69594 81
61259 35
Totals 35763 13 130854 16
25 Deducting loading 23745 72 26170 83
26 Net amount of uncollected
and deferred premiums 12017 41
104683 33
Extended
116700 74
28 Total assets as per the books of the company 9 713 038 31
Items Not Admitted
48657 99
11099 48
Ttal 59757 47
5 Agents balances
7 Premium notes and net unreported premi
ums in excess of reserves
9 Total assets less items not admitted 9 653 280 84
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to the
Actuaries table of mortality with four
per cent interest and American Experi
ence 3V and 3 8061011 00
Deduct net value of risks of this company
reinsured in other solvent companies 3833 00
Net reinsurance reserve g 057 175
5 Claims for death losses and matured endow
ments in process of adjustment or ad
justed and not due 45500 00
6 Claims for death losses and other policy
claims resisted by the company 15000 00
8 Present value of unpaid amounts on ma
tured installments policies 35622 00
00
Total policy claims
6122 00612
ComptrollerGenerals Report
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders 123286 16
12 Amount of national state or other taxes accrued 18082 58
13 Amount due on account of salaries rents office expenses 10731 81
16 Amount of any other liability of the company viz Pre
miums paid in advance 1295813 interest paid in
advance 4687405 total 59832 18
17 Liabilities on policyholders account 8365232 73
18 Gross surplus on policyholders account 1288048 11
20 This company for the purpose of arriving at an equitable
basis for apportioning dividends on its annual dividend
policies makes a calculation of results of the same
amounts on deferred dividend policies with interest
added These amounts are not carried as a liability as
the deferred dividend policy contracts explicitly provide
that no dividends will be allowed or paid thereon until
the end of the deferred dividend period They further
provide in the application therefor that the principles
and methods that may then be in use are accepted and
ratified by anyone claiming under the contract
Business in Georgia During 1910
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 1869 6040898 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 267 706125 00
Total 2136 6747023 00
Deduct number and amount which have ceased to be
in force during the year 319 796771 00
Total number and amount of policies in force in
Georgia December 31 1910 1817 5950252 00
No Amount
Amount of losses and claims on policies in Georgia
incurred during the year 24 59000 00
Total 5900000
Amount of losses and claims on policies in Georgia
paid during the year 23 54000 00ComptrollerGenerals Report 613
STATE MUTUAL LIFE INSURANCE COMPANY OF MASSACHUSETTS
Burton H Wright President D W Carter Secretary
Principal Office 340 Main Street Worcester Mass
ICapital Stock
Amount of net or ledger assets December
31 of previous year 33669793 17
Extended at
33669793 17
IIIncome During Year 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 565181 07
1V Cash received for renewal premiums
without deductions for commissions or
other expenses 3885057 28
3 From dividends applied to pay running pre
millms 523175 86
3 From dividends applied to purchase paid
up additions and annuities 108 089 67
5 Consideration for Annuities other than ma
tured installment policies 33 970 00
Total 5115473 88
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company Renewals 46 707 07
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
12 Cash received as discount on claims paid in advance
13 Cash received for rents for use of companys property in
cluding 2510000 for companys own occupancy
14 Cash received for profits on sales of bonds or stocks 27
38653 all other 4824296 total
17 Premium notes loans or liens restored by revival of policies
19 From all other sources viz Unadjusted surrender values
209682 Adjustment book value of bonds 662394
dividends left to accumulate 9350830 supplementary
contracts 4096736 total

5068766 81
299210 93
912651 31
203596 65
13341 35
272 96
119895 58
75629 49
590 00
143196 42
Total income 6837151 50614
ComptrollerGenerals Report
illDisbursements for the Year 1910
528 00
1 Cash paid for death claims including re
visionary additions 1429375 24
2 Premium notes loans or liens used in pay
ment of the same
4 Premium notes loans or liens used in pay
ment of the same 755202 99
5 Cash paid for sums falling due during the
year on installment policies 15812 53
Total 2200918 76
6 Deduct amount received from other com
panies for losses or claims on policies of
this company reinsured
15000 00
7 Total net amount actually paid for losses and matured en

dowments
8 Cash paid to annuitants
9 Premium notes loans or liens used in purchase of surren
dered policies 52900 voided by lapse 224300
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
14 Dividends left to accumulate
Total paid policyholders 372374824
17 Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 23964669 re
newals 24425766 total
18 Cash paid for salaries to managers and agents
19 Cash paid for medical examiners fees 2999600 inspec
tion of risks 712300 total
20 Cash paid for salaries and all other compensation of officers
and other home office employees
21 Cash paid for taxes on new premiums and renewals
22 Cash paid for taxes on reserves 3995356 on investments
2252947 total
23 Cash paid for insurance department fees and agents
licenses 583545 municipal licenses 125343 total
24 Cash paid for rent including 2150000 companys occu
pancy less 80000 received under sublease
25 Cash paid for commuting commissions
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 965302 printing and station
ery 2253153 postage express etc 1091484 total
28 Cash paid for real estate expenses other than taxes 42
77322 for legal expenses 70156 total
2185918 76
14820 88
2772 00
95641 41
523175 86
108089 67
699821 36
93508 30
483904 35
71146 53
37119 00
121065 07
44828 81
62483 03
7088 88
39992 02
780 42
7465 95
43099 39
43474 78CompteollebGenebals Report
29 Cash paid for the following items viz Accumulated divi
dends paid income tax sundry expenses and profit and
loss account
615
152806 95
30 Total disbursements
IVAssets as Per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 4
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collaterals
4 Loans made in cash to policyholders on this companys poli
cies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
Loans on personal security
11 Total net or ledger assets as per balance above
12 Deduct depreciation from cost of assets to bring same to
market value
4839003 42
1678650 00
7177464 00
5000 00
4444998 78
57152 00
21662974 67
4937 57
622676 99
14087 24
35667941 25
381412 67
13 Total net or ledger assets less depreciation 35286528 58
Other Assets
14 Interest due 411930 and accrued 90
10301 on mortgages 4
15 Interest due 100000 and accrued 254
15856 on bonds and stocks
16 Interest due and accrued on collateral
loans
17 Interest due 443576 and accrued 52
19392 on premiums notes loans or
liens
18 Interest due 8343 and accrued 19288
on other assets
19 Bents due 26985 and accrued 12
73345 on companys property or lease
94222 31
255158 56
125 00
56629 68
276 31
13003 30
Total carried out t
20 Market value of real estate over cost
22 Due from other companies for losses or claims on policies
of this company reinsured
419415 16
85000 00
20000 00
New Business
Benewals
23 Gross premiums due and un
reported on policies in
force December 31 1910
52680 10 292522 85616
ComptrollerGenerals Report
24 Gross deferred premiums on
policies in force Decem
ber 31 1910
67542 13
397628 23
Totals 120222 23 690151 08
25 Deducting loading 26929 78 154593 84
26 Net amount of uncollected
and deferred premiums 93292 45
Extended
535557 24
628849 69
28 Total assets as per the books of the company 36439793 43

14087 24
11430 40
Items Not Admitted
6 Loans on personal security endorsed or
not
7 Loading on premium notes 20
Total
9 Total assets less items not admitted
VLiabilities
1 Ne1 present value of all the outstanding
policies in force on thajjlst day of De
cember 1910 computed according to
Massachusetts Insurance Department to
The Actuaries and American Table of
Mortality with 3V2 and 3 32440604 00
Deduct net values of risks of this company
reinsured in other solvent companies 242617 00
25517 64
36414275 79
Net reinsurance reserve 32197987 00
3 Claims for death losses reported and no
proofs received
4 Claims for matured endowments due and
unpaid
6 Claims for death losses and other policy
claims resisted by the company
8 Present value of unpaid amounts on ma
tured installment policies
177457 00
1297 00
17000 00
196245 22
Total policy claims
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders
12 Amount of national State or other taxes accrued
13 Amount due on account of salaries rents and office ex
penses
391999 22
53675 83
85000 00
14438 62

COMPTBOLLERGrENEEAL s REPORT
16 Amount of any other liability of the company viz Pre
miums paid in advance 5320653 unadjusted surrender
values apportioned or held to accumulate supplemental
contracts extra reserve on annuities
611
628740 58
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
33371841 25
3042434 54
36414275 79
19 Total liabilities
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citizens
of Georgia in force December 31 of previous
year
Number and amount of policies on the lives of citizens
of Georgia issued during the year 117
Total
Deduct number and amount which have ceased to be
in force during the year H2
689 1354473 00
291791 00
806
1646264 00
250701 00
Total number and amount of policies in force
in Georgia December 31 1910 694 1395563 00
No
Amount of losses and claims on policies in Georgia
incurred during the year lg
Total
18
Amount
13355 00
13355 00
13355 00
Amount of losses and claims on policies in Georgia
paid during the year jg
Amount of premiums collected or secured in Georgia
during the year in cash 49646 5
SOUTHERN NATIONAL LIFE INSURANCE COMPANY OF KENTUCKY
Ed L Williams President B H Poindexter Secretary
Principal Office Lyndon Ky
Geo W Ryan Atlanta Attorney for Service in Georgia
1Capital Stock
1 Amount of capital stock
paid up in cash 188500 00
Amount of net or ledger assets December 31
of previous year 210157 55
Increase of capital during 1910 8630 00
Extended at 218787 55618
ComptrollerGenerals Keport
IIIncome During Year 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses
iy2 Gash received for renewal premiums with
out deductions for commissions or other
expenses
Total
25671 21
25548 00
51219 21
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
14 Cash received for profits on sales of bonds or stocks
16 From dividends and surrender values on reinsurance
18 Money borrowed
19 From all other sources viz Cash with applications
46393 surplus from sale of stock 812500 total
S 51219 21
3425 00
458 36
40 24
2924 97
19 58
68 18
2000 00
8588 93
Total income
68744 47
IIIDisbursements for the Year 1910
ith claims including re
3500 00
1 Cash paid for death claims including re
versionary additions
Total
3500 00
7 Total net amount actually paid for losses and matured
endowments
13 Surrender values paid in cash
Total paid policyholders 3540 00
17 Cash paid for commissions and bonuses to agents less com
missions on reinsurance new policies 2075566 re
newals 219019 total
18 Cash paid for salaries and allowances to managers and
i cputs
19 Cash paid for medical examiners fees 364075 inspection
of risks 79750 total
90 Cash paid for salaries and all other compensation of officers
and other home office employees
21 Cash paid for taxes
23 Cash paid for insurance department fees and agents
licenses
24 Cash paid for rent
27 Cash paid for advertising 282027 printing 139007
total
3500 00
40 00
22945 85
4548 23
4438 25
15952 92
387 49
348 55
2093 00
4210 34

ComptbollebGeneeals Eepoet
28 Gash paid for real estate expenses other than taxes 26538
for legal expenses 1480 total
29 Gash paid for the following items viz Postage telegraph
telephone and express 102683 exchange 6550 city
taxes 322149 corporation taxes 8571 general ex
pense 75428 subscriptions 7750 actuarial expenses
27716 fire insurance 6000 refund of premiums paid
in advance 72840 commission on sale of stock 1
94250 agents balances charged off 10000 loss on
sale of bonds 8500 total
30 Total disbursements
IVAssets as per Ledger Accounts
1 Gost value of real estate exclusive of all incumbrances
2 Loans on mortgages first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collaterals
4 Loans made in cash to policyholders on this companys poli
cies assigned as collateral
5 Premium notes loans or liens on policies in force of which
72026 was received during the year
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Agents ledger balances of which 614281 was advanced
during the year
Furniture and fixtures
11 Total net or ledger assets is per balance above
Other Assets
14 Interest due 85000 and accrued 46854
on mortgages 131g 54
15 Interest accrued on bonds and stocks 637 50
16 Interest due 331570 and accrued
29155 on collateral loans 3607 25
18 Interest accrued on other assets 20 00
Total carried out
20 Market value of real estate over cost
New Business rleriawais
23 Gross premiums due and un
reported on policies
force December 31 1910 27211 00
619
280 38
1424 97
67189 98
2899 55
80445 17
56656 72
403 50
5180 87
36450 00
3290 14
18073 22
13610 46
3352 41
220362 04
5583 2V
000 t620
ComptrollerGenerals Eeport
24 Gross deferred premiums on policies in force Decem 4405 57

27211 00 8163 30 4405 57 440 56
25
26 Net amount of uncollected and deferred premiums 19047 70 3965 01 23012 71

249958 04
Items Not Admitted
2 Furniture fixtures and safes
5 Agents balances
8 Premium notes and loans on policies and net
premiums in excess of the net value of
other policies
Total
9 Total assets less items not admitted
VLiabilities
3352 41
13610 46
2332 77
19295 64
230662 40

1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
American Experience Table at 3 in
terest
Deduct net value of risks of this company
reinsured in other solvent companies
32159 06
1454 88
Net reinsurance reserve
3 Claims for death losses due and unpaid 4000 00
Total policy claims
13 Amount due on account of salaries rents and office ex
penses
14 Amount due by the company for borrowed money
16 Amount of any other liability of the company viz Cou
pons deposited with the company
17 Liabilities on policyhelder s account
18 Gross surplus on policyholders account
Z9 Total liabilities
30704 18
4000 00
2223 31
2000 00
2006 61
40934 10
189728 30
230662 40ComptrollerGenerals Report
621
SOUTHERN STATES LIFE INSURANCE COMPANY OF ALABAMA
Wilmer L Moore President Frank 0tme g
Principal Office Candler Building Atlanta Ga
Win A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December 31
of previous year 560551 17
Extended at
IIIncome During Year 1910
560551 17
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses
1 Premiums on changed insurance
1 Cash received for renewal premiums with
out deductions for commissions or other
expenses
2 Premium notes loans or liens taken in part
payment for premiums on new policies
2 Premium notes loans or liens taken in
part payment for renewal premium
From dividends applied to pay running pre
miums
3 From dividends applied to purchase paid
up additions
4 From surrender values applied to pur
chase paidup insurance
149739 79
557 10
208808 79
13823 50
68162 51
18227 22
339 43
1317 48
6
Total
Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 436374
renewals 1023839 total
460975 82
14602 13
7 Total premium income t
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
19 From all other sources
446373 69
8730 47
7135 OS
6256 9
7057 5
8123 7
Total income
4 43677 3J622 ComptrollerGenerals Eeport
IIIDisbursements for the Year 1910
1 Cash paid for death claims including re
versionary additions
3 Cash paid for disability loss
97565 00
250 00
Total
6 Deduct amount received from other compa
nies for losses or claims on policies of
this company reinsured
97815 00
5000 00
7 Total net amount actually paid for losses and matured
endowments
8 Cash paid to annuitants
8 Disability loss account premium
9 Premium notes loans or liens used in purchase of surren
dered policies 1402492 voided by lapse 300892
total
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
12i2 Cash dividends left on deposit with the company this
year
15 Surrender values applied to purchase paidup insurance
Total paid policyholders 134185 12
15 Dividends left on deposit returned 209160 paid on
supplementary contracts not involving life contingencies
65000 total
16 Cash paid to holding company for interest on loading
certificates
17 Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 9377213 re
newals 802582 special renewal expenses 100326
total
18 Cash paid for salaries and allowances to managers and
agents and agency supervision expenses
19 Cash paid for medical examiners fees 1114137 inspec
tion of risks 378358 total
20 Cash paid for salaries and all other compensation of officers
and other home office employees
21 Cash paid for State taxes on premiums
22y2 Cash paid for State examination expenses
23 Cash paid for insurance department fees and agents
licenses 56584 municipal licenses and taxes 167685
total
24 Cash paid for rent including companys occupancy
25V2 Excess amount received from holding company in 1909
returned
92815 00
12 3S
39 11
17033 54
541 93
18227 22
339 43
3859 03
1317 48
2741 60
22633 68
102801 21
15473 20
14924 95
27623 32
3500 44
1154 87
2242 69
2634 03
1433 45ComptrollerGenerals Eeport
623
27 Cash paid for advertising 733873 printing and station
ery 532620 postage telegraph telephone express
and exchange 425176 total
28 Gash paid for legal expenses
29 Cash paid for the following items viz Miscellaneous and
home office expenses
29 Agents balances charged off 208383 sundry charges
to profit and loss 533343 total
16916 69
2094 88
4961 77
7417 26
30 Total disbursements
362739 16
IVAssets as per Ledger Accounts
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collaterals
3 Automatic premium loans
4 Loans made in cash to policyholders on this companys poli
cies assigned as collateral
5 Premium notes or liens on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Check returned by bank unpaid
Wy2 Furniture and fixtures
185725 00
67614 94
7094 98
120632 00
27450 39
158208 61
6476 06
95717 21
1304 731
161 64
11103 83
11 Total net or ledger assets as per balance above 681489 39
Other Assets
14 Interest due 35000 and accrued 1
17196 on mortgages 521 96
15 Interest accrued on bonds and stocks 9 15
17 Interest accrued on premiums notes loans
or liens 636 72
18 Interest accrued on other assets 214 19
Total carried out
23 Gross premiums due and un
reported on policies in
force December 31 1910
24 Gross deferred premiums on
policies in force Decem
ber 31 1910
36 82
841 98
39745 65
4897 13
Totals
25 Deducting loading
878 80
772 51
44642 78
11001 60
3352 02624 ComptrollerGenerals Report
26 Net amount of uneollected
and deferred premiums 106 29 33641 18
Extended
28 Total assets as per the books of the company 718588 88
Items Not Admitted
2 Furniture fixtures and safes 11103 83
6 Check returned by bank unpaid 161 64
7 Bills receivable 1j304 73
7i Premium notes and net premiums in ex
cess of net value of policies 3990 00
Total 165ti0 20
9 Total assets less items not admitted 702028 68
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to The
Actuaries Table of Mortality 1087
50000 with four per cent interest bal
ance at 3 519484 00
Deduct net value of risks of this company
reinsured in other solvent companies 8773 00
Net reinsurance reserve 510711 00
7 Amounts due and unpaid on annuity claims
left on deposit 4 9
8 Present value of unpaid amounts on ma
tured installment policies 6801 00
Total policy claims 6805 59
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders left on deposit 4
46395 deduct not due 206286 total 6526 81
16 Amount of any other liability of the company viz Pre
miums paid in advance 131460 in suspense 143407
2748 67
total
Unearned interest 201580 commissions due agents when
notes are paid 293981 total 4955 61
17 Libiliaies on policyholders account 1 0I1 on
18 Gross surplus on policyholder s account70810
702028 68
19 Total liabilities ComptrollerGenerals Report 625
Business in the State of Georgia During the Year
No Amount
Aumber and amount of policies on the lives of citizens
of Georgia in force December 31 of previous
year 3011 6664879 00
Number and amount of policies on the lives of citizens
of Georgia received during the year 38 83 500 00
Number and amount of policies on the lives of citizens
of Georgia issued during the year 1227 2105422 00
Total
By removal to other States
Deduct number and amount which have ceased to be
force during the year
4276 8853801 00
33 58500 00
596
Total number and amount of policies in force in
Georgia December 31 1910 3 647
No
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year l
Amount of losses and claims on policies in Georgia
incurred during the year 3X
1140233 00
7655068 00
Amount
2000 00
72565 00
Total
32
Amount of losses and claims on policies in Georgia
paid during the year 32
Amount of premiums collected or secured in Georgia
during the year in cash
74565 00
74565 00
276460 38
SOUTHERN STATES MUTUAL LIFE INSURANCE COMPANY OP
WEST VIRGINIA
Harrison B Smith President A S Alexander Secretary
Principal Office Charleston W Va
Brutus 1 Clay Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 250000 00
Amount of net or ledger assets December 31
of previous year 413565 56
Extended at 413565 56
IIIncome During Year 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses
43891 77626
ComptrollerGenerals Eeport
iy2 Cash received for renewal premiums with
out deductions for commissions or other
expenses
2 Premium notes loans or liens taken in
part payment for premiums on new poli
cies
2y2 Premium notes loans or liens taken in
part payment for renewal premium
y2 From surrender values applied to pur
chase paidup insurance and annuities
Total
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 131140
lenewals 249230 total
88878 91
2340 91
18061 41
245 56
153418 56
3803 70
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
13 Cash received for rents for use of companys property
18 Money borrowed cash with applications 5783 premiums
paid in advance 16417 total
19 From all other sources viz Adjustment in book values
real estate 250000 bonds 547500 total
149614 86
17410 21
1836 03
2797 58
4675 88
900 00
222 00
7975 00
Total income 185431 56
IIIDisbursements for the Year 1910

1 Cash paid for death claims including re
versionary additions 34191 65
2 Premium notes loans or liens used in pay
ment of the same 35 00
Total 34226 65
7 Total net amount actually paid for losses and matured
endowments
9 Premium notes loans or liens used in purchase of surren
dered policies
10 Cash dividends paid policyholders
13 Surrender values paid in cash
15 Surrender values applied to purchase paidup insurance and
annuities
Total paid policyholders 42766 34
34226 65
1170 79
466 09
6802 81
245 56ComptrollerGenerals Report
627
17 Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 2689430 re
newals 212308 total
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 422700 inspec
tion of risks 55640 total
20 Cash paid for salaries and all other compensation of officers
and other home office employees
23 Cash paid for insurance department fees and agents
licenses
24 Cash paid for rent 234600 less 197250 received under
sublease
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 148845 printing 236418
postage telegrams and telephone 113864 total
28 Cash paid for legal expenses
29 Cash paid for the following items viz Taxes on real
estate 14072 general expense 88359 collection
17080 total
Balance of charges to loss and gain 161867 agents
balances charged off 203787 total
Adjustment of death claims 95976 loss on bonds sold
50000 total
29017 38
9395 54
4783 40
16145 27
1073 26
373 50
375 07
4991 27
400 81
1195 11
3656 54
1459 76
30 Total disbursements
115878 81
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrancesd
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other market
able collaterals
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force of which
2040232 was received during the year
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
15000 00
288951 38
64208 18
27422 99
15548 26
40850 00
32 68
24633 79
2321 06
4149 97
11 Total net or ledger assets as per balance above 483 118 31
Other Assets
14 Interest due 109335 and accrued 2
60104 on mortgages 3694 39mm
628
CompteolleeGenerals Eepoet
291 25
1065 84
15 Interest accrued on bonds and stocks
16 Interest due 46158 and accrued 60426
on collateral loans
17 Interest due 59759 and accrued 2864
on premiums notes loans or liens
19 Eents due
Total carried out
22 50
New Business
23 Gross premiums due and un
reported on policies in
force December 31 1910
24 Gross deferred premiums on
policies in force Decem
ber 31 1910
204 60
1806 79
Benewals
6729 93
3519 50
Totals
25 Deducting loading
2011 39
928 06
10249 43
1490 06
26 Net amount of uncollected
and deferred premiums 1083 33 8759 37
Extended
27 Furniture fixtures and safes 200000 printing and sta
tionery 100000 total
28 Total assets as per the books of the company
Items Not Admitted
2 Furniture fixtures and safes
3 Commuted commissions
5 Agents balances
7 Bills receivable
8 Supplies printed matter and stationery
Collateral loans in excess of amount actu
ally loaned 100000 check returned
3862 total
2000 00
2011 11
7183 49
2321 06
1000 00
1038 62
Total
9 Total assets less items not admitted
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to The
American Experience Table of Mortality
with 3 per cent interest
211922 59
5712 19
9842 70
3000 00
501673 20
15554 28
486118 92ComptrollerGenerals Report
629

Deduct net value of risks of this company
reinsured in other solvent companies
3381 11
Net reinsurance reserve t
Reserve on account of preferred dividend additions
2 Premium notes or loans on policies and other
obligations in excess of the net value of
their policies 6979 39
9 Unclaimed surrender values on cancelled
Plicies 209 09
Total policy claims
10 Due for reinsurance
11 Notes discounted with recourse
12 Amount of national State or other taxes due
13 Amount due on account of office expenses
16 Amount of any other liability of the company viz Pre
miums paid in advance 16417 unearned interest 2
44847 total
Commissions due agents 15000 due when premium notes
are paid 39287 cash with applications 5783 total
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
19 Total liabilities
Business in the State of Georgia During the Year
No
Number and amount of policies on the lives of citizens
of Georgia in force December 31 of previous
year 116
Number and amount of policies on the lives of citizens
of Georgia issued during the year 102
208541 48
8574 20
7188 IS
1114 91
2773 84
754 30
670 09
2612 64
600 70
232830 64
253288 28
Total 218
Deduct number and amount which have ceased to be
in force during the year 57
Total number and amount of policies in force in
Georgia December 31 1910 161
No
Amount of losses and claims on policies in Georgia
incurred during the year 5
Total
Amount of losses and claims on policies in Georgia
paid during the year
Amount of premiums collected or secured in Georgia
during the year in cash
5
5

486118 92
Amount
216698 00
165180 00
381878 00
77268 00
304610 00
Amount
7458 65
7458 65
7458 65
8609 30630 ComptrolleeGeneeals Eepoet
THE TRAVELERS INSURANCE COMPANY OF HABTFORD CONN
Home Office No 700 Main Street Hartford Connecticut
Sylvester C Dunham President Louis F Butler Secretary
James A Williamson Atlanta Attorney for Service m Georgia
ICapital Stock
2 Amount of ledger assets as per balance
December 31 of previous year 52271584 82
52281584 82
4 Extended at v
IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 4875992 for first
years reinsurance
6 Surrender values applied to pay first year s
421 94
premiums
7 Total first year s premiums on original poli
cies 979613 17
8 Dividends applied to purchase paidup addi
tions and annuities 21181
9 Surrender values applied to purchase paid
up insurance and annuities 3091 65
10 Consideration for original annuities involv
ing life contingencies 54880 99
11 Consideration for supplementary contracts
involving life contingencies 500 00
12 Total new premiums 1059267 81
13 Eenewal premiums without deduction for
commissions or other expenses less 146
33727 for reinsurance on renewals 6068773 38
14 Dividends applied to pay renewal premiums 36300 65
16 Surrender values applied to pay renewal pre
1607 30
miums
17 Eenewal premiums for deferred annuities 678 27
18 Total renewal premiums 6107359 60
fc 7 166 627 41
19 Total premium income
20 Consideration for supplementary contracts not involving
41101 UU
life contingencies
23 Gross interest on mortgage loans less 19
739 26 accrued interest on mortgages ae
Muired during 19101033045 80ComptbollebGenebals Repoet
631
25 Gross interest on bonds and dividends on
stocks less 805602 accrued interest on
bonds acquired during 1910 i us 922 85
26 Gross interest on premium notes policy loans
or liens
27 Gross interest on deposits in trust companies
and banks
28 Gross interest on other debts due the com
pany
29 Interest on contracts for sale of real estate
31 Gross discount on claims paid in advance
32 Gross rent from companys property in
cluding 6794800 for companys occu
pancy of its own buildings 85 903 92
365416 08
5514 62
411 06
2613 86
3728 14
33 Total gross interest and rents
35 Profit and loss outstanding drafts not cashed 5600 sal
vage on mortgage 32900 total
tO Prom agents balances previously charged off
41 Gross profit on sale or maturity of ledger assetsviz
Real estate 2034000 bonds 782424 total
42 Gross increase by adjustment in book value of ledger
assets viz Bonds 1490032 stocks 300000 total
43 Total income
2615556 33
385 00
64 15
28164 24
17960 32
10239778 45
IIIDisbursements
1 For death claims less 4609500 reinsur
ance 210650633 additions 542100
total 2111927 33
2 For matured endowments less 849000 re
insurance 853375 92
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
4 For total disability claims
6 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay new premiums 42194
to pay renewal premiums 160730 total
8 Surrender values applied to purchase paidup insurance and
annuities
10 Dividends applied to pay renewal premiums
12 Dividends applied to purchase paidup additions and annui
ties
14 Total paid policyholders 3647029 34
15 Expense of investigation and settlement of policy claims
16 Paid for claims on supplementary contracts not involving
life contingencies
2965303 25
31048 96
323 26
587750 33
2029 24
3091 65
36300 65
21182 00
1441 17
380049 23632
CoMPTROLLERGtENERALS REPORT
18 Paid stockholders for interest or dividends 375000 00
18 Discount on premiums paid in advance 2923 88
19 Commissions to agents less commissions on reinsurance
First years premiums 41572406 renewal premiums
25513241 annuities original 138916 renewal
1771 total 672263 34
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 36703 97
23 Branch office expenses including salaries of managers and
derkg 180266 62
24 Medical examiners fees 6150816 inspection of risks
1493495 total 76443 Jl
25 Salaries and all other compensation of officers directors
trustees and home office employees 196463 67
26 Bent including 2038439 for companys occupancy of its
own buildings 79614 85
27 Advertising 889293 printing and stationery 2543108
postage telegraph telephone and express 3778226
exchange 170260 total 73808 87
28 Legal expense 5250 06
29 Furniture fixtures and safes 11125 74
30 Bepairs and expenses other than taxes on real estate 16385 34
31 Taxes on real estate 28303 00
32 State taxes on premiums 94896 46
33 Insurance department licenses and fees 9156 62
34 All other licenses fees and taxes viz State county and
municipal licenses and fees 386948 State county and
municipal taxes 207946 taxes on reserve 631042
Mexican stump tax 12040 federal corporation tax
177189 total 14151 65
38 Other disbursements viz Heat light and miscellaneous
expense of offices 1030938 newspapers periodicals
and books 209256 miscellaneous expense 689437
mortgage loan expense 2752197 traveling expenses of
home office employees 1687867 total 63696 95
45 Agents balances charged off 20 24
45 Profit and loss outstanding drafts charged off 15 00
46 Gross loss oh sale or maturity of ledger assets viz Real
estate 265000 bonds 148350 mortgages 60000
total 473350
47 Gross decrease by adjustment in book value of ledger
assets viz Real estate 3250000 bonds for amortiza
tion of premiums 5368481 total 86184 81
48 Total disbursements 6056107 42
TVLedger Assets
1 Home office real estate 950000 00
Book value of real estate 272838 16ComptrollerGenerals Report
633
2 Mortgage loans on real estate first liens 22 628 010 81
4 Loans made to polieyholders on this companys policies
assigned as collateral 7 g7g 73Q 47
5 Premium notes on policies in force of which none is for
first years premiums 379 qq
6 Book value of bonds 2290077600 and stocks 1656
66258 total 24557438 58
7 Cash in companys office 7 000 00
9 Deposits in trust companies and banks on
interest
660804 28
Total cash items
10 Agents balances debit
667804 28
47 95
12 Total ledger assets 56455255 85
NonLedger Assets
13 Interest due 901055 and accrued 387
48860 on mortgages 396499 15
14 Interest accrued on bonds 340 767 26
21 Total interest and rents due and accrued 737 266 41
23 Market value of bonds and stocks over book value 464418 42
New Business
Renewals
25 Gross premiums due and un
reported on policies in
force December 31 1910
less reinsurance pre
miums 8239 11 418359 5S
26 Gross deferred premiums on
policies in force Decem
ber 31 1910 less rein
surance premiums 68662 24 555906 55
27 Totals
28 Deduct loading
76901 35
14426 69
974266 13
88188 85
29 Net amount of uncollected
and deferred premiums 62474
886077 28 948551 94
35 Gross assets 58605492 62
Deduct Assets Not Admitted
38 Agents debit balances gross 47 95
45 Admitted assets 58605444 67634
ComptbollerGenekals Report
VLiabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 as computed by the com
pany on the following tables of mortality
and rates of interest viz
2 American Experience table at 3 per cent on
all participating business and upon all
policies with surrender values based upon
this reserve 3780222 00
Same for reversionary additions 94062 00
Total 3874284 00
3 American Experience table at 3 per cent
on all policies not included in section 2 46060622 00
Total 46606622 00
5 Net present value of annuities including
those in reduction of premiums viz
Emory McClintocks Tables of Mortality
among Annuitants with 3 per cent
interest 356910 00
Total 356910 00
Total 50837816 00
6 Deduct net value of risks of this company reinsured in other
solvent companies 992101 00
49845715 00
7 Eeserve to provide for health and accident benefits con
tained in life policies 21000 00
8 Net reserve 49866715 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company less reinsurance reserve of 1867600 3468712 00
10 Liability on policies canceled and not included in net
reserve upon which a surrender value may be demanded 20000 00
12 Claims for death losses in process of adjust
ment or adjusted and not due 11842 74
13 Claims for death losses which have been
reported and no proofs received 160308 00
14 Claims for matured endowments due and
unpaid 3873 50
15 Claims for death losses and other policy
claims resisted by the company 17000 00
17 Total policy claims 193024 24ComptrollerGenerals Report
635

18 Due and unpaid on supplementary contracts not involving
life contingencies
20 Premiums paid in advance including surrender values so
applied
21 Unearned interest and rent paid in advance
25 Salaries rents office expenses bills and accounts due or
accrued
26 Medical examiners fees 380700 and legal fees 55800
due or accrued
27 State county and municipal taxes due or accrued
31 Dividends or other profits due polieyholders including
those contingent on payment of outstanding and de
ferred premiums
32 Dividends declared on or apportioned to annual dividend
policies payable to polieyholders during 1911 whether
contingent upon the payment of renewal premiums or
otherwise
34 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies
35 Reserve special or surplus funds not included above viz
Additional for pro rata paidup insurance values 5
00000 additional for deferred reversionary and miscel
laneous annuity contracts 1500000 special contingency
reserve 5000000 total
40 Premiums paid in advance on applications restorations or
changes which have not been accepted by the company
195 00
82988 72
182708 04
31133 00
4365 00
94058 00
4534 58
52438 61
114494 00
70000 00
2411 60
45 TJnassigned funds surplus 4417666
46 Ttal 58605444 67
UNION CENTRAL LIFE INSURANCE COMPANY OF OHIO
Jesse R Clark President John D Sage Secretary
Principal Office 353 West 4th Street Cincinnati Ohio
Thos H Daniel Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 500000 00
Amount of net or ledger assets December 31
of previous year 71462653 55
Extended at 71462653 55
IIIncome During Year 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 265406 96636
ComptrollerGenerals Beport
iy2 Cash received for renewal premiums with
out deductions for commissions or other
expenses
2 Premium notes loans or liens taken in part
payment for premiums on new policies
2 Premium notes loans or liens taken in
part payment for renewal premiums
3 From dividends applied to pay running pre
miums
3 Prom dividends applied to purchase paid
up additions and annuities
4 From surrender values applied to pay run
ning premiums
4 From surrender values applied to purchase
paidup insurance and annuities
5 Consideration for annuities other than ma
tured installment policies
3227210 42
910925 47
4924634 93
847469 33
304459 48
112452 26
55545 53
13189 00
Total 10661293 38
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 1257511
renewals 15538405 total 167959 16
Total premium income
Cash received for interest on mortgage loans
Cash received for interest on bonds owned and dividends
on stock
Cash received for interest on premium notes loans or liens
Cash received for interest on other debts due the company
Cash received as discount on claims paid in advance
Cash received for rents for use of companys property in
cluding 1160000 for companys own occupancy
Cash received for profits on sales of real estate
15 Dividends left on deposit
16 Special Stock dividend deposit
From accounts previously charged off
From compromise and adjustment of mortgage loans
Consideration for supplementary contracts not involving
life contingencies
8
9
10
11
12
13
14
17
18
19
10493334 22
3716742 44
500 00
872053 34
22377 73
1008 38
20687 16
19202 48
284 12
40000 00
46559 88
58165 72
137540 88
Total income 15428456 35
IIIDisbursements for the Year 1910
1 Cash paid for death claims including re
visionary additions 2459883 35
2 Premium notes loans or liens used in pay
ment of the same 26477 26ComptrollerGeneral s Report
3 Cash paid for matured endowments and ad
ditions thereto 1259420 55
5 Cash paid for sums falling due during the
year on installment policies 70 364 26
637
Total
3816145 42
6 Deduct amount received from other com
panies for losses or claims on policies of
this company reinsured 93 953 90
7 Total net amount actually paid for losses and matured en
dowments
8 Cash paid to annuitants
9 Premium notes loans or liens used in purchase of surren
dered policies 3464498 voided by lapse 12789790
9 Premium notes loans or liens used in payment of divi
dends to policyliolders
10 Cash dividends paid policyholders and left on deposit
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums
15 Surrender values applied to purchase paidup insurance
and annuities
Total paid policyholders 658333159
16 Cash paid stockholders for interest on dividends
17 Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 44482944 re
newals 58499416 total
18 Cash paid for salaries and allowances to managers and
agents and other agency expenses
19 Cash paid for medical examiners fees 5358650 inspec
tion of risks 369895 total
20 Cash paid for salaries and all other compensation of officers
and other home office employees
21 Cash paid for taxes on new premiums and renewals
22 Cash paid for taxes on reserves and investments
23 Cash paid for insurance department fees and agents li
censes and municipal licenses
24 Cash paid for rent including 1160000 companys occu
pancy
25 Cash paid for commuting commissions
26 Cash paid for furniture fixtures and safes for home and
agency offices
Cash paid for advertising 3123854 printing 21
87231 postage etc 1897192 total
Cash paid for real estate expenses other than taxes 2
51522 for legal expenses 4225317 total
27
28
3722191 52
22472 39
162542 88
918 68
662247 11
847469 33
304459 48
693032 41
112452 26
55545 53
50000 00
1029823 60
86464 03
57285 45
330689 12
160498 34
31022 43
24910 56
41038 75
11324 45
8444 63
72082 77
44768 39638 ComptrollerGenerals Report
29 Cash paid for the following items viz Mortgage loan
and mortgage expense
Profit loss and other miscellaneous disbursements
366795 64
33465 34
30 Total disbursements 8931945 09
IVAssets as per Ledger Accounts
1 Cost value of real estate exclusive of all incumbrances 482808 52
2 Loans on mortgage first liens on real estate 62727958 Sj
4 Loans made in cash to policyholders on this companys poli
cies assigned as collateral 12ntf f0
5 Premium notes loans or liens on policies in force 2035135 49
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 25000 00
5 337 4l
7 Cash in companys office
8 Cash deposited in banks
670860 95
11 Total net or ledger assets as per balance above 77959164 81
12 Deduct depreciation from cost of assets to bring same to
market value
13 Total net or ledger assets less depreciation 77953825 68
Other Assets
14 Interest due 12640311 and accrued 2
20574230 on mortgages 2332145 41
15 Interest due on bonds and stocks 125 00
17 Interest due 5255638 and accrued 418
87820 on premiums notes loans or liens 471434 58
19 Rents due 26615 and accrued 41112
on companys property or lease 677 27
Total
carried out 2804382 26
21 Market value of bonds and stocks over cost
New Business
250 00
Renewals
23 Gross premiums due and on
reported on policies in
force Dec 31 1910 56318 86 483457 24
24 Gross deferred premiums on
policies in force Decem
ber31 1910 12598 26 98725 78
Totals
68917 12 582183 02
ComptrollerGenerals Report 639
25 Deducting loading 20 13783 42 116436 60
26 Net amount of uncollected
and deferred premiums 55133 70 465746 42
Extended T 520880 12
28 Total assets as per the books of the company 81279 338 06
Items Not Admitted
9 Total assets less items not admitted 81279338 06
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
ber 1910 computed according to the
Actuaries Table of Mortality with four
per cent interest 65218971 00
Deduct net value of risks of this company
reinsured in other solvent companies 609623 00
Net reinsurance reserve 7777737 64609348 00
4 Claims lor matured endowments due and
unPaid 16734 00
5 Claims for death losses and matured endow
ments in process of adjustment or ad
justed and not due 141 700 24
6 Claims for death losses and other policy
claims resisted by the company 21 189 58
8 Present value of unpaid amounts on ma
tured installment policies 852 454 go
9 Amount of dividends held by the company
on deposit 306 7Q
Total policy claims 1032384 52
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders 90 263 85
11 Amount of dividends to stockholders credit IOooOO 00
12 Amount of national state or other taxes due or accrued 146006 99
13 Amount due on account of salaries rents and office ex
penses 559175 commissions to agents due or con
tingent 25741226 total 263 004 01
14 Amount due by the company for medical and legal fees 899 83
15 Cost of collection on unpaid deferred premiums over loading 15471 89
16 Amount of any other liability of the company viz Pre
miums paid in advance 10265218 interest and rents
paid in advance 7824776 total 180899 94
Surplus credited to special forms of policies 944798700
dividends payable in 1911 216987584 total 11617862 84g40 ComptrollebGenebals Bepobt
11T v 500000 00
17 Capital stock 28
Surplus derived from nonparticipating policies 70a 01
Surplus derived from participating policies 1804 38
19 Total liabilities 81279338 06
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
5591 10294524 00
vious year
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 932 1081 w
Total 6523 12403445 00
Deduct number and amount which have ceased to be
in force during the year 832333 00
Total number and amount of policies in force in
Georgia December 31 1910 6109 11571112 00
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 4 6u 00
Amount of losses and claims on policies in Georgia 40
incurred during the year 33 1038b 43
Total 37 10997443
Amount of losses and claims on policies m Georgia
41 37 109974 43
paid during the year T
Amount of premiums collected or secured in Georgia during the
year in cash and notes or credits without any deduction
for losses dividends commissions or other expenses 364437 79
UNION MUTUAL LIFE INSURANCE CO OP PORTLAND MAINE
Fred E Richards President ank Lang Secretary
Home Office 396 Congress St Portland Maine
James L Riler Atlanta Attorney for Service in Georgia
ICapita Stock
2 Amount of ledger assets as per balance
December 31 of previous year 15620763 57
15620763 57
4 Extended at v ComptrollerGenerals Report
641

IIIncome
5 First years premiums on original policies
without deduction for commissions or
other expenses less 123970 for first
years reinsurance 150049 76
7 Total first years premiums on original
policies 150049 76
S Dividends applied to purchase paidup ad
ditions and annuities 35 936 11
9 Surrender values applied to purchase paid
up insurance and annuities 18793 69
12 Total new premiums 204 779 56
13 Renewal premiums without deduction for
commission or other expenses less
40859 for reinsurance on renewals 1970303 21
14 Dividends applied to pay renewal pre
miums 58321 85
16 Surrender values applied to pay renewal
Premiums 5868 54
18 Total renewal premiums 2034493 60
19 Total premium income 2 239 273 16
20 Consideration for supplementary contracts not involving
life contingencies 2g 234 40
21 Dividends left with the company to accumulate at interest 1034 51
23 Gross interest on mortgage loans less
52744 accrued interest on mortgages
acquired during 1910 56790 00
24 Gross interest on collateral loans 54115 01
25 Gross interest on bonds and dividends on
stocks less 1152334 accrued interest
on bonds acquired during 1910 482 093 22
26 Gross interest on premium notes policy
loans or liens 55 353 q9
27 Gross interest on deposits in trust com
panies and banks 4 532 52
28 Gross interest on other debts due the com
pany viz Advance payments on in
vestments 56791 on past due coupons
11800 deferred premiums etc
84804 total 1533 95
31 Gross discount on claims paid in advance 118 30642
ComptrollerGenerals Report
32 Gross rent from companys property in
cluding 10300 00 for companys occu
pancy of its own buildings
33 Total gross interest and rents
34 From other sources viz
35 Borrowed money
36 Sale Crystal Water Co com 105 shares
unlisted
37 Profit and loss miscellaneous
50587 57
715223 66
50000 00
2651 25
1049 38
39 Total
41 Gross profit on sale or maturity of ledger assets viz
Bonds 593024 stocks 1772685 total
43 Total income
53700 63
23657 09
3059123 45
IIIDisbursements
1 For death claims
Additions
725201 75
9241 76
Total
2 For matured and discounted endowments
A dditions
734443 51
197865 16
8176 16
Total
3 Not amount paid for losses and matured and discounted
endowments
4 For annuities involving life contingencies
5 Premium notes and liens voided by lapse less 235557
restorations
5V Loans to policy holders this companys policies as col
lateral voided by lapse less 1532247 restorations
6 Surrender values paid in cash or applied in liquidation of
loans or notes
7 Surrender values applied to pay renewal premiums
8 Surrender values applied to purchase paidup insurance
and annuities
9 Dividends paid to policyholders in cash or applied in
liquidation of loans or notes
10 Dividends applied to pay renewal premiums
12 Dividends applied to purchase paidup additions and an
nuities
13 Dividends left with the company to accumulate at in
terest
206041 32
940484 83
1935 45
9602 00
82569 13
191762 73
5868 54
18793 69
50675 oi
58321 85
35936 11
1034 51
14 Total paid policyholders
1396983 85ComptrollerGenerals Keport
643
15 Expense of investigation and settlement of policy claims
including 272371 for legal expenses 2728 71
16 Paid for claims on supplementary contracts not involving
life contingencies 7 704 66
17 Dividends and interest thereon held on deposit surren
dered during the year 52 39
19 Commissions to agents less commission on reinsurance
first years premiums 6320657 renewal premiums
12098748 total 184194 05
22 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 20240 32
23 Branch office expenses including salaries of managers and
elerks 39979 81
24 Medical examiners fees 10 011 25
25 Salaries and all other compensation of officers directors
trustees and home office employees 88 002 26
26 Bent including 1030000 for companys occupancy of its
own buildings less 21700 received under sublease 26279 01
27 Advertising 440958 printing and stationery 735202
postage telegraph telephone and express 424418
exchange 127562 total 17281 40
28 Legal expense not included in item 15 4710 99
29 Furniture fixtures and safes 2 064 40
30 Bepairs and expenses other than taxes on real estate 25007 14
31 Taxes on real estate u 656 58
32 State taxes on premiums 39 g24 84
33 Insurance department licenses and fees 3898 S3
34 All other licenses fees and taxes viz Local licenses
fees and privilege taxes 130704 publishing state
ments 42655 U S income personal property and
miscellaneous 477471 total 6 508 30
38 Other disbursements viz Interest on borrowed money
10000 expenses mortgages 6429 traveling ex
penses officers and clerks 125720 miscellaneous ex
penses 346589 interest on contested case 57290
borrowed money repaid 5000000 total 55460 28
45 Agents balances charged off 4 855 52
46 Gross loss on sale or maturity of ledger assets viz
Beal estate 1967450 bonds 183057 total 21505 07
47 Gross decrease by adjustment in book value of ledger
assets viz Collateral loans on securities 350000
real estate 89550 bonds 177556 total 6171 06
48 Total disbursements j 975 20 72
IVLedger Assets
1 Book value of real estate 936 782 37
2 Mortgage loans on real estate first liens 1 261 964 03644 ComptrollerGenerals Report
3 Loans secured by pledge of bonds stocks or other collat gg
eral
4 Loans made to policyholders on this company s policies
assigned as collateral ml27 24
5 Premium notes on policies in force
6 Book value of bonds 945798075 and stocks 2143
42372 total 463 4
7 Cash in companys office
8 Deposits in trust companies and banks not
r 29777 17
on interest
9 Deposits in trust companies and banks on
interest
11601404 47
197286 81
Total
10 Agents balances debit 273084 credit 19735 net
227527 40
2533 49
12 Total ledger assets
16704766 3C
NonLedger Assets
13 Interest accrued on mortgages
14 Interest due 924000 and accrued 131
62797 on bonds
15 Interest due 1875 and accrued 4
38260 on collateral loans
16 Interest due 1314428 and accrued 25
22774 on premium notes policy loans
or liens
20 Kents due 210504 and accrued 1
45532 on companys property or lease
18589 64
140867 97
4401 35
38372 02
3560 36
21 Total interest and rents due and accrued
23 Market value of stocks and bonds over book value
205791 34
5151 16
25 Gross premiums due and
unreported on policies
in force December 31
1910
26 Gross deferred premiums
on premiums in force
December 31 1910
New Business Renewals
26958 29 195240 45
15846 71 124947 61
27 Totals
28 Deduct loading
42805 00 320188 06
9274 42 69374 08
29 Net amount of uncollect
ed and deferred pre
miums 33530 58
250813 98ComptrollerGeneral s Report
645

Extended at 284344 56
35 Gross assets 7200053 36
Deduct Assets Not Admitted
38 Agents debit balances 2730 84
40 Loans on personal security 245 00
41 Premium notes and loans on policies and
net premiums in item 27 in excess of
the net value of their policies 497 00
42 Book value of ledger assets over market
value viz Interest due Seaboard Air
Line Railway first mortgage gold 4 per
cent 1950 150000 Lancaster and
Jefferson Electric Co first mortgage 5
per cent 1922 75000 total 2250 00
Total deductions 5 722 84
45 Admitted assets 17194330 52
VLiabilities
Net present value of all the outstanding
policies in force on the 31st day of
December 1910 as computed by the
company on the following table of
mortality and rates of interest viz
1 Actuaries table at 4 per cent on all poli
cies issued prior to January 1 1901 9787965 00
Same for reversionary additions 68751 00
Total 9856716 00
2 American Experience table at 3 per cent
on all policies issued subsequent to
January 1 1901 5264102 00
Same for reversionary additions 224594 00
Total 5488696 00
5 Net present value of annuities including
those in reduction of premiums viz
Actuaries 4 per cent 390 00
American 3 per cent 15125 00
Total 15515 00
Total 15360927 00
6 Deduct net value of risks of this company reinsured in
other solvent companies 4 955 00
8 Net reserve 15355972 00646
ComptrollerGeneral s Report
9 Present value of amounts not yet due on supplementary
contracts not involving lift contingencies computed by
the company at 4 per cent and 3 per cent interest
12 Claims for death losses in process of ad
justment or adjusted and not due
13 Claims for death losses which have been
reported and no proofs received
14 Claims for matured endowments due and
unpaid
45845 92
91724 55
4629 77
17
19
20
21
22
23
24
26
27
31
45
Total policy claims
Dividends left with the company to accumulate at inter
est and accrued interest thereon
Premiums paid in advance including surrender values so
applied j
Unearned interest and rent paid in advance
Commissions due to agents on premium notes when paid
Commissions to agents due or accrued
Cost of collection on vmcollected and deferred pre
miums in excess of the loading thereon
Salaries rents office expenses bills and accounts due or
accrued
Medical examiners fees
State county and municipal taxes due or accrued
Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
Unassigned funds surplus
62817 00
142200 24
1440 94
1840 92
5142 83
3500 00
1100 00
8500 00
5000 00
4300 00
40000 00
13963 33
1548553 26
46 T
otal 17194330 52
VIPremium Note Account
hand
1 Premium notes loans or liens on
December 31 of previous year
2 Received during the year on old policies
3 Restored by revival of policies
Total
Deductions during the year as follows
i Used in payment of losses and claims
5 Used in purchase of surrendered policies
6 Voided by lapse
7 Used in payment of dividends to policy
holders
8 Redeemed by the maker in cash
9 Total reduction of premium note account
10 Balance of note assets at end of year
112288 92
188837 36
2355 57
30348185
2271 03
11957 57
1040 52
1352 00
175733 49
192354 61
111127 24
CompteollerGenerals Eeport 647
Business in the State of Georgia During the Year
No Amount
Policies on the lives of citizens of said State in
force December 31 of previous year 254 346181 15
Policies on the lives of citizens of said State issued
during the year 4 9625 94
Total 253 355807 09
Deduct ceased to be in force during the year 17 28511 61
Policies in force December 31 241 327295 48
No Amount
Losses and claims incurred during the year 1 3 Oil 61
Total 2 3011 61
Losses and claims settled during the year i 1011 61
Losses and claims unpaid December 31 1 2000 00
Premiums collected or secured in cash and notes or credits without any
deduction for losses dividends commissions or other expenses 11
69851
UNITED STATES ANNUITY AND LIFE INSUEANCE COMPANY OF
ILLINOIS
Henry A Salzer President William T Smith Secretary
Principal Office 42 Madison Street Chicago 111
ICapital stock
1 Amount of capital stock
paid up in cash 300000 00
Amount of net or ledger assets December
31 of previous year 448072 42
Increase of capital during 1910 25000 00
Surplus paid in by stockholders 575 00
Extended at 473647 42
IIIncome During Year 1910
1 Cash received for premiums on new policies
without deductions for commissions or
other expenses 94451 34
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 141742 19648
ComptrollerGenerals Report
21 Premium notes loans or Hens taken m
part payment for renewal premiums
3 From dividends applied to pay running pre
miums
5 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 124437
renewals 427594 totali
5369 90
9919 30
5520 31
7 Total premium income v
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or liens
11 Cash received for interest on other debts due the company
14 Cash received for profits on sales of real estate
16 From dividends and surrender values on reinsurances divi
dends left at interest
19 Prom all other sources viz Increase by adjustment in
book value of real estate
Total income
IIIDisbursements for the Year 1910
245962 42
9426 21
11793 81
551 74
4412 43
1976 25
1307 OS
15465 00
290894 94
1 Casli paid for death claims including re
visionary additions
2 Premium notes loans or liens used in pay
ment of the same
14394 48
32 06
Total
14426 54

7 Total net amount actually paid for losses and matured en
dowments
9 Premium notes loans or liens voided by lapse
11 Cash dividends applied to pay running premiums
12 Cash dividends applied to purchase paidup additions and
annuities left at interest
13 Surrender values paid in cash
Total paid policyholders2700210
16 Cash paid stockholders for interest on dividends
17 Cash paid for commissions and bonuses to agents less com
mission on reinsurance new policies 4691470 re
newals 2487926 total
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 867450 inspec
tion of risks 208973 total
20 Cash paid for salaries and all other compensation of officers
and all other home office employees
14426 54
190 66
9919 30
1307 08
1158 52
13433 18
71793 96
21768 30
10764 23
21990 92ComptrollerGenerals Report 649
21 Cash paid for taxes on new premiums 3248 25
22 Cash paid for XJ S revenue tax 13106 on investments
22350 total 354 56
23 Cash paid for insurance department fees and agents li
censes 351345 municipal licenses 4945 total 3562 90
24 Cash paid for rent 2 433 31
26 Cash paid for furniture fixtures and safes for home and
agency offices 851 03
27 Cash paid for advertising 47887 printing 91024 post
age and exchange 75604 total 2145 15
28 Cash paid for legal expenses 142 82
29 Cash paid for the following items viz Settlement of claims
33012 miscellaneous office expenses 124130 in
vestments 88269 total 2 454 11
Agents balances charged off 530 61
Total miscellaneous expenses 15547333
30 Total disbursements 182 475 43
IVAssets as per Ledger Accounts
2 Loans on mortgage first liens on real estate 229550 00
4 Loans made in cash to policyholders on this companys poli
cies assigned as collateral 8 477 25
5 Premium notes loans or liens on policies in force of which
all was received during the year 2 767 64
6 Cost value of bonds and stocks owned excluding accrued in
terest at time of purchase 31g 970 50
7 Cash in companys office g 559 gg
8 Cash deposited in banks 17 743 89
11 Total net or ledger assets as per balance above 582066 93
12 Deduct depreciation from cost of assets to bring same to
market value 25 157 43
13 Total net or ledger assets less depreciation 556 909 50
Other Assets
14 Interest accrued on mortgages 5003 98
15 Interest accrued on bonds and stocks 660 63
Total carried out 5664 61
21 Market value of bonds and stocks over cost 10000 00
Renewals
23 Gross premiums due and unreported on policies in force
December 31 1910 18267 68
24 Gross deferred premiums on policies in force December
31 1910 12085 57
Totals 30353 25650 ComptrollerGenerals Eeport
25 Deduct loading 70 per cent on new and 16 per cent on
6311 li
renewals
26 Net amount of uncollected and deterred premiums 24042 06
28 Total assets as per the books of the company o96616 17
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to the
Actuaries Table of Mortality with four
per cent interest 286006 00
Deduct net value of risks of this company
reinsured in other solvent companies 3606 00
Net reinsurance reserve 282400 00
5 Claims for death losses and matured endow
ments in process of adjustment or ad
justed and not due 5000 00
Total policy claims 5000 0O
10 Amount of all unpaid dividends of surplus or other descrip
tion of profits due policyholders 28388 04
12 Amount of national state or other taxes due 3461 49
13 Amount due on account of salaries rents and office expenses 1581 59
16 Amount of any other liability of the company viz Pre
miums paid in advance 108161 interest in advance
21193 total 1293 54
17 Liabilities on policyholders account 322124 66
18 Gross surplus on policyholders account 274491 51
19 Total liabilities 596616 17
20 Estimated profits accrued on Tontine and
other policies the profits upon which are
especially reserved for that class of
policies 421711
21 Estimated surplus accrued on all other
policies 24A70 93
Total 28388 04
Business in the State of Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
25 44545 00
vious year v ComptrollerGenerals Eeport
Number and amount of policies on the lives of citi
zens of Georgia issued during the year
Total
76
101
651
112928 50
Deduct number and amount which have ceased to be
in force during the year 7
157473 50
14309 00
Total number and amount of policies in force in
Georgia December 31 1910 94 143 164 50
No
Amount of losses and claims on policies in Georgia
incurred during the year
Amount
1000 00
Total
1000 00
1000 00
Amount of losses and claims on policies in Georgia
paid during the year 1
Amount of premiums collected or secured in Georgia during the
year in cash and notes or credits without any deduction
for losses dividends commissions or other expenses 3319 62
VOLUNTEER STATE LIFE INSURANCE COMPANY OF
CHATTANOOGA TENN
Z C Patten President w H Gould Secretary
Principal Office Chattanooga Tenn
A W Jackson Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year
706886 87
Extended
706886 87
ITIncome During the Year
1 Cash received for premiums on new poli
cies without deductions for commissions
or other expenses
1 Cash received for renewal premiums
without deductions for commissions or
other expenses
2 Premium notes loans or liens taken in
part payment for premiums on new pol
cies
2 Premium notes loans or liens taken in
part payment for renewal premium
106568 10
274715 96
7908 93
60535 90652
ComptrollerGenerals Keport
3 From dividends applied to pay running
premiums
3V From dividends applied to purchase
paidup additions and annuities
11528 85
2480 44
Total
463738 18
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 255507
renewals 528769 total
842 76
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the company
14 Cash received for profits on sales of bonds or stocks
16 Increase in book value of bonds
18 Premiums pending
19 Worthless notes previously written off
20 Agents balances previously charged off
Total income

455895 42
27586 27
4026 50
9049 86
2907 36
40 00
463 00
29 75
359 50
4559 96
504917 62
IT IDisbursements for the Year
1 Cash paid for death claims including re
visionary additions 66310 00
5 Cash paid for sums falling due during the
year on installment policies
850 00
9
10
11
12
13
17
IS
Total net amount actually paid for losses and matured

endowments
Cash paid to annuitants
Premium notes loans or Hens voided by lapse
Cash dividends paid policyholders
Cash dividends applied to pay running premiums
Cash dividends applied to purchase paidup additions and
annuities
Surrender values paid in cash
Total paid policyholders
Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 6886400
renewals 1456739 total
Cash paid for salaries and allowances to managers and
agents
67160 00
707 18
4265 43
2426 75
11528 85
2480 44
27872 88
116441 53
83431 39
26466 44ComptrollerGenerals Report
653
19
20
Cash paid for medical examiners fees 1138285 inspec
tion of risks 195480 total 13337 65
Cash paid for salaries and all other compensation of offi
cers and other home office employees 29270 95
21 Cash paid for taxes on new premiums 128480 on re
newals 130938 total 2594 18
22 Cash paid for taxes on assets 2166 90
23 Cash paid for insurance department fees and agents li
censes 96550 municipal licenses 131991 total 2285 41
24 Cash paid for rent 1 696 90
26 Cash paid for furniture fixtures and safes for home and
agency offices 767 38
27 Cash paid for advertising 489765 printing 214134
postage 167853 telegrams 28960 express 22683
telephone 48120 exchange 19539 total 9910 54
28 Cash paid for real estate expenses other
than taxes 38830 for legal expenses 73142 total 1119 72
29 Cash paid for the following items viz Sundry expense 5623 76
Miscellaneous funds paid 1 094 14
30 Total disbursements296 206 89
TVAssets as Per Ledger Accounts
2 Loans on mortgage first liens on real estate i
3 Loans secured by pledge of bonds stocks or other market
able collaterals
4 Loans made in cash to policyhoiders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force
6 Book value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
505300 00
55368 63
125432 36
23553 52
12067 00
4500 00
74369 51
2137 10
8315 48
13 Total net or ledger assets
915597 60
Other Assets
14 Interest accrued on mortgages
15 Interest due on bonds and stocks
16 Interest accrued on collateral loans
17 Interest accrued on premiums notes loans
or liens
Total carried out
11407 39
234 67
827 23
338 19
12807 48654
ComptrollerGenerals Eeport
New Business Renewals
23 Gross premiums due and
unreported on policies
in force December 31
1910
24 Gross deferred premiums
on policies in force
December 31 1910
14849 04
2963 55
27972 77
11754 16
Totals
25 Deducting loading 65 per
cent on new and
10 per cent on re
newals
26 Net amount of uncollect
ed and deferred pre
miums
Extended
17812 59 39726 93
11578 18
3972 69
6234 41
35754 24
5 Agents balances
7 Bills receivable

9440 07
2137 10
Total
Net reinsurance reserve
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 5500 00
6 Claims for death losses and other policy
claims resisted by the company 5000 00
S Present value of unpaid amounts on ma
tured installment policies 8000 00
41983 65
28 Total assets as per the books of the company 970393 73
Items Not Admitted
11577 17
9 Total assets less items not admitted 958816 56
VLiabilities
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1910 computed according to
to The Actuaries Table of Mortality
with four per cent interest 769163 00
Deduct net value of risks of this company
reinsured in other solvent companies 4903 00
764260 00
Total policy claims
18500 00Comptroller General s Repori
10 Amount of all unpaid dividends of surplus or other
description of profits due policyholders
13 Amount due on aecount of salaries rents and office ex
penses
14 Trust funds
16 Amount of any other liability of the company viz
Medical fees 108000 unearned interest 335117
commissions due agents on premium notes 203588
total
17 Capital stock
18 Gross surplus on policyholders account
19 Total liabilities
VIPremium Note Account
1 Premium notes loans or liens on hand De
cember 31 of previous year 23949 97
2 Premium notes loans or liens received dur
ing the year in cash 68444 83
Total 92394 80
Deductions during the year as follows
Premium liens formally carried in note
account 4391 58
Carried to suspended note account 6913 60
Eedeemed by maker in cash 57536 10
Total reduction of premium note account 68841 28
Balance note assets at end of the year 23553 52
Business in the State of Georgia During the Tear
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of pre
vious year 916 1409286 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 371 591620 00
Total 1287 2000906 00
Deduct number and amount which have ceased to be
in force during the year 222 298804 00
Total number and amount of policies in force in
Georgia December 31 1910 1065 1702102 0O
655
904 20
882 95
4888 74
6467 05
100000 00
62913 62
958816 56
656 ComptrollerGenerals Eeport
No Amount
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 1 a000 ou
Amount of losses and claims on policies in Georgia
incurred during the year 6 12000 0U
Total 17000 00
Amount of losses and claims on policies in Georgia
paid during the year 6 12000 00
Amount of premiums collected or secured in Georgia during the year in cash
and notes or credits without any deduction for losses dividends
commissions or other expenses Total 5462015
AMEEICAN ASSURANCE ASSOCIATION OF ATLANTA GEORGIA
J W Hurt President S H Beam Secretary
Principal Office 710712 Gould Bldg Atlanta Ga
S H Beam 710712 Gould Bldg Atlanta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year 5637 38
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows
1 Membership fees 789 25
2 Annual dues 16019 5
Total paid by members 16808 30
5 Interest 87 50
Total disbursements 16643 21
IIIDisbursements During Year 1910
1 Losses and claims 5427 84
2 Annual payments and assessments returned to members 23 90
Total paid to members 5451 74
3 Commissions or fees retained by or paid to agents 8083 20
4 Commissions and fees retained by or paid to officers and di
rectors 362 00
6 Medical examiners fees whether paid direct by members
or otherwise 363 00
8 Rent 27500 taxes 13150 auditing 28000 total 686 50
10 Interest 6928 blanks and printing 17890 total 248 18

COMPTBOLLEEGrENEEAL s EEPOET 657
11 All other items viz Legal service 14072 postage 2490 165 62
Telephone and miscellaneous 282 53
Total disbursements 10 343 27
IVInvested Assets
5 Cost value of stocks and bonds owned absolutely 5050 00
6 Cash in office 284 89
Office furniture ggg q2
10 Total net or ledger assets 5 9 91
11 Deduct depreciations from cost of assets to bring same to
market value 305 q9
Total not or ledger assets less depreciation 5 584 g9
VContingent Assets
19 Weekly payments or premiums due and unpaid on member
ships in force 391 05
20 Annual payments or premiums in process of collection not
yet dlle 18664 00
21 Total due from members 19 055 05
22 Deduct estimated cost of collection 3811 01
23 Net amount due from members 15 244 04
Total assets 20828 Q3
VILiabilities
2 Losses in process of adjustment or adjusted and not due 35 00
Printing and stationery 94 16
Total liabilities 00 ib
VIIExhibit of Certificates or Policies
Policies or certificates in force December 31 1909 2499 50 998 00
Policies or certificates written during the year 1910 5040 131482 00
Total 7539 182480 00
Deduct number and amount which have ceased to be
in force during 1910 4142 85240 00
Total policies or certificates in force December
31 1910 3397 97240 00658 ComptrollerGenerals Eeport
Losses and claims on policies or certificates unpaid
December 31 1910 1 35 00
Losses and claims on policies or certificates incurred
during the year 1910 1475 5427 84
Total M75 5427 84
Losses and claims on policies or certificates paid
during the year 1910 1475 5427 84
AMERICAN INSURANCE COMPANY OF SAVANNAH GEORGIA
J R Morton President M L Sutherland Secretary
Principal Office 115 Park Ave W Savannah Ga
Gordon Saussy 103 St Julian Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31 of previous
year 8584 02
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows
3 Assessments 12938 36
Total paid by members 12938 36
5 Interest 291 50
7 Cash received from all other sources viz Borrowed 1
58550 guarantee fund 500000 bills receivable
7000 total 6555 50
Total income 19885 36
IIDisbursements During Year 1910
1 Losses and claims 6542
Total paid to members 6542 75
3 Commissions and fees retained by or paid to agents 4143 96
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 4120 00
6 Medical examiners fees whether paid directly by the
members or otherwise 35 25
7 Salaries and other compensation of officers and other
office employees 1583 00
8 Taxes 260 46
10 Blanks and printing oiv vCOMPTROLLERGrENERALS REPORT 659
11 All other items viz Bills payable retired 203000 bills
receivable 7000 borrowed money paid 75550 fuel
lights etc 9073 insurance and interest 36844 re
turn premiums 275 tran exp 075 total 3318 17
Total disbursements 20 322 99
IVInvested Assets
1 Cost value of real estate in cash exclusive of all incum
twanees 2000 00
5 Cost value of bonds and stocks owned absolutely 4700 00
6 Cash in office 125 55
All other deposits The Peoples Bank of Savannah 1001 34
9 All other ledger assets viz Furniture and fixtures 11950
Printed matter 20000 total 319 50
Total net or ledger assets 8 146 39
VContingent Assets
12 Interest accrued 43 75
Total assets 8 190 u
VILiabilities
7 Borrowed money including interest due or accrued 1000 00
9 Amount of all other liability viz Guarantee fund 12 500 00
Total liabilities 13500 00
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1909 1038 42788 00
Policies or certificates written during the year 1910 12534 521744 50
Total 13572 564532 50
Deduct number and amount which have ceased to be
in force during 1910 8959 378484 75
Total policies or certificates in force December
31 191 4613 186047 75
Losses and claims on policies or certificates incurred
during the year 1910 2057 6542 76
Losses and claims on policies or certificates paid
during the year 1910 2057 6542 75660 CompteollebGeneeals Kepobt
AMERICAN LIFE AND ANNUITY COMPANY OF GEORGIA
Ben S Calhoun President T K Bowles Secretary
Principal Office 4078 Forsyth Bldg Atlanta Ga
Wm A Wright State Capitol Atlanta Attorney for Service in Georgia
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows
7 Cash and demand notes and bonds received from all other
sources vi Income certificates 21000 00
Total income 21000 00
IIDisbursements During Year 1910
Charter and fee paid to State Secretary 102 50
Total disbursements 102 50
IVInvested Assets
5 Cost value of bonds and stocks owned absolutely 20000 00
6 Cash in office 197 50
9 All other ledger assets viz Demand note secured 700 00
10 Total net or ledger assets 20897 50
ATLANTA MUTUAL INSURANCE ASSOCIATION OF ATLANTA GA
A F Herndon President E W Howell Secretary
Principal Office 202 Auburn Ave Atlanta Ga
Wm A Wright Atlanta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year 13354 41
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows
1 Membership fees 2796 10
2 Annual dues 122146 49
Total paid by members 124942 5910
11
10
11
12
19
20
21
ComptrollerGenerals Eeport 661
Interest on bonds 275 00
Cash received from all other sources viz Revivals reserve
sale of guarantee certificates and all other sources 20425 08
Total income 145642 67
IIIDisbursements During Year 1910
Losses and claims 55 971 17
Total paid to members 55971 17
Commissions and fees retained by or paid to agents 34559 01
Salaries and traveling expenses of managers of agencies
and general special and local agents 6495 36
Salaries and other compensation of officers and other
office employees 2988 50
Rent 66800 taxes 130128 total 1969 28
Advertising 56030 blanks and printing 84402 total 1404 32
All other items viz Fuel light settlement in full of in
debtedness to A F Herndon for expenses of organiza
tion and sundries for home and branch offices 39424 97
Total expenses items 3 to 118684144
Total disbursements 142 812 61
IVInvested Assets
Cost value of bonds owned absolutely 5500 00
Cash in office 235 40
Total 3088 73
Agents ledger balances 4 402 10
All other ledger assets viz Supplies vaults machines fix
tures and equipment for home and branch offices 14840 75
Total net or ledger assets 16 184 47
Deduct depreciations from cost of assets to bring same to
market value 2427 67
Total net or ledger assets less depreciation 41823 78
VContingent Assets
Interest due and accrued on bonds 137 50
Annual payments or premiums due and unpaid on mem
berships in force 5134 60
Annual payments or premiums in process of collection not
yet due 146967 00
Total due from members 152101 60662 ComptrollerGenerals Report
22 Deduct estimated cost of collection 38025 40
23 Net amount due from members 114076 20
Total assets 156537 48
VILiabilities
9 Amount of all liability viz Printing 40000 calendars
and other advertising 57500 interest on guarantee
certificates 48000 total I455 00
Total liabilities M55 00
VIIExhibit of Certificates or Policies
Policies or certificates in force December 31 1909 23304 567903 20
Policies or certificates written during the year 1910 33491 828434 35
Total 56795 1396337 55
Deduct number and amount which have ceased to be
in force during 191028891 713442 15
Total policies or certificates in force December
31 1910 27904 682895 40
Losses and claims on policies or certificates incurred
during the year 1910 55971 17
Total 55971 17
Losses and claims on policies or certificates paid
during the year 1910 55971 17
Business in Georgia During 1910
Policies or certificates in force December 31 190922056 496162 50
Policies or certificates written during the year 3910 23013 635159 30
Total 45069 1131321 80
Deduct number and amount which have ceased to be
in force during 1910 21766 537551 80
Total policies in force December 31 191023303 593770 00
Losses and claims on policies or certificates incurred during
the year 1910 41821 95
Total 41821 95
Losses and claims on policies or certificates paid during the
year 1910 41821 95

ComptrollerGeneral s Report 663
bankeb8 health and life insubance company of georgia
P L Hay President P C Carries Secretary
Principal Office 608609610 Grand Bldg Macon Ga
C A Glawson Grand Bldg Macon Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year 1 10495 28
Less cash items due from agents 389 44
Total 10105 84
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows
1 Membership fees 4041 25
2 Annual dues 121541 25
Total paid by members 125582 50
5 Interest 322 50
Total income 125905 00
IIIDisbursements During Year 1910
1 Losses and claims 48530 00
2 Annual payments and assessments returned to members 211 15
Total paid to members 48741 15
3 Commissions and fees retained by or paid to agents 49482 88
4 Commissions and fees retained by or paid to officers and
directors 13758 99
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 3768 45
7 Salaries and other compensation of officers and other
office employees 1660 05
8 Bent 168000 taxes 121009 total 2890 09
9 Advanced to officers and agents to be repaid out of future
salaries or commissions 272 08
10 Advertising and blanks and printing 1545 42
11 All other items viz Furniture and fixtures attorneys fees
postage fuel and lights express etc 2340 99
Total expenses footings of items 3 to 117560745
Total disbursements 124460 10664 ComptrollerGenerals Report
IVInvested Assets
5 Cost value of bonds and stocks owned absolutely 5000 00
6 Cash in office 540 35
7 Cash deposited in banks on reserved fund account viz Citi
zens National Bank Macon Ga 2000 00
All other deposits viz Citizens National Bank 889 79
8 Agents ledger balances and advances 272 08
9 All other ledger assets viz Furniture and fixtures 3000 00
10 Total net or ledger assets 11702 22
VContingent Assets
19 Annual payments or premiums due and unpaid on member
ships in force 3116 95
20 Annual payments or premiums in process of collection not
yet due 77694 76
21 Total due from members 80811 71
22 Deduct estimated cost of collection at 25 20202 93
23 Net amount due from members 60608 78
24 All other assets viz Books and printing 500 00
Total 61108 78
Total assets 72811 00
Business in Georgia During 1910
Policies and certificates in force December 31 1909 27120 596640 00
Policies or certificates written during the year 1910 30522 808250 08
Total 57642 1404890 00
Deduct number and amount which have ceased to be
in force during 1910 30040 803090 00
Total policies in force December 31 191027602 601800 00
Losses and claims on policies or certificates incurred
during the year 1910 48530 00
Losses and claims on policies or certificates paid
during the year 1910 48530 00
CONTINENTAL AID ASSOCIATION OF ATLANTA GEORGIA
IS M Cross President LeRoy Smith Secretary
Principal Office Empire Bldg Atlanta Ga
B M Cross 76 Oak St Atlanta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
vear 5788 34ComptrollerGenerals Report
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows
Membership fees
Annual dues
665
Total income
IIIDisbursements During Year 1910
Losses and claims
Total paid to members i
Brought forward from 1909 66 10
Salaries and traveling expenses of managers
of agencies and general special and local
agents 31891 47
8
10
11
Total
Salaries and other compensation of officers and other office
employees
Kent 126047 taxes 47101 total
Blanks and printing
All other items viz Interest 7573 attorneys fees
5180 guarantee fund certificate account 59600
Auditing books by insurance department 21125 miscel
laneous expenses 168667 total
Bills payable
10
12
Total net or ledger assets
VContingent Assets
Interest due
3113 50
68948 91
Total paid by members 72062 41
Interest 200 50
Cash received from all other sources viz Accounts payable 48 98
72311 89
28933 62
28933 62
31957 57
4890 56
1731 48
634 50
723 53
1897 92
1250 00
Total disbursements 72019 18
IVInvested Assets
Cost value of bonds and stocks owned absolutely 5100 00
All other deposits viz Fourth Natl Bank Atlanta 231 40
Agents ledger balances 23 61
All other ledger assets viz Furniture and fixtures 71964
bills receivable 640 total 726 04
6081 05
200 00666
ComptrollerGenerals Report
1416 15
19 Annual payments or premiums due and un
paid on memberships in force
20 Annual payments or premiums in process of
collection not yet due 46368 40
21 Total due from members
22 Deduct estimated cost of collection
47784 55
9556 91
23 Net amount due from members
Total assets
VILiabilities
7 Borrowed money including interest due or accrued
9 Amount of all other liability viz Accounts payable
Total liabilities
VIIExhibit of Certificates or Policies
No
Policies or certificates in force December 81 1909 10913
Policies or certificates written during the year 1910 21012
38227 64
44508 69
150 00
48 98
198 98
Amount
244898 25
765073 30
Total 31925 1009971 55
Deduct number and amount which have ceased to be
in force during 1910 18742 695037 55
Total policies or certificates in force December
31 1910 13183
314934 00
Losses and claims on policies or certificates incurred during
the year 1910 28933 62
Losses and claims on policies or certificates paid during the
year 1910
28933 62
CHEROKEE INSURANCE COMPANY OF GEORGIA
H E Kelley President
G K Henshall Secretary
IBalance Sheet
Amount of net or ledger assets December 31 of previous
year
263 56ComptrollerGenerals Report
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows
2 Annual dues
3 Assessments premiums
Total paid by members
5 Interest
7 Cash received from all other sources
Total income
IIIDisbursements During Year 1910
1 Losses and claims
Total paid to members
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
6 Medical examiners fees whether paid direct by members
or otherwise
7 Salaries and other compensation of officers and other
office employees
8 Eent
9 Advanced to officers and agents to be repaid out of future
salaries or commissions
10 Advertising 1450 blanks and printing 109795 total
11 All other items viz Exchange and discount 410090
legal fees 48510 postage 2624 furniture and fix
tures 125681 office expenses 100248 total
Total disbursements
IVInvested Assets
5 Cost value of bonds and stocks owned absolutely
7 Cash deposited in banks on reserve fund account viz At
lanta National Bank 10000 1st National Bank Rome
600895 Bank of Lockport 90000 Citizens Rome
66227 Exchange Bank Rome 50000 Cherokee
Rome 449374 total
All other deposits viz Time deposits sundry banks
9 All other ledger assets viz Bills receivable
Total net or ledger assets
VILiabilities
6 For salaries rents and office expenses
Total liabilities
667
115 80
553 76
669 56
461 20
50733 63
51864 39
212 00
212 00
4931 21
22 00
4200 39
592 80
10775 42
1112 45
6871 59
28717 86
5000 00
12754 96
5602 33
52 80
23410 09
413 66
413 66668 ComptrollerGenerals Report
VIIExhibit of Certificates or Policies
Business in Georgia During 1910
No Amount
Policies or certificates written during the year 1910 2676 387557 00
Total 2676 387557 00
Deduct number and amount which have ceased to be
in force during 1910 148 22270 00
Total policies in force December 31 1910 2528 365287 00
Losses and claims on policies or certificates incurred
during the year 1910 1 212 00
Losses and claims on policies or certificates paid dur
ing the year 1910 1 212 00
DALLAS MUTUAL FIRE INSURANCE COMPANY OF DALLAS GA
Geo W Cooper President R Russom Secretary
A L Baxtlett Attorney for Service in Georgia
Have Not Yet Commenced Business
FARMERS MUTUAL FIRE INSURANCE COMPANY OF GEORGIA
B F Melton President W H Gurr Secretary
Principal Office Dawson Ga
IIIncome During Year 1910
Cross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows
1 Membership fees 800 00
2 Annual dues 922 00
3 Assessments 4750 20
Total paid by members 6472 20
Total income 6472 20
111Disbursements During Year 1910
1 Losses and claims 4750 20
2 Annual payments and assessments returned to members 486 60
Total paid to members 5236 80
3 Commissions and fees retained by or paid to agents 800 00COMPTKOLLERGrENEKAL g REPORT 669
4 Commissions retained by or paid to officers and directors 100 00
8 Taxes 265 40
10 Blanks and printing 70 00
Total disbursements 6472 20
VILiabilities
2 Losses in process of adjustment or adjusted and not due 1050 00
Total liabilities 1050 00
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1909 990 1164000 00
Policies or certificates written during the year 1910 113 160000 00
Total 1103 1324000 00
Deduct number and amount which have ceased to be
in force during 1910 67 82000 00
Total policies or certificates in force December
31 1910 1036 1242000 00
Losses and claims on policies or certificates unpaid
December 31 1909 1 500 00
Losses and claims on policies or certificates incurred
during the year 1910 45 5300 20
Total 46 5800 20
FABMEBS COOPEBAT1VE FIRE INSURANCE CO OP GEORGIA
J M Ball President J T Goodman Secretary
Principal Office Jackson Ga
J F Carmichael Attorney for Service in Georgia
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows
1 Membership fees 1342 22
3 Assessments for losses by fire paid 7816 00
Total paid by members 9158 22
Total income 9158 22670 ComptrollerGenerals Report
IIIDisbursements During Year 1910
2 Payments and assessments returned to members for loss
by fire 7816 00
3 Commissions and fees retained by or paid to agents 765 43
4 Commissions and fees retained by or paid to officers and di
rectors 35 86
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 52 82
7 Salaries and license fees 200 00
10 Advertising 300 blanks and printing 6120 total 64 20
Total disbursements 8934 31
IVInvested Assets
6 Cash in office 223 11
VILiabilities
5 National state or other taxes due fee for license 200 00
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 4560 4365190 00
Policies or certificates written during the year 1910 440 255442 00
Total 5000 4620632 00
Deduct number and amount which have ceased to be
in force during 1910 249 77773 00
Total policies or certificates in force December
311910 4751 4543859 00
Losses and claims on policies or certificates paid dur
ing the year 1910 7816 00
FARMERS MUTUAL INSURANCE COMPANY OF GEORGIA
H M Hamrick President J F Hurt Secretary
Principal Office Calhoun Ga
J G B Envin Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31 of previous
vear 200 28 307 25
4282 94
1961 79
6551 98
200 28
10000 00
CoMPTROLLEBGrENERAL S BEPORT 671
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows
1 Membership fees
2 Annual dues
3 Assessments
Total paid by members
7 Cash received from all other sources viz Amount brought
forward
Reserve fdr protection of policyholders
Total income 16752 26
IIIDisbursements During Year 1910
1 Losses and claims paid for fires 2269 64
Total paid to members
3 Commissions and fees retained by or paid to agents
4 Commissions and fees retained by or paid to officers and
directors
7 Salaries and other compensation of officers and other
office employees attorney and stenographer
8 Taxes
10 Blanks and printing
11 All other items viz Stamps and stationery
Total disbursements
IVInvested Assets
7 Cash deposited in banks on reserve fund account viz Bank
of Fairmount
All other deposits viz Bank of Fairmount
Total net or ledger assets 12389 09
VIIExhibit of Certificates or Policies
Business in Georgia During 1910
No Amount
Policies or certificates in force December 31 1910 and
went into effect December 1 1911 474 460150 00
Total policies or certificates in force December
31 1910 474 460450 00
2269 64
1070 08
377 00
107 65
268 85
152 95
60 00
4363 17
10000 00
2389 09672 ComptrollerGenerals Report
farmers protective fiee insurance company of georgia
J L Chupp President J C Johnson SeeyTreas
Principal Office Lithonia Ga
D A Philips Lithonia Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31 of previous
year 1235 86
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows
1 Premiums 1116 28
3 Assessments 3265 31
Total income 4381 59
IIIDisbursements During Year 1910
3 Commissions and fees retained by agents 553 14
4 Commissions and fees retained by or paid to officers and
directors 150 00
7 Salaries and other compensation of officers and other
office employees 50 00
8 Taxes 19 95
10 Advertising 1850 blanks and printing 750 all other
items viz License to State 20000 legal service
25000 losses paid 302500 total 3475 00
Total disbursements 4274 09
IVInvested Assets
i Cash in office 107 50
Total net or ledger assets 107 50
VILiabilities
2 Losses in process of adjustment or adjusted and not due 200 00
VIIExhibit of Certificates or Policies
No Amount
Policies or certificates in force December 31 1910 851 781627 00
Policies or certificates written during the year 1910 97 189107 00
Total 781627 00ComptrollerGenerals Eeport 673
Deduct number and amount which have ceased to be
in force during 1910 40 48685 00
Total policies or certificates in force December
31 1910 851 781627 00
Losses and claims on policies or certificates unpaid
December 31 1910 200 00
Losses and claims on policies or certificates incurred
during the year 1910 6 3655 00
Losses and claims on policies or certificates paid dur
ing the year 1910 3025 00
GEORGIA MUTUAL INDUSTRIAL LIFE AND HEALTH INSURANCE
COMPANY OF AUGUSTA GEORGIA
J S Harper President H C Dugas Secretary
Principal Office Corner 9th and Gwinnett Sts Augusta Ga
A M Sherrill Augusta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previ
0118 year 6106 95
IIIncome During Year 1910
Gross amount paid by members to the Association or its
Agents without deductions for commissions or other ex
penses as follows
1 Membership fees 2 057 77
2 Annual dues 50438 84
Total paid by members g g2 496 61
7 Cash received from all other sources viz Guarantee income
certificates reserves etc lg 47g 7r
Total income 67975 36
IIIDisbursements During Year 1910
1 Losses and claims 21 997 rs
Total paid to members 21 297 68
3 Commissions and fees retained by or paid to agents 18 921 40
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 5 g3 35
7 Salaries and other compensation to officers and other home
office employees 5375 40674 ComptrollerGenerals Report
8 Rent 86370 taxes 125259 10 Advertising 45182
blanks and printing 85739 11 All other items viz
Directors notes bills payable 1090500 miscellaneous
equipment supplies etc 203269 balance forward
9284 total
67734 36
Total disbursements
IVInvested Assets
5 Cost value of bonds and stocks owned absolutely 5250 00
6 Cash in office gg 57
lotal 2 9gg oi
8 Agents ledger balances
9 All other ledger assets viz Safes adding machines type
l2oo i
writers etc
Total Net or ledger assets less depreciation 6347 8
VContingent Assets
41 60
12 Interest due and accrued
19 Annual payments or premiums due and un
paid on memberships in force 3354 la
20 Annual payments or premiums in process of
collection not yet due 7I396 00
21 Total due from members 74750 15
22 Deduct estimated cost of collection 18687 53
23 Net amount due from members 0D
Total assets
YITExhibit of Certificates or Policies
Policies or certificates in force December 31 1909 7228 194019 00
Policies or certificates written luring the year 1910 15764 419ol0 00
T j 22992 613529 00
Deduct number and amount which have ceased to be
j i mm 11124 338929 00
in force during 1910
Total policies or certificates in force December
31 1910 n868 274600 00
Losses and claims on policies or certificates incurred
ii iom 7358 2113r 68
during the year 1910
Losses and claims on policies or certificates paid
during the year 1910 TComptrollerGenerals Report 675
georgia mutual fire insurance company of dublin ga
A W Garrett President T E Toole Secretary
Principal Office Dublin Ga
T E Toole Attorney for Service in Georgia
IIAssets
2 Loans on bond and mortgage duly recorded and being first
liens on the fee simple
3 Interest accrued thereon
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 40000 00
6 Total value of said mortgaged premises 50000 00
13 Cash belonging to the company deposited in
banks viz First National Dublin Ga
Fourth National Macon Ga City Na
tional Dublin Ga Citizens National
Macon Ga total 1819 81
Total
17 Cash in hands of agents and in course of transmission
Office furniture and supplies
Total assets of the company actual cash market value
IIILiabilities
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 471205 unearned
premiums fifty per cent
8 Gross premiifms without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 233012 un
earned premiums pro rata
2356 03
2100 12
11 Total unearned premiums as computed above carried out
18 Amount of borrowed money
Total
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
4 Gross premiums on risks written and renewed during the
year
27300 00
300 00
1819 81
3531 78
986 23
33937 82
4456 15
5000 00
9456 15
24481 67
33937 82
7042 17676
ComptrollerGenerals Beport
6 Deduct premiums and bills in course of collection ot this
date
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses 1919 60
Net amount paid during the year for losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and all other charges of officers
clerks agents and all other employees
8 Paid for state national and local taxes in this and other
states
9 All other payments and expenditures viz Railroad fares
stamps stationery office supplies agency supplies
Aggregate amount of actual expenditures during the year
in cash i
3531 78
3510 39
1919 60
553 53
545 15
386 23
1965 44
5369 95
VI Miscellaneous
Eisks and Premiums
Fire Risks Premiums Thereon
2 Written or renewed during 1910 420244 00 8424 01
4 Deduct those expired and marked off as
terminated in 1910 64910 00 1381 84
7 Net amount in force 355334 00
Business in Georgia During 1910
Fire marine and inland risks written
Premiums received gross
Losses paid
Losses incurred
7042 17
420244 00
7042 17
1919 60
1919 60
GERMAN MUTUAL FIRE INSURANCE COMPANY OF
SAVANNAH GEORGIA
C H Koneman President Fred Weasels Jr Secretary
Principal Office 17 Bay Street East Savannah Ga
U II McLaws Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year 39533 03

ComptrollerGenerals Report 677
IIIncome During Year 1910
Gross amount paid by members to the Association or its
Agents without deductions for commissions or other ex
penses as follows
1 Membership fees received in cash from premiums 11972 68
Merest s103 76
i Cash received from all other sources viz Guarantee fund 15879 23
Total income g ej
HIDisbursements During Year 1910
1 Losses and claims 077 q
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 2 016 50
8 Rent 42000 taxes 47860 adjusting services 1541 913 41
10 Advertising 37445 blanks and printing 5235 total 426 80
11 All other items viz Sundry office expenses 430 16
Interest on guarantee fund 2 078 35
Total disbursements g o 17
IVInvested Assets
2 Loans on bond and mortgage first liens on real estate 40030 00
4 Loans made in cash to members on this companys certifi
cates assigned as collateral 3 500 00
5 Cost value of bonds and stocks owned absolutely 409 25
6 Cash in office general department Commercial Bank 3
77349 savings Commercial Bank 203036 total 5803 85
7 Cash deposited in banks on reserved fund account viz Ger
mania 200000 Savannah Trust Co 200000 Georgia
State 100000 Oglethorpe Savings Trust Co 1
00000 Peoples 100000 Peoples Savings Loan
Co 100000 total 8 000 00
Bills receivable 99 40
8 Ledger balances j 9gg q3
9 All other ledger assets viz Furniture and Fixtures 135 00
Total net or ledger assets 63 745 53
VContingent Assets
24 All other assets viz 10 on amount of insurance in force
being 95077000 at 10 9577 00
Total assets 158822 53g78 ComptrollebGenebals Report
VILiabilities
9 Amount of all other liability viz Guarantee fund paid in 40752 59
Total liabilities 40752 59
VIIExhibit of Certificates or Policies
Policies or certificates in force December 31 1909 1st
half January to June 30 1910 448 567870 00
Policies or certificates written during the year 1910 2d
half July to December 31 1910 332 382900 00
Total policies dr certificates in force December
31 1910 780 950770 00
Losses and claims on policies or certificates incurred
during the year 1910 n 877 9
Losses and claims on policies or certificates paid dur
ing the year 1910 ll 877 95
GREAT AMERICAN COOPERATIVE FIRE ASSOCIATION OF
MACON GEORGIA
E L Martin President E W Gould Secretary
Principal Office 355 Third Street Macon Ga
L D Moore 355 Third St Macon Attorney for Service in Georgia
TBalance Sheet
Amount of net or ledger assets December 31 of previous
480 19
year v
IIIncome During Year 1910
Gross amount paid by members to the Association or its
Agents without deductions for commissions or other ex
penses as follows
2 Annual dues z4dj 16
2432 13
Total income
TILDisbursements During Year 1910
1 Losses and claims 628 63
2 Annual payments and assessments returned to members 1 13
Total paid to members 629 76
ComptrollerGenerals Report
3 Commissions and fees retained by or paid to agents
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
7 Salaries and other compensation of officers and other office
employees
8 Rent 10996 taxes 3958 total
9 Advanced to officers and agents to be repaid out offuture
salaries or commissions
10 Advertising 500 blanks and printing 1400 total
11 All other items viz Express stamps etc
Total disbursements
VContingent Assets
13 Rents due and accrued
16 Due from members for claims not yet as
sessed
19 Annual payments or premiums due and un
paid on memberships in force
20 Annual payments or premiums in process of
collection not yet due
21 Total due from members
22 Deduct estimated cost of collection
23 Net amount due from members
24 All other assets viz Cash
Advance to agents
30 00
1747 80
220 60
214 37
2212 77
713 00
1499 77
407 60
150 00
679
213 56
67 50
224 75
149 54
150 00
19 00
50 61
2504 72
Total assets
2057 37
VILiabilities
2 Losses in process of adjustment or adjusted and not due 300 00
4 Losses resisted by the company 250 00
VIIExhibit of Certificates or Policies
Business in Georgia During 1910
Policies or certificates in force December 31 1909 440
Policies or certificates written during the year 1910 460
Total policies in force December 31 1910
393
125200 00
Total 900 256088 00
Deduct number and amount which have ceased to be
in force during 1910 507
89349 00
Losses and claims on policies or certificates unpaid
December 31 1910
3
300 00680 ComptrollerGenerals Report
Losses and claims on policies or certificates incurred
the year 1910 33 928 63
Losses and claims on policies or certificates paid dur
ing the year 1910 10 628 63
GUARANTY AID AND RELIEF SOCIETY OF SAVANNAH GEORGIA
L E Williams President Walter S Scott Secretary
Principal Office 468 West Broad St Savannah Ga
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year 5461 93
IIIDisbursements During Year 1910
Gross amount paid by members to the Association or its
Agents without deductions for commissions or other ex
penses as follows
1 Membership fees 536 45
2 Annual payments and assessments returned to members 8 30
Total paid by members 20025 95
5 Interest 225 00
Total income 20250 95
IIIDisbursements During Year 1910
1 Losses and claims 8040 97
2 Annual payments and assessments returned to members 8 30
Total paid to members 8049 21
3 Commissions and fees retained by or paid to agents 5481 00
5 Salaries and traveling expenses of managers of agencies and
general special and local agents 1360 84
6 Medical examiners fees whether paid direct by members
or otherwise oO 00
7 Salaries and other compensation of officers and other office
employees 2902 00
8 Rent 30500 taxes 22021 total 525 21
10 Advertising 23745 blanks and printing 17830 total 415 75
11 All other items viz Interest 36540 auditors 25790
postage and incidentals 32464 total 947 94
Total disbursements 19732 01
iComptrollerGenerals Eeport 681
TVInvested Assets
5 Cost value of bonds and stocks owned absolutely and
held as reserve fund
6 Cash in office
7 All other deposits viz The Wage Earners Loan In
vestment Co
9 All other ledger assets viz Furniture and fixtures 150 00
10 Total net or ledger assets Tmi87
VContingent Assets
19 Annual payments or premiums due and un
paid on memberships in force 604 55
20 Annual payments on premiums in process
of collection not yet due 23 540 40
21 Total due from members 24 144 95
22 Deduct estimated cost of collection 6o36 24
23 Total amount due from members 18 108 71
Total assets A 7
24089 58
VILiabilities
9 Borrowed money
J 4200 00
Total liabilities
4200 00
Business in the State of Georgia During the Year
r No Amount
Policies or certificates in force December 31 1909 3212 82 236 50
Policies or certificates written during the year 1910 4915 125l38 50
no7aI J1 8127 207375 00
Deduct number and amount which have ceased to be
in force during 1910 4136 106261 00
Total policies in force December 31 1910 3991 101 114 00
Losses and claims on policies or certificates incurred
during the year 1910 2668 8m Q
T Ttal 2668 8040 97
Losses and claims on policies or certificates paid
during the year 1910 2668 8040 97682 ComptrollerGenerals Report
HOME FRIENDLY SOCIETY OF BALTIMORE MD
B L Talley Secretary
Geo A Chase President t 1 0 am
Principal Office 1026 Lindan Ave Baltimore Md
Geo L DeGant Atlanta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of previous
year
IIIncome During Year 1910
1366 85
1 Membership fees 443 460 92
3 Assessments looiV 1a
4 For medical examiners fees stationary 1831 and
duplicates 5170 total
234 87
Total paid by members
5 Interest
6 Bents
received from all other sources viz Agents ad
7 Cash
vance returned
On real estate sold above cost
Total income
f 445062 64
1606 50
600 00
116 20
750 00
448135 34
IIIDisbursements During Year 1910
1 Losses and claims
2 Annual payments and assessments returned to members
35950 and dividends 143762 total
228639 00
1797 12
Total paid to members
3 Commissions and fees retained by or paid to agents
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
6 Medical examiners fees whether paid direct by members
or otherwise
7 Salaries and other compensation of officers and other
office employees n
8 Bent 234600 taxes 390627 attorney fees 39000
total
9 Advanced to officers and agents to be repaid out of
future salaries or commissions
10 Advertising
11 All other items viz Postage 71807 interest 25947
real estate expenses 12982 total
Agents bond returned
All other items of expense
230436 12
43421 64
92208 50
5022 20
39259 51
6642 27
158 35
6464 73
1107 36
50 00
5822 01
Total disbursements
430592 69ComptrollerGenerals Report
683

IVInvested Assets
1 Cost value of real estate in cash exclusive of all incum
brances 3
5 Cost value of bonds and stocks owned absolutely
6 Cash in office
7 Cash deposited in banks viz Old Town Bank 13
86756 Commonwealth Bank 1318 Commonwealth
Savings Bank 108075 Central Savings Bank 1
07122 Provident Savings Bank 107908 Eutaw Sav
ings Bank 108428 Baltimore Trust and Guarantee
Co 6833 total
All other deposits viz On deposit in banks and offices
at agencies
9 All other assets viz Bills receivable
10 Total net or ledger assets
11 Deduct depreciations from cost of assets to bring same to
market value
Total net or ledger assets less depreciation
VContingent Assets
12 Interest accrued
15 Market value of bonds and stocks over cost
18 Mortuary assessments not yet due
10448 40
21 Total due from members
22 Deduct estimated cost of collection
10448 40
1567 26
23 Net amount due from members
Total assets
VILiabilities
1 Losses due and unpaid
Total liabilities
Business in the State of Georgia During the Year
No
Policies or certificates in force December 311909 10970
Policies or certificates written during the year 1910 4300
7129 81
61970 95
705 89
18264 40
17650 83
4040 00
109761 88
1068 45
108693 43
1612 00
2870 19
8881 14
122056 76
1000 00
1000 00
Amount
770900 00
301000 00
Total 15270 1071900 00684 ComptbollebGteneeals Kepobt
Deduct number and amount which have ceased to be
in force during 1910 5669 399830 00
Total policies in force December 31 1910 9601 672070 00
Losses and claims on policies or certificates in
curred during the year 1910 9197 30925 92
Total 9197 30925 92
Losses and claims on policies or certificates paid
luring the year 1910 9197 30925 92
HOME MUTUAL FIRE INSUEANCE CO OF BRUNSWICK GA
R W Durden President N D Cowart Secretary
Principal Office Boom 4 Opera Building Brunswick Ga
Officers of Company Attorneys for Service in Georgia
IIIncome During the Year
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 1260 00
2 Annual dues 941 80
Total paid by members 2i20l 80
7 Cash received from all other sources viz Ineorporators 1092 68
Total income 3294 48
IIIDisbursements During the Year
Losses and claims 9
Total paid to members 90 00
3 Commissions and fees retained by or paid to agents and
expenses 1015 60
4 Commissions and fees retained by or paid to officers and
directors 265 80
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 194 14
7 Salaries and other compensation of officers and other
office employees 153 80
8 Bent 7000 licenses and taxes 32489 total 394 89
10 Blanks and printing 220 25
11 All other items viz Office furniture 150 00
Total disbursements 3294 48
ComptrollerGenerals Eeport 685
IVInvested Assets
9 Office furniture 50 qq
Total net or ledger assets 150 qq
VContingent Assets
19 Annual payments or premiums due and
unpaid on memberships in force 4170 00
23 Net amount due from members 4 170 00
Total assets 4320 Q0
VILiabilities
8 To officers or others for advances on account of expenses
of organization 1092 68
Total liabilities i qq2 gg
Business in the State of Georgia During the Year
No Amount
Policies or certificates in force December 31 1910 1421 1065725 00
Policies or certificates written during the year 1910 1428
Total 1428 1066925 00
Deduct number and amount which have ceased to be
in force during 1910 7 1200 00
Total policies or certificates in force December
31 1910 1421 1065725 00
Losses and claims on policies or certificates paid
during the year 1910 5 900 00
INDUSTRIAL LIFE AND HEALTH INSURANCE COMPANY OF
ATLANTA GEORGIA
J N McEachern Persident J M Sheffield Secretary
Walter McElreath Atlanta Ga Attorney for Service in Georgia
Principal Office 502511 Austell Bldg Atlanta Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of pre
vious year 56763 32686
ComptrollerGenerals Report
IIIncome During Year 1910
1 Membership fees
2 Annual dues
Total paid by members
5 Interest
Total income
IIIDisbursements During Year 1910
1 Losses and claims viz Death 3167675 indemnity
16560580 total
2 Annual payments and assessments returned to members
Total paid to members
3 Commissions and fees retained by or paid to agents
4 Commissions and fees retained by or paid to officers and
directors
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
6 Medical examiners fees whether paid direct by mem
bers or otherwise
7 Salaries and other compensation of officers and other
office employees
8 Rents 649525 taxes 427190 total
10 Advertising and blanks and printing
11 Postage express telephone and telegraph 232141 ex
change 7895 attorney fees 156045 furniture and
fixtures 39220 interest 181402 all others 5
52780 total
Total disbursements
IVInvested Assets
14986 15
475436 35
490422 50
1889 50
492312 00
197282 55
8991 60
206274 15
194204 39
41600 00
12975 92
90 50
799150 00
10767 15
4669 47
11694 83
490267 91
2 Loans on bond and mortgagefirst liens on real estate
5 Cost value of bonds and stocks owned absolutely
7 Cash deposited in banks viz Third National Atlanta
Ga 1254739 Merchants National Bank Raleigh N
C 66633 total
9 All other assets viz Cash in hands of agents
10 Total net or ledger assets
VContingent Assets
12 Interest accrued 512 50
20650 00
24500 on
132 13 72
443 89
58807 41ComptrollerGenerals Report 687
20 Annual payments or premiums in process
of collection not yet due 298040 60
21 Total due from members 298040 60
22 Deduct estimated cost of collection 74510 60
23 Net amount due from members 223530 00
24 All other assets viz Furniture and fixtures 750000
books and printing 50000 total 8000 00
Total assets 291349 91
Business in the State of Georgia During the Year
No Amount
Policies or certificates in force December 31 1909 53569 1222352 00
Policies or certificates written during the year 1910 64231 906947 00
Total 117800 2129299 00
Deduct number and amount which have ceased to be
in force during 1910 60503 S84706 00
Total policies in force December 31 1910 57297 1244593 00
Losses and claims on policies or certificates incurred
during the year 1910 36278 157005 90
T0tai 36278 157005 90
Losses and claims on policies or certificates paid
during the year 36278 157005 90
MERCHANTS LIFE ASSOCIATION OF BURLINGTON IOWA
John J Seerley President A B Hawkins Secretary
Principal Office National State Bank Bldg Burlington Iowa
C Gordon Cain Macon Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of pre
vious year 520956 25
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 94246 74688 ComptrollerGeneral s Eeport
2 Reserve fund
3 First year expense 1140023 mortuary 3135182 total
4 Subsequent expense 7536583 mortuary 22660513
total
Total paid by members
5 Interest on mortgages 1306744 bonds and stocks
76000 other sources 676110 total
7 Cash received from all other sources viz Change of
beneficiary 14400 reinstatement fees 48800 total
Total income
IIIDisbursements During the Year 1910
1 Losses and claims paid
Guarantee fund returned to beneficiaries
2 Annual payments and assessments returned to rejecter
applicants and to members of cancelled certificates
Total paid to members
3 Commissions and fees retained by or paid to agents on
account of first years fees dues assessments or pre
miums 9874403 subsequent 1193009 total
5 Commissions paid or allowed to banks or collectors for
collecting assessments
6 Medical examiners fees whether paid direct by members
or otherwise
7 Salaries and other compensation of officers and other
office employees
8 Bent
9 Taxes on income 392656 insurance department fees
and licenses 198200 municipal licenses 57997
total
10 Advertising 88138 blanks and printing 316279 total
Advanced by directors
11 All other items viz Miscellaneous 78818 other items
45775 telegrams 21659 express 48059 station
ery 101916 postage 845306 traveling expense
198654 inspection of risks 55800 total
Total disbursements
IVInvested Assets
2 Loans on bond and mortgage first liens on real estate
3 Reserve fund notes of members in good standing
5 Cost value of bonds and stocks owned absolutely
6 Deposit Missouri State Department
95310 71
42752 65
301970 96
534280 46
20588 54
632 00
55501 00
i
258333 32
207 00
28764 33
287304 65
110674 12
3536 20
8497 50
28459 71
800 00
6489 31
5403 85
4500 00
13959 87
469625 21
354816 20
152566 00
18000 00
1000 00CompteollerGteneeals Beport
7 Cash deposited in banks on reserved fund account viz
Merchants National Bank 5483952 National State
Bank 1034651 GermanAmerican Savings Bank 5
30600 Burlington Savings Bank 591812 total
8 Agents ledger balances
Total net or ledger assets less depreciation
VContingent Assets
12 Interest accrued 1172100 mortgages
14000 bonds 35374 total
18 Mortuary assessments to become due but
only to the extent of the amount neces
sary to meet unpaid claims
12214 74
8000 00
23 Net amount due from members
689
76410 15
4382 51
Total 607174 86
11 Deduct future call fund 342 82
606832 04
20214 74
Total 627046 78
24 Deduct items not admittedReserve Fund notes 152566 00
Total assets
474480
VILiabilities
2 Bosses in process of adjustment or adjusted and not due
number of claims 4 8000 00
6 For salaries rents and office expenses 6772 12
9 Amount of all other liability viz Advanced by direc
tors 7 000 00
Total
Business in the State of Georgia During the Year
Policies or certificates written during the year 1910
Total
21772 12
22000 00
22000 00
MUTUAL LIFE INDUSTRIAL ASSOCIATION OF ATHENS GEORGIA
Jno A Darwin President Jas L Webb Secretary
Principal Office 313318 Southern Mutual Bldg Athens Ga
Wm A Wright Atlanta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of pre
vious year i
55101 32
690 ComptbollerGenebals Eepobt
ITIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows g 0
1 Membership fees Q
2 Annual dues QQ 30
3 Assessments
219685 4S
Total paid by members
7 Cash received from all other sources viz Commission
account
221246 98
Total income
HIDisbursements During Year 1910
170522 00
1 Losses and claims 170522 00
Total paid to membersv
3 Commissions and fees retained by or paid to agents 10 10
4 Commissions and fees retained by or paid to officers and
directors of divisions
5 Salaries and traveling expenses of managers of agencies
and general special and local agents oy
7 Salaries and other compensation of officers and other
office employees
8 Rent 108000 taxes 254517 total
10 Advertising 8635 blanks and printing 77980 total
11 All other items viz Expenses 162815 express
5774 postage 121396 attorneys fees 23750 00
3lo ou
total
214182 78
Total disbursements
IVInvested Assets
5 Cost value of bonds and stocks owned absolutely 20000 00
6 Cash in office
7 Cash deposited in banks on reserved account
4 16579 DO
9 All other ledger assets
n t 62165 52
Total net or ledger assets
VContingent Assets
15 Market value of bonds and stocks over cost 4000 00
ComptkolleeGteneeals Repobt 691
Business in the State of Georgia During the Year
No Amount
Policies or certificates in force December 31 1909 14822 12006469 00
Policies or certificates written during the year 1910 930 622400 00
Total 15752 12628869 00
Deduct number and amount which have ceased to be
in force during 1910 8712 7232269 00
Total policies in force December 31 1910 7040 5396600 00
Dosses and claims on policies or certificates in
curred during the year 1910 226 76083 00
Total 226 76083 00
Losses and claims on policies or certificates paid
during the year 1910 226 76083 00
MUTUAL BENEFIT INDUSTRIAL LIFE INSURANCE ASSOCIATION
OF SAVANNAH GEORGIA
A Rauzen President J M Wood Secretary
Principal Office 326 West Broad St Savannah Ga
Officers of Company Attorneys for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of pre
vious year 6095 00
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other ex
penses as follows
1 Application fees 3306 35
2 Weekly dues 48982 65
Total paid by members 52289 00
5 Interest 230 92
7 Cash received from other sources viz Income bonds 1400 00
lasfli in bank 409 92
Total income 54329 84
IIIDisbursements During the Year 1910
1 Losses and claims viz Death 241520 sick 16
25665 total 18671 85
2 Weekly payments and assessments returned to members 292 46
Total paid to members 18964 31692
CompteollerGeneeals Eepoet
3 Commissions and fees retained by or paid to agents
4 Commissions and fees retained by or paid to officers and
directors
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
6 Medical examiners fees whether paid direct by members
or otherwise
7 Salaries and other compensation of officers and other
office employees
S Kent 45505 taxes 21102 total
9 Depreciation on bonds
10 Blanks and printing
11 All other items viz Miscellaneous expense 7035
auditing 34990 total
Furniture and fixtures
Total disbursements
25673 25
1125 00
4799 75
150 00
1523 00
666 07
300 00
396 30
420 25
246 30
54264 23
IVInvested Assets
5 Cost value of bonds and stocks owned absolutely
6 Cash in office
7 Cash deposited in bank on reserved account viz Ex
change Bank
9 All other ledger assets viz Furniture and fixtures
Total
Depreciation on office furniture
Total net or ledger assets less depreciation
VContingent Assets
19 Weekly payments or premiums due and un
paid on memberships in force 667 95
20 Annual payments or premiums in process
of collection not yet due 67170 00
5450 00
90 91
274 70
490 65
6306 26
145 65
6160 61
21 Total due from members 67837 95
22 Deduct estimated cost of collection 20
per cent 13567 59
23 Net amount due from members
Total assets
54270 36
60430 97ComptrollerGenerals Beport 693
Business in the State of Georgia During the Year
Policies or certificates in force December 31 1910 OT1 64473
Pohcres or certificates written during the year 1910 20051 JS Z
Total
deduct number andamount which have cVased iobe 5m 5
force during 1910
Total policies in force December 31 1910 7l475 77
Losses and claims on policies or certificates in
curred during the year 1910 50u 85
Total
Losses and claims oapolicVesoreertifiespaid 1861
dunng the year 1910 gg
NATIONAL LIFE ASSOCIATION OF PES MOINES IOWA
J B Sullivan President
Wm A Wnght Atlanta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of pre
vious year r
387300 22
IIIncome During the Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees
3 Assessments 89942 5
302221 85
Total paid by members I
5 Interest 392163 90
7 Cash received from ail other sources viz Sundries 12358
69704 Des Moines National Bank overdraft 5
23161 agents commission 26961 total 6 19g 2g
Total income
410720 55
HIDisbursements During Year 1910
1 Losses and claims
2 Annual payments and assessmentreturned to members JJS 95
Total paid to members
137280 95694
ComptrollerGenerals Report
10
n
12
Commissions and fees retained by or paid to agents
Commissions and fees retained by or paid to banks
Salaries and traveling expenses of managers of agencies
and general special and local agents
Medical examiners fees whether paid direct by members
or otherwise
Salaries and other compensation of officers and other
office employees
Rent 184550 taxes 446800 total
Advertising 67029 blanks and printing 273309 total
All other items viz Furniture 41228 legal expenses
80084 interest on prem 100000 inspection of risks
229166 express telephone and telegrams 39215
postage 196828 sundries 343329 total
Lapse on reserve fund bills receivable
92121 88
1600 05
2626 75
10751 20
20647 25
6313 50
3403 38
10298 50
48856 42
Total disbursements
333899 88
IVInvested Assets
2 Loans on bonds and mortgage first liens on real estate
6 Cash in office
7 Cash deposited in banks on reserved fund account viz
Des Moines National Bank 833529 Iowa National
Bank 1153905 Citizens National Bank 10293 Sun
dry deposits banks 10800 total
9 All other ledger assets viz Keserve fund bills receiv
able not yet due
228720 00
3608 54
20085 27
211959 42
Total
Less trust fund advance payments
Total net or ledger assets
VContingent Assets
12 Interest due 160100 and accrued 626705 total
18 Mortuary assessments not yet due 21500 00
23 Net amount due from members
24 All other assets viz Agents commissions 26961 fur
niture and fixtures 223515 total
464373 23
252 34
464120 89
7868 05
21500 00
2504 76
Total assets 495993 70
VILiabilities
2 Losses in process of adjustment or adjusted and not due
number of claims 10
5 National State or other taxes due
21500 00
1760 62Comptroller General s Report
695
7 Overdraft Des Moines National Bank
8 To officers or others for advances on account of organiza
tion previous to January 1 1907
5231 61
4748 35
Total liabilities
33240 58
NATIONAL ASSURANCE COMPANY OP ATLANTA GA
H C Conley President
S E Smith Secretary
Principal Office 1113 Candler Bldg Atlanta Ga
H C Conley Atlanta Attorney for Service in Georgia
IVInvested Assets
5 Cost value of bonds and stocks owned absolutely
7 Cash deposited in banks viz Guarantee Trust Bank
ing Co
5000 00
1700 00
Total net or ledger assets
6700 00
NORTH CAROLINA MUTUAL AND PROVIDENT ASSOCIATION OP
DURHAM NORTH CAROLINA
John Merriek President
A M Moore Secretary
Home Orifice Durham North Carolina
IBalance Prom Previous Year
Ledger assets December 31st of previous year 82658 17
IIIncome
11 Gross amount of assessments for expenses 237 843 02
19 Total paid by members
24 Interest from all other sources
25 Gross rent from associations property in
cluding 55000 for associations occu
pancy of its own buildings
237843 02
475 00
6114 33
Total
32 Sundry receipts
6589 33
806 01
48 Total income 245238 3
IIIDisbursements
1 Death claims
3 Sickness
5 Other benefits endowments
28689 31
57447 07
338 81
9 Total paid to members
3475 19
696
ComptrollerGenerals Report

16
18
20
11 Salaries of agents
12 Salaries of managers not officers
13 Salaries of officers and directors or trustees
Salaries of home office employees
Salaries and fees paid to chief medical examiners whether
paid direct by members or otherwise
Traveling and other expenses of officers trustees and
committees and agents
21 Commissions paid or allowed to banks or collectors for
collection and remittance of assessments and dues
22 Insurance department fees 176545 licenses and other
fees 48067 total
22a Agents licenses
23 Rent including 55000 for Associations occupany of its
own buildings fuel lights water telegraph telephone
fire insurance premiums and office supplies etc
24 Advertising printing and stationery
25 Postage express telegraph and telephone branch office ex
penses
29 Legal expense in litigating claims 5000 other legal ex
penses 19177 total
Furniture and fixtures
31 Taxes on real estate 76353 repairs and other expenses
on real estate 188377 total
35 Sundries donations
38 Retired notes on real estate
8040 00
2800 00
8800 00
7595 37
2892 00
4584 80
84327 62
2246 12
253 50
3268 08
4283 74
6971 08
51 Total disbursements
241 25
235 15
2647 80
200 00
6000 00
232361 20
IVLedger Assets
1 Book value of real estate unencumbered 69318 00
2 Mortgage loans on real estate first liens 250 00
3 Loans secured by pledge of bonds stocks or other col
lateral 2000 00
4 Book value of stocks excluding interest 2000 00
5 Deposited in trust companies and banks on interest 13400 00
6 Cash in associations office 72718 deposited in banks
not on interest 702692 total 7754 10
7 Agents debit balances 591 51
8 Other ledger assets viz Loans on policies 221 72
10 Total ledger assets
95535 33
NonLedger Assets
14 Interest due 402 00
15 Rents due 180 00
16 Total interest and rents due and accrued
582 00ComptrollebGtenebals Eepoet 697
17 Market value of real estate over book value 10 000 00
22 Furniture fixtures and safes 00
0000 00
31 Gross assets
111117 33
Deduct Assets Not Admitted
32 Agents debit balances 591 51
34 Book value of real estate over market
value
oR T 10000 00
36 Loans on personal security 2 000
3 Other items viz Furniture fixtures and
safes
5000 00
Total
17591 51
41 Total admitted assets I
93525 82
VLiabilities
4 Death claims reported but not yet ad
justed A
170 00
18 Total unpaid claims
21 Borrowed money 17 00
15000 00
29 Total liabilities
15170 00
PILGRIM HEALTH AND LIFE INSURANCE CO OF AUGUSTA GA
H C Young President T
Principal Office 1143 Gwinnett St Augusta Ga
Wm A Wrigiht Atlanta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of pre
vious jear
11481 88
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees
2 Annual dues 3928 40
139027 25
Total paid by members iT6l698
ComptrollerGenerals Eeport
5 Interest
7 Cash received from all other sources viz Deficiencies
accounts reserve refunded advance etc
265 94
8016 60
Total income 151238 19
IIIDisbursements During Year 1910
t
1 Losses and claims
2 Annual payments and assessments returned to members
66229 51
115 89
Total paid to members
3 Commissions and fees retained by or paid to agents
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
6 Medical examiners fees whether paid direct by members
or otherwise
7 Salaries and other compensation of officers and other em
ployees
8 Bent 123300 taxes 127089 total
9 Advanced to officers and agents to be repaid out of future
salaries or commissions
10 Advertising 4960 blanks and printing 162895 total
11 All other items viz Furniture fixtures reserve re
funded balance due district express postage etc
Total disbursements
IVInvested Assets
66345 40
36949 44
21156 30
8 25
8247 46
2503 89
293 67
1678 55
11653 23
148836 19
5 Cost value of stocks and bonds owned absolutely
6 Cash in office
7 Cash deposited in banks on reserved fund account viz
IrishAmerican Bank
Union 97524 Georgia Railroad 69997 Citizens
63003 total
All other deposits viz Mutual Light and Water Co
Brunswick Ga
i All other assets viz Furniture and fixtures
5200 00
356 08
4219 56
2305 24
3 00
1800 00
Total net or ledger assets
VContingent Assets
12 Interest due and accrued
19 Annual payments or premiums due and
unpaid on memberships in force 4498 50
20 Annual payments or premiums in process
of collection not yet due 3391 05
13883 88
100 00
21 Total due from members
7889 55ComptrolleeGenebal s Report
22 Deduct estimated cost of collection 1999 88
23 Net amount due from members
Total assets
VILiabilities
1 Losses due and unpaid number of claims 451
5 National State or other taxes due
6 For salaries rents and office expenses
7 Interest due or accrued
9 Amount of all other liability viz Furniture office sup
plies printing and agents reserve
699
5889 67
19873 55
1394 09
24 32
35 95
296 00
1508 59
Total liabilities 4
Business in the State of Georgia During the Year
No
Policies or certificates in force December 31 1910 20078
Policies or certificates written during the year 1910 26047
Total 46125
Deduct number and amount which have ceased to be
in force during 1910 18074
Total policies in force December 31 1910 28051
Losses and claims on policies or certificates in
curred during the year 1910 20467
3258 95
Amount
412550 00
656270 00
1068820 00
596910 00
471910 00
66272 01
Total 20467 66272 01
Losses and claims on policies or certificates paid
during the year 1910 20464 66229 51
SOUTH GEORGIA FARMERS FIRE INSURANCE COMPANY OF
THOMASVTLLE GEORGIA
C L Heald President Robt Alexander Secretary
Principal Office Thomasville Ga
E L Neal Thomasville Attorney for Service in Georgia
IIIncome During the Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
3 Membership fees oq9 q700 ComptrollerGenerals Eeport
3 Assessments 185 85
4 Taxes 16 01
Total paid by members 4f3 96
7 Cash received from all other sources viz Advanced by
incorporators 200 00
Total income 693 96
IIIDisbursements During Year 1910
2 Total paid to members 185 85
3 Commissions and fees retained by or paid to agents 175 26
4 Commissions and fees retained by or paid to officers and
directors 116 84
8 Taxes 16 01
11 All other items viz License to State for 1910 200 00
Total disbursements 693 96
VILiabilities
8 To officers or others for advances on account of expenses
of organization 16 00
Total liabilities 156 00
Business in the State of Georgia During the Year
No Amount
Policies or certificates in force December 31 1910 259 24179100
Policies or certificates written during the year 1910 76 71987 00
Total policies in force December 31 1910 335 313778 00
Losses and claims on policies or certificates in
curred during the year 1910 1 185 85
Losses and claims on policies or certificates paid
during the year 1910 1 185 85
SUNLIGHT INSURANCE COMPANY OP ATLANTA GEORGIA
5 J Sheffield President H S Penn Secretary
Principal Office 1426 Empire Bldg Atlanta Ga
Walter McElreath Atlanta Attorney for Service in Georgia
IBalance Sheet
Amount of net or ledger assets December 31st of pre
vious year 1098 39ComptbollebGenebals Bepobt
HIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
2 Annual dues
Total income
InDisbursements During Tear 1910
1 Losses and claims
2 Annual payments and assessments returned to members
Total paid to members
3 Commissions and fees retained by or paid to agents
4 Commissions and fees retained by ox paid to officers and
directors
8 Bent 33600 taxes 26275 total
10 Advertising 44514 blanks and printing W88 total
11 All other items viz Office furniture 5395 postage
and express 6230 telephone and telegraph 6341
total
Total disbursements
TvInvested Assets
6 Cash in office
7 Cash deposited in banks on reserved fund account
Total net or ledger assets
VContingent Assets
19 Annual payments or premiums due and
unpaid on memberships in force
20 Annual payments or premiums in process
of collection not yet due
3048 35
28004 60
21 Total due from members
22 Deduct estimated cost of collection 25 per
cent
31052 75
7763 18
23 Net amount due from members
24 All other assets viz Office furniture 22500 books
and blanks 32500 total
701
15923 25
15923 25
2036 82
59 70
2096 52
10540 40
1040 00
598 75
1117 52
179 66
15572 85
361 00
1149 29
1510 29
23289 57
550 00
Total assets
25349 86702 ComptrollerGenerals Keport
Business in the State of Georgia During the Year
Policies or certificates in force December 31 1909 1757 308200 01
Policies or certificates written during the year 1910 6401 794450 00
Total 8158 1102650 00
Deduct number and amount which have ceased to be
j j mm 4819 575300 00
in force during 1910 ola
Total policies in force December 31 1910 3339 527350 00
SOUTHERN LLVE STOCK INSURANCE COMPANY OF DALLAS GA
R D Leonard President W L Hunter Secretary
Principal Office Dallas Georgia
R E L Whitworth Dallas Attorney for Service in Georgia
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
j 0443 62
1 Membership fees
5 44H 62
Total paid by members
7 Cash received from all other sources viz Advances or
ganization purposes
6829 12
Total income
IIIDisbursements During Year 1910
2322 00
1 Losses and claims
232 00
Total paid to members
3 Commissions and fees retained by or paid to agents 1316 21
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 93 30
7 Salaries and other compensation of officers and other
office employees
8 Rent 3000 taxes 2116 total 5 16
9 Advanced to officers and agents to be repaid out of future
OC Of
salaries or commissions
10 Blanks and printing 173 33
LI All other items viz Licenses 10325 expense 56594
refunded premium 125 cancelled insurance 47861
memberships due 57688 total 1725 80
Total disbursements 6681 63CoMPTROLLEKGrENEKAL s REPORT 703
IVInvested Assets
6 Cash in office g 09
9 All other ledger assets viz Fixtures 141 20
Total net or ledger assets 147 4y
VContingent Assets
19 Annual payments or premiums due and
unpaid on memberships in force 576 88
21 Total due from members 576 88
22 Deduct estimated cost of collection 25 00
23 Net amount due from members 551 Sy
24 Other assets viz Due from agents 28 00
Total assets 07 x7
VILiabilities
S To officers or others for advances on account of expenses
of organization 4 335 jq
Total liabilities 305 q
Business in the State of Georgia During the Year
No Amount
Policies or certificates written during the year 1910 1537 202 308 25
TotaI 1537 202308 25
Deduct number and amount which have ceased to be
in force during 1910 148 18315 25
Total policies in force December 31 1910 1389 183 993 00
Losses and claims on policies or certificates in
curred during the year 1910 17 3322 00
TotaI 17 2322 00
Losses and claims on policies or certificates paid
during the year 1910 17 2 322 00IM
704 ComptrollerGenerals Report
southern states fire insurance company of athens ga
H S West President H M Rylee Secretary
Principal Office Cor Clayton St and College Ave Athens Ga
Shackelford Shackelford Athens Attorneys for Service in Georgia
IIAssets
13 Cash belonging to the company deposited
in bank viz Citizens Bank Trust
Co Athens Ga 1737 58
Total cash items 1737 58
17 Cash in hands of agents and in course of transmission 1180 69
18 All other assets of the company both real and personal 3240 00
Total assets of the company actual cash market value 6830 52
IIILiabilities
7 Gross premiums without any deduction re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy 93700 unearned
premiums fifty per cent 468 50
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 235890 un
earned premiums pro rata 1988 45
11 Total unearned premiums as computed above carried
out 2456 95
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 102 40
Total 2559 35
23 Surplus beyond capital and all other liabilities including
directors notes 4271 17
24 Aggregate amount of all liabilities including capital paid
up and net surplus 6830 52
IVIncome During the Year
7 Entire premiums collected during the
year Cash 329940 notes 67225
total 3971 65g
ComptrollerGenerals Eeport
705
644 7o
8 Deduct reinsurance and return premiums
ll Srt f tUally reCeiVed fr Premiums iedout 1 982 40
11 Received for interests and divide1
lends on stocks and bonds
collateral loans and from all other sources
1 bo
15 Aggregate amount of
year in cash
income actually received during the
VExpenditures During the Year
1 Gross amount actually paid for losses 2 50
1984 05
Net amount paid during the year for losses
b Paid for commissions or brokerage
7 Paid for salaries fees and other charges ofofficersclerks
agents and all other employees
8 Paid for State National and local taxes inthis and other
states
9 All other payments and expenditures viz Rents sup
plies fixtures etc l
2 50
823 97
97 00
208 00
210 55
Aggregate amount of actual expenditures during the year
in cash

vLRisks and Premiums
1342 02
2 ritten or renewed during 1910
Fire Risks Premiums Thereon
185685 00
3 Total
4 Deduct those expired and marked off as
terminated in 1910
185685 00
28050 00
3971 65
644 35
157635 00
5 In force at end of year 1910
Business in the State of Georgia During the Year
Fire risks written
3327 30
Premiums received gross
Losses paid
Losses incurred
157635 00
3295 90
2 50
2 50
UNION MUTUAL ASSOCIATION OF ATLANTA GA
T W Walker President Wm
T3 m Lnskell Secretary
Pnneipal Office 210 Auburn Aye Atlanta Ga
Wm A Wright Atlanta Attorney for Service in Georgia
LBalance Sheet
Amount of net or ledger assets December 31st of
vious year
pre
15631 15
706 ComptkollebGenekals Report
IIIncome During Year 1910
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows 9 849 75
1 Membership fees
2 Annual dues
4 135 526 45
Total paid by members 100 00
5 Interest
7 Cash received from all otiher sources viz Eevivals de
ficieneies and cash other sources
137968 88
Total income
IIIDisbursements During Year 1910
3 59647 02
1 Losses and claims
2 Annual payments and assessments returned to members
59692 62
Total paid members i
3 Commissions and fees retained by or paid to agents
4 Commissions and fees retained by or paid to officers
and directors
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
6 Medical examiners fees whether paid direct by members
or otherwise
7 Salaries and other compensation of officers and other
office employees
8 Bent 173307 taxes 130330 total dud0
10 Advertising 1438 29 blanks and printing 78011 g 21g 40
total
11 All other items viz Postage water light fuel attor
ney fees express furniture insurance supplies and
sundries
Total disbursements 131884 71
IVInvested Assets
3 Loans secured by pledge of bonds stock or other market
able collaterals rinn nn
5 Cost value of bonds and stocks owned absolutely iw i
r 230 72
6 Cash in office
7 Cash deposited in banks on reserved fund account total 105 00
All other deposits Atlanta National Bank 476604
Atlanta State Savings Bank 40000 total 5166 04
T 1837 75
Notes ComptrollerGeneral s Eeport 707
S Agents ledger balances 2 700 75
9 All other assets viz Safes typewriters adding ma
chine furniture fixtures and supplies 5800 00
Total net or ledger assets 21 715 26
VContingent Assets
12 Interest due 100 00
19 Annual payments of premiums due and
unpaid on memberships in force 2700 75
20 Annual payments or premiums in process
of collection not yet due 147070 80
21 Total due from members 149771 35
22 Deduct cost of collection 52 420 05
23 Net amount due from members 97 351 50
Total assets 97551 50
VILiabilities
4 Losses resisted by the company 2 772 50
Total liabilities t 9 772 50
Business in the State of Georgia During the Year
No Amount
Policies or certificates in force December 31 1909 30540 839850 00
Policies or certificates written during the year 1910 20948 531407 00
Total 51488 1371257 00
Deduct number and amount which have ceased to be
in force during 1910 l682i 451040 00
Total policies or certificates in force December
31 1910 34667 920217 00
Losses and claims on policies or certificates incurred
during the year 1910 30213 59692 62
Total 30213 59692 62
UNION FIRE INSURANCE COMPANY OF ATLANTA GEORGIA
Thos V McAfee President T j shepard Secretarv
Principal Office Austell Bldg Atlanta Ga
Lawton Nalley Attorney for Service in Georgia
TBalance Sheet
Amount of net or ledger assets December 31st of pre
vious year i orr
J 4877 77
708
CompteollerGeneeals Eepoet
Gross amount paid by members to the Association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees
Total paid by members
7 Cash received from all other sources viz Interest
loans etc
Total income
IIIDisbursements During Year 1910
1 Losses and claims
2 Annual payments and assessments returned to members
Total paid to members
3 Commissions and fees retained by or paid to agents
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
7 Salaries and other compensation of officers and other
office employees
8 Rent 21000 taxes 22981 total
10 Advertising 770 blanks and printing 19375 total
11 All other items viz Incidentals
Total disbursements
IVInvested Assets
7 Cash deposited in banks on reserved fund account
Office furniture and supplies
8 Agents ledger balances
9 All other ledger assets viz Bills receivable
Total net or ledger assets
VContingent Assets
19 Annual payments or premiums due and
unpaid on memberships in force
20 Annual payments or premiums in process
of collection not yet due
812 90
610 30
21 Total due from members
Total assets
3086 06
3086 06
859 81
3945 87
537 70
56 42
594 12
494 50
29 50
1679 00
439 81
201 45
346 75
3785 13
496 03
950 00
520 16
1643 06
3609 25
1429 26
5038 51
VILiabilities
1 Losses due and unpaid
550 00ComptrollerGenerals Beport 709
Business in the State of Georgia During the Year
No Amount
Policies or certificates in force December 31 1909 441 227710 00
Policies or certificates written during the year 1910 468 297 500 00
909 525210 00
Total
Deduct number and amount which have ceased to be
in force during 1910 422 263 475 00
Total policies or certificates in force Dceember
31 1910 487 261735 00
Dosses and claims on policies or certificates un
paid December 31 1910
Losses and claims on policies or certificates 1
curred during the year 1910
Total
Losses and claims on policies or certificates paid
during the year 1910
1 550 00
3 537 70
4 1087 70
3 537 70
AMERICAN CASUALTY COMPANY OF READING PA
E P Van Reed President Harvey H Shomo Secretary
Home Office Colonial Trust Bldg Reading Pa
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capita paid up
in cash 300000 00
2 Amount of ledger assets December 31 of
of previous year
3 Increase of paidup capital during the
year
Extended at
386363 79
50000 00
436363 79
IIIncome
1 Gross premiums unpaid December 31 1909 Accident
and health 1287372 liability 1845009 plate glass
1011643 steam boiler 99758 burglary and theft
164361 total 44jlgl 4J710
ComptrollerGenerals Report
2 Gross premiums written and renewed during the year
Accident and health 15418568 liability 8172929
plate glass 3814150 steam boiler 436949 bur
glary and theft 1382381 auto property 1282039
total
3
Total Accident and health 16705940 liability 100
17938 plate glass 4825793 steam boiler 536707
burglary and theft 1546742 auto property 12
82039 total
Deduct gross premiums now in course of collection Acci
dent and health 1003963 liability 1485927 plate
glass 13242 72 steam boiler 69815 burglary and
theft 190699 auto property 403252 total
5 Entire premiums collected during the year Accident and
health 15701977 liability 8532011 plate glass
3501521 steam boiler 466892 burglary and theft
1356043 auto property 878787 total
6 Deduct reinsurance return premiums and cancellations
Accident and health 2453565 liability 2425560
plate glass 891014 steam boiler 76989 burglary
and theft 341873 auto property 251795 total
7 Net cash actually received for premiums Accident and
health 13248412 liability 6106451 plate glass
2610507 steam boiler 389903 burglary and theft
1014170 auto property 626992 total
20 Interest on mortgage loans 7477 78
22 Interest on bonds and dividends on stock 8768 92
23 Interest on deposit
25 Gross rents from companys property 1025 00
26 Total interest and rents
27 Gross profit on sale of ledger assets viz Bonds Imperial
Japanese government
32 From all other sources viz
33 Agents balances previously charged off
34 Commission on bonding business written
35 Surplussale of stock
36 Bills payable account real estate
361 14
1137 23
25000 00
11000 00
37 Total
305070 10
349151 59
44779 2S
304372 31
64407 96
239964 35
17558 95
391 95
37398 37
38 Total income
295313 62
TilDisbursements
1 Gross amount paid for losses Accident and health 67
75319 liability 1151008 plate glass 1541730
ComptrollerGenerals Report 711
burglary and theft 558861 auto property 490423
total
9 n 105173 41
2 Deduct salvage and reinsurance Accident and health 419 64
3 Net amount paid policyholders for losses Accident and
health 6733355 liability 1151008 plate glass
lo41730 burglary and theft 558861 auto prop
erty 490423 total 104 753 77
4 Investigation and adjustment of claims Accident and
health 12500 liability 241057 burglary and theft
1060 auto property 38148 total 3 024 65
5 Totals Accident and health 6745855 liability 13
92065 plate glass 1541730 burglary and theft
069621 auto property 528571 total 107 77S 4a
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health 3716867 plate glass 885357
liability 1573927 steam boiler 73950 burglary
aDd theft 311129 auto property 171397 total 67 326 2
19 Stockholders for interest or dividends amount declared
during the year 15 000 00
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 16 498 76
21 Salaries traveling and all other expenses of agents not
paid by commissions 11 766 11
22 Medical examiners fees and salaries 195 00
23 Inspections other than medical luli Au
24 Rents
o d 2961 87
25 Repairs and expenses other than taxes on real estate 377 67
27 All other taxes licenses and insurance department fees 5 646 01
28 Legal expenses
3S Advertising printing and stationery 4 582 06
31 Postage and express
o T 2592 20
32 Furniture and fixtures 1 168 14
33 Loss on maturity of ledger assets viz Bonds 31 7U
37 All other disbursements Sundry expenses 1eS5 20
46 Total disbursements t7
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate first liens 150 290 00
4 Book value of bonds excluding interest 19526 49
5 Cash in companys office 15432 deposited in banks
11419208 total
a x 114346 40
6 Bills receivable
01 9o
11 Ledger assets 4915712
ComptbolleeGenebal s Kepobt
NonLedger Assets
12 Interest due 5000 and accrued 174815
on mortgages
13 Interest accrued on bonds
1798 15
2280 13
Totalv
18 Market value of bonds and stocks over book value
19 Gross premiums in course of collection viz On policies
or renewals issued subsequent to October 1 1910 Ac
cident 876306 liability 1217336 plate glass
923217 steam boiler 48365 burglary and theft
178899 auto property 321532 total
On policies or renewals issued prior to October 1 1910
Accident and health 127657 liability 268591
plate glass 4010 55 steam boiler 21450 burglary
and theft 11800 auto property 81710 total
Deduct Assets Not Admitted
39 Bills receivable
43 Gross premiums in course of collection
written prior to October 1 1910
237 96
9122 63
Total
51 Admitted assets
VLiabilities
1 Losses and claims adjusted and in process of adjustment
Accident and health 616376 plate glass 71461
burglary and theft 186196 auto property damage
20000 total

15 Net unpaid claims except liability claims
16 Special reserve for unpaid liability losses
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 14139447 un
earned premiums 50 per cent
20 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 16
14342 unearned premiums pro rata
9 28427 plus excess reserved 9
75889 total
70697 24
19043 16
21 Total unearned premiums
4078 28
2154 23
3o656 65
9122 63
9360 59
532652 05
8940 33
8940 33
6300 78
15241 11
89740 40

CompteolleeGenebal s Repobt
26 Salaries rents expenses bills accounts fees etc due c
accrued
29 Interest due or accrued on bills payable
33 All other liabilities viz State taxes due and accrued
35 Bills payable account real estate
713
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 300000 0
44 Surplus over all liabilities 10lo40 5
696 05 220 00 2656 19
11000 00
131611 53
45 Surplus as regards policy holders
46 Total liabilities
401040 52
532652 05
Business in State of Georgia During 1910
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Accident and health
294278 liability 404599 plate glass 326655
steam boiler 13216 burglary and theft 62006 auto
property 105024 total
Gross premiums received on risks written or renewed during
the year Accident and health 344179 liability
145315 plate glass 89170 burglary and theft
8140 auto property 1725 total
Gross losses paid Accident and health 147784 liability
37876 plate glass 57917 burglary and theft
17375 total
12057 78
5885 29
2609 52
ALABAMA FIDELITY AND CASUALTY CO OF MONTGOMERY ALA
ICapital Stock
T E Lovejoy President
J V Kelly Secretary
1 Amount of capital paid up
Principal Office Bell Bldg Montgomery Ala
Wm A Wright Atlanta Attorney for Service in Georgia
in cash 186010 00
3 Increase of paidup capita during the
year 186010 00
Extended at
186010 00
IIIncome
1 Gross premiums written and renewed during 1910 Acci
dent 220685 health 104465 fidelity 102700
surety 11100 plate glass 7248 burglary and theft
8050 total
4542 48
t
714
ComptrollerGeneral s Eeport
3 Deduct return premiums on policies can
celled Accident
4 Deduct premiums on policies not taken
Accident 6750 health 5600 fidel
ity 7000 total
40 00
193 50
5 Total deductions
6 Net premiums Accident 209935 health 98865 fidel
ity 95700 surety 11100 plate glass 7248 bur
glary and theft 8050 total
20 Policy fees required or represented by applications
22 Gross interest on mortgage loans less
86042 accrued interest on mortgages
acquired during 1910
24 Gross interest on bonds and dividends on
stocks less 73800 accrued interest on
bonds acquired during 1910
Gross interest on deposits in trust com
panies and banks
Gross interest from all other sources Bills
receivable 40725 mortgage in ad
vance for one year included in principal
sum 310944 total
25
26
638 22
60 00
506 95
3579 69
30 Total gross interest
31 From other sources viz Premium on sale of stock 96
01000 discount 11923 total
38 Gross increase by adjustment in book value of ledger
assets viz Bonds
IIIDisbursements
1 Gross amount paid for losses Health
5 Net amount paid policyholders for losses
22 Policy fees retained by agents
23 Commissions or brokerage less amount received on return
premiums and feinsuranee for the following classes
Accident 31045 surety 2500 health 10841 fidel
ity 7588 total
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
29 Salaries traveling and all other expenses of agents not
paid by commissions
30 Medical examiners fees and salaries
32 Kent
36 Insuranee department licenses and fees
42 Legal expenses
43 Advertising
233 50
4308 98
70 01
4789 86
96229 23
2111 65
22 66
22 66
70 0O
519 74
3383 82
1951 85
3 00
350 00
520 50
1460 00
473 51ComptrollerGeneral s Report
715
44 Printing and stationery
45 Postage telegraph telephone and express
46 Furniture and fixtures
48 Other disbursements
56 Total disbursements
3905 50
354 07
1275 84
49715 10
64005 59
IVLedger Assets
I Mortgage loans on real estate first liens
3 Loans secured by pledge of bonds stocks or other collat
erals
4 Book value of stocks
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz Accident 69415
health 46790 fidelity 38150 plate glass 7248
burglary and theft 8050 total
26 Other ledger assets viz Advances to agents
NonLedger Assets
31 Interest accrued on mortgages
32 Interest accrued on bonds
33 Interest due on collateral loans
34 Interest accrued on other assets
860 42
738 00
27 00
2282 67
Total interest
40 Other nonledger assets viz Furniture and fixtures sta
tionery stamps and supplies
43 Gross assets
Deduct Assets Not Admitted
41977 45
900 00
16800 00
35719 75
132193 90
1705 53
112 50
3908 09
4775 84
238093 06
46 Furniture and fixtures
47 Supplies printed matter and stationery
51 Agents balances
55 Admitted assets
1275 84
3500 00
112 50
233204 72
1 Losses and claims
VLiabilities
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon
all unexpired risks running one year
or less from date of policy 412023
unearned premiums fifty per cent 2060 11
13 33
13 33716
CoMPTROLLEBGeNEEAL s RePOBT
22 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 10500
unearned premiums pro rata
150 00
23 Total unearned premiums
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Accident 13349 health
8365 plate glass 2135 fidelity 2625 burglary
and theft 2165 total
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 State county and municipal taxes due or accrued
35 Reinsurance
37 Other liabilities viz Stock commissions payable on de
mand 181100 additional reserve for unexpired risks
in respect to the business having been written during
the last quarter of 1910 170000 total
46 Total amount of all liabilities except capital
47 Capital actually paid up in cash 18H
48 Surplus over all liabilities
41126 00
2165 11
286 39
2 55
57 84
32 50
3511 00
6068 72
227136 00
49 Surplus as regards policyholders
50 Total liabilities 233204 72
Business in Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 109135 health 57986 fidelity 95700
surety 11100 plate glass 7248 burglary and theft
8050 total
Gross losses paid
Gross losses incurred Accident 13 33 health 2266 total
2892 23
22 66
35 99
AMERICAN FIDELITY COMPANY OF MONTPELIER VT
James W Brock President Harlan W Kemp Secretary
Home Office Main and State Sts Montpelier Vermont
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 500000 00
2 Amount of ledger assets December 31 of
previous year 771079 48CoMPTKOLLEKGrENEKAL s REPORT
717
3 Increase of paidup capital during the
year 25000000 surplus 8750000
total 337500 00
Extended at i108j579 48
IIIncome
1 Gross premiums unpaid December 31 1909 Accident
2227482 liability 8680557 surety 2099760 bur
glary and theft 958840 total 139666 39
2 Gross premiums written and renewed during the year
Accident 12705034 health 3290439 liability
92574199 fidelity 4139757 surety 6288857
burglary and theft 4957705 auto property damage
2344S53 workmans collective 151917 total 1264527 61
3 Total Accident 14932316 health 3290439 liability
101254756 fidelity 4139757 surety 8388617
burglary and theft 5916545 auto property damage
2344853 workmens collective 151917 total 1404194 00
4 Deduct gross premiums now in course of collection Acci
dent 2330422 liability 17543168 surety 20
53725 burglary and theft 789870 total 227171 85
5 Entire premiums collected during the year Accident
12602094 health 3290439 liability 83711588
fidelity 4139757 surety 6334892 burglary and
theft 5126675 auto property damage 2344853
workmens collective 151917 total 177 022 15
6 Deduct reinsurance return premiums and cancellations
Accident 2639261 health 784869 liability 199
08836 fidelity 595935 surety 644063 burglary
and theft 1120985 auto property damage 476767
workmen a collective 4000 total 261 747 16
7 Net cash actually received for premiums Accident 99
62833 health 2505570 liability 63802752 35
43822 surety 5690829 burglary and theft 40
05690 auto property damage 1868086 workmens
collective 147917 total
22 Interest on bonds and dividends on stock 32454 94
23 Interest on deposit 326 52
24 Interest from all other sources viz Inter
est on agents balances 40809 excess
reinsurance 28557 total 693 66
26 Total interest and rents
27 Profit on sale or maturity of ledger assets viz Bonds
38 Total income
915274 99
34475 12
714 00
950464 11718
ComptrollerGenerals Eepoet
IIIDisbursements
1 Gross amount paid for losses Accident 4611403 health
1382597 liability 17638896 fidelity 86280
surety 1966451 burglary and theft 2081890 auto
property damage 684451 workmens collective
984 896 44
30676 total 80
2 Deduct salvage and reinsurance Accident
76083 health 39642 fidelity
52758 surety 944991 burglary and
theft 17050 total 11305 24
3 Net amount paid polieyholders for losses Accident 45
35320 health 1342955 liability 17638896 fidelity
33522 surety 1021460 burglary and theft 20
64840 auto property damage 684451 workmens
collective 30676 total 273521 20
4 Investigation and adjustment of claims Accident 4570o
health 13400 liability 4452778 fidelity 32655
surety 318161 burglary and theft 51226 auto
property damage 19050 total 49329
5 Net amount paid polieyholders for losses Accident 45
81025 health 1356355 liability 22091674 fidelity
66177 surety 1339621 burglary and theft 21
16066 auto property damage 703501 workmens col
lective 30676 total 322850 95
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 4702222 liability 21249122 burglary
and theft 1371394 surety 2921136 total 302438 74
20 Salaries fees and all other compensation of officers direct
ors trustees and home office employees 29922 86
21 Salaries traveling and all other expenses of agents not paid
by commissions 1303 02
23 Inspections other than medical 283
24 Bents
27 All other taxes licenses and insurance department fees 173o4 66
5918 18
Traveling
28 Legal expenses
3179 15
29 Advertising
7 7 IQ 95
30 Printing and stationery
31 Postage and express UUJ
32 Furniture and fixtures oooa
Stockholders for interest or dividends amount declared
during the year 15000 I5000
33 Loss on sale or maturity of ledger assets viz Bonds 661 50
37 All other disbursements viz Home office expense
31060 fire insurance 4315 total 353 75
46 Total disbursements 729422 09CoMPTBOLLEEGrENEBALs RePOBT 719
IVLedger Assets
4 Book value of bonds excluding interest 1186 782 95
5 Cash in companys office 929631 deposited in banks
13354224 total 142838 55
11 Ledger assets 1329621 50
NonLedger Assets
13 Interest on bonds 15 179 16
15 Interest on other assets 1486 82
Total 16665 98
19 Gross premiums in course of collection viz
21 On policies or renewals issued subsequent to
October 1 1910 Accident 2186329
liability 15765031 surety 1261833
burglary and theft 666126 total 198793 19
21 On policies or renewals issued prior to
October 1 1910 Accident 144093
liability 1778137 surety 791892
burglary and theft 123744 total 28378 66
227171 85
37 Gross assets 1573459 33
Deduct Assets Not Admitted
42 Loans on personal security endorsed or
nt 28378 66
44 Book value of ledger assets over market
rale 31742 95
60121 61
51 Admitted assets 1 513 337 73
VLiabilities
1 Losses and claims adjusted Accident 1 532 49
2 Losses and claims in process of adjustment Accident
1519700 health 156793 fidelity 196369 surety
1394500 burglary and theft 417692 auto property
damage 111355 total 37964 0f
720
ComptrollerGenerals Eeport
4 Losses and claims resisted Accident 1822500 fidelity
225000 surety 1216828 burglary and theft 1
80000 auto property damage 62245 total
5 Total losses and claims Accident 3495449 health
14
156793 fidelity 421369
glary and theft 597692
173600 total
Deduct reinsurance
surety 2611328 bur
auto property damage
15 Net unpaid claims except liability claims
16 Special reserve for unpaid liability losses
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 86379310 un
earned premiums 50 per cent
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 5555593 un
earned premiums pro rata
431896 55
55555 93
21 Total unearned premiums
22 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued subsequent to
October 1 1910 viz Accident 843441 liability and
auto property damage 5389285 fidelity and surety
338713 burglary and theft 233072 total
31 Taxes
33 Other liabilities viz Estimated expenses on unpaid
claims 464000 contingent reserve for liability claims
1899365 total
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 500000 00
44 Surplus over all liabilities 214978 97
45 Surplus as regards policyholders
35065 73
74562 31
5500 00
69062 31
132681 90
201744 21
487452 48
68045 11
17483 30
23633 65
798358 75
714978 97
46 Total liabilities 1513337 72
Business in Georgia During 1910
Gross premiums received on risks written or renewed during the
year Accident 34264 health 14083 liability
39750 fidelity 13650 surety 11650 property
damage 1776 total 1151 73
Gross losses paid Accident 21776 liability 1800 total 235 76emwzt
ComptrollerGeneral s Beport
AMEBICAN SURETY COMPANY OF NEW YORK
Henzy D Lyman President H B z
Home Office 100 Broadway New York City New York
Marion M Jackson Atlanta Attorney for Service in Georg
ICapital Stock
721
1 Amount of capital paid up
in cash 2500000 00
2 Amount of ledger assets as per balance
December 31 of previous year
7774156 46
Extended at
7774156 46
IIInc
1 Gross premiums written and renewed during the year
Fidelity 118919333 surety 176675361 total 2955946 94
2 Deduct reinsurance Fidelity 2 919 23
surety 1016756 total 13086 79
6 Deduct return premiums on policies can
celled Fidelity 14962542 surety
27591382 total 425 539 24
4 Deduct premiums on policies not taken
Fidelity 3519167 surety 3851726
t0tal 7370893
5 Total deductions Fidelity 18773632 surety 324
59864 total
512334 96
6 Net premiums Fidelity 100145701 surety 1442
15497 total
22 Gross interest on mortgage loans
23 Gross interest on collateral loans
24 Gross interest on bonds and dividends on
stocks less 726968 accrued interest on
bonds acquired during 1910
25 Gross interest on deposits in trust compa
nies and banks
26 Gross interest from all other sources viz
On overdue premiums 10606 on sal
vages 3765356 total
1841 67
5813 43
127613 48
23974 78
Total gross interest
37759 62
197002 98
29 Gross rents from companys property in
cluding 4200000 for companys occu
pancy of its own buildings 326 054 09
30 Total gross interest and rents
523057 07722
CompteolleeGenebals Repoet
31 From other sources viz Increase in reserve for repairs
and expenses on real estate 7545 40
37 Gross profit on sale or maturity of ledger assets viz
Bonds 1498375 stocks 36250 total 15346 25
39 Total income 2989560 70
HIDisbursements
1 Gross amount paid for losses Fidelity 25348929
surety 30467427 total 558163 56
2 Deduct reinsurance and salvage Fidelity 10213571
surety 44763275 total deduction 549768 46
5 Net amount paid policyholders for losses Fidelity 151
15358 surety 14295848 total 8395 10
17 Investigation and adjustment of claims viz Fidelity
1510165 surety 3074994 total 45851 59
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Fidelity 7397647 surety 14982412 total 223800 59
28 Salaries fees and all other compensation of officers
directors trustees and home office employees 293510 08
29 Salaries traveling and all other expenses of agents not
paid by commissions 629220 42
31 Inspections other than medical and claim 16610 29
32 Rents including 4200000 for companys occupancy of
its own buildings 42000 00
33 Repairs and expenses other than taxes on real estate
including rent of building leased for 99 years 206039 22
34 Taxes on real estate 7321286 taxes on personal estate
17579 total 73388 65
35 State taxes on premiums 35233 69
36 Insurance department licenses and fees 15165 21
37 All other licenses fees and taxes viz Agents municipal
taxes 392319 internal revenue taxes 1233052 tax
on investments 6150 total 16315 21
42 Legal expenses 3828 00
43 Advertising 3477 48
44 Printing and stationery 35925 74
45 Postage telegraph telephone and express 20963 00
46 Furniture and fixtures 12532 10
47 Stockholders for interest or dividends amount declared
during the year 37500000 375000 00
48 Other disbursements viz Decrease in liability for re
insurance 134120 checks of other parties in process
of collection December 31 1909 cashed 318150 mis
cellaneous general expenses 5157570 interest 2
01788 total 58116 28ComptrollerGenerals Repori
723
53 Premiums paid in advance Dec 31 1909 4514151 Dec
31 1910 1994720 decrease for year
54 Gross loss on sale or maturity of ledger assets viz Real
estate 635000 bonds 1420000 loss on collateral
funds on deposit in the defunct IT S Banking Co
Mexico City Mex 22720 total
25194 31
20777 20
56 Total disbursements
2161344 16
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate
4 Book value of bonds 252933885 and stocks 1324
65625 total
5 Cash in companys office 556675 cash in hands of
agents 379175 total
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz On policies or re
newals issued on or after October 1 1910 Fidelity
7546385 surety 19626285 total
On policies or renewals issued prior to October 1 1910
Fidelity 1015540 surety 14747715 total
3166047 91
197166 67
3853995 10
9358 50
193013 10
753432 47
271726 70
157632 55
30 Ledger assets
8602373 00
NonLedger Assets
31 Interest on mortgages
32 Interest on bonds
34 Interest on other assets
37 Eents due 613585 and accrued 248333
on companys property or lease
362 43
30309 35
931 12
8619 18
43 Gross assets
Deduct Assets Not Admitted
40222 08
8642595 08
49 Premiums in course of collection written
prior to October 1 1910 157632 55
50 Book value of ledger assets over market
value viz Stocks and bonds 241433 47
399066 02
55 Admitted assets
8243529 06724
ComptrollerGenerals Report
VLiabilities

1 Losses and claims reported or in process of adjustment
Fidelity 10636716 surety 49609422 totali
3 Losses and claims resisted Fidelity 1602762 surety
21702695 total
4 Total losses and claims Fidelity 12239478 surety
71312117 total
5 Deduct reinsurance Surety
602461 38
233054 57
835515 95
10048 47
6 Net unpaid claims except liability claims
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 242400852 un
earned premiums fifty per cent 1212004 26
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 26012911
unearned premiums pro rata
825467 48
825467 48
165818 67
23 Total unearned premiums
24 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued on or after
October 1 1910 viz Fidelity 489859 surety 10
31711 total
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 State county and municipal taxes due or accrued
36 Advance premiums one hundred per cent
37 Other liabilities viz Checks of other parties in process
of collection 103962 reserve for expenses in transit
4000000 reserve for repairs and expenses on real
estate 754540 total
1377822 93
15215 70
12500 00
40624 76
19947 20
48585 02
46 Total amount of all liabilities except capital 2340163 09
47 Capital paid up in cash 2500000 00
48 Surplus over all liabilities 3403365 97
49 Surplus as regards policyholders
5903365 97
50 Total liabilities
8243529 06
Business in Georgia During 1910
Gross premiums on risks written or renewed during the year
Fidelity 1359116 surety 967067 totali
Gross losses paid Fidelity 62556 surety 239171 total
Gross losses incurred Fidelity 418908 surety 239171
total
23261 83
1766 15
1797 37CompteollebGenebals Repoet 725
AMERICAN BONDING COMPANY OF BALTIMOBE MD
George Cator President Wm E p jyavaJl Secretary
Home Office Equitable Bldg Baltimore Md
Jas L Biley Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 750000 00
2 Amount of ledger assets December 31 of
previous year 2579571 84
Extended at 2579571 84
IIIncome
1 Gross premiums written or renewed during the year 1910
Fidelity 32587518 surety 99275855 burglary and
theft 26232284 total i380956 57
2 Deduct reinsurance viz Fidelity 14
11224 surety 5923725 burglary and
theft 2299068 total 96340 17
3 Deduct premiums on policies cancelled
Fidelity 1768263 surety 4371771
burglary and theft 2106406 total 82464 40
4 Deduct premiums on policies not taken
Fidelity 1150035 surety 8547992
burglary and theft 3344667 total 130426 94
5 Total deductions Fidelity 4329522
surety 18843488 burglary and theft
7750141 total 309231 51
6 Net premiums Fidelity 28257996 surety 80432367
burglary and theft 18482143 total 1271725 06
24 Gross interest on bonds and dividends on stocks less
88809 accrued interest on bonds acquired during 1910 83344 41
25 Gross interest on deposits in trust companies and banks 4470 Oo
27 Final judgment against City of Chicago 45044 salvage
59427 excise reinsurance association depositories
30705 branch office bank accounts 19047 total 1542 2a
38 Gross increase by adjustment in book value of ledger
assets viz Bonds 223600 stocks 75000 total 2986 00
39 Total income i364067 75
IIIDisbuTsements
1 Gross amount paid for losses Fidelity 4544946
surety 42113219 burglary and theft 6146031
total 528041 96726
ComptrollerGenerals Eeport

2 Deduct reinsurance Fidelity 35465
surety 5189457 burglary and theft
996261 total 62211 S3
3 Deduct salvage Fidelity 237976
surety 17816971 burglary and theft
73487 total 181284 34
4 Total deductions Fidelity 273441 surety 23006428
burglary and theft 1069748 total
Net amount paid policyholders for losses Fidelity 42
71105 surety 19106791 burglary and theft 50
76283 total
Investigation and adjustment of claims viz Fidelity
and surety 3217832 burglary and theft 502883
total
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Fidelity and surety 23822190 burglary and theft
5572694 total
Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Inspections other than medical and claim
Hents
17
23
28
29
31
32
35
36
38
40
42
43
44
45
46
47
48
State taxes on premiums
Insurance department licenses and fees
Municipal licenses 186191 capital stock tax etc 18
19760 total
Advance premiums December 31 1909 552197 Decem
ber 31 1910 532905 net
Legal expenses
Advertising
Printing and stationery
Postage telegraph telephone and express
Furniture and fixtures
Stockholders for interest or dividends
Other disbursements Exchange 43043 development
1129737 general expense 1153609 insurance
55084 traveling expense 407326 total
Interest and expense paid on collateral deposits during
lie year 063373 income from investments of collat
eral deposits during the year 930117 net
Depreciation in market value of collateral deposit invest
ments during year
52 Profit and loss
53 Agentsr balances charged off
40
51
243496 17
284545 79
37207 15
293984 84
122439 56
151993 91
2854 56
14937 36
22688 03
15342 94
20059 51
102 92
15838 84
5157 57
17571 02
12161 98
11672 26
120000 00
20887 99
332 51
1017 50
500 00
146 73CoMPTEOLLEEGrENEEALs RepOET 727
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds 4377200 stocks 235750 total 46129 50
56 Total disbursements
1224662 52
IVLedger Assets
4 Book value of bonds 197880800 and stocks 6361250
total
5 Cash in companys office
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Bremiums in course of collection viz On
policies or renewals issued on or after
October I 1910 Fidelity 2147029
surety 12284585 burglary and theft
4639840 total
On policies or renewals issued prior to
October 1 1910 Fidelity 802878
surety 9606953 burglary and theft
419766 total 108295 97
190714 54
2042420 50
144 50
7500 00
294813 12
Total
27 Final judgment against City of Chicago
111 bearing 5 per cent interest per an
num payable January 1 and July 1i
28 Due by suspended banks and trust com
panies
Total
30 Ledger assets
32237 75
42850 69
299010 51
75088 44
2718977 07
NonLedger Assets
32 Interest due 218750 and accrued 12
05903 on bonds total
Total
43 Gross assets
14246 53
14246 53
2733223 60
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to October
1 1910
108295 97
55 Admitted assets
2624927 63728
COMPTEOLLERGrENEEAL s REPORT
VLiabilities
1 Losses and claims reported or in process of adjustment
Fidelity 1732485 surety 9706135 burglary and
theft 1458449 total
2 Losses and claims resisted Fidelity 2186300 surety
19988375 burglary and theft 211266 total
3 Total losses and claims Fidelity 3968785 surety
29694510 burglary and theft 1669715 total
4 Deduct reinsurance Fidelity 300000 surety 28
6962S burglary and theft 141708 total
Net unpaid claims except liability claims Fidelity 36
68785 surety 26824882 burglary and theft 15
28007 total
Estimated expenses of investigation and adjustment of
unpaid claims Fidelity 376000 surety 2422581
burglary and theft 170320 total
20 Total unpaid claims and expenses of settlement Fidelity
4044785 surety 29247463 burglary and theft
1 698327 total
21 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 117732161
unearned premiums fifty per cent 598598 64
22 Gross premiums less reinsurance upon
all unexpired risks running moTe than
one year from date of policy 197
75322 unearned premiums pro rata 102984 22
23 Total unearned premiums
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Fidelity and surety 34
863OH burglary and theft 1148274 total
29 Salaries rents expenses bills accounts fees etc due ot
accrued
30 State county and municipal taxes due or accrued
34 Return premiums
35 Reinsurance
36 Advance premiums one hundred per cent
46 Total amount of all liabilities except capital
47 Capital paid up in cash 750000 00
48 Surplus over all liabilities 736624 07
129470 69
223859 41
353330 10
33113 36
320216 74
29689 01
349905 75
701582 86
46346 37
2500 00
18000 00
3058 32
11581 21
5329 05
1138303 56
49 Surplus as regards policyholdeTs 1486624 07
50 Total liabilities 2624927 63CoMPTROLLEBGrENERAL s REPORT
Business in the State of Georgia During the Year
729
Gross premiums on risks written or renewed during the year
Fidelity and surety 1747242 burglary and theft
73539 total lg207 gl
Gross Losses paid Fidelity and surety 184223 burglary
and theft 16350 total 2 005 73
Gross losses incurred Burglary and theft l63 50
JETNA ACCIDENT AND LIABILITY COMPANY OF HARTFORD
CONNECTICUT
M G Bulkeley President j Schoneld Rowe Secretary
Home Office 650 Main Street Hartford Connecticut
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
December 31st of previous year 844281 99
Extended at 844281 99
IIIncome
Gross premiums unpaid December 31 last year Plate
glass 566472 burglary and theft 1111108 fly
wheel 18000 auto property damage 2793513 total
Gross premiums written and renewed during the year
plate glass 7239306 burglary and theft 11734592
fly wheel 319018 auto property damage 36963890
total
3 Total Plate glass 7805778 burglary and theft 128
45700 fly wheel 337018 auto property damage 397
57403 total j
4 Deduct gross premiums now in course of collection Plate
glass 925380 burglary and theft 1554156 fly
wheel 5291 auto property damage 4194687 total
deduction
5 Entire premiums collected during the year Plate glass
6880398 burglary and theft 11291544 fly wheel
331727 auto property damage 35562716 total
44890 93
562568 06
607458 99
66795 14
540663 85730
ComptrollerGeneral s Report
Deduct reinsurance return premiums and cancellations
Plate glass 1611823 burglary and theft 2875835
fly wheel 144008 auto property damage 8729806
total deduction
7 Net cash actually received for premiums Plate glass
5268575 burglary and theft 8415709 fly wheel
187719 auto property damage 26832910 total
20 Interest on mortgage loans 22331 79
21 Interest on collateral loans 1467 38
22 Interest on bonds and dividends on stock 10750 00
23 Interest on deposit 544 93
26 Total interest and rents
32 From all other sources viz
viously charged off
From agents balances pre
133614 72
407049 13
3 Net amount paid policyholders for losses Plate glass
2052827 burglary and theft 2378115 fly wheel
131667 auto property damage 13198048 total
4 Investigation and adjustment of claims Burglary and
theft 101714 auto property damage 540889 total
5 Total net amount paid policyholders for losses Plate
glass 2052827 burglary and theft 2479829 fly
wheel 131667 auto property damage 13738937
total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Plate glass 1728070 burglary and theft 2661392
fly wheel 43734 auto property damage 6413568
total
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees including
traveling expense
21 Salaries traveling and all other expenses of agents not paid
by commissions
23 Inspections other than medical
24 Rents including 50000 for companys occupancy of its
own buildings
35094 10
21 53
38 Total income 442164 76
IIIDisbursements
1 Gross amount paid for losses Plate glass 2069555 bur
glary and theft 2537783 fly wheel 133333 auto
property damage 13262751 total 180034 22
2 Deduct salvage and reinsurance Plate glass 16728
burglary and theft 159668 fly wheel 1666 auto
property damage 64703 total
2427 65
177606 57
6426 03
184032 60
108467 64
13766 79
7676 44
1530 76
584 63Miumar

ComptrollerGeneral s Beport 731
27 All other taxes licenses and insurance department fees
Insurance department licenses and fees 3 852 17
State taxes on premiums 3 373 92
Municipal and county taxes 44074 capital stock tax
750000 total 7 940 74
28 Legal expenses jgg gp
29 Advertising 9 j gg
30 Printing and stationery g 121 99
31 Postage and express 2 274 38
32 Furniture and fixtures 733 12
37 All other disbursements viz Stockholders for interest on
dividend amount declared during the year 2000000
2000000 sundry expenses 60392 investment ex
pense 400 total 20 607 92
46 Total disbursements 362 310 19
IVLedger Assets
2 Mortgage loans on real estate 494881 25
3 Loans secured by pledge of bonds stocks or other collat
erals 33000 00
4 Book value of bonds 262 281 25
5 Cash in companys office 104199 deposited in banks
13277581 total 133817 80
6 Bills receivable and suspense accounts 156 26
11 Ledger assets 924136 56
NonLedger Assets
12 Interest on mortgages 8 460 13
13 Interest on bonds 2 125 00
14 Interest on collateral loans 275 00
15 Interest on other assets 125 41
10985 54
19 Gross premiums in course of collection viz
On policies on renewals issued prior to
October 1 1910 Plate glass 834378
burglary and theft 1476687 fly wheel
5291 auto property damage 34
36518 total 57 r2S 74
On policies on renewals issued prior to
October 1 1910 Plate glass 91002
burglary and theft 77469 auto prop
erty damage 758169 total 9266 40
66795 14
37 Gross assets 1001917 24
732 ComptbollerGteneeals Beport
Deduct Assets Not Admitted
39 Bills receivable and suspense accounts 156 26
43 Gross premiums in course of collection
written prior to October 1 1910 9266 40
44 Book value of ledger assets over market
value 4531 25
13953 91
51 Admitted assets 987963 33
VLiabilities
1 Losses and claims in process of adjustment and reported
proofs not received Plate glass 167645 burglary
and theft 278165 auto property damage 2270015
total 27158 25
4 Losses and claims resisted Burglary and theft 21800
auto property damage 680200 total 7020 00
5 Total losses and claims Plate glass 167645 burglary
and theft 299965 auto property damage 2950215
total 34178 25
14 Deduct reinsurance
15 Net unpaid claims except liability claims 34155 43
Estimated expenses of investigation and adjustment of un
paid claims 461 56
35616 99
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 38976908 unearned
premiums 50 per cent 194884 54
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 2794537
unearned premiums pro rata 18369 91
21 Total unearned premiums 213254 45
22 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued subsequent to
October 1 1910 viz Plate glass 278098 burglary
and theft 443006 auto property damage 859129
fly wheel 1322 total 15815 55
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued 930 11ComptrollerGeneral s Report
31 Reinsurance
33 Other liabilities viz State county and municipal taxes
due or accrued
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 500000 00
44 Surplus over all liabilities 207 728 75
733
1940 09
12677 39
280234 58
707728 75
987963 33
45 Surplus as regards policyholders
46 Total liabilities
Business in Georgia During 1910
Gross premiums received on risks written or renewed during the
year Plate glass 63450 burglary and theft 40107
auto property damage 544301 total 6478 53
Gross losses paid Plate glass 28288 burglary and theft
600 auto property damage 540909 total 5697 97
vETXA LIFE INSURANCE COMPANY OP HARTFORD CONNECTICUT
M G Bulkeley President J Scofield Rowe Secretary
Home Office 650 Main Street Hartford Connecticut
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 5712580 77
Extended at 57i258o 77
IIIncome
1 Gross premiums written and renewed during the year
Accident 206108701 health 46751231 liability
482042293 workmens collective 5084807 total 7399870 32
2 Deduct reinsurance return premiums on policies cancelled
premiums on policies not taken Accident 52071705
health 12356477 liability 74211117 workmens
collective 259685 total deductions 1388 989 84
6 Total net premiums Accident 154036996 health
34394754 liability 407831176 workmens col
lective 4825122 total 6010880 48
22 Gross interest on mortgage loans 113155 39
24 Gross interest on bonds and dividends on
stocks 65813 00734
ComptrollerGenerals Eeport
25 Gross interest on deposits in trust compa
nies and banks 7579 30
26 Gross interest from all other sources viz
On premiums 32 99
30 Total gross interest and rents 186580 68
31 From other sources viz Gold bonds sold 2000 00
36 From agents balances previously charged off 695 21
39 Total income 6200156 37
IIIDisbursements
1 Gross amount paid for losses Accident 67707381
health 16320546 liability 193153422 workmens
collective 2022033 total 2792033 82
2 Deduct reinsurance Accident 1336849 health 3
68813 liability 659237 total deduction 23648 99
5 Net amount paid policyholders for losses Accident 663
70532 health 15951733 liability 192494185
workmens collective 2022023 total 2768384 83
17 Investigation and adjustment of claims viz Accident
4523072 health 64468 liability 50223665 total 548112 05
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 53367926 health 11211323 liability
88521866 workmens collective 1087716 total 1541888 31
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees including
traveling expense 244874 71
29 Salaries traveling and all other expenses of agents not
paid by commissions 65059 76
30 Medical examiners fees and salaries 13415 56
31 Inspections other than medical and claim 122171 92
32 Rents including 750000 for companys occupancy of its
own buildings 67065 67
35 State taxes on premiums 79256 79
36 Insurance department licenses and fees 4416 12
37 All other licenses fees and taxes viz Municipal and
county 271503 government 302286 total 5737 89
42 Legal expenses 3537 67
43 Advertising 55742 64
44 Printing and stationery 66928 97
45 Postage telegraph telephone and express 59121 15
46 Furniture and fixtures 41982 32
47 Stockholders for interest or dividends amount declared
during the year 10000000 100000 00CompteolleeGenebal s Report
48 Other disbursements viz Investment expense 24700
profit and loss bills receivable uncollectible 49 39
sundry expenses 1546774 surrender value 10 payment
policies 18620 total
735
15950 33
56 Total disbursements
5803646 69
IVLedger Assets
2 Mortgage loans on real estate first liens 4
4 Book value of bonds 110004500 and stocks 85818750
total
5 Cash in companys office
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz On policies or re
newals issued on or after October 1 1910 Accident
12274434 health 3131206 liability 52944063
workmens collective 112457 total
On policies or renewals issued prior to October 1 1910
Accident 1629875 health 122687 liability 226
26228 workmens collective 637256 total
25 Bills receivable and suspense accounts
2329838 49
1958232 50
39104 92
193480 45
600993 02
684621 60
250160 46
52659 01
30 Ledger assets
6109090 45
NonLedger Assets
31 Interest due 23875 and accrued 70
78547 on mortgages
32 Interest on bonds
34 Interest on other assets
37 Bents due on companys property or lease
71024 22
14769 99
2502 23
2165 00
Total interest and rents
41 Due from reinsurance companies
90461 44
2011 38
43 Gross assets
6201563 27
Deduct Assets Not Admitted
4o Bills receivable and suspense accounts 52659 01
49 Premiums in course of collection written
prior to October 1 1910 250160 46
50 Book value of ledger assets over market
vahe 126444 50
429263 97
53 Admitted assets accident health and liability business 5 772 999 30
54 Admitted assets life business
55 Total admitted assets
95245843 66
101018142 96736
ComptrollebGenebal s Report
VLiabilities
1 Losses and claims adjusted Accident 810178 health
114704 total 9248 82
2 Losses and claims reported or in process of adjustment
Accident 6621968 health 648582 workmens col
lective 822000 total 80925 50
3 Losses and claims resisted Accident 9939470 health
50000 total 99894 70
4 Total losses and claims Accident 17371616 health
813286 workmens collective 822000 total
6 Net unpaid claims except liability claims Accident 173
71616 health 813286 workmens collective 8
22000 total
7 Estimated expenses of investigation and adjustment of un
paid claims Accident 521148 health 24398 total
8 Total losses and claims Accident 17892764 health
837684 workmens collective 822000 total
17 Special reserve for unpaid liability losses
190069 02
190069 02
5455 46
195524 48
1547600 00
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 430607896 un
earned premiums fifty per cent 2153039 48
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 11297469
unearned premiums pro rata 92943 22
23 Total unearned premiums
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Accident 4296052
health 1033298 liability 13236016 workmens
collective 22491 total
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 State county and municipal taxes due or accrued
33 Interest due or accrued
35 Reinsurance
36 Advance premiums one hundred per cent
38 Gold bonds not yet due
44 Total liabilities accident health and liability business
45 Total liabilities life business
1743124 48
2245982 70
185878 57
9464 47
83232 32
48 00
11337 06
1541 54
2000 00
4282609 14
86633532 96
46 Total amount of all liabilities except capital 90916142 10CompteollebGenebal s Repoet
737
47 Capital actually paid up in cash
48 Surplus over all liabilities
2000000 00
8102000 86
49 Surplus as regards polieyholders i0l02000 86
50 Total liabilities101018142 96
Business in Georgia During 1910
Gross premiums on risks written or renewed during the year
Accident 4143296 health 1215400 liability 28
51645 total
Gross losses paid Accident 1055002 health 600865
liability 1041179 total 26 970 46
Gross losses incurred Accident 1074502 health 618294
liability 1041179 total 27 339 75
ATLANTIC HORSE INSURANCE COMPANY OF PROVIDENCE R 1
William E Tefft President Gaius w Hubbard Secretary
Home Office 74 Weybosset St Providence R I
II G Carnes Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital stock
paid up in cash 110000 00
2 Amount of ledger assets December 31 of
previous year i58 826 40
Extended at
IIIncome
1 Gross premiums unpaid December 31 1910 Live stock
2 Gross premiums written or renewed during the year Live
stock
158826 40
726 45
43118 40
3 Total Live stock 4
4 Deduct gross premiums now in course of collection Live
stock
43844 85
17467 84
5 Entire premiums collected during the year Live stock 21174 52
6 Deduct reinsurance return premiums and cancellations
Live stoek 5689 21
7 Net cash actually received for premiums Live stock 20 687 80
19 Policy fees required or represented by applications alb 00
20 Interest on mortgage loans 522 10738
ComptrollerGeneral s Report
21 Interest on collateral loans
22 Interest on bonds and dividends on stock
23 Interest on deposit
24 Interest from all other sources
73 27
1438 96
262 45
2906 81
26 Total interest
27 Profit on sale or maturity of ledger assets
32 From all other sources Sale medicines 3304 Hope
Live Stock Mutual Benefit Association 277104 total
38 Total income
IIIDisbursements
1 Gross amount paid for losses Live stock
2 Investigation and adjustment of claims
14
19
20
21
24
27
28
29
30
31
32
37
38
39
40
41
42
43
Total
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Live stock
Stockholders for interest or dividends
Salaries fees and all other compensation of officers
directors trustees and home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Rents
All other taxes licenses and insurance department fees
Legal expenses
Advertising
Printing and stationery
Postage and express
Furniture and fixtures
All other disbursements viz
Veterinary service
Medicines
Agents bonds
Bills receivable charged off
Agents balances charged off
Amount charged off statistical record
account
2089 39
196 93
2 55
312 66
726 45
2600 00
Total
40 Total disbursements
IVLedger Assets
1 Book value of real estate unencumbered
2 Mortgage loans on real estate first liens
5203 59
90 00
2804 08
29001 47
8470 57
50 00
8520 57
3126 53
3000 00
7631 01
2575 93
508 00
1065 58
687 00
779 79
1180 53
764 45
1561 76
5927 08
37329 13
2162 63
11000 00CompteolleeGenebal s Repobt
739
3 Loans secured by pledge of bonds stocks or other collat
erals
4 Book value of bonds excluding interest 3451875 and
book value of stocks 698325 total
5 Cask in companys office 47249 deposited in banks
1077162 total
6 Bills receivable
7 Other ledger assets viz Certificates of deposit 60
00000 statistical records formulas mortuary tables
etc 2340000 total
11 Ledger assets
NonLedger Assets
13 Interest on bonds
14 Interest on collateral loans
15 Interest on other assets
607 42
3 42
166 67
Total 4
17 Market value of real estate over book value
18 Market value of bonds and stocks over book value
19 Gross premiums in course of collection viz On policies
or renewals issued subsequent to October 1 1910 Live
stock
On policies or renewals issued prior to October 1 1910
Live stock
37 Gross assets
Deduct Assets Not Admitted
39 Bills receivable 40 00
43 Gross premiums in course of collection writ
ten prior to October 1 1910 3 722 51
Total
51 Admitted assets
VLiabilities
1 Losses and claims adjusted Live stock
2 Losses and claims in process of adjustment Live stock
4 Losses and claims resisted Live stock
5 Total losses and claims Live stock
15 Net unpaid claims except liability claims
18 Total unpaid claims and expenses of settlement
1150 00
41502 00
11244 11
40 00
83400 00
150498 74
777 51
337 37
1282 50
13745 33
3722 51
170363 96
3762 51
166601 45
150 00
1161 96
150 00
1461 96
1461 96
1461 96740
ComptrollerGenerals Eepoet
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 2753923 un
earned premiums 50 per cent
13769 61
21 Total unearned premiums
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Live stock
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
13769 61
3436 33
413 75
42 Total amount of all liabilities except capital 19081 65
43 Capital actually paid up in cash 110000 00
44 Surplus over all liabilities 37519 80
45 Surplus as regards policyholders 147519 8
46 Total liabilities
166601 45
THE AMERICAN CREDITINDEMNITY COMPANY OF NEW YORK
E M Treat President J Gross Secretary
Home Office 302 Broadway New York City New York
B S Witherspoon Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 350000 00
2 Amount of ledger assets as per balance
December 31st of previous year 1744520 52
Extended at
1744520 52
IIIncome
2 Gross premiums written and renewed during the year
Credit
857422 29
3 Total
857422 29
5 Entire premiums collected during the year Credit 857422 29
6 Deduct reinsurance return premiums and cancellations
Credit 5590399
7 Net cash actually received for premiums Credit
18 Total net casli actually received for premiums
80518 30
801518 30ComptrollerGeneral s Report
741
21 Interest on premium notes 3
22 Interest on bonds
23 Interest on deposit
24 Interest from all other sources viz Bills
receivable
3411 94
60984 74
416 24
42 95
26 Total interest and rents
27 Profit on sale of ledger assets viz Bonds
32 From all other sources viz Premium notes previously
charged off 6388 from agents balances previously
charged off 14700 total
64855 87
545 80
210 88
38 Total inco
IIIDisbursements
1 Gross amount paid for losses Credit
867130 85
603634 72
3 Net amount paid polieyholders for losses Credit 603634 72
5 Total
12 Investigation and adjustment of claims
13
14
20
22
23
24
25
26
27
28
29
30
31
32
33
37
Total
Commissions or brokerage less amount received on returned
premiums and reinsurance for the following classes
Credit
Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Salaries traveling and all other expenses of agents not paid
by commissions
Mercantile agencies
Insurance departments examination expense
Bents
Agents balances charged off
Taxes on premiums
Licenses and insurance department fees
Legal expenses
Advertising
Printing and stationery
Postage express telephone and telegraph
Traveling expenses
Loss on sale of ledger assets viz Bonds
All other disbursements viz State and municipal licenses
159800 State county and municipal taxes 272130
country exchange 63497 miscellaneous expenses 4
42007 interest account 5385 old premium notes un
collectible 160000 old premium note balances 3
65169 sundry disbursements account old premium notes
etc 88830 total
603634 72
22600 65
603634 72
199462 23
52172 23
22988 53
2415 50
1169 46
15181 68
20709 24
16603 50
1917 09
14560 49
9922 86
5308 22
6117 63
1094 73
6265 09
46 Total disbursements
15568 18
1017692 03742 ComptrollerGenerals Report
IVLedger Assets
4 Book value of bonds excluding interest 1369332 01
5 Cash in companys office 1619 deposited in banks 53
39990 total 53416 09
6 Bills receivable 19079 83
7 Other ledger assets viz Miscellaneous accounts 46567
premium notes 9024351 office furniture and fixtures
4422646 agents debit balances 1719577 total 152131 41
11 Ledger assets 1593959 34
NonLedger Assets
13 Interest on bonds 8243 33
15 Interest on premium notes 684 51
Total 8927 84
37 Gross assets 1602887 18
Deduct Assets Not Admitted
38 Agents debit balances 17195 77
39 Bills receivable 19079 83
40 Furniture and fixtures 44226 46
41 Miscellaneous accounts 465 67
42 Premium notes past due 21802 06
44 Book value of ledger assets over market
value viz Bonds insurance depart
ments valuation market value under
book value 73635 76
176405 55
51 Admitted assets 1426481 63
VLiabilities
2 Losses and claims in process of adjustment Credit 5345 00
4 Losses and claims resisted Credit 39072 00
5 Total losses and claims Credit 44417 00
17 Special reserve for credit losses on policies
expiring in October November and De
cember 1910 being 50 per cent of 271
06313 gross premiums received on said
policies less 930250 paid during said
months on losses under said policies 126229 06
18 Total unpaid claims and expenses of settlement 126229 06CompteollebGeneeals Eepobt
743
19 Special reserve for accrued losses upon all
unexpired risks running one year or less
from date of policy 36541248 earned
premiums 50 per cent
20 Gross premiums less reinsurance upon all
unexpired risks running one year or more
from date of policy 74159269 un
earned premiums pro rata
182706 24
377305 21
21 Total unearned premiums
22 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued subsequent to
October 1 1910 viz Credit
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
27 Dividends declared to stockholders unpaid
28 State county and municipal taxes
32 Advance premiums 100 per cent
33 Other liabilities viz Agents credit balances 244578
reserve for outstanding guarantees to policyholders 11
78270 contingent reserve on salvage agreement 23
94500 special reserve 3306332 total
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 350000 00
44 Surplus over all liabilities 250000 00
45 Surplus as regards policyholders
377305 21
3408 53
2000 00
3500 00
12310 04
3368 75
71236 80
826481 63
600000 00
46 Total liabilities l426481 63
Business in Georgia During the Year
Gross premiums received on risks written or renewed during
the year Credit
Gross losses paid Credit
10462 50
6059 26
THE TNA ACCIDENT AND LIABILITY COMPANY OF
HARTFORD CONNECTICUT
M G Bulkeley President J Scofield Rowe Secretary
Home Office 650 Main Street Hartford Connecticut
ICapital Stock
1 Amount of capital stock
paid up in cash 500000 00
2 Amount of ledger assets as per balance
December 31 of previous year 889172 92
Extended at

889172 92744
ComptrollerGenerals Report
IIncome
1 Gross premiums written and renewed during the year
Plate glass 7239306 burglary and theft 11734592
fly wheel 319018 auto property damage 36963890
total
2 Deduct reinsurance return premiums on policies cancelled
premiums on policies not taken Plate glass 1611823
burglary and theft 2875835 fly wheel 144008
auto property damage 8729806 total deductions
6 Net premiums Plate glass 5627483 burglary and
theft 8858757 fly wheel 175010 auto property
damage 28234084 total
22 Gross interest on mortgage loans 22331 79
23 Gross interest on collateral loans 1467 38
24 Gross interest on bonds and dividends on
stocks W750 00
25 Gross interest on deposits in trust compa
nies and banks 544 93
30 Total gross interest and rents
36 From agents balances previously charged off
39 Total income
562568 06
133614 72
428953 34
35094 10
21 53
464068 97
IIIDisbursements
1 Gross amount paid for losses Plate glass 2069555 bur
glary and theft 2537783 fly wheel 133333 auto
property damage 13262751 total 180034 22
2 Deduct reinsurance and salvage Plate glass 16728
burglary and theft 159668 fly wheel 1666 auto
property damage 64703 total deduction 2427 65
5 Net amount paid policyholders for losses Plate glass
2052827 burglary and theft 2378115 fly wheel
131667 auto property damage 13198048 total
17 Investigation and adjustment of claims viz Burglary
and theft 101714 auto property damage 540889
total
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Plate glass 1728070 burglary and theft 2661392
fly wheel 43734 auto property damage 6413568
total
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees including
traveling expenses
177 606 57
6426 03
108467 64
13766 79ComptrollerGeneral s Report
29 Salaries traveling and all other expenses of agents not
paid by commissions
31 Inspections other than medical and claim
32 Rents including 50000 for companys occupancy of its
own buildings
35 State taxes on premiums
36 Insurance department licenses and fees
37 All other licenses fees and taxes viz Municipal and
county taxes 44074 capital stock tax 750000 total
42 Legal expenses
43 Advertising
44 Printing and stationery
45 Postage telegraph telephone and express
46 Furniture and fixtures
47 Stockholders for interest or dividends amount declared
during the year 2000000
48 Other disbursements viz Sundry expenses 60392 in
vestment expenses 400 total
745
56 Total disbursements
IVLedger Assets
2 Mortgage loans on real estate first liens
3 Loans secured by pledge of bonds stocks or other collat
erals
4 Book value of bonds
5 Cash in companys office
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz On policies or re
newals issued on or after October 1 1910 Plate glass
834378 burglary and theft 1476687 fly wheel
5291 automobile property damage 3436518 total
On policies or renewals issued prior to October 1 1910
Plate glass 91002 burglary and theft 77469auto
mobile property damage 758169 total
25 Bills receivable and suspense accounts
7676 44
1530 76
584 63
3373 92
3852 17
7940 74
155 50
2141 59
5121 99
2274 38
783 12
20000 00
607 92
362310 19
494881 25
33000 00
262281 25
1041 99
53612 18
79163 S3
5752874
9266 40
156 26
30 Ledger assets
990931 70
NonLedger Assets
31 Interest on mortgages
32 Interest on bonds
33 Interest on collateral loans
34 Interest on other assets
Total
8460 13
2125 00
275 00
125 41
10985 54
43 Gross assets 1001917 24746
ComptrollerGenerals Report
Deduct Assets Not Admitted
45 Bills receivable and suspense accounts
49 Premiums in course of collection written
prior to October 1 1910
50 Book value of ledger assets over market
value
156 26
9266 40
4531 25
Total
55 Admitted assets
VLiabilities
2 Losses and claims reported or in process of adjustment
Plate glass 167645 burglary and theft 278165
auto property damage 2270015 total1
3 Losses and claims resisted Burglary and theft 21800
auto property damage 680200 total
13953 91
987963 33
27158 25
7020 00
7 Total losses and claims Plate glass 167645 burglary
and theft 299965 auto property damage 2950215
total
5 Deduct reinsurance Burglary and theft
6 Net unpaid claims Plate glass 167645 burglary and
theft 297683 auto property damage 2950215 total
7 Estimated expenses of investigation and adjustment of
unpaid claims Burglary and theft 13396 auto
property damage 132760 total
8 Total losses and claims Plate glass 167645 burglary
and theft 311079 auto property damage 3082975
total
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 38976908 un
earned premiums fifty per cent
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 2794537 un
earned premiums pro rata
194884 54
18369 91
34178 25
22 82
34155 43
1461 56
35616 99
35616 99
23 Total unearned premiums 213254 45
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Plate glass 278098
burglary and theft 443006 fly wheel 1322 auto
property damage 859129 total 15815 55ComptrollerGenerals Report
747
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 State county and municipal taxes due or accrued
35 Reinsurance
930 11
12677 39
1940 09
46 Total amount of all liabilities except capital 280234 58
47 Capital actually paid up in cash 500000 00
48 Surplus over all liabilities 207 728 75
49 Surplus as regards policyholders
50 Total liabilities
Business in the State of Georgia During the Year
707728 75
37963 33
Gross premiums on risks written or renewed during the year
Automobile property damage 789486 plate glass
83148 burglary 61926 total
Gross losses paid Automobile property damage 540909
plate glass 28288 burglary 600 total
Gross losses incurred Automobile property damage 540709
plate glass 28288 burglary 600 total
9345 60
5697 97
5695 97
CONTINENTAL CASUALTY CO OE HAMMOND INDIANA
H G B Alexander President Win H Betts Secretary
Home Office Hammond Indiana
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 300000 00
2 Amount of ledger assets December 31 of
previous year 2045963 86
Extended at 2045963 86
IIIncome
1 Gross premiums written or renewed during the year Ac
cident 310670423 health 74194375 total 3848647 98
2 Deduct reinsurance return premiums and cancellations
Accident 68210671 health 8313707 total 765243 78
3 Net cash actually received for premiums Accident 2
42459752 health 65880668 total 3083404 20
19 Policy fees required or represented by applications 111479 10
20 Interest on mortgage loans 31493 63
21 Interest on collateral loans 371 66748
ComptrollerGenerals Report
22 Interest on bonds and dividends on stock
23 Interest on deposit
24 Interest from all other sources
25 Gross rents from companys property
20079 19
2007 14
33 80
3067 50
26 Total interest and rents
27 Profit on sale or maturity of ledger assets Real estate
82765 bonds 114806 total
32 From all other sources Gross increase by adjustment in
book value of ledger assets bonds
35 From agents balances charged off
57052 92
1975 71
416 52
2829 79
38 Total income 3257158 24
IIIDisbursements
1 Gross amount paid for losses Accident 102318220
health 25925195 total 1282434 lo
2 Deduct salvage and reinsurance Accident 2647212
26472 12
total
3 Net amount paid policyholders for losses Accident 996
71008 health 25925195 total
4 Investigation and adjustment of claims
health 369218 total
1255962 03
1161246
15304 64
5
14
Totals Accident 100832254 health 26294413 total 1271266 67
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 53598968 health 9678014 total
18 Policy fees retained by agents
19 Stockholders for interest or dividends amount declared
during the year 6000000
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
22 Medical examiners fees and salaries
24 Rents
26 Taxes on real estate
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express telegraph and telephone
34 Municipal and county taxes 310813 State taxes on
premiums 4321568 total
632769 82
111479 10
60000 00
295678 49
416887 87
12381 39
39709 17
284 60
12858 71
35322 70
22244 28
33704 54
30801 82
46323 81CompteolleeGIenebals Report 749
37 All other disbursements General expense 2687845
bank exchange 221595 gross decrease by adjustment
in book value of ledger assets viz bonds 10723
total 13042 93
43 Agents balances charged off 29201 63
46 Total disbursements 3063957 53
IVLedger Assets
1 Book value of real estate unencumbered 54147 41
2 Mortgage loans on real estate first liens 651950 00
4 Book value of bonds excluding interest 39240162 and
book value of stocks 11555000 total 507951 62
5 Cash in companys office 508500 deposited in banks
9166611 total 96751 11
6 Bills receivable 6407 9a
7 Other ledger assets viz Premiums in course of collec
tion 603399 62
8 Cash in hands of treasurer and P Ms
in transit 364502 96
9 Agents balances 90082 91
10 Furniture and fixtures 63971 02
11 Ledger assets 2239164 57
NonLedger Assets
12 Interest accrued on mortgages 8084 83
13 Interest due 275000 and accrued 7
87622 on bonds 10626 22
14 Total interest due 18711 05
17 Market value of real estate over book value 4727 59
19 Gross premiums in course of collection viz On policies
or renewals issued subsequent to October 1 1910 Ac
cident 55742702 health 4597260 total 603
39962 see ledger assets
37 Gross assets 2262603 21
Deduct Assets Not Admitted
39 Bills receivable 6407 92
40 Furniture and fixtures 63971 02
41 Agents balances 90082 91
44 Book value of ledger assets over market
value viz stocks 370000 bonds
1636291 total 20062 91
Total 180524 76
51 Admitted assets 2082078 45750 ComptrollerGenerals Eeport
VLiabilities
1 Losses and claims in process of adjustment and reported
proofs not received Accident 16983033 health
1829367 total 188129 W
2 Losses and claims resisted Accident 2887500 health
195000 total 30825 0U
3 Total losses and claims Accident 19870533 health
2024867 total 218954 UU
4 Deduct reinsurance 14000 00
15 Net unpaid claims except liability claims 204954 00
20 Gross premiums less reinsurance upon all unexpired
risks running more than one year from date of policy
154264147 unearned premiums pro rata 771320 73
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Accident 9918155
health 935750 total 108539 05
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued 13338 31
31 Reinsurance 10333 64
32 Advance premiums 100 per cent 1s 78
33 Other liabilities viz State county and municipal taxes
due or accrued 35000 00
35 Contingent reserve 200000 00
42 Total amount of all liabilities except capital 1345289 51
43 Capital actually paid up in cash 300000 00
44 Surplus over all liabilities 436788 94
45 Surplus as regards policyholders 736788 94
46 Total liabilities 2082078 45
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Accident 2805531 health 1369217
total
Gross losses paid Accident 1628428 health 702906
total 23313 34ComptrollerGeneral s Report 751
the employers indemnity company of philadelphia
Prank E Tobey President Trevanion B Dallas Secretary
Home Office West End Trust Bldg Broad and South Penn Square
Philadelphia Penna
William A Little Columbus Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 100000 00
2 Amount of ledger assets as per balance
December 31st of previous year 512089 37
Extended at 512089 37
IIIncome
1 Gross premiums unpaid December 31 last year Liability 112929 86
2 Gross premiums written and renewed during the year
Liability 588243 95
3 Total Liability
4 Deduct gross premiums now in course of collection Liabil
ity
701173 81
156864 62
5 Entire premiums collected during the year Liability 544309 19
6 Deduct reinsurance return premiums and cancellations
Liability 152231 95
7 Net cash actually received for premiums Liability 392077 24
18 Total net cash actually received for premiums
20 Interest on mortgage loans 2346 83
22 Interest on bonds and dividends on stock 19560 03
23 Interest from all other sources 331 70
24 Interest from all other sources 35 72
392077 24
26 Total interest and rents 22274 28
32 Prom all other sources viz Gross increase by adjustment
in book value of ledger assets bonds 731 39
38 Total income 415082 91
IIIDisbursements
1 Gross amount paid for losses Liability 178609 82
3 Net amount paid policyholders for losses Liability 178609 82752
CompteolleeGteneeal s Report
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Liability
19 Stockholders for interest or dividends amount declared
during the year 800000
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
22 Medical examiners fees and salaries
23 Inspections other than medical
24 Rents including 525164 for companys occupancy of its
own buildings
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising printing and stationery
31 Postage and express general expense
32 Furniture and fixtures
37 All other disbursements viz Traveling expense 6
84253 gross decrease by adjustment in book value of
ledger assets bonds 48264 total
74150 76
8000 00
51602 48
903 00
329 94
5251 64
7569 22
37944 74
2952 04
9920 80
1129 93
7325 17
46 Total disbursements
385689 54
IVLedger Assets
2 Mortgage loans on real estate first liens i
4 Book value of bonds excluding interest 40633638 and
book value of stocks 4097575 total
5 Gash in companys office 234152 deposited in banks
1239174 total
6 Bills receivable i
11 Ledger assets
NonLedger Assets
12 Interest due 6000 and accrued 95135
on mortgages 1011 35
13 Interest due 1125 and accrued 582050
on bonds 6945 50
15 Interest accrued on other assets 695 83
79300 00
447312 13
14733 26
137 35
541482 74
Total
19 Gross premiums in course of collection viz On poli
cies or renewals issued subsequent to October 1 1910
Liability
On policies or renewals issued prior to October 1 1910
Liability
34 Other nonledger assets viz Furniture and fixtures
37 Gross assets
8652 68
122976 60
33888 02
3957 91
710957 95ComptbolleeGenebals Repoet
Deduct Assets Not Admitted
39 Bills receivable 137 35
40 Furniture and fixtures 3 957 91
43 Gross premiums in course of collection writ
ten prior to October 1 1910 33888 02
44 Book value of ledger assets over market
value viz 13251 38
Total
51 Admitted assets
753
VLiabilities
16 Special reserve for estimated amount of
unpaid liability claims 39137 50
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 32544821 un
earned premiums 50 per cent 162724 11
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 8443863 un
earned premiums pro rata 54204 30
21 Total unearned premiums
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Liability
26 Salaries rents expenses taxes bills accounts fees etc
due
32 Advance premiums 100 per cent
33 Other liabilities viz Special contingent reserve
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 100000 00
44 Surplus over all liabilities 254823 42
45 Surplus as regards policyholders
46 Total liabilities
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Liability
Gross losses paid Liability
51234 66
659723 29
39137 50
216928 41
25827 33
2384 58
622 05
20000 00
304899 87
354823 42
659723 29
5050 57
1603 50

n
754
ComptrollebGenebals Repoet
UNITED STATES BRANCH OF
THE EMPLOYEES LIABILITY ASSURANCE CORPORATION
OP LONDON ENGLAND
Samuel Appleton United States Manager
Home Office in United States 33 Broad St Boston Mass
ICapital Stock
2 Amount of ledger assets December 31 of
LTD
previous year
Extended at
5025059 72
5025059 72
IIIncome
1664 02
1 Gross premiums written and renewed during the year
Accident 29258390 health 9094827 liability 4
12069425 Fidelity 14463717 steam boiler 15
59720 burglary and theft 9443812 auto property
damage 37730104 workmens collective 5966127
total
2 Deduct reinsurance Accident 40250
health 7000 fidelity 39375 burg
lary and theft 79777 total
3 Deduct return premiums on policies can
celled Accident 1810727 health
755825 liability 36214625 fidelity
2669886 steam boiler 146001
burglary and theft 699419 auto prop
erty damage 4980892 workmens col
lective 194517 total
4 Deduct premiums on policies not taken
Accident 2184516 health 1092923
liability 14864078 fidelity 239526
steam boiler 71733 burglary and
theft 555998 auto property damage
3568783 workmens collective 7
55926 total
474718 92
5195861 22
233334 83
Total deductions Accident 4035493 health 18
55748 liability 51078703 fidelity 2948787 steam
boiler 217734 burglary and theft 1335194 auto
property damage 8549675 workmens collective
950443 total
709717 77
Net premiums Accident 25222897 health 7239079
liability 360990722 fidelity 11514930 steam
boiler 1341986 burglary and theft 8108618 auto
property damage 29180429 workmens collective
5015684 total 4486143 45ComptrollerGenerals Report
755
24 Gross interest on bonds and dividends on
stocks less 558799 accrued interest on
bonds acquired during 1910 171605 66
25 Gross interest on deposits in trust com
panies and banks 184 49
26 Gross interest from all other sources Ee
eeived on agency bank account 31132
received on cash held by trustees 1
24944 total 1560 76
30 Total gross interest 173 350 yi
36 From agents balances previously charged off 126 61
38 Gross increase by adjustment in book value of ledger
assets viz Bonds 2585 00
39 Total income 4662205 97
IIIDisbursements
1 Gross amount paid for losses Accident 13150320
health 2660281 liability 134311934 fidelity 53
02976 steam boiler 34880 burglary and theft 29
90666 auto property damage 13249580 workmens
collective 2224746 total 1739253 89
2 Deduct reinsurance Accident 27 14
3 Deduct salvage Fidelity 9505 90
Total deductions 9 533 04
4 Net amount paid policyholders for losses Accident
13147612 health 2660281 liability 134311934
fidelity 4352386 steam boiler 34880 burglary and
theft 2990666 auto property damage 13249580
workmens collective 2224746 total 1729720 80
17 Investigation and adjustment of claims viz Accident
353665 automobile property damage 639078
health 18615 workmens collective 49537 liabil
ity 31346022 fidelity 173449 burglary and theft
63365 total 326437 31
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 9155510 automobile property damage 73
62243 health 1844061 workmens collective 9
93079 liability 93313305 steam boiler 339894
fidelity 2514254 burglary and theft 2275921 total 1177982 6
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 92 920 93
29 Salaries traveling and all other expenses of agents not
paid by commissions 49 001 80756
CompteolleeGenebals Eepoet
31 Inspections other than medical and claim 46496 67
32 Eel 25468
34 Taxes on real estate 6946 9d
35 State taxes on premiums
37 All other licenses fees and taxes County and municipal
taxes and fees 128160 publication of statements
74550 franchise tax 9564 miscellaneous 23185
total
42 Legal expenses
43 Advertising
44 Printing and stationery and supplies
45 Postage telegraph telephone and express
46 Furniture and fixtures
47 Remitted to head office
48 Other disbursements Investment expenses 5975 mis
cellaneous 188532 total
53 Agents balances charged off
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds
56 Total disbursements 4038473 32
2354 59
1649 01
8354 64
37268 57
26422 33
3187 33
363072 16
1945 07
936 16
68749 50
IVLedger Assets
4 Book value of bonds
5 Cash in companys office
7 Deposits in trust companies and banks on interest
8 Cash deposited with trustees with Hidden Peabody
Co on interest
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1900 Accident 5322112
health 860930 liability 63160937
fidelity 1252261 steam boiler 3
13065 burglary and theft 1643593
automobile property damage 5087312
workmens collective 626131 total 782663 41
On policies or renewals issued prior to
October 1 1910 Accident 218064
health 130051 liability 2056049
fidelity 14009 burglary and theft
49852 automobile property damage
36216 workmens collective 26114
total 25303 55
4810993 75
3259 65
767 80
25804 21
Total
807966 96
30 Ledger assets 5648792 37
ComptbolleeGeneeals Repoet 757
NonLedger Assets
32 Interest due and accrued on bonds 64914 82
43 Gross assets 5713 707 19
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to October
1 1910 25303 55
55 Admitted assets 5688403 64
VLiabilities
1 Losses and claims reported or in process of adjustment
Accident 7187200 health 574300 fidelity 21
71700 steam boiler 55600 burglary and theft 4
55500 auto property damage 3079000 workmens
collective 420800 total 139441 00
2 Losses and claims resisted Accident 665500 fidelity
760000 burglary and theft 18500 auto property
damage 95000 total 15390 00
3 Net unpaid claims except liability claims Accident 78
52700 health 574300 fidelity 2931700 steam
boiler 55600 burglary and theft 474000 auto
property damage 3174000 workmens collective
420800 total 154831 00
4 Estimated expenses of investigation and adjustment of
unpaid claims Accident 413300 health 30200
fidelity 154300 steam boiler 2900 burglary and
theft 25000 auto property damage 167000 work
men s collective 22200 total 8149 00
8 Totals Accident 8266000 health 604500 fidelity
3086000 steam boiler 58500 burglary and theft
499000 auto property damage 3341000 workmens
collective 443000 total 162980 00
17 Special reserve for unpaid liability losses 1078709 20
20 Total unpaid claims and expenses of settlement 1241689 20
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 352947577 un
earned premiums fifty per cent 1764737 89
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 48910198
unearned premiums pro rata 244964 00
23 Total unearned premiums 2009701 89758
ComptrollerGeneral s Report
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Accident 1469175 auto
mobile property damage 1661926 health 832300
workmens collective 160386 liability 19185732
steam boiler 92321 fidelity 351329 burglary and
theft 511846 total
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 State county and municipal taxes due or accrued
242650 15
50000 00
50000 00
46 Total amount of all liabilities except capital 3594041 21
47 Statutory deposit 250000 00
48 Surplus over all liabilities 1844362 40
49 Surplus as regards policyholders 2094362 40
50 Total liabilities 5688403 64
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 505511 health 275639 liability 13
78360 fidelity 94739 burglary and theft 28565
workmens collective 292702 total
Gross losses paid Accident 25547 health 151009 lia
bility 832273 fidelity 76685 burglary and theft
15590 workmens collective 64101 total
Gross losses incurred Accident 73047 health 126009
liability 1032773 fidelity 25685 burglary and
theft 15590 workmens collective 125101 total
25755 16
11652 05
13982 05
EMPIRE STATE SURETY COMPANY OF NEW YORK
Wm M Tomlins Jr President Daniel Stewart Secretary
Home Office 192 Montague St Brooklyn N Y
R E Watson Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1614963 04
Extended at 1614963 04ComptrollerGeneral s Report
759
IIIncome
1 Gross premiums written and renewed during the year
Accident 9527143 health 5607414 liability 365
99835 fidelity 14099939 surety 44181832 plate
glass 7560514 steam boiler 190065 burglary and
theft 14031372 sprinkler 276387 workmens col
lective 551198 total 1326256
2 Deduct reinsurance Accident 2738094
health 1347684 liability 9852674
fidelity 898267 surety 3639894
plate glass 4320827 steam boiler 4
99320 burglary and theft 1563077
sprinkler 389356 total 25449193
3 Deduct return premiums on policies can
celled Accident 682960 health 2
53138 liability 2365497 fidelity
742419 surety 806753 plate glass
422588 steam boiler 25817 bur
glary and theft 691998 sprinkler
37469 workmens collective 7500
total 60361 39
4 Deduct premiums on policies not taken
Accident 2402356 health 1740994
liability 8322515 fidelity 1597504
surety 7776867 plate glass 20
52954 steam boiler 52112 burglary
and theft 3007155 sprinkler 86434
workmens collective 1658 total 270405 49
99
Total deductions Accident 5823410 health 3341816
liability 20540686 fidelity 3238190 surety 122
23514 plate glass 6796369 steam boiler 577249
burglary and theft 5262230 sprinkler 513259
workmens collective 9158 total
583258 81
Net premiums Accident 3703733 health 2265598
liability 16059149 fidelity 10861749 surety
31958318 plate glass 764145 steam boiler 3
87184 burglary and theft 8769142 sprinkler 2
36872 workmens collective 542040 total 742998 18
22 Gross interest on mortgage loans 13739 96
23 Gross interest on collateral loans 369 80
24 Gross interest on bonds and dividends on
stocks less 167 accrued interest on
bonds acquired during 1910 29701 13
25 Gross interest on deposits in trust compa
nies and banks 1127 16B
760
ComptrollerGeneral s Report
26 Gross interest from all other sources viz
Interest on bills receivable 26429 in
terest received on collateral deposits
10430 total
29 Gross rents from companys property
368 59
852 00
30 Total gross interest and rents 46158 64
31 From other sources viz Borrowed money 32750 00
37 Gross profit on sale or maturity of ledger assets viz
Real estate 105000 bonds 324917 total 4299 17
39 Total income
826205 99
IIIDisbursements
1 Gross amount paid for losses Accident 3683938
health 2217070 liability 9487358 fidelity 16
55624 surety 11647404 plate glass 3586160
steam boiler 57425 burglary and theft 3317584
sprinkler 12000 workmens collective 277061
total 359416 24
2 Deduct reinsurance Accident 208323
health 33412 fidelity 49693 surety
1589 burglary and theft 582710
total 8757
3 Deduct salvage Liability 31635 fidel
ity 355067 surety 4438129 plate
glass 47444 burglary and theft
12266 total 4884541
4 Total deduction Accident 208323 health 33412
liability 31625 fidelity 404760 surety 4439718
plate glass 47444 burglary and theft 594976
total
5 Net amount paid policyholders for losses Accident 34
75615 health 2183658 liability 9455723 fidelity
1250864 surety 7207686 plate glass 3538716
steam boiler 57425 burglary and theft 2722608
sprinkler 12000 workmens collective 277061
total
17 Investigation and adjustment of claims viz Accident
120920 health 120920 liability 6287875 fidel
ity 483684 surety 2418407 plate glass 120922
burglary and theft 120921 total
23 Commisions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 1249247 health 704320 liability 20
65366 fidelity 2260720 surety 7027527 plate
57602 68
301813 56
96736 49ComptrollerGenebal s Report
761
glass 182743 steam boiler 140952 burglary and
theft 2745386 sprinkler 72281 workmens col
lective 128418 total 161504 94
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 104839 84
29 Salaries traveling and all other expenses of agents not paid
by commissions 92239 62
31 Inspections other than medical and claim 10 914 46
32 Rents 10021 10
33 Repairs and expenses other than taxes on real estate 1551 77
34 Taxes on real estate 1 705 93
35 State taxes on premiums 13 745 23
36 Insurance department licenses and fees 7 120 96
42 Legal expenses 2 428 82
43 Advertising 937 97
44 Printing and stationery lg 472 49
45 Postage telegraph telephone and express 9597 21
46 Furniture and fixtures 2 060 80
48 Other disbursements viz Borrowed money paid 32
75000 mortgage on real estate paid off 350000
traveling home office 248278 rating bureau 1
00000 service bureau 300000 dues to associations
174257 miscellaneous expense 573995 examina
tions 368184 total 5389714
54 Gross loss on sale or maturity of ledger assets viz Real
estate 21925 76
56 Total disbursements 921504 09
IVLedger Assets
1 Book value of real estate 53896 81
2 Mortgage loans on real estate first liens 26527315
other than first 205169 total 267324 84
4 Book value of bonds 53232749 and stocks 20602500
total 738352 49
5 Cash in company s office 19 702 69
6 Deposits in trust companies and banks not on interest 24 413 97
7 Deposits in trust companies and banks on interest 12680 89
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1910 Accident 1249683
health 763327 liability 6139282
fidelity 1283370 surety 6828856
plate glass 14969 burglary and theft
2332463 workmen s collective 7200
total 18619150
On policies or renewals issued prior to Octo
ber 1 1910 Accident 279759 health
136525 liability 2486669 fidelity762 ComptrollerGenerals Report
527549 surety 9170113 plate glass
160032 steam boiler 15300 bur
glary and theft 111507 sprinkler
500 workmens collective 9943
total 128978 97
24 Totals 3Mfl70 47
25 Bills receivable 1482357 accounts receivable 769071
total 22514 28
26 Other ledger assets viz Agents balances 1598181
sundry ledger accounts 4674968 cash in suspended
banks 287701 total 65608 50
30 Ledger assets 1519664 94
NonLedger Assets
31 Interest due 111630 and accrued 3
66264 on mortgages 4778 94
32 Interest on bonds 4893 34
37 Rents due 733 33
Total 10405 61
40 Other nonledger assets viz Losses due from reinsuring
companies 81 50
43 Gross assets 1530152 05
Deduct Assets Not Admitted
45 Bills receivable 1482357 accounts re
ceivable 769071 total 22514 28
49 Premiums in course of collection written
prior to October 1 1910 128978 97
50 Book value of ledger assets over market
value viz Stocks and bonds 76
78499 real estate 7889 agents bal
ances 1598181 sundry ledger ac
counts 4674968 total 139595 37
Total 291088 62
55 Admitted assets 1239063 43
VLiabilities
1 Losses and claims adjusted Accident 222693 health
40000 fidelity 15000 surety 374719 burglary
and theft 174487 total 8268 99ComptrollerGeneral s Report
76c

2 Losses and claims reported or in process of adjustment
Accident 233742 health 145657 fidelity 16
96557 surety 6517269 burglary and theft 564332
workmens collective 7288 total 91 648 45
3 Losses and claims resisted Accident 68035 health
20705 fidelity 3867147 surety 6552842 bur
glary and theft 75000 sprinkler 109153 total 106928 82
4 Total losses and claims Accident 524470 health 2
06362 fidelity 5578704 surety 13444830 bur
glary and theft 813819 sprinkler 109153 work
men s collective 7288 total
5 Deduct reinsurance Fidelity 756051 burglary and
theft 20000 total
6 Net unpaid claims except liability claims Accident 5
24470 health 206362 fidelity 4822653 surety
13444830 burglary and theft 793819 sprinkler
109153 workmens collective 7288 total
17 Special reserve for unpaid liability losses
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 45597002 un
earned premiums fifty per cent
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 10934367
unearned premiums pro rata
227985 01
53331 01
23 Total unearned premiums
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Accident 410500 health
241261 liability 748992 fidelity 268224 surety
1502328 plate glass 3592 burglary and theft 7
30060 workmens collective 1699 total
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 State county and municipal taxes due or accrued
35 Reinsurance and coinsurance
37 Other liabilities viz Due United States Casualty Co for
reinsurance liability accident and health business
742704 due for advances to adjusters and special
agents carried as an asset in cash in offices 203546
total
206846 26
7760 51
199085 75
44630 84
243716 59
281316 02
39066 56
6620 23
10000 00
10502 86
9462 50
46 Total amount of all liabilities except capital
600684 76764 ComptrollerGenerals Eeport
47 Capital actually paid up in cash 500000 00
48 Surplus over all liabilities 138378 67
49 Surplus as regards polieyholders 638378 67
50 Total liabilities 1239063 43
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 240778 health 173389 liability 2
68849 fidelity 58775 surety 34120 plate glass
33434 steam boiler 252 burglary and theft 42374
sprinkler 013 total 851958
Gross losses paid Accident 137019 health 130891
liability 100725 surety 183739 plate glass
12106 burglary and theft 5000 total 5694 80
Gross losses incurred Accident 137019 health 130891
liability 100725 surety 183739 plate glass
12106 burglary and theft 5000 total 569480
EQUITABLE CASUALTY COMPANY OF ATLANTA GA
John S Candler President 8 A Moore Secretary
Home Office 329 Candler Bldg Atlanta Ga
ICapital Stock
1 Amount of capital stock paid up in cash 107800 00
Extended at 107800 00
IIIncome
1 Gross premiums written and renewed during the year
Accident 719608 health 621004 liability 7
02458 plate glass 183254 steam boiler 41500
burglary and theft 66525 industrial 47185 total 23815 34
2 Deduct gross premiums now in course of collection Ac
cident 189499 health 154299 liability 318711
plate glass 47122 steam boiler 14500 burglary
and theft 35996 industrial 9578 total 7697 05
3 Entire premiums collected during the year Accident
530109 health 466705 liability 383747 plate
glass 136132 steam boiler 27000 burglary and
theft 30529 industrial 37607 total 16118 29
ComptrollerGeneral s Report
4 Deduct reinsurance return premiums and cancellations
Accident 194094 health 153381 liability 1
73534 plate glass 16993 steam boiler 18000 bur
glary and theft 11030 total
5 Net cash actually received for premiums Accident 3
36015 health 313324 liability 210213 plate
glass 119139 steam boiler 9000 burglary and
theft 19499 industrial 37607 total
19 Policy fees required or represented by applications
22 Interest on bonds and dividends on
stocks 1939 41
23 Interest on deposit 146 34
24 Interest from all other sources 1134 56
26 Total interest and rents
32 From all other sources Surplus from sale of stock
765
5670 32
10447 97
207 75
3220 31
45953 50
38 Total income
59829 53
IIIDisbursements

14
18
20
21
22
23
24
27
29
30
31
32
37
46
Net amount paid policyholders for losses Accident
91443 health 49570 liability 38435 plate glass
20048 burglary and theft 10418 industrial 4915
total
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 92327 health 88787 plate glass 33651
liability 36222 steam boiler 800 burglary and
theft 5278 industrial 8626 total
Policy fees retained by agents
Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Medical examiners fees and salaries
Inspections other than medical
Rents
All other taxes licenses and insurance department fees
Advertising
Printing and stationery
Postage and express
Furniture and fixtures
All other disbursements viz Sundry expenses 67558
exchange 6860 telephone 9998 telegraph 2703
total
Total disbursements
2148 29
2656 91
207 75
9963 98
3085 85
21 00
14 85
1197 50
878 46
4946 03
4426 14
383 70
1186 15
871 19
31987 80766
CompteolleeGeneeal s Repoet
IVLedger Assets
2 Mortgage loans on real estate first liens
4 Book value of bonds excluding interest
5 Cash in companys office 14679 deposited in banks
1255979 total
6 Bills receivable
7 Other ledger assets viz Secured notes
11 Ledger assets
NonLedger Assets
12 Interest accrued on mortgages
13 Interest accrued on bonds 1809 17
15 Interest accrued on other assets 325 77
Total
19 Gross premiums in course of collection
viz On policies or renewals issued sub
sequent to October 1 1910 Accident
125778 health 102135 liability
306405 plate glass 45080 steam
boiler 14500 buTglary and theft
35996 industrial 3928 total 6338 22
On policies or renewals issued prior to
October 1 1910 Accident 63721
health 52164 liability 12306 plate
glass 2042 industrial 5650 total 1358 83
Total
34 Other nonledger assets viz Supplies printed matter and
stationery 442614 furniture and fixtures 118615
total
37 Gross assets
Deduct Assets Not Admitted
39 Bills receivable 406 90
40 Furniture and fixtures 1186 15
41 Supplies printed matter and stationery 4426 14
43 Gross premiums in course of collection
written prior to October 1 1910 1358 83
Total
51 Admitted assets
1000 00
107858 25
12706 58
406 90
136 70
135641 73
2140 77
7697 05
5612 29
151091 84
7378 02
143713 82i Li r i5gr
ComptkollerGenebal s Report
VLiabilities
1 Losses and claims in process of adjustment Accident
11517 health 3750 total
2 Losses and claims reported proofs not received Accident
20891 health 4250 burglary and theft 6258 in
dustrial 5833 total
3 Totals Accident 32408 health 8000
theft 6258 industrial 5833 total
16 Special reserve for unpaid liability losses
burglary and
18 Total unpaid claims and expenses of settlementi
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 1784203 un
earned premiums 50 per cent 8685 09
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 30299 un
earned premiums pro rata 302 99
21 Total unearned premiums
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Accident 36382
health 27739 plate glass 12537 liability 69223
steam boiler 3850 burglary and theft 9557 indus
trial 2327 total
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 107800 00
44 Surplus over all liabilities 23534 70
45 Surplus as regards polieyholders
46 Total liabilities
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Accident 417362 health 377941 liabil
ity 418021 plate glass 106069 steam boiler
19000 burglary and theft 24445 industrial
39255 total
Gross losses paid Accident 82515 health 41335 liabil
ity 17935 plate glass 16399 burglary and theft
1500 industrial 3665 total
767
152 67
372 32
524 99
225 00
749 99
8988 08
1616 15
964 90
12379 12
131334 70
143713 82
14020 93
1633 49768 ComptrollerGenerals Report
FEDERAL CASUALTY COMPANY OF DETROIT MICHIGAN
V D Cliff President Peter Patterson Secretary
Home Office 533 Majestic Building Detroit Michigan
John R Thornton Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
December 31st of previous year
3 Increase of paidup capital during the
year
250855 86
100000 00
Extended at 350855 86
IIIncome
2 Gross premiums written and renewed during
the year Accident and health 34574735
6 Deduct reinsurance return premiums and
cancellations Accident and health
426 4S
18 Total net cash actually received for premiums
19 Policy fees required or represented by applications
22 Interest on bonds and dividends on stock 9062 98
23 Interest on deposit 431 97
26 Total interest and rents
32 From all other sources viz Increase by adjustment in
book value of bonds
38 Total income
IIIDisbursements
345320 87
36120 00
9494 95
500 00
391435 82
1 Gross amount paid for losses Accident
and health t
139871 23
5 Total Accident and health 139871 23
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health 63609 IS
18 Policy fees retained by agents 35844 10
19 Stockholders for interest or dividends amount declared
during the year 12000000 10000000 stock 20
00000 cash 115000 00
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 23083 07ComptrollerGeneral s Eeport
21 Salaries traveling and all other expenses of agents not
paid by commissions
22 Medical examiners fees and salaries
24 Bents
26 Taxes on premiums
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
33 Loss on sale or maturity of ledger assets
37 All other disbursements viz Premiums paid on bonds
purchased 361750 agents balances charged off
21371 office supplies 112954 total
46 Total disbursements
IVLedger Assets
4 Book value of bonds excluding interest
5 Cash in companys office 84589 deposited in banks
1454018 total
11 Ledger assets
NonLedger Assets
13 Interest accrued on bonds
18 Market value of borids and stocks over book value
37 Gross assets
VLiabilities
1 Losses and claims Our claims average about 1850 each
per year claims pending at close of year 1909 averaged
3567 each so we estimate 530 claims at 3600 each
total
18 Total unpaid claims and expenses of settlement
22 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued subsequent to
October 1 1910 viz Accident and health
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
27 Dividends due stockholders
32 Advance premiums 100 per cent
42 Total amount of all liabilities except capital
769
38864 42
1467 38
7217 98
6047 34
2687 07
305 20
1509 18
5502 72
6660 79
275 20
500 00
4960 75
453405 61
273500 00
15386 07
288886 07
4250 13
7038 30
300174 50
19080 00
19080 00
3000 00
6500 00
5000 00
4901 75
38481 75770 ComptrollerGenerals Report
43 Capital actually paid up in cash 200000 00
44 Surplus over all liabilities 61692 75
45 Surplus as regards policyholders
xt 300174 50
46 Total liabilities
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Accident and health 50946
Gross losses paid Accident and health
FIDELITY AND DEPOSIT COMPANY OF MARYLAND
Edwin Warfield President Harry Nicodemus Secretary
Home Office N W Cor Charles and Lexington Sts Baltimore Md
Aaron Haas Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 6291105 98
6291105 98
Extended at
IIIncome
1 Gross premiums written and renewed during the year
Accident 5993813 health 267550S fidelity and
surety 293545725 plate glass 9711897 burglary
and theft 1078070 total 3lo00o0
2 Deduct reinsurance and cosurety Acci
dent 47048 health 14000 fidelity
and surety 16172479 burglary and
theft 11353 total 162448 80
3 Deduct return premiums on policies can
celled Accident 10035 fidelity and
surety 15180638 burglary and theft
26737 total 152174 10
4 Deduct premiums on policies not taken
Accident 134447 health 72041
fidelity and surety 14793682 plate
lass 185990 burglary and theft 1
33076 total 153192 36
5 Total deductions Accident 191530 health 86041
fidelity and surety 46146799 plate glass 185990
burglarv and theft 171166 total 467815 26ComptrollerGenerals Eeport 771
6 Net premiums Accident 5802283 health 2589467
fidelity and surety 2473989 26 plate glass 95
25907 burglary and theft 906904 total 2662234 87
21 Inspections gyn 25
23 Gross interest on collateral loans 2000 00
24 Gross interest on bonds and dividends on
stocks 191616 99
25 Gross interest on deposits in trust com
panies and banks 5 173 56
26 Gross interest from all other sources viz
New York excise currentlosses fund
27211 New York excise reserve fund
191305 New York excise premiums
undistributed 34350 various notes
etc 28515 total 2813 81
29 Gross rents from companys property in
cluding 1767835 for companys occh
pancy of its own buildings 59432 76
30 Total gross interest and rents 261 037 12
31 From other sources viz Commissions and fees 137400
returned premiums allowed but not yet claimed Dec
31 1910 1857698 returned premiums allowed but
not yet claimed Dec 31 1909 857110 advance
premiums Dec 31 1910 2508201 advance premiums
Dec 31 1909 2243257 premiums due for reinsur
ance and cosurety Dee 31 1910 1326543 premiums
due for reinsurance and cosurety Dee 31 1909 10
30381 total 16990 94
36 From agents balances previously charged off 50 00
37 Gross profit on sale or maturity of ledger assets viz
Bonds 213750 stocks 475600 total 6893 50
38 Gross increase by adjustment in book value of ledger
assets viz Bonds 100000 stocks 1308200 total 14082 00
39 Total income 2962158 68
IIIDisbursements
1 Gross amount paid for losses Health 9108 fidelity and
surety 88899704 plate glass 8590 total
2 Deduct reinsurance Fidelity and surety 36089 29
3 Deduct salvage Fidelity and surety 300838 97
4 Total deduction Fidelity and surety
5 Net amount paid policyholders for losses Health 9108
Fidelity and surety 55206878 plate glass 8590
total
16 Collection expensessalvage recovery
889174 02
336928 26
552245 76
14967 42772
ComptrollerGeneral s Report
17 Investigation and adjustment of claims viz Fidelity and
surety 27211 73
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 2637270 health 1155689 fidelity and
surety 49508253 plate glass 4329843 burglary
and theft 67802 total 576988 57
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 244150 98
29 Salaries traveling and all other expenses of agents not
paid by commissions 109o3o 33
30 Medical examiners fees and salaries S 0
31 Inspections other than medical and claim 26289 35
32 Bents including 1767835 for companys occupancy of
its own buildings 31696 58
33 Repairs and expenses other than taxes on real estate 20059 44
34 Taxes on real estate 17813 34
35 State taxes on premiums 39357 81
36 Insurance department licenses and fees 10369 51
37 All other licenses fees and taxes viz Municipal taxes
251633 State county and city taxes on capital stock
4465798 federal corporation tax 234309 total 49517 40
42 Legal expenses 62925 42
43 Advertising 7878 55
44 Printing and stationery 24993 01
45 Postage telegraph telephone and express 23492 20
46 Furniture and fixtures 8974 ls
47 Stockholders for interest or dividends amount declared
during the year 32000000 320000 00
48 Other disbursements viz Development 1635075 trav
eling expenses 2227042 incidentals 1874206 total 57363 23
53 Agents balances charged off 62 50
54 Gross Joss on sale or maturity of ledger assets viz
Bonds 472500
51 Grosa decrease by adjustment in book value of ledger
assets viz Bonds 7176300 stocks 285600 total 74619 00
56 Total disbursements 2305240 31
IVLedger Assets
1 Book value of real estate 1281282 18
3 Loans secured by pledge of bonds stocks or other collat
erals iO5900 00
4 Book value of bonds 244423700 and stocks 1564
33200 total 4008569 00
5 Cash in companys office 1464 05
6 Deposits in trust companies and banks not on interest 344370 87
7 Deposits in trust companies and banks on interest 292044 45ComptbollebGenebals Eepoet 773
8 Premiums in course of collections viz On
policies or renewals issued on or after
October 1 1910 Accident 496240
health 238971 fidelity and surety
37608820 plate glass 870625 bur
glary and theft 699162 total 399138 18
On policies or renewals issued prior to Octo
ber 1 1910 Fidelity and surety 169218 83
24 Totals 568357 01
26 Other ledger assets viz New York excise currentlosses
fund 1248937 New York excise reserve fund 32
95703held by joint committee Advance on con
tracts Amsterdam N Y 21463713 advance on
contracts Philadelphia Pa 3953928 advance on
contracts Baltimore Md 2542495 advance on con
tracts Baltimore Md 1348075 advance on con
tracts Baltimore Md 750828 total 346036 79
30 Ledger assets 6948024 35
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to October
J 1910 169218 83
55 Admitted assets 6778805 52
VLiabilities
1 Losses and claims adjusted Fidelity and
surety 2357 26
2 Losses and claims reported or in process
of adjustment Accident 2500 health
20000 fidelity and surety 24833850
plate glass 66815 total 249231 65
3 Losses and claims resisted Fidelity and
surety 338616 42
4 Total losses and claims Accident 2500
health 20000 fidelity and surety 589
31218 plate glass 66815 total 590205 33
6 Net unpaid claims except liability claims Accident
2500 health 20000 fidelity and surety 58931218
plate glass 66815 total 590205 33
20 Total unpaid claims and expenses of settlement 590205 33
201 Gross premiums less reinsurance upon
all unexpired excise risks written in New774
ComptrollebGenebals Repobt
York State mailing one year or less
from date of policy 7355859 un
earned premiums seventyfive per eent 55168 94
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 220347464 un
earned premiums fifty per cent 1101737 32
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 38588950
unearned premiums pro rata 320898 22
23 Total unearned premiums
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Accident 137450 health
69670 fidelity and surety 8325757 plate
253340 burglary and theft 203712 total
30 State county and municipal taxes due or accrued
34 Return premiums
35 Reinsurance and coinsurance
36 Advance premiums one hundred per cent
37 Other liabilities viz Reserve for expenses in transit
1477804 48
89899 29
50000 00
18576 98
13265 43
25082 01
7500 00
46 Total amount of all liabilities except capital 2272333 52
47 Capital actually paid up in cash 2000000 00
48 Surplus over all liabilities 2506472 00
49 Surplus as regards policyholders
4506472 00
6778805 52
50 Total liabilities
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 52297 health 42984 fidelity surety 39
00541 plate glass 47685 total 40435 07
Gross losses paid Fidelity surety 13577 11
Gross losses incurred Fidelity surety 5001d ou
UNITED STATES BRANCH OF THE
FRANKFORT MARINE ACCIDENT AND PLATE GLASS INSURANCE
COMPANY OF GERMANY
C H Franklin United States Manager and Attorney
Principal Office in United States 100 William St New York City
Pair Dodd Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash
250000 00ComptrollerGenerals Report
2 Amount of ledger assets December 31 of
775
previous year
1501790 94
Extended at 1501790 94
IIIIncome
1 Gross premiums written and renewed during the year
Accident and health 15417350 liability 1052
42116 burglary and theft 4185503 workmens col
lective 7542399 totals 1323873 68
2 Deduct reinsurance Accident and health
590112 liability 39599 burglary
and theft 4185503 workmens collec
tive 7542399 total 1323873 68
3 Deduct return premiums on policies can
celled Accident and health 83759
liability 4309242 burglary and theft
259967 workmens collective 3
48193 total 50011 61
4 Deduct premiums on policies not taken
Accident and health 2634016 liabil
ity 8942775 burglary and theft 6
49407 workmens collective 193000
total 124191 98
5 Total deductions Accident and health 3307887 lia
bility 13291616 burglary and theft 1562795
workmens collective 541193 total
187034 91
6 Net premiums Accident and health 12109463 liabil
ity 91950500 burglary and theft 2622708 work
men s collective 7001206 total 1136838 77
20 Policy fees required or represented by applications 10033 66
24 Gross interest on bonds and dividends on
stocks 47660 76
25 Gross interest on deposits in trust com
panies and banks 1183 91
30 Total gross interest
48844 67
39 Total income 1195717 10
HIDisbursements
1 Gross amount paid for losses Accident and health 52
23106 liability 52059188 burglary and theft 12
73245 workmens collective 3026980 total
615825 19776
ComptrollerGeneral s Report

2 Deduct reinsurance Accident and health
145433 burglary and theft 220555
totali
3 Deduct salvage Burglary and theft
4 Total deductions Accident and health
lary and theft 225655 total
3659 88
51 00
145433 burg
17
22
23
Net amount paid polieyholders for losses Accident and
health 5077673 liability 52059188 burglary and
theft 1047590 workmens collective 3026980
total
Investigation and adjustment of claims viz Accident
and health 543664 workmens collective 175030
liability 8767281 burglary and theft 189768 total
Policy fees retained by agents
Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident and health 4224846 workmens
collective 1730381 liability 22699608 burglary
and theft 763388 total
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
29 Salaries traveling and all other expenses of agents not
paid by commissions
31 Inspections other than medical and claim
32 Bents
35 State taxes on premiums
36 Insurance department licenses and fees
37 All other licenses fees and taxes Municipal licenses and
fees 91477 franchise taxes 10724 total
42 Legal expenses
43 Advertising
44 Printing and stationery
45 Postage telegraph telephone and express
47 Stockholders for interest or dividends
48 Other disbursements Remittance to home office 10
51364 miscellaneous 585131 total
53 Agents balances charged off
54 Gross loss on sale or maturity of ledger assets viz
Bonds
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds
56 Total disbursements
3710 88
612114 31
96757 43
10033 66
2941S2 23
47628 84
33599 56
17159 95
7767 55
15498 07
4979 55
1022 01
1165 87
6084 25
12406 25
6268 38
436 86
16364 95
2457 19
80 78
918 47
1186926 16
IVLedger Assets
4 Book value of bonds
5 Cash in companys office
6 Deposits in trust companies and banks not on interest
1265022 57
650 00
1021 94CoMPTEOLLEEGrENEBALs REPORT 777
7 Deposits in trust companies and banks on interest 24 363 80
8 Premiums in course of collection viz
Accident and health 1190637 liabil
ity 16575484 burglary and theft
558774 workmens collective 18
23497 total 201483 92
On policies or renewals issued prior to
October 1 1910 Accident and health
65 cents liability 914908 total 9149 73
Total
27 Cash in hands of trustees
210633 65
8889 92
30 Ledger assets
1510581 88
NonLedger Assets
32 Interest accrued on bonds
34 Interest accrued on other assets
13727 08
100 55
Total
43 Gross assets
13827 63
Deduct Assets Not Admitted
1524409 51
m
49 Premiums in course of collection written
prior to October 1 19104
51 Bonds
9149 73
42217 57
Total
55 Admitted assets
51367 30
1473042 21
VLiabilities
1 Losses and claims adjusted Accident and health 2
26000 burglary and theft 70000 totalf
2 Losses and claims reported or in process of adjustment
Accident and health 1597000 burglary and theft
309000 workmens collective 1673825 total
3 Losses and claims resisted Accident and health 6
53000 marine 300000 total
2960 00
35798 25
9530 00
4 Total losses and claims Accident and health 2476000
burglary and theft 379000 marine 300000 work
mens collective 1673825 total 48 288 25
5 Deduct reinsurance Accident and health 180000 burg
lary and theft 28000 total 2080 00
778
ComptrollerGenerals Eeport
6 Net unpaid claims except liability claims Accident and
health 2296000 burglary and theft 351000 ma
rine 300000 workmens collective 1673825 total
7 Estimated expenses of investigation and adjustment of
unpaid claims Accident and health 114800 burglary
and theft 35100 workmens collective 41845 total
8 Total Accident and health 2410800 burglary and
theft 386100 marine 300000 workmens collec
tive 1715670 total
17 Special reserve for unpaid liability losses
46208 25
1917 45
48125 70
479235 35
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 74353753 un
earned premiums fifty per cent 371768 76
Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 6393797 un
earned premiums pro rat a
527361 05
22
35376 15
93 Total unearned premiums
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Accident and health 4
13112 workmens collective 414651 liability 42
48639 burglary and theft 184093 total
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 State county and municipal taxes due or accrued
36 Advance premiums one hundred per cent
407144 91
52604 95
1500 00
11800 00
2334 89
46 Total amount of all liabilities except capital 1002745 80
47 Capital actually paid up in cash
48 Surplus over all liabilities
220296 41
470296 41
49 Surplus as regards policyholders
50 Total liabilities 1473042 21
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident and health 116955 liability 641687
burglary and theft 2220 workmens collective
20226 total
Gross losses paid Accident and health 30525 liability
447405 burglary and theft 1403 total
Gross losses incurred Accident and health 30525 liability
447405 burglary and theft 1403 total
7810 88
4793 33
4793 33ComptbolleeGenebal s Kepokt 779
UNITED STATES FIDELITY AND GUARANTY COMPANY OF
BALTIMORE MARYLAND
John R Bland President Geo R Callis Sec and Treas
Home Office United States Fidelity and Guaranty Bldg Baltimore Md
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 5339951 16
Extended at 5339951 16
IIIncome

1 Gross premiums written and renewed during the year
Accident 2322626 health 1219542 liability 160
15416 fidelity and surety 385237967 plate glass
1774495 steam boiler 803090 burglary and theft
33471269 fly wheel 84911 auto property damage
572177 workmens collective 235475 total 4417369 68
2 Deduct reinsurance Accident 203369
health 123571 liability 5667 fidel
ity and surety 13381534 steam boiler
8000 burglary and theft 2488150
fly wheel 21528 total 162318 19
3 Deduct return premiums on policies can
celled Accident 67279 health
13683 liability 675725 fidelity and
surety 28420821 plate glass 47356
steam boiler 38789 burglary and
theft 1517120 auto property damage
4100 total 307848 73
4 Deduct premiums on policies not taken
Accident 174958 health 135387
liability 1821577 fidelity and surety
11765250 plate glass 127565
steam boiler 95234 burglary and
theft 2985942 total 171059 13
Total deductions Accident 445606 health 272641
liability 2502969 fidelity and surety 53567605
plate glass 174921 steam boiler 142023 burglary
and theft 6991212 fly wheel 21528 auto property
damage 4100 total
641226 05
780
ComptrollerGenerals Kepoet
6 Net premiums Accident 1877020 health 946901
liability 13512447 fidelity and surety 331670362
plate glass 1599574 steam boiler 661067 burglary
and theft 26480057 fly wheel 63383 auto property
damage 568077 workmens collective 235475
total 3776143 63
21 Inspections 30 39
22 Gross interest on mortgage loans 161 87
23 Gross interest on collateral loans 4978 05
24 Gross interest on bonds and dividends on
stocks less 609286 accrued interest on
bonds acquired during 1910 155040 02
25 Gross interest on deposits in trust com
panies and banks 3444 52
26 Gross interest from all other sources viz
Premium deposits in branch offices 2
49010 bills receivable 6150 total 2551 60
29 Gross rents from companys property in
cluding 2132083 for companys occu
pancy of its own buildings 35473 27
30 Total gross interest and rents 201649 33
31 From other sources viz Department guaranteed attor
neys net 2317748 bills payable 9000000 com
missions on fly wheel premiums in excess of those paid
3772 total 113215 20
36 From agents balances previously charged off 4046 71
37 Gross profit on sale or maturity of ledger assets viz
Bonds 668 10
39 Total income 4095753 36
IIIDisbursements
1 Gross amount paid for losses Accident 633224 health
154585 liability 435233 fidelity and surety 1
22569298 plate glass 69366 burglary and theft
6632350 auto property damage 50284 workmens
collective 3970 total 1305483 10
2 Deduct reinsurance Health 15537
fidelity and surety 610035 burglary
and theft 463036 total 10886 08
3 Deduct salvage Health 2605 liability
3700 fidelity and surety 45137614
plate glass 300 burglary and theft
107635 auto property damage 225
total 452520 79
4 Total deduction Health 18142 liability 3700 fidelity
and surety 45747649 plate glass 300 burglary and
theft 570671 auto property damage 225 total 463406 87ComptbollebGeneeals Kepobj
781
5 Net amount paid policyholders for losses Accident 6
33224 health 136443 liability 431533 fidelity
and surety 76821649 plate glass 69066 burglary
and theft 6061679 auto property damage 50059
workmens collective 3970 total 842076 23
17 Investigation and adjustment of claims viz Accident
800 liability 44694 fidelity and surety 12212738
burglary and theft 327741 workmens collective
1168 total 225 871 41
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 325468 health 189118 liability 10
82891 fidelity and surety 61865175 plate glass 2
34738 steam boiler 99061 burglary and theft 61
52230 auto property damage 47915 workmens col
lective 9793 total 700063 89
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 287754 61
29 Salaries traveling and all other expenses of agents not paid
by commissions 408384 09
31 Inspections other than medical and claim 14 836 11
32 Eents including 2132083 for companys occupancy of
its own buildings 70035 65
33 Eepairs and expenses other than taxes on real estate 9514 86
34 Taxes on real estate 9 357 79
35 State taxes on premiums 58 220 82
36 Insurance department licenses and fees 20 817 23
37 All other licenses fees and taxes viz Federal corpora
tion tax 274613 State city and county taxes on
capital stock 1867323 taxes on personal property
55181 municipal licenses 253208 total 24503 25
42 Legal expenses 55735 62
43 Advertising 72661 94
44 Printing and stationery 66563 37
45 Postage telegraph telephone and express 80157 36
46 Furniture and fixtures 18 970 94
47 Stockholders for interest or dividends amount declared
during the year 16000000 160000 00
48 Other disbursements viz Munich Reinsurance Company
reserve account 45229 bills payable 9000000 inter
est 109129 home office traveling expenses 698590
general miscellaneous expenses 1399958 total 112529 06
53 Agents balances charged off 5 478 74
54 Gross loss on sale or maturity of ledger assets viz Bonds 3310 00
55 Gross decrease by adjustment in book value of ledger
assets viz Real estate 30 000 00
56 Total disbursements 4 3 yj 842 97782
ComptrollerGeneral s Report
IVLedger Assets

534213 63
3000 00
112949 00
88721 80
229268 98
286832 51
1 Book value of real estate
2 Mortgage loans on real estate first liens
3 Loans secured by pledge of bonds stocks or other collater
als
4 Book value of bonds 399945148 and stocks 291
18715 total 4290638 63
5 Cash and checks in companys office
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1910 Accident 654224
health 289559 liability 6983219
fidelity and surety 39384664 plate
glass 741024 steam boiler 178671
burglary and theft 3131338 fly wheel
58636 automobile property damage
380514 workmens collective 10000
total 518H8 49
On policies or renewals issued prior to Octo
ber 1 1910 Accident 6198 health
9483 liability 361081 fidelity and
surety 4924653 plate glass 3943
steam boiler 8360 burglary and theft
104450 total 5418168
24 Totals
25 Bills receivable
26 Other ledger assets viz Due by V S government under
contract 1574839 advance secured 4814675 due
for subscription dept guaranteed attorneys 4174850
account with suspended bank Borough Bank of Brook
lyn 3454319 total
572300 17
750 00
140186 83
30 Ledger assets
6258861 55
NonLedger Assets
75 00
31 Interest due on mortgages
32 Interest due 2931700 and accrued 24
32892 on bonds
33 Interest due on collateral loans
34 Interest due on other assets viz Bank
balances estimated
37 Hents due on companys property or lease
43 Gross assets 6314435 18
53645 92
1144 38
250 00
458 33
55573 63

ComptrollerGeneral s Report 783
Deduct Assets Not Admitted
45 Bills receivable 750 00
49 Premiums in course of collection written
prior to October 1 1910 54 181 68
49 Guaranteed attorney subscriptions writ
ten prior to October 1 1910 3326 00
50 Book value of ledger assets over market
value viz Bonds and stocks 214 009 73
272267 41
55 Admitted assets 60421677
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 71500 health 10000 fidelity and surety
45127032 steam boiler 16570 burglary and theft
946330 auto property damage 51500 workmens
collective 17693 total 462406 25
3 Losses and claims resisted Fidelity and surety 444
67247 burglary and theft 97069 total 445643 16
4 Total losses and claims Accident 71500 health
10000 fidelity and surety 89594279 plate glass
16570 burglary and theft 1043399 auto property
damage 51500 workmen s collective 17693 total 908049 41
6 Net unpaid claims except liability claims Accident
71500 health 10000 fidelity and surety 89594279
plate glass 16570 burglary and theft 1043399
auto property damage 51500 workmens collective
17693 total 908049 41
7 Estimated expenses of investigation and adjustment of un
paid claims Fidelity and surety 50 000 00
8 Total losses and claims Accident 71500 health
10000 Fidelity and surety 945942 79 plate glass
16570 burglary and theft 1043399 auto property
damage 51500 workmens collective 17693 total 958049 41
17 Special reserve for unpaid liability losses 22916 21
20 Total unpaid claims and expenses of settlement 980965 62
20 Gross premiums less reinsurance upon
all unexpired excise risks written in New
York State running one year or less
from date of policy 6361691 un
earned preimums seventyfive per cent 47 712 68784
ComptrollerGeneral s Eeport
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 333762698 un
earned premiums fifty per cent 1668813 50
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 46308858
unearned premiums pro rata 250728 96
14
106765 53
23 Total unearned premiums 1967255
24 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued on or after
October 1 1910 viz Accident 228978 health 1
01346 liability 1745805 fidelity and surety 74
83086 plate glass 222307 steam boiler 62535
burglary and theft 720208 fly wheel 14659 auto
property damage 95129 workmens collective 2500
total
29 Salaries rents expense bills accounts fees etc due or
accrued
30 State county and municipal taxes due or accrued
34 Return premiums
35 Reinsurance
37 Other liabilities viz Munich Reinsurance Co reserve ac
count
46 Total amount of all liabilities except capital 3154840 72
47 Capital actually paid up in cash 2000000 00
48 Surplus over all liabilities 887327 05
5000 00
54623 85
8945 58
13092 59
18192 41
49 Surplus as regards policyholders 2887327 05
50 Total liabilities 6042167 77
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 48400 health 52630 liability 93555
fidelity surety 5296151 plate glass 9407 burglary
and theft 193213 total 56933 56
Gross losses paid Health 5357 liability 200 fidelity
surety 1742437 burglary and theft 16200 total 17641 94
Gross losses incurred Health 5357 liability 38747
fidelity surety 2419998 burglary and theft 1200
total V 24653 02ComptrollerGeneral s Report 785
THE FIDELITY AND CASUALTY COMPANY OP NEW YORK
Robert 1 Hillas President George w Ai Assistant Secret
Home Office 9294 Liberty St and 97103 Cedar St New York City
Eugene Oberdorfer Atlanta Attorney for Service in Georgia
LCapital Stock
1 Amount of capital paid
up in cash 1000000 00
2 Amount of ledger assets December 31 of
previous year 8997582 04
3 Extended at TT 8997582 04
IIIncome
1 Gross premiums written and renewed during the year
Accident 273787384 health 165836790 liability
311259855 fidelity 34531617 surety 24224982
plate glass 52528401 steam boiler 53596166 burg
lary and theft 73095321 fly wheel 11694348
workmen s collective 2818296 total 10033736 60
2 Deduct reinsurance Accident 212
80853 health 3320974 liability
40153 fidelity 3003929 surety 2
00000 plate glass 3215 steam boiler
3771687 burglary and theft 45
28671 total 33194 82
3 Deduct return premiums on policies can
celled Accident 5799367 health
3117015 liability 12428474 fidel
ity 2263499 surety 206645 plate
glass 1240458 steam boiler 44
08392 burglary and theft 2509164
fly wheel 593090 workmens collec
tive 454547 total 330206 51
4 Premiums on policies not taken Ac
cident 63859548 health 421
88622 liability 36271934 fidelity
3828844 surety 1652680 plate
glass 9660884 steam boiler 97
19490 burglary and theft 9634404
fly wheel 1638434 workmens collec
tive 356890 total 1788117 30
5 Total deductions Accident 90939768 health 486
26611 liability 48740561 fidelity 90962 72 sur
ety 2059325 plate glass 10904557 steam boiler
17899569 burglary and theft 16672239 fly wheel
2231524 workmens collective 811437 total 2479818 63786 ComptrollerGenerals Report
6 Net premiums Accident 1828431 16 health 1172
10179 liability 262519294 fidelity 25435345
surety 22165657 plate glass 41623844 steam
boiler 35696597 burglary and theft 56423082 fly
wheel 9462824 workmens collective 2006859 gg3 917 97
total Y4 95
23 Gross interest on collateral loans 1754 J
24 Gross interest on bonds and dividends on
stocks less 329339 accrued interest
on bonds acquired during 1910 298349 55
25 Gross interest on deposits in trust com
pames and banks
26 Gross interest from all other sources J
29 Gross rents from companys property in
cluding 8311786 for companys occu
pancy of its own buildings 90809 87
394305 68
30 Total gross interest and rents
31 From other sources viz
32 Money borrowed temporarily to meet pay
ments on the new building in prefer
ence to selling securities 150000 00
33 Unearned premiums retained for reserve
purposes under contract with Munich
Reinsurance Company 1046 5
34 Fidelity insurance fund subscriptions
from agents and employees 871 69
1 fA Of
34a Suspense account
35 Profit and loss account 10 71
35a Premiums paid in advance 3000 00
155049 61
lotai i qu 7t
36 From agents balances previously charged off
37 Gross profit on sale or maturity of ledger assets viz
Stocks
38 Gross increase by adjustment in book value of ledger
1390 74
assets viz Bonds
8112315 98
39 Total income
IIIDisbursements
1 Gross amount paid for losses Accident 85635715
health 54982757 liability 99509722 fidelity 98
13633 surety 818624 plate glass 16239164 steam
boiler 7553110 burglary and theft 20363920 fly
wheel 1876127 workmens collective 686053
total 2974788 25

ComptbollebGeneeals Repoet 787
2 Deduct reinsurance Accident 7239596
health 1245520 fidelity 876245
steam boiler 1604792 burglary and
and theft 1822565 total 127887 18
3 Deduct salvage Liability 947309 fidel
ity 4800268 surety 258085 plate
glass 451093 steam boiler 54332
burglary and theft 417476 fly wheel
10635 total 69400 93
4 Total deductions Accident 7239596 health 1245520
liability 947309 fidelity 5676513 surety 2
58085 plate glass 451093 steam boiler 1659124
burglary and theft 2240041 fly wheel 10635 total 197288 11
5 Net amount paid policyholders for losses Accident 783
96119 health 53737237 liability 98562413 fidel
ity 4137120 surety 560539 plate glass 157
88071 steam boiler 5893986 burglary and theft
13123879 fly wheel 1865492 workmens collec
tive 685158 total 2777500 14
17 Investigation and adjustment of claims viz Accident
6076361 health 3281563 liability 38365473
fidelity 1435229 surety 189803 plate glass 14
64781 steam boiler 668353 burglary and theft
3167617 fly wheel 108075 workmens collective
193327 total 559505 g
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 62803370 health 38823770 liability
55038401 fidelity 3806094 surety 3137605
plate glass 12407135 steam boiler 7720404 burg
lary and theft 14189672 fly wheel 1606541 work
men s collective 414147 total 1999 471 39
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 553610 86
29 Salaries traveling and all other expenses of agents not
paid by commissions 404 4gg 05
30 Medical examiners fees and salaries 9 103 25
31 Inspections other than medical and claim 229 542 40
32 Rents 13270386 including 8311786 for companys oc
cupancy of its own buildings less 2692514 included
in items 1721 and 3701031 included in item 29 68768 41
33 Repairs and expenses other than taxes on real estate 51 004 09
34 Taxes on real estate 21 915 43
35 State taxes on premiums m gi9 97
36 Insurance department licenses and fees 11 645 42
37 All other licenses fees and taxes viz City and county
taxes and fees g 593 27
42 Legal expenses 4 303 33Mi
788
ComptrollerGeneral s Beport
43 Advertising
44 Printing and stationery
45 Postage telegraph telephone and express
46 Furniture and fixtures
47 Stockholders for interest or dividends
49 Exchange and collection fees
49a Subscriptions
50 Interest
50a Premiums paid in advance December 31
1909
51 Profit and loss account
51a Repayment of loans
52 Sundries
16133 45
88798 25
36959 74
12694 U9
180000 00
2709 76
850 27
4168 17
2500 00
486 21
150000 00
18786 32
Total
53 Agents balances charged off
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds
179500 73
394 21
4284 77
56 Total disbursements 7330122 07
IVLedger Assets
1 Book value of real estate 1399603 66
3 Loans secured by pledge of bonds stocks or other col
laterals 5000 00
4 Book value of bonds 299714899 and stocks 3677
64349 total 6674792 48
5 Cash in companys office 45946 63
6 Deposits in trust companies and banks not on interest 56934 61
7 Deposits in trust companies and banks on interest 173605 86
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1910 Accident 16049723
health 28142856 liability 415
45516 fidelity 2486125 surety 18
15986 plate glass 6136637 steam
boiler 5945079 burglary and theft
8093495 fly wheel 2084545 work
mens collective 628972 total 1129289 34
On polices or renewals issued prior to
October 1 1910 Accident 3744358
health 2878462 liability 7701008
fidelity 2825285 surety 512360
plate glass 341264 steam boiler
393680 burglary and theft 490232
fly wheel 147671 workmens collec
tive 2013 total 190363 33
Total 1319652 67ComptrollerGeneral s Report
789

25 Bills receivable
27 Agents balances and sundry ledger assets
7250 00
96990 04
30 Ledger assets 9779775 95
NonLedger Assets
32 Interest accrued on bonds
34 Interest accrued on other assets
37 Rents accrued on companys property or
lease
41726 63
224 02
255 00
Total
39 Market value of bonds and stocks over book value
43 Gross assets
Deduct Assets Not Admitted
42205 65
332052 02
10154033 62
7250 00
45 Bills receivable
49 Premiums in course of collection written
prior to October 1 1910 190363 33
50 Book value of ledger assets over market
value viz Agents balances and sun
dry ledger assets 9g 990 04
Total
55 Admitted assets
294603 37
9859430 25
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 29862509 health 18376106 fidelity 64
49747 surety 1263662 plate glass 1660650 steam
boiler 479600 burglary and theft 6373400 fly
wheel 60400 total
3 Losses and claims resisted Accident 17297500 health
1916000 fidelity 2015167 plate glass 80000
steam boiler 730000 burglary and theft 1240000
total
645260 74
232786 67
4 Total Accident 47160009 health 20292106 fidelity
8464914 surety 1263662 plate glass 1740650
steam boiler 1209600 burglary and theft 7613400
fly wheel 60400 total
5 Deduct reinsurance Fidelity 555971 burglary and
theft 5300 total
878047 41
5612 71790
ComptrollerGenerals Eeport
Net unpaid claims except liability claims Accident
47160009 health 20292106 fidelity 7908943
surety 1263662 plate glass 1740650 steam boiler
1209600 burglary and theft 7608100 fly wheel
60400 total
Estimated expenses of investigation and adjustment of
unpaid claims Accident 900000 health 600000
fidelity 150000 surety 50000 plate glass 1
00000 steam boiler 50000 burglary and theft 3
50000 fly wheel 10000 total
872434 70
22100 00
17
Total Accident 48060009 health 20892106 fidelity
8058943 surety 1313662 plate glass 1840650
steam boiler 1259600 burglary and theft 7958100
fly wheel 70400 total
Special reserve for unpaid liability losses
894534 70
1235753 18
73043 12
20 Total unpaid claims and expenses of settlement 2130287 88
20 Gross premiums less reinsurance upon
all unexpired excise risks written in
New York State running one year or
less from date of policy 9739083 un
earned premiums seventyfive per
cent
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 654373635 un
earned premiums fifty per cent 3271868 17
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 152128289
unearned premiums pro rata 885446 60
23 Total unearned premiums 4230357 89
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Accident 5562834
health 9394085 liability 9046924 fidelity 3
82863 surety 279662 plate glass 1881493 steam
boiler 1285861 burglary and theft 1999903 fly
wheel 392311 workmens collective 107680 total 303336 16
Salaries rents expenses bills accounts fees etc due
or accrued 52034 24
State county and municipal taxes due or accrued 109418 91
35 Eeinsurance 16411 23
36 Advance premiums one hundred per cent 3000 00
37 Other liabilities viz
38 Fidelitv insurance fund 11959 91
29
30ComptrollerGenerals Report 791
39 Unearned premiums retained under con
tract with Munich Reinsurance Com
pany 52863 76
40 Suspense account 3673 38
41 All other 391 05
Total 68888 10
46 Total amount of all liabilities except capital 6913734 41
47 Capital actually paid up in cash 1000000 00
48 Surplus over all liabilities 1945695 84
49 Surplus as regards polieyholders 2945695 84
50 Total liabilities 9859430 25
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 4028673 health 2618014liability 10
13000 fidelity 71865 surety 10000 plate glass
463729 steam boiler 1068665 burglary and theft
512457 fly wheel 218660 total 100050 63
Gross losses paid Accident 3621438 health 1492245
liability 298070 plate glass 131171 steam boiler
265556 burglary and theft 74107 total 58825 87
Gross losses incurred Accident 3621438 health 14
92245 liability 298070 plate glass 131171 steam
boiler 265556 burglary and theft 74107 total 58825 87
CASTTALTY DEPARTMENT OF THE GEORGIA LIFE INSURANCE
COMPANY OF MACON GEORGIA
ICapital Stock
2 Amount of ledger assets as per balance
December 31st of previous year
6030 94
Extended at
6030 94
IIIncome
2 Gross premiums written and renewed during the year
Accident 3158831 health 2356794 liability 24
23129 fidelity 288415 surety 454053 plate glass
213673 steam boiler 131895 burglary and theft
163506 auto property damage 779416 total 99697 12792 ComptrollebGenebal s Eepoet
6 Deduct reinsurance return premiums and cancellations
Accident 1073032 health 669545 liability 5
52654 fidelity 26896 surety 52086 plate glass
47400 steam boiler 28000 burglary and theft
7560 auto property damage 169118 total 26262 91
7 Net cash actually received for premiums Accident 20
85799 health 1687249 liability 1870475 fidelity
261519 surety 401967 plate glass 166273
steam boiler 103895 burglary and theft 155946
total 73434 21
18 Total premiums 73434 21
32 From all other sources viz Over remittances from
agents 43 64
38 Total income 79508 79
GREAT SOUTHERN ACCIDENT AND FIDELITY COMPANY OF
ATLANTA GEOBGIA
H H Bass President J E Duvall Secretary
Home Office 1611 1612 1613 Candler Bldg Atlanta Ga
J E Duvall Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
December 31st of previous year 271785 00
3 Increase of paid up capital during the year 33300 00
Extended at 328630 00
IIIncome
2 dross premiums written and renewed during the year
Accident 872846 health 630869 liability 8
16045 fidelity 163125 surety 399270 plate glass
160135 burglary and theft 42363 auto property
damage 165030 total
3 Total Accident 872846 health 630869 liability
816045 fidelity 163125 surety 399270 plate
ylass 160135 burglary and theft 42363 auto prop
erty damage 165030 total
32496 83
32496 83ComptrollerGeneral s Report
793
4 Deduct gross premiums now in course of collection Acci
dent 345152 health 299511 liability 319973
fidelity 35660 surety 150256 plate glass 55335
burglary and theft 3469 auto property damage
50408 total
5 Entire premiums collected during the year Accident 5
27694 health 331358 liability 496072 fidelity
127465 surety 249014 plate glass 104800 bur
glary and theft 38894 auto property damage 1
14622 total
6 Deduct reinsurance return premiums and cancellations
Accident 181909 health 93891 liability 168033
fidelity 13630 surety 29750 plate glass 23765
burglary and theft 13101 auto property damage
58479 total
7 Net cash actually received for premiums Accident 3
45785 health 238467 liability 328039 fidelity
113835 surety 219264 plate glass 81035 bur
glary and theft 25793 auto property damage 56143
total
18 Total net cash actually received for premiums
21 Interest on collateral loans 13 50
22 Interest on bonds and dividends on stock 4962 11
23 Interest from all other sources 1901 67
26 Total interest and rents
38 Total income
12597 64
19899 19
5825 58
14073 61
14073 61
6877 28
20950 89
IIIDisbursements
1 Gross amount paid for losses Accident
44788 health 76958 liability
46250 plate glass 11450 auto prop
erty damage 19409 total
1988 55
5 Totals Accident 44788 health 76958 liability
46250 plate glass 11450 auto property damage
19409 total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 117395 health 82968 liability 95974
fidelity 30056 surety 53275 plate glass 30177
burglary and theft 7453 auto property damage
15379 total
20 Salaries fees and all other compensation of officers direct
ors trustees and home office employees
1988 55
4326 77
15026 92
794 ComptrollerGenerals Eeport
21 Salaries traveling and all other expenses of agents not
paid by commissions 4115
22 Medical examiners fees and salaries
23 Inspections other than medical
24 Bel l0200
27 All other taxes licenses and insurance department fees 3081 08
28 Legal expenses 907 00
29 Advertising Voi uo
30 Printing and stationery 3443
31 Postage and express telegrams telephone L006 01
32 Furniture and fixtures 170i 60
37 All other disbursements viz Advance to agents 1
54534 auditing 134110 exchange and collection
charges 12092 sundry expense 216000 agency ex
pense 6375 office expense 47283 interest paid
52433 total 6228 27
46 Total disbursements 52285 89
IVLedger Assets
2 Mortgage loans on real estate first liens 14400 00
3 Loans secured by pledge of bonds stocks or other eollater
als if00
4 Book value of bonds excluding interest 18657 It
5 Cash in company s office 2500 deposited in banks 31
38583 total 3140 83
6 Bills receivable 1575 00
7 Other ledger assets viz Time certificate of deposit 60
896 50 Cantrell Chipley accounts received 125490
total Q21510
11 Ledger assets 297295 00
NonLedger Assets
12 Interest accrued on mortgages 181 90
13 Interest accrued on bonds 4123 33
14 Interest accrued on collateral loans 78 89
15 Interest accrued on other assets 1849 21
Total 623333
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1910 Accident 329691
health 295301 liability 298742
fidelity 31460 surety 150256 plate
glass 45881 burglary and theft 669
auto property damage 49568 total 12015 68ComptrollebGenebal s Report
795
On policies or renewals issued prior to
October 1 1910 Accident 15461
health 4210 liability 21231 fidelity
4200 plate glass 9454 burglary
and theft 2800 auto property dam
age 840 total
581 96
33 Totals
34 Other nonledger assets viz Advance to agents 1
54534 furniture and fixtures 170460 total
37 Gross assets
Deduct Assets Not Admitted
12597 64
3249 94
319375 91
39 Bills receivable
40 Furniture and fixtures
43 Gross premiums in course of collection writ
ten prior to October 1 1910
44 Book value of ledger assets over market
value viz Collateral loans 100000
accounts receivable 125490 advance
to agents 154534 total
1575 00
1704 60
581 96
3800 24
7661 80
51 Admitted assets
311714 11
VLiabilities
Health 25893 plate glass

Accident
1 Losses and claims adjusted
1125 total
2 Losses and claims in process of adjustment
6500 auto property damage 6000 total
3 Losses and claims reported proofs not received Surety
5 Total losses and claims Accident 6500 health 25893
surety 75000 plate glass 1125 auto property dam
age 6000 total
15 Net unpaid claims except liability claims
16 Special reserve for unpaid liability losses
18 Total unpaid claims and expenses of settlementi
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 2408281 un
earned premiums 50 per cent 12041 40
270 18
125 00 750 00
1145 18
1145 18 300 00
1445 18796
ComptrollerGenerals Keport
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 138950 un
earned premiums pro rata
972 66
21 Total unearned premiums 13014 06
22 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued subsequent
to October 1 1910 viz Accident 103081 health
92762 liability 68491 fidelity 7113 surety
32215 plate glass 13495 burglary and theft 331
auto property damage 10606 total 3274 32
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued 1056 36
31 Reinsurance 94 93
33 Other liabilities viz Accounts payable 14147 reserve
for amortization of bonds 200000 total 2141 47
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash
44 Surplus over all liabilities
21026 32
250000 00
40687 79
45 Surplus as regards policyholders
46 Total liabilities
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Accident 675999 health 456234 liabil
ity 594412 fidelity 130000 surety 253209
plate glass 59198 burglary and theft 25350 auto
property damage 119135 total
Gross losses paid Accident 27142 health 36592 liability
30650 plate glass 325 auto property damage
9075 total
290687 79
311714 11
23135 37
1037 84
THE GUARANTEE COMPANY OF NORTH AMERICA OF MONTREAL
CANADA
Edward Rawlings President Richard B Scott Secretary
Home Office 57 Beaver Hall Hill Montreal Canada
W V Custer Bainbridge Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 304600 00
2 Amount of ledger assets December 31 of
previous year 1513164 61
Extended at 1513164 61ComptrollerGeneral s Eeport
797
IIIncome
1 Gross premiums unpaid December 31 last year Fidelity
2 Gross premiums written and renewed during the year
Fidelity
3 Total Fidelity
4 Deduct gross premiums now in course of collection Fi
delity
5 Entire premiums collected during the year Fidelity
6 Deduct reinsurance return premiums and cancellations
Fidelitv
26 Total interest and rents
4592 39
249451 40
254043 79
5377 41
248666 38
29251 26
7 Net cash actually received for premiums Fidelity 219415 12
22 Interest on bonds and dividends on stock 60608 48
23 Interest on deposit 4590 83
25 Gross rents from companys property in
cluding 2250 for companys occupancy
of its own buildings 2390 00
67589 31
38 Total income
287004 43
IIIDisbursements
1 Gross amount paid for losses Fidelity
2 Deduct salvage and reinsurance Fidelity
3 Xet amount paid policyholders for losses Fidelity
4 Investigation and adjustment of claims Fidelity
5 Totals
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Fidelity
18 Investigation and adjustment of claims Fidelity
19 Stockholders for interest or dividends amount declared
during the year 2436800
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
23 Inspections other than medical
24 Rents including 225000 for companys occupancy of its
own buildings
25 Repairs and expenses other than taxes on real estate
26 Taxes on real estate
77578 91
13635 8
22680 81
36316 68
41262 23
17880 30
2302 98
24368 00
50831 60
21377 46
21658 40
8490 98
255 71
675 00798
ComptrollerGeneral s Report
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
33 Loss on sale of maturity of ledger assets Bonds 54000
stocks 39675 total
37 All other disbursements Sundry office expenses
46 Total disbursements
4901 Oo
1530 32
1167 33
3035 36
4336 56
704 09
936 75
5625 70
211339 S2
IVLedger Assets
1 Book value of real estate unencumbered 45100 00
4 Book value of bonds excluding interest 89104381 and
book value of stocks 40957625 total 1300620 06
5 Cash in companys office 275588 deposited in banks
24035328 total 243109 16
11 Ledger assets
NonLedger Assets
13 Interest due and accrued on bonds 6437 44
15 Interest due and accrued by banks 1217 26
Total
18 Market value not including interest in item 13 of bonds
and stocks over book value companys valuation
19 Gross premiums in course of collection
viz On policies or renewals issued
subsequent to October 1 1910 Fidel
ity 4988 97
On policies or renewals issued prior to
October 1 1910 Fidelity 388 44
Total
37 Gross assets
7654 70
5665 61
5377 41
Deduct Assets Not Admitted
43 Gross premiums in course of collection written prior to
October 1 1910
388 44
51 Admitted assetsComptrollerGeneral s Eeport
799
VLiabilities
1 Losses and claims in process of adjustment Fidelity
762000 reinsured New York excise 594700 total 13567 00
2 Total Fidelity 762000 reinsured New York excise
594700 total 13567 00
17 Special reserve for anticipated losses on expired risks
New York excise reinsured 9400 00
18 Total unpaid claims and expenses of settlement 22967 00
19 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 21622199 un
earned premiums 50 per cent 108111 00
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 44250 un
earned premiums pro rata 442 50
21 Total unearned premiums
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Fidelity
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
33 Other liabilities viz Surplus reinsurance reserve 39
77786 contingency provision 2500000 total
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 304600 00
44 Surplus over all liabilities 1096231 28
45 Surplus as regards policyholders
46 Total liabilities
108553 50
268 86
9740 00
64777 86
206307 22
1400831 28
1607138 50

Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Fidelity
545 92
800 ComptrollerGenerals Eeport
GERMAN COMMERCIAL ACCIDENT COMPANY OF
PHILADELPHIA PA
Albert H Ladner President Horace B Meininger Secretary
Home Office 1011 Chestnut Street Philadelphia Pa
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 100000 00
2 Amount of ledger assets as per balance
December 31 of previous year 150243 70
Extended at 150243 70
IIIncome
1 Gross premiums written and renewed during the year
Accident 9938824 health 2418922 total
2 Deduct reinsurance Accident 13606
4630 total 182 36
3 Deduct return premiums on policies can
celled Accident 75202 health
19676 total 948 78
123577 46
5 Total deductions Accident 88808 health 24306
total
6 Net premiums Accident 9850016 health 2394616
total
20 Policy fees required or represented by applications
24 Gross interest on bonds and dividends on
stocks 475419
25 Gross interest on deposit in trust companies
and banks 337 13
30 Total gross interest and rents
39 Total income
1131 14
122446 32
231 16
5091 32
127768 80
IIIDisbursements
1 Gross amount paid polieyholders for losses Accident
2440809 health 749518 total 31903 27
17 Investigation and adjustment of claims viz Accident
118620 health 18500 total 1371 20
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 2187079 health 499261 total 26863 40ComptbollebGenebals Beport
801
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
29 Salaries traveling and all other expenses of agents not
paid by commissions
30 Medical examiners fees and salaries
32 Rents
35 State taxes on premiums
36 Insurance department licenses and fees
37 All other licenses fees and taxes viz Tax on capital
stock
42 Legal expenses
43 Advertising and subscriptions
44 Printing and stationery
45 Postage 264015 telegraph telephone and express
71090 total
46 Furniture and fixtures
48 Other disbursements viz Miscellaneous expenditures
18095 15
1302 88
1254 16
3143 33
688 77
1250 44
500 00
491 55
2005 81
4172 41
3351 05
605 83
1881 95
56 Total disbursements
1881 20
IVLedger Assets
4 Book value of bonds 13278408 and stocks 215188
total
5 Cash in companys office
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz On policies or re
newals issued on or after October 1 1910 Accident
2432168 health 63570 total
26 Other ledger assets viz Furniture and fixtures
30 Ledger assets
134935 96
1907 87
13175 26
24957 38
4154 83
179131 30
NonLedger Assets
32 Interest on bonds
34 Interest on bank deposits
417 50
60 00
43 Gross assets
477 50
179608 80
Deduct Assets Not Admitted

46 Furniture and fixtures j
47 Supplies printed matter and stationery
2154 83
2000 00802
ComptrollerGenerals Eeport
50 Book value of ledger assets over market
value viz Decrease in market value
of bonds over book value 113658 de
crease in market value of stocks over
book value 1126 total
1147 84
55 Admitted assets
VLiabilities
5302 67
174306 13
1 Losses and claims adjusted Accident 445493 health
83661 total i
8 Total losses and claims Accident 445493 health
83661 total I
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 6651671 un
earned premiums fifty per cent 33258 35
23 Total unearned premiums
24 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued on or after
October 1 1910 viz Accident 953027 health
18202 total
29 Salaries rents expenses bills accounts fees etc due or
accrued
36 Advance premiums one hundred per cent
5291 54
5291 54
5291 54
33258 35
9712 29
1823 92
663 55
46 Total amount of all liabilities except capital 50749 65
47 Capital actually paid up in cash 100000 00
48 Surplus over all liabilities 23556 48
49 Surplus as regards policyholders 123556 48
50 Total liabilities 174306 13
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident
397 55ComptbollebGtenebals Report 803
GENERAL BONDING AND CASUALTY INSURANCE COMPANY
OP DALLAS TEXAS
Robert L Warren President J p Stephenson Secretary
Home Office 801 Main Street Dallas Texas
Jno T Rowland Atlanta Attorney for Service in Georgia
IIIncome
1 Capital stock paid up in cash 200000 00
2 Surplus paid in cash 59 733 75
3 Accounts payable 1 231 50
38 Total income 260965 25
IIIDisbursements
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 3594 32
21 Salaries traveling and all other expenses of agents not
paid by commissions 44 20
28 Legal expenses 775 qo
29 Advertising 61 00
30 Printing and stationery 53 80
31 Postage and express 270 05
32 Furniture and fixtures 693 35
37 All other disbursements viz Accrued interest on mort
gage loans purchased 5139 mortgage loan expense
recording fees 1865 miscellaneous expense 2125
total 91 29
46 Total disbursements 5 340 01
IVLedger Assets
2 Mortgage loans on real estate first liens 67 718 70
5 Cash in companys office 10000 deposited in banks
18776274 total 187862 74
7 Other ledger assets viz Deposited with State Treasurer 43 80
11 Ledger assets 255625 24
VLiabilities
1 Capital actually paid up in cash 200000 0O
2 Surplus over all liabilities 55625 24
46 Total liabilities 255 625 24804
CompteolleeGeneeals Eepoet
GEEAT EASTERN CASUALTY COMPANY OF NEW YORK
Louis H Fibel President Thomas H Darling Secretary
Home Office 2904 Broadway New York City N Y
George P Dickson Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
December 31 of previous year 625864 69
Extended at 625864 69
IIIncome
1 Gross premiums written and renewed during the year
Accident 1335367 health 20659134 plate glass
3479852 burglary and theft 7258182 total 745325 35
2 Deduct reinsurance Accident 1230424
health 20500 burglary and theft 2
69504 total 15204 28
3 Deduct return premiums on policies can
celled Accident 560598 health 1
79096 plate glass 14951 burglary
and theft 43335 total 7979 80
4 Deduct premiums on policies not taken
Accident 7170281 health 4313794
plate glass 1067946 burglary and
theft 1393261 total 139452 82
5 Total deductions Accident 8961303 health 4513390
plate glass 1082897 burglary and theft 1706100
total
6 Net premiums Accident 34174064 health 16145744
plate glass 2396955 burglary and theft 5552082
total
20 Policy fees required or represented by applications
22 Gross interest on mortgage loans 3521 94
24 Gross interest on bonds and dividends on
stocks less 18229 accrued interest on
bonds acquired during 1910 17555 21
25 Gross interest on deposits in trust companies
and banks 945 52
30 Total gross interest and rents
31 From other sources viz Advance payments 1362379
from investment account previously charged off 11025
total
162636 90
582688 45
33577 76
22022 67
1585 50
39 Total income 653608 42ComptrollerGenerals Report
805
IIIDisbursements
L Gross amount paid for losses Accident 11663700
plate glass 429295 burglary and
health 5659880
theft 549392 total
2 Deduct reinsurance Accident 416072
health 1786 burglary and theft
15000 total
3 Deduct salvage Plate glass
183022 67
4328 58
715 58
28
4 Total deductions Accident 416072 health 1786
plate glass 71558 burglary and theft 15000 total
5 Net amount paid polieyholders for losses Accident 112
47628 health 5658094 plate glass 357737 bur
glary and theft 534392 total
17 Investigation and adjustment of claims viz Accident
198125 health 96941 burglary and theft 41158
total
22 Policy fees retained by agents
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 11715577 health 5112760 plate glass
647975 burglary and theft 1424748 total
Salaries fees antl all other compensation of officers di
rectors trustees and home office employees
29 Salaries traveling and all other expenses of agents not paid
by commissions
30 Medical examiners fees and salaries
32 Rents
35 State taxes on premiums
36 Insurance department licenses and fees
42 Legal expenses
43 Advertising
44 Printing and stationery
45 Postage telegraph telephone and express
46 Furniture and fixtures
47 Stockholders for interest or dividends amount declared
during the year 2000000
48 Other disbursements viz General expense
334069 journal subscription 20650
traveling expense 563358 total
53 Agents balances charged off
5044 16
177978 51
56 Total disbursements
IVLedger Assets
2 Mortgage loans on real estate first liens
4 Book value of bonds 38169500 and stocks 8475375
total
3362 24
33577 76
189010 60
58897 98
6985 98
1456 00
4615 00
7802 47
2248 75
10787 42
1764 83
10624 59
5952 43
1203 32
20000 00
9180 77
748 05
546196 70
135000 00
466448 75806
ComptrollerGenerals Beport
5 Cash in company a office 14015 96
6 Deposits in trust companies and banks not on interest 704 16
7 Deposits in trust companies and banks on interest 43550 20
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1910 Accident 3158330
health 1994896 plate glass 543085
burglary and theft 1336081 total 70323 92
On policies or renewals issued prior to Octo
ber 1 1910 Accident 137122
health 84488 plate glass 19940
burglary and theft 81792 total 3233 42
24 Totals 73557 34
30 Ledger assets 733276 41
NonLedger Assets
31 Interest accrued on mortgages 1682 61
32 Interest accrued on bonds 3568 75
36 Bank deposits 64 41
5315 77
43 Gross assets 738592 IS
Deduct Assets Not Admitted
49 Premiums in course of collection written
prior to October 1 1910 3233 42
50 Book value of ledger assets over market
value viz Bonds 1609500 stocks
65375 total 16748 75
19982 17
55 Admitted assets 718610 01
VLiabilities
2 Losses and claims reported or in process of
adjustment Accident 1639944 health
778013 plate glass 229753 bur
glary and theft 190767 total
3 Losses and claims resisted Accident 1
52150 health 87500 total
28384 77
2396 50
4 Total losses and claims Accident 1792094 healthComptbollebGenebals Repobt
807

865513 plate glass 229753 burglary and theft
190767 total
5 Deduct reinsurance Accident
6 Net unpaid claims except liability claims Accident 17
07741 health 865513 plate glass 229753 bur
glary and theft 190767 total
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 29726886 un
earned premiums fifty per cent 191172 00
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 783305 un
earned premiums pro rata 6796 04
23 Total unearned premiums
24 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued on or after
October 1 1910 viz Accident 1442606 health 9
21348 plate glass 181028 burglary and theft 4
45361 total
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 State county and municipal taxes due or accrued
35 Reinsurance
36 Advance premiums one hundred per cent
46 Total amount of all liabilities except capital
47 Capital actually paid up in cash 250000 00
48 Surplus over all liabilities 184390 60
49 Surplus as regards policyholders
50 Total liabilities
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 727805 health 491226 total
Gross losses paid Accident 243890 health 414425
total
Gross losses incurred Accident 245890 health 414425
total
30781 27
843 53
29937 74
197968 04
29903 43
1054 50
10000 00
1731 91
13623 79
284219 41
434390 60
718610 01
12190 31
6583 15
6583 15808
ComptrollerGeneral s Report
GENERAL ACCIDENT EIRE AND LIFE ASSURANCE CORPORATION
LTDOP PERCH SCOTLAND
Franklin 1 Moore Philadelphia Pa United States Manager
Principal Office in United States Philadelphia Pa
Win A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of New York
deposit
2 Amount of ledger assets December 31 of
250000 00
previous year
1960817 95
Extended at 1960817 95
446735 88
IIIncome
1 Gross premiums unpaid December 31 last year Accident
4270972 health 1423657 liability 26322826
burglary and theft 4070820 auto property damage
8585313 total
2 Gross premiums written or renewed during the year Ac
cident 116013366 health 47788075 liability 1
59610637 burglary and theft 20345306 auto prop
erty damage 55822598 total 3995799 82
3 Total Accident 12CT284338 health 49211732 lia
bility 185933463 burglary and theft 24416126
auto property damage 64407911 total 4442535 70
4 Deduct gross premiums now in course of collection Ac
cident 5369726 health 2301311 liability 273
57486 burglary and theft 3872511 auto property
damage 12622143 total 515731 77
5 Entire premiums collected during the year Accident
114914612 health 46910421 liability 1585
75977 burglary and theft 20543615 auto property
damage 51785968 total 3927303 93
6 Deduct reinsurance return premiums and cancellations
Accident 11324422 health 3965261 liability
51899931 burglary and theft 6150014 auto prop
erty damage 17977572 total 913172 00
7 Net cash actually received for premiums Accident
103590190 health 42945160 liability 1066
76046 burglary and theft 14393601 auto property
damage 33808196 total 3014131 93
19 Policy fees required or represented by applications 72220 00ComptrollerGenerals Report
809
22 Interest on bonds and dividends on stock 55697 85
23 Interest on deposit 4972 86
24 Interest from all other sources Accounts
receivable 125 25
25 Gross rents from companys property in
cluding 1699980 for companys occu
pancy of its own buildings 16999 80
26 Total interest and rents 77 775 06
27 Profit on sale or maturity of ledger assets viz New York
General Note 3750 Southern Railway Note 31875
Pennsylvania Railway Note 41250 Pennsylvania
Railway steel rolling stock 30070 Pennsylvania Rail
way coupon 1901 10000 total 1169 45
32 From all other sources Checks issued in 1909 and not
presented for payment 20405 accounts receivable
charged off prior to 1910 40000 amount received
from home office 122221 total 1826 26
38 Total income 3167122 70
IIIDisbursements
1 Gross amount paid for losses Accident 44890175
health 19975045 liability 38605759 burglary and
theft 6844937 auto property damage 27297294
total 1376132 10
2 Deduct salvage and reinsurance Accident 2247791
health 420771 liability 121574 burglary and
theft 6014168 auto property damage 1333136
total 49540 41
3 Net amount paid policyholders for losses Accident 426
42384 health 19554274 liability 38484185 burg
lary and theft 6014168 auto property damage 259
64158 total 1326591 69
4 Investigation and adjustment of claims Accident 4
58223 health 196382 burglary and theft 463782
auto property damage 3083229 total 42016 16
5 Totals Accident 43100607 health 19750656 liabil
ity 38484185 burglary and theft 6477950 auto
property damage 29047387 total 1368607 85
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 30022529 health 12731462 liability
32229057 burglary and theft 4980908 auto prop
erty damage 10801053 total 907650 03
18 Policy fees retained by agents 72220 00
19 Amount remitted to home office 100010 19g0 CompteollebGenerals Bepoet
20 Salaries fees and all other compensation of officers di
rectors and home office employees 189882 51
22 Medical examiners fees and salaries i o53 x
23 Inspections other than medical
24 Eents including 1699980 for companys occupancy of
36849 65
its own buildings
25 Repairs and expenses other than taxes on real estate Vo b
r j 1930 50
26 Taxes on real estate
27 All other taxes licenses and insurance department fees b4b o
5221 46
28 Legal expenses Q
29 Advertising
30 Printing and stationery
31 Postage and express telephone and telegraph oo us
32 Furniture and fixtures
33 Loss on sale or maturity of ledger assets Lehigh and
Wilkesbarre Coal Co 8750 Southern Railway equip
ment 5600 total 143 50
37 All other disbursements Traveling expenses 1738338
office supplies 227969 entertaining 121093 petty
office expenses 422284 insurance association dues
287542 auditors fees 1021987 trustees fees
100222 subscriptions to publications 77952 pre
mium on bonds 12375 Christinas donations 55750
committee fees 113500 agents expense 315443
agents balances charged off 273187 total 47676 52
46 Total disbursements 2890098 48
IVLedger Assets
I Book value of real estate unencumbered 213160 58
4 Book value of bonds excluding interest 171885073 and
book value of stocks 13618525 total 1855036 08
5 Cash in companys office 56313 deposited in banks
15844380 total 159007 32
7 Other ledger assets viz Accounts receivable 213819
cash in New York Chicago and St Louis offices 8
50000 total 10638 19
II Ledger assets 2237842 17
NonLedger Assets
13 Interest due and accrued on bonds 21567 43
19 Gross premiums in course of collection
viz On policies or renewals issued sub
sequent to October 1 1910 Accident
4742695 health 2032587 liability
26558426 burglary and theft 38
ComptrollerGenerals Report 811
11863 auto property damage 124
22783 total 495683 54
On policies or renewals issued prior to Oc
tober 1 1910 Accident 627031
health 268724 liability 799060
burglary and theft 60648 auto prop
erty damage 199360 total 19548 23
Total 515231 77
35 Other nonledger assets viz Interest accrued on bank
balances 617 12
37 Gross assets 2775258 49
Deduct Assets Not Admitted
43 Gross premiums in course of collection
written prior to October 1 1910 19548 23
44 Book value of ledger assets over market
value viz
45 Bonds and stocks 91057 33
46 Real estate 43160 58
47 Accounts receivable 2138 19
Total 155904 33
51 Admitted assets 2619354 16
VLiabilities
1 Losses and claims adjusted Accident 400000 health
350000 burglary and theft 152700 auto property
damage 752000 total 16547 00
2 Losses and claims reported or in process of adjustment
Accident 8923972 health 2405664 burglary and
theft 703800 auto property damage 6640000 total 186734 36
3 Estimated expenses of adjustment and investigation of
claims Accident 230000 health 25000 burglary
and theft 47000 auto property damage 775000
total 10770 00
4 Losses and claims resisted Accident 3980850 health
482150 burglary and theft 73000 auto property
damage 615000 total 51510 00
5 Total Accident 13534822 health 3262814 burglary
and theft 976500 auto property damage 8782000
total 265561 36
14 Deduct reinsurance 28925 00812
ComptrollerGeneral s Report
15 Net unpaid claims except liability claims 236636 36
16 Special reserve for unpaid liability losses 131604 14
18 Total unpaid claims and expenses of settlement 368240 50
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 202677730 un
earned premiums fifty per cent 1013388 64
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 14077758
unearned premiums pro rata 68574 38
21 Total unearned premiums 1081963 02
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Accident 1565089
health 670753 liability 8764280 burglary and
theft 1257915 auto property damage 4099518
total 163575 55
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued 15000 0O
33 Other liabilities viz Voluntary reserve of contingent
liabilities 25000000 State county and municipal
taxes due and accrued 57090 57 total 307090 57
42 Total amount of all liabilities except capital 1973185 23
43 Capital actually paid up in cash 250000 00
44 Surplus over all liabilities 396168 93
45 Surplus as regards policyholders 646168 93
46 Total liabilities 2619354 16
Business in the State of Georgia During the Tear
Gross premiums received on risks written or renewed during
the year Accident 3139678 health 1345576 lia
bility 397523 burglary and theft 20044 auto
property damage 236953 total 51397 74
Gross losses paid Accident 1568767 health 672328
liability 94305 auto property damage 297383
total 263i 8S
CASUALTY DEPARTMENT GEORGIA LIFE INSURANCE COMPANY
ICapital Stock
2 Amount of ledger assets as per balance
December 31st of previous year 6030 94
I Extended at 6030 94ComptrollebGeneeals Report
813

IIIncome
2 Gross premiums written and renewed during the year
Accident 3158831 health 2356794 liability 24
23129 fidelity 288415 surety 454053 plate glass
213673 steam boiler 131895 burglary and theft
163506 auto property damage 779416 total
6 Deduct reinsurance return premiums and cancellations
Accident 1073032 health 669545 liability 5
52654 fidelity 26896 surety 52086 plate glass
47400 steam boiler 28000 burglary and theft
7560 auto property damage 169118 total
7 Net cash actually received for premiums Accident 20
85799 health 1687249 liability 1870475 fidelity
261519 surety 401967 plate glass 166273
steam boiler 103895 burglary and theft 155946
total
32 From all other sources viz Over remittances from agents
99697 12
26262 91
38 Total income
IIIDisbursements
1 Gross amount paid for losses Accident 485166 health
299004 liability 52582 plate glass 23322 bur
glary and theft 6400 auto property damage 41776
total
2 Deduct salvage Accident 13391 health 11000 total
4 Investigation and adjustment of claims
5 Total Accident 471775 health 288004 liability
52582 plate glass 23322 burglary and theft 6400
auto property damage 41776 total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 609258 health 550220 liability 2
14802 fidelity 59757 surety 39355 plate glass
29867 steam boiler 13899 burglary and theft
29153 auto property damage 87323 total
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
22 Medical examiners fees and salaries
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
31 Postage and express
37 All other disbursements viz General expense 112216
traveling expense 249511 total
46 Total disbursements
73434 21
43 64
79508 79
9082 50
243 91
30 00
8868 59
16336 34
9402 20
27 00
494 15
7 40
3827 04
245 21
3617 27
42825 20814
ComptrollerGenerals Report
IVLedger Assets
5 Cash in companys office 289199 deposited in banks
593005 total
7 Other ledger assets viz Premiums in course of collection
25234 41
4627 14
33 Totals
37 Gross assets
Deduct Assets Not Admitted
43 Gross premiums in course of collection writ
ten prior to October 1 1910
4627 14
8822 04
29861 55
11 Ledger assets 36683 59
NonLedger Assets
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1910 Accident 485166
health 506742 liability 930358
fidelity 11712 surety 155020 plate
glass 82667 steam boiler 41300
burglary and theft 40625 property
damage 219851 total
On policies or renewals issued prior to Octo
ber 1 1910 Accident 177525 health
142675 liability 56675 fidelity
6000 surety 38664 plate glass
500 steam boiler 13000 property
damage 27675 total
29861 55
36683 39
4627 14
51 Admitted assets 32056 45
VLiabilities
1 Losses and claims adjusted Accident 48700 health
33582 plate glass 600 burglary and theft 580
property damage 9074 total
3 Losses and claims reported proofs not received Accident
345000 health 121800 surety 100000 plate
glass 11500 property damage 107000 total
925 36
6853 00
5 Total losses and claims Accident 393700 health 1
55382 surety 100000 plate glass 12100 property
damage 116074 total
7778 36ComptrollerGenerals Report
815
15 Net unpaid claims except liability claims
16 Special reserve for unpaid liability losses
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 7173457 un
earned premiums 50 per cent 35867 37
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 149359 un
earned premiums pro rata 1097 01
21 Total unearned premiums
22 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued subsequent to
October 1 1910 viz Accident 181938 health
190028 liability 245089 fidelity 2928 surety
38755 plate glass 20667 steam boiler 10325
burglary and theft 10156 property damage 54978
total
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
27 Dividends due stockholders
31 Reinsurance
33 Other liabilities viz Due life department 771178
over payments by agents 4364 total
42 Total amount of all liabilities except capital i
46 Total liabilities i
Business in the State of Georgia During the Year
7778 36
1867 25
9645 61
36964 38
7548 64
320 06
321 28
1129 75
7755 42
63685 14
63685 14

Gross premiums written during the year Accident 17
77576 health 1594968 liability 742876 fidelity
252315 surety 237459 plate glass 38052 steam
boiler 93365 burglary and theft 118161 auto
property damage 148321 total 50030 93
Gross premiums received on risks written or renewed during
the year Accident 1643142 health 1369730
liability 502703 fidelity 252803 surety 183525
plate glass 28567 steam boiler 50065 burglary and
theft 98436 auto property damage 122114 total 32510 85
Gross losses paid Accident 466871 health 286988
liability 18138 plate glass 6505 auto property
damage 17203 total 7957 05816
ComptrollerGenerals Report
THE HARTFORD STEAM BOILER INSPECTION AND INSURANCE
COMPANY OF HARTFORD CONN
Lyman B Brainerd President Chas S Blake Secretary
Home Office 56 Prospect St Hartford Conn
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid
up in cash 1000000 00
2 Amount of ledger assets December 31 of
previous year 471484314
Extended at 4714843 14
IIIncome
1 Gross premiums written and renewed during the year
Steam boiler 149601170 fly wheel 3717585 total 1533187 55
2 Deduct reinsurance Steam boiler 600 00
3 Deduct return premiums on policies can
celled Steam boiler 10680942 fly
wheel 74300 total 107553 05
4 Deduct premiums on policies not taken
Steam boiler 5962172 fly wheel 2
22851 total 61850 23
5 Total deductions Steam boiler 16703114 fly wheel
297214 total
170003 as
6 Net premiums Steam boiler 132898056 fly wheel
3420371 total 136318427
21 Inspections 22021 63
22 Gross interest on mortgage loans less 1
66415 accrued interest on mortgages
acquired during 1910
24 Gross interest on bonds and dividends on
stocks less 178579 accrued interest
on bonds acquired during 1910
25 Gross interest on deposits in trust com
panies and banks
26 Gross interest from all other sources
29 Gross rents from companys property in
cluding 500000 for companys occu
pancy of its own buildings
55368 07
140467 03
1938 19
347 52
6869 15
30 Total gross interest and rents
204989 96ComptrollerGeneral s Eeport
36 From agents balances previously charged off
37 Gross profit on sale or maturity of ledger assets viz
Real estate 120000 bonds 4000 stocks 203675
total
817
665 30
3276 75
39 Total income 1594137 91
IIIDisbursements
1 Gross amount paid for losses Steam boiler 12354981
fly wheel 425380 total 127803 61
2 Net amount paid policyholders for losses Steam boiler
12354981 fly wheel 425380 total 127803 01
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Steam boiler 18269396 fly wheel 297782 total 185671 78
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 63631 45
29 Salaries traveling and all other expenses of agents not
paid by commissions 279024 86
31 Inspections other than medical and claim 505687 81
32 Rents including 500000 for companys occupancy of its
own buildings 5000 00
33 Repairs and expenses other than taxes on real estate 15647 16
34 Taxes on real estate 1964 91
35 State taxes on premiums 21124 40
36 Insurance department licenses and fees 7071 73
37 All other licenses fees and taxes viz
38 Municipal licenses and taxes 1981 96
39 Corporation State tax Conn 21000 00
40 United States internal revenue tax 2190 61
42
43
44
45
46
47
48
54
Total
Legal expenses
Advertising
Printing and stationery
Postage telegraph telephone and express
Furniture and fixtures
Stockholders for interest or dividends amount declared
during the year 12000000
Other disbursements Office expenses 85363 exchange
59518 total
Gross loss on sale or maturity of ledger assets viz
Bonds
25172 57
682 75
1642 77
17115 65
20221 33
1881 03
120000 00
1448 81
3216 23
56 Total disbursements 1404008 85
IVLedger Assets
Book value of real estate
Mortgage loans on real estate first liens
91400 00
1140810 00818
ComptrollerGenerals Report
4 Book value of bonds 265548441 and stocks 497
94511 total
5 Cash in companys officer
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1910 Steam boiler 204
91311 fly wheel 452697 total 209440 08
On policies or renewals issued prior to
October 1 1910 Steam boiler 134
08693 fly wheel 166815 total 135755 08
3153429 52
2100 07
147853 36
Total
27 Cash in course of transmission
30 Ledger assets
345195 16
24184 09
4904972 20
NonLedger Assets
31 Interets accrued on mortgages 32181 73
32 Interest accrued on bonds
Total
39050 23
39 Market value not including interest in item 32 of bonds
and stocks over book value
71231 96
27098 20

43 Gross assets
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to
October 1 1910
55 Admitted assets
5003302 36
135755 08
4867547 28
VLiabilities
1 Losses and claims reported or in process of adjustment
13069574 fly wheel 11330 total 130809 04
2 Net unpaid claims and expenses of settlement 130809 04
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 9626316 un
earned premiums fifty per cent 48131 58
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 372082049
unearned premiums pro rata 1962602 18
23 Total unearned premiums 2010733 76ComptrollerGenerals Report
819

24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Steam boiler 4098262
fly wheel 90539 total 41888 01
30 State county and municipal taxes due or accrued 25000 00
38 Special and contingent reserve on account of the assumed
liability for guaranteeing the faithful performance by
the Boiler Inspection Insurance Co of Canada of its
covenants and obligations assumed under certain poli
cies issued by that companythis companys propor
tion of the total premiums pertaining to such policies
viz 3710391 being 20 per cent of 18551954
the pro rata reserve thereon amounting to 20149 15
46 Total amount of all liabilities except capital 2228579 97
47 Capital actually paid up in cash 1000000 00
48 Surplus over all liabilities 1638967 31
49 Surplus as regards policyholders 2638967 31
50 Total liabilities 4867547 28
Business in the State of Georgia During the Year
if
Gross premiums on risks written or renewed during the year
Steam boiler 19168 74 fly wheel 56737 total 19736 11
Gross losses paid Steam boiler 386 98
Gross losses incurred Steam boiler 507 23
INTERSTATE CASUALTY COMPANY OF BIRMINGHAM ALABAMA

W D Wood President H M Archibald Jr Secretary
Home Office First National Bank Building Birmingham Ala
Win A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
up
1 Amount of capital paid
in cash 250000 00
2 Amount of ledger assets as per balance
December 31st of previous year
109616 18
Extended at
359616 18
ITIncome
2 Gross premiums written and renewed during the year
Accident 459444 health 537046 liability 40
59142 fidelity 455661 surety 1185276 plate820
ComptrollerGenerals Eeport
glass 187278 steam boiler 89655 burglary and
theft 120162 fly wheel 25363 auto collision 2
49432 workmens collective 175095 total 75435 54
6 Deduct reinsurance return premiums and cancellations
Accident 88413 health 104036 liability 674680
fidelity 52204 surety 78484 plate glass 45827
steam boiler 3948 burglary and theft 15683 fly
wheel 2600 auto collision 29819 workmens col
lective 71875 total 11675 69
7 Net premiums Accident 371031 health 433010
liability 3384462 fidelity 403457 surety 11
06792 plate glass 141451 steam boiler 85707
burglary and theft 104479 fly wheel 22763 auto
collision 219613 workmens collective 103220
total 63739 85
20 Interest on mortgage loans 1205 00
21 Interest on collateral loans 47 56
22 Interest on bonds and dividends on stock 257 51
23 Interest on deposit 15123 08
26 Total interest and rents 16633 15
32 From all other sources viz Otto Marx Co 114 81
38 Total income 440123 99
IIIDisbursements
1 Gross amount paid for losses Accident 35390 health
165855 liability 281723 plate glass 27747 bur
glary and theft 10500 auto collision 216455
workmens collective 22936 total
3 Net amount paid policyholders for losses Accident
39390 health 165855 liability 281723 plate
glass 27747 burglary and theft 10500 auto col
lision 216455 workmens collective 22936 total
Interstate Accident Insurance Co claims
14 Commissions or brokerage less amount received on return
premiums and reinsurance
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
22 Medical examiners fees and salaries
23 Inspections other than medical
24 Bents
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
7606 06
7606 36
651 00
10492 37
17405 34
3452 17
900 00
497 79
1310 60
1849 25
1496 25
1087 45ComptrollerGenerals Report
821
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
37 All other disbursements viz Directors meeting 6091
actuary a inspections 43460 sundry expenses 66626
interest paid for borrowed money 651902 total
46 Total disbursements
5593 82
1237 48
2625 80
79
63886 17
IVLedger Assets
2 Mortgage loans on real estate first liens
3 Loans secured by pledge of bonds stocks or other col
laterals
4 Book value of bonds excluding interest
5 Cash in companys office 7162 deposited in banks
4022476 total
7 Other ledger assets viz Light deposit 500 advance
to agents 63335 total
37500 00
1980 00
275306 12
40296 38
638 35
11 Ledger assets 355720 85
NonLedger Assets
13 Interest on bonds
15 Interest on other assets
Total
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1910
On policies or renewals issued prior to Octo
ber 1 1910
33 Totals
37 Gross assets
3058 30
742 59
12335 75
8181 22
3800 89
20516 97
380038 71
Deduct Assets Not Admitted
38 Companys stock owned 1980 00
43 Gross premiums in course of collection writ
ten prior to October 1 1910 8181 22
44 Book value of ledger assets over market
value viz Light deposit 500 ad
vance to agents 63335 total 638 35
r
10799 57
51 Admitted assets
369239 14822
ComptrollebGenekals Eepoet
VLiabilities
15 Net unpaid claims except liability claims
16 Special reserve for unpaid liability losses
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 5184877 un
earned premiums 50 per cent
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 770823 un
earned premiums pro rata
25924 36
6301 48
21 Total unearned premiums
22 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued subsequent
to October 1 1910
33 Other liabilities viz Due Otto Marx Co
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash
44 Surplus over all liabilities
250000 00
74755 25
215 00
6799 00
7014 00
32225 84
5129 24
114 81
44483 89
45 Surplus as regards policyholders 324755 25
46 Total liabilities 369239 14
Business in the State of Georgia During the Tear
Gross premiums uncollected in Georgia
Gross premiums collected in Georgia
243 35
512 59
Total
ILLINOIS SURETY COMPANY OF CHICAGO ILLINOIS
755 94
Albert T Hopkins President Chas E Schick Secretary
Home Office 630206 La Salle St Chicago 111
ICapital Stock
1 Amount of capital paid
up in cash 250000 00
2 Amount of ledger assets December 31 of
previous year 568917 66
Extended at 568917 66ComptrollerGenerals Report
823
IIIncome
Gross premiums written and renewed during the year
Fidelity 13026554 surety 26570138 total 395966 92
Deduct reinsurance Fidelity 610805
surety 1120859 total 17316 64
Deduct return premiums on policies can
celled Fidelity 898476 surety
713702 total 16121 78
Deduct premiums on policies not taken
Fidelity 1163109 surety 1842501
total 30056 10
5 Total deductions Fidelity 2672390 surety 3677062
total
6 Net premiums Fidelity 10354164 surety 22893076
24
25
27
28
30
32
36
38
total
Gross interest on bonds and dividends on
stocks less 29166 accrued interest on
bonds acquired during 1910
Gross interest on deposits in trust com
panies and banks
Interest on collateral deposits
Interest on bills receivable
11914 37
191 02
182 33
37 21
Total gross interest and rents
Brokerage on business placed with other companies
From agents balances previously charged off
Gross increase by adjustment in book value of ledger
assets viz Bonds
63494 52
332472 40
12324 93
5248 86
494 63
98 19
39 Total income 350639 01
IIIDisbursements
1 Gross amount paid for losses Fidelity 1601811 surety
12541700 total
2 Deduct reinsurance Surety 575 66
3 Deduct salvage Fidelity 530882 sur
ety 1538098 total 20689 80
4 Total deductions Fidelity 530882 surety 1595664
total
5 Net amount paid policyholders for losses Fidelity 10
70929 surety 10946036 total
17 Investigation and adjustment of claims viz Surety 2
07361 fidelity 67370 total
141435 11
21265 46
120169 65
2747 31824
ComptbolleeGenebals Eepoet
28
32
34
35
36
37
42
43
44
45
46
47
49
50
51
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Surety 3829614 fidelity 1801081 total
Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Rents
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes viz U S excise tax
40564 St Louis Mo city license 10000 Kansas
City Mo city license 2500 total
Legal expenses
Advertising
Printing and stationery
Postage telegraph telephone and express
Furniture and fixtures
Stockholders for interest or dividends amount declared
during the year 15000
Other disbursements viz
Excise commission and expense 1736697
traveling expense 76255 totali
Exchange 6759 premiums on bonds ex
pense 42807 brokerage 39506 total
Personal tax 1208 bad debts 8297
agency expense 280620 total
Miscellaneous expense 587136 develop
ment expense 325436 total
18129 52
890 72
2901 25
9125 72
Total
54 Gross loss on sale or maturity of ledger assets viz
Bonds
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds
56306 95
36074 81
5250 00
2712 86
2712 86
3591 69
530 64
12521 48
2594 23
7777 42
5507 58
839 25
15000 00
31047 21
5108 48
227 54
56 Total disbursements 308007 10
IVLedger Assets
4 Book value of bonds
5 Cash in companys office
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz
On policies or renewals issued on or
after October 1 1910 Fidelity 20
70348 surety 3500276 total 55706 24
429873 65
658 41
22131 57
34961 27Comptroller Generals Report
825

On policies or renewals issued prior to
October 1 1910 Fidelity 1260269
surety 2727375 total
39876 44
Total
25 Bills receivable
27 Advances on contracts 2261175 miscellaneous ac
counts receivable 4825 total
45 Bills receivable
49 Premiums in course of collection written
prior to October 1 1910
51 Advances on contracts 2261175 miscel
laneous accounts receivable 4825
bonds 370615 total
26366 15
Total
55 Admitted assets
VLiabilities
1 Losses and claims adjusted Fidelity 5000 surety 10
01425 total j
2 Losses and claims reported or in process of adjustment
Fidelity 250959 surety 1670000 total
3 Losses and claims resisted Fidelity 404300 surety
2138357 total
4 Total Fidelity 660258 surety 4809782 total
5 Deduct reinsurance Surety
6 Net unpaid claims except liability claims Fidelity 6
60259 surety 4108357 total
7 Estimated expenses of investigation and adjustment of
unpaid claims Fidelity 22272 surety 100000
total
20 Total unpaid claims and expenses of settlement Fidelity
682531 surety 4208357 total
95582 68
5681 99
22660 00
30 Ledger assets 611549 57
NonLedger Assets
32 Interest accrued on bonds 3223 76
43 Gross assets 614773 33
Deduct Assets Not Admitted
5681 99
39876 44
71924 58
542848 75
10064 25
19209 59
25426 57
54700 41
7014 25
47686 16
1222 72
48908 88826
ComptrollerGenerals Eeport
20 Gross premiums less reinsurance upon
all unexpired excise risks written in
New York State running one year or
less from date of policy 5900065 un
earned premiums seventyfive per cent 44250 47
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 20482255 un
earned premiums fifty per cent 102411 27
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 3576009 un
earned premiums pro rata
30072 98
23 Total unearned premiums
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Fidelity 623110 surety
913528 total
29 Salaries rents expenses bills accounts fees etc due
or accrued
30 State county and municipal taxes due or accrued
35 Reinsurance
176734 72
15366 38
825 33
2087 14
3480 69
46 Total amount of all liabilities except capital 247403 14
47 Capital actually paid up in cash 250000 00
48 Surplus paid in by stockholders 45445 61
295445 61
50 Surplus as regards policyholders
51 Total liabilities 542848 75
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Fidelity 40400 surety 15472 totalI
558 72
INTERSTATE LIFE AND ACCIDENT COMPANY OF CHATTANOOGA
TENNESSEE
H D Huffaker President L A Whittle Secretary
Home Office Chattanooga Tenn
Win A Wright Atlanta Attorney for Service in Georgia
TCapital Stock
1 Capital Stock paid up in cash
78770 00
Extended at 78770 00ComptbolleeGtenebals Report
IIIncome
1 Gross premiums written and renewed during the year
Accident 403680 health 369100 surety 3150
plate glass 20589 total 3
2 Deduct reinsurance Accident 15346
health 3831 total 191 77
3 Total deductions Accident 15346 health 3831 total
4 Net premiums Fidelity 388334 health 365269 sur
ety 3150 plate glass 20589 total
22 Gross interest on mortgage loans 2264 96
26 Gross interest from all other sources 711 76
30 Total gross interest
31From other sources viz
32 Stock sold and issued 78770 00
33 Partial payments on stock not issued and
premiums on stock 139775 00
7965 19
191 77
7773 42
2976 72
Total
218525 00
40 Total income
229275 14
IIIDisbursements
1 Gross amount paid for losses Accident 78972 health
57936 plate glass 1800 total
2 Net amount paid policy holders for losses Accident
78972 health 57936 plate glass 1800 total
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 195301 health 194925 plate glass
538 total
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
29 Salaries traveling and all other expenses of agents not
paid by commissions
30 Medical examiners fees and salaries
31 Inspections other than medical and claim
32 Rents
36 Insurance department licenses and fees
42 Legal expenses
43 Advertising
44 Printing and stationery
45 Postage telegraph telephone and express
1387 08
1387 08
3907 64
6452 78
548 00
300 00
100 00
426 00
25 00
225 00
429 9
1485 55
194 34
828
ComptrollerGenerals Report
46 Furniture and fixtures
48 Other disbursements viz Commissions on stock sales
2329004 collections and exchange S330 traveling
expenses 104266 general expenses 78422 total
1404 55
25200 22
56 Total disbursements 42059 09
IVLedger Assets
2 Mortgage loans on real estate first liens
5 Cash in companys office
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz On policies or
renewals issued on or after October 1 1910 Accident
30000 health 20000 plate glass 10000 total
25 Bills receivable
27 Agents balances and other assets
69145 00
655 61
18056 97
18115 33
600 00
78653 43
1989 71
30 Ledger assets
187216 05
NcmLedger Assets
31 Interest accrued on mortgages 1320 34
35 Deposits in banks 320 90
Total
40 Other nonledger assets viz Furniture and fixtures 1
40453 printing and stationery 80000 total
43 Gross assets
Deduct Assets Not Admitted
45 Bills receivable 78653 43
46 Furniture and fixtures 1404 55
47 Supplies printed matter and stationery 800 00
48 Loans on personal security endorsed or
not 680 20
51 Agents balances and personal accounts 1361 51
Total
1641 24
2204 55
191061 84
2 Total amount of all liabilities except capital stock
82847 69
55 Admitted assets 108214 15
VLiabilities
21 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
16447 unearned premiums fifty per cent 1982 23
1982 23ComptrollerGenerals Report 829
47 Capital actually paid up in cash 78770 00
48 Surplus over all liabilities 27461 92
49 Surplus as regards polieyholders 106231 92
50 Total liabilities 108214 15
Business in Tennessee During 1910
Gross premiums on risks written or renewed during the year
Accident 222730 health 200555 surety 3150
plate glass 41592 total 4680 27
Gross losses paid 1 387 08
Gross losses incurred Accident 78972 accident 57936
plate glass 1800 total 1387 08
KANSAS CITY CASUALTY CO OF KANSAS CITY MO
Chas 1 Schmelzer President S L Long Secretary
Home Office R A Long Bldg Kansas City Mo
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up in cash 200000 00
2 Surplus 105753 75
Extended at 305753 75
IIIncome
1 Gross premiums written and renewed during the year
Accident 622388 health 172375 fidelity 4
44762 surety 656785 plate glass 299994 steam
boiler 43330 burglary and theft 237907 elevator
76417 sprinkler 30000 physicians defense
18000 druggists defense 1300 total 26032 58
2 Deduct reinsurance return premiums and cancellations
Accident 120513 health 44770 fidelity 43601
surety 34899 plate glass 38227 steam boiler
11000 burglary and theft 30343 elevator 23175
total 346g 28
3 Net premiums Accident 501875 health 127605
fidelity 401161 surety 621886 plate glass 2
61767 steam boiler 32330 burglary and theft 2
07564 elevator 53242 sprinkler 30000 physi
cians defense 18000 druggists defense 1300
total 22567 30

830 ComptrollerGenerals Report
20 Interest on mortgage loans 7191 10
22 Interest on bonds and dividends on stock 1930 55
23 Interest on deposit 845 39
26 Total interest
32 From all other sources viz Commissions and fees
38 Total income
9967 04
914 03
33448 37
IIIDisbursements
1 Gross amount paid for losses Accident 45589 health
2500 fidelity 11420 plate glass 45968 burglary
and theft 10125 elevator 19935 sprinkler 13045
total
2 Deduct salvage and reinsurance Fidelity 11420 plate
glass 6232 total
3 Net amount paid policyholders for losses Accident
45589 health 2500 plate glass 39736 burglary
and theft 10125 elevator 19935 sprinkler 13045
total
4 Investigation and adjustment of claims Accident 1420
elevator 1500 total
5 Totals Accident 47009 health 2500 fidelity 11420
plate glass 39736 burglary and theft 10125 ele
vator 21435 sprinkler 13045 total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 140960 health 32984 elevator 5400
fidelity 51923 surety 101684 plate glass 48754
steam boiler 4666 burglary and theft 34712
sprinkler 3900 druggists defense 260 physicians
defense 2400 total
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
22 Medical examiners fees and salaries
24 Bents
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
1485 82
176 52
1309 30
29 20
1452 70
4276 43
11778 51
1764 07
10 00
2772 00
828 00
742 50
1164 98
5017 98
770 41
2301 1134275 19
176538 00
49187 50
76119 73
301845 23
ComptrollerGenerals Report 831
37 All other disbursements viz Fidelity bonds for em
ployees 9300 safe deposit vault 4000 fire insur
ance 3750 home office incidental expense 92548
agents balances charged off 41472 total 1510 70
46 Total disbursements
IVLedger Assets
2 Mortgage loans on real estate first liens
4 Book value of bonds excluding interest
5 Cash in companys office 10000 depos
ited in banks 7601973 total
11 Ledger assets
NonLedger Assets
12 Interest due 165000 and accrued 2
97255 on mortgages 3137 55
13 Interest accrued on bonds 410 40
Total 3547 95
19 Gross premiums in course of collection
viz Accident 58188 health 5875
surety 62906 plate glass 45709
steam boiler 55681 burglary and
theft 9000 druggists defense
41405 sprinkler 1300 physicians
defense 7500 total 2875 64
On policies or renewals issued prior to
October 1 1910 Accident 9475
health 2925 plate glass 1725
steam boiler 6481 total 206 06
Total 3081 70
34 Other nonledger assets viz Furniture and fixtures
230111 stationery and supplies 451618 total 6817 29
37 Gross assets
Deduct Assets Not Admitted
40 Furniture and fixtures 2301 11
41 Supplies printed matter and stationery 4516 18
43 Gross premiums in course of collection
written prior to October 1 1910 206 06
Total 7023 35
51 Admitted assets 308268 82
315292 17832
ComptrollerGenerals Report
VLiabilities
1 Losses and claims resisted Accident
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 2043106 un
earned premiums fifty per cent 10215 51
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 45000 un
earned premiums pro rata 372 58
21
22
Total unearned premiums
Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Accident 150 health
210 fidelity 2775 surety 2062 plate glass
1764 steam boiler 1330 burglary and theft 5575
total
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 200000 00
44 Surplus over all liabilities 96992 03
45 Surplus as regards policyholders
46 Total liabilities
450 00
450 00
10588 13
238 68
11276 79
296992 03
308268 82
LONDON GUARANTEE AND ACCIDENT COMPANY LTD OP
LONDON ENGLAND
F W Lawson General Manager for the United States i
Home Office in the United States 206 La Salle St Chicago 111
J L Siley Atlanta Attorney for Service in Georgia
ICapital Stock
1 Statutory deposit 500000 00
2 Amount of ledger assets December 31 of
previous year 2773012 89
Extended at 2773012 89
IIIncome
1 Gross premiums written and renewed during the year
Accident 10267123 health 1406419 liability 2
46353230 steam boiler 3796825 burglary and theft
9421667 credit 34921366 auto property damage
4590574 workmens collective 14812645 total 3255716 49ComptrollerGenerals Report
833
2 Deduct reinsurance Accident 1134999
health 100462 liability 597935
steam boiler 565837 burglary and
theft 1027115 total 34263 48
3 Deduct return premiums on policies can
celled Accident 144018 health
30708 liability 16824251 steam
boiler 293245 burglary and theft
359453 credit 391010 auto prop
erty damage 313809 workmens col
tive 1355608 total 197121 02
4 Deduct premiums on policies not taken
Accident 1366024 health 226596
liability 14819224 steam boiler 5
64035 burglary and theft 940277
credit 1023000 auto property dam
age 369686 workmens collective
74325 total 193831 67

5 Total deductions Accident 2645041 health 357766
liability 32241410 steam boiler 1423117 burglary
and theft 2326845 credit 1414010 auto property
damage 683495 workmens collective 1429933
total 425216 17
6 Net premiums Accident 7622082 health 1048653
liability 214111820 steam boiler 2373708 burg
lary and theft 7094822 credit 33509156 auto
property damage 3907079 workmens collective
13382712 total 2830500 32
24 Gross interest on bonds and dividends on
stocks less 355676 accrued interest
on bonds acquired during 1910 81844 18
25 Gross interest on deposits in trust com
panies and banks 2 576 70
26 Gross interest from all other sources 91 58
30 Total gross interest 84 512 46
32 Home office for additional deposit with New York depart
ment 200000 00
39 Total inco7ne 3115012 78
IIIDisbursements
Gross amount paid for losses Accident 4465895
health 304772 liability 86751818 steam boiler
164202 burglary and theft 2760971 credit 93
70881 auto property damage 600409 workmens
collective 6878647 total 1112975 95834
ComptrollerGenerals Beport
2 Deduct reinsurance Accident 11
37217 health 1428 steam boiler 1
38915 burglary and theft 162439
total i
3 Deduct salvage Burglary and theft
1546 credit 1524156 total
14399 99
15257 02
4 Total deductions Accident 1137217 health 1428
steam boiler 138915 burglary and theft 163985
credit 1524156 total
29657 01
5 Net amount paid policyholders for losses Accident 33
28678 health 303344 liability 86751818 steam
boiler 25287 burglary and theft 2596986 credit
7846725 auto property damage 600409 work
mens collective 6878647 total 1083318 94
17 Investigation and adjustment of claims viz Accident
106413 health 1465 liability 26998705 burg
lary and theft 109734 credit 201341 auto prop
erty damage 47608 total 274652 66
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 2571918 health 294903 liability 547
28545 steam boiler 709754 burglary and theft
2258527 credit 11178711 auto property damage
785830 workmens collective 3401506 total 759296 94
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 115744 83
29 Salaries traveling and all other expenses of agents not
paid by commissions 61570 01
31 Inspections other than medical and claim 30126 10
32 Rents 14053 40
35 State taxes on premiums 33513 35
36 Insurance department licenses and fees 2226 75
37 All other licenses fees and taxes
38 Income tax on standing bonds 49 54
39 Municipal licenses 248553 advertising
statements 41123 total 2896 76
40 Consular fees 166 23
41 Certificates of deposits 15300 notarial
and other fees 28400 total
437 00
Total
42 Legal expenses
43 Advertising
44 Printing and stationery
45 Postage telegraph telephone and express
46 Furniture and fixtures
3549 53
4234 69
8361 78
22080 98
7997 42
3557 05
ComptrollerGenerals Report 835
47 Stockholders for interest or dividends 135212 46
48 Other disbursements viz Traveling expenses 530250
law library 18800 exchange 66123 statistics 2
75830 bureau reports 30000 general office expense
1151004 total 20720 07
56 Total disbursements 2580216 96
IVLedger Assets
4 Book value of bonds
5 Cash in company s office
6 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz
On policies or renewals issued on or
after October 1 1910 Accident 13
22409 health 369247 liability
45749795 steam boiler 483040
burglary and theft 1698035 auto
property damage 1241530 workmens
collective 1183671 total i
On policies or renewals issued prior to
October 1 1910 Accident 72750
health 7875 liability 5504078
steam boiler 87277 burglary and
theft 51385 automobile property
damage 64650 workmens collective
119656 total
2507773 96
2123 38
185500 00
520477 27
5907671
Total
27 Cash in hand of branch claim department 1665000
agents balances 1620739 total
30 Ledger assets
NonLedger Assets
32 Interest due and accrued on bonds
579553 98
32857 39
3307808 71
32278 30
43 Gross assets 3340087 01
49 Premiums in course of collection written
prior to October 1 1910
51 Bonds 14118798 agents balances
1620739 cash in hands of branch
claim departments 1665000 total
Deduct Assets Not Admitted
59076 71
174045 37
Total
233122 08
55 Admitted assets
3106964 93836
ComptrollerGenerals Report
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 1161750 health 250000 steam boiler
20000 burglary and theft 551800 credit 2
30000 auto property damage 157232 workmens
collective 1543300 total
Losses and claims resisted Accident 1750000 credit
2300000 total
3
39140 82
40500 00
4 Total Accident 2911750 health 250000 steam
boiler 20000 burglary and theft 551800 credit
2530000 auto property damage 157232 workmens
collective 1543300 total
5 Deduct reinsurance Accident 853750 health 2500
burglary and theft 123291 total
79640 82
9795 41
6 Net unpaid claims except liability claims Accident
2058000 health 247500 steam boiler 20000
burglary and theft 428509 credit 2530000 auto
property damage 157232 workmens collective 15
43300 total
7 Estimated expenses of investigation and adjustment of
unpaid claims Credit
69845 41
2000 00
8 Total Accident 2058000 health 247500 steam
boiler 20000 burglary and theft 428509 credit
2730000 auto property damage 157232 work
mens collective 1543300 total
17 Special reserve for unpaid liability losses
18 Special reserve for credit losses on policies expiring in
October November and December 1910 being fifty
per cent of 9124083 gross premiums received on
said policies less 2085716 paid during said months
on losses under said policies
19 Special reserve for accrued losses on credit policies in
force December 31 1910 being fifty per cent of 155
40013 earned premiums on said policies
71845 41
795945 46
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 181173443 un
earned premiums fifty per cent 905867 21
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 22979657
unearned premiums pro rata 127320 15
24763 26
72700 06
965254 19
23 Total unearned premiums 1033187 36ComptrollerGeneral s Report
837
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Accident 462844 health
129237 liability 12581193 steam boiler 144912
burglary and theft 594312 auto property damage
341420 workmens collective 295918 total 145498 36
29 Salaries rents expenses bills accounts fees etc due or
accrued 7685 01
30 State county or municipal taxes due or accrued 30000 00
36 Advance premiums one hundred per cent 1150 00
37 Other liabilities viz Contingent reserve 100000 00
46 Total amount of all liabilities except capital 2282774 92
49 Surplus as regards polieyholders 824190 01
50 Total liabilities 3106964 93
LLOYDS PLATE GLASS INSURANCE CO OF NEW YORK N Y
William T Woods President Charles E W Chambers Secretary
Home Office 6163 William St New York N Y
A L Waldo Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets December 31 of
previous year 946898 42
Extended at 946898 42
IIIncome
1 Gross premiums written and renewed during the year
Plate glass
2 Deduct rebate Plate glass 2047 36
3 Deduct return premiums Plate glass 36363 46
4 Deduct premiums not taken Plate glass 32390 22
5 Total deductions
589879 19
70801 04
6 Net cash actually received for premiums
20 Interest on mortgage loans
22 Interest on bonds and dividends on stock
25 Gross rents from companys property in
cluding 850000 for companys occu
pancy of its own buildings
26 Total interest and rents
519078 15
275 62
24410 90
17989 98
42676 50838 ComptrollerGenerals Report
27 Profit on sale or maturity of ledger assets viz Stocks 47o 00
32 From all other sources viz Profit and loss 476 spe
cial security deposits returned sundry accounts
5000 borrowed money 600000 total 054 76
38 Total income 568284 41
IIIDisbursements
1 Gross amount paid for losses Plate glass 190615 49
2 Deduct salvage Plate glass 10043 17
3 Net amount paid policyholders for losses Plate glass 180572 32
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Plate glass 166682 28
19 Stockholders for interest or dividends amount declared
during the year 5000000 50000 00
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 6051o 33
21 Salaries traveling and all other expenses of agents not
paid by commissions 5803 07
24 Rents including 850000 for companys occupancy of its
own buildings 9529 92
25 Repairs and expenses other than taxes on real estate 8016 55
26 Taxes on real estate 668U U1
27 All other taxes licenses and insurance department fees 15179 09
28 Legal expenses 574 15
29 Advertising 5628 73
30 Printing and stationery 3949 84
31 Postage and express 96U 8
32 Furniture and fixtures 1385 bl
37 All other disbursements viz Borrowed money 6
00000 interest on borrowed money 3884 sundry
expenses 661689 profit and loss 177120 total 14426 93
46 Total disbursements 535854 65
TVLedger Assets
1 Book value of real estate unencumbered 245763 18
2 Mortgage loans on real estate first liens 15000 00
4 Book value of bonds excluding interest 25521209 and
book value of stocks 31215029 total 567362 38
5 Cash in companys office 337849 deposited in banks
1237940 total 15757 89
11 Ledger assets together with line 33 below 843883 45ComptrollerGenerals Report
839
NonLedger Assets
12 Interest accrued on mortgages 337 50
13 Interest accrued on bonds 3068 14
16 Bents accrued on companys property or
lease 275 00
17 Market value of real estate over book value
19 Gross premiums in course of collection
viz On policies or renewals issued
prior to October 1 1910 Plate glass 94724 05
On policies or renewals issued prior to
October 1 191 0 40720 68
Total sj
34 Other nonledger assets viz Salvage glass on hand
470581 sundry accounts Tariff Association depos
its 14500 total
19236 82
135444 73
4850 81
37 Gross assets 1007096 45
Deduct Assets Not Admitted
40 Salvage glass on hand 4750 81
41 Sundry accounts Tariff Association de
posits 145 00
43 Gross premiums in course of collection
written prior to October 1 1910 40720 68
45 Book value of ledger assets over market
value viz Bonds 1076334 stocks
3260229 total 43365 63
Total
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 45663536 un
earned premiums fifty per cent 228317 68
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 11106056
unearned premiums pro rata 54306 51
21 Total unearned premiums
3937 12
51 Admitted assets 918159 33
VLiabilities
1 Losses and claims adjusted Plate glass 24886 03
2 Losses and claims in process of adjustment Plate glass 11722 68
36608 71
282624 19840
ComptrollerGeneral s Report
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Plate glass
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
30 Return premiums
33 Other liabilities viz State county and municipal taxes
due or accrued
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 250000 00
44 Surplus over all liabilities 309700 32
31574 68
30 58
620 85
7000 00
358459 01
45 Surplus as regards policyholders
46 Total liabilities
Business in the State of Georgia During the Year
559700 32
918159 33
Gross premiums received on risks written or renewed during
the year Plate glass
Gross losses paid Plate glass
1750 32
334 37
UNITED STATES BRANCH OF THE LONDON GUARANTEE AND
ACCIDENT INSURANCE CO LTD OF LONDON ENGLAND
F V Lawson General Manager in United States
Home Office for the United States 206 La Salle St Chicago 111
T L Riley Atlanta Attorney for Service in Georgia
ICapital Stock
1 Statutory deposit 500000 00
2 Amount of ledger assets December 31 of
previous year 2336543 oi
Extended at 2336543 57
IIIncome
1 Gross premiums unpaid December 31 last year Accident
1111601 health 156058 liability 39001417
steam boiler 601013 burglary and theft 1328088
auto property damage 244201 workmens collective
1204554 total
2 Gross premiums written and renewed during the year
Accident 10267123 health 1406419 liability 2
46353230 steam boiler 3796825 burglar and
436469 32ComptrollerGenerals Report
841
theft 9421667 credit 34923166 auto property
damage 4590574 workmens collective 14812645
total 3255716 49
3 Total Accident 11378724 health 1562477 liability
285354647 steam boiler 4397838 burglary and
theft 10749755 credit 34923166 auto property
damage 4834775 workmens collective 16017199
total 3692185 83
4 Deduct gross premiums now in course of collection Acci
dent 1395159 health 377122 liability 512
53873 steam boiler 570317 burglary and theft
1749420 auto property damage 1306180 work
mens collective 1303327 total 579553 98
5 Entire premiums collected during the year Accident
9983565 health 1185355 liability 234100774
steam boiler 3827521 burglary and theft 9000335
credit 34923166 auto property damage 3528595
workmens collective 14713872 total 3112631 83
6 Deduct reinsurance return premiums and cancellations
Accident 2645041 health 357766 liability 322
41410 steam boiler 1423117 burglary and theft
2326845 credit 1414010 auto property damage
683495 workmens collective 1429933 total 425216 17
7 Net cash actually received for premiums Accident 73
38524 health 827589 liability 201859364 steam
boiler 2404404 burglary and theft 6673490
credit 33509156 auto property damage 2845100
workmens collective 13283939 total 2687415 66
22 Interest on bonds and dividends on stock 81844 18
23 Interest on deposits 2576 70
24 Interest from all other sources 91 58
26 Total interest 84512 46
32 From all other sources Home office for additional de
posit with New York department 200000 00
38 Total income 2971928 12
IIIDisbursements
Gross amount paid for losses Accident 4465895
health 304772 liability 86751818 steam boiler
164202 burglary and theft 2760971 credit 93
70881 auto property damage 600409 workmens
collective 6878647 total 1112975 9542 ComptrollerGenerals Report
9 Deduct salvage and reinsurance Accident 1137217
health 1428 steam boiler 138915 burglary and
theft 163985 credit 1524156 total 9fio
3 Net amount paid policyholders for losses Accident 33
286 78 health 303344 liability 86751818 steam
boiler 25287 burglary and theft 2596986 credit
7846725 auto property damage 600409 work
men s collective 6878647 total l083di
4 Investigation and adjustment of claims Accident 1
064 13 health 1465 liability 26998705 burglary
and theft 109734 credit 201341 auto property
damage 47608 total
5 Total Accident 3435091 health 304809 liability
113750523 steam boiler 25287 burglary and theft
2706720 credit 8048066 auto property damage
648017 workmens collective 6878647 total 1357971 60
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 2571918 health 294903 liability 547
28545 steam boiler 709754 burglary and theft
2258527 credit 11178711 workmens collective
3401506 auto property damage 785830 total 7o9296 94
1 Q 91 9 4fi
19 Eemitted home office on u
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 115744 83
21 Salaries traveling and all other expenses of agents not
paid by commissions
Qfl 1 9fi 1 1
23 Inspections other than medical auiu v
14053 40
24 Rents
27 All other taxes licenses and insurance department fees 3928J 63
28 Legal expenses 4234 9
29 Advertising 8361 78
30 Printing and stationery 22080 98
7 QQ7 42
31 Postage and express
32 Furniture and fixtures 3557 05
37 All other disbursementsviz Traveling 530250 law
liabary 18800 exchange 66123 statistical bureau
275830 bureau reports 30000 office and general
expenses 1151004 total 20720 07
46 Total disbursements 2580216 96
IVLedger Assets
4 Book value of bonds excluding interest 2507773 96
5 Cash in companys office 212338 deposited in banks
18550000 total 187623 38ComptrollerGenerals Report
843
7 Other ledger assets viz Agents balances 1620739
cash in hands of branch claim departments 1665000
total 32857 39
11 Ledger assets 2728254 73
NonLedger Assets
13 Interest accrued on bonds 32278 30
19 Gross premiums in course of collection
viz On policies or renewals issued
subsequent to October 3 1910 Acci
dent 1322409 health 369247 lia
bility 45749795 steam boiler 4
83040 burglary and theft 1698035
auto property damage 1241530 work
mens collective 1183671 total 520477 27
On policies or renewals issued prior to
October 1 1910 Accident 72750
health 7875 liability 5504078
steam boiler 87277 burglary and
theft 51385 auto property damage
64650 workmens collective 1
19656 total 59076 71
Total 579553 98
37 Gross assets 3340087 01
Deduct Assets Not Admitted
43 Gross premiums in course of collection
written prior to October 1 1910 59076 71
44 Book value of ledger assets over market
value viz Bonds 114187 98
46 Agents balances 16207 39
47 Cash in hands of branch claim depart
ments 16650 00
Total 233122 08
51 Admitted assets 3106964 93
VLiabilities
1 Losses and claims in process of adjustment Accident
1161750 health 250000 steam boiler 20000
burglary and theft 551800 credit 430000 auto
property damage 157232 workmens collective 15
43300 total 41140 82844
ComptrollerGenerals Report
2 Losses and claims resisted
2300000 total
Accident 1750000 credit
3 Total Accident 2911750 health 250000 steam
boiler 20000 burglary and theft 551800 credit
2730000 auto property damage 157232 work
mens collective 1543300 total
14 Deduct reinsurance
15 Net unpaid claims except liability claims
16 Special reserve for unpaid liability losses
17 Special reserve for credit losses on policies expiring in
October November and December 1910 being fifty
per cent of 9124083 gross premiums received on
said policies less 2085716 paid during said months on
losses under said policies
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 181173443 un
earned premiums fifty per cent
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 22979657
unearned premiums pro rata
905867 21
12732015
40500 0O
81640 82
9795 41
71845 41
795945 46
24763 26
892554 13
21 Total unearned premiums
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Accident 462844
health 129237 liability 12581193 steam boiler
144912 burglary and theft 594312 auto property
damage 341420 workmens collective 295918
total
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
37 Dividends due stockholders
32 Advance premiums 100 per cent
33 Other liabilities viz Contingent reserve 10000000
special reserve for accrued losses on credit policies in
force December 31 1910 being 50 per cent of 155
40013 7270006 total
1033187 36
145498 36
7685 01
30000 00
1150 00
172700 06

42 Total amount of all liabilities except capital 2282774 92ComptrollerGenerals Report
845
43 Statutory deposit
44 Surplus over all liabilities
500000 00
324190 01
45 Surplus as regards policyholders
824190 01
46 Total liabilities 3106964 93
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 512446 health 189357 liability 22
19598 steam boiler 34650 burglary and theft
41858 auto property damage 99648 workmens col
lective 24304 total
Gross losses paid Accident 74925 health 38593 liabil
ity 1278699 auto property damage 44380 work
mens collective 6800 total
Gross losses incurred Accident 74925 health 38593 lia
bility 1278699 auto property damage 44380 work
mens collective 6800 total
31218 61
14433 97
14433 97
LOYAL PROTECTIVE INSURANCE COMPANY OF BOSTON MASS
L Augustus Allen President Francis R Parks Secretary
Home Office 585 Boylston St Boston Mass
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 100000 00
2 Amount of ledger assets December 31 of
previous year 272716 54
Extended at 272716 54
IIIncome
1 Gross premiums written and renewed during the year
Accident and health 477615 50
2 Deduct return premiums on policies cancelled 1397 77
3 Net premiums 476217 73
20 Policy fees required or represented by applications 45260 00
24 Gross interest on bonds and dividends on
stocks less 16066 accrued interest on
bonds acquired during 1910 7184 34
25 Gross interest on deposits in trust com
panies and banks 1857 81846 ComptrollerGenerals Report
28 Interest on protested check
29 Gross rents from companys property 120 00
30 Total gross interest and rents
31 From other sources viz Pee on protested check 43c
amounts refunded by claimants 9000 checks not pre
sented for payment 15038 total
36 From agents balances previously charged off
39 Total income
9162 65
240 81
80 75
530961 94
IIIDisbursements
1 Gross amount paid for losses Accident and health 273227 06
2 Net amount paid policyholders for losses Accident and
health 273227 06
17 Investigation and adjustment of claims viz Accident
and health 8981
22 Policy fees retained by agents 43963 i5
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health 27174 35
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 62476 59
29 Salaries traveling and all other expenses of agents not
paid by commissions 3324 90
30 Medical examiners fees and salaries 218 00
32 Rents 4475 71
35 State taxes on premiums 2472 00
36 Insurance department licenses and fees 2582 31
37 All other licenses fees and taxes Care and custody of
funds Massachusetts State Treasurer 3773 State
fees for certificates etc other than insurance depart
ment 9454 total 132 27
42 Legal expenses 6359 6
43 Advertising 791 25
44 Printing and stationery 7930 06
45 Postage telegraph telephone and express 6540 64
46 Furniture and fixtures 487 14
48 Other disbursements viz Officers traveling expenses
30325 profit and loss 11404 miscellaneous 2
08540 collection expenses collectors 2083816 bank
15994 badges 36516 total 23865 95
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds 50500 stocks 7789 total 582 89
56 Total disbursements 476402 63ComptrollerGenerals Report
IVLedger Assets
4 Book value of bonds 23171539 and stocks 1930000
total
5 Cash in companys office
7 Deposits in trust companies and banks on interest
847
251015 39
500 00
75760 46
30 Total ledger assets 327275 85
NonLedger Assets
32 Interest accrued on bonds
39 Market value of bonds and stocks over book value
3007 40
314 61
43 Gross assets 330597 86
VLiabilities
1 Losses and claims reported or in process of adjustment
Accident and health t
2 Losses and claims resisted Accident and health
3 Net unpaid claims except liability claimsi
4 Estimated expenses of investigation and adjustment of
claims Accident and health
20 Total unpaid claims and expenses of settlement Acci
dent and health
21 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
12755400 unearned premiums pro rata
29 Salaries rents expenses bills accounts fees etc due
or accrued
30 State county or municipal taxes due or accrued
36 Advance premiums one hundred per cent
46 Total amount of all liabilities except capital
47 Capital actually paid up in cash 100000 00
48 Surplus over all liabilities 73661 60
57610 74
575 00
58185 74
957 11
59142 85
85036 00
1000 00
8546 41
3211 00
156936 26
49 Surplus as regards polieyholders
50 Total liabilities
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident and health
Gross losses paid Accident and health
Gross losses incurred Accident and health
173661 60
330597 86
1814 00
1710 50
1743 68848 ComptrollerGenerals Report
MARYLAND CASUALTY COMPANY OF BALTIMORE MD
John T Stone President James P Mitchell Secretary
Principal Office Baltimore Md
A Haas Son Howell Attorneys for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets December 31 of
previous year 5242107 64
3 Increase of capital during the year 250000 00
Extended at 5492107 64
IIIncome
1 Gross premiums written and renewed during the year
Accident 92892427 health 33880341 liability 2
75461785 fidelity 1385758 surety 6036998 plate
glass 35133839 steam boiler 30602673 burglary
and theft 38046204 sprinkler 22591530 fly wheel
3099518 auto property damage 5714996 work
mens collective 5176418 physicians defense 37
10272 total 5537327 59
2 Deduct reinsurance Accident 3282310
health 902603 liability 220446
fidelity 54500 surety 164284 plate
glass 1958 burglary and theft
655403 sprinkler 94261 work
mens collective 124154 total 54999 19
3 Deduct return premiums on policies can
celled Accident 1813865 health
1022550 liability 15767990 fidel
ity 12396 surety 94542 plate
glass 1352444 steam boiler 11
44301 burglary and theft 1005668
sprinkler 872818 fly wheel 2
90510 auto property damage 3
81143 workmens collective 360231
physicians defense 66443 total 241849 01
4 Deduct premiums on policies not taken
Accident 13272813 health 60
14221 liability 31593763 fidelity
44250 surety 162060 plate glass
5454719 steam boiler 5572856
burglary and theft 6654727 sprink
ler 4289046 fly wheel 561284 autoComptrollerGenerals Report
849
property damage 928752 workmens
collective 236515 physicians de
fense 387365 total
751273 71
5 Total deductions Accident 18368988 health 79
39374 liability 47582199 fidelity 111146 surety
420886 plate glass 6809121 steam boiler 67
17157 burglary and theft 8315798 sprinkler 52
56125 fly wheel 851794 auto property damage
1309895 workmens collective 720900 physicians
defense 453808 total
1048571 91
6 Net premiums Accident 74523439 health 259
40967 liability 227879586 fidelity 1274612
surety 5616112 plate glass 28324718 steam boiler
23885516 burglary and theft 29730406 sprinkler
17335405 fly wheel 2247724 auto property dam
age 4405101 workmens collective 4455518 physi
cians defense 3256464 total 4488755 68
24 Gross interest on bonds and dividends on
stocks less 459761 accrued interest
on bonds acquired during 1910 72918 06
25 Gross interest on deposits in trust com
panies and banks 401 68
26 Gross interest from all other sources 693 61
29 Gross rents from companys property in
cluding 2363884 for companys occu
pancy of its own buildings 43036 74
30 Total gross interest and rents 217050 09
37 Gross profit on sale or maturity of ledger assets viz
Bonds 600 00
38 Gross increase by adjustment in book value of ledger
assets viz Bonds 969877 stocks 643000 total 16128 77
39 Total income 4722534 54
IIIDisbursements
1 Gross amount paid for losses Accident 34780121
health 13600512 liability 88279782 fidelity
42396 plate glass 12061376 steam boiler 23
50868 burglary and theft 8365208 sprinkler 68
53865 fly wheel 284679 auto property damage 12
50542 workmens collective 2187560 physicians
defense 193525 total 1702504 34850
ComptrollerGenerals Report
2 Deduct reinsurance Accident 29
56543 health 545126 burglary and
theft 221289 total
3 Deduct salvage Fidelity 27502 plate
glass 128116 sprinkler 1244321
total
37229 58
13981 39
4 Total deductions Accident 2956543 health 545126
fidelity 25702 plate glass 128116 burglary and
theft 221289 sprinkler 1244321 total
5 Net amount paid policyholders for losses Accident 318
23578 health 13055386 liability 88279782 fidel
ity 16694 plate glass 11933260 steam boiler
2350868
5609544
1250542
burglary and theft 8143919 sprinkler
fly wheel 284679 auto property damage
workmens collective 2187560 physi
cia 3 defense 193525 total
17 Investigation and adjustment of claims viz Accident
747684 health 106970 liability 31421299 fidel
ity 5506 surety 1086 plate glass 14538 steam
boiler 295235 burglary and theft 552615 sprink
ler 127288 fly wheel 21987 auto property dam
age 192106 workmens collective 417545 physi
cians defense 318903 total
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 27556520 health 7912019 liability
51600091 fidelity 229342 surety 845591 plate
glass 9713725 steam boiler 6395640 burglary
and theft 8809850 sprinkler 4150012 fly wheel
589610 auto property damage 1101275 workmens
collective 1043595 physicians defense 976939
total
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
29 Salaries traveling and all other expenses of agents not
paid by commissions
30 Medical examiners fees and salaries
31 Inspections other than medical and claim
32 Rents including 2363884 for companys occupancy of
its own buildings
33 Repairs and expenses other than taxes on real estate
34 Taxes on real estate
35 State taxes on premiums
36 Insurance department licenses and fees
37 All other licenses fees and taxes viz Tax on capital
42 Legal expenses
43 Advertising
51210 97
1651293 37
342227 62
1209242 09
215062 75
124269 03
3300 00
118067 87
23797 87
13264 39
7808 30
66360 71
21989 57
22935 18
3255 42
29625 83ComptrollerGenerals Report
851
44 Printing and stationery
45 Postage telegraph telephone and express
46 Furniture and fixtures
47 Stockholders for interest or dividends amount declared
during the year 16000000 also 33 13 per cent stock
dividend 25000000 total
48 Other disbursements viz Interest on collateral loans
125201 general expense 1037369 traveling 7
544 50 fidelity and surety expense 456223 total
54 Gross loss on sale or maturity of ledger assets viz Bonds
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds 9650875 stocks 15000 total
41107 78
11300 45
10746 44
410000 00
23732 43
12 50
96658 35
56 Total disbursements 4446058 35
IVLedger Assets
1 Book value of real estate 532171 69
4 Book value of bonds 411386142 and stocks 158
05500 total 4271916 42
5 Uash in companys office 32366 58
6 Deposits in trust companies and banks not on interest 76273 77
60428 45
Cash in companys office
Deposits in trust companies and banks not on interest
Deposits in trust companies and banks on interest
Premiums in course of collection viz
On policies or renewals issued on or
after October 1 1910 Accident 123
69054 health 4232264 liability
36536134 fidelity 210810 surety
916158 plate glass 4494160 steam
boiler 3790255 burglary and theft
4820483 sprinkler 2765081 fly
wheel 357367 auto property damage
556388 workmens collective 6
30265 physicians defense 516919
total 721953 38
On policies or renewals issued prior to
October 1 1910 Accident 256723
health 161911 liability 3506018
fidelity 119425 surety 27055
plate glass 126651 steam boiler
223406 burglary and theft 91297
sprinkler 39359 fly wheel 51344
auto property damage 53340 work
mens collective 2059 physicians
defense 37836 total 46964 24
24 Total
768917 62852 ComptrollerGenerals Report
25 Bills receivable 6963 70
26 Other ledger assets viz Beinsured losses due from other
companies 223725 agents balances 1730835 total 19545 60
30 Ledger assets 5768583 83
NonLedger Assets
32 Interest due and accrued on bonds 26923 82
43 Gross assets 5795507 65
Deduct Assets Not Admitted
45 Bills receivable 6963 70
49 Premiums in course of collection written
prior to October 1 1910 46964 24
50 Book value of ledger assets over market
value viz Agents balances 17308 35
54 Total 71236 29
55 Admitted assets 5724271 36
VLiabilities
1 Losses and claims resisted for policyholders Steam
boiler 439500 physicians defense 1584000 auto
property damage 439000 total 24625 00
2 Losses and claims reported or in process of adjustment
Accident 7247095 health 1652241 fidelity
20988 surety 92500 plate glass 1840835 steam
boiler 273773 burglary and theft 2176451 sprink
ler 526137 physicians defense 336000 auto prop
erty damage 123450 workmens collective 2
47654 total 145371 24
3 Losses and claims resisted Accident 2395000 health
65000 plate glass 198140 steam boiler 30000
burglary and theft 1255000 sprinkler 125000 fly
wheel 75000 total 41431 40
4 Total Accident 9642095 health 1717241 fidelity
20988 surety 92500 plate glass 2038975 steam
boiler 743273 burglary and theft 3431451 sprink
ler 651137 physicians defense 1920000 fly
wheel 75000 auto property damage 562450 work
mens collective 247654 total 211427 64
7 Estimated expenses of investigation and adjustment of
unpaid claims Accident 152189 health 24784ComptrollerGenerals Report
85c
plate glass 369 steam boiler 16427 burglary and
theft 130588 sprinkler 26307 auto property dam
age 24690 workmens collective 74296 total 4496 50
8 Total Accident 9794284 health 1742025 fidelity
20988 surety 92500 plate glass 2039344 steam
boiler 759700 burglary and theft 3562039 sprink
ler 677444 physicians defense 1920000 fly
wheel 75000 auto property damage 587140 work
men s collective 321950 total 215924 14
17 Special reserve for unpaid liability losses 963125 68
20 Total unpaid claims and expenses of settlement 1179049 82
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 333669972 un
earned premiums fifty per cent 1668349 86
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 80976830
unearned premiums pro rata 440346 20
23 Total unearned premiums 2108696 06
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Accident 4329169
health 1354324 liability 9103640 fidelity 52702
surety 229039 plate glass 1572956 steam boiler
947563 burglary and theft 1378658 sprinkler
691270 fly wheel 103636 auto property damage
139097 workmens collective 157566 physicians
defense 155075 total 202146 95
29 Salaries rents expenses bills accounts fees etc due
or accrued 15295 14
30 State county and municipal taxes due or accrued 75846 28
35 Reinsurance 418 87
46 Total amount of all liabilities except capital 3581453 12
47 Capital actually paid up in cash 1000000 00
48 Surplus over all liabilities 1142818 24
49 Surplus as regards policyholders 2142818 24
50 Total liabilities 5724271 36
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 2318102 health 1717708 liability 51
74220 fidelity 8805 surety 3160 plate glass854
ComptrollerGenerals Report
559026 steam boiler 588519 burglary and theft
501321 sprinkler 204979 fly wheel 92105 auto
property damage 108581 workmens collective
67975 physicians defense 43000 total
Gross losses paid Accident 949156 health 1062222
liability 2764670 plate glass 285580 steam boiler
24956 burglary and theft 840726 sprinkler
71337 auto property damage 51521 workmens
collective 15096 physicians defense 500 total
Gross losses incurred Accident 847859 health 939714
liability 1859392 plate glass 296845 steamboiler
13452 burglary and theft 835315 sprinkler
71284 auto property damage 57170 workmens col
lective 15745 physicians defense 50000 total
113875 01
60657 64
49867 76
MASONIC MUTUAL ACCIDENT COMPANY OF SPRINGFIELD MASS
Clyde W Young President T W Gilbert VicePresident
Home Office 31 Elm St Springfield Mass
Wm A Wright Atlanta Attorney for Service in Georgia
TCapital Stock
2 Amount of ledger assets December 31 of
previous year 16161 30
Extended at 16161 30
IIIncome
1 Entire premiums collected during the year 32897 69
2 Deduct reinsurance return premiums and cancellations 104 50
3 Net premiums 32793 49
19 Policy fees required or represented by applications 14155 00
22 Interest on bonds and dividends on stock
less accrued interest on bonds acquired
during 1910 240 53
24 Interest from all other sources 234 38
26 Total interest and rents
474 91
38 Total income 47423 10
IIIDisbursements
1 Gross amount paid for losses Accident and health 12959 40
3 Net amount paid policyholders for losses Accident and
health 12959 4013314 59
3732 89
14155 00
6974 80
1026 14
11 00
461 00
2 33
546 70
831 91
696 89
75 98
1380 70
43209 93
ComptrollerGeneral s Report 855
4 Investigation and adjustment of claims Accident and
health 355 19
5 Totalsi
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health
18 Policy fees retained by agents
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
22 Medical examiners fees and salaries
24 Rents
26 Taxes on real estate
27 All other taxes licenses and insurance department fees
29 Advertising printing and stationery
31 Postage and express
32 Furniture and fixtures
37 All other disbursements Office supplies 21008 inci
dental expenses 36423 traveling expenses 80639
total
46 Total disbursements
IVLedger Assets
4 Book value of bonds excluding interest
5 Cash in companys office 67624 deposited in banks
555023 total
6 Bills receivable
7 Other ledger assets viz Balances due from agents
13300 income of emergency fund in hands of State
Treasurer 15500 total
11 Ledger assets 20374 47
NonLedger Assets
13 Interest accrued on bonds 251 27
18 Market value not including interest in item 13 of bonds
and stocks over book value 65 00
19 Furniture and fixtures 45000 supplies printed matter
and stationery 30000 total 750 00
37 Gross assets 21440 74
Deduct Assets Not Admitted
39 Bills receivable 233 00
40 Furniture and fixtures 450 00
13760 00
6226 47
100 00
288 00856 COMPTROLLERGENERALS REPORT
41 Supplies printed matter and stationery 300 00
44 Book value of ledger assets over market
value viz Bonds 205 00
50 Total lASS 00
51 Admitted assets 20252 74
VLiabilities
1 Losses and claims reported proofs not received 2380 17
18 Total unpaid claims and expenses of settlement 2380 17
21 Total unearned premiums 3653 12
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued 277 94
32 Advance premiums 100 per cent 1358 50
33 Other liabilities viz Taxes due or accrued 230 26
42 Total amount of all liabilities except capital 7899 99
44 Surplus over all liabilities 12352 75
46 Total liabilities 20252 74
MASSACHUSETTS BONDING AND INSURANCE COMPANY OF
BOSTON MASS
T J Falvey President John T Burnett Secretary
Home Office 7785 State Street Boston Mass
Eugene Dodd Atlanta Attorney for Service in Georgia
LCapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets December 31 of
previous year 1094580 77
Extended at 1094580 77
IIIncome
1 Gross premiums written and renewed during the year
Fidelity 24725868 surety 47170214 burglary and
theft 13433504 total 853295 86
2 Deduct reinsurance Fidelity 1289750
surety 3652635 burglary and theft
1683511 total 66258 96ComptrollerGenerals Report
857

3 Deduct premiums on policies cancelled
Fidelity 12564 surety 62284
burglary and theft 7958 total
4 Deduct premiums on policies not taken
Fidelity 3599134 surety 5157824
burglary and theft 3048228 total
828 06
118051 86
5 Total deductions Fidelity 4901448 surety
72743 burglary and theft 4739697 total
6 Net premiums Fidelity 19824420 surety 38297471
burglary and theft 8693807 total
24 Gross interest on bonds and dividends on
stocks less 131078 accrued interest
on bonds acquired during 1910
25 Gross interest on deposits in trust com
panies and banks
26 Gross interest from all other sources viz
Bills receivable 1985 miscellaneous
75 ets total
185138 88
668156 98
30539 21
2663 02
20 60
30 Total gross interest
37 Gross profit on sale or maturity of ledger assets viz
Bonds
33222 83
726 87
39 Total income 702262 18
IIIDisbursements
1 Gross amount paid for losses Fidelity 2189039 surety
3589806 burglary and theft 2206606 totali
2 Deduct reinsurance Fidelity 1002760
burglary and theft 298947 total
3 Deduct salvage Fidelity 757511 sur
ety 831892 burglary and theft
14210 total
4 Total deductions Fidelity 1760271
surety 831892 burglary and theft
313157 total
13017 07
16036 13
29053 20
5 Net amount paid policyholders for losses Fidelity 4
28768 surety 2757914 burglary and theft 18
93449 total
17 Investigation and adjustment of claims viz Surety
597311 fidelity 127611 burglary and theft
94477 total
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Surety 9516771 fidelity 4982601 burglary and
theft 2491678 total
79854 51
50801 31
8193 89
169909 50858
ComptrollerGenerals Eeport

28
29
32
35
36
37
42
43
44
45
46
47
48
53
Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Rents
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes Massachusetts fran
chise tax 147379 sundry State county municipal and
miscellaneous licenses and fees 116499 total
Legal expenses
Advertising
Printing and stationery
Postage telegraph telephone and express
Furniture and fixtures
Stockholders for interest or dividends amount declared
during the year 3000000 total
Other disbursements Expenses on salvage assets 13750
traveling 901867 underwriters boards tariff asso
ciations supplies and miscellaneous expenses 10
23654 total
Agents balances charged off
75290 26
35316 50
9124 19
6591 75
5968 71
2638 78
6353 36
5343 80
10583 46
10256 06
1723 82
30000 00
19392 71
94 41
56 Total disbursements 447582 51
IVLedger Assets
2 Mortgage loans on real estate first liensi
4 Book value of bonds
5 Gash in companys office
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz On
policies and renewals issued on or after
October 1 1910 Fidelity 4837158
surety 9384670 burglary aud theft
2121311 total
On policies or renewals issued prior to
October 1 3910 Fidelity 773152
surety 1525545 burglary and theft
339062 total
163431 39
26377 59
Total
25 Bills receivable
26 Other ledger assets viz
5000 00
966419 30
762 92
1777 45
185355 29
Advanced on contracts
189808 98
30 00
106 50
30 Ledger assets 1349260 44ComptbollebGeneeal s Eepobt
NonLedger Assets
859
32 35 37 43 9730 83 436 54
Interest accrued on banks deposits
10167 37

1359427 81
Deduct Assets Not Admitted

45
49
50
Bills receivable 30 00
Premiums in course of collection written
prior to October 11910 26377 59
Book value of ledger assets over market
value viz Bonds 1818730 ad
vanced on contracts 10650 bank de
posits at branch offices for expenses
58239 total 18876 19
Total
45283 78
55 Admitted assets 1314144 03
VLiabilities
2 Losses and claims reported or in process of adjustment
Fidelity 936800 surety 3978799 burglary and
theft 826220 total 57418 19
3 Losses and Claims resisted Fidelity 723205 surety
4873015 burglary and theft 300000 total 58962 20
21
Total Fidelity 1660005 surety 8851814 burglary
and theft 1126220 total
Deduct reinsurance Burglary and theft
Net unpaid claims except liability claims Fidelity 16
60005 surety 8851814 burglary and theft 9
81311 total
Estimated expenses of investigation and adjustment of
unpaid claims Fidelity 90000 surety 410000
burglary and theft 15000 total
Total unpaid claims and expenses of settlement Fidelity
1750005 surety 9261814 burglary and theft 9
96311 total
Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 52630127 un
earned premiums fifty per cent 263150 62
116380 39
1449 09
114931 30
5150 00
120081 30860
ComptrollerGenerals Beport
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 12729806
unearned premiums pro rata
72857 60
23 Total unearned premiums
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 State county and municipal taxes due or accrued
34 Eeturn premiums
35 Reinsurance
36 Advance premiums one hundred per cent
37 Other liabilities viz Due from salvage recovered on
risks reinsured 300490 less amount due from same
company 131146 total
46 Total amount of all liabilities except capital
47 Capital actually paid up in cash 500000 00
48 Surplus over all liabilities 278627 24
49 Surplus as regards policyholders
336008 22
45760 7S
8137 33
8500 00
60 28
11315 46
3959 98
1693 44
535516 79
778627 24
50 Total liabilities 1314144 03
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Fidelity 536193 surety 2169544 burglary and
theft 54466 total
Gross losses paid Burglary and theft
Gross losses incurred Fidelity 100000 surety 35000
total
27602 03
15 00
1350 00
THE METROPOLITAN CASUALTY INSURANCE CO OF NEW YORK
Eugene H Winslow President S Wm Burton Secretary
Home Office 47 Cedar St New York City
Henry M North Augusta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets December 31 of
previous 3ear 673075 29
Extended at
673075 2958 0 1 ass m jJl 1 2 3 4 5 6 7 22 23 26 32 38 1 2 3 4 5 ComptrollerGeneral s Report IIIncome Gross premiums unpaid December 31 last year Accident 1597450 health 430695 plate glass 8828645 total Gross premiums written and renewed during the year Accident 17109616 health 5443459 plate glass 69191135 total 861 108567 90 917442 10
Total Aecident 18707066 health 5874154 plate glass 780197 80 total 1026010 00 121370 33
Deduct gross premiums now in course of collection Accident 1795344 health 887663 plate glass 9454026 total
Entire premiums collected during the year Accident 16911722 health 4986491 plate glass 68565754 904639 67 122881 68
Deduct reinsurance return premiums and cancellations Accident 2823117 health 893007 plate glass

P 1 Net cash actually received for premiums Accident 14088605 health 4093484 plate glass 59993710 781757 99 24783 75 8 79
Interest on bonds and dividends on stock 23643 42

From all other sources viz Agents balances previously

till 806550 53 273904 33 4395 75
TILDisbursements Gross amount paid for losses Accident 5279744 health 886177 plate glass 21224512 total Deduct salvage and reinsurance Accident 112938 health 17142 plate glass 309495 total
it Net amount paid policyholders for losses Accident 5166806 health 869035 plate glass 20915017 269508 58 1536 58
Investigation and adjustment of claims Accident
Totals Accident 5320464 health 869035 plate 271045 16
11 fl
862
ComptrollerGenerals Report
14
19
20
21
22
23
24
27
28
29
30
31
32
37
38
39
40
41
42
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 6737634 health 2139354 plate glass
27060612 total
Stockholders for interest or dividends amount declared
during the year 20000
Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Medical examiners fees and salaries
Inspections other than medical
Rents
All other taxes licenses and insurance department fees
Legal expenses
Advertising
Printing and stationery
Postage and express
Furniture and fixtures
All other disbursements viz
Commercial agencies and underwriters
associations
Exchange on bank checks
Home office supplies
Premium on employees bond and safe de
posit vault
Agents balances charged off
2538 33
181 55
349 27
55 62
33 99
359376 00
20000 00
73178 93
11132 11
1262 25
10 00
7475 04
14898 89
1904 37
2643 51
4477 73
5169 07
979 92
Total
3158 76
46 Total disbursements
776711 74
IVLedger Assets
4 Book value of bonds excluding interest 43774275 and
book value of stocks 19052495 total 628267 70
5 Cash in companys office 376892 deposited in banks
7087746 total 74646 38
11 Ledger assets 702914 08
NonLedger Assets
13 Interest due 8000 and accrued 474414 on bonds
total
18 Market value not including interest in item 13 of bonds
and stocks over book value
19 Gross premiums in course of collection
viz On policies or renewals issued sub
4824 14
3549 80
ComptrollerGeneral s Report
863
sequent to October 1 1910 Accident
1774494 health 873663 plate glass
9349825 total 119979 82
On policies or renewals issued prior to
October 1 1910 Accident 20850
health 14000 plate glass 104201
total 1390 51
Total
121370 33
37 Gross assets 832658 35
Deduct Assets Not Admitted
43 Gross premiums in course of collection written prior to
October 1 1910
1390 51
51 Admitted assets 831267 84
VLiabilities
3 Losses and claims in process of adjustment Accident
336317 health 316000 plate glass 13398355
total
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
80052834 unearned premiums fifty per cent
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Accident 598448
health 295888 plate glass 3118652 total
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
31 Reinsurance
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 200000 00
44 Surplus over all liabilities 162413 32
20506 72
45 Surplus as regard policyholders
46 Total liabilities
20506 72
400264 17
40129 88
7474 87
478 88
468854 52
362413 32
831267 84
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Accident 514730 health 112731 plate
glass 145502 total
Gross losses paid Accident 806772 health 100677
plate glass 58536 total
7729 63
9659 85864 CompteollebGeneeals Beport
NATIONAL CASUALTY COMPANY OF DETROIT MICHIGAN
Wm G Curtis President V S Dewey Secretary
Home Office 422 Majestic Bldg Detroit Mich
A M Crosby Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets December 31 of
previous year 248352 52
3 Increase of paidup capital during the
year 100000 00
Extended at 348352 52
IIIncome
2 Gross premiums written and renewed during the year
Accident and health
4 Deduct gross premiums now in course of collection Ac
cident and health
758120 38
5695 32
5 Entire premiums collected during the year Accident and
health 758120 38
6 Deduct reinsurance return premiums and cancellations
Accident and health 26112 48
7 Net cash actually received for premiums
19 Policy fees required or represented by applications
20 Interest on mortgage loans 327 45
21 Interest on collateral loans 99 37
22 Interest on bonds and dividends on stock 8861 78
23 Interest on deposit 189 58
24 Interest from all other sources 12 4o
26 Total interest
32 From all other sources viz Gross interest by adjust
ment in book value of bonds 5000 of stocks 20000
total
732007 90
50455 00
9490 63
250 00
38 Total income 792203 53
IIIDisbursements
1 Gross amount paid for losses Accident and health 276379 69
2 Deduct salvage and reinsurance Accident and health 4048 63ComptrollerGenerals Report
865
3 Net amount paid polieyholders for losses Accident and
health
4 Investigation and adjustment of claims Accident and
health
14
18
19
20
21
22
24
27
28
29
30
31
32
33
37
Totals Accident and health
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health
Policy fees retained by agents
Stockholders for interest or dividends amount declared
during the year 11600000
Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Agents balances charged off
Rents
All other taxes licenses and insurance department fees
Legal expenses
Advertising
Printing and stationery
Postage and express
Furniture and fixtures
Loss on sale or maturity of ledger assets viz Bonds
All other disbursements viz General expenses 3
06064 traveling 808139 total
Total disbursements
272331 06
4572 20
276903 26
261034 65
50435 97
116000 00
46076 17
22418 96
1276 05
12880 46
16566 70
2465 46
3092 20
10308 26
9655 32
1356 48
794 83
11142 03
842406 80
IVLedger Assets
2 Mortgage loans on real estate first liens 3100 00
3 Loans secured by pledge of bonds stocks or other collat
erals 5950 00
4 Book value of bonds excluding interest 23237870 and
book value of stocks 2375000 total 256128 70
5 Cash in companys office 204588 deposited in banks
2308893 total 25134 81
7 Other ledger assets viz Agentsbalances secured 2140 42
8 On policies or renewals issued subsequent to October 1
1910 5695 32
11 Ledger assets 298149 25
NonLedger Assets
12 Interest due 12600 and accrued 2820
on mortgages 154 20
13 Interest accrued on bonds 3960 92866
ComptrollerGenerals Eeport
14 Interest due 2400 and accrued 6500
on collateral loans 89 00
15 Interest accrued on other assets 175 00
Total interest
34 Other nonledger assets viz Furniture and supplies
Deduct Assets Not Admitted
40 Furniture and fixtures supplies printed matter and
stationery
VLiabilities
1 Losses and claims reported proofs not received Acci
dent and health
2 Total
14 Deduct reinsurance
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
1048000 unearned premiums fifty per cent
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Accident and health
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
32 Advance premiums 100 per cent
33 Other liabilities viz State county and municipal taxes
due or accrued 1081000 estimated expenses of in
vestigation and adjustment of unpaid claims 50000
total
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 200000 00
44 Surplus over all liabilities 53013 35
4379 12
30000 00
37 Gross assets 332528 37
30000 00
51 Admitted assets 302528 37
27203 69
27203 69
822 50
26381 19
5240 00
1423 83
400 00
4760 00
11310 00
49515 02
45 Surplus as regards policyholders 253013 35
46 Total liabilities 302528 57
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Accident and health 6173 58
Gross losses paid Accident and health 3698 12ComptrollerGenerals Report
867
THE NATIONAL LIFE AND ACCIDENT INSURANCE COMPANY
OF NASHVILLE TENN
C A Craig President C R Clements Secretary
Home Office Seventh Ave and Union Sts Nashville Tenn
E V Moore Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 150000 00
2 Amount of ledger assets December 31 of
previous year 413609 10
Extended at
413609 10
IIIncome
1 Gross premiums unpaid December 31 last year Accident
and health
1381919 26
18 Total net cash actually received for premiums 1381919 26
19 Policy fees required or represented by applications 19689 00
20 Interest on mortgage loans 15501 06
21 Interest on collateral loans 3370 07
22 Interest on bonds and dividends on stock 1369 51
23 Interest on deposit 630 46
24 Interest from all other sources 23 28
26 Total interest
27 Profit on sale or maturity of ledger assets viz Profit
and loss account 229829 deposits by agents in lieu
of bond 388721 total
20894 38
6185 50
38 Total income 1428688 14
TilDisbursements
1 Gross amount paid for losses Accident and health 508481 24
2 Total 508481 24
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health 457656 20
19 Stockholders for interest or dividends amount declared
during the year 3750000 37500 0O
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 40953 45
21 Salaries traveling and all other expenses of agents not
paid by commissions 190451 81868 ComptrollerGenerals Eepoet
22 Medical examiners fees and salaries A
23 Inspections other than medical 6126 6
17576 50
24 Rents
26 Taxes on real estate and personalty
27 All other taxes licenses and insurance department fees 14961 06
1485 56
28 Legal expenses gg
29 Advertising
30 Printing and stationery iuubu
31 Postage and express
o 007 7
32 Furniture and fixtures uo
37 All other disbursements viz Municipal license 2
27860 general expenses 531147 profit and loss ac
count 98122 total DI
46 Total disbursements 1309810 75
IVLedger Assets
1 Book value of real estate unencumbered 3619 00
2 Mortgage loans on real estate first liens 347263 21
3 Loans secured by pledge of bonds stocks and other col
52578 40
laterals
4 Book value of bonds excluding interest 5043827 and
book value of stocks 100000 total 51488 27
5 Cash in companys office 355280 deposited in banks
7216619 total 75718
6 Bills receivable 200 00
7 Other ledger assets viz Agents net balance 84612
accounts 82250 total 1668 62
11 Ledger assets 532486 49
NonLedger Assets
12 Interest due 48866 and accrued 5
68976 on mortgages 6178 42
13 Interest accrued on bonds 354 17
14 Interest accrued on collateral loans 405 90
Total interest 6938 49
34 Other nonledger assets viz Furniture and fixtures 15335 84
37 Gross assets 554760 82
Deduct Assets Not Admitted
39 Bills receivable 200 00
40 Furniture and fixtures 15335 84ComptrollerGenerals Report
869
44 Book value of ledger assets over market
value viz Agents debit balance 2
02169 accounts 82250 hotel stock
50000 total 3344 29
Total
51 Admitted assets
18880 03
535880 79
VLiabilities
1 Losses and claims in process of adjustment Accident
and health 1278 00
2 Losses and claims resisted Accident and health 1774 93
3 Total 3052 93
4 Death losses life department 1124 59
5 Total unpaid claims and expenses of settlement
20 Gross premiums less reinsurance upon all unexpired
risks running more than one year from date of policy
3205922 unearned premiums pro rata
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Accident and health
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
32 Advance premiums 100 per cent
33 Other liabilities viz
34 Special disability reserve
35 Contingent reserve
36 Life element reserve
37 Deposits by agents in lieu of bond
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 150000 00
44 Surplus over all liabilities 93835 17
45 Surplus as regards policyholders
4177 52
1602 61
10758 86
19882 53
18847 14
15142 00
25000 00
172628 33
9579 63
46 Total liabilities
292045 62
243835 17
535880 79
Business in the State of Georgia During the Tear
Gross premiums received on risks written or renewed during
the year Accident and health 918 17
Gross losses paid Accident and health 784 69
870 ComptrollerGenerals Report
NEW YORK PLATE GLASS INSURANCE COMPANY OP NEW YORK
Major A White President J Carroll French Secretary
Home Office 42 Cedar Street New York
Coke S Davis Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
December 31st of previous year 922943 69
Extended at
IIIncome
922943 69
1 Gross premiums written and renewed during the year
Plate glass
2 Deduct reinsurance Plate glass 38733 91
3 Deduct return premiums on policies can
celled Plate glass 56054 71
4 Deduct premiums on policies not taken
Plate glass 48785 46
735765 19
5 Total deductions Plate glass
143574 OS
18 Net cash actually received for premiums Plate glass 592191 11
22 Interest on bonds and dividends on stock 31105 03
23 Interest on deposit 870 86
24 Interest from all other sources 63 50
26 Total interest and rents 41139 39
27 Profit on sale or maturity of ledger assets viz Stocks 508 87
32 Prom all other sources viz Agents balances previously
charged off
210 95
38 Total income 634050 32
IIIDisbursements
1 Gross amount paid for losses Plate glass 223918 60
2 Deduct salvage and reinsurance Plate glass 6203 79
3 Net amount paid policyholders for losses Plate glass 217714 81
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Plate glass 221115 39
19 Stockholders for interest or dividends amount declared
during the year 3200000 32000 00
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 57455 19ComptbollebGeneeals Eepobt
21 Salaries traveling and all other expenses of agents not
paid by commissions
24 Eents
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
37 All other disbursements viz Traveling expenses 2
60413 Underwriters Association 237518 miscella
neous expenses 66459 agents balances charged off
84565 total
46 Total disbursements
IVLedger Assets
4 Book value of bonds excluding interest 14749778 and
book value of stocks 67505469 total
5 Cash in companys office 368993 deposited in banks
2787656 total
7 Other ledger assets viz Gross premiums in course of
collection
11 Ledger assets
NonLedger Assets
13 Interest due and accrued on bonds 2291 50
19 Gross premiums in ceurse of collection viz
On policies or renewals issued subsequent
to October 1 1910 Plate glass 124573 92
On policies or renewals issued prior to Octo
ber 1 1910 Plate glass 3405 80
33 Totals 127 979 72
37 Gross assets 984390 18
Deduct Assets Not Admitted
43 Gross premiums in course of collection writ
ten prior to October 1 1910 3405 80
44 Book value of ledger assets over market
value viz Bonds and stocks 53142 47
56548 27
51 Admitted assets 927 41 91
8 71
4616 98
12908 19
15011 92
92 34
849 20
3251 59
3196 78
193 39
6489 55
574895 33
822552 47
31566 49
127979 72
982098 68
872 ComptrollerGenerals Report
VLiabilities
1 Losses and claims adjusted Plate glass 16381 8o
2 Losses and claims in process of adjustment Plate glass 5347 00
5 Totals 21728 85
15 Net unpaid claims except liability claims 21728 85
18 Total unpaid claims and expenses of settlement 21728 85
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 58538211 unearned pre
miums 50 per cent 292691 05
20 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 4488679
unearned premiums pro rata 23444 58
21 Total unearned premiums 31613o 63
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Plate glass 42104 63
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued 3500 00
27 Dividends due stockholders 8000 00
42 Total amount of all liabilities except capital 391469 11
43 Capital actually paid up in cash 200000 00
44 Surplus over all liabilities 336372 80
45 Surplus as regards policyholders u36372 80
46 Total liabilities 927841 91
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Plate glass 1749 12
Gross losses paid Plate glass 541 15
NATIONAL SURETY COMPANY OF NEW YORK N Y
William P Joyce President David W Armstrong Jr Secretary
Home Office 115 Broadway New York City
m A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 1500000 00ComptrollerGenerals Report
2 Amount of ledger assets December 31 of
previous year 4025555 68
3 Increase of paidup capital during the year 750000 00
873
Extended at 4775555 68
IIIncome
1 Gross premiums written and renewed during the year
Fidelity 137911427 surety 195031938 burglary
and theft 49012655 total
2 Deduct reinsurance return premiums and cancellations
Fidelity 28167367 surety 48928103 burglary and
theft 15079429 total
3 Net premiums Fidelity 109744060 surety 1461
03835 burglary and theft 33933226 total
20 Gross interest on mortgage loans 372 17
22 Gross interest on bonds and dividends on
stocks less 175945 accrued interest
on bonds acquired during 1910 108242 16
23 Interest on deposits in trust companies
and banks 10042 66
24 Interest from all other sources miscel
laneous 2191 57
25 Gross rents from companys property 6996 56
3819560 20
921748 99
26 Total interest and rents
27 Gross profit on sale or maturity of ledger assets viz
Real estate 64810 stocks 3750 total
31 Agency balances charged off
32 From all other sources viz Cash re
ceived from sale of 5000 share of capi
tal stock at 15000 per share excess
over par value 250000 00
36 Miscellaneous investigations etc 1083 01
127845 12
685 60
27 05
37 Total
251083 01
38 Total income
IIIDisbursements
1 Gross amount paid for losses Fidelity 40121337 sur
ety 47831523 burglary and theft 12982922 total 1009357 82
2 Deduct salvage and reinsurance Fidelity 15723920
surety 18077275 burglary and theft 1914834 total 357160 29874
ComptrollebGenebals Repobt
3 Net amount paid polieyholders for losses Fidelity 243
97417 surety 29754248 burglary and tiheft 110
68088 total 652197 53
4 Investigation and adjustment of claims Fidelity 50
48209 surety 3750136 burglary and theft 4
86675 total 92850 20
5 Totals Fidelity 29445626 surety 33504384 burg
lary and theft 11554763 total 745047 73
3 4 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Surety 27354342 fidelity 22793545 burglary and
theft 10363979 total 605118 66
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 321144 34
21 Salaries traveling and all other expenses of agents not
paid by commissions 117839 90
23 Inspections other than medical and claim 7916 75
24 Bents 35176 16
25 Repairs and expenses other than taxes on real estate 4884 41
26 Taxes on real estate 2002 10
State taxes on premiums 44201 93
27 All other taxes licenses and insurance department fees 21404 20
28 Legal expenses 4247 08
29 Advertising 23071 45
30 Printing and stationery 31849 63
31 Postage express telephone and telegraph 39287 76
32 Furniture and fixtures 8136 17
33 Gross loss on sale or maturity of ledger assets viz
Real estate 375869 bonds 6530 total 3823 99
37 All other disbursements viz
38 Stockholders for interest or dividends amount declared
during the year 34000000 339994 00
40 Exchange 1009 49
41 Profit and loss miscellaneous 206 64
42 Incidentals 30679 49
43 Traveling expenses 1287307 develop
ment 2182466 total 34697 73
44 Total 66593 35
44 Agents balances charged off 5 00
46 Total disbursements 2433279 85
IVLedger Assets
1 Book value of real estate unencumbered 15364308
encumbered 1100000 total 164643 08
2 Mortgage loans on real estate first liens 14000 00ComptrollerGeneral s Report 875
4 Book value of bonds excluding interest 210130297
and book value of stocks 86790888 total 2969211 85
5 Cash in companys office branch offices an d in course
of transmission 3975438 deposited in banks 1460
50347 total 1500257 85
5 Cash in city chamberlains office 1500000 in sus
pended banks 5139073 total 66320 73
7 Other ledger assets viz
8 Due from Excise Eeinsurance Commit
38846 76
9 Eeinsurance due on paid claims 44113 74
10 Advance on contracts 1684111 accounts
receivable 1348966 B B inspections
3433420 total 64664 97 147625 47

Total
11 Ledger assets
5619727 82
NonLedger Assets
12 Interest accrued on mortgages 141 71
13 Interest accrued on bonds 21612 77
15 Interest accrued from banks 2484 07 24238 55 2250 00

Total interest
17 Market value of real estate over book value
19 Gross premiums in course of collection
viz On policies or renewals issued
prior to October 1 1910 Fidelity
12796473 surety 27467586 burg
lary and theft 8617043 total 488811 02
On policies or renewals issued prior to
October 1 1910 Fidelity 5116039
surety 19435898 burglary and theft
364604 total 249165 41
Total 737976 43
37 Gross assets 5646216 37
Deduct Assets Not Admitted
43 Gross premiums in course of collection
written prior to October 1 1910 249165 41
44 Book value of ledger assets over market
value viz Accounts receivableI 501 70
46 Bonds and stocks 82121 96
46 Cash in suspended banks 25000 00876
CompteolleeGeneeals Repoet
47 Cash in branch offices
48 Sundry items
1086 13
19692 41
50 Total
VLiabilities
1 Losses and claims reported and in process of adjustment
Fidelity 26416332 surety 21441512 burglary and
theft 2278858 total
2 Losses and claims resisted Fidelity 39583712 surety
43088283 burglary and theft 1598617 total
377567 61
501367 02
578542 80
3 Total 1079909 82
4 Deduct reinsurance 297890 70
5 Net unpaid claims except liability claims
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 253202959 un
earned premiums fifty per cent
20 Gross premiums less reinsurance upon all
mi expired risks running more than one
year from date of policy 45612316
unearned premiums pro rata
1305266 67
267750 79
21 Total unearned premiums
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
subsequent to October 1 1910 viz Surety 5493517
fidelity 2559295 burglary and theft 1723408 total
at 20 per cent
25 State county and municipal taxes due or accrued
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
27 Dividends declared and unpaid to stockholders
30 Eeturn premiums
31 Reinsurance
32 Advance premiums 100 per cent
33 Other liabilities viz
34 Premiums unadjusted 20375 77
35 Bond and mortgage 8500 00
36 Munich Reinsurance Company real estate 1193 23
37 Empire State Surety Co real estate 6250 00
38 Metropolitan Surety Co 749 09
39 J S Farrell Co 3130 77
40 Draft drawn on company in transit 8504 31
41 Total
782019 12
1573017 46
97762 20
40000 00
4144 06
15018 00
6682 56
34253 02
3235 00
48703 17
42 Total amount of all liabilities except capital 2604834 59ComptrollerGenerals Report
43 Capital actually paid up in cash 1500000 00
44 Surplus over all liabilities 1163814 17
877
45 Surplus as regards policyholders 2663814 17
46 Total liabilities 5268648 76
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Fidelity 1543521 surety 1154816 burg
lary and theft 180092 total 28784 29
Gross losses paid Fidelity 636105 surety 390600 burg
lary and theft 13300 total 10400 05
NORTH AMERICAN ACCIDENT INSURANCE COMPANY OF
CHICAGO ILLINOIS
E C Walker President A E Forrest Secretary
Home Office 217 La Salle Street Chicago Illinois
Shepard Bryan Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year 682658 67
Extended at 682658 67
IIIncome
1 Gross premiums written and renewed during the year
Accident 1089183 38
2 Deduct reinsurance Accident 4875 64
3 Deduct return premiums on policies can
celled Accident 5294 28
4 Deduct premiums on policies not taken
Accident 59528 53
5 Total deductions Accident
69698 45
6 Net premiums Accident 1019484 93
20 Policy fees required or represented by applications 103415 00
22 Gross interest on mortgage loans less 542
accrued interest on mortgages acquired
during 1910 6205 22
23 Gross interest on collateral loans 2850 59878
ComptrollerGenerals Report
24 Gross interest on bonds and dividends on
stocks less 60128 accrued interest on
bonds acquired during 1910
26 Gross interest from all other sources viz
Advances to agents
30 Total gross interest and rents
1244 18
27 64
28926 35
39 Total income 1151826 28
IIIDisbursements
1 Gross amount paid for losses Accident
2 Deduct reinsurance Accident
341683 30
385 31
5
17
22
23
28
29
30
32
35
36
37
42
43
44
45
46
47
48
53
Net amount paid polieykolders for losses Accident
Investigation and adjustment of claims viz Accident
Policy fees waived or retained by agents
Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident
Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Medical examiners fees and salaries
Rents
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes viz Municipal licenses
and taxes
Legal expenses
Advertising
Printing and stationery
Postage telegraph telephone and express
furniture and fixtures
Stockholders for interest or dividends amount declared
during the year 4000000
Other disbursements viz Traveling expense 1043794
bank exchange 77347 incidental expense 692229
hospital fees 469545 total
Agents balances charged off
341297 99
5427 15
103415 00
399236 90
88612 41
15424 92
3346 88
12875 99
14757 32
14393 92
1380 02
940 11
1744 38
22005 25
15197 59
2566 91
40000 00
22829 15
4531 56
56 Total disbursements 1109983 45
IVLedger Assets
2 Mortgage loans on real estate first liens 143700 00
3 Loans secured by pledge of bonds stocks or other col
laterals 47400 00ComptrollerGenerals Report
879

Book value of bonds
Cash in companys office
Deposits in trust companies and banks not on interest
Deposits in trust companies and banks on interest
Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1910 Accident 27339 96
On policies or renewals issued prior to Octo
ber 1 1910 Accident 626 88
24
25
26
Totals
Bills receivable
Other ledger assets viz Cash in branch offices for cur
rent use
31 Interest due 4500 and accrued 202189
on mortgages t
32 Interest due 200000 and accrued 4
37331 on bonds
2066 89
6373 31
Total
40 Other nonledger assets viz Furniture and fixtures
43 Gross assets
453370 00
1037 87
9629 25
34744 54
27966 84
5755 90
897 10
30 Ledger assets 724501 50
NonLedger Assets
8701 83
10930 78
744134 11
Deduct Assets Not Admitted
45 Bills receivable
46 Furniture and fixtures
49 Premiums in course of collection written
prior to October 1 1910
50 Book value of ledger assets over market
value viz Bonds
55 Admitted assets
I 5755 90 10930 78 626 88 5369 30
22682 86
721451 25
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident i
3 Losses and claims resisted Accident
41747 73
8310 00
4 Total losses and claims Accident 50057 73880
ComptrollerGenerals Report
6 Net unpaid claims except liability claims Accident 50057 73
7 Estimated expenses of investigation and adjustment of un
paid claims Accident 500 00
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 21268868 un
earned premiums fifty per cent
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 450000 un
earned premiums pro rata
106344 34
4335 00
23 Total unearned premiums
24 Commissions brokerage and other charges due or to become
due to agents or brokers on policies issued on or after
October 1 1910 viz Accident
29 Salaries rents expenses bills accounts fees etc due or
accrued
30 State county and municipal taxes due or accrued
36 Advance premiums one hundred per cent
46 Total amount of all liabilities except capital
47 Capital actually paid up in cash 200000 00
48 Surplus over all liabilities 309061 57
49 Surplus as regards policyholders
50 Total liabilities
50557 73
110679 34
8201 98
1343 03
15000 00
26607 60
212389 68
509061 57

721451 25
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident
Gross losses paid Accident
Gross losses incurred Accident
16393 27
7407 74
10760 23
THE OCEAN ACCIDENT AND GUARANTEE CORPORATION LIMITED
OF LONDON ENGLAND

American Head Office 59 John Street New York City New York
Oscar Ising General Manager for the United States
Wm R Mearns Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of deposit capital 250000 00ComptrollerGenerals Report
881
2 Amount of ledger assets as per balance
December 31 of previous year 3950011
Extended at 3950011 08
IIIncome
1 Gross premiums written and renewed during the year
Accident 38844852 health 9245639 liability 2
38393014 fidelity 1993627 plate glass 5039003
steam boiler 10079392 burglary and theft 265
40177 credit 58578524 auto property damage
18338336 workmens collective 4398954 total
2 Deduct reinsurance Accident 3309408
health 17147 liability 228973
fidelity 28833 steam boiler 708582
burglary and theft 4069907 total 83628 50
3 Deduct return premiums on policies can
celled Accident 2105860 health
394068 liability 18061654 fidelity
106039 plate glass 395167 steam
boiler 1092091 burglary and theft
1401079 credit 434510 auto prop
erty damage 2454793 workmens col
lective 162201 total 266074 62
4 Deduct premiums on policies not taken
Accident 5333448 health 1799681
liability 29073974 fidelity 39807
plate glass 580907 steam boiler 16
29486 burglary and theft 3233975
credit 387500 auto property damage
2818491 workmens collective 3
09820 total 452070 89
5
Total deductions Accident 10748716 health 22
10896 liability 47364601 fidelity 174679 plate
glass 976074 steam boiler 3430159 burglary and
theft 8704961 credit 822010 auto property dam
age 5273284 workmens collective 472021 total
4114515 18
801774 01
22
24
Net premiums Accident 28096136 health 7034743
liability 191028413 fidelity 1818948 plate glass
4062929 steam boiller 6649233 burglary and
theft 17835216 credit 57756514 auto property
damage 13065052 workmens collective 3926933
total 3312741 17
Gross interest on mortgage loans 9000 00
Gross interest on bonds and dividends on
stocks less 528792 accrued interest on
bonds acquired during 1910 128518 28882
ComptrollerGenerals Report
25 Gross interest on deposits in trust com
panies and banks 3409 64
28 Gross interest on notes received for pre
miums 1352 96
30 Total gross interest and rents 142280 88
39 Total income 3455022 05
IIIDisbursements
1 Gross amount paid for losses Accident 16833752
health 2664058 liability 69996588 fidelity
35671 plate glass 1391497 steam boiler 522810
burglary and theft 5960946 credit 26371086 auto
property damage 5508141 workmens collective 21
88114 total 1314726 63
2 Deduct reinsurance Accident 3159946
health 6784 liability 7500 steam
boiler 270231 burglary and theft
2352427 total 57968 88
3 Deduct salvage Fidelity 22400 bur
glary and theft 13465 credit 82
72729 total 83085 94
4 Total deduction Accident 3159946 health 6784
liability 7500 fidelity 22400 steam boiler 2
70231 burglary and theft 2365892 credit 82
72729 total 141054 82
5 Net amount paid policyholders for losses Accident
13673806 health 2657274 liability 69989088
fidelity 13271 plate glass 1391497 steam boiler
252579 burglary and theft 3595054 credit 180
98357 auto property damage 5508141 workmens
collective 2188114 total 1173671 81
17 Investigation and adjustment of claims viz Accident
1729174 health 376270 liability 20584858
fidelity 45487 plate glass 195013 steam boiler
334761 burglary and theft 1049119 credit 16
56170 auto property damage 839087 workmens
collective 186965 total 269969 04
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 10221150 health 2379254 liability
42148893 fidelity 427655 plate glass 1434732
steam boiler 1754924 burglary and theft 5173699
credit 11200651 auto property damage 3065473
workmens collective 805543 total 786119 74ComptrollerGenerals Report
883
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 169340 90
29 Salaries traveling and all other expenses of agents not
paid by commissions 67477 60
31 Inspections other than medical and claim 45963 76
32 Rents 23912 38
35 State taxes on premiums 51778 74
36 Insurance department licenses and fees 3887 33
37 All other licenses fees and taxes viz Agents licenses
271468 city and county taxes on premiums 256822
publication fees 62300 total 5905 90
42 Legal expenses 599 32
43 Advertising 9466 20
44 Printing and stationery 19343 47
45 Postage telegraph telephone and express 10081 42
46 Furniture and fixtures 20786 82
48 Other disbursements viz Surety bonds 5321 publica
tion subscriptions 31732 auditors fees 250000
discount and exchange 82361 home office reinsurance
fund 2256568 general expenses 716378 interest
on investments and dividends to home office 169
32445 total 202748 05
53 Agents balances charged off 8594 15
56 Total disbursements 2869646 63
IVLedger Assets
2 Mortgage loans on real estate first liens 150000 00
4 Book value of bonds 3824299 64
6 Deposits in trust companies and banks not on interest 14418 59
7 Deposits in trust companies and banks on interest 105917 99
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1910 Accident 3725384
health 1371466 liability 27449903
fidelity 86715 plate glass 746454
steam boiler 1205789 burglary and
theft 2557679 automobile property
damage 1703566 workmens collec
tive 311106 total 391580 62
On policies or renewals issued prior to Octo
ber 1 1910 Accident 148956 health
38381 liability 3409273 fidelity
26982 plate glass 22218 steam
boiler 35465 burglary and theft
63592 automobile property damage
50890 workmens collective 15885
total 38116 42
24 Total
429697 04884
ComptrollerGenerals Beport
25 Bills receivable
26 Other ledger assets viz Premium notes
3278 24
7775 00
30 Ledger assets 4535336 50
NonLedger Assets
31 Interest on mortgages
32 Interest on bonds
1500 00
44976 20
Total
43 Gross assets
46476 20
Deduct Assets Not Admitted
4581862 70
45 Bills receivable 3278 24
49 Premiums in course of collection written
prior to October 1 1910 38116 42
50 Book value of ledger assets over market
value 125134 64
166529 30
55 Admitted assets 4415333 40
VLiabilities
1 Losses and claims adjusted Credit on
policies expiring prior to Oct 1910
2 Losses and claims reported or in process
of adjustment 4821500 health 4
22500 fidelity 82000 plate glass 1
66000 steam boiler 277000 burglary
and theft 2216400 credit 280000
auto property damage 1654500
workmens collective 363400 total
3 Losses and claims resisted Accident 7
45000 burglary and theft 60000 auto
property damage 42500 total
10395 00
102833 00
8475 00
4 Total losses and claims Accident 5566500 healtih
422500 fidelity 82000 plate glass 166000
steam boiler 277000 burglary and theft 2276400
credit 1319500 auto property damage 1697000
workmens collective 363400 total
5 Deduct reinsurance Accident 551000 burglary and
theft 729400 total
121703 00
12804 00CompteollebGeneeals Repoet
885
6 Net unpaid claims except liability claims Accident
5015500 health 422500 fidelity 82000 plate
glass 166000 steam boiler 277000 burglary and
theft 1547000 credit 1319500 auto property
damage 1697000 workmens collective 363400
total 10889900
7 Estimated expenses of investigation and adjustment of
unpaid claims Accident 700000 plate glass
10000 steam boiler 10000 burglary and theft 2
50000 auto property damage 250000 workmens
collective 20000 total 12400 00
8 Total losses and claims Accident 5715500 health
422500 fidelity 82000 plate glass 176000 steam
boiler 287000 burglary and theft 1797000 credit
1319500 auto property damage 1947000 work
mens collective 383400 total 121299 00
17 Special reserve for unpaid liability losses 932301 09
18 Special reserve for credit losses on policies expiring in
October November and December 1910 being fifty
per cent of 19197792 gross premiums received on
said policies less 2602416 paid during said months
on losses under said policies 69964 80
18a Additional reserve for credit losses expiring December
31st 1910 5500000
19 Special reserve for accrued losses on credit policies in
force December 31st 1910 being 50 per cent of 254
87362 earned premiums on said policies 174702 70
20 Total unpaid claims and expenses of settlement 1306001 70
21 Gross premiums less reinsurance upon
all unexpired risks running one year
or less from date of policy 2066
64751 unearned premiums fifty per
cent 1016285 38
22 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 534
60986 unearned premiums pro rata 309986 46
23 Total unearned premiums
24 Commissions brokerage and other charges due or to
become due to agents or brokers on policies issued on
or after October 1 1910 viz Accident 1348216
health 490985 liability 6028056 fidelity 20395
plate glass 275889 steam boiler 325563 burglary
and theft 745308 auto property damage 413285
workmens collective 62719 total
29 Salaries rents expenses bills accounts fees etc due
or accrued
1326271 84
97104 16
4000 00886
ComptrollerGenerals Report
30 State county and municipal taxes due or accrued 53000 00
36 Advance premiums one hundred per cent 3210 00
38 Additional voluntary reserve for contingencies 250000 00
39 Special voluntary contingency fund 100000 00
46 Total amount of all liabilities except capital 3139587 70
49 Surplus as regards policyholders 1275745 70
50 Total liabilities 4415333 40
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 381579 health 92917 liability 15
39367 fidelity 243677 plate glass 15957 steam
boiler 67970 burglary and theft 257843 credit
1467500 automobile property damage 178202
workmens collective 798551 total 50435 63
Gross losses paid Accident 603303 health 54409
liability 933429 fidelity 35563 plate glass 2911
steam boiler 1250 buTglary and theft 9201 credit
1519139 automobile property damage 114914
workmens collective 464426 total 37385 45
Gross losses incurred Accident 487443 health 69409
liability 744929 fidelity 21163 plate glass 2911
steam boiler 1250 burglary and theft 8201 credit
1489139 automobile property damage 114914
workmens collective 415826 total 33551 85
PACIFIC MUTUAL LIFE INSURANCE COMPANY OF CALIFORNIA
Geo I Cochran President c I D Moore Secretary
Home Office Corner Sixth and South Olive Sts Los Angeles Cal
ICapital Stock
1 Amount of capital stock
paid up in cash 1000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 585517 49
Extended at 585517 49
IIIncome
1 Gross premiums written and renewed during the year Acci
dent 154409348 health 22414506 total 1768238 54ComptbolleeGeneeals Eepoet
887
2 Deduct reinsurance Accident 1903597
health 815827 total
3 Deduct return premiums on policies can
celled Accident 1611214 health 4
64670 total
4 Deduct premiums on policies not taken
Accident 32536101 health 52
62969 total
27194 24
20758 84
377990 70
5 Total deductions Accident 36050912 health 65
43466 total
425943 78
6 Net premiums Accident 118358436 health 158
71040 total
20 Policy fees required or represented by applications
22 Gross interest on mortgage loans 1524 45
24 Gross interest on bonds and dividends on
stocks less 3750 accrued interest on
bonds acquired during 1910
25 Gross interest on deposits in trust com
panies and banks 225 33
62910 00
13712 50
30 Total gross interest and rents
36 From agents balances previously charged off
15462 28
1710 25
39 Total income 1422377 29
IIIDisbursements
1 Gross amount paid for losses Accident 43760825
health 10465255 total 542260 80
2 Deduct reinsurance Accident 1273403 health 1
34583 total 14079 86
5 Net amount paid policyholders for losses Accident
42487422 health 10330672 total
17 Investigation and adjustment of claims viz Accident
427670 health 106917 total
22 Policy fees retained by agents
23 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes viz Accident 35971417 health 5477751
total
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
29 Salaries traveling and all other expenses of agents not
paid by commissions
30 Medical examiners fees and salaries
31 Inspections other than medical and claim
528180 94
5345 87
62910 00
414491 68
80991 09
19860 87
14489 67
1081 18888
ComptrollerGeneral s Report
32 Rents including 600000 for companys occupancy of its
own buildings 13698 97
35 State taxes on premiums 16088 06
36 Insurance department licenses and fees 3055 38
37 All other licenses fees and taxes viz Franchise tax
Federal income tax taxes personal property city and
municipal licenses 3543 05
42 Legal expenses 2063 79
43 Advertising 5577 22
44 Printing and stationery 16259 73
45 Postage telegraph telephone and express 11084 78
46 Furniture and fixtures 2310 38
47 Stockholders for interest or dividends amount declared
during the year 8000000 80000 00
48 Other disbursements viz Dividends to policyholders
14326 general expenses 517735 interest paid
Munich ReInsurance Company on reserve 15791
total 5478 52
53 Agents balances charged off 6053 13
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds 380 00
56 Total disbursements 1292944 31
IVLedger Assets
2 Mortgage loans on real estate first liens 66000 00
4 Book value of bonds 273414 40
5 Cash in companys office 1583268 in transit 27
45269 total 43285 37
6 Deposits in trust companies and banks not on interest 9394 42
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1910 Accident 27625930
health 4364548 total 319904 78
On policies or renewals issued prior to
October 1 1910 Accident 138040
health 157110 total 2951 50
24 Total 322856 28
30 Ledger assets 714950 47
NonLedger Assets
31 Interest on mortgages 665 33
32 Interest on bonds 5016 66
Total 5681 99ComptrollerGenerals Report
889
39
40
Market value not including interest in item 32 of
bonds and stocks over book value 4349 60
Other nonledger assets viz Reinsurance due on ac
count of claims 1807 03
Gross assets 727289 09
Deduct Assets Kot Admitted
49 Premiums in course of collection written prior to October
1 1910
Admitted assets life department 20047657 71
55 Total admitted assets
VLiabilities
2951 50
20771995 30
2
Losses and claims reported or in process
of adjustment Accident 3521300
health 497000 total
Losses and claims resisted Accident
40183 00
23052 00
Total Accident 5826500 health 497000 total
Deduct reinsurance Accident
20
21
23
24
29
Net unpaid claims except liability claims Accident
5426500 health 497000 total
Estimated expenses of investigation and adjustment of
unpaid claims Accident 140000 health40000
total
Total unpaid claims and expenses of settlement
Gross premiums less reinsurance upon all
unexpired risks running one year or
less from date of policy 99821348
unearned premiums fifty per cent 499106 74
Total unearned premiums
Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Accident 8968388
health 1416732 total
Salaries rents expenses bills accounts fees etc due
or accrued
63235 00
4000 00
59235 00
1800 00
61035 00
499106 74
103851 20
471 96890
ComptrollerGenerals Keport
30 State county and municipal taxes due or accrued
36 Advance premiums one hundred per cent
19500 00
8697 53
44 Total amount liabilities accident dept 692662 43
45 Total liabilities life dept 18354345 78
46 Total amount of all liabilities except capital 19047008 21
47 Capital actually paid up in cash 1000000 00
48 Surplus over all liabilities 724987 09
49 Surplus as regards policyholders 1724987 09
50 Total liabilities 20771995 30
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 2426687 health 1080318 total 35070 05
Gross losses paid Accident 833428 health 636093
total 14695 21
Gross losses incurred Accident 847428 health 667593
total 15150 21
lLXINSULAR CASUALTY COMPANY OF JACKSONVILLE FLORIDA
D V Fletcher President p D Cassidey Secretary
Home Office Bisber Building Jacksonville Florida
Win A Wright Atlanta Attorney for Service in Georgia
1Capital Stock
1 Amount of capital paid up in cash 125000 00
Extended at 125000 00
IIIncome
2 Gross premiums written and renewed during the year
Accident and health 1061287 plate glass 75647
burglary and theft 39063 workmens collective
1305420 indemnity sick benefit 20762329 total 232437 46
3 Total Accident and health 1061287 plate glass
75647 burglary and theft 39063 workmens col
lective 1305420 indemnity sick benefit 20762329
total 232437 46
4 Deduct gross premiums now in course of collection Acci
dent and health 182075 plate glass 32191 burComptrollerGenerals Report
891
glary and theft 11500 workmens collective 2
55645 indemnity sick benefit 437060 total
5 Entire premiums collected during the year Accident
and health 878612 plate glass 43456 burglary
and theft 27563 workmens collective 1049775
indemnity sick benefit 20325269 total
6 Deduct reinsurance return premiums and cancellations
Accident and health 355101 plate glass 4701 bur
glary and theft 1500 workmens collective 10055
indemnity sick benefit 26092 total
7 Net cash actually received for premiums Accident and
health 523511 plate glass 38755 burglary and
theft 26063 workmens collective 1039720 indem
nity sick benefit 20299177 total
20 Interest on mortgage loans 535 17
21 Interest on collateral loans 82 29
22 Interest on bonds and dividends on stock 1215 00
23 Interest on deposit 48 00
25 Gross rents from companys property 152 62
26 Total interest and rents
32 From all other sources viz
Paid in by stockholders
9190 71
223246 75
3974 49
219272 26
2033 08
42763 27
38 Total income 389068 61
TilDisbursements
1 Gross amount paid for losses Accident 43559 health
25279 plate glass 19050 burglary and theft 110
workmens collective 533041 indemnity sick benefit
8140135 total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 166775 plate glass 13202 burglary and
theft 7184 workingmens 266790 total
19 Stockholders for interest or dividends
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
22 Medical examiners fees and salaries
23 Inspections other than medical
24 Eents
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
87629 74
4539 51
7515 00
7716 74
94397 35
33 00
3 00
3707 10
1844 26
1021 60
1519 80
6399 25
1513 15892
CompteolleeGeneeals Eepoet
32 Furniture and fixtures
33 Loss on sale or maturity of ledger assets viz Stocks
37 All other disbursements viz Industrial debits pur
chased 188239 213368 215000 expense general
418609 total
46 Total disbursements
5188 94
4638 63
10352 16
23S019 23
IVLedger Assets
1 Book value of real estate 4984 25
2 Mortgage loans first liens 22313 92
3 Loans secured by pledge of bonds stocks or other col
laterals 2500 00
4 Book value of bonds excluding interest 8571000 and
book value of stocks 642850 total 92138 50
5 Gash in companys office 251129 deposited in banks
2175018 total 24261 45
7 Other ledger assets viz Due from agents 4851 26
11 Ledger assets 151049 38
NonLedger Assets
12 Interest on mortgages
13 Interest on bonds
14 Interest on collateral loans
15 Interest on other assets
442 00
1296 25
45 56
217 50
Total
17 Market value of real estate over book value
18 Market value not including interest in item 13 of
bonds and stocks oyer book value
19 Gross premiums in course of collection viz On policies
or renewals issued subsequent to October 1 1910
Accident and health 182675 plate glass 32191
burglary and theft 11500 workmens collective 2
55645 industrial sick benefit 437060 total
34 Other nonledger assets viz Furniture and fixtures
518894 stationery and supplies 639925 total
2001 31
1665 75
101 50
9190 71
11588 19
37 Gross assets 175596 84
Deduct Assets Not Admitted
40 Furniture and fixtures
41 Supplies printed matter and stationery
518894
6399 25
Total
11588 19ComptrollebGenebals Repobt
893
VLiabilities
19 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 1070340 un
earned premiums 50 per cent
5351 70
21 Total unearned premiums
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued
subsequent to October 1 1910 viz Accident 73070
plate glass 12876 burglary and theft 4600 work
men s collective 76694 total
33 Other liabilities viz Reserve on industrial sick benefit
policies
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 125000 00
44 Surplus over all liabilities 22110 99
45 Surplus as regards polieyholders
46 Total liabilities
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Accident and health 27575 workmens
collective 243262 total
Gross losses paid Workmens collective
5351 70
1672 40
9873 56
16897 66
147110 99
164008 65
2708 37
1196 44
THE PENNSYLVANIA CASUALTY COMPANY OF PENNSYLVANIA
Thomas E Jones President George P Coar Secretary
Home Office Corner of Linden St and Jefferson Ave Scranton Penn
Boyd Perry Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year 661532 63
Extended at 661532 63894
ComptrollerGenerals Report
ITIncome

1 Gross premiums written and renewed during the year
Accident 18284980 health 9794498 liability
43102429 plate glass 13553933 steam boiler 14
72459 auto property damage 374354 workmens
collective 652901 total 872355 54
2 Deduct reinsurance Accident 421037
health 155810 liability 254062
total 8336 84
3 Deduct return premiums on policies can
celled Accident 425525 health 2
16783 liability 2434981 plate glass
1346273 steam boiler 55318 auto
property damage 1945 workmens col
lective 34562 total 45153 87
4 Deduct premiums on policies not taken
Accident 2445458 health 1334191 liability 83
31732 plate glass 1663080 steam
boiler 323710 auto property damage
53872 workmens collective 91375
total 142434 18
5 Total deductions Accident 3292020 health 17
06784 liability 11020775 plate glass 3009353
steam boiler 381803 auto property damage 55817
workmens collective 125937 total
i Net premiums Accident 14992960 health 8087714
liability 32081654 plate glass 10544580 steam
boiler 1090656 auto property damage 318537
workmens collective 526964 total
20 Policy fees required or represented by applications
21 Inspections
22 Gross interest on mortgage loans
23 Gross interest on collateral loans
24 Gross interest on bonds and dividends on
stocks less 49167 accrued interest on
bonds acquired during 1910
25 Gross interest on deposits in trust com
panies and banks
26 Gross interest from all other sources viz
Notes receivable
29 Cross rents from companys property in
cluding 289342 for companys occu
pancy of its own buildings
30 Total gross interest and rents
183 47
632 30
15481 42
344 11
52 80
2893 42
195924 89
676430 65
9584 00
203 34
19587 52CompteollebGeneeal s Eepobt
895
37 Gross profit on sale or maturity of ledger assets viz
Bonds 10000 stocks 95325 total
1053 25
39 Total income 706858 76
IIIDisbursements
1 Gross amount paid for losses Accident 5414277
health 3074228 liability 12432304 plate glass
5243364 steam boiler 18525 auto property dam
age 54895 workmens collective 123634 total
2 Deduct reinsurance Accident 115106
health 121786 total 2368 92
3 Deduct salvage Plate glass 680 00
4 Total deduction Accident 115106 health 121786
Plate glass 68000 total
5 Net amount paid policyholders for losses Accident
5299171 health 2952442 liability 12432304
plate glass 5175364 steam boiler 18525 auto
property damage 54895 workmens collective 1
23634 total
17 Investigation and adjustment of claims viz Accident
381981 health 65606 liability 4651367 plate
glass 7220 workmens collective 20000 total
22 Policy fees retained by agents
23 Commission or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 4791085 health 2504412 liability 83
84476 plate glass 3710738 steam boiler 266836
auto property damage 92331 workmens collective
127906 total
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
29 Salaries traveling and all other expenses of agents not
paid by commissions
30 Medical examiners fees and salaries
31 Inspections other than medical and claim
32 Bents including 289342 for companys occupancy of its
own buildings
33 Eepairs and expenses other than taxes on real estate
34 Taxes on real estate
35 State taxes on premiums
36 Insurance department licenses and fees
37 All other licenses fees and taxes viz Tax on capital
stock
42 Legal expenses
43 Advertising
44 Printing and stationery
263612 27
3048 92
260563 35
51261 74
9584 00
198777 84
47159 64
26701 07
1005 31
11597 39
7148 40
2325 16
770 58
10316 16
4710 77
1200 00
1613 54
3895 05
7076 08896
ComptrollerGenerals Report
45 Postage telegraph telephone and express
46 Furniture and fixtures
47 Stockholders for interest or dividends amount declared
during the year 800000
48 Other disbursements viz Adjustment of interest
11052 general expense 319121 dividends to policy
holders 28081 total
53 Agents balances charged off
54 Gross loss on sale or maturity of ledger assets viz
Bonds
5280 64
1221 43
8000 00
3582 54
2038 49
607 50
56 Total disbursements 666436 74
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate first liens
3 Loans secured by pledge of bonds stocks or other col
laterals
4 Book value of bonds 36596170 and stocks 1218700
total
5 Cash in companys office
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1910 Accident 1262516
health 886688 liability 9872050
plate glass 1469439 steam boiler 1
90975 automobile property damage
6407 workmens collective 351068
total 140391 43
On policies or renewals issued prior to
October 1 1910 Accident 148807
health 65783 liability 429202
plate glass 214856 steam boiler
31120 workmens collective 1
26209 total 10159 77
24 Totals
25 Bills receivable
26 Other ledger assets viz Agents accounts
77143 89
5005 00
15238 20
378148 70
1206 55
30481 87
21448 84
150551 20
736 50
21993 90
30 Ledger assets 701954 65
NonLedger Assets
31 Interest on mortgages
32 Interest on bonds
60 00
2804 03CompteolleeGeneeals Eepoet
897

iil

33 Interest on collateral loans
34 Interest on other assets viz Bonds
141 67
201 53
Total 3207 23
38 Market value of real estate over book value 7664 56
39 Market value not including interest in item 31 of
bonds and stocks over book value 500 50
43
Gross assets 713326 94
Deduct Assets Not Admitted
45 Bills receivable 736 50
49 Premiums in course of collection written
prior to October 1 1910 10159 77
50 Book value of ledger assets over market
value viz Bonds 2928000 agents
accounts 2199390 total 51273 90
Total
55 Admitted assets
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 982000 health 324200 plate glass 3
79600 workmens collective 31600 total
5 Deduct reinsurance Accident 2500 health 35000
total
6 Net unpaid claims except liability claims Accident
979500 health 289200 plate glass 379600
workmen s collective 31600 total
7 Estimated expenses of investigation and adjustment of
unpaid claims Accident 70000 health 30000
total
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 43839329
unearned premiums 50 per cent 219196 65
22 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 3840400
unearned premiums pro rata 14853 92
62170 17
651156 77
17174 00
375 00
16799 00
1000 00
8 Total Accident 1049500 health 319200 plate glass
379600 workmens collective 31600 total 17799 00
17 Special reserve for unpaid liability losses 74042 88
91841 88
23 Total unearned premiums
234050 57898
ComptrollebGenebals Repoet
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Accident 474972
health 283336 plate glass 393772 steam boiler
53338 auto property damage 2958 workmens col
lective 146082 total
29 Salaries rents expenses bills accounts fees etc due
or accrued
30 State county and municipal taxes due or accrued
37 Other liabilities viz Reserve for premium dividends
46 Total amount of all liabilities except capital
47 Capital actually paid up in cash 200000 00
48 Surplus over all liabilities 74466 70
49 Surplus as regards policyholders
50 Total liabilities
40636 56
1000 00
7000 00
2161 06
376690 07
274466 70
651156 77
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 406660 health 265406 liability 6
43823 plate glass 404280 automobile property
damage 6395 total 17265 64
Gross losses paid Accident 69801 health 99425 liabil
ity 529695 plate glass 240315 automobile prop
erty damage 31500 total 9707 36
Gross losses incurred Accident 69801 health 99425
liability 529695 plate glass 240315 automobile
property damage 31500 total 9707 36
PREFERRED ACCIDENT INSURANCE COMPANY OF NEW YORK
Kimball C Atwood President Wilfred C Potter Secretary
Home Office 290 Broadway New York N Y
Roby Robinson Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 350000 00
2 Amount of ledger assets as per balance
December 31st of previous year 2103728 40
Extended at 2103728 40ComptrollerGenerals Report
899
IIIncome
Gross premiums written and renewed dur
ing the year Accident 129451669
health 32249988 total 1617016 57
22
23
24
Total Accident 129451669 health 32249988
total
Entire premiums collected during the year Accident
129451669 health 32249988 total
Deduct reinsurance return premiums and cancellations
Accident 16464184 health 5914434 total
Net cash actually received for premiums Accident
112987485 health 26335554 total
Interest on bonds and dividends on stock 60463 34
Interest on deposit 6923 10
Interest from all other sources viz
Agency account W A Ogden 240 00
1617016 57
1617016 57
223786 18
26 Total interest and rents 67626 44
38 Total income 1460856 83
IIIDisbursements
Gross amount paid for losses Accident 45988710
health 8705113 total 546938 23
Deduct salvage and reinsurance Accident 18990 51
3 Net amount paid policyholders for losses Accident
44089659 health 8705113 total 527947 72
4 Investigation and adjustment of claims Accident 11
81476 health 295368 total 14768 44
5 Totals Accident 45271135 health 9000481 total 542716 16
14 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 35260259 health 7419998
total 426802 57
19 Stockholders for interest or dividends amount declared
during the year 8400000 84000 00
20 Salaries fees and all other compensation of officers di
rectors trustees and liome office employees 124266 86
21 Salaries traveling and all other expenses of agents not
paid by commissions 31207 93
22 Medical examiners fees and salaries 13912 47
23 Inspections other than medical 932 40
24 Rents 16509 28900
ComptrollerGenerals Report
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express and telegraph and telephone
32 Furniture and fixtures
33 Loss on sale or maturity of ledger assets viz Bonds
37 All other disbursements viz Bank exchange 100448
bureau of publicity 37000 repairs laundry spring
water examining securities ice notary 75470 di
rectory porters wedding present Int Assn inspection
of election all other petty expenses 47797 total
28990 30
5455 29
6084 21
7853 27
7618 17
827 78
288 61
2607 15
46 Total disbursements
IVLedger Assets
4 Book value of bonds excluding interest 156590683
and book value of stocks 21509436 total 1781001 19
5 Cash in companys office 98341 deposited in banks
24206007 total 243043 48
6 Bills receivable 516 96
7 Other ledger assets viz Premiums in course of collec
tion 22973226 advance to agents 1021889 total 239951 15
11 Ledger assets 2264512 78
NonLedger Assets
13 Interest on bonds
19 Gross premiums in course of collection
viz On policies or renewals issued
subsequent to October 1910 Acci
dent 15517475 health 3879368
total
On policies or renewals issued prior to
October 1 1910 Accident 2861107
health 715276 total
14857 65
193968 43
35763 83
Total
229732 26
37 Gross assets 2279370 43
Deduct Assets Not Admitted
39 Bills receivable 516 96
43 Gross premiums in course of collection
written prior to October 1 1910 35763 83ComptrollerGenerals Report
901
44 Book value of ledger assets over market
value viz Bonds 10871270 ad
vances to agents 1021889 total 118931 59
Total
51 Admitted assets
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 5088199 health 1579908 total
4 Losses and claims resisted Accident
155212 38
2124158 05
66681 07
6725 00
15 Net unpaid claims except liability claims
73406 07
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 125148458 un
earned premiums 50 per cent 625742 29
73406 07
21 Total unearned premiums
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1910 viz Accident 3873633
health 1250037 total
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
27 Dividends due stockholders
31 Reinsurance
32 Advance premiums 100 per cent
33 Other liabilities viz Reserve for contingent installment
policies claims
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 350000 00
44 Surplus over all liabilities 866742 57
625742 29
51236 70
29071 95
7000 00
2547 97
3139 50
115271 00
907415 48
45 Surplus as regards policyholders
46 Total liabilities
Business in the State of Georgia During the Year
1216742 57
2124158 05
Gross premiums received on risks written or renewed during
the year Accident 794569 health 244837
total
Gross losses paid Accident 404925 health 32070 total
10394 06
4369 95902 ComptrollerGenerals Report
royal indemnity company op new york n y
Edward F Beddall President J Harold Pearch Secretary
Home Office 84 William Street New York N Y
Milton Dargan Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up in cash between January
11th and January 24th 1911 500000 00
32 From all other sources viz Amount received from
stockholders 1040506 50
38 Total income 1045506 50
IIIDisbursements
37 All other disbursements viz Paid for interest accrued
on securities 7668 72
46 Total disbursements
7668 72
IVLedger Assets
4 Book value of bonds excluding interest 980850 00
5 Cash in companys office 56987 78
11 Ledger assets 1037837 78
NonLedger Assets
13 Interest on bomls 7668 72
37 Cross assets 1045506 50
51 Admitted assets
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued for organization
105506 50
18075 91
42 Total amount of all liabilities except capital i
43 Capital actually paid up in cash 500000 00
44 Surplus over nil liabilities 527430 59
18075 91
45 Surplus as regards policyholders 1027430 59
46 Total liabilities 1045506 50
ComptrollerGenerals Report 903
royal casualty company of st louis missouri
J D Sutton President F H Pickrell Secretary
Home Office Seventh and Olive St Louis Mo
Wm A Wright Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 100000 00
2 Amount of ledger assets as per balance
December 31st of previous year 118502 16
Extended at
118502 16
IIIncome
20 Interest on mortgage loans
22 Interest on bonds and dividends on stocks
23 Interest on deposit
5572 10
30
822 92
26 Total interest and rents
27 Profit on sale or maturity of ledger assets viz Due
bills 22467 cancelled checks 10997 miscellaneous
4453 total
6395 32
379 17
38 Total income 134710 09
IIIDisbursements
1 Gross amount paid for losses Accident 1122298
health 1008124 death 237916 total
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health
15 Policy fees retained by agents
19 Stockholders for interest or dividends
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
22 Medical examiners fees and salaries
24 Rents
26 Taxes on real estate
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express
32 Furniture and fixtures
33 Loss on sale or maturity of ledger assets viz Taxes
128830 city licenses 29275 total 1581 05
23683 38
179 00
50422 75
30461 71
18488 17
5 2
11000 00
432 24
1733 85
358 14
926 51
2802 61
3042 38
129 40
136042 51
100500 00
20 00
165 83
16483 91
117169 74
904 ComptrollerGenerals Report
37 All other disbursements viz Exchange 7360 mis
cellaneous 22284 traveling expenses 39005 fire
insurance 1960 total 696 09
46 Total disbursements
IVLedger Assets
2 Mortgage loans on real estate first liens
4 Book value of bonds excluding interest
5 Cash in companys office
6 Bills receivable
11 Ledger assets
NonLedger Assets
12 Interest accrued on mortgages 1786 95
15 Interest accrued on certificates of deposit 145 51
Total 1932 45
34 Other nonledger assets viz Due bills 66815 pre
miums in course of collection 174754 furniture and
and fixtures 80000 supplies etc 150000 total 4715 69
Deduct Assets Not Admitted
39 Bills receivable 668 15
40 Furniture and fixtures 800 00
41 Supplies printed matter and stationery 1500 00
Total 296S 15
51 Admitted assets
VLiabilities
2 Losses and claims in process of adjust
ment Accident 272116 health
70486 total 3426 02
3 Expenses on claims 25 00
4 Losses and claims resisted Accident
43210 health 4583 fidelity 80000
total 1277 93
5 Total losses and claims Accident 315326 health
75069 fidelity 32500 total 472S 95
19 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 213244 un
earned premiums 50 per cent 1066 22
120849 74ComptrollerGenerals Eeport 905
20 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 41838
unearned premiums pro rata 209 19
21 Total unearned premiums 1 275 41
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued 290 45
29 Taxes due or accrued 868 81
32 Advance premiums 100 per cent 1381 54
42 Total amount of all liabilities except capital 8545 16
43 Capital actually paid up in cash 100000 00
44 Surplus over all liabilities 12304 50
45 Surplus as regards policyholders 112 3Q4 58
46 Total liabilities 120 849 74
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Accident 3 317 01
Gross losses paid Accident 35714 health 59746 death
221546 total 3170 06
SOUTHERN STATES FIRE INSURANCE COMPANY OF ATHENS GA
H S West President H M Rylee Secretary
Principal Office 215 College Avenue Athens Ga
Shackelford Shackelford Athens Attorneys for Service in Georgia
IIAssets
13 Cash belonging to the company deposited
in bank viz Citizens Bank and Trust
Co Athens Ga 1737 58
Total cash items 1737 58
14 Amount of premium notes upon which policies have been
issued 672 25
17 Cash in hands of agents and in course of transmission 1180 69
All other assets both real and personal viz Furniture
and fixtures 3240 00
Total assets of the company 6830 52906
ComptrollerGenerals Eeport
IIILiabilities
4 Total gross amount of claims for losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 93700 unearned
premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 235890 un
earned premiums pro rata
468 50
1928 45
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
20 Total amount of all liabilities except capital stock
scrip and net surplus
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus
2 50
2396 95
102 40
2499 35
4331 17
6830 52
IVIncome During the Year
7 Entire premiums collected during the year Cash
29940 notes 67225 total
8 Deduct reinsurance and return premiums
3971 65
644 35
9 Net cash actually received for premiums carried out 2655 05
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 1 65
15 Aggregate amount of income actually received during
the year in cash 2625 30
VExpenditures During the Year
1 Gross amount actually paid for losses
2 50
Net amount paid during the year for losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
2 50
823 97
97 00
208 00
ComptbolleeGeneeals Bepobt
907
210 35
1340 82
9 All other payments and expenditures viz Supplies
books stamps stationery and rents etc
Aggregate amount of actual expenditures during the year
in cash
VIMi seellan eous
Bisks and Premiums
Fire Bisks Premiums Thereon
2 Written or renewed during 1910 185685 00 3971 65
4 Deduct those expired and marked off as
terminated in 1910 28050 00
644 35
157635 00

Business in the State of Georgia During the Year
5 In force at end of year 1910
8 Greatest amount insured in any one risk
Fire marine and inland risks written
Premiums received gross
Dosses paid
3327 30
1000 00
157635 00
3295 90
2 50
THE STANDARD ACCIDENT INSURANCE CO OF DETROIT MICH
Dem W Bowen President E A Leonard Secretary
Home Office Penobscot Building Detroit Mich
J H G Miles Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
December 31st of previous year 3104744 51
Extended at 3104744 51
ITIncome
1 Gross premiums unpaid December 31 last year Accident
19743161 health 2680314 liability 12457975
auto property damage 716553 workmens collective
582347 total 361803 50
2 Gross premiums written and renewed during the year
Accident 145238983 health 18852731 liability
134032515 auto property damage 10041990 work
men s collective 4714606 total 3128808 25
3 Total Accident 164982144 health 21533045 lia
bility 146490490 auto property damage 107
58543 workmens collective 5296953 total 3490611 75908
ComptrollerGenerals Report
4 Deduct gross premiums now in course of collection
Accident 22817423 health 3597189 liability
11574646 auto property damage 1106753 work
men s collective 1115214 total 402112 25
5 Entire premiums collected during the year Accident
142164721 health 17935856 liability 1349
15844 auto property damage 9651790 workmens
collective 4181739 total 3088499 50
6 Deduct reinsurance return premiums and cancellations
Accident 28205827 health 4995728 liability
20520067 auto property damage 1909526 work
mens collective 393082 total 560242 30
7 Net cash actually received for premiums Accident 1
13958894 health 12940128 liability 114395777
auto property damage 7742264 workmens collec
tive 3788657 total 2528257 20
19 Policy fees required or represented by applications
20 Interest on mortgage loans 20191 35
22 Interest on bonds and dividends on stock 122782 50
23 Interest on deposit 5401 07
24 Interest from all other sources 493 43
47589 00
26 Total interest and rents
27 Profit on sale or maturity of ledger assets viz Bonds
148868 35
5468 42
38 Total income 2730182 97
IIIDisbursements
1 Gross amount paid for losses Accident 45316790
health 5041900 liability 50222097 auto property
damage 3704085 workmens collective 2310317
total
2 Deduct salvage and reinsurance Accident 1097289
liability 201352 total
12986 41
3 Net amount paid policyholders for losses Accident
44219501 health 5041900 liability 50020745
auto property damage 3704085 workmens collec
tive 2310317 total 1052965 48
4 Investigation and adjustment of claims Accident 6
84235 health 47010 liability 13280956 auto
property damage 113854 workmens collective
51859 total 141 779 14
5 Totals Accident 44903736 health 5088910 lia
bility 63301701 auto property damage 3817939
workmens collective 2362176 total 1194744 62ComptrollerGenerals Report
909
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 33989750 health 4356703 liability
27783479 auto property damage 1789112 work
mens collective 928670 total 688477 14
18 Policy fees retained by agents
19 Stockholders for interest or dividends amount declared
during the year 6000000 60000 00
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees 130753 61
21 Salaries traveling and all other expenses of agents not
paid by commissions
23 Inspections other than medical
10540 08
24 nts 36 25
26 Taxes on real estate
27 All other taxes licenses and insurance department fees Wiii id
28 United States corporation tax J
29 Advertising Q4
30 Printing and stationery
31 Postage and express g5
32 Furniture and fixtures
33 Loss on sale or maturity of ledger assets viz Gross
decrease by adjustment in book value of bonds 803 0b
37 All other disbursements viz Traveling expenses of
home office employees 475573 sundry expenses 5
98509 agents balances charged off 55303 total 11293 85
46 Total disbursements 2443516 29
IVLedger Assets
1 Book value of real estate unencumbered 1050 00
2 Mortgage loans on real estate first liens 287000 00
4 Book value of bonds excluding interest 2922024 50
5 Cash in companys office 770464 deposited in banks
17363205 total 181336 69
T 3391411 19
11 Ledger assets v
NonLedger Assets
12 Interest due 22500 and accrued 3
77801 on mortgages 4003 01
13 Interest accrued on bonds 25907 57
29910 58
Total VoV
18 Market value not including interest in item 13 of
bonds and stocks over book value V48 00
19 Gross premiums in course of collection
viz On policies or renewals issued910
ComptrollerGenerals Keport
subsequent to October 1 1910 Acci
dent 21133852 health 3371636
liability 10763811 auto property
damage 1042258 workmens collec
tive 1084883 total 373964 40
On policies or renewals issued prior to
October 1 1910 Accident 1683571
health 225553 liability 810835
auto property damage 64495 work
mens collective 30331 total 28147 So
33 Totals 402 no 05
37 Gross assets 34932 57
Deduct Assets Xot Admitted
43 Gross premiums in course of collection written prior to
October 1 1910 28 147 85
51 Admitted assets 3821iii 1 72
VLiabilities
1 Losses and claims in process of adjustment Accident
4368142 ihealth 297976 auto property damage
249657 workmens collective 59768 total
3 Losses and claims reported proofs not received Acci
dent 13469525 health 952024 auto property dam
age 970213 workmens collective 372384 total
4 Losses and claims resisted Accident
5 Total losses and claims Accident 22799667 health
1250000 auto property damage 1219870 work
mens collective 432152 total 257016 89
15 Net unpaid claims except liability claims
16 Special reserve for unpaid liability losses
18 Total unpaid claims and expenses of settlement
19 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 196473956
unearned premiums 50 per cent 982369 78
20 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 51
83005 unearned premiums pro rata 30752 25
49755 43
157641 46
49620 00
257016 89
439898 13
696915 02
21 Total unearned premiums j 013 192 03ComptrollerGenerals Report
911
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1910 viz Accident 6015325
health 1082340 liability 2609738 auto property
damage 307868 workmens collective 268750
total
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
30 Eeturn premiums
31 Reinsurance
32 Advance premiums 100 per cent
33 Other liabilities viz Reserve for contingencies
102840 21
57884 38
16828 40
1886 42
4819 73
100000 00
42 Total amount of all liabilities except capital 1994296 1
43 Capital actually paid up in cash 500000 00
44 Surplus over all liabilities 1327338 53
45 Surplus as regards policyholders 1827338 53
46 Total liabilities 3821634 72
Business in the State of Georgia During the Tear
Gross premiums received on risks written or renewed during
the year Accident 1631857 health 133928 lia
bility 96827 property damage 725 total 18633 37
Gross losses paid Accident 525888 health 43397 lia
bility 241745 total 8110 30
THE TITLE GUARANTY SURETY COMPANY OF SCRANTON PENN
L A Waters President J H Law Secretary
Home Office 516 Spruce Street Scranton Penn
D I Maclntyre Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 2388346 63
Extended at 2388346 63
IIIncome
1 Gross premiums written and renewed during the year
28
Surety 121211330 title 304375 total 1215157 05912
ComptrollerGenerals Eeport
2 Deduct reinsurance Surety
3 Deduct return premiums on policies can
celled Surety
181533 48
98733 29
5 Total deductions Surety
6 Net premiums Surety 93184653 title 304375
total
22 Gross interest on mortgage loans 8125 16
23 Gross interest on collateral loans 3116 76
24 Gross interest on bonds and dividends on
stocks less 317182 accrued interest
on bonds acquired during 1910 56696 15
25 Gross interest on deposits in trust com
panies and banks 1785 48
26 Gross interest from all other sources viz
Miscellaneous 321 82
29 Gross rents from companys property in
cluding 800000 for companys occu
pancy of its own buildings 9500 00
30 Total gross interest and rents
31 From other sources viz Title department search fees
336366 exchange 10132 62 shares stock Hudson
Manhattan E E Co carried unlisted assets Dee 31
1909 110811 total
36 From agents balances previously charged off
37 Gross profit on sale or maturity of ledger assets viz
Real estate 8964 bonds 650547 total
280266 77
934890 28
79545 37
4573 09
20 00
6595 11
39 Total income 1025623 85
IIIDisbursements
1 Gross amount paid for losses Surety
3 Deduct salvage Surety
392909 47
51464 12
4 Total deduction Suretj
5 Net amount paid policyholders for losses Surety
17 Investigation and adjustment of claims viz Surety
23 Commission or brokerage less amount received on return
premiums and reinsurance for the following classes
Surety
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
29 Salaries traveling and all other expenses of agents not
paid by commissions
32 Eents including 800000 for companys occupancy of
its own buildings
51464 12
341445 35
60296 70
204571 63
94995 81
155034 98
10499 96ComptrollerGenerals Eeport
913

33
34
35
36
37
42
43
44
45
46
47
48
53
54
55
Eepairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes viz Capital stock
tax 740021 excise tax V S of A internal revenue
dept 115380 total
Legal expenses
Advertising
Printing and stationery
Postage telegraph telephone and express
Furniture and fixtures
Stockholders for interest or dividends
Other disbursements viz Interest paid 299026 title
department expenses 413671 general expenses 27
15153 total
Agents balances charged off
Gross loss on sale or maturity of ledger assets viz
Bonds
Gross decrease by adjustment in book value of ledger
assets viz Bonds
2723 04
1336 57
12799 27
12112 89
8554 01
500 00
10638 20
28661 99
27080 26
17452 70
100000 00
34278 50
2966 78
200 00
34483 11
56 Total disbursements 1160631 75
IVLedger Assets
1 Book value of real estate
2 Mortgage loans on real estate first liens
4 Book value of bonds
5 Cash in companys office
6 Deposits in trust companies and banks not on interest
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz
On policies or renewals issued on or
after October 1 1910 Surety 234
50099 title 85250 total
On policies or renewals issued prior to
October 1 1910 Surety
118354 82
152976 20
1327629 09
7093 90
3000 00
172945 28
235353 49
35795 90
24 Totals
25 Bills receivable
26 Other ledger assets viz Advances on contracts 132
94903 miscellaneous assets 5372609 unlisted assets
4500 total
30 Ledger assets
271149 39
13469 93
186720 12
2253338 73914
ComptrollerGenerals Report
NonLedger Assets
31 Interest accrued on mortgages
32 Interest accrued on bonds
1600 39
7105 10
Total
8705 49
43 Gross assets 2262044 22
Deduct Assets Not Admitted
45 Bills receivable 13469 93
49 Premiums in course of collection written
prior to October 1 1910 35795 90
50 Book value of ledger assets over market
value viz Bonds 15209199
Total
201357 82
55 Admitted assets 2060 686 40
VLiabilities
2 Losses and claims reported or in process of adjustment
Surety 48456 78
3 Losses and claims resisted Surety 281188 53
4 Total losses and claims Surety 329645 31
6 Net unpaid claims except liability claims Surety 329645 31
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 55883147
unearned premiums 50 per cent
22 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 148
87482 unearned premiums pro rata
329645 31
279415 74
74437 41
23 Total unearned premiums
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Surety
29 Salaries rents expenses bills accounts fees etc due
or accrued
30 State county and municipal taxes due or accrued
35 Reinsurance
37 Other liabilities viz Reserve for premium taxes pay
able 1911
353853 15
47872 37
1000 00
2451 12
43011 50
14000 00
46 Total amount of all liabilities except capital 791833 45ComptrollerGenerals Report
47 Capital actually paid up in cash 1000000 00
48 Surplus over all liabilities 268852 95
915
49 Surplus as regards policyholders 1268852 95
50 Total liabilities 2060686 40
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Surety 3
Gross losses paid Surety
Gross losses incurred Surety
9085 23
2360 70
9887 95
UNITED STATES BRANCH OF THE THAMES MERSEY MARINE
INS CO LTD OF GREAT BRITAIN AND IRELAND
II K Fowler Manager
Head Office in United States 8292 Beaver St New York N Y
A L Farie Savannah Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 310000 00
2 Amount of ledger assets as per balance
December 31st of previous year 727624 54
Extended at 727624 54
IIIncome
3 Total Marine 1220876 78
6 Deduct reinsurance return premiums and cancellations
Marine 449754 20
7 Net cash actually received for premiums Marine 771122 58
22 Interest on bonds and dividends on stock 22830 14
32 From all other sources viz Received from home office
43731867 refunds etc received on account of home
office 9331735 total 530636 02
38 Total income 1324588 74
IIIDisbursements
1 Gross amount paid for losses Marine 942557 23
2 Deduct salvage and reinsurance 351928 30
3 Net amount paid policyholders for losses Marine
4 Expenses of adjustment etc of losses Marine
590628 93
3646 04
5 Totals Marine 594274 97916
ComptbolleeGenebals Repoet
14 Commissions or brokerage less amount received on return
premiums and reinsurance
20 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
21 Salaries traveling and all other expenses of agents not
paid by commissions
23 Inspections other than medical
24 Bents
27 All other taxes licenses and insurance department fees
28 Legal expenses
29 Advertising
30 Printing and stationery
31 Postage and express telegrams and telephone
32 Furniture and fixtures
37 All other disbursements viz Sundry expenses 9
36494 remitted to and paid account home office
44497019 underwriters boards and tariff associa
tions 155219 total
93410 28
34230 55
2588 42
476 62
5750 00
19463 75
675 14
220 50
2168 65
2101 22
369 55
455887 32
46 Total disbursements 1211616 97
IVLedger Assets
4 Book value of bonds excluding interest 40342050 and
book value of stocks 26066300 total
5 Cash in companys office 3414 deposited in banks
776902 total
7 Other ledger assets viz Agents balances representing
business written subsequent to October 1 1910
Agents balances representing business written prior to
October 1 1910
li Ledger assets
NonLedger Assets
13 Interest due 112500 and accrued 219375 on bonds
Deduct Assets Not Admitted
44 Book value of ledger assets over market
value viz 68296 00
45 Agents balances representing business
prior to October 1 1910 3779 24
664083 50
7803 16
162782 36
3779 24
840596 31
3318 75
Total 72075 24
51 Admitted assets 771839 82ComptrollerGenerals Beport 917
VLiabilities
2 Losses and claims in process of adjustment Marine 8762600
5 Total losses and claims Marine 87626 00
14 Deduct reinsurance 19290 00
15 Net unpaid claims except liability claims 68336 00
19 Gross premiums less reinsurance upon
all unexpired inland navigation risks
4071146 unearned premiums 50 per
cent 20355 73
20 Gross premiums less reinsurance upon
all unexpired marine risks 13043597
unearned premiums pro rata 100 per
cent 130435 97
21 Total unearned premiums 150791 70
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1910 viz Marine 4868 53
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued 2500 00
31 Reinsurance 62206 06
33 Other liabilities viz State county and municipal taxes
due or accrued 21000 00
42 Total amount of all liabilities except capital 309702 29
43 Capital actually paid up in cash 310000 00
44 Surplus over all liabilities 152137 53
45 Surplus as regards policyholders 462137 53
46 Total liabilities 771839 82
Business in the State of Georgia During the Tear
Gross premiums received on risks written or renewed during
the year Marine 5061 30
THE TRAVELERS INDEMNITY COMPANY OF HARTFORD CONN
Sylvester C Dunham President Louis F Butler Secretary
Home Office No 700 Main Street Hartford Connecticut
ICapital Stock
1 Amount of capital paid up
in cash 1000000 00
918
ComptrollerGenerals Eeport
2 Amount of ledger assets as per balance
December 31 of previous year 819326 38
3 Increase of paidup capital during the
year 500000 00
Extended at 1319626 38
IIIncome
1 Gross premiums written and renewed during the year
Accident 2526842 health 294835 liability 1
35535 steam boiler 15684090 fly wheel 1935952
auto property damage 41145086 total 617223 40
2 Deduct reinsurance Steam boiler 5
45234 fly wheel 570191 total 11154 25
3 Deduct return premiums on policies can
celed Accident 10462 steam boiler
1220993 fly wheel 264292 auto
property damage 3595459 total 50912 06
4 Deduct premiums on policies not taken
Accident 385297 health 79705
steam boiler 2184014 fly wheel 2
76769 auto property damage 56
66984 total 85927 69
5 Total deductions Accident 395759 health 79705
steam boiler 3950241 fly wheel 1111252 auto
property damage 9262443 total 147994 00
6 Net premiums Accident 2131083 health 215130
liability 135535 steam boiler 11733849 fly wheel
824700 auto property damage 31882643 total 469229 40
21 Inspections 184 00
22 Gross interest on mortgage loans less
179987 accrued interest on mortgages
acquired during 1910 13027 88
23 Gross interest on collateral loans 4228 83
24 Gross interest on bonds and dividends on
stocks less 722202 accrued interest
oa bonds acquired during 1910 8041 31
25 Gross interest on deposits in trust com
panies and banks 830 15
30 Total gross interest and rents 26128 17
31 From other sources viz Surplus paid in 250000 00
37 Gross profit on sale or maturity of ledger assets viz
Bonds 196 00
38 Gross increase by adjustment in book value of ledger
assets viz Bonds 514 90
39 Total income 746252 47ComptrollerGenerals Report
919
IIIDisbursements

1 Gross amount paid for losses Accident 111732
health 108120 steam boiler 1341484 fly wheel
914418 auto property damage 14122221 total
2 Deduct reinsurance Fly wheel 4827 91
3 Deduct salvage Fly wheel 14853 auto
property damage 57696 total 725 49
4 Total deduction Fly wheel 497644 auto property
damage 57696 total
5 Net amount paid policyholders for losses Accident
111732 health 108120 steam boiler 1341484
fly wheel 416774 auto property damage 140
64525 total
17 Investigation and adjustment of claims viz Accident
938 health 445 steam boiler 58775 fly wheel
26120 auto property damage 3066788 total
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 705651 health 70708 steam boiler 25
68504 fly wheel 132161 auto property damage
6629126 total
28 Salaries fees and all other compensation of officers di
rectors trustees and home office emplo3ees
29 Salaries traveling and all other expenses of agents not
paid by commissions
31 Inspections other than medical and claim
32 Eents
35 State taxes on premiums
36 Insurance department licenses and fees
37 All other licenses fees and taxes viz Capital stock
tax 550000 county and municipal licenses and fees
26150 county and municipal taxes 18004 total
42 Legal expenses
43 Advertising
44 Printing and stationery
45 Postage telegraph telephone and express
46 Furniture and fixtures
48 Other disbursements viz Exchange 8935 miscella
neous expenses 4993 total
53 Agents balances charged off
55 Gross decrease by adjustment in book values of ledger
assets viz Bonds
165979 75
5553 40
160426 35
31530 66
56 Total disbursements
101061 50
18980 56
23217 59
59830 17
6284 89
4365 11
3165 90
5941 54
200 40
89238
4552 54
2383 99
563 50
139 28
332 00
846 75
424715 11
920
CompteollebGenebals Repobt
IVLedger Assets
2 Mortgage loans on real estate first liens
3 Loans secured by pledge of bonds stocks or other col
laterals
4 Book value of bonds 83390500 stocks 2941487
total
5 Cash in companys office
7 Deposits in trust companies and banks on interest
8 Premiums in course of collection viz
On policies or renewals issued on or
after October 1 1910 Accident 3
27485 health 48628 steam boiler
1711948 fly wheel 46959 automo
bile property damage 3270021 total 54050 41
On policies or renewals issued prior to
October 1 1910 Accident 441 steam
boiler 202991 fly wheel 28185
automobile property damage 466459
total 6980 76
24 Totals
30 Ledger assets
528380 00
159775 00
863319 87
6374 56
22283 14
61031 17
1641163 74
NonLedger Assets
31 Interest accrued on mortgages 6 658 67
32 Interest accrued on bonds 12535 83
33 Interest accrued on collateral loans 2964 89
Total
39 Market value not including interest in item 32 of bonds
43 Gross assets
Deduct Assets Not Admitted
49 Premiums in course of collection written prior to October
1 1910
22159 39
2172 63
1665495 76
6980 76
55 Admitted assets 1658515 00
VLiabilities
2 Losses and claims reported or in process of adjustment
Accident 33000 health 21875 steam boiler 3
43643 total 3i985 lg
3 Losses and claims resisted Steam boiler 739 56
4ToTal losses and claims Accident 33000 health
21875 steam boiler 417599 total 4724 74ComptrollerGenerals Report
921
6 Net unpaid claims except liability claims Accident
33000 health 21875 steam boiler 417599 total
7 Estimated expenses of investigation and adjustment of
unpaid claims Steam boiler
8 Total losses and claims Accident 33000 health
21875 steam boiler 438479 total
17 Special reserve for unpaid liability losses
17 Special reserve for unpaid liability losses auto prop
erty damage
20 Total unpaid claims and expenses of settlement
21 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 37341244
unearned premiums fifty per cent 186706 22
22 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 220
67175 unearned premiums pro rata 125163 49
23 Total unearned premiums
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Accident 98245 health
12157 steam boiler 393748 fly wheel 10801
auto property damage 752104 total
29 Salaries rents expenses bills accounts fees etc due
or accrued
30 State county and municipal taxes due or accrued
36 Advance premiums one hundred per cent
46 Total amount of all liabilities except capital I
47 Capital actually paid up in cash 1000000 00
48 Surplus over all liabilities 262735 76
49 Surplus as regards policyholders
50 Total liabilities
4724 74
208 80
4933 54
281 00
46303 03
51517 57
311869 71
12670 55
9250 60
10204 81
266 00
395779 24
1262735 76
1658515 00
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 28667 steam boiler 101950 fly wheel
743 automobile property damage 821643 total
Gross losses paid Accident 1464 automobile property
damage 274245 total
9530 03
2757 09922 ComptrollerGenerals Report
the travelers insurance company of hartford conn
Sylvester C Dunham President Louis F Butler Secretary
Home Office No 700 Main Street Hartford Connecticut
ICapital Stock
1 Amount of capital paid up
in cash 2500000 00
2 Amount of ledger assets as per balance
December 31 of previous year 15516697 30
3 Increase of paidup capital during the
year 500000 00
Extended at 16016697 30
IIIncome
1 Gross premiums written and renewed during the year
Accident 431989794 health 61101984 liability
666132852 workmens collective 8707473 total 11679321 03
2 Deduct reinsurance Accident 121
77823 health 1225408 liability 2
51250 total 136544 81
3 Deduct return premiums on policies can
celed Accident 8315948 health
1590092 liability 26817371 work
mens collective 274249 total 369976 60
4 Deduct premiums on policies not taken
Accident 56201346 health 101
27706 liability 49943306 workmens
collective 493875 total 1167662 33
5 Total deductions Accident 76695117 health 129
13206 liability 77011927 workmens collective
768124 total 1674183 74
6 Net premiums Accident 355294677 health 481
58778 liability 589120925 workmens collective
7939349 total i0 005137 29
21 Inspections 290 00
23 Gross interest on collateral loans 23 774 68
24 Gross interest on bonds and dividends on
stocks less 826959 accrued interest
on bonds acquired during 1910 558 514 42
25 Gross interest on deposits in trust com
panies and banks 23 929 57
27 Interest on bills receivable l 350 59
30 Total gross interest and rents
607569 26ComptrollerGenerals Report 923
31 From other sources viz Profit and loss 67 4
36 From agents balances previously charged off l62o 09
37 Gross profit on sale or maturity of ledger assets viz
617 63
Bonds
38 Gross increase by adjustment in book value of ledger
assets viz Bonds 9019 00
10624936 67
39 Total income
111Disbursements
1 Gross amount paid for losses Accident 132165677
health 18323384 liability 259529266 workmens
collective 4989534 total 4150078 61
2 Deduct reinsurance Accident 1840068
health 415206 total 22552 74
4 Total deduction
total
Accident 1840068 health 415206
22552 74
5 Net amount paid policyholders for losses Accident 1
30325609 health 17908178 liability 259529266
workmens collective 4989534 total
16y2 Matured endowments and surrender values under ten
premium accident policies
17 Investigation and adjustment of claims viz Accident
5863776 health 826986 liability 91602540
workmens collective 249475 total
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 105977854 health 13314224 liability
117217951 workmens collective 792652 total
28 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
28 Traveling expenseshome office
29 Salaries traveling and all other expenses of agents not
paid by commissions
29 Salaries traveling and all other expenses of pay roll
auditors
30 Medical examiners fees and salaries
31 Inspections other than medical and claim
32 Kents including 4114927 balance life department
statement for companys occupancy of its own build
iiSs
35 State taxes on premiums
36 Insurance department licenses and fees
37 All other licenses fees and taxes viz Capital stock tax
11690000 county and municipal licenses and fees
384671 county and municipal taxes 287585
United States corporation tax 354380 total
4127525 87
21081 28
985427 77
348817 10
35183 70
432510 24
91264 27
34916 75
173740 48
129762 98
128834 18
14588 34
127166 36924
ComptrollerGenerals Report
42 Legal expenses 6272 03
43 Advertising 31862 88
44 Printing and stationery 67815 82
45 Postage telegraph telephone and express 63747 46
46 Furniture and fixtures 23266 91
47 Stockholders for interest or dividends amount declared
during the year 50000000 750000 00
48 Other disbursements viz Heat and light and miscella
neous expenses of offices 2297650 newspapers peri
odicals and books 392890 exchange 135605
miscellaneous expenses 1186341 profit and loss
11590 total 40240 76
53 Agents balances charged off 2578 16
54 Gross loss on sale or maturity of ledger assets viz
Bonds 65500 stocks 387067 total 4525 67
55 Gross decrease by adjustment in book value of ledger
assets viz Bonds 20910 75
56 Total disbursements 10035066 57
IVLedger Assets
3 Loans secured by pledge of bonds stocks or other col
laterals 413156 53
4 Book value of bonds 955685400 stocks 417034834
total 13727202 34
5 Cash in company s office 6 000 00
5 Cash at branch offices 103 428 01
6 Deposits in branch offices trust companies and banks
not on interest 123330 53
7 Deposits in trust companies and banks on interest 685926 13
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1910 Accident 31323541
health 5092510 liability 79157060
workmens collective 218498 total 1157916 09
On policies or renewals issued prior to
October 1 1910 Accident 2899206
health 116785 liability 29706393
workmens collective 30613 total 327529 97
24 Totals 1485446 06
25 Bills receivable 28078 56
26 Other ledger assets viz Agents ledger balances 33999 24
30 Ledger assets 16606567 40ComptrollerGenerals Report
925

NonLedger Assets
32 Interest accrued on bonds
33 Interest accrued on collateral loans
34 Interest accrued on other assets
138370 36
5639 08
208 33
Total
39 Market value not including interest in item 32 of
stocks over book value
144217 77
329382 66
43 Gross assets 17080167 83
Deduct Assets Not Admitted
45 Bills receivable 28078 56
45 Agents ledger balances 33999 24
49 Premiums in course of collection written
prior to October 1 1910 327529 97
Total
55 Admitted assets
389607 77
16690560 06
VLiabilities
1 Losses and claims adjusted Accident 1106690 health
167423 workmens collective 38345 total
2 Losses and claims reported or in process of adjustment
Accident 29623628 health 4019730 workmens
collective 816583 total
3 Losses and claims resisted Accident 4152500 health
300 total
13124 58
344599 41
42325 00
4 Total losses and claims Accident 34882818 health
4267153 workmens collective 854928 total
400048 99
6 Xet unpaid claims except liability claims Accident
34882818 health 4267153 workmens collective
854928 total
7 Estimated expenses of investigation and adjustment of
unpaid claims Accident 1741400 health 213400
workmens collective 42700 total
400048 99
19975 00
8 Total losses and claims Accident 36624218 health
4480553 workmens collective 897628 total
17 Special reserve for unpaid liability losses
20 Total unpaid claims and expenses of settlement if
420023 99
4051291 00926
CoMPTROLLERGrENERAL s REPORT
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 785239696 un
earned premiums fifty per cent
22 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 394
68799 unearned premiums pro rata
3926198 48
581676 23
289221 99
23 Total unearned premiums 4507 874 71
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1910 viz Accident 9397062
health 1273128 liability 18206124 workmens
collective 45885 total
29 Salaries rents expenses bills accounts fees etc due
or accrued
30 State county and municipal taxes due or accrued
36 Advance premiums one hundred per cent
37 Other liabilities viz Reserve accident excess limits
229231S reserve accident contingent fund 188
23116 reserve accident accumulations 15271517
reserve liability excess limits 6198076 total 425850 27
123
266
5
302 00
946 00
538 42
46 Total amount of all liabilities except capital 10090048 38
47 Capital actually paid up in cash 2500000 00
48 Surplus over all liabilities 4100 511 68
49 Surplus as regards policyholders 6 600 511 68
50 Total liabilities 16690560 06
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the vear
Accident 5854559 health 1891678 liability 63
39838 total i40860 75
Gross losses paid Accident 2839095 health 885517
liability 2299903 total 60j245 15
Gross losses incurred Accident 1139095 health S
85517 total 20246 12ComptrollerGenerals Eeport
927
UNITED STATES HEALTH AND ACCIDENT INSURANCE COMPANY
OF SAGINAW MICHIGAN
J B Pitcher President J ML Pitcher Secretary
Home Office 130 N Washington Ave Saginaw Michigan
Harry C Conley Atlanta Attorney for Service in Georgia
ICapital Stock
1 Amount of capital paid up
in cash 300000 00
2 Amount of ledger assets as per balance
December 31st of previous year 842330 48
Extended at 842330 48
IIIncome
2 Gross premiums written and renewed during the year
Accident and health 1178079 74
6 Deduct reinsurance return premiums and cancellations
Accident and health
162396 25
7 Net cash actually received for premiums 1015683 49
19 Policy fees required or represented by applications 147600 00
20 Interest on mortgage loans 295 56
22 Interest on bonds and dividends on stock 35930 65
23 Interest on deposit 822 71
26 Total interest and rents
27 Profit on sale or maturity of ledger assets viz Bonds
147750 bonds 22500 total
32 From all other sources viz Fees for changing policies
18315 from agents balances previously charged off
21310 total
37048 92
1702 50
396 25
38 Total income 1202431 16
IIIDisbursements
1 Gross amount paid for losses Accident and health 444443 69
4 Investigation and adjustment of claims 2311 08
5 Totals Accident and health 446754 77
14 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident and health
18 Policy fees retained by agents
19 Stockholders for interest or dividends amount declared
during the year 3600000
238381 86
147600 00
36000 00928
ComptrollerGenerals Report
20
21
22
23
24
25
28
29
30
31
32
33
37
Salaries fees and all other compensation of officers di
rectors trustees and home office employees 76802 54
Salaries traveling and all other expenses of agents not
paid by commissions 57416 39
Medical examiners fees and salaries 3690 83
Inspections other than medical 515 00
Rents 20444 48
Eepairs and expenses other than taxes on real estate
leased for home office 9 55
All other taxes licenses and insurance department fees 22757 95
Legal expenses 928 04
Advertising 7183 59
Printing and stationery 10670 30
Postage and express 16395 47
Furniture and fixtures 2 407 10
Loss on sale or maturity of ledger assets viz Bonds 7603 07
All other disbursements viz Premium on fidelity bonds
of agents collectors and employees 205120 sub
scriptions to insurance periodicals agencies and asso
ciations 160780 janitor supplies 32764 auditing
9323 repairs and insurance on furniture and fixtures
26813 office supplies for home office 128572
agents balances charged off 293216 total 8565 88
46 Total disbursements 1 104126 82
IVLedger Assets
2 Mortgage loans on real estate first liens
4 Book value of bonds excluding interest 73425471 and
book value of stocks 100000 total
5 Cash in companys office 454916 deposited in banks
10027271 total
7 Other ledger assets viz Premiums in course of col
lection
6300 00
735254 21
104821 86
94258 75
11 Ledger assets
940634 82
NonLedger Assets
12 Interest accrued on mortgages
13 Interest accrued on bonds
173 83
12304 70
Total
18 Market value not including interest in item 13 of
bonds and stocks over book value
19 Gross premiums in course of collection viz On policies
or renewals issued subsequent to October 1 1910 Acci
dent and health
12478 53
13364 96
94258 75
37 Gross assets
51 Admitted assets
966478 31
966478 31ComptrollerGenerals Eeport
VLiabilities
1 Losses and claims adjusted Accident and health
2 Losses and claims in process of adjustment Accident
and health
3 Investigating and adjusting Accident and health
4 Losses and claims resisted Accident and health
5 Total losses and claims Accident and health
14 Deduct reinsurance
929
13667 75
56720 00
550 00
1975 00
72912 75
404 56
15 Net unpaid claims except liability claims 72508 19
18 Total unpaid claims and expenses of settlement 72508 19
19 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 24860409 un
earned premiums 50 per cent 124302 05
21 Total unearned premiums
22 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued
subsequent to October 1 1910 viz Accident and
health
26 Salaries rents expenses taxes bills accounts fees etc
due or accrued
31 Reinsurance
32 Advance premiums 100 per cent
42 Total amount of all liabilities except capital
43 Capital actually paid up in cash 300000 00
44 Surplus over all liabilities 395032 22
45 Surplus as regards policyholders
46 Total liabilities
Business in the State of Georgia During the Year
Gross premiums received on risks written or renewed during
the year Accident and health
Gross losses paid Accident and health
124302 05
29950 92
24171 74
242 08
20271 11
271446 09
695032 22
966478 31
14725 62
5433 73930
ComptrollerGeneral s Keport
UNITED STATES CASUALTY COMPANY OF NEW YORK N Y
Edson S Lott President D G Luckett Secretary
Home Office 141 Broadway New York N Y
ICapital Stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
December 31 of previous year 2578734 78
Extended at 2578734 78
IIIncome
1 Gross premiums written and renewed during the year
Accident 74376230 health 31182072 liability
112138275 steam boiler 5577611 burglary and
theft 8411562 sprinkler 5217606 workmens col
lective 1391910 total 2382952 66
Deduct reinsurance Accident 2105582
health 163906 liability 55186
steam boiler 117503 burglary and
theft 286320 sprinkler 496640
total
Deduct return premiums on policies can
celled Accident 1978124 health
904685 liability 5275541 steam
boiler 388502 burglary and theft
392529 sprinkler 314526 work
mens collective 77308 total
4 Deduct premiums on policies not taken
Accident 12702051 health 66
67019 liability 22330359 steam
boiler 1658819 burglary and theft
1208298 sprinkler 1524790 work
mens collective 244451 total 463357 87
2
3
32251 37
93312 15
5 Total deductions Accident 16785757 health 77
35610 liability 27661086 steam boiler 2164824
burglary and theft 1887147 sprinkler 2335956
workmens collective 321759 total
6 Net premiums Accident 57590473 health 234
46462 liability 84477189 steam boiler 3412787
burglary and theft 6524415 sprinkler 2881650
workmens collective 1070151 total
588921 39
1794031 27ComptrollerGenerals Report
931
22 Gross interest on mortgage loans 14637 14
24 Gross interest on bonds and dividends on
stocks less 8700 accrued interest on
bonds acquired during 1910 89449 21
25 Gross interest on deposits in trust com
panies and banks 1094 59
30 Total gross interest and rents 105180 94
31 From other sources viz Recovery of uncollectible items
previously charged to profit and loss 321 35
37 Gross profit on sale or maturity of ledger assets viz
Real estate 68750 stocks 149375 total 2181 25
39 Total income 1901714 81
IIIDisbursements

Gross amount paid for losses Accident 25196381
health 8001151 liability 40493688 steam boiler
95579 burglary and theft 1656020 sprinkler 14
40853 workmens collective 585653 total 774693 25
Deduct reinsurance Accident 1632474
health 91613 liability 165025
steam boiler 21108 burglary and
theft 104334 sprinkler 194763
total 22093 17
4 Total deductions Accident 1632474 health 91613
liability 165025 steam boiler 21108 burglary and
theft 104334 sprinkler 194763 total
17
Net amount paid policyholders for losses Accident
23563907 health 7909538 liability 40328663
steam boiler 74471 burglary and theft 1551686
sprinkler 1246090 workmens collective 585653
total
Investigation and adjustment of claims viz Accident
2365177 health 908419 liability 8435829
steam boiler 8578 burglary and theft 220377
sprinkler 153540 workmens collective 154449
total
23 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes
Accident 18400658 health 7551279 liability
22050274 steam boiler 844619 burglary and
theft 2009916 sprinkler 812948 workmens col
lective 313151 total
Salaries fees and all other compensation of officers di
rectors trustees and home office employees
28
22093 17
752600 08
122463 69
519828 45
113925 13932
ComptrollerGeneral s Keport
29 Salaries traveling and all other expenses of agents not
paid by commissions 48169 69
31 Inspections other than medical and claim 22242 56
32 Rents 24639 40
34 Taxes on real estate 59 39
35 State taxes on premiums 26187 21
36 Insurance department licenses and fees 7187 92
37 All other licenses fees and taxes viz Taxes on personal
property 3499 municipal licenses 125918 taxes
on income 710 taxes on franchise 022 total 1301 49
42 Legal expenses 2466 51
43 Advertising 2475 19
44 Printing and stationery 23153 95
45 Postage telegraph telephone and express 11690 84
46 Furniture and fixtures 3160 18
47 Stockholders for interest or dividends amount declared
during the year 5000000 49950 00
48 Other disbursements viz Extended free insurance 1
32930 miscellaneous 579478 profit and loss pre
miums uncollectible 108029 fees of auditors 2
00000 agents credit balances repaid 012318 total 10327 55
54 Gross loss on sale or maturity of ledger assets viz
Bonds 6276 25
56 Total disbursements 1748105 48
IVLedger Assets
1 Book value of real estate 4500 00
2 Mortgage loans on real estate first liens 277000 00
4 Book value of bonds 87029125 and book value of
stocks 125131685 total 2121608 10
5 Cash in companys office 19552 54
6 Deposits in trust companies and banks not on interest 61693 48
7 Deposits in trust companies and banks on interest 36997 92
8 Premiums in course of collection viz On policies or
renewals issued on or after October 1 1910 Accident
5153673 health 2486871 liability 11277090
steam boiler 447755 burglary and theft 884966
sprinkler 414580 workmens collective 26256
total 20691191
25 Bills receivable 180 16
27 Cash in the hands of resident managers and adjusters 3900 00
30 Ledger assets 2732344 11ComptrollerGenerals Report
933
NonLedger Assets
31 Interest accrued on mortgages
32 Interest accrued on bonds
3470 80
9276 66
Total
12747 46
43 Gross assets 2745091 57
Deduct Assets Not Admitted

45 Bills receivable 180 16
50 Book value of ledger assets over market
value viz Bonds 11518310 cash in
the hands of resident managers and ad
justers 390000 total 119083 10
Total
119263 26
55 Admitted assets 2625828 31
VLiabilities
2 Losses and claims reported or in process of adjustment
Aecident 4200000 health 908500 steam boiler
20000 burglary and theft 134500 workmens col
lective 63000 total
3 Losses and claims resisted Accident 2833000 health
135000 total
6 Net unpaid claims except liability claims Accident
7033000 health 1043500 steam boiler 20000
burglary and theft 134500 workmens collective
63000 total
7 Estimated expenses of investigation and adjustment of
unpaid claims Accident 781000 health 115000
steam boiler 2500 burglary and theft 15000
workmens collective 7000 total
8 Total losses and claims Accident 7814000 health
1158500 steam boiler 22500 burglary and theft
149500 workmens collective 70000 total
17 Special reserve for unpaid liability losses
53260 00
29680 00
4 Total losses and claims Accident 7033000 health
1043500 steam boiler 20000 burglary and
theft 134500 workmens collective 63000 total 82940 00
82940 00
9205 00
20 Total unpaid claims and expenses of settlement
92145 00
89639 54
181784 54934
ComptbollebGeneeals Eepoet
21 Gross premiums less reinsurance upon all
unexpired risks running one year or less
from date of policy 139772804 un
earned premiums fifty per cent 763912 15
22 Gross premiums less reinsurance upon all
unexpired risks running more than one
year from date of policy 21495646
unearned premiums pro rata 121362 00
23 Total unearned premiums
24 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies isued on or
after October 1 1910 viz Accident 1443028
health 696324 liability 3378042 steam boiler
125371 burglary and theft 247791 sprinkler
116082 workmens collective 7352 total
29 Salaries rents expenses bills accounts fees etc due
or accrued
30 State county and municipal taxes due or accrued
31 Dividends declared and unpaid to stockholders
35 Eeinsurance
37 Other liabilities viz Additional special reserve for
claims 10000000 reserve for reinsurance in com
panies not admitted in New York 1269627 reserve
for losses not reported 1500000 total
885274 15
60139 90
23196 96
30000 00
12677 50
5058 99
127696 27
46 Total amount of all liabilities except capital 1325828 31
47 Capital actually paid up in cash 500000 00
48 Surplus over all liabilities 800000 00
49 Surplus as regards policyholders 1300000 00
50 Total liabilities 2625828 31
Business in the State of Georgia During the Year
Gross premiums on risks written or renewed during the year
Accident 1287555 health 817419 liability 23
25088 steam boiler 199780 burglary and theft
39774 sprinkler 22619 workmens collective 1
33369 total
Gross losses paid Accident 1413334 health 287966
liability 1883149 steam boiler 10312 burglary
and theft 8742 workmens collective 49911 total
Gross losses incurred Accident 1038204 health 3
10583 liability 1518775 steam boiler 10312 bur
glary and theft 1261 workmens collective 38411
total
48256 04
36534 14
29175 46CompteolleeGteneeals Repoet 935
UNION MAEINE INSURANCE CO LTD OF LIVERPOOL ENGLAND
E Hermann Co U S Managers
Principal Office in U S 3743 Wall St New York
Carlton Y Smith Atlanta Attorney for Service in Georgia
ICapital
1 Whole amount of U S deposit capital stock 200000 00
2 Amount paid up in cash 200000 00
IIAssets
Total par and market value of stocks and bonds owned
absolutely by the company and carried out at market
value 543570 00
13 Cash belonging to the company deposited
in bank 34252 12
Total cash items 34252 12
15 Interest due and accrued on stocks not included in mar
ket value uncolleeted 5848 33
17 Cash in hands of agents and in course of transmission 73905 66
18 Bill receivable not matured taken for fire marine and
inland risks 4689 55
All other assets both real and personal viz Cash deposit
State of Massachusetts 445 35
Total assets of the company actual cash market value 662711 01
IIILiabilities
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 180559 56
3 Losses resisted including interest costs
and other expenses thereon 19011 21
4 Total gross amount of claims for losses 199570 77
5 Deduct reinsurance thereon 83744 55
6 Net amount of unpaid losses 115826 22
8 Gross premiums without any deduction
received and receivable upon all unex
pired long term risks running more than
one year from date of policy 286046
unearned premiums pro rata 1992 46936
ComptbollerGenebals Report
9 Gross premiums without deduction in
eluding both cash and bills received
and receivable upon all unexpired yearly
hull and cargo risks 15652580 at 50
per cent
10 Gross premiums without any deduction
received and receivable on all unex
pired marine risks
78262 90
23373 13
11 Total unearned premiums as computed above carried
out 103628 49
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 20500 00
20 Total amount of all liabilities except capital stock
scrip and net surplus
21 Deposit capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVIncome During the Year
7 Entire premiums collected during the
year cash 1671542 55
8 Deduct reinsurance and return premiums 849990 07
239954 71
200000 00
222756 30
662711 01
9 Net cash actually received for premiums carried out
10 Heceived for interest on bonds and mortgages
12 Income received from all other sources omitting increase
if any in value of securities viz Profit on bonds
sold
14 American branches of foreign companies will please re
port amount of remittances from home office during
the year
821552 48
20550 04
14775 00
91508 16
15 Aggregate amount of income actually received during the
year in cash
VExpenditures During the Year
1 Gross amount actually paid for losses in
cluding 8077600 losses occurring in
previous years 1062234 46
57 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 4300781 and all
amounts actually received for reinsur
ance in other companies 43198368
948385 68
total deductions
474991 49
Net amount paid during the year for losses 587 242 97ComptrollerGenebals Report 937
6 Paid for commissions or brokerage 150805 lo
7 Paid for salaries fees and other charges of officers
agents and all other employees 56593 46
8 Paid for State national and local taxes in this and other
States 23307 01
9 All other payments and expenditures viz Miscellaneous
expenses 22352 agents balances charged off 24251
total 466 03
Total 818414 62
10 American branches of foreign companies will please re
port amount sent to home offices during the year 114449 03
Aggregate amount of actual expenditures during the year
in cash 932863 65
VIMiscellaneous
Eisks and Premiums
Marine Inland Risks Premiums
1 In force on the 31st day of December 21784921 00 486419 98
2 Written or renewed during the year 284342751 00 1671542 55
3 Totai 306127672 00 2157962 53
4 Deduct those expired and marked off as
terminated 277306648 00 1628048 45
5 In force at the end of the year 28821024 00 529914 08
6 Deduct amount reinsured 11228495 00 347154 69
7 Net amount in force 17592529 00 182759 39
Business in the State of Georgia During the Year
Fire marine and inland risks written 55053 00
575 27
Premiums received gross TABLE NO 1
Showing business done by Fire Insurance Companies in the
State of Georgia for the Year ending
January 1st 1912TABLE No 1
Insurance Companies Authorized to Transact Business in this State for the year 1911Their General Condition in Georgia is Shown
to 1st of January 1912
NAME OF COMPANY
STATE
Insurance
Written During Premiums Losses Paid Losses
the Year Unpaid
Insurance
Fees
Tax on
Premiums
Aachen MunichFire
Aetna
Agri cultural
Alliance
American Druggist
American
American Home
American Union
American Central
Atlantic National
Athens Mutual
Atlas
Atlanta Home
Augusta
Boston
British America
Caledonian
Citizens
City of New York
Columbia
Columbia
Commercial
Commercial Union
Commonwealth
Connecticut
Continental
Germany
Connecticut
Xew York
Pennsylvania
Ohio
New Jersey
South Carolina
Pennsylvania
Missouri
Georgia
England
Georgia
Georgia
Massachusetts
Canada
Scotland
Missouri
New York
New Jersey
Georgia
Dist Columbia
England
New York
Connecticut
New York
2021
19036
1575
1175
41
1 553
592
800 00
020 00
100 001
298 00
800 00
085 00
710 00
32547 21
263674 39
23253 93
18459 01
631 33
23615 66
10734 68
4600
4357
3051
4033
4230
1573
515
1828
1430
2175
890
481
1757
803 00
368 00
125 50j
503 00
760 00
800 oo
191 00
644 00
572 00
757 00
635 00
048 00
924 00
18968128 00
1489932 00
12070063 00
75474 31
74900 99
62694 441
49449 87
70598 36
23584 31
6484 92
22338 41
22598 72
58577 69
16142 98
6875 27
34711 89
12662 54
137418 82
20435 21
12286 53
8577 47
2393 36
187247 26
26252 60
196047 69
19626 27
20129 78
33683 27
18734 43
40401 92
8019 67
1203 85
9399 96
13102 21
21165 16
4958 93
3246 80
14431 13
122928 10
14566 81
64889 97
2862 07
12082 00
3693 78
1840 00
295 75
3700 00
8971 36
2289 43
4651 57
1429 00
3552 50
4000 00
950 00
939 79
2997 62
6108 00
300 00
1051 49
10400 00
1228 77
15802 10
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
152 00
160 00
160 00
160 00
160 00
325 47
2636 74
232 54
184 59
6 31
236 16
107 34
76474
74 96
62 69
494 50
352 99
117 92
64 85
223 38
225 99
585 78
161 43
68 75
34 71
1872 47
262 53
1960 48Delaware
Dixie
Empire City
Equitable
Federal Marine
Fidelity Phoenix
Fire Association
Firemans Fund
Firemens Ins Co
Fitchburgh Mutual
Franklin
Franklin
t reorgia Mutual
Georgia
Georgia Home
German Alliance
German American
Gennania
Girard
Glens Falls
Globe and Rutgers
Hamburg Bremen
Hanover
Hartford
Home
lnsmance Co of N A
Ins Co of State of Pa
Liv Lon Globe of Eng
Liv Lon Globe
London Assurance
London and Lance shire
Lumber
Lumber Mutual
Lumbei Underwriteis
Lumbermans Mutual
Mass Fire and Marine
I ercantile Mutual
Milwaukee Mechanics
Pennsylvania 1077518 00 18817 94 13287 34 5000 00
North Carolina 1128168 00 21061 10 14521 40 1052 36
New York
South Carolina 1243654 75 23625 71 14772 78 1625 00
1236233 00 6298502 00 14252 25 112478 44 14890 57 63526 73 16820 73
New York
Pennsylvania 6121507 00 91444 63 72088 08 4642 54
California 8270281 00 108083 21 56817 63 12020 75
Now Jersey 2002024 00 22800 57 21003 76 1288 60
28500 00 113 125 00 815 64 2123 41 178 81
Pennsylvania Dist of Columbia
4923 75 5342 32 1080 16 1178 12

Georgia 150191 27 86127 00 32099 45 26556 02 55019 00 14503 46 3055 83 15524 00 2061 00
Georgia 6145916 27 1878085 00
New York
New York 6916619 00 109982 03 66957 10 7038 00
New York 4081726 00 66818 51 23422 72 5398 90
Pennsylvania 1722017 04 30884 92 7832 56 2050 00
New York 2778210 00 48275 73 14035 67 3360 85
New York 2459014 00 37077 09 17409 61 6210 00
Germany 2186902 00 3463541 90 29354 26 35901 37 9727 62 14300 72 2681 57
New York
Connecticut 23992834 00 373658 32 173330 58 27691 00
New York 19451626 00 220558 30 142819 84 38837 70
Pennsylvania 35462956 00 247261 37 180132 32 3903 07
Pennsylvania England 1573021 00 16054789 00 1145576 00 28 975 55 17 673 75
265814 62 18632 36 13587 91 7579 89 37568 74 574 00
New York
England 1191936 00 5170362 00 17277 87 54221 01 11693 11 23187 94 817 00 5032 00
England

Massachusetts New York Ohio Massachusetts Rhode Island 226621 96 308700 00 139300 00 150050 00 1529990 00 7 106 15 7 345 31
9 970 88 3 148 03
3894 84 2 084 33 3 474 93
150 00
9998 89 444 95
Wisconsin 1813770 00 31557 24 14351 13 2857 501
160 00
160 00
160 00
160 00
53 60
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
135 00
160 00
150 00
160 00
160 00
160 00
160 00
160 00
100 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
188 18
216 61
236 26
142 52
124 78
914 44
080 83
228 00
8 16
21 23
53 42
150 19
430 64
320 99
1099 82
668 18
308 84
482 76
370 77
293 54
359 01
3736 58
2205 58
2472 61
289 75
2658 15
186 32
172 78
542 21
111 22
71 06
99 71
38 94
20 84
99 99
315 57TABLE No 1Continued
Insurance Companies Authorized to Transact Business in this State for the year 1911Their General Condition in Georgia is Shown
to 1st of January 1912
NAME OF COMPANY
National Home
National
National Union
New Hampshire
New Brunswick
Niagara
Norwich Union
No British Mercantile
Northern Assurance
North River
Orient
Palatine
Pennsylvania
Peoples National
Pennsylvania Lumberman
Phoenix Assurance
Phoenix
Providence Washington
Queen
Rochester German
Royal
Royal Exchange
Savannah
Scottish Union Natl
Security
Southern Mutual
STATE
Georgia
Connecticut
Pennsylvania
New Hampshire
New Jersey
New York
England
England
England
New York
Connecticut
England
Pennsylvania
Pennsylvania
Pennsylvania
England
Connecticut
Rhode Island
New York
New York
England
England
Georgia
Scotland
Connecticut
Georgia
Insurance
Written During
the Year
9528
3099
3411
810
3090
3794
7548
4207
1519
1830
3356
3586
1179
229 00
077 00
443 00
957 00
595 00
433 00
599 00
693 00
002 00
823 00
439 19
537 00
759 00
Premiums
2264703 00
8233753 00
3594680 00
6612769 00
1819584 00
7755604 00
1612822 00
3733320 00
1924100 00
39159458 00
80744 89
43641 16
40267 65
14020 12
32699 79
39631 35
68436 33
51419
27707 46
26009 13
55071
68149 59
20078 26
Losses Paid
28799 45
91073 57
37373 04
128421 17
30507 16
103517 72
25627 24
32887 21
17731 60
27670 27
2567 06
21171 29
13854 94
19850 92
14304 79
4888 13
21079 05
25106 99
47491 37
4531 46
45141 90
32114 90
358317 46
11747 11
48722 63
31111 42
56199 77
16749 27
80569 62
12081 09
22148 76
13050 36
113224 44
Losses
Unpaid
36162 04
2500 00
5573 22
325 00
5242 49
7706 00
2173 00
6756 08
217 00
676 00
5672 46
4000 00
39 80
7613 55
4736 84
14582 00
3766 36
200 00
311 35
1418 44
5038 02
Insurance
Fees
Tax on
Premiums
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
145 05
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
160 00
807 45
436 41
402 68
140 20
327 00
396 31
684 36
514 19
277 07
260 09
550 71
681 49
200 78
287 99
910 73
373 73
1284 21
371 14
1035 18
256 27
451 42
32115
358 31 160 00 160 00 160 00 160 00 160 00 160 00 150 00 144 80 46 40 160 00 160 00 160 00 160 00

Springfield Fire Marine St Paul Fire Marine Sun Massachusetts Minnesota England 4031788 00 4463378 50 4032229 22 2839310 95 70794 71 63886 85 50357 11 53950 06 32184 36 56663 99 29549 83 19934 41 8839 81 7207 93 1770 89 666 00 707 95 638 87 503 57
Sun Sveg Louisiana 539 50

United States Lloyds Virginia State New York Virginia 8542325 00 942317 00 3422475 00 3272224 00 2410522 00 21111 97 17527 10 35093 58 44761 05 39413 76 13231 09 10201 72 11175 44 22084 38 18263 84 20773 26 967 11 1125 00 50 00 4550 00 330 45 4410 16 211 12 175 27
Canada 350 94
Westchester Williamsburg City Michigan Commercial New York New York Michigan To Jany 1911 447 61 394 14
Rochester German through 37174 46 371 74

Total 415974670 55S 5505043 26 2728535 51 441394 58 16176 85 50447 80

TABLE No 2
Showing Business done by the Old Line Life Insurance Com
panies in the State of Georgia for the Year
ending January 1st 1912TABLE No 2
Old Line Life Insurance Companies Authorized to Transact Business in this State for the Year 1911Their General Condition is Shown to
1st of January 1912
NAME OF COMPANY STATE Insurance Written During the Year Old Business of Previous Years in Force Premiums Paid Losses Unpaid Losses Insurance Fees Tax on Premiums
Aetna LifeAmerican Life Accident ConnecticutMissouri 1219346 00 6282988 00 200928 20 95850 40 7812 00 160 80 53 60 84 80 48 80 39 20 51 20 39 20 35 80 97 80 90 40 48 80 213 20 89 60 87 20 68 00 173 60 63 20 80 00 53 60 75 20 51 20 32 00 89 60 32 00 8480 2009 28
American National Texas 718000 00 895500 00 60815 04 17521 30 2000 00 60 80
American National Virginia
Bankers Reserve Nebraska
Citizens National Kentucky Ohio 2322546 00 884091 00 61280 99 11675 00 612 81
Columbia
Columbian National Commercial Life Ins and Casualty Co Massachusetts Georgia 581037 00 442000 00 292000 00 118500 00 5788000 00 1288000 00 642959 00 487500 00 1519561 00 272000 00 263097 00 901362 00 50397 06 14727 02 56703 30 9517 54 595537 73 463843 05 125567 66 90847 71 117686 43 17668 25 41525 70 2732 74 3290 00 503 97 73 64
Connecticut Mutual Des Moines Connecticut Iowa 1522906 00 230832 00 10503968 00 12669422 00 3015980 00 2526241 00 439165 00 250750 00 925168 00 80025 00 567 03 95 18
Empire Equitable Fidelity Mutual Georgia 107055 31 358379 44 55788 00 14576 00 14206 00 5500 00 6500 00 20500 00 9725 00 595 53
New York Pennsylvania Illinois 4638 43 1255 68
3528 39 6500 00 908 48
Georgia Georgia 117 68
North Carolina New Yoik 176 68
415 26
Hartford
New York Illinois 125000 00 1347500 00 1231894 00 1774088 00 49400 87 77562 20 5000 00 24942 00 494 07
Illinois 1000 00 775 62

Missouri Tennessee 1094500 00 403000 00 46309 31 463 09
1 57
Jefferson Standard North Carolina 879000 00 509500 66 50016 78 10000 00 3000 00 500 17
Life Ins Co of Va
Manhattan
Maryland
Masonic Protective Assn
Massachusetts Mutual
Meridian
Metropolitan
Michigan Mutual
Missouri State
Mutuai Benefit
Mutual
National
National
New England Mutual
New York
Northwestern Mutual
Pacific Mutual
Penn Mutual
Phoenix Mutuai
Pittsburgh Life Trust
Prudential
Provident Life Acct
Reliance
Reserve Loan
Ridgeiy Protective Assn
Rome
Security
Security Life Annuity
Security Mutual
State Mutual
State
State Mutual
Southern National
Southern States
Southern States Mutual
Tr velers
Union Central
Virginia 2251518 001 2741294 00 161855 94 39788 73 427 85
New York 201500 00 2562513 00 81429 17 65328 00 4013 00
Maryland 173500 00 593800 00 24620 02 2707 15 4285
Massachusetts 349900 00 1644 00 12390 00 7566 33 1838 44
Massachusetts 925035 00 8015566 00 315761 75 107798 00 101 00
628000 00 7811275 00 1266114 00 20903058 00 46688 19 830877 99 4500 00 7415 00
New York 275946 97
717545 00 135000 00 2338336 00 1425895 36 477632 00 12358678 15 54465 09 23852 66 486656 97 16604 00 8000 00 240436 50

New Jersey 8000 00
New York 2818376 60 24430416 60 904375 01 548002 05 15149 00
Illinois 155500 00 1678500 00 1134298 00 2472442 00 1058675 45 4397672 00 3 228 972 00 40778 91 150088 70 136 861 60 19074 68 55582 70 36136 00 1000 00 2000 00
Vermont
Massachusetts New York
21671926 00 751745 14 263484 12 12738 00
Wisconsin 2131000 00 18884613 00 478126 85 173750 80 453 00
California 386075 00 1605550 00 64349 59 14216 00 1000 00
Pennsylvania 2109490 00 24193111 00 907442 00 353607 98 24500 00
Connecticut Pennsylvania 202000 00 441498 00 1 905 000 00 71 589 88 8888 00
754586 00 37259 73 32905 00 962 00
New Jersey Tennessee Pennsylvania 1201359 00 148360 00 403200 00 10 618 409 00 376 158 21 99762 21
26 000 00 3 746 20 1934 47
1203295 00 66870 37 20000 00 1000 00
34000 00 296500 00 10095 76 16161 00 120494 72 3148 13 54270 63 5000 00 11164 72 59065 60

Georgia 7571916 00 64000 00 506000 00 2802916 00 34500 00 950946 00 1410 00

North Carolina 10000 00 5000 00
New York 256500 00 1840072 00 61937 72 40188 24 5634 82
Georgia 1994000 00 475000 00 233470 00 10686520 50 5703441 00 1271315 00 439291 66 149797 73 46924 88 149543 76 3500 00

Massachusetts 3000 00

2063354 00 189000 00 219000 00 6210026 00 167 110 OO 288269 29 11 944 79 110052 00 11500 00
West VirginiaConnecticut
4686854 00 160117 20 105517 21 3706 47
Ohio 2327325 00 9908682 00 371841 45 102540 00 31 74
178 40
4160
4160
41 60
56 00
104 00
42800
65 60
58 00
269 40
108 80
51 20
118 40
32 00
209 60
209 35
87 20
254 60
41 60
89 60
161 60
46 40
7 20
63 20
36 80
262 40
60 80
46 40
53 60
135 20
48 80
44 00
46 40
92 00
39 20
195 20
82 40
1618 56
814 29
246 20
123 90
3157 62
466 88
8308 78
544 65
238 53
4866 57
9043 75
407 79
1500 89
1368 62
7517 45
4781 27
1078 94
9074 42
715 89
372 60
3761 58
37 46
668 70
100 96
161 61
602 45
3148
542 71
619 37
2196 45
1497 98
469 25
2883 69
119 45
1601 17
3718 41TABLE No 2Continued
Old Line Life Insurance Companies Authorized to Transact Business in this State for the Year 1911Their General Condition is Shown to
1st of January 1912
Union Mutual United States Annuity Volunteer State Maine Illinois Tennessee 22625 94 49 331 50 310160 50 30 106 50 11282 88 2086 37 59134 83 3011 61 1000 00 10000 00 1000 00 36 80 70 40 53 60 112 83 20 86
466 000 on 599 35

Total 66745776 04 254190425 069965386 903822902 06 164778 56 6012 55 90458 32

TABLE NO 3
Showing Business done by Assessment Life Fire and
dent Insurance Companies for the Year
ending January 1st 1912
AeciTABLE No 3
Assessment Fire Life and Accident Insurance Companies Authorized to Transact Business in this State for the Year 1911 Their General
Condition in Georgia is Shown to 1st of January 1912
NAME OF COMPANY STATE Amount of Risks Written During the Year Old Business of Previous Years in Force Premiums Losses Paid Losses Unpaid Insurance Fees Tax on Premiums
American Assurance Assn Georgia Georgia 50232 0C 58215 0C 17737 20 5768 96 56 00 56 00 32 00 183 20 219 20 32 00 56 00 20 00 20 00 160 00 160 00 20 00 2000 20 00 60 80 20 00 20 00 160 00 32 00 53 60 160 00 312 80 58 40 48 80 94 40 44 00 17 73
American Life Annuity
American Insurance Co Atlanta Mutual Ins Assn 1 Georgia Georgia 537784 0C 26049 50 18071 88 96360 62 133106 55 78683 50 8296 29 8966 25 40490 19 51629 00 32570 23 3138 60 164 86 180 72 96 36
Georgia Georgia 881780 00 283445 00 133 01
78 68
Cherokee Ins Co Georgia Georgia 1782986 66 330 00 82 96
Dallas Mutual Fire
Farmers Mutual Georgia 531260 00 4274 92 2510 85 42 74
Farmers CoOperative
Georgia Georgia 160000 00 180240 00 1700 00 1129 78 3826 45 1850 00 17 00
11 29
Fire Ins Co of Georgia
Georgia Georgia Geoigia 379723 00 524292 00 977585 00 7768 86 56490 39 11024 46 2776 60 24584 93 959 13 77 68
Georgia Mutual Industrial 56 49
110 24
GordoD County Mutual Great American CoOp Guaranty Aid Relief Socy 47
Georgia Georgia Maryland Georgia Georgia 88532 00 138420 00 321930 00 1357297 00 919592 50 78000 00 369000 00 127456 50 2813 44 35695 27 41123 32 7704 381 361402 35 593 00 86458 73 65664 10 i 1351 22 9057 18 28389 25 1000 00 160733 65 560 00 28 13
94981 00 22 01
411 23
Home Mutual 431 03 77 04
361 40
5396600 00 91606 00 5 93
Mut Life Industrial Mutual Benefit Industrial National Life Assn Georgia Georgia 72913 00 22959 35 864 58 65 67

National Assurance Co No Caroiina Mut Prov Assn Pilgrims Health Life Life South Georgia FarmersFire Sunlight Ins Co Southern Live Stock Ins Co Southern Mut Life Assn Union Mutual Assn Union File Ins Co Fire Total Georgia 100 00
No Carolina 75 20 159 20 20 80 20 00 75 20
Georgia Georgia Georgia Georgia Georgia 554390 00 96727 00 883050 00 224216 00 205830 00 152687 24 699 64 18330 50 8358 45 26468 65 146617 28 3685 25 68527 98 301 85 2551 19 4 077 00 152 68 9 03
18 35 83 58
291311 00 20 022 00 26 47
Georgia 61923 73 1975 00 111 20 160 00 146 61
188450 00 36 85

11352943 00 fi 448 037 01 309 Q4fi lfi 634753 59 1485 89 2846 80 3 214 93

TABLE NO 4
Showing Business done by Accident Marine and Surety Com
panies in the State of Georgia for the Year
ending January 1st 1912TABLE NO 4
Showing Business done by Accident Marine and Surety Com
panies in the State of Georgia for the Year
ending January 1st 1912
TABLE No 4
Accident Fidelity and Surety Insurance Companies Authorized to Transact Business in this State for the Year 1911
is Shown to 1st of January 1912
Their General Condition
NAME OF COMPANY
Aetna Acci LiabilityCo
Aetna Accident
American Casualty
Alabama Fid Casualty
American Fidelity
American Surety
American Bonding
Amer Credit Indemnity
Atlantic Horse Ins
Continental Casualty
Empire State Surety
Employers Indemnity
Employers Liabty Assnce
Equitable Casualty
Fidelity and Casualty
Federal Casualty
Fidelity and Deposit
Frankfort Acci PI Glass
General Accident Assn
General Bonding Casualty
German Commercial Acct
Great Eastern Casualty
Great Southern Accident
Guarantee of No America
Hartford Steam Boiler
Illinois Surety
STATE
Connecticut
Connecticut
Pennsylvania
Alabama
Vermont
New York
Maryland
New York
Rhode Island
Indiana
New York
Pennsylvania
England
Georgia
New York
Michigan
Maryland
Germany
Scotland
Pennsylvania
New York
Georgia
Canada
Connecticut
Illinois
Amount of
Insurance
Written During
the Year
7544450 00
461906 00
Old Business
of Previous
Years in
Force
99500 00
8709382 00
63000 00
767210 00
733200 00
1669 59
19336977 67
420000 00
4806219 62
1365660 00
5318300 00
407226 00
Premiums
103500 00
1010400 00
1959 25
96000 00
3287492 17
10312733 00
3185563 00
15000 00
3537100 00
818501 98
66000 00
103101 57
7316 31
63043 62
6530 81
863 41
21229 96
20059 81
11011
Losses
Paid
5420 11
38689 73
3274 11
43714 70
13698 38
4575 49
31573 58
14259 33
95304 05
11879 38
39773 60
7218 78
56732 97
1464 05
8974 21
19042 05
276 67
19886 21
2414 58
268 26
3426 07
5144 10
12523 19
Losses Insurance
Unpaid Fees
140 00
6001 43
90 00
31304 37
3037 42
1515 85
18021 79
7951 77
58743 39
4654 93
5694 49
7467 87
32449 61
50 00
4111 49
3268 26
6800 38
1649 70
1503 47
8985 00
34756 05
432061
125 00
546 50
851 43 35 00
Tax on
Premiums
34 40
14 40
70 40
48 20
41 60
288 80
159 20
34 40
36 80
22480
68 00
44 00
63 20
103 20
140 00
72 80
131 60
36 80
108 00
34 40
97 60
58 00
216 80
34 40
130 40
41 60
73 16
630 44
65 31
8 63
212 30
200 59
110 12
83
437 15
136 98
45 75
315 74
142 59
953 04
118 79
397 73
72 19
567 33
14 64
89 74
19 04
2 77
198 86
24 14Interstate Casualty 1 Kansas City Casualty 1 Lloyds Pla te Glass Loyal Protective Assn London Guarantee Acct Maryland Casualty Massachusetts Bonding Masonic Mutual Acct Metropolitan Casualty National Surety Alabama 605128 00 1858 95 334 07 361 88 113 60 34 40 58 40 36 80 101 40 130 40 77 60 39 20 62 40 230 00 63 20 64 60 62 80 198 80 81 80 75 20 48 80 44 00 18 58

1467 71 1789 00 27088 30 110478 77 19049 29 259 26 1278 00 18315 07 59946 78 79 25 14 68
Massachusetts England Maryland Massachusetts 9600 00 5445525 00 3368423 00 2698431 07 39500 00 9427038 00 201850 00 148 50 17 89 270 88
17263 79 1800 30 1104 79 190 49
New York 8004 02 20070 02 3609 90 3080 01 13347 74 1291 58 4446 46 736 83 10498 32 29444 47 3588 07 8821 64 2904 93 72 00 7210 37 80 04
New York 6954427 00 206 79
36 10
National Casualty New York Pinto Glass 257600 00 6046 25 2367 73 16879 98 49941 47 5363 87 16105 38 7684 25 192 72 60 46
23 68
4050350 00 14374 34 3921 57 5093 00 305 72 203 00 625 00 168 79
England 901 12 499 41
Peninsular Casualty Pennsylvania Casualty Preferred Accident Provident Life Accident Florida 53 63
Pennsylvania New York 1685500 00 411900 00 2628840 66 161 05 76 84
3900 86 706 50 20616 47 4745 85 13360 07 131558 89 9431 25 46573 77 63658 24 14958 16 3248 09 97 51 65 60 105 00 200 00 34 40 202 40 39 00
7 07
Standard Accident Thames Mersey Marine Title Guaranty 7283 15 206 17
1934502 00 1916298 50 9823545 00 220000 00 17228150 00 47 46
Pennsylvania Connecticut Connecticut New York 1071310 00 18941013 00 175000 00 3273 15 52537 75 6174 53 34122 88 14956 23 6363 99 8727 25 131 60
Travelers Accident Travelers Indemnity U S Casualty U S Fidelity Guaranty U S Health Accident 1315 59
82 40 92 00 323 20 92 00 97 36
7005 00 7724 89 149 63 465 73
636 58
1160650 0C 149 58

Total 115968643 77 47273864 11 1107860 88 534200 55 125855 27 5054 20 10918 10

TABLE NO 5
Showing the Condition of Fraternal Orders doing Business in
the State of Georgia for the Year ending
January 1st 1912
TABLE No 5
Fraternal Orders Authorized to Transact Business in this State for the Year 1912 Their General Condition is Shown to December 31
1911
NAME OF COMPANY
Atlanta Mutual Burial Assn
American Woodmen
Columbian Fraternal Assn
Citizens Mutual Benefit Society
Concord Life Assn
Catholic Knights or America
Columbian Woodmen
Cycle of Equity
Farmers Life Confederation
Farmers Mutual Life Protective Assn
Forest Woodmen Circle
Fral ernal Society
Fraternal Annuity Assn
Fraternal Mystic Circle
Fraternal Life Accident Assn
Fraternal Life Assn
Fraternal Protective Assn
Fraternal Union of America
Grand Fraternity
Homes Friend
Homesteaders
International Liberty Union
Independent Order of Foresters
Knights of Columbus
Knights of Honor
Knights of Industry
Knights of Maccabees of the World
STATE
Georgia
Colorado
District of Columbia
Georgia
Georgia
Missouri
Georgia
Alabama
Georgia
Georgia
Nebraska
Georgia
Georgia
Pennsylvania
Virginia
Georgia
Massachusetts
Colorado
Pennsylvania
Georgia
Iowa
Kentucky
Canada
Connecticut
Missouri
Dist of Columbia
Michigan
ASSETS
51 47
6787 01
2818 74
25 00
605 00
034748 25
379428 61
LIABILITIES
INCOME
1750 00
70 90
10
1213 73
802 90
783968 36
188 48
6709 72
441796 56
36896 72
1105 77
38058 24
250196 42
277280 83
464 36
85883 03
16652 67
723798 Oil
192842 81
362829 38
2413 59
464603 26
22424 00
93426 21
132 50
125559 10
10244 16
12586 48
297756 70
94460 89i
3600 00
16084 18
483 07
087086 51
105819 68
469617 71
1694 25
8898 10
3071 61
39 00
6158 20
680430 84
418668 00
EXPENDI
TURES
861794 99
10222 13
1342 70
1001200 27
150 96
11792 82
503494 39
48326 00
10156 85
110607 16
436933 49
276282 10
9090 75
227032 57
21987 19
5176965 08
1182719 57
1732751 79
3459 46
5051773 33l
1642 78
9408 44
252 87
39 00
5553 15
637769 65
277594 99
9
5
613
3
534
47
13
102
443
249
8
197
21
3312
801
1544
3
4175
968 25
719 98
679 13
168 78
752 46
911 56
373 24
076 02
684 61
447 49
203 96
836 54
454 07
334 52
777 25
240 26
649 75
046 02
318 19
FEESKnights of the Mystic Ark
Knights of Pythias
Ladies of the Maccabees
Life Benefit Co
Masonic Benefit Assn
Masons Annuity
Masonic Mutual Life Assn
Modern Brotherhood of America
Modern Order Praetorians
M odern Protective Assn
Modern Woodmen of America
Mutual Burden Bearers
Mutual Life Fraternal Assn
National Union
National Insurance Union
National Life Annuity Assn
National Fraternal Society of Deaf
National Protective Legion
Odd Fellows Annuity
Order of Heptasophs
Order of Puritans
Order of Woodmen
Peoples Mutual Benefit Assn
Retail Merchants Assn
Royal Arcanum
Royal Benefit Society
Sailors
Southern Farmers Assurance
Southern Mutual Fraternal Union
Southern Protective Assn
Tribe of Ben Hur
United Annuity Assn
United Homes of America
United Commercial Travelers
Union Mutual Life Assn
Woodmen of the World
Woodmens Circle
Total
Georgia
Dist of Columbia
Michigan
Georgia
Georgia
Georgia
District Columbia
Iowa
Texas
Pennsylvania
Illinois
Georgia
Georgia
Ohio
Georgia
Georgia
Illinois
New York
Georgia
Maryland
Pennsylvania
Georgia
Georgia
Georgia
Massachusetts
Dist of Columbia
Tennessee
Georgia
Georgia
Georgia
Indiana
Georgia
Georgia
Ohio
Georgia
Nebraska
New York
490340
980344
615
369003
224778
1126545
865869
238607
8652937
6557
2192655
244319 46
153053 48
3750 00
167990 81
297054 70
2455 00
476823 69
2798230 84
1790123 91
2267586 95
1238214 84
3992 61
205899 76
95835 19
496823 67
329512 76
382297 27
3755 50
121017 01
81269 24
328360 44
276290 40
537719 96
13984118 30 12271248 52
1
33068
10816
282903
1086676
40446
3220
886
401359
67218
5355
469 05
1615512 65
230628 15
43279 20
2637743 64
1250 00
20129 92
326564 85
38816 98
245 00
944520 38
15457 10
188784 25
554303
134
12994353
166867
82530016 11
I
210703 27
1142424 93
893 33
20731 41
11539 30
2048495 05
46071 65
2608842 29
16496 49
7448 14
2686766 39
1624819 46
137888 63
2900 35
3873 00
8554139 04
249306 28
9754 91
3011 80
146392221
8667342 40
685960 07
2220 00
609057 66
308982 83
1485302 21
136713 55
1977 34
3891 90
338866 19
251690 83
8361 42
2542 75
1373216 06
584156 07
2085 44
6432552 43
242960 57
64540316 76 55376307 54
640 00
TABLE NO 6
Comparative Table Showing Business done by Insurance Com
panies in the State of Georgia for the Years
1900 to 1911 inclusiveTABLE No 6
Comparative Tables Showing Business done by Insurance Companies in the State of Georgia for the years 1900 to 1911 inclusive
Amount
Insurance in
Force
Premiums
Losses
1900
1900
1900
1900
1901
1901
1901
1901
1901
1902
1902
1902
1902
1902
1902
1902
1903
1903
1903
1903
1903
1904
1904
1904
1904
Fire
Life
Cooperative
Accident Surety and Marine
Fire Companies
Old Line Life Companies
Assessment Life Companies
Accident Plate Glass Marine and Surety Com
panies
Fraternal Orders
Fire
179561495 07
92223613 31
7847605 00
76015608 11
231234339 40
Old Line Life
Assessment Life
Accident Plate Glass Marine and Surety Com
panies
Fraternal Orders
Agents Tax receipted for as fees by mistake
Overpayment of fees
Fire
132654379 80
4059699 50
106758014 37
234719433 09
140409404 72
4848391 00
101564929 45
Life
Cooperative
Accident Surety and Marine
Fraternal Orders
Fire
Life
Cooperative
Accident Surety and Marine
225048844 32
142672751 34
5903650 15
99933279 56
280530212 26
171133881 24
9158245 97
100855541 66
2419054 02
3989954 41
276811 01
260701 94
2799184 25
4096642 951
231899 72
329627 19
1575983 77
148844373
100074 48
122829 96
1543133
1524301
51478
20
42
150316 41
3002653 49
4799931 23
275400 53
382844 05
1379395 44
1843778 09
54375 95
203605 77
3241995 28 1431332 91
5298816 17 1758747 09
303421 89 68363 02
395082 451 201170 42
3535767 42 1336233 95
5980233 56 2302996 62
389008 97 99118 97
508813 32 243934 79
Fees
8514 40 24190 38 32704 78
251200 36385 58 38897 58
780 80 2768 10 3548 90
1396 80 2607 06 4003 86
8839 20 27991 69 36830 89
2989 60 40966 36 43955 96
848 80 2334 58 3183 38
1312 00
220 00
7860 80
3065 60
653 60
1513 60
300 00
30 00
80
8728 00
3117 60
1095 20
1740 80
430 00
9919 60
3640 80
1233 60
1704 00
Taxes
Total
3296 25
30007 81
48057 48
2754 00
3828 40
32817 29
53045 59
3034 20
4453 24
35357 67
59802 33
4046 12
5088 13
4608 25
39692 61
51123 08
3407 60
5342 00
41543 29
56163 19
4129 40
5458 57
45287 20
63443 13
5279 72
6792 131904
1905
1905
1905
1905
1905
1906
1906
1906
1906
1906
1907
1907
1907
1907
1907
1908
1908
1908
1908
1908
1909
1909
1909
1909
1910
1910
1910
1910
Fraternal Orders
Less Overpayment
Fire 274885240 75
Life 197919425 16i
CooperativeI 12661243 05
Accident Surety and Marine 99830976 34
Fraternal Orders1
Fire1
3855589 11 2560991 25
6618772 04 3443227 43
267563 37 203285 851
577022 62 248449 44
Life
Cooperative
Accident Surety and Marinc
Fraternal Orders
Fire
4281305 95 1659543 25
7337848 96 2665295 69
684149 72 262025 46
666665 49 253657 89
Life
Cooperativej
Accident Surety and Marine
Fraternal Orders
Fire i 334459580 65
Life 238257061 62
Cooperative 9281409 70
Accident Surety and Marine 94454929 27
Fraternal Orders
Fire 343282602 73
Life 318350105 64
Assessment Life Accident and Fire 12728138 75
Accident Casualty and Surety 106869199 07
4477407 90 2378900 48
7908817 60 2823055 00
797547 52 32094 57
745360 59 276193 55
4651734 69j 2059941 52
8168084 90 2966297 96
778160 07 342838 14
811598 50 351558 73
4763438 20 3165058 46
8439856 531 3302705 44j
916536 78 385864 03i
889676 30 396396 41
410 00
60
10746 40
4112 80
1892 80
1912 80
410 00
12595 40
4235 20
2995 20
1936 60
700 00
14408 20
4220 34
2824 80
2613 60
15525 65
4290 20
1781 01
2922 55j
500 00
17252 44
5102 20
1959 00
3490 20
39125 73
66605 96
4955 58
5779 25
49872 13
70718 76
6848 38
7692 05
41991 47
73537 22
9960 93
6036 78
45473 82
79115 51
7783 74
8122 18
460 00
46517 16
81820 74
7697 62
8021 37
59882 02
83335 85
10108 54
10735 78
62042 81
86110 94
9478 63
10943 92
47632 92 64885 36
84398 60 89500 80
9214 00 11173 00
8884 14 12374 34
NAME OF COMPANY
Insurance in
Force
Fire
Life
Assessment Companies
Accident Casualty and Surety
398735304 29
609499315 20
26249809 41
120670025 78
Premiums
Losses Paid
5348056 40 2524704 85
Losses
Unpaid
Fees
Tax
8703437 12
1210107 20
1024291 26
3071620 86
650344 19
441788 09
297391 27
206479 83
11500 00
183797 96
14985 00 48628 48
5593 80 84075 59
4152 60 4769 94
4612 80 9953 47TABLE NO 6Continued
Comparative Tables Showing Business done by Insurance Companies in the State of Georgiafor the years 1900 to 1911 inclusive
NAME OF COMPANY
1911 Fire Co
1911 I Old Line LifeIIIII
1911 Assessment Life
1911 I Accident Casualty and Surety
Insurance in
Force
Premiums
415974670 55 5505043 26
320936201 10 9965386 90
17800980 50 1392946 05
103242507 88 1107860 88
Losses Paid
2728535 51
3822902 06
534753 59
534200 55
Losses
Unpaid
441394 58
164778 56
1485 89
125855 27
Fees
16176 85
6012 55
2846 80
5054 20
Tax
50447 80
90458 32
3214 93
10918 10INDEX
A
ADIRONDACK FIRE INSURANCE COMPANY OP NEW YORK
8
Statement of
ETNA ACCIDENT AND LIABILITY COMPANY CONNECTICUT
729
Statement of
TNA LIFE INSURANCE COMPANY OP CONNECTICUT
328
Statement of
a LIFE INSURANCE COMPANY OP HARTFORD CONNECTICUT
733
Statement of
TNA INSURANCE CO CONNECTICUT
4
Statement of
AGRICULTURAL EIRE INSURANCE CO OP WATERTOWN N Y
26
Statement of
ALABAMA FIDELITY AND CASUALTY CO MONTGOMERY ALA
713
Statement of
ALLIANCE INSURANCE COMPANY OF PENNSYLVANIA
11
Statement of
AMERICAN ASSURANCE ASSOCIATION OF ATLANTA GA
656
Statement of
AMERICAN BONDING COMPANY OF BALTIMORE
725
Statement of
AMERICAN CASUALTY COMPANY READING PA
709
Statement or
AMERICAN CENTRAL INSURANCE COMPANY OF ST LOUIS MO
15
Statement or
AMERICAN LIFE AND ANNUITY CO OF GEORGIA
660
Statement or
AMERICAN LIFE AND ACCIDENT INS CO OF MISSOURI
335
Statement of 966 ComptrollerGenerals Eeport
AMEEICAN DRUGGISTS FIRE INSURANCE CO OF CINCINNATI
OHIO
Statement of no
AMEEICAN HOME FIEE INS CO GBEENVILLE S O
Statement of 01
AMEEICAN CEEDIT INDEMNITY COMPANY OF NEW YORK
Statement of
AMEEICAN FIDELITY COMPANY OF VERMONT
Statement of 7 a
AMEEICAN FIEE INS CO OF NEWARK N j
Statement of
AMEEICAN INSURANCE COMPANY OF SAVANNAH GA
Statement of
AMERICAN NATIONAL INSUEANCE CO OF TEXAS
Statement of 7
AMEEICAN NATIONAL LIFE INSUEANCE COMPANY OF LYNCH
BUEG VA
Statement of
342
AMEEICAN SURETY COMPANY OF NEW YOEK
Statement of 91
AMEEICAN UNION FIEE INS CO OF PHILADELPHIA PA
Statement of oc
ATHENS MUTUAL FIEE INSUEANCE COMPANY OF ATHENS GA
Statement of
ATLANTA HOME FIEE INSUEANCE COMPANY OF ATLANTA GA
Statement of
08
ATLANTIC HORSE INSUEANCE CO BHODE ISLAND
Statement of
ATLANTA MUTUAL INSUEANCE ASSOCIATION OF ATLANTA GA
Statement of
660
ATLANTIC NTIONAL FIRE INSURANCE CO OF MACON GA
Statement of ComptrollerGenerals Report 967
ATLAS ASSURANCE COMPANY LTD LONDON ENGLAND
35
Statement of
AUGUSTA FIRE INS CO AUGUSTA GA
41
Statement of
B
BANKERS HEALTH AND LIFE INSURANCE CO OF MACON GA
663
Statement of
BANKERS RESERVE LIFE CO OF OMAHA NEB
346
Statement ot
BOSTON FIRE INS COMPANY BOSTON MASS
43
Statement of
BRITISH AMERICA ASSURANCE CO TORONTO CANADA
47
Statement 01
0
CASUALTY DEPT GEORGIA LIFE INS CO OF MACON GA
791
Statement of
CALEDONIAN FIRE INSURANCE COMPANY OF EDINBURGH
50
Statement of
CASUALTY DEPARTMENT GEORGIA LIFE INS CO
812
Statement 01
CHEROKEE INSURANCE COMPANY ROME GA
666
Statement or
CITIZENS FIRE INSURANCE COMPANY OF MISSOURI
52
Statement or
CITIZENS NATIONAL LIFE INS CO OF ANCHORAGE KY
350
Statement ot
CITY OF NEW YORK FIRE INS CO N Y
56
Statement of
COLUMBIA FIRE INSURANCE COMPANY OF ATHENS GA
62
Statement of
COLUMBIA LIFE INS CO OF CINCINNATI OHIO
355
Statement of 968 ComptrollerGeneral s Eeport
COLUMBIA NATIONAL LIFE INSURANCE CO OF MASSACHUSETTS
Statement of 3gl
COLUMBIA INSURANCE COMPANY OF JERSEY CITY N J
Statement of 59
COMMERCIAL FIRE IN CO OF THE DISTRICT OF COLUMBIA
Statement of g5
COMMERCIAL LIFE INS AND CASUALTY CO OF GEORGIA
Statement of qg7
COMMERCIAL INS CO OF THE DISTRICT OF COLUMBIA
Statement of gr
COMMERCIAL UNION ASSURANCE COMPANY LTD OF LONDON
Statement of q
COMMONWEALTH INS CO OF NEW YORK
Statement of
CONNECTICUT FIRE INSURANCE COMPANY OF HARTFORD
Statement of nri
79
CONNECTICUT MUTUAL LIFE INSURANCE COMPANY OF HART
FORD CONN
Statement of
CONTINENTAL AID ASSOCIATION OF ATLANTA GA
Statement of
664
CONTINENTAL CASUALTY COMPANY OF INDIANA
Statement of
747
CONTINENTAL FIRE INSURANCE COMPANY OF NEW YORK
Statement of
74
D
DALLAS MUTUAL FIRE INS CO OF DALLAS GA
Statement of
668
DELAWARE INSURANCE COMPANY PHILADELPHIA PA
Statement of
83
DES MOINES LIFE INSURANCE COMPANY OF IOWA
Statement of
376ComptbolleeGenebals Report 969
DIXIE FIRE INSURANCE COMPANY OE GREENSBORO N O
87
Statement of
E
EMPIRE CITY EIRE INS CO OF N Y
94
Statement of
EMPIRE LIFE INSURANCE COMPANY OF ATLANTA GA
381
Statement ot
EMPIRE STATE SURETY COMPANY OF NEW YORK
758
Statement 01
EMPLOYERS INDEMNITY COMPANY OF PHILADELPHIA
751
Statement ot
EQUITABLE CASUALTY CO OF ATLANTA GA
764
Statement ot
EQUITABLE FIRE INSURANCE COMPANY OF CHARLESTON S 0
90
Statement ot
EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES
OF NEW YORK
386
Statement ot
F
FARMERS COOPERATIVE FIRE INSURANCE CO OF GEORGIA
669
Statement of
FARMERS MUTUAL FIRE INSURANCE COMPANY OF GEORGIA
668
Statement ot
FARMERS MUTUAL INSURANCE ASSOCIATION OF GORDON CO
GA
670
Statement of
FARMERS PROTECTIVE FIRE INSURANCE CO OF GEORGIA
672
Statement of
FEDERAL FIRE INSURANCE COMPANY JERSEY CITY N J
96
Statement oi
FIDELITY AND CASUALTY COMPANY OF NEW YORK
785
Statement ot 970 ComptrollerGeneral s Eeport
FEDERAL CASUALTY COMPANY OP MICHIGAN
Statement of 768
FIDELITY AND DEPOSIT COMPANY OF MARYLAND
Statement of 770
FIDELITY FIRE INSURANCE COMPANY OF NEW YORK
Statement of
FIDELITY MUTUAL LIFE INSURANCE CO OF PHILADELPHIA
Statement of 393
FIDELITYPHENIX FIRE INSURANCE CO N Y
Statement of 99
FIRE ASSOCIATION OF PHILADELPHIA PA
Statement of 104
FIRE INSURANCE COMPANY DALLAS GA
Statement of 643
FIREMENS FIRE INSURANCE COMPANY OF NEWARK N J
Statement of Ill
FIREMENS FUND INSURANCE COMPANY OF SAN FRANCISCO
CAL
Statement of 107
FITCHBURG MUTUAL FIRE INSURANCE CO MASS
Statement of 114
FRANKLIN FIRE INS CO OF PHILADELPHIA PA
Statement of 117
FRANKLIN FIRE INSURANCE CO WASHINGTON D C
Statement of 120
FRANKLIN LIFE INSURANCE COMPANY SPRINGFIELD ILL
Statement of 399
a
GENERAL ACCIDENT FIRE AND LIFE ASSURANCE CORPORATION
LTD OF PERTH SCOTLAND
Statement of gosComptkollebGeneeal s Report 971
GENERAL BONDING AND CASUALTY INS CO OF DALLAS TEXAS
Statement of 803
GEORGIA FIRE INSURANCE CO OF POLK COUNTY GA
Statement of 126
GEORGIA HOME FIRE INSURANCE COMPANY OF COLUMBUS GA
Statement of 123
GEORGIA LIFE INSURANCE COMPANY OF MACON GA
Statement of 404
GEORGIA MUTUAL FIRE INSURANCE CO DUBLIN GA
Statement of 675
GEORGIA MUTUAL INDUSTRIAL LIFE AND HEALTH INSURANCE
CO OF AUGUSTA GA
Statement of 673
GERMAN ALLIANCE FIRE INSURANCE COMPANY OF NEW YORK
Statement of 132
GERMANAMERICAN THE INSURANCE COMPANY OF NEW YORK
CITY
Statement of 135
GERMAN COMMERCIAL ACCIDENT COMPANY OF PHILADELPHIA
PA
Statement of 800
GERMAKIA FIRE INSURANCE COMPANY OF NEW YORK
Statement of 138
GERMANIA LIFE INSURANCE COMPANY OF NEW YORK
Statement of 412
GERMAN MUTUAL FIRE INSURANCE CO OF SAVANNAH GA
Statement of 676
GIRARD FIRE AND MARINE INSURANCE COMPANY OF PHILADEL
PHIA PA
Statement of 129
GLENS FALLS INSURANCE COMPANY OF GLENS FALLS N Y
Statement of 142972 ComptrollerGenerals Report
GLOBE RUTGERS FIRE INSURANCE CO N Y
Statement of 244
GREENSBORO LIFE INSURANCE COMPANY OF GREENSBORO N C
Statement of 4qo
GREAT AMERICAN COOPERATIVE EIRE ASSOCIATION OF MACON
BIBB COUNTY GA
Statement of aro
GREAT EASTERN CASUALTY AND INDEMNITY COMPANY OF NEW
YORK
Statement of on
GREAT SOUTHERN ACCIDENT AND FIDELITY CO ATLANTA GA
Statement of 7QQ
GUARANTY AID AND RELIEF SOCIETY OF SAVANNAH GA
Statement of oon
bou
GUARANTEE COMPANY OF NORTH AMERICA CANADA
Statement of
Sb
H
HAMBURGBREMEN FIRE INSURANCE CO HAMBURG GERMANY
Statement of
HANOVER FIRE INSURANCE COMPANY OF NEW YORK
Statement of
151
HARTFORD LIFE INS CO OF CONNECTICUT
Statement of
417
HARTFORD LIFE INSURANCE COMPANY OF HARTFORD CONN
Statement of
154
HARTFORD STEAM BOILER INSPECTION AND INSURANCE COM
PANY OF CONNECTICUT
Statement of
816
HOME MUTUAL FIRE INSURANCE CO GEORGIA
Statement of
684
HOME FRIENDLY SOCIETY OF BALTIMORE MD
Statement of
682CompteolleeGenebals Kepokt 973
HOME INSURANCE COMPANY OF NEW YORK
Statement of 15
HOME LIFE INSURANCE COMPANY OP NEW YORK
429
Statement of
I
ILLINOIS LIFE INSURANCE COMPANY OF CHICAGO
Statement of 428
ILLINOIS SURETY COMPANY CHICAGO ILL
822
Statement of
INDUSTRIAL LIFE AND HEALTH INSURANCE COMPANY OF AT
LANTA GA
Statement of 685
INSURANCE COMPANY OF NORTH AMERICA PHILADELPHIA PA
Statement of 163
INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA
Statement of 167
INTERNATIONAL LIFE INSURANCE COMPANY OF ST LOUIS MO
Statement of 437
INTERSOUTHERN LIFE INS CO OF KY
Statement of 433
INTERSTATE CASUALTY COMPANY BIRMINGHAM ALA
Statement of 8I9
INTERSTATE LIFE AND ACCIDENT CO OF CHATTANOOGA TENN
Statement of 826
J
JEFFERSON STANDARD LIFE INSURANCE COMPANY OF NORTH
CAROLINA
Statement of 441
K
KANSAS CITY CASUALTY CO OF KANSAS CITY MO
Statement of 829974 ComptrollerGenerals Beport
L
LIFE INSURANCE COMPANY OF VIRGINIA RICHMOND
Statement of 443
LIVEBPOOL AND LONDON AND GLOBE INSURANCE COMPANY OF
LIVERPOOL ENGLAND
Statement of jg
LLOYDS PLATE GLASS INSURANCE COMPANY OF NEW YORK
Statement of
LONDON ASSURANCE CORPORATION OF LONDON ENGLAND
Statement of
LONDON GUARANTEE AND ACCIDENT CO LTD OF LONDON
ENGLAND
Statement of r0
LONDON AND LANCASHIRE FIRE INSURANCE COMPANY OF LIV
ERPOOL ENGLAND
Statement of
LOYAL PROTECTIVE INSURANCE COMPANY OF MASSACHUSETTS
Statement of
840
LUMBER MUTUAL FIRE INSURANCE COMPANY OF BOSTON MASSA
Statement of
187
LUMBERMENS MUTUAL INS CO OF MANSFIELD OHIO
Statement of
193
LUMBER UNDERWRITERS FIRE INSURANCE COMPANY OF NEW
1 U Ivlv
Statement of
190
LUMBER tNSURANCE COMPANY OF NEW YOIIK
Statement of
185
M
MANHATTAN LIFE LNSUBANCE OMPANY OF NEW YORK
Statement of
450
MABYLAND CASUALTY COMPANY OP BALTIMORE
Statement of
848ComptrollerGenerals Report 975
MARYLAND LIFE INSURANCE COMPANY OF MARYLAND
457
Statement of
MASSACHUSETTS BONDING AND INSURANCE COMPANY OP BOS
TON
856
Statement of
MASSACHUSETTS EIRE AND MARINE INS CO OP BOSTON MASS
195
Statement of
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY OF
SPRINGFIELD
466
Statement of
MASONIC PROTECTIVE ASSOCIATION OF WORCESTER MASS
463
Statement of
MASONIC MUTUAL ACCIDENT CO OF SPRINGFIELD MASS
854
Statement of
MERCANTILE MUTUAL INSURANCE COMPANY OF PROVIDENCE
R I
198
Statement of
MERCHANTS LIFE ASSOCIATION BURLINGTON IOWA
687
Statement of
MERIDIAN LTFE AND TRUST COMPANY OF INDIANA
472
Statement of
METROPOLITAN CASUALTY INSURANCE COMPANY OF NEW
YORK
860
Statement o
METROPOLITAN LIFE INSURANCE COMPANY OF NEW YORK
476
Statement of
MICHIGAN MUTUAL LIFE INSURANCE COMPANY DETROIT
484
Statement 01
MILWAUKEE MECHANICS FIRE INSURANCE COMPANY OF WIS
CONSIN
200
Statement or
MISSOURI STATE LIFE INSURANCE COMPANY OF ST LOUIS MO
489
Statement of 96 ComptrollerGeneral s Eeport
MUTUAL BENEFIT LIFE INSURANCE COMPANY OF NEW JERSEY
Statement of
494
MUTUAL BENEFIT INDUSTRIAL LIFE INSURANCE ASSOCIATION
OF GEORGIA SAVANNAH GA
Statement of
691
MUTUAL LIFE INDUSTRIAL ASSOCIATION OF GEORGIA ATHENS
Statement of
689
MUTUAL LIFE INSURANCE COMPANY OF NEW YORK
Statement of
500
N
NATIONAL ASSURANCE CO ATLANTA GA
Statement of
695
NATIONAL CASUALTY COMPANY OF MICHIGAN
Statement of
864
NATIONAL FIRE INSURANCE COMPANY OF HARTFORD CONN
Statement of
205
NATIONAL HOME FIRE INS CO OF POLK COUNTY GA
Statement of
205
NATIONAL LIFE ASSOCIATION DBS MOINES IOWA
Statement of
693
NATIONAL LIFE AND ACCIDENT INSURANCE COMPANY NASH
VILLE TENN
Statement of
867
NATIONAL LIFE NSUBANCE COMPANY MONTPELIER VERMONT
Statement of
NATIONAL LIFE NSURANCE COMPANY OF CHICAGO ILLl
Statement of
507
NATIONAL SURETY COMPANY OP NEW YORK
Statement of
872
NATIONAL UNION FIRE INSUR4NCP rmrDv
lou liAAiji COMPAs V OF PTTTSTiTTRr
PENNSYLVANIA FU TSBUBG
Statement of
208ComptrollerGenerals Report 977
NEW BRUNSWICK FIRE INSURANCE COMPANY OF NEW BRUNS
WICK N J
211
Statement of
NEW ENGLAND MUTUAL LIFE INSURANCE COMPANY OF BOSTON
MASS
519
Statement of
NEW HAMPSHIRE FIRE INSURANCE COMPANY OF MANCHESTER
N H
215
Statement of
NEW YORK LIFE INSURANCE COMPANY OF NEW YORK
525
Statement or
NEW YORK PLATE GLASS INS CO N Y
870
Statement or
NIAGARA FIRE INSURANCE COMPANY OF NEW YORK
218
Statement or
NORTH AMERICAN ACCIDENT INSURANCE COMPANY OF ILLI
NOIS
877
Statement of
NORTH CAROLINA MUTUAL AND PROVIDENT ASSOCIATION DUR
HAM N C
695
Statement or
NORTH RIVER FIRE INSURANCE COMPANY OF NEW YORK CITY
N Y
233
Statement or
NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY OF WIS
CONSIN MILWAUKEE
532
Statement of
O
OCEAN ACCIDENT AND GUARANTEE CORPORATION LIMITED OF
LONDON ENGLAND
880
Statement or
ORIENT FIRE INSURANCE COMPANY OF HARTFORD CONN
Statement of 978 ComptrollerGenerals Report
p
PACIFIC MUTUAL LIFE INSURANCE COMPANY OF CALIFORNIA
Statement of 530
PACIFIC MUTUAL LIFE INSURANCE COMPANY OF CALIFORNIA
Statement of cog
PALATINE INSURANCE COMPANY LTD OF LONDON ENG
Statement of 240
PENINSULAR CASUALTY COMPANY OF FLORIDA
Statement of 90
PENN MUTUAL LIFE INSURANCE COMPANY OF PHILADELPHIA
Statement of 557
PENNSYLVANIA CASUALTY COMPANY SCRANTON
Statement of oqq
PENNSYLVANIA FIRE INSURANCE COMPANY OF PHILADELPHIA
Statement of 043
PENNSYLVANIA LUMBERMANS MUTUAL FIRE IN CO OF PHILA
DELPHIA
Statement of 040
PEOPLES NATIONAL FIRE INS CO OF WILMINGTON DEL
Statement of a
PHOENIX LIFE INSURANCE COMPANY OF HARTFORD CONNECTI
CUT
Statement of o
PHCENIX MUTUAL LIFE INSURANCE COMPANY OF CONNECTICUT
Statement of
564
PILGRIM HEALTH AND LIFE INSURANCE COMPANY OF AUGUSTA
GEORGIA
Statement of
097
PITTSBURG LIFE TRUST COMPANY PITTSBURG PA
Statement of
071
PREFERRED ACCIDENT INSURANCE COMPANY OF NEW YORK
Statement of
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ComptrollerGenerals Eeport 979
PROVIDENCE WASHINGTON INSURANCE COMPANY OP PROVI
DENCE R I
Statement of 259
PROVIDENT LIPE AND ACCIDENT INSURANCE COMPANY OF
CHATTANOOGA TENN
Statement of 546
PRUDENTIAL INS CO OP AMERICA NEWARK N J
Statement of 548
Q
QUEEN INSURANCE COMPANY OP AMERICA NEW YORK
Statement of 262
R
RELIANCE LIPE INSURANCE COMPANY PITTSBURG PA
Statement of 576
RESERVE LOAN LIPE INSURANCE COMPANY OP INDIANAPOLIS
INDIANA
Statement of 580
RIDGLEY PROTECTIVE ASSOCIATION WORCESTER MASS
Statement of 584
ROCHESTER GERMAN PIRE INSURANCE COMPANY OP ROCHES
TER N Y
Statement of 265
ROME INSURANCE COMPANY ROME GA
Statement of 587
ROYAL CASUALTY COMPANY OP ST LOUIS MO
Statement of 903
ROYAL EXCHANGE ASSURANCE CORPORATION OF LONDON
Statement of
ROYAL INDEMNITY COMPANY OF NEW YORK N Y
902
Statement o
S
SCOTTISH UNION AND NATIONAL INSURANCE COMPANY OF EDIN
BURGH SCOTLAND
277
Statement or 980 CompteollebGenebals Bepoet
SECURITY FIRE INSURANCE COMPANY OF NEW HAVEN CON
NECTICUT
Statement of g80
SECURITY LIFE AND ANNUITY INSURANCE COMPANY GREENS
BORO N C
Statement of
SECURITY LIFE INSURANCE COMPANY OF AMERICA
Statement of
590
SECURITY MUTUAL LIFE INSURANCE COMPANY OF NEW YORK
Statement of
599
SOUTH GEORGIA FARMERS FIRE INSURANCE COMPANY OF THOM
ASVILLE GA
Statement of
699
SOUTHERN LIVE STOCK INS CO OF DALLAS GA
Statement of
702
SOUTHERN STATES FIRE INS CO ATHENS GA
Statement of
704
SOUTHERN MUTUAL FIRE INSURANCE COMPANY OF ATHENS
GEORGIA
Statement of
284
SOUTHERN STATES MUTUAL LIFE INSURANCE COMPANY OF WEST
VIRGINIA
Statement of
625
SOUTHERN STATES LIFE INSURANCE COMPANY OF ALABAMA
Statement of
621
SOUTHERN STATES FIRE AND CASUALTY INS CO OF BIRMING
HAM ALA
Statement of
286
SOUTHERN STATES FIRE INS CO ATHENS GA
Statement of
905
SOUTHERN NATIONAL LIFE INS CO OF KENTUCKY
Statement of
6irCompteolleeGeneeals Kepoet 981
SPRINGFIELD FIRE AND MARINE INSURANCE COMPANY OF
SPRINGFIELD MASS
288
Statement 01
STANDARD ACCIDENT INSURANCE COMPANY OF MICHIGAN
Statement of
STATE LIFE INSURANCE COMPANY INDIANAPOLIS INDIANA
Statement of
STATE MUTUAL LIFE ASSURANCE COMPANY WORCESTER MASSA
CHUSETTS
Statement of 61S
STATE MUTUAL LIFE INSURANCE COMPANY OF ROME GEORGIA
Statement of 604
ST PAUL FIRE AND MARINE INSURANCE COMPANY OF ST PAUL
MINNESOTA
Statement of 292
SUBSCRIBERS AT UNITED STATES LLOYDS MARINE INSUR
ANCE UNDERWRITERS OF NEW YORK CITY
Statement of 310
SUNLIGHT INSURANCE COMPANY OF ATLANTA GEORGIA
Statement of 700
SUN FIRE INSURANCE COMPANY OF NEW ORLEANS LA
Statement of 2
SVEA FIRE AND LIFE INS CO OF GORTHENBURG ENG
Statement of 303
T
TITLE GUARANTY AND SURETY COMPANY OF SCRANTON PA
Statement of 911
TRAVELERS INDEMNITY CO OF HARTFORD CONN
Statement of 917
TRAVELERS INSURANCE COMPANY OF CONNECTICUT
Statement of 922
TRAVELERS INS CO OF HARTFORD CONN
Statement of 630
982 ComptrollerGenerals Report
T
THE jETNA ACCIDENT AND LIABILITY CO CONN
Statement of 743
U
UNION CENTEAL LIFE INSUKANCE COMPANY OP OHIO
Statement of 535
UNION PIEE INSURANCE COMPANY OF ATLANTA GEORGIA
Statement of ynj
UNION MARINE INSURANCE COMPANY LTD OF LIVERPOOL
ENGLAND
Statement of 03
UNION MUTUAL ASSOCIATION OF ATLANTA GA
Statement of ygr
UNION MUTUAL LIFE INSURANCE COMPANY OF MAINE
Statement of
UNITED STATES ANNUITY AND LIFE INSURANCE COMPANY CHI
CAGO ILL
Statement of
047
UNITED STATES BRANCH OF THE AACHEN MUNICH FIRE IN
CO OF AIX LA CHAPELLE GERMANY
Statement of
UNITED STATES BRANCH OF THE EMPLOYERS LIABILITY ASSUR
ANCE CORPORATION LTD ENGLAND
Statement of
754
UNITED STATES BRANCH OF THE FRANKFORT MARINE ACCIDENT
AND PLATE GLASS INS CO OF GERMANY
Statement of
774
UNITED STATES BRANCH OF LIVERPOOL AND LONDON AND GLOBE
INSURANCE COMPANY OF LIVERPOOL ENG
Statement of
171
UNITED STATES BRANCH OF THE LONDON GUARANTEE AND
ACCIDENT CO LTD LONDON ENGLAND
Statement of
840ComptbolleeGenekals Eepokt 983
UNITED STATES BBANCH OE THE NOETHEEN ASSTTEANCE CO
LTD OF GEEAT BEITAIN
229
Statement of
UNITED STATES BBANCH NOETH BBITISH AND MEBCANTILE EIEE
INSUEANCE COMPANY OF LONDON AND EDINBUEGH
225
Statement of
UNITED STATES BBANCH OF THE NOEWICH UNION FIBE INSUE
ANCE SOCIETY LTD OF ENGLAND
221
Statement of
UNITED STATES BBANCH PHCENIX ASSUEANCE CO LTD OF
LONDON
252
Statement oi
UNITED STATES BBANCH OP THE EOYAL INSUEANCE COMPANY
LTD OF LONDON ENGLAND
269
Statement of
UNITED STATES BBANCH SUN INSUEANCE OFFICE OF LONDON
ENGLAND
296
Statement oi
UNITED STATES BEANCH OF THE THAMES AND MEESEY MAEINE
INSUEANCE COMPANY LTD OF GEEAT BEITAIN AND
IEELAND
915
Statement of
UNITED STATES BEANCH WESTEEN ASSUEANCE COMPANY OF
CANADA
317
Statement of
UNITED STATES CASUALTY COMPANY OF NEW YOEK
930
Stateemnt oi
UNITED STATES FIDELITY AND GUAEANTY COMPANY OF MABY
LAND
779
Statement of
UNITED STATES FIEEMENS INS CO OF PHILADELPHIA PA
Statement of
UNITED STATES HEALTH AND ACCIDENT INS CO OF SAGINAW
MICH
927
Statement of 984 ComptrollerGenerals Report
v
VIRGINIA STATES FIRE INSURANCE COMPANY OF RICHMOND
Statement of
VOLUNTEER STATE LIFE INSURANCE COMPANY OF CHATTA
NOOGA TENNESSEE
Statement of fi
W
WESTCHESTER FIRE INSURANCE COMPANY OF NEW YORK
Statement of 9n
WILLIAMSBURGH CITY FIRE INSURANCE COMPANY OF N Y
Statement of mmmmmmBmmmmmmmmaBm
64
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