Report of the Insurance Department of the Comptroller-General's Office for the Year Ending December 31, 1905

THE LIBRARY OF
THE UNIVERSITY OF GEORGIAssMssss f
REPORT
Insurance Department
COMPTROLLERGENERALS OFFICE
Year Ending December 31 1905
Atlanta Ga
Geo W Harrison State Printer
The Franklin Printing and Publishing Company
1906Shbws
MAY 2645

SSSSSSSREPORT
Atlanta Ga December 31 1905
To His Excellency J M Terrell Governor
Sir In compliance with law I have the honor to submit
the annual report of this department for the year 1905
Wm A Wright
ComptrollerGeneral and Insurance Commissioner
COMPTROLLERGENERALS REPORT V
The following Fire and Life Insurance Companies having complied with
the laws of Georgia are authorized to transact business in the State for
the year 1905
FIRE INSURANCE COMPANIES
American Central Fire 415 Locust St St Louis Mo
American Fire Insurance Co Newark N J
Agricultural Fire Watertown New York
Etna Fire Hartford Conn
Atlas Assurance Co London
Atlanta and Birmingham
Atlanta Home Atlanta Ga
Boston Insurance Co
British America 18 Front Street Toronto Canada
Caledonian 27 Pine Street New York
Citizens Fire St Louis Mo
Commercial Union 58 William Street New York
Continental 46 Cedar Street New York
Connecticut Fire Hartford Conn
Eagle Fire New York
Fire Association of Philadelphia 34 Fifth Street Philadelphia Pa
Firemans Fund San Francisco Cal
Georgia Home Columbus Ga
German Alliance New York
German Freeport 111
GermanAmerican 115 Broadway New York
Germania Fire 117 Broadway New York
Glens Falls Fire 149 Glen Street Glens Falls New York
HamburgBremen U S B 62 Cedar Street New York
Hanover Fire 40 Nassau Street New York
Hartford Fire 53 Trumbull Street Hartford Conn
Home 119 Broadway New York
Insurance Company of North America 232 Walnut St Philadelphia Pa
Law Union Crown 35 Pine Street New York
Liverpool and London and Globe U S B45 William Street New York
Liverpool and London and Globe New York
London Assurance U S B 8 Wall Street New York
London and Lancashire U S B 46 Pine Street New York
Lumber Mutual Fire Boston Mass
Mercantile Mutual Fire 10 Weybossett Street Providence R I
Milwaukee Mechanics Milwaukee
National Fire Hartford Conn
National Union Fire Pa
Niagara New York
New Hampshire Manchester N H
North German 2 Liberty Street New York
Norwich Union 67 Wall Street New York
North British and Mercantila U S B 54 William Street New York
Northern Assurance 25 Pine Street New York
North River Insurance Co 84 William Street New York
S9 4
VI
COMPTROLLERGENERALS REPORT
Orient Insurance Company Hartford Conn
Palatine U S B 2L Nassau Street New York
Pennsylvania Fire 510 Walnut Street Philadelphia Pa
Phcenix Assurance of England U S Li 47 Cedar Street New York
Phoenix of New York 16 Court Street Brooklyn N Y
Phoenix of Connecticut 64 Pearl Street Hartford Conn
Queen of America 49 Cedar Street New York
Rochester German Kochester N Y
Royal Liverpool England Louisville Ky
Scottish Union and National U S B 222 Asylum Street Hartford Conn
Southern Mutual Athens Ga
Springfield Fire and Marine Springfield Mass
St Paul Fire and Marine St Paul Minn
Sun Insurance Office England 54 Pine Street New York
Sun New Orleans La
Traders Fire 160 LaSalle Street Chicago 111
Union Assurance Society London U S B 35 Pine Street New York
Western Assurance 22 Wellington Street Toronto Canada
Westchesler Fire 27 and 29 Pine Street New York
Williamsburg City Fire 13 Broadway Brooklyn N Y
LIFE INSURANCE COMPANIES
iEtna Life Hartford Conn
Citizens Life Louisville Ky
Columbian National Boston
Columbia Life Cincinnati Ohio
Connecticut Mutual Life Hartford Conn
Equitable Life 120 Broadway New York
Fidelity Mutual Life Philadelphia Pa
Franklin Life Springfield 111
Germania Life 20 Nassau Street New York
Hartford Life Hartford Conn
Home Life 256 Broadway New York
Illinois Life Chicago 111
Interstate Life Indianapolis Ind
Life Insurance Company of Virginia Richmond Va
Manhattan Life of New York
Maryland Life 10 South Street Baltimore Md
Massachusetts Mutual Life 413 Main Street Springfield
Metropolitan Life 36 Park Place New York
Michigan Mutual Life Detroit Mich
Missouri State Life St Louis
Mutual Benefit Life 752 Broad Street Newark N J
Mutual Life of New York 32 Nassau Street New York
Mutual Reserve Life 305 Broadway New York
Chicago Life of Chicago 111
National Life 1430 F Street Washington D C
National Life Montpelier Vt
New England Mutual Life Boston
New York Life 346 and 348 Broadway New YorkCOMPTROLLERGENERALS REPORT
VII
Northwestern Mutual Life corner Broadway and Milwaukee Streets Mil
waukee Wis
Pacific Mutual Life San Francisco Cal
Prudential Life Newark N J
Penn Mutual Life 921 Chestnut Street Philadelphia Pa
Phcenix Mutual Life Hartford Conn
Pittsburgh Trust and Life Pittsburg Pa
Provident Savings Life 55 Liberty Street New York
Reliance Life Pennsylvania
Reserve Loan Life Indianapolis Ind
Royal Union Mutual Des Moines Iowa
Security Trust Philadelphia Pa
Security Mutual Life Binghamton N Y
State Mutual Life and Annuity Rome Ga
Sun Life Montreal Canada
State Life Indianapolis ind
State Mutual Life Worcester Mass
Travelers Life 56 Prospect Street Hartford Conn
Union Central Life 243 West Fourth Street Cincinnati Ohio
Union Mutual Life Portland Me
Volunteer State Life Chattanooga Tenn
Washington Life 21 Courtland Street New York
The following Assessment Fire Life and Accident Insurance Companies
having complied with the law are authorized to transact business in the
State for the year 1905
Angelus Mutual Moultrie Ga
Athens Mutual Fire Insurance Company Athens Ga
American Insurance Company fire Atlanta Ga
American Assurance Association Atlanta Ga
Atlanta Mutual Insurance Association Atlanta Ga
Bankers Health and Life Macon Ga
Benevolent Life and Health Augusta Ga
Commonwealth Fire Insurance Company Atlanta Ga
Continental Aid Association Atlanta Ga
Cotton Mill Mutual Fire Insurance Company Augusta Ga
Empire Industrial Insurance Association Atlanta Ga
Empire Mutual Annuity and Life Insurance Company Atlanta Ga
Farmers Mutual Fire Insurance Company Fort Gaines Ga
Farmers Fire Insurance Company Madison Ga
Farmers Cooperative Fire Association Jackson Ga
Georgia Home Benevolent Athens Ga
Georgia Industrial Insurance Company Atlanta Ga
Great Southern Home Industrial Association Birmingham Ala
Georgia Cooperative Fire Insurance Company Augusta Ga
Globe Fire Insurance Company Atlanta Ga
German Mutual Fire Insurance Company Savannah Ga
Guaranty Aid and Relief Society Savannah Ga

VIII
COMPTROLLERGENERALS REPORT
Home Friendly Society Baltimore Md
Industrial Life Association Elberton Ga
Industrial Life and Health Insurance Company Atlanta Ga
Loyal Protective Association Boston Mass
Metropolitan Mutual Benefit Association Atlanta Ga
Mutual Aid Association Augusta Ga
Mutual Benefit Life Valdosta Ga
Mutual Life and Wage Guaranty Company Atlanta Ga
Mutual Life and Industrial Association Athens Ga
Mutual Fire Indemnity Association Augusta Ga
Mutual Fire Cordele Ga
Pilgrims Health and Life Augusta Ga
Royal Mutual Atlanta Ga
Southern Health and Accident Griffin Ga
Southern Live Stock Valdosta Ga
Southern Mutual Life Association Atlanta Ga
State Mutual life and Annuity Association Rome Ga
Sunlight Fire Atlanta Ga
Sunset Life Royston Ga
Union Benefit Savannah Ga
Union Mutual Association Atlanta Ga
United States CoOperative Life Insurance Association Atlanta Ga
The following Insurance Companies other than Fire and Life having
complied with the law are authorized to transact business in the State for
the year 1905
yEtna Indemnity Hartford Conn
American Surety New York
American Bonding and Trust Company Baltimore Md
Empire State Surety Company New York
Employers Liability Insurance Association 84 and 8 King William Street
London England and 71 Kilby Street Boston Mass
Fidelity and Casualty 214 Broadway New York
Fidelity and Deposit Company Baltimore Md
Frankfort Marine Accident and Plate Glass Frankfort Ky
General Accident Association Corporation Philadelphia Pa
Great Eastern Casualty 290 Broadway New York
Guarantee of N A 157 St James Street Montreal Canada
Hartford Steam Boiler 218 Main Street Hartford Conn
Lloyds Plate Glass 68 William Street New York
London Guarantee and Accident 139 LaSalle Street Chicago 111
Maryland Casualty Company Baltimore Md
Metropolitan Plate Glass Company 166 Liberty Street New York
National Surety Company New York N Y
New7 York Plate Glass New York
North American Accident 217 LaSalle Street Chicago
Ocean Accident 346 Broadway New York
Pennsylvania Casualty Scran ton PaCOMPTROLLERGENERALS REPORT
IX
Pacific Surety 326 Montgomery Street San Francisco
Preferred Accident New York
Standard Life and Accident Detroit Mich
Thames and Mersey Marine 69 Wall Street New York
Title Guaranty Company Scranton Pa
United States Casualty Company 38 Nassau Street New York
United States Fidelity and Guaranty Baltimore Md
United States Health and Accident Saginaw Mich
FRATERNAL ORDERS
Acme Mutual Benefit Savannah Ga
American Benevolent Association St Louis Mo
American Fraternity Alexandria Va
American Guild Richmond Va
American Woodmen Denver Col
Atlanta Benevolent Mutual Association Atlanta Ga
Atlanta Benevolent and Protective Association Atlanta Ga
Benevolent Knights Meridian Miss
Catholic Knights of America St Louis Mo
Eminent Household of Columbian Woodmen Atlanta Ga
Foresters Toronto Canada
Fraternal Union Denver Col
Fralernal Relief Association Richmond Va
Fraternal Bankers of America St Louis Mo
Fraternal Censor Dayton Ohio
Heptasophs Baltimore Md
Home Life and Health Insurance Association Atlanta Ga
Knights of Honor St Louis Mo
Ladies of the Maccabees Port Huron Mich
Masons Annuity Atlanta Ga
Masonic Mutual Relief Association Washington D C
Modern Puritans Norfolk Va
Modern Workmen of the World Alexandria Va
National Benevolent Society Kansas City Mo
National Fraternal Union Murray Ky
National Laborers Protective Union Atlanta Ga
National Union Life Association Atlanta Ga
National Union Toledo Ohio
Pilgrims Benevolent Aid Association Augusta Ga
Royal Arcanum Boston Mass
Royal Benevolent Union Atlanta Ga
Royal Fraternal Union St Louis Mo
Royal Benefit Society Washington D C
United Benevolent Society Atlanta Ga
United States Protective Society St Louis Mo
United Americans Atlanta Ga
LIST OF
NSURANCE AGENTS
WHO HAVE PAID THE
OCCUPATION TAX FOR THE YEAR 1905
From January 1st to October 1st of said Year
A T Baker
J T Dial
Abbeville Wilcox County
G 0 McWhirter
Adairsville Bartow County
Bishop McOollum
Adel Berrien County
W D Wells
Alley Montgomery County
A 0 Brantley
Albany Dougherty County
J S Davis Co J F Messer B A Barnes Jr
W E Gamaway LEWelch C A Hunt
V E Bush F 0 Tichnor Co W H Gilbert
R H Warren
Allapaha Berrien County
Paulk Tiller
Amerieus Sumter County
W C Chase D W Bagley Co L M Hansford
J C Roney J E Mathis F B Arthur
Roney Davenport John T Argo Co J A Davenport
J A Ansley Co Pickett Ansley
Arlington Calhoun County
J 0 McNeil J G McMillan
Athens Clarke County
L M Johnson S C Upson W M Norris
J R Crane Co J J Wilkins R T DuBose
A H Milstedd Kytle Jackson Irving Reilly
I W Brown F A Lipscomb John A Darwin
Chas I Mell Ilinton Gantt


ILII
IBRARY
OGEOB
VCOMPTROLLERGENERALS REPORT
Thomas Walsh
F W Griffin
J C Cockrell
J EWilheltn
O H Kicklighter
T C Shreve
Miss Carrie Kirtley
E C Merry
J A Stewart
S Y Tupper
B L Daniel
B B Hudgins
G J Hanson
Ross Hunter
R J Guinn
J C Tumlin
E M Durant
B E Bell
E F Malone
E P Chamberlain
E R Wood
J A Le Surer
Allen Wilder
J M Johnson
J G Wood
W G Higley
F L Barber
B T Palmour
H H Cabaniss
N T Anderson
R W Rood
Arthur ArringtOB
F C Calkins
J S Counselman
1 L RileyCo
J E Beston
J M Gray
A II Marchant
F Phinizy
W II Crane
Jos L Mulherin
J L Armstrong
W H Crane
T F Harrison
A L Cunningham
Cohen Co
AsKburn Worth County
Atlanta Fulton County
D J Ligon
L J Hill
Mrs E V Smith
W H Lemmond
N F Anderson
W G Paschall
II A Coleman
Thomas E Veal
C W Brumby
R L Cooney
G Garner
B T Johnson
S L Hillyer
Alex Saunders
R P Poindester
H A Hostetter
N F Jackson
B L Bur well
E J Clark
James G West
George Poindexter
J C Shafer
A E Shulhafer
K A F Leinweber
Akers Skinner
Mathews Hill
H G Wells
C G Brown
C A Rauchenburg
J K Felker
G L Wilcox
J S Cowles
J W Hauser
Milton Reed
E 0 Lounsberry
Samuel Barnett
A J Self
John T Moody
E C Lester
F W Coleman
F J Cohen
L H Everhart
W H Zachry
C S Davis
D C Morefield
Robert Cook
J Fuld
W P Mosteller
E G Roberts
T R Campbell
Menzo White
S M Stith
W E Arnold
J S Russell
J T Farra
0 M Ilollingsworth
J H Immel
W C Dreger
W S Featherstone
T B Wallace
L Z Gordon
W E Muirhead
D C Camp
S E Smith
V J McBride
Edgar Dunlap
J F Pickard
Geo N Barker
AV A Taylor
Patterson Reynolds
C H Harrison
N P Cox
E S McOandless

Augusta Richmond County
F T Graham P J Cronin
M B Gray
Hook Pickett
T H Sherman
11 0 Lorick
E G Kolbfliesch
Harry Canty
P M Mulherin
Miss E T Bellinger
I T Heard
A P H Mullarky
Marie U Plumb
W D Savage
Mrs Clara R Mathewson
Alexander Johnson
SteinerCOMPTROLLERGENERALS REPORT
J A Yarbrough
E J Oostello
O N Davis
A L Boyle
John E Reed
F S Jones
E T McLean
0 H Humphrey
F B Jones
A J Strickland
J H Coachman
R L Howell
J H Davis
J R Willis
J M Jones
Brooks Brooks
B M Comfort
J B Mosley
H G Barrett
Burke Co
Benj A Chew
F MButt Co
C R Dance
A M Boatwright
W R Dawson
P W Fleming
R G Jackson
Bainbridge Decatur County
John E Reed T E Morgan
John E Reed B M Campbell
P L Mathis
Bamesville Pike County
E S Murphey Son J A McCrary
E L Cook
Barlow Jefferson County
H E Smith
Bishop Oconee County
H C Poulain
Blaekshear Pierce County
Brantley Pomeroy
Blakely Early County
J W Vinson W Z T Bridges
Blue Ridge Fannin County
B C Wages J H Carter
H P Mulkey
Boston Thomas County
J R Garson Jones Horn
Brantley Feltham David Comfort
Bowman Elbert County
O T Lester
Bremen Haralson County
J J Mangham
Bronwood Terrell County
J F Eden Jr
Broxton Coffee County
H C Campbell
Brunswick Glynn County
C W Deming E C Butts
Jas S Wright H W GaleCOMPTROLLERGENERALS REPORT
B T Reese
Walter Davis
T B Beck
O E Cox
S C Latham
S E Grow
John T Norris
Barber Knight
W S Brown
Buchanan Haralson County
H S McOollum
Buena Vista Marion Coimty
George R Lowe W C Singleton
Byron Houston County
J E McDonald
Wight Brannon
Asa Brantley
John B Thompson
Cairo Thomas County
Calhoun Gordon County
A E Ramsaur
Camak Warren County
C J Reed
Camilla Mitchell County
O E Cox R L Haggard
Canton Cherokee County
B F Perry
Carlton Madison Comity
Smith Stevens
Carrollton Carroll Cjunty
R W Adamson J R Adamson
Cartcrsville Bartozv County
R C Bachelor
Cedartozvn Polk County
R A Adams W J Harris
C M Davis
Clayton Rabun County
T A Duckett
Clyde Bryan County
Beasley Partin
Claxton Tattnall County
R R Teppens
Cochran Pulaski County
Irwin Willis Asa Branty
M D Wilson
COMPTROLLERGENERALS REPORT
Columbus Muscogee County
B H Harris Co
J E Sharpe
Geo R Williams
J S Chambers
G C Clark
Crawford Garrett
E T Harris
W L Lott
J G Carter
W H Smaw
C E Dixon
D F Wilcox Co
J M Carson
M V Almand
Gailey Bros
R P Ketcham
W C McKenzie
J D Cobb
S B Harwell
A B Sims
Robert Lee
J M Stokely
I R Bridges
Gurry Parham
G A Browning
W H Pruden
J W Blackman
H H Hunter
W W McKenzie
E G Weekley
J F Davis
D B Jones
J B Hill
H W Key
J G Moon
L S Dimon
C W Williams
W L Lott
R A Purser
W G Hampton
J H McCoy
J W Dimon
Young Woolfolk
W A Malone
E F Colzery
R W Hiott
C M Duck
C R Medley
Comer Madison County
D B Kendrick
Commerce Jackson County
Paul T Harber
Conyers Rochdale County
W G Flake L F McCalla
Cordele Dooly County
D L Cawley B S Dunlap
H W Campbell W W Crume
F W Hagan W F Hall
W H Gregory Cobb Bros
Cornelia Habersham County
Miss Eva G Erwin
Covington Newton County
Thompson Farmer J G Lester
Crawford Oylethorpe County
O N Epps
Craivfordsville Taliaferro County
J A Beazley
Cuthbert Randolph County
S L Parham E T Harris
Stanford Hansell
Dalton Whitfield County
G C Carnes H A Callman
Son J D Thomas
Damascus Early County
G E Jones iv
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COMPTROLLERGENERALS REPORT
J A Horsley
D 0 Pickett
R L Saville
E S Lathrop
R J Horn
J W Thurmond
E L Tanner
Tanner Tanner
B H Drew
John R Hester
F H Ruberson
B R Calhoun
Leroy Pharr
J OAllen
B J Holt
Z 0 Hayes
W E Snoden
H M Curry
Damson Terrell County
A L Short Co S A Loyless
D C Pickett S A Brim
Decatur DeKalb County
1 V Gregory
Demorest Ilabersham County
Frank Morgan
Donaldsonville Decatur County
Wm J Crawford R Chason Jr
Douglas Coffee County
Swindle Price T B Marshall
Douglasville Douglas County
M H Arnold
Dublin Laurens County
S J Lord H H Erwin
E J Blackshear A W Garrett
Eastman Dodge County
George D Bennett J H Milner
H Herrman
East Point Fulton County
A R Hemperly
Eatonton Putnam County
M B Dennis J D Watterson
H L Leonard
Edison Calhoun County
L M Killingsworth
Elberton Elbert County
C II Parks Heard Bros Black
II J Brewer
Ellijay Gilmer County
B S Holden
lairbum Campbell County
C E Baker C W Hudson
Fayetteville Fayette County
W N D DixonCOMPTROLLERGENERALS REPORT
J H Harris
Lon Dickey
B 0 Masher Co
George F Moore
T McC Gamble
H F Wilder
McLendon King
Castillo
3 A Everett
Fitzgerald Irwin County
E K Farmer W L Smith
S G Henry M F Christian
T L Nicholson Ricker Wise
Flovilla Butts County
Saml P Smith
Forsyth Monroe County
J M Fletcher D P Hill
Fort Gaines Clay County
R W West
M M Shaw
E E Kimbrough
WE McKinney
1904
W B Lawson
Wm B King
Co
Wm E Hall
W M Jordan
W L Pinkston
R H Drake
J P Nichols
Y S B Gray
O D Hipp
W H Beck
Fort Valley Houston County
A D Skellie A J Owens
Gainesville Hall County
HATerrell W C Ham
W E McKinney Co C W Crow
1905 Pillow Thompson
B A Carlisle 8 P Bickers
Chas E Thomas Mrs J II Hunt
Gibson Glascock County
Thomas E Walden
Grantville Coweta County
N 0 Banks
Gray Jones County
M 0 Green
Graymont Emanuel County
B H Pierson
Greensboro Greene County
F C Reid
Greenville Merirvether County
J C Anthony E M Clark
D C Phillips
Griffin Spalding County
B W Torrance J H Smith
L Anderson H B Nichols
W M Thomas R H Williamson
A S Durden J I BydCOMPTROLLERGENERALS REPORT
William Dooly
L 0 Brown
A S Skelton
J H Hodges
John T Harvard
O T Chapman
D P Edwards
J H 0 Quinn
Haddock Jones County
T R Turner
Hamilton Harris County
J G Whitehead
Harlem Columbia County
L E Blanehard A D Tobin
Hartwell Hart County
P F Lawshe B W Boyd
J B Blackman Orin Roberts
Hawkinsville Pulaski County
R D Brown W T Dillard
Hazlehurst Appling County
N M Burton
Hogansville Troup County
J F Askew
Irwinton Wilkinson County
J G Tyler
Jackson Butts County
J D Thornton
Je17erson Jackson County
H P Mobley
Jeffersonville Twiggs County
Dan Hughes Jr H B Wimberly
Jersey Walton County
J L McGarity
Jcsup Wayne County
D S Price W T Spell
Jonesboro Clayton County
Eva Hambrick
Kesler Early County
W C Culpepper
Kite Johnson County
Claxton Claxton

COMPTROLLERGENERALS REPORT
W W Wisdom
E B Freeman
C E Miller
L A Hardman
L M Brand
A V Ball
S J Powell
D H Pitts
B 8 Florence
J W Brown Co
E T Peek
J C Upshaw
Geo R Di Ion
E Z F Golden
R R McLeod
G VV Cathy
LaGrange Troup County
E R Bradfleld Jr H D Glanton
Lavonia Franklin County
A B Vickery R T Pool
Lawrenceville Gwinnett County
J A Smith D M Byrd
J A Bagwell J M Jacobs
Leary Calhoun County
C L Brooks
Leesburq Lee County
D D Hall
Lexington Oglethorpe County
R C Chambers George T Brooks
Lineolnton Lincoln County
T C Perryman C J Perryman
Locust Grove Henry County
J L Combs J W Moore
Logansville Walton County
G M Kilgore
Louisville Jefferson County
W G 8 Rowe C V Clarke
F G Middlebrooks WECain
Luh Hall County
R A Ramsey
Lumpkin Stewart County
W L Mardre
Lyons Tattnall County
J C Wilkes
McDonough Henry County
J B Dixon
McRae Telfair County
E C Ryals Max L McRae
J G McDowell
ML Vernon Montgomery County
W Mishoe
Macon Bibb County
Cabaniss Coleman H G Lamar B 0 Hoge
Hatcher J 9 Kerton J F Hodges
Cabaniss Coleman F E Broadnax John F
Hatcher K E Findlay
E P Colter
J T McRae
W J Oliver
J B Mills10
COMPTROLLERGENERALS REPORT
T E Murphy
B H Seay
H C Harris
C E Jones
E B Coates
J 0 Murphy
H G Lamar
J S Rudd
W 0 Thompson
Shaw Baldwin
E L Withers
AM Haslem
0 M Adams
W J Sorrell
W G Solomon
John F Cone
James G West
Jas R Johnson
is A Wise Co
J M Elge
H M MacPherson
Jr W W Solomon
F R Jones
L B Herrington
J Baldwin
Shipp Boone
Madison Morgan County
C C Jones T M Douglas
W B Utsey
Mansfield Newton County
J W Henderson
Marietta Cobb County
J H Groves
Marshallville Macon County
W P Baldwin C A Sperry
Meiys Thomas County
G L Dunn
Meldrim Effingham Coxinty
H M Geiger
Metier Bulloch County
L H Sewell
C T Coraker
E N Reynolds
F A Hall
C H Andrews Son
W W Perkins
W H Griffin
T J Galloway
H C Hill
T M Underwood
R L Murray
Z H Clarke
C G Ward
S BKennedy
Midville Burke County
C W Pawers
Milledgcvilh Baldwin County
W L Bechune M H Bland
OttoM Conn M S Bell
J P Garbut L C Hall
M A McCraw Misses C B C S Carrington
Millcn Screven County
W R Turner Parker DeLoach
Monroe Walton Couniy
John H Queen George A Lewis
R WHaynil Cliff Walker
Monicello Jasper County
E E Wellington
Montczuma Macon County
Claude Turner John F Lewis Sons
C H McKenzie C B Lewis
Moultric Colquitt County
M A Covington F J Bivins
T H Parker F J BivinsCOMPTROLLERGENERALS REPORT
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A F Shealey
R W Milner
J R Herring
Mrs VV Y Atkinson
J J Walker
L O Freeman
J M Brannon
S W Walker Co
J B Hollingsworth
B C Holtzclaw
R J Clower
H L Young
Nashville Berrwn County
J W Powell R A Peeples Sons
Newnan Coweta County
F M Bryant R 0 Moore
W O Arnold G E Wester
B H Kirby
Newborn Newton County
H H Wilburn
Nolan Morgan County
C A Lewis
Norcross Gwinnett County
C A McDaniel
Norwood Warren County
Norman Meal
Ocilla Irwin County
Henderson Real Estate Co
Ogleihorpe Macon County
B A Trusselle
Pavo Thomas County
Redfearn Dixon
Pelham Mitchell County
D 0 Barrow W C Twitty
1 C VanWay W N Drake
Perry Houston County
C F Cooper J D Martin Jr
Pineview Wikox County
Dan R Bruce
Preston Webster County
F A Bush
Quitman Biooks County
J R Davis M A Brantley
Reynolds Taylor County
W R Hicks Sr Sons
Richland Stewart County
F A Bush
Ringgold Catoosa County
J C OsborneVIHHHBIHHHHHIiHHI
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COMPTROLLERGENERALS REPORT
J W Dennington
M F Govan
Ben C Yancey
Yancey Moses
W A Ward
B L Bond
Wallace Peacock
Wooten Irwin
Holt Harris
J G Christian
Roberta Crawford County
J L Dent
Rockmart Polk County
R R Beasley
Rockville Putnam County
S R DeJarnette
Rossvillc Walktr Catnty
John W Head
Rome Floyd County
C B Goetchius Charles W King
Frank W Griffin
R I Shaw
H B Parks Jr
Benj F Montgomery
Adolph Moses
Royston Franklin County
J F Lee
Rutledge Morgan County
P P Stovall
Sandersvilw Washington County
Mayo New J S Adams
G S Grizzard
R J Warrick
E H OConnor
J F Brooks
A Walker
J P Malcolm
W M Coney Co
C P Rosignol
George W Lamar
W D Bearing
Jesse M Grace
R M Parkinson
E O Atkinson
W E Lindsey
S B Robison
E P Wood
Sasser Terrell County
E J Dunn
Savannah Chatham County
Averett Holmes
R M Hull
W T Hopkins
J T Brooks
N J Gillespie
M T Abel
T B Shepard
W LWilson Co
T J Arline
T P Saffold
A H Abrahams
George 8 Haines
W J Wiley
Senoia Coweta County
H B Sasser
W A Davis
W T Hopkins
Julian Schley
C E Girardeau Co
W A Reaves
Fred Kolshorn
F B Colding
Sarah G Oalvitte
D B Falk
L W Wiggins
H F Harrison
Shulhafer Williams
W L Wilson Co
Sasser McCrary
Shady Dale Jasper County
N Liverett
A C MobleyCOMPTROLLERGENERALS REPORT
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M L Mobley
W H Burnett
Shivers Burnett
E S Eylee
E Brannen
B B Sorrier
J W Sanders
M H Blount
S G Williams Co
C G Arnett
C H North
Lee Dees
McGeehee Persons
L W Smith
J T Allen
W T Hammond
Adolph Bennett
J W Grantham
Shellman Randolph County
F C Sears
Smithville Lee County
H J Wilkerson
Social Circle Walton County
J L Newton
Sparks Berrien County
T H Jarman
Sparta Hancock County
J M Middlebrooks J D Walker
Spring Place Murray County
Charles Ross
Statham Jackson County
H M Rylee
Statesboro Bulloch County
James B Lee J W Wilson
L E Waters J E Brannen
Summerville Chattooga County
N K Bitting
Srvainsboro Emanuel County
George H Coleman J W Kimball
D C Harris
Sylvania Screven County
A S Anderson W M Bryan
Sylvester Worth County
Pinson Holmes 1901 Pinson Holmes
Talbotton Talbot County
G R Edge A D Brown
Temple Carroll County
E L McConneil
Thomaston Upson County
T M Mathews E Chatfield
Thomasville Thomas County
C M E H Smith Hansell Merrell
E M Mallette John T Parker14
COMPTROLLERGENERALS REPORT
R E Neal
Curtis Morris
Briggs Carson
J H Tharpe
J N Townsend
Thompson McDuffie County
J S Boyd A S Clyatt
C F Hunt
Tifton Bcrrien County
J E Peeples D L Townsend
Morrow Pate
Tifton Loan Ins Co
H M Chamberlain
R A Peeples Sons
WD Peeples
G L Bush
Cook Clayton
I L Henderson
J N Roberson
L H Patillo
R E Lowe
J R Turner
J W Stephenson
A S Rowland
James H Miller
Joseph Knox
W C Harvard
Toccoa Habcrsham County
C L Mize
Toomsboro Wilkinson County
Charles B Smith
Turin Coiveta County
L T Moses
Valdosta Lowndeg County
A M Williams F W Edwards
V A Lassie W E Dawson
W C Willis W A Godwin
Vienna Doohj County
M E Rushin G L Bush
Cook Clayton W M Alexander
A E Jordan
Wadley Jefferson County
M B Smith
Villa Rica Carroll County
George P Braswell
Warrenton Warren County
L R Massengale
Washington Wilkcs County
R Mott Smith
J L Clary
J T Neeson
Warthen Washington County
W S Askew
Watkinsville Oeonee County
A S Rowland
Warwick Worth County
J Monroe Rouse
JJaycross Ware County
Lott Peaboly Deen Burnett
E H Porter
E B Wingfleld
R 0 Barksdale
T J BarksdaleCOMPTROLLERGENERALS REPORT
15
W M Fulcher
C A Robbe
J F MoElmurray
E O Barker
Phillip Lanier
V S Parker
Gregory Graham
L S Radford
L M B B Blount
RL Dent
W M Jordan
H L Green
Waynesboro Burke County
C W Shevvmake N B F Close
L Cohen J A Blount
West Point Troup County
A O Jackson T W DeLamar
Whigham Decatur County
T J Mills J R Williams
Whitesburg Carroll County
J A Kelly
Winder Jackson County
G H Kilgore J J Kilgore
Woodbury Meriwether County
B T Baker
Wrens Jefferson County
J S Aiken
Wrightsvitte Johnson County
J M Mason J W Jordan
Yatesville TJpson County
E F Tudor
Zebulon Pike County
G B Ridley 0 R Gwyn
John Miller
STATE AGENTS
Clarence Angier
Bagley Willett
P H Baker
R N R Bardwell
Cunningham Bejrds
ley Co
Brown Simpson
Max L Byck
H H Cabaniss
J 8 Cameron
CraigCofleld
George Collier
J M Crane
F M Dancy Co
John F Delaney
Fair Dodd
Robert L Foreman
Haas Daniel
A Haas Hon
Harty Apple
W E Hawkins
George M Hope
T B Lumpkin
H N McAfee
Milledge Baxter
C C McGeehee Jr
M J McCord
A C Newell Bros
Northcutt Coggins
J R Nutting Co
E Oberdorfer
Pearce Bros
Thomas Peters
Charles W Phillips
John D Pickett
B H Porter
F L Purse
Peleg Rhodes
Wm S Richardson
V A Pinker
V L Stanton
B G Suddeth
W A Terrell
John R Thornton
F Wade Vaughn
B D AVatkins
WWoods White
F L Woodruff Wm vvvvifeigak
MM
16
COMPTROLLERGENERALS REPORT
yETNA INSURANCE COMPANY HARTFORD CONN
William B Clark President William H King Secretary
Home Office Hartford Conn
James S Middleton Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 4000000 00
Amount of ledger assets as per balance
December 31 of previous year 12548353 47
Extended at 12548353 47
IIINCOME
As shown by the books at home office at close of business December 311904
Marine and
Fire Inland
1 Gross premiums 7401300 48 454041 99
2 Deduct reinsurance rebate
abatement and return
premiums 1942915 29 127069 93
3 Total premiums other
than perpetuate 5458385 19 327572 06 5785957 25
4 Deposit premiums written on perpetual risks gross 4956 42
5 Interest on mortgage loans 636 00
7 Interest on bonds and dividends on stocks 582672 96
10 Total interest and rents
11 Profit on sale or maturity of ledger assets
12 From all other sources viz Profit and loss items
5S3308 96
1480 56
282 41
13 Total income 0375985 60
IIIDISBURSEMENTS
As shown by the books at home office at close of business December 311904
Fire
Maine and
Inland
1 Gross amount paid for
losses including 538
43385 occurring in pre
vious years 416S356 74 2727S9 81
2 Deduct amount received
for salvage 4164262
and for reinsurance in
other companies S2S
53440 809907 67 60269 35
3 Net amount paid for losses 3358449 07 212520 46 3570969 53
4 Deposit premiums returned 3213 67
5 Paid stockholders for interest or dividends amount de
clared during the year including taxes 672000 00COMPTROLLERGENERALS REPORT
17
8 Commissions or brokerage 975997 81
9 Salaries fees ana all other charges of officers 49041
44 clerks 8045195 agents and other employees
22486265 354356 04
11 Repairs and expenses other than taxes on real estate
1674 advertising printing and stationery 43004
48 legal expenses 729085 furniture and fixtures
84578 miscellaneous 31557711 366885 68
13 All other taxes licenses and insurance department fees
1815178 municipal licenses 829728 tax on fran
chise 57097 tax on premiums 10877234 135792 37
14 Loss on sale or maturity of ledger assets 95948 24
15 All other disbursements viz Agents uncollectible bal
anees and sundry profit and loss items 18378 70
16 Total disbursements 6193542 04
IVLEDGEB ASSETS
1 Book value of real estate unihcumberedf
2 Mortgage loans on real estate first liens
4 Book value of bonds excluding interest
762073651 and stocks 357254202
5 Cash in companys office 200210 de
posited in bank 99666420
6 Agents balances representing business
written subsequent to October 1 1904
7 Agents balances representing business
written prior to October 1 1904
424751 09
12600 00
11193279 13
998666 30
81324 86
20175 65
11 Total net ledger
assetg 12730797 03
XONLEUGER ASSETS
12 Interest due and accrued on mortgages
15 Interest due and accrued on other assets
192 66
563 16
17 Total
18 Market value of real estate over book value
19 Market value of bonds and stocks over book value
20 Other nonledger assets viz Gross premiums in course
of transmission December 31 subsequent to October
1
21 Gross assets
755 82
248 91
2399S04 73
702624 14
15834230 63
DEDUCT ASSETS NOT ADMITTED
4 Agents balances representing business written prior to
October 1 1904
20175 65
9 Total admitted assets
2 in
15814054 98HHHnBBHHi

MM
18
COMPTROLLERGENERALS REPORT
VLIABILITIES
1 Gross losses adjusted and unpaid not yet
due 68048 90
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 556606 38
3 Gross claims for losses resisted 29378 50
4 Total 654033 78
5 Deduct reinsurance due or accrued 89491 15
6 Net amount of unpaid losses and claims 564542 63
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or
less from date of policy including in
terest premiums on perpetual fire risks
350494810 unearned premiums fif
ty per cent 1752474 05
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 485672916
unearned premiums pro rata 2565807 60
9 Gross premiums less reinsurance cash
and bills received and receivable upon
all unexpired inland navigation risks
20785717 unearned premiums fifty
per cent 103928 59
12 Total unearned premiums as computed above carried
out 4422210 24
13 Amount reclaimable by the insured on perpetual fire in
surance policies being 95 per cent of the premium or
deposit received 84725 80
20 Commissions brokerage and other charges due or to be
come due to agents and brokers 71805 69
21 Return premiums 10539361 reinsurance premiums
11852592 223919 53
24 Total amount of all liabilities except capital 5367203 89
25 Capital actually paid up in cash 4000000 00
26 Surplus over all liabilities 6446851 09
27 Surplus as regards policyholders 10446851 09
28 Total liabilities 15814054 98COMPTROLLERGENERALS REPORT 19
Business in the State of Georgia during the year
Mirine and
Fire Inland Tornado Aggregate
Gross risks written 12206823 00 445302 00 957527 00 13609652 00
Gross premiums re
ceived 205413 44 3722 03 8859 33 217994 80
Losses paid 83015 95 3 65 83019 60
Losses incurred 84108 70 3 65 84112 35
Amount at risk 9957813 00 18500 00 1337410 00 11313723 00
AGRICULTURAL FIRE INSURANCE COMPANY OF WATERTOWN
NEW YORK
W H Stevens President J G Adams Secretary
Principal Office 23 Washington St Watertown N Y
Cliff C Hatcher Atlanta Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stock 500000 00 500000 00
2 Amount paid up in cash 500000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 309945 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 532734 43
3 Interest due on all said bond and mortgage loans 2346
90 interest accrued thereon 793752 total 10284 42
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 629413 00
5 Value of buildings mortgaged insured
44147500 as collateral 483399 00
6 Total value of said mortgaged premises
carried inside 1112812 00
9 Total par and market value of stocks and bonds owned
absolutely by the company 1029372 25
11 Total amount loaned on stocks and bonds and all other
securities except mortgages 398570 35
12 Cash in companys principal office 7142 37
13 Cash belonging to the company deposited
in bank National Union Bank Water
town N Y 4793494 Jefferson Coun
ty National Bank Watertown N Y
3346694 Watertown National Bank
Watertown N Y 4170849 National
Bank Loan Co Watertown N Y
4683843 Mercantile Trust Co New
York City 2273054 total 192679 34
Total cash items 199821 7120
COMPTROLLERGENERALS REPORT
14 Interest due and accrued on land contracts and bank
balances
15 Interest due and accrued on stocks and bonds not Includ
ed in market value uncollected
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Due from
other companies for reinsurance on losses already
paid Boston British American Erie Fire Kings
County National Union Fire of Pennsylvania Penn
sylvania Fire and Security of Connecticut
4225 63
9897 08
5954 93
244183 46
657 73
Total assets of the company 2745646 99
IIILIABILITIES
1 Losses due and unpaid
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest cost
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
32904 68
73846 27
18613 Hi
125363 95
9818 93
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 90477100
unearned premiums fifty per cent f
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 173095900
unearned premiums pro ratal
115545 02
452385 50
907025 s2
11 Total unearned premiums as computed above carried
out 135941132
19 All other demands against the company absolute and
contingent due and to become due admitted and eon
tested viz Commissions on uncollected premiums
5372076 unpaid reinsurance 404651 57767 27
20 Total amount of all liabilities except capital stock scrip
and net surplus 1532723 61
21 Joint stock capital actually paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities 712923 38
24 Aggregate amount of all liabilities including capital
paid up and net surplus 2745646 99
COMPTROLLERGENERALS REPORT
21
1
6
7
IVINCOME DURING THE YEAB
Fire Risks
Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 234098 89
Net collected 234098 89
Gross premiums on risks written and re
newed during the year 1896040 37
Total 2130139 26
Deduct premiums and bills in course of
lection at this date
244183 46
10
11
12
Entire premiums collected during the
year 1885955 80
Deduct reinsurance and return premiums 606342 66
Net cash actually received for premiums carried out
Received for interest on bonds and mortgages
Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
Income received from all other sources omitting in
crease if any in value of securities viz Rents
15 Aggregate amount of income actually received during
the year in cash
vexpenditubes during the year
Fire Risks
1 Gross amount actually paid for losses in
eluding 9195835 losses occurring in
previous years 1186597 83
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 577406 and all
amounts actually received for reinsur
ances in other companies 35782807
total deductions
1279613 14
35616 48
75006 95
1444 38
1391680 95
363602 13
S Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
1 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz General and
agency expenses stationery printing postage ex
change and maps
Aggregate amount of actual expenditures during the
year in cash
822995 70
50000 00
277035 27
89434 20
51735 63
94323 87
1385524 67s dSBliiSfc

22
COMPTROLLERGENERALS REPORT
Business in the State of Georgia during the year
Fire risks written 1864100 00
Premiums received gross 27143 95
Losses paid 12640 39
Losses incurred 11685 99
AMERICAN CENTRAL FIRE INSURANCE COMPANY
OF ST LOUIS MO
Geo T Cbam President Jno H Adams Secretary
Principal Office 415 Locust St
C H Diixingham Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIASSETS
3 Interest due and accrued on bond and mortgage loans 9500 00
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 12800 00
5 Value of buildings mortgaged insured
for 1710000 ascollateral 14900 00
6 Total value of said mortgaged premises
carried inside 27700 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 3198590 95
11 Total par and market value of stocks bonds and all oth
er securities except mortgages 260000 00
12 Cash in companys principal office 19379 91
13 Cash belonging to the company deposited
in bank National Bank of Com St
Louis 8305074 Third National
Bank St Louis 2719853 National
Bank of Com New York 87526 First
National Bank Las Vegas N M 10
00000 total 121124 53
Total cash items 140504 44
17 Cash in hands of agents and in course of transmission 278144 34
Total assets of the company actual cash market
value 3886739 73
IIILIABILITIES
1 Losses due and unpaid 54511 28
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 116236 53
COMPTROLLERGENERALS REPORT
23
9248 15
179996 96
26765 55
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 134329681
unearned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 150844348
unearned premiums pro rata
153230 41
671648 40
830862 64
11 Total unearned premiums as computed above carried
out
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions due agents
1502511 04
41721 65
1697463 10
1000000 00
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities ll89Z7b m
24 Aggregate amount of all liabilities including capital
paid up and net surplus 3886739 IS
IVINCOME DURING THE YEAR
Fire Risks
1 Gross premiums and bills in course of
collected at close of last previous year
as shown by that years statement 238468 44
3 Net collected 238468 44
4 Gross premiums on risks written and re
newed during the year 2792111 01
3030579 45
5 Total
6 Deduct premiums and bills in course of
collection at this date 278144
7 Entire premiums collected during the
2752435 11
8 Deduct reinsurance and return premiums 862394 40
9 Net cash actually received for premiums carried out 1890040 71MM
i

24
COMPTROLLERGENERALS REPORT
10 Received for interest on bonds and mortgages 495 00
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 154722 02
15 Aggregate amount of income actually received during
the year in cash 2045257 73
VEXPENDITURES DURING THE YEAB
Fire Kisks
1 Gross amount actually paid for losses
including 408520 losses occurring
in previous years 1371633 86
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 599309 and all
amounts actually received for reinsur
ances in other companies 16583134
total deductions 171824 43
3 Net amount paid during the year for losses 1199809 43
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 120000 00
6 Paid for commissions or brokerage 385098 01
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 102263 96
8 Paid for State national and local taxes in this and other
States 42803 38
9 All other payments and expenditures viz Rent 5000
advertising 108380 general expense 19261003
total 198693 83
Aggregate amount of actual expenditures during the
year in cash 2048668 61
Business in the State of Georgia during the year
Fire risks written 1410708 00
Premiums received gross 25952 50
Losses paid 17744 42
Losses incurred 18742 62
AMERICAN INSURANCE COMPANY OF NEW JERSEY
C E Dobemus President Jas H Wobden Secretary
Home Office 70 Park Place Newark N J
Richard S Busbee Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 600000 00
Amount of ledger assets as per balance
December 31 of previous year 5006462 71
Extended at 5006462 71
COMPTROLLERGENERALS REPORT
25
IIINCOME
1 Gross premiums 2571767 21
2 Deduct reinsurance rebate abatement
and return premiums 542910 56
3 Total premiums other than perpetuals 2028856 65
5 Interest on mortgage loans 75838 18
7 Interest on bonds and dividends on
stocks 94803 08
8 Interest from all other sources 1506 39
9 Gross rents from companys property 12690 50
10 Total interest and rents 184838 15
13 Total income 2213694 80
IIIDISBUBSEMENTS
Fire Risks
1 Gross amount paid for losses including
15342122 occurring in previous years 1254542 68
2 Deduct amount received for salvage
1745822 and for reinsurance in oth
er companies 11763704 135095 26
3 Net amount paid for losses 1119447 42
5 Paid stockholders for interest or dividends amount de
clared during the year 9600000 9592996 paid pol
icyholders for dividends 16000 96089 96
8 Commissions or brokerage 463267 38
9 Salaries fees and all other charges of officers clerks
agents and other employees 115317 37
11 Repairs and expenses other than taxes on real estate 3565 95
12 Taxes on real estate 6089 02
13 All other taxes licenses and insurance department fees 58629 39
14 Loss on sale or maturity of ledger assets 3785 23
15 All other disbursements Advertising printing station
ery postage express traveling legal and miscellane
ous expenses 133535 04
16 Total disbursements 1999726 76
IVLEDGER ASSETS
1 Book value of real estate unincumbered 505000 00
2 Mortgage loans on real estate first liens 1491213 19
4 Book value of bonds excluding interest
218005322 and stocks 47303789 2653091 11
5 Cash in companys office 182411 de
posited in bank 12869441 130518 52
6 Agents balances representing business
written subsequent to October 1 1904 197572 06
7 Agents balances representing business
written prior to October 1 1904 3070 34 f J j26
COMPTROLLERGENERALS REPORT
9 Bills receivable taken for fire risks 241123 58
10 Other ledger assets viz Due from Mu
nich Reinsurance Company for losses
paid and uncollected 841 95
11 Total ledger assets 5220430 75
NONLEDGEB ASSETS
12 Interest due 925081 and accrued 17
07163 on mortgages 26322 44
13 Interest due and accrued on bonds and
stocks 34894 40
16 Rents due 124 84
17 Total 6134168
21 Gross assets 5281772 4a
DEDUCT ASSETS NOT ADMITTED
4 Agents balances representing business
written prior to October 1 1904 1070 34
5 Bills receivable past due taken for fire
risks 27235 64
7 Depreciation from book value of ledger
assets to bring same to market value
viz Stocks and bonds carried below
book and market values 20861 11
8 Total 49167 09
9 Total admitted assets 5232605 34
VLIABILITIES
1 Gross losses adjusted and unpaid not yet
due 4757 69
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 196568 31
3 Gross claims for losses resisted 9806 17
4 Total 211132 17
5 Deduct reinsurance due or accrued 25574 17
6 Net amount of unpaid losses and claims 185558 00
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or
less from date of policy including in
terest premiums on perpetual fire risks
93065295 unearned premiums fifty
percent 465326 47COMPTROLLERGENERALS REPORT 27
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 335769739
unearned premiums pro rata 1906814 37
12 Total unearned premiums as computed above 2372140 84
18 Cash dividends remaining unpaid to stockholders 471
09 to policyholders 22900 700 09
20 Commissions brokerage and other charges due or to be
come due to agents and brokers 37305 5
24 Total amount of all liabilities except capital 2595703 98
25 Capital actually paid up in cash 600000 00
26 Surplus over all liabilities 2036901 36
27 Surplus as regards policyholders 2636901 36
28 Total liabilities 5232605 34
ATLAS ASSURANCE COMPANY LIMITED OF LONDON
Fbank Lock U S Manager 49 Wall St New York
C S Hatcher Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 11000000 00 11000000 00
2 Amount paid up in cash 1320000 00
IIASSETS
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 1372167 50
12 Cash in companys principal office 1585 7o
13 Cash belonging to the company deposited
in bank Merchants National Bank of
New York N Y 1094423 Manhat
tan Trust Co of New York N Y 135
00000 Northern Trust Co of Chicago
111 407615 National Bank of Illi
nois Chicago 111 277285 Canadian
Bank of Commerce San Francisco
Cal 3 84919 Mercantile Trust Co
of San Francisco Cal 264303 total 159285 45
mo 160871 20
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Gross premiums in course of collection not more than
three months due v r
28
COMPTROLLERGENERALS REPORT
All other assets both real and personal
viz Due from other companies for
reinsurance on losses already paid
Manhattan Assurance Co 2461115
Kings County Fire Insurance Co
25000 sundry debtors 86704
Deduct assets not admitted
25728 19
693 21
25034
Total assets of the company actual cash market
value 187917144
IIILIABILITIES
1 Losses due and unpaid
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired Are risks running one year or
less from date of policy 95333364
unearned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 73794624
unearned premiums pro rata
12777 73
105447 50
3149 07
121374 30
9479 36
111894 94
476666 82
421642 26
11 Total unearned premiums as computed above carried
out
19 All other demands agpinst the company absolute and
contingent due and to become due admitted and con
tested viz Commissions 7715987 reinsurance
442928 total
898309 08
81589 15
20 Total amount of all liabilities except capital stock scrip
and net surplus 1091793 17
23 Surplus beyond capital and all other liabilities 787378 27
24 Aggregate amount of all liabilities including capital
paid up and net surplus 1879171 441
7
8
9
11
14
15
1
3
6
7
8
9
10
COMPTROLLERGENERALS REPORT 29
IVINCOME DURING THE YEAR
On Fire Kisks
Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 149959 41
Net collected 149959 41
Gross premiums on risks written and re
newed during the year 1768493 31
Total 1918452 72
Deduct premiums and bills in course of
collection at this date 309782 91
Entire premiums collected during the
year 1608669 81
Deduct reinsurance and return premiums 390263 7o
Net cash actually received for premiums carried out 1218406 06
Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 46123 22
Amount of remittances from home office during the year 555779 29
Aggregate amount of income actually received during
year in cash 1820308 57
VEXPENDITURES DURING THE YEAR
On Fire Kisks
Gross amounts actually paid for losses
including 6271111 losses occurring
in previous years 737893 76
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous years 288707 and all
amounts actually received for reinsur
ances in other companies 702473
total deductions 72911 80
Net amount paid during the year for losses 004981 96
Paid for commissions or brokerage 228328 1
Paid for salaries fees and other charges of officers
clerks agents and all other employees 81041 16
Paid for State national and local taxes in this and other
32023 32
States
All other payments and expenditures viz Rents 7
504 58 advertising 497735 miscellaneous 74
46051 total JJJJJ J
Amount sent to home office during the year 309UJ a
Aggregate amount of actual expenditures during the
u 1402477 47
year in cash VHHUIIBHHHB

i
3Q COMPTROLLERGENERALS REPORT
Business in the State of Georgia during the year
Fire risks written
Premiums received gross
Losses paid
Losses incurred
876629 00
15397 27
234 82
631 73
ATLANTABIRMINGHAM FIRE INSURANCE COMPANY OF
BIRMINGHAM ALA
J T Dargan President Robt N Hughs Secretary
Principal Office Empire Building Atlanta Ga
F M Butt Atlanta Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stock 500000 00
2 Amount paid up in cashf 222500 00
IIASSETS
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 13484 10
3 Interest accrued on all said bond and mortgage loans 342 79
9 Total par and market value of stocks and bonds owned
absolutely by the company 426310 00
11 Total amount loaned on stocks bonds and all other se
curities except mortgages 15000 00
12 Cash in companys principal officef 3193 40
13 Cash belonging to the company deposited
in bank 61132 40
Total cash items 64325 80
15 Interest due and accrued on stocks not included in mar
ket value uncollected 1165 00
16 Interest due and accrued on collateral loans and uncol
lected 164 79
17 Cash in hands of agents and in course of transmission 65673 62
All other assets both real and personal as per schedule
attached viz Accrued interest on bank certificates
of deposit 296 96
Total assets of the company actual cash market
value 586763 06
IIILIABILITIES
1 Losses due and unpaid 1370 64
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 13489 75 iCOMPTROLLERGENERALS REPORT
31
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance ihereon
600 00
15460 39
2552 00
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 31404053
unearned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 10540335
unearned premiums pro rata
157020 26
78439 58
11 Total unearned premiums as computed above carried
out
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus
IVINCOME DURING THE YEAR
9 Net cash actually received for premiums on fire risks
carried out
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
15 Aggregate amount of income actually received during
the year in cash
VEXPENDITURES DURING THE YEAR
On Fire Kisks
1 Gross amount actually paid for losses
including 397011 losses occurring
in previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 81258 and all
amounts actually received for reinsur
ances in other companies 5013359
total deductions
205339 13
50946 17
12908 39
235459 84
248368 23
222500 00
115894 83
586763 06
414023 69
1474 27
14610 91
430108 87
3 Net amount paid during the year for losses
15439 fl6 j
32 COMPTROLLERGENERALS REPORT
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 17995 89
6 Paid for commissions or brokerage 89010 01
7 Paid for salaries fees and other charges of officers
cleiks agents ana all other employees 61729 91
8 Paid for State national and local taxes in this and other
States 14602 93
9 All other payments and expenditures viz Rents 2
70613 miscellaneous accounts 1740199 total 21108 12
Aggregate amount of actual expenditures during the
year in cash 357739 82
Business in the State of Georgia during the year
Fire risks written 1876732 70
Premiums received gross 33257 34
Losses paid 13753 25
Losses incurred 14772 35
ATLANTA HOME FIRE INSURANCE COMPANY OF ATLANTA GA
Robert J Lowry President Joel Hurt Secretary
Principal Office 223 Equitable Building
J Carroll Payne Atlanta Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stock 200000 00
2 Amount paid up in cash 200000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 70000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 210485 00
11 Total amount loaned on stocks bonds and all other se
curities except mortgages 10000 00
12 Cash in companys principal office 52 11
13 Cash belonging to the company deposited
in bank 14655 26
Total cash items 14707 37
15 Interest due and accrued on stocks not included in mar
ket value uncollected 812 50
17 Cash in hands of agents and in course of transmission 15836 30
All other assets both real and personal viz Office fur
niture 3500 00
Total assets of the company actual cash market
value 325341 17
COMPTROLLERGENERALS REPORT
33
IIILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
2330 00
2610 00
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 5128178 un
earned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 4689610
unearned premiums pro rata

25640 89
25653 02
11 Total unearned premiums as computed above carried
out
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Reinsuring companies
5 Total
6 Deduct premiums and bills in course of
collection at this date
111227 77
15836 30
7 Entire premiums collected during the
year
8 Deduct reinsurance and return premiums
95391 47
26312 47
4940 00
51293 91
227 62
56461 53
200000 00
68879 64
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus 325341 17
IVINCOME DURING THE YEAR
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 18409 60
4 Gross premiums on risks written and re
newed during the year 92818 17
9 Net cash actually received for premiums carried out 69079 00
SinHHHHHHHHHHHHHHN
JT7TO

34
COMPTROLLERGENERALS REPORT
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
L2 Income received from all other sources omitting in
crease if any in value of securities viz Rents
L5 Aggregate amount of income actually received during
the year in cash
VEXPENDITURES DTJBING THE YEAR
1 Gross amount actually paid for losses
including 54255 losses occurring in
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 36920 and all
amounts actually received for reinsur
ances in other companies 293686
total deductions
23748 53
3306 12
3 Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures
Aggregate amount of actual expenditures during the
year in cash
Business in the State of Georgia during the year
Fire risks written
Premiums received gross
Losses paid
Losses incurred
7038 06
4325 95
S0443 01
20442 41
12000 00
11590 59
10202 32
3899 49
9788 17
67922 98
243S573 00
41924 52
16498 50
18999 51
BOSTON INSURANCE COMPANY OF BOSTON MASS
Ransom B Fuller President Tnos H Lord Secretary
Principal Office 137 Milk St
W L Wilsox Savannah Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 18066 91
COMPTROLLERGENERALS REPORT
35
1104450 00
10402 86
2042235 29
55750 00
17157 96
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 7
81862 interest accrued thereon 258424 total
5 Value of buildings mortgaged insured for
90680000 as collateral 2339600 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value
11 Total amount loaned on stocks bonds and all other se
curities except mortgages
12 Cash in companys principal office
13 Cash belonging to the company deposited in bank Com
mercial National Bank Boston Mass 24981213
First National Bank Boston Mass 10008016 Na
tional Bank of North America New York N Y 54
39574 National Mechanics Bank Baltimore Md 1
00914 Baring Brothers Co London England 13
61671 John D Tyson Co Liverpool England 2
25340 total 421167 28
15 Interest due and accrued on stocks not included in mar
ket value uncollected 4247 50
16 Interest due and accrued on collateral loans and uncol
lected 507 64
17 Cash in hands of agents and in course of transmission 205545 65
18 Bills receivable not matured taken for fire marine and
inland risks 71947 32
All other assets both real and personal viz Due from
other companies for reinsurance on losses already
paid 522310 unpaid return premiums on reinsur
ance 100229 Atlantic Mutual scrip 123000 de
posits with fire boards 20000 7655 39
Total assets of the company actual cash market
value 3959133 80
IIILIABILITIES
1 Losses due and unpaid
2 Gross losses in process of adjustment or
in sSspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
21498 53
225246 13
1450 00
248194 66
19189 67
e Net amount of unpaid losses 229004 99BHHHHHHHHHHHHi
MB
mmtmm
36
COMPTROLLERGENERALS REPORT
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 44919803
unearned premiums fifty per cent 224599 01
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 56005666
unearned premiums pro rata 313959 38
9 Gross premiums without any deduction
including both cash and bills re
ceived and receivable upon all unex
pired inland navigation and marine
risks 1128500 at 100 per cent 11285 60
10 Gross premiums without any deduction
received and receivable on all unex
pired marine and inland risks 451
94235 yearly risks 60 per cent 271165 41
11 Total unearned premiums as computed above carried
out 821009 40
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Contingent salvage account 595500
commissions brokerage and other charges etc esti
mated 2876906 reinsurance premiums 408326
total 38807 32
20 Total amount of all liabilities except capital stock scrip
and net surplus 1088821 71
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 1870312 09
24 Aggregate amount of all liabilities including capital
paid up and net surplus 3959133 80
IVINCOME DURING THE YEAR
Fire Riflis
1 Gross premiums and bills
in course of collection at
close of last previous
year as shown by that
years statement 113676 59
Marine anri
luland Risks
180118 01
3 Net collected
4 Gross premiums on risks
written and renewed
during the year
113676 59 180118 01
979369 56 1103500 86
5 Total 1093046 15 1283618 87
COMPTROLLERGENERALS REPORT
37
6 Deduct premiums and bills
in course of collection at
this date
7 Entire premiums collected
during the year
8 Deduct reinsurance and
return premiums
119310 94 175688 71
973735 21 1107930 16
342669 77 194195 69
631065 44 913734 47
9 Net cash actually received for premiums carried out
10 Received for interests on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
Incomes received from all other sources omitting in
crease if any in value of securities viz Gain sale
Globe National Bank stock 255000 National Suf
folk Bank stock f 163258 refund bank tax 518278
readjusting contingent salvage 595500 unpaid re
turn premiums on reinsurance 35805 total
1544799 91
48765 25
90976 70
12
15678 41
15 Aggregate amount of income actually received during
the year in cash 1700220 27
VEXPENDITURES DUBING THE YEAK
1 Gross amount paid for
losses including 230
87905 occurring in pre
vious years
2 Deduct amount received
for salvages whether on
losses of the last or of
previous year 82873
72 and all amounts re
ceived for reinsurance
in other companies
20154598 total deduc
tions
Fire Risks
Marine and
Inland Risks
670897 98 602249 89
86998 85 197420 85
3 Net amount paid during
the year for losses 583889 13 404829 04
i Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
1 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States 3788236 taxes on real estate 27380 repairs
on real estate 80059 rents 1652149 loss Lincoln
National Bank stock 133000 increase bills receiv
988728 17
120000 00
263165 77
141371 89 J
2SS
g I
COMPTROLLERGENERALS REPORT
able matured and unpaid 173577 advertising
printing stationery 1070223 furniture and fixtures
1117861 legal exps 83027 boards of patrol 12
81732 maps 223468 miscellaneous 2928099
doubtful accounts charged off 472045 unpaid re
insurance premiums 242719 unpaid reinsurance
on losses 1087531 total
143611 04
Aggregate amount of actual expenditures during
the year in cash 1656876 87
BRITISH AMERICA ASSURANCE COMPANY TORONTO CANADA
J J Kenny VicePresident P H Sims Secretary
Principal Office 18 and 20 Front St East
Geo J Dexteb Atlanta Attorney for Service in Georgia
IIASSETS
9 Total par and market value of stocks and bonds owned
absolutely by the company 1209024 02
13 Cash belonging to the company deposited in bank Cana
dian Bank of Commerce New York City 82822 91
15 Interest due and accrued on stocks not included in mar
ket value uncollected 10308 70
17 Cash in hand of agents and in course of transmission 168924 31
Total assets of the company actual cash market
value 1471079 94
IIILIABILITIES
1 Losses unpaid 18616 72
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 68113 81
3 Losses resisted including interest costs
and other expenses thereon 7997 23
6 Net amount of unpaid losses 94727 76
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 100739564
unearned premiums fifty per cent 503697 82
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
one year from date of policy 716864
54 unearned premiums pro rata 38709 33
9 Gross premiums without any deductionCOMPTROLLERGENERALS REPORT
39
including both cash and bills re
ceived and receivable upon all unex
pired inland navigation and marine
risks 7958634
10 Gross premiums without any deduction
received and receivable on all unex
pired marine risks
39793 17
3176 01
11 Total unearned premiums as computed above carried
out
933762 33
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions due agents
20 Total amount of all liabilities except capital stock scrip
and net surplus
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus
42469 19
1070959 28
400120 66
1471079 94
IVINCOME DURING THE YEAR
Marine and
Fire Risks Imand Risks
1 Gross premiums and bills
in course of collection
at close of last previous
year as shown by that
years statement 235956 88 34438 6rf
3 Net collected 5 235956 88 34438 69
4 Gross premiums on risks
written and renewed
during the year 1690907 73 262279 65
5 Total 1926864 61 296718 34
6 Deduct premiums and bills
in course of collection
at this date 152104 86 16819 45
7 Entire premiums collected
during the year 1774759 75
8 Deduct reinsurance and
return premiums 404508 37
279898 89
36650 03
9 Net cash actually received
for premiums carried
out 1370251 38
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
14 Amount of remittances from home office during the year
15 Aggregate amount of income actually received during
the year in cash
243248 86 1613500 24
38948 35
24604 79
1677053 38hBHhihhhhhhhhiiii

40
COMPTROLLERGENERALS REPORT
VEXPENDITUBES DUBING THE YEAB
Gross amount actually
paid for losses includ
ing 10482571 losses oc
curring in previous
years
Deduct all amounts actu
ally received for sal
vages whether on loss
es of the last or of pre
vious years 3111095
and all amounts actual
ly received for reinsur
ances in other compa
nies 10647624 total
deductions
Fire Risks
995277 22
Marine and
IiiKnd Risks
2052S9 34
103169 13
34418 06
3 Net amount paid during
the year for losses 892108 09 17087128
6 Paid for commissions or brokerage
7 Paid for salaries fees and other Ciiarges of officers
clerks agents and other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Printing
stationery advertising supervision postage tele
graph express and exchange
1062979 37
305403 78
66315 65
47136 80
114069 72
Aggregate amount of actual expenditures during
the year in cash 1595905 32
Business in the State of Georgia during the year
Risks written
Premiums received gross
Losses paid
Losses incurred
Fire 1661262 00 Marine and Inland 254642 00 Aggregate 1915904 00
28734 31 570 09 29304 40
12625 24 2644 66 15269 90
14450 88 2644 66 17095 54
CALEDONIAN FIRE INSURANCE COMPANY OF SCOTLAND
Chas H Post U S Manager N A McNeil Asst Manager
Principal United States Office 50 and 52 Pine St New York City
C S Mathews Attorney for Service in Georgia
icapital
1 Whole amount of capital stock 5000000 00
2 Amount paid up in cash 537500 00COMPTROLLERGENERALS REPORT
41
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 434555 66
9 Total par and market value of stocks and bonds owned
absolutely by the company 1024250 00
12 Cash in companys principal office 2908 08
13 Cash belonging to the company deposited
in bank American Exchange national
Bank New York City trustees account
6000000 managers account 60
00000 home office account 2007666
Bank of British North America San
Francisco 460669 Knauth Nachod
Kulme bankers New York City 2
52000 total 147203 35
Total cash items 150111 43
15 Interest due and accrued on stocks not included in mar
ket value uncollected 2f 10795 82
17 Cash in hands of agents and in course of transmission 187612 93
18 Bills receivable not matured taken for fire marine and
inland risks 366 u
All other assets both real and personal viz Due from
other companies for reinsurance on losses already
paid 105703 due from other companies etc 5
36351 6420 U
Total assets of the company actual cash market
value 1814112 49
IIILIABILITIES
1 Losses due and unpaid 51787 33
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 69944 01
3 Losses resisted including interest costs
other expenses thereon M05 97
4 Total gross amount of claims for losses 127737 31
5 Deduct reinsurance thereon 14288 82
6 Net amount of unpaid losses 113448 49
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 90834637
unearned premiums fifty per cent 454173 17
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than oneJbHHHHHHHbHHH

42 COMPTROLLERGENERALS REPORT
year from date of policy 98279037
unearned premiums pro rata
541387 97
11 Total unearned premiums as computed above carried
out
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Reinsurance 2879904 contingent 10
00000
995561 14
38799 04
20 Total amount of all liabilities except capital stock scrip
and net surplus 1147808 67
23 Surplus beyond capital and all other liabilities 666303 82
24 Aggregate amount of all liabilities including capital
paid up and net surplus 1314112 49
IVINCOME DURING THE YEAR
Fire Riks
4 Gross premiums on risks written and
newed during the year 1782206 52
8 Deduct reinsurance and return premi
ums 482266 05
9 Net cash actually received for premiums carried out
11 Received for interests and divuends on stocks and
bonds collateral loans and from other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents
1299940 47
45811 15
22978 81
15 Aggregate amount of income actually received during
the year in cash
136873043
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses
including 11896347 losses occurring
in previous years 923593 09
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 735231 and all
amounts actually received for reinsur
ance in other companies 10088416
total deductions 108236 47
3 Net amount paid during the year for
losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and
other States
815356 62
296442 92
81405 32
31216 36
Itm1 PI

COMPTROLLERGENERALS REPORT
9 All other payments and expenditures viz Rents 7594
93 all other expenses 5747149 total
43
65066 42
10 Amount sent to home office during the
year 20727 00
Aggregate amount of actual expenditures during
the year in cash 1289487 64
Business in the State of Georgia during the year
Fire risks written 732695 00
Premiums received gross 11625 17
Losses paid 4020 15
Losses incurred 4108 15
CITIZENS FIRE INSURANCE COMPANY OF MISSOURI
Sol E Waggoner President John H Caer Secretary
Principal Office Century Building St Louis Mo
John A Perdue Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock
2 Amount paid up in cash 200000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on mortgage duly recorded and being first liens
on the fee simple
3 Interest accrued on all said mortgage loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvement 345000 00
5 Value of buildings mortgaged insured
for 21845000 as collateral 237500 00
6 Total value of said mortgaged premises
carried inside 582500 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
12 Cash in companys principal office 115 20
13 Cash belonging to the company deposited
in bank Merchants Laclede National
Bank St Louis 8025667 Bankers
Trust Company New York 2207699
Lowry National Bank Atlanta 5917
77 WellsFargo Bank San Francisco
507500 11332643
200000 00
4877 00
244700 00
3357 00
263030 00
Total cash items
113441 63mm
M

44
COMPTROLLERGENERALS REPORT
15 Interest due and accrued on bonds not included in mar
ket value uncollected 2620 00
17 Cash in hands of agents and in course of transmission 93991 96
Total assets of the company actual cash market
value
IIILIABILITIES
1 Losses due and unpaid 37169 24
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 107517 44
3 Losses resisted including interest costs
and other expenses thereon 5719 27
4 Total gross amount of claims for losses 150405 95
5 Deduct reinsurance thereon 110842 83
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 35774100
unearned premiums fifty per cent 178870 50
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 27716400
unearned premiums pro rata 153196 18
11 Total unearned premiums as computed above carried
out
24 Aggregate amount of all liabilities including capital
paid up and net surplus
726017 59
IVINCOME DURING THE YEAE
Fire Risks
1 Gross premiums and bills
in course of collection at
close of last previous
year as shown by that
years statement 165469 71
2 Deduct amount of same
not collected 31S 58
3 Net collected 165151 13
Marine and
Inland Kisks
44 79
39563 12
332066 68
20 Total amount of all liabilities except capital stock
and net surplus 371629 80
21 Joint stock capital actually paid up in cash 200000 00
23 Surplus beyond capital and all other liabilities 154387 79
726017 59
44 79COMPTROLLERGENERALS REPORT
45
4 Gross premiums on risks
written and renewed dur
ing the year 2124177 68
458
5 Total 2289328 81 503 51
6 Deduct premiums and bills
in course of collection
at this date 122759 28 25 04
7 Entire premiums collected
during the year 2166569 53 478 47
8 Deduct reinsurance and
return premiums 1652576 11 21 11
9 Net cash actually received
for premiums 513993 42
10 Received for interest on mortgages
11 Received for interest on bonds
157 36
15 Aggregate amount of income actually received during
the year in cash
VEXPENDITURES DURING
1 Gross amount actually paid for losses
including 15152039 losses occurring
in previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 256057 and for
all amounts actually received for rein
surances in other companies 932531
64 total deductions
THE YEAR
fire Risks
1270884 54
935092 21
Aggregate amount of actual expenditures during the
year in cash
514150 78
13493 53
11530 00
539174 31
3 Net amount paid during the year for losses 335792 33
6 Paid for commissions or brokerage 85575 95
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 37826 16
8 Paid for State national and local taxes in this and other
States 16708 99
9 All other payments and expenditures viz Rents 2
18029 taxes real estate 1270 traveling 999221
salvage corps 186004 sundry expenses 2336966
total 37414 90
513318
Business in the State of Georgia during the year
Fire risks written 2477135 0
Premiums received gross
Losses paid
Losses incurred
43475 24
15477 59
17129 54BHHHHHHHHHi

46
COMPTROLLERGENERALS REPORT
COMMERCIAL UNION ASSURANCE COMPANY LIMITED OP
LONDON ENGLAND
A H Wray Manager
Principal Office in United States Corner Pine and William Sts New York
Jacob Haas Atlanta Attorney for Service in Georgia
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 888148 69
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 115000 00
3 Interest accrued on all said bond and mortgage loans 1652 50
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 72000 00
5 Value of buildings mortgaged insured
for 12880000 as collateral 150000 00
6 Total value of said mortgaged premises
carried inside 222000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 2937600 00
12 Cash in companys principal office 11393 75
13 Cash belonging to the company deposited
in bank Morton Trust Co New York
40882184 National Bank of Com
merce New York 15726996 Ameri
can Exchange National Bank New
York 177047 AngloCalifornian
Bank San Francisco 8618498 First
National Bank Denver 1902936
National Union Bank Boston 1559
35 total 674635 96
Total cash items 686029 71
17 Cash in hands of agents and in course of transmission 575277 48
18 Bills receivable not matured taken for fire marine and
inland risks 7671 06
All other assets both real and personal viz Rents due
and accrued 1077422 due from other companies for
reinsurance on losses already paid 827212 19046 34
Total assets of the company actual cash market
vale 5230425 78
IIILIABILITIES
1 Losses due and unpaid 62604 51
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 347254 50COMPTROLLERGENERALS REPORT
47
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
31100 00
440959 01
40730 34
6 Net amount of unpaid lossesI 400228 67
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 269945168
unearned premiums fifty per cent 1349725 84
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 345961680
unearned premiums pro rata 1723520 72
9 Gross premiums without any deduction
including both cash and bills re
ceived and receivable upon all unex
pired inland navigation and marine
risks
10 Gross premiums without any deduction
received and receivable on all unex
pired marine risks
30411 10
36031 39
11 Total unearned premiums as computed above carried
out
12 Net premiums reserve and all other liabilities except
capital under the life insurance or any other special
department
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Return premiums 1845067 reinsur
ance premiums 3568025 total
20 Total amount of all liabilities except capital stock scrip
and net surplus
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus
3139689 05
107191 95
54130 92
3701240 59
1529185 19
5230425 78
INCOME DURING THE YEAR
Fire Risks
Marine and
Inland Risks
1 Gross premiums and bills
in course of collection at
close of last previous
year as shown by that
years statement
3 Net collected
5S3563 3S
27133 81
583563 38
27133 81BMBMBIM
L
48
COMPTROLLERGENERALS REPORT

4 Gross premiums on risks
written and renewed
during the year 6011800 87
225942 21
5 Total
6 Deduct premiums and bills
in course of collection at
this date
6595364 25 253076 02
654920 67
22516 67
7 Entire premiums collected
during the year
8 Deduct reinsurance and
return premiums 1515522 59
5940443 58 230559 35
48357 30
9 Net cash actually received
for premiums carried
out 424920 99
442
ds an
182202 05 4607123 04
10 Received for interest on bonds Tlnd mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
12 Received from all other sources omitting increase if
any in value of securities viz Rents 6325936
profit on sale or maturity of ledger assets 48625
total
13 Deposit premiums received on perpetual risks
14 Amount of remittances from home office
during the year 335497 99
4964 20
49585 63
63745 61
1284 69
15 Aggregate amount of income actually received during
the year in cash 4726703 17
VEXPENDITURES DURING THE YEAR
1 Gross amount paid for
losses including 360
44654 losses occurring
in previous years
2 Deduct all amounts actu
ally received for sal
vages whether on losses
of the last or of previ
ous year 2878446
and all amounts actu
ally received for rein
surances in other com
panies 27007028 to
tal deductions
Fire Risks
2583719 86
Marine and
Inland Risks
123761 05
258358 04
40496 70
3 Net amount paid during
the year for losses 2325361 82
6 Paid for commissions or brokerage
83264 35 2408626 17
1264705 52
i m
COMPTROLLERGENERALS REPORT
49
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 159559 12
8 Paid for State national and local taxes in this and other
States 94677 97
9 All other payments and expenditures viz Rents re
pairs and expenses on real estate national and local
boards travel and surveys printing and stationery
postage telegrams express and exchange advertising
and subscription and sundries 206803 60
Aggregate amount of actual expenditures during the
year in cash 4134372 38
Business in the State of Georgia during the year
Fire risks written 6258080 00
Premiums received gross 105923 44
Losses paid 53923 94
Losses incurred 54709 05
CONTINENTAL FIRE INSURANCE COMPANY OF NEW YORK
Henry Evans President J E Lopez and E L Ballard Secretaries
Principal Office 46 Cedar Street
J L Riley Co Atlanta Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stockI 1000000 00
2 Amount paid up in cash 1000000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 1113000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 28900 00
3 Interest accrued on all said bond and mortgage loans 726 15
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 22800 00
5 Value of buildings mortgaged insured
for 3562500 as collateral 37700 00
6 Total value of said mortgaged premises
carried inside 60500 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 11674865 00
12 Cash in companys principal office 12540 05
13 Cash belonging to the company deposited
in bank First National Bank of New
York 47145033 Central Trust Co
of New York 10703576 Brooklyn
i in
50
COMPTROLLERGENERALS REPORT
Trust Co on 1st of Brooklyn 57084
72 Franklin Trust Co of Brooklyn
5676559 First National Bank of
Brooklyn on 1st 1554132 Crocker
Woolworth National Bank of San Fran
cisco 250000 First National Bank
of Chicago 4152490 total 751902 62
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
18 Bills receivable not matured taken for fire risks
All other assets both real and personal viz Rents due
and accrued
764442 67
93769 50
856575 05
10165 08
709 S7
Total assets of the company actual cash market
14543153 32
value T
IIILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
447265 66
51284 00
498549 66
88004 61
410545 05
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 348789520
unearned premiums fifty per cent 1743947 60
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 778193772
unearned premiums pro rata 4159865 73
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Reserve for contingencies
20 Total amount of all liabilities except capital stock scrip
and net surplus 6786491 79
21 Joint stock capital actually paid up in cash 1000000 00
5903813 33
172133 41
300000 00COMPTROLLERGENERALS REPORT 51
23 Surplus beyond capital and all other liabilities 6756661 53
24 Aggregate amount of all liabilities including capital
paid up and net surplus 14543153 32
TO BE ANSWERED BY COMPANIES DOING AN INSTALLMENT BUSINESS
Amount of unearned premiums repre
sented by installment notesbeing the
whole amount of such notes 1777463 00
IVINCOME DURING THE YEAR

1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement
2 Deduct amount of same not collected
Fl e Risks
864577 86
11837 84
852740 02
3 Net collected
4 Gross premiums on risks written and re
newed during the year 6978680 72
5 Total 7831420 74
6 Deduct premiums and bills in course of
collection at this date 866740 13
7 Entire premiums collected during the year 6964680 61
8 Deduct reinsurance and return premiums 1057873 44
9 Net cash actually received for premiums carried out 5906807 17
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents
15 Aggregate amount of income actually received during
1676 83
514228 49
24729 59
the year in cash
6447442 08
EXPENDITURES DURING THE YEAR
1 Gross amount actually paid for losses
including 41769980 losses occurring
in previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 866666 and all
amounts actually received for reinsur
ance in other companies 17695292
total deductions
3863988 28
185619 58
3 Net amount paid during the year for losses 3678368 70 v
52 COMPTROLLERGENERALS REPORT
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 360
00000 360075 oa
5 Scrip or certificates of profits redeemed in cash and in
terest paid to scripholders 23 32
6 Paid for commissions or brokerage 1293495 24
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 450604 20
8 Paid for State national and local taxes in this and other
States 146233 45
9 All other payments and expenditures viz Rents 12
70080 advertising printing and stationery 60156
34 furniture and fixtures 880118 legal expenses
904492 miscellaneous 24953241 total 340235 65
Aggregate amount of actual expenditures during the
year in cash 6269035 5ft
Business in the State of Georgia during the year
Fire risks written 6074973 00
Premiums received gross 107332 47
Losses paid 42373 54
Losses incurred 41524 06
CONNECTICUT FIRE INSURANCE COMPANY OF HARTFORD CONN
J D Browne President Charles R Burt Secretary
Home Office 51 Prospect Street Hartford Conn
J L Riley Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up in cash 1000000 00
Amount of ledger assets as per balance
December 31 1903 4939150 00
Extended at 4939150 00
IIINCOME
As shown by the books at home office at close of business December 311904
Fire Risks
1 Gross premiums 3673183 20
2 Deduct reinsurance rebate abatement
and return premiums 653479 71
3 Total premiums other than perpetuals 3019703 49
5 Interest on mortgage loans 61472 91
7 Interest on bonds and dividends on stocks 127904 54
8 Interest from all other sources 3149 22
9 Gross rents from companys property 5090 06
10 Total interests and rents 197616 73
13 Total income 3217320 22COMPTROLLERGENERALS REPORT
53
IIIDISBURSEMENTS
As shown by the books at home office at close of business December 311904
1 Gross amount paid for losses including
20793857 occurring in previous years 1961989 62
2 Deduct amount received for salvage 9
77648 and for reinsurance in other
companies 11807891 127855 39
3
5
Net amount paid for losses
Paid stockholders for interest or dividends amount de
clared during the year
8 Commissions or brokerage
9 Salaries fees and all other charges of officers clerks
agents and other employees
10 Rents
11 Repairs and expenses other than taxes on real estate
12 Taxes on real estate
13 All other taxes licenses and insurance department fees
14 Loss on sale or maturity of ledger assets
15 All other disbursements Advertising printing and sta
tionery 5471705 legal expenses 530032 furni
ture and fixtures 733257 miscellaneous expenses
12045179
1834134 23
120000 00
617796 11
215689 29
10795 04
3289 83
3517 48
95765 37
6072 23
187801 73
16 Total disbursements 3094861 31
IVLEDGER ASSETS
1 Book value of real estate unincumbered 204000 00
2 Mortgage loans on real estate first liens 1199600 00
4 Book value of bonds excluding interest 275914179
and stocks 45936549 3218507 28
5 Cash in companys office 1360 99
Cash deposited in banks viz National
Exchange Bank Hartford 23115288
Mercantile Trust Company Boston
2688901 Continental National Bank
Chicago 3515361 AngloCalifornia
Bank San Francisco 1080829 304003 79 305364 78
6 Agents balances representing business written subse
quent to October 1 1904 116372 16
7 Agents balances representing business written prior to
October 1 1904 1994 02
9 Bills receivable taken for fire risks 15770 67
11 Total ledger assets I 5061608 91
NONLEDGER ASSETS
19 Market value of bonds and stocks over book value 135758 72
20 Other nonledger assets viz Gross pre
miums excluding return premiums

54
COMPTROLLERGENERALS REPORT
and reinsurance in course of collec
tion December 31 not more than three
months due 250000 00
Deduct cost of collection commission
brokerage and other expenses 100000 00
Net amount of uncollected premiums not more than
three months due
150000 00
21 Gross assets 5347367 63
DEDUCT ASSETS NOT ADMITTED
4 Agents balances representing business
written prior to October 1 1904 1994 02
5 Bills receivable past due taken for Are
risks 5236 67
8 Total
7230 69
Total admitted assets 5340136 94
VLIABILITIES
Gross losses adjusted and unpaid not
yet due
Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses
Gross claims for losses resisted
64609 94
212814 77
19403 01
4 Total
5 Deduct reinsurance due or accrued
296827 72
30380 07
6 Total amount of unpaid losses and claims 266447 65
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or
less from date of policy including in
terest premiums on perpetual fire risks
186545190 unearned premiums fif
ty per cent 932725 95
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 322638946
unearned premiums pro rata 1726042 IS
12 Total unearned premiums as computed above 2658768 13
24 Total amount of all liabilities except capital 2925215 78
25 Capital actually paid up in cash 1000000 00
26 Surplus over all liabilities 1414921 16
27 Surplus as regards policyholders 2414921 16
28 Total 5340136 94
COMPTROLLERGENERALS REPORT 55
Business in the State of Georgia during theyear
Fiie
ut 1123000 00
Riskswritten 18193 01
Premiums received
luoyi lo
Losses paid 79
Losses incurred
THE EAGLE FIRE COMPANY OF NEW YORK
Theo H Pbice President Wm G Whildex Secretary
Principal Office 82 Beaver St
James L Riley Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 400000 00
2 Amount paid up in cash 400000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 75000 ou
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 30000 00
3 Interest due and accrued on all said bond and mortgage
loans
4 Value of lands and buildings mortgaged
carried inside 4tuuuu
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
valueI VTffl10246
12 Cash in companys principal office iu to
13 Cash belonging to the company deposited
in bank The Oriental Bank 77211
83 New York Trust Company 100
00000 total 177211 83
177314 29
Total cash items
Total assets of the company actual cash market
value
IIILIABILITIES
15 Dividends declared and remaining unpaid or nnnllel
for
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested
20 Total amount of all liabilities except capital stock and
net surplus
56
COMPTROLLERGENERALS REPORT
21 Joint capital stock actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus
400000 00
177908 05
581814 29
IVINCOME DURING THE YEAE
10 Received for interests on bonds and mortgages 10300 12
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 1610 08
12 Income received from all other sources omitting in
crease if any in value of securities viz Recovery
from Fidelity and Deposit Company of Maryland in
compromise of suit 300 00
13 Received for increase capital 200000 00
15 Aggregate amount of income actually received during
the year in cash
212210 20
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses
including 36659 losses occurring in
previous years 366 59
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 600 00
3 Net amount paid during the year for losses
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
9 All other payments and expenditures viz Rent 350
taxes and expenses on real estate 75113 loss on sale
of securities 150000 miscellaneous 257914 total
Aggregate amount of actual expenditures during the
year in cash
233 41
1428 95
5180 27
6375 81
FIRE ASSOCIATION OF PHILADELPHIA PENNSYLVANIA
E C Irvin President M G Garrigues Secretary
Principal Office 407 and 409 Walnut Street
W E Chapin Atlanta Attorney for Service in Georgia
Icapital stock
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 442900 00
COMPTROLLERGENERALS REPORT
57
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 1254156 99
3 Interest due on all bond and mortgage loans 677644
interest accrued thereon 1512627 total 21902 71
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 1277892 00
5 Value of buildings mortgaged insured
for 120906500 as collateral 1884749 00
6 Total value of said mortgaged premises
carried inside 3162641 00
9 Total par and market value of stocks and bonds owned
absolutely by the company 3849061 75
11 Total amount loaned on stocks and bonds and all other
securities except mortgages 72000 00
12 Cash in companys principal office 11252 00
13 Cash belonging to the company deposited
in bank 334523 58
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Rents due
and accrued 194461 due from other companies for
reinsurance on losses already paid 721505
345775 58
31309 64
239 50
523666 12
9159 66
Total assets of the company actual cash market
value 6550172 35
IIILIABILITIES
1 Losses due and unpaid 140008 35
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 187099 24
3 Losses resisted including interest costs
and other expenses thereon 32375 78
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
359483 37
52839 68
6 Net amount of unpaid losses 306643 69
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 280895400
unearned premiums fifty per cent 1404477 00
8 Gross premiums without any deduction jgg COMPTROLLERGENERALS REPORT
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 284479500
unearned premiums pro rata 1525519 37
11 Total unearned premiums as computed above carried
out 2929996 37
12 Amount reclaimable by the insured on perpetual poli
cies being 90 and 95 per cent of the premiums of
deposit received 1783333 46
20 Total amount of all liabilities except capital stock and
netsurplus 5019973 52
21 Joint stock capital actually paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities 1030198 87
24 Aggregate amount of all liabilities including capital
paid up and net surplus 6550172 39
IVINCOME DUEIXG THE YEAR
Fire Ris s
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 506665 84
506665 84
3 Net collected
4 Gross premiums on risks written and re
newed during the year as shown in
risk and premium exhibit 5230017 80
5 Total 5736683 64
6 Deduct premiums and bills in course of
collection at this date 523666 12
7 Entire premiums collected during the
year 5213017 52
8 Deduct reinsurance and return premi
ums 1382005 27
9 Net cash actually received for premiums carried out 3831012 25
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 29
49890 miscellaneous 1697196 total
13 Received for deposit premiums
7259 60
160059 61
46470 86
52968 53
15 Aggregate amount of income actually received during
the year in cash 4167770 85
I vCOMPTROLLERGENERALS REPORT
59
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses in
cluding 31037705 losses occurring in
previous years 2548115 55
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1228289 and all
amounts actually received for reinsur
ances in other companies 22101034
total deductions 233293 23
3 Net amount paid during the year for losses 2314822 32
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 200000 00
6 Paid for commissions or brokerage 969336 90
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 204950 91
8 Paid for State national and local taxes in this and other
92949 49
States
9 All other payments and expenditures maoa
Aggregate amount of actual expenditures during the
x 4084530 91
year in cash T
Business in the State of Georgia during the year
5164522 00
Fire risks written 84 374 28
Premium received gross 38319 03
Losses paid U912 25
Losses incurred
FIREMANS FUND INSURANCE CO OF SAN FRANCISCO CAL
William J Duttox President Louis Weinmann Secretary
Principal Office 401 California Street
Edgar S Wilson Macon Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock
2 Amount paid up in cash 1000000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon ouzou
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 717
50 interest accrued thereon 63163 total 1349 id
1
W
COMPTROLLERGENERALS REPORT
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 484000 00
5 Value of buildings mortgaged insured
for 7185000 as collateral 191500 00
6 Total value of said mbrtgaged premises
carried inside 675500 00
7 Amount of other loans 428250 00
9 Total par and market value of stocks and bonds owned
absolutely by the company 4098877 50
11 Total amount loaned on stocks and bonds and all other
securities except mortgages 428250 00
12 Cash in companys principal offices 16775 39
13 Cash belonging to the company deposited
in bank Crocker Woolworth National
Bank S F 4444847 S F National
Bank S F 2492147 Bank of Cali
fornia S F 3181892 AngloCalifor
nia Bank Ltd S F 2783518
Union Trust Company S F 5109094
Savings and Loan Society S F 12
59446 S F Savings Union S F
1898933 Corn Exchange National
Chicago 2984113 Shawmut National
Bank Boston 5185554 National
Park Bank New York 10449867 I
C Plants Son Banker Macon Ga in
liquidation 3518128 at 50 per cent
1759064 Exchange Bank Macon Ga
1130259 First National Bank Albu
querque N M 1000000 Bishop
Co Bankers Honolulu H I 3035
00 total 439822 34
Total cash items 456597 73
16 Interest due and accrued on collateral loans uncollected 1986 54
17 Cash in hands of agents and in course of transmission 756194 02
18 Bills receivable not matured taken for fire marine and
inland risks 50031 31
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid 17003 59
Total assets of the company actual cash market
value 6526439 82
IIILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 393112 76

MMMMMCOMPTROLLERGENERALS REPORT Ql
3 Losses resisted including interest costs
and other expenses thereon 6266 67
4 Total gross amount of claims for losses 399379 43
5 Deduct reinsurance thereon 106624 16
6 Net amount of unpaid losses 292755 27
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 242006929
unearned premiums 50 per cent 1210034 65
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 256454551
unearned premiums pro rata 1445222 78
10 Gross premiums without any deduction
received and receivable on all unex
pired marine risks 220457 91
11 Total unearned premiums as computed above carried
out 2875715 34
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissons brokerage and other charges
due or to become due to agents and brokers 121877
63 marine bills payable 218000 total 124057 63
20 Total amount of all liabilities except capital stock and
net surplus 3292528 24
21 Joint capital stock actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 2233911 58
24 Aggregate amount of all liabilities including capital
paid up and net surplus 6526439 82
IVINCOME DURING THE TEAR
Marine and
Fire Risk Inland Kisks
1 Gross premiums and bills
in course of collection at
close of last previous
year as shown by that
years statement 599236 35 157053 00
3 Net collected 599236 35 t 157503 0U
4 Gross premiums on risks
written and renewed
during the year 5362420 89 970817 31
5 Total 5961657 24 1127870 31SSK
62
COMPTROLLERGENERALS REPORT
6 Deduct premiums and bills
in course of collection at
this date
634672 02 171553 31
7 Entire premiums collect
ed during the year 5326985 22 956317 00
8 Deduct reinsurance and
return premiums 1586436 05 481414 32
9 Net cash actually received
for premiums carried
out 3740549 17 474902 68
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 19
85702 total
15 Aggregate amount of income actually received during
the year in cash 4442421 29
VEXPENDITURES DURING THE YEAR
On Marine mid
421541 85
11837 68
183424 91
31706 85
1 Gross amount actually
paid for losses includ
ing 26926361 losses
occurring in previous
years
2 Deduct all amounts actu
ally received for sal
vages whether on losses
of the last or of previ
ous year 4012442
and all amounts actual
ly received for reinsur
ances in other compa
nies 64150702 total
deductions
On Fire Risks
InUau Risk
2377059 14 567795 07
371600 66 310030 78
3 Net amount paid during
the year for losses 2u05458 48
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures
257764 29 2263222 77
120000 00
753387 76
300416 06
82652 07
292869 62
Aggregate amount of actual expenditures during the
year in cash 3812548 28
HMMCOMPTROLLERGENERALS REPORT
63
Business in the State of Georgia during the year
Fire risks written 6337893 00
Premiums received gross 121337 93
Losses paid 57444 42
Losses incurred 51311 22
GEORGIA HOME FIRE INSURANCE COMPANY OF COLUMBUS GA
Rhodes Browne President Wm C Coart Secretary
Principal Office 1046 Broad Street
W P Pattillo Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock
2 Amount paid up in cash 300000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
4 Value of lands mortgaged exclusive of
buildings and perishable improve
ments 272550 00
5 Value of buildings mortgaged insured
for 18802500 as collateral 265000 00
6 Total value of said mortgaged premises
carried inside 537550 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value
11 Total amount loaned on stocks and bonds and all other
securities except mortgages
12 Cash in companys principal offices 11279 09
13 Cash belonging to the company deposited
in bank Home Savings Bank 18508
73 National Bank of Columbus 92
14925 Mercantile National Bank Ne
York 2243779 total 133095 77
Total cash items
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Due from
other companies for reinsurance on losses already
paid Penn Insurance Company 100101 Colonial In
surance Company 28656 open ledger accounts
320172 total
Total assets of the company actual cash market
value
300000 00
132425 00
164608 44
493627 00
31075 00
144374 86
72770 34
4489 29
1043369 9364
COMPTROLLERGENERALS REPORT
IIILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 33468 38
3 Losses resisted including interest costs
and other expenses thereon 4500 00
4 Total gross amount of claims for losses 37968 38
5 Deduct reinsurance thereon 3373 66
6 Net amount of unpaid losses 34594 72
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 31535676 un
earned premiums fifty per cent 157678 38
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 31089164
unearned premiums pro rata 174075 58
11 Total unearned premiums as computed above carried
out 331753 96
15 Dividends declared and remaining unpaid or uncalled for 180 00
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 823 67
18 Amount of money borrowed 135000 00
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Old savings bank account 1278 21
20 Total amount of all liabilities except capital stock and
net surplus 503630 56
21 Joint stock capital actually paid up in cash 300000 00
23 Surplus beyond capital and all other liabilities 239739 37
24 Aggregate amount of all liabilities including capital
paid up and net surplus 1043369 93
IVINCOME DURING THE YEAR
Fire Risks
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement
2 Deduct amount of same not collected
Tllll 32
1192 95
3 Net collected
69918 37

COMPTROLLERGENERALS REPORT 65
4 Gross premiums on risks written and re
newed during the year 634326 99
5 Total 704245 86
6 Deduct premiums and bills in course of
collection at this date 72770 34
7 Entire premiums collected during the
year 631475 02
8 Deduct reinsurance and return premiums 208016 05
9 Net cash actually received for premiums carried out 423458 97
10 Received for interest on bonds and mortgages 10636 17
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 21229 22
12 Income received from all other sources omitting in
crease if any in value of securities 6431 34
15 Aggregate amount of income actually received during
the year in cash 461755 70
VEXPENDITUBES DURING THE YEAB
Fire Risks
1 Gross amount actually paid for losses
including 4076164 losses occurring
previous years 504523 03
2 Deduct all amounts actually received for
reinsurance in other companies 104906 68
3 Net amount paid during the year for losses 399616 35
6 Paid for commissions or brokerage 79775 87
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 72651 65
8 Paid for State national and local taxes in this and other
States 17354 35
9 All other payments and expenditures 8426 75
Aggregate amount of actual expenditures during the
year in cash 577824 97
Business in the State of Georgia during the year
Fire risks written 4072108 00
Premiums received gross 64015 32
Losses paid 31508 55
Losses incurred 32507 59
5 inaziiSSfc

COMPTROLLERGENERALS REPORT
GERMAN ALLIANCE FIRE INSURANCE CO OF NEW YORK N Y
William N RjtfaiER President Charles G Smith Secretary
Principal Office corner Liberty and Nassau Streets
Chables Edgab Mills Commissioner for Georgia New York
ICAPITAL
1 Whole amount of capital stock 400000 00
2 Amount paid up in cash 400000 00
IIASSETS
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 1227682 00
13 Cash belonging to the company deposited in bank Citi
zens Central National 31112 73
15 Interest due and accrued on stocks not included in mar
ket value uncollected 3496 50
17 Cash in hands of agents and in course of transmission 116677 52
Total assets of the company actual cash market
value 1378968 75
IIILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 82625 06
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 34601841
unearned premiums fifty per cent 173009 20
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 27542863
unearned premiums pro rata 150774 60
11 Total unearned premiums as computed above carried
out
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions to agents on premiums in
course of collection
82625 06
323783 80
34703 70
20 Total of all liabilities except capital stock and net sur
plus 441112 56
21 Joint stock capital actually paid up in cash 400000 00
23 Surplus beyond capital and all other liabilities 537856 19
24 Aggregate amount of all liabilities including capital
paid up and net surplus 1378968 75
r
MMMCOMPTROLLERGENERALS REPORT
IVINCOME DURING THE YEAR
Fire Risks
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 105615 30
3 Net collected 105615 30
4 Gross premiums on risks written and re
newed during the year 576984 52
5 Total 682599 82
6 Deduct premiums and bills in course of
collection at this date 116677 52
7 Entire premiums collected during the
year 565922 30
8 Deduct reinsurance and return premiums 118341 23
9 Net cash actually received for premiums carried out
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
15 Aggregate amount of income actually received during
the year in cash f
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses
including 6522270 losses occurring
in previous years 303366 83
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1199 88
3 Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividend declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Loss on sale
of ledger assets
Aggregate amount of actual expenditures during the
year in cash
Business in the State of Georgia during the year
Fire risks written
Premiums received gross
Losses paid
Losses incurred
67
447581 07
49127 60
496708 67
302166 95
40000 00
104799 94
4470 05
27950 03
837 58
480224 55
435999 00
6536 28
1444 58
1444 58COMPTROLLERGENERALS REPORT
GERMAN FIRE INSURANCE COMPANY OF FREEPORT ILL
C 0 Collmank President Wi Trembor Secretary
Principal Office 9 11 and 13 N Galena Avenue
Cliff C Hatcher Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 200000 00
2 Amount paid up in cash 200000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 76700 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 2977666 20
3 Interest due on all said bond and mortgage loans 8422
10 interest accrued thereon 7420030 total 82622 40
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 6443100 00
5 Value of buildings mortgaged insured
for 237095000 as collateral 933840 00
6 Total value of said mortgaged premises
carried inside 7376940 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 1667372 66
11 Total amount loaned on stocks and bonds and all other
securities except mortgages 7700 00
12 Cash in companys principal offices 12468 62
13 Cash belonging to the company deposited
in bank 413216 47
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
18 Bills receivable not matured taken for fire marine and
inland risks
425685 09
12584 88
232 70
548244 52
71917 28
Total assets of the company actual cash market
value 5870725 73
Deduct from above assets Stock of Western Und Assn
incorporated Chicago company doing some sort of
business 19540000 amount premiums unpaid on
policies issued more than three months 719360 202593 96
Total admitted assets
5668131 77
MHCOMPTROLLERGENERALS REPORT
69
IIILIABILITIES
1 Losses adjusted and unpaid
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
87138 13
121400 74
13703 37
222242 24
9968 59
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 193750241
unearned premiums fifty per cent 968751 20
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 441616852
unearned premiums pro rata 2436336 49
212273 65
11 Total unearned premiums as computed above carried
out 3405087 69
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions brokerage and other
charges due and to become due to agents and brokers
on premiums paid and in course of collection 122003 80
21 Joint stock capital actually paid up in cash 200000 00
23 Surplus beyond capital and all other liabilities 1728766 63
24 Aggregate amount of all liabilities including capital
paid up and net surplus 5668131 77
IVINCOME DURING THE YEAR
Fire Risks
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 520681 85
2 Deduct amount of same not collected 1525 78
3 Net collected 519156 07
4 Gross premiums on risks written and re
newed during the year 4210734 94
5 Total 4729891 01
6 Deduct premiums and bills in course of
collection at this date 620161 80
70
COMPTROLLERGENERALS REPORT
7 Entire premiums collected during the year 4109729 21
8 Deduct reinsurance and return premiums 796336 16

9 Net cash actually received for premiums carried out 3313393 05
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 2
45443 worthless notes 54400 total
123659 57
66063 49
2998 43
15 Aggregate amount of income actually received during
the year in cash 3506114 54
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses
including 17676353 losses occurring
in previous years 14S0905 39
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 434309 and all
amounts actually received for reinsur
ances in other companies 3062248
total deductions 34965 57
3 Net amount paid during the year for losses 1445939 82
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 40000 00
6 Paid for commissions or brokerage 866873 68
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 136761 44
8 Paid for State national and local taxes in this and other
States 79808 05
9 All other payments and expenditures viz Advertising
printing and stationery 4328536 legal 239226
repairs and expenses on real estate 81832 furniture
and fixtures and maps 685349 miscellaneous 79
94244 loss on sale or maturity of ledger assets 115
45 freight 856177 postage 1302801 premiums
paid on bonds 253750 field and adj expenses 48
03404 total 205568 64
Aggregate amount of actual expenditures during the
year in cash 2774951 63
Business in the State of Georgia during the year
Fire risks written 2528431 00
Premiums received gross 31367 83
Losses paid 17684 88
Losses incurred 19990 69COMPTROLLERGENERALS REPORT
71
GERMAN AMERICAN FIRE INSURANCE COMPANY OP NEW YORK
William N Kremer President Charles G Smith Secretary
Principal Office Liberty and Nassau Sts
W L Reynolds Atlanta Attorney for Service in Georgia
icapital
1 Whole amount of capital stock 1500000 00
2 Amount paid up in cash 1500000 00
IIassets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 15000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 15000 00
3 Interest due and accrued on all said bond and mortgage
loans 15000
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 10000 00
5 Value of buildings mortgaged insured
for 1500000 as collateral 22000 00
6 Total value of said mortgaged premises
carried inside 32000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value H62544100
12 Cash in companys principal office 15928 15
13 Cash belonging to the company deposited
in bank National Bank of Commerce
of New York 20621778 German
American Bank of New York 15867
57 National City Bank of New York
38520 Dominion Bank Toronto Can
ada 192500 New York Security and
Trust Co of New York 6989282 Ti
tle Guarantee and Trust Co of New
York 3978589 Bank of Metropolis of
New York 303014 Peoples Trust
Co of Brooklyn 383210 Corn Ex
change National Bank of Chicago 18
77257 AngloCalifornia Bank Limit
ed of San Francico 185582 Cen
tral Trust Co of San Francisco 8969
40 American National Bank of San
Francisco 1586251 total 386396 80
402324 95
Total cash items1JWJ i M

mmm
72
COMPTROLLERGENERALS REPORT
15 Interest due and accrued on stocks not included in mar
ket value uncollected 49172 50
16 Interest due and accrued on collateral loans and uncol
lected 2043 76
17 Cash in hands of agents and in course of transmission 1029137 91
Total assets of the company actual cash market
value 13138270 12
IIILIABILITIES
1 Losses adjusted and to become due
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
128679 00
633788 00
66193 00
828660 00
191592 75
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 379642167
unearned premiums fifty per cent 1898210 84
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 512293469
unearned premiums pro rata 2815651 20
637067 25
11 Total unearned premiums as computed above carried
out 4713862 04
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 12337 95
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commisions brokerage and other charges
due and to become due to agents and brokers on pre
miums paid and in course of collection 18390475
return premiums 309688 reinsurance 24609387
total 433095 50
20 Total amount of all liabilities except capital and net
surplus 5796362 74
21 Joint stock capital actually paid up in cash 1500000 00
23 Surplus beyond capital and all other liabilities 5841907 38
24 Aggregate amount of all liabilities including capital
paid up and net surplus 13138270 12COMPTROLLERGENERALS REPORT
73
IVINCOME DURING THE YEAR
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement
2 Deduct amount of same not collected
3 Net collected
4 Gross premiums on risks written and re
newed during the year
Fire Risk
927007 43
254 16
926753 27
3376717 21
5 Total 9303470 48
6 Deduct premiums and bills in course of
collection at this date 1038240 88
7 Entire premiums collected during the year 8265229 60
8 Deduct reinsurance and return premiums 3050526 93
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 1
20000 uncollected accounts charged to profit and
loss in 1903 and previous years collected in 1904 828
78 total
14 Profit on sale of stocks and bonds during 1904
15 Aggregate amount of income actually received during
the year in cash
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses
including 53674160 losses occurring
in previous years 4128322 93
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1677251 and all
amounts actually received for reinsur
ances in other companies 104003330
total deductions L056805 81
3 Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
5214702 67
610 99
467159 56
2028 78
52139 45
5736641 45
3071517 12
375000 00
969707 82
222079 61
137471 2674
COMPTROLLERGENERALS REPORT
9 All other payments and expenditures viz Repairs on
real estate 19286 advertising printing and station
ery 5804106 furniture and fixtures 622730 mis
cellaneous expenses 38632776 rents for companys
own occupancy 3573510 total 486524 08
Aggregate amount of actual expenditures during the
year in cash 5262299 89
Business in the State of Georgia during the year
Fire risks written 5316805 00
Premiums received gross 86434 28
Losses paid 55963 42
Losses incurred 57617 42

GERMANIA FIRE INSURANCE COMPANY OF NEW YORK N Y
Chas Ruykhaver
Hugo Schumann President Gustav Kehr Secretanes
Principal Office 624 William St New York
icapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00

IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 650000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 326500 00
3 Interest due and accrued on all said bond and mortgage
loans 7736 25
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 219000 00
5 Value of buildings mortgaged insured
for 30750000 as collateral 345000 00
6 Total value of said mortgaged premises
carried inside 564000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 4696973 00
12 Cash in companys principal office 10391 66
13 Cash belonging to the company deposited
in bank National Park Bank New
York 7106369 GermanAmerican
Bank New York 14364476 First
National Bank of Illinois Chicago 61
50797 total 276216 42
Total cash items 286608 08COMPTROLLERGENERALS REPORT
75
17 Cash in hands of agents and in course of transmission 360589 73
All other assets both real and personal viz Rents due
and accrued 190414 cash in hands of department
managers 2550998 total 27414 12
6355821 18
Less premiums over three months due 3121 45
Total assets of the company actual cash market
value 6352699 73
IIILIABILITIES
1 Losses due and unpaid 99231 65
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 109638 63
3 Losses resisted including interest costs
and other expenses thereon 24150 62
4 Total gross amount of claims for losses 233020 90
5 Deduct reinsurance thereon 50053 35
6 Net amount of unpaid losses 182967 55
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 140440327
unearned premiums fifty per cent 702201 63
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 334068444
unearned premiums pro rata 1822017 54
11 Total unearned premiums as computed above carried
out 2524219 17
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Unpaid commissions 6287 51
20 Total amount of all liabilities except capital stock and
net surplus 2713474 23
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 2639225 50
24 Aggregate amount of all liabilities including capital
paid up and net surplus 6352699 73His

7g COMPTROLLERGENERALS REPORT
IVINCOME DURING THE YEAR
Fire Risks
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 310447 66
3 Net collected 310447 66
4 Gross premiums on risks written and re
newed during the year 3248342 34
5 Total 3558790 00
6 Deduct premiums and bills in course of
collection at this date 360589 73
7 Entire premiums collected during the year 3198200 27
8 Deduct reinsurance and return premiums 783923 06
9 Net cash actually received for premiums carried out 2414277 21
10 Received for interest on bonds and mortgages 17062 11
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 199533 69
12 Income received from all other sources omitting in
crease if any in value of securities viz Profit and
loss account items 10635 81
15 Aggregate amount of income actually received during
the year in cash 2641508 82
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses
including 14496973 losses occurring
in previous years 1523398 14
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 790038 and all
amounts actually received for reinsur
ances in other companies 21388328
total deductions 221783 66
3 Net amount paid during the year for losses 1301614 48
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 200000 00
6 Paid for commissions or brokerage 502213 71
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 172530 97
8 Paid for State national and local taxes in this and other
States 63966 55
9 All other payments and expenditures viz Advertising
agency and office expenses board expenses fire patrol
postage printing and stationery surveys legal and
traveling expenses rents 129154 92
Aggregate amount of actual expenditures during the
year in cash 2369480 63
COMPTROLLERGENERALS REPORT 77
Business in the State of Georgia during the year
3382820 00
Fire risks written
Premiums received gross ZZ r
8892 45
Lossespaid Q
Losses incurred
GLENS FALLS FIRE INSURANCE COMPANY OF GLENS FALLS N Y
J L Cunningham President R A Little Secretary
Principal Office Corner Bay and Glen Streets
ICAPITAL
1 Whole amount of capital stock
200000 00
2 Amount paid up in cashI 200000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first Hens on the fee simple
3 Interest due on all said bond and mortgage loans 1334
96 interest accrued thereon 68864 total
9 Total par and market value of stocks and bonds owned
absolutely by the company 2472255 00
11 Total amount loaned on stocks bonds and all other secu
rities except mortgages
12 Cash in companys principal offices Glens
Falls and Chicago
13 Cash belonging to the company deposited
50750 23
775507 37
2023 60
3700 00
in bank
728579 96
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
18 Bills receivable not matured taken for real estate sold
Less contingent depreciation on mortgage loans
Total assets of the company actual cash market
731095 40
8127 25
151837 40
800 00
4196096 25
20000 00
value
HILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
4176096 25

84488 53
10455 0078
COMPTROLLERGENERALS REPORT
4 Total gross amount of claims for losses 94943 53
5 Deduct reinsurance thereon 17413 93
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired Are risks running one year or
less from date of policy 70397938
unearned premiums fifty per cent 351989 69
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 194400663
unearned premiums pro rata 1034453 77
77529 60
11 Total unearned premiums as computed above carried
out 1386443 46
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 3500 00
20 Total amount of all liabilities except capital stock and
net surplus 1467473 06
21 Joint stock capital actually paid up in cash 200000 00
23 Surplus beyond capital and all other liabilities 2508623 19
24 Aggregate amount of all liabilities including capital
paid up and net surplus 4176096 25
IVINCOME DURING THE YEAB
Fire Risks
4 Gross premiums on risks written and re
newed during the year 1825041 93
8 Deduct reinsurance and return premiums 455685 5S
9 Net cash actually received for premiums carried out 1369356 35
10 Received for interest on bonds and mortgages 45236 56
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 145742 80
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 3
48263 from profit and loss 4565161 total 49134 24
15 Aggregate amount of income actually received during
the year in cash 1609469 95
VEXPENDITUBES DUBING THE YEAB
1ire Risks
1 Gross amount actually paid for losses
including 4940500 losses occurring
in previous years 974297 97COMPTROLLERGENERALS REPORT
79
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 160090 and all
amounts actually received for reinsur
ances in other companies 16424720
total deductions 165848 10
3 Net amount paid during the year for losses 808449 87
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 120000 00
6 Paid for commissions or brokerage 307201 95
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 88850 01
8 Paid for State national and local taxes in this and other
States 61318 15
9 All other payments and expenditures viz Stationery
traveling advertising etc 101461 31
Aggregate amount of actual expenditures during
the year in cash 1487281 29
Business in the State of Georgia during the year
Fire risks written 3820224 00
Premiums received gross 44048 95
j 28948 53
Losses paid
Losses incurred 30327 73
HAMBURGBREMEN FIRE INSURANCE COMPANY OF HAMBURG
GERMANY
I Witt President S V Dorkien Managing Director
Principal Office in the United States 19 Liberty St New York City
W F Pattillo Atlanta Attorney for Service in Georgia
tCAPITAL
1 Whole amount of capital stock
2 Amount paid up in cash
3 Amount in notes of the stockholders
1750000 00
525000 00
1225000 00
IIASSETS
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
1737258 75
13 Cash belonging to the company deposited in bank Bank
of America New York City 8404591 Metropolitan

8q COMPTROLLERGENERALS REPORT
Trust Company of the City of New York 5500000
total cash items 139045 91
17 Cash in hands of agents and in course of transmission 132633 95
Total assets of the company actual cash market
value 2008938 61
inLIABILITIES
Losses due and unpaid 6810 00
Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 91860 00
Losses resisted including interest costs
and other expenses thereon 123175 00
6 Net amount of unpaid losses 221845 00
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 134987847
unearned premiums fifty per cent 674939 24
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 133863673
unearned premiums pro rata 708398 32
11 Total unearned premiums as computed above carried
out 1383337 56
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Due agents 203 62
20 Total amount of all liabilities except net surplus 1605386 18
23 Surplus beyond capital and all other liabilities 403552 43
24 Aggregate amount of all liabilities including capital
paid up and net surplus 2008938 61
IVINCOME DURING THE YEAB
Fire Risks
4 Gross premiums on risks written and re
newed during the year 2203423 03
8 Deduct reinsurance and return premiums 396655 28
9 Net cash actually received for premiums carried out 1806767 75
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 60915 36
SCOMPTROLLERGENERALS REPORT
81
12 Income received from all other sources omitting in
crease if any in value of securities viz Discounts
14 Amount of remittances from home office
during the year 105045 00
2932 82
15 Aggregate amount of income actually received during
the year in cash 1870615 93
VEXPENDITUBES DUBING THE YEAB
Fire Elsks
1 Gross amount actually paid for losses
including 6797654 losses occurring
in previous years 1091158 89
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of the previous year 438516 all
amounts actually received for reinsur
ance in other companies 5749003 to
tal deductions 61875 19
3 Net amount paid during the year for losses 1029283 70
6 Paid for commissions or brokerage 378701 51
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 142879 48
8 Paid for State national and local taxes in this and other
States 45246 95
9 All other payments and expenditures viz Rent board
and patrol expenses printing advertising stationery
postage traveling expenses etc 110812 86
10 Amount sent to home offices during the
year 128160 01
Aggregate amount of actual expenditures during
the year in cash 1706924 50
Business in the State of Georgia during the year
Fire risks written 1548234 00
Premiums received gross 27370 51
Losses paid 9823 03
Losses incurred 9698 03
6 inHHIHHHHi

82
COMPTROLLERGENERALS REPORT
HANOVER FIRE INSURANCE COMPANY OF NEW YORK N Y
Charles A Shaw President Joseph McCoed Secretary
Principal Office 34 Pine Street New York City
F A McCakboll Atlanta Attorney for Service in Georgia
icapital
1 Whole amount of capital stock
2 Amount paid up in cash
1000000 00
1000000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 2500 00
5 Value of buildings mortgaged insured
for 350000 as collateral 5000 00
6 Total value of said mortgaged premises
carried inside 7500 00
9 Total par and market value of stocks and bonds owned
absolutely by the company
12 Cash in companys principal office 7199 97
13 Cash belonging to the company deposited
in bank Bank of America 3508801
German American Bank 2013273
Central Trust Company 4792167
Guarantee Trust and Safe Deposit
Company of Philadelphia Pa 20000
total 103342 41
I
Total cash items
Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Reinsur
ance on losses already paid
835695 24
3500 00
14 58
2749330 50
110542 38
20533 66
345584 15
14601 01
Total assets of the company actual cash market
value 4079801 52
IIILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 2S1760 S6COMPTROLLERGENERALS REPORT
83
3 Losses resisted including interest costs
and other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 182036285
unearned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 212503634
unearned premiums pro rata
Gross premiums on 188824 excess of
original premiums over amount re
ceived for reinsurance
27374 73
309135 59
38156 18
10
910181 42
1134180 74
762 69
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Contingent liability or fund
270979 41
2045124 85
23928 30
45000 00
20 Total amount of all liabilities except capital stock and
net surplus 2385032 56
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 694768 96
24 Aggregate amount of all liabilities including capital
paid up and net surplus
4079801 52
IVINCOME DURING THE YEAR
Fire Risks
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 401422 80
3 Net collected 401422 80
4 Gross premiums on risks written and re
newed during the year 3945372 68
5 Total 4346795 48
6 Deduct premiums and bills in course of
collection at this date 423920 00Hi

84
COMPTROLLERGENERALS REPORT
7 Entire premiums collected during the
year 3922875 48
8 Deduct reinsurance and return premiums 1259803 92
9 Net cash actually received for premiums carried out 2663071 56
10 Received for interest on bonds and mortgages 175 00
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 110267 34
12 Income received from all other sources omitting in
crase if any in value of securities viz Rents 20
66076 profit on sale of ledger assets over book value
5895951 total 79620 27
15 Aggregate amount of income actually received during
the year in cash 2853134 17
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses
including 29851121 losses occur
ring in previous years 2126833 34
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous years 441334 and all
amounts actually received for reinsur
ance in other companies 32794800
total deductions 332361 62
3 Net amount paid during the year for losses 1794471 72
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 90000 00
6 Paid for commissions or brokerage 518790 09
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 224130 52
8 Paid for State national and local taxes in this and other
States 79408 92
9 All other payments and expenditures viz Rentals and
repairs of real estate 2329610 fire department 12
74773 stationery and supplies 2427669 legal ex
penses 446402 agents balances to P L 3497
98 miscellaneous 18241734 total 250699 86
Aggregate amount of actual expenditures during the
year in cash 2957501 11
Business in the State of Georgia during the year
Fire risks written 3505206 30
Premiums received gross 45839 72
Losses paid 19622 80
Losses incurred 22188 45
COMPTROLLERGENERALS REPORT
85
HARTFORD FIRE INSURANCE COMPANY OF HARTFORD CONN
George L Chase President P C Royce Secretary
Principal Office 53 Trumbull Street
Thos Egleston Atlanta Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stock 1250000 00
2 Amount paid up in cash 1250000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 946500 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 696794 00
3 Interest due on all mortgage loans 354750 interest
accrued thereon 653780 total 10085 30
9 Total par and market value of stocks and bonds owned
absolutely by the company 10780796 05
11 Total amount loaned on stocks bonds and all other se
curities except mortgages 4800 00
12 Cash in companys principal office 30848 66
13 Cash belonging to the company deposited
in bank 636709 67
Total cash items 667558 33
16 Interest due and accrued on collateral loans and uncol
lected 47 72
17 Cash in hands of agents and in course of transmission 1233732 10
All other assets both real and personal viz Rents due
and accrued 148885 due from other companies for
reinsurance on losses already paid 2640440 gross
uncollected premiums not more than three months
due not deducted to authorized agents 1236
65000 printing plant 2762659 total 1292169 84
Total assets of the company actual cash market
value 15632483 34
IIILIABILITIES
1 Losses not yet due 294118 08
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 580260 84
3 Losses resisted including interest costs
and other expenses thereon 74389 12
6 Net amount of unpaid losses 948768 04
86
COMPTROLLERGENERALS REPORT
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 864005328
unearned premiums fifty per cent 4320026 64
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 882906806
unearned premiums pro rata 4675658 86
9 Excess of original premiums over amount
received for reinsurance 4365267 15205 09
11 Total unearned premiums as computed above carried
out 9010890 59
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions brokerage etc 18500284
return premiums 21157320 total 396576 04
20 Total amount of all liabilities except capital stock and
net surplus 10356234 67
21 Joint stock capital actually paid up in cash 1250000 00
23 Surplus beyond capital and all other liabilities 4026248 67
24 Aggregate amount of all liabilities including capital
paid up and net surplus 15632483 34
IVINCOME DURING THE YEAR
Fire Risks
7 Entire premiums collected during the
year 14549405 06
8 Deduct reinsurance and return premiums 2672421 41
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 22
38176 profit and loss 2236520 received from re
insuring companies under treaty 772856 total
11876983 65
32224 29
438788 43
52475 52
15 Aggregate amount of income actually received during
the year in cash 12400471 89COMPTROLLERGENERALS REPORT
87
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses
including 88466199 losses occur
ing in previous years 7622303 79
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous years and all amounts
actually received for reinsurance in
other companies 369374 66
3 Net amount paid during the year for losses 7252929 13
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 507325 00
6 Paid for commissions or brokerage 2121301 50
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz General ex
penses 79020101 profit and loss 737488 total
742491 87
263573 37
797575 89
Aggregate amount of actual expenditures during the
year in cash 11685196 76
Business in the State of Georgia during the year
Fire risks written 15834232 00
Premiums received gross 245453 07
Losses paid 112334 66
Losses incurred 118160 60
THE HOME INSURANCE COMPANY OP NEW YORK N Y
A M Burtis
Eldridge G Snow President w H Chbney t
C W Phillips Atlanta Attorney for Service in Georgia
Secretaries
iCAPITAL
1 Whole amount of capital stock 3000000 00
2 Amount paid up in cash 3000000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 1593892 06
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 81700 00
3 Interest due on all said bond and mortgage loans
2700 interest accrued thereon 168150 total 1708 50IMHIHMIMI
lS iS85SSoiSS

COMPTROLLERGENERALS REPORT
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 101300 00
5 Value of buildings mortgaged insured
for 8136600 as collateral 89200 00
6 Total value of said mortgaged premises
carried inside 190500 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 15600260 00
13 Cash belonging to the company deposited in bank 1042689 43
17 Cash in hands of agents and in course of transmission 1096802 41
18 Bills receivable not matured taken for fire marine and
inland risks 277 13
Total assets of the company actual cash market
value 19417329 53
IIILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 1611401 13
3 Losses resisted including interest costs
and other expenses thereon 61526 85
4 Total gross amount of claims for losses 1672927 98
5 Deduct reinsurance thereon 696756 49
6 Net amount of unpaid losses 976171 49
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 569283100
unearned premiums fifty per cent 2846416 00
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 793926900
unearned premiums pro rata 4164485 00
9 Gross premiums without any deduction
including both cash and bills re
ceived and receivable upon all unex
pired inland navigation and marine
risks 27711800 138559 00
10 Gross premiums without any deduction
received and receivable on all unex
pired marine risks 61106 00
11 Total unearned premiums as computed above carried
out 7210566 00COMPTROLLERGENERALS REPORT
89
17 Reserve for taxes 75000 00
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions and brokerage 8421766
reinsurance premiums 69505315 total 779270 81
20 Total amount of all liabilities except capital stock and
net surplus 9041008 30
21 Joint stock capital actually paid up in cash 3000000 00
23 Surplus beyond capital and all other liabilities 7376321 23
24 Aggregate amount of all liabilities including capital
paid up and net surplus 19417329 53
TO BE ANSWERED BY COMPANIES DOING AN INSTALLMENT BUSINESS
1 Amount of unearned premiums repre
sented by installment notesbeing the
the whole amount of such notes 1298759 25
IVINCOME DUBING THE YEAR
Marine and
Fire Risks Inland Risks
Is Gross premiums and bills
in course of collection at
close of last previous
year 294329 30 144174 05
3 Net collected 294329 30 144174 05
4 Gross premiums on risks
written and renewed
during the year 12365280 45 538322 72
5 Total 12659609 75 682496 77
6 Deduct premiums and bills
in course of collection
at this date 290631 46 164256 45
7 Entire premiums collected
during the year 12368978 29 518240 32
8 Deduct reinsurance and
return premiums 4140897 11 271604 41
9 Net cash actually received
for premiums carried
out 8228081 18 246635 91 8474717 09
10 Received for interest on bonds and mortgages 5138 64
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 571932 87
90
COMPTROLLERGENERALS REPORT
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 173
37525 profit on sale or maturity of assets 9019560
profit and loss 402306 total
267593 91
15 Aggregate amount of income actually received during
the year in cash
9319382 51
VEXPENDITURES DURING THE YEAR
1 Gross amount actually
paid for losses includ
ing 137708784 losses
occurring in previous
years
2 Deduct all amounts actu
ally received for sal
vages whether on losses
of the last or of previ
ous year 5665894
and all amounts actual
ly received for reinsur
ance in other compa
nies 274682929 total
deductions
Fire Risks
7715288 18
Marine and
Inland Risks
404703 29
2573301 31 230186 92
3 Net amount paid during
the year for losses 5141986 87 174516 37 5316503 24
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 420000 00
6 Paid for commissions or brokerage 1504387 24
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 483404 84
8 Paid for State national anl local taxes in this and
other States 226702 03
9 All other payments and expenditures 731459 35
Aggregate amount of actual expenditures during the
year in cash 8682456 70
Business in the State of Georgia during the year
Fire risks written 14197471 00
Premiums received gross 184606 72
Losses paid 110183 79
Losses incurred 99428 18COMPTROLLERGENERALS REPORT
91
INSURANCE COMPANY OF NORTH AMERICA PHILADELPHIA PA
Charles Platt President Gbeviixe E Fryer Secretary
Principal Office 232 Walnut Street Philadelphia Pa
Edward S Gay Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paidup
in cash I 3000000 00
Amount of ledger assets as per balance
December 31 of previous year 11055197 13
Extended at 11055197 13
IIINCOME
Fire Risks
1 Gross premiums 6753403 16
2 Deduct reinsurance re
bate abatement and re
turn premiums 1396573 08
Marine and
Inland Risks
2229147 54
409731 86
9
10
11
12
Total premiums other
than perpetuals 5356830 08 1819415 68
Deposit premiums written on perpetual risks gross
7176245 76
19388 22
Interest on mortgage loans
Interest on collateral loans
Interest on bonds and dividends on
stocks
Interest from all other sources
Gross rents from companys property in
cluding 1000000 for companys own
ocupancy
45662
17681
309076
15624
72
11
20
68
32103 66
Total interest and rents
Profit on sale or maturity of ledger assets
From all other sources Perpetual permits transfer fees
and earned deposits f286655 dividends from bad
debts previously charged off etc 23701
420148 37
32718 33
3103 56
13 Total income 7651604 24
IIIDISBURSEMENTS
Marine and
Fire Risks Inland Risks
1 Gross amount paid for
l0SSes 3665578 18 1332107 19
2 Deduct amount received
for salvage 15717365
and for reinsurance in
other companies 507
04904 380653 17 283569 52
3 Net amount paid for losses 3284925 01 1048537 67 4333462 68SME

I
92
COMPTROLLERGENERALS REPORT

10
11
12
13
14
15
Deposit premiums returned
Paid stockholders for interest or dividends amount de
clared during the year 36000000
Commissions or brokerage
Salaries fees and all other charges of officers clerks
agents and other employees
Rents including 1000000 for companys own occu
pancy
Repairs and expenses other than taxes on real estate
Taxes on real estate
All other taxes licenses and insurance department fees
Loss on sale or maturity of ledger assets
All other disbursements advertising printing and sta
tionery 4687257 legal expenses 804080 miscel
laneous 22686635 reduction in book value of sun
dry investments 336826 bad debts charged off
66298
33983 14
359937 00
1437517 35
446918 93
30463 91
9271 87
7855 05
155042 33
18575 48
2S5810 96
16
1
2
3
4
5
6
7
8
10
11
12
19
20
21
25
Total disbursements 7118838 70
IVLEDGER ASSETS
Book value of real estate unincumbered 544783 10
Mortgage loans on real estate first liens 78837604
other than first 290000 791276 04
Loans secured by pledge of bonds stocks or other col
lateral 87600 00
Book value of bonds excluding interest 726148932
and stocks 45770000 7719189 32
Cash in companys office 150756 deposited in bank
123605814 1237565 70
Agents balances representing business written subse
quent to October 1 1904 1121400 52
Agents balances representing business written prior to
October 1 1904 26428 07
Bills receivable not matured taken for marine and in
land risks 34722 82
Other ledger assets viz Book accounts due company 24997 10
Total ledger accounts 11587962 67
NONLEDGER ASSETS
Interest due 127543 and accrued 473632 on mort
gages 601175
Market value of bonds and stocks over book value 396197 28
Other nonledger assets viz Reinsurance claims on
losses paid marine 16989 96
Gross assets 12007161 66
DEDUCT ASSETS NOT ADMITTED
Agents balances representing business written prior to
October 1 1904 26428 07
30 Total admitted assets 11980733 59
COMPTROLLERGENERALS REPORT
93
VLIABILITIES
1 Gross losses adjusted and
unpaid due and to be
come due
2 Gross claims for losses in
process of adjustment
or in suspense including
all reported and sup
posed losses
3 Gross claims for losses re
sisted
4 Total
5 Deduct reinsurance due or
accrued 3290000 and
salvage claims 64900
Fire Risks
133106 81
321118 33
38674 86
Marine and
Inland Risks
460100 00
492900 00 460100 00
32900 00
64900 00
6 Net amount of unpaid
losses and claims 460000 00
7 Gross premiums less reinsurance re
ceived and recivable upon all unex
pired fire risks running one year or
less from date of policy 363891552
unearned premiums 50 per cent 1819457 76
8 Gross premiums received or receivable
upon all unexpired fire risks running
more than one year from date of policy
461355329 unearned premiums pro
rata 2412732 50
9 Gross premiums cash and bills re
ceived and receivable upon all unex
pired inland navigation and marine
risks unearned premiums 100 per
cent 369959 00
395200 00 855200 00
12 Total unearned premiums as computed above 4602149 26
13 Amount reclaimable by the insured on perpetual fire in
surance policies being 90 and 95 per cent of the pre
mium or deposit received 757357 13
18 Cash aividends remaining unpaid to stockholders 106 20
19 Salaries rents expenses taxes bills accounts fees etc
due or accrued 109 32
20 Commissions brokerage and other charges due or to be
come due to agents and brokers 50000 00
21 Reinsurance premiums 13073 38
24 Total amount of all liabilities except capital 6277995 29 94 25 26 27 28 COMPTROLLERGENERALS REPORT Cash capital actually paid up in cash 3000000 00 Surplus over all liabilities 2702738 30


Total liabilities 11980733 59
Business in the State of Georgia during the year
FiieRiks
Risks written 6228719 00
Premiums received 128242 48
Losses paid 75316 70
Losses incurred 84159 46
Marine and
Inland Risks Aggregate
22298756 00 78526975 00
99802 22 228044 70
18549 56 93866 26
18949 56 103109 02
LAW UNION AND CROWN INSURANCE COMPANY OF LONDON ENG
Hall Hesshaiv United States Managers
Principal Office in United States 35 Pine Street New York
W D Deane Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock statutory deposits
IIASSETS
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
13 Cash belonging to the company deposited in bank Union
Trust Company New York 2242083 First national
Bank San Francisco 1073659 total
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
agents balances
Total assets of the company actual cash market
value
200000 00
776107 50
33157 42
8807 40
71386 51
889458 83
IIILIABILITIES
1 Losses due and unpaid 9432 56
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 38914 73
3 Losses resisted including interest costs
and other expenses thereon 8481 25COMPTROLLERGENERALS REPORT
95
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
56828 54
448500
6 Net amount of unpaid losses 52343 54
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 33596362
unearned premiums fifty per cent 167981 81
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 17623297
unearned premiums pro rata 101044 21
11 Total unearned premiums as computed above carried
out 269026 02
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Return premiums 29000 reinsurance
1011648 total 10406 48
20 Total amount of liabilities except net surplus 331766 04
23 Surplus beyond capital and all other liabilities 557682 79
24 Aggregate amount of all liabilities including net surplus 889458 83
IVINCOME DURING THE YEAR
Fire Risks
4 Gross premiums on risks written and re
newed during the year 631640 15
8 Deduct reinsurance and return premiums 219255 00
9 Net cash actually received for premiums carried out 4123S5 15
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 27502 99
12 Income received from all other sources omitting in
crease if any in value of securities viz Profit on
sale railroad stock 7887 00
14 Amount of remittances from home office during the year 107675 00
15 Aggregate amount of income actually received during
the year in cash
555450 14
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses
including 2135000 losses occurring
in previous years 366169 32
96 COMPTROLLERGENERALS REPORT
2 Deduct all amounts actually received for
salvages wiether on losses of the last
or of previous year 53134 and all
amounts actually received for reinsur
ances in other companies 3753587
total deductions 38067 21
3 Net amount paid during the year for losses 328102 11
6 Paid for commissions or brokerage 102475 69
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 13940 01
8 Paid for State national and local taxes in this and other
States 10668 81
9 All other payments and expenditures viz Rent 1249
92 advertising printing and stationery traveling
boards postage maps expressage office expenses 17
28004 total 18529 96
10 Amount sent to home offices during the year 58950 54
Aggregate amount of actual expenditures during the
year in cash 532667 12
Business in the State of Georgia during the year
Fire risks written 408658 00
Premiums received gross 3097 40
Losses paid 54 51
Losses incurred 60 77
LIVERPOOL AND LONDON AND GLOBE INSURANCE COMPANY
OF LIVERPOOL ENGLAND
Henry W Eaton Resident Manager New Nork
Principal Office in the United States 45 William Street New York City
Ben H Abrams Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of statutory de
posit 200000 00
Amount of ledger assets as per balance
December 31 of previous year 11918625 59
Extended at 11918625 59
IIINCOME
a Fire Risks
1 Gross premiums written or renewed dur
ing the year 11066339 58
2 Deduct reinsurance rebate abatement
and return premiums 4092171 28
3 Total premiums other than perpetuals 6974168 30COMPTROLLERGENERALS REPORT
97
4 Deposit premiums written on perpetual risks gross 9154 11
5 Interest on mortgage loans 100739 78
7 Interest on bonds and dividends on stocks 140250 00
8 Interest from all other sources 14136 18
9 Gross rents from companys property in
cluding 3864000 for companys own
ocupancy 97974 27
10 Total interests and rents 413100 23
12 Prom all other sources Life income 139136 received
from home office 41790145 419292 81
13 Total income 7815715 45
IIIDISBURSEMENTS
Fire Risks
1 Gross amount paid for losses including
85305594 occurring in previous years 6761450 50
2 Deduct amount received for salvage 51
36353 and for reinsurance in other
companies 178182870 1833192 23
3 Net amount paid for losses 4928258 27
4 Deposit premiums returned 15838 74
8 Commissions or brokerage 1332859 66
9 Salaries fees and all other charges of officers clerks
agents and other employees 390980 67
10 Rents including 3864000 for companys own occupancy 58710 20
12 Taxes on real estate 31637 17
13 All other taxes licenses and insurance department fees 193393 76
14 Loss on sale or maturity of ledger assets 1384327 life
expenditure 6013 remitted to home office 485288
50 total 499191 90
15 All other disbursements Advertising 3783576 print
ing and stationery 3201762 legal expenses 3976
47 office furniture 344549 fire departments 3
86284 boards of underwriters 8941154 surveys
6793641 traveling 5948021 postage express and
telegrams 3512777 office expenses 4696073 total 380054 84
16 Total disbursements 7830925 21
IVLEDGER ASSETS
1 Book value of real estate unincumbered
2 Mortgage loans on real estate first liens
4 Book value of bonds excluding interest
344737988 and stocks 61515294
5 Cash in companys offices 402770 de
posited in bank Hanover National
Bank New York 12296916 New
1849576 31
3318450 00
4062532 82 v
93 COMPTROLLERGENERALS REPORT
York Life Insurance Trust Co New
York 43000000 United States Trust
Co New York 43000000 Union
Trust Co New York 10000000 Far
mers Loan and Trust Co New York
10000000 First National Bank Chi
cago 10647931 London San Fran
cisco Bank San Francisco 3854889
Commercial National Bank New Or
leans 7889 Germahia National Bank
New Orleans 177349 American Ex
change National Bank New York 1
18550 Equitable Trust Co New York
70148 total 1331736 72
6 Agents balances representing business
written subsequent to October 1 1904 1315120 00
7 Agents balances representing business
written prior to October 1 1904 21972 28
11 Total ledger assets 11903415 83
NONLEDGER ASSETS
12 Interest accrued on mortgages 38185 87
15 Interest accrued on other assets 188 90
16 Rents due 14080 and accrued 10000
on companys property or lease 10140 80
17 Total 48515 57
18 Market value of real estate over bock value 7673 38
19 Market value of bonds and stocks over book value 169758 43
20 Other nonledger assets viz Perpetual policy premiums 7 50
21 Gross assets 12129370 71
DEDUCT ASSETS NOT ADMITTED
4 Agents balances representing business written prior to
October 1 1904 21972 28
9 Total admitted assets 12107398 43
VLIABILITIES
1 Gross losses adjusted and unpaid not yet
due 623 10
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 1014450 IS
3 Gross claims for losses resisted 87790 00
4 Total 1102863 2S
5 Deduct reinsurance due or accrued 486670 06COMPTROLLERGENERALS REPORT 99
6 Net amount of unpaid losses and claims 616193 22
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or
less from date of policy including in
terest premiums on perpetual Are risks
528555876 unearned premiums fif
ty per cent 2642779 38
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 577257705
unearned premiums pro rata 3124895 88
12 Total unearned premiums as computed above 5767675 26
13 Amount reclaimable by the insured on perpetual fire in
surance policies being 95 per cent of the premium or
deposit received 269754 66
14 Net premium reserve and all other liabilities except cap
ital under the life insurance or any other special de
partment 59720 76
21 Return premiums 7022455 reinsurance premiums
23493802 305162 57
23 All other liabilities viz Reserve for liabilities contin
gent but not apparent 20000 00
24 Total amount of all liabilities except capital 7038506 47
27 Surplus as regards policyholders 5068891 96
28 Total liabilities 12107398 43
Business in the State of Georgia during the year
Fire
Risks written 15549062 00
Premiums received 229965 26
Losses paid 105487 97
Losses incurred 97610 40
LIVERPOOL AND LONDON AND GLOBE INSURANCE COMPANY
OF NEW YORK N Y
Henry W Eaton President George W Hoyt Secretary
Home Office 45 William Street New York City
B H Abrams Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up in cash 200000 00
Amount of ledger assets as per balance
December 31 of previous year 530261 02
Extended at 530261 02
100
COMPTROLLERGENERALS REPORT
IIINCOME
Fire Risks
1 Gross premiums written or renewed dur
ing the year 415832 57
2 Deduct reinsurance rebate abatement
and return premiums 211997 90
3 Total premiums other than perpetuals
7 Interest on bonds and dividends on stocks 15400 00
8 Interest from all other sources 941 88
10 Total interest
13 Total income
IIIDISBUKSEMEXTS
Fire Risks
1 Gross amount paid for losses including
2219206 occurring in previous years 137348 G3
2 Deduct amount received for salvage
f64040 and for reinsurance in other
companies 3371781 34358 21
3 Net amount paid for losses
5 Paid stockholders for interest or dividends amount de
clared during the year
8 Commissions or brokerage
9 Salaries fees and all other charges of officers clerks
agents and other employees
13 All other taxes licenses and insurance department fees
15 All other disbursements Advertising 49861 printing
and stationery 60621 board of underwriters 1411
12 fire departments 88278 surveys 88155 of
fice expenses etc 8907 postage expenses and tele
grams 93894 traveling 10425 legal expenses 91
12 total
203834 67
16341 SS
220176 5
102990 42
10000 00
37235 02
407S 7 5
7353 97
5503
16 Total disbursements
167761 SI
IVLEDGER ASSETS
Book value of bonds excluding interest
34645473 and stocks 13468750 481142 23
Cash deposited in bank Hanover Na
tional Bank New York 1705466
United States Trust Co 2500000 42054 66
Agents balances representing business
written subsequent to October 1 1904 59337 09
Agents balances representing business
written prior to October 1 1904 net 141 78
21 Gross assets
582675 76COMPTROLLERGENERALS REPORT
101
4
DEDUCT ASSETS XOT ADMITTED
Agents balances representing business
written prior to October 1 1904 net 141 78
Depreciation from book value of ledger
assets to bring same to market value 10548 48
8 Total 10690 26
9 Total admitted assets 571985 50
VLIABILITIES
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 23100 00
5 Deduct reinsurance due or accrued 6429 00
6 Net amount of unpaid losses and claims 10071 00
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or
less from date of policy including in
terest premiums on perpetual Are risks
16294770 unearned premiums fifty
percent 81473 85
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 11867931
unearned premiums pro rata 64274 04
12 Total unearned premiums as computed above 145747 89
21 Return premiums 250000 reinsurance premiums 5
00000 750000
23 All other liabilities viz Reserve for contingent com
mission 400000 taxes salaries and all other liabil
ities 1000000 14000 00
24 Total amount of all liabilities except capital 183918 89
25 Capital actually paid up in cash 200000 00
26 Surplus over all liabilities 188066 61
27 Surplus as regards policyholders 388066 61
28 Total liabilities 571985 50
Business in the State of Georgia during the year
Fire
1229227 00
Risks written 20 314 58
Premiums received
Lossespaid
Losses incurred
102
COMPTROLLERGENERALS REPORT
LONDON ASSURANCE CORPORATION OP LONDON ENGLAND
Chables L Case United States Manager
Principal Office 44 Pine Street New York N Y
W F Manby Atlanta Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital deposit 610000 00
IIASSETS
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 2331960 63
12 Cash in companys principal office 1624 79
13 Cash belonging to the company deposited
in bank 223429 89
Total cash items 225054 68
15 Interest due and accrued on bonds not included in mar
ket value uncollected 5 733 34
16 Gross premiums in course of collection not more than
three months due 327968 07
All other assets both real and personal 267 07
Gross premiums in course of collection
more than three months due 12867 73
Total assets of the company actual cash market
value 2891033 79
IIILIABILITIES
1 Losses unpaid not yet due 26846 78
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 180595 82
3 Losses resisted including interest costs
and other expenses thereon 11402 00
4 Total gross amount of claims for losses 218844 60
5 Deduct reinsurance thereon 31859 16
6 Net amount of unpaid losses 186985 44
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 107335964
unearned premiums fifty per cent 536679 82COMPTROLLERGENERALS REPORT
103
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 135915446
unearned premiums pro rata 728189 10
9 Gross premiums without any deduction
including both cash and bills re
ceived and receivable upon all unex
pired inland navigation risks 17762
44 unearned premiums 50 per cent 8881 22
10 Gross premiums without any deduction
received and receivable on all unex
pired marine risks 100 per cent 32293 68
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commission 5577984 return premi
ums 3470 reinsurance premiums 3190158
1306043 82
923 34
87716 12
20 Total amount of all liabilities except net surplus 1588668 72
23 Surplus beyond capital and all other liabilities 1302365 07
24 Aggregate amount of all liabilities including capital
paid up and net surplus 2891033 79
IVINCOME DURING THE YEAE
Marine and
Fire Riks Inland Risks
1 Gross premiums and bills
in course of collection at
close of last previous
year as shown by that
years statement 25022144 80570 05
3 Net collected 250221 44 80570 05
4 Gross premiums on risks
written and renewed
during the year 2071346 20 881181 80
5 Total 2321567 64 96175185
6 Deduct premiums and bills
in course of collection at
this date 256880 22 83955 58F

HSagS a
104
COMPTROLLERGENERALS REPORT
7 Entire premiums collected
during the year 2064687 42 877796 27
8 Deduct reinsurance and re
turn premiums 503941 20 543548 79
9 Net cash actually received
for premiums carried
out 156746 22 334247 48
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
14 Remittances from home office during the
year 152428 91
15 Aggregate amount of income actually received during
the year in cash
1 Gross amount actually
paid for losses includ
ing 12790200 losses
occurring in previous
years
2 Deduct all amounts actual
ly received for salvages
whether on losses of
the last or of previous
year 5661854 and
all amounts actually re
ceived for reinsurance
in other companies
235098S4 total deduc
tions
VEXPENDITURES DURING THE TEAK
Fire Risks
Marine and
Inland Risks
974340 74 323524 98
96172 59 195544 79
year
402604 73
Aggregate amount of actual expenditures during the
year in cash
1894993 70
96972 42
1991966 12
3 Net amount paid during
the year for losses 878168 15 127980 19
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rents 15
14807 advertising 310942 printing and station
ery 860822 postage telegrams and express 13
62290 traveling 2209255 maps 506120 miscel
laneous 3029232 total
10 Amount sent to home office during the
1006148 34
376951 92
122634 43
49279 30
98434 6S
1653448 66COMPTROLLERGENERALS REPORT
105
Business in the State of Georgia during the year
Fire Risks
Risks written 970832 00
Premiums received gross 16774 21
Losses paid 5267 96
Losses incurred 8066 96
Marine and
Inland Risk
591638 00
1423 68
Aggregate
1562470 00
18197 89
5267 96
8066 96
LONDON LANCASHIRE FIRE INSURANCE CO OF LIVERPOOL
ENGLAND
Archibald G McIlwaine Jr Manager
United States Principal Office 5759 William Street New York City
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
9 Total par and market value of stocks and bonds owned
absolutely by the company
12 Cash in companys principal offices 30307 22
13 Cash belonging to the company deposited
in bank 187235 14
15
17
18
Cash in hands of United States trustee
Interest due and accrued on stocks not included in mar
ket value uncollected
Cash in hands of agents and in course of transmission
45144480 less commissions 9057953
Bills receivable not matured taken for fire marine and
inland risks
All other assets bothreal and personal viz Rents due
and accrued 155674 due from other companies for
reinsurance on losses already paid 538461
Balance due from other companies 3066331 less
1641 not admitted
Premiums over three months due 8700 24
300000 00
2030100 08
217542 36
102500 00
29056 25
360865 27
2138 60
6941 35
30646 90
Total assets of the company actual cash market
value 3079850 81
IIILIABILITIES
1 Losses due and unpaid 15910 68
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 155880 03

106
COMPTROLLERGENERALS REPORT
Losses resisted including interest costs
and other expenses thereon
19722 22
4 Total gross amount of claims for losses 191512 93
5 Deduct reinsurance thereon 39809 78
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 146138104
unearned premiums 50 per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 202075032
unearned premiums pro rata
151703 15
730690 47
1094012 97
11 Total unearned premiums as computed above carried
out 1824703 44
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Unpaid return premiums 232529 un
paid reinsurance 5454971 total 5687500 less com
misions 943110 47443 90
20 Total amount of all liabilities except net surplus 2023850 49
23 Surplus beyond capital and all other liabilities 1056000 32
24 Aggregate amount of all liabilities including capital
paid up and net surplus 3079850 SI
IVINCOME DUBIKG THE YEAR
Fire Risks
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 375139 27
3 Net collected 375139 27
4 Gross premiums on risks written and re
newed during the year 3130705 89
5 Total 3505845 16
6 Deduct premiums and bills in course of
collection at this date 462283 64
7 Entire premiums collected during the
year Cash 304123471 notes 2326
81 3043561 52
8 Deduct reinsurance and return premiums 956978 43COMPTROLLERGENERALS REPORT 107
9 Net cash actually received for premiums carried out 2086583 09
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 84723 00
12 Income received from all other sources omitting in
crease if any in value of securities 1989 64
15 Aggregate amount of income actually received during
the year in cash 2173295 73
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses
including 11480007 losses occur
ring in previous years 1533654 20
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous years 2781925 and
all amounts actually received for rein
surances in other companies 253195
65 total deductions 281014 90
3 Net amount paid during the year for losses 1252639 30
6 Paid for commissions or brokerage 399525 64
7 Paid for salaries fees and other charges of officers
agents and all other employees 141875 51
8 Paid for State national and local taxes in this and other
States 59312 09
9 All other payments and expenditures viz Rents 22
57554 advertising printing and stationery 18086
64 furniture and fixtures 173251 postage tele
grams and exchange 1561041 boards maps and
surveys 3948914 miscellaneous 2995873 127452 97
10 Amount sent to home office during the
ypoti P ooZO OO
Aggregate amount of actual expenditures during the
year in cash 1980805 51
Business in the State of Georgia during the year
Fire risks written 3370123 00
Premiums received gross 44211
T 26169 87
Losses paid
Losses incurred 26658 87HSK1Bm55S553
m
MM
108
COMPTROLLERGENERALS REPORT
LUMBER MUTUAL FIRE INSURANCE CO OP BOSTON MASS
William C Johnson President Harry E Stone Secretary
Principal Office 53 State Street Boston Mass
F Wade Vaughax Atlanta Attorney for Service in Georgia
iiassets
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
9 Total par and market value of bonds owned absolutely
by the company
12 Cash in companys principal office 192 04
13 Cash belonging to the company deposited
in banks 100907 38
Total
17 Balance representing business written subsequent to
October 1 1904
All other assets both real and personal viz Personal
notes 10000 accounts receivable 500000
1400 00
72500 00
101099 42
13957 19
15000 00
Total assets of the company actual cash market
value 203956 61
IIILIABILITIES
1 Losses unpaid adjusted but not due 1907 95
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 6750 00
6 Net amount of unpaid losses
7 Gross premiums without any deduction received and re
ceivable upon all unexpired Are risks running one year
or less from date of policy 15350420 unearned pre
miums fifty per cent
19 All other demands against the company absolute and
contingent due and to become due admitted1 and con
tested viz Due for inspection
8657 95
76752 10
2018 86
20 Total amount of all liabilities except net surplus 87428 91
23 Surplus beyond capital and all other liabilities 116527 70
24 Aggregate amount of all liabilities including capital
paid up and net surplus 203956 61COMPTROLLERGENERALS REPORT
109
IVINCOME DURING THE YEAB
Fire Risks
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement
2 Deduct amount of same not collected
7 Entire premiums collected during the
year
Deduct reinsurance and return premiums
2063193 rebate 34322
8322 40
60 93
3 Net collected 826147
4 Gross premiums on risks written and re
newed during the year 177486 99
5 Total 185748 46
6 Deduct premiums and bills in course of
collection at this date 13957 19
171791 27
20974 15
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
12 Income received from all other sources omitting in
crease if any in value of securities viz Old ac
counts 4758 office furniture 800 discount on
losses 40909 total
150817 12
5773 98
464 67
15 Aggregate amount of income actually received during
the year in cash 157055 77
VEXPENDITURES DURING THE YEAR
Fire Kieks
1 Gross amount actually paid for losses
including 90263 losses occurring
in previous years 38468 28
3 Net amount paid during the year for losses
4 Cash dividends actually paid policyholders amount of
stockholders dividends declared during the year
6 Paid for inspections
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Interest on
bonds purchased 61613 adjusting 44322 express
postage and telegraph 42604 office expenses 454
38468 28
35020 00
4094 05
9870 00
2035 51Hi
i
X
110 COMPTROLLERGENERALS REPORT
20 printing and advertising 162398 surveys and
maps 248013 rent 120000 loss on bonds pur
chased to make par value 103750 total 8281 20
Aggregate amount of actual expenditures during the
year in cash 97769 04
Business in the State of Georgia during the year
Fire risks written 51783 34
Premiums received gross 3349 40
MERCANTILE MUTUAL FIRE INSURANCE COMPANY
OF PROVIDENCE RHODE ISLAND
Henby T Gkant President Alfred W Eddy Secretary
Principal Office 10 Weybosset Street
W A Weight Atlanta Attorney for Service in Georgia
IIASSETS
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 168725 00
11 Total amount loaned on stocks bonds and all other secu
rities except mortgages 4 600 00
13 Cash belonging to the company deposited in bank In
dustrial Trust Company 32 969 20
15 Interest due and accrued on stocks not included in mar
ket value uncollected 541 or
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission 5119 31
All other assets both real and personal viz Endorsed
callloan 1000 00
Total assets of the company actual cash market
VaIUe 214970 48
IIILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed lossesj 473 24
3 Losses resisted including interest costs
and other expenses thereon 78 74
6 Net amount of unpaid losses c Q
ool 9Sa
COMPTROLLERGENERAKS REPORT m
7 Gross premiums without any deduction received and re
ceivable upon all unexpired fire risks running one year
or less from date of policy 19905706 unearned pre
miums fifty per cent 99528 53
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Taxes 398114
20 Total amount of all liabilities except net surplus 104081 65
23 Surplus beyond capital and all other liabilities 109988 83
24 Aggregate amount of all liabilities including net surplus 214070 48
IVINCOME DURING THE TEAK
Fire Risks
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 7562 46
3 Net collected 7562 46
4 Gross premiums on risks written and re
newed during the year 212122 04
5 Total 219684 50
6 Deduct premiums and bills in course of
collection at this date 5119 31
7 Entire premiums collected during the year 214565 19
8 Deduct reinsurance and return premiums 11986 47
9 Net cash actually received for premiums carried out 202578 72
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 7797 41
15 Aggregate amount of income actually received during
the year in cash 210376 13
VEXPENDITURES DURING THE YEAB
1 Gross amount actually paid for losses on fire risks in
cluding 1043965 losses occurring in previous years 31836 56
4 Cash dividends actually paid 148011 30
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 13470 00
8 Paid for State national and local taxes in this and other
States and insurance department fees 4135 82
9 All other payments and expenditures viz Rents 1
10000 inspection and travel 395441 office and in
cidental 381637 total 7770 78
Aggregate amount of actual expenditures during the
year in cash 206567 76KeHBBBBBBBBBaaaBHBBHHSiBS
112 COMPTROLLERGENERALS REPORT
Business in the State of Georgia during the year
Fire risks written 1330689 00
Premiums received gross 10045 75
Losses paid 446 55
Losses incurred 698 99
MILWAUKEE MECHANICS FIRE INSURANCE COMPANY OF
MILWAUKEE WIS
William L Jones President Oscab Grieblikg Secretary
Principal Office 442444 City Hall Square
Ossian F Simpson Atlanta Attorney for Service in Georgia
icapital
1 Whole amount of capital stock
2 Amount paid up in cash
200000 00
200000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 117000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 1166191 53
3 Interest due on all said bond and mortgage loans 8637
79 interest accrued thereon 1771675 total
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 1704037 00
5 Value of buildings mortgaged insured
for 82675000 as collateral 1298750 00
26354 54
6 Total value of said mortgaged premises
carried inside 3002787 00
9 Total par and market value of stocks and bonds owned
absolutely by the company 12S2913 25
12 Cash in companys principal office 10550 51
13 Cash belonging to the company deposited
in bank First National Bank 113755 69
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Deposit
Milwaukee board of fire underwriters
124306 20
6589 15
269059 49
100 00
Total assets of the company actual cash market
value 2992532 16COMPTROLLERGENERALS REPORT H3
IIILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 109258 87
3 Losses resisted including interest costs
and other expenses thereon 13236 88
4 Total gross amount of claims for losses 122495 75
5 Deduct reinsurance thereon 28940 92
m
6 Net amount of unpaid lossesf 93554 83
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 87642238
unearned premiums fifty per cent 438211 19
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 160023300
unearned premiums pro rata 881772 36
11 Total unearned premiums as computed above carried
out 1319983 55
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Reserve retained for reinsurance com
pany 8190097 commissions on premiums in course
of collection 6726487 total 149165 84
20 Total amount of all liabilities except capital stock and
net surplus 1562704 22
21 Joint capital stock actually paid up in cash 200000 00
23 Surplus beyond capital and all other liabilities 1229827 94
24 Aggregate amount of all liabilities including capital
paid up and net surplus 2992532 16
IVINCOME DURING THE YEAK
Fire Risks
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 248403 03
3 Net collected 248403 03
S in
BNNHHHHHHHHHHHHHi
114 COMPTROLLERGENERALS REPORT
4 Gross premiums on risks written and re
newed during the year 1954518 92
5 Total 2202921 95
6 Deduct premiums and bills in course of
collection at this date 269059 49
7 Entire premiums collected during the year 1933862 46
8 Deduct reinsurance and return premiums 509250 74
9 Net cash actually received for premiums carried out 1424611 72
10 Received for interest on bonds and mortgage 102568 51
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 1879 60
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 3
99600 agents balances heretofore charged off 174
75 reserve retained for reinsurance company 15
53423 total 19704 98
15 Aggregate amount of income actually received during
the year in cash 1548764 81
Increase in value of securities 13068 95
VEXPENDITURES DURING THE YEAR
Fire Kislw
1 Gross amount actually paid for losses
including 8700280 losses occurring
in previous years 1091358 03
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 258814 and all
amounts actually received for reinsur
ances in other companies 18734906
total deductions 189937 20
3 Net amount paid during the year for losses 901420 83
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 90000 00
6 Paid for commissions or brokerage 358991 56
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 91482 10
8 Paid for State national and local taxes in this and other
States 48333 21
9 All other payments and expenditures viz Rents 6
38500 repairs on real estate 71426 taxes on real
estate 176773 adjusting and traveling 2068031
printing stationery and advertising 1193405 legal
250487 miscellaneous 4577254 total 89758 76
Aggregate amount of actual expenditures during the
year in cash 1579986 46COMPTROLLERGENERALS REPORT 115
Business in the State of Georgia during the year
Fire risks written 1127805 00
Premiums received gross 13658 48
Losses paid 5591 15
Losses incurred 5591 15
NATIONAL FIRE INSURANCE COMPANY OF HARTFORD CONN
James Nichols President B R Stillman Secretary
Principal Office 95 Pearl Street
J B Kimbell Atlanta Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 357604 28
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 630550 00
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 684350 00
5 Value of buildings mortgaged insured
for 67750000 as collateral 1161100 00
6 Total value of said mortgaged premises
carried inside 1845450 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried outat market value 4805496 00
12 Cash in companys principal office 2221 72
13 Cash belonging to the company deposited
in bank Charter Oak National Bank
15790207 State Bank 2448181
total 182383 88
Total cash items 184605 60
17 Cash in hands of agents and in course of transmission 505731 90
Total assets of the company actual cash market
value 6483987 78
mmmmmmt

116
COMPTROLLERGENERALS REPORT
IIILIABILITIES
1 Losses due and unpaid 69843 22
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 278745 91
3 Losses resisted including interest costs
and other expenses thereon 32505 64
6 Net amount of unpaid losses 381094 77
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 314125735
unearned premiums fifty per cent 1570628 68
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 354078012
unearned premiums pro rata 1811036 83
11 Total unearned premiums as computed above carried
out 3381665 51
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Special reserve fund for contingencies 50000 00
20 Total amount of all liabilities except capital stock and
net surplus 3812760 28
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 1671227 50
24 Aggregate amount of all liabilities including capital
paid up and net surplus
6483987 78
IVINCOME DURING THE YEAR
Fir Ri sks
7 Entire premiums collected during the
year 6432380 75
8 Deduct reinsurance and return premiums 2008721 00
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities
15 Aggregate amount of income actually received during
4423659 75
33459 43
201098 96
18425 62
the year in cash
4676643 76COMPTROLLERGENERALS REPORT
117
VEXPENDITURES DUBING THE YEAR
Fire Risks
1 Gross amount actually paid for losses
including 32413223 losses occurring
in previous years 3639374 09
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1243532 and all
amounts actually received for reinsur
ances in other companies 72892468
total deductions 741360 00
3 Net amount paid during the year for losses 2898014 09
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 120000 00
6 Paid for commissions or brokerage 832514 21
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 314523 37
8 Paid for State national and local taxes in this and other
States 155116 04
9 All other payments and expenditures viz Advertising
field work incidental expenses 16026069 office fur
niture books traveling adjustments miscellaneous
17124221 profit and loss agents balances 136042
ledger assets 10831788 repairs on real estate 5
98391 total 447165 11
Aggregate amount of actual expenditures during the
year in cash 4767332 82
Business in the State of Georgia during the year
Fire risks written 4020737 00
Premiums received gross 41520 51
Losses paid 17107 71
Losses incurred 13131 94
NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURG PA
JA3 H Willock President E E Cole Secretary
Principal Office 401 Wood Street
Cliff C Hatcher Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 750000 00
118 COMPTROLLERGENERALS REPORT
IIASSETS
1 Market value of real estate owned by the company less
the amount of Incumbrances thereon 1172 41
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 297272 00
3 Interest accrued on all said bond and mortgage loans 4418 75
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 289305 00
5 Value of buildings mortgaged insured
for 26825000 as collateral 336410 00
6 Total value of said mortgaged premises
carried inside 625715 00
9 Total par and market value of stocks and bonds owned
absolutely by the company 1255290 00
11 Total amount loaned on stocks bonds and all other secu
rities except mortgages 50000 00
12 Cash in companys principal office 10524 66
13 Cash belonging to the company deposited
in bank Mellons National Bank
Pittsburg Pa 2223606 Second Na
tional Bank Pittsburg Pa 2506658
total 47302 64
Total cash items 57827 30
15 Interest due and accrued on stocks not included in mar
ket value uncollected 1250 00
17 Cash in hands of agents and in course of transmission 154318 42
18 Bills receivable not matured taken for fire marine and
inland risks 235 20
Total assets of the company actual cash market
value 1821784 08
IIILIABILITIES
1 Losses unpaid and not due 12388 20
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 85349 72
3 Losses resisted including interest costs
and other expenses thereon 4587 56
4 Total gross amount of claims for losses 102325 48
5 Deduct reinsurance thereon 20688 67
6 Net amount of unpaid losses 81636 81COMPTROLLERGENERALS REPORT
119
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 66396139
unearned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 56360140
unearned premiums pro rata
331980 70
352568 15
11 Total unearned premiums as computed above carried
out
20 Total amount of all liabilities except capital stock and
net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
684548 85
766185 66
750000 00
305598 42
24 Aggregate amount of all liabilities including capital
paid up and net surplus 1821784 08
IVINCOME DURING THE YEAR
Fire Risks
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 635 73
3 Net collected 635 73
4 Gross premiums on risks written and re
newed during the year 1341011 32
5 Total
1341647 05
6 Deduct premiums and bills in course of
collection at this date
248 92
1341398 13
389150 10
7 Entire premiums collected during the

yearT
8 Deduct reinsurance and return premiums
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
12 income received from all other sources omitting in
crease if any in value of securities viz Rents
2789 bad accounts etc collected 65638 profit on
sale of ledger assets 545875 total
952248 03
14653 87
58439 66
6143 02
15 Aggregate amount of income actually received during
the year in cash
1031484 58
wppilHRH
m imb
SasSsSBBiH
120
COMPTROLLERGENERALS REPORT
VEXPENDITURES DURING THE YEAB
1 Gross amount actually paid for losses
including 4369180 losses occurring
in previous years 543109 03
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 137901 and all
amounts actually received for reinsur
ance in other companies 5180426 to
tal deductions 53 3 27
3 Net amount paid during the year for losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Home office
general expenses 2681545 furniture and fixtures
122460 insurance maps printing plant etc 19
93500 adjusting and loss expense 724030 total
Aggregate amount of actual expenditures during the
year in cash
Business in the State of Georgia during the year
Fire risks written
Premiums received gross
Losses paid
Losses incurred
489925 76
216815 83
67784 81
38132 66
55215 35
867874 41
467985 00
6144 70
750 00
NEW HAMPSHIRE FIRE INSURANCE COMPANY OF MANCHESTER
NEW HAMPSHIRE
U C Crosby President F w sabgeant Secretary
Principal Office 876 Elm Street
O F Simpson Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 197 200 00COMPTROLLERGENERALS REPORT
121
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans
9 Totalpar and market value of stocks and bonds owned
absolutely by the company
11 Total amount loaned on stocks bonds and all other secu
rities except mortgages
12 Cash in companys principal office 777 90
13 Cash belonging to the company deposited
in bank Amoskeag National Bank of
Manchester N H 20187293 Man
chester National Bank of Manchester
N H 500000 Merchants National
Bank of Manchester N H 500000
total 211872 93
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
net
All other assets both real and personal viz Due from
other companies for reinsurance on losses already
paid United Firemen 4750 London Lancashire
2765 Camden Fire Insurance Company 49 Me
chanics Traders 2239 Munich Reinsurance Com
pany 556571 Granite State 1537 Philadelphia
Underwriters 446 German American 1248 Fire
mens of Baltimore 137882 British American 70
406300 00
5668 00
2865011 00
25000 00
212650 83
10302 09
472 22
182063 63
7075 57
Total assets of the company actual cash market
value 3911743 34
IIILIABILITIES
1 Losses unpaid adjusted 114341 95
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 111844 80
3 Losses resisted including interest costs
and other expenses thereon 18414 00
4 Total gross amount of claims for losses 244600 75
5 Deduct reinsurance thereon 45068 33
6 Net amount of unpaid losses 199532 42
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
122
COMPTROLLERGENERALS REPORT
less from date of policy 122860655
unearned premiums fifty per cent 614303 28
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 165083407
unearned premiums pro rata 863767 73
11 Total unearned premiums as computed above carried
out 1478071 01
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Return premiums 2268818 reinsur
ance 1176624 total 34454 42
20 Total amount of all liabilities except capital stock and
net surplus 1712057 86
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 1199685 49
24 Aggregate amount of all liabilities including capital
paid up and net surplus 3911743 34
IVINCOME DURING THE YEAB
Fire Riks
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 245168 05
245168 05
3 Net collected
4 Gross premiums on risks written and re
newed during the year 2133102 74
5 Total 2378270 79
6 Deduct premiums and bills in course of
collection at this date 255614 04
7 Entire premiums collected during the
year 2122656 75
8 Deduct reinsurance and return premiums 350621 34
9 Net cash actually received for premiums carried out 1772035 41
10 Received for Interest on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 22
08362 loss and gain account 477742
20741 32
129497 26
26861 04
15 Aggregate amount of income actually received during
the year in cash 1949135 03a
COMPTROLLERGENERALS REPORT 123
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses in
cluding 23906668 losses occurring
in previous years 1502514 04
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 477997 and all
amounts actually received for reinsur
ances in other companies 20841416
total deductions 213194 13
3 Net amount paid during the year for losses 1289319 91
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 100000 00
6 Paid for commissions or brokerage 433788 37
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 78395 16
8 Paid for State national and local taxes in this and other
States 4665030
9 All other payments and expenditures viz Tax on real
estate 311355 miscellaneous 12227998 loss and
gain account 763993 total 133033 iG
Aggregate amount of actual expenditures during the
i 2081187 20
year in cashv
Business in the State of Georgia during the year
2063624 00
Fire risks written 27 998 39
Premiums received gross nA0 0c
174o oo
Losses paid 18 248 36
Losses incurred
THE NIAGARA FIRE INSURANCE COMPANY OF NEW YORK N Y
Harold Herrick President Geo W Dewey Secretary
Principal Office 4648 Cedar Street New York
Cliff C Hatcher Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 500000 00
2 Amount paid up in cashI 500000 00
IIASSETS
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 464000 00t

ffffafff8BHin
124 COMPTROLLERGENERALS REPORT
3 Interest due on all said bond and mortgage loans 5 329 21
4 Value of lands mortgaged exlusive of
building and perishable improvements 335500 00
5 Value of buildings mortgaged insured
for 31250000 as collateral 372000 00
6 Total value of said mortgaged premises
carried inside 707500 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
Value 2992470 00
12 Cash in companys principal office 422 85
13 Cash belonging to the company deposited in bank Bank
of Manhattan Co 7817366 New York Security and
Trust 16500000 Knickerbocker Trust Company
50000 Metropolitan Trust Company 20000000 493173 66
15 Interest due and accrued on stocks not included in mar
ket value uncollected 15 140 08
16 Interest due and accrued on other assets 2439 18
17 Cash in hands of agents and in course of transmission 438269 65
Total assets of the company actual cash market
value 4411244 63
IIILIABILITIES
1 Losses due and unpaid 37 705 58
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 170 493 29
3 Losses resisted including interest costs
and other expenses thereon 35100 00
4 Total gross amount of claims for losses 243298 87
5 Deduct reinsurance thereon 21004 51
6 Net amount of unpaid losses 222 294 36
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 189832694
unearned premiums fifty per cent 949163 47
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 209854438
unearned premiums pro rata1141285 39
11 Total unearned premiums as computed above carried
Ut 2090448 86COMPTROLLERGENERALS REPORT
125
19
20
21
23
24
All other demands against the company absolute and
contingent due and to become due admitted and con
tested
91519 70
Total amount of all liabilities except capital stock and
net surplus
Joint stock capital actually paid up in cash
Surplus beyond capital and all other liabilities
Aggregate amount of all liabilities including capital
paid up and net surplus
2404262 92
500000 00
1506981 71
f 4411244 63
IVINCOME DURING THE TEAR
Fire Risks
Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 460340 57
Net collected 460340 57
Gross premiums on risks written and re
newed during the year 3511268 58
Total 3971609 15
Deduct premiums and bills in course of
collection at this date 461018 48
Entire premiums collected during the
year 3510590 67
Deduct reinsurance and return premiums 858356 92
9
10
11
12
15
Net cash actually received for premiums carried out
Received for interest on bonds and mortgages
Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
Income received from all other sources omitting in
crease if any in value of securities viz Rents profit
and loss
2652233 75
15435 41
113556 45
596535 53
Aggregate amount of income actually received during
the year in cash
3377761 14
2
VEXPENDITURES DURING THE TEAR
Fire Risks
Gross amount actually paid for losses
including 14533779 losses occur
ring in previous years 1722805 91
Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 565749 and all ki

126
COMPTROLLERGENERALS REPORT
amounts actually received for reinsur
ances in other companies 24452427 250181 76
3 Net amount paid during the year tor losses 1472624 15
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 100020 00
6 Paid for commissions or brokerage 540662 99
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 216541 77
8 Paid for State national and local taxes in this and other
States 79437 77
9 All other payments and expenditures 183249 49
Aggregate amount of actual expenditures during the
year in cash 2592536 17
Business in the State of Georgia during the year
Fire risks written 1151568 00
Premiums received gross 19054 78
Losses paid 12235 41
Losses incurred 13 939 g2
U S BRANCH OF THE NORTH BRITISH AND MERCANTILE FIRE
INSURANCE COMPANY OF LONDON AND EDINBURGH
E G Richards U S Manager J F Hastings Assistant Manager
Principal Office 76 William Street New York
Jacob Haas Atlanta Attorney for Service in Georgia
IIASSETS
9 Total par and market value of stocks and bonds owned
absolutely by the company 5387746 60
12 Cash in companys principal office 3518 40
13 Cash belonging to the company deposited
in bank J P Morgan Co New
York City 45678073 Merchants Na
tional Bank New York City 20
00000 total 476780 73
Total cash items 450 299 13
15 Interest due and accrued on stocks not included in mar
ket value uncollected 62 339 57
17 Cash in hands of agents and in course of transmission 699805 61I
COMPTROLLERGENERALS REPORT 127
All other assets both real and personal viz Reinsur
ance on losses paid 224048 Milwaukee Underwrit
ers Building Assn 18180 Philadelphia Underwrit
ers Asn 10000 Underwriters Salvage Co 1000
cash in hands of trustees of the company 76615 4287 63
Total assets of the company actual cash market
value 6634478 54
IIILIABILITIES
1 Losses due and unpaid 88906 61
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 279353 27
3 Losses resisted including interest costs
and other expenses thereon 30761 58
4 Total gross amount of claims for losses 399021 46
5 Deduct reinsurance thereon 34010 35
6 Net amount of unpaid losses 365011 11
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 286956464
unearned premiums fifty per cent 1434782 32
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 324669848
unearned premiums pro rata 1714041 52
9 Gross premiums without any deduction
including both cash and bills re
ceived and receivable upon all unex
pired inland navigation and marine
iisks perpetual 20048 43
11 Total unearned premiums as computed above carried
3168872 27
out
19 All other demands against the company absolute and
contingent due and to become due admitted and con
152837 18
tested
20 Total amount of all liabilities except net surplus 32 It
23 Surplus beyond capital and all other liabilities 2947757 98
24 Aggregate amount of all liabilities including capital
paid up and net surplusI 6634478 54
128 COMPTROLLERGENERALS REPORT
IVINCOME DURING THE YEAB
Fire Fisks
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 574667 39
3 Net collected 574667 39
4 Gross premiums on risks written and re
newed during the year 5386796 61
5 Total 5961464 00
6 Deduct premiums and bills in course of
collection at this date 709181 02
7 Entire premiums collected during the
year 5252282 98
8 Deduct reinsurance and return premiums 1265139 31
9 Net cash actually received for premiums carried out 3987143 67
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 209673 10
14 Remitted from home office during the
year 413104 85
15 Aggregate amount of income actually received during the
year in cash 4196816 77
VEXPENDITURES DURING THE YEAR
rt Fire Risks
1 Gross amount actually paid for losses
including 36099623 losses occur
ring in previous years 3166190 83
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 3143688 and
all amounts actually received for rein
surances in other companies 264287
45 total deductions 295 724 33
3 Net amount paid during the year for losses 2870466 50
6 Paid for commissions or brokerage gn 768 72
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 244686 99
8 Paid for State national and local taxes in this and other
Statesv 102857 22
9 All other payments and expenditures viz Rent adver
tising Underwriters Assn postage telegrams sup
plies and incidentals 211 241 07
Aggregate amount of actual expenditures during the
yearlncash 4241020 50I
COMPTROLLERGENERALS REPORT
129
Business in the State of Georgia during the year
Fire risks written 3474938 00
Premiums received gross 46000 78
Losses paid 15540 50
Losses incurred 16237 99
NORTH GERMAN FIRE INSURANCE CO OF NEW YORK N Y
Adolph Loeb President Louis L Loeb Secretary
Principal Office 2 Liberty Street
J T Dargax Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock
2 Amount paid up in cash 200000 00
IIASSETS
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest accrued on all said bond and mortgage loans
9 Total par and market value of stocks and bonds owned
absolutely by the company
12 Cash in companys principal office 1817 50
13 Cash belonging to the company deposited
in bank Bank of New York New York
City 710218 Forman Bros Banking
Co Chicago 111 1118325 total 18285 43
Total cash items
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Certifi
cate of deposit payable on demand 3000000 plus
60000 interest
Total assets of the company actual cash market
value
200000 00
50000 00
3106 36
298332 50
20102 93
100526 29
30600 00
502668 08
IIILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 38511 52
5 Deduct reinsurance thereon 2473 03
6 Net amount of unpaid losses
9 in
36038 49

MB
130
COMPTROLLERGENERALS REPORT
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 41780758
unearned premiums fifty per cent 208903 79
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 587741
unearned premiums pro rata 2617 95
11 Total unearned premiums as computed above carried
out
20 Total amount of all liabilities except capital stock and
net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus
211521 74
247560 23
200000 00
55107 85
502668 OS
IVINCOME DURING THE YEAR
Fire Risks
4 Gross premiums on risks written and re
newed during the year 669663 45
8 Deduct reinsurance and return premiums 320990 81
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
12 Income received from all other sources omitting in
crease if any in value of securities viz Investment
for surplus account
15 Aggregate amount of income actually received during
the year in cash
348672 64
12897 31
60000 00
421569 95
VEXPENDITURES DURING THE TEAS
Fiie Risks
1 Gross amount actually paid for losses
including 2622848 losses occurring
in previous years 215748 00
2 Deduct all amounts actually received for
salvages whether on losses of the last
of previous year 112615 and all
amounts actually received for reinsur
ances in other companies 2275257
total deductions 23878 72
3 Net amount paid during the year for losses 191869 28COMPTROLLERGENERALS REPORT 131
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 12000 00
6 Paid for commissions or brokerage 116286 14
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 2433 35
8 Paid for State national and local taxes in this and other
States 7369 20
9 All other payments and expenditures viz Printing and
stationery 152480 advertising and subscriptions
33200 postage telegraph and express 4925 maps
10904 furniture and fixtures 12096 traveling ex
penses 32514 board expenses 520840 sundries
166730 rent 150000 total 10836 89
Aggregate amount of actual expenditures during the
year in cash 340794 86
Business in the State of Georgia during the year
Risks written 651565 00
Premiums received 10630 76
Losses paid 1591 20
Losses incurred 4787 69
U S BRANCH OP THE NORWICH UNION FIRE INSURANCE SOCI
ETY OP ENGLAND
J Montgomery Hare United States Manager
Principal Office 56 and 58 Pine Street New York N Y
ICAPITAL STOCK
1 Amount of capital paid up
in cash 660000 00
Amount of ledger assets as per bal
ance December 31st of previous
year 2554808 95
Extended at f 2554808 95
IIINCOME
Fire Risks
1 Gross premiums 2780430 39
2 Deduct reinsurance rebate abatement
and return premiums 654385 44
3 Total premiums other than perpetuals 2126044 95
Ob
hB
132
COMPTROLLERGENERALS REPORT
5 Interest on mortgage loans
7 Interest on bonds and dividends
stocks
1800 00
79105 13
10 Total interest and rents
11 Profit on sale or maturity of ledger assets
12 From all other sources Received from home office
80905 13
432 50
578590 00
13 Total income 2785972 58
IIIDISBURSEMENTS
1 Gross amount paid for losses including
16088724 occurring in previous
years
2 Deduct amount received for salvage 4
37635 and for reinsurance in other
companies 20568375
Fire Rsks
1872205 29
210060 10
3 Net amount paid for losses 1662145 19
8 Commissions or brokerage
9 Salaries fees and all other charges of officers clerks
agents and other employees
10 Rents
13 All other taxes licenses and insurance department fees
15 All other disbursements Advertising and stationery 19
90992 maps furniture and fixtures 1876275 mis
cellaneous 8614490 cash remitted to home office
24500052
435531 49
165525 47
18279 17
51436 71
369818 09
16 Total disbursements 2702736 12
IVLEDGER ASSETS
2 Mortgage loans on real estate first liens 40000 00
4 Book value of bonds excluding interest
141122800 and stocks 59699608 2008224 08
5 Cash in companys office 294086 de
posited in banks 34454120 347482 06
6 Agents balances representing business
written subsequent to October 1 1904 234278 46
7 Agents balances representing business
written prior to October 1 1904 8060 81
11 Total ledger assets 2638045 41
NONLEDGER ASSETS
12 Interest due and accrued on mortgages 150 00
13 Interest due and accrued on bonds and
stocks 23607 63
11 Total 23757 63COMPTROLLERGENERALS REPORT
133
19 Market value not including interest in item 13 of
bonds and stocks over book value 98570 67
20 Other nonledger assets viz reinsurance due but uncol
lected on losses paid viz Nassau N Y 523 Em
pire City N Y 7174 76 97
21 Gross assets 2760450 6S
DEDUCT ASSETS NOT ADMITTED
4 Agents balances representing business written prior to
October 1 1904 8060 81
9 Total admitted assets 2752389 87
VLIABILITIES
1 Gross losses adjusted and unpaid not
yet due 92117 67
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 89069 92
3 Gross claims for losses resisted 19232 74
4 Total 200420 33
5 Deduct reinsurance due or accrued 22176 64
6 Net amount of unpaid losses and claims 178243 69
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or
less from date of policy including in
terest premiums on perpetual fire risks
152463384 unearned premiums
fifty per cent 762316 92
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 163936396
unearned premiums pro rata 887207 35
12 Total unearned premiums as computed
above 1649524 27
19 Salaries rents expenses taxes bills accounts fees etc
due or accrued 25236 39
20 Commissions brokerage and other charges due or to be
come due to agents or brokers 4416 65
24 Total amount of all liabilities except capital 1857421 00
26 Surplus over all liabilities 894968 87
27 Surplus as regards policyholders 894968 87
28 Total liabilities 2752389 87
134 COMPTROLLERGENERALS REPORT
Business in the State of Georgia during the year
Fire
Risks written 3437324 00
Premiums received 42456 56
Losses paid 27951 46
Losses incurred 26484 23
UNITED STATES BRANCH OF THE NORTHERN ASSURANCE COM
PANY
H E Wilson General Manager
Principal Offices in the United States 38 Pine Street New York
642 Monadnock Block Chicago
ICAPITAL STOCK
1 Amount of capital paid up
in cash 1500000 00
2 Statutory deposit 200000 00
Amount of ledger assets as per bal
ance December 31 of previous year 3440540 63
Extended at 3440540 63
IIINCOME
Fire
1 Gross premiums 3684289 16
2 Deduct reinsurance rebate abatement
and return premiums 1204325 11
3 Total premiums other than perpetuals 2479964 05
7 Interest on bonds and dividends on
stocks 98747 50
8 Interest from all other sources 1928 76
9 Gross rents from companys property
including 700000 for companys own
occupancy 7000 00
107676 26
10 Total interest and rents
12 From all other sources Received from head office dur
ing the year 1135960 09
13 Total income 3723600 40
IIIDISBURSEMENTS
Fire
1 Gross amount paid for losses including
24718479 occurring in previous
years 2610255 76COMPTROLLERGENERALS REPORT 135
2 Deduct amount received for salvage 9
60611 and for reinsurance in other
companies 72331557 732921 68
3 Net amount paid for losses 1S77334 08
8 Commissions or brokerage 400829 27
9 Salaries fees and all other charges of officers clerks
agents and other employees 151130 46
10 Rents including 700000 for companys own occupancy 16210 00
11 Repairs and expenses other than taxes on real estate 2387 39
12 Taxes on real estate 2G22 47
13 All other taxes licenses and insurance department fees 71285 06
15 All other disbursements Advertising printing and sta
tionery 2293865 legal expenses 51687 miscella
neous 17404812 remitted to head office during the
year 40091597 598419 61
16 Total
disbursements 3120218 34
IVLEDGER ASSETS
1 Book value of real estate unincumbered 115000 00
4 Book value of bonds excluding interest
282427566 and stocks 29426590 3118541 56
5 Cash in companys offices 718955 de
posited in banks National Bank of
Commerce New York 13134065
Union Trust Company New York 3
89478 Merchants Loan and Trust
Company Chicago 4596800 Northern
Trust Company Chicago 30925
American Exchange National Bank St
Louis 136523 Canadian Bank of
Commerce San Francisco 109280 191160 26
6 Agents balances representing business
written subsequent to October 1 1904 570816 53
7 Agents balances representing business
written prior to October 1 1904 31606 26
9 Bills receivable taken for fire risks 16798 08
11 Total ledger assets 4043922 69
NONLEDGEB ASSETS
13 Interest due 143750 and accrued 624777 on bonds
7boo 6 i
and stocks nMM
18 Market value of real estate over book value ouuu
20 Other nonledger assets viz Due from other companies
for reinsurance on losses already paid ZzW
4103886 54
21 Gross assets
A I M iStt
wsmm
136
COMPTROLLERGENERALS REPORT
DEDUCT ASSETS NOT ADMITTED
4 Agents balances representing business
written prior to October 1 1904 31606 26
5 Bills receivable past due taken for fire
risks 16798 08
7 Depreciation from book value of ledger
assets to bring same to market value 32366 56
8 Total 80770 90
9 Total admitted assets 4023115 64
VLIABILITIES
1 Gross losses adjusted and unpaid not yet
due 19276 68
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 186757 51
3 Gross claims for losses resisted 44466 44
4 Ttal 250500 63
5 Deduct reinsurance due or accrued 6530 03
6 Net amount of unpaid losses and claims 243970 60
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or
less from date of policy including in
terest premiums on perpetual fire risks
209694121 unearned premiums fif
ty per cent 1048470 60
8 Gross peremiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 181315572
unearned premiums pro rata 1017995 67
12 Total unearned premiums as computed above 2066466 27
19 Salaries rents expenses taxes bills accounts fees etc
due or accrued gg0 gg
20 Commissions brokerage and other charges due or to be
come due to agents and brokers 73 432 96
21 Return premiums 10794722 reinsurance premiums
1868030 126627 52
23 All other liabilities viz Miscellaneous 2388 03
24 Total amount of all liabilities except statutory deposit
and capital 2513385 38COMPTROLLERGENERALS REPORT
25 Statutory deposit 200000 00
27 Surplus over all liabilities 1309730 26
28 Surplus as regards policyholders
137
1509730 26
29 Total liabilities 4023115 64
Business in the State of Georgia during the year
Fire
Risks written 4487991 00
Gross premiums received excluding only 1291745 of can
cellation and 256922 premiums on risks reinsured 48082 67
Losses paid 21382 05
Losses incurred 22584 48
NORTH RIVER FIRE INSURANCE COMPANY OF NEW YORK N Y
William E Hutchins President Frederick H Crum Secretary
Principal Office 84 William Street New York N Y
Jacob Haas Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 350000 00
2 Amount paid up in cash 350000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 294339 36
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 106900 00
3 Interest due on all said bond and mortgage loans 455
interest accrued thereon 173271 total 2187 71
4 Value or lands mortgaged exclusive of
buildings and perishable improvements 172900 00
5 Value of buildings mortgaged insured
for 10047500 as collateral 109600 00
6 Total value of said mortgaged premises
carried inside 282500 00
7 Amount of other loans 7000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 663087 25
11 Total amount loaned on stocks bonds and all other secu
rities except mortgages 7000 00138
COMPTROLLERGENERALS REPORT
13 Cash belonging to the company deposited in bank Wash
ington Trust Co 5732317 United States Mortgage
Trust Company 20000 Title Guarantee and Trust
Company 25000 Kings County Trust Company 20
000 Merchants Exchange National Bank 7049002
total
15 Interest due and accrued on stocks not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Rents due
and accrued 202654 due from other companies for
reinsurance on losses already paid 284304 com
missions on return premiums and reinsurance unpaid
647898
192813 19
3352 35
41 98
200817 55
11348 56
Total assets of the company actual cash market
value 1481887 95
IIILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 78776 03
3 Losses resisted including interest costs
and other expenses thereon 4252 60
4 Total gross amount of claims for losses 83028 63
5 Deduct reinsurance thereon 6751 76
6 Net amount of unpaid losses 76276 87
7 Gross premiums without any deduction
received and receivable upon all unex
pired Are risks running one year or
less from date of policy 74762926
unearned premiums fifty per cent 373814 63
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 38780652
unearned premiums pro rata 236267 64
11 Total unearned premiums as computed above carried
out 610082 27
15 Dividends declared and remaining unpaid or uncalled
for 5191 00COMPTROLLERGENERALS REPORT
139
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Return premiums 1308733 reinsur
ance premiums 1422462 commissions brokerage
etc 2390681 total
20 Total amount of all liabilities except capital stock and
net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus
51218 76
742768 90
350000 00
389119 05
1481887 95
IVINCOME DURING THE YEAR
Fire Risks
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 170399 18
2 Deduct amount of same not collected 9387 48
3 Net collected 161011 70
4 Gross premiums on risks written and re
newd during the year 1484231 38
5 Total 1645243 08
6 Deduct premiums and bills in course of
collection at this date 238734 64
7 Entire premiums collected during the
year 1406508 44
8 Deduct reinsurance and return premiums 441146 75
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 15
21609
15 Aggregate amount of income actually received during
the year in cash
965361 69
5440 89
26653 84
183776 38
1181232 80
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses
including 6038951 losses occurring
in previous years 615551 64

140 COMPTROLLERGENERALS REPORT
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 418868 and all
amounts actually received for reinsur
ances in other companies 7726830
total deductions 81456 98
3 Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 28
00000
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rents 7
50000 repairs and expenses on real estate 584598
stationery 778670 fire patrol 399865 advertis
ing 33095 legal services 55500 furniture 1
24530 general expenses 2552237 total
Aggregate amount of actual expenditures during the
year in cash
534094 66
26776 00
256955 97
85549 87
18291 10
52784 95
974452 55
ORIENT FIRE INSURANCE COMPANY OP HARTFORD CONN
Abchibald G McIlwaine Jb President James Wypeb Secretary
Principal Office 5 Haynes Street Hartford Conn
R A Haxcock Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 2000 000 00
2 Amount paid up in cash 500000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 59 393 57
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 1746190 59
12 Cash in companys principal office 2310 44
13 Cash belonging to the company deposited
in bank American National Bank
Hartford Conn 5142160 UnitedCOMPTROLLERGENERALS REPORT
141
States Mortgage Trust Co New York
10830289 National Bank of the Re
public Chicago 111 1467681 Union
Trust Co San Francisco Cal 7538
96 total
181940 26
Total cash items
15 Interest due and accrued on stocks and bonds not in
cluded in market value uncollected
17 Cash in hands of agents and in course of transmission
18 Bills receivable not matured taken for fire marine and
inland risks
All other assets both real and personal viz Due from
other companies for reinsurance on losses already
paid 15495 special deposit Connecticut Trust and
Safe Deposit Co Hartford Conn 7500000
184250 70
27580 59
169134 25
283 07
75154 95
Total assets of the company actual cash market
value 2272487 72
IIILIABILITIES
1 Losses due and unpaid 25175 00
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 70060 07
3 Losses resisted including interest costs
and other expenses thereon 28205 00
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
123440 07
7622 12
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 83506406
unearned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 99839892
unearned premiums pro rata
115817 95
417532 03
541222 28
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
958754 31
1407 54
HHHHHHWHi
vmmmmm
142
COMPTROLLERGENERALS REPORT
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Return premiums and reinsurance
3556 39
20 Total amount of all liabilities except capital stock and
net surplus 1079536 19
21 Joint stock capital actually paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities 692951 53
24 Aggregate amount of all liabilities including capital
paid up and net surplus
2272487 72
INCOME DURING THE YEAR
File Risks
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 196251 14
196251 14
3 Net collected
4 Gross premiums on risks written and re
newed during the year 1585927
5 Total 1782178 82
6 Deduct premiums and bills in course of
collection at this date 217411 70
7 Entire premiums collected during the
year 1564767 12
8 Deduct reinsurance and return premiums 468557 00
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 496
capital and surplus of Norwalk Fire Insurance Com
pany of Norwalk Conn consolidated with Orient In
surance Company June 29 1904 5198861 total
1096210 12
1450 08
66754 07
52484 61
15 Aggregate amount of income actually received during
the year in cash
1216898 88
1 Gross amount actually
paid for losses includ
ing 12587502 losses oc
curring in previous
years
VEXPENDITURES DURING THE YEAR
Fire Risks
Mnrine and
Iiiiainl Risks
845565 41
1978 72COMPTROLLERGENERALS REPORT
143
2 Deduct all amounts actual
ly received for salvages
whether on losses of
the last or of previous
year 196452 and all
amounts actually re
ceived for reinsurance in
other companies 115
25175 total deductions
116542 73
673 54
3 Net amount paid during
the year for losses 729022 68 1305 18 730327 86
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 50000 00
6 Paid for commissions or brokerage 244604 39
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 63964 58
8 Paid for State national and local taxes in this and other
States 14239 34
9 All other payments and expenditures viz Advertising
printing and stationery municipal licenses and mis
cellaneous expenses 105877 88
Aggregate amount of actual expenditures during the
year in cash 1209014 05
Business in the State of Georgia during the year
Fire risks written 1862610 00
Premiums received gross 21386 85
Losses paid 13334 18
Losses incurred 13419 1
PALATINE INSURANCE COMPANY LIMITED OF LONDON ENG
A H Wray Manager
Principal Office Corner Pine and William Streets New York
J C Whitneb Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIASSETS
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
14282o7 oU
value
Hi
KWMW
IH
144
COMPTROLLERGENERALS REPORT
12 Cash in companys principal office 3375 80
13 Cash belonging to the company deposited
in bank Morton Trust Co New York
27533561 American Exchange Na
tional Bank New York 7484400
First National Bank Denver 303520
CrockerWoolworth National Bank San
Francisco 2683961 total 380054 42
Total cash items 33 qq 09
17 Cash in hands of agents and in course of transmission 271212 73
All other assets both real and personal viz Due from
other companies for reinsurance on losses already
paid Commercial Union of London 1 066 45
Total assets of the company actual cash market
value 2083946 90
IIILIABILITIES
1 Losses due and unpaid 30415 00
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses iqq g29 33
3 Losses resisted including interest costs
and other expenses thereon 14100 00
4 Total gross amount of claims for losses 145344 33
5 Deduct reinsurance thereon 23431 33
6 Net amount of unpaid losses 121 913 00
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 110951418
unearned premiums fifty per cent 554757 09
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 86509224
unearned premiums pro rata 492373 15
11 Total unearned premiums as computed above carried
out
1047130 24
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 3 044 63
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions return premiums and rein
surances
49577 75COMPTROLLERGENERALS REPORT 145
20 Total amount of all liabilities except net surplus 1221665 62
23 Surplus beyond capital and all other liabilities 862281 28
24 Aggregate amount of all liabilities including net surplus 2083946 90
IVINCOME DURING THE YEAE
Fire Risks
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 249609 13
3 Net collected 249609 13
4 Gross premiums on risks written and re
newed during the year 2085737 88
5 Total 2335347 01
6 Deduct premiums and bills in course of
collection at this date 273782 33
7 Entire premiums collected during the
year 2061564 68
8 Deduct reinsurance and return premiums 672600 50
9 Net cash actually received for premiums carried out 1388964 18
10 Received for interest on bonds and mortgages 47310 14
12 Income received from all other sources omitting in
crease if any in value of securities 423 75
14 Amount of remittance from home office
during the year 48425 06
15 Aggregate amount of income actually received during
year in cash 1436698 07
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses
including 14805800 losses occurring
in previous years 1136469 70
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 504634 and all
amounts actually received for reinsur
ances in other companies 25130522
total deductions 256351 56
3 Net amount paid during the year for losses 880118 14
6 Paid for commissions or brokerage 295618 23
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 75058 77
10 in
mmmmmmmmmm
146 COMPTROLLERGENERALS REPORT
8 Paid for State national and local taxes in this and other
States 41954 03
9 All other payments and expenditures viz Rents travel
printing etc 77905 08
Aggregate amount of actual expenditures during the
year in cash 1370654 25
Business in the State of Georgia during the year
Fire risks written 3093368 00
Premiums received gross 49822 98
Losses paid 21984 59
Losses incurred 23383 59
PENNSYLVANIA FIRE INSURANCE COMPANY OF PHILADELPHIA
PENNSYLVANIA
R Dale Bensox President W Gardner Crowell Secretary
Principal Office 510 Walnut Street
W E Chapln Atlanta Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stock 400000 00
2 Amount paid up in cash 400000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 194000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 629950 00
3 Interest due on all said bond and mortgage loans 165
interest accrued thereon 426589 total 4430 89
5 Value of buildings mortgaged insured
for 42930000 as collateral 1198435 00
9 Total par and market value of stocks and bonds owned
absolutely by the company 4646440 00
11 Total amount loaned on stocks bonds and all other secu
rities except mortgages 335100 00
12 Cash in companys principal office 1058 76
13 Cash belonging to the company deposited
in bank Western National 126323
41 Philadelphia National 4384991
total 170173 32
Total cash items 171232 08
COMPTROLLERGENERALS REPORT
147
15 Interest due and accrued on stocks not included in mar
ket value uncollected 1668 62
17 Cash in hands of agents and in course of transmission 446166 92
Total assets of the company actual cash market
value 6428988 51
IIILIABILITIES
1 Losses due and unpaid 15607 83
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 190416 73
3 Losses resisted including interest costs
and other expenses thereon 16519 17
4 Total gross amount of claims for losses 222543 73
5 Deduct reinsurance thereon 22169 32
6 Net amount of unpaid losses 200374 41
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 195799168
unearned premiums fifty per cent 978995 84
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 266748104
unearned premiums pro rata 1385104 85
11 Total unearned premiums as computed above carried
out 2364100 69
Amount reclaimable under perpetuals 879249 99
20 Total amount of all liabilities except capital stock and
net surplus 3443725 09
21 Joint stock capital actually paid up in cash 400000 00
23 Surplus beyond capital and all other liabilities 2585263 42
24 Aggregate amount of all liabilities including capital
paid up and net surplus 6428988 51
IVINCOME DURING THE YEAR
Fire Risks
7 Entire premiums collected during the
year 3748566 07
8 Deduct reinsurance and return premiums 931396 35
9 Net cash actually received for premiums carried out 2817169 72mHHLi
v in iiamhmmm
m
I BM
148
COMPTROLLERGENERALS REPORT
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents
32719 51
201803 25
10162 75
15 Aggregate amount of income actually received during
the year in cash 3061855 23
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses 1998894 94
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year and all amounts
actually received for reinsurances in
other companies 171639 33
3 Net amount paid during the year for losses 1827255 61
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 100000 00
6 Paid for commissions or brokerage 566677 25
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 175000 00
8 Paid for State national and local taxes in this and other
States 72999 99
9 All other payments and expenditures 181828 93
Aggregate amount of actual expenditures during the
year in cash 2923761 78
Business in the State of Georgia during the year
Fire risks written 3387980 00
Premiums received gross 54131 53
Losses paid 20193 78
Losses incurred 20851 44
PHCENIX ASSURANCE COMPANY LTD OF LONDON ENGLAND
A D Irving Manager A D Irving Jr Secretary
Principal Office 47 Cedar Street New York
12 Cash in companys principal office
13 Cash belonging to the company deposited
in bank American Exchange National
Bank 5673900 New York Life In
218 58COMPTROLLERGENERALS REPORT
149
surance Company and Trust Company
33332441 American Exchange Na
tional Bank 355791 Corn Exchange
Bank 174747 total 395368 79
Total cash items 395587 37
15 Interest due and accrued on stocks not included in mar
ket value uncollected 32865 42
17 Cash in hands of agents and in course of transmission 186461 70
All other assets both real and personal viz Reinsur
ance due on losses paid 4S89 23
Total assets of the company actual cash market
value 3232791 22
IIILIABILITIES
1 Losses not yet due 57446 00
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 216800 00
3 Losses resisted including interest costs
and other expenses thereon 22859 00
4 Total gross amount of claims for losses 297105 00
5 Deduct reinsurance thereon 77446 00
6 Net amount of unpaid losses 219659 00
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 194705994
unearned premiums fifty per cent 973529 97
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 169344470
unearned premiums pro rata 897139 90
Excess of original premiums over amount
received for reinsurance 460 12
11 Total unearned premiums as computed above carried
t 1871129 99
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 5322 30
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Return premiums 2813494 reinsurance
premiums 3953619 total 67671 13Or
HHHBHNNHHHMHlMHHI
150
COMPTROLLERGENERALS REPORT
20 Total amount of all liabilities except net surplus
23 Surplus beyond capital and all other liabilities
2163782 42
1069008 80
24 Aggregate amount of all liabilities including capital
paid up and net surplus 3232791 22
IVINCOME DURING THE YEAR
Fire Risks
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 139266 94
3 Net collected 139266 94
4 Gross premiums on risks written and re
newed during the year 3763090 05
5 Total 3902356 99
6 Deduct premiums and bills in course of
collection at this date 238492 32
7 Entire premiums collected during the
year 3663864 67
8 Deduct reinsurance and return premiums 1157589 69
9 Net cash actually received for premiums carried out 2506274 98
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 90394 67
14 Amount of remittances from home office during the year 468608 75
15 Aggregate amount of income actually received during
the year in cash 3065278 40
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses in
cluding 48775700 losses occurring in
previous years 266522151
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 2258498 and all
amounts actually received for reinsur
ances in other companies 65117378
total deductions 673758 76
3 Net amount paid during the year for losses
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
1991462 75
432944 61
229436 92
80736 95COMPTROLLERGENERALS REPORT 151
9 All other payments and expenditures viz Rents adver
tising postage sundries 138414 96
Aggregate amount of actual expenditures during the
year in cash 2872996 19
Business in the State of Georgia during the year
Fire risks written 1681092 00
Premiums received gross 22511 68
Losses paid 9718 31
Losses incurred 10714 31
PHENIX FIRE INSURANCE COMPANY OF BROOKLYN N Y
Geo P Sheldon President Ciias F Kostee Secretary
Principal Office 16 Court Street
iCAPITAL
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 576000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 48100 00
3 Interest accrued on all said bond and mortgage loans 771 64
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 34500 00
5 Value of buildings mortgaged 70500 00
6 Total value of said mortgaged premises
carried inside 105000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 5783731 00
11 Total amount loaned on bonds stocks and all other secu
rities except mortgages 72700 00
12 Cash in companys principal office 941 86
13 Cash belonging to the company deposited
in bank National Park Bank New
York 36075407 Chatham National
Bank New York 18098758 Liberty
National Bank New York 14365725
National City Bank Brooklyn 2500
Peoples Trust Company 2502514
total 712924 04
Total cash items
713865 90Mttwar1 i
i s 5 i i
152
COMPTROLLERGENERALS REPORT
15 Interest due and accrued on stocks not included in mar
ket value uncollected 12616 65
17 Cash in hands of agents and in course of transmission 795804 50
All other assets both real and personal viz Rents due
and accrued 3541 27
Total assets of the company actual cash market
value 8007130 96
IIILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
352062 38
35799 00
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 320273906
unearned premiums fifty per cent 1601369 53
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 619978636
unearned premiums pro rata 3314617 62
387861 38
11 Total unearned premiums as computed above carried
out 4915987 15
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 4250 00
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Return premiums 235061 reinsurance
596549 total S316 10
20 Total amount of all liabilities except capital stock and
net surplus 5316414 63
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 1690716 33
24 Aggregate amount of all liabilities including capital
paid up and net surplus 8007130 96
INCOME DURING THE YEAR
Fire Risks
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement
63277 59COMPTROLLERGENERALS REPORT
153
3 Net collected 63277 59
4 Gross premiums on risks written and re
newed during the year 7171068 62
7 Entire premiums collected during the
year 7234346 21
8 Deduct reinsurance and return premiums 1358618 82
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
Income received from all other sources omitting in
crease if any in value of securities viz Rents 44
95300 profit on sale or maturity of ledger assets 53
98150 total
12
5875727 39
2593 89
170255 62
98834 50
15 Aggregate amount of income actually received during
the year in cash 6147511 40
VEXPENDITURES DURING THE YEAR
1 Gross amount actually paid for losses in
cluding 35119582 losses occurring in
previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1188483 and all
amounts actually received for reinsur
ances in other companies 21738553
total deductions
Fire Kisks
3625502 55
229270 36
3 Net amount paid during the year for losses 3396232 19
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 100000 00
6 Paid for commissions or brokerage 1202310 32
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 413871 22
8 Paid for State national and local taxes in this and other
States 124942 78
9 All other payments and expenditures viz Rents 53
86521 taxes and repairs on real estate 2300835
miscellaneous 40322839 total 480101 95
Loss on sale or maturity of ledger assets 81385 00
Aggregate amount of actual expenditures during the
year in cash 5798843 46HMMHH

m iHi
154 COMPTROLLERGENERALS REPORT
Business in the State of Georgia during the year
Fire risks written 8138954 00
Premiums received gross 173798 79
Losses paid 85019 82
Losses incurred 96677 87
PH03NIX INSURANCE COMPANY HARTFORD CONN
D W C Skiltox President Edwakd Milligan Secretary
Principal Office 64 Pearl Street Hartford Conn
C C Hatches Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up in cash 2000000 00
Amount of ledger assets as per balance
December 31 1903 5326258 34
Extended at 5326258 34
nINCOME
As shown by the books at home office at close of business December 311904
Fire Risks
1 Gross premiums 4764079 86
2 Deduct reinsurance rebate abatement
and return premiums 814380 95
3 Total premiums other than perpetuals 3949698 91
5 Interest on mortgage loans 5575 81
6 Interest on collateral loans 3479 28
7 Interest on bonds and dividends on stocks 220696 99
9 Gross rents from companys property 14064 18
10 Total interest and rents 243816 26
11 Profit on sale or maturity of ledger assets 12415 16
13 Total income 4205930 33
IIIDISIiUBSEMENTS
As shown by the books at home office at close of business December 311904
Fir Risks
1 Gross amount paid for losses including
34903960 occurring in previous years 2335173 17
2 Deduct amount received for salvage 11
30743 and for reinsurance in other
companies 15330419 164611 62
3 Net amount paid for losses 2170561 55COMPTROLLERGENERALS REPORT
155
5 Paid stockholders for interest or dividends amount de
clared during the year including taxes 282000 00
8 Commissions or brokerage 800605 36
9 Salaries fees and all other charges of officers clerks
agents and other employees 217272 64
10 Rents 12259 40
11 Repairs and expenses other than taxes on real estate 7013 97
12 Taxes on real estate 3951 07
13 All other taxes licenses and insurance department fees 83960 44
15 All other disbursements Advertising printing and sta
tionery 2290658 legal expense 584358 miscella
neous expense 30873169 337481 85
16 Total disbursements 3915106 28
IVLEDGER ASSETS
1 Book value of real estate unincumbered 336381 79
2 Mortgage loans on real estate first liens 98519 16
3 Loans secured by pledge of bonds stocks
or other collaterals 24000 00
4 Book value of bonds excluding interest
203366002 and stocks 245630350 4489963 52
5 Cash in companys office 1362450 de
posited in bank Hartford National
Bank Hartford 16933752 Metropol
itan Trust Company New York 144
71197 327673 99
6 Agents balances representing business
written subsequent to October 1 1904 338918 45
7 Agents balances representing business
written prior to October 1 1904 1625 48
11 Total ledger assets 5617082 39
NONLEDGEB ASSETS
12 Interest due 16500 and accrued 2
36023 on mortgages 2525 23
13 Interest accrued on bonds and stocks 43314 79
14 Interest accrued on collateral loans 600 00
15 Interest accrued on other assets 1700 00
16 Rents accrued on companys property or
lease 1116 79
17 Total 49256 81
19 Market value not including interest in item 13 of
bonds and stocks over book value 1242216 98
20 Other nonledger assets viz Gross premiums in course
of collection which have not been carried to ledger ac
count 45423316 reinsurance due from other compa
nies on losses paid 17088 454404 04
21 Gross assets 7362960 22Ml Slti

156
COMPTROLLERGENERALS REPORT
DEDUCT ASSETS NOT ADMITTED
4 Agents balances representing business
written prior to October 1 1904 1625 48
7 Depreciation from book value of ledger
assets to bring same to market value 19446 15
8 Total 21071 63
9 Total admitted assets 7341888 59
VLIABILITIES
1 Gross losses adjusted and unpaid not yet
due 61402 00
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 331773 61
3 Gross claims for losses resisted 24714 00
4 Total 417889 61
5 Deduct reinsurance due or accrued 29091 31
6 Net amount of unpaid losses and claims 388798 30
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running one year or
less from date of policy including in
terest premiums on perpetual Are risks
270665481 unearned premiums fifty
per cent 1353327 41
8 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired fire risks running more than one
year from date of policy 313695221
unearned premiums pro rata 1683521 62
12 Total unearned premiums as computed above 3036849 03
20 Commissions brokerage and other charges due and to be
come due to agents and brokers 78991 64
21 Return premiums 4051801 reinsurance premiums
1614029 56658 30
24 Total amount of all liabilities except capital 3561297 27
25 Capital actually paid up in cash 2000000 00
26 Surplus over all liabilities 1780591 32
27 Surplus as regards policyholders 3780591 32
28 Total liabilities 7341888 59COMPTROLLERGENERALS REPORT
157
Business in the State of Georgia during the year
Fire
Risks written 5171190 00
Premiums received 65256 80
Losses paid 29250 85
Losses incurred 27397 73
QUEEN INSURANCE COMPAIN i OF AMERICA NEW YORK N Y
Edward F Beddall President Nevett S Baetow Secretary
Principal Office 43 Cedar Street New York City
S Y Tupper Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIASSETS
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 71000 00
3 Interest on all said bond and mortgage loans 1368 28
6 Total value of mortgaged premises in
sured for 7350000 as collateral car
ried inside 108500 00
9 Total par and market value of stocks and bonds owned
absolutely by the companyI 5432360 05
12 Cash in companys principal office 5217 06
13 Cash belonging to the company deposited
inbank 208623 13
Total cash items 213840 19
15 Interest due and accrued on stocks not included in mar
ket value uncollected 6785384 on bank balances
31262 68166 46
17 Agents balances not over three months due 584514 62
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid 145 57
Agents balances over three months due 1884 90
Total assets of the company actual cash market
6371395 17
value
IIILIABILITIES
1 Losses adjusted and unpaid not yet due 98109 90
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 158784 14nmnViiiiiMi i aaaa
158
COMPTROLLERGENERALS REPORT
3 Losses resisted including interest costs
and other expenses thereon
33425 00
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
290319 04
19095 60
6 Net amount of unpaid losses 271223 44
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 245249843 un
earned premiums 50 per cent 1226249 19
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 251629449
unearned premiums pro rata 1347578 80
11 Total unearned premiums as computed above carried
out 2573827 99
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 66458 09
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions 9003888 return premi
ums 9180725 reinsurance premiums 2823756
total 210083 69
20 Total amount of all liabilities except capital stock and
net surplus 3121593 21
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 2249sOl 96
24 Aggregate amount of all liabilities including capital
paid up and net surplus 6 371 395 17
IVINCOME DUBIXG THE YEAR
Fire Risks
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 535294 19
3 Net collected 535294 19
4 Gross premiums on risks written and re
newed during the year 4376081 51
5 Total 4911375 70
6 Deduct premiums and bills in course of
collection at this date 586399 52Wffl
COMPTROLLERGENERALS REPORT
159
7 Entire premiums collected during the
year 4324976 18
8 Deduct reinsurance and return premiums 1012107 77
9 Net cash actually received for premiums carried out 312868 41
10 Received for interest on bonds and mortgages 2890 00
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 207236 26
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 1
54959 profit on sale or maturity of ledger assets dur
the year over book values 5915709 total 60706 68
13 Received for calls for increase capital 500000 00
15 Aggregate amount of income actually received during
the year in cash 4083701 35
VEXPENDITURES DURING THE YEAR
1 Gross amount actually paid for losses
including 23351576 losses occurring
in previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 2128340 and all
amounts actually received for reinsur
ance in other companies 17450245
total deductions
Fire Risks
2553621 66
195785 85
3 Net amount paid during the year for losses 2357835 SI
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 600000 00
6 Paid for commissions or brokerage 603439 87
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 233382 25
8 Paid for State national and local taxes in this and other
States 76722 57
9 All other payments and expenditures viz Rents 27
42159 r advertising postage and stationery 4075766
legal expenses 149612 furniture and fixtures 1
78249 miscellaneous 12623323 total 197664 09
10 Amount written off ledger assets to profit and loss ac
count bonds 14572 49
Aggregate amount of actual expenditures during the
year in cash 4083617 08

160 COMPTROLLERGENERALS REPORT
Business in the State of Georgia during the year
Fire risks written 5179717 00
Premiums received gross 105261 24
Losses paid 58150 34
Losses incurred 66909 34
ROCHESTER GERMAN FIRE INSURANCE COMPANY OF ROCHESTER
NEW YORK
Hon Frederick Cook President H F Atwood Secretary
Principal Office corner Irving Place and Main St West
Louis Fox Atlanta Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stock
2 Amount paid up in cash
IIASSETS
200000 00
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 1
09550 interest accrued thereon 573359 total
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 333230 00
5 Value of buildings mortgaged insured
for 34440000 as collateral 409350 00
6 Total value of said mortgaged premises
carried inside 742580 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value
12 Cash in companys principal office 1338 60
13 Cash belonging to the company deposited
in bank GermanAmerican Bank Ro
chester N Y 18524120 Bank of
British North America San Francisco
Cal 1198535 total 197226 55
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
200000 00
376547 26
341003 35
6829 09
444790 00
198565 15
4774 99
143240 04
Total assets of the company actual cash market
vale 1515749 88COMPTROLLERGENERALS REPORT
161
IIILI ABILITIE S
1 Losses due and unpaid 24235 22
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 63358 71
3 Losses resisted including interest costs
and other expenses thereon 11410 88
4 Total gross amount of claims for losses 99004 81
5 Deduct reinsurance thereon 19271 35
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 80130566 un
earned premiums 50 per cent 400652 83
8 Gross premiums without any deduction
received or receivable upon all unex
pired fire risks running more than one
year from date of policy 80639084
unearned premiums pro rata 441537 57
79733 46
11 Total unearned premiums as computed above carried
out 842190 40
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions due agents 2243 26
20 Total amount of all liabilities except capital stock and
net surplus 924167 12
21 Joint stock actually paid up in cash 200000 00
23 Surplus beyond capital and all other liabilities 391582 76
24 Aggregate amount of all liabilities including capital
paid up and net surplus 1515749 88
IVINCOME DURING THE YEAR
Fire Risks
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 122615 89
3 Net collected 122615 89
4 Gross premiums on risks written and re
newed during the year 1654267 65
5 Total 1776883 54
6 Deduct premiums and bills in course of
collection at this date 143240 04
11 in

MNM
i

162
COMPTROLLERGENERALS REPORT
7 Entire premiums collected during the year 1633643 50
8 Deduct reinsurance and return premiums 546810 14
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 9
91682 profit and loss account local agency depart
ment 2000000 profit on sale ledger assets 18
11239 total
1086833 36
18992 13
31223 59
48029 21
15 Aggregate amount of income actually received during
the year in cash 1185073 29
VEXPENDITURES DURING THE YEAR
1 Gross amount actually paid for losses
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 373707 and all
amounts actually received for reinsur
ances in other companies 32435231
total deductions
Fire Risks
1175307 45
328089 38
3 Net amount paid during the year for losses 847218 07
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 20000 00
6 Paid for commissions or brokerage 287746 82
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 35074 33
8 Paid for State national and local taxes in this and other
States 29046 80
9 All other payments and expenditures 7375557 print
ing and stationery 868288 loss on sale of ledger
assets 229776 total 84736 21
Aggregate amount of actual expenditures during the
year in cash 1303822 23
Business in the State of Georgia during the year
Fire risks written 2529917 00
Premiums received gross 32877 02
Losses paid 21299 18
Losses incurred 21915 78COMPTROLLERGENERALS REPORT
163
U S BRANCH OP THE ROYAL FIRE INSURANCE COMPANY OF
LIVERPOOL ENGLAND
Principal Office 50 Wall Street New York City
Miltox Dargan Atlanta Attorney for Service in Georgia
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 2576900 63
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 320000 00
3 Interest accrued on all said bond and mortgage loans 2311 25
6 Total value of mortgaged premises in
sured for 24950000 as collateral
carried inside 506500 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 4206632 18
12 Cash in companys principal office 966 51
13 Cash belonging to the company deposited
in bank 415263 98
Cash in branch offices 6151 68
Total cash items 422382 17
15 Interest due and accrued on bonds not included in mar
ket value uncollected 46905 15
17 Cash in hands of agents and in course of transmission 936293 64
18 Bills receivable not matured taken for fire marine and
inland risks 2185 34
All other assets both real and personal viz Rents due
and accrued 1182261 due from other companies for
reinsurance on losses already paid 4852939 amount
receivable under perpetual policies 9937 other as
sets 2000 60471 37
Total assets of the company actual cash market
value 8574081 73
IIILI ABILI1IE S
1 Losses due and unpaid 50652 17
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 425165 18
3 Losses resisted including interest costs
and other expenses thereon 56258 00
4 Total gross amount of claims for losses 532075 35
5 Deduct reinsurance thereon 131896 33
6 Net amount of unpaid losses 400179 02IHHPBHHH

164
COMPTROLLERGENERALS REPORT
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 350396692
unearned premiums fifty per cent 1751983 46
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 523421725
unearned premiums pro rata 2781461 52
9 Excess of original premiums over amount
received for reinsurance 559926 un
earned premiums pro rata 893 69
11 Total unearned premiums as computed above carried
out 4534338 67
12 Net premiums reserve and all other liabilities except
capital under the life insurance or any other special
department 100583 35
12a Amount reclaimable by the insured on perpetual fire in
surance policies being 8595 per cent of the premiums
or deposit received 144994 85
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 64712 44
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions brokerage and other charges
due to agents and brokers on premiums paid and in
course of collection 11272879 return premiums
4696081 reinsurance 7314457 total 232834 17
20 Total amount of all liabilities except net surplus 5477642 48
23 Surplus beyond capital and all other liabilities 3096439 25
24 Aggregate amount of all liabilities including capital
paid up and net surplus
IVINCOME DURING THE YEAR
Fire Risks
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 900607 42
2 Deduct amount of same not collected 992 85
8574081 73

3 Net collected 899614 57
4 Gross premiums on risks written and re
newed during the year 7693343 43
5 Total 8592958 00
6 Deduct premiums and Dills m course of
collection at this date 954575 02COMPTROLLERGENERALS REPORT
165
7 Entire premiums collected during the
year 7638382 98
8 Deduct reinsurance and return premiums 2410324 34
9 Net cash actually received for premiums carried out 5228058 64
10 Received for interest on bonds and mortgages 11195 50
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 186049 10
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 77427 88
12a Deposit premiums less five per cent
received from perpetual fire risks car
ried inside 7064 44
14 Amount of remittances from home office
during the year 1089293 25
15 Aggregate amount of income actually received during
the year in cash 5502729 12
VEXPENDITUBES DURING THE YEAE
Fire Eisks
1 Gross amount actually paid for losses in
cluding 47450029 losses occurring in
previous years 4106029 84
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 3063725 and all
amounts actually received for reinsur
ances in other companies 70619243
total deductions 736829 68
3 Net amount paid during the year for losses 3369200 16
6 Paid for commissions or brokerage 917791 80
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 395633 02
8 Paid for State national and local taxes in this and other
States 162093 71
9 All other payments and expenditures viz Rents print
ing stationery traveling legal and all other expenses 348136 95
9a Amount of deposit premiums returned
during the year on perpetual fire risks
carried inside 60096 81
10 Amount sent to home office during the
year 1486179 18
Aggregate amount of actual expenditures during the
year in cash 5192855 64BB

166
COMPTROLLERGENERALS REPORT
Business in the State of Georgia during the year
Fire risks written 15437632 72
Premiums received gross 87464 71
Losses paid 41340 47
Losses incurred 39558 47
SCOTTISH UNION AND NATIONAL FIRE INSURANCE COMPANY
EDINBURGH SCOTLAND
James H Bkewster U S Manager
Principal Office 36 Pearl Street Hartford Conn
Edgar Dunlap Atlanta Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stock 30000000 00
2 Amount paid up in cask 1500000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 189830 65
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 776148 42
3 Interest due on all said bond and mortgage loans 8
90015 interest accrued thereon 267643 total 11576 58
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 674785 00
5 Value of buildings mortgaged insured
for 834500 as collateral 1099750 00
6 Total value of said mortgaged premises
carried inside 1774535 00
9 Total par and market value of stocks and bonds owned
absolutely by the company 3348860 25
11 Total amount loaned on stocks bonds and all other secu
rities except mortgages 2000 00
12 Cash in companys principal office 500 00
13 Cash belonging to the company deposited
in bank National Exchange Bank
Hartford Conn 17241229 Imperial
Bank of Canada Toronto Ont 32
92797 First National Bank Albu
querque N M 500000 San Miguel
National Bank Las Vegas N M 5
00000 Union Building and Loan CoCOMPTROLLERGENERALS REPORT
167
Cleveland Ohio 1000000 Lake Shore
Banking and Savings Co Cleveland
Ohio 500000 First National Bank
San Francisco Cal 370500 total
234045 26
Total cash items
234545 26
15 Interest due and accrued on stocks not included in mar
ket value uncollected 11991 91
16 Interest due and accrued on collateral loans and uncol
lected 5000
17 Cash in hands of agents and in course of transmission 442343 43
All other assets both real and personal viz Interest
due and accrued on securities not included above 431 23
Total assets of the company actual cash market
value 5017777 73
IIILIABILITIES
1 Losses adjusted not yet due
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
82819 67
192259 94
20704 92
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
295784 53
93657 48
Net amount of unpaid losses
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 153695825
unearned premiums fifty per cent
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 176102473
unearned premiums pro rata
768479 13
906896 93
11 Total unearned premiums as computed above carried
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Return premiums 4707472 reinsurance
6838084 commissions and other charges due or to
become due agents 6298276
total
202127 05
1675376 06
178438 32
20 Total amount of all liabilities except net surplus 2055941 43BPHHHHHHHriHHBHHkHH
168
COMPTROLLERGENERALS REPORT
21 Deposit capital 200000 00
23 Surplus beyond capital and all other liabilities 2961836 30
24 Aggregate amount of all liabilities including net sur
plus 5017777 73
IVINCOME DURING THE YEAB
Fire Risks
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 279631 17

3 Net collected 279631 17
4 Gross premiums on risks written and re
newed during the year 3369240 73
5 Total 3648871 90
6 Deduct premiums and bills in course of
collection at this date 274315 17
7 Entire premiums collected during the
year 3374556 73
8 Deduct reinsurance and return premiums 1414554 73
9 Net cash actually received for premiums carried out 1960002 00
10 Received for interest on bonds and mortgages 40558 46
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 123346 81
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 21777 84
15 Aggregate amount of income actually received during
the year in cash 2145685 11
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses in
cluding 26441444 losses occurring in
previous years 2158101 06
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 3683044 and all
amounts actually received for reinsur
ances in other companies 83259130
total deductions 869421 74
3 Net amount paid during the year for losses 1288679 32
6 Paid for commissions or brokerage 405831 31
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 97836 91COMPTROLLERGENERALS REPORT
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rents 10
81213 expenses on real estate 1619554 miscella
neous expenses 10874739 total
10 Amount sent to home offices during the year
Aggregate amount of actual expenditures during the
year in cash
Business in the State of Georgia during the year
Fire risks written 2
Premiums received gross
Losses paid
Losses incurred
169
58820 80
135755 06
1124 02
988047 42
093192 00
30865 62
7391 46
9544 60
SOUTHERN MUTUAL FIRE INSURANCE COMPANY OF ATHENS GA
Billots Phinizy President A E Gbiffith Secretary
Principal Office 102 and 104 College Avenue
This is a mutual company having no capital stock Its
assets at present market value amount to 1047517 67
IIASSETS
1 Market value of real estate owned hy the company less
the amount of incumbrances thereon 20000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 980240 00
13 Cash belonging to the company deposited in bank Geor
22058 86
gia National
15 Interest due and accrued on stocks not included in mar
ket value uncollected 18H 00
17 Cash in hands of agents and in course of transmission 6508 81
Total assets of the company actual cash market
1047517 67
valuev
IIILIABILITIES
2 Gross losses in process of adjustment or in suspense in
cluding all reported and supposed losses I077 b9
7 Gross premiums without any deduction received and re
ceivable upon all unexpired fire risks running one year
or less from date of policy 30115968 unearned pre
miums fifty per cent 150579P
P
immtsmmm mm

170
COMPTROLLERGENERALS REPORT
20 Total amount of all liabilities except capital stock scrip
and net surplus 151657 53
22 Scrip outstanding 118494 58
23 Surplus beyond capital and all other liabilities 777305 56
24 Aggregate amount of all liabilities including capital
paid up and net surplus 1047517 67
IVINCOME DURING THE YEAR
Fire Risks
7 Entire premiums collected during the
year 304320 09
8 Deduct reinsurance and return premiums 3160 41
9 Net cash actually received for premiums carried out 301159 68
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 41220 00
12 Income received from all other sources omitting in
crease if any in value of securities viz Profit and
loss 215 00
15 Aggregate amount of income actually received during
the year in cash
342594 68
VEXPENDITURES DURING THE YEAR
1 Gross amount actually paid for losses on fire risks in
cluding 880516 losses occurring in previous years 89418 76
5 Scrip or certificates of profits redeemed in cash and in
terest paid to scripholders 173606 52
6 Paid for commissions or brokerage 45172 77
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 15755 00
8 Paid for State national and local taxes in this and other
States 9J08 12
9 All other payments and expenditures viz Expense ac
count 2985 36
Aggregate amount of actual expenditures during the
year in cash 336646 53
Business in the State of Georgia during the year
Fire risks written 29448379 00
Premiums received gross 301159 68
Losses paid 89418 76
Losses incurred 81691 29COMPTROLLERGENERALS REPORT 171
SPRINGFIELD FIRE AND MARINE INSURANCE COMPANY OF
SPRINGFIELD MASS
A W Damon President W J Mackay Secretary
Principal Office 292 Main Street
C L Stoney Co Atlanta Attorneys for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 2000000 00
2 Amount paid up in cash 2000000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 421000 00
2 Loans on bond and mortgage duly recorded and being
first liens onthe fee simple 548424 00
3 Interest accrued on all said bond and mortgage loans 13868 10
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 380900 00
5Value of buildings mortgaged insured
for 70137500 as collateral 655600 00
6 Total value of said mortgaged premises
carried inside 1036500 00
9 Total par and market value of stocks and bonds owned
absolutely by the company 4370875 00
11 Total amount loaned on stocks bonds and all other secu
rities except mortgages 16100 00
12 Cash in companys principal office 2420 89
13 Cash belonging to the company deposited
in bank John Hancock National
Springfield 2908919 Agawam Na
tional 1543252 Third National
22230805 Third National special
department 20124109 total 468070 85
471 491 74
Total cash items
15 Interest due and accrued on stocks and bonds not includ
ed in market value uncollected 31967 10
16 Interest due and accrued on collateral loans and uncol
lGctcd
17 Cash in hands of agents and in course of transmission 716664 85
All other assets both real and personal viz Rents due
537 84
and accrued
Total assets of the company actual cash market
6590231 13
value
172
COMPTROLLERGENERALS REPORT
IIILI ABILITIE S
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
262588 03
24997 07
4 Total gross amount of claims for losses 287585 10
5 Deduct reinsurance thereon 46274 16
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 251163965
unearned premiums fifty per cent 1255819 82
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 259937358
unearned premiums pro rata 1374781 22
241310 94
11 Total unearned premiums as computed above carried
out 2630601 04
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commission on premiums in course of
lection 143332 97
20 Total amount of all liabilities except capital stock and
net surplus 3015244 95
21 Joint stock capital actually paid up in cash 2000000 00
23 Surplus beyond capital and all other liabilities 1574986 18
24 Aggregate amount of all liabilities including capital
paid up and net surplus 6590231 13
IVINCOME DURING THE YEAR
Fire Rsks
1 Gross premiums and bills in course of col
lection at close of last previous year
as shown by that years statement 635242 22
3 Net collected 635242 22
4 Gross premiums on risks written and re
newed during the year 4737951 30
5 Total 5373193 52
6 Deduct premiums and bills in course of
collection at this date 716664 85COMPTROLLERGENERALS REPORT
m
Entire premiums collected during the
year 4656528 67
Deduct reinsurance and return premiums 1237346 07
9 Net cash actually received for premiums carried out 3419182 60
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents
27772 66
183591 11
4668 43
15 Aggregate amount of income actually received during
lL year In cash 3635214 80
VEXPENDITURES DURING THE TEAR
Fire Risks
1 Gross amount actually paid for losses in
cluding 27942356 losses occurring in
previous years 2706899 95
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 924281 and all
amounts actually received for reinsur
ances in other companies 50906680
total deductions
518309 61
Net amount paid during the year for losses 2188590 34
Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
Paid for commissions or brokerage
Paid for salaries fees and other charges of officers
clerks agents and all other employees
Paid for State national and local taxes in this and other
200000 00
647994 10
States
All other payments and expenditures viz
incidental legal traveling and all other ex
158657 92
123504 80
Office and
agency
penses
322760 52
Aggregate amount of actual expenditures during the
year in cash
Business in the State of Georgia during the year
3641507 68
Fire risks written
Premiums received gross
Losses paid
Losses incurred
2254603 00
44052 16
14135 41
14756 98

174 COMPTROLLERGENERALS REPORT
ST PAUL FIRE AND MARINE INSURANCE COMPANY OP
ST PAUL MINN
C H Bigelow President A W Perry Secretary
Principal Office S W Corner Jackson and Third Streets
J L Riley Atlanta Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 371476 65
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 610402 13
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 434110 00
5 Value of buildings mortgaged insured
for 67930000 as collateral 884490 00
6 Total value of said mortgaged premises
carried inside 1318600 00
9 Total par and market value of stocks and bonds owned
absolutely by the company 2456997 30
11 Total amount loaned on stocks bonds and all other secu
rities except mortgages 19330 94
12 Cash in companys principal office 860 18
13 Cash belonging to the company deposited
in bank Merchants National Bank St
Paul 11235475 National German
American Bank St Paul 4897387
U S Mortgage Trust Co New York
7729312 Robarts Lubbach Co
London Eng 3386401 total 272485 75
Total cash items 273345 93
17 Cash in hands of agents and in course of transmission 261463 93
18 Bills receivable not matured taken for fire marine and
inland risks X4 222 73
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid 4657 60
Total assets of the company actual cash market
value 4011897 21COMPTROLLERGENERALS REPORT
175
IIILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
234854 13
18330 00
4 Total gross amount of claims for losses 253184 13
5 Deduct reinsurances thereon 19629 21
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 139861850 un
earned premiums 50 per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than
one year from date of policy 2549896
63 unearned premiums pro rata
9 Gross premiums without any deduction
including both cash and bills re
ceived and receivable upon all unex
pired inland navigation and marine
risks 13291832
669309 25
1418070 69
66459 16
11 Total unearned premiums as computed above carried
233554 92
out
2183839 10
20 Total amount of all liabilities except capital stock and
net surplus 2417394 02
21 Joint stock capital actually paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities 1093201 87
24 Aggregate amount of all liabilities including capital
paid up and net surplus 4010595 89
IVINCOME DURING THE YEAR
1 Gross premiums and bills
in course of collection at
close of last previous
year as shown by that
years statement 279055 54 17136 95
3 Net collected 279055 54
17136 95r
176
COMPTROLLERGENERALS REPORT
4 Gross premiums on risks
written and renewed
during the year
3537365 30 699934 89
5 Total 3816420 84 71707184
6 Deduct premiums and bills
in course of collection at
this date 266121 53 14222 73
7 Entire premiums collected
during the year 3550299 31 702849 11
8 Deduct reinsurance and re
turn premiums 721223 43 274847 56
9 Net cash actually received
for premiums carried
out 2829075 88 428001 55 3257077 45
10 Received for interest on bonds and mortgages 25544 67
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 114124 11
12 Income received from all other sources Rents 17005 56
15 Aggregate amount of income actually received during
the year in cash 3413751 77
VEXPENDITURES DURING THE YEAR
2
1 Gross amount actually
paid for losses includ
ing 32085877 losses oc
curring in previous
years
Deduct all amounts actu
ally received for sal
vages whether on losses
of the last or of previous
year 2865629 and all
amounts actually re
ceived for reinsurance in
other companies 427
38087 total deductions
1873433 36
587295 65
140947 29 315089 87
3 Net amount paid during
the year for losses 1732486 07 272205 78 2004691 85
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 50000 00
6 Paid for commissions or brokerage 734560 80
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 103766 84COMPTROLLERGENERALS REPORT
177
8 Paid for State national and local taxes in this and other
States 76887 68
9 All other payments and expenditures viz General oper
ating expenses 160953 03
Aggregate amount of actual expenditures during the
year in cash 3130860 20
Business in the State of Georgia during the year
Risks written 3481078 00 117034100 3651419 00
Premiums received gross 49896 94 4902 44 54799 38
Leases paid 12414 60 2912 49 15327 09
Losses incurred 12219 43 2912 49 15131 92
UNITED STATES BRANCH SUN INSURANCE OFFICE OF LONDON
ENGLAND
J J Guile Manager
Principal Office 54 Pine St New York City
A B Andrews Atlanta Attorney for Service in Georgia
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 261000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 50000 00
3 Interest accrued on all said bond and mortgage loans 375 00
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 40000 00
5 Value of buildings mortgaged insured
for 4000000 as collateral 47500 00
6 Total value of said mortgaged premises
carried inside 87500 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 2279307 75
12 Cash in companys principal office 394 39
13 Cash belonging to the company deposited
in bank Merchants National Bank
12242863 Bank of New York 112
07544 National Bank of Commerce
395118 Mercantile Trust Company
182877 Commercial National Bank
Chicago 2556833 total 265852 35
Total cash items 266246 74
12 in
mmmmgmmm
mmm
m
stE
T

L Pri2awft Z
178
COMPTROLLERGENERALS REPORT
15 Interest due and accrued on stocks and bonds not in
cluded in market value uncollected 26898 91
17 Cash in hands of agents and in course of transmission 310303 99
All other assets both real and personal viz Rents due
and accrued 1316 67
Total assets of the company actual cash market
value 3195449 06
IIILIABILITIES
1 Losses due and unpaid 43151 61
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 141105 00
3 Losses resisted including interest costs
and other expenses thereon 20177 43
4 Total gross amount of claims for losses 204434 04
5 Deduct reinsurance thereon 11955 99
6 Net amount of unpaid losses 192478 05
7 Gross premiums without any deduction
received and receivable upon all unex
pired Are risks running one year or less
from date of policy 161491036 un
earned premiums 50 per cent 807455 18
8 Gross premiums without any deduction
received and receivable upon all unex
pired Hre risks running more than one
year from date of policy 206337691
unearned premiums pro rata 1099146 85
11 Total unearned premiums as computed above carried
out
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Reinsurance
20 Total amount of all liability except net surplus
23 Surplus beyond capital and all other liabilities
1906602 03
5379
6405 13
2110865 09
1084583 97
24 Aggregate amount of all liabilities including capital
paid up and net surplus 3195449 06
IVINCOME DURING THE YEAR
7 Entire premiums collected during the
year 3030292 77
8 Deduct reinsurance and return premiums 700475 89
9 Net cash actually received for premiums carried out 2329816COMPTROLLERGENERALS REPORT
179
10 Received for interest on bonds and mortgages 2468 53
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 79440 77
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 11
51125 interest on bank deposits 471535 profit on
sale of bonds 767446 total 23901 06
14 Remittances from home office during the year 536854 86
15 Aggregate amount of income actually received during
the year in cash 2972482 10
VEXPENDITURES DURING THE YEAR
1 Gross amount actually paid for losses
including 20378928 losses occurring
in previous years 1816365 33
2 Deduct all amounts actually received for
salvages whether on losses of the
last or of previous years 1108296
and all amounts actually received for
reinsurance in other companies 98
51913 total deductions 109602 09
3 Net amount paid during the year for losses 1706763 24
6 Paid for commissions or brokerage 535722 51
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 114694 57
8 Paid for State national and local taxes in this and other
States 54556 69
9 All other payments and expenditures viz Rents 21
33600 general and agency expenses 9536333 post
age 1138320 advertising 846875 stationery and
printing 1135541 maps 662459 total 15453128
10 Amount sent to home office during the year 181410 49
Aggregate amount of actual expenditures during the
year in cash 2747678 78
Business in the State of Georgia during the year
Fire risks written 1528615 00
Premiums received gross 29856 76
Losses paid 8370 21
Losses incurred 9314 38180
COMPTROLLERGENERALS REPORT
SUN FIRE INSURANCE COMPANY OF NEW ORLEANS LA
Chables Janvieb President Febgus G Lee Secretary
Principal Office 308 Camp Street
Jno C Whitneb Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 35000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 1002770 00
12 Cash in companys principal office 269 26
13 Cash belonging to the company deposited
in bank 24858 62
Total cash items 25127 88
All other assets both real and personal viz Premiums
in course of collection 48029 06
Total assets of the company actual cash market
value 1110926 94
IIILIABILITIES
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 28479 00
3 Losses resisted including interest costs
and other expenses thereon 8816 00
4 Total gross amount of claims for losses 37295 00
5 Deduct reinsurance thereon 6607 00
6 Net amount of unpaid losses 30688 00
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 26819019 un
earned premiums 0 per cent 134095 09COMPTROLLERGENERALS REPORT
181
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 19430499
unearned premiums pro rata
107691 05
11 Total unearned premiums as computed above carried
out
16 Cash dividends to stockholders remaining unpaid
18 Amount of borrowed money
19 All other demands against the company absolute and
contingent due and to become due admitted and con
contested viz Due for reinsurance
241786 14
26190 00
18500 00
6605 36
20 Total amount of all liabilities except capital stock and
net surplus 323769 50
21 Joint stock capital actually paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities 287157 44
24 Aggregate amount of all liabilities including capital
paid up and net surplus 1110926 94
IVINCOME DURING THE YEAE
Marine and
Fire Risks Inland Risks
4 Gross premiums on risks
written and renewed
during the year 564122 98 34003 75
7 Entire premiums collected
during the year 564122 98 34003 75
8 Deduct reinsurance and re
turn premiums 218242 24 13998 47
9 Net cash actually received
for premiums carried
out 345880 74 20005 28 365886 02
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 39674 05
12 Income received from all other sources omitting in
crease if any in value of securities viz Profit and
loss account 54852 bills payable 9000000 total 90548 52
15 Aggregate amount of income actually received during
the year in cash 496108 59jmammmmmmBmm
182
COMPTROLLERGENERALS REPORT
EXPENDITURES DURING THE YEAR
1 Gross amount actually
paid for losses includ
ing 2864752 losses oc
curring in previous
years
2 Deduct all amounts actu
ally received for sal
vages whether on losses
of the last or of previous
year 153222 and all
amounts actually re
ceived for reinsurances
in other companies 76
61849 total deductions
Fire Risks
265842 53
Marine and
Inland Risks
16592 65
66745 61
11405 10
4
5
6
3 Net amount paid during
the year for losses 199096 92 5187 55 204284 47
Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 50
00000 49830 00
Bills payable 10850000 interest on bills payable 4
53712 profit and loss account 81134 113848 46
Paid for commissions or brokerage 59403 94
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 23489 92
8 Paid for State national and local taxes in this and other
States 9853 55
9 All other payments and expenditures viz Rent 2500
taxes on real estate 101500 taxes on assets 2
19725 various expenses 3769019 total 43402 44
Aggregate amount of actual expenditures during the
year in cash 504112 78
Business in the State of Georgia during the year
Fire risks written 1707081 00
Premiums received gross 50039 56
Losses paid 30718 02
Losses incurred 32078 02pjwjy
COMPTROLLERGENERALS REPORT 183
TRADERS FIRE INSURANCE COMPANY OF CHICAGO ILL
Thies J Lefens President S A Rothebmel Secretary
Principal Office 160 LaSalle Street
Jno T Rowland Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 25399 84
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 249966 07
3 Interest accrued on all said bond and mortgage loans 5902 85
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 668967 50
5 Value of buildings mortgaged insured
for 9165000 as collateral 212557 50
6 Total value of said mortgaged premises
carried inside 881525 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 2173070 90
12 Cash in companys principal office 2936 46
13 Cash belonging to the company deposited
in bank Corn Exchange National
Bank 171257 83
Total cash items 4194 29
15 Interest due and accrued on stocks not included in mar
ket value uncollected 4232 47
17 Cash in hands of agents and in course of transmission 210059 60
All other assets both real and personal viz Due to
this company on local agency account 27127 25
Total assets of the company actual cash market
value 2869953 87
IIILIABILITIES
1 Losses due and unpaid 23051 47
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 137116 22liiiilTliiiiiiiiiiiiiiiiiiiiiiiiiii

184 COMPTROLLERGENERALS REPORT
3 Losses resisted including interest costs
and other expenses thereon 4200 00
4 Total gross amount of claims for losses 164367 69
5 Deduct reinsurance thereon 32426 46
6 Net amount of unpaid losses 131941 23
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 107501066 un
earned premiums 50 per cent 537505 33
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 115774464
unearned premiums pro rata 637214 58
11 Total unearned premiums as computed above carried
out 1174719 91
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commission 371802 due from this
company on local agency account 1510989 total 18827 91
20 Total amount of all liabilities except capital stock and
net surplus 1325489 05
21 Joint stock capital actually paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities 1044464 82
24 Aggregate amount of all liabilities including capital
paid up and net surplus 2869953 87
IVINCOME DURING THE YEAR
Fire Risks
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 178587 97
3 Net collected 178587 97
4 Gross premiums on risks written and re
newed during the year 2215626 52
5 Total 2394214 49
6 Deduct premiums and bills in course of
collection at this date 212944 70
7 Entire premiums collected during the
year 2181269 79
8 Deduct reinsurance and return premiums 694012 53COMPTROLLERGENERALS REPORT
185
9 Net cash actually received for premiums carried out 1487257 26
10 Received for interest on bonds and mortgages 10743 80
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 94672 25
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 2330 00
15 Aggregate amount of income actually received during
the year in cash 1595003 31
VEXPENDITURES DURING THE TEAR
1 Gross amount actually paid for losses
including 12303270 losses occurring
in previous years
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1077048 and all
amounts actually received for reinsur
ances in other companies 14638049
total deductions
Fire Risks
1109970 33
157150 97
3 Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rent post
age printing supplies and miscellaneous expenses
6535642 items charged to profit and loss 76992
total
952819 36
50000 00
361382 45
92565 40
40682 64
66126 34
Aggregate amount of actual expenditures during the
year in cash W686W 19
Fire risks
Premiums received
Losses paid
Losses incurred
Business in the State of Georgia during the year
written 1806499 00
gross
30439 75
15503 90
17641 71
v yWu
186
COMPTROLLERGENERALS REPORT
UNION ASSURANCE SOCIETY OF LONDON ENGLAND
Hall Hinshaw United States Managers
Principal Office 35 Pine St New York City
C L Stoney Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock statutory deposit 305000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 200000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 1303450 00
12 Cash in companys principal office 269 36
13 Cash belonging to the company deposited
in bank National City Bank New
York 6212901 Title Guarantee and
Trust Company New York 200000
Canadian Bank of Commerce San
Francisco 2011450 total 84243 51
Total cash items 84 52 7
15 Interest due and accrued on stocks not included in mar
ket value uncollected 13 445 94
17 Agents balances for uncollected premiums 179940 32
All other assets both real and personal viz Victoria
Fire Insurance Co of New York 159664 Law
Union and Crown England 495 New York Fire In
surance Company New York 375 total 1605 34
Total assets of the company actual cash market
value 1782954 47
IIILIABILITIES
1 Losses due and unpaid 30575 71
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 118149 82
3 Losses resisted including interest costs
and other expenses thereon 23842 50
4 Total gross amount of claims for losses 172568 03
5 Deduct reinsurance thereon 38333 49
6 Net amount of unpaid losses 134234 54
COMPTROLLERGENERALS REPORT
187
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 91473134
unearned premiums fifty per cent 457365 68
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 55050440
unearned premiums pro rata 306960 38
11 Total unearned premiums as computed above carried
out
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Return premiums 77500 reinsurance
1039007 total
TM326 06
11165 07
20 Total amount of all liabilities except net surplus
23 Surplus beyond capital and all other liabilities
909725 67
873228 80
24 Aggregate amount of all liabilities including capital
paid up and net surplus 1782954 47
IVINCOME DURING THE YEAR
Fire Risks
4 Gross premiums on risks written and re
newed during the year 1776182 38
8 Deduct reinsurance and return premiums 633246 97
9 Net cash actually received for premiums carried out 1142935 41
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 16
37584 profit on sale bonds 59918 total
14 Amount of remittances from home office during the year
45043 62
16975 02
532200 00
15 Aggregate amount of income actually received during
the year in cash
VEXPENDITURES DURING THE TEAR
Fiie Bisks
1 Gross amount actually paid for losses in
cluding 8825000 losses occurring in
previous years 1137452 25
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 314042 and all
amounts actually received for reinsur
ances in other companies 17684852
total deductions 179988 94iiMH mx

mmmm
188
COMPTROLLERGENERALS REPORT
3 Net amount paid during the year for losses 957463 31
4 Real estate taxes and expenses 7375 84
5 Rent 5000 04
6 Paid for commissions or brokerage 285165 80
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 39423 61
8 Paid for State national and local taxes in this and other
States 27563 20
9 All other payments and expenditures viz Traveling
advertising printing and stationery maps boards pos
tage exchange expressage telegrams office expenses 45083 36
10 Amount sent to home office during the year 295863 90
Aggregate amount of actual expenditures during the
year in cash 1662939 06
Business in the State of Georgia during the year
Fire risks written 910764 00
Premiums received gross 8814 19
Losses paid 7172 00
Losses incurred 4620 74
WESTERN ASSURANCE COMPANY OF TORONTO CANADA
Geo A Cox President C C Foster Secretary
Principal Office 22 Wellington Street East
IIASSETS
2 Loans on bond and mortgage duly recorded and being
ing first liens on the fee simple
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value
12
13
Cash in companys principal office 145 33
Cash belonging to the company deposited
in bank Canadian Bank of Commerce
New York 6762102 Corn Exchange
National Bank Chicago 30459 total 67925 61
15000 00
1873843 09
Total cash items 68070 94
17 Cash in hands of agents and in course of transmission 447999 64
18 Bills receivable not matured taken for fire marine and
inland risks 20974 05
Total assets of the company actual cash market
value 2425887 7aCOMPTROLLERGENERALS REPORT
189
IIILIABILITIES
1 Losses due and unpaid
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
3 Losses resisted including interest costs
and other expenses thereon
15005 77
88587 11
6732 47
6 Net amount of unpaid losses 110325 35
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 169477185
unearned premiums fifty per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 110672946
unearned premiums pro rata
9 Gross premiums without any deduction
including both cash and bills re
ceived and receivable upon all unex
pired inland navigation and marine
risks 18294063 fifty per cent
10 Gross premiums without any deduction
received and receivable upon all unex
pired marine risks
847385 93
583348 70
91470 31
5166 92
11 Total unearned premiums as computed above carried
out
19 All other demands against the company absolute and
contingest due and to become due admitted and con
tested viz Commissions
1527371 86
65391 26
20 Total amount of all liabilities except net surplus 1703088 47
23 Surplus beyond capital and all other liabilities 722799 25
24 Aggregate amount of all liabilities including capital
paid up and net surplus 2425887 72
IVINCOME DURING THE YEAB
1 Gross premiums and bills
in course of collection at
close of last previous
year as shown by that
years statement
Fire Risks
Marine and
Inland Risks
428400 67 94868 95

w
190
COMPTROLLERGENERALS REPORT
3 Net collected 428400 67 94868 95
4 Gross premiums on risks
written and renewed
during the year 2981233 74 532892 59
5 Total 3409634 41 627761 54
6 Deduct premiums and bills
in course of collection at
this date 383920 28 85053 41
7 Entire premiums collected
during the year 3025714 13 542708 13
8 Deduct reinsurance and re
turn premiums 804430 37 70554 48
9 Net cash actually received
for premiums carried
out 2221283 76 472153 65 2693437 41
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 65726 50
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 9409 19
14 Amount of remittances from home office
during the year 100044 50
15 Aggregate amount of income actually received during the
year in cash 2768573 10
VEXPENDITUBES DURING THE YEAR
Fire Risks
Gross amount actually
paid for losses includ
ing 13593223 losses oc
curring in previous
years 1747594 27
Deduct all amounts actual
ly received for salvages
whether on losses of
the last or of previous
year and all amounts
actually received for re
insurances in other com
nanies 121602 13
Marine and
Inland Risks
378670 32
42129 41
3 Net amount paid during
the year for losses 1625992 14 336540 91 1962533 05
6 Paid for commissions or brokerage 532484 18
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 92565 97COMPTROLLERGENERALS REPORT
191
8 Paid for State national and local taxes in this and other
States 71241 25
9 All other payments and expenditures 191435 28
Aggregate amount of actual expenditures during the
year in cash2850259 73
Business in the State of Georgia during the year
Marine and
Fire Inland Aggregate
Risks written3097960 00 666624 00 3764584 00
Premiums received gross 35320 61 3207 42 38528 03
Losses paid 15072 90 15072 90
Losses incurred 17182 88 17182 88
WESTCHESTER FIRE INSURANCE COMPANY OP NEW YORK N Y
George R Crawford President Morell O Brown Secretary
Principal Office 100 William Street
J L Riley Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock
2 Amount paid up in cash
IIASSETS
300000 00
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 1521
90 interest accrued thereon 168510 total
Value of lands mortgaged exclusive of
buildings and perishable improvements 312750 00
Value of buildings mortgaged insured
for 31660000 as collateral 346450 00
4
5
300000 00
56976 17
323200 00
3207 00
6 Total value of said mortgaged premises
carried inside 659200 00
9 Total par and market value of stocks and bonds owned
absolutely by the company 2851650 00
12 Cash in companys principal office 2435 29
13 Cash belonging to the company deposited
in bank Chatham National Bank
New York 7664636 Union Trust Co
New York 2088060 total 97326 96
Total cash items
99962 25Hbh
HWip
192
COMPTROLLERGENERALS REPORT
15 Interest due and accrued on stocks not included in mar
ket value uncollected 21375 00
17 Cash in hands of agents and in course of transmission 280101 02
Total assets of the company actual cash market
value 3636471 44
IIILIABILITIES
1 Losses due and unpaid 1037040 not
yet due 3278673 43157 13
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 127657 41
3 Losses resisted including interest costs
and other expenses thereon 4800 00
4 Total gross amount of claims for losses 175614 54
5 Deduct reinsurance thereon 22265 14
6 Net amount of unpaid losses 153349 40
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 140759628
unearned premiums fifty per cent 703798 14
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 205325316
unearned premiums pro rata 1042235 63
11 Total unearned premiums as computed above carried
out 1746033 77
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Return premiums 20940 reinsurance
premiums 1526050 office furniture 1470000 sal
aries and commissions 1403424 total 44204 14
20 Total amount of all liabilities except capital stock and
net surplus 1943587 31
21 Joint stock capital actually paid up in cash 300000 00
23 Surplus beyond capital and all other liabilities 1392884 13
24 Aggregate amount of all liabilities including capital
paid up and net surplus 3636471 44COMPTROLLERGENERALS REPORT
193
IVINCOME DURING THE YEAB
Fire Risks
7 Entire premiums written during the year 2711390 58
8 Deduct reinsurance and return premiums 683350 06
9 Net cash actually received for premiums carried out 2028040 52
10 Received for interest on bonds and mortgages 19527 91
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 98280 73
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 1
93272 and other interest 270192 total 4634 64
13 Profit on sale of securities and real estate 60726 84
15 Aggregate amount of income actually received during the
year in cash 2211210 64
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses in
cluding 15679520 losses occurring in
previous years 1527538 96
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 515150 and all
amounts actually received for reinsur
ances in other companies 22630147
total deductions 231452 97
3 Net amount paid during the year for losses 129608599
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 60000 00
6 Paid for commissions or brokerage 412389 40
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 129596 54
8 Paid for State national and local taxes in this and other
States 55078 31
9 All other payments and expenditures viz Postage tele
grams expressage advertising printing and station
ery fire patrols maps general agency traveling and
incidentals 238453 33
10 Agents balances charged to profit and loss 19600 05
Aggregate amount of actual expenditures during the
year in cash 2211203 62
Business in the State of Georgia during the year
Fire risks written 2208515 00
Premiums received gross 38768 39
Losses paid 29069 07
Losses incurred 23747 76
13 inmmmmMKmmmm
S M is a
194
COMPTROLLERGENERALS REPORT
WILLIAMSBURG CITY FIRE INSURANCE COMPANY OF BROOKLYN
NEW YORK
Marshall S Dkiggs President Fbedeeick H Way Secretary
Principal Office 13 Broadway Brooklyn N Y
Wm R Hoyt Atlanta Attorney for Service in Georgia
icapital
1 Whole amount of capital stock
2 Amount paid up in cash
250000 00
250000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 672929 76
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 237100 00
3 Interest due on all said bond and mortgage loans 461
25 interest accrued thereon 96145 total 1422 70
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 203250 00
5 Value of buildings mortgaged insured
for 19950000 as collateral 196500 00
6 Total value of said mortgaged premises
carried inside 399750 00
9 Total par and market value of stocks and bonds owned
absolutely by the company 1315045 00
11 Total amount loaned on stocks bonds and all other secu
rities except mortgages 35250 00
12 Cash in companys principal office 2347 95
13 Cash belonging to the company deposited
in bank First National Bank of
Brooklyn 2423537 Mechanics Na
tional Bank of Brooklyn 9217926
Chatham National Bank New York
297591 Broadway Trust Co New
York 4000000 Williamsburgh Trust
Co 115033 total 160540 87
Total cash items 162888 82
15 Interest due and accrued on stocks not included in mar
ket value uncollected 5135 00
16 Interest due and accrued on collateral loans and uncol
lected 291S 87COMPTROLLERGENERALS REPORT
195
17 Cash in hands of agents and in course of transmission 179688 94
All other assets both real and personal viz Rents due
and accrued 6857 28
Total assets of the company actual cash market
value 2619236 37
IIILIABILITIES
1 Losses due and unpaid 18527 91
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses 78015 71
3 Losses resisted including interest costs
and other expenses thereon 9650 00
4 Total gross amount of claims for losses 106193 62
5 Deduct reinsurance thereon 14723 70
6 Net amount of unpaid losses
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or
less from date of policy 75137040
unearned premiums 50 per cent
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 1105460977
unearned premiums pro rata
91469 92
375685 20
560979 29
11 Total unearned premiums as computed above carried
out
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Taxes 670873 due for commissions
3278711 due for reinsurance 497276 total
936664 49
44468 60
20 Total amount of all liabilities except capital stock and
net surplus 1072603 01
21 Joint stock capital actually paid up in cash 250000 00
23 Surplus beyond capital and all other liabilities 1296633 36
24 Aggregate amount of all liabilities including capital
paid up and net surplus 2619236 37
IVINCOME DUBING THE YEAB
Fire Risks
1 Gross premiums and bills in course of
collection at close of last previous year
as shown by that years statement 168452 23
2 Deduct amount of same not collected 13476 17MHHHi

iiitj
II I HBBM
19g COMPTROLLERGENERALS REPORT
3 Net collected 154976 06
4 Gross premiums on risks written and re
newed during the year 1445950 05
5 Total 1600926 11
6 Deduct premiums and bills in course of
collection at this date 180384 12
7 Entire premiums collected during the
year 1420541 99
8 Deduct reinsurance and return premiums 284185 78
9 Net cash actually received for premiums carried out 1136356 21
10 received for interest on bonds and mortgages 12199 17
11 Received for interests and dividends on stocks and
bonds collateral loans and from all other sources 46663 72
12 Income received from all other sources 38278 44
15 Aggregate amount of income actually received during
the year in cash 1233497 54
VEXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses
including 7986147 losses occurring
in previous years 774456 05
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 132518 and all
amounts actually received for reinsur
ances in other companies 7804011
total deductions 79365 29
3 Net amount paid during the year for losses 695090 76
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 75000 00
6 Paid for commissions or brokerage 272618 34
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 92854 91
8 Paid for State national and local taxes in this and other
States 30701 81
9 All other payments and expenditures 72275 26
Aggregate amount of actual expenditures during the
year in cash 1238541 08
Business in the State of Georgia during the year
Fire risks written 1661622 00
Premiums received gross 23888 00
Losses paid 8604 20
Losses incurred 7953 23COMPTROLLERGENERALS REPORT
197
ATLANTA INDUSTRIAL LIFE INSURANCE COMPANY
J N McEachern President I M Sheffield Secretary
Principal Office Atlanta Georgia
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 100000 00
Increase capital during 1905 20000 00
Extended at l2000 00
IVASSETS AS PEE LEDGER ACCOUNT
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 115495 83
7 Cash in companys office 4504 17
13 Total net or ledger assets 120000 00
JETNA LIFE INSURANCE COMPANY OF HARTFORD CONN
M G Bulkeley President J L English Secretary
Home Office 650 Main Street Hartford Conn
W E Hawkins Atlanta Attorney for Service in Georgia
Icapital stock
1 Amount of capital stock
paid up in cash 2000000 00
Amount of ledger assets as per bal
ance December 311903 64711836 13
Extended at64711836 13
IIINCOME
As shown by the books at home office at close of business Dec 31 1904
1 First years premiums on original policies
without deduction for commissions or
other expenses 1198925 31
2 Surrender values applied to pay first
years premiums 5065 42
3 Total first years premiums on original
policies 1203990 73
4 Dividends applied to purchase paidup
additions and annuities 11076 72198
COMPTROLLERGENERALS REPORT
5 Surrender values applied to purchase
paidup insurance and annuities 280699 49
7 Consideration for supplementary con
tracts involving life contingencies 10000 00
8 Total new premiums life business 1505766 94
9 Renewal premiums in addition to items
10 and 11 without deduction for com
missions or other expenses less 7
96665 for reinsurance on renewals 7463580 10
10 Dividends applied to pay renewal premi
ums 500520 36
11 Surrender values applied to pay renewal
premiums 570 44
13 Total renewal premiums life business 7964670 90
14 Total premium income life business 9470437 84
15 Consideration for supplementary contracts not involv
ing life contingencies 25771 52
18 Interest on mortgage loans 1607528 18
19 Interest on collateral loans 61029 17
20 Interest on bonds and dividends on stocks 1040448 60
21 Interest on premium notes policy loans
or liens 240123 14
22 Interest on other debts due the company
and on deposits in banks 68406 01
23 Discount on claims paid in advance 1611 32
24 Rent from companys property including
2300000 for companys own occupancy 41950 27
25 Total interest and rents 3061096 69
26 Profit on sale or maturity of ledger assets 1520 32
Profit and loss 16 98
Premium income accident health and liability business 3372713 41
28 Total income 15931556 76
IIIDISBUBSEMENTS
As shown by the books at home office at close of business Dec 31 1904
1 For death claims less 111832 reinsur
ance 2890372 30
2 For matured endowments 1528085 00
3 Net amount paid for losses and matured
endowments 4418457 30
4 For annuities involving life contingencies 1276 79
6 Surrender values paid in cash 258587 42COMPTROLLERGENERALS REPORT
199
7 Surrender values applied to pay new pre
miums 506542 to pay renewal pre
miums 57044 5635 86
8 Surrender values applied to purchase
paidup insurance and annuities 280699 49
9 Dividends paid to policyholders in cash 212426 84
10 Dividends applied to pay renewal premi
ums 500520 36
11 Dividends applied to purchase paidup ad
ditions and annuities 11076 72
12 Total paid policyholders 5688680 78
13 Paid for claims on supplementary contracts not involv
ing life contingencies 7937 52
14 Paid stockholders for interest or dividends 200000 00
15 Commissions and bonuses to agents less commissions on
reinsurance first years premiums 65899662 re
newal premiums 43848164 1097478 26
17 Salaries and allowances for agencies including man
agers agents and clerks 50038 24
18 Agency supervision traveling and all other agency ex
penses 20021 33
19 Medical examiners fees 9034400 inspection of risks
1933279 109676 79
20 Salaries and all other compensation of officers and home
office employees 207971 30
21 Rent including 2300000 for companys own occupancy 54811 88
22 Advertising 1773945 printing and stationery 28059
91 postage 4125574 87055 10
Legal expenses 18873 44
Furniture fixtures and safes 15352 65
Insurance taxes licenses and department fees 346458 39
Taxes on real estate 8479 65
27 Repairs and expenses other than taxes on real estate 32241 17
29 All other disbursements Exchange 196198 supplies
4617651 express 677078 telegraph 400085 in
cidentals 142731 60337 43
23
24
25
26
Total disbursementslife business
Total disbursementsaccident health and liability busi
ness
8005413 93
2753442 03
30 Total disbursements 10758855 96
IVLEDGER ASSETS
1 Book value of real estate 633164 74
2 Mortgage loans on real estate 32686317 72
3 Loans secured by pledge of bonds stocks or other collat
teral 1051394 62i
wa
s i m

200
COMPTROLLERGENERALS REPORT
4 Loans made to policyholders on this companys policies
assigned as collateral 3553880 50
5 Premium notes on policies in force of which 649202 is
k for first years premiums 337623 58
6 Book value bonds excluding interest 1951175009
stocks 497863681 24490386 90
7 Deposited in trust companies and banks on interest 3538958 62
8 Cash in companys office 5510728 deposited in banks
not on interest 348255740 3537664 68
9 Bills receivable 3207116 agents balances 2307441 55145 57
10 Total ledger assets 69884536 93
NONLEDGER ASSETS
11 Interest due 7022246 and accrued
35342418 on mortgages 423646 64
12 Interest due 941000 and accrued 134
09005 on bonds and stocks 143500 05
13 Interest due 187327 and accrued 2
19077 on collateral loans 4064 04
14 Interest due on premium notes policy
notes policy loans or liens 245181 36
15 Interest due and accrued on other assets 203 06
16 Rents due 8333 and accrued 205417
on companys property or lease 2137 50
17 Total interest and rents due and accrued 818732 65
19 Market value not including interest in item 12 of
bonds and stocks over book value 2374539 62
21 Gross premiums due and New Business Renewals
unreported on policies in
force December 31 1904 10122 19 439117 21
22 Gross deferred premiums
on policies in force De
cember 31 1904 45229 10 348172 35
23 Totals
24 Deduct loading 20 per cent
55351 29 787289 56
11070 26 157457 91
25 Net amount of uncollected
and deferred premiums 44281 03 629831 65 674112 68
27 Gross assets 73751921 88
DEDUCT ASSETS NOT ADMITTED
30 Agents debit balances 23074 41
32 Bills receivable 32071 16COMPTROLLERGENERALS REPORT
201
33 Premium notes or loans on policies and
net premiums in item 25 in excess of
the net value of their policies 597 50
35 Total 55743 07
36 Total admitted assets 73696178 81
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 as computed by the com
pany with four per cent interest on
old business and on three and onehalf
per cent basis on business issued since
January 1 1901 61834435 00
Same for annuities including those in
reduction of premiums instalment
contracts with life contingency 24348 00
Total 61858783 00
Deduct net value of risks of this com
pany reinsured in other solvent com
panies 40969 00
Net reserve 61817814 00
2 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company 82752 00
3 Liability on policies cancelled and not included in item
1 upon which a surrender value may be demanded 8366 00
5 Claims for death losses in process of ad
justment or adjusted and not due 74099 00
6 Claims for death losses which have been
reported and no proofs received 62645 00
7 Claims for matured endowments due and
unpaid 58151 00
8 Claims for death losses and other policy
claims resisted by the company 27500 00
10 Total policy claims 222395 00
12 Premiums paid in advance including surrender value
so applied 39403 72
13 Commissions due to agents on premium notes when paid 1323 13
15 Salaries rents office expenses taxes bills accounts bo
nuses commissions medical and legal fees due or ac
crued 10000 00
19 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 85333 93i

3l
202 COMPTROLLERGENERALS REPORT
20 Dividends apportioned payable to policyholders during
1905 346740 91
21 Dividends apportioned payable to policyholders subse
quent to 1905 1906 13210522 1907 10445141
1908 7150402 1909 5787441 1910 61647 366551 53
Other liabilities Special reserve in addition to reserve
above given 2194786 00
Total liabilitieslife business 65175466 22
Total liabilitiesaccident health and liability busi
ness 1965071 94
23 Capital stock 2000000 00
24 Unassigned funds surplus 4555640 65
25 Total liabilities 73696178 81
Business in Georgia during 190
No Amount
Policies on the lives of citizens of said State in
force December 31 1903 2161 4305100 00
Policies on the lives of citizens of said State issued
increased and revived during the year 496 802701 00
Total 2657 5107801 00
Deduct ceased to be in force and decreased during
the year 209 409565 00
Policies in force December 31 1904 2448 4698236 00
Losses and claims unpaid December 31 1903 3 2210 00
Losses and claims incurred during the year 29 71202 00
Total 32 73412 00
Losses and claims settled during the year in cash
7237747 by compromise 753i 30 72388 00
Losses and claims unpaid December 31 1904 2 1027 00
Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commis
sions or other expenses 152030 77
CITIZENS LIFE INSURANCE COMPANY OF LOUISVILLE KY
Chables B Norton President C B Nordeman Secretary
Principal Office Union National Bank Bldg Louisville Ky
H H Cabaniss Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock paid up in cash 100000 00
Extended at 100000 00a
COMPTROLLERGENERALS REPORT
203
152411 71
IIINCOME DURING YEAB 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 24957 44
7 Total premium income 24957 44
8 Cash received for interest on mortgage
lpans 67 26
19 Prom all other sources viz Surplus from
stockholders 2500000 cash received
with applications policies not yet
issued 238701 27387 01
Total income 52411 71
Total
IIIDISBURSEMENTS DURING YEAR 1904
17 Cash paid for commissions and bonuses
to agents less commission on reinsur
ance new policies 13947 91
18 Agency supervision traveling and all
other agents expenses 706 57
19 Cash paid for medical examiners fees
84000 inspection of risks 3400 874 00
20 Cash paid for salaries and all other com
pensation of officers and other home
office employees 1030 90
23 Cash paid for insurance department fees
and agents licenses 45 80
24 Cash paid for rent including 10417 com
panys occupancy less 2000 received
under sublease 84 17
26 Cash paid for furniture fixtures and
safes for home and agency offices 1250 44
27 Cash paid for advertising 5000 print
ing 29488 postage 9494 439 82
29 Cash paid for the following items viz
Organization expenses reported Novem
ber 16 1904 3618 07
General expenses traveling telegrams
printing acturial and insurance depart
ment fees 1245 20
30 Total disbursements 23242 88
IVASSETS AS PER LEDGER ACCOUNT
2 Loans on mortgage first liens on real
estate 15750 00
3 Loans secured by pledge of bonds stocks
or other marketable collaterals 30725 00ummmmmamammaaasaaBmmmmmnmmmmm

H lk

204 COMPTROLLERGENERALS REPORT
5 Premium notes loans or liens on policies
in force of which 75280 was received
during the year 752 80
6 Cost value of bonds and stocks owned ex
cluding accrued interest at time of pur
chase 66505 63
7 Cash in companys office 1028 30
8 Cash deposited in banks 12783 67
9 Bills receivable 1000 00
10 Agents ledger balances advanced during
the year 623 43
M Total net or ledger assets 12916S 83
OTHER ASSETS
14 Interest due and accrued on mortgages 53 89
15 Interest due and accrued on bonds and
stocks 86 66
16 Interest due and accrued on collateral
loans 525 06
Total carried out 665 61
21 Market value of bonds and stocks over cost 381 c7
23 Gross premiums due and unreported on New Business
policies in force December 31 1904 4807 33
24 Gross deferred premiums on policies in
force December 31 1904 685 00
Totals 5492 33
25 Deducting loading 1088 55
26 Net amount of uncollected and deferred premiums 4403 78
28 Total assets as per books of the company 134620 09
ITEMS NOT ADMITTED
5 Agents balances 623 43
7 Bills receivable 1000 00
8 Book value of ledger assets over market
value 381 87
Total 2005 30
9 Total assets less items not admitted 132614 79
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to
the actuaries table of mortality with
four per cent interest 9255 00
COMPTROLLERGENERALS REPORT
205
Deduct net value of risks of this com
pany reinsured in other solvent com
panies 977 00
Net reinsurance reserve 8278 00
16 Amount of any other liability of the company viz Pre
miums paid in advance 238701 commissions due
agents on premium notes when paid 40411 2791 12
Capital stock 100000 00
17 Liabilities on policyholders account 111069 12
18 Gross surplus on policyholders account 21545 67
19 Total liabilities 132614 79
THE COLUMBIAN NATIONAL INSURANCE CO OF BOSTON MASS
Percy Parker President Frank J Wills Secretary
Principal Office 180 Federal St Boston Mass
ICAPITAL STOCK
Amount of capital paid up
in cash 200000 00
Amount of net or ledger assets Decem
ber 31 of previous year 475747 57
Extended at
jjINCOME DURING THE YEAR
475747 57
1 Cash received for premiums on new poli
cies without any deductions for com
missions or other expenses
Cash received for renewal premiums
without deduction for commissions or
other expenses
VA
594827 00
177868 53
Total
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company
772695 53
1202 18
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
Cash received for interest on collateral loans
10 Cash received for interest on premium notes loans or
liens
771493 35
3090 25
10630 78
785 75
25 00HRM i
206
COMPTROLLERGENERALS REPORT
11 Cash received for interest on other debts due the com
pany general deposits 5982 94
12 Cash received as discount on claims paid in advance 3386 05
19 From ah other sources viz American Agency Company
payment on account of contract 38640 36
Total income 934007 48
IIIDISBURSEMENTS
1 Cash paid for death claims including re
visionary additions 80347 00
7 Total net amount actually paid for losses
and matured endowments 80347 00
10 Cash dividends paid policyholders 21 50
13 Surrender values paid in cash 32 32
Total paid policyholders 80400 82
17 Cash paid for commissions and bonuses
to agents less commission on reinsur
ance new policies 155716 45
18 Cash paid for salaries and allowances to
managers and agents 68529 32
19 Cash paid for medical examiners fees
1116021 inspection of risks 20
42450 31584 71
20 Cash paid for salaries and all other com
pensation of officers and other home
office employees 56627 95
21 Cash paid for taxes 6195 10
23 Cash paid for insurance department fees
and agents licenses 2900 34
24 Cash paid for rent 18445 56
25 Cash paid for agency supervision travel
ing and all other agency expenses 1920 00
26 Cash paid for furniture fixtures and
safes for home and agency offices 8477 28
27 Cash paid for advertising 356050 print
ing and stationery 1658400 postage
209243 12236 93
28 Cash paid for legal expenses 517 36
29 Cash paid for the following items viz
Supplies 248494 telephone and tele
graph 202081 light 25563 gen
eral expense 1133037 interest on
bonds 195014 freight and express
38221 total IS424 10
Total 381575 10
30 Total disbursements 461975 92COMPTROLLERGENERALS REPORT
207
IVASSETS AS PEE LEDGER ACCOUNT
11
12
13
14
15
16
17
18
Loans on mortgage on real estate other
than first liens
Loans secured by pledge of bonds stocks
or other marketable collaterals
Premium notes loans or liens on policies
in force
Cost value of bonds and stocks owned
excluding accrued interest at time of
purchase
Cash deposited in banks
87500 00
72399 34
500 00
482247 88
305131 91
Total net or ledger assets 947779 13
Deduct depreciation from cost of assets
to bring same to market value 7014 13
Total net or ledger assets less depreciation
OTHER ASSETS
Interest accrued on mortgages 845 33
Interest accrued on bonds and stocks 3811 70
Interest accrued on collateral loans 1142 86
Interest accrued on premium notes loans
or liens 14 79
Interest accrued on other assets 492 57
23
24
25
26
Total carried out
Gross premiums due and New Business
unreported on policies in
force December 31 1904 100099 25
Gross deferred premiums
on policies in force De
cember 31 1904 31751 79
Renewals
15432 76
18708 49
Totals
Deducting loading
131851 04
30984 99
34141 25
8023 19
Net amount of uncollected
and deferred premiums 100866 05
940765 00
6307 25
26118 06 126984 11
28 Total assets as per the books of the company 1074056 36
ITEMS NOT ADMITTED
Net premiums in item 26 in excess of the net value of
their policies
4970 18
9 Total assets less items not admitted 1069086 18208
COMPTROLLERGENERALS REPORT
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to the
American Ex table of mortality with
Zy2 per cent interest by actuary of
Massachusetts department
Deduct net value of risks of this company
reinsured in other solvent companies
619123 00
167 00
Net reinsurance reserve 618956 00
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 1283 00
6 Claims for death losses and other policy
claims resisted by the company 1428 80
Total policy claims 2711 80
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 44 23
11 Reinsurance premiums due since paid 139 50
13 Amount due on account of salaries rents and office ex
penses 3974 92
16 Amount of any other liability of the company viz Pre
miums paid in advance and allowance for short term 4333 93
17 Liability on policyholders account 630160 38
18 Gross surplus on policyholders account 438925 80
19 Total liabilities 1069086 18
COLUMBIA LIFE INSURANCE COMPANY CINCINNATI OHIO
Felix G Cboss President Herman Bbockman Secretary
Principal Office Rawson Building Cincinnati Ohio
William S Richardson Atlanta Attorney for Service in Georgia
ICAIITAL STOCK
1 Amount of capital stock
paid up in cash 105000 00
Amount of net or ledger assets December
31 of preyious year 119178 86
Increase of capital during 1904 5000 00
Extended at 124178 86COMPTROLLERGENERALS REPORT
209
IIINCOME DUBING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
missions or other expenses 10841 35
1 Cash received for renewal premiums
without deductions for commissions or
other expenses If523 20
3 From dividends applied to pay running
premiums see item 11 disbursements 635 05
414 From surrender values applied to pur
chase paidup insurance and annuities
see item 15 disbursements 979 00
Total 28978 60
Deduct amount of premiums paid to other
companies for reinsurance on policies
in this compumy new business 15933
renewals f5275 212 08
7 Total premium income 28766 52
9 Cash received for interest on bonds owned and divi
dends on stock 4006 68
10 Cash received for interest on premium notes loans or
liens 78 61
15 Ledger assets other than premiums received from other
companies for assuming or reinsuring their risks 70960 29
19 From all other sources viz Premium on stock 1250
premiums in settlement with Interstate Life Insurance
Company 18003 donation 40500 agents ad
vances paid from 1903 26539 premium notes paid
from 1903 252 42447 42
Total income
14G259 52
IIIDTSBUBSEMENTS DURING YEAE 1904
1 Cash paid for death claims including re
visionary additions 6068 00
5 Cash paid for sums falling due during
the year on installment policies 250 00
7 Total net amount actually paid for losses and matured
endowments 6318 00
11 Cash dividends applied to pay running premiums see
item 3 income 635 05
13 Surrender values paid in cash 403 00
15 Surrender values applied to purchase paidup insurance
and annuities see item 4 income 979 00
Total paid policyholders 8335 05
l inmmuuamms

jmm
210
COMPTROLLERGENERALS REPORT
19
20
17 Cash paid for commissions and bonuses to agents less
commission on reinurance new policies 672722
renewals 136599
18 Cash paid for salaries and allowances to managers and
agents
Cash paid for medical examiners fees 89800 inspec
tion of risks 1900
Cash paid for salaries and all other compensation of of
ficers and other home office employees
23 Cash paid for insurance department fees and agents
licenses
24 Cash paid for rent
26 Cash for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 24030 printing 215112
28 Cash paid for legal expenses
29 Cash paid for the following items viz Postage 10298
agency supervision etc 152614 interest and dis
count 53240 reinsurance of Interstate Life Insur
ance Co 4056687 expenses of suboffices 45410
expense account 242375 interest charged off on
bond purchase 92618 profit and loss 3802
Total miscellaneous expenses 72980 15
8093 21
3324 72
917 00
8506 69
16 G2
2063 13
927 44
2391 42
169 48
46570 44
30
Total disbursements
81315 20
IVASSETS AS PER LEDGER ACCOUNTS
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 1042 26
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 101332 45
7 Cash in companys office 1562 50
8 Cash deposited in banks 52739 15
9 Bills receivable 1671 28
10 Agents ledger balances of which 468527 was advanced
during the year 5519 63
Reserve fund received from Interstate Life Insurance
Co 2524941 Columbia Savings Bank 650 25255 91
11 Total net or ledger assets
189123 18
OTHER ASSETS
15 Interest accrued on bonds and stocks 633 33
17 Interest accrued on premium notes loans
or liens 23 40
Total carried out 656 73
21 Market value of bonds over par value computed on the
basis of 3 per cent used in the companys valuations 3987 05COMPTROLLERGENERALS REPORT
New Business Renewals
23 Gross premiums due and
unreported on policies in
force December 31 1904 18957 49 7017 64
24 Gross deferred premiums
on policies in force De
cember 31 1904 2428 40 3846 07
Totals 21385 89 10863 71
25 Deducting loading 60 per
cent on new and 22
per cent on renewals 12831 53 2390 01
26 Net amount of uncollected
and deferred premiums 8554 36 8473 70
27 Furniture fixtures and safes
28 Total assets as per the books of the company
ITEMS NOT ADMITTED
2 Furniture fixtures and safes 1783 16
5 Agents balances 5519 63
6 Loans on personal security endorsed or
not 6 50
7 Bills receivable 1671 28
Total
9 Total assets less items not admitted
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to the
actuaries table of mortality with four
per cent interest in part the rest on
American table at ZY2 per cent 89659 00
Deduct net value of risks of this company
reinsured in other solvent companies 1012 00
Net reinsurance reserve
8 Present value of unpaid amounts on matured installment
policies face 500000
10 Amount of unpaid dividends of surplus or other descrip
tion of profits due policyholders
13 Amount due on account of salaries rents and office ex
penses
16 Amount of any other liability of the company viz Pre
miums paid in advance
211
17028 06
1783 16
212578 18
8980 57
203597 61
88647 00
3634 00
381 41
654 76
50 00mmwEBBmm

HHH
212 COMPTROLLERGENERALS REPORT
17 Liabilities on policyholders account
18 Gross surplus on policyholders account including capital
stock
19 Total liabilities
93367 17
110230 44
203597 61
CONNECTICUT MUTUAL LIFE INSURANCE COMPANY OF
HARTFORD CONN
Jacob L Greene President Herbert H White Secretary
Principal Office 36 Pearl Street Hartford Conn
ICAPITAL STOCK
Amount of ledger assets as per balance
December 31 of previous year 1903 63211528 89
Extended at 63211528 89
IIINCOME
As shown by the books at home office at close of business Dec 31 1904
1 First years premiums on original policies
without deduction for commissions or
other expenses 370104 27
2 Surrender values applied to pay first
years premiums 1947 92
3 Total first years premiums on original
policies 372052 19
5 Surrender values applied to purchase
paidup insurance and annuities 108422 58
6 Consideration for original annuities in
volving life contingencies 61992 29
8 Total new premiums 542467 06
9 Renewal premiums in addition to items
10 and 11 without deduction for com
missions or other expenses 3976322 82
10 Dividends applied to pay renewal premi
ums 885265 58
11 Surrender values applied to pay renewal
premiums 7321 98
13 Total renewal premiums 4868910 38
14 Total premium income 5411377 44
17 Premium notes loans or liens restored by revival of poli
cies 33 0ft
COMPTROLLERGENERALS REPORT
213
18 Interest on mortgage loans 1228927 13
19 Interest on collateral loans
20 Interest on bonds and dividends on stocks
21 Interest on premium notes policy loans
or liens
22 Interest on other debts due the company
23 Discount on claims paid in advance
24 Rent from companys property including
J500000 for companys own occupancy
9848 00
1125830 82
45112 54
13086 78
1536 20
534241 48
25 Total interest and rents 2958582 95
28 Total income
369993 39
IIIDISBUBSEMENTS
As shown by the books at home office at close of business Dec 31 1904
1 For death claims 5153977 40
2 For matured endowments 263385 00
9
10
12
15
17
18
19
20
21
22
23
25
Net amount paid for losses and matured endowments
For annuities involving life contingencies
Premium notes voided by lapse
Surrender values paid in cash
Surrender values applied to pay new premiums see in
come No 2 194792 to pay renewal premiums see
income No 11 732198
Surrender values applied to purchase paidup insurance
and annuities see income No 5
Dividends paid to policyholders in cash
Dividends applied to pay renewal premiums see income
No 10
Total paid policyholders 7234627 82
Commissions and bonuses to agents less commission on
reinsurance first years premiums 9222670 re
newal premiums 27680704 on annuities original
58626
Salaries and allowances for agencies including man
agers agents and clerks
Agency supervision traveling and all other agency ex
penses
Medical examiners fees
Salaries and all other compensation of officers and home
office employees
Rent including 35000 for companys own occupancy
64512 received under sublease
Advertising 3233052 printing and stationery 27363
49 postage 1638619
Legal expenses
Insurance taxes licenses and department fees
5417362 40
13437 92
360 00
534347 59
9269 90
108422 58
266161 85
885265 58
369620 00
34475 25
13494 89
22002 33
172379 95
41800 38
76080 20
6751 65
200007 63HHHHHI
m
J
214 COMPTROLLERGENERALS REPORT
26 Taxes on real estate 187271 84
27 Repairs and expenses other than taxes on real estate 246619 14
28 Loss on sale or maturity of ledger assets 37409 10
29 All other disbursements Express 231529 telegraph
SI 979 42 traveling 451692 miscellaneous 8794
87 total 17606 50
30 Total disbursements 8660146 68
TVLEDGER ASSETS
1 Home office property l6236 00
Book value of real estate unincumbered 8678593 03
2 Mortgage loans on real estate first liens 24752965 08
3 Loans secured by pledge of bonds stocks or other col
lateral 30000 00
4 Loans made to policyholders on this companys policies
assigned as collateral 17S800 00
5 Premium notes on policies in force 512020 08
6 Book value bonds excluding interest 2485603976
stocks 82907625 25685116 01
7 Deposited in trust companies and banks on interest J
P Morgan Co New York 54780632 First National
Bank Hid 13959740 State Bank Hid 13521722
Phcenix National Bank Hid 12509200 947712 94
8 Cash deposited in banks not on interest Conn Trust
S D Co Hid 19393640 City Bank Hfd 25
11216 21948 56
9 Bills receivable 22556 agents balances 65834 883 90
10 Total ledger assets 62921375 60
ITONLEDGER ASSETS
11 Interest due 3186042 and accrued
47542689 on mortgages 507287 31
12 Interest due 1750000 and accrued
25084801 on bonds and stocks 268348 01
13 Interest accrued on collateral loans 437 50
14 Interest due 12085091 and accrued
1577328 on premium notes policy
loans or liens 136624 19
16 Rents due 656869 and accrued 7
74323 on companys property or lease 14311 92
17 Total interest and rents due and accrued 927008 93
19 Market value not including interest in item 12 of
bonds and stocks over book value 1009301 9921
22
23
24
25
27
30
32
35
36
COMPTROLLERGENERALS REPORT
New Business Renewals
Gross premiums due and
unreported on policies in
force December 31 1904 24312 57 67157 92
Gross deferred premiums
on policies in force De
cember 31 1904 29868 99 338709 16
215
Totals 54181 56 405867 08
Deduct loading 20 per cent 10836 31 81173 42
Net amount of uncollected
and deferred premiums 43345 25 324693 66 368038 91
Gross assets I 65225725 43
DEDUCT ASSETS NOT ADMITTED
Agents debit balances 658 34
Bills receivable 225 56
Total 883 90
Total admitted assetsI 65224841 53
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 as computed by the com
pany on the combined experience and
American tables of mortality with 4
and 3 per cent interest 58064672 00
Same for annuities including those in
reduction of premiums 164533 00
Net reserve
Liability on policies canceled and not included in item 1
upon which a surrender value may be demanded
58229205 00
4 Claims for death losses due and unpaid
5 Claims for death losses in process of ad
justment or adjusted and not due
6 Claims for death losses which have been
reported and no proofs received
7 Claims for matured endowments due and
unpaid
37435 39
75046 00
153766 00
5969 00
154337 00
10 Total policy claims 272216 39
12 Premiums paid in advance including surrender values so
applied
31448 46
HHHHHHHHHHHHi
216 COMPTROLLERGENERALS REPORT
19 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 1362247 75
22 Other liabilities Real estate contingent depreciation ac
count 346690 29
24 Unassigned funds surplus 4828696 64
25 Total liabilities 65224841 53
Business in Georgia during 1904
No Amount
Policies on the lives of citizens of said State in force
December 31 1903 479 1331390 00
Policies on the lives of citizens of said State issued
increased and revived during the year 38 96584 00
Total517 1427974 00
Deduct ceased to be in force and decreased during the
year 28 71767 00
Policies in force December 31 1904 489 1356207 00
Losses and claims unpaid December 31 1903 1 168 00
Losses and claims incurred during the year 11 37320 00
Total 12 37488 00
Losses and claims settled during the year in cash 11 36168 00
Losses and claims unpaid December 31 1904 1 1320 00
Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses 37235 19
EQUITABLE LIFE ASSURANCE SOCIETY OP THE UNITED STATES
OP NEW YORK N Y
James W Alexander President William Alexander Secretary
Principal Office 120 Broadway New York
R L Foreman Atlanta Attorney for Service in Georgia
icapital stock
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year358275299 46
Extended at 358275299 46COMPTROLLERGENERALS REPORT
217
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 8493221 28
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses 49818409 07
2 Consideration for supplementary con
tracts involving life contingencies 123705 00
3 From dividends applied to purchase
paidup additions and annuities see
item 12 disbursements 809960 92
4 Prom surrender values applied to pur
chase paidup insurance and annuities
see item 15 disbursements 1901889 00
5 Consideration for annuities other than
matured installment policies 1496651 47
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany
12 Interest on collateral loans
13 Cash received for rents for use of companys property
including 335031 for companys own occupancy
18 Consideration for supplementary contracts not involving
life contingencies
li From all other sources viz Profit on sale or maturity
of ledger assets
62643836 74
3352127 75
8091383 12
1163757 33
1318346 76
86746 38
1864757 77
191664 00
364076 10
Total income 79076695 95
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including re
visionary additions 18049539 35
3 Cash paid for matured endowments and
additions thereto 3003525 08
7 Total net amount actually paid for losses and matured
endowments 21053064 43
8 Cash paid to annuitants 980349 94
10 Cash dividends paid policyholders 5191941 59
12 Cash dividends applied to purchase paidup additions and
annuities see item 3 income 809960 92 m

218
COMPTROLLERGENERALS REPORT
13 Surrender values paid in cash 6451841 42
15 Surrender values applied to purchase paidup insurance
and annuities see item 4 income 1901889 00
Total paid policyholders 36389047 30
16 Cash paid stockholders for interest or dividends 7000 00
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 3312027
45 renewals 404139446 on annuities 4694977 7400371 68
18 Cash paid for salaries and allowances to managers and
agents and clerks 638448 20
19 Cash paid for medical examiners fees 66735162 in
spection of risks 22117231 888523 93
20 Cash paid for salaries and all other compensation of of
ficers and other home office employees 1177501 12
Paid for claims on supplementary contracts not involv
ing life contingencies 226346 47
Cash paid for taxes on real estate 365295 98
Cash paid for insurance department fees and agents li
censes and municipal licenses including taxes 707865 19
24 Cash paid for rent companys occupancy 335031 00
25 Cash for computing commissions 950081 03
26 Cash paid for furniture fixtures and safes for home and
agency offices 24034 96
27 Cash paid for advertising 32584714 printing and sta
tionery 27506020 postage 17173816 772645 50
28 Cash paid for real estate expenses other than taxes
54966700 for legal expenses 20401925 753686 25
29 Cash paid for the following items viz Agency super
vision traveling and all other agency expenses 439
76221 clerical expenses express freight telegraph
cable telephone and general expenses 39301063
real estate sinking fund 50000000 1332772 87
30 Total disbursements 51968651 45
21
22
23
IV
ASSETS AS PEIi LEDGER ACCOUNTS
1 Book value of real estate exclusive of all incumbrances 36
2 Loans on mortgage first liens on real estate 81
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals 10
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 23
6 Book value of bonds and stocks owned excluding ac
crued interest at time of purchase 208
7 Cash in companys office
8 Cash deposited in banks and trust companies on interest 22
10 Agents ledger balances 1
895647 44
623709 11
805000 00
544439 69
348241 00
15760 93
635905 89
514639 90
13 Total net or ledger assets385383343 96COMPTROLLERGENERALS REPORT
219
OTHER ASSETS
14 Interest due 2090079 and accrued
32324384 on mortgages3
15 Interest accrued on bonds and stocks
16 Interest accrued on collateral loans
18 Interest accrued on other assets
19 Rents due 5215174 and accrued 98
44914 on companys property or lease
344144 63
2670510 00
3090 53
134672 74
150600 88
Total carried out 3303018 78
21 Market value of bonds and stocks over book value 17321133 00
23 Gross premiums due and New Business Renewals
unreported on policies in
force December 31 1904 1669777 00 4972168 00
24 Gross deferred premiums
on policies in force De
cember 31 1904 336755 00 2953206 00
Totals 2008532 00 7925374 00
25 Deducting loading 20 per
cent on new and 20
per cent on renewals 401306 00 1585075 00
26 Net amount of uncollected
and deferred premiums 1605226 00 6340299 00 7945525 00
28 Total assets as per the books of the company413953020 74
ITEMS NOT ADMITTED
5 Agents balances 1514639 90
9 Total assets less items not admitted412438380 84
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to the
actuaries table of mortality with 4 per
cent interest and the American Exp
table with 3 and 3 per cent interest312055603 00
iy2 Same for revisionary additions and an
nuities with those in reduction of pre
miums we report entire liability 15682755 00
Net reinsurance reserve
2 Present value of amounts not yet due on supplementary
contracts
327738358 00
1371935 00HH
220 COMPTROLLERGENERALS RBPORT
3 Claims for death losses due and unpaid 21125 00
4 Claims for matured endowments due and
unpaid 386213 33
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 148253 00
6 Claims for death losses and other policy
claims resisted by the company 15500 00
7 Amounts due and unpaid on annuity
claims 52179 56
9 Claims for death losses but no proofs re
ceived 1910635 00
Total policy claims 2533905 89
11 Due and unpaid on supplementary contracts not involv
ing life contingencies 1719 90
12 Premiums paid in advance including surrender values
so applied 412627 00
13 Dividends or other profits due policyholders with those
contingent on payment of outstanding and deferred
premiums 540900 26
16 Amount of any other liability of the company viz In
terest paid in advance 559305 48
17 Liabilities on policyholders account333158751 53
18 Gross surplus and capital stock 10000000 on policy
holders account 79279629 31
19 Total liabilities412438380 84
Business in Georgia during 190
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
year 6164 14422906 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 2603 4524308 00
Total 8767 1S947214 00
Deduct number and amount which have ceased to
be in force during the year 1372 2567152 00
Total number and amount of policies in force in
Georgia December 31 1904 7395 16380062 00
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 3 3290 00
Amount of losses and claims on policies in Georgia
incurred during the year 97 2S6573 00
Total 100 289863 00COMPTROLLERGENERALS REPORT
221
Amount of losses and claims on policies in Georgia
paid during the year 90 269768 00
Amount of premiums collected or secured in Georgia during
the year in cash without any deduction for losses divi
dends commissions or other expenses 528548 93
FIDELITY MUTUAL LIFE INSURANCE COMPANY PHILADELPHIA
PENNSYLVANIA
L G Fouse President W S Campbell Secretary
Principal Office 112116 N Broad Street Philadelphia Pa
N F Jackson Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
Amount of net or ledger assets December
31 of previous year 5647070 52
Extended at 5647070 52
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 640448 71
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 2432386 94
2 Premium notes loans or liens taken in
part payment for premiums on new
policies 54903 75
214 Premium notes loans or liens taken in
part payment for renewal premiums 342021 88
3 From dividends applied to pay running
premiums see item 11 disbursements 30863 66
4 From surrender values applied to pay
running premiums see item 14 dis
bursements 206 52
5 Consideration for annuities other than
matured installment policies 4612 25
Total 3507303 71
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 103u
58 renewals 229200 3328 5S
7 Total premium income 3503975 lu222
COMPTROLLERGENERALS REPORT

8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany
13 Cash received for rents for use of companys property
including 32500 for companys own occupancy
14 Cash received for profits on sales of bonds or stocks
19 From all other sources viz Fees for alterations of poli
cies 10150 policies exchange 152460
17275 75
124606 38
60038 46
47514 04
79291 04
11357 47
152561 50

Total income 3996619 77
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including re
visionary additions 1105637 87
5 Cash paid for sums falling due during
the year on installment policies 15754 42
10
11
13
14
17
18
19
20
21
22
23
24
Total net amount actually paid for losses and matured
endowments
Cash paid to annuitants
Cash dividends paid policy holders
Cash dividends applied to pay running premiums see
item 3 income
Surrender values paid in cash
Surrender values applied to pay running premiums see
item 4 income
Total paid policyholders 1254142 60
Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 47049158
renewals 9384971 annuities 16297 agency super
vision traveling and all other expenses 6245119
Cash paid for salaries and allowances to managers and
agents
Cash paid for medical examiners fees 5295431 in
spection of risks 2024883
Cash paid for salaries aad all other compensation of offi
cers and other home office employees
Cash paid for taxes on premiums
Cash paid for taxes on reserves 67735 on investments
1954072
Cash paid for insurance department fees and agents li
censes 986447 municipal licenses 23229
Cash paid for rent including 32500 companys occu
pancy less 98751 received under sublease
1121392 29
1028 46
16164 66
30863 66
82627 01
2066 52
626955 45
118282 69
73203 14
165064 64
49173 42
20218 07
10096 76
53844 50COMPTROLLERGENERALS REPORT
223
25 Cash paid for commuting commissions 1778 06
26 Cash paid for furniture fixtures and safes for home and
agency offices 10130 55
27 Cash paid for advertising 2666203 printing 33101
49 postage 2037051 80134 03
28 Cash paid for real estate expenses other than taxes 24
35174 for legal expenses 947279 33824 53
29 Cash paid for the following items viz Expressage and
telegrams 579796 banks and collectors for collect
ing premiums 809045 miscellaneous expenses 25
46417 39352 58
Total miscellaneous expenses 1282058 42
30 Total disbursements 2536201 02
IVASSETS AS PEB LEDGER ACCOUNT
1 Cost value of real estate exclusive of all incumbrances 1334315 70
2 Loans on mortgage first liens on real estate 499699 38
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals 126260 51
4 Loans made in cash to policyholders on this companys
policy assigned as collateral 843532 76
5 Premium notes loans or liens on policies in force of
which 5490375 was received during the year 396925 63
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 3266115 31
7 Cash in companys office 7571 63
8 Cash deposited in banks 304056 02
9 Bills receivable 2605 37
10 Agents ledger balances of which 2825181 was ad
vanced during the year 326406 96
13 Total net or ledger assets 7107489 27
OTHER ASSETS
14 Interest due 128750 and accrued 0
00752 on mortgages 7295 02
15 Interest due 750 and accrued 33881
24 on bonds and stocks 34631 24
16 Interest accrued on collateral loans 777 69
19 Rents due on companys property or lease 1354 24
Total carried out
20 Market value of real estate over cost
21 Market value of bonds and stocks over cost
44058 19
39834 30
111622 34tiwaaBrftega
MMBBOBMNHT
224 COMPTROLLERGENERALS REPORT
New Business Renewals
23 Gross premiums due and
unreported on policies in
force December 31 1904 23597 96 125350 23
24 Gross deferred premiums
on policies in force De
cember 31 1904 42080 01 357542 45
Totals 65677 97 482892 68
25 Deducting loading 13135 59 96578 54
26 Net amount of uncollected
and deferred premiums 52542 38 386314 14 438856 52
28 Total assets as per the books of the company 7741860 62
ITEMS NOT ADMITTED
5 Agents balances 326406 96
7 Bills receivable 2605 37
Total 329012 33
9 Total assets less items not admitted 7412848 29
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to the
actuaries table of mortality with 4 per
cent interest and American table with
3y2 per cent 6132984 00
Deduct net value of risks of this company
reinsured in other solvent companies 1835 00
Net reinsurance reserve 6131149 00
Special surplus reserve 16600 00
2 Premium notes or loans on policies and
other obligations in excess of the net
value of their policies 4459 71
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 56267 50
6 Claims for death losses and other policy
claims resisted by the company 14000 00
8 Present value of unpaid amounts on ma
tured installment policies face 175
73348 136729 92
Total policy claims 211457 13
COMPTROLLERGENERALS REPORT 225
10 Amount of all unpaid dividends of surplus or other di
scription of profits due policyholders 2120 76
11 Commission due to agents on premium notes when paid 36735 00
12 Amount due of national State or other taxes and sala
ries rents and office expenses 14642 23
16 Amount of any other liability of the company viz Pre
miums paid in advance 7164 37
Surrender values claimable on policies canceled not
included in No 1 9325 83
17 Liabilities on policyholders account 6429194 32
18 Gross surplus on policyholders account 983653 97
19 Total liabilities 7412848 29
20 Estimated surplus accrued on tontine or
other policies the profits upon which
are especially reserved for that class of
policies 983653 97
Business in Georgia during 1904
No Amtunt
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
year 1234 2505756 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 272 477169 00
Total 1506 2982925 00
Deduct number and amount which have ceased to
be in force during the year 223 452039 00
Total number and amount of policies in force in
Georgia December 31 1904 1283 2530886 00
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 1 1000 0
Amount of losses and claims on policies in Georgia
incurred during the year 17 37350 00
Total 18 38350 00
Amount of losses and claims on policies in Georgia
paid during the year 17 37350 00
Amount of premiums collected or secured in Georgia during
the year in cash 6624293 and notes or credits 400281
without any deduction for losses dividends commissions
or other expenses 70245 74
15 in226 COMPTROLLERGENERALS REPORT
FRANKLIN LIFE INSURANCE COMPANY SPRINGFIELD ILL
Edgar S Scott President Henry Abels Secretary
Principal Office Springfield 111
William T Ledbetter Rome Attorney for Service in Georgia
ICAPITAL STOCK
Amount of net or ledger assets December 31
Extended at v
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 26o779 19
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses 64910135
2 Premium notes loans or liens taken in
part payment for renewal premiums 121481 71
3 From dividends applied to pay running
premiums see item 11 disbursements 3641 39
4Vj From surrender values applied to pur
chase paidup insurance and annuities
see item 15 disbursements 3732 67
Total i043376 31
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 1130
70 renewals 126552 2396 22
7 Total premium income tllTr Z
8 Cash received for interest on mortgage loans 16bU zu
9 Cash received for interest on bonds owned and dividends
19510 02
on stock
10 Cash received for interest on premium notes loans or
49366 40
liens
11 Cash received for interest on other debts due the com
12142 72
pany
13 Cash received for rents for use of companys property
including companys own occupancy 2390 50
17 Premium notes loans or liens restored by revival of pol
2831 76
lcies
19 From all other sources viz Trust fund 315 99
Total income 1141513 68
COMPTROLLERGENERALS REPORT
227
IIIDISBUKSEMENTS DURING YEAR 1904
1 Cash paid for death claims including re
visionary additions 294969 39
2 Premium notes loans or liens used in
payment of the same 3032 34
Total 298001 73
6 Deduct amount received from other com
panies for losses or claims on policies
of this company reinsured 3000 00
7 Total net amount actually paid for losses and matured
endowments
9 Premium notes loans or liens used in purchase of sur
rendered policies voided by lapse
11 Cash dividends applied to pay running premiums see
item 3 income
13 Surrender values paid
15 Surrender values applied to purchase paidup insurance
and annuities see item 4 income
Total paid policyholders 343515 64
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 19551622
renewals 7156970
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 1782100 inspec
tion of risks 736390
20 Cash paid for salaries and all other compensation of
officers and other home office employees
21 Cash paid for taxes on premiums
22 Cash paid for taxes on investments
23 Cash paid for insurance department fees agents li
censes and municipal licenses
24 Cash paid for rent including companys occupancy
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 91650 printing 940536
postage 379394
28 Cash paid for real estate expenses other than taxes
75255 for legal expenses 179968
29 Cash paid for the following items viz Collection 1
64595 investment expenses 85959 miscellaneous
289621
Total miscellaneous expenses 418596 27
30 Total disbursements
295001 73
26496 71
3641 39
14643 14
3732 67
267085 92
28112 44
25184 90
50869 74
10808 67
4518 87
5284 70
3420 00
1241 25
14115 80
2552 23
5401 75
762111 91I
Hi
228
COMPTROLLERGENERALS REPORT
IVASSETS AS PEE LEDGER ACCOUNT
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals
4 Loans on this companys policies
5 Premium notes on policies in force
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Agents ledger balances
16738 41
451550 00
44000 00
1075883 81
9511 27
533528 77
3631 48
38567 58
12617 33
13 Total net or ledger assets 2186028 65
OTHER ASSETS
14 Interest due and accrued on mortgages 13142 21
15 Interest due and accrued on bonds and
stocks 3827 40
16 Interest due and accrued on collateral
loans 445 00
17 Interest due and accrued on premium
notes loans or liens 22850 98
19 Rents due and accrued on companys
property or lease 171 50
Total carried out
21 Market value of bonds and stocks over cost
23 Gross premiums due and unreported on Renewals
policies in force December 31 33701 19
24 Gross deferred premiums on policies in
force December 31 81606 59
Totals
25 Deducting loading actual per cent
115307 78
20033 78
26 Net amount of uncollected and deferred premiums
40437 09
246 06
95274 00
28 Total assets as per books of the company 2321985 80
ITEMS NOT ADMITTED
5 Agents balances 12617 33
7 Loans liens and net premiums excess of
reserve 21863 75
Total
34481 08
9 Total assets less items not admitted 2287504 72COMPTROLLERGENERALS REPORT
229
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to the
actuariess table of mortality with 4
per cent interest 1921353 00
Deduct net value of risks of this com
pany reinsured in other solvent compa
nies 1118 00
Net reinsurance reserve 1920235 00
3 Claims for death losses due and unpaid 8638 52
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 4536 75
6 Claims for death losses and other policy
claims resisted by the company 4067 72
Total policy claims 17242 99
13 Amount due on account of salaries rents and office ex
penses and loading on premium notes 8409 61
16 Amount of any other liability of the company viz Pre
miums paid in advance 5434 83
Trust fund returnable at death 1658043 funds held
for special class of policies 11107078 funds for all
other contingencies 20853108 336182 29
19 Total liabilities 2287504 72
Business in Georgia during 190f
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
year 1291 1907254 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 1013 1459037 00
Total 2304 336629100
Deduct number and amount which have ceased to
be in force during the year 409 665208 00
Total number and amount of policies in force in
Georgia December 31 1895 2701083 00
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 2 3000 00
Amount of losses and claims on policies in Georgia
incurred during the year 8 9711 88
Total 10 12711 88
i
I WIHR WHBHI

5

230
COMPTROLLERGENERALS REPORT
Amount of losses and claims on policies in Georgia
paid during the year
Amount of premiums collected or secured in Georgia during
the year in cash and notes or credits without any deduc
tion for losses dividends commissions or other expenses
11711
84060 35
THE GERMANIA LIFE INSURANCE COMPANY OF NEW YORK N Y
Cobnelius Doremus President Cabl Heye Secretary
Principal Office 20 Nassau Street New York City
Alexander C King Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 200000 00
Amount of net or ledger assets Decem
ber 31 of previous year 31256313 87
Q 31256813 87
Extended at T
nincome during year 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses including
25223 policy fees
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses 3535232 72
3 From dividends applied to pay running
premiums see item 11 disbursements
3y2 From dividends applied to purchase
paidup additions and annuities see
item 12 disbursements
4y2 From surrender values applied to pur
chase paidup insurance and annuities
see item 15 disbursements
5 Consideration for annuities other than
matured installment policies
638260 07
132714 05
32453 03
107179 40
37955 38
Total 4483794 65
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
In this company for renewals 5554 50
7 Total premium income 4478240 158 9 10 11 13 1 3 5 7 8 10 11 12 13 15 16 17 18 COMPTROLLERGENERALS REPORT 231 732105 07 421601 46 109979 85 19215 50 240040 40
Cash received for interest on bonds owned and divi
Cash received for interest on premium notes loans or
Cash received for interest on other debts due the com
Cash received for rents for use of companys property including 3014000 for companys own occupancy
6001182 43 2359268 41 36934 94 83992 50 132714 05 32453 03 275971 02 107179 40 24000 00 590189 16
IIIDISBURSEMENTS DURING YEAR 1904 Cash paid for death claims including re
Cash paid for matured endowments and
Cash paid for sums falling due during
Total net amount actually paid for losses and matured


Cash dividends applied to pay running premiums see
Cash dividends applied to purchase paidup additions

Surrender values applied to purchase paidup insurance

Cash paid stockholders for interest and dividends Cash paid for commissions and bonuses to agents less commission on reinsurance new policies 40971463 i
Cash paid for salaries and allowances to managers and
19
agents 12691075 agency supervision and expenses
12064411
Cash paid for medical examiners fees 5070345 in
spection of risks 410058
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes on new premiums and renewals
22 Cash paid for taxes on reserves 41432 on real estate
3866579y
23 Cash paid for insurance department fees and agents li
censes 383791 municipal and State licenses 4
80847
247554 86
54804 03
114182 43
51228 Si
39080 11
8646 38jHHBBBHM
11
mmmi
232
COMPTROLLERGENERALS REPORT
24 Cash paid for rent companys occupancy
25 Cash paid for commuting commissions
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 2297446 printing 16087
99 postage 1649774
28 Cash paid for real estate expenses other than taxes 94
36063 for legal expenses 371563
29 Cash paid for the following items viz Loss on sale of
ledger assets 1520792 exchange expressage and
other expenses 3777654
Total miscellaneous expenses 1371299 47
30140 00
166 07
4686 68
55560 19
98076 26
52984 46
30 Total
disbursements 4399812 82
IVASSETS AS PER LEDGER ACCOUNTS
1 Cost value of real estate exclusive of all incumbrances 3111069 37
2 Loans on mortgage first liens on real estate 16909978 00
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 2041013 71
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 9983923 39
7 Cash in companys office 15283 75
8 Cash deposited in banks 796415 26
13 Total net or ledger assets 32857683 48
OTHER ASSETS
14 Interest due 564240 and accrued 27250696 on
mortgages
15 Interest accrued on bonds and stocks
17 Interest accrued on premium notes loans or liens
19 Rents due 120250 and accrued 643583 on companys
property or lease
21 Market value of bonds and stocks over cost
23 Gross premiums due and
unreported on policies
in force December 31
1904
24 Gross deferred premiums
on policies in force De
cember 31 1904
278149 36
78245 43
1460 49
7638 33
227718 53
New Business
17457 07
43012 99
Renewals
431398 23
351856 57
Totals
25 Deducting loading 2250
per cent on new and
2250 per cent on re
newals
60470 06
783254
13605 76 176232 33COMPTROLLERGENERALS REPORT
233
26 Net amount of uncollected
and deferred premiums 46864 30 607022 47 653886 77
28 Total assets as per the books of the company 34104782 39
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to
the actuaries table of mortality with
4 per cent interest and the American
Exp table with 3 and 3 per cent in
terest respectively 29082749 00
Deduct net value of risks of this company
reinsured in other solvent companies 47700 00
Net reinsurance reserve 29035049 00
3 Claims for death losses due and unpaid 1725 95
4 Claims for matured endowments due and
unpaid 12415 49
5 Claims for death losses in process of ad
justment or adjusted and not due 111802 19
6 Claims for death losses and other policy
claims resisted by the company 1404 60
7 Amounts due and unpaid on annuity
claims 2270 3S
8 Present value of unpaid amounts on ma
tured installment policies 24277 47
Total policy claims 153896 08
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 52084 35
16 Amount of any other liability of the company viz Pre
miums paid in advance 1119327 liability on poli
cies canceled upon which a surrender value may be
demanded 777958 extra reserve for absolute war
and world policies etc 10006308 119035 93
17 Liabilities on policyholders account 29360065 36
18 Gross surplus on policyholders account 4744717 03
19 Total liabilities 34104782 39
20 Estimated surplus accrued on tontine or
other policies the profits upon which
are especially reserved for that class of
policies 1555884 61
21 Estimated surplus accrued on all other
policies 3188832 42
Hi m B I
234 COMPTROLLERGENERALS REPORT
Business in Georgia during 1904
No Amount
Number and amount of policies on the lives of citizens
of Georgia in force December 31 of previous year 481 631952 00
Number and amount of policies on the lives of citizens
of Georgia issued during the year 212 291500 00
Total693 923452 00
Deduct number and amount which have ceased to be
in force during the year 169 217550 00
Total number and amount of policies in force in
Georgia December 31 1904 524 705902 00
Amount of losses and claims on policies in Georgia
incurred during the year 2 3500 00
Amount of losses and claims on policies in Georgia
paid during the year 2 3500 00
Amount of premiums collected or secured in Georgia during
the year in cash without any deduction for losses divi
dends commissions or other expenses 26998 12
HARTFORD LIFE INSURANCE COMPANY OF HARTFORD CONN
George E Keeney President Charles H Bacall Secretary
Principal Office 252 Asylum Street Hartford Conn
J Clements Shafer Atlanta Attorney for Service in Georgia
icapital stock
1 Amount of capital stock
paid up in cash 500000 00
2 Amount of capital sub
scribed but unpaid 500000 00
Amount of net or ledger assets December
31 of previous year 3009936 53
Extended at 3009936 53
iiincome during year 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 205181 88
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 2135586 17COMPTROLLERGENERALS REPORT
235
2 Premium notes loans or liens taken in
part payment for premiums on new
policies
2V2 Premium notes loans or liens taken in
part payment for renewal premiums
3 From dividends applied to pay running
premiums see item 11 disbursements
1831 92
2864 39
50645 56
Total
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 1770
33 renewals 478644
2396109 92
6556 77
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and divi
dends on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany
13 Cash received for rents for use of company s property
including 3500 for companys own occupancy
19 From all other sources viz Accident premiums safety
fund deposits etc
Total income
DISBURSEMENTS DURING YEAR 1904
2389553 15
16377 10
24591 28
6046 61
52474 55
13200 85
27609 47
2529853 01
1 Cash paid for death claims including re
visionary additions 1730764 33
2 Premium notes loans or liens used in
payment of the same
265 60
7 Total net amount actually paid for losses and matured
endowments
9 Premium notes loans or liens used in purchase of sur
rendered policies 129269 voided by lapse 206881
11 Cash dividends applied to pay running premiums see
item 3 income
13 Surrender values paid in cash
Total paid policyholders 1797679 99
16 Cash paid stockholders for interest or dividends
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 18099170
renewals 6002147
18 Cash paid for salaries and allowances to managers and
agents
1731029 93
3361 50
50645 56
12643 00
40000 00
241013 19
28978 699HHHHMHNMM1
U
236
COMPTROLLERGENERALS REPORT
19 Cash paid for medical examiners fees 2205922 in
spection of risks 1060573 32664 95
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees 88854 80
21 Cash paid for taxes on new premiums renewals and in
surance department fees 30454 37
22 Cash paid for taxes on investments 4010 40
24 Cash paid for rent including 3500 companys occupancy 5275 87
25 Cash paid for commuting commissions 8267 69
26 Cash paid for furniture fixtures and safes for home and
agency offices and office expenses 11362 89
27 Cash paid for advertising 730719 printing 720324
postage 826091 22771 34
28 Cash paid for real estate expenses other than taxes
51130 for legal expenses 633445 6S45 75
29 Cash paid for the following items viz Loss on sale of
investment 218920 advance payments applied 8
33661 10525 81
30 Total disbursements 2328705 74
IVASSETS AS PER LEDGER ACCOUNTS
1 Cost value of real estate exclusive of all
incumbrances 230906 00
2 Loans on mortgage first liens on real
estate 368600 00
3 Loans secured by pledge of bonds stocks
or other marketable collaterals 10213 15
4 Loans made in cash to policyholders on
this companys policies assigned as col
lateral 54612 91
5 Premium notes loans or liens on policies
in force of which 183192 was re
ceived during the year 70667 06
6 Cost value of bonds and stocks owned ex
cluding accrued interest at time of pur
chase 666312 50
7 Cash in companys office 20355 16
8 Cash deposited in banks 585469 43
10 Safety funds in Security Company of
Hartford Conn 1203947 59
11 Total net or ledger assets 3211083 80
12 Deduct depreciation from cost of assets
to bring same to market value 66898 25
13 Total net or ledger assets less depreciation 3144185 55COMPTROLLERGENERALS REPORT
237
OTHER ASSETS
14 Interest due and accrued on mortgages
15 Interest due and accrued on bonds and stocks
16 Interest due and accrued on collateral loans
18 Interest due and accrued on other assets
19 Rents due and accrued on companys property or lease
20 Market value of real estate over cost
21 Market value of bonds and stocks over cost
23 Gross premiums due and New Business Renewals
unreported on policies
in force December 31
1904 34890 55 100984 75
24 Gross deferred premiums
on policies in force De
cember 31 1904 10340 04 79240 86
Totals 45230 59 180225 61
25 Deducting loading 20 per
cent on new and 20
per cent on renewals 9046 12 36045 12
26 Net amount of uncollected
and deferred premiums 36184 47 144180 49
27 Net premiums safety fund in course of collection
5226 08
6089 60
99 86
2061 25
804 95
5674 00
3614 50
180364 96
214250 00
28 Total assets as per the books of the company 3562370 75
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to
the actuaries table of mortality with
4 per cent interest and American 3Vi
per cent 846673 12
Deduct net value of risks of this company
reinsured in other solvent companies 4639 00
Net reinsurance reserve 842034 12
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 244921 00
6 Claims for death losses and other policy
claims resisted by the company 13000 00
Total policy claims 257921 00
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders accumulations 28765 71
11 Cost of collection in excess of loading 22615 30
12 Balance of taxes to credit of members 3685 IS238 COMPTROLLERGENERALS REPORT
13 Amount due on account of salaries rents and office ex
penses
15 Net safety funds
16 Amount of any other liability of the company viz Pre
miums paid in advance 1001170 special reserve
and surplus on safety fund policies 32431626
17 Liabilities on policyholders account lll l
18 Gross surplus oh policyholders account a
3562370 75
3000 00
1138044 34
334327 96
19 Total liabilities
20 Estimated surplus accrued on tontine or
other policies the profitsupon which
are especially reserved for that class
of policies
21 Estimated surplus accrued on all other
policies
Given in liabilities above 10
26388 94
2376 77
28765 71
Business in Georgia during 190t
No
Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
year
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 406 625884 00
Total
Deduct number and amount which have ceased to
1919 3587688 00
be in force during the year
424 780179 00
Total number and amount of policies in force
in Georgia December 31 1904495 2807509 00
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 2 2000 00
Amount of losses and claims on policies in Georgia
incurred during the year 27 51000 00
Total 29 53000 00
Amount of losses and claims on policies in Georgia
paid during the year
24
42500 00
Amount of premiums collected or secured in Georgia during
the year in cash without any deduction for losses divi
dends commissions or other expenses 95187 00COMPTROLLERGENERALS REPORT
239
HOME LIFE INSURANCE COMPANY OF NEW YORK N Y
Geo E Ide President Ellis W Gladwin Secretary
Home Office 256 Broadway New York N Y
Wm A Weight Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 125000 00
Amount of ledger assets as per balance
December 31 of previous year 14762091 14
Extended at 14762091 14
IIINCOME
1 First years premiums on original poli
cies without deduction for commis
sions or other expenses less 855008
for first years reinsurance 466584 91
2 Surrender values applied to pay first
years premiums
3791 48
3 Total first years premiums on original
policies 470376 39
4 Dividends applied to purchase paidup
additions and annuities 200792 26
6 Consideration for original annuities in
volving life contingencies 21258 27
7 Consideration for supplementary con
tracts involving life contingencies 11431 77
8 Total new premiums 703858 69
9 Renewal premiums in addition to items
10 11 and 12 without deduction for
commissions or other expenses less
1530462 for reinsurance on renewals 2238169 86
10 Dividends applied to pay renewal premi
ums 4230142
11 Surrender values applied to pay renewal
premiums
12 Renewal premiums for deferred annuities 31556 56
7 08
13 Total renewal premiums
2312034 92
14 Total premium income 3015893 61
15 Consideration for supplementary contracts not involving
life contingencies 22139 00
240
COMPTROLLERGENERALS REPORT
18 Interest on mortgage loans
19 Interest on collateral loans
20 Interest on bonds and dividends on stocks
21 Interest on premium notes policy loans
or liens
22 Interest on other debts due the company
24 Rent from companys property including
24000 for companys own occupancy
204955 81
1205 08
274314 17
96498 85
6715 37
100014 27
25 Total interests and rents 683703 55
26 Profit on sale or maturity of ledger assets 944 30
28 Total income 3722680 46
IIIDISBURSEMENTS
1 For death claims less 115000 reinsur
ance 824725 additions 271098 827435 98
2 For matured endowments 24555050
additions 5079849 296348 99
3 Net amount paid for losses and matured endowments 1123784 97
4 For annuities involving life contingencies 35086 32
6 Surrender values paid in cash 190344 96
7 Surrender values applied to pay new premiums see in
come No 2 379148 to pay renewal premiums see
income No 11 708 3798 56
9 Dividends paid to policyholders in cash 5853 97
10 Dividends applied to pay renewal premiums see income
No 10 42301 42
11 Dividends applied to purchase paidup additions and an
nuities see income No 4 200792 26
12 Total paid policyholders 1601965 46
13 Paid for claims on supplementary contracts not involv
ing life contingencies 3360 65
14 Paid stockholders for interest or dividends 15000 00
15 Commissions and bonuses to agents less commission on
reinsurance first years premiums 25142327 re
newal premiums 16144286 on annuities original
15054 413016 67
17 Salaries and allowances for agencies including man
agers agents and clerks 144364 97
18 Agency supervision traveling and all other agency ex
penses 3535 82
19 Medical examiners fees 3808774 inspection of risks
356809 41655 83
20 Salaries and all other compensation of officers and home
office employees 112641 00
21 Rent companys own occupancy 24000 00
22 Advertising 1869770 printing and stationery 13
94111 postage 449685 37135 66COMPTROLLERGENERALS REPORT
241
23 Legal expenses 4743 75
24 Furniture fixtures and safes 1898 84
25 Insurance taxes licenses and department fees 46035 89
26 Taxes on real estate 12852 65
27 Repairs and expenses other than taxes on real estate 35340 50
29 All other disbursements Directors fees 4500 miscel
laneous office expenses 1536950 19869 50
30 Total disbursements 2517417 19
IVLEDGER ASSETS
1 Book value of real estate unincumbered 1660606 28
2 Mortgage loans on real estate first liens 4735239 19
3 Loans secured by pledge of bonds stocks or other collat
eral 12750 00
4 Loans made to policyholders on this companys policies
assigned as collateral 1008268 50
5 Premium notes on policies in force of which 38755 is
for first years premiums 543243 28
6 Book value of bonds excluding interest 584740302
stocks 177649316 7623896 18
7 Deposited in trust companies and banks on interest 299656 36
8 Cash in companys office 139236 deposited in banks
not on interest 3125096 32643 32
9 Agents balances 51051 30
10 Total ledger assets 15967354 41
NONLEDGER ASSETS
11 Interest due 10000 and accrued 17
79879 on mortgages 17898 79
12 Interest due and accrued on bonds and
stocks 101405 27
13 Interest due and accrued on collateral
loans 303 75
15 Interest due and accrued on other assets 500 00
16 Rents due and accrued on companys
property or lease 2528 57
17 Total interest and rents due and accrued 122636 38
18 Market value of real estate over book value 70447 48
19 Market value not including interest in item 12 of
bonds and stocks over book value 228211 31
21 Gross premiums due and New Business Renewals
unreported on policies in
force December 31 1904 6702 89 143541 11
22 Gross deferred premiums
on policies in force De
cember 31 1904 30501 57 155042 91
16 in
242
COMPTROLLERGENERALS REPORT
23 Totals 37204 46 298584 02
24 Deduct loading 20 per cent 7440 89 59716 80
25 Net amount of uncollected
and deferred premiums
29763 57 238867 22 268630 79
27 Gross assets 16657280 37
DEDUCT ASSETS NOT ADMITTED
30 Agents debit balances
51051 30
36 Total admitted assets I 16606229 07
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 as computed by the in
surance department of State of New
York on the combined Exp and Ameri
can tables of mortality with 3 3 and
4 per cent interest 13428653 00
Same for revisionary additions 1303178 00
Same for annuities including those in
reduction of premiums 410507 00
Total 15142338 00
Deduct net value of risks of this com
pany reinsured in other solvent com
panies
790 00
49088 00
Net reserve 15073548 00
2 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company
6 Claims for death losses which have been
reported and no proofs received 73394 46
8 Claims for death losses and other policy
claims resisted by the company 2500 00
10 Total policy claims 75894 46
12 Premiums paid in advance including surrender values
so applied 39730 96
19 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 5652 09
22 Other liabilities Fund voluntarily set aside to meet pos
sible fluctuations in price of securities etc 228211 31
23 Capital stock 125000 00
24 Reserve to provide for all other contingencies 1009104 25
25 Total liabilities 16606229 07COMPTROLLERGENERALS REPORT 24S
Business in the State of Georgia during 1904
Policies on the lives of citizens of said State in force
December 31 of previous year 329 1197290 00
Policies on the lives of citizens of said State issued
during the year 93 215840 18
Total422 1413130 18
Deduct ceased to be in force during the year 59 370054 18
Policies in force December 31 363 1043076 00
Losses and claims unpaid December 31 of previous
year 1 1000 00
Losses and claims incurred during year n 71717 18
Losses and claims settled during the year in cash 12 72717 18
Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses 45 05g 39
ILLINOIS LIFE INSURANCE COMPANY CHICAGO ILL
James W Stevens President Oswald J Arnold Secretary
Home Office 134 Monroe Street Chicago 111
J C Tumlin Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 100000 00
Amount of ledger assets as per balance
December 31 of previous year 4764042 06
Extended at 4764042 06
IIINCOME
1 First years premiums on original policies
without deduction for commissions or
other expenses less 71821 for first
years reinsurance 283268 94
4 Dividends applied to purchase paidup
additions and annuities 3661 42
5 Surrender values applied to purchase
paidup insurance and annuities 39964 42
8 Total new premiums 326894 7SpHMHi
ivsi i
244
COMPTROLLERGENERALS REPORT
9 Renewal premiums in addition to item
10 without deduction for commissions
or other expenses less 341747 for re
insurance on renewals I
10 Dividends applied to pay renewal premi
ums
946854 22
27040 95
13 Total renewal premiums
973895 17
14 Total premium income
18 Interest on mortgage loans
Interest on deferred premiums
19 Interest on collateral loans
20 Interest on bonds and dividends on
stocks
21 Interest on premium notes policy loans
or liens
22 Interest on other debts due the company
23 Discount on claims paid in advance
24 Rent from companys property including
420000 for companys own occupancy
1300789 95
69858 25
16313 94
11996 57
65368 90
61821 81
6628 36
54 04
30595 96
25 Total interest and rents
26 Profit on sale or maturity of ledger assets
28 Total income
262637 8J
40920 88
1604348 66
IIIDISBURSEMENTS
1 For death claims 44449558 additions
250397
2 For matured endowments 2850000 ad
ditions 152638
Total disability claims
446999 55
30026 38
1000 00
6
Net amount paid for losses and matured endowments
For annuities involving life contingencies
Premium notes and policy lien voided by lapse 10
51420 purchased rev adds 51765 interest gold
bonds 23009
Surrender values paid in cash
8 Surrender values applied to purchase paidup insurance
and annuities see income No 5
9 Dividends paid to policyholders in cash
10 Dividends applied to pay renewal premiums see income
No 10
Dividends applied to purchase paidup additions and an
nuities see income No 4
Total paid policyholders 829831 56
Paid stockholders for interest or dividends
11
12
14
478025 93
1800 00
11261 94
260757 28
39964 42
7319 62
27040 95
3661 42
7000 00COMPTROLLERGENERALS REPORT
245
15 Commissions and bonuses to agents less commission on
reinsurance first years premiums 13059071 re
newal premiums 18423638 314827 09
17 Salaries and allowances for agencies including man
agers agents and clerks 12932 50
18 Agency supervision traveling and all other agency ex
penses 5273 62
19 Medical examiners fees 1454044 inspection of risks
968716 insurance claims 652388 3075148
20 Salaries and all other compensation of officers and home
office employees 86135 79
21 Rent 14508 10
22 Advertising 1703366 printing and stationery 8755
39 postage 592245 31711 50
23 Legal expenses 11462 52
24 Furniture fixtures and safes incidental expenses 17369 07
25 Insurance taxes licenses and department fees 22784 88
26 Taxes on real estate 3972 78
27 Repairs and expenses other than taxes on real estate 26081 71
28 Loss on sale or maturity of ledger assets 7375 98
29 All other disbursements Profit and loss 62483 collec
tion of premiums 179079 registration of policies
231250 4728 12
30 Total disbursements 14674670
IVLEDGER ASSETS
1 Book value of real estate unincumbered 779685 22
2 Mortgage loans on real estate all first liens 1087624 50
3 Loans secured by pledge of bonds stocks or other collat
eral 52200 00
4 Loans made to policyholders on this companys policies
assigned as collateral 1189747 27
5 Premium notes on policies in force 8542 68
6 Book value of bonds excluding interest 63667375
stocks 75431450 1390988 25
7 Deposited in trust companies and banks on interest C
D 10224000 Dep 12903686 231276 86
8 Cash in companys office 2460592 deposited in banks
not on interest 608555 30691 47
Bills receivable 199097 agents balances 8203347
furniture and fixtures 2348157 suspense account
1928176 com rev corns 4410000 170887 77
9
10 Total ledger assets 4941644 02
NOXLEDGEB ASSETS
11 Interest due 945065 and accrued 18
03104 on mortgages 27481 69
12 Interest due and accrued on bonds and
stocks 1858 67MOBW
wmmmmmSSmmmm

246
COMPTROLLERGENERALS REPORT

13 Interest due 27679 and accrued 451
44 on collateral loans 728 23
14 Interest due and accrued on premium
notes policy loans or liens 13315 27
15 Interest due and accrued on other assets 153 95
16 Rents due and accrued on companys
property or lease 786 76
17 Total interest and rents due and accrued
18 Market value of real estate over book value
19 Market value not including interest in item 12 of
bonds and stocks over book value
20 Due from other companies for losses or claims on poli
cies of this company reinsured
21 Gross premiums due and Hew Business Renewals
unreported on policies in
force December 31 1904 24955 49 83456 59
22 Gross deferred premiums
on policies in force De
cember 31 1904 14125 92 124332 01
23 Totals 39081 41 207788 60
24 Deduct loading 25 per cent 9770 35 51947 15
25 Net amount of uncollected
and deferred premiums
44324 57
206812 02
153838 75
3700 00
29311 06
155841 45
185152 51
27 Gross
assets 5535471 87
DEDUCT ASSETS NOT ADMITTED
29 Supplies stationery printed matter fur
niture fixtures and safes 23481 57
30 Commuted commissions 4410000
agents debit balances 11317496 157274 96
31 Cash advanced to or in the hands of offi
cers or agents suspense account 19281 76
32 Loans on bills receivable 1990 97
33 Premium notes or loans on policies and
net premiums in item 25 in excess of
the net value of their policies 94418 60
34 Book value of ledger assets over market
value 7741 56
35 Total 304189 42
36 Total admitted assets 5231282 45COMPTROLLERGENERALS REPORT
247
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 as computed by the in
surance department of Illinois on the
actuaries table of mortality with 4 per
cent interest 4824566 00
1 Same for reversionary additions 49357 00
Same for annuities including those in
reduction of premiums 29396 58
Total 4903319 58
Deduct net value of risks of this com
pany reinsured in other solvent compa
nies 2233 00
Net reserve 4901086 58
2 Present value of amounts not yet due on supplementary
contracts not involving life contingencies 7235 43
5 Claims for death losses in process of ad
justment or adjusted and not due 21270 00
6 Claims for death losses which have been
reported and no proofs received 4021 00
8 Claims for death losses and other policy
claims resisted by the company 17299 00
10 Total policy claims 42590 00
12 Premiums paid in advance including surrender values
so applied 4860 92
15 Salaries rents office expenses taxes bills accounts bo
nuses commissions medical and legal fees due or ac
crued 7864 43
19 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 38724 21
20 Dividends apportioned payable to policyholders during
1905 6892 06
22 Other liabilities Bonds in litigation 4600 00
23 Capital stock 100000 00
24 Unassigned funds surplus 117428 82
25 Total liabilities 5231282 45248
COMPTROLLERGENERALS REPORT
Business in Georgia during 1904
Policies on the lives of citizens of said State in
force December 31 of previous year
Policies on the lives of citizens of said State 1Ssued
during the year
No Amount
932 1156992 14
400452 29
320
Total
Deduct ceased to be in force during the year
1252 1557444 43
208 267173 00
Policies in force December 31
Losses and claims unpaid December 31 of previous
year
Losses
1044 1290271 43
and claims incurred during the year
Total
10500 0
6500 00
Losses and claims settled during the year in cash
9 30000 by compromise 670000
Losses and claims unpaid December 31
Premiums collected or secured in cash and notes 01 credits
Shout any deduction for losses dividends commissions
or other expenses
17000 00
16000 00
1000 00
37208 96
INTERSTATE LIFE ASSURANCE COMPANY INDIANAPOLIS IND
f B Davenport Secretary
Chas A Stjdlow President
Principal Office Fitzgerald Building Indianapolis Ind
F M Daxcy Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of guaranty fund
paid up in cash 320000 00
Amount of net or ledger assets Decent
ber 31 of previous years
Increase of guaranty fund during 1904
804430 85
70000 00
Extended at
874430 85
nINCOME DURING THE YEAS 1904
1 Cash received for premiums on new policies without de
ductions for commissions or other expenses
Cash received for renewal premiums without deduc
tions for commissions or other expenses
7 Total premium income
151638 S9
525956 95
677595 84COMPTROLLERGENERALS REPORT
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or
liens
Total income
13
16
inDISBURSEMENTS DURING YEAR 1904
Cash paid for death claims including revisionary addi
tions
Premium notes loans or liens used in purchase of sur
rendered policies voided by lapse
Surrender values paid in cash
Total paid policyholders 238027 M
Cash paid contbs to guaranty fund for interest or div
idends
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 12109493
renewals 5616
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes on new premiums
24 Cash paid for rent
Cash paid for furniture fixtures and safes for home and
agency offices
Cash paid for advertising 675150 printing 261336
postage 84565
Cash paid for legal expenses
Cash paid for the following items
change telegraph telephone etc
26
27
28
29
viz Express ex
30 Total disbursements
IVASSETS AS PER LEDGER ACCOUNTS
2 Loans on moregage first liens on real estate
4 Loans made in cash to policyholders on this company s
policies assigned as collateral or secured by terms of
of which 3370969 was received during tne
policy
year
7 Cash in companys office
8 Cash deposited in banks
249
4744 10
31 21
24186 97
706558 12
40966 52
18789 38
178271 92
11855 40
21151 09
9153 11
3369 85
53548 08
6682 55
6054 75
3132 61
10210 51
1972 55
2622 30
467780 62
213933 00
13 Total net or ledgenassets
831780 84
2456 36
65038 15
1113208 35

250
COMPTROLLERGENERALS REPORT

OTHEB ASSETS
14 Interest due 20500 and accrued 3031
13 on mortgages 3236 13
17 Interest due and accrued on premium
notes loans or liens 15687 83
Total carried out
23 Gross premiums due and New Busmen Renewals
unreported on policies in
force December 31 1904 78044 83 17360 69
24 Gross deferred premiums
on policies in force De
cember 31 1904 7002 67 10225 82
Totals 85047 50 27586 51
25 Deducting loading 25 per
cent on new 21259 50 205 00
18923 96
26 Net amount of uncollected
and deferred premiums 63788 00 27381 51 91169 51
27 Office furniture and fixtures supplies insurance and law
library 9216 36
28 Total assets as per the books of the company 1232518 18
ITEMS NOT ADMITTED
2 Furniture fixtures and safes etc 9216 36
8 Premium notes and loans on policies in
excess of net value of these policies 6541 72
Total 15758 08
9 Total assets less items not admitted 1216 760 10
VLIABILITIES
1 Net present value of all the outstanding policies in force
on the 31st day of December 1904 computed accord
ing to the actuaries table of mortality with 4 per cent
interest on business prior to 1904 and on Amer Exp
table at 3 per cent on 1904 business 95894 00
11 Amount of unpaid dividends to contracts to guaranty
fund accrued interest on scrip dividend contracts 663 10
16 Amount of any other liability of the company viz Pre
miums paid in advance 924 5g
18 Gross surplus on policyholders account 256224 42
19 Total liabilities l2ie760 10COMPTROLLERGENERALS REPORT
251
LIFE INSURANCE COMPANY OP VIRGINIA RICHMOND VA
J G Walker President W L T Rogerson Secretary
Principal Office 909915 E Broad St Richmond Va
L Z Rosseb and Morris Brandon Atlanta Attys for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 150000 00
Amount of net ledger assets December
31 of previous year 1465391 34
Extended at
1465391 34
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies and renewal premiums without
deductions for commissions or other
expenses 1676675 17
3 From dividends applied to pay running
premiums see item 11 disbursements 340 02
4 From surrender values applied to pay
running premiums
4039 17
Total 1681054 36
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company
643 47
7 Total premium incomeT
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
11 Cash received for interest on other debts due the com
pany including item No 10
13 Cash received for rents for use of companys property in
cluding 255625 for companys own occupancy
19 From all other sources viz Profit and loss
Total income
UIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including re
1680410 89
53647 97
8874 33
6976 15
5366 04
8983 33
1764258 71
visionary additions
3 Cash paid for matured endowments and
additions thereto
5 Cash paid for weekly indemnity claims
512105 03
100 00
1130 05
7 Total net amount actually paid for losses and matured
endowments
513335 08252
COMPTROLLERGENERALS REPORT
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums see
item 3 income
12 Cash dividends annuities
13 Surrender values paid in cash
15 Surrender values applied to purchase paidup insurance
and annuities
Total paid policyholders 551226 88
16 Cash paid stockholders for interest or dividends
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes on new premiums
22 Cash paid for taxes on franchises 253734 on State
licenses 283500 personal property 9842
23 Cash paid for insurance department fees and agents li
censes 34575 municipal licenses 474928
24 Cash paid for rent including 255625 for companys oc
cupancy
25 Cash paid for taxes on real estate
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 1563310 printing 13248
32 postage 245992
28 Cash paid for real estate expenses other than taxes
99592 for legal expenses 1233684
29 Cash paid for the following items viz Traveling ex
penses 432369 general expenses 2283662 loss on
sale of real estate 292521 profit and loss 764723
Total miscellaneous expenses 851469 87
30 Total disbursements 1402696 75
IVASSETS AS PER LEDGES ACCOUNTS
1 Cost value of real estate exclusive of all
incumbrances 74447 96
2 Loans on mortgage first liens on real
estate 1174632 19
3 Loans secured by pledge of bonds stocks
or other marketable collaterals 96331 57
4 Loans made in cash to policyholders on
this companys policies assigned as col
lateral 24810 19
6 Cost value of bonds and stocks owned ex
cluding accrued interest at time of pur
chase 297509 94
14694 55
340 02
207 50
18610 56
4039 17
27000 00
354862 75
195113 91
39655 39
100554 88
22501 97
5470 76
5095 03
14956 04
1048 61
2803 68
31341 34
13332 76
L 37732 75
COMPTROLLERGENERALS REPORT
253
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
2775 24
156830 97
1087 24
Total 1828425 30
Less agents cash bonds 140000 un
paid stockholders dividends 7200 1472 00
13 Total net or
ledger assets 1826953 30
OTHER ASSETS
14 Interest due 174468 and accrued 9
46561 on mortgages
15 Interest due and accrued on bonds and
stocks
16 Interest due 12000 and accrued 1458
89 on collateral loans
17 Interest due 10822 and accrued 4368
on premium notes loans or liens
18 Interest due and accrued on other assets
19 Rents due and accrued on companys
property or lease
Totals
25 Deducting cost of collec
tion 40 7 and 15 per
cent
19000 32
7600 13
26 Net amount of uncollected
and deferred premiums 11400 19
1210 29
7057 92
1578 89
151 90
16 90
675 35
Total carried out
20 Market value of real estate over cost
21 Market value of bonds and stocks over cost
23 Gross premiums due and NewBusine Renewals
unreported on policies
in force December 31
1904 3910 37 16926 90
24 Gross deferred premiums
on policies in force De
cember 31 1904 15089 95 37106 07
54032 97
6467 01
47565 96
20691 25
18537 04
21364 17
58966 15
28 Total assets as per the books of the companyI 1946511 91
ITEMS NOT ADMITTED
v 381 99
7 Bills receivable
9 Total assets less items not admitted 1946129 92
254
COMPTROLLERGENERALS REPORT
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to
the actuaries and American experience
table of mortality with 4 and 3 per
cent interest
Deduct net value of risks of this company
reinsured in other solvent companies
1504453 00
245 00
Net reinsurance reserve
3 Claims for death losses reported and no
proofs received
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due
6 Claims for death losses and other policy
claims resisted by the company
1504 208 00
7886 10
16751 84
2000 00
Total policy claims
16 Amount of any other liability of the company viz Pre
miums paid in advance
16 Surrender values claimable on policies cancelled
whose reserves are not included in item No 1
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
26637 94
31285 53
1877 50
1564008 97
382120 95
19 Total liabilities 1946129 92
Business in Georgia during 190
No Amount
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 2477 257363 00
Deduct number and amount which have ceased to
be in force during the year 606 52745 00
Total number and amount of policies in force in
Georgia December 31 1904 1871
Amount of losses and claims on policies incurred
during the year 5
Amount of losses and claims on policies paid during
1904 4
Amount of losses reported and unpaid December 31
1904 1
Amount of premiums collected or secured in Georgia during
the year in cash without any deduction for losses divi
dends commissions or other expenses
204618 00
371 55
295 30
76 25
2139 79COMPTROLLERGENERALS REPORT
255
MANHATTAN LIFE INSURANCE COMPANY OF NEW YORK N Y
Henry B Stokes President J H Griffin Secretary
Principal Office 6470 Broadway New York
John J Coggins Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year 16809448 38
Extended at 16809448 38
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 501865 92
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses 2019331 79
3 From dividends applied to pay running
premiums see item 11 disbursements 35358 18
3 From dividends applied to purchase
paidup additions and annuities see
item 12 disbursements 5351 62
4 From surrender values applied to pay
running premiums see item 14 dis
bursements 2372 64
4 From surrender values applied to pur
chase paidup insurance and annuities
see item 15 disbursements 22403 18
5 Consideration for annuities other than
matured installment policies 2507 23
Total 2589190 56
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 9598
20 renewals 2053060 30128 80
7 Total premium income 2559061 76
8 Cash received for interest on mortgage loans 284591 11
9 Cash received for interest on bonds owned and divi
dends on stock 180389 18
10 Cash received for interest on premium notes loans or
liens 83531 24
IHHI
j

1 i mm
256
COMPTROLLERGENERALS REPORT
11 Cash received for interest on other debts due the com
pany
13 Cash received for rents for use of companys property
14 Cash received for profits on sales of bonds or stocks
16 From surrender values on reinsurances
17 Premium notes loans or liens restored by revival of poli
cies
79953 30
284693 07
75829 73
4727 00
5140 13
Total income 3557916 52
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including re
visionary additions 1159828 75
3 Cash paid for matured endowments and
additions thereto 197049 00
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
26
Total net amount actually paid for losses and matured
endowments
Cash paid to annuitants
Premium notes loans or liens voided by lapse
Cash dividends paid policyholders
Cash dividends applied to pay running premiums see
item 3 income
Cash dividends applied to purchase paidup additions
and annuities see item 3 income
Surrender values paid in cash
Surrender values applied to pay running premiums see
item 4 income
Surrender values applied to purchase paidup insurance
and annuities see item 4y2 income
Total paid policyholders 1844558 73
Cash paid stockholders for interest or dividends
Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 27388319
renewals 11840922 annuities 12536
Cash paid for salaries and allowances to managers and
agents
Cash paid for medical examiners fees 4118184 in
spection of risks 898536
Cash paid for salaries and all other compensation of of
ficers and other home office employees
Cash paid for taxes on new premiums and renewals
Cash paid for taxes on reserves 200369 on franchise
15365
Cash paid for insurance department fees and agents li
censes 409627 municipal licenses 461398
Cash paid for rent
Cash paid for furniture fixtures and safes for home and
agency offices
1356877 75
10315 36
19329 55
84216 56
35358 IS
5351 62
308333 89
2372 64
22403 IS
16000 00
392417 77
151550 19
50167 20
100471 97
32656 36
2157 34
8710 25
75446 90
1579 20COMPTROLLERGENERALS REPORT
257
2f Cash paid for advertising 1096459 printing and sta
tionery 1258346 postage 1054459 34092 64
28 Cash paid for real estate expenses other than taxes 90
90494 for legal expenses 2107760 111982 54
29 Cash paid for the following items viz Taxes on real
estate 5269550 sundry office expenses 2352269 76218 19
Total miscellaneous expenses 1053450 63
30 Total disbursements 2898009 36
IVASSETS AS PEB LEDGER ACCOUNTS
1 Cost value of real estate exclusive of all lncumbrances 5283441 65
2 Loans on mortgage first liens on real estate 6129810 00
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals 515074 16
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 1189745 34
5 Premium notes loans or liens on policies in force of
which 821305 is for first years premiums 326819 68
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 3510145 24
7 Cash in companys office 10273 35
8 Cash deposited in banks 394739 11
10 Commuted commissions 8591389 agents balances
2339312 109307 01
IS Total net or ledger assets 17469355 54
OTHEH ASSETS
14 Interest due 3750 and accrued 10983080 on mort
gages 109868 30
15 Interest accrued on bonds and stocks 6757 29
16 Interest accrued on collateral loans 3358 59
17 Interest due and accrued on premium notes loans or
liens 20034 26
18 Interest accrued on other assets 4131 29
19 Rents due 1491816 and accrued 242667 on compa
nys property or lease 17344 83
20 Market value of real estate over cost 591483 35
21 Market value of bonds and stocks over cost 144899 76
23 Gross premiums due and New Business Renewals
unreported on policies
in force December 31
1904 170334 89 145600 34
24 Gross deferred premiums
on policies in force De
cember 31 1904 8845 00 79526 00
Totals
179179 89
225126 34
17 inI
SB
yvr ifSi
260 coMPTROLLERGENBRALS REPORT
IIINCOME
1 rirBt years premiums on original policies
without deducting for commissions or
other expenses less 351322 for first
years reinsurance
4 Dividends applied to purchase paidup
additions and annuities
6 consideration for original annuities in g
volving life contingencies
38110 it
s Total new premiums
9 Renewal premiums in addition to items
9 To and 11 without deduction for com
missions or other expenses less 13
009 44 for reinsurance on renewals 23019
10 Dividends applied to pay renewal premi
ums
U Surrender values applied to pay renewal
premiums
239424 44
13 Total renewal premiums
277534 6T
14 Total premium income g 167 12
18 Interest on mortgage loans g
19 interest on collateral loans
20 Interest on bonds and dividends on stocK
21 interest on premium notes gJjM 9j003 81
or liens and cash loans on policies
22 interest on other debts due the company
24 Rents from companys property
109963 46
25 Total interests and rents x 792 23
393667 69
28 Total income
mDISBURSEMENTS
1 F0r death claims 0 J mI 167918 24
ance 16567100 additions 224724
2 For matured endowments 1250000 ad
ditions 500
3 Net amount paid for losses and matured endowments 180423 2
4 For annuities involving life contingencies n
5 Premium notes voided by lapse 13610 09
6 Surrender values paid in cash 173 43
Return premiums

COMPTROLLERGENERALS REPORT
261
12
14
15
17
7 Surrender values applied to pay renewal premiums see
income No 11
9 Dividends paid to policyholders in cash
10 Dividends applied to pay renewal premiums see income
No 10 small amount of dividends paid in cash upon
paidup policies included
11 Dividends applied to purchase paidup additions and an
nuities see income No 4
Total paid policyholders 210237 78
Paid stockholders for interest or dividends
Commissions and bonuses to agents less commission on
reinsurance first years premiums 1755545 re
newal premiums 1120074 on annuities original
32217
Salaries and allowances for agencies including man
agers agents and clerks
18 Agency supervision traveling and other agency expenses
19 Medical examiners fees
20 Salaries and all other compensation of officers and home
office employees 1
21 Rent including 1000 for companys own occupancy
22 Advertising 154829 printing and stationery 2538
06 postage 83046
Legal expenses
Insurance taxes licenses and department fees
Taxes on real estate
Repairs and expenses other than taxes on real estate
28 Loss on sale or maturity of ledger assets
29 All other disbursements Library bureau 138264
temporary expense 90438 sundry expenses 256580
23
25
26
27
43 55
425 65
9181 17
1062 65
6000 00
29078 36
4881 79
1938 30
2879 00
21070 50
1081 00
4916 81
963 00
3833 94
2341 18
604 18
18051 75
4852 82
30 Total disbursements 312730 41
IVLEDGER ASSETS
1 Book value of real estate unincumbered 119908 60
Book value of real estate old building balance of Are in
surance of which amount 3500 paid in January 1905 4500 00
2 Mortgage loans on real estate first liens 128967 50
3 Loans secured by pledge of bonds stocks or other collat
eral 10500 00
4 Loans made to policyholders on this companys policies
assigned as collateral 149954 00
5 Premium notes on ordinary policies in force 9509 57
Premium loans on policies issued under the name of
loan policies 8066 39
6 Book value of bonds excluding interest 166362919
stocks 12160213 1785231 32
7 Deposited in trust companies on interest 50000 00
8 Cash in companys office 100500 deposited in banks
not on interest 3346686 34471 86fli
II I H BB
264
COMPTROLLERGENERALS REPORT
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY SPRING
FIELD MASS
W H Sargeant Secretary
John A Hall President
Principal Office Springfield Mass
W J Harty Savannah Attorney for Service in Georgia
ICAPITAL STOCK
Extended at
LINCOME DURING YEAR 1904
31802946 84
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses
iy Cash received for renewal premiums
without deductions for commissions or
other expenses
2 Premium notes loans or liens taken in
part payment for renewal premiums
3 From dividends applied to pay running
premiums see item 11 disbursements
3 From dividends applied to purchase
paidup additions see item 12 dis
bursements
854138 50
47694SS 52
174514 80
743161 71
73734 76
Total
6615038 29
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 13183
51 renewals 10741378 120597 29
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on policy loans premium
notes loans or liens
11 Cash received for interest on other debts due the com
pany
12 Cash received as discount on claims paid in advance
13 Cash received for rents for use of companys property in
cluding 800000 for companys own occupancy
16 From dividends and surrender values on reinsurances
6494441 00
659602 06
571272 12
253330 93
2866 34
356 48
14641 16
28969 31COMPTROLLERGENERALS REPORT 265
17 Premium notes loans or liens restored by revival of
19 FromCan other sources viz SST 93531 78
mentary contracts not involving life contingencies
8124920 09
Total income
nIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including re
visionary additions
2 Premium notes loans or liens used in
payment of the same
3 Cash paid for matured endowments and
additions thereto
4 Premium notes loans or liens used In
payment of same
2225207 86
Total
6 Deduct amount received from other com
panies for losses or claims on policies
of this company reinsured of which
3500 is for matured endowments Muuu
7 Total net amount actually paid for losses and matured
endowments v
9 Premium notes loans or liens used in purchase of sur
rendered policies and voided by lapse
914 Premium notes loans or liens used in payment of dm
dends to policyholders 17558 g2
1 n Tash dividends paid policyholders
2 Cas dividends applied to pay running premiums see
12 CaTdMoTripplied to purchase paidup additions
see item 3V2 income 490773 12
S Ki 947
15DnSin190VandW
cumulate interest subject to the order of the policy
h0Toial paid poUcyhoiders I 268 00
16 Cash paid for claims on supplementary contracts not In
volvins life contingencies
IT Cash afd for commissions to agent lesso
on reinsurance new policies 41037586 renewals
18 Cash pSforsaiaries andallowances and traveling ex
penses to managers and agents
19 Cash paid for medical examiners fees 16127000
spection of risks 439558
i
m

WSC
268 COMPTROLLERGENERALS REPORT
Business in Georgia during 1904
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
year 2512 5318185 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 603 1124142 00
Total 3115 6442327 00
Deduct number and amount which have ceased to
be in force during the year 198 366427 00
Total number and amount of policies in force
in Georgia December 31 1904 2917 6075900 00
Amount of losses and claims on policies in Georgia
incurred during the year 32 114000 00
Amount of losses and claims on policies in Georgia
paid during the year 31 113000 00
Amount of premiums collected or secured in Georgia during
the year in cash 20745544 notes or credits 293796
without any deduction for losses dividends commissions
or other expenses 210393 40
METROPOLITAN LIFE INSURANCE COMPANY OF NEW YORK
John R Heoeman President James S Roberts Secretary
Principal Office 1 Madison Ave New York City
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 2000000 00
Amount of net or ledger assets Decem
ber 31 of previous year 103648680 47
Extended at103648680 47
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 6973546 81
1 dash received for renewal premiums
without deductions for commissions or
other expenses 42895929 77
2Vi Premium notes loans or liens taken in
part payment for renewal premiums 83141 92COMPTROLLERGENERALS REPORT 269
3 From dividends applied to pay running
premiums see item 11 disbursements 729298 30
5 Consideration for annuities other than
matured installment policies lbboia
50848436 16
Total
6 Deduct amount of premiums paid to
other companies for reinsurance on pol
icies in this company new business 2
42350 renewals 3708869 3951
IT 50808923 97
8 SSrforest morte ioans 1695395 SS
9 Cash received for interest on bonds owned and dividends
10 CaTh Svedfor interest on premium notes loansor
11 CaTreceived for Interest onother debts due the com
13 CashTeceivedfor rents for useof companys property in
eluding 36635400 for companys own occupancy 8241 8
14 Cash received for profits on sales of bonds or stocks 22782 71
Ssioeration for supplementary contracts not involving
life contingencies
19 From all other sources viz Agents cash deposits in
lieu of bonds
55985756 91
Total income
mDISBUBSEMENTS DUBING YEAB 1904
1 Cash paid for death claims including re
visionary additions
2 Premium notes loans or liens used m
payment of the same
3 Cash paid for matured endowments and
additions thereto
5 Cash paid for sums falling due during
the year on installment policies Ai
7 Total net amount actually paid for losses and matured
endowments 74773 25
s Pash paid to annuitants
Pr mium notes loans or liens used in purchase of sur
rendered policies 1314929 voided by lapse 26
9y2 piemiumnotesloansor liens used Inpayment of divi
dends to policyholders 123 566 IS
1 ft rash dividends paid policyholders
U Casn dividends applied to pay running premiums see
item 3 incomebAHHOTHHPI

Hhwmhnnhhmm

SiSSS
272 COMPTROLLERGENERALS REPORT
actuaries table of mortality with 4 per
cent interest and American experience
3 per cent 111213164 00
Deduct net value of risks of this com
pany reinsured in other solvent com
panies 82994 00
Net reinsurance reserve 111130170 00
3 Claims for death losses reported no proof
received 134434 83
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 115852 85
6 Claims for death losses and other policy
claims resisted by the company 42795 20
8 Present value of unpaid amounts on ma
tured installment policies 40864 00
9 Liability on policies cancelled in item 1
upon which a surrender value may be
demanded 21253 00
Total policy claims 355199 8
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 74324 41
13 Amount due on account of salaries rents and office ex
184571 07
penses
16 Amount of any other liability of the company viz Pre
miums paid in advance 13790482 agents cash de
posits in lieu of bonds 19663607 334540 89
Special reserve 1180289 00
17 Liabilities on policyholders account113259095 25
18 Gross surplus on policyholders account 14835219 99
19 Total liabilities 128094315 24
Business in Georgia during 1904
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
2549 2779145 00
year t
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 1435 1391224 00
Total 3984 4170369 00
Deduct number and amount which have ceased to
be in force during the year 931 914922 00
Total number and amount of policies in force
in Georgia December 31 1904 3053 3255447 00
fcCOMPTROLLERGENERALS REPORT
273
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 5 4600 00
Amount of losses and claims on policies in Georgia
incurred during the year 31 118194 61
Total 36 122794 61
Amount of losses and claims on policies in Georgia
paid during the year 36 122794 61
Amount of premiums collected or secured in Georgia during
the year in cash and notes or credits without any deduc
tion for losses dividends commissions or other expenses 401770 74
MICHIGAN MUTUAL LIFE INSURANCE COMPANY DETROIT MICH
O R Looker President A F Moobe Secretary
Principal Office 150 Jefferson Avenue Detroit Mich
Frank L Woodruff Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 250000 00
2 Amount of capital sub
scribed but unpaid 250000 00
Amount of net or ledger assets December
31 of previous year 8072318 69
Extended at 8072318 69
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 217537 80
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses 1158596 88
2 Premium notes loans or liens taken in
part payment for premiums on new pol
icies 863 70
2V2 Premium notes loans or liens taken in
part payment for renewal premiums 119842 30
3 From dividends applied to pay running
premiums see item 11 disbursements 17040 63
3y2 From dividends applied to purchase
paidup additions and annuities see
item 12 disbursements 10540 63
18 in
HHMBHB
2S3

274
COMPTROLLERGENERALS REPORT
4 From surrender values applied to pay run
ning premiums see item 14 disburse
ments
3506 58
Total 1527928 57
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 2080
79 renewals 1209697 14177 76
7 Total premium income 1513
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and divi
dends on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany
12 Cash received as discount on claims paid in advance
13 Cash received for rents for use of companys property
16 From dividends and surrender values on reinsurances
750 81
925 11
1500 00
46342 06
4
1
17
077 26
269 08
341 24
266 51
Total income 1931472 07
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including re
visionary additions 472789 10
3 Cash paid for matured endowments and
additions thereto 237260 59
TotalI 710049 69
6 Deduct amount received from other com
panies for losses or claims on policies
of this company reinsured 2000 00
7 Total net amount actually paid for losses and matured
endowments
9 Premium notes loans or liens voided by lapse
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums see
item 3 income
12 Cash dividends applied to purchase paidup additions
and annuities see item 3 income
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums see
item 4 income
Surrender values applied to pay notes on defaulted poli
cies
708
2
3
049 69
251 89
397 16
17040 63
10540 63
113112 78
3506 58
27593 85
COMPTROLLERGENERALS REPORT
275
Surrender values applied to pay interest on notes of de
faulted policies 235 66
Total paid policyholders 885728 87
Paid for claims on supplementary contracts not involv
ing life contingencies 1166 66
16 Cash paid stockholders for interest or dividends 25000 00
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 16026640
renewals 9463844 254904 84
18 Cash paid for salaries and allowances to managers and
agents 30737 71
19 Cash paid for medical examiners fees 1892611 in
spection of risks 724488 26170 99
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees 56158 62
Cash paid for taxes on new premiums 449623 on re
newals 1906468 23560 91
Cash paid for taxes on real estate 588007 losses on
sales of real estate 898278 14862 85
23 Cash paid for insurance department fees and agents li
censes 195579 municipal licenses 333226 5288 05
24 Cash paid for rent 14530 61
25 Agency supervision traveling and all agency expenses 20657 65
26 Cash paid for furniture fixtures and safes for home and
agency offices 790 27
27 Cash paid for advertising 398878 printing 1781541
postage 588796 27692 15
28 Cash paid for real estate expenses other than taxes 14
29651 for legal expenses 1006943 24365 94
29 Cash paid for the following items Depositors 13647
general expense recording fees office supplies sub
scriptions etc 1282567 12962 14
Total miscellaneous expenses 538849 39
21
22
30 Total disbursements 1424578 26
IVASSETS AS PER LEDGER ACCOUNTS
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
Loans secured by pledge of bonds stocks or other mar
ketable collaterals
Loans made in cash to policyholders on this companys
policies assigned as collateral
Premium nctes loans or liens on policies in force of
which 21573 was received during the year
Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Agents ledger balances
4
5
6
354946 96
7073688 81
5500 00
818220 17
68334 59
25000 00
19368 71
203419 46
10733 80
13 Net or ledger assets 8579212 50HHHHi

276
COMPTROLLERGENERALS REPORT
OTHEB ASSETS
14 Interest due 2023779 and accrued
9714371 on mortgages
15 Interest accrued on bonds and stocks
16 Interest accrued on collateral loans
17 Interest due 530249 and accrued 6
38144 on premium notes loans or liens
18 Interest accrued on other assets
19 Rents accrued on companys property or
lease
117381 50
250 00
197 05
11683 93
12 08
2033 00
Total carried out
20 Market value of real estate over cost
21 Market value of bonds and stocks over cost
23 Gross premiums due and New Business
unreported on policies
in force December 31
1904 32930 89
24 Gross deferred premiums
on policies in force De
cember 31 1904 20234 37
Kenewals
25674 13
107432 40
Totals 53165 26 133106 53
25 Deducting loading 20 per
cent on new and 20
per cent on renewals 10633 05 26621 31
131557 56
24353 68
3750 00
26 Net amount of uncollected
and deferred premiums 42532 21 106485 22 149017 43
28 Total assets as per the books of the company 8887891 17
ITEMS NOT ADMITTED
5 Agents balances unsecured
319 42
9 Total assets less items not admitted 8887571 75
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to
the actuaries table of mortality with
4 per cent interest and American 3
per cent from January 1 1903
Deduct net value of risks of this company
reinsured in other solvent companies
8527668 68
33270 00
Net reinsurance reserve 8494398 68
COMPTROLLERGENERALS REPORT 277
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 6333 80
8 Present value of unpaid amounts on ma
tured installment policies face 14
83334 11597 05
Total policy claims 17930 85
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 542 83
13 Amount due on account of salaries rents and office ex
penses 610 17
16 Amount of any other liability of the company viz Pre
miums paid in advance 864735 deposit account
199363 10640 98
17 Liabilities on policyholders account 8524123 51
18 Gross surplus on policyholders account 363448 24
19 Total liabilities 8887571 75
Business in Georgia during 1904
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
year 883 986635 44
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 756 713124 30
Total 1639 1699759 74
Deduct number and amount which have ceased to
be in force during the year 758 644685 18
Total number and amount of policies in force
in Georgia December 31 1904 881 1055074 56
Amount of losses and claims on policies in Georgia
incurred during the year 8 4385 00
Amount of losses and claims on policies in Georgia
paid during the year 8 4385 00
Amount of premiums collected or secured in Georgia during
the year in cash 3067065 notes or credits 134568
without any deduction for losses dividends commissions
or other expenses 32016 33
iii jjgrasja
278
COMPTROLLERGENERALS REPORT
MISSOURI STATE LIFE INSURANCE COMPANY ST LOUIS MO
Edmund P Melson President C A Goodale Secretary
Principal Office 410424 Chemical Building St Louis Mo
N B Browne Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
stock
Amount of capital
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year
Extended at
499129 30
499129 30
IIINCOME DUBING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 156267 78
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses 152734 95
2 Premium notes loans or liens taken in
part payment for premiums on new
policies and renewal premiums 119929 23
4 From surrender values applied to pur
chase paidup insurance and annuities
see item 15 disbursements 58 00
Total
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 32652
renewals 28099
428989 96
607 51
7 Total premium income
8 Cash received for interest on mortgage loans
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany
17 Premium notes loans or liens restored by revival of pol
icies
19 From all other sources viz Sale of Handy Guides
2350 two releases mortgage loans No 23 and No 53
200 cancellation charges on not delivered policies
900
428382 45
10943 68
11663 35
2407 59
2321 35
34 50
Total income 455752 92

COMPTROLLERGENERALS REPORT
279
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including re
visionary additions 55272 88
2 Premium notes loans or liens used in
payment of the same 2418 97
7 Total net amount actually paid for losses and matured
endowments
9 Premium notes loans or liens used in purchase of sur
rendered policies 262343 voided by lapse 3239853
13 Surrender values paid in cash
15 Surrender values applied to purchase paidup insurance
and annuities see item 4 income
Total paid policyholders 93591 02
16 Cash paid stockholders for interest or dividends
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 10428569
renewals 1465345
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 952400 inspec
tion of risks 269730
Cash paid for salaries and all other compensation of offi
cers and other home office employees
Cash paid for taxes on new premiums and renewals
Cash paid for taxes on franchise 12642 on invest
ments 46272 St Louis city tax
23 Cash paid for insurance department fees and agents li
censes 318784 municipal licenses 30825
24 Cash paid for rent
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 79332 printing 390754
postage 147316
28 Cash paid for legal expenses
29 Cash paid for the following items viz Collection of
premiums 73115 interest on bills payable 5708
accrued interest on bonds purchased 6222 inciden
tal office expenses including telegrams telephones
express charges etc 96039
Total miscellaneous expenses 183287 49
20
21
22
30 Total disbursements
IVASSETS AS PER LEDGER ACCOUNTS
2 Loans on mortgage first liens on real estate
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force
57691 85
35021 96
819 21
58 00
8000 00
118939 14
10082 12
12221 30
14899 88
1704 72
589 14
3496 09
4237 49
89G 78
6174 02
235 97
1810 84
276878 51
217450 00
216 14
385738 77280
COMPTROLLERGENERALS REPORT
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
Total carried out
23 Gross premiums due and New Business Renewals
unreported on policies
in force December 31
1904 29926 66 17975 77
24 Gross deferred premiums
on policies in force De
cember 31 1904 24268 05
Totals 29926 66 42243 82
25 Deducting loading 15 per
cent on new and 15
per cent on renewals 4489 00 6336 57
26 Net amount of uncollected
and deferred premiums 25437 66
27 Furniture fixtures and safes
35907 25
10100 00
5347 04
13353 99
150 00
45647 77
13 Total net or ledger assets 678003 71
OTHER ASSETS
14 Interest due 101700 and accrued 4
19816 on mortgages 5215 16
15 Interest accrued on bonds and stocks 200 00
17 Interest accrued on premium notes loans
or liens 10041 50
ITEMS NOT ADMITTED
2 Furniture fixtures and safes
5 Agents debit balances
7 Bills receivable
8 Premium notes or loans on policies and
net premiums in item 26 in excess
of the net value of their policies
3000 00
47820 19
150 00
44273 13
Total
15456 66
61344 91
3000 00
28 Total assets as per the books of the company 757805 28
95243 32
9 Total assets less items not admitted 662561 96COMPTROLLERGENERALS REPORT
281
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to
the actuaries table of mortality with
4 per cent interest
Deduct net value of risks of this company
reinsured in other solvent companies
470185 00
757 00
Net reinsurance reserve
5 Claims for death losses and matured endowments in
process of adjustment or adjusted and not due
Amount due on account of salaries rents and office ex
13
16
penses
Amount of any other liability of the company viz Pre
miums paid in advance 23800 commissions due to
agents on premium notes when paid 1872916 cost
of collection on uncollected and deferred premiums in
excess of the loading thereon 1616641
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
469428 00
3500 00
2447 75
35133 57
510509 32
152052 64
19 Total liabilities
Business in Georgia during 1904
No
Number and amount of policies on the lives of citizens
of Georgia issued during the year 235
Deduct number and amount which have ceased to be
in force during the year
29
Total number and amount of policies in force in
Georgia December 31 1904 206
Additions
Amount of premiums collected or secured in Georgia during
the year in cash 597393 and notes or credits 970
without any deduction for losses dividends commissions
or other expenses
662561 96
Amount
365822 00
68500 00
297322 00
14 25
5983 63
282 COMPTROLLERGENERALS REPORT
MUTUAL BENEFIT LIFE INSURANCE COMPANY NEWARK N J
Frederick Frelinghuysen President Edward L Dobbins Secretary
Principal Office 752 Broad Street Newark N J
Clarence V Angier Atlanta Attorney for Service in Georgia
ICAPITAL stock
Amount of net or ledger assets December
31 of previous year 83901850 44
Extended at 83901850 44
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new policies without de
ductions for commissions or other expenses 1728975 95
1 Cash received for renewal premiums without deduc
tions for commissions or other expenses 9375067 67
2 Premium notes loans or liens taken in part payment for
premiums on new policies 23707 47
2 Premium notes loans or liens taken in part payment
for renewal premiums 737759 24
3 From dividends applied to pay running premiums see
item 11 disbursements 1218407 34
3 From dividends applied to purchase paidup additions
and annuities see item 12 disbursements 379190 49
4 From surrender values applied to pay running premiums
see item 14 disbursements 13015 17
5 Consideration for annuities other than matured install
ment policies 226707 41
8 Cash received for interest on mortgage loans 2167519 91
9 Cash received for interest on bonds owned and divi
dends on stock 951632 22
10 Cash received for interest on premium notes loans or
liens and collateral loans 825681 92
11 Cash received for interest on other debts due the com
pany 10623 47
12 Cash received as discount on claims paid in advance 673 91
13 Cash received for rents for use of companys property 174106 72
14 Cash received for real estate 14697 65
17 Premium notes loans or liens restored by revival of pol
icies 44 22
Total income 17847810 76
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including re
visionary additions 4792983 27
2 Premium notes loans or liens used in pay
ment of the same 238360 14COMPTROLLERGENERALS REPORT
283
3 Cash paid for matured endowments and
additions thereto 1229566 86
4 Premium notes loans or liens used in the
payment of same 63736 09
5 Cash paid for sums falling due during
the year on installment policies 50506 47
7 Total net amount actually paid for losses and matured
endowments
8 Cash paid to annuitants
9 Premium notes loans or liens used in purchase of sur
rendered policies 21075157 voided by lapse 10
18074
9 Premium notes loans or liens used in payment of divi
dends to policyholders
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums see
item 3 income
12 Cash dividends applied to purchase paidup additions
and annuities see item 3 income
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums see
item 4 income
Total paid policyholders 9834825 49
Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 74021119
renewals 66844184
Cash paid for salaries and allowances to managers and
agents
Cash paid for medical examiners fees
Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes on premiums
22 Cash paid for taxes on reserves 1992672 on invest
ments 19428169 on real estate 5280003
23 Cash paid for insurance department fees and agents li
censes 1561551 municipal licenses 3311863
26 Cash paid for investment expenses 4132867 miscella
neous office 5761440
27 Cash paid for advertising 5386609 printing 20234
86 postage 3454828
Cash paid for real estate expenses other than taxes 56
53300 for legal expenses 4585212
Cash paid for the following items viz Premiums on
bonds purchased
Total miscellaneous expenses 2723983 03
17
18
19
20
28
29
6375152 83
120694 45
220932 31
5990 62
317186 10
1218407 34
379190 49
1204256 18
13015 17
1408653 03
90324 56
150584 26
310530 29
138170 89
267008 44
48734 14
98943 07
108649 23
102385 12
69261 31
30 Total disbursements 12648069 83284
COMPTROLLERGENERALS REPORT
IVASSETS AS PER LEDGER ACCOUNTS
1 Real estate exclusive of all incumbrances 3109690 97
2 Loans on mortgage first liens on real estate 46302397 97
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals 1957450 00
4 Loans made in cash to policyholders on this companys
policies assigned as collateral or secured by terms of
policy 8621307 65
5 Premium notes loans or liens on policies in force of
which 2268386 was received during the year 4873593 77
6 Book value of bonds and stocks owned excluding ac
crued interest at time of purchase 22994401 33
7 Cash in companys office 7634 45
8 Cash deposited in banks 1164695 46
10 Agents ledger balances 70419 77
13 Total net or ledger assets 89101591 37
OTHER ASSETS
14 Interest due 4675546 and accrued
105865485 on mortgages 1105410 31
15 Interest accrued on bonds and stocks 199633 21
17 Interest accrued on premium notes loans
or liens 315967 11
Total carried out 1621010 63
21 Market value of bonds and stocks over book 1397044 87
23 Gross premiums due and New Business Renewals
unreported on policies
in force December 31
1904 179539 20 382730 49
24 Gross deferred premiums
on policies in force De
cember 31 1904 138882 77 784092 84
Totals
25 Deducting loading 42 per
cent on new and 20
per cent on renewals
to reduce renewals to net
318421 97 1166823 33
133737 23 233364 67
26 Net amount of uncollected
and deferred premiums 184684 74 933458 66 1118143 40
28 Total assets as per the books of the company 93237790 27
ITEMS NOT ADMITTED
5 Agents balances 70419 77
9 Total assets less items not admitted 93167370 50
COMPTROLLERGENERALS REPORT
285
VLIABILITIES
1 Net present value of all the outstanding policies in force
on the 31st day of December 1904 computed according
to the actuaries and American tables of mortalitywith
4 and 3 per cent interest 84530194 00
4 Claims for matured endowments due and
unpaid 52545 00
5 Claims for death losses in process of ad
justment or adjusted and not due 131042 33
6 Claims for death losses and other policy
claims resisted by the company 11000 00
8 Present value of unpaid amounts on ma
tured installment policies face 357
25884 274609 55
Claims for death losses no proofs re
ceived estimated 300000 00
Total policy claims 769196 88
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 294220 04
13 Amount due on account of salaries rents and office ex
penses estimated 25000 00
16 Amount of any other liability of the company viz Pre
miums paid in advance 5696106 deferred endow
ment claims 12044083 deferred death claims 122
21449 299616 38
17 Liabilities on policyholders account 85918227 30
18 Gross surplus on policyholders account 7249143 20
19 Total liabilities 93167370 50
21 Estimated surplus accrued on all other
policies 7249143 20
Business in Georgia luring 190If
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
year 3450 7570945 00
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 740 1353339 00
Tota 4190 8924284 00
Deduct number and amount which have ceased to
be in force during the year 332 660676 00
Total number and amount of policies in force
in Georgia December 31 1904 3858 8263608 00
2gg COMPTROLLERGENERALS REPORT
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 5 14000 00
Amount of losses and claims on policies in Georgia
incurred during the year 36 117701 00
Total 41 13L70100
Amount of losses and claims on policies in Georgia
paid during the year 39 125034 00
Amount of premiums collected or secured in Georgia during
the year in cash and notes or credits without any deduc
tion for losses dividends commissions or other expenses 293328 93
MUTUAL RESERVE LIFE INSURANCE COMPANY NEW YORK N Y
P A Bubnham President Chas W Camp Secretary
Principal Office 305307309 Broadway New York City
Cliffobd L Anderson Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
Amount of net or ledger assets Decem
ber 31 of previous year 4653530 93
Extended at 4653530 93
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new policies without de
ductions for commissions or other expenses 376302 94
1 Cash received for renewal premiums without deduc
tions for commissions or other expenses 3568603 78
2 Premium notes loans or liens taken in part payment for
premiums on new policies 153619 77
2 Premium notes loans or liens taken in part payment
for renewal premiums 286737 63
3 From dividends applied to pay running premiums see
item 11 disbursements 79369 51
4 From surrender values applied to pay running premiums
see item 14 disbursements 600 97
4 From surrender values applied to purchase paidup in
surance and annuities see item 15 disbursements 13823 44
5 Consideration for annuities other than matured install
ment policies 1650 00
7 Total premium income 4480708 04
8 Cash received for interest on mortgage loans 18600 68
9 Cash received for interest on bonds owned and dividends
on stock 18048 93COMPTROLLERGENERALS REPORT
287
10 Cash received for interest on premium notes loans or
liens 196800 04
11 Cash received for interest on other debts due the com
pany 13402 19
13 Cash received for rents for use of companys property in
cluding 5040000 for companys own occupancy 154650 08
14 Cash received for profits on sales of bonds or stocks 92 67
17 Premium notes loans or liens restored by revival of
policies 11242 13
19 From all other sources viz Pees for alterations in pol
icies 163 84
Total income
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including re
visionary additions 2612848 10
2 Premium notes loans or liens used in
payment of the same 95822 96
7 Total amount actually paid for losses and matured en
dowments
8 Cash paid to annuitants
9 Premium notes loans or liens used in purchase of sur
rendered policies 3700432 voided by lapse 220396
9 Premium notes loans or liens used in payment of divi
dends to policyholders
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums see
item 3 income
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums see
item 4 income
15 Surrender values applied to purchase paidup insurance
and annuities see item 4 income
Total paid policyholders 3128878 49
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 30417669
renewals 9276293 annuities 12375
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 2724243 inspec
tion of risks 254301
20 Cash paid for salaries and all other compensation of
officers and other home office employees
21 Cash paid for taxes on new premiums and renewals
22 Cash paid for taxes on reserves 53587 on franchise
617746
23 Cash paid for insurance department fees and agents li
censes 572477 municipal licenses 214066
4893708 60
2708671 06
75 00
257400 32
4788 95
2424 06
79369 51
61725 18
600 97
13823 44
397063 37
125556 32
29785 44
310412 18
30023 20
6713 33
7865 43
288
COMPTROLLERGENERALS REPORT
24 Cash paid for rent including 5040000 companys occu
pancy
25 Cash paid for commuting commissions
26 Cash paid for furniture fixtures and safes for home and
agency offices
Cash paid for advertising 2366564 printing 2181457
Cash paid for taxes on real estate
Cash paid for real estate expenses other than taxes
10730407 for legal expenses 8719682
Cash paid for the following items viz Agency expenses
6769224 postage 2236970 investment expense
150000 acturial expense 3225943 general office
expense 9713895 miscellaneous expense 13732932
27
28
29
76614 92
15000 00
2938 17
45480 21
25092 06
194500 89
358289 64
Total miscellaneous expenses
30 Total disbursements
1625335 16
4754213 65
IVASSETS AS PER LEDGER ACCOUNTS
1 Cost value of real estate exclusive of all incumbrances
2 Loans on mortgage first liens on real estate
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force of
which 8835305 was received during the year
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Agents ledger balances
On deposit with collecting banks and bonded collectors
680310 96
452750 00
1869548 19
232758 29
559521 59
376 60
733552 70
75879 18
188328 37
13
Total net or ledger assets 4793025 88
OTHER ASSETS
14 Interest due and accrued on mortgages
15 Interest due 202568 and accrued 230780 on bonds
and stocks
17 Interest due 978400 and accrued 5588200 on premi
um notes loans or liens
Interest due 119250 and accrued 65165 on other
assets
Rents due and accrued on companys property or lease
Market value of real estate over cost
18
19
20
24
3389 03
4333 48
65666 00
1844 15
3558 22
34687 04
25
Gross deferred premiums New Business Renewals
on policies in force De
cember 31 1904 79110 00 944508 00
Deducting loading 50 per
cent on new and 10
per cent on renewals 39555 00 94451 00COMPTROLLERGENERALS REPORT 289
26 Net amount of uncollected
and deferred premiums 39555 00 850057 00 889612 00
Net premiums in transit reserve charged in liabilities 181083 63
28 Total assets as per the books of the company 5977199 43
ITEMS NOT ADMITTED
3 Premium notes on loans on policies and
net premiums in excess of the net
value of their policies 137056 67
5 Agents balances 75879 18
8 Supplies printed matter and stationery
depreciation in bonds 4346 29
Total 217282 14
9 Total assets less items not admitted 5759917 29
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to the
actuaries and American tables of mor
tality with 4 and 3per cent interest 4397988 00
Net reinsurance reserve 4397988 00
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 595283 40
6 Claims for death losses and other policy
claims resisted by the company 60523 14
Claims for death losses reported no
proofs received 140897 77
Total policy claims 796704 31
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 20342 10
13 Amount due on account of salaries rents and office ex
penses 184913 25
16 Amount of any other liability of the company viz Pre
miums paid in advance 758 05
17 Liabilities on policyholders account 5400705 71
18 Gross surplus on policyholders account 359211 58
19 Total liabilities 5759917 29
21 Estimated surplus accrued on all other
policies 376668 28
19 InHPpHHi

NMiiiHHHI

290 COMPTROLLERGENERALS REPORT
Business in Georgia during 190Jf
No
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
1632
year
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 693
Total 2325
Deduct number and amount which have ceased to
be in force during the year 549
Total number and amount of policies in force in
Georgia December 31 1904 1776
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 5
Amount of losses and claims on policies in Georgia
incurred during the year 2
Total 32
Amount of losses and claims on policies in Georgia
paid during the year 25
Amount of premiums collected or secured in Georgia during
the year in cash and notes or credits without any deduc
tion for losses dividends commissions or other expenses
Cash 12558900 notes or credits 1039800 total
Amount
3054748 00
1645520 00
I 4700268 00 904950 00
3795318 00
8000 00 48827 61
56827 61
41745 65
135987 00
MUTUAL LIFE INSURANCE COMPANY CHICAGO ILL
LaVekne Notes President E C Brainard Secretary
Principal Office 135 Adams Street Chicago 111
W A Wright Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 150000 00
Amount of net or ledger assets Decem
ber 31 of previous year 275392 30
Decrease of capital during 1904 net 5500 00
Extended at 269S92 30
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 87792 96
COMPTROLLERGENERALS REPORT
291
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses 46762 75
2 Premium notes loans or liens taken in
part payment for renewal premiums 2591 68
Total
Deduct amount of premiums paid to
other companies for reinsurance on pol
icies in this company new business 1
36620 renewals 21854
137147 39
1584 74
7 Total premium income
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or
liens
18 Money borrowed
Total income
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including revisionary addi
tions
9 Premium notes loans or liens voided by lapse
10 Cash dividends paid policyholders
Total paid policyholders 13056 20
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 7262558
renewals 79818
Cash paid for salaries and allowances to managers and
agents
Cash paid for medical examiners fees 433843 inspec
tion of risks 117415
Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes on new premiums
22 Cash paid for taxes on personal property
Cash paid for insurance department fees and agents li
censes 166079 municipal licenses 5000
Cash paid for rent
Cash paid for furniture fixtures and safes for home and
agency offices
Cash paid for advertising 194568 printing 631862
postage 110669
Cash paid for legal expenses
29 Cash paid for the following items viz Agency travel
ing expenses 209894 paid for interest 49932 bills
payable paid 500000 surety account 19050 tele
phone and telegraph 42585 library 4900 express
18
19
20
23
24
26
27
28
135562 65
8562 50
190 39
15000 00
159315 54
11000 00
2039 70
16 50
73423 76
3fi31 60
5512 58
18758 24
848 67
32 22
1710 79
3264 04
1035 08
9370 99
4001 15pHaHBMHWMHHMl

292
COMPTROLLERGENERALS REPORT
and freight 25188 miscellaneous expenses 949221
medical directors fees 126850 collection expenses
14329 subscription account 5240 suspense ac
count 12500 incorporation expenses 500000
30 Total disbursements
24596 89
159242 51
IVASSETS AS PER LEDGER ACCOUNTS
4 Loans paid in cash to policyholders on this companys
policies assigned as collatedal 7103 80
5 Premium notes loans or liens on policies in force re
ceived during the year 1130 05
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 237612 60
7 Cash in companys office 3388 83
8 Cash deposited in banks 3072 43
9 Bills receivable 9000 00
10 Agents ledger balances 8657 62
13 Total net or ledger assets 269965 33

OTHEK ASSETS
15 Interest due and accrued on bonds and
stocks 2173 81
17 Interest due and accrued on premium
notes loans or liens 128 52
18 Interest due and accrued on bills receiva
ble 163 85
Total carried out
23 Gross premiums due and
unreported on policies in
force December 31 1904
24 Gross deferred premiums
on policies in force De
cember 31 1904
New Business
12049 57
1161 21
26 Net amount of uncollected
and deferred premiums 11229 17
27 Furniture fixtures and safes
Supplies stationery etc
28 Total assets as per the books of the company
Renewals
5205 87
2458 02
Totals 13210 78 7663 89
25 Deducting loading 15 per
cent on new and 15
per cent on renewafe 1981 61 1149 58
6514 31
2466 18
17743 48
3000 00
2000 00
295174 99
wpppBiBBiB
COMPTROLLERGENERALS REPORT
293
ITEMS NOT ADMITTED
2 Furniture fixtures and safes 3000 00
3 Book value of assets above market value 13027 60
4 Premium notes net premiums etc over
reserve 11500 00
5 Agents balances unsecured 2696 76
7 Bills receivable unsecured 2000 00
8 Supplies printed matter and stationery 2000 00
Total
9 Total assets less items not admitted
34224 36
260950 63
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to the
actuaries table of mortality with 4 per
cent interest 57908 00
Deduct net value of risks of this com
pany reinsured in other solvent compa
nies 1838 00
Net reinsurance reserve 56070 00
5 Claims for death losses and matured endowments in pro
cess of adjustment or adjusted and not due 1000 00
13 Amount due on account of salaries rents and office ex
penses 2366 08
14 Amount due by the company for borrowed money 15000 00
16 Amount of any other liability of the company viz Pre
miums paid in advance 40000 commissions due
agents on premium notes when paid 7936 479 36
18 Gross surplus on policyholders account 186035 19
19 Total liabilities
Business in Georgia during 190
No
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
year 146
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 109
Total 255
Deduct number and amount which have ceased to
be in force during the year 67
260950 63
263250 00
187300 00
450550 00
130400 00
Total number and amount of policies in force in
Georgia December 31 1904 188
320150 00Hi
iliiiilii

294
COMPTROLLERGENERALS REPORT
Amount of premiums collected or secured in Georgia during
the year in cash and notes or credits without any deduc
tion for losses dividends commissions or other expenses
Cash 964911 notes or credits 26083 total
9909 94
THE MUTUAL LIFE INSURANCE COMPANY OF NEW YORK
William J Eastox cprptaries
Richard A McCdrdy President Gbanville m White beoleuul
Home Office 32 Nassau Street New York City
Icapital stock
Amount of ledger assets as per halance
December 31 of previous year378673062 0
Extended at v
IIINCOME
1 First years premiums on original poli
cies without deduction for commissions
or other expenses less 8071484 for
first years reinsurance 9132959 08
2 Surrender values applied to pay first
yelars premiums 41310 12
3 Total first years premiums on original
policies 9174269 20
4 Dividends applied to purchase paidup ad
ditions and annuities 1618726 71
G Consideration for original annuities in
volving life contingencies 2943331 89
7 Consideration for supplementary con
tracts involving life contingencies 940323 80
8 Total new premiums 14676651 60
9 Renewal premiums in addition to
items 10 11 and 12 without deduction
for commissions or other expenses less
3887794 for reinsurance on renewals 47694S85 71
10 Dividends applied to pay renewal pre
miums 36136 24
11 Surrender values applied to pay renewal
premiums 489735 11
12 Renewal premiums for deferred annuities 34688 44
13 Total renewal premiums 48255445 50
14 Total premium income 62932097 10COMPTROLLERGENERALS REPORT
295
15 Consideration for supplementary contracts not involving
life contingencies 501093 19
18 Interest on mortgage loans 4166322 91
19 Interest on collateral loans 298849 08
20 Interest on bonds and dividends on stocks 9705707 66
21 Interest on policy loans or liens 1124759 42
22 Interest on other debts due the company 652204 74
24 Rent from companys property including
275000 for companys own occupancy 1621950 47
25 Total interest and rents 17569794 28
28 Total income 81202984 57
IIIDISBURSEMENTS
1 For death claims less 25150550 rein
surance 1989759101 additions 1
20263579 21100226 80
2 For matured endowments 422759932
additions 34440321 4572002
3 Net amount paid for losses and matured endowments 25672229 33
4 For annuities involving life contingencies 2389114 07
0917 fi7Q Q
6 Surrender values paid in cash 1IB
7 Surrender values applied to pay new premiums see in
come No 2 4131012 to pay renewal premiums see
income No 11 48973511 531045 23
9 Dividends paid to policyholders in cash loitfM s
10 Dividends applied to pay renewal premiums see income
36136 24
No 10
11 Dividends applied to purchase paidup additions and an
nuities see income No 4 161872b 71
12 Total paid policyholders 34484274 83
13 Paid for claims on supplementary contracts not involv
ing life contingencies
15 Commissions and bonuses to agents less commission on
reinsurance first years premiums 655886778 re
newal premiums 185439329 on annuities origi
nal 13214878 renewal 75540 854616a 2o
17 Salaries and allowances for agencies including man
agers agents and clerks
18 Agency supervision traveling and all other agency ex
penses
19 Medical examiners fees 67467568 inspection of risks
17118456
20 Salaries and all other compensation of officers and home
office employees 7
21 Rent including 275000 for companys own occupancy 852032 47
22 Advertising 32979702 printing and stationery 601
10121 postage 20393553 llo48oo296
COMPTROLLERGENERALS REPORT
23 Legal expenses
24 Furniture fixtures and safes
25 Insurance taxes licenses and department fees
26 Taxes on real estate
27 Repairs and expenses other than taxes on real estate
29 All other disbursements Exchange and brokerage 57
86860 committee fees and surety bonds 3831875
freight express duties restaurant 11556015 miscel
laneous items 400699 total
364254 95
152077 48
809964 02
328698 72
606583 32
215754 49
30 Total disbursements 51382731 44
IVLEDGER ASSETS
Book value of real estate unincumbered 34701700 61
Mortgage loans on real estate first liens 102027893 42
Loans secured by pledge of bonds stock or other collat
teral 11210000 00
Loans made to policyholders on this companys policies
assigned as collateral 23277736 49
Book value of bonds excluding interest 166104667
91 stocks 5127608482 217380752 73
7 Deposited in trust companies and banks on interest 17717287 40
8 Cash in companys office 1874153 desposited in banks
not on interest 23713066 255872 19
9 Agents balances 83620269 suspense 88587020 1722072 89
6
10 Total ledger assets 408293315 73
NONLEDGEB ASSETS
11 Interest due 1265650 and accrued 1
10516000 on mortgages 1117816 50
12 interest due and accrued on bonds and
stocks 1878804 06
13 Interest due on collateral loans 22172 74
15 Interest due and accrued on other assets 75835 98
16 Rents due 2364435 and accrued 141
93293 on companys property or lease 165577 28
17 Total interest and rents due and accrued 3260206 56
19 Market value not including interest in item 12 of
bonds and stocks over book value 25810689 51
21 Gross premiums due and New Business Renewals
unreported on policies in
force December 31 1904 80576 75 3930481 84
22 Gross deferred premiums
on policies in force De
cember 31 1904 260493 34 2615048 61
23 Totals 341070 09 6545530 45

COMPTROLLERGENERALS REPORT
297
24 Deduct
cent
loading 22 per
76740 77 1472744 35
25 Net amount of uncollected
and deferred premiums 264329 32 5072786 10 5337115 42
27 Gross assets 442701327 22
DEDUCT ASSETS NOT ADMITTED
30 Agents debit balances 837085 86
34 Suspense 885870 20
35 Total 1722956 06
36 Total admitted assets 440978371 16
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 as computed by the insur
ance department of New York on the
actuaries table of mortality with four
per cent interest for policies issued
before January 1 1898 and on the
American table with three and onehalf
per cent interest for policies issued on
and after that date 321316451 00
Same for revisionary additions 13112495 00
Same for annuities including those in
reduction of premiums 27949410 00
Total 362378356 00
Deduct net value of risks of this com
pany reinsured in other solvent compa
nies 33001 00
Net reserve 362345355 00
2 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 1290000 19
5 Claims for death losses in process of ad
justment or adjusted and not due 1192028 34
6 Claims for death losses which have been
reported and no proofs received 307841 00
7 Claims for matured endowments due and
unpaid not yet presented 196511 92
8 Claims for death losses and other policy
claims resisted by the company 181066 00
9 Due and unpaid on annuity claims involv
ing life contingencies not yet presented 188094 94
10 Total policy claims 2065542 20298 COMPTROLLERGENERALS REPORT
11 Due and unpaid on supplementary contracts not involv
ing life contingencies 1068 39
12 Premiums paid in advance including surrrender values
so applied 695468 43
15 Salaries rents office expenses taxes bills accounts bo
nuses commissions medical and legal fees due or ac
crued 48730 57
19 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 174387 95
22 Other liabilities Reserve for contingent guarantee fund
7145781843 surplus to be apportioned in 1905 2
900000 total 74357818 43
25 Total liabilities 440978371 16
Business in Georgia during ISO
No Amount
Policies on the lives of citizens of said State in
force December 31 of previous year10659 24276119 00
Policies on the lives of citizens of said State issued
during the year and paid for 2441 4928639 00
Total 13100 29204758 00
Deduct ceased to be in force during the year 1252 2641112 00
Policies in force December 3111848 26563646 00
Losses and claims incurred during the year 170 625394 00
Losses and claims settled during the year in cash 170 625394 00
Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses 1021490 41
NATIONAL LIFE INSURANCE COMPANY CHICAGO ILL
P M Stakses President R E Sackktt Secretary
Principal Office 159 LaSalle Street Chicago 111
Mark J McCokd Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 1000000 00
Amount of net or ledger assets December
31 of previous year 4041198 69
Certificates of deposit with Canadian gov
ernment withdrawn during the year 110000 00
Extended at 3931198 69w
COMPTROLLERGENERALS REPORT
299
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 452213 96
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses 1216685 12
3 From dividends applied to pay running
premiums see item 11 disbursements 68 11
Zy2 From dividends applied to purchase
paidup additions and annuities see
item 12 disbursements 338 25
4 From surrender values applied to pur
chase paidup insurance and annuities
see item 15 disbursements 21272 01
5 Consideration for annuities other than
matured installment policies 4000 00
Total 1694577 45
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 70259
renewals 344788 4150 47
1690426 98
7 Total premium income
8 Cash received for interest on mortgage loans 6S66 o
9 Cash received for interest on bonds owned and dividends
105533 55
on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
lUbo oo
pany 919ft 7
12 Cash received as interest on collateral loans j
13 Cash received for rents
14 Cash received for profits on sales of bonds or stocks and
vpni gstats
17 Premium notes loans or liens restored by revival of
Plicies 704 83
18 Profit and loss
19 From all other sources viz Consideration for supple
mentary contracts not involving life contingencies
charged off agents balances paid during the year 44
653 50 charged off notes paid during the year 3378
81 charged off mortgage loans paid during the year
1000000
Total income
1968653 81300
COMPTROLLERGENERALS REPORT
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including re
visionary additions 34258G 83
3 Cash paid for matured endowments and
additions thereto 3535 00
5 Cash paid for sums falling due during the
year on installment policies 4050 00
Total 35017183
6 Deduct amount received from other com
panies for losses or claims on policies o
this company reinsured 5000 00
9
10
11
12
13
14
15
17
18
19
20
21
22
23
24
25
26
27
28
Total net amount actually paid for losses and matured
endowments 345171 83
Cash paid to annuitants 1453 43
Premium notes loans or liens voided by lapse 5255 67
Cash dividends paid policyholders 1318 05
Cash dividends applied to pay running premiums see
item 3 income 68 J1
Cash dividends applied to purchase paidup additions and
annuities see item 3 income 338 25
Surrender values paid in cash 105323 55
Amounts returned to policyholders 10444 99
Surrender values applied to purchase paidup insurance
and annuities see item 4 income 21272 01
Total paid policyholders 499650 89
Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 35111841
renewals 3711735 38835 76
Cash paid for salaries and allowances to managers and
agents S65S0 44
Cash paid for medical examiners fees 4133402 in
spection of risks 917166 50505 68
Cash paid for salaries and all other compensation of offi
cers and other home office employees 100744 94
Agency supervision traveling and all other agency ex
penses 16650 80
Cash paid for taxes on real estate 6808 99
Cash paid for insurance taxes license and department
fees 35170 83
Cash paid for rent 13590 00
Cash paid for commuting commissions 8651 08
Cash paid for furniture fixtures and safes for home and
agency offices 8029 11
Cash paid for advertising 1395439 printing 19171
36 postage 572307 38848 82
Cash paid for legal expenses 23916 96
COMPTROLLERGENERALS REPORT
301
29
Cash paid for the following items viz Miscellaneous
interest 244950 actuarial services 164694 collec
tions and expenses 46344 investment expenses 602
14 taxes on personal property 66613 telegrams tel
ephone and express 287981 home office lights 751
13 miscellaneous 284745
Total miscellaneous expenses 790039 95
12306 54
30 Total disbursements 1289690 84
IVASSETS AS TER LEDGER ACCOUNTS
1 Cost value of real estate exclusive of all incumbrances 381854 86
2 Loans on mortgage first liens on real estate 1602758 50
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals 36400 00
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 142218 00
5 Premium notes loans or liens on policies in force 10844 92
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 2170446 86
7 Cash in companys office 109301 38
8 Cash deposited in banks 154500 50
9 Bills receivable 421 30
10 Ledger balances 1415 34
13 Total net or ledger assets 4610161 66
OTHER ASSETS
14 Interest due 10700 and accrued 24
57437 on mortgages 24681 37
15 Interest accrued on bonds and stocks 2319 99
16 Interest accrued on collateral loans 500 00
17 Interest accrued on premium notes loans
or liens 361 33
19 Rents due on companys property or lease 1778 11
Total carried out
20 Market value of real estate over cost
21 Market value of bonds and stocks over cost
22 Due from other companies for losses or claims on poli
cies of this company reinsured
23 Gross premiums due and New Business Renewals
unreported on policies
in force December 31
1904 85382 27 70337 51
24 Gross deferred premiums
on policies in force De
cember 31 1904 74614 87 165313 69
29640 80
73214 26
308836 80
5000 00
Totals
159997 14 235651 20302
COMPTROLLERGENERALS REPORT
25 Deducting loading on new
and renewals
135391 77
40246 Gl
26 Net amount of uncollected
and deferred premiums 24605 37 195404 59 220009 96
28
Total assets as per the books of the company 5246863 48
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to
the actuaries and American tables of
mortality with 4 and 3 per cent in
terest 3905007 61
Deduct net value of risks of this company
reinsured in other solvent companies 26414 00
Net reinsurance reserve 3878593 jl
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 51589 28
6 Claims for death losses and other policy
claims resisted by the company 25220 00
7 Amounts due and unpaid on annuity
claims 330 12
8 Present value of unpaid amounts on ma
tured installment policies 31931 00
Total policy claims
13 Amount due on account of salaries rents and office ex
penses
16 Amount of any other liability of the company viz Pre
miums paid in advance 5127379 49288
109070 40
3000 00
51706 67
17 Liabilities on policyholders account 4042430 68
18 Gross surplus on policyholders account 1204432 80
19 Total liabilities 5246863 48
20 Estimated surplus accrued on tontine or
other policies the profits upon which
are especially reserved for that class of
policies 140331 63
Business in Georgia during 1904
No
Amount
Number and amount of policies on the lives of citizens
of Georgia in force December 31 of previous year 837 1407565 36o
MMMMM
COMPTROLLERGENERALS REPORT 303
Number and amount of policies on the lives of citizens
of Georgia issued during the year 153 206649 41
Total 990 1614214 77
Deduct number and amount which have ceased to be
in force during the year 305 553175 42
Total number and amount of policies in force in
Georgia December 31 1904 685 1061039 35
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 4 3844 00
Amount of losses and claims on policies in Georgia
incurred during the year 11 19722 00
Total 15 23566 00
Amount of losses and claims on policies in Georgia
paid during the year 12 20066 00
Amount of premiums collected or secured in Georgia during
the year in cash without any deduction for losses divi
dends commissions or other expenses 31685 50
NATIONAL LIFE INSURANCE COMPANY MONTPELIER VERMONT
Joseph A DeBoer President Osman D Clark Secretary
Principal Office 116 State Street Montpelier Vermont
Geo M Hope Co Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
Amount of net or ledger assets December
31 of previous yearI 27039702 81
Extended at 27039702 81
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 776012 21
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses 3807301 15
2Va Premium notes loans or liens taken in
part payment for renewal premiums 346386 57
3 From dividends applied to pay running
premiums see item 11 disbursements 157574 52
304
COMPTROLLERGENERALS REPORT
31 From dividends applied to purchase
paidup additions and annuities see
item 12 disbursements 7781 10
4 From surrender values applied to pay
running premiums see item 14 dis
bursements 2127 59
5 Consideration for annuities other than
matured installment policies 397225 52
7 Total premium income 5494408 66
8 Cash received for interest on mortgage loans 007299 28
9 Cash received for interest on bonds owned and divi
dends on stock 420487 31
10 Cash received for interest on premium notes loans or
liens 227889 85
11 Cash received for interest on other debts due the com
pany 25844 75
12 Cash received as discount on claims paid in advance 879 52
13 Cash received for rents for use of companys property
including 750000 for companys own occupancy 100687 67
Total income 6877497 04
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including revisionary addi
tions 1072943 S3
2 Premium notes loans or liens used in payment of the
same 19380 24
3 Cash paid for matured endowments and additions there
to 461769 00
5 Cash paid for sums falling due during the year on in
stallment policies 9400 77
7 Total net amount actually paid for losses and matured
endowments 1563493 84
8 Cash paid to annuitants 126224 39
9 Premium notes loans or liens used in purchase of sur
rendered policies 90315 08
Premium notes loans or liens used in payment of divi
dends to policyholders 71 38
10 Cash dividends paid policyholders 33681 16
11 Cash dividends applied to pay running premiums see
item 3 income 149793 42
12 Cash dividends applied to purchase paidup additions and
annuities see item 3 income 7781 10
13 Surrender values paid in cash 439084 25
14 Surrender values applied to pay running premiums see
item 4 income 2 127 59x S
COMPTROLLERGENERALS REPORT
305
Total paid policyholders 2412572 21
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 43803925
renewals 29900947 annuities 1979979 756848 51
18 Cash paid for salaries and allowances to managers and
agents 124287 62
19 Cash paid for medical examiners fees 6273525 in
spection of risks 542983 68165 08
0 Cash paid for salaries and all other compensation of offi
cers and other home office employees 125809 89
21 Cash paid for taxes on new premiums 1385421 on re
newals 7744914 91303 35
22 Cash paid for taxes on reserves 1477107 on invest
ments 25138 15022 45
23 Cash paid for insurance department fees and agents li
censes 429637 municipal licenses 423910 8535 47
24 Cash paid for rent including 750000 companys occu
pancy 24492 25
25 Cash paid for commuting commissions 25529 68
26 Cash paid for furniture fixtures and safes for home and
agency offices 20354 27
27 Cash paid for advertising 3476508 printing and sta
tionery 1752765 postage 1492908 67221 81
28 Cash paid for real estate expenses other than taxes 44
56453 for legal expenses 693624 51500 77
29 Cash paid for the following items viz Taxes on real
estate 2199447 travel 751746 investment ex
pense 304572 premiums on bonds 4780907 de
preciation 7289108 153257 80
Total miscellaneous expenses 1532328 95
30 Total disbursements 3944901 16
IVASSETS AS PER LEDGER ACCOUNTS
1 Cost value of real estate exclusive of all
incumbrancesJ 1215476 08
2 Loans on mortgages first liens on real
estate 12153742 02
3 Loans secured by pledge of bonds stocks
or other marketable collaterals 16500 00
4 Loans made in cash to policyholders on
this companys policies assigned as col
lateral 3090557 21
5 Premium notes loans or liens on policies
in force 1108070 21
6 Cost value of bonds and stocks owned
excluding accrued interest at time of
purchase 11568174 28
20 in303 COMPTROLLERGENERALS REPORT
7 Cash in companys office 349 16
8 Cash deposited in banks 819649 25
11 Total net or ledger assets 29972518 21
12 Deduct agents credit balances net 219 52
13 Total net or ledger assets less deduction 29972298 69
OTHER ASSETS
14 Interest due 317475 and accrued 22003131 on mort
gages claimed as an asset 223206 06
15 Interest accrued on bonds and stocks 163257 56
16 Interest accrued on collateral loans 845 67
17 Interest due 1101811 and accrued 11918807 on pre
mium notes loans or liens 130206 18
18 Interest accrued on other assets 918 00
Dividends accrued on bank stocks 68 00
19 Rents accrued on companys property or lease 5577 04
21 Market value of bonds and stocks over cost 259706 72
23 Gross premiums due and New Business Renewal
unreported on policies in
force December 31 1903 125827 04 235379 36
24 Gross deferred premiums
on policies in force De
cember 31 1904 71939 16 367952 83
Totals 197766 20 603332 18
Deducting loading 57 per
cent on new and 7
per cent on renewals 112726 34 42233 25
26 Net amount of uncollected
and deferred premiums
85039 86
561098 93
646138 79
28 Total assets as per the books of the company 31402222 71
VLIABILITIES
L Net present value of all the outstanding policies in force
on the 31st day of December 1904 computed according
to the actuaries table of mortality with 4 per cent in
terest 27373496 86
4 Claims for matured endowments due and
unpaid 1150 00
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 25192 69
6 Claims for death losses and other policy
claims resisted by the company 2000 00COMPTROLLERGENERALS REPORT
307
7 Amounts due and unpaid on annuity
claims 5029 81
8 Present value of unpaid amounts on ma
tured installment policies face 81
96696 68610 89
Total policy claims
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders
Surrender values claimable on policies surrendered
13 Amount due on account of salaries rents and office ex
penses
16 Amount of any other liability of the company viz Pre
miums paid in advance 1320264 extra life rate en
dowment reserve 28270531
17 Liabilities on policyholders account
18 Gross surplus on policyholders account
99981 9
14771 76
13598 55
141128 11
295907 95
27938886 72
3463335 99
19 Total liabilities 31402222 71
20 Estimated surplus accrued on tontine or
other policies the profits upon which
are especially reserved for that class of
policies 1958096 41
21 Estimated surplus accrued on all other
policies 1505239 58
Business in Georgia during 190t
No
Number and amount of policies on the lives of citizens
of Georgia in force December 31 of previous year 417
Number and amount of policies on the lives of citizens
of Georgia issued during the year 431
Total848
Deduct number and amount which have ceased to be
in force during the year I92
Total number and amount of policies in force in
Georgia December 31 1904 656
Amount
855080 00
857099 02
1712179 02
416000 00
1296179 02
Amount of losses and claims on policies in Georgia
incurred during the year 3 6000 00
Amount of premiums collected or secured in Georgia during
the year in cash 3794497 notes or credits 7363 with
out any deduction for losses dividends commissions or
other expenses 38018 60
mm mia Hi
308
COMPTROLLERGENERALS REPORT
NEW ENGLAND MUTUAL LIFE INSURANCE COMPANY BOSTON
MASSACHUSETTS
Benjamin F Stevens President S F Trull Secretary
Principal Office 87 Milk Street Boston Mass
Thomas B Lumpkin Savannah Attorney for Service in Georgia
ICAPITAL STOCK
Amount of net or ledger assets December
31 of previous year 33547470 43
Extended at 33547470 43
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 706081 59
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 4076299 21
2o Premium notes loans or liens taken in
part payment for renewal premiums
3 From distributions applied to pay run
ning premiums see item 11 disburse
ments
3 From distributions applied to purchase
paidup additions see item 12 dis
bursements
414 From surrender values applied to pur
chase paidup insurance see item 15
disbursements
10795 33
458654 76
58320 80
29075 52
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and divi
dends on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany collateral loans and bank interest
12 Cash received as discount on claims paid in advance
13 Cash received for rents for use of companys property
including 32163 for companys own occupancy
17 Premium notes loans or liens restored by revival of poli
cies
5339227 21
418892 82
782499 00
162308 89
75583 59
1888 51
190535 94
1670 38
COMPTROLLERGENERALS REPORT
309
18 Consideration for supplementary contracts not involving
life contingencies 67808 00
19 From all other sources viz Balance of profit and loss
account 8426 81
Total income 7048841 15
IIIDISBURSEMENTS DUKING YEAB 1904
1 Cash paid for death claims including revisionary addi
ditions 1993259 26
2 Premium notes loans or liens used in payment of the
same 69927 54
3 Cash paid for matured endowments and additions there
to 257947 75
4 Premium notes loans or liens used in the payment of
same 28922 25
5 Gash paid for sums falling due during the year on in
stallment policies 16144 00
7 Total net amount actually paid for losses and matured
endowments 2360200 80
9 Premium notes loans or liens used in purchase of sur
rendered policies 663618 voided by lapse 570447
policy loans 190637 14247 02
y2 Premium notes loans or liens used in payment of dis
tributions to policyholders 722 75
10 Cash distributions paid policyholders 61724 72
11 Cash distributions applied to pay running premiums see
item 3 income 458654 76
12 Cash distributions applied to purchase paidup additions
see item 3 income 58320 80
13 Surrender values paid in cash 472154 39
15 Surrender values applied to purchase paidup insurance
see item 4 income 29075 52
Total paid policyholders 3461100 76
17 Cash paid for commissions and bonuses to agents new
policies 36408528 renewals 24907171 613156 99
18 Cash paid for salaries and allowances to managers and
agents 74958 46
19 Cash paid for medical examiners fees 5665946 in
spection of risks 302438 59683 84
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees 181907 99
21 Cash paid for taxes on premiums 50697 81
22 Cash paid for taxes on reserves 3015302 on invest
ments 3777525 67928 27
23 Cash paid for insurance department fees and agents li
censes 739646 municipal licenses 413405 11530 51
24 Cash paid for rent including 32163 companys occu
pancy 55589 2131o COMPTROLLERGENERALS REPORT
25 Cash paid for commuting commissions 2417 80
26 Cash paid for furniture fixtures and safes for home and
agency offices 11637 71
27 Cash paid for advertising 2727009 printing 2904959 56319 68
28 Cash paid for real estate expenses other than taxes 80
74936 for legal expenses 148434 82233 70
29 Cash paid for the following items viz Telegraph and
telephone service light express exchange and all
other general items and incidentals at home office and
agencies 32151 65
Total miscellaneous expenses 1300213 62
30 Total disbursements 4761314 38
V ASSETS AS PER LEDGER ACCOUNTS
1 Cost value of real estate exclusive of all
incumbrances 2438314 00
2 Loans on mortgages first liens on real
estate 1062825 00
3 Loans secured by pledge of bonds stocks
or other marketable collaterals 1362040 00
4 Loans made in cash to policyholders on
this companys policies assigned as col
lateral 2467797 62
5 Premium notes loans or liens on policies
in force of which 1246571 was re
ceived during the year 169691 43
6 Cost value of bonds and stocks owned
excluding accrued interest at time of
purchase 18484381 00
8 Cash deposited in banks 449948 15
13 Total net or ledger assets 35834997 20
OTHER ASSETS
14 Interest due 49625 and accrued 8765150 on mort
gages 88147 75
15 Interest accrued on bonds and stocks 54078 33
16 Interest accrued on collateral loans 7877 55
17 Interest due 242458 and accrued 3801151 on pre
mium notes loans or liens 40436 09
18 Interest accrued on other assets 370 47
19 Rents due 1045 and accrued 13753 on companys
property or lease 14798 00
21 Market value of bonds and stocks over cost 1606927 00
23 Gross premiums due and New Business Renewals
unreported on policies in
force December 31 1904 3855 19 213299 63HHHI
COMPTROLLERGENERALS REPORT 811
24 Gross deferred premiums
on policies in force De
cember 31 1904 89567 00 510958 10
Totals 143422 19 724257 73
25 Deducting loading 22 per
cent on new and 22
per cent on renewals 31552 88 159336 70
26 Net amount of uncollected
and deferred premiums 111869 31 564921 03 676790 34
28 Total assets as per the books of the company 38324422 73
VLIABILITIES
1 Net present value of all the outstanding policies in force
on the 31st day of December 1904 computed according
to the actuaries table of mortality with 4 per cent
interest and American Experience 3 per cent inter
33697929 75
est
3 Claims for death losses due and unpaid 43352 00
4 Claims for matured endowments due and
unpaid I585600
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 105160 00
6 Claims for death losses and other policy
claims resisted by the company 11500 00
7 Death losses reported and no proofs re
ceived 8907700
8 Present value of unpaid amounts on ma
tured installment policies 109437 94
Total policy claims 374382 94
10 Amount of all unpaid distributions of surplus or other
description of profits due policyholders 263123 90
16 Amount of any other liability of the company viz Pre
miums paid in advance 3859 sy
17 Liabilities on policyholders account KtllTol
18 Gross surplus on policyholders account 3b8blZb zt
19 Total liabilities38324422 73
Business in Georgia during 1904
No Amount
Number and amount of policies on the lives of citizens
of Georgia in force December 31 of previous year 460 850813 ou

g12 COMPTROLLERGENERALS REPORT
Number and amount of policies on the lives of citizens
of Georgia issued during the year 446 819763 00
Total906 1670576 00
Deduct number and amount which have ceased to be
in force during the year 97 165673 00
Total number and amount of policies in force in
Georgia December 31 1904 809 1504903 00
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 1 296 00
Amount oi losses and claims on policies in Georgia
incurred during the year 6 26000 00
Amount of losses and claims on policies in Georgia
paid during the year 7 26296 00
Amount of premiums collected or secured in Georgia during
the year in cash without any deduction for losses divir
dends commissions or other expenses 49147 15
NEW YORK LIFE INSURANCE COMPANY NEW YORK N Y
John Chapman McCall
John A McCall President gEYMouR M Ballard j Secretaries
Home Office 346 Broadway New York City
Livingston Mims Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
Amount of ledger assets as per balance
December 31 of previous year344298648 59
Extended at 344298648 59
IIINCOME
1 First years premiums on original poli
cies without deduction for commissions
or other expenses less 3259649 for
first years reinsurance 14048536 60
4 Dividends applied to purchase paidup
additions and annuities 511740 43
6 Consideration for original annuities in
volving life contingencies 1525782 28
7 Consideration for supplementary con
tracts involving life contingencies 47763 95
8 Total new premiums 16133823 26

COMPTROLLERGENERALS REPORT
318
9 Renewal premiums in addition to items
10 11 and 12 without deduction for
commission or other expenses less
18331933 for reinsurance on renewals 63750386 33
10 Dividends applied to pay renewal pre
miums 624103 61
11 Surrender values applied to pay renewal
premiums 10900 46
12 Renewal premiums for deferred annuities 37363 94
13 Total renewal premiums 64422754 34
14 Total premium income 80556577 60
15 Consideration for supplementary contracts not involving
life contingencies 538945 14
17 Premium notes loans or liens restored by revival of poli
cies 5045 41
18 Interest on mortgage loans 1069231 72
19 Interest on collateral loans 228334 68
20 Interest on bonds 10634986 99
21 Interest on premium notes policy loans
or liens 1938017 65
22 Interest on other debts due the company 460529 92
23 Discount on claims paid in advance 13192 95
24 Rent from companys property including
19979531 for companys own occu
pancy 946722 63
25 Total interest and rents 15291016 54
26 Profit on sale or maturity of ledger assets 499687 63
28 Total income 96891272 32
IIIDISBURSEMENTS
1 For death claims less 67844960 rein
surance 1889728788 additions
83695704 19734244 92
2 For matured endowments less 35000
reinsurance 495435981 additions
9726908 5051628 89
3 Net amount paid for losses and matured endowments 24785873 81
4 For annuities involving life contingencies 1723160 22
6 Surrender values paid in cash 7779157 68
7 Surrender values applied to pay renewal premiums see
income No 11 10900 46
9 Dividends paid to policyholders in cash 4853646 96
10 Dividends applied to pay renewal premiums see income
No 10 624103 61314
COMPTROLLERGENERALS REPORT
11 Dividends applied to purchase paidup additions and an
nuities see income No 4
12 Total paid policyholdersI 40288583 12
13 Paid for claims on supplementary contracts not involv
ing life contingencies
15 Commissions and bonuses to agents less commission on
reinsurance first years premiums 727685327 re
newal premiums 205143252 on annuities origi
nal 3536486
16 Commuting renewal commissions
17 Salaries and allowances for agencies including man
agers agents and clerks
18 Agency supervision traveling and all ether agency ex
penses
19 Medical examiners fees 78876106 inspection of risks
17815501
20 Salaries and all other compensation of officers and home
office employees
21 Rent including 19979531 for companys own occupancy
22 Advertising 14440347 printing and stationery 420
39883 postage 28648238
23 Legal expenses
24 Furniture fixtures and safes
25 Insurance taxes licenses and department fees
26 Taxes on real estate
27 Repairs and expenses other than taxes on real estate
29 All other disbursements Telegrams cables telephones
2761309 committee fees surety bonds brokerage
appraisals and sundry items 12303512 freight and
express restaurant bureau cards binding books pa
pers and newspaper clippings 4494516 examination
expenses of New York State Department 1228320
miscellaneous items 3521294 total
511740 43
95278 68
9363650 65
727282 50
2844724 46
1058590 97
966916 07
900475 90
725100 76
851284 68
172698 42
201357 07
906189 15
2132H 71
273305 32
243089 51
30 Total disbursements I 59831728 97
IVLEDGEB ASSETS
1 Book value of real estate unincumbered 13257500 00
2 Mortgage loans on real estate first liens 23595105 00
3 Loans secured by pledge of bonds 550000 00
4 Loans made to policyholders on this companys policies
assigned as collateralj 35807475 61
5 Premium notes on policies in force 3331617 71
C Book value of bonds excluding interest company does
not own stocks 287062384 31
7 Deposited in trust companies and banks on interest 15241793 49
8 Cash in companys office 23254503 deposited in banks
not on interest 221977079 2452315 82
10 Total ledger assets 381358191 94
COMPTROLLERGENERALS REPORT
815
NONLEDGER ASSETS
11 Interest due 1653849 and accrued
14265781 on mortgages 159196 30
12 Interest accrued on bonds 2075586 03
13 Interest accrued on collateral loans 666 67
14 Interest accrued on premium notes pol
icy loans or liens 156709 00
15 Interest accrued on other assets 44654 99
16 Rents due 1568469 and accrued 17
07308 on companys property or lease 32757 77
17 Total interest and rents due and accrued 2469570 76
21 Gross premiums due and New Business Renewals
unreported on policies in
force December 31 1904 3543647 00
Gross deferred premiums
on policies in force De
cember 31 1904 732690 00 4539789 00
22
23 Totals
24 Deduct loading 22 per
cent
732690 00 8083436 00
164855 25 1818773 10
25 Net amount of uncollected
and deferred premiums 567834 75 6204662 90 6832497 65
27 Gross assets 390660260 35
VLIABILITIES
Net present value of all the outstanding
policies paid for in force on the 31st
day of December 1904 as computed by
the insurance department of the State
of New York on the actuaries and
American tables of mortality with 3
and 4 per cent interest as follows
Policies known as the companys 3 per
cent policies and all policies issued
since December 31 1900 being valued
as per the American Experience table
of mortality with 3 per cent interest
and all other policies being valued as
per the combined experience table of
mortality with 4 per cent interest316560430 00
Same for reversionary additions 3024374 00
Same for annuities including those in
reduction of premium 16828075 00
Total336412879 00316
COMPTROLLERGENERALS REPORT
Deduct net value of risks of this com
pany reinsured in other solvent com
panies 190420 00
Net reserve 336222459 00
2 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed
by the company 1518462 83
3 Liability on policies cancelled and not included in item
1 upon which a surrender value may be demanded 88865 01
5 Claims for death losses in process of ad
justment or adjusted and not due 515073 61
6 Claims for death losses which have been
reported and no proofs received 2203437 78
7 Claims for matured endowments due and
unpaid not presented 349700 38
8 Claims for death losses and other policy
claims resisted by the company 84106 00
9 Due and unpaid on annuity claims in
volving life contingencies not pre
sented 142138 91
10 Total policy claims 3294456 68
11 Due and unpaid on supplementary contracts not involv
ing life contingencies 1081 76
12 Premiums paid in advance including surrender values
so applied 87776449 interest paid in advance on
policy loans 70840000 1586164 49
13 Commissions due to agents on premium notes when paid 41459 40
19 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 379671 65
22 Other liabilities Additional reserve on policies which
the company voluntarily sets aside in excess of the
States requirements 683002300 reserve to provide
dividends payable to policyholders in 1905 and there
after as the periods mature to holders of 20year pe
riod policies and longer 2494278706 to holders of
15year period policies 573625946 to holders of 10
year period policies 34460056 to holders of 5year
period policies 30383747 to holders of annual divi
dend policies 86895300 reserves to provide for all
other contingencies 846167898 total 47528139 53
25 Total liabilities 390660260 35COMPTROLLERGENERALS REPORT 37
Business in Georgia during 190j
No Amount
Policies on the lives of citizens of said State in
force December 31 of previous year10877 21855559 00
Policies on the lives of citizens of said State issued
during the year 1652 2906111 00
Total12529 24761670 00
Deduct ceased to be in force during the year 1205 2815725 00
Policies in force December 31 190411324 21945945 00
Losses and claims unpaid December 31 of previous
year 18 29654 07
Losses and claims incurred during the year 178 865773 79
Total 196 895427 86
Losses and claims settled during the year in cash 186 872425 86
Losses and claims unpaid December 31 1904 10 23002 00
Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses 782802 58
THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY MIL
WAUKEE WIS
H L Palmeb President J W Skinner Secretary
Home Office cor Broadway and Michigan Streets Milwaukee
ICAPITAL STOCK
Amount of ledger assets as per bal
ance December 31 of previous year 173357567 04
Extended at 173357567 04
IIINCOME
1 First years premiums on original policies
without deduction for commissions or
other expenses 3133647 86
3 Total first years premiums on original
policies 3133647 86
4 Dividends applied to purchase paidup ad
ditions and annuities 779300 95gl8 COMPTROLLERGENERALS REPORT
6 Consideration for original annuities in
volving life contingencies 41353 15
7 Consideration for supplementary contracts
involving life contingencies 1063 69
8 Total new premiums 3955365 65
9 Renewal premiums in addition to items
10 and 12 without deduction for com
missions or other expenses 21711898 66
19 Dividends applied to pay renewal pre
miums 2371115 65
12 Renewal premiums for deferred annuities 2359 69
13 Total renewal premiums 24085374 00
14 Total premium income 28040739 65
15 Consideration for supplementary contracts not involving
life contingencies 255599 00
17 Premium notes loans or liens restored by revival of pol
icies 270288
18 Interest on mortgage loans 4070175 14
20 Interest on bonds 2817718 63
21 Interest on premium notes policy loans
or liens 787749 4
22 Interest on other debts due the company 266392 47
23 Discount on claims paid in advance only
endowments discounted iZZ2 47
24 Rent from companys property including
4104230 for companys own occupancy 387442 77
25 Total interest and rents 8333810 52
26 Profit on sale or maturity of ledger assets 20242 36
27 From other sources Old debts paid 10800 adjustment
of real estate values 5794716 58055 16
28 Total income 36711149 57
IIIDISBURSEMENTS
1 For death claims 679325077 additions 19207526 6985326 03
2 For matured endowments 123474917 additions 54
32863 1289077 80
3 Net amount paid for losses and matured endowments 8274403 83
4 For annuities involving life contingencies 50896 88
5 Premium notes voided by lapse 9191 78
6 Surrender values paid in cash 3015268 39
9 Dividends paid to policyholders in cash 2190065 93
10 Dividends applied to pay renewal premiums see income
No 10 2371115 65COMPTROLLERGENERALS REPORT
319
11 Dividends applied to purchase paidup additions and an
nuities see income No 4
12 Total paid policyholders 16690243 41
13 Paid for claims on supplementary contracts not involv
ing life contingencies
15 Commissions first years premiums 132598762 renew
al premiums 176766995 on annuities original
5495 renewal 33366
18 Traveling and all other agency expenses
19 Medical examiners fees 16524311 inspection of risks
2224110
20 Salaries of officers and home office employees
21 Rent companys own occupancy
22 Advertising 678369 printing and stationery 48558
69 postage 8717033
23 Legal expenses
24 Furniture fixtures and safes
25 Insurance taxes licenses and department fees
26 Taxes on real estate
27 Repairs and expenses other than taxes on real estate
29 All other disbursements Loan expenses 15163798
traveling expenses 24585 taxation expenses 1718
13 loss expenses 140451 expense of trustees and
executive committee 3220943 exchange 884563
freight and express 948911 expense of examina
tions by insurance commissioners 552025
779300 95
3140 41
3094046 18
12246 33
187484 21
513277 72
41042 30
142512 71
24395 68
5991 43
620896 52
79757 56
182078 62
211070 89
30 Total disbursements 21903183 97
IVLEDCEB ASSETS
1 Book value of real estate unincumbered 3374607 53
2 Mortgage loans on real estate first liens 93386076 20
4 Loans made to policyholders on this
companys policies assigned as collat
eral 16555450 00
5 Premium notes on policies in force 313740 46
6 Book value of bonds excluding interest 70930530 58
7 Deposited in banks on interest 3314581 07
8 Cash in companys office 27145578 de
posited in banks not on interest 2
00000 273455 78
9 Agents balances 17091 02
10 Total ledger assets188165532 64
NONLEDGER ASSETS
11 Interest due 5541183 and accrued 1
21894497 on mortgages 1274356 80
12 Interest due and accrued on bonds 1060056 00
320
COMPTROLLERGENERALS REPORT
14 Interest due 9874351 and accrued 450
56893 on premium notes policy loans
or liens 149312 44
16 Rents due 36351 and accrued 25993
65 on companys property or lease 26357 16
17 Total interest and rents due and accrued 2910082 40
19 Market value not including interest in item 12 of
bonds over book value
21 Gross premiums due and
unreported on policies in
force December 31 1904
22 Gross deferred premiums
on policies in force De
cember 31 1904
712819 35
New Business Renewals
27767 00 866388 16
214415 00 1463340 00
23 Totals 242182 00 2329728 16
24 Deduct loading 22 per cent 53280 04 512540 20
25 Net amount of uncollected
and deferred premiums 188901 96 1817187 96 2006089 92
27 Gross assets193794524 31
DEDUCT ASSETS NOT ADMITTED
30 Agents debit balances
17091 02
36 Total admitted assets 193777433 29
VLIABILITIES
1 Net present value of all the oustanding policies in fores
on the 31st day of December 1904 as computed by the
company on the actuaries and American tables of
mortality with 4 and 3 per cent interest respectively154166451 00
Same for revisionary additions 4141056 00
Same for annuities including those in reduction of pre
miums 519127 00
Total reserve158826634 00
2 Present value of amounts not yet due on supplemer
contracts not involving life contingencies computed by
the company 788354 00
4 Claims for death losses due and unpaid 65795 36
5 Claims for death losses in process of ad
justment or adjusted and not due 258432 64
6 Claims for death losses which have been
reported and no proofs received 139339 16
7 Claims for matured endowments due and
unpaid 68843 83COMPTROLLERGENERALS REPORT 821
8 Claims for death losses and other policy
claims resisted by the company 49492 00
3 Due and unpaid on annuity claims in
volving life contingencies 1773 98
10 Total policy claims 583676 97
11 Due and unpaid on supplementary contracts not involv
ing life contingencies 221 m
12 Premiums paid in advance including surrender values
so applied 3i91772
15 Bills accounts commissions medical fees due or ac
crued 7523072
19 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 406937 12
20 Dividends apportioned payable to policyholders during
1905 292118103
Tontine surplus payable to policyholders subsequent to
1905 as the periods of participation mature 22859507 97
24 Unassigned funds surplus 7276778 76
25 Total liabilities193777433 29
Business in Georgia during HWi
No Amount
Policies on the lives of citizens of said State in
force December 31 of previous year 6199 13037280 00
Policies on the lives of citizens of said State report
610 1292998 00
ed during the yea J
6809 14330278 00
Total
Deduct ceased to be in force during the year includ
ing removals from the State i02 o4olo
Policies in force December 31 6507 13787103 00
Losses and claims unpaid December 31 of previous
3 8008 00
claims incurred during the year 53 170751
56 178759 CO
s and claims settled during the year iw
Losses and claims unpaid December 31 1 320 00
Premiums collected or secured in rash and notes or credits
not including premiums paid by nonresidents without
any deduction for losses dividends commissions or other
expenses
21 inYv SVjfiiiiti Wf i WfiirW BVPQ
322
COMPTROLLERGENERALS REPORT
PACIFIC MUTUAL LIFE INSURANCE COMPANY SAN FRANCISCO
CALIFORNIA
Geo A Moore President S M Marks Secretary
Home Office 508 Montgomery St San Francisco Cal
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 500000 00
Amount of ledger assets as per balance
December 31 of previous year 5716109 73
Extended at 5716109 93
SIINCOME
First years premiums on original policies
without deduction for commissions or
other expenses less 135610 for first
years reinsurance
Surrender values applied to pay first
years premiums
551018 78
428 37
3 Total first years premiums on original policies
4 Dividends applied to purchase paidup
additions and annuities 100597 98
5 Surrender values applied to purchase
paidup insurance and annuities 9235 04
6 Consideration for original annuities in
volving life contingencies 16767 00
551447 15
8 Total new premiums
9 Renewal premiums in addition to items
10 and 11 without deduction for com
missions or other expenses less 19
70079 for reinsurance or renewals 1386146 08
10 Dividends applied to pay renewal premi
ums 43884 67
Surrender values applied to pay renewal
premiums 8764 61
678047 17
13 Total renewal premiums
1438795 36
14 Total premium income 2116842 53
18 Interest on mortgage loans 65972 97
19 Interest on collateral loans 19298 48
20 Interest on bonds and dividends on stocks 161536 00
21 Interest on premium notes policy loans
or liens 23479 00

COMPTROLLERGENERALS REPORT
323
22 Interest on other debts due the company 26886 42
24 Rent from companys property including
16800 for companys own ocupancy 21745 48
25 Total interest and rents 318918 35
26 Profit on sale or maturity of ledger assets 1008 75
27 From other sources 536546 90
28 Total income 297331
IIIDISBURSEMENTS
1 For death claims less 520500 rein
surance 37371518 additions 9
19000 382905 18
2 For matured endowments 2890000 ad
ditions 533100 34231 00
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
6 Surrender values paid in cash
7 Surrender values applied to pay new premiums see in
come No 2 42837 to pay renewal premiums see
income No 11 876461
8 Surrender values applied to purchase paidup insurance
and annuities see income No 5
9 Dividends paid to policyholders in cash
10 Dividends applied to pay renewal premiums see income
No 10
11 Dividends applied to purchase paidup additions and an
nuities see income No 4
12 Total paid policyholders 659974 52
14 Paid stockholders for interest or dividends
15 Commissions and bonuses to agents less commission on
reinsurance first years premiums 40346377 re
newal premiums 9941943 on annuities original
68200
17 Salaries and allowances for agencies including man
agers agents and clerks
18 Agency supervision traveling and all other agency ex
penses
19 Medical examiners fees 4798666 inspection of risks
258256
20 Salaries and all other compensation of officers and home
office employees
21 Rent including 1320000 for companys own occupancy
22 Advertising 344918 printing and stationery 26456
12 postage 584914
23 Legal expenses
25 Insurance taxes licenses and department fees
417136 18
9070 77
59241 57
9192 98
9235 04
11615 33
43884 67
100597 98
35000 00
503565 20
49424 73
7619 32
50569 22
92995 37
15604 03
35754 44
7006 64
24787 89
M
HHnHi
824 COMPTROLLERGENERALS REPORT
t 5762 8G
20 Taxes on real estate
27 Repairs and expenses other than taxes on real estate 9411 US
29 All other disbursements Expressage exchange tele
grams telephones and general expense 2123851
loss and gain including agents balances marked off
2339130 total disbursements of accident depart
i 1 no 554234 S3
ment o09b0ot2
30 Total disbursements 2051710 13
IVLEUUEH ASSETS
1 Book value of real estate unincumbered 481976 53
2 Mortgage loans on real estate first liens 1312398 59
3 Loans secured by pledge of bonds stocks or other collat
eral 500900 00
4 Loans made to policyholders on this companys poli
cies asigned as collateral 35i
5 Premium notes on policies in force 52454 33
G Book value of bonds excluding interest 361904905
stocks 23679123 3855840 28
7 Deposited in trust companies and banks on interest
8 Cash in companys office 722881 deposited in banks
not on interest 14783305 less reinsurance reserve
held for account of other companies 4365013 111411 73
Agents balances 63
Furniture and fixtures 442
Total ledger assets 6637716 13
wl KDUEK ASSETS
11 Interest due 160080 and ccrued 13
37363 on mortgages 14974 43
12 Interest accrued on bonds and stocks 57620 96
st due i id accrued 1526
ollateral loans 2501 77
p297722 ind accrued 3613
47 aim totes policy loans or
liens 6590 69
res accrued on oth 2887 50
le 225 00
17 Total interest and rents lue and accrued 500 35
li ilue not including interest in item 121 of
bonds and stocks over booh value 052 72
21 Gross premiums due and New Bunpgs Renewals
unn n policies in
fore December 31 1904 109647 177656
COMPTROLLERGENERALS REPORT
325
22 Gross deferred premiums
on policies in force De
cember 31 1904
61867 02
117002 23
23 Totals 171514 17 294653 86
24 Deduct lpading 20 per cent 34302 83 58931 77
25 Net amount of uncollected
and deferred premiums 137211 34 235727 09
26 All other assets Printed supplies 600000 separate
nonledger assets of accident department 17603047
372938 41
182030 47
27 Gross assets 7413538 10
DEDUCT ASSETS NOT ADMITTED
29 Supplies stationery printed matter 6
00000 furniture fixtures and safes
2730442 33304 42
30 Agents debit balances 390 63
35 Total
36 Total admitted assets
Business in Georgia tJiiring 1904
33695 05
7379843 05
No
Policies on lives of citizens of said State in force
December 31 of previous year 355
Policies on the lives of citizens of said State issued
during the year
279
Amount
581613 00
406470 00
Total 634 988083 0
Deduct ceased to be in force during the year 109 134080 02
Policies in force December 31 525
Losses and claims unpaid December 31 of previous
854003 00
year
1
Losses and claims incurred during the year
2000 00
8080 00
Total
Losses and claims settled during the year
Losses and claims unpaid December 31 2
Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses
10080 00
6080 00
4000 00
29931 07326
COMPTROLLERGENERALS REPORT
THE PRUDENTIAL INSURANCE CO OF AMERICA NEWARK N J
John F Dryden President Edward Gray Secretary
Home Office 761 to 769 Broad Street Newark N J
ICAPITAL STOCK
1 Amount of capital paid up
in cash 2000000 00
Amount of ledger assets as per bal
ance December 31st of previous year 68968499 60
Extended at 68968499 60
IIINCOME
1 First years premiums on original policies without deduc
tion for commissions or other expenses less 4882573
for first years reinsurance 7464573 22
2 Surrender values applied to pay first years premiums 854 73
3 Total first years premiums on original policies 7465427 95
4 Dividends applied to purchase paidup ad
ditions and annuities
5 Surrender values applied to purchase
paidup insurance and annuities
6 Consideration for original annuities in
volving life contingencies
7 Consideration for supplementary con
tracts involving life contingencies
29440 37
876406 30
100704 67
3778 10
0
11
Total new premiums
Renewal premiums in addition to items
10 11 and 12 without deduction for
commissions or other expenses less
10566078 for reinsurance on renewals
Dividends applied to pay renewal premi
ums
Surrender values applied to pay renewal
8475757 39
32605035 00
71227 04
premiums
12 Renewal premiums for deferred annuities
1754 95
1922 95
13 Total renewal premiums 32679939 94
14 Total premium income 41155697 33
15 Consideration for supplementary contracts not involving
life contingencies98144 49
17 Premium notes loans or liens restored by revival policies 24312 72
COMPTROLLERGENERALS REPORT
327
18 Interest on mortgage loans 652156 25
19 Interest on collateral loans 287002 16
20 Interest on bonds and dividends on stocks 1444285 33
21 Interest on premium notes policy loans or
liens 124852 15
22 Interest on other debts due the company
and on bank balances 169418 36
24 Rent from companys property including
39950140 for companys own occu
pancy 769897 52
25 Total interest and rents 3447611 77
26 Profit on sale or maturity of ledger assets 2792 03
27 From other sources Conscience fund 550 00
28 Total income 44729108 34
IIIDISBURSEMENTS
1 For death claims less 6200000 reinsurance 11104
79497 additions 15371068 11258505 65
2 For matured endowments 4911536 additions 5200 49167 36
3 Net amount paid for losses and matured endowments 11307673 01
4 For annuities involving life contingencies 47650 61
6 Surrender values paid in cash 375470 10
7 Surrender values applied to pay new premiums see in
come No 2 85473 to pay renewal premiums see
income No 11 175495 2609 68
8 Surrender values applied to purchase paidup insurance
and annuities see income No 5 876406 30
9 Dividends paid to policyholders in cash 784921 66
10 Dividends applied to pay renewal premiums see income
No 10 7122704
11 Dividends applied to purchase paidup additions and an
nuities see income No 4 29440 37
12 Total paid policyholders 13495398 77
13 Paid for claims on supplementary contracts not involv
ing life contingencies 13507 23
14 Paid stockholders for interest or dividends 200000 00
15 Commissions and bonuses to agents less commission on
reinsurance first years premiums 388996129 re
newal premiums 391752313 on annuities original
486255 renewal 6420 7812411 17
16 Commuting renewal commissions 17263 81
17 Salaries and allowances for agencies including man
agers agents and clerks 2857885 60
18 Agency supervision traveling and all other agency ex
302675 40
penses mmam
rvvn

g2g COMPTROLLERGENERALS REPORT
1 Medical examiners fees 59637980 inspection o risks
2045622 61683C 2
20 Salaries and all other compensation of officers and home
office employees 1358854 SS
21 Rent including 39950140 for companys own occupen
cy less 149256 received under sublease 676587 93
22 Advertising 21923286 printing and stationery 310
958 29 postage exchange and express 11014104 640332 19
97836 61
23 Legal expenses 070419
24 Furniture fixtures and safes
25 Insurance taxes licenses and department fees 6661 9 U
26 Taxes on real estate ItI II
27 Repairs and expenses other than taxes on real estate 26o86 09
28 Loss on sale or maturity of ledger assets 6349 06
29 All other disbursements Law libraries 53580 apprais
ing fees 37475 sundry general expenses 242615
96 readjustment of real estate values 41422721 657753 72
30 Total disbursements 29893541 33
IV i I 1 1 8 ASSETS
1 Book value of real estate unincumbered 12494957 86
2 Mortgage loans on real estate first liens 15682358 73
3 Loans secured by pledge of bonds stocks or other col
lateral 5665100 00
4 Loans made to policyholders on this companys policies
assigned as collateral 1993878 53
5 Premium notes on policies in force 434071 u9
6 Book value of bonds excluding interest 3784233044
stocks 285524000 40697570 44
7 Deposited in trust companies and banks on interest 6154811 2o
8 Cash in companys office 12733494 deposited in banks
not on interest 55053690 677871 84
9 Bills receivable 44G 37
10 Total ledger assets 83804066 61
NONLEDGER ASSETS
11 Interest due 31793so and accrued
28931646 on mortgages 321110 26
12 Interest acrued on bonds and stocks 282393 36
13 Interest accrued on collateral loans 17861 55
14 Interest accrued on premium notes policy
loans or liens 1 s O
15 Interest due on other assets 1291 12
16 Rents due 483441 and acrcued 12
48011 on companys property or lease 17314 52
17 Total interest and rents due and accrued 641775 85COMPTROLLERGENERALS REPORT
329
19 Market value not including interest in item 12 of
bonds and stocks over book value 1430997 43
29 Due from other companies for losses or claims on poli
cies of this company reinsured 52G 37
21 Gross premiums due and New Business Renewals
unreported on policies in
force December 31 1904
industrial 2975 09 385730 81
Ordinary 64564 40 623760 86
22 Gross deferred premiums
on policies in force De
cember 31 1904 ordinary 489157 IS 1877119 82
23 Totals industrial 2975 09 385730 81
Ordinary 55372158 2500880 68
24 Deduct loading industrial
50 per cent 1487 54 192865 40
Ordinary 20 per cent 110744 31 500176 14
25 Net amount of uncollected
and deferred premiums
industrial 1487 55 192S65 41
Ordinary 442977 27 2000704 54 2638034 77
26 All other assets Furniture fixtures and safes 50000
stationery and printed matter 1000000 law libra
ries 681514
88582216 17
27 Gross assets
DEDUCT ASSETS NOT ADMITTED
29 Supplies stationery printed matter 10
00000 furniture fixtures and safes
5000000 law libraries 681514 66815 14
32 Bills receivable 3446 37
35 Total
36 Total admitted assets
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 as computed by the com
pany according to the actuaries table
of mortality with 4 per cent interest on
policies issued prior to January 1 1901
and the American experience table of
66815 14
70261 51
511954 66
i mm

380
COMPTROLLERGENERALS REPORT

mortality with 3 per cent interest on
policies isued subsequent to December
3t 1900 69638009 00
Same for reversionary additions 121406 00
Same for annuities including those in
reduction of premiums according to
the actuaries table of mortality with 4
per cent interest on annuities issued
prior to January 1 1901 and the Amer
ican experience table of mortality with
3 per cent interest on annuities
issued subsequent to December 31 1900 560489 00
Special reserve 3711122 00
Total 74031026 00
Deduct net value of risks of this com
pany reinsured in other solvent compa
nies 286986 00
Net reserve 73744040 00
2 Present value of amounts net yet due on supplementary
contracts not involving life contingencies computed
1 by the assumption of interest rates as follows On pol
icies issued prior to 1901 4 per cent on income poli
cies 3Vo per cent on all other policies 3 per cent 206306 97
3 Liability on policies cancelled and not included in item
1 upon which a surrender value may be demanded 173416 00
5 Claims for death losses in process of ad
justment or adjusted and not due 180327 16
6 Claims for death losses which have been
reported and no proofs received 189896 46
7 Claims for matured endowments due and
unpaid 2590 00
8 Claims for death losses and other policy
claims resisted by the company 60176 00
9 Due and unpaid on annuity claims in
volving life contingencies 215 00
10 Total policy claims 433204 62
12 Premiums paid in advance including surrender values
so applied 327792 64
15 Salaries rents office expenses taxes bills accounts bo
nuses commissions medical and legal fees dne or ac
crued 155784 88
19 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 70879 77
20 Dividends apportioned payable to policyholders during
1905 16803 18COMPTROLLERGENERALS REPORT 381
22 Other liabilities Unearned interest on policy loans 62
84360 rents paid in advance 43438 63277 98
23 Capital stock 2000000 00
24 Unassigned funds surplus 11320448 62
25 Total liabilities I 88511954 66
Business in the State of Georgia during the year
No Amount
Policies on the lives of citizens of said State in
force December 31st of previous year 3282 6642309 00
Policies on the lives of citizens of said State issued
during the year 580 3007845 00
Total4862 9710154 00
Deduct ceased to be in force during the year 491 876362 00
Policies in force December 31st 4371 8833792 00
Losses and claims unpaid December 31st of pre
1 3000 00
vious year x
Losses and claims incurred during the year 16 58333 84
Total 17 6133384
Losses and claims settled during the year in cash 15 59333 84
Losses and claims unpaid December 31st 2 2000 00
Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses 322287 45
PENN MUTUAL LIFE INSURANCE COMPANY PHILADELPHIA PA
Harry F West President William H Kingsley SecretaryTreasurer
Home Office 921 923 925 Chestnut Street Philadelphia Pa
Henry C Bagley Atlanta Attorney for Service in Georgia
ICAPITAL stock
Amount of ledger assets as per balance
December 31 of previous year 58731376 61
Decrease of capital during the year be
ing bond premiums charged off and
deductions from real estate valuations 90343 91
Extended at
58641032 70332 COMPTROLLERGENERALS REPORT
IIINCO
1 First years premiums on original poli
cies without deduction tor commissions
or other expenses less 2109917 for
first years reinsurance 2115401 69
2 Surrender values applied to pay first
years premiums 4202 2o
3 Total first years premiums on original
policies 2119663 94
4 Dividends applied to purchase paidup
additions and annuities 102278 00
5 Surrender values applied to purchase
paidup insurance and annuities 176050 00
C Consideration for original annuities in
volving life contingencies 433654 04
7 Consideration for supplementary con
tracts inyolving life contingencies 8545 73
8 Total new premiums 2860191 71
9 Renewal premiums in addition to items
10 11 and 12 without deduction for
commissions or other expenses less
4015767 for reinsurance on renewals 9704932 43
10 Dividends applied to pay renewal premi
ums 725731 52
11 Surrender values applied to pay renewal
premiums 25239 03
12 Renewal premiums for deferred annuities 2489 53
13 Total renewal premiums 10458392 51
14 Total premium income 13318584 22
15 Consideration for supplementary contracts not Involving
life contingencies 352262 9S
17 Premium notes loans or liens restored by revival of poli
cies 8775 03
18 Interest on mortgage loans 1168603 45
19 Interest on collateral loans 178812 83
20 Interest on bonds and dividends on stock 1030504 60
21 Interest on premiums notes policy loans
or liens 4009S2 32
22 Interest on other debts due the company 25913 68
24 Rent from companys property 200718 56
25 Total interest and rents 3005535 14
26 Profit on sale or maturity of ledger assets 71238 34COMPTROLLERGENERALS REPORT
333
27 From other sources Loan previously charged off 1
15921 bonuses on mortgages etc 1794636
19105 57
28 Total income 16775501 58
IIIDISBURSEMENTS
1 For death claims less 1883600 reinsur
ance 314159175 additions 20
14100 3161732 75
2 For matured endowments 109372400
additions 2617500 1119899 00
9
10
11
12
13
14
17
18
20
21
22
23
24
25
20
27
29
Xet amount paid for losses and matured endowments
For annuities involving life contingencies
Premium notes voided by lapse
Surrender values paid in cash
Surrender values applied to pay new premiums see in
come Xo 2 426225 to pay renewal premiums see
income No 11 2523903
Surrender values applied to purchase paidup insurance
and annuities see income No 5
Dividends paid to policyholders in cash
Dividends applied to pay renewal premiums see income
No 10
Dividends applied to purchase paidup additions and an
nuities see income No 4
Total paid policyholders 6342774 51
Paid for claims on supplementary contracts not involv
ing life contingencies
Commissions and bonuses to agents less commission
on reinsurance first years premiums 110837135
renewal premiums 64206541 on annuities origi
nal 2191895 i renewal 7386
Salaries and allowances for agencies including man
agers agents and clerks
Agency supervision traveling and all other agenc
penses
Medical examiners fees 13242949 inspection of risks
1834051
Salaries and all other compensation of officers and 1
office employees
Rent
Advertising 6252109 printing and stationery 35122
39 postage 3156703
Legal expenses
Furniture fixtures and safes
Insurance taxes licenses and department fees
Taxes on real estate
Repairs and expenses other than taxes on real estate
All other disbursements Home office expenses
4281631 75
200133 86
41979 08
732931 90
29501 28
176050 00
52537 12
725731 52
278 00
100709 05
1772429 57
54552 90
32963 89
150776 00
596 92
48839 33
129210 51
12113 04
1174 32
360623 85
37912 40
133772 47
86818 10
30 Total disbursem
ntg 9549876 86
334
COMPTROLLERGENERALS REPORT
IVLEDGER ASSETS
1 Book value of real estate unincumbered 3042105 24
2 Mortgage loans on real estate first liens 24528104 02
3 Loans secured by pledge of bonds stocks or other col
lateral 2984719 50
4 Loans made to policyholders on this companys policies
assigned as collateral 5994192 00
5 Premium notes on policies in force of which 639100 is
for first years premiums 1231666 12
6 Book value of bonds excluding interest 2631420550
stocks 48761037 26801815 87
7 Deposited in trust companies and banks on interest 876040 33
8 Cash in companys office 562808 deposited in banks
not on interest 4415302 49781 10
9 Bills receivable 25904735 agents balances 205758
furniture 875998 bills receivable for premiums
8836833 358233 24
10 Total ledger assets 65866657 42
NONLEDGER ASSETS
11 Interest due 735376 and accrued 409
57223 on mortgages 416925 99
12 Interest accrued on bonds and stocks 170499 77
13 Interest accrued on collateral loans 12751 92
15 Interest accrued on other assets 4000 00
16 Rents due 107090 and accrued 12
27292 on companys property or lease 13343 82
17 Total interest and rents due and accrued 617521 50
19 Market value not including interest in item 12 of
bonds and stocks over book value 639486 63
21 Gross premiums due and New Business Renewals
unreported on policies in
force December 31 1904 460428 64 776832 78
22 Gross deferred premiums
on policies In force De
cember 31 1904 146608 01 844810 51
23 Totals 607036 65 1621643 29
24 Deduct loading 20 per cent 121407 33 324328 66
25 Net amount of uncollected
and deferred premiums 485629 32
26 All other assets Net unreported annuities
1297314 63
1782943 95
14769 01
27 Gross assets S 6S92137S 51COMPTROLLERGENERALS REPORT
335
DEDUCT ASSETS NOT ADMITTED
29 Furniture fixtures and safes 8759 98
30 Agents debit balances 2057 58
31 Cash advanced to or in the hands of offi
cers or agents all to agents 259047 35
32 Bills receivable 88308 33
35 Total
358233 24
36 Total admitted assets 68563145 27
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 as computed by the Penn
sylvania Insurance Department on the
actuaries table of mortality with 4 per
cent interest and the 3 and 3Va per
cent Anterican tables 54266640 00
Same for reversionary additions 914630 00
Same for annuities including those in
reductions of premiums 1907304 00
Total 57088574 00
Deduct net value of risks of this company
reinsured in other solvent companies 80106 00
Net reserve
2 Present value of the amounts not yet due on supplement
ary contracts not involving life contingencies com
puted by the companys actuary
Trust deposits
5 Claims for death losses in process of adjustment or ad
justed and not due
Premiums paid in advance including surrender values
so applied
Commissions due to agents on premium notes when paid
15 Salaries rents office expenses taxes bills accounts bo
nuses commissions medical and legal fees due or ac
crued
19 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
20 Dividends apportioned payable to policyholders during
1905
Dividends apportioned payable to policyholders subse
quent to 1905 Accumulated surplus fund 2641179
49 fiveyear option 61287024 liferate endowment
52140678 four per cent bond 29146631 six per
cent bond 9130800
12
13
21
57008468 00
1301316 00
14947 00
341095 36
56400 51
6152 18
14000 00
155699 98
162363 04
4158230 82
g36 COMPTROLLERGENERALS REPORT
22 Other liabilities Special 3a per cent reserve 1062679 00
24 Unassigned funds surplus 4281793 3S
25 Total liabilities 6S5C3145 27
Business in the State of Georgia during 1904
Amount
Policies on the lives oi citizens of said State in
force December 31 of previous year 9526 S 18749623 00
Policies on the lives of citizens of said State issued
during the yearJfiU 332474 00
Total13540 26102097 00
Deduct ceased to be in force during the year 2163 4319921 00
Policies f force December 3111377 21782176 0
Losses and claims unpaid December 31 of previous
7 9591 00
year
L sses and claims incurred during the year 4 266123 62
Total M 27571n
Losses and claims settled during the year 82 2i49 10
Losses and claims unpaid December 31 9 1621S 52
Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses 697102 G4
L LIFE INSURANCE COMPANY HARTF INN
1E President Silas H Cobnweix Secretary
Home Office 4a Pearl Street Hartford Conn
bles S Northed Atlanta Attorney for Service in
i STOCK
Amount of ledger ssets as per bala
December 31 1904 1636931 5 19
Extended at 16369 I
IIINCOME
As shown by the books BBce al close of business Dec 31 1904
J First years premiums on original policies
without deduction for commissions or
other expenses less 297534 for first
rs reinsurance 437204 04COMPTROLLERGENERALS REPORT
337
2 Surrender values applied to pay first
years premiums 2106 95
t Total first years premiums on original
policies 439310 99
t Dividends applied to purchase paidup
additions and annuities C2222 00
Surrender values applied to purchase
paidup insurance and annuities 85914 00
li Consideration for original annuities in
volving life contingencies 9965 56
7 Consideration for supplementary con
tracts involving life contingencies 446 00
Total new premiums
Renewal premiums in addition to items
10 and 11 without deduction for com
missions or other expenses less 24309
70 for reinsurance on renewals 2383656 72
Dividends applied to pay renewal premi
ums 216343 52
11 Surrender values applied to pay renewal
premiums 7167 54
10
597858 55
13 Total renewal premiums 2607167 78
14 Total premium income 3205026 33
15 Consideration for supplementary contracts not involving
life contingencies 5675 00
17 Premium notes loans or liens restored by revival of poli
cies 56 00
18 Interest on mortgage loans 534864 82
20 Interest on bonds and dividends on stocks 198671 07
21 Interest on premium notes policy loans
or liens 72582 09
Interest on other debts due the company 8537 01
Discount on claims paid in advance 218 45
Rent from companys property including
8000 for companys own occupancy 37700 75
22
23
24
25 Total interest and rents
2G Profit on sale or maturity of ledger assets
27 From other sources Guarantee of mortgage loans
28 Total income
in
852574 7S
20133 i3
605 71
4084071 21
338
COMPTROLLERGENERALS REPORT

IIIDISBURSEMENTS
As shown by the books at home office at close ot business Dec 31 1904
1 For death claims less 791290 reinsur
ance 107333019 additions 12337 1085607 19
2 For matured endowments 123312 ad
ditions 522050 128532 50
9
10
11
12
13
15
10
17
18
19
20
21
22
23
24
25
20
27
28
Net amount paid for losses and matured endowments
For annuities involving life contingencies
Premium notes voided by lapse
Surrender values paid in cash
Surrender values applied to pay new premiums see in
come No 2 210695 to pay renewal premiums see
income No 11 710754
Surrender values applied to purchase paidup insurance
and annuities see income No 5
Dividends paid to policyholders in cash
Dividends applied to pay renewal premiums see income
No 10
Dividends applied to purchase paidup additions and an
nuities see income No 4
Total paid policy holders 1801115 13
Paid for claims on supplementary contracts not involv
ing life contingencies
Commissions and bonuses to agents less commission on
reinsurance first years premiums 23233123 re
newal premiums 10391276 on annuities original
49828
Commuted renewal commissions
Salaries and allowances for agencies including man
agers agents and clerks
Agency supervision traveling and all other agency ex
penses
Medical examiners fees 4200600 inspection of risks
421914
Salaries and all other compensation of officers and home
office employees
Rent including 8000 for companys own occupancy
Advertising 923602 printing and stationery 20300
13 postage 1298731
Legal expenses
Furniture fixtures and safes
Insurance taxes licenses and department fees
Taxes on real estate
Repairs and expenses other than taxes on real estate
Loss on sale or maturity of ledger assets including
sums charged off from cost of real estate
1214199 69
9974 04
4035 50
193007 IS
9274 49
85914 00
4883 11
210343 52
02222 00
5310 77
390742 27
2750 00
55400 05
22995 33
40225 14
90020 13
30350 34
42523 40
3490 83
2795 90
80310 01
8473 37
10708 00
22912 12
COMPTROLLERGENERALS REPORT
339
29 All other disbursements Exchange 8369 miscellane
ous expenses 1471706 agents ledger balances
charged off 291141
17712 76
30 Total disbursements 2652454 33
IVLEDGER ASSETS
1 Book value of real estate unincumbered 674441 19
2 Mortgage loans on real estate first liens 10983855 28
4 Loans made to policyholders on this companys policies
assigned as collateral 1071589 00
5 Premium notes on policies in force 210573 45
0 Book value of bonds excluding interest 406941326
stocks 34108100 4410494 26
7 Deposited in trust companies and banks on interest
American National Bank Hartford 36428873 Met
ropolitan Trust Co New York 7553308 Fidelity
Company Hartford 10000 449821 81
8 Cash in companys office 157 10
10 Total ledger assets 17800932 09
NONLEDGEB ASSETS
11 Interest due 922622 and accrued 206
33200 on mortgages 215588 22
14 Interest due on premium notes policy
loans or liens 3567 87
17 Total interest and rents due and accrued
19 Market value of bonds and stocks over book value
21 Gross premiums due and New Business Renewals
unreported on policies in
force December 31 1904 72477 74 113292 14
22 Gross deferred premiums
on policies in force De
cember 31 1904 33033 53 171020 21
23 Totals 10551127 284312 35
24 Deducting loading 20 per
cent 21102 25 56862 47
25 Net amount of uncollected
and deferred premiums
84409 02
227449 88
219156 09
192253 34
111858 90
27 Gross assets 18524200 42340 COMPTROLLERGENERALS REPORT
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 as computed by the com
pany on the actuaries table of mortal
ity with 4 per cent interest 17001522 00
Same for revisionary additions 402876 00
Same for annuities including those in
reduction of premiums 92248 00
Total 17556646 00
Deduct net value of risks of this company
reinsured in other solvent companies 100358 00
Net reserve 17456288 00
2 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company with 3 per cent interest 26839 00
5 Claims for death losses in process of ad
justment or adjusted and not due 11323 00
6 Claims for death losses which have been
reported and no proofs received 20148 00
10 Total policy claims 31471 00
12 Premiums paid in advance including surrender values
so applied 23084 00
20 Dividends apportioned payable to policyholders during
1905 8914 00
22 Other liabilities Special policy reserve 175000 00
24 Unassigned funds surplus 802604 42
25 Total liabilities 18524200 42
Business in Georgia luring 190If
No Amoui t
Policies on the lives of citizens of said State in force
December 31 1904 929 1850612 00
Policies on the lives of citizens of said State issued
increased and revived during the year 206 332077 00
Total1135 2182689 00
Deduct ceased to be in force and decreased during the
year177 337686 00
Policies in force December 31 1904 958 1845003 00
Losses and claims incurred during the year 8 29580 00
Losses and claims settled during the year in cash 8 29580 00
Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses 61124 21COMPTROLLERGENERALS REPORT
341
PITTSBURG LIFE AND TRUST COMPANY PITTSBURG PA
W Harvard Nimick President James H Mahan Secretary
Principal Office Pittsburg Pa
Jonx M Slaton Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 315000 00
Amount of net or ledger assets December
31 of previous year 616967 57
Increase of capital during the year 10700 00
Extended at 627667 57
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 80314 88
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses 199724 04
Total 280038 92
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company 2983 87
7 Total premium incomeI 227055 05
8 Cash received for interest on mortgage loans 13112 32
9 Cash received for interest on bonds owned and divi
dends on stock 5096 26
10 Cash received for interest on premium notes loans or
liens 2840 03
11 Cash received for interest on other debts due the com
pany 11577 35
18 Reinsurance reserve 427 49
19 From all other sources viz Contribution to surplus
fund 17795 00
Total income
327903 50
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including revisionary addi
tions
9 Premium notes loans or liens voided by lapse
66506 00
8213 01
342
COMPTROLLERGENERALS REPORT

13 Surrender values paid in cash
Total paid policyholders 85055 83
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 3808080
renewals 1161931
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees and inspection of
risks
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
23 Cash paid for insurance department fees and agents li
censes and municipal licenses
24 Cash paid for rent
25 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 35S499 printing 732530
postage 280933
28 Cash paid for legal expenses
29 Cash paid for the following items viz Telephones and
telegrams 45900 supplies 121728 profit and loss
1487268
Total miscellaneous expenses 14114100
10336 82
50300 11
11633 49
8175 73
27190 41
4403 47
6539 17
870 51
13779 62
1699 47
10549 02
30 Total disbursements 220190
IVASSETS AS PER LEDGES ACCOUNTS
1 Cost value of real estate exclusive of all incumbrances 7104 62
2 Loans on mortgages first liens on real estate 221150 00
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals 209168 50
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 16762 69
5 Premium notes loans or liens on policies in force 27982 71
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 160152 90
7 Cash in companys office 4298 20
8 Cash deposited in banks 61692 97
10 Agents ledger balances 21001 65
Total net or ledger assets
729374 24
OTHER ASSETS
14 Interest due 93700 and accrued 2
8324S on mortgages 3769 48
15 Interest accrued on bonds and stocks 1543 36
16 Interest due on collateral loans 268 07
COMPTROLLERGENERALS REPORT
343
17 Interest accrued on premium notes loans
or liens 8837 76
18 Interest due on other assets 63 57
Total carried out
22 Due from other companies for losses or claims on poli
cies of this company reinsured
23 Gross premiums due and few Business Renewals
unreported on policies in
force December 31 1904 10253 98
24 Gross deferred premiums
on policies in force De
cember 31 1904 3505 37
10243 60
16536 02
Totals 13759 35 26779 62
25 Deducting loading 20 per
cent on new and 20
per cent on renewals 2751 88 5355 92
26 Net amount of uncollected
and deferred premiums 11007 47 21423 70
27 Furniture fixtures and safes 727500 printed matter
and supplies 700000 net 70 per cent subordi
nary premiums due and unreported and deferred on
policies in force 1149657
28 Total assets as per the books of the company
ITEMS NOT ADMITTED
2 Furniture fixtures and safes 7275 00
5 Agents balances 21061 65
7 Due from other companies for claims on
policies reinsured 14617 78
8 Supplies printed matter and stationery 7000 00
Total
VLIABILITIES
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to
the actuaries and American tables of
mortality with 3 3 and 4 per cent
interest
Deduct net value of risks of this company
reinsured in other solvent companies
418930 00
743 00
14482 24
14617 78
32431 11
25771 57
816677 00
49954 43
9 Total assets less items not admitted 766722 57
Net reinsurance reserve
418187 00
344 COMPTROLLERGENERALS REPORT
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 6500 00
G Claims for death losses and other polio
claims resisted by the company 2100 00
Total policy claims 8600 00
16 Amount of any other liability of the company viz Pre
miums paid in advance 467146 all other liabilities
17451 4845 97
17 Liabilities on policyholders account 431632 97
18 Gross surplus on policyholders account 335089 60
19 Total liabilities 766722 57
PROVIDENT SAVINGS LIFE ASSURANCE SOCIETY NEW YORK N Y
Edward W Scott President William E Stevens Secretary
Principal Office 346 Broadway New York City
James R Nutting Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year 6399745 44
Extended at 6399745 44
IT INCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deduction for commissions
or other expenses 640064 43
12 Cash received for renewal premiums
without deductions for commissions or
other expenses 2739293 54
2 Premium notes loans or liens taken in
part payment for premiums on new
policies 15067 07
21L Premium notes loans cr liens taken in
part payment for renewal premiums 64753 45
3 From dividends applied to pay running
premiums see item 11 disbursements 127881 l
COMPTROLLERGENERALS REPORT 3 15
4 From surrender values applied to pur
chase paidup insurance and annuities
see item 15 disbursements 12893 55
5 Consideration for annuities other than
matured installment policies 06812 00
Total 3666765 55
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 1118
03 renewals 634965 7467 68
7 Total premium income 3659297 87
8 Cash received for interest on mortgage loans 27608 05
9 Cash received for interest on bonds owned and divi
dends on stock 25446 57
10 Cash received for interest on premium notes loans or
liens 123946 33
11 Cash received for interest on other debts due the com
pany 7557 68
13 Cash received for rents for use of companys property 261262 09
14 Cash received for profits on sales or maturity of ledger
assets 238145 35
16 From dividends and surrender values on reinsurances Ill 09
17 Premium notes loans or liens restored by revival of poli
cies 728 29
19 From all other sources viz Deposits by tenants as se
curity for rent 75000 consideration for supplement
ary contracts not involving life contingencies 26
97930 27729 30
Total income 4371832 02
IIIDISBUKSEMENTS DUBING YEAR 1904
1 Cash paid for death claims including re
visionary additions 1492562 66
2 Premium notes loans or liens used in
payment of the same 3751 72
3 Cash paid for matured endowments and
additions thereto 1000 00
5 Cash paid for sums falling due during the
year on installment policies 81536 00
Total 1578850 38
6 Deduct amount received from other com
panies for losses or claims on policies
of this company reinsured 42143 00
7 Total net amount actually paid for losses and matured
endowments 1530707 38ya
346
COMPTROLLERGENERALS REPORT
8 Cash paid to annuitants 15782 40
9 Premium notes loans or liens used in purchase of sur
rendered policies 664681 voided by lapse 1375748 20404 29
10 Cash dividends paid policyholders 45997 84
11 Cash dividends applied to pay running premiums see
item 3 income 127881 51
13 Surrender values paid in cash 220562 81
15 Surrender values applied to purchase paidup insurance
and annuities see item 4 income 12893 55
Total paid policyholders 1986876 59
16 Cash paid stockholders for interest or dividends 6972 00
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 33894197
renewals 17620000 on annuities 256005 517702 02
18 Cash paid for salaries and allowances to managers and
agents 101989 57
19 Cash paid for medical examiners fees 0948437 inspec
tion of risks 1675604 86240 41
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees 275841 58
21 Cash paid for taxes on new premiums 995200 on re
newals 4375159 53703 59
22 Cash paid for taxes on reserves 584 58
23 Cash paid for insurance department fees and agents li
censes 494376 municipal licenses 657171 11515 47
24 Cash paid for rent less 106675 received under sublease 69239 83
26 Cash paid for furniture fixtures and safes for home and
agency offices 7353 82
27 Cash paid for advertising 2334681 printing 270S1
29 postage 2555065 75978 75
28 Cash paid for real estate expenses other than taxes
15871496 for legal expenses 3833200 197040 93
29 Cash paid for the following items viz Taxes on real
estate 4119660 expense 2592285 agency supervis
ion traveling and all other agency expenses 125510
05 deposits as security for rent returned to tenants
925 exchange 519282 198747 32
Total miscellaneous expenses 1602918 90
30 Total disbursements 35s 148 68
IVASSETS AS PER LEDGER ACCOUNTS
1 Book value of real estate exclusive of all incumbrances 2514793 26
2 Loans on mortgage first liens on real estate 700295 22
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals 9200 00
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 22S9450 96COMPTROLLERGENERALS REPORT
347
5 Premium notes loans or liens on policies in force of
which 8050881 was received during the year
C Book value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
Loans to agents at interest within the value of their
contracts and secured by surety bonds
261440 16
796999 92
33593 73
454663 48
980 88
77005 77
50000 00
11 Total net or ledger assets 7188429 38
OTHER ASSETS
14 Interest due 452750 and accrued 6
26696 on mortgages
15 Interest accrued on bonds and stocks
16 Interest accrued on collateral loans
17 Interest due 433401 and accrued 51
47103 on premium notes loans or
liens
18 Interest due and accrued on other assets
19 Rents due and accrued on companys
property or lease
Total carried out
20 Market value of real estate over cost
21 Market value of bonds and stocks over cost
23 Gross premiums due and New Business
unreported on policies in
force December 31 1904 168298 00
Gross deferred premiums
on policies in force De
cember 31 1904
24
43188 00
Totals 211486 00
25 Deduct loading 20 per
cent on new and 20
per cent on renewals 42297 00
10794 46
10765 39
85 15
55805 04
4250 00
6561 02
Renewals
220414 00
242314 00
462728 00
92545 00
26 Net amount of uncollected
and deferred premiums 169189 00 370183 00
Due from Comptroller of the State of New York for ex
cess taxes
88261 06
189706 74
18400 23
539372 00
13235 50
28 Total assets as per books of the company 8037404 91348 COMPTROLLERGENERALS REPORT
ITEMS NOT ADMITTED
5 Agents balances 77005 77
7 Bills receivable 980 88
Total 77986 C5
9 Total assets less items not admitted 795941S 2G
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to
combined and American tables of mor
tality with 4 per cent and 3 per cent
interest 6960473 00
Deduct net value of risks of this com
pany reinsured in other solvent compa
nies 8512 00
Net reinsurance reserve 6951961 00
2 Premium notes or loans on policies and
other obligations in excess of the net
value of their policies 33220 00
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 100900 00
G Claims for death losses and other policy
claims resisted by the company 49000 00
8 Present value of unpaid amounts on ma
tured installment policies 30417 00
9 Amount of trust funds held by the com
pany and accrued interest 26795 82
Total policy claims 240332 82
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 15357 33
17 Liabilities on policyholders account 7207651 15
18 Unasigned funds to provide for all other contingencies 751767 11
19 Total liabilities 7959418 26
Business in Georgia during 1904
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previ
ous year 1817 370010 00
mil
COMPTROLLERGENERALS REPORT 349
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 739 673037 00
Total 2556 4373202 00
Deduct number and amount which have ceased to be
in force during the year 672 743422 00
Total number and amount of policies in force in
Georgia December 31 1904 1884 3629780 00
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 2 12000 00
Amount of losses and claims on policies in Georgia
incurred during the year 25 73000 00
Total 27 85000 00
Amount of losses and claims on policies in Georgia
paid during the year 24 77000 QO
Amount of premiums collected or secured in Georgia during
the year in cash and notes or credits without any deduc
tion for losses dividends commissions or other expenses
Cash 12737938 notes orcredits 720956 total 134588 64
RELIANCE LIFE INSURANCE COMPANY PITTSBURG PA
James H Reed President L C Robens Secretary
Principal Office cor Fifth Avenue and Wood St Pittsburg Pa
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 1000000 00
Amount of net or ledger assets Decem
ber 31 of previous year 2053734 97
Extended at 2053734 97
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 137022 94
iy2 Cash received for renewal premiums
without deductions for commission or
other expenses 33416 2
350
COMPTROLLERGENERALS REPORT
3 From dividends applied to purchase
paidup additions and annuities see
item 12 disbursements
334 41
Total 170773 87
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 1418
80 renewals 221051 3029 31
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and divi
dends on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany
19 From all other sources viz Premiums in trust
107144 5G
1430 81
30817 75
2292 70
24455 83
440 77
Total income 232594 45
111DISBURSEMENTS DURING TEAR 1904
1 Cash paid for death claims including revisionary addi
tions 0000 00
Total paid policyholders G334 41
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 7575041
renewals 182010 77570 51
IS Casn paid fcr salaries and allowances to managers and
agents 29130 74
19 Cash paid for medical examiners fees 1344992 inspec
tion of risks 330097 10810 89
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees 44497 28
23 Cash paid for insurance department fees and agents li
censes 3007 04
24 Cash paid for rent 10190 45
20 Cash paid for furniture fixtures and safes for home and
agency offices 843 96
27 Cash paid for advertising 5938834 printing 12743
38 postage 115600 73287 72
28 Cash paid for legal expenses 1793 79
29 Cash paid for the following items viz Agency supervis
ion traveling etc 442388 insurance books 12648
valuation fees 13700 fire insurance premiums 07
58 express 29540 general expenses 588717 tele
phone and telegrams 110218 12039 75
Total miscellaneous expenses
30 Total disbursements
275244 23
281578 54
IS
COMPTROLLERGENERALS REPORT
351
IVASSETS AS PER LEDGEJJ ACCOUNTS
2 Loans on mortgages first liens on real estate 188246 75
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 30000 00
6 Cost value of bonds and stocks owned excluding interest
at time of purchase 1171131 G3
7 Cash in companys office 1330 21
8 Cash deposited in banks 538103 56
9 Accounts receivable 1868 90
10 Agents ledger balances 74069 83
11 Total net or ledger assets as per balance above
2004750
OTHER ASSETS
14 Interest accrued on mortgages
15 Interest accrued on bonds and stocks
Total carried out
23 Gross premiums due and New Business
unreported on policies in
force December 31 1904 7788 55
24 Gross deferred premiums
on policies in force De
cember 31 1904 3786 72
26 Net amount of uncollected
and deferred premiums
27 Furniture fixtures and safes
8681 45
2141 35
18108 41
R n vals
5337 08
4036 20
Totals 11575 27 9373 26
25 Deduct loading 25 per cent
on new and renewals 2893 82 2343 31
7029 95
20249 76
15711 40
8381 03
28 Total assets as per the books of the company 2049093 07
ITEMS NOT ADMITTED
2 Furniture fixtures and safes
5 Agents balances
7 Accounts receivable
8381 03
74069 83
1868 90
Total
84319 76
9 Total assets less items not
admitted 1964773 31352 COMPTROLLERGENERALS REPORT
VLIABILITIES
1 Net present value of all outstanding poli
cies in force on the 31st day of Decem
ber 1904 computed according to the
American experience table of mortality
with 3 per cent interest 221109 00
Deduct net value of risks of this com
pany reinsured in other solvent compa
nies L175 00
Net reinsurance reserve 219994 00
1G Amount of any other liability of the company viz Pre
miums paid in advance 44077 claim for death loss
reported and proofs not yet received 100000 cost of
collection on uncollected deferred premiums 125350 2700 27
17 Liabilities on policyholders account 222094 27
18 Gross surplus on policyholders account 1742079 04
19 Total liabilities 1964773 31
21 Estimated surplus accrued on all other
policies 1742079 04
Business in Georgia during 1904
No Am unt
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 194 290500 00
Deduct number and amount which have ceased to be
in force during the year 9 13000 00
Total number and amount of policies in force in
Georgia December 31 1904 1S5 283500 00
Amount of premiums collected or secured in Georgia during
the year in cash without any deduction for losses divi
dends commissions or ether expenses 10310 91
THE RESERVE LOAN LIFE INSURANCE COINDIANAPOLFS IND
Chalmers Brown President Wu K Bellis Secretary
Principal Office 25 to 48 Ingalls Block Indianapolis Ind
ICAPITAL stock
Amount of net or ledger assets Decem
ber 31 of previous year 242982 10
Extended at
242982 1COMPTROLLERGENERALS REPORT
353
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new policies without de
ductions for commissions or other expenses 155409 15
iy2 Cash received for renewal premiums without deduc
tions for commissions or other expenses 6G7976 98
7 Total premium income 823386 13
8 Cash received for interest on mortgage loans 3596 79
9 Cash received for interest on honds owned 12 00
10 Cash received for interest on premium notes loans or
liens 24904 22
19 From all other sources viz Divisible surplus 146000
understatement of age 6717 1527 17
Total income
853426 31
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including revisionary addi
tions
8 Premiums returned
9 Premium notes loans or liens voided by lapse
10 Cash dividends paid policyholders
13 Surrender values paid in cash
Total paid policyholders 137952 12
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 13131809
renewals 326486
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes
23 Cash paid for insurance department fees and agents li
censes
24 Cash paid for rent including 254580 companys occu
pancy less 18000 received under sublease
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 163517 printing 166123
28 Cash paid for legal expenses
29 Cash paid for the following items viz Postage 2665
37 traveling expenses 761286 general expenses
147551 collections and exchange 19790 suspense
account 51
Total miscellaneous expenses 190337 26
40500 00
650 36
4082 03
6326 07
86393 66
134582 95
10609 75
5424 75
18540 45
173 68
329 03
2365 SO
531 40
3296 40
2530 90
11952 15
30 Total disbursements
23 in
328289 38PHWVSWPHi
354
COMPTROLLERGENERALS REPORT
IVASSETS AS PER LEDGER ACCOUNTS
2 Loans on mortgage first liens on real
estate
4 Loans made in cash to policyholders on
this companys policies assigned as col
lateral
5 Premium notes loans or liens on policies
in force of which 1075605 was re
ceived during the year
6 Cost value of bonds and stocks owned ex
eluding accrued interest at time of pur
chase
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents balances
111390 00
554495 00
47540 76
433 00
4174 90
45888 66
90 00
4106 71
11 Total net or ledger assets as per balance
above 768119 03
12 Deduct depreciation from cost of assets to
bring same to market value 16 00
13 Total net or ledger assets less depreciation
768103 03
OTHER ASSETS
14 Interest due and accrued on mortgages 935 58
15 Interest due and accrued on bonds and
stocks 2 00
17 Interest due 201445 and accrued 1
45434 on premium notes loans or
liens 3468 79
18 Interest due and accrued on other assets 513 52
Total carried out
23 Gross premiums due and Nev Business
unreported on policies in
force December 31 1904 12154 79
24 Gross deferred premiums
on policies in force De
cember 31 1904
Totals
85 Deducting loading 60 per
cent on new and 20
per cent on renewals
12154 79
7292 87
26 Net amount of uncollected
and deferred premiums
27 Furniture fixtures and safes
4861 92
Renewals
6133 89
6984 45
13118 34
2623 67
10494 67
4919 89
15356 59
3000 00
28 Total assets as per the books of the company 791379 51
COMPTROLLERGENERALS REPORT
355
ITEMS NOT ADMITTED
2 Furniture fixtures and sates
5 Agents balances
7 Bills receivable
3000 00
4106 71
90 00
Total
2
G
7196 71
3 Total assets less items not admitted 784182 80
VLIABILITIES
1 Net present value of all the outstanding policies in force
on the 31st day of December 1904 computed according
to the actuaries table of mortality with 4 per cent in
terest
Premium notes or loans on policies and
other obligations in excess of the net
value of their policies 4750 36
Claims for death losses and other policy
claims resisted by the company 5000 00
719500 00
Total policy claims 9750 36
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 682 32
16 Amount of any other liability of the company viz Com
mission due agents on premium notes when paid 688 30
17 Liability on policyholders account 730620 98
18 Gross surplus on policyholders account 53561 82
19 Total liabilities
20 Estimated surplus accrued on tontine or
other policies the profits upon which
are especially reserved for that class of
policies
21 Estimated surplus accrued on all other
policies
784182 80
1470 00
52091 82
ROYAL UNION MUTUAL LIFE INSURANCE CO DES MOINES IA
Frank D Jackson President Sidney A Foster Secretary
Principal Office Sixth and Locust Street Des Moines la
James G West Atlanta Attorney for Service in Georgia
icapital stock
Amount of net or ledger assets Decem
ber 31 of previous year 1011529 08
Extended at I 1011529 08wmmmKumm
HMM

H KwaojsioiN

856
COMPTROLLERGENERALS REPORT
IIINCOME DTJBING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses
li Cash received for renewal premiums
without deductions for commissions or
other expenses
2 Premium notes loans or liens taken in
part payment for premiums on new
policies
2 Premium notes loans or liens taken in
part payment of renewal premiums
3 From dividends applied to pay running
premiums see item 11 disbursements
3 From dividends applied to purchase
paidup additions and annuities see
item 12 disbursements
4Mi From surrender values applied to pur
chase paidup insurance and annuities
see item 15 disbursements
129524 80
287780 42
1G980 61
86095 35
4783 86
180 26
694 90
Total
6 Deduct amount of premiums paid to other
panies for reinsurance on policies in
this company new business 137975
renewals 513224
526040 20
6511 99
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on collateral loans
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany deferred premiums
17 Premium notes loans or liens restored by revival of pol
icies
519528 2t
43177 06
26 17
22159 58
2071 50
2586 54
Total income
389449 06
IIIDISBURSEMENTS DIKING YEAB 1904
1 Cash paid for death claims including revisionary addi
tions 91398 90
2 Premium notes loans or liens used in payment of the
same 984 77
5 Cash paid for sums falling due during the year on in
stallment policies 2300 00
7 Total net amount actually paid for losses and mutual en
dowments
94683 67COMPTROLLERGENERALS REPORT
857
10
11
12
13
15
16
17
18
19
20
21
22
23
24
26
27
28
29
Premium notes loans or liens used in purchase of sur
rendered policies 649363 voided by lapse 2876312
Cash dividends paid policyholders
Cash dividends applied to pay running premiums see
item 3 income
Cash dividends applied to purchase paidup additions and
annuities see item 3y2 income
Surrender values paid in cash
Surrender values applied to purchase paidup insurance
and annuities see item 4 income
Total paid policyholders 150012 42
Cash paid for interest or dividends to guaranteed fund
holders
Cash paid for commission and bonuses to agents less
commission on reinsurance new policies 11419175
renewals 2357415
Cash paid for salaries and allowances to managers and
agents
Cash paid for medical examiners fees 900950 inspec
tion of risks 138679
Cash paid for salaries and all other compensation of offi
cers and other home office employees
Cash paid for taxes on new premiums 215898 on re
newals 606530
Cash paid for taxes on personal property
Cash paid for insurance department fees and agents li
censes 218425 municipal licenses 19107
Cash paid for rent companys occupancy
Cash paid for furniture fixtures and safes for home and
agency offices
Cash paid for advertising 151075 printing 432464
Cash paid for legal expenses
Cash paid for the following items viz Acturial service
39861 collection expense 59184 express 20356
loan expense 200857 office expense 141350 sub
scriptions to insurance journals 12550 telegraphing
15422 telephone 16235 Union Life reinsurance
contract 535000 postage 167757
35256 75
3234 75
4783 SS
180 26
11178 23
694 90
7000 00
137766 40
19863 42
10396 29
27341 6G
8224 28
716 13
2375 32
2424 50
1092 66
5835 39
5952 95
12135 72
Total miscellaneous expenses
30 Total disbursements
12135 72
391137 14
IVASSETS AS PEB LEDGER ACCOUNTS
Loans on mortgage first liens on real estate
Loans secured by pledge of bonds stocks or other mar
ketable collaterals
Loans made in cash to policyholders on this companys
policies assigned as collateral
805133 00
375 00
169505 19
858
COMPTROLLERGENERALS REPORT
5 Premium notes loans or liens on policies in force of
which 7920593 was received during the year
7 Cash in companys office
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances of which 941282 was ad
vanced during the year
Loan tax liens secured by mortgages
11 Total net or ledger assets
219761 65
1565 37
437 3a
127 16
12593 0T
343 25
1209841 00
OTHER ASSETS
14 Interest due 107596 and accrued 16
33603 on mortgages 17411 99
L6 Interest due 6750 and accrued 600
on collateral loans 73 50
17 Interest accrued on premium notes loans
or liens 6399 17
18 Interest due 138211 and accrued 3
52987 on other assets 4911 98
Total carried out
23 Gross premiums due and n6W Business Renewals
unreported on policies in
force December 31 1904 29526 60 14063 30
24 Gross deferred premiums
on policies in force De
cember 31 1904 888 01 16292 03
Totals 30414 61 30355 93
25 Deduct loading 20 per cent
on new and 20 per
cent on renewals 6082 92 6071 19
26 Net amount of uncollected
and deferred premiums 24331 69 24284 74
27 furniture fixtures and safes 546707 commuted com
missions 562155
28796 645
4S616 43
11088 62
28 Total assets as per the books of the company 1298342 69
ITEMS NOT ADMITTED
2 Furniture fixtures and safes
3 Commuted commissions
5 Agents balances not secured
5467 07
5621 55
2109 42
Total 13198 04
9 Total assets less items not admitted 1285144 65
COMPTROLLERGENERALS REPORT VLIABILITIES 1 Net present value of all the outstanding policies in force on the 31st day of December 1904 computed according to the actuaries table of mortality with Deduct net value of risks of this company reinsured in other solvent companies 1965 00 359 1104177 00 11 45 2064 89 830 00 1986 60

2 Premium notes or loans on policies and other obligations in excess of the net 5 Claims for death losses and matured endowments in process of adjustment or
6 Claims for death losses and other policy claims resisted by the company 5000 00 7 Amounts due and unpaid on annuity
8 Present value of unpaid amounts on matured installment policies face 33000 00 19581


10 Amount of all unpaid dividends of surplus or other de
13 Amount due on account of salaries rents and office ex
16 Amount of any other liability of the company viz Pre
1162099 94 123044 71


1285144 85 Amount 425265 00 2210 00
Business in Georgia during 1904 Number and amount of policies on the lives of citizens of Georgia in force December A of previous year 256 Number anrl amount of policies on the lives of citizens

427475 00 68000 00
lact number and amount which have ceased to be

Total number and amount of policies in force in 475 00


330 COMPTROLLERGENERALS REPORT
Amount of losses and claims on policies in Georgia
incurred during the year 4 7000 00
Amount of losses and claims on policies in Georgia
paid during the year 4 7000 00
Amount of premiums collected or secured in Georgia during
the year in cash 1097478 notes or credits 158763
without any deduction for losses dividends commissions
or other expenses 12502 41
SECURITY TRUST AND LIFE INSURANCE COMPANY
PHILADELPHIA PA
Thomas Bkadley President I C Garyerick Secretary
Principal Office Security Trust and Life Building New York City
Aaron Haas Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 500000 00
Amount of net or ledger assets December
31 of previous year 1980781 52
Extended at 19807S1 52
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 237960 17
1 Cash received for renewal premiums
without deductions for commissions or
other expenses 596199 80
2 Premium notes loans or liens taken in
part payment for renewal premiums 104299 37
3 From dividends applied to pay running
premiums see item 11 disbursements 74 12
4i From surrender values applied to pur
chase paidup insurance and annuities
see item 15 disbursements 24894 00
5 Consideration for annuities other than
matured installment policies 1898 22
Total 965325 68
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 2007 60
7 Total premium income 963318 08 p
COMPTROLLERGENERALS REPORT
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and divi
dends on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany
13 Cash received for rents for use of companys property in
cluding 1800000 for companys own occupancy
14 Cash received for profits on sales of bonds or stocks
15000 real estate 10000 all other 8950
17 Premium notes loans or liens restored by revival of poli
cies
19 From all other sources viz Supplementary contracts
not involving life contingencies 735000 contingent
reversion 16980
361
5833 37
12105 91
14956 09
162 50
210241 39
339 50
1285 53
7519 80
Total income L215762 17
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including re
visionary additions
5 Cash paid for sums falling due during the
year on installment policies
368511 91
3435 00
13
15
7 Total net amount actually paid for losses and matured
endowments
8 Cash paid to annuitants
8V Health and accident insurance claims paid
9 premium notes loans or liens voided by lapse
10 Premiums returned to policyholders
11 Cash dividends applied to pay running premiums see
item 3 income
Surrender values paid in cash
Surrender values applied to purchase paidup insurance
and annuities see item 4 income
Total paid policyholders
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 18020646
renewals 4068913
Cash paid for salaries and allowances to managers and
agents
Cash paid for medical examiners fees 1528000 in
spection of risks 611493
Cash paid for salaries and all other compensation of offi
cers and other home office employees
Cash paid for insurance department fees and agents li
censes
448824 50
18
19
20
23
371946 91
331 81
1991 88
7372 51
1318 02
74 12
40895 25
24894 00
220895 59
8672 87
21394 93
56441 74
21420 15
362
COMPTROLLERGENERALS REPORT
24 Cash paid for rent including 1800000 companys occu
pancy 21738 03
26 Cash paid for furniture fixtures and safes for home and
agency offices 1731 02
27 Cash paid for advertising 613836 printing 16115
58 postage 239158 24645 52
28 Cash paid for real estate expenses other than taxes 48
35092 for legal expenses 549578 53846 70
29 Cash paid for the following items viz Taxes on real
estate 2847720 interest payments 6779167 tax
on capital 100000 expense account 462665 ex
pressage 121113 all other payments including
profit and loss on protested checks agents balances
etc 6385511 166961 76
Total miscellaneous expenses 597748 31
30 Total disbursements 1046572 81

IVASSETS AS PEB LEDGER ACCOUNTS
1 Cost value of real estate exclusive of all incumbrances 1307000 00
2 Loans on mortgage first liens on real estate 142100 00
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals 6065 00
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 167189 69
5 Premium notes loans or liens on policies in force of
which 10429937 was received during the year 68118 12
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 303140 83
7 Cash in companys office 5182 40
8 Cash deposited in banks 75756 76
9 Bills receivable 2161 03
10 Agents ledger balances of which 2370810 was ad
vanced during the year 46653 48
Companys stocks owned 1850000 suspense account
12050 Grable contract 228307 contingent rever
sion 570000 26603 57
13 Total net or ledger assets 2149970 88
OTHER ASSETS
14 Interest due 330000 and accrued 1
72457 on mortgages 5024 57
15 Interest accrued on bonds and stocks 3694 33
16 Interest accrued on collateral loans 164 60
17 Interest accrued on premium notes loans
or liens 6231 00COMPTROLLERGENERALS REPORT
363
18 Interest accrued on other assets
19 Rents due and accrued on companys
property or lease
125 59
9084 05
Total carried out
20 Market value of real estate over cost
21 Market value of bonds and stocks over cost
23 Gross premiums due and NewBusines
unreported on policies in
force December 31 1904
24 Gross deferred premiums
on policies in force De
cember 31 1904 15694 74
Renewals
25512 43
86623 04
24324 14
247500 00
6594 17
Totals 15694 74 112135 47
25 Deducting loading 15 per
cent on new and 15
per cent on renewals 2354 21 16820 32
26 Net amount of uncollected
and deferred premiums 13340 53 95315 15 108655 68
Cash in transmission 6004 13
28 Total assets as per the books of the company 2543049 00
ITEMS NOT ADMITTED
1 Companys stock owned 18500 00
7 Suspense account 120 50
8 Grable contract 2283 7
Total 20903 57
9 Total assets less items not admitted 2522145 43
VLIABILITIES
1 Net present value of all the outstanding policies in force
on the 31st day of December 1904 computed accord
ing to the American table of mortality with 3 per
cent interest 1951783 00
5 Claims for death losses and matured en
ments in process of adjustment or ad
justed and not due 51951 06
6 Claims for death losses and other policy
claims resisted by the company 14699 56
8 Present value of unpaid amounts on ma
tured installment policies face 36
64500 27930 00
Total policy claims
gg4 COMPTROLLERGENERALS REPORT
16 Amount of any other liability of the company viz Pre
miums paid in advance 401826 commissions due
agents on premium notes when paid 105000 inter
est accrued 1135416 16422 42
17 Liabilities on policyholders account 2062786 04
18 Gross surplus on policyholders account 459359 39
19 Total liabilities 2522145 4
Business in Georgia during 190i
No Amount
Number and amount of policies on the lives of citizens
of Georgia in force December 31 of previous year 282 455639 00
Number and amount of policy on the lives of citizens
of Georgia issued during the year 84 132333 00
Total 366 587972 00
Deduct number and amount which have ceased to be
in force during the year 32 50000 00
Total number and amount of policies in force in
Georgia December 31 1904 334 537972 00
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 2 2247 00
Amount of losses and claims on policies in Georgia
incurred during the year 6 7710 00
Total 8 9957 00
Amount of losses and claims on policies in Georgia
paid during the year 7 8007 00
Amount of premiums collected or secured in Georgia during
the year in cash and notes or credits without any deduc
tion for losses dividends commissions or other expenses 20041 14
SECURITY MUTUAL LIFE INSURANCE COMPANY BIXGHAMTON
NEW YORK
has M TtJBNKE President C A LaDfe Registrar
Principal Office Binghamton N Y
W A Weight Atlanta Attorney for Service in Georgia
iCAPITAL STOCK
Amount of net or ledger assets December
31 of previous pear 2098676 41
Extended at 209S676 41
COMPTROLLERGENERALS REPORT
365
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new policies without de
ductions for commissions or other expenses
lVo Cash received for renewal premiums without deduc
tions for commissions or other expenses 1068263 47
3 From dividends applied to pay running premiums see
item 11 disbursements
4 From surrender values applied to pay running premiums
see item 14 disbursements
5 Consideration for annuities other than matured install
ment policies
372986 86
9022 96
11 98
2000 00
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and divi
dends on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany
12 Cash received as discount on claims paid in advance
13 Cash received for rents for use of companys property
17 Premium notes loans or liens restored by revival of poli
cies
18 Supplementary contracts not involving life contingencies
19 From all other sources viz Registration 206400 ex
change 1160514 premiums paid
88 policy exchange 73344533
in advance 206
Total income
1452285 27
16442 11
21068 86
48035 97
5343 42
241 21
2429 84
86 94
23569 50
747321 35
2316824 47
1
IIIDISBURSEMENTS DURING YEAR 1904
Cash paid for death claims including revisionary addi
tions
8 Cash paid to annuitants
9 Premium notes loans or liens voided by lapse
1L Cash dividends applied to pay running premiums see
item 3 income
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums see
item 4 income
Total paid policyholders 486639 35
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 28884846
renewals 5727968 annuities 14000
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 5100900 in
spection of risks 1101968
455210 40
218 00
2429 91
9022 96
19746 10
11 9S
346268 14
128203 34
62028 68iss
jy
366
COMPTROLLERGENERALS REPORT
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees 54453 73
Cash paid for taxes on real estate 1664 11
Cash paid for insurance department fees taxes and
agents licenses 25374 42
Cash paid for rent companys occupancy 12678 98
Cash paid for agency supervision traveling and other
agency expenses 15767 06
Cash paid for furniture fixtures and safes for home and
agency offices 3495 18
27 Cash paid for advertising 825546 printing 883364
postage 753212 24621 22
Cash paid for real estate expenses other than taxes
65785 for legal expenses 223134 2889 19
Cash paid for the following items viz General office
expenses 1318306 exchange 1229502 collections
2701728 investigation 402153 accrued interest
paid 103693 premium on bonds 577200 agents
accounts charged off 4576422 profit and loss 79
43 supplementary contracts not involving life con
tingencies 258900 loss on sale or maturity of ledger
assets 140625 113164 72
Total miscellaneous expenses 790608 77
22
23
24
25
26
2S
29
30 Total disbursements 1277248 12
IVASSETS AS PER LEDGER ACCOUNTS
1 Cost value of real estate exclusive of all incumbrances 374567 95
2 Loans on mortgage first liens on real estate 306956 00
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals 25500 00
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 1474800 41
5 Premium notes loans or liens on policies in force of
which 208054 was received during the year 18709 49
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 574060 50
7 Cash in companys office 4327 24
8 Cash deposited in banks 222918 46
10 Agents ledger balances of which 10800173 was ad
vanced during the year 136412 71
13 Total net or ledger assets 3138252 76
OTHER ASSETS
14 Interest due 65000 and accrued 5
48002 on mortgages 6130 02
15 Interest accrued on bonds and stocks 3400 83
16 Interest accrued on collateral loans 204 17
COMPTROLLERGENERALS REPORT
367
17 Interest accrued on premium notes loans
or liens 40787 60
18 Interest accrued on other assets 190 00
Total carried out
23 Gross premiums due and New Business
unreported on policies in
force December 31 1904 4103 82
24 Gross deferred premiums
on policies in force De
cember 31 1904 32720 84
Renewals
82050 17
82010 69
Totals 36824 66 164060 86
25 Deducting loading 20 per
cent on new and 20
per cent on renewals 7364 93 32812 17
26 Net amount of uncollected
and deferred premiums
50712 62
29459 73 131248 69 160708 42
28 Total assets as per the books of the company 3349673 80
ITEMS NOT ADMITTED
5 Agents balances
6 Premium notes or loans on policies and
net premiums in excess of net value of
policies
7 Book value of ledger assets over market
value
136412 71
117117 21
26803 45
Total
280333 37
9 Total assets less items not admitted 3069340 43
VLIABILITIES
1 Net present value of all the outstanding policies in force
on the 31st day of December 1904 computed according
to New York State Insurance Department on combined
American experience table of mortality with 4 3
and 3 per cent interest 2423477 00
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not dueI
6 Claims for death losses and other policy
claims resisted by the company
8 Present value of unpaid amounts on ma
tured installment policies
29071 30
15000 00
65967 13
Total policy claims
110038 43iife
a
ggg COMPTROLLERGENERALS REPORT
13 Amount due on account of salaries rents and office ex
penses 24019 4S
16 Amount of any other liability of the company viz Pre
miums paid in advance 5983 95
17 Liabilities on policyholders account 2563518 87
18 Gross surplus on policyholders account 505821 56
19 Total liabilities 3069340 43
Business in Georgia during 1904
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
year 1601 2791519 50
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 309 469099 98
Total 1910 3260619 48
Deduct number and amount which have ceased to
be in force during the year 358 535312 98
Total number and amount of policies in force
in Georgia December 31 1904 1552 2725306 50
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 2 5926 50
Amount of losses and claims on policies in Georgia
incurred during the year 22 36709 98
Total 24 42636 48
Amount of losses and claims on policies in Georgia
paid during the year 22 34187 48
Amount of premiums collected or secured in Georgia luring
the year in cash without any deduction for losses divi
dends commissions or other expenses 73763 49
STATE LIFE INSURANCE COMPANY INDIANAPOLIS INDIANA
Andrew M Sweeney President Wilbur S Wynn Secretary
Principal Office State Life Building Indianapolis Ind
C V LeCraw Attorney for Service in Georgia
ICAPITAL STOCK
Amount of net or ledger assets December
31 of previous year 2049232 52
Extended at 2049232 52
COMPTROLLERGENERALS REPORT
369
1
2i
1431
IIINCOME DURING TEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses 784163 05
Cash received for renewal premiums
without deductions for commissions or
other expenses
Premium notes loans or liens taken in
part payment for renewal premiums
3 Prom dividends applied to pay running
premiums see item 11 disbursements 501
zy2 From dividends applied to purchase
paidup additions and annuities see
item 12 disbursements and exchanges 13786 69
4 Prom surrender values applied to pay run
ning premiums see item 14 disburse
ments 2394 43
414 From surrender values applied to pur
chase paidup insurance and annuities
see item 15 disbursements 8898 50
5 Consideration for annuities other than
matured installment policies 130 00
1048133 08
598 80
040 48
Total 2051145 03
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 3594
61 renewals 64265 4237 26
7 Total premium income 2046907 77
8 Cash received for interest on mortgage loans 71144 52
9 Cash received for interest on bonds owned and divi
dends on stock 1298 75
10 Cash received for interest on premium notes loans or
liens 36080 58
11 Cash received for interest on other debts due the com
pany 1830 79
13 Cash received for rents for use of companys property
including 557400 for companys own occupancy 86747 97
Total income 2244032 78
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including revisionary addi
tions 300902 69
9 Premium notes loans or liens voided by lapse 33178 18
10 Cash dividends paid policyholders 1412 94
11 Cash dividends applied to pay running premiums see
item 3 income 50040 48
24 in
fSiiJMassw

370
COMPTROLLERGENERALS REPORT
13
14
15
18
19
12 Cash dividends applied to purchase paidup additions and
annuities see item 3l2 income
Surrender values paid in cash
Surrender values applied to pay running premiums see
item 4 income
Surrender values applied to purchase paidup insurance
and annuities see item 4 income
Total paid policyholders 496631 15
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 44167700
renewals 10264294
Cash paid for salaries and allowances to managers and
agents
Cash paid for medical examiners fees 3000750 in
spection of risks 916156
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes on new premiums and renewals
22 Cash paid for taxes on investments
23 Cash paid for insurance department fees and agents li
censes 713798 municipal licenses 187086
24 Cash paid for rent including 557400 companys occu
pancy
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 546918 printing 18907
29 postage 657692
28 Cash paid for real estate expenses other than taxes 34
55852 for legal expenses 2103230
29 Cash paid for the following items viz Traveling ex
penses 3689535 loss on sale of securities 2400
investment expense 8900 miscellaneous expenses
654060 discount on advance premiums 33946
13786 69
86017 24
2394 43
8898 50
544319 94
33092 15
39169 06
110646 06
24168 81
4124 00
9008 84
17151 67
7501 23
30953 39
55590 82
43888 44
30 Total disbursements 1416245 56
IVASSETS AS PER LEDGER ACCOUNTS
1 Cost value of real estate exclusive of all
incumbrances 986498 44
2 Loans on mortgage first liens on real
estate 1045258 83
4 Loans made in cash to policyholders on
this companys policies assigned as col
lateral 614864 19
5 Premium notes loans or liens on policies
in force of which all was received dur
ing the year 41808 34
6 Cost value of bonds and stocks owned ex
cluding accrued interest at time of
purchase 67007 50COMPTROLLERGENERALS REPORT
371
7 Cash in companys office 12949 74
8 Cash deposited in banks 56100 06
10 Agents balances of which 1538790 was
advanced during the year 52532 64
11 Total net or ledger assets 2877019 74
12 Deduct depreciation from cost of assets
to bring same to market value 856 25
13 Total net or ledger assets less depreciation 2876163 49
OTHER ASSETS
14 Interest due 93480 and accrued 17
01161 on mortgages 17946 41
19 Rents due 14900 and accrued 52034
on companys property or lease 669 34
Total carried out
20 Market value of real estate over cost
23 Gross premiums due and ew Business
unreported on policies in
force December 31 1904 223223 28
24 Gross deferred premiums
on policies in force De
cember 31 1904 7366 96
18615 75
113501 56
Renewals
87885 83
49256 69
Totals 230590 24 137142 52
25 Deducting loading actual
on new and renewals 129129 53 28978 93
26 Net amount of uncollected
and deferred premiums
101460 71
108163 59
209624 30
28 Total assets as per the books of the company 3217905 10
ITEMS NOT ADMITTED
52532 64
5 Agents balances
9 Total assets less items not admitted 3165372 46
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to
the actuaries table of mortality with 4
per cent interest and American expe
rience 3 per cent 2542216 00
Deduct net value of risks of this company
reinsured in other solvent companies 1705 00
Net reinsurance reserve 2540511 0V

372 COMPTROLLERGENERALS REPORT
2 Premium notes on policies and other ob
ligations in excess of the net value of c oon 1CC
5289 15
their policies
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 10000 00
6 Claims for death losses and other policy
claims resisted by the company 140 w
7 Death losses reported no proofs received 35500 00
647S9 15
Total policy claims
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders A
13 Amount due on account of salaries rents and office ex
i t ii iv
penses
16 Amount of any other liability of the company viz Pre
miums paid in advance
17 Liabilities on policyholders account 26207SG IS
18 Gross surplus on policyholders account deferred sur
plus 41038674 54458 6S
19 Total liabilities 3165372 46
Business in Georgia during 190i
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
year
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 567 1040554 0
Total 1509 3074166 00
Deduct number and amount which have ceased to
be in force during the yearJS21 621058 00
Total number and amount of policies in force
in Georgia December 31 1904 1188 2453108 00
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 1 100 00
Amount of losses and claims on policies in Georgia
incurred during the year 10 30000 00
Total 31000 00
Amount of losses and claims on policies in Georgia
paid during the year 8 18000 00
Amount of premiums collected or secured in Georgia during
the year in cash 7714013 notes or credits 158325
without any deduction for losses dividends commissions
or other expenses 78723 38COMPTROLLERGENERALS REPORT
STATE MUTUAL LIFE ASSURANCE COMPANY WORCESTER MASS
A G Bullock President H M Witter Secretary
Principal Office 340 Main Street Worcester Mass
Wm A Wbight Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
Amount of net or ledger assets December
31 of previous year 21713027 11
Extended at 21713027 11
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
icies without deductions for commis
sions or other expenses 489308 88
iy2 Cash received for renewal premiums
without deductions for commissions or
other expenses 3145693 93
3 From dividends applied to pay running
premiums see item 11 disbursements 373383 68
2y2 From dividends applied to purchase
paidup additions and annuities see
item 12 disbursements 121480 92
5 Consideration for annuities other than
matured installment policies 5953 75
Total 4135821 16
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 11352
71 renewals 4558867 56941 38
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and dividends
on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany
12 Cash received as discount on claims paid in advance
13 Cash received for rents for use of companys property in
cluding 2000000 for companys own occupancy
14 Cash received for profits on sales of bonds or stocks
16 From dividends and surrender values on reinsurances
19 From all other sources viz Consideration for supple
mental contracts not involving life contingencies
4078879 78
152744 94
623235 74
119739 38
46301 20
85 23
127164 81
22693 88
567 25
11216 65
Total income 5182628 86874
COMPTROLLERGENERALS REPORT
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including revisionary addi
tions 1009654 75
3 Cash paid for matured endowments and additions there
t0 196905 54
5 Cash paid for sums falling due during the year on in
stallment policies 11662 67
7 Total net amount actually paid for losses and matured
endowments
9 Premium notes loans or liens voided by lapse
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums see
item 3 income
12 Cash dividends applied to purchase paidup additions
and annuities seeitem 3 income
13 Surrender values paid in cash
Total paid policyholders 2203995 09
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 25097809
renewals 20170725 annuities 22815
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 3215300 inspec
tion of risks 262481
Cash paid for salaries and all other compensation of offi
cers and other home office employees
Cash paid for taxes on new premiums
Cash paid for taxes on reserves 2976579 on invest
ments 2214176
23 Cash paid for insurance department fees and agents li
censes 563025 municipal licenses 73154
24 Cash paid for rent including 2000000 companys occu
pancy
25 Cash paid for commuting commissions
26 Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 1300134 printing 18383
53 postage 666906
28 Cash paid for real estate expenses other than taxes 34
40584 for legal expenses 657697
29 Cash paid for the following items viz Agency supervis
ion traveling etc 700998 sundries 2559905 pre
mium on bonds 4957505 profit and loss 269582
Total miscellaneous expenses 964178 64
20
21
22
1218222 96
6735 00
16536 65
373383 68
121480 92
467635 88
452913 49
66529 68
34777 81
74195 09
33559 97
51907 55
6361 79
46101 64
30229 20
3685 78
38053 93
40982 81
84879 90
30 Total disbursements 3168173 73COMPTROLLERGENERALS REPORT
375
IVASSETS AS PER LEDGER ACCOUNTS
1 Cost value of real estate exclusive of all incumbrances 1715540 00
2 Loans on mortgage first liens on real estate 3502968 00
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals 611445 00
4 Loans made in cash to policyholders on this companys
policies assigned as collateral 1853812 00
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase 15435168 00
7 Cash in companys office 2156 43
8 Cash deposited in banks 425642 81
Loans to corporations 180750 00
11 Total net or ledger assets 23727482 24
OTHER ASSETS
14
15
16
Interest due 491951 and accrued 39
57910 on mortgages
Interest due and accrued on bonds and
stocks
Interest due 36672 and accrued 6
35170 on collateral loans
17 Interest due 194733 and accrued 32
97247 on premium notes loans or liens
18 Interest due and accrued on other assets
19 Rents due 61969 and accrued 7977
16 on companys property or lease
44498 61
198588 60
6718 42
34919 80
1668 58
8596 85
Total carried out
21 Market value of bonds and stocks over cost
23 Gross premiums due and uew Business
unreported on policies in
force December 31 1904 60874 98
Gross deferred premiums
on policies in force De
cember 31 1904 56462 15
24
Renewals
228343 40
318176 16
Totals 117337 13 546519 56
25 Deducting loading 20 per
cent on new and 20
per cent on renewals 23467 43 109303 91
26 Net amount of uncollected
and deferred premiums
93869 70
437215 65
294990 86
904371 00
531085 35
28 Total assets as per the books of the company 25457929 45376
COMPTROLLERGENERALS REPORT
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to the
actuaries table of mortality with 4 per
cent interest on policies issued prior
to January 1 1901 and on the Ameri
can table of mortality with 3M per
cent interest on policies issued since
January 1 1901 2268855100
Deduct net value of risks of this com
pany reinsured in other solvent compa
132216 00
mes
oQ 22556335 00
Net reinsurance reserve
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 64628 00
6 Claims for death losses and other policy
claims resisted by the company 10500 00
8 Present value of unpaid amounts on ma
tured installment policies face 87
68700 54816 00
Total policy claims 129944 00
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders viz Dividends
of 1902 1903 1904 left with company with accumula
65633 00
tions
13 Amount due on account of salaries rents and office ex
4000 00
penses
16 Amount of any other liability of the company viz Pre
miums paid in advance 5131100 dividends appor
tioned but not yet due on fiveyear dividend policies
9832900 149640 00
17 Liabilities on policyholders account 22905552 00
18 Gross surplus on policyholders account 2552377 45
19 Total liabilities25457929 45
21 Estimated surplus accrued on all other
policies all shown 2552377 45

Business in the State of Georgia during 1901
No
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
year 238
Amount
451018 00COMPTROLLERGENERALS REPORT
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 163
401
Total
Deduct number and amount which have ceased to be
in force during the year 51
Total number and amount of policies in force in
Georgia December 31 1904 350
Amount of losses and claims on policies in Georgia
incurred during the year
Amount of losses and claims on policies in Georgia
paid during the year
Amount of premiums collected or secured in Georgia during
the year in cash without any deduction for losses divi
dends commissions or other expenses
377
278552 00
729570 00
95918 00
633652 00
17 08
17 08
21845 88
THE SUN LIFE INSURANCE COMPANY MONTREAL CANADA
T B Macaulay Secretary
R Macaulay President
Principal Office 1766 Notre Dame Street Montreal Canada
j S Cameron Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
105000 00
Amount of capital stock
paid up in cash
Amount of capital stock
subscribed but unpaid 595000 00
Amount of net or ledger assets Decem
ber 31 of previous year
Extended at
14685863 28
14685863 28
nINCOME DUBING YEAB 1904
i Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses
New premiums thrift department
1 Cash received for renewal premiums
without deductions for commissions or
other expenses
Renewal premiums thrift department
3 From dividends applied to pay running
premiums see item 11 disbursements
S From dividends applied to purchase
paidup additions and annuities see
item 12 disbursements
675476 22
19206 64
2696360 94
73612 47
31977 51
38073 27378
COMPTROLLERGENERALS REPORT
4 From surrender values applied to pay
running premiums see 14 disburse
ments 1519 23
5 Consideration for annuities other than
matured installment policies 256943 06
Total 3793169 34
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company renewals 379 35
7 Total premium income 3792789 99
8 Cash received for mortgage loans bonds owned and div
idends on stock premium notes loans or liens and on
other debts due the company 729267 25
13 Cash received for rents for use of companys property in
cluding 1000000 for companys own occupancy 17357 44
14 Cash received for profits on sales of bonds or stocks 22383 90
19 Prom all other sources vizPremiums from combined
accident policies 137 gl
Total income 4561936 19
inDISBURSEMENTS DURING YEAR 1904
1 Gash paid for death claims including revisionary addi
tions
3 Cash paid for matured endowments and additions there
to
5 Cash paid for sums falling due during the year on in
stallment policies
7 Total net amount actually paid for losses and matured
endowments
8 Cash paid to annuitants
10 Cash dividends paid policyholders
11 Cash dividends applied to pay running premiums see
item 3 income
12 Cash dividends applied to purchase paidup additions and
annuities see item 3y2 income
13 Surrender values paid in cash
14 Surrender values applied to pay running premiums see
item 4 income
Total paid policyholders 1374025 92
16 Cash paid stockholders for interest or dividends
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 44271687
renewals 14766016
18 Cash paid for salaries and allowances to managers and
agents
751472 71
236136 77
3815 20
991424 68
80357 38
47187 43
31977 51
38073 27
183486 42
1519 23
4
15750 00
590377 03
168298 48COMPTROLLERGENERALS REPORT
379
19 Cash paid for medical examiners fees 5117459 inspec
tion risks 200000
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for agency supervision traveling and all other
agency expenses
22 Cash paid for directors and auditors fees
23 Cash paid for insurance department fees agents licenses
and municipal licenses
24 Cash paid for rent including 1000000 companys occu
pancy
Cash paid for furniture fixtures and safes for home and
agency offices
Cash paid for advertising 1043843 printing 18730
04 sundries 989537
Cash paid for legal expenses
29 Cash paid for the following items viz Thrift depart
ment expenses 3500605 accident department claims
2000 expenses 1720
Total miscellaneous expenses 1114758 51
26
27
28
30 Total disbursements
53174 59
84040 48
30654 60
14815 48
36982 82
32727 87
9244 06
39063 84
4586 01
35043 25
2488784 43
IVASSETS AS PER LEDGER ACCOUNTS
1 Cost value of real estate exclusive of all
incumbrances 1146643 91
2 Loans on mortgage first liens on real
estate
3 Loans secured by pledge of bonds stocks
or other marketable collaterals 543250 00
4 Loans made in cash to policyholders on
this companys policies assigned as col
lateral
Loans made to policyholders under non
forfeiture agreements
5 Premium notes loans or liens on policies
in force
6 Cost value of bonds and stocks owned ex
cluding accrued interest at time of pur
chase
7 Cash in companys office
8 Cash deposited in banks
Ground rents
Cash deposited with Japanese government
1192054 83
1180 03
10532367 63
38617 09
424597 23
38640 00
74700 00
11 Total
12 Deduct ledger liabilities
13 Total net or ledger assets
16805784 86
46769 82
16759015 04m
mm
M
380
COMPTROLLERGENERALS REPORT
OTHER ASSETS
14 Interest due 1811189 and accrued 50
00466 on mortgages 68116 55
15 Interest due 4677246 and accrued 97
96844 on bonds and stocks 144740 90
16 Interest accrued on collateral loans 4626 75
17 Interest due 44840 and accrued 3
36649 on premium notes loans or
Hens 3814 89
19 Interest due 516062 and accrued 6
06013 on companys property or lease 11220 75
Total carried out
21 Market value of bonds and stocks over cost
23 Gross premiums due and New Business Renewals
unreported on policies in
force December 31 1904 147301 77 228077 92
24 Gross deferred premiums
on policies in force De
cember 31 1904 41975 76 146320 68
Totals 189277 53 374398 60
25 Deducting loading 20 per
cent on new and 20
per cent on renewals 37855 51 74879 72
26 Net amount of uncollected
and deferred premiums
232519 84
362515 32
151422 02
299518
450940 90
28 Total assets as per the books of the company 17804991 10
VLIABILITIES
1 Net present value of all outstanding pol
icies in force on the 31st day of De
cember 1904 computed according to the
American table of mortality with 4 per
cent and 3 per cent interest 16231151 12
Deduct net value of risks of this comp
pany reinsured in other solvent compa
nies 2621 23
Net reinsurance reserve 16228529 89
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 143824 26
7 Amounts due and unpaid on annuity
claims 4553 19
8 Present value of unpaid amounts on ma
tured installment policies 55009 02
Total policy claims 203386 47COMPTROLLERGENERALS REPORT 381
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 4b
11 Amounts of unpaid dividends to stockholders due Janu
ary 1st 1905 7875
16 Amount of any other liability of the company viz Pre
miums paid in advance 5383463 unearnedpremi
ums accident department 8256 53917 19
17 Liabilities on policyholders account Ifi J
18 Gross surplus on policyholders account 127944b w
17804991 10
19 Total liabilities
20 Estimated surplus accrued on tontine or
other policies the profits upon which
are especially reserved for that class of
policies 949099 21
21 Estimated surplus accrued on all other
policies 22534688
Business in the State of Georgia during 1904
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
year
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 488 965571 00
Total 1083 2051034 00
Deduct number and amount which have ceased to be
j 339 627766 00
in force during the year 6y
Total number and amount of policies in force in
Georgia December 31 1904 744 1423268 00
Amount of losses and claims on policies in Georgia
incurred during the year 6
Amount of premiums collected or secured in Georgia during
the year in cash without any deduction for losses divi
dends commissions or other expenses 46282 77 V
382
COMPTROLLERGENERALS REPORT
THE TRAVELERS LIFE INSURANCE COMPANY OF CONNECTICUT
S C Dunham President John E Morris Secretary
Home Office 56 Prospect Street Hartford Conn
ICAPITAL STOCK
Amount ot ledger assets as per bal
ance December 31 of previous year 31065628 38
Voluntary reduction by company in
book value of securities 171790 13
Extended at 30893838 25
IIINCOME
1 First years premiums on original poli
cies without deduction for commissions
or other expenses less 816540 for
first years reinsurance 840358 81
2 Surrender values applied to pay first
years premiums 1250 75
3 Total first years premiums on original
policies 841609 56
6 Consideration for original annuities in
volving life contingencies 19843 08
8 Total new premiums 861452 64
9 Renewal premiums in addition to items
10 11 and 12 without deduction for
commissions or other expenses less
12332398 for reinsurance on renewals 3976764 22
10 Dividends applied to pay renewal premi
ums 986 01
11 Surrender values applied to pay renewal
premiums 94 63
12 Renewal premiums for deferred annuities 1214 34
13 Total renewal premiums 3979059 20
14 Total premium income 4840 511 84
15 Consideration for supplementary contracts not involving
life contingencies 376005 00
18 Interest on mortgage loans 439765 38
19 Interest on collateral loans 50574 50
20 Interest on bonds and dividends on
stocks 887017 63

COMPTROLLERGENERALS REPORT
383
21 Interest on premium notes policy loans
or liens
22 Interest on other debts due the company
23 Discount on claims paid in advance
24 Rent from companys property including
1500000 for companys own occupancy
141431 51
45092 25
1835 93
62936 06
25 Total interest and rents 1628653 26
26 Profit on sale or maturity of ledger assets 31513 57
28
Total income 6876683 67
IIIDISBURSEMENTS
1 For death claims less 12900000 reinsurance 1789094 02
2 For matured endowments less 1108400 reinsurance 425081 76
3 Net amount paid for losses and matured endowments
4 For annuities involving life contingencies
Surrender values paid in cash
Surrender values applied to pay new premiums see in
come No 2 125075 to pay renewal premiums see
income No 11 9463
10 Dividends applied to pay renewal premiums see income
No 10
Total paid policyholders 2481702 98
Paid for claims on supplementary contracts not involv
ing life contingencies
Commissions and bonuses to agents less commission on
reinsurance first years premiums 40596023 re
newal premiums 19955214 on annuities original
84699 renewal 4872
Commuting renewal commissions
Salaries and allowances for agencies including man
agers agents and clerks
Agency supervision traveling and all other agency ex
penses
19 Medical examiners fees
20 Salaries and all other compensation of officers and home
office employees
21 Rent including 1500000 for companys own occupancy
22 Advertising 1449472 printing and stationery 17937
46 postage 1299102
23 Legal expenses
24 Furniture fixtures and safes 236302 expense 11300
54
25 Insurance taxes licenses and department fees
26 Taxes on real estate
27 Repairs and expenses other than taxes on real estate
29 All other disbursements Profit and loss
6
7
12
13
15
16
17
18
2214175 78
20967 90
244227 yi
1345 38
9S6 Ox
1117j2 17
606408 08
21000 00
46084 42
30730 24
56055 01
89025 36
17199 18
45423 20
3578 17
13663 56
62475 17
18039 21
87093 14
116 52
30 Total
disbursements
3690306 41
384
COMPTROLLERGENERALS REPORT
IVLEDGER ASSETS
1 Book value of real estate unincumbered 697665 74
2 Mortgage loans on real estate first liens 8920132 05
3 Loans secured by pledge of bonds stocks or other collat
eral 972812 16
4 Loans made to policyholders on this companys policies
assigned as collateral 2802104 00
5 Premium notes on policies in force 16413 90
6 Book value of bonds excluding interest 1758266081
stocks 201568713 19598347 94
7 Deposited in trust companies and banks on interest 1060823 S2
8 Cash in companys office 5390 38
9 Agents balances 6525 52
10 Total ledger assets 34080215 51
XONLEDGER ASSETS
11 Interest accrued but not due on mort
gages 127780 33
12 Interest accrued but riot due on bonds
and stocks 134947 50
13 Interest accrued but not due on collateral
loans 8849 56
17 Total interest and rents accrued but not due
19 Market value not including interest in item 12 of
bonds and stocks over book value
21 Gross premiums due and New Business Renewals
unreported on policies in
force December 31 1904 22280 96 318146 19
22 Gross deferred premiums
on policies in force De
cember 31 1904 57261 72 446033 9S
23 Totals 79542 68 764180 17
24 Deduct loading 8 per cent 6363 41 61134 41
25 Net amount of uncollected
and deferred premiums
73179 27
271577 39
431485 91
703045 76
776225 U3
27 Gross assets 35559503 S4
DEDUCT ASSETS OT ADMITTED
30 Agents debit balances
6525 52
36 Total admitted assets 35552978 32COMPTROLLERGENERALS REPORT
385
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 as computed by the com
pany on the American experience table
of mortality with 3 per cent interest 32363934 00
Same for revisionary additions 1007 00
Same for annuities including those in
reduction of premiums 193675 00
Total 32558616 00
Deduct net value of risks of this com
pany reinsured in other solvent compa
nies 754026 00
31804590 00
Net reserve v
2 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
1896465 00
the company
5 Claims for death losses in process of ad
justment or adjusted and not due 14945 40
6 Claims for death losses which have been
reported and no proofs received 45433 74
7 Claims for matured endowments due and
2456 00
unpaid
8 Claims for death losses and other policy
claims resisted by the company 2000 00
64835 14
10 Total policy claims
12 Premiums paid in advance including surrender values
i 4DflOi Oil
so applied
14 Cost of collection on uncollected and deferred premi
ums in excess of the loading thereon 300 l
15 Salaries rents office expenses taxes bills accounts bo
nuses commissions medical and legal fees due or ac
15000 OU
crued
19 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums
33835627 58
1 717 350 74
24 Unassigned funds surplus
35552978 32
25 Total liabilities
Business in the State of Georgia during 1901
No Amount
Policies on the lives of citizens of said State in
force December 31 of previous year W1S UD0
25 inWBBSSmSm
SAfcAwaJitaato UT

386 COMPTROLLERGENERALS REPORT
Policies on the lives of citizens of said State issued
during the year 209 637091 00
Total 1528 f 5407556 00
Deduct ceased to be in force during the year 86 310707 00
Policies in force December 31 1442 5096849 00
Losses and claims unpaid December 31 of previous
year 3 5700 00
Losses and claims incurred during the year 37 76926 86
Total 40 82626 86
Losses and claims settled during the year in cash 39 79626 86
Losses and claims unpaid December 31 1 3000 00
Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expensesg 174735 80
THE UNION CENTRAL LIFE INSURANCE COMPANY CINCINNATI O
John M Pattison President E P Marshall Secretary
Principal Office Cincinnati O
Isaac H Haas Atlanta Attorney for Service in Georgia
ICAPITA STOCK
1 Amount of capital stock
paid up in cashg 100000 00
Amount of net or ledger assets Decem
ber 31 of previous year 36957220 10
Extended at g 36957220 10
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expensesg 753984 22
I1 Cash received for renewal premiums
without deductions for commissions or
other expenses 3715746 58
2 Premium notes loans or liens taken in
part payment for premiums on new pol
lcies 581353 23
lj Premium notes loans or liens taken in
part payment for renewal premiums 2183267 73COMPTROLLERGENERALS REPORT
387
3 From dividends applied to pay running
premiums see item 11 disbursements
3y2 Prom dividends applied to purchase
paidup additions and annuities see
item 12 disbursements
4 From surrender values applied to pay
running premiums see item 14 dis
bursements
4y2 From surrender values applied to pur
chase paidup insurance and annuities
see item 15 disbursements
5 Consideration for annuities other than
matured installment policies
234227 61
128351 24
19893 34
67375 89
1000 00
Total 7464854 63
6 Deduct amount of premiums paid to other
companies for reinsurance on policies in
this company new business 6042284
renewals 15992237 220345 21
7 Total premium income
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and divi
dends on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
pany
12 Cash received as discount oa claims paid in advance
13 Cash received for rents for use of companys property
including 5000 for companys own occupancy
19 From all other sources viz
Consideration for supple
mentary contracts not involving life contingencies
Total income
mDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including re
visionary additions 1693817 82
2 Premiums notes loans or liens used in
payment of the same 20455 91
3 Cash paid for matured endowments and
additions thereto
5 Cash paid for sums falling due during the
7464854 63
1960672 97
400 00
339215 15
33732 47
538 36
27496 85
124980 00
9951890 43
year on installment policies
19366 16
Total
2259212 50
388
COMPTROLLERGENERALS REPORT
6 Deduct amount received from other com
panies for losses or claims on policies
of this company reinsured
74500 00
9
91
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
2G
27
28
29
Total net amount actually paid for losses and matured
endowments 2184712 50
Cash paid to annuitants 21229 01
Premium notes loans or liens used in purchase of sur
rendered policies 355796 voided by lapse 239
71774 243275 70
i Premium notes loans or liens used in payment of divi
dends to policyholders 1425 65
Cash dividends paid policyholders 190360 60
Cash dividends applied to pay running premiums see
item 3 income 234227 61
Cash dividends applied to purchase paidup additions
and annuities see item 2 income 128351 24
Surrender values paid in cash 178950 26
Surrender values applied to pay running premiums see
item 4 income 19893 34
Surrender values applied to purchase paidup insurance
and annuities see item 4 income 67375 89
Total paid policyholders 326980180
Cash paid stockholders for interest or dividends 10000 00
Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 60060284
renewals 38465359 98525G 43
Cash paid for salaries and allowances to managers and
agents 4541S 44
Cash paid for medical examiners fees 67919 7ft
Cash paid for salaries and all other compensation of offi
cers and other home office employees 157357 08
Cash paid for taxes on new premiums and renewals 111100 29
Cash paid for taxes on reserves 245295 on invest
ments 774640 10199 35
Cash paid for insurance department fees and agents li
censes and municipal licenses 17448 39
Cash paid for rent including 5000 companys occu
pancy 30884 11
Cash paid for furniture fixtures and safes for home and
agency offices 4299 69
Cash paid for advertising 1408477 printing 30249
31 postage 863076 52964 84
Cash paid for real estate expenses other than taxes 13
08379 for legal expenses 827364 21357 43
Cash paid for the following items viz Agency expense
3341508 mortgage loan expense 22350297 gen
eral expense 1632065 profit and loss 2111826 294356 96
Total miscellaneous expenses 1808562 71
30 Total disbursements 5078364 51
COMPTROLLERGENERALS REPORT
389
jVASSETS AS PEE LEDGER ACCOUNTS
1 Cost value of real estate exclusive of all incumbrances J
2 Loans on mortgage first liens on real estate
4 Loans made in cash to policyholders on this companys
policies assigned as collateral
5 Premium notes loans or liens on policies in force of
which 32849774 was received during the year
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
8 Cash deposited in banks
9 Bills receivable
10 Agents ledger balances
555173 14
35442335 23
3954169 02
157965 55
10000 00
137291 84
45409 02
111402 22
11 Total net or ledger
assets41830746 02
14
OTHER ASSETS
Interest due 7309659 and accrued 1
16824221 on mortgages
15 Interest accrued on bonds and stocks
17 Interest due 1170630 and accrued
18585679 on premium notes loans or
liens
19 Rents due 62765 and accrued 1933
18 on companys property or lease
100 00
197563 09
2560 83
Total carried out
20 Market value of real estate over cost
21 Market value of bonds and stocks over cost
23 Gross premiums due and New Business
unreported on policies in
force December 31 1904 301567 45 366567 78
24 Gross deferred premiums
on policies in force De
cember 31 1904 12698 00
Renewals
93228 17
Totals
25 Deducting loading 20 per
cent on new and 20
per cent on renewals
314265 45 459795 95
62853 09
91959 19
1441562 72
44328 23
575 00
26 Net amount of uncollected fiiq4qi2
and deferred premiums 251412 36 367836 7624912
28 Total assets as per the books of the company 43936461 09
5 Agents balances
7 Bills receivable
ITEMS NOT ADMITTED
debitI I22196 84
45409 02
i
390
COMPTROLLERGENERALS REPORT
8 Supplies printed matter stationery and
arbitrary reduction of 10 per cent on
book value of real estate 55517 31
Total 223123 17
9 Total assets less items not admitted 43713337 92
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 computed according to the
actuaries table of mortality with 4 per
cent interest and American table with
3 per cent interest 36427279 00
Deduct net value of risks of this company
reinsured in other solvent companies 522324 00
Net reinsurance reserve 35904955 00
3 Claims for death losses due and unpaid 5000 00
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 76998 78
6 Claims for death losses and other policy
claims resisted by the company 49290 00
8 Present value of unpaid amounts on ma
tured installment policies face 446
15000 256796 00
Total policy claims 388084 78
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 21728 38
11 Amount of unpaid and deferred premiums on reinsured
policies net 40700 00
16 Amount of any other liability of the company viz Pre
miums paid in advance 8877641 commissions due
agents on payment of outstanding notes 22001105 308787 46
17 Liabilities on policyholders account 36664255 62
18 Gross surplus on policyholders account 7049082 30
19 Total liabilities 43713337 92
20 Estimated surplus accrued on tontine or
other policies the profits upon which
are especially reserved for that class of
Policies 5206503 00
2L Estimated surplus accrued on all other
policies 2742579 30COMPTROLLERGENERALS REPORT
Business in Georgia during 1904
No
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
year
Number and amount of policies on the lives of citi
zens of Georgia issued during the year LZ
m n 4404
Total
Deduct number and amount which have ceased to
be in force during the year
Total number and amount of policies in force
in Georgia December 311904 3720
Amount of losses and claims on policies in Georgia
incurred during the year
Amount of losses and claims on policies in Georgia
paid during the year
Amount of premiums collected or secured in Georgia during
the year in cash and notes or credits without any deduc
tion for losses dividends commissions or other expenses
391
Amount
5323377 00
2152520 00
7475897 00
1171697 00
6304200 00
105500 00
103000 OP
218616 21
UNION MUTUAL LIFE INSURANCE COMPANY PORTLAND MAINK
FBED E Richabds President J Fbank Lang Secretary
Home Office 396 Congress Street Portland Maine
ICAPITAL STOCK
Amount of ledger assets as per balance
December 31 of previous year 9686592 M
Extended at
IIINCOME
1 First years premiums on original policies
without deduction for commissions or
other expenses
4 Dividends applied to purchase paidup ad
ditions and annuities
5 Surrender values applied to purchase
paidup insurance and annuities
6 Consideration for original annuities in
volving life contingencies
401912 03
8 Total new premiums392
COMPTROLLERGENERALS REPORT

0 Renewal premiums in addition to items
10 and 11 without deduction for com
missions or other expenses less 1086
08 for reinsurance on renewals 1713262 31
10 Dividends applied to pay renewal pre
miumsI 33490 70
11 Surrender values applied to pay renewal
premiums 5785 47
13 Total renewal premiums
14 Total premium income
15 Consideration for supplementary contracts not involving
life contingencies
17 Premium notes loans or liens restored by revival of poli
cies
18 Interest on mortgage loans 60910 71
19 Interest on collateral loans 39450 07
20 Interest on bonds and dividends on stocks 252701 88
21 Interest on premium notes policy loans
or liens 4310 81
22 Interest on other debts due the company 4179 78
23 Discount on claims paid in advance 323 86
24 Rent from companys property including
10500 for companys own occupancy 60943 50
1752538 48
2154450 51
1770 00
1799 79
25 Total interest and rents
422820 61
28 Total income 2580840 91
IIIDISBURSEMENTS
1 For death claims 68296571 additions
758279 690548 50
2 For matured and discounted endowments
9583132 additions 867088 104502 20
3 Net amount paid for losses and matured and discounted
endowments 795050 70
4 For annuities involving life contingencies 1847 08
5 Premium notes voided by lapse short time notes 16
01405 17813 84
6 Surrender values paid in cash 121557 12
7 Surrender values applied to pay renewal premiums see
income No 11 5j85 47
8 Surrender values applied to purchase paidup insurance
and annuities see income No 5 18996 78
8 Collateral loan on policy notes voided by lapse 17646 28
9 Dividends paid to policyholders in cash 33507 14
COMPTROLLERGENERALS REPORT
393
10 Dividends applied to pay renewal premiums see income
No 10 33490 70
11 Dividends applied to purchase paidup additions and an
nuities see income No 4 39897 62
12 Total paid policyholders 1085592 73
13 Paid for claims on supplementary contracts not involv
ing lite contingencies 4243 31
15 Commissions and bonuses to agents less commission on
reinsurance first years premiums 21240408 re
newal premiums 11227654 on annuities original
23970 324920 32
16 Commuting renewal commissions 2222 31
17 Salaries and allowances for agencies including man
agers agents and clerks 94822 71
18 Agency supervision traveling and all other agency ex
penses 16231 32
19 Medical examiners fees 35436 50
20 Salaries and all other compensation of officers and home
office employees 88707 88
21 Rent including 10500 for companys own occupancy 29361 24
22 Advertising 752119 printing and stationery 18515
53 postage 646975 32506 47
23 Legal expenses 5885 93
24 Furniture fixtures and safes 2687 93
25 Insurance taxes licenses and department fees 43549 92
26 Taxes on real estate 12506 59
27 Repairs and expenses other than taxes on real estate 17563 83
29 All other disbursements Miscellaneous expenses 19
36751 traveling expenses officers and clerks 2399
63 profit and loss on real estate 25000 on stocks
and bonds 3327662 on bills receivable 1455 oh
miscellaneous 436489 85863 65
30 Total disbursements 1882102 64
IVLEDGER ASSETS
1 Book value of real estate unincumbered 1262302 57
2 Mortgage loans on real estate first liens 1231666 76
3 Loans secured by pledge of bonds stocks or other col
lateral 688459 51
4 Loans made to policyholders on this companys policies
assigned as collateral 204842 06
5 Premium notes on policies in force including 5990427
short time notes taken in settlement of premiums 137459 27
6 Book value of bonds excluding interest 415354148
stocks 262993076 6783472 24
7 Deposited in trust companies and banks on interest 15739 59
8 Cash in companys office 86747 deposited in banks
not on interest 5437005 55237 52
394
COMPTROLLERGENERALS REPORT
9 Bills receivable net 541341 cash in transit Decem
ber 31 1904 since received 73787
6151 28
10 Total ledger assets
NONLEDGEB ASSETS
11 Interest due 10500 and accrued 17
42121 on mortgages
12 Interest accrued on bonds and stocks
13 Interest due 113250 and accrued 2
85485 on collateral loans
14 Interest due 291249 and accrued 1
98117 on premium notes policy loans
or liens
15 Interest due 69387 and accrued 5
50028 on other assets
16 Rents accrued on companys property or
lease
10385330 80
17526 21
51155 39
3987 35
4893 66
6194 15
2773 45
17 Total interest and rents due and accrued
19 Market value not including interest in item 12 of
bonds and stocks over book value
21 Gross premiums due and New Business Renewals
unreported on policies in
force December 31 1904 47705 27 131528 44
22 Gross deferred premiums
on policies in force De
cember 31 1904 28127 74 122514 24
Totals 75833 01 254042 68
24 Deducting loading 20 per
cent 15166 60 50808 54
86530 21
373419 71
25 Net amount of uncollected
and deferred premiums
60666 41
203234 14
263900 55
27 Gross assets 1110918127
DEDUCT ASSETS NOT ADMITTED
30 Agents debit balances net
5413 41
36 Total admitted
assets11103767 86
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1904 as computed by the com
pany on the actuaries table of mor
tality with 4 per cent interest priorCOMPTROLLERGENERALS REPORT 395
to January 1 1901 877401800 sub
sequent to January 1 1901 on the
American table of mortality with 3
per cent interest 132016900 10094187 00
Same for revisionary additions 223259 00
Same for annuities including those in
reduction of premiums 14240 00
Total 10331686 00
Deduct net value of risks of this company
reinsured in other solvent companies 3525 00
Net reserve 10328161 00
2 Present value of amounts not yet due on supplementary
contracts not involving life contingencies 27797 00
5 Claims for death losses in process of ad
justment or adjusted and not due 45295 29
6 Claims for death losses which have been
reported and no proofs received 54888 41
7 Claims for matured endowments due and
unpaid 6400 60
8 Claims for death losses and other policy
claims resisted by the company 1000 00
10 Total policy claims 107584 30
12 Premiums paid in advance including surrender values
so applied net 2520 82
19 Dividends or other profits due policyholders including
those contingent on payment of outstanding and de
ferred premiums 6088 58
22 Other liabilities Unpaid bills 1000 contingent re
serve 1900 premium obligation in excess of reserve
181400 1833 00
24 Unassigned funds surplus 635196 57
25 Total liabilities 11109181 27
Business in Georgia during 190Jt
No Amount
Policies on the lives of citizens of said State in force
December 31 of previous year 8 16207 57
Policies on the lives of citizens of said State issued
during the year 85 147610 11
Total 93 163817 68
Deduct ceased to be in force during the year 3 6500 00
Policies in force December 31 90 157317 68
Premiums collected or received in cash and notes or credits
without deduction for losses dividends or other expenses 3359 06gSiS5g

396
COMPTROLLERGENERALS REPORT
VOLUNTEER STATE LIFE INSURANCE COMPANY CHATTANOOGA
TENNESSEE
t A S Caldwell Secretary
Z C Patten President A
Principal Office Chattanooga Tenn
ICAPITAL STOCK
Amount ot capital stock
paid up in cash 200000 00
Amount of net or ledger assets December
31 of previous year
Extended at
239307 64
239307 64
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new poli
cies without deductions for commis
sions or other expenses
Cash received for renewal premiums
without deductions for commissions or
other expenses
IV2
54603 93
8776 23
Total 63380 16
6 Deduct amount of premiums paid to other
companies for reinsurance on policies
in this company new business 1027 69
7 Total premium income T
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and divi
dends on stock
10 Cash received for interest on notes loans or liens
11 Cash received for interest on other debts due the com
pany
Total income
1
62352 47
989 94
5205 00
2534 89
21 6S
71103 98
jnDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including revisionary addi
tions
17 Cash paid for commissions and bonuses to agents
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
5784 00
26049 43
9004 24
4124 00
27272 91COMPTROLLERGENERALS REPORT
397
23 Cash paid for insurance department fees and agents li
censes and municipal licenses
24 Cash paid for rent companys occupancy
2G Cash paid for furniture fixtures and safes for home and
agency offices
27 Cash paid for advertising 217984 printing 323631
postage 45956
29 Cash paid for the following items viz Agency super
vision traveling and other agency expenses 12844
32 repairs 1998 actuary 129786 telegrams
6201 telephone 30510 express 7700 miscella
neous expenses 173942
30 Total disbursements
IVASSETS AS PER LEDGER ACCOUNTS
2 Loans on mortgage first liens on real estate3
3 Loans secured by pledge of bonds stocks or other mar
ketable collaterals
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Agents ledger balances
11 Total net or ledger assets
OTHER ASSETS
14 Interest accrued on mortgages
15 Interest accrued on bonds and stocks
16 Interest accrued on collateral loans
445 00
72 90
1147 34
Total carried out
24 Gross deferred premiums on policies in
force December 31 1904 18777 47
25 Deducting loading 10 per cent 1877 74
26 Net amount of uncollected and deferred premiums
968 15
1242 04
1084 15
5875 71
16345 69
97750 32
44500 00
26635 30
109679 00
50 00
26507 87
5289 13
212661 30
1665 24
16899 73
28 Total assets as per the books of the company 231226 27
VLIABILITIES
1 Net present value of all the outstanding policies in force
on the 31st day of December 1904 computed according
to the actuaries table of mortality with 4 per cent in
terest 8j295 89
17 Liabilities on policyholders account 200000 00
18 Gross surplus on policy holders account 22930 38
19 Total liabilities 231226 27398
COMPTROLLERGENERALS REPORT
WASHINGTON LIFE INSURANCE COMPANY NEW YORK N Y
John Tatlock President B F Ellsworth Acting Secretary
Principal Office 141 Broadway New York
Eugene R Ellis Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 500000 00
Amount of net or ledger assets December
31 of previous year16255532 06
Increase of capital during 1904 7500
shares of 5000 each at a premium of
75 per cent
Amount in adjustment of real estate to
conform with appraisal by New York
Insurance Department November 30
1904
656250 00
136195 07
Extended at
17047977 13
nINCOME DURING YEAR 1904
1 Cash received for premiums on new policies without de
ductions for commissions or other expenses 397145 61
1 Cash received for renewal premiums without dedu
tions for commissions or other expenses
3 From dividends surrendered to pay running premiums
see item 11 disbursements
31 From dividends applied to purchase paidup additions
and annuities see item 12 disbursements
4V From surrender values applied to purchase paidup in
surance and annuities see item 15 disbursements
5 Consideration for annuities other than matured install
ment policies
2111346 24
56209 20
88921 00
74552 17
5242 03
7 Total premium income
2733416 01
8 Cash received for interest on mortgage loans 398387 13
9 Cash received for interest on bonds owned and divi
dends on stock
10 Cash received for interest on premium notes loans or
liens
11 Cash received for interest on other debts due the com
11793 50
97029 19
pany
12 Cash received as discount on claims paid in advance
13 Cash received for rents for use of companys property in
cluding 50000 for companys own occupancy
19 From all other sources viz Consideration for supple
mentary contracts not involving life contingencies
11944 16
1694 04
374453 40
7400 00
Total income 3636117 43
COMPTROLLERGENERALS REPORT
399
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death claims including re
visionary additions 1067784 09
3 Cash paid for matured endowments and
additions thereto 837 220 44
11
Total net amount actually paid for losses and matured
endowments
Cash paid to annuitants
Cash dividends surrendered to pay running premiums
see item 3 income
12 Cash dividends applied to purchase paidup additions
and annuities see item 3y2 income
13 Surrender values paid in cash
15 Surrender values applied to purchase paidup insurance
and annuities see item 4y2 income
Total paid policyholders 2412960 00
16 Cash paid stockholders for interest or dividends
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance new policies 20508463
renewals 14137641 on annuities 6000
18 Cash paid for salaries and allowances to managers and
agents
19 Cash paid for medical examiners fees 3260922 in
spection of risks 680370
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
21 Cash paid for taxes on premiums 3610865 franchise
23265
22 Cash paid for taxes on reserves 215138 on real estate
6274266
23 Cash paid for insurance department fees and agents li
censes 527558 municipal licenses 432472
24 Cash paid for rent including 50000 companys occu
pancy
26 Agency and office expenses
27 Cash paid for advertising 937999 printing 957480
postage and exchange 1447671
28 Cash paid for real estate expenses other than taxes
12245525 for legal and special actuarial expenses
1513695
Cash paid for the following items viz Claims not in
volving life contingencies 14305 profit and loss
2212463
Total miscellaneous expenses 1151791 98

29
1955004 53
45624 74
56209 20
88921 00
192648 36
74552 17
8750 00
346521 04
178433 53
39412 92
156113 26
36341 30
64894 04
9600 30
75634 05
42980 16
33431 50
137592 20
22267 68
30 Total disbursements
3564931 98
400
COMPTROLLERGENERALS REPORT
IVASSETS AS PER LEDGES ACCOUNTS
1 Cost value of real estate exclusive of all incumbrances 6 476 284 00
2 Loans on mortgage first liens on real estate 6732400
i Loans made in cash to policyholders on this company s
policies assigned as collateral
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
7 Cash in companys office
8 Cash deposited in banks
10 Agents ledger balances
6789 59
1760359 75
45617 98
13 Total net or ledger assets
17119162 58
OTHER ASSETS
14 Interest due 16500 and accrued 42
88897 on mortgages
15 Interest accrued on bonds and stocks
17 Interest due 899897 and accrued 14
12536 on premium notes loans or liens
19 Rents due 1678082 and accrued 15
14584 on companys property or lease
Total carried out
23 Gross premiums due and New Business
unreported on policies in
force December 31 1904
24 Gross deferred premiums
on policies in force De
cember 31 1904 17516 11
4642 46
Totals
25 Deducting loading 20 per
cent on new and 20
per cent on renewals
4431 72
26 Net amount of uncollected
and deferred premiums5
17726 85
593S8 97
1387 83
23124 33
31926 66
Renewals
166107 13
202258 45
22158 57 368365 5S
73673 12
294692 46
115827 79
312419 31
28 Total assets as per the books of the company 17547409 8S
ITEMS NOT ADMITTED
5 Agents balances
8 Depreciation in value of bonds owned
45617 98
15347 50
Total
60965 48
9 Total assets of the company less items not admitted 17486444 20COMPTROLLERGENERALS REPORT
401
VLIABILITIES
1 Net present value of all the outstanding policies in force
on the 31st day of December 1904 computed according
to the actuaries table or mortality with 4 per cent
interest and American 3 and 3 per cent 16737235 00
3 Claims for death losses reported no
proofs received 62165 10
4 Claims for matured endowments due and
unpaid 33918 62
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and not due 34282 10
Total policy claims 130365 82
15 Surrender values claimable on policies cancelled whose
reserves not included in item 1 2792 00
16 Amount of any other liability of the company viz Pre
miums paid in advance 599954 unearned interest
on policy loans 1677533 bills or indebtedness ac
crued 1796051 40735 38
17 Liabilities on policyholders account 16911128 20
18 Gross surplus on policyholders account 575310 00
19 Total liabilities 17486444 20
Business in Georgia during 190
No Amount
Number and amount of policies on the lives of citi
zens of Georgia in force December 31 of previous
year 553 909741 M
Number and amount of policies on the lives of citi
zens of Georgia issued during the year 118 313300 00
Total 671 1223041 00
Deduct number and amount which have ceased to
be in force during the year 97 218194 00
Total number and amount of policies in force
in Georgia December 31 1904 574 1004847 00
Amount of losses and claims on policies in Georgia
incurred during the year 5 38768 00
Amount of losses and claims on policies in Georgia
paid during the year 5 38768 00
Amount of premiums collected or secured in Georgia during
the year in cash without any deduction for losses divi
dends commissions or other expenses 34256 99

402
COMPTROLLERGENERALS REPORT
AMERICAN ASSURANCE ASSOCIATION ATLANTA GA
H C Bubmann President B P Burns Secretary
Principal Office 710711712 Gould Building Atlanta Ga
J B Stewakt Atlanta Attorney for Service in Georgia
IBALANCE SHEET
Amount of ledger assets December 31 of previous year 659 80
IIINCOME DURING YEAR 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees
i fi Q7 7fi
3 Weekly assessments xui
Total income 16798 76
IIIDISBURSEMENTS DURING YEAR 1904
1 Losses and claims 4757 38
2 Annual payments and assessments re
turned to members 31 85
Total paid to members 4789 23
3 Commissions and fees retained by or paid
to agents 9211 94
4 Commissions and fees retained by or paid
to officers and directors 762 90
6 Medical examiners fees whether paid di
rect by members or otherwise 780 00
7 Salaries and other compensation of offi
cers and other office employees 208 00
8 Rent 42000 taxes 35455 774 55
10 Blanks and printing 157 27
Total expenses 11957 66
Total disbursements 16746 SO
IVINVESTED ASSETS
6 Cash in office 654 17
8 Agents ledger balances 57 50
Total net or ledger assets 711 67COMPTROLLERGENERALS REPORT
VCONTINGENT ASSETS
19 Weekly payments or premiums due and
unpaid on memberships in force 372 70
20 Weekly payments or premiums in process
of collection not yet due 17320 40
21 Total due from members 17693 10
22 Deduct estimated cost of collection 20
per cent 3538 62
23 Net amount due from members
Total assets
VILIABILITIES
8 To officers or others for advances on account of expenses
of organization
Total liabilities
Business in Georgia during 1904
No
Policies or certificates in force December 31 1903 4168
Policies or certificates written during the year 1904 6955
Total 11123
Deduct number and amount which have ceased to be
in force during 1904 6539
Total policies in force December 31 1904 4584
Losses and claims on policies or certificates incurred
during the year 1904 L236
Losses and claims on policies or certificates paid
during the year 1904 123
403
14154 48
14866 15
1488 73
1488 73
Amount
166930 00
243430 00
410360 00
241120 00
169240 00
4757 38
4757 38
AMERICAN INSURANCE COMPANY ATLANTA GA
M T LaHatte President W W Foeeacre Secretary
Principal Office Temple Court Atlanta Ga
J A Branch Atlanta Attorney for Service in Georgia
1balance sheet
Amount of net or ledger assets December 31 of previous
year
I
3590 SO mm

404
COMPTROLLERGENERALS REPORT
IrINCOME DURING THE YEAR 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees
2 Annual dues
Total paid by members
7 Cash received from all other sources viz From guaran
tors 49939 increase guarantee fund 257981
Total income
IIIDISBURSEMENTS DURING YEAR 1904
1 Losses and claims
2 Annual payments and assessments re
turned to members dividends

9G 30
57 96
Total paid to members
3 Commissions and fees retained by or paid
to agents
5 Salaries and traveling expenses of man
agers of agencies and general special
and local agents
8 Rent 12000 taxes 10900
9 Advanced to officers and agents to be re
paid out of future salaries or commis
sions
10 Advertising 450 blanks and printing
5035
2016 13
26 39
229 00
26 60
60 85
Total expenses
Total disbursements
IVINVESTED ASSETS
1 Cost value of real estate in cash exclusive of all incum
brances
5 Cost value of bonds and stocks owned absolutely
6 Cash in office
9 All other ledger assets viz Balance guarantee fund
1747 65
569 05
2316 70
3079 20
5395 90
154 26
235S 91
2513 23
Total net or ledger assets
VILIABILITIES
4 Losses resisted by the company number of claims 2
8 To officers or others for advances on account of expenses
of organization
Total liabilitiesS
1100 00
1000 00
473 47
4000 00
6473 47
320 00
270 00
690 00

COMPTROLLERGENERALS REPORT
Business in Georgia during 190b
405
No Amount
Policies or certificates in force December 31 1904 355 88810 00
Policies or certificates written during the year 1904 219 7156 00
Total policies in force December 31 1904

88810 00
THE ATLANTA MUTUAL INSURANCE ASSOCIATION OF GEORGIA
A F Hbbndon President J H Crew Secretary
Principal Office 202 Auburn Avenue Atlanta Ga
Hon W A Wright Atlanta Attorney for Service in Georgia
IVINVESTED ASSETS
5 Cost value of bonds and stocks owned absolutely 5500 00
Total net or ledger assets 5500 00
VCONTINGENT ASSETS
15 Market value of bonds and stocks over cost 500 00
Total assets 500 00
ATHENS MUTUAL FIRE INSURANCE COMPANY OF ATHENS GA
H H Carlton President A L Brooks Secretary
Principal Office 24 Clayton Street
iiassets
7 Amount of other loans stocks loans transferred to com
pany as surplus fund 3800 00
12 Cash in companys principal office 309 76
13 Cash belonging to the company deposited
in Athens Savings Bank 2982 21
Total cash items 3291 97
14 Amount of premium notes upon which policies have been
issued 1735 50
17 Cash in hands of agents and in course of transmission 1100 80
Office furniture and fixtures 355 00
Total assets of the company actual cash market value 10283 27mmmmmmmmmmamii iuiiimmmmmm
406
COMPTROLLERGENERALS REPORT
IIILIABILITIES
7 Gross premiums without any deduction received and re
ceivable upon all unexpired fire risks runnning one
year or less from date of policy 881928 unearned
premiums 50 per cent
15 Dividends declared and remaining unpaid or uncalled
for
20 Total amount of all liabilities except net surplus
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus
IVINCOME DITRINO THE YEAR
1 Gross premiums and bills in course of col Fire Eiks
lection at close of last previous year as
shown by that years statement
2 Deduct amount of same not collected
308 55
112 61
3 Net collected
4 Gross premiums on risks written and re
newed during the year
195 94
9097 74
5 Total
G Deduct premiums and bills in course of
collection at this date
9293 68
1100 80
7 Entire premiums collected during the
year
8 Deduct return premiums
8192 88
278 46
Deduct premium notes 1904 on hand
7914 42
1622 89
9 Net cash actually received for premiums carried out
12 Income received from all other sources omitting in
crease if any in value of securities viz From premi
um notes and premiums of 1903 collected
15 Aggregate amount of income actually received during
the year in cash
4409 64
56 30
4465 94
5817 33
10283 27
6291 53
2014 02
8305 55
VBXPENMTUBES DUEING THE YEAR
3 Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount ot
stockholders dividends declared during the year
6 Paid for commissions or brokerage
1203 13
1047 40
1060 62COMPTROLLERGENERALS REPORT
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Printing
office rent traveling expenses and all other incidental
expenses
Aggregate amount of actual expenditures during the
year in cash
407
1002 18
137 28
752 40
5203 01
THE BANKERS HEALTH AND LIFE INSURANCE CO MACON OA
P L Hay President P C Cabnks Secretary
Principal Office 613 Poplar Street Macon Ga
P C Carnes Macon Attorney for Service in Georgia
IIINCOME DURING THE YEAR
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 274 70
2 Annual dues 1824 70
Total paid by members 293 40
7 Cash received from all other sources viz Amount put
in by president and secretary for purpose of organiza
tion 1200 00
Total income 3299 4ft
IIIDISBURSEMENTS DURING YEAR 1904
1 Losses and claims 719 00
Total paid to members 719 00
5 Salaries and traveling expenses of man
agers of agencies and general special
and local agents 1584 25
8Rent G0 00
10 Advertising 4150 blanks and printing
16500 20 50
Total expenses l8o 75
Total disbursements 2569 7ivdSffc fasaKfrMifi iitfihft HEK3

40g COMPTROLLERGENERALS REPORT
IVINVESTED ASSETS
6 Cash in office
All other deposits American National Bank
10 Total net or ledger assets
VCONTINGENT ASSETS
19 Annual payments or premiums due and
unpaid on memberships in force 89 65
21 Total due from members 89 65
22 Deduct estimated cost of collection 20 00
23 Net amount due from members I
24 All other assets viz Office fixtures
Total assets
VILIABILITIES
8 To officers or others for advances on account of expenses
of organization
Business in Georgia during 1904
No
Policies or certificates written during the year 1904 2288
Deduct number and amount which have ceased to be
in force during 1904 817
Total policies in force December 31 1904 1471
Losses and claims on policies or certificates incurred
during the year 1904 246
Losses and claims on policies or certificates paid
during the year 1904 246
429 65
300 00
729 65
69 65
117 00
186 65
1200 00
Amount
50336 00
17974 00
32362 00
719 00
719 00
THE COTTON MILL MUTUAL FIRE INSURANCE COMPANY OF AU
GUSTA GA
Jas P Veedeey President P A Rhodes Secretary
Buy an Cumming Augusta Attorney for Service in Georgia
IIASSETS
11 Total amount loaned on stocks bonds and all other se
curities except mortgages
13 Cash belonging to the company deposited in bank Na
tional Exchange Bank of Augusta 326535 Augusta
Savings Bank 205359 Merchants Bank of Augusta
100000 total cash items
8700 00
6318 94COMPTROLLERGENERALS REPORT
409
16 Interest due and accrued and uncollected
n Cash in hands of agents and in course of transmission
All other assets both real and personal viz Contin
gent fund
Total assets of the company actual cash market
value
240 40
2396 24
105970 25
123625 83
IIILIABILITIES
1 Losses due and unpaid
7 Gross premiums without any deduction received and re
ceivable upon all unexpired Are risks running one year
or less from date of policy 2118530 unearned pre
iums 50 per cent
20 Total amount of all liabilities except net surplus
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital
paid up and net surplus
IVINCOME DURING THE YEAR
3 Net collected
4 Gross premiums on risks written and re
newed during the year
Fire Risks
1308 06
24670 60
3 35
10592 65
10596 00
113029 83
123625 83
5 Total
6 Deduct premiums and bills in course of
collection at this date
7 Entire premiums collected during the
year
3 Deduct reinsurance and return premiums
25978 66
2396 24
22582 42
9450 83
9 Net cash actually received for premiums carried out
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities
15 Aggregate amount of income actually received during
the year in cash
vEXPENDITURES DURING THE YEAR
1 Gross amount actually paid for losses including 5818
losses occurring in previous years
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees
13131 59
434 39
915 26
14481 24
3589 45
4649 95
410 COMPTROLLERGENERALS REPORT
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures
Aggregate amount of actual expenditures during the
year in cash
Business in the State of Georgia during 190
Risks written
Premiums received gross
Losses paid
Losses incurred
216 43
1130 43
958G 26
595473 00
4694 56
88 61
91 96
THE CONTINENTAL AID ASSOCIATION
B M Cboss President LeRoy Smith Secretary
Principal Office Grant Building Atlanta Ga
B M Cross Atlanta Attorney for Service in Georgia
IBALANCE SHEET
Amount of net or ledger assets December 31 of previous
year 699 89
IIINCOME DURING THE YEAR 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 528 80
2 Annual dues 8606 80
Total paid by members 9135 60
7 Cash received from all other sources viz Donations
from officers 561 45
Total income 9697 05
IIIDISBURSEMENTS DURING YEAR 1904
1 Losses and claims 2218 94
Total paid to members 2218 94
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 6430 74
8 Rent 24540 taxes 17827 423 6TCOMPTROLLERGENERALS REPORT
10 Blanks and printing
11 All other items viz Miscellaneous expenses 36013
loss and gain 330
Total disbursements
IVINVESTED ASSETS
2 Loans on bond and mortgage first liens on real estate
6 Cash in office
8 Agents ledger balances
9 All other ledger assets viz Furniture and fixtures
10 Total net or ledger assets
VCONTINGENT ASSETS
19 Annual payments or premiums due and
unpaid on memberships in force
20 Annual payments or premiums in process
of collection not yet due 4771 70
234 25
21 Total due from members
22 Deduct estimated cost of collection
5005 95
1001 19
23 Net amount due from members
Total assets
VILIABILITIES
G For salaries rents and office expenses
Total liabilities
411
129 90
3G3 43
9566 68
500 00
108 83
72 51
158 07
839 41
4004 76
4844 17
9 65
9 65
Business in Georgia during 190f
No
Policies or certificates in force December 31 1903 1256
Policies or certificates written during the year 1904 4415
Ann unt
41350 00
125384 50
Total 5G71
Deduct number and amount which have ceased to be
in force during 1904 3392
166734 50
94828 50
Total policies in force December 31 1904 2279
Losses and claims on policies or certificates in
curred during the year 1904
Losses and claims on policies or certificates paid
during the year 1904
71906 00
2218 94
2218 945k v
412
COMPTROLLERGENERALS REPORT
THE COMMONWEALTH INSURANCE COMPANY ATLANTA GA
A V Toole President
Principal Office 319320 Temple Court Atlanta Ga
W I Heywakd Atlanta Attorney for Service in Georgia
IIINCOME DURING THE YEAR 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Premiums
7 Cash received from all other sources viz Advanced by
officers of company
Total income
1905 65
725 32
2630 97
IIIDISBURSEMENTS DURING YEAR 1904
1 Losses and claims
4 Commissions and fees retained by or paid to officers and
directors
7 Salaries and other compensation of officers and other
office employees
Rent 19200 taxes 724
10 Advertising 3980 blanks and printing 27450
11 All other items viz Stamps 31450 miscellaneous
46192 license 5000
100 00
762 26
428 75
199 24
311 30
826 42
Total disbursements
2030 97
VCONTINGENT ASSETS
19 Annual payments or premiums due and
unpaid on memberships in force
22 Deduct estimated cost of collection
1352 44
540 98
23 Net amount due from members 811 40
24 All other assets viz Due from members not yet as
sessed contingent liabilities as per bylaws 10290 45
Total assets
17101 91
VILIABILITIES
9 Amount of all other liabilities viz Advanced by officers
of company
Total liabilities
725 32
725 32COMPTROLLERGENERALS REPORT
413
Business in the State of Georgia during 190
N
Policies or certificates written during the year 1904 72
Losses and claims on policies or certificates in
curred during the year 1904 1
Losses and claims on policies or certificates paid
during the year 1904 1
Amount
45412 50
100 00
100 00
THE EMPIRE INDUSTRIAL INSURANCE ASSOCIATION ATLANTA
GEORGIA
H N Newsome President J S Flipper Secretary
Principal Office 158 Auburn Avenue Atlanta Ga
IIINCOME DURING THE YEAR 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
2 Annual dues 316 62
7 Cash received from all other sources viz Of president 865 80
Total income 1203 72
IIIDISBURSEMENTS DURING YEAR 1904
Total paid to members sick claims 46 56
3 Commissions and fees retained by or paid to agents 305 00
8 Rent 21 30
10 Advertising 403 00
11 Incidentals 427 86
Total disbursements 1203 72
Buslness in the State of Georgia during 1901f
Policies or certificates written during the year 1904 814
Total policies in force December 31 1904 664414
COMPTROLLERGENERALS REPORT

THE EMPIRE MUTUAL ANNUITY AND LIFE INSURANCE COMPANY
ATLANTA GA
G H Tanner President W W Reid Secretary
Principal Office 510 to 514 Peters Building
G H Tanner Atlanta Attorney for Service in Georgia
IBALANCE SHEET
Amount of net or ledger assets December 31 of previous
year
IIINCOME DURING THE YEAR 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 First year premiums
2 Renewals
Total paid by members
5 Interest
Total income
IIIDISBURSEMENTS DURING YEAR 1904
1 Losses and claims 3150 00
2 Annual payments and assessments re
turned to members dividends 1658 25
Total paid to members
3 Commissions and fees retained by or paid to agents
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
6 Medical examiners fees whether paid direct by members
or otherwise
7 Salaries and other compensation of officers and other
office employees
8 Rent 96000 taxes 40719
9 Advanced to officers and agents to be repaid out of future
salaries or commissions 213693 less return 6978
10 Advertising 196705 blanks and printing 81452
11 All other items viz License and fees 44730 office
expenses 147685 bills payable 158438
90133 24
23939 87
28907 59
52847 46
1160 42
54007 88
4808 25
9806 55
3183 15
1681 26
5849 87
1367 19
2067 15
2781 57
3508 53
Total disbursements
35053 52COMPTROLLERGENERALS REPORT
415
IVINVESTED ASSETS
5 Cost value of bonds and stocks owned absolutely 21937 50
6 Cash in office and banks 11825 19
7 Cash deposited in banks on reserve fund account Ad
vance reserve fund 25000 00
Total
8 Agents ledger balances
9 All other ledger assets viz Notes and
liens on policies in force 1491391
furniture and fixtures 118275 total
34228 25
1G096 66
Total
58762 69
50324 91
Total net or ledger assets 109087 60
VCONTINGENT ASSETS
12 Interest due 138414 and accrued 8236
19 Annual payments or premiums due and
unpaid on memberships in force less
than six months overdue 11984 90
20 Annual payments or premiums in process
of collection not yet due deferred pre
miums 4854 67
21 Total due from members 16839 57
22 Deduct estimated cost of collection 5 per
cent 841 97
23 Net amount due from members
Total assets
1466 50
15997 60
17464 10
VILIABILITIES
1 Present value of future payment on installment policy
claims in force 6 per cent
8 To officers or others for advances on account of expenses
of organization 367615 less amount returned B
P 158438
9 Amount of all other liability viz Reserve on policies in
force December 31 1904 2534335 reserve liability
on account of State deposit 16500 00
12859 94
2091 77
41843 35
Total liabilities
56795 06
41g COMPTROLLERGENERALS REPORT
Business in Georgia during ISO
No Amount
Policies or certificates in force December 31 1903 G32 1580300 00
Policies or certificates written during the year 1904 370 1163000 00
Total 1002 2743300 00
Deduct number and amount which have ceased to
be in force during 1904 200 016200 00
Total policies in force December 31 1904 802 2127100 00
Losses and claims on policies or certificates incurred
during the year 1904 2 1200 00
Losses and claims on policies or certificates paid
during the year 1904 7 3000 00
FARMERS MUTUAL FIRE INSURANCE COMPANY OF FORT GAINES
GEORGIA
J W West President Eli B Manning Secretary
Principal Office Fort Gaines Ga
Lee M Jokdaw Atlanta Attorney for Service in Georgia
IIINCOME DIKING THE TEAB 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 2333 85
3 Assessments 2874 70
Total income 5208 5a
IIIDISBURSEMENTS DUBINQ TEAB 1904
1 Losses and claims 2874 i0
3 Commissions and fees retained by or paid to agents 2333 85
Total disbursements 5208 55
Business in Georgia during
No Amount
Policies or certificates of force December 31 1903 358 418246 00
Policies or certificates written during the year 1904 408 466770 00
Total 762 885016 00
Deduct number and amount which have ceased to be
in force during 1904 22 269S0 00
Total policies or certificates in force December
31 liii4 740 859030 00
COMPTROLLERGENERALS REPORT
417
Losses and claims on policies or certificates incurred
during the year 1904 IS 2044 70
Losses and claims on policies or certificates paid
during the year 1904 18 2044 70
FARMERS COOPERATIVE FIRE INSURANCE COMPANY OF
GEORGIA
A W Walker President J T Goodman Secretary
Principal Office Jackson Ga
J F Carmichael Attorney for Service in Georgia
IIASSETS
1 Policies 2337 total amount 1970130 00
The Farmers Cooperative Fire Insurance Company is
strictly cooperative on the assessment plan on its
members and carries a lien on all the property carried
in the policies of its members for each members pro
rata of all losses and expenses in its respective di
vision
12 Cash in companys principal office 75 50
Total assets of the company 75 50
IIILIABILITIES
2 Gross losses in process of adjustment or in suspense in
cluding all reported and supposed losses 25 00
20 Total liabilities 25 00
IVINCOME DURING THE YEAH
4 Gross premiums on fire risks written and renewed dur
ing the year 1894 74
6 Assessment for losses 4941 00
15 Aggregate amount of income actually received during
the year in cash 6835 74
VEXPENDITURES DURING THE YEAR
6 Paid for fire losses year 1904 4941 00
7 Paid for salaries fees and other charges of officers
clerks agents and all other employees 1695 19
27 in42 g COMPTROLLERGENERALS REPORT
8 Paid for State national and local taxes in this and other
States 0 00
9 All other payments and expenditures viz Rents adver
tising and incidental 84 05
Aggregate amount of actual expenditures during the
year in cash 67C0 24
Business in the State of Georgia during the year
Fire
Risks written 378948 00
Premiums received gross 1894 74
Losses paid 4941 00
Losses incurred 49CG 00
GEORGIA COOPERATIVE FIRE ASSOCIATION SAVANNAH GA
W F Reid President Edward R Smith Secretary
Principal Office Southern Bank Building Savannah Ga
Robt M Hitch Savannah Attorney for Service in Georgia
IBALANCE SHEET
Amount of net or ledger assets December 31st of previous
year
S40 92
IIINCOME DURING THE YEAR 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 678 S3
3 Assessments B and C 18335 19
Total paid by members 19014 02
7 Cash received from all other sources viz 7605 class
A and other items 61915 695 20
Total income
19709 22
IIIDISBURSEMENTS DURING YEAR 1904
1 Losses and claims 4977 24
3 Commissions and fees retained by or paid to agents 6085 58
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 5173 63
7 Salaries and other compensation of officers and other of
fice employees 1464 00It
11111
COMPTROLLERGENERALS REPORT 419
8 Rents and taxes 1043 50
9 Advanced to officers and agents to be repaid out of future
salaries or commissions 14 20
10 Railroad fares 51749 blanks and printing 25275 770 24
11 All other items viz Various sundry bills 685 20
Total disbursements 20213 59
IVINVESTED ASSETS
1 Cost value of real estate in cash exclusive of all incum
brances 50 00
7 Cash deposited in banks on reserved fund account Chat
ham Bank 19655 all other deposits notes 14000 336 55
8 Agents ledger balances 248 65
9 All other ledger assets viz Charter 12500 printing
30000 fixtures 60000 1025 00
Total net or ledger assets 1660 20
VCONTINGENT ASSETS
17 Mortuary assessments due and unpaid on
memberships in force arrears class B 590 So
18 Mortuary assessments not yet due class
C and B members 22554 20
20 Annual payments or premiums in process
of collection not yet due 1428 07
21 Total due from members 24573 12
22 Deduct estimated cost of collection 3685 96
23 Net amount due from members 20887 16
Total assets 22547 36
VILIABILITIES
7 Borrowed money class A advanced 450 00
Total liabilities 450 00
Business in Georgia during 190
No Amount
Total policies in force December 31 1904 3014 1019575 00
Losses and claims on policies or certificates unpaid
December 31 1903 5 Not adjusted
Losses and claims on policies or certificates incurred
during the year 1904 82 4977 24
Total 87 4977 24
Losses or claims on policies or certificates paid dur
ing the year 1904 82 4977 24

420
COMPTROLLERGENERALS REPORT

GLOBE FIRE ASSOCIATION ATLANTA GA
W J Pbateb President Fortune Lanier Secretary
Principal Office 617 Austell Building Atlanta Ga
IIINCOME DURING THE YEAR 1904
2 Annual dues weekly and monthly premiums 833 10
7 Cash received from all other sources viz Advanced by
officers for organization 400 00
Total income 1233 10
IIIDISBURSEMENTS DURING YEAR 1904
1 Losses and claims two fire losses 115 00
3 Commissions and fees retained by or paid to agents 625 00
8 Rent 4000 taxes 7750 commuted commissions
833 125 83
10 Blanks and printing 29 00
11 All other items viz Paid for charter 15000 office
fixtures 2250 office supplies 781 ISO 31
Total disbursements 1075 14
IVINVESTED ASSETS
6 Cash in office and Third National Bank 157 96
VCONTINGENT ASSETS
24 All other assets viz Weekly and monthly premiums in
process of collection not due about 87500 yearly es
timated cost of collections 40000 475 00
Total assets 632 96
VILIABILITIES
8 To officers or others for advances on account of expenses
of organization 400 00
Total liabilities 400 00
Business in Georgia during WO
X Amount
Policies or certificates written during the year 1904 360 36000 00
Deduct number and amount which have ceased to
be in force during 1904 185 18500 00
Total policies in force December 31 1904 175 17500 6ftCOMPTROLLERGENERALS REPORT
421
GREAT SOUTHERN HOME INDUSTRIAL ASSOCIATION OF ALABAMA
W L Laudekdale President E D Coleman Secretary
Principal Office State Capitol Atlanta Ga
W A Weight Atlanta Attorney for Service in Georgia
IBALANCE SHEET
Amount of net or ledger assets December 31st of previous
year
14057 20
IIIXC01IE DCRIXG YEAR 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees
2 Annual dues
3 Assessments
3216 00
44159 20
75 40
Total income
47450 CO
IIIDISBUBSEMEKTS DURING YEAR 1904
1 Losses and claims
2 Sick claims paid
5250 00
21750 CO
Total paid to members
3 Commissions and fees retained by or paid to agents
4 Commissions and fees retained by or paid to officers and
directors
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
C Medical examiners fees paid by association
8 Rent 153000 taxes 14000
10 Advertising 17500 blanks and printing 282575
11 All other items viz Postage express and telegraph
17500 legal expenses 40000 official publication
5000 insurance department 31000 donation to
school 357600 furniture 157575
27000 60
17650 10
1197 40
945 60
175 00
1670 00
3000 75
6092 75
Total disbursements
57732 20
IVINVESTED ASSETS
1 Cost value of real estate in cash exclusive of all incum
brances 7000 00
5 Cost value of bonds and stocks owned absolutely 1000 00
6 Cash in office 450 00492 COMPTROLLERGENERALS REPORT
7 Cash deposited in banks on reserved fund account Ala
bama Penny Bank
Furniture
8 Agents ledger balances
10 Total net or ledger assets
VCONTINGENT ASSETS
21 Total due from members S007 80
22 Deduct estimated cost of collection 416 60
23 Net amount due from members
Total assets
1000 00
3000 00
1807 80
14257 80
1200 00
15457 80
HOME FRIENDLY SOCIETY OF MARYLAND
Geo A Chase President B L Tailey Secretary
Principal Office 100 W Fayette Street Baltimore Md
Geo L DeGant Austell Building Atlanta Attorney for Service in Georgia
Ibalance sheet
Amount of net or ledger assets December 31st of previous
year 5411 03
IIINCOME DURING YEAB 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 01 80
3 Assessments 269379 75
4 For stationery 156 21
Total paid by members 270337 76
5 Interest 239 75
G Rents 674 00
7 Cash received from all other sources viz Advances to
agents repaid 29256 agents cash bonds 50500
from insurance on building destroyed by fire 11575 12372 56
Total income 283624 07COMPTROLLERGENERALS REPORT
42
IIIDISBURSEMENTS DURING YEAR 1904
143610 17
1150 64
1 Losses and claims
i Annual payments and assessments re
turned to members and dividends paid
Total paid to members
3 Commissions and fees retained by or paid to agents
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
6 Medical examiners fees whether paid direct by members
or otherwise
7 Salaries and other compensation of officers and other of
fice employees
8 Rent 189075 taxes 276123
9 Advanced to officers and agents to be repaid out of future
salaries or commissions
10 Advertising blanks and printing
11 All other items viz Postage 55513 interest 53807
expense account 400809 building expense 130427
attorneys fees 40400 furniture 94030 agents
cash bond paid 29218
44760 81
54818 91
27575 60
2467 00
27481 89
4651 98
268 93
5222 46
8042 04
Total disbursements 275289 62
IVINVESTED ASSETS
1 Cost value of real estate in cash exclu
sive of all incumbrances
5 Cost value of bonds and stocks owned
absolutely
6 Cash in office
7 Cash deposited in banks Old Town
National Bank 1750767 American
Bonding and Trust Co 100000 on
deposit at agencies 53203
10 Total net or ledger assetsI
11 Loss of building by fire of February 7
1904
29923 89
12195 00
4586 89
19039 70
65745 48
21263 89
Total net or ledger assets less loss by fire
44481 59
VCONTINGENT ASSETS
12 Interest due 20350 and accrued 17850
13 Balance due from fire insurance on building
14 Market value of real estate over cost
15 Market value of bonds and stocks over cost
382 00
0425 00
16750 00
112 50424 COMPTROLLERGENERALS REPORT
17 Mortuary assessments due and unpaid on
memberships in force 5963 70
21 Total due from members 5963 70
22 Deduct estimated cost of collection 894 55
23 Net amount due from members 5069 15
Total assets 73220 24
VILIABILITIES
1 Losses due and unpaid number of claims 1 1000 00
Total liabilities l000 00
Business in Georgia during 190
No Amount
Policies or certificates in force December 31 1903 3169 221830 00
Policies or certificates written during the year 1904 1768 123760 00
Total 4937 345590 00
Deduct number and amount which have ceased to be
in force during 1904 1001 70070 00
Total policies in force December 31 1904 3936 275520 00
Losses and claims on policies or certificates incurred
during the year 1904 2264 S605 59
Losses and claims on policies or certificates paid
during the year 1904 2264 8605 59
INDUSTRIAL LIFE INSURANCE ASSOCIATION OF GEORGIA
W L Skelton President John W Harris Secretary
Principal Office Elberton Ga
IMAIAM E SHEET
Amount of net or ledger assets December 31st of previous
year 541 00
II NCOME DURING YEAB 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 1SG0 25
2 Annual dues 354 85
3 Assessments 631 35
Total income 2846 45COMPTROLLERGENERALS REPORT
IIIDISBURSEMENTS DUBING YEAR 1904
1 Losses and claimsv
4 Commissions and fees retained by or paid to officers and
directors
7 Salaries and other compensation of officers and other
office employees
8 Rent 7600 taxes 3121
10 Advertising 2000 blanks and printing 12000
11 All other items viz License 2000 examining papers
2000
Total disbursements
IVINVESTED ASSETS
7 Cash deposited in Bank of Elberton mortuary fund
Total net or ledger assets
Business in Georgia during 1904
No
Policies or certificates in force December 31 1903 832
Policies or certificates written during the year 1904 738
Total WTO
Deduct number and amount which have ceased to be
in force during 1904 230
Total policies in force December 31 1904 1340
Losses and claims on policies or certificates incurred
during the year 1904 1
Losses and claims on policies or certificates paid
during the year 1904
425
Col 00
319 50
1460 74
106 21
140 00
40 00
2717 45
670 00
670 00
Amount
416000 00
369000 00
785000 00
115000 00
670000 00
651 00
651 00
INDUSTRIAL LIFE AND HEALTH INSURANCE COMPANY
OF GEORGIA
1 x M Eachebn President J M Sheffield Secretary
Principal Office 503509 Austell Building Atlanta Ga
McElreath McElreath Peters Building Atlanta Attorneys for Service
in Georgia
ibalance sheet
Amount of net or ledger assets December 31st of previous
J ooov
year426
COMPTROLLERGENERALS REPORT
IIINCOME DURING YEAR 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 10183 35
2 Annual dues 311887 35
Total paid by members
5 Interest
322070 70
210 00
Total income 322280 7fr

IIIDISBURSEMENTS DURING YEAR 1904
99905 25
1 Losses and claims Death claims 17
08945 sick claims 8287580
2 Annual payments and assessments re
turned to members
2506 20
Total paid to members
3 Commissions and fees retained by or paid to agents
4 Commissions and fees retained by or paid to officers and
directors
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
G Medical examiners fees whether paid direct by members
or otherwise
7 Salaries and other compensation of officers and other of
fice employees
8 Rent 467395 taxes 516310
10 Advertising 114625 blanks and printing 278354
11 All other items viz Exchange and postage 139695
furniture 64367 attorney 41920 fuel 27104
sundries 66447
Total disbursements i
102471 45
139213 40
51571 38
3213 55
310 10
3911 00
9837 05
3929 79
3395 33
317853 05
IVINVESTED ASSETS
5 Cost value of bonds and stocks owned absolutely5
6 Cash in office
7 Cash deposited in banks Third National Atlanta 2
84244 Fourth National 32100 MaddoxRucker
39700 Carolina Trust Banking Co Raleigh N C
50000
9 All other ledger assets viz Georgia Loan Company
6000 00
3697 7S
4060 44
4000 00
Total net or ledger assets
17758 22
COMPTROLLERGENERALS REPORT 427
VCONTINGENT ASSETS
15 Market value of bonds and stocks over cost 570 00
20 Annual payments or premiums in process
of collection not yet due paid weekly 190781 50
22 Deduct estimated cost of collection 38156 30
23 Net amount due from members 152G2o 20
24 All other assets viz Furniture 580000 books and
blanks 200000 7800 0Q
Total assets 178753 42
VILIABILITIES
9 Amount of all liability viz Printing7o 00
Total liabilities 750 00
Business in Georgia during 1904
No Amount
Policies or certificates in force December 31 1903 40644 2032200 00
Policies or certificates written during the year 1904 39505 948120 00
Total 80149 2980320 00
Deduct number and amount which have ceased to be
in force during 19045U 102033G
Total policies in force December 31 190437635 1859984 00
THE ROYAL PROTECTIVE ASSOCIATION OF MASSACHUSETTS
S Augusts Allen President Francis R Parks Secretary
Principal Office 100 Boylston St Boston Mass
W A Wright Atlanta Attorney for Service in Georgia
IBALANCE SHEET
Amount of net or ledger assets December 31 of previous
year
LINCOME DURING YEAH 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees
49108 20
57245 00
QMMHHHI
p
428
COMPTROLLERGENERALS REPORT
2 Annual dues
3 Assessments death
62700 disability 15202100
Total paid by members
5 Interest
7 Cash received from all other sources viz Amount de
posited with American Bonding Company 1903
charged to expense account since refunded 25000
policy fees 209800
Total income
IIIDISBUBSEMENTS DURING YEAR 1904
1 Losses and claims Death claims 1500000 disability
14479025
2 Annual payments and assessments returned to members
Disability 22011 expense 11139
Total paid to members
3 Commissions and fees retained by or paid to agents
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
7 Salaries and other compensation of officers and other
office employees
8 Rent 179100 taxes 68184
10 Advertising and printing
11 All other items viz Postal express and telegraph 4
G1042 legal expenses 274585 insurance depart
ments 45725 badges 37105 miscellaneous 1469
55 collection expenses 1059320 total
Total disbursements
IV INVESTED ASSETS
5 Cost value of bonds and stocks owned absolutely
G Cash in office
7 Cash deposited in banks en reserve fund account First
National Bank Boston 4518019 certificate of de
posit with Massachusetts State Treasurer 23423
Total net or ledger assets
VCONTINGENT ASSETS
12 Interest due and accrued 17 u
15 Market value of bonds and stocks over
cost 331 15
77249 35
150648 00
291142 35
841 45
2948 00
294931 80
159796 25
331 50s
160127 75
66636 83
1574 39
34641 67
2472 S4
3605 91
20547 38
289606 77
8185 65
833 16
45414 42
54433 23
Total
508 65
I ia I assets
54941 88COMPTROLLERGENERALS REPORT
VILIABILITIES
2 Losses in process of adjustment or adjusted and not due
number of claims 634
4 Losses resisted by the company number of claims 4
6 For salaries rents and office expenses
9 Amount of all other liability viz Advance assessments
Total liabilities s
42
27058 59
560 00
7518 34
468 00
35604 93
METROPOLITAN MUTUAL BENEFIT ASSOCIATION
P Sheridan Ball President L C Collins Secretary
Principal Office No 47 E Hunter Street Atlanta Ga
Wm A Wkigiit Atlanta Attorney for Service in Georgia
11income during year 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 895 00
2 Annual dues 5350 75
Total income 6245 75
IIIDISBURSEMENTS DURING YEAR 1904
1 Losses and claims 3750 00
3 Commissions and fees retained by or paid to agents 550 00
4 Commisions and fees retained by or paid to officers and
directors 350 00
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 500 00
8 Rent 150 00
10 Advertising 15000 blanks and printing 25000 400 00
11 All other items viz License charter etc 300 00
Total disbursements 6000 00
IVINVESTED ASSETS
6 Cash in office 200 00
9 All other ledger assets viz In branch offices 45 75
Total net or ledger assets 245 75 M1
OTMWRMHM jrMaKSS
430 COMPTROLLERGENERALS REPORT
VCONTINGENT ASSETS
19 Annual payments or premiums due and
unpaid on memberships in force 2450 00
22 Deduct estimated cost of collection 012 50
23 Net amount due from members
Total assets
Business in Georgia during 190
No
Policies or certificates written during the year 1904 5000
Deduct number and amount which have ceased to be
in force during 1904 100
Total policies in force December 31 1904 4900
Losses and claims on policies or certificates in
curred during the year 1904 200
Losses and claims on policies or certificates paid
during the year 1904 200
1837 50
2083 25
Amount
125000 00
2500 00
122500 00
3750 00
3750 00
THE MUTUAL FIRE INSURANCE COMPANY OF CORDELE GA
M J Moebis President
J G Portis Secretary
Principal Office Cordele Ga

THE MUTUAL LIFE INDUSTRIAL ASSOCIATION OF GEORGIA
Jas L Webb President John A Darwin Secretary
Principal Office 15 College Avenue Athens Ga
IBALANCE SHEET
Amount of net or ledger assets December 31 of previous
year 38725 la
IEINCOME DIKING YEAB 1904
Gross amounts paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 57929 70
2 Annual dues 8078 85
3 Assessments 69053 29
Total income 135061 84COMPTROLLERGENERALS REPORT 431
IIIDISBURSEMENTS DURING YEAR 1904
1 Losses and claims 60698 59
3 Commissions and fees retained by or paid to agents 31465 90
4 Commissions and fees retained by or paid to officers and
directors 8354 70
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 582 85
7 Salaries and other compensation of officers and other
office employees 2837 24
8 Rent 24000 taxes 35378 593 78
10 Advertising 141085 blanks and printing 178894 3178 99
11 All other items viz Postage 103048 express 101
46 exchange 7747 other expenses 995096 11260 37
Total disbursements 118872 42
IVINVESTED ASSETS
5 Cost value of bonds and stocks owned absolutely 25000 00
6 Cash in office and in Georgia National Bank 5302 61
7 Cash deposited in banks on reserve fund account 25212 00
Total net or ledger assets 55514 61
VCONTINGENT ASSETS
14 Market value of real estate over cost 6000 00
Total assets 61514 61
Business in Georgia luring 1904
Policies or certificates in force December 31 1903 12156
Policies or certificates written during the year 1904 13910
Total26066
Deduct number and amount which have ceased to be
inforce during 1904 1809
Total policies or certificates in force December
311904 24257 5328650 00
Losses and claims on policies or certificates in
curred during the year 1904 39041 59
Losses and claims on policies or certificates paid
during the year 1904 39041 59pjHBWHIBHi

H
tfiftWfc
432
COMPTROLLERGENERALS REPORT

THE MUTUAL LIFE AND WAGE GUARANTY ASSOCIATION
Henry S Jackson President Jas F Alexander Secretary
Principal Office 22 S Broad Street Atlanta Ga
B H Hill Atlanta Attorney for Service in Georgia
IIINCOME DURING YEAR 1904
Gross amounts paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 683 00
2 Monthly dues 66S 43
Total paid by members 1351 43
7 Cash received from all other sources viz Advanced by
officers 1450 00
Total income 2801 43
IIIDISBURSEMENTS DURING YEAR 1904
1 Losses and claims 309 00
3 Commissions and fees retained by or paid to agents 5S3 26
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 126 2o
7 Salaries and other compensation of officers and other
office employees 240
5 Rent 13000 taxes 3725 167 25
10 Advertising 21316 blanks and printing 30000 513 16
11 All other items viz Organization expenses 18970 of
fice furniture and fixtures 25900 448 70
Total disbursements 2387 62
IVINVESTED ASSETS
6 Cash in office 413 81
9 All other ledger assets viz Office furniture and supplies 450 00
Total net or ledger assets 863 St
VCONTINGENT ASSETS
20 Monthly payments or premiums in process of collection
not yet due 1369 00
Total assets 2222 SICOMPTROLLERGENERALS REPORT
VILIABILITIES
8 To officers or others for advances on account of expenses
of organization
9 Amount of all other liability viz Surplus
Total liabilities
Business in Georgia during the year
Total policies or certificates written during the year
1904 452
Deduct number and amount which have ceased to be
in force during 1904 250
Total policies in force December 31 1904 202
Losses and claims on policies or certificates incurred
during the year 1904
Losses and claims on policies or certificates paid
during the year 1904
435
1450 00
772 81
2222 81
30900 00
30900 00
THE MUTUAL FIRE INDEMNITY ASSOCIATION OP AMERICA
Geo S Murphey President A H Merry Secretary
Principal Office 618 Broad Street Augusta Ga
Geo S Murphey Augusta Attorney for Service in Georgia
IBALANCE SHEET
Amount of net or ledger assets December 31 of previous
year 10738 90
IIINCOME DURING YEAR 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 25 00
2 Annual dues 1754 90
Total paid by members 1779 90
5 Interest 244 18
Total income 2024 08
28 in4g COMPTROLLERGENERALS REPORT
mDISBURSEMENTS DUBING YEAR 1904
2 Annual payments and assessments returned to members
Total paid to members
3 Commissions and fees retained by or paid to agents
8 Taxes
11 All other items viz Set aside for sinking fund
Total disbursements
IVINVESTED ASSETS
7 Cash deposited in banks on reserved fund account
Equitable Trust 007454 Planters Loan and Sav
ings Bank 82517 bills receivable 347794 total
All other deposits Set aside reserve fund in Equitable
Trust Company
Total net or ledger assets
VILIABILITIES
9 Amount of all liability viz Advanced premiums paid
for assessments
Total liabilities
Business in Georgia during 1904
Total policies or certificates in force December 31
1904 G0
1102 44
3 21
208 79
175 85
447 52
1937 81
10377 65
447 52
10825 17
568 52
568 52
119650 00
THE STATE MUTUAL LIFE AND AMNESTY ASSOCIATION
P D Phillips President A C Wadsworth Secretary
Principal Office 225 Broad Street Rome Ga
Joel Bbahham Rome Attorney for Service in Georgia
IBALANCE S11KET
Amount of net or ledger assets December 31 of previous
year
190517 25
IIINCOME DUBING YEAB 1904
Gross amount paid by members to the association or its
agents without deduction for commissions or other
expenses as follows
1 Membership fees first years premiums3
33418 0395841 28
6370 16
54200 00
COMPTROLLERGENERALS REPORT 435
2 Annual dues renewal premiums 62423 25
Total paid by members 3
5 Interest
7 Cash received from all other sources viz Advance re
serve
Total income 156411 44
IIIDISBURSEMENTS DURING YEAR 1904
1 Losses and claims 13750 00
Cash surrender values 124 07
2 Returned to members in reduction of premiums 6129 45
Total paid to members 20003 52
3 Commissions and fees retained by or paid to agents
First years 1974570 renewal 961976 29365 46
5 Salaries and traveling expenses of managers of agencies
and general special and local agents 12041 18
6 Medical examiners fees whether paid direct by mem
bers or otherwise 1766 50
7 Salaries and other compensation of officers and other
office employees 10337 81
8 Rent 88110 taxes 94647 1827 57
10 Advertising 156479 blanks and printing 118039 2745 18
11 All other items viz Municipal license 9720 office ex
pense 94838 legal fees 141167 exchange and dis
count 1871 insurance department fees etc 1077
74 stamps 43138 total 3985 08
Total disbursements
82072 30
IVINVESTED ASSETS
1 Cost value of real estate in cash exclusive of all incum
brances3
2 Loans on bond and mortgage first liens on real estate
4 Loans made in cash to members on this companys cer
tificates assigned as collateral
5 Cost value of bonds and stocks owned absolutely Bonds
4506000 stocks 130000
6 Cash in office
7 Cash deposited in banks on reserve fund account Ex
change National of Rome 382398 First National of
Rome 20032 Citizens National of Rome 240444
Bank of Tifton 15700 total
All other deposits In Bank of Tifton account of ad
vance reserve
S Agents ledger balances
1446 37
19990 75
8397 07
46360 00
151 26
22128 74
25000 00
42638 43436
COMPTROLLERGENERALS REFORT
264856 33
1390 21
2500 00
750 00
9 All other ledger assets viz Premium notes 3560556
furniture account 225149 bills receivable secured
6088670 total 63138 19
Total net or ledger assets
VCONTINGENT ASSETS
12 Interest due and accrued
14 Market value of real estate over cost
15 Market value of bonds and stocks over cost
19 Annual payments or premiums due and
unpaid on memberships in force less
than three months past due 11184 03
20 Annual payments or premiums in process
of collection not yet due 15011 91
21 Total due from members 26195 94
22 Deduct estimated cost of collection 5 per
cent 1309 79
23 Net amount due from menders 2488C 15
24 All other assets viz Real estate purchased in process of
transfer 12250 00
Total assets 306632 75
VILIABILITIES
National State or other taxes due Virginia 11746
North Carolina 7320 South Carolina 524 Ala
bama 24126 Arkansas 683 Texas 5355
For salaries rents and office expenses
Bills payable purchase of real estate
Amount of all other liability viz Premiums paid in ad
vance 11147 advance reserve on deposit 2500000
with State Treasurer 4506000 present value of fu
ture claims discounted at 4 per cent 3016975 total
Total i
Surplus over all liabilities
Total liabilities
497 54
479 71
12250 00
100341 22
113568 47
193064 28
306632 75
Busi7iess in Georgia during lJOJj
Policies or certificates in force December 31 1903 771
Policies or certificates written during the year 1904 180
Total
1566000 00
336000 00
951 1902000 00COMPTROLLERGENERALS REPORT 437
Deduct number and amount which have ceased to be
in force during 1904 418 0Q
Total policies in force December 31 1904 533 1214500 00
Losses and claims on policies or certificates unpaid
December 31 1903 x 3m 0Q
Losses and claims on policies or certificates in
curred during the year 1904 3 5 000 00
T T0tal 4 8000 00
Losses and claims on policies or certificates paid
during the year 1904 on annuities 8 850 00
THE SOUTHERN HEALTH AND ACCIDENT ASSOCIATION OP GRIF
FIN GA
A G Mabtin President E L Haines Secretary
Principal Office Griffin Ga
IIINCOME DUBING YEAH 1904
7 Deposited with Merchants and Planters Bank Griffin
Ga for all policyholders benefit 600 00
Total income
600 00
IVINVESTED ASSETS
Deposited in Merchants and Planters Bank Griffin Ga
600 00
SOUTHERN MUTUAL LIFE INSURANCE ASSOCIATION
Allen D Candlee President Thos C Candles Secretary
Principal Office 305 and 306 Century Building Atlanta Ga
Allen D Candles Atlanta Attorney for Service in Georgia
IBALANCE SHEET
Amount of net or ledger assets December 31 of previous
year 1907 06a COMPTROLLERGENERALS REPORT
IIINCOME DUBIXO YEAR 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows 28 234 51
1 Membership fees 1G35 9
2 Annual dues 13259 50
3 Assessments
43129 97
Total income
hiDisbuksemims DUBING veab 1904
10884 00
I Losses and claims Afi fi2 is
3 Commissions and fees retained by or paid to agents 166o2
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
7 Salaries and other compensation of officers and other
office employees G9G g7
8 Rent 42000 taxes 27097
9 Advanced to agents to be repaid out of future salaries or
commissions fi Rn
10 Advertising 20707 blanks and printing 47593 83 00
II All other items
35081 47
Total disbursements
IV INVESTED ASSETS
5 Cost value of bonds and stocks owned absolutely 40432 37
0 Cash in office and treasuryit
7 Cash deposited in mortuary fund account In hands of
local treasurers of the branches of this association 8382 00
8 Agents ledger balances
Total net or ledger assets
VILIABILITIES
8 To officers or others for advances on acount of expenses
of organization
1227 60
Total liabilities
Business in Georgia during 1904
Ko Amount
Policies or certificates in force December 31 1903 1851
Policies or certificates written during the year 1904 6531

Total 8382 2220055 00COMPTROLLERGENERALS REPORT 439
Deduct number and amount which have ceased to
be in force during 1904 1138 300625 Off
Total policies in force December 31 1904 7244 1919430 00
Losses and claims on policies or certificates incurred
during the year 1904 38 8170 00
Losses and claims on policies or certificates paid
during the year 1904 38 8170 00
SUNLIGHT INSURANCE COMPANY OP GEORGIA
5 J Sheffield President E Y Crockett Secretary
Principal Office 239 Peoples Building Atlanta Ga
Walter McElreath 518 Peters Building Atlanta Attorney for Service in
Georgia
11income during year 1904
7 Cash received from all other sources viz Advanced for
the purpose of organizing 577 56
Total income 577 50
indisbursements during year 1904
10 Advertising 1900 blanks and printing 11200 131 60
11 All other items viz To Secretary of State for charter
10000 attorneys fee 3500 office furniture 3000 165 00
Total disbursements 296 60
ivinvested assets
6 Cash in office 30 90
7 Cash deposited in banks on reserved fund account
Fourth National Bank Atlanta Ga 250 00
Total net or ledger assets 280 90
Business in Georgia during HJOJ
No Amount
Policies or certificates in force April 12 1905 applied
for151 30900 00440 COMPTROLLERGENERALS REPORT
UNITED STATES COOPERATIVE INDUSTRIAL LIFE INSURANCE
ASSOCIATION OF GEORGIA
W N Lietch President C W Rawlixgs Secretary
Principal Office Eastman Ga
W M Clements Eastman Attorney for Service in Georgia
IBALANCE SHEET
Amount of net or ledger assets July 1 1904
nINCOME DUBING YEAH 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees from July 1 1904 to December 311904 1030 00
13 i o 20
3 Assessments two
2408 20
Total income
mDISBURSEMENTS DURING YEAR 1904
1 28 00
1 Losses and claims two assessments iMO
3 Commissions and fees retained by or paid to agents from
July 1 1904 to December 4 1904 o 00
10 Advertising
1 802 40
Total disbursements
IVINVESTED ASSETS
6 Cash in Citizens Bank Eastman Ga 16CI1 49
Total net or ledger assets 1601 49
Business in Georgia during 190
No Amount
Policies or certificates in force December 31 1903 702
Policies or certificates written during the year from
July 1 1904 to December 31 1904 206
Total 908
Deduct number and amount which have ceased to
be in force during 1904 i
Total policies or certificates in force December
31 1904 904
Losses and claims on policies or certificates incurred
during the year from July 1 to December 31 1904 2 1238 00COMPTROLLERGENERALS REPORT
441
UNITED STATES COOPERATIVE INDUSTRIAL LIFE INSURANCE
ASSOCIATION OF GEORGIA
W N Lietch President C W Rawlins Secretary
Principal Office Eastman Ga
W M Clements Eastman Attorney for Service in Georgia
IIINCOME DUBING YEAB 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 2763 00
3 Assessments 352 40
Total paid by members
7 Cash received from all other sources
Total income 5
IIIDISBURSEMENTS DUBING YEAB 1904
1 Losses paid 488 00
2 Annual payments and assessments re
turned to members 520
Total paid to members
3 Commissions and fees retained by or paid to agents
4 Commissions and fees retained by or paid to officers and
directors
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
10 Advertising 2500 blanks and printing 20278
11 All other items viz Telegrams and attorneys fees
3115 40
14 95
3130 35
493 20
1004 00
373 00
8 11
227 78
38 57
Total disbursements
2144 66
IVINVESTED ASSETS
6 Cash in Citizens Bank Eastman Ga
9 All other ledger assets
Total net or ledger assets
780 29
205 40
985 69
VILIABILITIES
8 To officers or others for advances on account of expenses
of organization
9 Amount of all other liability
Total liabilities
114 95
212 95
327 90442 COMPTROLLERGENERALS REPORT
9
Business in Georgia during 190f
No
Total policies in force July 1 1904 702
Losses and claims on policies or certificates incurred
during the year 1904
Losses and claims on policies or certificates paid
during the year 1904
596 00
488 00
UNION MUTUAL ASSOCIATION OP GEORGIA
T W Walker President Wm Driskell Secretary
Principal Office 212 Auburn Avenue Atlanta Ga
W A Weight Atlanta Attorney for Service in Georgia
IIINCOME DURING YEAR 1904
Gross amount paid by members to the association or its
agents without deductions for commissions or other
expenses as follows
1 Membership fees 2514 20
2 Annual fees 38004 05
Total paid by members
7 Cash received from all other sources viz Revivals de
ficiency and endorsements
Total income
IHIHSmRSIMKNTS DIKING YEAR 1904
1 Losses and claims
3 Commissions and fees retained by or paid to agents
4 Commissions and fees retained by or paid to officers and
directors
5 Salaries and traveling expenses of managers of agencies
and general special and local agents
7 Salaries and other compensation of officers and other of
fice employees
8 Rent 51175 taxes 34474 commuted commissions
10574
10 Advertising 19087 blanks and printing 91170
11 All other items viz Postage 21729 furniture and ex
press 45245 sundry office expenses 97870
40518 25
1384 36
41902 61
f 13524 55
14071 86
1630 00
6788 87
1908 69
962 23
1108 57
1648 44
Total disbursements
41643 21
COMPTROLLERGENERALS REPORT
443
IVINVESTED ASSETS
6 Cash in office 29 93
7 Cash deposited in bank Neal Loan Banking Co 229 47
8 Agents ledger balances 1706 20
Total net or ledger assets
1965 60
VCONTINGENT ASSETS
19 Annual payments or premiums due and
unpaid on memberships in force 1706 20
20 Annual payments or premiums in process
of collection not yet due 85012 20
21 Total due from members 86718 40
22 Deduct estimated cost of collection 17323 48
23 Net amount due from members
24 All other assets viz Cash in office and bank
Total assets
69394 92
259 40
69654 32
VILIABILITIES
9 Amount of all liability viz Furniture 12545 print
ing 11575
Total liabilities
241 20
241 20
Business in Georgia during 1904
Policies or certificates written during the year 1904 21163
Deduct number and amount which have ceased to
be in force during 1904 7551
582033 35
188775 00
Total policies in force December 31 190413612 393258 35
Losses and claims on policies or certificates incurred
during the year 1904 3155
Losses and claims on policies or certificates paid
during the year 1904 3155
10685 95
10685 95444
COMPTROLLERGENERALS REPORT
TNA LIFE INSURANCE COMPANY OF CONNECTICUT
M G Bulkeley President Walter C Faxon Secretary
Home Office G50 Main Street Hartford Conn
ICAPITAL STOCK
1 Amount of capital stock
authorized 500000000
subscribed for 2000000 00
2 Amount of capital paid up
in cash 2000000 00
3 Amount of net ledger assets as per bal
ance December 31 1904 64711836 13
Extended at 64711836 13
IIISCOME
As shown by the books at the home office at close of business Dec 31 1904
Entire premiums collected during the
year Accident 155377982 health
17609998 liability 182521427 3555694 07
Deduct reinsurance and return premiums
and cancellations Accident 53481S6
health 1152517 liability 11797363 1829S0 66
19 Total net cash actually received for premiums 3372713 41
20 Interest on mortgage loans
21 Interest on collateral loans
22 Interest on bonds and dividends on stocks
23 Interest from all other sources
24 Gross rents from companys property in
cluding 23000 for companys own oc
cupancy
Discount on claims paid in advance
1607528 18
61029 17
1040448 60
308529 15
41950 27
1611 32
25 Total interest and rents 3061096 69
26 Profit on sale or maturity of ledger assets 1520 32
31 From all other sources Profit and loss agents balances 16 98
34 Total 6435347 40
35 Premium income life business 9496209 36
36 Total income during the year 15931556 76

COMPTROLLERGENERALS REPORT
445
IIIDISBURSEMENTS
As shown by the books at the home office at close of business Dec 31 1904
1 Gross amount paid for losses Accident
72267086 health 7334442 liabil
ity 50611434 1302129 62
2 Deduct salvage and reinsurance Acci
dent 1900253 health 95642 lia
bility 24805 20207 00
3 Net amount paid policyholders for losses 1281922 62
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Accident 1860291 health 14911
liability 5839763 77149 65
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 51720170 health 5295608 lia
bility 39802158 968179 36
22 Stockholders for interest or dividends amount declared
during the year 50000 00
23 Salaries fees and all other compensation of officers and
home office employees 85873 31
24 Salaries traveling and all other expenses of agents not
paid by commissions 62441 62
25 Medical examiners fees and salaries 11026 62
26 Inspections other than medical 23298 76
27 Rents 26822 09
30 All other taxes licenses and insurance department fees 48160 45
31 Legal expenses not included in No 14 526 67
32 Advertising 11887 95
33 Printing and stationery 46788 84
34 Postage and express 30889 45
35 Furniture and fixtures 15013 97
37 Surrender value on accident policies 2066 94
41 Expense 1124007 profit and loss bills receivable
15366 11393 73
42 Disbursements accident health and liability business 2753442 03
43 Disbursements life business 8005413 93
45 Total disbursements 10758855 96
IVLEDGER ASSETS
As shown by the books at the home office at close of business Dec 31 1904
1 Book value of real estate unincumbered 633164 74
2 Mortgage loans on real estate first liens 3268637 72
3 Loans secured by pledge of bonds stocks or other col
laterals 1051394 62Mi WSSmSa H
446 COMPTROLLERGENERALS REPORT
4 Book value of bonds excluding interest 1951175009
and stocks 497863681 24490386 90
5 Cash in companys office 5510728 deposited in bank
702151602 7076623 30
6 Bills receivable 32 J71 16
8 Agents balances 4
9 Loans made to policyholders on this companys policies
assigned as collateral 3553880 50
10 Premium notes or liens on policies in force of which G
49202 is for first years premiums 337623 58
T DQto 69884536 93
11 Ledger assets
NONLEDGER ASSETS
12 Interest due 7022246 and accrued 35342418 on
mortgages 423646 64
13 Interest due 941000 and accrued 13409005 on bonds 143500 Oo
14 Interest due 187327 and accrued 219077 on collat
eral loans 406404
15 Interest due 24518136 and accrued 20306 on other
assets 245384 42
16 Rents due 8333 and accrued 205417 on companys
property or lease 2137 50
18 Market value not including interest in item 13 of
bonds and stocks over book value 2374539 62
19 Gross premiums in course of collection viz Net amount
of uncollected and deferred premiums 674112 68
37 Gross assets 73751921 88
DEDUCT ASSETS NOT ADMITTED
39 Bills receivable 32071 16
45 Agents balances unsecured 23074 41
46 Premium notes loans or liens in excess
of reserve on policies 597 50 55743 07
50 Admitted assets 73696178 81
VLIABILITIES
1 Losses and claims
In process of adjustment Accident 60
54585 health 399104 liability 41
20000 105736 89
Reported proofs not received Accident
1000000 health 125000 11250 00
Resisted by company Accident 78140
77 health 240000 liability 1300 81840 77
Resisted for policyholders Liability 389900 00
16 Net unpaid claims 588727 66COMPTROLLERGENERALS REPORT
447
17 Special reserve for unpaid losses viz Liability
25 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 242559869
unearned premiums 50 per cent 1212799 35
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 6823786
unearned premiums pro rata 61544 93
27 Total unearned premiums and reserve
32 Salaries rents expenses taxes bills accounts fees etc
due or accrued
100000 00
1274344 28
2000 00
45 Total accident health and liability business 1965071 94
46 Life business 65175466 22
47 Total amount of all liabilities except capital 67140538 16
48 Capital actually paid up in cash 2000000 00
49 Surplus over all liabilities 4555640 65
50 Surplus as regards policyholders
6555640 65
51 Total liabilities 73696178 81
Business in the State of Georgia during the year
Accident Htalih Liability
Gross premiums on risks written or re
newed during the year47720 34 5051 75 5441 13
Gross losses paid28172 12 1463 19 1615 72
Gross losses incurred 31478 46 2091 26 3615 72
iETNA INDEMNITY COMPANY OF CONNECTICUT
Abthur P Heinze President Chas I Bbooks Secretary
Home Office 36 Pearl Street Hartford Conn
Fair Dodd Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
Amount of capital paid up
in cash 374931 82
Amount of ledger assets as per bal
ance December 31 of previous year 839308 38
Increase of paidup capital during the
year 36763 65
Extended at
876072 0448
COMPTROLLERGENERALS REPORT
IIINCOME
As shown by the bocks at home office at close of business Dec 31 1904
Gross premiums unpaid December 31 last
year Fidelity 527218 surety 29
75818 plate glass 1333053 burgla
ry 2418303 72543 92
Gross premiums written and renewed
during the year Fidelity 7477971
surety 26595053 plate glass 88
39804 burglary 17441235 C03540 G3
Total 670084 55
Deduct gross premiums now in course of
collection Fidelity 1229506 surety
5567402 plate glass 1994288 bur
glary 5165656 139568 52
Entire premiums collected during the
year Fidelity 6775683 surety 240
03469 plate glass 8178569 burglary
14693882 536516 03
Deduct reinsurance return premiums and
cancellation Fidelity 1451483 sure
ty 2056962 plate glass 583128
burglary 2550675 66422 48
IS Total net cash actually received for premiums 470093 55
21 Interest on bonds and dividends on stock 23904 37
22 Interest from all other sources 6167 35
24 Total interest and rents 30071 72
25 Profit on sale or maturity of ledger assets 10 per cent
premium on increased capital stock 3676 35
30 From all other sources Fees Central railroad company
stock 645200 Lynn and Boston Street railway 5 per
cent gold bonds 31250 Tennessee and New York Ca
nal and Railroad 4V per cent bonds 35000 Central
Railroad of New Jersey registered terminal bonds 1
13750 8252 00
36 Total income 512093 62
IIIDISBURSEMENTS
As shown by the books at home office at close of business Dec 31 1904
1 Gross amount paid for losses Fidelity
2534119 surety 6100257 plate
glass 3208875 burglarv 3978711 158219 62COMPTROLLERGENERALS REPORT
449
2 Deduct salvage and reinsurance Fidelity
275823 surety 757334 plate glass
228620 burglary 54473 13102 50
Total
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Fidelity 750902 surety 3700323 plate
glass 2644187 burglary 3386968
23 Salaries fees and all other compensation of officers and
home office employees
24 Salaries traveling and all other expenses of agents not
paid by commissions
27 Rents
30 All other taxes licenses and insurance department fees
31 Legal expenses not included in No 14
32 Advertising
33 Printing and stationery
34 Postage and express
35 Furniture and fixtures
36 Loss on sale or maturity of ledger assets On sale of se
curities viz American Telegraph Cable Company
stock 100000 town of Huntington Conn gold fund
ing bonds 11800
40 All other disbursements Executive office sundries 8
50757 executive office traveling 605025 executive
office telegraph and telephone 54052
45 Total disbursements
145057 12
104883 80
67017 41
86107 48
19308 14
18819 28
50709 26
3042 51
21605 90
12781 85
3190 69
1118 0
15098 34
548799 78
IVLEDGER ASSETS
As shown by the books at home office at close of business Dec 31 1904
4 Book value of bonds excluding interest 39918375 and
stocks 212308755 611552 50
5 Cash deposited in banks 227380 25
7 Other ledger assets Agents balances 433 12
11 Total ledger assets 839365 87
NONLEDGEB ASSETS f
13 Interest due and accrued on bonds 2545 02
15 Interest due and accrued on other assets 1210 34
Total 3755 3G
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1903 Fidelity 953565
surety 3087007 plate glass 15348
80 burglary 4348870 99243 88
29 inHsSil i sim
450
COMPTROLLERGENERALS REPORT
On policies or renewals issued prior to
October 1 1903 Fidelity 275941
surety 2480335 plate glass 4594
08 burglary 816780 40324 Go
Total
37 Gross assets 5
DEDUCT ASSETS NOT ADMITTED
43 Gross premiums in course of collection
written prior to October 1 1903 40324 64
44 Book value of stocks and bonds under
market value Book value December
31 1904 61155250 less market value
December 31 1904 60212831 9424 19
Total assets not admitted
51 Admitted assets
139568 52
982689 75
49748 S3
932940 92
VLIABILITIES
1 Losses and claims in process of adjustment Fidelity 7
05172 surety 2708046 plate glass 33383 bur
glary 468777
25 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 52622042
unearned premiums 50 per cent 263110 21
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 1735718
unearned premiums pro rata 13682 66
27 Total unearned premiums
28 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1903 viz Fidelity 238391 sure
ty 771767 plate glass 383720 burglary 10872
19
32 Salaries rents expenses taxes bills accounts fees etc
due or accrued
37 Reinsurance
38 Other liabilities viz Contingent fund reserve
39153 78
276772 87
24810 97
1263 10
4503 40
100000 00
47 Total amount of all liabilities except capital
446504 12COMPTROLLERGENERALS REPORT
451
48 Capital actually paid up in cash
49 Surplus over all liabilities
374931 82
111504 98
50 Surplus as regards policyholders 486436 80
51 Total liabilities 932940 92
Business in Georgia during the year
Fdelity
Gross premiums received on
risks written or renewed
during the year 815 99
Gross losses paid
Gross losses incurred
Surety
Plate
Glass Burglary
6297 29 47S 60 273 03
168 47 4 00
168 47 4 00
AMERICAN SURETY COMPANY OF NEW YORK
H D Lymax President H B Zevkly Secretary
Home Office 100 Broadway New York City N Y
ICAPITAL STOCK
1 Amount of capital paid up
in cash I 2500000 00
2 Amount of ledger assets as per bal
ance December 31 of prevous year 5397782 28
Extended at 5397782 28
IIINCOME
As shown by the books at home office at close of business Dec 31 1904
Gross premiums unpaid December 31
last year Fidelity 5241093 surety
212453291 264804 22
Gross premiums written and renewed
during the year Fidelity 80800998
surety 92149759 1730107 57
Total 199497179
Deduct gross premiums now in course of
collection Fidelity 5874307 surety
19889512 257638 19
Entire premiums collected during the
year Fidelity 80227784 surety
93505576 1737333 60

gmy
452
COMPTROLLERGENERALS REPORI
Deduct reinsurance return premiums
and cancellations Fidelity 9578148
surety 17046202 266243 50
18 Net cash actually received for premiums 1471090 10
19 Interest on mortgage loans 171 12
20 Interest on collateral loans 1835 26
21 Interest on bonds and dividends on stock 84347 98
22 Interest from all other sources 10419 01
23 Gross rents from company including 30
000 for companys own occupancy 246614 22
24 Total interest and rents 343387 59
25 Profit on sale or maturity of ledger assets Mexican 5 per
cent external gold loan bonds redeemed 11640
State of Virginia 3 per cent bonds sold 317500 Tex
as Pacific 5 per cent bonds sold 602500 Consoli
dated Tobacco Co 4 per cent bonds sold 2899000
rights to five shares Consolidated Gas stock 7875 38385 15
32 From all other sources Premiums paid in advance De
cember 31 1904 1330996 premiums paid in advance
December 31 1903 1172735 15S2 61
36 Total income 1854445 45
IIIDISBURSEMENTS
As shown by the books at the home office at close of business Dec 31 1904
1 Gross amount paid for losses Fidelity
40000104 surety 41975042 81975146
2 Deduct salvage and reinsurance Fidelity
7299431 surety 15813769 231132 00

3 Net amount paid policyholders for losses 5SS619 46
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Fidelity 1126S 11
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Fidelity 3258260 surety 6255519 95137 79
22 Stockholders for interest or dividends declared during
the year 200000 00
23 Salaries fees and all other compensation of officers and
home office employees 218752 39
24 Salaries traveling and all other expenses of agents not
paid by commissions 308316 44
26 Inspection other than medical 4430 17
27 Rents including 3000000 for companys own occupancy 30183 33
28 Repairs and expenses other than taxes on real estate 77230 60
29 Taxes on real estate 62659 54COMPTROLLERGENERALS REPORT
453
30 All other taxes licenses and insurances department fees
31 Legal expenses not included in No 14
32 Advertising
33 Printing and stationery
34 Postage and express
35 Furniture and fixtures
36 Loss on sale or maturity of ledger assets Exchange
40 All other disbursements Interest 253470 general mis
cellaneous expenses 3153076 checks of other parties
in process of collection December 31 1903cashed
85015
36410 17
5047 99
5977 66
30044 71
18313 96
8407 06
6200 00
34921 61
45 Total disbursements 1741920 99
IVLEDGER ASSETS
As shown by the books at the home office at close of business Dec 31 1904
1 Book value of real estate unincumbered 3000000 00
4 Book value of bonds excluding interest 119915878
and stocks 93234375 2131502 53
5 Cash in companys office 115006 deposited in banks
37765415 378804 21
11 Ledger assets 5510306 74
NONLEDGER ASSETS
13 Interest due and accrued on bonds 8459 62
16 Rents due 984021 and accrued 8641
68 on companys property or lease 18481 89
Total 2694151
18 Market value not including interest in item 13 of
bonds and stocks over book value 15o732 72
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Fidelity 4296046
surety 8433731 127297 77
On policies or renewals issued prior to
October 1 1904 Fidelity 1578261
surety 11455781 130340 42
33 Total 257638 19
37 Gross assets 5950619 16
DEDUCT ASSETS NOT ADMITTED
43 Gross premiums in course of collection written prior to
October 1 1904 130340 42
tii 5820278 74
51 Admitted assets 454
COMPTROLLERGENERALS REPORT
VLIABILITIES
1 Losses and claims
In process of adjustment Fidelity 28
92566 surety 5390131 82826 97
Reported proofs not received Fidelity
10836492 surety 3066671 139031 63
Resisted by company Fidelity 20279 72
Resisted for principal 155665 29
6 Net unpaid claims 397803 61
25 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 138436478
unearned premiums 50 per cent 692182 39
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 196596
76 unearned premiums pro rata 100990 85
27 Total unearned premiums 793173 24
28 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1904 viz Fidelity 145685
surety 490023 6357 OS
32 Salaries rents expenses taxes bills accounts fees etc
due or accrued 12500 00
38 Other liabilities viz Checks of other parties in process
of collection 59816 agents credit balances being
premiums paid in advance 1330996 13908 12
47 Total amount of all liabilities except capital 1223742 05
48 Capital actually paid up in cash 2500000 00
49 Surplus over all liabilities 2096536 69
50 Surplus as regards policyholders 4596536 69
51 Total liabilities 582027S 74
Business in the State of Georgia during 190i
Fidelity Surety
Gross premiums received on risks written or
renewed during the year 8798 21 8415 33
Gross losses paid 2561 99 1108 19
Gross losses incurred 2958 16 12 34COMPTROLLERGENERALS REPORT
455
AMERICAN BONDING COMPANY OP BALTIMORE MD
Geokge Cator President Edwin W Poe Secretary
Home Office Courtland and Saratoga Street Baltimore Md
Edwabd M Dtjrant Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid
up in cash 500000 00
2 Amount of ledger assets as per balance
December 31 1903t 2029728 26
3 Decrease of paidup capital
during the year 500000 00
Extended at 2029728 26
IIINCOME
As shown by the books at the home office at close of business Dec 31 1904
Gross premiums unpaid December 31 last
year liability fidelity and surety
Gross premiums written and renewed dur
ing the year Liability fidelity and
surety 73152274 burglary 160730
Total
Deduct gross premiums now in course of
collection Liability fidelity and sure
ty 10745680 burglary 151287
106138 36
733190 04
839328 40
108969 67
Entire premiums
collected during the
year
Deduct reinsurance return premiums and
cancellations Liability fidelity and
surety 9518504 burglary 5361
730358 73
95238 65
18 Total net cash actually received for premiums
19 Interest on mortgage loans
20 Interest on collateral loans
21 Interest on bonds and dividends on stock
22 Interest from all other sources
23 Gross rents from companys property
1115 04
8617 32
52596 32
2531 41
696 62
635120 08
24 Total interest and rents
26 Stocks and bonds
30 From all other sources Increase for amount due for re
insurance over December 31 1903
65556 71
1281 20
172 50
26 Total income
702130 49
456
COMPTROLLERGENERALS REPORT
IIIDISBUBSEMENTS
As shown by the books at the home office at close of business Dec 31 1904
1 Gross amount paid for losses Fidelity
and surety 318245 79
2 Deduct salvage and reinsurance Fidelity
and surety 6371 52
3 Net amount paid policyholders for losses 311874 27
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Fidelity and surety 14934287 burglary
3781 149380 68
22 Stockholders for interest or dividends amount declared
during the year 40000 00
23 Salaries fees and all other compensation of officers and
home office employees 83608 61
24 Salaries traveling and all other expenses of agents not
paid by commissions 40756 37
26 Inspections other than medical 6326 76
27 Rents 1831 78
28 Repairs and expenses other than taxes on real estate 2212 68
29 Taxes on real estate all other taxes licenses and insur
ance department fees 35948 38
31 Legal expenses 18746 35
32 Advertising 14246 63
33 Printing and stationery 17474 Gl
34 Postage and express 11894 98
35 Furniture and fixtures 8902 95
36 Loss on sale or maturity of ledger assets Stocks and
bonds 40333 81
40 All other disbursements Auditing expense 36250 de
velopment expense 1106264 general expense 6
01554 interest 992149 exchange 7643 insur
ance 8777 traveling expense 319949 telephone
and telegraph 535914 36085 00
43 Liquidation of bills payable 100000 00
44 Reduction in collateral and special deposits 169428 89
45 Total disbursements 10S9052 75
IVLEDGER ASSETS
As shown by the books at the home office at close of business Dec 31 1904
1 Book value of real estate unincumbered 2080537 in
cumbered 530500 26110 37
2 Mortgage loans on real estate first liens 38815 34
3 Loans secured by pledge of bonds stocks or other collat
erals 16811 88COMPTROLLERGENERALS REPORT
457
4 Book value of bonds excluding interest 59703100 and
stocks 72006218 1317093 18
5 Cash in companys office 404742 deposited in bank
21745700 221505 02
7 Other ledger assets Accounts receivable secured 22470 21
11 Ledger assets 1642806 00
NONLEDGER ASSETS
720 27
12 Interest due and accrued on mortgages
13 Interest due 136250 and accrued 3
58915 on bonds 4951 65
14 Interest due and accrued on collateral
loans 333 67
Total
19 Gross premiums in course of collection viz On policies
on renewals issued subsequent to October 1 1904 fi
delity and surety 10745680 burglary 151287
6005 59
108969 67
37 Gross assets 1757781 26
VLIABILITIES
1 Losses and claims
In process of adjustment Fidelity and
surety 65325 71
Reported proofs not received Fidelity
and surety 3914 31
Resisted by company Fidelity and surety 113622 44
16 Net unpaid claims 5
25 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
64418474 unearned premiums 50 per cent
28 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1904 viz Fidelity and surety
2694482 burglary 27822
37 Reinsurance
38 Other liabilities viz Collateral deposits 11388795
special time deposit due January 1 1927 20000000
182862 46
322092 37
27223 04
1158 33
313887 95
47 Total amount of all liabilities except capital 847224 15
48 Capital actually paid up in cash 500000 00
49 Surplus over all liabilities 410557 11
50 Surplus as regards policyholders 910557 11
51 Total liabilities 1757781 26458 COMPTROLLERGENERALS REPORT
Business in the State of Georgia during the year
Gross premiums on risks written or renewed during the
year Fidelity and surety
Gross losses paid Fidelity and surety
Gross losses incurred Fidelity and surety
22029 82
26157 11
30520 08
THE EMPIRE STATE SURETY COMPANY OF NEW YORK
John G Jenkins President William M Tomlins Jr Secretary
Home Office 391393 Fulton Street New York City N Y
ICAPITAL STOCK
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per bal
ance December 31 of previous year 478919 G8
Extended at 478919 GS
IIINCOME
As shown by the books at the home office at close of business Dec 31 1904
1 Gross premiums unpaid December 31
last year Fidelity 827010 surety
6100940 69285 56
2 Gross premiums written during the year
Fidelity 2464821 surety 23491134 259559 55
3 Total 328845 11
4 Deduct gross premiums now in course of
collection Fidelity 616084 surety
6407713
70237 97
5 Entire premiums collected during the
year Fidelity 2676353 surety
23184361 258G07 u
6 Deduct reinsurance return premiums
and cancellations Fidelity 309328
surety 3190718 35000 46
18 Total net cash actually received for premiums
22 Interest from all other sources 18900 00
23 Gross rents from companys property 677 10
223606 68
24 Total interest and rents
36 Total income
19577 10
243183 7iCOMPTROLLERGENERALS REPORT
459
IIIDISBURSEMENTS
As shown by the books at the home office at close of business Dec 31 1904
1 Gross amount paid for losses Fidelity
518570 surety 4233254 47518 24
2 Deduct salvage and reinsurance Fideli
ty 30026 surety 1281491 13115 17
3 Net amount paid policyholders for losses
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Surety
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Fidelity 351261 surety 4396003
22 Stockholders for interest or dividends amount declared
during the year 2500000
23 Salaries fees and all other compensation of officers and
home office employees
24 Salaries traveling and all other expenses of agents not
paid by commissions
27 Rents
30 All other taxes licenses and insurance department fees
31 Legal expenses not included in No 14
32 Advertising
33 Printing and stationery
34 Postage and express
35 Furniture and fixtures
40 All other disbursements Telephone and telegraph 1
47425 directors meetings 307000 miscellaneous
725426
34403 07
25 00
47472 64
32500 00
51662 37
6887 44
5962 98
3044 77
6275 31
1974 89
3073 20
1929 38
947 73
11798 51
45 Total disbursements 207957 29
IVLEDGEB ASSETS
As shown by the books at the home office at close of business Dec 31 1904
4 Book value of bonds excluding interest
18192000 and stocks 21338750 395307 50
5 Cash in companys office 83778 deposit
ed in bank 7904368 79881 46
6 Bills receivable 8096 57
7 Other ledger assets Special deposit with
United Auditing and Adjusting Co to
be invested by them at interest 5
00000 due from agents etc 497760
collected assets deposited as security
and to be held subject to collateral
agreement 16402524 174002 84
11
Ledger assets 657288 37460
COMPTROLLERGENERALS REPORT
NONLEDGEB ASSETS
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Fidelity 489890
surety 3649072
On policies or renewals issued prior to
October 1 1904 Fidelity 126194
surety 2758641
33 Total
37 Gross assets
41389 62
28848 35
70237 97
727526 34
DEDUCT ASSETS SOT ADMITTED
43 Gross premiums in course of collection or written prior
to October 1 1904
51 Admitted assets
28848 35
69SG77 99
VLIABILITIES
17 Special reserve for unpaid losses viz Surety
25 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
24181532 unearned premiums 50 per cent
Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1904 viz Fidelity 32500
surety 467500
Other liabilities viz Collateral deposits securities and
cash conveyed to company to be held subject to collat
teral agreement
28
58
31346 52
120907 66
5000 00
168874 11
47 Total amount of all liabilities except capital 326128 29
48 Capital actually paid in cash 250000 00
49 Surplus over all liabilities 122549 70
50 Surplus as regards policyholders 372549 70
51 Total
liabilities 69SG77 COMPTROLLERGENERALS REPORT
461
THE EMPLOYERS LIABILITY ASSURANCE CORPORATION
Samuel Appletcw U S Manager and Attorney
Home Office U S Branch No 71 Kilby Street Boston Mass
ICAPITAL STOCK
2 Amount of ledger assets as per bal
ance December 31 of previous year 1995567 8G
Extended at 1995567 86
IIIK COME
As shown by the books at the home office at close of business Dec 31 1904
1 Gross premiums unpaid December 31
last year Accident 5608892 health
658924 liability 35568564 fidel
ity 546885 423832 65
2 Gross premiums written and renewed
during the year Accident 29863331
health 5573743 liability 2080
64693 fidelity 7154376 2506561 43
3 Total 2930394 08
4 Deduct gross premiums now in course of
collection Accident 6029509 health
592257 liability 35800303 fidelity
435986 428580 55
5 Entire premiums collected during the
year Accident 29442714 health
5640410 liability 207832954 fidel
ity 7265275 2501813 53
6 Deduct reinsurance return premiums
and cancellations Accident 6132854
health 1172154 liability 266116
15 fidelity 1996048 359126 71
18 Total net cash actually received for premiums 2142686 82
21 Interest on bonds and dividends on stock 68946 25
22 Interest from all other sources 961 95
24 Total interests and rents
25 Profit on sale or maturity of ledger assets Sale of bonds
69908 20
1497 50
36 Total income 2214092 52
1 H
462 COMPTROLLERGENERALS REPORT
IIIDISBURSEMENTS
As shown by the books at the home office at close of business Dec 31 1904
1 Gross amount paid for losses Accident
14316945 health 2022058 liabili
ty 68143284 fidelity 1045437 861277 24
2 Deduct salvage and reinsurance Acci
dent 1171281 health 67S57 lia
bility 17681 12568 19
13 Net amount paid policy holders for losses 848709 0
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Accident 545136 health 13387 lia
bility 17829322 fidelity 219195 18600 40
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 8075635 health 888987 lia
bility 46972154 fidelity 947130 568839 06
22 Remitted to home office ox J
23 Salaries fees and other compensation of officers and
home office employees 404o0 63
24 Salaries traveling and all other expenses of agents not
paid by commissions jj
20 Inspections other than medical oS0 0
20959 4b
27 Rents
30 All other taxes licenses and insurance department fees 42383 91
31 Legal expenses not included in No 14 9309 86
32 Advertising JJJ
33 Printing and stationery
34 Postage and express X
35 Furniture and fixtures 110b lb
36 Loss on sale or maturity of ledger assets Sale of bonds 241 50
40 All other disbursements Bad debts 1902 G0
45 Total disbursements 1976171 98
IVLEDGER ASSETS
4 Book value of bonds excluding interests 2152977 30
5 Cash in companys office 180000 de
posited in bank 44795 2247 95
6 Cash deposited with trustees with Kid
der Peabody Co 80268 01
Total 2235493 26
10 Less agents credit balances 2004 86
11 Ledger assets 2233488 40COMPTROLLERGENERALS REPORT
463
NOXLEDGER ASSETS
13 Interest due and accrued on bonds 15370 03
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Accident 54550
90 health 508443 liability 341
33058 fidelity 419625 405102 15
On policies or renewals issued prior to
October 1 1904 Accident 574419
health 83814 liability 1667245
fidelity 16361 23418 39
33 Total 428580 55
37 Gross assets 2677438 98
DEDUCT ASSETS NOT ADMITTED
43 Gross premiums in course of collection
written prior to October 1 1904 23418 39
44 Book value of ledger assets over market
value viz Bonds 16713 55
Total 40131 94
51 Admitted assets 2637307 04
VLIABILITIES
1 Losses and claims
In process of adjustment Accident 42
32000 health 370000 liability 59
83000 fidelity 521500 111065 00
Resisted by company Accident 23840
liability 407500 27915 00
Resisted for policyholders Liability 397875 00
Total 536855 00
15 Deduct reinsurance 3030 00
16 Net unpaid claims 533823 00
25 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 169418642
unearned premiums 50 per cent 847093 21
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 141266
54 unearned premiums pro rata 73159 63
27 Total unearned premiums 920252 84I BPHHBwHHHl
464
COMPTROLLERGENERALS REPORT
28 Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1904 viz Accident 1779103
health 175337 liability 8957921 fidelity 99926
38 Other liabilities viz Special reserve
110122 87
250000 CO
47 Total amount of all liabilities except capital 1814200 71
48 Capital actually paid up in cash statu
tory deposit
49 Surplus over all liabilities
250000 00
57310G 33
50 Surplus as regards policyholders
51 Total liabilities
823100 33
2C37307 0
Business in the State of Georgia during 1904
Accident Health Liability Fidelity
Gross premiums on risks written
or renewed during the year 7686 47
Gross losses paid 975 54
Gross losses incurred 745 54
f2854 40 44S3 26 322 52
1524 48 1186 50
1834 48 1881 50
FIDELITY AND CASUALTY COMPANY OF NEW YORK
Geobge F Sewabd President Robert J Hillas Secretary
Home Office 97103 Cedar Street New York N Y
Eugene Obebdobfeb Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
December 31 of previous year 5034316 G9
Extended at 5034310 69
IIINCOME
As shown by the books at the home office at close of business Dec 31 1904
Gross premiums unpaid December 31 last
year Accident 9118550 health
15732569 liability 26301275 fi
delity 1483553 plate glass 28941
00 steam boiler 5149243 burgla
ry 4077679 647569 75COMPTROLLERGENERALS REPORT
465
Gross premiums written and renewed
during the year Accident 2288559
79 health 105432184 liability 2
19440588 fidelity 28758056 plate
glass 33459743 steam boiler 462
53713 burglary 63379748 7255800 11
Total 7903369 86
Deduct gross premiums now in course of
collection Accident 13266451
health 13682552 liability 259883
38 fidelity 1497817 plate glass
3116169 steam boiler 5281377
burglary 5608260 684409 64
Entire premiums collected during the
year Accident 224708078 health
107482201 liability 219753525
fidelity 28743792 plate glass 332
37680 steam boiler 46121579 bur
glary 61849167 7218960 22
Deduct reinsurance return premiums
and cancellations Accident 812450
46 health 38659695 liability 420
63122 fidelity 4733508 plate glass
5410947 steam boiler 15332540
burglary 13368331 2008131 89
18 Total net cash actually received for premiums 5210828 33
20 Interest on collateral loans 2669 42
21 Interest on bonds and dividends on stock 177447 96
22 Interest from all other sources 4776 42
23 Gross rents from companys property 67798 94
24 Total interest and rents 252692 74
25 Profit on sale or maturity of ledger assets 300 shares
Chicago and Alton Railway Company preferred stock 612 50
30 From all other sources Profit and loss 10341 15
36 Total income 544474 72
IIIDISBURSEMENTS
As shown by the books at the home office at elose of business Dec 31 1904
1 Gross amount paid for losses Accident
56818233 health 25235451 liabil
ity 90095881 fidelity 7974589
plate glass 9576615 steam boiler
9179445 burglary 14746124 2136263 38
80 in
466
COMPTROLLERGENERALS REPORT
2 Deduct salvage and reinsurance Acci
dent 2472805 health 536 liabil
ity 1294457 fidelity 1929299
plate glass 753249 steam boiler
2051181 burglary 358594
88601 21
3 Net amount pafd policyholders for losses 2047662 17
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Accident 3712950 health 1605189
liability 17107442 fidelity 1491381 plate glass
890015 steam boiler 189280 burglary 1872091 268683 48
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 49424693 health 24165002 lia
bility 38422650 fidelity 3997753 plate glass
8570284 steam boiler 6998788 burglary 97
71432 1413506 02
22 Stockholders for interest or dividends amount declared
during the year 85000 00
23 Salaries fees and other compensation of officers and
home office employees 365152 72
24 Salaries traveling and all other expenses of agents not
paid by commissions 237451 45
25 Medical examiners fees and salaries 6316 88
26 Inspections other than medical 179058 59
27 Rents 7580903 including 4432913 for companys own
occupancy less 1248696 included in item 14 and 19
63271 in item 24 43689 36
28 Repairs and expenses other than taxes on real estate 27064 05
29 Taxes on real estate 9744 30
30 All other taxes licenses and insurance department fees 89363 36
31 Legal expenses not included in No 14 9002 20
32 Advertising 20543 98
33 Printing and stationery 61456 03
34 Postage and express 23512 32
35 Furniture and fixtures 6964 68
40 All other disbursements Sundry expenses 9269421
profit and loss 303088 95725 19
45 Total disbursements 4989896 68
IVLEDGEB ASSETS
As shown by the books at the home office at close of business Dec 31 1904
1 Book value of real estate unincumbered 621081 19
4 Book value of bonds excluding interest
235437459 and stocks 237949800 4733872 59COMPTROLLERGENERALS REPORT
467
5 Cash in companys office 1727149 de
posited in bank 15082026 16809175
6 Bills receivable 882 46
5523927 99
9 Deduct ledger liabilities Balance of sun
dry accounts 5033 26
11 Ledger assets 5518894 73
NONLEDGEK ASSETS
13 Interest accrued on bonds 6833 28
15 Interest accrued on other assets 2917 56
16 Rents accrued on companys property or lease 1080 34
18 Market value not including interest in item 13 of
bonds and stock over book value 546482 41
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Accident 121793
61 health 13050105 liability
19641359 fidelity 1062727 plate
glass 2948643 steam boiler 51
26535 burglary 5213593 592223 23
On policies or renewals issued prior to
October 1 1904 Accident 1087090
health 632447 liability 6346979
fidelity 435090 plate glass 1675
26 steam boiler 154842 burglary
394667 92186 41
33 Total 684409 64
37 Gross assets 6760617 96
DEDUCT ASSETS NOT ADMITTED
39 Bills receivable 882 46
43 Gross premiums in course of collection
written prior to October 1 1904 92186 41
50 Total assets not admitted 93068 87
51 Admitted assets 6667549 09
VLIABILITIES
1 Losses and claims
In process of adjustment Accident 99
17600 health 1494500 liability
10212750 fidelity 786724 plate
glass 756042 steam boiler 16630
70 burglary 3099784
279304 70468
COMPTROLLERGENERALS REPORT
Reported proofs not received Accident
4410000 fidelity 1250000 plate
glass 34440 56944 40
Resisted by company Accident 71540
health 733040 fidelity 710500
steam boiler 95000 burglary 4028 90953 40
Resisted for policyholders Accident
3307500 liability 52553250 fidel
ity 3456950 steam boiler 47500 593652 00
16 Net unpaid claims I0208o4 50
21 Estimated expenses incident to the settlement of unpaid
claims viz Accident 505900 health 45460 lia
bility 6974000 fidelity 101106 steam boiler
95030 burglary 184347 79058 43
25 Gross premiums less reinsurance upon
all unexpired risks running one year
or less from date of policy 4701639
88 unearned premiums 50 per cent 2350819 94
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 726252
13 unearned premiums pro rata 382151 41
27 Total unearned premiums 2732971 35
28 Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1904 viz Accident 4195789
health 4580587 liability 4247117 fidelity 1
76944 plate glass 908136 steam boiler 1163723
burglary 1050809 163231 05
32 Salaries rents expenses taxes bills accounts fees etc
due or accrued 40165 59
38 Other liabilities viz General contingent fund 450
00000 special contingent fund 10000000 550000 00
47 Total amount of all liabilities except capital
48 Capital actually paid up in cash 500000 00
49 Surplus over all liabilities 1581268 17
50 Surplus as regards policyholders
4586280 92
20S1268 17
51 Total liabilities 6667549 09
Business in the State of Georgia during 1904
Gross premiums
on Risks Written
or Renewed dur Gross Losses
inj the Year Paid
Accident 28562 03 11527 40
Health 14673 13 5240 48
Liability 9652 92 6957 12

Gros9 Losses
Incurred
11527 40
5240 48
6957 12COMPTROLLERGENERALS REPORT
Fidelity 748 80
Plate glass 3361 11 585 40
Steam boiler 3169 71 633 83
Burglary 4027 13 50 00
Total 64194 83 24994 23
469
585 40
633 83
50 00
24994 23
FIDELITY AND DEPOSIT COMPANY OF MARYLAND
Edwin Waefield President Haery Nicodemus Secretary
Home Office N W Corner Charles and Lexington Streets Baltimore Md
ICAPITAL STOCK
1 Amount of capital paid up
in cash 2000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 5691759 86
Extended at 5691759 86
IIINCOME
As shown by the books at the home office at close of business Dec 31 1904
Gross premiums unpaid December 31 last
year Fidelity and surety 124732 88
Gross premiums written and renewed
during the year Fidelity and surety 1342132 99
Total 1466865 87
Deduct gross premiums now in course of
collection Fidelity and surety 115394 33
Entire premiums collected during the
year Fidelity and surety 1351471 54
Deduct reinsurance return premiums
and cancellations Fidelity and surety 30643 96
18 Total net cash actually received for premiums 1320827 58
21 Interest on bonds and dividends on stocks 196437 04
23 Gross rents from companys property 49405 28
24 Total interest and rents 245842 32
30 From all other sources Commissions safe deposit de
partment etc
154932 17
36 Total income L721602 07

470
COMPTROLLERGENERALS REPORT
HIDISBURSEMENTS
As shown by the books at the home office at close of business Dec 31 1904
1 Gross amount paid for lossesFidelity and
surety
2 Deduct salvage and reinsurance Fidelity
and surety
663504 33
69907 96
3 Net amount paid policyholders for losses 593596 37
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Surety and fidelity 22624 22
18 Commission on brokerage less amount received on re
turn premiums and reinsurance for the following
classes Surety and fidelity 349547 08
22 Stockholders for interest or dividends amount declared
during the year 280000 00
23 Salaries fees and all other compensation of officers and
home office employees 116227 04
24 Salaries traveling and all other expenses of agents not
paid by commissions 43933 01
26 Inspection other than medical 11719 97
27 Rents 8909 52
28 Repairs and expenses other than taxes on real estate 25369 61
29 Taxes on real estate 17009 73
30 All other taxes licenses and insurance department fees 72466 56
31 Legal expenses not included in No 14 63217 19
32 Advertising 4135 49
33 Printing and stationery 16263 98
34 Postage and express 10361 94
35 Furniture and fixtures 2883 03
41 Development incidentals etc 26073 17
45 Total disbursements 1664337 91
IVLEDGER ASSETS
As shown by the books at the home office at close of business Dec 31 1904
1 Book value of real estate unincumbered 735000 00
4 Book value of bonds excluding interest 459840000
and stocks 15110000 4749500 00
5 Cash deposited in bank 264524 02
11 Ledger assets 5749024 02
19 Gross premiums in course of collection viz On policies
or renewals issued subsequent to October 1 1904 fidel
ity and surety 115394 33

37 Gross assets 5864418 35COMPTROLLERGENERALS REPORT
471
VLIABILITIES
1 Losses and claims
Adjusted Fidelity and surety 2658 71
In process of adjustment Fidelity and
surety 41662 40
Reported proofs not received Fidelity
and surety 59391 70
Resisted by company by principals on
bonds and by indemnitors after deduct
ing amount of collaterals and funds set
aside to meet same Fidelity and sure
ty 103862 13
16 Net unpaid claims
25 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy un
earned premiums 50 per cent
28 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1904 viz Fidelity and surety
207574 94
706626 18
26748 08
47 Total amount of all liabilities except capital 940949 20
48 Capital actually paid up in cash 2000000 00
49 Surplus over all liabilities 2923469 15
50 Surplus as regards policyholders 4923469 15
51 Total liabilities 5864418 35
Business in the State of Georgia during 190
Fidelity Surety
Gross premiums on risks written or renewed
during the year 16091 12 6237 92
Gross losses paid 938 42 7571 07
Gross losses incurred 2447 51 511 15I i I
472
COMPTROLLERGENERALS REPORT
THE FRANKFORT MARINE ACCIDENT AND PLATE GLASS INSUR
ANCE COMPANY
C H Franklin U S Manager
United States Branch Office 100 William St New York City
Fair Dodd Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year 997464
Extended at
997464 03
IIINCOME
As shown by the books at the home office at close of business Dec 31 1904
Gross premiums unpaid December 31 last
year Accident 517778 liability
23498390 plate glass 2255 240184 23
Gross premiums written and renewed
during the year Accident 3345639
liability 109975193 plate glass
329 1133211 61
Total 1373395 84
Deduct gross premiums now in course of
collection Accident 452570 liabili
ty 24610958 250635 28
Entire premiums collected during the
year Accident 3410847 liability 1
08862625 surety 2584 1122760 56
Deduct reinsurance return premiums
and cancellations Accident 411090
liability 16576884 169879 74
18 Total net cash actually received for premiums
21 Interest on bonds and dividends on
stock 34605 39
22 Interest from all other sources 44 66
24 Total interest and rents
30 From all other sources Remittances from home office
952880 82
34650 05
71240 89
36 Total income 1058771 76COMPTROLLERGENERALS REPORT
473
IIIDISBURSEMENTS
As shown by the books at the home office at close of business Dec 31 1904
1 Gross amount paid for losses Accident
1396054 liability 60478164 plate
glass 2391 I 018766 09
3 Net amount paid policyholders for losses 618766 09
18 Commission or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 841044 liability 23953931
plate glass 904 247958 79
22 Stockholders for interest or dividends 6000 00
23 Salaries fees and all other compensation of officers and
home office employees 4062 50
24 Salaries traveling and all other expenses of agents not
paid by commissions 113903 60
26 Inspections other than medical 11958 44
30 All other taxes licenses and insurance department fees 17739 22
31 Legal expenses not included in No 14 355 85
32 Advertising 3123 9
3 371 48
33 Printing and stationery Mil
34 Postage and express 1646 13
40 All other disbursements Telegrams 123318 miscella
neous 324801 4481 19
45 Total disbursements 1033367 19
IVLEDGER ASSETS
As shown by the books at the home office at close of business Dec 31 1904
4 Book value of bonds excluding interest 1002545 08
5 Cash in companys office 85663 deposited in banks
1798118
8 Cash in hands of trustees
1022868 60
11 Ledger assets
19 Gross premiums in course of collection viz
On policies or renewals issued subse
quent to October 1 1904 Accident 4
12345 liability 24074283 244866 28
On policies or renewals issued prior to
October 1 1904 Accident 40225 lia
bility 536675 5769 00
m 250635 28
33 Total
1273503 88
37 Gross assets T474
COMPTROLLERGENERALS REPORT
DEDUCT ASSETS NOT ADMITTED
43 Gross premiums in course of collection
written prior to October 1 1904 5769 00
Book value of ledger assets over market
value viz Depreciation from cost of
bonds to bring same to market value 10570 08
44
Total
16339 08
51 Admitted assets 1257164 80
VLIABILITIES
1 Losses and claims
In process of adjustment Accident 4
45000 liability 35899301
Reported proofs not received Marine
363443 01
4995 57
16 Net unpaid claims 368438 58
25 Gross premiums less reinsurance upon
all unexpired risks running one year
or less from date of policy 76181686
unearned premiums 50 per cent 380908 43
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 1342521
unearned premiums pro rata 7867 61
27 Total unearned premiums 388776 04
28 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1904 viz Accident 154629
liability 9027857 91824 86
38 Other liabilities viz 7500 00
47 Total amount of all liabilities except capital 856539 48
48 Capital actually paid up in cash 200000 00
49 Surplus over all liabilities 200625 32
50 Surplus as regards policyholders 400625 32
51 Total liabilities 1257164 80fill
COMPTROLLERGENERALS REPORT
475
GENERAL ACCIDENT ASSURANCE CORPORATION LIMITED
Muir Haughton United States Managers
Home Office U S S W Cor Fourth and Walnut Sts Philadelphia Pa
ICAPITAL STOCK
1 Amount of capital paid up
in cash N Y Ins Dept 250000 00
2 Amount of ledger assets as per balance
December 31 of previous year
Extended at
558078 97
558078 97
IIINCOME
As shown by the books at the home office at close of business Dec 31 1904
Gross premiums unpaid December 31
last year Accident and health 12
53479 liability 2910862 burglary
857894 50222 35
Gross premiums written and renewed
during the year Accident and health
38834712 liability 20860466 bur
glary 7665293 673604 71
Total 723827 06
Deduct gross premiums now in course of
collection Accident and health 28
55358 liability 3820749 burglary
1137582 78136 89
Entire premiums collected during the
year Accident and health 37232833
liability 19950579 burglary 73
85605 645690 17
Deduct reinsurance return premiums
and cancellations Accident and health
5428032 liability 4982066 bur
glary 1557696 119677 94
18 Total net cash actually received for premiums 526012 23
19 Interest on mortgage loans L308 89
21 Interest on bonds and dividends on stock 13218 90
22 Interest from all other sources 233 78MMMMWMNMNi
476
COMPTROLLERGENERALS REPORT
23 Gross rents from companys property in
cluding 500000 for companys own
occupancy 6200 00
24 Total interest and rents 20961 57
25 Profit on sale or maturity of ledger assets Redemption
Pennsylvania Co bonds 5 00
36 Total income 546978 80
IIIDISBURSEMENTS
As shown by the books at the home office at close of business Dec 31 1904
1 Gross amount paid for losses Accident
and health 11198289 liability 72
87582 burglary 1332528 198183 99
2 Deduct salvage and reinsurance Acci
dent and health 256601 burglary
146336 4029 37
3 Net amount paid policyholders for losses 194154 62
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Accident 424997 burglary 30374 4553 71
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 9284819 liability 4504016 bur
glary 2128875 159177 10
22 Stockholders for interest or dividends amount declared
during the year 6497833 remittance home office 64978 33
23 Salaries fees and all other compensation of officers and
home office employees 50170 14
25 Medical examiners fees and salaries 1901 43
26 Inspections other than medical 1926 99
27 Rents including 500000 for companys own occupancy 5904 92
28 Repairs and expenses other than taxes on real estate 1313 27
29 Taxes on real estate 1262 25
30 All other taxes licenses and insurance department fees 9708 33
31 Legal expenses not included in No 14 2223 65
32 Advertising 461 50
33 Printing and stationery 17459 17
34 Postage and express 9686 65
35 Furniture and fixtures 2811 03
36 Loss on sale or maturity of ledger assets 5000 W N T
Pa R R Co sold 387 80
40 All other disbursements Bank loan repaid 1057453
telegrams 48783 telephone 67492 bonding 9840
auditors 151800 traveling expenses 727145 sub
scriptions 52500 advertising buttons 131843 elec
tric light 21953 sundry account 455026 27238 35
45 Total disbursements 555319 24COMPTROLLERGENERALS REPORT
477
IVLEDGER ASSETS
As shown by the books at the home office at close of business Dec 31 1904
1 Book value of real estate unincumbered 98745 87
2 Mortgage loans on real estate first liens 25000 00
4 Book value of bonds excluding interest 39262480 and
stocks 1078125 403406 05
5 Deposited in bank Fourth Street National Bank 8
97591 Girard Trust Company 22024 9196 15
7 Other ledger assets Due on accounts with other com
panies paid in full January 18 1905 13390 46
11 Ledger assets 549738 53
NONLEDGEK ASSETS
12 Interest due and accrued on mortgages 220 00
13 Interest due and accrued on bonds 3097 89
15 Interest due and accrued on other assets 125 66
Total 3443 55
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Accident and health
2347481 liability 3776947 bur
glary 1126436 72508 64
On policies or renewals issued prior to
October 1 1904 Accident and health
507877 liability 43802 burglary
11146 5628 25
33 Total 78136 89
37 Gross assets 631318 97
DEDUCT ASSETS NOT ADMITTED
43 Gross premiums in course of collection or
written prior to October 1 1904 5628 25
44 Book value of ledger assets over market
value viz Bonds less value 20877
93 stocks greater 139375 19484 18
Total 25112 43
51 Admitted assets 606206 54
VLIABILITIES
1 Losses and claims
In process of adjustment Accident and
health 1227741 burglary 109400
13371 41
478
COMPTROLLERGENERALS REPORT
Resisted by company Accident and
health 64000 burglary 2500 665 00
Resisted for policyholders Accident and
health 59595 00
16 Net unpaid claims
25 Gross premiums less reinsurance upon
all unexpired risks running one year
or less from date of policy 24058662
unearned premiums 50 per cent 170293 32
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 1920002
unearned premiums pro rata 15892 15
27 Total unearned premiums
28 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1904 viz Accident 710708
liability 1120213 burglary 384997
32 Salaries rents expenses taxes bills accounts fees etc
due or accrued
47 Total amount of all liabilities except capital
48 Capital actually paid up in cash N Y
Ins Dept deposit 250000 00
49 Surplus over all liabilities 70230 48
50 Surplus as regards policyholders
51 Total liabilities
73631 41
186185 47
22159 18
4000 00
285976 06
320230 48
606206 54
GENERAL ACCIDENT INSURANCE COMPANY OF PENNSYLVANIA
Wm A Muib President J Paul Haughton Secretary
Principal Office S W Corner Fourth and Walnut Streets Philadelphia Pa
Wm A Wbiciit Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock
paid up in cash 100000 00
Amount of net or ledger assets December
31 of previous year 197853 76
Extended at
197853 76COMPTROLLERGENERALS REPORT
479
IIINCOME DURING YEAR 1904
1 Cash received for premiums on new policies and for re
newal premiums without deductions for commissions
or other expenses
8 Cash received for interest on mortgage loans
9 Cash received for interest on bonds owned and divi
dends on stock
11 Cash received for interest on other debts due the com
pany
14 Cash received for profits on sales of bonds or stocks
Total income
IIIDISBURSEMENTS DURING YEAR 1904
1 Cash paid for death accident
17 Cash paid for commissions and bonuses to agents less
commission on reinsurance
19 Cash paid for medical examiners fees
20 Cash paid for salaries and all other compensation of offi
cers and other home office employees
22 Cash paid for taxes on reserves and investments
23 Cash paid for insurance department fees and agents li
censes
24 Cash paid for rent
27 Cash paid for advertising 5100 printing 190085
28 Cash paid for legal expenses
29 Cash paid for the following items viz Adjustments
159125 postage and express 5401 traveling ex
penses 130305 sundry expenses 2280
252240 13
160 00
6557 27
225 71
20 00
259203 11
108097 91
73913 62
1800 75
9900 00
3030 07
1482 23
1200 00
1951 85
747 91
2971 11
30 Total disbursements 205095 45
IVASSETS AS PER LEDGER ACCOUNTS
2 Loans on mortgage first liens on real estate
6 Cost value of bonds and stocks owned excluding accrued
interest at time of purchase
8 Cash deposited in banks
13 Total net or ledger assets
4000 00
239803 75
8157 67
251961 42
OTHER ASSETS
14 Interest accrued on mortgages 44 44
15 Interest accrued on bonds and stocks 2916 63
18 Interest accrued on other assets 103 58
Total carried out 3064 65
23 Gross premiums in course of collection on new business 13252 08
28 Total assets as per the books of the company
268278 15480
COMPTROLLERGENERALS REPORT
ITEMS SOT ADMITTED
4 Premiums in course of collection over
three months
6 Book value of ledger assets over market
value
1088 47
3843 75
Total
9 Total assets less items
not admitted
VLIABILITIES
1 Net present value of all the outstanding policies in force
on the 31st day of December 1904 computed accord
ing to the actual unearned premiums thereon
5 Claims for losses in process of adjust
ment or adjusted and not due 13161 75
6 Claims for losses and other policy claims
resisted by the company 4150 00
Total policy claims
12 Amount of national State or other taxes due salaries
rents and office expenses
17 Liabilities on policyholders account
18 Gross surplus on policy holders account Capital 100
00000 surplus 5518221

4932 22
263345 93
51802 14
17311 75
39049 83
108163 72
155182 21
19 Total liabilities 263345 93
GREAT EASTERN CASUALTY AND INDEMNITY COMPANY OF NEW
YORK
Louis H Fibel President Thomas H Darlino Secretary
Home Office 290294 Broadway New York N Y
Richard E Bell Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 150000 00
2 Amount of ledger assets as per balance
December 31 of previous year 244095 18
3 Increase of paidup capital during the
year 25000 00
Extended at 269095 18COMPTROLLERGENERALS REPORT
481
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year Accident 1756105 health 2
74075 20301 80
Gross premiums written and renewed
during the year Accident 221744
47 health 5060196 272346 43
Total 292648 23
Deduct gross premiums now in course of
collection Accident 1447582 health
303830 17514 12
Entire premiums collected during the
year Accident 22482970 health
5030441 275134 11
Deduct reinsurance return premiums
and cancellations Accident 38632
09 health 1015620 48788 29
18 Total net cash actually received for premiums
21 Interest on bonds and dividends on stock 8190 16
22 Interest from all other sources 542 22
24 Total interest and rents
Profit on sale or maturity of ledger assets 100 Union
Pacific preferred stock 37500 4 Union Pacific con
vertible bonds 59500
25
226345 82
8732 38
970 00
36 Total income

236048 20
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
Net amount paid policyholders for losses Accident 84
10964 health 681651
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance
22 Stockholders for interest or dividends amount declared
during the year
23 Salaries fees and other compensation of officers and
home office employees
24 Salaries traveling and all other expenses of agents not
paid by commissions
25 Medical examiners fees and salaries
27 Rents
30 All other taxes licenses and insurance department fees
31 Legal expenses
31 in
90926 15
64447 13
6562 50
28775 17
735 00
1717 00
2812 50
4393 46
819 424g2 COMPTROLLERGENERALS REPORT
32 Advertising 604 54
33 Printing and stationery 7002 01
34 Postage and express 2375 0J
35 Furniture and fixtures 1028 63
40 All other disbursements Return premiums 288965
Journal sub 11725 traveling expense 299488
general expense 515137 n153 15
45 Total disbursements 223351 66
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
4 Book value of bonds excluding interest 15781167 and
stocks 8751875 f 245330 42
5 Cash in companys office 761191 deposited in bank
2884939 36461 30
11 Ledger assets 281791 72
NONLEDGER ASSETS
13 Interest due and accrued on bonds 2357 66
15 Interest due and accrued on other assets 37 73
18 Market value not including interest in item 13 of
bonds and stock over book value 5399 58
19 Gross premiums in course of collection viz
On policies or renewals issued subse
quent to October 1 1904 Accident
1444082 health 303830 17479 12
On policies or renewals issued prior to
October 1 1904 Accident 35 00
33 Total 17514 12
37 Gross assets 307100 81
DEDUCT ASSETS NOT ADMITTED
43 Gross premiums in course of collection written prior to
October 1 1904 35 00
51 Admitted assets 307065 81
VLIABILITIES
1 Losses and claims
In process of adjustment Accident 4000 00
Reported proofs not received Accident
417333 health 96640 5139 73
Resisted by company Accident 1900 00
16 Net unpaid claims 11039 73COMPTROLLERGENERALS REPORT
483
25 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
16872556 unearned premiums 50 per cent
28 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1904 viz Accident 533337
health 166019
50 Surplus as regards policyholders
84362 78
6993 56
47 Total amount of all liabilities except capital 102396 07
48 Capital actually paid up in cash 150000 00
49 Surplus over all liabilities 54669 74
204669 74
51 Total liabilities 307065 81
Business in the State of Georgia during 190J
Accident
Gross premiums on risks written or renewed
during the year
Gross losses paid
Gross losses incurred
774 50
77 46
77 46
Health
234 93
GUARANTEE COMPANY OF NORTH AMERICA
Edward Rawlings President Richaed B Scott Secretary
Home Office 57 Beaver Hall Hill Montreal Canada
James S Russell Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 304600 00
2 Amount of ledger assets as per balance
December 31 of previous year 1216931 14
Extended at 121693114
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last Fidelity
8433 14
year
Gross premiums written and renewed dur
ing the year
257857 15
Total 266290 29
484
COMPTROLLERGENERALS REPORT
Deduct gross premiums now in course of
collection
6044 78
Entire premiums collected during the
year 260245 51
Deduct reinsurance return premiums
and cancellations 62436 06
18 Total net cash actually received for premiums 197809 45
19 Interest on mortgage loansI
21 Interest on bonds and dividends on stock
22 Interest from all other sources
23 Gross rents from companys property in
cluding 2250 for companys own oc
cupancy
61 89
46525 69
2510 52
3845 44
24 Total interest and rents
25 Profit on sale or maturity of ledger assets
Twin City stock
350 shares
52943 54
1113 22
36 Total income 251866 21
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
1 Gross amount paid for losses fidelity 68797 48
2 Deduct salvage and reinsurance 18637 57
18
22
3 Net amount paid policyholders for losses
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Fidelity
Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Fidelity
Stockholders for interest or dividends amount declared
during the year
23 Salaries fees and other compensation of officers and
home office employees
24 Salaries traveling and all other expenses of agents not
paid by commissions
26 Inspections other than medical
27 Rents
28 Repairs and expenses other than taxes on real estate
29 Taxes on real estate
30 All other taxes licenses and insurance department fees
31 Legal expenses not included in No 14
32 Advertising
33 Printing and stationery
34 Postage and express
40 All other disbursements Office charges
50159 91
1810 38
4276 24
24368 00
47046 95
22917 82
14196 99
7277 89
762 55
1004 44
6571 34
1153 00
1107 09
3249 97
6149 72
2942 12
45 Total disbursements 194964 41COMPTROLLERGENERALS REPORT
485
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
1 Book value of real estate unincumbered 60350 00
4 Book value of bonds excluding interest 33898300
and stocks 70154442 1040527 42
5 Cash in companys offices 282545 deposited in bank
13507852 137903 97
7 Other ledger assets Office furniture and safes 3691 55
11 Ledger assets 1242472 94
NONLEDGER ASSETS
13 Interest due and accrued on bonds 6135 49
15 Interest due and accrued on other assets 1200 00
18 Market value not including interest in item 13 of
bonds and stocks over book value 23065 25
19 Gross premiums in course of collection viz On policies
or renewals issued subsequent to Oct 1 1904 fidelity 6044 78
37 Gross assets 1278918 46
DEDUCT ASSETS NOT ADMITTED
40 Furniture and fixtures
3691 55
51 Admitted assets 1275226 91
VLIABILITIES
1 Losses and claims
In process of adjustment fidelity
Resisted by company fidelity
27898 00
15160 00
16 Net unpaid claims
25 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 21108994
unearned premiums 50 per cent 105544 97
Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 18750
unearned premiums pro rata
26
187 50
Total unearned premiums
Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1904 viz Fidelity
Salaries rents expenses taxes bills accounts fees etc
due or accrued
38 Other liabilities viz Special reserve for contingencies
27
28
32
35478 00
105732 47
302 25
6738 33
20000 00
47 Total amount of all liabilities except capital 168251 05486
COMPTROLLERGENERALS REPORT
Capital actually paid up in cash 304600 00
49 Surplus over all liabilities WUb bb
50 Surplus as regards policyholders
41 Total liabilities
Business in Georgia during 1904
1106975 86
1275226 91
Gross premiums written or renewed during the year
Qross losses paid
Gross losses incurred
Fidelity
6210 23
730 06
3589 99
SARTFORD STEAM BOILER INSPECTION AND INSURANCE COM
PANY OF CONNECTICUT
L B Brainerd President
Home Office 650 Main Street Hartford Conn
J B Pierce Secretary
ICAPITAL STOCK
1 Amount of capital paid up
in cash 500000 00
2 Amount of net ledger assets as per bal
ance December 31 1903 291253 49
Extended at v
IIINCOME
As shown by the books at the home office at close of business December 31
Steam Boiler
Gross premiums unpaid December 31 last
year 335550 71
Gross premiums written and renewed
during the year 1378416 84
Total 1713967 55
Deduct gross premiums now in course
of collection
264450 52
1449517 03
Entire premiums collected during the
year
Deduct reinsurance return premiums
and cancellations 188460 86
18 Total net cash actually received for premiums 1261056 17
19 Interest on mortgage loans 38341 87
21 Interest on bonds and dividends on stock 94058 42COMPTROLLERGENERALS REPORT
487
22 Interest from all other sources 2962 34
23 Gross rents from companys property 543 86
24 Total interest and rents 135906 49
25 Profit on sale or maturity of ledger assets Real estate 935 00
29 Special inspections and expert mechanical service 9972 66
36 Total income 1407870 32
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
Net amount paid policyholders for losses Steam boiler 53749 72
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Steam boiler 292800 83
22 Stockholders for interest or dividends amount declared
during the year 60000 00
23 Salaries fees and all other compensation of officers and
home office employees 50760 00
24 Salaries traveling and all other expenses of agents not
paid by commissions 137250 43
26 Inspections other than medical 477829 31
27 Rents for companys own occupancy 5500 00
28 Repairs and expenses other than taxes on real estate 227 19
29 Taxes on real estate 330 42
30 All other taxes licenses and insurance department fees 42476 87
31 Legal expenses 542 45
32 Advertising 7013 38
33 Printing and stationery 16443 43
34 Postage and express 397 91
35 Furniture and fixtures i890 00
36 Loss on sale or maturity of ledger assets On sale or
maturity of securities 798 25
45 Total disbursements 1148010 19
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
1 Book value of real estate unincumbered 16390 00
2 Mortgage loans on real estate first liens 775270 00
4 Book value of bonds excluding interest 179894893
and stocks 26041573 2059364 66
5 Cash in companys office 2216207 deposited in bank
17792689 200088 96
11 Ledger assets 3051113 62488
COMPTROLLERGENERALS REPORT
NONLEDGER ASSETS
12 Interest accrued on mortgages
18 Market value of bonds and stocks over book value
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent steam Boiler
to October 1 1904 173296 65
On policies or renewals issued prior to
October 1 1904 91153 87
18357 32
169777 34
33 Total 264450 52
37 Gross assets 3503698 80
DEDUCT ASSETS NOT ADMITTED
43 Gross premiums in course of collection written prior to
October 1 1904 91153 87
55833 25
51 Admitted assets 3412544 93
VLIABILITIES
1 Losses and claims In process of adjustment steam
boiler
25 Gross premiums less reinsurance upon
all unexpired risks running one year
or less from date of policy 6942202
unearned premiums 50 per cent 34711 01
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 3484
10788 unearned premiums pro rata 1776954 95
27 Total unearned premiums 1811665 96
28 Commissions brokerages and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1904 viz Steam boiler 34679 33
47 Total amount of all liabilities except capital
48 Capital actually paid up in cash 500000 00
49 Surplus over all liabilities 1010366 39
1902178 54
50 Surplus as regards policyholders 1510366 39
51 Total liabilities 3412544 93
52 Special deposits in excess of liabilities 4321 59
Business in Georgia during lQOi
Gross premiums on risks written or renewed during the
year
Gross losses paid
Gross losses incurred
Steam Boiler
16140 70
80 06
574 51COMPTROLLERGENERALS REPORT
489
LLOYDS PLATE GLASS INSURANCE COMPANY OF NEW YORK
William T Woods President Chakles E W Chambers Secretary
Home Office 63 William Street New York
A L Waldo Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
December 31 of previous year 659888 38
Extended at
6598
38
IIINCOME
As shown by the books at the home office at close of business December 31
Plate Glass
Gross premiums unpaid December 31 last
year 3151 X1
Gross premiums written and renewed dur
ing the year 457245 01
Total 530396 12
Deduct gross premiums now in course of
collection 13
Entire premiums collected during the
year
453853 99
Deduct reinsurance return premiums
and cancellations
21980 53
18 Total net cash actually received for premiums 431873 46
21 Interest on bonds and dividends on stock 17194 35
23 Gross rents from companys property 14856 88
24 Total interest and rents
36 Total income
32051 23
463924 69
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
PlatP Glass
1 Gross amount paid for losses 147272 93
2 Deduct salvage and reinsurance
3 Net amount paid policyholders for losses
6040 12
141232 81490
COMPTROLLERGENERALS REPORT
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Plate glass
22 Stockholders for interest or dividends amount declared
during the year
23 Salaries fees and other compensation of officers and
home office employees
Salaries traveling and all other expenses of agents not
paid by commissions
Rents
Repairs and expenses other than taxes on real estate
24
27
28
29 Taxes on real estate
30 All other taxes licenses and insurance department fees
31 Legal expenses
32 Advertising
33 Printing and stationery
34 Postage and express
35 Furniture and fixtures
40 All other disbursements Sundries 514435 profit and
loss 16190
45 Total disbursements
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
1 Book value of real estate unincumbered 245703 18
4 Book value of bonds excluding interest 20909612
and stocks 22447496 433571 08
5 Cash in companys office 1107697 deposited in bank
1070160 21778 57
147217 12
40000 00
52358 63
877 16
1150 88
5893 28
5247 53
13334 06
872 02
2399 32
2670 47
4018 03
122 68
5306 25
422700 24
11 Ledger assets
17 Market value of real estate over book value
18 Market value of bonds and stocks over book value
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 70047 23
On policies or renewals issued prior to
October 1 1904 6494 90
701112 83
19236 82
18428 90
33 Total
34 Other nonledger assets viz Salvage glass on hand
994405 sundry accounts 22000
70542 13
10164 05
37 Gross assets
825484 73
DEDUCT ASSETS NOT ADMITTED
43 Gross premiums in course of collection
written prior to October 1 1904
6494 90COMPTROLLERGENERALS REPORT
491
44 Book value of ledger assets over market
value viz Salvage glass on hand 9
94405 sundry accounts 22000
51 Admitted assets
10164 05
16658 95
3825 78
VLIABILITIES
1 Losses and claims In process of adjustment plate glass
25 Gross premiums less reinsurance upon
all unexpired risks running one year
or less from date of policy 374460
20 unearned premiums 50 per cent
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 104746
52 unearned premiums pro rata
187230 10
52917 66
27 Total
28
unearned premiums
32
Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1904 viz Plate glass
Salaries rents expenses taxes bills accounts fees etc
due or accrued including plate glass and glazing
3685 47
50 Surplus as regards policyholders
51 Total liabilities
Business in Georgia during 1904
risks written or renewed during the
240147 76
17511 81
8223 30
47 Total amount of all liabilities except capital 269568 34
48 Capital actually paid up in cash 250000 00
49 Surplus over all liabilities 289257 44
539257 44
808825 78
Plate Glass
Gross premiums on ris 1 935 Q2
year
Gross losses paid
Gross losses incurred
293 09
310 18 1
492
COMPTROLLERGENERALS REPORT
LONDON GUARANTEE AND ACCIDENT COMPANY LIMITED OP
GREAT BRITAIN
A W Masters General Manager
Home Office for the United States 315 Dearborn Street Chicago 111
John C Whitner Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash statutory de
posit 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1317493 81
Extended at 1317493 81
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year Accident 3637818 liability
17156564 207943 82
Gross premiums written and renewed
during the year Accident 18490497
liability 118590501 1370809 98
Total 1578753 80
Deduct gross premiums now in course of
collection Accident 3400466 lia
bility 20813956 242144 22
Entire premiums collected during the
year Accident 18727849 liability
114933109 1336609 58
Deduct reinsurance return premiums
and cancellations Accident 39138
89 liability 14370662 182845 51
18 Net cash actually received for premiums 1153764 07
21 Interest on bonds and dividends on stock 41576 44
22 Interest from all other sources 1806 79
24 Total interest and rents
43383 23
36 Total income 1197147 30COMPTROLLERGENERALS REPORT
493
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
Net amount paid policyholders for losses Accident 63
15573 liability 36730146 430457 19
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Accident 126144 liability 13845129 139712 73
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 4162397 liability 26783331 309457 28
22 Stockholders for interest or dividends amount declared
during the year remitted home office 44113 80
23 Salaries fees and other compensation of officers and
home office employees 60865 04
24 Salaries traveling and all other expenses of agents not
paid by commissions 19450 23
26 Inspections other than medical 8696 76
27 Rents 7533 44
30 All other taxes licenses and insurance department fees 18742 29
31 Legal expenses not included in No 14 1372 20
32 Advertising 3714 28
33 Printing and stationery 7885 58
34 Postage and express 3273 64
35 Furniture and fixtures 1659 04
36 Loss on sale or maturity of ledger assets New York
Central and H R R 4 per cent debenture certificates 996 26
40 All other disbursements Traveling expenses 553355
exchange 26007 trustees and auditors fees 2200
sundries 1878795 26781 57
45 Total disbursements 1084711 33
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
4 Book value of bonds excluding interest 1270972 88
5 Cash in companys office 695690 deposited in bank
15200000 158956 90
11 Ledger assets 1429929 78
KONLEDGER ASSETS
13 Interest accrued on bonds 14465 34
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Accident 27736
76 liability 20212157 229858 33494
COMPTROLLERGENERALS REPORT
On policies or renewals issued prior to
October 1 1904 Accident 626790
liability 601799
12285 89
33 Total
37 Gross assets
242144 22
DEDUCT ASSETS NOT ADMITTED
1686539 34
43 Gross premiums in course of collection
written prior to October 11904 12285 89
44 Book value of ledger assets over market
27395 07
value
51 Admitted assets
39680 96
1646858 38
VLIABILITIES
1 Losses and claims
In process of adjustment Accident
Resisted by company Accident 15937
16 liability 640000
16816 99
22337 16
16 Net unpaid claims
17 Special reserve for unpaid losses viz Liability
25 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 86993569
unearned premiums 50 per cent
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 32925
13 unearned premiums pro rata
434967 84
21677 44
27 Total unearned premiums
28 Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1904 viz Accident 762760
liability 5558342
Salaries rents expenses taxes bills accounts fees etc
due or accrued
Reinsurance
Other liabilities viz Reserve for State fees and taxes
2000000 contingent reserve liability department
15000000
32
37
38
39154 15
420925 00
456645 28
63211 02
2038 23
4810 03
170000 00
47 Total amount of all liabilities except capital 1156783 71COMPTROLLERGENERALS REPORT
495
48 Capital actually paid up in cash statu
tory deposit 200000 00
49 Surplus over all liabilities 290074 67
50 Surplus as regards policyholders 490074 67
51 Total liabilities 1646858 38
Business in Georgia during 1901
Accident Liability
Gross premiums on risks written or renewed
during the year 1741 30 6728 15
Gross losses paid 1067 83 4713 57
Gross losses incurred 1067 83 4713 57
MARYLAND CASUALTY COMPANY OP MARYLAND
John T Stone President James P Mitchell Secretary
Home Office 625 St Paul Street Baltimore Md
A Haas Son Atlanta Attorneys for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 750000 00
2 Amount of ledger assets as per balance
December 31 of previous year 2676046 06
Extended at 2676046 06
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year Accident 4864101 health 5
50856 liability 27205784 plate
glass 2218932 steam boiler 23
12176 burglary 1547563 sprink
ler 1165696 398651 08
Gross premiums written and renewed
during the year Accident 626417
74 health 6388307 liability 1
59139262 plate glass 28326247
steam boiler 11134761 burglary
17636856 sprinkler 7808357 2930755 64
Tota 3329406 72496
COMPTROLLERGENERALS REPORT
Deduct gross premiums now in course
of collection Accident 8131325
health 905634 liability 25261726
plate glass 3463962 steam boiler
2246466 burglary 2810284
sprinkler 1228949 440483 46
Entire premiums collected during the
year Accident 59374550 health
6033529 liability 161083320
plate glass 27081217 steam boiler
11200471 burglary 16374135
sprinkler 7745104 2888923 26
Deduct reinsurance return premiums and
cancellations Accident 13608413
health 1681055 liability 345804
09 plate glass 6413715 steam boil
er 2866289 burglary 4456506
sprinkler 1419423 650258 10
18 Total net cash actually received for premiums 2238665 16
21 Interest on bonds and dividends on stock 91301 82
22 Interest from all other sources 1235 27
24 Total interest and rents 92537 09
29 Inspections 56316 96
30 From all other sources Item charged to uncollected
premiums afterwards collected 316 13
36 Total income 2387835 34
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
Net amount paid policyholders for losses Accident
20632082 health 3434220 liability 48423112
plate glass 7976202 steam boiler 1244388 bur
glary 2816678 sprinkler 1175210 857018 92
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Accident 581809 health 105912
liability 23091477 plate glass 6182 steam boiler
168809 burglary 265958 sprinkler117020 24337167
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 13856311 health 1315350 lia
bility 29473333 plate glass 5866400 steam boil
er 3136723 burglary 3487491 sprinkler 14
80772 586163 80
22 Stockholders for interest or dividends amount declared
during the year 93750 00COMPTROLLERGENERALS REPORT
497
23 Salaries fees and other compensation of officers and
home office employees 118256 90
24 Salaries traveling and all other expenses of agents not
paid hy commissions 114336 75
25 Medical examiners fees and salaries 1500 00
26 Inspections other than medical 51257 24
27 Rents 6751 50
30 All other taxes licenses and insurance department fees 44412 49
31 Legal expenses not included in No 14 4999 92
32 Advertising 12476 51
33 Printing and stationery 16867 12
34 Postage and express 4544 03
35 Furniture and fixtures 4022 35
36 Loss on sale or maturity of ledger assets Baltimore city
stock 1916 969 50
40 All other disbursements General expenses 1016882
traveling expenses 428718 14456 00
45 Total disbursements 2175154 70
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
1 Book value of real estate unincumbered 284457 14
4 Book value of bonds excluding interest 210090732
and stocks 24724675 2348154 07
5 Cash in companys office 1788157 deposited in bank
10952029 127401 86
6 Bills receivable 5375 77
7 Other ledger assets Agents balances 1303286
ground rent 10000000 plate glass in stock 10
30500 123337 86
11 Ledger assets 2888726 70
KONLEDGER ASSETS
13 Interest due and accrued on bonds 11954 62
18 Market value not including interest in item 13 of
bonds and stock over book value 37295 84
19 Gross premiums in course of collection viz On policies
or renewals issued subsequent to October 1 1904 Acci
dent 8131325 health 905634 liability 252617
26 plate glass 3463962 steam boiler 2246466
burglary 2810284 sprinkler 1228949 440483 46
37 Gross assets
32 in
3378460 62498 COMPTROLLERGENERALS REPORT
DEDUCT ASSETS NOT ADMITTED
39 Bills receivable 5375 77
44 Book value of ledger assets over market
value viz Agents balances 13032 86 18408 63
61 Admitted assets 3360051 99
VLIABILITIES
1 Losses and claims
In process of adjustment Accident 31
51777 health 492180 liability
5288000 plate glass 240037
steam boiler 46800 burglary 6
52582 sprinkler 657607
Resisted by company Accident 6980
burglary 61864
Resisted for policyholders Liability
105289 83
7598 64
335000 00
16 Net unpaid claims
17 Special reserve for unpaid losses viz Liability
21 Estimated expenses incident to the settlement of unpaid
claims viz Accident 962446 health 123044
liability 9697000 plate glass 60009 steam boiler
11700 burglary 178611 sprinkler 164401
25 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 162601225
unearned premiums 50 per cent
Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 204560
82 unearned premiums pro rata
26
813006 13
108103 23
447888 47
125000 00
111972 11
27 Total unearned premiums 921109 36
28 Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1904 viz Accident 2845964
health 271690 liability 6315431 plate glass
1108785 steam boiler 561617 burglary 7025
71 sprinkler 307237 121132 95
47 Total amount of all liabilities except capital 1727102 83
48 Capital actually paid up in cash 750000 00
49 Surplus over all liabilities 882949 10
50 Surplus as regards policyholders 1632949 10
51 Total liabilities 3360051 99COMPTROLLERGENERALS REPORT
499
Business in Georgia during 1904
Gross Premiums
on Risks Written
or Renewed dur Gross Losses Gross Losses
iug the Year Paid Incurred
Accident 32417 97 13154 37 13154 37
Health 753 35 1086 95 1086 95
Liability 22985 18 19478 35 19478 35
Plate glass 2048 35 350 04 350 04
Steam boiler 1462 23 32 38 32 38
Burglary 1431 50 106 00 106 00
Sprinkler 614 60
METROPOLITAN PLATE GLASS AND CASUALTY INSURANCE COM
PANY OF NEW YORK
Eugene H Winslow President S Wit Burton Secretary
Home Office 47 Cedar Street New York City
Henry M North Augusta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year
Extended at
508838 72
508838 72
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year Plate glass

58364 05
Gross premiums written and renewed
during the year Accident 1808625
health 129725 plate glass 454
47004
Total
18 Net cash actually received for premiums
473853 54
532217 59
Deduct gross premiums now in course of
collection Accident 469613 health
48800 plate glass 6638374 71567 87
Entire premiums collected during the
year Accident 1339012 health
80925 plate glass 44645035
Deduct reinsurance return premiums and
cancellations Accident 161820
health 15000 plate glass 5945296
460649 72
61221 16
399428 56500 COMPTROLLERGENERALS REPORT
21 Interest on bonds and dividends on stock 18225 00
22 Interest from all other sources 587 87
24 Total interest and rents 18812 87
25 Profit on sale or maturity of ledger assets 12483 02
36 Total income I 430724 45
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
1 Gross amount paid for losses Accident
92534 plate glass 14221711 143142 45
2 Deduct salvage and reinsurance Plate
glass 15676 02
3 Net amount paid policyholders for losses 127466 43
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 399488 health 21975 plate
glass 14381382 148028 45
22 Stockholders for interest or dividends amount declared
during the year 20000 00
23 Salaries fees and other compensation of officers and
home office employees 50973 57
24 Salaries traveling and all other expenses of agents not
paid by commissions 7940 44
25 Medical examiners fees and salaries 25 50
27 Rents 6430 80
30 All other taxes licenses and insurance department fees 12139 63
31 Legal expenses not included in No 14 770 72
32 Advertising 3341 73
33 Printing and stationery 9288 48
34 Postage and express 3130 90
35 Furniture and fixtures 1711 42
40 All other disbursements Profit and loss 5594 sun
dries 089384 6949 78
45 Total disbursements 398209 85
IVLEDGER ASSETS
4 Book value of bonds excluding interest
41530625 and stocks 8394120 499247 45
5 Cash in companys office 164492 depos
ited in bank 4040095 42105 87
11 Ledger assets 541353 32COMPTROLLERGENERALS REPORT
501
NONLEDGER ASSETS
13 Interest due 300000 and accrued 114580 on bonds 4145 80
18 Market value not including interest in item 13 of
bonds and stock over book value 31502 55
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Accident 447068
health 48800 plate glass 6455414 69512 82
On policies or renewals issued prior to
October 31 1904 Accident 22545
plate glass 182960 2055 05
33 Total 71567 87
34 Other nonledger assets vizPlate glass on hand 2637
62 accounts due for glass sold 102443 3662 05
37 Gross assets I 652231 59
DEDUCT ASSETS NOT ADMITTED
43 Gross premiums in course of collection written prior to
October 1 1904 2055 05
51 Admitted assets 650176 54
VLIABILITIES
1 Losses and claims
In process of adjustment Plate glass 3696 24
Reported proofs not received Accident
49000 health 5000 plate glass 5
00000 5540 00
16 Net unpaid claims
25 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
41865831 unearned premiums 50 per cent
28 Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 Accident 1490223 health
16267 plate glass 2151804
38 Other liabilities viz Contingent fund
47 Total amount of all liabilities except capital
48 Capital actually paid up in cash 200000 00
49 Surplus over all liabilities 201440 20
50 Surplus as regards policyholders
51 Total liabilities
9236 24
209329 16
23170 94
7000 00
248736 34
401440 20
650176 54502 COMPTROLLERGENERALS REPORT
Business in the State of Georgia during the year
Accident Health
Gross premiums and risks written
or renewed during the year 116 25 14 00
Gross losses paid
Gross losses incurred
Plate Glass
2760 45
974 16
806 46
THE NATIONAL SURETY COMPANY NEW YORK
WM B Joyce President Samuel H Shiver Secretary
Home Office 346 Broadway New York N Y
Chas H Black Atlanta Attorney for Service in Georgia
ICAPITAL stock
1 Amount of capital paid up
in cash 500000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1706725 09
Extended at 1706725 09
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year Fidelity and surety 123000 21
Gross premiums written and renewed
during the year Fidelity and surety
123658618 burglary 6907726 1305663 44
Total 1428663 64
Deduct gross premiums now in course of
collection Fidelity and surety 163
07003 burglary 2464292 187712 95
Entire premiums collected during the
year Fidelity and surety 119651635
burglary 4443434 1240950 69
Deduct reinsurance return premiums and
cancellations Fidelity and surety
20532443 burglary 1025315 215577 58
18 Total net cash actually received for premiums 1025373 11
19 Interest on mortgage loans I33 51
20 Interest on collateral loans 566 67
COMPTROLLERGENERALS REPORT
503
21 Interest on bonds and dividends on stock 35865 00
22 Interest from all other sources 7746 52
23 Gross rents from companys property 5538 00
24 Total interest and rents 49849 70
30 From all other sources Trust funds 210632 miscel
laneous income 4681 suspense accounts 311740
reinsurance reserve fund held 1060695 15877 48
36 Total income L091100 29
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
1 Gross amount paid for losses Fidelity
and surety 40523226 burglary 506
60 405738 86
2 Deduct salvage and reinsurance Fideli
ty and surety 118317 10
3 Net amount paid policyholders 287421 76
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Surety and fidelity 55397 01
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Surety and fidelity 16116261 burglary 7
12136 168273 97
23 Salaries fees and other compensation of officers and
home office employees x
24 Salaries traveling and all other expenses of agents not
paid by commissions
25 Compensation of resident vicepresidents and consulting
lljboU ol
attorneys 1112832
26 Inspection other than medical
27 Rsnts
28 Repairs and expenses other than taxes on real estate 697 89
29 Taxes on real estate onKC Af
30 All other taxes licenses and insurance department fees 20562 45
32 Advertising 18978 17
33 Printing and stationery gg
34 Postage and express g293
35 Furniture and fixtures
36 Loss on sale or maturity of ledger assets On sale of
Commonwealth Trust Company stock 61750 on one
piece real estate 35000
40 All other disbursements Telephone and telegraph 2
916 00 H O traveling expenses 514439 miscellane
ous expenses 3424706 42307
905936 08
45 Total disbursements 504
COMPTROLLERGENERALS REPORT
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
1 Book value ot real estate unincumbered 152208 55
2 Mortgage loans on real estate first liens 4339 65
3 Loans secured by pledge of bonds stocks or other collat
terals 30000 00
4 Book value of bonds excluding interest 1164364 50
5 Cash in companys office 996910 deposited in bank
47474385 484712 95
6 Bills receivable 4680 05
7 Other ledger assets Equipment 2700583 advanced on
contracts second 2457777 51583 60
11 Ledger assets 1891889 30
NONLEDGER ASSETS
12 Interest due 22080 and accrued 7571
on mortgages 296 31
13 Interest due and accrued on bonds 6564 12
15 Interest due and accrued on other assets 74 62
Total 6935 05
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Fidelity and sure
ty 12240528 burglary 2340006 145805 34
On policies or renewals issued prior to
October 1 1904 Fidelity and surety
4066475 burglary 124286 41907 61
33 Total 187712 95
34 Other nonledger assets viz Reinsurance salvage due
from other companies 1050500 bonded attorneys
subscriptions 16300 10668 00
37 Gross assets 2097205 30
DEDUCT ASSETS NOT ADMITTED
40 Furniture and fixtures equipment 27005 83
43 Gross premiums in course of collection
written prior to October 1 1904 41907 61
44 Book value of ledger assets over market
value viz On real estate 1620855
on stocks and bonds cost value of
bonds in excess of present market
value 6128950 on advanced con
tracts 25768 77755 73
Total 146669 17
51 Admitted assets 1950536 13COMPTROLLERGENERALS REPORT
505
VLIABILITIES
1 Losses and claims
In process of adjustment Fidelity 29
75680 surety 1158434 burglary
75800 42099 14
Resisted by company Fidelity 57045
63 surety 6070700 117752 63
16 Net unpaid claims 159851 77
25 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy 1
14801505 unearned premiums 50 per cent 574007 52
28 Commission brokerage and other charges due and to be
come due to agents or brokers on policies issued subse
quent to October 1 1904 viz Surety and fidelity 19
75910 burglary 702002 26779 12
32 Accounts due or accrued 1664 10
37 Reinsurance 508119 company surety 118700 6208 19
38 Other liabilities viz Trust fund etc 12205606 con
tingent reserve a voluntary safety fund created by
the company 25000000 372053 06
47 Total amount of all liabilities except capital 1140623 76
48 Capital actually paid up in cash 500000 00
49 Surplus over all liabilities 309912 37
50 Surplus as regards policyholders 809912 37
51 Total liabilities 1950536 13
Business in the State of Georgia during 1904
Gross premiums on risks written or renewed
during the year
Gross losses paid
Gross losses incurred
Fidel tv and
ciurety
10346 11
3249 16
5238 98
Burglary
387 75506
COMPTROLLERGENERALS REPORT
THE NEW YORK PLATE GLASS INSURANCE COMPANY
Max Donzicer President Major A White Secretary
Home Office 42 Cedar Street New York City N Y
J C Clark Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year
3 Increase of paidup capital during the
year
518955 09
100000 00
Extended at
618955 09
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year Plate glass 92330 26
Gross premiums written and renewed
during the year Plate glass 536084 96
Total 628415 22
Deduct gross premiums now in course of
collection Plate glass 90834 06
Entire premiums collected during the
year Plate glass 537581 16
Deduct reinsurance return premiums and
cancellations Plate glass 80884 57
18 Total net cash actually received for premiums 456696 59
19 Interest on mortgage loans 721 25
21 Interest on bonds and dividends on stock 19914 50
22 Interest from all other sources 870 13
24 Total interest and rents
25 Profit on sale or maturity of ledger assets Stocks
21505 88
3009 32
36 Total income 481211 79COMPTROLLERGENERALS REPORT
507
IIIDISBURSEMENTS
As shown by the books at the home office at close of business Dec 31 1904
1 Gross amount paid for losses Plate glass 157888 40
2 Deduct salvage and reinsurance Plate
2551 lo
3 Net amount paid policyholders for losses
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Plate glass
22 Stockholders for interest or dividends amount declared
during the year
23 Salaries fees and other compensation of officers and
home office employees
24 Salaries traveling and all other expenses of agents not
paid by commissions
27 Rents
30 All other taxes licenses and insurance department fees
31 Legal expenses not included in No 14
32 Advertising
33 Printing and stationery
34 Postage and express
35 Furniture and fixtures
40 All other disbursements Traveling expenses 19675
suspense 26148 general expense 977893
45 Total disbursements
155337 17
164618 29
112000 00
39317 50
5071 84
6274 92
12051 08
561 00
125 98
3242 71
1462 79
358 20
9817 16
510658 64
As shown by the
IVLEDGER ASSETS
books at the home office at close of business Dec 31 1904
4 Book value of bonds excluding interest 15290012 and
stocks 40948312 vi
5 Cash in companys office 162217 deposited in bank
2550283
11 Ledger assets
18 Market value of bonds and stock over book value
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Plate glassI
On policies or renewals issued prior to
October 1 1904 Plate glass
33 Total
37 Gross assets
562383 24
27125 00
589508 24
45787 76
90638 50
195 56
90834 06
726130 06M m I

508
COMPTROLLERGENERALS REPORT
DEDUCT ASSETS NOT ADMITTED
43 Gross premiums in course of collection written prior to
October 1 1904
51 Admitted assets
195 56
725934 50
VLIABILITIES
1 Losses and claims in process of adjustment Plate glass
25 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 44049204
unearned premiums 50 per cent 220246 02
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 2700133
unearned premiums pro rata 13185 18
27 Total unearned premiums
28 Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1904 viz Plate glass
32 Salaries rents expenses taxes bills accounts fees etc
due or accrued
33 Dividends declared to stockholders not yet due
36 Return premiums
3390 20
233431 20
31707 77
1057 08
6000 00
3130 45
47 Total amount of all liabilities except capital
48 Capital actually paid up in cash 200000 00
49 Surplus over all liabilities 247217 80
50 Surplus as regards policyholders
51 Total liabilities
278716 70
447217 80
725934 50
Business in the State of Georgia during the year
Gross premiums on risks written or renewed during the
year
Gross losses paid
Gross losses incurred
Plate Glass
1312 29
244 50
244 50COMPTROLLERGENERALS REPORT
509
THE NORTH AMERICAN ACCIDENT INSURANCE COMPANY
E C Waller President A E Forrest Secretary
Home Office 217 LaSalle Street Chicago 111
Shepard Bryan Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 100000 00
2 Amount of ledger assets as per balance
December 31 of previous year 241579 47
Extended at I
241579 47
IIINCOME
As shown by the books at the home office at close of business Dec 31 1904
Gross premiums unpaid December 31 last
year Accident 56297 23
Gross premiums written and renewed
during the year Accident 519245 96
Total 575543 19
Deduct gross premiums now in course of
collection Accident 52387 05
Entire premiums collected during the
year Accident 523156 14
Deduct reinsurance return premiums and
cancellations Accident 87949 87
18 Total net cash actually received for premiums
19 Interest on mortgage loans 2715 00
20 Interest on collateral loans 653 33
21 Interest on bonds and dividends on stock 5247 34
22 Interest from all other sources 985 46
24 Total interest and rents
435206 27
9601 13
36 Total income 444807 40
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
Accident
1 Gross amount paid for losses 152154 40
2 Deduct salvage and reinsurance 512 19
3 Net amount paid policyholders for losses 151642 2151Q COMPTROLLERGENERALS REPORT
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Accident
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
lilbob O
classes Accident
23 Salaries fees and other compensation of officers and
home office employees
24 Salaries traveling and all other expenses of agents not
paid by commissions
25 Medical examiners fees and salaries a
4oyi bo
27 Rents at
30 All other taxes licenses and insurance department fees 7955 za
32 Advertising printing and stationery
34 Postage and express 1 072 50
35 Furniture and fixtures
40 All other disbursements Traveling expenses 448648
incidental expenses 915199 hospital fees 42799 14066 46
383208 97
45 Total disbursements
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
2 Mortgage loans on real estate first liens 70050 00
3 Loans secured by pledge of bonds stocks or other col
1 Jit PIS Is
4 Book value of bonds excluding interest 159623 61
5 Cash in companys office 94298 deposited in bank
5765573 58598 71
7 Other ledger assets Agents ledger debtor balances se
1905 58
cured
T to 303177 90
11 Ledger assets
NONLEDGER ASSETS
1 90fi 9
12 Interest accrued on mortgages 1i
19 Gross premiums in course of collection viz On policies
or renewals issued subsequent to October 1 1904 acci
52387 05
dent
34 Other nonledger assets viz Furniture and fixtures 3000 00
37 Gross assets 359771 34
DEDUCT ASSETS NOT ADMITTED
40 Furniture and fixtures 3000 00
51 Admitted assets 356771 34COMPTROLLERGENERALS REPORT
511
VLIABILITIES
1 Losses and claims
In process of adjustment
Resisted by company
18804 39
6000 00
16 Net unpaid claims
21 Estimated expenses incident to the settlement of unpaid
claims viz Accident
25 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
13690975 unearned premiums 50 per cent
28 Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1904 viz Accident
Business in Georgia during 190i
Gross premiums on risks written or renewed during the year
Gross losses paid
Gross losses incurred
24804 39
500 00
68454 87
15716 12
47 Total amount of all liabilities except capital 109475 38
48 Capital actually paid up in cash 100000 00
49 Surplus over all liabilities 147295 96
50 Surplus as regards policyholders 247295 96
51 Total liabilities 356771 34
Accident
3629 96
1871 72
1662 97
THE OCEAN ACCIDENT AND GUARANTEE CORPORATION LIMITED
OF LONDON ENGLAND
Oscar Ising General Manager for the United States
American Head Office 350 Broadway New York City N Y
J C Clabk Atlanta Attorney for Service in Georgia
ICAPITAL stock
2 Amount of ledger assets as per balance
December 31 of previous year 2192835 80
Extended at 2192835 80
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year Accident 1422287 liability
13972149 steam boiler 806303
burglary 742680
169434 19512
COMPTROLLERGENERALS REPORT
Gross premiums written and renewed
during the year Accident 17410006
health 940542 liability 1252525
17 steam boiler 8753296 burglary
12852933 credit 40495581
2057048 75
Total 2226482 94
Deduct gross premiums now in course of
collection Accident 2119963 health
46469 liability 12364120 steam
boiler 817091 burglary 1177098 165247 41
Entire premiums collected during the
year Accident 16712330 health
894073 liability 126860546
steam boiler 8742508 burglary
12418515 credit 40495581 2061235 53
Deduct reinsurance return premiums and
cancellations Accident 46679 health
158443 liability 31117827 steam
boiler 3404310 burglary 4023227
credit 493941 438656 48
18 Total net cash actually received for premiums 1622579 05
21 Interest on bonds and dividends on stock 67127 20
22 Interest from all other sources 3023 72
24 Total interest 70150 92
25 Profit on sale or maturity of ledger assets 17037 50
36 Total income 1709767 47
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
1 Gross amount paid for losses Accident
4921372 health 95890 liability
33523260 steam boiler 667089
burglary 314334 credit 23298032 628199 77
2 Deduct salvage and reinsurance Liabil
ity 30150 burglary 38013 credit
1654084 17222 47
3 Net amount paid policyholders for losses
14 Investigation and adjustment of claims including legal
and other expenses in defence of suits against policy
holders viz Accident 858392 health 900 lia
bility 13004541 steam boiler 227393 burglary
345434
610977 30
144366 60COMPTROLLERGENERALS REFORT
513
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 4052020 health 220bTs9 lia
bility 22641251 steam boiler 1371766 burglary
2358515 credit 8334154
23 Salaries fees and all other compensation of officers and
home office employees
24 Salaries traveling and all other expenses of agents not
paid by commissions
25 Medical examiners fees and salaries
26 Inspections other than medical
27 Rents
30 All other taxes licenses and insurance department fees
31 Legal expenses not included in No 14
32 Advertising
33 Printing and stationery
34 Postage and express
35 Furniture and fixtures
40 All other disbursements Telegrams 88346 telephone
102729 surety bonds 21538 mercantile agency
301750 discount 59403 general expense 4606
74 interest on investments and dividends to home
office 10500000
389783 95
133058 23
22813 67
111 00
9475 19
9697 39
39263 8J
6541 19
2745 65
14384 30
5133 84
4827 33
115344 40
45 Total disbursements 1508523 85
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
4 Book value of bonds excluding interest 2238624 04
5 Cash in companys office 926684 deposited in bank
3732785 with trustees 10000000 146594 69
7 Other ledger assets Premium notes 833750 agents
debit balance 52319 8860 69
11 Ledger assets 2394079 42
NONLEDGEK ASSETS
13 Interest due and accrued on bonds 25098
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Accident 21187
08 health 38269 liability 119489
13 steam boiler 801281 burglary
1171008 160781 79
33 in514
COMPTROLLERGENERALS REPORT
On policies or renewals issued prior to
October 1 1904 Accident 1255
health 8200 liability 415207
steam boiler 15810 burglary 6090 446562
33 Total 165247 41
37 Gross assets 2584425 15
DEDUCT ASSETS NOT ADMITTED
43 Gross premiums in course of collection
written prior to October 1 1904 4465 62
44 Book value of ledger assets over market
value 40971 29
46 Agents debit balance 523 19 45960 10
51 Admitted assets 2538465 05
VLIABILITIES
1 Losses and claims
In process of adjustment Accident 12
28600 health 2500 steam boiler
733500 burglary 132500 credit
3800544 58976 44
Resisted for policyholders Liability 285182 00
16 Net unpaid claims 344158 44
25 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 118788236
unearned premiums 50 per cent 593941 20
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 83989
33 unearned premiums pro rata 47120 19
27 Total unearned premiums 641061 39
28 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1904 viz Accident 706236
health 11480 liability 2867739 steam boiler 2
00320 burglary 327882 41136 57
32 Salaries rents expenses taxes bills accounts fees etc
due or accrued 40000 00
38 Other liabilities viz Special reserve 225000 00
47 Total amount of all liabilities except capital 1291356 40
50 Surplus as regards policyholders 1247108 65
51 Total liabilities 2538465 05COMPTROLLERGENERALS REPORT
515
Business in Georgia during 1901
Gros Premiums
on Risk9 Written
or Renewed dur
ing the Year
Accident 5976 30
Health 677 99
Liability 837555
Steam boiler 354 50
Burglary L072 23
Credit 1799375
Gross Losses Paid Gross Losses Incurred
f 3401 53 3734 53
50 20 50 20
3863 20 4438 20

4203 25
6460 44
PENNSYLVANIA CASUALTY COMPANY OP PENNSYLVANIA
t f H Kingsbtjky Secretary
Thos E Jones President n
Home Office Commonwealth Building Scranton Pa
Carl H King Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledgerassets as per balance
December 31 of previous year i
Extended at
irINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year Accident 2408017 health 5
93082 liability 630373 plate glass
161255 steam boiler 238919 40316 46
Gross premiums written and renewed
during the year Accident 7151551
health 3236452 liability 6427994
plate glass 1098765 steam boiler
1012478
229588 86
Total
Deduct gross premiums now in course of
collection Accident 2314770 health
6 724 76 liability 952690 plate
Ts 322803 steam boiler 156265 44190 04
Entire premiums collected during the
year Accident 7244798 health
31570 58 liability 6105677 plate
Sfs 937217 steam boiler 1095132 185398 82516
COMPTROLLERGENERALS REPORT
Deduct reinsurance return premiums and
cancellations Accident 2704311
health 922550 liability 1577658
plate glass 202921 steam boiler 1
61101
55685 41
18 Total net cash actually received for premiums
21 Interest on bonds and dividends on stock 9565 41
22 Interest from all other sources 643 11
24 Total interest
30 From all other sources Internal revenue stamps re
deemed 939 40 shares Norfolk Southern Railway
stock acquired in exchange of securities 10000
129713 41
10208 52
109 39
36 Total income
140031 32
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
1 Gross amount paid for losses Accident
2478109 health 1365578 liability
702442 plate glass 192788 47389 17
2 Deduct salvage and reinsurance Acci
dent 5507 health 2082 75 89
3 Net amount paid policyholders for losses
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Accident 179333 health 26164 lia
bility 222572
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 1540259 health 754195 lia
bility 1322935 plate glass 226569 steam boiler
278947
23 Salaries fees and other compensation of officers and
home office employees
24 Salaries traveling and all other expenses of agents not
paid by commissions
25 Medical examiners fees and salaries
26 Inspections other than medical
27 Rents
30 All other taxes licenses and insurance department fees
31 Legal expenses not included in No 14
32 Advertising
33 Printing and stationery
34 Postage and express
35 Furniture and fixtures
47313 28
4280 69
41229 05
13445 11
11580 84
1492 48
3425 24
1646 22
3485 07
838 07
3150 56
5211 95
1346 88
221 73
COMPTROLLERGENERALS REPORT
517
36 Loss on sale or maturity of ledger assets Agents ac
counts charged off 288 15
40 All other disbursements General expenses telegraph
telephone and incidentals 4080 71
45 Total disbursements 143036 03
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
4 Book value of bonds excluding interest 20309665 and
stocks 20000 203296 65
5 Cash in companys office 454244 deposited in bank
5482828 59370 72
6 Bills receivable 1630 13
7 Other ledger assets Agents accounts 9471 13
11 Ledger assets 273768 63
NONLEDGER ASSETS
13 Interest due 40000 and accrued 191833 on bonds 2318 33
15 Interest due 4000 and accrued 1576 on other assets 55 76
18 Market value not including interest in item 13 of
bonds and stock over book value 9037 10
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Accident 22922
33 health 655377 liability 9337
90 plate glass 315222 steam boil
er 152560 43491 82
On policies or renewals issued prior to Oc
tober 1 1904 Accident 22536 health
17100 liability 18900 plate glass
7581 steam boiler 3705 698 22
33 Total 44190 04
37 Gross assets 329369 86
DEDUCT ASSETS NOT ADMITTED
43 Gross premiums in course of collection
written prior to October 1 1904 698 22
44 Book value of ledger assets over market
value viz Agents accounts of uncer
tain value 3629 76 4327 98
51 Admitted assets 325041 88518
COMPTROLLERGENERALS REPORT
VLIABILITIES
1 Losses and claims
In process of adjustment Accident 1
00516 health 42641 liability 80
48 plate glass 7596 1588 01
Reported proofs not received Accident
estimated 84500 health estimated
61535 plate glass estimated 28780
estimated 1748 15
Resisted for policyholders Liability 1500 00
16 Total unpaid claims
21 Estimated expenses incident to the settlement of unpaid
claims viz Accident 20000 health 31500 lia
bility 85000
25 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 14622629
unearned premiums 50 per cent 73113 15
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 11036
69 unearned premiums pro rata 5309 66
27 Total unearned premiums
28 Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1904 viz Accident 790840
health 244143 liability 267698 plate glass
98478 steam boiler 46416
32 Salaries rents expenses taxes bills accounts foes etc
due or accrued
37 Reinsurance
47 Total amount of all liabilities except capital
48 Capital actually paid up in cash 200000 00
49 Surplus over all liabilities 25200 50
50 Surplus as regards policyholders
51 Total liabilities
4836 16
1365 00
7S422 81
14475 75
441 66
300 00
99841 38
225200 50
325041 88
Business in Georgia during 190t
Gross Premiums
on Risks Written
or Renewed dur
ing the Year
Accident 1150 95
Health 932 50
Liability 541 00
Plate glass 515 69
Gross Losses
Paid
J 376 42
898 89
347 78
Gross Losses
Incurred
i 376 42
898 89
347 78COMPTROLLERGENERALS REPORT
519
PACIFIC MUTUAL LIFE INSURANCE COMPANY OF CALIFORNIA
Geo A Moore President M Marks Secretary
Home Office 508 Montgomery Street San Francisco Cal
Adam C Harmon Savannah Attorney for Service in Georgia
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year 169307 19
Gross premiums written and renewed
during the year 767309 46
Total 936616 65
Deduct gross premiums now in course of
collection 169242 89
Entire premiums collected during the
year 767373 76
Deduct reinsurance return premiums and
cancellations 230826 86
18 Total net cash actually received for premiums 536546 90
36 Total income carried to life statement 536546 90
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
1 Gross amount paid for losses 200489 32
2 Deduct salvage and reinsurance a5Jit
3 Net amount paid policyholders for losses 196959 74
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Accident
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident
23 Salaries fees and other compensation of officers and
home office employees
24 Salaries traveling and all other expenses of agents not
paid by commissions g279 39
25 Medical examiners fees and salaries
26 Inspections other than medical
27 Rents including 360000 for companys own occupancy 6 4o
30 All other taxes licenses and insurance department fees 9486 62520
COMPTROLLERGENERALS REPORT
fl Legal expenses not included in No 14 3445 50
2 Advertising 2523 46
3 Printing and stationery 7964 78
B4 Postage and express 2752 04
U6 Loss on sale or maturity of ledger assets Profit and loss
including agents balances charged off 13697 22
10 All other disbursements General expense 215689
dividends to policyholders 91277 3069 66
15 Total disbursements carried to life statement 509605 02
NONLEDGER ASSETS
19 Gross premiums in course of collection viz On policies
or renewals issued subsequent to October 1 1904 acci
dent
64 Other nonledger assets viz Reinsurance due from oth
er companies
169242 89
6787 58
il Gross assets carried to life statement 176030 47
VLIABILITIES
1 Losses and claims
In process of adjustment 4000 00
Reported proofs not received 2000 00
Resisted by company 14000 00
16 Net unpaid claims 20000 00
25 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
44062079 unearned premiums 50 per cent 220310 40
28 Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1904 viz Accident 42310 72
47 Total amount of all liabilities carried to life statement 282621 12
Business in Georgia during IM
Accident
Gross premiums on risks written or renewed during the year 5246 13
Gross losses paid 2059 76
Gross losses incurred 2069 76COMPTROLLERGENERALS REPORT
521
THE PACIFIC SURETY COMPANY OP CALIFORNIA
Wallace Evebson President A P Redding Secretary
Home Office 326 Montgomery Street San Francisco California
Haas MacIntyre Atlanta Attorneys for Service in Georgia
ICAPITAL stock
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
December 31 of previous year 396765 91
Extended at I
396765 91
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year Surety 920853 plate glass 7
52833
Gross premiums written and renewed
during the year Surety 7326958
plate glass 3290324
16736 86
106172 82
Total
Deduct gross premiums now in course of
collection surety 636756 plate glass
436772
122909 68
10735 28
Entire premiums collected during the
year Surety 7611055 plate glass
3606385 112174 40
Deduct reinsurance return premiums and
cancellations Surety 500711 plate
glass 178917
6796 28
18 Total net cash actually received for premiums
19 Interest on mortgage loans 7492 n
21 Interest on bonds and dividends on stock
22 Interest from all other sources
1383 02
24 Total interest and rents
25 Profit on sale or maturity of ledger assets Redlands
Electric Light bonds
30 From all other sources Guarantee loss of previous years
recovered
36 Total income
105378 12
19046 11
550 00
1123 92
126098 15522 COMPTROLLERGENERALS REPORT
IIIDISBURSEMENTS
As shown by the hooks at the home office at close of business December 31
1 Gross amount paid for losses Surety
3675208 plate glass 1633047 53082 55
2 Deduct salvage and reinsurance Surety
229694 plate glass 14421 2441 15
3 Net amount paid policyholders for losses 50641 40
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Surety 1277295 plate glass 1170226 24475 21
22 Stockholders for interest or dividends amount declared
during the year 15000 00
23 Salaries fees and other compensation of officers and
home office employees 16932 50
24 Salaries traveling and all other expenses of agents not
paid by commissions 3312 02
27Rents L680 00
30 All other taxes licenses and insurance departments fees 3700 90
31 Legal expenses not included in No 14 5720 08
32 Advertising 956 64
33 Printing and stationery 474 03
40 All other disbursements General office expenses 2890 42
45 Total disbursements 126783 20
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
1 Book value of real estate unincumbered 8021 37
2 Mortgage loans on real estate first liens including inter
est charged 102071 17
4 Book value of bonds excluding interest 19815977 and
stocks 2885100 227010 77
5 Cash in companys office 27120 deposited in bank
Commercial 1094925 11220 45
7 Other ledger assets Savings bank deposits 4080584
advanced on contract secured 200000 suspense
items 495126 47757 10
11 Ledger assets 396080 86
NONLEDGER ASSETS
12 Interest due and accrued on mortgages 344 70
15 Interest due and accrued on other assets 644 91
Total 989 61
17 Market value of real estate over book value 478 63
18 Market value of bonds and stocks over book value 2026 73COMPTROLLERGENERALS REPORT 523
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Surety 479955
plate glass 402583 1 8825
On policies or renewals issued prior to
October 1 1904 Surety 156801
UctoDer i 90
plate glass 34189
10735 28
33 Total
410311 11
37 Gross assets
DEDUCT ASSETS NOT ADMITTED
43 Gross premiums in course of collection written prior to
October 1 1904
408401 21
51 Admitted assets
VLIABILITIES
1 Losses and claims 000 00
Adjusted due Surety
Reported proofs not received Surety 1750 00
Resisted by company surety
Resisted for policyholders steam boiler 2500
15750 00
siSToess reinsuVanceV upon ali unexpired
rTsks running one year or less from date of policy 94
362 00 unearned premiums 50 per cent
28 Commission brokerage and other charges due or to be
28 I dueto agents or brokers on policies issued sub
sequent to October 1 1904 viz Surety 95591 plate
glass 134194
47 Total amount of all liabilities except capital J 65228 85
48 Capital actually paid up in cash 250000
49 Surplus over all liabilities
343172 36
50 Surplus as regards policyholders
408401 21
51 Total liabilities
Business in the State of Georgia during 190
Plate Glass
Gross premiums on risks written or renewed during the
year 615 35
Gross losses paid 615 35
Gross losses incurredMBIHMHNM
2sSS
524
COMPTROLLERGENERALS REPORT
THE PREFERRED ACCIDENT INSURANCE CO OF NEW YORK
Phineas C Lounsbury President Kimball C Atwood Secretary
Home Office 290 Broadway New York City
John S Owens Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1012362 77
Extended at 1012362 77
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year Accident 10233607 health
2558300 127919 07
Gross premiums written and renewed
during the year Accident 1313462
34 health 21789519 1531357 53
Total 1659276 60
Deduct gross premiums now in course of
collection Accident 11796790 health
2949196 147459 86
Entire premiums collected during the
year Accident 129783051 health
21398623 1511816 74
Deduct reinsurance return premiums and
cancellations Accident 13807146
health 3669179 174763 25
18 Total net cash actually received from premiums 1337053 49
21 Interest on bonds and dividends on stock 28146 36
22 Interest from all other sources 2198 84
24 Total interest and rents
30345 20
36 Total income 1367398 69COMPTROLLERGENERALS REPORT
IIIDISBURSEMENTS
As shown by the books at the home office at close of business
Accident 45983347
14
18
Gross amount paid for losses
health 7069563
Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Accident 1428525 health 112500
Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 37926517 health 5625510
22 Stockholders for interest or dividends amount declared
during the year
23 Salaries fees and all other compensation of officers and
home office employees
24 Salaries traveling and all other expenses of agents not
paid by commissions
25 Medical examiners fees and salaries
26 Inspection other than medical
27 Rents including 9500 for companys own occupancy
30 All other taxes licenses and insurance department fees
32 Advertising
33 Printing and stationery
34 Postage and express
35 Furniture and fixtures
525
December 31
530529 10
15410 25
435520 27
12000 00
91325 75
92675 38
10800 00
11537 25
19475 00
24030 53
14337 25
28725 15
19572 35
1115 56
45 Total disbursements j 307
053 84
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
4 Book value of bonds excluding interest 77685863 and
stocks 9970386 876562 49
5 Cash in companys office 417475 deposited in banks
19197038 19G145 13
11 Ledger assets
NONLEDOER ASSETS
13 Interest due and accrued on bonds
18 Market value of bonds and stocks over book value
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Accident 109280
22 health 2732005
On policies or renewals issued prior to
October 1 1904 Accident 868768
health 217191
1072707 62
6419 00
15147 51
136600 27
10859 59
33 Total
147459 86
37 Gross assets 1241733 99526
COMPTROLLERGENERALS REPORT
DEDUCT ASSETS NOT ADMITTED
43 Gross premiums in course of collection written prior to
October 1 1904
51 Admitted assets
VLIABILITIES
1 Losses and claims
In process of adjustment Accident 19
17500 health 45000
Reported proofs not received Accident
1105000 health 200000
Resisted by company Accident
19625 00
13050 00
34562 14
16 Total net unpaid claims
21 Estimated expenses incident to the settlement of unpaid
claims viz Accident
25 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy 1
08200664 unearned premiums 50 per cent
28 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued sub
sequent to October 1 1904 viz Accident 3005206
health 683001
32 Salaries rents expenses taxes bills accounts fees etc
due or accrued
39 Reserve for contingent instalment policies
10859 59
1230874 40
1
67237 14
1500 00
541003 32
36882 07
19712 84
90195 00
47 Total amount of all liabilities except capital 756530 37
48 Capital actually paid up in cash 200000 00
49 Surplus over all liabilities 274344 03
50 Surplus as regards policyholders 474344 03
51 Total liabilities 1230874 40
Business in the State of Georgia during the year
Gross premiums received on risks written or
renewed during the year
Gross losses paid
Gross losses incurred
Accident
12508 50
2498 72
2598 72
Health
1117 50
1221 38
1221 38COMPTROLLERGENERALS REPORT
527
THE STANDARD LIFE AND ACCIDENT INSURANCE CO MICHIGAN
D M Ferry President E A Leonard Secretary
Home Office 115125 Griswold Street Detroit Mich
A L Waldo Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 250000 00
2 Amount of ledger assets as per balance
December 31 of previous year
1567351 93
Extended at 1567351 93
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year Accident 17605512 health
3477492 liability 8164747
Gross premiums written and renewed
during the year Accident 1055623
44 health 12150367 liability 703
74080
292477 51
867 91
Total
2173345 42
Deduct gross premiums now in course of
collection Accident 14797508
health 3742792 liability 9082955
276232 55
Entire premiums collected during the
year Accident 108370348 health
11885067 liability 69455872 1897112 87
Deduct reinsurance return premiums and
cancellations Accident 24632924
health 3212092 liability 6710640 345556 56
18 Total net cash actually received for premiums 1551556 31
19 Interest on mortgage loans 28302 50
21 Interest on bonds and dividends on stock 37793 94
22 Interest from all other sources 2984 90
23 Gross rents from companys property 78 50
24 Total interest and rents
30 From all other sources Suspense account
69159 84
912 19
36 Total income 1621628 34
528
COMPTROLLERGENERALS REPORT
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
1 Gross amount paid for losses Accident
37326765 health 3960695 liabili
ty 22808419 640958 79
2 Deduct salvage and reinsurance Acci
dent 8891 61
3 Net amount paid policyholders for losses 632067 18
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Accident 762423 liability 4463851 52262 74
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 22818447 health 2363391 lia
bility 17162571 423444 09
22 Stockholders for interest or dividends amount declared
during the year 37500 00
23 Salaries fees and other compensation of officers and
home office employees 69745 32
24 Salaries traveling and all other expenses of agents not
paid by commissions 77504 12
26 Inspections other than medical 15324 37
27 Rents 8604 25
28 Repairs and expenses other than taxes on real estate 250 80
29 Taxes on real estate 1031 54
30 All other taxes licenses and insurance department fees 57973 81
32 Advertising 7270 13
33 Printing and stationery 11458 78
34 Postage and express 8267 41
35 Furniture and fixtures 711 74
40 All other disbursements General expenses 2024 02
45 Total disbursements 1405440 30
IVLEDGES ASSETS
As shown by the books at the home office at close of business December 31
1 Book value of real estate unincumbered 56270 00
2 Mortgage loans on real estate first liens 537667 91
4 Book value of bonds excluding interest 1051770 00
5 Cash in companys office 41792 deposited in banks
13741414 137832 06
11 Ledger assets 1783539 97COMPTROLLERGENERALS REPORT
529
NONLEDGEK ASSETS
12 Interest due 71750 and accrued 8
04321 on mortgages 8760 71
13 Interest due and accrued on bonds 11434 57
15 Interest due and accrued on other assets 234 35
Total 20429 63
18 Market value not Including interest in item 13 of
bonds and stock over book value 22265 00
19 Gross premiums in course of collection viz On policies
or renewals issued subsequent to October 1 1904 Ac
cident 14797508 health 3742792 liability 90
82955 276232 55
37 Gross assets 2102467 15
VLIABILITIES
Losses and claims
Adjusted due
health 70000
In process of adjustment Accident
50000 health 140000
Reported proofs not received Accident
4000000 health 277500
Resisted by company Accident
Accident 650000
13
7200 00
14900 00
42775 00
29450 00
16 Net unpaid claims 94325 00
17 Special reserve for unpaid losses viz Accident 15
00000 liability 41933751 43433 51
25 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy 1
29479546 unearned premiums 50 per cent 647397 73
28 Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1904 viz Accident 4069315
health 1029268 liability 2497812 75963 95
32 Salaries rents expenses taxes bills accounts fees etc
due or accrued 7500 00
36 Return premiums 12430 46
37 Reinsurance 4338 53
38 Other liabilities viz Reserve for contingencies 75000 00
47 Total amount of all liabilities except capital
48 Capital actually paid up in cash 250000 00
49 Surplus over all liabilities 501173 97
50 Surplus as regards policyholders
1351293 18
751173 97
51 Total liabilities
34 in
2102467 1553o COMPTROLLERGENERALS REPORT
Business in Georgia during 1904
Accident Health Liability
Gross premiums on risks written or re
newed during the year17065 51 715 56 600 00
Gross losses paid 13034 10 761 06
Gross losses incurred 13034 10 761 06
UNITED STATES BRANCH OF THE THAMES AND MERSEY MARINE
INSURANCE COMPANY LTD OF GREAT BRITAIN
H K Fowler Manager U S Branch
Head Office 821 Beaver Street New York City N Y
A L Fame Savannah Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash deposit capital
New York 300000 00
Amount of ledger assets as per balance
December 31 of previous year 634946 65
Increase of paidup capital during the
year bonds 25437 50
Extended at 660384 15
IIINCOME
Marine and
Inland
639503 43
1 Gross premiums
2 Deduct reinsurance rebate abatement and
return premiums 104214 74
3 Total premiums other than perpetual
7 Interest on bonds and dividends on stocks
535288 69
18970 00
13 Total income 1214642 84
IIIDISBURSEMENTS
Marine and
luland
1 Gross amount paid for losses including
17971142 occurring in previous
years 402935 68
2 Deduct amount received for salvage
9183903 and for reinsurance in other
companies 4071378 132752 81
3 Net amount paid for losses 270182 87COMPTROLLERGENERALS REPORT 531
8 Commissions or brokerage 50854 83
9 Salaries fees and all other charges of officers clerks
agents and other employees 30991 98
10 Rents companys own occupancy 6312 50
13 All other taxes licenses and insurance department fees 15458 48
15 All other disbursements Postage stationery cable
grams etc 390175 remitted to home office 205
47078 209372 53
16 Total disbursements 583173 19
IVLEDGER ASSETS
4 Book value of bonds excluding interest 552255 50
5 Cash in companys office 6884 deposited in bank
6727 136 11
6 Agents balances representing business written subse
quent to October 1 1904 78401 21
7 Agents balances representing business written prior to
October 1 1904 676 83
11 Total ledger assets 631469 65
NONLEDGER ASSETS
13 Interest due 2350 and accrued 278333 on bonds and
stocks 5133 33
21 Gross assets 636602 98
DEDUCT ASSETS NOT ADMITTED
4 Agents balances representing business
written prior to October 1 1904 676 83
7 Depreciation from book value of ledger
assets to bring same to market value
viz 55225550 less 53763750 14618 00
8 Total 1529483
9 Total admitted assets 621308 15
VLIABILITIES
2 Gross claims for losses in process of ad
justment or in suspense including all
reported and supposed losses 274955 00
5 Deduct reinsurance due or accrued 31275 00
6 Net amount of unpaid losses and claims 243680 00532
COMPTROLLERGENERALS REPORT
10
7 Gross premiums less reinsurance re
ceived and receivable upon all unex
pired marine risks running one year
or less from date of policy 640100
unearned premiums 50 per cent 32000 00
Gross premiums less reinsurance cash
and bills received and receivable
upon all unexpired marine risks 19
02400 unearned premiums 100 per
cent 19024 00
12 Total unearned premiums as computed above 51024 00
20 Commissions brokerage and other charges due or to be
come due to agents and brokers 235173 reinsurance
premiums 1036716 12718 89
24 Total amount of all liabilities except capital
25 Capital actually paid up in cash deposit
capital 300000 00
26 Surplus over all liabilities 13885 26
27 Surplus as regards policyholders
307422 89
313885 26
28 Total liabilities
621308 15
Business in the State of Georgia during the year
Risks written
Premiums received excluding only 1567 cancellation
Losses paid
Losses incurred
Marine an i
Inland
888111 00
2136 72
33 37
331 37
THE TITLE GUARANTY AND TRUST COMPANY OF SCRANTON PA
L A Watkks President D B Atiierton Secretary
Home Office 516 Spruce Street Scranton Pa
Alexander W Smith Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 766900 00
2 Amount of ledger assets as per balance
December 31 of previous year 2164540 42
3 Increase of paidup capital during the
year 5000 00
Extended at 2169540 42COMPTROLLERGENERALS REPORT
533
III5TC0ME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year Surety 22000 26
Gross premiums written and renewed
during the year Surety 38936809
title 97221 390340 30
Total 412340 56
Deduct gross premiums now in course of
collection Surety 7041380 title
21400 70627 80
Entire premiums collected during the
year Surety 34095455 title 75821 341712 76
Deduct reinsurance return premiums and
cancellations Surety 32501 14
18 Total net cash actually received for premiumsf
19 Interest on mortgage loans 3321 23
20 Interest on collateral loans 22392 30
21 Interest on bonds and dividends on stock 41233 79
22 Interest from all other sources 2676 44
24 Total interest and rents
25 Profit on sale or maturity of ledger assets Commission
on sale of stocks and bonds
From all other sources Increase in surplus fund on
500000 increase in capital stock paid in 375000
trust commissions for acting as trustee under corpo
ration mortgages 577774 exchange 33297
30
309211 62
74623 76
8055 57
9860 71
36 Total income 401751 66
IIIDISBURSEMEKTS
As shown by the books at the home office at close of business December 31
1 Gross amount paid for losses Surety 42487 09
2 Deduct salvage and reinsurance Surety 14752 48
3 Net amount paid policyholders for losses 27734 61
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Surety 87322 61
22 Stockholders for interest or dividends 30476 00
23 Salaries fees and other compensation of officers and
home office employees 20665 21
24 Salaries traveling and all other expenses of agents not
paid by commissions 2780 57
29 Taxes on real estate 1041 19fq4 COMPTROLLERGENERALS REPORT
30 All other taxes licenses and Insurance department fees 7868 48
4517 oo
32 Advertising 13 502 05
33 Printing and stationery
34 Postage and express
40 All other disbursements General expenses Surety de
partment 4127480 general expense all other depart
m 84358 54
ments 4308374
289608 98
45 Total disbursements
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
I Book value of real estate unincumbered 9J8
2 Mortgage loans on real estate first liens 13961 9o
3 Loans secured by pledge of bonds stocks or other col
47319 30
laterals
4 Book value of bonds excluding interest 67640000 and
stocks 30980000 986200 00
5 Cash in companys office 268111 deposited in bank
21585276 218533 87
7 Other ledger assets Furniture and fixtures 2033607
judgments and claims 1175544 32091 51
II Ledger assets 1515634 76
NONLEDGER ASSETS
12 Interest due and accrued on mortgages 3270 14
13 Interest due and accrued on bonds 14847 39
Total 1811753
18 Market value not including interest in item 13 of
bonds and stock over book value 60825 00
19 Gross premiums in course of collection viz On policies
or renewals issued subsequent to October 1 1904
Surety 7041380 title 21400 70627 80
34 Other nonledger assets viz Bills receivable 4825 47
37 Gross assets L60030 56
DEDUCT ASSETS NOT ADMITTED
39 Bills receivable 4825 47
40 Furniture and fixtures 20336 07
Total 25161 54
51 Admitted assets 1644869 02COMPTROLLERGENERALS REPORT
535
VLIABILITIES
1 Losses and claims
In process of adjustment Surety 3086 21
Reported proofs not received Surety 61132 26
Resisted by company Surety 734 10
16 Net unpaid claims 64952 57
25 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 34149358
unearned premiums 50 per cent 170746 79
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 219009
unearned premiums pro rata 2190 09
27 Total unearned premiums 172936 88
28 Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1904 viz Surety 21055 54
38 Other liabilities viz Due banks 12795815 certificate
of deposits 16256306 290521 21
47 Total amount of all liabilities except capital 549466 20
48 Capital actually paid up in cash 766900 00
49 Surplus over all liabilities 328502 82
50 Surplus as regards policyholders 1095402 82
51 Total liabilities 1644869 02
Business in Georgia during 190
Surety
Gross premiums on risks written or renewed during the year 2295 59
THE TRAVELERS INSURANCE COMPANY OF CONNECTICUT
S C Durham President
John E Morris Secretary
Home Office 56 Prospect Street Hartford Conn
ICAPITAL STOCK
1 Amount of capital paid up
in cash 1000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 7629914 59
3 Voluntary reduction by company in book
value of securities 50500 00
7579414 59
Extended at v536
COMPTROLLERGENERALS REPORT
As shown by the books at the home office at close of business December 31
Entire premiums collected during the
year Accident 270713921 health
26782133 liability 304507977 6020040 31
Deduct reinsurance return premiums and
cancellations Accident 10581044
health 1785781 liability 19154135 315209 60
18 Total net cash actually received for premiums 5704830 71
21 Interest on bonds and dividends on stock 356658 50
22 Interest from all other sources 9056 06
24 Total interest
365714 56
36 Total income 6070545 27
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
1 Gross amount paid for losses Accident
111162896 health 12691560 lia
bility 70093718 1939481 74
2 Deduct salvage and reinsurance Acci
dent 586995 health 511387 10983 82
3 Net amount paid policyholders for losses 1928497 92
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Accident 1833346 health 2000 lia
bility 33409315 352446 61
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 83883524 health 5972646 lia
bility 64895815 1547519 85
22 Stockholders for interest or dividends amount declared
during the year 250000 00
23 Salaries fees and other compensation of officers and
home office employees 230827 96
24 Salaries traveling and all other expenses of agents not
paid by commissions 325391 96
25 Medical examiners fees and salaries 94681 60
26 Inspections other than medical 49892 51
27 Rents 66757 08
29 Taxes on capital stock 55848 66
30 All other taxes licenses and insurance department fees 96152 45
31 Legal expenses not included in No 14 14039 79
32 Advertising 45336 84
33 Printing and stationery 61028 24COMPTROLLERGENERALS REPORT
537
34 Postage and express 34521 10
35 Furniture and fixtures 2652013 expense 3185268 58372 81
36 Loss on sale or maturity of ledger assets 7040 00
40 All other disbursements Profit andloss 37980 print
ing plant equipment 2216718 22546 98
45 Total disbursements 5240902 36
IVLEDGER ASSETS
4 Book value of bonds excluding interest 534056840
and stocks 250312801 7843696 41
5 Cash in companys office 270620 deposited in bank
53420633 536912 53
6 Bills receivable 11613 82
7 Other ledger assets Agents debit balances 16834 74
11 Ledger assets
8409057 50
NONLEDGER ASSETS
13 Interest accrued but not due on bonds
18 Market value not including interest in item 13 of
bonds and stock over book value
57564 36
473126 94
37 Gross
assets 8939748 80
DEDUCT ASSETS NOT ADMITTED
39 Bills receivable 11613 82
44 Book value of ledger assets over market
value viz Agents debit balances
51 Admitted assets
16834 74
28448 56
8911300 24
VLIABILITIES
1 Losses and claims
In process of adjustment
Reported proofs not received
Resisted by company
25
Accident
37000 00
49750 00
67300 00
16 Net unpaid claims 5f 11
17 Special reserve for unpaid losses viz Liability 101551b b
21 Estimated expenses incident to the settlement of unpaid
claims viz Liability 302715 98
Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 399471625
unearned premiums 50 per cent 1997358 13
538
COMPTROLLERGENERALS REPORT
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 196692
24 unearned premiums pro rata 620932 88
27 Total unearned premiums 2618291 01
32 Salaries rents expenses taxes bills accounts fees etc
due or accrued 85000 00
38 Other liabilities viz Additional reserve liability de
partment 617803 93
47 Total amount of all liabilities except capital 4793377 18
48 Capital actually paid up in cash 1000000 00
49 Surplus over all liabilities 3117923 06
50 Surplus as regards policyholders 4117923 06
51 Total liabilities 8911300 24
Business in Georgia during 190t
Accident Health Liability
Gross premiums on risks written or
renewed during the year47636 45 434129 31415 48
Gross losses paid 30916 95 3436 10 4440 65
Gross losses incurred 23416 95 3436 10 4440 65
UNITED STATES CASUALTY COMPANY OF NEW YORK
Benjamin F Tracy President Edson S Lott Secretary
Home Office 141 Broadway New York N Y
Joseph M Terrell Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
In cash 300000 00
2 Amount of ledger assets as per balance
December 31 of previous year 1549348 36
Extended at 1549348 36
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year Accident 4260160 health
1611868 liability 5788793 steam
boiler 567501 sprinkler 223572 124518 94

COMPTROLLERGENERALS REPORT
539
Gross premiums written and renewed
during the year Accident 65311743
health 16995441 liability 569112
28 steam boiler 5683291 sprink
ler 3524915 1484266 18
Total L608785 12
Deduct gross premiums now in course of
collection Accident 4383354 health
1837028 liability 5003935 steam
boiler 602773 sprinkler 219241 120463 31
Entire premiums collected during the
year Accident 65188549 health
16770281 liability 57696086
steam boiler 5648019 sprinkler
3529246 1488321 81
Deduct reinsurance return premiums and
cancellations Accident 15874754
health 6340207 liability 150169
21 steam boiler 1958920 sprink
ler 1135944 403267 46
18 Total net cash actually received for premiums 1085054 35
19 Interest on mortgage loans 200 00
21 Interest on bonds and dividends on stock 54845 16
55045 16
24 Total interest
25 Profit on sale or maturity of ledger assets Profit on sale
of United States Steel Corporation sinking fund 5 per
cent bonds 236250 profit on sale of Baltimore
Ohio Railroad 4 per cent bonds 78750 profitovl sale
of Union Pacific Railroad 4 per cent bonds 1587o 3308 75
1143408 26
36 Total income
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
1 Gross amount paid for losses Accident
17875871 health 4984416 liabil
ity 17030522 steam boiler 3214
55 sprinkler 351614 405638 78
2 Deduct salvage and reinsurance Acci
dent 187841 liability 658602 g m 65
steam boiler 25022
oqfi 024 13
3 Net amount paid policyholders for losses a540
COMPTROLLERGENERALS REPORT
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders viz Accident 502625 health 33920 lia
bility 3093531 steam boiler 24423 sprinkler
18012 36725 11
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance for the following
classes Accident 15475847 health 2941464 lia
bility 11220425 steam boiler 962114 sprinkler
575851 311757 01
23 Salaries fees and other compensation of officers and
home office employees 102808 05
24 Salaries traveling and all other expenses of agents not
paid by commissions 49095 11
26 Inspections other than medical 16649 15
27 Rents 12237 50
29 Taxes on real estate 1279 47
30 All other taxes licenses and insurance department fees 22260 82
31 Legal expenses not included in No 14 874 35
32 Advertising 1405 00
33 Printing and stationery 22099 97
34 Postage and express 9890 33
35 Furniture and fixtures 3152 36
40 All other disbursements Telegrams and telephone 1
60991 fees of directors 473500 miscellaneous
1171605 profit and loss premiums uncollectable
5090 18111 86
45 Total disbursements 1005270 22
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
1 Book value of real estate unincumbered 5000 00
2 Mortgage loans on real estate first liens 5000 00
4 Book value of bonds excluding interest 151360501
and stocks 12648750 1640092 51
5 Cash in companys office 1176200 deposited in bank
2465227 36414 27
6 Bills receivable 979 62
11 Ledger assets 1687486 40
NONIEIGEH ASSETS
13 Interest accrued on bonds 13833 58
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Accident 43435
53 health 1821253 liability 49
92871 steam boiler 602773 sprink
ler 219241 119796 91COMPTROLLERGENERALS REPORT
541
On policies or renewals issued prior to
October 1 1904 Accident 39801
health 15775 liability 11064 666 40
33 Total 120463 31
37 Gross assets 1821783 29
DEDUCT ASSETS NOT ADMITTED
39 Bills receivable 979 62
43 Gross premiums in course of collection
written prior to October 1 1904 666 40
44 Book value of ledger assets over market
value 31488 76 33134 78
51 Admitted assets 1788648 51
VLIABILITIES
1 Losses and claims
In process of adjustment Accident 28
08100 health 530100 liability 6
41200 sprinkler 9500 39889 00
Resisted by company Accident 17931
health 31100 steam boiler 70000 18942 00
Resisted for policyholders Liability 70065 00
16 Net unpaid claims 128896 00
21 Estimated expenses incident to the settlement of unpaid
claims viz Accident 142300 health 5800 lia
bility 156000 steam boiler 10000 sprinkler 500 3146 00
25 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 90450950
unearned premiums 50 per cent 452254 75
26 Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 83600
76 unearned premiums pro rata 58380 50
27 Total unearned premiums 510635 25
28 Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1904 viz Accident 1085889
health 455314 liability 1248218 steam boiler
150693 sprinkler 54810 29949 24
32 Salaries rents expenses taxes bills accounts fees etc
due or accrued 2000 00
37 Reinsurance 5269 52
38 Other liabilities viz Contingency fund 108752 50
47 Total amount of all liabilities except capital 788648 51542
COMPTROLLERGENERALS REPORT
48 Capital actually paid up in cash
49 Surplus over all liabilities
300000 00
700000 00
50 Surplus as regards policyholders 1000000 00
51 Total liabilities 1788648 51
Business in the State of Georgia during 190Jh
Accident
Health
Liability
Steam boiler
Sprinkler
Gross Premiums
on Risks Written
or Renewed dur
ing the Year
15090 67
4308 38
20340 87
1301 03
130 00
Gross Losses
Paid
7878 57
2402 25
9429 04
Gross Lisses
Incurred
f 7878 57
2402 25
9429 04
UNITED STATES FIDELITY AND GUARANTY COMPANY OF
MARYLAND
John R Bland President Geo R Callis Secretary
Home Office temporary location 16 W Saratoga Street Baltimore Md
W H Patterson Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
in cash 1700000 00
2 Amount of ledger assets as per balance
December 31 of previous year
2662308 60
Extended at 2662308 60
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year Fidelity and surety 32656949
burglary 8178795 408357 44
Gross premiums written and renewed
during the year Fidelity and surety
196805579 burglary 51831049 2486366 28
Total 2894723 72
Deduct gross premiums now in course of
collection Fidelity and surety 316
14890 burglary 6223715 378386 05COMPTROLLERGENERALS REPORT
543
Entire premiums collected luring the
year Fidelity and surety 1978476
38 burglary 53786129 2516337 67
Deduct reinsurance return premiums and
cancellations Fidelity and surety
22987105 burglary 15113612 381007 17
18 Total net cash actually received for premiums 2135330 50
19 Interest on mortgage loans 171 35
20 Interest on collateral loans 2284 31
21 Interest on bonds and dividends on stocks 93311 03
22 Interest from all other sources 4493 87
23 Gross rents from companys property in
cluding 100000 for companys own oc
cupancy 7445 96
24 Total interest and rents 107706 52
25 Profit on sale or maturity of ledger assets 100 shares
Chicago Milwaukee and St Paul Railway preferred
45000 1000 shares Lawyers Surety Company stock
5000000 50450 00
30 From all other sources Department of guaranteed at
torneys 24393 63
36 Total income 2317880 65
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
1 Gross amount paid for losses Fidelity
and surety 65689562 burglary 132
13411 789029 73
2 Deduct salvage and reinsurance Fidelity
and surety 20495635 burglary 8
35441 213310 76
3 Net amount paid policyholders for losses
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders
18 Commission or brokerage less amount received on re
turn premiums and reinsurance
22 Stockholders for interest or dividends amount declared
during the year 7 per cent
23 Salaries fees and all other compensation of officers and
home office employees
24 Salaries traveling and all other expenses of agents not
paid by commissions
26 Inspections other than medical
27 Rents including 1000 for companys own occupancy
575718 97
32946 13
579081 05
119000 00
167605 83
177103 05
16409 28
33684 12544
COMPTROLLERGENERALS REPORT
28 Repairs and expenses other than taxes on real estate 39984 06
29 Taxes on real estate 1438 24
30 All other taxes licenses and insurance department fees 59289 69
31 Legal expenses not included in No 14 27709 38
32 Advertising 31802 28
33 Printing and stationery 32763 66
34 Postage express and telegrams 48403 73
35 Furniture and fixtures 12714 50
40 All other disbursements Traveling expenses home office
account 636339 incidentals development etc 25
77554 32138 93
45 Total disbursements 1987792 90
IVLEDGER ASSETS
As shown by the books at the home office at close of business December 31
1 Book value of real estate unincumbered 398548 52
2 Mortgage loans on real estate first liens 1460000 oth
er than first 200000 16600 00
3 Loans secured by pledge of bonds stocks or other collat
erals 33383 50
4 Book value of bonds excluding interest 193682281
and stocks 8048400 2017306 81
5 Cash in companys office 4731277 deposited in bank
33896636 386279 13
7 Other ledger assets Advanced account contracts se
cured 9806910 due for subscriptions department
guaranteed attorneys 4220929 140278 39
11 Ledger assets 2992396 35
NONLEDGER ASSETS
12 Interest due and accrued on mortgages 59 00
13 Interest due and accrued on bonds and stocks 24813 14
14 Interest due and accrued on collateral loans 391 44
15 Interest due and accrued on other assets 1252 92
19 Gross premiums in course of collection viz
On policies or renewals issued subsequent
to October 1 1904 Fidelity and surety
30357290 burglary 5811338 361686 2S
On policies or renewals issued prior to
October 1 1904 Fidelity and surety
1257600 burglary 412377 16699 77
33 Total 378386 05
37 Gross assets 3397298 90COMPTROLLERGENERALS REPORT
545
43
DEDUCT ASSETS NOT ADMITTED
Gross premiums in course of collection
written prior to October 1 1904 16699 77
44 Book value of ledger assets over market
value viz Stocks and bonds 10844 76
27544 53
51 Admitted assets 3369754 37
VLIABILITIES
1 Losses and claims
In process of adjustment Fidelity and
surety 3791670 burglary 1345125 51367 95
Resisted by company Fidelity and sure
ty 17165000 burglary 50000 172150 00
14 Total 223517 95
15 Deduct reinsurance 128 33
16 Net unpaid claims
21 Estimated expenses incident to the settlement of unpaid
claims viz Fidelity and surety
25 Gross premiums less reinsurance upon
all unexpired risks running one year or
less from date of policy 206247096
unearned premiums 50 per cent 1031235 48
Gross premiums less reinsurance upon
all unexpired risks running more than
one year from date of policy 115369
38 unearned premiums pro rata 65408 88
223389 62
5000 00
26
27 Total unearned premiums
28 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1904 viz Fidelity and surety
6375031 burglary 1220381
37 Reinsurance
1096644 36
75954 12
1896 85
47 Total amount of all liabilities except capital 1402884 95
48 Capital actually paid up in cash 1700000 00
49 Surplus over all liabilities 266869 42
50 Surplus as regards policyholders 1966869 42
51 Total liabilities 3369754 37
Business in Georgia during 190J
Fidelity and
surety Burglary
Gross premiums on risks written or re
newed during the year 24306 03 1815 03
Gross losses paid 26491 57 1363 00
Gross losses incurred 28016 57 1386 00
35 i
J

546
COMPTROLLERGENERALS REPORT
UNITED STATES HEALTH AND ACCIDENT INSURANCE COMPANY
OF MICHIGAN
J B Pitcher President V D Cliff Secretary
Home Office 128130 N Washington Avenue Saginaw Mich
John R Thornton Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital paid up
In cash 200000 00
2 Amount of ledger assets as per balance
December 31 of previous year
Extended at
354621 61
354 621 61
IIINCOME
As shown by the books at the home office at close of business December 31
Gross premiums unpaid December 31 last
year 12070 50
Gross premiums written and renewed
during the year 730286 52
TotalI 742357 02
Deduct gross premiums now in course of
collection 8525 08
Entire premiums collected during the
year 733831 94
Deduct reinsurance return premiums and
cancellations 3360 91
18 Total net cash actually received for premiums 730471 03
19 Interest on mortgage loans 1147 97
20 Interest on collateral loans 2 25
21 Interest on bonds and dividends on stock 8744 89
22 Interest from all other sources 1450 02
24 Total interest
30 From all other sources
11345 13
770 47
36 Total income 1097208 24COMPTROLLERGENERALS REPORT
547
IIIDISBURSEMENTS
As shown by the books at the home office at close of business December 31
Accident
and
Health
1 Gross amount paid for losses 375150 86
2 Deduct salvage and reinsurance 4576 48
3 Net amount paid policyholders for losses 370574 38
14 Investigation and adjustment of claims including legal
and other expenses in defense of suits against policy
holders L860 49
18 Commissions or brokerage less amount received on re
turn premiums and reinsurance 155672 69
22 Stockholders for interest or dividends amount declared
during the year 32000 00
23 Salaries fees and other compensation of officers and
home office employees 39060 71
24 Salaries traveling and all other expenses of agents not
paid by commissions 19048 04
25 Medical examiners fees and salaries 5222 10
27 Rents 12620 47
30 All other taxes licenses and insurance department fees 13836 78
31 Legal expenses not included in No 14 2169 30
32 Advertising 3582 04
33 Printing and stationery 8811 37
34 Postage and express 13972 96
35 Furniture and fixtures 2031 97
40 All other disbursements Office supplies 62772 agents
balances 3249 general expense 161491 2275 12
45 Total disbursements 682738 42
IVLEDGER ASSETS
2 Mortgage loans on real estate first liens 35072 84
4 Book value of bonds excluding interest
30232870 and stocks 150000 303828 70
5 Cash in companys office 8598 deposit
ed in bank 7675201 76837 99
Total 415739 53
Less ledger liabilities balance due for re
insurance 1269 71
m 414469 82
11 Ledger assets
NONLEDOEB ASSETS
12 Interest due 31836 and accrued 54078 on mortgages 859 14
13 Interest accrued on bonds
548 COMPTROLLERGENERALS REPORT
19 Gross premiums in course of collection viz On policies
or renewals issued subsequent to October 1 1904 acci
dent and health 8525 08
34 Other nonledger assets viz Reserve reinsurance de
posit 1749 71
37 Gross assets 428651 20
VLIABILITIES
1 Losses and claims
In process of adjustment Accident and
health 1476 91
Reported proofs not received Accident
and health 26460 00
Resisted by company Accident and
health 3084 00
16 Net unpaid claims 31020 91
21 Estimated expenses incident to the settlement of unpaid
claims 840 91
25 Gross premiums less reinsurance upon all unexpired
risks running one year or less from date of policy
4428566 unearned premiums 50 per cent 22142 83
28 Commission brokerage and other charges due or to be
come due to agents or brokers on policies issued subse
quent to October 1 1904 2210 04
32 Salaries rents expenses taxes bills accounts fees etc
due or accrued 12334 00
35 Other liabilities viz Commissions accrued 8000 00
47 Total amount of all liabilities except capital 76548 69
48 Capital actually paid up in cash 200000 00
49 Surplus over all liabilities 152102 51
50 Surplus as regards policyholders 352102 51
51 Total liabilities 428651 20
Business in Georgia during ISO
Accident
Gross premiums on riskswritten or renewed during the year 7784 02
Gross losses paid 3538 41
Gross losses incurred 3966 41TABLE No IINSURANCE DEPARTMENT
TABLE No 1
Fire Insurance Companies Authorized to Transact Business in this State for the Year 1905
Condition is Shown to 1st of January 1905
en

Their General
NAME OF COMPANY
American CentralFire
American
Agricultural
Aetna
Atlas Assuranee
Atlanta and Birmingham
Atlanta Home
British America
Boston Insurance Co
Caledonian
Citizens
Commercial Union
Continental
Connecticut
Eagle
Fire Association
Firemans Fund
Georgia Home
German Alliance
German
German American
Germania
Glens Falls
HamburgBremen
Hanover
Hartford
Home
Insurance Co of N A
Liverpool London Globe
Liverpool London Globe
Law Union and Crown
STATE
Assets
Liabilities
St Louis Mo
Newark N J
Watertown N J
Hartford Conn
London Eng
Birmingham Ala
Atlanta Ga
Toronto Canada
Boston Mass
Edinburgh Scotland
St Louis Mo
London Eng
New York N Y
Hartford Conn
New York N Y
Philadelphia Pa
San Francisco Cal
Columbus Ga
New York N Y
Freeport 111
New York N Y
New York N Y
New York N Y
Hamburg Germany
New York N Y
Hartford Conn
New York N Y
Philadelphia Pa
England
New York N Y
England
3886739 73
5232605 34
2745646 99
15814054 98
1879171 44
586763 06
325341 17
1471079 94
3959133 80
1814112 49
726017 59
5230425 78
14543153 32
5340136 94
581814 29
6550172 35
6526439 82
1043369 93
1378968 75
5668131 77
13138270 12
6352699 73
4176096 25
2008938 61
4079801 52
15632483 34
19417329 53
11980733 59
12107398 43
571985 50
889458 83
Surplus Be
yond Capital
and all
Liabilities
1697463 10
2595703 98
1532723 61
5367293 89
1091793 17
248368 23
56461 53
1070059 28
1088821 71
1147808 67
371629 80
3701240 59
6786491 79
2925215 78
3906 24
5019973 52
3292528 24
503630 56
441112 56
122003
5796362 74
2713474 23
1467473 06
1605386 18
2385032 56
10356234 67
9041008 30
6277995 29
7038506 47
183918 89
331776 04
Income
Expenditures
1189276 63
2036901 36
712923 38
6446851 09
787378 27
115894 83
68879 64
400120 66
1870312 09
666303 82
154387 79
1529185 19
6756661 53
1414921 16
177908 05
1030198 87
2233911 58
239739 37
537856 19
1728766 63
5841907 38
2639225 50
2508623 19
403552 43
694768 96
4026248 67
7376321 23
2702738 30
5068891
188066 61
557682 79
2045257 72
2213694 80
1391680 95
6375985 60
1820308 57
430108 87
80443 01
1677053 38
1700220 27
1368730 43
539174 31
4726703 17
6447442 08
3217320 22
212210 20
4167770 85
4442421 29
461755 70
496708 67
3506114 54
5736641 45
2641508 82
1609469 95
1870615 93
2853134 17
12400471 89
9319382 51
7651604 24
7815715 45
220176 55
555450 14
1928668 61
1903636 80
1335524 67
5521542 04
1402477 47
339743 93
55922 98
1595905 32
1536876 87
1289487 64
513318 33
4134372
5908960 56
2974861 31
6375 81
3884530 91
3692548 28
577824 97
440224 55
2734951 63
4887299 89
2169480 63
1367281 29
1706924 50
2867501 11
11177871 76
8262456 70
6759838 70
7830925 21
157761 81
532667 12
116589 11
310058 00
56156 28
854443 56
417831 10
90364 94
24520 03
81148 06
163343 40
79252 79
25855 98
592330 79
538481 52
242458 91
205834 39
283239 94
749873 01
56584 12
871162 91
849341 56
472028 19
242188 66
163691 43
1222600 13
1056925 81
891765 54
62414 74
22783 02
Loss
116069 27
O
O
H
w
o
t1

6
H
Z
H
W

CO
W
H
O
w
14366 94
15209 76London Assurance
London and Lancashire
Lumber Mutual
Mercantile Mutual
Milwaukee Mechanics
National
National Union
N iagara
New Hampshire
North German
Norwich Union
North British and Mercantile
Northern Assurance
North River
Orient
Palatine
Pennsylvania
Phoenix Assurance
Phoenix
Phoenix
Queen
RochesterGerman
Royal
Scottish Union and National
Southern Mutual
Springfield
St Paul
Sun Insurance Office
Sun
Traders
Union Assurance Society
Western Assurance
Westchester
Williamsburgh City
England
England
Boston Mass
Providence R I
Milwaukee Wis
Hartford Conn
Pittsburg Pa
New York N Y
Manchester N H
New York N Y
England
England
England
New York N Y
Hartford Conn
England
Philadelphia Pa
England
Brooklyn N Y
Hartford Conn
New York N Y
Rochester N Y
England
Scotland
Athens Ga
Springfield Mass
St Paul Minn
England
New Orleans La
Chicago 111
England
Canada
New York N Y
Brooklyn N Y
Totals
2891033 79
3079850 81
203956 61
214070 48
2992532 16
6483987 78
1821784
4411244 63
3911743 34
502666
2752389 87
6634478 54
4023115 64
1481887 90
2272487 72
2083946 90
6428988 51
3232791 22
8007130 96
7341888 59
6371395 17
1515749 88
8574081 73
5017777 73
1047517 17
6590231 13
4011897 21
3195449 06
1110926 94
2869953 87
1782954 47
2425887 72
3636471 44
2619236 37
1588668 72
2023850 49
87428 91
104081 65
1562704 22
3812760 28
766185 66
2404262 92
1712057 85
247560 23
1857421 00
3686720 56
2513385 38
742768 90
1079536 19
1221665 62
3443725 09
4163782 42
5316414 63
3561297 27
3121593 21
924167 12
5477642 48
2055941 43
151657 53
3015244 95
2387391 00
2110865 09
323769 50
1325489 05
909725 67
1703088 47
1943587 31
1072603 01
1302365 07
1056000 32
116527 70
109988 83
1229827 94
1671227 50
305598 42
1506981 17
1199685 49
55107 85
894968 87
2947757
1309730 26
389119 05
692951 53
862281 28
2585263 42
1069008 80
1690716 33
1780591 32
2249801 96
391582 76
30439 25
2961836 30
777365 56
1574986 18
1124506 21
1084583 97
287157 44
1044464 82
873228
722799 25
1392884 13
1296633 36
1991966 12
2173295 73
162690 56
216376 13
1548764 81
4676643 76
1031484 58
3377761 14
1949135 03
421569 95
2785972 58
4196816 77
3723600 40
1181232 80
1216898
1436698 07
3061855 23
3065278 40
6147511 40
4205930 33
4083701 35
1185078 29
5502729 12
2145685 11
342594 68
3635214
3413751 77
2972482 10
496108 59
1595003 31
1737154 05
2768573 10
2211210 64
1233497 54
297203940 43 154780364 29 S 102750374 27 181889543 85
1653448 66
1980805 51
62749 04
58556 46
1489986 40
4647332 82
867874 41
2492516 17
1981187 20
328794 86
2702736 12
4241020 50
3120218 34
947676 55
1159014 05
490536 11
2823761 78
2872996 19
5698843 46
3633106 28
3483617 08
1283822 23
5192855 64
1988047 42
336646 43
3441507 68
3080860 20
2747678 78
454282 78
1513576 19
1662939 06
887726
2151203 62
1163541 08
162339229 53
338517 46
192490 22
99941 52
157819 67
58778 41
29310 94
163610 17
885244 97
92775 09
83246 46
603382 06
233556 25
57884 83
946161 96
238093 45
192282 21
448667 94
572824 05
600084 27
409873 48
157637 69
5948 25
193707 12
332891 57
224803 32
41825 81
81427 12
74215 99
1880846 42
60007 02
69956 43
20281180 27 320645 81
32052 17
44203 73
8743 94
O
O
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H
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F
H
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to
TABLE No 2
Old Line Life Insurance Companies Authorized to Transact Business in this State for the Year 1905
Condition is Shown to 1st of January 1905
Their General
in
to
NAME OF COMPANY
STATE
JEtnaLife
Atlanta Industrial
Citizens
Columbian National t
Columbia
Connecticut Mutual
Equitable
Fidelity Mutual j
Franklin
Germania
Hartford
Home
Illinois t
Interstate
Life Insurance Co of Virginia
Manhattan
Maryland
Massachusetts Mutual
Metropolitan M
Michigan Mutual t
Missouri State t
Mutual Benefit
Mutual tt
Mutual Reserve
Mutual
National U S A
National t
New England Mutual
New York
Northwestern Mutual ft
Pacific Mutual f
Prudential
Hartford Conn
Atlanta Ga
St Louis Mo
Boston Mass
Cincinnati O
Hartford Conn
New York N Y
Philadelphia Pa
Springfield 111
New York N Y
Hartford Conn
New York N Y
Chicago 111
Indianapolis Ind
Richmond Va
New York N Y
Baltimore Md
Springfield Mass
New York N Y
Detroit Mich
St Louis Mo
Newark N J
New York N Y
New York N Y
Chicago Ills
Chicago Ills
Montpelier Vt
Boston Mass
New York N Y
Milwaukee Wis
San Francisco Cal
Newark N J
ASSETS
736
120
132
1069
203
65224
412438
7412
2287
34104
3562
16606
5231
1216
1946
18578
2454
37071
128094
8887
662
93167
440978
5759
260
5246
31402
38324
390660
193777
7379
88511
178 81
000 00
614 79
086 18
597 61
841 53
380 84
848 29
504 72
782 39
370 75
229 07
282 45
760 10
129 92
285 06
054 11
207 57
315 24
571 75
561 96
370 50
371 16
917 29
950 63
863 48
222 71
422 73
260 35
433 29
843 05
954 66
Liabilities on
Policyholders
Account
Gross Surplus
on Policyhold
ers Account
INCOME
EXPENDI
TURES
65175466 22
111
630
93
60396
333158
6429
2287
29360
2630
15472
1013
960
1564
16718
2114
33770
113259
8524
510
85918
438078
5400
74
4042
27938
34638
390660
186400
6233
75191
069 12
160 38
367 17
144 89
751 53
194 32
504 72
065 36
393 56
124 72
853 63
535 68
008 97
610 98
414
674 54
095 25
123 51
509 32
227 30
371 16
705 71
915 44
430 68
886 72
296 48
260 35
654 53
092 20
500 04
4555640 65
21545 67
438925 80
5230 44
4828696 64
79179629 31
983653 97
9496209 36
4744717 03
931977 19
1134104 25
117428 82
2562244 21
382120 95
1759674 08
339639 18
3300623 03
14835219 99
363448 24
152052 64
7249143 20
2900000 00
359211 58
186035 19
1 204432 80
3463335 99
3686126 25
7376778 76
364129 73
11320448 62
52411 71
934007 48
146259 52
8369993 39
79076695 95
3996619 77
1141513
6001182 43
2529853 01
3722680 46
1604348 66
706558 12
1764258 71
3557916 52
393667 69
8124920 09
55985756 91
1931472 07
455752 92
17847810 76
81002984 57
4893708 60
159315 54
1968653 81
6877497 04
7048841 15
96891272 32
36711149 57
2973316 53
44729108 34
7955413 93
23242 88
461954 42
80680 15
8393984 83
46769909 86
2520036 36
762111 91
4291820 32
2288705 74
2496560 22
1412427
455825 22
1361002 20
2797792
306304 76
4995731
36170679 81
1396181 10
268878 51
12330883 73
50363387 52
4751789 59
159226 01
1288372 79
3911220 00
4699589 66
54978082 01
19713118 04
2005094 60
128908619 67
PROFIT
1540795 43
29168
472053 03
65579 37
32306786 09
1476583 41
379401 77
1709362 11
241147 27
1226120 24
191921 58
250732 90
403256 51
760123 72
87362 93
3129188 20
19815077 10
535290 97
186874 41
5516927 03
30639597 05
141919 01
89 53
680280 02
2966277 04
2349251 49
41913190 31
16998031 53
968221 931
15820488 67
LOSS
23991 44
o
H
W
O
r
r
w
Q
H
2
H
w

t1
OPenn Mutual
Phcenix Mutual
Pittsburgh Trust
Provident Savings
Reliance
Reserve Loan
Royal Union Mutual
Security Trust
Security Mutual
State Mutual
State
State Mutual
Sun
Travelers
Union Central
Union Mutual
Volunteer State
Washington
Philadelphia Pa
Hartford Conn
Pittsburg Pa
New York N Y
Pittsburg Pa
Indianapolis Ind
Des Moines la
Philadelphia Pa
Binghamton N Y
Rome Ga
Indianapolis Ind
Worcester Mass
Montreal Canada
Hartford Conn
Cincinnati O
Portland Maine
Chattanooga Tenn
New York N Y
Total 2386921333 71
68563145 27
18524200 42
766722 57
7959418 26
1964773 31
784182 80
1285144 65
2522145 43
3069340 43
3165372 46
25457929 45
17804991 10
35552978 32
43713337 92
11103767 86
231226 27
17486444 20
64281351 89
17721596 00
431632 97
7207651 15
222694 27
730620 98
1162099 94
2062786 04
2563518 87
4281793 38
802604 42
335089 60
751767 11
1742079 04
53561 82
123044 71
459359 39
505821 56
2620786 78
22905552 00
16525545 01
33835627 58
36664255 62
10473984 70
200000 00
16911128 20
2185258241 32
544585 68
2552377 45
1279446 09
1717350 74
7049082 32
635196 57
22930 38
575316 00
16775501 58
4084071 23
327903 50
4371832 62
232594 45
853426 31
589449 06
1215762 17
2316824 47
2244032 78
5182628
4561936 19
6876683 67
9951890 43
2580840 91
71103 98
3636117 43
9497239 74
2647571 22
226196 83
3530178 84
281578 54
321963 31
380902 39
1046572 81
1277248 12
7278261 84
1436500 01
101706 67
841653 78
531463 00
208546 67
169189 36
1039576 35
1414832 62
3151637 08
2425967 00
3690306 41
4878003 91
1848595 50
97750 32
3556181 98
182177620 65 556908339 49 348592354 23
829200 16
2030991 78
2135969 19
3186377 26
5073886 52
732245 41
79935 45
26646 34
208476602 93 99611 87
O
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S
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Ox
OSTABLE No 3
Accident Marine and Surety Insurance Companies Authorized to Transact Business in the State for the Year 1905
Their General Condition is Shown to 1st of January 1905
4
NAME OF COMPANY
STATE
ASSETS
LIABILITIES
Etna AccidentCo Hartford Conn
jEtna Indemnity Hartford Conn
American Surety New York N Y
American Bonding Baltimore Md
Empire State Surety New York N Y
Employers Liability England
Fidelity and Casualty New York N Y
Fidelity and Deposit gl Baltimore Md
Frankfort Marine Germany
General Accident Scotland
General Accident Philadelphia Pa
Great Eastern Casualty New York N Y
Guarantee Company of N A Montreal Canada
Hartford Steam Boiler Hartford Conn
Lloyds Plate Glass New York N Y
London Guarantee and Accident England
Maryland Casualty Baltimore Md
Metropolitan Plate Glass New York N Y
National Surety New York N Y
New York Plate Glass New York N Y
North American Accident M Chicago 111
Ocean Accident England
Pennsylvania Casualty Scranton Pa
PacificSurety San Francisco Cal
Preferred Accident New York N Y
Standard Life and Accident Detroit Mich
Thames and Mersey Marine England
Title Guarantee and Trust Scranton Pa
Travelers Accident Hartford Conn
U S Casualty New York N Y
U S Fidelity and Guaranty Baltimore Md
U S Health and Accident Saginaw Mich
Total
73696178 81
932940 92
5820278 74
1757781 26
698677 99
2637307 04
6667549 09
5864418 35
1257164 80
606206 54
263345 93
307065 81
1275226 91
3412544 93
808825 78
1646858 38
3360051 99
650176 54
1950536 13
725934 50
356771 34
2538405 05
325041 88
408401 21
1230874 40
2102467 15
621308 15
1644869 02
8911300 24
1788648 51
3369754 37
428651 20
138062762 96
1965071 94
446504 12
1223742 05
847224 15
326128 29
1814200 71
4586280 92
940949 20
856539 48
285976 06
108163 72
1023 07
168251 05
1902178 54
269568 34
1156783 71
1727102 89
248736 34
1140623 76
278716 70
109475 38
1291356 40
99541 38
65228 85
756530 37
1351293 18
307472 89
549466 20
4793377 18
788648 51
1402884 95
76548 69
31986962 02
Surplus Be
yond Capital
and all Lia
bilities
INCOME
2000000 00
111504 98
2096636 69
410557 11
122549 70
573106 33
1581268 17
2923469 15
200000 00
70230 48
55182 21
54669 74
802375 86
1010366 39
289257 44
290074 67
882949 10
201440 20
309912 37
247217 80
147295 90
1247108 65
25200 50
93172 36
274344 03
501173 97
13885 26
328502 82
3117923 06
700000 00
266869 42
152102 51
21100346 93
3372713 41
512093 62
1854445 45
702130 49
243183 78
2214092 52
5474474 72
1721602 07
1058771 76
546978 80
259203 11
236048 20
251866 21
1407870 32
463924 69
1197147 30
2387835 34
430724 45
1091100 29
481211 79
444807 40
1709767 47
140031 32
126098 15
1367398 69
1621628 34
1214642 84
401751 66
6070545 27
1143408 26
2317880 65
1097208 24
43582686 61
EXPENDI
TURES
PROFIT
2703442 03
548799 78
1541920 99
1049052 75
175457 29
1795129 25
4904896 68
1384337 91
1027367 19
490340 91
205095 45
266789 16
170596 41
1088010 19
382700 24
1040595 53
2081404 70
378209 85
905936 08
398658 64
383208 97
1508523 85
143036 03
111783 20
1295053 84
1367940 30
583173 19
259132 98
4990902 36
1005270 22
1868792 90
650738 42
669271 38
312524 46
67724 49
418963 27
569578 04
337264 16
31404 57
56637 89
54107 66
81269
319860 13
81224 45
156551 77
306430 64
52514 60
185164 21
82553 15
61598 43
201243 62
14314 95
72244 85
253688 04
631469 65
142618 68
1079642 91
138138 04
449087 75
446469 82
36716300 59
LOSS
a
o
g
v
H
36706 16 3
O
3461922 26
H
P3
Q
H
Z
H
30740 96

t

H
Tl
O
2
3004 71
7275561 41 417374 09TABLE No 4
TABLE No 4
Showing Business done by Fire Insurance Companies in this State for the Year ending April 30 1905

NAME OF COMPANY
STATE
Amount of
Insurance
in Force
Premiums
Losses
Paid
Premiums
in Excess of
Losses
H O

It J
X R

p
fe
11
11
O
O
o
t1
a
6
H
2
tr1
3
TJ
o
M
American CentralFire
American
Agricultural
JEXna
Atlaa Assurance
Atlanta Birmingham
Atlanta Home
British America
Boston Insurance Co
Caledonian
Citizens
Commercial Union
Continental
Connecticut
Eagle
Fire Association
Firemans Fund
Georgia Home
German Alliance
German
GermanAmerican
Germania
Glens Falls
HamburgBremen
Hanover
Hartford
Home
Insurance Co of N A
Law Union Crown
Liverpool London Globe
Liverpool London Globe
London Assurance
London Lancashire
Lumber Mutual
Mercantile Mutual
St Louis Mo
Newark N J
Watertown N Y
Hartford Conn
London Eng
Birmingham Ala
Atlanta Ga
Toronto Can
Boston Mass
Edinburgh Scot
St Louis Mo
London Eng
New York N Y
Hartford Conn
New York N Y
Philadelphia Pa
San Francisco Cal
Columbus Ga
New York N Y
Freeport 111
New York N Y
New York N Y
New York
Germany
New York N Y
Hartford Conn
New York N Y
Philadelphia Pa
London Eng
Liverpool Eng
New York N Y
England
Liverpool
Boston Mass
Providence R I
2295032 00
121130 00
1612857 00
14054151 00
1658186 00
2825165 00
2613172 00
1588318 00
761987 00
2524191 00
6054940 00
7121054 00
1117200 00
4655557 00
6172391 00
4660041 00
874299 00
1809240 74
5453231 00
3391161 00
4147747 00
1554893 00
3505226 71
13787849 00
23224827 00
291490 00
12922192 00
758331 00
1551310 00
2927199 00
31200 00
1185461 00
39095 36
1617 87
26554 09
228483 17
24751 30
50666 58
44271 98
29658 07
12839 50
46669 33
100211 34
121978 60
18991 75
78527 21
119360 77
68515 00
13502 87
30707 27
90924 04
47885 59
46336 60
27091 21
43840 29
242317 35
184137 58
204316 72
3381 73
235416 57
19077 75
19901 55
48150 00
1168 50
8830 50
16744 77
7024 72
76849 11
975 65
19475 16
22964 02
11833 57
3805 44
15703 84
49779 40
45647 34
4405 11
37108 81
42478 43
29615 00
1479 07
16546 62
52315 69
15098 11
27803 03
10869 37
21056 17
110976 32
95666 66
108309 87
1059
102773 78
2339 71
11565 60
26279 38
22350 59
1617 87
19529 37
151634 06
23775 65
31191 42
21307 96
17824 50

9034 06
30965 49
50431 94
76331 26
14586 64
618 81
41418 50
76882 34
38900 06
12023 80
14160 65
48608 35
32787 48
18533 57
16221 84
22784 12
131341 03
88470 92
96006 85
2321 77
132642 79
16738 04
8335 95
21870 62
1168 50
8211 69
21
171
9
100
84
47
1
21
66
63
101
1
14
116
93
108
40
38
141
50
59
15
47
221
131
150
185
5
18
60
1
1
108 00
19 20
50 40
410 40
21 60
240 00
201 60
112 80
2 40
50 40
158 40
151 20
242 40
2 40
33 60
278 40
223 20
259 20
96 00
91 20
338 40
120 00
141 60
36 00
112
531 20
314 40
360 00
444 00
12 00
43 20
144 00
2 40
2 40
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
I
390 95
16 18
265 54
2284 83
247 51
506 66
442 72
296 58
128 40
466 69
1002 11
1219 79
189 92
785 27
1193 63
685 15
135 03
307 07
909 24
478 86
463 36
270 91
238 40
2423 17
1841 38
2043 17
33 82
2354 16
190 77
199 02
481 56
11 68
88 31
530 95
67 38
347 94
2727 23
269 11
778 66
676 32
441 38
34 40
210 80
657 09
1185 31
1494 19
224 32
65 60
1095 67
1448 83
976 35
263 03
430 27
1247 64
596 46
604
538 91
383 20
2954 37
2187 78
2435 17
33 82
2830 16
234 77
274 22
657 56
46 08
122 71Milwaukee Mechanics
Manchester
National
National Union
Niagara
New Hampshire
North German
Norwich Union
North British Mercantile
Northern Assurance
North River
Orient
Palatine
Pennsylvania
Phoenix Assurance
Phoenix
Phcenix
Queen
Rochester German
Royal
Scottish Union National
Southern Mutual
Springfield
St Paul
Sun Insurance Office
Sun
Traders
Union Assurance Society
Western Assurance
Westchester
Williamsburgh City
Total
Milwaukee Wis
England
Hartford Conn
Pittsburg Pa
New York N Y
Manchester N H
New York N Y
Norwich Eng
London Eng
London Eng
New York N Y
Hartford Conn
London Eng
Philadelphia Pa
London Eng
Brooklyn N Y
Hartford Conn
New York N Y
Rochester N Y
Liverpool Eng
Edinburgh Scot
Athens Ga
Springfield Mass
St Paul Minn
London Eng
New Orleans La
Chicago 111
London Eng
Toronto Can
New York N Y
Brooklyn N Y
1260875 00
390785 00
4476481 00
1221151 00
2336250 00
146170 00
4054096 00
14571542 00
4519305 00
88950 00
1422188 00
2809985 39
3368352 00
3038420 00
10767187 83
5406211 38
5678941 00
2505790 00
13810311 06
1987190 00
29973200 00
3756835 00
3327039 00
2606042 34
2596947 00
2176940 00
1727021 00
3360421 25
2773398 00
1776277 00
274885240 75
5377 72
19728 75
14757 97
948 60
12339 83
7286 03
11 18 i
23684 69
22793 72
23174 61I
10298 20
14620 46
2012 36
24392 29
12168 74
28982 11
61787 88
17300 63
42367 40
10620 36
70111 41
14952 81
17241 78
7178 45
29856 73
19056 25
7388 63
16766 97
20646 91
6055 96
34847 45
9113 76
9078 40
23903 26
3104 47
28668 18
47556 71
24594 82
1802 82
11243 98
28317 50
31820 60
16661 01
184186 96
38829 25
49366 48
15159 47
45387 55
21678 40
232227 48
34845 90
35052 39
24209 52
19745 76
23058 64
3938 70
10391 40
25290 26
23211 07
15807 45
2560991 25 1278790 41 15807 45 3637
14
47
22
39
9
73
47
36
7
29
31
75
20
130
110
113
37
82
36
32
39
79
18
38
36
9
51
62
7
33 60
188 00
112 80
52 80
93 60
21 60
175 20
112 80
86 40
16 80
69 60
74 40
180 00
48 00
312 00
264 00
271 20
88 80
196 80
86 40
76 80
93 60
189 60
43 20
91 20
86 40
21 60
122 40
148 80
16 80
8730 40
16 00
11
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 0
00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
156 75
39 21
496 05
100 62
214 18
311
31 15
523 53
703 50
477 69
18 04
258 64
484 30
562 12
288 30
1841 87
677 11
1111 54
324 60
877 55
322 99
3023 39
497 99
522 94
313 88
496 02
421 15
113 27
371 58
459 37
292 67
1008 00 39125 73
222 35
39 21
716 05
245 42
298 98
437 49
84 75
730 73
848 30
596 09
64 84
360 24
590 70
774 12
368 30
2185 87
973 11
1412 34
445 40
1106 35
441 39
3132 19
623 59
744 54
389 08
619 22
539 55
166 87
525 98
640 17
341 47
49872 13
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3TABLE No 5
Showing Business Done by Old Line Life Insurance Companies for the Year ending April 30 1905
op
NAME OF COMPANY
STATE
Amount of
Insurance in
Force
EtnaLife
Atlanta Industrial
Citizens
Columbian National
Columbia
Connecticut Mutual
Equitable
Fidelity Mutual
Franklin
Germania
Hartford
Home
Illinois
Interstate
Life Ins Co of Va
Manhattan
Maryland
Massachusetts Mutual
Metropolitan
Michigan Mutual
Missouri State
Mutual Benefit
Mutual
Mutual Reserve
Mutual
National U S A
National
New England MuMal
New York
Northwestern Mutual
Pacific Mutual
Prudential
Penn Mutual
Phcenix Mutual
Pittsburgh Trust
Hartford Conn
Atlanta Ga
St Louis
Boston Mass
Cincinnati Ohio
Hartford Conn
New York N Y
Philadelphia Pa
Springfield 111
New York N Y
Hartford Conn
New York N Y
Chicago
Indianapolis Ind
Richmond Va
New York N Y
Baltimore
Springfield Mass
New York N Y
Detroit Mich
St Louis Mo
Newark N J
New York N Y
New York N Y
Chicago 111
Chicago 111
Montpelier Vt
Boston Mass
New York N Y
Milwaukee Wis
San Francisco Cal
Newark N J
Philadelphia Pa
Hartford Conn
Pittsburg Pa
Losses Paid
Premiums
in Excess
of Losses
Loss
C 4
3 bo

a

tS
in CO IS
m feO
Tax
Total
4799777 00
1206400 00
17097437 00
2438954 00
2784030 00
774402 00
915571 74
1073076 00
1276134 00
366
3 426
556
6269
12816
1110
335
8416
26482
3552
372
1072
1512
1827
22524
13787
937
9017
22004
2125
203 00
460 00
000 00
898 00
934 00
574 37
242 00
495 00
246 00
889 00
550 00
666 37
064 00
655 00
315 00
103 00
374 00
970 00
090 00
400 00
157824 75
39822 11
546791 95
69173 92
84385 70
30144 54
97044 59
39264 91
38708 14
6722 51
104463 59
17232 76
219806 57
409860 40
35634 56
8655 30
298281 58
930360 31
140011 00
10986 44
31559 29
42435 60
56413 43
805875 26
422163 95
32191 85
330739 07
703487 11
81065 17
100259 00
10000 00
270940 98
40350 00
10218 14
1000 00
8000 00
176177 00
17950 00
892 26
49830 00
3500 00
88407 00
203303 61
14885 00
87963 99
569921 61
43279 55
21891 00
7000 00
26000 00
750058 22
184746 00
8080 00
67515 97
284206 00
29580 00
57565 75
29822 11
275850 97
28823 92
74167 56
29144 54
89044 59
20758 14
5830 25
54633 59
13732 76
131399 57
206556 79
20749 56
8655 30
210317 59
360438 70
96731 45
10986 44
9668 29
35435 60
30413 43
55817 04
237417 95
24111 85
263223 10
419281 11
51485 17
136912 09
60 00
26 40
9 60
2 40
2 40
48 00
26 40
24 00
19 20
14 40
16 80
2 40
120 00
31 20
9 60
50 40
398 40
12 00
2 40
144 00
69 60
115 20
4 80
14 40
26 40
45 60
388 80
144 00
7 20
21 60
175 20
2 40
9 60
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
16 00 16 00
1578 25
398 22
5467 92
691 74
843 86
301 45
970 45
392 65
387 08
67 22
1044 64
172 33
2198 07
4098 60
356 34
86 55
2982 82
9303 60
1400 11
109 86
315 59
424 36
564 13
8058 75
4221 64
374 39
3307 39
7034 87
810 65
1670 25
432
5547
750
875
357
1021
439
435
219
1107
213
2280
4529
400
120
3158
9405
1547
146
361
482
641
8929
4397
413
3360
7242
845
41
O
O
H
ft
O
H
ft
6
H
2
H
ft

CD
ft
H
d
O
ftProvident Savings New York N Y 3546180 00 397000 00 121489 02 12323 48 95500 00 25989 02 12323 48 6 1 6 1 2 25 5 10 10 2 88 21 7 8 3 14 40 2 40 14 40 2 40 4 80 60 00 12 00 24 00 24 00 4 80 211 20 50 40 16 80 19 20 7 20 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 1214 89 123 23 1261 29
157 73
46 40
Royal Union Mutual Des Moines Iowa Philadelphia Pa Binghamton N Y 347475 00 525752 00 2694370 00 1241500 00 2771553 00 687000 00 1875000 00 5125447 00 6598778 00 238317 68 12581 57 17011 13 62199 30 46693 68 89142 31 22432 41 48884 59 182864 13 226672 96 5930 44 7000 00 4950 00 29463 48 14525 00 20500 00 3000 00 8000 00 65739 10 93000 00 5581 57 12061 13 32735 82 32168 68 68642 31 19432 41 40884 59 117125 03 133672 96 5930 44 125 82 203 29 621 99 466 93 891 42 224 32 488 85 1828 64 2266 73 59 30 160 22
240 09
713 99
510 93
State Indianapolis Ind Worcester Mass Montreal Canada Hartford Conn 947 42
280 32
Sun Travelers 525 65
2071 84
2349 13
Portland Maine 108 10
51 20
New York N Y 1010142 00 35134 37 45320 00 10185 63 351 34 390 54

Total 197919425 16 6618772 04 3443227 43 3368796 19 136912 09 1047 2512 80 800 00 800 00 66605 96 70718 76
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SOTABLE No C
Showing Business done by Assessment Life Fire and Accident Insurance Companies in this State for the Year ending April 30 1905
OS
o
NAME OF COMPANY
STATE
Amount of
Insurance in
Force
Losses
Paid
Premiums
in Excess
of
Losses
5

S5
iw
So
Total
a
o
B
H
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6
H
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H
Angelus Mutual
Athens Mutual Fire
Atlanta Mutual Insurance Association
Atlanta Industrial
American Assuranee
American Insurance Fire
Bankers Health and Life
Benevolent Life and Health
Commonwealth Fire
Commercial Union Fire
Continental Aid Association
Cotton States Insurance Co of Ga
Cotton Mill Mutual Fire
Empire Industrial Association
Empire Mutual Annuity and Life
Farmers Mutual Fire
Farmers Fire
Farmers Cooperative Fire
Georgia Home Benevolent Society
Georgia Cooperative Fire
Georgia Live Stock Insurance Co
Globe Fire
German Mutual Fire
Great Southern Home
Guaranty Aid Relief
Home Friendly Society
Industrial Life Association
Industrial Life and Health
Loyal Protective Association
Metropolitan Mutual Benefit
Mutual Benefit Life
Mutual Life and Industrial Association
Mutual Fire Indemnity Association
Mutual Fire
pilgrims Health and Life
Athens Ga
Atlanta Ga
Atlanta Ga
Atlanta Ga
Atlanta Ga
Macon Ga
Augusta Ga
Atlanta Ga
Ellijay Ga
Atlanta Ga
497668 25
78750 00
217750 00
47282 00
14272 15
5691 40
4889 05
4241 80
681 35
1666 10
38707 00
582 75
85456 25
10945 40
100 00
291239
Augusta Ga
Atlanta Ga
Fort Gaines Ga
Madison Ga
Jackson Ga
Athens Ga
Augusta Ga
Tifton Ga
Atlanta Ga
Savannah Ga
Birmingham Ala
Savannah Ga
Baltimore Md
Elberton Ga
Atlanta Ga
Boston Mass
Atlanta Ga
Valdosta Ga
Athens Ga
Augusta Ga
Cordele Ga
Augusta Ga
204 60
2411600 00
1057000 00
118402 00
1302 06
2021 90
48999 47
3000 00
692 01
33 23
847 43
3850 00
2509 00
18000 00
98670 00
7293 70
46101 25
326550 00
697000 00
1096248 00
1170 90
1533 34
372 20
1259 30
17104 1
1787 00
201647
150 75
216 30
681 25
9268 00
1344 00
72593 90
145831 00
7285 60
4375 00
118750 00
61064 34
1441 57
1441 57
10030 35
5010 05
il
1268 83
1174 47
45149 47
491 00
1020 15
1533 34
155 90
578 05
7836 15
443 00
129053 90
2910 60
4 80
24 00
26 40
12 00
9 60
16 80
4 80
2 40
2 40
24 00
4 80
45 60
45 60
2 40
2 40
4 80
7 20
9 60
14 40
4 80
60 00
7 20
26 40
14 40
9 60
2 40
2 40
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
16 00
92 94
142 72
56 91
48 89
5 53
13945
38 22
20 21
489 99
30 00
5 92
11 71
15 33
4 12
12 69
171 04
17 87
2016 48
72 86
610 64
14 41
36 80
148 94
58 00
32 00
186 72
98 51
97 69
36 80
39 93
2 40
195 45
32 00
70 22
57 01
567 59
107 60
40 32
32 00
34 40
32 00
32 00
48 51
47 33
43 32
54 29
217 44
54 67
2108 48
39 20
131 26
32 00
652 24
48 81
34 40
32 00 3 3 1 7 20 7 20 2 40 16 00 16 00 16 00 1G 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 39 8
39 20
34 40
32 00
2 1 13 4 80 2 40 31 20 36 80
34 40
1607129 00 28234 00 29190 00 956 00 282 35 224 32 345 55
State Mutual Life and Annuity Associatn 224 32
7 8 1 16 80 19 20 2 40 16 00 16 00 16 00 16 00 16 00 16 00 48 80
3946850 00 41818 78 1250 00 24242 18 17576 60 1250 00 418 18 12 50 469 38
U S Cooperative Life Association 46 90
12661243 05 267563 37 203285 85 240488 38 s 956 00 202 484 80 704 00 704 00 4955 58 6848 38
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OSTABLE No 7
Showing Business Done by Accident Marine Surety and Plate Glass Insurance Companies in this State for the Year
Ending April 30 1905
in
OS
NAME OF COMPANY STATE Amount of Insurance in Force Premiums Losses Paid Premiums in excess of Losses Loss Is is S bo c 0 0 S bo la a a u btC SO E Tax Total
5 Hartford Conn Hartford Conn New York N Y 5786200 00 1825416 65 6807301 00 57339 69 9929 01 17096 81 24818 77 29237 91 618 47 43 77 4713 33 28101 78 9310 54 12700 04 20105 44 573 40 99 29 170 97 248 18 9 14 5 82 151 73 677 75 184 43 573 40
11 71 7 26 40 170 40 16 80 16 00 16 00 16 00 16 00 16 00 16 00 157 69
373 37
296 98
9 14
New York N Y London England New York N Y 115200 00 6381900 00 15948159 00 3211760 00 581 89 15173 81 67775 37 18442 51 581 89 11384 02 43943 27 12263 91 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 16 00 37 82
3789 79 23832 10 6178 60 7 33 6 1 12 1 1 2 43 8 2 16 15 11 1 3 17 13 1 5 12 1 11 16 80 79 20 14 40 2 40 28 80 2 40 2 40 4 80 103 20 19 20 4 80 38 40 36 00 26 40 2 40 7 20 40 80 31 20 2 40 12 00 100 80 2 40 26 40 200 53
Fidelity andCasualty g 788 95
230 83



New York N Y 1264 04 5759 06 14532 19 1834 59 10214 80 68682 01 6316 76 11714 89 1715 08 2467 58 40543 78 3041 90 302 62 916 89 575 54 435 14 5821 25 31200 27 1287 99 2998 50 497 55 556 64 22939 50 1682 20 1061 42 4842 17 13956 65 1399 45 5393 55 37482 74 5028 77 8716 39 1217 53 2910 94 17604 28 1359 70 12 64 57 59 145 32 18 35 102 15 686 82 63 16 117 15 17 15 24 68 405 43 20 42 47 04
Guarantee Company of N A t Montreal Canada Hartford Conn New York N Y London England 2320900 00 1564269 00 66815 00 582000 00 12038113 00 1484619 00 3146735 00 64015 00 530400 00 936000 00 94 49
280 52
69 55
138 95
757 22
New York N Y New York N Y New York N Y Chicago 111 Scranton Pa 131 16
175 55
51 55
North American Accident t 63 88
476 23
Pennsylvania Casualty 83 62

New York N Y 4033500 00 2420300 00 814037 00 543887 00 13544 00 20056 40 2010 82 2902 32 75018 53 39408 30 32318 15 12509 56 4092 00 10128 48 331 37 9452 00 9927 92 1679 45 2902 32 38354 13 22438 12 226 35 6319 41 135 44 200 56 20 11 29 02 750 19 394 08 323 18 125 10 179 44
333 36
Liverpool England Scranton Pa 54 51
87 42
36664 40 16970 18 32091 80 6190 15 750 19
New York N Y Baltimore Md Saginaw Mich 21395000 00 7588949 69 225500 00 10 45 1 24 6b 108 00 2 40 16 00 16 00 16 00 16 00 16 00 16 00 450 08
463 18
U S Health and Accident 159 50
99830976 34 577022 62 248449 44 328573 18 1 3971 952 80 480 00 480 00 5779 25 7692 05
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Comparative Table Showing Comparative Business of Insurance Companies in the State for the Years 1898 1899 19001901 1902 1903
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1900
1900
1900
1900
1901
1901
1901
1901
1901
1901
1902
1902
1905
1902
1905
1902
190
1903
1903
1903
1903
1904
1904
1904
Fire
Life
Cooperative
Accident Surety and Marine
Fire Companies
Old Line Life Companies
Assessment Life Companies
Accident Plate Gass Marine and Surety Cos
Fraternal Orders
Fire
Old Line Life
Assessment Life
Accident Plate Glass Marine and Surety Cos
Fraternal Orders
Agents tax receipted for as fees by mistake
Overpayment of fees
Fire
Life
Cooperative
Accident Surety and Marine
Fraternal Orders
Fire
Life
Cooperative
179561495 07
92223613 31
7847605 00
76015608 II
231234339 40
132654379 80
4659699 50
106758014 37
2419054 02
3989954 41
276811 01
260701 94
2799184 25
4096642 95
231899 72
329627 19
1575983 77
1488443 73
100074 48
122829 96
1543133 20
1524301 42
51478 98
150316 41
234719433 69
140409404 72
4848391 00
101564929 45
3002653 49
4 799931 23
275400 53
382844 05
1379395 44
1843778 09
54 375 95
203605 77
225048844 32
142672751 34
5903650 15
99933279 5
3241995 28
5298816 1
303411 89
395082 45
280530212 26
171133881 24
9158245 97
3535767 42
5980233 56
389008 97
1431332 91
1758747 09
68363 0
201170 42
1336233 95
2302996 62
99118 97
2694
50
152
195
2816
739
127
200
2515
744
99
244
2890
739
163
312
3306
957
154
8514
2512
780
1396
8839
2989
818
1312
220
7860
3005
653
1513
300
30
8728
3117
1095
1740
430
9919
3 610
1233
24190 38
36385 58
2768 10
2607 06
27991 69
40966 36
2334 58
3296 25
30007 81
48057 48
2754 00
3828 40
32817 29
53045 59
3034 20
4453 24
35357 67
59802 33
4016 12
32704
38897
3548
4003
36830
43955
3183
4608
39692
51123
3407
5342
41543
56163
4129
5458
45287 20
03443 13
5279 721904
1904
1905
1905
1905
1905
1905
Accident Surety and Marine
Fraternal Orders
Less overpayment
Fire
Life
Oooperative
Accident Surety and Marine
Fraternal Orders
100855541 66
274885240 75
197919425 16
12661243 05
99830970 34
508S13 32
3855589 11
6618772 04
267503 37
577022 62
243934 79
2560991 25
3443227 43
203285 85
248449 44
350
36371
1047
202
397
1704 00
410 00
60
10740 40
4112 80
1892 80
1912 80
410 00
5088 13 0792 13

39125 73 66605 96 4955 58 5779 25 49872 13 70718 76 6848 38 7692 05
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INDEX
A
ETNA INDEMNITY COMPANY OF CONNECTI
CUT
Statement of44745
ETNA INSURANCE COMPANY HARTFORD
CONN
Statement of l6x9
yETNA LIFE INSURANCE COMPANY OF CON
NECTICUT
Statement of444447
AGRICULTURAL FIRE INSURANCE COMPANY
OF WATERTOWN NEW YORK
Statement of 922
AMERICAN CENTRAL FIRE INSURANCE COM
PANY OF ST LOUIS MO
Statement of 2224
AMERICAN INSURANCE COMPANY OF NEW
JERSEY
Statement of 2427
AMERICAN ASSURANCE ASSOCIATION AT
LANTA GA
Statement of402403
AMERICAN BONDING COMPANY OF BALTI
MORE MD
Statement of 455458568 COMPTROLLERGENERALS REPORT
AMERICAN INSURANCE COMPANY ATLANTA
GEORGIA
Statement of403405
AMERICAN SURETY COMPANY OF NEW
YORK
Statement of451454
ATHENS MUTUAL FIRE INSURANCE COM
PANY OF ATHENS GA
Statement of405407
ATLANTABIRMINGHAM FIRE INSURANCE
COMPANY OF BIRMINGHAM ALA
Statement of 3032
ATLANTA HOME FIRE INSURANCE COMPANY
OF ATLANTA GA
Statement of 3234
ATLANTA INDUSTRIAL LIFE INSURANCE
COMPANY
Statement of197202
ATLANTA MUTUAL INSURANCE ASSOCIA
TION OF GEORGIA
Statement of 405
ATLAS ASSURANCE COMPANY LIMITED
OF LONDON 2730
B
BANKERS HEALTH AND LIFE INSURANCE
COMPANY MACON GA
Statement of407408
BOSTON INSURANCE COMPANY OF BOSTON
MASS
Statement of 3438COMPTROLLERGENERALS REPORT 569
BRITISH AMERICA ASSURANCE COMPANY
TORONTO CANADA
Statement of 340
C
CALEDONIAN FIRE INSURANCE COMPANY OF
SCOTLAND
Statement of 443
CITIZENS FIRE INSURANCE COMPANY OF
MISSOURI
Statement of 4345
CITIZENS LIFE INSURANCE COMPANY OF
LOUISVILLE KY
Statement of202205
COLUMBIAN NATIONAL INSURANCE COM
PANY OF BOSTON MASS
Statement of
COLUMBIA LIFE INSURANCE COMPANY CIN
CINNATI OHIO
t 208212
Statement of
COMMERCIAL UNION ASSURANCE COMPANY
LIMITED OF LONDON ENGLAND
Statement of 4 49
COMMONWEALTH INSURANCE COMPANY
ATLANTA GA
Statement of
CONNECTICUT FIRE INSURANCE COMPANY
OF HARTFORD CONN
Statement of 5255570 COMPTROLLERGENERALS REPORT
CONNECTICUT MUTUAL LIFE INSURANCE
COMPANY OF HARTFORD CONN
Statement of212216
CONTINENTAL AID ASSOCIATION ATLANTA
GA
Statement of410411
CONTINENTAL FIRE INSURANCE COMPANY
OF NEW YORK
Statement of 4952
COTTON MILL MUTUAL FIRE INSURANCE
COMPANY OF AUGUSTA GA
Statement of408410
E
EAGLE FIRE COMPANY OF NEW YORK
Statement of 555o
EMPIRE INDUSTRIAL INSURANCE ASSOCIA
TION ATLANTA GA
Statement of 413
EMPIRE MUTUAL ANNUITY AND LIFE INSUR
ANCE COMPANY ATLANTA GA
Statement of414 416
EMPIRE STATE SURETY COMPANY OF NEW
YORK
Statement of458460
EMPLOYERS LIABILITY ASSURANCE CORPO
RATION
Statement of461464
EQUITABLE LIFE ASSURANCE SOCIETY OF
THE UNITED STATES OF NEW YORK
N Y
Statement of216221E
Hmn

Il
V N
COMPTROLLERGENERALS REPORT 571
F
FARMERS COOPERATIVE FIRE INSURANCE
COMPANY OF GEORGIA
Statement of417418
FARMERS MUTUAL FIRE INSURANCE COM
PANY OF FORT GAINES GA
Statement of416417
FIDELITY AND CASUALTY COMPANY OF NEW
YORK
Statement of 464469
FIDELITY AND DEPOSIT COMPANY OF MARY
LAND
Statement of69W
FIDELITY MUTUAL LIFE INSURANCE COM
PANY PHILADELPHIA PA
Statement of221225
FIRE ASSOCIATION OF PHILADELPHIA PA
Statement of 59
FIREMANS FUND INSURANCE COMPANY OF
SAN FRANCISCO CAL
Statement of 59 3
FRANKFORT MARINE ACCIDENT AND PLATE
GLASS INSURANCE COMPANY
472474
Statement of
FRANKLIN LIFE INSURANCE COMPANY
SPRINGFIELD ILL
226230
Statement of572 COMPTROLLERGENERALS REPORT
G
GENERAL ACCIDENT ASSURANCE CORPORA
TION LIMITED
Statement of475478
GENERAL ACCIDENT INSURANCE COMPANY
OF PENNSYLVANIA
Statement of478480
GEORGIA COOPERATIVE FIRE ASSOCIATION
SAVANNAH GA
Statement of418419
GEORGIA HOME FIRE INSURANCE COMPANY
OF COLUMBUS GA
Statement of 6365
GERMAN ALLIANCE FIRE INSURANCE COM
PANY OF NEW YORK N Y
Statement of 6667
GERMANAMERICAN FIRE INSURANCE COM
PANY OF NEW YORK
Statement of 7I74
GERMAN FIRE INSURANCE COMPANY OF
FREEPORT ILL
Statement of 6870
GERMANIA FIRE INSURANCE COMPANY OF
NEW YORK N Y
Statement of 7477
GERMANIA LIFE INSURANCE COMPANY OF
NEW YORK N Y
Statement of230234COMPTROLLERGENERALS REPORT 573
GLENS FALLS FIRE INSURANCE COMPANY OF
GLENS FALLS N Y
Statement of 7779
GLOBE FIRE ASSOCIATION ATLANTA GA
Statement of 42
GREAT EASTERN CASUALTY AND INDEMNITY
COMPANY OF NEW YORK
Statement of480483
GREAT SOUTHERN HOME INDUSTRIAL ASSO
CIATION OF ALABAMA
Statement of421422
GUARANTEE COMPANY OF NORTH AMERICA
Statement of483486
H
HAMBURGBREMEN FIRE INSURANCE COM
PANY OF HAMBURG GERMANY
Statement of 7981
HANOVER FIRE INSURANCE COMPANY OF
NEW YORK N Y
Statement of 8284
HARTFORD FIRE INSURANCE COMPANY OF
HARTFORD CONN
Statement of 8s87
HARTFORD LIFE INSURANCE COMPANY OF
HARTFORD CONN
Statement of23423
HARTFORD STEAM BOILER INSPECTION AND
INSURANCE COMPANY OF CONNECTI
CUT
486488
Statement of574 COMPTROLLERGENERALS REPORT
HOME FRIENDLY SOCIETY OF MARYLAND
Statement of422424
HOME INSURANCE COMPANY OF NEW YORK
N Y
Statement of 8790
HOME LIFE INSURANCE COMPANY OF NEW
YORK N Y
Statement of239243
I
ILLINOIS LIFE INSURANCE COMPANY CHI
CAGO ILL
Statement of243248
INDUSTRIAL LIFE AND HEALTH INSURANCE
COMPANY OF GEORGIA
Statement of425427
INDUSTRIAL LIFE INSURANCE ASSOCIATION
OF GEORGIA
Statement of424425
INSURANCE COMPANY OF NORTH AMERICA
PHILADELPHIA PA
Statement of 9194
INTERSTATE LIFE ASSURANCE COMPANY
INDIANAPOLIS IND
Statement of248250
L
RAW UNION AND CROWN INSURANCE COM
PANY OF LONDON ENG
Statement of 9496COMPTROLLERGENERALS REPORT 575
LIFE INSURANCE COMPANY OF VIRGINIA
RICHMOND VA
Statement of251254
LIVERPOOL AND LONDON AND GLOBE INSUR
ANCE COMPANY OF LIVERPOOL ENG
Statement of 9699
LIVERPOOL AND LONDON AND GLOBE INSUR
ANCE COMPANY OF NEW YORK N Y
Statement of 99101
LLOYDS PLATE GLASS INSURANCE COMPANY
OF NEW YORK
Statement of489491
LONDON ASSURANCE CORPORATION OF LON
DON ENG
Statement of102105
LONDON GUARANTEE AND ACCIDENT COM
PANY LIMITED OF GREAT BRITAIN
Statement of 492495
LONDON LANCASHIRE FIRE INSURANCE
COMPANY OF LIVERPOOL ENG
Statement of105107
LUMBER MUTUAL FIRE INSURANCE COM
PANY OF BOSTON MASS
r IOSI TO
Statement ot
M
MANHATTAN LIFE INSURANCE COMPANY OF
NEW YORK N Y
Statement of2559SB
576 COMPTROLLERGENERALS REPORT
MARYLAND CASUALTY COMPANY OF MARY
LAND
Statement of495499
MARYLAND LIFE INSURANCE COMPANY OF
BALTIMORE MD
Statement of259263
MASSACHUSETTS MUTUAL LIFE INSURANCE
COMPANY SPRINGFIELD MASS
Statement of264268
MERCANTILE MUTUAL FIRE INSURANCE
COMPANY OF PROVIDENCE R I
Statement of110112
METROPOLITAN LIFE INSURANCE COMPANY
OF NEW YORK
Statement of268273
METROPOLITAN MUTUAL BENEFIT ASSOCIA
TION
Statement of429430
METROPOLITAN PLATE GLASS AND CAS
UALTY INSURANCE COMPANY OF NEW
YORK
Statement of 499502

MICHIGAN MUTUAL LIFE INSURANCE COM
PANY DETROIT MICH
Statement of273277
MILWAUKEE MECHANICS FIRE INSURANCE
COMPANY OF MILWAUKEE AVIS
Statement of 112115

COMPTROLLERGENERALS REPORT 577
MISSOURI STATE LIFE INSURANCE COM
PANY ST LOUIS MO
Statement of278281
MUTUAL BENEFIT LIFE INSURANCE COM
PANY NEWARK N J
Statement of282286
MUTUAL FIRE INSURANCE COMPANY OF
CORDELE GA
Statement of 430
MUTUAL LIFE INDUSTRIAL ASSOCIATION OF
GEORGIA
Statement of 430431
MUTUAL LIFE INSURANCE COMPANY CHI
CAGO ILL
Statement of290294
MUTUAL LIFE INSURANCE COMPANY OF
NEW YORK
Statement of294298
MUTUAL LIFE AND WAGE GUARANTY ASSO
CIATION
Statement of432433
MUTUAL RESERVE LIFE INSURANCE COM
PANY NEW YORK N Y
Statement of286290
N
NATIONAL FIRE INSURANCE COMPANY OF
HARTFORD CONN
Statement ofH511578 COMPTROLLERGENERALS REPORT
NATIONAL LIFE INSURANCE COMPANY CHI
CAGO ILL
Statement of298303
NATIONAL LIFE INSURANCE COMPANY
MONTPELIER VERMONT
Statement of303307
NATIONAL SURETY COMPANY NEW YORK
Statement of5255
NATIONAL UNION FIRE INSURANCE COM
PANY OF PITTSBURG PA
Statement of 117120
NEW ENGLAND MUTUAL LIFE INSURANCE
COMPANY BOSTON MASS
Statement of3o8312
NEW HAMPSHIRE FIRE INSURANCE COM
PANY OF MANCHESTER N H
Statement of 120123
NEW YORK LIFE INSURANCE COMPANY NEW
YORK N Y
Statement of3I237
NEW YORK PLATE GLASS INSURANCE COM
PANY
Statement of 506508
NORTH AMERICAN ACCIDENT INSURANCE
COMPANY
Statement of 509511
NIAGARA FIRE INSURANCE COMPANY OF
NEW YORK N Y
Statement of123126
NORTH GERMAN FIRE INSURANCE COMPANY
OF NEW YORK N Y
Statement of129131T8
mimi in ii

COMPTROLLERGENERALS REPORT 579
NORTH RIVER FIRE INSURANCE COMPANY
OF NEW YORK N Y
Statement of13714
NORTHWESTERN MUTUAL LIFE INSURANCE
COMPANY MILWAUKEE WIS
Statement of S121
O
OCEAN ACCIDENT AND GUARANTEE CORPO
RATION LIMITED OF LONDON ENG
Statement ofSII5I5
ORIENT FIRE INSURANCE COMPANY OF
HARTFORD CONN
Statement of140143
P
PACIFIC MUTUAL LIFE INSURANCE COMPANY
OF CALIFORNIA
Statement of SS20
PACIFIC MUTUAL LIFE INSURANCE COM
PANY SAN FRANCISCO CAL
Statement of322325
PACIFIC SURETY COMPANY OF CALIFORNIA
Statement of52I523
PALATINE INSURANCE COMPANY LIMITED
OF LONDON ENG
Statement ofJ43M
PENN MUTUAL LIFE INSURANCE COMPANY
PHILADELPHIA PA
3313
Statement of 580 COMPTROLLERGENERALS REPORT
PENNSYLVANIA CASUALTY COMPANY OF
PENNSYLVANIA
Statement ofcjcei8
PENNSYLVANIA FIRE INSURANCE COMPANY
OF PHILADELPHIA PA
Statement of146148
PHENIX FIRE INSURANCE COMPANY OF
BROOKLYN N Y
Statement of11 11C4
PHCENIX ASSURANCE COMPANY LIMITED
OF LONDON ENG
Statement of1481 e 1
PHCENIX INSURANCE COMPANY HARTFORD
CONN
Statement of It IC
PHCENIX MUTUAL LIFE INSURANCE COM
PANY HARTFORD CONN
Statement of 640
PITTSBURG LIFE AND TRUST COMPANY
PITTSBURG PA
Statement of341344
PREFERRED ACCIDENT INSURANCE COM
PANY OF NEW YORK
Statement of c2426
PROVIDENT SAVINGS LIFE ASSURANCE SO
CIETY NEW YORK N Y
Statementof344349
PRUDENTIAL INSURANCE COMPANY OF
AMERICA NEWARK N J
Statementof32633I
COMPTROLLERGENERALS REPORT 581
Q
QUEEN INSURANCE COMPANY OF AMERICA
NEW YORK N Y
Statement of157160
R
RELIANCE LIFE INSURANCE COMPANY
PITTSBURG PA
Statement of349352
RESERVE LOAN LIFE INSURANCE COMPANY
INDIANAPOLIS IND
Statement of352355
ROCHESTER GERMAN FIRE INSURANCE COM
PANY OF ROCHESTER N Y
Statement of160162
ROYAL UNION MUTUAL LIFE INSURANCE
COMPANY DESMOINES IOWA
Statement of35536
ROYAL PROTECTIVE ASSOCIATION OF MAS
SACHUSETTS
Statement of427429
S
SCOTTISH UNION AND NATIONAL FIRE IN
SURANCE COMPANY OF EDINBURGH
SCOTLAND
Statement of166169
SECURITY MUTUAL LIFE INSURANCE COM
PANY BINGHAMTON N Y
Statement of364368582 COMPTROLLERGENERALS REPORT
SECURITY TRUST AND LIFE INSURANCE
COMPANY PHILADELPHIA PA
Statement of360364
SOUTHERN HEALTH AND ACCIDENT ASSO
CIATION OF GRIFFIN GA
Statement of 437
SOUTHERN MUTUAL FIRE INSURANCE COM
PANY OF ATHENS GA
Statement of 169170
SOUTHERN MUTUAL LIFE INSURANCE ASSO
CIATION
Statement of437439
SPRINGFIELD FIRE AND MARINE INSURANCE
COMPANY OF SPRINGFIELD MASS
Statement of171173
STANDARD LIFE AND ACCIDENT INSURANCE
COMPANY MICHIGAN
Statement of52753
STATE LIFE INSURANCE COMPANY INDIAN
APOLIS IND
Statement of368372
STATE MUTUAL LIFE ASSURANCE COMPANY s
WORCESTER MASS
Statement of373377
STATE MUTUAL LIFE AND AMNESTY ASSO
CIATION
Statement of434437
COMPTROLLERGENERALS REPORT 583
ST PAUL FIRE AND MARINE INSURANCE
COMPANY OF ST PAUL MINN
Statement of 17477
SUN FIRE INSURANCE COMPANY OF NEW
ORLEANS LA
Statement of180182
SUN LIFE INSURANCE COMPANY MONTREAL
CANADA
Statement of37738i
SUNLIGHT INSURANCE COMPANY OF GEOR
GIA
Statement of 439
T
TABLE NO 1FIRE INSURANCE COMPANIES
General Condition to January 1 1905 550551
TABLE NO 2OLDLINE LIFE INSURANCE
COMPANIES
General Condition to January 1 1905 552553
TABLE NO 3ACCIDENT MARINE AND SUR
ETY INSURANCE COMPANIES
General Condition to January 1 1905 554
TABLE NO 4FIRE INSURANCE COMPANIES
Business for year ending April 30 1905556557
TABLE NO 5OLDLINE LIFE INSURANCE
COMPANIES
Business for year ending April 30 1905558559
TABLE NO 6ASSESSMENT LIFE FIRE AND
ACCIDENT INSURANCE COMPANIES
Business for year ending April 30 1905 560561584 COMPTROLLERGENERALS REPORT
TABLE NO 7ACCIDENT MARINE SURETY
AND PLATE GLASS INSURANCE COM
PANIES
Business for year ending April 30 1905 562
TABLE NO 8INSURANCE COMPANIES
Comparative business for years 18981903 564565
THE MUTUAL FIRE INDEMNITY ASSOCIATION
OF AMERICA
Statement of433434
TITLE GUARANTY AND TRUST COMPANY OF
SCRANTON PA
Statement ofC32S3S
TRADERS FIRE INSURANCE COMPANY OF
CHICAGO ILL
Statement of183185
TRAVELERS INSURANCE COMPANY OF CON
NECTICUT
Statement of535538
TRAVELERS LIFE INSURANCE COMPANY OF
CONNECTICUT
Statement of382386
U
UNION ASSURANCE SOCIETY OF LONDON
ENGLAND
Statement of186188
UNION CENTRAL LIFE INSURANCE COMPANY
CINCINNATI OHIO
Statement of386391MSSiSffiSiWSViS SSMS5SS

vjOMPTROLLERGENERALS REPORT 585
UNION MUTUAL ASSOCIATION OF GEORGIA
Statement of442443
UNION MUTUAL LIFE INSURANCE COMPANY
PORTLAND MAINE
Statement of39395
UNITED STATES BRANCH OF THE NORTH
BRITISH AND MERCANTILE FIRE IN
SURANCE COMPANY OF LONDON AND
EDINBURGH
Statement of126129
UNITED STATES BRANCH OF THE NORTHERN
ASSURANCE COMPANY
Statement ofI34I37
UNITED STATES BRANCH OF THE NORWICH
UNION FIRE INSURANCE SOCIETY OF
ENGLAND
Statement ofI3II34
UNITED STATES BRANCH OF THE ROYAL
FIRE INSURANCE COMPANY OF LIVER
POOL ENG
Statement of163166
UNITED STATES BRANCH SUN INSURANCE
OFFICE OF LONDON ENG
Statement of77l79
UNITED STATES BRANCH OF THE THAMES
AND MERSEY MARINE INSURANCE COM
PANY LIMITED OF GREAT BRITAIN
Statement of 53532
UNITED STATES CASUALTY COMPANY OF
NEW YORK
Statement of538542
MMHN

5g6 COMPTROLLERGENERALS REPORT
UNITED STATES COOPERATIVE INDUSTRIAL
LIFE INSURANCE ASSOCIATION OF
GEORGIA
Statement of 440
UNITED STATES COOPERATIVE INDUSTRIAL
LIFE INSURANCE ASSOCIATION OF
GEORGIA
Statement of441442
UNITED STATES FIDELITY AND GUARANTY
COMPANY OF MARYLAND
Statement of542545
UNITED STATES HEALTH AND ACCIDENT IN
SURANCE COMPANY OF MICHIGAN
Statement of546548
V
VOLUNTEER STATE LIFE INSURANCE COM
PANY CHATTANOOGA TENN
Statement of39397
W
WASHINGTON LIFE INSURANCE COMPANY
NEW YORK
Statement of398401
WESTERN ASSURANCE COMPANY OF TO
RONTO CANADA
Statement of188191
WESTCHESTER FIRE INSURANCE COMPANY
OF NEW YORK N Y
Statement of191193
WILLIAMSBURG CITY FIRE INSURANCE COM
PANY OF BROOKLYN N Y
Statement of194196rr
J UNIVERSITY OF GEORGIA UgjAfg
3 ElDfi D54S4 270