Twenty-sixth annual report [1945]

Metadata
Text

Collection:: Georgia Government Publications
Serial:: Annual report / State of Georgia, Department of Banking and Finance.
Title:: Twenty-sixth annual report [1945]
Creator:: Georgia. Department of Banking
Contributor to Resource:: Georgia. Department of Banking
Publisher:: Atlanta, Ga. : Georgia. Department of Banking
Date of Original:: 1945
Subject:: Georgia
Location:: United States, Georgia, 32.75042, -83.50018
Medium:: publications (documents)
Type:: Text
Format:: application/pdf
Description:: Began with: 1972.
Title appeared on spine of print version only, 1998. From some providers, other issues digitized from the print may also be missing title source.
Use copy Restrictions unspecified star MiAaHDL
Numbering dropped, <1998->
Report year ends December 31.
Electronic reproduction. [Place of publication not identified] : HathiTrust Digital Library, 2015. MiAaHDL
Master and use copy. Digital master created according to Benchmark for Faithful Digital Reproductions of Monographs and Serials, Version 1. Digital Library Federation, December 2002. http://purl.oclc.org/DLF/benchrepro0212 MiAaHDL
Description based on print version record.
Latest issue consulted: 2018 (publisher's Web site, viewed June 15, 2020).
External Identifiers:: Call Number GA B100 .A1 1945
Metadata URL:: https://dlg.galileo.usg.edu/id:dlg_ggpd_y-ga-bb100-b-pa1-b1945
Digital Object URL:: https://dlg.galileo.usg.edu/do:dlg_ggpd_y-ga-bb100-b-pa1-b1945
Language:: eng
Holding Institution:: University of Georgia. Map and Government Information Library
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TWENTY-SIXTH ANNUAL REPORT
OF THE
SUPERINTENDENT
OF BANKS
OF GEORGIA
1945
JOHN C. BEASLEY Superintendent of Banks

STATE OF GEORGIA
DEPARTMENT OF BANI{ING
Created by Act Approved August 16, 1919
TWENTY-SIXTH ANNUAL REPORT
YEAR ENDING DECEMBER 31, 1945
DEPARTMENT ESTABLISHED An act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks, and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. This Act has been amended from time to time, through the session of the General Assembly in 1945, all of which amendments are contained in the Banking Act pub lished by the Department of Banking.
JOHN C. BEASLEY Superintendent of Banks

TWENTY-SIXTH ANNUAL REPORT

III

DEPARTMENT OF BANKING, STATE CW GEORGIA
ATLANTA

To His Excellency, Honorable Ellis Arnall, Governor of Georgia, Atlanta, Georgia.

December 31, 1945.

As required in Sections 15 and 16 of Article 2 of the Banking Law, I have the honor to submit herewith, this, the 26th Annual Report of the Department of Banking for the year ending December 31, 1945.

This report consists of the following exhibits:
l. Exhibit "A", Official Roster of the Department of Banking.
2. Exhibit "B", a statement of the receipts and disbursements of the Department for the year l945.
3. Exhibits "C" through "K", covering applications relative to charter amendments, charter renewals, etc.
4. Exhibit "L", a list of banks in voluntary liquidation.
5. Exhibit "M", a list of branch banks now in operation.
6. Exhibit "N", a condensed statement showing the disposition of banks during the year 1945.
7. Exhibit "0", a list of banks that are members of the Federal Reserve System.
8. Exhibit "P", a list of Small Loan Companies under the supervision of the Superintendent of Banks during the year 1945, and Exhibit "Q", a list of Credit Unions as of December 31, 1945.

IV

DEPARTMENT OF BANKING

9. Exhibit "R", .crhstract of reports showing condition of 258 banks and 7 branche--s as of December 31, 1945, with a comparative statement of 246 banks and 7 branches as of December 31, 1944.
lO. Exhibit "S", Classification of Banks by Capitalization as of December 31, 1945.
11. Exhibit "T", Superintendents of Banks, Department of Banking, State of Georgia, from 1919 to date.
In addition to the information as reflected in the exhibits referred to above, the report contains the detailed published statement of each bank as of December 31, 1945. This statement gives an itemized report of the assets and liabilities of the bank, the date the bank was chartered, the date it began business, and the name of the President and Cashier.
Respectfully submitted,
JOHN C. BEASLEY, Superintendent of Banks.

TWENTY-SIXTH ANNUAL REPORT

y

Exhibit "A" DEPARTMENT OF BANKING, STATE OF GEORGIA
OFFICIAL ROSTER
December 31, 1945

JOHN C. BEASLEY Superintendent of Banks

J. P. PEACOCK Assistant Superintendent of Banks

EXA:\liNERS

Name and Address

Salary

R. P. Balkcom, Jr., Reidsville

__________________________ $265.00

J. B. Brown, Vidalia ______________ -------------------------------------- 300.00

W. E. Copeland, Dublin _________ -------------------- ___ -------------------- 275.00 C. C. Cunningham, Atlanta_______________ ------------------------------- 300.00

0. G. Jackson, Atlanta___ ------------------------------------------------ 300.00 W. M. Jackson, Atlanta__________________________________________________ 235.00

I. M. Starr, Jr., Lithonia__________________________________________________ 235.00

W. C. Thompson, Decatur (Credit Unions)-------------------------------_ 265.00

OFFICE ASSISTANTS Mrs. D. L. Blanton, Secretary___________________________________________ $225.00
Myrtis Hawkins, Secretary----------------------------------------------- 225.00 Mrs. Evelyn Jones, Bookkeeper_ __________________________________________ 225.00

George Kinnemore, Porter___ ----------------------------------------------$ 90.00

VI

DEPARTMENT OF BANKING

Exhibit "B"

DEPARTMENT OF BANKING, STATE OF GEORGIA Receipts and Disbursements, 1945
RECEIPTS Balance January 1, 1945 _____ __ ------------------- ____________ J~ 876.77 Received from Appropriation___ ___________________ ------------------- 58,712.22 Miscellaneous Income ___ . __ -------- ____________ --- ____ ------- 231.75
$59,820.74

DISBURSEMENTS

Superintendent's Salary ________ ----------- ----- ..------------------- $ 6,000.00

Assistant Superintendent's Salary________ ----------------------------- 4,085.02

Traveling Expenses, Superintendent______________ ------------------ 624.95 Traveling Expenses, Assistant Superintendent___________________________ 49.55

Office Assistants' Salaries___________________________________________ 9,195.00 Examiner's Salaries_______________________________________________ .. __ 24,585.68

Examiners' Expenses, Traveling _______________ --------------------- . 10,349.13

Printing and Stationery----------------------------------------- __ 971.49

Miscellaneous Office Expenses________ -----------------------

2,366.60

$58,227.42

Balance December 31, 1945_____________________________________ .. _____ ..

---3 1,593.32

TWENTY-SIXTH ANNUAL REPORT

VII

Exhibit "C"

APPLICATION FOR RENEWAL OF CHARTER APPROVED

NAME OF BANK

I LOCATION 1-D_A_T_E_O_F_C_H_A_R_TE__ R _A_P_P_R_O_VE_D_

Merchants & Farmers Bank_______ Donalsonville____

9-24-25

3-28-45

Exhibit "D" APPLICATION FOR REVIVAL AND RENEWAL OF CHARTER APPROVED
APPROVED 8-16-45

APPLICATIONS FOR CHARTER APPROVED

Exhibit "E"

NAME OF BANK

LOCATION

APPROVED

Wheeler County State Bank___________________ Alamo _____________________ _
Jasper Banking Company----------------------- Jasper_ _______________________ The Bank of Duluth__________________________ Duluth ______________________
Commercial Banking Company________________ Hahira ... ------------------Empire Banking Company--------------------- Homerville_________________ _ The Rome Bank & Trust Co._____________________ Rome________________________ _ Bank of Midville_____________________________ Midville ____________________ _ Bank of Sardis _______________________________ Sard~----------------------Bank of Worth County_________________________ Sylvester_ ___________________ The Farmers Bank _______ --------------------- Douglas ____ .. _______________ _ Bank of Lumber City_______ ------------------ Lumber City_______ ---------Toney Brothers Bank__________________________ Doerun _____________________ _ Citizens Bank of Hapeville_____________________ Hapeville _____________________ _
Bank of College Park ------------------------ College Park ________________ Farmers & Merchants Bank-------------------- Cuthbert ___ ---------------Bank of Mansfield____________________________ ~fansfield ____________________ The Peoples Bank____________________________ Cleveland ___________________ _

1- 8-45 1-16-45 1- 9-45 1-17-45 2-13-45 4- 4-45 4-ll-45 4-ll-45 4-27-45 5- 5-45 5-14-45 7-10-45 7-19-45 10- 3-45 10- 3-45 ll-17-45 12- 5-45

PERMITS TO BEGIN BUSINESS ISSUED

Exhibit "F"

NAME OF BANK

LOCATION

Wheeler County State Bank__________ _ The Bank of Duluth __________________ _ Jasper Banking Company. ____________ _ Commercial Banking Co. _______________ _ The Citizens Exchange Bank__________ _ Bank of Midville _________ ------------Empire Banking Company ___________ _
Bank of Lumber City ----------------co.The Farmers Bank___ -----------------Bank of Sardis______________________ _ Toney Brothers Bank __________________ _ Citizens Bank of Hapeville ___________ _ The Rome Bank & Trust Co. __________ _ Bank of Worth County_______________ _

Alamo----------- _________ _
JDauslpuetrh_._________-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Hahira ___________________ _ Pearson __________________ _
Midville ___________________ _ Homerville________________ _ Lumber City________________ _ Douglas__________________ _
Sard~--------------------Doerun ___________________ _ Hapeville_________________ _ Rome .___________________ _ Sylvester ________________ _

BEGAN BUSINESS
1-17-45 2-17-4.5 3-12-45 4- 6-45 5-12-45 S-21-45 6- 1-45 7- 2-45 7- 2-45 7- 2-45 7-20-45 9- 4-45 10- 1-45 ll- 1-45

VIII

DEPARTMENT OF BANKING

APPLICATIONS TO INCREASE CAPITAL STOCK

Exhibit "G"

NAME OF BANK

LOCATION APPROVED AMOUNT OF INCREASE

Bank

of

Toccoa

__________________-T-o-c-co-a-_-_-__-_-__-_-_-_1_ -

-

-----1-10-45

1

$ 25,000 to $ 50,000

Citizens Bank & Trust Co. ______ _ West Point_ _____ _ 1-10-45

100,000 to 200,000

Bank of Gray.. _________________ _ Gray____________ _ 3- 6-45

15,000 to 25,000

Etowah Bank__----------------- Canton __________ _ 6-26-45

25,000 to 50,000

Savannah Bank & Trust Co. ___ . Savannah _______ _ 8-20-45

350,000 to 500,000

Bank of Finleyson _____________ _ Finleyson _______ _ 9-13-45

15,000 to 25,000

The Rome Bank & Trust Co. ____ _ Rome_______ ------ 9-15-45

100,000 to 125,000

The Peoples Bank_ ____________ _ Atlanta __________ _ ll-26-45

50,000 to 85,000

Adel Banking Company ________ _ Adel ____________ _ 11-19-45

25,000 to 50,000

The Morris Plan Bank ____ _

Atlanta _________ _ 12- 6-45

200,000 to 300,000

Bank of Worth County_______ _ Sylvester ________ _ 12- 7-45

25,000 to 50,000

The Citizens Bank______________ _ Gainesville ______ _ 12-18-45

50,000 to 100,000

BANKS NATIONALIZED

Exhibit "H"

The

APPROVAL OF MERGER

Exhibit "I"

SURRENDER OF CHARTER APPROVED

Exhibit "J"

Adel Banking C:::~y~~~~~~---- --------1-A-d-e-~-~-C_A__~--I--~-N_-___-__-_- ---~D-1~-19-~-:--

APPLICATION TO CHANGE NAME APPROVED

Exhibit "K"

DATE 11-19-45

BANKS IN VOLUNTARY LIQUIDATION December 31, 1945

Exhibit "L"

NAME OF BANK

LOCATION

DATE

Atlanta Trust Company------ ___ _

Atlanta __________________ _ December 11, 1929

Merchants Trust Company __ -------- ______ _ Valdosta ________________ _ January 30, 1931

Bank of Statham___ _ _________________ _ Statham ________________ _ December 31, 1931

Newnan Bank & Trust Co. _________________ _ Newnan _________________ _ May 11, 1932

Citizens Bank __________________________ _ Tallapoosa ____________ _ March 14, 1938

TWENTY-SIXTH ANNUAL REPORT

IX

BRANCH BANKS AS OF DECEMBER 31, 1945

Exhibit "M"

NAME OF BRANCH

LOCATION

Northwest Atlanta Bank --------- Atlanta -------

Georgia Railroad Bk. & Trust Co., llll Broad Street ______________ Augusta - ------

Columbus Bank & Trust Co., 14 Street ______________________ Columbus _____

Columbus Bank & Trust Co., North Highland__________ ____ Columbus ----

Columbus Rankin

Bank House

_&__T__ru_s_t__C_o_._,______!

Columbus

----

Cornelia Bank _____________________ Demorest_ ____

Citizens Bank ______________________ Nahunta ______

NAME OF PARENT

LOCATION

The Bank of Atlanta ________ Atlanta

Georgia Trust

CRoa. i_l_r_o_a_d__B__a_n_k__&____

Augusta

Columbus Bank & Trust Co.__ Columbus

Columbus Bank & Trust Co. __ Columbus

Columbus Bank & Trust Co. __ Columbus Cornelia Bank__ _______ --- Cornelia Citizens Bank _______________ Folkston

Exhibit "N''

DISPOSITION OF BANKS IN GEORGIA DURING YEAR 1945

Banks Banks in Operation January l, 1945________________________________ 246 Banks in Operation December 31, 1945___ ______ ----------------------- 258
Increase During Year---------------------------------------------- 14 Decrease During Year .. _ ----- __ --------------------------- 2

Branches 7 7

Net Increase __ _

.. --------------------- 12

New Banks----------------------------- _______________ -------------- 14 Wheeler County State Bank, Alamo Toney Brothers Bank, Doerun The Farmers Bank, Douglas The Bank of Duluth, Duluth Commercial Banking Company, Hahira Citizens Bank of Hapeville Empire Banking Company, Homerville Jasper Banking Company, Jasper Bank of Lumber City, Lumber City Bank of Midville, Midville The Citizens Exchange Bank, Pearson The Rome Bank and Trust Company, RomeThe Bank of Worth County, Sylvester Bank of Sardis, Sardis

Banks Nationalized The Commercial Bank of Cedartown. Cedartown _________________ _

Mergers Adel Banking Company With The Bryan Bank, Adel____________ _
Net Increase Shown Above_------------------------------------- 12

X

DEPARTMENT OF BANKING

Exhibit "0"

STATE BANK MEMBERS OF FEDERAL RESERVE SYSTEM

Bank of Adairsville __________ --------------------------- ------ ----------------Adairsville

Trust Company of Georgia_______ ------------------------------ ------------ -- -------- Atlanta

Georgia Railroad Bank & Trust Company____________________ -----------------------------Augusta

Citizens Bank & Trust Company_____________________________ -- --

--------Bainbridge

Columbus Bank & Trust Company________________________ ---- -------------

Columbus

Merchants & Mechanics Bank ---------------------------------------- ---- ----------Columbus
Northeastern Banking Company--------------------------------------------------_ Commerce
Brand Banking Company---------------------------------------------------- ___ Lawrenceville Farmers Bank________________________________________________________________________ .Monroe

Citizens Bank & Trust Company------------------------------------------------------Savannah Savannah Bank & Trust Company____________________________________________ - -------Savannah

Exhibit "P"

SMALL LOAN COMPANIES UNDER THE SUPERVISION OF THE SUPERINTENDENT OF BANKS DURING 1945

NAME OF COMPANY

Location

Georgia Finance, Inc. ________________________ --------------- Atlanta
Master Loan Service, Inc. ___ -------------------------------- Atlanta Jefferson Loan Society ______ -------------------------------- Atlanta Mrs. May Bell Wood as Exec. A. ]. Wood Estate ___________ Brunswick

Date License Issued
1-5-1945 1-2-1945 1-2-1945 6-5-1945

TWENTY-SIXTH ANNUAL REPORT

XI

Exhibit "Q"
CREDIT UNIONS IN GEORGIA AS OF DECEMBER 31, 1945
ALBANY Albany Federal Employees, % Postoffice. The Herald, % Albany Herald. Keenan, % Keenan Co.
ATHENS Athens Division, % Georgia Power Company
ATLANTA A. B. & A. Railway, 26 Cain Street, N. W. Apaco, 225 Moore Street Armour Atlanta, 451 Whitehall Street, S. W. Armour Fertilizer Works, 350 Hurt Building Arrow, 2022 Murphy Avenue, S. W. Atlanta City Employees, % City Hall Atlanta Firemen's, 166 Alabama Street, S. W. Atlanta Joint Terminals, 106 Carroll Street, S. E. Atlanta Journal Employees, % Atlanta Journal Bldg. Atlanta Postal, 302 Federal Annex Building. Atlanta Railway Postal Clerks, 420 Federal Annex Building Atlanta Savings Stores, 659 W. Whitehall Street, S. W. Atlanta Teachers Association, 1046 Maryland Avenue, N. E. Atlantic Steel, P. 0. Box 1714 Ben Franklin, 1600 Healey Building Calvert Iron, 1195 Victory Drive, S. W. Circle "W," 1299 Northside Drive, N. W. Colonial Stores Employees, 682 Whitehall Street, S. W. Constitution Employees, % Constitution Building Dinkier Employees of Georgia, % Ansley Hotel. Dortch Bakery, 505 W. Whitehall Street, S. W. Employment Service, 79 Marietta Street, N. W. Essell, 1197 Peachtree Street The Federal Employees, 6th Floor Old P. 0. Building F. D. & L., % Foote and Davies Company, 1090 Capitol Avenue, S. E. Fulton County Employees, % Courthouse. Fulton Teachers, 524 Courthouse. General Shoe Credit Association, 16 Yonge Street Genuine Parts, 457 W. Peachtree Street. Georgia B. U. C., 6th Floor State Office Building Georgia League, P. 0. Box 2044. Georgia Standard Oil Employees, 746 Marietta Street. Georgia-W. P. General Office, 4 Hunter Street, S. E. Georgia Telco, % Southern Bell Telephone Company. Gesco, 172 Haynes Street, S. W. Kline Employees, 91 Whitehall Street

XII

DEPARTMENT OF BANKING

Kraft Employees of Atlanta, 890 Memorial Dirve, S. E. Lane Employees, 477 Peachtree Street. Merchants Mutual Credit Corporation, 93 Pryor Street, S. W. Metro, 198 Luckie Street, N. W. Mutual Savings, 243 Peachtree Street, N. E.
Orange Disc, % Gulf Oil Corporation.
R. E. A. Employees, 325 Mitchell Street, S. W. Regenstein Employees, 209 Peachtree and 80 Whitehall Street. Rich's Employees, % Rich's, Inc. S. M. C. R. C., 873 Spring Street, N. W. Seaboard Employees of Atlanta, R.F.D. 5, Box 441. Sexton Atlanta Employees, 715 W. Whitehall Street, S. W. S. F. T. Bureau Employees, 101 Marietta Street Building. Southern Spring Bed, 290 Hunter Street, S. E. Swift Atlanta Employees, 33 Hunter Street, S. W. The Thrift, 125 Spring Street, S. W. University Center, 162 Luckie Street, N. W. Wage-Hour, 249 Peachtree Street, N. E. Wofford, 140 Spring Street, S. W. Yancey Employees, 634 Whitehall Street, S. W.
AUGUSTA Augusta Federal Employees, % Hill Station Postofftce. Augusta Fire Department, 1259 Broad Street. Augusta Police, % Police Headquarters. Georgia Railroad Employees, % Georgia Railroad. King Mill, % King .Mills.
CARROLLTON Carroll County Teachers, % Courthotbe.
COLUMBUS Columbus Postal Employees, % Postoffice.
DECATUR DeKalb County Teachers, % Miss Addie Wright, Chamblee, Georgia.
EAST POINT East Point Municipal Employees, % City Hall. Tri-City Postal, % Postoffice, East Point.
HAPEVILLE Delta Employees, Candler Field.
MACON Federal Employees, % Postoffice. Hapgrade, Broadway at Pine.

TWENTY-SIXTH ANNUAL REPORT

XIII

Macon Firemen's, % Fire Department.
Macon Textiles, 46 Lake Street. Union, 417 Cherry Street.
MORVEN The Citizens Credit Union.
MOULTRIE Swift Moultrie Employees, % Swift and Company.
PLAINS Sumter County Teachers.
ROME Floyd County Postal Employee5, % Postoffice.
SAVANNAH Central Employees, % Central of Georgia Railway. Chatham County Teachers Association, 208 Bull Street. Merchants, P. 0. Box 1717. Savannah and Atlanta Railway Employees, P. 0. Box 1491. Savannah Electric and Power Employees, 27 W. Bay Street. Savannah Federal Employees, 16 E. Bryan Street. Savannah R. E. A. Employees, 121 Whitaker Street. Seaboard Employees, Room 2, Union Station.
THOMASTON Silvertown, % Martha Mills.
TIFTON Tift County Postal Employees, % Postoffice.
VALDOSTA Postal, % Postoffice.

XIV

DEPARTMENT OF BANKING

INACTIVE CREDIT UNIONS Hodges Credit Union, Albany. Atlanta Co-operative Credit Association, 19~ Peachtree Street. Can-co 51-A, 410 Marietta Street, Atlanta. State Welfare, State Office Building. Mandeville Employees', Carrollton. General Shoe Corporation, Lawrenceville.
CREDIT UNIONS IN VOLUNTARY LIQUIDATION Postal Credit Union, Athens.
CREDIT UNIONS IN INVOLUNTARY LIQUIDATION Athens Firemen's Credit Union, Athens. Pullman Shop Employees, Atlanta. Bibb Thrift Club Credit Union, Columbus.

TWENTY-SIXTH ANNUAL REPORT

XV

Exhibit "R"
ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN GEORGIA* AS OF DECEMBER 31, 1945

(With Comparative Statement as of December 30, 1944)

RESOURCES

258 Banks and 7 Branches as of Dec. 31, 1945

Loans and Discounts~~~~~~~--~~--~~~~~~~~~~~~~~~~- ~~~~~JH52,552,394.95 State of Georgia and Municipal Bonds Owned~~~~~~~~~~~ 9,790,710.65 U. S. Government Securities Owned~~~~~~~~~~~~~~~~~~~~ 364,761,659.77 Other Stocks and Bonds Owned~~~~~~~~~~~~~~~~~~~~~~~~ 3,117,063.16

Banking House and LoL~~~~~~~~~~~~~~~~~~~~~ -~~~~~~~~ 4,330,094.37

Furniture and Fixtures_~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

573,516.83

Other Real Estate Owned~~~~~~~~~~-~~~~~~~~~~-~-~~~~~~

494,299.49

Cash in Vault and Amount due from approved Reserve Agents ~~~~~~~~~~~~~~~-~~~-~-~~~-~~~~~-~~~-~~~~~~~ 219,878,284.30
Checks for Clearing and Due from other Banks~~~~~~~~~~ 2,938,344.65

Cash Items ~~~~~~~~~~~~~~~~~~~~~~--~~~~~~~ -~~~~~~~~~-~ Overdrafts ~~~~~~~~~~~-~~~~~~~-~~~~~~-~~~~~~~~~~~~~~~~ Advance on Cotton and other Commodities~~~~~~~~~~~~~~

188,876.61 79,471.23 9,074,277.00

Customers Liability on Letters of Credit and Acceptances.~ 115,442.00 Other Resources ~~~~~~~-~~~~~~~~~~~--~~~~~~~~~~~~~~~~~ 3,766,361.64

TOTAL~~--~~~~~~- ~~~~~~~~ ~~ -~~~~~ -~ ~~~~ ~~~~~~$771,660,796.65

246 Banks and 7 Branches as of Dec. 30, 1944
$117,902,624.70 9,661,433.54
271,999,068.22 4,888,890.96 4,256,913.79 541,495.81 864,816.71
186,323,864.75 7,183,572.57 316,992.11 81,503.60 9,149,958.08 28,000.00 1,895,564.13
$615,094,698.97

LIABILITIES

Capital Stock __ ~~~-~~~---~~--~~--~~~~~-~~~~~~~~~~~~~~~~$ 15,906,000.00

Capital Notes~~~-~~~~~~~~~~~~~-~~---~~~~~~-~-~~~~~-~~~~

381,625.00

Surplus Fund~~~~~~~~~~~~~~~~~~~~~~~~~~~~--~~-~-~~~~~~ 16,044,670.82

Undivided Profits~~~~~~~-~~~~~~~~~~~~~~~~~~-~~~~~~~~~~~ 7,181,093.86

Reserve Funds ~~~-~~~~~~~~~~~~~~~-~~~~~~~~~~~~~-~~~~~ 5,694,609.89

Due to Banks~~~~-~~-~~~~~~~~-~~~~~~~~~~~~~~~~~~~~~~~~ 49,124,218.01

Dividends Unpaid ~~~~~~~~~~~~~~~~-~~~~~~~~~~~- ~~-~~~~~

289,441.30

Cashier's Checks-~~~~~~~~~~-~~~~~-~~~~~~~~-~~~~~~~~~~~ 3,349,207.38

Certified Checks ~~--~~~~~~~-~~~~~~~~~-~~~~~~~~~~~~~~-~--

111,158.40

Demand Deposits ~~~~~~~~~--~~~~~~~~~--~~~~--~~~~~~~~~~~~ 542,839,568.78

Time Certificates of Deposits~~~~~~~~~~~~~~~~~~~~~~~~~~~ 11,456,763.11

Savings Deposits ~~~~~~~~~~~~~~~~~~~-~~~~~~~~~~~--~~~~- 116,379,901.85

Letters of Credit and Acceptances executed for Customers~ 115,442.00

Bills Payable ~~~~~~~~~~~~~~~~~~~~~~~~~~~~-~-~~~~~~~~~~

387,419.69

Notes and Bills Rediscounted.~~-~-~~~~~~~~~--~~~~~~~~~~

860,000.00

Other Liabilities ~ --~~~~-~-~~~~~-~-~~~~~~~~~~~-~~~~~-~~ 1,539,676.56

TOTAL_-~-~~~~~~~~~--~~~~~~~~~ ~~~~~~~~~~~~~~-$771,660, 796.65

This statement does not Include four Superior Court Chartered Banks.

$ 14,884,500.00 1,294,700.00
13,853,854.72 5,946,730.4.3 3,458,768.63 42,524,527.59
290,145.90 2,299,330.98
422,020.39 429,271,644.67
17,068,553.27 80,642,471.10
28,000.00 301,614.66 100,000.00 2, 707,836.63
$615,094,698.97

XVI

DEPARTMENT OF BANKING

CLASSIFICATION OF BANKS BY CAPITALIZATION As of December 31, 1945

Number of Banks
33
1 2
107 I 8 2 7 54 1
20 1 1 1 2 1 4 1 1 1 2 1 1

Capital
$ 15,000 16,000 18,000 20,000 22,500 25,000 28,000 30,000 35,000 40,000 50,000 60,000 80,000 85,000 100,000 110,000 111,500 125,000 150,000 175,000
200,000 250,000 300,000 325,000 500,000 750,000 850,000 2,000,000

Total Capital
$ 495,000 16,000 18,000 40,000 22,500
2,675,000 28,000
240,000 70,000
280,000 2,700,000
60,000 80,000 85,000 2,000,000 110,000 111,500 125,000 300,000 175,000 800,000 250,000 300,000 325,000 1,000,000 750,000 850,000 2,000,000

Exhibit "S"
Total Resources $ 24,685,820.58
523,829.89 658,847.52 1,016,385.71 1,083,593.41 127,372,674.06 1,193,810.41 8,177,976.93 2,471,018.97 13,039,387.65 148,886,172.50 5,075,230.05 1,972,877.29 3,927,189.87 92,265,455.7 4 7,501,048.56 3,871,961.12 1,106,569.41 22.158,515.08 6,192,689.35 40,712,862.59 7,431,164.94 11,222,384.53 6,769,315.33 40,473,667.02 31,762,291.85 29,032,731.90 131,075,324.39

258

$ 15,906,000

$771,660.796.65

Exhibit "T"
SUPERINTENDENTS OF BANKS, DEPARTMENT OF BANKING STATE OF GEORGIA

No.

Name

Date of Appointment

1 T. R. Bennett_ _______________________ _ November 17, 1919

2 A. B. Mobley_______________________ _ January 1, 1927

3 W. J. Davis ________________________ _ September 24, 1931

4 R. E. Gormley______________________ _ January 1, 1932

5 R. R. Tippins _______________________ _ October 6, 1936

6 John C. Beasley________________________ January 11, 1937

7 R. E. Gormley_______________________ _ January 25, 1937

8 C. B. Golsan, Acting Supt. ___________ _ January 1, 1940

9 John C. Beasley____________________ _ January 14, 1941

Date Service Ended January 1, 1927 September 24, 1931 January 1, 1932 October 6, 1936 January 11, 1937 January 25, 1937 January 1, 1940 January 14, 1941
?

TWENTY-SIXTH ANNUAL REPORT

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF ACWORTH Acworth, Ga.

As called for by the Superintendent of Banks.

F. C. MILLS, President.
Date of Charter: 10-31-1905

J. H. HARRISON, Cashier.
Began Business: 12-19-1905

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

u.owS.neGdovernment Securities owned..

Other Stocks and Bonds owned ........

Banking House and Lot..

Furniture and Fixtures ....... .

Other Real Estate owned..

Cash in Vault and Amount due from

approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

.................... .

Overdrafts

.................... .

Advance on Cotton and other Com-

modities

..... -------------

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss.. .............................

Other Resources

...................... .

144,382.44
2,500.00 410,500.00
None 1,559.84 1,290.53
None
669,457.45
16,108.02 None 841.52
None
None None None

TotaL. ..

.....$ 1,246,639.80

LIABILITIES

Capital Stock

.. $

Capital Notes

Surplus Fund

Undivided Profits ....

Reserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

.....

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable ......... - Notes and Bills Rediscounted

Other Liabilities ........

25,000.00 None
5,000.00 25,986.33
20.02 None 2,500.00 5,530.50 None 975,844.01 109,814.98 96,943.96
None None None None

Total

.......................$ 1,246,639.80

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF ADAIRSVILLE Adairsville, Ga.

As called for by the Superintendent of Banks.

M. P. GAINES, President.
Date of Charter: 3-21-1899

J. F. KIMSEY, Cashier.
Began Business: 3-24-1899

RESOURCES

Loans and Discounts....

. ........ $

State of Georgia and Municipal Bonds

owned ................................................

U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot....

Furniture and Fixtures

Other Real Estate owned.. . -

Cash in Vault and Amount due from

approved Reserve Agents................

Checks for Clearing and Due from

other Banks ......................................

Cash Items .

.....................

Overdrafts ..............

Advance on Cotton and other Com-

modities ..............................................

Customers' Liability on Letters of

Credit and Acceptances.................

Profit and Loss......................................

Other Resources --

Total - -$

153,521.42
3,000.00 393,000.00
1,200.00 500.00 500.00 None
397,482.02
None None None
None
None None None
949,203.44

LIABILITIES

Capital Stock

............. $

Capital Notes .......................

Surplus Fund

..

Undivided Profits ................

Reserve Funds ......................

Due to Banks........... .

Dividends Unpaid .........

Cashier's Checks

Certified Checks .............

Demand Deposits ............................

Time Certificates of Deposits..

Savings Deposits ..... .

Letters of Credit and Acceptances

executed for Customers

Bills Payable ..................

Notes and Bills Rediscounted...........

Other Liabilities .. .......................

25,000.00 None
20,000.00 6,412.52 None None None 2,887.09 None
712,702.74 None
182,201.09
None None None None

TotaL ...............................--............$ 949,203.44

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

ADEL BANKING COMPANY Adel, Ga.

As called for by the Superintendent of Banks.

R. C. BROOKS, President.
Date of Charter: 2-27-1929

B. F. GARY
Cashier. ' Began Business: 3-1-1929

RESOURCES

Loans and Discounts.. ....

. .. $

State of Georgia and Municipal Bonds

owned ------------ U. S. Government Securities owned Other Stocks and Bonds owned........ Banking House and Lot...................... Furniture and Fixtures...................... Other Real Estate owned.................... Cash In Vault and Amount due from
approved Reserve Agents.............. Checks for Clearing and Due from
other Banks ............................ Cash Items ............................ Overdrafts .............................................. Advance on Cotton and other Com-

modities ---------- Customers' Liability on Letters of
Credit and Acceptances.................. Profit and Loss ...................................... Other Resources

491,306.18
None 779,214.02
None 1,140.00 1,930.00
None
805,053.73
5,533.01 397.95 None
None
None None
3.88

Total... ....... .

............$ 2,084,578. 77

LIABILITIES

Capital Stock .......

.............$

Capital Notes ......

Surplus Fund .......

Undivided Profits

Reserve Funds

-------

Due to Banks.................................

Dividends Unpaid ....

Cashier's Checks ....... . Certified Checks .........

Demand Deposits .......

Time Certificates of Deposits .... . Savings Deposits ................................

Letters of Credit and Acceptances

executed for Customers

Bills Payable ......................

Notes and Bills Rediscounted............

Other Liabilities

50,000.00 None
50,000.00 1,987.19 371.40 None None 4,412.45 None
1,948,112.26 29,695.47 None
None None None None

TotaL

.. .........$ 2,084,578.77

STATEMENT

Showing condition at the close of business December 31, 1945, of

MONTGOMERY COUNTY BANK Ailey, Ga.

As called for by the Superintendent of Banks.

W. J. PETERSON, President.
Date of Charter: 2-24-1926

MISS MARY SMITH, Cashier.
Began Business: 3-1-1926

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned - U. S. Government Securities owned Other Stocks and Bonds owned. Banking House and Lot.. Fu-rniture and Fixtures.... Other Real Estate owned.................. Cash in Vault and Amount due from
approved Reserve Agents ..
Checks for Clearing and Due from other Banks .........
Cash Items ....... Overdrafts .. .. Advance on Cotton and other Com-
modities ........................................... .,. Customers' Liability on Letters of
Credit and Acceptances .. Profit and Loss...................... Other Resources .......................... .

TotaL

.. $

43,514.81
None 205,250.00
None None
1.00 2,250.00
264,794.11
None None None
None
None None None
515,809.92

LIABILITIES

Capital Stock

.... $

Capital Notes

Surplus Fund .....

Undivided Profits

Reserve Funds ...............................

Due to Banks....

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits Time Certificates

of

Dep~~ii~--

Savings Deposits ........................

Letters of Credit and Acceptances

executed for Customers...

Bills Payable ....

Notes and Bills Rediscounted..

Other Liabilities

15,000.00 None
5,000.00 1,850.00
None None 800.00 21,890.33 None 465,537.58 5,732.01 None
None None None None

Total.............................................$ 515,809.92

TWENTY-SIXTH ANNUAL REPORT

3

STATEMENT

Showing condition at the close of business December 31, 1945, of

WHEELER COUNTY STATE BANK Alamo, Ga.

As called for by the Superintendent of Banks.

C. M. JORDAN, President.
Date of Charter: 1-15-1945

J. F. NICHOLSON,
Cashier. Began Business: 1-17-1945

RESOURCES

Loans and Discounts..........................$

State of Georgia asd Municipal Bonds

owned . ...........

..............

U. S. Government Securities owned

Other Stocks and Bonds owned.

Banking House and LoL.........

Furniture and Fixtures...................

Other Real Estate owned.....

Cash in Vault and Amount due from

approved Reserve Agents............. .

Checks for Clearing and Due from

other Banks .... .

Cash Items .....................................

Overdrafts ........

Advan~<; on Cotton and other Com-

modities .............................................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss......

Other Resources ......

TotaL ...

......... $

18,620.94
None 223,843.17
None None 1,398. 72 None
93,901.98
None None 99.15
None
None None 679.17
338,543.13

LIABILITIES

Capital Stock .....

. .......... $

Capital Notes .....

Surplus Fund ....

Undivided Profita

Reserve Funds ....

Due to Banks....

Dividends Unpaid ...............................

Cashier's Checks

Certified Checks .....

Demand Deposits ................................

Time Certificates of Deposits............

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers..................

Bills Payable ........

Notes and Bills Rediscounted............

Other Liabilities ........................

25,000.00 None
5,000.00 600.29 None None None
2,048.88 None
305,893.96 None None
None None None None

Total............................................$ 338,543.13

STATEMENT

Showing condition at the close of business December 31, 1945, of BANK OF ALAPAHA Alapaha, Ga.
As called for by the Superintendent of Banks.

W. M. GASKINS, President.
Date of Charter: 3-4-1905

J. P. CULPEPPER, Cashier.
Began Business: 3-25-1905

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned .........................................

U. S. Government Securities owned

Other Stocks and Bonds owned..... .

Banking House and Lot..............

Furniture and Fixtures.......

Other Real Estate owned ...................

Cash in Vault and Amount due from

approved Reserve Agents.............

Checks for Clearing and Due from

other Banks ....... ........................

Cash Items ...

....................... .

Overdrafts .......................................

Advance on Cotton and other Com-

modities ..............................................

Customers' Liability on Letters of

Credit and Acceptances....................

Profit and Loss......................................

Other Resources ............

109,557.71
None 673,571.64
None 2,802.50
887.90 None
333,072.56
None None None
None
None None None

Total..............................................$ 1,119,892.31

LIABILITIES Capital Stock ........................................$ Capital Notes ............................. Surplus Fund
Undivided Profits Reserve Funds ...... Due to Banko........................ Dividends Unpaid ................................ Cashier's Checks .................................. Certified Checks .................................. Demand Deposits ................. Time Certificates of Deposits.. Savings Deposits .................................. Letters of Credit and Acceptances
executed for Customers............. Bills Payable ...................................... Notes and Bills Rediscounted.......... Other Liabilities .....................

80,000.00 None
30,000.00 31,856.95
9,097.00 14,595.22
3,600.00 770.65 None
770,086.49 217,001.93
12,884.07
~-: ~1- None
None None None

Total............................................$ 1,119,892.31

4

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of ALBANY TRUST AND BANKING COMPANY Albany, Ga.
As called for by the Superintendent of Banks.

A. P. VASON,
President. Date of Charter: 6-1905

C. L. NEUMAN
Cashier. ' Began Business: 6-1905

RESOURCES

Loans and Discounts........................$

State of Georgia and Municipal Bonds

owned

................................... .

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot .....................

Furniture and Fixtures ..

Other Real Estate owned...

Cash in Vault and Amount due from

approved Reserve Agents

Checks f'or Clearing and Due from

other Banks

Cash Items

Overdrafts ....... .

Advance on Cotton and other Com-

modities ..............................................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss....

Other Resources

TotaL

.............. $

560,780.55
None None None 18,245.21 1,350.32 None
174,406.78
101.85 None None
None
None None None
754,884.71

LIABILITIES

Capital Stock

............. $

Capital Notes

Surplus Fund ......................................

Undivided Profits

Reserve Funds ..................................

Due to Banks

Dividends Unpaid

Cashier's Checks

Certified Checks .

Demand Deposits

Time Certificates of Deposits..

Savings Deposits

.................... .

Ltters of Credit and Acceptances

executed for Customers..

Bills Payable ..........................

Notes and Bills Rediscounted.

Other Liabilities

100,000.00 None
50,000.00 28,338.42 122,042.18
None 4,000.00
None None None 25,400.00 425,104.11
None None None None

TotaL .......................... .

..$ 754,884.71

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE BANK OF ALBANY Albany, Ga.

As called for by the Superintendent of Banks.

J. A. REDFEARN, President.
Date of Charter: 3-9-1942

L. M. JORDAN, Cashier.
Began Business: 4-15-1942

RESOURCES Loans and Discounts..........................$ State of Georgia and Municipal Bonds
owned .................................................. U. S. Government Securities owned Other Stocks and Bonds owned........ Banking House and Lot Furniture and Fixtures Other Real Estate owned.................... Cash in Vault and Amount due from
approved Reserve Agents
Checks for Clearing and Due from other Banks .........
Cash Items ............................ Overdrafts .................................... Advance on Cotton and other Com-
modities .............................................. Customers' Liability on Letters of
Credit and Acceptances.................. Profit and Loss...................................... Other Resources .................................

617,497.14
None 755,636.40
None None 9,359.08 None
737,595.39
12,374.56 2,909.03 None
None
None None None

TotaL...........................................$ 2,135,371.60

LIABILITIES

Capital Stock . .............................$

Capital Notes ..................

Surplus Fund

.................... .

Undivided Profits

Reserve Funds ....

Due to Banks ......................

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ....

Savings Deposits

...

Letters of Credit and Acceptances

executed for Customers

Bills Payable .......................................

Notes and Bills Rediscounted

Other Liabilities ..................................

50,000.00 65,000.00 25,000.00 39,648.82 19.285.53 10,000.00
None 19,320.97
None 1,480,376.88
None 426,739.40
None None None None

TotaL.............................. ......$ 2,135,371.60

TWENTY-SIXTH ANNUAL REPORT

5

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS & SOUTHERN BANK Albany, Ga.

As called for by the Superintendent of Banks.

L. B. MAYS, Vice-President.
Date of Charter: 5-6-1943

HOYT D. EDGE,
Cashier. Began Business: 6-1-1943

RESOURCES

Loans and Discounts..

. ......... $

State of Georgia and Municipal Bonds

owned

.......... .

U. S. Government Securities owned

Other Stocks and Bonds owned

Banking House and Lot.....

Furniture and Fixtures.

Other Real Estate owned....

Cash in Vault and Amount due from

approved Reserve Agents..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts .....

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances ...

Profit and Loss ..

Other Resources

1,509,885.66
204,603.58 6,089,181.94
20,830.70 180,556.51
9,466.24 None
1,881,891.18
138,360.63 15,093.48 846.38
None
None None 20,051.80

Total..

..... $ 10,070,768.10

LIABILITIES

Capital Stock ................

...... $

Capital Notes

Surplus Fund ....... ............................

Undivided Profits

Reserve Funds

Due to Banks..........................

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers

Bills Payable .....

Notes and Bills and Rediscounted..

Other Liabilities

150,000.00

None

150,000.00

34,583.41

75,586.36

452,992.85

5,965.00

12,956.94

13,732.46

7,456,927.13

3,385.36

1,714,638.59

'-
i;7i I None

'

None

None

None

Total....

...........$ 10,070,768.10

STATEMENT

Showing condition at the close of business December 31, 1945, of

FIRST STATE BANK OF ALBANY Albany, Ga.

As called for by the Superintendent of Banks.

J. T. HALEY,
President. Date of Charter: 5-3-1943

T. H. WILLIAMS, Cashier.
Began Business: 6-1-1943

RESOURCES

Loans and Discounts... .

........... $ 2.211,318.82

State of Georgia and Municipal Bonds

owned ..................................................

69,764.69

U. S. Government Securities owned 5,775,724.01

Other Stocks and Bonds owned..

380.00

Banking House and Lot.......

31,500.00

Furniture and Fixtures ... .

8,485.11

Other Real Estate owned....................

900.00

Cash in Vault and Amount due

from approved Reserve Agents... 3,839,403.46

Checks for Clearing and Due from

uther Banks

138,798.40

Cash Items

279.05

Overdrafts ...............

1,748.88

Advance on Cotton and other Com-

modities ........................................

None

Customers' Liability on L-etters of

Credit and Acceptances ..

None

Profit and Loss....

None

Other Resources

6,444.56
-----

Total ................................ ...$ 12,087,746.98

LIABILITIES

Capital Stock

............... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks ....

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits...

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

150,000.00 None
200,000.00 70,303.75 47,026.66
1,558,310.88 258.75
51,815.14 20.397.34 8,337,979.68 13,225.00 1,638,429. 78
1'11 None None None None

T o t a l . . . .....

..$ 12,087,746.98

6

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of business December 31, 1945, of
THE FOUR COUNTY BANK Allentown, Ga.
As called for by the Superintendent of Banks.

A. W. DAUGHTRY,
President. Date of Charter: 8-18-1941

C.R.FAULK Cashier. '
Began Business: 9-15-1941

RESOURCES Loans and Discounts.........................$
State of Georgia and Municipal Bonds
owned U. S. Government Securities owned Other Stocks and Bonds owned.. Banking House and Lot.
Furniture and Fixtures Other Real Estate owned .. Cash in Vault and Amount due
from approved Reserve Agt:nts..
Checks for Clearing and Due from other Banl~s
Cash Items Overdrafts Advance on Cotton and other Com-
modities Customers' Liability on Letters of
Credit and Acceptances.. Profit and Loss Other Resources

166,777.79
None 479,500.00
None 3,000.00 1.56!;.00
None
!;41,173.41
20,676.45 None 82
50,690.16
None None None

TotaL

.........................$ 1.266,383.63

LIABILITIES

Cavital Stock

............. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks _

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits ................................

Time Certificates of Deposits ..

Savings Deposits

Letters of Credit and Acceptances

executed f'Or Custon1ers..

Bills Payable

Notes and Bi1ls Rediscounted..

Other Liabilities

25,000.00 None
6,000.00 14,B88.32
l '105.00 None None 222.26 None
1,ll:J,318.38 None
106,348.67
None None None None

Total ..........................................$ 1,266,383.63

STATEMENT Showing condition at the close of business December 31, 1945, of
ALMA EXCHANGE BANK Alma, Ga.
As called for by the Superintendent of Banks.

M. E. JONES, President.
Date of Charter: 9-13-1939

J. J. JONES, Cash;er.
Began Business: 9-13-1939

RESOURCES

Loans and Discounts..

... $

State of Georgia and Municipal Bonds

owned ---------------- U. S. Government Securities owned

Other Stocks and Bonds owned.. Banking House and Lot ...................

Furniture and Fixture::3 ..... .

Other Real Estate owned.......

Cash in Vault and Amount due from approved Reserve Agents...

Checks for Clearing and Due from

other Banks Cash Items

......................... .

Overdrafts ................. .

Advance on Cotton and other Com-

modities

......... .

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss

Other Resources ..................................

162,772.05
None 254,500.00
None 1,000.00
None None
698,247.90
None None None
None
None None None

Total.............................................$ 1,116,519.95

LIABILITIES

Cavital Stock

...................... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks ..

Demand DepQsits ..............................

Time Certificates of Deposits..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Rills Red:scounted..

Other Liabilities

25,000.00 None
25,000.00 None None None None
1,511.87 None
1,046,89~.03
18,110.00 None
None None None None

Total ........................... ...........$ 1,116,519.95

TWENTY-SIXTH ANNUAL REPORT

7

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF COMMERCE Americus, Ga.

As called for by the Superintendent of Banks.

CHARLES F. CRISP, President.
Date of Charter: 10-18-1891

H. P. ANDERSON, Cashier.
Began Business: 1-2-1892

RESOURCES Loans and Discounts.... ...............$
State of Georgia and Municipal Bonds

owned ............. ............
U. S. Government Securities owned
l Other Stocks and Bonds owned_____ _
Banking House and Lot Furniture and Fixtures

Other Real Estate owned .. Cash in Vault and Amount due
from approved Reserve Agents.. Checks for Clearing and Due from

other Banks Cash Items Overdrafts

________________ _

Advance on Cotton and other Com-

modities ...

........... .

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss ..

Other Resources

Total _______ -----------

___ $

1,060,240.54
21,467.97 3,075,466.79
3,950.00 15,000.00
None
1,698,233.81
29,845.17 None 82.87
None
None None None
5,904,287.15

Capital Stock

LIABILITIES ___ $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits...

Savings Deposits

I~tters of Credit and Acceptances

executed for Customers

Bills PayalYle

Notes and Bills Rediscounted..

Other Liabilities

100,000.00 None
200.000.00 198,081.54
None None None 4,071.53 1,400.17 4,422,624.30 107,072.27 871,037.34
None None None None

TotaL

...............$ 5,904,287. I 5

STATEMENT

Showing condition at the close of business December 31, 1945, of
CITIZENS BANK OF AMERICUS Americus, Ga.

As called for by the Superintendent of Banks.

LEE HUDSON,
President. Date of Charter: 2-20-1937

EVAN MATHIS, Cashier
Began Business: 3-25-1937

RESOURCES

Loans and Discounts...

. ...... $

State of Georgia and Municipal Bonds

owned ------------------U. S. Government Securities owned Other Stocks and Bonds owned Banking House and Lot ___________ _

Furniture and Fixtures........ Other Real Estate owned.. Cash in Vault and Amount due
from approved Reserve Agents ... Checks for Clearing and Due from

other Banks -----Cash Items

Overdrafts -------------------------------Advance gn Cotton and other Com

reodities --------------------------------Customers' Liability on Letters of
Credit and Acceptaaces..

Profit and Loss Other Resources

------------------ -----

1,541,124.94
None 655,449.45
10,742.25 18,000.00
5,691.84 None
1,04~.390.22
17,033.97 None 79.64
None
None None None

TotaL.

.$ 3,291,512.31

LIABILITIES Capital Stock ---------- _______ --------------- .$ Capital Notes _------------------------------- ___ _ Surplus Fund __ Undivided Profits Reserve Funds .... Due to Banks_______ _
Dividends Unpaid ---------Cashier's Checks --------Certified Checks ------Demand Deposits ..... -------------- Time Certificates of Depo8its ..
Savings Deposits ---------Letters of Credit and Acceptances
executed for Customers
Bills Payable ---------------------------Notes and Bills Rediscounted Other Liabilities --------- ---------------- ______ _

50,000.00 None
50,000.00 20,253.31
None None None 7,895.04 None 2,616,547.10 29,058.04 517,758.82
None None None None

TotaL ------------------ - --------- ---- .$ 3,291,512.31

8

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

BOSTWICK BANKING CO. Arlington, Ga.

As called for by the Superintendent of Banks.

W. E. BOSTWICK, JR., President.
Date of Charter: 8-27-1935

CARL CLEMENTS Cashier. '
Began Business: 3-1-1936

RESOURCES

Loans and Discounts..

.........$

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned....

Banking House and Lot.

Furniture and Fixtures..

Other Real Estate owned......

Cash in Vault and Amount due

from approved Re::'(erve Agents....

Checks for Clearing and Due from

other Banks ...

. ................... .

Cash Items ...................

Overdrafts ... .

. .........

Advance on Cotton and other Com-

modid~s

Customers' Liability on Letters of

Credit and Acceptances ...... .

Prof!t and Loss

Other Resources

rotaL. ...... .

........................$

332,980.15
6,000.00 34,000.00
None 1,100.00
None None
455,385.29
8,506.37 None 992.38
53,137.45
None None None
892,101.64

LIABILITIES

Capital Stock

................... $

Capital Notes ...................................

Surplus Fund .......

Undivided Profits

Reserve Funds .

Due to Banks.......................................

Dividends Unpaid

Cashier's Checks ..

Certified Checks

Demand Deposits ..... ......

Time Certificates of Deposits ..

Savings Deposits ................................

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable ..................................

Notes and Bills Rediscounted

Other Liabilities

15,000.00 None
15,000.00 927.20
14,038.80 None 900.00 None None
831,735.64 14,500.00 None
None None None None

Total

...........................$ 892,101.64

STATEMENT

Showing condition at the close of business December 31, 1945, of

ASHBURN BANK Ashburn, Ga.

As called for by the Superintendent of Banks.

C. E. THRASHER,
President. Date of Charter: 7-1900

R. H. GREEN, Cashier.
Began Business: 7-1900

RESOURCES Loans and Discounts.........................$
State of Georgia and Municipal Bonds owned ..................................................
U. S. Government Securities owned Other Stocks and Bonds owned.. Banking House and Lot.................... Furniture and Fixtures.. Other Real Estate owned.. Cash in Vault and Amount due
from approved Reserve Agents..
Checks for Clearing and Due from other Banks
Cash Items Overdrafts Advance on Cotton and other Com-
modities .................................. Customers' Liability on Letters of
Credit and Acceptances.. Profit and Loss.. Other Resources

333,770.56
10,545.33 585,582.39
None None 878.22 1,129,60
1,430,059.82
2,508.89 None 299.39
None
None None 63,424.55

TotaL

.........$ 2,428,198.75

LIABILITIES

Capital Stock ...

........~

Capital Notes

Surplus Fund .......

Undivided Profits

Reserve Funds

Due to Banks ...

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits..

Savings Deposits ................................

Letters of Credit and Acceptances

executed for Customers.

Bills Payable

.... .

Notes and Bills Rediscounted... .

Other Liabilities ..............

50,000.00 None
50,000.00 30,290.40
6,134.43 None None
3,536.79 None
1,864,365.83 19,376.15
404,495.15
None None None None

TotaL. .................................$ 2,428,198.75

TWENTY-SIXTH ANNUAL REPORT

9

STATEMENT

Showing condition at the close of business December 31, 1945, of
THE CITIZENS BANK OF ASHBURN Ashburn, Ga.

As called for by the Superintendent of Banks.

JAMES H. PATE,
President. Date of Charter: 7-27-1905

FRED RAINES,
Cashier. Began Business: 10-25-1905

RESOURCES Loans and Discounts..........................$
State of Georgia and Municipal Bonds
owned . U. S. Government Securities owned Oth<r Stocks and Bonds owned.. Banking House and Lot.....................
Furniture and Fixtures .. Other Real Estate owned ..... Cash in Vault and Amount due
from approved Reserve Agents ....
Checks for Clearing and Due from other Banks ......
Cash Items .....................
Overdrafts Advan~~ on Cotton and other Com-
modttles . ..................... ......... Customers' Liability on Letters of
Credit and Acceptances.. Profit and Loss....................................
Other Resources

113,353.77
~.700.17
428,500.00 4,200.00 7,000.00 None None
703,208.89
4,339.28 None None
None
None None None

TotaL ......................................$ 1.267,302.11

LIABILITIES

Capital Stock .......................................$

Capital Notes ........................................

Surplus Fund .......

.....................

Undivided Profits

Reserve Funds

Due to Banks..........

Dividends Unpaid

Cashier's Checks

Certified Checks

...................

Demand Deposits ..................................

Time Certificates of Deposits..

Savings Deposits ............. . ............

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

...... .

Notes and Bills Rediscounted..

Other Liabilities

.................. .

25,000.00 None
30,000.00 29,497.54
None 3,152.86
None 4,677.25
592.00 1,020,710.48
2,067.75 151,604.23
None None None None

TotaL ..

.........................$ 1,267,302.11

STATEMENT

Showing condition at the close of business December 31, 1945, of
AMERICAN SAVINGS BANK Atlanta, Ga.
As called for by the Superintendent of Banks.

CHAS. D. CLARKE, President.
Date of Charter: 12-27-1886

EUGENE G. WEBB, Cashier.
Began Business: 1887

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned ... U. S. Government Securities owned Other Stocks and Bonds owned .. Banldng House and Lot.. Furniture and Fixtures .. Other Real Estate owned .. Cash in Vault and Amount due
from approved Reserve Agents .. Checks for Clearing and Due from
other Banks Cash Items Overdrafts
Advance on Cotton and other Commodities .........................................
Customers' Liability on Letters of Credit and Acceptances...
Profit and Loss ..
Other Resources ..............................

3,472,622.52
None 1,552, 736.37
None 124,807.20
4,675.85 2.00
371,918.51
44,292.71 2,202.65 None
None
None None 9,961.28

TotaL

... ........$ 5,583,219.09

LIABILITIES

Capital Stock ......................................$

Capital Notes ........................................

Surplus Fund ......................................

Undivided Profits

.................. .

Reserve Funds ...

Due to Banks..........

Dividends Unpaid

Cashier's Checks ..

Certified Checks

Demand Deposits ....

Time Certificates of Deposits

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers ...................

Bills Payable

Notes and Bills Rediscounted

Other Liabilities .................................

200,000.00 None
100,000.00 59,221.67
800,917.61 None
6,000.00 None None
1,279,982.30 77,936.00
2,809,161.51
None 250,000.00
None None

TotaL..

................$ 5,583,219.09

10

DEPARTl\fENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE BANK OF ATLANTA Atlanta, Ga.

As called for by the Superintendent of Banks.

I. J. P ARADIES, President.
Date of Charter: 9-20-1941

0. L. COFFMAN Cash:er. '
Began Business: 12-1-1941

RESOURCES

Loans and Discounts__ .

. .....$

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds ovvned .

Banking House and Lot...

Furniture and Fixtures ..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents __ .

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts .....

Advance on Cotton and other Com-

modities ........................

Customers' Liability on LEtters of

Credit and Acceptances ..

Profit and Loss

Other Resources

2,443,428.04
None 2,190,887.70
None 73,338.9!) 14,836.73
None
1,463,994.13
None None None
None
None None 6,203.80

TotaL

.... ..$ 6,192,689.35

LIABILITIES

Capital Stock

...... $

Capital Notes .............................

Surplus Fund .......

Undivided Profits

Reserve Funds

Due to Banks........

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

Letters of Credit and Acceptanres

executed for Customers __

Bills Payable

Notes and Bills Rediscounted ..

Other Liabilities

175,000.00 None
35,000.00 24,500.09
None 828,285.36
1,508.50 88,131.01
9,300.68 3,268,350.19
None 1.760,878.03
None None None 1, 735.49

Total

........ .... ...........$ 6,192,689.35

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS TRUST COMPANY Atlanta, Ga.

As called for by the Superintendent of Banks.

L. D. MILTON,
President. Date of Charter: 6-17-1921

J. B. BLAYTON, Cash;er.
Began Business: 8-17-1921

RESOURCES
Loans and Discounts.. . .... ---------------.$ State of Georgia and Municipal Bonds
owned U. S. Government Securities owned Other Stocks and Bonds owned.. Banking House and Lot.. Furniture and Fixtures .. Other Real Estate owned.. Cash in Vault and Amount due
from approved Reserve Agents .. Checks fnr Clearing and Due from
other Banks Cash Items Overdrafts Advance on Cotton and other Com-
modities .............................................. Customers' Liability on Letters of
Credit and Acceptances.. Profit and Loss .................................... Other Resources ..................................

701,927.37
25,730.33 2,290,190.92
8,202.87 22.300.00
2. 700.00 4 85.37
716,758.97
3fi.202.20 None None
None
None None 7,807.56

TotaL

.$ 3,811,305.59

LIABILITIES

Capital Stock

.... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks...

Dividends Unpaid

Cashier"s Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits

Letters of Credit and Acceptance-s

executed for Customers..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

50,000.00 19,250.00 25,000.00
2.177.22 20,325.53
5,000.00 1,513.02 18,14 7.81 5,127.86 1,690,385.11 10,550.46 1,962.401.99
None None None 1,426.59

TotaL

................$ 3,811,305.59

TWENTY-SIXTH ANNUAL REPORT

11

STATEMENT

Showing condition at the close of business December 31, 1945, of

EAST ATLANTA BANK Atlanta, Ga.

As called for by the Superintendent of Banks.

M.A. THOMPSON, President.
Date of Charter: 11-11-1910

J. G. LUNDY,
Cashler. Began Business: 11-15-1910

RESOURCES

Loans and Discounts..

. ............$

State of Georgia and Municipal Bonds

OY:ned ---- U. S. Government Securities owned

Other Stocks and Bonds owned. Banking House and Lot..

Furniture and Fixtures.... Other Real Estate owned..

Cash in Vault and Amount due

from a11proved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts ................... Advance on Cotton and other Com-
modities ... Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss""""""""""""" Other Resources

922,503.45
None 1,862,500.00
None 7,233.24
3,~98.98
1,372.24
1,652,969.26
58,516.06 1,123.10 None
None
None None None

TotaL.

......................$ 4,510,216.33

LIABILITIES

Capital Stock

." .. $

Capital Notes

Surplus Fund .....................................

Undivided Profits

Reserve Funds

Due to Banks..

Dividends UnyJaid

Cashier's Checks

Certified Checl<s

Demand Deposits

Time Certificates of Depos:ts ..

Saving-s Deposits --- Letters of Credit and Acceptances

executed for Customers..

Bills Payable ...........

Notes and Bills Hediscounted..

Other Liabilities

50,000.00 None
50,000.00 51,508.23
None None 2,500.00 40,397.64 74.11 2,751,670.53 None 1,564,065.82
None None None None

Total.. .....................................".. $ 4,510,216.33

STATEMENT

Showing condition at the close of business December 31, 1945, of

GEORGIA SAVINGS BANK & TRUST COMPANY Atlanta, Ga.

As called for by the Superintendent of Banks.

JOHN E. OLIVER, President.
Date of Charter: 10-26-1889

C. P. HUNTER, Secretary and Treasurer. Began Business: 9-1-1899

RESOURCES

I .oans and Discounts..

. ... $

State of Georgia and :Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banldng House and Lot..

Furniture and Fixtures..

Other Real Estaie owned..

Cash in Vault and Amount due

from approved Re~erve Agents

Checks for Clearing and Due from

oth12r Banks

Cash Items ..

Overdrafts ...............

Advance on Cotton and other Com~

modities ........................................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss...

......................

Other Resources

6,694, 727.95
377,217.77 8,105,517.90 1,087,308.95
245,000.00 1.00 1.00
1,o26,1l:l.04
56,349.29 None None
None
None None None

Total.. ....

......$ 18,092,536.90

LIABILITIES

Capital Stock .

.................$ 500,000.00

Capital Notes .......................................

None

Surplus Fund _..................................... 750,000.00

Undivided Profits

137,088.65

Reserve Funds

1,489,188.32

Due to Bank::...

None

Dividends Unpaid

623.00

Cashier's Checks

None

Certified Checks

None

Demand Deposits

3,01:1,468.64

Time Certificates of Deposits.

622,529.62

Savings Deposits

11,579,638.67

Letters of Credit and Acceptances

executed for Customers..

None

B:lls Payable

None

Notes and Bills Rediscounted ..

None

Other Liabilities

........................ .

None

Total..

.........................$ 18,092,536.90

12

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE MORRIS PLAN BANK OF GEORGIA Atlanta, Ga.

As called for by the Superintendent of Banks.

JOSEPH E. BIRNIE,
President. Date of Charter: 11-27-1933

C. T. GREER, Cashier.
Began Business: 12-5-1933

RESOURCES

Loans and Discounts

.. $

State of Georgia and Municipal Bonds

O'\vned ---------------------------------- U. S. Government Securities owned

Other Stocks and Bonds owned.....

Banking House and Lot.....

Furniture and Fixtures ..

Other Real Estate owned....

Cash in Vault and Amount due

from approved Reserve Agents...

Checks for Clearing and Due from

other Banks

Cash Item

Overdrafts

Advance on Cotton and other Com-

modities

.....

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss..

Other Resources

4,372,627.61
2,000.00 5,817,626.11
None None 15,123.90 None
746,374.25
208,091.80 749.46 299.35
None
None None 59,492.05

Total...

..................$ 11,222,384.53

LIABILITIES

Capital Stock

............. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds ....

Due to Banks....

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

.............. .

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

Notes and Bills Rediscounted ..

Other Liabilities ..

300,000.00 None
150,000.00 64,441.80 311,936.96
5,000.00 None
64,344.5~
12,293.17 4,449,305.95
18,035.16 5,843,906.26
None None None 3,120.70

TotaL

..............$ 11,222,384.53

STATEMENT

Showing condition at the close of business December 31, 1945, of
THE PEOPLES BANK Atlanta, Ga.
As called for by the Superintendent of Banks.

R. R. LANHAM, President.
Date of Charter: 8-13-1935

W. S. RAY, Cashier.
Began Business: 8-31-1935

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned ----- U. S. Government Securities owned Other Stocks and Bonds owned..... Banking House and Lot.. Furniture and Fixtures.. Other Real Estate owned......... Cash in Vault and Amount due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks Cash Items Overdrafts Advance on Cotton and other Com~
modi ties Customers' Liability on Letters of
Credit and Acceptances.. Profit and Loss..........--.- ... Other Resources

2,606,670.05
None 1,003,843.75
None None 12,051.19 None
224,882.07
73,664.1-1 None None
None
None None 6,078.67

Total....

..............$ 3.927,189.87

LIABILITIES

Capital Stock

.................... $

Capital Notes

Surplus Fund ...

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits....

Savings Deposits ......

. ........... .

Letters of Credit and Acceptances

executed for Customers..

Bills Payable .......

Notes and Billa Rediscounted..

Other Liabilities

85,000.00 None
17,000.00 43,315.41
3,429.57 None None
15,982.23 100.00
633,766.66 16,400.00
3,109,352.93
None None None 2,843.07

TotaL

..........$ 3,927,189.87

TWENTY-SIXTH ANNUAL REPORT

13

STATEMENT

Showing condition at the close of business December 31, 1945, of

SOUTHERN SAVINGS BANK Atlanta, Ga.

As called for by the Superintendent of Banks.

THURMAN M. WALDROP, President.
Date of Charter: 12-5-1934

RUTH W. MELTON,
Cashier. Began Business: 1-1-1935

RESOURCES

Loans and Discounts..

.............$

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned

Banking House and Lot.....................

Furniture and Fixtures ..

Other Real Estate owned...

Cash in Vault and Amount due

from approved Reserve Agents...

Checks for Clearing and Due from

other Banks

.................... .

Cash Items

Overdrafts .......................

Advance on Cotton and other Com-

modities ................... ....... ......

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss

Other Resources

Total ....................

... $

249,732.71
None None None None 6,802.08 None
25,373.01
None None None
None
None None None
281,907.80

LIABILITIES

Capital Stock

.... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds ... .

Due to Banks......

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits

Letters of Credit and Acceptances

executed for Customers.

Bills Payable ............................

Notes and Bills Rediscounted

Other Liabilities

.................. .

50,000.00 None
10,000.00 20,565.12 23,922.99
None None None None None 170,000.00 None
None 7,419.69
None None

TotaL........................ ..............$ 281,907.80

STATEMENT

Showing condition at the close of business December 31, 1945, of

SOUTH SIDE ATLANTA BANK Atlanta, Ga.

As called for by the Superintendent of Banks.

WALTER ESTES, President.
Date of Charter: 6-24-1929

E. COWAN, Cashier.
Began Business: 7-1-1929

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned ---------------- U. S. Government Securities owned Other Stocks and Bonds owned........ Banking House and Lot ..................... Furniture and Fixtures Other Real Estate owned............ Cash in Vault and Amount due
from approved Reserve Agents.... Checks for Clearing and Due from
other Banks ............................ Cash Items ............................... Overdrafts .............................................. Advance on Cotton and other Com-
modities ------------------ Customers' Liability on Letters of
Credit and Acceptances.................. Profit and LoBS ................................... . Other ResourcE'S .............

555,627.59
40,400.00 2,417,000.62
None 17,177.29
8,449.30 1,804.69
635,046.26
None None None
None
None None 48,917.56

TotaL............................................$ 3,724,423.31

LIABILITIES

Capital Stock

..... $

Capital Notes ..................... ..

Surplus Fund

Undivided Profits

Reserve Funds ..........

Due to Banks..............

Dividends Unpaid ... .

Cashier's Checks ........

Certified Checks ........

Demand Deposits

Time Certificates of Deposits

Savings Deposits .

Letters of Credit and Acceptances

executed for Customers.. .

Bills Payable

......................... .

Notes and Bills Rediscounted..........

Other Liabilities ..................................

25,000.00 None
35,000.00 20,004.39
5,159.93 None
2,220.00 25,792.02
None 2,138,051.06
None 1,470,031.22
None None None 3,164.69

TotaL..........................................$ 3,724,423.31

14

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

TRUST COMPANY OF GEORGIA Atlanta, Ga.

As called for by the Superintendent of Banks.

ROBERT STRICKLAND, President.
Date of Charter: 9-21-1891

DAMERON BLACK Vice-President. '
Began Business: 11-8-1891

RESOURCES

Loans and Discounts............................$ 35,706,398.12

State of Georgia and Municipal Bonds

owned

-------------- ............ 3,188,279.81

U. S. Government Securities owned 55,873,429.03

Other Stocks and Bonds owned..

492,950.59

Banking House and Lot..

1,133,183.84

Furniture and Fixtures ..

None

Other Real Estate owned........

None

Cash in Vault and Amount due

from approved Reserve Agents .. 31,759,911.85

Checks for Clearing and Due from

other Banks ...

None

Cash Items ..... .

None

Overdrafts ..

2,655.67

Advance on Cotton and other Com-

modities .............................

None

Customers' Liability on Letters of

Credit and Acceptances ........

None

Profit and Loss ........................

None

Other Resources

2,918,515.48

TotaL ..... .

...$131,075,324.39

LIABILITIES

Capital Stock .....................................$ 2,000,000.00

Capital Notes ............................

None

Surplus Fund ......................

4,000,000.00

Undivided Profits

1,413,905.34

Reserve Funds

1,068, 7[;;,03

Due to Banks .......

31,627,331.08

Dividends Unpaid

None

Cashier's Checks

1,057,604.87

Certified Checks

None

Demand Deposits

87,780,906.87

Time Certificates of Depo::;its...

32,961.99

Savings Deposits - .

887,460.39

Letters of Credit and Acceptances

executed for Customers.......

None

Bills Payable

....... .

None

Notes and Bills Rediscounted...

None

Other Liabilities ....

1,206,438.82

TotaL

...............................$131,075,324.39

STATEMENT

Showing condition at the close of business December 31, 1945, of

GEORGIA RAILROAD BANK & TRUST COMPANY Augusta, Ga.

As called for by the Superintendent of Banks.

CHAS. H. PHINIZY,
President. Date of Charter: 11-15-1892

SHERMAN DRAWDY, Cashier.
Began Business: 12-31-1892

RESOURCES

Loans and Discounts... _ ................$ 6,379,211.28

State of G<>orgia and Municipal Bonds

owned .............

2,116,171.01

U. S. Government Securities owned 14,617,890.06

Other Stocks and Bonds owned...... ..

98,766.72

Banking House and Lot.......

124,761.31

Furniture and Fixtures.....................

17,067.71

Other Real Estate owned .................

None

Cash in Vault and Amount due

from approved Reserve Agents.... 8,368,684.02

Checks for Clearing and Due from

other Banks

None

Cash Items

.............................. .

None

Overdrafts ...........................

394.60

Advance on Cotton and other Com

modities ............................

None

Customers' Liability on Letters of

Credit and Acceptances.. ..

11,250.00

Profit and Loss..................................

None

Other Resources ..................................

138,095.15

TotaL.........................................$ 31,762,291.85

LIABILITIES

Capital Stock ....................................$ 750,000.00

Capital Notes ......................

None

Surplus Fund .................

900,000.00

Undivided Profits .

140,185.98

Reserve Funds ..........

None

Due to Banks.

5,560,290.15

Dividends Unpaid .. ......................... .

None

Cashier's Checks ......................

166,306.43

Certified Checks

None

Demand Deposits

16,613,062.24

Time Certificates of Deposits............

None

Savings Deposits .............................. 7,576,809.26

Letters of Credit and Acceptances

executed for Customers...............

11,250.00

Bills Payable

. . . . . . . . ..

None

Notes and Bills Rediscounted

None

Other Liabilities ...............................

64,388.79

TotaL............................................$ 31,762,291.85

T\VENTY-SIXTH ANNLAL REPORT

15

STATEMENT

Showing condition at the close of business December 31, 1945, of

REALTY SAVINGS BANK Augusta, Ga.

As called for by the Superintendent of Banks.

J. L. ETHEREDGE,
President. Date of Charter: 12-23-1933

L. W. LYETH, Vice-President and Cashier.
Began Business: 12-23-1933

RESOURCES

Loans and Discounts..........

.... $

State of Georgia and 1\Iunicipa] Bonds

0\VDed ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot........

Furniture and Fixtures

Other Real Estate owned......

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks ..

Cash Items

Overdrafts

...... .

Advance on Cotton and other Com~

modities .....

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss...........

Other Resources

2,fi50,101.13
None 994,707.95
11,150.19 13,831.50
1,044.42 8,075.93
667,864.27
28,978.05 None None
None
None None 7,210.71

TotaL ......................................$ 4,282,964.15

LIABILITIES

Capital Stock

............ $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds .

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits...

Savings Deposits ..... .

Letters of Credit and Acceptances

executed for Customers

Bills Payable ......................

Notes and Bills Rediscounted..

Other Liabilities

100,000.00 50,000.00
100,000.00 103,186.27
47,210.23 10,000.00
None None None None 104,275.51 3, 763,725.04
None None None 4,567.10

Total..

.......$ 4,282,964.15

STATEMENT

Showing condition at the close of business December 31, 1945, of

AUSTELL BANK Austell, Ga.

As called for by the Superintendent of Banks.

W. L. FLORENCE, President.
Date of Charter: 1-3-1910

ROGER DODD, Cashier.
Began Business: 1-10-1910

RESOURCES

Loans and Discounts

............. $

State of Georgia and Municipal Bonds

owned

-----

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot...

Furniture and Fixtures..

Other Rea I Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

................... .

Advance on Cotton and other Com-

modities ........................................

Customers Liability on Letters of

Credit and Acceptances.......

Profit and Loss..

Other Resources ........................

174,107.84
81,497.54 1,320,781.25
1,980.00 None
2,060.00 None
679.668.65
24,642.41 358.48 130.22
None
None None None

TotaL.. - ...........$ 2,285,226.39

LIABILITIES

Capital Stock

....... $

Capital Notes ..

Surplus Fund

Undivided Profits

Reserve Funds ........

Due to Banks................

Dividends Unpaid ... .

Cashier's Checks

Certified Checks ..... .

Demand Deposits ............

Time Certificates of Deposits

Savings Deposits ...........

..... .

Letters of Credit and Acceptances

executed for Customers ........

Bills Payable

Notes and Bills Rediscounted ..

Other Liabilities ....

50,000.00 15,000.00 12,000.00 17,892.97
8,250.00 None
5,000.00 1,366.33
600.00 1,571,683.26
122,683.82 480,750.01
None None None None

Tots!

.....$ 2,285,226.39

16

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE CITIZENS BANK & TRUST COMPANY Bainbridge, Ga.

As called for by the Superintendent of Banks.

E. F. VICKERS, Pres2!ent.
Date of Charter: 11-8-1911

W. N. HILTON, Cashier.
Began Business: 12-19-1911

RESOURCES Loans and Discounts.........................$ State of Georgia and Municipal Bonds
owned U. S. Government Securities owned Other Stocks and Bonds owned Banking House and Lot.. Furniture and Fixtures Other Real Estate owned.. ........ Cash in Vault and Amount due
from approved Reserve Agents .... Checks for Clearing and Due from
other Banks ...... Cash Items
Overdrafts ............................................. Advance on Cotton and other Com-
modities .............................................. Customers Liability on Letters of
Credit and Acceptances.. Profit and Loss........ Other Resources

443,772.46
None 1,907,837.64
4,500.00 12,449.92
9,924.23 None
1,487,150.7 4
None None 383.80
None
None None 5,942.33

TotaL. ....

.......$ 3,871,961.12

LIABILITIES

Capital Stock ....

...........$

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks.....

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits

........... .

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable .......

Notes and Bills Rediscounted..

Other Liabiliites ...

111,500.00 None
50,000.00 11,553.5!
7,052.00 128,779.63
None 78,900.32
None 2,817,688.01
None 661,748.57
None None None 4,739.08

TotaL. ...

..$ 3,871,961.12

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS BANK Ball Ground, Ga.

As called for by the Superintendent of Banks.

M. C. ROBERTS, President.
Date of Charter: 9-28-1926

B. R. JONES, Cashier.
Began Business: 10-1-1926

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned ................................................ .. U. S. Government Securities owned Other Stocks and Bonds owned........ Banking House and Lot..
Furniture and Fixtures .. Other Real Estate owned.. Cash in Vault and Amount due
from approved Reserve Agents .... Checks for Clearing and Due from
other Banks ................... Cash Items Overdrafts ......... Advance on Cotton and other Com~
modities ......................... Customers' Liahility on Letters of
Credit and Acceptances....... Profit and Loss ...................................... Other Resources

115,550.64
9,000.00 938,100.00
None 1.00 1.00
None
361,530.70
2,523.09 None 85.73
None
None None None

Total..............................................$ 1,426,782.16

LIABILITIES

Capitsl Stock

....... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks....

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits ...................

Time Certificates of Deposits..........

Savings Deposits ................ .

Letters of Credit and Acceptances

executed for Customers.

Bills Payahl'

Notes and Bills Rediscounted

Other Liabilities ..................

15,000.00 None
15,000.00 30,008.33
None 2,000.00
None 1,340.00
None 1,363,412.04
31.79 None
None None None None

Total...

................$ 1,426,792.16

TWENTY-SIXTH ANNUAL REPORT

17

STATEMENT

Showing condition at the close of business December 31, 1945, of

BAXLEY STATE BANK Baxley, Ga.

As called for by the Superintendent of Banks.

E. E. MILES, President.
Date of Charter: 8-23-1917

W. D. PADGETT, Cashier.
Began Business: 8-25-1917

RESOURCES Loans and Discounts... _________ .......... $

State of Georgia and Municipal Bonds

owned -------------------- U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot....................

Furniture and Fixtures ..

Other Real Estate owned

Cash in Vault and Amount due from approved Reserve Agents ..

Checks for Clearing and Due from other Banks

Cash Items --------------- ---------

Overdrafts ----- . ------

---------------- -----

Advance on Cotton and other Com-

modities .............................................

Customers' Liability on Letters of Credit and Acceptances

Profit and Loss. ---------------------Other Resources ...

416,377.43
10,294.08 705,000.00
None None 1,600.00 None
1,07 4,528.33
None None None
36,328.88
None None None

T o t a L ..

-- --- ...$ 2,244,128.72

LIABILITIES

Capital Stock

.... $

Capital Notes -----------------------------

Surplus Fund ..........................

Undivided Profits

Reserve Funds .............................

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits .

Savings Deposits

........... .

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable .....................

Notes and 9ills Rediscounted

Other Liabilities

25,000.00 14,000.00 40,000.00
56.87 11,732.00
None 1,254.00 7,867.32
None 1,873,701.31
228.40 270,288.82
None None None None

Total ...........................................$ 2,244,128.72

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE BLACKSHEAR BANK Blackshear, Ga.

As called for by the Superintend.'nt of Banks.

LEO J. ALLEN, President.
Date of Charter: 9-11-1891

GEO. D. WALKER,
Cashier. Began Business: 7-7-1892

RESOURCES Loans and Discounts..........................$ State of Georgia and Municipal Bonds
owned ................................................. U. S. Government Securities owned Other Stocks and Bonds owned..... . Banking House and Lot............ Furniture and Fixtures...................... Other Real Estate owned.................. Cash in Vault and Amount due
from approved Reserve Agents.... Checks for Clearing and Due from
other Banks ...................................... Cash Items ............................................ Overdrafta .............................................. Advance on Cotton and other Com-
modities .............................................. Customers' Liability on Letters of
Credit and Acceptances .................. Profit and Loss...................................... Other Resources ..................................

588,076.55
None 1,385,000.00
24,240,00 None
1,269.51 None
411,022.15
None 1,526.71
None
None
None None 30.00

Total

--------------$ 2,411,164.92

LIABILITIES

Capital Stock .

. .... $

Capital Notes .........

Surplus Fund ............

Undivided Profits ......

Reserve Funds ........

Due to Banks.........

Dividends Unpaid

Cashier's Checks

Certified Checks .

Demand Deposita .

Time Certificates of Deposits..... .

Savings Deposits ...

Letters of Credit and Acceptances

executed for Customers

Bills Payable .......

Notes and Bills Rediscounted

Other Liabilities ....

50,000.00 None
50,000.00 102,783.95
None None None 10,109.56 None 1,962,362.89 135,908.52 None
None 100,000.00
None None

TotaL

........$ 2,411,164.92

18

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF EARLY Blakely, Ga.

As called for by the Superintendent of Banks.

R. C. SINGLETARY, JR.,
President. Date of Charter: 4-3-1941

E. T. CRAWFORD
Cashier. ' Began Business: 4-28-1941

RESOURCES Loans and Discounts........................$ State of Georgia and Municipal Bonds
owned .................................................. U. S. Government Securities owned Other Stocks and Bonds owned........ Banking House and Lot..................... Furniture and Fixtures ..................... Other Real Estate owned.................. Cash in Vault and Amount due
from approved Reserve Agents .... Checks for Clearing and Due from
other Banks .................... Cash Items ............................................ Overdrafts .............................................. Advance on Cotton and other Com-
modities .............................................. Customers Liability on Letters of
Credit and Acceptances.................. Profit and Loss.................................... Other Resources ..................................

291,453.91
None 770,000.00
None 5,760.00
974.17 None
325,961.46
2,056.71 None None
None
None None 3,428.88

TotaL...........................................$ 1,399,635.13

LIABILITIES

Capital Stock . ................... ...............$

Capital Notes ... .

Surplus Fund .......

Undivided Profits

Reserve Funds .....

Due to Banks............

Dividends Unpaid ...

Cashier's Checks .................................

Certified Checks .............

Demand Deposits .....

Time Certificates of Deposits ........

Savings Deposits ...

Letters of Credit and Acceptances

executed for Customers..

Bills Payable .............

..

Notes and Bills Rediscounted............

Other Liabilities

30,000.00 None
6,000.00 15,100.66
None None None 10,152.94 None 1,236,059.13 None 102,322.41
None None None None

TotaL..........................................$ 1,399,635.1S

STATEMENT

Showing condition at the close of business December 31, 1945, of

FIRST STATE BANK Blakely, Ga.

As called for by the Superintendent of Banks.

W.B.HALEY, President.
Date of Charter: 5-15-1937

GRADY SMITH, Cashier.
Began Business: 5-15-1937

RESOURCES

Loans and Discounts..

. ........ $

State of Georgia and Municipal Bonds

owned ...........

U. S. Government Securities owned

Other Stocks and Bonds owned..... .

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate owned.. ..........

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items .. .

Overdrafts ........

Advance on Cotton and other Com

modities ....

. ......... .

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss ....

Other Resources __ ................

692,897.61
12,000.00 674,000.00
None 2,875.00 2,871.93
None
1,067,900.39
10,144.25 77,924.98
545.35
19,093.26
None None 66.92

Total...

...$ 2,560,309.59

LIABILITIES

Capital Stock .....

. ............. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..... .............................

Dividends Unpaid ..................

Cashier's Checks

Certified Checks

Demand Deposits ................................

Time Certificates of Deposits....

Savings Deposits

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities ...

50,000.00 None
100,000.00 11,782.44. 10,500.00 None 387.00 8,079.08 None
2,169,731.66 None
209,673.07
None None None 156.34

Total

.......................$ 2,560,309.59

TWENTY-SIXTH ANNUAL REPORT

19

STATEMENT

Showing condition at the dose of business December 31, 1945, of

FANNIN COUNTY BANK Blue Ridge, Ga.

As called for by the Superintendent of Banks.

J. M. EATON, JR., President.
Date of Charter: 5-28-1916

W. E. HENSLEE, Cashier.
Began Business: 6-6-1916

RESOURCES

Loans and Discounts.. .......

..$

State of Georgia and Municipal Bonds

owned ...

. ..... .

U. S. Government Securities owned

Other Stocks and Bonds owned.

Banking House and LoL....................

Furniture and Fixtures... Other Real Estate owned _______________ _

Cash in Vault and Amount due from approved Reserve Agents...

Checks for Clearing and Due from

other Banks

Cash Items ..

Overdrafts --------Advance on Cotton and other Com-

modities .............................................

Customers' Liability on Letters of

Credit and Acceptance------------------Profit and Loss ..
Other Resources .

139,403.14
138,858.59 1,315,791.56
None 10,000.00
3,500.00 2.00
261,093.08
None None None
None
None None None

TotaL ..........

......$ 1,868,648.37

LIABILITIES

Capital Stock

...... $

Capital Notes .

Surplus Fund ...

Undivided Profits

Reserve Funds ....

Due to Banks.

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits............

Savings Deposits

.................. .

Letters of Credit and Acceptances

executed for Customers

Bills Payable

. ______ . ------

Notes and Bills Rediscounted..........

Other Liabilities ...... -------------------------

25,000.00 None
15,000.00 7,215.76 None None 750.00 2,514.26 1,208.00
985,999.07 38,370.32
792,576.55
None None None 14.38

Total.............................................$ 1,868,648.37

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE FARMERS BANK Blythe, Ga.

As called for by the Superintendent of Banks.

T. M. NICKLES, President.
Date of Charter: 8-28-1909

T. M. NICKLES, Cashier.
Began Business: 9-1-1909

RESOURCES

Loans and Discounts..........................$

State of Georgia and Municipal Bonds

owned ....

............

U. S. Government Securities owned

Other Stocks and Bodns owned........

B-anking House and LoL ..

Furniture and Fixtures.................

Other Real Estate owned....................

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks ........

Cash Items

.. __ --------------

Overdrafts ________ _

Advance on Cotton and other Com-

modities .........................................

Customers' Liability on Letters of

Credit and Acceptances.......

Profit and Loss...

Other Resources ....

TotaL ...................... ..

...... $

77,563.98
4,356.00 6,000.00
None 900.00 None None
198,962.76
None None 164.11
None
None None None
287,946.85

LIABILITIES

Capital Stock ___ -------------------

.. $

Capital Notes

-----------------------

Surplus Fund . -------------------

Undivided Profits

Reserve Funds ...... Due to Banks .. .

Dividends Unpaid

Cashier's Checks ----------------------------------

Certified Checks ---------------------------------Demand Deposits ..............................

Time Certificates of Deposits

Savings Deposits ...............................

Letters of Credit and Acceptances

executed for Customers.

Bills Payable ----------------------------

Notes and Bills Rediscounted.....

Other Liabilities ...

15,000.00 None
5,000.00 5,111.78
None 10,767.77
33.60 80.28 None 186,231.05 None 65,722.37
None None None None

TotaL...........................................$ 287,946.85

20

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE COMMERCIAL BANK Bowdon, Ga.

As called for by the Superintendent of Banks.

J. H. BARR,
President. Date of Charter: 9-22-1926

M. L. JOHNSON Cashier. '
Began Business: 9-20-1926

RESOURCES

Loans and Discounts.. . .................$

State of Georgia and Municipal Bonds

owned ..............................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures .........

Other Real Estate owned...............

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks

..................... .

Cash Items

..................... .

Overdrafts ..........................

Advance on Cotton and other Com-

modities ..............................................

Customers' Liability on Letters of

Credit and Acceptances..................

Profit and Loss .....................

Other Resources

................. .

100,598.78
5,250.00 854,000.00
None 1,500.00
None None
7 51,200.09
None None 29.63
29,987.65
None None None

Total.. .............

.................$ 1,742,566.15

LIABILITIES

Capital Stock

.............. $

Capital Notes

Surplus Fund .......

Undivided Profits

Reserve Funds ......................

Due to Banks.............

Dividends Unpaid ...

Cashier's Checks .........

Certified Checks

Demand Deposits .................................

Time Certificates of Deposits

Savings Deposits

......................

Letters of Credit and Acceptances

executed for Customers......

Bills Payable ........

....... .

Notes and Bills Rediscounted.... .

Other Liabilities

25,000.00 None
25,000.00 85,000.00
7,651.08 None None
28,454.07 None
1,610,174.44 11,286.61 None
None None None None

Total.............................................$ 1,742,566.15

STATEMENT

Showing condition at the close of business December 31, 1945, of

HARALSON COUNTY BANK Buchanan, Ga.

As called for by the Superintendent of Banks.

J. L. EAVES,
President. Date of Charter: 3-3-1909

H. G. RICHARDSON, Cashier.
Began Business: 3-4-1909

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned ............................

U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot......................

Furniture and Fixtures........................

Other Real Estate owned....................

Cash in Vault and Amount due

from approved Reserve Agents......

Checks for Clearing and Due from

other Banks ............ ...................

Cash Items ................................

Overdrafts ......................

....... .

Advance on Cotton and other Com-

mod.ities ....................................... .

Customers' Liability on Letters of

Credit and Acceptances..................

Profit and Loss......................................

Other Resources .......................

136,113.00
5,000.00 780,134.36
25,468.60 600.00
1,046.00 None
451,982.87
None None 1,211.79
None
None None None

Total..............................................$ 1,401,556.62

LIABILITIES

Capital Stock .........

. ................... $

Capital Notes ........................................

Surplus Fund ........................................

Undivided Profits ..................................

Reserve Funds ......................................

Due to Banks..........................................

Dividends Unpaid ................................

Cashier's Checks ..................................

Certified Checks ....................................

Demand Deposits ..............................- ..

Time Certificates of Deposits............

Savings Deposits .................................

Letters of Credit and Acceptances

executed for Customers....................

Bills Payable .......................................

Notes and Bills Rediscounted............

Other Liabilities ....................

40,000.00 None
15,000.00 11,209.01
1,963.80 None
4,000.00 2,331.57
None 1,811, 758.44
15,294.80 None
None None None None

Total. ......................

........$ 1,401,556.62

TWENTY-SIXTH ANNUAL REPORT

21

STATEMENT

Showing condition at the close of business December 31, 1945, of

BUENA VISTA LOAN & SAVINGS BANK Buena Vista, Ga.

As called for by the Superintendent of Banks.

CLARKE W. DUNCAN,
President. Date of Charter: 9-22-1887

ARTHUR D. LOWE,
Cashier. Began Business: 9-1-18~9

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned .................................................. U. S. Government Securitiea owned Other Stocks and Bonds owned..... . Banking House and Lot...................... Furniture and Fixtures........................ Other Real Estate owned.................... Cash in Vault and Amount due
from approved Reserve Agents.... Checks for Clearing and Due from
other Banks ............................... Cas!> Itemo ............................................ Overdrafts ............................................ Advance on Cotton and other Com-
modities .............................................. Customers Liability on Letters of
Credit and Aceeptanceo Profit and Loss ............ Other Resources ......

179,748.03
2,000.00 433,000.00
None 1.00 1.00 1.00
313,707.37
None None None
42,485.47
None None None

LIABILITIES

Capital Stock ......................................$

Capital Notes .......................................

Surplus Fund

............... .

Undivided Profits ...........................

Reserve Funds ........... .

Due to Banks...............

Dividends Unpaid .

Cashier's Checks ....................

Certified Checks ... .

Demand Deposits ...... ....... .

Time Certificates of Deposits............

Savinga Deposits ................................

Letters of Credit and Acceptances

executed for Customers... .

Billa Payable ........................................

Notes and Bills Rediscounted ..

Other Liabilities ......................

30,000.00 None
30,000.00 24,172.67
None None 308.00 338.21 None 828,196.72 67,928.37 None
None None None None

Total... ....... .

--~ 970,943.87

Total.... . ...............................$ 970,943.87

STATEMENT

Showing condition at the close of business December 31, 1945, of

SHADBURN BANKING COMPANY Buford, Ga.

As called for by the Superintendent of Banks.

MRS. KATE A. SHADBURN, President.
Date of Charter: 1-23-1901

J. F. HAMILTON, Cashier.
Began Business: 1901

RESOURCES

Loans and Discounts.............

..$

State of Georgia and Municipal Bonds

owned ........................

U. S. Government Securities owned

Other Stocks and Bonds owned......

Banking House and Lot..........

Furniture and ~"ixtures

Other Real Est:ate owned..................

Cash in Vault and Amount due

from approved Reserve Agents...

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com~

modities .............................................

Customers' Liability on Letters of

Credit and Acceptances.

Profit and Loss ....

Other Resources

Total.

... $

24,481.78
5,210.50 407,435.93
17,519.72 None 1.00
8,000.00
460,915.15
None None None
36,903.43
None None None
960,467.51

LIABILITIES

Capital Stock

........ $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds ....

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers .. .

Bills Payable .............................. .

Notes and Bills Rediscounted..

Other Liabilities

40.000.0(
Non~
5,000.0( 22,240.41
Nom Non4
Non~
Non4 Nonj 8&6,886.8: 895.0: 25,.J45.1'
Non Non Non Non

Total.. .....

....$ 960,467.5

22

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE CITIZENS STATE BANK Butler, Ga.

As called for by the Superintendent of Banks.

J. W. EDWARDS, President.
Date of Charter: 9-4-26

L. R. ADAMS, Cashier.
Began Business: 9-4-26

RESOURCES

Loans and Discounts..

..$

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned...

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks .....

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities ...

Customers' Liability on Letters of

Credit and Acceptances.....

Profit and Loss ..

Other Resources

249,210.37
5,000.00 205,250.00
None None
LOO LOO
682,674.50
None None None
17,084.59
None None None

TotaL

.............$ 1,159,221.46

LIABILITIES

Capital Stock

..... $

Capital Notes

Surplus Fund

Undivided Profits

R-eserve Funds

Due to Banks........

Dividends Unpaid

Cashier's Checks

Certified Checks ..

Demand Deposits

Time Certificates of Deposits

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ...

Bills Payable .......

Notes and Hills Rediscounted....

Other Liabilities ...

15,000.00 None
25,000.00 7,060.37 None None 3,000.00 3,950.10 None
1,105,210.99 None None
None None None None

TotaL

..... $ 1,159,221.46

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF BYROMVILLE Byromville, Ga.

As called for by the Superintendent of Banks.

J.D. LESTER, SR., President.
Date of Charter: 7-19-1920

S. H. BUXTON, Cashier.
Began Business: 7-26-1920

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned ................

........ .

U. S. Government Securities owned

Other Stocks and Bonds owned

Banking House and LoL ..

Furniture and Fixtures.

Other Real Estate owned ...... .

Cash In Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks ......

Cash Items

Overdrafts ..

Advance on Cotton and other Com-

modities ..............................................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss ............

Other Resources

TotaL

.. $

184,271.89
None None None 600.00 150.00 None
284,056.78
None None None
1,464.13
None None None
470,542.80

LIABILITIES

Capital Stock

................. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds .....

Due to Banks.

Dividends Unpaid .....

Cashier's Checks .......

Certified Chec.ks

Demand Deposita

Time Certificates of Deposits ..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers..

Bills Payable ....

Notes and Bills Rediscounted ..

Other Liabilities ...

15,000.00 4,725.00
10,000.00 3,843.53 4,716.88 None 1,800.00 2,924.28 None
409,717.85 16,463.26 None
None None None 1,352.00

TotaL

......$ 470,542.80

TWENTY-SIXTH ANNUAL REPORT

23

STATEMENT Showing condition at the close of business December 31, 1945, of
CAIRO BANKING COMPANY Cairo, Ga.
As called for by the Superintendent of Banks.

HENRY HESTER,
President. Date of Charter: 11-3-1903

T. R. HESTER,
Cashier. Began Business: 1-1-1900

RESOURCES

Loans and Discounts..........................$

State of Georgia and Municipal Bonds

owned ..... --U. S. Government Securities owned

other Stocks and Bonds owned........

Banking House and Lot... .

Furniture and Fixtures ... Other Real Estate owned...................

Cash in Vault and Amount due

. from approved Reserve Agents....

Checks for Clearing and Due from

other Banks ............................

Cash Items .. .

Overdrafts .... .

Advan.c~ on Cotton and other Com-

modities ....

. ............

Customers Liability on Letters of

Credit and Acceptances .....

Profit and Loss..

Other Resources

508,039.08
11,683.74 1,700,200.00
None 6,000.00 6,000.00
None
1,14 7,380.97
50,239.98 None None
None
None None 2,000.00

TotaL. ..... .

...............$ 3,431,543.77

LIABILITIES Capital Stock .................................... $ Capital Notes ....... Surplus Fund ....... Undivided Profits Reserve Funds ... . Due to Banks ........ Dividends Unpaid Cashier's Checks Certified Checks ... Demand Deposits
Time Certificates of Deposits Savings Deposits .................................. Letters of Credit and Acceptances
executed for Customers.. . Bills Payable ..................................... Notes and Bills Rediscounted... Other Liabilities ...

50,000.00 12,600.00 50,000.00
5,495.99 18,782.99 10,915.20
6,000.00 2,704.91
86.43 2,467,943.60
24,528.10 782,486.55
Nolle None None None

TotaL........ ................................$ 3,431,543.77

STATEMENT Showing condition at the close of business December 31, 1945, of
CITIZENS BANK Cairo, Ga.
As called for by the Superintendent of Banks.

W. E. YOUNG,
President. Date of Charter: 12-3-1903

J. C. MINTER,
Cashier. Began Business: 1-1-1904

RESOURCES

Loans and Discounts....... . ..............$

State of Georgia and Municipal Bonds

owned ................................

U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot......................

Furniture and Fixtures ..

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents...

Checks for Clearing and Due from

other Banks .......

Cash Items ..........

Overdrafts ..............................................

Advance on Cotton and other Com-

modities ............................................

Customers' Liability on Letters of

Credit and Acceptances..................

Profit and Loss..

....................

Other Resources .................................

1,198,932.28
1,500.00 518,100.00
None 9,853.58 7,164.49
2.00
641,213.72
7,033.12 None None
None
None None None

TotaL..........................................$ 2,383,799.19

LIABILITIES Capital Stock .....................................$ Capital Notes ............. Surplus Fund ............................. Undivided Profits ..................... Reserve Funds .................... Due to Banks...... . ........ Dividends Unpaid .................. Cashier's Checks ................ Certified Checks ................................... Demand Deposits ...................... Time Certificates of Deposita
Savings Deposits .................................. Letters of Credit and Acceptances
executed for Customers.. Bills Payable ............................. Notes and Bills Rediscounted. Other Liabilities .........

50,000.00 None
50,000.00 5,658.88 5,350.00 None 3,000.00 5,371. 74 370.40
1,831,345.43 76,566.62
356,036.12
None None None None

TotaL

...............$ 2,383,799.19

24

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December :n, 1945, of

BANK OF CAMILLA Camilla, Ga.

As called for by the Superintendent of Banks.

W. W. BROOKS,
President. Date of Charter: 11-4-1899

J. E. BROOKS, JR., Cashier.
Began Business: 1-2-1890

RESOURCES Loans and Discounts............................, State of Georgia and Municipal Bonds
owned --- U. S. Government Securities oy.ned Other Stocks and Bonds owned........ Banking Hou&e and Lot..................... . Furniture and Fixtures............ Other Real Estate owned.................... Cash in Vault and Amount due
from approved Reserve Agents.... Checks for Clearing and Due from
other Banks ........................................ Cash ltema ............................................ Overdrafts .............................................. Advance on Cotton and other Com-
modities .............................................. Customers' Liability on Letters of
Credit and Acceptances .......... Profit and Loss............................ Other Resources ..................................
TotaL. ........................................... $

199,165.60
46,281.54 210,000.00
None 12,600.00
3,600.00 4,938.40
236,626.10
3,695.07 None None
None
None None None
715,695.61

LIABILITIES Capital Stock ......................................$ Capital Notes .......... Surplus Fund ........................................ Undivided Profits ................................ Reserve Funds ...................................... Due to Banks .......................................... Dividends Unpaid ................................ Cashier's Checks
Certified Checks .................................. Demand Deposits .................................. Time Certificates of Deposits............ Savings Deposits ..................................
Letters of Credit and Acceptances executed for Customers........
Bills Payable ...............................
Notes and Bills Rediscounted. Other Liabilities .................................

25,000.00 None
6,000.00 1,456.03
None None None 9, 761.70 None 645,909.22 2,600.00 25,968.66
None None None None

TotaL ..................................$ 715,595.61

STATEMENT

Showing condition at the close of busines...., December 31, 1945, of

PLANTERS & CITIZENS BANK Camilla, Ga.

As called for by the Superintendent of Banks.

E. J. VANN, JR.,
President. Date of Charter: 9-20-1904

E. J. VANN, JR., Cashier.
Began Business: 5-24-1913

RESOURCES Loans, and Discounts..........................$
State of Georgia and Municipal Bonds owned .......... .. ..............................
U. S. Government Securities owned Other Stocks and Bonds owned........ Banking House and Lot............. Furniture and Fixtures..................
Other Real Estate owned................... Cash in Vault and Amount due
from approved Reserve Agents....
Checks for Clearing and Due from
other Banks Cash Items ... Overdrafts ... Advance on Cotton and other Com-
modities ...... . Customers' Liability on Letters of
Credit and Acceptances....
Profit and Loss.. Other Resources

331,027.77
10,000.00 504,000.00
None 11,500.00
2,000.00 None
1,076, 718.41
12,122.50 192.03 None
597,265.84
None None None

TotaL. ........

.......$ 2,544,816.55

LIABILITIES

Capital Stock ......

.. ................$

Capital Notes .....

Surplus Fund .. ..

Undivided Profits

Reserve Funds ................. ..

Due to Banks...................... ..

Dividends Unpaid ........

Cashier's Checks

Certified Checks

Demand Deposits ..... ...................... .

Time Certificates of Deposits..

Savings Deposits ..................

Letters of Credit and Acceptances

executed for Customers..

Bills Payable ..................

Notes and Bills Rediscounted..

Other Liabilities

25,000.00 9,700.00
27,500.00 2.873.51 15,000.00
None None 21,340.29 None 1,712,682.00 43.977.47 686,318.90
None None None 424.38

TotaL

.......................$ 2,644,816.56

TWENTY-SIXTH ANNUAL REPORT

25

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF CANTON Canton, Ga.

As called for by the Superintendent of Banks.

E. 0. McFATHER,
President. Date of Charter: 11-17-1892

E. 0. McFATHER,
Cashier. Began Business: 12-18-1892

RESOURCES

LoaM and Discounts................. ......$

State of Georgia and Municipal Bonds

u.owned ................................................. . S. Government Securitiea owned

Other Stocks and Bonds owned..

Banking House and Lot.............

Furniture and Fixtures.. .

Other Real Estate owned....................

Cash In Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks .....................................

Caah Itema ............

. .................. .

Overdrafts ...... .........................

Advance on Cotton and other Com-

modities ..............................................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss.....................

Other Resources

218,077.55
77,642.70 2,186,000.00
None 22,351.00
2,574.05 None
778,792.20
3,900.41 None None
None
None None None

Total.. ............... ......................$ 3,289,337.91

LIABILITIES

Capital Stock ......

......... $

Capital Notes ................... ..

Surplus Fund .....................

Undivided Profits ..................

Reserve Funds ......................

Due to Banks.......................... .. Dividends Unpaid .......... ..

Cashier's Checks .......................

Certified Checks .......................

Demand Deposits ......................

Time Certificates of Deposits..

Savings Deposits ----------Letters of Credit and Acceptances
executed for Customers

Bills Payable ..............................

Notes and Billo Rediscounted.......... ..

Other Liabilities .......................

100,000.00 None
100,000.00
32,353.31 3,000.00
72,171.38 132.00
39,773.58 111.85
2,171,291.88
76,169.81 694,334.10 -~ -.., {' None
None
None None

Total..............................................$ 3,289,337.91

STATEMENT

Showing condition at the close of business December 31, 1945, of

ETOWAH BANK Canton, Ga.

As called for by the Superintendent of Banks.

OLIN FINCHER,
President. Date of Charter: 1-20-1927

N. A. THOMPSON, Cashier.
Began Business: 1-29-1927

RESOURCES

Loans and Discounts..........

.. ..... $

State of Georgia and Municipal Bonds

owned -------- -------------------------------------U. S. Government Securities owned Other Stocks and Bonds owned. Banking House and Lot..... .. ...... Furniture and Fixtures______________________ _

Other Real Estate owned .. Cash in Vault and Amount due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks
Cash Item< . Overdrafts ....................... Advance on Cotton and other Com-
modities ...................................... .. Customers' Liability on Letters of
Credit and Acceptances.. Profit and LoBS ...... Other Resources .....

681,784.76
8,500.00 1,250,200.00
None 12,000.00
2,235.00 None
1,869,276.12
6,285.58 None 982.35
None
None None None

T o t a L . ..

.......$ 3,831,263.81

LIABILITIES

Capital Stock

.$

Capital Notes ......................

Surplus Fund

Undivided Profits .

Reserve Funds -------

Due to Banks...

Dividends Unpaid ......

Cashier's Checks

Certified Checks

Demand Deposits ...

Time Certificates of Deposits...

Savings Deposits

...

Letters of Credit and Acceptances

executed for Customers .. ..

Bills Payable .......................................

Notes and Bills Rediscounted............

Other Liabilities ..................................

50,000.00 None
50,000.00 414.04
5,785.00 59,427.46
3,000.00 None None
2,553.714.84 16,271.69
1,092,650.78
~~;C:? None
None None None

TotaL ......

....................$ 3,831,263.81

26

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of
THE PEOPLES BANK Carrollton, Ga.

As called for by the Superintendent of Banks.

HORACE STEWART,
President. Date of Charter: 11-16-1909

L. M. KING Cashier. '
Began Business: 12-1-1909

RESOURCES

Loans and Discounts..

...........$

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot

Furniture and Fixtures .....

Other Real Estate owned.. . ............

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks .....

Cash Items

Overdrafts ....

Advance on Cotton and other Com-

modities ..............................................

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss ..... .

Other Resources

435,069.52
None 3,129,200.00
None 27,500.00
1.00 1,937.25
1,480,393.97
994.32 133.99 None
None
None None None

T o t a L . ..

.....$ 5,075,230.05

LIABILITIES

Capital Stock ......................................$

Capital Notes .... .. ..............................

Surplus Fund ...

Undivided Profits

Reserve Funds .... .

Due to Banks........

Dividends Unpaid

Cashier's Checks

Certified Checks ..........

Demand Deposits ... .

Time Certificates of Deposits ..

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers

Bills Payable

.......... ...

Notes and Bills Rediscounted..

Other Liabilities ........................

60,000.00 None
60,000.00 28,570.35 53,019.53
None 1,486.00 19,252.23 1,331.00 4,851,570.9(
None None
None None None None

Total .............................................$ 5,075,230.05

STATEMENT

Showing condition at the close of business December 31, 1945, of

COHUTTA BANKING COMPANY Chatsworth, Ga.

As called for by the Superintendent of Banks.

R. E. CHAMBERS,
President. Date of Charter: 7-17-1905

FRANCES HEARTSELL, Cashier.
Began Business: 1-24-1906

RESOURCES

Loans and Discounts.... . ............$

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned....

Banking House and Lot...

Furniture and Fixtures..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents...

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

......... .

Advance on Cotton and other Com

modities

...................... .

Customers' Liability on Letters of

Credit and Acceptances .....

Profit and Loss .....

Other Resources

181,442.89
5,000.00 818,100.00
None 800.00 700.00 None
374,865.06
None None 162.99
None
None None None

Total

....$ 1,381,070.94

LIABILITIES

Capital Stock ...

.... $

Capital Notes .

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..........

Dividends Unpaid ...

Cashier's Checks

Certified Checks ......................

Demand Deposits .. .

Time Certificates of Deposits ..

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

Notes and Bills Rediscounted

Other Liabilities .....

25,000.00 1,000.00
15,000.00 1,880.62 4,000.00 None None 2,000.00 142.89
1,116,772.25 66,024.43
149,250.75
None None None None

TotaL

.... $ 1,381,070.94

TWENTY-SIXTH ANNUAL REPORT

27

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF CHICKAMAUGA Chickamauga, Ga.

As called for by the Superintendent of Banks.

ELDER G. GLENN,
President. Date of Charter: 2-16-1910

W. H. EDWARDS, Cashier.
Began Business: 5-10-1910

RESOURCES Loans and Discounts...........................$ State of Georgia and Municipal Bonds
owned ..................................................
U s Government Securities owned
Othe~ Stocks and Bonds owned...
Banking House al!d Lot.. Furniture and Ftxtures ..
Other Real Estate owned Cash in Vault and Amount due
from approved Reserve Agents ..
Checks for Clearing and Due from
other Banks ..........
Cash Items Overdrafts ....... Advan~~ on Cotton and other Com-
modtttes ......................... Customers' Liability on Letters of
Credit and Acceptances.
Profit and Loss Other Resources

149,207.83
1,000.00 1,067,733.86
10,000.00 10,788.00
1,940.00 None
None 944.22 None
None
None None None

Total

...$ 1,567,787.75

LIABILITIES

Capital Stock ...

.......... $

Capital Notes

Surplus Fund ....

Undivided Profits

Rc'Serve Funds

Due to Banks.........

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits ......................

Time Certificates of Deposits..

Savings Deposits ---------------------------------Letters of Credit and Acceptances

executed for Customers..

Bills Payable

................. .

Notes and Bills Rediscounted

Other Liabilities .

25,000.00 None
27,500.00 10,852.92
3,966.89 None None
4,540.36 None
943,688.28 None
552,239.30
None None None None

TotaL.

..........$ 1,567'787.75

STATEMENT

Showing condition at the close of business December 31, 1945, of

FARMERS & MERCHANTS BANK Chipley, Ga.

As called for by the Superintendent of Banks.

HENRY ZACHRY,
President. Date of Charter: 3-22-1909

ROY ASKEW, Cashier.
Began Business: 4-19-1909

RESOURCES

Loans and Discounts.. ------------- .$ State of Georgia and Municipal Bonds

owned ...

- .....

U. S. Government Securities owned

Other Stocks and Bonds owned...

Banking House and Lot ------------ Furniture and Fixtures ..

Other Real Estate owned..............

Cash in Vault 2nd Amount due from approved Reserv~ Agents..

Checks for Clearing and Due from

other Banks

Cash Items ... .

Overdrafts ...............

Advance on Cotton and other Com-

modities ------------------- Customers' Liability on Letters of

Credit and Acceptances....

Profit and Loss...................... Other Resources

218,684.12
5,000.00 507,100.00
None 500.00 100.00 None
568,910.73
80.00 None 75.63
643.61
None None None

TotaL .......

........$ 1,301,094.09

LIABILITIES

Capital Stock

.......... $

Capital Notes

Surplus Fund .

Undivided Profits

Reserve Funds

Due to Banks.................

Dividends Unpaid ....

Cashier's Checks ...... .

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

-------

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable ....

Notes and Bills Rediscounted

Other Liabilities ....

25,000.00 3,000.00
23,000.00 12,665.48
2,000.00 None
2,500.00 1,630.92
None 1,038,199.25
27,277.76 165,820.68
None None None None

TotaL .

..............$ 1,301,091.09

28

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of
HABERSHAM BANK Clarkesville, Ga.

As called for by the Superintendent of Banks.

J. B. JACKSON,
President. Date of Charter: 5-1904

W. S. WHITWORTH
Cashier. ' Began Business: 5-1904

RESOURCES

Loans and Discounts.........

......... $

State of Georgia and Municipal Bonds

owned ----- U. S. Government Securities owned Other Stocks and Bonds owned Banking House and Lot.... . Furniture and Fixtures.. . Other Real Estate owned. Cash in Vault and Amount due
from approved Reserve Agents....
Checks for Clearing and Due from

other Banks -------- Cash Items .......................... Overdrafts ............................................

Advance on Cotton and other Commodities ..............................................
Customers' Liability on Letters of Credit and Acceptances....................

Profit and Loss Other Resources ....

92,339.78
7,000.00 753,900.00
None 3,599.00
400.00 1.00
401,157.07
None None None
None
None None None

TotaL. ..

..$ 1,258,396.85

LIABILITIES

Capital Stock

..... $

Capital Notes ........................................

Surplus Fund ............. .

Undivided Profits ...............

Reserve Funds ...................

Due to Banks.......................

Dividends Unpaid .......

Cashier's Checks .............

Certified Checks ...................................

Demand Deposits ...............

Time Certificates of Deposits.....

Savings Deposits ..............................

LettA>ra of Credit and Acceptances

executed for Customers ...

Bills Payable ...

.... .

Notes and Bills Rediscounted......... .

Other Liabilities ............... --------------

25,000.00 Nolle
15,000.00 5,561.03 None
I.ooNoo.onoe
2,850.33 None
893,036.67 300.00
315,648.8%
None None None None

Total.. ...

- - ----- ............$ 1,258,396.86

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE CLAXTON BANK Claxton, Ga.

As called for by the Superintendent of Banks.

C. M. RUSHING, President.
Date of Charter: 2-24-1941

J. E. COLLINS, Cashier.
Began Business: 2-24-1941

RESOURCES

Loans and Discounts...

. ... $

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned

Banking House and Lot..

Furniture and Fixtures_____ _

Other Real Estate owned....................

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts ........

Advance on Cotton and other Com-

modities ............... .

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss ..

Other Resources

TotaL

-- ........$

157,411.75
21,837.00 302,178.12
None 1,000.00
150.00 None
295,500.51
None None 258.16
None
None None None
778,335.54

LIABILITIES

Capital Stock

....... $

Capital Notes

Surplus Fund ....

U ndlvided Profits

Reserve Funds

Due to Banko

Dividends Unpaid ....

Cashier's Checks ...........

Certified Checks ...............

Demand Deposits .....

Time Certificate of Deposits..

Savings Deposits ....

. ....... .

L-etters of Credit and Acceptances

executed for Customers..

Bills Payable ...................

Notes and Bills Rediscounted

Other Liabilities

25,000.00 None
30,000.00 4,542.33
None None None 261.42 None 708,531.79 10,000.00 None
None None None None

Total ............................................$ 778,335.54

TWENTY-SIXTH ANNUAL REPORT

29

STATEMENT

Showing condition at the close of business December 31, 1945, of

TIPPINS BANKING COMPANY, INC. Claxton, Ga.

As called for by the Superintendent of Banks.

R. R. TIPPINS, SR.,
President. Date of Charter: 8-30-1940

E. E. TRAPNELL, Cashier.
Began Business: 9-3-1940

RESOURCES

Loans and Discounts....-------------------$

State of Georgia and Municipal Bonds

owned ...............................................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot................

Furniture and Fixturer....... .

Other Real Estate owned.. .........

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks ...

Cash Items .. .

Overdrafts ...........

..................

Advance on Cotton and other Com

modities .........................

Customers' Liability on Letters of

Credit and Acceptances ..................

Profit and Loss......................

Other Resources ...

108,895.56
None 700,385.45
None None 600.00 None
235,959.34
2,413.57 None None
None
None None 190.22

TotaL.

..........$ 1,048,444.14

LIABILITIES

Capital Stock

..... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds .. .

Due to Banks ..... .

Dividends Unpaid

Cashier's Checks ......

Certified Checks ... .

Demand Deposits

Time Certificates of Deposits

Savings Deposits

.........

. ... .

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

..... .

Notes and Bills Rediscounted..

Other Liabilities

25,000.00 None
15,000.00 5,032.37 3,000.00 None None 1,315.22 None
980,020.55 19,076.00 None
None None None None

TotaL

......... ......$ 1,048,444.14

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF CLAYTON Clayton, Ga.

As called for by the Superintendent of Banks.

J. C. DOVER, President.
Date of Charter: 6-30-1904

T. A. DUCKETT, Cashier.
Began Business: 7-1-1904

RESOURCES

Loans and Discounts.......

. ........ $

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned....

Banking House and Lot.......

Furniture and Fixtures ...... .

Other Real Estate owned....................

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks

Cash Items .........................

Overdrafts ..............................................

Advance on Cotton and other Com

modities ..............................................

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss......

Other Resources ....

125,947.26
5,375.00 967,600.00
None 2,500.00
300.00 None
514,762.43
None None 159.45
None
None None None

Total... ........ .

........$ 1,616,644.14

LIABILITIES

Capital Stock ....

. ... $

Capital Notes

Surplus Fund ......

Undivided Profits

Reserve Funds ....................

Due to Banks ....................

Dividends Unpaid

Cashier's Checks ................ ~.... .

Certified Checks .......

Demand Deposits

......... .

Time Certificates of Deposits..

Savings Deposits .................

Letters of Credit and Acceptances

executed for Customers....

Bills Payable ..................

Notes and Bills Rediscounted ..

Other Liabilities

25,000.00 None
25,000.00 16,931.63
None None None 4,405. 78 None 1,545,306. 73 None None
None None None None

TotaL. .....

....$ 1,616,644.14

30

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of business December 31, 1945, of
COOK BANKING COMPANY Cochran, Ga.
As called for by the Superintendent of Banks.

E. COOK,
President. Date of Charter: 4-24-1942

MRS. C. M. FULTON Cashier. '
Began Business: 7-1-1942

RESOURCES

Loans and Discounts___

.......... $

State of Georgia and Municipal Bonds

owned ........... .

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot ..

Furniture and Fixtures ..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items .. .

Overdrafts ............

Advance on Cotton and other Com..

modi ties

Customers' Liability on Letters of

Credit and Acceptances...

Profit and Loss ....

Other Resources ....................

TotaL ....................................... $

197,137.72
None 210,042.53
None 4,250.00 1,750.00
None
552,509.90
9,466.92 None None
2,029.43
None None None
977,186.50

LIABILITIES

Capital Stock

............... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds ........................

Due to Banks......

Dividends Unpaid

Cashier's Checks .

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

............... .

Letters of Credit and Acceptances

executed for Customers..

Bills Payable ......................

Notes and Bills Rediscounted

Other Liabilities .........

25,000.00 None
12,000.00 3,372.45
None None lll.oo 1,217.88 33.23 875,288.02 11,292.12 48,871.80
None None None None

TotaL. ....

. ......$ 977,186.50

STATEMENT

Showing condition at the close of business December 31, 1945, of

STATE BANK OF COCHRAN Cochran, Ga.

As called for by the Superintendent of Banks.

T. W. FISCHER, President.
Date of Charter: 12-1-1921

L. S. LEACH, Cashier.
Began Business: 1-5-1922

RESOURCES

Loans and Discounts.. -

........... $

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot.....

Furniture and Fixtures......................

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities ... - Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss

Other Resources

134,152.85
None 548,437.50
1,000.00 1.00 1.00
None
497,840.09
3,758.02 None None
153,671.97
None None None

TotaL .....

.......$ 1,338,862.43

LIABILITIES

Capital Stock ...

..........- ..$

Capital Notes

Surplus Fund

Undivided Profits ...

Reserve Funds

Due to Banks

Dividends Unpaid

Cashier's Checks

Certified Checks .

Demand Deposits .........

Time Certificates of Deposits

Savings Deposits .................................

Letters of Credit and Acceptances

executed for Customers....

Bills Payable ........................

Notes and Bills Rediscounted..

Other Liabilities

25,000.00 None
22,000.00 6,001.10 1,500.00 None 720.00 367.63 None
1,190,354.66 None
93,919.14
None None None None

TotaL ..........................................$ 1,338,862.43

TWENTY-SIXTH ANNUAL REPORT

31

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS BANK Colquitt, Ga.

As called for by the Superintendent of Banks.

G. C. JINKS,
President. Date of Charter: 3-24--1924

D. B. BELL, Cashier.
Began Business: 4--21-1924

RESOURCES Loans and Discounts.. .....................$ State of Georgia and Municipal Bonds
owned .. .... . .................... ....... . U. S. Government Securities owned Other Stocl<s and Bonds owned ___ _
Banking House and Lot.. Furniture and Fixtures......
Other Real Estate owned __ ---------------Cash in Vault and Amount due
from approved Reserve Agents ...... Checks for Clearing and Due from
other Banks Cash Items

Overdrafts --- ------ ----------------------Advan_c~ on Cotton and other Com-

modities ..........

..................

Customers' Liability on Letters of

Credit and Acceptances.. Profit and Loss ________________ _

Other Resources

486,125.00
None 1,034,685.55
None None None None
734,182.14
5,201.96 None 300.17
42,868.85
None None 14,283.69

TotaL

______$ 2,317,647.36

LIABILITIES

Capital Stock .... Capital Notes

------------- $

Surplus Fund

Undivided Profits

Reserve Funds Due to Banks______ _

Dividends Unpaid

Cashiers Checks ....

Certified Checks

Demand Deposits .......

..... .

Time Certificates of Deposits..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers..

Bill, Payable ---------------------------------Notes and Bills Rediscounted_____ _

Other Liabilities

40,000.00 None
30,000.00 21,500.00 20,000.00
None None 698.09 None 1,833,944.19 173,324.86 185,343.79
None None None 12,836.43

TotaL

-- ____$ 2,317,647.36

STATEMENT

Showing condition at the close of business December 31, 1945, of

COLUMBUS BANK AND TRUST COMPANY Columbus, Ga.

As called for by the Superintendent of Banks.

W. C. BRADLEY, President.
Date of Charter: 12-14--1871

JAS. A. LEWIS, Cashier.
Began Business: 1872

RESOURCES

Loans and Discounts............................$ 2,972,559.01

State of Georgia and Municipal Bonds

O\vned --

10,920.00

U. S. Government Securities owned 14,719,936.80

Other Stocks and Bonds owned._

147,556.25

Banking House and Lot

278,944.92

Furniture and Fixtures ..

21,217.58

Other Real Estate owned__ _ --- ---------

5,832.00

Cash in Vault and Amount due

from approved Reserve Agents... 10,861,910.76

Checks for Clearing and Due from other Banks _____ _
Cash Items ___ _

None None

Overdrafts ....

.................. .

None

Advance on Cotton and other Com-

modities ........................................

None

Customers Liability on Letters of

Credit and Acceptances.....

None

Profit and Loss.. --------------------Other Resources

None 13,854.58

Total ____________________ _

-- __$ 29,032,731.90

Capital Stock

LIABILITIES _________ $ 850,000.00

Capital Notes

None

Surplus Fund

850,000.00

Undivided Profits

343,067.07

Reserve Funds

None

Due to Banks..

1,368,612.62

Dividends Unpaid

None

Cashiers Checks

143,929.68

Certified Checks

None

Demand Deposits

18,218,512.29

Time Certificates of Deposits

None

Savings Deposits

............. 7,241,010.24

Letters of Credit and Acceptances

executed for Customers....

None

Bills Payable

None

Notes and Bills Rediscounted

None

Other Liahiliites

--------------------

17,600.00

TotaL _____ ----------------_------------------ ..$ 29,0 32,731.90

32

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE MERCHANTS AND MECHANICS BANK OF COLUMBUS Columbus, Ga.

As called for by the Superintendent of Banks.

JACK B. KEY,
President. Date of Charter: 12-14-1871

J. A. HARLEY Cashier. '
Began Business: 1872

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned U. S. Government Securities owned Other Stocks and Bonds owned ... Banking House and Lot.. Furniture and Fixtures.. Other Real Estate owned........... Cash in Vault and Amount due
from approved Reserve Agents .. Chec!{s for Clearing and Du~ from
other Banks C.sh Items Overdrafts ............... Advance on Cotton and other Com-
modities
Customers' Liability on Letters of Credit and Acceptances........
Prof!t and Loss Other Resources

3,060,695.75
55,000.00 9,369,095.02
15,505.00 94,000.00
1.00 None
3,958,518.87
None None 674.96
None
None None 303.52

Total..

.....$ 16,553,794.12

LIABILITIES

Capital Stock Capital Notes Surplus Fund Undivided Profits Reserve Funds .... Due to Banks ..

..$ 200,000.00
None 400,000.00
80,482.15 70,000.00 382,651.57

Dividends Unpaid Cashier's Checks

None 33,205.22

Certified Checks Demand Deposits

None .......................... 12,727,083.40

Time Certificates of Deposits

None

Savings Deposits ... . ......................... 2,640,371.78

Lettero of Credit and Acceptances

executed for Customers

Bills Payable

.............. .

None None

Notes and Bills Rediscounted

Other Liabilities

......................... .

None 20,000.00

T o t a L . ...

....$ 16,553,794.12

STATEMENT

Showing condition at the close of business December 31, 1945, of

TRUST COMPANY OF COLUMBUS Columbus, Ga.

As called for by the Superintendent of Banks.

F. G. LUMPKIN, President.
Date of Charter: 12-16-1892

J.D. BOX, Vice-President.
Began Business: 1892

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned .................................. U. S. Government Securities owned Other Stocks and Bonds owned.. Banking House and Lot Furniture and Fixtures.. Other Real Estate owned .. Cash in Vault and Amount due
from approved Reserve Agents .... Checks for Clearing and Due from
other Banks .................. Cash Items ...... Overdrafts .......... .................... Advance on Cotton and other Com-
modities ... . ................................. Customers' Liability on Letters of
Credit and Acceptances Profit and Loss .... Other Resources

TotaL. ....

........ $

428,796.61
None 50,000.00
1,510.46 155,447.15
245.75 109,757.34
74,432.67
None None None
None
None None 4,408.71
824,598.69

LIABILITIES

Capital Stock

........ $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds ...........

Due to Banks

Dividends Unpaid

Cashier's Checks

Certified Checks .

Demand Deposits .....

Time Certificates of Deposits

Savings Deposits .... ....

Letters of Credit and Acceptances

executed for Customers...

Bills Payable .............................

Notes and Bills Rediscounted.

Other Liabilities

100,000.00 None
200,000.00 41,683.22
184,384.46 None None None None None
76.350.00 222,181.01
None None None None

TotaL.

...$ 824,598.69

TWENTY-SIXTH ANNUAL REPORT

33

STATEMENT

Showing condition at the close of business December 31, 1945, of

ROWE BANKING COMPANY Comer, Ga.

As called for by the Superintendent of Banks.

R. M. ROWE, President.
Date of Charter: 10-3-1935

J. R. FINDLEY, Cashier.
Began Business: 10-10-1935

RESOURCES

Loans and Discounts__

.$

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned ...

Banking House and Lot ..

Furniture and Fixtures ..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances.

Profit and Loss

Other Resources

Total..

........ $

177,788.47
12,332.80 109,802.24
None 600.00 195.00 None
245,753.89
None 5.00 9.65
33,685.15
None None None
580.172.20

LIABILITIES Capital Stock
Capital Noles Surplus Fund Undivided Profits Reserve Funds Due to Banks .. Dividends Unpaid Cashier's Checks Certified Checks Demand Deposits Time Certificates of Deposits .. Savings Deposit~
Lt.>tters of Credit and Acccpianc<!S executed for Customers ..
Bills Payable Notes and Bills Rediscounted.. Other Liabilities

15,000.00 None
21.000.00 673.13 None None None 70.79 None
501,447.97 None
38,980.31
None None None None

TotaL

.....$ 580,172.20

STATEMENT

Showing condition at the close of business December 31, 1945, of

NORTHEASTERN BANKING COMPANY Commerce, Ga.

As called for by the Superintendent of Banks.

SAM HOOD, President.
Date of Charter: 8-25-1891

R. Ivi. DAVIDSON, Cashier.
Began Business: 1892

RESOURCES

Loans and Discounts.

. ...... $

State of Georgia and Municipal Bonds

o\vned --------------------------------------------- U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures..

Other Real Estate owned..

. ...... .

Cash in Vault and Amount due from approved Reserve Agents ___ _

Checks for Clearing and Due from

other Banks Cash Items

Overdrafts Advance on Cotton and other Com~

modities ---------- Customers" Liability on Letters of

Credit and Acceptances .. Profit and Loss .

Other Resources

616,055.89
None 504,262.34
2,250.00 4,207.91 2,173.08 3,428.26
558,751.02
None None 20.86
None
None None None

Total..

.......$ 1,691,149.36

LIABILITIES

Capital Stock

.. $

Capital Notes

Surr)Ius Fund

Undivided Profits

Heserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Der)osits .

Savings Deposits

Letters of Credit and Acceptances

executed for Customers

Bills Payable

Notes and Bills Rediscounted

Other Liabilities

50,000.00 None
25,000.00 14,750.70 10,000.00
None None 8,348.68 None 1,525,023.70 None 58,026.28
None None None None

Total..

........$ 1,691,149.36

34

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

CONCORD BANKING COMPANY Concord, Ga.

As called for by the Superintendent of Banks.

R. H. STRICKLAND,
President. Date of Charter: 10-29-1903

J. H. BAKER Cashier. '
Began Business: 11-18-1903

RESOURCES Loans and Discounts............................ $ State of Georgia and Municipal Bonds
owned ................................................. U. S. Government Securities owned Other Stocks and Bonds owned....... Banking House and Lot...................... Furniture and Fixtures...................... Other Real Estate owned.................. Cash in Vault and Amount due
from approved Reserve Agents .... Checks for Clearing and Due from
other Banks ------- Cash Items -- Overdrafts ------------ ---- Advance on Cotton and other Com
modities .............................................. Customers' Liability on Letters of
Credit and Acceptances.......
Profit and Loss......--------- . Other Resources . ----------
Total.. ............. -----------$

19,508.75
None 200,000.00
None None 400.00 700.00
198,143.24
None None None
None
None None None
418,751.99

LIABILITIES

Capital Stock .......

. ....... $

Capital Notes ----

Surplus Fund ---

Undivided Profits

Reserve Funds ....

Due to Banks.......... . ... ___ ---------Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

--- -------------

Time Certificates of Deposits__ .

Savings Deposits

............... .

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable ----------- _-------- Notes and Bills Rediscounted

Other Llabllities

25,000.00 None
12,500.00 3,101.23 None None 156.00 69.65 None
354,643.79 23,281.32 None
None None None None

TotaL. ......

---- ____ $ 418,751.99

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF CONYERS Conyers, Ga.

As called for by the Superintendent of Banks.

W. T. BALDWIN, President.
Date of Charter: 11-25-1904

M. W. HULL, Cashier.
Began Business: 12-19-1904

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned ------------------- U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot Furniture and Fixtures____ _

Other Real Estate owned.................. ..

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items ---

Overdrafts -----Advance on Cotton and other Com-

modities

. .......

... .

Customers Liability on Letters of

Credit and Acceptances

Profit and Loss...... . ___ ------------- Other Resources

T o t a L . ..

----$

93,425.03
3,792.00 405,365.63
2.00 1,250.00
300.00 None
238,735.86
2,156.42 None None
None
None None None
745,026.94

LIABILITIES

Capital Stock

... -- .......$

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds ......

Due to Banks... _

Dividends Unpaid

Cashier's Checks --

Certified Checks

Demand Deposits

Time Certificates of Deposits ...

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers..

Bills Payable --

Notes and Bills Rediscounted......

Other Liabilities

30,000.00 None
10,000.00 15,890.41
None None None None None 633,355.84 40,020.3( 15,760.35
None None None None

Total..............................................$ 745,026.94

TWENTY-SIXTH ANNUAL REPORT

35

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF ROCKDALE Conyers, Ga.

As called for by the Superintendent of Banks.

G. C. SIMS, President.
Date of Charter: 10-15-1891

R. H. STILL, Cashier.
Began Business: 6-1901

RESOURCES

Loans and Discounts~...........................$

State of Georgia and Municipal Bonds

owned ... .......

. ..... .

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot.....

Furniture and Fixtures..........

Other Real Estate owned....................

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks ..............................

Cash Items

Overdrafts ...

............. ~

Advance on Cotton and other Com-

modities ......

........................

Customers' Liability on Letters of

Credit and Acceptances..................

Profit and Loss......................

Other Resources

142,602.86
None 866,175.86
None 4,000.00
300.00 3,600.00
214,116.76
9,531.18 None 486.51
25,335.68
None None None

Total... ......................... ...........$ 1,266,148.85

LIABILITIES

Capital Stock

...... $

Capital Notes

Surplus Fund .......

Undivided Profits

Reserve Funds .

Due to Banks.........

Dividends Unpaid

Cashier's Checks .......................

Certified Creeks .. .

Demand Deposits Tim\! Certificates

... . of

Dep~~i-t~::::::

Savings Deposits ..................................

Letters of Credit and Acceptance

executed for Customers ...

Bills Payable .............................

Notes and Bills Rediscounted.

Other Liabilities .......................

25,000.00 Non"
25,000.00 14,331.76
None None 555.00 None None 1,142,782.22 58,479.87 None
None None None None

Total.. ....... .

.............$ 1,266,148.86

STATEMENT

Showing condition at the close of business December 31, 1945, of

FARMERS & MERCHANTS BANK Coolidge, Ga.

As called for by the Superintendent of Banks.

BOYKIN HARRISON, President.
Date of Charter: 12-18-1911

C. E. GIBSON, Cashier.
Began Business: 11-20--1911

RESOURCES Loano and Discounts............................$

State of Georgia and Municipal Bonds

owned ...............................................

U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot...................... Furniture and Fixtures.........

Other Real Estate owned.................. Cash In Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks .........................

Cash Items .......

. ................. .

Overdrafts ................

Advance on Cotton antl other Com-

modities ------------ Customers' Liability on Letters of
Credit and Acceptances.................. Profit and LoSB...................................... Other Resources ..................................

Total... ................ .

............... $

21,131.03
None 105,700.00
None 1.00 1.00
None
328,690.67
None None None
None
None None None
455,523.70

LIABILITIES

Capital Stock .

. ....... $

Capital Notes

Surplus Fund ...... ......................

Undivided Profits

Reserve Funds ........

Due to Banks............

Dividends Unpaid .. .

Cashier's Checks .. .

Certified Checks .........................

Demand Deposits ...

Time Certificates of Deposits

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers..................

Bills Payable ......................................

Notes and Bills Rediscounted..........

Other Liabilities

25,000.00 None
5,000.00 8,826.08
None None None 1,171.48 None 390,960.19 24,565.95 None
None None None None

Total

...................................$ 465,523.70

36

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of business December 31, 1945, of
CORDELE BANKING COMPANY Cordele, Ga.
As called for by the Superintendent of Banks.

J. H. CHILDS, President.
Date of Charter: 5-31-1927

H. H. PARKER Cashier. '
Began Business: 6-15-1927

RESOURCES

Loans and Discounts.

----S

State of ~orgia and Municipal Bonds

O\\"ned

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot .

Furniture and Fixtures ..

Other Real Estate O\.vned

Cash in Vault 2nd Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advanc~ on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances....

Profit and Loss ..

Other Resources

292,009.40
None 800,000.00
None None 2,650.00 None
1,536,596.59
17,589.59 None None
15,129.32
None None None

TotaL

............................$ 2,663,974.90

LIABILITIES

Capital Stock

..... $

Capital Notes

Surplus Fund

Undivided Profits

Hcserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

................... ..

Notes and Bills Rediscounted..

Other Liabilities .....

25,000.00 None
25,ooo.oo 16,144.63
None None 100.00 6,795.99 None 2,5G0,9:l4.28 None None
None None None None

Total....

.. .....$ 2,663.97-1.90

STATEMENT Showing condition at the close of business December 31, 1945, of
FIRST STATE BANK IN CORDELE Cordele, Ga.
As called for by the Superintendent of Banks.

W. B. HALEY, President.
Date of Charter: 12-3-1938

C. C. SHEARER,
Cashier. Began Business: 8-9-Hl34

RESOURCES

Loans and Discounts..

. .. $

State of Georgia and Municipal Bonds owned

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot.. Furniture and Fixtures__ .

Other Real Estate o-..vned .....

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks

Casl, Items

Overdrafts .....

Advance on Cotton and other Com-

modities --- Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss .. Other Resources

331,033.77
4,082.00 1,453,538.85
None 16,485.26
2,991.64 None
1,027,795.17
100,457.56 None None
91,617.25
None None None

Total...... ...............................$. 3,028,001.50

LIABILITIES

Capital Stock

................ $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks ..

Dividends Un11aid

Cashier's Checks .................................

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits

Letters of Credit and Acceptances

executed for Customers... .

Bills Payable

..................... ..

Notes and Bills Rediscounted..

Other Liabilities

50,000.00 None
25,000.00 12,857.38
9,200.00 102,718.85
140.00 9,500.38 3,850.00 2,601,732.13
None 213,002.76
None None None None

Total..

..............$ 3,028,001.50

TWENTY-SIXTH ANNUAL REPORT

37

STATEMENT

Showing condition at the close of business December 31, 1945, of CORNELIA BANK Cornelia, Ga.
As called for by the Superintendent of Banks.

OSCAR E. FLOR, PresiC:ent.
Date of Charter: 7-3-1900

W. VANCE GRANT, Cashier.
Began Business: 8-4-1900

RESOURCES
Loans and Discounts ............------------- $ State of Georgia and Municiiml Bonds
u.owS.neGd overnment Securities owned
Other Stocks and Bonds owned .... Banking House and I .ot.. Furniture and Fixtures Other Real E'tate owned .. Cash in Vault and Amount due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks
Cash Items Overdrafts Advance on Cotton and other Com-
modities Customers' Liability on Letters of
Credit and Acceptances Profit and Loss .. Other Resources

266,666.16
None 2,011,970.00
None 7,250.00
850.00 6.00
709,760.55
:166.54 1,231.65 1,259.84
66,718.51
None None None

TotaL

....... ................ $ 3,066,079.25

LIABILITIES

Capital Stock

............................ $

Capital Notes

Surplus Fund ______ _

Undivided Profits

Reserve Funds

Due to Banks

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits -----

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable ................................

Notes and Bills Rediscounted ..

Other Liabilities

40,000.00 9,600.00
40,000.00 28,000.14
676.50 18,207.20
1.600.00 7,420.63
48.10 2,221,400.06
17,033.75 681,082.04
None None None 10.83

TotaL .

.................$ 3,066,079.25

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF COVINGTON & TRUST COMPANY Covington, Ga.

As called for by the Superintendent of Banks.

J. L. STEPHENSON, President.
Date of Charter: 4-1901

J. B. WEAVEll,
Cashier. Began Business: 4-1901

RESOURCES

Loans and Discounts.

. .........$

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot ..

Furniture and Fixtures..

Other Real Estate owned __

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com~

modi lies

Customers' Liab-ility on I jc-tters of

Credit and Acceptances ..

Profit and Loss

Other Resources

558,450.43
26.755.45
2,2:J6,417 .:n
20,397.59 None
2,651.80 None
1,506,138. 72
21,511..18 :3,913.96 None
15,927.83
None No"!le None

TotaL

.............$ 4,482,161.57

LIABILI11ES

Capital Stock

.. ~

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks ..

Dividends Unpaid

Ca~hier's Checks

Certifi>?d Checks

Demand Deposits

Time Certificates of Depositt'l ..

Savings Deposits ------------- .....

Letters of Credit and Aeceptanccs

executed for Customers ..

Bills Payable .... .. .......... .

Notes and Bills Rediscounted..

Other Liabilities

100,000.00 None
100,000.00 45,439.81 18,722.32 None 8,000.00 l,:H9.38 None
1,077 ,119. 73 None
l:H,233.33
None None None None

TotaL

.......$ 4,482,164.57

38

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the dose of business December 31, 1945, of

THE COMMERCIAL BANK Crawford, Ga.

As called for by the Superintendent of Banks.

M. BLANCHARD,
President. Date of Charter: 9-2-1924

W. M. FAUST
Cashier. ' Began Business: 9-5-1924

RESOURCES

Loans and Discounts.......

.... $

State of Georgia and Municipal Bonds

o\v11ed ................................................. .

U. S. Government Securities owned

Other Stocks and Bonds owned....

Banking House and Lot....

Furniture and Fixtures .. Other Real Estate owned. ~ ~

Cash in Vault and An1ount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts Advance on Cotton and other Corn-

modities ------- Customers Liability on Letters of

Credit and Acceptances ...

Profit and Loss

Other Resources

157 ,263.fi2
None 467,899.35
None 1,200.00 1,100.00
None
131,251.90
None None 278.64
21,600.00
None None None

TotaL

~ ~~~ .. ~$ 1,083.593.41

LIABILITIES

Capital Stock

~~ ~ ~ ~ ~ ~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~~ ~ ~ ~~~ ~ ~ ~ ~ ~$

Capital Notes ~~~~~~~~~~~~~~~~~~~~~~~-~~~~~~

Surplus Fund

Undivided Profits ~~~~~~~~~~~~~~~~~~~~~~~ ~~~-~-~~

Re~erve Funds ...

Due to Banks ..

Dividends Unpaid

Cashiers Checks

Certified Checks

Demand Deposits ..................................

Time Certificates of Deposits .... .

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers..

Bills Payable ...

Notes and Bills Rediscounted ..

Other Liabilities

~~-~~~~~~~~ ~~

22,500.00 4,000.00
1o,ooo.oo
228.57 4,000.00
None 885.50 3,244.80 None 886,888.20 None 151,846.34
None None None None

TotaL ~ ~~~~~ ~~~~~~~~~~~~~~~~~~~~~~~~~~ ...$ 1,083,593.41

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF CUMMING Cumming, Ga.

As called for by the Superintendent of Banks.

ROY P. OTWELL, President.
Date of Charter: 10-11-1904

B. L. REDD,
Cashier. Began Business: 10-19-1904

RESOURCES

Loans and Discounts............................$ 229,824.59

State of Georgia and Municipal Bonds

owned .................................

3,000.00

U. S. Government Securities owned 596,500.00

Other Stocks and Bonds owned~

None

Banking House and Lot

5,300.00

Furniture and Fixtures....................

1,800.00

Other Real Estate owned~. ~

2,650.00

Cash in Vault and Amount due

from approved Reserve Agents..

687,00.3.43

Checks for Clearing and Due from

other Banks ~

7,006.71

Cash Items ~~~~~~~~~~~~~~~

None

Overdrafts .... .................. .

144.31

Advance on Cotton and other Com-

modities ..............................................

1,051.95

Customers' Liability on Letters of

Credit and Acceptances..

None

Profit and Los~

None

Other Resources TotaL ~~~~~~~~~~~~~~

23,562.11
---
~~~~~~~~~ ~$ 1,557,843.10

LIABILITIES

Capital Stock ~

~$

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds Due to Banks~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits . ~~~~~~~~~~~~~~~ .. ~~~~~~~~~~ ..

Time Certificates of Depo~its ..

Savings Deposits ----- Letters of Credit and Acceptances

executed for Customers ..

Bills Payable ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~~ ~ ~ ~ ~ ~ ~~ ~ ~~ ~ ~ ~ ~ ~ ~ ~ ~~~~ ..

Notes and Bills Rediscounted~

Other Liabilities

25,000.00 None
25,000.00 16,639.97
None None None 8,225.14 None 1,208,392.07 90,361.73 181,224.19
None None None None

TotaL~

~$ 1,557,843.10

TWENTY-SIXTH ANNUAL REPORT

39

STATEMENT

Showing condition at the close of business December 31, 1945, of CITIZENS BANK Cuthbert, Ga.
As called for by the Superintendent of Banks.

P.M. REID,
President. Date of Charter: 2-7-1938

W. E. CONEY, Cashier.
Began Business: 3-1-1938

RESOURCES

Loans and Discounts......... ..............$

State of G<oorgia and Municipal Bonds

owned

..... ---------

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot..

Furniture and Fixtures.....

Other Real Estate owned....... . .......

Cash in Vault and Amount due

from approved Reserve Agents...

Checks for Clearing and Due from

other Banks

Cash Items ...

Overdrafts ... ................................... .

Advance on Cotton and other Com-

modities

................................. __ ...

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss ...

Other Resources

228,197.63
5,000.00 648,915.25
None 6.865.67 2,058.46
None
661,754.32
None 23,777.48
861.83
85,929.58
None None None

Total .................

.....$ 1,663,360.22

LIABILITIES

Capital Stock .....

.... $

Capital Notes

Surplus Fund .

Undivided Profits

Reserve Funds .....................................

Due to Banks.. ..................................

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits ............................

Time Certificates of Deposits

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted...

Other Liabilities

25,000.00 None
25,000.00 36,780.32
5,000.00 None None
3,131.20 None
I ,556,159.64 12,289.06 None
None None None None

T o t a L . .....

.........$ 1,663,360.22

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF DAHLONEGA Dahlonega, Ga.

As called for by the Superintendent of Banks.

J. F. PRUETT, President.
Date of Charter: 5-27-1914

J. F. SANDERS,
Cashier. Began Business: 5-27-1914

RESOURCES Loans and Discounts...........................$ State of <korgia and Municipal Bonds
owned ------------U. S. Government Securities owned Other Stocks and Bonds owned.. Banking House and Lot...................... Furniture and Fixtures...................... Other Real Estate owned.................... Cash in Vault and Amount due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks Cash Items ................ Overdrafts .. . Advance on Cotton and other Com-
modities ......... Customers' Liability on Letters of
Credit and Acceptances............. Profit and Loss.... Other Resources

120,709.12
12,563.83 764,500.00
None 1,000.00
1.00 None
175,122.51
None None 22.51
None
None None None

Total

...............$ 1,073,918.97

LIABILITIES Capital Stock ...................................$ Capital Notes ............... Surplus Fund .................... Undivided Profits .............. Reserve Funds ........ Due to Banks........................ Dividends Unpaid ................ Cashier's Checks .................. Certified Checks .............. Demand Deposits ................................. Time Certificates of Deposits .. Savings Deposits .............................. Letters of Credit and Acceptances
executed for Customers Bills Payable .....................
Notes and Bills Rediscounted Other Liabilities ..........................

25,000.00 None
5,000.00 17,006.82
None None None 4,622.52 None 1.022,289.63 None None
None None None None

TotaL.......................................$ 1,073,918.97

4U

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of
THE BANK OF DALTON Dalton, Ga.

As called for by the Superintendent of Banks.

JAMES J. COPELAND, President.
Date of Charter: 12-26-1911

MISS MARGARET MAULDIN, Cash;er.
Began Business: 10-12-1912

H.ESOUHCES

Loans and Discounis..

........$

State o~ Georgia and Municipal Bonds

owned

U. S. Government Securities ow"P,_ed

Other Stocks and Bonds owned .

Banking House and Lot..

Furniture and Fixtures

Other Real Estate owned

Cash in Vault and Amount due

from approved Reserve Agents ..

Checl~s for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letlers of

Credit and Acceptances ..

Profit and Loss..

Other Resources

701,507.86
None 1,081,683.42
None 12,650.00
2, 700.00 1.00
941.652.86
29,012.4-1 None 92.36
None
None None None

TotaL

....... $ 2,769,299.11

Capital Stock

o LIABILITIES ....

Capital Notes

Surplus l,~und

Undivided Profits .............................. ..

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

N r)tes and Bills Rediscounted..

Other Liabilities

50,000.00 None
50,000.00 12,829.75 10,000.00
None 1,520.00 3,955.24
None
1,803,27S.7~
39,238.26 746,480.46
None None None None

Total

.................$ 2,769,299.'1 1

STATEMENT

Showing condition at the close of business December 31, 1945, of

HARDWICK BANK & TRUST COMPANY Dalton, Ga.

As called for by the Superintendent of Banks.

G. L. RICE,
President. Date of Charter: 2-17-1922

R. H. SAPP, Cashier.
Began Business: 2-20-1922

RESOURCES

Loans and Discounts..

.. ....... $

State of Georgia and Municipal Bonds

owned ----------- ........... .

U. S. Government Securities owned

Other Stocks and Bonds owned...

Banking House and LoL

Furniture and Fixtures ..

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents .. _

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts ...

Advance on Cotton and other Com~

modities

Customers' Liability on Lettt>rs o.f

Credit and Acceptances ..

Profit and Loss_.

Other Resources

639,504.85
64,380.33 2,439,ooo.90
79,706.88 49,440.00
4,145.91 2,085.00
2,305,762.07
None None 618.56
None
None None None

TotaL

......... $ 5,584,949.50

LIABILITmS

Capital Stock ......................................$

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits

........ .

Letters of Credit nnd Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted.

Other Liabilities

100,000.00 None
100,000.00 3ii,027.56 10,000.00 78,539.91 8,000.00 3,698.25 215.60
3,583,217.56 57,018.14
1,609,232.48
None None None None

TotaL

..................$ 5,584,949.50

TWENTY-SIXTH ANNUAL REPORT

41

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF DANIELSVILLE Danielsville, Ga.

As called for by the Superintendent of Banks.

R. C. GRIFFITH, President.
Date of Charter: 12-11-1907

R. C. GRIFFITH, Cashier.
Began Business: 1-15-1908

RESOURCES

Loans and Discounts .

$

State o Georgia and Municipal Bonds

owned

U. S. Government Securities ovtned

Other Stocks and Bonds owned ...

Banking House and Lot..

Furniture and Fixtures..

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents __

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss ..

Other Resources

TotaL

....... $

17,441.20
None 284,900.00
None 500.00 250.00 3,137.08
379,384.79
490.80 370.87 None
None
None None None
686,474.74

LIABILITIES

Capital Steck Capital Notes

----- ..... $

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks

Dividends Unpaid

Cashier's Checks

Cert'fied Checks

Demand Deposits

Time Certificates of Depo8its ..

Savings Deposits ................................

Letters of Credit and Acceptances

executed for Customers..

Ilills Payable

Notes and Bills Rediscounted..

Other Liabilities

15,000.00 None
10,000.00 1,725.00 None None 7 50.00 4,032.78 None
648,905.76 6,061.20 None
None None None None

TotaL

..............................$ 686,474.74

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE DARIEN BANK Darien, Ga.

As called for by the Superintendent of Banks.

D. E. LANE,
President. Date of Charter: 12-8-1888

D. E. LANE, Cashier.
Began Business: 1-24-1889

RESOURCES

Loans and Discounts

.. $

State of Georgia and Municipal Bonds

owned ........

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot.

Furniture and Fixtures..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss ....

Other Resources

TotaL

......... $

109,925.85
5,000.00 652,976.00
None None None None
208,293.89
None None None
Nnne
None None None
976,195.7-t

LIABILITIES Capital Stock ....................................$ Carlital Notes Sun)lus Fund
Undivided Profits Rese-rve Funds Due to Banks .. Dividends Unpaid Cashier's Checks
Certified Checks Demand Deposits Time Certificates of Devosits .. Sav~ngs Deposits Letters of Credit and Acceptances
executed for Customers. __
Rills Payable Notes and Bills Rediscounted.. Other Liabilities

25,000.00 None
5.000.00 17,942.51
None None 1,500.00 2S.:J3 None 659,385.08 150.76 267,189.06
None None None N0ne

TotaL

........................$ nc.195.74

42

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF DAWSON Dawson, Ga.

As called for by the Superintendent of Banks.

J.P. PERRY, President.
Date of Charter: 6-29-1911

R.C.SHEPHERD Cashier. '
Began Business: 7-1-1911

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned. .................................................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot....

Furniture and Fixtures ... .

Other Real Estate owned.. .

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks .....

Cash Items

Overdrafts

.................... .

Advance on Cotton and other Com~

modities

........ -

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss ......

Other Resources

382,855.85
None 745,900.00
None 18,602.65
1,855.67 None
1,142,905.29
8,122.69 1,118.99
None
None
None None None

TotaL ...........

...$ 2,!J01,:J6L14

LIABILITIES

Capital Stock ......................................$

Capital Notes .

Surplus Fund ...... .

Undivided Profits

Reserve Funds ...

...................

Due to Banks........................

Dividends Unpaid .................

Cashier's Checks Certified Checks ...... Demand Deposits Time Certificates of Deposits

Savings Deposits - Letters of Credit and Acceptances
executed for Customers.. Bills Payable ..... Notes and Bills Rediscounted .... Othtr Liabilities

100,000.00 None
20,000.00 56,168.83
None None 1,239.00 1,193.87 550.00 1,867,456.99 36,645.04 218,107.41
None None None None

TotaL

........$ 2,301,861.14

STATEMENT

Showing condition at the close of business December 31, 1945, of
BANK OF TERRELL Dawson, Ga.
As called for by the Superintendent of Banks.

J. E. KING, President.
Date of Charter: 3-23-1936

R. A. HILL,
Cashier. Began Business: 5-1-1936

RESOURCES

Loans and Discounts ...... -------------------$

State of G<!orgia and Municipal Bonds

owned. .................

...... .

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

}..,urniture and Fixtures..

Other Real Estate owned..

. ....

Cash in Vau]t and Amount due

from aptJroved Reserve Agents ..

Checks for Clearing and Due from

other Danke:

Cash Items ..................

Overdrafts

Advance on Cotton and other Com-

modities .............

Customers' Liability on Letters of

Credit and Acceptances...

Profit and Loss....

Other Resources ....

638,952.45
None 899,000.00
None 3,950.00 3,252.38
None
1,103,146.55
8,580.64 None 500.33
26,943.53
None None None

TotaL .....

.....$ 2,684,325.88

LIABILITIES

Capital Stock .

.......$

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks......

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits..... .

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers

Bills Payable ........................ ...

Notes and Bills RediscounteJ..

Other Liabilities

25,000.00 None
25,000.00 12,043.90
None None 152.00 3,787.18
4.50 2,309,543.10
77,831.38 230,963.82
None None None None

TotaL..... .

...................$ 2,684,325.88

TWENTY-SIXTH ANNUAL REPORT

STATEMENT

Showing condition at the close of business December 31, 1945, of

TONEY BROTHERS BANK Doerun, Ga.

As called for by the Superintendent of Banks.

J. W. TONEY,
President. Date of Charter: 7-11-1945

.J. W. TONEY, Cashier.
Began Business: 7-31-1945

RESOURCES

Loans and Discounts.......

. ........ $

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned

Banking House and Lot...... .

Furniture and Fixtures .. .

Other Real Estate owned... . ......... .

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Dut" from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities .........

. ................. .

Customers' Liability on Letters of

Credit and Acceptances ...

Profit and Loss ..

Other Resources

TotaL

.. $

43,327.13
None 26,000.00
None 3,000.00 2,000.00
None
150,074.31
None None 11.69
None
None None None
224,413.13

LIABILITIES

Capital Stock

.......... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds ....................................

Due to Banks.....

Dividends Unpaid

Cashier's Checks

Certified Checks .. .

Demand Deposits ....

...................

Time Certificates of Deposits ..

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable ...............................

Notes and Bills Rediscounted..

Other Liabilities .............................

25,000.00 None
5,000.00 460.00 None None Nont> 6.00 None
193,947.13 None None
None None None None

Total....

..............$ 224,413.13

STATEMENT

Showing condition at the close of business December 31, 1945, of

COMMERCIAL STATE BANK Donalsonville, Ga.

As called for by the Superintendent of Banks.

D. F. WURST, President.
Date of Charter: 10-21-1938

0. M. WURST, Cashier.
Began Business: 12-16-1938

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks

.................. .

Cash Items

Overdrafts ..... .

Advance on Cotton and other Com

modities .

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss..

Other Resources

193,837.68
None 226,000.00
None 4.016.00
722.00 None
917,783.59
6,434.97 None None
2.5.811.39
None None None

Total... ........ .

.................$ 1,404,605.63

LIABILITIES

Capital Stock ...

. ...........$

Capital Notes ..........................

Surplus Fund ........

......................

Undivided Profits

Reserve Funds

Due to Banks ..........................

Dividends Unpaid

Cashier's Checks

Certified Checks .....

Demand Deposits

Time Certificates of Deposits..

Savings Deposits ................................

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

Notes and Bills Rediscounted.

Other Liabilities

25,000.00 None
12,500.00 2,869.71
11,000.00 None None
4,263.71 None
1,202,23S.07 71,293.31 75,440,83
None None None None

Total.

........$ 1,404,605.63

44

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

MERCHANTS AND FARMERS BANK Donalsonville, Ga.

As called for by the Superintendent of Banks.

HENRY 0. CUMMINGS,
President. Date of Charter: 9-24-1925

HENRY 0. CUMMINGS, Cashier.
Began Business: 9-24-1925

RESOURCgS

Loans and Discounts..

. ........ $

State of Georgia and IVlunicival Bonds

o\vned

U. S. Government Se-curities owned

Other Stocks and Donds owned

Banking House and Lot

Furniture and Fixture::. ..

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

moditie~

Customers' Liability on Letters of

Cre-dit and Acceptances

Profit and Loss

Other Resources

67,585.11
None 345,000.00
None 3, 7 50.00
228.96 None
433,667.45
7.0.17 .22 None None
440,000.00
None None None

TotaL

.........$ 1,297,278.74

LIABILITIES

Canital Stock

.. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks __

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits __

Savings Deposits ------------------

Letters of Credit and Acceptances

executed for Customers ..

Dills Payable

Notes and Bills Rediscounted ..

Other Liabilities

25.000.00 None
25.000.00 6,10R.26 None None None 618.09 None
942,004.78 208,136.00
90,-111.61
None None None None

TotaL

..$ 1,297,278.74

STATEMENT

Showing condition at the close of business December 31, 1945, of

COFFEE COUNTY BANK Douglas, Ga.

As called for by the Superintendent of Banks.

H. L. SHANNON, President.
Date of Charter: 6-19-1931

M. J. WILLIAMS, Cashier.
Began Business: 7-1-1931

RESOURCES

Loans and Discounts..

.......... $

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot__

Furniture and Fixtures.

Other Real Estate owned.

Cash in Vault and Amount due

from approved Reserve Ag-ents __

Checks for Clearing and Due from

other Banks

Cash Items

Ove-rdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss

Other Resources

322,905.06
5.852.:12 2,955,548.37
None 47,778.13 13,537.50
None
1,240,241.94
None None None
None
None None None

TotaL

.. -....... S 4,085,863.22

Capital Stock

LIABILITIES . .$

Capital Notes

Surnlus Fund

Undivided Profits

Reserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits ----- Letters of Credit and Acceptances

executed for Customers..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

50,000.00 None
50,000.00 64.R-16.19 25,000.00
None 210.00 16,669.55 None 3,954.427.64 3, 7~8.00
~30,951.94
None None None None

TotaL ........................................$ 4,585,863.32

TWENTY-SIXTH ANNUAL REPORT

45

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE FARMERS BANK Douglas, Ga.

As called for by the Superintendent of Banks.

F. S. STUBBS, President.
Date of Charter: 5-22-1945

G. E. PITTMAN, Cashier.
Began Business: 7-5-1945

RESOURCES

Loans and Discounts..

.........$

State of Georgia and Municipal Bonds

owned ---- U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot .

Furniture and Fixtures ..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Corn-

rnodities

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss .....................................

Other Resources

139,125.06
None 821,917.73
None 2,301.84 6,534.51
None
640,680.26
5,909. 95 None None
None
None None None

TotaL

.......................$ 1,616,469.35

LIABILITIES Ca]Jital Stock ........................................$ Capital Notes Surplus Fund Undivided Profits Heserve Funds Due to Banks .. Dividends Un11aid Cashier's Checks
Certified Checks Demand Deposits Time Certificates of Deposits .. Savings Deposits Letters of Credit and Acceptances
executed for Customers .. Bills Payable Notes and Bills Rediscounted..
Other Liabilities

50,000.00 None
25,000.00 1,295.34 None None None
18,792.32 None
1,445,958.07 1,800.00
73,623.62
~..:..,L
None None None None

Total ............................................$ 1,616,469.35

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE COMMERCIAL BANK Douglasville, Ga.

As called for by the Superintendent of Banks.

W. D. LLOYD, President.
Date of Charter: 4-24-1942

W. D. LLOYD,
Cashier. Began Business: 5-1-1942

RESOURCES

Loans and Discounts..

. ..... $

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot .....................

Furniture and Fixtures

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents ....

Checlcs for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss..

Other Resources

29,400.52
338.36 1.139,552.43
None 5.600.00 1,200.00
None
311,339.10
None None None
None
None None 568.18

Total ..................................... _..$ 1,487,998.59

LIABILITIES Capital Stock ........................................$ Capital Notes Surplus Fund Undivided Profits Reserve Funds Due to Banks. Dividends Unpaid Cashier's Checks Certified Checks Demand Deposits Time Certificates of Deposits. Savings Deposits Letters of Credit and Acceptances
executed for Customers .. Bills Payable Notes and Bills Rediscounted.. Other Liabilities

25,000.00 None
25,000.00 8,750.00 5,000.00 None 1,500.00 736.46 70.00
1,204, 722.56 42,705.25
174,514.32
None None None None

Total ............................................$ 1,487,998.59

46

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS & SOUTHERN BANK OF DUBLIN Dublin, Ga.

As called for by the Superintendent of Banks.

C. U. SMITH, President.
Date of Charter: 10-29-1928

W. A. HOBBS, Cashier.
Began Business: 11-1-1928

RESOURCES

Loans and Discounts............................$ 1,274,095.41

State of Georgia and Municipal Bonds

owned --------

74,070.28

U. S. Government Securities owned 3,707,694.33

Other Stocks and Bonds owned..

1,750.00

Banking House and Lot..

15,000.00

Furniture and Fixtures ..... .

4,885.44

Other Real Estate owned........ .

None

Cash in Vault and Amount dHe

from approved Reserve Ag<:-nts

824,94~.6R

Checks for Clearing and Due from

other Banks

28.831.40

Cash Items .

1.536.4 7

Overdrafts ...............

1,829.03

Advance on Cotton and other Com

modities --- __ _ Customers Liability on L-et.tl~is of

None

Credit and Acceptances .. Profit and Loss....................

None None

Other Resources

14,429.74

Total...

.......$ 5,949,065.78

LIABILITIES

Capital Sto"k ................... __ .... .. .....$

Capital Notes .........................

Surplus Fund

Undivided Profits

Reserve Funds ........................... .

Due to Banks .................

Dividends Unpaid

Cashier"s Checks

Certified Checks

Demand Deposits

T'ime Certificates of Deposits.

Savings Deposits ............

Letters of Credit and Acceptances

executed for Customers.....

Bills Payable

.... ..

Notes and Bills Rediscounted............

Other Liabilities

.......................

100,000.00 None
100,000.00 30,617.73 29,320.21
461,724.99 7,000.00
62,598.53 1,022.67
4,202,827.87 61,598.52
887,952.45
None None None 4,402.81

Total... ..............

.. ..........$ 5,949,065.78

STATEMENT

Showing condition at the close of business December 31, 1945, of

FARMERS & MERCHANTS BANK Dublin, Ga.

As called for by the Superintendent of Banks.

L. P. KEEN, President.
Date of Charter: 5-26-1910

J. H. MADDOX, Cashier.
Began Business: 7-6-1910

RESOURCBS

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned .... ......

. ...................... .

U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot.........

Furniture and Fixtures .......................

Other Real Estate owned............

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items ... ........................

Overdrafts ...........

.................. .

Advance on Cotton and other Com-

modities ............................................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss ...................... .

Other Resources

384,693.68
None 1,643,653.97
None None 1,627.90 760.00
1,162,874.96
59,835.20 233.67 902.11
24,568.42
None None None

TotaL. ....

.......$ 3,279,149.91

LIABILITIES

Capital Stock ........................................$

Capital Notes .............

Surplus Fund ..........

Undivided Profits ......

........ -

Reserve Funds ......................................

Due to Banks...................................

Dividends Unpaid ....................

Cashier's Checks ....................

Certified Checks ..................................

Demand Deposits ..............................

Time Certificates of Deposits............

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers...

Bills Payable -- .......... .

Notes and Bills Rediscounted

Other Liabilities ...

25,000.00 7,900.00 5,000.00
32,080.83 6,060.00 None None 6,140.18 None
2,811,132.21 64,074.12
322,762.67
None None None None

Total..............................................3 3,279,149.91

TWENTY-SIXTH ANNUAL REPORT

47

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF DUDLEY Dudley, Ga.

As called for by the Superintendent of Banks.

RUBERT L. HOGAN, President.
Date of Charter: 10-1905

GLADSTONE JANSEN,
Cashier. Began Business: 11-1905

RESOURCES

Loans and Discounts........ . ...........$

State of Georgia and Municipal Bonds

owned

....... .

U. S. Government Securities owned

Other Stocks and Bonds owned....

Banking House and Lot.........

Furniture and Fixtures.

Other Renl Estate owned....

Cash in Vault !lnd Amount due

from approved Reserve Agents ...

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts . ....

Advan~~ on Cotton and other Com-

modtttes ...................................

Customers Liability on Letters of

Credit and Acceptances.....

Profit and Loss

Other Resources ....

Total.

.............$

199,697.17
6,659.23 120,000.00
None 1.00
None None
305,877.37
None None 214.73
72,485.36
None None None
703,934.86

LIABILITIES

Capital Stock

........ $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Fu nda

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks ...

Demand Deposits

Time Certificates of Deposits..

Savings Deposits

Letters of Credit and Acceptance;

executed for Customers ..

Bills Payable ...................

Notes and Bills Rediscounted ...

Other Liabilities ...

15,000.()0 None
20,000.1>0 181.97
5,390.51 None None
1,142.08 None
553,731.92 108,488.38
None
None None None None

TotaL. .....

...........$ 703,934.86

STATEMENT

Showing condition at the close of busine&'l December 31, 1945, of

THE BANK OF DULUTH Duluth, Ga.

As called for by the Superintendent of Banks.

JOHN SUMMEROUR,
President. Date of Charter: 1-22-1945

EVERETT BAGWELL, Cashier.
Began Business: 2-17-1945

RESOURCES

Loans and Discounts....... . ................$

State of Georgia and Municipal Bonds

owned ..............

___ ......

U. S. Government Securities owned

Other Stocks and Bonds owned... .

Banking House and Lot................ .

Furniture and Fixtures......................

Other Real Estate owned....................

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks ........

Cash Items

.................... .

Overdrafts .....

. ... .

Advance on Cotton and other Com-

modities . ....

------

Customers' Liability on Letters of

Credit and Acceptances ....

Profit and LollS........................ .

Other Resources --------

134,462.90
None 534,241.82
None 2,583.52
955.40 None
677,988.21
11,190.31 None 34.50
None
None None None

TotaL...........................................$ 1,361,756.66

LIABILITIES

Capital Stock

.... $

Capital Notes

Surplus Fund .........

Undivided Profits ....

Reserve Funds ..........

Due to Banks..........

Dividends Unpaid ......

Cashier's Checks ... .

Certified Checks .

Demand Deposits

..... .

Time Certificates of Deposits............

Savings Deposits .....

...............

Letters of Credit and Acceptances

executed for Customers..... .

llills Payable ....

Notes and Bills Rediscounted.

Other Liabilities

25,000.00 None
5,000.00 1,710.77
None None None None None 1.329, 966.00 None None
None None None 80.89

TotaL..........................................$ 1,361,756.66

48

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF EASTMAN Eastman, Ga.

As called for by the Superintendent of Banks.

W. L. JESSUP, President.
Date of Charter: 12-28-1918

GEO. D. MULLIS Cash:er. '
Began Business: 1-2-1919

RESOURCES

Loans and Discounts

___ ...... $

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned ..

BanLing House and Lot..

Furniture and Fixtures

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents.

Checks for Clearing and Due from

othEr Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss ..

Other Resources

220,160.35
11,841.25 1,683,500.00
None 9,000.00 1,000.00
1.00
6,679.72 None None
65,274.39
None None None

TotaL

..........$ 2,649,297.86

LIABILITIES

Capital Stock

............. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Depo:::;its ..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers.

Bills Payable

Notes and Bills Rediscounted

Other Liabilities

40,000.00 None
60,000.00 10,170.92
None None None 259.80 None 1,88:3,952.00 16,291.00 538,624.14
None None None None

TotaL

...$ 2,619,297.86

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF FULTON COUNTY East Point, Ga.

As called for by the Superintendent of Banks.

GEO. F. LONGINO,
President. Date of Charter: 3-22-1934

F. W. COOPER, Cash;er.
Began Business: 4-2-1934

RESOURCES

Loans and Discounts..

..........$

State of Georgia and M-unicipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot ..

Furniture and Fixtures ..

Other Real Estate owned.. ...........

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss ..

Other Resources

1,438,582.44
194,846.58 3,137,462.75
None 6,266.61 10,411.85
None
1,280,803.69
None 1,908.72
None
None
None None 24,876.87

TotaL

............$ 6,095,159.51

LIABILITIES Capital Stock ................................ $ Cavitnl Notes Surplus Fund
Undivided Profits Reserve Funds Due to Banks .. Dividends Unpaid Cashif.r's Checks
Certified Checks Demand Deposits Time Certificates of Deposits .. Savings Deposits Letters of Credit and Acceptances
executed for Customers .... Bills Payable Notes and Bills Rediscounted... Other Liabilities ___

50,000.00 None
75,000.00 15,163.90 2:l,753.00 162,766.67
2,600.00 32,977.41
196.25 3, 748,586.71
None 1,981,839.89
None None None 2,275.68

TotaL

..........$ 6,095,159.51

TWENTY-SIXTH ANNUAL REPORT

49

STATEMENT

Showing condition at the close of business December :n, 1945. of

FARMERS & MERCHANTS BANK Eatonton, Ga.

As called for by the Superintendent of Banks.

L. 0. BENTON, JR., President.
Date of Charter: 10-30-1922

R. L. HARRISON,
Cashier. Began Business: 11-15-1922

RESOURCES

Loans and Discounts .............................$

State of Georgia and M-unicipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bond owned.

Banking House and Lot....

Furniture and Fixtures ..

Other Real Estate owned.....

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

................... .

Cu.:;tomers' Liability on Letters of

Credit and Acceptances

Profit and Loss.....

Other Resources

434,719.92
None 780,173.00
None 5,556.99 2,061.02
829.11
310,462.64
None None 115.02
37,161.27
None None None

TotaL.

...$ 1,571,078.97

LIABILITIES

Capital Stock

............. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits.

Savings Deposits

Letters of Credit and Accentances

executed for Customers..

Bills Payable

................... .

Notes and Bills Rediscounted ..

Other Liabilities

25,000.00 None
25,000.00 16,280.47
None None None 1,189.64 None 1,819,627.79 14.50 182.576.71
None None None i,389.86

'Iota!..

........... $ 1,571,078.97

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE PEOPLES BANK Eatonton, Ga.

As called for by the Superintendent of Banks.

J. M. GREGORY,
President. Date of Charter: 3-16-1944

A. F. ADAMS, Cashier.
Began Business: 5-1-1944

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned --------------

------

U. S. Government Securities owned

Other Stocks and Bonds owned.....

Banking House and Lot..... ....... Furniture and Fixtures.......................

Other Real Estate owned......

. ..

Cash in Vault and Amount due from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks ....................................

Cash Items ..........................

Overdrafts .

..................................

Advance on Cotton and other Com-

modities --------- Customers' Liability on Letters of

Credit and Acceptances ..............

Profit and Loss ..............

Other Resources ............................

Total..............................................$

233,226.77
None 274,583.89
None None 2,636.94 None
261,811.58
2,174.24 None None
None
None None None
774,433.42

LIABILITIES

Capital Stock

........ $

Capital Notes

Surplus Fund

Undivided Profite .........

Reserve Funds ............

Due to Banks

Dividends Unpaid

Cashier's Checks

Certified Checks ..

Demand Deposits

Time Certificates of Deposits

Savings Deposits

........... _

Letters of Credit and Acceptances

executed for Customers..

Bills Payable ............................

Notes and Bills Rediscounted

Other Liabilities ...

25,000.00 None
6,000.00 4,140.41
None None None 1,764.59 None 657,184.99 None 80,058.80
None None None 284.63

Total...

...........$ 774,438.42

50

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE BANK OF EDISON Edison, Ga.

As called for by the Superintendent of Banks.

J. T. WEBB, President.
Date of Charter: 9-24-1904

THEDFORD TURNER, Cashier.
Began Business: 1904

RESOURCES

Loans and Discounts..

..$

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks

Cash Items

Overdraft& ......................

Advance on Cotton and other Com-

modities

......... .

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss..

Other Resources

543,599.95
10,225.00 571,257.84
None 250.00
1.00 None
296,315.63
43,119.53 114.91 None
40,763.25
None None None

Total..

......................$ 1,505,647.11

LIABILITIES

Capital Stock

........ $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds ........

Due to Banks

Dividends Unpaid

Cashier's Checks

Certified Checks .

Demand Deposits .........

Time Certificates of Deposits..

Savings Deposits

................. .

Letters of Credit and Acceptances

executed for Customers

Bills Payable ....................................

Notes and Bills Rediscounted

Other Liabilities . .......................

50,000.00 None
51,000.00 19.401.34
None None 2,000.00 17,945.35 None 1,315,429.45 48,692.08 None
None None None 1,178.89

Total... .

..........~ 1,505,647.11

STATEMENT

Showing condition at the close of business December 31, 1945, of

GRANITE CITY BANK Elberton, Ga.

As called for by the Superintendent of Banks.

F. D. SMITH, President.
Date of Charter: 12-3-1927

JAMES M. CLEVELAND, Cashier.
Began Business: 1-2-1928

RESOURCES

Loans and Discounts.. ...................$

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents...

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss.. ...........................

Other Resources

......................... .

412,463.39
3,157.50 1,147,100.00
None 11,692.71
2,671.89 1,500.00
1,178,215.63
10,613.52 792.99 28.92
None
None None None

Total..

...........................$ 2,768,236.55

LIABILITIES

Capital Stock

........................... $

Capital Notes ......................................

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

.....

Letters of Credit and Acceptances

executed for Customers.

Bills Payable

Notes and Bills Rediscounted

Other Liabilities

50,000.00 None
20,000.00 20,914.98
None 36,325.61
16.00 18.82 None 2,542,157.96 200.00 98,596.18
None None None
7.00

Total..

.............................$ 2, 768,236.55

TWENTY-SIXTH ANNUAL REPORT

51

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF ELLA VILLE Ellaville, Ga.

As called for by the Superintendent of Banks.

R. C. BROOKS, President.
Date of Charter: 9-10-1910

W. H. VAN LANDINGHAM, Cashier.
Began Business: 9-Hi-1910

RESOURCES

Loans and Disf'ounr...:

__ $

State or CPorgia and M~lni(r~:-~.1 l:_;onds

owned

..... -

U. S. GovernrnenL :=,,driti.cs 1,\vned

Other Slock.~ a!ld f)ond .;; owned

Bankin~ House and ! ol ..

Furniture and Fixl!P't.~.

Other Real Estate ow1red

Cash in VaulL and Amuunt due

from approved Resev2 Agents.

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit nnd Acceptances ..

Profit and Loss..

Other Resources ................... -

329,763.51
None 220JI(IIJ.(J0
_Ntlrle
l,HO!'.OO
:~00.00
1\cne
406,316.68
6,000.00 None None
43,206.37
None None I ,484.31

TotaL

....... $ 1,008,870.87

( ':~ ni tal Stcc!'( ;~>, ;-d N1:1es

LIABIL!TH:S

l<'lJtld
:d,d J'.

{{psi'! ''f Vtnld-;
ntlf ii~ H:1 t'''~
Dividt-'!lljS 1:nraid
(':t~i,;Pr~ f'lle(",s

C<, tt;if'd CrJt"(':.s

nemand Dt>rwFit"

'i'Hn' Cen-tir:,. s of DepcsiLs

S~tViTl'2.S 0FP'!-"i'-'

l.~;fl~ of ( 1cdit <1nd A1:ccptances

exeeulPd "[(,r Cusl.cmers

Hills Pt:~ va hle

Notes and HilJs Rediscounted

OLher Liabililies

................... .

25,000.00 None
25,000.00 6,771.2[ None None None
47,706.91 None
863,7:19.65 40,60,3.10 None
None None None None

Total .............................. . ..... $ 1,008,870.87

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE BANK OF ELLIJAY Ellijay, Ga.

As called for by the Superintendent of Banks.

E. T. HUDSON, President.
Date of Charter: 5-21-1914

MISS ROSALIND SMITH,
Cashier. Began Business: 6-1-1914

RESOURCES

Loans and Discounts..

.. ..... $

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned...

Banking House and LoL ..

Furniture and Fixtures

Other Real Estate owned....................

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

.................. .

Overdrafts ...............

Advance on Cotton and other Com.

modities ----------------------------------Customers Liability on Letters of

Credit and Acceptances.. Profit and Loss ..

Other Resources -------------- .....................

114.934.85
135,600.74 2,131, 787.61
None None 3,000.00 750.00
662,467.00
4,408.27 600.00 514.65
None
None None 8,820.79

Total

.......$ 3,062,883.91

LIABILITIES

Capital Stock ....................... .......$

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds ...................... .

Due to Banks .......................................

Dividends Unpaid

Cashier's Checks

Certified Checks

................... .

Demand Deposits ............................... ..

Time Certificates of Deposits..

Savings Deposits .................................

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

......................... .

Notes and Bills Rediscounted..

Other Liabilities ..................................

15.000.00 13,800.00 20,000.00
2,686.27 15,000.00
None None 1,922.46 790.02 1,790,709.69 None 1,202,975.4 7
None None None None

Total

...........................$ 3,062,883.91

52

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

FAIRBURN BANKING COMPANY Fairburn, Ga.

As called for by the Superintendent of Banks.

GEO. F. LONGINO,
President. Date of Charter: 9-14-1891

MRS. WINNER B. LONGINO Cashier. '
Began Business: 1902

RESOURCES

Loans and Discounts...........................$

State of Georgia and M:unicipal Bonds

owned

__ ............ ...................

U. S. Government Securities owned

Other Stocks and Bonds owned...

Banking House and Lot..

Furniture and Fixtures ..... .

Other Real Estate o\vned

....

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts ...............

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances...

Profit and Loss ....................................

Other Resources ...

128,579.47
None 663,681.25
None 6,588.40 1,993.60
402.81
294,457.97
None None None
6,744.97
None None 4,366.93

TotaL ............ ...........................$ 1,106,8150

LIABILITIES

Ca]Jita! Stock

.......... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks ...

Certified Checks .

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits ... __ ..... __ ..............

Letters of Credit and Acceptances

executed for Customers

Bills Payable ........................

Notes and Bills Rediscounted.

Oth<r Liabilities

.................. .

25,000.00 None
12,500.00 6,196.39 4,202.13
None 584.00 775.52 None 759,294.79
2.00 298,049.07
None None None 211.60

TotaL.

..$ 1,106,816.40

STATEMENT

Showing condition at the close of business December 31, 1945, of

FARMERS & MERCHANTS BANK Fayetteville, Ga.

As called for by the Superintendent of Banks.

C. D. REDWINE, President.
Date of Charter: 2-6--1906

H. C. HEWELL, Cashier.
Began Business: 3-13-1906

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and LoL....................

Furniture and Fixtures...........

Other Real Estate owned..... .

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks ..........................

Cssh Items ............

Overdrafts ............................

Advance on Cotton and other Com-

modities .....

------------

Customers' Liability on Letters of

Credit and Acceptaneeo..................

Profit and Loss......................................

Other Resources ..................................

TotaL ............................................$

61,168.36
None 506,000.00
2,000.00 2,000.00 2,000.00 6,000.00
162,699.93
None None 8,614.97
228,446.13
None None None
967,729.39

LIABILITIES

Capital Stock ....... .

..$

Capital Notes ..............................

Surplus Fund ........................................

Undivided Profits ...............................

Reserve Funds ..... ..............................

Due to Banks..........................................

Dividends Unpaid ................................

Cashier's Checks .................................. Certified Checks .................

Demand Deposits -------Time Certificates of Deposits............

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers..................

Bills Payable

................... .

Notes and Bills Rediscounted..

Other Liabilities

25,000.00 None None
3,802.03 None None None
8,811.60 None
898,806.96 36,308.80 None
None None None None

TotaL.........................................$ 967,729.89

TWENTY-SIXTH ANNUAL REPORT

53

S'fA'fEMEN'f

Showing condition at the close of business December 31, 1945, of

BANK OF FINLEYSON Finleyson, Ga.

As called for by the Superintendent of Banks.

J. W. CONNER, SR., President.
Date of Charter: 9-20-1910

CLARENCE FINLEYSON, Cashier.
Began Business: 9-20-1910

RESOURCES

Loans and Discounts..........................$

State of Georgia and M-unicipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures...... .

Other Real Estate owned .

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

cash Items

Overdrafts ..............................................

Advance on Cotton and other Com~

modities .............

......... .

Customers' Liability on Letters of

Credit and Acceptances ...

Profit and Loss..

Other Resources

TotaL ..

............. $

33,584.08
None 281,082.21
None 507.66 275.70 None
110,340.73
None None None
None
None None None
425,790.38

LIABILITIES

Capital Stock

................ $

Capital Notes

Surplus Fund ......

Undivided Profits

Reserve Funds

Due to Banks.........

Dividends Unpaid

Cashier's Checks

Certified Checks .... ..

Demand Deposits ....

...................

Time Certificates of Deposits

Savings Deposits ------------ Letters of Credit and Acceptances

executed for Customers..

Bills Payable

............. .

Notes and Bills Rediscounted ..

Other Liabilities ......

25,000.00 None
10,000.00 5, 771.78 1, 766.50 None 2,000.00 20.00 None
371,569.28 9,662.82 None
None None None None

TotaL

.$ 425,790.38

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS BANK Folkston, Ga.

As called for by the Superintendent of Banks.

WILLIAM MIZELL,
President. Date of Charter: 12-19-1911

R. A. BOYD, Cashier.
Began Business: 1-4-1912

RESOURCES

Loans and Discounts............................$

State of Georgia and M-unicipal Bonds

owned .....

.................... .

U. S. Government Securities owned

Other Stocks and Bonds owned....

Banking House and Lot

Furniture and Fixtures ..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks ....... .. ....................

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities .............................................

Customers' Liability on Letters of

Credit and Acceptances...

Profit and Loss ..

Other Resources

285,285.42
24,047.61 1,202,462.50
None 11,040.00
None None
650,177.86
3,725.00 None None
None
None None None

TotaL.

......$ 2,176,738.39

LIABILITIES

Capital Stock

......... $

Capital Notes

Surplus Fund

Undivided Profits . . .......................

Reserve Funds ... .

Due to Banks.............................

Dividends Unpaid

Cashier"s Checks

Certified Checks ...

Demand Deposits

Time Certificates of Deposits..

Savings Deposits .................. -.---------

Letters of Credit and Acceptanceg

executed for Customers..

Bills Payable .....

Notes and Bills Rediscounted

Other Liabilities .............................

15,000.00 None
15,000.00 54,619.25 44,592.14
None None 4,304.79 None 1,308,793.43 70,828.48 663,600.30
None None None None

TotaL

.........................$ 2,176,738.39

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS BANK OF FORSYTH Forsyth, Ga.

As called for by the Superintendent of Banks.

H. H. HARDIN, President.
Date of Charter: 2-17-1920

JNO. T. STEPHENS, Cashier.
Began Business: 3-1-1920

RESOURCES Loans and Discounts...........................$ State of G<>orgia and Municipal Bonds
owned ... U. S. Government Securities owned Other Stocks and Bonds owned ..
Banking House and Lot... Furniture and Fixtures. Other REal Estate owned.. Cash in Vault and Amount due
from approved Reserve Agents .. Checks for Clearing and Due from
other Banks Cash Items Overdrafts .... Advance on Cotton and other Com-
modities Customers' Liability on Letters of
Credit and Acceptances .... Profit and Loss .. Other Resources

66,049.53
5,200.00 444,850.00
None 1,995.00
1.00 None
885,306.03
88,382.45 640.49 None
None
None None None

TotaL

...............$ 1,492,424.50

LIABILITIES

Capital Stock ........................................$

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks ................................ ..

Demand Deposits

Time Certificates of Deposits ...

Savings Deposits

...... .

Letters of Credit and Acceptances

executed for Customers..

Bills Payable ...................................... ..

Notes and Bills Rediscounted..

Other Liabilities

40,000.00 None
10,000.00 6,000.00
19,289.59 None None
6,075.38 None
1,411,059.53 None None
None None None None

TotaL

.....$ 1,492,424.50

STATEMENT Showing condition at the close of business December 31, 1945, of

THE FARMERS BANK Forsyth, Ga.

As called for by the Superintendent of Banks.

G. OGDEN PERSONS, President.
Date of Charter: 3-9-1910

R. J. BITTICK, Cashier.
Began Business: 1910

RESOURCES

Loans and Discounts..

................$

State of Georgia and Municipal Bonds

owned .............................................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures..

Other Real Estate owned.....

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks .

Cash Items

............... .

Overdrafts ...........................................

Advance on Cotton and other Com-

modities

.................................. .

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss

Other Resources ....

122,729.67
150,000.00 None None
2,500.00 400.00
24,601.00
1,188,854.22
1,006.94 None None
21,748.42
None None None

TotaL..........................................$ 1,511,840.25

LIABILI'I1ES

Capital Stock

..................... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds ....................................

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits ................................

Time Certificates of Deposits

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers .

Bills Payable

Notes and Bills RediscountEd.

Other Liabilities

50,000.00 None
50,000.00 None None None None None None
1,411,810.25 None None
None None None None

TotaL

.........$ 1,511,840.25

TWENTY-SIXTH ANNUAL REPORT

55

STATEMENT

Showing condition at the close of business December 31, 1945, of

MONROE COUNTY BANK Forsyth, Ga.

As called for by the Superintendent of Banks.

W. C. HILL, President.
Date of Charter: 11-2-1908

C. F. HEARD,
Cashier. Began Business: 10-15-1908

RESOURCES

Loans and Discounts..

.........$

State of Georgia and Municipal Bonds

owned ...

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures..

Other Real Estate owned.......

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks .....

. ................... .

Cash Items

Overdrafts ....

Advance on Cotton and other Com-

modities .............................................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss ..........................

Other Resources .............................

282,076.76
5,000.00 1,008,270.00
12,527.99 1,000.00 1.00 1,430.00
446,987.52
5,355.68 None None
None
None None None

TotaL. ..

.......$ 1,762,648.95

LIABILITIES

Capital Stock .....................................$

Capital Notes ......................................

Surplus Fund ....................................

Undivided Profits

...................... .

Reserve Funds

Due to Banks ..

Dividends Unpaid ...............................

Cashier's Checks

Certified Checks ..................................

Demand Deposits ................................

Time Certificates of Deposits..

Savings Deposits

.......... .

Letters of Credit and Acceptances

executed for Customers

Bills Payable ......................................

Notes and Bills Rediscounted..

Other Liabilities

25,000.00 None
27,500.00 2,878.50 None None None 3,730.25 None
1,536,846. 73 None
156,346.31
None None None 10,347.16

TotaL..

..............$ 1. 762,648.95

STATEMENT

Showing condition at the close of business December 31, 1945, of

FORT GAINES BANKING COMPANY Fort Gaines, Ga.

As called for by the Superintendent of Banks.

W. B. HALEY, President.
Date of Charter: 2-11-1937

W. G. GRIMSLEY,
Cashier. Began Business: 2-15-1937

RESOURCES

Loans and Discounts.........................$

State of Georgia and Municipal Bonds

owned ....................

U. S. Government Securities owned

Other Stocks and Bonds owned...

Banking House and Lot..........

Furniture and Fixtures .... .

Other Real Estate owned..

. ....

Cash in Vault and Amount due

from approved Reserve Agents.

Checks for Clearing- and Due from

other Banks

Cash Items

Overdrafts ......................

Advance on Cotton and other Com-

modities .

Customers' Liability on Letters of

Credit and Acceptances...........

Profit and Loss.

Other Resources ..

326,230.4 7
None 304,100.00
None 2,000.00
900.00 None
661,791.19
526.57 None None
None
None None 50.00

TotaL

.......$ 1,295,1.98.23

LIABILITIES

Capital Stock

................. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks

Dividends Unpaid ..........................

Cashier's Checks

...................... .

Certified Checks

........................... .

Demand Deposits ...............................

Time Certificates of Deposits

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

25,000.00 None
25,000.00 3,125.07 None None 80.00 416.81 None
1,092,703.63 None
149,272.72
None None None None

TotaL.

....$ 1,295,598.23

56

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF FORT VALLEY Fort Valley, Ga.

As called for by the Superintendent of Banks.

W. E. GREENE,
President. Date of Charter: 10-11-1924

HERBERT HUCKABEE, Cashier.
Began Business: 10-15-1924

RESOURCES

Loans and Discounts............................$

State of Georgia and 1\Iunicipal Br.nds

owned .......

. ........................... .

U. S. Government Securities owned

Other Stocks md Bonds owned....

Banking House and Lot..

Furniture and Fixtures..

Other Real Estate owned .............

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks

Cash Items .. .

Overdrafts .. .

Advance on Cotton and other Com-

modities

................... .

Customers' Liability on Letters of

Credit and Acceptances.

Profit and L<>ss

Other Resources

326,016.64
None 2,621,394.17
None None 1,442.84 None
688,109.29
4,324.83 None None
None
None None None

TotaL .....

...$ 3,641,287.77

LIABILITIES

Capital Stock

..... $

Capital Notes

Surplus Fund ......

Undivided Profits

P...eserve Funds

Due to Banks......

Dividends Unpaid ...................

Cashier's Checks

Certified Checks

Demand Deposits

'I'ime Certificates of Deposits..

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers..

Bills Payable .............................

Notes and Bills Rediscounted..

Other Liabilities

50,000.00 None
50,000.00 30,181.02
None None None 12,034.07 None 3,377,346.49 8,006.78 102,969.41
None None None 10,750.00

TotaL.

.$ 3,641,287.77

STATEMENT

Showing condition at the close of business December 31, 1945, of
THE BANR OF HEARD' COUNTY Franklin, Ga.

As called for by the Superintendent of Banks.

H. J. MICKLE,
President. Date of Charter: 10-14-1905

J. T. MICKLE, Cashier.
Began Business: 10-18-1905

RESOURCES

Loans and Discounts....-.................... $

State of Georgia and Municipal Bonds

owned ............................................

U. S. Government Securities owned

Other Stocks and Bonds owned.......

Banking House and Lot......................

Furniture and Fixtures..... .

Other Real Estate owned..... .

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks ....

Cash Items

Overdrafts ........ .........

....... .

Advance on Cotton and other Com-

modities

........ .

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss..

Other Resources ......

241,465.54
11,712.00 481,720.74
None 1,070.00
881.00 None
398,829.35
None None None
34,749.63
None None None

Total... ........ .

.......$ 1,170,428.26

LIABILITIES

Capital Stock .

...... $

Capital Notes .

Surplus Fund .........

Undivided Profits .

Reserve Funds ......... .

Due to Banks..................

Dividends Unpaid ...............................

Cashier's Checks

Certified Checks ..................................

Demand Deposits ..................................

Time Certificates of Deposits ..

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers....

Bills Payable ... Notes and Bills ..ikdiscount;;d:.

Other Liabilities

25,000.00 None
25,000.00 1,897.58 None None 2,000.00 3,257.62 None
836,930.19 4,200.00
272,142.87
None None None None

TotaL.

........................$ 1,170,428.26

TWENTY-SIXTH ANNUAL REPORT

57

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE CITIZENS BANK Gainesville, Ga.

As called for by the Superintendent of Banks.

JOHN H. HOSCH,
President. Date of Charter: 5-19-1913

R. A. BRICE,
Cashier. Began Business: 6-1913

RESOURCES

Loans and Discounts..............,........... $

State of Georgia and Municipal Bonds

u.owS.neGd ov--e--r--n--m---e--n.t....S..e..c..u. rities owned

Other Stocks and Bonds owned........

Banking House and Lot.....

Furniture and Fixtures............

Other Real Estate owned...... ......

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks

.................. .

Cash Items .

Overdrafts ............

Advance on Cotton and other Com-

modities ----------------- Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss..

Other Resources ...

389.061.26
11,000.00 2,620.500.00
None 10,400.05
1.00 None
1,850,675.24
21,818.22 444.85 275.87
None
None None None

LIABILITIES

Capital Stock ........................................$

Capital Notes

Surplus Fund .......

Undivided Profits

Reserve Funds .

Due to Banks ........

Dividends Unpaid

Cashier's Checks

Certified Checks .... .

Demand Deposits .....

Time Certificates of Deposits

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers..

Bills Payable ..................

Notes and Bills Rediscounted

Other Liabilities

....................... .

100,000.00 None
100,000.00 40,306.23
None 27,379.85
2,064.00 120.91 459.72
4,183,803.74 100.00
349,842.04
None None None None

Total... ............

...................$ 4,804,076.49

Total..............................................$ 4,804,076.49

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF GIBSON Gibson, Ga.

As called for by the Superintendent of Banks.

E. E. GRIFFIN, President.
Date of Charter: 11-7-1905

E. E. GRIFFIN,
Cashier. Began Business: 11-27-1905

RESOURCES

Loans and Discounts...........

... $

State of Georgia and Municipal Bonds

owned .....................

U. S. Government Securities owned

Other Stocks and Bonds owned

Banking House and Lot...............

Furniture and Fixtures...........

Other Real Estate owned................

Cash in Vault aud Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items ...................

Overdrafts ... .....

Advance on Cotton and other Com-

modities ----------------------Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss..

Other Resources

Total..

.............. $

59,459.56
7,625.00 245,000.00
5,000.00 3,000.00 1,600.00
None
122,665.04
None None None
None
None None None
444,349.60

LIABILITIES Capital Stock .................. ........... $ Capital Notes Surplus Fund ..
Undivided Profits ........................ Reserve Funds Due to Banks.... Dividends Unpaid Cashier's Checks Certified Checks Demand Deposits Time Certificates of Deposits
Savings Deposits .................................. Letters of Credit and Acceptances
executed for Customers
Bills Payable ........................................ Notes and Bills Rediscounted.......... Other Liabilities ..................................

15,000.00 None
5,000.00 1,200.00
None None None 12.61 None 42:3,136.99 None None
None None None None

Total... ..

..$ 444,349.60

58

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS BANK Glennville, Ga.

As called for by the Superintendent of Banks.

W. A. STRICKLAND, SR., President.
Date of Charter: 12-31-1942

H. D. STRICKLAND Cashier. '
Began Business: 1-4-1943

RESOURCES

Loans and Discounts..

. ... $

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot.... .

Furniture and Fixtures .. .

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agent:') ..

Checks for Clearing and Due from

other Banks

Cash Items Overdrafts ___ _

Advance on Cotton and other Com-

modities

............................. .

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss..

Other Resources

TotaL_

__________________________ $

117,305.11
None 313,000.00
None None 1,800.00 None
186,661.73
None None None
6,558.92
68,000.00 None None
693,325.76

LIABILITIES
Capital Stock ___ --------------------------------$
Capital Notes --------------- ---------------------Surplus Fund Undivided Profits Reserve Funds Due to Banks ........................................ Dividends Unpaid Cashier's Checks Certified Checks Demand Deposits Time Certificates of Deposits. Savings Deposits .................................. Letters of Credit and Acceptances
executed for Customers .. Bills Payable Notes and Bills Rediscounted__
Other Liabilities __ ---------------------------

3o,ooo.o0
None 6,000.00 1,803.00 6,500.00
None 124.00 204.60 None 506,942.31 73,751.85 None
68,000.00 None None None

Total ___ ---------------------------------------$ 693,325.76

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE GLENNVILLE BANK Glennville, Ga.

As called for by the Superintendent of Banks.

C. W. KICKLIGHTER, President.
Date of Charter: 1-12-1905

J. A. BACON, Cashier.
Began Business: 1-18-1905

RESOURCES

Loans and Discounts.. .

..$

State of Georgia and Municipal Bonds

owned ...

. .....

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate owned..

Cash in Vault and Amount due

from a})proved Reserve Agents...

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities ........................................

Customers Liability on Letters of

Credit and Acceptances ...

Profit and Loss....

Other Resources

182,610.53
None 825,100.00
None 4,000.00 3,500.00
None
566,861.76
None None None
8.f7 .33
None None None

TotaL

......$ 1,582,919.62

LIABILITIES

Capital Stock __ _

- - -- - --- .$

Capital Notes

Surplus Fund ____ . --- ------- --- __ -----------

Undivided Profits

Reserve Funds ...

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Denmnd Deposits

Time Certificates of Deposits ..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

30,000.00 5,000.00
15,000.00 1,602.00
20,000.00 None None
3,713.04 None
1,173,339.07 169,623.89 164,641.62
None None None None

TotaL

- ________ $ 1,582,919.62

TWENTY-SIXTH ANNUAL REPORT

59

STATEMENT Showing condition at the close of business December 31, 1945, of
BANK OF GRAY Gray, Ga.
As called for by the Superintendent of Banks.

D. V. CHILDS,
President. Date of Charter: 8-23-1909

J. E. BROWN, .JR.,
Cashier. Began Business: 8-28-1909

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned ..................................................
u. S. Government Securities owned
Other Stocks and Bonds owned ........ Banking House and Lot ..................... Furniture and Fixtures ..................... Other Real Estate owned....................
Cash in Vault and Amount due from approved Reserve Agents ..
Checks for Clearing and Due from
other Banks
Cash Items Overdrafts Advance on Cotton and other Com-
modities Customers' Liability on Letters of
Credit and Acceptances ..
Profit and Loss. Other Resources

TotaL..

.... $

78,513.00
None 349,000.00
1,000.00 1,602.68 2,840.62
None
1ti6,421.70
1,778.7 4 None None
None
None None None
601,156.74

LIABILITIES

Capital Stock

...... $

Capital Notes ....................................

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

TotaL ..

..... $

25,000.00 None
5,000.00 None None None None
2,147.73 None
522,996.27 46,012.74 None
None None None None
601,156.74

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF GREENSBORO Greensboro, Ga.

As called for by the Superintendent of Banks.

T. B. RICE, President.
Date of Charter: 10-13-1926

M. E. SISK, Cashier.
Began Business: 10-14-1926

RESOURCES Loans and Discounts.. . .............$ State of Georgia and Municipal Bonds
owned ......... . U. S. Government Securities owned Other Stocks and Bonds owned.. Banking House and Lot... Furniture and Fixtures. Other Real Estate owned.............. Ca<::.h in Vault and Amount due
from approved Reserve Agents .. Checks for Clearing and Due from
other Banks ....................
Cash Items ...
Overdrafts ............... Advance on Cotton and other Com~
modities .... ,................................... . Customers' Liability on Letters of
Credit and Acceptances.. Profit and Loss ...................................
Other Resources

178,621.51
5,824.00 419,510.00
5,616.00 None 1.00 None
540,848.91
None None 272.66
91,006.44
None None None

TotaL..

................$ I ,241, 700.52

LIABILITIES

Capital Stock

... $

Capital Notes

Surplus Fund

Undivided Profits

ReO':.erve Funds

Due to Banks ...

Dividends Unpaid

Cashiers Checks

Certified Checks

Demand Deposits

"Iime Certificates of Deposits..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities ...........

25,000.00 None
35,000.00 13,516.84
2,700.00 None 572.00
3,199.41 None
1,161,712.27 None None
None None None None

TotaL

............$ 1,241,700.52

60

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE GREENVILLE BANKING COMPANY Greenville, Ga.

As called for by the Superintendent of Banks.

H. W. HILL, JR.,
President. Date of Charter: 10-24-1887

MRS. H. W. HILL, JR., Cashier.
Began Business: 1891

RESOURCES

Loans and Discounts.......................$

State of Georgia and Municipal Bonds

owned ......................... .

----

U. S. Government Securities owned

Other Stocks and Bonds owned

Banking House and Lot..

Furniture and Fixtures...

Other Real Estate owned.. ....... ...

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks ...........................

Cash Items .....................

Overdrafts ..........

................

Advanc.e on Cotton and other Com-

modities ..............................................

Cu,tomers" Liability on Letters of

Credit and Acceptances

Profit and Loss..

......................

Other Resources

332,644.09
8,328.63 266,656.69
None 7,100.00 3,700.00 12,028.90
441,207.83
611.11 None 1,108.10
None
None None None

T o t a l ..

...............$ 1,073,386.25

LIABILITIES

Capital Stock ....

................$

Capital Notes .......

Surplus Fund

Undivided Profits

Reserve Funds .

Due to Banks...........

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits .....

Time Certificates of Deposits.

Savings Deposits ...........

Letters of Credit and Acceptances

executed for Customers...

Bills Payable

Notes and Bills Rediscounted

Other Liabilities .........................

50,000.00 46,000.00
6,ooo.o0 306.57 970.oo None None 106.94 None
883,249.16 86,752.59 None
None None None None

Total... ..........................

....$ 1,073,385.25

STATEMENT

Showing condition at the close of business December 31, 1945, of
COMMERCIAL BANK & TRUST COMPANY Griffin, Ga.

As called for by the Superintendent of Banks.

T. T. BLAKELY,
President. Date of Oharter: 10-11-1889

C. B. PIERCE, JR., Cashier.
Began Business: 10-9-1890

RESOURCES

Loans and Diacounts......

-~$

State of Georgia and Municipal Bonds

owned ...................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot... .

Furniture and Fixtures... .

Other Real Estate owned ...

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

..... .

Advance on Cotton and other Com-

modities

............. .

Customers Liability on Letters of

Credit and Acceptances..

Profit and Loss..

Other Resources

1,271, 727.58
13,101.50 3,647 ,092. 78
2,575.00 26,500.00 7,000.00 30,003.00
2,436,782.72
46,161.16 3,668.15 1,916.49
158,706.88
None None 1,247.37

Total...

.... $ 7,646,482.63

LIABILITIES

Capital Stock ....

....... $

Capital Notes

Surplus Fund ....

Undivided Profits

Reserve Funds ..

Due to Banks........

Dividends Unpaid

Cashier's Checks

Certified Checks ...

Demand Deposits

Time Certificates of Deposits

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers..

Tiills Payable

Notes and Bills Rediscounted...~ ..

Other Liabilities

100,000.00 None
100,000.00 86,018.56 48,790.20
107,187.13 10,000.00 30,355.32 None
5,679,024.49 1,020.00
1,483,033.43
None None None 1,053.50

Total..

......................$ 7,646,482.63

TWENTY-SIXTH ANNUAL REPORT

61

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE STATE BANK Griffin, Ga.

As called for by the Superintendent of Banks.

D. R. CUMMING, President.
Date of Charter: 4-24-1933

S. T. MARTIN, Cashier.
Began Business: 5-2-1933

RESOURCES

Loans and Discounts ..........................$

State of Georgia and Municipal Bonds

owned -- ................. .

U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot

Furniture and Fixtures..

Other Real Estate owned...

Cash in Vault and Amount due

from approved Reserve Agents.

Checks for Clearing and Due from

other Banks ...

Cash Items

.................. .

Overdrafts .... .. ............................ .

Advance on Cotton and other Com-

modities

................. .

Customers' Liability on Letters of

Credit and Acceptances..............

Profit and Loss

Other Resources

513,462.76
26,365.22 4,870,540.94
None None 3,731.96 None
1,271,036.06
20,443.23 None 213.42
57,450.52
None None None

T o t a L .................. ..

.......$ 6,763,244.11

LIABILITIES

Capital Stock

........ $

Capital Not13

Surplus Fund

Undivided Profits

Reserve Funds ....

Due to Banks........... __ _

Dividends Unpaid ........................

Cashier's Checks .. .

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits ...

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

................... .

Notes and Bills Rediscounted

Other Liabilities ..

50,000.00 None
150,000.00 15,000.82 30,000.00 None None 7,574.59 8,776.60
5,721,418.69 4,990.49
775,155,92
None None None 327.00

TotaL ...

...........$ 6,763,244.11

STATEMENT

Showing condition at the close of business December 31, 1945, of

JONES COUNTY BANK Haddock, Ga.

As called for by the Superintendent of Banks.

GRADY A. SMITH, President.
Date of Charter: 7-14-1905

GRADY A. SMITH, Cashier.
Began Business: 7-25-1905

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned ...................................

U. S. Government Securities owned

Other Stocks and Bonds owned...... ..

Banking House and Lot.. ....................

Furniture and Fixtures......................

Other Real Estate owned....................

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks ......................................

Cash Items ...........................................

Overdrafts ............................................

Advance on Cotton and other Com-

modities ......................

Customers' Liability on Letters of

Credit and Acceptances ...........

Profit and Loss

................... ..

Other Resource ..........

TotaL ............................................ $

260,298.01
None 60,000.00
None 1.00
None None
144,877.81
None None 62.26
None
None None None
466,239.07

LIABILITIES

Capital Stock ..... .................... ....$

Capital Notes .

Surplus Fund ........

Undivided Profits .

Reserve Funds ... .

Due to Banks.......

Dividends Unpaid

Cashier's Checks ...

Certified Checks

Demand Deposits .....

Time Certificates of Deposits

Savings Deposits

...... .

Letters of Credit and Acceptances

executed for Customers

Bills Payable ..

Notes and Bills Rediscounted

Other Liabilities

25,000.00 None
17,000.00 296.92 790.64 None None
1,296.27 None
360,995.24 49,860.00 None
None None None None

Total. ....................... ..

.......$ 455,239.07

62

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE CITIZENS BANK OF HAHIRA Hahira, Ga.

As called for by the Superintendent of Banks.

D. K. HOLLIS, President.
Date of Charter: 2-12-1927

W. P. FULLER Cashier. '
Began Business: 2-21-1927

RESOURCES

Loans and Discounts..

. .... $

State of Georgia and Municipal Bonds

owned ...

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot.....

Furniture and Fixtures..

Other Real Estate owned..

Cash in Vault &nd Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cah Items

Overdrafts

Advance on Cotton and other Com

rnodities ..........

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss..

Other Resources

TotaL

............. $

247,373.96
None 242,130.65
None 429.50 1,145.58 None
240,682.88
None None None
None
None None None
731,762.57

LIABILITIES

Capital Stock

..... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds .

Due to Banks...

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits..

Savings Deposits

........... .

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

Notes and Bills Rediscounted

Other Liabilities

15,000.00 3,050.00
15,ooo.o0 15.77
5,320.08 None None None None
503,765.23 53,706.50
135,904.99
None None None None

TotaL

.......$ 731,762.57

STATEMENT

Showing condition at the close of business December 31, 1945, of

COMMERCIAL BANKING COMPANY Hahira, Ga.

As called for by the Superintendent of Banks.

TALLEY LAWSON,
President. Date of Charter: -1-29-1945

V. A. GASKINS,
Cashier. Began Business: 4-6-1945

RESOURCES

Loans and Discounts..

.............. $

State of Georgia and Municipal Bonds

owned ....

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures

Other Real Estate owned.. ............

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss.. . ..........................

Other Resources ..................................

TotaL

........... $

28,603.14
None 292,372.40
None 1,425.00
450.00 None
105,780.81
2,735.54 None None
None
None None None
431,366.89

LIABILITIES

Capital Stock

..... $

Capital Notes ........................ .

Surplus Fund .....

Undivided Profits ............................

Reserve Funds ......................................

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

25,000.00 None
5,000.00 2,198.45
None None None 227.33 None 398,939.60 None None
None None None
1.51

TotaL

.......................$ 431,366.89

TWENTY-SIXTH ANNlJAL REPORT

63

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS BANK Hapeville, Ga.

As called for by the Superintendent of Banks.

GEO. F. LONGINO, President.
Date of Charter: 7-20-1945

H. G. FORT, Cashier.
Began Business: 9-4-1945

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

..................... .

Cash Items

Overdrafts

Advance on Cotton and other Com

modities

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss ...............................

Other Resources ..................................

TotaL

........ $

194,340.91
None 219,687.50
754.35 None 2,543.88 None
190,514.66
None None None
None
None None 139.74
607,981.04

LIABILITIES Capital Stock ........................................$ Capital Notes ................................. Surplus Fund Undivided Profits Reserve Funds ... . Due to Banks .. . Dividends Unpaid Cashier's Checks .................................. Certified Cheeks Demand Deposits Time Certificates of Deposits Savings Deposits
Letters of Credit and Acceptances executed for Customers ..
Bills Payable Notes and Bills Rediscounted ..
Other Liabilities

50,000.00 None
12,500.00 None
2,681.51 None None
2,974.85 None
439,845.84 None
99,561.94
None None None 416.90

TotaL ....................................$ 607,981.04

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF COLUMBIA COUNTY Harlem, Ga.

As called for by the Superintendent of Banks.

J. T. BARNSLEY,
President. Date of Charter: 11-29-1909

E. D. CLARY, JR., Cashier.
Began Business: 12-13-1909

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures..

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents ..

Checlcs for Clearing and Due from

other Banks

Cash Items

Overdrafts ...............

Advance on Cotton and other Com

modities

................................. .

Customers' Liability on Letters of

Credit and Acceptances ...

Profit and Loss ..

Other Resources ....................................

Total ...........................................$

167,521.33
8,046.18 219,250.00
5,050.00 1,900.00
900.00 1,550.00
271.550.58
None None
4.16
None
None None None
675,772.55

LIABILITIES Capital Stock ........................................$ Capital Notes Surplus Fund Undivided Profits Reserve Funds Due to Banks ........................................ Dividends Unpaid Cashier's Checks Certified Checks Demand Deposits Time Certificates of Deposits. Savings Deposits Letters of Credit and Acceptances
executed for Customers .. Bills Payable Notes and Bills Rediscounted. Other Liabilities

25,000.00 None
12,000.00 6,479.08 2,544.28 None 2,048.00 5,624.52 None
567,768.33 54,221.82 None
None None None 86.52

Total .........................................$ 675,772.55

64

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS BANKING COMPANY Hartwell, Ga.

As called for by the Superintendent of Banks.

A. F. BELL,
President. Date of Charter: 11-28-1942

E. C. GRIFFITH, Cashier.
Began Business: 1-4-1943

RESOURCES

Loans and Discounts....

......... $

State of Georgia and Municipal Bonds

owned

.

. ...... .

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot .....................

Furniture and Fixture3 ..

Other Real Estate owned.. ............

Cm;h in Vault and Amount due

fron1 approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities .........................................

Customers Liability on Letters of

Credit and Acceptances ..

Profit and Loss..

Other Resources

113,400.64
None 993,351.61
1,500.00 5,000.00
350.00 None
592.596.52
979.90 None None
55,422.64
None None None

TotaL

........$ 1,762,601.31

LIABILITIES

Capital Stock

........ $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits.. .

Savings Deposits ...... .......................

Letters of Credit and Acceptances

executed for CustomerR..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

25,000.00 None
15,000.00 None
4,000.00 None
1,250.00 5,072.82
None 1,712,278.49
None None
None None None None

............$ 1,762,601.31

STATEMENT

Showing condition at the close of business December 31, 1945, of

PLANTERS BANK Hawkinsville, Ga.

As called for by the Superintendent of Banks.

W. N. PATE, President.
Date of Charter: 2-27-1896

J. P. McGRIFF, Cashier.
Began Business: 3-1896

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned ...

....................... .

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..... .

Furniture and Fixtures....................

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items ........................

Overdrafts ......................

Advance on Cotton and other Com-

modities

-----------

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss.

Other Resources

275,133.26
None 1,331,000.00
None 2,000.00
500.00 None
746,815.80
6,877.18 None None
44,690.38
None None None

TotaL.

.........................$ 2,407,016.62

LIABILITIES

Capital Stock .....................................$

Capital Notes Surplus Fund

Undivided Profits ....

Reserve Funds

Due to Banks

.. .

Dividends Unpaid .............

Cashier's Checks

..................

Certified Checks

Demand Deposits ...............................

Time Certificates of Deposits............

Savings Deposits ...........

Letters of Credit and Acceptances

executed for Customers.......
~~ts p:::bl~ni; &."discounted....

Other Liabilities

50,000.00 None
50,000.00 38,500.00 14,346.04
None 7,526.00 1,657.90
855.76 2,217,479.77
26,652.16 None
None None None None

TotaL

..............$ 2,407,016.62

TWENTY-SIXTH ANNUAL REPOR:

65

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF HAZLEHURST Hazlehurst, Ga.

As called for by the Superintendent of Banks.

JOHN ROGERS, President.
Date of Charter: 10-1906

B. B. WOOTEN, Cashier.
Began Business: 10-1906

RESOURCES Loans and Discounts_. ________________________ $

State of Georgia and Municipal Bonds

u.owS.neGd ov--e-r--n--m---e--n--t---S--e--cu-riti-e--s---o--w---n-ed
Other Stocks and Bonds owned _______ _

Banking House and Lot... . Furniture and Fixtures... . Other Real Estate owned .. Cash in Vault and Amount due
from approved Reserve Agents .. Checks for Clearjng and Due from
other Banks

Cash Items

Overdrafts

................. .

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss .. Other Resources

35,168.86
1,635.00 54,269.22
1.00 None
1.00 1.00
1,4G0,555.67
3,023.35 None None
None
None None None

TotaL

.....................$ 1,544,655.10

LIABILITIES

Capital Stock

......... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Devosits

Letters of C1edit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted ..

Other Liabilities

25,000.00 None
33,000.00 22,333.97 13,177.45
None None 21,449A5 23.50 1,428,188.26 1,482A7 None
None None None None

TotaL.

..........................$ 1,544,655.10

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF HIAWASSEE Hiawassee, Ga.

As called for by the Superintendent of Banks.

W. 0. SPARKS,
President. Date of Charter: 6-14-1909

J. Y. DENTON, Cashier.
Began Business: 7-21-1909

RESOURCES

Loans and Discounts..

-

State of Georgia and Municipal Bonds

owned ---------------------------- U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances ---------------- Profit and Loss

Other Resources

TotaL ..................................$

None
None 525,000.00
None 900.00 450.00 None
417,924.94
None None None
None
None None None
944,274.94

LIABILITIES

Capital Stock

.................... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Ballks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

.......................... .

Notes and Bills Rediscounted..

Other Liabilities ..........................__

15,000.00 None
5,000.00 9,099.23
None None None 2,289.38 None 912,886.33 None None
None None None None

Total

....................$ 944,274.94

66

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE HINESVILLE BANK Hinesville, Ga.

As called for by the Superintendent of Banks.

D. F. MARTIN,
President. Date of Charter: 9-4-1911

T. H. McDOWELL
Cashier. ' Began Business: 11-15-1911

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned .................................................. U. S. Government Securities owned
Other Stocks and Bonds owned........ Banking House and Lot...................... Furniture and Fixtures........................
Other Real Estate owned.................. Cash in Vault and Amount due
from approved Reserve Agents.... Checks for Clearing and Due from
other Banks ......................... Cash Items ............................... Overdrafts .............................................. Advance on Cotton and other Com-
modities .............................................. Customers" Liabillty on Letters of
Credit and Acceptances .................. Profit and Loss..................................... Other Resource .....................

211,853.70
None 697,618.74
None 1,011.89 4,434.90
None
409,122.85
21,982.57 None 966.36
None
None None 40.66

TotaL ..... .

. .............$ 1,347,031.67

LIABILITIES

Capital Stock ........

..$

Capital Notes ....................................

Surplus Fund .............

Undivided Profits .. .

Reserve Funds ...

Due to Banks............... ............... .

Dividends Unpaid .........

Cashier's Checks ... .

Certified Checks ...............

Demand Deposits ..........

Time Certificates of Deposits..

Savings Deposits .................

Letters of Credit and Acceptances

executed for Customers

Bills Payable .......................................

Notes and Bills Rediscounted............

Other Liabilities ................................

25,000.00 None
25,ooo. 00 14,881.83
5,000.00 None None
6,110.20 None
1,221,400.30 47,818.01 None
None None None 1,821.33

T o t a L ...

............$ 1,347,031.67

STATEMENT

Showing condition at the close of business December 31, 1945, of

EMPIRE BANKING COMPANY Homerville, Ga.

As called for by the Superintendent of Banks.

GEORGE 0. HUEY, President.
Date of Charter: 3-1-1945

LANIER LEE JOHNSON, Cashier.
Began Business: 6-1-1945

RESOURCES

Loans and Discounts...........................$

State of Georgia and Municipal Bonds

owned ..........

U. S. Government Securities owned

Other Stocks and B<mds owned

Banking House and Lot..

Furniture and Fixtures.......

Other Real Estate owned..........

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks

Cash Items ........

. .................

Overdrafts ..............................................

Advance on Cotton and other Com-

modities ..............................................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss

....................

Other Resources

T o t a L . .....

.......... $

10,803.12
None 160,000.00
None None None None
150,210.98
None None None
None
None None None
321,014.10

LIABILITIES

Capital Stock

.$

Capital Notes

Surplus Fund ....

Undivided Profits

Reserve Funds .....................................

Due to Banks...

Dividends Unpaid

.................. .

Cashier's Checks .................

Certified Checks .............................. .

Demand Deposits .....................

Time Certificates of Deposits.

Savings Deposits

........... .

Letters of Credit and Acceptances

executed for Customers

Bills Payable

............................ .

Notes and Bills Rediscounted

Other Liabilities

25,000.00 None
5,000.00 1,627.63
None None None 2,348.62 None 286,985.25 None None
None None None 52.60

TotaL

.$ 321,014.10

TWENTY-SIXTH ANNUAL REPORT

67

STATEMENT Showing condition at the close of business December 31, 1945, of
BANK OF ILA Ila, Ga.
As called for by the Superintendent of Banks.

G. H. WESTBROOK,
President. Date of Charter: 10-11-1910

J. T. TILLER,
Cashier. Began Business: 10-15-1910

RESOURCES

Loans and Discounts..........................$

State of Georgia and Municipal Bonds

owned ....................................

U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House a_nd Lot.......

Furniture and F1xtures .........

Other Real Estate owned..

. .....

cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks ...........................

Cash Items ... .

Overdrafts ....

Advance on Cotton and other Com-

modities ....

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss

Other Resources

Total...

........... $

22,740.50
None 12,120.31
None 1,126.06
691.62 66.04
68,679.36
None None None
None
None None None
106,422.88

LIABILITIES

Capital Stock .....

. ..... $

Capital Notes ........ ..

Surplus Fund .......

Undivided Profits .............................

Reserve Funds

Due to Banks..........

Dividends Unpaid ...

Cashier's Checks

Certified Checks

Demand Deposits ..........................

Time Certificates of Deposits ....

Savings Deposita ..............

.. ... .

Letters of Credit and Acceptances

executed for Customers ..........

Bills Payable

................ .

Notes and Bills Rediscounted........

Other Liabilities ..

16,000.00 None
10.000.00 559.66 None None None
1.040.40 None
76.810.92 2,000.00 None
None None None 12.00

T o t a L . ...

.... ..........$ 106,422.88

STATEMENT

Showing condition at the close of business December 31, 1945, of

JASPER BANKING COMPANY Jasper, Ga.

As called for by the Superintendent of Banks.

A. C. MOORE, President.
Date of Charter: 1-17-1945

JAY L. HARRISON, Cashier.
Began Business: 3-12-1945

RESOURCES Loans and Discounts..........................$ State of Georgia and Municipal Bonds
owned. .................................................. U. S. Government Securities owned Other Stocks and Bonds owned........ Banking House and Lot...................... Furniture and Fixtures........... Other Real Estate owned.................. Cash in Vault and Amount due
from approved Reserve Agents.... Checks for Clearing and Due from
other Banks ...................................... Cash Items ............................................ Overdrafts .............................................. Advance on Cotton and other Com-
modities ............................................. Customers' Liability on Letters of
Credit and Acceptance11.................. Profit and Loss.............. .. Other Resources .................................
Total..............................................$

87,218.98
None 372,679.13
None None 1,972.23 None
326,887.05
None None 40.17
None
None None 429.83
789,227.39

LIABILITIES

Capital Stock

.$

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds ....

Due to Banks... .

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits..... .

Savings Deposits

............. .

Letters of Credit and Acceptances

executed for Customers.. .

Bills Payable ............................

Notes and Bills Rediscounted..

Other Liabilities .........................

25,000.00 None
6,000.00 819.84 70.80 None None 177.29 None
758,159.46 None None
None None None None

Total..

....$ 789,227.39

68

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF JONESBORO Jonesboro, Ga.

As called for by the Superintendent of Banks.

ELIZABETH M. BLALOCK,
President. Date of Charter: 10-6-1903

J. B. PULLIAM Cashier. '
Began Business: 11-7-1903

RESOURCES

Loans and Discounts..

. .... $

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned......

Banking House and Lot.....

Furniture and Fixtures..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents ...

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com.

modities

....... .

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss.. .........................

Other Resources

50,827.28
None 554,550.00
None 1.00 1.00 1.00
400,381.52
None None 26.12
33,811.50
None None None

TotaL

.............$ 1,039,602.42

LIABILITIES

Capital Stock

................. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

25,ooo.o0
None 25,000.00 19,254.1!
3,000.00
1, soNoo.onoe
932.71 None 872,5:18.70 None 92,376.90
None None None None

TotaL

...........s 1,039,602.42

STATEMENT

Showing condition at the close of business December 31, 1945, of

FARMERS & MERCHANTS BANK Junction City, Ga.

As called for by the Superintendent of Banks.

WM. G. JOHNSTON,
President. Date of Charter: 3-1912

MRS. T. W. LESTER, Cashier.
Began Business: 4-1912

RESOURCES

Loans and Discounts..

..$

State of Georgia and Municipal Bonds

owned ....

U. S. Government Securities owned

Other Stocks and Bonds owned.....

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks ........................

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities ..... .

Customers' Liability on Letters of

Credit and Acceptances.

Profit and Loss...

Other Resources

Total

.......... $

698.45
None 107,000.00
None 500.00 500.00 None
101,336.53
34 7.49 None 173.56
None
None Kone None
210,556.03

LIABILI'I'IES

Capital Stock

.......... $

Capital Notes

Surplus Fund

Undivided Profits

R-eserve Funds

Due to Banks ...

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers...

Bills Payable

Notes and Bills Rediscounted.

Other Liabilities

15,000.00 None
15,000.00 1,436.06 None None None 43.55 None
179,076.42 None None
None None None None

TotaL.

.............$ 210,556.03

TWENTY-SIXTH ANNUAL REPORT

69

STATEMENT

Showing condition at the close of business December 31, 1945, of

KENNESAW STATE BANK Kennesaw, Ga.

As called for by the Superintendent of Banks.

J. G. LEWIS, President.
Date of Charter: 4-3-1910

L. C. CHALKER,
Cashier. Began Business: 3-10-1910

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
u.owS.neGd overnmentSecuritiesowned
Other Stocks and Bon;ls owned........ Banking House and Lot.. Furniture and Fixtures ... __ _ Other Real Estate owned _____________ _
Cash in Vault and Amount due from approved Reserve Agents ...
Checks for Clearing and Due from
other Banks Cash Items Overdrafts Advance on Cotton and other Com-
modities Customers' Liability on Letters of
Credit and Acceptances.. Profit and Loss... Other Resources

Total...

............ $

32,132.34
None None None 3,000.00 1,250.00 None
238,289.01
None None 186.50
None
None None None
274,857.85

LIABILITIES

Capital Stock

.... $

Capital Notes

Surplus :F'und

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted

Other Liabilities

15,000.00 None None
1,725.28 1,400.00
None None 364.18 None 186,931.77 69,436.62 None
None None None None

Total..

............$ 274,857.85

STATEMENT

Showing condition at the close of business December 31, 1945, of

STATE BANK OF KINGSLAND Kingsland, Ga.

As called for by the Superintendent of Banks.

S. C. SHEFFIELD, President.
Date of Charter: 11-1912

F. T. TILLER, Cashier.
Began Business: 12-1912

RESOURCES

Loans and Discounts...

..............$

State of Georgia and Municipal Bonds

owned .. U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot...

Furniture and Fixtures .

Other Real Estate owned . ............

Cash in Vault and Amount due

from approved Reserve Agents...

Checks for Clearing and Due from

other Banks

.................. .

Cash Items

Overdrafts --- Advance on Cotton and other Com~

modities -----Customers' Liability on Letters of

Credit and Acceptances.....

Profit and Loss..

Other Resources

Total..

...... $

159,553.82
1,000.00 400,000.00
None 5,010.00 2,134.00
None
330,880.56
None None
6.26
None
None None None
898,584.64

LIABILITIES

Capital Stock

.. $

Capital N otes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certi11ed Chec1(s

Demand Deposits

Time Certificates of Deposits..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers...

Bills Payable

Notes and Bills Rediscounted ..

Other Liabilities

25,000.00 None
20,000.00 1,000.00 2,849.79 None None 4,488.05 None
641,418.04 None
203,828.76
None None None None

Total... ...

... $ 898,584.64

70

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business Deeember 31, 1945, of

THE BANK OF LAFAYETTE LaFayette, Ga.

As called for by the Superintendent of BankR.

C. C. GILBERT, President.
Date of Charter: 11-13-1889

H. A. DAVISON Cashier. '
Began Business: 1899

RESOURCES

Loans and Discounts..

..... $

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot. ....

Furniture and Fixtures ..

Other Real Estate owned . . ...........

Cash in Vault and Amount due

from approved R-eserve Agents..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss ......

Other Resources

24~.223. 79
146.952.88 1,903,039.97
None 21,000.00
500.00 None
1,384,877.67
None None 1,925.54
48,000.00
None None None

Total

...$ 3,749,519.85

LIABILITIES

Capital Stock

....... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds .... . ........................ .

Due to Banks .......................................

Dividends Unpaid

Cashier's Checks .............................

Certified Checks ...............................

Demand Deposits

Time Certificates of Deposits

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers

Bills Payable ...................................... ..

Notes and Bills Rediscounted..

Other Liabilities

so,ooo.oo
None 80,00(1.00
6,329.92 5,000.00
None 5,000.00
316.95 None 2,562,837.47 3,656.60 1.035,801.86
None None None 577.05

TotaL.. ...

.. ................$ 3,749,519.85

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE CITIZENS & SOUTHERN BANK OF LaGRANGE LaGrange, Ga.

As called for by the Superintendent of Banks.

P. G. BLITCH, President.
Date of Charter: 7-23-1937

HARRY R. SPIKES, Cashier.
Began Business: 8-2-1937

RESOURCES

Loano and Discounts.......

.$

State of Georgia and Municipal Bonds

owned .................................

U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot......................

Furniture and Fixtures......................

Other Real Estate owned .................. ..

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks ...................... ..

Cash Items .................................

Overdrafts ....

.. ............

Advance on Cotton and other Com-

modities

.......................................

Customers Liability on Letters of

Credit and Acceptances..................

Profit and Loss......................................

Other Resources ...........

1,166,229.77
706,191.02 6,918,018.56
60,069.20 18,119.37
None None
2,206,368. 72
25,498.35 3,444.06 3,438.15
None
None None 23,384.26

TotaL.........................................$ 11,130,761.46

LIABILITIES

Capital Stock

...... $

Capital Notes

Surplus Fund .

Undivided Profits ...........................

Reserve Funds

........................ .

Due to Banks........................................

Dividends Unpaid ................................

Cashier's Checks ...............................

Certified Checks .................................

Demand Deposits ..........................

Time Certificates of Deposits..

Savings Deposits ..................................

L{'tters of Credit and Acceptances

executed for Customers.

Bills Payable

Notes and Bills Rediscounted

Other Liabilities ...................

100,000.00 None
200,000.00 56,563.17 85,111.08
920,742.81 8,760.00 2,095.30 42.00
7,304,965.11 None
2,452,017.22
None None None 464.77

TotaL ...................

..............$ 11,130,761.46

TWENTY-SIXTH ANNUAL REPORT

71

STATEMENT

Showing condition at the close of business December 31, 1945, of
LaGRANGE BANKING COMPANY LaGrange, Ga.
As called for by the Superintendent of Banks.

A. E. MALLORY, President.
Date of Charter: 7-8-1941

BEN F. McLAUGHLIN,
Cashier. Began Business: 9-15-1941

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned ---- U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot . .

Furniture and Fixtuxes Other Real Estate owned.. ...............

Cash in Vault and Amount due from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks .......

Cash Items

.............................. .

Overdrafts

-

Advance on Cotton and other Com

modities .............................................

Customers' Liability on Letters of

Credit and Acceptances ..........

Profit and Loss

....................... .

Other Resources

416,376.92
None 1,057,752.17
None None 2,240.00 None
702,739.55
24,216.13 None 503.09
None
None None None

TotaL

.....$ 2,203,827.86

LIABILITIES

Capital Stock

................ $

Capital Notes

Surplus Fund .......................................

Undivided Profits

Reserve Funds

Due to Banks........

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits -----------------

Letters of Credit and Acceptances

executed for Customer-s ..

Bills Payable ....

Notes and Bills Rediscounted..

Other Liabilities

50,000.00 None
30,000.00 10,560.00
None 49,834.07
4,000.00 None
1,700.00 1,597. 743.20
None 459,990.59
None None None None

TotaL

..............$ 2, 203,827.86

STATEMENT

Showing condition at the close of business December 31, 1945, of
FARMERS & MERCHANTS BANK Lakeland, Ga.

As called for by the Superintendent of Banks.

W. L. MILLER, President.
Date of Charter: 4-18-1907

W. C. BANKS,
Cashier. Began Business: 1907

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned .................................................. U. S. Government Securitiea owned Other Stocks and Bonds owned........ Banking House and Lot.. .................... Furniture and Fixtures...................... Other Real Eotate owned...... .. Cash in Vault and Amount due
from approved Reserve Agents.... Checks for Clearing and Due from
other Banko ........................ . ..... Cash Items .......................................... .. Overdrafts .............................................. Advance on Cotton and other Com-
modities .............................................. Customers' Liability on Letters of
Credit and Acceptsnces.................. Profit and Loss...................................... Other Resources ..................................
TotaL ............................................ $

87,412.94
None 699,074.02
None 1,200.00
600.00 None
207,872.99
None None 65.24
None
None None None
996,225.19

LIABILITIES Capital Stock .......................................$ Capital Notes Surplus Fund ...................... Undivided Profits .............. Reserve Funds ..................................... Due to Banks..................... Dividends Unpaid Cashier's Checks .. .
Certified Checks ....... Demand Deposits ..... .... Time Certificates of Deposits.... Savings Deposits .............................. .. Letters of Credit and Acceptances
executed for Customers.. Bills Payable .....................
Notes and Bills Rediscounted.. Other Liabilities ..................... ..

25,000.00 5,600.00 7,500.00 7,594.37 4,000.00 None 780.00
10,030.34 None
614,001.17 206,220.87 115,498.44
None None None None

TotaL .......

......................$ 996,225.19

72

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of business December 31, 1945, of
LAKE PARK BANK Lake Park, Ga.
As called for by the Superintendent of Banks.

EWELL BROWN,
President. Date of Charter: 1-26-1906

EWELL BROWN Cashier. '
Began Business: 3-1906

RESOURCES

Loans and Discounts...........................$

State of Georgia and Municipal Bonds

owned ....

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate owned...

. ..

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com~

modities

Customers' Liability on Letters of

Credit and Acceptances....

Profit and Loss .........................

Other Resources

TotaL .......................................$

2,449.26
None None 10,000.00 300.00 None None
88,673.24
None None None
None
None None None
101,422.50

LIABILITIES

Capital Stock

... $

Capital Notes ...................................

Surplus Fund

Undivided Profits

Reserve Funds ...

Due to Banks..

Dividends Unpaid

Cashier's Checks .................................

Certified Checks

Demand Deposits ... _

Time Certificates of Deposits

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable ......................................

Notes and Bills Rediscounted.

Other Liabilities ...............................

15,000.00 None
3,000.00 70.ll None None None 120.35 None
79,375.19 3,856.85 None
None None None None

TotaL ...........................................$ 101,422.50

STATEMENT Showing condition at the close of business December 31, 1945, of

NORTHEAST GEORGIA BANK Lavonia, Ga.

As called for by the Superintendent of Banks.

W. N. HARRISON,
President. Date of Charter: 9-20-1940

W. N. HARRISON, CashieT.
Began Business: 9-23-1940

RESOURCES

Loans and Discounts..

.... $

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot

Furniture and Fixtures ..

Other Real Estate owned..

....

Cash in Vault and Amount due

from approved Reserve Agents...

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss............................

Other Resources ...................

98,7-18.27
None 971,500.00
None 3,850.00 2,106.00
None
583,651.17
5,893.11 6,219.77
None
None
None None None

Total ................ .

.....$ 1,671,968.32

LIABILITIES

Capital Stock ........................................$

Capital Notes ........................................

Surplus Fund

Undivided Profits

Reserve Funds .....

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks .................................

Df;mand Deposits

Time Certificates of Deposits..

Savings Deposits ...........

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

............... .

Notes and Bills Rediscounted.. .

Other Liabilities

25,000.00 None
25,000.00 I ,328.68 None None 283.50
11,533.15 None
1,570.694.99 38,128.00 None
None None None None

Total.. .............. .

............$ 1,671,968.32

TWENTY-SIXTH ANNUAL REPORT

73

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE BRAND BANKING COM:PANY Lawrenceville, Ga.

As called for by the Superintendent of Banks.

BARTOW MORGAN, President.
Date of Charter: 6-2-1905

F. F. DOWIS, Cashier.
Began Business: 7-17-1905

RESOURCES Loans and Discounts............................$
State of Georgia and Municipal Bonds
owned ..... . U. S. Government Securities owned
Other Stocks and Bonds owned........ Banking House and Lot.... Furniture and Fixtures .. Other Real Estate owned....................
cash in Vault and Amount due from approved Reserve Agents ..
Checks for Clearing and Due from
other Banks
Cash Items Overdrafts ....... Advance on Cotton and other Com~
modi ties Customers' Liability on Letters of
Credit and Acceptances ..
Profit and Loss .. Other Resources

253,858.11
27,500.00 1,035,540.30
21,300.00 None
2,100.00 8,000.00
915,450.04
None None None
None
None None None

TotaL

............................$ 2,263,748.45

LIABILITIES

Capital Stock

...................... $

Capital Notes

Surplus Fund

Undivided Profits

Rese-rve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certifiel Checks

Demand Deposits ..................................

Time Certificates of Deposits ..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

.................... .

Notes and Bills Rediscounted.. .

Other Liabilities

.................... .

50,000.00 None
50,000.00 52,047.23
None None None 365.80 None 1,511,788.29 None 599,5-17.13
None None None None

TotaL

..... ..$ 2,263,748.45

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF LENOX Lenox, Ga.

As called for by the Superintendent of Banks.

R. H. ROBINSON,
President. Date of Charter: 6-20-1907

R. H. ROBINSON,
Cashier. Began Business: 6-25-1907

RESOURCES

Loans and Discounts..

.............. $

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned...

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts ...............

Advance on Cotton and other Com-

modities .........................................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss ...

Other Resources

287,640.32
None 666,000.00
None 1.00 1.00
1,000.00
227,318.91
1,906.25 None 58.19
None
None None None

TotaL

....................$ 1,183,925.67

LIABILITIES

Capital Stock

................ $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

Notes and Bills Rediscounted_

Other Liabilities

25,000.00 None
50,000.00 6,277.97
14,000.00 6,319.56 3,000.00 2,093.71 None
878,623.07 198,611.36
None
None None None None

TotaL

..........................$ 1,183,925.67

74

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

FARMERS & MERCHANTS BANK Leslie, Ga.

As called for by the Superintendent of Banks.

W. T. ANDERSON,
President. Date of Charter: 12-19-1940

W. 'I'. ANDERSON,
Cashier. Began Business: 1-2-1941

RESOURCES

Loans and Discounts..........................$

State of G<!orgia and Municipal Bonds

owned ....... .....

U. S. Government Securities owned

Other Stocks and Bonds owned""""" Banking House and Lot..... .

Furniture and Fixtures..

Other Real Estate owned ""

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks .... .

Cash Items

................................... .

Overdrafts ........."""" Advance on Cotton and other Com-

modities ... ............ ---- Customers' Liability on Letters of

Credit and Acceptances.. .

Profit and Loss .....................................

Other Resources ........

Total... ................. .

....... $

69,123.08
None 60,000.00
None 1,000.00 1,000.00
None
347,553.62
4,886.35 184.56 13.47
None
None None None
463,760.97

LIABILITIES

Capital Stock ...

........... $

Capital Notes

Surplus Fund .....

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid .....

Cashier's Checks

Certified Checks ....

Demand Deposits .......

Time Certificates of Depo~its ..

Savings Deposits --- Letters of Credit and Acceptances

executed for Customers .

Bills Payable ......

Notes and Bills Rediscounted

Other Liabilities

25,000.00 None
5,000.00 6,304.36
None None 2,000.00 None None 394,806.69 1.925.83 28,724.10
None None None None

Total..

............ $ 463,760.97

STATEMENT

Showing condition at the close of business December 31, 1945, of

FARMERS STATE BANK Lincolnton, Ga.

As called for by the S11perint.endent of Banks.

J. H. BOYKIN, President.
Date of Charter: 9-26-1911

GEO. C.LEVERETT,JR,
Cashier. Began Business: 12-2-1911

RESOURCES

Loans and Discounts...... ...............$

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned....

Banking House and Lot..

Furniture and Fixtures .

Other Real Estate owned.. . "

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts .... "".........."

Advance on Cotton and other Com-

modities ..

. ......... .

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss..

Other Resources .....

97,829.33
1,000.00 696,408.07
None 1.00 1.00
None
360,160.94
18,591.59 37.50
119.58
None
None None None

Total... ...

.$ 1,174,149.01

Capital Stock

LIABILITIES "....... $

Capital Notes

Surplus Fund ..... .

Undivided Profits Reserve Funds Due to Banks"."......

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits -------Letters of Credit and Acceptances

executed for Customers ... .

Bills Payable ..................... "........

Notes and Bills Red;scounted" Other Liabilities

25,000.00 None
25,000.00 25,000.00
6,351.45 2,234.61
616.00 None None 873,253.04 2,000.00 214,693.91
None None None None

T o t a l . . . ...

.....$ 1,174,149.01

TWENTY-SIXTH ANNUAL REPORT

75

STATEMENT Showing condition at the c:lose of business December 31, 1945, of
THE PEOPLES BANK Lithonia, Ga.
As c.alled for by the Superintendent of Banks.

I. M. STARR, SR., President.
Date of Charter: 8-26-1910

I. M. STARR, SR., Cashier.
Began Business: 1910

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned ------U. S. Government Securities owned Other Stocks and Bonds owned........ Banking House and Lot... . Furniture and Fixtures...................... Other Real Estate owned.................. Cash in Vault and Amount due
from approved Reserve Agents ..
Checks for Clearing and Due from other Banks .................................
Cash Items Overdrafts Advance on Cotton and other Com-
modities --------------------------------Customers Liability on Letters of
Credit and Acceptances................ Profit and Loss.. ......................... Other Resources

TotaL

....... $

37,498.18
None 448,369.82
None 2,500.00
None None
2f3.184.12
None None None
None
None None None
741,552.12

LIABILITIES Capital Stock ............ .......... ...........$ Capital Notes Surplus Fund Undivided Profits
Re5erve Funds ----------- Due to Banks. Dividends Unpaid Cashier's Checks
Certified Checks Demand Deposits ... Time Certificates of Deposits Savings Deposits .................................. Letters of Credit and Acceptanres
executed for Customers.. Bills Payable .................... Notes and Bills Rediscounted.... Other Liabilities

25,000.00 None
20,000.00 6,562.46 None None 2,000.00 562.68 None
663,577.32 9,900.00
_13,949.66
None None None None

TotaL .

.... .....$ 741,552.12

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE FARMERS BANK Loc:ust Grove, Ga.

As called for by the Superintendent of Banks.

J. 0. MINTER, President.
Date of Charter: 1-1910

H. C. CHILDS, Cashier.
Began Business: 1-2-1910

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned .................................................. U. S. Government Securities owned Other Stocks and Bonds owned.. Banking House and Lot.. ~..,urniture and Fixtures...... . Oth<er Real Estate owned........ Cash in Vault and Amount due
from approved Reserve Agents .. Checks for Clearing and Due from
other Banks Cash Items Overdraft Advance on Cotton and other Com-
modities - Customers' Liability on Letters of
Credit and Acceptances.. Profit and Loss......................... . Other Resources

TotaL .....

. ..................... $

51,438.05
None 145,194.35
None 800.00 None None
120,392.11
None None 63,02
15,026.18
None None None
332,913.71

LIABILITIES

Capital Stock ...................

........ $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

................. .

Due to Banks.....................................

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable ..............................

Notes and Bille Rediscounted

Other Liabilities .................................

15,()()0.00 7,500.00 None 652.97 None None 276.80 4,000.00 None
304,983.94 500.00 None
None None None None

T o t a L ..

.. .........$ 332,913.71

76

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF LUMBER CITY Lumber City, Ga.

As called for by the Superintendent of Banks.

R. F. JORDAN, President.
Date of Charter: 5-22-1945

D. REID WI-!-COX, Cashier.
Began Business: 7-2-1945

RESOURCES

Loans and Discounts..

_$

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and l<'ixturcs .

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss ..

Other Resources

'Po t a L

........... $

9,509.33
None 81,338.29
None 2,500.00 2,110.58
None
81,355.51
None 144.10 173.32
None
None 808.27 None
177,939.40

LIABILITIES

Capital Stock

............ $

Capital Note3

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks .

Divjdends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits..

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted...

Other Liabilities

25,000.00 None
5,000.00 None None None None 333.53 None
14 7,605.87 None None
None None None None

TotaL

.........$ 177,939.40

STATEMENT

Showing condition at the close of business December 31, 1945, of

FARMERS STATE BANK Lumpkin, Ga.

As called for by the Superintendent of Banks.

A. T. FORT, President.
Date of Charter: 10-1911

E. E. HUMBER, Cashier.
Began Business: 12-1!!11

RESOURCES

Loans and Discounts .

.... $

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot.

Furniture and Fixtures..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss ....

Other Resources

277,661.97
3,265.60 469,271.90
2,482.60 None 1.00 None
432,070.23
5,000.00 None 3.00
None
None None 4,054.11

TotaL.

....$ 1,193,810.41

LIABILITIES

Capital Stock

..... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks....

Dividends Unpaid

Cashier's Checks

CPrtified Checks ...

Demand Deposits

Time Certificates of Deposits

Savings Deposits ....

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable ...........

Notes and Bills Rediscounted .....

Other Liabilities

28,000.00 None
22,000.00 7,926.22 None None 241.50 732.03 None
1,065,791.21 41.126.96 27,992.49
None Noae None None

TotaL

............$ 1,193,810.41

TWENTY-SIXTH ANNUAL REPORT

77

STATEMENT Showing condition at the close of business December 31, 1945, of
LUTHERSVILLE BANKING COMPANY Luthersville, Ga.
As called for by the Superintendent of Banks.

N. F. CULPEPPER, President.
Date of Charter: 10-11-1905

L. W. McKOON, Cashier.
Began Business: 8-3-1906

RESOURCES

Loans and Discounts...

_$

State of Georgia and Municipal Bonds

owned U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate O"\Vned ..

Cash in Vault and Amount due

from approved Reserve Agents ...

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts ....

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss..

Other !Wsources

TotaL

.............. $

37,365.58
4,225.80 271,150.23
5,098.45 842.00 360.00 306.00
162,038.19
5,000.00 437.10 301.10
219.54
None None None
487,343.99

LIABILITIES

Capital Stock

........... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks .

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits.

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities .............................

25,000.00 None
2,500.00 3,005.33 1,425.32
None None 2,216.19 None 406,228.32 46,968.83 None
None None None None

TotaL

......$ 487,343.99

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE PEOPLES BANK OF LYONS Lyons, Ga.

As called for by the Superintendent of Banks.

WM. A. ESTROFF, President.
Date of Charter: 5-4-1935

J. W. McARTHUR, Cashier.
Began Business: 6-1-1935

RESOURCES

Loans and Discounts..

..$

State of Georgia and Municipal Bonds

owned ......

........ .

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot...

Furniture and Fixtures.

Other Real Estate owned....

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks ......................

Cash Items

.................

Overdrafts Advance on

... Cotton

and

oth~r

Com-

modities ..............................................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss

Other Resources

42,280.25
None 778,500.00
None 707.40 1,816.02 None
737,274.93
611.75 113.56 None
4,338.88
None None None

Total ...................

...$ 1,565,642.79

LIABILITIES

Capital Stock

.......... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits...

Savings Deposits

....... .

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted....

Other Liabilities

15,000.00 None
12,000.00 2,117.42 None None None 1,186.56 None
1,474,793.86 60,544.95 None
None None None None

TotaL

..............$ 1,565,642.79

78

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE MERCHANTS & CITIZENS BANK McRae, Ga.

As called for by the Superintendent of Banks.

W. S. MANN, President.
Date of Charter: 3-28-1929

D. M. McRAE Vice-President and Cashier' Began Business: 2-23-1929

RESOURCES

Loans and Discounts..

. ... $

State of Georgia and Municipal Bonds

owned ................................................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures....

Other Real Estate owned....

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Itema

Overdrafts

Advance on Cotton and other C'om4

modities ... ................. .

Customers Liability on Letters of

Credit and Acceptances

Profit and Loss...

Other Resources

164,920.46
1 t.ooo.oo
1,322.700.00 None 930.00 800.00 1.00
548.80l.ii5
None None None
82,719.01
None None None

TotaL.

...............$ 2,131,872.02

LIABILITIES

Capital Stock ... . ............................ $

Capital Notes . . ...........................

Surplus Fund ...... .

Undivided Profits ......................... Reserve Funds ....................

Due to Banks..

Dividends Unpaid

Cashier's Cheeks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits --- Letters of Credit and Acceptances
executed for Customers..

Bills Payable

................... .

Notes and Bills Rediscounted ..

Other Liabilities

5o.ooo.oo
None 50,000.00 36,359.22 26.768.50
None 336.00 6,899.96 None 1,804.022.89 34,526.71 123,958.74
None None None None

Total... ..

' ........... . 2.131.872.02

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITY BANK & TRUST COMPANY Macon, Ga.

As called for by the Superintendent of Banks.

T. RAD TURNER,
President. Date of Charter: 6--29-31

GUYTON G. ABNEY,
Cashier. Began Business: 7-2-31

RESOURCES

Loans and Discounts............................$ 1,380,668.12

State of Georgia and Municipal Bonds

owned .......

... ...................... .

None

U. S. Government Securities owned 3,781,000.00

Other Stocks and Bonds owned ...... .

3,500.00

Banking House and Lot.....

32,950.00

Furniture and Fixtures..

1.00

Other Real Estate owned...........

None

Cash in Vault and Amount due

from approved Reserve Agents .. 2,232,734.44

Checks for Clearing and Due from

other Banks

65,904.82

Cash Items .....

4,290.18

Overdrafts .....

None

Advance on Cotton and other Com-

modities ................

--------

None

Customers' Liability on Letters of

Credit and Acceptances

None

Profit and Loss..

None

- - - - - Other Resources ....... ....................

None

TotaL. ................ .

......$ 7,601,048.66

LIABILITIES

Capital Stock

.$

Capital Notes

Surplus Fund ...................

Undivided Profits ................

Reserve Funds .......

Due to Banks.....

Dividends Unpaid

Cashier's Checks ........

Certified Checks ............

Demand Deposits

Time Certificates of Deposits

Savings Deposits .....

Letters of Credit and Acceptances

executed for Customers ........

Bills Payable

Notes and Billa Rediscounted......

Oth"r Liabi iitieo

110,000.00 None
110,000.00 117,804.30
23,499.97 792,764.02
4,413.33 17,689.08
623.25 4,594,250.44
None 1,730,014.17
None None None None

TotaL............................................$ 7,601,048.56

TWENTY-SIXTH ANNUAL REPORT

79

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF MADISON Madison, Ga.

As called for by the Superintendent of Banks.

BEN S. THOMPSON,
President. Date of Charter: 12-26-1888

E. G. ATKINSON, Cashier.
Began Business: 1-1-1890

RESOURCES

Loans and Discounts..........................$

State of Georgia and Municipal Bonds

u.owned .................... . S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot.. .

Furniture and FixtuN!S.. .

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents...

Checks for Clearing and Due from

other Banks

Cash Items

.......................... .

Overdrafts

..... .........

Advance on Cotton and other Com-

modities _____

....... .

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss

Other Resources ...................

292,294.29
34,357.76 632,800.00
4,002.00 4,704.37 5,098.34
None
209,639.15
17,444.30 None None
None
None None None

TotaL

.....$ 1,200,340.21

LIABILITIES

Capital Stock

..................... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits -----------Letters of Credit and Acceptances

executed for Customers..

Bills Payable .............................

Notes and Bills Rediscounted.

Other Liabilities ....

50,000.00 None
40,000.00 14,800.00
None None 680.00 301,00 None 918,189.85 3,663.11 172,706.25
None None None None

Total.

.......... " ........$ 1,200,340.21

STATEMENT

Showing condition at the close of business December :n, 1945, of

BANK OF MANCHESTER Manchester, Ga.

As called for by the Superintendent of Banks.

JAMES S. PETERS,
President. Date of Charter: 1-28-1910

CLAUDE A. BRAY,
Cashier. Began Business: 2-2-1910

RESOURCES Loan~ and Discounts...........................$ State of Georgia and Municipal Bonds
o\vned ------------- ...... U. S. Government Securities owned Other Stocks and Bonds owned..... Banking House and Lot.. Furniture and Fixtures........... Other Real Estate owned.................. Cash in Vault and Amount due
from approved Reserve Agents... Checks for Clearing and Due from
other Banks ........................ .. Cash Items ....
Overdrafts ------------Advance on Cotton and other Com-
modities ------------------------------------------ Customers' Liability on Letters of
Credit and Acceptances Profit and Loss.. Other Resources

470,772.12
331,912.08 627,818.75
37,155.76 2,886.27 2,682.01 10,612.31
798,165.77
None 456.47 2,515.17
None
None None 11,772.65

T o t a l . ...

..........$ 2,296,749.36

LIABILITIES

Capital Stock

.......... $

Capital Notes

Surplus Fund

Undivided Protlts

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ....

Savings Deposits ........................

Letters of Credit and Acceptances

executed for Customers

Bills Payable

................... ..

Notes and Bills Rediscounted..

Other Liabilities

50,000.00 None
125,000.00 57,711.40 16,744.94 None None 8,001.14 None
1,531,107.90 21,444.59
486,290.99
None None None 448.40

TotaL

" .....$ 2,296,749.36

80

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

COBB EXCHANGE BANK Marietta, Ga.

As called for by the Superintendent of Banks.

C. D. GOLSAN, President.
Date of Charter: 12-18-1906

W. C. PATTERSON
Cashier. ' Began Business: 1-1-1907

RESOURCES

Loans and Discount~..

. ..... $

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stoeks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures

Other Real Estate owned..

Ca::;h in Vault and Amount due

from approved Reserve Agents ...

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss..

Other Resources

526,305.30
None 1,324,428.84
None None 9,864.08 834.00
502,460.44
4,012.63 59.50 86.10
None
None None 1,997.52

TotaL

... $ 2,370,048.41

LIABILI'I1ES

Capital Stock

............. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers....

Bill Payable

NotE's and Bills Rediscounted....

Other Liabilities

51o3,,oooooo..ooo0
1 O,OOO.Oo 37,711.89 20.365.88 22,460.46
1,500.00 2,461.7!
None 1,813,286.07
11,680.00 387,582.40
None None None None

TotaL

.........$ 2,370,018.41

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE CITIZENS BANK Marshallville, Ga.

As called for by the Superintendent of Banks.

C. C. HASLAM,
President. Date of Charter: 12-1906

C. C. HASLAM, Cashier.
Began Business: 1-1-1907

RESOURCES

Loans and Discounts... .

. ... $

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned...

Banking House and Lot..

Furniture and Fixtures..

Other Real Estate owned..... ....

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities ............................................

Customers Liability on Letters of

Credit and Acceptances..

Profit and Loss..

Other Resources

TotaL.

....... $

155,397.40
None None 333,014.52
1.00 1.00 None
170,011.83
368.67 None 53.10
None
None None None
658,847.52

LIABILITIES

Capital Stock

............ $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks ...

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits

.....

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

18,000.00 None
37,000.00 10,945.52
None None 570.00 8,140.68 None 522,612.87 None 61,560.65
None None None 17.80

TotaL

....$ 658,847.52

TWENTY-SIXTH ANNUAL REPORT

81

STATEMENT

Showing condition at the close of business December 31, 1945, of

GEORGIA BANKING COMPANY Marshallville, Ga.

As called for by the Superintendent of Banks.

JOHN C. WALKER, JR., President.
Date of Charter: 9-19-1910

JOH~ C. WALKER, JR..
Cashier. Began Bu,,ines:;: 9-~7--1910

RESOURCES

J.,oans and Di~.:cunts_

.. _ . S

State of Georgia and .!\.lunicipal Bollds

owned ... U. S. Government S!O'euriLi<;s o,vned

Other Stocks and BonllS own2d

Banking House and Lot.

:Furniture an!l Fixtures. Other Heal E:.;~a;..: o.vncd. cash in VallH ~tnd ~\rno;1n,, <~l;f:'
from app1ove.l Rescr\'c A;.-rc;;; s
CheC'kS (OJ" Clearj:-t!; and D;;(' r) 0111

other Banks

Ca:'ih Items
Ovcrdrarts Advance on Co.<un :<ttd dht:i C(m-

moditiC'S (u-;lotnb'S' l i:!lility rn Lcllcj ~; of

Crc1lit and Acee~~tu-:ces

Profit and Loss Other R(sou;-ces

Total

None
::>.uoo.oo
None l,SOO.OO J,:lOo.ou
~81),()1)
:U:i.] :~ .\Jone J ~.riK
?'\one
~one ~one
None

(':i.:i"...ll ;>:Jl''

1'1 (';_})\ 1

ll<~

LIAEILI'J"IES

H'c-r l">-~ <,_on.L: PI!:..~ to JbnL-.:
Uunaid CLok:-; t :hc~k ..,.

c1,d Aeet.:piauct'8 t'' '',')J1,~,1 ltH' t 'u;h~>t!<'l ,.,
r~;JJs P;}:-<'ll;tc .".;,),._, a.\'1 r;;J)o: Hcdi-,tOHH1l'd 0: bPI' ~ ;"1 f,;.Ji~ :c_;o;

~fi.OUG.\;1!
Ncnt:
u,nco.oo
.-).H7~.:~:3 Non~
Nor:' :\:one
10.~;);),51 Nont~
lti0,1Wi.::~
No: jJ,G.li.:;t)
N o ( .. ;
Nnl:~ Nm~: ~<!:t.!t~

STATEMENT

Showing condition at the close of business De(t'mher :31, 1945, of

BANK OF MEIGS :VIeigs, Ga.

As called for by the Superintendent of Banks.

LEO WILKES, President.
Date of Cha1ter: 5-1903

0. H. LEWIS,
Cashier. Began Bu~iness: 6--190:3

RESOURCES

Loans and Discounls

.. \5

State of Georgia and Muni'-~ipal I~onds

owned

U. S. Government Secutitif s owntc~d

Other Stocks and Bond:-; owm:d

Banking House ~nd Lo~

Ful'niture and Fixtures...

Other [{eal Estate ownctl

Cash in Vault and Amount due

from apy,roved Rc...,erve Ag:nt~

Checks for Clearing anti Dve L om

other Banks

Cash Items

Overdraf1 s

..

Advance on Cotton and othe1 Com-

modities __ ..

-- ...

Customers' Liability 011 LctLer;::; of

Credit and AcceDtan('es .

Profit and Loss .

Other Resources

TotaL

.$

l!Jf.,H85.55
None
3t)~,X87 .::~2
None 1.00 1.00 I .00
:? ;n,i:~o.oo
None None
~one
f\one
None None None

CaJlital Stm:-~,
Capi~:!( ~-rte:-;

LIABILITIES ..... :::.

t~urplus Fund

-.e :s I TndhiJed Pnlf:ts

n{"~.,

!,~,_Hl

Drre lo B?..nks Dividends Unpaid

Ca~~hipr's Che~ks

C'<'='i i!1ed Clwcks D('n_'l:Lnd n~~[it)~Jts

'1"in~c Cert.i!k}~;~.'? o[ Deposits

Sa\ in;!,'::; Oe;:-u~i1.s Let1f?\".; <Jf Cn,,C. ~~nd Aceepialh~t~..:;
p~rt-~o:-u_t('d j"nr Cu<;iOnlers gj)Js P~yaLh~

No-i~e:-. and Biils Rediscounted

Othel' Liahilitie.:;

50,000.00 Ncne
l."i,VO!i.OO
:!0.~08.~Q -!,7,t:Y.a~
Nmlt': HLOJ li,2l8.40
~one 701,;~H:l."i!
~one
52, ~~~.1:.:;
~CD. ~one
None
~one

Total.

.......$ 850,:J05.!i7

82

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

METTER BANKING COMPANY Metter, Ga.

As called for by the Superintendent of Banks.

P. V. STRIPLING, President.
Date of Charter: 7-25--1930

PERRY L. ROUNTREE
Cashier. ' Began Business: 8-26-1935

RESOURCES

Loans and Discounh............................$

State of Georgia and Municipal Bonds

owned .............................

. ..... .

U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot...............

Furniture and Fixtures ..

Other Real Estate owned....................

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks .....................................

Cash Items ...........................................

Overdrafts .................... ...

. ...... .

Advance on Cotton and other Com-

modities

........................ .

Customers' Liability on Letters of

Credit and Acceptances ..................

Profit and Loss.....................................

Other Resources .................................

302,435.64
None
990,40~.13
20,950.00 10,650.00
985.00 None
252,259.10
None None None
None
None None None

Total..............................................$ 1,577,682.87

LIABILITIES

Capital Stock

....... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds ...

Due to Banks

Dividends Unpaid

Cashier's Checks .................................

Certified Checks ........ .

Demand Deposits ..... .

Time Certificates of Deposits

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers

Bills Payable ......................................

Notes and Bills Rediscounted

Other Liabilities

25,ooo.00 None
25,ooo.o0 15,658.91 10.366.20
None None 741.87 None 1,500,915.89 None None
None None None None

Total............................................$ 1,577,682.87

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF MIDVILLE Midville, Ga.

As called for by the Superintendent of Banks.

J. B. THURMAN,
President. Date of Charter: 4-10-1945

R. H. SIMS, Cashier.
Began Business: 5-21-1945

RESOURCES

Loans and Discounts... . ....................$

State of Georgia and Municipal Bonds

owned ...

. ......,. ..

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot ....................

Furniture and Fixtures ...................

Other Real Estate owned.......

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts ...

Advance on Cotton and other Com-

modities

Customers' Liability on Letten of

Credit and Acceptances..

Profit and Loss .......................

Other Resources

................... .

Total... ...............

...........$

63,430.39
None 25.000.00
None 3,500.00 1,904.30
None
186,571.15
None None 23.92
14,099.63
None None None
294,529.39

LIABILITIES

Capital Stock

........ $

Capital Notes

Surplus Fund ..............

Undivided Profits ....

Reserve Funds

Due to Banks.. .....

Dividends Unpaid .......................

Cashier's Checks ................................

Certified Checks .. .

Demand Deposits ... ..................... .

Time Certificates of Deposits..

Savings Deposits

........... .

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

25,000.00 None
5,000.00 1,018.46
None None None 2,002.26 None 261,508.67 None None
None None None None

Total.. .................... ................$ 294,529.39

TWENTY-SIXTH ANNUAL REPORT

83

STATEMENT

Showing condition at the dose of business December 31, 1945, of

BANK OF MILAN Milan, Ga.

As called for by the Superintendent of Banks.

R. C. CHAMBERS, President.
Date of Charter: 12-5-1906

D. R. NEWTON, Cashier.
Began Business: 10-1906

RESOURCES

Loans and Discounts..........................$

State of Georgia and Municipal Bonds

owned ....

.....

--------

U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot............

Furniture and Fixtures......................

Other Real Estate owned....................

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks .

cash Items ................................

Overdrafts .........................................

Advance on Cotton and other Com-

modities .............................................

Customers' Liability on Letters of

Credit and Acceptances............

Profit and Loss.........................

Other Resources .

TotaL. ........

........ $

123,540.45
1,000.00 503,953.00
None 2,862.20
1.00 None
129,625.35
5,267.98 None None
None
None None None
766,249.98

LIABILITIES

Capital Stock

...................... $

Capital Notes

Surplus Fund .................................

Undivided Profits

Reserve Funds ......................

Due to Banks....

Dividends Unpaid

Cashier's Checks .................................

Certified Checks ..................................

Demand Deposits .. ........................

Time Certificates of Deposits............

Saving& Deposits ..

Letters of Credit and Acceptances

executed for Customers................_

Bills Payable ................................

Notes and Bills Rediscounted

Other Liabilities ..................

20,000.00 None
15,000.00 1,051.35 None None 17.50 105.97 None
681,758.98 48,316.18 None
None None None None

Total..............................................$ 766,249.98

STATEMENT

Showing condition at the close of business December 31, 1945, of

EXCHANGE BANK Milledgeville, Ga.

As called for by the Superintendent of Banks.

OTTO M. CONN, President.
Date of Charter: 5-20-1903

CHAS. J. CONN, Cashier.
Began Business: 6-1-1903

RESOURCES

Loans and Discounts

.............. $

State of Georgia and Municipal Bonds

owned ....

.........................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot

Furniture and Fixtures.

Other Real Estate owned...

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items .....................

Overdrafts ..............................................

Advance on Cotton and other Com-

modities ........................................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss ....................................

Other Resources .....................

578,660.17
24,191.20 922,896.63
13,909.00 None
1,610.00 855.00
780,270.87
9,414.07 45.00
478.04
71,572.19
36,192.00 None
7,692.51

TotaL ......... .

......................$ 2,447, 786.68

LIABILITIES Capital Stock .......................................$ Capital Notes ..................... Surplus Fund ....................... Undivided Profits Reserve Funds Due to Banks Dividends Unpaid Cashier's Checks .. . Certified Checks .... Demand Deposits ..................... Time Certificates of Deposits .. Savings Deposits ............................... Letters of Credit and Acceptances
executed for Customers..
Bills Payable ....... Notes and Bills Rediscounted
Other Liabilities .......

100,000.00 None
100,000.00 15,524.13 None None 1,962.66 2,737.87 None
2,191,370.02 None None
36,192.00 None None None

T o t a L ....... .

...................$ 2,447,786.68

84

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the dose of business December 31, 1945, of

THE MERCHANTS & FARMERS BANK Milledgeville, Ga.

As called for by the Superintendent of Banks.

MARION H. ALLEN,
President. Date of Charter: 3-1898

J. F. BELL, JR.,
Cashier. Began Business: 3-1898

RESOURCES

l.oarM and Discounts.

-"$

State of Gt:..-'Orgia D.nd Municival Bonds

owned

U. S. Governn1::::nt Sccut"ities m.vned

Other Stocks and Bonds owlled.

Banking House and Lot

Furniture and Fixtures

Other Real Estale owned ..

Cash in Vault nnd Amonnt due

from approved i{cserve !\gents..

Checks for Clcadn~ ant] Due .fron1

other Banks

Ca.sh Tlems

Overdrafts

Advance on Cctton and otl:er Com-

modit:es

Customers Liability on Letters of

Credit and Acceptances ..

Profit and Lo,.s ..

Other Resources

419,982.09
12,710.63 l,Oii1,88:l.09
None 5,9()!).16 1,766.02 2,977 ..55
l65,37l.H
7.66G.43 None 7.4<1
None
None
Nom;~
1,538.44

TotaL

1,972,877.29

LIABILITIES

Capital Stock

..... $

C~tJ;i kd NoLi:~3

~1nplus Fu1HJ

Undivided Prof1~ s

I!l~serve :(1'und::;

Due to Banks__

Dividends Unnaid

C.Jshier's Check~-,

Certified Chc~.~ks

lJ, rnand DElJcsi :,s

"l'imz: Certif!caLes of Ot~posit s

~.avings Depo.~its

. --------

Letten of CrC"dit. cn.i A,~ccviances

e'H!cuLcd fof' Custome:s

B"JJs Payable

Noies and Bilb Ret.f ~counted ..

Othcf Liahi!itie,-J

80,000.00 None
80,000.00 15,993.70
2,100.00 None 708.00
1,1Gl.73 None
1,792,923.86 None None
None None None None

TotaL

........ $ 1,972,877.29

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE MILLEDGEVILLE BANKING COMPANY Milledgeville, Ga.

As called for by the Superintendent of Banks.

MILLER R. BELL, President.
Date of Charter: 9-13-1874

MILLER R. BELL, Cashier.
Began Business: 10-13-1884

R~:SOURCES

Loans and Discoun"l,s__

........ $

State of Georgia and Municipal Bonds

ov.rned . ___ ......... -.-------- ---- ... .

U. S. Government Securities owned

Other Stocks and Bonds owned ...

Banking House and LcL

Futniture and Fixtures .

Other Real Egtate ow ned.

Ca8h in Vault and Amount due

from approved Res2l'Ve Azents..

Checks for Clearin~; ~nd Due rrom

other Banks

-

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss ..

Other Resources

335,237.43
4,990.00 3,4 72,807.51
None 1.00 1.00
None
626,575.35
3,610.7-1 None 18S.15
None
None None None

Total

.......$ 4,443,408.18

LIABILITIES

Capital Stock

... $

Capital Notes

S!]rplus Fund

Unclividt::d Profits

Rese eve Funds

Due to Hanks ..

Dividends Unpaid

Cashiet'.;:; ChPcks

Certific(l Checks

Demand Deposits

'J hnt~ C.tctiilcate:-; of Del)osits _

Savings Deposits

----

Lettel.s of Credit and Acceptances

e~ecutcd for Customers

Bi!ls Payable

Notes and Bills Rediscounted..

Other Liabilities

50,000.00 None
100,000.00 175,212.60
30,000.00 None 870.00
9,940.19 None
4,077,385.39 None None
None None None None

Total..

...........$ 4,443,408.18

TWENTY-SIXTH ANNUAL REPORT

85

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF MILLEN Millen, Ga.

As called for by the Superintendent of Banks.

J. F. BATES, President.
Date of Charter: 1-4-1893

W. H. SHEPPARD, JR.,
Cashier. Began Bus:ness: 3-1-1893

RESOUHCES

Loans a-nd Dbr.cnnt "'--

----- ... $

Stato of Georgia a!1d .tilunichlal Bonds

owned -- --- -

-----------

U. S. Government ~~ccutitic-s owpcJ

Other Stoe!;::s anJ Borods Ov'v'nr_-d

Bariking House 211d Lot furniture ar:d l' ixL:Irf';: __

Other Heal J~~d:tie ow,-,ed_

Cvsh in Va11J~ r.tY!d Amout.t due

from appro\ ed HP.~ervc Ag-e:.:11 s.

Checks for Ck;.riwr. ;_:nd Due> from

other DanLs . .... .

Cash Items

Overdrafts Advance o~ Coi~~n and o1!1c! Ccmw

modities

Customers' Liability on Le:jcrs uf

Credit and i\cccptanf'e~~

Profit and Loss

Other Pesoerccs

Total.

.:s

714,903.98
None 492,087.51
None 5,000.00 2,000.00
None
1,153.967.29
5,317.4~
None None
None
None None None
z,:w:;,27G.2'~

LIAniLITlES

Capital [~tock

.. $

Capital Nolt's

SuTpius Fnnd

U1H1ivided f'lofUs

Res~rve Funds

Due to JJ:-tnl s.

D:vic'cttrls 1Jrq ai,_l

Cashier's CL~<.:l,s

Certified Chcr' ks

Demand Deposit.:->

Time C<rtifirah's of Dcpmits ..

S::tvings D<posii s

-

Let tcrs of Credil and l\ cte~_ilances

executcd for Cu:tonwr::;

Bills Payahle

:r:.;oies and Bills Redis~ountcd ..

Other Liabilities

50,000.00 None
50,000.00 29,80:1.74
None None None
5,0~G.97
None 1,970,116.78
None 268,319.73
None None None None

Total __

. . .$ 2,373.276.22

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF MOLENA Molena, Ga.

As called for by the .Superintendent of Banks.

W. 0. JORDAN,
President. Date of Charter: 10-7-1901

R. H. FLETCHER,
Cashier. Began Buoincss: 3-1899

T:ESOUF..CES

Loans and Djcccun:

... $

State of Georgb ad l\'T1mi~~:nn.! J?(::nfls

u.owned s~ Covertlr>'CY]; Sclll" lWi o.vne:.l

Othf~r Stoe.:.: o-d T'oy:ds c ;, ed

Ranking 1-lou c ;, ~Hl l.oi.

Futn~tu~e c1nd F

Oll--er !teaJ

Cr-Rh i.:\ \':

:ro',\ :;.npro

Checks fn: (' 1c!

,rom

other !~a~1~.<:s

Cac.;h Itc'Ts

Ov'.rt!r2. f'i s

Aclvan,x! on t><t~1; a:Hl o1 :Jcr Com-

modEi . ~::;

Ct,stm:v)rs' [ i:: il:iy o~t Lt:t'~B,c: of

Credl~ :1nd ' ~' CDtan(<':-J

Profit a nO L::JS'

Oth-er "";:?,c;:>ourcc::;

TotaL

............... $

24,271.93
No-1e 93.000.00
None 1. UiO.OO
gso.oo
1,700.00
1~7 ,286.62
5,000.00
~:.oo
No 'e
14,174.15
Ncne None None
279,13S.70

c~l n: ~~d

LJADILITIES

C:1ni,~J

~ ,;rp1ns l"und

1.Jn{livlJul Jrofits

f> s:-rve Jt'unrl.s

D:;c lo Ban1.s

L1:,<de-.-!(ls l 'i"P'lH1

C;:s;lie~s Ch~c.:. ,;

C.. rLift0d C}:cd\:S

D(n1and Df'r;:Jsit.:;

'i':,Jl~ Ccrtific::>1c:::;

Sa\; fJg<~ Dcnosit:~

I,eit:rs of Cre<Jl~ <nnl _fee--:: ::-:.-:ce:;

PXP.CPted for Ctls:.or<Jc: ;.o_

Bills Payable

Notes and Bills l~cdjscr:unl~:d

0 ther Liabilitie3

lG,OOO.OO None
1.0(111.00 2,1 D0.13
None None None 9fi.27 None
22~.946.26
22,,177.84 10,726.20
None None None None

Total - -$ 279,435.70

86

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE FARMERS BANK Monroe, Ga.

As called for by the Superintendent of Banks.

C. R. BRADFORD,
President. Date of Charter: 12-2-1905

C. R. BRADFORD Cashier. '
Began Business: 1-1-1906

RESOURCES

Loans and Discounts..

. ... $

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned ..... .

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts ....

Advance on Cotton and other Com-

modities ........................................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss

Other Resources

720.581.16
50,423.43 1,128,217.64
4,000.00 None
3,164.00 None
943,951.21
None None None
None
None None 42,599.75

TotaL

....$ 2,892,937.19

LIABILITIES

Capital Stock

... $

Capital Notes

Surplus Fund ...... .

Undivided Profits

Reserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

'I'ime Certificates of Deposits...

Savings Deposits

........ .

Letters of Credit and Acceptance-s

executed for Customers..

Bills Payable

Notes and Bills Rediscounted...

Other Liabilities ...... .

100,000.00 None
30,000.00 35,643.10
None None None 432.34 None 2,337 ,419.3! None 385,368.29
None None None 4,074.15

Total... ....

..................$ 2,892.937.19

STATEMENT

Showing condition at the close of business December 31, 1945, of

MOULTRIE BANKING COMPANY Moultrie, Ga.

As called for by the Superintendent of Banks.

E. M. VEREEN, President.
Date of Charter: 7-8-1896

R. G. McDONALD,
Cashier. Began Business: 1896

RESOURCES

Loans and Discounts....

. ..... $

State of Georgia and Municipal Bonds

owned .. ............

..... .

U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot.....

Furniture and Fixtures ..

Other Real Estate owned..

Cash In Vault and Amount due

from approved Reserve Agents...

Checks for Clearing and Due from

other Banks

Cash Items

................. .

Overdrafts ............................

Advance on Cotton and other Com-

modities ...........................

Customers' Liability on Letters of

Credit and Acceptances.......

Profit and Loss

Other Resources

1,416,926.04
49,304.53 3,635,302.50
74,859.44 47,692.20
4,976.33 None
1,576,217.43
397,056.50 25.68
887.79
2,614,431.18
None None 38,425.00

Total..

.........$ 9,856,104.62

LIABILITIES

Capital Stock

..........$

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks.........

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits..

Savings Deposits

L-etters of Credit and Acceptances

executed for Customers ..

Bills Payable ................................

Notes and Bills Rediscounted... .

Other Liabilities

200,000.00 None
200,000.00 295,306.08
25,000.00 702,252.08
30,000.00 36,813.15
None 7,250,330.89
388,509.41 _!89,468.01
17"' None
None! None 38,425.00

TotaL

.....$ 9,856,104.62

TWENTY-SIXTH ANNUAL REPORT

87

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE MOUNT VERNON BANK Mount Vernon, Ga.

As called for by the Superintendent of Banks.

D. A. McRAE, SR.,
President. Date of Charter: 12-21-1900

W. M. PETERSON, Cashier.
Began Business: 1-24-1901

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

u.owned ................................................. . S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot....

Furniture and Fixtures... .

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents ...

Checks for Clearing and Due from

other Banks ........

Cash Items ..

Overdrafts .......................

Advance on Cotton and other Com-

modities ...

. ...

Customers' Liability on Letters of

Credit and Acceptances ....

Profit and Loss..

Other Resources

Total.. ....................

... $

110,128.93
3,000.00 394,200.00
None 1,055.08 2,573.98
None
223,581.72
None None 22.52
None
None None None
734,562.23

LIABILITIES

Capital Stock ...

........$

Capital Notes ... .

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..........................

Dividends Unpaid

Cashier's Checks ....

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits .........................

Letters of Credit and Acceptances

executed for Customers

Bills Payable ......................................

Notes and Bills Rediscounted

Other Liabilities ... .........................

15,000.00 None
50,000.00 11,086.24
None None 2,250.00 2,834.47 None 616,797.03 17,399.14 16,832.47
None None None 2,362.88

Total... ...

.........$ 734,562.23

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE CITIZENS BANK Nashville, Ga.

As called for by the Superintendent of Banks.

M. E. PERRY, President.
Date of Charter: 3-1943

P. L. HOWARD,
Cashier. Began Business: 3-1943

RESOURCES

Loans and Discounts........

..$

State of Georgia and Municipal Bonds

owned ...................

U. S. Government Securities owned

Other Stocks and Bonds owned

Banking House and Lot...... .

Furniture and Fixtures ....... .

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks ..........

Cash Items

Overdrafts ........................

Advance on Cotton and other Com

modities ..............................................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss ..

Other Resources

175,068.62
3,075.00 670,000.00
8,000.00 3,(03.85 1,499.49
None
611,516.18
253.56 None None
None
None None None

Total..

.......$ 1,472,816.70

LIABILITIES

Capital Stock

...... $

Capital Notes

....................... .

Surplus Fund

........................ .

Undivided Profits ...............................

Reserve Funds ..................

Due to Banks.......................

Dividends Unpaid ...............

Cashier's Checks

Certified Checks

Demand Deposits ..........

Time Certificates of Deposits

Savings Deposits ................. ..........

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities ........

25,000.00 None
20,000.00 902.76 None
66,115.83 2,000.00 5,543.04 None
1,135,350.58 217,904.49 None
None None None None

Total... .

....................$ 1,472,816.70

BB

DEPAR'L\IENT OF BANKING

STATEMENT
Showing condition at the close of business December 31, 1945, of
THE UNITED BANKING COMPANY Nashville, Ga.

As called for by the Superintendent of Banks.

.JOSEPH M. BRYAN.

President.

.

Date of Chartw: 7-10-1924

0. B. WILLIAMS. Cashier.
Degan Business: 7-1924

HESOURCES

t.!>ar;s nnd Djscouni s

~~tate of Gc,orr;ia ar,d Mlinif'J,:- l H ll'd'-'

ovvned

U. S. Govern men l Securit i2::;. ow1rerJ

l)ther Stocks and 1-~ur~(h:, ow:\~~~

Bank~ng House ~1r,d J.

Furniture and Fixtur:

Other Real Estate ownC'J

Cash in Vaul: :u.d

dn~

frD'11 a1~r>roveJ Hesen'e

~-,_'T [.-:

Chc~ks for Clcarin:; :.l~ia Or~ f1cm

otber Banks

Cnsh I1e)~g

()vcrrL_arts

.\dv;~rce o;1 Coito~l ~1nd oih\'r (\,m-

ry}odities

Cu~tome<s' Liahi'ily on L{'l.ter~ of

Credit and Acct~ptancc's

Profit ::md Los-

Other Resources

ToLaL

;~ 1 ri, 7i3.8S
1~.000.0(1 i.i~.O(JO.OO
None ! <!i:~.oo
~. 1 :l~~.RO
None
Nrme None
Non~
l.ii18.83fi.!lti

L!ABILIT:Ef; Canita! Stock Canil:ll Note. ~,u~n!J:; Fund IJrdl\id0d Proilr:..; :{( c-enC' Fund..,
Due io lbr1b.; Di\ idends Un~~~~:d

Dem~r!d

T~:--::w CE..;ti

Snvinr::-- Dfpmi:"

f.<'Uer~

t'r.'dii at1U AccPpia:Jc,;-

foi Cus'Lumers

Rill...; J>nya~)je

No 1.e:- ~nd HUb HeJiscoun,_e,J

Ot:rPr Liahilit.ie .;

3:>,ooo.oo oG.oNooo.onoe
27,205.81 9,010.18 8.781.45
s,25o.oo
9,28~.04
None 1,209,2-19.16
2R0,108.32 None
None None None None

1 ,I;JR,x86.96

STATEMENT

Showing condition at the dose of busine<.;s Dec<:mher 31, 1945, uf

BANK OF NEWINGTON Newington, Ga.

As called for b)' the Superintendent of Banks.

W. L. BRA:--rTLEY,
President. Date of Charter: 7-7-191!!

ADIEL E. HODGES,
Ca0hicr. Beg~n Busirws>: 8 11--191()

H~~SOUlU l3

Loans arcl Di~counl~ State of Gfool.~ia anti Mit~ticnal Cond~

owneJ

...

U. S. GovernrnPTd ~-~r curitio::: o,.vn~::d

OthPr PLH'1:~ and l :ond:: o\,'1\f''l

Hnnting HutJSC ;1;1d J,!Ji

l''urn:tu-rc nnt1 Fi>..turcs

Other f:-caJ !' ; . l(' oWJ1cd !~ash in V:-:nT: ;>.rd fmu;mi Uue
f'nP.l ctpJl:'o\vd 1\.cs-~'l'VC f\ :~ .n ( s Chcc!u~ ict c~c:niw.; anJ n~;L' i'<lm

.Jt.;lC'r Rn.r:k..;

Ca~;l1 lil'mG

Ovedr-cfts :\.dvan:( on Cu', (nt! ::11'd (:' !:,r C(J-:'-

modili~:~
Custon:ers Li:c;,hility O!l L~lters of Cr('diL and A(eerl~nlcc:-;

Prof1l and Loss Other Tiesour~cs

Total..

Nont~
s:i.nou.oo None
!100.(!/J
::no.oo
None N.-me Nont
None
None None None
221.720.20

J. !P. ll!l ITH:S

C'aJ1ital ~)i()('k

Capi1;!,{. Nn:e.

Surplus F~nHl

TJn,JiviJe--1 Pr.<J-l..,

!?f'so:rve F'lnd:s

Dw~ itl Bm-,l('s

Divitkndo:; fTnraid C:-!~h;e~~ C',l('r:-:s

('er1 i;'{r1

n~'ln.'lrl 'i

TimP ('pr\

nf Dcpnsts

S-1 \'[ nf('s D2 pG:~i:;::.

Let lcr" cf Cr~dit a~'d .1\n~cplancc~

r'xecut0d fnr CP,bm01

RillR Payable

Notes and Hills Itedls('OIJnteJ.

OLh~r Liabilities

10,000.00 Nonf' None
1.~11.96 ['-Jone
None None 106.16 None
1~9,G77.08
2,025.00 None
None None None None

TotaL

..........................$ 221,720.20

TWENTY-SIXTH ANNUAL REPORT

89

STATEMENT

Showing condition at the closl' of business Deccmhcr 31, 1945, of

BAKEH COUNTY BANK Newton, Ga.

As called for by the Superintendent of Banks.

J. H. HALL. President.
Date of Charter: 10~1-HlOG

H. EUGENE HALL, Cashier.
Be:~an B.lo;noss: I0-15~HJOB

----------------------~-----------

UF.SOUnCK-1

L !idll LI Tl ES

Loans and n:~co~n,l ~

State of Gcor:';:; ~EHll\1 u1;.~

o~vned
V. S. Gov::..n;nw.1~

,,.,_-, ;1ed

:N"une 100,Si)7 .07

Other Stocks <l:'d Banking HotlS{' =-t<1d Furniture and l''.ix ~ u' ~ s

No~-1e
1,920.00 2fiB.2f1

Other Real E~,.r,u' (.~v.-..:d

None

Cash in Vau1L anu ../\Jlullrll due

lrom approve~: t.c~c:l'>t.' A

Checks for Cl'a~ in~ ;nd Du~ ~',ou1

ot.her Bani~;

]\jont~

Cash Items

J. .~one

~d i. anJ ..t\~~r.:>p'._,anc~s

O\'erdrafis Advance on c~J~ :n :<Jd ) :1

NOIJ(:

<'.:>.CCI liCe! r ('r Cn:-,tUlfKA 13

modi ties

Custom~rs' l j,:],;,;,':>7

i'

:c. Credit and

Ci ::11~tT;

10,228.:;:; o[
Non.:~

Profit and L~:rs~

None

Other Re~,oure~-;

Nonu

25,000.00 None
25.000.00 11,171.86
No11e None 2,000.00
1.~9 '-~~~1
None 419,840.85
10,:!.52.87 None
None None None None

To:al.

Tota!

.$ 197,062.42

STATEMENT

THE IU!\'K OF NORCHOSS Nnr~ross, Ga.

A~ caHl:d fer by n~~ Superjntendent of Banks.

CLIFFORD .JONES,
President. Date cf Cha rte ,. : J:! 12-1903

J. S. NESBIT, Cashier.
Bcgan Business: 2- 1--1904

Loans aml n~~;

Stateo[ GlOr;~: ~ ai,u i'!LrJ~"< .. ;1

owned

J. S. Govern

d

Other Stoeks a11 d

Bankin:-; llo.,s.:

Furniture a 1i

Olher Rc::] _K.,;;::l:_ o-.. lH d

Cash in V:Jc~i

,;u,~

[-rom HPIH".lh:i.l J :v~::- ! ':; Chf'~.!;s fo1 ~ .r;il': .-J..:,r, l:~

1s ;.rn

other e~, nl,.-,

Cash TLews

Ovel'drafts ,.- ..

Advance on Cu.~. ,J :1 t (; d'

C: ,1-

moUities

.

iustomers' LiabjJ;;y on L:: lcrs of

Credit and 1\u::cpi aw ~::;

Profit and Lass.

Other Rcsrnrccs

l,'o P 110, 1i.i:J.. 7:;
None :1,000.00
co:J.ou
Kone
1~8.0'1:!.2~~
l,Bh 1.GO None None
None
None None None

i~iofk

LIA.l-liLITTJ<:S

:s

t a.

Vl :n .~11:;

0

',":

"
.-1

:-:

n~ I ~.:-ri 1n A-c ni:w.ces

cxcc:u:cd fpr Cusinmt:' ~

1LJ s 1'ay~.1J'1

J~nls a .. (: J;

:~eui {'t~tHJ~e:l

GUcr LiaLilj~;e.s

30,000.00 None
f>,OOO.OO H,:'OO.OO t,2H.n
None
l,;oo.oo
!\ione No.e 5~!.5,7G~!..H2 None 1,29-~.74
None None No"!e None

TotaL.

.. ... $ !\74,102.28

TotaL

..........$ 574,402.28

--------------------------------------------~---

90

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF OCHLOCHNEE Ochlochnee, Ga.

As called for by the Superintendent of Banks.

W. H. WURST, President.
Date of Charter: 10-19-1906

A. E. SPEER Cashier. '
Began Business: 11-1906

RESOURCES

Loans and Discounts..

............$

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot.. .

Furniture and Fixtures ... .

Other Real Estate owned..................

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks ...

Cash Items

Overdrafts ..

....... .

Advance on Cotton and other Com-

moditiel .... ....... . .......

. .... .

Customers' Liability on Lettero of

Credit and Acceptances ...

Profit and Loso.......

Other Resource& .. .

TotaL ........... .

........ $

90,843.00
500.00 209,500.00
280.00 1,650.00 1,200.00
None
219,845.09
None None 11.80
None
None None None
523,829.89

LIABILITIES Capital Stock . .................................$ Capital Notes Surplus Fund Undivided Profits .... .
Reserve Funds ..................................... Due to Banks......... Dividends Unpaid .... .................... Cashier's Checks ............................... Certified Checks ........ ................... Demand Deposits ................................ Time Certificates of Deposits Savings Deposits .................................. Letters of Credit and Acceptances
executed for Customers
Bills Payable ..................................... Notes and Bills Rediscounted Other Liabilities

1346,,,ooooooooo...ooo000
1,685.48
1,ooo.oo
16,271.62 None
1,316.84 None
398,646.18 3,000.00
76,009.87
None None None 3,000.00

TotaL.

........$ 623,829.8~

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE FIRST STATE BANK Ocilla, Ga.

As called for by the Superintendent of Banks.

JOE H. LITTLE,
President. Date of Charter: 5-11-1943

W. L. COOK,
Cashier. Began Business: 6-1-1943

RESOURCES

Loans and Discounts..........................$

State of Georgia and Municipal Bonds

owned ..............................................

U. S. Government Securities owned

Other Stocks and Bonds owned...

Banking House and Lot .....................

Furniture and Fixtures..

Other Real Estate owned ..................

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks

......................... .

Cash Items

Overdrafts ..

Advance on Cotton and other Com-

modities

..... .

Customers Liability on Letters of

Credit and Acceptances

Profit and Loss..

Other Resources

211,046.78
None 1,616,145.48
None 7,216.38
None None
790,214.50
None 164.68 None
22,618.59
None None 605.12

TotaL

.....$ 2,647,911.53

LIABILITIES

Capital Stock ...

..............$

Capital Notes .............

Surplus Fund .....

Undivided Profits

Reserve ~"'unds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits .................................

Time Certificates of Deposits

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers

Bills Payable ....

Notes and Bills Rediscounted..

Other Liabilities ..............................

50,000.00 None
50,000.00 21,151.00 10,000.00
None 3,000.00 7,587.75
None 2,214,123.79
22,847.07 269,201.92
None None None None

TotaL

...$ 2,647,911.63

TWENTY-SIXTH ANNUAL REPORT

91

STATEMENT Showing condition at the close of business December 31, 1945, of
BANK OF OGLETHORPE Oglethorpe, Ga.
As called for by the Superintendent of Banks.

W. E. WILBURN,
President. Date of Charter: 2-1-1901

JOHN F. WILLIAMS,
Cashier. Began Business: 2-8-1901

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

u.owS.neGd ov.e...r.n..m....e..n..t....S..e..c..u..r..i.t..i.e..s

owned

Other Stocks and Bonds owned

Banking House and Lot.... .

Furniture and Fixtures.... .

Other Real Estate owned .. .

Cash in Vault and Amount due

from approved Reserve Agents ...

Checks for Clearing and Due from

other Banks ..........

Cash Items .......................

Overdrafts Advance on Cotton and other Com-

modities

......... ----

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss ....

OthEr Resources

411,036.47
5,000.00 295,100.00
None 900.00 None 4,002.00
404,392.79
None None None
14,192.87
None None None

T o t a l . . . ...... .

........................$ 1,134,624.13

LIABILITIES

Capital Stock ... ..........................$

Capital Notes .................

Surplus Fund

....................... .

Undivided Profits

..................... .

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks ....

Certified Checks .... .

Demand Deposita ...............................

Time Certificates of Deposits

Savings Deposits

......... .

Letters of Credit and Acceptances

executed for Customers ..... .

Bills Payable ........................

Notes and Bills Rediscounted

Other Liabilities .....................

15,000.00 None
15,000.00 12,597.31
4,000.00 None 312.00
8,228.25 None
1,050,346.40 29,140.17 None
None None None None

TotaL

.............$ 1,134,624.13

STATEMENT

Showing condition at the close of business December 31, 1945, of

FARMERS BANK Palmetto, Ga.

As called for by the Superintendent of Banks.

J. H. BALLARD, President.
Date of Charter: 6-29-1918

B. HUDSON,
Cashier. Began Business: 7-10-1918

RESOURCES

Loans and Discounts...

.............$

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned.......

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate owned...................

Cash in Vault nnd Amount due

from approved Reserve Agents ...

Check!! for Clearing and Due from

other Banks ...

Cash Items

Overdrafts ...

Advance on Cotton and other Com-

modities

........................ .

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss..

Other Resources

Total

....... $

47,933.48
None 214,300.00
None 2,600.00
400.00 None
262,731.71
None None None
None
None None None
527,965.19

LIABILITIES

Capital Stock

....... $

Capital Notes

Surplus Fund

Undivided Profits .....

Reserve Funds .....

Due to Banks...........

Dividends Unpaid .

Cashier's Checks

Certified Checks .. .

Demand Deposits .............................

Time Certificates of Deposits

Savings Deposits ....

Letters of Credit and Acceptances

executed for Customers

Bills Payable ......... ..................

Notes and Bills Rediscounted ......

Other Liabilities ....

25,000.00 None None
9,047.69 None None None 49.38 None
408,867.02 85,001.10 None
None None None None

TotaL

.........$ 527,965.19

92

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE PATTERSON BANK Patterson, Ga.

As called for by the Superintendent of Banks.

ROMA TIIOMAS,
or President.
Date Cbal'!!cl': L1~22 1907

MlLDRED GRINER Cashier. '
Ber:an B:J;ines:: G--19 -1907

Loans and D!s'"in '~

St.te of G~n

;i ~-1 ,n

O\.rned lf. S. Co\c~.- Pr~ Oihcr S't'1:.!s ~1~d l~nw:s

;l{'d

Hankin.r Hnt:''2 :' 'd I , t

Furnttun-' :1,1:

'" ~~

Ot.to:~t R('a{ E:,: 1:-~ n~,---u: c~sh in V:~i : P __,rl

f:nnl :~p;."n' .,.1 r>-;c-l'V<' ".

ChPcl<s f(H' ('i(:,-._rn-~ ~t'lrl il, ,1m

nLher Hrtr!L.;

Cash f!p,r.:;:

OvPrdr-all.s A<iva~,ec on C'J~!o:n and n'' !' 1,",,n;.-

!'lOdities

Customers' f.iabiJ:ty n l<'i,1s of Cted't and _~\,..ccn~~1!1ct~;

Profit ~rrH1 Lf:SS

Fonf' ~!'( .( 1 0" .PO
r,;- o- <~ on 1.:--~;n
ron.' o
!\Jon<'
W1.J2
Not~e
22.77
Nor10
Non.~

( ::.r."taJ ~~tuck :i' N;,:,.

J,TABfT,tT'Jl~S

tn H:n1 1

n;

,.ii'J-i'J

C ''' 1 t;rr l'l (,I

( ';J ,'1; ::I"(? k .I '1:~>' ~.

nr~r,,;1nrl f) -,n()SI:

'!'i;n0 Ccl'fii!<:"";J ::s n~

Dcpn~,;~~~

(':>.t" .:t,rl f'\l '.Hinnt. 1'!::1
!~jl'~; }':tv:~h1'
f;(\iCS ~-n:) 1~][; f-,'; d .:l''. Wl1C'd ot:~Pr Liuhdit!Ps

Tota1

Jo.noo.oo ~one
G,cno.o0 7.672.95
None None
1.00
1.19~.61
No!1e s:n.Of)2.14
7,1K~.27
None
None Nnne None None
574, 110::1.97

STATEMENT

THE CITIZEXS E~CH \NGE BAN~\ Pearson, Ca.

J. I.. SU1\lMERLlN, Presid0nt.
Date of Ckrtel': 1-19-1942

J=!ESOURCES

Coans arul n;:-~')lm:.

. ~;;

Rt:J.Le of G: ~":

M~1;,-. tl Cn: d~o

OWf!ed

U. S. GovePnrncnl ~r"l;iti"~; owned

OtLPr Slof~; s :--: .,,] !-{,o:.d~~ O''. ned

~bTJkint~ l:n11

r "i

Fnnliturc :1-:>rl l i :~ . res

01h;~r Pen1 ~>:l~1tr: n\\'11(' I

Cwh in Vnul:o <PHi Amn11nt due

f1.nm HiJ<l~t)\ Pd 1:"~~ "' ' '\:<.'!~~s

Che"=~~:-; for Cic:J";ng av! !).t(' rl'om

other H:1nl:s

C<1sh TiC'm...;

Overdrafts

Advance on CcLl'1.'"? ~.1rd nt~'2r Corn-

moditie::;

Customers' Liahir:v on Lettcc,; of

Credit and i\C't eirt:o.ncps

Profit and 1 .oss ..

Other ResJurces

TotaL

.............. $

Nllf!C
2ii,OOO.OO None
2.1 ~'.I.,'\!) 8110.00 Non~
None NonP None
None
NotH'
None None

U. T. PCR.TTGGS, Cashier.
B<>gan B11sincss: 5 -12-HI1G

Cnn:tal ~fork

LIABILITIES

C:-'pi'al Not('s

~>nn1u"> f'und

1lndi\ ir]('c] Profit-~

!'c (rve Fun1!.i

nu_~ ro. Hanks

n:vidt:>nh. r!npaid

c~sfoif'r's r.hecks

r'cd.i lled Checl.:g

D0m::-1Pd Df'nosit:::;

'1'i"''<' ('('ri i fiC':tt0'> Pavings n~'r;osits

Let.1(rs of f'redii :nd /\ccC',:t~mces

Pxcroi erl -for Custom('T:-',

nqJH Payahh

:K'nleo:: nrrl BiJls R.':"!li~C<JlP11~r1

Other Lbbilities

25,000.00 Nn;f'
6,0!'0.00 7:7Ak No'le None
1.000.00
2,'~.~1.71
No"!f' i40,3Ci0 74
1\;"nn~ 20.~0fi.99
None None None No'le

TotaL

.... $

TWENTY-SIXTH ANNUAL REPORT

93

STATEMENT

Showing condition at the close of business December 31, 1945, of

FARMERS BANK OF PELHAM Pelham, Ga.

As called for by the Superintendent of Banks.

F. D. HOLLIS, President.
Date of Charter: 8-25-1902

J. R. PAYNE, Cashier.
Began Business: 9-1-1902

RESOURCES

Loans and Discounts____

_$

State of GPOrgia and Munic;nal Bonds

u.owned S. Government Seeui'itics owner! Other Stocks and Ron~ls U\Yfl('d

Banking House vnd f ol

Furniture and Fixtures

Other Real E::;tate owne.l

Cash in VauJt and Amouni due from approved Tl~cer~z' ,"..~c-nh;
Cheeks fox Cl(~ar;ng and l);:c ;;-om

othL>r Hanks

..

Cash Hems

Ovt>rrlrafts Advance on ~:otlon and otl-1er Com-

modities

Custm!"ters' Liability on L'tlC!'.O: of

Credit and. Acccptan<'f'S Profit and Los~;

Other Resnurces

Tot~ J

2ti1,187.08
2,000.00 791,300.00
None 2,9!):) 77
1.~80.09
None
i 13,:~JOA7
12, J ~Hi."2 None
L llG.S6
None
None None None

LIABILITIES Ca pj: al Stnek C~1pital Notes S1Jrnl11" Fund llndi1;;tkJ Pro/iLo; ;t('S~tvc Fun t!s
Danks. l 'nrJaid
C-~l:~'ic!'~; (~l1c\:s
C'f Lil!cd CtJcl'b.-
n'-'lJ(J.~ii;..; !)ep<lsi: s
<t nd -\ ~.-; 1 'l r: ~
: \JPH'I~

I 00,000.00 None
50,000.00 7,411.49 1,050.00 None 2,5:H.OO :1,R20.S8 GG.OO
! ,'t~G.J2:L60 None
2:n,:::1o.a
No~'lc>
None NoJ.;.e None

Total

...... '$ ] ,g21,!)25.89

STATEMENT

Showing condition at the close of business December :n, 1915, of

PELHAM BANKING COMPANY Pelham, Ga.

As called for by the Superintendent of Banks.

W. C. COOPER, President.
Date of Charter: 12-4-1936

H. J. JENNINGS, Cashier.
Began Business: 12-8-1936

RESOURCES

Loans and Discounts

$

State of Georgia and MPni('ipll Bonrls

owned

U. S. Government Seturities owned

Other Stocks and Honds owned.

Banking House ani! I ,at

Furniture and Fixtures ..

Other Real gstate owned

Cash in Vault and Amount dne

from approved Reserve A~cnt..,.

Checl~s for Clearing and Due fJom

other Banks

Ca"h Hems

OverdrafL; ....

Advance on Cotton and other Cnn1

modities .... .. . ....

.

Customers' Li;:~.hility on Leitel'S of

Credit and Acceptances

Profit and Loss ..

Other Resources

~00,082.13
:l1,7BG.27 600,076.8:)
None
9,0;JG.7:~
1,179.75 None
.'W0,175.52
6fiHA5 301.41 335.34
None
None None None

TotaL

.........$ 1,14:J,951.46

LIABILITIES

Capital Stock

Capibtl Notes

8lJrplus Fund

On<rvidctl Pro!Jls

H.esf'rve Func.l->

Due to Banks

Oi\ idenJs lJnp2.id

c~...;]deT',.:, ClJ(.:d\.;;

CcrL;Jhd Cht-k..;

OeiJlaild DeJH';-;Is

'i"ime Cel(JJjeal.._ s tJf De post~~:::.

~~av!qg,.; Dcr:;~it.;;

r ,_.; :crs

Crtl" ;:~nd l"\eeen1ances

i u1 (_: u~; orn.crs

t:ills PayaUe

Nr,((',..; and Ui11.; Hl_,,!;sc:mP:ted.

Ol~lel Liabilit:t-;

25,000.CO None
12,500.00 10,599.70 18,887.31
None 252.7-1 0,126.97 None 944,814.06 18,460.81 101,181.78
Nolle None None ',128.09

Total.

...........$ 1,143,951.46

94

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE PEMBROKE STATE BANK Pembroke, Ga.

As called for by the Superintendent of Banks.

C. L. GRUVER, President.
Date of Charter: 12-29-37

C. L. GRUVER Cashier. '
Began Business: 2-11-1938

RESOURCES Loans and Discounts....... ...... .......... $ State of Georgia and Municipal Bonda
owned ................................. U. S. Government Securities owned Other Stocks and Bonds owned Banking House and Lot.. Furniture and Fixtures ............ Other Real Estate owned ...... . Cash in Vault and Amount due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks .. Cash Items .......................................... Overdrafts ...............
Advance on Cotton and other Commodities ........................................
Customers' Liability on Letters of
Credit and Acceptances .. Profit and Loss
Other Resources ....................

Total

.......... $

165,108.27
1,000.00 443,075.00
None 2,370.00
470.00 None
329,755.99
None None None
None
None None 1,729.01
943,508.27

LIABILITIES

Capital Stock

...... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funda ......................

Due to Banks

Dividends Unpaid

Cashier's Checks

Certified Checks ...

Demand Deposits

Time Certificates of Deposits............

Savings Deposita

...... .

Letters of Credit and Acceptances

executed for Customers...

Billa Payable .......

Notes and Bills Rediscounted

Other Liabiliites

25,ooo.oo None
25,000.00 38.26 None None 204.00
2,909.38 None
840,522.49 37,661.15 6,518.78
None None None 5,654.21

Total.. ...

...............................$ 943,508.27

STATEMENT

Showing condition at the close of business December 31, 1945, of

PERRY LOAN & SAVINGS BANK Perry, Ga.

As called for by the Superintendent of Banks.

C. E. ANDREW,
President. Date of Charter: 8-20-1889

W. V. TUGGLE, Cashier.
Began Business: 1889

RESOURCES

Loans and Discounts..........................$

State of <korgia and Municipal Bonds

owned ....

........................... .

U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot

Furniture and Fixtures.............

Other Real Estate owned....................

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

.................. .

Cash Items

Overdrafts ........................

Advance on Cotton and other Com-

modities ...............

...................

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss.............

Other Resources ......

242,226.64
None 1,083,000.00
None 1.00 1.00
None
819,116.11
836.21 None 935.40
None
None None None

Total ............. .

.......$ 2,146,116.36

LIABILITIES

Capital Stock

........ $

Capital Notes

Surplus Fund .

Undivided Profits

Reserve Funds ....

Due to Banks

Dividends Unpaid ......................

Cashier's Checks .......................

Certified Checks .....

Demand Deposits .

Time Certificates of Deposits............

Savings Deposits ................................

Letters of Credit and Acceptances

executed for Customers..................

Bills Payable

Notes and Bills Rediscounted

Other Liabilities .....

25,000.00 None
27,500.00 49,366.98
None None 1,010.00 7,064.49 None 1,976,064.80 17,700.00 42,410.09
None None None None

Total ......................................$ 2,146,116.36

TWENTY-SIXTH ANNUAL REPORT

95

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF PINEHURST Pinehurst, Ga.

As called for by the Superintendent of Banks.

W. F. SCARBOROUGH, President.
Date of Charter: 1-1-1908

A.M. WILSON, Cashier.
Began Business: 1904

RESOURCES

Loans and Discounts..........................$

State of Georgia and Municipal Bonds

owned ...........................

U. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot........

Furniture and Fixtures..........

Other Real Estate owned............

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks ....

Cash Items

Overdrafts

. ..... ...... ........

Advance on Cotton and other Com-

modities .........................................

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss ........

Other Resources .... .

Total.... ..................$

54,205.00
None 86,213.02
None 1,000.00
750.00 None
409,415.09
927.51 None None
6,226.30
None None 280.87
659,017.79

LIABILITIES

Capital Stock

.... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds .....

Due to Banks

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits ........................

Time Certificates of Deposits..

Savings Deposits

................

Letters of Credit and Acceptances

executed for Customers.

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

................... .

26,000.00 15,000.00
None 3,202.84 1,500.00
None None 1,391.12 None 455,054.67 40,384.00 17,485.16 ;;
None None None None

Total..

......................$ 659,017.79

STATEMENT

Showing condition at the close of business December 31, 1945, of

PITTS BANKING COMPANY Pitts, Ga.

As called for by the Superintendent of Banks.

A. C. SHELL, President.
Date of Charter: 6-2-1906

MRS. A. C. SHELL, Acting Cashier.
Began Business: 1906

RESOURCES

Loans and Discounts..

............. $

State of Georgia and Municipal Bonds

owned ... . . ...... . ..................

U. S. Government Securities owned

Other Stocks and Bonds owned.

Banking House and Lot.. ....

Furniture and Fixtures..

Other Real Estate owned..............

Cash in Vault and Amount due

from Reserve Agents..

Checks for Clearing and Due from

other Banks

Cash Items ..

Overdrafts ...............

Advance on Cotton and other Com~

modities .....

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss......

Other Resources

Total .....................

.........$

92,733.34
None 192,400.00
1,000.00 250.00 400.00 None
273.094.43
None None None
None
None None None
559,877.77

LIABILITIES

Capital Stock

...... $

Capital Notes

Surplus Fund ........................

Undivided Profits

Reserve Funds ..

Due to Banks ..

Dividends Unpaid

.................... .

Cashier's Checks

...................... .

Certified Checks

..................... .

Demand Deposits

.....................

Time Certificates of Deposits..

Savings Deposits

...... .

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

....

Notes and Bills Rediscounted...

Other Liabilities

25,000.00 None
5,000.00 7,504.09
None None None 717.50 None 516,790.84 4,865.34 None
None None None None

Total...

...............$ 559,877.77

96

DEPARTMENT OF Jl:\NKTNG

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE BANK OF QUITMAN Quitman, Ga.

As called for by the Superjntendent of Bank,-:.

SAJ\lL. S. ROUNTREE.
President. Date of Charter: 12-26-1888

H. W. STUBBS Cashier. '
Began Bu;,iness: 12-28-1888

St<::~h' of Ct unda a;1d l 1/u;,li. :::::J.I 1;0!1d~ c,,,-nerl
IJ. S. Gon~rnnwrn:, ;:~ceirni,s '.\'lwd Oth~~r S:o~l.:-> and \~ones J',\ r.o-:l Banking House n.t,rl Lcl Fu;nit;_:re a:-1<1 Flx~,ur!::'s Otlwr He~d l~:t-,t~tit_ ov:,wd
C:-1'"'fJ :n vatill :J'>:l \:ntJoJn: ,1, 0
frCE:: ar'J-Jl'l)\'tc'd l~.Z'~Y'1 ..'{' ,'\;~ :,1'::) Chr,J.~ fdr CJeariq\"( :~nl Dl!c' ! '.);>o
tJLhC'7 Han]:
Ca~:h ltt~~l.fS
OvHd: ;li~s .\.,h:liH~ 'I~ 1_')iJ'l ;~r;_d J'c, (\_.n;-
I"l';'EtwA L!:lhiftLy I);} L-. ~C1 F
a;~d A~ceJJt~~Y1t't;.;
Pro:~t and l.uss O'Lht..:r Re;uu:rccs
Total.

11{i,:lQ1.32
1, H8.:i7 :wLOG None
.'",;1,1.)1.1) li,iJ'",O.:;'l
.None
:2132.2~
None
~OPC l'JI)!l
2,1>)7 .'12:\.! l

C;,;<:al SLc(~k t::p-,L_t]

LJARIU'I'!F'.S

1'1oEI s

Ht.-,~~crvc 1'rmds

; o r~,,.,

Bat'b~

D> idend~> Unpad

< ':1::-.hif'r's C1wc!;:>

Crt U.t;(d Chcek:s

t', ;1tand

1:::!: Is N<t"S u.:lfl'

j, :J,-1(1 \e<"cptances
Jn~:r;;

oo,ooo.oo
None 50,000.00 2R,811.63 28,614.12 48,019.14
2,000.00 6,417.16
None 1,771.268.06
None 202,10:].31)
None None None None

Tot.a.J.

2,187,:)2:!.!1

STATEMEKT

Showing condition at the close of busin{'SS Decemher 31, J 9-J:>, of

THE TATTNALL BANK Reidsville, Ga.

As called for by the Super;nl<:ndent of Banl\1-'.

RALPH HUCKABEE.

President.

,

Date of Charte1: 9-14-1900

E. B. REGISTER, Cashier.
Began Business: 10-22-1900

RESOURCES

Loans and Discounh.

..:$

Stnh~ of Georgia and J)-1un!ci.!Jal Bonds

ov-.;ned

U. 8. f'rtwernm~nt Rf.'~UI i!.;e._, t:rwnHl

Other StorL.:; and Bonds (!l'ln-ed

BankinK Hon:::e and L0l

FurDiture and Fixlurts

Other H.e::li Estat~ Qwncd

Cash in Vau)t nnd t\mr)[':H ck,(

f!om am~~ o.ted. l{ese f\'t' .-\p;,:;n L1:1

Checks for C)Pariw~ awJ Thw o:rn

other Ranks

Ca,,h Hems

Q-;,-erdraft<;

Advance (H1 ~,~oL-:.on and otlwr Com-

rnoG.itit.::'>

Cnstomcr::;' Liabi.1;1"y un Lettet"'-1 of

Credit and Acceptances

Profit and Loss ..

Othe.c Resources

1fi-!,2:37 .7:l
3,0;;(}.00 'H !,000.00
None :?,7BO.OO
9'71.110 No;1e
None !,0 !7. J 0
77. s~
.J.JJ7 .o.;
Nom~
None None

Total..

1,541.~28.10

LIABILITIES

Ca1Jital Stock

--~

l':-tilit:1l NtJtes

~~urnlus Fund

Dnc1ivi(h'-d Ptofl.ts

Re:H'rn f<'unds

Du-~ to Banks

Di\)llf'_nds Unpaid

c~_-;!dr;r's ClH'f:\.s

t"'el~;iicd <_ fwcks

D(-'H~-l.Ild D<>!noit ..o:

T;rtw ('(:rtiii('a(.('-' nt' Dcpos~is ..

':.~)~:.:; D<'JH)Sil ~

'-~' :,_,,-g of Cr['d-ii, c.nd Ace-'pi.ance8

c~l.'CU1d. rrr Cu::.torners

B: il~ Payal:-Je

~'\Ju;_f'S anJ. Bills Rediscounted.

OJ'c r L!.Lilitie,_,

25,000.00 None
17,500.00 l,!l10.85 1,000.00 None None 9,970.22 None
!,100,R18.91 12.4%.9:3 69,601.19
None None None None

Total

..$ 1,511,328.10

TWENTY-SIXTH ANNUAL REPORT

97

STATEMENT

Showing condition at the close of business December 31, 1945, of

RENTZ BANKING COMPANY Rentz, Ga.

As called for by the Superintendent of Banks.

0. D. BARRON, President.
Date of Charter: 5-2-1914

MRS. 0. D. BARRON, Cashier.
Began Business: 5-5-1914

RESOURCES

Loans and Discounts..........................$

State of Georgia and Municipal Bonds

owned -------------------------------------U. S. Government Securities owned

Other Stocks and Bonds owned.

Banking House and LoL

Furniture and Fixtures ...

Other Real Estate owned__

____ _

Cash in Vault and Amount due

from approved Reserve Agents.

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts . -

Advance on Cotton and other Com

modities

Customers' Liability on Letters of

Credit and Acceptances .. Profit and Loss _____ _

Other Resources

TotaL

.. $

34,022.99
98.96 140,000.18
None 500.00 None
10.00
171,116.61
None None 44.20
2,547.18
None None None
348,340.12

Capital Stock

LIABILI'I1ES _________ ------------ __________ $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks .

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Cedjficates of Deposits ..

Savings De11osits

Letters of Credit and Acceptances

executed for Customers....

Bills Payable

Noles and Bills Rediscounted

Other Liabilities

25,000.00 None
5,000.00 960.05 None None None None None
311,630.07 5,750.00 None
None None None None

TotaL

...$ 348,340.12

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE CITIZENS STATE BANK Reynolds, Ga.

As called for by the Superintendent of Banl,s.

W. J. BUTLER, President.
Date of Charter: 9-8-1922

R. L. BELL, Cashier.
Began Business: 9-8-1922

RESOURCES

Loans and Discounts..

. ........ $

State of Georgia and Municipal Bonds

owned .....

U. S. Government Se-curities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures ...... Other Real Estate owned _______________...

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items --

Overdrafts -----------Advance on Cotton and other Com-

modities --- Customers' Liability on Letters of

Credit and Acceptances Profit and Loss

Other Resources

TotaL. __ ..

......... $

355,026.75
None 103,350.00
None 7,000.00 2,418.53
None
488,749.28
None None None
None
None None None
956,544.56

LIABILITIES

Capital Stock

---------- .. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits..

Savings Deposits

_..........

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

25,000.00 None
15,000.00 14,678.69
6,251.10 None
1,250.00 555.76 None
771,118.56 5,295.44
117,395.01
None None None None

TotaL ......

.....$ 956,544.56

98

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

RICHLAND BANKING COMPANY Richland, Ga.

As called for by the Superintendent of Banks.

E. W. PARISH, President.
Date of Charter: 10-13-1927

J:ESOURCES

Loans and Discounts______

_ ..... $

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stoeks and Bonds owned ..

Banking House and Lot..

Furniture and Fixtures ..

Other Heal Estate owned.. . ....... .

Cash in Vault and Amount due

from approved Reserve Agents..

Cheeks for Clearing and Due from

other Banks

Cash Items

Overdrafts ..................

Advance on Cotton and oLher Com~

modities ------ Customers' Liability on Letters of

Cred:t and Acceptances ..

Profit and Loss ..

Other Resources

95,470.80
~00.00
489,800.00 None
3,525.00 900.00 None
561.730.64
15.20 172.91 None
None
None None None

WILLIS STRICKLAND

----- Cashier. '
Began Business: 10-15-1927
LIABILITIES

Capital Stock Capital Notes Surplus Fund
Undivided Profits Reserve Funds Due to Banks .. Dividends Unpaid Cashier's Checks Certified Checks Demand Deposits

~ . ~~~ .. ~~~~~~~~ $

40,000.00
.None 14,000.00 6,:180.88
None 149,069.41
540.00 2,057.85
None 889,519.50

Time Certificates of Deposits ..

5,000.00

Savings Deposits

45,346.91

Lette1s of Credit and Acceptances

executed for Custome(S.. Bills Payable

None None

Notes and Bills Redisr:ounted . Other Liabilities ~~~ ~ . ~~~~~--~~~-~ ~~~-~~~~-

None .None

Total..

........ ~ 1,151,914.55

Total...

. ~ ~~~ -~$ 1,151,914.55

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF RINGGOLD Ringgold, Ga.

As called for by the Superintendent of Banks.

J. H. CLARK, President.
Date of Charter: 8-1904

WALLACE B. BRUCE, Cashier.
Began Business: 8-1904

RESOURCES

Loans and Discounts..

.$

State of G't-'orgia and Munid1,al Bonds

ownE'd

U. S. Government SecuritiC'S owned

Other Stoeks and Bond:-; o;..vned ..

Banking House lnd Lot

Furniture and F.i ... tures

Other Heal .Ef-'tate owned ..

Cash in Vault and A.mrJUnt due

from approved Heserve Agents...

Checks for CJearing- and Due from

other Banks

Cash Items

Overdra ,'ts

Advanre on Cotton and other Com~

modi ties

Customers' Liability on Letters of

Credit and Acceptance!"\ ..

Profit and Loss..

Other He:::ources

198,144.61
21,111.94 537,465.57
None 8,5H7 .25 7,223.10
982.25
279,066.10
None None 162.04
10.500.00
None None None

TotaL

............$ 1,063,542.86

LIABILITIES

Cavi Inl Stock Capital Notes

... ~$

SunJlus Fund

Undivided Profits

Heserve Funds

Due to Banks ..

Dividends lJn))aiJ

Cashier's Checks

Cedified Checks

Demand DepnC>its

Time Ce1t iticai.es of Deposits.

Savings De~HSits

Leiter.~ o~ Cr{'dii and Aeceptances

executed for Customers ..

Bills Payable

Notes and Bills Red:scounted ..

Other Liabilities ..................................

25,000.00 None
15,000.00 7.242.39 None None
:J~5.00
729.52 None 7H.o26.42 G,026.25 265,478.28
None None None 155.00

Total... .

..................... ~-$ 1,068,542.86

TWENTY-SIXTH ANNUAL REPORT

99

STATEMENT Showing condition at the close of business December 31, 1945, of

CRAWFORD COUNTY BANK Roberta, Ga.
As called for by the Superintendent of Banks.

C. R. AVERA, President.
Date of Charter: 1-7-1901

F. E. BENTLEY, Cashier.
Began Business: 1-8-1901

RESOURCES Loans and Discounts _____________________ ....... $

State of Georgia and Municipal Bonds

owned ------------------------------------- U. S. Government Seeurities owned

Other Stocks and Bonds owned........ Banking House ~'\~d Lot Furniture anrl 1' lxtures _______ _

Other Real F.state owned ..

cash in Vault and Amount due from approvf'd Reserve Agf:'nts ..

Checks for Clearing and Due from

other Bank:-; --------

C.sh Items

Overdrafts --Advance on Cotton and othE'T Com-

modities

--------------------

Customers I,iability on Letters of

Credit and Acceptances__

Profit and Loss __

Other Resources

Total

.... $

45,020.93
5,000.00 224,252.00
1,000.00 877.50
~39.00
4,450.00
265,748.16
5,000.00 None 228.00
None
None None None
552,015.59

LIABILITIES

Capital Stock

....................... $

Ca-~:1ital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banl<s..

Dividend~ Unpaid ............................... .

Cashiers Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits..

Savings Deposits

Letters 0f Credit and Acceptances

executed for Customers ..

Rills Payable

Notes and Bills Rediscounted..

Other Liabilities

15,000.00 None
8,500.00 514.08 None None None 68.85 None
485,062.23 42,870.43 None
None None None None

Total..

..........................$ 552,015.59

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE ROCKMART BANK Rockmart, Ga.

As called for by the Superintendent of Banks.

H. P. FAMBRO, President.
Date of Charter: 10-30-1900

M.A. PERRY, Cashier.
Began Business: 1900

RESOURCES

Loans and Discounts.

.$

State of Georgia and Municipal Bonds owned .

U. S. Government SeC'uritiP.s owned

Other Stocks and Bonds owned __

Banking House and Lot.

Furniture and FixturPs..

Other Real Estate owned

Cash in Vault and Amount due

from approved Reserve A~en ts ..

Checks for Clearing and Due from

other Banks ......................................

Cash Items ....................................

Overdrafts ...............

Advance on Cotton and other Com-

modities ..........................................

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss.. .............................

Other Resources

310,806.14
5,42o.OO 1,999,818.00
None 6.700.00 3,!i00.00
None
752.003.04
None None 182.35
None
None None None

Total..

..........$ 3,07R,484.83

LIABILITIES

Capital Stock

....................... $

Capital Notes

Smplus Fund

Undivided Profits

Rf>~erve Funds

Due to Banks . .................................

Dividends Unpaid

CRshiPrs Checks

Certified Checks

DemanJ DepoHits

Time CerUficatf's of Deposits

S:1vings Denosib'

Letters of Credit and Acceptance:;

executed for Customets

Bills Payable

Notes and Bil1s Rediscounted ..

Other Liabilities

50,000.00 None
15,000.00 25,073.43 10,000.00
None 6,000.00 4, 706.43
None 2,292,8H.15
None 67 4,860.82
None None None None

Total..

...$ 3,078,484.83

100

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE ROME BANK & TRUST COMPANY Rome, Ga.

As called for by the Superintendent of Banks.

J. B. DODD, President.
Date of Charter: 4-5-1945

J. B. DODD, JR. Vice-President and Cashi~r Began Business: 10-1-1945

RESOURCES

Loans and Discounts..

...........$

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned.

Banking House and Lot....

Furniture and Fixtures ..

Other Real Estate owned .

Cash in Vault and Amount due

from approved Reserve Agents..

Checl1s for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities .....................

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss..

Other Resources

442,742.54
None 242,536.35
None 11,359.65 18,546.65
None
366,800.74
13,704.51 1,937-:-53 None
None
None 3,997.76 4,943.65

TotaL

.............$ 1,106,569.41

LIABILITIES Cavital Stock ....................................$
Cavital Notes Surplus Fund ..
Undivided Profits Reserve Funds .................... Due to Banks .. Dividends Unpaid Cashier's Checks ............................... Certified Checks Demand Deposits Time Ce1tificates of Deposits .. Saving-s Deposits
Lettf'rs of Credit and Acceptances executed for Customers ..
Bills Payable Notes and Bills Redoscounted.. Other Liabilities

12s,ooo.oo None
25,000.00 None None
25,000.00 None
5,194.01 None
782,616.93 None
143,749.26
None None None
9.22

Total .............................................$ 1,106,569.41

STATEMENT

Showing condition at the close of business December 31, 1945, of

ROSWELL BANK Roswell, Ga.

As called for by the Superintendent of Banks.

J. H. FOSTER,
President. Date of Charter: 3-11-1901

C. G. WEBB, Cashier.
Began Business: 3-1901

RESOURCES

Loans and Discounts...

.............$

State of Gorgia and Municipal Bonds

owned ..............

.............

U. S. Government Securities owned

Other Stocks and Bonds owned.

Banking House and Lot....... .

Furniture and Fixtures..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks ...

Cash Items

Overdrafts .................................

Advance on Cotton and other Com~

modi ties

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss.....

Other Resources ................................

333,151.34
15,000.00 2,130,300.00
1.00 None
1.00 None
794,172.48
691.02 None 262.68
11,198.87
None None None

Total ........................... .............$ 3,284,778.39

LIABILITIES

Capital Stock

................... $

Capital Notes ..................................

Surplus Fund ..............................

Undivided Profits .......................

Reserve Funds .

Due to Banks

Dividends Unpaid ...............................

Cashier's Checks .................................

Certified Checks .................................

Demand Deposits .......................

Time Certificates of Deposits

Savings Deposits .................................

Letters of Credit and Acceptances

executed for Customers

Bills Payable ........................................

Notes and Bills Rediscounted

Other Liabilities ...

25,000.00 None
25,000.00 20,572.00 17,500.00
None 15.00 1,217.32 900.00 2,751,302.49 443,271.58 None
None None None None

Total

..................$ 3,284,778.39

TWENTY-SIXTH ANNUAL REPORT

101

STATEMENT

Showing condition at the close of business December 31, 1945, of TRI-COUNTY BANK OF ROYSTON Royston, Ga.
As called for by the Superintendent of Banks.

HOKE McCONNELL, President.
Date of Charter: 8-9-1941

A. V. BROWN,
Cashier. Began Business: 9-1-1941

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
sowned ----
U Government Securities owned Othe; Stocks and Bonds owned.. Banking House a_nd Lot ...... . Furniture and Fixtures... . Other Real Estate owned .. Cash in Vault and Amount due
from approved Reserve Agents .. Checks for Clearing and Due from
other Banks cash Items Overdrafts -----------Advan_c~ on Cotton and other Com-
moditieS ------------------------------------Customers' Liability on Letters of
Credit and Acceptances..... Profit and Loss .. Other Resources

TotaL

.$

52,255.92
None 535,400.00
None 4,220.00
778.67 None
311,245.63
None None 219.56
None
None None None
904,119.78

LIABILITIES

Capital Stock

............. $

Capital Notes

Surplus Fund _______ .. ----------------------------

Undivided Profits

Reserve Funds

Due to Banks.........

Dividends Unpaid

Cashier's Cheeks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits ---------- Letters of Credit and Acceptances

executed for Customers..

Bills Payable

.................. ..

Notes and Bills Rediscounted..

Other Liabilities

25,000.00 None
5,000.00 16,447.46
None None None 2,453.42 None 855,218.90 None None
None None None NonP

Total..

....$ 904,119.78

STATEMENT Showing condition at the close of business December 31, 1945, of
BANK OF RUTLEDGE Rutledge, Ga.
As called for by the Superintendent of Banks.

R. W. WALLACE,
President. Date of Charter: 9-24-1898

C. B. VINING, Cashier.
Began Business: 10-1-1898

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned ...................

. ..... .

U. S. Government Securities owned

Other Stocks and Bonds owned...

Banking HousP. and Lot..

Furniture and Fixtures ..

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents ___ _

Checks for Clearing and Due from

other Banks

Cash Items .... .

Overdrafts .. .

Advance on Cotton and other Com-

modities ------

Customers' Liability on Letters of

Credit and Acceptances.

Profit and Loss.

Other Resources

TotaL

.............. $

236,127.90
10.359.96 42.500.00
6,000.00 7 59.02 466.80 250.00
95,203.82
None None None
111,497.82
None None None
503,165.32

LIABILITIES

Capital Stock

........ $

Capital Notes

Surplus Fund

Undivided Profits

H.-eserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand DPposits

Time Certificates of Deposits..

Savings Deposits -----

Letters of Credit and Aecentances

executed for Customers __

Bills Payable

Notes and Bills Rediscounted

Other Liabilities

25,000.00 None
12,500.00 12,222.30
2,185.76 None None
1,007.76 None
32:3,778.51 51,405.59 45,070.40
None 30,000.00
None None

Total..

..........$ 508,165.32

102

DEPARTI\IENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

DANK OF SARDIS Sardis, Ga,

As called for by the Superintendent of Banks.

W. H. SMITH, President.
Date of Charter: 4-27-1945

RESOURCES

Loans and Di~C"o:~llh

State or Georgia and MunieiJ)al Bonds

ownPrl U. S. Government Secnri ;!'" Pwned

Other Siorks ~~nd Bc11ds P\" ned

Banking House and Lot.

Ftnniu-;re :-tnd Fhtn'.t''-,

Otht-r 1\.e?.l Estate o"\\'Ped

Cash i1-: V:-wlt and Arn:1o~llt ilue

from aprnnq:d RE>;:;c!'\'1' A'-"ent~

Checks fnr Clf'aring and Due from

o1 her Banks

-

Cash Items

Overdrafts

Advance on Cotion anJ other Com-

moditiP~

Cuatomers' Liability on Letters of

Credit and Acceptances Profit ;::~ nd Lo~.

Other Resources

None 30,000.00
None None None None
4,0~R.63
None 70.41
None None None

C. L. WALLACE

Cashier. '

Began Business: 7-2-1945

LlA BILITIES

('apit;;d S1ock

... $

Capital !\iotP'-'

Sun,Jn~ Fund

fJ!ldi ..ided l'1 ofits

r:e~e~ve Funds

O(:e to Hnnl,.;;

Di\idenrls Fnnad

Cn~hit>r's C! f'(k...:

C~.:tifled ('h<':Ls

J)e:--nand Dpo- i1 s

Tinw Cerlit\catt->s of Deposi1s.

:-=::avings Dcpn:.:it:-;

] et1ers of C1edit and Acceptances

--------
2!i,ooo.o0 _ None '>,OOO.OO
5.60
None None None
228.60
None
21R,1:l~.35
None None

f'"C'f'1ltt:>d for Cu8-tn-r1ers Dills Pay:thlP Notes n.nd Bills Rediscounted Other Liabilities

None None None None

TotaL

248,867 .5ri

TotaL

.......$ 248,367.55

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF SASSER Sasser, Ga.

As called for by the Superintendent of Banks.

T. E. MILLER, President.
Date of Charter: 1-15-1905

D. D. HILL, Cashier. Began Business: 1905

RESOURCES

Loans and Discounts....

__ ........ $

State of GeorJ.ria and Municipal Bonds

u. s. owned ... GovernmePt s~cUl'itiPS owned

Other Stocks and Bonds owned._.

Banking House and Lot..

Furniture and Fixtures.

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks fot' Clearing and Due fTom

other Banks

-

Cash Items

Overdrafts

Advance on Cotton and othet' Com-

modities

....... ..

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss

Other Resources .....

TotaL ........... .

.................... $

183,400.16
10,000.00 156,500.00
None 1.000.00 1,000.00
None
1 z.l,707.95
None 10.00 None
None
None None None
426,618.11

LIABILITIES

Capital Stock

..................... $

Capiial Notes

Stlrplus Fund ... ---.

UndividPrl l'rnfits

Rese-rve Funds

Due to Bank~--- ..

Dividf:'nds Unpaid

CRshier s rhf-'('l.;,s

Certified ChPcks __

DPmanrl. })pposit~

Time ('ertificf!tes of Depo:.:;!t~

Savings Depoi-1Jits ... _________ .. Letters of Credit and Accep1an~-~~

executed for Customers

Bi[ls Payable . ....... ... .... .. ..

Notes and Rills RNliscounted __ .

Other Liabilities

25,000.00 None
32,500.00 8,665.90 None None 2:12.00 None None
35R,202.51 2,017.70 None
None None None None

TotaL. ...........................................$ 426,618.11

TWENTY-SIXTH ANNlJAL REPORT

103

STATEMENT

Showing condition at the close of business December 31, 1945, of

ATLANTIC SAVINGS & TRUST COMPANY Savannah, Ga.

As called for by the Superintendent of Banks.

JAMES E. CAROLAN, President.
Date of Charter: 11-6-1933

WlVI. H. WH1TEHEAD,
Cashier. Began Business: 11-6-1933

RESOURCES

1Stoaatnesof

and Discounts. Georgia and Mu

----- ------ .. $ nicipal BonUs

u.owS.neGd ov..e..rn-ment Secu1:tiE"s O'sned

Other Stoeks and Bends owned .

Banking House ~nd Lot.

Furniture and Fixture,.; Other Real E:~tate owned

Cash in Vault and Amount due

from approved Reserve Agents.

Checks for Clearing and Due from

other Banks ----------

Cash Items

Overdrafts ... Advance on Cotton and other Com-

modities

Customers Liability on Letters of

Credit and Acceptances.............

Profit and Loss ..

Other Resources

1,256.430.30
None 1,015,000.00
None
35,024.'~0
4,1174.79 1.00
210,953.22
fi,821.17 None None
None
None None 28,301.72

TotaL

...........$ 2,557,109.50

LIABILITIES

Capital Stock

.... $ 100,000.00

Capital Notes

None

Surnlus Fund

I 00.000.00

Undhiderl Profits

161.277.88

Pet'e,vc Funds

18,000.00

Due to Banks.

None

Dividen(is Unpaid

None

Cash ;er's Checks

None

Certif1Pd Checks

1,99H.05

Demand Deposiis

None

Time Certificates of Dqonsits..

:J8G,566.75

~avings Deposits

1,787,031.43

.. ' Letters of Credit and Acl.'eviances f''Xecuted for Customer-3

. ,;

None

Bills Payable

................... .

None

Notes and Bills H.cdiscounted ..

None

Other Liabilities

3,235.39

TotaL .

...........$ 2,557,109.50

STATEMENT Showing condition at the close of business December 31, 1945, of
CITIZENS BANK AND TRUST COMPANY Savannah, Ga.
As called for by the Superintendent of Banks.

GEO. H. SMITH, President.
Date of Charter: 5-22-1906

PAUL T. JONES,
Cashier. Began Business: 6-1-1906

RESOURCES

I~oans and Discounts.. . ..............$

State of Georgia and Municipal Bonds

owned ....

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot .

Furniture and Fixtures

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents ..

Ch('cks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

........... .

Customers' Liability on Letters of

Credit and Acceptances

Profit and LoRS..

Other Resources

1,304,625.57
2n,580.61 4,219,915.45
123,nn~.o~
120,000.00 4,000.00 None
1,624.335.12
None None 112.12
None
None None 8,933.04

Total

""""""""""""$ 7,431,164.94

Capital Stock Capital Notes

LIABILIT1ES '"""""" """ """""""""""""""" $

Surplus Fund ......

Undivided Profits

Reserve Funds ..... Due to Banks.

Dividends Unpaid

Cashier's Checks Certified Checks

Demand Deposits Time Certificates

~fn~-~;;~it-~::

Savings Deposits ..................................

Letters of Credit and Acceptances

executed for Customers .. Bills Payable ............................

Notes and Bills Rediscounted

Other Liabilities .................................

250,000.00 None
150,000.00 2fi,OOO.OO 4,053.40
105,879.24 None
49,108.89 None
5,016,872.18 None
1,808,429.94
None None None 21,821.29

Total.. ............

""""""""""""$ 7,431,164.94

104

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 19,15, of

THE GEORGIA STATE SAVINGS ASSOCIATION OF SAVANNAH Savannah, Ga.

As called for by the Superintendent of Banks.

J. P. HOULIHAN, President.
Date of Charter: 7-29-1909

S. B. LaFAR Secretary and Treasu1!er Began Business: 8-4-1909

RESOURCES

Loans and Discounts..

.............. $

State of Georgia and Municipal Bonds

owned -----------U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot..

Furniture and Fixtures..

Other Real Estate owned.. ............

Cash in Vault and Amount due

from approved Reserve Agents .. Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts ... Advance on Cotton and other Com~

modi ties Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss..

Other Resources

1,888,699.70
None 3, 944.000.00
21,169.25 93,945.00
1.00 181,306.62
634,886.90
197.86 None None
None
None None 5,109.00

Total

................$ 6,769,315.33

LIABILITIES Capital Stock ....................................... $ Capital Notes
Surplus Fund ........................................ Undivided Profits ........................... Reserve Funds ..................................... Due to Banks ............................ .. Dividends Unpaid ................... Cashier's Checks Certified Checks ... Demand Deposits
Time Certificates of Deposits ..
Savings Deposits ------ Letters of Credit and Acceptances
executed for Customers
Bills Payable ................................ Notes and Bills Rediscounted .. Other Liabilities

325,ooo. 00 None
9o,ooo. 00 32,195.33
None None None 4,642.00 11,071.84
None 1,130,513.46 ~.. 163,560.65
{:-._""\_)
None None None 12,332.05

Total...

.................$ 6,769,315.33

STATEMENT Showing condition at thl' close of business December 31, 1945, of
SAVANNAH BANK & TRUST COMPANY Savannah, Ga.
As called for by the Superintendent of Banks.

JOHN J. CORNELL,
President. Date of Charter: 3-4-1869

J. F. HENNEMIER
Cashier. Began Business: 7-1-1869

RESOURCES

Loans and Discounts..

........$ 3,722,038.30

State of Georgia and Municipal Bonds

owned ----

31,261.58

U. S. Government Securities owned 13,406,410.41

Other Stocks and Bonds owned.....

101,292.57

Banking House and Lot

465,000.00

Furniture and Fixtures...........

19,000.00

Other Real Estate owned .....

1.00

Cash in Vault and Amount due

from approved Reserve Agents . 4,553,748.17

Checks for Clearing and Due from

other Banks

None

Cash Items

None

Overdrafts ....

3,393.23

Advance on Cotton and other Com-

modities

None

Customers' Liability on Letters of

Credit and Acceptances ..

None

Profit and Loss..

None

Other Resources

78,984.86

TotaL.

.......$ 22,381,130.12

LIABILITIES

Capital Stock

....$ 500,000.00

Capital Notes ....................................._

None

Surplus Fund

400,000.00

Undivided Profits

93,386.05

Reserve Funds ... --

25,000.00

Due to Banks ..

1,963,015.95

Dividends Unpaid Casl,ier's Checks

None 141,776.05

Certified Checks .

None

Demand Deposits ......................

15,218,884.27

Time Certificates of Deposits

None

Savings Deposits -- 4,023,131.45

Letters of Credit and Acceptances

executed for Customers

None

Bills Payable ...... ....

None

Notes and Bills Rediscounted..

None

Other Liabilities ............................

15,936.35

TotaL

.........$ 22,381,130.12

TWENTY-SlXTH ANNUAL REPORT

105

ST ATE!\IENT

Showing condition at the close of business December 31, 1945, of

FARMERS & MERCHANTS BANK Senoia, Ga.

As called for by the Superintendent of Banks.

R. L. HARDY, President.
Date of Charter: 3-2-1874

R. W. FREEMAN, Cashier.
Began Business: 1889

RESOURCES Loans and Discounts............................$ State of Georgia and l\1unicipal Bonds
owned U. S. Government Securities owned Other Stocks and Bonds owned ........ Banking House and Lot.. Furniture and Fixtures__ Other Real Estate owned................ Cash in Vault and Amount due
from approved Reserve Agents.... Checks for Clearing and Due from
other Banks Cash Items Overdrafts ........... _.. __________ .__ .____ .. __
Advance on Cotton and other Commodities
Customers' Liability on Letters of Credit and Acceptances ..
Profit and Loss .................................... Other Resources
Total .............................................$

75,346.44
None 348,025.59
None 1,400.00
385.00 7,050.00
296,693.50
None 93.10 None
7,984.34
None None None
736,977.97

LIABILITIES

Capital Stock Capital Notes

................. $

Surplus Fund .................................. Undivided Profits

Reserve Funds

Due to Banks...........

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits ..................................

Time Certificates of Deposits ..

Savings Deposits --------------------Letters of Credit and Acceptances

executed for Customers

Bills Payable ................................

Notes and Bills Rediscounted ..

Other Liabilities

25,000.00 None
7,000.00 6,152.04
None None 1,548.75 50.81 None 628,224.78 69,001.59 None
None None None None

TotaL ............................................$ 736,977.97

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS BANK OF SHADY DALE Shady Dale, Ga.

As called for by the Superintendent of Banks.

0. H. PERRY, President.
Date of Charter: 2-6-1920

0. H. BANKS, Cashier.
Began Business: 4-12-1920

RESOURCES

Loans and Discounts..

.... $

State of Georgia and Municipal Bonds

o-ned .................... ------- .............. .

U. S. Government Securities ov;rned

Other Stocks and Bonds owned ..

Banking House and Lot..

Furniture and Fixtures..

Other Real Estate owned ..

Cash in Vault and Amount Uue

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modit:es

Customers' Liability on Letters of

Credit and Acceptances....

Profit and Loss.. .

Other Resources ... .

TotaL

........... $

96,037.57
None 15,000.00
195.00 None
1.00 1.00
138,901.16
None None None
None
None None None
250,1Bii. 73

LIABILITIES Capital Stock .......................................$ Capital Notes Surplus Fund Undivided Profits Reserve Funds
Due to Banks ........................................ Dividends Unpaid ........................... Cashier's Checks
Certified Checks Demand Deposits
Time Certificates of Deposits.. Savings Deposits
Letters of Credit and Acceptances executed for Customers ..
Bills Payable Notes and Bills Rediscounted Other Liabilities

20,000.00 None
5,000.00 451.07 194.24 None 4.00 342.14 None
201,570.6R 22,573.60 None
None None None None

Total ...............................$ 250,135.73

106

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF SHARON Sharon, Ga.

As called for by the Superintendent of Banks.

ARTHUR D. BROWN,
President. Date of Charter: 9-29-1904

B. R. DARDEN Cashier. '
Began Business: 9-1904

RESOURCES

Loans and Discount~

.$

State of Georgia and I\-Junieipal Bonds

owned ----------U. S. Government 8l'<'U rit i~-'s owne1l

Other Stocks and B(lndt'l O\:..ned .

Banking House and Lol

Furniture and Fixtu1c:-::

Other Real Estate owned

Cash in Vault and Amnunt rlue from approved Heserve A~,.('nts

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Cl)ffi-

modities -----------------

...

Cm"tomers Liability on l.etters of

Credit and Acceptances ..

Profit and Loss ..

Other Resources

TotaL

.......... $

41,381.~4
None 88,7 fiO.OO
None None 300.0() 1,100.00
67,868.97
75.00 None None
107.79
None None None
199,58:l.70

Ca}lital ~tcck

LIABH.TTJES

Capi1a! ~ufp...;

Sun J u~ Fund

Undi\ ided Profits
n. ~el'\'P Fund:-:

Vue to Banks

Dividends Unpaitl

('a,;1J-i('r ~ Chef'ks

{'pr,__if1ed Ch('ck-:

D{matHi DPpo.,!ts.

Time C'IO'rtificates of Depo..;;it~

Savings Depo::i ts

__

Lf'tiE:'rS of Credit arvl AcC'eptanre::l

(1.:-..eeuted for Customf'r::-;

Bills Pavahle Notes a~il n:lls RediseotwtNl

Other Lialril~ties

I S,OOO.Oo
None s.ooo.oo
1,80~.20
None None
9.00 None N()ne
1~9.1:H.93
15,6:{6.57 None
None None None None

TotaL

199,fiH:uo

STATEMENT
Showing condition at the close of business December :n, 1945, of
SOCIAL CIRCLE BANK Social Circle, Ga.
As called for by the Superintendent of Banks.

W. B. SPEARMAN,
President. Date of Charter: 12-31-1923

W. S. McKIBBEN,
Cashier. Began Business: 3-8-1924

RESOURCES

Loans and Discounts..

.$

State of Georgia and Municipal Bonds

owned ------------------------------------------------

U. S. Government Securitie:'5 owned

Other Stochs and Bonds owned ..

Banking House and Lot .

Furniture and Fixtures

Other Real Estate owned

Cash in Vault and Amount due

from approved Reserve Agents

Checks for Clearing and Due from

other Ranl.;-s

Cash Items

Overdrafts ...

Advanre on Cotton and other Com-

modities ------------ Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss ..

Other Resources

T o t a L . .....

........... $

96,901.48
6,000.00 390,5R:l. 79
19,8fi0.71 1,900.00 400.00 None
302,187.46
10,000.00 None 72.95
44,292.14
None None None
872,188.53

LIABILI'I1ES

Capital Stock

.... ~

Capital N()ies

Sun)lus Fund ...... .

Unrlivided Profits

Re.;;erve Funrls

Due- to Banks .....

Dividends Unpaid

Cm;hier's Checks

c~rt.ifi.ed Checks ..

l>Pm:1nd Deposits

Time Certificate; of Deposit.,.;

Savings Depoi'iib:: . .

. ..

l.A:"tten; of Credit and Acceptances

f'xPcuted for Customers

B'lls Payable ........................ .

Notes and Bills Rediscounted

Other Liabilities

25,000.00 None
17.500.00 1.077.69 None None 3,000.00 None 805.40
7%,:;79.82 None
28,186.37
None None None 239.25

TotaL

...$ 872,188.53

TWENTY-SIXTH ANNUAL REPORT

107

STATEMENT

Showing condition at the close of business December 31, 1945, of
THE BANK OF SOPERTON Soperton, Ga.

As called for by the Superintendent of Banks.

J. B. O'CONNER, President.
Date of Charter: 7-16-1!:106

I. H. HALL, JR., Cashier.
Began Business: 1903

RESOURCES

Loans and DjscouJJt:-:

$

State of Georgia and l\luniclpal Bond~

owned U. S. Governnwni. S!'{'\:: it :f-s cwned

Other Storks rmd H\llld" owned ..

Banking BouSl~ and I ,ct

FurnitUJe anti Fixture

Other IteaJ F::.::taie o ..Jwd

Cash in Vault <FW Amqunt due

from approved Ht:'S' 1... c :\.!!.ents Check~ for Clt>aring and Due from

other Banks

Cash Hems

Overdrafts

Advance on Cotlon and olhe1 Corn-

modites Customers' Liahirty on [.pUen; of

Credit and AcePpLant"('S

Profit and Loss_

Other Resources

~o:-oe 801.~~)1.70
None 9,8<0.00
2,:;(1().00 None
401,652.!)9
None None None
31,3:13.92
None None 5fll.62

TotaL

..$ 1,338,146.15

Capital Stock

LIABILITIES

Fund~
DtH' tc Banks Di\-~(1 end:;; Crh-J.id

.SaYin;.:o,:-; J)cpns ts ------

____ _

L(.'lter-; o C<-el;it and Acn:lla~.cc'S

fl'-i.f'Cll1f'd for Cu~iomns

B-:l]s l'avahle

NmPs an-d Bills Redi,:eGunted.

Other Liabilit.iPs

2o,OOO.OO
H;.~oo.oo
2fi,OOO.OO 1,61 h,68 3.:~>-n .00 None l,GOO.OO 8,8:10.48 None
1.092,2[)9.72 107.:l90.2:l 53,5:32.04
None None None None

TolaL

................$ 1,338,146.15

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF HANCOCK COUNTY Sparta, Ga.

As called for by the Superintendent of Banks.

J. H. DOLVIN, President.
Date of Charter: 10-18-1904

E. A. THOMPSON, Vice-Presi:lent and Cashier.
Began Business: 9-5-1904

RF:SOURCF:S

Loans and Discoun b;__

..... ......$

State of Georgia and Municipal Bonds

owned ...

......... .

U. S. Government Securities owned

Other Stocks 11nrl Bonfls owned.-

Banking Houge and Lot..

Furniture and Fixtme.:;;

Other Real Estatf.~ O\\"lH:'rl.

Cash in Vault and Amount due

from ar)provetl Reserve Agents..

Cht>c"ks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss..

Other Resources

TotaL ...

...... $

167,356.29
16,525.66
359,:~76.87
31,100.00 None
3,000.00 None
201,742.18
45,377.01 None None
None
None None None
824,478.01

Capital Stock C.npilal Notes
Surplus Fund

LIABILITIES ........ $

Undivided Profits R('Sf'rve Funds

Due to Banks

Dividends Unpaid Cashier's Check:-;

Certified Cheeks Dt'mand Df'posit.s Tim(' Certificate:;

Savings Deposits -------------------------Letters of Credit and Acceptances
executed for Customers __

Bills Payable Notes and Bills Rediscounted

Other Liabilities ...

25,000.00 None
5,000.00 6,0:l0.69 1,500.00
None 342.40 4X6.40 None 732,445.07 No"'le 53,673.45
None None None None

TotaL

... .. ''. . ...$ 824,478.01

lOB

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE EXCHANGE BANK OF SPRINGFIELD Springfield, Ga.

As called for by the Superintendent of Banks.

J. W. TEBEAU, President.
Date of Charter: 12-31-1907

J. M. MARCHMAN
Cashier. ' Began Business: 1-1-1908

RESOURCES

Loans and Discounts..

. .......$

State of Georgia and Municipal Bonds

O\Vned -------------------------------------------- U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot.

Furniture and Fixtures.

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agenis ....

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts ...

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss ..

Other Resources

229,286.20
44,200.00 528,000.00
None 1,100.00
600.00 None
527,514.29
None None None
None
None None None

TotaL

.........................$ 1,330,700.49

LIABILITIES

Capital Stock

....... $

Capital Notes

Surplus Fund ........

Undivided Profits

Reserve Funds

Due to Banks........

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

'1 'ime Certificates of Deposits...

Savings Deposits ---------------------------Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted.

Other Liabilities

15,000.00 None
21,000.00 4,500.00 None None None None None
966,386.99 None
323,813.50
None None None None

TotaL

.......$ 1,330,700.49

STATEMENT
Showing condition at the close of business December 31, 1945, of
BANK OF STAPLETON Stapleton, Ga.

As called for by the Superintendent of Banks.

J. C. KILGORE,
President. Date of Charter: 9-24-1906

J. C. KILGORE, Cashier.
Began Business: 5-1906

RESOURCES

Loans and Discounts ____ .

..$

State of Georgia and Municipal Bonds

owned ........

U. S. Government Securities owned

Other Stocks and Bonds owned....

Banking House and Lot ..

Furniture and Fixtures .......................

Other Real Estate owned.. .

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

........ .

Customers' Liability on Letters of

Credit and AcceptancE:s

Profit and Loss ..

Other Resources

TotaL

....... $

29,606.86
27,800.00 218,818.77
None 1,800.00 1,600.00
625.00
299,426.58
None None 7R.64
None
None None None
579,7.50.85

LIABILITIES

Capital Slack

.............. $

Capital Notes

Surplus Fund ........

Undivided Profits

Ueserve Funds .... .

Due to Banks.....

Dividends Unpaid

Ca:;hier's Che-cks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits --------------Letters of Credit and Acceptances

executed for Customers ..

Bills Payable .............................. ..

Notes and Bills Rediscounld..

Other Liabilities

15,000.00 None
5.000.00 3,4.15.78
None None 1,200.00 1,!'i71.79 None 533,035.00 20,498.28 None
None None None None

TotaL

............$ 579,750.85

TWENTY-SIXTH ANNUAL REPORT

109

STATEMENT

Showing condition at the close of business December 31, 1945, of

BULLOCH COUNTY BANK Statesboro, Ga.

As called for by the Superintendent of Banks.

R. J. KENNEDY,
President. Date of Charter: 1-19-1934

W. D. ANDERSON, Cashier.
Began Business: 4-14-1934

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned ---U. S. Government Securities owned
Other Stocks and Bonds owned .. Banking House and Lot..
Furniture and Fixtures .. Other Real Estate owned .. Cash in Vault and Amount due
from approved Reserve Agents..
Checks for Clearing and Due from other Banks
Cash Items Overdrafts Advance on Cotton and other Com-
modities ............................................ Customers' Liability on Letters of
Credit and Acceptances ..
Profit and Loss ........................ Other Resources

415,026.26
None 1, 737,500.00
None 11,000.00 4,737.62
None
851,591.46
12,869.29 None None
13,494.14
None None 1,041.58

TotaL..

.........$ 3,047,260.35

LIABILITIES

Capital Stock

.... $

Capital Notes

Surplus Funds

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers

Bills Payable ..........

Notes and Bills Rediscounted ..

Other Liabilities

................... .

50,000.00 None
50,000.00 23,860.98 11,250.00 35,963.20
1.660.00 11,7 51.81
50.00 2,704,578.41
49,323.91 108,822.04
None None None None

Total..

.....$ 3,047,260.35

STATEMENT

Showing condition at the close of business December 31, 1945, of

SEA ISLAND BANK Statesboro, Ga.

As called for by the Superintendent of Banks.

C. P. OLLIFF, President.
Date of Charter: 3-11-1901

KERMIT R. CARR, Cashier.
Began Business: 1901

RESOURCES

Loans and Discounts.........................$

State of Georgia and Municipal Bonds

owned ...

............... .

U. S. Government Securities owned

Other Stocks and Bonds owned.

Banking House and Lot

Furniture and Fixtures

Other Real Estate owned.................

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks ..............................

Cash Items

....................... .

Overdrafts ..............................................

Advance on Cotton and other Com-

modities

. ------------------------

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss.....................................

Other Resources

................... .

708,342.66
15,000.00 1,296,665.00
None 11,000.00
2,804.30 None
1,971,611.55
35,090.71 1,567.18 1, 785.64
13,932.66
None None 6,609.75

Total.. .................................... ...$ 4,064,409.45

LIABILITIES

Capital Stock

.............. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks........

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable ....................................

Notes and Bills Rediscounted......

Other Liabilities .. .......................

50,000.00 None
50,000.00 12,435.53
7,055.00 43,318.20
1,980.00 10,435.42
None 3,687,252.06
125,729.53 76,203.71
None None None None

TotaL

.........$ 4,064,409.45

llO

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

FARMERS & MERCHANTS BANK Summerville, Ga.

As called for by the Superintendent of Banks.

D. L. McWHORTER, President.
Date of Charter: 2-5-1926

GRADY W. COLE Cashier. '
B<~gan Business: 2-6-1926

RESOURCES

Loans and Discounts

__ ;;;

State of Georgia and Municipal Bonds owned __ _

U. S. Government Securities owned Other Stocks and Bonds o-..v n:::.d Banking' House and I .ut. Furniture and F:xt m es
Other Real E."tate owTJed. Cash in Vault e~nd A monnt due
from apJ_lroved Res.'rY~ i\ ~cnt;
Checks for Clearing and n c:;: from
other Banks
Cash Items

Overdrafts -------Ad\anee on Cotton and oLr,er Com~
modi ties

Customers' Liability on Letter::; of Crf'dit and Acceptances_
P:rofit and Loss .. Other Resources

349,75-1.22
1fi,820.20 ~.;):~2.91 fi.lO
None 1,:1(14.28 1.14H.83
None
3.'iRD./6 None None
None
None None 696.12

Total ..........................................$ 4,007 ,446.71

LIABILITIES

Capital Stn k

Cavital Notes

~urnlus Fund

l Tnrlividetl Profit-:

He~wrve Funds

Dlt:' to Rankg

Dividends Unpaid

C:~shier':-; ChPeks

Certified Cht>eks

Demand DP.po~its

Time Cer1 ificates of Deposits ..

Savings Deposits

Lttterg of Credit and Acceptances

executed for Customers_

Bills Payable

Notes and Hills Rediscounted ..

Other Liabilities

25,000.00 None
!50,000.00 25,21ti.38
2,260.92 None 222.00
2,001.15 None
3,4 72,567.69 4:10,115.57 None
None None None None

Total.. ....................................$ 4,007,446.71

STATEMENT

Showing condition at the close of business December 31, 1945, of

DURDEN BANKING COMPANY, INC. Summit, Ga.

As called for by the Superintendent of Banks.

B. LEWIS BRINSON, President.
Date of Charter: 6-26-1935

R. W. DURDEN, Cashier.
Began Business: 7-5-1935

RESOURCES Loans and Discounts .......................$ State of Georgia and Municipal Bonds
owned ... U. S. Government Securities owned Other Stocks and Bonds owned Banking House and Lot_ Furniture and Fixtures __
Other Real Estate owned....................
Cash in Vault and Amount due from approved Rt>serve Agents
Checks for Clearing aud Due frorn other Bank,.;
Cash Items
Overdra rls --
Advance on Cotton and other Com4 modi ties
Customers' Liability on Letters of Credit and Acceptances ..
Profit and Loss. Other Resources

Total..

...................... $

63,308.43
None 385,000.00
None 1.00 ],00 1.00
142,172.10
None None None
23,142.12
None None None
613,625.65

LIABILITIES Capital Stock ........................................$ Capital Notes Surplus Fund Undivided Profits Reserve Funds Due to Hanks.. Dividends Unpaid Ca:~hier's Checks Certified Checks DPmand Df:'posits Time c~rtificates of Deposils._ .. Savings Deposits
Letters of Credit and Acceptances executed for Customers
Bills Payable Notes and Bills Rediscounted
Other Liabilities .................................

15,000.00 None
3,000.00 7,172.84
None None None 5,511.39 None 565,744.10 17,197.32 None
None None None None

Total..

......................$ 613,625.65

TWENTY-SIXTH ANNUAL REPORT

111

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE CENTRAL BANK Swainsboro, Ga.

As called for by the Superintendent of Banks.

R. A. FLANDERS,

W. W. FLANDERS,

President.

Cashier.

Date of Charter: 9-20-1920

Began Business: 11-9-1920

------------------------- --- ---------

RESOURCES

i,TABILlTIES

Loans and Di"counts ........... ____ ________ $ 299,962.09

Capital Stock

.... $

25,000.00

State of Georgia and Municipal Bonds

Capital Notes

None

owned U. S. Government .Securities o"vned

None 74R,300.00

Surplus Fund Undivid('d Profit~

40,000.00 6,138.97

Other Stocks and Bonds owned ........

None

Hp:;erve Funds

None

Banking House and Lot

6,000.00

Due 1o Banks

31,212.90

Furniture and F1xb1res.

1.00

Dividends Unpaid

675.00

Other Real FstatP- owned __

None

Cashif'r's Che('hs

6,472.14

Cash in Vault and Amount due

Certified Cheeks

None

from approved Reserve Agents __

508,677.12

Demand Depos:ts

1,2~1,505.20

Checks for Clearing anti Due from

Time CE>rti11eates o( Deposit::-:

68,850.90

other Ranks

8,8-1:1.06

S:1vir:gs Deposit~

112,645.49

Cash Items

1,345.10

LeL1E'rs of Cl{rlit ;1nrl Aecentances

Overdrafts

None

executed for Customers.

None

Advance- on Cotton and other Com-

BillR Payable

None

modities

9,372.23

Notes and Bills Rediscounted ..

None

Custom(>rs' Liability on Leiters of

Other Liahiiities

None

Credit and Acceptance~

None

Profit and Lo:--~L

None

Other Resour.:es

None

TotaL

... $ 1,582,500.60

Total

.................$ 1,582,500.60

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE CITIZENS BANK OF SWAINSBORO Swainsboro, Ga.

As called for by the Superintendent of Banks.

J. R. COLEMAN,
President. Date of Charter: 11-10-1900

J. R. DEKLE, Cashier.
Began Business: 1900

RESOUHCES

Loans and Discounts..

_...... $

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot__

Furniture and Fixtures

Other Real Estate owned..

Cash in Vault and Amount due

from approved Heserve Agents ....

Cht:'eks for Clearing and Due from

other Banks

Crtsh Ht:'ms

Overdrafts ...............

Atlvanre on Cotton and other ComM

modi ties

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss ..

Other Resources

416,000.52
None 1,546,000.00
None None 1,200.00 12,500.00
729,720.20
5,686.70 808.12 None
21,398.96
None None None

Total .......................................... ~~$ 2, 733,314.50

LIABILITIES

Capital Stock

............... $

Capital Notes

~~urnlus Fund

l :nrlivided f'1ofits

1{e..:erve l'umls

Due '!.o Banks..

Divid 0 11ds UPpaid

Cashier's Checks

Certified Cheeks

DemHnr1 Df'nosi.t:;

Ti>r.e Certificates oi Deposits

Sasings Deposits

Letter::o: of Credit and Acceptances

f'xeculf~d for Customers

Bills rayable

Noles and Bills H.ediscounted

Other Liabilities

25,000.00
No~e
l 00,000.00 None
3,6oO. 7 4 None
5,000.00 :!9,826.24
None 2,179,301.82
380,087.20 448.50
None None None None

TotaL

..........$ 2,733,314.50

112

DEPARTMENT OF BANKING

------------------------------------------------------------------------------

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF SCREVEN COUNTY Sylvania, Ga.

As called for by the Superintendent of Banks.

JOHN A. MILLS, JR.,
President. Date of Charter: 2-20-1930

W. B. LOVETT, JR., Cashier.
Began Business: 2-28-1930

RESOURCES

Loans and Discounts..

. ..........$

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures..

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks ......................................

Cash Items ............................................

Overdrafts

Advance on Cotton and other Com-

modities .............................................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss..

Other Resources

621,765.85
2,700.00 1,641,892.61
None None None None
661,565.60
24,221.79 3,079.74 None
None
None None None

Total ..........................

......$ 2,955,225.59

LIABILITIES

Capital Stock

.............. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks .................................

Demand Deposits

Time Certificates of Derwsits ..

Savings Deposits

.........................

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

................. ..

Notes and Bills Rediscounted

Otber Liabilities

50,000.00 None
50,000.00 51,717.30
None None
1s.oo
2,213.43 None
2,557,101.36 None
241,175.50
None None None None

TotaL

........$ 2,955,225.59

STATEMENT

Showing condition at t.he close of business December 31. 1945, of

BANK OF WORTH COUNTY Sylvester, Ga.

As called for by the Superintendent of Banks.

WALDO DeLOACHE, President.
Date of Charter: 4-28-1945

PAULK REEVES, Cashier.
Began Business: 11-1-1945

RESOURCES

Loans and Discounts............................$

State of Georgia and 1'Iunicipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures .....................

Other Real Estate owned ....

Cash in Vault and Amount due

from apvroved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items

....................... ..

Overdrafts .............................................

Advance on Cotton and other Com-

modities

................ .

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss.

Other Resources ...........................

Total..

.... $

68,211.83
None 51,906.25
None 14,239.71
6,306.22 None
179,821.52
5.547.63 None None
None
None None 1,266.72
327,299.88

LIABILITIES

Capital Stock

................... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Danks...

Dividends Unpaid

Cashier's Checks

.......................... .

Certified Checks

..........................

Demand Deposits

........................

Time Certificates of Deposits..

Savings Deposits -- Letters of Credit and Acceptances

executed for Customers ..

Bills Payable ............................. ..

Notes and Bills Rediscounted

Other Liabilities

25,000.00 None
2,170.82 None
35,000.00 None None
2,115.13 None
261,9~3.16
None 1,080.77
None None None None

Total ...........................................$ 327,299.88

TWENTY-SIXTH ANNUAL REPORT

113

STATEMENT

Showing condition at the close of business December 31, 1945, of

SYLVESTER BANKING COMPANY Sylvester, Ga.

As called for by the Superintendent of Banks.

J. H. WESTBERRY, SR., President.
Date of Charter: 7-5-1898

T. M. PURDOM, Cashier.
Began Business: 7-1898

RESOURCES Loans and Discounts.......................... $ State of Georgia and Municipal Bonds

Olf\'Ded ..............................
U. S. Government Securities owned Other Stocks and Bonds owned__

Banking House and Lot.. Furniture and Fixtures Other Real Estate owned __ Cash in Vault and Amount due
from approved Reserve Agents .... Checks for Clearing and Due from
other Bank~

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities ... ......

_........ .

Customers' Liability on Letters of

Credit and Acceptances...

Profit and Loss Other Resources

139,727.94
None 629,000.00
None 5,145.00 1,250.00
None
1,569,122.09
4,905.05 None None
10,256.05
None None None

TotaL

____ $ 2,359,406.13

Capital Stock
Capital Notes Surplus Funu

LIABILITIES ----------------- ______$

Undivided Profits Reserve Funds ......................................

Due to Banks_ ----------- _-------------------------Dividends Unpaid ....................
Cashier's Checks
Certified Checks
Demand Deposits .................................

Time Certificates of Deposits

Savings Deposits

...... .

Letters of Credit and Acceptances

executed for Customers..................

Bills Payable ______ ------------------Notes and Bills Rediscounted ___________ _

Other Liabilities

50,000.00 None
50,000.00 10,000.00
8,190.48 None
2,500.00 1,421.79
None 2,156,994.22
80,299.64 None
None None None None

TotaL ___ _

--------------$ 2,359,406.13

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE PEOPLES BANK Talbotton, Ga.

As called for by the Superintendent of Banks.

A. P. PERSONS, President.
Date of Charter: 12-3-1890

FANNIE MAHONE,
Cashier. Began Business: 1-13-1891

RESOURCES

Loans and Discounts..........................$

State of Georgia and Municipal Bonds

owned

............................ .

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot

Furniture and Fixtures Other Real Estate owned _____________ _

Cash in Vault and Amount due from approved Reserve Agents....
Checl\:s for Clearing- and Due from other Banlo ................................

Cash Items -----------------------Overdrafts _____ ------------------------Advance on Cotton and other Com-
. modities ......................................
Customers' Liability on Letters of
Credit and Acceptances.. Profit and Loss ______ _

Other Resources ......................

TotaL------------------------------- ----------$

47,861.68
None 299,750.00
None 2,187.00
486.00 1.00
315,718.60
17 4.07 None None
None
None None None
666,178.35

LIABILITIES

Capital Stock __ ----------------------------------- .$

Capital Notes ----------------------

Surplus Fund

-------------------

Undivided Profits

Reserve Funds ......................

Due to Banks ----------------------------------------Dividends Unpaid .........................

Cashier's Checks

Certified Checks

_ -------------------

Demand Deposits ... ........................

Time Certificates of Deposits............

Savings Deposits

--

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable _____ ----------------------------Notes and Bills Rediscounted _______ _

Other Liabilities --------------------

25,000.00 None
15,000.00 17,929.90
None None 176.00 250.00 None 601,255.62 6,566.83 None
None None None None

Total--------------------------------------------$ 666,178.35

114

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF TAYLORSVILLE Taylorsville, Ga.

As called for by the Superintendent of Banks.

E. 0. DAVIS,
President. Date of Charter: 6-5-1905

W. M. DORSEY
Cashier. ' Began Business: 6-13-1905

RESOURCES

Loans and Discounts__ .......................$

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned __

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks

Cash Items __ -------------------------------

Overdrafts

------------------------------

Advance on Cotton and other Com-

modities -------------------- ------- Customers' Liability on Letters of

Credit and Acceptances ............

Profit and Loss -----------------------

Other Resources ---------------------

Total

----------------------- ____,$

148,322.79
None 224,750.00
None 950.00 800.00 None
133,324.96
Ncme None 484.69
None
None None None
508,632.44

LIABILITIES

Capital Stock Capital Notes

----- --------- ---$

Surplus Fund

Undivided Profits

Resei've Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

................. .

Time Certificates of Deposits

Savings Deposits ........ .....................

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

--- ----

Notes and Bills Rediscounted

Other Liabilities

--------------------

25,ooo.o0 None
l o,ooo.oo 7,364.89 None None 1,500.00 None None
427,366.44 4,000.00
33,401.11
None None None None

Total

--------------------------------$ 508,632,44

STATEMENT

Showing condition at the close of business December 31, 1945, of

TENNILLE BANKING COMPANY Tennille, Ga.

As called for by the Superintendent of Banks.

W. B. SMITH, President.
Date of Charter: 4-4-1900

S. D. MANDEVILLE,
Cashier. Began Business: 1900

RESOURCES Loans and Discounts............................$ State of Georgia. and Municipal Bonds
owned ......... U. S. Government Securities owned Other Stocks and Bonds owned __ Banking House and Lot....
Furniture and Fixtures Other Real Estate owned __
Cash in Vault and Amount due from approved Reserve Agents...
Checks for Clearing and Due from other Banks
Cash Items Overdrafts Advance on Cotton and other Com-
modities Customers' Liability on Letters of
Credit and Acceptances.. Profit and Loss Other Resources

145,958.49
None 132,500.00
None None 945.30 574.30
393,835.12
None None 2,722.29
415,295.52
None None None

TotaL -------------------------------- ......$ 1,091,831.02

LIABILITIES

Capital Stock ----------------------

__ ----$

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits ...................... . ....

Letters of Credit and Acceptances

executed for Customers......

Bills Payable

Notes and Bills Rediscounted

Other Liabilities

30,000.00 None
30,000.00 12,635.66
None None None 608.00 None 873,299.24 63,307.09 81,981.03
None None None None

TotaL

-----..$ 1,091,831.02

TWENTY-SIXTH ANNUAL REPORT

115

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS & SOUTHERN BANK OF THOMASTON Thomaston, Ga.

As called for by the Superintendent of Banks.

JAMES R. ATWATER,
President. Date of Charter: 2-28-1930

WALTER B. ATWATER,
Cashier. Began Business: 2-28-1930

RESOURCES Loans and Discounts............................$

State of Georgia and Municipal Bonds

s.0 wned .....

----------------

U. Government Securities owned

Other Stocks and Bonds owned........

Banking House and Lot..

Furniture and Fixtures .........

Other Real Estate owned.. Cash in Vault and Amount due
from approved Reserve Agents...

Checks for Clearing and Due from other Banks ......................................

Cash Items

----------------------

Overdrafts

------------------------

Advanc~ on Cotton and other Com-

modthes ----------- Customers' Liability on Letters of
Credit and Acceptances..................

Profit and Loss Other Resources

747,240.12
341,487.07 4,938,607.06
None 12,209.54
4,125.23 None
1,313,948.50
None None None
None
None None 21,171.10

Total

....$ 7,378, 788.62

LIABILITIES

Capital Stock

.. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks

Dividends Unpaid

Cashier's Checks

......................... .

Certified Checks

---------

Demand Deposits ...................

Time Certificates of Deposits ............

Savings Deposits ....

Letters of Credit and Acceptances

executed for Customers......... _____ _

Bills Payable ........................................

Notes and Bills Rediscounted............

Other Liabilities ..................................

100,000.00 None
100,000.00 56,135.48 23,128.67 None 5,000.00 12,536.67 1,400.00
6,249,148.42 26,817.78
769,323.84
None None None 35,297.76

Total ..............................................$ 7,37 8,788.62

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF THOMAS COUNTY Thomasville, Ga.

As called for by the Superintendent of Banks.

W. F. SCOTT,
President. Date of Charter: 2-3-1937

JOE J. KEYTON,
Cashier. Began Business: 2-15-1937

RESOURCES

Loans and Discounts

............... $

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned......

Banking House and Lot....

Furniture and Fixtures.......

Other Real Estate owned..

. ...

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts ...............

Advance on Cotton and other Com-

modities -------------------- Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss........ Other Resources

1,030,056.66
7,300.00 1,486,180.00
None 33,450.50 13,521.69
None
1,812,421.50
25,115.95 13,451.66
None
None
None None 11,436.54

TotaL

...$ 4,432,934.50

LIABILITIES

Capital Stock

.$

Capital Notes

Surplus Fund .....

Undivided Profits

Reserve Funds

Due to Banks......

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable ........................................

Notes and Bills Rediscounted..........

Other Liabilities

.................. .

100,000.00 None
50,000.00 22,883.97
None 149,458.58
672.00 45,006.98
533.80 3,686,508.31
9,082.42 368,788.44
None None None None

Total... ...

............$ 4,432,934.50

116

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of business December 31, 1945, of

COMMERCIAL BANK Thomasville, Ga.
As called for by the Superintendent of Banks.

J. TRUMAN HOLLAND,
President. Date of Charter: 7-16-1916

W. B. BULLOCH Cashier. '
Began Business: 7-22-1916

RESOURCES Loans and Discounts...........................$
State of Georgia and Municipal Bonds
owned ------------U. S. Government Securities owned Other Stoeks and Bonds owned.. Banking House and Lot. Furniture and Fixtures.. Other Real Estate owned .. Cash in Vault and Amount due
from approved Reserve Agents ... Checks for Clearing and Due from
other Bank::: Cash Items Overdrafts Advance on Cotton and other Com~
modi ties Customers' Liability on Letters of
Credit and Acceptances .. Profit and Loss.. Other Resources

1,427,610.18
11,100.00 3.370,435. 72
1,000.00 31,000.00
9,000.00 1.00
1,695.123.64
107,396.39 None 91.32
52,898.19
None None 2,384.68

Total..

.......$ 6,708,041.12

LIABILITIES Capital Stock Capital Notes Surplus Fund Undivided Profits Reserve Funds Due to Banks_ Dividends Unpaid Ca"\hier's Checks Certified Checks Demand Deposits Time Certificates of Deposits __
Savings Deposits
LettC'rs of Credit and Acceptances executed for Customers .....
Bills Payable ........................... Notes and Bills Rediscounted... Other Liabilities

1oo,ooo.oo None
75,ooo.o0 25,383.62
4,000.00 181,107.00
92.00 88,112.37
274.49 5,408,542.65
1,008.5! 824,520.48
None None None None

Total.._

......$ 6,708,041.12

STATEMENT

Showing condition at the close of business December 31. 1945, of

BANK OF THOMSON Thomson, Ga.

As called for by the Superintendent of Banks.

E. C. HAWES,
President. Date of Charter: 12-30-1890

W. E. HUNT,
Cashier. Began Business: 1891

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned...

Banking House and Lot..

Furniture and Fixtures..

Other Real Estate owned......

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks Cash Items

--------

0\erdrafts ...

Advance on Cotton and other Com-

modities

................. .

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss....

Other Resources

145,602.96
18.652.96 1,289,695.42
2fi,971.76 8,400.00 2,900.00 353.00
511,675.25
18,626.54 294.07 68.60
1,679.41
None None None

Total ...............

- ........$ 2,023,920.00

LIABILITIES

Capital Stoek

........... $

Capital Notes ................................

SurpluR Fund -- Undivided Profits .......................... _

Reserve Funds

Due to Banks .......................................

Dividends Unnaid

Cashier'f'i Checks

Certified Checks .............................

Demand Deposits ....................

Time Certificates of Deposits .....

Savings Deposits -------Lt>tters of Credit and Acceptances

executed for Customers

Bills Payable

Notes and Bills Rediscounted ..

Other Liabilities ............. ---------

50,000.00 None
50,000.00 27,095.31
4,595.60 None
4,496.00 3.939.09
None 1,751,100.10
132,693.90 None
None None None None

TotaL...........................................$ 2,023,920.00

TWENTY-SIXTH ANNUAL REPORT

117

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE BANK OF TIFTON Tifton, Ga.

As called for by the Superintendent of Banks.

L. E. BOWEN, President.
Date of Charter: 10-10-1891

B. P. FRANKLIN, Cashier.
Began Business: 1896

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

owned ..................

u. S. Government Securities owned

Other Stocks and Bonds owned........

Banking House a':'d Lot......................

Furniture and Fixtures......................

Other Real Estate owned...

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks ......................

Cash Items ............................

Overdrafts .............. ... ....... .

Advance on Cotton and other Com-

modities

........................

Customers' Liability on Letters of

Credit and Acceptances..................

Profit and Loss

Other Resources .............

1,040,127.52
29,092.77 4,332,819.73
14,104.90 20,293.35
None None
1,567,616.32
66,091.86 414.16
1,037.45
None
None None None

Total.. .......................

......$ 7,071,598.06

LIABILITIES Capital Stock .....................................$ Capital Notes .................... Surplus Fund ...................... Undivided Profits ......................... Reserve Funds . Due to Banks ... Dividends Unpaid Cashier's Checks .................. Certified Checks ................... Demand Deposits Time Certificates of Deposits .. Savings Deposits ..................... Letters of Credit and Acceptances
executed for Customers..... Bills Payable ................
Notes and Bills Rediscounted Other Liabilities .......................

100,000.00 None
150,000.00 144,322.97
10,000.00 533,963.96
6,005.00 11,113.48
188.25 4,925,654.25
287,519.08 902,831.07
None None None None

Total ...........................................$ 7,071,598.06

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE FARMERS BANK OF TIFTON Tifton, Ga.

As called for by the Superintendent of Banks.

J. E. NEWTON,
President. Date of Charter: 12-23-1936

J. E. NEWTON, Cashier.
Began Business: 2-24-1937

RESOURCES Loans and Discounts..........................$
State of Georgia and Municipal Bonds owned ..................................................
U. S. Government Securities owned Other Stocks and Bonds owned........ Banking House and Lot.................... Furniture and Fixtures...................... Othr Real Estate owned.................... Cash in Vault and Amount due
from approved Reserve Agents.... Checks for Clearing and Due from
other Banks ...................................... Cash Items ............................................ Overdrafts .............................................. Advance on Cotton and other Com-
modities .............................................. Customers' Liability on Letters of
Credit and Acceptances.................. Profit and Loas.................................... Other Resources ..................................

974,412.98
None 716,485.37
None 4,873.50 3,922.14
None
888,525.64
12,099.99 753.34 937.33
None
None None None

Total.............................................$ 2,602,010.29

LIABILITIES Capital Stock ........................................$ Capital Notes ..................
Surplus Fund ....................................... Undivided Profits ............................... Reserve Funds ...................................... Due to Banks........................................ Dividends Unpaid ................................ Cashier's Checks ....................
Certified Checks .................................. Demand Deposits ..................................
Time Certificates of Deposits............ Savings Deposits .................................. Letters of Credit and Acceptances
executed for Customers Bills Payable ...................................... Notes and Bills Rediscounted Other Liabilities ..............

50,000.00 None
40,000.00 3,859.36
11,299.77 13,249.44
6,000.00 26,770.63
112.40 1,986,881.54
126,108.41 337,728.74
None None None None

Total.............................................$ 2,602,010.29

118

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of business December 31, 1945, of

THE BANK OF TIGNALL Tignall, Ga.

As called for by the Superintendent of Banks.

S. W. ADAMS, President.
Date of Charter: 7-5-1909

L. D. WARE Cashier. '
Began Business: 8-1909

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned - ----------------------------------U. S. Government Securities owned Other Stocks and Bonds owned... Banking House and Lot.... . Furniture and Fixtures..... . Other Real Estate owned.................... Cash in Vault and Amount due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks
Cash Items Overdrafts .. Advance on Cotton and other Com-
modities ......................................... Customers' Liability on Letters of
Credit and Acceptances.. .
Profit and Loss ......................... Other Resources

Total

................... $

159,033.24
None None None
. 50 None None
201,306.94
4, 734.61 None None
14,709.73
None None None
379,785.02

LIABILITIES

Capital Stock

.............. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds ....

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

Notes and Bills Rediscounted...

Other Liabilities

25,ooo.00 None
s.ooo.oo 2,55o. 00
None None None None None 347,235.02 None None
None None None None

TotaL

............. $ 379,785.02

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE BANK OF TOCCOA Toccoa, Ga.

As called for by the Superintendent of Banks.

J. H. CURTIS,
President. Date of Charter: 8-1-1911

H. J. BUSHA, JR., Cashier.
Began Business: 9-1-1911

RESOURCES

Loans and Discounts._

...... $

State of Georgia and Municipal Bonds

owned ...

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate owned.... .......

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts ...

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss..

Other Resources ................................

389.081.38
13,325.00 1,044,000.00
None None 2,000.00 None
1,692,943.89
None None None
1,333.56
None None 11,170.36

TotaL

... ...$ 3,153,854.19

LIABILITIES

Capital Stock

............ $

Capital Notes

Surplus Fund

Undivided Profits

Reserve F'unds

Due to Banks...

Dividends Unpaid

Cash:er's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits...

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

50,000.00 15,000.00 25,000.00 20,103.83
6,250.00 None None 14.78 None
2,914,102.04 None
123,383.54
None None None None

TotaL

............$ 3,153,854.19

TWENTY-SIXTH ANNUAL REPORT

119

STATEMENT Showing condition at the close of business December 31, 1945, of
WILKINSON COUNTY BANK Toomsboro, Ga.
As called for by the Superintendent of Banks.

H. E. STEPHENS, President.
Date of Charter: 7-16-1907

H. E. STEPHENS,
Cashier. Began Business: 7-16-1907

RESOURCES Loans and Discounts..........................$
State of Georgia and Municipal Bonds
owned U. S. Government Securities owned Other Stocks and Bonds owned........ Banking House and Lot.. Furniture and Fixtures..
Other Real Estate owned.. cash in Vault and Amount due
from approved Reserve Agents .. Checks for Clearing and Due from
other Banks .......... .....................
cash Items Overdrafts ........................... Advance on Cotton and other Com-
modities ... Customers' Liability on Letters of
Credit and Acceptances.............
Profit and Loss .. Other Resources

T o t a L . ....

. .... $

62,541.66
None 313,400.00
None 3,250.00
100.00 500.00
242,642.86
None 3,280.08
117.31
1,422.06
None None None
627,253.97

LIABILITIES

Capital Stock

........... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds ...

Due to Banks ..

Dividends Unpaid

Cashier's Cheeks .......................

Certified Checks ..................................

Demand Deposits

Time Certificates of Deposits..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

15,000.00 4,300.00 5,000.00
10,080.91 6,014.00 None 1,269.00 662.67 None
512,835.05 72,092.34 None
None None None None

TotaL

...$ 627,253.97

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF TUCKER Tucker, Ga.

As called for by the Superintendent of Banks.

K. C. COFER, President.
Date of Charter: 10-1919

R. H. COFER,
Cashier. Began Business: 12-1919

RESOURCES

Loans and Discounts..

_............$

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned

Banking House and Lot...

Furniture and Fixtures.......

Other Real Estate owned.................

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items ... ...................... .

Overdrafts ........ ..................................

Advance on Cotton and other Com-

modities ...

. ............................

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss...

Other Resources

TotaL. .....

...... $

148,051.52
None 476,979.69
None 1,400.00
575.00 None
153,857.45
2,161.67 None None
None
None None None
783,025.33

LIABILITIES

Capital Stock

.... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks......................................

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted...

Other Liabilities

25,000.00 None
18,000.00 989.37
1,582.81 None None 485.05 None
550,363.70 None
186,4 38.49
None None None 165.91

TotaL..

....................$ 783,025.33

120

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

EXCHANGE BANK OF UNADILLA Unadilla, Ga.

As called for by the Superintendent of Banks.

E. H. CONNER, President.
Date of Charter: 4-19-1935

T. E. WOODRUFF
Cashier. ' Began Business: 4-22-1935

RESOURCES Loans and Discounts..........................$ State of Georgia and Municipal Bonds
owned ............ ----- U. S. Government Securities owned Other Stocks and Bonds owned_______ _ Banking House and Lot _______________ _
Furniture and Fixtures .................. Other Real Estate owned__________________ Cash in Vault and Amount due
from approved Reserve Agents .... Checks for Clearing and Due from
other Banks ------------------------------------Cash Items -------------------------------------------Overdrafts ------------------- _---------------------Advance on Cotton and other Com-
modities .............................................. Customers' Liability on Letters of
Credit and Acceptances _________________ _
Profit and Loss ________ ---------------------------- Other Resources ..............................
TotaL_____ ------------------------------------$

90,587.23
None 300,000.00
None 1,500.00 1,000.00
None
361,010.44
332.36 None None
24,070.32
None None None
778,500.35

LIABILITIES

Capital Stock -- --------- _----------$

Capital Notes --- ---------

Surplus Fund --------- Undivided Profits . ---------

Reserve Funds ....... -----------Due to Banks____________ -------------------------

Dividends Unpaid -------

Cashier's Checks

......................... .

Certified Checks ---------- ----------------------Demand Deposits .................................

Time Certificates of Deposit!!'............

Savings Deposits ...........................

Letters of Credit and Acceptances

executed for Customers.. Bills Payable __________ _

Notes and Bills Rediscounted..

Other Liabilities ____ ---------------------

15,ooo.00 None
2o.ooo.00 2,540.10
None None 32o.oo 627.02 None 710,048.59 29,964.64 None
None None None None

TotaL-------------------------------------------$ 778,500.35

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF UNION POINT Union Point, Ga.

As called for by the Superintendent of Banks.

H. LAMB,
President. Date of Charter: 5-15-1911

R. B. RHODES,
Cashier. Began Business: 5-1911

RESOURCES
Loans and Discount---------------------------$ State of Georgia and Municipal Bonds
owned. ................................................. U. S. Government Securities owned Other Stocks and Bonds owned________
Banking House and Lot-----------------Furniture and Fixtures......................
Other Real Estate owned-------------Cash in Vault and Amount due
from approved Reserve Agents.... Checks for Clearing and Due from
other Banks --------------------------------- Cash Items -------------------------------------------Overdrafts ---------------------------------------------Advance on Cotton and other Com-
modities .............................................. Customers' Liability on Letters of
Credit and Acceptances-----------------Profit and Loss------------------------------ Other Resources -----------------------

323,455.63
None 175,310.40
None 858.00 1,209.45 172.44
496,989.81
2,492.73 None
1,387.05
None
None None None

TotaL----------------------------------$ 1,101,875.51

LIABILITIES
Capital Stock -------------------------------------$
Capital Notes --------------------------------- Surplus Fund --------------------------------Undivided Profits --------------------- Reserve Funds --Due to Bank------------------------------------- Dividends Unpaid --------------------- Cashier's Checks ------------------------------Certified Checks -----------------------------Demand Deposits --------------------------------Time Certificates of Deposit-------
Savings Deposits ------Letters of Credit and Acceptances
executed for Customers..................
NBioltles s PaanydabBleills----R---e--d--i-s--c--o--u--n--t-e--d---_-_-_-_-_-__-_-_-_-_-_
Other Liabilities -------------------------------

25,000.00 None
25.000.00 10,895.77
1,153.03 None
1,000.00 2,707.60
None 1,022,334.92
None 13,784.29
None None None None

TotaL-------------------------------------------$ 1,101,875.51

TWENTY-SIXTH ANNUAL REPORT

121

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE FARMERS BANK Union Point, Ga.

As called for by the Superintendent of Banks.

L. 0. BENTON, SR.,
President. Date of Charter: 9-6-1911

A. J. STEWART,
Cashier. Began Business: 9-6-1911

RESOURCES Loans and Discounts__________________________$

State of Georgia and Municipal Bonds

owned -----

--------

U. S. Government Securities owned

Other Stocks and Bonds owned _______ _

Banking Houoe and Lots __

Furniture and Fixture!

Other Real Estate owned

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts ---

------------- ------

Advance on Cotton and other Com-

modities

_____ ...... .

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss

Other Resources

TotaL -------------------

____ $

355,256.22
1,048.06 473,981.73
1,003.92 1,800.00
1.00 None
297,639.33
6,734.11 None 257.04
67,701.00
None None None
1,205,422.41

LIABILITIES

Capital Stock Capital Notes

------- ..$

Surplus Fund -----------Undivided Profits Reserve Funds Due to Banks______ _

Dividends Unpaid

Cashier's Checks

Certified Checks Demand Deposits Time Certificates of Deposits

Savings Deposits --------------Letters of Credit and Acceptances

executed for Customers.........

Bills Payable ___

----

Notes and Bills Rediscounted.. Other Liabilities __ _

25,000.00 None
25,000.00 15,047.98
750.00 None
4.80 3,869.09
None 786,396.12
None 349,354.42
None None None None

TotaL ..

_________$ 1,205,422.41

STATEMENT

Showing condition at the close of business December 31, 1945, of

BRICE BANKING COMPANY Vidalia, Ga.

As called for by the Superintendent of Banks.

M. F. BRICE,
President. Date of Charter: 10-22-1938

G. H. GIBSON,
Cashier. Began Business: 10-28-1938

RESOURCES Loans and Discounts..........................$ State of Georgia and Municipal Bonds

owned ..........................

............

U. S. Government Securities owned

Other Stocks and Bonds owned__

Banking House and Lot...

Furniture and Fixtures........................ Other Real Estate owned __________________

Cash in Vault and Amount due from approved Reserve Agents....

Checks for Clearing and Due from

other Banks -------------------

Cash Items

-----------------------

Overdrafts --------

Advance on Cotton and other Com-

modities --------- Customers' Liability on Letters of
Credit and Acceptances Profit and Loss Other Resources

686,656.70
None 2,200.00
None None 5,244.99 5,250.00
337,613.89
None None 15,315.27
1,821,482.43
None None 5,834.45

TotaL.

------$ 2,879,597.73

Capital Stock Capital N otcs

LIABILITIES ----$

Surplus ]"'und .......

Undivided Profits

Reserve Funds ... Due to Banks____ _

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Depooits ....

Savings Deposits ................................

Letters of Credit and Acceptances

executed for Customers..

Bills Payable

Notes and Bills Rediscounted_

Other Liabilities

50,000.00 None
25,000.00 None
25,238.93 None None
11,135.98 None
1,869,189.13 26,075.49 None
None None 860,000.00 12,958.20

Total..

--------$ 2,879,597.73

122

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

DARBY BANKING COMPANY Vidalia, Ga.

As called for by the Superintendent of Banks.

J. F. DARBY, SR.,
President. Date of Charter: 6-22-1934

0. C. EIDSON Cashier. '
Began Business: 7-1-1934

RESOURCES

Loans and Discounts .

. ....$

State of Georgia and Municipal Bonds

owned

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate owned

Cash in Vault and Amount due

from approved Reserve Agen is

Checks for Clearing and Due from

other Banks

Cash Items Overdrafts ___ _

Advance on Cotton and other Com-

modities .....

. ...... .

Customers' Liability on Letters of

Credit and Acceptances.....

Profit and Loss ..

Other Resources

194,381.80
12.000.00 948,000.00
None 6.492.70 1,651.-12
None
474.459.72
11,360.53 None None
None
None None 1,186.02

------- ----- --------$ 1,649,532.19

Capital Stock

LIABILITIES _________ $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Ched\:s

Certified Checks

Demand Deposits

Time Certificates of Depos.;ts

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ___..

BiPs Payable

N ots and Bills Rediscounted..

Other Liabilities

25.ooo.oo None
25,000.00 9,221.83 2,227.37 None None 1,696.99 697-68
1,406,285.27 101.059.06 78,343.99
None None None None

TotaL ..

------------$ 1,649,532.19

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS BANK Vienna, Ga.

As called for by the Superintendent of Banks.

J. B. WALTON,
President. Date of Charter: 6-24-1931

W. G. WILLIAMSON,
Cashier. Began Business: 7-1-1931

RESOURCES

Loans and Discounts..

. .......... $

Stat<> of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned__ _

Banking House and Lot.. .

Furniture and Fixtures.. .

Other Real Estate owned_______ --------

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers" Liability on Letwrs of

Credit and Acceptances..

Profit and Loss..

Other Resources

385,285.81
None 453,300.00
None 3,035.00 1.638.50
None
433,809.02
411.14 None None
79,539.37
None None None

TotaL_

---.$ 1,357,018.84

LIABILITIES

Capital Stock

.... $

Capital Notes

Surplus Fund -

Undivided Profits

Reserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checl::s

Certified Checks

Demand Deposits ....

Time Certificates of Deposits .

Savings Deposits

Letters of Credit and Acceptances

executE-d for Customers ..

Bills Payable

Notes and Bills Rediscounted __ _

Other Liabilities

50,000.00 None
10,000.00 42,646.11
None 24,676.98
669.15 3,587.43
None 1,198,230.19
27,208.98 None
None None None None

TotaL

- ________________ $ 1.357.018.84

TWENTY-SIXTH ANNUAL REPORT

123

STATEMENT

Showing condition at the close of business December 31, 1945, of
BANK OF VILLA RICA Villa Rica, Ga.

As called for by the Superintendent of Banks.

H. G. CLIATT, President.
Date of Charter: 5-4-1899

R. R. RICHARDSON,
Cashier. Began Business: 5-1899

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
u.owS.neGd ov-ernmentSecuriti-e-s--owned
Other Stoc'ks and Bonds owned ..
Banking House and Lot.. Furniture and Fixtures ..... .
Other Real Estate owned.. Cash in Vault and Amount due
from approved Reserve Agents ..
Checks for Clearing and Due from other Banks
Cash Items Overdrafts .... Advance on Cotton and other Com-
modities Customers Liability on Letters of
Credit and Acceptances...
Profit and Loss.. Other Resources

431,807.43
2,600.00 1,032,000.00
9,983.75 1.00 1.00
None
537,921.92
None None None
None
None None None

TotaL .................................. ........$ 2,014,315.10

LIABILITIES Ca]lital Stock .......................................$ Ca]lital Notes Surplus Fund
Undivided Profits Reserve Funds
Due to Banks. -- ................ Dividends Unpaid Cashiers Checks
Certified Checks Demand Deposits Time Certificates of Deposits .. Savings Deposits Letters of Credit and Acceptances
executed for Customers .. Bills Payable Notes and Bills Rediscounted.. Other Liabilities .............................

50,000.00 None
25,000.00 21,468.18
None 6,302.84 1,319.00 1,065.69
None 1,840,462.89
68,696.50 None
None None None None

TotaL ...

......................$ 2,014,315.10

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF WADLEY Wadley, Ga.

As called for by the Superintendent of Banks.

J. D. PEACOCK, President.
Date of Charter: 1-29-1902

S.C. EVANS, Cashier.
Began Business: 1-1902

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned ---- ............ ... -- ......... . U. S. Government Securities owned Oth<'r Stocks and Bonds owned.. Banking House and Lot Furniture and Fixtures ..
Other Real Eatate owned.......... .. Cash in Vault and Amount due
from approved Reserve Agents .. Checka for Clearing and Due from
other Banks ... Cash Items .. .. Overdrafts ........... Advance on Cotton and other Com-
modities ......................................... Customers' Liability on Letters of
Credit and Acceptances.. . Profit and Loss.....................
Other Resources

TotaL

....... $

405,367.54
None 105,000.00
None 1,100.00 1,515.00
None
209,222.80
6,681.71 None None
52,156.96
None None None
781,044.01

LIABILITIES

Capital Stock

....... $

Capital Notes

Surplus Fund

Undivided Profits .............................. ..

Reserve Funds .

Due to Banks....

Dividends Unpaid

Cashier's Checks .......

Certified Checks .

Demand Deposits

Time Certificates of Deposits....

Savings Deposits ........

Letters of Credit and Acceptances

executed for Customers

Bills Payable .......................

Notes and Bills Rediscounted

Other Liabilities

25,000.00 None
25,000.00 3,885.44 None None None 443.59 None
666,196.22 None
60,518.76
None None None None

TotaL ....... ................ ' ....$ 781,044.01

124

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS BANK Warrenton, Ga.

As called for by the Superintendent of Banks.

DENHAM CASON, President.
Date of Charter: 4-4-1902

F. L. SPARKS Cashier. '
Began Business: 4-1902

RESOURCES

Loans and Discounts..

. .... $

State of Georgia and Municipal Bonds

owned .

...... -----------

U. S. Government Securities owned

Other Stocks and Bonds owned....

Banking House and LoL...

Furniture and Fixtures...

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents....

Checks for Clearing and Due from

other Banks

Cash Items ......

Overdrafts ................

Advance on Cotton and other Com-

modities

..... .

Customers' Liability on Letters of

Credit and Acceptances.....

Profit and Loss

Other Resources

274,406.66
21,678.72 1, 776,500.00
14,091.86 8,975.44 4, 790.45 None
501.650.19
188.07 None 35.73
41,801.82
None None None

Total.. ....

...$ 2,644,118.94

LIABILITIES

Capital Stock Capital Notes

.................. $

Surplus Fund ....

. ................. .

Undivided Profits ...............................

Reserve Funds .....................

Due to Banks..................... Dividends Unpaid ....

Cashier's Checks ............

Certified Checks ............

Demand Deposits ------------ Time Certificates of Deposits Savings Deposits ..........

Letters of Credit and Acceptances executed for Customers

Bills Payable .......

Notes and Bills Rediscounted

Other Liabilities . ---

5o,ooo.oo
None 50,000.00 30,767.82 12,589.82
None None 933.88 None 2,499,827.42 None None
None None None None

Total ............................................$ 2,644.118.94

STATEMENT

Showing condition at the close of business December 31, 1945, of

WASHINGTON LOAN & BANKING COMPANY Washington, Ga.

As called for by the Superintendent of Banks.

W. L. JOHNSON,
President. Date of Charter: 9-7-1891

F. W. THOMAS, Cashier.
Began Business: 5-1-1895

RESOURCES Loans and Discounts......... .............$
State of Georgia and Municipal Bonds owned ......................................... - .....
U. S. Government Securities owned Other Stocks and Bonds owned... Banking House and Lot.....
Furniture and Fixtures.. Other Real Estate owned........ Cash in Vault and Amount due
from approved Reserve Agents.... Checks for Clearing and Due from
other Banks ... . Cash Items ........... Overdrafts . Advance on Cotton and other Com-
modities .......... Customers' Liability on Letters of
Credit and Acceptances.. Profit and Loss .. Other Resources

373,535.44
101,356.70 1,663,607.30
10,831.33 1.00
None None
934,072.91
None None 140.99
56,693.34
None None 4,589.59

Total

.......$ 3,144,828.60

LIABILITIES

Capital Stock

............ $

Capital Notes

Surplus Fund

..

Undivided Profits ........

Reserve Funds ...........

Due to Banks....

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits

Savings Deposits

........ ------------

Letters of Credit and Acceptances

excuted for Customers...... .

Bills Payable ................

Notes and Bills Rediscounted

Other Liabilities ....

50,000.00 None
50,000.00 100,000.00
15,880.85 63,764.36
None 3,546.56
None 2,4 79,572.05
19,754.28 362,310.50
None None None None

TotaL...........................................$ 3,144,828.60

TWENTY-SIXTH ANNUAL REPORT

125

STATEMENT
Showing condition at th~ close of business December 31, 1945, of
COMMERCIAL BANK Waycross, Ga.

As called for by the Superintendent of Banks.

L. B. HARRELL, President.
Date of Charter: 10-15-1918

J. M. NORMAN,
Cashier. Began Business: 10-30-1918

RESOURCES

r,oans and Discounts............................$
stare of Georgia and Municipal Bonds

owned ....

.. ----- ....

U. S. Government Securities owned

Other Stocks and Bonds owned ........

Banking House and Lot.

Furniture and Fixtures

Other Real Estate owned ..................

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks .......................

Cash Items ...............................

Overdrafts ..............................

Advance on Cotton and other Com-

modities

____

......

Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss

Other Resources

283,471.47
10,000.00 3,356, 766.30
None 27,000.00
1,500.00 1,000.00
2,661,958.25
36,158.16 8.84
None
None
None None 332.67

TotaL.........................................$ 6,378,195.69

LIABILITIES

Capital Stock ..

......................... $

Capital Notes .......

Surplus Fund ...............

Undivided Profits ...............................

Reserve Funds .............. -----------------------

Due to Banks

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits ..................

Time Certificates of Deposits

Savings Deposits ------------------Letters of Credit and Acceptances

executed for Customers..................

Bills Payable ..................................

Notes and Bills Rediscounted............

Other Liabilities ..................................

50,000.00 None
50,000.00 20,000.00 30,150.31 56,336.16
None 50,768.76
None 5,208,800.94
115.00 909,890.89
None None None 2,133.63

TotaL.................... ..................$ 6,378,195.69

STATEMENT Showing condition at the close of business December 31, 1945, of
BANK OF WAYNESBORO Waynesboro, Ga.
As called for by the Superintendent of Banks.

M. K. TUCKER, President.
Date of Charter: 12-16-1890

M. R. OLIVER, Cashier.
Began Business: 1891

RESOURCES

Loans and Discounts.... ................$

State of Georgia and Municipal Bonds

owned ....:.. . .......

....... ....

U. S. Government Securities owned

Other Stocks and Bonds owned

Banking House and Lot.

Furniture and Fixtures...

Other Real Estate owned............

Cash in Vault and Amount due

from approved Reserve Agents ....

Checks for Clearing and Due from

other Banks ......

Cash Items

Overdrafts ....

Advance on Cotton and other Com-

modities ..............................................

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss...... .........................

Other Resources

1,051,057.33
20,199.20 806,921.38
None None 8,100.00
1.00
964,977.49
102,494.66 None 464.34
None
None None None

TotaL ........... .

. ..........$ 2,954,215.40

LIABILITIES

Capital Stock ...

........................... $

Capital Notes ...................................... Surplus Fund ____ _

Undivided Profita ................................

Reserve Funds

Due to Banks

Dividends Unpaid

Cashier's Checks .......................

Certified Checks ...................................

Demand Deposits --

.... .

Time Certificates of Deposits.....

Savings Deposits - Letters of Credit and Acceptances

executed for Customers

Bills Payable .............................. ..

Notes and Bills Rediseounted ....

Other Liabilities ....................

50,000.00 18,000.00 30,000.00
4,814.01 35,668.79
None None 4,995.48 None 2,087,231.58 187,552.68 535,952.86
None None None None

Total .....................

.......$ 2,954,215.40

126

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

CITIZENS BANK AND TRUST COMPANY West Point, Ga.

As called for by the Superintendent of Banks.

WILLIS JOHNSON,
President. Date of Charter: 2-17-1917

J. E. ROBINSON
Cashier. ' Began Business: 3-17-1917

RESOURCES

Loans and Discounts.

. ....$

State of Georgia and Municipal Bonds

owned ...

U. S. Government Securities owned

Other Stocks and Bonds owned...

Banking House and Lot.....

Furniture and Fixtures.

Other Real Estate owned ..

Cash in Vault and Amount due

from approved Reserve Agents..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities ...... ----------

Customers' Liability on Lettrs of

Credit and Acceptances._

Profit and Loss ..

Other Resources

505,293.65
None 5,365,443.32
None None 12,000.00 None
2, 833,072.72
3,935.07 None None
None
None None None

TotaL

... ..$ 8,719,744.76

LIABILITIES

Capital Stock

.. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks .

Dividends Unpaid

Cashier's Checks -

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

2oo,ooo.o0
None 100,000.00 25,026.55 41,897.27
None None 10,331.87 49.93 6,150,779.28 None 2,191,659.86
None None None None

TotaL..

........................$ 8,719,744.76

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE PEOPLES BANK Winder, Ga.

As called for by the Superintendent of Banks.

C. 0. MADDOX, President.
Date of Charter: 10-29-1926

E. V. POOL, Cashier.
Began Business: 10-30-1926

RESOURCES

Loans and Discounts..

... $

State of Georgia and Municipal Bonds

owned ..................................................

U. S. Government Securities owned

Other Stocks and Bonds owned ..

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate owned...

Cash in Vault and Amount due

from approved Reserve A,;-ents ...

Chech:s for Clearing and Dt;e from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Com-

modities

Customers' Liability on Letters of

Credit and Acceptances..

Profit and Loss

Other Resources

540,749.43
None 1,707,810.00
850.00 14,000.00
2,000.00 2,700.00
964,592.73
4,883.62 None None
None
None None None

TotaL

.....$ 3,237,585.78

LIABILITIES

Capital Stock

... $

Capital Notes

Surplus Fund .....

Undivided Profits

Reserve Funds

Due to Banks ...

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits... .

Savings Deposits ...

. .........

Letters of Credit and Acceptances

executed for Customers..... _

Bills Payable

Notes and Bills Rediscounted...

Other Liabilities

25,000.00 None
40,000.00 15,000.00 13,632.72
None 2,500.00 6,610.65 6,892.00 2,902,730.29
None 225,220.12
None None None None

TotaL

...............$ 3,237,585.78

TWENTY-SIXTH ANNUAL REPORT

127

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE WOODBURY BANKING COMPANY Woodbury, Ga.

As called for by the Superintendent of Banks.

W. E. WILBURN, President.
Date of Charter: 10-20-1891

S. P. WILBURN,
Cashier. Began Business: 8-29-1902

RESOURCES Loans and Discounts____ ...................... $
State of Georgia and Municipal Bonds
owned -------------------------------------------------U. S. Government Securities owned Other Stocks and Bonds owned........ Banking House and Lot...... . Furniture and Fixtures .... .
Other Real Estate owned .. Cash in Vault and Amount due
from approved Reserve Agents ... Checks for Clearing and Due from
other Banks
Cash Item Overdrafts Advance on Cotton and other Com-
modities Customers' Liability on Letters of
Credit and Acceptances ..
Profit and Loss .. Other Resources

183,890.72
None 907,929.02
540.00 None 1,000.00 1,975.00
457,811.78
5,000.00 295.76 36.33
55,854.13
None None 1,501.00

TotaL

.$ 1,615,838.74

LIABILITIES

Capital Stock

.............. $

Capital Notes

Surplus F11nd

Undivided Profits

Reserve Funds

Due to Banks...

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits --- ..............

Lette1s of Credit and Acceptances

executed for Customers ....

Bills Payable

Notes and Bills Rediscounted ..

Other Liabilities

25,000.00 None
15,000.00 13,262.90
5,000.00 None
1,500.00 12,690.09
None 1,411,398.21
128,982.54 None
None None None 3,000.00

TotaL

.....................$ 1,615,833.74

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE WOODLAND BANK Woodland, Ga.

As called for by the Superintendent of Banks.

J. H. WOODALL, President.
Date of Charter: 11-18-1907

M. H. KING, Cashier.
Began Business: 11-25-1907

RESOURCES

Loans and Discounts..

.... $

State of Georgia and Municipal Bonds

owned .....

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures ...

Other Real Estate owned..

.. ...

Cash in Vault and Amount due

from approved Reserve Agents...

Checks for Clearing and Due from

other Danks

Cash Items

Overdrafts ...............

Advance on Cotton and other Com

modities ---------- Customers' Liability on Letters of

Credit and Acceptances

Profit and Loss ....

Other Resources

Total... ...

.... $

29,490.65
None 125,000.00
None 500.00 None None
223,117.86
None None None
2,078.19
None None 5,633.25
385,819.93

LIABILITIES

Capital Stock

........... $

Capital Notes

Surplus Fund

UnuiYided Profits

Reserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits....

Savings Deposits

Letters oZ Credit and Acceptances

executed for Customers..

Bills Payable

Notes and Bills Rediscounted

Other Liabilities .......................

15,000.00 None
12,000.00 6,240.87 NoneNone 118.80 206.35 None
344,022.90 8,231.03 None
None None None None

TotaL.

..$ 385,819.9fi

128

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF WOODSTOCK Woodstock, Ga.

As called for by the Superintendent of Banks.

S. L. JOHNSTON,
President. Date of Charter: 11-3-1905

S. L. JOHNSTON Cashier. '
Began Business: 11-13-1905

RESOURCES

Loans and Discounts .

. ... $

State of Georgia and Municipal Bonds

owned

.............. .

U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot ..

Furniture and Fixtures ..

Other Real Estate owned..... .

Cash in Vault and Amount due

from approved Reserve Agents ...

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts ...... .... .

Advance on Cotton and other Com-

modities .

Customers' Liability on Letters of

Credit and Acceptances ..

Profit and Loss....

Other Resources

TotaL. .....

.... $

42,028.55
None 195,400.00
5,700.00 1,800.00
200.00 1.00
375,379.92
10,000.00 None None
None
None None None
630,509.47

LIABILITIES

Capital Stock ........................................$

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks.........

Dividends Unpaid

Cashier's Checks

Certified Checks ..

Demand Deposits ........

Time Certificates of Deposits......

Savings Deposits ...

.................

Letters of Credit and Acceptances

executed for Customers...

Bills Payable ..........

Notes and Bills Rediscounted

Other Liabilities

25,ooo.oo
None 5,000.00 6,453.73
None None None
9.50 None 570,921.87 23,124.37 None
None None None None

TotaL.

...............$ 630,509.47

STATEMENT

Showing condition at the close of business December 31, 1945, of

BANK OF WRIGHTSVILLE Wrightsville, Ga.

As called for by the Superintendent of Banks.

W. H. LOVETT, President.
Date of Charter: 2-16-1897

J. B. FULGHUM,
Cashier. Began Business: 2-16-1897

RESOURCES Loans and Discounts.. ..................$
State of Georgia and Municipal Bonds owned ..................................................
U. S. Government Securities owned Other Stocks and Bonds owned.. Banking House and Lot..
Furniture and Fixtures Other Real Estate owned.. Cash in Vault and Amount due
from approved Reserve Agents ..
Checks for Clearing and Due from other Banks
Cash Items Overdrafts ..... Advance on Cotton and other Com-
modities .................... Customers' Liability on Letters of
Credit and Acceptances.... Profit and Loss.. Other Resources

107,846.05
None 678,000.00
None 1,100.00
300.00 None
458,598.62
8,917.99 None 28.42
120,175.19
None None None

Total.

.......$ 1,37 4,966.27

LIABILITIES

Capital Stock Capital Notes

........$

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..........

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits .

Time Certificates of Deposits..

Savings Deposits .

. .....

Letters of Credit and Acceptances

executed for Customers..

Bills Payable .....

Notes and Bills Rediscounted

Other Liabilities ........ . ..................

25,000.00 None
25,000.00 20,024.17
3,000.00 None None
13,268.13 None
1,262, 881.88 25,792.09 None
None None None None

Total..............................................$ 1.374,966.27

TWENTY-SIXTH ANNUAL REPORT

129

STATEMENT Showing condition at the close of business December 31, 1945, of
EXCHANGE BANK OF WRIGHTSVILLE Wrightsville, Ga.
As called for by the Superintendent of Banks.

p, B. BEDINGFIELD,
President. Date of Charter: 12-20-1909

E. E. DALEY, Cashier.
Began Business: 12-20-1909

RESOURCES

Ls~atneso faGn de o rDgiisacaonudn tMs ..u..n..i..c..i.p..a..l...B...o..n..d...s$

owned -

U S Government Securities owned

Othe; Stocks and Bonds owned........

Banking House .and Lot. Furniture and Fixtures..... .

Other Real Estate owned.. cash in Vault and Amount due
from approved Reserve Agents....

Checks for Clearing and Due from

other Banks ......................................

cash Items

.......................... .

overdrafts ................ ..

Advan_c: on Cotton and other Com-

modlttes ---------------- customers' Liability on Letters of

Credit and Acceptances..................

Profit and Loss.....................................

Other Resources ...

Total.. ............

........... $

133,318.60
None 488,790.10
None 1,200.00 1,471.50
None
161,897.27
2,040.88 None 3.36
58,430.75
None None 5,029.55
852,182.01

LIABILITIES

Capital Stock . ...................... ....... $

Capital Notes .......................................

Surplus Fund ..

.. ..................... ..

Undivided Profits ... ...........................

Reserve Funds .............. ___ ............

Due to Banks..

Dividends Unpaid ......... ..

Cashier's Checks .............

Certified Checks ..........

Demand Deposits ...... --------------

Time Certificates of Deposits

Savings Deposits ............... ..............

Letters of Credit and Acceptances

executed for Customers..........

Bills Payable

........ ..

Notes and Bills Rediscounted

Other Liabilities ................................

35,000.00 None
15,000.00 15,089.24
None None None 4,594.81 None 768,996.57 12,779.70 None
None None None 721.69

TotaL.........................................$ 852,182.01

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE BANK OF ZEBULON Zebulon, Ga.

As called for by the Superintendent of Banks.

C. R. GWYN,
President. Date of Charter: 3-18-1905

G. M. LIFSEY,
Cashier. Began Business: 1-31-1905

RESOURCES Loans and Discounts............................$ State of Georgia and Municipal Bonds
owned ................................................. U. S. Government Securities owned Other Stocks and Bonds owned........ Banking House and Lot...................... Furniture and Fixtures............... Other Real Estate owned.................. Cash in Vault and Amount due
from approved Reserve Agents ....
Checks for Clearing and Due from other Banks ......................................
Cash Items ............................................ Overdrafts .............................................. Advance on Cotton and other Com-
modities .............................................. Customers' Liability on Letters of
Credit and Acceptances.................... Profit and Loss...................................... Other Resources ................................-

157,594.90
None 583,004.35
None 1,600.00
505.00 None
322,083.68
None 198.00 497.24
None
None None 3,367.50

TotaL............................................$ 1,068,850.67

LIABILITIES Capital Stock ........................................$ Capital Notes ....................................... Surplus Fund ...................................... Undivided Profits .............
Reserve Funds ....................... Due to Banks........................ Dividends Unpaid ................ Cashier's Checks ..................... Certified Checks .................................. Demand Deposits ................................ Time Certificates of Deposits............ Savings Deposits .................................. Letters of Credit and Acceptances
executed for Customers.................. Bills Payable ........................................
Notes and Bills Rediscounted............ Other Liabilities ..................................

25,000.00 None
17,500,00 12,660.50
2,000.00 None
2,500,00 1,468.37
None 819,671.75
17,225.00 170,825.05
None None None None

TotaL...........................................$ 1,068,850.67

Banks Chartered by Superior Court

STATEMENT

Showing condition at the close of business December 31, 1945, of

CHATHAM SAVINGS & LOAN COMPANY Savannah, Ga.

As called for by the Superintendent of Banks.

T. M. CUNNINGHAM,
President. Date of Charter: 7-25-1885

E. W. CREECH Secretary-Treasurer' Began Business: 7-25-1885

RESOURCES Loans and Discounts...........................$ State of Georgia and Municipal Bonds
owned U. S. Government Securities wYr.ed Other Stocks and Bonds owned Banking House and Lot.. Furniture and Fixtures .. Other Real Estate owned Cash in Vault and Amount due
from approved Reserve Agents Checks for Clearing and Due from
other Banks Cash Items Overdrafts Advance on Cotton and other Com
modi ties Customers' Liability on Letters of
Credit and Acceptances .. Profit and Loss. Other Resources

876,515.66
None G92,000.00 390,011.54
None
1.~93.35
28,860.R5
188,537.02
None None None
None
None None 17 4.97

TotaL..

....$ 2,077,493.39

LIABILITIES

Capital Stock

... $

Capital Notes ........................

Surplus Fund

Undivided Profits

Heserve Funds .................................

Due to Banks ...

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

...... .

Letters of Credit and Acceptances

executed for Customers ...

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

5oo,ooo.00 None
25,ooo. 00 194,941.99
15,467.51 None None None 3.50 None
302,636.92 1,033,925.29
None None None 5,518.18

TotaL.

~-----
.........$ 2,077,493.39

STATEMENT

Showing condition at the close of business December 31, 1945, of

INDUSTRIAL SAVINGS AND LOAN COMPANY Savannah, Ga.

As called for by the Superintendent of Banks.

JOHN R. DEKLE,
President. Date of Charter: 10-4-1926

L. RALSTON WYLLY, JR., Secretary-Treasurer.
Began Business: 11-6--1926

RESOURCES

Loans and Discounts...

...........$

State of Georgia and Municipal Bonds

owned ---- U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures ..

Other Real Estate owned.. .......

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advanc-e on Cotton and other Com-

modities

Customers Liability on Letters of

Credit and Acceptances ..

Profit and Loss..

Other Resources

512,082.93
None 100,000.00
None None 1,781.64 None
25,370.30
None None None
None
None None 1,818.64

LIABILITIES

Capital Stock

~$

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits

Time Certificates of Deposits ..

Savings Deposits

Letters of Credit and Acceptances

executed for Customers.....

Bills Payable

Notes and Bills Rediscounted...

Other Liabilities

50,000.00 None
15,000.00 14,934.11 38,672.85
None None None None None 70,850.00 340,793.31
None 90,000.00 20,000.00
803.24

TotaL. ...

.................$ 641,053.51

TotaL

......................$ 641,053.51

TWENTY-SIXTH ANNlJAL REPORT

131

STATEMENT

Showing condition at the close of business December 31, 1945, of

THE MORRIS PLAN COMPANY OF SAVANNAH Savannah, Ga.

As called for by the Superintendent of Banks.

H. V. JENKINS, President.
Date of Charter: 6-1917

E. B. McCUEN,
Vice-President. Began Business: 8-1917

RESOURCES

Loans and Discounts............................$

State of Georgia and Municipal Bonds

u.owS.neGd ov..e..rnment Securities owned

Other Stocks and Bonds owned........

Banking House and Lot... .

Furniture and Fixtures ......

Other Real Estate owned..

cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks ..........

Cash Items

overdrafts ..........

Advance on Cotton and other Com~

modities

.............. .

Customers' Liability on Letters of

Credit and Acceptances..................

Profit and Loss..

Other Resources

TotaL

... $

234,533.86
None 20,000.00 239,013.99
None 458.53 None
1,596.72
46,957.03 None None
None
None None 730.88
543,291.01

LIABILITIES

Capital Stock

.................... $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks ..

Dividends Unpaid

Cashier's Checks

Certified Checks

Demand Deposits ..... .

Time Certificates of Depo8its

Savings Deposits - Letters of Credit and Acceptances

executed for Customers ..

Bills Payable

Notes and Bills Rediscounted....

Other Liabilities

50,000.00 None
50,000.00 83,738.09 13,382.07
None None None None 89,582.20 30,500.00 226,088.65
None None None None

Total

....................$ 543,291.01

STATEMENT

Showing condition at the close of business December 31, 1945, of

SOUTHERN SAVINGS AND LOAN COMPANY Savannah, Ga.

As called for by the Superintendent of Banks.

FRED WESSELS, President.
Date of Charter: 5-1916

C. H. SCHRODER, Treasurer.
Began Business: 5-1916

RESOURCES

Loar~s and Discounts...

.... $

State of Georgia and Municipal Bonds

owned - U. S. Government Securities owned

Other Stocks and Bonds owned..

Banking House and Lot..

Furniture and Fixtures..

Other Real Estate owned..

Cash in Vault and Amount due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks

Cash Items

Overdrafts

Advance on Cotton and other Commodities .........................................

Customers Liability on Letters of

Credit and Acceptances...

Profit and Loss ..

Other Resources

981,059.28
None 450,034.00 137,989.92
None 10.00 45,088.65
None
270,157.72 None None
None
None None 9,826.76

TotaL

~----
...$ 1,894,166.33

LIABILITIES

Capital Stock

.. $

Capital Notes

Surplus Fund

Undivided Profits

Reserve Funds

Due to Banks..

Dividends Unpaid

Cashier"s Checks

Certified Checks

Demand Deposits ....... - .....

Time Certificates of Deposits_.

Savings Deposits

Letters of Credit and Acceptances

executed for Customers...

Bills Payable

Notes and Bills Rediscounted..

Other Liabilities

100,000.00 None
86,759.49 30,543.12 197,737.84
None None None 82.04 None 444,694.82 733,077.46
None 300,000.00
None 1,271.56

TotaL..

........$ 1,894,166.33