- Collection:
- Georgia Government Publications
- Serial:
- Annual report / State of Georgia, Department of Banking and Finance.
- Title:
- Seventieth annual report [1989]
- Creator:
- Georgia. Department of Banking and Finance
- Contributor to Resource:
- Georgia. Department of Banking and Finance
- Publisher:
- Atlanta, Ga. : Georgia. Department of Banking and Finance
- Date of Original:
- 1989
- Subject:
- Georgia
- Location:
- United States, Georgia, 32.75042, -83.50018
- Medium:
- publications (documents)
- Type:
- Text
- Format:
- application/pdf
- Description:
- Began with: 1972.
Title appeared on spine of print version only, 1998. From some providers, other issues digitized from the print may also be missing title source.
Use copy Restrictions unspecified star MiAaHDL
Numbering dropped, <1998->
Report year ends December 31.
Electronic reproduction. [Place of publication not identified] : HathiTrust Digital Library, 2015. MiAaHDL
Master and use copy. Digital master created according to Benchmark for Faithful Digital Reproductions of Monographs and Serials, Version 1. Digital Library Federation, December 2002. http://purl.oclc.org/DLF/benchrepro0212 MiAaHDL
Description based on print version record.
Latest issue consulted: 2018 (publisher's Web site, viewed June 15, 2020). - External Identifiers:
- Call Number GA B100 .A1 1989
- Metadata URL:
- https://dlg.galileo.usg.edu/id:dlg_ggpd_y-ga-bb100-b-pa1-b1989
- Digital Object URL:
- https://dlg.galileo.usg.edu/do:dlg_ggpd_y-ga-bb100-b-pa1-b1989
- Language:
- eng
- Holding Institution:
- University of Georgia. Map and Government Information Library
- Rights:
-
Department of Banking and Finance
State of Georgia Atlanta
Seventieth Annual Report Year Ending December 31, 1989
E.D. "Jack" Dunn Commissioner
Robert M. Moler Deputy Commissioner
TABLE OF CONTENTS
History of Department. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . i Summary of Condition and Structural Changes.............................. ii Official Roster. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . iv District Personnel. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . vi Current Staff Photographs ................................................ vii Examination and District Work Area Map . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . xiv Receipts and Disbursements............................................... xv Legal Holidays ........................................................... xvi
Activities of State-Chartered Financial Institutions:
Applications for Reservation of a Name................................ 1 Applications for New Financial Institutions........................... 5 Notice of Change in Name. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Financial Institution Mergers......................................... 9 Financial Institution Conversions and Dissolutions.................... 10 State-Chartered Banks in Liquidation.................................. 10 Miscellaneous Applications to Amend
Articles of Incorporation Approved.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 List of State and National Banks...................................... 12 List of State Credit Unions........................................... 24 Abstract of Reports of Condition of State and National Banks.......... 28 Comparative Statement of Earnings and Expenses of
State and National Banks........................................... 29 Abstract of Reports of Condition of State Credit Unions............... 30 Comparative Statement of Earnings and Expenses of
State Credit Unions................................................ 31
TABLE OF CONTENTS
Activities of Bank Offices, Branches, and Facilities of State-Chartered Banks: List of Branch Banks. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 Applications to Establish a Bank Office, Branch, or Facility, and Permits to Begin Business............................ 35 Applications to Change Location of Main Office, Branch, Bank Office, or Bank Facility...................................... 41
Activities of Financial Holding Companies: Applications to Become a Bank Holding Company and/or to Acquire Voting Stock of a Bank or a Bank Holding Company Acquisitions. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44 New Formations. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 46 Applications Approved for Financial Holding Company Subsidiaries to Merge Across County Lines.......................... 48 Registered Financial Holding Companies and Their Financial Subsidiaries....................................... 49
Activities of International and Domestic Banks: International Bank Agencies........................................... 67 International Bank Facilities......................................... 70 International Bank Representative Offices............................. 71 Registered Domestic Loan Production Offices and Bank Holding Company Subsidiaries.............................. 73
Summary of Activities of Financial Institutions During 1989.............. 79
Applications for New Sale of Check License............................... 80 Firms Authorized to Sell Checks - Authorized by Commissioner
Sale of Checks Act. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 81 Georgia Credit Union Deposit Insurance Corporation
Statement of Assets and Liabilities................................... 82 Receivership Liquidations................................................ 83
HISTORY OF THE DEPAR'IMENT 1919 . 1989
The Depart:rrent of Banking and Finance was created by the Ex-
ecutive Reorganization Plan of 1972 as successor to the Departrrent of Banking. The original Department of Banking was created
by Act of the legislature in 1919 concurrent with the enactment of The Banking Law which deals with the in-
corporation of banks and the regulation of the business of banking. Since the establishment of the Department in 1919, additional responsibilities have been assigned to the agency in the fonn of the Georgia credit Union Act (1925); Trust Ccnpany Laws of Georgia (1927); Georgia Sale of Olecks Act (1965); Regulated Certificated Bank Act (1966); The Fiduciary Investment Company Act (1970); International Bank Agency Act (1972); and Georgia Business Developnent
Corporation Act (1972) The Executive Reorganization Plan of 1972, in addition to changing the name of
the Department, provided for the Department to be headed by a Cbmmissioner as successor to the former Superintendent of Banks and transferred to the Department the
supervision of State-chartered building and loan associations. All of the foregoing Acts were subject to substantial recodification in the form of the Financial Institutions Code of Georgia (1974) which becane effective April
1, 1975. Provisions of Title 7 of the Code of Georgia relating to Branch Banking and Bank Holding Companies -were substantially arrended effective July 1, 1976 to permit :multi-bank holding canpanies under Departmental superVlslon. The Georgia Credit Dnion Deposit Insurance Corporation (GCUDIC) was established pursuant to a 197 4 Act of the General Assembly under the supervision of the Department. GCUDIC insures deposits of certain Statechartered credit unions. M:>st recently, bank holding canpanies have been pennitted to expand within a ten state southeastern region under the Department's supervision.
-i -
SUMMARY OF CONDITION AND STRUCTURAL CHANGES IN FINANCIAL INSTITUTIONS DURING 1989
The financial and statistical information contained in this report has been compiled from the annual reports of condition submitted by the 326 state-chartered banks, one trust company, 64 national banks, one national trust company, 129 state-chartered credit unions, one state-chartered savings bank, and 18 licensed money order companies operating in this State, and other statistical information made available through the examination, investigation and licensing of financial institutions and others under the supervision of the Department of Banking and Finance. The purpose of this report, required by Section 7-1-74 of the Official Code of Georgia Annotated, is to provide factual and statistical information that might prove useful to the financial industry and may be used by individuals and financial institutions who might be engaged in economic studies or might otherwise be interested in the evolution of Georgia's Banking Structure.
BANKING DIVISION
The year-end call reports reflect a continuation of sound economic growth in the banking system. Total assets for the national and state-chartered banks amounted to $65,175,817,000 reflecting an increase of $6,087,817,000 or 10.30% over 1988 assets. Amounts do not include trust company assets.
Expansion of State-chartered banks through new banks, bank offices and facilities continued. An additional 12 banks and 41 banking offices and facilities opened during 1989. Six banks and ten offices closed or merged into national banks bringing the total of state bank offices to 494.
During 1989, the Department approved 45 applications by
financial holding companies, for permission to acquire
controlling
interest
in
additional
financial
institutions.
Twenty-six of these applications were
approved to establish new financial holding companies.
Twenty-three international bank agencies and ten representative offices of international banks had registered or had been authorized to establish an office in Georgia at year-end.
Trust activities continue to be conducted principally by
bank trust departments and there is one separately
chartered trust company.
Other depository financial
institutions exercise limited trust powers in connection
with individual retirement accounts authorized by the
- ii -
BANKING DIVISION (Continued)
THRIFT INSTITUTIONS DIVISION
SALE OF CHECKS ACT
OTHER INSTITUTIONS
SUMMARY OF CONDITION AND STRUCTURAL CHANGES IN FINANCIAL INSTITUTIONS DURING 1989
Employee Retirement Income Security Act of 1976 enacted by Congress.
Articles of Amendment of Articles of Incorporation were
approved for two banks to increase outstanding capital
stock.
The Department approved three Articles of
Amendment creating authorized but unissued shares to be
issued in the future.
Thirteen banks were granted
permission to issue authorized but unissued shares through
stock dividends or sales. Amendments were approved for
one bank to change the par va 1ue of shares, for eleven
financial institutions to change names, for two banks to
exercise trust powers. Thirty-six miscellaneous amendments
were also approved.
Credit Unions operating under state charter have
experienced steady growth during 1989.
Consolidated
financial and statistical reports of the 129
state-chartered credit unions reflect an increase in total
assets of 246,620,000 or 10. 5 % to a total of
$2,604,637,000. All state-chartered credit unions provide
their members with deposit protection through the National
Credit Union Administration or the Georgia Credit Union
Deposit Insurance Corporation.
At year-end the Georgia Credit Union Deposit Insurance Corporation had total resources of $11,348,467 and insured deposits of 101 credit unions.
The Department of Banking and Finance supervises the licensing of check sellers pursuant to the Georgia Sale of Checks Act enacted in 1965. Eighteen companies with a total of 5, 028 agents throughout the State were licensed to do business under the Act during 1989.
The Department is charged with the responsibility of
supervising the operations of Bank Data Processing
Cooperatives, Fiduciary Investment Companies and Business
Development Corporations.
There is one business
development corporation but no fiduciary investment
companies currently operating.
- iii -
OFFICIAL ROSTER
E. D. DUNN
Commissioner
ROBERT M. MOLER, CFE
Deputy Commissioner
ADMINISTRATIVE Personnel, Accounting and Budget, Clerical Support,
Currency Transaction Report Processing
Reece V. Morris, CFE, Deputy Commissioner for Administration.
Maggie Smith, Personnel Manager.
Barbara Moore, Accountant. Renate Carroll, Accounting Technician II
Sonja Hencely, Confidential Secretary. Debbie Stahl, Senior Secretary Typist.
<
Darlene Hayes, Clerk Transcriber, Currency Transaction Reports Wanda Hardmon, Clerk Transcriber, Currency Transaction Reports
Bonnie Steele, Clerk Transcriber, Currency Transaction Reports
Henry "Hank" Tarn, Storekeeper . . . . . . .
.986-1640
.986-1638
.986-1641 .986-1441
.986-1621 .986-1633
.986-1624 .986-1632 .986-1631
.986-1622
SUPERVISORY
Bank, Thrift, Holding Company, and International Bank supervzszon, Investment
Securities, Reports of Apparent Criminal Irregularity, Conswner Affairs, Technical and Legal
Steven D. Bridges, CFE, Deputy Commissioner. Susan Brown, Principal Secretary .
.EASTERN. .Eastern.
986-1629 986-1657
Grace M. Lurry, CFE, Assistant Deputy Commissioner. Brenda Phillips, Senior Secretary Typist ...
.District 2 .District 2
986-1646 986-1656
Wayne M. Orr, CPA, Assistant Deputy Commissioner. Brenda Phillips, Senior Secretary Typist ...
.District 4 .District 4
986-1637 986-1656
C. Craig Smith, CFE, Assistant Deputy Commissioner. Susan Brown, Principal Secretary . . . . . . . .
.District 6 District 6
986-1636 986-1657
John B. Kline, CFE, Deputy Commissioner . . Marilou Harvey, Principal Secretary.
.WESTERN .Western
Larry S. Moor, CFE, Assistant Deputy Commissioner. Marilyn Fuller, Principal Secretary. . . . . . .
George A. Reynolds, CFE, CPA, Assistant Deputy Commissioner Marilyn Fuller, Principal Secretary. . . . . . .
Ralph J. Shire, CFE, Assistant Deputy Commissioner. Marilou Harvey, Principal Secretary. . . . . . .
.District 5 .District 5
.District 3 .District 3
.District 1 .District 1
TRAINING, EDUCATION and EDP OPERATIONS Training, Research and Development, and Data Processing
David G. Sorrell, CFE, Director of Training
<
Melinda G. Kinard, CFE, Assistant Deputy Commissioner.
Dianne Blackstone, Programmer Analyst
Sophia E'lom, Computer Operator ...
.986-1630 .986-1659
986-1643 986-1658 986-1642 986-1658 986-1644 986-1659
.986-1650 .986-1649 .986-1648 .986-1651
CORPORATE Bank, Thrift, and Holding Company Applications, Corporate Charter Amendments, International
Licensing, International Bank Facility Permits, Business Production Office Registrations, Sale of
Check Licensing, Georgia Credit Union Deposit Insurance Corporation, Conswner Affairs,
Department Bulletins and Annual Reports, Statistical Reports, Technical and Legal
Georgia G. High,CFE, Assistant Deputy Commissioner. Judy Carter, Senior Secretary Typist ...
.986-1645 .986-1652
Jeannie Benefield, Administrative Assistant. Judy Carter, Senior Secretary Typist.
.Districts 2,3,4 .Districts 2,3,4
.986-1647 .986-1652
Vickie Busby, Administrative Assistant. Rhoda Barcan, Senior Secretary Typist
.Districts 1,5,6 .Districts 1,5,6
.986-1639 .986-1620
DISTRICT
1
MARIETTA 404-988-9444
DISTRICT AND ASSISTANT DISTRICT DIRECTOR
Jackson D. Hardy, CFE Drexe 1 Beck, CFE
DISTRICT PERSONNEL
SENIOR EXAMINERS William D. Atkins, CFE James M. Brooks, CFE
2
STONE MOUNTAIN 404-564-0982 ATHENS 404-549-8596
3
I COLLEGE PARK < 404-559-6621
4
DUBLIN 912-275-1602
David A. Hancock, CFE Tracy D. Whitesides, CPA, CFE
C. Douglas Peugh, CFE Larry E. Shelley, CFE
Robert H. Callier, CFE Gary F. Ford, CFE
Princess Brown, CFE Michael G. Killeen, CFE Ned W. Overby Robert J. Rosentreter E. Nanette Sisk, CFE
Harry M. Brown Billie L. Reed Barry L. Rooks Sandra Sheley, CFE Emory L. Stanford, CFE
Michael F. Hooks, CFE Hubert C. Miller, CFE Steve H. Powell, CFE
5
ALBANY 912-430-4407 VALDOSTA 912-333-5299
Robley S. Rigdon, CFE Larry T. Duke, CFE
D. Ray Johnston Joyce R. Jones Michael A. Rosser, CFE
EXAMINERS
ASSISTANT AND SENIOF ASSISTANT EXAMINERS
Robert M. Braswell Ernest D. Coats James Emory Rona 1d F. Furukawa Ira Goolsby
Victor A. Greene Larry J. Moody
Teresa H. Johnson Paula McGill
Lori A. Binford
Marilyn Harris
Janet Blackmon
Pamela Stewart
M. Joel Byers
Vernon Tanner
Harold J. Carney
Jenny L. Neville, CPA, CFE
Mayra Barzaga Angela Ruddick Kevin M. Sharpe
Gregory S. Bell James D. Garrett Rebecca Haigler
Vicki L. Brantley, CFE Gary E. Fields, CPA Dianne Hickman
Dennis McNeer Wesley Morris Jane Roche Hersha Screws
Danny D. Adkins
Terry Tucker
Wendy B. Carter
Eugene S. Cline
Gregory 0. Lowe
John F. Sutphin, III, CFE
6
DOUGLAS 912-383-4248 SAVANNAH 912-356-2770
R. Larry Herndon, CFE Jane Whitfield
James F. Mills, CFE
Patrick T. Brahana
Billy S. Wilson, Jr., CFE Ricky Watkins
David T. Widincamp
Robert Cothran Malcolm Keith Gregory Lamimore
Danny E. Watkins Billy C. Wilson, Sr.
CURRENT STAFF
E. D. "Jack" Dunn Commissioner
Robert M. Moler Deputy Commissioner
Reece V. Morris Deputy Commissioner
for Administration
John B. Kline Deputy Commissioner
for Supervision
- vii -
Steven D. Bridges Deputy Commissioner
for Supervision
Danny D. Adkins
William D. Atkins
Rhoda Barcan
Mayra Barzaga
Drexel Beck
Gregory S. Bell
Jeannie Benefield
Lori A. Binford
Janet Blackmon
Dianne Blackstone
Patrick T. Brahana
Vicki L. Brantley
Robert M. Braswell
James M. Brooks
Harry M. Brown
Princess Brown
Susan Brown
Victoria Busby
M. Joel Byers
Robert H. Callier
Harold J. Carney
Renate Carroll
Judy Carter
Wendy B. Carter
Eugene S. Cline
Ernest D. Coats
Robert Cothran
Larry T. Duke
James Emory
Sophia E'lom
Gary E. Fields
Gary F. Ford
Marilyn Fuller
Ronald F. Furukawa
James D. Garrett
Victor A. Greene
Ira D. Goolsby
Rebecca Haigler
David A~Hancock
Wanda Hardmon
Jackson D. Hardy
Marilyn Harris
Marilou Harvey
Darlene Hayes
Sonja Hencely
R. Larry Herndon
Dianne Hickman
Georgia High
Michael Hooks
Teresa H. Johnson
D. Ray Johnston
Joyce R. Jones
Malcolm Keith
Michael G. Killeen
Melinda G. Kinard
Gregory Larimore
Gregory 0. Lowe
Grace M. Lurry
Paula McGill
Dennis McNeer
><
t-'
Hubert C. Miller
James F. Mills
Larry J. Moody
Larry S. Moor
Barbara U. Moore
Wesley Morris
Jenny L. Neville
Wayne Orr
Ned W. Overby
C. Douglas Peugh
Brenda Phillips
Steve H. Powell
Billie L. Reed
George A. Reynolds
Robley S. Rigdon
Jane Roche
Barry L. Rooks
Robert J. Rosentreter
Michael A. Rosser
Angela E. Ruddick
I
I
Hersha J. Screws
Kevin M. Sharpe
Sandra Sheley
Larry E. Shelley
Ralph J. Shire
E. Nanette Sisk
C. Craig Smith
Maggie Smith
Debbie Stahl
David G. Sorrell
Emory L. Stanford
Bonnie C. Steele
Pamela Stewart
John F. Sutphin, III
Henry "Hank" Tam
Vernon Tanner
X
--'
Terry Tucker
Danny E. Watkins
Ricky Watkins
Jane Whitfield
Tracy D. Whitesides David T. Widincamp
Billy C. Wilson, Sr.
Billy S. Wilson, Jr.
EXAMINATION DISTRICTS AND DISTRICT WORK AREAS
District 1 2
3 4
5
6
Location
Marietta Stone Mountain
College Park
Dublin Albany Valdosta
Douglas Savannah
Designates District Work Areas
xiv
1989 RECEIPTS AND DISBURSEMENTS FISCAL YEAR
REVENUES COLLECTED
Bank Examination and Supervision Fees New Bank, Bank Office and Holding Company
Investigation Fees Credit Union Examination and Supervision Fees Sale of Checks Investigation and License Fees Building and Loan Examination, Supervision and
Investigation Fees Holding Company Examination and Supervision Fees Miscellaneous Fees and Fines
Total Revenues Collected and Remitted to Fiscal Division, Department of Administrative Services
DISBURSEMENTS
Personal Services Motor Vehicle Expense Supplies and Materials Repairs and Maintenance Travel Expense Motor Vehicle Equipment Purchase Printing Equipment Purchases Office Rent Computer Communications Miscellaneous
Total Disbursements
NET REVENUES OVER DISBURSEMENTS
$4,699,602.00
633,151.50 585,346.00
35,023.00
-o-
475,295.00 11,251. 20
$6,439,668.70
============
$4,827,284.56 72,755.24 37,605.49 8,237.41
222,667.35 -0-
9,687.15 74,132.66 186,029.14 124,797.19 58,705.76 73,259.27
$5,695' 161.22
=============
$744,507.48
- XV -
1989 LEGAL HOLIDAYS
January 1 . . . . . . . . . . . . . . . . . . . . . . . . . . New Year's Day
January 19
Martin Luther King, Jr.'s Birthday
January 19
. . . . . Robert E. Lee's Birthday (Observed Fourth Friday in November)
February 22 . . . . . . . . . . .
George Washington's Birthday
(Observed Third Monday in February)
April 26 . . . . . . . . . . . . . . . . . . . . . Confederate Memorial Day
May 30 . . . . . . . .
National Memorial Day
(Observed Last Monday in May)
July 4 . . . . . . . . . . . . . . . . . . . . . . . . . . Independence Day
First Monday in September . . . . . . . . . . . . . . . . . . . . Labor Day
October 12 . . . . . .
. Columbus Day
(Observed Second Monday in October)
November 11 . . . . . . . . . . . . . . . . . . . . . . . . . . Veterans Day
Fourth Thursday in November . . . . . . . . . . . . . . . . Thanksgiving Day
December 25 . . . . . . . . . . . . . . . . . . . . . . . . . Christmas Day
Whenever a public and legal holiday occurred on a Saturday, the preceding Friday was observed as a public holiday. Whenever a public and legal holiday occurred on a Sunday, the following Monday was observed as a public and legal holiday.
State Government Offices closed fourth Friday in November and one additional day in association with Christmas observance as compensatory time for Lee and Washington Birthday observations which occur when the General Assembly is in session or in conflict with some other observation. Financial Institutions may close on these days in addition to the listed Legal Holidays.
- xvi -
PROPOSED NAME The Citizens Bank of Cochran
(proposed name change)
Bryan Bank & Trust (proposed bank and trust)
Citizens Bank & Trust of Bryan County (bank name change)
Eagle Bank and Trust (proposed bank)
Savannah Bank (proposed bank and trust)
-southTrust Bank of Savannah (proposed bank)
The Westside Bank & Trust Company (proposed bank and trust)
Southland Interim Bank (proposed merger/plan of reorganization)
First Community Bank of Dawsonvi I le (proposed bank)
GCI Credit Card Bank (proposed bank, I imited purpose)
GCI State Bank (proposed bank, I imited purpose)
APPLICATIONS FOR RESERVATION OF A NAME COUNTY Bleck ley
Bryan Bryan Bu I Ioch Chatham Chatham Cobb Coffee Dawson DeKalb DeKalb
APPLICANT
Mr. Bi I Iy E. Na I Is
President
Cook Banking Company
P. 0. Box 427
Cochran
31014
Mr. Robert T. Mol inet
3333 Peachtree Road
Suite 1800
Atlanta
30326
Mr. George A. Waters
P. 0. Box 318
Richmond Hi I I
31324
Mr. Bryan G. Whelan
9755 Dogwood Road
Suite 310
Roswe I I
30075
Ms. J. H. Smith P. 0. Box 2364 Savannah
31498
Anitta Pross
SouthTrust Corporation
P. 0. Box 2554
Birmingham
35290
Mr. T. Kenner Iy Carro I I , Jr.
1409 Peachtree Street, N.E.
Atlanta
30309
Mr. John T. McGoldrick, Jr.
Martin, Snow, Grant & Napier
P. 0. Box 1606
Macon
31202
Mr. David Wallace
Attorney at Law
P. 0. Box 508
Dawsonvi I le
30534
Mr. Gerald T. Woods
2500 Trust Company Tower
Atlanta
30303
Mr. Gerald T. Woods
2500 Trust Company Tower
Atlanta
30303
PROPOSED NAME Mus I im Community Credit Union
(proposed credit union) Barnett Bank of Fayette County
(proposed name change)
Citizens Bank and Trust of Fayette County (proposed bank and trust)
The Fayette Community Bank & Trust Company (proposed bank and trust)
The Community Bank of Forsyth County (proposed bank and trust)
N
1 Georgia Power Credit Union (proposed conversion)
Metro Interim Bank (proposed interim bank)
Peachtree American Bank and Trust Company (proposed bank and trust)
SouthTrust Bank of Atlanta (name change)
The Central & Southern Bank of Greensboro (name change)
APPLICATIONS FOR RESERVATION OF A NAME COUNTY DeKalb Fayette
Fayette Fayette Forsyth
Fulton Fulton
Fulton
Fulton Greene
APPLICANT
Lonnie A. Saboor
4200 Val ley Lake Terrace
Col lege Park
30349
Mr. Peter A. Baumgaertner
Regulatory Regulations Officer
Barnett Banks, Inc.
P. 0. Box 40789
Jacksonvi I le
32231
Mr. Robert A. Calvert, Jr.
710 Marshview Close
Roswel I
30076
Ms. Cynthis M. Black
Glass, McCul Iough, Sherri I I & Harro
1409 Peachtree Street, N.W.
Atlanta
30309
Ms. B. Ellen Taylor
Trotter Smith & Jacobs
400 Colony Square
1201 Peachtree St.
Atlanta
30361
Mr. John A. Taylor
270 Peachtree Street, NW
Suite 119
Atlanta
30302
Mr. Stanley H. Pol lock
Parker, Johnson, Cook & Dunlevie
1275 Peachtree Street, N.E.
Suite 700
Atlanta
30309
Mr. Albert Caproni, I I I
Merritt & Tenney
200 Galleria Parkway
Suite 500
Atlanta
30309
Ms. Anitta Pross
SouthTrust Corporation
P. 0. Box 2554
Birmingham
35290
Mr. Sheffield Hale
Ki !patrick & Cody
100 Peachtree Street
Suite 3100
Atlanta
30303
PROPOSED NAME Commercial Bank of Gwinnett
(proposed bank)
The Eastside Bank & Trust Company (proposed bank and trust)
CB&T Bank of Middle Georgia (proposed name change)
Southern Pine Credit Union (proposed name change)
, Valdosta Bank and Trust w (proposed bank and trust)
Madison County Bank (name change)
Citizens Bank & Trust Company of Mt. Vernon (proposed name change)
Barnett Bank of Southwest Georgia (proposed conversion)
Barnett Savings Bank (proposed Bank)
APPLICATIONS FOR RESERVATION OF A NAME COUNTY Gwinnett
Gwinnett Houston
Lowndes
Lowndes
Madison Montgomery
Musco gee
Musco gee
APPLICANT
Mr. W. James Stokes
T.Stephen Johnson & Associates, Inc
3169 Holcomb Bridge Road
Suite 210
Norcross
30071
Mr. T. Kennerly Carrol I, Jr.
1409 Peachtree Street, N.E.
Atlanta
30309
Ms. Gari lou Page
Staff Attorney
Synovus Financial Corp
P. 0. Box 120
Columbus
31902
Valdosta Onized Credit Union
Ms. Vercie T. Cason
Highway 31 South
P. 0. Box 1048
Valdosta
31603
Mr. Thompson Kurrie, Jr.
Ti I lman, McTier, Coleman, Tal ley,
Newborn & Kurrie
P. 0. Box 1124
Valdosta
31603
Mr. Lane Fitzpatrick
P. 0. Box 215
Danielsvi I le
30633
Ms. Joanne F. Todaro
Ki !patrick & Cody
100 Peachtree Street
Suite 3100
Atlanta
30303
Ms. Christina Tomczak
Barnett Bank, Inc.
100 Laura St.
P. 0. Box 40789
Jacksonvi I le
32203
Christine M. Tomczak
Vice President
Barnett Banks, Inc.
P. o. Box 40789
Jacksonvi I le
32203
PROPOSED NAME Total Bank
(proposed credit card bank)
Universal Bank (proposed credit card bank)
Sunbelt Credit Union (proposed name change)
Community Bank of Sumter (proposed bank)
Georgia Southeastern Savings Bank (proposed savings bank)
Roper Corporation Employees Credit Union (proposed name change)
RGE Employees Credit Union (proposed name change)
APPLICATIONS FOR RESERVATION OF A NAME COUNTY Musco gee Musco gee Spalding Sumter
Toombs
Walker Walker
APPLICANT
Ms. Julie Dickson
CB&T Bancshares
P. 0. Box 120
Columbus
31902
Ms. Julie Dickson
CB&T Bancshares, Inc.
P. o. Box 120
Columbus
31902
Launderers & Cleaners Credit Union
Mr. Sam Bunn, President
605 W. Solomon Street
Griffin
30224
Mr. w. James Stokes
T. Stephen Johnson & Associates,lnc
3169 Holcomb Bridge Road
Suite 210
Norcross
30071
Ms. Karen Avagl ieno Housley Goldberg & Kantarian,
2301 M Street, N.W. Suite 500 Washington, D.C. 20037
P.C.
Ms. Freda S. Raines
RGE Employees Credit Union
1507 Broomtown Road
LaFayette
30728
Ms. Freda S. Raines
Roper LaFayette Employees' Cr. Un.
1507 Broomtown Road
LaFayette
30728
APPLICATIONS FOR NEW FINANCIAL INSTITUTIONS
FINANCIAL INSTITUTION
Community Bank of Sumter
East Lamar Street
Americus
31709
GCI Credit Card Bank
4370 Peachtree Road
Atlanta
30319
Paces Bank & Trust
3340 Peachtree Road
Atlanta
30362
Georgia Bank & Trust Company of Augusta
3530 Wheeler Road
Augusta
30909
The First Bank of Brunswick
2812 Cyprus Mi II Road
Brunswick
31521
Security State Bank
1 1624 Marietta Highway
CJ1Canton
30114
1 First Community Bank & Trust
827 Joe Frank Harris Parkway
Cartersvi I le
30120
First Clayton Bank & Trust Company
Vi I lage Shopping Center, Hwy 441
Clayton
30525
First Columbus Community Bank & Trust Company
Harmony Place, 2301 Airport Thruway
Columbus
31904
Rockdale Community Bank
Old Salem Road
Conyers
30207
The Community Bank of Forsyth County
Corners Shopping Center/Highway 20
Cumming
30130
Dalton/Whitfield Bank & Trust
401 S. Thornton Avenue
Dalton
30720
First Community Bank of Dawsonvi I le
State Rt 400 & State Rt 53 East
Dawsonvi I le
30534
CAPITALIZATION $ 3,000,000
$ 5,055,770 $ 5,000,000 $ 4,500,000 $ 4,000,000 $ 4,151,030 $ 3,000,000 $ 5,000,000 $ 5, 171, 140 $ 5,000,000 $ 6,000,000 $ 3,000,000
APPROVAL DATE Disapproved Withdrawn 3-25-88 9-02-88 1-27-89 1-13-89 7-11-88 5-23-89 3-08-88 12-30-87 12-27-89 3-22-89 9-08-89
EFFECTIVE / BEGIN BUSINESS
10-10-89 5-20-89
12-18-89 8-28-89
10-23-89
4-20-89 1-06-89
APPLICATIONS FOR NEW FINANCIAL INSTITUTIONS
FINANCIAL INSTITUTION
Citizens Bank and Trust of Fayette County
675 North Jeff Davis Drive
Fayettevi I le
30214
The Fayette Community Bank & Trust Company;Acq.of
Fayette Cty Branch,Anchor Sv.Bk,FSB
Fayettevi I le
30214
Crescent Bank and Trust Company
1200 Appalachian Parkway
Jasper
30143
The Westside Bank & Trust Company
1200 Barrett Parkway
Kennesaw
30144
First Southern Bank
Snapfinger Woods Dr. & Panola Road
Lithonia
30058
Charter Bank and Trust Co.
269 Roswel I Street.
1 Marietta
30060
m
SouthTrust Bank of Cobb County;Acq.of Cobb County
Branch of Anchor Savings Bank,FSB
Marietta
30062
Fayette County Bank 300 Peachtree Parkway South Peachtree City 30269
Bryan Bank & Trust
30 Ford Avenue
Richmond Hi I I
31324
Clayton County Bank & Trust Company
7384 Highway 85
Riverdale
30274
Peachtree American Bank and Trust Company
6100 Lake Forrest Drive, N.W.
Sandy Springs
30328
SouthTrust Bank of Savannah
7917 Abercorn Extension
Savannah
31406
SouthTrust Bank of Savannah;Acq.of Chatham County
Branch of Anchor Savings Bank,FSB
Savannah
31406
CAPITALIZATION $ 4,800,000 $ 4,000,000 $ 4,750,000 $ 6,000,000 $ 5,267,750 $ 5,000,000 $ 5,000,000 $ 4,744,120 $ 3,483,880 $ 7,500,000 $ 5,000,000 $ 3,000,000 $ 3,000,000
APPROVAL DATE 12-07-89
Rescinded 10-31-88 12-22-89 3-04-87 10-05-87
Withdrawn 2-13-89 4-27-89 3-23-89
Disapproved Pending
Withdrawn
EFFECTIVE / BEGIN BUSINESS
6-07-89 8-14-89
4-26-89 2-03-89 5-11-89 11-03-89 12-27-89 10-04-89 5-24-89
5-11-89
FINANCIAL INSTITUTION
The Eastside Bank & Trust Company
Georgia Highway 124 at Dogwood Road
Sne I Ivi I Ie
30278
Eagle Bank and Trust
335 South Main Street
Statesboro
30458
McDuffie Bank & Trust
110 East Hi II Street
Thomson
30824
DeKalb State Bank
3333 Lawrencevi I le Highway
Tucker
30084
Valdosta Bank and Trust
2611 North Patterson Street
Valdosta
31602
APPLICATIONS FOR NEW FINANCIAL INSTITUTIONS
CAPITALIZATION $ 6,000,000
APPROVAL DATE 7-13-89
$ 4,000,000
Pending
$ 4,000,000
3-28-88
$ 5,000,000
5-01-89
$ 4,000,000
5-31-89
EFFECTIVE I BEGIN BUSINESS
1-09-89
CURRENT NAME The Buckhead Bank Atlanta Heritage Trust Conyers Farmers and Merchants Bank Fayettevi lie Bank of Greensboro Greensboro Launderers & Cleaners Credit Union Griffin Roper LaFayette Employees Credit Union LaFayette RGE Employees Credit Union LaFayette Salem Carpet Mi I Is Credit Union OJ Ri nggo Id Sentry Bank and Trust Company Roswe I I Valdosta Onized Credit Union Valdosta International City Bank Warner Robins
NOTICE OF CHANGE IN NAME PROPOSED NAME The Chattahoochee Bank The Citizens and Southern Bank of Conyers Barnett Bank of Fayette County The Central and Southern Bank of Greensboro sunbelt Credit Union RGE Employees Credit Union Roper Corporation Employees Credit Union Salem Carpet Credit Union SouthTrust Bank of Atlanta Southern Pine Credit Union CB&T Bank of Middle Georgia
APPROVAL DATE
4-27-89 12-29-88 11-06-89
5-11-89 6-06-89 3-13-89 9-14-89 5-16-89 9-15-89 4-25-89 12-11-89
EFFECTIVE DATE
6-28-89 1-13-89 11-10-89 6-01-89 6-07-89 3-14-89 9-19-89 5-19-89 9-19-89 4-27-89 12-13-89
FINANCIAL INSTITUTION MERGERS
FINANCIAL INSTITUTION (SURVIVOR) Albany Government Employees Federal Credit Union Albany Albany Government Employees Federal Credit Union Albany Doco School Employee Federal Credit Union Albany First National Bank of Atlanta Atlanta Georgia State Department of Education Credit Union Atlanta Pinnacle Credit Union Atlanta The Buckhead Bank Atlanta American National Bank of Brunswick 1.0 Brunswick Columbus Postal Credit Union Columbus Trust Company Bank of Columbus, N.A. Columbus First South Bank, National Association Fort va 11ey Lockheed Georgia Employees' Federal Credit Union Marietta Barnett Bank of Atlanta Palmetto The Citizens and Southern National Bank Savannah GEMC Federal Credit Union Tucker AT&T Family Federal Credit Union Winston-Salem,NC lntegon Employees' Credit Union Winston-Salem,NC
MERGED INSTITUTION Keenan Credit Union Albany Phoebe Putney Employees Credit Union Albany sumter County Teachers Credit Union Americus First Bank and Trust Company Fayettevi lie Decatur Teachers Credit Union Decatur GAE Members Credit Union Decatur The Chattahoochee Bank Marietta American Bank of Southeast Georgia Kingsland W. C. Bradley Employees Credit Association Columbus Trust Company Bank of Troup County LaGrange First South Bank Ashburn Calhoun-Gordon County Educators' Credit Union Calhoun Investors Bank & Trust Duluth Citizens & southern Bank of Conyers Conyers CGEMC Employees Credit Union Jackson Columbus Coca-Cola Employees Credit Union Columbus Georgia International Credit Union Atlanta
APPROVAL DATE
12-13-89 10-25-89
3-30-89
NA
8-24-89 9-27-88 4-27-89
NA
12-21-89 11-27-89
NA
9-08-88 10-30-89
NA
5-04-89 12-14-88 6-27-89
EFFECTIVE DATE
5-01-89 9-15-89 11-20-89 1-25-89 6-28-89 4-21-89
7-01-89 1-13-89 11-09-89 3-31-89 7-17-89 1-30-89 8-25-89
CURRENT NAME Barnett Federal Savings Bank Columbus Barnett Savings Bank Columbus
FINANCIAL INSTITUTION CONVERSIONS CONVERTED TO Barnett Savings Bank Barnett Bank of Southwest Georgia
CREDIT UNION Employees Credit Union C/0 New Sipco, Inc. ....... Mou Itr i e
0
APPROVAL OF DISSOLUTION
APPROVAL DATE
12-28-89
12-28-89
EFFECTIVE DATE
APPROVAL DATE
7-24-89
EFFECTIVE DATE
11-30-89
NAME OF BANK
The Hamilton Bank & Trust Co.,
Receivership terminated 9-12-1989
STATE-CHARTERED BANKS IN LIQUIDATION
LOCATION
Atlanta
DATE CLOSED
10-08-76
DEPOSITORY NA
APPLICATIONS TO AMEND ARTICLES OF INCORPORATION APPROVED (INDEMNIFICATION OF DIRECTORS LIABILITY)
Wilcox County State Bank The Four County Bank The Chattahoochee Bank
Georgia Bank & Trust Company
of Augusta Bank of Early The Citizens State Bank Bartow County Bank The Brown Bank First Columbus Community Bank &
Trust Company Rockdale Community Bank The Peoples Bank of Forsyth County First Community Bank of Dawsonville Coffee County Bank Investors Bank & Trust Bank of Eastman Farmers and Merchants Bank The Bank of Spalding County Peoples State Bank Peoples Bank Trust Company Bank of Gwinnett County First Southern Bank The Chattahoochee Bank The Citizens Exchange Bank The Tattnall Bank Northwest Georgia Bank Rochelle State Bank Rossville Bank Commercial Bank Bank of Wadley Barrow Bank & Trust Company
LOCATION
Abbeville Allentown Atlanta
Augusta Blakely Butler Cartersville Cobbtown
Columbus Conyers Cumming Dawsonville Douglas Duluth Eastman Fayetteville Griffin Jeffersonville Lavonia Lawrenceville Lithonia Marietta Pearson Reidsville Ringgold Rochelle Rossville Tallapoosa Wadley Winder
APPROVED
5-11-89 12-08-89 11-14-89
12-20-89 4-17-89 6-07-89 3-09-89 6-29-89
6-14-89 6-14-89 2-23-89 12-13-89 9-21-89 5-22-89 4-13-89 3-06-89 7-10-89 4-17-89 6-02-89 6-02-89 10-10-89 1-10-89 4-13-89 2-06-89 3-21-89 5-31-89 6-06-89 2-03-89 6-07-89 2-28-89
MISCELLANEOUS APPLICATIONS TO AMEND ARTICLES OF INCORPORATION APPROVED
LOCATION
NATURE OF AMENDMENT
APPROVED
The Four County Bank Bank of Early First Columbus Bank &
Trust Company Trust Company Bank of
Gwinnett County First Southern Bank Northwest Georgia Bank
Allentown Blakely
Columbus
Lawrenceville Lithonia Ringgold
Articles 7 and 8 Acquire Trust Powers
Article X( c)
Restate Articles Waive Preemptive Rights Number of Directors
12-08-89 4-17-89
6-14-89
6-02-89 10-10-89
3-21-89
- 11 -
LIST OF STATE AND NATIONAL BANKS
COUNTY
CHARTER DATE
NO. OF OFFICES
TOTAL ASSETS (THOU)
Abbeville Abbeville Adairsville Adel
Adel Ailey Alamo Alapaha Albany Albany Albany Allentown Alma Alma ....... Alpharetta N Americus Americus Arlington Ashburn Athens Athens Athens Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta
Wilcox Wilcox Bartow Cook
Cook Montgomery Wheeler Berrien Dougherty Dougherty Dougherty Wilkinson
Bacon Bacon Fulton Sumter Sumter Calhoun Turner Clarke Clarke Clarke Fulton Fulton Fulton Fulton DeKalb Fulton Fulton Fulton Fulton Fulton DeKalb Cobb Fulton
Dorsey State Bank
10-04-1972
Wilcox County State Bank
* Bank of Adairsville
4-22-1952
1
3-21-1899
1
Adel Banking Company
2-27-1929
1
Farmers and Merchants Bank
12-11-1947
Montgomery County Bank
2-24-1926
1
Wheeler County State Bank
1-15-1945
1
Bank of Alapaha
3-04-1905
2
First State Bank & Trust Company
3-31-1961 11
Security Bank and Trust Company of Albany
* Trust Company Bank of South Georgia, N.A.
4-17-1970
4
11-01-1945
9
The Four County Bank
8-18-1941
Alma Exchange Bank & Trust
* The First National Bank of Alma
7-28-1981
2
2-15-1950
First Colony Bank
7-30-1984
1
Citizens Bank of Americus
2-20-1937
3
Sumter Bank and Trust Company
10-01-1973
2
Bostwick Banking Company
8-27-1935
Ashburn Bank
7-03-1900
2
First American Bank and Trust Company
* Georgia National Bank * Trust Company Bank of Northeast Georgia, N.A. * Bank South, National Association * Citizens and Southern Trust Company (Georgia) N.A. * Citizens Trust Bank
9-24-1949
4
1-04-1988
2
-1866
6
12-07-1909 104
2-11-1981
7-12-1921
7
Commercial Bank of Georgia
* Embry National Bank * First American Bank of Georgia, N. A. * First Union National Bank of Georgia * Georgia Bankers Bank * NCNB National Bank
6-14-1988
12-07-1987
6-11-1911 60
4-10-1969 154
1-18-1985
11-17-1952
4
Paces Bank & Trust
5-11-1988
Reliance Trust Company
2-11-1981
The Business Development Corporation of Georgia,Inc 5-02-1973
The Chattahoochee Bank
2-28-1986
5
3,980 17,238 24,119 33,985 26,986 39,330 15,052 30,255 281,350 115,230 204,736 20,061 39,098 44,923 49,094 65,699 93,176 15,533 62,398 82,079 27,814 287,036 4,072,434 74,233 125,986 45,357 33,931 1,845,043 4,508,899 81,686 533,982 5,678 1,975
226,048
*Member of Federal Reserve System
LIST OF STATE AND NATIONAL BANKS
COUNTY
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Augusta
Augusta
Bainbridge
Ball Ground
Barnesville
Barnesville
...... w
Barwick Baxley
Blackshear
Blackshear
Blairsville
Blairsville
Blakely
Blakely
Blue Ridge
Bowdon
Braselton
Brooklet
Broxton
Brunswick
Brunswick
Brunswick
Buchanan
Buford
Butler
Byron
Cadwell
Fulton Fulton Fulton Fulton DeKalb Fulton Cobb Cobb Richmond Richmond Decatur Cherokee Lamar Lamar Brooks Appling Pierce Pierce Union Union Early Early Fannin Carroll Jackson Bulloch Coffee Glynn Glynn Glynn Haralson Gwinnett Taylor Peach Laurens
* The Enterprise National Bank of Atlanta * The First National Bank of Atlanta
The Merchant Bank of Atlanta The Prudential Bank and Trust Company * The Summit National Bank
* Trust Company Bank * Trust Company Bank of Cobb County, N.A. *Vinings Bank & Trust, National Association
Georgia Bank & Trust Company of Augusta *Trust Company Bank of Augusta, N.A.
The First Port City Bank Citizens Bank * The First National Bank of Barnesville United Bank Barwick Banking Company Peoples State Bank & Trust Peoples Bank * The Blackshear Bank * First National Bank of Union County Union County Bank Bank of Early First State Bank of Blakely Peoples Bank of Fannin County Trust Company Bank of Carroll County Braselton Banking Company Farmers & Merchants Bank Broxton State Bank *Barnett Bank of Southeast Georgia, N.A. The Coastal Bank of Georgia *Trust Company Bank of Southeast Georgia, N.A. * The First National Bank of Haralson County Peoples Bank & Trust The Citizens State Bank Middle Georgia Bank Farmers State Bank
*Member of Federal Reserve System
CHARTER DATE
NO. OF OFFICES
6-01-1987
-1865 141
5-18-1987
7-20-1945
3-10-1988
1
9-21-1891
51
1-30-1967
10-23-1987
9-07-1988
8-10-1871
11
4-03-1974
1
9-28-1926
3
4-02-1902
4-14-1971
1
2-16-1967
5-04-1966
8-01-1946
7-07-1892
1-04-1982
1
2-18-1949
1
4-03-1941
5-06-1937
1
5-27-1986
1
9-22-1926
3
12-13-1948
2-04-1948
2
8-04-1966
-1889
7
10-30-1981
6
-1894
12
3-03-1909
2
12-20-1983
9-04-1926
10-30-1962
1
8-23-1972
1
TOTAL ASSETS (THOU)
59,396 8,493,590
37,659 1,262,027
45,730 6,312,806
337,897
58' 710 19,949 311' 582 53,991 92,864 55,805 47,132
4,679 26,120 38,389 29,630 27,729 116,650 37,434 43,723 46,486 64,742
5' 372 44,104 19,511 217,417 98,279 322,948 55,392 52,646 29,641 59,160 29,802
LIST OF STATE AND NATIONAL BANKS
COUNTY
Cairo Cairo Cairo Calhoun
Calhoun Camilla Camilla Canton Canton Carnesville Carrollton Carrollton Carrollton
Carrol ton Cartersville Cartersville Cartersville Cave Spring Cedartown Chatsworth Chatsworth Chester Chickamauga Clarkesville
Claxton Claxton Clayton Clayton Cleveland Cleveland Cobbtown Cochran
Cochran Colquitt Columbus
Grady Grady Grady Gordon Gordon Mitchell Mitchell Cherokee Cherokee Franklin Carroll Carroll Carroll Carroll Bartow
Bartow Bartow Floyd
Polk Murray
Murray Dodge Walker Habersham Evans Evans Rabun Rabun White White Tattnall
Bleck ley Bleckley Miller
Muscogee
Cairo Banking Company Citizens Bank
* First National Bank of Grady County
Georgia Bank & Trust
* The Calhoun First National Bank
Bank of Camilla
Planters & Citizens Bank
Bank of Canton
Etowah Bank First Bank and Trust
* Carroll National Bank
Citizens Bank and Trust of West Georgia
The Community Bank of Carrollton
* West Georgia National Bank of Carrollton
Bartow County Bank First Community Bank & Trust Peoples Bank of Bartow County Bank of Cave Spring
* The First National Bank of Polk County
Cohutta Banking Company
* The First National Bank of Chatsworth
Bank of Dodge County Bank of Chickamauga
Habersham Bank
The Claxton Bank Tippins Bank & Trust Company
Bank of Clayton Rabun County Bank
* The First National Bank of White County
White County Bank The Brown Bank
State Bank of Cochran
The Citizens Bank of Cochran The Peoples Bank
Columbus Bank and Trust Company
*Member of Federal Reserve System
CHARTER DATE
NO. OF OFFICES
11-23-1903
3
12-03-1903
1
6-19-1918
2
4-09-1987
1-12-1905
2
11-04-1889
9-20-1904
11-17-1892
5
1-22-1927
5
7-18-1960
1
4-04-1988
11-25-1946 10
11-06-1987
9-16-1946
3
6-07-1973
4
7-13-1988
4-23-1984
3
12-15-1966
1-01-1920
2
7-17-1905
4
8-18-1975
2
6-14-1966
1
2-16-1910
1
5-13-1904
3
2-24-1941
2
8-30-1940
1
10-18-1984
1
5-01-1974
1
12-11-1945
1
12-02-1975
2
6-24-1970
12-22-1921
4-24-1942
3-16-1973
2
12-24-1888
22
TOTAL ASSETS (THOU)
71,900 11,327 49,860 58,758 121,122 43,439 49,300 154,960 148,573 47,994 27,547 110' 511 19,697 136,295 69,891
7,613 56,144 12,520 74,647 92,747 42,349 19,509 33,016 139,513 44,785 26,421 116,633 40,167 93,239 77' 058
6,645 45,573 27,040 29,928 962,025
LIST OF STATE AND NATIONAL BANKS
COUNTY
Columbus Columbus Columbus Comer Commerce Commerce Conyers Conyers Coolidge Cordele Cordele Cornelia Cornelia Covington ....... Covington (jJ Crawford Crawfordville Cumming Cumming Cuthbert
Dahlonega Dahlonega Dallas Dallas Dalton Danielsville Darien Dawson Dawson Dawsonville Decatur Decatur
Dexter Donalsonville Donalsonville
Muscogee Muscogee Muscogee Madison Jackson Jackson Rockdale Rockdale Thomas Crisp Crisp Habersham Habersham Newton Newton
Oglethorpe Taliaferro Forsyth Forsyth Randolph Lumpkin
Lumpkin Paulding Paulding Whitfield Madison Mcintosh Terrell Terrell Dawson DeKalb DeKalb Laurens Seminole Seminole
First Columbus Community Bank & Trust Company * SouthTrust Bank of Columbus,N.A.
*Trust Company Bank of Columbus, N.A. Merchants and Farmers Bank of Comer, Georgia Community Bank & Trust - Jackson
* The First National Bank of Commerce Rockdale Community Bank Trust Company Bank of Rockdale Bank of Thomas County Cordele Banking Company First State Bank and Trust Company in Cordele Community Bank & Trust - Habersham
* First National Bank of Habersham * First National Bank of Newton County
The Bank of Covington The Commercial Bank The Peoples Bank
Lanier Bank & Trust Company
The Peoples Bank of Forsyth County First State Bank of Randolph County Bank of Dahlonega
Lumpkin County Bank The Citizens Bank, Dallas, Georgia
* The First National Bank of Paulding County Hardwick Bank & Trust Company Bank of Danielsville
The Darien Bank Bank of Dawson Bank of Terrell Dawson County Bank Bank Atlanta * Fidelity National Bank
The Knight State Bank Commercial State Bank Merchants and Farmers Bank
*Member of Federal Reserve System
CHARTER DATE
NO. OF OFFICES
3-21-1988
11-20-1989
-1892
7
10-03-1935
2
5-28-1982
2
1-01-1904
5
12-30-1987
10-15-1891
4
12-18-1911
1
5-31-1927
1
12-31-1984
1
7-03-1900
6
9-15-1979
3
8-28-1963
3
4-10-1901
3
9-02-1924
12-08-1947
10-06-1986
1
12-20-1983
2
12-31-1958
1
5-27-1914
1
5-06-1981
7-23-1962
5
2-01-1922
3
2-17-1922
4
12-11-1904
2
12-08-1888
1
6-29-1911
3-23-1936
1
7-01-1953
1
7-28-1986
2-12-1974
7
1-30-1967
10-21-1938
1
9-24-1925
2
TOTAL ASSETS (THOU)
19,600 15,575 257,323 28,823 32,091 81,293 16,691 184,076 11,726 57,317 55,433 ll2,519 107,080
80' 771 158,906
25,851 14,983 45,632 73,029 30,894 ll3,218 25,007 70,037 ll4,121 226,729 29,427 36,787 49,498 55,247 42,100 28,413 238,546 14,029 35,933 27,744
LIST OF STATE AND NATIONAL BANKS
Douglas Douglas Douglas Douglasville Douglasville Douglasville Douglasville Dublin Dublin Dudley Duluth Duluth East Point Eastman Eastman Eatonton Eatonton Edison Elberton Elberton Ellaville Ellijay Ellijay Evans Fairburn Fayetteville Fitzgerald Fitzgerald Folkston Forsyth Forsyth Fort Oglethorpe Fort Valley Fort Valley Franklin
COUNTY
Coffee Coffee Coffee Douglas Douglas Douglas Douglas Laurens Laurens Laurens Gwinnett Gwinnett Fulton Dodge Dodge Putnam Putnam Calhoun Elbert Elbert Schley Gilmer Gilmer Columbia Fulton Fayette Ben Hill Ben Hill Charlton Monroe Monroe Catoosa Peach Peach Heard
NA1'1E - 0 F -BA- NK
Bank South, Douglas Coffee County Bank Trust Company Bank of Coffee County Citizens & Merchants State Bank Douglas County Bank The Commercial Bank Trust Company Bank of Douglas County Farmers and Merchants Bank The Morris State Bank Bank of :Judley Citizens Bank of Gwinnett
* Gwinnett National Bank
First Bank of Georgia Bank of Eastman
Citizens Bank & Trust Company Farmers & Merchants Bank
The Peoples Bank The Bank of Edison
* First National Bank in Elberton
Granite City Bank Bank of Ellaville First State Bank of Gilmer County The Bank of Ellijay Citizens Bank & Trust Fairburn Banking Company Barnett Bank of Fayette County Bank South, Fitzgerald The Bank of Fitzgerald Southeastern Bank Monroe County Bank The Farmers Bank Capital Bank
* First South Bank, N.A.
The Citizens Bank The Bank of Heard County
*Member of Federal Reserve System
CHARTER DATE
NO. OF OFFICES
5-11-1971
1
6-19-1931
5-22-1945
2
5-29-1986
5-18-1973
2
4-24-1942 10
8-11-1959
3
5-26-1910
3
7-31-1958
1
10-02-1905
2
1-31-1984
6-01-1989
10-06-1987
12-28-1918
3-13-1949
3
10-30-1922
3-16-1944
9-24-1904
3-12-1934
2
8-31-1984
3
9-10-1910
11-05-1973
-''-
5-21-1914
1
10-07-1987
7-16-1984
2
2-16-1906
2
5-24-1948
2
11-10-1975
1
12-12-1911
6
11-02-1908
3-09-1910
12-04-1963
1
10-11-1924
8
12-24-1906
1
10-14-1905
TOTAL ASSETS (THOU)
43,030 44,632 108' 910 29,659 29,705 170,727 93,479 138,428 65,179 37,421 68,474 21,365 46,087 63,167 67,430 57,315 39,374 29' 4 77 105,688 106,233 23,614 46,290 92,814 19,107 74,210 110,415 48,551 70,282 120,851 31,919 33,160 41,981 126,199 45,480 25,086
LIST OF STATE AND NATIONAL BANKS
COUNTY
Gainesville Gainesville Gainesville Gainesville Gainesville Gibson Glennville Glennville Gordon Gray Greensboro Greensboro Greenville
Griffin Griffin Haddock Hahira Hahira Harlem Hartwell Hawkinsville Hawkinsville Hazlehurst Hiawassee Hiawassee Hinesville Hinesville Hiram Hogansville Homer Homerville Irwinton Jackson Jasper Jasper
Hall Hall Hall Hall Hall Glascock Tattnall Tattnall Wilkinson Jones Greene Greene Meriwether Spalding Spalding Jones Lowndes Lowndes Columbia Hart Pulaski Pulaski Jeff Davis Towns Towns Liberty Liberty Paulding Troup Banks Clinch Wilkinson Butts Pickens Pickens
Gainesville Bank & Trust
* Georgia First Bank * Lanier National Bank
The Citizens Bank
* The First National Bank of Gainesville
Bank of Gibson First Citizens Bank The Glennville Bank and Trust Company The Gordon Bank Bank of Gray Citizens Union Bank The Central and Southern Bank of Greensboro The Greenville Banking Company
* First National Bank of Griffin
The Bank of Spalding County Jones County Bank Citizens Community Bank Commercial Banking Company Bank of Columbia County Bank of Hartwell Planters Bank The Pulaski Banking Company Bank of Hazlehurst Bank of Hiawassee
* Mountain Bank of Georgia
The Coastal Bank
The Hinesville Bank Community Trust Bank The Citizens Bank Bank of Banks County Empire Banking Company Wilkinson County Bank Mcintosh State Bank Crescent Bank and Trust Company Jasper Banking Company
*Member of Federal Reserve System
CHARTER DATE
NO. OF OFFICES
7-20-1987
4-24-1984
8-01-1989
1
5-19-1913
5
-1889
5
11-07-1905
12-31-1942
1
1-12-1905
1
6-08-1946
8-23-1909
3-09-1946
2
10-13-1926
10-24-1887
5-12-1933
3
11-12-1986
7-14-1905
2-12-1927
1
1-29-1945
11-29-1909
3
5-15-1961
1
2-27-1896
1
7-20-1949
10-19-1906
1
1-14-1909
1
11-08-1983
7-09-1970
3
9-04-1911
2
2-18-1987
11-30-1961
6-25-1974
1
3-01-1945
7-16-1907
2-14-1964
1
11-02-1988
1-17-1945
TOTAL ASSETS (THOU)
43,639 33,781 13' 789 152,727 752,515
5,366 33,544 41,264 19,628 44,139 68' 770 54,953 17' 113 135,389 40' 777
3,416 24,653 16,003 63,469 46' 8 71 43,470 41,906 32,748 73,464 13,997 61,837 80,669 28,649 24,181 35,103 32,690 17,671 53,272 11' 164 82,066
LIST OF STATE AND NATIONAL BANKS
COUNTY
Jasper Jefferson Jeffersonville Jonesboro Kennesaw Kingsland Lakeland Lavonia Lavonia Lawrenceville Lawrenceville Lawrenceville LaFayette LaGrange LaGrange LaGrange Leary Lenox Lexington Lincolnton Lithonia Lithonia Loganville Louisville Louisville Lumber City Lumpkin Lyons Mableton Macon Macon Macon Macon Madison Manchester
Pickens Jackson Twiggs Clayton Cobb Camden Lanier Franklin Franklin Gwinnett Gwinnett Gwinnett Walker Troup Troup Troup Calhoun Cook Oglethorpe Lincoln DeKalb DeKalb Walton Jefferson Jefferson Telfair Stewart Toombs Cobb Bibb Bibb Bibb Bibb Morgan Meriwether
Pickens County Bank
* The First National Bank of Jackson County
Peoples State Bank Trust Company Bank of Clayton County
Commercial Exchange Bank
Citizens State Bank Farmers and Merchants Bank
Northeast Georgia Bank
Peoples Bank, Lavonia, Georgia The Bank of Gwinnett County
* The Brand Banking Company
Trust Company Bank of Gwinnett County
The Bank of LaFayette, Georgia
Commercial Bank & Trust Company of Troup County
The Bank of Troup County
Trust Company Bank of Troup County
Jordan Banking Company Bank of Lenox
Citizens Banking Company Farmers State Bank
First Southern Bank
The Peoples Bank Bank of Loganville
Bank of Jefferson County
* The First National Bank & Trust Company
Bank of Lumber City Farmers State Bank
Peoples Bank
Community Bank & Trust Company
Bank South, Macon
First Macon Bank & Trust Company
* Security National Bank * Trust Company Bank of Middle Georgia, N.A.
Bank of Madison F & M Bank and Trust Company
*Member of Federal Reserve System
CHARTER DATE
NO. OF OFFICES
8-25-1976
1-01-1908
1
12-10-1969
10-06-1903
6
1-10-1985
2
7-28-1981
4-08-1907
9-20-1940
3
9-10-1987
9-08-1987
2
6-02-1905
2
1-11-1971
9
11-13-1889
2
7-08-1941
2
6-06-1984
3-30-1984
2
12-30-1965
6-20-1907
1
2-07-1949
1
9-26-1911
3-16-1987
8-26-1910
1
5-06-1946
1-06-1988
1-01-1902
5
5-22-1945
10-21-1911
2
5-04-1935
2
6-12-1985
4
6-09-1960
10
5-22-1987
11-03-1988
9-12-1912
14
12-26-1888
10-07-1947
1
TOTAL ASSETS (THOU)
41,769 48,726 11,206 125,907 40,045 12,430 40,480 56,566 17,080 43,599 163,903 233,608 91,938 85,275 27,671 68,751 7,696 10,673 17,275 39,107 11,141 47,374 21,321 11,133 70,157 10,042 24,240 36,846 72,972 332,508 35,612 36,515 494,313 36,867 21,368
LIST OF STATE AND NATIONAL BANKS
COUNTY
Mansfield Marietta Marietta Marietta Marietta Martinez McDonough McDonough McRae HcRae Metter Metter Milan Milledgeville 1-' Milledgeville 1.0 Milledgeville Milledgeville Millen Millen Molena Monroe Monroe Monticello Monticello Moultrie Moultrie Mount Vernon Nashville Nashville Newington Newnan Newnan Newton Norcross Norcross
Newton Cobb Cobb Cobb Cobb Columbia Henry Henry Telfair Telfair Candler Candler Telfair Baldwin Baldwin Baldwin Baldwin Jenkins Jenkins Pike Walton Walton Jasper Jasper Colquitt Colquitt Montgomery Berrien Berrien Screven Coweta Coweta Baker Gwinnett Gwinnett
The Citizens Bank of Newton County Charter Bank and Trust Co.
Cobb .~erican Bank and Trust Company First Peoples Bank of Cobb County
Georgia Security Bank
* First Columbia Bank
Founders Guaranty Bank
* Trust Company Bank of Henry County, N.A.
The Merchants & Citizens Bank The Security State Bank Metter Banking Company Pineland State Bank Bank of Milan
Exchange Bank
* First National Bank of Baldwin County
The Central & Southern Bank of Georgia The Merchants and Farmers Bank of Milledgeville Bank of Millen Ogeechee Valley Bank Bank of Molena
* The National Bank of Walton County
Walton Bank & Trust Co. Bank of Monticello
* Bank South, Jasper County, N.A.
American Banking Company
* Moultrie National Bank
Citizens Bank & Trust Company of Mount Vernon The Citizens Bank
The United Banking Company Bank of Newington
Bank of Coweta The Bank of Newnan
Baker County Bank Central Gwinnett Bank First Gwinnett Bank
*Member of Federal Reserve System
CHARTER DATE
NO. OF OFFICES
7-31-1987
10-07-1987
9-17-1986
2
2-24-1986
8-11-1987
9-26-1983
2
3-21-1984
2
11-05-1905
4
3-28-1929
8-23-1972
7-25-1930
12-27-1961
12-05-1906
5-20-1903
2
7-03-1989
2-28-1874
1
3-22-1898
1
1-04-1893
9-01-1972
10-07-1901
1
-1891
2
7-17-1987
2-08-1964
9-10-1906
8-13-1971
1
1-03-1928
12-21-1900
2-19-1943
1
7-10-1924
1
7-07-1919
2-11-1972
5
9-23-1986
10-04-1906
6-17-1986
3-16-1987
TOTAL ASSETS (THOU)
10,221 18,472 106,702 56,238 23,843 57,763 29,017 100,520 29,957 24,560 57,454 22,898 16,576 83,654 13,258 175,201 75,393 32,258 19,852
9,976 98,147 16,137 26,195 39,208 64,211 117' 025 23,981 29,000 24,612 12,653 114,192 32,439 15,835 33' 772 36,381
LIST OF STATE AND NATIONAL BANKS
COUNTY
Norcross
Gwinnett
Ocilla
Irwin
Ocilla
Irwin
Omega
Tift
Palmetto
Fulton
Patterson
Pierce
Peachtree City Fayette
Peachtree City Fayette
Pearson
Atkinson
Pelham
Mitchell
Pembroke
Bryan
Perry
Houston
Perry
Houston
Perry
Houston
Pineview
N 0
Pitts
Wilcox Wilcox
Quitman
Brooks
Quitman
Brooks
Reidsville
Tattnall
Reynolds
Taylor
Richmond Hill
Bryan
Rincon
Effingham
Ringgold
Catoosa
Riverdale
Clayton
Riverdale
Clayton
Roberta
Crawford
Rochelle
Wilcox
Rome
Floyd
Rome
Floyd
Rome
Floyd
Rossville
Walker
Roswell
Fulton
Roswell
Fulton
Roswell
Fulton
Royston
Franklin
* First Security National Bank The Bank of Ocilla, Georgia The First State Bank of Ocilla South Georgia Banking Company Barnett Bank of Atlanta The Patterson Bank Fayette County Bank
* Peachtree National Bank The Citizens Exchange Bank Pelham Banking Company The Pembroke State Bank
*Bank South, Houston County, N.A. Crossroads Bank of Georgia The Bank of Perry Pineview State Bank Pitts Banking Company Bank of Quitman
* The Citizens National Bank of Quitman The Tattnall Bank The Citizens State Bank Bryan Bank & Trust Effingham Bank & Trust Northwest Georgia Bank Clayton County Bank & Trust Company Tara State Bank United Bank of Crawford Rochelle State Bank First Rome Bank The Georgia State Bank of Rome
*Trust Company Bank of Northwest Georgia, N.A. Rossville Bank Monogram Credit Card Bank of Georgia
* SouthTrust Bank of Atlanta The Northside Bank & Trust Company Tri-County Bank of Royston
*Member of Federal Reserve System
CHARTER DATE
NO. OF OFFICES
6-25-1985
9-20-1956
5-11-1943
1
4-15-1970
2
6-29-1918
20
6-19-1907
1
3-01-1989
9-11-1986
2
1-19-1943
12-04-1936
12-19-1937
1
8-20-1964
3
9-16-1986
8-20-1889
9-20-1910
6-02-1906
1
12-26-1888
1
8-25-1934
1
9-14-1900
1
9-08-1922
11-08-1989
10-02-1987
4-08-1983
3
3-27-1989
2-07-1983
1
1-07-1901
7-08-1947
11-25-1987
4-02-1976
3
-1977
6
7-01-1963
2
2-22-1988
2-10-1984
5-12-1987
3
8-09-1941
1
TOTAL ASSETS (THOU)
41,854 33,218 27,289 55,369 780,160 22,721
7,490 54,304 14,600 34,696 42,218 85,073 31,856 48,976 10,032 15,313 28,806 27,313 3 0' 772 22,141
4,055 15,234 103,317 22,479 85,959 25,375
9,078 36,430
77' 041 225,178
63' 477 406,251
52,858 138' 719
63,873
LIST OF STATE AND NATIONAL BANKS
COUNTY
Rutledge
Morgan
Sandersville
Washington
Sandersville
Washington
Sandy Springs
Fulton
Sardis
Burke
Savannah
Chatham
Savannah
Chatham
Savannah
Chatham
Savannah
Chatham
Senoia
Coweta
Smyrna
Cobb
Social Circle
Walton
Soperton
Treutlen
Sparta
Hancock
.N......
Sparta Springfield
Hancock Effingham
St. Marys
Camden
St.Simons Island Glynn
Stapleton
Jefferson
Statesboro
Bulloch
Statesboro
Bulloch
Stockbridge
Henry
Summerville
Chattooga
Summerville
Chattooga
Swainsboro
Emanuel
Swainsboro
Emanuel
Swainsboro
Emanuel
Sylvania
Screven
Sylvester
Worth
Talbotton
Talbot
Tallapoosa
Haralson
Tennille
Washington
Thomaston
Upson
Thomaston
Upson
Thomasville
Thomas
Bank of Morgan County Citizens Bank of Washington County The Geo. D. Warthen Bank *Metro Bank Bank of Burke County * Ameribank, N.A. The Carver State Bank * The Citizens and Southern National Bank *Trust Company of Georgia Bank of Savannah, N.A. Farmers and Merchants Bank of Senoia *Smyrna Bank & Trust Co. Georgia Central Bank The Bank of Soperton Bank of Hancock County United Security Bank * First National Bank of Effingham * First National Bank Frederica Bank & Trust Bank of Stapleton First Bulloch Bank & Trust Company Sea Island Bank The First State Bank Farmers & Merchants Bank
* First National Bank of Chattooga County Spivey State Bank The Central Bank
The Citizens Bank of Swainsboro Farmers and Merchants Bank Sylvester Banking Company The Peoples Bank of Talbotton Commercial Bank Bank South, Washington County Bank of Upson West Central Georgia Bank Commercial Bank
*Member of Federal Reserve System
CHARTER DATE
NO. OF OFFICES
TOTAL ASSETS (THOU)
9-24-1898
3
1-06-1965
1
3-18-1957
1
1-19-1984
1
4-27-1945
1
4-30-1985
1
4-29-1947
-1887 218
-1889
10
3-02-1874
2
2-28-1985
1
12-31-1923
1
7-16-1906
10-18-1904
2-09-1967
12-07-1989
7-10-1989
2-24-1988
3-20-1916
1-19-1934
3
3-11-1901
2
9-21-1964
2
2-05-1926
3
5-22-1968
3
8-27-1964
2
10-27-1920
11-10-1900
1
2-18-1946
1
7-05-1898
1
12-09-1890
12-09-1971
3
4-04-1900
1
6-23-1951
1
12-13-1973
2
7-03-1916
2
32,484 41,069 59,229 107,284 19,611 68,797 16,349 12,441,682 367,376 19,482 61,201
33' 713 28,898 43,632
8' 571 3,402 13,890 17,581 12,791 140,024 127,123 103,151 100,330 24,241 53,354 37,331 43,418 47,720 39,879 19,067 24,145 43,892 84,543 38,949 157,065
LIST OF STATE AND NATIONAL BANKS
COUNTY
Thomasville
Thomson
Thomson
Tifton
Tifton
Tifton
Toccoa
Toccoa
Toccoa
Trenton
Trenton
Tucker
Twin City
Union City
N N
Union Point
Uvalda
Valdosta
Valdosta
Vidalia
Vidalia
Vienna
Vienna
Villa Rica
Wadley
Warner Robins
Warrenton
Washington
Watkinsville
Watkinsville
Waycross
Waycross
Waynesboro
West Point
Willacoochee
Winder
Thomas McDuffie McDuffie Tift Tift Tift Stephens Stephens Stephens Dade Dade DeKalb Emanuel Fulton Greene Montgomery Lowndes Lowndes Toombs Toombs Dooly Dooly Carroll Jefferson Houston Warren Wilkes Oconee Oconee Ware Ware
Burke Troup Atkinson Barrow
First Merchants Bank Bank of Thomson McDuffie Bank & Trust First Community Bank of Tifton The Citizens Bank of Tifton Tifton Bank & Trust Company Liberty Bank & Trust The Bank of Toccoa The Citizens Bank Bank of Dade Citizens Bank and Trust, Inc.
* Mountain National Bank
Durden Banking Company, Incorporated The Southside Bank & Trust Company The Farmers Bank Altamaha Bank and Trust Company First State Bank and Trust Company of Valdosta The Park Avenue Bank Brice Banking Company, Inc. Darby Bank and Trust Company Bank of Dooly Citizens Bank Bank of Villa Rica Bank of Wadley CB&T of Middle Georgia Citizens Bank Farmers and Merchants Bank Bank of Georgia Oconee State Bank Bank South, Waycross Waycross Bank & Trust
* The First National Bank of Waynesboro * First National Bank of West Point
The Peoples Bank Barrow Bank & Trust Company
*Member of Federal Reserve System
CHARTER DATE
NO. OF OFFICES
6-24-1971
2
1-21-1985
3
4-05-1988
12-21-1936
2
2-24-1948
1
11-06-1987
3-15-1984
8-10-1911
2
12-31-1986
2
7-05-1955
12-04-1987
1
8-02-1988
6-26-1935
7-14-1988
9-06-1911
1
5-02-1966
1
1-22-1906
4
6-28-197::..
3
9-07-1965
1
6-22-1934
11-10-1975
6-24-1931
3
9-30-1986
1-29-1902
11-16-1983
1
4-14-1902
8-10-1949
2
10-19-1984
6-05-1959
2
5-22-1956
6
9-04-1987
1-01-1905
1
1-13-1906
1-04-1952
7-20-1987
TOTAL ASSETS (THOU)
19,591 105,918
16,327 79,208 58,474 40,780 14,055 69,159 78,604 38,149 19,699 35,050 23,420 43,504 38,670 47,749 126,782 56,866 31,118 39,708 25,529 52,799 56,691 23,688 32,454 25,805 83,556 20,688 79,696 161,858 35,427 44,838 91,874 12,168 30,042
Winder Winterville
Woodbury Woodland Woodstock Woodstock Wrens Wrightsville Zebulon
LIST OF STATE AND NATIONAL BANKS
COUNTY
Barrow Clarke Meriwether Talbot Cherokee Cherokee Jefferson Johnson Pike
The Peoples Bank
* Southern Heritage Savings Bank
The Woodbury Banking Company
Talbot State Bank
*
First First
Community Bank of Cherokee National Bank of Cherokee
First State Bank
Bank of Wrightsville
United Bank of Pike
CHARTER DATE
NO. OF OFFICES
10-29-1926
2
4-02-1985
9-29-1902
11-18-1907
2-19-1987
1
10-17-1988
2-25-1964
12-17-1986
3-18-1905
1
TOTAL ASSETS (THOU)
70' 116 14,133 15,921 17,924 55,375
7,619 30,497 37,750 50,956
N
w
*Member of Federal Reserve System
LIST OF STATE-CHARTERED CREDIT UNIONS
CITY
COUNTY
NAME OF CREDIT UNION
Albany Athens Athens Athens Atlanta Atlanta Atlanta Atlanta Atianta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta
Dougherty Clarke Clarke Clarke Fulton Fulton Fulton Fulton Fulton Fulton Fulton Fulton Cobb Fulton DeKalb Fulton Fulton Fulton Fulton Fulton Fulton Fulton Dekalb Fulton Fulton Fulton Fulton DeKalb Fulton Fulton DeKalb Fulton Fulton
Albany Federal Employees Credit Union Athens Division Credit Union Dairy-Pak Athens Credit Union Educators' Credit Union American Heritage Credit Union Associated Credit Union Atlanta City Employees Credit Union Atlanta Coca-Cola Bottling Co. Employees' The Atlanta Cooperative Credit Association Atlanta Postal Credit Union Atlantic Steel Credit Union AMILSCO Credit Union Chevron Southern Credit Union Delta Employees Credit Union Federal Employees Credit Union (The) Georgia Department of Human Resources Cr. Un. Georgia Department of Labor Credit Union Georgia Department of Public Safety Cr. Un. Georgia DOT Credit Union Georgia State Dept. of Education Credit Union Georgia Telco Credit Union GPC Credit Association GTA Credit Union H M B Employees Credit Union Hospital Authority Credit Union IBEW Local 613 Credit Union Mead Employees' Credit Union Mutual Savings Credit Union Piedmont Hospital Credit Union Pinnacle Credit Union Reliance Credit Union Rich's Employees Credit Union S.M.C.R.C. Credit Union
*Amounts are in thousands as of 12-31-89
CHARTER DATE
12-14-33 3-07-29 3-25-57 5-18-59
11-07-80 1-23-56 8-30-28 5-04-73 2-02-39
11-03-25 11-26-26
2-24-60 11-23-33
3-08-40 3-31-30 7-30-51 1-05-40 6-22-70 11-19-51 3-15-54 12-06-43 6-10-74 10-01-75 1-11-73 5-15-46 7-21-80 4-30-28 12-23-33 3-29-74 11-26-26 1-23-78 3-04-38 1-10-39
TOTAL *ASSETS
4,745 4,594
618 279 16,530 30,884 18,805 7,839 551 376,000 10,837
27 1,634 549,268 161,274 6, 778 3,139 3, 013 16,192 5,629 424,557 7,000 4,342 3,859 11,219 1, 723 4,486 26,564 2,426 30,695 14,498 16,898
351
LIST OF STATE-CHARTERED CREDIT UNIONS
CITY
COUNTY
NAME OF CREDIT UNION
Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Augusta Augusta Augusta Bainbridge Baldwin Buford Carnesville Carrollton N Chatsworth U1 Columbus Columbus Columbus Columbus Columbus Columbus **Columbus Coosa Cordele Cornelia Cornelia Cuthbert Dalton Dalton Dalton Decatur Decatur Decatur
Fulton Fulton Fulton Fulton Fulton Fulton Richmond Richmond Richmond Decatur Banks Gwinnett Franklin Carroll Murray Musco gee Musco gee Musco gee Muscogee Musco gee Musco gee Musco gee Floyd Crisp Habersham Habersham Randolph Whitfield Whitfield Whitfield Dekalb DeKalb DeKalb
Sewell Employees' Credit Union Southern Freight Bureau Employees Cr. Union Southern Postal Credit Union State Employees Credit Union Thrift (THE) Williams Bros. Emp. Savings and Credit Assoc. Health Center Credit Union
King Mill Savings & Credit Association
Richmond Co.Health Dept. Employees Cr. Union Amoco Fabrics Company Credit Association Fieldale Credit Union Lovable Credit Union Bulldog Trucking Employees Credit Union Fashion Star Employees Credit Union Tri-State Credit Association, Inc.
Columbus Health & Hospital Credit Union
Columbus Postal Credit Union Columbus Regional Hospital Credit Union Gas Light Employees Credit Union Swift Credit Union Tom's Credit Association W. C. Bradley Employees' Credit Association Rome Kraft Employees Credit Union Harris Employees Credit Union Ethicon Credit Union Statco Credit Union Day Company Inc., Employees Credit Union N.G.E.M.C. Credit Union Tappan Employees' Credit Union Whitfield County Postal Employees Decatur Postal Employees Credit Union Kraft Employees Credit Union Woodco Credit Union (The)
*Amounts are in thousands as of 12-31-89
** In the process of dissolution
CHARTER DATE
1-14-75 11-19-35
3-15-28 11-14-61 10-24-28
9-20-78 1-16-76 6-30-27 12-20-52 1-31-75 10-10-80 11-05-84 2-16-84 1-04-85 10-02-81 11-25-53 1-07-27 7-18-75 11-12-57 2-26-65 11-03-81 9-30-75 3-31-55 5-19-47 1-30-79 1-18-65 6-10-81 8-27-52 5-06-80 3-02-51 10-30-51 5-29-34 6-17-53
TOTAL *ASSETS
1,019 262
14,867 25' 717 12,473
1' 917 6,363 5,525
347 2,743 3,167
207 376 170 488 1,769 20,565 203 300 1,500 2, 515 153 7,485 609 3,158 1,125 33 1,074 156 686 5,508 6,923 459
LIST OF STATE-CHARTERED CREDIT UNIONS
CITY
COUNTY
NAME OF CREDIT UNION
CHARTER DATE
Douglas
Coffee
Dry Branch
Bibb
Dublin
Laurens
Duluth
Gwinnett
East Point
Fulton
East Point
Fulton
East Point
Fulton
Fitzgerald
Ben Hill
Forest Park
Clayton
Ft. McPherson Fulton
Gainesville
Hall
Glynco
Glynn
Gordon
Wilkinson
Griffin
Spalding
N
Hapeville
0'1 Hapeville
Fulton Fulton
Hazlehurst
Jeff Davis
Hazlehurst
Jeff Davis
Helen
White
Jonesboro
Clayton
LaFayette
Walker
Macon
Bibb
Macon
Bibb
Macon
Bibb
Macon
Bibb
Macon
Bibb
Macon
Bibb
Macon
Bibb
Macon
Bibb
Macon
Bibb
Marietta
Cobb
Marietta
Cobb
Mcintyre
Wilkinson
Coffee General Hospital Employees Cr. Union Georgia Kaolin Employees Credit Union Dublin Federal Employees Credit Union Georgia Central Credit Union Colonial Credit Union East Point Municipal Employees Credit Union Fulton Teachers Credit Union P. H. P. Credit Association
Employees Savings & Credit Association
Ft. McPherson Credit Union HCH Employees' Credit Union Glynn County Federal Employees Credit Union White Gold Credit Union Sunbelt Credit Union Hapeville Auto Employees Credit Union Hapeville Employees' Credit Union H and S Employee Credit Association Patchogue-Plymouth Employees Credit Union
Orbit Savings & Credit Association
Tara Credit Union Roper Corporation Employees Credit Union City Employees' Credit Union Federal Employees Credit Union Macon Firemen's Credit Union Macon Kraft Employees Credit Union Macon Oil Processors Credit Union Macon Police Credit Union Macon Water Works Credit Union Medical Center of Central Ga. Credit Union Smith and Sons Employees Credit Union C-MAR Credit Union Kennestone Regional Credit Union Engelhard Employees' Credit Union
3-03-72 1-08-51 1-16-51 5-01-36 8-13-29 3-06-41 11-02-30 4-05-76 8-21-80 7-23-48 10-15-74 4-03-53 5-15-79 3-09-72 7-09-82 3-29-79 8-02-72 8-15-68 9-27-77 1-05-71 3-29-74 2-28-51 2-01-26 4-18-42 1-31-49 3-12-46 10-02-50 7-11-50 12-01-71 6-07-73 10-29-64 6-10-81 3-04-80
*Amounts are in thousands as of 12-31-89
TOTAL *ASSETS
252 1,417 2,506 465,554 11,079
672 13,345
1,606 3,816 8,874 1,014 4,569
832 2, 711 8,758 1,434
230 5,503
373 9,463
628 1,408 4,387
964 6,405 2,032
492 197 4,319 659 11,341 5,793 389
CITY
Milledgeville Milledgeville Montezuma Moultrie Nashville Norcross Norcross Pine Mountain Ringgold Rome Rome Savannah Savannah Savannah Savannah Savannah Savannah Savannah Savannah Savannah Sea Island Statesboro Tallapoosa Thomasville Thomasville Toccoa Toccoa Valdosta Valdosta Warner Robins Wrens
COUNTY
Baldwin Baldwin Macon Colquitt Berrien Gwinnett Gwinnett Harris Catoosa Floyd Floyd Chatham Chatham Chatham Chatham Chatham Chatham Chatham Chatham Chatham Glynn Bulloch Haralson Thomas Thomas Stephens Stephens Lowndes Lowndes Houston Jefferson
LIST OF STATE-CHARTERED CREDIT UNIONS
NAME OF CREDIT UNION
Baldwin Co. Hospital Employees Credit Union Central State Hospital Credit Union Southern Frozen Foods Employees Credit Union Moultrie Container Employees Credit Union Nashville Mills Employees Credit Association Genuine Parts Credit Union Rock-Tenn Company Employees Credit Union Callaway Gardens Credit Association Salem Carpet Credit Union Floyd County Postal Employees Credit Union Northwest Georgia Credit Union Family Lines Credit Union of Savannah G. P. A. Credit Union Health Employees Chatham County Credit Union
Savannah Electric & Power Employee Cr. Union
Savannah Federal Credit Union Savannah J-Mers Credit Union Savannah Postal Credit Union Savannah Regional Hospital Credit Union Workmen's Circle Credit Union Sea Island Employees Credit Union Central Ogeechee River Educators Credit Union Dixisteel Credit Union Davis Employees Credit Association Flowers Employees Credit League North Georgia Credit Union Wright Manufacturing Employees Credit Union Southern Pine Credit Union Valdosta Educators Credit Union Warner Robins Employees Credit Union
Georgia-Tennessee Mining & Chemical Employees
CHARTER DATE
1-06-58 8-28-52 11-22-72 3-01-83 11-21-72 1-25-37 7-30-74 7-26-77 7-06-73 4-17-26 11-25-81 12-29-28 11-17-52 8-01-55 4-11-39 6-10-31 9-18-64 6-23-52 4-17-72 2-06-50 5-27-80 6-21-74 4-16-62 10-13-70 11-17-71 3-29-82 11-18-63 7-30-54 11-28-72 10-09-69 3-31-70
*Amounts are in thousands as of 12-31-89
TOTAL *ASSETS
1,046 8,110
406 449 4,523 3,169 3,754 436 2,687 1,119 13,855 5,875 2, 771 1,229 2,731 4,428 609 5,114 470 6,662 8,067 4,279 926 844 10,413 6,464 2,845 16,267 1,763 3,144 42
DEPAR'IMENT OF BANKI'NG AND FINANCE
STATE OF GEORGIA ABSTRACT OF REPORI'S OF COODITION OF STATE AND NATIONAL BANKS IN GEORGIA
AS OF D:oc:EMBER 31, 1989 WITH CCM?ARATIVE STA'I'.EMENI' AS OF D:OCEMBER 31, 1988
(Arrounts in Millions)
December 31, 1989
392 Banks *
ASSETS
Gross Loans
40,221
Reserve for lDa.n losses
(587)
Unearn.erl income
(242)
Net Loans
39,392
lease Finance Feceivables
766
Interest Pearing Depository Balances
1,672
Securities
11,331
Trade Account
245
Federal Funds Sold and Securities Purchaserl
under Agreement to Resell
3,657
'IDTAL EARNING ASSEI'S
57!063
cash and Non-Interest Pearing Depository Balances
5,334
Bank Premises, Furniture and Fixtures
1,139
other Real Estate Owned
164
Intangible Assets
159
All other Assets
1!317
TOI'AL ASSETS
65!176
December 31, 1988
378 Banks *
36,890 (517) (213)
36,160 759
1,824 10,446
233
2,166 51,588
4,841 1,072
101 133 1,353 59,088
LIABILITIES Demand Deposits of IPC - Ilorrestic
Tine and Savings Deposits of r:oc - Ilorrestic
Deposits in Foreign Offices Deposits of U.S. Governrrent Deposits of state, Counties, and ~cipa.lities Certified and Officers' Checks All other Deposits TOI'AL DEPOSITS
Federal Funds Purchaserl and Securities Sold mder Agrearent to Repurchase
other Liabilities for Borrowed funey Mortgage Indebtedness All other Liabilities 'IDTAL LIABILITIES
Subordihated Notes and Debentures
EQUITY CAPITAL Preferred Stock Ccnm:::>n Stock Surplus Undivided Profits and capital Reserves TOI'AL mJITY CAPITAL
TOI'AL LIABILITIES, SUBORDINATED NOI'ES AND DEBEN'IURES, AND EQUITY CAPITAL
9,844 36,262
571 322 2,593 222
27 49,841
7,336 1,113
39 1,468 59,797
277
165 535 2,010 2,392 5,102
65,176
9,678 32,192
948 292 2,309 226
45,645
6,457 761 43
1,427 54,333
304
16 495 1,790 2,150 4,451
59,088
* Includes one savings bank; does not include two trust canpanies.
- 28 -
DEPAR'IMENI' OF BANKIM; AND FINANCE STATE OF GEORGIA
cnMPARATIVE STATEMENI' OF EARNINGS AND EXPENSES OF STATE AND NATIONAL BANKS IN GEORGIA
FDR CALENDAR YEARS ENDI~ DEX:'MBER 31, 1989, AND DEX:ffiER 31, 1988 (Arrounts in Millions)
December 31, 1989 December 31, 1988
392 Banks *
378 Banks *
INTERESTINOOME Interest and Fees on loans Incx:me fran lease Financing Interest on Balances with
Depository Institutions Inoame on Federal Funds Sold and Securities
Purchased under Agreerrent to Resell Interest and Dividends from Securities Trading Account Interest TOI'AL INTEREST INCCME
5,268 74
142
264 417
10 6,175
INI'EREST EXPENSE Interest on Deposits Expense on Federal Flmds Purchased and Securities
Sold under Agreement to Repurchase Interest on otmr Borrowed r.t>ney Interest on furtgages and leases Interest on SUbordinated Notes and Debentures 'IUmL INTEREST EXPENSE
2,866
638 40 4 32
3,580
NET INTEREST INCDME
2,595
898
OVERHEAD EXPENSE salaries and Ehlployee Benefits Net Occupancy Expense of Bank Premises
and Equiprent Expenses other Noninterest Expenses 'IUI'AL OVERHE'AD EXPENSES
1,096
341 889 2,326
PROVISICN FDR !DAN IDSSES
313
SEOJRITIES GUNS AND lOSSES
20
NET OPERATIM; INCCME BEFORE TAXES
874
APPLICABLE INa::ME TAXES
200
NET OPERAT~ INCCME AFI'ER TAXES
674
IDcr'RAORDINARY 1NCCME OR EXPENSES, NET
2
NET INCCME
676
* Includes one savings bank; does not include tv.o trust canp3.nies.
- 29 -
3,972 80
126
195 828
11 5,212
2,248
485 38 4 31
2,806
2,406
729
1,018
332 763 2,113
264
14
772
149
623
3
626
DEPARTMENT OF BANKING AND FINANCE STATE OF GEORGIA
ABSTRACT OF REPORTS OF CONDITION OF STATE CREDIT UNIONS IN GEORGIA AS OF DECEMBER 31 1 1989
WITH COMPARATIVE STATEMENT AS OF DECEMBER 31 1 1988 (AMOUNTS IN THOUSANDS)
Number of Credit Unions Number of Primary Members
ASSETS Cash and Demand Deposits U.S. Govt. Obligations Corporate Credit Unions Other Investments Net Loans Fixed Assets Other Assets
Dec. 31 1989 130 5031221
% Total Assets
Dec. 31 % Total 1988 Assets 138 4881076
Amount 9.0< + or - + or -
471513 4241878 7071904 2541533 111291235 111885 281689
1.8% 16.3% 27.2% 9.8% 43.4% 0.5% 1.0%
421617 4501429 4361557 3361 197 110561754 111072 241391
1.8% 19.1% 18.5% 14.3% 44.8% 0.5% 1.0%
41896 11.5% (251551) -5.7% 2711347 62.2% (81 1664) -24.3% 721481 6.9%
813 7.3% 41298 17.6%
TOTAL ASSETS
216041637 100.0% 213581017 100.0% 2461620 10.5%
LIABILITIES Share Drafts All Other Deposits Div.jinterest Payable Notes Payable Accounts Payable and
Other Liabilities
1621240 212121103
131526 91611 131979
6.2% 84.9% 0.5% 0.4% 0.6%
1381912 210241857
91280 81735 111509
5.9% 85.9% 0.4% 0.4% 0.4%
231328 1871246
41246 876
21470
16.8% 9.2% 45.8% 10.0% 21.5%
TOTAL LIABILITIES
EQUITY CAPITAL
Member Shares Reserves Undivided Earnings
214111459 92.6% 211931293 93.0% 2181 166 9.9%
71104 0.3% 781655 3.0% 1071419 4.1%
61829 731095 84,800
0.3%
275 4.0%
3.1% 51560 7.6%
3.6% 221619 26.7%
TOTAL EQUITY CAPITAL TOTAL LIABILITIES AND
EQUITY CAPITAL
193,178 7.4% 164,724 7.0% 28,454 17.3% 2,604,637 100.0% 2,358,017 100.0% 2461620 10. 5~
- 30 -
DEPARTMENT OF BANKING AND FINANCE STATE OF GEORGIA
COMPARATIVE STATEMENT OF EARNINGS AND EXPENSE OF
STATE-CHARTERED CREDIT UNIONS IN GEORGIA FOR
CALENDAR YEARS ENDING DECEMBER 31 1 1989 AND DECEMBER 31 1 1988
OPERATING INCOME
Interest On Loans Income from Investments Other Income
Dec. 31 %Total Dec. 31 %Total Amount 9<0
1989 Income
1988 Income + or - + or -
1281369 131,802 101911
47.4% 48.6% 4.0%
1151600 1001529
91031
51.3% 44.7% 4.0%
121769 11.0% 31,273 31.1%
1,880 20.8%
TOTAL OPERATING INCOME OPERATING EXPENSES
Employee Comp. &Benefits
Office Expenses Interest on Borrowed Money Other Expenses
271,082 100.0% 225,160 100.0% 45,922 20.4%
22,802 8.4% 131346 4.9% 101450 3.9% 141975 5.5%
201558 9.1% 2,244 10.9% 11,385 5.1% 1,961 17.2% 3,620 1.6% 61830 188.7% 131604 6.0% 1,371 10.1%
TOTAL OPERATING EXPENSES
61,573
Income before Reserve Transfers and Securities
Gains and Losses
209,509
Net Reserve Transfer
12,256
Income before Securities
Gains and Losses
197,253
Securities Gains/Losses, Net
(49)
Other Nonoperating Gains/Losses 187
---
NET INCOME AVAILABLE FOR DIVIDENDS
197,391
Dividends/Interest on Shares and Deposits
175,434
22.7%
77.3% 4.6%
72.7% 0.0% 0.1%
72.8% 64.7%
491 167 21.8% 12,406 25.2%
1751993 131670
78.2% 6.1%
331516 19.0% (11414) -10.3%
1621323 93 457
---
1621873
72.1% 0.0% 0.2%
72.3%
341930 21.5% (142)-152.7% (270) -59.1%
34,518 21. 2?'6
1471259 65.4% 281 175 19.1%
NET INCOME RETAINED
21,957 8.1%
151614 6.9% 6,343 40.6%
- 31 -
LIST OF BRANCH BANKS APPROVED
NAME OF BANK
First State Bank & Trust Company
Albany
Security Bank and Trust Company of Albany Albany
Trust Company Bank of South Georgia, National Association Albany
Citizens Bank of Americus Americus
Trust Company Bank of Northeast Georgia, National Association Athens
Bank South, National Association Atlanta
CHARTER COUNTY Dougherty Dougherty
Dougherty
Sumter Clarke
Fulton
The Chattahoochee Bank Atlanta
Citizens Trust Bank Atlanta
Citizens and Southern Trust Company (Georgia) National Association Atlanta
First American Bank, National Association Atlanta
The First National Bank of Atlanta Atlanta
Fulton Fulton Fulton
Fulton Fulton
BRANCH COUNTIES
Clay, Decatur, Lee, Randolph
Miller
Mitchell, Thomas, Worth
Webster
Morgan
Barrow, Chatham, Clarke, Clayton, Cobb, DeKalb, Forsyth, Gwinnett, Rockdale, Spalding
Cobb, DeKalb
DeKalb
Bibb, Chatham, Clarke, DeKalb, Daughtery, Floyd, Lowndes, Richmond, Troup
Clayton, Cobb, DeKalb, Gwinnett
Bartow, Bibb, Chatham, Cherokee, Clayton, Cobb, DeKalb Fayette, Forsyth, Gore Gwinnett, Hall, Macon Houston, Richmond, Sumter, Walton, Whitf:
- 32 -
LIST OF BRANCH BANKS APPROVED
NAME OF BANK
First Union National Bank of Georgia Atlanta
CHARTER COUNTY
Fulton
Trust Company Bank Atlanta
Trust Company Bank of Augusta, National Association Augusta
American National Bank of Brunswick Brunswick
The Coastal Bank of Georgia Brunswick
Trust Company Bank of Southeast Georgia, National Association Brunswick
Cairo Banking Company Cairo
Citizens Bank and Trust of West Georgia Carrollton
Cohutta Banking Company Chatsworth
Barnett Bank of Southwest Georgia Columbus
Columbus Bank and Trust Company Columbus
Fulton Richmond
Glynn Glynn Glynn
Grady Carroll Murray Musco g e e Musco g e e
Trust Company Bank of Columbus, N.A. Columbus
Fidelity National Bank Decatur
Musco g e e DeKalb
BRANCH COUNTIES Bibb, Burke, Chatham, Chattahoochee, Cobb, Columbia, Coweta, DeKalb, Fayette, Floyd, Gwinnett, Haralson, Harris, Henry, Lowndes, Muscogee, Pike, Richmond, Screven, Spalding, Toombs, Ware, Whitfield, Wilkes Cayman Islands, Cherokee, DeKalb McDuffie
Appling, Camden, Wayne
Camden
Appling, Ware, Wayne
Thomas
Haralson
Walker
Grady, Lowndes, Meriwether, Thomas Chattahoochee, Macon, Marion, Meriwether Troup
Fulton
- 33 -
LIST OF BRANCH BANKS APPROVED
NAME OF BANK
CHARTER COUNTY
BRANCH COUNTIES
The Bank of Ellijay Ellijay
Southeastern Bank Folkston
First South Bank, National Association Fort Valley
Gilmer Charlton Peach
Citizens Community Bank Hahira
The Coastal Bank Hinesville
The First National Bank & Trust
Louisville
Bank South, Macon Macon
Trust Company Bank of Middle Georgia, National Association Macon
Barnett Bank of Atlanta Palmetto
Bank of Coweta Newnan
Trust Company Bank of Northwest Georgia, National Association Rome
The Citizens and Southern National Bank Savannah
Lowndes Liberty Jefferson Bibb Bibb
Fulton Coweta Floyd
Chatham
Bank South, Waycross Waycross
Ware - 34 -
Murray
Brantley, Camden, Coffee, Jefferson Dav~
Ben Hill, Coweta,
Johnson, Jones, Macon
Newton, Turner
'
Brooks
Chatham, Long
Burke
Monroe
Houston
Cobb, DeKalb, Gwinnett Meriwether
Polk
Bartow, Ben Hill, Bibb: Butts, Carroll, Clarke Clayton, Cobb, Colquit1 Coweta, Decatur, DeKalb, Dougherty, Douglas, Effingham, Fannin, Fayette, Floyd Fulton, Gwinnett, Hart Henry, Houston, Laurens,Lowndes, Polk, Richmond, Rockdale, Thomas, Tift Troup, Upson, Whitfiel<
Camden, Charlton
FINANCIAL INSTITUTION Bank of Adairsvi I le Adairsvi lie
First State Bank and Trust Company Albany
Citizens Trust Bank Atlanta
The Chattahoochee Bank Atlanta
v; Trust Company Bank U1 Atlanta
First Port City Bank Bainbridge
Farmers & Merchants Bank Brooklet
Bank of Canton Canton
Bank of Canton Canton
Etowah Bank Canton
APPLICATIONS TO ESTABLISH A BANK OFFICE, BRANCH, OR FACILITY, AND PERMITS TO BEGIN BUSINESS
BANK OFFICE, BRANCH, OR FACILITY
Public Square Office
(Result of Main Office Relocation)
116 Pub I ic Square
Adairsvi I le
30103
Shotwel I Street Office
1200 East Shotwel I Street
Bainbridge
31717
Kroger Store #242 Office
3030 Headland Drive, S. W.
Atlanta
30331
Winters Chapel Banking House Branch
4594 Winters Chapel Rd
Atlanta
30340
Woodstock Office
1522 Highway 92
Woodstock
30188
First Port City Bank Supermarket Office
905 East Shotwel I Street
Bainbridge
31717
Brooklet Office
29 North Parker Avenue
Brooklet
30415
Free Home Office
Route 1 - Highway 20-E
Canton
30114
woodstock Office
1543 Hwy. 92 West
Woodstock
30188
Hoi ly Springs Office 105 Jackson Street Hoi ly Springs 30142
APPROVAL DATE
7-31-89
EFFECTIVE/ BEGIN BUSINESS
6-27-89 11-28-89
6-22-89
9-05-89
8-03-89
5-15-89
9-12-88
1-26-89
6-14-89
9-06-88
3-16-89
5-31-88
8-28-89
11-16-88
2-07-89
FINANCIAL INSTITUTION Etowah Bank Canton Bartow County Bank Cartersvi lie Habersham Bank Clarkesvi lie Columbus Bank and Trust Company Columbus
I
w Community Bank & Trust -Jackson O'l Commerce
Community Bank & Trust - Habersham Cornelia The Bank of Covington Covington The Bank of Covington Covington The Citizens Bank Da I I as Bank of Danielsvi I le Danielsvi lie
APPLICATIONS TO ESTABLISH A BANK OFFICE, BRANCH, OR FACILITY, AND PERMITS TO BEGIN BUSINESS
BANK OFFICE, BRANCH, OR FACILITY
Highway 92 East Office
5178 Highway 92
Woodstock
30188
Winn Dixie Supermarket Office
929 J.F. Harris Parkway
Col I ins Point Plaza
Cartersvi I le
30120
Downtown Clarkesvi I le Faci I ity
802 North Washington Street
Clarkesvi I le
30523
Cusseta Office
1 Courthouse Square
Cusseta
31805
Quality Foods Supermarket Office
Highway 98, John Wilson Road
Commerce
30529
Winn-Dixie Supermarket Office
Highway 441 N.
Corne I i a
30531
Ingles Supermarket Bank Office
9176 Highway 278 NE
Covington
30209
Winn Dixie Supermarket Office
6169 Hwy. 278, N. W.
Covington Crossings
Covington
30209
New Georgia Office
2002 Ridge Road
Dallas
30132
Colbert Office Highway 72 Colbert
30628
APPROVAL DATE
12-18-89
EFFECTIVE/ BEGIN BUSINESS
6-22-89 12-14-89
5-01-89
5-22-89
7-28-89
9-01-89
6-13-89
8-14-89
11-07-89 12-18-89
2-28-89
3-06-89
1-13-89
2-06-89
5-09-89
6-19-89
2-06-89 11-27-89
FINANCIAL INSTITUTION The Knight State Bank Dexter
Douglas County Bank Douglasville
The Commercial Bank Douglasville
The Commercial Bank Douglasvi lie
I
w The Commercia I Bank ""-J Douglasvi lie
Citizens Bank of Gwinnett Duluth
The Bank of ElI ijay EI I i jay
Gainesvi I le Bank & Trust Gainesvi lie
The Citizens Bank Gainesvi lie
Citizens Union Bank Greensboro
APPLICATIONS TO ESTABLISH A BANK OFFICE, BRANCH, OR FACILITY, AND PERMITS TO BEGIN BUSINESS
BANK OFFICE, BRANCH, OR FACILITY
Banking Office No. 2
201 North Jefferson Street
Dublin
31021
Douglas Boulevard Office
7421 Douglas Boulevard
Suite P
Douglasville
30135
Winn-Dixie Bankhead Highway Office
3030 Bankhead Highway
Austel I
30001
lngles-Fairburn Road Office
2175 Fairburn Road
Douglasvi I le
30135
Winn-Dixie Fairburn Road Office
2123 Fairburn Road
Douglasvi I le
30135
Sweetbottom Office
Ste. 8i, Peachtree Hi I I Shpg. Cen.
Peachtree Ind. Blvd./Pleasant Hi I I
Duluth
30136
Mountain Parkway Office
214 Maddox Drive
East ElI ijay
30539
Oakwood Office
3725 Mundy Mi I I Road
Oakwood
30566
Ingles Supermarket Bank Office
3320 Thompson Bridge Road
Gainesvi I le
30501
Lake Oconee Office
6081 Eatonton Highway
Greensboro
30642
APPROVAL DATE
12-08-89
EFFECTIVE/ BEGIN BUSINESS
10-27-88
3-01-89
4-10-89 11-13-89
11-22-88
5-24-89
4-10-89 10-30-89
2-15-89
11-03-88
6-14-89
Pending
9-23-87 11-02-89
FINANCIAL INSTITUTION Citizens Community Bank Hahira Commercial Banking Company Hahira Bank of Columbia County Harlem Bank of Hazlehurst Hazlehurst
I
w The Bank of Gwi nnett County oo Lawrencev i I Ie
The Brand Banking Company Lawrencev i 1 Ie Trust Company Bank of Gwinnett County Lawrencevi I Ie Cobb American Bank and Trust Company Marietta Cobb American Bank and Trust Company Marietta Founders Guaranty Bank McDonough
APPLICATIONS TO ESTABLISH A BANK OFFICE, BRANCH, OR FACILITY, AND PERMITS TO BEGIN BUSINESS
BANK OFFICE, BRANCH, OR FACILITY
Valdosta Office
400 North Valdosta Road
Valdosta
31602
Valdosta Office
3200 Country Club Drive
Valdosta
31079
Grovetown Office
305 West Robinson Avenue
Grovetown
30813
Douglas Hwy Office
1220 South Tallahassee Street
Hazlehurst
31539
Snellvi lie Office
2168 Scenic Highway
Sne I Ivi I Ie
30278
Hurricane Shoals Office 141 Hurricane Shoals Road Lawrencevi I le 30245
Beaver Ruin Office
2125 Beaver Ruin Road
Norcross
30071
Bruno's Supermarket Bank Office
5590 Mableton Parkway
Mableton
30059
Kroger Supermarket #371 Bank Office
2550 Sandy Plains Road
Marietta
30062
Panola Road Office
1790 Panola Road
Ellenwood
30049
APPROVAL DATE
11-13-89
EFFECTIVE/ BEGIN BUSINESS
8-02-88
3-15-89
4-10-89
12-19-88
1-23-89
7-17-89 12-04-89
8-01-88
11-28-89
10-12-89 11-16-89
7-07-89
7-21-89
6-27-89
8-09-89
FINANCIAL INSTITUTION Bank of Molena Molena Barnett Bank of Atlanta Palmetto Barnett Bank of Atlanta Palmetto Barnett Bank of Atlanta Palmetto
I
w Barnett Bank of At Ianta 1..0 Palmetto
Barnett Bank of Atlanta Palmetto Pitts Banking Company Pitts First Rome Bank Rome The Northside Bank & Trust Company Roswe I I Bank of Morgan County Rutledge
APPLICATIONS TO ESTABLISH A BANK OFFICE, BRANCH, OR FACILITY, AND PERMITS TO BEGIN BUSINESS
BANK OFFICE, BRANCH, OR FACILITY
Concord Office Green Street Highway #18 Concord
30206
Haynes Bridge Office
3080 Old Alabama Rd.
Alpharetta
30201
Midtown Office
1355 Peachtree St
Atlanta
30309
Decatur Town Center Office
125 Clairmont Avenue
Decatur
30030
Pleasant Hi I I Office
4245 Pleasant Hi I I Road
Duluth
30136
Lawrencevi I le Office 2080 Riverside Parkway Lawrencevi I le 30243
Roche I Ie Office
us Hwy 280 & corner of Mi I Is St
Roche I Ie
31079
West Rome Facility
2459 Shorter Avenue
Rome
30161
Norcross/Frazier Street Office
146 Norcross Street
Roswel I
30076
Ingles Supermarket Bank Faci I ity
1482 Eatonton Road
Madison
30650
APPROVAL DATE
5-05-89
EFFECTIVE/ BEGIN BUSINESS
8-07-89
2-01-89
6-01-89
5-11-89
7-10-89
5-24-89
7-17-89
12-18-89 12-28-89
12-04-89 12-28-89
7-22-88
8-18-89
Pending
2-14-89
5-08-89
8-21-89 12-04-89
APPLICATIONS TO ESTABLISH A BANK OFFICE, BRANCH, OR FACILITY, AND PERMITS TO BEGIN BUSINESS
FINANCIAL INSTITUTION Metro Bank Sandy Springs
Sea Island Bank Statesboro
West Central Georgia Bank Thomaston
Citizens Bank & Trust, Inc. Trenton
~ The Southside Bank & Trust Company 0 Union City
First State Bank and Trust Company of Valdosta Valdosta
First State Bank and Trust Company of Valdosta Valdosta
The Peoples Bank Wi I Iacoochee
The Peoples Bank Winder
Talbot State Bank Woodland
BANK OFFICE, BRANCH, OR FACILITY
Buckhead Office
Suite 212
3655 Roswel I Road
Atlanta
30342
Food Max Supermarket Bank Office
507 Northside Drive East
Statesboro
30458
North Thomaston Office
Thomaston Square
1021A U. S. Hwy. 19, North, Suite 1
Thomaston
30286
Ingles Supermarket Office
Georgia Highway 11
Trenton Plaza
Trenton
30752
Palmetto Office
Highway 29
Frankl in Roosevelt Highway
Palmetto
30268
Lake Park Office
State Highway 376
Lake Park
31636
Moody Air Force Base Office
Building 150
Moody Air Force Base
Moody AFB
31699
Pearson Office
U.S. Highway 441
Pearson
31642
Auburn Office
29 & Main Street
Auburn
30203
Talbotton Office
Monroe Street
Talbotton
31827
APPROVAL DATE
12-29-88
EFFECTIVE/ BEGIN BUSINESS
7-03-89
9-27-89
11-30-88
4-10-89
8-31-89
9-01-89
Withdrawn
7-07-89
3-24-89
3-24-89
5-01-89
1-31-89
4-21-89
Rescinded
3-03-89
FINANCIAL INSTITUTION Bank of Adairsvi I le Ada i rsv i I Ie
Georgia Bankers Bank Atlanta
The Prudential Bank & Trust Company Atlanta
Farmers & Merchants Bank Brooklet
1 Bank of Dodge County Chester
Bank of CIayton Clayton
Cook Banking Company Cochran
Columbus Postal Credit Union Columbus
APPLICATIONS TO CHANGE LOCATION OF MAIN OFFICE, BRANCH, BANK OFFICE, OR BANK FACILITY
CHANGE LOCATION OF
Main Office
FROM 116 Public Square - Public Square Office
Adairsvi I le
30103
TO 7400 Highway 140
Adairsvi I le
30103
Main Office from Cobb to Fulton County
FROM 1100 Circle 75 Parkway, Suite 760
Atlanta
30339
TO 3715 Northside Pkwy, 300 Northcreek, Ste 800
Atlanta
30327
Main Office From Cobb to Fulton County
FROM 200 Galleria Parkway, Suite 1900
Atlanta
30339
TO Two Concourse Parkway
Atlanta
30328
Main Office
FROM 29 North Parker Avenue
Brooklet
30415
TO 139 & 201 North Main Street
Statesboro
30458
Eastman Office FROM 210 Oak Street
Eastman TO 600 Oak Street
Eastman
31023 31023
va I Iey Office
FROM Highway 441 and Dickerson Street
Di I Iard
30537
TO u. s. Highway 441 and Old Di I lard/Frank I in Rd
Di I Iard
30537
Main Office
FROM 125 Second Street
Cochran
31014
TO 303 North East Dykes Street
Cochran
31014
Columbus Postal Credit Union
FROM 5629 Princeton Avenue
Columbus
31993
TO Bradley Park Drive
Columbus
31904
APPROVAL DATE
7-31-89
EFFECTIVE DATE
3-15-89
3-17-89
11-28-89
12-15-89
6-14-89
Pending
Pending
11-03-89
7-21-89
FINANCIAL INSTITUTION Dawson County Bank Dawsonvi I Ie Capital Bank Fort Oglethorpe Georgia First Bank Ga i nesv i I Ie Trust Company Bank of Gwinnett County Lawrencev i I Ie Trust Company Bank of Gwinnett County Lawrencev i I Ie The Merchants and Citizens Bank McRae Bank of Newington Newington Barnett Bank of Atlanta Palmetto
APPLICATIONS TO CHANGE LOCATION OF MAIN OFFICE, BRANCH, BANK OFFICE, OR BANK FACILITY
CHANGE LOCATION OF
Georgia 400 Office
FROM Ga Hwy. 53 & Ga Hwy. 400
Dawsonvi I le
30534
TO 5000 Hwy. 400
Dawsonvi I le
30534
Main Office FROM 201 Thomas Road
Fort Oglethorpe 30742 TO 240 Battlefield Parkway
Fort Oglethorpe 30742
Main Office
FROM 106 Washington Street
Gainesvi I le
30501
TO 445 Church Street
Gainesvi I le
30501
Main Office FROM 181 Clayton Street
Lawrencevi I le 30245 TO 701 Pike Street N.W.
Lawrencevi I le 30245
Medical Center Office FROM 701 Pike Street, N.W.
Lawrencev i I Ie 30245 TO Lawrencev i I Ie Office, 181 Clayton Street
Lawrencevi I Ie 30245
Main Office
FROM 101 South Third Street
McRae
31055
TO 200 Col lege Street
McRae
31055
Main Office
FROM Main and Broad Streets
Newington
30446
TO Main and Church Streets
Newington
30446
From Galleria to Riverwood Office
FROM 2905 S Cobb Parkway
Atlanta
30339
TO 100 Cumberland Circle, N.W.
At Ianta
30060
APPROVAL DATE
9-11-89
EFFECTIVE DATE
10-28-88
10-10-89
2-23-88
2-27-89
4-24-89
5-03-89
4-24-89
5-03-89
2-06-89
Pending
11-08-89
11-20-89
FINANCIAL INSTITUTION Barnett Bank of Atlanta Palmetto
The Geo. D. warthen Bank Sandersvi I Ie
Altamaha Bank & Trust Company Uvalda
APPLICATIONS TO CHANGE LOCATION OF MAIN OFFICE, BRANCH, BANK OFFICE, OR BANK FACILITY
CHANGE LOCATION OF
Mableton Office
FROM 999 Bankhead Highway
Mableton
30059
TO 5353 Floyd Road
Mableton
30059
Plaza Faci I i ty
FROM 722 s. Harris Street
Sandersv i I Ie
31082
TO 603 S. Harris Street
Sandersvi I Ie
31082
Vidalia Office FROM Highway 280
Higgston TO Highway 280
Vida I i a
30410 30474
APPROVAL DATE
11-08-89
EFFECTIVE DATE
11-20-89
6-13-89
12-07-87
5-01-89
APPLICATIONS TO BECOME A BANK HOLDING COMPANY AND/OR TO ACQUIRE VOTING STOCK OF A BANK OR A BANK HOLDING COMPANY
BANK HOLDING COMPANY
TO ACQUIRE
ACQUISITIONS ONLY:
SouthTrust Corporation
Birmingham
AL
SouthTrust Bank of Savannah
Savannah
GA
SouthTrust Corporation
Birmingham
AL
Branches of Anchor Savings Bank, FSB Roswel !/Marietta GA
SouthTrust Corporation
Birmingham
AL
Sentry Bank and Trust Company
Roswel I
GA
Barnett Banks, Inc.
Jacksonvi I le
FL
First Federal Savings & Loan Assn.
Summervi I le
GA
Barnett Banks, Inc.
Jacksonvi I le
FL
Investors Bank & Trust
Duluth
GA
Barnett Banks, Inc.
Jacksonvi I le
FL
Southern Federal Savings Bank
Columbus
GA
BMR Financial Group, Inc.
Atlanta
GA
Tucker State Bank Winter Garden FL
BMR Financial Group, Inc.
Atlanta
GA
Bay Bancshares, Inc.& Subsidiaries
Clearwater
FL
First Wachovia Corporation
Atlanta
GA
First Bank & Trust Company
Fayettevi I le
GA
The Citizens and Southern Corporation
Atlanta
GA
Covington Branch of First South Bank, N.A.
Covington
GA
The Citizens and Southern Corporation
Atlanta
GA
The Ocean State Bank Neptune Beach FL
Union Bancshares, Inc.
Blairsvi lie
GA
Citizens Bank
Murphy
NC
CB&T Bancshares, Inc.
Columbus
GA
Bank of Pensacola
Pensacola
FL
CB&T Bancshares, Inc.
Columbus
GA
Farmers & Merchants Bank of Russel I County
Phenix City
AL
CB&T Bancshares, Inc.
Columbus
GA
Vanguard Banks, Inc. & Subsidiary
Valparaiso
FL
CB&T Bancshares, Inc.
Columbus
GA
International City Bank Warner Robins GA
APPROVAL DATE
Pending Pending
5-31-89
Rescinded
3-27-89 7-27-89 1-19-89 7-20-89 7-27-89 8-11-89
Pending
10-24-89
Pending Pending
2-06-89 10-24-89
3-27-89
APPLICATIONS TO BECOME A BANK HOLDING COMPANY AND/OR TO ACQUIRE VOTING STOCK OF A BANK OR A BANK HOLDING COMPANY
BANK HOLDING COMPANY
TO ACQUIRE
ACQUISITIONS ONLY:
First Commerce Bancorp Inc.
Commerce
GA
Branch of Fulton Federal Savings and Loan Assoc.
Cartersvi I le
GA
First Commerce Bancorp, Inc.
Commerce
GA
Citizens Banking Company
Lexington
GA
Century South Banks, Inc.
Dahlonega
GA
First National Bank of Union County
BIa i r s v i I Ie
GA
Century South Banks, Inc.( less than 25%)
Dahlonega
GA
Mountain Bank of Georgia
Hiawassee
GA
Dahlonega Bancorp, Inc.
Dahlonega
GA
Branch of Decatur Federal Savings and Loan Assoc.
Chatsworth
GA
Dahlonega Bancorp, Inc.
Dahlonega
GA
Branch of Great Southern Federal Savings Bank
Cumming
GA
Dahlonega Bancorp, Inc.
1 Dahlonega
GA
~Citizens Corporation
Eastman
GA
I
First National Bancorp
Gainesvi lie
GA
Georgia First Bank
Gainesvi I le
GA
Bank South, Mount Vernon
Mount Vernon
GA
The Peoples Bank of Forsyth County
Cumming
GA
First National Bancorp
Gainesvi lie
GA
Pickens County Bank
Jasper
GA
Allied Bankshares, Inc.
Thomson
GA
Branch of Fulton Federal Savings and Loan Assoc.
Waycross
GA
AI I ied Bankshares, Inc.
Thomson
GA
Branch of Fulton Federal Savings and Loan Assoc.
McRae
GA
The Prudential Insurance Company of America
Newark
NJ
Cartersvi I le Federal Savings Bank of Georgia
Cartersvi I le
GA
APPROVAL DATE
1-04-89 Pending Pending Pending 9-26-89 Withdrawn 11-30-89 8-14-89 12-20-89 3-03-89 6-05-89 Rescinded 12-05-89 Rescinded 12-05-89 9-08-89
APPLICATIONS TO BECOME A BANK HOLDING COMPANY AND/OR TO ACQUIRE VOTING STOCK OF A BANK OR A BANK HOLDING COMPANY
BANK HOLDING COMPANY
TO ACQUIRE
NEW FORMATIONS:
(
lntermark, Inc. and Triton Group Ltd.
La Jo I I a
CA
Fuqua Industries, Inc.
Atlanta
GA
First National Financial Corporation
Albany
GA
First National Bank of South Georgia
AI bany
GA
Four County Bancshares, Inc.
AI Ien town
GA
The Four County Bank
AI Ien town
GA
BancShares National Corp
Atlanta
GA
Vinings Bank & Trust, N.A.
Atlanta
GA
First Financial Management Corporation
Atlanta
GA
Georgia Federal Bank, FSB
Atlanta
GA
International Trade Bankcorp
Atlanta
GA
International Trade Bank of Atlanta
Atlanta
GA
Merchant Bank Corporation
Atlanta
GA
~ Worth Financial Company, Inc.
Atlanta
GA
The Merchant Bank of Atlanta
Atlanta
GA
Worth Federal Savings and Loan Association
Sylvester
GA
Fannin Bancshares, Inc.
Blue Ridge
GA
Peoples Bank of Fannin County
Blue Ridge
GA
Golden Isles Financial Holdings, Inc.
Brunswick
GA
The First Bank of Brunswick
Brunswick
GA
Security Bancorp, Inc.
Canton
GA
Security State Bank
Canton
GA
First Community Bancorp, Inc.
Cartersvi I Ie
GA
First Community Bank & Trust
Cartersvi I le
GA
First Clayton Bancshares, Inc.
Clayton
GA
First Clayton Bank & Trust Company
C I ayton
GA
Cor de Ie Bancshares, Inc.
Cordele
GA
Cordele Banking Company
Cordele
GA
TCB Bancshares, Inc.
Crawford
GA
The Commercial Bank
Crawford
GA
Prime Bancshares, Inc.
Decatur
GA
DeKalb Federal Savings Bank
Decatur
GA
APPROVAL DATE
Withdrawn 5-31-89 Pending
2-14-89 Pending
5-31-89 Pending
9-25-89 Withdrawn
3-17-89 7-10-89
5-05-89
5-17-89
10-18-89
10-06-89 Rescinded
7-24-89 8-10-89
7-14-89
APPLICATIONS TO BECOME A BANK HOLDING COMPANY AND/OR TO ACQUIRE VOTING STOCK OF A BANK OR A BANK HOLDING COMPANY
BANK HOLDING COMPANY
TO ACQUIRE
NEW FORMA Tl ONS:
Citizens & Merchants Corporation
Douglasvi I le
GA
Citizens & Merchants State Bank
Douglasvi I le
GA
Morris State Bancshares, Inc.
Dub I in
GA
The Morris State Bank
Dub I in
GA
Gwinnett Bancorp, Inc.
Duluth
GA
Gwinnett National Bank
Duluth
GA
FBT Bankshares, Inc.
Fayettevi I le
GA
First Bank & Trust Company
Fayettevi I le
GA
Lanier Bankshares, Inc.
Gainesvi I le
GA
Lanier National Bank
Ga i nesv i I Ie
GA
Southern Crescent Financial Corp.
Jonesboro
GA
Clayton National Bank
Morrow
GA
1
Jefferson Bancshares,
Louisvi I le
GA
Inc.
~
~Baldwin Bancshares, Inc.
Milledgeville GA
Bank of Jefferson County
Loui svi lie
GA
First National Bank of Baldwin County Mi lledgevi lie GA
First Security Corporation
Norcross
GA
First Security National Bank
Norcross
GA
Fayette County Bancshares, Inc. Peachtree City GA
Fayette County Bank Peachtree City GA
PNB Bankshares, Inc. Peachtree City GA
Peachtree National Bank Peachtree City GA
Bryan Bancorp of Georgia, Inc. Richmond Hi I I GA
Bryan Bank & Trust Richmond Hi I I GA
The First National Bankshares of Henry County,lncThe First National Bank of Henry County
Stockbridge
GA
Stockbridge
GA
DBT Holding Company
Vida I i a
GA
Darby Bank and Trust Company
Vidalia
GA
WB&T Bankshares, Inc.
Waycross
GA
Waycross Bank & Trust
Waycross
GA
Barrow Bancshares, Inc.
Winder
GA
Barrow Bank & Trust Company
Winder
GA
APPROVAL DATE
11-09-89 5-24-89 1-27-89
Withdrawn 8-28-89 4-18-89
10-19-89 5-11-89 2-14-89 9-14-89 6-29-89 4-18-89 8-11-89
10-16-89 Pending
11-22-89 10-24-89
BANK HOLDING COMPANY
APPLICATIONS TO BECOME A BANK HOLDING COMPANY AND/OR TO ACQUIRE VOTING STOCK OF A BANK OR A BANK HOLDING COMPANY
TO ACQUIRE
NEW FORMATIONS:
North Georgia National Bancshares, Inc.
Woodstock
GA
North Georgia National Bank
Woodstock
GA
APPROVAL DATE 6-12-89
APPLICATIONS APPROVED FOR FINANCIAL HOLDING COMP~~ SUBSIDIARIES TO MERGE ACROSS COUNTY LI~~S
NAME OF HOLDING COMPANY
BANK CORPORATION OF GEORGIA First South Bank w/into First South Bank, National Association
CITIZENS & SOUTHERN CORPORATION The Citizens & Southern Bank of Conyers w/into
The Citizens and Southern National Bank
BARNETT BANKS, INC. Investors Bank & Trust w/into Barnett Bank of Atlanta
FIRST WACHOVIA CORPORATION First Bank and Trust Company w/into The First National Bank of Atlanta
ANB BANKSHARES, INC. American Bank of Southeast Georgia w/into American National Bank of Brunswick
CHATTAHOOCHEE BANCORP, INC. The Chattahoochee Bank w/into The Buckhead Bank
LOCATION
Macon Ashburn Fort Valley
Atlanta Conyers Savannah
Jacksonville, FL Duluth Palmetto
Atlanta Fayetteville Atlanta
Brunswick Kingsland Brunswick
Atlanta Marietta Atlanta
EFFECTIVE 7-01-89 3-31-89
11-09-89 9-15-89 4-21-89 6-28-89
REGISTERED FINANCIAL HOLDING COMPANIES
AND
THEIR (*
FI=NALNeCadIALBaSnUk)BSIDIARIES
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
ADAIRSVILLE BANCSHARES, INC. *Bank of Adairsville
MONTGOMERY COUNTY BANKSHARES, INC. *Montgomery County Bank
FIRST STATE CORPORATION *First State Bank & Trust Company First State Bank and Trust Company in Cordele
FOUR COUNTY BANCSHARES, INC. *The Four County Bank
FIRST BANK SHARES OF THE SOUTH EAST, INC. *The First National Bank of Alma
SOUTH BANKING COMPANY *Alma Exchange Bank & Trust Citizens State Bank GEORGIA PEOPLES BANKSHARES, INC. *Peoples State Bank & Trust
FIRST COLONY BANCSHARES, INC. *First Colony Bank
CREDIT AND COMMERCE AMERICAN INVESTMENT, B.V. FIRST AMERICAN CORPORATION FIRST AMERICAN BANKSHARES, INC. GEORGIA BANKSHARES, INC. *First American Bank of Georgia, N. A. NATIONAL BANK OF GEORGIA CORPORATION
B. H . C. , I NC. *Bostwick Banking Company
FIRST AMERICAN BANCORP *First American Bank and Trust Company
AMERICAN LIGHTING & SUPPLY CO. CPI HOLDINGS, INC. *United Federal Savings and Loan Association
BANK SOUTH CORPORATION *Bank South, National Association BANK SOUTH PENSACOLA, INC., ATLANTA BANK SOUTH MACON, INC. Bank South, Fitzgerald
ADAIRSVILLE Adairsvi lie AILEY Ailey ALBANY Albany Cordele ALLENTOWN AI lentown ALMA Alma ALMA Alma Kingsland BAXLEY Baxley ALPHARETTA Alpharetta AMSTERDAM,N'LAND WASHINGTON, DC WASHINGTON, DC ATLANTA Atlanta ATLANTA ARLINGTON Ar I i ngton ATHENS Athens ATLANTA ATLANTA Smyrna ATLANTA Atlanta ATLANTA MACON Fitzgerald
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
APPROVED
HC#
HIGH
HOLDER
HC#
11-02-87
1-27-87
2-04-81
2-14-89
6-11-85
11-20-80
6-14-82
6-06-88
6-01-87 6-01-87 6-01-87 7-05-83 12-29-88 11-01-88
4-02-86
6-16-87 6-16-87
7-01-76 8-29-88 9-28-78
10350
10096
04254
11078
08791
04049
05822
10670
04145 99315 99316 06943 99321 10857
09271
99005 99006
00728 10822 08182
04049
04140 04140 04140 04140 04140
99004 99004
00728 00728
REGISTERED FINANCIAL HOLDING COMPANIES AND THEIR FINANCIAL SUBSIDIARIES (* = Lead Bank)
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
APPROVED
HC#
HIGH
HOLDER
HC#
*Bank south, Macon Bank South, Jasper County, N.A. Bank South, Houston County, N.A. Bank South, Washington County
BANK SOUTH WAYCROSS, INC. Bank South, Douglas
*Bank South, Waycross
Macon Monticello Perry Tenn i I le WAYCROSS Douglas Waycross
10-21-81
04705
00728
BANK SOUTH PENSACOLA, INC., ATLANTA
ATLANTA
8-29-88
10822
00728
BMR FINANCIAL GROUP, INC. Citizens Bank of Americus
*The Citizens Bank of Swainsboro Brice Banking Company, Inc. BMR FLORIDA CORPORATION
ATLANTA Americus swainsboro Vida I i a CLEARWATER, FL
11-07-86 7-27-89
09570 05527
09570
CHATHAM HOLDINGS, INC.
AMERICAN LIGHTING & SUPPLY CO.
U1
0
CP I HOLD I NGS, I NC. *United Federal Savings and Loan Association
ATLANTA ATLANTA ATLANTA Smyrna
6-16-87 6-16-87 6-16-87
99004 99005 99006
99004 99004
CITIZENS AND SOUTHERN CORPORATION CITIZENS AND SOUTHERN GEORGIA CORPORATION *The Citizens and Southern National Bank CITIZENS AND SOUTHERN TRUST COMPANY, INC. *Citizens and Southern Trust Company (Georgia) N.A. CITIZENS AND SOUTHERN SOUTH CAROLINA CORPORATION CITIZENS AND SOUTHERN FLORIDA CORPORATION SOUTHERN BANK CORP., INC.
ATLANTA ATLANTA Savannah ATLANTA Atlanta COLUMBIA, sc FT.LAUDERDALE,FL TALLAHASSEE, FL
7-01-76 4-29-86 7-11-86 1-28-86 6-21-85 9-23-87
00006 09382 09382 09251 08846 99320
00006 00006 00006 00006 00006
CITIZENS AND SOUTHERN GEORGIA CORPORATION *The Citizens and Southern National Bank
ATLANTA Savannah
4-29-86
09382
00006
CITIZENS AND SOUTHERN TRUST COMPANY, INC. *Citizens and Southern Trust Company (Georgia) N.A.
ATLANTA Atlanta
7-11-86
09382
00006
CITIZENS BANCSHARES CORP. *Citizens Trust Bank
ATLANTA Atlanta
7-01-76
00566
COMMERCIAL BANCORP OF GEORGIA, INC. *Commercial Bank of Georgia
ATLANTA Atlanta
5-25-88
10751
COMMUNITY FINANCIAL SERVICES, INC. *Georgia Bankers Bank
ATLANTA Atlanta
11-18-85
09160
CPI HOLDINGS, INC. *United Federal Savings and Loan Association
ATLANTA Smyrna
6-16-87
99006
99004
EMBRY BANKSHARES, INC.
ATLANTA
11-12-87
00485
REGISTERED FINANCIAL HOLDING COMPANIES AND THEIR FINANCIAL SUBSIDIARIES
(* = Lead Bank)
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
APPROVED
HC#
HIGH
HOLDER
HC#
*Embry National Bank
FIRST ATLANTA CORPORATION *The First National Bank of Atlanta
FIRST FINANCIAL MANAGEMENT CORPORATION *Georgia Federal Bank, FSB
FIRST LIBERTY FINANCIAL CORPORATION *Liberty Federal Savings and Loan Association Valdosta Federal Savings and Loan Association
FIRST UNION CORPORATION OF GEORGIA *First Union National Bank of Georgia
FIRST WACHOVIA CORPORATION
FIRST ATLANTA CORPORATION
*The First National Bank of Atlanta
.C..J..1.
THE WACHOVIA CORPORATION
GEORGIA BANKSHARES, INC. *First American Bank of Georgia, N. A. NATIONAL BANK OF GEORGIA CORPORATION
MERCHANT BANK CORPORATION *The Merchant Bank of Atlanta
NATIONAL BANK OF GEORGIA CORPORATION
NORO FINANCIAL CORPORATION NORO-HOME FEDERAL HOLDING COMPANY, N.V. NORO-THRIFT HOLDING COMPANY *Home Federal Savings & Loan Association
NORO-HOME FEDERAL HOLDING COMPANY, N.Y. NORO-THRIFT HOLDING COMPANY *Home Federal Savings & Loan Association
NORO-THRIFT HOLDING COMPANY *Home Federal Savings & Loan Association
SOUTHERN NATIONAL BANKSHARES, INC. *NCNB National Bank
SUMMIT BANK CORPORATION *The Summit National Bank
SUNTRUST BANKS, INC.
Atlanta ATLANTA Atlanta ATLANTA Atlanta ATLANTA Macon Valdosta ATLANTA Atlanta ATLANTA ATLANTA Atlanta WINSTON-SALEM,NC ATLANTA Atlanta ATLANTA ATLANTA Atlanta ATLANTA ATLANTA ATLANTA ATLANTA Atlanta ATLANTA ATLANTA Atlanta ATLANTA Atlanta ATLANTA Atlanta ATLANTA Atlanta ATLANTA
7-01-76 5-31-89 7-16-85
7-01-76 10-28-85
7-01-76
7-05-83 12-29-88 9-25-89 12-29-88 12-22-86 12-22-86 12-22-86 12-22-86 12-22-86 12-22-86 2-21-84 9-11-87 1-11-85
00709 99019 99010
00714 99312 00709 00615 06943 99321 11280 99321 99014 99015 99016 99015 99016 99016 07612 10426 08514
99020
99020 99020 04140 04140
04140 99014 99014 99014 99014 99014 00610
REGISTERED FINANCIAL HOLDING COMPANIES AND THEIR FINANCIAL SUBSIDIARIES (* =Lead Bank)
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
APPROVED
HC#
HIGH
HOLDER
HC#
---------------------------------------------------------------------------------------------------------------------
TRUST COMPANY OF GEORGIA
ATLANTA
7-01-76
08515
08514
Trust Compeny Bank of South Georgia, N.A.
AI bany
Trust Company Bank of Northeast Georgia, N.A.
Athens
*Trust Company Bank
Atlanta
Trust Company Bank of Cobb County, N.A.
Atlanta
Trust Company Bank of Augusta, N.A.
Augusta
Trust Company Bank of Carrol I County
Bowdon
Tryst Company Bank of Southeast Georgia, N.A.
Brunswick
Trust Company Bank of Columbus, N.A.
Columbus
Trust Company Bank of Rockdale
Conyers
Trust Company Bank of Coffee County
Douglas
Trust Company Bank of Douglas County
Douglasville
Trust Company Bank of Clayton County
Jonesboro
Trust Company Bank of Gwinnett County
Lawrencevi lie
Trust Company Bank of Troup County
LaGrange
Trust Company Bank of Middle Georgia, N.A.
Macon
Trust Company Bank of Henry County, N.A.
McDonough
Trust Company Bank of Northwest Georgia, N.A.
Rome
CJ1 N
Trust Company of Georgia Bank of Savannah, N.A. THIRD NATIONAL CORPORATION
Savannah NASHVILLE, TN
3-24-87
00791
08514
SUN BANKS, INC.
ORLANDO, FL
00078
08514
TRUST COMPANY OF GEORGIA Trust Company Bank of South Georgia, N.A. Trust Company Bank of Northeast Georgia, N.A.
*Trust Company Bank Trust Company Bank of Cobb County, N.A. Trust Company Bank of Augusta, N.A. Trust Company Bank of Carrol I County Trust Company Bank of Southeast Georgia, N.A. Trust Company Bank of Columbus, N.A. Trust Company Bank of Rockdale Trust Company Bank of Coffee County Trust Company Bank of Douglas County Trust Company Bank of Clayton County Trust company Bank of Gwinnett County Trust Company Bank of Troup County Trust Company Bank of Middle Georgia, N.A. Trust Company Bank of Henry County, N.A. Trust company Bank of Northwest Georgia, N.A. Trust Company of Georgia Bank of Savannah, N.A.
ATLANTA AI bany Athens Atlanta Atlanta Augusta Bowdon Brunswick Columbus Conyers Douglas Douglasvi lie Jonesboro Lawrencevi I Ie LaGrange Macon McDonough Rome Savannah
7-01-76
08515
08514
BANKERS FIRST CORPORATION Athens Federal Savings Bank
*Banker's First Federal Savings & Loan Association Southeast Federal Savings Bank
AUGUSTA Athens Augusta Rossvi I Ie
4-17-84
99001
PORT CITY HOLDING COMPANY, INC.
BAINBRIDGE
8-11-81
04690
REGISTERED FINANCIAL HOLDING COMPANIES
AND THEIR(*FI=NALNeCadIALBaSnUk)BSIDIARIES
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
APPROVED
HC#
HIGH
HOLDER
HC#
*The First Port City Bank
FIRST CITIZENS BANCORP OF CHEROKEE COUNTY, INC. *Citizens Bank
UNITED BANK CORPORATION *United Bank United Bank of Crawford United Bank of Pike
GEORGIA PEOPLES BANKSHARES, INC. *Peoples State Bank & Trust
SOUTHTRUST CORPORATION SouthTrust Bank of Columbus,N.A. SOUTHTRUST OF GEORGIA, INC. *SouthTrust Bank of Atlanta
(J1
w
FIRST UNION BANCORP
*First National Bank of Union County
UNION BANCSHARES, INC. *Union County Bank
FIRST STATE BANCSHARES OF BLAKELY, INC. *First State Bank of Blakely
FANNIN BANCSHARES, INC. *Peoples Bank of Fannin County
ANB BANKSHARES, INC. *Barnett Bank of Southeast Georgia, N.A.
FIRST GEORGIA HOLDING, INC. *First Georgia Savings Bank,F.S.B.
GOLDEN ISLES FINANCIAL HOLDINGS, INC. *The First Bank of Brunswick
FIRST HARALSON CORPORATION *The First National Bank of Haralson County
SOUTHLAND BANK CORP. *The Citizens State Bank Coffee County Bank
FARMERS BANCSHARES, INC. *Farmers State Bank
Bainbridge BALL GROUND Ba I I Ground BARNESVILLE Barnesville Roberta Zebulon BAXLEY Baxley BIRMINGHAM, AL Columbus ROSWELL Roswe I I BLAIRSVILLE Blairsvi lie BLAIRSVILLE Blairsvi lie BLAKELY Blakely BLUE RIDGE Blue Ridge BRUNSWICK Brunswick BRUNSWICK Brunswick BRUNSWICK Brunswick BUCHANAN Buchanan BUTLER Butler Douglas CADWELL Cadwe II
3-18-83 11-25-81
06670 04822
6-14-82 5-31-89 1-10-84 4-25-85 2-04-88 6-13-86 7-10-89 9-19-84 4-28-88 5-05-89 3-06-84 2-13-84
7-24-79
05822 00717 08895 08685 10644 09480 11201 08096 99009 99612 07654 07618
03260
04049 00003
REGISTERED FINANCIAL HOLDING COMPANIES
AND
THEIR (
*
FI=NALNeCadIALBaSnUk)BSIDIARIES
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
The Security State Bank CAIRO BANCHSHARES, INC.
*Cairo Banking Company GRADY HOLDING COMPANY
*First National Bank of Grady County P & C BANK SHARES, INC.
*Planters & Citizens Bank B C BANKSHARES, INC.
*Bank of Canton SECURITY BANCORP, INC.
*Security State Bank UNITED SECURITY BANCSHARES, INC.
*United Security Bank FIRST BANKS, INC.
First Bank and Trust *The Bank of Toccoa WGNB CORP. *West Georgia National Bank of Carrollton BARTOW BANCSHARES, INC. *Bartow County Bank FIRST COMMUNITY BANCORP, INC. *First Community Bank & Trust PEOPLES BARTOW CORPORATION *Peoples Bank of Bartow County FIRST POLK BANKSHARES, INC. *The First National Bank of Polk County NCNB CORPORATION
SOUTHERN NATIONAL BANKSHARES, INC. *NCNB National Bank
FIRST UNION CORPORATION FIRST UNION CORPORATION OF GEORGIA *First Union National Bank of Georgia
COHUTTA BANCSHARES, INC.
McRae CAIRO Cairo CAIRO Cairo CAMILLA Cami II a CANTON Canton CANTON Canton CANTON Sparta CARNESVILLE Carnesv i I Ie Toccoa CARROLLTON Carrol ton CARTERSVILLE Cartersvi I Ie CARTERSVILLE Cartersvi lie CARTERSVILLE Cartersvi lie CEDARTOWN Cedartown CHARLOTTE ATLANTA Atlanta CHARLOTTE, NC ATLANTA Atlanta CHATSWORTH
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
APPROVED
HC#
HIGH
HOLDER
HC#
4-16-82 6-30-78 12-30-80 9-05-84 5-17-89 2-21-84 4-13-81
8-12-85 4-28-83 10-18-89 2-13-84 5-20-86 12-12-85 2-21-84
3-17-86
7-01-76 11-30-82
05560 02905 04014 08141 99613 07604 04290
08893 06574 99606 07393 08990 00610 07612 00609 00714 06446
00610
09582
REGISTERED FINANCIAL HOLDING COMPANIES
AND
THEIR (*
FI=NALNeCadIALBaSnUk)BSIDIARIES
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
APPROVED
HC#
HIGH
HOLDER
HC#
*Cohutta Banking Company
FIRST CHATSWORTH BANCSHARES, INC. *The First National Bank of Chatsworth
FIRST CLAYTON BANCSHARES, INC. *First Clayton Bank & Trust Company
LIBERTY BANCORP OF GEORGIA, INC. *Rabun County Bank The Gordon Bank
BMR FLORIDA CORPORATION
WHITE COUNTY BANCSHARES, INC. *White County Bank
CITIZENS AND SOUTHERN SOUTH CAROLINA CORPORATION
U1
U1
SYNOVUS FINANCIAL CORP.
Security Bank and Trust Company of Albany
Sumter Bank and Trust Company
The Coastal Bank of Georgia
Citizens Bank and Trust of West Georgia
*Columbus Bank and Trust Company
Bank of Hazlehurst
Commercial Bank & Trust Company of Troup County
The National Bank of Walton County
Bank of Coweta
Commercial Bank
First Community Bank of Tifton
First State Bank and Trust Company of Valdosta
CB&T of Middle Georgia
COHUTTA BANCSHARES, INC.
*Cohutta Banking Company
FORT RUCKER BANCSHARES, INC.
NORTHWEST FLORIDA BANKING CORPORATION
TB&C BANCSHARES, INC. SYNOVUS FINANCIAL CORP. Security Bank and Trust Company of Albany Sumter Bank and Trust Company The Coastal Bank of Georgia Citizens Bank and Trust of West Georgia *Columbus Bank and Trust Company Bank of Hazlehurst Commercial Bank & Trust Company of Troup County The National Bank of Walton County
Chatsworth
CHATSWORTH Chatsworth
CLAYTON CIayton
CLAYTON Clayton Gordon
CLEARWATER, FL
CLEVELAND Cleveland
COLUMBIA, SC
COLUMBUS Albany Americus Brunswick Carro I Iton Columbus Hazlehurst LaGrange Monroe Newnan Thomasv i I Ie Tifton Valdosta warner Robins CHATSWORTH Chatsworth FORT RUCKER, AL QUINCY, FL
COLUMBUS COLUMBUS Albany Americus Brunswick Carro I Iton Columbus Hazlehurst LaGrange Monroe
3-03-83 10-06-89
5-12-83
7-27-89 9-19-84 1-28-86 7-01-76
06382 99605 06842
05527 08081 09251 00283
09570
00006 09582
11-30-82
10-04-88 3-18-88
8-25-86 7-01-76
06446
07853 02096
09582 00283
09582 09582 09582
09582
REGISTERED FINANCIAL HOLDING COMPANIES
AND
THEIR (*
FI=NALNeCadIALBaSnUk)BSIDIARIES
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
Bank of Coweta Commercial Bank First Community Bank of Tifton First State Bank and Trust Company of Valdosta CB&T of Middle Georgia COHUTTA BANCSHARES, INC.
*Cohutta Banking Company FORT RUCKER BANCSHARES, INC. NORTHWEST FLORIDA BANKING CORPORATION FIRST COMMERCE BANCORP, INC. *The First National Bank of Commerce Citizens Banking Company MID STATE BANKS, INC. *Cordele Banking Company Planters Bank Pineview State Bank COMMUNITY BANKSHARES, INC. Community Bank & Trust - Jackson *Community Bank & Trust - Habersham HABERSHAM BANCORP *Habersham Bank FNB NEWTON BANKSHARES, INC. *First National Bank of Newton County MAIN STREET BANKS INCORPORATED *The Bank of Covington TCB BANCSHARES, INC. *The Commercial Bank CREDIT AND COMMERCE AMERICAN HOLDINGS, N.V. CREDIT AND COMMERCE AMERICAN INVESTMENT, B.V. FIRST AMERICAN CORPORATION
FIRST AMERICAN BANKSHARES, INC. GEORGIA BANKSHARES, INC. *First American Bank of Georgia, N. A. NATIONAL BANK OF GEORGIA CORPORATION
CENTURY SOUTH BANKS, INC. *Bank of Dahlonega The Bank of ElI ijay Georgia First Bank
FIRST NATIONAL BANCSHARES OF PAULDING COUNTY, INC.
Newnan Thomasvi lie Tifton Valdosta Warner Robins CHATSWORTH Chatsworth FORT RUCKER, AL QUINCY, FL COMMERCE Commerce Lexington CORDELE Cordele Hawkinsville Pineview CORNELIA Commerce Corne I i a CORNELIA Clarkesvi lie COVINGTON Covington COVINGTON Covington CRAWFORD Crawford CURACAO, N'LANDS AMSTERDAM,N'LAND WASHINGTON, DC WASHINGTON, DC ATLANTA Atlanta ATLANTA DAHLONEGA Dahlonega EIIi jay Gainesvi lie DALLAS
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
APPROVED
HC#
HIGH
HOLDER
HC#
11-30-82 10-04-88
3-18-88 10-27-81
3-05-80
06446 07853 02096 04842
03506
09582 09582 09582
3-12-81
12-05-84 11-30-84 11-07-88
8-10-89 6-01-87 6-01-87 6-01-87 6-01-87 7-05-83 12-29-88 4-20-82
04255
08191 08370 10941 11210 04140 04145 99315 99316 06943 99321 05528
04140 04140 04140 04140 04140
6-19-85
08780
REGISTERED FINANCIAL HOLDING COMPANIES
AND
THEIR (*
FI=NALNeCadIALBaSnUk)BSIDIARIES
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
*The First National Bank of Paulding County NORTHWEST GEORGIA FINANCIAL CORPORATION
*The Citizens Bank, Dallas, Georgia The Citizens Bank of Newton County
HARDWICK HOLDING COMPANY The Calhoun First National Bank
*Hardwick Bank & Trust Company SOUTHEASTERN BANKING CORPORATION
The Darien Bank *Southeastern Bank DAWSON BANCSHARES, INC. *Bank of Dawson DAWSON COUNTY BANCSHARES, INC. *Dawson County Bank DFSOUTHEASTERN, INC. *Decatur Federal Savings and Loan Association FIDELITY SOUTHERN CORPORATION *Fidelity National Bank PRIME BANCSHARES, INC. *DeKalb Federal Savings Bank M & F FINANCIAL CORPORATION *Merchants and Farmers Bank CITIZENS & MERCHANTS CORPORATION *Citizens & Merchants State Bank METRO BANCORP, INC. *The Commercial Bank THORNTON HOLDING COMPANY, INC. *Douglas County Bank MORRIS STATE BANCSHARES, INC. *The Morris State Bank GWINNETT BANCORP, INC. *Gwinnett National Bank CITIZENS CORPORATION
Dallas DALLAS Dallas Mansfield DALTON Calhoun Dalton DARIEN Darien Folkston DAWSON Dawson DAWSONVILLE Dawsonv i I Ie DECATUR Decatur DECATUR Decatur DECATUR Decatur DONALSONVILLE Dona Isonv i I Ie DOUGLASVILLE Douglasvi lie DOUGLASVILLE Douglasville DOUGLASVILLE Douglasvi lie DUBLIN Dub I in DULUTH Duluth EASTMAN
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
APPROVED
HC#
HIGH
HOLDER
HC#
3-05-82
9-23-80
4-14-81
9-19-83 12-03-84 8-25-88 12-18-79 7-14-89
2-01-85 11-09-89 12-10-84 12-17-81 5-24-89
1-27-89 1-15-85
04976
03984
04295
07076 08455 99007 03494 99018 08547 99609 08148 04896 11173 11050 08140
REGISTERED FINANCIAL HOLDING COMPANIES
AND
THEIR (*
F=INALNeCadIALBaSnUk)BSIDIARIES
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES
l
(NOTE: Out-of-State Bank and S&L Subsidiaries of Holding Companies Omitted.)
CITY
APPROVED
HC#
HIGH
HOLDER
HC#
*Citizens Bank & Trust Company Citizens Bank & Trust Company of Mount Vernon
PEOPLES BANKSHARES, INCORPORATED *The Peoples Bank
PUTNAM-GREENE FINANCIAL CORPORATION *Farmers & Merchants Bank The Pembroke State Bank The Farmers Bank
BOE BANCSHARES, INC. *The Bank of Edison
FIRST ELBERT CORPORATION *First National Bank in Elberton
MIDDLE GEORGIA CORPORATION
c(Jo1
*Bank of Ellavi lie
FAIRBANCO HOLDING COMPANY, INC. *Fairburn Banking Company
COLONY BANKCORP, INC. Ashburn Bank Bank of Dodge County
*The Bank of Fitzgerald Pitts Banking Company
COUNTRY BANK HOLDING COMPANY *Monroe County Bank
CATOOSA BANCSHARES, INC. *Capital Bank
FORT RUCKER BANCSHARES, INC.
CB BANCSHARES, INC. The Citizens Bank of Cochran
*The Citizens Bank
CITIZENS AND SOUTHERN FLORIDA CORPORATION
CITIZENS EXPRESS COMPANY *The Citizens Bank
FIRST NATIONAL BANCORP Bank of Clayton
Eastman Mount Vernon EATONTON Eatonton EATONTON Eatonton Pembroke Union Point ED ISON Edison ELBERTON Elberton ELLAVILLE EII avi lie FAIRBURN Fairburn FITZGERALD Ashburn Chester Fitzgerald Pitts FORSYTH Forsyth FORT OGLETHORPE Fort Oglethorpe FORT RUCKER, AL FORT VALLEY Cochran Fort Valley FT.LAUDERDALE,FL GAINESVILLE Gainesvi lie GAINESVILLE Clayton
2-17-84 4-03-87
07346 10097
3-05-84 4-01-83 5-08-81 6-11-84 4-15-83
07551 06671 04158 07778 06804
2-25-82 12-15-80 10-04-88 8-24-83
6-21-85 10-28-83 5-11-81
05466 03903 07853 07106
08846 07355 04367
09582 00006
REGISTERED FINANCIAL HOLDING COMPANIES
AND THEIR(*FI=NALNeCadIALBaSnUk)BSIDIARIES
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
APPROVED
HC#
HIGH
HOLDER
HC#
The First National Bank of White County First National Bank of Habersham The Peoples Bank of Forsyth County Granite City Bank First State Bank of Gilmer County *The First National Bank of Gainesvi lie Bank of Banks County Pickens County Bank The First National Bank of Jackson County The Citizens Bank
LANIER BANKSHARES, INC. *Lanier National Bank
FIRST CITIZENS BANKSHARES, INC. *First Citizens Bank
CITIZENS FINANCIAL SERVICES, INC.
U1
*Citizens Union Bank
1.0
FNB BANKING COMPANY The First National Bank of Barnesvi I le
*First National Bank of Griffin
CCB BANCSHARES, INC. *Citizens Community Bank
LOWNDES BANCSHARES, INC. *Commercial Banking Company
MGEORGIA BANKSHARES, INC. *The Pulaski Banking Company
COASTAL BANKSHARES, INC. *The Coastal Bank
LIBERTY SHARES, INC. *The Hinesvi I le Bank
FIRST HOGANSVILLE BANKSHARES, INC. *The Citizens Bank
EMPIRE BANK CORP., INC. *Empire Banking Company
BARNETT BANKS, INC. *Barnett Bank of Fayette County ANB BANKSHARES, INC.
Cleveland Cornelia Cumming Elberton EIIi jay Gainesvi lie Homer Jasper Jefferson Toccoa GAINESVILLE Gainesvi lie GLENNVILLE Glennvi lie GREENSBORO Greensboro GRIFFIN Barnesv i I Ie Griffin HAHIRA Hahira HAHIRA Hahira HAWKINSVILLE Hawkinsvi lie HINESVILLE Hinesvi lie HINESVILLE Hi nesvi I Ie HOGANSVILLE Hogansvi I Ie HOMERVILLE Homervi I Ie JACKSONVILLE, FL Fayettevi lie BRUNSWICK
4-18-89 12-16-80 6-17-85
1-17-83
12-15-82 9-16-85 3-23-87 7-07-82 10-24-84 9-23-82 11-22-88 11-25-86 9-19-84
11122 04107 08822 06477
06518 09003 10192 05835 08175 05918 10956 00003 08096
00003
REGISTERED FINANCIAL HOLDING COMPANIES AND THEIR FINANCIAL SUBSIDIARIES
(* = Lead Bank)
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
APPROVED
HC#
HIGH
HOLDER
HC#
*Barnett Bank of Southeast Georgia, N.A. SUNCOAST BANCORP, INC.
FIRST CITY BANCORP, INC. Barnett Bank of Southwest Georgia
*Barnett Bank of Atlanta
JBC BANCSHARES, INC. *Jasper Banking Company
SOUTHERN CRESCENT FINANCIAL CORP. *Clayton National Bank
COMMEX FINANCIAL CORPORATION *Commercial Exchange Bank
FMB BANCSHARES, INC. *Farmers and Merchants Bank
(j)
0
FIRST SECURITY BANKSHARES, INC. Bank of Hartwe I I
*Northeast Georgia Bank
THE GWINNETT FINANCIAL CORPORATION *The Bank of Gwinnett County
LAFAYETTE BANKSHARES, INC. *The Bank of LaFayette, Georgia
CITIZENS HOLDING COMPANY
LINCOLN BANCSHARES, INC *Farmers State Bank
PERSONS BANKING COMPANY, INC. *The Peoples Bank The Bank of Perry
JEFFERSON BANCSHARES, INC. *Bank of Jefferson County
THE QUEENSBOROUGH COMPANY *The First National Bank & Trust Company Bank of Wadley
SOUTH GEORGIA BANKSHARES CORP. *Peoples Bank
COMMUNITY FINANCIAL CORPORATION
Brunswick VERO BEACH, FL MARIETTA Columbus Palmetto JASPER Jasper JONESBORO Morrow KENNESAW Kennesaw LAKELAND Lakeland LAVONIA Hartwe I I Lavonia LAWRENCEVILLE Lawrencev i I Ie LAFAYETTE LaFayette LEXINGTON LINCOLNTON Lincolnton LITHONIA Lithonia Perry LOUISVILLE Louisvi lie LOUISVILLE Louisvi lie Wadley LYONS Lyons MABLETON
11-25-86 12-02-80
7-10-85 10-19-89 11-14-88 10-11-84 11-15-83
11-03-87 1-03-84 3-03-83
12-03-84 8-22-80
5-11-89 11-18-85
12-17-80 5-09-88
04984 03915
08631 99617 10868 08301 07091
10504 07392 06575 08355 03788
11163 08387
04116 10665
00003 00003
REGISTERED FINANCIAL HOLDING COMPANIES AND THEIR FINANCIAL SUBSIDIARIES (* = Lead Bank)
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
*Community Bank & Trust Company BANK CORPORATION OF GEORGIA
*First South Bank, N.A. BANK SOUTH MACON, INC.
Bank South, Fitzgerald *Bank South, Macon
Bank South, Jasper County, N.A. Bank South, Houston County, N.A. Bank South, Washington County MADISON BANK CORP *Bank of Madison F AND M HOLDING COMPANY, INC. *F & M Bank and Trust Company AMERICAN BANKSHARES, INC. *Cobb American Bank and Trust Company CHATTAHOOCHEE BANCORP, INC. The Chattahoochee Bank CSL FINANCIAL CORPORATION *Cobb Federal Savings Bank FIRST CITY BANCORP, INC. Barnett Bank of Southwest Georgia *Barnett Bank of Atlanta FCS FINANCIAL CORPORATION *First Columbia Bank THREE RIVERS BANCSHARES *Bank of Milan BALDWIN BANCSHARES, INC. *First National Bank of Baldwin County CENTRAL AND SOUTHERN HOLDING COMPANY The Central and Southern Bank of Greensboro *The Central & Southern Bank of Georgia EXCHANGE BANKSHARES, INC. *Exchange Bank NBWC CORPORATION
Mableton MACON Fort Va I Iey MACON Fitzgerald Macon Monti ce I Io Perry Tenn iII e MADISON Madison MANCHESTER Manchester MARIETTA Marietta MARIETTA Atlanta MARIETTA Marietta MAR I ETTA Columbus Palmetto MARTINEZ Martinez MILAN Mi I an MILLEDGEVILLE Mi lledgevi lie MILLEDGEVILLE Greensboro Mi lledgevi lie MILLEDGEVILLE Mi lledgevi lie MONROE
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
APPROVED
HC#
HIGH
HOLDER
HC#
5-13-80 9-28-78
03640 08182
00728
7-10-85 12-14-84 12-22-88 12-12-88
3-24-82 12-02-80
9-16-83 6-23-87 2-14-89 3-06-81
10-05-83 9-23-82
08915 07833 10976 10904 99003 03915
08803 00268 11066 04207
07292 06096
00003
REGISTERED FINANCIAL HOLDING COMPANIES AND THEIR FINANCIAL SUBSIDIARIES (* = Lead Bank)
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
APPROVED
HC#
HIGH
HOLDER
HC#
FMB BANKING CORPORATION *First Merchants Bank
ABC BANCORP Bank of Thomas County
*American Banking Company Bank of Quitman The Citizens Bank of Tifton
SOUTHWEST GEORGIA FINANCIAL CORPORATION *Moultrie National Bank
THE NASHVILLE HOLDING COMPANY Adel Banking Company
*The Citizens Bank
UNITED BANKSHARES, INC.
0'1
*The United Banking Company
N
THIRD NATIONAL CORPORATION
PRUCO, INC. *The Prudential Bank and Trust Company
THE PRUDENTIAL INSURANCE COMPANY OF AMERICA PRUCO, INC. *The Prudential Bank and Trust Company
BUTTON GWINNETT BANCORP *Button Gwinnett Savings Bank, FSB
FIRST SECURITY CORPORATION *First Security National Bank
IRWIN BANKCORP, INC. *The Bank of Oci I Ia, Georgia
SUN BANKS, INC.
PATTERSON BANKSHARES, INC. *The Patterson Bank
FAYETTE COUNTY BANCSHARES, INC. *Fayette County Bank
PNB BANKSHARES, INC. *Peachtree National Bank
MONTICELLO Thomasv i I Ie MOULTRIE Coolidge Moultrie Quitman Tifton MOULTRIE Moultrie NASHVILLE Adel Nashville NASHVILLE Nashvi I Ie NASHVILLE, TN NEWARK, NJ Atlanta NEWARK, NJ NEWARK, NJ Atlanta NORCROSS Norcross NORCROSS Norcross OCILLA Oci I Ia ORLANDO, FL PATTERSON Patterson PEACHTREE CITY Peachtree City PEACHTREE CITY Peachtree City
11-25-86 3-23-81
06130 04309
11-18-80 5-16-85
4-23-85 3-24-87 6-27-83 6-27-83 6-27-83 7-30-87 9-14-89 9-24-84
1-17-86 6-29-89 4-18-89
04015 08792
08769 00791 99313 99314 99313 99002 11293 08185 00078 09159 11135 11124
08514 99025 99025
08514
REGISTERED FINANCIAL HOLDING COMPANIES AND THEIR FINANCIAL SUBSIDIARIES (* = Lead Bank)
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
APPROVED
HC#
HIGH
HOLDER
HC#
NORTHWEST FLORIDA BANKING CORPORATION
TATTNALL BANCSHARES, INC. *The Tattnal I Bank
GEORGIA COMMUNITY BANCORP, INC. Bank of Terre I I Commercial State Bank
*The Citizens State Bank
BRYAN BANCORP OF GEORGIA, INC. *Bryan Bank & Trust
NW SERVICES CORPORATION *Northwest Georgia Bank
TARA BANKSHARES CORPORATION
Q')
w
*Tara State Bank
FIRST COMMUNITY BANCSHARES, INC. *First Rome Bank
FIRST SUNBELT BANKSHARES, INC. *The Georgia State Bank of Rome
ROSSVILLE BANKSHARES, INC. *Rossvi lie Bank
SOUTHERN BANK GROUP, INC. *The Northside Bank & Trust Company
SOUTHTRUST OF GEORGIA, INC. *SouthTrust Bank of Atlanta
SARDIS BANKSHARES, INC. *Bank of Burke County
AMERICORP *Ameribank, N.A.
CHARLTON ASSOCIATES AMERICORP *Ameribank, N.A.
SB&T CORPORATION *Smyrna Bank & Trust Co.
GEORGIA CENTRAL BANCSHARES, INC.
QUINCY, FL REIDSVILLE Reidsvi lie REYNOLDS Dawson Dona Isonv i I Ie Reynolds RICHMOND HILL Richmond Hi II RINGGOLD Ringgold RIVERDALE Riverdale ROME Rome ROME Rome ROSSVILLE Rossvi I Ie ROSWELL Roswell ROSWELL Roswell SARDIS Sardis SAVANNAH Savannah SAVANNAH SAVANNAH Savannah SMYRNA Smyrna SOCIAL CIRCLE
3-18-88 3-03-86
10-25-84
02096 09229
08190
09582
8-11-89 12-14-83 7-10-87 3-17-88 2-27-87 8-13-84 5-08-87
1-10-84 11-05-86 12-27-84 12-27-84 12-27-84 10-22-87 9-06-84
11269 07438 10332 10587 09656 07940 10246 08895 09714 08250 08544 08250 00406 08186
08544 08544
REGISTERED FINANCIAL HOLDING COMPANIES
AND
THEIR (*
F=INALNeCadIALBaSnUk)BSIDIARIES
RUN DATE: 4-13-90 AS OF DATE: 12-31-89
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
APPROVED
HC#
HIGH
HOLDER
HC#
--*-G--e-o-r-g-ia--C--e-n-t,r-a-l --B-a-n-k-------------------------------------------S-o-c-i-a-l --C-i-r-c-le----------------------------------------
SOPERTON BANCSHARES, INC. *The Bank of Soperton
SOPERTON Soperton
8-26-88
10844
GENERAL ELECTRIC COMPANY GE FINANCIAL SERVICES, INC. GE CAPITAL CORPORATION *Monogram Credit Card Bank of Georgia
STAMFORD, CT STAMFORD, CT STAMFORD, CT Roswe I I
6-27-88 6-27-88 6-27-88
99317 99318 99319
99040 99040
GE CAPITAL CORPORATION *Monogram Credit Card Bank of Georgia
STAMFORD, CT Roswe 1 I
6-27-88
99319
99040
GE FINANCIAL SERVICES, INC. GE CAPITAL CORPORATION *Monogram Credit Card Bank of Georgia
STAMFORD, CT STAMFORD, CT Roswe I I
6-27-88 6-27-88
99318 99319
99040 99040
FIRST BANKING COMPANY OF SOUTHEAST GEORGIA
O'l
.+:>
Metter Banking Company
*First Bulloch Bank & Trust company
STATESBORO Metter Statesboro
2-08-82
05406
SEA ISLAND BANKSHARES, INC. *Sea Island Bank
STATESBORO Statesboro
4-22-88
10613
HENRY COUNTY BANCSHARES, INC. *The First State Bank
STOCKBRIDGE Stockbridge
3-07-83
06447
THE FIRST NATIONAL BANKSHARES OF HENRY COUNTY, INC. *The First National Bank of Henry County
STOCKBRIDGE Stockbridge
10-16-89
99616
CENTRAL BANKING COMPANY *The Central Bank
SWAINSBORO Swainsboro
10-07-81
04725
SPIVEY BANK SHARES, INC. *Spivey State Bank
SWAINSBORO Swainsboro
8-25-86
09550
FIRST BANK HOLDING COMPANY *Sylvester Banking Company
SYLVESTER Sylvester
8-22-83
07021
SOUTHERN BANK CORP., INC.
TALLAHASSEE, FL
9-23-87
99320
00006
WCG BANCSHARES, INC. *West Central Georgia Bank
THOMASTON Thomaston
12-10-82
06007
ALLIED BANKSHARES, INC. Bank of Columbia County Bank of Millen Bank of Morgan County
THOMSON Harlem Mi I len Rutledge
12-03-84
08481
REGISTERED FINANCIAL HOLDING COMPANIES
AND THEIR(*FI=NALNeCadIALBaSnUk)BSIDIARIES
RUN DATE: 4-12-90 AS OF DATE: 12-31-89
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
APPROVED
HC#
HIGH
HOLDER
HC#
*Bank of Thomson
1ST FRANKLIN CORPORATION *Liberty Bank & Trust
TRI-STATES BANKSHARES, INC. *Bank of Dade
SUMMERVILLE/TRION BANCSHARES, INC. *First National Bank of Chattooga County
EAGLE BANCSHARES, INC. *Tucker Federal Savings and Loan Association
MIDDLE GEORGIA BANKSHARES, INC. *Citizens Bank
ALTAMAHA BANCSHARES, INC.
0">
*Aitamaha Bank and Trust Company
Ul
PAB BANKSHARES, INC.
Farmers and Merchants Bank
*The Park Avenue Bank
SUNCOAST BANCORP, INC. FIRST CITY BANCORP, INC. Barnett Bank of Southwest Georgia *Barnett Bank of Atlanta
DOOLY BANCSHARES, INC. *Bank of Dooly
VILLA RICA BANCORP, INC. *Bank of Vi I Ia Rica
GUARANTY FINANCIAL SERVICES, INC. *Guaranty Federal Savings Bank
CB FINANCIAL CORP. *Citizens Bank
WASHINGTON/WILKES CORPORATION *Farmers and Merchants Bank
FIRST AMERICAN BANKSHARES, INC. GEORGIA BANKSHARES, INC. *First American Bank of Georgia, N. A. NATIONAL BANK OF GEORGIA CORPORATION
Thomson TOCCOA Toccoa TRENTON Trenton TRION Summerv i I Ie TUCKER Tucker UNADILLA Vienna UVALDA Uvalda VALDOSTA Adel Valdosta VERO BEACH, FL MARIETTA Columbus Palmetto VIENNA Vienna VILLA RICA Vi I Ia Rica WARNER ROBINS Warner Robins WARRENTON Warrenton WASHINGTON Washington WASHINGTON, DC ATLANTA Atlanta ATLANTA
3-12-84 4-27-82 2-14-86 1-24-86 10-31-83 11-03-80 8-02-82
11-25-86 12-02-80
4-03-85 8-15-86 1-20-88 1-09-86 3-20-86 6-01-87 7-05-83 12-29-88
08882 04964 08753 99008 07218 03999 05936
04984 03915
08596 09490 99012 09256 09138 99316 06943 99321
00003 00003
04140 04140 04140
REGISTERED FINANCIAL HOLDING COMPANIES AND THEIR FINANCIAL SUBSIDIARIES (* = Lead Bank)
HOLDING COMPANIES AND FINANCIAL SUBSIDIARIES (NOTE: Out-of-State Bank and S&L Subsidiaries
of Holding Companies Omitted.)
CITY
FIRST AMERICAN CORPORATION FIRST AMERICAN BANKSHARES, INC. GEORGIA BANKSHARES, INC. *First American Bank of Georgia, N. A. NATIONAL BANK OF GEORGIA CORPORATION
BANK SOUTH WAYCROSS, INC. Bank South, Douglas
*Bank South, Waycross WB&T BANKSHARES, INC.
*Waycross Bank & Trust FIRST BURKE BANKING COMPANY
*The First National Bank of Waynesboro FIRST BANKSHARES OF WEST POINT, INC.
*First National Bank of West Point ATKINSON COUNTY BANKSHARES CORPORATION
*The Peoples Bank BARROW BANCSHARES, INC.
*Barrow Bank & Trust Company PEOPLES HOLDING COMPANY
*The Peoples Bank THE WACHOVIA CORPORATION WOODBURY BANCSHARES, INC.
*The Woodbury Banking Company TSB BANCORP, INC.
*Talbot State Bank FIRST CHEROKEE BANCSHARES, INC.
*First National Bank of Cherokee FIRST COMMUNITY CORPORATION
*First Community Bank of Cherokee NORTH GEORGIA NATIONAL BANCSHARES, INC.
*North Georgia National Bank WRIGHTSVILLE BANCSHARES, INC.
*Bank of Wrightsvi I le
WASHINGTON, DC WASHINGTON, DC ATLANTA Atlanta ATLANTA WAYCROSS Douglas Waycross WAYCROSS Waycross WAYNESBORO waynesboro WEST POINT west Point WILLACOOCHEE Wi I Iacoochee WINDER Winder WINDER Winder WINSTON-SALEM,NC WOODBURY woodbury WOODLAND woodland WOODSTOCK woodstock WOODSTOCK woodstock WOODSTOCK woodstock WRIGHTSVILLE Wrightsvi I ie
RUN DATE: 4-12-90 AS OF DATE: 12-31-89
APPROVED
HC#
HIGH
HOLDER
HC#
6-01-87 6-01-87 7-05-83 12-29-88 10-21-81
11-22-89 2-26-86 7-13-83 9-18-80
10-24-89 11-17-83
12-08-83 5-02-88 12-20-88 7-21-87 6-12-89 11-03-86
99315 99316 06943 99321 04705
99610 09223 06902 03887 11310 07129 00615 07283 10596 99618 10266 99614 09330
04140 04140 04140 04140 00728
99020
ATLANTA AGENCY & ADDRESS
INTERNATIONAL BANK AGENCIES FOREIGN LOCATION
AGENT, TELEPHONE NO., AND DATE LICENSE ISSUED
Algemene Bank Nederland, N.Y. Suite 1200 One Ravinia Drive Atlanta, GA 30346-2103
Banca Nazionale Del Lavoro Suite 2000 235 Peachtree Street, NE Atlanta, GA 30303
Barclays Bank PLC 1201 West Peachtree Street, NE Suite 3650 Atlanta, GA 30309
Bayerische Vereinsbank AG 400 Colony Square, Suite 1150 1201 Peachtree Street, NE Atlanta, GA 30361
Canadian Imperial Bank of Commerce Suite 650 200 Galleria Parkway, NW Atlanta, GA 30339
Commerzbank Aktiengesel lschaft suite 1720 1360 Peachtree Street, NE Atlanta, GA 30309
Credit Lyonnais Suite 2210 235 Peachtree Street, NE Atlanta, GA 30303
Credit Suisse Suite 1601 2 Peachtree Street, NW Atlanta, GA 30383-2801
Creditanstalt-Bankverein Suite 1680 Two Ravinia Drive Atlanta, GA 30346
DG BANK-Deutsche Genossenschaftsbank Suite 2510, Cain Tower 229 Peachtree Street, N.E. Atlanta, GA 30303
Amsterdam,The Netherlands Rome, Italy London, England Munich, West Germany Toronto, Ontario, Canada Frankfurt, West Germany Paris, France Zurich, Switzerland Vienna, Austria Frankfurt, West Germany
Jerome A. Wolfe Manager 404-396-0066 June 24, 1977
Luciano Silvestri First Vice Pres. & Mgr. 404-581-0143 February 09, 1982
Samuel G. Barnes Vice President & Manager 404-898-9800 June 11, 1976
Bruce A. Ofenloch Vice President & Manager 404-873-6500 December 01, 1980
Gordon C. Harrison General Manager 404-955-8989 Apr i I 05, 1978
Peter K. Thiels Manager 404-873-6868 October 31, 1978
Charles H. Heidsieck Vice President & Manager 404-524-3700 November 06, 1980
W. Pat Fischer Dir. of Corp. Relations 404-577-6100 November 27, 1978
Robert M. Biringer Vice President 404-390-1850 October 13, 1988
Hayo Willms Senior VP and Manager 404-524-3966 May 31, 1989
*Agencies with no assets operate as Representative Offices only
*GEORGIA ASSETS (In Thousands) 148,447 2,420,919
19,279 401,084 174,027
6,201
ATLANTA AGENCY & ADDRESS
INTERNATIONAL BANK AGENCIES FOREIGN LOCATION
AGENT, TELEPHONE NO., AND DATE LICENSE ISSUED
Kredietbank, N.V. Suite 2936, First Atlanta Tower 2 Peachtree Street, NE Atlanta, GA 30383
National Bank of Canada Suite 800 200 Galleria Parkway, NW Atlanta, GA 30339
National Westminster Bank PLC Suite 2701 245 Peachtree Center Avenue Atlanta, GA 30303
Nederlandsche Middenstandsbank NV Suite 1250 200 Galleria Parkway, NW Atlanta, GA 30339
Standard Chartered Bank m Suite 400 co Two Ravinia Drive
Atlanta, GA 30346
Swiss Bank Corporation 285 Peachtree Center Avenue Suite 2300 Atlanta, GA 30303
The Bank of Nova Scotia Suite 650 55 Park Place Atlanta, GA 30303
The Dai-lchi Kangyo Bank, Limited Suite 2400 285 Peachtree Center Avenue Atlanta, GA 30303
The Fuji Bank, Limited Marquis One Tower, Suite 2100 245 Peachtree Center Avenue, NE Atlanta, GA 30303
The Royal Bank of Canada Georgia Pacific Building 133 Peachtree Street, Suite 4630 Atlanta, GA 30303-1821
Brussels, Belgium Montreal, Quebec, Canada London, England Amsterdam,The Netherlands London, England Basle, Switzerland Toronto, Ontario, Canada Tokyo, Japan Tokyo, Japan Montreal, Quebec, Canada
Pieter Vandendriessche Senior Representative 404-688-3470 March 20, 1980
Wi I I iam R. O'Conner Vice President 404-980-0588 Apri I 10, 1985
Richard J. Freedman Vice President 404-584-7388 July 03, 1984
Patricia B. Buck(Temporary) Vice President 404-956-9200 November 03, 1987
John G. M. Menzies Regional Manager South 404-396-2900 October 19, 1981
Richard B. Land Vice President & Manager 404-522-1600 July 14, 1977
D. Norman Gi I lespie Agent 404-581-0807 May 27, 1977
Masaaki Suzuki General Manager 404-581-0200 December 01, 1987
Shoji Kurita General Manager 404-653-2100 December 09, 1987
Thomas L. Gleason Office Manager 404-880-5000 March 23, 1989
*Agencies with no assets operate as Representative Offices only
*GEORGIA ASSETS (In Thousands)
121,447 167,158 1,731,653 258,836 236,089
ATLANTA AGENCY & ADDRESS
The Sanwa Bank, Limited Georgia Pacific Center, Suite 4750 133 Peachtree Street, N.E. Atlanta, GA 30303 The Sumitomo Bank, Limited Suite 3210 133 Peachtree Street Atlanta, GA 30303 The Tokai Bank, Limited 285 Peachtree Center Avenue, N.E. Marquis Two Tower, Suite 2802 Atlanta, GA 30303
INTERNATIONAL BANK AGENCIES FOREIGN LOCATION
AGENT, TELEPHONE NO., AND DATE LICENSE ISSUED
Tokyo, Japan Osaka, Japan Nagoya, Japan
Shinichi Hiraga General Manager 404-586-6880 November 14, 1984
Masao Harada General Manager 404-526-8500 August 04, 1987
Tomio Tanaka General Manager 404-880-0000 October 10, 1989
*Agencies with no assets operate as Representative Offices only
0"\ 1.0
*GEORGIA ASSETS (In Thousands) 761,570
293,664
FACILITY NAME The Citizens and Southern National Bank First American Bank of Georgia, N.A. The First National Bank of Atlanta Trust Company Bank Banca Nazionale Del Lavoro Bank South, N.A.
INTERNATIONAL BANK FACILITIES FACILITY LOCATION
C&S National Bank, International Division P 0 Box 4899, 34 Broad Street, N.W. Atlanta, GA 30303-4899 International Division 2000 RiverEdge Parkway, NW Atlanta, GA 30328 International Division P 0 Box 4155 Atlanta, GA 30302 International Division P 0 Box 4418, Ma i I Code 062 Atlanta, GA 30302 Suite 2000 235 Peachtree Street, NE Atlanta, GA 30303 International Division P 0 Box 4387 - Mai I Code 16 Atlanta, GA 30303
DATE PERMIT ISSUED December 22, 1981 January 06, 1982 January 26, 1982 February 02, 1982 October 24, 1983 December 28, 1984
INTERNATIONAL BANK REPRESENTATIVE OFFICES- 1989
ATLANTA OFFICE & ADDRESS
FOREIGN LOCATION
Credit du Nord - Atlanta 8 Piedmont Center Suite 414 Atlanta, GA 30305
Paris, France
Lloyds Bank PLC Marquis Two Tower, Suite 2301 285 Peachtree Center Avenue Atlanta, GA 30303
London, England
National Australia Bank Limited Atlanta Rep Office
225 Peachtree Street Suite 2200 - South Tower Atlanta, GA 30303 The Bank of Tokyo, Limited 5050 Georgia-Pacifice Center 133 Peachtree Street, N.E. Atlanta, GA 30303
Melbourne, Australia Tokyo, Japan
The Industrial Bank of Japan, Ltd. Atlanta Rep Office
235 Peachtree St., N.E. Suite 1500 Atlanta, GA 30303
The Long-Term Credit Bank of Japan, Ltd.
Suite 2801, Marquis One Tower 245 Peachtree Center Avenue, N.E. Atlanta, GA 30303
The Mitsui Bank, Limited 230 Peachtree Street Suite 2360 Atlanta, GA 30303
Tokyo, Japan Tokyo, Japan Tokyo, Japan
The Taiyo Kobe Bank, Limited One Atlantic Center, Suite 4950 1201 West Peachtree Street, N.E. Atlanta, GA 30309
Kobe, Japan
REPRESENTATIVE, TELEPHONE NO., AND REGISTRATION DATE
Brenda 0. Mead Vice President & Manager 404-233-5427 August 31, 1989
Wi II iam N. Paty Managing Officer 404-524-6544 January 03, 1989
P. Scott Bennett Senior Vice President 404-688-5018 January 03, 1989
Kazuhisa Konoma Managing Officer 404-577-2960 January 03, 1989
Ken Kiyoshi Chief Representative 404-524-8770 January 03, 1989
Yasuyoshi Tsuji Managing Officer 404-659-7210 January 03, 1989
Masayoshi Ohtori Managing Officer 404-523-9831 January 03, 1989
Shigemoto Morisaki Chief Representative 404-872-8101 March 13, 1989
INTERNATIONAL BANK REPRESENTATIVE OFFICES - 1989
ATLANTA OFFICE & ADDRESS
FOREIGN LOCATION
The Yasuda Trust and Banking Company, Limited
285 Peachtree Center Avenue, N.E. Suite 2104, Marquis Two Atlanta, GA 30303 Vereins-Und Westbank AG
Representative Office 229 Peachtree Street Suite 2300 Atlanta, GA 30303
Tokyo, Japan Hamburg, West Germany
REPRESENTATIVE, TELEPHONE NO., AND REGISTRATION DATE
Keisuke Miyata Managing Officer 404-584-7807 January 03, 1989
David N.G. Muirhead Managing Officer 404-688-5430 January 03, 1989
REGISTRANT NAME & ADDRESS 1. ABQ Mortgage Corporation
P. o. Box 25000
Albuquerque, NM 87125
2. Bank of America, National Trust & Savings Association
230 Peachtree Street Suite 1700 Atlanta, GA 30303 3. Altus Mortgage Corporation 5901 Peachtree-Dunwoody Road Atlanta, GA 30328
REGISTERED DOMESTIC BANK LOAN PRODUCTION OFFICES AND
BANK HOLDING COMPANY SUBSIDIARIES LPO OR SUBSIDIARY ADDRESS (*Indicates various Other Names and/ or Locations Are Also Registered)
ABQ Mortgage Corporation 5901-C Peachtree Dunwoody Road Suite 110 Atlanta, GA 30328
*Bank of America, National Trust & Savings Association
230 Peachtree Street Suite 1700 Atlanta, GA 30303 *Altus Mortgage Corporation 327 Eisenhower Savannah, GA 31496
4. Provident National Bank d/b/a PNC Realty Services
200 Galleria Parkway Suite 1650 Atlanta, GA 30339 5. Citicorp North America, Inc. &
Affi I iates 211 Perimeter Center Parkway Atlanta, GA 30346
6. Sears, Roebuck and Company Corporate Government Affairs Department 980-F, 95 Annex Atlanta, GA 30395
7. MNC F i nanc i a I, Inc. 10 Light Street Baltimore, MD 21202
8. United Bank Corporation P. 0. Box 360 Barnesvi I le, GA 30204
PNC Realty Services 200 Gal teria Parkway Suite 1650 Atlanta, GA 30339
*Citicorp Acceptance Company,tnc. 219 Perimeter Center Parkway Atlanta, GA 30383
*Sears, Roebuck and Company Merchandise Group
675 Ponce de Leon Avenue, N.W. 95 Annex Atlanta, GA 30395 *Landmark Financial Services, Inc. 1581 Phoenix Boulevard Suite 8 Col lege Park, GA 30349
*United Bank Corporation 314 Thomaston Street
P. o. Box 360
Barnesvi I le, GA 30204
MANAGING OFFICER, TELEPHONE NO., AND REGISTRATION DATE
Clarence Daws Managing Officer 404-395-1985 March 17, 1989
John L. Ne Ison Managing Officer 404-656-1100 January 03, 1989
Brenda Harden Managing Officer 912-944-6235 January 06, 1989
Don H. Andree Managing Officer 404-984-0707 January 18, 1989
Wi I I iam A. Rosevear Vice President 404-394-6833 January 31, 1989
Don H. Snyder Regional Manager January 17, 1989
Bi I ly F. Richardson Vice President 404-996-2857 January 13, 1989
Forrest A. Watson, Jr. Vice President 404-358-0417 January 03, 1989
REGISTRANT NAME & ADDRESS
REGISTERED DOMESTIC BANK LOAN PRODUCTION OFFICES AND
BANK HOLDING COMPANY SUBSIDIARIES LPO OR SUBSIDIARY ADDRESS (*Indicates Various Other Names and/ or Locations Are Also Registered)
9. Great Western Financial Corporation 8484 Wilshire Boulevard Beverly Hi I Is, CA 90211
Great Western Bank 1040 Crown Pointe Parkway Suite 350 Atlanta, GA 30338
10. Col lateral Mortgage, Ltd. 1900 Crestwood Boulevard Birmingham, AL 35210
*Col lateral Mortgage, Ltd. One Executive Concourse Suite 102 Duluth, GA 30136
11. First National Bank of Boston (The) 100 Federal Street Boston, MA 02110
*The First National Bank of Boston 400 Perimeter Center Terrace Suite 745 Atlanta, GA 30340
12. State Street Bank & Trust Company 225 Frankl in Street Boston, MA 02110
State Street Bank & Trust Company Monarch Plaza Building, Suite 736 344 Peachtree Road, N.E. Atlanta, GA 30326
13. Goldome Acceptance Corporation One Fountain Plaza Buffalo, NY 14203
Goldome Acceptance Corporation 1775 The Exchange Suite 620 Atlanta, GA 30339
14. Marine Midland Banks, Inc. One Marine Midland Center Buffalo, NY 14203
CML&M Futures, Inc. 3399 Peachtree Road Suite 1490 Atlanta, GA 30326
15. Home OWners Funding Corp. of America
Three Burlington Woods Burlington, MA 01803
*Home owners Funding Corp. of America
809 Westover Road, South Albany, GA 31707
16. NCNB National Bank of North Carolina
One NCNB Plaza Charlotte, NC 28255
NCNB National Bank of North Carolina
Lincoln Perimeter Bui Iding, Suite 275 4151 Ashford Dunwoody Road Atlanta, GA 30319
MANAGING OFFICER, TELEPHONE NO., AND REGISTRATION DATE Ralph Thomas Managing Officer 404-668-7500 February 16, 1989 Harry Atkinson Mortgage Officer 404-476-8103 January 09, 1989 James A. Mahoney Division Executive 404-393-4676 January 23, 1989 Kent D. Mitchell Vice President 404-364-9500 January 20, 1989 Todd B. Kabel Managing Officer 404-859-0844 March 20, 1989 Dennis L. Fish Managing Officer 404-264-1200 April 10, 1989 Debra K. Barwick Managing Officer 912-435-0707 January 05, 1989 Robert E. Spears President 404-257-8010 January 30, 1989
REGISTRANT NAME & ADDRESS 17. American National Bank & Trust
Company 736 Market Street Chattanooga, TN 37401 18. Chevy Chase Savings Bank, F.S.B.
B.F. Saul Mortgage Co. 8401 Connecticut Avenue Chevy Chase, MD 20815 19. Continental Bank, National
Association 231 South LaSalle Chicago, IL 60697 20. Maryland National Bank 7178 Columbia Gateway Drive M/S 09-01-16 Columbia, MD 21045 21. Chemical Mortgage Company 101 E. Town Street Columbus, OH 43215
22. J.C. Penney Company, Inc. P. 0. Box 659000 Dallas, TX 75240-6740
REGISTERED DOMESTIC BANK LOAN PRODUCTION OFFICES AND
BANK HOLDING COMPANY SUBSIDIARIES LPO OR SUBSIDIARY ADDRESS (*Indicates various Other Names and/ or Locations Are Also Registered)
American Bank of Chattanooga Financial Corporation
Suite C - 3115 1150 Hammond Drive Atlanta, GA 30328 *Chevy Chase Savings Bank, F.S.B. 1100 Circle 75 Pkwy Suite 125 Atlanta, GA 30339
Continental Bank, National Association
260 Peachtree Street, N.W. Suite 1710 Atlanta, GA 30303 Maryland National Bank 880 Johnson Ferry Road Suite 262 Atlanta, GA 30342
Chemical Mortgage Company Northlake Office Park 2150 Parklake Drive, Suite 251 Atlanta, GA 30345
*J.C. Penney Company, Inc. 715 Peachtree Street Atlanta, GA 30308
23. Westline Credit Corporation 1675 Broadway Sui ite 550 Denver, CO 80202
24. Dime Savings Bank of New York, FSB (The)
1225 Franklin Avenue Garden City, NY 11530
Westline Credit Corporation 5775 B Glenridge Drive Suite 410 Atlanta, GA 30328 Dime Mortgage Company, Inc. The Honeywel I Center, Suite T25 2801 Buford Highway Atlanta, GA 30329
MANAGING OFFICER, TELEPHONE NO., AND REGISTRATION DATE
Wi I I iam V. Smith Managing Officer 404-395-0084 January 09, 1989
Barry L. Field Managing Officer 404-953-2444 January 12, 1989
G. Robert Muehlhauser Managing Officer 404-581-0131 January 03, 1989
John E. Lawson Managing Officer 404-256-9265 January 03, 1989 Bruce Lyons Managing Officer 404-491-6036 January 10, 1989 R. H. Seaman Regional President 404-897-5600 January 19, 1989 Randy Bentley Managing Officer 404-843-2268 January 18, 1989 Joseph W. Myrtetus Managing Officer 404-321-5033 January 27, 1989
REGISTRANT NAME & ADDRESS
REGISTERED DOMESTIC BANK LOAN PRODUCTION OFFICES AND
BANK HOLDING COMPANY SUBSIDIARIES LPO OR SUBSIDIARY ADDRESS (*Indicates Various Other Names and/ or Locations Are Also Registered)
25. First Home Federal Association of the Carolinas, F.A.
444 North Elm Street Greensboro, NC 27401
First Home Mortgage Corporation 5505 Peachtree-Dunwoody Road Atlanta, GA 30342
26. First American Savings Bank, F.S.B. 4411 West Market Street
P. o. Box 26984
Greensboro, NC 27419-6984
CAMI Mortgage & Investment Co. 56 Perimeter Center East, N.E. Suite 425 Altanta, GA 30346
27. BancPLUS Savings Association 1200 Smith Suite 2600 Houston, TX 77002
BancPLUS Mortgage Corp. 1140 Hammond Drive Suite G7190 Atlanta, GA 30328
"-J 28. Commonwealth Savings Association &
(j)
Mortgage Co. of America
10000 Memorial Drive
Houston, TX 77024
29. Savings Financial Corporation P. 0. Box 2600 Lake Jackson, TX 77566
*Commonwealth Savings Association CSA/CMCALP/CMCA
4151 Ashford Dunwoody Road Suite 550 Atlanta, GA 30319
American Savings Mortgage Corporation
1640 Powers Ferry Road Marietta, GA 30067
30. Security Pacific National Bank 333 South Hope Street Los Angeles, CA 90071
31. Fleet Mortgage Corp 125 East Wei Is Street
P. o. Box 800
Milwaukee, WI 53201
*Security Pacific Financial Services of Georgia, Inc.
3301 Buckeye Road Suite 303 Atlanta, GA 30341
*Fleet Mortgage Corp. 1400 Lake Hearn Drvie Suite 201 Atlanta, GA 30319
32. First Alabama Bank 44 First Alabama Plaza Montgomery, AL 36102
*Real Estate Financing, Inc. 5670 Whitesvi I le Road Columbus, GA 31906
MANAGING OFFICER, TELEPHONE NO., AND REGISTRATION DATE
Larry Aronson Managing Officer 404-843-4663 March 27, 1989
Dale A. Spencer Managing Officer 404-393-1558 January 03, 1989
C I iff CuI ver Managing Officer 404-668-0131 March 21, 1989
Robert Presley Managing Officer 404-256-0244 January 12, 1989
Ron Ridgeway Managing Officer 404-980-0502 January 03, 1989
Walter Fallin Branch Manager 404-455-1854 January 03, 1989
Steven Hrabosky Managing Officer 404-843-1755 March 16, 1989
Bob Causey Managing Officer 800-241-7897 January 03, 1989
REGISTRANT NAME & ADDRESS 33. Bank of Tokyo Trust Company (The)
100 Broadway New York, NY 10005
34. Irving Bank Corporation Irving Trust Company
One Wa I I Street New York, NY 10015 35. Bankers Trust Company 280 Park Avenue New York, NY 10017
REGISTERED DOMESTIC BANK LOAN PRODUCTION OFFICES AND
BANK HOLDING COMPANY SUBSIDIARIES LPO OR SUBSIDIARY ADDRESS (*Indicates Various Other Names and/ or Locations Are Also Registered) The Bank of Tokyo Trust Company 5050 Georgia Pacific Center 133 Peachtree Street, N.E. Atlanta, GA 30303 Irving Business Center, Inc. 5901-A Peachtree-Dunwoody Road, N.W. Atlanta, GA 30328
Bankers Trust Company 133 Peachtree Street, N.E. Atlanta, GA 30303
36. Manufacturers Hanover Company 270 Park Avenue New York, NY 10017
37. Chemical Banking Corporation 277 Park Avenue New York, NY 10172
38. World Savings and Loan Association 1901 Harrison Street Legal Department/5th Floor Oakland, CA 94612
39. AmSouth Bank of Florida 70 N. Baylen Street Pensacola, FL 32501
40. First Federal Savings & Loan Assoc of Russel I County
1201 Broad Street Phenix City, AL 36867
*Manufacturers Hanover Trust Company Representative Office
230 Peachtree Street, N.W. Suite 1800 Atlanta, GA 30303 *Chemical Financial Services
Corporation 2302 Parklake Drive, N.E. Altanta, GA 30345
Majestic Investment Company of Denver/World Mtg Company
35 Glenlake Parkway Suite 250 Atlanta, GA 30328 AmSouth Commercial Real Estate
Corporation 53 Perimeter Center East, N.E. Suite 320 Atlanta, GA 30346 Federal Guaranty Funding
Corporation 5651 Whitesvi 1 le Road Suite 107 Columbus, GA 31907
MANAGING OFFICER, TELEPHONE NO., AND REGISTRATION DATE Kazuhisa Konoma Managing Officer 404-577-2960 January 09, 1989 Russell A. Burr Managing Officer 404-393-6600 January 05, 1989 James H. McCord, IV Managing Officer 404-521-7800 March 14, 1989 Wi II iam H. Leslie Managing Officer 404-223-5400 January 10, 1989 Jack Crowe I I Assistant Vice President 404-939-5176 January 17, 1989 Candace Cech Managing Officer 404-391-9993 January 03, 1989 John W. Harrison Managing Officer 404-668-9705 January 11, 1989 Wi II iam D. Bagley, Ill Managing Officer 404-324-1242 January 31, 1989
REGISTRANT NAME & ADDRESS 41. Hal !mark Service Corporation DBA
Halmark Mortgage Company 2301 Ohio Drive #105 Plano, TX 75093 42. Signet Bank/Virginia 800 East Main Street Richmond, VA 23219 43. Wesav Financial Corporation 7345 East Evans Road Scottsdale, AZ 85260-3174 44. United Security Bank 350 East Broad Street Sparta, GA 31087 45. Bane One Leasing Corporation 713 Brooksedge Plaza Blvd. Westervi I le, Ohio 43081 46. Lomas Bank USA 3 Christina Centre 201 North Walnut Street Wi Jmington, DE 19801 47. Beneficial Corporation 400 Bellevue Parkway Wi Jmington, DE 19809 48. Talbot State Bank Main Street Drawer B Woodland, GA 31836
REGISTERED DOMESTIC BANK LOAN PRODUCTION OFFICES AND
BANK HOLDING COMPANY SUBSIDIARIES LPO OR SUBSIDIARY ADDRESS (*Indicates Various Other Names and/ or Locations Are Also Registered) Hal !mark Mortgage Company 5680 Peachtree Parkway Suite B Norcross, GA 30092 Signet Bank/Virginia 219 Perimeter Center Parkway Suite 420 Atlanta, GA 30346 Wesav Financial Corporation 1835 Savory Drive, #100 Chamblee, GA 30341
United Security Bank 140 West Main Street Canton, GA 30114
Bank One Leasing Corporation 9755 Dogwood Suite 101 Roswel I, GA 30075 Lomas Bank USA Have card members in Georgia Various, GA 00000
*Beneficial Georgia, Inc. 4303 No. Memorial Drive Decatur, GA 30032
*Talbot State Bank Mortgage Loan Div 103 Ridley Avenue LaGrange, GA 30240
MANAGING OFFICER, TELEPHONE NO., AND REGISTRATION DATE Tommy Lane Managing Officer 404-368-1845 March 14, 1989 T. Ray Logan Managing Officer 404-390-9450 August 24, 1989 Art Arthur Managing Officer 404-452-7730 January 27, 1989 Pierce T. Neese Managing Officer 404-479-8761 January 14, 1989 Char Ies Li tt Managing Officer 404-642-2430 January 10, 1989
January 03~ 1989 Kenneth M. Elliott Managing Officer 404-297-0376 January 31, 1989 William Miles Managing Officer 404-884-0822 March 13, 1989
SUMMARY OF ACTIVITIES OF FINANCIAL INSTITUTIONS DURING 1989
STATE-CHARTERED BANKS OPEN AS OF JANUARY 1, 1989
320
(State-Chartered Savings Bank not Included)
1
Opened During Year Merged During Year State-Chartered Trust Companies Business Development Corporations
+ 12 6 1 1
Open as of December 31, 1989
329
BANK OFFICES, BRANCHES, AND FACILITIES OF STATE-
CHARTERED BANKS OPEN AS OF JANUARY 1, 1989
463
Opened During Year Closed During Year Merged During Year
+ 41 3 7
Open as of December 31, 1989
494
STATE-CHARTERED CREDIT UNIONS OPEN AS OF JANUARY 1, 1989
137
Opened During Year Merged and Liquidated During Year
+0 8
Open as of December 31, 1989
129
FINANCIAL HOLDING COMPANIES
REGISTERED AS OF JANUARY 1, 1989
200
Registered During Year Deregistered During Year
+ 26 7
Registered as of December 31, 1989
219
INTERNATIONAL BANKING AGENCIES
LICENSED AS OF JANUARY 1, 1989
22
License Issued During Year Closed During Year
+2 1
Licensed as of December 31, 1989
23
INTERNATIONAL BANKING FACILIITES
LICENSED AS OF DECEMBER 31, 1989
6
INTERNATIONAL BANK REPRESENTATIVE OFFICES
REGISTERED AS OF JANUARY 1, 1989
10
Registered During Year
+2
Closed During Year
-2
Registered as of December 31, 1989
10
DOMESTIC BANK REPRESENTATIVE OFFICES
REGISTERED AS OF DECEMBER 31, 1989
48
- 79 -
APPLICATIONS FOR NEW SALE OF CHECK LICENSES
COMPANY NAME
Check-Mate, Inc. dba/Checks & Mai I
Marietta
GA 30068
AI I Business Corporation dba US Express Money Order Stone Mountain GA 30083
Western Union Financial Services, Inc. Upper Saddle Rvr NJ 07458
MasterCard Travelers Cheques, Inc.
New York
NY 10106
00
C)
EFFECTIVE I APPROVAL DATE
Withdrawn 5-04-89 Pending
Pending
11-28-89
1989 FIRMS AUTHORIZED TO SELL CHECKS UNDER THE GEORGIA SALE OF CHECKS ACT
NAME OF LISCENSEE American Express Travel Related
Services Company, Inc.
BA Cheque Corporation &
BankAmerican Corporation Barclays Bank PLC The Circle K Corporation
Citicorp & Citicorp Service, Inc.
Comdata Network, Inc. Deak International Limited Global Express Money Orders, Inc. MasterCard Travelers Cheques, Inc. Munford, Inc. National Money Orders, Inc. North American Money Order Company, Inc Republic Money Orders, Inc. Societe Francaise du Cheque de Voyage Swiss Bankers Travellers Cheque Centre Thomas Cook, Inc. Travelers Express Company, Inc. Travellers Cheque Associates Ltd.
LOCATION New York, NY
TOTAL NO. OF GEORGIA AGENTS
887
San Francisco, CA
98
New York, NY
652
Phoenix, AZ
256
Chicago, IL
170
Brentwood, TN
797
Atlanta, GA
3
Silver Springs, MD
157
New York, NY
0
Atlanta, GA
134*
Houston, TX
34
College Park, GA
2
Dallas, TX
416
New York, NY
15
New York, NY
4
Princeton, NJ
82
Minneapolis, MN
1304
New York, NY
17
* Estimated
(Chapter 7-1-680-692, Financial Institutions Code of Georgia)
NOTE: All State and National Banks, State and Federal Savings and Loan Associations, Federal Savings Banks, State and Federal Credit Unions maintaining their principal place of business in Georgia may sell checks without obtaining a special license. A listing of State and National Banks, State Savings and Loan Associations and State Credit Unions is included herein. A listing of Federal Savings and Loan Associations, Federal Savings Banks, and Federal Credit Unions may be obtained from the appropriate Federal regulatory agency; i.e., Federal Home Loan Bank of Atlanta, National Credit Union Administration.
- 81 -
GEORGIA CREDIT UNION DEPOSIT INSURANCE CORPORATION STATEMENT OF ASSETS AND LIABILITIES
ASSETS Cash in Bank Investments - Certificates of Deposits, etc. Due from Members . Due from Credit Unions in Liquidation Fixed Assets Other Assets
TOTAL ASSETS .
LIABILITIES, RESERVES, CAPITAL Miscellaneous Accounts Payable Reserve Against Insurance Liabilities Capital -Members' Paid-in Fees .
TOTAL LIABILITIES, RESERVES, CAPITAL
12-31-89 12-31-88
$ 34,008 $ 252,056
10,550,465 9,457,991
13
6,996
487,805
375,459
8,343
10,326
267,833
111,975
$11,348,467 $10,214,803
========== ==========
$ 26,352 $ 179,480
7,534,382 6,425,845
3,787,733 3,609,478
$11,348,467 $10,214,803
========== ==========
- 82 -
NAME OF CREDIT UNION
RECEIVERSHIP LIQUIDATIONS
LOCATION
CLOSED
RECEIVER OR DEPUTY RECEIVER
Augusta Plant, TRW United Greenfield Divisions Employees' Credit Union Unpaid Claims Liquidation Expenses Payable Estimated Value of Remaining Assets
Augusta
3-09-79
GCUDIC
$15,719.88 -0-
4,092.00
Marion Manufacturing Credit Union Unpaid Claims Liquidation Expenses Payable Estimated Value of Remaining Assets
Atlanta 5-15-81
GCUDIC
$ 6, 761.90
-01,724.07
SAV Employees' Credit Union Unpaid Claims Liquidation Expenses Payable Estimated Value of Remaining Assets
Atlanta 9-23-76
GCUDIC
$22,257.64
-0-0-
DDI Employees' Credit Union Unpaid Claims Estimated Value of Remaining Assets
Dalton 7-29-80
GCUDIC
$ 461.00 428.00
Christian Churches Credit Union Unpaid Claims Liquidation Expenses Payable Estimated Value of Remaining Assets
Fayetteville
7-13-88
GCUDIC
$254,206.00 -0-
300,736.00
- 83 -