Fourth annual report [1923]

DEPJlRTffiENT OF BANKIN~ STATE OF ~EOR~IA JlTLANTJl
1923

STATE CAPITOL, ATLANTA

STATE OF GEORGIA
DEPARTMENT OF BANKING
Created by Act Apprm'ed August 1G, 1919
FOURTH ANNUAL REPORT
YEAR ENDING DECEMBER 31, 1923
DEPARTMENT E'STABLISHED An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. Also amended in 19,20 and 1922. Prior to that time the Institutions now under supervision of the Superintendent of Banks were supervised in the Bureau of Banking by the State Treasurer, as provided for in Laws enacted in 1890 and 1907.
T. R. BENNETT,
SUPERINTENDEXT OF BANKS.

4

FouRTH AxxeAL REPORT

DEPARTl\JEXT OF BANKING, STATE OF GEOHGIA, . :\TL\XTA.

HoN. CLIFFORD \YALKER, Governor, State of Georgia, Atlanta, Ga.

December 31, 1923.

Dea1 Sir:

As is provided for in Sections 15 and 16 of Article 2 of the Banking Act, approved August 16, 1919, effective January 1, 1920, I have the honor to submit herewith for your consideration this, the Fourth Annual Heport of the Department of Banking of the State of Georgia.
The compilation contained in this volume is made up on the basis of call for statement showing condition at close of business December 28, 1923, of the five hundred and thirty-four Banks and Trust Companies, as well as their forty-three Branches, the Trust Companies being those having banking powers and privileges. Such Banks and Trust Companies are only those operating under charters obtained through the Secretary of State or General Assembly, which are under supervision of this Department.
It is gratifying to note that this report discloses .splendid progress in the financial structure of our State. An increase in total assets of about $32,000,000.00, total of same now being $312,450,000.00; increases of capital, $1,101,670.00; of surplus, $1,540.000.00; of undivided profits, $1,086,000.00; and deposits, $24,869,000.00.
A careful perusal of this report will show how quickly Georgia can recover from a period of depression, for certainly our State has had all of the unfortunate setbacks during the past four years that could befall any section of our country.

DEPAltT:UEXT OF BANKING

5

One of the requirements of our Banking Code is that the Executive of this Department submit such amendments as to him may seem good for banks, and a protection for their clientele. Therefore, the following, some of which have been recommended in former reports, are regarded as good, and I reconnnend them :

Amend the following sections:
Article 1, Section 3.-,-Limit number of branches and adjust directorate.
Article 3, Section 2.-Amend so as to provide that the Department of Banking may classify the assets for the purpose of determining as to "hether or not they are good, doubtful, or worthless. Also, to provide that when deemed advisable the Department may require complete audit of bank by approved auditor or expert accountant. Adjust fees for examination of the larger institutions.
Article 7.-Provide some record or notice of possession in clerk's office of the county where bank is located.
Section 19.-:Merge Sub-Section 5 with Sub-Section 7, and make
contents of Sub-Section 4 the first in order of payment, and insert dearing section to construe certain obligations now included in SubSection 6. Provide that funds derived from assessment of stockholders shall go only to depositors holding no security and having no preference.
Article B.-Provide that bank and trust company charters may be perpetual, but subject to other limitations of this Article.
Section 6.-Provide for a larger directorate for institutions having capital of $1,000,000.00 or more.
Article 19, Section 27.-Establish reserve cities. Article 20.-Correct Section 34 declared unconstitutional by Supreme Conrt.

An act providing for the incorporation, regulation, and supervision

of Trust Companies, so that when banks by amendment obtain trust

company powers and privileges, such regulation and supervision can

be properly exercised.

A careful analysis of the schedules contained in this volume will give the reader a deep insight into the activities of Georgia Banks, and

it discloses not only a conservative trend, but a sound and gradual

improvement.

Respectfully submitted,

T. R. BENNETT,

Superintendent-of Banks.

6

FouRTH Axxt:AL HEPOI{~

OFFICIAL ROSTER
December 31, 1923.

T. R. BENNETT, Superintendent of Banks.
E. A. THOMPSON, Assistant Superintendent of Banks.

EXAMINERS

X ame

Salary Per ~Ionth

Cagle, Joseph E. ________________ $200.00

Douglass, E. B. _________________ 200.00

Edge, J. H. ____________________ 200.00

Gunby, R. B. ____________________ 200.00

Kincaid, B. J. __________________ 200.00

Kitchen, A. B. __________________ 200.00

Lloyd, W. D. ___________________ 200.00

l\fcRae, L. IY. __________________ 200.00

Mell, R. S. _____________________ 200.00

Sasser, J. B. ____________________ 200.00

Sisk, :M. E. ____________________ 200.00

Stubbs, E. A. ___________________ 200.00

OFFICE ASSISTANTS

Name

Salary Per :Month

Douglass, P. M. _________ _: _______ $166.67

.McLennan, Miss Adelaide _________ 115.00

Webb, Miss Ruth ________________ 115.00

Webb, Miss Ruby_______________ 115.00

Peek, J\iiss Nellie J\Iay___________ 85.00

PEPARTi\lENT OF BAXKL'iG

7

DEPARTMENT OF BANKING, STATE OF GEORGIA Condensed Statement-Rece~pts and Disbursements From January 1, 1923, to December 31, 1923

Receipts:
Balance on hand J annary 1, 1926'_______________ $ 2,973.84 Fees Collected ____________________$58,652.84
Refunds from banks in process of Liquidation __________________ 12,563.38
Refunds from advances on expense account ____________________ _ 1,18:3.78
Interest on balances ______________ _ 16.58

Total Receipts -------------------

7'2,416.58

Total ______________________________________ $75.390.42

Disbursemen is:
Salaries _____ ---------- __________ $41,357.12 Expenses of Examiners ____________ 19,428.29 Miscellaneous Traveling Expenses____ 1,080.77 Office l\aintenance ________________ 7,540.97

Total Disbursements _____________ _ Detail Cash Balance on Dec. 31, 1923

$69,407.15 5,983.27

Total ---------------- ____ --------------- ___ $75,390.42

-

8

FouRTH ANNUAL REI'OHT

AMENDMENTS TO CHARTERS GRANTED TO INCREASE CAPITAL DGRING THE YK\R 1923.
(THREE)

NAME OF BANK

LOCATION

DATE APPROVED

AMOUNT OF INCREASE

Trust Company of Georgia Atlanta _____ Jan 1, 1923 From $1,000,000 to $2,500,000 Farmers State Bank_____ Lumpkin ___ )Feb. 2, 1923 From 15,000 to 25,000 Citizens Trust Company__ S'avannah __.!Mar. 30, 1923 From 200,000 to 300,000
I

AMENDMENTS TO CHARTERS GRANTED TO DECREASE CAPITAL STOCK.

(SEVEN)

NAME OF BANK

J LOCATION APPDRAOTVEED

AMOUNT OF DECREASE

Bank of Buckhead------- Buckhead ___ Mar. 2,

Commerce Bank & Tr. Co. Commerce _ May 3,

Citizens Bank of Forsyth_ Forsyth _____ Dec. Citizens Bank__ ~--------- Ludowici ---!Aug.

5, 13,

Newnan Bank & Trust Co. Newnan ___ ,,June 24, Peoples Bank _____________ Oliver ------~Feb. 10,

Bank of Rutledge ________ Rutledge ----Dec. 5,

1923 From$ 1923 From 1923 From 1923 From 1923 From 1923 From 1923 From

25,000 to $ 100,000 to
80,000 to 25,000 to 400,000 to 30,000 to 50,000 to

15,000 50,000 40,000 15,000 200,000 15,000 25,000

A]\.IIEND:MENTS GRANTED TO CHANGE CORPORATE N A:ME.

(ONE)

NAME OF BANK

LOCATION

DATE APPROVED

TO BE KNOWN

Trust Company of Georgia Atlanta _____ Jan. 1, 1923 Lowry Bank and Trust Co. of Georgia.
1

RENEWAL OF CHARTERS GRANTED.

(THREE)

NAME OF BANK

1 j-A_P_~_~_J_~_E_D_ LOCATION

_ _ _ _P_E_R_IO_D_ _ __

Bank of Louisville________ Louisville __ Apr. 11, 1923 Bank of Millen ___________ Millen ----- Apr. 21, 1923 Farmers & Merchants Bank Thomaston -1Apr. 3, 1923

Thirty years. ""

DEPARTMEN'J' OF BANKING

9

CHARTERS GRANTED IN YEAR 1923. (FOUR)

NAME OF BANK

LOCATION

CAPITAL STOCK

The Citizens Bank_______ Marietta ----$ Citizens State Bank______ Reynolds ____ Richland State Bank_____ \Richland ___ Social Circle Bank_______ Social Circle.

50,000.00 15,000.00 50,000.00 25,000.00

DATE APPROVED
Jan. 21, 1923 Sept. 8, 1923 May 9, 1923 Dec. 27, 1923

MISCELLANEOUS AMENDMENTS TO CHARTERS. (ONE)

NAME OF BANK

LOCATION

DATE APPROVED

NATURE OF APPLICATION

Farmers Bank____________ Pelham ----(une 25, 1923 Secure Trust Co. Powers and Privileges.
I
STATE BANKS AND TRUST COMPANIES MERGED. (EIGHT)

NAME OF BANK

LOCATION

DATE

NATURE OF ACTION

Alpharetta Bank_________ Alpharetta --May 12, Citizens Bank____________ Barnesville _July 5,
Carrollton Bank --------- Carrollton -- Mar. 5,
Farmers & Merchants Bk. Jesup ____ _,_ Jan.
Maysville Bank___________ Maysville --- Apr. 20,
Bank of Midville---------1
J,Midville ___ May 15,
Farmers & Merchants Bk.

1923 Merged with Milton Co. Bank, Alpharetta.
1923 Merged with National Bank, Barnesville.
1923 Merged with First. National Bank, Carrollton.
1923 Merged with Brunswick Bank and Trust Co., Brunswick.
1923 Merged with Georgia State Bank, Atlanta.
1923 Merged with Georgia State Bank, Atlanta.

Citizens State Bank______ Reynolds ---"Aug. 17, 1923 Merged with Reynolds Bank-

-----1 . Citizens Bank____________ Vidalia

IApr

20,

ing Co., Reynolds. 1923 Merged with Georgia State

Bank, Atlanta.

BANKS VOLUNTARILY LIQUIDATING (SEVEN)

NAME OF BANK

LOCATION

Canon Bank_____________ ------------ ____________ -------- Canon Clermont State Bank____________________________________ Clermont Bank of Harrison _______________________________________ Harrison Bank of Jakin ___________________________________________ Jakin

FBaarnmkeorsf

BSaalnek

CitY--------~-----------------------------___________________________________ --------

TSaiglen

aCllity

Farmers Bank___________________________________________ Zebulon

BANKS AND TRUST COMPANIES UNDER THE SUPER-

f-" 0

VISION OF THE DEPARTMENT OF BANKING.

(579)

NAME OF BANK

LOCATION

CHARTERED

BEGAN BUSINESS

Bank of Abbeville____________________ Abbeville_____________________________ Oct. Bank of Acworth ____________________ Acworth_____________________________ Oct.

6, 1904 31, 1905

S. Lemon Banking Co. _______________ Acworth_____________________________Dec. 18, 1906

Bank of Adairsville __________________ Adairsville- __________________________ March 21, 1899

Bank of AdeL _______________________ Adel;--- __ ~ ____________________________ Nov. 30, 1901

First Bank of Cook County__________ AdeL ________________________________ June 3, 1919

Bank of Adrian _________________ . ____Adri,an _______________________________ Nov. 20, 1911

Bank of Alapaha_____________________ Alapaha______________________________ March 4, 1905

Albany Trust & Banking Co. ________ Albany_______________________________ June 13, 1905

Alma State Bank____________________ Alma _________________________________ April 1, 1920

Milton County Bank_ ________________ Alpharetta___________________________ Dec.

5, 1910

Bank of Commerce___________________ Americus_____________________________ Oct. 13, 1891

Planters Bank_______________________ Americus_____________________________ Oct. 13, 1891

Empire Bank_________________________ Americus_____________________________ March 18, 1922

Bank of Apalachee __________________ Apalachee ___________________________ Aug 26, 1919

Bank of Arlington ___________________ Arlington____________________________ Jan. 17, 1901

Bank of Arnoldsville_________________ Arnoldsville __________________________ Oct. 13, 1919

Ashburn Bank_______________________ Ashburn_____________________________ July

3, 1900

Citizens Bank _______________________ Ashburn_____________________________ July 27, 1905

Turner County Bank________________ Ashburn____________________________ Feb. 20, 1912

American State Bank________________ Athens_______________________________ Dec.

2, 1902

Athens Savings Bank_______________ Athem;_______________________________ Oct. 19, 1885

Commercial Bank ___________________ Athens_______________________________ Sept, 29, 1891

American Savings Bank______________ Atlanta ______________________________Dec. 27, 1886

Atlanta Commercial Bank___________ Atlanta ______________________________ May 12, 1916

Atlanta Trust Company_____________ Atlanta ______________________________ Aug. 19, 1910

Citizens Trust Co. ___________________ Atlanta ______________________________ Aug. 15, 1921

City Savings Bank____________________ Atlanta ______________________________ May 20, 1919

Colonial Trust Company____________ Atlanta______________________________ Oct. 22, 1912

East Atlanta Bank___________________ Atlanta ______________________________ Nov. . 15, 1910

Farmers & Traders Bank____________ Atlanta ______________________________ Sept. 25, 1900

Georgia Savings Bank & Trust Co. __Atlanta______________________________ Oct. 26, 1889

Georgia State Bank_________________ Atlanta ______________________________ May 12, 1922

Lakewood Bank _____________________ Atlanta ____________________________ __ Nov: 17, 1920

Lowry Bank & Trust Co. of Ga. _____ Atlanta ______________________________Nov. 27, 1922

Security State Bank_________________ Atlanta ______________________________ Aug. 31, 1911

Georgia Railroad Bank______________ Augusta _____________________________ Nov.

5, 1892

Oct. 25, 1904

Dec. 19, 1905

Jan.

1, 1907

March 24, 1899

1901

June 10, 1919

Dec.

7, 1911

April June

1, 1905 1905

~ 0

April

1920

c

Jan. Jan.

26, 1911 1892

Pd >-3 p:;

March Sept.

1892 20, 1922 24, 1919
1901

p... zz
q

Sept. 29, 1919 July 14, 1900

p.
r

Oct. 25, 1905

March

1912

!:d
1:'1

Jan.

2, 1903 1892

'tl 0
~

1891

>-3

1887

May 15, 1916

Sept.

1910

Aug. 17, 1921

June 6, 1919

Oct. 24, 1912

March 15, 1911

Oct.

1900

Sept. 1, 1899

May 15, 1922

Dec.

8, 1920

Dec.

1911 31, 1892

NAME OF BANK

LOCATION

CHARTERED

Union Savings Bank_________________ Augusta _____________________________ Sept. Austell Bank ________________________ AustelL _____________________________ Jan. Bank of Baconton___________________ Baconton____________________________ Apr. Bainbridge State Bank______________ Bainbridge___________________________ Feb. Decatur County Bank. ______________ Bainbridge___________________________ Dec. Citizens Bank & Trust Co. __________ Bainbridge__ ._________________________ Feb. Baldwin State Bank _________________ Baldwin _____________________________ Nov. Ball Ground Bank.. __________________ Ball Ground ________________________ May Barnesville Bank ____________________ Barnesville___________________________ Sept. Bartow Bank ________________________ Bartow______________________________ Dec. Bank of Barwick_____________________ Barwick______________________________ Jan. Baxley State Bank___________________ Baxley _______________________________ Aug. Bishop Banking Co. _________________ Bishop_______________________________ Oct. Blackshear Bank ____________________ Blackshear______ __________________ Sept. Citizens Bank _______________________ Blakely______________________________ March
Fannin County Bank_______________ Blue Ridge ___________________________May Farmers Bank _______________________ Blythe ____________________ . ___ ... __ ... Aug. Farmers Bank _______________________ Bogart _______________________________ Aug. Bank of Boston______________________ Boston_______________________________ Dec.
Farmers & Merchants Bank ______ c __ Boston_______________________________ Sept. Bank of Bostwick ____________________ Bostwick _____________________________ Oct. Bank of Bowdon_____________________ Bowdon .. ____________________________ Oct. Bank of Bowersville _________________ Bowersville __________________________ Dec. Bank of Bowman_______ .. _________ .. __ Bowman ______________ . ______________ Feb. Bank of Bradley_____________________ Bradley______________________________ Sept. Bank of Bremen _____________________ Bremen _______________________________ March Farmers Bank_. _____________________ Bremen ______________________________ Aug.
Farmers & Merchants Bank_________ Brewton_____ .. ________________________ May Citizens Bank _______________________ Brinson______________________________ Dec. Bank of Brooklet____________________ Brooklet _____________________________ May Brooks Bank_________________________ Brooks________________________________ Aug.
Brunswick Bank & Trust Co.________ Brunswick______ . ____________________ Sept. Farmers & Citizens Bank____________ Buchanan ___________________________ Aug. Haralson County Bank______________ Buchanan ___________________________March Bank of Buckhead___________________ Buckhead. _________________________ .. _July
Buena Vista Loan & Savings Bank__ Buena Vista _________________________ Sept. Bank of Buford______________________ Buford ______________________________ Jan.
Shadburn Banking Company________ Buford__________ .. ____________________ Jan. Bank of Bullochville_________________ Bullochville__________________________ Aug. Citizens Bank _______________________ Bullochville__________________________ Oct. Butler Banking Company___________ Butler _____________________________ May Taylor County Bank_________________ Butler _______________________________ March

22, 1891 3, 1910 23, 1907 1, 1901 26, 1905 17, 1920 7, 1907 10, 1918
8, 1908 11, 1902 23, 1906 27, 1917 2, 1905 11, 1891 23, 1918 28, 1916 28, 1909 30, 1910 7, 1905 14, 1891 26, 1911 14, 1905 14, 1906 2, 1905 22, 1920 23, 1903
8, 1911 26, 1910 17, 1910 12, 1907 8, 1907 11, 1899
8, 1911
3, 1909 9, 1906 22, 1889 20, 1893 23, 1901 28, 1905 12, 1920 20, 1912
18, 1919

BEGAN BUSINESS

Jan. Jan. May

3, 1892 10, 1910
1907

Dec.
May Sept. Jan. Feb. Aug. Oct. July

19, 1911
1907 10, 1918 17, 1908 1, 1903
6, 1906 1917 1905
.7, 1892

June Sept.
Oct. March March
Nov.

6, 19Hl 3, 1909 10, 1910 5, 1906
1902 1, 1911

Jan. Marcb Oct. March Sept. July
Dec.

1. 1907 6, 1905 20, 1920 25, 1903 12, 1911 6, 1910 22, 1910

Sept.
Sept. March Sept. Sept. Feb. Feb. Oct. Oct. May April

1907
1899 1911 4, 1909 3, 1906 1889 1, 1893 11, 1901 21, 1905 20, 1920 24, 1921 16, 1919

NAME OF BANK

LOCATION

CHARTERED

Farmers Bank _______________________ Byron_______________________________ .Dec.
Bank of Byromville __________________ Byromville ___ .. _____________________ July Cadwell Banking Company__________ Cadwell ___ c Jan. __________________________ Cairo Banking Company________ . ____ Cairo______________ . ___ . _______________ Nov. Citizens Bank______________ . _____ . __ Cairo_____________ . _____ ._. __ . __ . _____ Dec. Farmers & Merchants Bank_________ Cairo.._________ . _______ . ___ ... _. _____ Nov. Peoples Bank_______________________ Calhoun _____________ . ___ . __ . _______ .Nov. Bank of Camilla _____________________ Camllla _____________________________ .Nov.
Planters & Citizens Bank ___________ Camilla _____________________________ .May Farmers Bank_______________________ Canon ______________ . _____ . ___ . ______ Nov.
Bank of Canton _____________________Canton ___________ . ________ . __ . ______ Sept. Bank of Cherokee. __________________ Canton __________________ ._._._. ____ .July Carlton Bank________________________ Carlton_____________________________ .March Planters Bank______________________ .Carlton_____________________________ .March
Bank of Franklin County ___________ Carnesville..__________________________ March Citizens Bank________________________ Carrollton. _________________________ .Jan. Peoples Bank________________________ Carrollton ___________________________ Nov.
Bank of Cartersville_________________ Cartersville_________________________ Sept. Bank of Cassville ____________________ Cassville __ c May __________________________ Bank of Cave Spring_________________ Cave Spring_________________________ .Oct. Commercial Bank____________________ Cedartown___________________________ Oct. Farmers & Merchants Bank _________ Charing______________________________Sept. Cohutta Banking Co. ________________ Chatsworth_________________________ July Bank of Chauncey___________________ Chauncey____________________________ Oct.
Chester Banking Company__________ Chester____________________ . ____ . ___ .March Bank of Chickamauga_______________ Chickamauga___________ .. ___________ Feb. Farmers & Merchants Bank _________ Chipley______________________________March Habersham Bank____________________ Clarkesville __________________________ May Claxton Bank________________________ Claxton______________________________ April Citizens Bank. _____________________ .Claxton______________________________ July Bank of Clayton____________________ .Clayton____________________________ ..June
Clermont Banking Company_______ .Clermont. _____________________ . _____ .June Farmers & Merchants Bank. _______ Cleveland.... _________________________ Oct. White County Bank _________________ Cleveland____________________________ Sept. Farmers Bank ____________________ .... Climax_____________________________ .. Oct. Citizens Bank _______________________ Cochran.. ___________________________ Dec.
Bank of Cobbtown ________________ ..Cobbtown. __________________________ Nov. Cochran Banking Co.________________ Cochran ____________________________ .March State Bank__________________________ .Cochran___________________________ .. Dec.
Bank of College Park_______________ College Park _________________________ Nov. Bank of Collins ______________________ Collins_______________________________ Oct.
Madison County Bank.______________ Colbert .. __________________________ .. Oct.

2, 1909 16, 1920 10, 1910 23, 1903 3, 1903 7, 1910 3, 1905 4, 1889 24, 1913 3, 1919 18, 1922 5, 1910 15, 1903 11, 1912 16, 1906 26, 1906 16, 1909 11, 1895 16, 1912 25, 1905 16, . 1889
28, 1912 17, 1905 11, 1905 26, 1909 16, 1910 22, 1909 13, 1904 24, 1903 18, 1919 30, 1904 13, 1912 16, 1913 22, 1909 8, 1912 31, 1912 30, 1906 9, 1899 22, 1921 10, 1910 4, 1905 15, 1919

BEGAN BUSINESS

Jan. July Feb. Nov. Jan. Nov.
Jan.

3, 1910 26, 1920 15, 1910 23, 1903
1, 1904 10, 1910
1905 2, 1890

Jan. Dec.
March Dec. March Feb. Dec. Sept. June Nov. Dec. Nov; Jan. Oct. April May April

29, 1920 1892
1910 15, 1903 11, 1911 20, 1906 10, 1906 1, 1909 12, 1895 3, 1912 7, 1905 11, 1889 6, 1912
24, 1906 1905
-1, 1909
? 1910 19, 1909

July Sept. July .Feb.
Nov. Oct. Oct.

1903 8, 1919 1, 1904
1913 1913 4, 1909 15, 1912

March 9, 1899

.Tan.

5, 1922

Nov. 10, 1910

NAUE OF BANK

LOCATION

CHARTERED

Colquitt Exchange Bank ____________ Colquitt_ __________________________ Feb.

Columbus Savings Bank & Trust Co._Columbus ____________________________ Dec.

Columbus Loan & Banking Co.______ Columbus ___________________________ May

Home Savings Bank _________________ Columbus _____________________________ Dec.

Merchants & Mechanics Bank_______ Columbus ___________________________ Dec.

Muscogee Bank______________________ Columbus ____________________________ Dec.

Phoenix Bank________________________ Columbus ________________ c ___________ Sept.

Comer Bank _________________________ Comer____________________________ c ___ Jan.

Peoples Bank________________________ Comer_______________________________ .March

Commerce Bank & Trust Co. ________ Commerce_________________________ c __ Sept.

Northeastern Banking Company____ Commerce____________________________ Aug.

Concord Banking Co. _______________ Concord_____ _____________________ Oct.

Bank of Conyers_____________________ Conyers___ _____ ______

_______ Nov.

Bank of Rockdale___________________ Conyers_____

___________ Oct.

Farmers & Merchants Bank_________ Coolidge_____

_______________ Dec.

American Bank & Trust Co.____ ___ Cordele______ __ _______

_____ Jan.

Citizens Bank ______________________ Cordele _____________________________ Sept.

Exchange Bank__ ______________ ____ Cordele ______________________________ Nov.

Cornelia Bank_______________________ Cornelia ___________________________ July

Bank of Covington_____________ ___ Covington ___________________________ April

Bank of Newton County _____________ Covington __________________________ Jan.

Farmers Banking Company____ _Covington______

___________ April

Bank of Taliaferro_________

_Crawfordville____ __________________ Nov.

Bank of Crawfordville___

_Crawfordville

___________ Feb.

Citizens Banking Co.___

_______ Culloden______ ____________________ Dec.

Bank of Cumming__

__Cumming __________________________ Oct.

Bank of Cusseta___________ _____ Cusseta______________________________ May

Bank of Cuthbert __________________ Cuthbert ____________________________ Sept.

Georgia Bank & Trust Co.___________ Cuthbert ____________________________ Jan.

Dacula Banking Company___________ Dacula_________

___________ Aug.

Bank of Dahlonega __________________ Dahlonega_____

___________ May

Bank of Lumpkin County____ _ _Dahlonega___

__________ Nov.

Commercial Bank___________________ Dallas ______________________________ Jan.

Bank of Dalton_________________ __Dalton_________________

____ Nov.

Hardwick Bank & Trust Co. _________ Dalton_______________________________ Feb.

Bank of Kestler____________

___ Damascus__________ __________________ Nov.

Bank of Danielsville____ __ __ ___ Danielsville __________________________ Dec.

Bank of Danville___________

_Danville ______________________________ Aug.

Darien Bank_______________ ______ Darien___

_______________ Dec.

Merchants & Farmers Bank__

.Davisboro _

__________________ Nov.

Planters State Bank_______

_Davisboro_________________________ Oct.

Bank of Dawson____

_Dawson___

____________________ June

21, 1917 24, 1888 29, 1914 31, 1888 19, 1871 20, 1913
6, 1905 23, 1900 25, 1907 9, 1919 25, 1891 29, 1903 25, 1904 15, 1891 18, 1911 28, 1919 11, 1899 29, 1905 3, 1900 10, 1901 17, 1905 23, 1920 18, 1907 23, 1899 26, 1923 11, 1904 2, 1907 27, 1887 1, 1917 31, 1909 28, 1914 7, 1911 28, 1907 26, 1911 17, 1922 3, 1905 11, 1907 19, 1905 8, 1888 4, 1905 7, 1911 29, 1911

BEGAN BUSINESS

June April June April Oct. Jan. Nov. Feb.
Oct. Jan. Nov. Dec. June

1, 1917 1889
1, 1914 1903
3, 1872 1914 1905
2, 1900 1907
1, 1919 1892
18, 1903 19, 1904
1901

Jan. Sept. Jan. Aug.
Feb. May Jan. Oct.

29, 1919 11, 1899 1, 1906 4, 1900
1901 1, 1905 4, 1920 1, 1908 1, 1899

Oct. June Nov. Jan. Sept. June
Feb. Oct. Feb. Nov. Jan. Aug. Jan. Nov.
Ju1y

1904 1907 1, 1890 2, 1917 27, 1909 1, 1914 1911 8, 1907 21, 1912 20, 1922 3, 1905 15, 1908 1905 1889 1905 1911 1, 1911

NAME OF BANK

LOCATION

CHARTERED

First State Bank_____________________ Dawson______________________________ Aug.

Bank of Dearing _____________________ Dearing______________________________ June

Decatur Bank & Trust Co. __________ Decatur_____________________________ Sept.

Dexter Banking Company____________ Dexter_______________________________ Jan.

Bank of Doerun _____________________ Doerun ______________________________ June

Farmers Bank _______________________ Doerun ______________________________ Nov.

Bank of Donalsonville_______________ Donalsonville_________________________ Jan.

Planters Bank_______________________ Donalsonville________________________ June

Union Banking Company____________ Douglas ______________________________ Dec.

Douglasville Banking Co. ____________ Douglasville _________________________ Dec.

Bank of Dover_______________________ Dover________________________________ July

Dublin-Laurens Bank _______________ Dublin______________________________ Jan.

Southern Exchange Bank ___________ Dublin_____________________________ Nov.

Bank of Dudley_____________________ Dudley_____________________________ Oct.

Bank of Duluth______________________ Duluth_______________________________ Nov.

Farmers & Merchants Bank _________ Duluth______________________._________ Nov.

Bank of Eastman____________________ Eastman_____________________________ Dec.

Citizens Banking Co. ________________ Eastman_____________________________ Feb.

Bank of East Point __________________ East Point ___________________________ Feb.

Middle Georgia Bank________________ Eatonton ____________________________ Dec.

Farmers & Merchants Bank _________ Eatonton ___________________________ Oct.

Bank of Edison ______________________ Edison ______________________________ Sept.

Bank of Elberton____________________Elberton_____________________________ Jan.

Elbert Loan & Savings Bank_________ Elberton_____________________________ Dec.

Bank of Ellaville____________________Ellaville_______________________________ Sept.

Council Bank_______________________ Ellaville ______________________________ Dec.

Bank of Ellenton ____________________Ellenton _____________________________ Aug.

Bank of Ellenwood _________________ Ellenwood ___________________________ March

Bank of Ellijay ______________________ Ellii ay _______________________________ May

Bank of Enigma ____________________ Enigma ______________________________ March

Bank of Eton________________________Eton _______________________________ May

Bank of Campbell County

__ Fairburn_____________________________ Nov.

Fairburn Banking Company ________ Fa.<rburn_ ___ ______ ________

_____ Dec.

Fair Mount Bank ____________________ Fair Mount __________________________ Oct.

Farmers & Merchants Bank _________ Fayetteville _________________________ Feb.

Bank of Finleyson___________________ Finleyson ____________________________ Sept.

Bank of Flovilla______________________ Flovilla_____________________________ Oct.

Bank of Flowery Branch ____________ Flowery Branch _____________________ Aug.

Citizens Bank _______________________ Folkston_____________________________ Dec.

Bank of Forsyth . ___________________ Forsyth______________________________ oct.

Citizens Bank _______________________ Forsyth______________________________ Feb.

Farmers Bank_______________________ Forsyth______________________________ March

27, 1887 7, 1911 3, 1906 18, 1904 6, 1902 18, 1909 7, 1903 12, 1915
27, 1898 23, 1886
5, 1912 7, 1899 11, 1914 2, 1905 10, 1910 29, 1910 28, 1918 8, 1901 28, 1906 4, 1890 13, 1922 24, 1904 16, 1893 24, 1886 10, 1910 5, 1917 31, 1911 18, 1912 21, 1914 20, 1920 23, 1910 16, 1911 28, 1904 27, 1913 16, 1906 10, 1910 2, 1906 10, 1904 11, 1911 22, 1887 17, 1920 9, 1910

BEGAN BUSINESS

Sept. June Nov.
May

2, 1887 15, 1911 2, 1906
1904 10, 1902

Feb. July
Jan.

3, 1903 22, 1915
1899

July Aug.
Nov.

1912 31, 1922
1914 1905

Feb. Jan. Feb.
Eeb. Nov. Oct.
Sept. Jan. Sept. March June March Sept. Nov.
Nov. March Sept. Nov. Aug. Jan. Oct. March April

1, 1911 2, 1919
1901 1906 1891 15, 1922 1904 1893 1887 16, 1922 2, 1918 25, 1911 18, 1912 1, 1914 22, 1920 1, 1910 27, 1911 1904 5, 1913 13, 1906 1910 1, 1906 15, 1904 4, 1912 22, 1887 2, 1920 1910

NAME OF BANK

LOCATION

CHARTERED

Monroe County Bank _______________ Forsyth______________________________ Nov. Bank of Fort Gaines _________________ Fort Gaines__________________________ Sept. Union Savings Bank _________________ Fort Gaines __________________________ July Citizens Bank _______________________ Fort Valley __________________________ Jan. Exchange Bank _____________________ Fort Valley __________________________ Dec. Bank of Heard County______________ Franklin_____________________________ Oct. Peoples Bank________________________ Franklin_____________________________ Aug. Citizens Bank _______________________ Gainesville ___________________________ May
State Banking Company_____________ Gainesville ___________________________ Dec. Farmers & Merchants Bank_________ Garfield______________________________ Jan. Bank of G.ibson______________________ Gibson______________________________ Nov. Bank of Girard ______________________ Girard _______________________________ April
Farmers & Merchants Bank_________ Girard_______________________________ Aug. Glennville Bank _____________________ Glennville____________________________ Jan. Peoples Bank________________________ Glennville____________________________ Aug. Farmers Bank ______________________ Glenwood ____________________________ Nov.
Farmers & Merchants Bank _________ Gordon ______________________________ June Bank of Grantville___________________ Grantville____________________________ July
Merchants & Farmers Bank_________ Grantville___________________________ March Bank of Gray________________________ Gray_________________________________ Aug.
Bank of Graymont___________________ Graymont ____________________________ April Bank of Grayson ____________________ Grayson _____________________________ July Greenville Banking Co. ______________ Greenville____________________________ Oct. Peoples Bank________________________ Greenville ____________________________Aug. Griffin Banking Co. __________________ Griffin _______________________________ Oct.
Merchants & Planters Bank ________ Griffin _______________________________ Feb. Savings Bank of Griffin______________ Griffin _______________________________ Oct. Effingham County Bank_____________ Guyton ______________________________ Apr. Jones County Bank _________________ Haddock_____________________________ July Bank of Hahira ______________________ Hahira _______________________________ Jan. Citizens Bank _______________________ Hahira ______________________________ Dec. Bank of Hamilton ___________________ Hamilton ____________________________ Jan. Bank of Hampton ___________________ Hampton ____________________________ Dec. Bank of Hapeville____________________ Hapeville_____________________________ Jan. Bank of Columbia County___________ Harlem_______________________________ Nov. Hartwell Bank_______________________ HartwelL ___________________________ Aug. Planters Bank_______________________ Hawkinsville_________________________ Feb. Bank of Hazlehurst _________________ Hazlehurst_ _________________________ Oct. Bank of Helen _______________________ Helen ________________________________ July Citizens Bank ______________________ Helena _______________________________ Oct. Bank of Hiawassee __________________ Hiawassee ___________________________ June Bank of Hillsboro____________________ Hillsboro_____________________________Aug.

2, 1908 ') 1889
30: 1910 10, 1910 28, 1888 14, 1905 18, 1906 19, 1913 27, 1886 9, 1911
7, 1905 27, 1906 10, 1920 18, 1905 26, 1907 5, 1906 10, 1910 1, 1901 15, 1919 23, 1909 27, 1901 11, 1906 10, 1887 17, 1905 26, 1870 28, 1876 11, 1889 8, 1904 14, 1905 22, 1906 16, 1912 18, 1905 17, 1902 11, 1911 29, 1909 23, 1887 26, 1896 19, 1906 4, 1913 2, 1905 15, 1909 23, 1911

BEGAN BUSINESS

July

1890 30, 1910

Oct. Sept. June
Feb. Nov. July Oct. Jan. Sept. Nov. July July May Aug. May Aug. Aug. Sept. Oct. July
Apr. July Feb. Feb.

18, 1905 5, 1906
1913 1887 16, 1911 27, 1905 30, 1906 9, 1920 18, 1905 1, 1907 10, 1906 1919 1901 22, 1919 28, 1909 5, 1901 30, 1906 1891 27, 1905 26, 1870 1, 1889 1890 1904 25, 1905 15, 1906 1913 1905

Jan. Dec.
March Oct. July Oct. July Aug.

17, 1911 13, t909
1887 1896 1906 4, 1913 1905 21, 1909 30, 1911

NAME OF BANK

LOCATION

CHARTERED

BEGAN BUSINESS

Hinesville Bank______________________ Hinesville ___________________________ Sept. 4, 1911

Nov. 15, 1911

Bank of Hiram_______________________ Hiram________________________________March 5, 1907

1907

Hogansville Banking Co. ____________ Hogansville __________________________ April 6, 1904

April 21, 1904

Banks County Bank _________________ Homer_ ___________ c Nov. __________________

25, 1910

Dec. 29, 1910

Bank of Homerville __________________ Homerville ___________________________ May

6, 1903

May

6, 1903

Clinch County Bank_________________ Homerville ___________________________ Sept. 2, 1919

Sept. 10, 1919

Bank of Hoschton ___________________ Hoschton ____________________________ May

3, 1904

May

4, 1904

Peoples Bank________________________ IdeaL _______________________________March 26, 1920

March 30, 1920

Bank of Ila __________________________ Ila ___________________________________ Oct. 11, 1910

Oct. 15, 1910

Seminole Bank_______________________ Iron City ___________________________ June 17, 1921

July

2, 1921

Irwinton Bank_______________________ Irwinton _____________________________ Feb. 17, 1911

Feb.

1911

Bank of Irwinville ___________________ Irwinville__

__________________ Oct. 25, 1906

Oct.

1906

Farmers & Merchants Bank _________ Jackson_________

________ July 24, 1919

Aug. 29, 1919

Jackson Banking Company__________ Jackson_____

__________________ Dec. 15, 1888

Dec.

1888

Bank of Jakin___________

_____ Jakin _____________________________ Sept 27, 1912

Oct.

4, 1912

Pickens County Bank _______________ Jasper _____________________________ July 10, 1909

1909

Citizens Bank & Trust Co. _________ Jefferson _____________________________ Feb. 10, 1920

March 4, 1920

Farmers & Merchants Bank_________ Jeffersonville__

________________ ~July 24, 1911

Aug.

1911

Twiggs County Bank________________ Jeffersonville ________________________ Dec. 14, 1903

Dec. 14, 1903

Farmers Bank _______________________ Jenkinsburg ________________________ Jan.

3, 1910

Jan.

1910

Bank of Clayton County ____________ Jonesboro ___________________________ Oct. 10, 1908

Oct. 27, 1908

Bank of Jonesboro________

___ Jonesboro__

________ Oct.

6, 1903

Nov.

7, 1903

Farmers & Merchants Bank_________ Junction City______________________ March 23, 1912

April 3, 1912

Kennesaw State Bank_______________ Kennesaw ___________________________ April 20, 1910

April

1910

State Bank __________________________ Kingsland ___________________________ Nov. 26, 1912

Dec. 10, 1912

Bank of Kingston ___________________ Kingston ____________________________ May. 19, 1904

1904

Citizens Bank______

____ Kite___________

______________ Sept. 11, 1906

Aug.

1906

Bank of LaFayette________

_____ LaFayette______

____________ Nov. 13, 1889

July

1889

Walker County Bank ________________ LaFayette___

______ Oct. 22, 1913

Nov.

1, 1913

Bank of LaGrange ___________________ LaGrange ____________________________ Dec. 29, 1890

LaGrangeBanking&TrustCo. ____ LaGrange _________________________ Dec. 11, 1871

1871

LaGrange Savings Bank_____________ LaGrange ____________________________ Dec.

7, 1906

Dec. 21, 1906

Lake Park Bank_________

___ Lake Park __________________________ Jan. 22, 1906

March

1906

Bank of Lavonia _____________________ Lavonia _____________________________ July 20, 1898

July

1898

Brand Banking Company____________ Lawrenceville ________________________ June 2, 1905

July 17, 1905

Bank of Leary_______________________ Leary ________________________________ June 22, 1909

Sept.

1909

Bank of Leesburg__________

_Leesburg___________________________ May 20, 1907

July

9, 1907

Bank of Lenox_____

__Lenox_______

__June 20, 1907

June 25, 1907

Bank of Leslie__

__Leslie_________ __

__Feb.

4, 1905

Feb.

4, 1905

Bank of Lexington____

_Lexington___

_________

Feb. 14, 1896

Feb.

1896

Oglethopre County Bank__

__L~xington__ _____ _____

__________ May

1, 1905

Aug.

1905

~~~~~~~~-L_i_ll~y_B_a_n~k~in~gCompany___

__LillY----------------~~~~~~~J_u_l_Y~~-30_,~1_9_1_9~~~-A_u_g_~~-1_,~1_9_19~~~~~~~~~

NAME OF BANK

LOCATION

CHARTERED

Bank of Lincolnton"-- _______________ Lincolnton___________________________ April

Farmers State Bank_________________ Lincolnton___________________________ Sept.

Lithonia Banking Company_________ Lithonia_____________________________ Dec.

Peoples Bank________________________ Lithonia_____________________________ Aug.

Bank of Locust Grove_______________ Locust Grove________________________ Aug.

Citizens Bank _______________________ Locust Grove ________________________ Sept.

Farmers & Merchants Bank_________ Loganville ______________ ~- ___________ April

Logansville Banking Company_____ .Loganville ___________________________ Feb.

Bank of Louisville___________________ Louisville ____________________________ Oct.-

Lovejoy Banking Company__________ Lovejoy______________________________ Feb.

Bank of Lovette _____________________ Lovette______

________________ Nov.

Citizens Bank_________________ ____ Ludowici_______

_. __ .. July

Bank of Lula ________________________ Lula_ __ ____ __

__________ ~Dec.

Farmers & Merchants Bank____ __.Lumber City_._

__. _.Aug.

Farmers State Bank ___ .____ ____ Lumpkin______

__________ Oct.

Luthersville Banking Co... ___________ Luthersville_ Bank of Lyerly_______________________ Lyerly________

. ______ Oct. ________________ .Sept.

Toombs County Bank ______________ Lyons__________

______ Dec.

Bank of Henry County_____

___ .McDonough____ . __________ .. _________ .June

Farmers & Merchants Bank _____ .. __ .McDonough__________________________ March

Citizens Bank _______________________ McRae ______________________________ March

Merchants Bank_____________________McRae _______________________________ April

Macon Savings Bank_________________ Macon _______________________________ March

Georgia Banking Co. ________________Macon _______________________________ Aug.

Merchants&MechanicsSavingsBankMacon ______________________________ Jan. Bank of Madison_____________________ Madison __________________ .. ___________ Dec.

Bank of Manchester ________________ .Manchester________________________ .Jan.

State Bank_________________________ .Manchester__________________________ June

Bank of Mansfield ___________________ Mansfield _____________________ . _____ .Sept.

Merchants & Farmers Bank _________ Marietta ____________________________ .June

Citizens Bank _______________________ Marshallville ___________________ . ____ .Dec.

Georgia Banking Company__________ Marshallville _________________________ Sept.

Bank of Martin ______________________ Martin______________ ________________ Oct.

Bank of Maxeys ______________ . _______Maxeys _______________________________ Feb.

Citizens Bank _______________________ Maxeys ______________________________ June

Bank of Meansville __________________ Meansville ________ . __________________ March

Bank of Meigs _______________________ Meigs ________________ . _______________ May

Bank of Menlo ___________________ .___ Menlo ________ .. ______________________ .July

Commercial Bank____________________ MetcalL ____________________________ .July

Bank of Metter ______________________Metter_______________________________ March

Citizens Bank _______________________Metter _______________________________ Dec.

Bank of Candler County ____________ Metter _______________________________ Oct.

23, 1905 26, 1911 21, 1903 26, 1910 25, 1902 1, 1910 4, 1906 1, 1902 2, 1891 20, 1909 29, 1911 25, 1909 20, 1904 7, 1914 21, 1911 11, 1905 16, 1904 22, 1905 23, 1896 8, 1911 21, 1906 16, 1900 4, 1874 19, 192~ 17, 1910 26, 1888 28, 1910 15, 1914 23, 1905 16, 1911 24, 1906 19, 1910 2, 1907 22, 1907 4, 1910 1, 1911 8, 1903 29, 1904 3, 1916 4, 1904 20, 1919 2, 1920

BEGAN BUSINESS

April Dec.
Sept. Aug. Sept.
March July
Oct. Dec. Aug. Dec. Aug. Oct. Jan. July March June April Jan. Sept. Jan. Jan. Feb. July Oct. July Jan. Sept. Oct. April Nov. April June Aug. July March Dec. Jan.

1905 2, 1911
1903 1, 1910
1902 1, 1910
1906 24, 1902 3, 1893
1909
1911 1909 1904 10, 1914 1911 3, 1906 1904 5, 1906 1, 1896 8, 1911 3, 1906 23, 1900 18, 1875 5, 1922 3, 1910 1, 1890 1, 1910 15, 1914 10, 1905 15, 1911 1, 1907 27, 1910 11, 1907 10, 1907 3, 1910 1, 1911 1903 1904 22, 1916 23, 1904 20, 1919 2, 1921

NAME OF BANK

LOCATION

CHARTERED

BEGAN BUSINESS

Bank of Milan _______________________ Milan ________________________________ Dec.
Exchange Bank_____________________Milledgeville _________________________ May
Merchants & Farmers Bank_________ Milledgeville _________________________ March Milledgeville Banking Co. ____________Milledgeville _________________________ Feb. Bank of Millen _______________________ Millen ________________________________ Jan. Farmers Bank _______________________ Milner________________________________.rune

5, 1906
20, 1903
22, 1898 28, 1874
4, 1893 23, 1911

.Tune
March Oct. March Aug.

1906 1, 1903
1898
1884 1, 1893 15, 1911

Farmers & Merchants Bank_____ __Milltown _____________________________ April Bank of Molena ______ : _______________ Molena _______________________________ Oct.
Bank of Monroe _____________________ Monroe ______________________________ Dec. Farmers Bank _______________________ Monroe ______________________________ Dec. Union Banking Co. _________________ Monroe _____________________________ Aug.
Jasper County Bank________________ Monticello ___________________________ Feb.
Montrose Banking Co. _______________ Montrose ___________________________ Sept. Moreland Banking Co. _______________ Moreland ____________________________ Nov. Citizens Bank _______________________ Moultrie _____________________________ Nov.
Moultrie Banking Co. ________________Moultrie _____________________________.Tuly Bank of Mt. Airy_____________________ Mt. Airy ______________________________ .Tuly
Mount Vernon Bank_________________Mt. Vernon __________________________ Dec.

18, 1807 7, 1901
30, 1890 2, 1905 17, 1912
5, 1898
4, 1911 1, 1905 13, 1900
8, 1896 20, 1911
21, 1900

July
April .Tan. Sept. Feb. Oct. Nov. Nov. July Aug. .Tan.

1, 1907
1901 2, 1891 1, 1906 12, 1912 5, 1898 24, 1911 1, 1905 13, 1900
1896 5, 1911 24, 1901

First Bank of Nashville______________ Nashville____________________________ Feb. Farmers Bank _______________________ Naylor _______________________________ Dec.
Bank of Newborn____________________ Newborn_____________________________Nov. Bank of Newington__________________ Newington ___________________________ .Tuly
Newnan Bank & Trust Co___________ Newnan ______________________________ Nov. Baker County Bank_________________Newton _______________________________ Oct. Bank of Norcross ____________________ Norcross _____________________________ Dec.

10, 1917 2, 1907
10, 1903 7, 1919
11, 1889 4, 1906 12, 1903

March .Tan.
Aug. April Oct. Feb.

1, 1917 15, 1908
1903 13, 1919 20, 1920 15, 1906 1, 1904

Bank of Norristown ________________ Norristown __________________________ .rune 9, 1921

.Tune 12, 1921

Bank of Norman Park _______________ Norman Park ________________________March 24, 1906

April 23, 1906

Bank of Ochlochnee ________________ Ochlochnee__________________________ Oct. 19, 1906

Nov.

1906

Bank of Oglethorpe ____ ~ ____________ Oglethorpe __________________________ Feb.

5, 1901

Feb.

8, 1901

Macon County Bank ________________ Oglethorpe __________________________ Oct.

6, 1906

Peoples Bank________________________ Oliver ________________________________ .rune 13, 1906

.Tan. Sept.

6, 1907 1, 1906

Bank of Palmetto ____________________ Palmetto _____________________________ Sept. 26, 1904

Oct.

1, 1904

Farmers Bank _______________________ Palmetto____________________________.rune 29, 1918

J:uly 10, 1918

Bank of Parrott______________________ Parrott ______________________________ .ran. 25, 1906

March 13, 1906

Planters Bank_______________________ Parrott_ _____________________________ Aug. 12, 1912

Sept. 25, 1912

Patterson Bank______________________ Patterson____________________________ .rune 19, 1907 Bank of Pavo ________________________ Pavo _________________________________ Sept. 17, 1903

1907 1903

Planters Bank_______________________ Pavo _________________________________ March 12, 1912

March 25, 1912

Pearson Banking Company__________ Pearson ______________________________ Sept. 19, 1906

Oct.

1, 1906

Farmers Bank _______________________ Pelham_______________________________ Aug. 19, 1902

Sept. 1, 1902

Pendergrass Banking Co. ____________ Pendergrass _________________________Sept. 29, 1905

Oct.

5, 1905

_ _ _ _ _ _ _ _ _H_o_u_s_ton Banking Co. _______________ Perry ________________________________ Apr_i_l __14~,_1_9_0_5_ _ _ _.r_ un_ e __5:,__19_05_ _ _ _ _ _ _ ___,

NAME OF BANK

LOCATION

CHARTERED

Perry Loan & Savings Bank_________ Perry __________ ----.-- ______________ Aug.

Bank of Pinehurst___________________ Pinehurst____________________________ Jan.

Salzburger Bank_____________________ Pinora _____________________________ Feb.

Bank of Pineview____________________ Pineview _________________ c __________ April

Pitts Banking Company____________ Pitts_____ ______________________ June

Plains Bank__________________________ Plains ________________________________ Feb.

Bank of Plainville ____________________ Plainville______________________________ Aug.

Bank of PortaL _____________________ PortaL _______________________________ May

Bank of Poulan______________________ Poulan ______________________________ July

Bank of Powder Springs____________ Powder Springs _____________________ .Jan.

Bank of Preston_____________________ Preston______________________________ Oct.

Farmers Bank _______________________ Pulaski.________________________ ____ Oct.

Bank of Quitman____________________ Quitman____________________________ Dec.

Citizens Bank _______________________ Ray City_____________

_________ April

Farmers & Merchants Bank_________ Rebecca_____________________________ March

Bank of Reidsville ___________________ Reidsville ____________________________ Nov.

Tatnall Bank________________________ Reidsville ___________________________ Sept.

Farmers State Bank_________________ Register_____________ _______________ March

Rentz Banking Co. __________________ Rentz ________________________________May

Reynolds Banking Co. _______________ Reynolds ____________________________ .Feb.

Bank of Rex _________________________ Rex _________________________________ .Jan.

Rhine Banking Co. ___________________ Rhine_______________________________ July

Richland State Bank________________ Richland_______________

_______ April

Bank of Ringgold____________________ Ringgold _____________________________ Aug.

Bank of Roberta____________________ .Roberta _____________________________ Jan.

Crawford County Bank______________ Roberta ______________________________ Jan.

Bank of Rochelle ____________________ Rochelle _____________________________ March

Bank of Rocky Ford________________ .Rocky Ford__________________________ May

Rockmart Bank______________________ Rockmart ____________________________ Oct.

Citizens Bank of Rome ______________ Rome ______________________________ .Nov.

Floyd County Bank__________________ Rome ________________________________ Jan.

Bank of Roopville____________________ Roopville___________________________ .Nov.

Citizens Bank______________________ RoswelL _____________________________ Nov.

Roswell Bank________________________ RoswelL _____________________________ March

Farmers Bank _______________________ Royston _____________________________ July

Royston Bank_______________________ Royston ____________________________ .Nov.

Bank of Rutledge ____________________ Rutledge____________________________ .Sept.

Bank of Camden County____________ st. Mary's___________________________ Sept.

Bank of Sale Clty____________________ Sale City___________________________ April

Citizens Bank _______________________ Sandersville ______ __________________ .. Dec.

Peoples Bank________________________ Sardis_______________________________ .June

Bank of Sasser______________________ .Sasser_______________________________ .Jan.

20, 1889 1, 1908 15, 1915 13, 1904 21, 1906 15, 1902 21, 1912 21, 1910 22, 1903 3, 1905 27, 1906 5, 1912 31, 1888 28, 1911 25, 1918 6, 1912 14, 1900 11, 1912 2, 1914 26, 1913 30, 1912 11, 1918 9, 1923 24, 1904 6, 1911 7, 1901 15, 1905 28, 1907 31, 1900 1, 1889 8, 1917 5, 1912 24, 1910 1, 1901 11, 1907 7, 1901 24, 1898 16, 1911 15, 1918 2, 1905 8, 1911 15, 1905

BEGAN BUSINESS 1889

Feb. May
June

15, 1915 1904 1906

Sept. July
July
Jan. Oct.
Oct. Dec. Aug.
Feb. Jan. Oct.

1, 1912 30, 1910 25, 1903 23, 1905
1906 8, 1912 31, 1888 14, 1911 13, 1918
3, 1913 22, 1900

May March Feb. May May Jan. Jan. Feb. March July Oct. Jan. Jan. Dec. Dec.
Oct. Nov.
Dec. May Jan. Aug. Jan.

5, 1914 6, 1913 5, 1912 22, 1918 10, 1923 1, 1890 20, 1911 1, 1901 15, 1905
1907 1900 1, 1904 8, 1917 1912 1, 1910 1901 1, 1907 7, 1901 1898 6, 1911 1918 1, 1906 15, 1911 1905

NAME OF BANK

LOCATION

CHARTERED

BEGAN BUSINESS

l~

Citizens & Southern Bank __________ Savannah____________________________ Sept. 22, 1887

Sept.

0
1887

Citizens Trust Company_____________ Savannah____________________________May 22, 1906

June 1, 1906

Exchange Bank______________________ Savannah____________________________ Jan. 18, 1906

March 12, 1906

Georgia State Savings Association __ Savannah____________________________ July 29, 1909

Aug.

4, 1909

Liberty Bank & Trust Co. ___________ savannah____________________________ Dec. 18, 1889

Feb. 10, 1890

Savannah Bank & Trust Co. ________ Savannah____________________________ March 4, 1869

Aug.

1869

Wage Earners Savings Bank_________ Savannah____________________________ Oct. 29, 1915

Jan.

3, 1916

Bank of Scotland____________________ scotland_____________________________ March 13, 1912

June 6, 1912

Farmers & Merchants Bank_________ Senoia ______________________________March 2, 1874

Citizens Bank _______________________ Shady Dale __________________________ Feb.

6, 1920

Bank of Sharon______________________ Sharon________________________________ Aug. 29, 1904

April 12, 1920

Sharpsburg Banking Co. ____________ Sharpsburg__________________________ Sept. 29, 1911

Shellman Banking Company_________ Shellman_____________________________ Dec.

4, 1890

Oct.

3, 1911

Bank of Siloam ______________________ Slloam _______________________________ Oct. 18, 1904

Bank of Smithville___________________ Smithville____________________________March 25, 1903

1903

Bank of Smyrna _____________________ Smyrna ______________________________ Jan. 10, 1911

March 20, 1911

Ba_nk of Soperton____________________ Soperton_____________________________ July 16, 1906

Peoples Bank________________________ Soperton_____________________________ Dec. 27, 1905

March 5, 1906

Bank of Sparks______________________ Sparks_______________________________ Jan. 10, 1910

Jan. 12, 1910

Sparta Savings Bank ________________ Sparta _______________________________ Dec. 16, 1907

Feb. 15, 1908

Exchange Bank______________________ Springfield___________________________ Dec. 30, 1907

Jan.

1, 1908

Bank of Stapleton___________________ Stapleton____________________________ Aug. 15~ 1918

Oct.

1, 1918

Bank of Statesboro__________________Statesboro___________________________ Oct.

6, 1891

Jan.

1, 1894

Sea Island Bank_____________________ Statesboro ___________________________ March 11, 1901

March 16, 1901

Bank of Statham ____________________ Statham _____________________________March 30, 1904

April 4, 1904

Bank of Stephens ___________________ stephens ____________________________ Oct. 25, 1911

Oct. 25, 1911

Planters Bank _______________________Stillmore_____________________________ Jan.

3, 1919

Jan.

4, 1919

Bank of Stockbridge_________________Stockbridge__________________________ Sept. 4, 1906

Oct. 24, 1906

Granite Bank ________________________ stone Mountain ____________________ Aug. 31, 1911

Sept. 5, 1911

Bank of Commerce __________________ Summerville __________________________ Oct. 21, 1891

Chattooga County Bank ____________ summerville__________________________ Nov. 25, 1905

Jan.

1, 1906

Peoples Bank________________________ summit____________________ _________ Sept. 13, 1904

Sept. 20. 1904

Central Bank________________________ swainsboro __________________________ Oct. 27, 1920

Nov.

9, 1920

Citizens Bank _______________________ Swainsboro __________________________ Nov. 10, 1900

Nov. 10, 1900

Exchange Bank______________________ Sycamore ____________________________ March 18, 1918

March 18, 1918

Planters Bank_______________________ Sycamore ____________________________May 13, 1914

Sylvania Banking Company __________ Sylvania _____________________________ April 10, 1911

May

1911

Farmers & Merchants Bank_________ Sylvester_____________________________Aug. 2, 1911

Sept. 1, 1911

Sylvester Banking Company_________ Sylvester_ ____________________________ July 5, 1898

July

7, 1898

Bank of Talbotton___________________ Talbotton____________________________ Aug 16, 1906

Dec.

1, 1906

Peoples Bank________________________ Talbotton_____________________________ Dec.

3, 1890

Jan. 13, 1891

Bank of Tallapoosa__________________ Tallapoosa____________________________A_:u.:.-g"--'._ _3_1._,_1_90_8____S_e_:pc_t_._ _9_:_,_1_9_0_8_ __,___ _ _ _ _.......

NAME OF BANK

LOCATION

CHARTERED

Bank of Taylorsville_________________Taylorsville __________________________ June
Farmers State Bank_________________ Temple__ ~-- __________________________ Nov. Temple Banking Company___________ Temple_______________________________ Sept.
Farmers & Merchants Bank _________ Tennille______________________________ oct. Peoples Exchange Bank _____________ Tennille______________________________ Dec. Tennille Banking Co. ________________ Tennille______________________________ April Bank of Thomaston _________________Thomaston __________________________ Dec.
Farmers & Merchants Bank_________ Thomaston __________________________ March Upson Banking Company____________ Thomaston __________________________ Dec. Bank of Thomasville_________________ Thomasville __________________________ sept.
Citizens Bank & Trust Co. __________ Thomasville _________________________ Dec. Peoples Savings Bank._______________ Thomasville__________________________ Oct. Bank of Thomson____________________ Thomson_____________________________ July
McDuffie Bank_______________________ Thomson ____________________________ Aug. Thomson City Bank_________________ Thomson ____________________________ April Bank of Tifton ______________________ Tifton_______________________________ oct. Bank of Tignall______________________ TignalL _____________________________ July Peoples Bank________________________ Tignall_______________________________ Dec. Bank of Toccoa ___ ~---- ______________ Toccoa_______________________________ Aug. Farmers & Merchants Bank_________ Toccoa_______________________________ Jan. Wilkinson County Bank _____________ Toomsboro ___________________________ July Bank of Trion _______________________ Trion ________________________________ oct.
Bank of Tucker______________________ Tucker_______________________________ oct. Turin Banking Company____________ Turin ________________________________ Nov. Bank of Ty Ty_______________________ Ty Ty________________________________ Sept. Bank of Unadilla ____________________ Unadilla _____________________________ July Commercial Bank____________________ Unadilla _____________________________ Aug. Bank of Union Point ________________ Union Point _________________________ May Farmers Bank_______________________ Union Point_ ________________________ Sept. Ashley Trust Co. ____________________ Valdosta _____________________________ March Bank of Valdosta ____________________ Valdosta ___ ~ _________________________April Citizens Bank_______________________ Valdosta _____________________________ Dec.. Exchange Bank. _____________________ Valdosta _____________________________ July Merchants Bank_____________________ Valdosta______________________________ Dec. Farmers Bank_______________________ Vidette ______________________________ Nov. American Banking Corporation _____ Vienna_______________________________ Feb. Bank of Vienna ______________________ Vienna _______________________________ Aug.
Dooly Savings Bank_________________ Vienna_____________ __ _____________ Sept. Vienna State Bank __________________ Vienna _______________________________ Dec. Bank of Villa Rica ___________________ Villa Rica ____________________________ May
Merchants & Planters Bank_________ Villa Rica ____________________________ April Citizens Bank _______________________ Waco _________________________________ Sept.

6, 1905 22, 1912 25, 1903 10, 1894 29, 1908
4, 1900 11, 1910 8, 1893 19, 1888 27, 1887 30, 1890 22, 1906 18, 1891 22, 1906
15, 1915 10, 1891 5, 1909 16, 1913 10, 1911 18, 1906 16, 1907
16, 1912 29, 1919 25, 1905 13, 1910 5, 1898 5, 1907 15, 1911 6, 1911 12, 1913
12, 1920 1, 1890 30, 1912
26, 1888 7, 1910
17, 1917 26, 1889 25, 1905 29, 1920 14, 1899 25, 1907 15, 1914

BEGAN BUSINESS

June March Oct.
Jan. April Jan.

13, 1905 3, 1913 1, 1903
1894 13, 1909 4, 1900 1, 1911

Jan.
Jan. Dec. July Aug. May
Aug. Jan. Sept. Jan. July Dec. Dec. July Sept. July Aug. May Sept. April April Jan. Sept. Dec. Jan. Feb. Sept. Oct. Jan. May May Nov.

25, 1900 1888 1891
1, 1906 18, 1891
1906 11, 1915
1896 1909 27, 1914
1911 20, 1906 16, 1907 17, 1912 30, 1919
1905 1910 5, 1898 1907
1911
6, 1911 1913
27, 1920 1891 1912
26, 1888 7, 1911 23, 1917
1889 16, 1905 4, 1921
1899 1, 1907 10, 1914

NAME OF BANK

LOCATION

CHARTERED

Bank of W:adley______________________ Wadley. ______________________________.Tan. Citizens Bank _______________________ Warrenton, ______________________ --.--April
Planters & Merchants Bank. ________ Warrenton__ . ________________________ April Farmers & Merchants Bank_________ Warthen _____________________________ oct. Bank of Warwick ____________________ Warwick _____________________________ Nov.
Washington Exchange Bank_. _______ Washington__________________________ Dec. Washington Loan & Banking Co.. ___ Washington__________________________ Sept. Oconee County Bank ________________ Watkinsville __________________________oct. Commercial Bank____________________ Waycross_____________________________ oct. Bank of Waynesboro _________________ Waynesboro, _________________________ Dec. Citizens Bank _______________________ Waynesboro__________________________ Feb.
Waynesboro Savings Bank___________Waynesboro ___________________________March Citizens Bank _______________________ West Point ___________________________ Feb. Bank of Weston ______________________ Weston_______________________________ May
Merchants & Planters Bank_________ Whigham_____________________________.June Bank of White Plains ________________ White Plains ________________________ . .Tune Planters Bank_______________________ White Plains_________________________ April
Whitesburg Banking Co._____________ Whitesburg __________________________ Sept. Bank of Willacoochee________________ Willacoochee_________________________Dec. Merchants & Farmers Bank _________ Willacoochee_________________________ May Bank of Williamson__________________ Williamson ___________________________ Nov. Farmers Bank _______________________ Winder _______________________________ Feb.
North Ga. Trust & Banking Co. ___ Winder_______________________________ April Pittard Banking Co. __ ~-- ____________ Winterville ___________________________ .Tan. Peoples Bank________________________ Woodbury ____________________________ .July
Woodbury Banking Company________ Woodbury____________________________ Oct. Farmers Bank _______________________ Woodcliff_. ___________________________ Aug. Woodland Bank____________________ Woodland ____________________________Nov. Bank of Woodstock __________________ Woodstock. __________________________ Oct. Woolsey Bank_________________________ Woolsey______ ______________________ .Aug. Citizens Ba.nk ______________________ Wrens _________________________________ oct. Wrens Bank __________________________ Wrens ________________________________ March
Bank of Wrightsville_________________ Wrightsville____ ____________________ Feb. Exchange Bank______________________ Wrightsville__________________________ Dec. Farmers Bank _______________________ Wrightsville __________________________ April Yatesville Banking Co. ______________ Yatesville ____________________________ Dec. Bank of Zebulon ____________________ Zebulon _____________________________ March

29, 1902 14, 1902 13, 1907 30, 1911 28, 1910 22, 1888 7, 1891 17, 1904 15, 1918 16, 1892 2, 1898 6, 1911 17, 1917 6, 1913 18, 1918 11, 1904 9, 1919 11, 1907 21, 1900 26, 1906 5, 1912 28, 1914 22, 1915 9, 1911 7, 1907 20, 1891 26, 1912 17, 1907 10, 1905 21, 1907 1, 1907 20, 1916 16, 1897 20, 1909 28, 1919 18, 1906 18, 1905

BEGAN BUSINESS

April 14, 1902

Dec. .Tan. .Tan. May
Oct. Oct. Dec. Feb. March March March .Tune .Tuly. April Nov. March Aug. Dec. March April .Tan. Sept.

. 1911 3, 1911 1, 1889 1, 1895
1904 30, 1918
1892 2, 1898
1911 15, 1917 30, 1913 18, 1918 7, 1904 26, 1919 18, 1907
1901
1906 9, 1912 31, 1914 22, 1915 16, 1911
1907

Sept.
Nov. Oct. Oct. Oct. March Feb. Dec. .Tuly Aug.

9, 1912 25, 1907 10, 1905 7, 1907
1907 28, 1916 16, 1897 13, 1909 15, 1919 28, 1906

BRANCHES OF BANKS AND TRUS'l' COMPANIES UNDER THE SUPERVISION OF THE DEPARTMENT OF BANKING.
(43)

NAME OF BANK

LOCATION II

NAME OF BANK

LOCATION

Farmers Bank __________________________ _ Alamo

Brunswick Bank & Trust Co.___________ _ Arco

Brunswick Bank & Trust Co.

.Jesup

Bank of Louisville ______________________ _ Avera

Citizens & Southern Bank _____________ _ Atlanta

Citizens & Southern Bank _____________ _ Augusta

Citizens & Southern Bank ____________ _ Macon

Liberty St. Branch (C. & S,) ____________ _ Savannah

Citizens & Southern Bank lOth Street __ Atlanta

C~tizens & Southern Bank Mitchell St. __ Atlanta

Citizens & Southern Bank Central Office Atlanta

Union Banking Company_______________ _ Broxton

Farmers & Merchants Bank____________ _ Calvary

Cornelia Bank __________________________ _ Demorest

Greenville Banking Co. ________________ _ Gay

Citizens Bank __________________________ _ Morven

Commercial Bank_______________________ _ Pinehurst

Exchange Bank Branch _____________ c- __ Savannah

Citizens Trust Co. Branch _____________ _ Savannah

Bank of Buford_________________________ _ Suwanee

Mount Vernon Bank____________________ _ Uvalda

Douglasville Banking Co._______________ _ Winston

American State Bank (Broad St. Office)_ Athens Union Banking Company______________ _ Nicholls Georgia State Bank____________________ _ Baxley Georgia State Bank____________________ _ Bronwood Georgia State Bank____________________ _ Bowdon Georgia State Bank____________________ _ Chatsworth Georgia State Bank________ . ___________ _ Cordele Georgia State Bank_____________ --- __ -_ Cumming Georgia State Bank___________________ -_ Douglas Georgia State Bank____________________ _ Douglasville Georgia State Bank_____________________ _ Dublin Georgia State Bank__________________ .-_ Hawkinsville Georgia State Bank____________ ._______ _ Hogansville Georgia State Bank_______________ -_ ._- _ Maysville Georgia State Bank___________________ -_ Midville Georgia State Bank____________________ _ Montezuma Georgia State Bank______ . ____________ - _ Ocilla Georgia State Bank____________________ _ Omega Georgia State Bank_______ . ____________ _ Vidalia Georgia State Bank____________________ _ Social Circle Richland State Bank_------------------ Omaha
,,

24

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF ABBEVILLE Abbeville, Ga.

President, W. C. OLIVER

Vice-Presidents, T. M. COOK, C. C. FULGHUM Cashier, G. M. BAZEMORE

RESOURCES:

TDiemmeanLdoanLsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$
United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ F'urniture and Fixtures_______
Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
Vaults -------------------Due from Other Banks____ --Advances on Cotton _________ _
Advances on Other Commodi-
C htei eesk s - -f o- -r - -C-l'e-a-r-i-n-g- -H- -o-u-s-e- -_ _- -_ Other Checks and Cash ItemsLetters of Credit and Accept-
ances --------------------Overdrafts (if any)___________ Other Assets_________________

178,941.31 1,800.00 none none none 2,215.52 2,592.80 5,513.92 18,951.15
none
14,584.28 none
891.56
none 260.68
none
none none 3,692.23

Total

~~---
$ 229,443.45

I,IABILl'riES:
Capital Stock Paid In ________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_-_ -_ -_ _- -_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits____________ _ Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-__-_--_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Re.serve for Interest and Taxes Bonds Borrowed_____________ Other Liabilities____________ _

25,000.00 none
5,000.00 6,013.09
none none 65,739.95 none 58,804.43 323.96 none 1,462.02 none 66,250.00 850.00
none none none none

Total

- - - -- - $ 229,443.45

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF ACWORTH Acworth, Ga.

President, A. J. DURHAM

Vice-President, R. L. McMILLAN Cashier, J. E. CARNES

RESOURCES:

Time Loans and Discounts____ $
Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _
Advances on Other Commodi-
Cl1tiPeesks-f-o--r -C--l-e-a-r-in-g---H-o-u--se--_-_-_ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_ -_ _- _- _-_-_-_-_-_- -_
Other Assets-----------------

95,656.76 1,139.52 296.61 none none none 1,600. 71 3,578.19 5,445.89
none
90,386.01 none none
none 671.46
none
15,870.87 549.12 none

~---
Total ------------------------$ 215,195.14

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvuisd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid____________ _ Due to Banks_______________ _ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Sa vings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsi fPi eady aCbhl ee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities-------------
Total ------------------------$

25,000.00 none
5,000.00 7,151.59
none none 96,483.38 none 81,149.45 none none 391.81 none none none
none none none 18.91
215,195.14

DEPARTMENT OF BANKING

25

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

S. LEMON BANKING CO. Acworth, Ga.

President, ORLANDO AWTREY

Vice-President, JAS. W. McMILLAN

Cashier, LEMON M. AWTREY

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o_u__n_t_s________$
United Sta.tes Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds _____ _ Banking House______________ _ Purniture and Fixtures_______ Other Real Estate Owned ___ _ Due from l<'ederal Reserve
Bank ---------------------Due from Other Approved He-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _
Advances on Other Commodi-

125,565.70 711.95 none none none 980.00
2,700.00 4,494.67
6,114.4~
none
30,588.15 344.43 none

C'htieecsks -f-o-r--C--l-e-a-r-in-g---H-o--u-s-e-----Other Checks and Cash Items_ Letters of Credit and Accept-

67n1o.n58e 78.80

ances --------------------Overdrafts (if any)___________

21,892.08 265.19

Other Assets_________________

6.52

-----

Total ------------------------$ 194,413.56

LIABILITIES:
Capital Stock Paid In________ $ Amount Heserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks _______________ _
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ c~ shier's Checks____________ _ Certified Checks______________
Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oorrr oI nwt eedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities_____________

30,000.00 none
10,000.00 3,835.44 none none
84,420.70 none
61,393.70 none
4, 735.18 28.54 none none none
none none none none

Total ------------------------$ 194,413.56

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF ADAIRSVILLE Adairsville, Ga.

President, JOE P. BOWDOIN

Vice-President, E. D. VEACH

Cashier, 0'. B. BISHOP

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Pederal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OOvt heerrd r Aa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

148,997.63 22,131.43 none none none 450.00 3,178.00 4,300.00 3,119.20
none
23,164.59 32,062.00
none
none none none
none 489.95 3,746.65

Total ------------------------$ 241,639.45

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits_________ C"& shier',g Checks____________ _ Certified Checks______________
Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

25,000.00 none
25,000.00 3,193.27 none none
91,699.89 none
92,454.94 none
1,893.68 2,397.67
none none none
none none none none

Total ------------------------$ 241,639.45

26

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF ADEL Adel, Ga.

President, W. B. WILKES

Vice-President, A. D. WISE1IAN Cashier, W. J. McCRANIE

RESOURCES:
TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s________$
United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other C'ommodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and AcceptOvaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_ Other Assets_________________

192,816.10 22,402.02 none none none none 3,500.00 3,000.00 10,842.90
35,235.97 none none
none 482.27 150.05
none none 2,974.67

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ TC<r! ushstierF'sunCdhDecekpso__s_i_ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed_____________ Other Liabilities-------------

25,000.00 none
28,000.00 none none none
65,156.56 none
108,355.07 none none
376.21 none
35,000.00 none
none none none 9,516.14

Total ------------------------$ 271,403.98 Total ------------------------$ 271,403.98

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FIRST BANK OF COOK COUNTY

Adel, Ga.

President, C. C. GIDDENS

Vice-Presidents, H. L. PARRI::;H, J. S. WILKES

Cashier, J. E. PITTS

RESOURCES:

Time Loans and Discounts----$ 362,597.93

Demand Loans--------------- 21,324.76

United States Securities______

6,000.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House_______________

450.00 4,200.00

Furniture and Fixtures_______

4, 792.00

Other Real Estate Owned___ _

4,422.65

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agtnts llnd Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

40,344.61 none none

Advances on Other Commodi-

C'hteiecksl" -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

11,348.33 1,325.42

Other Checks and Cash Items_

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-__-_-_-_-_--_ Other Assets_________________

none 1,626.34
none

-----

Total -----=------------$ 458,432.04

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
BCEil-lrstifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed_____________
Other Liabilities-------------

50,000.00 none
10,000.00 5,409.24 4.00 none
169,817.63 .. none
137,680.68 1,340.44
10,135.80 1,644.78 79.85
40,000.00 32,319.62
none none none none

Total ------------------------$ 458,432.04

DEPARTMENT OF BANKING

27

STATEMENT Showing Condition at Close of Business Decembet 28, 1923
of the

BANK OF ADRIAN Adrian, Ga.

President, L. 0. BENTON

Vice-Presidents, G. E. YOUMANS, S. H. LYNCH

Cashier, R. G. HUTCHESON

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United Sta.tes Securities_____ _ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures_______ Other Rf'al Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other CommodiC'htieecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OO tvheerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_
Total ------------------------$

68,999.20 none
2,500.00 none none none
4,000.00 620.00
9,614.60
none
6,094.83 9, 700.00 6,056.23
none none none
none none 7,543.12
115,127.98

LIABILITIJ<;S:
Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------
Total ------------------------$

25,000.00 nonP.
3,000.00 none none none
58.221.09 none
26,367.80 norJe
1, 726.61 812.48 none none none
none none none none
115,127.98

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF ALAPAHA Alapaha, Ga.

President, G. A. PAULK

Vice-President, M. J. McMILLAN
Cashier, F. T. TILLER

RESOURCES:

Time Loans and Discounts----$ 178,418.16

Demand Loans--------------United States Securities______

none none

State of Georgia Bonds-----Stock in Federal Reserve Bank

none none

OB at hnekri nSgt oHc ko su saen_d_ _ _B_o_n_ _d_s_-_- -___ -_ Furniture and Fixtures______ _

2, 700.00 4,500.00
2,275.50

Other Real Estate Owned___ _

500.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

17,140.14 48,000.00
none

Advances on Other Commodities -----------------------
Checks for Cle<uing House__ _

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_ -_ -_ _- _- _- -_ Other Assets_________________

none 45.44 none

-----'--

'l'otal ------------------------$ 253,579.24

LIABILITI:I<;S:
Capital Stock Paid In----~---$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Checb:___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits--------Cashier's Checks_____________ BCfillrstifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------nBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------

30,000.00 none
22,000.00 9,177.04 none none
40,668.47 none
149,943.99 none none
626.91 none none none
none 1,162.83
none none

Total ------------------------$ 253,579.24

28

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

ALBANY TRUST & BANKING COMP1\NY Albany, Ga.

President, A. P. VASON

Vice-President, P. J. BRO\VN Cashier, C. L. NEUMAN

RESOURCES:

'l'ime Loans and Discounts----$ Demand Loans--------------United Sta,tes Securities______
State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House_______________ Furniture and Fixtures______ _
Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrl::t>sm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash ItemsLetters of Credit and Accept-
ances --------------------Overdrafts (if any)----------Other Assets-----------------

160,351.50 2, 779.81 none none none none
13,045.58 5,746.53
14,998.20
none
1,649.48 none none
none none none
none none 58.01

Total ------------------------$ 198,629.11

LIABILITIES:
Capital Stock Paid In--------$ Amount Rese.rved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check____ D<mand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits--------Cashier's Checks____________ _ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills RediscountedL< tte,-s of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _

100,000.00 none
11,177.81 3,184.40 none none none none
14,655.00 20,454.42
none 1.00
40.00 15,000.00
none
none none none 34,116.48

Total ------------------------$ 198,629.11

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

ALMA STATE BANK Alma, Ga.

President, E. S. STRICKLAND

Vice-President, C. L. SIBLEY

Cashier, FRED EWING

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures------Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks_______ Advances on Cotton _________ _
Advances on Other Commodities -----------------------
C"hecks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------Overdrafts (if any)----------Other Assets ________________ _

85,4-37.96 440.00 none none none none none
4,447.49 10,707.30
none
12,784.42 219.62 none
3,247.90 220.00 none
none none 6,638.93

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches Surplus --------------------Undivided Profits____________ _ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit TSaimviengCserDtiefipcoastietso_f__D__e_p_o_s_i_t_-_-_-
CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_
BCielrltsifPieadyaCb'lhee_c_k__s_-_-_-_--_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ I.etters cf CreJit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _

15,000.00 none none
775.77 none none
50,92:2.79 18,000.00 10,874.58
none none 2,436.18 none 14,500.00 3,134.30
none none none , 8,500.00

Total ------------------------$ 124,143.62 Total ------------------------$ 124,143.62

DEPART:;\lENT OF BA:-<KIXG

29

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

MILTON COUNTY BANK Alpharetta, Ga.

l'resiuent, T. H. MANNING

Vice-President, C. E. MADDOX

Cashier, R. D. MANNING

RESOURCES:

LIABILITIES:

'l'ime Loans and Discounts........ $ Demand Loans--------------United States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank Other Stocks and Bonds_____ _ Banking House______________ _
Furniture and Fixtures______ _
Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks______ _ Advances on Cotton_________ _
Advances on Other Commodities -----------------------
Checks for Clearing House...... Other Checks and Cash Items .. Letters of Credit and Accept-

140,336.96 11,943.65 none none none 3,000.00 none 800.00 8,668.68
none
66,615.53 32,500.00
6,076.17
none none none

Capital Stock Paid In ________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid ..___________ _
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits .. ___________ _
Trust Fund Deposits--------Cashier's Checks_____________
BC ielrltsi fPi eady aCbhl ee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Notes and Bills Rediscounted .. LEtters cf Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed.. ___________ _ Other Liabilities.. ___________ _

16,000.00 none
10,000.00 4,606.24 none none
144,362,15 none
96,947.58 none none
1,372.07 none none none
none none none none

ances --------------------Overdrafts (if any)___________

none none

Other Assets_________________

3,347.05

-----

Total --------------------~-~-~-~-~$~~2~7~3~,2~8~8~.0~4~~T~o~t~a~l~-~-~-~-~-~-~-~-~-~-~-~--~-~-~-~-~-~-~-~-~-~-~-~$~2~-~3~~2~88~-~0~4

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF COMMERCE Americus, Ga.

President, FRANK SHEFFIELD

Vice-P1esident, JOHN SHEFFIELD

Cashier, LEE HUDSON

RESOURCES:
'l'ime Loans and Discounts........ $ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Furniture and Fixtures------} Bankmg House____________ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton_________ _
Advances on Other Commodities ------------------------
Checks for Clearing House __ _ Other Checks and Cash Items .. Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets_________________

390,670.78 155,314.21
86,267.21 26,000.00
none 35,580.00
20,000.00
13,268.22
none
214,583.80 26,741.61 none
none 1,185.09 2,175.86
none 525.59
none

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Bank,s________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL .... Savings Deposits_____________ CTraushstierF'sunCd hDecekpso.. _s_i_t_s_-_-_--_-_-_-_-_-_ Ctrtified Checks.... ___________ _ Bills Payable_________________
Notes and Bills Rediscounted .. Letters of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed.. ___ _: _______ _ Other Liabilities-------------

65,000.00 none
65,000.00 94,065.75
none 1,677.09 468,525.27
979.10 273,756.26
none none 3,308.90 none none none
none none none none

Total ------------------------$ 972,312.37 Total------------------------$ 972,312.37

30

FouRTH ANNUAL REPORT

STATEMEN"l' Showing Condition at Close of Business December 28, 1923
of the

THE PLANTERS BANK OF AMERICUS Americus, Ga.

President, L. G. COUNCIL

Vice-President and Cashier, C. M. COUNCIL

RESOURCES:
Time Loans and Discounts____ $ Demand Loans______________ _
United Sta-tes Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve D uBea fnrko m- - -O- t-h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advanc"ls on Cotton _________ _
Adtiveasnc_e_s__o:_n__O__t_h_e_r__C_o_m__m__o_d_i_-
<'hecks for Clearing Hou.se__ _ Other Checks and Cash Items_ Letters of Credit and Accept0 ,aenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets ________________ _

973,867.04 95,893.08 none none none 2,250.00 21,961.34 none 5,523.81
none
117,.888.04 13,230.65
293,566.65
none 13,119.87
687.12
none none none

'l'otal ------------------------$ 1,537,987.60

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ DDiuveidetondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits____________ _ Trust Fund Deposits--------Cashier's Checks_____________ CBeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountedLette,.s of Credit and Accept-
ances _____ ---------------RBeosnedrsv e Bfoorrr oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other Liabilities-------------

100,000.00 none
200,000.00 28,254.27 none
111,540.33 499,714.31
5,592.91 282,721.82 113,748.48
6,415.48 none none
190,000.00 none
none none none none

Total ------------------------$ 1,537.987.60

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

EMPIRE BANK OF AMERICUS Americus, Ga.

President, G. R. ELLIS

Vice-President, H. L. MIZE Cashier, JO'E l.VI. BRYAN

RESOURCES:
DTiemmeanLdoaLnsoaannsd_. _D__is_c_o__u_n_t_s_________$
United Sta-tes SecuritieS-----State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_S_-_-_-_-_-_Furniture and Fixtures ______ _ Other Real Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n--k-s-_-_-_-_-__--_ Advances on Cotton _________ _ Advances on Other Commodi-
ties ----------------------Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_ -_ _- _- _-_- -_ Other Assets ________________ _
Total ------------------------$

100,016.36 9,491.97 none none none none none 544.58 none
none
46,392.56 40.00 none
none 4,790.36
none
none none none
161,275.83

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits--------Cashier's Creeks_____________ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities_.___________ _

50,000.00 none none
2,603.85 none none
91,824.02 none
6,576.46 10,271.50
none none none none none
none none none none

Total ------------------------$ 161,275.83

DEPARTMEXT OF BANKING

31

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF APALACHEE Apalachee, Ga..

President, H. A. DAVIS

Vice-President, S. W. FEW Cashier, R. R. SHOCKLEY

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United Sta,tes Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _ Advances orl Other Commodi-
ties ------~---------------C"hecks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i-f -a-n- -y-)-_._-_-_-_-_-_-_-_-_- -_ Other Assets_________________
Tctal ------------------------$

LIABILITIES:

13,573.31 1,139.96 none none none none 3,000.00 1,000.00 none
none
2,486.46 none none
none none 55.88

Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________
Trust Fund Deposits--------("ashier's Checks_____________ _
Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds. Borrowed------------Other Liabilities-------------

none 21.26 13,736.32

35,013.19 Total --------------=-----$

15,000.00 none
500.00 none none nonQ
6,010.93 none
4,331.04 none none
163.48 none
8,857.74 none
none 150.00
none none
35,013.19

STATEMENT Showing Condition at Close of Business December 28, 1923
of the
BANK OF ARLINGTON Arlington, Ga.
l'tesitleut, W. E. BOSTWICK Vice-Presidents, J. M. JOHNSON, R. H. BOSTWICK Cashier, W. E. BOSTWICK, JR.

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$

214,307.11 1,318.30

United Sta,tes Securities______

none

State of Georgia BondS------

none

Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures_______

none none 2,000.00 1,615.00

Other Real Estate Owned___ _ 12,921.98

Due from Federal Reserve

none

Bank ---------------------Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton _________ _

27,992.76 none none

Advances on Other Commodities -----------------------
t~ecks for Clearing House __ _

22,399.05 none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------OO vt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

none
3,972.24 none

-----

'l'otal _____ -------------------$ 286.526.44

LIABILITIES:
Capital Stock Paid In________ $ Amount Heserved for Branches Surplus --------------------Undivided Profits_____________ Dividends Unpaid ____________ _ Due to Banks________________ Deposit~ Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits________ _ ('ashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ L<'tters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr r oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other Liabilities-------------

50,000.00 none
25,000.00 14,415.43
none none 103,156.64 none 34,230.45 none none 1,723.92 none 38,000.00 20,000.00
none none none none

Total ------------------------$ 286.526.44

32

FouRTH AxxuAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF ARNOLDSVILLE

Arnoldsville, Ga.

President, L. C. WHITE

Vice-President, E. W. COILE

Cashier, W. L. PRICKETT

REBOURCES:
Time Loans and Discounts----$ Demand Loans______________ _ United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-_-_-_ Advances on Cotton__________ Advances on Other C'ommodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OO tvheerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_
Total ------------------------$

25,701.45 none none none none
500.00 4,050.00 2,898.85
none
none
4,4'74.26 none none
19.65 none 25.00
none 166.25 5,051. 78
42,887.24

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_ DDiuvei dteon dBs aUn nkps _a_i d_ ____ _-_-_-_-_-_-_-_-_-_- _Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checke .. ___________ _ C<-rtified Checks______________ Bills Payable ________________ _ Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed ____________ _ Other Liabilities____________ _
Total ------------------------$

15,000.00 none none none none none
15,873.51 6,000.00 5,950.89 none none 62.84 none none none
none none none none
42,887.24

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

ASH:BURN BANK Ashburn, Ga.

President, C. F. THRASHER

Vice-President, J. S. JOHNSON

Cashier, W. G. SHINGLER

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton_________ _ Advances on Other Commodi-
ties ----------------------Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_ -_ _- _- _-_- -_ Other Assets_________________
Total ------------------------$

143,390.82 14,872.14 none none none 1,560.00 3,328.09 628.90 36,891.00
none
68,150.94 none none
none 518.44 667.55
none none 152.22
270,160.10

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Tr.ust Fund Deposits_________ Cashier's Checks_____________
BCEil>lrstifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _
Other Liabilities-------------

50,000.00 none
50,000.00 2,482.36 none none
66,044.89 none
60,752.54 6,234.33
30,778.54 2,968.38 352.00 none none
none 547.06
none none

Total ------------------------$ 270,160.10

DEPARTMENT OF BAXKIXG

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE CITIZENS BANK OF ASHBURN Ashburn, Ga.

President, D. H. DAVIS

Vice-President, W. A. MURRAY

Cashier, K. P. BAKER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 88,167.83

Demand Loans--------------United Sta.tes Securities______

10,094.18 none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

none 5,000.00

Furniture and Fixtures_______

900.00

Other Real Estate Owned____

3,000.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

Vaults -------------------- 18,265.91

Due from Other Banks______ _

none

Advances on Cotton _________ _ 20,786.52

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

10,687.70 305.86

Other Checks and Cash Items_

1,376.36

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)--_-_-_-_-_-__-_-_-_--_ Other Assets ________________ _

none none none

-----

'I'otal ------------------------$ 158,584.36

Capital Stock Paid In--------$ Amount Reserved for Branches
Surplus --------------------Undivided Profits------------Dividends Unpaid_________ ---Due to Banks_______________ _
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ _
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- -_ BCielrltsifPieadyaCb'lhee_c__k_s_-_-_-_--_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _
Other Liabilities-------------

25,000.00 none
30,000.00 4,904.70 73.00 none
52,651.90 none
29,166.65 1,983.60 9,152.46 5,004.80 648.25 none none
none none none none

Total ------------------------$ 158,584.36

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, (None)

TURNER COUNTY BANK Ashburn, Ga.
Cashier, C. P. KEMP

Vice-President, (None)

RESOURCES:

Time Loans and Discounts____ $ 47,848.93

Demand Loans--------------United States Securities_____ _
State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking .House--------------Furniture and Fixtures______ _ Other Real Estate Owned____

19,419.23 none none none none
10,000.00
3, 729.69
24,500.43

Due from Federal Reserve Bank ----------------------
Due from Other Approved Re-

none

serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

5,020.66 13,480.29
none

Advances on Other Commodi-
C htei ecsk s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_ Other Checks and Cash Items_

825.00 none none

Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- _- _- _- _- _- _- _-_-_-_- -_

none none

Other Assets----------------- 16,250.24
---,---

Total ------------------------$ 141,-07 4.47

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks-----------~---Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________
Tenr us hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities-------------

25,000.00 none
25,000.00 40.55 none
16,000.00 18,701.51
none 44,783.37
none none 24.04 none 10,000.00 1,525.00
none none none none

Total ------------------------$ 141,07 4.:1_

34

FoBRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

AMERICAN STATE BANK Athens, Ga.

President, JNO. J. WILKINS

Vice-Presidents, W. C. JORDAN, H. C. ERWIN

RESOURCES:

T'ime Loans and Discounts____ $ Demand Loans ______________ _ United States Securities______
State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_-_-_-_--_
F~urniture and Fixtures------Other Real Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton_________ _
Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash ItemsLetters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_ -_ _- _- _- _-_- -_ Other Assets ________________ _

790,4 75.94 12,345.00 none none 3,600.00 1,920.00 23,647.80 15,296.96 3,980.43
36.454.68
39,292.62 14.30
3,365.00
none 10,339.97
628.40
none 7,067.43
55.00

'l'otal ------------------------$ 948,483.53

LIABILITIES:
Capital Stock Paid In--------$ !Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dlvidends Unpaid____________ _ Due to Bank,s________________
Deposits Subject to Check___ _ DLmand Certificates of Deposit STalmviengCserDtiefpicoastietso_f__D__e_p_o_s_i_t_-_-_-
Trust Fund Deposits--------Cashier's Checks____________ _ BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r oI-n-w-t ee-dr-e-_s-_t-_-_a-_n-_d_- _-T_-a_-x_-_e- -s_ Other Liabilities____________ _

100,000.00 none
20,000.00 32,140.91
54.00 15,731.21 320,635.39
none 94,469.92 277,903.52
none 3,326.29
38.05 none 84,184.24
none none none none

Total ------------------------$ 948,483.53

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE ATHENS SAVINGS BANK Athens, Ga.

President, MYER STERN

Vice-President, M. G. MICHAEL

Cashier, GEORGE A. MELL

RESOURCES:
Time Loans and Discounts____ $ Demand Loans ______________ _ United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o_n_d__s__________ __
F'urniture and Fixtures------Other Real Estate Owned____ Due from Federal Reserve
D uBea fnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e-serve Agents and Cash in Vaults --------------------
Due from Other Banks------"' dvances on Cotton _________ _ Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash ItemsLetters of Credit and AcceptOvaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_ Other Assets ________________ _

873,243,57 4,350.00
187,300.00 none none none
21,073.03 I, 757.60
84,011.86
none
134,614.47 none none
none 21,402.45
315.13
none 14,177.23
1,946.00

Total ___ ---------------------$ 1,344,191.34

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BC ci l>lrst i fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities-------------

100,000.00 none
200,000.00 54,263.77 none 3,027.29
277,226.74 none
78,252.52 306,207.02
none
non~
none 325,000.00
none
none none none 214.00

Total ------------------------$ 1,344,191.34

DEPARTMENT OF BANKING

STATEMENT
Showing Condition at Close of Business December 28, 1923 of the
COMMERCIAL BANK Athens, Ga.
Pres~dent, H. H. GORDON, JR. Vice-Presidents, J. E. TALMADGE, JR., J. H. DOZIER Cashier, J. E. PATMAN

RESOURCES:

Time Loans and Discounts____ $ 1,146,090.98

Demand Loans_______________ 63,427.09

United States Securities______

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

7,500.00

Other Stocks and BondS-----Banking House_______________

4,365.00 33,475.68

Furniture and Fixtures_______ 11,500.00

Other Real Estate Owned____

4, 795.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

53,935.08

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

52,518.39 none none

Advances on Other Commodi-

none

ties ----------------------Checks for Clearing House___

15,170.05

Other Checks and Cash Items_

5,154.01

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ _- _- _-_-_-_-_- -_ Other Assets_________________

122,500.00
23,570.07 49.00

LIABILITIES:

Capital Stock Paid In________ $

Amount Reserved for Branches

USunrdpivluids ed--P-r-o-f-i-ts--_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unp<Lid____________ _ Due to Banks________________

Deposits Subject to Check____

Demand Certificates of Deposit

Time Certificate of DeposiL--

Savings Deposits-------------

Trust Fund Deposits---------

Cashier's Checks-------------

BC

ielrltsi

fPieady

aCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-

-
~

Notes and Bills RediscountedLetters of Credit and Accept-

ances --------------------Reserve for Interest and Taxes

Bonds Borrowed------------Other LiabilitieS-------------

200,000.00 none
50,000.00 62.759.49
832.50 none
432,558.85 none
81,525.18 255,603.79
none 1,215.42
103.12 none
336,952.00
122,500.00 none none none

Total --------------=---$ 1,544,050.35 Total ------------------------$ 1,544,050.35

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

AMERICAN SAVINGS BANK

Atlanta, Ga.

President, J. G. ST. AMAND

Vice-President, ROBERT M. CLAYTON

Cashier, PETER F. CLARKE

RESOUR_C_E_S_:_____________________L__IA__B_IL_I_T~I~E~S_:__________

DTiemmeanLdoaLnsoaannsd__D__i_sc__o_u_n_t_s_-_-_--_$
United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House______________ _
Furniture and Fixtures_______
Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------- -----------I'ue from Other Banks_______ Advances on Cotton__________
Advances on Other Commodities _____ ------------------
Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------Overdrafts (if any) __________ _ Other Assets_________________

725,329.64 3,000.00 none none none none
131,000.00 2,979.02
17,883.08
none
32,514.41 none none none
1,381.03 1,497.38
none
730.18 none

Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check____ D<mand Certificates of De,posit Time Certificate of DeposiL-Savings Deposits------------Trust Fund Deposits_________
Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLette:s of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other LiabilitieS-------------

200,000.00 none
40,000.00 14,303.48
3,500.00 none none
160,038.04 none
211,767.15 none none none
100,000.00 none
none none none 186,706.07

Total --------------------~----$ 916,314.7 4

FocRTH ANNCAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the
ATLANTA COMMERCIAL BANK Atlanta, Ga.
President, W. B. CHANDLER VicePresidents, H. B. DAVIS, HOWARD P AR;IUSE Cashier, HOWARD PARRISH

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans--------------lJnited Sta.tes Securities______ State of Georgia Bonds_____ _
Stock in Federal Reserve Bank Other Stocks and Bonds_____ _ Banking House______________ _
Furniture and F'ixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Ag!Jnts and Cash in
DuVeaufrlotsm -O--t-h-e-r--B--a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton_________ _
Advances on Other Commodities -----------------------
Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OOvt heerrd r Aa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

248,500.08 6,847.56 none none none none 8,000.00 4,264.54
19,365.53
none
51,024.91 1,692.06 none
none none 266.53
none 88.22 none

Capital Stock Paid In--------$ Amount Reserved for Branches
lSJunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check____ D<'mand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- -_ Certified ehecks______________ Bills Payable________________ _
Notes and Bills Rediscounted_ Letters of Creait and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities----~--------

50,000.0 non
10,000.0 5,055.69 32.0G 2,858.6
98,691.0
no~~
14,000.0G 57,506.3
none 1,870.j2
35.0( 100,000.0(
none
ll0ll8
none none none

Total ------------------------$ 340,049.43 Total ------------------------$ 340,049.43

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

ATLANTA TRUST COMPANY Atlanta, Ga.

President, EUGENE R. BLACK

Vice-Presidents, SNOWDEN McGAUGHY,

CHAS. H. BLACK, A. J. ORME, Secty., JNO. B. WHEAT, Treas., P. H. WINTER

RESOURCES:

Time Loans and Discounts----$ 4,309.341.27

Demand Loans--------------- 82,862.82

linited States Securities______

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank 54,000.00

Other Stocks and Bonds______ 325,239.51

Banking House_______________ 725,000.00

Furniture and Fixtures_______ 63,664.91

Other Real Estate Owned____ 125,486.05

Due from Federal Reserve

Bank ---------------------- 334,229.03

Due from Other Approved Re-

serve Agents and Cash in

LuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

199,021.90 107,284.88
none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g----H-o--u-se--__--_

none 67,216.01

Other Checks and Cash Items_

9,548.30

Letters of Credit and Accept-

ances --------------------OOvt heerrd r Aa fstsse (t si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_- _- -_

none 25,472.90
279,933.35

Total ------------------------$ 6,708,300.93

LIABILITIES:

Capital Stock Paid In--------$ 1,500,000.00

Amount Reserved for Branches

none

Surplus --------------------- 300,000.00 lJndivided Profits_____________ 181,431.18

Dividends Unpaid----~--------

232.00

Due to Banks________________ 142,775.53

Deposits Subject to Check____ 1,496,369.64

Demand Certificates of Deposit

none

Time Certificate of Deposit--- 349,812.81

Savings Deposits------------- 1,225,114.65

Trust Fund Deposits--------Cashier's Checks_____________

91,318.72 22,716.63

Certified Checks--------------

1,104.38

Bills Payable_________________ 121,600.00

Notes and Bills Rediscounted_ 1,218,020.30

Letters of Cre-Ut and Accept-
ances --------------------Reserve for Interest and Taxes
Bonds Borrowed------------Other Liabilities-------------

none 21,589.29
none 36,215.80

Total ------------------------$ 6, 708,300.93

DEPART}IEXT OF BANKING

37

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS TRUST CO. Atlanta, Fulton Co., Ga.

President, H. C. DUGAS

Vice-President, A. M. WILKINS Cashier, W. F. BODDIE

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$
Vnited States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________
Advances on Other Commodi-
L"thieecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash ItemsLetters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_ -_ _- _- _-_- -_ Other Assets ________________ _

748,065.87 384,779.23
550.00 none none none
157,351.51 29,365.07 none
none
91,120.78 none none
none 5,459.78 3,403.83
none 5,320.49 7,506.41

Total ------------------------$ 1,429,519.14

LIABILITIES:

Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _
Due to BankS---------------Deposits Subject to Check____ Demand Certificates of Deposit TSalmviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__--_
Trust Fund Deposits--------Cashier's Checks_____________
BC ielrltsi fPi eady aCbhl ee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Notes and Bills Rediscounted_ Letters uf Credit and Accept-
RBeoasnnedcrsve se Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t_- _-a_-n_-d_-_-T_-a_-x_-_e- -s_
Other Liabilities-------------

250,000.00 none
264,037.14 11,971.91 265.00 903.04
574,360.92 none
68,659.99 160,831.38
6,513.74 66,876.48
2,430.85 none
22,652.85
none none none 15.84

Total ------------------------$ 1,429,519.14

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITY SAVINGS BANK Atlanta, Ga.

President, S. T. WEYMAN

Vice-President, W. B. GIBSON

Treasurer, A. B. CHAPMAN

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United Sta.tes Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ F'urniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
D uBea fnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e -serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton _________ _
Advances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_ -_ -_ _- _- _- -_ Other Assets_________________

2,313.75 1,550.00 206,019.54
none none none none none none
1,310.77
none none none
none none none
none none 169.58

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
Trust Fund Deposits--------Cashier's Checks_____________ Certified CheckS-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters '>f Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwt ee dr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other Liabilities-------------

84,000.00 none none
37,852.07 none none none none none
10,675.93 none none none
29,500.00 none
none none none 49,335.64

Total ------------------------$ 211,363.64 Total ------------------------$ 211,363.64

38

FouRTH AxxLI.L REPORT

STAT,EMENT Showing Condition at Close of Business December 28, 1923
of the
COLONIAL TRUST COMPANY Atlanta, Ga.
President, J. S. SLICER Vice-Presidents, JAS. C. WILLIAMS, JOS. H. WILLIA:\IS Cashier, T. J. NORMAN

RESOURCES:
Time Loans and Discounts____ $ Demand Loans______________ _ l.'nited States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_--_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House __ _ Oth"r Checks and Cash Items_ Letters of Credit and Accept-
&nces ---------------------Cn erdrafts (if any) __________ _ Other Assets_________________

454,328.75 none none none none none none
1,142.52 none
none
24,323.89 none none
none none none
none 146.42
none

LIABILITIES:
Capital Stock Paid In________$ Amount Reserved for Branches Surplus --------------------Undivided Profits_____________ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check---Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks____________ _
CBeilrltsifPieadyaCbhlee_c_k_S__-_-_--_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit ann Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed_____________ Other Liabilities____________ _

210,600.00 none
24,000.00 22,879.01
none none 101,750.50 none 13,355.00 36,298.87 none none 89.50 60,000.00 none
none none none 10,968.70

Total __ ---------------------$ 479,941.58 Total ------------------------$ 479,941.58

STaTEMENT Showing Condition at Close of Business De,cember 28, 1923
of the

EAST ATLANTA BANK Atlanta, Ga.

President, L. L. MARBUT

Vice-P1esident, W. H. McCLAIN, SR. Cashier, R. C. BILLINGS

RESOURCES:
Time Loans and Discounts----$ Demand Loans ______________ _ United States Securities______ State of Georgia Bonds______ Stuck in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_--_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Iue from Other Banks______ _ Advances on Cotton _________ _ Advances on Other Commodities ----------------------C'hecks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Acceptances --------------------OO tvheerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_
~otal ------------------------$

113,903.13 none none none none none
9,795.00 3,140.00 1,512.83
none
16,937.16 none none none
1,184.34 none
none 95.16 none
146,567.62

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------Trust Fund Deposits--------Cashier's Checks____________ _ Certified Checks______________ Bills Payable________________ _
Notes and Bills Rediscounted_ Letters (f Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities_____________

25,000.00 none
9,225.00 3,137.79
none none 69,910.30 none 19,952.42 19,280.48 none 61.63 none none none
none none none none

Total ------------------------$ 146,567.62

DEPARTMENT OF BANKIKG

39

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARlVIERS & TRADERS BANK Atlanta, Ga.

President, W. D. MANLEY RESOURCES:

Vice-Pl<'~idents, P. J. BAKER, J. R. SMITH
Cashier, L. T. CARTER
========================~
LIABILITIES:

TDiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$
United States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_--_ Furniture and Fixtures_______
Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
Vaults -------------------Due from Other Banks______ _ Advances on Cotton__________
Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash ItemsLetters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_ -_ -_ _- _- _- -_ Other Assets ________________ _

514,898.88 7,618.70 none none none
36,910.00 21,125.62
3,367.20 36,098.63
none
68,777.05 4,940.23 none
none 37,456.38
278.58
none 1,428.59 3,530.95

C"pital Stock Paid In________ $ Amount Heserved for Branches lS' nudr pi vl ui ds e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dh idends Unpaid .. ___________ _
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable ________________ _
Notes and Bills Rediscounted_ Letters of Credit and Acctcpt-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

25,000.00 none
15,000.00 9,662.84 none
174,791.50 199,217.85
27,105.00 66,595.45 117,651.57
none 5,845.74
560.86 95,000.00
none
none none none none

Total ------------------------$ 736,430.81 Total ------------------------$ 736,430.81

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

GEORGIA SAVINGS BANK & TRUST CO. Atlanta, Ga.

President, GEORGE M. BROWN Vice-Presidents, JOHN W. GRANT, W. STUART

WITHAM, JR.

Secretary and Treasurer, JOSEPH E. BOSTON

RESOURCES:

Time Loans and Discounts----$ 2,577,867.60

Demand Loans--------------- 16,500.00

United States Securities______

3,000.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank 19,500.00

Other Stocks and Bonds------ 463,454.58

Banking House_______________ 290,000.00

Furniture and Fixtures_______ 4 7,506. 77

Other Real Estate Owned____

4,379.14

Due from Federal Reserve

Bank ---------------------- 65,867.82

Due from Other Approved Re-

serve Agents and Cash in

Vaults -------------------Due from Other Banks_______

49,181.80 none

Advances on Cotton__________

none

Advances on Other Commodi-

ties -----------------------

none

Checks for Clearing House __ _

3,954.46

Other Checks and Cash Items-

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets_________________

none none
15.64

LIABILITIES:

Capital Stock Paid In________ $ 500,000.00

Amount Reserved for Branches

none

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unp.aid ____________ _ Due to Banks________________

200,000.00 137,079.74
199.00 none

Deposits Subject to Check____

none

DPmand Certificates of Deposit

none

ETaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_-
Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________

376,406.99 1,795,259.23
none none none

Bills Payable-----------------

none

Notes and Bills Rediscounted-

none

LEtters of Credit and Accept-

ances ---------------------

none

Reserve for Interest and Taxes 531,660.95

Bonds Borrowed____________ _

none

Other Liabilities-------------

621.90

Total ------------------------$ 3,541,227.81 Total ------------------------$ 3,541,227.81

40

FouRTH A~NUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

GEORGIA STATE BANK Atlanta, Ga.

President, W. D. MANLEY

Vice-Presidents, J. A. SASSER, L. R. ADAMS

Cashier, JNO. D. RUSSELL

RESOURCES:

Time Loans and Discounts____$ 1,864,863.17

Demand Loans--------------United States Securities______

77,920.69 49,792.43

State of Georgia Bonds______

none

Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House----~---------Furniture and Fixtures_______

none 439,733.00 106,287.73
44,419.54

Other Real Estate Owned____ 65,008.47

Due from Federal Reserve Bank ----------------------
Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other Commodi-

323,220.77
109,119.95 74,509.67

ties ----------------------Checks for Clearing House__ _

1,967.10 8,028.75

Other Checks and Cash Items_

4,309.20

Letters of Credit and Accept-

6,186.86

O vaenrcdersa ft-s- -(-i f- -a-n-y-)- -_ -_ -_ _- _- _- _- _- _- _- -_ Other Assets_________________

11,138.82 93,413.24

'l'otal ------------------------$ 3,27D,919.3q

LIABILITIES:

Capital Stock Paid In________ $ 500,000.00

Amount Reserved for Branches

none

US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_ -_ -_ _- _- -_ Dividends Unpaid____________ _

none none 16.00

Due to BankS---------------- 299,000.00 Deposits Subject to Check___ _ 1,250,676.19

Demand Certificates of Deposit 62,890.28

Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified C'hecks______________ Bills Payable________________ _

779,017.79 80,342.70
60,831.39 20,679.26
343,32 95,500.00

Notes and Bills .Rediscounted_ 102,482.16

Letters of Credit and AC<'E'Pt-

ances ---------------------

5,000.00

Reserve for Interest and Taxes Bonds Borrowed_____________ Other Liabilities ____________ _

none 4,100.00
19,010.30

Total ------------------------$ 3,279,919.39

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE LAKEWOOD BANK Atlanta, Fulton Co., Ga.

President, PAUL S. ETHERIDGE

Vice-President, C. F. MOCYDY

Cashier, P. W. HANCOCK

RESOURCES:
Time Loans and Discounts____ , Demand Loans--------------United States Securities______ State of Georgia Bonds______ Steck in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n_d__s__________ __ Furniture and FixtuFes_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets ________________ _
Total ------------------------1

67,083.94 5,322.54 none none none none none 4,460.42 none
none
9,687.17 none none
none 469.56 172.20
none none none
87,195.83

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ :Cividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks--------~---- Bills Payable----------------Notes and Bills Rediscounted_ Letter.; of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r -oI n-w-tee-d-r e-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities-------------
Total ------------------------$

25,000.00 none
3,000.00 1,355 35
none none 30,398.19 none none 23,318.70 none 617.24
6.35 3,500.00
none
none none none none
87,195.83

DEPARTMENT OF BANKIXG

STATEMENT Showing Condition at Close of Business December 28, 1923
of the
LOWRY BANK & TRUST COMPANY OF GEORGIA Atlanta, Ga.

President, THOS. K. GLENN

Vice-President, H. WARNER MARTIN

Cashier, E. W. RAMSPECK

=====================

===================

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ $17,545,353.00

Demand Loans_______________ 2,198,509.13

United States Securities------ 1,390,590.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank 165,000.00

Other Stocks and Bonds------ 1,589,885. 71 Banking House_______________ 1,360,489.50

Furniture and Fixtures_______

none

Other Real Estate Owned---- 68,546.02

Due from Federal Reserve

Bank ---------------------- 3,234,552.31

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

324,418.37 3,495,344.05

Advances on Cotton__________

none

Advances on Other Commodities -----------------------
Checks for Clearing House __ _

none 511,412.51

Other Checks and Cash Items_ 129,522.01

Letters of Credit and Accept-

ances ---------------------Overdrafts (if any)-----------

12,200.00 1,878.94

Other Assets----------------- 139,500.00

Capital Stock Paid In--------$ 2,500,000.00

Amount Reserved for Branches

none

Surplus --------------------- 3,000,000.00 Undivided Profits_____________ 1,696,471.65

Dividends Unpaid_____________ 100,442.00

Due to Banks________________ 4,852,955.43

Deposits Subject to Check____ 13,168,002.57

Demand Certificates of Deposit

5,944.44

Time Certificate of Deposit___ 226,002.51 Savings Deposits_____________ 3,789,668.92

Trust Fund Deposits---------

none

Cashier's Checks_____________ 158,691.50

Certified Checks-------------- 34,313.59 Bills Payable_________________ 500,000.00

Notes and Bills Rediscounted- 1,500,000.00

Letters c:>f Credit and Accept-

ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _

12,200.00 483,008.94
none

Other Liabilities------------- 139,500.00

Total --------------- -------- $32,16 7,2 01.55 Total ----------------------- $32,167,201.55

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE SECURITY STATE BANK Atlanta, Ga.

President, J. S. SLICER WILLIAMS

Vice-Presidents, GEO. R. HOUGHTON, JOS. H. Cashier, T. J. NORMAN

RESOURCES:

Tlme Loans and Discounts____ $ 78,450.64

Demand Loans---------------

none

United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

nnoonnee none none none

Furniture and Fixtures_______

90.37

Other Real E.state Owned----

none

Due from Federal Reserve Bank ----------------------
Due from Other Approved Re-

none

serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

6,770.23
none none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_

none none

Other

A

ssets

-

---

-

----

----

-

----

-

-

none
--

Total -------'-----------------$ 85,311.14

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USurdrpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------Trust Fund Deposits_________ Cashier's Checks_____________ PCiPlrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x--e-s Bonds Borrowed____________ _ Other Liabilities____________ _
Total ------------------------$

60,000.00 none none
10,311.14 none none none none none none none none none
15,000.00 none none ncne none none
85,311.14

42

Foc:RTH Ax:>TAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

GEORGIA RAILROAD BANK Augusta, Ga.

President, JACOB PHINIZY

Vice-Presiuents, CHARLES H. PHINIZY,

H. H. SAXON, SAMUEL MARTI~ Cashier, HAL D. BEMAN

-

RESOURCES:

LIABILITIES:

T;me Loans and Discounts____ $ 5, 722,440.84

Demand Loans--------------- 633,920.32

United States Securities______ 552,179.50

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------ 161,275.00 Banking House_______________ 97,069.82

Furniture and Fixtures_______

none

Other Real Estate Owned____ 76,200.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

ImVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_

1,984,806.91 48,907.46

Advances on Cotton__________ 655,700.00

Advances on Other Commodi-

ties -----------------------

none

Checks for Clearing House--- 111,356.14

Other Checks and Cash Items- 182,737.23

Letters of Credit and Accept-

ances ---------------------

none

OOvt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

6,184.74 none

Capital Stock Paid In________ $ 1,000,000.00

Amount Reserved for Branches

none

Surplus --------------------- 200,000.00 Undivided Profits_____________ 170,731.73

Dividends Unpaid_____________

none

Due to Banks---------------- 503,948.38 Deposits Subject to Check____ 2,841, 703.65

D<>mand Certificates of Deposit

none

Time Certificate of Deposit___ 350,933.54

Savings Deposits_____________ 4,461,251. 79

Trust Fund Deposits_________

none

Cashier's Checks_____________ 102,565.75

Certified Checks______________

1,643.12

Biils Payable_________________ 600,000.00

Notes and Bills Rediscounted_

none

Letters of Credit and A.ccept-

ances ---------------------

none

Reserve for Interest and Taxes Bonds Borrowed_____________

none none

Other Liabilities_____________

none

Total ------------------------$10,23 2, 777.9 6 Total----------------------- $10,232,777.96

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

UNION SAVINGS BANK Augusta, Ga.

President, Wm. SCHWEIGERT

Vice-Presiuent and Cashier, T. S. GRAY

Assistant Cashier, R. M. RILEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 1,032,018.55

Demand Loans_______________ 193,103.46

United States Securities______ 79,250.00

State of Georgia Bonds------ 10,000.00

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------ 117,880.43 Banking House_______________ 100,000.00

Furniture and Fixtures_______ 16,550.76

Other Real Estate Owned____

3,992.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

Vaults -------------------Due from Other Banks_______ Advances on Cotton _________ _

124,200.14 12,712.95 none

.Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none 22,689.58

Other Checks and Cash Items_

7, 736.03

Letters of Credit and Accept-

ances --------------------Overdrafts (if any) __________ _ Other Assets ________________ _

none
2,967.16 none

Capital Stock Paid In________$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check____ D"mand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_S__-_-_--_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLettPrs of Cre<lit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _
Other Liabilities-------------

100,000.00 none
25,000.00 51,652.35
4.00 27,726.47 625,133.71 37,846.21 21,642.81 776,139.03
none 1,311.12 2,831.34 50,000.00
none
none nor..e none 3,814.02

T~ot~ al ~ ---~--~ ---~ --~ ---~ ---~--~ ---~ --= -$= 1, 7~ 23,= 101=.06==T= ota= l -= ---=--= ---= --= ---= ---=--= ---= --= $ 1= , 72= 3,1= 01.~ 06

DEPART:\IEXT OF BANKING

43

STATEMENT Showing Condition at Clo&e of Business December 28, 1923
of the

AUSTELL BANK Austell, Ga.

President, C. F. BENSON

Vice-President, J. D. PERKERSON

Cashier, C. C. PERKERSON

RESOURCES:

DT iemmea nLdo a Ln so aannsd_ _D_ _i s_;_; o_ _u_n_t_s ______ __ $

78,865.14 9,010.20

Dnited States Securities------

none

State of Georgia BondS------

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_--_

none none

Furniture and Fixtures_______

2,155.15

Other Real E.state Owned____

770.52

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm

----~---------------
Other Banks_______

Advances on Cotton__________

14,008.95 none none

Advances on Other Commodi-

1,336.83

ties ----------------------Checks for Clearing House __ _

2,206.50

Other Checks and Cash Items-

21.24

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any) __________ _

286.36

Other Assets ________________ _

1,859.55

-----

Total ------------------------$ 110,520.44

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US ur dr pi vl ui ds e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_ -_ -_ _- _- -_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ 5avings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks____________ _
BC ielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

22,520.00 none
4,534.66 2,949.22
none none 41,001.31 1,008.24 31,666.76 none none 1,340.25 none 5,500.00 none
none none none none

Total -----------=------$ 110,520.44

STATEMENT Showing Condition at Close of Business December 28, 1923
of the BANK OF BACONTON

Baconton, Ga.

President, R. P. JACKSON

Vice-Presidents, J. D. FRAZIER, R. M. TILLER

Cashier, E. A. McCOLLUM

RESOURCES:

Time Loans and Discounts____ $ 95,126.53

Demand Loans ______________ _

none

United States Securities______

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_S_-_-_-_-_-_-

225.00 2,000.00

Furniture and Fixtures______ _

3,500.00

Other Real Estate Owned____

4,500.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r B-a--n-k-s-_-_-_-_-_-_--_

16,631.60 none

Advances on Cotton _________ _

none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_

none 25.15

Other Assets ________________ _

3,767.95

-----

'l'otal ------------------------$ 125,776.23

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dhidends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ :Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks_____________ _ Bills Payable________________ _
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _
Other Liabilities-------------

15,000.00 none
2,000.00 407.65 none none
44,390.90 none
33,993.11 none none
720.32 none
21,000.00 8,264.25
none none none none

Total ------------------------$ 125, 77~

44

Fo"CRTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

BAINBRIDGE STATE BANK

Bainbridge, Ga.

President, E. J. PERRY

Vice-President, J. W. CALLAHAN Cashier, J. J. WALTERS

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Steck in Federal Reserve Bank Other Stocks and Bonds____ -Banking House______________ _ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_
Other Assets-----------------
Total ------------------------$

LIABILITIES:

719,947.80 5,200.25
11,685.78 none none
1,620.00 15,634.20
6,758.59 none
none
103,801.77 none none
none 54,511.67
1,691.02

Capital Stock Paid In________$ 100,000.00

Amount Reserved for Branches

none

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks______________ _

20,000.00 113,108.38
none 14,007.65

Deposits Subject to Check___ _ 325,394.13

Demand Certificates of Deposit

69.34

Time Certificate of DeposiL-- . 124,679.69

Savings Deposits_____________ 147,808.05

Trust Fund Deposits_________

none

Cashier's Checks____________ _

3,811.57

Certified Checks--------------

12.50

Bills Payable------~--------~

73,000.00

Notes and Bills Rediscounted-

none

Letters of Cre<lit and Accept-

ances ---------------------

none

Reserve for Interest and Taxes Bonds Borrowed____________ _

none none

Other Liabilities-------------

none

none 1,026. 74
921,8~:::: l Total -------------------------$-9_2_1_,8_9_1-.3-1

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE CITIZENS BANK & TRUST COMPANY Bainbridge, Ga.

President, H. B. EHRLICH

Vice-Presidents, H. L. GANS, MAX KWILECKI

Cashier, E. 1<'. VICKERS

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n_d__s________--_ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_-_ -_ -_ _- _- -_
Other Assets-----------------
Total ------------------------$

645,633.28 16,044.46 31,950.00 none 3,600.00 none none 5,645.17 none
41,080.00
129,634.27 none none
none 1,967.05
none
none 2,668.74 32,060.02
910,282.99

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-_-__--_ Dividends Unpaid ____________ _ Due to Banks_______________ _ Deposits Subject to Check____ Demand Certificates of Deposit STaim.veingCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits _________ . Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oorrr oI nwt eedr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other Liabilities-------------

100,000.00 none
20,000.00 26,431.71
none 19,151.93 281,7 52.38
none 205,423.78 160,184.73
none 6, 7 45.62
515.00 28,000.00 35,127.84
none none 26,950.00 none

Total ------------------------$ 910,282.99

DEPARTMENT OF BANIUXG

-15

STATEMENT
Showing Condition at Close of Business December 28, 1923 of the

DECATUR COUNTY BAlr.K
Bainbridge, Ga.

President, M. E. NUSSBAUM

Vice-Presidents, FRANK S. JONES, R. F. WHEAT

Cashier, FRANK S. JONES

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n_d__s__________ __ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks_______ Advances on Cotton__________
Advances on Other CommodiC htei ecsk s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------Overdrafts !if any) __________ _ Other Assets ________________ _

99,147.24 5,035.52 none none none
36,519.75 none none
3,35 6.85
none
28,545.09 none none
none none none none
none 73,004.56

LIABILITIES:
Capital Stock Paid In________$ Amount Reserved for Branches
US ur :rdpilvuisd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_
DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits____________ _ Trust Fund Deposits--------Cashier's Checks_____________
BC ielrltsi fPi eady aCbhl ee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Notes and Bills Rediscounted_ Lotters of Credit and Acc<ept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _
Other LiabilitieS-------------

25,000.00 none
5,000.0j) 27,040.42
none none none none 15,666.98 172,893.36 none
8.25 none none none
none none none none

Total ------------------------$ 245.609.01 Total ------------------------$ 245,609,01

STATEMENT
Showing Condition at Close of Business December 28, 1923 of the

BALD~N STATE BANK
Baldwin, Ga.

President, W. A. SHORE

Vice-President, B. W. GRANT Cashier, E. C. ADDY

RESOURCES:

Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-

117,322.42 275.00 none none none 500.00
3,300.00 2,098.50
none
none

serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________
Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-

33,363.08
330.33 none none none none
378.39 none

0 \ "aenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets_________________

none none

-----

Total ------------------------$ 157,567.7-2

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches Surplus --------------------Undivided Profits_____________ Dividends Unpaid_____________ _ Due to Bank,s________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-SRvings Deposits_____________
CTraushstierF'sunCdhDecekps o__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks______________ Bills Payable_________________
Notes and Bills RediscountedLette.s of Credit ~nd Acccrt-
.ances --------------------Reserve for .Interest and Taxes Bonds Borrowed____________ _
Other Liabilities-------------

15,000.00 none
10,000.00 6,820.06 1,200.00 none
73,681.62 none
50,475.50 none none
390.54 none none none
none none none none

Total ------------------------$ 157,567.72

46

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Bnsiness December 28, 1923
of the

BALL GROUND BANK Ball Ground, Ga.

President, R. M. THOMPSON

Vice-President, H. H. HARDEN

Cashier, E. A. CO'LLIER

RESOURCES:

Time Loans and Discounts----$ 115,418.83

Demand Loans---------------

none

United States Securities______

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

OBathnekri.nSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

none 3,500.00

Furniture and Fixtures______ _

3,350.27

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank --~------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_

21,191.96 3,000.00

Advances on Cotton_________ _

none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------~-----

none

Qyerdrafts (if any)___________

353.04

Other Assets_________________

3,119.05

-----

Total ------------------------$ 149,933.15

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P- r-o-f-i-t-s -_-_-_-_-_-_-_ -_ _- _- _-_- -_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ . Certified Checks______________ Bills Payable ________________ _ Notes and BiHs Rediscounted_ Letters of Credit and Accept.RBeoasnnedcrsvese Bf-oo-rr-rI-on-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities-------------
Total ------------------------$

15,000.00 nbne
10,000.00 2,147.03 none none
86,468.66 none
27,264.92 7,485.91 none 1,566.63 none none none
none none none none
149,933.15

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BARNESVILLE BANK . Barnesville, Ga.

President, A. H. ENGLISH

Cashier, E. LANGFORD

Vice-President, J. G. RUSH

RESOURCES:

Time Loans and Discounts____ $ 158,241.28

Demand Loans--------------United States Securities_____ _

432.39 16,150.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

1,800.00

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _

675.00 none
3,500.00

Other Real Estate Owned___ _

6,800.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

11,884.15

serve Agents and Cash in

nuVeaufrlotsm -O--t-h-e-r--B-a-n-k-s-_-_-_-_-_-_--_

9,582.37 none

Advances on Cotton__________

163.48

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

none 6,420.00

Other Checks and Cash Items_

131.35

Letters of Credit and Accept-

none

ances ---------------------

OO tvheerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

219.98 185.42

-----

Total ------------------------$ 216,185.42

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuisded--P-r-o-f-i-t-s-_-_-_-_~_-_-_-_-_-_-_-_-_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit :1 nd Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------
Total ------------------------$

50,000.00 none
10,000.00 3,687.03 none none
80,482.01 none
400.00 54,016.75
none 362.35 none none 17,237.n
none none none none
216,185.42

DEPARTJ\IEKT OF BAXKIXG

47

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE BARTOW BANK Bartow, Ga.

President, T. Y. Sl\1ITH

Vice-President, W. C. EVANS Cashier, J. R. MURPHY

RESOURCES:
------
Ttme Loans and Discounts----$ Demand Loans--------------United States Securities_____ _
State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a~n-k--s-_-_-_-_-_-_-_ Advances on Cotton_________ _
Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_-_-_-_ -_ _- _- _- _-_- -_ Other Assets ________________ _

134,665.77 none none none
1,200.00 4,155.00 4,241.76 6,601.72
none
2,670.95
48,557.58 none
12,275.40
none none none
none 1,401.65 3,746.65

LIABILITIES:
Capital Stock Paid In________$ Amount Reserved for Branches USnnrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check____ Dt>mand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks____________ _ BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _
Other LiabilitieS-------------

25,000.00 none
15,000.00 7,576.65 none none
87,522.97 none
83,798.61 none none
618.25 none none none
none none none none

Total ------------------------$ 219,516.48 Total ------------------------$ STATEMENT
Showing Condition at Close of Business December 28, 1923 of the

219,516.4~

BANK OF BARWICK Barwick, Ga.

President, D. S. CHAPMAN

Vice-President, E. D. BARROW

Cashier, Lawson Hardy

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities_____ _ State of Georgia Bonds_____ _
S1 cck in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n__d_s_--_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks------Advances on Cotton__________
Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i-f -a-n- -y-)-_-_-_-_-_-_-_-_-_-_- -_
Other Assets-----------------

Total

$

LIABILITIES:

72,714.11 875.31 none none none none
1,636.83 2,805.15
none
none
13,246.71 none
1,410. 76 1,110.24
170.9 6 191.90

Capital Stock Paid In--------$ Amount Reserved for Branches
US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

none none
3,737.75

97,899.72 . Tntal -----------------------~ $

15,000.00 none
5,000.00 1,698.34
12.00 2,000.00 34,854.21
none 31,543.01
none none 292.16 none 7,500.00 none
none none none none
97,899.72

48

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BAXLEY STATE BANK

Baxley, Ga.

President, J. W. TIPPINS

Vice-President, WADE H. WATSON

Cashier, C. A. WHITAKER

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real E-state Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vau!ts ----------------- ___ _ Due from Other Banks_______ Advances on Cotton _________ _ Advances on Other -Commodities ----------------------Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and AcceptOyaenrcdersaft-s--(-if--a-n-y~-) -_-_-_-_-_-_-_-_-_-_-_ Other Assets _________________ _
Total ------------------------$

67,352.38 none none none none none none
7,000.00 3,645.32
none
27,480.87 none none
480.91 none
432.10 480.91
none 12.88 none
106,404.46

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ _
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________ Bills Payable ________________ _
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _
Other LiabilitieS-------------

16,200.00 none none
1,220.87 none none
42,252.72 none
10,107.84 none
17,591.01 1,032.02 none
15,000.00 3,000.00 none
none none none

Total ----=------------$ 106,404.46

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BISHOP BANKING CO. Bishop, Ga.

President, S. B. PORTER

Vice-President, J. J. JOHNS

Cashier, HERBERT BREEDLOVE

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds_____ _
Banking House----'----------Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--t-h-e-r--B--a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton__________
Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-

140,489.75 3,163.45 none none none 600.00 1,680.00 1,420.00 none
none
12,372.32 none
5,419-.14
1,320.62 none
796.40 none

OOvtahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y-_)-_--_--_-_--_--_--_--_--_--_----_

none none

----

Total ------------------------$ 167,261.68

Capital Stock Paid In________ $ Amount Reserved for Branches
US unrdpilvui sd e d- -P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_
DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to. Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable ________________ _
Notes and Bills RediscountedLeiters of Cr2dit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

25,000.00 none
12,000.00 3,941.51 none none
50,651.09 none
20,362.24 none none none n::>ne
28,500.00 none
none none none 26,806.84

"'"'~ Total ------------------------$

DEPART:MENT OF BANKIXG

49

STATEMENT Showing Condition at Cl,?Se of Business December 28, 1923
of the

THE BLACKSHEAR BANK Blackshear, Ga.

Pre3i~lent, A. P. BRANTLEY

Vice-President, B. D. BRANTLEY

RESOURCES:

Time Loans and Discounts____$ Demand Loans______________ _ United States Securities_____ _ State of Georgia Bonds______ Siock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_-_Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--t-h-e-r--B-a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances ---------------------OOvt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

355,357.44 35,500.00
200,662.54 none nonr:
1,375.00 none
2,497.95 7,434.10
none
233,642.86 none none
none none none none
none none

Total ------------------------$ 836,469.89

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-ts--__-_-_-_-_-_-_-_-_-_-_-_~
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits_____________ CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_
BC ielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- -_ Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

50,000.00 none
10,000.00 81,768.57
I1one none 486,894.60 none 206,615.14 none none 1,191.58 none none none
none none none none

Total ------------------------$ 836,469.89

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS BANK Blakely, Ga.

President, W. H. FLOWERS

Viee-Presidents, J. J. HAYES, W. ~L ST:TTON

Cashier, R. 0. WATERS

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________ Advances on Other C'ommodi-
ties ----------------------C'hecks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances ---------------------Overdrafts (if any) __________ _
Other Assets-----------------
Total ------------------------$

192,961.22 3,294.82 100.00 none none none 9,549.18 3,383.31 7,500.00
non~
56,041.84 10,894.97 52,300.17
none 6,908.29
none none
475.58 6,081.33
349,490.71

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dlvidends Unpaid____________ _ Due to Banks_______________ _ Deposits Subject to Check____ Demand Certificates of Deposit Tfme Certificate of Deposit___ Savings Deposits_____________ Trust F'und Deposits________ _ Cashier's Checks_____________
BCielrltsi fPi eady aCbhl ee_c_k_ _s_- _- -_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _
Other Liabilities-------------

50,000.00 none
10,000.00 7,248.25 3.60 none
227,946.03 none
12,175.42 none none
19,336.07 none
10,000.00 12,781.34
none none none none

Total -------------'"-----------$ 349,490.71

50

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FANNIN COUNTY BANK Blue Ridge, Ga.

President, J. M. EATON

Vice-President, J. B. CHASTAIN Cashier, J. F. HO'LDEN

RESOUR-CES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s________ $

188,380.80 5,495.54

United States Securities______

2, 700.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

315.00

BOathnekrinSgtoHckosusaen_d___B_o_n__d_s_-, -_______ __ Furniture and Fixtures_______

none none 3, 750.00

Other Real Estate Owned____

3, 700.00

Due from Federal Reserve

Bank ----------------------

976.73

Due from Other Approved Re-

serve Agents and Cash in

Vaults -------------------- 26,797.49

Due from Other Banks------Advances on Cotton _________ _

853.88 none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

130.83 none

Other Checks and Cash Items-

2,906.58

Letters of Credit and Accept-

- - - - Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_
(Jther Assets_________________

none 325.64
none

Total ------------------------ $

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits____________ _ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable ________________ _
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

15,000.00 none
15,000.00 5,453.90 none 183.77
64,092.73 none
63,708.07 none
55,526.94 2,367.08 none
15,000.00 none
none none none none

Total ------------------------$ 236,332.49

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE FARMERS BANK Blythe, Ga.

President, F. H. TURNER

Vice-President, A. M. CLARKE

Cashier, I. V. RAINWATER

RESOURCES:

Time Loans and Discounts____ $ 27,562.38

Demand Loans--------------United States Securities______ State of Georgia Bonds______

5,192.14 6,699.12
none

Etock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o_n_d__s-_-_-_-_-__-

1,503.95 1,947.50

Furniture and Fixtures_______

1,370.81

Other Real Estate Owned____

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other Banks------Advances on Cotton _________ _

19,115.56 170.00
none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_

none none

Other Assets_____________ ----

none

-----

Total ------------------------$ 63,561.46

LIABILITIES:
Capital Stock Paid In ________ $ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ D;vidends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _
Total ------------------------$

15,000.00 none
5,000.00 1,310.18
62.40 none 34,997.91 none 7,014.69 none none 176.28 none none none
none none none none
63,561.46

DEPART::\IENT OF BANKING

51

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS BANK OF BOGART Bogart, Ga.

President, W. A. NUNNALLY

Vice-President, EARL GRIFFETH

Cashier, J. M. COl\IER

RESOURCES:

rime Loans and Discounts____ $ 91,657.89

)ernand Loans---------------

none

Jnited States Securities------

none

3tate of Georgia Bonds------

none

>tock in Federal Reserve Bank

none

3) tahnekri nSgt oHc kosu saen_d_ _ _B_o_n_ _d_S_-_-_-_-_- -_

none 1,000.00

l<'urniture and Fixtures_______

1,623.47

)ther Real Elstate Owned____

2,320.80

Due from Federal Reserve

DuBeanfrkom---O--th-e--r -A--p-p-r-o-v-e-d--R--e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a--n-k-s-_-_-_-_-_-_-_Advances on Cotton__________

6, 785.49 none none

A.dvances on Other Commodi-

Chtieecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--_-_-_

none none

Other Checks and Cash Items_

17 5.00

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any) __________ _

24.31

Dther Assets ________________ _

none

----

T&tal ------------------------$ 103,586.96

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks_____________ Certified Checks_____________ _ Bills Payable_________________
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _
Other LiabilitieS-------------

25,000.00 none
5,000.00 3,470.76
none none 21,082.10 none 9,868.84 none none 151.97 none 39,013.29 none
none none none none

Total ------------------------$ 103,586.96

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF :BOSTON Boston, Ga.

President, H. R. NOBLES Cashier, S. L. ROGERS

Vice-President, ED COOK

RESOURCES:

Time Loans and Discounts____ $ 112,143.28

Demand Loans--------------United States Securities_____ _

567.40 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

900.00

Other Stocks and BondS--------

none

Banking House--------------Furniture and Fixtures_______

6,909.54 2,845.16

Other Real Elstate Owned____

8,643.88

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

2,475.61

serve Agents and Cash in

Vaults ------------------.--Due from Other Banks______ _ Advances on Cotton__________

18,101.~3
2,329.29 none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

10,539.70 438.63

Other Checks and Cash Items_

329.91

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none 649.91

Other Assets_________________

none

----

Total ------------------------$ 166,874.24

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------BCielrltsi fPi eady aCbhl ee_c_k_ s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _
Other Liabilities-------------

25,000.00 none
5,000.00 1,507.21
none none 43,305.04 none 56,555.46 8,540.49 none 58.55 none 10,000.00 16,907.49
none none none none

Total -------~----------------$ 166,87 4.24

52

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the
MERCHANTS & FARMERS BANK Boston, Ga.

President, JAS. M. JONES

Vice-President, JAS. A. MALLETT:E

Cashier, J. R. CARTER, .JR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans--------------United States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank Other Stocks and Bonds-------Banking House-------------} Furniture and Fixtures_____ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________
Advances on Other Commodi-
ties ----------------------Checks for Clearing Ho.use__ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OC vt heer rd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

256,247.19 17,847.03 2,008.68 none none none 10,000.00 8,501.55
none
58,610.89 1,400.00 none
4,691.41 366.03 95.51 none
none none

Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks_____________ _ Certified C'hecks_____________ _ Bills Payable_________________
Notes and Bills RediscountedLetters of Credit and Accept-
Reasnecrevse f-o-r--In--te-r-e-s-t--a-n-d--T-a-x--e-s Bonds Borrowed_____________ Other Liabilities____________ _

50,000.0 non
25,000.0 19,492.1
9.0 non 119,748.7 non 109,127.9 35,381.0 non< 61l.OC non< non< non< non<
398.3 non< non<

Total -

----------- --$ 359,768.29 Total ------------------------$ 359,768.29

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK 0~ BOST\VICK Bostwick, Ga.

President, E. W. BUTLER

Vice-President, J. M. PRESTOill Cashier, B. G. ADAMS

RESOURCES:
TDiemmeanLdoaLnsoaannsd__D__is_c_o_u__n_t_s________ $ United States Securities______ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and Bonds____ -Banking House--------------Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
DuBeanfrkom---O--th-e--r -A--p-p-r-o-v-e-d--R--e-serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _ Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets ________________ _
Total ------------------------1

35,485.30 none none none none none
1,990.30 1,581.41 14,374.80
none
2,183.14 6,548.42
none
none none 106.14 none
24.73 1,106.25
63,400.49

LIABILITIES: Capital Stock Paid In________ $
Amount Reserved for Branches US unrdpilvuisd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid~----------- Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits____________ _ Trust Fund Deposits--------Cashier's Checks_____________ Certified Checks______________ Bills Payable________________ _ Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _
Total ------------------------1

15,000.00 8,961.96 4,350.58 none none none
16,001.60 none
19,086.35 none none none none none none none none none none
63,400.49

DEPARTMENT OF BANKING

53

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF BOWDON Bowdon, Ga.

President, J. L. LOVVORN

Vice-President, J. B. FOWLER

Cashier, M. L. JOHNSON

RESOURCES:

LIABILITIES:

l'ime Loans and Discounts----$ Jemand Loans--------------Jnited States Securities______ 3tate of Georgia Bonds______
3tock in Federal Reserve Bank 3)tahnekrinSgtoHckosusaen_d___B_o_n_d_s_-_-_-_-_-__-
~urniture and Fixtures ______ _ Jther Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults --------------------IJue from Other Banks_______
<\dvances on Cotton-~------- <\dvances on Other Commodi-
ties ----------------------:Checks for Clearing House___ Jther Checks and Cash Items_ Letters of Credit and Accept) vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_
)ther Assets-----------------

207,375.05 none none none none
650.00 2, 750.00 2,810.00 13,472.88
none
7 4,053.00 275.69 none
none 2,505.83
none
none 726.38 1,574.22

Ca.pital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits____________ _ Trust Fund Deposits________ _ Cashier's Checks____________ _
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills RediscountedLetters of Cred;t and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

50,000.00 none
10,000.00 567.42 none none none
150,157.66 93,883.10 none none 1,584.87
non~
none none
none none none none

rota! ------------------------$ 306,193.05 Total ------------------------$ 306,193.05

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF BOWERSVILLE Bowersville, Ga.

President, JAS. A. ESTES

Vice-President, R. L. GAINES

Cashier, L. H. RIDGWAY

RESOURCES:

l'ime Loans and Discounts____ $ 45,556.46

Jemand Loans---------------

none

Jnited States Securities______

1,000.00

3-tate of Georgia Bonds------

none

ltock in Federal Reserve Bank

900.00

3)tahnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

1,000.00 1,743.00

~urniture and Fixtures ______ _

2, 789.00

)ther Real Estate Owned____

6,827.38

Jue from Federal Reserve

Bank ----------------------

5,000.00

Due from Other Approved Re-

serve Agents and Cash in

JuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

43,945.03 none

<\dvances on Cotton__________

none

<\dvances on Other Commodi-

ties ----------------------~"becks for Clearing House __ _

none none

)ther Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

))tvheerdr raAfstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_--_

none none

----

rota! ------------------------$ 108, 7()0._87

LIABILITIES:

Capital f1tock Paid In--------$ Amount Reserved for Branches

1SJunrdpilvuisd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends 1Jnpaid____________ _ Due to Banks________________

Deposits Subject to Check____

Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________

Trust Fund Deposits--------Cashier's Checks_____________ Certified Checks______________ Bills Payable________________ _

Notes and Bills Rediscounted_ Letters of Credit and Accept-

Re~aenrcvees

--------------------for Interest and Taxes

Bonds Borrowed____________ _

Other LiabilitieS-------------

25,000.00. none
5,000.00 1,493.64
none none 72,354.42 none 4,869.38 none none 43.43 none none none
none none none none

Total ------------------------$ 108, 760.~7

54:

Fol:'RTII A:>NUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF BOWMAN Bowman, Ga.

President, L. W. HENDRICK

Vice-President, W. A. TEASLE

Cashier, C. E. TEASLEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds-----BFuanrnkiitnugreHaonudsFe-ix--t-u-r-e-s-_-_-_-_-_-_--_
Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _
Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and Accept0\aenrcdersaft-s--(-if--a-n-y--) -_-_-_-_-_-__-_-_-_--_ Other Assets_________________

181,782.80 17,199.77 24,868.10 none 1,350.00 19,791.95 4,0.18.49 2,395.00 5,586.80
13,856.06
25,097.93 95.00
25,680.34
none none 1,215.67
none 1,193.51 3,232.23

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks--------~---Certified Checks _____________ _ Bills Payable ________________ _ Notes and Bills Rediscounted_ Letters .of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _

35,000.0 non
10,000.0 23,988.4
non non 148,795.0 non 102,847.0 5,277.2 non 1,455.9 non non non
non non non non

Total ------------------------$ 327,363.65 Total ------------------------$ 327,363.6

STATEMENT Showing Condition at Close of Business December 28, 1923'
of the
BANK OF BRADLEY Bradley, Jones County, Ga.

President, S. B. HUNGERFORD

Vice-President, A. L. HARRH

Cashier, J. G. GRIFFIN

RESOURCES:

Time Loans and Discounts----$ Demand Loans-------------~United States Securities______

17,368.81 none none

State of Georgia Bonds-----Stock in Federal Reserve Bank

none none

Other Stocks and Bonds------

none

Banking House--------------Furniture and Fixtures_______

4,310.65 1,320. 71

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton _________ _

11,066.00 none none

Advances on Other Commodities -----------------------
Checks for Clearing House__ _

none none

Other Checks and Cash Items_

40.00

Letters of Credit and Accept-

0 > aenr dc er sa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

nnoonnee

Other Assets_________________

765.01

-----

Total ------------------------$ 34,871.18

LIABILITIES: Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_-_-_-_-_ -_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i _t s_-_-_-_-_-_-_-_- -_ Certified Checks______________ Bills Payable________________ _ Notes and Bills Rediscounted_ Letters of Credit and AccevtBBeoasnnedcrsvese Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a_-x_-_-e-s_ Other Liabilities_____________
Total ------------------------$

15,000.00 none none none none none
18,297.05 125.00
1,294.72 none none
154.41 none none none
none none
non~
nonE
34,871.1

DEPARTMENT OF BANKING

55

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF BREMEN Bremen, Ga.

President, JOHN H. SHELNUTT

Vice-President, S. S. COPELAND

Cashier, W. L. LONG

RESOURCES:

Time Loans and Discounts____ $ 92,470.37

Demand Loans_______________

900.00

United States Securities______

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_S_-_-_-_-_-_-

450.00 2,000.00

Furniture and Fixtures______ _

2,691.45

Other Real Estate Owned___ _

4,845.60

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton _________ _

25,340.20 none none

Advance8 on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

124.00

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)- _- _- _- _-_-_-_-_-_-_- -_ Other Assets_________________

none 214.03
none

----

Total ------------------------$ 129,035.65

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities_____________

40,000.00 none
10,000.00 5,654.70 none none
45,727.41 5,000.00
22,039.33 none none 204.17 none none none
none none none 410.04

Total ------------------------$ 129,035.65

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS BANK Bremen, Ga.

P1esident, H. T. REID

Vice-Presidents, J. P. BOATRIGHT, J. W. WOOD Cashier, W. A. DUNCAN

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s________ $

64,509.65 none

United States Securities_____ _

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds_____ _ Banking House______________ _

none 2,170.25

Furniture and Fixtures______ _

1,823.07.

Other Real Estate Owned___ _

3,976.60

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a--nk-s-_-_-_-_-_-_--_ Advances on Cotton__________

27,697.94 none none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-ri-n-g--H--o-u-s-e--__--_

none 538.36

Other Checks and Cash Items_

179.42

Letters of Credit and Accept-

- - - - Ovaenrcdersaft-s--(-if--a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-
Other Assets_________________

none 287.46 none

Total ------------------------$ 101,182.75

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d:.-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__--_
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- -_
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

17,600.00 none
4,000.00 3, 784.55
none none 55,401.74 none 20,331.43 none none 65.03 none none none
none none none none

Total ------------------------$ 101,182.7 5

56

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS & MERCHANTS BANK Brewton, Ga.

President, JAS. L. KEEN

Vice-President, J. H. CURL Cashier, L. P. KEEN

RESOURCES:
Time Loans and Discounts----$ Demand Loans ______________ _ United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_--__-_--_ Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _ Advances on Other Commodi-
t1es ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and AcceptOOvtahenercrdersAafst-ss-e-t(s-if-_-_a-_n-_-_y_-)_--_--_--_--_--_--_--_--_--_----_
Total ------------------------$

60,972.62 20,715.33
none none none 270.00 1, 7 56.25 2,031.17 none
none
28,870.99 none
1,500.00
none none none
none 886.22 1,426.17
118,428.75

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_-_-_-_-_ -_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit TSaimviengCserDtiefipcoastietso__f _D__e_p_o_s_iL____.:_. Trust Fund Deposits________ _ Cashier's Checks_____________ Certified Checks_____________ _ Bills Payable ________________ _
Notes and Bills Rediscounted_ Letters of Credit and Accept-
RBeoasnendrcsvees Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a-_n-_d_-_-T_-a_-x_-_e--s_
Other Liabilities-------------

15,000.00 none
5,000.00 4,641.17
none none 65,287.48 none 10,085.46 none none 368.97 none 18,045.67 none
none none none none

Total ------------------------$ 118,428.75

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS BANK Brinson, Ga.

President, J. H. BRINSON

Vice-President, J. T. POWELL Cashier, R. G. LUKE

RESOURCES:

Time Loans and Discounts----$ 33,857.30

Demand Loans--------------United States Securities______ State of Georgia Bonds______

435.00 none none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_--_-_-_--_ Furniture and Fixtures_______

180.00
1,800.00 1,998.70

Other Real Estate Owned----

none

Due from Federal Reserve Bank ----------------------
Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

10,026.57 none none

Advances on Other Commodities -----------------------
Checks for Clearing House __ _ Other Checks and Cash Items-

none 689.03
none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

n43o.n5e3

- - - - - Other Assets_________________

398.02

'l'otal ------------------------$ 49,428.15

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances -------------------~IB!{onsedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------
Total ------------------------$

15,000.00 none none
1,593.36 none none
7,494. 72 none
25,127.53 none none 212.54 none none none none none none none
49,428.15

DEPARTMENT OF BANKING

STATEMENT Showing Condition at Close of Busin~ss December 28, 1923
of the

BANK OF BROOKLET Brooklet, Ga.

President, J. W. ROBERTSON

Vice-President, R. H. WARNOCK

Cashier, W. C. CROMLEY

RESOURCES:

Time Loans and Discounts____ $ 74,968.60

Demand Loans--------------United States Securities______

7,548.02 none

State of Georgia Bonds______

none

S1 ock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House______________ _

2,550.00 1,921.65

Furniture and Fixtures_______

1,375.00

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other Banks_______ Advances on Cotton__________

21,073.93 none none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o--u-s-e------

none none

Other Checks and Cash Items_

649.24

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_Other Assets________________

-_ _
-

-

-

none none
-no-ne

Total ------------------------$ 110,086.44

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable ________________ _
Notes and Bills Rediscounted_ Letters of Credit and AC'ceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities____________ _

. 25,000.00 none
5,000.00 2, 767.90
none none 46,217.06 none 26,320.68 none none 2,230.80 none none none
none none none 2,550.00

Total ------------------------$ 110,086.44

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BROOKS BANK Brooks, Ga.

President, K. B. BANKS

Vice-President, F. M. SCOTT Cashier, I. A. SCOTT

RESOURCES:

Time Loans and Discounts____ $ 56,019.98

Demand Loans--------------United States Securities______

500.21 none

State of Georgia Bonds------

nQne

Stock in Federal Reserve Bank

none

BOat hnekri nSgt oHc kosu saen_d_ _ _B_o_n_d_ _s ______ _-_- _Furniture and Fixtures______ _

none
1,470.00 1,400.00

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r.-B--a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton__________

6,805.21 none none

Advances on Other Commodi-

ties -----------------------

none

Checks for Clearing House---

221.85

Other Checks and Cash Items-

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)--_-_-_-_-_-_-_-__-_--_

none none

Other

Ass

ets--

---

---

---

---

---

--

-

none
--

Total ------------------------$ 66,417.25

LIABILITIJ!;S: Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedJ.,etters of Credit and Accept-
ances -------------------~RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities_____________
Total ------------------------$

15,000.00 none
3,000.00 3,101.02
none none 14,338.28 none 8,817.95 none none none none 22,Hi0.00 none none none none none
66,417.25

58

FouRTH AN~TAL HEPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE BRUNSWICK BANK & TRUST CO. Brunswick, Ga.

President, F. D. AIKEN

Vice-President, PAUL E. TWITTY Cashier, I. M. AIKEN

RESOURCES:

Time Loans and Discounts____ $ 893,980.43

Demand Loans--------------- 347,259.51 United States Securities______ 292,150.00

State of Georgia BondS------

none

Stock in Federal Reserve Bank

9,950.00

BOathnekrinSgtoHckous saen_d___B_o_n__d_s_-_--_-_-_-_-

173,227.50 22,000.00

Furniture and Fixtures______ _ 13,401.41

Other Real Estate Owned___ _ '56,646.91

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

68,116.52

serve Agents and Cash in

Vaults -------------------- 306,560.57 Due from Other Banks____ --- 42,704.85

Advances on Cotton__________

none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 9,976. 76

Other Checks and Cash Items_

2,898.44

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i-f -a-n- y- -) -_-_-_-_-_-_-_-_-_-_-_ Cther Assets_________________

none 555.30 21,850.15

----

Total -

-------------$ 2,261,278.35

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
Surplus --------------------DUinvdiidveinddesd UPnrpoafiidts_-_-_-_-_-_-_-_-_-_-_-_--_
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_it_-_-_Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable ________________ _
Notes and Bills Rediscounted_ Letters of Credit and Accept-
Reasnecrvese f-o-r--I-n-te-r-e-'-s-t -a-n-d--T--a-x-e-s Bonds Borrowed------------Other Liabilities-------------

230,000.00 55,000.00
101,000.~2
26,370.8u 15.60
98,287.58 768,820.46
15,314.59 299,762.69 325,721.05
69,044.16 13,087.68
368.50 250,000.00
none
none none none 8,485.18

Total ------------------------$ 2,261,278.35'

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS & CITIZENS BANK Buchanan, Ga.

President, W. C. MOORE

Vice-President, W. J. SPEIGHTS

Cashier, W. S. :McCLEI.JLAN

RESOURCES:

Time Loans and Discounts____ $ 44,484.71

Demand Loans--------------United Sta.tes Securities_____ _

668.26 1,500.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcoksusaen_d___B_o_n_d__s_______-_--_

none 2,185.00

Furniture and Fixtures______ _

2,000.00

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_

60,192.61 none

Advances on Cotton----------

none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 156.20

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none 103.65

Other Assets_________________

996.02

-----

'.rota! ------------------------$ 112,286.45

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------TCraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptReasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------

15,000.00 none
3,000.00 6,160.66
none none 66,676.61 none 21,449.18 none none none none none none
none none none nC"ne

Total ------------------------$ 112,286.45

DEPARTl\IENT OF BANKING

59

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

H~RALSON COUNTY BANK Buchanan, Ga.

President, J .. L. EAYES

Vice-President, WALTER MATTHEWS Cashier, H. G. RICHARDSON

RESOURCES:
DTiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$ United States Securities______ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton _________ _ Advances on OthEr C'ommodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f-t s- -(-i-f -a-n- -y-) -_-_-_-_-_-_-_-_-_-_-_ Other Assets ________________ _

61,233.70 8,432.22 500.00 none none none 2,034.00 2, 700.00 none none
60,016.23 none none
none none none
none 837.58 none

LIABILITI1S:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnercvees f-o-r--In--te-r-e-s-t--a-n-d--T-a-x--e-s Bonds Borrowed____________ _ Other Liabilities----------'---

15,000.00 none
10,000.00 14,128.68
none none 67,823.10 none 28,671.84 none none 130.11 none none none
none none none none

Total ------------------------$ 135,753.73 Total ------------------------$ 135,753.73

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF BUCKHEAD Buckhead, Ga.

Presidt>nt, J. HULME MORGAN

Vice-President, H. C. McWHORTER

Cashier, B. P. TEASLEY

RESOURCES:

Time Loans and Discounts----$ 34,298.10

Demand Loans---------------

618.98

United Sta.tes Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_--_-_-_-_-

none 2,000.00

Furniture and Fixtures______ _

2,000.00

Other Real Estate Owned----

4,048.10

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a--n-k-s-_-_-_-_-_-_--_

7,602.68 none

Advances on Cotton__________

none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances --------------------OOvt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

none 33.60 none

-----

Total ------------------------$ 50,601.46

LIABILITI1S:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid____________ _ Due to Bank.s_______________ _ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits--------CCearsthifiieerd's CChehcekcsk_s_-_-_-_-_-_-_-_-_-_-_-_--_ Bills Payable_________________ Notes and Bills Rediscounted. Letters of Credit and AcceptReasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed_____________ Other Liabilities-------------
Total ------------------------$

15,000.00 none
5,000.00 626.75 none none
9,652.63 none
7,760.53 none none 93.50 none
7,500.00 none
none none none 4,968.05
50,601.46

60

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BUENA VISTA LOAN & sAVINGS BANK Buena Vista, Ga.

President, Wm. C. WOOTEN

Vice-President, CHAS. W. LOWE

Cashier, E. B. REESE

RESOURCES:

Time Loans and Discounts____ $ 171,810.14

Demand Loans--------------- 14,067.84

Uuited States Securities______

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o_n_d__s__________ __

2,895.55 4,159. 79

Furniture and Fixtures______ _

2,336.71

Other Real Estate Owned____

450.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

J'uVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_

56,844.81 none

Advances on Cotton---------- 81,806.86

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__--_

none 628.20

Other Checks and Cash Items_

200.34

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none none

Other AssetS-----------------

none

-----

Total ------------------------$ 335,200.24

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable_________________
Notes and Bills Rediscounted_ Letters of Credit and Accept-
Reasenrcvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed____________ _
Other Liabilities-------------

30,000.00 none
40,000.00 5,324.13 139.50 none
129,235.45 none
120,501.16 none none none none
10,000.00 none
none none none none

Total ------------------------$ 335,200.24

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF BUFORD Buford, Ga.

President, L. P. PATTILLO

Vice-Presidents, EDW. FLOR, L. B. PATTILLO

Cashier, CARL PERRY

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------L'nited States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_-_Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
DuBeanfrkom---O--th-e--r -A--p-p-r-o-v-e-d--R--e-serve Agents and Cash in Vaults --------------------
Due from Other Banks ___ ---Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OC vt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- _-
Total ------------------------$

269,694.35 none
86,100.00 none none
29,175.00 3,921.35 4,813.13
16,396.83
none
29,764.64 80,431.65 10,721.16
none none 761.42 none
none 20.00
531,799.53

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ TCraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed____________ _ Other Liabilities-------------

40,000.00 15,000.00 25,000.00 27,322.29
none 20,052.55 245,410.41
none 106,173.77
37,730.08 none 95.22 none
15,000.00 none
none none none 15.21


Total ------------------------$ 531,'7_9_~

DEPARTMENT OF BANKING

61

STATEMENT Showing Condition at Close of Business December 28, 1923
of the SHADBURN BANKING CO.

Buford, Ga.

President, W. B. SHADBURN

Vice-President, J. LOSS SHADBUHN

Cashier, 'f. C. SHADBURN

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_--_
Furniture and Fixtures______ _
Other Real Estate Owned---Due from Federal Heserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-__-_-_--_
Advances on Cotton---------Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OO vl heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

152,648.56 5,371.36
19,094.00 none none
9,550.00 none
3,987.83 15,221.65
none
17,795.72 none none
none 24.89 202.79
none 72.37 none

Total ------------------------$ 223,969.17

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits--------Cashier's Checks_____________ Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and AcceptReasenrcvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e-sBonds Borrowed____________ _ Other Liabilities-------------
Total -----------------~------$

40,000.00 none
16,000.00 5,104.10 8.00 none
87,371.19 none
41,112.33 23,197.74
none 452.89 none 9,000.00
none
none none none 1,722.92
223,969.17

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF BULLOCHVILLE Bullochville, Ga.

!'resident, A. C. DUNN

Vice-President, H. E. BULLOCH Cashier, WILLil~ B. PERSONS

RESOURCES:
TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$ 'Cnited States Securities_____ _ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o_n__d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks______ _ Advances on Cotton__________
Advances on Other Commodi1ies -----------------------
Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_ Other Assets_________________

82,511.66 14,297.19
none none nQne none 1,800.00 2,333.00 none
none
6,930.28 none
24,500.00
none none none
none none
7.00

Total ------------------ -----$ 132,379.13

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches Surplus --------------------Undivided Profits~-----------Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ BCeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------R.eserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

25,000.00 none
5,083.35 9,221.7 5
none none 30,869.94 none 14,443.20 7,379.07 none 381.82 none 40,000.00 none
none none none none

Total ------------------------$ 132,379.13

62

Fol:RTH AxNuAL REPORT

STATEMENT Showing Condition at ciose of Business December 28, 1923
of the

CITIZENS BANK Bullochville, Ga.

President, R. W. DANIEL

Vice-President, J. 0. BUTTS

Cashier, H. INMAN TALBOT

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks_______ Advances on Cotton _________ _ Advances on Other Commodities -------------------- __ _ Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_ -_ _- _- _-_-_-_-_-_- -_ Other Assets ________________ _
Total ------------------------ $

60,599.97 392.13. none none none none none
3,646.99 none
none
2, 708.52 none none
none none none
none 5.73
3,901.92
71,255.26

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnendrcsveesBf-oo-rr-rIo-n-wt-ee-dr-e_-s_-t_-_-a_-n_-d_-_-T_-a_-x_-_e-s-_ Other Liabilities-------------
Total ------------------------$

15,000.00 none none none none
2,500.00 13,608.52
none 25,834.49
35.93 none 26.32 none none 10,500.00
3,750.00 none none none
71,255.26

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BUTLER BANKING CO. Butler, Ga.

President, R. A. HINTON

Vice-President, I. F. PEEPLES Cashier, 0. G. McCANTS

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$ United S,tates 8ecurities_____ _ State of Georgia Bonds______

91,262.26 51.00 none none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _

none 3,000.00
3,967.12

Other Real Estate Owned___ _

785.67

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------- ------------ 34,246.79

Due from Other Banl<S-------.

none

Advances on Cotton----------

none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none 899.32

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_ _- _- _- _- _- _- _- _- _- -_-

none 290.63

Other Assets________________ _

none

-----

Total ------------------------$ 134,451.79

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit TsaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
Trust Fund Deposits--------Cashier's Checks_____________ Certified Checks______________ Bills Payable ________________ _
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _

25,000.00 none none
4,675.05 none none
80,948.86 none
19,078.25 none none
4,749.63 none none none none
none none none

Total ------------------------$ 134,451.79

DEPARTME:'IT OF BANKI:'IG

63

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

TAYLOR COUNTY BANK Butler, Ga.

President, ELI GARRETT

Cashier, JAS. L. BURT

RESOURCES:

rime Loans and Discounts____ $ 75,825.76

::>emand Loans--------------Jnited States Securities______ ~tate of Georgia Bonds-----3tock in Federal Reserve Bank )ther Stocks and Bonds______ 3anking House______________ _
:_i"urniture and Fixtures______ _ Jther Real Estate Owned___ _

7,390.00 none none none
4,500.00 none
3,550.00
8,163.86

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ ~dvances on Cotton _________ _

22,184.06
72.65 12,294.60

"dvances on Other Commodi-

ties ----------------------::'becks for Clearing House __ _

none 200.00

)ther Checks and Cash Items_

322.39

:.etters of Credit and Accept-

ances ------------~--------

none

)verdrafts (if any)-----------

none

)ther Assets ____________________8_,2_6_7_._o_7

LIABILITI.I<.:S:
Capital Stock Paid In--------$ Amount Reserved for Branches tSJunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Check,s_____________
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------neserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities_____________

15,000.00 none none none none none
66,851.85 none
60,160.37 none none
758.17 none none none
none none none none

l'otal ------------------------$ 142,770.39 Total ------------------------$ 142,770.39

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

FARMERS BANK Byron, Ga.

President, JEFF D. HARDISON

Vice-Presidents, C. II. JACKSON, G. D. TUCKER

Cashier, JNO. H. LOWE

RESOURCES:

rJiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_S_-_-_--_$
Jnited States Securities______ ~tate of Georgia Bonds_____ _
ltock in Federal Reserve Bank 3)tahnekrinSgtoHcokus sae.n:d___B_o__n_d_s_-_-_-_-_--_ ~urniture and Fixtures ______ _ )ther Real Estate Owned____

33,986.50 none none none none none
1, 700.00
1,000.00 none

::>ue from Federal Reserve Bank ----------------------
Due from Other Approved He-

none

serve Agents and Cash in ::>Vueaufrlotsm -O--t-h-e-r--B-a-n--k-s-_-_-_-___--_ "dvances on Cotton__________

12,431.29 none none

"dvances on Other Commodi-
ties ----------------------::'hecks for Clearing House __ _ Jther Checks and Cash Items_ :,etters of Credit and Accept-

none 105.60 158.22

) vaenrcdersa f-t s- -(-i-f-a-n-y-)-_-_-_-_-_-_- _- -_-_-_-_

no2.n9e1

~ther Assets_________________

1,518.84

----

rota! ------------------------$ 50,903.36

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------Trust Fund Deposits_________ Cashier's Checks_____________ C~rtified Ch!lcks _____________ _ B1lls Payable_________________ Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------neserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _
Total ------------------------$

25,000.00 none none none none none
20,391.72 none
5,040.38 none 471.26 none none none none none none none none
50,903.36

64

FouRTH ANNLAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF BYROMVILLE Byromville, Ga.

President, E. B. DAVIS

Vice-President, J. D. LESTEJ Cashier, S. H. BUXTON

RESOURCES:

Time Loans and Discounts____ $
Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o_n__d_s_-_--_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks______ _ Advances on Cotton_________ _
Advances on Other Commodities ------- ----------~-- ----
Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-_-_-_
(Jther Assets-----------------

Total

-------------$

21,376.81 863.01 none none none none
1,500.00 750.00 none
none
8,437.74 5,500.00 4,085.00
none none none
none 29.97 none
42,542.53

LIABILITIES: C:;.vital Stock Paid In________ $
Amount Reserved for Branches Surplus --------------------Undivided Profits ____________ _ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits________ _ Cashier's Checks____________ _ BC ielrltsi fPi eady aCbhl ee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities-------------
Total ------------------------$

15,000.0 non
1m:2.i nonE nonE 18,345.2(
5,000.~~
2,801.5> nom nonE
102.5( non non non
nonE non non 77.3
42.542.5.

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CADWELL BANKING CO. Cadwell, Ga.

President, J. A. BURCH

Vice-President, H. R. BEDINGFIELD Cashier, WALTER DANIELL

RESOURCES:
Time Loans and Discounts----$ Demand Loans ______________ _ United States Securities_____ _ State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------- Iue from Other Banks_____ -.\ dva nces on Cotton _________ _ Advances on Other Commodities --------- ------------C"hec-ks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Acceptances --------------------OO tvheerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_
Total ------------------------$

41,268.91 450.00 none none none 225.00
4,500.00 3,814.70 4,905.61
none
8,415.04 none
375.36
none none 930.70
none 373.23 none
65.2'iR.55

LIABILITIES:
Capital Stock Paid In ________ $ Amount Reserved for Branches Surplus --------------------Undivided Profits ____________ _ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check~-- Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits________ _ Cashier's Checks_____________ Certified Checks_____________ _ Bills Payable ________________ _ Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed_____________ Other Liabilities-------------
Total ------------------------$

25,000.0C none
2,000.00 946.40 none none
17,984.97 none
8,957.8 none nonE
3 76. 5( none
9,992.8l nonE
none nonE none
non~
65,2iiS.5c

DEPARTMENT OF BANKING

65

~-----------------

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

CAIRO BANKING CO. Cairo, Ga.

President, 0. T. DAVIS

Cashier, HENRY HESTER

RESOURCES:

Time Loans and Discounts----$ 468,479.49

Demand Loans---------------

,none

United States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

none 5,555.43

Furniture and Fixtures______ _

3,886.80

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ AdYances on Cotton _________ _

65,027.83 none none

Advances on Other Commodities --------- ____________ _

none

Checks for Clearing House---

1, 737.52

Other Checks and Cash Items-

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_ _- _- _-_-_-_-_-_-_- _-

50,819.69 none

Other llssets------~----------

none

-----

Total ------------------------$ 595,506.76

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks_____________ _ Bills Payable ________________ _
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------P.eserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

35,000.00 none
7,000.00 26,428.68
none none 135,515.19 none 219,945.13 none none 788.29 8,039.90 25,000.00 84,480.00
50,819.69 2,489.88 none none

Total ------------------------$ 595,501;.76

STATEMENT Showing Condition at Close of Business December 28, 1923
of the CITIZENS BANK
Cairo, Ga.

President, H. G. CANNON

Vice-Presi<lents, J. B. WIGHT, W. H. SEARCY Cashier, L. C. POWELL

RESOURCES:

Time Loans and Discounts____ $ 470,169.69

Demand Loans--------------United States Securities______

none 200.00

State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned____

none none none 12,000.00 4,600.00 none

Due from Federal Reserve Bank ----------------------
Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-,_-_-_ Advances on Cotton__________
Advances on Other Commodi-

102,174.69
500.00 none

C ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

65,209.88 none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

none

O vaenrcdersa f t-s- -(-i f- -a-n-y-)- _- _- _- _-_-_-_-_-_-_- -_ Other Assets_________________

841.11 none

-----

Total

$ 655,695.37

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid____________ _
Due to Banks---------------- Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other Liabilities-------------

50,000.00 none
18,000.00 4,765.31 12.00 none
284,026.45 none
222,633.61 none none
1,258.97 4.90
none 74,994.13
none none none none

~'uta! ------------------------ $ 655,695.37

66

FoL"RTH A~NUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS & MERCHANTS BANK Cairo, Ga.

President, THOMAS WIGHT

Vice-President, J. A. POVv'ELL, L. 0. MAXWELL

Cashier, A. EDWARDS

RESOURCES:

Time Loans and Discounts----$ 355,040.18

Demand Loans--------------l;nited States Securities------

33,7 43.77 16,450.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned___ _

none none 5,588.05 9,960.10

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Ca,sh in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_

90,546.94 362.79

Advances on Cotton---------Advances on Other Commodi-

none none

ties ----------------------Checks for Clearing House--Other Checks and Cash Items_

6,07 4.69 1,060.81

Letters of Credit and Accept-

ances ------------------ __ Overdrafts (if any)___________

none 451.38

- - - - - Gther Assets-----------------

1,559. 71

Total ------------------------$ 520,838.42

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnendrcsveesBf-oo-rr-roI-n-wt-ee-dr-e-_s-_t-__-a_-n_-d_-_-T_-a_-x_-_e-s-_ Other Liabilities_____________

40,000.00 none
2,500.00 16,519.08
36.00 none 234,375.98 none 112,856.73 78,965.93 34,209.77 1,343.59 none none none
none none none 31.34

Total ------------------------$ 520,838.42

STATEMENT
Showing Condition at Close of Business December zs; 1923
of the

THE PEOPLES BANK Calhoun, Ga.

President, W. L. HINES

Vice-President, F. L. HICKS

Cashier, B. W. BLACKMAN

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Ca.sh in'
DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_
Advances on Cotton---------Advances on Other Commodi-

362,367.57 none none none
2,150.00 5,040.00 4,850.39 7,092.89 16,164.69
16,186.81
37,849.42 none
12,985.94 none

Chteiecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e-_-_-_-

none

Other Checks and Cash Items_

6, 716.70

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

15,265.09 none

Other Assets_________________

359.29

Total ________________________-$ -48-7,0-28.-79

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_
DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------Trust Fund Deposits--------Cashier's Checks_____________ FCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptReasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------

60,000.00 none
11,000.00 764.52 none none
157,805.10 none
225,367.84 none none none none none
16,826.24
15,265.09 none none none

Total ------------ -------------$ 487,028. ~

DEPAHT~IEXT OF BA~KIKG

67

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF CAMILLA Camilla, G~.

'resident, JAS. E PALMER

Cashier, J. J. WICKER

RESOURCES:
1imemeaLndoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$ nited States Securities______ tate of Georgia Bonds______ tock in Federal Reserve Bank athnekrinSgtoHckous saen_d___B_o_n_d__s__________ __ 'urniture and Fixtures______ _ ther Real Estate Owned____ >ue from Federal Reserve Bank --------------------->ue from Other Approved Reserve Agents and Ca,sh in >Vueaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ .dvances on Cotton _________ _
.dvances on Other Commodities -----------------------
:hecks for Clearing House __ _ >ther Checks and Cash Items_ .etters of Credit and Accept-
ances -------------------->> tvheerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

587,629.38 none none none
3,000.00 1,350.00
none 6,500.00
none
12,144.32
6, 798.20 4,615.25
none
none none 1,034.97
5.250.00 16,660.06
none

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
SUunrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks_____________ BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_-
Not<es and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

50,000.00 none
50,000.00 6,832.67 none 5,513.43
129,695.95 none
117,369.83 33,691.09 none 6,431.64 none
137,643.20 107,804.37
none none none none

'otal ------------------------$ 644,982.18 TotQJ ------------------------$ 644,982.18

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

PLANTERS & CITIZENS BANK Camilla, Ga.

'resident, G. B. COCHRAN COLLINS

Vice- Presidents, G. B: BAGGS, Active; J. E. Cashier, A. J. PINSON

RESOURCES:

'ime Loans and Discounts____ $ )emand Loans_______________
:nited Sta.tes Securities______ itate of Georgia Bonds-----itock in Federal Reserve Bank lther Stocks and Bonds______ !anking House ______________ _
i"urniture and Fixtures______ _ )ther Real Estate Owned___ _

227,218.22 14,905.06 none none none none
5,647.14 5,085.84
none

)ue from Federal Reserve

Bank ---------------------Jue from Other Approved Re-

ncne

serve Agents and Ca,sh in Vaults -------------------)ue from Other Banks----~-\_<lvances on Cotton _________ _

46,363.37 none none

l..dvances on Other Commodities -----------------------
-:'~leeks for Clearing House __ _

none 2,843.26

)ther Checks and Cash Items_

3,469.24

~etters of Credit and Accept-

) vaenrcdersa f t-s- -(-i-f -a-n-y-)-_-_-_-_-_-_-_-_- _- -_-_

1,4n7o9.n7e4

)ther Assets_________________

147.99

-----

rota! ------------------------$ 307,159.86

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ Dividends Unpaid____________ _ Due to Banks---~-----------Deposits Subject to Check____ Demand Certificates of Deposit T'ime Certificate of DeposiL-Savings Deposits ________ _: ___ _
TC ar suhsite rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwt ee dr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other Liabilities-------------

50,000.00 none
4,824.27 8,763.73
160.01 none
130,999.44 3,000.00
61,677.51 12,629.51
none 42.20 none 35,000.00 none
none none none 63.19

Total------------------------$ 307,159.86

68

FouRTH ANNTTAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

FARMERS BANK Canon, Ga.

President, S. E. VANDIVER

Vice-President, W. P. TURMA

Cashier, W. T. CARTLEDGE

RESOURCES:
TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$ United Sta.tes Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Ca,sh in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and AcceptOvaenrcdersaft-s--(-if--a-n-y-)-_-_-_-_-_-_-_-_-_-_~-_ Other Assets_________________
Total ------------------------1

74,710.86 1,301.50 none none 800.00 225.00 3,500.00 2,450.00 3,198.26
3, 714.35
6,207.60 none none none
none 108.65
none 17.66 none
96,233.88

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_-_ -_ _- -_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks_____________ Cl<ei!rltsifPieadyaCb'lhee_c_k__s_-_-_-_--_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reeerve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------:------
Total ------------------------$

25,000. nor
1,250. 1,052.
non noiJ 36,962. noJ] 11,938.2 non non 775.6 non non 19,254.9
non non non non
96,233.8

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, R. T. JONES JONES

BANK OF CANTON Canton, Ga.
Vice-Presidents, SAM TATE, B. F. CRISLER, P. vv
Vice-President and Cashier, W. S. ELLIOTT

RESOURCES:

Time Loans and Discounts----$ 625,831.34

Demand Loans--------------United Sta.tes Securities-----State of Georgia Bonds_____ _

87,960.14 17,498.00
none

Stock in Federal Reserve Bank

none

Other Stocks and BondS------

none-

Banking House---------------

2,500.00

Furniture and Fixtures-------

4,591.50

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

187,521.12 none
49,782.82

Advances on Other Commodi-

C ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_

none 763.49

Other Checks and Cash Items_

119.37

Letters of Credit and Accept-

- - - - - Ovaenrcdersaft-s--(-if--a-n-y-)--__-_-_-_-_-_-_-_-:-_-_
Other Assets_________________

none 187.62 ncne

Total ------------------------$ 976,755.40

LIABILITHJS:
Capital Stock Paid In________ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_ -_ -_ _- _- -_
DDiuvei dteon dBs aUn knsp_a_i_d_ -_-_-_-_-_-_-_-_-_-_-_- -_ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits________ _ Cashier's Checks____________ _
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed_____________ Other Liabilities____________ _

100,000.0 non1
90,000.0 25,589.9
llOlll
429,455.2
DOll
254,116.61 70,168.0 6,860.3 565.2:
llOlll
nont nont
nonE non1
ll)fl4
non~

Total ------------------------f 976,755.41

DEPART:\IEXT OF BANKING

69

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF CHEROKEE

Canton, Ga.

'1esident, GUS COGGINS

Vice-Presidents, E. E. FIELD, B. F. COGGINS

Cashier, N. A. THOMASON

RESOURCES:

LIABILITIES:

'ime Loans and Discounts----$ Jemand Loans_______________ Tnited States Securities______
:tate of Georgia Bonds-----:tock in Federal Reserve Bank t)athnekrinSgtoHcokus saen__d__B_o__n_d_S_-_-_-_-_-_-
i'urniture and Fixtures______ _ Hher Real Estate Owned____ .Jue from Federal Reserve
Bank ---------------------)ue from Other Approved Re-
serve Agents and Cash in
)uVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ ~dvances on Cotton _________ _
~dvances on Other Commodi-
ties ----------------------checks for Clearing House __ _ )ther Checks and Cash Items_ ,etters of Credit and Accept-
)vaenrcdersaft-s--(-i-f-a-n-y--) -_-_-_-_-_-_-_-_-_-_-_ 'ther Assets_________________

351,540.15 20,320.37 none nonenone 3,000.00 4,500.00 2,500.00 none
none
65,937.36 3,517.49 none
none 769.80
none
none 4,081.75
none

Capital Stock Paid In_______ _
Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------neserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

50,000.00 none
30,000.00 16,015.72
none none 264,482.52 none 73,797.84 20,761.29 none 1,109.55 none none none
none none none none

~otal ------------------ -----$ 456,166.92 Total ----- ------------------------$ 456,166.92

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CARLTON BANK Carlton, Ga.

President, J. D. LONG

Vice-President, F. D. SMITH Cashier, F. D. SMITH

RESOURCES:

rime Loans and Discounts----$ 155,334.04

::>emand Loans--------------Jnited States Securities______

10,123.81 none

'ltate of Georgia Bonds------

none

3tock in Federal Reserve Bank

none

3)tahnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_-_-
l"urniture and Fixtures_______ ::>ther Real Estate Owned____ Due from Federal Reserve

495.00 2,405.19 4,561.77 7,903.33

DuBeanfrkom---O--th-e--r -A--p-p-r-o-v-e-d--R--e--

none

serve Agents and Ca.sh in

Vaults -------------------Due from Other Banks------Advances on Cotton__________

21,399.10 15,500.00
none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none none

Other Checks and Cash Items_

1,468.62

Letters of Credit and Accept-

ances ------------------.-:;-Overdrafts (if any)___________

none 426.73

Other Assets_________________

3,854.73

-----
Total -----~------------------$ 223,472.32

LIABILITIES:
Capital Stock Paid In________ $
Amount Reserved for Branches
USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-__-_-_-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------Trust Fund DepositS--------Cashier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances -------------------~Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

25,000.00 none
10,000.00 8, 702.31 none none
89,220.85 none
90,402.79 none none
146.37 none none none
none none none none

Total------------------------$ 223,472.32

70

FoT:RTH AxxuAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

PLANTERS BANK

Carlton, Ga.

President, L. H. EBERHARDT

Vice-Presidents, T. J. STEVENS, A. :F

EBERHARDT

Cashier, P. B. LITTLE

RESOURCES:
Time Loans and Discounts____ $
Demand Loans--------------Vnited States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks_______ AdYances on Cotton _________ _
Advances on Other Commodities -----------------------
Checks for Clearing House__ _ Other Checks and Cash Items. Letters of Credit and AcceptO vaenrcdersa f t-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-_~_-_ Other Assets ________________ _

57,797,25 none none none
750.00 none
1,700.00 1,844.90
none
1,109.17
1,616.84 none none
none none none
nc.ne 51
none

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________ Bills Payable_________________
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances -------------------~RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__e_s Other Liabilities____________ _

25,000.( non non
148.! non non
10,957.8 non
25,444.9 non non 14.5 non non
3,252.5
non non non non

't'otal

---------------$ 64,818.67 Tota! ------------------------$ 64,818.6:

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF FRANKLIN COUNTY

Carnesville, Ga.

President, 0. S. STRICKLAND

Vice-President, DR. B. T. SMITE

Cashier, L. F. LENHARDT

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------l!nited States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House--------------Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton______ ---Advances on Other Commodi-
ties ---------- ------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f-t s- -(-i-f-a-n- -y-)-_-_-_-_-_-_-_-_-_-_-_ Other Assets_________________
Total ------------------------$

93,265.74 none none none none
100.00 800.00 2,450.56 17,000.00
none
15,072.74 n0ne
1,808. 75
n0ne 175.00 926.06
none 275.84 325.60
132,200.29

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
DDiuvei dteon dBs aUn knsp_a_i_d_ -_-_-_-_-_-_-_-_-_-_-_- -_
Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso__f _D__e_p_o_s_i_t______ Trust Fund Deposits_________ Cashier's Checks____________ _ Certified Checks_____________ _
Bills Payable----------------Notes and Bills Rediscounted. Letters of Credit and Accept-
RBeoannedcrsvees Bf-oo-rr-r-Ion-w-tee--rde-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities_____________

25,000.01 nonE
llOllf
1,52l.ll nont nonE
65,873.31 nonE
5,428.6l nonE nonE
1,652.9 nonE
27,724.1 nonE nonE
non; nonE 5,000.0

Tota! ------------------------$ 132,200.2S

DEPARTMENT OF BANKING

71

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS BANK Carrollton, Ga.

President, A. K. SNEAD

Vice-President, LEWIS S. SIMS Cashier, GRADY COLE

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures______ _ Other Real Estate Owned____ Due from F'ederal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks_______ Advances on Cotton__________
.\dvances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-_-_-_
Cther Assets-----------------

487,374.06 6,000.00 none none none none none 5,000.00
15,397.50
none
50,312.30 nnne
6,500.00
150.00 7,097.63
none
none none none

LIABILITIES:

Capital Stock Paid In________ $

Amount Reserved for Branches

SUunrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid ____________ _ Due to Banks________________

Deposits Subject to Check____

Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__--_

TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_

Certi
Bill~

fPieady

aCbhlee_c_k_s_

-_-_-_-_-_-_-_-_-_-_-_-_-

_-

Notes and Bills RediscountedLetters of Credit and Accept-

He~aenrcvees Bonds

Bf-oo-rr-r-Ion-w-t

ee- -dr e-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-e_-s_

Other Liabilities_____________

50,000.00 none
30,000.00 6,168.16 none none
199,046.2Q 7,182.17 350.00
137,023.05 none
1,943. 71 none
146,118.20 none
none none none none

Total ------------------------$ 577,831.49 Total ------------------------$ 577,831.49

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE PEOPLES BANK Carrollton, Ga.

President, G. W. FLEMING

Cashier, G. C. COOK

RESOURCES:
Time Loans and Discounts____$ Demand Loans ______________ _ United States Securities______
State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________
Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash ItemsLetters of Credit and AcceptOvaenrcdersaf-ts--(-i-f-a-n--y-)-_-_-_-_-_-_-_-_-_~_-_ Other Assets_________________

Total

$

LIABILITIES:

299,761.16 3,447.99 none none 2, 700.00 none none 5,385.00 7,649.36
51,481.27
220,625.12 24,575.88 29,764.00
none 480.77 462.22

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_~_-_-_-_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________
TCraus hs ti e Fr ' su nCd hDe cekps _o_s_i_t s_-_-_-_-_-_-_-_-_-
RC ielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances -------------------~Reserve for Interest and Taxes Bonds Borrowed_____________
Other LiabilitieS-------------

I none
none 3,433.61

649,766.38 TC>tal -

--------------$

60,000.00 none
30,000.00 9,681.48 none none
396,797.73 13,000.00 19,526.52
119,964.46 none
796.19 none none none
none none none none
649,766.38

72

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF CARTERSVILLE Cartersville, Ga.

President, J. W. VAUGHAN

Vice-Presidents, J. J. HILL, C. M. MILAM

Cashier, C. M. MILAM

RESOURCES:

Time Loans and Discount,s____$ 486,320.94

Demand Loans--------------- 10,765.98

United States Securities______ 16,746.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

4,800.00

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

2,025.00 none

Furniture and Fixtures ______ _

7,240.00

Other Real Estate Owned____

9,280.00

Due from Federal Reserve

Bank ---------------------- 39,816.87

Due from Other Approved Re-

serve Agents and Ca,sh in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _

56,113.28 20.00 none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 3,388.82

Other Checks and Cash Items_

7,280.73

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_ -_ _- _- _- _-_- -_ Other Assets_________________

none none none

-----

Total ------------------------$ 643,797.62

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit .Time Certificate of Deposit___ STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedrcsvees Bf-oo-rr-rI-on-w-t ee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x_- _-e-s_
Other LiabilitieS-------------

100,000.00 none
60,000.00 10,970.79
40.00 none 267,430.87 none 74,265.78 87,369.22 none 182.70 38.97 none 43,499.29
none none none none

Total------------------------$ 643,797.62

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF CASSVILLE Cassville, Ga.

President, J. B. CRAWFORD

Vice-President, G. W. BATTLE

Cashier, W. C. LANE

RESOURCES.

Time Loans and Discounts----$ Demand Loans--------------United States Securities______

45,272.20 none none

State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_-_-

none none none 1, 7 41.13

Furniture and Fixtures_______

1,586.67

Other Real Estate Owned----

2,000.00

Due from Federal Reserve Bank ----------------------
Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

8,613.43 3,407.40
none

Advances on Other Commodities -----------------------
Checks for Clearing House __ _

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any)-----------

none

- - - - Other Assets_________________

913.69

Total ------------------------$ 63,534.52

LIABILITIES.
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check ___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits_________ Cashier's Checks_____________ BCie!rItsif.iPeadyaCb'lhee_c__k_s_-_-_-_--_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptReasenrcvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------------Other LiabilitieS-------------
Total------------------------$

15,000.00 none
250.00 739.99
none none 11,681.27 11,500.00 24,183.26 none none none none none none
none none none none
63,534.52

DEPARTMENT OF BANKING

73

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF CAVE SPRING Cave Spring, Ga.

President, A. N. TUMLIN

Vice-Presidents, B. T. WILLIAMS, T. R. SNEAD Cashier, J. F. NIGHT

RESOURCES:

Time Loans and Discounts____ , 136,932.83

Demand Loans--------------united States Securities______

none none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

1,500.00

Other Stocks and Bonds------

none

Banking House--------------~ Furniture and Fixtures______ _

1, 775.80 2,884.21

Other Real Estate Owned____

4,000.00

Due from Federal Reserve

Bank ---------------------- 13,585.83

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

17,529.29 none none

Advances on Other Commodi-

ties -----------------~---- Checks for Clearing House---

none none

Other Checks and Cash Items-

26.00

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_ -_ _- _- _- _-_- -_ Other Assets ________________ _

none 172.33
none

----

Total ------------------------$ 178,406.29

LIABILITI~S:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Dep-osit Time Certificate of Deposit--Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks____________ _ Certified Checks______________ Bills Payable_________________
Notes and Bills RediscountedLetters of Credit and Accept-
RBeoasnendrcsveesBf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a_-n_-d_-_-T_-a_-x_-_e-s-_
Other Liabilities-------------

25,000.00 none
25,000.00 5,890.64 none none
82,823.53 none
38,789.37 none none
902.75 none none none none
none none none

Total------------------------$ 178,406.29

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE COMMERCIAL BANK OF CEDARTOWN Cedartown, Ga.

President, R. 0. PITTS

Vic~ Presidents, A. W. STUBBS, A. E. YOUNG Cashier, E. L. HENDERSON

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$

863,167.57 160,841.10

United States Securities______ 62,700.00

State of Georgia Bonds-----Stock in Federal Reserve Bank
BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_--l-.
Furniture and Fixtures______ f

none none 4,050.00
31,927.80

Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-

27,580.84 none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

231,1~9.10
none none

Advances on Other Commodities -----------------------
Checks for Clearing House---

none 9,005.59

Other Checks and Cash ItemsLetters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_ -_ -_ -_ _- _- _- _- -_

678.62
none 2,679.74

Other

A

ss

ets-

-

-

-

-

-

-

-

-

---------

-

none
--

Total ------------------------$ 1,393,810.36

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches SUunrdpilvui sd e d- -P-r-o-f-i-t-s-_-_-_-_-_-_-_ -_ -_ -_ _- _- -_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check____ Demand Certificates of Deposit 'l''ime Certificate of Deposit--Savings Deposits------------Trust Fund Deposits_________ Cashier's Checks_____________
Ctrtified CheckS-------------Rills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances ------------------~RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

140,000.00 none
200,000.00 101,217.05
164.00 231.49 577,799.40 219,271.49
none 140,588.84
none 4,648..'16
39.93 none none
none none 9,850.00 none

Total ------------------------$ 1,393,810.36

74

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS & MERCHANTS BANK Charing, Ga.

President, L. L. PURVIS

VicePresident, R. 0. RODGERf Cashier, A. M. HALLEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults --------------------Due from Other Banks_______ Advances on Cotton__________
Advances on Other Commodi-
ties ----------------------Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and Accept-
OOtvahenercrdersAafs-tss-e-t(-si-f_-_a-_n-_-_y-_)-_--_--_--_--_--_--_--_--_--_--_-

25,498.38 2,060.00 none none none none 1,335.82 2,155.96 none
none
38,323.34 104.17
6,604.47 none
none none
none none 2,232. 71

Ca.pital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_-
BC ielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bill.s RediscountedLetters of Credit and Accept-
RBEoasnnedcrsvees Bf-oo-rr-r-Ion-w-t ee- d-r e-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities____________ _

15,000.0 non
740.1 3,916.8
non non 26,601.4 non 32,054.6 non non
1.8 non none none
none none none none

Total

78,314.85 Total ------------------------$ 78,~

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

COHUTTA BANKING CO. Chatsworth, Ga.

President, C. N. KING

VicePresidents, J. L. COLE, R. NOEL STEED
Cashier, T. W. BROOKS

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--t-h-e-r--B-a-n--k-s__-_-_-_-_--_ Advances on Cotton__________
Advances on Other Commodities --------- _-------------
Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y-)- _- _- _- _-_-_-_-_-_-_- -_ Other Assets_________________

159,380.85 5, 736.21 none none none none 1,915.31 3,297.26
16,816.19
none
28,866.52 none
25,916.65
none none 182.71
none 2,883.69 4,290.48

Total ------------------------$ 249,285.87

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
Certified Checks-------- ..----Pllls Payable~--------------- Notes and Bills RediscountedLetters of Credit and Accept-
ances -------------------~RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _

15,000.00 none
3,000.00 none none none
113,578.94 none
94,314.44 none
15,674.47 524.02 none none
7,194.00
none none none none

Total ------------------------$ 249,285.87

DEPARTMENT OF BANKING

75

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF CHAUNCEY Chauncey, Ga.

President, J. J. CADWELL

Vice-Presidents, B. N. BUSSEY, M. WILLIAMS Cashier, V. I. BU'fT

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______
State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _
Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
PuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House___ Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_ Other Assets ________________ _

136,411.11 1,014.06 none none none 6,500.00 3,699.40 3,305.66 1,321.13
none
4,094.84 46.92
290.06
6,969.91 none
245.87
none 1.30
4,128.25

Total ------------------------$ 168,028.51

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit 'Sl'aimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________ Bills Payable_________________
Notes and Bills RediscountedLetters of Credit and Accept-
ances -------------------~Reserve for Interest and Taxes Bonds Borrowed__ _: _________ _
Other Liabilities-------------

25,000.00 none none
4,737.12 none tone
47,082.19 32,000.00 40,604.46
IL0ll8
none 113.28
none 8,000.00 10,491.46
none none none none

Total------------------------$ 168,028.51

STATEMENT Showing Condition at Close of Business December 28, 1923
of the
CHESTER BANKING COMPANY Chester, Ga.
President, D. A. BURCH Vice-Presidents, J. F. FORDHAM, J. W. WITHERINGTON Cashier, P. M. BURCH

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures______ _ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y-)- _- _-_-_-_-_-_-_-_-_- _01 her Assets_________________
Total------------------------$

74, 726.07 none none none none none
3,495.85 1, 741.89 8,166.41
none
6,691.42 none none
none 69.44 305.21
none none none
95,196.29

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso__f _D__e__p_o_s_i_L__-_CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _PCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances -------------------~Reserve for Interest and Taxes BOothnedrs LBiaobrirloitwieesd__--_-_-_-_-_-_-_-_-_-_--_
Total ------------------------$

22,800.00 none none
1,811.66 none none
35,172.33 none
14,000.17 none none
412.13 none
21,000.00 none
none none none none
95,196.29

76

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF CHICKAMAUGA Chickamauga, Ga.

President, C. M. PRESTO::"r

Vice-Presidents, TOM W. LEE, W. E. 'l'OMLINSON

Cashier, C. DUNAWAY

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 241,597.53

Demand Loans---------------

none

United States Securities______

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House_______________

none 7,144.00

Furniture and Fixtures______ _

1,500.00

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

43,534.46 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none none

Other Checks and Cash Items_

415.76

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-if--a-n-y--) -_-_-_-_-__-_-_-_-_--_ Other Assets ________________ _

none 170.10
none

-----

Total ------------------------$ 294,361.85

Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Cettificate of Deposit___ ~a vings Deposits___________ _:_
CTraushstierF'sunCdhDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ Certified Checks______________ F:ills Payable ________________ _
Notes and Bills RediscountedLetters of Credit _and Accept-
ances -------------------~RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-.------------

25,000.00 none
17,500.00 5,907.27 none none
146,783.89 none
2,498.00 96;441.69
none 231.00
none none none
none none none none

Total------------------------$ 294,361.85

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS & MERCHANTS BANK

Chipley, Ga.

President, W. B. WISDOM

Vice-President, C. T. HILL

Cashier, ROY ASKEW

RESOURCES:

Time Loans and Discounts----$ 227,018.51

Demand Loans--------------United States Securities______

2,792.44 none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

1,800.00

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

450.00 3,000.00

Furniture and Fixtures_______

5,582.00

Other Real Estate Owned___ _ 23,399.65

Due from Federal Reserve

Bank ----------------------

8,347.37

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _

4, 769.90 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 150.72

Other Checks and Cash Items_

1,724.56

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_ -_ _- _- _-_-_-_-_-_- -_ Other Assets_______________ --

none 2,583.90 16,136.84

-----

Total ------------------------$ 297,755.89

LIABILITI~S:
Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks_____________ _ B>lls Payable ________________ _ Notes and Bills Rediscounted_ Letters of Credit and Accept-
RBeoasnendrcsveesBf-oo-rr-r-oIn-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x_-_-e-s_ Other Liabilities_____________

50,000.00 none
10,000.00 none 58.00 none
59,130.26 16,000.00 69,815.46 15,018.45 32,758.36
841.20 none
12,500.00 30,634.16
none none none 10,000.00

Total ------------------------$ 297,755.89

DEPARTMENT OF BANKING

77

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

HABERSHAM BANK

President, DR. J. K. BURNS JACKSON

Clarkesville, Ga. Vice-Presidents, J. A. ROBERTSON, DR. J. B. Cashier, F. l\L REEVES

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________
Adn:mces on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
O faenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Oher Assets_________________

176,935.81 3,669.05 none none none none 4,215.00 2,545.00 800.00
none
59,308.95 70,000.00
none
none 111.48
none
none none 3,467.05

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ D<imand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_-
Trust Fund Deposits--'------Cashier's Checks____________ _
BC ielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bins Rediscounted_ Letters of Credit and AcceptRBeoasnnedrcsvees Bf-oo-rr-rI-on-w-t ee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other Liabilities-------------

25,000.00 none
10,000.00 4,539.01 none none
90,578.61 none
190,490.16 none none
444.56 none none none
none none none none

Total ------------------------$ 321,052.34 Total ------------------------$ 321,052.34

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS BANK OF CLAXTON Claxton, Ga.

President, R. R. TIPPIN'S

Vice-Presidents, C. M. RUSHING, JR., W. S. FREEMAN Cashier, M. LANGFORD

RESOURCES:

LIABILITIES:

--------~==~~~------------.-----------------------------

Time Loans and Discounts----$ 110,351.58 Capital Stock Paid In________ $ 30,000.00

Demand Loans---------------

1,417.53 Amount Reserved for Branches

none

United States Securities______ State of Georgia Bonds______

none none

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_

4,000.00 1,251.82

Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_S_-_-_-_-_--_

1,000.00 Dividends Unpaid ____________ _ none Due to Banks________________
8,257.95 Deposits Subject to Check____

none none
42,725.62

Furniture and Fixtures______ _

4,523.34 Dt-mand Certificates of Deposit

none

Other Real Estate Owned---Due from Federal Reserve

none Time Certificate of Deposit_ __ Savings Deposits_____________

40,518.76 2,804.90

Bank ---------------------Due from Other Approved He-

5,342.40 Trust Fund Deposits--------Cashier's Checks_____________

16,323.04 1,925.21

serve Agents and Cash in

Certified Checks--------------

none

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k---s-_-_-_-_-_-_-_

7,898.29 Bills Payable ____ ------------none Notes and Bills Rediscounted_

none none

Advances on Cotton_________ _

none Letters of Credit and Accept-

Advances on Other Commodities -----------------------
Checks for Clearing House---

none 391.94

RBeoasnnedrcsvees Bf-oo-rr-r-Ion-w-tee--rde-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_

none none none

Other Checks and Cash Items_

48.00 Other Liabllities____________ _

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_ _- _- _- _-_-_-_-_-_-_Other Assets_________________

none 318.32
none

-----

Total ------------------------$ 139.549.35 Total _____ ~------------------$ 139,549.35

78

FoGRTH A:NNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE CLAXTON BANK Cla.xton, Ga.

President, C. S. GRICE

Vice-Presidents, E. BULLOCK, N. A. THAGGARD Cashier, PAUL B. LEWIS

RESOURCES:

Time Loans and Discounts ____ $ Demand Loans______________ _ United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
D uBea nf rko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e-serve Agents and Cash in Vaults --------------------
Due from Other Banks_______ Advances on Cotton _________ _
Advances on Other Commodities -----------------------
ChE'cks for Clearing House--Other Checks and Cash Items_ LE"tters of Credit and Accept-
O vaenrcdersa f -t s- -(-i-f -a-n- y- -) -_-_-_-_-_-_-_-_-_-_-_ Gther Assets ________________ _

169,600.35 240.00
2,375.50 none none
100.00 6,000.00 2,122.19 2,948.06
none
110,931.77 none none
none 167.20
none
none 443.32
none

Total ------------------------$ 294,928.39

LIABILITIES:
Capital Stock Paid In--------$" Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
BC ei lrltsi f Pi eady aCbhl ee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _

50,000.00" none
15,000.00 13,084.92
none none 44,660.20 none 157,664.25 none 14,208.44 136.00 174.58 none none
none none none none

.

Total ------------------------$ 294,928.39

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF CLAYTON Clayton, Ga.

President, J. C. DOVER

Vice-President, W. S. LONG Cashier, T. A. DUCKETT

RESQURQES:

Time Loans and Discounts----$ 242,278.66 Demand Loans______________ _ 11,500.00

United States Securities______

none

State of Georgia Bonds------

none

fJtock in Federal Reserve Bank

none

BOathnekrinSgtoHcoksusaen_d___B_o__n_d_s_-_-_-_-_-_Furniture and Fixtures______ _

4,545.00
1,400.00 1,000.00

Other Real Estate Owned____

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _

81,969.04 36,000.00
none

Adyances on Other Commodities -----------------------
Checks for Clearing House __ _

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_ ____

3n15o.n4e5

Other Assets_________________

3,751.65

-----

Total ------------------------$ 382,759.80

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit__ . Savings Deposits_____________ Trust Fund Deposits________ _ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances -------------------~Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities_____________

25,000.00 none
15,000.00 9,199.58 none none
168,269.91 none
162,225.55 none none
3,064. 76 none none none
none none none none

Total ------------------------$ 382,759.80

DEPAI~TJ\IE="T OF BANKINCt

79

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CLERMONT BANKING COMPANY Clermont; Ga.

President, J. ::\I. HAYNES

Vice-President, H. ~I. GAILEY

Cashier, W. V. GRANT

RESOURCES:

LIABILITIES:

Cime Loans and Discounts____ $ 32,683.91

)emand Loans--------------Jnited States Securities______

3,197.00 none

ltate of Georgia Bonds_____ _

none

ltock in Federal Reserve Bank

none

3)tahnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_ !'urniture and Fixtures______ _

none 1,461.84
1,956.75

)ther Real Estate Owned.----

none

)ue from Federal Reserve

Bank ----------------------

none

Due from Other Approv.ed Re-

serve Agents and Cash in

)uVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ "dvances on Cotton__________

36,005.53 none none

\dv&nces on Other Commodi-

ties ----------------------:"!leeks for Clearing House---

none none

)ther Checks and Cash Items_

87.11

~etters of Credit and Accept-

)vaenrdceras ft-s--(-if--a-n-y-)--_-_-_-_-_-_-_-_-__~-_ )ther Assets_________________

none 23.95 none

-----

rota! ------------------------$ 75,416.09

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Sub~ect to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits--------Cashier's Checks------------BC ielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _
Total ------------------------$

15,000.00 none
500.00 2,434.56
none none 36,810.35 none 20,652.70 none none 18.48 none none none
none none none none
75,416.09

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS & MERCHANTS BANK Cleveland, Ga.

"resident, H. A. JARRARD

Vice-President, C. H. EDWARDS

Cashier, W. L. NORTON

RESOURCES:

Cime Loans and Discounts----$ 85,642.52

)emand Loans--------------Jnited States Securities______ ltate of Georgia Bonds______

1,830.29 none none

ltock in Federal Reserve Bank

none

3)tahnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_-_~urniture and Fixtures ______ _

none 2,004.92 2, 755.79

)ther Real Estate Owned____

2,900.00

)ue from Federal Reserve

D uBea nf rko m- - -O- t-h-e-r- -A- -p-p-r-o-v-e-d- -R- -e--

none

serve Agents and Cash in

JuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ \dvances on Cotton_________ _

13,843.12 none none

\dyances on Other Commodi-

ties -----------------------

none

:'hecks for Clearing House __ _

1,646.52

)ther Checks and Cash Items_

537.78

~etters of Credit and Accept-

)vaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_ )ther Assets_________________

none 147.61
none

-----

Cotal ------------------------$ 111,308.55

LIABILITI.~<;S:

Capital Stock Paid In________ $ Amount Reserved for Branches

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid____________ _

Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit 'l'ime Certificate of Deposit___ Savings Deposits_____________

Trust Fund Deposits--------Cashier's Checks------------BC ielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-

Notes and Bills Rediscounted-

Letters of Credit and Accept-

RBeoasnnedrcsvees

-------------------~-
BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_

Other Liabilities____________ _

15,000.00 none
3,000.00 1,101.81
none none 36,505.13 none 27,028.04 6,886. 74 none 1,323.24 none 17,963.58 2,500.00
none none none none

Total------------------------$ 111,308.55

80

FouRTH ANNUAL REPORT

STATEMENT
Showing Condition at Close of Business December zs, 1923
of the

WHITE COUN'TY BANK Cleveland, Ga.

President, A. M. DEAN

Vice-Presidents, J. W. H. UNDERWOO'D, J. H. TELFORI Cashier, F. G. MAUNEY

RESOURCES:

Time Loans and Discounts____ $ Demand Loans--------------United States Securities______
State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds______ BF ua nr nkiitnugr eHaonuds eF-i x- -t-u-r-e-s-_-_-_-_-_-_- -_ Other Real Estate Owned___ _ Due from Federal Reserve
DuBeanfrkom---O--th-e--r -A--p-p-r-o-v-e-d--R--e-serve Agents and Cash in
:CVueaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _
Advances on Other Commodi-
C ht ieecsk s - -f o- r- -C- -l-e-a-r-i n- g- - -H-o-u- -s e- -__- -_ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y-)- _- _- _- _-_-_-_-_-_-_- -_ Other Assets_________________

150,140.98 5,87 4.46 1,300.00 none none none 2,026.05 2,693.26 1,971.34
none
28,893.35 22,601.00
none
none 922.94 388.82
none 268.17 3,511.95

Total

- $ 220,592.32

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks------------BCeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnercvees f-o-r--In--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed-------------Other LiabilitieS-------------

15,000.0 non
5,000.0 5,363.1
non non 59,276.3 non 135,761.9 non non 190.9 non non non
non non non non

Tot.ll

-$ 220,592.3

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE FARMERS BANK

Climax, Ga.

President P. H. TRULOCK

Vice-Presidents F. C. HERRING A. S. CUHR

Cashier, W. B. JOHNSON

RESOURCES:

Time Loans and Discounts----$ 126,960.88

Demand Loans--------------United States Securities______

2,682.38 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

none

Banking House--------------Furniture and Fixtures_______

2,500.00 800.00

Other Real Estate Owned ___ _

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

23,099.63

serve Agents and Cash in

LuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

none none none

Advances on Other Commodi-

ties ----------------------Cr.ecks for Clearing House---

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------OO tvheerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

none 103.28
none

-----

Total ------------------------$ 156,146.17

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits------------Trust Fund Deposits ________ _ Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptReasenrcvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-esBonds Borrowed------------Other Liabilities-------------
Total ------------------------$

25,000.01 nonf
15,000.01 7,454.9 non1 non1
52,571.9: non1
20,040.3: non1
non~
79.01 non1 34,000.01 2,000.01
llOlll
llOlll
nOn I llOlll

DEPART~IENT OF BANKING

81

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE BANK OF COBBTOWN

Cobbtown, Ga.

President, J. H. GLISSON

Vice-Presidents, G- W. MULLING, E. p_ SIKES

Cashier, D_ E. FLANDERS

RESOURCES:

Time Loans and Discounts----$ Demand Loans_______________ United States Securities______ State of Georgia Bonds______

48,825.97 1, 712.40 none none

Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned___ _

none none 2,000.00 3,165.00 none

Due from Federal Reserve Hank ----------------------
Due from Other Approved He-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

4,530.13 none none

Advances on Other Commodi-

none

ties ----------------------Clecks for Clearing House__ _

none

Other Checks and Cash Items_ Letters of Credit and Accept-

139.61 none

Ovaenrcdersaft-s--(-i-f -a~n-y--)-_-_-_-_-_-_-_-_-_-_-_

none

Other Assets ________________ _

none

-----

rota! ------------------------$ 60,373.11

LIABILITIES: Capital Stock Paid In________ $ Amount Heserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks_______________ _ Deposits Subject to Check ___ _ Demand Certificates of Deposit 'l'ime Certificate of Deposit--Savings Deposits_____________ Trust Fund Deposits--------Cashier's Checks_____________ Certified Checks-------------Dills Payable__________ ------Notes and Bills Hediscounted_ Letters of Credit and Accept-
ances ---------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _
Total ----- ________ -----------$

1,500.00 none
3,000.00 3,168.93
none none 11,751.22 none 12,918.10 none none 534.86 none 14,000.00 none
none none none none
60,373.11

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS BANK OF COCHRAN Cochran, Ga.

President, J. A. FISHER

Vice-President, J. S. HELMS (Decease,l)

Cashier, L. S. LEACH

RESOURCES:

Time Loans and Discounts____ $ 154,406.14

Demand Loans______________ _

none

United States Securities_____ _

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank Other Stocks and Bonds_____ _ Banking House______________ _ Furniture and Fixtures______ _

none none none none

Other Real Estate Owned ___ _ 17,833.80

Due from Federal Reserve Hank ----------------------
Due from Other Approved Re-

none

serve Agents and Cash in Vaults -------------------Due from Other Banks_______ Advances on Cotton __________ _

none 152.86
none

Advances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash Items_

none none none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_- _-

nnoonnee

Other Assets_________________ 23,933.32
-----

Total ------------------------$ 196,326.12

LIABILITIES:
Capital Stock Paid In ______"--$ Amount Reserved for Branches SUunrdpilvuids ed--P--ro--fi-t-s-_-_-_-_-_-_-_-_-_-_~_"_-_-_ Dividends Unpaid ____________ _ Due to Banks_______________ _ Deposits SubjeCt to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks____________ _
RCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _

25,000.00 none
5,000.00 none none none none none none none none none none none none
none none none 166,326.12

Total ------------------------$ 196,326.12

82

FouRTH AKNTAL REPOltT

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

COCHRAN BANKING COMPANY Cochran, Ga.

President, J. P. PEACOCK

Vice-President, W. 0. PEACOCK

Cashier, J. A. WALKER

RESOURCES:
DTiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$
United States Securities_____ _ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve Hank ---------------------Due from Other Approved Reserve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _ Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f -t s- -(-i-f -a-n- -y-) -_-_-_-_-_-_-_-_-_-_-_ Other Assets _________________ _

434,395.92 15,135.28 none none none 3,315.00 5, 770.00 2,680.50 21,651.04
none
112,572.05 474.70
5,689. 70
none none 380.65
none none 3,525.00

LIABILITIES:

Capital Stock Paid In________ $
Amount Reserved for Branches
SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-__-_-_-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check___ _
Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits________ _ Cashier's Checks____________ _ Certified Checks_____________ _ Bills Payable ________________ _

Notes and Bills Rediscounted-

Letters of Credit and Accept-

R<oasnecreves

-------------------~for Interest and Taxes

Bonds Borrowed____________ _

Other Liabilities____________ _

75,000.00 none
75,000.00 32,560.23
none none 241,528.73 none 150,262.34 none 22,506.94 2,537.60
1.00 none none
none 6,193.00
none none

Total ------------------------$ 605,589.84 Total ------------------------$- 605,589.84

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

STATl: BANK OF COCHRAN Cochran, Ga.

Vice-Presidents, J. R. PORTER, I. A. WILLIS

Cashier, IJ. S. LEACH

RESOURCES:

TDiemmeanLdoanLsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$

111,382.35 4,369.96

United States Securities______

none

State of Georgia Bonds_____ _

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House______________ _

none 3,816.67

Furniture and Fixtures______ _

2,572.55

Other Real Estate Owned___ _

none

Due from Federal Reserve

Hank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

Vaults -------------------Due from Other Banks_______ Advances on Cotton _________ _

17,144.07 1,000.00 none

Advances on Other Commodi-

ties ----------------------Checks for C'learing House __ _

none 1,045.18

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ------------------ ::-Overdrafts (if any)___________

none none

Other Assets_________________

120.00

-----

Total ------------------------$ 141,450.78

LIABILITIES:
Capital Stock Paid In ________ $
Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks_______________ _
Deposits Subject to Check____ Demand Certificates of Dep>Sil Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks____________ _ Certified Checks_____________ _ Bills Payable ________________ _
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------HBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _

25,000.00 none none
567.73 none none 56,847.80 16,000.00 29,118.94 1,487.39 none 428.92 none 8,000.00 none
none none none 4,000.00

To till ------------------------$ 141,450.78

DEP.\RT:\IEKT' OF BAXKIXG

83

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

MADISON COUNTY BANK Colbert, Ga.

President, J. K. GHOLSTON

Vice-President, H. H. HART

Cashier, J. L. WILLIAMS

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds_____ _
Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve

100,516.62 1,125.00 none none none none 2,205.00
1,250.00 9,106.32

Hank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other Banks_______ Advances on Cotton__________ Advances on Other Commodi-

14,267.75 none none

ties --~-------------------Checks for Clearing House__ _

none none

Other Checks and Cash Items-

300.73

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i-f -a-n-y-)-_-_-_-_-_-_-_-_-_-_- -_

2n61o.n0e1

Other Assets_________________

5,582.14

-----

'l'otal ------------------------$ 134,614.57

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificato>s of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ TCraus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BC ielrltsi fPi eady aCbhl .e_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _Notes and Bills RediscountedLetters of Credit and Accept-
ances -------------------~RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities_____________

15,000.00 none
3,000.00 none none none
40,504.32 none
43,046.92 none none 63.33 none
9,500.00 none
none none none 23,500.00

Total ------------------------$ 134,614.57

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF COLLEGE PARK College Park, Ga.

President, J. H. LONGINO

Vice-President, W. S. COX

Cashier, G. F. LONGINO, JR.

RESOURCES:

Time Loans and Discounts----$ 175,163.76

Demand Loans--------------United States Securities______

24,776.12 6,750.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______

none

Banking House______________ _ 11,663.41

Furniture and Fixtures______ _

2,493.63

Other Real Estate Owned____

6,060.51

Due from Federal Reserve

Hank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

29,435.62 none none

Advances on Other Commodi-

ties -----------------------

none

Checks for Clearing House---

none

Other Checks and Cash Items-

485.72

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-______ Other Assets ________________ _

none none 25.00

----

Total ------------------------$ 256,853.77

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check____ Df'mand Certificates of D,posit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
Trust Fund Deposits--------Cashier's Checks_____________ BCielrltsi fPi eady aCbhl ee_c_k_ s_ _- -_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances -------------------~Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities-------------

25,000.00 none
15,000.00 6,834.74 none none
136,136.48 11,024.18 none 60,249.45 1, 703.74 297.18 none none none
none none none 608.00

Total ------------------------$ 256,853.77

84

FouRTH ANNT:AL HEPORT

STATEMENT Showing Condition at Close of :Qusiness Deeember 28, 1923
of the BANK OF COLLINS
Collins, Ga.

President, W. H. YEOMANS

Vice-President, J. J. KENNEDY

Cashier, ,T, L. MERCER

RESOURCES:

Time Loans and Discounts----$

Demand Loans--------------United States Securities______ State of Georgia Bonds______

Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _

Furniture and Fixtures______ _

Other Real Estate Owned---Due from Federal Reserve

Hank ---------------------Due from Other Approved Re-
serve Agents and Cash in

DuVeaufrlotsm

-O- -t

h- -e-r-

B- -a-n-k- -s

-_-_-_-_

_-

--
_5>_

Advances on Cotton_________ _

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

Other Checks and Cash Items_

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_-_ -_ _- _- _-_-_-_-_- -_ C1ther Assets ________________ _

Total ------------------------$

59,634.76 none none none none
1,250.00 3,000.00 1, 700.00 2,813.40
none
21,667.95 none none
none none none
none none none.
90,066.11

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks____.___________ _ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ 5avings Deposits____________ _ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks _____________ _ Bills Payable________________ _ Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnecrvees f-o-r--I-n-t-e-r-e-s-t -a-n-d--T--a-x-e-s Bonds Borrowed------------Other Liabilities-------------
Total ------------------------$

25,000.00 none
1,250.00 1,251.37
none none 34,897.47 none 27,207.99 none none 459.28 none none none
none none none none
90,066.11

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

COLQUITT EXCHANGE BANK Colquitt, Ga.

President, CHAS. C. BUSH

Vice-President, R. E. FUDGE

Cashier, .T. :M. MILLJ<JR

REBOURCES:

DTiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$
United States Securities-----State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned ___ _ Due from Federal Reserve
Hank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--t-h-e-r--B-a--n-k-s-_-_-_-_-__--_ Advances on Cotton_________ _
Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------Overdrafts (if any)----------Other Assets-----------------

44,163.36 10,876.94
none none none none 3,249.25 2,715.00 98.70
none
33,547.62 none
3, 725.61
6,953.53 148.55 51.00
none none 118.13

Total -------------------------$---1_0_5_,6_4_7-.6-9

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches SUunrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ _- _- _-_- -_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------ECinlltsifiPeadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _
Other Liabilities-------------

25,000.00 none none none none none
61.609.07 none
5,150.00 3,062.16
none 10,777.46
49.00 none none
none none none none

Tc.tal ------------------------$ 105,647.6H

DEPARTMENT OF BAXKIXG

8i)

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

COLUMBUS LOAN AND BANKING CO. Columbus, Ga.

President, T. A. WILLIAMS

Vice-President, J. B. EVERIDGE

Cashier, J. STACY JONES

RESOURCES:

LIABILITIES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$

234,853.09 36,909.84

United States Securities______

3,000.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House______________ _

450.00 none

Furniture and Fixtures______ _

7,084.69

Other Real Estate Owned____

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _

12,936.70 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

none 2,034.04

Other Checks and Cash Items_

1,162.52

Letters of Credit and Accept-

ances -------------------.::--

none

Overdrafts (if any)-----------

none

Cther Assets_________________

755.27

-----

Total ------------------------$ 299,186.15

Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _
Due to Banks~--------------Deposits Subject to Check____ Demand Certificates of Dep.osit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_
BCHe rltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
RBeoasnnedrcsvees Bf-oo-rr-r-Ion-w-te-e-dre-_-s_-t_-_a-_n-_d-_-_T-_a-_-x_-_e-s_
Other Liabilities-------------

50,000.00 none
10,000.00 7,559.68 4.00 none
124,203.06 6,000.00 9,000.00
87,419.41 none none none
5,000.00 none
none none none none

Total ------------------------$ 299,186.15

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

COLUMBUS SAVINGS BANK & TR.UST CO. Columbus, Ga.

P1esident, W. C. BRADLEY

Vice-Presidents, H. B. CROWELL, GEO. C. BATES

Treasurer, H. B. PATTERSON

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bon.ds______ Banking House______________ _
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House-- ()ther Checks and Cash Items_ Letters of Credit and Accept-
O vaenr dc er sa f t-s- -(-i f- -a-n-y-)- _- _- _- _-_-_-_-_-_-_- -_
Other Assets-----------------

739,870.42 571,7 45.44 144,850.00
none none 978,000.00 136,978.67 21,610.92 5,000.00
none
none 111,447.10
273.83 none
none none
none none 14,603.83

Total -----~------------------$ 2, 724,380.21

LIABILITIES:

Capital Stock Paid In--------$ 250,000.00

Amount Reserved for Branches

none

USunrdpilvuids ed--P-r-o-f-i-t-s_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid____________ _

200,000.00 12,723.41
4.00

Due to Banks----------------

none

Deposits Subject to Check____ 201,746.43

Demand Certificates of Deposit

none

STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable ________________ _

39,720.54 2,015,145.78
none
none none none

Notes and Bills Rediscounted-

none

Letters of Credit and Accept-

ances --------~-----------Reserve for Interest and TaXJ)s Bonds Borrowed____________ _

none 3,901.23
none

Other Liabilities-------------

1,138.82

Total ------------------------$ 2, 724,380.21

86

Fo1:RTH ANxuAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

HOME SAVINGS BANK Columbus, Ga.

President, RHODES BROWNE

Vice-President, Wm. B. LANGDON

Treasurer M. L. PATTERSON, JR.

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities_____ _ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------~ Furniture and Fixtures_______
Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_
Advances on Cotton---------Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Item~ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y-)- _- _-_-_-_-_-_-_-_-_- _-
Other Assets-----------------

913,475.37 64,996.83 46,690.36 none none
382,216.00 none none none
none
22,340.66 none none
none none none
none noue 9,475.77

Total ------------------------$ 1,439,194.99

LIABILITIES:

Capital Stock Paid In________ $ 50,000.00

Amount Reserved for Branches

none

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________ Due to Banks________________

40,000.00 14,110.47
26.00 none

Deposits Subject to Check____

none

Demand Certificates of DepJsit

none

Time Certificate of Deposit_ __

2,725.00

Savings Deposits____________ _ 1,228,608.22

Trust Fund Deposits_________ Cashier's Checks_____________

5,108.53 none

BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-

none 85,000.00

Notes and Bills Rediscounted_

none

Letters of Credit and Accept-

ances -------------------~Reserve for Interest and Taxes

none none

Bonds Borrowed-------------

none

Other Liabilities------------- 13,616.77

Total ------------------------$ 1,439,194.99

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

MERCHANTS & MECHANICS BANK Columbus, Ga.

President, J. B. KEY

Vice-Presidents, S. B. HATCHER, J. T. ELLIS Cashier, J. A. HARLEY

RESOURCES:

Time Loans and Discounts----$ 1,078,361.23

Demand Loans--------------- 225,720.21

United States Securities______

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------ 39,711.00

Banking House--------------- 63,131.99

Furniture and Fixtures------- 32,675.00

Other Real Estate Owned----

1,626.38

Due from Fede.ral Reserve

D uBea nf rko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_

154,915.33 17,181.15

Advances on Cotton---------- 143,030.19

Advances on Other Commodi-
c~!~~s -:r.;~-cl~a~\ng-Hou;~===

none 25,247.91

Other Checks and Cash Items_

1,554.02

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-_-_-_ Other Assets ________________ _

276,702.87 2,263.26 none

Total ------------------------$ 2,062,120.54

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
SUunrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________
Cashier's Checks------------BC ielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Heserve for Interest and Taxes Bonds Borrowed____________ _
Other Liabilities-------------

200,000.00 none
200,000.00 72,444.04 100.00 8,829.15
634,068.64 139,700.00
15,136.94 603,341.12
none 6,081.87
548.43 none none
181,870.35 none none none

Total ------------------------$ 2,062,120.54

DEPART~IE::'-iT OF BANKING

87

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

MUSCOGEE BANK Columbus, Ga.

President, J. M. MURRAH

Vice-President, W. C. NEILL

Cashier, JNO. W. WILLIS

RESOURCES:
TDiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$
United States Securities_____ _ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
D uBea nf rko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e-serve Agents and Cash in Vaults --------------------
Due from Other Banks______ _ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_ -_ _- _- _- _- _- _-_-_- -_ Other Assets ________________ _

259,946.17 31,947.86 none none none 18,900.00 none 6,500.00 none
none
33,883.18 92.93 none
none 2,626.45 1,443.52
none none 6,343.99

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits--------Cashier's Checks____________ _ BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _Notes and Bills Rediscounted_ Letters of Credit and AcceptReasenrcvees f-o-r-I-n-t-e-r-e-s-t--a-n-d--T-a-x-e-sBonds Borrowed____________ _ Other Liabilities-------------

50,000.00 none
15,000.00 25,654.07
none none 103,892.38 500.00 none 138,017.38 none 35.00 81.00 15,000.00 none
none none none 13,504.27

Total ------------------------$ 361,684.10 Total ------------------------$ 361,684.10

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

PHOENIX BANK Columbus, Ga.

President, R. P. SPENCER, JR.

Cashier, CIIAS. W. CAMPBELL

RESOURC:F~S:
TDiemmeanLdoaLnsoaannsd__D_i_s_c_o_u_n_t_s_-_--_-_:!_> United States Securities_____ _ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve D uBea nf rko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u--s-e-----Other Checks and Cash ItemsLetters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y-)- _- _- _- _-_-_-_-_-_-_- -_ Other Assets ________________ _
Total ------------------------$

212,197.86 121,109.11
none none none 1,246.40 none 4,097.18 7,000.00
none
19,254.88 none none
none 1,131.16 6,907.96
none none none
372,944.55

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid____________ _ Due to Banks_______________ _ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ TCraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsi fPi eady aCbhl ee_c_k_ _s_- _- -_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptReasnercvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x--e-s Bonds Borrowed____________ _ Other Liabilities-------------

39,200.00 none
10,800.00 1,828.46 none 228.00
140,349.98 none
3,450.00 151,789.57
none 145.47 153.07 25,000.00
none
none none none none

Total------------------------$ 372,944.55

88

FocRTH Ax;\TAL REPOHT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE COMER BANK Comer, Ga.

President, J. K. GHOLSTON

Vice-President, GEO. W. WHITEHEAD

Cashier, W. E. HENSLEE

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds ______ _ Banking House______________ _
Furniture and Fixtures______ _
Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k-s-_-_-_-_-_-_--_
Advances on Cotton---------Advances on Other Commodi-
ties ----------------------C'hecks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------Overdrafts (if any)--------- __ flther Assets-----------------

179,026.fi2 3,050.07 none none none 2,550.00 1,840.00 2,504.18
25,524.82
none
37,642.37 none
2,431.87
none 768.81
96.75
none 1,245.46 8,289.65

Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits________ _ Cashier's Checks____________ _ Certified Checks _____________ _ Bills Payable ________________ _
Notes and Bills RediscountedLett<;lrS of Credit and Accept-
RBeoasnnedcrsevse Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t_- _-a_-n_-d_-_-T_-a_-x_-_e- -s_ Other Liabilities____________ _

25,000.00 none
25,000.00 none 12.00
4,000.00
91,686.97
20,000.00
57.464.42 19,629.00
none
178.11 none
22,000.00 none none none none none none

Total ------------------------$ 264.970.50 Total ------------------------$ 264,970.50

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE PEOPLES BANK Comer, Ga.

President, W. A. ROWE

Vice-President, D. P. MOON Cashier, C. V. RIDGWAY

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities-----State of Georgia Bonds______ f'tock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_-_--_-__ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________
Advances on Othe:r CommodiC ' ht ieecsk s - -f o- r- -C- -l-e-a-r-i n- g- - -H-o-u- -s e- -__- -_ Other Checks and Cash Iteins_ Letters of Credit and AcceptOvaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_
Other Assets-----------------
.Total ------------------------$

65,953.48 25,911.97 10,000.00
none none 1,575.00 4,000.00 2,470.00 2,123.00
none
38,221.28 none
1,509.24
none none 590.47 none 272.21 none none
152,629.65

LIABILITIES:

Capital Stock Paid ln _____-_-_-_-$--2-5-.-o-o-o.-o-o

Amount Reserved for Branches Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
Reasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------------Other Liabilities-------------

none
13,000.00 3,425.58 none none
85,964 49 none
24,857.36 none none 382.22 none none none none none none none none

Total ------------------------$ 152,629.65

DEPARTMENT OF BANKING

8!1

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

COMMERCE BANK AND TRUST CO.

Commerce, Ga.

President, W. BAXTER SMITH

Vice-President, W. B. RICE

Cashier, JOHN MAPLES

RESOURCES:

Time Loans and Discounts----$ 142,321.94

Demand Loans--------------United States Securities______ State of Georgia Bonds______

260.95 none none

Stock in Federal Reserve Bank

none

BOatnhkeir-nSgtoHckosusaen_d___B_o_n_d__s__________ __ Furniture and Fixtures______ _

4,650.00
19,290.57 8,830. 70

Other Real Estate Owned___ _

2,3150.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

4,27 4.13

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_

8,091.49 112.37

Advances on Cotton----------

none

Advances. on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_

none 4,960.97

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)- _- _- _- _-_-_-_-_-_-_- -_

none none

Other

Ass

e

t

s--

----

-

---

-

----

---

-

-

none
--

Total ------------------------$ 195,143.12

LIABILITI]!;S:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_'L'rust Fund Deposits_________ Cashier's Checks_____________
BClelrltsifPieadyaCb'lhee_c_k__s_-_-_-_--_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptnBeoasnnedcrsve se Bf-oo-rr-r-Io-nw-t-ee-dr-e_-s_-t_-_a-_n-_d-_-_T-_-a_-x_-_e-s_
Other Liabilities-------------

50,000.00 none
12,0()5.00 18,618.52
none none 49,545.50 none 2,155.16 none none 167.05 none 4,854.24 48,097.65 none none
none 9,650.00

Total ------------------------$ 195,143.12

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

NORTHEASTERN BANKING CO.

Commerce, Ga.

President, L. G. HARD::\IAN

Vice-President, W. Y. HARBER

Cashier, C. J. HOOD

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities_____ _ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n--k-s-_-_-_-___--_ Advances on Cotton---------Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OC vt heer rd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_
Total ------------------------$

204,597.91 none
172,778.80 none
4,800.00 2,200.00 5.000.00 3, 769.42 24,704.23
32,697.26
206,212.87 16.00
72,544.82
5,777.14 826.67 none
none none 425.00
736,350.12

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ TCraus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeosanendrcsveesBfo-o-rr-rIo-nw-t-ee-dr-e_-s_-t_-_-a_-n_-d_-_-T_-a_-x_-_e-s_Other Liabilities____________ _

100,000.00 none
60,000.00 4,970.70 5,000.00 none
336,170.83 19,686.17
196,184.75 none
13,817.08 287.33 207.80 none none
none 25.46 none none

.Total ------------------------$ 736,350.12

90

FouRTH AxxeAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CONCORD BANKING CO. Concord, Ga.

President, C. T. SMITH

Vice-President, G. E. STRICKLAND Cashier, S. A. KING

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 107,702.56

Demand Loans--------------United States Securities______

18,930.93 18,250.92

State of Georgia BondS-----Stock in Federal Reserve Bank

none none

Other Stocks and Bonds----Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned___ _

675.00 none 2,500.00 none

Due from Federal Reserve

D uBea fnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e --

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton__________

40,184.39 none none

Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-ri-n-g--H--o-u-s-e-_-_--_

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O

ances verdraf

-ts

---
(if

---------------any)___________

none 1, 703.43

Other Assets------------------ - -2,0-81.-26 Total ---------,---------------$ 192,028.49

Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________
CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities____________ _

25,000.00 none
25,000.00 7,492.28 none none
104,502.31 none
29, 720.81> none ncne
313.01> none none none
none none none none

Total ------------------------$ 192,028.49

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF CONYERS Conyers, Ga.

President, W. T. BALDWIN

Vice-President, R. L. HUFF

Cashier, M. W. HDLL

RESOURCES:

Time Loans and Discounts----$ 130,869.92

Demand Loans--------------United States Securities______

3,978.99 490.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_

51,874.78 none

Furniture and Fixtures_______

4,050.00

Other Real Estate owned____ 20,846.45

Due from Federal Reserve

D uBea nf rko m- - -O- t-h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

55,895.08 none

Advances on Cotton----------

1,611.21

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 741.44

Other Checks and Cash Items_

533.69

Letters of Credit and Accept-

OOvt haenercrderAsa fst-ss-e-t(s-i f_-_-a_-n_-_y-_-)_--_--_--_--_--_--_--_--_--_---_-

none 913.77
none

----

Total ------------------------$ 271,805.33

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable_________________
Notes and Bills Rediscounted_ Letters of Credit and Accept.-
RBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee--dre-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities____________ _

3fl,OOO.Ofl none
30,000.00 9,193.90 none none
151,404.42 none
50,898.87 none none 308.14 none none none
none none none none

Total ------------------------$

DEPART~IEXT OF BANKING

91

STATEMENT Showing Condition at Close of Business December 28, 1923
of the BANK OF ROCKDALE
Conyers, Ga.

President, C. B. HUDSON WORTH

Vice-President, R. D. HEWLETT, J. W. HOLLIXGSCashier, G. C. SIMS

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 137,021.68

Demand Loans--------------- 10,245.42

United States Securities-----State of Georgia Bonds______

10,987.45 none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_--_

6,281.25

Furniture and Fixtures______ _

3,500.00

Other Real Estate Owned---- 23,975.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other Banks____ --Advances on Cotton__________

57,298.80 none
26,124.40

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

7,125.00 2,207.29

Other Checks and Cash Items_

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-_-_-_

none none

Cther

A

sset

s-

-

----

-

----

-

----

--

-

-

none
--

Total ------------------------$ 284,766.29

Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit __ _ STarvuisntgFs uDndepDoseiptoss-i-t-s-_-_-_-._-_-_-_-_--_ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptReasnecrvese f-o-r--I-n-t-e-r-e-s-t -a-n-d--T--a-x-e-s OBothnedrs LBiaobrirloitwieesd__--_-_-_-_-_-_-_-_-_-_--_
Total ------------------------$

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS AND MERCHANTS BANK Coolidge, Ga.

50,000.00 none
50,000.00 637.85
2,380.00 none
133,358.86 none
48,001.31 none none 388.27 none none none none none none none
284,766.29

President, BOYKIN HARRISON

Vice-President, E. GIBSON

Cashier, 0. S. MONCRIEF

RESOURCES:

Time Loans and Discounts----$ 173,093.74

Demand Loans---------------

none

United Sta.tes Securities------

50.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds___ ---

none

Banking House---------------

2,500.00

Furniture and Fixtures-------

4,323.32

Other Real Estate Owned---- 11,169.42

Due from Federal Reserve

Bank ----------------------

ncne

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

14,124.45 160.00 none

Advances on Other Commodi-

ties -----------------------

none

Checks for Clearing House---

none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none none

- - - - - Other Assets_________________

5,503.92

Total ------------------------$ 210,924.85

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid____________ _ Due to Bank.s________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ TCraus hs ti e Fr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- -_ Certified Checks______________ Bills Payable_________________
Notes and Bil!.s RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwt ee dr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities-------------

25,000.00 none
12,500.00 8,033.44 none none
44,707.54 none
120,590.72 none none 93.15 non:e none none
none none none none

Total ------------------------$ 210,924.85

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

AMERICAN BANK AND TRUST CO.

Cordele, Ga.

President, J. W. CANNON

Vice-President, F. G. BOATRIGHT

Cashier, E. A. VINSON

RESOURCES:

DTiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$

301,216.24 37,469.96

Cnited States Securities------ 84,045.78

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

5,868.00 28,000.00

Furniture and Fixtures______ _

4,000.00

Other Real Estate Owned ___ _

8,284.09

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_

102,452.89 none

Advances on Cotton _________ _ 14,039.53

Advances on Other Commodi-

ties -------------------- __ _

none

Checks for Clearing House __ _

none

Other Checks and Cash Items-

2,006.55

Letters of Credit and Accept-

OCvtahenercrdersAafst-ss-e-t(s-if-_-_a-_n-__-y_-)_--_--_--_--_--_--_--_--_--_----_

none 2,604.30
none

-----

Total ------------------------$ 589,987.34

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject .to Check---Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits________ _ Cashier's Checks_____________ BCeilrltsifPieadyaCbhlee_c_k_S__-_-_--_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-rI-on-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a_-x_-_-e-s_ Other Liabilities-------------

150,000.00 none
17,000.00 6,568.41 none 6, 798.72
208,507.37 29,815.58
137,868.31 29,358.32 none 3,416.30 654.33 none none
none none none none

Total ------------------------$ 589,987.34

STATEMENT Showing Condition at Close of Business Dec~mber 28, 1923
of the

CITIZENS BANK Cordele, Ga.

President, J. :M. HUNT

Vice-President, R. E. HARRIS Cashier, B. T. WARE

RESOURCES:

DTiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s________ $

160,549.87 12,028.55

United States Securities_____ _

100.00

State of Georgia BondS------

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _

270.00 none
2,461.47

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k-s-_-_-_-_-_-_--_

13,276.60 none

Advances on Cotton----------

1,181.03

Advances on Other Commodi-

ties -----------------------

4,311.05

Checks for Clearjng House---

none

Other Checks and Cash Items-

2,392.14

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_- _Other Assets_________________
-

-

none 3,653.69
- -no-ne

Total ------------------------$ 200,224.40

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid ____________ _ Due to Banks---------------Deposits Subject to Check---Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bins Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwt ee dr e_s_t__a_n_d__T_a_x__e s_ Other Liabilities____________ _

25,000.00 none
15.000.00 1,019.01 none none
56,053.84 none
20,020.72 8,837.60
13,682.45 1,226.06 181.60
27,500.00 31,703.12
none none none none

Total ------------------------$ 200,224.40

DEPARTi\IENT OF BA~KING

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

EXCHANGE BANK

Cordele, Ga.

President, J. J. WILLIAMS

Vice-President, S. A. ROYAL

Cashier, E. F. TISON

RESOURCES:

Time Loans and Discounts----$ 349,501.29

Demand Loans--------------United States Securities______ State of Georgia Bonds______

72,237.86 none none

Stock in Federal Reserve Bank

6,000.00

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve

1,350.00 none
2,250.00
32,693.30

Bank ---------------------Due from Other Approved Re-

30,589.56

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a--n-k-s-_-_-_-_-_-_--_ Advances on Cotton__________

95,821.71 1,526.89 2,577.20

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__--_

24,629.08 12,413.57

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)----------Other Assets_________________

none 1, 910.14
none

----

T&tal ------------------------1 633,500.60

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks____________ _
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

100,000.00 none
100,000.00 13,541.72 none none
237,478.46 50.00
136,367.63 21,955.97 23,905.02 201.80 none none none
none none none none

Total ------------------------$ 633,500.60

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CORNELIA BANK Cornelia, Ga.

President, J. E. BARR

Vice-President, EDWARD FLOR Cashier, CLIFF C. KIMSEY

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities_____ _ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds------Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve . Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B--a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_ -_ _- _- _- _-_- -_ Other Assets_________________
Total ------------------------1

399,767.39 16,299.17 3,119.46 none none 8,234 54 4,000.00 2,580.00 2,000.00
none
132,959.98 68,430.55 10,386.68
3,321.03 4.24
1,193.73
none 2,018.59 18,607.60
672,922.96

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnnkpsa_i_d_-_-_-_-_-_-_-_~_-_-_-_-_-_ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted. Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oorrr oI nwt eedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities____________ _

40,000.00 15,000.00 20,000.00 16,651.61
60.00 10,919.45 282,795.77
none 283,006.64
none none 1,410.27 1,041.42 none none
none 2,037.80
none none

Total ------------------------1 672,922.96

D-!-

FouRTH ANNt:AL REPOUT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF COVINGTON Covington, Ga.

President, R. R. FOWLER

Vice-President, J. L. STEPHENSON

Cashier, J. E. PHILIPS

RESOURCES:

Time Loans and Discounts____ $ 197,817.39

Demand Loans--------------l'nited States Securities______ State of Georgia Bonds_____ _

105,380.00 24,600.00 none

Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _

none 131,629.50
none 4,625.20

Other Real Estate Owned____

1,265.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

83,402.27 none
6,220.57

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none 942.18

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)----------Other Assets_________________

none none 229.86

----Total ------------------------$ 556,111.97.

LIABILITil<:S:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x_-_-e-s_ Other Liabilities-------------
Total ------------------------$

100,000.00 none
25,000.00 22,490.35
none none 305,901.31 none 56,374.73 45,185.00 none 1,160.58 none none none
none none none none
556,111.97

STATEMENT Showing Condition at Close of Business Deeember 28, 1923
of the

BANK OF NEWTON COUNTY Covington, Ga.

President, M. G. TURNER

Vice-President, D. J. ADAMS

Cashier, .T. W. HARWELL

RESOURCES:

Time Loans and Discounts----$ 394,487.15

Demand Loans--------------United States Securities______ State of Georgia Bonds______

20,295.99 none none

Stock in Federal Reserve Bank

none.

BOathnekrinSgtoHcokus saen_d___B_o_n_d__S_-_-_--_-_-_Furniture and Fixtures_______

1,350.00 none
4,173.53

Other Real Estate Owned____ 14,727.40

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__.._--_ Advances on Cotton__________

69,916.50 none
2,526.05

Advances on Otber Commodi-

ties ____ ------------------Checks for Clearing House __ _

440.73 1,300.04

Other Checks and Cash Items-

1,527.04

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)----------Other Assets_________________

none none 35.00

----
Total ------------------------$ 510,779.43

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ DDiuvei dteon dBs aUn knsp_a_i_d_ _- -_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ TCraus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-oIn-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities_____________
Total ------------------------$

80,000.00 none
20,000.00 5,963.76 112.00 none
300,145.65 none
51,003.12 48,279.67
none 275.23
none 5,000.00
none
none none none none
510,779._:l_

DEPART.:\IENT OF BANKING

95

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS BANKING CO. Covington, Ga.

President, E. E. LUNSFORD, SR. Cashier, P. J. ROGERS

Vice-President, A. L. LGYD

RESOURCES:

Time Loans and Discounts____ $ Demand Loans ___ _:__________ _ United States Securities______ State of Georgia Bonds______

17,885.73 11,330.97
none none

Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o_n_d__s__________ __ Furniture and Fixtures_______

none none none
5,090.00

Other Real Estate Owned___ _

3,100.00

'Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other Banks_______ Advances on Cotton__________

2,579.71 none
none

Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

391.47

Letters of Credit and Accept-

none

0 <a-ne rcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

none

Other Assets------------------

900.00

-----

Total ------------------------$ 41,277.88

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks_____________ _ Bills Payable________________ _ Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwt ee dr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities-------------
Total --------------------===$

30,000.00 none none
1,139.27 none none
6,451.36 none
2,659.00 28.25 none none none
1,000.00 none
none none none none
41,277.88

STATEMENT

Showing Condition at Close of Business December 28, 1923' of the

BANK OF CRAWFORDVILLE

Crawfordville, Ga.

President, J~O. F. HOLDEN

Vice-President, JAS. A. KEXDRICK

Cashier, GEO. H. MITCHELL

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds _____ _ Banking House______________ _ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks_______ Advances on Cotton__________ Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-ri-n-g--H--o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_-_ -_ -_ _- _- -_ Other Assets_________________
Total ------------------------$

158,782.06 8,040.50 none none none none none 2,007. 77 2,783.27
none
31,353.30 none none
none 1,292.01
none
none none 67,657.11
271,916.02

LIABILITI]!;S:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits____________ _ TCraus hs ti e Fr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accevt-
ances --------------------RBeosnedrsv e Bf oorrr oI nwt eedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities-------------

25,000.00 none
30,000.00 3,968.35 none
28,000.00 81,616.51
none 103,073.49
none none 257.67 none none none
none none none none

Total ------------------------$ ~71.916.02

96

FouRTH ANNUAL REPORT

-----------------------------------------------------------------------

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF TALIAFERRO Crawfordville, Ga.

President, JNO. F. HOLDEN Cashier, S. W. WYNN

Vice-President, W. W. BIRD

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$ United States Securities______ State of Georgia Bonds______

93,719.68 500.00
none none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______

none 5,892.87
1, 792.40

Other Real Estate Owned----

9,609. 71

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

48,572.47 none none

Advances on Other Commodi-

ties ----------------------C"'hecks for Clearing House__ _

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

OOvtahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y-_)-_--_--_--_--_--_--_--_-_--_----_
-

-

-

-

-

-

none none
-n-o-n-e

Total ------------------------$ 160,087.13

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvuisd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_-_ -_ _- -_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_-
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________ Bills Payable _____.___________ _
Notes and Bills Rediscounted. Letters uf Credit and AcceptRBeoasnnedcrsvese Bf-oo-rr-rI-on-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x_-_-e-s_
Other Liabilities-------------

40,000.00 none
8,000.00 1,126.46
22.50 none 50,092.38 none 60,469.65 none none 376.14 none none none
none none none none

Total ------------------------$ 160,087.13

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS BANKING CO. Culloden, Ga.

President, R. H. HOLMES

Vice-President, B. H. CLEMENT8 Cashier, F. P. SULLIVAN

RESOURCES:

Time Loans and Discounts----$ 160,041.05

Demand Loans--------------United States Securities______

45,593.93 2,000.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_--_ Furniture and Fixtures_______

450.00 2,450.00
1,800.00

Other Real Estate Owned----

500.00

Due from Federal Reserve

D uBea nf rko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton _________ _

21,107.52 none none

Advances on Other Commodi-

C'htieecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept~

Ovaenrcdersaft-s--(-i-f -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

none 2,066.99

Other Assets_________________

1,576.50

--------

Total ------------------------$ 237,585.99

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__si_t_-_-_TCraus hs ti e Fr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted. Letters '>f Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a-_n-_d_-_-T_-a_-x_-_-e-_s Other Liabilities____________ _

25,000.00 none
25,000.00 27,015.63
none none 72,490.39 none 54,214.01 none none 100.42 none 29, 606.'74 4,000.00
none nqne none 158.80

Total ------------------------$ 237,585.99

DEP.'.RT~rE~T oF Bx:-nnNG

97

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF CUMMING

Cumming, Ga.

President, S. H. ALLE~

Vice-President, T. J. PIRKLE

Cashier, K. A. KEMP

RESOURCES:

LIABILITIES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o_u__n_t_s________$

121,976.91 none

"United States Securities______

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

OB at hnekri nSgt oHc ko su saen_d_ _ _B_o_n_d_ _s ______ _-_- -_ Furniture and F'ixtures_______

none 7,500.00 3,153.20

Other Real Estate Owned ___ _ 13,327.60

Due from Federal Reserve

Bank ---------------------Due from Other Appro>ed Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a--n-k-s-_-_-_-_-__--_ Advances on Cotton_________ _

45,631.32 2,353.94 none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none none

Other Checks and Cash Items_

325.18

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

none 549.02

Other Assets_________________ 27,143.53

----

Total ------------------------$ 221,960.70

Capital Stock Paid In--------1$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Bank.s________________ Deposits Subject to Check___ _ Dt>mand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
TCraus hs ti e Fr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________ Bills Payable_________________
Notes and Bill.s RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

25,000.00 none
25,000.00 912.83 none none
118,266.28 none
51,813.65 none none 967.94 none none none none
none none none

Total ------------------------$ 221,960.70

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

c: President, C. 1IIXTER

BANK OF CUSSETA Cusseta, Ga.
Vice-President, 0. C. STEPHEN8 Cashier, W. A. GAYLER

RESOURCES:

'DL 'ei mmea nLdo aLn so aannsd_ _D_ _i s_c_o_ _u_n_t_s________ $ l.inited States Securities______ State of Georgia Bonds______

98,47 4.05
6,586.00
3,100.00 none

Stock in Federal Reserve Bank

none

OB at hnekri nSgt oHc ko su saen_d_ _ _B_o_n_d_ _s ______ _-_- -_
Furniture and Fixtures_______ Other Real Estate Owned ___ _

1,500.00 2,300.00 2,730.00 3,047.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

LuVeaufrlotsm -O--th--e-r-B--a-n-k--s-__-_-_-_-_--_ Advances on Cotton _________ _

29,364.50 13,500.00
none

.Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none n1:>ne

Other Assets------------------ - -3,6-67.-95

Total ------------------------$ 164,269.50

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_--.,-__--_ Dividends Unpaid____________ _ Due to Bank.s________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ TCarushsiterF'us nCdhDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bill.s RediscountedLetters of Crelit and AcceptRBeoasnnedcrsve se Bf-oo-rr-rIo-n-w-t ee-dr-e-_s-_t-_ _-a_-n_-d_- _-T_-a_-x_- _-e-s_ Other Liabilities____________ _

15,000.00 none
7,500.00 1,779.50
none none 48,375.68 none 10,805.80 80,445.89 none 362.63 none none none
none none none none

'L'otal ------------------------$ 164,269.50

DS

FovRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF CUTHBERT Cuthbert, Ga.

President, E. C. TEEL

Vice-Presidents, N. M. WEAVER, E. R. WARD
Cashier, H. L. HILL

RESOURCES:

Time Loans and Discounts____ $ 300,927.49

Demand Loans--------------United States Securities______ State of Georgia Bonds______

18,298.50 1,978.31 none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned____

810.00 4,769.00 4, 769.00
none

Due from Federal Heserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in 44,087.88

Vaults -------------------Due from Other Banks------Advances on Cotton__________

2,676.06 6,983.63
none

Ad~ances on Other Commodi-

Chbeecsks -f-o-r-.-C--l-e-a-ri-n-g---H-o-u-s-e--__--_

1,003.59 1,522.00

Other Checks and Cash Items_ 13,415.60

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

2,926.91

Other Assets_________________

1,885.20

-----

Total ------------------------$ 406,053.17

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches
USur:rdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check ___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_it_-_-_-
TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

50,000.00 none
12,000.00 5,317.81 none 1,642.08
235,577.45 none
14,615.99 7,390.29 none 906.39 none
50,000.00 28,603.16
none n0ne ncne none

Total ------------------------$ 406,053.17

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

GEORGIA BANK AND TRUST CO.

Cuthbert, Ga.

President, F. H. DAVIS

Vice-President, W. J. WADE Cashier, P. M. REID

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_________$

174,716.43 3,847.00

United States Securities _____ _ 16,700.00

State of Georgia Bonds_____ _

none

Stock in Federal Reserve Bank

none

OBtahnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

23,000.00 2,800.00

Furniture and Fixtures-------

2, 780.00

Other Real Estate Owned ___ _ 10,369.20

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

Vaults -------------------- 21,797.10

DAudevafnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_-

none 12,666.79

Advances on Other Commodi-

ties -----------------------

none

Checks for Clearing House---

3,013.77

Other Checks and Cash Items_

913.53

Letters of Credit and Accept-

ances ---------------------

none

- - - - - 0OYtheerrdrAafstsset(sif__a_n__y_>_-_-_-_-_-_-_-_-_-_-_-

33.05 none

Total ------------------------~ 272,636.87

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_. ___________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Sfl.vings Deposits_____________
Trust Fund Deposits--------Cashier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Lettus of Credit "tnd Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other LiabilitieS-------------

50,000.00 none
10,500.00 5,710.10 none none
143,285.39 none
26,485.37 36,342.48
none 313.53 none none none
none none none none

Total ------------------------$ 272,636.87

DEPART:MEXT OF BANKING

99

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

DACULA BANKING CO. Dacula, Ga.

"resident, C. R. WARE

Viee-President, B. V. WILSON Cashier, J. G. HOOD

RESOURCES:

LIABILITIES:

rime Loans and Discounts----$ )emand Loans--------------Jnited States Securities______ ltate of Georgia BondS-----ltcck in Federal Reserve Bank 3)tahpekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
~urniture and Fixtures ______ _
)ther Real Estate Owned---:)ue from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ 1\dvances on Cotton_________ _
<'.dvances on Other Commodities -----------------------
::7hecks for Clearing House __ _ )ther Checks and Cash Items_ Letters of Credit and Accept-
Elnces --------------------)Jvtheerdr raAfstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_--_

61,505.64 140.80 none none 900.00 none
1,500.00 2,138.56
none
2,764.07
15,699.87 none none
none none 60.00
none 46.67 none

Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------CTraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Cretlit and Accept-
ances --------------------RBeosnedrsv e Bf oorrr oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other LiabilitieS-------------

25,000.00 none
5,000.00 12,837.95
ncne none 34,881.73 none 3,730.86 none none 150.00 none none 3,155.07
none none none none

rota! ------------------------$ 84,755.61 Total ------------------------$ 84,755.61

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF DAHLONEGA Dahlonega, Ga.

President, J. M. BROOKSHER

Vice-President, W. B. TOWNSEND

Cashier, T. F. JACKSON

RESOURCES:

rime Loans and Discounts:____ f 49,425.20

Demand Loans--------------United States Securities______

800.00 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

:B:lathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

none 2,282.99

Furniture and Fixtures-------

1,316.00

Other Real E,state Owned___ _

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

37,799.60 none none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)--_-_-_-_-_-_-_-__-_--_ Other Assets_________________

none none none

-----

Total ------------------------$ 91,623.79

LIABILITIES:
capital Stock Paid In--------$ Amount Reserved for Branches US ut lrdpilvui sd e d- -P-r-o-f-i-t-s -_-_ -_ -_ _- _- _- _- _- _-_-_- -_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- -_ BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed_____________ _ Other Liabilities____________ _
Total ------------------------$

15,000.00 none
1,800.00 901.24 none none
30,287.59 none
41,866.65 none-
1, 741.91 26.40 nonP none nonE:'
none ncne none none
91,623.79

100

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF LUMPKIN COUNTY Dahlonega, Ga.

President, R. C. MEADERS

Vice-Presidents, G. H. MOORE, W. H. JONES Cashier, J. S. SPEER

RESOURCES:

Time Loans and Discounts____ $ 59,373.82

Demand Loans--------------United Sta.tes Securities______ State of Georgia Bonds______

5,640.00 200.00 none

Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _

none
14,500.00 none
2,464.00

Other Real Estate Owned ___ _

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

32,942.74 160.00 none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

nnoonnee

Other Assets_________________ 13,301.75

----

Total ------------------------$ 128,582.31

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits _____________ _ Trust Fund Deposits--------Cashier's Checks____________ _ BCeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

15,000.00 none
3,000.00 594.77 none none
57,414.74none
48,536.51 3,749.31 none 286.98 none none none
none none none none

Total ------------------------$ 128,582.31

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

COMMERCIAL BANK Dallas, Ga.

President, W. F. MEEK

Vice-President, A. W. STUBBS Cashier, D. E. PINKSTON

RESOURCES:

Time Loans and Discounts____ $ 115,695.09

Demand Loans--------------United States Securities_____ _

13,242.31 none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds_____ _ 45,242.61

Banking House---------------

1,929.75

Furniture and Fixtures_______

3,070.46

Other Real Estate Owned___ _

6,088.61

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

23,817.18 2,401.80
33,835.67

Advances on Other Commodi-

C htei ecsk s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -_-_ -_

3,376.89 147.80

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

OOvtheerrdrAafstsse

t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_
-

-

-

47.20
-no-ne

Total --------------~---------f 248,89 5. 37

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits____________ _ Trust Fund Deposits________ _ Cashier's Checks____________ _
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities-------------

25,000.00 none
7,500.00 3,766.76
12.00 none 94,506.20 none 59,498.82 47,521.61 none 2,089.98 none 9,000.00 none
none none none none

Total ------------------------f 248,895~

DEPARTMENT OF BANKING

101

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE BANK OF DALTON

Dalton, Ga.

President, W. C. MARTIN

Vice-President, E. P. DAVIS

Cashier, JAMES J. COPELAND

-----------R-E-S-O-U-R--C-E-S-: --
DTiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$

-------223,056.04 2,607.49

-

-C-a-p-i-ta-l -S-t-oc-k-L-IP-Aa-iBd-I-LI-nIT_-_-I_E-_S_-_:-_-_
Amount Reserved for Branches

$-

-

-

------
50,000.00 none

United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_

2,483.65 none none
50,514.19
16,000.00

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-__-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check ___ _

6,000.00 9,670.53
none none 150,147.71

Furniture and Fixtures______ _

4,000.00 Demand Certificates of Deposit

none

Other Real Estate Owned---- 10,110.77 Time. Certificate of DeposiL-- 10,148.75

Due from Federal Reserve

5avings Deposits------------- 141,532.79

Bank ---------------------Due from Other Approved Re-

none CTarsuhsiterF''sunCdhDecekps_o_s_i_ts_-_-_-_-_-_-_-_-_-

none 357.72

serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a--n-k-s-_-_-_-_-__--_ Advances on Cotton__________

56,442.48 none none

BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-

none none none

Advances on Other CommodiC ht ei ecsk s -f-o-r- -C- -l-e-a-r -i n-g- - -H-o- -u-s-e------

none

ances --------------------Reserve for Interest and Taxes

379.78 Bonds Borrowed-------------

none none none

Other Checks and Cash Items_

2,156.10 Other Liabilities-------------

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_ -_ -_ _- _- _- _- -_

none 107.00

Other Assets-----------------

none

Total ------------------------$ 367,857.50 Total ------------------------$ 367,857.50

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

HARDWICK BANK AND TRUST CO. Dalton, Ga.

President, W. M. HARDWICK WALTER

Vice-Presidents, G. L. HARDWICK, E. D. Cashier, T. D. RIDLEY

RESOURCES:

LIABILITIES:

TDiemmeanLdoanLsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$
United States Securities-----State of Georgia Bonds_____ _ Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults ------- ------------Due from Other Banks------Advances on Cotton---------Advances on Other Commodities ----------------------Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n- -y-)---------------------Other Assets-----------------

320,287.39 148,703.67
none none none 373,307.93 7,313.13 3,367.53 1,750.00
none
192,191.07 none none
none 935.36
none
none 1,072.08
none

Capital Stock Paid In--------~ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_-_ -_ _- _- -_
Dividends Unpaid------------Due to Bank.s---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso__f _D__e_p_o__s_iL__-_-
TCarushsiterF'us hCdhDecekpso__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks______________
Bills Payable----------------Notes and Bill.s RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsveBfoorrroInwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

100,000.00 none
75,000.00 8,426.20 720.00 164.50
561,007.75 none
92,936.34 209,880.09
none 793.28
none none none
none none none none

Total ------------------------$ 1,048,928.16 Total ------------------------$ 1,048,928.16

102

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF KESTLER Damascus, Ga.

President, H. E. HIGHTOWER

Vice-Presidents, J. A. HIGHTOWER, P. H.

===========K=E=A=TO=N=======C=ashier, W. R. PULLEN

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ $

Demand Loans--------------United States Securities------

State of Georgia Bonds-----Stock in Federal Reserve Bank

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

Furniture and Fixtures______ _

Other Real Estate Owned---Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _

A<lvances on .Other Commodi-

C htei ecsk s - f-o- r- -C- -l-e-a-r-i n-g- - -H-o-u- -s e- -__- -_

Other Checks and Cash Items_ Letters of Credit and Accept-

a~ces
Overdra

f

t-s-

-(-i

-f

-a-n- -y-)----------------------

Other Assets-----------------

62,871.26 21,540.20
none none none none 6,510.44 2,810.30 3,_327.98
none
14,585.45 162.45 132.25
none none 62.39
none 52.11 none

Capital Stock Paid In--------$ Amount Reserved for Branches Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_-
Cashier's Checks------------BCeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills RediscountedLetters e>f Credit and Accept-
Reasnecrvese f-o-r--In--te-r-e-s-t--a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------

25,000.00 none
5,000.00 1,424.48
none none 33,708.01 none 36,787.58 none none 134.76 none 10,000.00 none
none none none none

Total ----------------------- $ 112,054.83 Total ----------=------ $ 112,054.83

STATEMENT Showing Condition at Close of Business December 28, 1923
of the BANK OF DANIELSVILLE
Danielsville, Ga.

President, JOHN F. HOLDEN

Vice-Presidents, GEO. 0. GRIFFETH, J.

NATHANIEL GRIFFETH

Cashier, RICHARD C. GRIFFETH

RESOURCES:

- Tlme Loans and Discounts----$ 59,864.05

Demand Loans--------------- 20,000.00

United States Securities_____ _

7,000.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _

450.00 2,375.28 1,365.25

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

69,654.92 11,305.94
none

Advances on Other Commodi-

C htei ecsk s -f-o-r- -C- -l-e-a-r-i n-g- - -H-o-u- -s e- -__- -_

none 263.21

Other Checks and Cash Items_

86.21

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)--_-_-_-_-_-_-__-_-_--_ Other Assets_________________

none
257.05 none

----

Total ------------------------$ 172,621.91

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US ur rdpilvuisd e d- -P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits------------TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwt ee dr e_s_t__a_n_d__T_a_x__e s_
Other Liabilities-------------

15,000.00 none
15,000.00 387.50 none none
121,464.27 none
20,713.84 none none 56.30 none none none
none none none none

Total ------------------------$ 172,621.91

DEPARTMENT 0]' BANKING

103

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF DANVILLE Danville, Ga.

President, H. L. D. HUGHES

Vice-President, G. E. CHAPMAN

Cashier, C. R. FAULK



RESOURCES:

LIABILITIES:

Time Loans and Discounts----~ 116,628.59

Demand Loans--------------United States Securities______

14,248.00 none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures_______

4,635.00
962.00 1,145.50

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

18,084.95 51,764.55
1,838.55

Advances on Other Commodi-

ties ----------------------Checks for Clearing House--'-

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets ________________ _

none 23.06 none

----

Total ------------------------$ 209,330.20

Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P- r-o-f-i-t-s -_-_-_-_-_-_-_ -_ _- _- _-_- -_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _CBeilrltsifPieadyaCbhlee_c_k_S__-_-_--_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ Letters of Credit and Ace<.>pt-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------
Total ------------------------$

15,000.00 none
15,000.00 20,345.05
none none 65,876.95 - none 93,108.20 none none none none none none none none none none
209,330.20

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE DARIEN BANK Darien, Ga.

President, C. M. TYSON

Vice-President, J_ G. FORBES Cashier, D. E. L.AJ.~E

RESOURCES:

Time Loans and Discounts----$ 117,038.01

Demand Loans--------------United States Securities______

25,633.91 none

State of Georgia Bonds______

none

Steck in Federal Reserve Bank

none

OBathnekrinSgtoHcokus saen_d___B_o_n_d__s____________

none 2,000.00

Furniture and Fixtures_______

1,000.00

Other Real Estate Owned____

3,600.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-__-_-_-_--_ Advances on Cotton__________

13,124.45 none none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

700.00

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none 156.87

Other Assets_________________ 18,301.38

----Total ------------------------$ 181,554.62

LIABILITIES:
Capital Stock Paid In------,.-$ Amount Reserved for Branches US unrdpilvuisd e d- -P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letter.~ of Credit and Accept-
,ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other LiabilitieS-------------
Total ------------------------$

25,000.00 none
5,000.00 16,131.63
none 279.50 39,622.84
none 7,128.25 62,636.36 24,358.59
597.45 none none none
none 800.00
none none

104

FoeRTH Axx GeL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

MERCHANTS AND FARMERS BANK

President, C. W. KITCHENS

Davisboro, Ga.

Vice-President, C. T. MORRIS

Cashier, S. W. ARNO'LD

RESOURCES:

Time Loans and Discounts____ $ 53,668.66

Demand LoanS--------------United States Securities______ State of Georgia Bonds______

9,175.93 none none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve

1,100.00 2,500.00 4,501.46
none

DuBeanfrkom---O--th-e--r -A--p-p-r-o-v-e-d--R--e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_

21,382.71 none

Advanc<;s on Cotton----------

none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

1,100.67

Letters of Credit and Accept-

ances --------------------0> erdrafts (if any)----------Other Assets_________________

none none 2,498.03

-----

Total ------------------------' 95,927.46

LIABILITIES: Capital Stock Paid In ________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnkn.sp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit T'ime Certificate of Deposit_ __ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________ Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances ----- ---------------RBeosnedrsv e Bf oo rr r oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities-------------
Total ------------------------~

25,000.00 none
5,000.00 none none none
43,578.26 none
22,184.21 none none
164.99 none none none none none none none
95,927.46

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

PLANTERS STATE BANK Davisboro, Ga.

President, L. B. HOLT

Vice-President, R. L. DOWNS Cashier, J. E. DANIEL

RESOURCES:

Time Loans and Discounts----$ 36,753.87

Demand Loans--------------United Sta-tes Securities______

2,875.00 150.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_

1, 750.00 2,500.00

Furniture and Fixtures--~----

2,554.11

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_

41,361.72 none

Advances on Cotton----------

2,052.00

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none 430.75

Other Checks and Cash Items_

144.80

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets_________________

none none none

Total

------------------------$-

----
90,572.25

LIABILITIES:

Capital Stock Paid In--------$ Amount Reserved for Branches

USunrdpilvuids ed--P-r-o--fi't-s-_-_-_-_-_-_-_-_-_-_-_-_--_

Dividends Unpaid-------------

Due to Bank,S---------------Deposits Subject to Check____

Demand Certificates of Deposit Time Certificate of Deposit___

Savings Deposits-------------

Trust Fu
C'~,shier',s

nCd

r

eDeekps

_o_s_i_ts_-_-_-_-_-_-_-_-_-

BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-

Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsv e Bfoorrr oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_

Other Liabilities-------------

Total ------------------------$

15,000.00 none
15,000.00 982.80 none none
51,269.96 none
5,061.74 none none
3,257. 75 none none none none none none none
90,572.25

DEPART~lEXT OF BANKIXG

105

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF DAWSON Dawson, Ga.

President, M. C. EDWARDS

Vice-President, J. P. PERRY

Cashier, C. D. COCKE

RESOURCES:
DTiemmeanLdoaLnsoaannsd__D__is_c_o_u__n_t_s._.._.._.._. $ United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House .. ~------------Furniture and Fixtures ______ _ Other Real Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advance;, on Cotton_________ _ Advances on Other CommodiC htei ecsk s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_ Other Checks and Cash Items .. Letters of Credit and Accept-
ances --------------------OOvt heer rd r Aa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_
Total ------------------------$

246,869.79 3,146.23 1,600.00 none 4,200.00 675.00 none none none
10,13R.76
56,555.21 131.30
3,100.69
none 4,124.53
none
none none none
330,541.51

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o_s_i_t_-_..._.
Trust Fund Deposits--------C'ashier's Checks__________ .. __ BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted .. Letters of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s OBothnedrs LBiaobrirloitwieesd__-_--_-_-_-_-_-_-_-_-_--_

100,000.00 none
42,500.00 4,082. 76 none
13,170.76 123,007.33
none 46,280.72
none none 1,499.94 none none none
none none none none

Total ------------------------$ 330,541.51

STATEMENT
Showing Condition at Close of Business December 28, 1923 of the

THE FIRST STATE BANK

President, W. A. BALDWIN

Dawson, Ga.

Cashier, E. J. PACE

RESOURCES:

Time Loans and Discounts........$ 169,193.52

Demand Loans--------------United Sta-tes Securities______ State of Georgia Bonds______

2,903.58 none none

Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________
Furniture and Fixtures_______ Other Real Estate Owned___ _

none 1,400.00
none none 36,759.97

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

26,149.54 none none

Advances on Other Commodi-

(;'btieecsks--fo--r -C--l-e-a-r-in-g---H-o-u--se--__--_

none none

Other Checks and Cash Items ..

2,640.31

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)--_-_-_-__-_-_-_-_-_--_

none none

Other Assets------------------ - - -no-ne
rota! ------------------------$ 239,046.92

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-ts--_-__-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid------------Due to Bank.S---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STai mv ien gCse rDt ief pi coastiet so_f_ _D_ _e_p_o_s_i_t_- _..._.
Trust Fund Deposits--------C"ashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bill.s Rediscounted .. Letters of Credit and Accept-
ances --------------------RBeosnedrsveBfoorrrIonwteedre_s_t__a_n_d_: _T_a_x__es_
Other Liabilities-------------

50,000.00 none
50,000.00 16,525.89
none 1,326.49 51,028.23
none 11,634.11
none none 32.20 none 45,000.00 none
none none none 13,500.00

Total ------------------------$ 239,046.92

106

FouRTH ANKUAJ, REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF DEARING Dearing, Ga.

President, FREn J. HOWARn PRINTUP

Vice-Presidents, S. M. HAYWOOn, B. R Cashier, D. A. HOWARD

RESOURCES:

Time Loans and Discounts____ $ 53,941.72

Demand Loans--------------United States Securities______

200.00 none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______

none 1,622.43 2, 712.80

Other R!'al Estate Owned___ _

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

30,558.65 none none

.Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_

none none

Other Checks and Cash Items-

1,240.20

Letters of Credit and Accept-

OOvtahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y-_)_--_--_--_--_--_--_--_--_--_----_

none 255.11
none

----

Total --------------~---------$ 90,530.91

LIABILITH.:S: Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ STarvuisntgFs 'uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks_____________ Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwt ee dr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities____________ _
Total ------------------------$

15,000.00 none
5,000.00 2,475.79
none none 33,944.57 none 26,455.27 none none 155.28 none 7,500.00 none
none none none none
90,530.91

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

DECATUR BANK AND TRUST CO. Decatur, Ga.

President, J. HOWELL GREEN CHRISTIE

Vice-Presidents, W. H. WEEKES, S. R. Cashier, C. M. SANDERS

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o_n_d__s_________-_-
Furniture and Fixtures------Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________
AdyanC!JS on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash ItemsLetters of Credit and Accept-
ances --------------------OOvt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

889,712.35 none
1,000.00 none none
4,350.00 none
7,088.49 23,753.62
none
175,472.49 none none
none none none
none none 3, 703.50

'l.'otal ------------------------$ 1,105,080.45

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_BCfillrstifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptnBeoasnendrcsvees Bf-oo-rr-rI-on-w-tee-dr-e-_s-_t-_-_a-_n-_d-__-T_-a_-x_-_e--s_ Other Liabilities-------------

100,000.00 none
65,000.00 4,676.13 none none
598,398.70 none
88,659.55 235,934.98
none 12,411.09
none none none
none none none none

Total ------------------------$ 1,105,080.45

DEPARTJ\IEKT 0]' BAKKING

107

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE DEXTER BANKING CO. Dexter, Ga.

President, J. E. NEW

Vice-President, U. G. B. HOGAN Cashier, D. W. KNIGHT

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 54,579.85

Demand Loans---------------

none

United States SecuritieS------ 12,900.00

State of Georgia BondS------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

none 2,000 00

F'urniture and Fixtures-------

1, 735.42

Other Real Estate Owned____

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeau{rlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

29,354.53 none

Advances on Cotton _________ _ 14,351.14

Advances on Other Commodi-

ties ----------------------Checks for Clearing. House...

none none

Other Checks and Cash Items.

none

Letters of Credit and Accept-

ances ------------------~-OO tvheerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

none 485.7 4
none

-----

Total ------------------------$ 115,406.68

Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------Trust Fund Deposits--------C~ shier's Checks____________ _ BCielrltsifPieadyaCbhlee_c_k_S__-_-_--_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted. Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities-------------
Total ------------------------$

25,000.00 none
5,000.00 8,293.62
none 1,187.50 41,315.26
none 33,465.38
none none 1,144.92 none none none
none none none none
115,406.68

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, G. W. McWHITE

BANK OF DOERUN Doerun, Ga. Vice-President, P. B. WATKINS
Cashier, W. M. SMITH

RESOURCES:
Time Loans and Discounts.... $ Demand Loans--------------United States SecuritieS-----State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Ag<'nts vnd Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other Commodi-
ties ---------------~------C'heck!< for Clearing House... Other Checks and Cash Items. Letters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n-y-)--_-_-_-_-_-__-_-_-_--_ Other Assets_________________
Total ------------------------~

89,267.11 none none none none none
1,500.00 1,500.00 32,7 43.38
none
10,397.59 none none
620.58 649.61
none
none 394.24 3,090.99
140,163.50

LIABILITIES:
Capital Stock Paid In_______ _;$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid ____________ _ Due to Bank,s________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks_____________ CBei lrltsi fPi eady aCbhl ee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Notes and Bills Rediscounted. Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other LiabilitieS-------------

40,000.00 none
8,000.00 2,213.62
none none 23,693.78 none 34,803.47 pone none 11.00 none 28,281.50 3,038.10
none none none 122.03

Total ------------------------f 140,163.50

108

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS BANK Doerun, Ga.

President J. P. MYERS

Vice-President, E. L. BACON

Cashier, R. L. FREE

RESOURCES:

Time Loans and Discounts----$ 127,684.51

UDnemiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_--_

1,189.90 none

State of Georgia Bonds_____ _

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_

none 3,253.00

Furniture and Fixtures______ _

2, 714.07

Other Real Estate Owned ___ _

8, 770.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_

12,790.51 600.00

Advances on Cotton----------

none

Advances on Other Commodi-

C'"thieecsl{s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_

none 1,865.40

Other Checks and Cash Items_

657.10

Letters of Credit and Accept-

OOvtahenercrdersAafst-ss-e-t(s-if-_-_a-_n-_-_y-_)_--_--_--_--_--_--_--_--_--_----_
-

-

-

none none
-no-ne

Total ------------------------$ 159,524.49

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-__-_-_--_ DDiuveidteondBs aUnknps_a_id______-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits--------Cashier's Check~------------- BCti-lrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ !.etters of Credit and AcceptRF eoasnnedcrsve se Bf-oo-rr-r oI-n-w-tee-dr-e-_s-_t-_-_a_-n_-d_- _-T_-a_-x_-_e- -s_ Other Liabilities_____________

25,000.00 none
5,000.00 8,618.31
none none 36,977.08 none 47,530.18 none none 58.92 none 31,500.00 4,840.00
none none none none

Total ------------------------$ 159,524.49

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF DONALSONVILLE Donalsonville, Ga.

President, T. J. SHINGLE'R, SR.

Vice-President, THOS. CHASON

Cashier, W. H. VANLANDINGHAM

RESOURCES:

Time Loans and Discounts----$ 601,249.43

Demand Loans---------------

none

United States Securities------

434.78

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

4,500.00

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
F'urniture and Fixtures______ _ Other Real Estate Owned ___ _

150.00 5, 710.49
5,105.65 1,108.80

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

15,282.81

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

19,583.60 6,753.92

Advances on Cotton----------

none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none 43.35

Other Checks and Cash Items_

2,187.41

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none none

- - - - - Other Assets-----------------

5,910.29

Total ------------------------$ 668,020.53

LIABILITIES:
Capital Stock Paid In________ ~ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid_____________ _ Due to Banks-----------~---Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits------------CTraushstierF'sunCdhDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oorrr oI nwteedr e_s_t__a_n_d__T_a_x__e s_ Other Liabilities_____________

100,000.00 none
50,000.00 39,134.42
364.00 none
36,133.07 none
134,959.32 none none
1,446.56 none
78,961.43 91,286.94
none 6,389.13
none 129,345.66

Total ------------------------$ 668,020.53

DEPART:\[EXT OF BANKIKG

109

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

PLANTERS BANK Donalsonville, Ga.

President, J. L. DICKENSON

Vice-President, JNO. I. SPOONER

Cashier, J. L. HARALSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank OBtahnerk_mSgtoHckosusaen_d___B_o_n_q_._s__________ __
Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets ________________ _

107,787.71 none none none none none
3,306.70 2,085.95 2,920.89
none
12,332.7 7 none none
none none none
none none 6,148.11

Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills RediscountedLEtters cf Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

15,000.00 none
5,000.00 none none none
50,073.65 none
42,015.88 none none
453.29 none
14,000.00 none
none 360.00
none 7,679.31

Total ------------------------$ 134,582.13 Total ------------------------$ 134,582.13

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE UNION BANKING COMPANY Douglas, Ga.

President, T. S. PRICE

Vice-Presidents, J. R. SLATER, J. W. QUIXCEY, J. L.

SHELTON

Cashier, R.N. YEOMANS

RESOURCES:

'ime Loans and Discounts____ $
Demand Loans--------------United Sta.tes Securities______ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and Bonds______ Furniture and Fixtures______ _ Banking House______________ _
Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks_______ Advances on Cotton__________
Advances on Other Commodi-
C htei ecsk s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_ -_ _- _- _- _-_- -_ Other Assets_________________

540,548.35 23,492.34 45,750.00 none none 17,479.98 50,000.00 17,030.73 36,390.73
none
52,422.80 7,831.61 none
none 12,478.19
none
none 1,864.82 10,600.00

Total------------------------$ 815,889.55

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ . Savings Deposits------------Trust Fund Deposits--------Cashier's Checks ___________ .... BC<illrstifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ I.etters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-rIo-n-w-t ee-dr-e-_s-_t-_-_a_-n_-d_- _-T_-a_-x_-_e- -s_ Other Liabilities-------------

70,000.00 30,000.00 50,000.0(}
6,074.39 2.00
2,938.12 294,223.35
none 162,594.46
28,465.22 8,673.26 4,984.23 none
128,604.52 18,730.00
none none 10,600.00 none

Total ------------------------$ 815,889.55

110

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

DOUGLASVILLE BANKING COMPANY Douglasville, Ga.

President, J. T. DUNCAN

Vice-President, A. W. McLAR1'Y

Cashier, G. T. McLARTY

RESOURCES:

LIABILITIES:

'I'ime Loans and Discounts____ ~ Demand Loans--------------United States Securities______ State of Georgia Bonds______

444,802.84
none none none

Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_-_ -_ _- -_

60,000.00 15,000.00 51,500.00
7,07 5. 94

Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures_______ Other Real Estate Owned____

3,800.00 900.00
12,337.85 6,025.00
20,647.57

Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _
D(mand Certificates of Deposit Time Certificate of Deposit___

26.00
none 188,847.12
none 192,621.55

Due from Federal Reserve Bank ----------------------
Due from Other Approved Reserve Agents and Cash in
DuVeaufrl.tJsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

17,131.87
16,509.35 14,260.51 18,607.20

Savings DeposltB------------CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ 1.( tte,.s of Credit and Accert-

18,592.65 none
2,300.73 none
26,917.69 10,044.82

Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-

none 2,682. 78
none

ances ----------------------RBeosnedrsv e Bf oo rr rIonwt ee dr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities-------------

none none none none

ances ---------------------

none

Overdrafts (if any)-----------

none

- - - - Other Assets_________________ 15,221.53

=T=o=t=a~l=-=-=-=-=-=-=-=-=--=-=-=-=-=-=-=-=-=-=-=-=-=--=$===5=7=2~,9=2=6=="=0===1='=o=ta=l==-=-=-=--=-=-=-=-=-=-=-=-=-=-=-=-=-=--=-=-=-=-=$===5=7=2,926.a0

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF DOVER Dover, Screven County, Ga.

President, W. A. WILSON

Vice-President, W. 1\L HOWARD

Cashier, D. 0. McDOUGALD

RESOURCES:

Time Loans and Discounts----$ 29,123.21

Demand Loans--------------United States Securities______ S:tate of Georgia Bonds______

763.00 none none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_S_-_-_-_-_-_Furniture and Fixtures______ _

300.00 2,507.23 1,179.71

Other Real .Estate Owned ___ _

4,119.97

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _

6,722.21
none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none 12.03

Other Assets------------------ - -482- .82

Total ------------------------$ 45,210.1 ~

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks::._____________ Bills Payable_________________ Notes and Bills Rediscounted_ Letters cf CreJit and Accept-
ances --------------------RBeosnedrsv e Bf oorrrIonwt ee dr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities____________ _
Total ------------------------$

15,000.0~
none 2,000.00
none none none 23,704.06 none 4,471.92 none none 34.20 none none none
none none none none
45,210.1~

DEPARTJ\IE::\T OF BANKING

111

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

DUBLIN AND LAURENS BANK

Dublin, Ga.

President, C. W. BRANTLEY

Vice-President, T. V. SANDERS, JNO; J.

BARTON

Cashier, M. A. ROGERS

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------united Sta-tes SecuritieS-----State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_-_- .
Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _
Advances on Other Commodities -----------------------
Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and AcceptOvaenrcdersaft-s--(-if--a-n-y--) -_-_-_-_-_-__-_-_-_--_ Other Assets ________________ _

453,489.54 4,120.53 no.ne n<Yne notne 2,200.00
65,000.00 5,000.00
140,005.85
none
76,584.23 8,774.45 no,ne
none 743.20 148.07
none 963.14 3,128.08

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check---Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
TC Br u. sshti eFr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_C<>rtified Checks_____________ _ Bills Payable________________ _
Notes and Bills Rediscounted_ Let.ters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oorrr oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities____________ _

150,000.00 none
9,912.48 13,904.37
6.00 479,000.00
64,185.60 none
3,935.58 none none 789.46 55.60 none none
none none none 38,368.00

Total ------------------------$ 760,157.09 Total ------------------------$ 760,157.09

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

SOUTHERN EXCHANGE BANK

Dublin, Ga.

President, F. B. REINS WITHERINGTON

Vice-Presirlcnts, Wm. C. THOMPSON, J. H. Cashier, B. B. J<'ORDHAM

RESOURCES:

LIABILITIES:

'l'ime Loans and Discounts____ $ Demand Loans--------------united States Securities_____ _ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank BOathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures ______ _ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _
Advances on OthEr Commodi-
C htei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets ________________ _

639,178.00 7, 766.36 none none 3,050.00 847.47
23,000.00 9,865.43
13,329.67
25,175.20
51,812.39 750.56 none
none 1,373.31
299.75
none none 49,7 56.21

Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check---Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________
(T"[r. ushstierF'sunCdhDecekpso__s_i_ts_-_-_-_-_-..-_-_-_C,;rtified Checks______________ Bills Payable_________________
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

100,000.00 no'ne
1,000.00 7,838.27
none 14,026.18 280,454.98
none 154,490.1S
6,665.56 nO"ne
2,233.03 148.99
63,000.00 122,536.96
none none none 73,810.20

Total ________________________ $ 8 2_6_2._0_4~.3:=.5:.:c.='c=-T=-=o=ta=.l=--=-=-=-=-=-=-=--=-=-=-=-=--c--=--=---=-=-=-=--=--=$-=-=-8=-2=-6=.2=0:=.4:=.3..=..5

112

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF DUDLEY Dudley, Ga.

President, J. A. HOGA~

Cashier, R. L. SLTMNER

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank OBathnekrinSgtoHckous saen_d___B_o_n__d_S_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned ___ _ Due from Federal Reserve
D uBea fnrko m- - -O- t-h-e-r- -A- -p-p-r-o-v-e-d- -R- -e-serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_ -_ _- _- _-_- -_
Other Assets-----------------
Total ------------------------$

12,559.43 6,382.61 none no:ne none none 1,783.39 3,015.90 none
none
2,533.88 1,979.82
none
none none 453.20
none 2,634.96 3,839.07
35,182.26

LIABILITIES: Capital Stock Paid In--------~ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ TC'r&usshtieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_--_-_-_-_-_-_--_ Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _
Total ------------------------$

15,000.00 no.ne none none none none
10,900.42 none
8,863.71 none no:ne
418.13 none none none
none none none none
3:),182.26

STATEMENT Showing Condition at Close of Business December 28, 1923
of the
BANK OF DULUTH Duluth, Ga.

President, L. P. PATTILLO

Vice-President, J. '" KNOX

Cashier, D. W. WILSON

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United Sta-tes Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
OOtvahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y-_)-_--_--_--_--_--_--_-_--_--_----_

108,855.71 none none none none
495.00 2,078.00 2,500.00 5,000.00
none
50,907.44 none none
none none 164.65
none 95.86 none

Total ------------------------$ 170,096.66

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks_______________ _ Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks________ -----Bills Payable ________________ _
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities_________ ----

25,000.00 none
8,000.00 355.05 none none
76,856.87 none
58,244.27 none none
1,069.07 none none none
none 571.40
none none

Total ------------------------$ 170,096.66



DEPATIT::\IEXT OF BAXKING

113

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

FARMERS AND MERCHANTS BANK

Duluth, Ga.

President, A. R. DANFORTH

Vice-President, L. E. PAYNE

Cashier, A. B. KEITH

RESOURCES:
DTiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$
United States Securities______ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and Bonds______ _ Banking House______________ _ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House__ _ Other Checks and Cash ItemsLetters of Credit and AcceptO v&enrcdersa f t-s- -(-i f- -a-n-y-)- -_ -_ _- _- _- _- _- _-_-_- -_ Other Assets ________________ _

58,757.46 826.97 none none none 100.00
1,704.40 882.48 none
none
4,375.76 2,131.70
none
none none 10.00
none none none

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid _____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits____________ _ Trust Fund Deposits--------Cashier's Checks____________ _ BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit ancl Accept-
ances --------------------Reserve for Interest and Taxes -Bonds Borrowed____________ _ Other LiabilitieS-------------

15,000.00 none
5,000.00 59.12 none none
14,840.84 none
21,538.32 none none
122.50 none
12,227.99 none
none none none none

Total ------------------------$ 68,788.77 Total ------------------------$ 68,788.77

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF EASTMAN Eastman, Ga.

President, W. L. JESSUP

Vice-President, C. C. HOSFORD

Cashier, JETER A. HARRELL

RESOURCES:
Time Loans and Discounts____ $ Demand Loans______________ _
United States Securities______ State of Georgia Bonds_____ _ St0ck in Federal Reserve Bank Other Stocks and Bonds ______ _ Banking House______________ _ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _ Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash ItemsLetters of Credit and Accept-
ances --------------------Overdrafts (if any) __________ _ Other Assets________________ _

268,557.94 none none none
2,500.00 3,000.00 14,500.00 3,642.50
679.44
none
31,414.48 none none
33,737.22 none none
none none 21,800.50

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________ _ Due to Banks_______________ _
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted. Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

60,000.00 none
24,430.76 none none none
141,087.79 none
71,424.63 2,492.38 none 1,518.33 none
17,500.00 36,428.19
none none none 25.000.00

Total ------------------------$ 379,882.08 Total------------------------$

114

FouRTH AN~UAL REPORT

STATEMENT Showing Condition at Close of Business DEl{:ember 28, 1923
of the

CITIZENS BANKING CO. Eastman, Ga.

President, C. H. PEACOCK

Vice-President, T. H. EDWARDI::l Cashier, E. H. WARE

RESOURCES:

DTiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$

436,329.07 none

United States Securities______

6,302.80

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

3,600.00

Other Stocks and BondS--- __ _ Banking House______________ _

1,350.00 7,703.15

Furniture and Fixtures_______

5,469.42

Other Real Estate Owned____ 20,733.02

Due from Federal Reserve

Bank ---------------------- 19,162.01

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

61,136.07
none 25,664.24

Advances on Other Commodi-

ties ----------------------C"'hecks for Clearing House __ _

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none none

Other Assets_________________ 32,565.44

-----

Total ------------------------$ 620,015.22

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USurdrpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed_____________ Other Liabilities____________ _

100,000.00 none
20,000.00 46,677.39
none none 250,374.97 none 176,311.95 none none 3,695.86 none none 22,955.0fi
none none none none

Total ------------------------1 620,01Ei.22

STATEMENT Showing Condition at Close of Business December 28, 1923
of the BANK OF EAST POINT East Point, Fulton County, Ga.

P1esident, R. F. THOMPSON

Vice-President, F. J. ALLEN

Cashier, B. B. BAKER

RESOURCES:
Time Loans and Discounts____ $ Demand Loans______________ _ United States Securities_____ _ State of Georgia Bonds_____ _
Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r- B--a-n--k-s-_-_-_-_-_-_--_ Advances on Cotton _________ _
Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i-f -a-n- -y )- -_-_-_-_-_-_-_-_ -_ _- -_ Other Assets ________________ _

283,462.96 18,275.22 836.00 none none 7,950.00 4,903.58 3,946.49 none
none
42,980.90 81,771.50
none
none none 918.40
none none 3,683.75

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches
UStnirdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dhidends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits------------Trust Fund Deposits--------Cashier's Checks____________ _
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr r oI nwt eedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities____________ _

35,000.00 none
10,000.00 17,049.62
5.00 none 206,276.17 none 9,136.75 138,662.45 32,598.81 none none none none
none none none none

Total ------------------------f 448,728.80 Total ------------------------~ 448,72~

DEPART~IEXT OF BANKIXG

115

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

FARMERS AND MERCHANTS BANK

Eatonton, Ga.

President, L. 0. BENTON

Viee-President, J. N. IIAWKINS

Cashier, W. A. ANDREWS

RESOURCES:

Time Loans and Discounts____ $ 40,189.44

Demand Loans______________ _

610.20

United States Securities------

5,000.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

750.00

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

9,119.23 5,000.00

Furniture and Fixtures------Other Real Estate Owned ___ _

1,250.00 none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

3,040.40

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

4,309.26 none none

Advances on Other Commodi-

tieR ----------------------Checks for Clearing House __ _

none 682.04

Other Checks and Cash Items_

102.00

Letters of Credit and Accept-

ances ---------~----------Overdrafts (if any)----------Other Assets_________________

none 1. 74
552.30

-----

'["otal ------------------------$ 70,606.61

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ Dividenas Unp'l.id____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ STarvuisntgFs uDndepDoseiptoSs-i-ts-_--_-_-_-_-_-_-_-_Cashier's Checks------------CBeilrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed_____________ Other Liabilities-------------
Total ------------------------$

25,000.00 none none none none none
35,431.30 none
10,041.22 none none
134.09 none none none none none none none
70,606.61

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE MIDDLE GEORGIA BANK

Eatonton, Ga.

President, BENJ. W. HUNT

Vice-President, P. P. EZELL

Cashier, E. W. INGRAM

RESOURCES:
'l'ime Loans and Discounts____ $ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal neserve
Bank ---------------------Due from Other Approved Re-
serve Agents .and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i-f -a-n- -y-)-_-_-_-_-_-_-_-__-_- -_ Other Assets ________________ _

347.798.79 25,275.16 none none 3,000.00 4,000.00 none 540.00 4, 705.00
26,965.92
58,909.96 none none
none 4,011.74
43.54 ncne 458.76 17,408.37

LIABILITIES:
Capital Stock Paid In________ ~ Amount Reserved for Branches
USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Lette:s of Credit and Accept-
ances -------~-------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

50,000.00 none
50,000.00 none 60.25 none
205,897.81 none
77,263.37 none
46,108.67 152.39 341.49
11,000.00 52,293.26
none none none none

Total ------------------------$ 493,117.24 Total ------------------------$ 493,117.24

116

FouRTH AxxL\L HEPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE BANK OF EDISON Edison, Ga.

President, L. C. MANRY

Vice-President, HENRY TURNER Cashier, S. A. SOLOMON

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______
State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------ADduve afnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_-
Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_ -_ -_ _- _- _- -_ Other Assets_________________

215,209.75 23,165.82 none none none 1,063.00 3,000.00 1,800.00 12,432.77
none
50,797.24 127.00
9,969.14
709.06 hone
2,311.86
none none 88.27

Total ------------------------$ 320,673.91

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpi vl ui ds e d- -P-r-o-f-i-t-s -_-_-_-_-_-_ -_ _- _- _- _-_- -_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits_____________
Trust F'und Deposits--------CCearsthifiieerd's CChehcekcsk_s_-_-_-_-_-_-_-_-_-_-_-_-_Bills Payable_________________
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _

50,000.00 none
30,000.00 8,943.98 none none
215,155.61 none
15,27 4.40 none none
1,247.0fi none none none
none 52.86 none none

Total ------------------------$ 320,673.91

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF ELBERTON

Elberton, Ga.

President, W. 0. JONES

Vice-Presidents, T. 0. TABOR, C. 0. BRO'W~ Cashier, W. E. BATES

RESOURCES:

Time Loans and Discounts----$ 472,678.78

Demand Loans--------------United States Securities______

9,442.19 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

3,750.00

OBathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_--_-_-_-_
Furniture and Fixtures_______ Other Real Estate Owned ___ _

2,47 5.00 30,487.69 21,179.95 25,552.80

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

31,408.34

Vsearuvlets A_g_e_n_t_s___a,_n_d___C_a_s_h___in_ Due from Other Banks_______ Advances on Cotton _________ _

37,248.87
70.25 none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

2,568.00 1,552.06

Other Checks and Cash Items_ 11,881.11

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

none 4,688.07

Other Assets_________________

6,098.82

-----

Total ------------------------$ 661,081.93

LIABILITIES:
Capital Stock Paid In ________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ 1'-avings Deposits____________ _ Trust F'und Deposits--------Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_--_._-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed____________ _ Other Liabilities____________ _

100,000.00 none
25,000.00 12,488.73
none none 297,598.69 none 79,939.86 108,560.50 none 4,994.1;) none 12,500.00 20,000.00
none none none
non~

Total ------------------------$ 661,081.93

DEPARTMENT OF BANKIXG

117

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

ELBERTON LOAN AND SAVINGS BANK Elberton, Ga.

President, Z. C. HAYES

Vice-President, G. L. A. ALMOND Cashier, Z. C. HAYES

RESOURCES:

T;me Loans and Discounts----~ 314,086.10

Demand Loans---------------

1,992.14

United States Securities------

2,560.00

State of Georgia Bonds------

6,000.00

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_--_-__--_

900.00 none

Furniture and Fixtures_______

8,000.00

Other Real Estate Owned___ _

9,277.36

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

Vaults -------------------- 57,737.22

Due from Other Banks------Advances on Cotton__________

25.00 11,019.66

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 1,225. 70

Other Checks and Cash Items-

3, 720.64

Letters of Credit and Accept-

ances ---------------------

none

- - - - - OOvtheerrdrAafstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_--_

1,597.73 2,921.00

'rotal ------------------------$ 421,062.55

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________ Bills Payable_________________ Notes and Bills RediscountedLetters of Credit and A.cceptReasnercvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------------Other Liabilities-------------

75,000.00 none
15,000.00 26,600.51
114.00 none
166,868.98 none
12,758.20 124,153.33
none 52.53 515.00 none none
none none none none

Total -----------------------$ 421,062.55

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF ELLAVILLE Ellaville, Ga.

President, J. H. STEVENS

Vice-President, A. C. MURRAY
Cashier, H. F. DIXON

RESOURCES:

Time Loans and Discounts____ $ 85,366.66

Demand Loans---------------

6,000.00

United States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

5,990.00 2,926.77

Furniture and Fixtures-------

2,182.92

Other Real Estate Owned____

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

Vaults -------------------- 187,586.07

DAudevafnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_--_

none 6,864.58

Advances on Other Commodi-

C ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o- -u-s-e------

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

- - - - - OOvtahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y-_)-_--_--_-_--_--_--_--_--_--_----_

none none 3,366.83

Total ------------------------$ 300,283.83

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US nudripvliud esd - -P-r-o-f-i t-s-_-_-_-_-_-_-_-_-_-_-_-_- -_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Dtemand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks______________ Bills Payable_________________ Notes. and Bills RediscountedLettPrs of Cre<lit and Accept-
ances --------------------RBeosnedrsve BfoorrroIwnteedr..e:s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

25,000.00 none
5,000.00 11,104.13
none none 180.985.05 none 78,194.65 none none none none none none
none none none none

Total ------------------------$ 300,283.83

118

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE COUNCIL BANK EllaVille, Ga.

President, J. M. COUNCIL

Cashier, J. C. RAINEY

RESOURCES:

Time Loans and Discounts----$ 28,730.04

Demand Loans--------------United States Securities______

1,988.15 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

none 3,500.00

Furniture and Fixtures-------

none

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults --------------------

4,286.88

Due from Other Banks-------

2,082.39

Advances on Cotton----------

6,423.25

Advances on Other Commodi-

C htei ecsk s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

1,330.64 278.01

Other Checks and Cash Items_

Letters of Credit and Accept-

none

- - - - - Ovaenrcdersaft-s--(-if--a-n-y-)--_-_-_-_-_-_-__-_-_--_
Other Assets_________________

none 923.89 none

Total ------------------------f 49,543.25

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks_____________ Certified Checks______________ Bills Payable_________________ Notes and Bills RediscountedLetters of Credit and AccHptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------------Other Liabilities-------------
Total ------------------------'

30,000.00 none none
1, 781.21 none none
17,762.04 none none none none none none none none none none none none
49,543.25

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF ELLENTON Ellenton, Ga.

President, J. I. BAKER

Vice-President, JOE BAKER Cashier, L. T. ROUNTREE

RESOURCES:
Time Loans and Discounts____ $ DUenmiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_--_ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank OBathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________ Advances on Other CommodiChteiecsks--fo--r -C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OOtvheerrdrAafstsset(sif__a_n_y__)_-_-_--_-_-_-_-_-_-_-_
Total ------------------------$

33,545.49 none none none none none
1,600.00 1,500.00
818.11
none
1,320.39 none none
5,342.53 none none
none 200.70 none
44,327.22

LIABILITIES: Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ _- _-_-_- -_ DDiuveidteondBs aUnknsp_a_i_d__.-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check ___ _ Df'mand Certificates of Deposit fT'aimviengCserDtiefipcoastietso__f _D__e_p_o__s_iL__-_Trust Fund Deposits________ _ C"ashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r oI-n-w-tee-dr-e-_s-_t-_ _-a_-n_-d_- _-T_-a_-x_- _-e-s_ Other Liabilities-------------
Total ------------------------$

15,000.00 none
2,000.00 304.36 none none
4,780.15 none
12,200.00 none none 220.71 none
9,822.00 none
none none none none
44,327.22

DEPARTMENT OF BANKING

119

STATEMENT Showing Condition ~,t Close of Business December 28, 1923
of the

BANK OF EL~OOD Ellenwood, Ga.

President, G. T. WILLIAMSON

Vice-President, W. R. WHITAKER

Cashier, E. COWAN

- - - - -RE-SOURCES:
'Dl'lemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$
United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______
Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House__ _ Other Checks and Cash ItemsLetters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_ -_ _- _- _- _-_- -_ Other Assets_________________

32,834.63 none
5,147.32 none none none
2,000.00 850.00
7,000.00
none
13,887.33 none
2,035.94
none none 34.46
none none 17.00

LIABILITIES:
Capital Stock Paid In--------~ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check____ DPmand Certificates of Deposit Time Certificate of DeposiL-i:>avings Deposits------------TC ar us hsite rF' su nCdhDe cekps _o_s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________ Bills Payable_________________
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

15,000.00 none
7,500.00 1,053.58
none none 22,598. 7& none 17,550.32 none none 104.00 none none none
none none none none

Total ------------------------1 63,806.68 Total ------------------------$ 63,806.6~

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE BANK OF ELLIJAY Ellijay, Ga.

President, SAM TATE

Vice-President, R. L. McCLAIX Cashier, E. T. HUDSON

RESOURCES:
TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$ United States Securities______ State of Georgia Bonds-----Sleek in Federal Reserve Bank OBathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures------Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_ Advances on Cotton---------Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash ItemsLetters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n- -y-)---------------------Other Assets-----------------
Total ------------------------$

208,610.12 12,000.00 8,555.00 none none 5,925.00 none 3,092. 70 2,470.00
none
86,706.42 none none
none none none
none 144.93
none
327,504.17

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso__f _D__e_p_o__s_iL__-_-
CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks______________
Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
RBeoasnnedcrsve se Bf-oo-rr-rIo-n-w-t ee-dr-e-_s-_t-_ _-a_-n_-d_- _-T_-a_-x_-_e- -s_ Other Liabilities_________ .:. __ _

15,000.00 none
5,000.00 3,871.49
none none 127,962.45 none 151,185.82 none 22,682.53 792.86 1,009.02 none none
none none none none

Total ------------------------$ 327,504.17

r

120

FouRTH ANxl~AL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, E. F. BUSSEY

BANK OF ENIGMA Enigma, Ga. Vice-President, A. N. DEAN
Cashier, A. REGISTER

RESOURCES:

Time Loans and Discounts----$ 19,808.26

Demand Loans--------------United States Securities______

3,175.50 none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House ______________ _ Furniture and Fixtures_______

none 2,034.87 1,140.00

Other Real Estate owned___ _

3, 702.55

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _

4,054.97 2,000.00
none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none none

Other Assets_________________

2,948.80

-----

Total ------------------------$ 38,864.95

LIABILITIES:
Capital Stock Paid In________ $ rAmount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DD>uveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check___ _ DLmand Certificates of Deposit Time Certificate of Deposit--STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks------------CBeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------neserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------
Total ------------------------$

15,000.00 none none
818.35 none none 12,995.33 2,500.00 7,304.35 none none 246.92 none none none
none none none none
38,864.95

STATEMENT Showing Condition at Close of Business December 28, 1923
of the BANK OF ETON
Eton, Ga.

President, C. C. KEITH

Vice-President, F. M. JONES Cashier, H. R. JAl\fES

RESOURCES:

Time Loans and Discounts----$ 53,076.07

Demand Loans--------------United Sta.tes Securities______

1,949.00 2, 750.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_

none none

Furniture and Flxtures_______

2,000.00

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _

29,494.73 none
8,218.06

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

48.95

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_ -_ _- _- _- _-_- -_ Other Assets_________________
-

-

none 278.46
- -non-e

Total------------------------$ 97,815.27

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches Surplus --------------------Undivided Profits------------Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bill.s Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------
Total ------------------------$

15,000.00 none
4,000.00 448.02 43.20 none
31,736.79 6,288.61
28,205.87 none
12,092.78 none none none none
none none none none
97,815.27

DEP.\RT:\IE:\'T OF RANKI:\'G

121

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF CAMPBELL COUNTY Fairburn, Ga.

President, C. R. HARVEY

Vice-Presidents, J. L. BRASSELL, J. A. JONES,

J. H. McCLURE

Cashier, H. W. JONES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 530,976.28

Demand Loans--------------- 20,371.38

United States Securities______

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds-------Banking House______________ _

none 20,000.00

Furniture and Fixtures_______

3,582.00

Other Real Estate Owned____

3,200.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_

11,323.69 none

Advances on Cotton__________

1,90!5.51

Advances on Other Commodi-

ties -----------------------

none

Checks for Clearing House---

none

Other Checks and Cash Items_

6,463.01

Letters of Credit and Accept-

ances --------------------OC vt heer rd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_ _- _- _-_-_- -_

none
none none

----

Total ------------------------$ 597,821.87

Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills Rediscounted.Letters of Credit and Accept-
RBeoasnnedcrsve se Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a_-n_-d_- _-T_-a_-x_-_e- -s_
Other LiabilitieS-------------

150,000.00 none
30,000.00 16,7 42.20
none none 83,528.26 none 27,569.23 none ncne 2,050.04 none 126,000.00 none
ncne none none 161,932.14

Total ------------------------$ 597,821.87

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FAIRBURN BANKING CO. Fairburn, Ga.

President, J. H. LONGINO

Vice-President, L. M. HOBGOOD

Cashier, GEO. EDMONSON

RESOURCES:

Time Loans and Discounts____ $ 145,994.92

Demand Loans--------------- 14,644.66

United States Securities______

3,750.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _

6,225.00 18,435.06
7,370.87

Other Real Estate Owned____

252.50

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeafurlotsm -O--th--e-r-B--a-n-k--s-__-_-_-_-_--_ Advances on Cotton _________ _

36,565.77 none
12,679.36

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

345.73 none

Other Checks and Cash Items_

1,099.26

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n- -y-)------------------ -- --

none 326.07

Other Assets-----------------

none

-----

Total ------------------------$ 247,689.20

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits------------Trust Fund Deposits--------Cashier'-s Checks____________ _
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes OBothnedrs :BLioarbrioliwtieesd__--_-_-_-_-_-_-_-_-_-_--_

46,680.00 none none
7,312. 71 none none
99,832.83 none
93,155.01 245.00 none 450.61 none none
none none none none 13.04

Total ------------------------$ 247,689.20

122

FouRTH ANNUAL REPORT.

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE FAIRMOUNT BANK Fairmount, Ga.

Pre:;ident, MRS. EDNA F. TATE

Vice-President, DR. R. L. ROGERS

Cashier, R. D. PAYNE

RESOURCES:

Time Loans and Discounts----$ 99,875.63

Demand Loans---------------

3,957.50

United States Securities-----State of Georgia Bonds_____ _

650.00 none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

225.00

Ba nking House--------------Furniture and Fixtures______ _

4,000.00 1,745.00

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults --------------------DAudve afnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_-

40,083.69 5,000.00 none

Advances on Other C'ommodi-

C htei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

none none

Other Checks and Cash Items..

none

Letters of Credit and AcceptOvaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-__-_-_--_

none 214.65

Other

Ass

et

s-

-

-

-

------

-

-

-

-----

3,363.20
---

Total ------------------------$ 159,114.67

LIABILITIES:
Ca.pital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check ___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o_s_i_t______ TCraushstierF'sunCdhDecekpso__s_i_ts_-_-_-_-_-_-_-_--_
BCielrltsifPieadyaCb'lhee_c_k__s_-_-_-_-_--_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Cred;t and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwteedr e_s_t__a_n_d__T_a_x__e s_ Other Liabilities____________ _

15,000.00 none
7,500.00 799. 79" 125.60 none
75,955.66 none
58,660.46 none none
952.61 none none none
none
none none 120.55.

Total ------------------------$ 159,114.67

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS AND MERCHANTS BANK Fayetteville, Ga.

President, J. W. WISE

Vice-President, W. W. REDWINE Cashier, C. D. REDWINE

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United Sta.tes Securities_____ _ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and Bonds-----BFuanrnkiitnugreHaonudsFe-ix--t-u-r-e-s-_-_-_-_-_-_-_Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________ Advances on Other C'ommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items.. Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_ _- _- _- _-_-_-_- -_ Other Assets_________________
Total ------------------------$

155,550.53 28,366.84 3,850.00 none none 450.00 2,266.79 3,256.46 4,477.62
none
27,363.04 578.21
12,599.88
none 5,031.60 . 363.38
none 7, 729.34
none
251,883.69

LIABILITIES:
Ca.pital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCfelrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted .. Letters of Credit and AcceptRBeoa!n'nedcrsvese Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a-_n_-d_-_-T_-a_-x_-_e--s_ Other Liabilities-------------

25,000.0() none
25,000.01) 2,654.65 none none
160,094.36 none
34,364.59" none none
1,320.09 350.01) none none
none none 3,100.0() none

Total ------------------------$ 251,!8~

DEPARTMENT OF BANKING

123

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF FINLEYSON

Finleyson, Ga.

President, J. W. CONNER, SR.

Vice-Presidents, R. L. SCARBOROUGH, W.

E. FINLEYSON

Cashier, CLARENCE FINLEYSON

RESOURCES:

Time Loans and Discounts----$ 25,848,44

DUenmiteadndS. tLa.oteasnSs-e-c-u-r-i-ti-e-s-_-_-_-_-_--_ State of Georgia Bonds______

none none none

Stock in Federal Reserve Bank Cther Stacks and Bonds_____ _ Banking House_______________ Furniture and Fixtures______ _

none none
1,200.00 1,400.00

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

2, 708.55 62.50 none

Advances on Other Commodi-

C htei ecsk s - f-o- r- -C- -l-e-a-r-i n-g- - -H-o-u- s-e- -__- -_

1,522.85 none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

nnoonnee

Other Assets_________________

55.76

-----

Total ------------------------$ 32,798.10

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid_____________ Due to Bank-S---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r-Ion-w-t ee- -dr e-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities_____________
Totar ------------------------$

15,000.0(} none none
9,738.21 none none
4,320.73 none
1,186.86 none none 24.4(} none
2,000.0(} 527.9(}
none none none none
32,798.1(}

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF FLOVILLA Flovilla, Ga.

President, F. S. ETHERIDGE

Vice-President, B. A. WRIGHT

Cashier, J. T. GIBSON

RESOURCES:
TDiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$ {;nited States Securities_____ _ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o_n_d_s_-_-_-_--_-_-_Furniture and Fixtures______ _ Other Real Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton---------Advances on Other Commodi-
1ies ----------------------Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and AcceptOvaenrcdersaft-s--(-i-f -a-n-y--) -_-_-__-_-_-_-_-_-_--_
Other Assets-----------------
Total ------------------------$

27,499.25 23,125.00
2,000.00 none none
5,225.00 1,102.50 1,259.43 1,195.46
none
8,518.46 30,996.00
none
none none 1,463.02
none 51.34 none
102,435.46

LIABILITIES: Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Bank-s---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedrcsveesBf-oo-rr-rI-on-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a_-x_-_-e-s_ Other Liabilities-------------
Total ------------------------$

15,000.00 none
10,000.0(} 3,631.84 none none 41,163.28 none 32,566.83 none none 73.51 none none none
none none none none
102,435.46

124

FocRTH AxXL\L HEPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF FLOWERY BRANCH Flowery Branch, Ga.

President, L. 0. BENTON

Vice-President, DR. W. W. LILES Cashier, W. H. 'I'HOMAS

RESOURCES:

Time Loans and Discounts----$
Demand Loans--------------United States Securities______ State of Georgia Bonds_____ _

54,653.45 none none none

Stock in Federal Reserve Bank OBathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned____

none none 2,800.00
2,148.25 none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_

3,045.18 none

Advances on Cotton----------

none

Advances on Other Commodities -----------------------
Checks for Clearing House---

none none

Other Checks and Cash Items_

278.96

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

nnoonnee

(;ther AssetS------------------ - - .2,.2,61-. 7-7

Total ------------------------$ 65,187.61

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks_____________ _ Bills Payable ________________ _ Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a--x-e-s Bonds Borrowed------------Other Liabilities-------------
Total ------------------------$

25,000.00 none none none none none
7,560.54 109.09
5,076.87 none
436.73 193.65
none 25,496.35
1,314.38
none none none none
65,187.61

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE CITIZENS BANK Folkston, Ga.

President, Wm. MIZELL, SR.

Vice-President, B. G. McDONALD

Cashier, Wm. MIZELL, JR.

RESOURCES:

Time Loans and DiscountS----$ Demand Loans--------------l.:'nited States Securities______
State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures------Other Real Estate Owned---Due from Federal Reserve

117,081.50
8,527.81 5,000.00
none none 15,000.00 none
2,379.16
325.00

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in
Vaults -------------------Due from Other Banks___ ---Advances on Cotton---------Advances on Other Commodi-

55,371.98 none none

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o--u-s-e-----Other Checks and Cash Items_

none none 356.69

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

nnoonnee

Cther Assets------------------ - -9-75.-80
Total ------------------------$ 205,017.94

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
CT ar us hs ti e rF' su nCdhDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_-
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r-Ion-w-t ee- -dr e-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other Liabilities-------------

15,000.00 none
3,000.00 12,967.65
3.60 none 104,314.97 none 28,306.45 41,128.10 none 297.17 none none none
none none none none

Total ------------------------$ 205,017.94

DEPART~IEXT OF BAXKING

12.5

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF FORSYTH Forsyth, Ga.

President, R. B. STEPHENS

Vice-President, J. J. CATER

Cashier, JNO. F. STEPHENS

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------UP.ited States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o_n__d_s_-_--_-_-_-_Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other Commodi-
ties ------------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and AcceptOvaenrcdersaft-s--(-I-f -a-n-y--) -_-_-_-_-_-_-_-_-_-_-_
vther Assets-----------------
Total ------------------------$

LIABILITIES:

57,525.75 28,396.28 10,000.00
6,225.00 none none
4,588.56 2,775.31 8,825.13
none
28,061.01 500.00 none
none 1,902. 79 1,677.48

Capital Stock Paid In________ $

Amount Reserved for Branches

US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_ -_ -_ _- _- -_

Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____
Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits____________ _

Trust Fund Deposits--------Cashier's Checks____________ _

BCielrltsi

fPieady

Checks-----~--------
able ________________ _

Notes and Bills Rediscounted_ Letters of Credit and Accept-

ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _

Other Liabilities-------------

50,000.00 none
15,000.00 5,019.20 none none
97,984.97 none none none none
303.50 none none none
none none none none

none

none

I 17,830.36
168,307.67

Total -------------------------$---1-6-8,_3_0_7-.6--7

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

CITIZENS BANK OF FORSYTH

Forsyth, Ga.

President, H. H. HARDEN P. R. CHAPMAN

Vice-President, H. E. NEWTON, B. H. MANRY, Cashier, ROLAND ANDERSON

RESOURCES:

Time Loans and Discounts----$ 60,222.83

Demand Loans--------------Ur;ited States Securities______

91,405.56 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

6,500.00

Banking House----------~---Furniture and Fixtures______ _

none 1,985.70

Other Real Estate Owned____

2,775.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _

22,193.57 none none

Advances on Other Commodi-

"ties ------------ ----------Checks for Clearing House __ _

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)--_-_-_-_-_-_-_-__-_--_

none none

Other

Assets

________________

_
-

-

-

-no-ne

Total ------------------------$ 185,082.66

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches Surplus --------------------Undivided Profits_____________ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits____________ _
TCraushstieFr'sunCd hDecekps o__s_i_ts_-_-_-_-_-_-_-_--_
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
Resaenrcvees f-o-r-I-n-t-e-r-e-s-t--a-n-d--T-a-x-e-sBonds Borrowed------------Other Liabilities-------------

40,000.00 none
10,000.00 5, 746.09 none none
63,624.07 4,000.00
11,658.25 none none 54.25 none none none
none none none 50,000.00

Total ------------------------$ 185,082.66

12()

FouRTH ~~NNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS BANK Forsyth, Ga.

President, R. T. PERSONS RESOURCES:

Vice-President, R. P. BROOKS
Cashier, R. J. BIT=T=IC=K================ LIABILITIES:

Time Loans and Discounts----f 76,468.79

Demand Loans--------------- 129,047.98

United States Securities______

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds___ ---

none

BFuanrnkiitnugreHaonudseF-ix--t-u-r-e-s-_-_-_-_-_-_--_

3,992.95 2,493.15

Other Real Estate Owned ___ _

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

42,622.80 none none

.AdvanceB on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_

none 6,807.19

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_-_ -_ -_ _- _- _- _-_-_- -_

none none

Other Total

-A--s-s-e--t-s---------------------------------$-

- -no-ne
261,432.86

Capital Stock Paid In________ $ Amount Reserved for Branches
SUunrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o_s_i_t_-_-_-
TCarushsiterF'us nCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RedlscountedLHters of Credit and AC'ceptReasnecrvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x--e-s Bonds Borrowed------------Other LiabilitieS-------------

50,000.00 none
50,000.00 7,800.65 none none
153,632.21 none none none none none none none none
none none none none

Total ------------------------$ 261,432.86

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

MONROE COUNTY BANK Forsyth, Ga.

President, W. C. HILL

Vice-President, C. B. HOLLIS, SR. Cashier, CHARNER W. HILL

RESOURCES:

Time Loans and Discounts____ $ 164,372.66

Demand Loans--------------United States Securities______

62,623.46 700.00

State of Georgia Bonds------

none

Stock in Federal Reserve Ban]{

1,650.00

OB at hnekri nSgt oHc kosu saen_d_ _ _B_o_n_d_ _s ______ _-_- -_

675.00 none

Furniture and Fixtures______ _

1,000.00

Other Real Estate Owned ___ _ 10,312.64

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

12,653.01

serve Agents and Cash in

Vaults -------------------Due from Other Banks------Advances on Cotton__________

17,463.23
none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

1,863.84 2,056.21

Other Checks and Cash Items-

79.16

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_

none none

Other Assets_________________ _

none

-----

Total ------------------------$ 275,449.21

LIABILITII<}S:
Capital Stock Paid In________ $ Amount Reserved for Branches
US unrdpilvui sd e d- -P- r-o-f-i-t-s -_-_-_-_-_-_-_-_ -_ _- _-_- -_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits ____________ _
TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_
Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted. Letters of Credit and AcceptReasnecrvese f-o-r--In--te--re--s-t -a-n-d--T--a-x-e-s Bonds Borrowed------------Other Liabilities-------------

25,000.00 none
30,000.00 10,165.28
none none 103,322.57 none 13,432.88 93,093.60 none 123.52 none none none
none none none 311.36

Total ------------------------$ 275,449.21

DEPARTMENT OF BANKING

127

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF FORT GAINES

Fort Gaines, Ga.

President, C. W. MORRIS

Vice-President, W. L. PAULLIN

Cashier, W. L. PAULLIN

RESOURCES:
Time Loans and Discounts----$ Demand Lpans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds_____ _ Banking House--------------Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and AcceptOvaenrcdersaft-s--(-if--a-n-y--) -_-_-_-_-__-_-_-_-_--_ Other Assets_________________
Total ------------------------$

none 11,868.52 199,479.20
none none none none none 1,000.00
none
none 91,190.67 39,016.7 4
none 3,169.77 8,283.01
none none 475.50
354,483.41

LIABILITIES:
Capital Stock Paid In--~-----$ Amount Reserved for Branches
US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ DEmand Certificates of Deposit T'ime Certificate of Deposit___ Savings Deposits____________ _
TCraus hs ti e Fr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- -_ Certified Checks______________ Bills Payable________________ _
Notes and BiBs Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _

none 50,000.00
none 35,000.00 15,351.65
184.53 176,027.18
none 56,982.79
none none none 937.26 none 20,000.00
none none none none

Total ------------=-----$ 354,483.41

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

UNION SAVINGS BANK Fort Gaines, Ga.

President, B. F. PEARCE

Vice-President, W. T. CREDILLE Cashier, W. G. GRIMSLEY

RESOURCES:

LIABILITIES:

'l'ime Loans and Discounts----$ 69,545.12 Capital Stock Paid In________ $ 27,150.00

Demand Loans--------------United States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _
Furniture and Fixtures_______

560.50 none none none none none
1,632.38

ASumropulunst R_e_s_e_r_v_e_d__f:o_r_B__r_a_n_c_h_e_s_
Undivided Profits____________ _ D1vidends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit

none 5,000.00
3,202. 70 4.00
none 36,005.83
none

Other Real Estate Owned---Due from Federal Reserve

3,975.82 Time Certificate of Deposit_ __ Savings Deposits_____________

24,730.00 none

Bank ---------------------Due from Other Approved Tie-
serve Agents and Cash in
DuVeaufrlotsm -O--t-h-e-r B-a--n-k-s-_-_-_-_-_-_--_ Advances on Cotton__________

none
18,070.66 none none

Trust Fund Deposits ________ _ Cashier's Checks_____________ Certified Checks______________ Bills Payable ________________ _
Notes and Bills Rediscounted_ Letters of Credit and Accept-

none 304.79
none none none

Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--_-_-_ Other Checks and Cash Items-

none 2,517.05
none

ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

none none none none

Letters of Credit and Accept-

ances ---------------------

none

OOvt heerrd rAa fstsse t! si f__a_n__y. _)_-_-_-_-_-_-_-_-_-_- -_

95.79 none

-----

~T~o~t~a~l~-~-~-~-~-~-=-=-=-=--=-=-~-=-=-=-~-=-=-=-=-=-=-~$==~9=6~~39~7=~3=2~=T~o~t=a~l~-=-=-=--=-=-=-=-=-=-~-~-~-=-=-=-=--=-=-=-=-~-=$~~9~6,397.32

128

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS BANK OF FORT VALLEY Fort Valley, Ga.

President, A. J. EVANS (Active)

Vice-Presidents, LOUIS L. BROWN, C. E. MARTI~, Cashier, B. H. FINCHER

RESOURCES:

Time Loans an.d Discounts____ $
Demand Loans--------------United States Securities-----Rtate of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_--_-_-_-_-

654,566.34 14,000.00
2,000.00 1,000.00
none 2,025.00 45,000.00

Furniture and Fixtures------Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-

4,165.93 849.37
none

serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton _________ _
Advances on Other Commodities -----------------------
Checks for Clearing House __ _ Other Checks and Cash Items_

72,126.55 none
5,497.88
none 2,725.61 1,675.70

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i-f -a-n-y-)-_-_-_-_-_-_-_-_- _- -_-_

nnoonnee

Other Assets------------------ - -5,8-72.-02
Total-----------------~------$ 811,504.40

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USUnrd];i)VlUids ed--P-r-o-f-i-t-s-_-_-_-_-__-_-_-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BC ielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted .. Letters of Credit and AcceptRBeoasnendrcsvees Bf-oo-rr-r Io-n-w-t ee-dr-e-_s_-t_- _-a_-n_-d_-_-T_-a_-x_-_e- -s_
Other Liabilities-------------

100,000.00 none
50,196.72 18,276.51
700.00 124.82 385,607.05
none 133,020.01
56,945.52 6,000.00 9,961.56 672.21
50,000.00 none
none none none none

Total ------------------------$ 811,504.40

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE EXCHANGE BANK Fort Valley, Ga.

President, W. M. WRIGHT

Vice-President, V. L. BROWill

Cashier, S. B. BROWN

RESOURCES:

Time Loans and Discounts____ $ Demand Loans_______________

358,719.61 none

United States Securities------

none

State of Georgia BondS------

none

Stock in Federal Reserve Bank

none

OB at hnekri nSgt oHc kosu saen_d_ _ _B_o_n_ _d_s_-_- _.. _- _- -_

none none

Furniture and Fixtures_______

5,029.11

Other Real Estate Owned___ _ 32,265.51

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton _________ _

75,085.16 4.78
none

Advances on Other Commodi-

C ht ieecsk s - -f o- r- -C- -l-e-a-r-i n-g- - -H-o-u- -s e- -__- -_

none 345.33

Other Checks and Cash Items_

656.38

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-_-_-_

none 840.36

Other Assets------------------ - - -no-ne

Total ------------------------$ 472,946.24

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ CTraushstierF'sunCdhDecekps o__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted .. Letters of Credit and Accept-
ances -------------------~RB<onsedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

50,000.00 none
25,000.00 10,995.12
none none 215,788.67 none 68,004.90 5,720.17 none 82.04 127.50 60,000.00 5,539.03
none none none 31,688.81

Total ------------------------$ 472,946.24

DEPART~rEXT OF BAXKING

129

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE BANK OF HEARD COUNTY Franklin, Ga.

President, F. S. LOFTIN

Vice-President, E. E. LEWIS Cashier, E. E. LEWIS

RESOURCES:
TDiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$ United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds_____ _ Banking House ______________ _ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve. Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Adyances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s--(-i-f -a-n--y-) -_-_-_-_-_-_-_-_-_~_-_ Other Assets ________________ _
Total ------------------------$

110,447.70 13,824.99 7,450.00 none none 450.00 2,844.00 2,000.00 5,987.95
none
99,169.53 none none
none none none
none none none
242,174.17

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefpicoastietao_f__D__e_p_o__s_iL__-_-
Trust Fund Deposits--------Cashier's Checks ___ ~--------Certified Checks______________ Bills Payable_________________
Notes and Bills RediscountedLetters of Credit and Accept-
ances -------------------~Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

25,000.00 none
25,000.00 2,217.15
non~
none 118,4g0.14
none 13,883.36 46,374.50 11,091.10
117.92 none none none
nonenone none none

'l'ota1 ------------------------$ 242,17 4.17

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE PEOPLES BANK Franklin, Ga.

President, G. A. ADAMS

Vice-President, A. J. JACKSO'N

Cashier, W. D. HAMMOND

RESOURCES:
Time Loans and Discounts----~ Demand Loans--------------L:nited States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House ______________ _ Furniture and Fixtures______ _ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Ca,sh in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-__-_-_-_-_--_ Advances on Cotton_________ _
Advances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and Accept-
O vaenrcdersa f-t s- -(-i-f -a-n- y- -) -_-_-_-_-_-_-_-_-_-_-_ Other Assets ________________ _
Total ------------------------$

58,009.35 9,511.27 none none none none 2,000.00 1, 706.71 4, 750.00
none
5,958.36 none none
none none none
none 198.58
none
82,134.27

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits _______ ;_ ____ _
CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ Certified Checks______________ Bills Payable ________________ _
Notes and Bills Redi-scountedLetters of Credit and Accept-
ances --------------------ReEerve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

25,000.00 none
7,000.00 742.18 44.00 none
20,054.17 none
4, 793.92 none none none none
24,500.00 none
none none none none

Tota~ ___ ---------------------_$__ 82,134.27

130

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE CITIZENS BANK Gainesville, Ga.

President, J. C. PRUITT

Vice-President, C. L. NEWTON Cashier, J. N. ROGERS

RESOURCES:

DTiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$

United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve

D uBea nf rko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--

serve Agents and Cash in

Vaults --------------------

ADduevafnrcoems

oOnthCeor

t

Banks-----~-
ton _________ _

Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n- -y-)------------------ -- -01 her Assets-----------------

620,285.22 none
40,000.00 none none none none
6,181.58 13,530.99
none
264,333.20 3,980.60
24,562.18
none 7,677.67
967.55
none none 100,000.00

Total ------------------------$ 1,081,518.99

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit 'l'ime Certificate of DeposiL-Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------CBEilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r-Io-nw-t-ee-dr-e_-s_-t_-_a-_n-_d-_-_T-_-a_-x_-_e-s_
Other LiabilitieS-------------

50,000.00 none
10,000.00 36,922.93
20.00 36,619.93 579,894.02
4,500.00 1,800.00 359.979.72
none 1,177.84
604.55 none none
none none none none

Total --- --------------- ------$ 1,081,518.99

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE STATE BANKING CO. Gainesville, Ga.

President, T. E. ATKINS

Vice-President, GEO. P. ESTES

Cashier, W. R. WINBURN

RESOURCES:

Time Loans and Discounts----$ 350,745.21

Demand Loans---------------

5,000.00

United States Securities------

1,000.00

State of Georgia BondS------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_

none none

Furniture and Fixtures______ _

5,100.00

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

nuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

3~,594.53
11,326.53 16,573.97

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 1,868.15

Other Checks and Cash Items_

1,678.64

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- -) -- -- -__-_- -- -- -- -- -- --

none none

- - - - - 01 her Assets ________________ _

none

Total ------------------------~ 426,887.03

LIABILITIES:

Capital Stock Paid In--------$ Amount Reserved for Branches

SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_

Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check ___ _
Demand Certificates of Deposit Time Certificate of DeposiL-STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_-

Cashier's Checks------------PCiPl-lrstifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-

Notes and Bills RediscountedLetters of Credit and Accept-

Reasenrcvees

-------------------~-
for Interest and Taxes

Bonds Borrowed-------------

Other Liabilities-------------

75,000.00 none
30,000.00 7,925.43 none none
172,873.54 none
140,696.75 none none none 391.31 none none
none none none none

Tctal ------------------ ------f 426,887.03

DEPART~IEXT OF BANKING

131

STATEMENT Showing Condition at Close of Business December 28, 1923
of the FARMERS AND MERCHANTS BANK
Garfield, Ga.

President, J. A. CHAPMAN

Vice-President, H: H. STEWAR'r Cashier, D. M. CASON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 47,012.18

Demand Loans--------------United States Securities______

none 5,250.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House_______________

none 4,207.48

Furniture and Fixtures_______

3,189.46

Other Real Estate Owned____

1,209. 77

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Ca.sh in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

7,560.33 none none

Advances on Other Commodi-

C"thieecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 359.51

Other Checks and Cash Items_

43.68

Letters of Credit and Accept-

- - - - Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-_-_-_
Other Assets_________________

none none none

Total ------------------------$ 68,832.41

Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ Dividends Unpaid------------Due to BankS---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_TCraus hs ti e Fr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsvese Bf-oo-rr-r-Ion-w-tee--dre-_-s_-t_-_a-_n-_d-_-_T-_a-_-x_-_e-s_ Other Liabilities-------------
Total ------------------------$

15,000.00 none
3,000.00 5,834.68
none none 32,211.30 none 12,461.50 none none 324.93 none none none
none none none none
68,832.41

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF GIBSON Gibson, Ga.

Prrsident, B. F. WALKER

Vice-President, W. T. GRIF.l<'I.~ Cashier, E. E. GRIFFIN

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$

55,981.01 3,330.21

l.:"nited States Securities______

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _

none 3,000.00 1, 608.51

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Ca.sh in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _

65,446.27 none none

Advances on Other Commodi-

C ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_

none norte

Other Checks and Cash Items_

2,896.12

Letters of Credit and Accept-

ances --------------------OO vt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

none none none

-----

Total ------------------------$ 132,262.12

LIABILI'I'IES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_CT raus hs ti e rF' su nCd hDe cekps _o_s_i_t s_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k__s_-_--_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities_____________

15,000.00 none
3,000.00 1,922. 79
none none 111,840.16 none none none none 499.17 none none none
none none none none

Total------------------------$ 132,262.12

13'2

FouRTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

BANK OF GIRARD

President, W. V. STEPHENS

Girard, Ga. Vice-Presidents, DR. LOUIS B. RO'YAL, W. P.

SANDERS

Cashier, W. V. STEPHENS

Assistant Cashier, JUDAH B. BUXTON

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States SecuritieS-----State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other CommodiChtieecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-__--_
Other Assets-----------------
Total ------------------------$

97,900.93 11,387.50
none none none none 1,800.00 2,200.00 3,250.00
none
26,819.19 none none
none 160.31
none
none none 3,254.16
146,772.09

LIABILITIES:
Capital Stock Paid In--------~ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-__-_-_-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------Trust Fund DepositS--------Cashier's Checks------------BC'n.ltlisfiPeadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedrcsvees Bf-oo-rr-r-Ion-w-tee--dre-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other LiabilitieS-------------

15,000.00 none
3,000.00 ,20,971.35
10.00 none 37,350.02 none 64,016.98 none none 6,423.74 none none none
none none none none

Total ------------------------$ 146,772.09

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS AND MERCHANTS BANK Girard, Ga.

President, J. F. ODOM

Vice-Presidents, J. B. HEATH, GEO. D. PERRY Cashier, ,J. C. WRIGHT

RESOURCES:

Time Loans and Discounts____ $ 70,063.15

Demand Loans_______________

1,168.80

United States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

800.00

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _

180.00 4, 790.29 2,725.75

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank ----------------------

4,136.62

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _

5,037.32 none none

AdYances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_

none 1,468.85

Other Checks and Cash Items_

601.92

Letters of Credit and Accept-

- - - - Ovaenrcdersaft-s--(-if--a-n-y-)--__-_-_-_-_-_-_-_._--_
Other Assets_________________

none none none

Total ------------------------$ 90,972.70



LIABILITIES: Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks---------------Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit__ . Savings Deposits_____________ TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and Accept-
ances ------------~------~RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------
'l'otal --------------------- --$

25,000.00 none
1,000.00 5,521.61
none none 26,813.73 none 23,450.00 3, 793.78 none 269.19 none none 5,124.39
none none none none
90,972.70

DEPARTMEKT OF BAKKIKG

133

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE GLENNVILLE BANK Glennville, Ga.

President, W. F. DURRE~CE

Vice-President, C. W. KICKLIGHTEH

Cashier, J. A. JONES

RESOURCES:

LIABILITIES:

DTiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$
United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_ Advances on Cotton__________
Advances on Other CommodiChteiecsks --fo--r--C-l-e-a-r-i-n-g--H--o-u-s-e-_-_--_ Other Checks and Cash ItemsLetters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f-a-n-y--) -_-_-_-_-_-_-_-_-_-_-_ Other Assets_________________

242,376.37 1,985.00 none none none none 3,600.00 4,693.50
26,152.39
none
40,279.13 none
1,000.00
none 5,196.88
none
none none none

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
REasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------

60,000.00 none
9,500.00 8,152.41
none none 95,191.70 127,378.09 none none none 25,061.07 none none none
none none none nonb

Total ------------------------$ 325,283.27 Total ------------------------$ 325,283.27

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

PEOPLES BANK Glennville, Ga.

President, S. H. HOWARD

Vice-President, S. J. KICKLIGHTER Cashier, R. D. EASTERLING

RESOURCES:

Time Loans and DiscountS----$ 110,091.00

Demand Loans---------------

7,244.28

United States Securities-----State of Georgia Bonds______

46,509.80 none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

none 8,132.19

Furniture and Fixtures______ _

2,400.00

Other Real Estate Owned___ _

2,262.39

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re

serve Agents and Cash in

Vaults -------------------Due from Other Banks------Advances on Cotton__________

11,770.36 none
4,103.81

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

5,216.33 none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any)-----------

none

Other Assets------------------ - -8,5-96-.85

;otal ------------------------$ 206,327.01

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------CTraushstierF'sunCdhDecekps _o_s_i_ts_-_-_-_-_-_-_-_-_PCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptReasenrcvees f-o-r-I-n-t-e-r-e-s-t--a-n-d--T-a-x-e-sBonds Borrowed------------Other LiabilitieS-------------
Total ------------------------$

25,000.00 none
12,500.00 4,347.38 none none
61,519.17 none
79,779.14 1,683.25 none 2,175.42 none
19,322.65 none
none none none none
206,327.01

134

FouRTH ANNUAL REPOHT

STATEMENT Showing Condition at Close of B!llliness December 28, 1923
of the

FARMERS BANK Glenwood, Ga.

President, J. F. COOK

Vice-Presidents, B. S. CALHOUN, C. M. JORDAN Cashier, W. J. FUTRAL

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia BondS-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_

152,622.30 9,923.44 none none none none
6,300.00

Furniture and Fixtures------Other Real Estate Owned___ _

2,933.57 none

Due from Federal Reserve Bank ----------------------
Due from Other Approved Re-

none

serve Agents and Cash in Vaults -------------------JAJduevafnrcoems oOnthCeor ttBoann__k_s_-_-_-_-_-_-_-

26, 892.44 30,743.90
2, 748.85

Advances on Other Commodities -----------------------
Checks for Clearing House---

none 616.90

Other Checks and Cash Items_

3,976.66

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

n0ne none

- - - - - Cther Assets-----------------

6,418.22

Total ------------------------$ 243,176.28

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable ________________ _ Notes and Bills RediscountedLetters of Credit and AcceptHBeoaRnnedcrsevse Bf-oo-rr-r-Io-nw-t-ee-dr-e_-s_-t_-_a-_n-_d-_-_T-_-a_-x_-_e-s_ Other Liabilities____________ _
Total ------------------------$

30,000.00 none
44,000.00 none none
30,382.73 88,610.06
none 27,835.58
ncne none 2,347.91 none 20,000.00 none none none none none
243,176.28

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

FARMERS AND MERCHANTS BANK

Gordon, Ga.

President, I. B. STINSON

Vice-President, J. W. BROOKS, SR.

Cashier, F. S. ENGLISH

RESOURCES:
TDnenmeanLdoanLsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$
United States Securities-----State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from F'ederal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-_-_-_ . Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and AcceptOvaenrcdersaft-s--(-i-f-a-n--y-)-_-_-_-_-_-_-_-_-_~_-_ Other Assets ________________ _
Total --- -

LIABILITIES:

99,404.35 4,894.39 none none none 1225.00 3,000.00 3,483.50 4,985.81
none
32,403.09 1,029.89 none
none none 403!67

Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances -------------------~Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

none
I none
3,031.56 152,861.26 Total

-----------------$

17,000.00 none
2, 750.00 1,726.63
none 5,000.00 76,368.64 4,500.00 44,536.76
none 507.34 471.89
none none none none none none none
152,861.26

DEPAitT)fEXT OF BANKIKG

135

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF GRANTVILLE Grantville, Ga.

President, C. S. COLLEY

Vice-President, W. A. BOHANNON

Cashier, J. A. LATIMER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans--------------United States Securities_____ _
State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcoksusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re. Vsearuvlets A_g_e_n_t_s___ap.:_._d__C__a_s_h___in_
Due from Other Banks_______ Advances on Cotton__________
Adv&nces on Other Commodi-
Chtieecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and AcceptOvaenrcdersaft-s--(-if--a-n-y-)--_-_-_-_-_-_-_-_-_~_-_ Other Assets_________________

85,780.93 27,400.22
100.00 none none none
3,000.00 1,409.55 11,143.98
none
25,005.15 none none none
1,336.16 none none
836.(82 none

Capital Stock Paid In--------$ Amount Reserved for Branches Surplus --------------------DUinvdiidveinddesd UPnrpoafiidts_-_-_-_-_-_-_-_-_-_-_-_--_
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit 'l'ime Certificate of DeposiL-Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
Reasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a--x-e-s Bonds Borrowed------------Other Liabilities-------------

25,000.00 none
10,000.00 3,862.53 none none
85,301.46 none
3,579.18 28,150.90
none 118.7 4
none none none
none none none none

Total ------------------------$ 156,012.81 Total ------------------------$ 156,012.81

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

MERCHANTSANDFARMERSBANK Grantville, Ga.

President, H. F. BAXTER

Vice-President, W. A. POST

Cashier, F. T. MEACHAM

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______
State of Georgia Bonds-----Stock in Federal Reserve Bank

20,684.50 6,633.02 none none none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned___ _

none none 3,138.16 none

Due from Federal Reserve Bank ----------------------
Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

1,200.32 none none

Advances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash Items-

none none none

Letters of Credit and 'Accept-

O vaenrcdersa f -t s- -(-i-f -a-n-y-)-_-_-_-_-_-_-_-_- _- -_-_

nnoonnee

Other Assets_________________

4,946.66

----

Total ------------------------$ 36,602.66

LIABILITI.~<.;S:

Capital Stock Paid In________ $

Amount Reserved for Branches

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _

Due to Banks---------------Deposits Subject to Check____

Demand Certificates of Deposit S'l'aimviengCserDtiefipcoastietso_f__D__e_p_o__s_it_-_-_-

Trust Fund Deposits--------Cashier's Checks------------BCleirltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-

Notes and Bills Rediscounted-

Letters of Credit and Accept-

ances RBeosnedrsve

-------------------~-
BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_

Other Liabilities-------------

Total------------------------$

25,000.00 none none none none none
7,144.18 none none none none none none
2,81_1.68 none none none none
1,646.80
36,602.66

-~

13'6

FouRTH A"i.\NTIAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF GRAY Gray, Ga.

President, W. W. MOORE

Vice-President, D. Y. CHILDS

Cashier, J. H. WHITEHURST

RESOURCES:

Time Loans and Discounts----$ 51,534.65

Demand Loans--------------lo'nited States Securities______

1,250.00 none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House______________ _

none 2,341.07

Furniture and Fixtures______ _

2,437.68

Other Real Estate Owned___ _

704.67

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Ca,sh in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

28,334.85 none

Advances on Cotton----------

none

Advances on Other Commodi-

ties -----------------------

none

Checks for Clearing House---

66.00

Other Checks and Cash Items-

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_ -_ -_ _- _ ____

none none

Other Assets------------------ - - -no-ne

Total ------------------------$ 86,668.92

LIABILITIES: Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso__f _D__e_p_o__s_iL__-_CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and AcceptReasenrcvees f-o-r-I-n-t-e-r-e-s-t--a-n-d--T-a-x-e-sBonds Borrowed____________ _ Other Liabilities-------------
Total ------------------------1

25,000.00 none none
2,609.88 none none
46,756.14 none
6,127.25 none none
1,175.65 none
5,000.00 none
none none none none
86,668.92

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF GRAYMONT Graymont, Ga.

President, B. L. BRINSON

Vice-President, CARL E. DURDEN Cashier, W. E. GRAY

RESOURCES:

Time Loans and Discounts----$ 195,958.66

Demand Loans--------------United States Securities______

none 531.26

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

1,350.00

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

2,000.00 5,216.09

Furniture and Fixtures______ _

2,827.14

Other Real Estate Owned___ _

3,168.10

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

4,907.28

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_

6,228.96 none

Advances on Cotton----------

2,696.56

Advances on Other Commodi-

Chteiecsks -f-o-r--C--i-e-a-rl-n-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

443.49

Letters of Credit and Accept-

O vaenrcdersa f -t s- -(-i-f -a-n- -y-)----------------------

none none

Other Assets-----------------

none

----

Total ------------------------$ 225,327.54

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit STaimvlengCserDtiefpicoastietso_f_._D__e_p_o__s_iL__-_TCraus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other Liabilities-------------

25,000.00 none
20,000.00 8,810.55 none none
46,177.28 none
26,007.91 none none none none
22,000.00 46,531.80
none none none 30,800.00

Total ------------ -------------$ 225,327.54

DEPAln'l\IEl\'T OF BA~KING

137

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF GRAYSON

Grayson, Ga.

President, W. T. ROBERTS

Vice-Presidents, T. A. PATE, J. A. JACOBS

Assistant Cashier, THELMA JOHNSON

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$
United States Securities______
State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
DuBeanfrkom---O--th-e--r -A--p-p-r-o-v-e-d--R--e-serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other Commodi-
ties ---------- ------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances -------------------~OOvt heerrd r Aa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

106,319.58 5,203.40 none none 1,500.00 none 2,000.00 2,831.60 3,013.33
1,483.11
3,116.42 none
627.17
54.75 none 675.19
none none 232.37

'I'otal ------------------------$ 127,056.92

LIABILITIES:

Capital Stock Paid In--------$ Amount Reserved for Branches

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________

Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________

CTraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-

BC!elrltsifPieadyaCb'lhee_c__k_s_-_-_-_-_--_-_-_-_-_-_-_-_-

Notes and Bills Rediscounted-

Letters of Credit and Accept-

ances ----.-----------------

ne~erve
Bonds

BfoorrrIonwteedre_s_t_

_a_n_d_

_T_a_x__e

s_

Other Liabilities____________ _

40,000.00 none
10,000.00 none none none
19,851.64 none
8,958.05 1,348.36 2,398.71
128.64 none
6,181.44 38,190.08
none none none none

Total ------------------------$ 127,056.92

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE GREENVILLE BANKING CO.

Greenville, Ga.

President, R. J. ATKINSON

Vice-President, J. L. RENDER

Cashier, W. L. PINKSTON

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y-)- _- _-_-_-_-_-_-_-_-.-:_-_ Other Assets_________________
Total ------------------------$

426,115.75 1,109.06 none none 4,950.00 none
18,500.00 11,200.00 24,569.50
21,238.63
65,691.32 none
1,984.34
none 1,000.81
none
none 118.58 93,910.12
670.388.11

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwt ee dr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other LiabilitieS-------------

65,000.00 none
100,000.00 37,370.28 none 655.02
252,529.67 none
74,597.14 none none
2,086.69 none
93,746.00 44,303.31
none none none 100.00

Total ------------------------$ 670,388.11

138

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

PEOPLES BANK

President, H. W. HILL

Greenville, Ga. Vice-Presidents, A. F. HILL, N. F. CULPEPPER Cashier, H. W. HILL, JR.

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________
AdYances on Other Commodities -----------------------
Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OO vt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

120,661.13 581.58
17,905.40 none
1,750.00 900.00
1,940.00 450.00 none
10,481.18
54,301.82 none
848.46
none 38.92 356.38
none none none

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-__-_-_-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits________ _ Cashier's Checks____________ _
CBeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnendrcsvees Bf-oo-rr-r Io-n-w-t ee-dr-e-_s-_t-_ -_a_-n_-d_- _-T_-a_-x_-_e- -s_
Other Liabilities-------------

30,000.00 none
27,606.17 10,857.72
none none 109,413.55 none 32,089.09 none none 248 ..38 none none none
none none none none

Total ------------------------$ 210,214.91 Total ------------------------$ 210,214.91

STATEMENT Showing Condition at Close of Business December 28, 1923
of the
GRIFFIN BANKING CO. Griffin, Ga.

President, J. P. NICHOLS

Vice-Presidents, E. C. SMIT~, J. P. NICHOLS, JR. Cashier, J. N. BELL

--------
Time Loans

- -R-E S-O-U- R- C- E-S-:- - -
and Discounts----$

------606,177.09

.

-C-a-pi-ta-l-S-t-oc-kL-IP-Aa-iBd-I-LIn-IT_-_I-_E_-S_-_:_-_

-
$

------100,000.00

Demand Loans--------------United States Securities______
State of Georgia BondS-----Stock in Federal Reserve Bank Other Stocks and BondS-----Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned____
Due from Federal Reserve

32,114.11 none none none
28,434.00 10,000.00
2,700.00 11,498.89

Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit 'l'ime Certificate of Deposit_ __ Savings Deposits_____________

none 50,000.00 70,085.03
8,000.00 822.25
445,419.64
141,017.27 none
69,474.39

Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_
Advances on Cotton---------Advanees on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o--u-s-e-----Other Checks and Cash Items_ Letters of Credit and Accept-

none
130,347.12 none
32,985.68
none 30,036.05
921.30

CT ar us hs ite rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_-
C('rtified Checks-------------Bills Payable ____ ------------Notes and Bills RediscountedLetters of Credit and Accept-
Reasnercvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------

none 1,658.88
none none . none
none none none none

ances ------------------~Overdrafts (if any)----------Other Assets_________________

none 1,190.60
72.62

----Total ------------------------$ 886,477.46 rota! ------------------------$ 886,477.46

DEPART-'\IENT OF BANKING

139

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

MERCHANTS AND PLANTERS BANK

Griffin, Ga.

President, J. C. BROOKS

Vice-President, J. S. TYUS

Cashier, 0. S. TYUS

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States SecuritieS-----State of Georgia BondS-----Stock in Federal Reserve Bank OBathnekrinSgtoHcoksusaen_d___B_o__n_d_S_-_-_-_-_-_-
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Ca.sh in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other Commodities -------------------- __ _
Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i-f -a-n-y- -) -_-_-_-_-_-_-_-_-_-_-_ 0ther Assets_________________

520,555.99 29,721.51 25,000.00 none none 37,225.00 19,500.00 3,564.44 ,69,003.87
none
83,112.71 7,191.17 1,500.00
none 3,118.73
53.02
none 10,667.53
none

Total ------------------------$ 810,213.97

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_ -_ _- _- _-_-_-_-_-_- _-
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CTraushstierF'sunCdhDecekpso__s_i: _ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------neserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

100,000.00 none
100,000.00 10,470.84 4,000.00 none
352,534.20 none
217,421.44 none none
436.22 none
25,000.00 none
none none none 351.27

Total ------------------------$ 810,213.97

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

SAVINGS BANK OF GRIFFIN

Griffin, Ga.

President, B. R. BLAKELY

Vice-Presidents, J. H. SMITH, ),f. J. DANIEL

Cashier, E. H. GRIFFIN

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities_____ _ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_--_
Furniture and Fixtures------Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Ca,sh in Vaults -------------------DAudevafnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_--_
Advances on Other Commodities -----------------------
Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f -t s- -(-i-f-a- n- -y-)-_-_-_-_-_-_-_-_._-_, -_ Olher Assets_________________

280,923.71 91,347.19 21,700.00 none none 16,565.00 11,410.00 7,813.00 20,541.00
none
37,151.77 none none
none 7,554.68 1,358.37
none 9,652.38
none

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ Dividends Unpaid------------Due to Banks------------~--Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances -------------------~RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------

100,000.00 none
25,000.00 11,512.46
7,000.00 none
110,463.55 55,591.97 none
165,984.33 none
3,263.54 none
15,000.00 12,201.25
none none none none

Total ------------------------$ 506,017.10 'l'otal ------------------------$ 506,017.10

140

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

EFFINGHAM COUNTY BANK Guyton, Ga.

President, B. P. POWERS

VicePresident, W. A. GNANN

Cashier, THO'S SHEAROUSE

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 61,333.49

Demand Loans--------------United States Securities______

none none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_--_

none 4,000.00

Furniture and Fixtures_______

5,075.00

Other Real Estate Owned___ _ 17,397.13

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

Vaults -------------------Due from Other BankS-------

2,328.80 65.25

Advances on Cotton----------

none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

263.91

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none 413.47

Other Assets_________________

3,130. 73

-----

Total ------------------------$ 94,007.78

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check---Demand Certificates of Deposit ETaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnendrcsveesBf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x-_~_e-s_ Other Liabilities-------------
Total -----------------------$

15,000.00 none
1,250.00 none none none
20,541.58 none
1,579.33 41,184.99
none 30.83 none 12,846.36 none none none none 1,574.69
94,007.78

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

JONES COUNTY BANK

President, T. R. TURNER

Haddock, Q-a. VicePresident, R H. KINGMAN, JR.
Cashier, G. A. SMITH

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHcoksusaen_d___B_o__n_d_s_-_-_-_-_-_Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve D uBea fnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton---------Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OOvt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-._-_- _-
Total ------------------------$

42,341.61 63,648.61
none none none 450.00 1, 700.11 1,803.11 1,434.01
none
9,700.73 none none
34.73 none 120.00
none 159.52 none
121,392.43

LIABILITIBS:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_-_ -_ _- -_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits_________ Cashier's Checks_____________
BC:elrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances -------------------~RBeosnedrsv e Bf oo rr rIonwt ee dr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other Liabilities-------------

25,000.00 none
15,000.00 14,376.95
112.00 none
46,841.00 none
12,150.00 none none 456.46 none none
7,000.00
none 456.02
none none

Total ------------------------$ 121,392.43

DEPART:\IE::'\T OF BANKING

141

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF HAHIRA Hahira, Ga.

President, W. H. OVERSTREET SMITH

Vice-Presidents, W. H. McKINNON, DR. E. .T. Cashier, 0. BEATY

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______
State of Georgia BondS-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_-_-
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
ruVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________
Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_ -_ _- _- _- _- _- _-_-_- -_ Other Assets ________________ _

248,040.56 873.47 ncne neone ncne none
1,882.75 2,086.44 1,356.84
none
25,578.03 1,526.32 370.00
847.29 14.25 none
none 50.00 none

Total ------------------------$ 282,625.95

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit,__ Savings Deposits_____________ TCraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ Certified Checks______________ Bills Payable________________ _
Notes and Bills RediscountedLetters of Credit and AcceptRt<asnecrvees f-o-r--In--te-r-e-s-t--a-n-d--T-a-x--e-s Bonds Borrowed____________ _ Other Liabilities____________ _

35,000.00 nl,ne
10,000.00 23,729.57
8.00 none 82,159.03 867.73 90,385.53 none none 476.09 ncne 40,000.00. none
none none none none

Totnl ------------------------$ 282,625.95

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE CITIZENS BANK OF HAHIRA Hahira, Ga.

President, J. W. COPPAGE

Vice-President, E. D. wEBB, SR. Cashier, D. K. HOLLIS

RESOURCES:

Time Loans and Discounts----$ 115,432.90

Demand Loans--------------United States Securities______

7,916.83 50.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_

none ncne

Furniture and Fixtures______ _

3,577.91

Other Real Estate Owned____ 14,078.04

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

:CuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

22,946.27 355.30
1,569.01

Advances on Other Commodi-

ties ----------------------Cbecks for Clearing House __ _

100.49 1,188.36

Other Checks and Cash Items_

226.55

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i-f -a-n-y- )-_-_-_- -_-_-_-_-__-_-_-

nnoonnee

Other Assets_________________ 18,690.98

-----

Total ------------------------1 186,132.64

LIABILITIES:

Capital Stock Paid In________ $ Amount Reserved for Branches
SUunrdpilvuisd e d- -P-r-o-f-i-t -s -_-_-_-_-_-_-_ _- _- _-_-_- -_ Dividends Unpaid____________ _ Due to Banks________________

Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit. __ Savings Deposits____________ _

Trust Fund Deposits--------Cashier's Checks____________ _

BCDe rltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-

Notes and Bills Rediscounted_

Letters of Credit and Accept-

R.easnecrvees

-------------------~-
for Interest and Taxes

Bonds Borrowed____________ _

Other Liabilities-------------

30,000.00 15,000.00
none 2,283.49
none 12,157.77 59.626.37 29,000.00 23,168.84
none none 196.17 none 9,500.00 2, 700.00
none none none 2,500.00

Total ------------------------1 186,132.64

142

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF HAMILTON Hamilton, Ga.

President, C. H. COOK

Vice-President, J. H. MOBLEY Cashier, R. B. MANNING

RESOURCES:

LlABILITI)!;S:

Time Loans and Discounts----$ Demand Loans--------------united States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______
Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned ___ _ Due from Federal Reserve
D uBea fnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--

82,923.42 3,668.16 none none none 3,000.00 1,686.16 2,800.54
17,937.18
none

serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_
Advances on Cotton __________

16,874.56 17,000.00
none

Advances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and Accept-

none none
226.87

ances --------------------Overdrafts (if any)-----------

none 69.76

- - - - Other Assets-----------------

6,267.43

Total ------------------------$ 152,454.08

Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Saving~ Deposits------------CT raus hs ti e rF' su nCdhDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnendrcsveesBf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-__-a_-n_-d_-_-T_-a_-x_-_e-s-_
Other Liabilities-------------

16,200.00 none
3,240.00 none none none
69,636.61 none
61,320.19 none none 7.50 none
2,049.78
vone none none none none

Total-----------------------$ 152,454.08

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

BANK: OF HAMPTQN Hampton, Ga.

President, W. P. WILSON

Vice-President, D. J. ARNOLD

Cashier, J. 0. RUTHERFORD

RESOURCES:

Time Loans and Discounts----~ 224,326.10

Demand Loans--------------United States Securities______

600.00 none

State of Georgia Bonds______

none

Stock in Federal Reserve Bani<

none

OBtahnerkiSntgocHkosuasen_d__B__o_n_d_s_-_-_-_-_--

16,580.00 none

Furniture and Fixtures_____.

1,200.00

Other Real Estate Owned___ _

6,075.01

Due from Federal Reserve

DuBea

nfrko

-~-------------------m Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O-th-e-r--B--a-n-k-s-_-_-_-_-_-_--_

30,001.63 1,870.00

Advances on Cotton__________

none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items-

5,082.94

Letters of Credit and Accept-

OOvtahenercrdersAafs-tss-e-t(-si-f_-_a-_n-_-_y-_)-_--_--_--_--_--_--_--_--_--_---_
-

-

-

none none
-no-ne

Total ------------------------$ 285,735.68

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ _- _- _-_- -_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso__f _D__e_p_o__s_iL__-_TCraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
C<rtified CheckS-------------Rills Payable----------------Notes and Bills RediscountedLetters of Credit and AcceptR!a'snecrvese f-o-r--I-n-t-e-r-e-s-t -a-n-d--T--a-x-e-s Bonds Borrowed------------Other LiabilitieS-------------

25,000.00 none
30,000.00 25,001.39
none none 79,673.77 none 125,945.45 none none
4.62 none none none
none 110.45
none none

Toto!------------------------$ 285,735.68

DEPARTMENT OF BANKING

143

-----------------------

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF HAPEVILLE

Hapeville, Ga.

President, J. :M. DANIEL

Vice-President, 0. C. KIDD

Cashier, ZACK ADAMSON

RESOURCES:

Time Loans and Discounts____ $ 164,188.45

Demand Loans--------------United States Securities______

4,970.75 903.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______

none

Banking House--------------Furniture and Fixtures______ _

2,673.64 3,102.45

Other Real Estate Owned___ _

1,476.09

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

25,224.49
none none

Advances on Other Commodi-

ties ---------- -------------

none

Checks for Clearing House---

none

Other Checks and Cash Items_

792.78

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_

none 717.52

Other Assets ________________ _

none

----

Total ------------------------$ 204,049.17

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ TCraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities-------------

15,000.00 none
15,200.00 3,016.52 none none
126,371.67 none
11,857.82 25,555.30
6,542.61 55.25
450.00 none none
none none none none

Total ------------------------$ 204,049.17

STATEMENT Showing Condition at Close of Business December 28, 1923
of the BANK OF COLUMBIA COUNTY
Harlem, Ga.

Presiflent, E. D. CLARY

Viee-President, J. T. BARNSLEY Cashier, W. S. LAZENBY

RESOURCES:

Time Loans and Discounts____ $ Demand Loans______________ _

90.454.76 4,012.00

United Sta.tes Securities______

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

ORathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_

none 6,000.00

Furniture and Fixtures_______ . 2,104.59

Other Real Estate Owned____

1,849.68

Due from Federal Reserve

D uBea fnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-__-_-_-_-__--_ Advances on Cotton _________ _

69,751.06 none
none

Advances on Other Commodi-

ties ---------- _-------------

none

Checks for Clearing House---

none

Other Checks and Cash Items_

229.86

Letters of Credit and Accept-

ances ---------------------

none

OOtvheerrdrAafstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_-_-

1,0~3.68
none

---------

Total ------------------------' 17!'i,425.63

LIABILITIES:
C'apital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ DDiuvei dteon dBs aUn knsp_a_i_d_ _- -_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check ___ _ Demand Certificates of Denosit Time Certificate of Deposit___ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities____________ _

25,000.00 none
9,902.60 4,398.53
28.00 none 105,588.30 none 30,274.84 none none 233.36 none none none
none none none none

Total ------------------ ------~ 175,425.63

14

FouRTH ANNL"AL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE HARTWELL BANK

Hartwell, Ga.

President, D. C. ALFORD

Vice-Presidents, R. C. THORNTON, (ActiYe); l\1:. ~1:.

NORMAN

Cashier, F. S. WHITE

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from F'ederal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Ca,sh in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton _________ _ Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Gther Assets ________________ _

362,188.17 2,047.22 none none 2,700.00 3,215.00 6,979.00 4,465.64 none
21,404.39
29,830.57 1,434.41
35,585.36
1,459.88 18,050.08
4,218.37
none none none

LIABILITIES:
Capital Stock Paid In ________ $ Amount Reserved for Branches SUunrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid____________ _ Due to Banks-~-------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits____________ _ Trust Fund DBposits________ _ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
Reasnercvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed____________ _ Other Liabilities____________ _

60,000.00 none
30,000.00 24,648.74
none none 262,281.11 none 99,190.72 10,818.06 4,067.44 2,245.67 none none none
none none none 326.35

Total ------------------------$ 493,578.09 Total -------------------- ----$ 493,:>78.09

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

PLANTERS BANK Hawkinsville, Ga.

President, N. A. JELKS

Vice-President, W. :X. PARSONS Cashier, C. H. REYNOLDS

RESOURCES:

DTiemmeanLdoaLnsoaannsd__D__is_c_o_: _u_n_t_s_-_-_--_$
United States Securities_____ _ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _
Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaulftr>o~m -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and Accept-
ances --------------------OO vt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

174,519.85 61,883.83 none none none none 15,000.00 none 2,137.10
none
132,956.35 144.46
35,650.30
none 1,112.80
187.24
none none none

Total ------------------------$ 423.591.93

LIABILITIJ<;S:
Capital Stock Paid In________ ~ Amount Heserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ _- _- _-_- -_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits________ _ Cashier's Checks____________ _ Certified Checks____________ -~~ills Payable _________________ _
Notes and Bills Hediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _

50,000.00 none
50,000.00 48,392.77
none none 143,860.84 267.20 106,445.41 none 21,542.81 798.60 none none none
none 2,284.30
none none

'l'otal ------------------------$ 423,591.93

DEPARTMENT OF BANKING

145

STATEMENT Showing Condition at Close of Business DecemlJer 28, 1923
of the BANK OF HAZLEHURST
Hazlehurst, Ga.

President, T. H. WEATHERLY

Vice-President, Z. W. KIRKLAND

Cashier, J. F. MATTHEWS

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 199,794.85

Demand Loans--------------United States Securities______ State of Georgia Bonds______

884.92 none none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned____

none 4,940.42
2,846.69
16,332.28

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Ca,sh in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

11,947.57 7,858.22 none

Advances on Other Commodi-

ties ----------------------C'hecks for Clearing House---

1,420.70 none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances -----'---------------Overdrafts (if any)___________

none none

Other Assets_________________

7,879.05

----Total ------------------------$ 253,404.70

Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ _- _- _-_- -_
DDiuveidteondBsaUnkn.sp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvese Bf-oo-rr-r-Ion-w-tee--dre-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-e_-s_
Other Liabilities-------------

15,000.00 none
3,000.00 no;ne none none
102,990.42 none
113,656.04 none none
3,458.24 none
13,000.00 2,300.00
none none none none

Total ------------------------$ 253,404.70

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE BANK OF HELEN Helen, Ga.

President, JNO. E. MITCHELL

Vice-President, W. A. WHITE

Cashier, M. J. WILLIAMS

RESOURCES:

Time Loans and Discounts----$ 60,269.65

Demand Loans--------------United States Securities______

12,129.20 3,500.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_-_-
Furniture and Fixtures_______ Other Real Estate Owned___ _

none 3,250.00
1,246.20 771.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Ca,sh in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ .Advances on Cotton__________

34,133.21 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none 41.54

Other Assets-----------------

none

----

Total ------------------------$ 115,340.80

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ _- _- _- _- _-_- -_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ TC ar us hsite rF' su nCd hDe cekps _o_s_i_t s_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities-------------

15,000.00 none
3,000.00 5,983.56
60.00 none . 38,195.74 none 53,071.49 none none 30.01 none none none
none none none none

'l'otal --- ---------------------$ 115,340.80

146

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS BANK Helena, Ga.

President, 0. W. TURNER

Vice-President, R. L. CLARK Cashier, J. T. WEST

RESOURCES:

LIABILITU.:S:

Time Loans and Discounts----$ Demand Loans--------------Gnited States Securitles-----Sta te of Georgia BondS-----Stock in Federal Reserve Bank BOathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate owned___ _
Due from Federal Reserve Bank ----------------------
Due from Other Approved Re-

42,282.37 170.00 none none none
1, 700.00 2,350.71 2,150.00 3,968.52
none

serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

2, 725.42 none none

Advances on Other Commodi-
Chteiecsks-f-o--r -C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_

none 505.32 329.70

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i-f -a-n-y-)-_-_-_-_-_-_-_-_- _- -_-_

1n76o.n4e1

Other Assets------------------ - -7-66.-82
Total ------------------------$ 57,125.27

Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _RCi"lrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bins RediscountedLetters of Credit and AcceptReasnercvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------------Other Liabilities-------------
Total-----------------------$

15,000.00 none none none none none
15,798.04 none
13,728.14 none none
1,181.21 none
6,500.00 2,995.20
none none none 1,922.68
57,125.27

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

BANK OF HIAWASSEE Hiawassee, Ga.

President, J. F. JOHNSON

Vice-Presidents, J. J. KIMSEY, J. M. RICE Cashier, W. 0. SPARKS

RESOURCES:

Time Loans and Discounts----$ 180,012.41

Demand Loans---------------

none

United States Securities------

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

OBtahnekrinSgtoHckosusaen_d__B__o_n__d_s_-_-_--_--

none none

Furniture and Fixtures______

none

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash In

Vaults -------------------- 21,405.52

DAudevafnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_-

15,436.60 none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none none

Other

As

s

e

t

s

---

--

---

---

--

---

--

-

-

none
--

Total ------------------------$ 216,854.53

LIABILITIES:
Capital Stock Paid ln________J
Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s-_-_-_-_-_ -_ -_ _- _- _- _-_- -_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_--_
Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_it_-_-_-
CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
RC<illrstifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
TIEa>nscerevse f-o-r--I-n-t-e-r-e-s-t-a-n-d--T--a-x-e-s Bonds Borrowed------------Other Liabilities-------------

15,000.00 none
5,000.00 8,479.44
ncne none 44,812.26 none 143,242.14 nt,ne none 320.69 none none none
none none none none

Total ------------------------$ 216,854.53

DEPARTMENT OF BANKING

147

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF HILLSBORO Hillsboro, Ga.

President, J. T. GARLAND

Cashier, E. B. McCULLOUGH

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from F'ederal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents tt'nd Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________ ,\dvances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
OOvtahenercrdersAafst-ss-e-t(-si-f_-_a-_n-_-_y-_)-_--_--_--_-_--_--_--_--_--_---_-
Total ------------------------$

112,119.40 17,865.18 10,000.00 none none 9,000.00 1,810.00 1,200.00 none
none
34,566.66 3,530.42 455.40
none none 211.50
none none none
190,758.56

Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_ -_ -_ _- _- _- _- -_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STatmviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
TCraus hs ti e Fr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
Certified CheckS-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Acceptl:eaRnecrevse f-o-r--I-n-t-e-r-e-s-t -a-n-d--T-a--x-e-s Bonds Borrowed------------Other Liabilities-------------

25,000.00 none
10,000.00 368.37 none none
47,756.17 none
107,137.91 none none
496.11 none none none
none none none none

Total ------------------------$ 190,758.56

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

THE HINESVILLE BANK

Hinesville, Ga.

President, D. F. MARTIN

Vice-President, J'. G. RYAN

Cashier, GEO. H. KEEN

RESOURCES:

Time Loans and Discounts----~ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank OBtahnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from F'ederal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________
Adtiveasnc_e_s__o_n__O__t_h_e_r__C_o_m__m__o_d;_i_-
Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and AcceptOvaenrcdersaf-ts--(-i-f-a-n--y-)-_-_-_-_-_-_-_-_-_~_-_
Other Assets-----------------

Total

-----$

LIABILITIES:

80,066.91 none none none none none
3,000.00 1, 765.04 2,649.00
none
17,574.76 none none
none none none

Capital Stock Paid In--------$ Amount Reserved for Branches

US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_ -_ -_ _- _- _- _- _- _-_-_- -_

Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____
Demand Certificates of Deposit Time Certificate of Deposit___
Savings Deposits------------TCraushstieFr'sunCdhDeecpkoss_l_t_s_-_-_-_-_-_-_~_-_-_

BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-

Notes and Bills Rediscounted-

Letters of Credit and Accept-

Reasnecrvese

-------------------~-
for Interest and Taxes

Bonds Borrowed-------------

Other Liabilities-------------

none
I none
none
105,055.71 Tetal -----------'------------$

15,000.00 none
3,000.00 5,852.60
none none 56,846.23 none 21,724.57 none none 2,632.31 none none none
none none none none
105,055.71

148

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF mRAM Hiram, Ga.

President, W. W. HUNT

Vice-President, J. S. PARIS Cashier, W. C. LEAKE

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________
Furniture and Fixtures_______ Other Real Estate Owned___ _ Vue from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other Commodities -------------------- __ _
Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and Accept-

56,407.74 none none none none none
1,900.00 2,404.20 2,848.18
none
9,348.97 2,964.52
none
4, 722.88 none none

ances ---------------------

none

Overdrafts (if any)-----------

1.12

- - - - - Other Assets_________________

1,587.85

Total ------------------------$ 82,185.4 6

LIABILITIES: Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check---Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------J~eserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------
Total ------------------------$

15,000.00 none
10,000.00 none none none
33,414.46 none
12,7 42.56 10,480.00
none 548.44
none none none
none none none none
82,185.46

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

HOGANSVILLE BANKING CO. Hogansville, Ga.

President, J. F. ASKEW

Vice-President, W. E. JOHNSON Cashier, W. E. JOHNSON

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Ca.sh in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton---------Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items. Letters of Credit and AcceptOOvtahenercrdersAafst-ss-e-t(-si-f_-_a-_n-_-_y-_)-_--_--_--_--_--_--_--_--_-~_---_
Total ------------------------$

141,225.63 5,571.32 151.00 none none none none 3,000.00 456.7 4
none
16,619.18 none
5,191. 79
none none 487.08
none 411.15 1,177.06
174,290.95

LIABILITIES:

Capital Stock Paid 111--------$ Amount Reserved for Branches

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________ Due to Banks________________

Deposits Subject to Check___ _
Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_-

CT ar us hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-

BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-

Notes and Bills Rediscounted_

Letters of Credit and Accept-

RBeoasnnedcrsvees

-------------------~-
BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_

Other Liabilities-------------

25,000.00 none
41,000.00 none none none
49,47 4. 7Z none
10,365.54 none none
2,843.75 none
45,467.86 none
none none none 139.08

Total ------------------------$ 174,290.95

DEPARTMENT OF BANKING

149

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the
BANKS COUNTY BANK

Homer, Ga.

President, R. T. THOMPSON

Vice-President, J. S. JOLLY

Cashier, W. S. WHITWORTH-

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House ______________ _ Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------ADduYe afnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_Advances on Other Commodities ---------- ------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Acceptances --------------------Overdrafts (if any)----------Other Assets-----------------
Total ------------------------$

LIABILITIES:

62,781.07 50.00 none none none none
2,500.00 2,027.94 2,250.00
none
26,364.90 none none
none none none

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________
Bills Payable-----------~---- Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedrcsvees Bf-oo-rr-rI-on-w-t ee-dr-e-_s-_t-_-_a-_n-_d-_ _-T_-a_-x_- _-e-s_
Other Liabilities-------------

none
I none
none
95,973.91 Total ------------------------$

15,000.00 none none
280.03 none none
50,264.30 none
30,429.58 none none none none none none none none none none
95,973.91

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF HOMERVILLE Homerville, Ga.

President, R. G. DICKERSON

Vice-President, W. V. MUSGROVE

Cashier, G. A. GIBBS

RESOURCES:
Time Loans and Discounts----$ Demand Loans------------'--United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House___ Other Checks and Cash HemeLetters of Credit and Accept-
ances --------------------OOvt heer rd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- _-
Total ------------------------$

260,421.46 8,228. 70 3,500.00 none none none 1,717.62 2,851.09 none
none
55,818.18 none none
none none 1,521.27
none 12,092.48
none
346,150.80

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit TSaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

15,000.00 none
30,000.00 3,051.87 750.00 non!)
115,295.50 none
141,075.85 29,959.69 none 1,017.89 none 10,000.00 none
none none none none

Total ------------------------$ 346,150.80

150

FouRTH AN::'i'UAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the
CLINCH COUNTY BANK Homerville, Ga.

President, J. F. DAUGHARTY

Vice-Presidents, P. R. LEE, H. G. HUEY

Cashier, W. C. WOOTEN

RESOURCE~S~=-----------.--------~L=I=A=B=I=L=I~T=I=E=S~:__________

Time Loans and Discounts----$ Demand Loans--------------United States Securi ties_____ _
State of Georgia BondS-----Stock in Federal Reserve Bank Other Stocks and Bonds-----BFuanrnkiitnugreHaonudseF-ix--t-u-r-e-s-_-_-_-_-_-_--_ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_
Advances on Cotton---------Advances on Other Commodi-
ties ----------------------Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and Accept-

44,947.56 1,575.00 none none none none 2,446.23 3,087.24 1, 755.00
none
10,187.90 none none
none 684.36
none

Capital Stock Paid In________ $ Amount Reserved for Branches Surplus --------------------Undivided Profits~----------- DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Tlme Certificate of DeposiL-Savings Deposits------------CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
CBiultlsifiPeadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-te-e-dre-_-s_-t_-_a-_n-_d-_-_T-_a-_-x_-_e-s_
Other Liabilities-------------

18,000.00 none
1,200.00 none 16.00 none
24,538.33 none
21,339.61 386.80 none 771.97 none
3,000.00 none
none none none none

Ovaenrcdersaft-s--(-if--a-n--y-)----------------------

none 242.99

Other Assets-----------------_ _ _4_,3_2_6_.4_3

Total ------------------------$ 69,252.71 Total - -----------------------$ 69,252.71

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF HOSCHTON Hoschton, Ga.

President, H. P. DELAPERREERE

Vice-Presidents, W. M. SMITH, H. J. LOTT

Cashier, B. F. WILSO"N

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States SecuritieS-----State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned ___ _

44,795.95 none none none
1,350.00 none
1, 700.00 2,010.50
none

Due from Federal Reserve Bank ----------------------
Due from Other Approved Reserve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

2,308.13
18,218.98 13,128.88
none

Advances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-

none none 45.35

O vaenrcdersa f t-s- -(-i f- -a-n- -y-)---------------- -- -- --

nnoonnee

Other Assets------------------ - -164- .08 Total ------------------------$ 83,721.87

LIABILITIES: Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ F-ills Payable_________________ Notes and Bills RediscountedLetters of Credit and AcceptR(asnecrvese f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------
T0tal ------------~-----------$

30,000.00 none
15,000.00 2,423. 71 none none
34,298.64 none
1,955.78 none none 43.74 none none none
none none none none
83,721.87

DEPARTMENT OF BANKING

151

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE PEOPLES BANK

Ideal, Ga.

President, A. M. PARK

Vice-President, J. H. KELLEY Cashier, JESSE WILLIAMS

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 60,126.48

Demand Loans------'--------United States Securities_____ _ State of Georgia Bonds_____ _

none 273.57 none

Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n_d__s__________ __ Furniture and Fixtures______ _

none 225.00 2,425.00
3,159.28

Other Real Estate Owned----

360.00

Due from Federal Reserve

DuBeafnrkom---O--th-e--r -A--p-p-r-o-v-e-d--R--e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_ Advances on Cotton__________

21,485.11 none
5,207.29

Advances on Other Commodi-

ties ---------------'-------Checks for Clearing House---

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)-_-_-_-_-_-_-_-_-_-_--_

nnoonnee

Other Assets------------------ - -7-36.-10
Total ------------------------$ 93,997.83

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-__-_-_-_-_-_-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit S'l'aimviengCserDtiefpicoastietso__f _D__e_p_o__s_iL__-_Trust Fund Deposits--------Cashier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and AcceptRB<oOannsdecsrevesBf-oo-rr~rIo-n-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x-_-_es_ Other Liabilities-------------
Total ----------------------~-$

15,000.00 none none none none none
58,556.95 none
11,610.21 none none
830.67 none
8,000.00 none none none none none
93,997.83

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF ILA Ila., Ga.

President, A. S. WESTBR-OOK

Vice-President, J. H. HENLEY

Cashier, .:f. L. THOMPSON

RESOURCES:

Time Loans and Discounts----f 55,658.86

DUenmiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_-_-

none none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House_______________

none 2,487.42

Furniture and Fixtures______ _

1,615.80

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

2,613.15 22,910.83
none

Advances on Other Commodi-

C ht ei ecsk s - f-o-r- -C- -l-e-a-r -i n-g- - -H-o- -u-s-e------

none 612.18

Other Checks and Cash Items-

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-if--a-n-y-)--_-_-_-_-_-__-_-_-_~-_ Other Assets_________________

none 85.00
none

-----

Total ------------------------$ 85,983.24

LIABILITIES: .Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_Certified CheckS-------------Bills Payable____ ------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes OBothnedrs LBiaobrirliotiwese_d:_--_-_-_-_-_-_-_-_-_-_-_-
Total ------------------------$

15,000.00 none
10,000.00 10,997.54
none none 29,965.50 none 19,965.52 none norte 54.68 none none none none none none none
85,983.24

152

FouRTH ANNUAL REPORT

STATEMENT ShQwing Condition at Close of Business December 28, 1923
of the

SEMINOLE BANK Iron City, Ga.

President, I. STRICKLAND

Vice-President, A. J. GREENE, C. P. WESTER

Cashier, C. P. WESTER

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 25,488.67

DU enmi t eadn dS tLa toeas nSs e- -c-u-r-i -t i-e-s-_-_-_-_-_-_-

118.76 none

State of Georgia BondS-----Stock in Federal Reserve Bank

none none

Other Stocks and Bonds------

none

BF ua nr nkiitnugr eHaonuds eF-i x- -t-u-r-e-s-_-_-_-_-_-_- _-

3,500.00 2,103.00

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other Banks-------

17,918.10 1,260.00

Advances on Cotton----------

none

Adv&nces on Other Commodi-

ties ----------------------Checks for Clearing House---

none none

Other Checks and Cash Item!_

76.37

Letters of Credit and Accept-

O

vaenrcdersa

f

-------------------~-
ts (if any)___________

1n03o.n3e1

- - - - - Other Assets_________________

1,601.40

Total ------------------------' 52,169.61

Capital Stock Paid In________$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------Trust Fund DepositS--------Cashier's Checks------------Certified CheckS-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-te-e-rde-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-e_-s_ Other Liabilities____________ _
Total ------------------------

15,000.00 none none none none none
24,127.15 none
10,386.06 1,127.82 none 821.75 none none none none none none 906.83
52,169.61

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF IRWINVILLE Irwinville, Ga.

President, J. B. CLEMENTS

Vice-President, W. R. BOWEN

Cashier, W. D. DORMINEY, JR.

RESOURCES:

Time Loans and Discounts----$ 72.474.43

DU enmi t eadn dS tLa toeas nSs e- -c-u-r-i -t i-e-s-_-_-_-_-_- _-

13,800.00 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

none 1,379.02

Furniture and Fixtures_______

2,596.16

Other Real Estate Owned----

360.00

Due from Federal Reserve

. Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_

4,819.51 none

Advances on Cotto.n----------

none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

none none

Other Checks and Cash Items_

535.7 4

Letters of Credit and Accept-

- - - - OOvtahenercrdersAafs-tss-e-t(-si-f_-_a-_n-_-_y-_)-_--_--_--_--_--_--_--_--_--_---_

none none none

'rota! ------------------------ 95,964.86

LIABILITI.!!;S:

Capital Stock Paid In________ $

Amount Reserved for Branches

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________

Deposits Subject to Check____
Demand Certificates of Deposit 'l'ime Certificate of Deposit--Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------BCJelr!tsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-

Notes Letter

sanodr

Bills RediscountedCredit and Accept-

ances -------------------~Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

Total ------------------------f

25,000.00 none
10,000.00 7,519.38 none none
18,853.04 none
5,319.02 21,164.50
none 108.92
none 8,000.00
none none none none none
95,964.86

'DEPARTMENT OF BANKING

153

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

IRWINTON BANK Irwinton, Ga.

President, GEO. H. CARSWELL

Vice-President, DR. W. H. P ARKE'R

Cashier, N. H. BACON

RESOURCES:

Time Loans and Discounts----$ 92,623.03

Demand Loans--------------United States Securities______

2,300.00 500.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHcokus saen_d___B_o_n__d_s_-_-_--_-__-

none 4,240.50

Furniture and Fixtures_______

none

Other Real Estate Owned____

486.37

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

29,550.19 2,000.00 none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ----------------------

none

Overdrafts (if any)----------Other Assets_________________

76.41 4,935.66

-----

Total ------------------------$ 136,712.16

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ _- _- _- _- _-_- -_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
Certified Checks-------------Bills Payable----------------Notes and Bill.s Rediscounted_ Letters of Credit and Accept-
ances ---------------------RBeosnedrsv e Bf oorrr.oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities____________ _

15,000.00 none
3,000.00 3,485.01
40.00 none 55,392.63 none 45,856.51 none none 737.79 none 13,176.22 none
none none none 24.00

Total ------------------------$ 136,712.16

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS AND MERCHANTS BANK Jackson, Ga.

President, J. H. CARMICHAEL NICHOLS

Vice-Presidents, GEO. E. MALLET, S. P. Cashier, C. T. BEAUCHAMP

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OOtvheerrdrAafstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_-_-
Total ------------------------$

328,778.28 14,963.74 1,000.00 none none 1,800.00 5,899.94 4,756.71 18,626.71
none
65,246.22 8,012.68
60,785.06
none 786.00 none
59,672.71 none
4, 701.22
575,029.27

LIABILITIES:
Capital Stock Paid In________$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpajd ____________ _ Due to Banks________________ Deposits Subjeet to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ 5avings Deposits_____________
CT raus hs ti e rF''su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
CB ei lrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and Accept-
RBeoasnnedcrsvese Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a_-n_-d_-_-T_-a_-x_-_e--s_
Other Liabilities-------------

125,000.00 none
12,500.00 12,945.09
60.00 none 259,226.09 none 100,118.70 none none 506.68 none none 5,000.00
59,672.71 none none none

Total ---------------------~--$ 575,02~

154

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

JACKSON BANKING CO. Jackson, Ga.

President, F. S. ETHERIDGE

Vice-President, J. B. SETTLE

Cashier, L_ p_ McKIBBEN

- - - - - -R-E-SOURCES:

Time Loans and Discounts----$ 195,848.87

Demand Loans--------------- 38,509.79

UP.ited States SecuritieS------

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

3,600.00

Other Stocks and Bonds------ 16,790.99

BFuanrnkiitnugreHaonudseF-ix--t-u-r-e-s-_-_-_-_-_-_--_

3,468.26 3,516.20

Other Real Estate Owned---- 14,614.84

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

8,734.63

serve Agents and Cash in

Vaults -------------------- 39,195.52

ADduevafnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_-

3,258.13 none

Advances on Other Commodi-

ties ------- ---------------Checks for Clearing House---

none 12.15

Other Checks and Cash Items_

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n--y-)----------------------

none 122.81

vt.her

Ass

e

t

s--

-

----

-

----

-

-----

-

-

none
--

Total ------------------------$ 327,67,2.19

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid____________ _ Due to Bank,S---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks_____________ Certified Checks-------------Bills Payable----------------Notes arid Bills Rediscounted_ Letters of Credit and AcceptReasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------

100,000.00 none
20,000.00 15,099.64
none 5,996.00 79,911.31 3,080.00 40,285.37 48,144.47 14,918.35
237.05 none none none
none none none none

Total ------------------------$

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF JAKIN Jakin, Ga.

President, J. S. SHERMAN

Cashier,.E. C. SMITH

Vice-President, E. C. SMITH

RESOURCES:

Time Loans and Discounts____ $ 35,355.93

Demand Loans---------------

none

United States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

200.00

BFuanrnkiitnugreHaonudseF-ix--t-u-r-e-s-_-_-_-_-_-_--_

3,000.00 2,119.39

Other Real Estate Owned ___ _

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

none 2,182.62
none

Advances on Other Commodi-

ties -----------------------

none

Checks for Clearing House---

none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_

none none

Other

Asse

t

s

--

--

--

--

--

--

--

--

--

-

-

none
--

Total ------------------------$ 42,857.94

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ DDiuvei dteon dBs aUn knsp_a_i_d__- -_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o__s_i_t s_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptReasenrcvees f-o-r-I-n-t-e-r-e-s-t--a-n-d--T-a-x-e-sBonds Borrowed------------Other Liabilities-------------
Total ------------------------$

24,600.00 none none
368.45 none none
17,818.79 none 65.00 none none 5.70 none none none
none none none none
42,857.94

DEPARTMENT OF BANKING

155

STATEMENT Showing Condition at Close of Business December 28, 1923
of the
PICKENS COUNTY BANK

Jasper, Ga.

President, SAM TATE

Vice-President, R. L. McCLAIN

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 156,027.97

Demand Loans---------------

8,626.50

United States Securities______

none

Rtate of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds _____ Banking House______________ _
Furniture and Fixtures_______ Other Real Estate Owned___ _

14,460.00 2,695.00 3,126.50 3,408.19

Due from Federal Reserve

Bank ----"-----------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton _________ _

82,450.61 none none

.Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

832.81

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none 179.00

- - - - Other Assets-----------------

241.80

Total ------------------------$ 1272,048.38

Capital Stock Paid In________ $ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances -----.---------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

15,000.00 none
12,500.00 3,843.44 none none
130,198.36 none
70,591.12 none
39,464.11 451.35 none none none
none none none none

Total ------------------------$ 1272,048.38

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS BANK AND TRUST CO. Jefferson, Ga.

President, T. S. JOHNSON

Vice-President, S. V. WILHITE, J. W. ETHRIDGE

Cashier, HOMER HANCOCK

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______

310,035.04 none none none

Stock in Federal Reserve Bank Other Stocks and Bonds ______ _ Banking House_______________ Furniture and Fixtures_______

3,050.00 900.00
5,000.00 3,668.52

Other Real E-state Owned----

none

Due from Federal Reserve Bank ----------------------
Due from Other Approved Re-

16,951.61

serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

15,943.73 none 902.20

Advances on Other Commodities -----------------------
Checks for Clearing House__ _

none 313.05

Other Checks and Cash Items_

158.11

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none 1,235.51

Other Assets-----------------

626.42

----

Total ------------------------$ 358,784.19

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ _- _- _- _- _-_- -_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------Trust Fund Deposits--------Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k__s_-_--_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptRBEoa-nsndecrsevse Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other Liabilities-------------

94,120.00 none
7,100.00 8,918.36
90.20 none 144,508.40 none 28,835.45 none none 684.91 none none 74,526.87
none none none none

Total ------------------------$ 358,784.19

----------------.

156

FouRTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the
FARMERS AND MERCHANTS BANK Jeffersonville, Ga..

President, W. H. McCRARY

Vice-President, C. C. HUMPHRIES Cashier, S. C. JONES

RESOURCES:

LIABILITIES:

Time Loans and DiscountS----$ Demand Loans--------------tTnited States Securities______ State of Georgia Bonds ______ Stock in Federal Reserve Bank OBtahnekrinSgtoHckosusaen_d___B_o_n__d_s_-_--_-_-_-_-
Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ OthAr Checks and Cash Items_ Letters of Credit and Accept-
(O'!\t&heenrdrcersaAfst-ss-e-t(-sif-_-_a-_n-_-_y-_)-_--_--_--_-_--_--_--_--_--_----_

27,500.7 3 1, 700.00 none none none none 3,100.00 1,967.50 2,535.00
none
10,624.47 none none
none none 505.40
none 28.89 1,418.23

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit TSaimviengCserDtiefipcoastietso_f__D__e_p_o__s_it_-_-_-
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________ Bills Payable_________________
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

20,000.00 44.91 none none none none
12,428.66 none
16,040.75 none none
223.35 153.38
none none
none none none 489.17

Total ------------------------$ 49,380.22 Total ------------------------$ 49,380.,22

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

TWIGGS COUNTY BANK JeffersonVille, Ga.

President, J. C. SHANNON, SR.

Vice-Presidents, D. S. FAULK, S. E. JONES

Cashier, BAKER R. JONES

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United Sta-tes Securities______ State of Georgia BondS-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Ca.sh in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other Commoc!i-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
ances -------------~------OOtvheerrdrAafstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_-_-
Total ------------------------$

161,696.33 11,459.46 none none none 16,764.00 2,000.00 2,350.00 10,500.00
none
40,128.08 34,500.00
795.92
none 422.12 291.26
none 902.34 3,746.65
285,556.16

LIABILITIES:
Capital Stock Paid In________ f Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_it_-_-_Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ letters of Credit and AcceptRBeoasnnedrcsvees Bf-oo-rr-roI-n-w-tee-dr-e-_s-_t_-_-a_-n_-d_-_-T_-a_-x_-_e--s_
Other I,iabilities-------------

25,000.00 none
10,000.00 13,403.12
none none 111,495.04 ,2, 756.00 120,498.88 none none 2,403.12 none none none
none none none none

Total ------------------------$ 285,556.16

DEPARTMENT OF BANKING

157

STATEMENT Showing Condition at Close of Business December 28, 1923
of the THE FARMERS BANK

Jenkinsburi, Ga. Vice-President, J. M. BANKSTON

Cashier, H. C. CHILDS

RESOURCES:

Tlme Loans and Discounts----$ 15,926.78

Demand Loans--------------United Stateli Securities______

none none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

none

Banking House---------------

1,500.00

Furniture and Fixtures-------

1,848.56

Other Real Estate Owned___ _

3,556.29

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

4,423.87 none none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o--u-s-e------

none none

Other Checks and Cash Items.

92.17

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any)-----------

7.99

Other Assets_________________

2,167.40

-----

Total ------------------------$ 29,523.06

LIABILITIES: Capital Stock Paid In___:_____ $ Amount Reserved for Branches UStnJdrpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits--------Cashier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted. Letters of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------------Other Liabilities-------------
Total -----------------------

15,000.00 none
3,000.00 none none none
8,377.06 none
3,146.00 none none none none none none
none none none none
29,523.06

STATEMENT Showing Condition at Close of Business De,cember 28, 1923
of the

BANK OF CLAYTON COUNTY Jonesboro, Ga.

President, L. Z. GILBERT

Vice-President, J. 0. HIGHTOWER Cashier, L. M. KING

RESOURCES:

Time Loans and Discounts----~ 108,926.66

Demand Loans--------------United States Securities______

none 10,000.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

none

Banking House---------------

3,000.00

Furniture and Fixtures-------

2,000.00

Other Real Estate Owned___ _

581.85

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

r;uVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

26,151.42 none none

.l.dvances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 5.00

Other Checks and Cash Items.

94.30

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets_________________

none none none

-----

Total ------------------------$ 150,759.23

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-__-_-_-_-_-_-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check____ D"mand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k__s_-_--_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted. LettPrs of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oorrr oI nwt eedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities____________ _

25,000.00 none
1:2,000.00 2,426.43 none none
37,350.39 none
2,801.10 70,684.78
none 448.36
none none none
none 48.17 none none

Total ------------------------1 150, 759:~

158

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

BANK OF JONESBORO

Jonesboro, Ga.

President, A. C. BLALOCK

Vice-President, CLAUD H. HUTCHESON

Cashier, J. B. PULLIAM

RESOURCES:

Time Loans and Discounts----$ 148,848.41

Demand Loans--------------United States Securities_____ _

11,249.23 none

State of Georgia Bonds_____ _

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds_____ _ Banking House_______________ Furniture and Fixtures______ _

675.00
1,500.00 1,000.00

Other Real Estate Owned____ 37,351.27

Due from Federal Reserve

DuBeanfrkom---O--th-e--r -A--p-p-r-o-v-e-d--R--e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _

104,855.03 none
6,619.33

Advances on Other Commodi-

C htei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_

none 227.06

Other Checks and Cash Items_

1,331.32

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_ -_ _- _- _- _- _-_-_-_- -_

none 2,158.91

Other Assets-----------------

none

-----

Total ------------------------$ 315,815.56

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
SUunrdpilvui sd e d- -P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_CBeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed------------Other LiabilitieS-------------

25,000.00 none
25,000.00 9,453.07 none none
255,232.38 none none none none 14.15 none none none
none 1,115.96
none none

Total ------------------------$ 315,815.56

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS AND MERCHANTS BANK Junction City, Ga.

President, C. W. MOORE

Vice-Presidents, R. L. McBRYDE, Wm. M. BROWN Cashier, W. E. GREENE

. RESOURCES:

Time Loans and Discounts----$ Demand LoanS--------------l:nited States Securi ties_____ _ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank

55,476.68
4,500.00 9,965.37
none none

OBathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve

5,160.00
1.350.00 2,133.39
none

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------ADduevafnrcoems oOnthCeor tBtoann_k_s________-_-_--_ Advances on Other CommodiC htei ecsk s - f-o- r- -C- -l-e-a-r-i n-g- - -H-o- -u-s-e-----Other Checks and Cash Items_ Letters of Credit and Accept-

-20,537.87 none
9, 792.00
none 708.06 none

Ovaenrcdersaft-s--(-i-f -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_Cther Assets_________________

no.n5e0 2,082.50

----
Total ------------------------$ 111,706.37

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ DD~uveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ TC ar us hsite rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r-Ion-w-t e-e-dr e-_-s_-t_-_a-_n-_d-_-_T-_a-_-x_-_e-s_ Other LiabilitieS-------------

15,000.00 none
9,500.00 2,003.55
none none 42,253.29 none 42,842.45 none none 107.08 none none none
none none none none

Tc.tal ------------------------$ 111,706.37

DEPARTMENT OF BANKING

159

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

KENNESAW STATE BANK Kennesaw, Ga.

President, J. G. LEWIS

Vice-President, B. H. HILL, F. L. LEWIS Cashier, R. RUSSOM

RESOURCES:

LIABILITIES:

Time Loans and Discounts----~ 59,197.49

Demand Loans--------------United States Securities______

1,643.68 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and BondS-------

none

Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned____

3,500.00
1,950.02 651.82

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

11,222.93 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

OC vtehredrr aAf 1s;sse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

255.24 none

-----

Total ------------------------$ 78,421.18

capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Int~rest and Taxes Bonds Borrowed------------Other Liabilities-------------
Total ------------------------$

120,000.00 none none
1, 702.04 none none
21,598.20 none
22,189.22 none none
181.72 none
12,750.00 none
none none none none
78,421.18

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

STATE BANK OF KINGSLAND Kingsland, Ga.

President, W. B. GODLEY

Vice-President, J. H. GROSS

Cashier, C. A. PERRY

RESOURCES:

Time Loans and Discounts----$ 76,420.63

UDnemiteadndStLatoeasnSs-e-c-u-r-i-ti-e-s-_-_-_-_-_-_State of Georgia Bonds______

8,984. 79_ none none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______

none
4,000.00 2,500.00

Other Real Estate Owned----

3,306.68

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

9,761.11 1,446.29
none

Advances on Other Commodi-

C ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

none none

Other Checks and Cash Items_ Letters of Credit and Accept-

462.10

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

3n21o.n0e0

Oiber Assets_________________

none

----

rota! ------------------------$ 107,202.60

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check___ _ Demand Certificates of Deposit TSaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_TCraus hs ti e Fr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities_____________

15,000.00 none
5,000.00 4,379.78
none none 42,925.94 none 7,861.15 23,376.51 none 3,659.22 none 5,000.00 none
none none none none

Total ------------------------$ 107,202.60

160

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF KINGSTON

Kingston, Ga.

President, S. I. SHEATS

Vice-President, 0. M. BUTLER

Vice-President and Cashier, C. G. CHRISTIAN

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank OBtahnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________ Advances on Other Commo\li-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and AcceptOOvtahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y-_)-_--_--_--_-_--_--_--_--_--_----_
Total ------------------------$

71,722.7 5 none none none
:;.nooo.noeo
10,200.00 3,800.00 8,938.74
none
5,384.91 3,503.65
none
none 137.92
none
none none 6,115.28
110,303.25

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ D;vidends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check---DLmand Certificates of Deposit Time Certificate of Deposit__ _ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e-sBOothnedrs LBiaobrriloitwieesd_-_-_-_-_-_-_-_-_-_-_-_--_

15,000.00 none none none none none
27,907.60 none
51,265.10 none none
130.55 none
13,000.00 3,000.00
none none none none

Total ------------------------$ 110,303.25

STATEMENT Showing Condition at Close of Business December 28, 1923
of the CITIZENS BANK
Kite, Ga.

President, D. C. HARRISON

Vice-President, J. E. CLARK

Cashier, J. S. STEPHENSON

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and F'ixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash ItemsLetters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n- -y-)---------------------Other Assets-----------------
'f'otal ___ ---------------------$

86,476.83 1,125.00 !,800.00 none none 1,725.00 2,289.-20 4,252.05
12,921.06
none
11,805.59 3, 724.90 447.00
none 209.84
none
none 36.49 2,920.00
130,732.96

LIABILITIES:
Capital Stock Paid In___.:_____ $ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check---Demand Certificates of Deposit Time Certificate of Deposit--STarvuisntgsFuDndepDoseiptoSs-i-ts--_-_-_-_-_-_-_-_-_Cashier's Checks____________ _
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
RBeoasnnedcrsvese Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a_-n_-d_-_-T_-a_-x_-_e--s_ Other Liabilities____________ _

15,000.00 none
3,000.00 918.77 none none
40,665.53 2,500.00
64,733.07 none none
1,115.59 none none none
none none 2,800.00 none

Total ------------------------$ 130,732.96

DEPARTMENT OF BANKING

161

STATEMENT Showing Condition at Close of Business December 28, 1923

of the BANK OF LAFAYETTE

President, J. E. PATTO'N

LaFayette, Ga. Vice-Presidents, P. D. FORTUNE, D. W. HERNDON

Cashier, J. W. MASSEY

RESOURCES:

LIABILITIES:

TDiemmeanLdoaLnsoaannsd__D__i_s_c_o_u_n__ts_-_-_-_-'

458,142.18 18,413.41

United States Securities______

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_-_Furniture and Fixtures_______

6,600.00 26,165.48
4, 754.42

Other Real Estate Owned---- 15,747.45

Due from Federal Reserve

Hank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

134,151.40 none none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-ri-n-g-.--H-o-u--se--__--_

none none

Other Checks and Cash Items_

3,293.17

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_ -_ _- _- _-_-_-_-_-_- -_

none none

- - - - Other Assets-----------------

none

Total ------------------------$ 667,267.51

Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check---Demand Certificates of Deposit Time Certificate of DeposiL__ Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------Certified CheckS-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
Reasenrcvees f-o-r-I-n-t-e-r-e-s-t--a-n-d--T-a-x-e-sBonds Borrowed-------------Other Liabilities-------------

60,000.00 none
60,000.00 126,570.11
none none 303,234.15 4,550.12 137,990.65 42,171.17 31,87 4.23 862.86 none none none
none none none 14.22

Total ------------------------$ 667,267.51

STA"TEMENT Showing Condition at Close of Business December 28, 1923
of the

WALKER COUNTY BANK LaFayette, Ga.

President, W. C. MARTIN

Vice-President, J. E. ROSSER

Cashier, C. C. GILBERT

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$

117,710.31 1,350.00

United States Securities______

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds_____ _ Banking House______________ _

none 11,000.00

Furniture and Fixtures_______

2,002.17

Other Real Estate Owned----

3,612.54

Due from Federal Reserve

Hank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a--n-k-s-_-_-_-_-_-_--_

31,488.80 none

Advances on Cotton__________

526.60

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o--u-s-e------

none 1,021.48

Other Checks and Cash 'Items_

2,387.86

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_

none 8.04

Other

As

sets

-

----

-

----

-

----

-

--

-

-

none
--

Total ------------------------$ 171,107.80

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------CTarushstierF'sunCdhDecekps _o_s_i_ts_-_-_-_-_-_-_-_-_-
Ctrtified CheCkS-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedrcsvees Bf-oo-rr-r-Ion-w-t ee- d-r e-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other Liabilities-------------

25,000.00 none
1,999.29 2,492.34
none none 77,253.07 none 51,687.52 11,394.70 none 1,280.88 none none none
none none none none

Total ------------------------$ 171,107.80

162

FouRTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF LAGRANGE

LaGrange, Ga.

President, R. L. RENDER

Vice-President, H. P. PARK

Ass't. Cashier, E. M. RENDER

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D_i_s_c_o_u_n_t_s_-_-_-_-_~

17 4,310.23 7,303.47

United States Securities______ State of Georgia Bonds______

none none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-._-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned___ _

5,000.00 9,935.50 1,189.40 4,190.77

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton__________

27,679.23 6,613.42 9,402.33

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

none none

Other Checks and Cash Items_

2,245.66

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets_________________

none none none

-----

T0tal ------------------------$ 247,870.01

LIABILITIES:
Capital Stock Paid In________ , Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_-
Certified CheckS-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr r oI nwt eedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities_____________

50,000.00 none none
6,300.52 none none
82,852.34 none none
99,648.28 none
1,068.87 none
8,000.00 none
none none none none

Total ------------------------$ 247,870.01

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE LAGRANGE BANKING AND TRUST CO. LaGrange, Ga.

President, J. E. DUNSON ROBT. HUTCHINSON

Vice-Presidents, A. H. CARY, W. S. DUNSON, Cashier, G. H. CROSSLEY

RESOURCES:

Time Loans and Discounts----~ 2,204,869.40 Demand Loans_______________ 168,320.57

United States Securities______

1,678.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank 27,000.00

Other Stocks and Bonds------ 105,686.60 Banking House_______________ 48,000.00

Furniture and Fixtures_______

none

Other Real Estate Owned____ 175,489.26

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

73,082.14

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

100,810.71 none none

Advances on Other C'ommodi-

. ties ----------------------C'hecks for Clearing House __ _

none 2,218.76

Other Checks and Cash Items_

2,042.94

Letters of Credit and Accept-

OOtvahenercrdersAafst-ss-e-t(s-if_-_-a_-n_-_-y_-)_--_--_--_--_--_--_--_--_--_---_-

none 15,665.00
375.00

Total ------------------------$ 2,925.238.38

LIABILITIES:
Capital Stock Paid In________$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsevse Bf-oo-rr-rI-on-w-t ee-dr-e-_s-_t-_-_a_-n_-d_- _-T_-a_-x_-_-e-_s Other Liabilities_..:___________

250,000.00 none
650,000.00 36,365.05 265.50 32.00
603,728.67 50,072.00 78,810.48
636,393.24 none
3,414.72. none
~50,000.00
366.156.72
none none none none

Total ------------------------$ ~.925,2~

DEPART:\IE:'>T OF BANKING

163

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

LAGRANGE SAVINGS BANK LaGrange, Ga.

President, ELY R. CALLAWAY

Vice-President, H. D. GLAN.TON

Cashier, R. C. KEY

RESOURCES:

Time Loans and Discounts____ $
Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Hank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_ Advances on Cotton__________
Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and Accept0OYtahenercrdersAafst-ss-e-t(-sif_--_a-_n-_-_y-_)-_--_--_---_--_--_--_--_-_-~_---_

617,848.75 59;695.35 74,84,2.00 24,800.00 none
333,769.63 none none
34,507.25
none
903.15 none none
none none 248.07
none none 19,625.26

Total ------------------------$ 1,166,239.46

LIABILITIES:

Capital Stock Paid In--------$ 25,000.00

Amount Reserved for Branches

none

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_

75,000.00 36,133.07

Dividends Unpaid-------------

none

Due to Banks----------------

none

Deposits Subject to Check___ _

none

Demand Certificates of Deposit

none

Time Certificate of Deposit___ Savings Deposits_____________

348,114.02 . 630,650.56

TCraus hs ti e Fr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-

none none

BCJelrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-

none 15,000.00

Notes and Bills Rediscounted-

none

Letters of Credit and Accept-

Reasnercvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s

none 4,450.34

Bonds Borrowed-------------

none

Other Liabilities------------- 31,891.47

T<.tal ------------------------$ 1,166,239.46

STATEMENT Showing Condition at Close of Business December 28, 1923
of the LAKE PARK BANK
Lake Park, Ga.

President, EWELL BROWN

Vice-President, J. K. WHITE

Cashier, E. W. MASON

RESOURCES:

Time Loans and Discounts----$ 45,308.32

Demand Loans---------------

3,229.42

United States Securities~----

1,960.0()

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds'------

none

Banking House--------------Furniture and Fixtures______ _

2,000.00 1,500.00

Other Real Estate Owned____

none

Due from Federal Reserve

Hank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_

6,961.84 none

Advances on Cotton----------

none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House----

none none

Other Checks and Cash Items_

140.75

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_ -_ _- _- _-_-_-_-_-_- -_ Other Assets_________________

none 17.38 none

-----

Total ------------------------$ 61,117.71

LIABILITIES:
C~>pital Stock Paid In--------$ Amount Reserved for Branches Surplus --------------------DUinvdidiveinddesd UPnrpoafiidts_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------TCraus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedrcsvees Bf-oo-rr-r-Ion-w-t ee-d-r e-_s-_t-_-_a-_n-_d-_-_T-_a-_x_- _-e-s_ Other Liabilities-------------
Total ------------------------$

15,000.00 none
4,500.00 1,929.30
none none 30,760.52 none 7,499.00 none 1,161.64 267.25 none none none
none none none none
61,117.71

164

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the BANK OF LAVONIA
Lavonia, Ga.

President, W. S. HALEY

Vice-President, 0. D. CANNON Cashier, G. H. PRUITT

RESOURCES:

Time Loans and Discounts____ $ 197,891.95

Demand Loans---------------

3,578.50

United States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

1,800.00

Other Stocks and Bonds------

675.00

Banking House--------------Furniture and Fixtures______ _

23,188.38 5,019.35

Other Real Estate Owned____

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

9,920.58

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_

16,926.57 44.05

Advances on Cotton----------

2,303.53

Advances on Other Commodi-

ties -------------------- __ _

3,431.69

Checks for Clearing House---

525.30

Other Checks and Cash Items-

1,110.08

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any)___________

507.57

Other Assets_________________

381.45

-----

Total ------------------------$ 267,304.00

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_--_ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
RBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee--dre-_-s_-t_-_a-_n-_d-_-_T-_a-_-x_-_e-s_ Other Liabilities_____________

40,000.00 none
20,000.00 1,813. 75 105.00
14,230.61 113,764.84
none 24,549.46 25,901.53
none 4,454.36
none 17,500.00
4,984.45
none none none none

Total ------------------------~ 267,304.00

STATEMENT Showing Condition at Close of Business December 28, 1923
of the THE BRAND BANKING CO.
Lawrenceville, Ga.

~sident, L. JI.I. BRAND

Vice-President, W. H. PO'WELL

Cashier, G. C. MONTGOMERY

RESOURCES:

Time Loans and Discounts____ $ Demand Loans--------------United States t'ecurities-----State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k-s-_-_-_-_-_-_--_
Advances on Cotton---------Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y-)- _- _-_-_-_-_-_-_-_-_- -_ Other Assets________________ _

182,248.98 150,696.46 125,000.00
none 3,000.00
none none 2,500.00 none
33,537.38
183,259.46 none none
none none 5,408.81
none 71.46 none

Total ------------------------$ 685,722.55

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks______________ Bills Payable ________________ _
Notes and Bills RediscountedLetters of Credit and AcceptReasnercvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed_____________ Other Liabilities_____________

50,000.00 none
50,000.00 34,483.84
none none 260,543.51 none none 265,382.68 11,610.75 1,201. 77 none none none
none none none 12,500.00

Total ------------------------$ 685,722.55

DEPARTMENT OF BANKING

165

STATEMENT Showing Condition at Close of Business December 28, 1923
of the
BANK OF LEARY Leary, Ga.

President, HARPER DANIEL

Vice-President, H. H. HURST

Cashier, C. M. ETHEREDGE

RESOURCES:

Time Loans and Discounts____ $
Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
Vaults -------------------DAudevafnrcoems oOnthCeor ttBoann__k_s_-_-_-_-_-_-_-
Advances on Other Commodi-
ties ----------------------Checks for Clearing House__ _ Other 8hecks and Cash ItemsLetters of Credit and Accept-
ances --------------------OO vt heerrd r Aa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

44,274.82 937.33 none none none 117.25
3,726.22 3,259.98
none
none
8, 718.99 809.88 525.33
none 1,730.47
272.47
none 602.83 none

Tothl. -------------------------,--6-4-,9-7-5-.5-7

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ Dividends Unpaid_____________ Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-TSarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsveBfoorrroInwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------
Total ------------------------~

15,000.00 none
981.81 none none none
25,089.45 none
9,705.79 none none
2,198.52 none
12,000.00 none none none none none
64,975.57

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF LEESBURG Leesburg, Ga.

President, G. A. NESBIT

Vice-President, 0. W. STATHAM Cashier, T. C. THARP

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States SecuritieS-----State of Georgia BondS-----Stock in Federal Reserve Bank Other Stocks and BondS-----Banking House--------------Furniture and Fixtures------Other Real Estate Owned___ _ D11e from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------DAudevafnrcoems oOnthCeor ttBoann__k_s_-_-_-_-_-_-_Advances on Other Commodities ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Acceptances --------------------OOvtheerrdrAafstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_-_-
Total ------------------------t

146,562.13 418.00 none none none
3,270.00 2,510.17 2,895.00 2,593.80
none
20,979.67 394.40 none
none none none
none 195.73
none
179,818.90

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvuisd e d- -P-r-o-f-i-t-s-_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit TSaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable_________________
Notes and Bills Rediscounted_ Letters >f Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

15,000.00 none
4, 793.65 none none
11,500.00 29,405.58 42,500.00 12,252.75
none 20,043.68
7,024.32 none
31,000.00 6,298.92
none none none none

Total ------------------------f 179,818.90

166

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, J. D. ROBINSON

BANK OF LENOX Lenox, Ga. Vice-President, M. J. L. GRINER
Cashier, A. M. WILLIAMS

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 98,065.66

Demand Loans--------------United States Securities------

781.20 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

none

Banking House--------------Furniture and Fixtures______ _

800.00 800.00

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

Vaults -------------------DAudve afnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_-

7, 792.57 140.00 none

Advances on Other Commodities -----------------------
Checks for Clearing House---

none 227.75

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none 3.66

- - - - - Oiher Assets-----------------

none

rota! ------------------------$ 108,610.84

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit S'l'airvniengCserDtiefpicoastietso_f__D__e_p_o_s_i_t_-_-_Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________
Dills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
RBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee--dre-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other Liabilities-------------

30,000.00 none
10,000.00 4, 765,95 none none
26,890.73 4, 730.00
32,030.67 none none
193.49 n.one none nGne
none ncne none none

Total ------------------------$ 108,610.84

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE BANK OF LESLIE Leslie, Ga.

President, E. L. WILSON

Vice-President, E. B. WALLACE

Cashier, W. T. ANDERSON

RESOURCES:

Time Loans and Discounts----$ 112,054.30

Demand Loans--------------United States Securities______

4,542.61 none

State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures------Other Real Estate Owned___ _

none none 1,000.00 4,171.36 3,196.80 1,800.00

Due from Federal Reserve Bank ----------------------
Due from Other Approved Re-

none

serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-__-_-_-_-_--_ Advances on Cotton__________

37,819.34 3,626.65 none

Advances on Other Commodities -----------------------
Checks for Clearing House __ _

none none

Other Checks and Cash Items_

300.73

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none none

- - - - - Other Assets-----------------

120.00

Total ------------------------$ 168,631.79

LIABILITIES: Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits_____________ CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks______________ Rills Payable----------------Notes and Bill.s Rediscounted_ Letters of Credit and AcceptRBeoasnnedrcsvees Bf-oo-rr-r-Ion-w-tee--rde-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other LiabilitieS-------------
'l'otal ------------------------$

25,000.00 none
20,000.00 10,792.51
none none 99,825.71 none 11,262.43 none none 1, 751.14 none none none
none none none none
168,631.79

DEPARTMENT OF BANKING

167

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, T. E. WATKINS

BANK OF LEXINGTON Lexington, Ga. Vice-President, CHAS. R. CRAWFORD
Cashier, W. D. LOYD

RESOURCES:

LIABILITI~S:

Time Loans and Discounts----~ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_-_-
Furniture and Fixtures______ _ Other Real Estate Owned___ _
Due from Federal Reserve

84,431.13 1,199.42 none none none
3,200.00 8,455.05 4,505.20
9,134.14

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-__-_-_--_
Advances on Cotton---------Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-

12,682.41 none none
2,515.68 858.37 975.89

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

7n30o.n29e

Other Assets------------------ -1-3,2-87.-49
Total ------------------------1$ 141,975.07

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-__-_-_--_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
'!'rust Fund Deposits--------Cashier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and AcceptHBeoasnnedcrsve se Bf-oo-rr-r-Io-nw-t-ee-dr-e_-s_-t_-_a-_n-_d-_-_T-_-a_-x_-_e-_s
Other LiabilitieS-------------

25,000.00 none
10,000.00 ncne
144.00 none
47,461.42 44,015.82
none none none 503.83 none none 14,850.00
none none none none

Total ------------------------$ 141,975.07

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

OGLETHORPE COUNTY BANK

Lexington, Ga.

President, JOEL CLOUD

Vice-Presidents, G. A. BARRON, W. K. HOWARD

Cashier, M. 0. HOLLIS; Assistant Cashier, G. W. PAUL

RESOURCES:

Time Loans and Discounts----$ 212,r234.73

UDnemiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_-_-

5,182. 71 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

1,500.00

Other Stocks and Bonds------

675.00

Banking House--------------Furniture and Fixtures______ _

4,000.00 1,000.00

Other Real Estate Owned___ _ 14,363.29

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

9,288.31

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n--k-s-_-_-_-___--_ Advances on Cotton__________

17,674.12 none none

Advances on Other Commodi-

Chr.eiecsks--fo--r -C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 942.15

Other Checks and Cash Items_

190.50

Letters of Credit and Accept-

O vaenrcdersa f-t s- -(-i-f-a-n- -y-)-_-_-_-_-_-_-_- -_-_-_

none 2,183.90

Other Assets------------------ - - -no-ne

Total ------------------------$ 269,234.71

LIABILITIES: Ca.pital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_~_-_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits ________ _:_ ___ _ Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLeatntecress o_f__C_:r_e_d_i_t__a_n_d__A__c_c_e_p_t_Reserve for Interest and Taxes Bonds Borrowed------------Other LiabilitieS-------------
Total ------------------------$

25,000.00 none
25,000.00 7,959.54 25.80 none
109,244.35 none
34,641.69 1,095.71 none 339.91 none
42,693.83 23,233.88
none none none none
269,234.71

1

168

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE LILLY BANKING CO. Lilly, Ga.

President, J. A. LILLY

Vice-President, W. T. RICKS Cashier, JOE MORGAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ :24,363.24

Demand Loans---------------

100.00

United States Securities------

98.51

State of Georgia BondS------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

none

BFuarnnkiitnugreHaonudsFe-ix--t-u-r-e-s-_-_-_-_-_-_-_-

1,823.00 2,215.50

Other Real Estate Owned----

3,460.40

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _

13,158.30 none 665.91

Ad:'ances on Other Commodi-

C'"thieecsks - f-o-r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

OvaEn'crdersaft-s--(-i-f -a-n--y-)----------------------

none none

(Jther Assets------------------ - - -non-e

Total ------------------------$ 45,884.86

Capital Stock Paid In--------$ Amount Reserved for Branches Surplus --------------------Undivided Profits------------Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------Certified CheckS-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------
Total ------------------------$

15,000.00 none none
779.96 none none
22,482.7 4 none
4,816.83 none none
525.33 none
2,280.00 none
none none none none
45,884.86

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF LINCOLNTON Lincolnton, Ga.

President, BENJ. FORTSON

Vice-President, A. \'{. BURCH Cashier, H. M. ULM

RESOURCES:
Time Loans and Discounts----f Demand Loans--------------United States_ Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_ Advances on Cotton__________ Advances on Other CommodiChteiecsks -f-o-r--C--le--a-ri-n-g--H--o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_ -_ _- _- _-_-_- -_ Other Assets_________________
Total ------------------------$

87,497.06 275.00 697.16 none none none
1,244.07 2,222.81 9,315. 79
none
22,4:29.08 none
30,588.99
none 5,763.60
none
none none 1,051.25
161,084.81

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P--ro--f-i-ts-------------------------Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits-------"'"----Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed__ ----------Other Liabilities-------------
Total ------------------------$

25,000.00 none none
5,000.00 16.07 none
72,971.25 none
41,227.92 1,286.21 8,221.90 1,361.46 none 6,000.00 none
none none none none
161,084.81

DEPARTMENT OF BANKING

169

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS STATE BANK Lincolnton, Ga.

President, JAS. H. BOYKIN

Vice-President, W. R ORAWFORD Cashier, H. B. PITT

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia BondS-----Stcck in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_ -_ -_ -_ _- _- _- _- -_
Other Assets-----------------
Total ------------------------$

171,756.86 none
16,174.02 none
1,050.00 none
2,199.05 1,838.50 1,633. 75
15,050.02
47,746.85 11,411.88 16,890.38
none 4,165.86
none
none none 1,814.88
291,732.05

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r oI-n-w-t ee-dr-e_- s_- t_- _-a_-n_-d_- _-T_-a_-x_-_e- -s_
Other Liabilities----------'---

25,000.00 none
10,000.00 2,690.53 none none
141,150.32 none
112,131.78 none none
516.96 none none none
none 242.46
none none

Total ------------------------$ 291,73,2.05

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

LITHONIA BANKING CO. Lithonia, Ga.

President, J. K. DAVIDSON HOWARD

Vice-Presidents, R H. TRIBBLE, A. W. Cashier, H. -H. DANIEL

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-__--_ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________
Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash ItemsLetters of Credit and Accept-
ances --------------------Overdrafts (If any)----------Other Assets-----------------
Total ------------------------$

64,616.71 3,104.90 none none none 270.00 3,500.00 2,000.00 7,318.20
none
35,186.91 122.50 602.98
none 114.39
81.79
none none 262.21
117,180.59

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit TSaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed_____________
Other LiabilitieS-------------

25,000.00 none
655.83 310.03
none none 35,675.45 none 52,247.84 3,040.88 none 162.53 none none none
none none none 88.03

Total ------------------------$ 117,180.59

170

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE PEOPLES BANK Lithonia, Ga.

Pre,sident, A. J. ALMAND

Vice-Presidents, W. R. WATSON, M. C. MOORE Cashier, I. M. STARR

RESOURCES:

Time Loans and Discounts____ f 64,924.30

UDnemiteadndStLatoeasnSSe-c-u--r-it-i-e-s-_-_-_-_-_-_-

6,031.85 13,584.23

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _

6,000.00
7,500.00 2,950.00

Other Real Estate Owned____

2,200.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrl:t>sm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

42,438.61 none none

Advances on Other Commodi-

C htei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_ -_ _- _- _-_-_-_-_-_- -_

none none

Other Assets------------------ - - -no-ne
Total ------------------------$ 145,628.99

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check ___ _ D(mand Certificates of Deposit Time Certificate of Deposit--STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ l.( tters of Credit and Accei:tReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------

25,000.00
none
12,500.00 9,122.54 none none
66,236.30 none
29,271.15 2,981.52 none 517.48 none none none
none none none none

Total ------------------------$ 145,628.99

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF LOCUST GROVE Locust Grove, Ga.

President, C. V. WILLIAMS

Vice-President, A. G. COMBS

'Cashier, C. B. PLEXICO

RESOURCES:

Time Loans and DiscountS----$ 91,595.39

UDnemiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_-_-

15.00 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

900.00

Other Stocks and Bonds------

675.00

Banking House---------------

4,819.,23

Furniture and Fixtures-------

1,944.46

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

11,784.52

serve Agents and Cash in

Vaults -------------------DAudevafnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_-

17,007.42 none
8,475.88

Advances on Other Commodi-

ties -----------------------

none

Checks for Clearing House---

613.21

Other Checks and Cash Items-

507.16

Letters of Credit and Accept-

- - - - - OOtvahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_y-_)_-_-__-__-__-__-___-__-__-__-__--__

none none none

Total ------------------------$ 138,337.27

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--TSaruvisnt gFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedJ,etters c.f Cre:lit and AcceptReasnecrvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------------Other Liabilities-------------

25,000.00 none
5,000.00 15,492.92
14.00 none 67,012.03 none 25,400.61 none none 417.71 none none none
none none none none

Total ------------------------$ 138,337.27

DEPARTMENT OF BANKING

171

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE CITIZENS BANK Locust Grove, Ga.

President, J. L. GARDNER

Vice-President, W. I. PARR

Cashier, R. B. HENDE=RS=O=N=================

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ $ UDnemiteadndStLatoeasnSse-c--u-r-it-i-e-s-_-_-_-_-_-_State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________
Furniture and Fixtures------Other Real Estate Owned---- Due from Federal Reserve
DuBeafnrkom---O--th-e--r -A--p-p-r-o-v-e-d--R--e-serve Agents and Cash in
DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-__-_-_-_--_ Advances on Cotton__________
Advances on Other CommodiC ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_ Other Checks and Cash ItemsLetters of Credit and AcceptO vaenrcdersa f t-s- -(-i-f -a-n- -y)-_-_-_-_-_-_-_-_-_-_- -_
Other Assets-----------------

84,659.27 896.51 none none none none
2,700.00 1,525.00 1,155.12
none
15,496.48 none
1,071.05
none 354.95
25.19
none none none

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_-
TCarushsiterF'us nCdhDecekps_o_s_i_ts_-_-_-_-_-_-_-_-_-
Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters :>f Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

30,000.00 none
6,000.00 2, 710.08
none none 39,304.59 6,195.19 3,211.19 none none 30.5() none 20,379.51 none
none _none
none 52.51

Total -----------------------$ 107,883.57 Total ----------------------- $ 107,883.57

STATEMENT Showing Condition at Close of Business December 28, 1923
of the FARMERS AND MERCHANTS BANK
Loganville, Ga.

President, L. 0. BENTON

Vice-Presidents, D. Y. HODGES, W. S. CARTER Cashier, E. L. ROSS

RESOURCES:

Time Loans and Discounts----~ Demand Loans--------------United States Securities______

67,022.29 _ none
2,250.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank Other Stocks and Bonds-----BFuanrnkiitnugreHaonudseF-ix--t-u-r-e-s-_-_-_-_-_-_-_-

none none
3,600.00
2,482.50

Other Real Estate Owned----

8,134.42

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

16,108.89 none 316.48

Advances on Other Commodi-

C htei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

none 92.57

Other Checks and Cash Items_

75.35

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none none

- - - - Other Assets_________________

47.21

Total ------------------------$ 100,129.71

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US ur dr pi vl ui ds e d- -P-r-o-f-i-t-s-_-_-_-_-_-_-_ -_ _- _-_-_- -_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits------------TCraus hs ti e Fr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oorrrIonwt ee dr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other LiabilitieS------~------
Total ------------------------$

25,000.00 none none
3,714.10 none
364.06 34,805.29
3,899.90 15,480.44
none 718.58
59.15 none 13,838.19 none
none none 2,250.00 none
100,129.71

.. -----------------------------------------

172

FouRTH ANNUAL REPORT

--------------------

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

LOGANVILLE BANKING CO. Loganville, Ga.

President, A. M. BROOKS

Vice-President, J. R. TUCK

Cashier, W. T. BROOKS

RESOURCES:

Time Loans and Discounts----$ 133,706.36

Demand LoanS--------------United States Securities______

none 34,200.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_-_-

10,000.00 1,400.00

Furniture and Fixtures_______

70.00

Other Real Estate Owned____

2,,210.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_

47,542.45 none

Advances on Cotton----------

none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 176.00

Other Checks and Cash Items_

none

Letters of Credit and Accept-

OOvtahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y_-)_--_--_--_--_--_--_--_--_--_--

-_-
-

-

-

none none
-no-ne

Total ------------------------$ 229,304.81

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits_____________
CTlr! ushstierF'sunCdhDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
Reasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------------Other Liabilities-------------

25,000.00 none
25,000.00 619.80 none none
69,388.59 none
99,222.29 none none 74.13 none none none
none none 10,00().00 none

Total ------------------------$ 229,304.81

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, W. L. PHILLIPS

BANK OF LOUISVILLE Louisville, Ga. Vice-President, L. R. FARMER
Cashier, J. H. TATE

RESOURCES:

Time Loans and Discounts----$ 352,245.85

Demand Loans--------------United Sta,tes Securities______

18,193.96 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

:!,400.00

BOathnekrinSgtoHckous saen_d___B_o_n__d_S_-_-_-_-_-_Furniture and Fixtures_______

1,080.00 17,500.00 13,906.23

Other Real Estate Owned___ _ 11,227.98

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agt'nts ,_..nd Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_

46,544.39 none

Advances on Cotton----------

4,154.:20

Advances on Other Commodi-

('hteiceks!' -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

7,239.55 none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any)----------Other Assets_________________

1,189.25 24,280.64

-----
Total ------------------------$ 499,962.05

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-__-_-_-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_S__-_-_--_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------------Other Liabilities-------------

25,000.00 15,000.00 40,000.00
368.48 80.00
10,196.03 195,689.27
none 114,039.29
6,490.46 9,676.49 3,542.77
none 49,000.00 20,532.01
none none none 10,347.25

Total ------------------------~ 499,962.05

DEPARTMENT OF BANKING

173

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

LOVEJOY BANKING CO.

Lovejoy, Ga.

Preside.nt, S. D. ORAWFORD

Vice-President, J. W. FIELDS

Cashier, G. P. BABE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 56,115.35

Demand Loans--------------United States Securities______

none none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o_n_d__s__________ __ Furniture and Fixtures_______

none 1,450.00
1,900.00

Other Real Estate Owned___ _

5,250.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

7,342.08
none none

Advances on Other Commodi-

C ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

none none

Other Checks and Cash Items_

1,648. 77

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets_________________

none none none

-----

Total ------------------------$ 73,706.20

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ TC Hr usshti eFr ' su nCd hDe cekpso_ _s_i t_S_ _- -_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oorrr oI nwt eedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities-------------
Total ------------------------$

15,000.00 none
10,000.00 9,567.:20 none none
23,414.17 none
15,436.93 none none
287.90 none none none
none none none none
73, 706.2()

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF LOVETT Lovett, Ga.

President, B. T. KIGHT

Vice-President, E. J. SUMMER
Cashier, H. F. THOMAS

RESOURCES:

Time Loans and Discounts____ $ 49,854.14

Demand Loans---------------

none

United States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______

512.40 2,202.88
2,399.94

Other Real Estate Owned____

3, 754.80

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

1,870.90
none none

Advances on Other Commodi-

C htei ecsk s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any)-----------

288.45

Other Assets-----------------

none

----

Total ------------------------$ 60,883.51

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ T<:'&rushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsvese Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T_-a_-x_-_-e-s_ Other Liabilities-------------
Total------------------------$

15,000.00 none
3,000.00 412.41 none none
8,285.84 none
7,680.00 35.00 none 55.74 none
26,414.52 none
none none none none
60,883.51

174

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE CITIZENS BANK Ludowici, Ga.

President, E. B. RIMES

Vice-President, H. P. RIMES

Cashier, E. B. RIMES, JR.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia BondS-----Stock in Federal Reserve Bank OBathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and F'ixtures______ _ Other RE>al Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other CommodiC htei ecsk s - f-o- r- -C- -l-e-a-r-i n-g- - -H-o-u- -s e- -__- -_ Other Checks and Cash Items_ Letters of Credit and Accept-
OOvtahenercrdersAafst-ss-e-t(-sif-_-_a-_n-__-y_-)_--_--_--_--_--_--_--_--_--_---_-

76,935.10 3,747.55 none none none 1,040.00 5,000.00 1,412.79 none
none
8,~52.45
none none
none 1,243.12
88.38
none 10.04 6,574.69

Total ------------------------~ 104,704.12

LIABILITIJ<.:S:
Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_Trust F'und Deposits________ _ Cashier's Checks_____________
Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other LiabilitieS-------------

15,000.00 none
3,000.00 none none none
32,597.01 none
24,196.25 none none
1,115.09 4.87
21,150.00 none
none none none 7,640.90

Total ------------------------~ 104, 704.12

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF LULA

Lula, Ga.

President, S. S. CARTER

Vice-President, C. R. SIMMONS

Cashier, E. F. WHITWORTH

RESOURCES:
Time Loans and Discounts----$ Demand LoanS--------------United States Securities_____ _ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_-_Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other CommodiC htei ecsk s - f-o- r- -C- -l-e-a-r-i n-g- - -H-o-u- -s e- -__- -_ Other Checks and Cash Items_ Letters of Credit and AcceptOOvtahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y_-)_--_--_--_--_--_--_--_--_--_----_
Total ------------------------$

none 80,904.47
none 4,500.00
none 10,100.00
1,250.00 2,899.01
none
none
30,092.92 none none
none none none
none 755.27 3,746.65
134,248.32

LIABILITIJ<.:S:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ S&.vings Deposits_____________ TCraushstieFr'us nCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_BC<il-lrstifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bins Rediscounted_ Letters of Credit and AcceptnBeoasnendrcsvees Bfo-o.-rr-rIo-n-w-tee-dr-e-_s-_t-__-a_-n_-d_-._-T_-a_-x_-_e--s_ Other Liabilities____________ _

15,000.00 none
10,000.00 1,982.59 none none
59,116.11 none
47,590.55 none none 559.07 none none none
none none none none

Total ------------------------$ 134,248.32

DEPARTMENT OF BANKING

175

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS AND MERCHANTS BANK

Lumber City, Ga.

President, R. H. HALL

Vice-President, E. T. DAVIS Cashier, 0. F. McEACHIN

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 52,824.36

Demand Loans---------------

4,828.18

United States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_

none 7,000.00

Furniture and Fixtures_______

2,950.00

Other Real Estate Owned____

1,275.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

17,414.51 10,559.00

Advances on Cotton__________ 10,909.89

Advances on Other Commodi-

C ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_

333.75 none

Other Checks and Cash Items_

39.50

Letters of Credit and Accept-

O vaenr dc te>sa f t-s- -(-i f- -a-n-y-)- _- _- _- _-_-_-_-_-_-_- -_ Other Assets_________________
-

-

-

none none
-no-ne

Total ------------------------$ 108,134.19

Capital Stock Paid In--------$ Amount Reserved for Branches US ur :rdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ _- _- _- _- _-_- -_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso__f _D__e_p_o__s_iL__-_TCraus hs ti e Fr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a_-n_-d_- _-T_-a_-x_-_e- -s_
Other Liabilities-------------

15,000.00 none none
3,517.65 none none
4:2,117.48 none
32,997.47 none none
501.59 none
14,000.00 none
none none none none

Total ------------------------$ 108,134.19

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS STATE BANK Lumpkin, Ga.

President, E. L. CARTER

Vice-President, W. G. WO'RTHINGTON Cashier, A. T. FORT, JR.

RESOURCES:
Time Loans and Discounts----~ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures_______ Other Real E.state Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept0 . .a. -necr de rsa f t-s- -(-i f- -a-n- -y-)------------------ -- -Other Assets-----------------
Total ------------------------$

235,473.84 none none none none none none
3,325.64 none
none
27,987.44 none
22,792.83
941.81 903.97 517.21
none 413.45 6,896.25
299,252.44

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_CT raus hs ti e Fr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Redisc.ounted_ Lette,s of Credit ~nd AcceptRBeoasnnedcrsve se Bf-oo-rr-rIo-n-w-t ee-dr-e-_s-_t-_-_a_-n_-d_- _-T_-a_-x_-_e- -s_ Other Liabilities_____________

25,000.00 none
10,000.00 7,639.88 464.00 none
124,334.42 none
88,546.52 9, 7 48.:27 none 559.80 none
27,500.00 3,583.89
none 1,875.66
none none

Total ------------------------$ 299,252.44

176

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

LUTHERSVILLE BANKING CO. Luthersville, Ga.

President, N. F. CULPEPPER

Vice-President, JAMES W. TAYLOR

Cashier, M. C. COLLEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 56,274.04

Demand Loans---------------

4,168.56

United States Securities______

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_

680.00 1, 700.00

Furniture and Fixtures_______

850.00

other Real Estate Owned___ _ 15,283.08

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

4,861.54 305.00
10,205.39

Advances on Other Commodi-

Chteiecsks--fo--r -C--l-e-a-r-in-g---H-o-u--se--_-_-_

none 2, 5 81.21

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_ -_ _- _- _- _- _- _-_-_- -_ Other Assets_________________

none none none

-----

Total ------------------------$ 96,908.82

Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid_____________ Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ 'CI 'ar suhs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_Certified Checks______________ Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Acc,pt-
ances --------------------RBeosnedrsve BfoorrrIonwteerde_s_t__a_n_d__T_a_x__es_ Other LiabilitieS-------------
Total ------------------------$

25,000.00 none
27,000.00 2,109.21 none none
31,694.28 none
11,050.43 none none 54.90 none none none
none none none none
96,908.82

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF LYERLY Lyerly, Ga.

President, J. L. POLLOCK

Vice-President, B. F. SHAMBLIN

Cashier, H. S. CARSON

RESOURCES:

Time Loans and Discounts----$ 138,367.65

Demand Loans--------------United States Securities______

9,069.67 750.00

State of Georgia Bonds______

none

Steck in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_--_

50.00 2,122.24

Furniture and Fixtures_______

.2,526.61

Other Real Estate Owned___ _

865.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-p-k--s-_-_-_-_-__--_

13,516.22 none

Advances on Cotton----------

none

Advances on Other Commodi-

ties -----------------------

none

Checks for Clearing House---

none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances ---------------------

none

OOvtheerrdrAafstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_-_-

3,604.70 3,853.25

-----

Total ------------------------~ 17 4. 725.34

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ rividends Unpaid_____________ Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedI.etterl of Credit and Accept-
ances --------------------RBeosnedrsv e Bfoorrr oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other Liabilities-------------

15,000.00 none
7,500.00 1,222.29
20.00 none 69,059.11 none 69,768.48 none 4,028.13 127.33 none none none
none none none 8,000.00

Total ------------------------~ 17 4, 725.34

DEPARTMENT OF BANKING

177

STATEMENT Showing Condition at ciose of Business December 28, 1923
of the

TOOMBS COUNTY BANK Lyons, Ga.

President, W. A. :McNATT

Vice-President, R. L. PAGE Cashier, W. T. CHINA

RESOURCES:
Tjme Loans and Discounts----$ Demand Loans--------------Gnited States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton __________ _ Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and AcceptOvaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-______ Cther Assets________________ _
Total ------------------------$

92,815.80 27,826.37 43,432.02
none none 450.00 9,000.00 2,500.00 4,420.09
none
79,541.12 none none
none 1,567.63
24.55
none 21.91 none
261,599.49

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_TCraus hs ti e rF' su nCd hDe cekps o_ _s_i._t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptReasnercvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed-----~------ Other Liabilities-------------

30,000.01) none
7,500.00 4,255.77
none none 84,900.59 1,000.00 111,'502.83 2,752.37 18,565.14 1,122.79 none none none
none none none none

Total-----------------------$ 261.599.Hl

STATEMENT Showing Condition at Close of Business December 28,, 19.23
of the

THE BANK OF HENRY COUNTY McDonough, Ga.

President, H. J. COPELAND

Vice-President,. E. M. COPELAND

Cashier, JOHN G. PULLIN

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures------Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House __ _ Other Checks and Cash Items_
Letters of Credit and AcceptOvaenrcdersaf-ts--(-i-f-a-n--y-)-_-_-_-_-_-_-_-_~_-_-_ Other Assets_________________

190,367.71 20,342.09 none none 2,400.00 1,080.00 3,498.26 5,432.19 none
10,819.68
20,509.79 none none
none none 6,794.41
none none 108.97

Capital Stock Paid In~-~-----$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-,-_.-_-_-_-_-__--_ Dividends Unpaid____ :_ _______ _
Due to Banks-----------~---Deposits Subject to Check___ _ Demand Certificates of 'Deposit STaimviengCserDtiefipcoastietso__f _D_ _e: _p_o.:. s__iL__-_Trust Fund Deposits_________ Cashier's Checks ______ :_ _____ _ Certified Checks______________
I' ills Payable~--------------- Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances ------------~-~-----Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

50,000.00 none
30,000.0(} none
15,192.24 11.18
92,019.88 none
39,288.72 none none
17 4.89 n0ne none
34,666.19
ncne none none none

'Total - - - - - - - - - - - - - = - = = - = - - $ _261,353_.1Q .. _Total --_::---------=-c~--,---==-$ ___!~,35_:l.l_(l

178

Four:Trr ANxcn, HEPORT

STATEMEN:r Showing Condition at Close of Business December 28, 1923

of the

THE FARMERS AND MERCHANTS BANK

McDonough, Ga.

President, .H. J. TURNER

Vice-President, W. D. TARPLEY

Cashier, H. C. HIGHTOWER

RESOURCES:

Time Loans and Discounts____ $ 211,178.75

Demand Loans--------------Cnited States Securities_____ _

5,678.76 none

State of Georgia Bonds_____ _

none

St.ock in Federal Reserve Bank

3,400.00

Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _

1,440.00
3,800.00 2,300.00

Other Real Estate Owned ___ _

1,412.54

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

5,686.09

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-__-_--_ AdYances on Cotton_________ _

5,049.58 none none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_

18.00 none

Other Checks and Cash Items-

573.00

Letters of Credit and Accept-

O vaenrcdersa f t-s--(-i-f -a-n--y-) -_-_-_-_-_-_-_-_-_~_-_ Other Assets________________ _

none none none

-----

'l'otal ------------------------$ 240,536.72

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposita_____________
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- -_
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances -------------------~Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

100,000.00 none
12,350.00 9,315.48 none none
68,461.33 none
33,743.34 none none
518.89 none none
15,083.39
none none none 1,064.29

Total ------------------------f 240,536.72

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS BANK OF McRAE McRae, Ga.

. President, J. F. COOK

Vice-Presidents, E. D. GRAHAM, T. J. SMITH Cashier, J. F. COOK

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans--------------L:nited States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _
Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Ca,sh in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton ______ --Advances on Other Commodi-
ties ------ ----------------Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and Accept-

180,570.42 9,823.96 1,500.00 none none 3,900.00 2,500.00 2,657.67
11,404.96
none
39, 7.9'!.60 938.71
4,925.33
4,125.96 none
1,327.59

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_
Dividends Unpald-~---------- Due to Banks---------------Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits____________ _
Trust Fund Deposits--------Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptReaEnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed____________ _
Other Liabilities-------------

50,000.00 none
28,404.15 4,144.23 none none
93,416.31 none
87,828.39 none none 92.43 none none none
none none none none

ances --------------------Overdrafts (if any)----------Other Assets_________________

none 420.31
r ~"0

---
=T~o~t~a~l=-=-=-=--=-=-=-=-=-=-=-=--=-=-=-=-=~=-=--=-=-~$~~2=63,88~5==5=1==='l~'o~t=a=~=-=-==-=-=--=-=-=-=-=-=-=--=-=-=-=-=-=-=--=-=$~=2~6~3_,=8~8=5_.=5=1

DEPART~IEXT OF BAXKIXG

179

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

THE MERCHANTS BANK McRae, Ga.

President, 0. F. McRAE

Vice-President, C. A. RYALS Cashier, 0. }'. McRAE

RESOURCES:
Time Loans and Discounts----$ Demand Loans-----------~--Uni ted States Securities_____ _ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Ca.sh in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _ Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-if--a-n-y-)J_-_-_-_-_-_-_-_-_._--_
Other Assets ________________ _
Total ------------------------$

223,012.44 12,913.46 :27,650.00 none none 2,010.00 10,000.00 none 20,119.50
none
70,602.61 none
18,070.63
119.19 557.00 1, 777.34
none 372.80 none
387,204.97

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_--_
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptReasenrcvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s OBothnedrs LBiaobrirloitwieesd__-_--_-_-_-_-_-_-_-_-_--_

50,000.00 none
15,000.00 7,946.92 none none
178,714.98 none
81,809.79 none none
1,233.28 none
52,500.00 none
none none none none

Total------------------------$ 387,204.97

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE GEORGIA BANKING CO. Macon, Ga.

President, R. W. CROCKETT

Vice-President, W. C. TURPIN, SR.

Cashier, W. E. BOZEMAN

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House--------------Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i-f -a-n- y- -) -_-_-_-_-_-_-_-_-_-_-_ Other Assets-----------------
Total ------------------------$

76,153.53 9,000.00
20,217.66 none none none none
5,235.75 none
none
17,952.98 none none
none 462.54
none
none none 2,512.16
131,534.62

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of .Deposit___ Savings Deposits_____________ Trust F'Und Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable ________________ _
Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnercvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------

50,000.00 none none
llOTif
none 10,000.00 46,464.10
none :204.50 23,797.47
none 1,068.55
none none none
none none none none

Total ------------------------$ 131,534.62

180

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

MACON SAVINGS BANK

President, JESSE B. HART

Macon, Ga.

Vice-President, J. W. CANNON

Cashier, MAITLAND SOLOMAN

RESOURCES:

Time Loans and Discounts----$ 653,991.75

Demand Loans--------------United States Securities______

23,928.30 36,534.53

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o_n_d__s__________ __
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve

7,274.25
36,400.00 8,366.42
4,463.30

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-'B--a-n-k-s-_-_-_-_-_-_--_

39,833.31 none

Advances on Cotton----------

none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-if--a-n-y-)--_-_-_-_-_-_-_-_-_~_-_ Other Assets_________________

none none none

-----

'l'otal ------------------------$ 810,791.86

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_-
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
HCeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted_ Letters of Credit and Acceptneasnecrvese f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------

50,000.00 none
75,000.00 68,440.50
none 819.52 none 4,534.16 234,374.55 377,197.87 none 425.26
none none none
none none none none

Total ------------------------$ 810,791.86

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

MERCHAN'TS AND MECHANICS SAVINGS BANK

Macon, Ga.

President, W. T. MORGAN

Vice-President, W. A. TAYLOR

Cashier, T. W. HAWKES

RESOURCES:

Time Loans and Discounts----$ 204,833.53

Demand Loans---------------

1,440.60

United States Securities------ 12,900.00

S.tate of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _

1,405.00 none
186.55

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Ca.sh in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

11,684.52 none

Advances on Cotton----------

none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 866.82

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_ _- _- _- _-_-_-_-_- :-:.-_

nnoonnee

Other Assets_________________ 28,700.00

-----

Total ------------------------.11 262,017.02

LIABILITHJS:
Capital Stock Paid In--------~ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------'Cl'arushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Acceptneasnecrvese f-o-r--I-n-t-e-r-e-s-t-a-n-d--T-a--x-e-s Bonds Borrowed------------Other LiabilitieS-------------

25,000.01) none
15,00D.OO 6,530.28 none 1,625.60
56,315.11 none
65,821.07 60,528.48
none 1,996.48
none none none
none none 28,700.00 500.00

Total ------------------------$ 262,017.02

DEPARTMENT OF BANKIXG

181

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF MADISON Madison, Ga.

President, LEE TRAMMELL

Vice-President, J. E. GODFREY

Cashier, E. G. ATKINSON

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities_____ _ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and Bonds_____ _ Banking House______________ _ Furniture and Fixtures______ _ Other Real E.state Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other Commodi-
C htei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_-_-_ _- _- _- -_ Other Assets_________________

165,324.59 14,805.89 none none 5,250.00
155,903.23 7,500.00 2,008.00
30,602.51
14,288.62
47,994.20 none
3,57 4.39
none 10,680.82
482.55 none
1,368.82 1,568.37

Total ------------------------$ 461,351.99

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US ur dr pi vl ui ds e d- -P-r-o-f-i-t-s -_-_-_-_-_-__- _- _-_-_-_- -_ Dividends Unpaid_____________ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposft Time Certificate of Deposit___ E>avings Deposits____________ _ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted- Letters of Credit and AcceptRBeoasnnedcrsvese Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a_-n_-d_-_-T_-a_-x_-_e--s_ Other Liabilities-------------

100,000.00 none
75,000.00 7,311.40 170.00 none
143,895.02 none
13,446.72 120,618.97
none 909.88
none none none
none none none none

Total ------------------------$ 461,351.99

STATEMENT Showing Condition at Close of Business December 28, 1923
of the BANK OF MANCHESTER
Manchester, Ga.

President, C. V. TRUITT

Vice-President, JAS. S. PETERS

Cashier, D. H. SMITH

RESOURCES:

Time Loans and Discounts----$ 267,969.82

UDnemiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_--_ State of Georgia Bonds_____ _

8,513.60 none none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______

900.00 9,908.75 5,297.91

Other Real Estate Owned---Due from Federal Reserve

1,136.27

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r- B--a-n-k--s-_-_-__-_-_--_

102,895.87 none

Advances on Cotton---------Advances on Other CommodiC htei ecsk s - f-o- r- -C- -l-e-a-r-i n- g- - -H-o-u- -s e- -__- -_

14,563.74 none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none 709.17

Other Total

-A--s-s--e-t-s---------------------------------$-

- -2,2-75.-97 414,171.10

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-. -_-__-_-_-_-_-_-_-_--_
Dh idends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-E>avings Deposits------------TCarushsiterF'us nCdhDecekpso__s_it_s_-_-_-_-_--_-_-_-_
Certified Checks-------------Bills Payable---~------------ Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------------Other Liabilities-------------

50,000.00 none
25,000.00 27,463.54
none none 145,876.21 none 35,874.34 78,358.19 22,834.34 4,047.57 141.95 none none
none 2,456.00
none 22,118.96

Total ------------------------$ 414,171.10

182

ForRTII AxKGAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

STATE BANK

Manchester, Ga.

President, J. W. PEAVY

Vice-Presidents, H. R. ROUTON, GEO. H. HELTO_:\f

Cashier, GEO. R. HELTON

RESOURCES:

Time Loans and Discounts----$ 181,881.28

Demand Loans--------------United States Securities_____ _ State of Georgia Bonds______

650.00 100.00
none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

none

Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned___ _

3,107.05 3,536.00 11,260.54

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Casl1 in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton__________

none 15,748.27
none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

anceS --------------------Overdrafts (if any)----------Other Assets_________________

none none 3,888.43

-----

Total ------------------------~ 220,271.57

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit__..: Savings Deposits ____________ _ Trust Fund Deposits________ _ Cashier's Checks____________ _
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

16,000.00 none
4,000.00 1,553.01
none none 65,103.60 none 78,095.80 24,872.22 none 1,304.21
2.10 24,000.00
5,340.63
none none none none

Total ------------------------~ 220,271.57

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF MANSFIELD Mansfield, Ga.

President, J. M. HURST

VicePresident, E. L. ALMAND

Cashier, JOE S. McGARITY

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 94,156.04 Capital Stock Paid In________ $ 25,000.00

Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________ Furniture and Fixtures_______
Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Casl1 in
DuVeaufr1otsm -O--t-h-e-r -B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Cheeks and Cash Items_ Letters of Credit and Accept-

2,229.80 none none none none
2,000.00 1,800.00 3,112.50
none
5,336.81 none 602.25
none none none

Amount Reserved for Branches US unrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dlvidends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable ________________ _
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

none none 14,287.05 none none 9,638.04 none 44,929.85 none none 55.43 none 15,877.03 none
none none none none

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

nnoonnee

Other Assets------------------ - -5-50.-00
~T~o~t;a~l~-=-=-~=-=-=-=-=-~-=-=--=-=-=-=-~-=-=--=-=-=-~$~~10~9~~7~8-~1.~4~0~~T~o~t~a~l=-=-=-~-~-=--=-=-=-=-=-~-=-=--=-=-=-=-=-~-=--~$~~1~0~9,787.40

DEPART:\IEXT OF BANKING

183

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

MERCHANTS AND FARMERS BANK Marietta, Ga.

President, E. R. HUNT

Vice-President, R. A. HILL Cashier, W. E. SCHILLING

RESOURCES:

LIABILITIES:

TD1emmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$
United States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _
Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks_______ Advances on Cotton_________ _
Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OC 1vt eh er rd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

204,740.83 42,405.12 none none none 4,000.00 515.38 4,896.33 19,868.05
none
79,928.23 96.42 none
none 3,368.16 ' 47.80
none none 3,919.84

Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check____ DPmand Certificates of Deposit Time Certificate of DeposiL-5avings Deposits------------CT raus hs ti e Fr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- -_ Certified Checks______________ Bills Payable_________________
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _
Other Liabilities-------------

50,000.00 none
5,000.00 8,716.06:
none none: 243,891.94, none 1,027.00 54,835.41 none 315.75 none none none
none none none none

Total ------------------------$ 363,786.16 Total ------------------------$ 363~786.16

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE CITIZENS BANK Marshallville, Ga.

President, J. W. FREDERICK

Vice-President, I. F. :MURPH

Cashier, C. C. HASLAM

RESOURCES:
Time Loans and Discounts----~ Demand Loans--------------United States Securities______ State of Georgia Bonds______ S1 cck in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________ Furniture and Fixtures_______
Other Real Estate Owned---Due from Federal Reserv
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeafurlotsm -O--th--e-r-B--a-n-k--s-__-_-_-_-_--_ Advances on Cotton_________ _ Advances on Other Commodi-
C htei ecsk s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_ Other Checks and Cash ItemsLetters of Credit and Accept-
ances --------------------0Ovtheredr raAfstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_--_

120,611.47 7,571.00
21,400.00 none none none
4,800.00 ,2, 700.00
none
none
18,083.29 20,000.00
none
none 4,199.22
none
none none none

Total ------------------------$ 199,364.98

LIABILITIES:

Capital Stock Paid In--------$ Amount Reserved for Branches

US unrdpilvui sd e d- -P-r-o-f-i-t-s-_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ Dividends Unpaid____________ _

Due to Banks---------------Deposits Subject to Check___ _
Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
Trust Fund Deposits________ _ Cashier's Checks____________ _

BCielrltsifPieadyaCb'lhee_c__k_s_-_-_-_--_-_-_-_-_-_-_-_-_-

Notes and Bills RediscountedLetters of Credit and Acce.pt-

Reasnecrvese

-----------------~---
for Interest and Taxes

Bonds Borrowed------------Other Liabilities-----~-------

18,000.00 none
30,000.00 12,577.32
none none 104,434.74 none none 34,194.76 none 158.16 none none none
none none none none

Total ------------------------$ 199,364.98

184

FouRTH AxxuAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

GEORGIA BANKING CO. Marshallville, Ga.

President, J. C. WALKER

.Vice-President, T. S. TAYLOR

Cashier, H. DEAN WAGONER

RESOURCES:

Time Loans and Discounts----$ 87,850.42

Demand Loans---------------

5,500.00

United States Securities------ 16,500.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o_n_d__s_--__-_-_-_.Furniture and Fixtures______ _

none 2,400.00
2,000.00

Dther Real Estate Owned ___ _

none

Due from Federal Reserve

D uBea fnrko m- - -O- t-h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

21,518.80 none none

Advances on Other Commodi-

C htei ecsk s - f-o-r- -C- -l-e-a-r i-n-g- - -H-o-u- s-e- -__- -_

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any)-----------

none

Other Assets------------------ - - -no-ne

Total ------------------------$ 135,769.22

LIABILITIES:
Ca.pital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_-_ _- _- -_ DIYidends Unpaid____________ _ Due to Banks_______________ _ Deposits Subject to Check ___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o_s_i_t______ Trust Fund Deposits________ _ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ Letters of Cred;t and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed____________ _ Other Liabilities-------------

30,000.00 none
6,000.00 5,345.13
none none 30,557.21 none none 33,747.'04 none 119.14 none 30,000.00 none
none none none none

Total ------------------------$ 135,769.22

STATEMENT Showing Condition at Close of Business Deeember 28, 1923
of the

THE BANK OF MARTIN Martin, Ga.

President, W. A. MITCHELL

Vice-President, G. N. STOVALL

Cashier, P. D. LANDRUM

RESOURCES:

Time Loans and Discounts----$ 63,355.92

Demand Loans---------------

1,635.39

United States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o_n__d_S_-_-_-_-_--_ Furniture and Fixtures______ _

270.00 none
2,251.60

Other Real Estate Owned___ _

2,085.93

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

26,484.65 5,000.00 none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

575.20 none

Other Checks and Cash Items_

177.70

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_ _- _- _- _-_-_-_- -_

none 377.43

Other Total

-A--s-s-e--t-s---------------------------------$-

- - -non-e
102,213.82

LIABILITIES:
Capital Stock Paid In________ ~ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeo~nedrsve Bf oorr rIonwt ee dr e_s_t__a_n_d__T_a_x__e s_
Other Liabilities-------------

15,300.00 none
5,000.00 1,570.76
none none 67,390.18 none 7, 745.30 none none 5,073.84 none none non&
none none none 133.74

Total ------------------------$ 102,213.82

DEPARTMENT OF BANKING

185

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF MAXEYS Maxeys, Ga.

President, W. T. BRIGHTWELL

Vice-President, J. R. NICHOLSON

Cashier, GEO. P. BELL

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House______________ _ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVea'furlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton---------Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_ -_ -_ -_ _- _- _- _- -_
Other Assets-----------------
Total ------------------------$

59,115.24 none 49.10 none none
1,887.79 none
1,825.00 none
none
4,397.98 none none
none none 57.38
none 7.25
456.45
67,796.19

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid ____________ _ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__--_ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks_____________ _ Bills Payable_________________ Notes and Bills Rediscounted_ Leotters of Credit and AeceptRBeoasnnedrcsvees Bf-oo-rr-r-Ion-w-t ee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x_- _-e-s_ Other Liabilities-------------
Total ------------------------$

15,000.00 none
10,000.00 749.26 none none
24,642.07 none
17,349.12 none none 55.74 none none none
none none none none
67,796.19

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS BANK Maxeys, Ga.

President, DR. S. D. DURHAM

Vice-Presidents, JNO. W. MOODY, L. P. MAXEY

Cashier, B. N. HANSFORD

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------ADduveafnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_Advances on Other Commodities ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f -t s- -(-i-f -a-n- y- -) -_-_-_-_-_-_-_-_-_-_-_
Other Assets-----------------
Total ------------------------$

60,007.33 651.02 none none none none
1,601.60 2,006.65 6,315.56
none
8-29.91 none none
none none none
none 107.57
none
71,519.64

LIABILITIES:

Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_
DDiuveidteondBsaUnkn.sp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps _o_s_i_t s_-_-_-_-_-_-_-_-_-

Certified Checks--------------

Bills Payable----------------Notes and Bills Rediscounted-

Letters of Credit and Accept-

RBeoasnnedcrsvees

-------------------~-
BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_

Other LiabilitieS-------------

Total ------------------------$

15,000.00 none
3,000.00 2,835.93
none none 7,552.66 4,997.83 8,879.11 none none 11.94 none 29,242.17 none
none none none none
71,519.64

18G

Fomnn ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF MEANSVILLE

Meansville, Ga.

President, U. L. TAYLOR

Vice-President, J. W. HALLOWAY

Cashier, H. G. LANGFORD

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BCathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_
Advances on Cotton---------Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets ________________ _

62,782.82 none 50.00 none none none
1,750.00 2,250.00
none
none
40,064.10 none
2,455.33
882.36 none
135.18
none 56.11 none

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks_______________ _
Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable ________________ _
Notes and Bills RediscountedLetters of Credit and Accept-
nBeoasnendrcsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities____________ _

23,600.0() none
10,000.0(1 2,546.0+ none none
33,203.26 none
41,016.85. none none 59.75 none none none
none none none none

Total ------------------------~ 110,425.90 Total ------------------------$ 110,425.91)

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF MEIGS Meigs, Ga.

President, J. N. CARTER

Vice-President, M. WILKES

Cashier, DUNCAN BICKLEY

RESOURCES:

Time Loans and Discounts----~ Demand Loans--------------l..;nited States Securities_____ _ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_-_-_-_-_-
Furniture and Fixtures------Other Real Estate Owned____ Due from Federal Heserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in l.luVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_
Advances on Cotton---------Advances on Other CommodiChtetecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f-t s- -(-i-f -a-n- y- -) -_-_-_-_-_-_-_-_-_-_-_
Other Assets-----------------

204,766.18 none
2,200.00 none none
900.00 5, 725.00 1,785.00 1,100.00
none
38,184.81 none none
none none 739.75
none 101.72
none

Total ------------------------$ 255,502.46

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s~_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits____________ _ Trust Fund Deposits________ _ Cashier's Checks_____________ Certified Checks_____________ _ Bills Payable_________________
Notes and Bills Rediscounted_ Letters of Credit and AcceptR.easnecrvees f-o-r-I-n-t-e-r-e-s-t--a-n-d--T-a-x-e-sBonds Borrowed____________ _
Other Liabilities-------------

100,000.00. none
20,000.00 541.72 none none
75,641.81 none.
50,990.8~
none 697.92' 2,514.86 none none 2,915.32'
none none 2, 200.00' none

Total ------------------------$ 255,502.4{>

DEPART:\fE:'\T OF BANKIKG

187

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF MENLO

Menlo, Ga.

President, J. C. CHAMBLEE

Vice-P1esiclent, 0. D. WYAT'f

Cashier, HUGH MeGUKIN

RESOURCES:

Time Loans and Discounts____ $ 115,87 2.94

Demand Loans--------------United States Securities______

none none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned___ _

3,000.00
2,500.00
2,625.00 none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

13,350.53 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_- _-

none 382.n

Other Assets_________________

J,7 46.71

-----

Total ------------------------$ 141,478.15

LIABILITIBS:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DD1uVeidetondoB3 aUnknsp_1_._id_-_-_-_-_-_-_- _-_-_-_-_--_ Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities-------------
Total ------------------------$

15,000.00 none
5,000.00 3,383.76
none none 53,310.89 none 59,622.01 none none 161.49 none 5,000.00 none
none none none none
141,478.15

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

COMMERCIAL BANK

Metcalf, Ga.

President, J. W. HORNE

Vice-Presidents, H. C. COPELAND, G. F. HICKS

Cashier, ,J. TRUMAN HOLLAND

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds-- ___ _ Banking House______________ _ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k-s-_-_-_-_-_-_-_Advances on Cotton__________ Advances on Other CommodiChteieesks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and AcceptOvaenrcdersaft-s--(-i-f -a-n-y-)--_-_-_-_-_-__-_-_-_--_ Other Assets ________________ _
Total ------------------------$

33,884.7 4 1,750.00 none none none none 1,227.76 942.80 none
none
28,965.89 none none
none none none
none none 100.00
66,871.19

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ D<mand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits____________ _ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________ Bills Payable----------------Notes and Bills Rediscounted_ Lette,s of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _
Total ------------------------$

15,000.0() none
7,500.0() 1,577.04
none none '26,373.21 none none 16,384.48 none 36.46 none none none
none none none none
66,871.19

188

Foi:RTH A~Nt:AL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the BANK OF METTER

Metter, Ga.

President, W. D. KENNEDY

Vice-President, J. T. TRAPNELL, (Deceased)

Cashier, L. H. SEWELL

RESOURCES:

Time Loans and Discounts____ $
Demand Loans--------------United States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank OBtahnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
Du\e'a nfrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________
Advances on Other Commodi-
C htei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OO vt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

290,697.44 1,504.25 100.00 none none 4, 765.00
21,141.15 7,000.58 5,436.60
none
13,803.22 3, 746.65
17,371.78 13,613.2?.
1,455.56
670.00
none 6.08 none

Total ------------------------~ 381,~11.53

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dh idends Unpaid .. ___________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted_ Letters of Credit and AcctJpt-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed_____________ Other Liabilities____________ _

25,000.00 none
25,000.00 11,733.89
30.00 6,500.00 109,402.50 14,500.00 151,227.06
none none 568.08 none 18,000.00 18,750.00
n:)ne nune 600.00 none

Total ------------------------~ 381,311.53

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF CANDLER COUNTY Metter, Ga.

President, GEO. L. WILLIAMS

Vice-Presidents, DR. J. L. NEVIL, W. A. BIRD

Cashier, P. Q. COLLINS

RESOURCES:

Time Loans and Discounts____ $ 97,049.59

Demand Loans--------------United States Securities______

none none

State of Georgia Bonds------

none

Stock in Fede'ral Reserve Bank

800.00

OBathnekrinSgtoHcokus saen_d___B_o__n_d_S_-_-_-_-_-_Furniture and Fixtures_______ Other Real Estate Owned____

none none 8,041.34 none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

8,909.52

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-_-__-_--_

12,470.13 none

Advances on Cotton----------

3,007.55

Advances on Other Commodi-

C htei ecsk s - f-o- r- -C- -l-e-a-r-i n- g- - -H-o-u- -s e- -__- -_

none 1,374.33

Other Checks and Cash Items_

34.30

Letters of Credit and Accept-

ances --------------------Overdrafts (If any)-----------

none none

- - - - Other Assets-----------------

none

Total ------------------------$ 131,686.76

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
DDiuveidteondBsaUnnkps,_.,_i_d_- _-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check___ _ Df'mand Certificates of Deposit Time Certificate of Deposit___ Favings Deposits_____________ TCraus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oorrr oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities-------------

125,000.00 ncne
1,250.00 2,911.51
8.00 none 35,653.81 none 32,765.52 18,578.15 none 261.16 none none 7,720.58
none none none 7,538.03

Total ------------------------$ 131,686.76

DEPARTMENT OF BANKIJ>G

189'

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE CITIZENS BANK Metter, Ga.

P1esident, A. J. BIRD

Vice-Presidents, W. E. SIMMONS, G. W. WATSON Cashier, C. G. McLEAN

RESOURCES:

Time Loans and Discounts----$ 145,254.22

Demand Loans--------------United States Securities______ State of Georgia Bonds______

267.61 200.00
none

Stock in Federal Reserve Bank

1,500.00

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_-_Furniture and Fixtures______ _

675.00 19,271.02
3,852.34

Other Real Estate Owned____

8,662.89

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

1,307.97

serve Agents and Cash in 11,765.39

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

none none

A!lvances on Other Gommodi-

none

ties ----------------------Ghecks for Clearing House---

2,506.84

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none none

Other Assets_________________

479.12

-----

Total ------------------------$ 195,742.40

LIABILITIES:

Capital Stock Paid In________ $ Amount Reserved for Branches

Surplus --------------------DUinvdiidveinddesd UPnrpoafiidts_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks________________

Deposits Subject to Check____
Demand Certificates of Deposit 'l'ime Certificate of Deposit--Savings Deposits_____________

CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-

BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-

Notes and Bills Rediscounted-

Letters of Credit and Accept-

RBeoasnnedrcsvees

-------------------r-
BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_

Other Liabilities-------------

30,000.00 none
20,000.00 7,052.75 none none
55,110.54 none
43,676.86 none none
1,451.04 none
10,000.00 28,451.21
none none none none

Total------------------------$ 195.742.40

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

BANK OF MILAN

President, L. 0. BENTON

Milan, Ga. V-ice-President, J. )f. COOK
Cashier, R. C. CHAMBERS

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______

82,774.08 6,200.00 none

State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds______

none none 2,500.00

Banking House--------------Furniture and Fixtures______ _

11,564.00 2,800.00

Other Real Estate Owned----

2,085.89

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Gotton _________ _

39,005.10 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

10,573.35 '653.52

Other Checks and Cash Items_

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

nnoonnee

Other Assets------------------ - -5-89.-77 Total ------------------------$ 158,745.71

LIABILITIJ<;S:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ Dividends Unpaid_____________ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________
TCraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BC ielrltsi fPi eady aCbhl ee_c_k_ _s_- _- -_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances -------------------~r:eserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

30,000.00 none
6,000.00 2,337.72
none none [)9,556.16 ..none 58,408.66 none none 2,443.17 none none none
none none none none

Total ------------------------$ 158,745.71

lUO

FouRTII ANXL\L RI~PORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, J<YHN CONN

EXCHANGE BANK Milledgeville, Ga. Vice-President, H. D. ALLEN
Cashier, OTTO M. CONN

RESOURCES:
Time Loans and Discounts----~ Demand Loans--------------United States Securities______ .State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
.Furniture and Fixtures------Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------.ADduve afnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o--u-s-e-----Other Checks and Cash Items_ Letters of Credit and AcceptOvaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_ Other Assets_________________
:Total ------------------------$

406,597.45 30,981.93 12,450.00 none none 4,000.00 none 4,435.03 4,869.70
none
54,080.31 none
790.55
none 1,023.64
70.61
none 4, 775.85 177,050.73
701,125.80

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches SUunrdpilvui sd e d- -P-r-o-f-i-t-s-_-_-_-_-_-_-_ -_ _- _- _-_- -_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__.-_
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_c~rtified Checks _____________ _ Ems Payable________________ _
Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedrcsvees Bf-oo-rr-rI-on-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x_-_-e-s_
Other LiabilitieS-------------

75,000.00 none
50,000.00 29,07 4.00
489.00 none
369,624.62 none none none none
1,957.26 8.58
11o,ooo:oo none
none none none 4,972.34

'l'otal ------------------------$ 701,125.80

STATEMENT Showing Condition at Close of Business December 28, 1923
of the MERCHANTS AND FARMERS BANK
Milledgeville, Ga.

President, JXO. T. ALLEN

Cashier, L. C. HALL

RESOURCES:

LIABILITIES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$
United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furnjture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks------_Advances on Cotton__________ Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-if--a-n-y--) -_-_-_-_-_-_-_-___--_ Other Assets ________________ _

337,594.15 27,526.29 25,000.00 none none none 9,000.00 2,906.91 3,893.09
none
45,958.86 607.50 none
none 1,533.98
508.66
none none none

Capital Stock Paid In________$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t -s -_-_-_-_ -_ -_ _- _- _- _-_-_- -_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit 'l'ime Certificate of Deposit__ . Savings Deposits_____________ Trust Fund Deposits_________
CCearsthifiieerd's CChehcekcsk_s_-_-_-_-_-_-_-_-_-_-_-_-_Bills Payable ________________ _
Notes and Bills RediscountedLetters of Credit and Accept-
ances -------------------~Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

80,000.00 none
80,000.00 36,304.99
none none 251,165.70 57.00 none none none
~501.75
none none none
none
non~
none 6,500.00

_2;T~o:,:t~a~l;:-;:-;:--;:-;:-:o::-~-~-;:-;:-;:--=:-=-=-~-;:-;:-;:--;:-:;:-~-~$:~~4-~5-4;;,~5-;:2-9=--~4~4===='l='o~t;:a~l=-=-=-=-=-=--=-=-=-=-=-=-=~=--=-:::::-:::::-=-=-==--=$'==='4::::5=4=,5=2=9=.4=4

DEPART~lEXT OF BANKIJ'\G

191

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE MILLEDGEVILLE BANKING CO. Milledgeville, Ga.

President, ::\HLLEH S. BELL

Vice-President, D. S. SANFORD

Assistant Cashier, CHAS. M. DAVIS

RESOUHCES:
DTiemmeanLdoaLnsoaannsd__D__i_s_c_o_u_n_t_s_-_-_--_$ United States Securities_____ _ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds_____ _ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned---Due from Federal Reserve
Hank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _ Advances on Other Commodi-
ties ----------------------Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ _- _- _- _-_-_- :-__-_ Oiher Assets_________________
Total ------------------------~

444,083.92 77,736.16 15,200.00 none none 5,000.00 none 6,977.77 8,650.00
none
106,024.93 5,069. 76 none
none 1,212.08
none
none 1, 730.63 62,500.00
734,185.25

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits_____________ CT raus hs ti e rF' su nCd h Deecpkoss_i_t_s_-_-_-_-_-_~_-_ -_ -_ Certified Checks______________ Bills Payable ________________ _ Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnendrcsvees Bf-oo-rr-r Io-n-w-t ee-dr-e-_s-_t-_ -_a_-n_-d_- _-T_-a_-x_-_e- -s_ Other Liabilities_____________
~ot.IJ ----- -------------------~

50,000.00 none
100,000.00 39,457.97 1,046.00 2,180.18
523,656.15 none none none none
1,844.95 none none none
none 16,000.00
none none
734,185.25

STATEMENT Showing Condition at Close of Business December 28, 1923
of the BANK OF MILLEN
Millen, Ga.

President, J.P. APPLEWHITE

Vice-President, I. 0. PARKER, S.C. PARKEH

Cashier, J. F. BATES

HESOURCES:
DTiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$ United States Securities_____ _ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in LuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------CJ,.ecks for Clearing House--Other Checks and Cash ItemsLetters of Credit and AcceptOvaenrcdersaft-s--(-i-f -a-n--y-)---------------------Other Assets-----------------
Total ------------------------$

181,339.90 6,712.83
42,745.00 none
3,000.00 67 5.00
18,725.31 8,098.45 3,410.00
27,096.59
221,836.48 none
21,198.43
5,164.85 2,722.84
none
none none none
542,725.68

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- -_ Certified Checks______________ Bills Payable_________________ Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnendrcsvees Bf-oo-rr-r oI-n-w-tee-dr-e_-s_-t_- _-a_-n_-d_- _-T_-a_-x_-_e- -s_
Other Liabilities-------------

50,000.00 none
50,000.00 6,276.27 none none
247,817.92 46,143.97 none
141,504.97 none
982.55 none none none
none none none none

Total ------------------------$ 542,725.68

192

FouRTH AxNuAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE FARMERS BANK Milner, Ga.

President, B. H. HARDY

Vice-President, S. J. CHILDERS Cashier, F. P. AUSTIN

RESOURCES:

Time Loans and Discounts____ $

Demand Loans--------------United States Securities_____ _

State of Georgia Bonds-----Stock in Federal Reserve Bank

BOat

hnker.i

nSgt

oHc

kosu

saen-

d Bonds-----_____________

[

Furmture .and Fi7xtures_______ I

Other Real Estate Owned ___ _

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

Advances on Other Commodi-

C htei ecsk s - f-o-r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

Other Checks and Cash Items_

Letters of Credit and Accept-

OOvtahenercrdersAafst-ss-e-t(-si-f_-_a-_n-_-_y-_)-_--_--_--_--_--_--_--_--_--_--_-

100,655.55 none none none none 225.00
i,832.00 2,180.00
none
none
618.22 none none
none 1,368.02
none 959.03 1,487.97

LIABILITIES:
Capital Stock Paid In_______ _ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check ___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso__f _D__e_p_o__s_it_-_-_Trust Fund Deposits_________ CCearsthifiieerd's CChehcekcsk_s_-_-_-_-_-_-_-_-_-_-_-_--_ Bills Payable_________________
Notes and Bills Rediscounted .. Letters of Credit and AcceptRBEoasnnedcrsvese Bf-oo-rr-r-Io-nw-t-ee-dr-e_-s_-t_-_a-_n-_d-_-_T-_-a_-x_-_e-s_
Other Liabilities-------------

25,000.00 none
2,500.00 none none
193.89 25,734.76
none 16,853.4:3
none none 1,241.25 none 36,192.86 1,609.60
none none none none

Total ------------------------$ 109,325.79 Total ------------------------1

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS AND MERCHANTS BANK Milltown, Ga.

President, W. L. MILLER

Vice-Presidents, M. C. LEE, R. L. PATTEN Cashier, W. C. BANKS

RESOURCES:

Time Loans and Discounts----$ DUenmiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_--_
State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

174,451.93 none none none none
8,000.00 2,167.00

Furniture and Fixtures------Other Real Estate Owned___ _

3,474.99 16,599.14

Due from Federal Reserve Bank ----------------------
Due from Other Approved Re-

none

serve Agents and Cash in Vaults ------------- ..-----ADduve afnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_--_

34,818.49 none
none

Advances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-

none 347.14
47 7.90

Ovaenrcdersaft-s--(-i-f -a-n--y-)----------------------

nnoonnee

Other Assets------------------ - -3,6-67.-95
Total ------------------------~ 244,004.54

LIABILITIJ<.:S:

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________

Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------Trust Fund Deposits--------CCearsthifiieerd's CChehcekcsk_s_-_-_-_-_-_-_-_-_-_-_-_-_-

P.\IIs Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-

Reasenrcvees

-------------------~-
for Interest and Taxes

Bonds Borrowed-------------

Other LiabilitieS-------------

25,000.01) none
3,000.00 871.21 42.00 none
58,308.19 none
130,966.n 817.87 none
4,998.34 none
20,000.00 none
none none none none

Total ------------------------~ 244.004.54

DEPART:\JENT OF BANKING

193

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

BANK OF MOLENA Molena, Ga.

President, Z. LAWRENCE

Vice-President, W. 0. JORDA::-T Cashier, J. C. WILKES

RESOURCES:
Time Loans and Discounts____ $ Demand Loans______________ _
United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Ban!< BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Hank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton_________ _ Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-_-_-_ Gther Assets ________________ _

60,900.58 2,068.63 none none none 4,725.00 1,693.90 2,209.28 none
none
8, 732.50 6,519.23 25,799.40
none 45.18 836.51
none 11.60 5,003.05

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches Surplus --------------------Undivided Profits ____________ _ Dividends Unpaid _________ .:_ __ _ Due to Banks_______________ _
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits___________ _ Trust Fund Deposits________ _ Cashier's Checks_____________
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances -------------------~Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _

15,000.00 none
3,000.00 2,618.38
7 52.00 3,000.00 46,031.00
none 37,974.48
none none 59.00 none 10,000.00 none
none none nonP 110.00

Total ------------------------$ 118,544.86 Total ------------------------$ 118,544.86

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the BANK OF MONROE

Monroe, Ga.

President, B. S. WALKER

Vice-President, J. R. RADFORJD Cashier, J. R. RADFORD

RESOURCES:

Time Loans and Discounts----$ 430,819.30 Demand Loans ______________ _ 36,320.41

United States Securities------

1,394.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

9,450.00

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

2,600.00 none

Furniture and Fixtures___ .:. __ _

2.500.00

Other Real Estate Owned____ 37,409.21

Due from Federal Reserve

Hank ---------------------- 24,036.90

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

144,040.12 none
16,231.49

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

none 2.109.39

Other Checks and Cash Items-

326.46

Letters of Credit and Accept-

ances ------------------ ;::--

none

Overdrafts (if any)-----------

none

Other Assets------------------ -3-9,7-73.-55

Total ------------------------$ 747.010.83

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches Surplus --------------------Undivided Profits____________ _ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Dep0siL Ti.me Certificate of Deposit_ __ Savings Deposits____________ _ Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills RediscountedLetters of Credit and Accept-
Rf'asnercvees f-o-r--In--te-r-e-s-t--a-n-d--T-a-x--e-s Bonds Borrowed_____________ Other Liabilities____________ _

300,000.00 none
15,000.00 1,367.83 363.00 none
249,070.27 35,808.06 4n,150.5!l none 53.119.93 1,950.74 262.07 none none
none 2,940.08
none 37,97S.26

Totql ------------------------$ 747.010.83

1

HJ1

Fon~Tn AxxeAL RIDPORT

STATEMENT Show4tg Condition at Close of Business December 28, 1923
of the

President, J. M. NO'WELL

THE FARMERS BANK Monroe, Ga. Vice-Presidents, H. M. ARNOLD, A. B. MOBLEY
Cashier, C. R. BRADFORD

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities_____ _
State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned---Due from Federal Reserve
D uBea nf rko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e-serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton_________ _
Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OO vt heerrd r Aa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

277,710.16 1,656.02
106,850.00 7,000.00 5,400.00
16,500.00 3,643.00 none
17,201.83
34,892.47
55,793.61 67.76
8,230.59
none 536.44 345.88
none none 36,041.22

Capital Stock Paid In________ $
Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_ -_ -_ _- _- -_ Dividends Unpaid ____________ _ Due to Banks_______________ _
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ !Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks_____________ _ Bills Payable ________________ _
Notes and Bills Rediscounted_ Letters of Credit and Accept-
Reasenrcvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------~-----Other Liabilities____________ _

150,000.00 none
30,000.00 2,736.42 none none
264,620.03 352.78
59,108.34 30,910.65
none 2,538.01
52.75 none none
none none none 31,550.00

Total ----------------~-------f

Total------------------------~ 571,868.~~

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

UNION BANKING CO.

Monroe., Ga.

President, J. E. WRIGHT

Vice-President, W. K. SWANN

Cashier, H. D. SPIVEY

RESOURCES:

Time Loans and Discounts----$ 138,672.82

Demand Loans---------------

760.00

United States Securities______

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

2,400.00

OB at hnekri nSgt oHc kosu saen_d_ _ _B_o:_ n_ _d_s_-_-_-_-_- -_
Furniture and Fixtures______ _ Other Real Estate Owned____

I 500.00
4.500.00 3,500.00 10,981.01

Due from Federal Reserve

Bank ----------------~----Due from Other Approved Re-

7,947. 76

serve Agents and Cash in

Vaults -------------------Due from Other BankS------Advances on Cotton~-----~--

7,208.13 none none

Advances on Other Commodi-

ties --------------.--------Checks for Clearing House---

none 174. 73

Other Checks and Cash Items_

261.46

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none none

Other Assets_________________

300.61

-----

Total ------------------------$ 177,206.52

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvuisd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_ -_ -_ _- _- -_
DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits____________ _ Trust Fund Deposits________ _ Cashier's Checks____________ _ Certified Checks______________ Bills Payable ________________ _
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances -----~--------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

60,000.00 none
20,000.00 2,637.52 none none
47,001.21 none.
12,711.82 none 97.26
221.17 1,000.00 10,463.86 23.073.68
none none none none

Total ------------------------$ 177,206.52

DEPARTMENT OF BANKING

195

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

JASPER COUNTY BANK Monticello, Ga.

P1esident, H. P. BENTON

Vice-President, JAS. T. BENTON

Cashier, G. W. CORNWELL

RESOURCES:

Time Loans and Discounts----$ 60,561.54

Demand Loans--------------- 32,384.56

United States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHcokus saen_d___B_o_n__d_s_-_--_-_-_-_-

1,455.00 2,800.00

Furniture and Fixtures_______

2,964.58

Other Real Estate Owned___ _

5,348.44

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------DAudevafnrcoems oOnthCeor tBtoann_k__S_-_-_-_-_-_--_

125,857.12 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

none none

Other Checks and Cash Items-

1,950.92

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any)----------Other Assets_________________

none 1,714.52

-----

Total ------------------------$ 235,036.68

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

25,000.00 none
25,000.00 7,751.95 6.00 none
118,225.36 none
59,051.37 none none 2.00 none none none
none none none none

Total ------------------------$ 235,036.68

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

MONTROSE BANKING CO. Montrose, Ga.

President, G. N. ROSS

Vice-President, W. G. THOMPSON Cashier, W. S. WILLIAMS

RESOURCES:

'l'ime Loans and Discounts----$ 24,638.53

Demand Loans--------------United States Securities______

1,390.00 none

State of Georgia BondS-----Stock in Federal Reserve Bank

none none

Other Stocks and Bonds------

225.00

Banking House--------------Furniture and Fixtures_______

2,500.00 2,487.55

Other Real Estate Owned____

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_

16,838.36 r..one

Advances on Cotton----------

150.00

Advances on Other Commodi-

ties --~-------------------Checks for Clearing House__ _

none 346.79

Other Checks and Cash Items_

104.34

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_- _-

none 698.71

Other

Ass

e

t

s--

-

----

-

----

-

-----

-

-

none
--

Total ------------------------f 49,379.28

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________ Bills Payable_________________ Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee--dre-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities_____________
Total ------------------------t

15,000.00 none none 395.16 none none
31,122.21 none
2,692.80 none none
169.11 none none none none none none none
49,379.28

196

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

MORELAND BANKING CO. Moreland, Ga.

President, J. P. CAMP

Vice-President, E. M. CAMP Cashier, D. C. OWEN

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _
Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------0\erdrafts (if any)----------(Jther Assets-----------------

9 6,090.26 1,854.94 none none none none none 664.40 1,881.54
none
12,964.60 none none
none none none
none 337.43 none

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks____________ _ BCeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _

25,000.00 none
5,000.00 12,929.40
none none 41,431.66 none 10,145.40 none none 10.47 none 7,500.00 none
none none none 11,776.24

Total ------------------------$ 113,793.17 Total ------------------------$ 113,793.17

STATEMENT Showing Condition at Close of Business December 28, 1923"
of the

THE CITIZENS BANK Moultrie, Ga.

President, R. M. MORRISON

Vice-President, D. A. AUTREY

Cashier, W. S. STO'KES

RESOURCES:

Time Loans and Discounts____ $ 1,087,957.34

Demand Loans--------------- 16,857.46

United States Securities______

'846.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

4,970.00

Banking House--------------Furniture and Fixtures_______

none 9,950.00

Other Real Estate Owned____ 49,376.94

Due from Federal Reserve Bank ----------------------
Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

157,447.31 1,303.12
557.75

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances --------------------O0 tvheerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

none none none

Total ----------------------:-- ~ 1,329,265.92

LIABILITH;S:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check---Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits____________ _
TCraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills RediscountedLetters of Credi.t and Accept-
ances --------------------Reserve for Interest and Taxes OBothnedrs LBiaobrirloitwieesd__--_-_-_-_-_-_-_-_-_-_--_

100,000.00 none
100,000.00 34,955.61 none 13,481.49
445,013.97 none
444,387.65 39,330.45 none 996.51 100.24 75,000.00 51,000.00
none 25,000.00
none none

Total ------------------------$ 1,329,265.92

DEPART~IEXT OF BANKING

197

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

MOULTRIE BANKING CO.

Moultrie, Ga.

President, W. C. VEREEX

Vice-President, F. R. PIDCOCK

Cashier, M. L. LEE

RESOURCES:

Time Loans and Discounts____ $ 1,308,456.94

Demand Loans--------------- 495,139.44

"United States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and BondS-----_ Banking House_______________

10,855.00 19,004.00

Furniture and Fixtures_______

3,650.79

Other Real Estate Owned____ 20,143.89

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a--n-k-s-_-_-_-_-__--_ Advances on Cotton _________ _

132,235.51 1,038. 73
162,378.64

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 22,130.20

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets_________________

none 561.15 none

Total ------------------------$ 2,17 5,594.29

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-__-_-_-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ DPmand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r oI-n-w-t ee-dr-e_-s_-t_- _-a_-n_-d_-_-T_-a_-x_-_e- -s_
Other Liabilities-------------

200,000.00 none
225,000.00 82,599.93 none none
676,382.02 3,028.96
653,551.45 56,636.44 none none 100.00 none
278,295.49
none none none none

Total ------------------------~ 2,175,594.29

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

BANK OF MT. AIRY Mt. Airy, Ga.

President, C. GRESHAM

Vice-President, A. L. KIMSEY Cashier, R. I. THOMPSON

RESOURCES:

Time Loans and Discounts----$ 29,667.41

Demand Loans---------------

398.00

U"nited States SecuritieS------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

none

Banking House---------------

2,017.77

Furniture and Fixtures------Other Real Estate Owned____

2,070.00 none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------DAudevafnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_-

6,568.79 none none

Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 239.00

Other Checks and Cash Items_

483.01

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none none

- - - - Other Assets-----------------

318.99

Total ------------------------$ 41,762.97

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-__-_-_-_-_-_-_-_-_-__--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________ Bills Payable_________________ Notes and Bills RediscountedLetters of Cre-lit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------
Total ------------------------$

15,000.00 none none
llOTIII
none none 14,797.00 none 11,904.82 none none 61.15 none none none
none none none none
41,762.97

198

FouRTH ANNTAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

THE MT. VERNON BANK Mt. Vernon, Ga.

President, WILLIE T. McARTHUR

Vice-President, D. A. McRAE

Cashier, W. A. PETERSON

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks____ -Advances on Cotton---------Advances on Other Commodities --------------------~-Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
OOtvahenercrdersAafst-ss-e-t(s-if_-_-a_-n_-_-y_-)_--_--_--_--_--_--_--_--_--_----_
Total ---------~--------------~

185,079.57 8,478.10
29,950.00 none none none
6,765.75 2,296.24 8,551.31
none
129,452.53 none none
none none
4.34
none 160.99 15,000.00
385,738.83

L IABILI'riES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________ Due to Banks________________
Deposits Subject to Check---Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_--_-_-_-_-_-_-_--_
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

30,000.00 15,000.00 25,000.00 20,164.96
none none 119,903.96 30,000.00 97,018.44 34,444.14 12,523.63 1,683.70 none none none
none none none none

Total ------------------------~ 385,738.83

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE FIRST BANK OF NASHVILLE Nashville, Ga.

President, L. A. CARTER

Vice-President, A. W. PATTERSON

Cashier, J. W. E. POWELL

RESOURCES:

Time Loans and Discounts----$ 346,345.60

Demand Loans--------------United Sta.tes Securities______ State of Georgia Bonds______

6,507. 74 none none

Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________
Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve

none 455.33
2,631.46 4,330. 73
8,828.21

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_

95,253.70 none

Advances on Cotton---------- 13,661.90

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_

12,364.70 629.87
4,238.69

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)----------Other Assets_________________

none 156.62 1,600.00

-----
Total ------------------------$ 497,004.55

LIABILITIES:
Capital Stock Paid In________ ~ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Ba.nks________________
Deposits Subject to Check---Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsifPieadyaCbhleec_k_s_-_-_-_-_-_-_~_-_-_-_-_-_-_-_
Notes and Bills Rediscounted_ Letters of Credit a.nd Accept-
ances --------------------RBeosnedrsv e Bf oorrrIonwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other Liabilities-------------

25,000.00 none
25,000.00 10,152.51
12.00 none 92,410.38 none 303,105.58 none 35,208.83 925.01 none none none
none 5,190.24
none none

Total ------------------------$ 497,004.55

'DEPARTMENT OF BA"NKING

199

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE FARMERS BANK Naylor, Ga.

President, J. P. CARTER

Vice-Presidents, MRS. 0. F. WETHERINGTON,

PERRYMAN CARTER

Cashier, H. D. ROBINSQN

RESOURCES:

Time Loans and Discounts----$ 29,230.66

Demand Loans--------------United States Securities______

none 2,000.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House______________ _

none 1,606.88

Furniture and Fixtures_______

2,040.95

Other Real Estate Owned----

3,891.71

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advanc"ls on Cotton__________

27,7 42.89 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

0O't'ahenercdrersaAfst-ss-e-t(s-if-_-_a-_n-__-y_-)_--_--_--_--_--_--_--_--_--_----_

none 683.51
none

-----

'l'otal ------------------------$ 67,196.60

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches Surplus --------------------Undivided Profits-----~------ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits______,_ _____ _ Trust Fund Deposits___ _: ____ _ Cashier's Checks_____________ Certified Checks--~---------- Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Acci>ptReasnecrvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s OBothnedrs LBiaobrriloitwieesd_-_-_-_-_-_-_'-_-_-_-_-_-_-
Total ------------------------ $

15,000.00 none
3,000.00 8, 701.67
none none 10,525.2& none 29,745.90 none' none 223.77 none none none
none none none none
67,196.60

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF NEWBORN Newborn, Ga.

President, L. 0. BENTO'N

Vice:President, G. H. DAVIS Cashier, T. G. NORTH

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_-_Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------DAudevafnrcoems oOnthCeor tBtoann__k_S_-_-_-_-_-_-_Advances on Other Commodi-
C htei ecsk s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_ Other Checks and Cash ItemsLetters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_
Other Assets-----------------
'rota! ------------------------~

137,394.39 none none none none none
1,400.00 1,900.00 14,771.40
none
681.49 665.37
none
none 29.40 none
none none 2,637.78
159,479.83

LIABILITIES:
Capital Stock Paid In-,-------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _ Due to Bank,s________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________
TCraushstierF'sunCd reDeekpso__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks______________ Bills Payable_________________
Notes and Bills Rediscounted_ Leatntecress o_f__C_r_e_d_i_t__a_n_d__A__c_c_e_p. _t_-
Reserve for Interest and Taxes Bonds Borrowed____.________ _ Other Liabilities____________ _

50,000.00 none
15,000.00 367.59 none ncne
3,798.26 none
54,263.54 none none none none
32,914.70 none
none none none 3,135.74

Total ------------------------f 159,47g_g3

200

FouRTII AN:"!TAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF NEWINGTON Newington, Ga.

President, P. R. KITTLES

Vice-Presidents, F. H. CONNOR, C. A. WOODS

Cashier, G. C. RUSSELL

RESOURCES:

Time Loans and Discounts____ $

DUenmitaendclStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_--_ 8tate of Georgia Bonds_____ _
Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o_n__d_s____ _

Furniture and Fixtures--====Other Real Estate Owned---= Due from Federal Reserve

Bank Due fro

-m

-O

---ther

-A-p-p-r-o-v-e-d--R~::

serve Agents and Cash in

20,581.45 3,000.00 none none none 4,300.00 none 1,500.00 none
none

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s------Advances on Cotton---======= -"-dyances on Other CommodiChteiecsks-f-o-r--C--l-e-a-rtn_g-iJ;use __ _ Other Checks and Cash Ite~s~ Leatntecress o_f__C_r_edit and AcceptOverdrafts (if-;;;:;;;-;=----------
Other Assets-------==========

12,441.53 none none
none 44.42 57.25
none 301.75
none

Total -------------------------~--4-2-,2-2_6_.4_0

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-__-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits________ _ Cashier's Checks_____________ _ Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r-Ion-w-tee- -dr-e_-s_-t_-_a-_n-_d-_-_T-_-a_-x_-_e-s_Other Liabilities_____________
Total ------------------------~

15,000.00 none none 80.00 none none
22,928.31 none
3,160.56 77 5.23 none 282.31 none none none
none none none none
42,226.40

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

NEWNAN BANK AND TRUST CO. Newnan, Ga.

President, A. H. FREEMAN

Vice-Presidents, T. M. GOODRUM, H. C. ARNALL,

JR., C. C. McKNIGHT

Cashier, H. W. ARNALL

RESOURCES:

Time Loans and Discounts----$ 617,770.36

Demand Loans--------------- 115,506.68

United States Securities______

800.00

State of Georgia Bonds_____ _ 14,250.00

Stock in Federal Reserve Bank

none

Other Stocks and Bonds_____ _

2,250.00

Banking House--------------Furniture and Fixtures______ _

none 7,479.44

Other Real Estate Owned----

5,875.79

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

82,5.21.86 none none

Advances on Other Commodi-

C htei ecsk s - -f o- r- -C- -l-e-a-r-i n-g- - -H-o-u- -s e- -__- -_

none 9,562.62

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

OOvtheerrdrAafstsset(si

f__a_n_y_)_-_--_-_-_-_--_-_-_-_

1,553.59 ______n_o_n_e

Total ------------------------$ 857,570.34

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-__-_-_--_
DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit TSaimviengCserDtiefipcoastietso_f__D__e_p_o__s_it_-_-_Trust Fund Deposits_________ c-ashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted_ L<'tters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

200,000.00 none
100,000.00 12,279.24 2,085.00 632.06
312,669.50 59,039.93 none 35,539.61 none none none
135,000.00 none
none none none 325.00

Total ------------------------$ 857,570.34

DEPART:\lE:'iT OF BANKING

201

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, J. C. ODO~I

BAKER COUNTY BANK Newton, Ga. Vice-President, BENTON ODOM
Cashier, J. H. HALL

RESOURCES:

LIABILITIES:

Time Loans and Discounts----*
Demand Loans--------------United States SecuritieS-----State of Georgia BondS-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures______ _

73.534.14 22,558.82
none none none none
3,005.75 3,027.87

Other Real Estate Owned----

none

Due from Federal Reserve Bank ----------------------
Due from Other Approved He-

none

serve Agents and Cash in Vaults -------------------DAduve afnrcoems oOnthCeor ttBoann_k__s_-_--_-_-_-_-_-

28,046.66 none none

~'l.dvances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ {)ther Checks and Cash Items_

none none none

Letters of Credit and Accept-

ances ---------------------

none

-overdrafts (if any)-----------

none

Other Assets-----------------_ _ _ _none

Capital Stock Paid In--------$ Amount Reserved for Branches U~unrdpilvuisd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ _- _- _-_- -_
DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check___ _ Demand Certificates of Deposit Tim_e Certificate of Deposit___ Savmgs Deposits_____________ Trust Fund Deposits_________ Cashier's Checks________
Certified Checks---------==--Bills Payable--------------=== Notes and Bills Rediscounted_ LEtters cf Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities____________ _

Total ------------------------$ 130,173.24 Total ------------------------$
STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF NORCROSS Norcross, Ga.

:25,000.00 none
25,000.00 1,157.21 2,000.00 none
70,125.30 none
6,193.60 none none
697.13 none none none
none none none none
130,173.24

President, A. A. JOHNSON

Vice-President, C. A. McDANIEL

Cashier, P. W. SUMMEROUR

RESOURCES:

'l'ime Loans and Discounts----$ Demand Loans--------------United Sta.tes Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank Dther Stocks and Bonds-----Furniture and Fixtures-------

47,306.47 none
25,000.00 none none none
1,350.00

Banking House---------------

2,025.00

Other Real Estate Owned___ _

4,933.22

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

66,086.68
none 8,176.74

Advances on Other Commodi-

ties ---------------------<:hecks for Clearing House __ _

none none

Other Checks and Cash Items_

50.42

Letters of Credit and Accept-

- - - - - -OotvahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y_-)_--_--_--_--_--_--_--_--_--_---_-

none none none

Total ------------------------$ 154,928.53

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ _- _- _-_- -_
Dividends Unpaid------------Due to Bank.s---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks___________ -C<"rtified Checks______________ Bills Payable_________________
Notes and Bills Rediscounted_ I.etters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r oI-n-w-t ee-dr-e-_s-_t-_-_a_-n_-d_- _-T_-a_-x_-_e- -s_
Other Liabilities-------------

30,000.00 none
6,000.00 2,170.43
none none 81,154.73 none 23,969.72 none 10,078.30 803.71 747.60 none none
none none none
4.04

Total ------------------------$ 154,928.53

20:2

Fom~Tn Ax:-~T.\L REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF NORMAN PARK Norman Park, Ga.

President, :YL D. NORMAN

Vice-President, R. L. XORMAX

Cashier, 0. F. CREECH

RESOURCES:

Time Loans and Discounts----$ 162,990.99

Demand LoanS---------------

none

United States Securities______

none

;>tate of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

675.00

Banking House---------------

3,000.00

Furniture and Fixtures_______

2, 4 41.9 5

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other A,pproved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_

8,528.44 none

Advances on Cotton----------

none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

none 1,315.87

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

OO tvheerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

none none

-----

'l'otal ------------------------$ 178,952.25

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit. Time Certificate of Deposit___ Savings Deposits____________ _ Trust Fund Deposits________ _ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other Liabilities-------------

25,000.00 none
2~.~0~.0~ 1 j, t 4 t.9a
none none 29,069.02 none 39,336.84 none none 614.47 none 40,000.0() none
none 2,183.97
none none-

Total ------------------------$ 178.952.25.

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF NORRISTOWN Norristown, Ga.

President, JOHN N. YOUMANS

Vice-President, A. L. HORTOX

Cashier, C. J. MANSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 18,100.97 Capital Stock Paid In ________ ~ 15,000.00

Demand Loans---------------

1,240.32 Amount Reserved for Branches

none

United States Securities______ State of Georgia BondS-----Stock in Federal Reserve Bank

none none

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_

none Dividends Unpaid___________ --

2,007.75 none none

Other Stocks and Bonds______

none Due to Banks----------------

none

BFaunrnkiitnugreHaonudseF-i-x-t-u-r-e-s-_-_-_-_-_-_--_

1,615.60 Deposits Subject to Check___ _ 1,829.58 Demand Certificates of Deposit

6,245.69> none-

Other Real Estate Owned___ _ Due from Federal Reserve

6,604.55 Time Certificate of Deposit_ __ Savings Deposits_____________

10,785.01 none

Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

none
6,486.40 none

Trust Fund Deposits_________ Cashier's Checks____________ _ Certified Checks______________ Bills Payable_________________ Notes and Bills Rediscounted_

none
101.95 none none none

Advances on Cotton----------

231.88 Letters of Credit and Accept-

Advances on Other Commodi-

ances ---------------------

none

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none none

RBeosnedrsv e Bf oo rr rIonwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_

none none

Other Checks and Cash Items-

586.66 Other Liabilities____________ _

2,555.iiS:

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets_________________

none none none

-,-----

~~~o~t~a~l~-=-=-~--~-~-~-~-=-=-~-~--~-~-~-~-=-~-~--~-~-~$~~3~6,~6~9~5-~9~6~=T~o~t~a~l~-~-~-~-=-=-~-~--~-=-=-=-=-=-=--=-=-=-=-=-=-~-=$===3=6_._6__9 5_._9_&

DEPARTMENT OF BANKIKG

203

STATEMENT Showing Condition at Close of Business Deeember 28, 1923
of the

BANK OF OCHLOCHNEE

Ochlochnee, Ga.

President, R. SINGLETARY

Vice-President, D. B. ANDERSON

Cashier, A. E. SPEER

RESOURCES:

Time Loans and Discounts----$ 64,183.41

Demand Loans--------------United States Securities______

3,281.16 200.00

State of Georgia Bonds-----Stock in Federal Reserve Bank

none none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______

3,000.00
2,144.70 2,400 00

Other Real Estate Owned---Due from Federal Reserve

none

Bank ---------------------Due frbm Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B--a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton__________ Advances on Other Commodi-

9,630.65 98.95 none

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

1,217.82 none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

0\'aenrcdersaft-s--(-i-f--a-n-y-)-_-_-_-_-_--_-_-_-_-_-_-

nnoonnee

Other Assets_________________

3,950.88

----Total ------------------------$ 90,107.57

LIABILITIES:

Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P- r-o-f-i-t-s -_-_-_-_-_ -_ _- _- _- _- _-_- -_ Dividends Unpaid____________ _

Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits__________.___ _
Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks______________ Bills Payable_________________

Notes and Bills Rediscounted_ Letters of Credit and Aceept-

RBeoasnnedcrsvese

----~----------------
BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_

Other Liabilities-------------

Total ------------------------$

15,000.00 none
5,000.00 1,092.32
none none 23,279.34 none 33,930.29 10,759.82 none 845.80 none none none
none none 200.00 none
90.107.57

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF OGLETHORPE Oglethorpe, Ga.

President, W. H. STEWART

Vice-President, D. P. COOGLE

Cashier, W. E. WILBURN

RESOURCES:

LIABILITIES:

Time Loans and Discounts--,--$ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B--a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton__________
Advances on Other Commodi-
C htei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_ Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n--y-)---------------------Other Assets-----------------

53,148.75 952.48 none none none
4,250.00 1,600.00
100.00 none
none
34,061.78 none none
none none none
nvne 891.77 20,000.00

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit TSaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
CTraushstierF'sunCd hDecekps_o_s_i_ts_-_-_-_-_-_-_-_-_CBeilrltsifPieadyaCbhlee_c_k_S__-_-_--_-_-_-_-_-_-_-_-_-_-
Notes and Bill.s RediscountedLetters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r oI-n-w-t ee-dr-e-_s-_t-_-_a_-n_-d_- _-T_-a_-x_-_e- -s_
Other Liabilities-------------

15,000.00 none
10,000.00 8,180.56 none none
54,706.50 none
27,117.72' none none none none none none
none none none none

Total ------------------------$ 115,004.78 Total ------------------------$ 115,004.78

20

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

President, L. E. SHEALY

. MACON COUNTY BANK Oglethorpe, Ga. Vice-President, T. C. WEBB Cashier, W. A. BOLES

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia BondS-----Stock in Federal Reserve Bank OBtahnekrinSgtoHeokus saen_d___B_o_n_d__s__________ __ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeauflrtoRm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-_-_-_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------(.."'heclcs for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OOvt heer rd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_
Total ------------------------$

80,120.22 none
250.00 none none none
2,737.18 2,420.97 2,126.92
none
32,020.i;0 300.00
37,166.53
4,287.92 635.20 none
none 44.71 5, 767.82
167,877.97

LIABILITIES:
Capital Stock Paid In--------~ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid __.__________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits--------Cashier's Check~------------ BCi8lrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr r oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities_____________

15,000.00 none none 82.76 8.00 none
68,716.00 22,000.00 19,247.79
none 12,500.00
. 323.42 none
30,000.00 none
none none none none

Total ------------------------$ 167,877.97

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

PEOPLES BANK Oliver, Ga.

President, 0. H. MARSH

Vice-President, H. E. EZELL

Vice-President and Cashier, J. I. MARSH

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve D uBea nf rko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other CommodiC htei ecsk s - f-o- r- -C- -l-e-a-r-i n- g- - -H-o-u- -s e- -_-_ -_ Other Checks and Cash ItemsLetters of Credit and AcceptOOvtahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y_-)_--_--_--_--_--_--_--_--_--_---_-
Total ------------------------$.

58,557.70 2,335.31 392.96 none none 630.00 1,650.00 900.00 none
none
27,833.10 377.50 none
none 596.70
none
none 261.79
none
93,535.06

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check---Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------
Total ------------------------$

15,000.00 none
3,000.00 659.97 none none
44,779.34 none
29,901.79 none none
193.96 none none none
none none none none
93,535.06

DEPART~IEXT OF BANKIXG

205

STATEMENT Showing Condition at Close of Business December 28, 1923
of the BANK OF PALMETTO
Palmetto, Ga.

President, T. P. BULLARD

Vice-President, J. C. WATKINS

Cashier, J. N. MORRIS

RESOURCES:

Time Loans and Discounts----$ UDne mi t eadn dS tLa toeas nSs e- -c-u-r-i-t i-e-s-_-_-_-_-_- _State of Georgia Bonds______

60,921.64 1, 729.24 none none

Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_____________ _:_ Furniture and Fixtures______ _ Other Real Estate Owned___ _

none 92,383.00
6,000.00 2,157.28 2, 780.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other Banks____ -Advances on Cotton__________ Advances on Other Commodi-

45,253.75 none none

ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_

none 22.80 none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none none

Cther Assets----------------- 11,364.65
-----
Total ------------------------$ 222,612.36

LIABILITIES:
Capital Stock .Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings DepositS------------Trust Fund Deposits--------Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r-Io-nw-t-ee-dr-e_-s_-t_-_a-_n-_d-_-_T-_-a_-x_-_e-s_ Other Liabilities-------------

25,000.00 none none
902.58 none none
64,864.43 47,000.00 24,586.96
none none 258.40 none none none
none none none 60,000.00

Total ------------------------$ 222,612.36

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS BANK Palmetto, Ga.

President, J. H. BALLARD

Vice-Presidents, R. D. TATUM, B. W. CO'CHRAN Cashier, B. HUDSON

RESOURCES:

Time Loans and Discounts----$ 61,540.08

Demand Loans--------------United States Securities______

4,253.97 1,000.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds___ ---

7,000.00

Banking House--------------Furniture and Fixtures_______

6,324.79 1,823. 77

Other Real Estate Owned----

6,900.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

45,240.66 3,287.63

Advances on Cotton---------- 45,000.00

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o--u-s-e------

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i-f -a-n-y- -) -_-_-_-_-_-_-_-_-_-_-_

none none

Other

A

sset

s-

-

----

-

----

-

---

-

--

-

-

none
--

Total ------------------------$ 182,370.90

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ BCielrltsifPieadyaCbhlee_c_k__s_-_--_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee--dre-_-s_-t_-_a-_n-_d-_-_T-_a-_-x_-_e-s_ Other Liabilities_____________

35,000.00 none
7,000.00 3,992.65
20.00 none 88,640.80 none 47,249.00 none none 468.45 none none none
none none none none

Total ------------------------$ 182,370.90

2Q(j

.FouRTH ANNeAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the BANK OF PARROTT
Parrott, Ga.

Prcsi<lent, S. J. CARTER

Vice-President, GRAS. F. OXFORD Cashier, ROY PINKSTON

RESOURCES:

Time Loans and Discounts-~$-98;-s-:ro.o5

Demand Loans------------~-United States Securities______

14,804.50 none

.State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and BondS-----Banking House_______________

none 2,254.94

.Furniture and Fixtures------Other Real Estate Owned____

855.10 none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Vue from Other Banks------Advances on Cotton _________ _

17,505.35 ncne
4,977.18

Advances on Othtr Commodities -----------------------
Checks for Clearing House--~

none 2,932.63

Other Checks and Cash Items.

ncne

Letters of Credit and Accept O vaenrcdersa f-t s- -(-i-f -a-n- y- -) -_-_-_-_-_-_-_-_-_-_-_

none 488.01

Other Assets-----------------

120.00

'Total ------------------------$ 142,577.76

LIABILITU.:S:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits____________ _ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks_____________ _ Bills Payable_________________ Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x_-_-e-s_ Other Liabilities ____________ _

15,000.00
fl(lll
5,000.00 4,250.31
none none 47,549.33 8,000.00 52,584.95 none none 193.17 none 10,000.00 none
none none none none

Total ------------------------$ 142,577.76

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE PLANTERS BANK OF PARROTT Parrott, Ga.

President, J. W. TILLEY

Vice-President, H. A. COOK

Cashier, OLLIE B. BALCH

RESOURCES:

Time Loans and Discounts____ $ 76,874.58

Demand Loans--------------United States Securities______

43,035.85 14,300.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o_n__d_S_-_-_-_-_-_-

450.00 3,449.59

Furniture and Fixtures______ _

3,935.60

Other Real Estate Owned ___ _

5,532.53

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a--n-k-s-_-_-_-_-__--_

45,896.85 145.05

Advances on Cotton _________ _ 163,913.35

Aavances on Other Commodi-

ties ---- ------------------Checks for Clearing House---

8,093.61 none

Other Checks and Cash Items.

none

Letters of Creait and Accept-

O vaenrcdersa f t-s- -(-i-f -a-n- y- -) -_-_-_-_-_-_-_-_-_-_-_

none none

Other Assets_________________

none

-----

Tntal ------------------------~ 365,627.01

LIABILITII<;S:
Capital Stock Paid In ________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Bank.s________________ Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o_s_i_t_._. ._ Trust Fund Deposits_________ Cashier's Checks_____________ Certified Checks_____________ _ Bills Payable ________________ _
Notes and Bills Rediscounted. Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee--dre-_-s_-t_-_a-_n-_d-_-_T-_a-_-x_-_e-s_
Other Liabilities-------------

25,000.00 none
12,000.00 1,806.50 none none
241,677.83 none
67,355.53 none none
180.29 none
10,000.00 none
none none none 7,606.86

Total ------------------------' 365,627.()_!

DEPARTME:\'T OF BAXKING

207

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE PATTERSON BANK Patterson, Ga.

President, DR. C. L. DAVIS

Vice-President, ROMA THOMAS

Cashier, B. C. W AijKER

RESOURCES:

Time Loans and Discounts____ $ 59,928.15

Demand Loans---------------

1,000.00

Cnited States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

none

Banking House--------------Furniture and Fixtures______ _

2,700.00 1,619.50

Other Real Estate Owned___ _

none

Due from Federal Reserve

Hank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _

55,991.04 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

OOvtheerrd

rAafstsse

t(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_-

-_
-

-

387.13
- -no-ne

Total ------------------------~ 121,625.82

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificat<>s of Deposit Time Certificate of DeposiL-Savings Deposits____________ _ TCraus hs ti e Fr ' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- -_ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances -------------------.:-RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------

15,000.00 none
6,000.00 2,592.72
none none 70,693.78 none 27,084.87 none none 254.45 none none none
none none none none

Total ------------------------~ 121,625.82

STATEMENT Showing Condition at Close of Business December 28, 1923
of the BANK OF PAVO
Pavo, Ga.

President, J. M. BRANNON

Vice-President, B. 0. WOOD

Cashier, HUGH C. FORD

RESOURCES:

Time Loans and Discounts____ $ 149,357.27

Demand Loans--------------United States Securities______

75.00 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other St
B~.nking

oHcokus

saen_

d__

_B_o__n_d_s_-_-_-_-_-

-_

none 2,100.67

Furniture and Fixtures_______

2,948.37

Other Real Estate Owned___ _

none

Due from Federal Reserve

Hank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

12,787.04 none

Advances on Cotton _________ _

383.26

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

946.77 435.52

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ------------------ __ Overdrafts (if any)___________

none 377.63

Other A~sets_________________

2,305.15

-----

Total ------------------------$ 171,716.68

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks_______________ _ Deposits Subject to Check---De-mand Certificates of D,nosit Time Certificate of DeposiL-Savings Deposits_____________ CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptReasenrcvees f-o-r-I-n-t-e-r-e-s-t--a-n-d--T-a-x-e-sBonds Borrowed____________ _ Other Liabilities_____________

33,100.00 none
10,000.00 13,186.49
none none 36,698.55 none 116,210.99 none none 650.50 none 18,061.97 13,808.18
none none none none

Total------------------------$ 171,716.68

208

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE PLANTERS BANK Pavo, Ga.

President, JNO. B. WILLIAMS

Vice-President, B. C. REESE

Cashier, H. HUCKABEE

RESOURCES:

Time Loans and Discounts----$ 50,845.61

Demand Loans---------------

685.00

United States Securities------

100.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______

none 5,071.45 3,000.00

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

12,075.26 none none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__--_

none 224.89

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any)-----------

none

Other Assets_________________

5,065.96

-----

Total ------------------------~ 77,068.17

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_ -_ -_ _- _- -_ Dividends Unpaid____________ _ Due to Banks_______________ _ Deposits Subject to Check___ _ Demand Certificates of DepJsit Time Certificate of Deposit_ __ Savings Deposits____________ _ Trust Fund Deposits________ _ Cashier's Checks____________ _ CBeilrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvese Bf-oo-rr-r-Io-nw-t-ee-dr-e_-s_-t_-_a-_n-_d-_-_T-_-a_-x_-_e-s_ Other Liabilities____________ _
Total ------------------------~

15,000.00 none none
320.02 none none
24,753.66 10,000.00 25,098.01
none none 1,S96.48 none none none none none none none
77,068.17

STATEMENT Showing Condition at Close of Business December 28, 1923
of the PEARSON BANKING CO.
Pearson, Ga.

President, H. P. SMITH

Vice-President, J. 0. WHITE Cashier, W. J. TYLER

RESOURCES:

Time Loans and Discounts----$ 189,730.14

Demand Loans---------------

7,285.46

United States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

none

Banking House--------------Furniture and Fixtures______ _

1,985. 75 4,375.12

Other Real Estate Owned___ _

5,899.21

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton _________ _

15,949.17 2,082.50 none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none none

Other Checks and Cash Items-

477.95

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i-f -a-n-y- -) -_-_-_-_-_-_-_-_-_-_-_ Other Assets_________________

none 3,744.05
125.00

-----

Total ------------------------1 231,654.3ii

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________ Due to Banks_______________ _
Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ &avings Deposits_____________ Trust Fund Deposits________ _ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_S__-_-_--_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted_ Letters of Credit and AcceptHBeoasnnedcrsvese Bf-oo-rr-r-Io-nw-t-ee-dr-e_-s_-t_-_a-_n-_d-_-_T-_a-_-x_-_e-s_ Other Liabilities____________ _

30,000.00 none
15,000.00 6,779.20 none
non~
55,187.87 none
61,967.77 none none
1,254.23 none
60,000.00 none
none 1,450.25
none 15.03

Total ------------------------~ 231,654.~:>

DEPARTMENT OF BANKING

209

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS BANK OF PELHAM

Pelham, Ga.

President, T. P. HINMAN

Vice-President, B. U. CURR~

Cashier, B. J. KINCAID

RESOURCES:

LIABILITI.i!:S:

Time Loans and Discounts_.;. __ $ 408,246.09

Demand Loans--------------United States Securities_____ _

4,000.00 600.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

4,500.00

Other Stocks and Bonds------

1,950.00

Banking House---------------

none

Furniture and FixtureS-------

1,499.75

Other Real Estate Owned___ _ 3_~.~08.67

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

21,589.45

serve Agents and Cash in

Vaults -------------------Due from Other BankS-------

43,502.75 none

Advances on Cotton----------

none

Advances on Other Commodi-

C htei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o- -u-s-e------

none 156.56

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any)-----------

277.56

Other Assets_________________ 94,596.84

-----

Total ------------------------$ 618,327.67

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid------------Due to Bank.s---------------Deposits Subject to Check____ Demand Certificates of Deposit . STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsvese Bf-oo-rr-r-Io-nw-t-ee-dr-e_-s_-t_-_a-_n-_d-_-_T-_a-_-x_-_e-s_ Other Liabilities----~--------
Total ------------------------$

100,000.00 none
50,000.00 10,257.20
3,140.00 none
134,405.27 46,831.41 none 63,982.15 53,823.63 633.51 none 53,900.00 93,454.50
none none 7,900.00 none
618,327.67

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

PENDERGRASS BANKING CO.

Pendergrass, Ga.

President, P. J. ROBERTS

Vice-President, J. H. A. SIMONS

Cashier, GUY ROBERTS

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia Bonds_____ _

31,907.26 none none none

Stock in Federal Reserve Bank

900.00

Other Stocks and BondS------

405.00

Banking House---------------

1,500.00

Furniture and FixtureS-------

2,800.00

Other Real Estate Owned---- 15,646.29

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

2,486.80

serve Agents and Cash in

Vaults ----------------- -Due from Other Banks-------

2, 708.49 none

Advances on Cotton----------

none

Advances on Other Commodi-

C htei ecsk s -f-o-r- -C- -l-e-a-r -i n-g- - -H-o- -u-s-e------

none 396.09

Other Checks and Cash Items_

t25.10

Letters of Credit and Accept-

O vaenrcdersa f-t s- -(-i-f-a-n-y-)-_-_-_-_-_-_-_- _- -_-_-_

none 5,066.88

Cther Assets------------------ -10- ,789- .91

Total ------------------------' 74,631. 73

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities-------------
Total ------------------------$

25,000.00 none
5,000.00 2,455.81
none 13.33 13,003.76 none 14,735.83 none none none none 8,000.00 6,423.00
none none none none
74,631.73

210

FouRTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

HOUSTON BANKING CO.

Perry, Ga.

President, J. H. DAVIS

Vice-President, A. A. SMOAK

Cashier, S. P. CROWELL

RESOURCES:

Time Loans and Discounts____ $ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----BFuanrnkiitnugreHaonudsFe-ix--t-u-r-e-s-_-_-_-_-_-_-_Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------DAudevafnrcoems oOnthCeor ttBoann__k_s_-_-_-_-_-_-_-
Advances on Other CommodiC htei ecsk s - f-o- r- -C- -l-e-a-r-i n- g- - -H-o-u- -s e- -__- -_ Other Checks and Cash ItemsLetters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_-_ _- _- _- _- -_
Other Assets-----------------

Tc.tal -

-~

88,614.77 1,810.00
12,887.61 none none
5,613.82 3,065.18 3,015.64 3,500.00
none
53,004.55 114.80
15,390.30
none 2,644.92
none
none 116.35 2,557.77
192,335.71

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-__-_-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oorrr oI nwteedr e_s_t__a_n_d__T_a_x__e s_
Other Liabilities-------------

25,000.00 none
5,000.00 2,429.61
none none 58,421.00 none 18,210.00 5,034.50 51,841.11 399.49 none 26,000.00 none
none none none none

Total ------------------------~ 192,335.71

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

PERRY LOAN AND SAVINGS BANK

Perry, Ga.

President, R. L. CATER

Vice-President, FRED M. HOUSE'R

Cashier, L. F. CATER

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States SecuritieS-----State of Georgia BondS-----Stock in Federal Reserve Bank Other Stocks and Bonds-----BFuarnnkiitnugreHaonudsFe-ix--tu--r-e-s-_-_-_-_-_-_-_Other Real Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Ad~ances on Other Commodi- . C ' ht 1eecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_ -_ _- _- _-_-_- -_
Other Assets-----------------
Total ------------------------$

86,102.85 none
31,740.40 none none none
5,000.00 12,500.00 3,750.00
none
57,951.31 none
25,640.11
3,150.20 none
1,102.84
none .99
none
216,938.70

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_CT raus hs ti e rF' su nCd hDe cekps o__s_i_t s_-_-_-_-_-_-_-_-_Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e-sBonds Borrowed------------Other LiabilitieS-------------

25,000.00 none
27,500.00 6,230.42 none 4.78
103,257.92 none
16,961.45 23,545.58
3,412.95 1,025.60
none 10,000.00
none
none none none none

Total ------------------------$ 216,938.70

DEPARTMENT OF BANKING

211

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF PINEHURST Pinehurst, Ga.

President, J. L. LEE

Vice-President, W. E. FORD Cashier, A. M. WILSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 80,660.38

Demand Loans--------------- 14,594.94

United St3!tes Securities______

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House______________ _

400.00 1,250.00

Furniture and Fixtures______ _

2,650.00

Other Real Estate Owned----

750.00

Due from Federal Reserve

D uBea nf rko m- - -O- t-h-e-r- -A- -p-p-r-o-v-e-d- -R- -e --

none

serve Agents and Cash in

DuVeaufrl:t>sm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

49,237.79 296.26 211.60

Advances on Other Commodi-

ties -- ---------'------------

2,584.36

Checks for Clearing House---

none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_ -_ -_ -_ _- _- _- _- -_ Other Assets_________________
-

-

-

none none
-no-ne

Total ------------------------$ 152,635.33

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check____ D(mand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
TCraus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCielrltsifPieadyaCbhlee_c_k_S__-_-_--_-_-_-_-_-_-_-_-_-_-
Notes and Bins Rediscounted_ 1.( tters of Credit and Accei:t-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

25,000.00 none
25,000.00 4, 722.05 none none
51,943.88 none
45,030.58 none none
938.82 none none none
none none none none

Total ------------------------$ 152,635.33

STATEMENT Showing Condition at CloRe of Business December 28, 1923
of the

SALZBURGER BANK Pineora, Ga.

President, R. L. ELKINS

Vice-Presidents, F. C. ZITTRAUER, D. H. DIXON Cashier, J. K. WILSON

RESOURCES:

Time Loans and Discounts----$ 73,263.73

Demand Loans--------------United St3!tes Securities______

2,249.18 none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

360.00

BF ua rnnkiitnugr eHaonuds eF-i x- -t-u-r-e-s-_-_-_-_-_-_- -_

2,950.00 1,780.00

Other Real Estate Owned____

585.oo

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

29,316.58
200.00 none

Advances on Other Commodi-

Chteiecsks-f-o--r -C--l-e-a-r-in-g---H-o-u--se--_-_-_

none none

Other Checks and Cash Items_

513.45

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- _- _- _- _- _- _- _-_-_-_- -_

none 501.55

- - - - Other Assets-----------------

none

Total ------------------------$ 111,719.49

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-ts--_-__-_-_-_-_-_-_-_-_-_-_-
DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits------------TCraus hs ti e rF' su nCd hDe cekps o_ _s_i t_S_ _- -_-_-_-_-_-_- _-
BCielrltsi fPi eady aCbhl ee_c_k_ s_ _- -_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedJ,etters cf CreJit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other LiabilitieS-------------

25,000.00 none
2,600.00 1,379.34
none none 58,098.31 none 3,368.47 :20,492.38 1780.99 none none none none
none none none none

Total ------------------------~ 111,719.49

212

FouRTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

BANK OF PINEVIEW

Pineview, Ga.

President, L. J. MORGAN

Vice-President, JAMES FAIRCLOTH Cashier, L. J. MORGAN .

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______

80,583.65 2,088.75 none

State of Georgia BondS-----Stock in Federal Reserve Bank Other Stocks and Bonds_____ _ Banking House_______________ Furniture and Fixtures_______

none none 2,000.00 1,000.00 2,516.25

Other Real Estate Owned___ _ 19,563.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton _________ _

1,963.58 4,356.76
none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 286.19

Other Checks and Cash Items_

185.00

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)----------Other Assets_________________

none 909.86 3, 746.66

----Total ------------------------$ 119,199.70

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US ur :rdpilvuisd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks____________ _
CBeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr r oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other Liabilities-------------

15,000.00 none none
8, 723.21 none
22,000.00 12,055.73 27,500.00 23,060.43
llOllQ
none 360.33
none 9,000.00 1,500.00
none none none none

Total ------------~-----------$ 119,199.70

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

PITTS BANKING CO. Pitts, Ga.

President, L. 0. BENTON

Vice-President, JAS. M. KING Cashier, A. C. SHEI,L

RESOURCES:
TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$ United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank OBathnekrinSgtoHckous saen_d___B_o_n__d_S_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Elltate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_
Advances on Cotton---------Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-ri-n-g--H--o-u-s-e-_-_--_ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------Overdrafts (if any)----------Other Assets-----------------
Total ------------------------$

58,973.74 none none none none
2,500.00 450.00 960.00
6,171.99
none
9,188.81 none
1,829.49
1,443.63 none none
none none none
81,517.66

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Sn.vings Deposits------------CT raus hs ti e rF' su nCdhDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_Certified Checks______________ Bills Payable ________________ _ Notes and Bills Rediscounted_ Letters of Credit :otnd AcceptRBeoasnnedcrsvese Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t_-_-a_-n_-d_-_-T_-a_-x_-_-e-s_ Other Liabilities-------------
Total ------------------------~

:05,000.00 none
15,000.00 11,612.81
none none 20,503.68 none 9,007.54 none none 393.63 none none none
none nune none none
81,517.66

DEPARTMENT OF BANKING

213

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

PLAINS BANK Plains, Ga.

President, R. S. OLIVER

Vice-President, J. A. McDONALD

Cashier, W. L. THOM=A=S ================

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ ~ 395,149.35

Demand Loans--------------United States Securities______

5,225.76 none

State of Georgia Bonds-----Stock in Federal Reserve Bank

none 2,550.00

Other Stocks and Bonds______

850.00

Banking House--------------Furniture and Fixtures_______

none 5,979.36

Other Real Estate Owned----

2,335.62

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

2,446.93

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton_________ _

21,944.39 194.95 none

Advances on Other Commodi-

C htei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

none 469.31

Other Checks and Cash Items-

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n--y-)----------------------

none 1,548.15

- - - - Other Assets-----------------

1,967.81

Total ----------------------- $ 440,661.63

Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters ::>f Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r oI-n-w-tee-dr-e-_s-_t-_-_a_-n_-d_- _-T_-a_-x_-_e- -s_
Other Iuiabllities-------------

50,000.00 none
35,000.00 17,478.53
none 3,574.07 150,257.07
none 91,928.63
none none none none 10,500.00 81,923.33
none none none none

Total-----------------------~ 440,661.63

STATEMENT Showing Condition at Close of Business December 28, 1923
of the BANK OF PLAINVILLE
Plainville, Ga.

President, W. E. DELLINGER HENLEY

VicePresidents, C. W. MARTIN, L. P. Cashier, F. L. WILLIAMS

RESOURCES:

Tlme Loans and Discounts____ $ 59,218.31

Demand Loans--------------United States Securities______

1,859.65 none

State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures_______

none none 200.00 2,103.53 1,961. 70

Other Real Estate Owned____

3,350.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

5,839.88 none none

Advances on .Other Commodi-

ties ----------------------Checks for Clearing House __ _

180.00 none

Other Checks and Cash Items_

5.00

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-I-f -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

nnoonnee

Other Assets_________________

3,379.10

----

Total ------------------------$ 78,097.17

LIABILITIES:

Capital Stock Paid In--------$ Amount Reserved for Branches
Surplus --------------------Urdivided Profits------------Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits--------Cashier's Checks_____________ Certified Checks-------------Bills Payable_________________ Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed_____________
Other LiabilitieS-------------

15,000.00 none none
1,279. 75 none none
19,326.00 none
40,260.92 none none
,230.50 none
2,000.00 none
none none none none

Total ------------------------$ 78,097.17

r

214

FomnH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE BANK OF PORTAL Portal, Ga.

President, A. A. TURNER

Vice-President, W. S. FINCH

Cashier, R. H. KINGERY

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 93,210.03

Demand Loans--------------United States Securities______

1,746.87 3,000.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

800.00

BOathnekrinSgtoHcokus saen_d___B_o_n__d_S_-_-_-_-_-_Furniture and Fixtures______ _

2,525.00 3,500.00 2,829.09

Other Real Estate Owned___ _

1,214.78

Due from Federal Reserve ,

Bank ----------------------

2,257.30

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_

7,857.60 none

Advances on Cotton----------

none

Advances on Other Commodi-

CItieecsks -f-o-r--C--l-e-a-ri-n-g---H-o--u-s-e------

none none

Other Checks and Cash Items-

228.70

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i-f -a-n- -y-)----------------------

none 156.81

Other

Ass

e

t

s--

-

----

-

----

-

-----

-

none
--

Total ------------------------$ 119,326.18

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_-_Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit S'l'airvniengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_--------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
RBeoasnnedcrsvees Bf-oo-rr-r-Io-nw-tee--dre-_-s_-t_-_a-_n-_d-_-_T-_-a_-x_-_e-s_ Other Liabilities____________ _

25,000.00 none
2,000.00 1,528.29
none none 46,536.95 none 20,638.11 none none 544.07 none 3,000.00 17,078.76
ncne none 3,000.00 none

Total ------------------------$ 119,326.18

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF POULON Poulon, Ga.

President, W. I. WILLIS

Vice-Presidents, F. M. KIMBLE, D. F. SUMMER Cashier, H. L. GARY

RESOURCES:

Time Loans and Discounts----$ 78,726.10

Demand Loans--------------United States Securities______

none 500.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_

725.00 2,500.00

Furniture and Fixtures_______

2,969.52

Other Real Estate Owned___ _

2,991.93

Due from Federal Reserve

DuBeanfrkom---O--th-e--r -A--p-p-r-o-v-e-d--R--e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k-s-_-_-_-_-_-_--_

16,260.80 none

Advances on Cotton----------

none

Advances on Other Commodi-

C'htieecsks -f-o-r--C--l-e-a-r-in-g---H-o--u-s-e------

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances --------------------OOvt hecrrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

none none none

-----

Total ------------------------~ 104,673.35

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso__f _D__e_p_o__s_iL__-_Trust Fund Deposits_________ Cashier's Checks_____________
Certified Checks-------------Bills Payable----------------~ Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnendrcsvees Bf-oo-rr-rI-on-w-t ee-dr-e-_s-_t-_-_a-_n-_d-_ _-T_-a_-x_-_e- -s_ Other Liabilities____________ _

15,000.00 none
5,000.00 626.34 none none
24,158.37 none
24,680.07 none none 208.57 none
30,000.00 5,000.00
none none none none

Total - ---- -------------------t 104,673.35

DEPARTMENT OF BANKING

215

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF POWDER ~PRINGS Powder Springs, Ga.

President, S. E. SMITH

Viee-President, M. J. FLORENCE Cashier, J. B. OGLESBY

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United Sta.tes Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________ Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _
Advances on Other CommodiC ht ei ecsk s - f-o- r- -. C- -l-e-a-r-i n- g- - -H-o-u- s-e- -__- -_ Other Checks and Cash ItemsLetters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_ -_ -_ -_ _- _- _- _- -_
Other Assets-----------------

142,842.4:2 2,838.29 1,950.00 none none 1,270.00 1,400.00 2,107.80
37,916.09
none
7, 700.39 10,192.60 10,794.65
none none 1,174.91
none 662.80 4,905.51

LIABILITIJ!;S:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits_____________
CTarushsiterF'sunCdhDecekps _o_s_i_ts_-_-_-_-_-_-_-_-_-
Certified CheckS-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities_____________

25,000.00 none
3,500.00 1,451.20
none 5,547.16 65,522.62 32,500.00 52,815.05 :2,836.58
none 757.85 none 10,000.0() 6,325.00
none none 3,500.00 16,000.00

Total ------------------------$ 225,755.46 Total ------------------------$ 225,755.46

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

THE BANK OF PRESTON

Preston, Ga.

President, J. F. LUNSFORD

Vice-President, C. C. TRACY

Cashier, N. E. BULLOCH

RESOURCES:

Time Loans and Discounts----$ 57,025.48

Demand Loans--------------United Sta.tes Securities______

1,069.28 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

OB at hnekri nSgt oHc kosu saen_d_ _ _B_o_ _n_d_s_-_-_-_- __Furniture and Fixtures_______

none
2,440.50 3,070.11

Other Real Estate Owned____

2,166.51

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _

20,620.77 55.00
2,487.55

Advances on Other Commodi-

tie!'! ----------------------Checks for Clearing House __ _

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none 15.99

- - - - - Other Assets_________________

5,735.96

'l'otal ------------------------$ 94,687.15

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_ -_ _- _- _- _-_-_-_-_-_- -_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ SaVings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCi..lrltsifPieadyaCbhlee_c_k__s_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptHBeoasnnedcrsvees Bf-oo-rr-roI-n-w-tee-dr-e_-s_-t_-_-a_-n_-d_-_-T_-a_-x_-_e--_s Other Liabilities-------------
Total ------------------------$

15,000.00 none
1,500.00 none none
2,500.00 30,261.04 12,000.00 23,873.96
none 4,337.93
214.12 .10
5,000.00 none
none none none none
94,687.15

r

216

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

FARMERS BANK Pulaski, Ga.

President, L. H. KINGERY

Vice-President, J. Z. PATRICK

Cashier, JAMES A. GARDNER

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 45,924.58

Demand Loans--------------United States Securities______

624.00 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_

5,005.00 1,450.00

Furniture and Fixtures______ _

1,098.27

Other Real Estate Owned____

1,500.00

Due from Federal Reserve

Hank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

10,281.77 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

- - - - - 0Yaenrcdersaft-s--(-if--a-n-y--) -_-_-_-_-_-_-_-_-_~_-_
Other Assets_________________

none none none

Total ------------------------f 65,883.62

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Dep.)sit Time Certificate of Deposit_ __ Savings Deposits_____________ CT ar us hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_Certified Checks-------------Bms Payable------~--------- Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedrcsveesBf-oo-rr-rIo-n-w-t ee-dr-e-_s-_t-_ _-a_-n_-d_-_-T_-a_-x_-_e- -s_ Other Liabilities_____________
Total ------------------------f

25,000.00 none none
809.73 none none
21,075.19 none
18,539.56 none none
459.14 none none
none none none none none
65,883.62

STATEMENT Showing Condition at Close of Business December 28, 1923
of the THE BANK OF QUITMAN
Quitman, Ga.

President, S. S. ROUNTREE

Vice-President, H. W. STUBBS

Cashier, H. W. STUBBS

RESOURCES:

Time Loans and Discounts----$ 684,363.33

Demand Loans--------------- 75,571.09

United States Securities------ 53,733.56

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcoksusaen_d___B_o__n_d_s_-_-_-_-_-_-

2,250.00 16,543.54

Furniture and Fixtures______ _

6,778.50

Other Real Estate Owned___ _ 10,600.00

Due from Federal Reserve

Hank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_

22,720.75 83,419.77

Advances on Cotton----------

1,046-.46

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g--H--o-u-s-e--__--_

13,397.20 none

Other Checks and Cash Items-

8,454.17

Letters of Credit and Accept-

- - - - - OOtvahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y-_)-_--_--_-_--_--_--_--_--_--_----_

none
179.86 none

Total ------------------------$ 979,058.23

LIABILITIES:
Capital Stock Paid In--------~ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s_-_-_-_-_-_-_-_-_-_-_-_-_Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ TCraus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________ Bills Payable_________________
Notes and Bills Rediscounted_ Letters of Credit and Accept-
RBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-te-e-dre-_-s_-t_-_a-_n-_d-_-_T-_a-_-x_-_e-s_ Other Liabilities_____________

165,000.00 none
100,000.00 15,559.96 8,250.00 6,513.09
274,728.95 none
190,501.35 209,832.32
none 1,016.59
12.00 none none
none none none 7,643.97

Total ------------------------$ 979,058.23

DEPARTMENT OF BANKI:i>G

217

STATEMENT Showing Condition at Close of Business December 28, 1923
of the CITIZENS BANK OF RAY CITY
Ray City, Ga.

President, G. W. VARN

Vice-President, J. H. SWINDLE Cashier, JNO. D. LUKE

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 149,798.17

Demand Loans--------------United States Securities------

7,740.15 none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_

3,400.00 '2,652.89

Furniture and Fixtures-------

2,704.09

Other Real Estate Owned___ _

8,381.21

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Ca,sh in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-_-__-_--_

10,585.91 none

Advances on Cotton__________

none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 928.44

Other Checks and Cash Items_

378.58

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

none 414.23

Other Assets_________________

107.00

-----

Total ------------------------$ 187,090.67

Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedReserve for Interest and Taxes Letters of Credit and Accept-
Boanndcses B-o-r-r-o-w--e-d-_-_-_-_-_-_-_-_-_-_-_-_-_
Other Liabilities-------------

25,000.00 none
5,000.00 4,915.26 1,160.00
none 31,168.79
5,640.89 86,516.05
none none 1,275.40 none 26,414.28 none none
none none none

Total ------------------------$ 187,090.67

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS AND MERCHANTS BANK Rebecca, Ga.

President, S. S. YOUNG, SR.

Vice-President, C. S. McCALL

Cashier, J. H. CHILDS

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton---------Advances on Other CommodiC ht ei ecsk s - f-o- r- -C- -l-e-a-r-i n- g- - H- -o-u- s-e- -__- -_ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i-f -a-n- y- -) -_-_-_-_-_-_-_-_-_-_-_
Other Assets-----------------
Total ------------------------t

56,161.91 none none none none
225.00 3,608.77 3,869.91 7, 719:96
none
5,179.26 2,964.65
none
4,044.94 347.70 none
none none 2, 700.00
86,822.10

.LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------
Total------------------------~

15,000.00 none
12,500.00 1,049.36
none none 28,838.67 17,000.00 13,046.63 none none 187.44 none 6,500.00 none
none none none 2, 700.00
86,822.10

218

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

BANK OF REIDSVILLE Reidsville, Ga.

President, R. J. ROGERS

Vice-President, L. P. CONLEY Cashier, W. G. MAUK

RESOURCES:

LIABILITIES:

T'ime Loans and Discounts----$ Demand Loans--------------United States Securities______
State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n-y-)--_-_-_-_-_-__-_-_-_--_ Other Assets________________ _

114,487.00 1,091.17 none none none none 4,884.64 1,000.00 none
none
7, 789.89 none none
none 957.45 246.54
none 400.02 3,359.90

Capital Stock Paid In________ $ .Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ D;vidends Unpaid_____________
Due to Banks---------------Deposits Subject to Check____ DLmand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

15,000.00 none
3,000.00 7,680.08
none 3,000.00 34,008.85 13,000.00 39,035.33 12,260.45
none 100.70
none 7,000.00
none
none 43,73 none 87.47

Total ~-----------------------1 134,216.61 Total ------------------------$ 134,216.61

STATEMENT Showing Condition at Close of Business December 28, 1923
of the THE TATNALL BANK
Reidsville, Ga.

President, J. V. KELLEY

Vice-President, W. R. HENDRICKS Cashier, J. E. NEWTON

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _
Furniture and Fixtures_______
Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________
Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_ Other Assets ________________ _

189,967.27 1, 715.39
37,051.49 none none none
5,000.00 1,000.00 1,805.75
none
20,784.16 none
104.05
none 613.17 1,192.88
none 34.89
ll0J18

Total------------------------$ 259,349.05

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

50,000.00 none
10,000.00 12,931.05
none none 61,663.32 none 40,234.30 33,166.43 28,773.82 2, 780.13 none none none
none none 19,800.00 none

Total ------------------------$ 259,349.05

DEPARTMENT OF BANKING

219

STATEMENT Showing Condition at Close of Business December 28, 1923

of the THE FARMERS STATE BANK
Register, Ga.

President, JAMES RIGGS

Vice-President, J. S. RIGGS

Cashier, JOHN R. GODBEE

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 41,668.28

Demand Loans--------------United States Securities______

none none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

1, 700.00

Banking House--------------Furniture and Fixtures_______

none 1,500.00

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

Vaults -------------------DAudevafnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_-

27,337.88 none
12,749.72

Advances on Other Commodi-

C htei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none none

Other

As

set

s-----

-

-

-

-

-

-

-

-

-----

-

none
--

Total ------------------------$ 84,955.88

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsveBfoorrroInwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------
Total ----------------------- $

15,000.00 none none
3,198. 72 none none
34,558.90 none
30,101.90 none none 55.96 none none
2,040.40
none none none none
84,955.88

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

.RENTZ BANKING CO. Rentz, Ga.

President, 0. D. BARRON

Vice-Presidents, W. E. BEDINGFIELD, H. D. BARRON

Cashier, THERON WOODARD

RESOURCES:

Time Loans and Discounts----~ 21,363.63

Demand Loans--------------United States Securities______

8,345.32 10,511.34

State of Georgia Bonds-----Stock in Federal Reserve Bank

none none

Other Stocks and Bonds ______ Banking House_______________

none 2,250.00

Furniture and Fixtures_______

1,616.99

Other Real Estate Owned----

940.17

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

2,878.14 none

Advances on Cotton__________

1,958.34

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

none none

Other Checks and Cash Items_

421.77

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n- -y-)----------------------

none 1,012.17

Other

A

ss

e

ts

-

-

-

-

-

-

-

-----------

-

-

none
--

Total ------------------------$ 51,297.87

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US ur ,rdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ _- _- _- _- _-_- -_ DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_Notes and Bill.s Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities-------------
Total ------------------------$

15,000.00 none
3,000.00 1,589.33
none none 24,463.62 none 7,244.92 none none none none none none none none none none
51,297 ..~

T

220

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the REYNOLDS BANKING CO.
Reynolds, Ga.

President, R. A. HINTON

Vice-President, W. E. MARSHALL

Cashier, L. F. MONTFORT

RESOURCES:

Time Loans and Discounts----$ DUnemiteadndStLatoeasnSse--c-u-r-it-i-e-s-_-_-_-_-_-_State of Georgia Bonds_____ _
Stock in Federal Reserve Bank Other Stocks and Bonds___.:_ __
Banking House--------------Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Ca.sh in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_
Advances on Cotton---------Advances on Other Commodi-
C htei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- __- -_ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_0ther Assets_________________

98,819.93 6,822.38 none none none 1,508.33 3,500.00 3,895.93 613.49
none
22,206.11 1,403.60
22,166.75
none none 495.49
none 476.65 1,348.98

Total -------------------------$-1_6_3_,2_5_7-.6-4

LIABILI'l'IES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check---Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnecrvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e-sBonds Borrowed------------Other LiabilitieS-------------

25,000.00 none
15,000.00 3,422.94 none none
82,688.69 none
36,707.97 none none
279.82 none none none
none none none 158.22

Total ------------------------$ 163,257.64

STATEMENT Showing Condition at Close of Business December 28, J923
of the

BANK OF REX Rex, Ga.

President, W. C. ESTES

Vice-President, WALTER ESTES Cashier, WALTER ESTES

RESOURCES:

Time Loans and Discounts----$ 37,699.54

Demand Loans--------------United States Securities_____ _

none none

State of Georgia Bonds_____ _

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

none

Banking House---------------

1, 750.00

Furniture and Fixtures______ _

1, 750.00

Other Real Estate Owned____ 13,000.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Ca,sh in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_

3,822.02 none

Advances on Cotton----------

none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none none

Other Checks and Cash Items_

224.08

Letters of Credit and Accept-

ances ------------------.-~-

none

Overdrafts (if any)-----------

none

- - - - - Other Assets_________________

724.66

Total ------------------------$ 58,970.30

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits_________ Cashier's Checks------------Certified Checks-------------Bills Payable----------~----- Notes and Bi!l.s Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Io-nw-t-ee-dr-e_-s_-t_-_a-_n-_d-_-_T-_a-_-x_-_e-s_ Other Liabilities-------------
rota! --------------------- ---~

15,000.00 none
10,000.00 1,503.35 none none
13,924.01 none
3,695.75 none none 2,56 none
8,500.00 none
none 338.25 none 6,006.38
58,970.30

DEPARTMENT OF BANKING

221

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

RIDNE BANKING CO. Rhine, Ga.

President, J. D. COOPER

Vice-President, J. J. HARRELL Cashier, S. B. BROWN

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 70,751.24

UDnemiteadndStLatoeasnSse--c-u-r-it-i-e-s-_-_-_-_-_-_-

none 640.29

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

900.00

Other Stocks and Bonds------

none

BFuanrnkiitnugreHaonudseF-i-x-t-u-r-e-s-_-_-_-_-_-_--_

none 2,933.18

Other Real Estate Owned----

7,800.96

Due from Federal Reserve

Bank ----------------------

1,222.11

Due from Other Approved .Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_

5, 723.82 500.00

Advances on Cotton----------

none

Adv&nces on Other Commodi-

Chteiecsks--fo--r -C--l-e-a-r-in-g---H-o--u-s-e------

987.12 none

Other Checks and Cash Items_

180.:26

Letters of Credit and Accept-

ances -------------------~Overdrafts (if any)-----------

none none

Other

Assets--

--

---

---

--

---

---

-

none
--

Total ------------------------$ 91,638.98

Capital Stock Paid In--------~ Amount Reserved for Branches USunrdpilvuids ed--P-r-o--fi-t-s-_-_-_-_-_-_-__-_-_-_-_-_DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit S'l'aimviengCserDtiefpicoastietso__f _D__e_p_o__s_iL__-_Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a--x-e-s Bonds Borrowed------------Other Liabilities-------------
Total ------------------------'

25,000.00 none
4,500.00 2, 786.46
none none 24,813.91 none 9,948.71 none none 227.59 56.59 2,500.00 21,805.72
none none none none
91,638.98

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

RICHLAND STATE BANK Richland and Omaha, Ga.

President, JAS. E. FRENCH

Vice-President, R. J. DIXOIN

Cashier, W. L. DeJARNETTE

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia Bonds______
Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures______ _ Other Real Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other CommodiC ht ei ecsk s - f-o-r- -C- -l-e-a-r i-n-g- - -H-o-u- s-e- -__- -_ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------Overdrafts (if any)----------Other Assets_________________

320,621.90 none none none none
1,665.00 7,000.00 3.812.13 29,871.20
none
30,187.44 18.50
930.34
none 1,147.29
62.50
none none 16,405.50

Total -------------------------$-4_1_1_,7_2_1-.8-o

LIABILITIJ!]S:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Cel"tificate of DeposiL-Savings DepositB------------CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and BiUs Rediscounted_ Letters of Credit and AcceptRBeoasnnedrcsveesBf-oo-rr-rI-on-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a_-x_-_-e-s_
Other Liabilities-------------

50,000.00 15,000.00 10,000.00 ,2,183.85
none 16,584.97 108.986.99
8,500.00 90,173.72 12,639.95
8,617.01 1,425.25
none 79,025.40
8,247.78
none none none 336.88

Total ------------------------$ 411,721.80

222

FouRTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF RINGGOLD

Ringgold, Ga.

President, M .. W. MURPHY

Vice-President, W. H. TRUNDLE

Cashier, OLEN N. MERRITT

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------l}nited States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and BondS------Banking House--------------Furniture and Fixtures------Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________ Advances on Other Commodi-, Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ OthP.r Checks and Cash ItemsLetters of Credit and AcceptO0.tahenercdrersaAfst-ss-e-t(-sif-_-_a-_n-_-_y-_)-_--_--_--_--_--_--_--_-_--_----_
Total ------------------------$

137,946.96 4,358.57 none none none 3, 725.00 2,139. 7 4 2, 780.03 none
none
36,835.21 none none
none none 139.40
none 226.69 3,936.65
192,088.25

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid_____________ Due to Bank.s________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
CT raus hs ti e rF' su nCdheDcle<:ps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bi!l.s Rediscounted_ Letters of Credit and Ac<"ept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other Liabilities-------------

25,000.00 none
5,000.00 9,670.79
352.00 none
74,226.01 none
33,868.59 22,054.55 21,630.61
285.70 none none none
none none none none

Total ------------------------$ 192,088.25

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF ROBERTA Roberta, Ga.

President, E. L. McGEE

Vice-President, J. E. L. JOHNSON Cashier, .TNO. E. McGEE

RESOURCES:

TDiemmea nLdo a nLso aannsd_ _D_ _i s_c_o_ u_ _n_t_s __ ______$

37,977.38 2,793.47

United Sta-tes Securities------

none

State of Georgia Bonds------

none

Stuck in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_-_-

none none

Furniture and Fixtures_______

1,322.40

Other Real Estate Owned____

1,214.50

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton _________ _

9,220.08 none
1, 708.19

Advances on Other Commodi-

C'htieecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

10,748.80 1,685.32

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any)-----------

587.l!

- - - - - Other Assets-----------------

none

Total ------------------------ 67,257.25

LIABILITIES: Capital Stock Paid In________$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ TCraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities_____________
Total ------------------------

15,000.00 none
5,000.00 2,608.49
none 242.53 30,531.49
none 13,626.71
none none 248.03 none none none
none none none none
67,257.25

DEPARTMENT OF BANKING

223

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CRAWFO~D COUNTY BANK Roberta, Ga.

President, ROBT. E. AVERA

Vice-President, BEN F. WALKER

Cashier, W. T. BANKSTON

RESOURCES:

Time Loans and DiscountS----~ 46,881.09

Demand Loans--------------United States Securities------

8,509.63 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds--- ---

none

Banking House---------------

2,150.00

Furniture and Fixtures_______

1,105.00

Other Real Estate Owned----

none

Due from Federal Reserve

D uBea fnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--

none

serve Agents and Cash in

Vaults -------------------ADduve afnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_-

22,198.75 none
6,333.48

Advances on Other Commodi-

C ht ei ecsk s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_

93.57 875.88

Other Checks and Cash Items-

72.58

Letters of Credit and Accept-

- - - - Ovaenrcdersaft-s--(-i-f-a-n--y)-_-_-_-_-_-_-_-_-_-_-_-
Other Assets_________________

none 166.90 none

Total ------------------------$ 88,376.88

LIABILITIES: Ca.pital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-ts-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _
Total ------------------------$

15,000.00 none
6,000.00 131.01 none none
26,127.48 none
24,816.61 none
16,215.18 86.60 none none none
none none none none
88,376.88

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF ROCHEIJ..E Rochelle, Ga.

President, H. MASHBURN

Vice-President, J. D. FITZGERALD

Cashier, LEROY G. TIPPINS

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds------BFuanrnkiitnugreHaonudsFe-ix--t-u-r-e-s-_-_-_-_-_-_-_Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------DAudevafnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_-
Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n- -y-)---------------------Other Assets-----------------
Total ------------------------$

163,102.43 none none none none none none
2,453.05 18,279.50
none
31,321.65 none
7,357.62
none 903.83
none
none nane none
223,418.08

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ 5avings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept- RBeoasnnedcrsve se Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a_-n_-d_- _-T_-a_-x_-_e- -s_ Other Liabilities_____________

25,000.00 none
25,000.00 6,087.25 none none
109,556.55 none
25,274.28 none none none none
32,500.00 none
none none none none

Total ------------------------$ 223,418.08

224

ForRTH ANNeAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF ROCKY FORD

Rocky Ford, Ga.

President, ARTHUR BURKE

Vice-President, W. H. PARKER

Cashier, THOS. PARKER

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 103,698.85

Demand Loans---------------

none

United States Securities-----State of Georgia Bonds______

none none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

1,500.00

Banking House---------~----Furniture and Fixtures______ _ Other Real Estate Owned____

1,667. 79
2,284.26 none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_

35,113.21 8,668.15

Advances on Cotton----------

none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i-f -a-n-y-)-_-_-_-_-_-_-_-_-_- _- -_

nnoonnee

Other Assets_________________

2,000.00

-----

Total ------------------------$ 154,932.26

Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check---Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedrcsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other Liabilities-------------

15,000.00 none
15,000.00 403.40 312.00 none
71,085.37 none
52,515.48 none none
616.01 none none none
none none none none

Total ------------------------$ 154,932.26

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE ROCKMART BANK Rockmart, Ga.

President, A. H. GRAEFER

Vice-Presidents, S. D. LEE, J. A. FAMBRO

Cashier, H. P. FAMBRO

RESOURCES:

Time Loans and Discounts____ $ 248,758.69

Demand Loans--------------United States Securities______

5,777. 72 1,000.00

State of Georgia Bonds------

none

Stock In Federal Reserve Bank Other Stocks and Bonds------

none ,225.00

Banking House--------------Furniture and Fixtures ______ _

10,000.00 3,745.00

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------ADduve afnrcoems oOnthCeor ttBoann__k_s_-_-_-_-_-_-_-

75,571.01
32,500.00 none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 531.05

Other Checks and Cash Items_

TIO:l8

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

n11ne 61.31

- - - - - Other Assets-----------------

3,722.54

Total ------------------------f 381,892.32

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__-_--_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso__f _D__e_p_o__s_iL__-_-
Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptReasnecrvese f-o-r--I-n-t-e-r-e-s-t -a-n-d--T--a-x-e-s Bonds Borrowed------------Other LiabilitieS-------------

30,000.00 none
10,000.00 6,733.89 56.00 none
167,328.36 none
51,791.55 115,922.27
none 60.25 none none none
none none none none

Total ------------------------~ 381,892.32

DEPARTMENT OF BANKING

225

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS BANK Rome, Ga.

President, W. M. HARDY

Vice-President, J. H. 0 'NEILL

Cashier, W. H. FOSTER

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 176,532.85

Demand Loans--------------United Sta.tes Securities______

12,714.86 13,420.88

State of Georgia Bonds-----Stock in Federal Reserve Bank

none none

OBathnekrinSgtoHckosusaen_d___B_o_n_d_s_-_-_-_-_-_-_Furniture and Fixtures_______

4,025.90 28,643.75
2,803.01

Other Real Estate Owned____

4,220.98

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

IJuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_ Advances on. Cotton_________ _

25,194.95 275.18
none

Advances on Other Commodities -----------------------
Checks for Clearing House __ _

none none

Other Checks and Cash Items-

2,433.99

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)----------Other Assets_________________

none none
9.86

----

Total ------------------------$ 270,276.21

Ca.pital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ DIYidends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------TCraushstieFr'sunCd hDecekps_o_s_i_ts_-_-_-_-_-_-_-_-_Certified Checks______________ Bills Payable_________________
Notes and Bills Rediscounted_ Letters of Credit and Accept-
RBeoasnnedcrsve se Bf-oo-rr-r o-I n-w-tee-dr-e-_s-_t-_-_a_-n_-d_- _-T_-a_-x_-_-e-s_
Other LiabilitieS-------------

50,000.00 none
10,000.00 10,240.92
none none 119,399.15 1,351.94 6,578.36 71,084.64 none 1,621.21! none :qone none
none none none none

Total ------------------------$ 270,276.21

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

FLOYD COUNTY BANK

Rome, Ga.

President, H. E. KELLEY

Cashier, G. C. BYARS

RESOURCES:

Time Loans and Discounts----$ 310,631.55

Demand Loans---------------

3,070.00

United States Securities------ 41,750.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------ 13,007.40

Banking House--------------Furniture and Fixtures_______

none 2,003.65

Other Real Estate Owned____

5,200.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

100,821.86 1,007.61 none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

none 4,542.64

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

OOvt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

336.11 none

-----

Total ------------------------$ 482,370.82

LIABILITIES:

Capital Stock Paid In________ $ Amount Reserved for Branches

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_

DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-

Deposits Subject to Check____
Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-

CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-

BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-

Notes and Bills RediscountedLetters of Credit and Accept-

Rea~nercvees Bonds

Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a_-n_-d_-_-T_-a_-x_-_e-

-s _

Other Liabilities-------------

50,000.00 none
7,000.00 5,543.44
none none 353,287.63 none none 66,206.75 none 33.00 none none none
none 300.00
none none

Total ------------------------$

226

FouRTH AN~UAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF ROOPVILLE Roopville, Ga.
President, J. W. PENTECOST Cashier, R. E. DEAN

Vice-President, J. T. VEAL

RESOURCES:

Time Loans and Discounts----~ Demand LoanS--------------United States Securities______ State of. Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures------Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVe-aufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_
Advances on Cotton---------Advances on Other Commodi-
C ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_ Other Checks and Cash Items_ Letters of Credit and Accept-

54,748.93 105.51 none none none none
2,599.48 2,552.50 4,946.14
none
13,232.18 4,000.00 none
none 608.87
none

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

7,89n2o.n83e

Other Assets_________________

4,077.44

----

Total ------------------------$ 94,763.88

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid------------Due to BankS---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ TCraus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLE:tters of Credit and AcceptReasnercvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e-sBonds Borrowed------------Other Liabilities-------------
Total ------------------------$

15,000.00 none
5,000.00 none none none
60,837.15 1,430.00 9,804.09 none 1,812.17 46.52 none 800.00 none
none none none 33.95
94,763.88

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS BANK OF ROSWELL Roswell, Ga.

President, H. P. CARPENTER

Vice-President, C. B. DORRIS

Cashier, C. C. FOWLER

RESOURCES:

Time Loans and Discounts----$ 81,117.91

Demand Loans--------------United States Securities______

5,664.31 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and BondS------

none

BFuanrnkiitnugreHaonudseF-ix--t-u-r-e-s-_-_-_-_-_-_--_

none 1, 762.32

Other Real Estate Owned----

2,922.68

Due from Federal Reserve

D uBeafnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--

none

serve Agents and Cash in

Vaults -------------------DAudevafnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_-

40,539.97 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none none

Other Checks and Cash Items_

260.38

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

none 258.92

- - - - - Other Assets-----------------

37.00

Total ------------------------$ 132,563.49

LIABILITmS:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_Certified CheckS-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnendrcsveesBf-oo-rr-roI-n-w-tee-dr-e_-s_-t_-_-a_-n_-d_-_-T_-a_-x_-_e-s-_ Other Liabilities-------------

21,000.00 none
3,185.70 6,485.11
none 3,092.98 61,056.29
none 37,153.03
none none 590.38 none none none
none none none none

Total ------------------------$ 132,563.49

DEPARTMENT OF BANKING

227

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

ROSWELL BANK Roswell, Ga.

President, C. C. FOSTER

Vice-President, J. J. SPALDING Cashier, J. H. FOSTER

RESOURCES:

Time Loans and Discounts----$ 55,510.69

Demand Loans--------------- 11,191.76

u"nited States Securities_____ _ 45,601.70

State of Georgia Bonds______

none-

Stock in Federal Reserve Bank

none

Other Stocks and Bonds_____ _ 13,637.50

BFuanrnkiitnugreHaonudseF-i-x-t-u-r-e-s-_-_-_-_-_-_--_

none 603.39

Other Real Estate Owned___ _

1,441.87

Due from Federal Reserve

D uBeafnrko m- - -O- t-h-e-r- -A- -p-p-r-o-v-e-d- -R- -e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-__-_-_-_--_

173,391.55 none

Advances on Cotton----------

none

Advances on Other Commodi-

C ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o- -u-s-e------

none 495.42

Other Checks and Cash Items-

1, 718.25

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-__-_-_-_--_

none 142.78

- - - - Other Assets-----------------

none

Total ------------------------$ 303,734.91

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-__-_-_--_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit .Time Certificate of Deposit_ __ Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________ Bills Payable_________________
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnendrcsveesBf-oo-rr-roI-nw-t-ee-dr-e_-s_-t_-_-a_-n_-d_-_-T_-a_-x_-_e-s_Other Liabilities_____________

25,000.00 none
25,000.00 9,857.67 6.00 none
182,663.79 none
55,234.94 none none
5,815.12 none none none
none 157.39 none none

Total ------------------------$ 303,734.91

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE FARMERS BANK Royston, Ga.

President, Wm. D. BOWERS

Vice-President,L. N. McWHORTER

Cashier, A. E. REESE

RESOURCES:
Time Loans and Discounts----$ UDnemiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_-_State of Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and Bonds.:._____ BFuanrnkiitnugreHaonudseF-ix--t-u-r-e-s-_-_-_-_-_-_--_ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_ Ad,ances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i-f -a-n- -y-)---------------------Other Assets-----------------
Total ------------------------f

176,191.60 none none none none none
4,216.41 3,159.31
none
none
45,464.21 none
4,301.58
none 791.40
none
none none none
1234,124.51

LIABILITIES:
Capital Stock Paid In________ ~ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ _- _- _-_-_- -_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ STarvuisntgsFuDndepDoseiptoSs-i-ts--_-_-_-_-_-_-_-_-_Cashier's Checks_____________ Certified Checks______________
Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
Reasnecrvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------

30,300.00 none
7,500.00 6,683.13 2,440.00
none 136,945.07
none 50,007.47
none none 248.84 none none none
none none none none

Total ---~---------------------f 1234,124.~

228

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

ROYSTON BANK Royston, Ga.

President, LUTHER BOND

Vice-President, R.M. TURNER

Cashier, J. FRANK LEE

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-__-_-_-_-_--_ Advances on Cotton__________
Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OOtvheerrdrAafstsset(si_f _a_n__y_)_-_-_-_-_-_-_-_-_-_-_-

292,075.04 25,227.50 none none 2,700.00 1,480.00 8,240.69 4,305.12 16,057.00
24,962.60
28,967.73 none
7 4,843.21
3,235.40 24.33
785.67
none none 32.36

Total ------------------------1 482,936.65

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches
SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid____________ _
I:?ue to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__si_t_-_-_-
CTarushstierF'sunCdhDecekps o__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks _____________ _ Bills Payable ________________ _ Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvese Bf-oo-rr-r-Io-nw-t-ee-rd-e_-s_-t_-_a-_n-_d-_-_T-_-a_-x_-_e-s_
Other Liabilities-------------

60,000.00 none
30,000.00 12,238.48
70.00 none 249,133.85 none 130,346.68 none none 1,115.93 none none none
none none none 31.71

Total ------------------------1 482,936.65

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF RUTLEDGE Rutledge, Ga.

President, R. W. WALLACE

Vice-Presidents, M. L. WALLACE, E. C. PONDER

Cashier, THOS PEACOCK

RESOURCES:

Time Loans and Discounts____ $ 97,246.33

Demand Loans--------------United States Securities______

7,355.43 none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

none

Banking House---------------

1,000.00

Furniture and Fixtures------Other Real Estate Owned___ _

600.00 22,273.13

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults --------------------ADduve afnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_--_

50,840.74 none
2,010. 76

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

1,107.51 756.64

Other Checks and Cash Items-

6,917.57

Letters of Credit and Accept-

ances ---------------------

none

OOtvheerrdrAafstsset(sIf__a_n__y_)_-_-_-_-_-_-_-_-.-_-__-

6n32o.n98e

-----

Total ------------------------1 190,741.09

LIABILITil<;S:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_CTraushstierF'sunCdhDecekps o__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters. of Credit and Accept-
ances -------------------~RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------

50,000.00 none
25,000.00 none none none
79,318.12 none
33,475.00 2,293.58 none 654.39 none none none
none none none none

Total ------------------------$ 190,741.09

DEPARTMENT OF BANKING

229

STATEMENT Showing Condition at Close of Business December 28, 1923
of the THE BANK OF CAMDEN COUNTY

President, C. A. TAYLOR

St. Marys, Ga. Vice-President, G. W. BRANDON
Cashier, J. F. HUGHES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 71,610.26

Demand Loans--------------United States Securities______

5,000.00 4,000.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

none 3,688.53

Furniture and Fixtures_______

12,7 44.26

Other Real Estate Owned___ _

613.00

Due from Federal Reserve

Bank ---------------------Due from Oth"r Approved Re-

none

serve Agents and Cash in

, a nits -------------------Due from Other Banks_______ Advances on Cotton__________

20,555.49 1,338.83 none

Advances on Other Commodi-

C htei ecsk s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

none 1,507.26

Other Checks and Cash Items_

628.57

Letters of Credit and Accept-

ances --------------------OO tvheerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

none 443.17 none

-----

Total ------------------------f 112,129.37

Capital Stock Paid In--------$ Amount Reserved for Branches
US unrdpilvui sd e d- -P-r-o-f-i-t -s -_-_-_-_-_-_-_ -_ _- _- _- _- -_
DDiu>eidteondBs aUnknsp_a_i_d_-__-_-_--_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr r oI nwt eedr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other Liabilities-------------

15,000.00 none
10,000.00 173.59 none none
41,293.63 none
18,690.41 6, 763.05 none 823.66 none 6,020.00
13,365.03
none none none none

Total ------------------------f 112,129.37

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

BANK OF SALE CITY Sale City, Ga.

President, L. 0. BENTON

Cashier, A. N. HILL

RESOURCES:

Time Loans and DiscountS----~ 11,650.30

Demand Loans--------------United States Securities______

none none

State of Georgia Bonds-----Stock in Federal Reserve Bank

none none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

none 425.00

Furniture and Fixtures_______

807.80

Other Real Estate Owned____

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other Banks_______ Advances on Cotton__________

6,598.99 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (If any)-----------

none

Other Assets------------------ - -1, 7-50.-86

Total ------------------------$ 21,232.95

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ DPmand Certificates of Deposit Time Certificate of Deposit __ _ i'avings Deposits_____________ Trust Fund Deposits--------Cashier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------------Other Liabilities-------------
Total------------------------$

15,000.00 none
117.30 none none none
5,861.69 none none none none
253.96 none none none
none none none none
21,232.95

1

230

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE CITIZENS BANK Sandersville, Ga.

President, W. A. WRAY, JR.

Vice-President, D. B. MITCHELL, JR.

Cashier, H. I. BRIDGES

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 194,372.19

Demand Loans--------------- 13,836.18

United States Securities______

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o_n__d_S_-_-_-_-_--_

13,000.00 none

Furniture and Fixtures_______

6,054.62

Other Real Estate Owned___ _

1,190.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

14,546.41 none

Advances on Cotton__________

none

Advances on Other Commodi-

C ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

OOvtahenercrdersAafst-ss-e-t(-si-f_-_a-_n-_-_y-_)-_--_--_--_--_--_--_--_-_--_----_

none 1,693.25
none

----

Total ------------------------$ 244,692.65

Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________

Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit 'l'ime Certificate of Deposit__ _ S'avings Deposits_____________

CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_-

CBeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-

Notes and Bills Rediscounted-

Letters of Credit and Accept-

RBeoasnnedcrsvees

-------------------~-
BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_

Other Liabilities-------------

50,000.00 none
33,818.31 none none none
44,298.98 none
27,404.99 none none
608.20 none
88,562.17 none
none none none none

Total ------------------------$ 244,692.65

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE PEOPLES BANK

President, W. D. BELL

Sardis, Ga. Vice-President, W. W. HILLIS
Cashier, M. P. CHANCE

RESOURCES:

Time Loans and Discounts----$ 64,954.89

Demand LoanS--------------United States Securities______

none none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

950.00

BOathnekrinSgtoHcoksusaen_d___B_o_n__d_S_-_-_-_-_-_-

none 4,825.00

Furniture and Fixtures______ _

none

Other Real Estate Owned____

none

Due from Federal Reserve

Bank ----------------------

1, 785.45

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

5,123.98 1,380.88
16,592.23

Advances on Other Commodi-

ties -----------------------

none

Checks for Clearing House---

none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances ---------------------

none

OOtvheerrdrAafstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_-

_-
-

-

1,163.16
- -no-ne

Total ------------------------$ 96,775.59

LIABILITil<:S:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s-_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid ____________ _ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ TCraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_BClelrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedrcsveesBf-oo-rr-rI-on-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x_-_-e-s_ Other Liabilities_____________
Total ------------------------$

25,000.00 none
6,000.00 14,900.64
none none 40,476.82 none 1, 796.49 none none 469.22 none none 8,132.42 none none none none
96,775.59

DEPARTMENT OF BANKING

231

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, C. C. BRIM

BANK OF SASSER Sasser, Ga.
Cashier, B. H. HILL

Vice-President, J. C. JOINEH

RESOURCES:

Time Loans and Discounts____ f 74,373.44

Demand Loans--------------United States Securities------

225.00 5,300.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

1, 750,00

Other Stocks and Bonds------

675.00

Banking House--------------Furniture and Fixtures______ _

2,192.50 4,000.00

Other Real Estate Owned___ _

none

Due from Federal Reserve

D uBeafnrko m- - -O- t-h-e- r- -A- -p-p-r-o-v-e-d- -R- e- --

5,653.03

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-__-_-_--_

65,685.08 none

Advances on Cotton----------

472.19

Advances on Other Commodi-

Chtieecsks--fo--r -C--l-e-a-r-in-g--H--o-u--s-e------

none 81.55

Other Checks and Cash Items-

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-if--a-n-y-)--_-_-_-_-_-_-__-_-_~-_

none 215.19

- - - - - Ot11.er Assets-----------------

none

Total ------------------------~ 160,622.98

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid------------DDueepotsoitsBSaunbkjesc--t -t-o--C--h-e-c-k-_-_-_--_ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------Certified CheckS-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
Reasnecrvese f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------

25,000.00 none
32,500.0~
4, 763.36 none none
90,903.21 none
7,405.73 none none 50.68 none none none
none none none none

Total ------------------------~ 160,622.98

232

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS & SOUTHERN BANK, SAVANNAH, GA. AND ITS BRANCHES

(Consolidated) As Called for by the Superintendent of Banks

PARENT

President, MILLS B. LANE

Vice-Presidents, GORDON L. GROOVER, Wm.

MURPHY

Vice-President and Cashier, W. B. SPANN, JR.

LIBERTY STREET BRANCH, SAVANNAH, GA.

President, MILLS B. LANE

Vice-President, R. L. DENMARK

Vice-President and Cashier, E. L. SCHIRM Assistant Cashier, F. T. NICHOLS, JR.

MARIETTA STREET OFFICE, ATLANTA, GA. President, MILLS B. LANE Executive Manager, W. W. BANKS Vice--Presidents,
A. M. BERGSTROM, T. C. ERWIN, H. LANE YOUNG, W. V. CROWLEY

Cashier, HENRY S. COHEN

CENTRAL OFFICE, ATLANTA, GA.

President, MILLS B. LANE

Vice-Presidents, A. M. BERGSTROM, HENRY C.

HEINZ, CARL H. LEWIS

Cashier, THO'S. I. MILLER

MITCHELL STREET OFFICE, ATLANTA, GA.

Vice-Presidents, H. S. COHEN, A. .J. S'riTT

Cashier, C. E. SHEPPARD

TENTH STREET OFFICE, ATLANTA, GA.

Cashier, E. T. .JOHNSON

President, MILLS B. LANE

AUGUSTA, GA. Vice-Presidents, I. S. FERGUSON, T. G. TARVER Cashier, H. HAL HILL
MACON, GA.

President, MILLS B. LANE

Vice-Presidents, E. C. SCOTT, GEO. B. CLARKE

Cashier, A. E. BIRD, .JR.

RESOURCES:

Time Loans and Discounts----$37,368,395.66

Demand Loans--------------- 11,101,063.97 United States Securities______ 144,360.94

State of Georgia Bonds------

none

Stock in Federal Reserve Bank 165,000.00

Other Stocks and Bonds______ 2,025,195.00

Banking House_______________ 680,178.14

Furniture and Fixtures------- 408,582.72

Other Real Estate Owned---- 444,302.69

Due from Federal Reserve

Bank ---------------------- 6,178,485.44 Due from Other Approved Re-

serve Agents and Ca.sh in

Vaults -------------------- 1,811,434.39 Due from Other Banks_______ 5,044,516.81

Advances on Cotton__________

none

Advances on Other Commodi-

ties -----------------------

none

Checks for Clearing House___ 1,727,476.58

Other Checks and Cash Items_ 96,371.8:2

Letters of Credit and Accept- ""

ances -------------------,-- 4,499,597.91 Overdrafts (if any)___________ 32,279.27

Other Assets----------------- 512,363.36

LIABILITHJS:

Capital Stock Paid In______ _:_$ 3,000.000.00

Amount Reserved for Branches

none

Surplus --------------------- 2,500,000.00 Undivided Profits_____________ 335,288.92

Dividends Unpaid_____________ 27,774.00 Due to Banks________________ 11,322,095.86

Deposits Subject to Check____ 21,120,819.31

Domand Certificates of Deposit

none

Time Certificate of Deposit--- 1,465,163.37

Savings 'l'rust F

Deposits-------------1 und Deposits_________

9'143745

962.97 951.78

Cashier's Checks_____________ 126:114.42

Certified Checks-------------Bills Payable_________________

62,872.40 none

Notes and Bills Rediscounted_ 7,632,806.02 Letters of Credit and Accept-

ances --------------------- 4,499,597.91 Reserve for Interest and Taxes 321,085.33

Bonds Borrowed-------------

none

Other Liabilities_____________ 215,072.41

Total ------------------------$72,239,604.70 Total ------------------------$72,239,604.70

DEPARTMENT OF BANKING

233

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS TRUST CO. Savannah, Ga.

President, HUGO I. FRANK

Vice-President, GRAS. P. ROWLAND

Secretary, D. W. ANDREWS

RESOURCES:

Time Loans and Discounts----$ 1,084,185.31

Demand Loans--------------- 213,145.63

United States Securities------ 10,000.00

State of Georgia BondS------

none

Stock in Federal Reserve Bank 11,250.00

Other Stocks and BondS-----Banking House_______________

7,015.00 60,000.00

Furniture and Fixtures-------

6,010.31

Other Real Estate Owned____

none

Due from Federal Reserve

D uBea nf rko m- - -O- t-h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--

66,862.21

serve Agents and Cash in

Vaults -------------------DAudve afnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_-

129,957.28 20,590.64 none

Advances on Other Commodi-

Chteiecsks--fo--r -C--l-e-a-r-in-g---H-o-u--se--__--_

none 1,566.48

Other Checks and Cash Items_

805.83

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_

990.60 4.15

Other Assets----------------- 643,050.44

Total ------------------------$ 2,255,433.88

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USur rdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks_____________ Certified Checks______________ Bills Payable_________________
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

300,000.00 50,000.00 75,000.00 49,383.86 4,221.00
189,007.86 586,816.59
4,850.75 38,500.00 441,610.5,2 38,137.71
720.66 311.62 75,000.00 398,800.49
990.60 2,082.22
none none

Total ----------------------~-~ 2,255,433.88

STATEMENT Showing Condition at Close of Business December 28, 1923
of the EXCHANGE BANK OF SAVANNAH
Savannah, Ga.

President, A. J. GARFUNKEL

Vice-President, JOHN J. POWERS

Cashier, JNO. J. PO'WERS

RESOURCES:

Time Loans and Discounts----~ 1,674,340.95

Demand Loans--------------- 281,034.47

United States Securities------

2,800.00

State of Georgia Bonds-----Stock in Federal Reserve Bank

none none

Other Stocks and BondS-----Banking House_______________

2,250.00 none

Furniture and Fixtures------- 170,742.95

Other Real Estate Owned---Due from Federal Reserve

66,810.95

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other Banks------Advances on Cotton__________

285,048.24 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House___

none none

Other Checks and Cash Items_

8,862.96

Letters of Credit and Accept-

ances ------------------- __ Overdrafts (if any)___________

none 1,098.33

Other Assets-----------------

none

'l'otal ------------------------ ~ 2 49 2, 988.85.

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dhidends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-~a vings Deposits____________ _
CTraushstierF'sunCd hDecekps_o_s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
RBeoasnnedcrsve se Bf-oo-rr-r oI-n-w-t ee-dr-e_-s_-t_- _-a_-n_-d_-_-T_-a_-x_-_e- -s_ Other Liabilities_____________

250,000.00 none
100,000.00 4:2,687.37 3,943.00 35,723.58
813,759.93 332,196.68
6,500.00 856,021.96
none 137.06 1,356.02
none none
none 9,050.00
none 41,613.25

Total ------------------------ t 2 49 2,9 8~

234

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of 'the

GEORGIA STATE SAVINGS ASSOCIATION

Savannah, Ga.

President, HENRY BLUN

Vice-President, J. F. BUCKNER

Secretary, E. B. PATRICK

RESOURCES:

Time Loans and Discounts----$ 4,344,281.73

Demand Loans--------------- 15,419.33

United States Securities------ 72,2!1.4.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------ 10,000.00

Banking House--------------- 75,000.00

Furniture and Fixtures_______

1,312.95

Other Real Estate Owned____ 66,137.53

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-__-_-_-_-_--_ Advances on Cotton__________

739,510.94 none none

Advances on Other Commodi-

ties -----------------------

none

Checks for Clearing House---

864.01

Other Checks and Cash Items_

898.00

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-if--a-n-y--) -_-_-_-_-_-__-_-_-_--_

none none

Other Assets-----------------

631.25

Total ------------------------$ 5,326,349.74

LIABILITIES:

Capital Stock Paid In--------$ 325,000.00

Amount Reserved for Branches

none

Surplus --------------------- 325,000.00

DUinvdidiveinddesd UPnrpoafiidtS__-_-_--_-_-_-_-_-_-_-_-_-

312,809.13 none

Due to Banks----------------

none

Deposits Subject to Check___ _

none

Demand Certificates of Deposit

none

Time Certificate of Deposit-__ 2,591,508. 71

Savings DepositS------------- 1,666,385.34

Trust Fund Deposits---------

none

Cashier's Checks-------------

1,278.75

BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-

3,348. 75 none

Notes and Bills Rediscounted_

none

Letters of Credit and Accept-

Reasenrcvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x--e-s

none 44,375.33

Bonds Borrowed-------------

none

Other Liabilities------------- 56,643.73

Total ------------------------$ 5,326,349. 74

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

LIBERTY BANK AND TRUST CO.

Savannah, Ga.

President, HENRY BLUN

Vice-President, HAL H. BACON

RESOURCES:

Time Loans and Discounts----$ 1,766,285.82

Demand Loans--------------- 469,466.26

United States Securities______

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank 19,500.00

Other Stocks and Bonds------ 740,742.89 Banking House_______________ 250,000.00

Furniture and Fixtures_______

none

Other Real Estate Owned---- 41,682.61

Due from Federal Reserve

Bank ---------------------- 151,625.31 Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _

272,556.44 70,886.54 none

Advances on Other Commodities -----------------------
Checks for Clearing House__ _

none none

Other Checks and Cash Items-

4,181.48

Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_

none 5,969.91

Other Assets-----------------

638.41

Total ------------------------$ 3,793,535.67

LIABILITIES:

Capital Stock Paid In--------$ 300,000.00

Amount Reserved for Branches

none

SUunrdpilvui sd e d- -P-r-o-f-i-t-s-_-_-_-_-_ -_ -_ _- _- _- _-_- -_

350,000.00 203,862.02

Dividends Unpaid-------------

1,253.00

Due to Banks---------------- 360,151.95 Deposits Subject to Check___ _ 1,124,720.31

Demand Certificates of Deposit 71,911.71

Time Certificate of Deposit- __ 248,840.82

Savings Deposits------------- 1,088,235.52

CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_-

none none

BCeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-

992.19 none

Notes and Bills Rediscounted_

none

Letters of Credit and Accept-

RBeoasnnedrcsvees Bf-oo-rr-r-Ion-w-t ee- d-r e-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_

none none none

Other LiabilitieS------------- 43,568.15

Total --- ---------------------~ 3, 793,535.67

DEPARTMENT OF BANKING

235

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

SAVANNAH BANK AND TRUST CO. Savannah, Ga.

President, COURTNEY THORPE JOHN J. CORNELL

Vice-Presidents, M. D. P APY, F. W. CLARKE, Cashier, C. W. COOLIDGE

RESOURCES:

Time Loans and Discounts----* 3,665,457.79

Demand Loans--------------- 2,348,453.78

United States Securities------ . 2,370.50

State of Georgia Bonds------

none

Stock in Federal Reserve Bank 42,000.00

Other Stocks and Bonds------ 396,668.75

Banking House--------------- 518,535.55

Furniture and Fixtures_______

none

Other Real Estate Owned---- 11,016.47

Due from Federal Reserve

Hank ---------------------- 294,286.82

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-__-_-_-_-_--_ Advances on Cotton__________

681,627.65 271,177.49
none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none none

Other Checks and Cash Items_

1,675.63

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i-f -a-n- -y-)-------- ---------------

685,190.32 6,358.99

Other Assets-----------------

none

Total ------------------------~ 8,924,819. 74

LIABILITIES:

Capital Stock Paid In--------$ 700,000.00

Amount Reserved for Branches

none

US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ _- _- _- _-_-_- -_ Dividends Unpaid_____________ Due to Banks________________

700,000.00
194,531.02 123.50
774,205.87

Deposits Subject to Check___ _ 2,356,305.45

Demand Certificates of Deposit 51,000.00

STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_it_-_-_-

71,242.20 1,499,050.44

TCraus hs ti e rF' su nCdh eDc ke,pa o_ _s_i_t s_-_-_-_-_-_-_-_- _-

139,110.07 none

Certified CheckS-------------- 36,214.74

Bills Payable----------------- 700,000.00 Notes and Bills Rediscounted- 1,009,552. 72 Letters of Credit and Accept-

Reasnecrvees

-------------------~-
for Interest and Taxes

Bonds Borrowed-------------

Other LiabilitieS-------------

619,645.06 none none
73,838.67

Total ------------------------~ 8,924,819. 7 4

STATEMENT Showing Condition at Close of Business December 28, 1923
of the WAGE EARNERS SAVINGS BANK
Savannah, Ga.
President, L. E. WILLIAMS Vice-Presidents, SOL C. JOHNSON, J. W. JAMERSON Cashier, R. A. HARPER

RESOURCES:

Time Loans and Discounts----$ DUenmiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_-_State of Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
D uBea nf rko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e-serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f-a-n-y--) -_-_-_-_-_-_-_-__-_-_
Other Assets----------------~

78:2,439.55 none
31,138.80 none none
159,975.00 86,212.23 10,554.48 29,278.86
none
21,711.14 none none
none 3,802.26
403.36
none none none

Total ------------------------$ 1,125,515.68

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of D,posit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_CTraushstierF'sunCd hDecekps_o_s_i_ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k__s_-_--_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedrcsvees Bf-oo-rr-r-Ion-w-tee-d-r e-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities-------------

50,000.00 none
25,000.00 6,818.09 633.60 none none none
243,500.00 713,555.98
none 959.49 657.57 83,500.00
none
none 890.95
none none

Total ------------------------$ 1,125,515.68

~~-

~--

~~

~~

~

-

~--~

236

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

BANK OF SCOTLAND

Scotland, Ga.

~resident, E. H. HERMANN

Vice~President, J. T. ELDER

Cashier, H. G. McALLISTER

RESOURCES:

LIABILITil!;S:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______
State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
VuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Othr Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checl<s and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f -t s- -(-i-f -a-n- y- -) -_-_-_-_-_-_-_-_-_-_-_ Other Assets_________________

97,790.36 3,275.00 none 633.55 none none 3,459.56 2,243. 76 4,874.85
none
41,004.92 none none
none none 95.80
none 4,894.61
none

Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
RBeoasnnedrcsveesBf-oo-rr-rIo-n-w-tee-dr-e_-s_-t_-_-a_-n_-d_-_-T_-a_-x_-_e-s-_ Other Liabilities_____________

125,000.00 none
5,000.00 14,583.57
none none 60,300.32 none 53,231.25 none none 157.27 none none none
none none none none

Total ------------------------~ 158,272.41 Total ------------------------~ 158,272.41

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS AND MERCHANTS BANK Senoia., Ga.

President, R. L. HARDY Vice-Presidents, C. C. McKNIGHT, L. L. HUTCHINSON,

R. W. FREEMAN

Ca.shier, H. G. HUTCHINSON

RESOURCES:
Time Loans and Discounts----~ Demand Loans--------------United States Securities-----State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o_n__d_S_-_-_-_-_-_Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a--n-k-s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other CommodiChteiecsks --fo--r -C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i-f -a-n- y- -) -_-_-_-_-_-_-_-_-_-_-_
Other Assets-----------------
Total ------------------------f

131,668.60 95,545.56 none none none 2,159.07 1,000.00 none 32,850.63
none
75,025.15 none
21,679.24
none none 2,848.77
none none none
362,777.02

LIABILITil!;S:

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_-
Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwt ee dr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other LiabilitieS-------------

50,000.00 none
50,000.00 21,575.35
124.00 none
131,925.22 none
108,540.14 none none
612.31 none none none
none none none none

Total ------------------------i 362,777.~

DEPARTMENT OF BANKING

237

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

CITIZENS BANK

President, D. N. HARVEY

Shady Dale, Ga. Vice-President, J. H. YOUNG
Cashier, 0. H. BANKS

RESOURCES:

Time Loans and Discounts----$ 36,898.12

Demand Loans--------------United States Securities______

10,043.73 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______

none none 7,168.99

Other Real Estate Owned----

2,000.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other Banks------Advances on Cotton__________

14,016.09 none none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-ri-n-g--H--o-u-s-e-_-_--_

none 206.50

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)----------Other Assets_________________

none none 405.00

----Total ------------------------$ 70,738.43

LIABILITIES:
Capital Stock Paid In--------~ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvese Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a_-n_-d_-_-T_-a_-x_-_e--s_ Other Liabilities-------------
Total ------------------------$

30,000.00 none none
1,403.21 none none
20,247.45 none
14,866.50 none
550.24 1,021.03
none 2, 65e.oo
none
none none none none
70,738.43

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF SHARON Sharon, Ga.

President, J. W. FALLIN

Vice-President, W. R. MOORE Cashier, 0. G. STONE

RESOURCES:

Time Loans and Discounts____ $ 80,495.45

Demand Loans---------------

3,000.00

United States Securities______

2,000.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks artd Bonds______

none

Banking House--------------Furniture and Fixtures_______

none 735.00

Other Real EHtate Owned____

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

60,528.52 none
433.37

Advances on Other Commodi-

ties ----------------------Checks for Clearing House__ _

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none 462.18

Other Assets-----------------

none

-----

Total ------------------------$ 147,654.52

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ _- _- _- _- _-_- -_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks______________ Bills Payable _________________
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee--dre-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other Liabilities-------------

15,000.00 none
,23,000.00 15,022.20
none none 66,578.17 none 128,054.15 none none none none none none
none none none none

Total ------------------------~ 147,654.52

238

FouRTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

President, J. R. COLE

SHARPSBURG BANKING CO. Sharpsburg, Ga. Vice-President, J. C. HARRIS

Cashier, L. S. McLEAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts..$ 27,055.94

Demand LoanS---------------

557.05

United States Securities......

none

State of Georgia Bonds.....

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o_n_d__s______

none 1,598.36

Furniture and Fixtures.....

1,222.22

Other Real Estate Owned...

none

Due from Federal Reserve

D uBeafnrko m- - -O- t-h-e-r- -A- -p-p-r-o-v-e-d- -R- e- --

none

serve Agents and Cash in

Vaults -------------------- 12,7 52.79

DAudve afnrcoems oOnthCeor tBtoann_k__s_._._._._-_-_-

615.75 none

Advances on Other Commodi-

Chteiecsks--fo--r -C--l-e-a-r-in-g---H-o-u--se--.-.-.

1,982.33 none

Other Checks and Cash Items.

15.14

Letters of Credit and Accept-

OOvtahenercrdersAafst-ss-e-t(-si-f_-_a-_n-_-_y-_)-_--_--_--_--_-_--_--_--_--_---_-

none 201.88 none

-----

Total ------------------------~ 46,001.46

Capital Stock Paid In.......$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check.. Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o_s_i_L___ CT raus hs ti e rF' su nCd hDe cekps o__s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted. Letters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r Io-n-w-t ee-dr-e.- s-.t-_-_a-_n-_d_- _-T_-a_-x_-_e- -s_ Other Liabilities.._______ _
Total ------------------------f

15,000.00 none
10,000.00 491.80 none none
20,276.98 21:2.24 none none none 20.44 none none none
none none none none
46,001.46

STATEMENT Showing Condition at Close of Business December 28, 1923
of the
SHELLMAN BANKING CO. Shellman, Ga.

President, W. J. OLIVER

Vice-President, JAS. M. WOOTEN Cashier, T. R. ARTHUR

RESOURCES:

T'ime Loans and Discounts..t 91,509.87

Demand Loans---------------

1,213.90

United States Securities......

5,000.00

State of Georgia Bonds.....

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds

450.00

Banking House..-----------

6,117.09

Furniture and Fixtures-------

3, 796.00

Other Real Estate Owned..

none

Due from Federal Reserve

D uBeafnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--

none

serve Agents and Cash in

Vaults -------------------DAudevafnrcoems oOnthCeor tBtoann_k_s_._.__._._._._.

26,696.54
3,223.83 19,692.94

Advances on Other Commodi-

C htei ecsk s - f-o- r- -C- -l-e-a-r-i n- g- - -H-o-u- s-e- -. -. -.

none none

Other Checks and Cash Items.

270.00

Letters of Credit and Accept-

ances---------------------

none

OOvtheerrd

rAafstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_--_
-

-

797.64
- -no-ne

Total ------------------------$ 158,767.81

LIABILITIES:
Capital Stock Paid In........$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-__-_-_-_-_-_-_-_Dividends Unpaid..__________ _ Due to Banks________________ Deposits Subject to Check.... Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_it_-_-_CT raus hs ti e rF' su nCd hDe cekps o__s_i_t s_-_-_-_-_-_-_-_-_Certified Checks..___________ _ Bills Payable________________ _ Notes and Bills Rediscounted. Letters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r oI-n-w-t ee-dr-e-_s-_t-_-_a_-n_-d_-_-T_-a_-x_-_e- -s_ Other LiabilitieS-------------

25,000.00 none
26,000.00 4,671.15 none none
81,291.34 none
20,577.45 none none
1,227.87 none none none
none none none none

Total ------------------------$ 158,767.81

DEPARTMENT OF BANKING

239

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF SILOAM

Siloam, Ga.

President, JNO. F. HOLDEN

Vice-President, J. B. DALVIN

Cashier, W. M. REYNOLDS

RESOURCES:

Time Loans and Discounts____ $ 50,617.10

Demand Loans---------------

none

United States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

none

BFuanrnkiitnugreHaonudsFe-ix--t-u-r-e-s-_-_-_-_-_-_-_-

2,500.00 1,500.00

Other Real Estate Owned----

none

Due from Federal Reserve

D uBeafnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--

none

serve Agents and Cash in

Vaults ------------------ -Due from Other Banks-------

27,204.46 10,000.00

Advances on Cotton----------

none

Advances on Other Commodi-

C htei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - H- -o-u- s-e- -__- -_

none none

Other Checks and Cash Items_

53.50

Letters of Credit and Accept-

- - - - - o,aenrcdersaft-s--(-I-f -a-n-y-)--_-_-_-_-__-_-_-_-_--_
Other Assets_________________

none
<234.00 none

Total ------------------------$ 92,109.06

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-__-_-_--_ D:vidends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits ___________.__ TCraushstieFr'us nCdhDecekpso__s_i_ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsveBfoorrroInwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities_____________
Total ------------------------$

15,000.00 none
10,000.00 10,267.77
12.00 none 36,809.17 none 20,020.12 none none none none none none
none none none none
92,109.06

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, W. A. JONES

BANK OF SMITHVILLE Smithville, Ga. Vice-President, W. BOWEN
Cashier, A. P. LANE

RESOURCES:

Time Loans and Discounts____ , 60,673.47

Demand Loans---------------

1,604.29

United States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

4,500.00

BFuarnnkiitnugreHaonudsFe-ix--tu--r-e-s-_-_-_-_-_-_-_-

2,000.00 2,977.69

Other Real Estate Owned----

3,640.35

Due from Federal Reserve

D uBea fnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r- B--a-n-k-s-_-_-_-_-_-_--_

9,688.77 none

Advances on Cotton----------

none

Advances on Other Commodi-

C htei ecsk s -f-o-r- -C- -l e- -a-r i-n-g- - H- -o-u-s-e- -__- -_

none none

Other Checks and Cash Items_

837.90

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any)-----------

334.58

- - - - - Other Assets-----------------

4,943.65

Total------------------------$ 91,200.70

* LIABILITIES:
Capital Stock Paid In________ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r oI-n-w-t ee-dr-e_- s_- t_- _-a_-n_-d_- _-T_-a_-x_-_e- -s_ Other Liabilities____________ _

25,000.00 none
5,000.00 450.87 none none
31,277.01 none
27,836.24 none none
1,636.58 none none none
none none none none

Total -------~---------------$ 91,200.70

240

:FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF SMYRNA

Smyrna, Ga.

President, J. GID MORRIS

Vice-President, J. W. RIDLEY

Cashier, G. W. TATUM

RESOURCES:

Time Loans and Discounts----~ Demand Loans--------------United States Securities______ 8tate of Georgia Bonds______
Stock in Federal Reserve Bank Other Stocks and Bonds______
BFuanrnkiitnugreHaonudsFe-ix--t-u-r-e-s-_-_-_-_-_-_-_Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________
Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items. Letters of Credit and AcceptOvaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-__--_ Other Assets_________________

140,372.95 none none none none
3,000.00 2,409.31 2,805.43 6,177.41
none
9,147.70 3,338.95
none
none none none
none 160.96 2,820.18

'I'otal ------------------------$ 170,232.89

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-__-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit. __ Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- -_ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted. Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------

16,300.00 none
4.000.00 4,022.82
none none 45,023.14 none 48,638.19 47,157.57 none 91.17 none 5,000.00 none
none none none none

Total ------------------------$ 170,232.89

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE BANK OF SOPERTON

Soperton, Ga.

President, N. L. GILLIS, SR.

Vice-Presidents, J. B. O'CONNER, M. B. GILLliS

Cashier, J. E. HALL

RESOURCES:

Time Loans and Discounts____ $ 207,863.51

Demand Loans--------------United States Securities______

8,690.10 195.82

State of Georgia Bonds-----Stock in Federal Reserve Bank

none 1,500.00

Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures_______
Other Real Estate Owned ___ _

450.00 14,000.00
4,490.00 9,885.91

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

14,402.98

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

60,390.28
none 22,756.93

Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items. Letters of Credit and Accept"

none none 876.98

ances --------------------Overdrafts (if any)___________

non~
112.07

- - - - - Other Assets-----------------

638.50

'l'otal ______________________.__$ 346,253.0~

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches
US unrdpilvuisd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid ___________ ... Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o_s_i_t______
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks _____________ _ Bills Payable ________________ _
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr r oI nwt eedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities_____________

25,000.00 none
25,000.00
5,011.~S
:24.00
ll0tl8
122,687.77 none
158,770.28 6,1 !!5.75 none 2.448.30 none none none
flf}ll8
none none 1.115.00

Total ------------------------$ 346,253.08

DEPARTMENT OF BANKING

241

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

PEOPLES BANK OF SOPERTON

Soperton, Ga.

President, W. T. McCRIMMON

Vice-President, B. A. ROWE

Cashier, R. E. WARD

RESOURCES:

DT iemmea nLdo a Ln so aannsd_ _D_ _i s_c_o_u_ _n_t _s __ ______ $
United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_-_-
Furniture and Fixtures------Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advanc"ls on Cotton__________
Advances on Other CommodiC htei ecsk s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_ Other Checks and Cash Items_ Letters of Credit and Accept-
O0>tahenercdrersaAfst-ss-e-t(s-if-__-a_-n_-_-y_-)_--_--_--_--_--_--_--_--_--_---_-

109,956.02 6,809.97 1,400.00 none none 3,225.00 1,650.00 1,625.00 2,108.34
none
17,612.49 none
5,093.41
none none 885.30
none 49.79 4,004.49

Total ------------------------$ 154,419.81

LIABILITIES:
Capital Stock Paid In________ , Amount Reserved for Branches
USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits_________ Cashier's Checks_____________
Certified CheckS-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds . Borrowed------------Other Liabilities-------------

15,000.00 none
3,000.00 1,647 0 71
none none 61,359.17 none 62,213.33 10,944.65 none 254.95 none none none
none none none none

Total ------------------------$ 154,419.81

STATEMENT Showing Condition at Close of Business December 28,- 1923
of the

BANK OF SPARKS Sparks, Ga.

President, S. G. ETHRIDGE

Vice-President, N. D. SINCLAIR

Cashier, BENJ. F. GARY

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D_i_s_c_o_u_n_t_s_-_-_-_-_~

184,525.35 6,630.85

United States Securities______ State of Georgia Bonds______

none none

Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures_______

none 360.00
3,300.00
4,325.25

Other Real Estate Owned___ _

5,:240.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

18,529.72 none none

Advances on Other Commodities -----------------------
Checks for Clearing House__ _

2,020.28 none

Other Checks and Cash Items_

1,306.77

Letters of Credit and Accept-

- - - - - OOvtahenercrdersAafst-ss-e-t(-si-f_-_a-_n-_-_y-_)-_--_--_--_--_--_--_-_--_--_----_

none none none

Total ------------------------$ 226,238.22

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit __ _ STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Creeks_____________
BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other LiabilitieS-------------

25,000.00 none
5,000.00 311.17 none 123.81
80,403.87 none
72,312.72 none none
986.65 100.00 42,000.00
none
none none none none

Total ------------------------$ 226,238.22

242

Fomnu ANN(TAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

SPARTA SAVINGS BANK Sparta, Ga.

President, R. A. GRAVES

Vice-Presidents, R. E. WHEELER, C. S. DUGGAN Cashier, M. G. POUND

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 150,939.38

Demand Loans--------------- 17,151.08

United States Securities______

none

State of Georgia Bo'nds______

none

Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________ Furniture and Fixtures______ _

none
405.00 none 2,987.38

Other Real Estate 'Owned____

4,080.00

Due from Federal Reserve Bank -----------------------
Due from Other Approved Re-

none

serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_

21,370.56 none

Advances on Cotton__________

3,395.15

Advances on Other Commodities -----------------------
Checks for Clearing House__ _

3,339.18 none

Other Checks and Cash Items_

1,810.28

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none none

Other Assets------------------ -2- ,468- .45

-To-t-al--------------------------$ 207,946.46

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ BCinlltsifiPeadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and Accept-
ances -------------------~RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------
Total _ ------------------------$

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

25,000.00 none
5,000.00 none none none
85,964.44 none
16,444.11 12,416.43 11,893.85
2,346.65 none
16,200.00 5,400.00
none none none 27,280.98
207,946.46

THE EXCHANGE BANK OF SPRINGFIELD Springfield, Ga.

President, B. K. SHEAROUSE

Vice-President, P. R. KITTLES

Cashier, J. M. MARCHMAN

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______

56,016.20 none none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank BOathnekrinSgtoRcokus saen_d___B_o__n_d_s_-_-_-_-_-_-

none none 2,500.00

Furniture -and Fixtures------Other Real Estate Owned----

1,000.00 475.50

Due from Federal Reserve Bank ----------------------
Due from Other Approved Re-

none

serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _

22,759.95 none none

Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_

none none
1,628.04

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none 329.42

Other Assets------------------ - -2,6-82.-29

Total ------------------------f 87,391.40

LIABILITIES:
Capital Stock Paid In--------~ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _PC-Pi l,lrst i fPi eady aCbhl ee_c_k_ _s_-_-_-_-_- _- _- _- _- -_------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------
Total ------------------------1

15,000.00 none none
882.83 none none
31,945.22 none
33,584.85 5,539.36 none 439.14 none none none
none none none none
87,391.40

DEPARTMENT OF BANKING

243

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF STAPLETON

Stapleton, Ga.

President, DAVID DENTON

Vice-President, JAS. STAPLETON

Cashier, J. C. KILGORE

RESOURCBS:
Time Loans and Discounts____ $ Demand Loans_______________ United States Securities______ State of Georgia Bonds______ S1 ock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks_______ Advances on Cotton__________ Advances on Other Commodities --~-------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets ________________ _
Total ------------------------1

~8.97 4.28 8,500.00 1,650.00 none none none 2,500.00 3,665.00 3,200.00
none
32,129.74 34,500.00
none
none none none
none 132.53 3,106.35
168,357.90

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-ts--_-__-_-_-_-_-_-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BC ielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills RediscountedLetters of Credit and AcceptReasenrcvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------------Other LiabilitieS-------------

15,000.00 none
5,000.00 3,612.81
none none 96,430.27 none 47,915.55 none none 399.27 none none none
none none none none

Total ------------------------1 168,357.90

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF STATESBORO

Statesboro, Ga.

President, S. C. GROO'VER

Vice-President, E. L. SMITH

Cashier, J. 0. JOHNSTON

RESOURCES:

Time Loans and Discounts____ $ 466,935.18

Demand Loans--------------United States Securities______ State of Georgia Bonds_____ _

18,570.41
116,700.00 none

Stock in Federal Reserve Bank

5,250.00

BOathnekrinSgtoHcokus saen_d___B_o_n__d_s_-_--_-_-_--_ Furniture and Fixtures_______

25,790.00 30,000.00
5,834.30

Other Real E-state Owned____

9,850.29

Due from Federal Reserve

9ank ---------------------Due from Other Approved Re-

32,165.92

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _

84,194.08 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

none none

Other Checks and Cash Items-

4,364.18

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none 286.98

Other

A

ssets

--

--

-

--

--

---

--

---
-

-2-0,5-24.-08

Total ------------------------$ 820,465.42

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks----------'--BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances -------------------~RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

100,000.00 none
75,000.00 9,625.26 1,586.67 none
284,395.54 none
343,205.13 none none
1, 704.64 none none none
none none none 4,947.58

Total ------------------------$ 820,465.42

244

Fol7RTH ANNrAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

SEA ISLAND BANK

Statesboro, Ga.

President, R. F. DONALDSON

Vice-President, S. L. MOORE

Cashier, J. G. WATSON

RESOURCES:

Time Loans and Discounts----~ 447,049.55

Demand Loans--------------- 126,066.55 United States Securitics______ 27,050.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------ 28,588.00

Banking House--------------Furniture and Fixtures_______

33,000.00 4,000.00

Other Real Estate Owned___ _ 26,731.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

60,172.80 none none

Advances on Other Commodi-

ties _ ----------------------Checks for Clearing House __ _

2,779.56 731.73

Other Checks and Cash Items_

447.65

Letters of Credit and Accept-

Ovtv.ahencrcrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y-_)-_--_--_--_-_--_--_--_--_--_----_

none 824.67
none

-----

Total ------------------------~ 757,441.51

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches SUunrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid_____________ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _CBeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-te-e-dre-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities-------------
Total ------------------------f

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

50,000.00 none
50,000.00 27,112.69
none none 293,020.90 none 255,051.71 18,210.19 none 2,386.02 10.00 40,000.00 none
none none 21,650.00 none
757,441.51

President, L. 0. BENTON

BANK OF STATHAM Vice-President, C. B. CHAMBERS

Cashier, B. H. GRANT

RESOURCES:

Time Loans and Discounts____ $ 158,214.80

Demand Loans--------------United States Securities______ State of Georgia Bonds______

1,350.00 none none

Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned___ _

none :2,170.00 1,900.00 3,045.00 18,800.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ .Advances on Cotton __ _: ______ _

34,907.89 none
242.80

Advances on Other Commodi-
Chteiecsks-f-o--r -C--l-e-ari-n-g--H--o-u-s-e--__--_ Other Checks and Cash Items_

34.40 72.44 687.77

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none none

Other Assets-----------------

5,013.21

----

Total ------------------------$ 226,438.31

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits--.----------CT ar us hs ti e rF' su nCd hDe cekpso_ _s_i t_S_ _- -_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptReasnercvees f-o-r--In--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------------Other Liabilities-------------

40,000.00 none
8,000.00 4,244.57
none none 84,892.26 none 86,234.79 none 2, 935.67 131.02 none none none
none none none none

Total ------------------------$ 226,438.31

DEPARTMENT OF BANKING

245

STATEMENT
Showing Condition at Close of Business December 28, 1923 of the

BANK OF STEPHENS

Stephens, Ga.

President, JNO. F. HOLDEN

Vice-Presidents, W. F. ADKINS, J. H. HUNTER

Cashier, W. H. ADKINS

RESOURCES:

LIABILITIES:

Time Loans and Discounts----~ Demand Loans--------------United States Securities_____ _ State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds_____ _ Banking House--------------Furniture and Fixtures------Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks------Advances on Cotton---------AdYances on Other Commodities ----------------------Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_ -_ _- _- _-_-_- -_ Other Assets_________________

56,690.22 1,112.37 none none none 500.00 1,593.20 :2,484.82 9,893.55
none
12,983.02 none none
none none none
none 661.45 none

Capital Stock Paid In--------~ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ _- _- _- _-_-_- -_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o_s_i_t_-_-_CTarushstierF'sunCdheDcekps _o_s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedrcsveesBf-oo-rr-rI-on-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a_-x_-_-e-s_
Other Liabilities-------------

15,000.00 none
5,000.00 2,971.83
14.40 none 24,593.68 none 38,046.19 none none 292.53 none none none
none none none none

Total ------------------------$ 85,918.63 Total ------------------------$ 85,918.63

STATEMENT
Showing Condition at Close of Business December 28, 1923 of the

PLANTERS BANK
Stillmore, Ga.

President, J. N. YOUMANS

Vice-President, L. B. BROWN

Cashier, G. C. DANIEL

RESOURCES:
Time Loans and Discounts____ , DUenmiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_-_State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures------Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks------Advances on Cotton---------Advances on Other Commodities ----------------------Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and Acceptances -------------------~Overdrafts (if any)----------Other Assets-----------------
Total ------------------------t

92,765.74 1,836.12 none none none none 7,500.00 2,000.00 3,465.00
none
2,322.39 7,886.23
none
none none 2,288.99
none none 3,587.92
123,652.39

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ _- _- _- _-_-_- -_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit 'rime Certificate of Deposit___ Savings Deposits-----~------ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _CHtified Checks-------------Bills Payable ____ -,-,----------Notes and Bills RediscountedLetters of Credit and Accept-
Reasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------

25,000.00 none none none none none
32,447.20 none
29,441.24 none none
7'63.95 none
36,000.00 none
none none none none

Total ------------------------' 123,652.39

246

Fot'RTH Ax:\TAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF STOCKBRIDGE

Stockbridge, Ga.

President, 0. J. BOWEN

VicePresident, W. W. WARD

Cashier, N. R. HENDERSON

RESOURCES:
Time Loans and Discounts____ $
Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_-_-
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-__-_-_-_-_--_ Cther Assets_________________

293,228.71 2,181.87 none none none 7,800.00 1,000.00 1,015.00
60,274.15
none
14,940.24 none none
none none none
none none 18,875.62

LIABILITIES:
Capital Stock Paid In--------1 Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_CTraushstierF'sunCdhDecekps o__s_i_ts_-_-_-_-_-_-_-_-_CBeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptHBeoaRnnedcrsevse Bf-oo-rr-r-Io-nw-t-ee-dr-e_-s_-t_-_a-_n-_d-_-_T-_-a_-x_-_e-s_
Other Liabilities-------------

60,000.00 none
12,000.00 12,781.36
none none 154,439.74 none 97,433.64 none none 99.77 none 32,500.00 ;2,000.00
none none none 28,061.08

Total ------------------------1 399,315.59 'l'otal ------------------------$ 399,315.59

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

GRANITE BANK

Stone Mountain, Ga.

President, J. STEVE McCURDY

Vice-President, V. R. WILLIAMS

Cashier, DEAN RHODES

RESOURCES:
Time Loans and Discounts____ $ Demand Loans_______________
United States Securities-----State of Georgia BondS-----Stock in Federal Reserve Bank BOathnekrinSgtHocokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and AcceptOvaenrcdersaf-ts--(-i-f-a-n--y-)-_-_-_-_-_-_-_-_-_~_-_ Other Assets_________________
Total ------------------------$

LIABILITIES:

144,139.35 3,303.27 none none none none 1,671.92 2,569.51
11,053.08
none
32,114.48 none none
none none none
none 117.71

Capital Stock Paid In--------1 Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_

DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-

Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________

CTraushstierF'sunCd hDecekps o__s_i_ts_-_-_-_-_-_-_-_-_-

RCielrltsifPieadyaCbhlee_c_k_s__-_--_-_-_-_-_-_-_-_-_-_-_-

Notes and Bills Rediscounted-

Letters of Credit and Accept-

Reasnercvees

-------------------~for Interest and Taxes

Bonds Borrowed_____________

Other Liabilities-------------

15,000.00 none
20,000.00 1,144.02 none none
80,031.21 none
49,775.73 28,915.09
none 103.27
none ncne none
none none none none

I 194,9;:.:: T0tal ------------ -------------$--1-94_,_9_6_9-.3-2

DEPARTMENT OF BANKING

247

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, C. C. CLEGHORN

BANK OF COMMERCE Summerville, Ga. Vice-President, E. N. MARTIN
Cashier, N. K. BITTING

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ ~ Demand Loans_______________
united States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
D uBea fnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e -serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and Accept-
ances --------------------Overdrafts (if any)----------(;ther Assets-----------------

167,188.82 764.83 150.00 none none ncne none
2,145.17 1,465.62
fl(Jll6
5,325.69 none none
none 718.39 500.02
none 3,222.57 9,460.47

Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpivluids ed--P-r-o-f-i-t-s -_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
BC ielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee--dre-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other LiabilitieS-------------

20,400.00 none
12,500.00 none none none
72,300.54 none
16,918.83 none none 218.51 none
63,500.00 4,050.00
none none none 1,053.70

Total ------------------------~ 190,941.58 Total ------------------------~ 190,941.58

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CHATTOOGA COUNTY BANK Summerville, Ga.

President, JNO. D. TAYLOR

Vice-President, E. S. TAYLOR

Cashier, B. W. FARRAR

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$
united States Securities______ State of Georgia Bonds______

2.33,021.51 55,619.63 none none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

5,000.00 10,600.00

Furniture and Fixtures------Other Real Estate Owned____

6,053.89 16,733.93

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other Banks ___ ---Advances on Cotton _________ _

129,203.98 50.00
none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o--u-s-e------

none 222.67

Other Checks and Cash Items_

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)-_-_-_-_-_-_-_-_-__-_-

6,33n0o.n77e

Cther Assets-----------------

260.54

-----

Total ------------------------$ 463,096.92

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsi fPi eady aCbhl ee_c_k_ _s_- _- -_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

30,000.00 none
25,000.00 5,505.22 none none
201,123.60 none
53,213.78 265.25
94,89 3. 73 3,095.34 none none
50,000.00
none none none none

Total ------------------------$ 463,096.92

248

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE PEOPLES BANK Summit, Ga.

President, J. LEONARD ROUNTREE S. J. FLANDERS

Vice-Presidents, B. L. ROUNTREE Cashier, C. L. GRUVER

RESOURCES:

Time Loans and Discounts____ $ 154,017.54

Demand Loans--------------United States Securities______

2,782.14 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcoksusaen_d___B_o_n_d__S_-_--_-_-_--_ Furniture and Fixtures______ _

none
6.527.56 4,088.89

Other Real Estate Owned___ _

6, 729.23

Due from Federal Reserve

DuBeafnrkom---O--th-e--r -A--p-p-r-o-v-e-d--R--e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _

13,204.07 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 190.90

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

nnoonnee

Cther Assets_________________

220.49

----

Total ------------------------$ 187,760.82

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits____________ _ Trust Fund Deposits________ _ Cashier's Checks_____________ CBeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r oI-n-w-tee-dr-e-_s-_t_- _-a_-n_-d_-_-T_-a_-x_-_e- -s_
Other Liabilities-------------

25,000.00 none
5,000.00 none none none
48,595.56 none
74,466:96 none none
3,009.24 none
16,000.00 none
none none none 15,689.06

Total ------------------------$ 187,760.82

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE CENTRAL BANK Swainsboro, Ga.

President, J. G. MASO'N

Vice-President, R. A. FLANDERS Cashier, W. W. FLANDERS

RESOURCES:
Time Loans and Discounts----~ Demand Loans--------------United States Securities_____ _ State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and BondS-----BFuanrnkiitnugreHaonudsFe-ix--t-u-r-e-s-_-_-_-_-_-_-_Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton---------Advances on Other Commodi-
ties ----------------------Checks for Clearing House__ _ Other Checks and Cash ItemsLetters of Credit and Accept-
ances --------------------Overdrafts (if any)----------Other Assets-----------------
Total ------------------------$

82,618.43 none none none
750.00 none none
4,800.00 none
7,867.05
84,205.64 none none
none none none
none none none
180,241.12

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsevse Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a_-n_-d_- _-T_-a_-x_-_e- -s_ Other Liabilities_____________

25,000.00 none
5,000.00 1,496.28
176.00 none
133,844.78 none
14,655.61 none none 68.45 none none none
none none none none

Total ______________________:__, 180,241.12

DEPARTMEKT OF BANKIKG

249

STATEMENT Showing Condition at Close of Business December 28, 1923
of the
THE CITIZENS BANK Swainsboro, Ga.

President, J. A. COLEMAN Vice-Presidents, FRANK MITCHELL, F. C. BRANAN Cashier, OTIS G. PRICE

RESOURCES:

LIABILITU:S:

Time Loans and Discounts___ $ Demand Loans--------------united States Securities-----State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Ad\ances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-_-_-_
Other Assets-----------------
Total ------------------------$

197,441.34 9,157.73
75,000.00 none none none
7,360.82 1,874.12
802.57
none
136,997.39 none
3,620.82
2,540. 72 none
6,864.31

Capital Stock Paid In--------$ Amount Reserved for Branches USunrpdliuv;i,d~ ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_-
Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
RBeoasnnedrcsvees Bf-oo-rr-r-Ion-w-t ee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x_- _-e-s_
Other Liabilities-------------

24,100.00 none
30,000.00 9,684.93 none none
321,666.64 none
54,001.39 none none
2,206.86 none none none
none none none none

none none none
I 441,659.82 Total -------------------------$---4_4_1-,t-5-9-.8-2

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

EXCHANGE BANK Sycamore, Ga.

President, 0. W. SMITH

Vice-President, JNO. T. MOORE

Cashier, Y. J. STOVER

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States SecuritieS-----State of Georgia BondS------

77,273.78
5,954.63 none none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_-_-_---

none 3,500.00

Furniture and Fixtures_____,

2,605.00

Other Real Estate Owned----

7,887.98

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

36,257.36 30,500.00
none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

14,272.82 none

Other Checks and Cash Items_

47.64

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

n11o.n8e1

Other Assets_________________

3,082.18

---Total ------------------------$ 181,393.20

LIABILITIES:
Capital Stock Paid In--------~ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_C<rtified Checks-------------Rills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-te-e-dre-_-s_-t_-_a-_n-_d-_-_T-_a-_-x_-_e-s_ Other Liabilities_____________
Toto! ------------------------$

15,000.00 none
3,000.00 282.25 none none
75,860.33 5,000.00
81,249.62 none none
1,001.00 none none none
none none none none
181,393.20

250

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the THE PLANTERS BANK
Sycamore, Ga.

President, B. E. SMITH FOUNTAIN

Vice-Presidents, C. T. MADDUX, MRS. JANIE Cashier, A. J. BILES

RESOURCES:
Time Loans and Discounts----~ Demand Loans--------------Cni ted States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton---------Advances on OthEr Commodi-
ties -------------------- __ _ Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets ________________ _

83,338.82 9,435.65 none none none none none 1,500.00 6,169.31
none
8,297.14 92.75 none
none 58.37 none
none 130.98
nnne

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits--------Cashier's Checks____________ _ Certified Checks _____________ _ Bills Payable ________________ _ Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed_____________ Other Liabilities____________ _

25,000.00 none
5,000.00 2,997.41
none nona 38,302.73 ncne 12,289.57 none none 433.31 none 25,000.00 none none
none none none

Total------------------------$ 109,023.02 Total ------------------------$ 109,023.02

STATEMENT Showing Condition at Close of Business December 28, 1923
of the SYLVANIA BANKING CO.
Sylvania, Ga.

President, J. A. MILLS

Vice-Presidents, W. A. MALLORY, C. B. PFIEFFER

Cashier, HOBSON J. COLE1IAN

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States ~ecurities _____ _ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o_n__d_s_-_--_-_-_-_Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserye DuBeafnrkom---O--th-e-r--A--p-p-r-o-v~e-d--R--e--
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton---------Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f -t s- -(-i-f -a-n- y- -) -_-_-_-_-_-_-_-_-_-_-_ Other Assets ________________ _
Total ------------------------$

114,487.80 2,162.00 none none none none none 2,780.03 3,920.22
none
32,119.51 none none
none 3,403.19
none
none 487.38 787.72
160,147.85

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks____________ _ Certified Checks______________ Bills Payable ________________ _
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other Liabilities-------------

25,000.00 none
5,000.00 none none none
97,653.11 50.00
20,860.13 9, 778.04 none 1,806.57 none none none-
none none none none

Total ------------------------$ 160,147.85

DEPART:VIENT OF BANKING

251

STATEMENT Showing Condition ~t Close of Business December 28, 1923
of the

:FARMERS AND MERCHANTS BANK

Sylvester, Ga.

President, D. H. POWELL

Vice-President, G. W. PRICE, W. C. FOREHAND

Cashier, G. L. WARREN

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$
united States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHcokus saen_d___B_o_n__d_S_-_-_-_-_-_-
Furniture and Fixtures------Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks------Advances on Cotton _________ _
Advances on Other Commodities -----------------------
Checks for Clearing- House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets ________________ _

227,349.77 1,912.19 none none none none 8, 764.62 3,926.60 8,003.59
none
27,095.75 5,425.20 5,167.88
none 113.03
20.00
none none 3,431.95

Total ------------------------$ 291,210.58

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------TC2rushstierF'sunCd hDecekps_o_s_i_ts__--_-_-_,_-_-_-_-
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills RediscountedLette~s of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed_____________
Other Liabilities-------------

42,000.00 none none
3,171.53 none none
73,494.50 23,500.00 147,169.98
1,099.38 none
775.19 none none none
none none none none

Total :_ _______________________ $ 291,210.58

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

SYLVESTER BANKING CO.

Sylvester, Ga.

President, T. C. JEFFORDS STRANGWARD

Vice-Presidents, C. W. ~~ILLHOUSE, CHAS. H. Cashier, J. H. WESTBERRY

RESOURCES:

Time Loans and Discounts----~ Demand Loans--------------united States SecuritieS-----State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_S_-_-_-_-_-_-
Furniture and Fixtures------Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
Vaults -------------------Due from Other Banks------Advances on Cotton _________ _
Advances on OthE-r Commodities -----------------------
Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_-_-_-_ -_ _- _- _- _-_- -_ Other Assets ________________ _

299,429.98 35,345.15 none none none 2,025.00 11,000.00 6,000.00 19,200.00
none
131,765.78 none
4,510.30
none 1,222.31
none
none none none

Total ------------------------~ 510,498.52

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits_________ C'' shier's Checks_____________ Certified Checks______________ Bills Payable _________________
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed_____________ Other Liabilities____________ _

100,000.00 none
30,000.00 5,242.58 1,035.00 none
273,889.43 none
96,026.70 none none
2,331.80 none none none
none 1,973.01
none none

Total ------------------------1 510,498.5~

252

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF TALBOTTON

Talbotton, Ga.

President, R. G. JORDAN

Vice-President, A. J. FERRYMAN Cashier, J. W. JORDAN

RESOURCES:
Time Loans and Discounts___ $ Demand Loans--------------United States Securities______ State of Georgia BondS-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other CommodiG ht ieecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_ -_ _- _- _- _- _-_-_-_- -_
Other Assets-----------------
Total ------------------------$

172,863.01 17,526.91 1,150.00 none none none 9,691.10 3,845.74 16,235.09
none
47,898.57 none
5,030.34
none 3,293.14
none
none none 3,497.85
281,031.75

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-__-_-_--_ Dividends Unpaid_____________ Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_'Cl 'ar us hs it e rF' su nCd hDe cekps o__s_i_t s_-_-_-_-_-_-_-_-_Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Acc<:>pt-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------
Total ------------------------$

25,000.00 none
17,500.00 2,185.22 none none
73,887.99 1,300.00
151,925.78 none
6,923.56 2,309.20
none none none none none none none
281,031.75

STATEMENT Showing Condition at Close of Business December 28, 1923
of" the

THE PEOPLES BANK Talbotton, Ga.

President, T. H. PERSONS

Vice-President, E. R. MATHEWS

Cashier, A. P. PERSONS

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia BondS-----Stcck in Federal Reserve Bank Other. Stocks and Bonds-----Banking House--------------Furniture and Fixtures------Other Real Estate Owned---Due from Federal Reserve D uBea fnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--
serve Agents and Cash in Vaults -------------------Due from Other Banks------Advances on Cotton---------Advances on Other CommodiChteiecsks--fo--r -C--l-e-a-r-in-g---H-o-u--se--__--_ Other Checks and Cash ItemsLetters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_-_ -_ _- _- _- -_ Other Assets-----------------
Total ------------------------$

103,359.31 3,509.51
11,350.00 none none none
4,000.00 1,344.75
none
none
65,414.10 2, 798.09 273.25
25.31 645.04
12.00
none none 235.96
192,967.32

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_-_ -_ _- _- _- -_ :Cividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit__ _ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letterd of Credit and Accept-
ances ---------------------RBeosnedrsveBfoorrroInwteedre_s_t__a_n_d__T_a_x__es_
Other LiabilitieS-------------

25,000.00 none
15,000.00 9, 723.00 15.00 none
59,731.88 none
7 5,136.27 none
8,336.33 24.84 none none none
none none none none

Total ------------------------$ 192,967.32

DEPARTMENT O:B' BANKING

253

STATEMENT Showing Condition at Close of Business December 28, 1923

of the BANK OF TALLAPOOSA
Tallapoosa, Ga.

President, W. W. HEATON

Vice-President, J. C. TUMLIN Cashier, J. E. DAVIS

RESOURCES:
Time Loans and Discounts----$ DUnemiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_--_ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_-_-
Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve D uHeafnrko m- - -O- t-h-e-r- -A- -p-p-r-o-v-e-d- -R- e- --
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other CommodiC ht ieecsk s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_ Other Checks and Cash Items_ Letters of Credit and Accept-
O(JvtahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y-_)-_--_--_--_--_--_--_--_--_--_---_

396,758.64 32,853.09 none none none 2,470.00 5,000.00 4,000.00 3,000.00
none
42,704.07 9,000.00 3,555.20
none none 6,996.82
none 3,741.69 1,096.59

LIABILITIES:
Capital Stock Paid In--------~ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t -s -_-_-_-_ _- _- _- _-_-_-_-_- -_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
CT raus hs ti e rF' su nCd hDe cekps _o_s_i_t s_ -_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
Reasenrcvees f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed------------Other Liabilities-------------

79,800.00 none
19,950.00 13,714.72
none none 182,488.36 8,179.99 129,606.24 28,992.71 none 2,559.71 none 23,000.00 19,500.00
none 3;252.88
none 131.49

Total ------------------------$ 511,176.10 Total ------------------------$ 511,176.10

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

BANK OF TAYLORSVILLE Taylorsville, Ga.

President, J. I. HARRIS

Vice-President, J. P. DAVIS Cashier, W. M. DORSEY

RESOURCES:
Time Loans and Discounts____ f Demand Loans_______________ United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve
Hank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n--k-s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and AcceptOOtvahenercrdersAafs-tss-e-t(-si-f_-_a-_n-_-_y-_)-_--_--_--_--_--_--_--_--_--_--_-
Total ------------------------$

74.573.11 3,000.00 200.00 none none 360.00 1,400.00 2,301.12 none
none
21,994.80 38,500.00
none
none none none
none none 3,746.65
146,075.68

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches Surplus --------------------DUinvdiidveinddesd UPnrpoafiidts_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks________________
Deposits Subject to Check---Demand Certificates of D~posit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
Trust Fund Deposits--------Cashier's Checks------------ECitllrstifPieadyaCbhlee_c_k__s_-_--_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptReasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------

25,000.00 none
15,000.00 3,047. 09 none none
77,013.70 none
26,014.89 none none none none none none
none none none none

Tc-tal ------------------------$ 146,075.68

254

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS STATE BANK

President, J. T. DAVIS

Temple, Ga. Vice-President, I. C. WALTON
Cashier, J. F. HAMILTON

RESOURCES:

Time Loans and Discounts____ $

Demand Loans--------------United States Securities______

State of Georgia Bonds_____ _

Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________

Furniture and Fixtures_______

Other Real Estate Owned____

Due from Federal Reserve

Bank ---------------------Due from Other Approved He-

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

Advances on Other Commodi-

ties ----------------------Checks for Clearing House __ _

Other Checks and Cash Items_

Letters of Credit and Accept-

O

vaenrcdersa

ft-s-

---
(if

-a-n-y-)-

-_-_-_-_-__-

_-

_- _-_- -_

Other Assets_________________

Total ________________________ $

127,858.45 438.78 200.00 none none 750.00
2,531.38 2,992.04 3, 726.76
none
9,560.36 ncne
1,482.00
none none
.50
none 3.16
5,097.7fi
154,641.18

LIABILITIES:
Capital Stock Paid In ________ $ Amount Heserved for Branches Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit--S'l'arvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_<'ashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountedLetters uf Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------
Total ------------------------$

25,000.00 none
5,000.00 none none
18,000.00 17,507.28 32,500.00 10,171.10 11,656.00
none 20.46 none 27,835.00 6,951.34
none none none none

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

TEMPLE BANKING CO. Temple, Ga.

President, W. L. KINNEY

Vice-Presidents, G. T. WILLIAMS, H. A. SEWELL Cashier, L. F. WEST

RESOURCES:

Time Loans and Discounts____ $ Demand Loans______________ _

211,425.55 10,594.30

United States Securities______ State of Georgia Bonds______

none none

Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________ F'urniture and Fixtures_______

none 6,500.00 4,000.00
3,600.00

Other Real Estate owned____

9,439.36

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a---n-k-s-_-_-__-_-_--_ Advances on Cotton__________

20,365.10 none none

Advances on Other Commodi-

ties ----------- ___ --------C'hecks for Clearing House__ _

none none

Other Checks and Cash Items_

358.46

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-if--a-n-y--) -_-_-_-_-__-_-_-_-_--_

none 191.74

Other Assets-----------------

none

-----

Total ------------------------$ 266,474.51

LIABILITIES:
Capital Stock Paid In________ $ Amount Heserved for Branches
Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_
Deposits Subject to Check____ Dnmand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------Trust Fund Deposits_________
Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters '>f Credit and Accept-
ances --------------------neserve for Interest and Taxes Bonds Borrowed------------Other LiabilitieS-------------

45,000.00 none
25,000.00 685.66 none none
84,231.63 none
51,727.19 12,773.15
nune 502.11
none 46,554.77
none
none none none none

Total ------------------------$ 266,474.51

DEPARTMENT OF BANKI;'i!G

255

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS AND MERCHANTS BANK Tennille, Ga.

President, H. M. FRANKLIN LORD

Vice-Presidents, ROBERT DAVIS, IVERSON Cashier, PAUL SHEPPARD

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve
D uBea fnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e-serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_-_ -_ _- _- _-_-_-_-_- -_ Other Assets________________ _
Total ------------------------~

185,895.75 3,531.80 none none none none 7,993.96 3,629.11 504.18
none
17,320.14 2,075.55 none
none 2,137.86
313.93
none 785.99
none
224,188.27

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o-f-i-ts--_-_-_-_-_-__-_-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Sa vings Deposits------------Trust Fund Deposits--------c~ shier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _


25,000.00 none
5,000.00 1,517.89
20.00 none 66,928.21 none 59,360.85 13,634.25 none 2,017.66 none 15,500.00 5,450.00
none none none 29,759.41

Total ------------------------~ 224,188.27

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

PEOPLES EXCHANGE BANK

Tennille, Ga.

President, U. V. SMITH

Vice-President, I. A. SMITH

Cashier, MACK SESSIONS

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------. United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
D uBea fnrko m- - -O- t-h-e- r- -A- -p-p-r-o-v-e-d- -R- -e -serve Ag<'nts ~nd Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _ Aovances on Other Commodi-
ties ----------------------C'hecks for Clearing House__ _ Other Checks and Cash ItemsLetters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_ -_ _- _- _-_- -_ Other Assets ________________ _

55,681.83 5,926.01 none none none 45.72 none 2,265.00 none
none
124,925.17 50,000.00 16,435.07
none
5~6.38
298.16
none 25.85 none

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------TCraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

30,000.00 none
6,000.00 26,776.29
none none 178,893.67 none 14,378.43 none none 96.80 none none none
ncne none none none

Total ------------------------$ 256,145.19 Total ------------------------$ 256,145.19

256

FouRTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

TENNILLE BANKING CO.

Tennille, Ga.

President, D. E. M.cMASTER

Vice-President, J. L. KELLEY

Cashier, H. L. SHANNON

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities-----State of Georgia Bonds______ Steck in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________ Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and AcceptO v::eLnrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_ -_ _- _- _-_- -_ Other Assets_________________
Total ------------------------$

182,068.17 8,047.32
17,500.00 none none
28,000.00 none none
1,000.00
none
59,300.23 1,736.75
17,562.23
none 1,194.07
none
none 6'1;.79 none
316,475.56

LIABILITIES:
C~1pital Stock Paid In ________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_--_-_-__-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit TSaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_BCeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountedLetters of Cre,lit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr r oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other Liabilities-------------

30,000.00 none
20,000.00 14,494.25
none none 151,595.77 none 79,731.46 19,025.18 none 1,628.90 none none none
none none none none

Total ------------------------$ 316,47[,.56

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF THOMASTON Thomaston, Ga.

President, W. Y. DANIEL

Vice-President, L. F. FARLEY

Cashier, W. H. DAYTON

RESOURCES:

Time Loans and Discounts____ ~ 112,799.09

Demand Loans--------------United States Securities______

11,602.80 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-__--_ Furniture and Fixtures_______

none
1,800.00 2,533.14

Other Real Estate Owned___ _

3,959.10

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton ___.______ _

32,972.21 none none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

179.35

Letters of Credit a'nd Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_ Other Assets_________________

none none none

----

Total ------------------------~ 165,845.69

LIABILITIES:
Capital S-tock Paid In--------$ Amount Reserved for Branches
SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsv e Bfoorrr oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities_____________

25,000.00 none
5,000.00. 4,208.97
12.00 none 91,569.98 none 39,632.80 none none 421.94 none none none
none none none none

Total ------------------------t 165,845.69

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

DEPARTMENT
------------

OF
--

BANKING
--------

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-257

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

FARMERS AND MERCHANTS BANK Thomaston, Ga.

President, W. 0. BRITT

Vice-President, A. H. BLACK Cashier, J. A. WALLER

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Pemand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds__ .___ _ BF ua nr nkiitnugr eHaonuds Fe -i x- -t -u-r-e-s-_-_-_-_-_-_-_Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________
Advances on Other Commodi-
C'htieecsks -f-o-r--C--l-e-a-ri-n-g--H--o-u-s-e--__--_ Other Checks and Cash ItemsLetters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n-y-)--_-_-_-__-_-_-_-_-_--_ (Jther Assets_.:. ___.___________ _

241,428.46 18,761.60 none none none none 8,000.00 none 2,800.00
none
26,835.36 none
7,088.54
none none 5, 791.7 4
none 774.97 none

Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpivluids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso__f _D__e_p_o__s_iL__-_-
CT raus hs ti e rF' su nCd hDe cekps o__s_i._t s_-_-_-_-_-_-_-_-_-
Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsv e Bfoorrr oI nwt eedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities_____________

50,000.00 5,000.00 none
11,670.25 15.00 none
140,565 15 none
71,638.29 11,250.82
none 1,341.16
none 20,000.00
none
none none none none

Total ------------------------$

Total ------------------------$ 311,480.67

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

UPSON BANKING AND TRUST CO. Thomaston, Ga.

President, S. Y. PRUITT

Vice-President, R. E. CHATFIELD Cashier, L. P. DAVIS

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$

343,992.85 89,486.26

United States Securities______

non3

State of Georgia Bonds______

none

Etock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________ Furuiture and Fixtures_______

none 1,080.00 3,000.00 1,577.50

Other Real Estate Owned----

3,188.44

DuBeanfrkom___F__e_d_e_r_a_l__R_e_s_e_r_v_e_ .: __

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_ Advances on Cotton__________

190,413.86 none none

Advances on Otht:r Commodi-

ties ----------------------Checks for Clearing House __ _

none 2,821. 74

Other Checks and Cash Items_

373.88

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_- _-

1,0n63o.n4e7

- - - - - - - Other Assets_____________ ----

1,220.81

Total ------------------------$ 638,218.81

LIABILITIES-: - - - - -

Capital Stock Paid In________ ~ 50,000.00

Amount Reserved for Branches

none

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_

25,000.00 34,677.19

DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-

672.00 none

Deposits Subject to Check____ 345,203.28

Demand Certificates of Deposit

none

Time Certificate of DeposiL-- 181,902.43

STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks_____________

none none 763.91

BCielrltsifPieadyaCbhlee_c_k__s_-_--_-_-_-_-_-_-_-_-_-_-_-

none none

Notes and Bills Rediscounted-

none

Letters of Credit and Accept-

Reasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s

none none

Bonds Borrowed-------------

none

Other Liabilities-------------

none

Total ------------------------$ 638,:218.81

r

258

FouRTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

BANK OF THOMASVILLE

Thomasville, Ga.

President, B. H. WRIGHT

Vice-Presidents, R. G. FLE:ETWOOD, R. THOMAS Cashier, P. C. SEARCY

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 1,053,313.34

Demand Loans--------------- 133,688.34 United States Securities______ 57,790.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

6,200.00

Banking House--------------Furniture and Fixtures_______

9,000.00 7,535.21

Other Real Estate Owned---Due from Federal Reserve

23,320.87

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other Banks_______ Advances on Cotton__________

66,682.92 3,686.71 none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House___

none 8,512.13

Other Checks and Cash Items_

none

Letters of Credit and Accept-

0 <aenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

nnoonnee

(Jther Assets------------------ 54,737.21

Total --------------,----------$ 1,424,466. 73

Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_it_-_-_-
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

100,000.00 none
50,000.00 43,190.59
none 66,315.85 398,940.39
none 120,152.55 359,001.97
none 2,459.62
39.00 240,000.00
none
none none none 44,366.76

Total _________:._ ______________ $ 1,424,466. 73

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

CITIZENS BANKING AND TRUST CO.

Thomasville, Ga.

President, J. T. CULPEPPER MERRILL

Vice-Presidents, W. J. BOWEN, (Active); J. H. Cashier, W. J. BOWEN

RESOURCES:

Time Loans and Discounts----~ 417,408.96

Demand Loans--------------- 166,328.52 United States Securities______ 20,750.00

State of Georgia BondS------

none

Stock in Federal Reserve Bank

none

{)ther Stocks and Bonds------

675.00

Banking House---------------

7,805.74

Furniture and Fixtures-------

4,107.94

{)ther Real Estate Owned----

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

269,963 07 none

Advances on Cotton__________

none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 6,500.00

Other Checks and Cash Items_

3,547.52

Letters of Credit and Accept-

ances --------------------O~erdrafts (If any)___________

19,5n03o.n3e0

- - - - - Other Assets_________________

349.09

Total ------------------------$ 916,939.14

LIABILITIJS:

Capital Stock Paid In________ $ Amount Reserved for Branches Surplus --------------------DUinvdidiveinddesd UPnrpoafiidts_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks________________

Deposits Subject to Check____
Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------TCraus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-

BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-

Notes and Bills RediscountedLetters of Credit and Accept-

Reasnecrvees

--------------------~
for Interest and Taxes

Bonds Borrowed-------------

Other Liabilities-------------

50,000',.00 none
50,000.00 42,371.51
2,505.00 none
531,446.64 'none
35,554.58 129,927.88
none none 133.53 75,000.00 none
none none none none

Total ------------------------$ 916,939.14

DEPARTMENT OF BANKING

259

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

PEOPLES SAVINGS BANK

Thomasville, Ga.

President, T. J. BALL

Vice-President, W. J. UPCHURCH

Cashier, R. J. McCLENNY

RESOURCES:

LIABILITIES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s________$

203,924.81 none

United States Securities______

none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds_____ . Banking House______________ _

none none

Furniture and Fixtures-------

891.61

Other Real Estate Owned----

none

Due from Federal Reserve

D uBea fnrko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e --

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

11,271.21 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_-_ -_ -_ _- _- -_ Other Assets_________________

none none none

-----

Total ------------------------$ 216,087.63

Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-__-_-_-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d_-_-_-__-_--_-_-_-_-_-_-_Deposits Subject to Check____ D.-mand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

25,000.00 none
12,500.00 4,988.91 none none
19,924.14 none
55,293.64 83,342.14
none 38.80 none 15,000.00 none
none none none none

Total ------------------------$ 216,087.63

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

THE BANK OF THOMSON Thomson, Ga.

President, J. E. WILKERSON

Vice-President, J. E. GROSS

Cashier, E. C. HAWES

RESOURCES:

Time Loans and Discounts----$ 184,608.91

Demand Loans--------------- 33,647.21 United States Securities______ 197,031.39

State of Georgia Bonds------

none

Stock In Federal Reserve Bank

none

OBathnekrinSgtoHckous saen_d___B__o_n_d_s_-_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned ____

14,680.00 7,842.97 3, 700.00 9,495.32

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

144,988.49 none
403.90

.Advances on Other Commodi-

C ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

none 456.27

Other Checks and Cash ItemsLetters of Credit and Accept-

85.58

ances --------------------Overdrafts (if any)-----------

none 165.65

- - - - Other Ass~ts-----------------

346.78

Total ------------------------$ 597,452.47

LIABILITIES:
Capital Stock Paid In________ f
Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savlngs Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Si!ls RediscountedLetters of Cre-lit and Accept-
Reasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e-sBonds Borrowed------------Other Liabilities-------------

50,000.00 none
50,000.00 22,216.79
none none 247,996.37 none 226,194.71 none none 1,044.60 none none none
none none none none

Total -~-----------~----------$ 597,452.47

260

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, H. T. CLARY

THE McDUFFIE BANK Thomson, Ga. Vice-President, Wm. A. WATSON
Cashier, E. M. MILES

RESOURCES:

Time Loans and Discounts........ $ 37,989.27

Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _
Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve

130.86 none none none
none none 7 53.49 4,474.54

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

35,739.52 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House......

none 121.80

Other Checks and Cash Items ..

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

nnoonnee

Other Assets_________________

215.65

-----

Total ------------------------$ 79,425.13

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches SUunrdpilvui sd e d- -P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CTraushstierF'sunCdhDecekps o__s_i_ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted .. Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities-------------
Total------------------------$

25,000.00 none none
2,949.46 180.00 none
43,769.99 none
7,495.16 none none 30.52 none none none
none none none none
79,425.13.

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THOMSON CITY BANK Thomson, Ga.

President, J. T. NEAL

Vice-Presidents, P. B. JOHNSON, H. C. McCORKLE Cashier, J. T. NEAL, JR.

RESOURCES:

Time Loans and Discounts........ $ 84,095.88

Demand Loans--------------United States Securities__ _: __ _

none none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_-_-

1,993.26 rione

Furniture and Fixtures_______

3,805.69

Other Real Estate Owned___ _

1,775.00

Due from Federal Reserve

DuBeanfrkom---O--th-e--r -A--p-p-r-o-v-e-d--R--e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

10,803.22 none
552.22

Advances on Other Commodi-

ties ----------------------Checks for Clearing House......

none 794.18

Other Checks and Cash Items_

338.04

Letters of Credit and Accept-

ances --------------------OOvt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_
-

-

nonP 195.55
- -no-ne

Total ------------------------$ 104,353.04

LIABILITIES:
Capital Stock Paid In________ ~ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
TCrausshtieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks_____________ _ Bills Payable _________________ _
Notes and Bills Rediscounted .. Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities____________ _

25,000.00 none none
4,129.53 none none
40,912.00 none
23;220.10 none
2,842.64 167.21 none
5,000.00 3,081.56
n~)ne
none none none

Total ------------------------$ 104,353.04

DEPARTMENT OF BANKING

261

--------------------------------------------------------------------------

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

THE BANK OF TIFTON

Tifton, Ga.

President, E. P. BOWEN

Vice-President, B. H. McLEOD, W. W. BANKS

Cashier, .T. F. NeSMITH

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities~---- State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--t-h-e-r--B-a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton__________
Advances oh Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets_________________

828,338.90 60,7 40.00 none Hone none 4,300.00 57,000.00 none 9,270.00
none
106,288.26 3,446. 75
31,637.43
none 1,383.52
22.02
none 200.25 8,733.03

Total ------------------------$ 1,111,360.16

LIABILITIES:
Capital Stock Paid In________ ~ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ DGmand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
TCraus hs ti e Fr ' su nCdhDe cekps _o_s_i_t s_-_-_-_-_-_-_-_-_-
Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities____________ _

100,000.00 none
150,000.00 56,057.45 none 17,444.91
352,227.71 none
389,7 40 ..27 none none
4,825.52 170.96 none none
none 40,893.34
none none

Total ------------------------$ 1,111,360.16

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

THE BANK OF TIGNALL Tignall, Ga.

President, BOYCE FICKLEN, JR.

Vice-President, C. D. BOLTON

Cashier, LERLIN WARE

RESOURCES:
Time Loans and DiscountS----$ .Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
D uBea fnrko m- - -O- t-h-e-r- -A- -p-p-r-o-v-e-d- -R- -e -serve Agents and Cash in Vaults ------ _-------------
ADduevafnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_Advances on Other CommodiC ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_- -_
Other Assets-----------------
Total ------------------------$

109,151.84 33,664.01 none none none 1,000.00 3,778.67 2,850.00 8,487.71
none
4,147.01 35,748.93
none
808.85 2,733.73
177.00
none 1,500.86 2,440.59
206,489.20

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P- r-o-f-i-t-s -_-_-_-_-_-_-_ -_ _- _- _-_- -_ DDluveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Ti'me Certificate of Deposit_ __ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BCielrltsifPieadyaCbhlee_c_k_S__-_-_--_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oorrr oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e _s
Other Liabilities-------------

50,000.00 none
10,000.00 none none none
84,672.65
non<:>
61,085.66 none none
730.89 none none none
none none none none

Total ------------------------$ 206,489.20

262

Foc:RTH AN xuAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

PEOPLES BANK

Tignall, Ga.

President, D. S. STANDARD

Vice-Presidnet, S. A. WARE

Cashier, F. S. FORTSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 66,276.64

Demand Loans--------------United States Securities______

none 37,100.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_-_-

none 8,002. 74

Furniture and Fixtures_______

2,436.17

Other Real Estate Owned----

2, 715.93

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

15,134.10 none
216.50

Advances on Other Commodi-

ties -----------------------

404.61

Checks for Clearing House---

596.59

Other Checks and Cash Items_

none

Letters of Credit and Accept-

- - - - OOvtahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y-_)-_--_--_--_--_--_--_-_--_--_----_

none 430.43
none

Total ------------------------$ 133,313.71

Capital Stock Paid In________ $ Amount Reserved for Branches SUunrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ _- _- _-_- -_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL- _ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _C<:rtified Checks______________ B;Jls Payable----------------Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Io-nw-t-ee-dr-e_-s_-t_-_a-_n-_d-_-_T-_a-_-x_-_e-s_ Other Liabilities_____________
Total ------------------------$

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

THE BANK OF TOCCOA

Tocc.oa, Ga.

25,000.00 none
500.00 1,845.97
none none 43,291.31 none 27,201.31 none none 375.12 none none none
none none none 35,100.00
133,313.71

President, E. SCHAEFER

Vice-President and Cashier, J. H. WILLIAMS

RESOURCES:

Time Loans and Discounts----$ 195,035.28

Demand Loans--------------United States Securities______

993.75 154.44

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

1,800.00

Other Stocks and Bonds______ Banking House_______________

none none

Furniture and Fixtures______ _

2,407.62

Other Real Estate Owned___ _ 26,879.82

Due from Federal Reserve

Bank ---------------------- 11,104.07

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

8,048.30 noue none

Ailyances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 2,212.26

Other Checks and Cash Items_

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n--y-)----------------------

none none

Other Assets------------------ - - -no-ne

Total ------------------------$ 248,635.54

LIABILITIES:
Capital Stock Paid In--------~ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-__-_-_-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit S'raimviengCserDtiefpicoastietso__f _D__e_p_o__s_iL__-_.
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks______________
Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances -------------------~TBioensedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _

50,000.00. none
10,000.00 933.56 none
5,000.00 134,486.74
none 26,563.53
7,524.82 none
273.12 10.00 none
13,843.77
none none none none

Total --------------------- __ -$ 248,635.54

DEPARTMENT OF BANKING

263

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

FARMERS AND MERCHANTS BANK

Tocroa, Ga.

President, E. E. MITCHELL

Vice-Presidents, C. H. DANCE, CLAUDE BOND

Cashier, T. W. ANDERSON

RESOURCES:

Time Loans and Discounts____ $ Demand Loans______________ _

234,710.89 61,833.60

United States Securities------ 31,368.42

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------ 10,855.00

Banking House--------------- 16,112.00

Furniture and Fixtures-------

4,910.07

Other Real Estate Owned___ _

5,242.87

Due from Federal Reserve

D uBeafnrko m- - -O-t-h-e-r- -A- -p-p-r-o-v-e-d- -R-e- --

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_ Advances on Cotton__________

64,633.36 none
179,947.34

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 16,250.49

Other Checks and Cash Items-

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n- -y-)------------------ -- --

none 869.47

Other

Ass

et

s--

-

-

-

-

--------

-

-

--

37,115.77
----

Total ------------------------$ 663,849.28

LIABILITil'}S;

Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unp'l.id_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
CT ar us hs ite rF' su nCd hDe cekps _o_s_i_t s_ -_-_-_-_-_-_-_-_Certified Checks______________ Bills Payable_________________
Notes and Bills Rediscounted_ LEi\ters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed--~--------- Other Liabilities-------------

50,000.00 none
12,500.00 10,727.41
none none 269,959.32 none 63,278.10 136,505.09 none 12,379.36 none 100,000.00 none none
none none 8,500.00

Total -------------~----------$ 663,849.28

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

WILKINSON COUNTY BANK Toomsboro, Ga.

President, F. B. CHAMBERS

Vice-President, W. A. HALL

Cashier, H. E. STEPHENS

RESOURCES:

D'l'iemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$

62,285.91 18,308.15

United States Securities______ 15,850.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o_n__d_s_-_-._-_-_-_Furniture and Fixtures_______

none none none

Other Real Estate Owned___ _

2,050.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

36,893.74. none none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 469.95

Other Checks and Cash Items-

191.31

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i-f -a-n-y-)-_-_-_- _- -_-_-_-__-_-_-

none 259.75

- - - - - Other Assets-----~-----------

590.00

Total ------~-----------------$ 136,898.81

LIABILITIES:
Capital Stock Paid In--------* Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid_____________ Due to Banks---------------Deposits Subject to Check___ _ D<mand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------,TCraushstierF'sunCdhDecekps_o_s_i_ts_-_-_-_-_-_-_-_-_Certified Checks______________ Bills Payable~ ____:_ __________ :. Notes and Bills Rediscounted_ Lette:s of Credit and AcceptReasnecrvese f-o-r-I-n--te-r-e-s-t--a-n-d--T-a-x-e--s Bonds Borrowed---------'---Other Liabilities------~-----_:
Total ------------------------$

25,000.00 none
5,000.00 6,914.50
none 785.49 77,847.06 none 21;082.65 none none 269.11 none none none
'none nonenone ~one:
136,898.81

264

FouRTH ANNUAL REPORT

STATEMENT. Showing Condition at Close of Business December 28, 1923
of the BANK OF TRION
Trion, Ga.

President, BENJ. D. RIEGEL Rfi:EGEL

Vice-Presidents, C. B. CAPERTON,. THEODORE
Cashier, W. I. BENNETT

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n_d__s__________ _Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------Due from Other Banks____ --Advances on Cotton__________ Advances on Other CommodiC htei ecsk s - f-o-r- -C- -l-e-a-r i-n-g- - -H-o-u-s-e- -__- -_ Other Checks and Cash Items_ Letters of Credit and AcceptOvaenrcdersaft-s~-(-I-f-a-n--y-)-_-_-_-_-_-_-_-_-_-:_-_ Cther Assets_________________
Total ------------------------$

116,392.34 none
22,094.15 none none none none
1,818.81 none
none
46,710.10 nolle none
none 2,382.61
none
none 616.81
none
190,014.82

LIABILITIES:

Capital Stock Paid In--------~ Amount Reserved for Branches

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_

DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-

Deposits Subject to Check___ _
Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_

Notes and Bills Rediscounted_

Letters of Credit and Accept-

Reasnecrvese

------------------~-for Interest and Taxes

Bonds Borrowed-------------

Other Liabilities-------------

25,000.00 none
12,500.00 9,533.62 none none
86,302.35 none
54,144.55 216.25 none
2,318.05 none none none
none none none none

Total ------------------------$ 190,014.82

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF TUCKER Tucker, Ga.

President, P. K. BURNS

Vice-President, J. M. LIVSEY
Cashier, L. S. BURNS

RESOURCES:

Time Loans and Discounts----~ 45,030.35

Demand Loans--------------United States Securities_____ _

140.00 none

State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds------

none
none none

BFuanrnkiitnugreHaonudseF-ix--t-u-r-e-s-_-_-_-_-_-_--_

3,160.00 1,984.59

Other Real Estate owned ___ _

none

Due from Federal Reserve

Bank ---------------------Due from Other Ap-proved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other BankS-------

11,230.01 none

. Advances on Cotton----------

none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 113.10

Other Checks and Cash Items_

8.50

Letters of Credit and Accept-

- - - - - Ovaenrcdersaft-s--(-I-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_
Other Assets_________________

none 42.50 none

Total ------------------------$ 61,709.05

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P- -r o- -f-i -t s-------------------------DDiuvei dteon dBs aUn knsp_a_i_d__- -_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a--x-e-s Eonds Borrowed------------Other Liabil.ities-------------
Total ------------------------$

15,000.00 none
1,000.00 .2,436.80
none none 27,787.74 none 15,378.11 none none 106.40 none none none
none none none none
61,709.05

265

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

TURIN BANKING CO.

Turin, Ga.

President, EDGAR DOMINICK

Vice-President, G. H. URQUHART

Cashier, F. E. SHELL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 73,615.09

UDnemiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_-_-

none none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o_n_d__s__________ __ Furniture and Fixtures_______

405.00
1,665.75 1,989.75

Other Real Estate Owned____

8,939.78

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

8,385.44 none
2,302.57

Advances on Other Commodi-

C"thieecsks - f-o-r- -C- -l-e-a-r i-n-g- - -H-o-u- s-e- -__- -_

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

OOytheerrdrAafstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_-_-

2,598.27 none

----

Total ------------------------* 99,901.65

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-__-_-_--_ DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits------------Trust Fund Deposits--------Cashier's Check~------------ BCti"llrstifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------
Total ------------------------$

15,000.00 none
17,000.00 3,035.40 56.00 none
41,648.71 none
23,049.54 none none
112.00 none none none
none none none none
99,901.65

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF TY TY Ty Ty, Ga.

President, J. W. TAYLOR

Vice-President, F. B. PICKETT Cashier, W. M. BARR

RESOURCES:

Time Loans and Discounts----$ 70,314.12

UDnemiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_-_-

none none

State of Georgia Bonds_____ _

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

3, 760.00

Banking House--------------F'urniture and Fixtures______ _

2,400.00 2,536.20

Other Real Estate Owned ___ _

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_ Advances on Cotton__________

3,109. 72 none none

Advances on Other Commodi-

Chteiecsks--fo--r -C--l-e-a-r-in-g--H--o-u-s-e--__--_

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any)-----------

none

Other

As

s

e

ts-----

-

-

-

-

--------
-

-

-2,0-34.-03

Total ------------------------$ 84; 154.07

LIABILITIES: Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid-.-----------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------
Total------------------------$

25,000.00 none
1,000.00 1,055.57
none none 17,082.91 none 9,423.68 none 2, 778.14 155.93 none 27,657.84 none
none none none none
84,154.07

.

266

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, W. B. NICHOLS

BANK OF UNADILLA Unadilla, Ga. Vice-President, J. R. BARFIELD
Cashier, A. R. WARE

RESOURCES:

LIABILITIES:

Time Loans and Discounts----~ 155,015.48

Demand Loans--------------United States Securities______

13,227.00 4,000.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen__d__B_o__n_d_S_-_-_-_-_-_Furniture and Fixtures_______

none 3,000.00
2,600.00

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other Banks------Advances on Cotton__________

191,422.65 none
673.82

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u--se--__--_

190.78 none

Other Checks and Cash Items-

2,418. 75

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_ -_ -_ -_ _- _- _- _- -_

none none

- - - Other Assets ________________ _

none

Total ------------------------$ 372,548.48

Capital Stock Paid In--------$ Amount Reserved for Branches U8 unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit__ _ Savings Deposits------------CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks______________ Bills Payable_________________ Notes and Bills RediscountedLEtters cf Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a_-n_-d_-_-T_-a_-x_-_e--s_ Other Liabilities-------------
Total ------------------------$

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

50,000.00 none
5,000.00 19,260.96
none none 241,644.33 none 54,949.10 none none 1,694.09 none none none
none none none none
372,548.48

COMMERCIAL BANK Unadilla and Pinehurst, Ga.

President, CHAS. A. HORNE

Vice-President, W. C. GRIGGS

Cashier, 0. R. PEAVY

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Furniture and Fixtures------Banking House--------------Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
Vaults -------------------ADduevafnrcoems oOnthCeor ttBoann__k_s_-_-_-_-_-_-_-
Advances on Other CommodiChteiecsks -f-o--r --Cl-e-a-r-i-n-g--H--o-u-s-e-_-_--_ Other Checks and Cash Items_ Letters of Credit and Accept-
OOvtahenercrdersAafst-ss-e-t(-sif_-_-a_-n_-_-y_-)_--_--_--_--_--_--_--_--_--_--_--

131,179.16 6,659.42 none nona none 3,149.00
10,479.26 3,346.50 4,981.18
none
8, 733.97 none none
1,209.37 312.24
1,031.76
none 73.94 1,683. 73

Total ------------------------$ 172,839.53

LIABILITIES.:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits------------CTarushsiterF'sunCdheDcekps _o_s_i_ts_-_-_-_-_-_-_-_-_CErtified Checks______________ Bills Payable_________________
Notes and Bills Rediscounted. !.etters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

50,000.00 16,000.00
none none none 4,356.85 33,633.56 none 23,924.95 none none 2,444.37 none 42,426.37 none
none none none 53.43

Total ------------------------$ 172,839.53

DEPARTMENT OF BANKING

267

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF UNION POINT Union Point, Ga.

President, H. LAMB

Vice-President, I. W. IVEY Cashier, R. A. RHO'DES

RESOURCES:

Time Loans and DiscountS----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _
Advances on Other Commodi-
C htei ecsk s - -f o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_ Other Checks and Cash ItemsLetters of Credit and Accept-
ances --------------------OOvt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

56,243.17 65,025.21
none none none none 3,622. 73 2,845.24 1,100.00
none
41,923.82 none none
none 335.98 none
none 31.10 60.77

Total ------------------------$ 171,188.02

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check____ Demand Certificates of .Deposit Time Certificate of Deposit--Savings Deposits------------TCraus hs ti e rF' su nCdhDe cekps _o_s_i_t s_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Lcetters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_
Other Liabilities-------------

,25,000.00 none
25,000.00 5, 763.00 none none
112,567.20 none none none none
2,857.82 none none none
none none none none

Total ------------------------$ 171,188.02

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

THE FARMERS BANK Union Point, Ga.

President, B. W. BOYD

Vice-President, T. L. BARNES Cashier, A. J. STEWART

RESOURCES:

Time Loans and Discounts----~ 61,208.40

Demand Loans---------------

288.05

United States Securities-----State of Georgia Bond\3______

none none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______

none

Banking House--------------Furniture and Fixtures_______

3,000.00 1,713.48

Other Real Estate Owned----

3,600.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

10,632.47 none none

Advances on Other Commodi-

ties ----------------------C'hecks for Clearing House __ _

nlne 502.72

Other Checks and Cash Items-

428.31

Letters of Credit and Accept-

ances --------------------OOvt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

none 43.93 none

-----

Total ------------------------$ 81,417.36

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__--_ Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes OBothnedrs LBiaobrirloitwieesd__-_-_--_-_-_-_-_-_-_-_-_-
Total ------------------------$

15,000.00 n<,ne none
3,089.30 nonE' none
23,516.08 1,211.94
19,266.05 1,607.70 none 388.26 none
17,338.03 none
none none none none
81,417.36

r----

268

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, J. Y. BLITCH

ASHLEY TRUST CO. Valdosta, Ga.

Treasurer, S. A. SMITH

RESOURCES:

Time Loans and Discounts----$ 737,025.70

Demand Loans--------------United States Securities______

800.00 7,000.00

State of Georgia BondS------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

none none

Furniture and Fixtures_______

none

Other Real Estate owned____

4,434.86

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-__-_-_-_--_

34,560.70 none

Advances on Cotton----------

none

Advances on Other Commodi-

Chtieecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

nonE' non<'

Other Assets_________________

1, 707.88

-----

Total ------------------------$ 785,529.14

LIABILITIES:

Capital Stock Paid In________ $
Amount Reserved for Branches
USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________

Deposits Subject to Check____ Demand Certificates of DepJsit Time Certificate of Deposit___
Savings Deposits------------Trust Fund Deposits------'--Cashier's Checks------------CBeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-

Notes and Bills Rediscounted-

Letters of Credit and Accept-

RBeoasnnedcrsvees

-------------------~-
BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_

Other Liabilities-------------

100,000.00 none
35,000.00 187,893.93
none none none Iione 388,881.52 none 11,253.69 none none none 12,500.00
none none none 50,000.00

Total ------------------------$ 7&5,529.14

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF VALDOSTA

President, E. P. ROSE

Valdosta, Ga.
Vice-Presidents, A. J. STRICKLAND, J. R. DASH~

Cashier, W. F. STATEN

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______
State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and BondS-----Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
D uBea nf rko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e-serve Agents and Cash in
Vaults -------------------Due from Other Banks------Advances on Cotton---------Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i-f -a-n- -y-)---------------------Other Assets-----------------

668,374.20 144,283.29
40,885.61 none none
10,000.00 40,000.00 12,663.71 40,577.95
none
88,088.92 7,478.12 none
none 13,078.19
8,136 42
none none 432.06

Total ------------------------$ 1,073,998.47

LIABILITIES: .
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-&avings Deposits------------Trust Fund Deposits_________ Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------HBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

200,000.00 none
40,000.00 9,602.98 100.00
16,240.23 341,457.82
none 176,254.00 225,307.59
15.00 1,441.26
255.00 40,000.00 15,232.90
none 8,091.69
none none

Total ------------------------$ 1,073,998.47

DEPARTMENT OF BANKING

269

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

THE CITIZENS BANK OF VALDOSTA

Valdosta, Ga.

President, J. F. LEWIS

Vice-Presidents, T. B. CONVERSE, SR., G. W. -VA~

Cashier, R. D. STEVENS, Assistant Cashier, A. F. WILLIS

RESOURCES:

Time Loans and Discounts----~ 1,487,100.45

Demand Loans--------------United States Securities______

48,897.63 800.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ 162,300.04

Banking House_______________

none

Furniture and Fixtures_______

4,000.00

Other Real Estate Owned____

400.00

Due from Federal Reserve

~ank ---------------------- 12,998.42

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

263,928.30 26,512.93

Advances on Cotton _________ _ 106,605.40

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 2,843.09

Other Checks and Cash Items-

none

Letters of Credit and Accept-

O vaenrcdersa f -t s- -(-i-f -a-n- y- -) -_-_-_-_-_-_-_-_-_-_-_ Other Assets_________________

none
51,766.65 none

Total ------------------------$ 2,171,152.91

LIABILITIES:

Capital Stock Paid In--------$ Amount Reserved for Branches

SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________

Deposits Subject to Check___ _ Demand Certificates of Deposit Tlme Certificate of Deposit___ Savings Deposits____________ _

Trust Fund Deposits--------Cashier's Checks ______ .:. _____ _ Certified Checks______________ Bills Payable ________________ _

Notes and Bills Rediscounted_

Letters of Credit and Accept-

RBeoasnnedcrsvees

-------------------~-
BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_

Other Liabilities_____________

150,000.00 none
150,000.00 155,197.22
24,000.00 95,449.7 4 334,658.34
none 391,437.47 523,166.55 290,526.13
2,079.96 226.26 none
38,356.77
none none none 16,054.47

Total ------------------------$ 2,171,152.91

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the EXCHANGE BANK

Valdosta, Ga.

President, A. C. :MIZELL

Vice-President, W. A. SIMS Cashier, W. A. ROBERTS

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a~n-k--s-_-_-_-_-_-_-_ Advances on Cotton__________ Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and AcceptOvaenrcdersaft-s--(-i-f -a-n-y--)-_-_-_-_-_-_-_-_-_~_-_ Other Assets_________________
Total ------------------------$

204,259.04 716.73
1,086.24 none
3,600.00 none none
7,280.03 4,668.11
none
8,733.72 none none
none 4,307.29 5,504.12
none none 11,179.18
251,334.46

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Dep)sit 'J'\me Certificate of DeposiL-Savings Deposits_____________ CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ Certified Checks______________ Bills Payable_________________
Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedrcsvees Bf-oo-rr-r-Ion-w-t ee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x_- _-e-s_
Other Liabilities-------------

100,000.00 none
18,550.00 none 3.00 none
44,182.87 none
31,160.60 41,471.48
none 871.29 none none 15,044.97
none none none 50.25

TotRl ------------------------$ 251,334.46

270

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE MERCHANTS BANK Valdosta, Ga.

Presdient, H. Y. TILLMAN

Vice-President, A. F. WINN, JR.

Cashier, T. I. DENMARK

RESOURCES:

Time Loans and Discounts----~ 1,006,440.78

Demand Loans--------------- 218,551.86

United States Securities______ 24,368.30

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

2,000.00

Banking House--------------Furniture and Fixtures_______

32,719.16 25,321.8,2

Other Real Estate owned---- 13,535;00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_

90,635.09 4,124.74

Advances on Cotton----------

none

Advances on Other Commodt-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 1,625.12

Other Checks and Cash Items_

203.20

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n- -y-)------------------ -- --

none 7,336.33

Oiher Assets----------------- 50,000.00

Total ------------------------$ 1,476,861.40

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnendrcsvees Bf-oo-rr-rIo-n-w-t ee-dr-e-_s-_t-_-_a-_n-_d-_ _-T_-a_-x_-_e- -s_
Other LiabilitieS-------------

200,000.00 none
50,000.00 39,995.31
none 61,847.12 227,557.46
none 333,880.34 418,799.79
none 2,288.53
150.82 none
66,544.35
none 16,336.98
none 59,460.70

'J'otal ------------------------$ 1,476,861.4(

STATEMENT Showing Condition at Close of Business December 28, 1923
of the THE FARMERS BANK
Vidette, Ga.

President, W. C. McCARVER

Vice-President, S. A. THOMPSON

Cashier, H. McCRAINE

RESOURCES:

Time Loans and Discounts----f 24,963.81

Demand Loans---------------

none

United States Securities______

ncne

State of Georgia BondS------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o_n__d_S_-_-_-_-_-_-

,225.00 2,300.00

Furniture and Fixtures_______

1,200.00

Other Real Estate Owned----

2,375.23

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

CuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_

13,117.54 500.00

Advances on Cotton----------

none

Advances on Other Commodi-

ties ----------------------CP.ecks for Clearing House---

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

OOtvahenercrdersAafs-tss-e-t(-si-f_-_a-_n-_-_y-_)-_--_--_--_--_--_--_--_--_--_---_

none 21
none

-----

Total -----------------------..:$ 4-!,681. 79

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit. __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedrcsveesBf-oo-rr-roI-n-w-tee-dr-e-_s-_-t_-_a-_n-_d-_-_T-_a-_x-_~_e-s_ Other Liabilities-------------
Total ------------------------$

15,000.00 nonE'
1,000.00 751.04 none none
23,624.81 none
3,344.00 none none 961.94 none none none
none
llOllf'
none none
44,681.79

DEPARTMENT OF BA~KING

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the



AMERICAN BANKING CORP Vienna, Ga.

President, T. H. GREGORY

Vice-President, J. A. PEAVY

Cashier, J. N. HARGROVE

RESOURCES:

Time Loans and Discounts----$ 126,949.22

Demand Loans--------------United States Securities______

2,671.22 3,922.82

State of Georgia Bonds--~--

nnne

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

none

Banking House---------------

6,500.00

Furniture and Fixtures------Other Real Estate Owned___ _

2,415.00 10,280.56

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

33,887.83 871.60
2,372.86

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__--_

2,828.28 none

Other Checks and Cash Items_

1, 732.29

Letters of Credit and Accept-

OOtvahenercrdersAafs-tss-e-t(-si-f_-_a-_n-_-_y-_)-_--_--_--_--_--_--_--_---_-__-__

nonE488.37 none

-----

Total ------------------------$ 194,920.05

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpivluids ed--P-r-o--fi-t-s-_-_-__-_-_-_-_-_-_-_-_-_DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit___ STarvuisntgFs uDndepDoespitoos-i-ts--_-_-_-_-_-_-_-_-_Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedrcsveesBf-oo-rr-roI-n-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_-a_-x_~_e-_s Other LiabilitieS-------------

75,000.00 none
5,000.00 13,080.63
none
fl(!lle
68,932.90 none
32,079.11 none none 827.41 none none none
none none none none

Total -----------------------~$ 194,920.05

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

THE BANK OF VIENNA Vienna, Ga.

President, W. C. HAMILTON

Vice-President, W. T. GILBERT

Cashier, W. T. GILBERT, JR.

RESOURCES:

Time Loans and Discounts----$ 177,847.73

Demand Loans--------------United States Securities------

,2,110.46 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and Bond-S------

2,938.00

Banking House--------------Furniture and Fixtures______ _

none 4,000.00

Other Real Estate Owned---- 11,456.20-

Due from Federal Reserve

D uBeafnrko m- - -O- t-h-e-r- -A- -p-p-r-o-v-e-d- -R- -e --

none

serve Agents and Cash in

Vaults -------------------Due from Other Banks_______

47,434.41 100.00

Advances on Cotton______ ----

4,787.11

Advances on Other Commodi-: ~:no-

C ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- -s e- -__- -_

none 1,135.19

Other Checks and Cash Items-

nene

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-_-_-_

non~
3,489.18

Other Assets-----------------

none

-----

Total ------------------------$ 255,298.28

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits------------CTraushstierF'sunCdhDecekps _o_s_i_ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoaEnnedcrsvees Bf-oo-rr-r-Ion-w-tee--dre-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities-------------
Tot a~ ___ ---------------------$

50,000.00 none
42,427.40 none none non'
100,011.71 none
57,367.75 none none
428.00 63.42
5,000.00 none none none none none
255,298.28

"1

FouRTH ANNUAL REPORT

STATEMENT Show~ng Condition at Close of Business December 28, 1923
of the

DOOLY SAVINGS BANK Vienna, Ga.

President, W. C. HAMILTON

Vice-President, R. E. KELLY

Cashier, W. T. GILBERT, JR.

- - - - -RE-SOURCES:
Ttme Loans and Discounts----~

41,499.65

Demand Loans------~-------United States Securities______ State of Georgia Bonds______

402.50 nnoonnee

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House______________ _

none none

Furniture and Fixtures_______

nonP

Other Real Estate Owned___ _ 11,946.49

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

Vsearuvlets A.:g._e_n_t_s___a_n_d___C_a_s_h___in_ Due from Other Banks______ _ Advances on Cotton _________ _

4,844.59 none none

Advances on Other Commodi-

ties ----------------------C"hecks for Clearing House---

none non"!

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

OOvt heer rd r aAfstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

none none

-----

Total ------------------------$ 58,6~3.23

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuisded--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_~_-_ Dividends Unpaid ____________ _ Due to Banks---------------Deposits Subject to Check___ _ Dt>mand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_it_-_-_Trust Fund Deposits________ _ Cashier's Checks____________ _ Certified Checks_____________ _ Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities____________ _
Total ------------------------$

25,000.00 none
11,963.34 none none none none none
21,729.89 none none none none none none none none none none
58,693.2~

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

VIENNA STATE BANK Vienna, Ga.

President, W. P. HEARD

Vice-President, 0. L. ARNOLD Cashier, S. F. BIVINS

RESOURCES:

Time Loans and Discounts____ $ 44,519.07

Demand Loans--------------United States Securities______ State of Georgia Bonds______

4,125.00 none nvne

Sleek in Federal Reserve Bank

none

Other Stocks and Bonds-----Banking House_______________ Furniture and Fixtures_______
Other Real Estate Owned ___ _

none none none 496.38

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

non~

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton _________ _

18, 720.05 none
4,481.84

Advances on Other Commodities -----------------------
Checks for Clearing House---

none 773.66

Other Checks and. Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

OOtvheerrdrAafstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_-

-_
-

-

284.40
- -no-ne

Total ------------------------$ 73,400.40

LIABILITIES:
Capital Stock Paid In ________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check ___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_TCraus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsv e Bf oo rr rIonwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities____________ _
Total ------------------------$

25,000.00
ll0ll8
1,000.00 462.30 none none
38,022.47 none
8,568.84 none none 346.79 none none none
none none none
llfJTJP.
73,400.40

Jh:PART~fl

STATEJ!d.t..

Showing Condition at Close of Business :u~cember 28, 1923

of the

BANK OF VILLA RICA

Villa Rica, Ga.

President, W. B. CANDLER

Vic(lPresident, J. N. WILSO::'\f

Cashier, S. 0. FIELDER

RESOURCES:
TDiemmeanLdoanLso. aannsd__D__is_c__o.u:: _n_t_s_-_-_--_$ United States Securities_____ _ State of Georgia Bonds-----Stock in Federal Reserve Bank BCathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_-_-
Furniture and Fixtures______ _ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-_-__--_
Advances on Cotton---------Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and Accept-
ances --------------------OOvt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

174,424.29 157,638.30
none none none 10,000.00 2,500.00 1,500.00 34,000.00
none
20,128.99 none none
none none 4,933.58
none none 1,200.31

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches {SJunrdpilvuisded--P-r-o-f-i-t-s -_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks_______________ _
D<>posits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits____________ _ Trust Fund Deposits________ _ Cashier's Checks____________ _
Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and AcceptHBeoasnnedrcsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other Liabilities-------------

50,000.00 none
50,000.00 36,200.33
none none 149,324.39 63.90 115,644.31 none 3,753.60 1,289.05 none none none
none 49.89 none none

Total ------------------------$ 406,325.47 Total ------------------------$ 406,325.47

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

MERCHANTSANDPLANTERSBANK Villa Rica, Ga.

President, J. M. MOORE

Vice-President, J. HENRY POPE Cashier, GEO. HARPER

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------"Cnited States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_--_-_-_-_Furniture and Fixtures______ _ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in TluVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_
Advances on Cotton---------Advances on Other Commodi-
1ies ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OOvt heerrd rAa fstsse t(si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

107,719.93 1,689. 71 none none none 750.00 1,611.31 2,943.55 6,400.00
none
22,495.26 none
15,100.00
none none 25.51
none 1,883.91 2,108.34

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
TCrausshtieFr'sunCdheDcke,pso__s_i_ts_-_-_-_-_-_-_-_-_-
Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
RBeoasnnedrcsvees Bf-oo-rr-r -oI n-w-t ee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x_- _-e-s_ Other Liabilities____________ _

50,000.00 none
12,5no.oo 688.47 none none
55,828.66 none
17,817.30 none
1,229.27 1,330.04
none 21.333.78
2,000.00
none none none none

= - - = $_ :=T=:o=:t:=a:::l=-=-=-=-=-=-=-=-=--=-=-=-=-=-=-=-=-=-=-=-=--=-=$===1=6=2=,~='2=7==5=2===T=o=t=a=l==-=-=--=-=-=- -_-_-- _ - - -~=-

1_{i~. ~

.L REPORT

~AXEMENT

Showing Condition at Close of Business December 28, 1923 of the

CITIZENS BANK

Waco, Ga.

President, W. W. HEATO~

VicePresident, J. W. WORD

Assistant Cashier, M. F. STAMPS

RESOURCES:

Time Loans and Discounts----$ 120,093.22

DUenmiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_--_ State of Georgia Bonds_____ _

1,709.87 none none

Stock in Federal Reserve Bank Other Stocks and Bonds_____ _

none none

Banking House---------------

none

Furniture and Fixtures------Other Real Estate Owned___ _

3,050.00 1, 750.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------Due from Other BankS-------

2,640.84 none

Advances on Cotton----------

none

Advances on Other Commodi-

C ht feecgk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o- -u-s-e------

none none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none 71.46

Other Assets------------------ - -315- .07 Total ------------------------$ 129,630.46

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividend~ Unp-:tid _______ -----Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso__f _D__e_p_o_s_i_t______
CT raus hs ti e rF' su nCd hDe cekps _o_s_i_t s_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_S__-_-_--_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-rIo-n-w-tee-dr-e_-s_-t_-_-a_-n_-d_-_-T_-a_-x_-_e- -_s
Other Liabilities-------------

15,000.00 none
9,000.00 2,339.57
none none 21,677.87 14,086.16 15,924.99 949.75 none 411.74 none 15,988.67 none
none none none 34,251.71

Total ------------------------$ 1-29,630.46

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, S. C. EVANS

BANK OF WADLEY Wadley, Ga. Vice-President, J. D. PEACOCK
Cashier, S. D. MANDEVILLE

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds--.---BFuanrnkiitnugreHaonudseF-ix--t-u-r-e-s-_-_-_-_-_-_--_ Other Real Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
Vaults --------------------Due from Other Banks------Advances on Cotton---------Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OOtvheerrdrAafstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_--_

124.4Hi.99 8,320.74 rone none 1,500.00 none 3,077.30 3,853.57 6,866.95
none
72,729.17 26,500.00
none
none 870.63
none
ncne 35.12 3, 725.42

Total ________________________ $ ~_!)_4.89

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ D<mand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Lette:s of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities_____________

25,000.00 none
25,000.00 6,535. 79 none 6,207.81
146,978.03 none
31,191.18 10,283.92
none 635.16
none none none
none none none none

Total -----~------------------ $ 251,894.89

DEPART::\IENT OF BANKING

275

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

CITIZENS BANK Warrenton, Ga.

President, C. R. FITZPATRICK

Vice-Presidents, E. P. DAVIS, W. E. ENGLISH

Cashier, R. F. FOWLER

RESOURCES:

LIABILITIES:

Time Loans and Discounts----~ 154,686.05

Demand Loans--------------United States Securities______

62,818.12 70,981.97

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_-_Furniture and Fixtures_______

900.00 7,149.56 2,304.60

Other Real Estate Owned----

9,013.21

Due from Federal Reserve

D uBea fnrko m- - -O- t-h-e- r- -A- -p-p-r-o-v-e-d- -R- -e --

none

serve Agents and Cash in

DuVeaufrlot.sm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_

238,350.32 none

Advances on Cotton---------- 64,140.60

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 61.57

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances ---------------------

none

Overdrafts (if any)-----------

16.33

- - - - - Other Assets-----------------

450.35

Total _____________________ : __ $ 610,872.68

Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_e_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ LEtters cf Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------
Total ------------------------$

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

50,000.00 none
25,000.00 62,250.41
none none 313,668.93 none 2,500.00 158,644.51 none 34,431.50 14.00 none none none 363.33 none none
610,872.68

PLANTERS AND MERCHANTS BANK Warrenton, Ga.

President, G. R. MANER

Vice-President, W. L. SHURLEY Cashier, J. C. EVANS

RESOURCES:

Time Loans and Discounts----$ 79,626.48

Demand LoanS--------------United States Securities______

4,420.50 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

Other Stocks and BondS-----Furniture and Fixtures______ _

315.00 2, 700.00

Banking House---------------

1,600.00

Other Real Estate Owned----

4,433.40

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

41,720.86 none

Advances on Cotton----------

2,127.94

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

556.05 none

Other Checks and Cash Items_

3,059.49

Letters of Credit and Accept- i

O vaenrcdersa f t-s- -(-i f- -a-n- -y-)------------------ -- --

none 3, 766.55

- - - - Other Assets-----------------

none

Total ------------------------~ 144,326.27

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s-_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCEillrstifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeo.ns edrsv e Bfoorrr oI nwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities_____________

25,000.00 none
5,000.00 148.64
1,000.00 none
89,097.12 none
3,24 7.10 none
4,506.68 1,326.73
none 15,000.00
:a one
n.one none none none

Total ------------------------$ 14~

27()

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

FARMERS AND MERCHANTS BANK Warthen, Ga.

President, J. H. HOOKS

Vice-President, M. WARTHE~ Cashier, T. W. BEASON

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities___ _: __ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House__ _ Other Checks and Cash Items_ Letters of Credit and Accept-
0 aenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_- _C1ther Assets-----------------

68,683.94 3,475.80 none none none 4,620.00 2,500.00 2,662.44 2,939.18
none
11,826.06 none none
2,691.19 none none
none 1,430.98 3,200.00

Total -------------------------$-1_0_4_,0_2_9-.5-9

LIABILITIES:
Capital Stock Paid In ________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-__-_-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________
TCraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsifPiel)d.yCabhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------neserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

15,000.00 none
5,000.00 3,453.20
none none 39,247.16 none 15,002.7 4 none none 1,067.43 none 19,720.00 2,000.00
none none none 3,539. 06

Total ------------------------$ 104,029.5~

STATEMENT Showing Condition at Close of Business :Pecember 28, 1923
of the

BANK OF WARWICK Warwick, Ga.

President, A. J. DAVIS

Vice-President, W. D. ETHERIDGE

Cashier, M. L. IVEY

RESOURCES:

Time Loans and Discounts----f 60,532.66

Demand Loans--------------United States Securities______

885.00 none

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

none

BFuanrnkiitnugreHaonudseF-ix--t-u-r-e-s-_-_-_-_-_-_-_-

1,700.00 2,265.00

Other Real Estate Owned----

3,200.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

Vaults -------------------- 11,235.71

ADduve afnrcoems oOnthCeor tBtoann__k_s_-_-_-_-_-_-_-

none none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

243.90 none

Other Checks and Cash Items_

74.36

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_ -_ _- _- _- _-_- -_

none none

Other

A

sset

s-

-

----

-

----

-

----

--

-

-

none
--

Total ------------------------$ 80.136.63

LIABILITIJ<:S: Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvese Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T_-a_-x_-_e--s_ Other Liabilities-------~-----
Total ------------------------$

25,000.00 none
5,000.00 481.49 none none
15,050.72 none
4,176.01 none none
428.41 none
30,000.00 none none
none none none
80,136.63

DEPART~IEXT OF BAXKIXG

277

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

WASHINGTON EXCHANGE BANK Washington, Ga.

President, J. R. DYSON

Vice-President, GARX E'l'T GREEN

Cashier, ALEXAN.UER IRVIN

RESOURCES:

Time Loans and Discounts----$ 319,658.10

Demand Loans--------------Cnited States Securities______

none 200.00

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _

2,525.00 none
7,62&.75

Other Real Estate Owned___ _ 13,138.38

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve- Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _

31,155.46
none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none 2,295.37

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances -------------------,...-. Overdrafts (if any)___________

none none

Other Assets_________________

20,382.90

-----

Total ------------------------$ 396,983.96

LIABILITIES:

Capital Stock Paid In ________ $. Amount Reserved for Branches USunrdpilvuisded--P-r-o~f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid____________ _ Due to Banks________________

Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposita_____________ Trust Fund Deposits_________ Cashier's Checks_____________

Certified Checks--------------

Bills Payable----------------Notes and Bill~ Rediscounted_

Letters of Credit and Accept-

nB~osanendrcsvees

-------------------~-
BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_

Other LiabilitieS-------------

100,000.00 none
30,000.00 2,676.14 none none
142,7il9.23 none
39,434.93 3,084.27 none 804.49 none
43,000.00 4,500.00
none none none 30,684.90

Total ------------------------$ 396,983.96

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

WASHINGTON LOAN AND BANKING CO. Washington, Ga.

President, T. J. BARKSDALE

Vice-President, W. L. JOHNSO="'

Assistant Cashier, MISS RENA M. WELSH; Cashier, T. J. BARKSDALE

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------T.:nited States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton______ ---Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash ItemsLetters of Credit and AcceptO vaenrcdersa f-t s- -(-i-f -a-n- -y-)---------------------Other Assets-----------------
Total ------------------------$

199,678.20 none none none none
30,500.00 none
4,405.00 none
none
87,911.89 none none
none none none
none 1,250.20
none
323,7 45.29

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t -s -_-_-_-_ -_ -_ _- _- _- _-_-_- -_
Dividends Unpaid------------Due to BankS---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------Certified Checks-------------Rills Payable----------------Notes and Bills RediscountedLetters of Credit and AcceptRBeoaEnnedcrsvees Bf-oo-rr-r-Ion-w-t ee- d-r e-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other Liabilities-------------

50,000.00 none
50,000.00 20,161.93
none none 151,432.14 52,151.22 none none none none none none none
none none none none

Tot a~ --- ---------------------$ 323,745.29

278

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

OCONEE COUNTY BANK Watkinsville, Ga.

President, A. W. ASHFORD

Vice-President, J. A. JOKES

Cashier, C. A. ASHFORD

RESOURCES:

Time Loans and Discounts____ f 148,173.38

Demand Loans--------------United States Securities______

3,851.95 986.89

State of Georgia Bonds______

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds______ Banking House______________ _

225.00 none

Furniture and Fixtures_______ Other Real Estate Owned___ _

3,717.45 17,824.49

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton_________ _

25,890.53 none
2,426.89

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

126.21

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i-f -a-n-y -) _- _- -_-_-_-_-_-_-_-_-_-

none 161.28

Other Assets__________________ 12,702.13

-----
Total ------------------------$ ,216,086.20

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_--_
Deposits Subject to Check ___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-
TC"rausshtieFr'sunCdhDecekps o__s_i_t_s_-_-_-_-_-_-_-_-_-
CBeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Lc:tters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

3 i ,500.00 none
15,000.00 1,995.4 7 none none
138,306.34 none
8,050.00 none none
. 113.37 none none
15,121.02
none none none none

Total ------------------------$ 216,086.20

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

President, L. 0. BENTON

COMMERCIAL BANK Waycross, Ga. Vice-Presidents, K. l<'. RYMER, P. A. HAY
Cashier, .J. :M. NORMAN

RESOURCES:

Time Loans and Discounts----$ 169,850.62

Demand Loans--------------- 34,201.54 United Sta-tes Securities______ 108,350.00

State of Georgia Bonds______

5,000.00

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_

4,000.00 none

Furniture and Fixtures_______

7,500.00

Other Real Estate Owned___ _

none

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

H3,970.51
none none

Advances on Other Commodi-

C'htieecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__--_

none 5,815.98

Other Checks and Cash Items_

282.16

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y- )- -_-_ -_ -_ _- _- _- _-_-_Other Assets ________________

-_ _
-

-

-

none none
-no-ne

Total ------------------------$ 548,970.81

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits_________
('"ashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other LiabilitieS-------------

50,000.00 none
6,000.00 9,383.49 2,944.0()
none 285,163.33
none 57,642.95 45,849.50
none 1,987.54
ncne nonP none
none none nonenon

Total ------------------------$ 548,970.81

DEPARTMENT OF BANKIXG

279

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF WAYNESBORO Waynesboro, Ga.

President, C. W. SKINNER

Vice-P1esident, E. E. CHANCE

.Cashier', DADE DURDEN

RESOURCES:

Time Loans and Discounts----$ 163,377.39

Demand Loans--------------- 132,658.74 United States Securities______ 26,100.00

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

nonA

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

none none

Furniture and Fixtures_______

4.252.83

Other Real Estate Owned___ _

9,103.80

Due from Federal Reserve

D uBea nf rko m- - -O- -t h-e- r- -A- -p-p-r-o-v-e-d- -R- -e--

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

28,286.30 none

Advances on Cotton__________

none

Advances on Other Commodi-

Chteiecsks -f-o--r --C-l-e-a-r-i-n-g--H--o-u-se-_-_--_

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y-)--_-_-_-_-_-_-_-__-_--_ Other Assets ________________ _

none 688.86
none

-----

Total ------------------------$ 364,467.92

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________
CT raus hs ti e rF' su nCd hDe cekps _o_s_i_t s_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k__s_-_--_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee-d-re-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_ Other Liabilities____________ _

50,000.00 none
35,000.00 6,484.62 80.00 none
99,922.98 8,982.88 none
163,024.55 none
972.89 none none none
none none none none

Total ------------------------$ 364,467.92

STATEMENT Showing Condition at Close of Business December 28, 1923
of the CITIZENS BANK Waynesboro, Ga.

President, J. H. WHITEHEAD

Vice-President, HENRY W. BLOUNT

Cashier, HENRY W. BLOUNT

RESOURCES:

Time Loans and Discounts----f 237,090.13

Demand Loans--------------United States Securities______

64,521.43 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank Other Stocks and Bonds______

. none 2,690.00

Banking House--------------Furniture and Fixtures______ _

21,000.00 3,315.00

Other Real Estate Owned___ _ 13,175.54

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

LuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

68,394.58 none none

Advances on Other Commodi-

ties ----------------------Checks for Clearing House---

none none

Other Checks and Cash Items-

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)-----------

none none

Other

Ass

et

s

---

---

---

--

---

----

-

none
--

Total ------------------------$ 410,186.68

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid_____________
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit- __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
Ce-rtified Checks-------------B;lls Payable----------------Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedrcsveesBf-oo-rr-roI-n-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x-_~_e-s_ Other Liabilities____________ _

25,000.00 none
40,000.00 13,175.54
130.00 none
327,275.64 3,000.00 none none none 1,605.50 none none none
none none none none

Total ------------------------$ 410,186.68

280

FontTH .\x:c\T.\L REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

WAYNESBORO SAVINGS BANK Waynesboro, Ga.

President, J. H. WHITEHEAD

Vice-Pr<>sidcnt, F. II. BLOU)i'l'

Cashier, S. A. GRAY

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities_____ _ State of Georgia Bonds_____ _ 81 ock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned ___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and AcceptOvaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-_-_-_
Gther Assets-----------------
Total ------------------------$

88,703.59 none none none
405.00 500.00
none none 15,465.95
none
9,409.27 25,500.00
none
none none none
none none none
139,983.81

LIABILITIES:
Capital Stock Paid In ________ $ Amount Reserved for Branches U~unrdpilvuisd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_
DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits------------CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-tee--dre-_-s_-t_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other Liabilities-------------

15,000.00 none
15,000.00 7,017.05 none none none
ll0ll8
none 102,966.76
none none none none none
none none none none

rota! ------------------------$ 139,983.81

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

CITIZENS BANK

West Point, Ga.

Presicl'ent, J. A. AVARY

Vice-President, R. 0. FREEMAN

Vice-President and Cashier, A. B. DIXON

RESOURCES:

Time Loans and Discounts____ $ 353,860.20

Demand Loans--------------United States Securities_____ _

3,193.20 846.00

State of Georgia Bonds_____ _

none

Stock in Federal Reserve Bank

3,600.00

BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _

1,620.00 none
6,767.72

Other Real Estate Owned ___ _

1,859.23

Due from Federal Reserve

Bank ----------------~-----

8,6R9.36

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

39,169.04 n..Jne nc\ne

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 10,626.74

Other Checks and Cash Items_

1,449.54

Letters of Credit and Accept-

ances ------------------ -Overdrafts (if any)-----------

none none

Other Assets-----------------

none

----

Total ------------------------$ 431,681.03

LIABILITIES:

Capital Stock Paid In--------$ Amount Reserved for Branches

SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid ____________ _ Due to Banks________________

Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o_R__iL__- _.

CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ Certified Checks______________ Rills Payable ________________ _

Notes and Bills Rediscounted_

Letters of Credit and Accept-

RBeoasnnedcrsvese

-------------------~-
BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_

Other LiabilitieS-------------

100,000.00 none
20,000.00 8,339.50 none none
208,753.58 none
8,250.00 82,171.47
none 4,010.13
156.35 none none
none none none none

Total --------------------- ___ $ 431,681.03

___________________ _ DEPART::\fEXT 0~' BA:'\KING , _________2S_I_

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

BANK OF WESTON

Weston, Ga.

!'resident, G. W. SDIS

Yire-President, 11. .f. LEVERET'l'

Cashier, S. W. ADAMS

RESOURCES:

LIABILITIES:

TDiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$

134,034.37 none

united States Securities_____ _

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHclo<us saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned____

none 1,930.00 1,797.00
3,380.00

DPe from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

Vaults -------------------DAudevafnrcoems oOnthCeor tBtoann_k__S_-_-_-_-_-_-_-

12,470)6
none 239.15

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 251.50

Other Checks and Cash Items_

24.17

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

none 2.00

- - - - - Other Assets_________________

120.00

Total ------------------------$ 154,268.35

Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ D<>mand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
CTraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

:25,000.00 none
5,000.00 4,285.83
184.00 ?.,OOO.UO 29,903.SO 3,500.00 50,242.61
969.7S none
1,362.?.0 none
8,000.00 none
none none none 22,820.00

Total ------------------------$ 154,268.35

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

MERCHANTS AND PLANTERS BANK Whigham, Ga.

President, T . .T. MILLS

Yiee-President, 'R. S. KENXEMUR Cashier, R. S. KENNEMUR

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$

45,741.45 none

united States Securities------

none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

none 4,000.00

Furniture and Fixtures------Other Real Estate OwneiL __ _

3,307.29 none

Due from Federal Reserve

Bank -------~-------------Due from Other Approved Re-

none

serve Agents and Cash in

LuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

18,132.40 none none

Advances on Other Commodi-

C ht ei ecsk s - f-o- r- -C- -l-e-a-r -i n-g- - -H-o-u- s-e- -__- -_

53,607.90 764.54

Other Checks and Cash Items_

none

Letters of Credit and Accept-

ances --------------------Overdrafts (if any)___________

none J 82.17

- - - - Other Assets-----------------

2,540. 59

Tot a I ------------------------$ 128,27~.?.4

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches SUunrdpilvuisd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_ -_ -..-_-_-_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________
CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ CBeilrltsifPieadyaCbhleec_k_s_-_-_-_~_-_-_-_-_-_-_-_-_-_-_
Notes and :Sills Rediscounted_ Letters of Cre.lit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

15,000.00 none
1,500.00 6.10
none none 80,072.68 none 20,065.84 none none 1,631.72 none 10,000.00 none
none none none none

Total ________________________ $ 128,276.3~

282

FouRTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the



BANK OF WHITE PLAINS

White Plains, Ga.

President, W. C. DAVIDSON

Cashier, 1<~. A. TAPPAN

RESOURCES:

Time Loans and Discounts----$ 87,973.13

Demand Loans---------------

7,255.71

United States Securities------

700.00

State of Georgia Bonds_____ _

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds------

225.00

Banking House---------------

3,500.00

Furniture and Fixtures-------

1,660.00

Other Real Estate Owned----

none

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_

21,818.94 none

Advanc"!s on Cotton----------

none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none 328.72

Other Checks and Cash Items_

none

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_-_ -_ -_ _- _- _- _-_-_- -_ Other Assets ________________ _
-

-

none
167.44
- -no-ne

Total ------------------------$ 123,628.94

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvuisd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

20,000.00 none
2,216.04 6,874.35
none none 53,680.29 none 6,100.00 none 214.14 585.85 none 13,000.00 none
none none none 20,958.27

Total ------------------------$ 123,628.94

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE PLANTERS BANK White Plains, Ga.

President, C. C. KIN-G

Vice-President, C. 0. COPELAN Cashier, C. S. COPELAN

RESOURCES:
Time Loans and Discounts----~ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------~ Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_-_ -_ _- _- _-_-_-_-_- -_ Other Assets_________________
Total ------------------------$

52,121.62 none none none none none
2,400.88 2,410.17
850.98
none
3,055.26 406.50 none
none 227.81
none
none none 140.00
61.613.22

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------Trust Fund Deposits--------C',.shier's Creeks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ Letters of Credit ancl Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other LiabilitieS-------------
Total ------------------------$

15,000.00 none none
1,961.69 none none
4,222.52 none
27,952.8:{ none none
164.1S none
12,312.00 none
none none none none
f>1.613.22

DEPARTMENT OF BANKING

283

STATEMENT Showing Condition at Close of Business December 28, 1923

of the

WHITESBURG BANKING CO.

Whitesburg, Ga.

Vice-President, T. W. CAMP, Act. Pres.

Cashier, C. B. LASSETTER

RESOURCES:

Time Loans and Discounts____ $ 22,718,90

Demand Loans--------------United States Securities______

5,000.00 none

State of Georgia Bonds______ Steck in Federal Reserve Bank

none none

OBathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_--_ Furniture and Fixtures_______

none 1,529.70 '2,440.18

Other Real Estate Owned----

575.05

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _

10,133.96
non' none

Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o-u-s-e--__--_

none none

Other Checks and Cash Items_

393.73

Letters of Credit and Accept-

flnces --------------------Overdrafts (if any)___________

none none

Other Assets_________________

370.43

-----

Total ------------------------$ 43,191.95

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Letters of Cre,lit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------
Total ------------------------$

15,000.00 none
10,000.00 63.22 none none
16,991.01 none
nonf~
none 1,111.22
23.50 none none none
none nnne none nonE'
43,191.95

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF WILLACOOCHEE

Willacoochee, Ga.

President, J. A. GASKINS

Vice-President, J. E. GASKINS

Cashier, J. A. McGREGOR

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_S_-_-_-__--_
Furniture and Fixtures_-----Other Real E,state Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in Vaults -------------------DAudevafnrcoems oOnthCeor tBtoann_k__S_-_-_-_-_-_-_-
Advances on Other Commodities -----------------------
Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------Overdrafts (if any)----------Other Assets-----------------
Total ------------------------$

99,101.73 2,017 :H none none none none 5,000.00 1,915.50 61.50
none
none 6,341.9S
none
none 1,584.57
8n.2o
none none 2,047.71
11 8, 9 r.s.o::

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits_____________ Trust Fund Deposits ________ _ Cashier's Checks_____________
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills Rediscounted_ Letters uf Credit and Accept-
ances --------------------RBeosnedrsveBfoorrroInwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

25,000.00 none none
2,881.94 none none
21,014.75 none
55,748.38 ncne none 74.24 none
14,000.00 none
none none nonP 248.72

Total ------------------------$ 11 8,%R.~2

284

Fonnn ..L'IXL\L REPORT

STATEMENT

Showing Condition at Close of Business December 28, 1923

of the

MERCHANTS AND FARMERS BANK

Willacoochee, Ga.

President, B. G. OBERRY

Vice-Presidents, J. J\L RO'BER'rS, HENRY PAULK

Cashier, DAN WALL

RESOURCES:
TDiemmeanLdoaLnsoaannsd__D_i_s_c_o_u_n_t_s_-_-_-_-_~ United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds_____ _ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned ___ _ Due from Federal Reserve
Hank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton---------Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and AcceptO vaenrcdersa f t-s- -(-i f- -a-n-y-)- -_-_ -_ -_ _- _- _- _-_-_- -_ 0ther Assets-----~-----------
Total ------------------------$

129,943.38 1, 70R.S"I none none none none 2,400.00 2,951.70 407 03
none
30,545.35 7 40.48 none
nonfl' 105.00 279.94
nJne none none
169,082.75

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-__-_-_-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check---Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits________ _ Cashier's Checks____________ _ Certified Checks-------------Bills Payable---~------------ Notes and Bills Rediscounted_ Letters. of Credit and AcceptRBeoasnendrcsveesBf-oo-rr-roI-n-w-tee-dr-e-_s_-t_-_-a_-n_-d_-_-T_-a_-x_-_e-s-_ Other Liabilities-------------

18,000.00 none
7,500.00 11,032.20
none none 48,84 3.99 none 76,050.39 none none 88.70 none 7,500.00 none
none none none 67.-!7

Total ------------------------$ 169,0~~-'"

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF WILLIAMSON Williamson, Ga.

President, I. B. HOWARD

Vice-President, C. A. YARBROUGH Cashier, P. W. VAUGHN

RESOURCES:

DTiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s________ $
United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned___ _

87,704,67
15,246.45
7,700.00 none none
450.00 5,000.00
2,455.S2
7,811.2~

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B--a-n-k-s-_-_-_-_-_-_--_

10,11~.91
none

Advances on Cotton---------Advances on Other Commodirhteicesks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__--_

1,o1q.o2
280.00 none

Other Checks and Cash Items_ Letters of Credit and Accept-

none

O vaenrcdersa f-t s- -(-i-f -a-n-y-)-_-_-_-_-_-_-_-_- _- -_-_

1,6n9o3n.4e3

Other Assets_________________

5,186.37

-----

Total ------------------------$ 144,725.46

LiABILITIES:
Capital Stock Paid. In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _ Due to Banks________________
Deposits Subject to Check---Demand Certificat<>s of Dtlposit STaimvien- gCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
ECi\lrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_
Other Liabilities-------------

25,000.00 none
5,000.00 none none
2,500.00
36,366.80 none
13,646.23 54,377.65
none 134.78
none nonE' none
nr.ne none none 7,700.00

'J'c.ta I ------------------------$ 144,725.46

DEPART).fEXT OF TIA:'\1\.L\C<

285

----------------------------------------------------------------------

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

:FARMERS BANK

President, R. J. SMITH

Winder, Ga. Yiee-PTesidcnts, JOHN L. HARRIS, JOHN A. THO:\IPSON
Cashier, P. C. PJ<JNTECOST

_ _ _ _ _ ____:R~E_S_::_OURCES:
Time Loans and Discounts____ $ Demand Loans--------------Ur>ited States Securities_____ _ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and Bonds------Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton _________ _
Advances on Other Commodities -----------,-------------
Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-_-_-_ (ther Assets_________________

175,380.80 53.22 none none
1,800.00 none none
9,217.18 none
8, 771.06
23,516.29 none none
none 573.71 198.68
none 211.58 1,037.29

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d__-_--_-_-_:-_-_-_-_-_-_-_Deposits Subject to Check___._ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDeecpkoss_i_t_s_-_-_-_-_-_-_-_~_-_
BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-oIn-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x-_-_e-s_
Other Liabilities-------------

50,000.00 none
8,500.00 2,183.46
nonH 1,567.56 95,427.11
none 36,483.29
4,308.44 7,181.06 1,116.09
75.00 none l:l,917.80
ll'1llf"
non~?
llCll0
none

Total ------------------------$ 220,759.81 Total ------------------------$ 220,759.81

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

NORTH GEORGIA TRUST AND BANKING CO.

Winder, Ga.

President, A. A. CAMP

Vice-Presidents, J. T. STRAJ'\GE, A. M. STEWART

Cashier, W. F. HUBBARD

RESOURCES:

Time Loans and Discounts----$ 673,010.27

Demand Loans--------------- 3,621.84

United States Securities______

none

State of Georgia BondS------

none

Stock in Federal Reserve Bank

6, 750.00

Other Stocks and Bonds------

1,500.00

Banking House--------------- 19,130.54

Furniture and Fixtures------- 21,822.10

Other Real Estate Owned___ _ 11,250.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

ruVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ Advances on Cotton__________

651.75 none none

Advances on Other Commodi-

Chteiecsks --fo--r--C-l-e-a-r-i-n-g--H--o-u-s-e--__--_

none none

Other Checks and Cash Items-

151.66

Letters of Credit and Accept-

Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-__-_--_ Other Assets_________________
-

-

-

-

none 3,187.67
- - -n-o-n-e

Total ------------------------$ 741,075.83

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptReasnercvees f-o-r--In--te-r-e-s-t--a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------

200,000.00 none
24,000.00 5,184.59 96.00 8,269.11
73,585.32 none
22,008.04 11,249.22
ncne 117.59
none 57,667.11 337,597.63
none none none 1,301.22

Total ------------------------$ 741,075.8:1

286

FouRTH AxNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

PITTARD BANKING CO. Winterville, Ga.

President, J. T. PITTARD

Vice-President, D. H. WINTER Cashier, H. F. PITTARD

RESOURCES:

DTiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s________ $

31,973.05 688.43

United States Securities------

9,925. 79

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

1,100.00

BOathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_--_-_-_-_Furniture and Fixtures______ _

495.00
none 1,834.11

Other Real Estate Owned----

40.58

Due from Federal Reserve

DuBeafnrkom---O--th'-e-r--A-p--p-r-o-v-e-d--R-e---

5,404.0G

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

54.206.55 nonf' none

Advances on Other Commodi-

Chteiecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__--_

371.00 none

Other Checks and Cash Items_

222.77

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-

-n,oonnee

Cther Assets_________________

3,600.00

-----

Total ------------------------$ 109,862.16

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit TSaimviengCserDtiefipcoastietso_f__D__e_p_o__s_it_-_-_CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other LiabilitieS-------------

25,000.00 none
11,000.00 3,110.79 nnne none
42,128.63 none
15,399.13 none
12.971.08 252.53 none none n0ne
none uone none
~1one

Total ------------------------$ 109,862.16

STATEMENT Sho.wing Condition at Close of Business December 28, 1923
of the

PEOPLES BANK Woodbury, Ga.

President, W. J. SMITH

Vice-President, H. W. CLEMENTS Cashier, J. B. DODD

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities_____ _ State of Georgia BondS-----. Stock in Federal Reserve Bank BOathnekrinSgtoHckous saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned ___ _ Due from Federal Reserve DuBeanfrkom---O--th-e--r -A--p-p-r-o-v-e-d--R--e--
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other Commodi-
Chteiecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__--_ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------Overdrafts (if any)----------Other Assets-----------------
Total ------------------------$

149,961.07 2,541.00 .'lone none none 950.00 2,499.04 2,837.50
11,083.85
non~
16,991.15 427.08
3,241.22
ncne 4,880.57
none
none 148.77 7,674.82
203,236.07

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ DDiuvei dteon dBs aUn knsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit- __ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o__s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsve se Bf-oo-rr-r Io-n-w-t ee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a_-x_- _-e-s_ Other Liabilities_____________

15,000.00 none
1,000.00 none none
6,000.00 95,707.32 30,500.00 34,740.50
none nonP.. 288.25 none 20,000.00 none
none none none none

Total ------------------------ f 203,236.07

DEPART~IENT OF BANKIXG

287

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

THE WOODBURY BANKING CO.

Woodbury, Ga.

J'1esident, J. D. SUTTON

Vice-President, J. W. WILLIAMS

Cashier, S. P. WILBURN

RESOURCES:

LIABILITU:S:

Time Loans and Discounts--- ~ Du neimt eadn dS tLa toeas nSs e- -c-u-r-i -t i-e-s-_-_-_-_-_-_-
State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_ AdYances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
O vaenrcdersa f t-s- -(-i f- -a-n- -y-)---------------------Other Assets-----------------

Total

------$

100,283.90 21,039.64 none none none none none 3,736.73 90.00
8,674.06
28.00 23,271.32
none
1,026.97 1,871. 78
none

Capital Stock Paid In--------$ Amount Reserved for Branches
US unrdpilvuiyd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ Dividends Unpaid_____________ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _C~:rtified Checks _____________ _
Bills Payable----------------Notes and Bills RediscountedLetters of Credit and AcceptRBEoa-nsndecrsveesBf-oo-rr-rI-on-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a_-x_-_-e-s_
Other Liabilities-------------

none none
I none
160,022.40 Total -- --------~------------$

23,400.00 none
10,000.00 10,912.06
none none 65,537.45 4,130.00 46,007.04 none none 35.85 none none none
none none none none
160,022.40

STATEMENT

Showing Condition at Close of Business December 28, 1923 of the

THE FARMERS BANK Woodcliff, Ga.

President, L. 0. BENTON

Vice-Presidents, II. II. PARKER, W. II. COHEN Cashier, T. G. HARRIS

RESOURCES:

Time Loans and Discounts----$ 36,498.32

Demand Loans--------------United States Securities-----State of Georgia Bonds______

none none none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-- Furniture and Fixtures_____,

none 850.00 1,150.00

Other Real Estate Owned---- 11,416.16

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--t-h-e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________ Advances on Other Commodi-

3,655.87 none none

ties ----------------------Checks for Clearing House---

none none

Other Checks and Cash Items_

115.60

Letters of Credit and Accept-

O vaenrcdersa f t-s- -(-i f- -a-n-y-)-_-_-_-_-_-_-_-_-_-_-_Other Assets_________________

n6o2.n6e1 5,306.78

----Total ------------------------$ 59,055.34

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit 'l'ime Certificate of DeposiL-Savings DepositS------------Trust Fund Deposits_________ Cashier's Checks_____________ C<rtified Checks-------------Bills Payable----------------Notes and Bills RediscountedLetters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities-------------
Toto! ------------------------$

25,000.00 none
5,000.00 none none none
9,163.05 none
12,630.01 none none
151.06 none
7,108.22 none
none none none none
59,055.34

----------------------------------

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

WOODLAND BANK

Woodland, Ga.

President, S. F. IVOODALL

Yiee-President, H. T. WOODALL Cashier, M. H. KING

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ $ DUenmiteadndStLatoeasnSse--c-u-r-it-i-e-s-_-_-_-_-_-_State of Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and Bonds_____ _ Banking House______________ _ Furniture and Fixtures_______
Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-__-_--_ Advances on Cotton---~----- Advances on Other Commodi-
ties ----------------------(~becks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
OOvtahenercrdersAafst-ss-e-t(-sif-_-_a-_n-_-_y-_)-_--_--_--_--_--_--_-_--_--_----_

52,209.13 1,315.00 none none none none 2,000.00 1,500.00 none
none
25,505.98 none
4,011.98
none none 69.10
none none none

Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-_-__--_ Dividends Unpaid____________ _ Due to Banks_______________ _
Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------'Cl'arushsiterF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
Certified CheckS-------------Bills Payable----------------Notes and Bills Rediscounted_ Letters of Credit and Accept-
ances --------------------RBeosnedrsve BfoorrrIonwteedre_s_t__a_n_d__T_a_x__es_ Other Liabilities____________ _

15,000.00 none
10,000.00 1,237.64 340.SO none
49,273.16 none
10,617.7 4 none none
115.75 26.10 none none
none none none none

Total ------------------------$ 86,611.19 Total ------------------------$ 86,611.19

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF WOODSTOCK Woodstock, Ga.

President, J. H. JOHNSTOX

Vice-President, S. L. JOHNSTON

Cashier, W. L. DuPREE

RESOURCES:
Time Loans and Discounts----~ Demand Loans--------------- United States Securities______ State of Georgia Bonds______ Steck in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o_n_d_s_-_~_-_-_-_-_ Furniture and Fixtures_______ Other Real Estate Owned---Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________ Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-r-in-g---H-o--u-s-e-----Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OOtvheerrdrAafstsset(sif__a_n__y_)_-_-_-_-_-_-_-_-_-_-_-
Total ------------------------$

52,348.48 6;292.19 2,600.00 none none 840.00 3,168.83 2,080.61 1,500.00
none
54,5-10.7 4 none none
none none none
none none none
123,370.85

LIABILITIES:
Capital Stock Paid In--------$ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ :Cividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits_____________
TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-
Certified CheckS-------------Bills Payable----------------Notes and Bills RediscountedLetter,! of Credit and Accept-
anees --------------------RBeesnedrsv e Bf oo rr rIonwteedr e_s_t_ _a_n_d_ _T_a_x_ _e s_ Other Liabilities____________ _

25,000.00 none
14,B79.32 1,680.69 none none
72,151.64 none
10,384.20 none none 75.00 none none none
none none none none

Total -------------------------$ 123,370.85

DEPARTMENT OF BANKING

289

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

WOOLSEY BANK

Woolsey, Ga,

President, R. P. MINTER,

Vice-President, C. E. FORTSON Cashier, W. L. BURCH

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________
Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from F'ederal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________
AdYances on Other Commodi-
ties ----------------------Checks for Clearing House--Other Checks and Cash Items_ Letters of Credit and Accept-
Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-_-_-_ Other Assets_________________

61.341.53 2,935.37 none none none
~15.00
1,406.82 1, 798.00 13,101.90
none
7,791.50 none none'
645.48 47.56 48.28
none 160.70 420.50

Capital Stock Paid In--------$ Amount Reserved for Branches US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
BC(illrstifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedrcsveesBf-oo-rr-r-oIn-w-tee-dr-e-_s-_t-_-_a-_n-_d-_-_T-_a-_x_-_-e-s_
Other Liabilities-------------

15,000.00 none
10,000.00 3,011.56 none none
33,724.48 none
13,4~6.63
none none 37.32 none 14,802.65 none
none none none none

Total ------------------------$ 90,012.64 Total------------------------$ 90,012.64

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, G. S. F AR,MER T. C. ELLIS

THE CITIZENS BANK Wrens, Ga.
Vice-Presidents, A. J. HOWARD, 0. G. FLORENCE, Cashier, JAMES L. WIMBURN

RESOURCES:

Time Loans and Discounts----$ 117,854.52

Demand Loans--------------United States Securities______

4,380.35 none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

none 2,000.00

Furniture and Fixtures-------

2,000.00

Other Real Estate Owned___ _

9,015.65

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_ Advances on Cotton__________

4,166.1~
1,943. 71 none

Advanees on Other Commodi-

Chteiecsks--fo--r -C--l-e-a-r-in-g---H-o--u-s-e------

306.71 none

Other Checks and Cash Items_

none

Letters of Credit and Accept-

OOvtahenercrdersAafst-ss-e-t(s-if_--_a-_n-_-_y-_)-_--_--_--_--_--_--_--_--_-~_---_

none 116.05
none

-----

Total ------------------------$ 141,784.11

LIABILITIES:
Capital Stock Paid In________ f Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ DE-mand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________
CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_-
Cntified Checks-------------Bills Payable ____ ------------Notes and Bills RediscountedLetters of Credit and AcceptRBeoasnnedcrsvees Bf-oo-rr-r-Ion-w-te-e-dre-_-s_-t_-_a-_n-_d-_-_T-_a-_-x_-_e-s_
Other Liabilities-------------

25,000.00 none
10,000.00 6,156.33 n0ne none
39,331.00 none
29,478.67 none none
71 3.4~ none
31,104.68 none
none none none none

Total ------------------------1 141,784.11

2!)0

STATEMENT Showing Condition at Close of Business Decem-ber 28, 1923
of the

WRENS BANK

President, ALEX A VERA

Wrens, Ga. Vice-President, J. l\L ADAMt:l
Cashier, R. L. PATRICK

R E S O U R-C-E ~ S : --------.------L-I A~B~I L~I T=I J=< ;=S :=~----~

Time Loans and Discounts----$ 88,271.00 Capital Stock Paid In--------$ 15,000.00

Demand Loans--------------li~>ited States Securities_____ _ State of Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _
Furniture and Fixtures_______ Other Real Estate Owned___ _ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-__-_-_--_

2,020.00 none none none
3,844.88 2,000.00 2,200.00
none
none
23,425.15 344.13

Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_
DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of DeposiL-S'l'arvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks_____________
CBeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_

none 4,000.00
1,220.80
192.00 none
73,915.93 none
26,558.38 none none
492.15 none
5,000.00 none

Advances on Cotton----------

none Letters of Credit and Accept-

Advances on Other CommodiChteiecsks -f-o-r--C--l-e-a-ri-n-g---H-o-u-s-e--__--_

none none

HBeoasnnedcrsvese Bf-oo-rr-r-Io-nw-t-ee-dr-e_-s_-t_-_a-_n-_d-_-_T-_-a_-x_-_e-s_

none none none

Other Checks and Cash Items_

none Other LiabilitieS-------------

nunc

Letters of Credit and Accept-

OOtvahenercrdersAafst-ss-e-t(s-if-_-_a-_n-_-_y-_)-_--_--_-_--_--_--_--_--_--_----_

none
257.88 4,046.22

Total ------------------------$ 126,409.26 Total ------------------------$ 126,409.26

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF WRIGHTSVILLE Wrightsville, Ga.

President, E. A. LOVETT

Viee-Presidcnts, J. H. ROWLAND, W. C. TOMPKI~S

Cashier, R. L. KENT

RESOURCES:

DTiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$

1fi3,46!J.13 32,31\1.39

United States Securities______ 45,348.34

State of Georgia Bonds _____ _

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_

450.00 4,000.00

Furniture and Fixtures______ _

1,865.19

Other Real Estate Owned___ _

800.00

Due from Federal Reserve

Bank ---------------------Due from Other Approved Re-

none

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r--B-a-n-k--s-_-_-_-___--_

39,52::>.36 none

Advances on Cotton---------- 36,031.90

Advances on Other Commodi-

r.ies -----------------------

none

Checks for Clearing House __ _

3,8~6.95

Other Checks and Cash Items_

non~

Letters of Credit and Accept-

ances --------------------O0lvheerrdrAafstsset(sif__a_n__y_)_-_-_-_7 _-_-----------

none none none

----

Total ------------------------$ 317,708.~6

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_Trust Fund Deposits________ _ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Letters of Credit and AcceptRBeoasnnedrcsvees Bf-oo-rr-rIo-n-w-tee-dr-e-_s-_t-_-_a-_n-_d-__-T_-a_-x_-_e--s_ Other Liabilities____________ _

25,000.00 none
65,000.00 4,839,91 none none
185,417.83 none
36,312.43 none none
1,13S.09 none none none
none none n0ne none

Total ------------------------$ 317,708.~6

291

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

EXCHANGE BANK OF WRIGHTSVILLE

Wrightsville, Ga.

Presichmt, P. B. BEDINGFIELD

Vice-President, J. :M. MASO~

Cashier, E. E. DALEY

RESOURDES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o_n__d_S_-_-_-_-_-_Furniture and Fixtures_______ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in DuVeaufrlotsm -O--t-h-e-r--B-a-n-k--s-_-_-_-_-__--_: Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks for Clearing House __ _ Other Checks and Cash Items_ Letters of Credit and Accept-
ances --------------------OO vt heerrd rAa fstsse tI si f_ _a_n_ _y_)_-_-_-_-_-_-_-_-_-_- -_

138,621.67 55,939.14 16,290.20 none none 450.00 9,000.00 non> 11,768.05
none
57,644.19 none
32,805.23
14,487.46 3,613.33
none none none

LIABILITIES:
Capital Stock Paid In________ $ Amount Reserved for Branches US ur :rdpilvuisd e d- -P-r-o-f-i-t -s -_-_-_-_ -_ -_ _- _- _- _-_-_- -_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Tnne Certificate of DeposiL-Savings Deposits_____________
CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_
BC ielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-
Notes and Bills Rediscounted_ Leotters of Credit and Accf!pt-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed------------Other Liabilities-------------

35,000.00 none
35,000.00 6,784.48 none none
211,139.97 none
52,500.87 none none none
193.95 none none
n0ne
ll'JllC
none none

Total ------------------------~ 340,619.27 Total ------------------------~ 340,619.27

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

President, W. H. HALEY

FARMERS BANK Wrightsville, Ga.
Vice-President, R. R. :MARTIN Cashier, R. B. BRYAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans--------------United States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Federal Reserve
Bank ---------------------Due from Other Approved Re-
serve Agents and Cash in
DuVeaufrlotsm -O--t-h-e'r--B--a-n-k-s-_-_-_-_-_-_--_ Advances on Cotton _________ _
Advances on Other Commodi-
ties ----------------------Checks for Clearing House __ _ Other Ch<>cks and Cash Items_ Letters of Credit and Accept-
C :ayne cr dersa f t-s- -(-i f- -a-n-y- )- -_-_-_-_-_ -_ _- _- _-_- -_ Other Assets ________________ _

104,704.60 12,066.24 541.84 none none none 8,500.00 4,896.20 3,400.00
none
14,119.60 none none
9,392.79 1,818.53
none
none none none

Capital Stock Paid In--------$ Amount Reserved for Branches
USunrdpivluids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid_.________ ---Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_it_-_-_-
CT ar us hs ti e rF' su nCdh <Dl cekps _o_s_i_t s_ -_-_-_-_-_-_-_-_-
CB ei lrltsi fPi eady aCbhl ee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Notes and Bills RediscountedLetters of Credit :otnd Accept-
ances --------------------Reserve for Interest and Taxes Bonds Borrowed____________ _ Other Liabilities_____________

47,000.00 none none
2, 749.51 none none
63,046.86 none
27,159.68 none none
583.75 none
18,900.00 none
none none none none

~----
=T~o=t=a=l=-=-=-=-=-=-=-=-=--=-=-=-=-=-=-=-=-=-=-=-=--=-=~===1~59,.4~=9=.8~0====T~o~t=a=l=-~-~-~-=-=-=-=-=-=-=-=--=-=-~-~-~-=-=-=-=-=-=-=~==1=5=9==4=3=9.=8=0

292

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

YATESVILLE BANKING CO. Yatesville, Ga.

President, P. F. BROWN

Vice-President, A. D. WILLIAMS

Cashier, R. D. HIGGINS

RESOURCES:

LIAB1LITIES:

Time Loans and Discounts........ $ 57,720.13

DUnemiteadndStLatoeasnSse--c-u-r-it-i-e-s-_-_-_-_-_-_-

111.07 none

State of Georgia Bonds............

none

Stock in Federal Reserve Bank

none

Other Stocks and Bonds............

none

Banking House--------------Furniture and Fixtures______ _

2,000.00 1,975.00

Other Real Estate Owned----

290.00

Due from Federal Reserve

Bank ----------------------

none

Due from Other Approved Re-

serve Agents and Cash in

Vaults -------------------ADduve afnrcoems oOnthCeor tBtoann_k_s__.._.._.._.._.._.._..

7,534.95 none
2,209.66

Advances on Other Commodi-

ties ----------------------Checks for Clearing House......

none 1,552.33

Other Checks and Cash Items..

1,318.82

Letters of Credit and Accept-

- - - - - Ovaenrcdersaft-s--(-i-f -a-n-y--) -_-_-_-_-_-_-_-_-_~_-_
Other Assets .. _______________ _

none 7 47.60
none

Total ------------------------$ 75,459.56

Capital Stock Paid In--------$ Amount Reserved for Branches Surplus ---------------..----Undivided ProfitS------------DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check........ Demand Certificates of Deposit 'l'lme Certificate of Deposit...... Savings DepositS------------Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted .. Letters of Credit and AcceptReasnecrvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------
Total ------------------------$

17,500.00 none
3,500.00 2,011.39
none none 29,661.19 none 12,013.76 none none 137 .30 none 10,415.12 none
none none none 220.80
75,459.56

STATEMENT Showing Condition at Close of Business December 28, 1923
of the

BANK OF ZEBULON Zebulon, Ga.

President, W. J. FRANKLIN

Vice-President, P. J\L SuLLIVAN

Cashier, C. R. GWYN

RESOURCES:

Time Loans and Discounts----$ 92,073.47

Demand Loans---------------

none

United States Securities............ State of Georgia Bonds------

n.oonoo.onoe

Stock In Federal Reserve Bank

1,150.00

Other Stocks and Bonds------

1,981.02

Banking House--------------Furniture and Fixtures______ _

10,000.00 4,500.00

Other Real Estate Owned........

4,162.60

Due from Federal Reserve

Bank ---------------------- 12,959.53

Due from Other Approved Re-

serve Agents and Cash in

DuVeaufrlotsm -O--th--e-r-B--a-n-k--s-_-_-_-__-_--_ Advances on Cotton__________

31,582.07 none none

Adyances on Other Commodi-

ties ----------------------Checks for Clearing House......

none none

Other Checks and Cash Items_

50}, 29

Letters of Credit and Accept-

- - - - - OOtvahenercrdersAafst-ss-e-t(-si-f_-_a-_n-_-_y-_)-_--_--_--_--_--_--_--_--_--_---_

none 4,355.73
none

Total ------------------------$ 174.264.71

LIABILITl.!!;S: Capital Stock Paid In--------$ Amount Reserved for Branches Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ Certified Checks-------------Hills Payable--------------~- Notes and Bills Rediscounted .. Letters of Credit and AcceptReasnercvees f-o-r--In--te--re--s-t -a-n-d--T-a-x--e-s Bonds Borrowed------------Other Liabilities-------------
Total------------------------$

25,000.00 none
12,500.00 4,176.36 none none
84,099.~~
none
2~,077.97
none 20,034.35
376. ~9 none none none
none none none none

DEPART:MEKT OF BANKING

293

CONSOLIDATED STATEMENT OF STATE BANKS AND TRUST COMPANIES OF GEORGIA AS OF DECEMBER 28, 1923
(Only Trust Companies having banking powers and privileges under supervision of this Department.)

RESOURCES
Time Loans and Discounts _____________________________________________________ _ Demand Loans ________________________________________________________________ _ Real Estate Loans~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ U. S. Bonds~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ DMruaninicaigpealDBiostnrdisc~t ~B~J~n~d~s~_~~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_~_
State of Georgia Bonds~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Bonds of Foreign Governments__________________________________________________ _ Industrial Stocks and Bonds~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Banking House ___________________________________________ -------_-------------Furniture & Fixtures ___________________________________________________________ _ Other Real Estate Owned~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Due From Federal Reserve Bank_________________________________________________ _ Due From Approved Reserve Agents in this State __________________________________ _ Due From Approved Reserve Agents out of this State ______________________________ _
Cash~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Due From Other Ban~s in this State~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~-~~~~~~~~ Due From Other Banks in Other States~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Advances on Cotton __________ .: _________________________________________________ _ Checks For Clearing House______________________________________________________ _ Other Checks and Cash Items~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Customers' Liability on Letters of Credit and Acceptances __________________________ _
Overdrafts~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Advances on Commodities other than Cotton ______________________________________ _ Other Assets Not Included Above~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Stock in Federal Reserve _______________________________________________ -_---_---Depositors' Guarantee Fund _______________________________________________ - __ -_-Mutual Fire Insurance Fund___________________________________________ ----------Profit and Loss~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

577 State Banks & Trust Companies including 43 Branches.
$156 ,973 ,043 .20 26 ,513 ,963 .12 2 7 ,099 ,300 .24 6 ,002 ,205 .47 491! ,305 .91 2,170.00
90,525.00 577 ,928 .63 9,377,233,75 7,320 ,51!1 .74 2 ,434 702 .05 4. 754 ,598 .91! 11 ,489 ,431 .47 14 ,1!38 ,618 .67
6 ,077 995 ,50 7 ,163 ,163 .05 7 ,072 ,034 .80 4 ,363 ,558 .00 3,760,381 ,79
3 ,090 ,691 .67 796,667,38
5 ,815 ,622 .01 507,283 .25 521 ,695 ,70
4,199,274.86 858 ,100 .00 66,478.71 I ,440.00 182 ,n1 .90

TOTAL

$312 ,449 ,966 .85

LIABILITIES

Capital Stock Paid In~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Amount Reserved for Branches __________ -_-- _____________________________ -_------
Surplus Fund~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Undivided Profits~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Dividends Unpaid~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Due to Banks in This State~~~~~~~~~~~~-~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Due to Banks in Other States~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Call Money~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~-~~~~~~~~~~~~~~~~~ Individual Deposits Subject to Check~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Demand Certificates of Deposit_~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Time Certificates of Deposit ____________________________________________________ -Savings Deposits _______________________________________________________________ _ Trust Funds on Deposit_ _________________________________________ - ______________ _
Cashier's Checks~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Certified Checks~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Bills Payable to Banks in This State~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Bills Payable to Banks in Other States~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Bills Payable to Federal Reserve Bank~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Notes and Bills Rediscounted with Federal Reserve Bank____________________________ _
Notes and Bills Rediscounted with Other Banks in This State~~-~~~~~~~~~~~~~~~~~~~~~~ Notes and Bills Rediscounted with Other Banks in Other States~~~~~~~~~~~~~~~~~~~~~~~ Certificates of Deposit for Borrowed Money _______________________________________ _
Liability on Letters of Credit and Acceptances~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Reserve for Interest and Taxes___________________________________________________ _ Bonds Borrowed ____________________________.____________________________________ _
Other Liabilities Not Included Above~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ War Finance___________________________________________________________________ _

$ 32 ,467 ,970 .00 596,000.00
18 ,255 ,061 .48 8 ,38 7 ,480 .06
304,577.11 12 ,141 ,366 .11
7 ,587 ,303 .07 935 ,500.00
101 ,456 ,312 .11
2 793 ,234 .53 34 ,881 ,505 .08 54,557,757.31
2 ,248 ,310.93
I ,082 ,672 .32
183 ,663 .56 4 ,030 ,056 .81
3,230,711 .86 609,286.94
13,668,111 .90
1 ,165 ,218 .66 760,530.70 146 ,031 .04
5 ,617 ,561 .41 1 ,509 ,654 .56
186 ,950 .00 1 ,784,662 .71 1 ,862 ,476 .59

TOTAL

$312 ,449 ,966 .85

DEPOSITORS

1922

IndividuaL~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~_~~~~~~
Savings ________________________________________________________________ _ Time _____ ;;-_____ _______________________________________________________ _

391 203
44

,658 ,971 ,991

TOTAL

640,620

1923 388,733 224,338
49,562
662 ,633

Focwrn .Ax:-;TAL HEI'ORT

IMPORTANT COMPARISONS SHOWING CONDITION OF GEORGIA STATE BANKS AT CLOSE OF BUSINESS DECEMBER 28, 1923 AS AGAINST DECEMBER 29, 1922.

December 1922 December 1923 Decrease I Increase

Loans and Discounts______________________ $187,682,167.34$210,586,366.56 -------------1$22,904,199.22

Bills Payable_____________________________ 15,448,725.53 9,732,532.20$5,716,193.33 --------------

Rediscounts______________________________ Overdrafts_______________________________

6,600,365.64 15,593,861 .26 -------------~ 8,993,495 .62

460 ,529 .28

507 ,283 .25 ______ ___ ____

46 ,753 .97

Reserves Held Out of State________________ 9,878,786.23 10,441 ,553.50 -------------

562,767.27

Bills Payable Out of State_________________ 8 ,403 ,139 .41 3 ,230 ,711 .86 5 ,172 ,427 .55 _____________ _

Rediscounts Otrt. of State__________________

831,857.63

760,530.70

7! ,326.93

----------

Deposits_________________________________ 193,145,309.90 218,013,656.06 _____________ 24,868,346.16

Total CapitaL.__________________________ 31 ,962 ,301 .00 33 ,063 ,970 .00 _____ ____ __ __ 1 ,101 ,669 .00

Surplus Fund.___________________________ 16,715 ,414 .92 18 ,255 ,061 .48 -------- __ __ _ 1 ,539 ,646 .56

Undivided Profits_______________

7,301 ,698 .90, 8.387,480.06 _____________ 1 ,085,781 .16

Year 1922 1923

No. Banks
560 534

No. Branches
39 43

Total 599 577

DEPARTMEJ\T OJ,' BAXKIN"G

2!)5

STATEMENT OF NATIOXAL BAKKS JN GEORGIA

Showing Condition at the Close of Business

December 31, 1!)2;3

(!)7)

RESOURCES

Loans and Discounts ______ -------------------------- ________________ $114,278,000.00 Overdrafts _______________ ---- _------- _________________ - ______ ___ ____ 413,000.00

Customers Liability Account of Acceptances _______________________~-- 598,000.00

United States Government Securities Owned__________________________ 16,546,000.00

Other Bonds, Stocks, Securities, etc,_________________________________ 4,407,000.00

Banking House, Furniture and Fixtures______________________________ 4,968,000.00

Other Real E'state Owned _____________________ -------- ___ .____________ 1,816,000.00

Lawful Reserve With Federal Reserve Banks________________________ 7,949,000.00

Items With Federal Reserve Banks in Process of Collection____________ 4,418,000.00

Cash in Vault and Amount Due from National Banks________________ 11,138,000.00

Amount Due from State Banks and Bankers__________________________ 5,912,000.00 Exchanges for Clearing House______________________,_________________ 2,385,000.00

Checks on Other Banks in Same Place_______________________________ 490,000.00

Outside Checks and Other Cash Items________________________________ 730,000.00

Redemption Fund and Due from United States Treasurer_____________ Other Assets____________________________________________ ---------___

529,000.00 41,000.00

$176,618,000.00

LIABILITIES

Capital Stock Paid In________________________________________________ $ 13,641,000.00 Surplus Fund______________________________________________________ _ 10,843,000.00

Undivided Profits___________________________________________________ _ 3,484,000.00

National Bank Notes Outstanding_______________________ ~- __________ _ 10,497,000.00

Amount Due to Federal Reserve Banks ______________________________ _

18,000.00

Amount Due to National Banks _____________________________________ _ 6,250,000.00

Amount Due to Slate Banks and Bankers___________________________ _ 11,867,000.00

Certified Checks Outstanding_______________________________________ _ 120,000.00

Cashiers Checks Outstanding_______________________________________ _ 591,000.00 Demand Deposits ___________________________________________________ _ 68,150,000.00 Time Deposits______________________________________________________ _ 41,199;000.00

Fnited States Deposits _____________________________________________ _ 1,680,000.00

United States Government Securities Borrowed ______________________ _

62,000.00

Bills Payable_______________________________________________________ _ 1,716,000.00

Notes and Bills Rediscounted _______________________________________ _ 5,789,000.00

Customers Liability for Acceptances_________________________________ _ 598,000.00

Acceptances Executed by Other Banks______________________________ _

86,000.00

Other Liabilities _________ ----- _________________________ -_--_-- _____ _

27,000.00

$176,618,000.00

296

FouRTH ANNUAL REPORT

COMBIXED STATE~IEST OF STATE BAXKS, TRUST CO:JIPAXIES AXD XATIONAL BAXKS
577 STATE BANKS AND TRUST COMPANIES, INCLUDING 40 BRANCHES, SHOWING CONDITION DEC. 28, 1923, AND 97 NATIONAL BANKS, SHOWING CONDITION DEC. 31, 1923.

RESOURCES

(National Banks Given in Thousands of Dollars)

Loans and Discounts ____ --_--_--------------------------------- ___ - -$324,864,366.56 U. S. Bonds and Securities Owned__________________________________ 22,548,205.47

Other Stocks and Bonds_------------------------------------------Banking House and Furniture and Fixtures__________________________ Other Real Estate Owned____________________________________________ Due from Federal Reserve Bank_____________________________________ Due from Other Approved Reserve Agents and Cash in Vaults________

15,811,263.29 14,723,283.79
6,570,598.98 19,438,431.47 39,217,777.22

Due from Other Banks--------------------------------------------- 17,347,592.80 Checks for Clearing House___________________________________________ 10,383,691.67 Other Checks and Cash Items_______________________________________ 1,526,667.38

Letters of Credit and Acceptances____________________________________ Overdrafts ________________ ---- _______ ----- _- ---- ____ --- _------ ___ -Other Assets_______________________________ ---______________________

6,413,622.01 920,283.25
9,119,271.06

Profit and Loss_____________________________________________________ 182,911.90

$489,067,966.85

LIABILITIES
Capital Stock Paid In ____ ~------------------------------------------$ 46,704,970.00 Surplus Fund___________________________________ ------______________ 29,098,061.48 Undivided Profits____________________________________________________ 11,871,480.06 Due to Banks ____________________________ - _____ -- ___ ---------_______ 38,799,169.18 Deposits Subject to Check___________________________________________ 172,399,546.64 Time Certificates of Deposit_ _________________________________________ 130,638,262.39 Trust Fund Deposits________________________________________________ 3,990,310.93 Cashiers Checks_____________________________________________________ 1,673,672.32 Certified Checks_____________________________________________________ 303,663.56 Bills Payable________________________________________________________ 11,594,563.24 Notes and Bills Rediscounted________________________________________ 21,382,861.26 Letters of Credit and Acceptances____________________________________ 6,301,561.41 Other Liabilities____________________________________________________ 14,309,844.38
$489,067,966.85

DEPART::\IENT OF BANKING

297

BANKS IN POSSESSION OF THE SUPERINTENDENT OF BANKS (Fifty-nine)

NAME OF BANK
Union Banking Company The Citizens Bank Bank of Ambrose Commercial City Bank Merchants Bank Atlanta State Savings Bank Bank of Benevolence Farmers & Merchants Bank Citizens Bank Farmers Bank Baxley Banking Company Bank of Chamblee Farmers & Merchants Bank The Farmers Bank of Crawford Farmers & Merchants Bank Bank of Dallas Farmers & Citizens Bank Bank of Dublin Citizens Bank Merchants & Farmers Bank Citizens Bank Bank of Eatonton Bank of Gillsville Bank of Godfrey Peoples Bank Bank of Gough Peoples Bank Evans County Bank Jesup Banking Company Bank of Lawrenceville Bank of Lilburn Liberty Banking Company Merchants & Miners State Bank Morgan County Bank Peoples Bank Bank of Morgan Marietta Trust & Banking Company Bank of Mauk Berrien County Bank Farmers Bank Bank of Gwinnett Exchange Bank Citizens Bank Odum Banking Company Peoples Bank Bank of Rockledge Scott Banking Company Bank of Shiloh Walton County Bank Bank of Sparta Peoples Bank

LOCATION
Alamo Alston Ambrose Americus Augusta Atlanta Benevolence Berlin Blackshear Bowman Baxley Chamblee Clyo Cra"'forcl Cumming Dallas Dawsonville Dublin Douglas Eastman Eatonton Eatonton Gillsville Godfrey Gordon Gough Hamilton Hagan Jesup Lawrenceville Lilburn Ludowici McCavsville Madi;on Mansfield Morgan Marietta Mauk Nashville Nicholls Norcross Oakfield Ocilla Odum Rebecca Rockledge Scott Shiloh Social Circle Sparta Savannah

DA'fE CLOSED

Sept. Dec. Nov. Jan. Oct. .Jan. Apr. Nov. Dec. May May March Jan. Oct. Jan. Dec. Jan. .Nov. Nov. Jan. Jan. Sept. Dec. Feb. Aug. March Oct. Jan. Nov. Jan. Dec. Oct. Nov. Dec. .Jan. Aug. Feb. Oct. Dec. Apr. Oct. Dec. Oct. Nov. Jan. Jan. March Dec. March Apr. Dec.

17, 1921 13, 1921
16, 1921 3, 1921
27, 1921 14, 1922
5, 1921 16, 1921 27, 1921 25, 1921 26, 1922
1, 1922 20, 1921 25, 1923
7, 1922 2, 1920 11, 1921 19, 1920 3, 1921 30, 1922 12, 1922 17, 1920 14, 1922 7, 1921 3, 1921 14, 1923 21, 1920 1, 1921 29, 1920 4, 1923 11, 1922 31, 1921 12, 1921 9, 1922 11, 1921 17, 1923 6, 1922 16, 1920 8, 1920 28, 1923 12, 1923 12, 1921 24, 1921 18, 1920 17, 1921 24, 1922 30, 1923 10, 1923 12, 1923 25, 1921 20, 1921

2!!8

XAME OF BANK
Oglethorpe Savings & 'Trust Company American Bank & 1'rust Company Commercial Bank Bank of Shady Dale Bank of Emanuel The Stone Mountain Bank Jefferson County Bank Citizens Bank

LOCATION
Savannah Savannah Savannah Shady Dale Swainsboro Stone Mountain Wadley Waverly Hall

DATE CLOSED

Feb. Oet. Dec. Oct. Nov. Apr. Dec. Jan.

20, 1922 31, 1921 17, 1921
3, 1921 18, 1921 25, 1921
3, 1921 8, 1921

BANKS RE-INSTATED BY THE SUPERIX'TEND:I<JNT OF BANKS ('Two)

NAME OF BANK

LOCATION

Bank of Bostwick

Bostwick

Farmers & Merchants Bk. Jeffersonville

DATE
CLOSED June 5, 1923 Aug. 27, 1923

DATE REINSTATED Sept. 26, 1923 Nov. 20, 1923

TOTAL DIVJDENDS PAID TO CREDITORS OF BANKS IN POSSESSION OF THE SUPERIN1'ENDENT OF BANKS.
EXCLUDING COLLECTIONS MADE ON PLEDGED COLLATERAL BY LIQUIDATING AGI<JI\"l'S AND OPF-SETS ALLOWED.

NAME O:B' BANK
Union Banking Company Bank of Ambrose Commercial City Bank Merchants Bank Atlanta. State Savings Bank Bank of Benc>volence Farmers & Merchants Bank Citizens Bank l<'armers Bank Baxley Banking Company Bank of Chamblee l<'arnwrs & Merchants Bank l'armers & Merchants Bank Bank of Dallas Farmers & Citizens Bank B:mk of Dublin Citizens Bank Merchants & Farmers Bank Citizens Bank Bank of Eatonton Bank of Gillsville Bank of Godfrey Peoples Bank Peoples Bank Evans County Bank Jesup Banking Company Bank of Lawrenceville Liberty Banking Company M~rchants & Miners State Bank

LOCATION
Alamo. Ambrose Americus Augusta Atlanta Benevolence Berlin Blackshear Bowman Baxley Chamblee Clyo Cumming Dallas Dawsonville Dublin Douglas Eastman Eatonton Eatonton Gillsville Godfrey Gordon Hamilton Hagan Jt>sup Lawrenceville Ludowici McCaysville

AMT. PAID
$ 3,364.96 7,914.28 3,549.94
593,001.87 7,087.43 2,768.18
28,423.82 63,793.95
9,429.73 49,765.67
178.47 3,025,61 13,844.06 14,451.32 24,953.06 6,851.97 30,934.28 69,632.65
931.62 10,167.27 17,401.71
5,503.77 14,990.16
6,526.55 21,049.42
6,410.06 13,361.30
290.90 14,989.81

DEPARTM :'( T OF BANKLi'\G

NAME OF BANK
Morgan County Bank Peoples Bank Bank of Morgan Marietta Trust & Banking. Company Bank of Mauk Berrien County Bank Exchange Bank Citizens Bank Odum Banking Company Peoples Bank Walton County Bank Bank of Sparta Peoples Bank Oglethorpe Savings & Trust Company American Bank & Trust Company Commercial Bank Bank of Shady Dale Bank of Emanuel The Stone Mountain Bank Jefferson County Bank Citizens Bank

LOCATION
Madison Mansfield Morgan Marietta Mauk Nashville Oakfield Ocilla Odum Rebecca Social Circle Sparta Sayannah Savannah Savannah Savannah Shady Dale Swainsboro Stone Mountain Wadley Waverly Hall

299
AMT.PAID
6,112.76 6,543.90 2,539.75 288,864.74
846.55 10,783.56
4,543.25 3,110.28 5,492.75 4,120.41 53,216.53 5,901.17 99,655.43 569,898.32 90,628.19 281,695.80 14,187.39 12,465.42 7,928.17 1,693.05 17,579.42
$2,533,000.66



300

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF ROCKLEDGE Adrian, Ga.

RESOURCES:

Time Loans and Discounts____ $ 19,787.48

Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank

~1one
none none none

Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures______ _ Other Real Estate Owned____ Due From Banks____________ _

none 1,000.00
500.00 none
2.40

Advances on Cotton---------Advances on Other Commodi-

none

Chteiecsks -a-n--d--C-a-s-h- -I-te-m--s-_-_-_-_-_-_-_-

14n,o2.n45e

Overdrafts -----------------Other Assets_________________

4.56 2,165.71

Deficit ----------------------- -2-2,7-67.-38

Total ------------------------\' 46,369.98

LIABILITIES:
Capital Stock Paid In________ $ Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedOther Liabilities---'---------Stockholders' Assessment __ _
Total ------------------------$

] 5,000.00 none none none none
5,042.67 3,707.84
none none none 118.49 none 15,734.30 none 6,586.68 180.00
46,369.98

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
UNION BANKING CO. Alamo, Ga.

RESOURCRS:

Time Loans and Discounts____ $ 13,601.66

Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank

none none none none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures_______ Other Real Estate Owned___ _ Due From Banks_____________

none none none
none 591.01

Advances on Cotton---------Advances on Other Commodi-

none

ties ----------------------Checks and Cash Items_______

none 93.84

Overdrafts -----------------Other Assets_________________

none 3,528.35

Deficit ----------------------- - -5,7-09.-03
Total ------------------------$ 23,523.89

LIABILITIES:
Capital Stock Paid In________ ~ USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit 'l'ime Certificate of Deposit___ Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_Notes and Bills RediscountedOther Liabilities------------Stockholders' AssessmenJ ---
Total ------------------------$

15,000.00 none none none none
1,406.18 1,158.40
none none none 28.00 none 5,931.31 none none none
23,523.89

DEPART::IIEKT OF BANKIXG

301

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
CITIZENS BANK Alston, Ga.

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckous saen_d___B_o_n__d_S_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate owned____ Due From Banks_____________
Advances on Cotton---------Advances on Other CommodiChtieecsks -a-n--d--C-a-s-h--I-t-e-m--s-_-_-_-__-_--_ Overdrafts -----------------Other Assets----------------Deficit ----------------------
Total ------------------------$

36,514.50 nvne none none none none
2,000.00 863.50
1,000.00 44.06 none none none none n0ne nr.>ne
6,841.80
4 7,263.86

LIABILITIES:
Capital Stock Paid In--------$ US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_ -_ -_ _- _- _- _- _- _-_-_- -_ Dividends Unpaid_____________ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Dep.)sit Time Certificate of Deposit___ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _CEemrtsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_ONothteesr aLnidabBiliiltlsiesR_e_d_i_s_c_o_u__n_te_d_ _Stockholders' Assessment ---
Total ------------------------$

15,000.00 none none none none none
2,993.42 none
1,952.06 none
202.70 none
23,975.92 none
3,139.76 none
47,263.86

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK 9F AMBROSE Ambrose, Ga.

RESOURCES:
Time Loans and Discounts____ Demand Loans---------------$' United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due From Banks____________ _ Advances on Cotton---------Advances on Other CommodiChtieecsks -a-n--d--C-a-s-h--I-t-e-m--s-_-_-_-_-__--_ Overdrafts -----------------Other Assets----------------Deficit ----------------------
Total ------------------------1

none 5,924.89
9.16 none none none none 1,262.50 641.00 1,257.94 none none none 300.00 29.20 1,803. 72 26,472.05
37,700.46

LIABILITIES:
C8pital Stock Paid In--------$ SUunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks---------------Deposits Subject to Check..: __ _ Dt;mand Certificates of Deposit STaimviengCserDtiefpicoastietso__f _D__e_p_o__s_iL__--_ CTraushstierF'sunCdhDecekps o__s_i_ts_-_-_-_-_-_-_-_-_RCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedOther Liabilities------------Stockholders' Assessment __ _
Total ------------------------$

15,000.00 none none none none
9,648.57 none
3,121.58 none none none none
1,447. 75 none
3,630.11 4,852.45
37,700.46

302

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
COMMERCIAL CITY BANK Americus, Ga.

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of. Georgia Bonds_____ _ Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-:_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned ___ _ Due From Banks____________ _ Advances on Cotton__________
Advances on Other Commodi-

56,800.00 none
none none
none none none nc.ne none 561.85 none

ties ----------------------Checks and Cash Items_______

none none

Overdrafts -----------------Other Assets_________________

730.81 11,525.77

Deficit ---------------------- 46,123.99 ----

Total ------------------------$ 115,742.42

LIABILITIES:
Capital Stock Paid In________ $
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits_____________ CT ar us hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_-_BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_ONothteesr aLnidabBiliiltlsiesR_e_d_i_s_c_o_u__n_te__d_Stockholders' Assessment ---

50,000.00
10,000.00 none none none
28,319.00 none none none none
2,775.26 none
13,548.16 none
8,400.00
2, 700.00

TotGl ------------------------~ 115,742.42

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
ATLANTA STATE SAVINGS BANK Atlanta, Ga.

RESOURCES:

Time Loans and Discounts----$

none

Demand Loans--------------- 214,819.61

United States Securities______

none

State of Georgia Bonds------

none

f!tock i!1 Federal Reserve Bank

none

BOathnekrinSgtoHcokus saer_t_d__B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures______ _ Other Real Estate Owned____ Due From Banks_____________ .Advances on Cotton_________ _

13,154.45
none 3. 782.67 32,000.00
6,768.79 none

Advances on Other Commodi-

none

Chteiecsks -a-n--d--C-a-s-h--I-t-e-m--s-_-_-_-__-_--_

1,010.50

OO tvheerrd rAa fstsse t s- _- _-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

305.87 83,398.27

Deficit ----------------------

none

----

Total ------------------------~ 35?i.240.16

LIABILI'l'IES:
Capital Stock Paid In--------$ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
HC ielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_ONothteesr aLnidabBiliiltlsiesR_e_d_i_s_c_o_u__n_te__d_Stockholders' Assessment __ _

none
none none none none 305,377.31 none none none none 146.17 426.75
40,141.02 none
9,141'.91
none

Total ------------------------$ 355,240.16

DEPARTMENT OF BANKING

303 --------

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation)
of the MERCHANTS BANK
Augusta, Ga.

RESOURCES:

Time Loans and Discounts----$' 636,814.05

Demand Loans--------------united States Securities______

none none

State of Georgia Bonds------

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______

13,680.00 44,001.00
768 811

Other Real Estate Owned____ Due From Banks_____________ Advances on Cotton__________

68,163.07 188.18 none

Advances on Other Commodi-

none

ties __ ------------------ __ _ Checks and Cash Items______ _

none none

_ _ _ 0OtvheerrdrAafstssets-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Deficit ----------------------

none 15,111.73 ____:_ none

Total------------------ ---"$ 778,726.33

LIABILITIES:
Capital Stock Paid In________ $ USunrdpilvuisded--P-r-o-f-i-ts-_-:-. -_-__-_-_-_-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check ___ _ I'emand Certificates of Deposit Time Certificate of Deposit--Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Hediscounted_ Other Liabilities--------~---Stockholders' Asses:s:men t __ _

200,000.00 151,44:{.91
none 23.10 3,186.R6
141,877 3fi none
38,043.88
108,099.81 ncne
559.16 214.09
none none 3.513.30
131,76t.R6

Total ------------------------$ 778,726.33

STATEMENT

Showing Condition at Close of Business December 28, 1923

(In Liquidation)

of the

BAXLEY BANKING CO.

Baxley, Ga.

~--=========================================

RESOURCES:

LIABILI'riES:

Time Loans and Discounts----~ Demand Loans--------------United States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank Other Stocks and BondS-----Banking House_______________
Furniture and Fixtures_______ Other Real Estate Owned____ Due From Banks_____________ Advances ori Cotton__________

215,012.72 none none none
none none none
none 55,013.35
5,543.89 none

Advances on Other Commodi-

none

ties ------------------------Checks and Cash Items------Overdrafts -----------------OLher Assets_________________

none 70.82 none none

Deficit ---------------------- 16,640.66

Total ---------------~---------~---2-q-2-.2-8_1__4_4

Capital Stock Paid In--------$
US unrdpilvui sd e d- -P- r-o-f-i-t-s -_-_-_-_-_-_-_ -_ _- _- _-_- -_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks_____________
BCielrltsi fPi eady aCbhl ee_c_k_S_ _-_-_- _- -_-_-_-_-_-_-_-_- _-
Notes and Bills Hediscounted_ Other Liabilities------------Stockholders' Assessment

25,00:1.00 none none none none
155,131.45 none
ll!)fif"
n0ne none none none 65,517.14
18.535.~0
10,27 4. 71
17,822.'it

Tot a! --------------------- --- S 292,281.44

304

Fon:,TH ANxt:AL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF BENEVOLENCE Benevolence, Ga.

RESOURCES:

Time Loans and Discounts----$ 12,995.46

DUenmiteadndStLatoeasnSSe-c-u--r-it-i-e-s-_-_-_-_-_-_-

none none

State of Georgia Bonds______

none

Slock in Federal Reserve Bank

none

Other Stocks and Bonds______

none

Banking House--------------Furniture and Fixtures_______

none none

ODutheerFrRoemalBEasntkast_e__O__w_n__e_d_-_-_--_

none
15~.49

Advances on Cotton----------

none

Advances on Other Commodi-

Chteiecsks -a-n--d--C-a-s-h--I-t-e-m--s-_-_-_-_-_-_-_

none none

Overdrafts ------------------

none

Other Assets-----------------

no!le

- - - - - Deficit ----------------------

3,903.22

Total ----------------------- $' 17,352.17

LIABILITIES:
Capital Stock Paid In________ $ SUunrdpilvui sd e d- -P- r-o-f-i-t-s -_-_-_-_-_-_-_ -_ _- _- _-_- -_ Dividends Unpaid .. - - - - - - - - - - - Due to Banks---------------Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------TCraushstierF'sunCdhDecekpso__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Other Liabilities------------Stockllolders' Assessment ---
Total ----------------------- $'

15,000.fl0 none none none none none none none none none none none none none none
2,3fi2.17
17,352.17

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
FARMERS AND MERCHANTS BANK Berlin, Ga.

RESOURCES:
Tjme Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures ______ _ Other Real Estate Owned ___ _ Due From Banks____________ _ Advances on Cotton__________ Advances on Other CommodiC ht ieecsk s -a- n- -d- -C-a-s-h- -I-t-e-m- -s-_-_-_-_-_-_ -_ Overdrafts -----------------Other Assets----------------Deficit ----------------------
Total -- --~ ;----------------- $

12,23:.;.]2 none none none none
315.00 500.00 800.00
none 209.58 648.57
none
14~.19
none 500.25 8,977.06
24,332.77

LIABILITIES:
Capital Stock Paid In--------$ US ur dr pi vl ui ds e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ _- _- _-_-_- -_ Dividends Unpaid____________ _ Due to Bank,s________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CTraushstierF'sunCdhDecekps o__s_i_ts_-_-_-_-_-_-_-_-_BC<illrstifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ Other Liabilities------------Stockholders' Assess1nent __ _
Total ------------------------1

15,0fl0.00 none none none none 45.61 none none none none 15.51 none none none
1,371.65 7,900.00
24,3~2.77

DEPARTMENT OF BANKING

305

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
CITIZENS BANK Blackshear, Ga.

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o_n__d_S_-_-_-_-_--_ Furniture and Fixtures_______ ODutheerFrRomealBEasntkast_e__O__w_n__e_d_-_-_--_ Advances on Cotton__________ Advances on Other CommodiC htei ecsk s -a-n- -d- -C-a-s-h- -I-t-e-m- -s -_-_-_ -_ _- _- -_
Overdrafts -----------------Other Assets----------------Deficit ----------------------
Total ------------------------$

21,290.34 none none none none none
3,000.00 1,627.00
579.50 8,463.12
none none
12.27 1, 752.02 3,986.43 13,297.84
54,008.52

LIABILITIES:
Capital Stock Paid In________ $ US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ TCraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ Certified Checks_____________ _ Bills Payable----------------Notes and Bills Rediscounted_ Other Liabilities------------Stockholders' Assessment ---
Total ------~-----------------$

17,000.00 none none none none
17,4S4.45 none
18,759.77 none none
113.44 none none none
650.86 none
54,008.52

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
FARMERS BANK Bowman, Ga.

RESOURCES:

TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_--_-_-_$'
United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned---Due From Banks____________ _ Advances on Cotton__________ Advances on Other CommodiC ht ieecsk s -a- n- -d- -C-a-s-h- -I-t-e-m- -s -_-_-_-_ -_ _- -_
Overdrafts -----------------Other Assets ---------------Deficit ----------------------

Total -

- ---$

72,457.27 none nonenone none 88.67
3,836.00 3,565.00
none 1,866.96
none none
none 82.56 8,434.06 18,530.61
108,861.13

LIABILITI1<;S:
Capital Stock Paid In--------$ SUunrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks-------------Bills Payable----------------ONothteesr aLnidabBiliiltlisesR_e_d_i_s_c_o_u_n_t_e_d___ Stockholders' Assessment ---

19,300.00 none none none none
62,658.77 nonA none none none 33.00 none
13,373.38 5,15!J.61
86~.07
7,471.30

Total ------------------------$ 10 8,8 61.13

306

Fol:InH Axi\TAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF CHAMBLEE Chamblee, Ga.

- - - - - -R-ES-OU-R-CE-S:- - - - - - - - - - - - -LI-AB-IL-IT-IE-S:- - - - - -

Time Loans and Discounts____ $ 57,823.23 Capital Stock Paid In--------$ :25,000.00

Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank

none none none none

Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-

none none none nvnf'

Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures_______

500.00 8,0011.00
2,960.34

Deposits Subject to Check___ _
Demand Certificates of Deposit Time Certificate of Deposit---

21,383.57 nvne-
3, 780.0R

Other Real Estate Owned___ _ Due From Banks____________ _ Advances on Cotton _________ _

5,350.00 Savings Deposits-------------1,098.28 Trust Fund Deposits---------
none Cashier's Checks-------------

11,820.98 none none

Advances on Other CommodiChteiecsks -a-n--d--C-a-s-h-. -I-t-e-m--s-__-_-_-_-_-_-_

none BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_1,052.66 Notes and Bills Rediscounted_

none19,084.74
none

OOtvheerrd rAa fstsse t -s -_-_-_-_-_-_ _- _- _- _- _-_-_-_-_-_- -_

79.02 Other Liabilities------------none Stockholders' Assessment ---

none 300.00

Deficit ----------------------

4,505.84

Total -~----------------------$ 81,369.37 Total ------------------------$ 81,369.37

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
FARMERS AND MERCHANTS BANK Clyo, Ga.

RESOURCES:

Time Loans and Discounts____ $
DUenmiteadndStLatoeasnSse--c-u-r-i-ti-e-s-_-_-_-_-_--_ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds_____ _ Banking House_______________
Furniture and Fixtures_______ Other Real Estate Owned___ _ Due From Banks____________ _ Advances on Cotton _________ _
Advances on Other Commodi-

26,893.46 none none TI)ne none none
1,796.00 1,034.00
nonA
79.58 none

ties ----------------------Checks and Cash Items_______

none none

Overdrafts -----------------Other Assets_________________

none 6,989.98

- - - - Deficit ---------------------- 23,277.05
'l'otal ------------------------ ~ 60.070.07

LIABILITIES:
Capital Stock Paid In________ $' Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit--STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Other Liabilities------------Stockholders' Assessment ---
Total ------------------------~

15,000.00 none none none 219.86
26,876.49 none
2,988.34 none none
113.00 none
5,700.47 none
121.86 9,050.05
60.070.07

DEPAR'L\TEXT OF BANKING

307

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
FARMERS BANK OF CRAWFORD Crawford, Ga.

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ <ltate of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________
Furniture and Fixtures----..---Other Real Estate Owned___ _ Due From Banks_____________ Advances on Cotton _________ _ AcJvances on Other CommodiC ht ieecsk s -a- n- -d- -C-a-s-h- -I-t-e-m- -s-_-_-_-_ -_ _- -_
Overdrafts -----------------Other Assets ---------------Deficit ----------------------

543,425.56 4,227.88 none none 4,5on.oo 450.00 2,000.00 5,099.02 4,450.00 3,212.20 none
none 3,635.29
none 1,502.3'1 1,267.88

Total ------------------------$ 573,770.12

LIABILI'riES:
Capital Stock Paid In--------$ Surplus --------------------DUinvdiidveinddesd UPnrpoafiidtS__-_-_--_-_-_-_-_-_-_-_-_-
Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedOther Liabilities------------Stockholders' Assessment ---

100,000.00
48,116.40 none none none
49,721.38 non("
107,076.77 none none
4,517.77 none
188,604.19
66,209.46 9,524.15 none

Total ------------------------$ 573,770.12

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
FARMERS AND MERCHANTS BANK Cumming, Ga.

RESOURCES:

Time Loans and Discounts----~ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due From Banks____________ _
Advances on Cotton---------Advances on Other Commodi-
Chteiecsks -a-n-d--C--a-s-h--I-te--m-s-_-_-_-_-_-_-_OOtvheerrdrAafstssets--_-_-_-_-_-_-_-_~_-_-_-_-_-_-_-_-_
Deficit ----------------------

187,039.56 ncne none none none nonf'
1,990.00 3,056.36 21,008.71 11,804.09
none
none 3, 795.84
441.32 756.74 182.59

Total ------------------------$ 230,075.21

LIABILITIES:
Capital Stock Paid In--------$ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid____________ _
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit__ _ Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedOther Liabilities------------Stockholders' Assessment ---

25,00<).00
none 37 3. 70
none none 11,786 35 none 173,132.08 none none ,2,971.n8 none none none 10,266.82
6,544.28

Total ------'------------------ $ 230,075.21

308

FouRTH ANKLU~ REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF DALLAS Dallas, Ga.

RESOURCES:
TDiemmeanLdoanLsoaannsd__D__is_c_o_u__n_t_s________ $ united States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due From Banks____________ _ Advances on Cotton---------Advances on Other CommodiChteiecsks -a-n--d--C-a-s-h--I-t-e-m--s-_-_-_-_-__--_ Overdrafts -----------------Other Assets----------------Deficit ----------------------
Total ------------------------$

96,1106.64 none none none none
47,500.00 none 47.50 none
4,571.01 none
nOne 1,608.67
145.80 30,064.87 11,479..18
191,723.97

LIABILITIES:
Capital Sotock Paid In--------$ SUunrdpilvuisded--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-__-_-_-_- Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________
Trust Fund Deposits--------Cashier's Checks-----~------ Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedOther Liabilities_____________ Stockholders' Assessment __ _

40,900.00 none none none none
29,865.86 none
21,7 24.45
67,279.05 none
294.79
3,206.00
2,240.68 none
3,134.26
23,07S.SS

Total------------------------$ 191,723.97

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
FARMERS AND CITIZENS BANK Dawsonville, Ga.

RESOURCES:
TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$ United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ ODutheerFrRoemalBEasntkast_e__O__w_n__e_d_-_-_--_ Advances on Cotton _________ _ Advances on Other CommodiC ht ieecsk s- a- -n-d- -C-a-s-h- -I-t-e-m- -s-_-_-_-_-_ -_ -_ Overdrafts -----------------Other Assets----------------Deficit ----------------------
Total ------------------------$

313,830.50 none none none none none none none none
2,153.97 none
T10ll8
non~"~
5,0G3.14 335.86
10,386.65
332,060.12

LIABILITIES:
Capital Stock Paid In--------~ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check~-- Demand Certificates of Deposit STaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__--_ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedOther Liabilities___:. ________ _ Stockholders' Assessment ---

25,000.00 none
llQJllj
none none 264,393.28
nont~
J;OllO
none
non~
3,25!5.05 1,082. !50 35,979.29
non0 2,350.00
J1one

Total ---------- -------------$

DEPART::IIEKT OF BAKKIKG

309

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
CITIZENS BANK Douglas, Ga.

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due From Banks____________ _ Advances on Cotton __ _: ______ _ Advances on Other CommodiChtieecsks -a-n--d--C-a-s-h--I-t-e-m--s-_-_-__-_-_--_ Overdrafts -----------------Other Assets----------------Deficit ----------------------
Total ------------------------~

112,609.92 none uone none none
235.00
~O,OOfJ.OO
3,395.73 2,500.00 1,937.56
none
none 175.52
Jlone 2,599.18 72,471.51
225,924.42

LIABILITIES:
Capital Stock Paid In________ $ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit &TiamviengCserDtiefipcoastietso_f__D__e_p_o_s_i_t______ Trust Fund Deposits_________ Cashier's Checks____________ _ Certified Checks______________ Bills Payable ________________ _ ONothteesr aLnidabBiliiltlisesR_e_d_i_s_c_o_u_n_t_e_d___ Stockholders' Assessment

50,000.00 none none n:-.np
11one 51,065.43
none 85,819.45 19,537.95
none none none 1,635.59 none 8,703.90
9,162.10

'I'otal ------------------------ ~ 225,924.42

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF DUBLIN Dublin, Ga.

RESOURCES:
Time Loans and Discounts----$' Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures______ _ Other Real Estate Owned___ _ DAudve aFnrcoems oBn aCnoktsto--n-_-_-_-_-_-_-_-_-_--_ Advances on Other CommodiChteiecsks -a-n--d--C-a-s-h--I-t-e-m--s-_-__-_-_-_--_ Overdrafts -----------------Other Assets----------------Deficit ----------------------
Total ------------------------$

92,066.84 nonenone none none none none
non~
1,341.82 1,840.88
n0ne
none 740.75 1,082.12 5,157.74 27,065.24
129,295.39

LIABILITIES:
Capital Stock Paid In--------$ SUunrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of DeposiL-Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedOther Liabilities------------Stockholders' Assesment ---

25,000.00 none none none
non.~
35;061. 73 none
19,055.47 none none
641.58 260.00 39,047.34
none 9,629.28
599.9n

Total ------------------------$ 129,295.39

310

Fom~TH ANNFAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
MERCHANTS AND FARMERS BANK Eastman, Ga.

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______
State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House_______________ Furniture and Fixtures_______
ODutheerFrRomealBEanstkast_e__O__w_n__e_d_-_-_-_Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks and Cash Items_______

119, 728.04 none none none none none
12,000.00 1,562.00 350.00 873.23 ncne
nor.3 noue

OOtvheerrd rAa fstsse t-s -__-_- -_:-_-_-_-_-_-_-_-_-_-__- _-_-

n6e2>.J8W2

- - - - - Deficit ---------------------- 57,079.36
Total ------------------------~ 191,655.45

LIABILITIES:
Capital Stock Paid In________ $ SUunTdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_-_Cashier's Checks____________ _ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Other Liabilities------------Stockholders' Assessment ---
Te>tal ________________________ r

50,000.00 none none none 52.23
20,752.41 none
75,137.80 none none none nvne
11,804.97 none
4,258.04 29,650.00
191,655.45

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
CITIZ.ENS BANK Eatonton, Ga.

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_
Furniture and Fixtures---~-- ODutheerFrRomealBEanstkast_e__O__w__n_e_d_-_-_-_Advances on Cotton _________ _ Advances on Other CommodiChteiecsks -a-n-d---C-a-s-h--I-t-e-m-s--_-_-__-_-_--_ Overdrafts -----------------Other A.8sets----------------Deficit ----------------------
Total ---------~--~-----------$

92,236.14 none none none none none none
1,210.50
n~,ne
6S9.93 none
none none none 34.2S 12,693 24
106,864.09

LIABILITIES:
Capital Stock Paid In ________ 1:
Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_--_
Deposits Subject to Check___ _ DE'mand Certificates of D~POHit Time Certificate of Deposit___ Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedOther Liabilities------------Stockholders' Assessment ---

25,000 r:;
none none nonH no 1e 21,037.86 none 14,743.17
56.80 none
108.53
2 5, 8119..298s
15,045.63 4,625.S4
425.00

Total ------------------------$ 106.864.09

DEPARTl\fENT OF BANKING

311

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF EATONTON Eatonton, Ga.

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due From Banks_____________ Advances on Cotton__________ Advances on Other CommodiC ht ieecsk s - a- -n-d- -C- a- -s h- - -I t-e-m- -s-_-_-_-_-_-_- -_ OOtvheerrdrAafstssets-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Deficit ----------------------
Total ------------------------$

60,721.63 6,589.83 none none none 1,300.00 none none 350.00 3,149.58 none
none20.60 none 1,529.00 110,031.89
183,692.53

LIABILITIES:
Capital Stock Paid In--------~ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid____________ _
Due to BankS---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-"avings Deposits------------CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _-
Certified Checks-------------Bills Payable----------------ONothteesr aLnidabBiliiltlisesR_e_d_i_s_c_o_u__n_te__d_Stockholders' Assessment __ _

25,000.00
50,000.00 none none
19,030.57 35,818.19
1~.139.74
12,043.71 none none
143.34 none
19,960.85
6,589.83 936.30
1,040.00

Total -------------------------$ 183,692.53

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF GILLSVILLE Gillsville, Ga.

RESOURCES:
Time Loans and DiScounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o_n__d_S_-_-_-_-_-_Furniture and Fixtures______ _ DOutheerFrRomealBEarsitkast_e__O__w__n_e_d_-_-_-_Advances on Cotton__________ Advances on Other CommodiChtieecsks -a-n--d--C-a-s-h--I-t-e-m--s-_-_-__-_-_--_ OOtvheerrd rAa fstsse t s- _- _- _-_-_-_-_-_-_-_-_-_-_-_-_- -- --
Deficit ----------------------
Total ------------------------$

35,470.14 none none none none none
1,250.00 260.00 none 210.50 none
none 11.60 none 592.74 29,427.43
67,222.41

LIABILITI.!!;S:
Capital Stock Paid In--------$' US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ -_ -_ -_ _- _- -_ DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefipcoastietso__f _D__e_p_o__s_it_-_-_Trust Fund Deposits________ _ Cashier's Checks_____________ Certified CheckS-------------Bllls Payable----------------Notes and Bills RediscountedOther LiabilitieS------------Stockholders' Assessment ---
Total ------------------------1

15,000.00 none none none none
7,928.93 none
4,191.96 none none none none
23,507.79 none
1,541.73 15,052.00
67,222.41

313

Fonnn ~\xxuAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF GODFREY Godfrey, Ga.

RESOURCES:

Time Loans and Discounts____ $ 45,218.g7

Demand Loans--------------United States Securities_____ _ State of Georgia Bonds_____ _

none none none

Stock in Federal Reserve Bank

none

OBathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_-_--_-___ Furniture and Fixtures______ _ Other Real Estate Owned____ Due From Banks____________ _
Advances on Cotton _________ _

none none 1,652.00
none 2,265.03
none

Advances on Other Commodi-

Chtieecsks -a-n--d--C-a-s-h--I-t-em--s-_-_-_-_-_-_-_-

nnoonnee

Overdrafts -----------------Other Assets_________________

none 216.46

Deficit - ----~----------------- -30- ,405- .13

Total ------------------------$ 79,757.49

LIABILITIES:
Capital Stock Paid In________ $
Surplus --------------------Undivided Profits------------Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------BC ielrltsi fPi eady aCbhl ee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Notes and Bills RediscountedOther LiabilitieS------------Stockholders' Assessment __ _
Total ------------------------$

15,000.00 none none none none
9,165.40 none
1,937.24 none none 90.00 none
20,857.09. none
24,747.76 7,960.00
79.,757.49

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
PEOPLES BANK Gordon, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______
State of Georgia BondS-----Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures_______ Other Real Estate Owned____ Due From Banks____________ _
Advances on Cotton---------Advances on Other Commodi-
ties ----------------------Checks and Cash Items_______
Overdrafts -----------------DOethfiecrit A-s-se-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

66,072.61 none none none none none
3,000.00 2, 788.50 2,227.95
81G.20 none
none 305.00
114.11 4,241807..5688

Capital Stock Paid In--------t
Surplus --------------------Undivided ProfitS------------DDJuVei dteon dBs aUn kn. sp_a_i_d_ _- -_-_-_-_-_-_-_-_-_-_- _-
Deposits Subject to Check____ Demand Certificates of Deposit Tfme Certificate of Deposit--STarvuisntgFs uDndepDoespitoss-i-t-s-_-_-_-_-_-_-_-_--_
Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedOther Liabilities------------Stockholders' Assessment ---

20,000.00
none none none none 2,912.80 none 20,055.23 none none 89.96 none 23,838.35 none 199.65 12,926.64

=T=o=t=a=l=-=-=-=--=-=-=-=-=-=-=-=--=-=-=-=-=-=-=--=-=-=$====80=~0=2=2.~6=3===T=o=t=a=l=-=-=-=-=-=-=-=--=-=-=-=-=-=-=--=-=-=-=-=-=-=-$====8=0~,022.63

DEPART:\IE;'I;T OF BANKIXG

313

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF GOUGH Gough, Ga.

. RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due From Banks____________ _ Advances on Cotton _________ _ Advances on Other CommodiChtieecsks -a-n--d--C-a-s-h--I-t-e-m--s-_-_-__-_-_--_ OO tvheerrd rAa fstsse t-s -_-_-_-_-_-_-_-_-_-_ -_ -_ -_ _- _- _- -_
Deficit ----------------------
Total ------------------------$

43,';"99.97
non~
none none none none 859.76 3,624.56 none 279:27 none
non3 50.00 none none 502.85
49,116.41

LIABILITIES:
Capital Stock Paid In--------$' Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits_________ ---Trust Fund Deposits ________ _ Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedOther Liabilities------------Stockholders' Assessment ---
Total ------------------------$

15,000.00 none none none none
3,230.93 4,236.39
none none none 157.63
non~?
25,631.98 none
832.41 27.07
49,110.41

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
EVANS COUNTY BANK Hagan, Ga.

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________ Furniture and Fixtures______ _ ODutheerFrRoemalBEasntkast_e__O__w_n_e_d_______ __ Advances on Cotton__________ Advances on Other CommodiChtieecsks -a-n--d--C-a-s-h--I-t-e-m-s--__-_-_-_-_--_ OO tvheerrd rAa fstsse t-s -_-_-_-_-_-_-_ -_ -_ _- _- _- _- _-_-_- -_
Deficit ----------------------
Total ------------------------$

16,384.30 none none none none none
2,100.00 2,050.00
none 305.27
none
none none none 533.66 3,626.77
25,000.00

LIABI:j:..ITIES:
Capital Stock Paid In--------$ Surplus --------------------DUinvdiidveinddesd UPnropafiidts_-_-_-_-_-_-_-_-_-_-_-_-_Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of DeposiL-bavings Deposits------------CTraushstierF'sunCd hDecekps o__s_i_ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedOther Liabilities-------------
Stockholders' Assessment ---
Total ------------------------$

25,000.00 none none none none none none none none none none none none none none none
25,000.00

314

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
PEOPLES BANK Hamilton, Ga.

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House--------------Furniture and Fixtures_______ ODtuheerFrRoemalBEanstkast_e__O__w_n_e_d_______ __ Advances on Cotton_________ _ Advances on Other CommodiC ht ei ecsk s -a- n- -d- -C-a-s-h- -I-t-e-m- -s -_-_-_-_-_-_ -_ OOtvheerrdrAafstssets-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Deficit ----------------------
Total ------------------------$

46,281.23 1,934.85 none none none none none 2,604.90 none 1,087.89 2,854.44
none 101.58 145.22 none 4,124.86
59,134.97

LIABILITIES:'
Capital Stock Paid 1n--------$ Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand certificates of Deposit Time Certificate of DeposiL-Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k__s_-_--_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Other Liabilities------------Stockholders' Assessment ---
Total------------------------$

15,000.00
none none
none 89.99 1,214.17 none 4,752.35 none none none none 23,259.27 1,000.00
~.353.15
8,466.04
59,134.9~

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
THE JESUP BANKING CO. Jesup, Ga.

RESOURCES:
Time Loans and Discounts----:1Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds-----BFuanrnkiitnugreHaonudseF-ix--t-u-r-e-s-_-_-_-_-_-_--_ ODutheerFrRoemalBEasntkast_e__O__w_n__e_d_-_-_-_-
Advances on Cotton---------Advances on Other CommodiChteiecsks -a-n--d--C-a-s-h--I-t-e-m--s-_-_-_-_-_-_-_
OOtvheerrdrAafstssets-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Deficit ----------------------
Total ------------------------$

120,253.01 none none none none
25,000.00 2,000.00 2,300.00 none 2,224.58 none
none 8,586.13 2,010.91 14,578.84
none
176.953.47

LIABILITIES:
Capital Stock Paid 1n--------$ Surplus --------------------Undivided Profits------------DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-
Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------RCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Rediscounted_ Other Liabilities------------Stockholders' Assessment ---

25,000.00 none
29,936.18 none none non'
76,540.41 none none
non~
none none 15,544.78 none 25,452.10 4,480.00

'"l'Ot[ll ------------------------$ 176.953.47

DEPARTJ\fEKT OF BANKING

315

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF LAWRENCEVILLE Lawrenceville, Ga.

RESOURCES:

Time Loans and Discounts____ $' Demand Loans--------------United States Securities______
State of Georgia BondS-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o__n_d_s_-_-_-_-_-_Furniture and Fixtures_______ ODutheerFrRoemalBEasntkast_e__O__w_n_e_d_______ __
Advances on Cotton__________
Advances on Other Commodi-

none 181,267.17
none none none none 1, 725.00 2,991.53 none 14,817.16 none

C ht ieecsk s -a-n- -d- -C-a-s-h- -I-t -e m- -s-_-_-_-_-_-_- _-

nnoonnee

Overdrafts -----------------Other Assets_________________

34.36 2,295.38

Deficit ----------------------- -1- ,255- .04 Total ------------------------$ 204,385.64

LIABILITIES:
Capital Stock Paid In--------$ SUunrdpilvuisd e d- -P-r-o-f-i-t -s -_-_-_-_ _- _- _- _-_-_-_-_- -_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedOther Liabilities------------Stockholders' Asse.,sment ---

25,000.00 none none none none
3,118.31 none
101,429.95 none none
473.73 none
63,975.65 none
10,388.00 none

Tot:1.l ------------------------$ 204,385.64

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF LILBURN Lilburn, Ga.

RESOURCES:
Time Loans and Discounts----$' Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ ODutheerFrRomealBEanstkast_e__O__w_n_e_d_______ __ .Advances on Cotton__________ Advances on Other CommodiC ht ieecsk s- a- -n-d- -C-a-s-h- -I-t-e-m- -s-_-_-_-_-_-_ -_ OOtvheerrdrAafstssets-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Deficit ----------------------
Total ------------------------$

none 73,673.14
none none none none 818.40 2,245.20 none .2,841.49 none
none 103.03
none none 4,245.42
83,926.68

LIABILITIES:
Capital Stock Paid In--------$ SUunrdpilvui sd e d- -P- -r o- -f i-t-s._-_-_-_-_-_-_-_-_-_-_-_- -_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of DepJsit '1'\me Certificate of DeposiL-Savings Deposits------------Trust Fund Deposits--------Cashier's Checks------------BCielrltsifPieadyaCbhlee_c_k_S__-_-_--_-_-_-_-_-_-_-_-_-_Notes and Bills RediscountedOther Liabilities------------Stockholders' Assessment ---
Totlll ------------------------$

25,000.00 none none none none
1,918. 72 33,931.95
none none none none none 19,010.07 none 2,842.83 1,223.11
83,926.68

316

FocRTII ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
LIBERTY BANKING CO. Ludowici, Ga.

RESOURCES:

Time Loans and Discounts----~ Demand Loans--------------United States Securities______ Rtate of Georgia Bonds______
S< ock in Federal Reserve Bank Other Stocks and Bonds-----Banking House--------------Furniture and Fixtures_______
Other Real Estate Owned____ Due From Banks____________ _ Advances on Cotton _________ _

71,680.63 none none none none
4,500.00 4,000.00 1,315.86 16,063.75 4,489.43
none

Advances on Other Commodi-

t!es ----------------------Checks and Cash Items_______

none 189.95

Overdrafts -----------------Other Assets_________________

284.78 1,250.85

- - - - Deficit ----------------------

8,825.43

Total ------------------------$ 112,600.68

LIABILITIES:
Capital Stock Paid In________ $
ISJunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid_____________ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________
Certified Checks-------------Bills Payable----------------Notes and Bills Rediscounted_ Other Liabilities_____________
Stockholders' Assessment ---

25,000.00 none none none none
22,936.79 none
33,846.72
12,819.32 none
1,068.56 none
21,425.62 none
2,180.25 3,323.42

Total ------------------------$ 112,600.68

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
MORGAN COUNTY BANK Madison, Ga.

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds______
Stock in Federal Reserve Bank Other Stocks and Bonds----BF ua nr nkiitnugr eHaonuds eF-i x- -t-u-r-e-s-_-_-_-_-_-_- _-
Other Real Estate Owned____ Due From Banks____________ _
Advances on Cotton _________ _

94,861.56 none none none
1,500.00 none
4,000.00
754.39 13,566.94
4,538.45 none

Advances on Other Commodi-

ties ----------------------Checks and Cash Items--~----

none none

Overdrafts -----------------Other Assets_________________

none 715.12

- - - - - Deficit ----------------------

2,237.54

'l.'otal ------------------------$ 122,174.00

LIABILITIES:
Capital Stock Paid In________ $
US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ Dividends Unpaid ____________ _
Due to Banks---------------Deposits Subject to Check---Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CTraUshstierF'sunCdhDecekps o__s_i_ts_-_-_-_-_-_-_-_-_-
Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedOther Liabilities------------Stockholders' Assessment ---

50,000.00 none none none
438.55
5,802.47 none
6,014.09
4,480.19 none none none
3,245.50 41,978.35
1,446.85
8, 768.00

Total ------------------------$ 122,174.00

DEPART~[ENT OF BA:\'IUXG

317

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
PEOPLES BANK :Mansfield, Ga.

RESOURCES:

Time Loans and Discounts____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due From Banks____________ _ Advances on Cotton _________ _
Advances on Other Commodities -----------------------
Checks and Cash Items______ _
OOtvheerrdrAafstsset-s -_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_
Deficit ----------------------

102,629.41 none none none none none
3,407.16 none
594.92 2,451.28
none
none none 1,143.22 none none

Total ----------------------~ 0,225.99

LIABILITIES:
Capital Stock Paid In________ ~ SUunrdpilvuisd e d- -P- -r o- f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks____________ _
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Other Liabilities____________ _ Stockholders' Assessment __ _

25,000.00 none 281.38
none none 18,672.79
none 3,909.64
none none
682.48 none
H,l16.89
1,232.63 7,762 28
5,567.90

Total ------------------------$ 110,225.99

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
:MARIETTA TRUST AND BANKING CO. :Marietta, Ga.

RESOURCES:

Time Loans and Discounts____ $
Demand Loans--------------United States Securities______ State of Georgia Bonds______
5tock in Federal Reserve Bank Other Stocks and Bonds_____ _ Banking House_______________
Furniture and Fixtures_______ Other Real Estate Owned____ Due From Banks___ , ________ _ Advances on Cotton__________
Advances on Other Commodi-
tc~!~~s -;;-;.;'d-c-as_h:_{t~~;=======

72,412.57 none none none none
7,296.88 none none
455.00 38,514.57
none
2,2~~.61

Overdrafts ------------------

511.86

Other Assets_________________ 208,733.89

Deficit ----------------------- -3- ,675- .00
Total ------------------------f 3:l7,94l.B8

LIABILITIES:
Capital Stock Paid In________ $
US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_ -_ -_ _- _- _- _-_- -_ DDiuvei dteon dBs aUn knsp_a_i_d_ _- _- -_-_-_-_-_-_-_-_-_-_Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ 5avings Deposits------------CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_BCielrltsifPieadyaCbhlee_c_k_S__-_-_--_-_-_-_-_-_-_-_-_--_
ONtohteesr aLnidabBiliiltlisesR_e_d_i_s_c_o_u_n_t_e_d___ Stockholders' Asse..,smen t __ _

100,000.00
8,551.15 none 36.00
22.36
147,594.72
1,360.40 none none none 52.71 none none none
12,121.92
68,202.12

Total ------------------------~ 337,941.38

318

FouRTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF MAUK Mauk, Ga.

RESOURCES:
Time Loans and Discounfs____ $ Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bani< Other Stocks and Bonds______ Banking House--------------Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due From Banks____________ _ Advances on Cotton__________ ,\ dvances on Other CommodiC ht ieecsk s -a- n- -d- -C-a-s-h- -I-t-e-m- -s-_-_-_-_ -_ _- -_
Overdrafts -----------------Cther Assets----------------Deficit ----------------------
Total ------------------------$

39,986.03. none none none none none
1,870.00 1,978.47
none 163.74 none
none 355.27 2,123.59 none 24,110.84
70,587.94

LIABILITIES:
Capital Stock Paid In--------$ SUunrdpilvuisd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits--------Cashier's Checks------------Certified Checks-------------Bills Payable----------------Notes and Bills RediscountedOther Liabilities------------Stockholders' Assessment ---
Total ------------------------$

15,000.00 1,767.05 none none none
29,185.93 none none none none 121.98 none
7,025.19 none
124.88 17,362.91
70,587.94

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF MORGAN Morgan, Ga.

RESOURCES:
Time Loans and Discounts----$' Demand Loans--------------United States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and BondS-----Banking House--------------Furniture and Fixtures______ _ OD tuhee rF rRoema l BEa sntkast_e_ _O_ _w_n_e_d_ ______ __ Advances on Cotton _________ _ Advances on Other Commodi-
ties ----------------------Checks and Cash Items------Overdrafts -----------------Other Assets ___ -------------Deficit ----------------------
Total ------------------------$

46,043.25 none none none none
2,364.00 3,428.00 2,209.40 4,186.08
856.42 none
none ,211.45 272.86
2.05 2,845.47
62,418.98

LIABILITIES:
Capital Stock Paid In--------$ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_ONothteesr aLnidabBiliiltlsiesR_e_d_i_s_c_o_u_n_t_e_d___ Stockholders' Assessment ---
Total -----------~------------$

20,000.00 none none none none
11,558.69 none
7,312.28 none none
141.24 none none
21,033.27 333.50
2,040.00
62,418.98

DEPATIT:\IE:\T OF BAXKIKG

319

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
MERCHANTS AND MINERS STATE BANK McCaysville, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------L'"nited States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House ______________ _ Furniture and Fixtures_______ Other Real Estate Owned____ Due From Banks____________ _ Advances on Cotton__________ Advances on Other CommodiChteiecsks -a-n--d--C-a-s-h--I-t-e-m--s-_-_-__-_-_--_ Overdrafts -----------------Other Assets----------------Deficit ----------------------
Total ------------------------~

14,252.26 none none none none none
2,906.38 2,047.99
none none none
none none 56.36 94.45 6,080.52
25,437.96

LIABILITIES:
Capital Stock Paid In________ $ US unrdpilvui sd e d- -P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid ____________ ..: Due to Banks________________ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------TCPrushstierF'sunCdhDecekps o__s_i_ts_-_-_-_-_-_-_-_-_BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _Notes and Bills RediscountedOther Liabilities------------Stockholders' Assessment __ _
Total ------------------------$

15,000.00 none none none none
2, 704.10 none
3,160.68 none none none none none none
315.42 4,257. 76
25,437.96

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BERRIEN COUNTY BANK Nashville, Ga.

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities-----State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and BondS-----Banking House_______________ Furniture and Fixtures_______
Other Real Estate Owned---Due From Banks____________ _ Advances on Cotton__________
Advances on Other Commodities ----------------~------
Checks and Cash Items_______

26,606.19 none none none none none nr,ne none
7,375.83 7,803.30
none
none none

Overdrafts -----------------Other Assets_________________

none 81.37

Deficit ----------------------- -1-5,2-84.-25
Total ------------------------$ 57,150.94

LIABILITIES:

Capital Stock Paid In--------$
USunrdpilvuids ed--P-r-'-o-fi-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid_____________ Due to Banks________________

Deposits Subject to Check____
Demand Certificates of Deposit TSaimviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_-

Tr
('~

ushs

it

e

rF'su

nCd

hDecekps

o__s_i

_t s_-_-_-_-_-_-_-_-

_-

BCiHl ltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _-

Notes and Bills Rediscounted_ Other Liabilities------------Stockholders' Assessment ---

Total ------------------------$

25,000.00 none none none none
7,274.98 none
9,220.46 none :Pone 65.58 none
6,221.72 none none
9,368.20
57,150.94

320

FocRTH ANNCAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
FARMERS BANK Nicholls, Ga.

RESOURCES:
TDiemmeanLdoaLnsoaannsd__D__is_c__o_u_n_t_s_-_-_--_$ Cnited States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______ Banking House_______________ Furniture and Fixtures ___ ~--Other Real Estate Owned___ _ Due From Banks____________ _ Advances on Cotton---------Advances on Other Commodi-
ties -------------------- __ _ Checks and Cash Items______ _ COtvheerrdrAafstssets-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Deficit ----------------------
Total ------------------------ $'

77,122.15 none none none none none none
1,919.70 22,900.00
968.31 none
none 565.64
none 526.80 8,528.59
112,531.19

LlABILITIES:
Capital Stock Paid In--------$ US unrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_ -_ _- _- -_ Dividends Unpaid ____________ _ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits------------CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_CBeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_--_ ONothteesr aLnidabBiliiltlisesR_e_d_i_s_c_o_u__n_te__d_8tock11olders' Assessment ---

15,000.00 none none none none
4,376.75 rione
56,845.54 none
none none none 21,671.75 8,625.40 5,311.75
700.00

Total ------------------------' 112,531.19

STATEMENT S)lowing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF GWINNETT Norcross, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States E'ecnrities______ State of Georgia Bonds______ Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o_n_d_s____..______ __ Furniture and Fixtures______ _ Other Real Estate Owned ___ _ Due From Banks____________ _ Advances on Cotton---------Advances on Other CommodiChteiecsks -a-n-d--. -C-a-s-h--I-t-e-m--s-_-_-__-_-_--_ OOtvheerrd rAa fstsse t s- _- _- _- _- _- _- _-_-_-_-_-_-_-_-_-_- -_
Deficit ----------------------
Total ------------------------$

110,617.28 802.50 none none none none
3,333. 70 3, 3 81.4 3
none 188.47
none
none 151.00
none 82.32 3,890.93
122,447.63

LIABILITIES:
Capital Stock Paid In--------~ .USnudrpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid-------------
Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__--_ CT raus hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- _Certified Checks-------------Bills Payable----------------NOothteesr aLnidabBiliiltlsiesR_e_d_i_s_c_o_u__n_te__d_Stockholders' Assessment ---
Total ------------------------$

23,000.00 none none none none
8,030.50 62,564.73
none none none 33.01 none 21,859.12 none 6,960.27 none
122,447.63

DEPART::\IE:NT OF BA:NKING

321

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
EXCHANGE BANK Oakfield, Ga.

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------united States Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds_____ _ Banking House ______________ _ Furniture and Fixtures______ _ Other Real Estate Owned____ Due From Banks_____________ Advances on Cotton _________ _ Advances on Other CommodiChteiecsks -a-n--d--C-a-s-h--I-t-e-m--s-_-_-__-_-_--_ OO tvheerrd rAa fstsse t-s -_-_-_-_-_-_-_ -_ -_ _- _- _- _- _-_-_- -_
Deficit ----------------------
Total

LIABILITIES:

25,786.08 none none none none none
3,250.00 1,800.00
none 587.00
none none
none none 294.65 7,208.51

Capital Stock Paid In--------$ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________
Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit--Savings Deposits____________ _ Trust Fund Deposits________ _ Cashier's Checks_____________
BCielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills RediscountedOther Liabilities------------Stockholders' Assessment ---

38,926.24 . Tot~! ------------------------5

15,000.00 none none none none
13,509.76 none none none none none none none none
5,296.48 5,120.00
~8.926.24

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
CITIZENS BANK Ocilla, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 137,409.98 Capital Stock Paid In--------$ 78,000.00

Demand Loans--------------L"nited States Securities______

none none

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_

none nune

State of Georgia Bonds-----Stock in Federal Reserve Bank

none none

DDiuveidteondBs aUnknsp_a_i_d__--_-_-_-_-_-_-_-_-_-_-_-

none none

Other Stocks and Bonds------Banking House_______________

none Deposits Subject to Check____ 10,272.90 Demand Certificates of Deposit

48,795.24 n0ne

Furniture and Fixtures_______ Other Real Estate Owned____ Due From Banks_____________
Advances on Cotton----------

9,754.86 none
2,117.06
none

Time Certificate of Deposit-__ Savings Deposits_____________ CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_-

none none none none

Advance~ on Other Commodities ------------------------
Checks and Cash Items_______ Overdrafts ------------------

none none 1,106.05 47.37

BC ielrltsi fPi eady aCbhl ee_c_k_s_ _- -_-_-_-_-_-_-_-_-_-_-_- _Notes and Bills RediscountedOther Liabilities_____________

none 44,218.31
3,500.00 551.59

Cther Assets_________________

none Stockholders' Assessmen.t

3,755.00

Deficit ---------------------- 18,111.92
-----

Total ------------------------~~===1=7=8=,8=2=0==1=4===T==''=ta=l==-=-=-=-=-=-=-=-=-=-==-=-=-=-=-=-=-=-=-=-=-=-=-=~===1=7=8=8=2=0=.1==4

322

FoLCRTH AxNUAL HEPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
ODUM BANKING CO. Odum, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans--------------United States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures_______ Other Real Estate Owned___ _ Due From Banks____________ _ Advances on Cotton_________ _ Advances on Other CommodiC ht ieecsk s -a- n- -d- -C-a-s-h- -I-t-e-m- -s-_-_-_-_-_-_ -_ OOtvheerrdrAafstsset-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Deficit ----------------------
Total ------------------------1

45,763.93 none
100.00 none none none none none
3,300.00 2,951.94
none none none 260.36 5,934.73 none 15,757.52
7 4,068.48

LIABILITIES:
Capital Stock Paid IlL-------$ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-_-__--_ Dividends Unpaid ____________ _ Due to Banks---------------Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit- __ Savings Deposits_____________ 'l'rust Fund Deposits ________ _ CCGe! srthifieierd's CChhecekcsk_:_:__-_-_-_-_-_-_--_-_-_-_-_Bills Payable_________________
Notes and Bills Rediscountefl. Other Liabilities____________ _ Stockholders' Assessment ---

15,300,00 none none none none
2fi,373.R7 none
18,580.16 none none none none
8,270.54 none
5,343. 91
200.00

Total ---------- __ ----- -----=-=-=-$==7=4'=0,=6=8.=4=8

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
PEOPLES BANK Rebecca, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 23,001.65 Capital Stock Paid In--------$ 15,000.00

Demand Loans--------------United States Securities_____ _

none none

USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_

none none

State of Georgia Bonds_____ _

none Dividends Unpaid ____________ _

none

Stock in Federal Reserve Bank

none Due to Banks----------------

none

Other Stocks and Bonds------

none Deposits Subject to Check___ _

1,1D4.96

Banking House---------------

2,300.00 Demand Certificates of Deposit

none

Furniture and Fixtures-------

1,493.55 Time Certificate of Deposit---

none

Other Real Estate Owned____ Due From Banks____________ _ Advances on Cotton__________
Advances on Other Commodities -----------------------
Checks and Cash Items_______

none 132.19
none
none 72.10

Savings Deposits_____________ TCraushstieFr'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ Certified Checks______________ Bills Payable ________________ _
Notes and Bills Rediscounted_

none none none none 15,126.71 none

Overdrafts ------------------ 11,076.69 Other Liabilities-------------

9,480.00

Other Assets_________________

none Stockholders' Assessment ---

565.02

Deficit ---------~------------

3,290.51

-----

Total ------------~--=-=-=-=-=-=--=-=-=-=$====41==3=6=6.=6=9===T=o=t=a~l=-=-=-=-=-=-=--=-=-=-=-=-=----~-=-=-=-=-=-=--=$====4=1~,3~6~6=.6=n

323

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
THE PEOPLES BANK Savannah, Ga.

RESOURCES:

Time Loans and Discounts____ ~ Demand Loans--------------United States Securities_____ _ State of Georgia Bonds_____ _ Stock in Federal Reserve Dank Other Stocks and Bonds_____ _ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due From Banks____________ _ Advances on Cotton _________ _
Advances on Other CommodiC ht ei ecsk s -a-n- -d- -C-a-s-h- -I-t-e-m- -s -_-_-_-_-_ _- -_
0O1vheerrdrAafstsset-s -_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_
Deficit ----------------------

857,644.00 66,805.14 none none none
S7,56f).~~5
none 1 6,~30.00
none none none
none none 1,756.58 'i,421.51 none

Total --:--------=.c::.=-=-==-----$' 1,038,126.58

LIABILITIES:
Capital Stock Paid In ________ $
US unrdpilvui sd e d- -P-r-o-f-i-t-s -_-_-_-_-_-_-_ _- _- _-_-_- -_ Dividends Unpaid_____________
Due to BankS---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits ____________ _ Trust Fund Deposits________ _ Cashier's Checks____________ _ Certified Checks______________ Bills Payable ________________ _
ONothteesr aLnidabBiliiltlisesR_e_d_i_s_c_o_u_n_t_e_d___ Stockholders' Assessment __ _

100,000.00 50,000.00
3,656.43 none none
221,921.72 none
55,099.90 515,628.60
none none none 39,469.4ii none 6,150.48
46,200.00

Total ----------------- -------$' 1,038,126.58

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
OGLETHORPE SAVINGS AND TRUST CO. Savannah, Ga.

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds_____ _ Stock in Federal Reserve Bani< Other Stocks and Bonds______ Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned____ Due From Banks____________ _ Advances on Cotton:_________ _ Advances on Other Commodi-
Chteiecsks -a-n--d--C-a-s-h--I-t-e-m--s-_-_-_-__-_--_
OOtvheerrd rAa fstsse t s- -_-_-_ -_ -_ _- _- _- _- _-_-_-_-_-_-_- -_
Deficit ----------------------

7 10,868.68 none
110!18
nonPnone 413,689.{)8 none 1,950.00 91,721.80 none ncne
TIIJ110
none 9,843.59 37,887.93
none

Total

$ 1,295,961.08

LIABILITIES:
Capital Stock Paid In--------~ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-:_-_-_-_-_-__--_
Dividends Unpaid------------Due to Banks---------------Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits------------Trust Fund Deposits--------Cashier's Checks_____________ Certified Checks-------------P.ills Payable_---------~---- Notes and Bills RediscountedOther Liabilities____________ _
Stockholders' Assessment

21>0,000.00 150,000.00
43,294.56 9.00
951.20 none none
168,448.20 656,658.64
2,015.57 none none nc.ne
20,520.84
2,883.07 1,150.00

Tctal

-- --- _$ 1,295,961.08

324

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
COMMERCIAL BANK Savannah, Ga.

RESOURCES:

LIABILI'riE8:

-------------------------------

T1m0 Loans and Discounts........ $ 389,872.90 Capital Stock Paid In________ ~

Demand Loans ............................ .. United States Securities.......... ..
State of Georgia Bonds-----Stock in Federal Reserve Bank

74,526.28 none none none

SLrplus --------------------Undivided Profits____________ _ Dividends Unpaid_ .. __________ _ Due to Banks________________ _

Other Stocks and Bonds------Banking House.... _____________ _ Furniture and Fixtures .. _____ _ Other Real Estate Owned........ Due From Banks____________ _
Advances on Cotton---------Advances on Other CommodiChteiecsks -a-n--d--C-a-s-h--I-t-e-m--s-_-_-_-__-_--_
Overdrafts -----------------Other Assets ________________ _

200.00 ncne
DO TIP
37,074.76 none none
none ncne
8,31~.64
28,112.04

Deposits Subject to Check........ Dt,mand Certificates of Deposit Time Certificate of DeposiL .... Savings Deposits____________ _
Trust Fund Deposits .... _.......... .. Cashier's Checks_____________ _ Certified Checks ______ ----- __ Bills Payable ________________ _
Notes and Bills RedisconnterL Other Liabilities_.. __________ _ Stockholders' AsseRsment ......

Deficit ----------------------

~:~ne

-----

Total ------------------------$ 538,098.62 Total ------------------------$

100,000.00 none
1,338.91 8.00
none 117,G84.44
none
~2.~21.0!)
22S,552.73 none none none none none
4,847.84 63,545.0:J
538.098.62

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
AMERICAN BANK AND TRUST CO. Savannah, Ga.

RESOURCES:

LIABILITIES:

-------------------------------------------------------------

Time Loans and Discounts........ $ 331,632.92 Capital Stock Paid In.... ------$ 200,000.00

Demand Loans---------------

none Surplus ---------------------

none

United States Securities_____ _ State of Georgia Bonds.......... .. Sl cck in Federal Reserve Bank

none none none

Undivided Profits .. -----------Dividends Unpaid ____________ _ Due to Banks...._____________ _

none none 130.84

OBathnekrinSgtoHckosusaen_d___B_o_n_d__s_.._.._.._..._. ._.

750.00 D6posits Subject to Check___ _ none Demand Certificates of Deposit

37,889.73 none

Furniture and F'ixtures ..............

none Time Certificate of DeposiL~-

1,318.74

Other Real Estate Owned ...... .. Due From Banks____________ _ Advances on Cotton-----------

none none none

Savings Deposits_ .. __________ _ Trust Fund Deposits________ _ Cashier's Checks ____________ _

81,760.53
none none

Advances on Other Commodities -----------------------
Checks and Cash Items______ _

none none

CBeilrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_--_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_

2 41.6 0 none
15.650.9fi

Overdrafts ------------------

2,980.2:~ Other Liabilities .. ------------

346.80

Other Assets------------------

4.n6.83 Stockholders' Assessment

5,608.00

Deficit ----------------------

2,647.23

Total ------------------------$' 342,947.20 Total --------------===~42,94 7.20

DEPARTMEKT OF BANKIKG

325

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
SCOTT BANKING CO. Scott, Ga.

RESOURCES:

Time Loans and Discounts----~ Demand Loans--------------United States Securities______
State of Georgia BondS-----Stock in Federal Reserve Bank Other Stocks and Bonds-----Banking House______________ _ Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due From Banks----------- _ Advances on Cotton _________ _
1\dvances on Other Commodi-

26,994.98
none none none none none 1,200.00
750.00
3,000.00
none none

ties ----------------------Checks and Cash Items_______

none 144.59

Overdrafts -----------------(Jther Assets_________________

ncne none

Deficit ---------------------- 15,975.46 -----
Total ________________________ $ 48,065.03

LIABILITIES:
Capital Stock Paid In________ ~ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks---------------Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_-_Certified Checks_____________ _ Bills Payable ________________ _ Notes and Bills Rediscounted_ Other Liabilities____________ _ Stockholders' Assessment __ _
Total ------------------------$

15.000.00 none none none none
6,134.82 6,116.00
none nJne none none none 19.87G.'i6 none none 937.65
48,065.03

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF SHADY DALE Shady Dale, Ga.

RESOURCES:
TDiemmeanLdoaLnsoaannsd__D__is_c_o__u_n_t_s_-_-_--_$
United States Securities-----State of Georgia Bonds-----f'tock in Federal Reserve Bank OBathnekrinSgtoHckosusaen_d___B_o_n__d_s_-_--_-_-_-_ Furniture and Fixtures______ _ Other Real Estate Owned____ Due from Other Banks_______ Advances on Cotton _________ _ Advances on Other Commodi-
ties ----------------------Checks and Cash Items ----Overdrafts (if any)----------Other Assets_____________ ---Deficit ----------------------
Total ------------------------$

65,876.96 none none none none none
1, 750.00 1,180.00
none 67.04 none
none 9. 77
none 1,732.30 6,287.32
16,903.39

LIABILITIES:
Capital Stock Paid In________ $ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid____________ _ Due to Banks_______________ _ Deposits Subject to Check____ Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_Notes and Bills Rediscounted_ Other Liabilities------------Stockholders' Assessment _. __
Total ------------------------$

25,000.00 15,000.00
non~
none none 3,161.71 none 1,493.38 none none none none 15,001.57 none 4,012.90 13,233,83
76,903.39

326

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF SHILOH Shiloh, Ga.

RESOURCES:

'l'ime Loans and Discounts----$ 40,285.21

Demand Loans--------------United States Securities______

none non('

State of Georgia Bonds_____ _

none

Stock in Federal Reserve Bank

none

BOathnekrinSgtoHcokus saen_d___B_o_n_d__s_--_-_-__-_ Furniture and Fixtures______ _

none
1,688.61 2,000.00

Other Real Estate Owned----

1,600.00

Due From Banks------------Advances on Cotton__________

none none

Advances on Other Commodi-

ties ----------------------Checks and Cash Items_______

ncne none

Overdrafts ------------------

196.23

Other Assets-----------------

123.75

Deficit ----------------------- - -5-4 7.-51

Total ------------------------ $' 46,441.31

LIABILITIES:
Capital Stock Paid In ________ $ US unrdpilvui sd e d- -P- r-o- f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_ -_ Dividends Unpaid ____________ _ Due to Banks_______________ _ Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits ________ _ Cashier's Checks____________ _ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ Other Liabilities____________ _ Stockholders' Assessment ---
Total ------------------------$'

15,000.00 nrne r1one none
ii91.33 2,553.68
none 10.431.14
none nnne
8.95 none 17,356.09 none 500.12 none
46,441.31

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
THE WALTON COUNTY BANK Social Circle, Ga.

RESOURCES:
Time Loans and Discounts----$ Demand Loans--------------United States Securities______ State of Georgia Bonds-----Stock in Federal Reserve Bank BOathnekrinSgtoHcokus saen_d___B_o_n_d__s_______-_--_ Furniture and Fixtures ______ _ DOutheeFr rRomealBEanstkast_e__O__w__n_e_d_-_-_-_Advances on Cotton-----,---.A dvances on Other CommodiChteiecsks -a-n--d--C-a-s-h--I-t-e-m-s--_-_-__-_-_--_ OO tvheerrd rAa fstsse t-s-_-_-_-_-_-_-_ -_ -_ _- _- _- _- _-_-_- -_
Deficit ----------------------
Total ------------------------$

fi21,067.04 none none none
5,400.00 none
5,000.00 1,388.55 6,500.00 4,258.25
208.84
none 73.36 none 5,401.02 5,754.49
555,051.55

LIABILITIES:
Capital Stock Paid In ________ ~ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits________ _ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-
Notes and Bills Re<,liscountedOther Liabilities____________ _ Stockholders' Assessment ---

125,000.00
5ii,OOO.OO
17,462.81 none none
43,371.33
25,756.81 none none none
742.69 none
75,790.85
153,136.78 11,102.75
4 7,687.fi3

Total ------------------------$ 555,051.5G

DEPART::\IENT OF BANKING

327

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF SPARTA Sparta, Ga.

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United States Securities_____ _
State of Georgia Bonds-----Stock in Federal Reserve Bank OB at hnekri nSgt oHc ko su saen_d_ _ _B_o_n_d_ _s ________ _- -_
Furniture and Fixtures______ _ Other Real Estate Owned___ _ Due From Banks_____________ Advances on Cotton _________ _
Advances on Other Commodi-

64,9-55.62
none none none none
9,466.25 none none none none none

C ht ei ecsk s -a- n- -d- -C-a-s-h- -I-t -e m- -s-_-_-_-_-_-_- _-

nnoonnee

Overdrafts -----------------Other Assets_________________

897.16 12,808.41

Deficit ----------------------- -9-9,8-96.-24
Total ------------ ------------$ 188,02~.68

LIABILITIES:
Capital Stock Paid In________ $
USunrdpivluids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ DDiuveidteondBs aUnnkps_a_id______-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check ___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits--------CCta-srthiifeierd's CChheecckks~_-_-_-_-_-_-_-_--_-_-_-_-_-_ Bills Payable________________ _ Notes and Bills Rediscounted_ Other Liabilities____________ _ Stockholders' Assessment ---

25,000.00 none none none
7,307.11
83,960.79 39,139.10
none
8, 769.07 none none none
22,857.56 none
990.05 none

Total ------------------------1 ] 88,023.68

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
STONE MOUNTAIN BANK Stone Mountain, Ga.

RESOURCES:

Time Loans and Discounts----$ Demand Loans--------------United Sta.tes Securities______ State of Georgia Bonds______ Stock in Federal Reserve Bank Other Stocks and Bonds______
Banking House--------------Furniture and Fixtures_______ Other Real Estate Owned___ _ Due From Banks___ :_ ________ _ Advances on Cotton__________
Advances on Other Commodi-

49,889.60 none none none none none none none
none
2,439.80 none

ties ----------------------Checks and Cash Items_______

none none

Overdrafts -----------------Other Assets_________________

166.65 272.29

Deficit

-

-

-----------

-

-

-

-

-

-

-

-

-
-

-2-1,7-7 4-.16

Total ------------------------$' 74,542.50

LIABILITIES:
Capital Stock Paid In________ $ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-__-_-_-_--_ DDiuveidteondBs aUnknsp_a_i_d_-_.-_-_-_-_-_-_-_-_-_-_-_Deposits Subject to Check___ _ Demand Certificates of Deposit Time Certificate of Deposit_ __ Savings Deposits_____________ Trust Fund Deposits_________ Cashier's Checks_____________ BCielrltsifPieadyaCbhlee_c_k_s__--_-_-_-_-_-_-_-_-_-_-_-_ONothteesr aLnidabBiliiltlisesR_e_d_i_s_c_o_u__n_te_d_ _Stockholders' Assessment ---
Total ------------------------$'

15,000.00 none none none none
43,385.48 none none none none
517.01 none
11,923.58 none
143.77 3,572.66
74,54 2.50

328

Foui{TH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
BANK OF EMANUEL Swainsboro, Ga.

RESOURCES:

Time Loans and Discounts----$ 98,716.60

Demand Loans--------------United States Securities______

none none

State of Georgia Bonds-----Stock in Federal Reserve Bank

none none

Other Stocks and Bonds-----Banking House--------------Furniture and F'ixtures_______ Other Rf'al Estate Owned___ _ Due From Banks____________ _ Advances on Cotton _________ _

446.38 37,500.00
2, 700.00 9,400.00
3,624.62 none

Advances on Other Commodi-

none

ties ----------------------Checks and Cash Items-------

677.76

OOtvheerrdrAafstssets-_-_-_-_-_-_-_-_-_-_-_-_~_-_-_-_--_

3R2.57 21,233.09

Deficit

---

-

-

-

-

-

-

-

-

-

-

-

-

- - - - - - --

22,653.55
----

Total ------------------------$ J97,334.57

LIABILITIBS:
Capital Stock Paid In ________ ,~ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-__-_--_ Dividends Unpaid____________ _ Due to Banks---------------Deposits Subject to Check---Demand Certificates of Deposit Time Certificate of Deposit___ Savings Deposits_____________ CTraushstierF'sunCd hDecekpso__s_i_ts_-_-_-_-_-_-_-_--_ Certified Checks______________ Bills Payable_________________ NOothteesr aLnidabBiliiltlisesR_e_d_i_s_c_o_u__n_te__d_Stockholders' Assessment __ _

50,000.00 none none none none
54,488.02 none none none none none none
29,161.02 none
55,467.10
8,218.43

Total ------------------------$ 197,334.57

STATEMENT Showing Condition at Close of Business December 28, 1923
(In Liquidation) of the
JEFFERSON COUNTY BANK Wadley, Ga.

RESOURCES:

Time Loans and Discounts----~ Demand Loans--------------United States Securities-----State of Georgia Bonds_____ _ Stock in Federal Reserve Bank Other Stocks and BondS---- Banking House--------------Furniture and Fixtures______ _ ODutheerFrRoemalBEasntkast_e__O__w_n_e_d_______ __ Advances on Cotton_________ _
Adyances on Other Commodi-

108,055.94 none none
none
none
450.00 none none none
2,061.34 none

tws ----------------------Checks and Cash Items_______

none 414.92

Overdrafts -----------------Other Assets_________________

1, 135.71 27,894.35

Deficit ----------------------___1_7,_6_8_ti_.6_1

Total ------------------------ $ 159,4~)8.87

LIABILITIBS:
Capital Stock Paid In________ $
USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid ____________ _ Due to Banks---------------Deposits Subject to Check ___ _ Demand Certificates of Deposit 8T8imviengCserDtiefipcoastietso_f__D__e_p_o__s_iL__-_CT ar us hs ti e rF' su nCd hDe cekps o_ _s_i_t s_-_-_-_-_-_-_-_- -_ BC<illrstifPieadyaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_ONothteesr aLnidabBiliiltlisesR_e_d_i_s_c_o_u__n_te_d_ _Stockholders' Assessment ---

15,000.00 none none none none
24,664.80 31,160.99
none none none
l.O:l3.31 none
52,620.08 nonE>
32.569.69
2,460.00

Total ------------------------1$ 159,498.87

DEPARTMENT OF BAXKING

329

STATEMENT Showing Condition at Close of Business Deeember 28, 1923
(In Liquidation) of the
CITIZENS BANK Waverly Hall, Ga.

RESOURCES:

Time Loans and Discounts____ $ H,lS2.01

Demand Loans--------------L:nited States Securities-----State of Georgia Bonds-----Stock in Federal Reserve Bank

none none none none

OBathnekrinSgtoHckosusaen_d___B_o__n_d_s_-_-_-_-_--_ Furniture and Fixtures______ _ Other Real Estate Owned____

none 3,613.'i6
none none

Due From Banks------------Advances on Cotton__________ Advances on Other Commodi-

none none

ties ----------------------Checks and Cash Items_______

none 72:l.6<

Overdrafts -----------------Other Assets_________________

689.19 63.ii1.

Deficit ---------------------- 23,131.37
----

'l'otal ------------------------ $' 52,463.57

LIABILITIES:
Capital Stock Paid In--------$ USunrdpilvuids ed--P-r-o-f-i-t-s-_-_-_-_-_-_-__-_-_-_-_--_ D>vidends Unpaid ____________ _ Due to Banks________________ Deposits Subject to Check___ _ DLmand Certificates of Deposit STaimviengCserDtiefpicoastietso_f__D__e_p_o__s_iL__-_-
CTraushstierF'sunCd hDecekps o__s_i_ts_-_-_-_-_-_-_-_--_
BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-
NOothteesr aLnidabBiliiltlisesR_e_d_i_s_c_o_u__n_te__d_Stockholders' Assessment ---

15,800.00 none none none none
17,543.65 none
G,/99.06 none none
'i66.64 none none none
164.31
12,389.91

Total ------------------------ $' ~2,46:!.57